Do Millennials Have the Best Personal Finance Habits?

Learn how millennials prioritize finances to achieve their goals and build a strong foundation for the future.
7 Financial Questions to Ask Your Significant Other

Talking about money can be uncomfortable, but it’s essential for a healthy relationship. Here are financial questions to ask your significant other.
The Complete Guide to Managing Consumer Debt

Debt isn’t always bad; it’s in how you manage it. Prosper covers what is consumer debt and how to manage it in part 2 of our money management series.
What is Principal and Interest?

One of the most common questions consumers ask is this: what is principal and interest? They’re both terms related to loans, but what do they mean? We believe that financial literacy is a core component of achieving financial empowerment. And understanding principal and interest is key to paying off debt. So let’s take a look […]
What is a FICO® Score?

Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of a FICO score – its meaning, how it differs from other credit scores, what it’s used for, why it changes, what a “good” FICO score is, and more. Luckily, Prosper is […]
Free FICO® Score Tracking Now Available in Your Personal Loans Account

We know how important your credit score is to your financial well-being. That is why we have brought your FICO® Score to your Prosper account, for free! Did you know: 90% of top U.S. lenders use FICO® Scores as the gold standard for credit readiness. FICO is committed to credit education and empowering consumers to take better […]
Getting a Personal Loan with a Cosigner

There are several key advantages to getting a cosigner for your loan, but it’s important to understand all of the details first.
Best Ways To Use Low Interest Rates

Discover the best ways to take advantage of low interest rates when you can.
Celebrating 1 Million People Empowered by Prosper

Nearly 15 years ago, Prosper launched as the first peer-to-peer lending platform in the U.S. As of today, more than 1 million people have gotten a personal loan through Prosper!