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Funeral services

Financing for memorial services

The loss of a loved one is challenging. Through Prosper, we aim to alleviate the financial burdens of arranging a memorial service.

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Funeral

Why consider financing a memorial service through Prosper?

In times of grief, the last thing you need is added financial stress. Through Prosper, we offer a stress-free solution for end-of-life arrangements during difficult times.

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Funerals are expensive. Prosper can help

In 2021, the average funeral with burial services cost approximately $7,848 while a funeral with cremation cost $6,971 on average.

When planning a funeral, understanding its various expenses can help you manage your financial obligation.

Funeral service fees

Service fees

Funeral homes charge basic service fees that cover securing permits, obtaining death certificates, overhead expenses, and sheltering remains until cremation or burial. 

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Funeral services

Expenses for funeral services may include costs for using the funeral home facilities for the viewing, funeral ceremony (or memorial service), plus staff and printed materials. 

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Casket and urns

Caskets and urns

Casket costs vary widely and will depending on the chosen materials. If the deceased’s wishes were to be cremated, an urn or cremation casket would need to be purchased. 

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Cemetery fees and grave markers

Fees can include using a hearse to transport the remains from the funeral home to the burial site and the cost of a limousine (or other transportation) to bring the family to the cemetery.

Additionally, you may have to pay for equipment and staff for a graveyard service. Other expenses are burial plots and a headstone or grave markers. 

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cemetery fees
Embalming

Embalming, makeup, and hair styling

These costs cover things like preparing and embalming the body and cosmetic preparations such as makeup and hair styling.

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Cremation costs

While cremation avoids many of the burial fees, it’s not inexpensive. Cremation costs depend on the required services needed and your state.

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Cremation

How will you Prosper?

A personal loan through Prosper helps you finance the things that matter most.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1  Personal loans through Prosper have an annual percentage rate (“APR”) of 8.99% to 35.99%, terms between two and five years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 9.38% and a 9.99% origination fee results in a 16.74% APR. You would receive $9,001.00 and make 36 scheduled monthly payments of $319.77. A five-year $10,000 personal loan with an interest rate of 11.14% and a 9.99% origination fee results in a 15.84% APR. You would receive $9,001.00 and make 60 scheduled monthly payments of $218.12. Whether you are eligible for a specific APR or loan term will depend on a number of factors, including (but not limited to) your current credit rating and information you provide in your application. The lowest rates are for the most creditworthy applicants. Your actual rate may differ. The average APR for loans with a 3-year term funded between January 1, 2024, and July 31, 2024, was 24.79%.

2  You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s transaction processing speed.

All personal loans made by WebBank.

Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.

Supportive financing during challenging times

In times of need, through Prosper, you’ve got access to swift, flexible financing to help you give your loved one the memorial service they deserve. 

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