Funeral services

Financing for memorial services

The loss of a loved one is challenging. Through Prosper, we aim to alleviate the financial burdens of arranging a memorial service.

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Why consider financing a memorial service through Prosper?

In times of grief, the last thing you need is added financial stress. Through Prosper, we offer a stress-free solution for end-of-life arrangements during difficult times.

Checking your rate will not affect your credit score

Funerals are expensive. Prosper can help

In 2021, the average funeral with burial services cost approximately $7,848 while a funeral with cremation cost $6,971 on average.

When planning a funeral, understanding its various expenses can help you manage your financial obligation.

Funeral service fees

Service fees

Funeral homes charge basic service fees that cover securing permits, obtaining death certificates, overhead expenses, and sheltering remains until cremation or burial. 

Funeral services

Expenses for funeral services may include costs for using the funeral home facilities for the viewing, funeral ceremony (or memorial service), plus staff and printed materials. 

Casket and urns

Caskets and urns

Casket costs vary widely and will depending on the chosen materials. If the deceased’s wishes were to be cremated, an urn or cremation casket would need to be purchased. 

Cemetery fees and grave markers

Fees can include using a hearse to transport the remains from the funeral home to the burial site and the cost of a limousine (or other transportation) to bring the family to the cemetery.

Additionally, you may have to pay for equipment and staff for a graveyard service. Other expenses are burial plots and a headstone or grave markers. 

cemetery fees

Embalming, makeup, and hair styling

These costs cover things like preparing and embalming the body and cosmetic preparations such as makeup and hair styling.

Cremation costs

While cremation avoids many of the burial fees, it’s not inexpensive. Cremation costs depend on the required services needed and your state.



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1 For example, a three-year $10,000 personal loan would have an interest rate of 9.88% and a 7.99% origination fee for an annual percentage rate (APR) of 15.70% APR. You would receive $9,201 and make 36 scheduled monthly payments of $322.11. A five-year $10,000 personal loan would have an interest rate of 11.64% and a 7.99% origination fee with a 15.36% APR. You would receive $9,201 and make 60 scheduled monthly payments of $220.63. Origination fees vary between 1% and 9.99%. Personal loan APRs through Prosper range from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

2 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.

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Supportive financing during challenging times

In times of need, through Prosper, you’ve got access to swift, flexible financing to help you give your loved one the memorial service they deserve.