Healthcare Financing Made Easy

Low Interest | Fixed Terms | Personal Loan

Checking your rate will not affect your credit score

For nearly 20 years, people have chosen Prosper to help fund their dreams

See our 11,672 reviews on

Jeffrey Clements

1 day ago

Everything was easy and smooth to get a loan


1 day ago

Ease of use. Great experience in the past.

Martin Ortiz

2 days ago

I liked the fast of the process and the super fast deposit of the money, I think the processing fee is to high but I understand the market

Aj Zoom

2 days ago

As a repeat customer the process was seamless, quick, and easy. I do wish the interest rates were a little better especially considering

Perez BJJ

2 days ago

Quick and easy, being able to do it on your phone makes it super convenient.


2 days ago

Very simple process. Just took a few minutes, then waited for the process. Took only a few days to get the money.


2 days ago

No inglés. Vero good thanks for your help


2 days ago

I appreciated the quick and easy application process. My approval only took a few days and funds were available within a week.

Helping make medical care affordable

Whether it’s an emergency expense, an elective procedure, or anything in between, you shouldn’t have to worry about how you’ll pay your medical bills. We offer access to low-interest personal loans with a fixed monthly payment and no prepayment penalties so you can focus on what matters most – your health and well-being.

Checking your rate only takes a few minutes and it won’t affect your credit score.

Getting a Loan Through Prosper is Easy


Check Your Rate

Select your loan amount, answer a few questions and get your lowest eligible rates instantly.


Choose Your Loan

Choose the offer with the terms that work best for you.


Get Your Funds

Your money goes straight to your bank account via direct deposit.

Checking your rate will not affect your credit score


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions.


All personal loans made by WebBank. Prosper and WebBank take your privacy seriously. Please see Prosper’s Privacy Policy and WebBank’s Privacy Policy for more details.


Would you like to continue to your Personal Loan application?