The entrance to warmer months means you switch your thermostat from heat to A/C. Yet, this change can cause your electric bill to skyrocket. The Department of Energy (DOE) reports that air conditioners use at least 6% of all electricity in the U.S. And with three-quarters of homes having A/C units, this costs homeowners a […]
Wondering How Much Equity You Have? Try Our Home Equity Loan Calculator
You’ve worked hard to build equity in your home, but just how much is your investment worth? Our home equity loan calculator gives you a free and instant estimate of just how much money — aka equity — you’ve built into your home! There are two main financial tools which allow borrowers to generate funds […]
The 8 Best HELOC Uses Beyond Home Improvements
Paying for home improvements is the most popular reason people apply for a HELOC. Yet there are a myriad of ways to use a home equity line of credit. (Unsure what a home equity line of credit is? Read our post on what a HELOC is and how it works.) Let’s take a look at […]
What Is a Property Lien? What You Should Know About HELOC Liens
A ‘lien’ can seem like one of the scarier words, and concepts, in the financial world, but what is a property lien exactly? Chances are, that’s not the only question you have about liens. You likely also want to know how a lien works, whether it’s something you need to worry about when borrowing, if […]
Prosper Digital HELOC Now Available for California Residents
Applying for a HELOC has traditionally been a cumbersome process involving a lot of paperwork, long wait times, and trips to the bank. That’s why Prosper partnered with BBVA to create a digital HELOC experience. A HELOC through Prosper lets consumers complete their application online in minutes in order to receive an instant offer. The […]
The COVID Vaccine and Travel: What You Need to Know
For the first time in over a year, travel is beginning to look like a real possibility now that millions of Americans have already received their COVID vaccine. The U.S. has now reached the 50% inoculation milestone for adults, meaning it’s safer to hit the road or take to the air for a vacation during […]
