Use this calculator to help estimate your personalized interest rate, monthly payment, and loan amount with a home equity loan (HELoan) through Prosper.
Est. variable rate¹
Est. credit line
Est. monthly payment²
Est. fixed rate⁴
Est. loan amount
Est. monthly payment²
Est. variable rate¹
Est. credit line
Est. monthly payment²
Est. mo. payment²
Est. fixed rate⁴
Est. loan amount
Est. monthly payment²
Est. mo. payment²
Enjoy our no-stress, speedy digital process
Enjoy our no-stress, digital process
This calculator is a self-help tool for your independent use and is intended for illustration purposes only. Results aren’t guaranteed, and may not be relevant to your specific circumstance.
This calculator crunches a few numbers to get your estimates.
This includes the estimated amount of equity you have in your home (based primarily on CLTV—the sum of all loans secured by your home, divided by its value), your credit score range, your property’s location, and its primary use.
Prosper determines your maximum home equity loan amount based on a number of factors, such as your credit history, debt-to-income ratio (DTI), and combined loan-to-value ratio (CLTV).
You may qualify through Prosper for a HELoan with a CLTV as high as 95%. CLTV is your outstanding mortgage loan debt and any other liens secured by your home, expressed as a percentage of your home’s fair market value.
Example: 40,000 (mortgage balance owed) / $100,000 (home value) = CLTV 40%
This calculator is a tool for estimating possible rates and monthly payments only.
When you check your rate for a HELoan through Prosper, you’ll answer a few quick questions about your property and finances that will help us provide a more accurate interest rate and offer(s), if one or more are available.
Generally, the longer the term, the lower the monthly payment; however, shorter terms typically come with lower interest rates.
Through Prosper there are a variety of terms available to suit borrowers’ needs, with terms available for 5, 10, 15, 20, 25 and 30 years.
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Answers to home equity questions, from your application to payments.