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Checking your rate won’t affect your credit score
Checking your rate won’t affect your credit score
When you use a personal loan through Prosper to get your dream ride, or refinance the one you have, you’ll have fewer restrictions on how to use the funds, flexible terms and affordable financing options.
Conventional automotive loans may have restrictions on which vehicles can be financed. That’s why smart buyers turn to Prosper for options that fit their unique needs. Fast, flexible financing through Prosper may be the answer for buying vehicles of all kinds. What can Prosper finance?
Personal loans through Prosper may help you finance cars that may not qualify for traditional funding. From fixer-uppers to vintage cruisers, Prosper’s fast funding helps you close the deal before you get outbid.
Bring home some family fun by using a personal loan through Prosper to buy a golf cart, ATV, 4-wheeler, or other recreational vehicle.
Personal loans through Prosper may help you finance cars that may not qualify for traditional funding. From fixer-uppers to vintage cruisers, Prosper’s fast funding helps you close the deal before you get outbid.
Bring home some family fun by using a personal loan through Prosper to buy a golf cart, ATV, 4-wheeler, or other recreational vehicle.
It can be difficult to get the loan for the type of vehicle you want if it’s older or unique. Some lenders offer loans only if you buy a new car or one with very low mileage. Other lenders may limit the type of vehicle you can buy.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1 For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions.
2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.
All personal loans made by WebBank.
Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.