Prosper Loans | Loan Types and Terms of Personal Loans - Prosper

Prosper Personal Loan Types

Choose from a wide range of personal loan amounts and terms available only through our social lending marketplace

Prosper offers fixed rate, "fully amortizing**", unsecured loans from $2,000 to $35,000. Loan terms of 3 and 5 years are available, depending upon Prosper Rating and loan amount. Along with attractive rates, these loans are offered with no penalties for paying off your loan early or for making partial prepayments. See why Prosper personal loans are a more attractive way to borrow than credit card or other consumer debt that could take years to pay off!

Loan Terms

Prosper Rating<=$2,000$2,001 - $4,000$4,001 - $6,000$6,001 - $7,500$7,501 - $8,000$8,001 - $10,000$10,001 - $12,000$12,001 - $15,000$15,001 - $18,000$18,001 - $20,000$20,001 - $22,000$22,001 - $25,000$25,001 - $28,000$28,001 - $30,000$30,001 - $32,000$32,001 - $35,000
AA
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr3yr3yr3yr3yr3yr
A
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr
B
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr
C
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr
D
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr
E
3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr3yr,5yr
HR
3yr3yr3yr3yr

** "Fully amortizing" means that the loan balance is paid off through equal monthly payments (the final payment may vary slightly from your regular payment due to the daily accrual of interest and the effect of rounding). For example, if you take out a loan for $4000.00 for three years and you have a Prosper Rating of E and no previous loans, your interest rate will be 23.44% (26.00% APR) and your scheduled monthly payment will be $113.78.

Use our quick online application to choose your loan amount and you’ll find a number of social lending options to choose from based on your qualifications. Check out Prosper social lending for your personal loan today!

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Check Your Rate
CHECK YOUR LOAN RATES
6.38
%
FOR AA LOANS*
FIXED RATES FROM 6.38% to 35.36% APR
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Loan Types

* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.38% (AA) to 35.36% (HR) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.