See our 11,267 reviews on
12 hours ago
Always an easy transaction you apply and you get your money within 3 days great. I have used prosper before.
16 hours ago
Very easy and fast to get a loan.
1 day ago
The quick and easy way too get a loan. Highly recommend Prosper to everyone
1 day ago
It was very easy to apply for a debt consolidation loan. I could also choose my length of time to repay to fit my...
2 days ago
If you are needing a personal loan , Prosper has quick access to receiving the money and interest is reasonable. I highly recommend and you...
2 days ago
Quick!!!! Great company!!!!!
3 days ago
Easy online application, approval and deposit of funds.
3 days ago
As a return customer, prosper had my information Which made things much easier
Discover a credit card, personal loans, HELOCs and HELoans, investing opportunities, and financial knowledge-focused educational content—all designed to help you consolidate debt, finance home improvements, cover healthcare costs, and, above all, advance your financial wellbeing.Check your rate
Find answers to our community’s questions below, or visit our Help Center to learn more.
Here are the brass tacks: Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. In almost 20 years, Prosper has facilitated more than $21 billion in loans to over 1.3 million people. We now provide a variety of simple, fast, fair, and personalized financial tools and resources that support people's lives.
Prosper uses significant safeguards, including physical, technical, and operational controls to protect personal information. If you have any questions about the security of your information, you can always write us at [email protected].
You can also visit our Prospectus page to view Prosper’s latest SEC filings.
Prosper has an A+ rating from the Better Business Bureau. The company serves on the Board of Directors for the American Fintech Council, an organization that promotes a transparent, inclusive, and customer-centric financial system and fosters responsible innovation in financial technology.
You can learn more about Prosper's story, our values, and our team by visiting our About Us page.
Whether you’re just starting out and trying to establish your credit and financial profile, or you’re a financial expert looking for a new investment vehicle, Prosper can help you improve your financial wellbeing.
Users can get started with their credit using the Prosper® Card, they can consolidate debt, improve their home, or finance healthcare costs with personal loans. For individuals who own their home, Prosper can facilitate a fast and easy home equity line of credit. Investors who may be looking for new opportunities to diversify their portfolio can invest in personal loans.
Individuals who aren’t ready for any of what’s mentioned above but are interested in learning more about ways to improve their financial knowledge can spend some time reading the Prosper blog and can sign up for monthly newsletters.