You can avoid a ‘holiday hangover’ of debt by setting a realistic budget, making a detailed list, considering alternative gifts, starting to save now and more.

Debt among Americans going into retirement is reaching alarmingly high levels – are you one of the four in ten at high risk?

Rising delinquency has pushed many consumers into subprime credit territory, making it harder for personal, auto loan lenders to fairly underwrite them.

For many homeowners, the equity they’ve built can be a source for funding their lives. But before you do it, ask yourself these 3 questions.

Discover some smart strategies to tap home equity from Prosper CEO David Kimball. And as a bonus, discover some other creative ways to invest in real estate

Discover the top 10 P2P lending platforms offering investors enhanced returns whilst providing borrowers lower rates and revolutionising financial services