Life is full of financial pitfalls. Even with the best of intentions, it’s easy to make financial mistakes. But it’s not just about the mistakes you’re making — it’s the opportunities you could be missing. The good news is it’s never too late to recover from these mistakes, and it’s never too soon to learn […]
The Journey to Financial Empowerment: 8 Tips to Get On the Right Track
73% of Americans list finances as their #1 stressor. Many of us are one expensive car repair or unexpected medical bill away from disaster. But it doesn’t have to be this way. Financial empowerment is about being in control of your finances instead of your finances controlling you. Financial empowerment is about setting financial goals, […]
Buying a Home for the First Time: What You Need to Know
Buying a home for the first time is exciting, and it can also be intimidating. It’s an enormous commitment, and the process can seem incredibly complex. However, if you do your research and have a solid team in your corner, buying a home is less complicated than you think! To help you navigate buying your […]
Marriage and Finances: 7 Things You Need to Know
One of the leading causes of marital strife is money. Learning how to share a budget and a bank account can cause more friction than learning how to share a home. So when it comes to marriage and finances, both parties must get on the same page. From budgeting to taxes to planning for a […]
Prosper Performance Update – June 2021
Today we are sharing performance data from the Prosper Portfolio for June 2021. Highlights from the report include: Performance Update In June, we implemented the newest credit risk scoring model, PMIX. As a result of PMIX’s implementation, the C-HR rating mix increased to 26%. Rating-mix adjusted average loan size and the median monthly payment on […]
Run the Numbers: Is Debt Consolidation Right for You?
Is debt consolidation right for you? During turbulent times like these, facing unsustainable credit and loan payments is a real threat. Even if you scrape together enough money to make the minimum payments, a single emergency can derail you. Even without a crisis, hefty debt can be extraordinarily stressful. Bankruptcy is one way to get […]
