You're Pre-approved for up to $50,000!
You get up to 1.3% off your APR when you enter your code since you're already pre-approved
Enter your 8-digit OFFER CODE from your mailer
What our customers are saying
One of my best experiences to date acquiring a financial loan. They made it super easy... the turnaroud was streamlined.
Easy and quick close! This was by far the simplest process I’ve been through. I was done and closed in less than three weeks.
Richard, New Hampshire - June 2022
Frank, California - June 2022
You're 3 simple steps away from your personal loan.
Choose the amount you need
From $2,000 up to $50,000.
Check your rate before you decide
This does not affect your credit score.
Next day funding
You could receive your funds as soon as the next business day after completing necessary requirements.
Why choose Prosper?
Choose from 2-5 year loan repayment terms
Get your funds as soon as the next business day
No pre-payment penalties when you pay your loan off early
Checking your rate will not affect your credit score
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We’re here to help you every step of the way. Reach out with any questions.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
1 Pre-Approved credit offer: You received this offer because you met certain criteria for creditworthiness. Credit may not be extended to you if, after receiving your application, (i) you do not continue to meet the criteria used to select you, (ii) you do not meet minimum income requirements for your credit profile, (iii) or you do not meet any other applicable criteria bearing on your creditworthiness established prior to your selection, including electronic submission and verification of documents. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 21 years old and legally able to enter into a contract for the extension of credit; and, (b) a U.S. citizen or permanent resident. This prescreened offer is for individual credit only. If you meet the selection criteria, you may post a listing in an amount between $2,000 and $50,000 at the interest rate then in effect for your Prosper Rating. Eligibility for loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for a loan is not guaranteed and funding of any amount greater than $2,000 ($3,001 for GA residents; $6,500 for MA residents) requires that a sufficient number of investors commit funds to your loan. If (i) your listing expires unfunded; and (ii) you continue to satisfy the criteria used to select you for the offer, funding is guaranteed for a $2,000 ($3,001 for GA residents; $6,500 for MA residents) 3-year loan listing at the interest rate then in effect for your Prosper Rating. Usage of your Personal Confirmation Number on or before the expiration date is required in order to receive this special offer. Refer to Borrower Registration Agreement for all terms and conditions. All personal loans made by WebBank. Prosper Marketplace, Inc., Maine loan broker license #CSO14193.
2 Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.
3 Discounted APR for pre-approved offers are based on the APR given to accounts originated from pre-approved consumers who received direct mail offers from December 2, 2022, through January 24, 2023.
4 You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank's ability to quickly process the transaction.
5 Loan terms range from two to five years. Whether you are eligible for a specific loan term will depend on a number of factors, including your current credit rating and information you provide in your application.
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