How Can You Lower Your Debt-to-Income Ratio?
If you’re planning to take out a loan, such as a mortgage or personal loan, your debt-to-income ratio (DTI) will be one of the factors
If you’re planning to take out a loan, such as a mortgage or personal loan, your debt-to-income ratio (DTI) will be one of the factors
When you take on debt, the loan balance can grow over time. Understanding the factors that push your loan balance higher can help you stay on top of a growing balance.
Credit scores can drop for a variety of reasons, from a credit report error to a missed debt payment. These are the main reasons your scores may have dropped, and what you can do to recover.
Freezing your credit can help protect you from scammers trying to open new accounts on your credit reports.
Tips to help college students make better financial decisions.
There’s no one-size-fits-all solution for the number of credit cards a person should have, but your spending habits will help determine your sweet spot.
Credit cards can get expensive fast if you don’t pay off your purchases in full each month.
Student credit cards can help you build a successful financial future when handled responsibly. If you’re looking at applying for your first credit card, here are some tips to make sure you start your credit history off right.
Learn all about credit with Prosper’s new money management series. Each article focuses on a different money strategy to help you set smart financial habits.
JOIN OUR MAILING LIST