See our 11,261 reviews on
7 hours ago
Easy online application, approval and deposit of funds.
11 hours ago
As a return customer, prosper had my information Which made things much easier
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15 hours ago
Easy process , lower interest rate due to my past payment history . Like it should be .
19 hours ago
Easy process. and quick response
20 hours ago
Simple and easy to navigate through loan process.
21 hours ago
It’s so simple to apply with quick turn around on approval and funds received! Prosper is the best by far!
1 day ago
Interest rate is a little high, but process went very smooth and took very little time.
2 days ago
I was needing a small loan and was able to get it quickly. Looking forward to paying off before time. Love that y’all are there...
Discover a credit card, personal loans, HELOCs and HELoans, investing opportunities, and financial knowledge-focused educational content—all designed to help you consolidate debt, finance home improvements, cover healthcare costs, and, above all, advance your financial wellbeing.Check your rate
Find answers to our community’s questions below, or visit our Help Center to learn more.
Here are the brass tacks: Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. In almost 20 years, Prosper has facilitated more than $21 billion in loans to over 1.3 million people. We now provide a variety of simple, fast, fair, and personalized financial tools and resources that support people's lives.
Prosper uses significant safeguards, including physical, technical, and operational controls to protect personal information. If you have any questions about the security of your information, you can always write us at [email protected].
You can also visit our Prospectus page to view Prosper’s latest SEC filings.
Prosper has an A+ rating from the Better Business Bureau. The company serves on the Board of Directors for the American Fintech Council, an organization that promotes a transparent, inclusive, and customer-centric financial system and fosters responsible innovation in financial technology.
You can learn more about Prosper's story, our values, and our team by visiting our About Us page.
Whether you’re just starting out and trying to establish your credit and financial profile, or you’re a financial expert looking for a new investment vehicle, Prosper can help you improve your financial wellbeing.
Users can get started with their credit using the Prosper® Card, they can consolidate debt, improve their home, or finance healthcare costs with personal loans. For individuals who own their home, Prosper can facilitate a fast and easy home equity line of credit. Investors who may be looking for new opportunities to diversify their portfolio can invest in personal loans.
Individuals who aren’t ready for any of what’s mentioned above but are interested in learning more about ways to improve their financial knowledge can spend some time reading the Prosper blog and can sign up for monthly newsletters.