Sales Report:Supplement No. 1 dated Dec 26, 2012 to Prospectus dated Dec 20, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Dec 20, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 20, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
626139
This series of Notes was issued and sold upon the funding of the borrower loan #79700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,362.32 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 7.24% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $583.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,756 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cincy21 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Help with landscaping
Purpose of loan:
This loan will be used to fund my landscaping at our house. We have been working with a landscape company and intent on puting in an outdoor kitchen, fire pit, putting green, tons of pavers and lights, irrigation, plants, rocks, etc. The total cost of the landscape is just over $27,000 and we are paying about $6k in cash, the rest from Prosper investors!
My financial situation:
I don't have many bills and the last prosper loan was paid off in less than a year.
Monthly net income: ~$7,583
Monthly expenses: ~$400
Housing: $1,991
Insurance: $170
Car expenses: ~$800 (including payments)
Utilities: ~$450
Phone, cable, internet: $225
Food, entertainment: ~$475
Clothing, household expenses: ~$250
Credit cards and other loans: ~$350
Other expenses: ~$250
Information in the Description is not verified.
Friends And Family Investments
rospa has invested a total of
$3,000.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TheSituation | $25.00 | 12/6/2012 9:04:33 AM |
| Charlie010 | $25.00 | 12/6/2012 9:27:10 AM |
| stylish-revenue4 | $100.00 | 12/6/2012 9:28:31 AM |
| yield-voyager8 | $25.00 | 12/6/2012 10:26:44 AM |
| hillerod | $26.06 | 12/6/2012 9:01:49 AM |
| MG_Holdings | $39.24 | 12/6/2012 9:21:08 AM |
| gotjack-IRA | $150.01 | 12/6/2012 11:09:00 AM |
| john0720 | $100.00 | 12/6/2012 9:47:37 AM |
| 312-Lender | $50.00 | 12/6/2012 12:18:21 PM |
| return-point2 | $100.00 | 12/6/2012 9:56:40 AM |
| five-star-note | $25.00 | 12/6/2012 11:24:31 AM |
| 1313mark1313 | $37.13 | 12/6/2012 11:06:50 AM |
| Hippo-IRA1 | $40.00 | 12/7/2012 6:01:44 AM |
| glroark | $100.00 | 12/7/2012 7:09:18 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:26 PM |
| 01a_MrUSC_IRA | $25.00 | 12/6/2012 6:28:09 PM |
| OGS_Capital | $25.25 | 12/6/2012 7:00:28 PM |
| jwesleym | $25.00 | 12/7/2012 9:13:40 AM |
| Bob450 | $25.00 | 12/7/2012 4:23:52 AM |
| voipguy88 | $50.00 | 12/7/2012 8:38:52 AM |
| successful-agreement7 | $95.00 | 12/7/2012 9:15:04 AM |
| Military_Money_Wise | $25.00 | 12/7/2012 9:18:46 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:14 AM |
| Kaj | $25.00 | 12/7/2012 10:38:27 AM |
| investmentgroup | $50.00 | 12/7/2012 11:43:05 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:22 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:45 PM |
| purposeful-durability8 | $100.00 | 12/8/2012 12:43:53 PM |
| elog238 | $50.00 | 12/9/2012 7:03:15 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:52 PM |
| zorg77 | $75.00 | 12/9/2012 1:18:31 PM |
| dollar-authority | $50.00 | 12/10/2012 9:10:42 AM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:41:03 PM |
| rospa | $1,000.00 | 12/10/2012 10:11:52 AM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:32 PM |
| TumbleWeed88 | $25.00 | 12/10/2012 6:00:58 PM |
| goldtreasure | $25.00 | 12/10/2012 7:50:25 PM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:32:12 AM |
| cr8on | $30.00 | 12/11/2012 5:09:25 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:36 AM |
| gotjack | $75.01 | 12/12/2012 11:39:47 AM |
| moola-accelerator6 | $25.00 | 12/13/2012 10:12:27 AM |
| pierrelasvegas | $25.00 | 12/13/2012 10:52:12 AM |
| contract-student2 | $44.35 | 12/13/2012 5:54:25 PM |
| integrity-doctor | $100.00 | 12/14/2012 7:05:16 AM |
| Quiza12 | $100.00 | 12/14/2012 7:33:13 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:22 PM |
| dunkard13 | $100.00 | 12/14/2012 5:20:39 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:31 AM |
| kulender | $100.00 | 12/15/2012 9:24:27 AM |
| the-inspired-justice | $25.00 | 12/15/2012 9:50:21 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:03 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 11:04:55 AM |
| money-bauble | $100.00 | 12/15/2012 1:09:54 PM |
| momoney2lend | $25.00 | 12/15/2012 11:35:49 AM |
| roux | $25.00 | 12/15/2012 2:23:05 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:33 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:53 PM |
| RevREB | $25.00 | 12/16/2012 12:18:56 PM |
| orange-dedication-maple | $25.00 | 12/16/2012 8:58:53 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:18 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:09 PM |
| AdamDB | $25.00 | 12/17/2012 9:17:33 AM |
| unconquerable-cash | $30.00 | 12/16/2012 11:44:39 PM |
| receptive-affluence035 | $25.00 | 12/17/2012 6:25:28 AM |
| hitsman | $50.00 | 12/17/2012 9:34:49 AM |
| a-dough-plato | $25.00 | 12/17/2012 1:01:07 PM |
| kindness-party | $25.00 | 12/17/2012 9:53:20 AM |
| natural-balance881 | $30.00 | 12/17/2012 4:25:46 PM |
| kingryan | $250.00 | 12/17/2012 5:23:07 PM |
| oxnard | $50.00 | 12/17/2012 6:30:38 PM |
| compwhiz | $25.00 | 12/18/2012 9:13:07 AM |
| ChrisTJ | $25.00 | 12/18/2012 9:31:08 AM |
| money-baron-roth-IRA | $50.00 | 12/17/2012 7:27:26 PM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:31 AM |
| Munnie | $25.00 | 12/18/2012 6:01:42 AM |
| pragmatic-auction8 | $25.00 | 12/17/2012 7:05:22 PM |
| noodles932 | $25.00 | 12/18/2012 11:39:49 AM |
| trumpeter5 | $25.00 | 12/18/2012 2:50:25 PM |
| rospa | $1,000.00 | 12/18/2012 10:58:05 AM |
| blue-wildcats | $25.00 | 12/18/2012 12:35:39 PM |
| eljobe | $30.00 | 12/19/2012 7:29:53 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:02:09 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:47 AM |
| pollosquawk | $27.00 | 12/18/2012 5:45:24 PM |
| power-lightning9 | $25.00 | 12/19/2012 8:37:08 AM |
| Soulphoniks-Holdings | $25.00 | 12/19/2012 11:19:18 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:22 AM |
| Razor129 | $30.60 | 12/19/2012 1:35:26 PM |
| ResQDoc | $25.00 | 12/19/2012 4:06:01 AM |
| red-ethical-duty6 | $50.50 | 12/19/2012 2:17:23 PM |
| rlaboy | $25.00 | 12/19/2012 6:51:26 AM |
| euro-eagle1 | $28.00 | 12/19/2012 7:41:48 AM |
| adaptable-benefit6 | $25.00 | 12/19/2012 9:51:01 AM |
| social-tostada9 | $50.00 | 12/19/2012 5:06:28 PM |
| gold-disk | $25.00 | 12/19/2012 12:24:23 PM |
| ingenious-leverage6 | $50.00 | 12/19/2012 1:36:34 PM |
| letsmakeitsuccessful | $25.00 | 12/19/2012 10:11:52 AM |
| BigHorizon | $250.00 | 12/19/2012 6:04:03 PM |
| bewitching-dollar5 | $100.00 | 12/19/2012 5:17:01 PM |
| social-cocktail1 | $200.00 | 12/19/2012 5:26:57 PM |
| Spiceyduck | $100.00 | 12/20/2012 4:22:51 AM |
| top-kindness-sensation | $25.00 | 12/20/2012 6:28:40 AM |
| currency-scientist7 | $25.00 | 12/19/2012 6:35:05 PM |
| help4u | $50.00 | 12/19/2012 6:59:46 PM |
| marine5831 | $25.00 | 12/20/2012 7:22:21 AM |
| mikeandcat | $119.10 | 12/6/2012 9:06:21 AM |
| Hedge-Fund | $25.00 | 12/6/2012 9:17:57 AM |
| LittleMingo | $25.00 | 12/6/2012 9:39:47 AM |
| WalnutCreekguy | $50.00 | 12/6/2012 9:43:54 AM |
| nuetron | $25.00 | 12/6/2012 9:51:14 AM |
| persist_in_doing | $25.00 | 12/6/2012 10:01:38 AM |
| felicity-contributor3 | $35.00 | 12/6/2012 9:09:06 AM |
| MoneyForNothing | $25.10 | 12/6/2012 9:13:09 AM |
| enthusiastic-balance5 | $100.00 | 12/6/2012 10:30:00 AM |
| Risk4Reward | $25.00 | 12/6/2012 10:56:03 AM |
| rospa | $1,000.00 | 12/6/2012 12:31:01 PM |
| commerce-venture1 | $25.00 | 12/6/2012 12:36:56 PM |
| toblerone | $25.00 | 12/6/2012 9:58:11 AM |
| fcrick | $50.00 | 12/6/2012 10:33:16 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:48 AM |
| Slapshot | $25.00 | 12/6/2012 11:00:24 AM |
| pembull | $25.00 | 12/6/2012 5:15:13 PM |
| berniemadeoff | $65.00 | 12/6/2012 11:38:02 AM |
| Tscheddar | $25.00 | 12/6/2012 3:18:40 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:26 PM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:40 PM |
| rakey | $25.00 | 12/6/2012 8:20:58 PM |
| blackstar | $44.15 | 12/7/2012 4:14:00 AM |
| bob450-roth | $25.00 | 12/7/2012 4:45:40 AM |
| RGlad | $200.00 | 12/7/2012 12:54:35 AM |
| BigBag | $25.00 | 12/7/2012 5:50:03 AM |
| justasoldier | $100.00 | 12/7/2012 8:24:20 AM |
| janeybooboo | $150.00 | 12/7/2012 12:40:56 PM |
| first-serene-credit | $25.00 | 12/7/2012 1:13:31 PM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:11 AM |
| methodical-interest039 | $35.00 | 12/7/2012 11:20:13 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:15 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:37 PM |
| Gregger | $28.89 | 12/7/2012 10:51:11 PM |
| vutah | $45.00 | 12/8/2012 2:14:24 AM |
| kindness-fanatic | $25.00 | 12/8/2012 5:23:39 PM |
| LaGrangeLender | $42.00 | 12/8/2012 1:47:08 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:42 PM |
| dollar-authority | $40.51 | 12/10/2012 9:05:12 AM |
| workorbe | $25.00 | 12/10/2012 2:36:19 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:05 PM |
| economy-popcorn | $25.00 | 12/11/2012 7:05:36 AM |
| AF-Chief | $25.00 | 12/11/2012 9:05:27 AM |
| monster4 | $50.00 | 12/11/2012 10:15:41 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:40 PM |
| gauss02 | $25.00 | 12/12/2012 9:42:39 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:17:59 AM |
| E-2 | $100.00 | 12/12/2012 9:50:08 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:18:32 PM |
| reaction18 | $100.01 | 12/13/2012 10:17:18 AM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:33:25 AM |
| important-trade094 | $30.00 | 12/13/2012 6:46:12 PM |
| Epiphanic | $25.00 | 12/14/2012 8:43:15 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:09 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:25 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:52 AM |
| bid-stockpiler1 | $50.00 | 12/14/2012 6:25:52 PM |
| FinanceEngine | $60.00 | 12/15/2012 7:10:17 AM |
| dunox | $75.00 | 12/15/2012 11:00:13 AM |
| mr_haldane | $25.00 | 12/16/2012 12:47:50 PM |
| Lender3G | $25.00 | 12/16/2012 7:42:58 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:01 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:10 PM |
| wilmajean | $100.00 | 12/17/2012 4:50:25 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:56 PM |
| ptjg | $100.00 | 12/17/2012 9:25:20 AM |
| deal-pioneer1 | $100.00 | 12/17/2012 3:48:51 AM |
| Diversified_Examiner | $27.18 | 12/17/2012 1:02:52 AM |
| kegs | $200.00 | 12/17/2012 1:39:46 PM |
| deal-upholder360 | $25.00 | 12/17/2012 3:20:40 PM |
| editengine | $25.00 | 12/17/2012 11:14:57 AM |
| beeper2 | $25.00 | 12/17/2012 5:26:58 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:43 PM |
| p2p-gala | $25.00 | 12/17/2012 9:21:22 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:42 AM |
| bold-important-dollar | $50.00 | 12/18/2012 5:26:10 AM |
| income-champion | $25.00 | 12/18/2012 9:07:42 AM |
| silver-metronome2 | $50.00 | 12/18/2012 10:02:03 AM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:14 AM |
| Troutfinder | $25.00 | 12/18/2012 10:28:54 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:04 PM |
| fulfilling-bazaar4 | $100.00 | 12/18/2012 5:25:49 PM |
| intelligent-moola1 | $25.00 | 12/18/2012 7:33:41 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:48:14 PM |
| paytonbrigadier | $250.00 | 12/18/2012 3:12:44 PM |
| Dantis | $25.00 | 12/19/2012 8:12:33 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:01 AM |
| jga516 | $25.00 | 12/18/2012 7:02:26 PM |
| DrWill | $25.00 | 12/18/2012 7:48:06 PM |
| travels536 | $30.00 | 12/18/2012 8:46:23 PM |
| tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:47 AM |
| social-zebra | $31.00 | 12/19/2012 11:29:31 AM |
| grove88 | $25.00 | 12/18/2012 8:33:43 PM |
| ddog0224 | $100.00 | 12/19/2012 4:10:26 PM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:05 AM |
| korby524 | $25.00 | 12/19/2012 9:59:51 AM |
| Leshan | $88.23 | 12/19/2012 1:43:14 PM |
| Toby1montana | $50.00 | 12/19/2012 10:09:37 AM |
| adaboy65 | $100.00 | 12/19/2012 6:24:02 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:48 PM |
| illustrado | $25.00 | 12/19/2012 5:21:03 PM |
| decisive-return611 | $100.00 | 12/19/2012 5:28:12 PM |
| ksmorrow | $25.00 | 12/20/2012 6:18:06 AM |
| broker048 | $35.00 | 12/20/2012 8:26:07 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:52 PM |
| versatile-dime442 | $32.00 | 12/19/2012 5:36:02 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:23 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:03 PM |
| graceful-investment | $106.00 | 12/20/2012 8:03:55 AM |
| compoundinterest | $25.00 | 12/19/2012 6:44:22 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:09 PM |
| KU83 | $25.00 | 12/20/2012 8:47:45 AM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
635019
This series of Notes was issued and sold upon the funding of the borrower loan #79401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,787 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-bonus716 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off daughters medical bills, braces, and now tires that have to be changes on two vehicles
My financial situation:
I am a good candidate for this loan because...I have been rebuilding my credit for the past year, and responsible with monthly expenses. No late or overdue, and trying to build up credit past to get home loan in couple of years.
