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Great experience. Everything was easy and simple. Thank you for welcoming me back to your company.
Easy and quick close! This was by far the simplest process I’ve been through. I was done and closed in less than three weeks.
With $10,000 in credit card debt and just paying your monthly minimum, it would take 28 years to eliminate your debt and you’d spend $12,793 in interest charges.
Or you could take out a $10,000 loan through Prosper, eliminate the debt in just 3 years, and spend only $1,596 in interest — saving yourself $11,197.⁵
Get prequalified in minutes. Fast next business day funding6
Choose 2-5 year loan terms7
Keep money in your pocket with no pre-payment penalties
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2 Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions.
3 Discounted APR for pre-approved offers are based on the APR given to accounts originated from pre-approved consumers who received direct mail offers from December 2, 2022, through January 24, 2023.
4 For example, a three-year $10,000 personal loan would have an interest rate of 9.38% and a 9.99% origination fee for an annual percentage rate (APR) of 16.74% APR. You would receive $9,001.00 and make 36 scheduled monthly payments of $319.77. A five-year $10,000 personal loan would have an interest rate of 11.14% and a 9.99% origination fee with a 15.84% APR. You would receive $9,001.00 and make 60 scheduled monthly payments of $218.12. Origination fees vary between 1% and 9.99%. Personal loan APRs through Prosper range from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.
6 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.
7 Loan terms range from two to five years. Whether you are eligible for a specific loan term will depend on a number of factors, including your current credit rating and information you provide in your application.
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