Auto loans

Embark on a journey with adaptable financing ​

Explore the numerous opportunities waiting for you!

auto loans

Why choose Prosper for your vehicle financing?

Whether you’re aiming for that dream vehicle or thinking of refinancing your existing one, financing through Prosper offers affordable options, flexible terms, and efficient financing solutions.

Find your vehicle, we have the financing options.

Conventional automotive financing can be restrictive, especially concerning the types of vehicles supported. This is where discerning buyers turn to Prosper for customized, flexible financing solutions. Here are some of the types of vehicles you can finance through Prosper.



Whether it’s a project vehicle or a classic beauty, financing options through Prosper are designed to help you seal the deal, filling the gap when traditional methods fall short. 

Scooters and e-bikes

Urbanites increasingly opt for scooters and e-bikes to navigate congested streets and embrace eco-friendly transit. Through Prosper, mobility comes without financial strain, offering fair rates and straightforward payment plans. 



For daily commutes or leisurely rides, motorcycles are a popular choice. Whether it’s a stylish cruiser, zippy sport bike, or everyday workhorse, Prosper can facilitate your journey. 

Golf carts, ATVs, and 4-wheelers

Anticipating some recreational family bonding? Through Prosper, you can obtain financing for golf carts, ATV’s, 4-wheelers, and more. 

Gold carts atvs


Roads aren’t a prerequisite for dreams. Finance boats, jet skis, or even submarines through Prosper. Whether it’s for fishing adventures, thrilling water sports, or serene family outings, we pave the way. 


Check potential rates with prosper without any impact on your credit score. If there’s been an uptick in your credit health, you could access rates more favorable than your current vehicle financing. Dive into our rate calculator to explore potential savings.

Mother and black daughter peeping outside car

Prosper's Financing: Tailored, Prompt Solutions

Securing financing for vintage or distinctive vehicles can pose challenges. Many lenders may only finance newer models or have mileage restrictions. However, Prosper’s options can be an ideal match if you’re considering an older vehicle, motorcycle, truck, or even a refinancing opportunity. 


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1 For example, a three-year $10,000 personal loan would have an interest rate of 9.88% and a 7.99% origination fee for an annual percentage rate (APR) of 15.70% APR. You would receive $9,201 and make 36 scheduled monthly payments of $322.11. A five-year $10,000 personal loan would have an interest rate of 11.64% and a 7.99% origination fee with a 15.36% APR. You would receive $9,201 and make 60 scheduled monthly payments of $220.63. Origination fees vary between 1% and 9.99%. Personal loan APRs through Prosper range from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.

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