Monthly net income: $5,582
Monthly expenses: $3,520
Housing: $1600
Insurance: $230
Car expenses: $300(gas)
Utilities: $400
Phone, cable, internet: $460
Food, entertainment: $550
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/19/2012 10:00:26 AM |
| Dubbs360 | $50.00 | 12/19/2012 9:07:09 AM |
| DasMula | $25.00 | 12/19/2012 9:18:37 AM |
| vigorous-velocity | $195.00 | 12/19/2012 9:46:10 AM |
| integrity-doctor | $100.00 | 12/19/2012 12:30:22 PM |
| toblerone | $25.00 | 12/19/2012 9:37:20 AM |
| zipemdown | $25.00 | 12/19/2012 9:10:34 AM |
| Nco | $150.00 | 12/19/2012 9:39:01 AM |
| CreditBuilder2 | $25.03 | 12/19/2012 10:51:59 AM |
| valiant-return584 | $50.00 | 12/19/2012 9:42:58 AM |
| commerce-venture1 | $25.00 | 12/19/2012 3:33:29 PM |
| slowgains | $25.00 | 12/19/2012 4:12:03 PM |
| TumbleWeed88 | $25.00 | 12/19/2012 5:31:19 PM |
| BradP | $25.00 | 12/19/2012 6:19:33 PM |
| power-spartan5 | $25.00 | 12/20/2012 6:02:54 PM |
| E-2 | $100.00 | 12/21/2012 9:34:36 AM |
| nex | $25.00 | 12/21/2012 6:27:17 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:34:01 AM |
| kind-credit-bear | $50.00 | 12/23/2012 2:06:37 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:06 AM |
| Low_income_senior_citizen | $25.00 | 12/23/2012 2:46:19 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:41 PM |
| ethical-truth211 | $50.00 | 12/24/2012 4:16:52 AM |
| panda-lender | $25.00 | 12/23/2012 12:18:58 PM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:23 PM |
| Leshan | $50.00 | 12/24/2012 6:25:02 AM |
| ferocious-wealth0 | $30.22 | 12/24/2012 6:55:24 AM |
| alexander-hamilton | $50.00 | 12/23/2012 2:01:04 PM |
| Comoparklender | $25.00 | 12/24/2012 9:04:25 AM |
| jybank | $50.00 | 12/23/2012 7:27:35 PM |
| power-secret-agent | $25.00 | 12/24/2012 5:07:20 AM |
| intrepid-compassion29 | $25.00 | 12/24/2012 5:28:23 AM |
| mikbos | $25.00 | 12/24/2012 9:33:22 AM |
| economy-shrubbery6 | $25.00 | 12/24/2012 9:36:17 AM |
| DreDub | $25.00 | 12/24/2012 6:13:23 AM |
| nalaari | $26.00 | 12/24/2012 7:37:05 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:42 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:10 AM |
| dariop | $25.01 | 12/24/2012 9:36:10 AM |
| joyous-peace443 | $25.00 | 12/24/2012 9:59:18 AM |
| compassionate-auction6 | $125.78 | 12/24/2012 10:15:34 AM |
| Edakers | $25.00 | 12/19/2012 10:23:41 AM |
| jiftostada | $25.00 | 12/19/2012 9:17:32 AM |
| rate-advocator7 | $250.00 | 12/19/2012 9:50:42 AM |
| Bob450 | $25.00 | 12/19/2012 1:14:12 PM |
| appetizing-loyalty354 | $25.00 | 12/19/2012 10:14:15 AM |
| treasure-bliss | $25.00 | 12/19/2012 11:42:31 AM |
| COCHINOBOY | $50.00 | 12/19/2012 12:59:58 PM |
| bob450-roth | $25.00 | 12/19/2012 3:47:14 PM |
| let_me_retire | $75.00 | 12/20/2012 2:25:51 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:39:14 AM |
| authentic-finance194 | $200.00 | 12/20/2012 12:50:41 PM |
| tender-ore | $25.00 | 12/20/2012 6:04:51 PM |
| LuvToLend | $25.00 | 12/21/2012 5:30:35 PM |
| tom203 | $25.00 | 12/21/2012 11:25:40 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:27 PM |
| thelopper | $25.00 | 12/21/2012 7:14:29 PM |
| desertoasis | $25.00 | 12/21/2012 9:13:19 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:24 AM |
| Capitalincome | $25.00 | 12/22/2012 9:50:44 AM |
| Tscheddar | $25.00 | 12/22/2012 12:50:59 PM |
| PFTLender | $25.00 | 12/23/2012 1:24:50 PM |
| kpengineer | $25.00 | 12/22/2012 3:04:05 PM |
| discostu | $25.00 | 12/22/2012 4:34:14 PM |
| frogperson | $250.00 | 12/23/2012 10:31:45 AM |
| 1willray | $25.00 | 12/23/2012 4:11:37 PM |
| Mucman72 | $25.00 | 12/23/2012 2:42:03 AM |
| trumpeter391 | $25.00 | 12/23/2012 8:19:17 PM |
| JGENERAL | $25.00 | 12/23/2012 1:07:25 PM |
| dedicated-principal | $50.00 | 12/24/2012 6:43:34 AM |
| Hambone1111 | $25.00 | 12/23/2012 12:52:24 PM |
| payment-halo | $25.00 | 12/23/2012 4:34:58 PM |
| 108-IRA | $36.00 | 12/23/2012 1:48:45 PM |
| impala6464 | $36.96 | 12/23/2012 10:15:11 PM |
| YeoLenderSource | $25.00 | 12/24/2012 9:28:12 AM |
| BigBroJake | $25.00 | 12/24/2012 5:59:23 AM |
| IIP77 | $25.00 | 12/24/2012 9:44:08 AM |
| youthful-reward0 | $25.00 | 12/24/2012 8:02:24 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:43 AM |
| TronMedici | $50.00 | 12/24/2012 9:13:09 AM |
| melodious-fairness | $50.00 | 12/24/2012 9:59:24 AM |
| melodious-openness | $200.00 | 12/24/2012 6:21:17 AM |
| handshake5 | $100.00 | 12/24/2012 9:34:46 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
655947
This series of Notes was issued and sold upon the funding of the borrower loan #79657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,236.35 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $308.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $11,226 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Aceonthebeach3 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... Pay off Credit Cards
My financial situation: Stable
I am a good candidate for this loan because...I have never defaulted or missed a payment on any type of loan/credit line ever. I want to use the money to knock out all my credit cards at once.
Monthly net income: $5,250
Monthly expenses: $1700
Housing: $300
Insurance: $65
Car expenses: $50
Utilities: $135
Phone, cable, internet:$117
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 12/7/2012 5:26:01 PM |
| Dubbs360 | $50.00 | 12/7/2012 5:57:21 PM |
| handy-justice | $50.00 | 12/7/2012 5:11:34 PM |
| Money__Tree | $200.00 | 12/7/2012 5:59:42 PM |
| thrilling-fund427 | $50.00 | 12/7/2012 5:45:14 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:15 PM |
| vivid-p2ploan1 | $25.00 | 12/7/2012 6:07:16 PM |
| money-genome84 | $250.00 | 12/7/2012 6:28:55 PM |
| skillful-asset5 | $25.00 | 12/10/2012 6:29:45 PM |
| power-spartan5 | $25.00 | 12/10/2012 6:24:37 PM |
| authentic-finance194 | $200.00 | 12/11/2012 9:49:17 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:54 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:30:43 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:39 PM |
| the-hope-workhorse | $25.00 | 12/14/2012 4:22:18 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:12 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:24 PM |
| theshef | $25.00 | 12/20/2012 9:10:14 AM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:18 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:19 PM |
| kulender | $50.00 | 12/20/2012 5:11:22 PM |
| mad4wknds | $25.00 | 12/20/2012 5:34:28 PM |
| desertoasis | $25.00 | 12/21/2012 8:42:26 AM |
| intrepid-loot | $25.00 | 12/21/2012 9:43:09 AM |
| theaterguy | $30.00 | 12/20/2012 7:06:47 PM |
| prominence8 | $35.00 | 12/21/2012 12:07:02 AM |
| nehemiah65 | $28.00 | 12/20/2012 6:39:31 PM |
| mercuriant | $25.00 | 12/21/2012 9:28:50 AM |
| kegs | $150.00 | 12/21/2012 2:48:50 PM |
| first-silver-bridge | $25.00 | 12/21/2012 3:22:39 PM |
| valiant-liberty4 | $25.00 | 12/21/2012 10:20:47 AM |
| gold-sushi | $50.00 | 12/21/2012 9:34:32 AM |
| Superjeep73 | $25.00 | 12/21/2012 10:58:59 AM |
| tom203 | $25.00 | 12/21/2012 11:25:28 AM |
| orange-dynamic-euro | $27.35 | 12/21/2012 9:48:27 AM |
| 87Marc | $25.00 | 12/21/2012 9:49:57 AM |
| ChefATL | $25.00 | 12/21/2012 10:01:16 AM |
| economy-coup | $200.00 | 12/7/2012 5:54:52 PM |
| zipemdown | $25.00 | 12/7/2012 5:34:37 PM |
| return-point2 | $100.00 | 12/7/2012 5:44:30 PM |
| octoberfresh | $25.00 | 12/7/2012 5:49:27 PM |
| jiftostada | $25.00 | 12/7/2012 6:28:25 PM |
| receptive-affluence035 | $25.00 | 12/8/2012 1:12:23 PM |
| SeaSkyGuy71 | $25.00 | 12/9/2012 7:19:56 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 5:44:49 PM |
| kenji4861 | $25.00 | 12/10/2012 6:22:20 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:18 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:43 PM |
| balance-force | $28.00 | 12/12/2012 1:52:58 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:09:19 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:34 PM |
| smart-transparency099 | $25.00 | 12/15/2012 8:19:33 AM |
| penny-socrates5 | $100.00 | 12/15/2012 1:30:26 PM |
| zorg77 | $25.00 | 12/18/2012 6:18:20 PM |
| frogperson | $275.00 | 12/18/2012 9:36:02 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:45 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:11 PM |
| social-tostada9 | $50.00 | 12/20/2012 9:21:52 AM |
| miked8303 | $75.00 | 12/20/2012 5:08:12 PM |
| vontuse | $25.00 | 12/20/2012 9:58:32 AM |
| money-bauble | $57.00 | 12/20/2012 5:30:35 PM |
| ItsJustMe79 | $25.00 | 12/20/2012 5:58:39 PM |
| SugarMommy | $25.00 | 12/20/2012 6:10:57 PM |
| engbusres | $31.00 | 12/20/2012 8:14:07 PM |
| social-heart | $25.00 | 12/20/2012 5:13:28 PM |
| revolutionary769 | $125.00 | 12/21/2012 5:41:43 AM |
| PFTLender | $25.00 | 12/20/2012 5:29:38 PM |
| E-2 | $100.00 | 12/21/2012 9:34:15 AM |
| JGENERAL | $25.00 | 12/21/2012 10:03:26 AM |
| Mucman72 | $25.00 | 12/21/2012 1:57:57 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:19 AM |
| pierrelasvegas | $25.00 | 12/21/2012 9:44:15 AM |
| Elefunt | $25.00 | 12/21/2012 10:11:06 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:26 AM |
| unassassinable | $25.00 | 12/21/2012 10:31:27 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
659991
This series of Notes was issued and sold upon the funding of the borrower loan #79092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $172.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,560 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-peace-grizzly |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards so that I can continue to finish college without worrying about making payments. It is better to be able to focus paying one then paying two others at the same time.
