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Enjoy peace of mind with a personal loan

Low Interest | Fixed Term | Easy Application

Checking your rate will not affect your credit score

Clear Terms, Catered Just for You



    Reduce mail clutter each month. One fixed monthly payment through Prosper and you’re up to date.



    Keep credit card bills organized by consolidating your debts.



    Save money with no pre-payment penalties.

Checking your rate will not affect your credit score

My Prosper Story: Personal Loans #MyProsperStory

"Prosper allowed me to apply for a loan and receive the amount we needed to make our business a success in days. We now run our recording studio."


Imagine the Possibilities With a Personal Loan

Personal loans can give you more financial freedom to reach your next big milestone. Here are several reasons to use a personal loan:

Getting a Personal Loan is Easy


Check Your Rate

Select your personal loan amount, answer a few questions and get your lowest eligible rate instantly.


Choose Your Loan

Choose the offer with the terms that work best for you.


Get Your Funds

Your money goes straight to your bank account via direct deposit.

Checking your rate will not affect your credit score

Debt Consolidation

Consolidating debt? Paying for a large expense like home improvement or a special occasion? We have you covered. Apply for a low interest, fixed term personal loan with no prepayment penalty fees through Prosper.

Debt Consolidation

Borrowers can receive their money in as little as 3 days after accepting a personal loan offer.

Compare a Personal Loan to a Credit Card

Here's why a Personal Loan through Prosper may be better for you

Credit Card


  • No fixed interest rate – can rise at anytime
  • Minimum payments won't pay down your principal
  • Longer payoff
Personal Loan

Personal loan

  • A fixed interest rate
  • A clear payment plan
  • A set payoff date

Checking your rate will not affect your credit score

Hello, Financial Well-Being

You can use the funds from a personal loan to pay for a range of needs, such as a special occasion, adoption fees, unexpected expenses, medical costs or remodeling project. You can also use a personal loan to consolidate other debts. In fact, personal loans often allow you to consolidate multiple types of debts, including credit card debt and medical debt at a lower rate than you might be paying on a credit card.

With a single monthly payment, knowing exactly how much is owed each month and when the loan will be fully paid off provides much-needed peace of mind and control over your financial future.

Apply in Minutes

Use a Personal Loan to Build Your Dreams

Applying for a personal loan the traditional way can be daunting. Through Prosper, you can apply for a low-interest loan from the comfort of your home. Apply now and see how easy a personal loan can be.