IT'S PERSONAL

Get your loan, your way

New and improved options for a custom personal loan through Prosper. Now offering:

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Increased loan amounts up to $50,000   with rates as low as 6.99%

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Flexible loan term options ranging from 2-5 years

Faster loan payoff with shorter terms. And no pre-payment penalties, ever!

Checking your rate will not affect your credit score

Personalize your loan to fit your life

See new, flexible options for a personal loan. You can choose and customize to fit your budget. Start to power yourself toward financial freedom.

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Check Your Rate

Choose Your Loan

Get Your Funds

Larger loan amounts &low, fixed rates

New flexible term options

Faster loan payoff

Discover expanded loan terms ranging from 2–5 years,  based on your qualifications.  

Pay off your loan faster with a shorter term. And no pre-payment penalties, ever!

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Get a loan up to $50,000  with rates as low as 6.99% APR,  for those who qualify.

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Checking your rate will not affect your credit score

See why Prosper has over 4 stars on Trustpilot 

Larry Conlin

June 2022

Process was fast and painless, with no speed bumps or walls to slow or stop the momentum. And the rates are fantastic...

Deniece Edwards

June 2022

The loan and loan terms were excellent. I received excellent service in processing and receiving my funds with Prosper. Major Kudos to Prosper.

Checking your rate will not affect your credit score

Simplify your expenses in three easy steps

Answer a few questions, and see the lowest online loan rates you're eligible for instantly, without affecting your score.

Personal loans through Prosper come in a range of options in amounts from $2,000 up to $50,000.  Choose the one with the terms that work best for you.

You could receive your funds as soon as the next business day,  and your money will go straight into your bank account via direct deposit.

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Prosper and WebBank take your privacy seriously.


Please see Prosper's Privacy Policy and WebBank's Privacy Policy for more details.


IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 


[1] Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.


[2] For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. There is no down payment, no prepayment penalty, and no collateral required. The average 3-year loan rate presented to other pre-approved applicants between December 1, 2019 and November 30, 2020, was 15.1% (18.7% APR). Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.


[3] Loan terms range from two to five years. Whether you are eligible for a specific loan term will depend on a number of factors, including your current credit rating and information you provide in your application.


[4] You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank's ability to quickly process the transaction. 



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