My financial situation:
I am a good candidate for this loan because in addition to my job income, I also have a monthly federal disability income of $421 a month that will be used to make my monthly payments. I am not having a problem paying my credit cards but I feel good about being able to have others use my money instead of the credit card companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 12/8/2012 12:01:11 PM |
| bazaar-tulip | $25.00 | 12/8/2012 12:06:50 PM |
| special-transparency2 | $25.00 | 12/8/2012 12:11:35 PM |
| green-trade-dolphin2 | $34.25 | 12/8/2012 12:02:22 PM |
| engaging-worth | $25.00 | 12/8/2012 1:33:13 PM |
| nevee | $25.00 | 12/8/2012 12:15:31 PM |
| UncleBuffett | $75.00 | 12/8/2012 12:53:54 PM |
| CreditBuilder2 | $25.01 | 12/8/2012 2:24:49 PM |
| magnetic-duty4 | $25.00 | 12/8/2012 4:26:45 PM |
| lucrative-rate2 | $100.00 | 12/8/2012 5:32:00 PM |
| patriot897 | $25.00 | 12/9/2012 12:20:35 PM |
| market-maximizer472 | $25.00 | 12/9/2012 8:01:28 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:44:06 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:47 PM |
| supersarah61 | $25.00 | 12/9/2012 4:03:10 PM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:50 AM |
| octoberfresh | $25.00 | 12/11/2012 11:24:26 AM |
| kalamari | $30.00 | 12/11/2012 1:04:01 PM |
| windguy | $50.00 | 12/11/2012 5:55:31 PM |
| riskreward | $250.00 | 12/11/2012 5:54:10 PM |
| djh47a | $25.00 | 12/12/2012 1:14:51 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:31 PM |
| Capitalincome | $25.00 | 12/13/2012 11:07:30 AM |
| return-mad-scientist137 | $25.00 | 12/13/2012 5:05:29 PM |
| adaboy65 | $100.00 | 12/13/2012 5:32:59 PM |
| Arvicco | $400.00 | 12/13/2012 12:34:30 PM |
| awesome-dollar6 | $100.00 | 12/13/2012 3:23:00 PM |
| keen-credit6 | $28.00 | 12/13/2012 7:15:39 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:46 AM |
| a_salt_miner | $25.00 | 12/14/2012 8:21:31 AM |
| msw_engr | $50.00 | 12/14/2012 8:25:08 AM |
| anacent | $25.00 | 12/13/2012 10:26:48 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:49 AM |
| dollar-turtle | $25.00 | 12/14/2012 6:43:35 AM |
| elfincove | $26.93 | 12/14/2012 7:13:19 AM |
| vivacious-truth3 | $25.00 | 12/14/2012 9:36:09 AM |
| a2190b | $25.74 | 12/13/2012 7:25:00 PM |
| crown-year | $1,000.00 | 12/14/2012 9:37:29 AM |
| Searlzy | $25.00 | 12/14/2012 9:40:02 AM |
| Investoman | $25.00 | 12/14/2012 9:44:07 AM |
| hitsman | $50.00 | 12/14/2012 9:02:07 AM |
| ferocious-exchange3 | $25.00 | 12/14/2012 9:38:28 AM |
| standanddeliver | $50.00 | 12/14/2012 9:44:39 AM |
| enriching-trade2 | $50.00 | 12/14/2012 9:39:33 AM |
| kevin314 | $25.00 | 12/14/2012 5:06:22 PM |
| SCD | $25.00 | 12/14/2012 5:29:16 PM |
| EJO | $25.00 | 12/14/2012 5:35:34 PM |
| Batman2u | $50.00 | 12/15/2012 9:14:08 AM |
| Castellan | $50.00 | 12/14/2012 6:26:53 PM |
| jpblan11 | $25.00 | 12/14/2012 6:37:22 PM |
| kulender | $100.00 | 12/15/2012 9:24:31 AM |
| coin-sphinx4 | $30.07 | 12/15/2012 11:55:19 AM |
| grotheik | $25.00 | 12/15/2012 8:10:38 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:21:18 AM |
| tender-wealth0 | $25.00 | 12/15/2012 11:26:23 AM |
| vollynet | $98.00 | 12/15/2012 11:29:22 AM |
| RocketSurgeon | $25.00 | 12/15/2012 1:04:51 PM |
| JC_12 | $100.00 | 12/15/2012 12:32:42 PM |
| auctionator1 | $25.00 | 12/15/2012 12:37:46 PM |
| encore06 | $25.00 | 12/15/2012 1:10:52 PM |
| aabadabadoo | $25.00 | 12/15/2012 12:46:54 PM |
| extraordinary-platinum727 | $25.00 | 12/15/2012 12:56:55 PM |
| rate-chief181 | $50.00 | 12/15/2012 1:21:18 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:30 PM |
| TLW314 | $150.00 | 12/15/2012 3:19:24 PM |
| sturzstrom | $25.00 | 12/15/2012 6:09:37 PM |
| sajitk | $25.00 | 12/15/2012 7:17:37 PM |
| CoolPlexer | $50.00 | 12/15/2012 2:24:05 PM |
| syclone16 | $26.06 | 12/15/2012 3:01:53 PM |
| durability-seahorse7 | $50.00 | 12/15/2012 5:00:03 PM |
| njlw226 | $25.00 | 12/8/2012 12:04:53 PM |
| xrycac | $25.00 | 12/8/2012 12:07:26 PM |
| loot-prescription3 | $25.00 | 12/8/2012 12:19:26 PM |
| rokman | $60.00 | 12/8/2012 1:24:25 PM |
| neighborly-hope6 | $100.00 | 12/8/2012 12:49:05 PM |
| compassion-twister2 | $100.00 | 12/8/2012 1:31:43 PM |
| Zolton | $300.00 | 12/8/2012 1:34:35 PM |
| GoldenKoi | $100.00 | 12/9/2012 1:46:25 AM |
| Aberdeen | $100.00 | 12/8/2012 2:14:05 PM |
| corndog4000 | $30.00 | 12/8/2012 2:20:32 PM |
| ready-interest9 | $25.00 | 12/8/2012 1:57:38 PM |
| natural-worth9 | $75.00 | 12/8/2012 2:43:46 PM |
| blot44 | $25.00 | 12/9/2012 6:13:48 AM |
| simplelender80 | $125.00 | 12/9/2012 1:25:12 PM |
| bid-starfish | $25.00 | 12/10/2012 9:39:51 AM |
| syrepsorp | $50.00 | 12/10/2012 5:58:59 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:21:57 PM |
| Senechal | $25.00 | 12/11/2012 4:35:45 AM |
| power-nirvana4 | $25.00 | 12/11/2012 6:22:37 AM |
| Plutis | $25.00 | 12/11/2012 6:08:57 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:58 PM |
| QsDad | $25.00 | 12/12/2012 9:49:24 AM |
| reinforced-euro5 | $25.00 | 12/12/2012 12:07:02 PM |
| benevolent-loot5 | $162.00 | 12/13/2012 12:22:45 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:55:39 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:24 PM |
| top-unforgettable-income | $25.00 | 12/13/2012 5:11:22 PM |
| ucantbeetit | $25.00 | 12/13/2012 5:16:27 PM |
| elasermd | $100.00 | 12/13/2012 6:27:55 PM |
| cardminger | $25.00 | 12/13/2012 6:51:01 PM |
| Rulea72 | $25.00 | 12/14/2012 6:52:50 AM |
| inspired-investment8 | $100.00 | 12/14/2012 9:32:13 AM |
| joe_matadatz | $25.00 | 12/14/2012 8:30:25 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:48 AM |
| UBOtto186 | $50.00 | 12/14/2012 9:47:58 AM |
| secobarbital | $100.00 | 12/14/2012 9:55:38 AM |
| vibrant-trade8 | $35.00 | 12/14/2012 9:30:57 AM |
| american6 | $50.00 | 12/14/2012 9:43:46 AM |
| Rivervale_Westwood | $25.00 | 12/14/2012 9:55:52 AM |
| prudent-deal662 | $25.00 | 12/14/2012 10:53:03 AM |
| order-geyser1 | $50.00 | 12/14/2012 9:07:10 AM |
| compoundinterest | $25.00 | 12/14/2012 9:30:53 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 5:22:13 PM |
| leverage-reaction | $25.00 | 12/14/2012 10:15:48 AM |
| gold-hero4 | $50.00 | 12/14/2012 5:48:38 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:22 PM |
| BobRand | $50.00 | 12/15/2012 6:21:03 AM |
| astute-benjamins | $25.00 | 12/15/2012 7:49:33 AM |
| friendinmoney | $25.00 | 12/14/2012 7:01:40 PM |
| radforj22 | $75.00 | 12/15/2012 10:06:13 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:04 AM |
| dharma1 | $25.00 | 12/14/2012 6:15:56 PM |
| mike40 | $25.00 | 12/14/2012 6:20:22 PM |
| AFairDeal | $25.00 | 12/14/2012 6:26:15 PM |
| heerzaquestion | $65.00 | 12/15/2012 7:28:08 AM |
| JaceSpade | $25.00 | 12/15/2012 9:41:30 AM |
| dollarsforrent | $50.00 | 12/15/2012 10:35:37 AM |
| tender-integrity3 | $100.00 | 12/15/2012 12:27:48 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:44 PM |
| dumbass | $25.00 | 12/15/2012 12:23:53 PM |
| circuitfive | $25.00 | 12/15/2012 1:00:20 PM |
| Roundhouse | $100.00 | 12/15/2012 4:36:28 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:27 PM |
| xtrabuck | $100.00 | 12/15/2012 2:43:29 PM |
| Bank_of_E-Ville | $25.00 | 12/15/2012 3:01:19 PM |
| JinNing | $75.00 | 12/15/2012 5:01:31 PM |
| the-capital-shooter | $25.38 | 12/15/2012 7:13:59 PM |
| pound-pine5 | $25.00 | 12/15/2012 5:11:33 PM |
| KindCharmingReflective-affluence | $25.00 | 12/15/2012 6:23:47 PM |
| CSharper | $25.00 | 12/15/2012 6:50:08 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
665737
This series of Notes was issued and sold upon the funding of the borrower loan #79465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $237.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
1 | Length of status: | 11y 9m |
|
Amount delinquent:
| $2,621 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| treasure-snowdome1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
|
Principal balance:
| $1,405.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 12/3/2012 5:05:26 PM |
| fcrick | $50.00 | 12/3/2012 5:16:16 PM |
| MoneyForNothing | $25.14 | 12/3/2012 5:20:26 PM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:11 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:41 PM |
| purposeful-durability8 | $100.00 | 12/3/2012 5:32:21 PM |
| real-return2 | $26.00 | 12/3/2012 7:26:02 PM |
| Sagamore | $50.00 | 12/3/2012 5:55:03 PM |
| Kaj | $25.00 | 12/3/2012 6:08:02 PM |
| toblerone | $25.00 | 12/3/2012 5:59:39 PM |
| Money__Tree | $200.00 | 12/3/2012 6:16:26 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:36 PM |
| enthusiastic-balance5 | $100.00 | 12/3/2012 6:06:53 PM |
| mikeandcat | $87.21 | 12/4/2012 3:53:15 AM |
| DoctorJoe | $25.00 | 12/4/2012 5:44:16 AM |
| melodious-openness | $500.00 | 12/4/2012 3:08:17 AM |
| treasure-bliss | $25.00 | 12/4/2012 6:25:36 AM |
| deal-vibrato | $25.00 | 12/4/2012 9:51:42 AM |
| CA-Lender | $25.00 | 12/4/2012 2:02:14 PM |
| transparency-position | $199.00 | 12/4/2012 12:10:42 PM |
| integrity-doctor | $100.00 | 12/4/2012 1:31:27 PM |
| TumbleWeed88 | $25.00 | 12/4/2012 6:15:30 PM |
| LaGrangeLender | $60.00 | 12/5/2012 10:15:52 AM |
| yield-voyager8 | $25.00 | 12/5/2012 10:40:00 AM |
| gold-sushi | $25.00 | 12/5/2012 10:49:13 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:40 AM |
| dunkard13 | $100.00 | 12/5/2012 6:00:32 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:38 AM |
| E-2 | $100.00 | 12/6/2012 5:29:46 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:01 PM |
| Feyenoord | $30.00 | 12/8/2012 11:02:52 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:39 PM |
| meoates1 | $25.00 | 12/9/2012 1:00:20 PM |
| tough-rate662 | $25.00 | 12/10/2012 11:02:22 AM |
| Edakers | $25.00 | 12/11/2012 1:49:43 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:09 PM |
| peace-adventurer3 | $25.00 | 12/11/2012 6:56:12 PM |
| ingenious-yield3 | $25.00 | 12/12/2012 11:41:26 AM |
| Bob450 | $25.00 | 12/12/2012 10:41:47 AM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 5:43:54 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:02:14 AM |
| ethical-truth211 | $300.00 | 12/12/2012 3:45:31 PM |
| RSV | $25.00 | 12/13/2012 4:04:34 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:58 PM |
