Referral Program Terms & Conditions: In order for the referring Prosper® Card cardholder (“Referrer”) to qualify and receive a referral incentive, all of the following conditions must be satisfied: (1) Referrer must be an existing primary cardholder with a Prosper® Card account in good standing and be eligible to participate in the referral program; (2) Referrer is limited to a maximum of five (5) referral bonuses per calendar year; (3) the referred individual (“Referee”) must be a new customer and must not have held any prior Prosper accounts; (4) Referee must apply using the Referrer’s unique referral link or code. Applications submitted through non-referral channels (e.g., website, phone, or mail) are not eligible for the referral incentive; (5) Referee must meet Prosper® Card creditworthiness and underwriting criteria and be approved for a Prosper® Card; and (6) Referee must accept the Prosper® Card offer and maintain an open account in good standing at the time of Referrer’s statement credit issuance. Referees may only be referred once and cannot be re-referred or receive multiple referral offers. A referral is considered successful only when all required conditions are met. Information regarding a Referee’s account status, referral eligibility, or participation in the referral program will not be disclosed to Referrer under any circumstances. Referrer will be notified of successful referrals via email or in their user profile. Referrer will receive the referral incentive via statement credit within 60 business days of each successful referral. Referral incentives are non-transferable, may not be exchanged for cash, and may vary by referral campaign. Referral links may be deactivated after 50 account openings through your link. Prosper reserves the right to modify or terminate the referral program, eligibility criteria, incentive structure, or any related terms at any time without notice. If Prosper suspects fraudulent or abusive behavior, Referrer may be disqualified from participating in the program. Referrer agrees that participation in the referral program is limited to sharing their unique referral link or code to inform Referees about the Prosper® Card. Referrer may not collect personal information from Referees or assist with  a Referee’s application process in any way. By participating, Referrer confirms to not send the referral link via text message to a resident of the State of Washington and that the Referrer has the Referee’s consent to send referral communications. Incentives totaling $600 or more in a calendar year will be reported on IRS Form 1099-MISC. * Automatic credit line increases: Your account will be reviewed automatically for credit line adjustments. Your credit line can increase or decrease, or not change at all, depending on your payment history and eligibility.

The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

Prosper and Coastal Community Bank take your privacy seriously. Please see Prosper’s Privacy Policy and Coastal Community Bank’s Privacy Policy for more details.