Logo / Color

Home Improvement Loans

LoansMore

Turn your house into your dream home

Finance your home improvement project through Prosper

Checking your rate will not affect your credit score

Imagine the Possibilities with a Home Improvement Loan

  • UPGRADE

    UPGRADE

    doors and windows

  • PURCHASE

    PURCHASE

    new furniture and appliances

  • REMODEL

    REMODEL

    your kitchen or bath

  • INSTALL

    INSTALL

    central air conditioning or heating

  • HIRE

    HIRE

    a contractor

  • BUILD

    BUILD

    an outdoor deck or add a room

Checking your rate will not affect your credit score

My Prosper Story: My Prosper Stories

"Nothing can replace the feeling of being able to retain our family sanctuary and keep my father's childhood memories alive. Thank you Prosper!"

#MyProsperStory

Getting a Home Improvement Loan is Easy

1

Check Your Rate

Select your home improvement loan amount, answer a few questions and get your lowest eligible rates instantly.

2

Choose Your Loan

Choose the offer with the terms that work best for you.

3

Get Your Funds

Your money goes straight to your bank account via direct deposit.

Checking your rate will not affect your credit score

Remodel with a home improvement loan

Customizing your home instead of hunting for a new house? A home improvement loan could be your answer! Remodeling often adds value to your existing home.

Prepare your home for sale with a home improvement loan

If your heart is set on moving, improve your home to increase its value before selling. A home improvement loan can help prepare your home for the real estate market.

Compare Home Improvement Loans to Credit Cards

Here's why a Home Improvement Loan through Prosper may be better for you

Credit Card

CREDIT CARD

  • No fixed interest rate – can rise at anytime
  • Minimum payments won't pay down your principal
  • Longer payoff
Home Improvement Loan through Prosper

Home Improvement Loan

  • A fixed interest rate
  • A clear payment plan
  • A set payoff date

Checking your rate will not affect your credit score

When a Home Loan is Right for the Job

When financing home renovations, you may consider financing your projects with credit cards. Credit cards may seem like a quick resolution, but it's easy to get into debt by making only the minimum payment each month.

Home Improvement Loans through Prosper have a fixed interest rate as well as a set payoff date. This means you'll know exactly how much you'll be paying each month. Plus, there's no penalty fee if you decide to pay your loan off early.

Apply in Minutes

Use a Loan to Build Your Dreams

Applying for a home improvement loan the traditional way can be daunting. Through Prosper, you can apply for a low-interest loan from the comfort of your home. Apply now and see how easy a home improvement loan can be.

11 Ideas for What to Do with Your Tax Refund This Year

11 Financial New Year’s Resolutions for 2021

How to Get a Home Equity Line of Credit with a Co-Applicant

5 Clever Ways to Boost Your Personal Loan Approval Chances

Retirement Strategies: 3 Ways to Use a HELOC During Retirement

5 Home Improvement Ideas for Winter that Could Save You Money