| money-bauble | $100.00 | 12/13/2012 10:23:31 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:30 AM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:00 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:35 PM |
| mkm | $25.00 | 12/14/2012 2:49:50 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:50 PM |
| social-cocktail1 | $200.00 | 12/14/2012 5:05:13 PM |
| money-baron-roth-IRA | $50.00 | 12/14/2012 10:51:22 AM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:45 PM |
| LuvToLend | $25.00 | 12/3/2012 5:32:00 PM |
| entertaining-rate9 | $25.00 | 12/3/2012 5:16:38 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:21:47 PM |
| money-genome84 | $250.00 | 12/3/2012 5:26:16 PM |
| return-point2 | $100.00 | 12/3/2012 5:44:59 PM |
| pembull | $25.00 | 12/3/2012 5:38:37 PM |
| valiant-return584 | $50.00 | 12/3/2012 6:19:42 PM |
| five-star-note | $25.00 | 12/3/2012 7:06:40 PM |
| yield-lion2 | $100.00 | 12/4/2012 7:55:24 AM |
| AF-Chief | $25.00 | 12/4/2012 11:03:01 AM |
| HammerSmith | $25.00 | 12/4/2012 10:52:35 AM |
| JGuide | $25.00 | 12/4/2012 11:27:21 AM |
| monster4 | $50.00 | 12/4/2012 11:39:02 AM |
| successful-agreement7 | $100.00 | 12/4/2012 5:27:28 PM |
| kevin314 | $25.00 | 12/5/2012 9:46:08 AM |
| 01a_MrUSC_IRA | $25.00 | 12/5/2012 9:51:07 AM |
| brainy-credit1 | $80.00 | 12/6/2012 8:52:19 AM |
| jwesleym | $25.00 | 12/6/2012 9:54:31 AM |
| Risk4Reward | $25.00 | 12/6/2012 10:58:43 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:12 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:30 AM |
| dunox | $75.00 | 12/7/2012 9:10:20 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:55 AM |
| hidavehi | $33.00 | 12/7/2012 12:29:33 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:27 PM |
| pierrelasvegas | $25.00 | 12/8/2012 12:13:35 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:16 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:33 PM |
| green-loyalty-web | $25.00 | 12/10/2012 9:37:05 AM |
| workorbe | $25.00 | 12/10/2012 2:36:12 PM |
| kulender | $50.00 | 12/10/2012 5:28:12 PM |
| power-lightning9 | $25.00 | 12/10/2012 8:16:49 PM |
| kls4560 | $25.00 | 12/11/2012 10:18:15 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:39 AM |
| principal-laser | $65.29 | 12/12/2012 5:08:06 AM |
| managedfund | $1,333.00 | 12/12/2012 10:30:36 AM |
| compounding21 | $25.00 | 12/12/2012 9:57:04 AM |
| fairness-atmosphere | $25.00 | 12/12/2012 12:15:54 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:42 PM |
| gold-cluster | $100.00 | 12/13/2012 6:23:25 AM |
| Rip128 | $50.00 | 12/13/2012 8:17:59 AM |
| ChoiceInvestments | $26.00 | 12/12/2012 8:57:06 PM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:50:33 AM |
| schoolchamp | $25.00 | 12/13/2012 10:12:56 AM |
| vegibenz | $25.00 | 12/13/2012 10:25:30 AM |
| interstellar | $75.00 | 12/13/2012 10:33:53 AM |
| skro | $25.00 | 12/13/2012 10:01:54 AM |
| moola-accelerator6 | $25.00 | 12/13/2012 10:08:25 AM |
| green-principal-maniac | $50.00 | 12/13/2012 6:22:12 PM |
| Rip128 | $50.00 | 12/14/2012 8:34:47 AM |
| bid-stockpiler1 | $200.00 | 12/13/2012 7:08:13 PM |
| durability-widget3 | $100.00 | 12/14/2012 9:45:14 AM |
| Moorish1Privateer | $26.82 | 12/14/2012 10:11:44 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:16 AM |
| shiny-peso1 | $50.00 | 12/14/2012 9:11:19 AM |
| MakeItPour | $25.00 | 12/14/2012 10:54:18 AM |
| BankofRon_IRA | $98.54 | 12/14/2012 5:07:13 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:35 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
667479
This series of Notes was issued and sold upon the funding of the borrower loan #79832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $170.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,924 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-machine5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards, to catch up on bills, and to help with Christmas expenses.
My financial situation:
I am a good candidate for this loan because I will be better equipped to save up and pay off this loan with the proceeds and money I can save from being a little ahead on bills. The proceeds will also help with various Christmas expenses.
Monthly net income: $1300
Insurance: $90
Car expenses: $262
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $225
I would like to pay off my credit debt with the proceeds.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| one-midas | $25.00 | 12/14/2012 9:39:15 AM |
| Edakers | $25.00 | 12/14/2012 10:49:14 AM |
| money-hercules4 | $100.00 | 12/14/2012 10:21:18 AM |
| mykeystoy | $100.00 | 12/15/2012 9:01:19 AM |
| repayment-pagoda8 | $100.00 | 12/15/2012 11:01:28 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:17 AM |
| Abece | $68.00 | 12/15/2012 1:09:33 PM |
| Abece | $31.97 | 12/15/2012 7:04:19 PM |
| special-transparency2 | $30.00 | 12/17/2012 7:22:27 PM |
| transparency-position | $75.00 | 12/17/2012 5:23:40 PM |
| bold-worthy-affluence | $25.00 | 12/18/2012 4:40:02 AM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:30 PM |
| gjm6d | $25.00 | 12/19/2012 9:57:07 AM |
| hitsman | $50.00 | 12/19/2012 5:54:51 PM |
| revolutionary769 | $500.00 | 12/20/2012 2:10:33 PM |
| money-hot-rod | $58.67 | 12/20/2012 11:43:45 PM |
| cozy-principal883 | $30.00 | 12/21/2012 7:24:46 AM |
| heerzaquestion | $30.00 | 12/20/2012 4:59:04 PM |
| rokman | $40.00 | 12/20/2012 7:03:33 PM |
| Bank_of_the_Galaxy | $25.00 | 12/20/2012 7:20:07 PM |
| 1SteelerFan | $25.00 | 12/21/2012 1:17:59 PM |
| Sefotonga | $50.00 | 12/21/2012 3:11:47 PM |
| Jim33 | $25.00 | 12/21/2012 7:52:49 AM |
| mmckune | $25.00 | 12/21/2012 6:12:06 PM |
| brightest-bonafide-deal | $25.00 | 12/21/2012 4:18:50 PM |
| intrepid-compassion29 | $25.00 | 12/21/2012 8:24:01 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:23 PM |
| helping-out | $250.00 | 12/22/2012 5:56:18 AM |
| note-goblin0 | $25.00 | 12/21/2012 7:29:01 PM |
| awe-inspiring-auction9 | $50.00 | 12/21/2012 8:23:42 PM |
| whitegoldira | $150.00 | 12/22/2012 1:32:15 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:37 PM |
| ethical-truth211 | $100.00 | 12/22/2012 4:33:26 PM |
| coin-sphinx4 | $40.29 | 12/23/2012 2:26:25 PM |
| DaveTheWave | $25.00 | 12/23/2012 1:33:17 PM |
| zorg77 | $25.00 | 12/24/2012 9:20:08 AM |
| ChoiceInvestments | $26.00 | 12/23/2012 8:24:07 PM |
| zorg77 | $100.00 | 12/24/2012 9:20:02 AM |
| euro-eagle1 | $25.88 | 12/24/2012 8:10:27 AM |
| pythia | $50.00 | 12/24/2012 10:25:30 AM |
| Investoman | $25.00 | 12/24/2012 9:49:48 AM |
| Nil2008 | $100.00 | 12/24/2012 10:24:46 AM |
| icon7 | $50.00 | 12/24/2012 11:04:23 AM |
| enchanted-note | $18.12 | 12/24/2012 11:19:29 AM |
| economy-coup | $100.00 | 12/22/2012 12:33:09 AM |
| kindness-warmth3 | $50.00 | 12/14/2012 9:58:17 AM |
| bazaar-tulip | $25.00 | 12/14/2012 9:36:19 AM |
| gravbox | $25.00 | 12/14/2012 10:24:14 AM |
| nevee | $25.00 | 12/14/2012 9:57:47 AM |
| bowdish1 | $25.00 | 12/14/2012 9:01:33 AM |
| CreditBuilder2 | $25.06 | 12/14/2012 9:14:43 AM |
| valiant-return584 | $50.00 | 12/14/2012 10:19:52 AM |
| reduce_US_govt_debt | $32.00 | 12/14/2012 10:37:00 AM |
| cash-mad-scientist3 | $25.00 | 12/14/2012 10:39:04 AM |
| whitegold24k | $200.00 | 12/14/2012 10:52:25 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:15 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:08:06 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:37 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:28 PM |
| Bob450 | $25.00 | 12/15/2012 9:41:15 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:26 PM |
| reflective-greenback1 | $50.00 | 12/17/2012 12:44:26 PM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:21:09 AM |
| Abece | $101.01 | 12/17/2012 3:46:49 PM |
| ell25 | $25.00 | 12/17/2012 6:31:43 PM |
| kingryan | $208.00 | 12/18/2012 5:35:56 PM |
| riskreward | $250.00 | 12/18/2012 5:46:32 PM |
| windguy | $50.00 | 12/18/2012 5:48:21 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:01 PM |
| integrity-doctor | $100.00 | 12/19/2012 7:09:13 AM |
| JerryB96 | $100.00 | 12/19/2012 9:42:27 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:39:48 PM |
| IP | $25.00 | 12/19/2012 6:14:57 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:48 PM |
| Johnr34321 | $50.00 | 12/19/2012 11:08:05 PM |
| Money_Working | $25.00 | 12/20/2012 4:32:57 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:49 PM |
| supersarah61 | $25.00 | 12/20/2012 5:10:46 PM |
| trumpeter391 | $25.00 | 12/20/2012 7:08:00 PM |
| deal-vibrato | $25.00 | 12/21/2012 9:33:09 AM |
| tech310 | $50.00 | 12/21/2012 5:57:54 PM |
| theaterguy | $30.00 | 12/21/2012 3:43:54 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:14:15 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:37 PM |
| cerebral-dollar773 | $25.00 | 12/22/2012 6:10:44 AM |
| nodebtin3 | $50.00 | 12/22/2012 6:56:10 AM |
| nex | $25.00 | 12/21/2012 6:27:10 PM |
| Brisket_Bob | $25.00 | 12/21/2012 9:54:11 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:20 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:40 PM |
| transparency-sapling | $25.00 | 12/22/2012 1:03:07 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:12 PM |
| patriot897 | $25.00 | 12/23/2012 1:43:32 PM |
| astute-benjamins | $25.00 | 12/23/2012 3:21:36 PM |
| Avicell | $25.00 | 12/23/2012 12:22:52 PM |
| radforj22 | $25.00 | 12/23/2012 10:05:07 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:23:00 AM |
| ethical-truth211 | $100.00 | 12/24/2012 3:51:28 AM |
| LoanerPrincipal | $25.00 | 12/23/2012 1:09:32 PM |
| money-bauble | $100.00 | 12/24/2012 9:01:20 AM |
| california111 | $50.00 | 12/23/2012 9:10:46 PM |
| kalamari | $30.00 | 12/24/2012 9:52:00 AM |
| octoberfresh | $25.00 | 12/24/2012 6:37:00 AM |
| abundant-power | $25.00 | 12/24/2012 9:41:33 AM |
| shellstar | $25.00 | 12/24/2012 9:45:35 AM |
| WxChem | $25.00 | 12/24/2012 10:37:54 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
668491
This series of Notes was issued and sold upon the funding of the borrower loan #79628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,819.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 6m |
|
Amount delinquent:
| $53 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,904 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-leverage-sunrise |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
TO PAID SOME CREDITORS
My financial situation:
I am a good candidate for this loan because...
