Tax Withholding

The information that you provide when signing up for your Prosper account will be used to prepare a W-9. All references to “form” below refer to this W-9.


Under penalties of perjury, I certify that:


  1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and
  2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and
  3. I am a U.S. citizen or other U.S. person (defined below)
  4. The FATCA code(s) on this form (if any) indicating that I am exempt from FATCA reporting are correct*

*The IRS requires that this language be included, but this certification is not required if providing the form to a US payor. Prosper Marketplace and Prosper Funding are US payors.

Notes offered by Prospectus. Notes investors receive are dependent for payment on unsecured loans made to individual borrowers. Not FDIC-insured; investments may lose value; no Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.

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