Create your Listing

You will be asked to fill out some personal information, which will help us to give you the best rate possible and protect you and others against fraud. We will check your identity and obtain your credit score, which will not affect your current credit score.

Based on your Prosper Score, we will recommend a starting interest rate to start the auction bidding. This rate will give you the best chance of funding.

Next the fun begins and you can create your custom loan listing by uploading a photo, giving your listing a title, and adding a description of your loan purpose and your financial situation.

Ask your friends and family to bid on your listing—if they bid they will be able to add an endorsement as well. Listings with bids and endorsements from friends are more likely to be funded.

Tips for a successful listing