How do you feel about money? Do you feel anxious, overwhelmed or at ease when it comes to your bank account balance, monthly budget and ability to save for your future? The answers to these questions make up a part of your overall money mindset. It’s important to have a positive money mindset because it […]
Financial Habits
How to Deal with Holiday Financial Stress
The holidays are often filled with two disparate things: the fragrant aroma of fresh baked cookies and evergreen trees, and financial stress. Add in a global pandemic, furloughs and high unemployment, and this year’s holiday season could be even more challenging. Wondering how to deal with financial stress while spending time with loved ones? Here […]
Avoiding Holiday Debt: 5 Tips to Manage Shopping Debt
Online shopping debt from quarantine life aside, this year has been extra tough for many of us. This holiday season may bring more temptation to splurge as we attempt to bring a bit of joy to those around us. In this article, we’ll discuss avoiding holiday debt. While overspending on holiday gifts for kids and […]
Retirement Planning During an Uncertain Economy
Living through an economic downturn is difficult enough without your retirement planning being tested as you watch the balance of your nest egg precariously rise and fall every business day. What exactly to do (or not do) in regards to retirement planning during an uncertain economy all depends on where you are in your timeline […]
Always Over Budget? Dodge These Psychological Spending Traps
Are you always over budget? It happens to everyone. We spend more than we make in a given month, or worse, every month. Sometimes there is a valid reason, such as an unexpected necessary expense like a car repair or medical bill. But too often, there is no apparent reason for our dwindling cash flow. […]
How the Financially Savvy Put Their Tax Refunds to Work
Once you file your 2018 tax return, it’s time to celebrate with your refund, right? Yes, but just not the way you might think. Last year, the Internal Revenue Service (IRS) said the majority of taxpayers received an average refund of $2,800. Although spending a few grand on a big, shiny object might feel good […]
