Get more with a personal loan

Checking your rate won’t affect your credit score

What our customers are saying

Great experience!! Painless and easy. Received my funds fast.

Quick and hassle free, with good communication.

Why choose Prosper?


Get prequalified in minutes. Fast next business day funding1


Choose 2-5 year loan terms3


Keep money in your pocket with no pre-payment penalties

Checking your rate won’t affect your credit score

"It was quick and easy. Money was in my account within 2 days."

5 out of 5 star review


woman and child - mobile

18 Billion +

borrowed in loans

1 Million +

Prosper customers

4.5 star

Credit Karma rating

How it works

Check your rate

Select your loan amount, answer a few questions and get your lowest eligible rates instantly.

Choose your loan

Choose the offer with the terms that work best for you.

Get your funds

Your money goes straight to your bank account via direct deposit.

Checking your rate won’t affect your credit score

Trusted by our customers

Excellent Trustpilot score based on thousands of reviews.

Support when
you need it

We’re here to help you every step of the way. Reach out with any questions.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.
2 Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

3 Loan terms range from two to five years. Whether you are eligible for a specific loan term will depend on a number of factors, including your current credit rating and information you provide in your application.

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