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Financial wellbeing starts here. Welcome to the Prosper Blog.

Here you’ll find smart, accessible content to help make money matters a little easier.

Popular Posts
What Are Personal Loans?

Financial Literacy

With the right interest rate and terms, a personal loan from a trusted lender can provide an avenue for getting out of debt, funding...

Financial Literacy 101 Financial Literacy 101

Financial Literacy

Financial literacy is the know-how to manage your money and plan for your financial future. If you’re not entirely comfortable with money or aren’t...

Best Practices

Even before COVID, expensive healthcare costs had many Americans wondering what happens if you don’t pay medical bills. If you’re struggling with medical bill...

Home Ownership
man receiving car keyus after getting answer to can i use heloc to buy a car

Finance for Homeowners

How do car loans work? The logistics of buying a car can be a daunting task, but paying for it doesn’t have to be....

Happy customers refinancing a home. Happy customers refinancing a home.

Finance for Homeowners

For many families, homeownership is an investment for the future. Buying a home is the largest and longest financial commitment most of us will...

Man pondering bankruptcy paperwork Man pondering bankruptcy paperwork

Finance for Homeowners

No one wants to think about bankruptcy, but it can be an important tool for consumers facing financial hardship. The two most common types...

Managing Debt

Credit Management

Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks.

Private Student Loan Relief Private Student Loan Relief

Credit Management

Since the federal government reacted to the arrival of COVID in early 2020 and to the rampant unemployment and financial strife that followed, more...

Credit Management

According to Experian’s 2019 Consumer Credit Review, 75% of American consumers with credit cards carry an average balance of over $6,000. And the impacts...

Financial Wellness
Graphic showing dropping interest rates and mortgage rates

Financial Literacy

Best Ways to Use Low Interest Rates  Now is a great time to borrow money.  To continue to aid in the economic recovery from...

Person learning about financial management Person learning about financial management

Best Practices

Most people can’t help but let their emotions affect their financial management decisions, even if it’s subconscious. We learn many of our attitudes about...

Lender and customer discuss loan origination fees. Lender and customer discuss loan origination fees.

Financial Literacy

Loan origination fees are a commonly misunderstood type of fee associated with mortgages and other types of loans. Many borrowers don’t understand what the...

Mastering Credit
A piggy bank attached to a rocket, representing a rising credit score.

Building Credit

Looking to boost your credit score? Credit scores can seem mysterious and overwhelming, but they don’t have to be. It’s easy to learn the...

Woman makes credit card balance transfer to pay off debt Woman makes credit card balance transfer to pay off debt

Credit Management

The consumer finance sector is highly competitive, and consumers often have many options to transfer and repay debt. For example, credit card companies frequently...

Credit Management

Today, we are excited to announce the release of our new eBook, Your Ultimate Guide to Debt Consolidation, which is now available to download...

Home Renovations

Home Renovations

Home renovation can be a challenging process, but financing your renovation doesn’t have to be. There are many ways to fund your home improvements,...

Home Renovations

It’s a tax season like no other. Given all that’s going on in the world, it’s understandable that for many folks, priorities have shifted....

Home Renovations

When we think of home renovations, we usually imagine these projects kicking off in the spring or summer months. But more time at home...

Investing
529 College Savings Plans: What You Need to Know

Financial Wellness

529 college saving plans are a popular and effective way to save for a child’s college education. Here’s what you need to know. What...

Saving vs. Investing Saving vs. Investing

Financial Wellness

Commonly confused, both as words and concepts, saving and investing are not the same. There are similarities between the two, but let’s look closely...

Financial Wellness

You may be wondering how to live on a budget and save money at the same time. Here are 13 ways to save money...