Get a Loan for your Special Occasion

A special occasion can be one of the most important days of your life, but paying for the event can often be expensive and cause unnecessary stress. Whether it’s retirement, a milestone birthday party, a wedding, or a graduation celebration, Prosper can provide access to special occasion loans through its peer-to-peer lending marketplace that potentially offer a better rate than credit cards, and without the trouble of applying for a loan against your home (perfect for non-homeowners).

Celebrate without the Worry

When the day finally arrives, you should be able to enjoy the event, not worry about the interest you will accumulate if you charged it all on a credit card. Prosper can provide you with access to the great rate you’re searching for with an up-front loan. Whether your special occasion involves finding a venue, hiring caterers, travel to an exotic location, or all three, you can describe your dream event to potential lenders.

Enjoy Your Occasion – But Keep Your Budget in Mind

When planning for a big event, it can be difficult to stay grounded and on budget. And while many often start with an initial idea about what the perfect event will look like, keep in mind that when it’s all over, you’ll still have to foot the bill. It’s important to be realistic about what you are willing and should pay.

As a first step, it’s a good idea to list your event essentials. This may include your attire, the location, a caterer, and possibly a professional photographer to capture and document the festivities. This list and cost estimates will help get you to a realistic budget.

If you do need a loan, give yourself time to look around for the best rate rather than wait til the last minute. Prosper can help.

Make Sure You Have the Cash You Need

Many people make the mistake of emptying their bank accounts for their special occasion, only to have unexpected expenses pop up and potentially spoil the experience. Make sure you have enough cash on hand to fund your event, as well as account for any unexpected emergencies, last-minute add-ons or additional costs associated with the event.

Prosper can help provide access to the financial buffer you need in the form of loans with low fixed rates and no prepayment penalties. And qualified borrowers can apply for any unsecured loan amount between $2,000 and $35,000, so you don’t need to rely on high-rate credit cards.

Why not apply now to see the great rate you can enjoy? It only takes a few easy steps.

Does my credit score affect my loan?

Yes. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure if you’d qualify, we can help you find out now, for free, with no obligation.