Asking for a higher salary at your current job or when offered a new job can make a big difference in your financial well-being. But don’t let yourself be led by emotion; instead, research market data and leverage new pay transparency laws to justify your value. Also walk in the door with proof of your experience and project outcomes. With the right data and a willingness to negotiate benefits beyond pay, you could end up with a healthy total compensation package that gets better year after year.

Saving money as a wedding guest helps you enjoy the experience instead of worrying about your budget the entire time. The biggest savings come from financially preparing as soon as you hear about upcoming nuptials and being selective about which events you attend. Also consider alternatives to buying a new outfit for every event and splitting costs like lodging and gifts with friends. It’s never worth going into debt to attend a wedding, so stick to what’s realistic for you. True friends (and family) will understand!