Loans made simple

  • Low interest rate

  • Fixed term—3 or 5 years*

  • Single monthly payment

  • No hidden fees or prepayment penalties

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How it works

Check your rate

Answer a few questions and get your lowest eligible rate in minutes.

Choose your term

Get a fixed term for 3 or 5 years*. No hidden fees, early payment penalties or tricky fine print.

Get your funds

Your money goes straight to your bank account via direct deposit.

Real customer stories


#MyProsperStory Entry

I'll be able to pay off my credit card debt in 3 years—at half the interest rate I was paying before.


#MyProsperStory Entry

It was tough getting my finances back together and I was relying on my credit card. Prosper let me consolidate and now I only have one payment.


#MyProsperStory Entry

Prosper helped me pay for essential things we needed, as well as pay down credit card debt.

Loans for your life

Debt Consolidation

Home Improvement

Auto and Vehicle

Baby and Adoption

Small Business

Special Occasion

Invest in loans through Prosper

A diversification opportunity that delivers solid monthly returns

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