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Take Charge of Your Credit with the New the Prosper® Card

We’re excited to announce the launch of the Prosper® Card!  Now you can take control of your finances with access to affordable rates and attractive terms, automatic reviews for credit line increases1, no annual fee for the first year with autopay2, no-fee ATM cash advances3, no security deposit, and free access to financial education content and resources (see additional rates, fees, and terms here).

Video by David Mulgado and music by Sir Nicolas

“Consumers working to build their credit profile have historically found it difficult to find an attractive entry point and are often forced to rely on costly alternatives. With the Prosper® Card, people can access the affordable credit they need when they need it, as well as tools and resources to help them stay on track with their personal finances,” said David Kimball, CEO, Prosper Marketplace. “Since launching in 2006, our platform has facilitated $20 billion of affordable credit solutions for more than a million consumers across personal loans and home equity lines of credit, and we are excited to reach even more people with the credit card product.”

The Prosper® Card was designed with simplicity and personal empowerment in mind. Starting with a simple online application, consumers can apply for the Prosper® Card in minutes with the option to select their own due date and no annual fee for the first year by signing up for autopay2. This creates the best opportunity for making on-time payments on a regular basis, which is an important element of maintaining a healthy credit profile.

Prosper® Card members also gain access to exclusive benefits designed to improve their financial well-being, including customizable financial education classes which can be personalized to meet their goals.  The Prosper® Card also gives cardholders access to the My Prosper Card App, which helps them monitor their spending, safeguard against fraud, and track enrollment. 

Apply for the Prosper® Card today

About Prosper Marketplace
Prosper’s vision is to transform lives by providing affordable financial solutions through the simplest and most trusted platform. The company’s platform has facilitated $20 billion of affordable credit solutions by leveraging our highly engaged workforce, trusted brand, artificial intelligence, and advanced technology. The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard International. Prosper Marketplace, Inc. was founded in 2005, and is headquartered in San Francisco. Visit www.prosper.com and follow Prosper on Twitter or Instagram to learn more. Prosper notes are offered by Prospectus.


1. The cardholder’s account will be reviewed automatically for credit line adjustments. The cardholder’s credit line can increase or decrease, or not change at all, depending on their payment history and eligibility.

2. The annual fee for the Prosper Card is $39, which is waived for the first year if the cardholder signs up for autopay before their first statement is issued.

3. Third-party fees may apply.

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