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Person shopping on a smartphone with a 'Buy Now, Pay Later' option, highlighting flexible payment choices for online purchases.

What Is Buy Now, Pay Later (BNPL)?

Prosper Marketplace

Discover how BNPL works, its pros and cons, and how it impacts your credit.

A mother and her two children sit on a couch, looking at a smartphone together, discussing ways to prevent child identity theft.

8 Ways to Help Prevent Child Identity Theft

Prosper Marketplace

Learn how to help prevent child identity theft with eight effective strategies, including checking your kid’s credit, safely storing their documents, and teaching them how to be safe online.

Young people discussing the stock market and researching crypto currencies

What Is the Stock Market? An Introduction

Prosper Marketplace

The term “stock market” usually describes any place where you can buy, sell or trade shares of companies, also known as stocks. It also refers

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Pre-Approved vs. Pre-Qualified: What’s the Difference?

Prosper Marketplace

A pre-approval and pre-qualification sound similar but can mean different things. In general, preapproval is a more intense look at your finances

The building blocks decrease from left to right as if they were going down a staircase

Why Did My Credit Score Drop?

Credit scores can drop for a variety of reasons, from a credit report error to a missed debt payment. These are the main reasons your scores may have dropped, and what you can do to recover.