Prosper Credit Card

You're pre-approved¹ for up to $3,000 in credit

+automatic reviews for credit line increases²

Checking your rate won’t affect your credit score

Don’t have an offer code? Click here

Get the most from your credit card

No security deposit Credit line reviews No ATM cash withdrawal fees⁴ Free financial education Credit limit
Prosper Card $500 – $3,000+
Capital One® Platinum⁵ $200 – $3,000
Merrick Bank® Secured Visa⁶ $200 – $3,000
Prosper Card Capital One® Platinum3 Merrick Bank® Secured Visa⁶ >
No security deposit
Credit line reviews
No ATM cash withdrawal fees2
Free financial education
Credit limit $500 – $3,000+ $200 – $3,000 $200 – $3,000

Trusted by our customers. Time and again.

Trusted by our customers. Time and again.

Join over 1 million+ customers who have chosen Prosper since 2005.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1  You received this offer because you met certain criteria for creditworthiness. Credit may not be extended to you if, after receiving your application, (i) you do not continue to meet the criteria used to select you, (ii) you do not meet minimum income requirements for your credit profile, (iii) or you do not meet any other applicable criteria bearing on your creditworthiness established prior to your selection. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years old and legally able to enter into a contract for the extension of credit; and, (b) a U.S. citizen or permanent resident. This prescreened offer is for individual credit only. Applying for a Prosper® Card on or before the expiration date is required in order to receive this special offer. Refer to your Cardholder Agreement for all terms and conditions. The Prosper® Credit Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

2  Automatic credit line increases: Your account will be reviewed automatically for credit line adjustments. Your credit line can increase or decrease, or not change at all, depending on your payment history and eligibility.

3  The annual fee for this credit card is $59, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement. See details for additional information about rates, fees, and other terms.

4  Third party fees may apply. See details for additional information about rates, fees, and other terms.

5  Capital One® Platinum information from company website as of July 1, 2024.

6  Merrick Bank® Secured Visa information from company website as of July 1, 2024.

The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

Prosper and Coastal Community Bank take your privacy seriously. Please see Prosper’s Privacy Policy and Coastal Community Bank’s Privacy Policy for more details.

Equal Housing Lender logo representing insurance coverage by the Federal Deposit Insurance Corporation in the US
Better Business Bureau accreditation stamp representing marketplace trustworthiness and integrity

© 2005-2023 Prosper Funding LLC. All rights reserved.

221 Main Street, Suite 300, San Francisco, CA 94105 

Terms of use and electronic consent | Prosper’s Privacy Policy | Coastal Community Bank’s Privacy Policy