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Our Story

Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, Prosper has facilitated more than $12 billion in loans to more than 770,000 people.

Through Prosper, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000. Individuals and institutions can invest in the loans and earn attractive returns. Prosper handles all loan servicing on behalf of the matched borrowers and investors.

Prosper Marketplace is backed by leading investors including Sequoia Capital, Francisco Partners, Institutional Venture Partners, and Credit Suisse NEXT Fund.

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We believe

accountability

at all levels drive results

accountability

creates better solutions

accountability

leads to longevity

accountability

fuels our innovation

accountability

guides our user experience

accountability

defines all our relationships

Our Leadership

David Kimball

Chief Executive Officer

As Chief Executive Officer of Prosper Marketplace, David oversees the company’s vision, overall operations, and performance. David joined the company in March 2016 as Chief Financial Officer, and was named CEO in December 2016. David brings more than 20 years of financial management experience to this role.

Prior to joining Prosper Marketplace, David served as Senior Financial Officer of USAA’s Chief Operating Office, where he oversaw USAA’s real estate unit, bank, P&C and life insurance companies, investment management company, and the call centers/distribution functions. During his time at USAA, he also served as USAA’s corporate treasurer and as its bank CFO.

Prior to USAA, David spent ten years at Ford Motor Company and Ford Motor Credit Company in both the US and UK, working on their securitization programs, debt issuance, and a variety of FP&A positions. David has an M.B.A and B.A. from Brigham Young University.

David can juggle, walk on stilts, ride a pogo stick and a unicycle, but he has never been a busker or worked in a circus. 

Usama Ashraf

President and Chief Financial Officer

As President and Chief Financial Officer of Prosper Marketplace, Usama oversees the company’s finance, capital markets, risk, and business intelligence functions.

Usama has over 22 years of experience spanning finance, capital markets, M&A, risk management, and analytics. Before joining Prosper in 2017, he held senior leadership positions at prominent financial services companies—most recently as Deputy Chief Financial Officer and Treasurer at Annaly Capital Management, Corporate Treasurer at USAA, and Deputy Treasurer at CIT Group.

Usama started his career in the Investment Banking Division of Citi focused on M&A. He received a B.S. in Economics with concentrations in Finance and Accounting from the Wharton School of the University of Pennsylvania.

Usama is a die-hard NFL fan and is still hopeful that after 50 years the New York Jets will win their second Super Bowl any year now.

Ted Buell

General Counsel and Chief Compliance Officer

As General Counsel and Chief Compliance Officer, Ted oversees all of Prosper’s legal and regulatory affairs as well as Prosper’s compliance program. Ted has more than 15 years of legal experience in both private practice and in-house roles.

Before joining Prosper in 2015, Ted was an attorney at Severson & Werson where he represented financial services clients in regulatory matters and litigation that included individual matters and complex class actions. Prior to Severson, Ted served as Assistant General Counsel at GreenPoint Mortgage Funding, Inc., a national mortgage bank that originated, sold and serviced mortgage loans. At GreenPoint, Ted managed the company’s nationwide litigation portfolio.

Ted earned a B.A. in Criminology, Law and Society from the University of California, Irvine and his J.D. from the University of Miami School of Law.

In each of his three daughters first full season, the San Francisco Giants won the World Series. As a life-long fan, Ted was there with his family for each of them.

Pete Woodhouse

Chief Technology Officer

Pete is the Chief Technology Officer overseeing the technical team that brings Prosper’s products and company vision to advance financial well-being to life. Pete joined Prosper in July 2021 and brings more than 20 years of experience in technology, product, and operations across large companies and startups.

Prior to Prosper, Pete was CTO and head of product at Sibly where he was one of the first non-founding executives, building a team and taking the company from B2C to B2B. Before Sibly, Pete spent seven years at PayPal. His team was responsible for creating and delivering three core credit platforms and multiple products on those platforms, all integrated into the PayPal product structure. Pete worked in various technology roles at Agilent and Hewlett-Packard earlier in his career. He also serves as an advisor to multiple startups across the HealthTech, EdTech, and FinTech sectors.

Fun Fact: When Pete is not working, hanging out with his family, or geeking out with gadgets or software, he likes to race large sailboats.

Ashish Agarwal

Chief Marketing Officer

Ashish has over 20 years of marketing and product strategy experience. He found his calling at Capital One, blending the art and science of marketing to deliver winning customer experiences and sustainable business growth. Ashish has held roles with progressively increasing responsibilities leading growth for multibillion-dollar lending programs across direct to consumer and partnerships business models. He joined Remitly, a digital remittance disruptor, at an early stage. As Chief Growth Officer, Ashish built and led a Global Marketing organization, was involved in multiple rounds of capital raising, and laid a strong foundation for Remitly to go public in 2021. After Remitly, he spent 3 years at Humana, a Fortune 50 health insurance and care innovator, as a line of business CMO for the Pharmacy business. Ashish received a BS in Engineering from the Indian Institute of Technology (IIT) and an MBA from Vanderbilt University.

