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Personal Loans through Prosper can take the stress out of plastic surgery financing.
When insurance won’t cover your procedure, personal loans through Prosper offer a simple, flexible, and fast option to help cover cosmetic surgery.
Checking your rate will not affect your credit score
Depending on the type of cosmetic procedure you want, out of pocket expenses can add up. Rather than depleting your savings or using high-interest credit cards, you may want to consider cosmetic surgery financing.
Understanding the kinds of costs involved with cosmetic surgery can help you evaluate your financial situation and whether plastic surgery financing may be right for you.
Some cosmetic procedures may require additional treatments, touch-ups or multiple rounds.
Costs after surgery often include medications and follow-up appointments. Taking unpaid time off work for your procedure? Use your cosmetic surgery financing to help cover living expenses while you recover.
It’s common to travel to meet with a renowned specialist or provider of your choice. Traveling for surgery will add expenses for transportation and hotel to your budget.
Checking your rate will not affect your credit score
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1 For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Your actual rate depends on credit history, income, loan term, and other factors. The average APR for a funded 3-year personal loan between January 1, 2022 and December 31, 2022 was 22.48% APR. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions.
2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.
All personal loans made by WebBank.
Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.