I AM PAYING SO MUCH INTEREST FOR MY CREDIT CAR
Monthly net income: $ 1700.00
Monthly expenses: $ 100.00
Housing: $ 654.00
Insurance: $ N/A
Car expenses: $50.00
Utilities: $N/A
Phone, cable, internet: $ N/A
Food, entertainment: $ N/A
Clothing, household expenses: $ 50.00
Credit cards and other loans: $400.00
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:23:23 PM |
| handy-justice | $25.00 | 12/4/2012 5:20:55 PM |
| Danjack_Capital | $25.00 | 12/5/2012 12:02:16 PM |
| diplomatic-wealth7 | $25.00 | 12/7/2012 6:32:13 PM |
| power-spartan5 | $25.00 | 12/7/2012 6:55:12 PM |
| graceful-investment | $106.00 | 12/9/2012 12:26:57 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:09 PM |
| RJN | $25.00 | 12/10/2012 9:42:39 AM |
| greencat | $50.00 | 12/12/2012 8:17:17 AM |
| majestic-note6 | $43.00 | 12/12/2012 10:05:09 AM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:53 PM |
| blue-relentless-hope | $25.00 | 12/16/2012 4:21:12 PM |
| RevREB | $25.00 | 12/16/2012 12:18:48 PM |
| businessbroker101 | $50.00 | 12/16/2012 1:13:12 PM |
| Cybercusp | $25.00 | 12/17/2012 9:50:21 AM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:24 PM |
| rabbidlender | $25.00 | 12/17/2012 5:25:45 PM |
| sympathetic-funds818 | $25.00 | 12/17/2012 5:04:12 PM |
| cognizant-benjamins5 | $50.00 | 12/18/2012 5:58:46 AM |
| keen-economy6 | $25.00 | 12/17/2012 5:17:38 PM |
| versatile-dime442 | $72.00 | 12/17/2012 5:25:38 PM |
| foothillender | $25.00 | 12/18/2012 7:06:53 AM |
| reward-adventure | $50.00 | 12/18/2012 9:27:25 AM |
| sassman2833 | $25.00 | 12/18/2012 9:39:11 AM |
| Mucman72 | $25.00 | 12/18/2012 4:22:35 PM |
| dl_data | $100.00 | 12/18/2012 11:30:01 AM |
| revenue-driver8 | $80.00 | 12/18/2012 2:00:19 PM |
| worthy-bid8 | $100.00 | 12/4/2012 5:10:43 PM |
| LuvToLend | $25.00 | 12/9/2012 1:08:11 PM |
| let_me_retire | $25.00 | 12/10/2012 4:26:21 AM |
| ucantbeetit | $25.00 | 12/10/2012 5:13:05 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:21 PM |
| social-heart | $25.00 | 12/12/2012 9:34:04 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:11 PM |
| exponential-fairness2 | $25.00 | 12/13/2012 5:05:13 PM |
| graceful-IRAinvestment | $50.00 | 12/13/2012 7:49:55 PM |
| affluence-broker | $25.00 | 12/15/2012 12:46:01 PM |
| JohnWS | $25.00 | 12/17/2012 4:06:19 PM |
| enterprising-pound5 | $50.00 | 12/17/2012 8:03:00 PM |
| vigorous-velocity | $158.00 | 12/17/2012 5:13:19 PM |
| paytonbrigadier | $250.00 | 12/18/2012 3:12:42 PM |
| Index_Plus | $775.00 | 12/18/2012 4:24:19 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
669207
This series of Notes was issued and sold upon the funding of the borrower loan #79480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,923 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| phenomenal-gain4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt
My financial situation:
I am a good candidate for this loan because...very good with my money, bought my first home at 23. I just want to make things easier with monthly payments.
Monthly net income: $2500
Monthly expenses: $
Housing: $700
Insurance: $150
Car expenses: $0
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $varies (but minimal)
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loot-prescription3 | $25.00 | 12/4/2012 9:01:46 AM |
| bazaar-tulip | $25.00 | 12/4/2012 9:59:30 AM |
| neighborly-hope6 | $100.00 | 12/4/2012 10:38:24 AM |
| indomitable-coin | $25.00 | 12/4/2012 10:44:53 AM |
| natural-worth9 | $100.00 | 12/4/2012 10:45:45 AM |
| tomjac2000 | $25.00 | 12/4/2012 6:18:09 PM |
| Arvicco | $400.00 | 12/4/2012 5:37:49 PM |
| Ripsaw4U | $50.00 | 12/5/2012 9:14:37 AM |
| jazz619 | $25.00 | 12/5/2012 9:05:49 AM |
| sympathetic-funds818 | $25.00 | 12/5/2012 11:04:01 AM |
| patriot897 | $25.00 | 12/5/2012 10:07:25 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:07 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:38 AM |
| blue-useful-auction | $25.00 | 12/7/2012 6:44:55 AM |
| Guerrilla_Man | $25.00 | 12/7/2012 10:23:58 AM |
| D911ave | $50.00 | 12/7/2012 10:47:09 AM |
| market-maximizer472 | $25.00 | 12/8/2012 8:00:43 AM |
| rokman | $60.00 | 12/8/2012 1:04:19 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:44 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:49 PM |
| gold-hero4 | $50.00 | 12/10/2012 9:17:07 AM |
| Roundhouse | $75.00 | 12/9/2012 10:44:50 PM |
| surfsider123 | $25.00 | 12/10/2012 4:23:31 PM |
| agbullet55443 | $200.00 | 12/10/2012 9:34:51 PM |
| dissector56958 | $25.00 | 12/11/2012 4:17:15 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:41 AM |
| kalamari | $30.00 | 12/11/2012 1:03:34 PM |
| rootcanaler | $25.00 | 12/11/2012 1:50:36 PM |
| LovinMe | $25.00 | 12/11/2012 2:33:44 PM |
| circuitfive | $25.00 | 12/11/2012 5:51:14 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:45 PM |
| Plutis | $25.00 | 12/12/2012 9:51:48 AM |
| djh47a | $25.00 | 12/12/2012 1:23:01 PM |
| Ocean713 | $75.00 | 12/12/2012 11:14:28 AM |
| BankofPete | $25.00 | 12/12/2012 11:39:55 AM |
| loyalty-cupcake6 | $406.32 | 12/12/2012 5:04:16 PM |
| ready-interest9 | $25.00 | 12/4/2012 10:54:54 AM |
| Zolton | $300.00 | 12/4/2012 9:43:50 AM |
| CreditBuilder2 | $25.01 | 12/4/2012 11:20:21 AM |
| obduro_1 | $25.00 | 12/4/2012 11:48:17 AM |
| wahoos20 | $200.00 | 12/4/2012 11:58:51 AM |
| riskreward | $250.00 | 12/4/2012 5:36:06 PM |
| radforj22 | $25.00 | 12/4/2012 8:33:00 PM |
| cerebral-dollar773 | $25.00 | 12/5/2012 8:51:21 AM |
| brilliant-coin1 | $25.00 | 12/5/2012 9:09:52 AM |
| blot44 | $25.00 | 12/4/2012 7:56:28 PM |
| ToloUSN | $50.00 | 12/5/2012 9:29:41 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:50 AM |
| Castellan | $47.00 | 12/5/2012 9:28:59 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:12 AM |
| supersarah61 | $25.00 | 12/5/2012 5:14:40 PM |
| Money_Hog | $25.00 | 12/5/2012 1:08:58 PM |
| octoberfresh | $25.00 | 12/6/2012 7:02:58 PM |
| ucantbeetit | $25.00 | 12/7/2012 10:10:10 AM |
| Perdita_II | $25.00 | 12/7/2012 10:32:07 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:10 AM |
| compoundinterest | $25.00 | 12/7/2012 10:42:39 AM |
| nuclearmoose | $50.00 | 12/8/2012 12:22:06 PM |
| samurai2 | $25.00 | 12/8/2012 8:21:18 AM |
| bfn311 | $25.00 | 12/8/2012 12:51:11 PM |
| DaveTheWave | $100.00 | 12/8/2012 3:05:16 PM |
| syracuserei | $50.00 | 12/8/2012 5:37:45 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:21 PM |
| heroic-payout9 | $39.14 | 12/9/2012 11:20:59 AM |
| helping-out | $25.00 | 12/10/2012 4:49:59 PM |
| currency-cosmos | $100.00 | 12/10/2012 7:39:16 PM |
| Islandgal | $34.00 | 12/11/2012 8:52:22 AM |
| Senechal | $25.00 | 12/11/2012 9:03:24 AM |
| availableloan | $25.00 | 12/11/2012 2:32:40 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:37 PM |
| Josphine | $25.00 | 12/12/2012 5:25:38 AM |
| lawdog33 | $25.00 | 12/12/2012 7:32:46 AM |
| CoolPlexer | $25.00 | 12/11/2012 10:02:52 PM |
| P2P4me | $400.00 | 12/12/2012 5:55:57 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:49 AM |
| WhiteInvestor | $27.00 | 12/12/2012 9:10:17 AM |
| bankojerry | $29.53 | 12/12/2012 3:44:54 PM |
| scoots3340 | $25.00 | 12/12/2012 4:58:19 PM |
| worth-victor6 | $27.00 | 12/12/2012 4:55:00 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
671669
This series of Notes was issued and sold upon the funding of the borrower loan #79477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $256.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,719 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-payment-healer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3420
Monthly expenses: $ 2000
Housing: $ 1000
Insurance: $ 100
Car expenses: $ 100
Utilities: $ 120
Phone, cable, internet: $ 56
Food, entertainment: $ 125
Clothing, household expenses: $ 35
Credit cards and other loans: $ 250
Other expenses: $ 295
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Nco | $100.00 | 12/2/2012 12:04:45 PM |
| cash-delight1 | $25.00 | 12/2/2012 12:36:53 PM |
| sharp-platinum326 | $25.00 | 12/2/2012 12:59:31 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:16 PM |
| unequivocal-return | $100.00 | 12/2/2012 1:18:55 PM |
| affluence-microscope2 | $200.00 | 12/3/2012 9:08:53 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:55:37 AM |
| phenomenal-rate1 | $500.00 | 12/3/2012 9:15:13 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:36 AM |
| special-dinero553 | $25.00 | 12/3/2012 9:44:25 AM |
| radiant-dollar9 | $200.00 | 12/3/2012 9:50:39 AM |
| nickel-ferret | $25.00 | 12/3/2012 9:45:47 AM |
| bullwink27 | $25.00 | 12/3/2012 11:46:49 AM |
| green-order-captain | $50.00 | 12/4/2012 10:49:50 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:07 PM |
| HoosierDaddie | $300.00 | 12/4/2012 5:18:45 PM |
| qsolo | $25.00 | 12/4/2012 4:57:28 PM |
| first-graceful-contract | $25.00 | 12/5/2012 10:22:39 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:30:23 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:36 PM |
| principal-cooker2 | $50.00 | 12/7/2012 10:33:15 AM |
| lionheart722 | $25.00 | 12/7/2012 10:35:45 AM |
| deal-vibrato | $25.00 | 12/7/2012 10:48:00 AM |
| jgar_O | $25.00 | 12/7/2012 11:40:45 AM |
| kulender | $100.00 | 12/7/2012 1:19:01 PM |
| Haydn-sav | $25.00 | 12/7/2012 5:39:36 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:24 PM |
| luann199 | $25.00 | 12/8/2012 1:48:32 PM |
| peso-spartan6 | $25.00 | 12/8/2012 1:43:18 PM |
| ethical-truth211 | $100.00 | 12/9/2012 10:08:36 AM |
| DaveTheWave | $50.00 | 12/8/2012 3:10:41 PM |
| bright-idea11 | $25.00 | 12/9/2012 12:54:26 PM |
| wise-honorable-rate | $25.00 | 12/10/2012 7:59:25 AM |
| first-credit-meridian | $25.00 | 12/10/2012 5:07:45 PM |
| helping-out | $75.00 | 12/10/2012 4:42:40 PM |
| payout-optimizer1 | $49.00 | 12/11/2012 7:58:27 AM |
| redmumba | $50.00 | 12/11/2012 12:30:03 AM |
| best-bonafide-p2p | $25.00 | 12/11/2012 9:56:07 AM |
| kalamari | $30.00 | 12/11/2012 1:03:26 PM |
