Peer-to-Peer Lending for Your Investment Strategy
Why add Prosper.com to your investment portfolio?
High yields, short durations
Along with great returns and 3- and 5- year terms, Prosper Notes provide many portfolio benefits, ranging from current income to lower interest rate risk. This unique investment opportunity provides meaningful returns without locking up your money for long periods of time.
Proven, consistent profitability of consumer credit
Lending to consumers is a decades-old industry that’s produced profits year after year for a handful of credit card companies and banks. Prosper.com provides investors unprecedented access to this market, with consistent returns.
Source: Federal Reserve, Prosper.com
Monthly Cash Flow
Borrowers make monthly payments of principal plus interest that show up in your Prosper.com account. Create a passive income stream, or easily reinvest your cash earnings with our online investing tools like Quick Invest.
Diversify your portfolio by adding a new asset class—consumer loans—which is less vulnerable to market volatility than other investments.
Tax Advantages with the Prosper IRA1
Along with high-yields and consistent returns, enjoy tax advantages when you open your new or rollover Prosper IRA. See how fast your retirement savings can grow when you invest your Individual Retirement Account with Prosper.com.
How Prosper.com Peer-to-Peer Lending Works:
- Prosper.com screens and scores creditworthy borrowers who list their loan request.
- Investors review loan listings, and invest in those that meet their criteria.
- Borrowers make fixed monthly payments and investors receive their share directly to their Prosper account.
1 A minimum of $5,000 is required to open an Individual Retirement Account for investing with Prosper.com.
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Investing in People
Member since: 02/2007
"To help someone fix their credit, buy a house, start a business -- it's great."