What Is a Credit Inquiry?
Prosper Marketplace
Looking for a credit card or loan? Each new application can cause a hard credit inquiry and cost you a few points from your credit scores.
Looking for a credit card or loan? Each new application can cause a hard credit inquiry and cost you a few points from your credit scores.
What is a good credit score? In this post, we’ll help you answer these questions and more.
If you’re planning to take out a loan, such as a mortgage or personal loan, your debt-to-income ratio (DTI) will be one of the factors
When you take on debt, the loan balance can grow over time. Understanding the factors that push your loan balance higher can help you stay on top of a growing balance.
Credit scores can drop for a variety of reasons, from a credit report error to a missed debt payment. These are the main reasons your scores may have dropped, and what you can do to recover.
Freezing your credit can help protect you from scammers trying to open new accounts on your credit reports.
There’s no one-size-fits-all solution for the number of credit cards a person should have, but your spending habits will help determine your sweet spot.
Credit cards can get expensive fast if you don’t pay off your purchases in full each month.
Learn all about credit with Prosper’s new money management series. Each article focuses on a different money strategy to help you set smart financial habits.
JOIN OUR MAILING LIST