| cr8on | $30.00 | 12/11/2012 5:09:13 PM |
| abundanceforever | $52.50 | 12/11/2012 5:39:07 PM |
| dime-mandolin9 | $50.00 | 12/11/2012 5:33:19 PM |
| loyalty-dragster7 | $100.00 | 12/11/2012 5:50:22 PM |
| finance-coyote3 | $1,419.50 | 12/12/2012 3:43:11 AM |
| jddorsey | $50.00 | 12/11/2012 10:04:13 AM |
| gravbox | $25.00 | 12/2/2012 2:08:55 PM |
| bowdish1 | $25.00 | 12/2/2012 1:12:29 PM |
| JeremyLinFan | $30.00 | 12/2/2012 2:21:23 PM |
| natural-worth9 | $100.00 | 12/2/2012 3:04:48 PM |
| repayment-pagoda8 | $100.00 | 12/3/2012 9:32:57 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:42 AM |
| windguy | $50.00 | 12/3/2012 10:00:08 AM |
| ideal-peace5 | $100.00 | 12/3/2012 9:19:15 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:33 AM |
| wetlands | $200.00 | 12/3/2012 9:48:30 AM |
| HereToHelp305 | $50.00 | 12/3/2012 12:21:20 PM |
| drkosh | $25.00 | 12/3/2012 4:25:40 PM |
| Zorro_970 | $46.00 | 12/3/2012 5:35:16 PM |
| riskreward | $250.00 | 12/3/2012 5:52:35 PM |
| profitable-fairness1 | $50.00 | 12/4/2012 7:49:28 AM |
| Ben_Graham | $35.00 | 12/4/2012 1:22:41 PM |
| kfrench | $48.00 | 12/4/2012 11:47:42 AM |
| Harry | $75.00 | 12/4/2012 6:08:45 PM |
| BostonCapital | $100.00 | 12/4/2012 6:50:10 PM |
| john0720 | $25.00 | 12/5/2012 11:16:42 AM |
| kind-euro-mirth | $50.00 | 12/5/2012 10:32:48 AM |
| money-hercules4 | $100.00 | 12/6/2012 10:03:51 PM |
| octoberfresh | $25.00 | 12/7/2012 10:04:43 AM |
| intelligent-yield | $50.00 | 12/7/2012 10:45:43 AM |
| djh47a | $25.00 | 12/7/2012 10:56:15 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:47 AM |
| currency-fan9 | $50.00 | 12/7/2012 2:13:09 PM |
| well-rounded-diversification | $25.00 | 12/7/2012 11:29:40 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:20 PM |
| persistent-dinero953 | $25.00 | 12/7/2012 4:14:26 PM |
| prudent-dough458 | $25.00 | 12/7/2012 5:46:53 PM |
| fulfilling-bazaar4 | $100.00 | 12/7/2012 5:19:41 PM |
| franzzua | $25.00 | 12/7/2012 6:18:04 PM |
| meoates1 | $25.00 | 12/8/2012 8:02:46 AM |
| dunkard13 | $100.00 | 12/7/2012 6:22:14 PM |
| tech310 | $50.00 | 12/8/2012 12:36:07 PM |
| CaptainBL | $25.00 | 12/8/2012 12:42:19 PM |
| ericgassercom | $25.00 | 12/8/2012 12:07:36 PM |
| dominickf | $50.00 | 12/8/2012 2:08:39 PM |
| rokman | $40.00 | 12/8/2012 1:18:58 PM |
| goat361 | $30.00 | 12/8/2012 1:35:48 PM |
| california111 | $25.00 | 12/8/2012 5:20:14 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:35 PM |
| contract-amigo7 | $25.00 | 12/10/2012 7:22:59 AM |
| helpbestican | $25.00 | 12/9/2012 6:10:57 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:39 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:07 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:44 AM |
| logical-peso2 | $25.00 | 12/10/2012 6:37:40 PM |
| transparent-wealth6 | $25.00 | 12/10/2012 10:36:20 PM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:02 AM |
| wwwUniversal | $50.00 | 12/11/2012 11:59:34 AM |
| Mommo | $50.00 | 12/11/2012 5:15:16 PM |
| pleasant-listing712 | $25.00 | 12/11/2012 1:47:06 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:44 PM |
| vMbanusi | $50.00 | 12/11/2012 5:28:15 PM |
| Tscheddar | $25.00 | 12/11/2012 6:24:51 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:59 PM |
| power-defender7 | $40.00 | 12/11/2012 5:44:23 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 9:18:47 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
673609
This series of Notes was issued and sold upon the funding of the borrower loan #79137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-05-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $79.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sublime-transaction1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used for equipment to lower the cost of business operations. We are in need of parts for our color laser printers that will be used for the print version of our magazine. This will eliminate the need to pay for commercial printing with a third party. We have been in business for nearly two years as a start-up in Minnesota and have gained credibility within the community.
My financial situation:
I am a good candidate for this loan because I have ran this business virtually debt free since April 2011. I also work two other jobs. I earned a bachelor's degree in my field in 2007 and have worked professionally in this field for six years, before starting my own business.
Monthly net income: $1,000
Monthly expenses:
Housing: $250
Insurance: $70
Car expenses: $70
Utilities: $30
Phone, cable, internet: $70
Food, entertainment: $0
Clothing, household expenses: $10
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-point2 | $100.00 | 12/3/2012 5:45:00 PM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:11 PM |
| formula842 | $25.00 | 12/3/2012 5:23:51 PM |
| appetizing-loyalty354 | $25.00 | 12/3/2012 6:16:08 PM |
| superb-funds335 | $25.00 | 12/3/2012 5:37:02 PM |
| SOP_Bank | $25.00 | 12/3/2012 7:10:52 PM |
| rate-advocator7 | $250.00 | 12/3/2012 5:43:47 PM |
| Onlyhappycustomers | $25.00 | 12/3/2012 6:35:57 PM |
| mrxtravis | $25.00 | 12/3/2012 6:46:06 PM |
| LiveNow | $25.00 | 12/3/2012 8:18:29 PM |
| missing-link | $25.00 | 12/4/2012 9:11:22 AM |
| zorg77 | $25.00 | 12/4/2012 5:50:43 AM |
| a-finance-nirvana | $25.00 | 12/4/2012 9:06:41 AM |
| kevin314 | $25.00 | 12/4/2012 9:40:56 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:11:22 PM |
| HD-4-Life | $250.00 | 12/4/2012 3:30:07 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:29 PM |
| Danjack_Capital | $25.00 | 12/4/2012 5:11:17 PM |
| farmn | $25.00 | 12/4/2012 6:42:45 PM |
| gain-dolphin | $25.00 | 12/4/2012 6:54:17 PM |
| eanime | $100.00 | 12/4/2012 6:33:44 PM |
| mauge35 | $30.98 | 12/4/2012 9:16:10 PM |
| imdave4me | $50.00 | 12/5/2012 7:52:01 AM |
| transparency-universe8 | $3.69 | 12/5/2012 7:54:25 AM |
| Leshan | $50.00 | 12/5/2012 6:14:49 AM |
| Ellendra | $25.00 | 12/5/2012 7:08:37 AM |
| moremax | $33.00 | 12/3/2012 5:36:09 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:00 PM |
| transaction-seahorse0 | $25.00 | 12/3/2012 5:51:25 PM |
| open-minded-p2p1 | $25.00 | 12/3/2012 6:03:53 PM |
| slowgains | $25.00 | 12/3/2012 6:22:33 PM |
| daw1878 | $25.00 | 12/3/2012 6:49:03 PM |
| selector568 | $300.00 | 12/4/2012 10:53:37 AM |
| well-rounded-payout0 | $50.00 | 12/4/2012 6:47:07 PM |
| Zingaro | $25.00 | 12/4/2012 5:42:43 PM |
| prudent-bid3 | $25.00 | 12/5/2012 6:16:24 AM |
| az2012 | $25.00 | 12/5/2012 7:37:04 AM |
| onesunca | $32.33 | 12/5/2012 6:01:50 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
674639
This series of Notes was issued and sold upon the funding of the borrower loan #79363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $354.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,282 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-guard4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards,pay off car,
My financial situation:
I am a good candidate for this loan because...i pay my bill,i am a responsible person
Monthly net income: $3500
Monthly expenses: $
Housing: $850
Insurance: $250
Car expenses: $400
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LC3-commerce | $25.00 | 11/26/2012 6:10:00 PM |
| valiant-return584 | $50.00 | 11/26/2012 5:21:04 PM |
| WalnutCreekguy | $50.00 | 11/26/2012 7:02:42 PM |
| return-point2 | $100.00 | 11/26/2012 5:46:09 PM |
| liberty-tostada7 | $50.00 | 11/26/2012 10:45:27 PM |
| thrilling-fund427 | $50.00 | 11/27/2012 10:06:34 AM |
| monster4 | $50.00 | 11/27/2012 11:01:28 AM |
| Dubbs360 | $50.00 | 11/27/2012 6:28:15 PM |
| dunkard13 | $100.00 | 11/28/2012 9:26:55 AM |
| bazaar-tulip | $25.00 | 11/29/2012 10:54:13 AM |
| persist_in_doing | $25.00 | 11/29/2012 6:52:06 PM |
| Kaj | $25.00 | 11/29/2012 6:30:39 PM |
| first-serene-credit | $25.00 | 11/30/2012 1:35:16 PM |
| E-2 | $100.00 | 11/30/2012 4:14:21 PM |
| reinforced-velocity158 | $25.00 | 11/30/2012 9:01:12 PM |
| Weaverville | $25.00 | 12/1/2012 9:21:35 AM |
| balance-force | $35.00 | 12/1/2012 1:27:40 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:34 PM |
| new-start18100 | $25.00 | 12/2/2012 1:04:36 PM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:20:37 PM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:12 AM |
| Bikram | $50.00 | 12/3/2012 10:35:34 AM |
| Haydn-sav | $25.00 | 12/3/2012 5:20:53 PM |
| herbyman | $50.00 | 12/3/2012 12:30:35 PM |
| MyPFBlog | $25.00 | 12/3/2012 9:20:50 PM |
| dignified-finance | $25.00 | 12/3/2012 6:31:32 PM |
| Rob717171 | $75.00 | 12/5/2012 9:46:39 PM |
| versatile-dime442 | $900.00 | 12/6/2012 8:58:18 AM |
| Tscheddar | $25.00 | 12/6/2012 5:05:48 PM |
| point-oyster5 | $25.00 | 12/6/2012 5:46:30 PM |
| bewitching-dollar5 | $100.00 | 12/6/2012 6:54:51 PM |
| zipemdown | $25.00 | 12/6/2012 6:04:03 PM |
| credit-socrates648 | $1,000.00 | 12/7/2012 8:00:33 AM |
| receptive-affluence035 | $25.00 | 12/7/2012 6:29:04 AM |
| bazaar-festivity | $25.00 | 12/7/2012 9:36:06 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:27 AM |
| CalBear08 | $33.33 | 12/7/2012 11:15:57 AM |
| power-secret-agent | $25.00 | 12/7/2012 5:16:14 PM |
| persistent-dinero953 | $25.00 | 12/7/2012 4:22:40 PM |
| Index_Plus | $2,500.00 | 12/7/2012 3:35:51 PM |
| Zorro_970 | $100.00 | 12/7/2012 5:49:06 PM |
| Toby1montana | $50.00 | 12/7/2012 5:18:00 PM |
| psteveo | $25.00 | 12/8/2012 6:11:15 AM |
| kpengineer | $25.00 | 12/7/2012 6:37:42 PM |
| wale-ld | $25.00 | 12/8/2012 12:44:19 AM |
| velocity-solo | $25.00 | 12/8/2012 12:52:01 PM |
| auction-iris9 | $47.00 | 12/8/2012 12:19:39 PM |
| Nickle-Back | $25.00 | 12/8/2012 12:24:05 PM |
| BradP | $25.00 | 12/8/2012 5:53:05 PM |
| blueshound | $25.00 | 12/8/2012 6:50:18 PM |
| first-graceful-contract | $25.00 | 12/9/2012 12:56:30 PM |
| simplelender80 | $75.00 | 12/9/2012 1:59:13 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:08 PM |
| capital-investor8 | $25.00 | 12/10/2012 9:17:42 AM |
