Buying a home for the first time is exciting, and it can also be intimidating. It’s an enormous commitment, and the process can seem incredibly complex. However, if you do your research and have a solid team in your corner, buying a home is less complicated than you think! To help you navigate buying your […]
Marriage and Finances: 7 Things You Need to Know
One of the leading causes of marital strife is money. Learning how to share a budget and a bank account can cause more friction than learning how to share a home. So when it comes to marriage and finances, both parties must get on the same page. From budgeting to taxes to planning for a […]
Prosper Performance Update – June 2021
Today we are sharing performance data from the Prosper Portfolio for June 2021. Highlights from the report include: Performance Update In June, we implemented the newest credit risk scoring model, PMIX. As a result of PMIX’s implementation, the C-HR rating mix increased to 26%. Rating-mix adjusted average loan size and the median monthly payment on […]
Run the Numbers: Is Debt Consolidation Right for You?
Is debt consolidation right for you? During turbulent times like these, facing unsustainable credit and loan payments is a real threat. Even if you scrape together enough money to make the minimum payments, a single emergency can derail you. Even without a crisis, hefty debt can be extraordinarily stressful. Bankruptcy is one way to get […]
How to Prepare for a Baby Financially
Getting ready to welcome a new member of the family is both joyous and challenging. There’s so much to learn and prepare for. Not only that, becoming a parent is an expensive endeavor, and many people are unaware of how to prepare for a baby financially. Have no fear, we’re here to break it down […]
How to Use a Credit Card Responsibly
Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks.
