If you’re considering personal loans, you may want to understand how companies determine loan offers that are customized just for you. The short answer is your credit history. Three credit agencies (TransUnion, Equifax and Experian) track a large amount of data tied to your credit history, and the credit story this data tells factors into your credit score.
The finance world is filled with acronyms and terms that might sound alien to many people. So we’ve put together a glossary of finance terms that will help you understand money and credit better. (By no means is this list exhaustive.) 401(k): Is an account sponsored by your employer that enables you to contribute funds […]
Last month the Federal Reserve announced plans to raise short-term interest rates to between 0.25% and 0.5%—a move that affects millions of people’s lives. The good news for consumers is that this is a small hike. If you have no or low debt, the rate hike probably won’t affect you significantly. But the average U.S. […]
From April 16 – 21, Prosper Marketplace sponsored a study of 213 American females between the ages of 25 and 54 from MarketCube, a research panel company, about their experiences trying to conceive a child with fertility treatments. Each respondent had to meet the following criteria to participate: Female Between 25 – 54 years old […]