| special-responsibility | $25.00 | 12/10/2012 9:25:26 AM |
| oldmora | $50.00 | 12/10/2012 9:28:15 AM |
| sjc224 | $25.00 | 12/10/2012 9:31:45 AM |
| CAGE-Investments | $25.00 | 12/10/2012 9:36:04 AM |
| schlepper | $25.00 | 12/10/2012 9:36:14 AM |
| EBITDA | $25.00 | 12/10/2012 9:37:10 AM |
| bkwest01 | $50.00 | 12/10/2012 7:22:40 AM |
| P2P_Investor | $678.83 | 12/10/2012 9:39:11 AM |
| rcflick | $25.00 | 12/10/2012 9:14:04 AM |
| ferris2484 | $25.00 | 12/10/2012 9:15:55 AM |
| bold-sunny-generosity | $25.00 | 12/10/2012 9:17:57 AM |
| trade-beeper4 | $25.00 | 12/10/2012 9:20:03 AM |
| DreDub | $25.00 | 12/10/2012 5:53:39 AM |
| daisuke | $25.00 | 12/10/2012 9:27:47 AM |
| giggling_DB | $25.00 | 12/10/2012 9:32:57 AM |
| shiny-dollar9 | $25.00 | 12/10/2012 9:33:55 AM |
| kindness-electron577 | $25.00 | 12/10/2012 9:15:03 AM |
| Latinun | $25.00 | 12/10/2012 9:25:23 AM |
| new-gold-wrangler | $1,000.00 | 12/10/2012 9:33:28 AM |
| rebelduke | $25.00 | 12/10/2012 9:35:30 AM |
| yield-lion | $25.00 | 12/10/2012 9:37:22 AM |
| vutah | $45.00 | 11/26/2012 5:09:29 PM |
| berniemadeoff | $70.00 | 11/26/2012 6:00:11 PM |
| EngineersAlliance | $100.00 | 11/27/2012 6:43:43 AM |
| octoberfresh | $25.00 | 11/26/2012 7:42:56 PM |
| money-fort | $25.00 | 11/27/2012 10:13:58 AM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:32 AM |
| enterprising-pound5 | $50.00 | 11/28/2012 7:14:14 PM |
| green-loyalty-web | $25.00 | 11/29/2012 9:27:35 AM |
| successful-agreement7 | $100.00 | 11/29/2012 10:46:31 AM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:26:47 PM |
| palmetto933 | $25.00 | 11/30/2012 9:46:30 AM |
| kulender | $100.00 | 11/30/2012 6:10:09 PM |
| dunox | $75.00 | 11/30/2012 4:16:08 PM |
| careful-dinero21 | $25.00 | 12/1/2012 11:01:12 AM |
| pierrelasvegas | $25.00 | 12/1/2012 12:06:37 PM |
| tech310 | $50.00 | 12/1/2012 1:01:23 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:24:37 PM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:27:53 PM |
| life-is-great | $25.00 | 12/4/2012 9:48:46 AM |
| money-bauble | $100.00 | 12/5/2012 5:44:20 PM |
| escharfer | $25.00 | 12/5/2012 6:21:48 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:25:46 AM |
| BankofRon_IRA | $77.00 | 12/6/2012 5:07:52 PM |
| miked8303 | $75.00 | 12/6/2012 11:30:43 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:09 AM |
| authoritative-capital | $25.00 | 12/7/2012 8:49:07 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:20:26 AM |
| transparency-river1 | $160.00 | 12/7/2012 9:11:30 AM |
| fund-tom-tom6 | $25.00 | 12/7/2012 10:03:33 AM |
| fervent-repayment | $100.00 | 12/7/2012 10:52:09 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:20 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:01:51 PM |
| adaboy65 | $75.00 | 12/7/2012 11:21:37 AM |
| villagers | $50.00 | 12/7/2012 2:07:22 PM |
| dukeiyer | $25.00 | 12/7/2012 11:29:08 AM |
| _G_ | $25.00 | 12/7/2012 3:28:43 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:34 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:18 PM |
| dordee | $43.84 | 12/7/2012 5:57:50 PM |
| PFTLender | $25.00 | 12/8/2012 7:21:21 AM |
| meoates1 | $25.00 | 12/8/2012 8:02:33 AM |
| NorthernFunds | $50.00 | 12/8/2012 9:52:55 AM |
| unforgettable-wealth4 | $50.00 | 12/8/2012 12:41:27 PM |
| BluElephant | $50.00 | 12/8/2012 1:29:15 PM |
| Munnie | $25.00 | 12/9/2012 6:38:42 AM |
| a-resplendent-commitment | $25.00 | 12/9/2012 7:22:55 AM |
| zorg77 | $25.00 | 12/9/2012 9:23:23 AM |
| value-caravan | $25.00 | 12/9/2012 11:59:30 AM |
| reverent-greenback219 | $25.00 | 12/9/2012 2:03:31 PM |
| burrben | $50.00 | 12/10/2012 6:17:44 AM |
| finance7777 | $25.00 | 12/10/2012 8:29:44 AM |
| wampum-optimization | $25.00 | 12/10/2012 9:20:05 AM |
| tender-commerce8 | $50.00 | 12/10/2012 9:22:08 AM |
| 87Marc | $25.00 | 12/10/2012 9:24:07 AM |
| sympathetic-coin6 | $100.00 | 12/10/2012 9:25:43 AM |
| autumnae | $50.00 | 12/10/2012 9:27:30 AM |
| mad4wknds | $25.00 | 12/10/2012 9:28:24 AM |
| top-investment-american | $25.00 | 12/10/2012 9:31:23 AM |
| Bookophile | $50.00 | 12/10/2012 9:31:57 AM |
| finance-prescription | $100.00 | 12/10/2012 9:34:36 AM |
| five-star-justice | $25.00 | 12/10/2012 9:10:43 AM |
| money-surge1 | $25.00 | 12/10/2012 9:13:57 AM |
| p2ploan-lion | $25.00 | 12/10/2012 9:25:48 AM |
| HenryS | $30.00 | 12/10/2012 9:30:31 AM |
| washboard1 | $25.00 | 12/10/2012 9:34:50 AM |
| blazing-capital2 | $205.00 | 12/10/2012 9:09:08 AM |
| ASR3 | $50.00 | 12/10/2012 9:17:24 AM |
| Jloaner | $100.00 | 12/10/2012 9:19:02 AM |
| Supersasha | $25.00 | 12/10/2012 9:22:49 AM |
| supreme-treasure8 | $100.00 | 12/10/2012 9:22:58 AM |
| Ironlock | $25.00 | 12/10/2012 9:25:36 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
674843
This series of Notes was issued and sold upon the funding of the borrower loan #79212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-29-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $1,157.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.80% | | |
| |
Estimated return*:
| 5.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,772 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gentle-payment9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...I have a secure job as an attorney and I am always timely with payments.
Monthly net income: $6,140
Monthly expenses: $2,750 total
Housing: $1,200
Insurance: $ included in 1,200
Car expenses: $ 700 (including insurance and gas)
Utilities: $0
Phone, cable, internet: $145
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $ loan is to consolidate credit card debt
Other expenses: $455 for student loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MicroLender357 | $25.00 | 11/29/2012 5:54:57 PM |
| healthy-peace427 | $100.00 | 11/29/2012 5:01:35 PM |
| fmanjoo | $25.00 | 11/29/2012 5:02:40 PM |
| money-sequoia9 | $25.00 | 11/29/2012 5:18:25 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:32:32 PM |
| bowdish1 | $25.00 | 11/29/2012 6:03:02 PM |
| first-felicity-pursuit | $25.00 | 11/30/2012 8:51:16 AM |
| durability-mover5 | $50.00 | 11/29/2012 6:36:59 PM |
| payment-halo | $25.00 | 11/29/2012 8:18:48 PM |
| deal-violin | $25.00 | 11/30/2012 6:01:24 AM |
| note-willow8 | $25.00 | 11/30/2012 5:16:37 PM |
| Shomee_dmoney | $25.00 | 11/30/2012 2:47:37 PM |
| kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:30 PM |
| commerce-cymbal8 | $25.00 | 12/1/2012 5:52:34 AM |
| worth-alien3 | $25.00 | 12/1/2012 8:21:33 AM |
| momentous-velocity5 | $75.00 | 12/1/2012 12:33:56 PM |
| KMB78 | $25.00 | 12/1/2012 12:42:55 PM |
| credit-cadence9 | $100.00 | 12/1/2012 7:46:58 PM |
| proud-p2p848 | $25.00 | 12/2/2012 11:32:41 AM |
| PFTLender | $25.00 | 12/4/2012 3:05:37 PM |
| new-dynamic-value | $42.98 | 12/5/2012 12:15:32 AM |
| direct-affluence8 | $50.00 | 12/5/2012 11:51:14 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:08 PM |
| special-dime5 | $66.51 | 12/6/2012 6:52:52 AM |
| motion91 | $50.00 | 12/6/2012 5:22:09 PM |
| finance-fighter4 | $25.00 | 12/6/2012 9:00:22 PM |
| jubilant-benjamins567 | $26.00 | 12/7/2012 5:57:44 AM |
| green-punctual-coin | $25.63 | 12/7/2012 11:11:03 AM |
| DIONISIOS | $500.00 | 12/7/2012 5:46:27 PM |
| clean-dime1 | $25.00 | 12/9/2012 4:04:02 PM |
| exchange-colonel7 | $30.00 | 12/10/2012 9:44:47 AM |
| FPidge | $25.00 | 12/10/2012 8:41:46 PM |
| wise-basis-deployment | $46.42 | 12/11/2012 9:40:49 AM |
| decisive-return611 | $100.00 | 12/11/2012 5:19:25 PM |
| cognizant-integrity72 | $50.00 | 12/11/2012 4:29:46 PM |
| hope-wrangler1 | $50.00 | 12/11/2012 5:13:20 PM |
| Edakers | $25.00 | 12/11/2012 1:51:28 PM |
| ottog18 | $75.00 | 12/11/2012 2:03:32 PM |
| Harry | $75.00 | 12/11/2012 5:30:24 PM |
| auction-iris9 | $120.00 | 12/11/2012 5:31:45 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:10 PM |
| BostonCapital | $100.00 | 12/11/2012 5:03:31 PM |
| breathtaking-funds6 | $50.00 | 12/11/2012 5:35:09 PM |
| sqdrew | $25.00 | 12/11/2012 5:55:52 PM |
| first-credit-meridian | $25.00 | 12/11/2012 5:57:10 PM |
| dunkard13 | $100.00 | 12/11/2012 5:57:47 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:37 PM |
| knowledgeable-silver6 | $25.00 | 12/11/2012 6:14:05 PM |
| john0720 | $25.00 | 12/11/2012 6:17:25 PM |
| wetlands | $200.00 | 12/11/2012 5:44:13 PM |
| exciting-justice0 | $25.00 | 12/11/2012 6:20:53 PM |
| qsolo | $25.00 | 12/11/2012 5:51:39 PM |
| escharfer | $25.00 | 12/11/2012 6:37:24 PM |
| Flyinerb | $50.00 | 12/12/2012 6:34:59 AM |
| kinetic-loot436 | $30.00 | 12/11/2012 5:56:02 PM |
| Arvicco | $400.00 | 12/11/2012 5:57:04 PM |
| _G_ | $25.00 | 12/11/2012 6:14:01 PM |
| terrific-dough6 | $50.00 | 12/12/2012 9:34:47 AM |
| fortytwo | $100.00 | 12/12/2012 10:08:29 AM |
| Cai8899 | $25.00 | 12/12/2012 9:40:18 AM |
| versatile-dime442 | $900.00 | 12/12/2012 9:45:54 AM |
| Kerosene_Hat | $25.00 | 12/12/2012 10:15:06 AM |
| progressive-economy261 | $269.00 | 12/12/2012 10:16:17 AM |
| return-statuette139 | $50.00 | 12/12/2012 10:17:22 AM |
| haplender | $50.00 | 12/12/2012 9:08:08 AM |
| unrelenting-auction7 | $25.00 | 12/12/2012 10:19:50 AM |
| comicdoc | $50.00 | 12/12/2012 10:20:13 AM |
| benjamins-utopia | $83.00 | 12/12/2012 10:20:23 AM |
| affluence-animal | $50.00 | 12/12/2012 10:23:12 AM |
| colorado23 | $25.00 | 12/12/2012 10:30:25 AM |
| blazing-capital2 | $250.00 | 12/12/2012 10:32:28 AM |
| unassassinable | $25.00 | 12/12/2012 10:35:22 AM |
| heart514 | $25.00 | 12/12/2012 10:37:21 AM |
| american6 | $50.00 | 12/12/2012 10:37:55 AM |
| unassuming-p2ploan774 | $33.00 | 12/12/2012 10:40:30 AM |
| kingryan | $237.00 | 12/12/2012 10:03:17 AM |
| commerce-web5 | $25.00 | 12/12/2012 10:03:28 AM |
| emphatic-responsibility | $50.00 | 12/12/2012 10:05:32 AM |
| unrivaled-deal676 | $50.00 | 12/12/2012 10:58:53 AM |
| euro-watcher7 | $25.00 | 12/12/2012 10:07:13 AM |
| letsmakeitsuccessful | $25.00 | 12/12/2012 10:10:36 AM |
