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Financial wellbeing starts here. Welcome to the Prosper Blog.

Here you’ll find smart, accessible content to help make money matters a little easier.

Popular Posts
What Are Personal Loans?

Financial Literacy

With the right interest rate and terms, a personal loan from a trusted lender can provide an avenue for getting out of debt, funding...

Financial Literacy 101 Financial Literacy 101

Financial Literacy

Financial literacy is the know-how to manage your money and plan for your financial future. If you’re not entirely comfortable with money or aren’t...

Best Practices

here’s what happens if you don’t pay medical bills: phone calls and letters. That may not sound extreme, but once your medical bill debt...

Home Ownership
man receiving car keyus after getting answer to can i use heloc to buy a car

Finance for Homeowners

How do car loans work? The logistics of buying a car can be a daunting task, but paying for it doesn’t have to be....

Happy customers refinancing a home. Happy customers refinancing a home.

Finance for Homeowners

For many families, homeownership is an investment for the future. Buying a home is the largest and longest financial commitment most of us will...

Man pondering bankruptcy paperwork Man pondering bankruptcy paperwork

Finance for Homeowners

No one wants to think about bankruptcy, but it can be an important tool for consumers facing financial hardship. The two most common types...

Managing Debt

Credit Management

With another year behind us, we find ourselves in tax return season once again. While 2021 did bring back some semblances of stability and...

How to Use a Credit Card Responsibly How to Use a Credit Card Responsibly

Credit Management

Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks.

Private Student Loan Relief Private Student Loan Relief

Credit Management

Since the federal government reacted to the arrival of COVID in early 2020 and to the rampant unemployment and financial strife that followed, more...

Financial Wellness
Woman looks up credit report compiled by the three credit bureaus

Credit Score Information

You’ve probably heard a lot about the three credit bureaus, but many Americans aren’t sure exactly what they are. That’s OK because Prosper’s got...

Decoding Your Credit Score: What You Need to Know Decoding Your Credit Score: What You Need to Know

Credit Score Information

Your credit score is an important part of your financial well-being. It’s one of the key factors lenders review to determine if they’re willing...

Young man establishing new credit Young man establishing new credit

Establishing Credit

Credit is a paradox: you have to have credit to get credit. Establishing new credit can be a pain, but for those just starting...

Mastering Credit
MAn applies debt snowball strategy to his finances

Credit Management

There are several common strategies to address personal debt, but one of the most well-known is the debt snowball strategy. Today, we will look...

A piggy bank attached to a rocket, representing a rising credit score. A piggy bank attached to a rocket, representing a rising credit score.

Building Credit

Looking to boost your credit score? Credit scores can seem mysterious and overwhelming, but they don’t have to be. It’s easy to learn the...

Woman makes credit card balance transfer to pay off debt Woman makes credit card balance transfer to pay off debt

Credit Management

The consumer finance sector is highly competitive, and consumers often have many options to transfer and repay debt. For example, credit card companies frequently...

Home Renovations

Home Renovations

Home renovation can be a challenging and expensive endeavor. According to Home Advisor, the average cost of a home remodel project is around $47,000,...

Home Renovations

When we think of home renovations, we usually imagine these projects kicking off in the spring or summer months. But more time at home...

Home Renovations

If you’re dreaming of a new kitchen, master suite or outdoor deck and you’re not sure how to finance it, there are several options...

Investing
529 College Savings Plans: What You Need to Know

Financial Wellness

529 college saving plans are a popular and effective way to save for a child’s college education. Here’s what you need to know. What...

Saving vs. Investing Saving vs. Investing

Financial Wellness

Commonly confused, both as words and concepts, saving and investing are not the same. There are similarities between the two, but let’s look closely...

Financial Wellness

You may be wondering how to live on a budget and save money at the same time. Here are 13 ways to save money...