When you talk to people about how to save for retirement, you’ll likely hear one of three things… I’m too young to worry about retirement. I’m too old to start. I’m already saving. Aside from the final reply (well done!), such thoughts are incorrect but sadly all too common. People just starting on their employment […]
Quarterly Investor Update – Q1 2021
As we progress into 2021, we would like to provide our investor community an update on the performance of the loans on the Prosper platform, as well as our view of the macro environment.
Better Money Habits: 9 Steps to Developing a Positive Money Mindset
How do you feel about money? Do you feel anxious, overwhelmed or at ease when it comes to your bank account balance, monthly budget and ability to save for your future? The answers to these questions make up a part of your overall money mindset. It’s important to have a positive money mindset because it […]
Prosper Performance Update – February 2021
Prosper’s Monthly Performance Updates are designed to help our investor community understand performance trends on the Prosper Platform. In February, approximately 81% of originations were rated AA-B, slightly lower than in the prior month.
Budgeting for a Vacation Post-COVID — When to Start and How Much to Save
Summer is still months away, but no one will blame you for looking ahead toward a possible warm weather vacation. After 12 months of lockdown life, dreaming of a getaway is not only understandable, it might be just what we all need right now. And now is the time to start budgeting for a vacation […]
HELOC vs. Cash-Out Refinance: What’s the Difference?
With every mortgage payment you make, you’re building equity in your home. And equity equals ownership. Once you’ve built up a significant amount of equity, you’re able to access that money and use the funds for any purpose you wish. How you access your home’s equity, however, depends on your needs. The two most common […]
