debt consolidation Archives

Why Did My Credit Score Drop?

Credit scores can drop for a variety of reasons, from a credit report error to a missed debt payment. These are the main reasons your scores may have dropped, and what you can do to recover.

3 Ways a Personal Loan Can Help During a Recession

You may want to get a personal loan during a recession to consolidate your debt, finance an emergency, or invest in new skills. The higher your credit score, the better your chances of qualifying.

How to Use Home Equity

Have home equity available? Explore all of the ways you could use this financial resource.

Is a Credit Card Balance Transfer Right For You?

A credit card balance transfer lets you move debt from one card to another that has a lower interest rate. Many credit card issuers offer a 0 percent, or otherwise low, introductory APR on balance transfers.

Using a Personal Loan to Pay off a Credit Card

If you’re saddled with credit card debt, then you may be considering using a personal loan to pay off a credit card. Personal loans can be a smart option that allows you to consolidate payments, score a lower interest rate, and trim the time it takes to pay down your overall debt. To help you […]

Paying Off Debt? Ditch These 7 Debt Myths ASAP

Some of the most common beliefs about debt are actually myths. When it comes to paying off debt, it’s important to know the ins and outs of what’s real and what isn’t. We debunk seven popular misconceptions about debt so that you can improve your financial health and stay on the path to long-term well-being. […]