Personal Loans Archives

7 Financial Questions to Ask Your Significant Other

Talking about money can be uncomfortable, but it’s essential for a healthy relationship. Here are financial questions to ask your significant other.

The Complete Guide to Managing Consumer Debt

Debt isn’t always bad; it’s in how you manage it. Prosper covers what is consumer debt and how to manage it in part 2 of our money management series.

What is Principal and Interest?

One of the most common questions consumers ask is this: what is principal and interest? They’re both terms related to loans, but what do they mean? We believe that financial literacy is a core component of achieving financial empowerment. And understanding principal and interest is key to paying off debt. So let’s take a look […]

What is a FICO® Score?

Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of a FICO score – its meaning, how it differs from other credit scores, what it’s used for, why it changes, what a “good” FICO score is, and more. Luckily, Prosper is […]

Free FICO® Score Tracking Now Available in Your Personal Loans Account

We know how important your credit score is to your financial well-being. That is why we have brought your FICO® Score to your Prosper account, for free! Did you know: 90% of top U.S. lenders use FICO® Scores as the gold standard for credit readiness. FICO is committed to credit education and empowering consumers to take better […]