Fertility treatment financing

Loans for IVF & fertility treatments

The journey to conceive can be stressful. Prosper takes the worry out of financing fertility medications and procedures.

Checking your rate will not affect your credit score

Why opt for financing for fertility treatment?

Conceiving can be challenging, and the last thing you need is added anxiety about medications and procedures. IVF financing through Prosper provides a simple, flexible, and reasonable option for financing assisted reproduction technologies.

Checking your rate will not affect your credit score

Fertility treatments can get expensive. Prosper can help.

With fertility costs continuing to rise, understanding the complete costs of medications, treatments, and technologies can help you figure out whether fertility treatment financing is the right choice for you.

Fertility assessment

Medical evaluations conducted to assess an individual’s or couple’s reproductive health and potential to conceive a child can include as many as a dozen different tests, examinations, and analyses.

In vitro fertilization

In vitro fertilization (IVF) can include single or multi-cycle treatments—each involving a complex and costly procedure, with success rates varying depending on individual circumstances, age, and underlying fertility issues.

Intracytoplasmic sperm injection

Intracytoplasmic sperm injection (ICSI) is a specialized technique used when there are issues with sperm quality or quantity, which can result in the sperm having difficulty naturally penetrating the outer layer of the egg.

Egg and embryo freezing

Egg and embryo freezing, or cryopreservation, preserves embryos for future use by storing them at very low temperatures without damaging their structure and viability.

Fertility medication

While each person’s fertility journey is unique, and the medications prescribed will depend on specific underlying causes of fertility issues, powerful medications are now available to support conception.

Male infertility treatments

Certain medications, such as hormone therapy, can be prescribed to treat hormonal imbalances or medical conditions that may be affecting sperm production or function.

Fast, flexible funding when you need it

Fertility treatment financing through Prosper gives you the fast, flexible funding you need to get the medications and procedures you want.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1 For example, a three-year $10,000 personal loan would have an interest rate of 9.88% and a 7.99% origination fee for an annual percentage rate (APR) of 15.70% APR. You would receive $9,201 and make 36 scheduled monthly payments of $322.11. A five-year $10,000 personal loan would have an interest rate of 11.64% and a 7.99% origination fee with a 15.36% APR. You would receive $9,201 and make 60 scheduled monthly payments of $220.63. Origination fees vary between 1% and 9.99%. Personal loan APRs through Prosper range from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.

Prosper and WebBank take your privacy seriously.

Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.