Connect with us

Hi, what are you looking for?

Product Announcements

Now you can track your FICO® Score in your Personal Loans account, for free!

We know how important your credit score is to your financial well-being. That is why we have brought your FICO® Score to your Prosper account, for free!


Did you know: 90% of top U.S. lenders use FICO® Scores as the gold standard for credit readiness. FICO is committed to credit education and empowering consumers to take better control of their financial health. Our new partnership with FICO allows Prosper borrowers to view their FICO® Score, based on TransUnion data, through their account for free. ¹ With Prosper, it has never been easier to keep track of your credit score which is the first step to understanding your credit score and moving toward your goal of overall financial well-being.


How can I opt in to view my FICO® Score?

Only personal loan borrowers with active loans through Prosper can view their FICO© Score through their online account. To opt in to your FICO® Score Display, log in to your Prosper account and select the FICO© Score option from the dropdown menu on the top right of the page.

You can [opt out] of viewing your FICO® Score Display at any time.

What will I see if I opt in to using the FICO® Score Display?

While you have an active personal loan through Prosper and your account remains current, you will continue to access your monthly refreshed FICO® Score, along with:

· Factors impacting your score

· A history trendline of your score since you last opted-in to viewing your FICO® Score Display[EB1] 

Why is it important to track my FICO® Score?

Having a good credit score can make it easier to get a lower interest rate on different types of loans. Essentially, a good credit score can make life more affordable. Nearly all lenders in the U.S. use FICO® Scores as the industry standard for determining credit worthiness. Reviewing your FICO® Score can help you learn how lenders view your credit risk and allow you to better understand your financial health.

How often is my FICO® Score updated in my Prosper account?

Program participants will receive their FICO® Score 8 updated on a monthly basis, when available.

1 FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score and associated educational content are provided solely for your own non-commercial personal educational review, use, and benefit. Prosper and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Prosper and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating.

Read more

Join our mailing list


HELOC calculator - picture of the side of a home

Finance for Homeowners

This HELOC calculator predicts the amount you can borrow based on home value and other factors.

Example image for How Much Does it Cost to Renovate a House? Example image for How Much Does it Cost to Renovate a House?

Finance for Homeowners

One of the best parts of homeownership is being able to customize your home exactly how you want it. You don’t have to make...

iStock_78780267_MEDIUM.jpg iStock_78780267_MEDIUM.jpg

Financial Lifestyle

Whether you’re a regular Prosper blog reader or just Googled and found us after realizing your wallet is lost or stolen, we can help....

plans for what adds the most value to a home plans for what adds the most value to a home

Finance for Homeowners

What Adds the Most Value to a Home? When it comes to home improvements, you probably know that the answer is “yes” to the...

aug-performance-600x337.png aug-performance-100x100.png

Prosper Blog

Today we are sharing performance data from the Prosper Portfolio for August 2022. Highlights from the Prosper Performance Update – August 2022: In August,...

Example of potential result from remodel planning Example of potential result from remodel planning

Finance for Homeowners

Whether you’re taking a home you already love and making it better or taking a fixer-upper and restoring it to livability, the key to...