According to Experian’s 2019 Consumer Credit Review, 75% of American consumers with credit cards carry an average balance of over $6,000. And the impacts can be financially devastating. Credit cards can be enticing, offering not only the ability to buy now and pay later, but also a bevy of rewards like cashback and airline miles. […]
As you make your annual commitment to start eating better and working out more, consider tackling your financial wellness, too, with these 11 financial New Year’s resolutions. From spending and budgeting to saving and learning, each of the new year money resolutions below could go a long way in improving your financial wellbeing in 2021 […]
Prosper’s Monthly Performance Updates are designed to help our investor community understand performance trends on the Prosper Platform. In December, approximately 83% of originations were rated AA-B, compared to 84% in the prior month.
If you’re a homeowner, you may have wondered how to get a home equity line of credit to access the equity in your home. While some may think that equity guarantees you access to a home equity line of credit, or HELOC, it does not mean you qualify for one. Learn more about what a […]
There may come a time when you need to borrow money. Whether it’s in a few months or a few years, boosting your personal loan approval chances now may pay dividends later. Maybe you’ll be buying a car, consolidating credit card debt, or making home improvements. Whatever your goal, personal loan approval could be the […]
Financial health doesn’t need to be an abstract concept. And, if you ask us, it shouldn’t be. Like taking care of your body and mind, financial well-being isn’t exclusively for the rich. It’s true, you can check up on your financial health and take steps to improve it starting today. Why Is It Important to […]