Do you have questions about personal loans and your credit score? Prosper will help break down some of the important details.
Maybe you’re planning to make a big purchase, start a home improvement project, or consolidate existing debt. As you consider potential options for borrowing...
Should you apply for a secured or unsecured loan? Find out the difference between secured vs unsecured loans before you apply.
It’s never the wrong time to start learning how to budget. Make today the day you take charge of your finances. Start with a...
A credit card balance transfer lets you move debt from one card to another that has a lower interest rate. Many credit card issuers...
Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of...
You’ve probably heard a lot about the three credit bureaus, but many Americans aren’t sure exactly what they are. That’s OK because Prosper’s got...
The debt snowball is a tried and true strategy to pay down personal debt. Prosper's got the lowdown on how to use this for...
The challenge of establishing new credit is obvious: lenders make decisions based on credit reports. However, without a credit history, building a credit history...
Most Americans know they have a credit report. But…what’s in it? Prosper takes a deep dive into all-things credit reports.
The short answer is NO. Checking your credit score doesn't lower it.
If you’re saddled with credit card debt, then you may be considering using a personal loan to pay off a credit card. Personal loans...