Pre-Approved vs. Pre-Qualified: What’s the Difference?
Prosper Marketplace
A pre-approval and pre-qualification sound similar but can mean different things. In general, preapproval is a more intense look at your finances
A pre-approval and pre-qualification sound similar but can mean different things. In general, preapproval is a more intense look at your finances
Learn about APY and how it helps you earn more on your savings. Discover what APY is, how it’s calculated and why it matters for your financial goals.
Looking for a credit card or loan? Each new application can cause a hard credit inquiry and cost you a few points from your credit scores.
If you’re planning to take out a loan, such as a mortgage or personal loan, your debt-to-income ratio (DTI) will be one of the factors
Credit scores can drop for a variety of reasons, from a credit report error to a missed debt payment. These are the main reasons your scores may have dropped, and what you can do to recover.
There’s no one-size-fits-all solution for the number of credit cards a person should have, but your spending habits will help determine your sweet spot.
Credit cards can get expensive fast if you don’t pay off your purchases in full each month.
Learn all about credit with Prosper’s new money management series. Each article focuses on a different money strategy to help you set smart financial habits.
Can you use a credit card at an ATM? Of course, if you do your research! Prosper’s got your guide on how to do so in a financially empowered way.
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