The key is knowing when paying for the convenience is within your budget, and when to grin and bear it yourself. Here are a few tips for determining the difference, allowing you to find a balance between spending money and saving time.
Saving and Investments
While it’s easy to see how savings are an important part of financial well-being, it can be tricky to figure out exactly how much to save in each phase of your life. So, we’re breaking it down and providing practical guidelines to help you nail the numbers for your 30s, 40s and 50s.
When the volatility or complexity of the market causes you to shy away, remember that there are other smart ways to invest money besides stocks and mutual funds. After all, no one amasses wealth by sticking money in a mutual fund with a 5% return. It’s about diversifying and at times, increasing your risk tolerance. […]