Financial Literacy What is Principal and Interest? One of the most common questions consumers ask is this: what is principal and interest? They’re both terms related to loans, but what do... Justin JarvisAugust 29, 2022
Financial Literacy Interest Rate vs APR: What’s the Difference? A Guide to Interest Rates “Did you get a good interest rate?” When applying for a personal loan, that’s the first thing everyone wants to know. The second: what... Johnathan MarshallJuly 12, 2022
Credit Management Is a Credit Card Balance Transfer Right For You? A credit card balance transfer lets you move debt from one card to another that has a lower interest rate. Many credit card issuers... Sarah CainMay 17, 2022
Credit Management What is a FICO® Score? Most adults in the United States have at the very least, heard of a FICO® Score. However, most lack knowledge of the nitty-gritty of... Christine CuetoMay 17, 2022
Credit Management Establishing New Credit: How to Establish a Credit Score The challenge of establishing new credit is obvious: lenders make decisions based on credit reports. However, without a credit history, building a credit history... Johnathan MarshallApril 12, 2022
Credit Management Boost Your Credit Score: 5 Tips A strong credit score can help you achieve your financial goals. Follow our 5 easy credit score boosting tips to see how your score... Christine CuetoNovember 22, 2021
Credit Management How to Use a Credit Card Responsibly Prosper’s guide on how to use a credit card responsibly will help you get all the benefits of credit card usage without the drawbacks. Johnathan MarshallJune 24, 2021