Ashish is an avid reader, a budding cook, and a tennis enthusiast, with unfortunately both the skills needing significant work for him to earn any bragging rights.

Jared Brown

Vice President, People and Places

As Vice President of People and Places at Prosper Marketplace, Jared is responsible for driving human performance by creating a positive and engaging employee experience, including talent acquisition, people operations, employee development and workplace services.

Jared has spent the last 20 years devoted to supporting employees and leaders in reaching their full potential. Prior to joining Prosper, Jared spent time as a consultant helping companies and teams to address gaps in their employee engagement and development. Before consulting, Jared led multiple people disciplines at Peet’s Coffee, where he helped to build a topnotch employee culture that was critical to major business growth. Jared also spent several years leading the development of leadership programs throughout Gap Inc., supporting world-class brands including Banana Republic, Gap and Old Navy across the globe. He began his career in human resources at American Express supporting their technologies division and working with leaders to develop employees in both technical and soft skills.

Jared received a B.A. in English from the University of Utah and is passionate about learning something new every day.

Jared had initially considered a career in medicine, however, after passing out several times during his pre-med gross anatomy classes (not to mention the driver’s ed. safety videos), realized he didn’t quite have the constitution for it.

Allyson Bryant

Vice President, Product and UX Design

As Vice President, Product and UX Design, Allyson is responsible for setting the vision and creating product experiences that delight Prosper’s customers.

Allyson has more than 10 years of experience in building consumer products. She started her product career at Kaiser Permanente, building out their consumer health applications, and has spent the majority of her career with Prosper scaling the team and business to its current state. Allyson also brings traditional finance experience from her time at a Bank in the North Bay and is extremely passionate about bringing technology to finance.

Allyson received her BS in Biology from the University of California at Santa Barbara.

Allyson grew up in a small country town (population 200) on the central coast of California, and has always gravitated to larger cities so she can spend more time with people and less time counting livestock.

Niloy Bhattacharyya

Vice President, Operations

As VP of Operations for Prosper Marketplace, Niloy oversees sales, customer experience, loan verification, collections, training and third-party management. Niloy Joined Prosper in 2019

Niloy brings over 20 years of operations and analytical experience from multiple industries. Prior to joining Prosper, Niloy was Senior Vice President at Citibank where he was head of risk for recoveries and late stage collections. He also held various leadership positions in collections, recoveries, call center operations, customer advocacy and complaints reduction at Capital One and at NCO Group. He started his career in the semiconductor industry, where he spent 10 years in various roles, including leading process improvement initiatives across a semiconductor fabrication plant.

Niloy received his B.Sc. in Electrical Engineering, with concentrations in VLSI Design and Digital Communication from Texas A&M University.

Niloy grew up in nine countries before coming to the States for college. As a visitor to almost fifty countries, he loves to try local cuisine.

Haiyan Huang

Head of Credit Risk

As Head of Credit Risk at Prosper Marketplace, Haiyan oversee all elements of Prosper’s credit strategy including pricing, underwriting, verification, loss-forecasting, model development, and model governance. She also oversees all credit risk aspects of new product development.

Prior to joining Prosper in 2019, Haiyan spent more than 15 years in various leadership roles in GE, HSBC and FICO, most recently as Senior Director of Card Acquisition Risk Management in Discover Financial Services.

Haiyan holds a Ph.D. in Decision Analytics from Rensselaer Polytechnic Institute and an M.S. in Industrial Engineering from Tianjin University.

Haiyan is passionate about travel, yoga and dance. She has traveled to more than 20 countries and looks forward to traveling again after the pandemic. Haiyan lives with her family in Chicago.

Don Au Yeung

Vice President, Finance

As VP of Finance at Prosper Marketplace, Don oversees the company’s FP&A, Financial operations, accounting, and enterprise risk functions. He also works closely with the CEO and President on overall company strategy. Don joined Prosper in 2014 and brings more than 15 years of experience from corporate finance to balance sheet management.

Most recently Don was leading FP&A at YuMe, a digital video ad-tech platform, where he helped take the company public in a successful IPO. Prior to YuMe, Don was at National Cooperative Bank, where he assisted the company in managing through the subprime mortgage crisis and consulted for Prophix.

Don received a BASc. in Computer Engineering and an M.B.A from the University of Toronto.

Don grew up in Canada and still wears a toque, uses Celsius, and drinks pop.


1M+

loans through prosper

1ST

Peer-to-peer marketplace

lending platform

2937

Loans in the past week

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