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Plastic surgery financing

Cosmetic surgery financing

Financing your plastic surgery can be stressful. But through Prosper, you can ease that financial burden. 

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Why opt for financing to cover cosmetic surgery?

In cases where insurance won’t cover your procedure, Prosper offers a straightforward, flexible and prompt option to assist with financing cosmetic surgery costs. 

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Checking your rate will not affect your credit score

Get the procedure you want. Prosper can help.

Depending on the type of cosmetic procedure you want, out of pocket expenses can add up. Rather than depleting your savings or using high-interest credit cards, you may want to consider cosmetic surgery financing. 

Understanding the kinds of costs involved with cosmetic surgery can help you evaluate your financial situation and whether plastic surgery financing may be right for you.

Surgical fees

The primary cost of cosmetic surgery is the surgical fees. Costs are based on the type of procedure and the surgeon’s training and expertise. Don’t look for a bargain—work with an experienced plastic surgeon you trust.
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Facility fees

The surgical facility or hospital where you have cosmetic surgery may charge fees for use of the operating room, equipment, and facility staff.
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Number of treatments

Some cosmetic procedures may require additional treatments, touch-ups or multiple rounds.

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Pre-operative expenses

Depending on the procedure and your provider, there may be a variety of appointments and tests to undergo before surgery. These can include bloodwork, X-rays, and consultations.
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Recovery and post-operative expenses

Costs after surgery often include medications and follow-up appointments. Taking unpaid time off work for your procedure? Use your cosmetic surgery financing to help cover living expenses while you recover.

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Travel expenses

It’s common to travel to meet with a renowned specialist or provider of your choice. Traveling for surgery will add expenses for transportation and hotel to your budget.

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Fast, flexible funding when you need it

Plastic surgery financing through Prosper gives you the funds you need to make your dreams a reality.

How will you Prosper?

A personal loan through Prosper helps you finance the things that matter most.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1  Personal loans through Prosper have an annual percentage rate (“APR”) of 8.99% to 35.99%, terms between two and five years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 9.38% and a 9.99% origination fee results in a 16.74% APR. You would receive $9,001.00 and make 36 scheduled monthly payments of $319.77. A five-year $10,000 personal loan with an interest rate of 11.14% and a 9.99% origination fee results in a 15.84% APR. You would receive $9,001.00 and make 60 scheduled monthly payments of $218.12. Whether you are eligible for a specific APR or loan term will depend on a number of factors, including (but not limited to) your current credit rating and information you provide in your application. The lowest rates are for the most creditworthy applicants. Your actual rate may differ. The average APR for loans with a 3-year term funded between January 1, 2024, and July 31, 2024, was 24.79%.

2  You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s transaction processing speed.

All personal loans made by WebBank.

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