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Prosper to Introduce Historical Return Data

Prosper will be changing the way we present the return information on our website and will begin providing historical return data for each Prosper rating. This move from expected returns to historical data is intended to give our investors even greater insight into the Prosper platform’s performance as they make their investment decisions.

In August, Prosper will be changing the way we present the return information on our website and will begin providing historical return data for each Prosper rating. This move from estimated returns to historical data is intended to give our investors even greater insight into the Prosper platform’s performance as they make their investment decisions.

Prosper was the first peer-to-peer lending platform to launch in the U.S. and remains one of the few platforms that gives individual investors access to the consumer credit asset class. When Prosper started underwriting loans in 2009, estimated returns were a transparent way to help our investors make their investment decisions. Over the last nine years, we have steadily built a track record underwriting loans through the Prosper platform. As a result, now is the right time to shift the return conversation and highlight the solid returns this asset class has generated for our investor community. We believe this change will also make it easier for our investors to compare our asset class to others that they hold in their portfolio.

What to Expect:

Beginning the evening of August 8th, estimated returns, estimated losses, and effective yield information will no longer be shown on the Prosper website, and Loan Listings will show a historical return range based on the loan’s Prosper rating. For Notes purchased prior to this time, the Loan Listing information will not change.

Additionally, the estimated return and estimated loss filters for the recurring investment tool will be disabled. If you are using these filters, you will need to remove them to ensure that your recurring investment order continues without interruption.

Moving forward, each Prosper rating will have a range of historical returns. You will be able to view the latest historical return information for each rating type, and select the Prosper rating that corresponds with the return that comes closest to what you are looking for.

Our return information is based on historical information and is intended to give investors more valuable insight into how this asset class has performed in the past.

Thank you to our investors. We continue to be committed to providing both individual and institutional investors access to the consumer credit asset class.

 

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