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A personal loan through Prosper can finance the engagement ring of your partner’s dreams without mortgaging your future.
Checking your rate will not affect your credit score
A personal loan through Prosper can finance the engagement ring of your partner’s dreams without mortgaging your future.
Checking your rate will not affect your credit score
Checking your rate will not affect your credit score
Many people reach for their credit card when making a major purchase. It’s convenient, available, and you can even get reward points or cash back with some cards. However, if you’re already running a balance or you can’t pay off the full balance with your next payment, you’ll have to pay interest on your purchase. If a personal loan through Prosper has a lower rate than your credit card it could make sense for you.
Most jewelry stores offer financing, and some even offer low-interest or 0% financing for a set promotional period. Depending on your financial situation and the financing options available, a personal loan could make the most sense for you.
A personal loan provides money that you repay over a set period in monthly installments. They are unsecured loans and generally have fair and competitive interest rates. Best of all, personal loans such as those through Prosper offer a quick application process and funding, so you can pop the question sooner than later!
Many people reach for their credit card when making a major purchase. It’s convenient, available, and you can even get reward points or cash back with some cards. However, if you’re already running a balance or you can’t pay off the full balance with your next payment, you’ll have to pay interest on your purchase. If a personal loan through Prosper has a lower rate than your credit card it could make sense for you.
Most jewelry stores offer financing, and some even offer low-interest or 0% financing for a set promotional period. Depending on your financial situation and the financing options available, a personal loan could make the most sense for you.
A personal loan provides money that you repay over a set period in monthly installments. They are unsecured loans and generally have fair and competitive interest rates. Best of all, personal loans such as those through Prosper offer a quick application process and funding, so you can pop the question sooner than later!
Personal loans through Prosper give you the fast, flexible funding you need to finance your perfect engagement ring. And since your loan is disbursed as a lump sum, you can use any extra funds for a special trip or dinner for the proposal once you have the ring.
Checking your rate will not affect your credit score
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1 For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions.
2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.
All personal loans made by WebBank.
Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.