With every mortgage payment you make, you’re building equity in your home. And equity equals ownership. Once you’ve built up a significant amount of equity, you’re able to access that money and use the funds for any purpose you wish. How you access your home’s equity, however, depends on your needs. The two most common […]
Financial Wellness
11 Ideas for What to Do with Your Tax Refund This Year
It’s a tax season like no other. Given all that’s going on in the world, it’s understandable that for many folks, priorities have shifted. This year’s tax refunds will likely be greeted with exhausted enthusiasm. But what should you do with your tax return to get the most out of your refund this year? While […]
How to Budget Better in 2021 and Why You Need to Start Now
Budgeting may seem like an archaic skill in a world of well-designed banking websites and smartphone apps with convenient notifications alerting you of new charges the moment you buy something. However, knowing how to budget will not only help you to live within your means today, but also give you a view into your long-term […]
Filing Taxes: What You Need to Know Before Tax Season
It’s that time of year! To help you prepare ahead of filing taxes this tax season, we’ll discuss: What documents and information to gather Why you might want to consider last-minute deductions The best time to file depending on whether you’re expecting a refund versus owing additional tax Keep in mind that for specific questions […]
How to Manage Credit Card Debt Wisely in 9 Steps
According to Experian’s 2019 Consumer Credit Review, 75% of American consumers with credit cards carry an average balance of over $6,000. And the impacts can be financially devastating. Credit cards can be enticing, offering not only the ability to buy now and pay later, but also a bevy of rewards like cashback and airline miles. […]
11 Financial New Year’s Resolutions for 2021
As you make your annual commitment to start eating better and working out more, consider tackling your financial wellness, too, with these 11 financial New Year’s resolutions. From spending and budgeting to saving and learning, each of the new year money resolutions below could go a long way in improving your financial wellbeing in 2021 […]
