3 Ways a Personal Loan Can Help During a Recession
You may want to get a personal loan during a recession to consolidate your debt, finance an emergency, or invest in new skills. The higher your credit score, the better your chances of qualifying.
The Complete Guide to Managing Consumer Debt
Debt isn’t always bad; it’s in how you manage it. Prosper covers what is consumer debt and how to manage it in part 2 of our money management series.
What is Principal and Interest?
One of the most common questions consumers ask is this: what is principal and interest? They’re both terms related to loans, but what do they mean? We believe that financial literacy is a core component of achieving financial empowerment. And understanding principal and interest is key to paying off debt. So let’s take a look […]
Personal Loans and Your Credit Score
Do you have questions about personal loans and your credit score? Prosper will help break down some of the important details.
Secured vs. Unsecured Loans
Should you apply for a secured or unsecured loan? Find out the difference between secured vs unsecured loans before you apply.
What Is a Personal Loan? Here’s Everything You Need to Know
What is a personal loan? There are many reasons a personal loan may work for you. But before applying, you need to understand how they work.
Is a Credit Card Balance Transfer Right For You?
A credit card balance transfer lets you move debt from one card to another that has a lower interest rate. Many credit card issuers offer a 0 percent, or otherwise low, introductory APR on balance transfers.
What is a FICO® Score?
Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of a FICO score – its meaning, how it differs from other credit scores, what it’s used for, why it changes, what a “good” FICO score is, and more. Luckily, Prosper is […]
7 Financial Questions to Ask your Significant Other
Valentine’s Day is traditionally a time to celebrate what’s truly most important in life: love, in all its aspects. Finding your soulmate, building a life together, celebrating your partner and all that they mean to you: that’s Valentine’s Day. Love and money—that seems less intuitive for a romantic holiday. But what’s more romantic than setting […]