Is debt consolidation right for you? During turbulent times like these, facing unsustainable credit and loan payments is a real threat. Even if you scrape together enough money to make the minimum payments, a single emergency can derail you. Even without a crisis, hefty debt can be extraordinarily stressful. Bankruptcy is one way to get […]
Credit Management
From how to manage a budget, and responsibly manage credit cards, to how to plan for a vacation without breaking the bank, read credit management tips here.
How to Use a Credit Card Responsibly
Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks.
Private Student Loan Relief: How to Manage Student Loan Debt During COVID
Since the federal government reacted to the arrival of COVID in early 2020 and to the rampant unemployment and financial strife that followed, more than 20 million people with student loan debt have been allowed to pause their payments. President Biden even extended this postponement of payments through September 2021, offering an elongated breather to […]
How to Budget Better in 2021 and Why You Need to Start Now
Budgeting may seem like an archaic skill in a world of well-designed banking websites and smartphone apps with convenient notifications alerting you of new charges the moment you buy something. However, knowing how to budget will not only help you to live within your means today, but also give you a view into your long-term […]
How to Manage Credit Card Debt Wisely in 9 Steps
According to Experian’s 2019 Consumer Credit Review, 75% of American consumers with credit cards carry an average balance of over $6,000. And the impacts can be financially devastating. Credit cards can be enticing, offering not only the ability to buy now and pay later, but also a bevy of rewards like cashback and airline miles. […]
Is Student Loan Consolidation Smart?
It may be smart to consider a student loan consolidation if your student debt picture from college is more of a collage than a still life painting. With different lenders often being responsible for federal loan programs every semester, it’s entirely possible that you’re currently responsible for repaying a number of different loans, both private […]
