See our 10,664 reviews on
leonia harper
20 hours ago
I got approved but the process took longer than expected
maritess milligan
1 day ago
Thank goodness for the help for me ❤️
mary
1 day ago
The process was very user friendly. The associates that called were very professional and knowledgeable and were looking out for my best interest.
brian
1 day ago
Great all around service
william
1 day ago
So happy with the ease and speed of the process and that it was completely done online.
john smith
1 day ago
Fantastic. Quick Approved Process.
sharon hennessy
2 days ago
The process was quick and I got my loan within the time they promised. I am a returning customer and I highly reccomend this...
matthew arellano
2 days ago
Prompt and timely service.
Discover a credit card, personal loans, HELOCs, investing opportunities, and financial knowledge-focused educational content—all designed to help you consolidate debt, finance home improvements, cover healthcare costs, and, above all, advance your financial wellbeing.
Check your rateFind answers to our community’s questions below, or visit our Help Center to learn more.
Prosper also acts on the board of directors for the American Fintech Council. As according to the American Fintech Council Website, The American Fintech Council is an organization with a philosophy to use technology to create innovative financial services. It provides services that are affordable and transparent and help Americans build financial health.
Prosper uses significant safeguards, including physical, technical, and operational controls to protect your personal information, both during transmission and once received. If you have any questions about the security of your information, you can contact us at [email protected].
You can view Prosper’s legal agreements (such as privacy policy, terms of use, and more) and notices here.
You can also visit our Prospectus page to view Prosper’s latest SEC filings.
You can learn more about our story, our values, and our team by visiting our About Us page.
The best way to know if you are eligible to receive a personal loan through Prosper is to visit our personal loans page and apply. Checking your eligibility and rate will not affect your credit score.
If you are not eligible to receive a personal loan through Prosper on your own, you could consider adding a co-applicant. Adding a co-applicant could improve your chances of having your personal loan application approved. You can learn more about joint personal loans here.
Whether you’re just starting out and trying to establish your credit and financial profile, or you’re a financial expert looking for a new investment vehicle, Prosper can help you improve your financial wellbeing.
Users can get started with their credit using the Prosper® Card, they can consolidate debt, improve their home, or finance healthcare costs with personal loans. For individuals who own their home, Prosper can facilitate a fast and easy home equity line of credit. Investors who may be looking for new opportunities to diversify their portfolio can invest in personal loans.
Individuals who aren’t ready for any of what’s mentioned above but are interested in learning more about ways to improve their financial knowledge can spend some time reading the Prosper blog and can sign up for monthly newsletters.
Secured loans are loans that require collateral, such as a mortgage or an auto loan. When providing collateral for a secured loan, borrowers have a lien placed on the asset used as collateral for the loan, and that lien is removed once the loan is paid off.
Personal loans through Prosper are unsecured. Personal loans through Prosper do not require collateral. To learn more about the difference between secured and unsecured loans, visit our blog post on the topic here.