Get the Engagement Ring Financing You Need

Selecting (and affording) the right engagement ring can often be tricky—the right engagement ring loan even trickier. For many, an engagement ring announces your shared love and marriage to the world, so sending the correct message is important. The drive to pick the perfect ring can make keeping within your budget hard. The average engagement ring cost is hardly an easy expense.

While we at Prosper may not be experts at finding the right engagement ring, we can help you apply for a great rate on a jewelry loan to purchase it.

Engagement Ring Loans and Financing Realities

Often, happy events like engagements can have unhappy financial strings attached. When looking for engagement ring financing, it’s important to compare the final APR—including both interest rates and fees—before choosing your jewelry loan. Banks require homeownership for a home equity loan, while credit cards or jewelry stores may offer very high interest rates.

There’s no doubt about it—engagements cost money, which can distract you from all the planning time you’ll need. The engagement ring cost alone can be more than you’re prepared for. Other than the ring, you’ll have engagement announcements to make, engagement parties to plan, and engagement poems to compose.

Don’t start your lives together by digging yourselves into a deep financial hole, thinking you’ll worry about it later. Prosper can help you get a great rate right now.

Applying is easy.

Select the Right, Affordable Engagement Ring Loan

Apply now for your unsecured loan. You needn’t be a homeowner, or list any other property as collateral. In addition, since the loans are fixed rate, your payment amount will never change, so you can better predict your monthly expenses. Join us.

Does my credit score affect my loan?

Yes. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure if you’d qualify, we can help you find out now, for free, with no obligation.