Special occasion

Personal loans for special occasions

Personal loans through Prosper can make your special day memorable, whether it’s a wedding, retirement party, or any kind of celebration

Checking your rate will not affect your credit score

Special occasions

Why use a personal loan for a special occasion?

Celebrating a significant milestone creates treasured memories but figuring out how to pay for them can diminish the joy. Stress less by using a personal loan to finance the event of your dreams.

Personal loans through Prosper can fund special occasions such as weddings, graduation parties, retirement parties, milestone birthdays, anniversaries, or even a family trip. With fair rates and a set payment term, a personal loan may be the best option for financing the most memorable days of our lives.

Checking your rate will not affect your credit score

You make it special. We help you pay for it.

Fast, flexible financing through Prosper is ideal for funding your special event or occasion. Personal loans through Prosper are unsecured loans with a simple application process and quick processing time. Best of all, the funds are deposited as a lump sum into your checking account so you can use them however you need.



Weddings often involve multiple vendors, such as venues, photographers, caterers, planners, makeup artists and more. Personal loans through Prosper provide a lump sum of $2,000–$50,000¹ that you can use to pay anyone you need, all in one loan with one monthly payment.

Graduation parties

Graduating is a major milestone and an excellent time to celebrate a grad’s hard work. A personal loan through Prosper can help you fund a celebration to show the grad in your life how proud you are of their accomplishments.

Retirement parties

A retirement deserves a celebration, but many new retirees feel the need to be frugal now that they’re leaving the work force. A personal loan through Prosper is an excellent choice for financing a retirement party. A fixed interest rate with no rate hikes and a 2–5-year¹ repayment period is great for budget certainty.

Birthday celebrations

Celebrate that big birthday with an experience to remember! Personal loans through Prosper carry competitive interest rates so you can feel comfortable financing the milestone birthday party or experience your loved one deserves.
family trip

Family trips

Family experiences build memories that last a lifetime. And with Prosper’s fast, convenient online application process, you can finance your family’s dream trip from the comfort of your couch. Plan the perfect shared experience for your family with a personal loan through Prosper.


Commemorating your relationship should always be a special occasion. Prosper gives you the funds you need to ensure a memorable anniversary for you and your partner. And with no prepayment penalty, you can pay the loan back early if you choose, for ultimate flexibility!

Personal loans: Flexible, fast funds

Personal loans through Prosper give you the fast, flexible funding you need to finance any special occasion. And since your loan is disbursed as a lump sum, you can cover every expense and only have one loan payment to make each month! More choices. More flexibility.
  • An easy online application: You’ve got enough on your mind. Prosper’s application process is quick and painless.
  • No rate hikes or payment increases: Don’t let stress over your financing ruin your special occasion. Personal loans through Prosper have a simple repayment schedule for a set term of 2–5 years¹. There are no surprises or rate hikes.
  • No prepayment penalties: Personal loans through Prosper have no prepayment penalty. You can use a personal loan through Prosper to cover event expenses and pay it off early, if you like.
  • Fixed rates range from 6.99% to 35.99% APR¹: Prosper offers reasonable interest rates based on your credit history and unique financial situation, providing affordable funds.
  • Flexible usage: Personal loans through Prosper are disbursed directly to you, allowing you to use them however you need. Finance all aspects of your party or celebration with one easy loan.
  • Fast Funding from $2,000–$50,000¹: Personal loans through Prosper are disbursed as quickly as the next business day² after the loan is approved, giving you access to the funds you need right away.

Checking your rate will not affect your credit score


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


1 For example, a three-year $10,000 personal loan would have an interest rate of 9.88% and a 6.99% origination fee for an annual percentage rate (APR) of 14.93% APR. You would receive $9,301 and make 36 scheduled monthly payments of $322.11. A five-year $10,000 personal loan would have an interest rate of 11.64% and a 7.99% origination fee with a 15.36% APR. You would receive $9,201 and make 60 scheduled monthly payments of $220.63. Origination fees vary between 1% and 7.99%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.


2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.


Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.