We empower you with access to the money you need to build your life. Personal loans through Prosper are flexible and affordable—use yours to pay for almost anything life throws your way, from a special occasion or adoption fees to unexpected expenses, medical costs or a home renovation. Thinking about other creative ways to get on top of your finances? Consider using a personal loan to consolidate your debt into one easy, fixed monthly payment. You may even score a lower rate than you’re currently paying on debts such as medical bills and credit cards. With Prosper, financial peace of mind is within reach.