| proper-exchange8 | $50.00 | 12/12/2012 10:18:19 AM |
| Banker7371 | $25.00 | 12/12/2012 10:18:30 AM |
| asmithj | $25.00 | 12/12/2012 10:22:08 AM |
| greenback-trooper8 | $25.00 | 12/12/2012 10:22:42 AM |
| dedication-merman | $25.00 | 12/12/2012 10:40:04 AM |
| dmh4880 | $101.00 | 12/12/2012 10:53:08 AM |
| mkerstei | $200.00 | 12/12/2012 11:21:17 AM |
| teejay411 | $100.00 | 12/12/2012 11:43:54 AM |
| LeReve | $500.00 | 12/12/2012 10:10:54 AM |
| GBLENDER | $50.00 | 12/12/2012 12:31:46 PM |
| VAMUSIC | $25.00 | 12/12/2012 10:19:39 AM |
| bazaar-festivity | $25.00 | 12/12/2012 10:22:49 AM |
| mikepat55 | $25.00 | 12/12/2012 10:43:34 AM |
| wwwUniversal | $25.00 | 12/12/2012 10:50:37 AM |
| friendly-gold | $25.00 | 12/12/2012 11:03:13 AM |
| authentic-liberty7 | $25.00 | 12/12/2012 11:09:43 AM |
| B1 | $25.00 | 12/12/2012 11:58:49 AM |
| bahmoose | $25.00 | 12/12/2012 12:59:04 PM |
| Munnie | $25.00 | 12/12/2012 1:05:35 PM |
| punctual-contract256 | $25.00 | 11/29/2012 5:11:27 PM |
| green28 | $75.00 | 11/29/2012 5:52:54 PM |
| tranquil-gain1 | $75.00 | 11/29/2012 5:56:11 PM |
| the-sweet-penny2 | $25.00 | 11/30/2012 7:58:52 AM |
| five-star-note | $25.00 | 11/29/2012 6:42:26 PM |
| Frank512 | $25.00 | 11/30/2012 5:42:40 AM |
| Tonusb0 | $25.00 | 11/30/2012 12:34:57 PM |
| Clovis_the-Benevolent | $50.00 | 11/30/2012 7:03:00 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:31 PM |
| sun818 | $25.00 | 12/1/2012 2:12:49 PM |
| thankful-nickel2 | $25.00 | 12/1/2012 1:41:43 PM |
| funds-gourd4 | $25.25 | 12/1/2012 7:14:04 PM |
| sdonal2264 | $50.00 | 12/1/2012 8:20:20 PM |
| tranquil-diversification8 | $75.00 | 12/2/2012 4:42:08 PM |
| snoop4jc | $50.00 | 12/3/2012 3:36:34 PM |
| a-foxy-balance | $25.00 | 12/3/2012 3:57:56 PM |
| goett047 | $25.00 | 12/3/2012 8:16:03 PM |
| KindCharmingReflective-affluence | $25.00 | 12/4/2012 3:06:26 PM |
| booster321 | $25.00 | 12/4/2012 2:30:27 PM |
| TheBelt | $25.00 | 12/5/2012 9:56:59 PM |
| Helping_1_at_a_time | $25.00 | 12/6/2012 9:50:22 AM |
| new-dynamic-value | $50.00 | 12/6/2012 12:39:40 PM |
| richboy56 | $25.00 | 12/6/2012 7:39:10 PM |
| Corlei | $25.00 | 12/7/2012 4:05:31 AM |
| elfincove | $40.97 | 12/7/2012 7:17:05 AM |
| LivingDoneRight262 | $100.00 | 12/7/2012 9:52:46 AM |
| courteous-p2ploan95 | $50.00 | 12/7/2012 2:52:27 PM |
| new-diversification-owner | $25.00 | 12/7/2012 3:02:53 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:10:29 PM |
| simplelender80 | $75.00 | 12/9/2012 2:00:34 PM |
| HoweMoney | $50.00 | 12/9/2012 3:53:18 PM |
| bazaar-eclipse5 | $25.00 | 12/10/2012 10:22:51 AM |
| sincere-funds470 | $25.00 | 12/10/2012 10:45:44 AM |
| jsa7cornell | $100.00 | 12/10/2012 5:43:26 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:51 PM |
| p2ploan-panda | $30.00 | 12/11/2012 4:14:02 AM |
| prudent-dough458 | $25.00 | 12/11/2012 5:22:40 PM |
| compoundinterest | $25.00 | 12/11/2012 5:26:22 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:56 PM |
| adaboy65 | $100.00 | 12/11/2012 5:24:57 PM |
| logical-peso2 | $25.00 | 12/11/2012 5:26:03 PM |
| ItsJustMe79 | $25.00 | 12/11/2012 5:26:12 PM |
| quirky1981 | $25.00 | 12/11/2012 4:15:14 PM |
| new-start18100 | $25.00 | 12/11/2012 5:49:13 PM |
| Haydn-sav | $25.00 | 12/11/2012 5:50:47 PM |
| scholarly-liberty3 | $25.00 | 12/11/2012 5:41:05 PM |
| franzzua | $25.00 | 12/11/2012 5:24:12 PM |
| dunox | $75.00 | 12/11/2012 5:27:15 PM |
| fulfilling-bazaar4 | $100.00 | 12/11/2012 5:35:58 PM |
| dominickf | $50.00 | 12/11/2012 6:03:50 PM |
| principal-cooker2 | $50.00 | 12/11/2012 5:36:31 PM |
| villagers | $50.00 | 12/11/2012 6:14:10 PM |
| Kentrader14 | $162.09 | 12/11/2012 7:43:22 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:29 PM |
| new-pound-atizer | $25.00 | 12/11/2012 5:51:21 PM |
| riskreward | $250.00 | 12/11/2012 5:54:26 PM |
| sillyb | $25.00 | 12/11/2012 6:38:31 PM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:19 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:19 AM |
| adaptable-benefit6 | $25.00 | 12/12/2012 8:40:57 AM |
| bazaar-neptune2 | $25.00 | 12/12/2012 9:00:29 AM |
| WhiteInvestor | $25.00 | 12/12/2012 9:04:43 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:06 AM |
| commerce-viking1 | $50.00 | 12/12/2012 9:42:33 AM |
| frankdelraza | $25.00 | 12/11/2012 10:22:05 PM |
| pious-payment3 | $25.00 | 12/12/2012 4:16:45 AM |
| chief64 | $200.00 | 12/12/2012 9:56:54 AM |
| resource777 | $34.00 | 12/12/2012 10:08:58 AM |
| orderandprogress | $50.00 | 12/12/2012 10:09:33 AM |
| korby524 | $25.00 | 12/12/2012 10:11:27 AM |
| matthewrburk | $50.49 | 12/12/2012 10:12:45 AM |
| studious-bonus7 | $94.00 | 12/12/2012 10:17:32 AM |
| notupdated | $25.00 | 12/12/2012 10:17:48 AM |
| social-trumpet | $25.00 | 12/12/2012 10:19:52 AM |
| capital-renewal | $50.00 | 12/12/2012 10:27:09 AM |
| income-buddy7 | $50.00 | 12/12/2012 10:29:05 AM |
| banchan | $33.00 | 12/12/2012 10:29:16 AM |
| commanding-treasure2 | $39.00 | 12/12/2012 10:33:33 AM |
| transparency-sapling | $25.00 | 12/12/2012 10:34:54 AM |
| rate-hawk | $25.00 | 12/12/2012 10:43:52 AM |
| worth-web5 | $50.00 | 12/12/2012 10:45:23 AM |
| trumpeter391 | $25.00 | 12/12/2012 10:57:32 AM |
| omniviper | $25.00 | 12/12/2012 10:16:10 AM |
| awe-inspiring-commitment972 | $50.00 | 12/12/2012 9:41:28 AM |
| generous-cash1 | $300.00 | 12/12/2012 11:46:27 AM |
| capital-magician561 | $25.00 | 12/12/2012 9:42:47 AM |
| Investoman | $25.00 | 12/12/2012 10:19:08 AM |
| kind-payment-viking3 | $66.00 | 12/12/2012 10:21:56 AM |
| rakstar | $25.00 | 12/12/2012 10:27:38 AM |
| repayment-chihuahua3 | $25.00 | 12/12/2012 10:28:56 AM |
| djh47a | $50.00 | 12/12/2012 12:55:41 PM |
| JandJ-Bank | $25.00 | 12/12/2012 10:30:52 AM |
| rvtbike | $100.00 | 12/12/2012 10:32:59 AM |
| foxtrot12 | $75.00 | 12/12/2012 9:48:18 AM |
| rescue | $100.00 | 12/12/2012 10:34:35 AM |
| ericgassercom | $25.00 | 12/12/2012 9:50:25 AM |
| deal-contributor8 | $50.00 | 12/12/2012 10:44:19 AM |
| truth-companion | $100.00 | 12/12/2012 10:48:50 AM |
| BXA | $50.00 | 12/12/2012 10:51:54 AM |
| Lacimae | $100.00 | 12/12/2012 11:06:08 AM |
| AceInTheHole | $25.00 | 12/12/2012 10:05:01 AM |
| value-showcase828 | $25.00 | 12/12/2012 10:05:54 AM |
| physicsjoe | $25.00 | 12/12/2012 10:09:12 AM |
| enthralling-deal53 | $100.00 | 12/12/2012 10:15:25 AM |
| durability-solstice8 | $46.00 | 12/12/2012 10:29:26 AM |
| Schwamie | $78.66 | 12/12/2012 1:20:02 PM |
| Zane314 | $50.00 | 12/12/2012 10:37:50 AM |
| bonus-powerplant | $25.00 | 12/12/2012 10:38:18 AM |
| the-laudable-peso | $40.00 | 12/12/2012 10:43:09 AM |
| gold-gazelle | $25.00 | 12/12/2012 10:58:32 AM |
| fair-pound5 | $25.00 | 12/12/2012 11:12:13 AM |
| favorite-reward2 | $25.00 | 12/12/2012 1:15:12 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
675347
This series of Notes was issued and sold upon the funding of the borrower loan #79384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $290.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 38
/
33 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 80 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,465 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-dominator9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| formula842 | $25.00 | 12/3/2012 5:23:52 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:00 PM |
| riskreward | $250.00 | 12/3/2012 5:52:49 PM |
| thrilling-point2 | $40.00 | 12/3/2012 5:19:17 PM |
| Nco | $100.00 | 12/3/2012 6:05:22 PM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:12 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:32 PM |
| preeminant-moola6 | $36.47 | 12/4/2012 10:15:21 AM |
| missing-link | $25.00 | 12/4/2012 5:08:04 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:30 PM |
| LuvToLend | $25.00 | 12/5/2012 10:39:39 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:13 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:07 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:39 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:40 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:27 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:22 PM |
| fortytwo | $100.00 | 12/14/2012 9:49:54 AM |
| monster4 | $50.00 | 12/14/2012 10:15:24 AM |
| williemc44 | $25.00 | 12/14/2012 9:42:51 AM |
| tech310 | $50.00 | 12/14/2012 9:43:37 AM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 10:00:26 AM |
| pierrelasvegas | $25.00 | 12/14/2012 10:06:55 AM |
| Kaj | $25.00 | 12/14/2012 10:08:37 AM |
| gold-sushi | $25.00 | 12/14/2012 10:15:50 AM |
| Sandboxer | $50.00 | 12/14/2012 4:26:10 PM |
| respectful-note5 | $25.00 | 12/14/2012 5:01:02 PM |
| gain-chosen-one081 | $25.00 | 12/14/2012 9:43:57 AM |
| sjc224 | $25.00 | 12/14/2012 5:17:45 PM |
| harmonious-contract5 | $25.00 | 12/14/2012 11:47:28 AM |
| Odyssey77 | $25.00 | 12/14/2012 5:29:12 PM |
| first-pragmatic-power | $25.00 | 12/14/2012 5:35:59 PM |
| velocity-solo | $25.00 | 12/14/2012 5:43:18 PM |
| Cai8899 | $25.00 | 12/14/2012 5:52:51 PM |
| decisive-return611 | $100.00 | 12/14/2012 5:16:29 PM |
| MakeItPour | $25.00 | 12/14/2012 6:12:39 PM |
| micko | $25.00 | 12/14/2012 5:21:45 PM |
| HenryS | $30.00 | 12/14/2012 6:30:48 PM |
| valiant-liberty4 | $25.00 | 12/14/2012 6:40:09 PM |
| 108-IRA | $250.00 | 12/14/2012 5:25:57 PM |
| mummey | $50.00 | 12/14/2012 5:33:11 PM |
| youthful-currency959 | $100.00 | 12/14/2012 5:44:45 PM |
| Midwestvalues | $48.00 | 12/14/2012 6:04:59 PM |
| P2P_Investor | $1,000.00 | 12/14/2012 6:06:27 PM |
| CAGE-Investments | $25.00 | 12/14/2012 6:07:07 PM |
| finance-prescription | $100.00 | 12/14/2012 6:08:42 PM |
| self-reliant-integrity0 | $50.00 | 12/14/2012 5:19:19 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:57 PM |
| grf1945 | $40.00 | 12/14/2012 6:33:29 PM |
| nanda | $25.00 | 12/14/2012 5:27:22 PM |
| Palacios | $50.00 | 12/14/2012 6:59:13 PM |
| axp2000 | $50.00 | 12/14/2012 7:35:39 PM |
| point-hunter4 | $18.75 | 12/15/2012 4:45:28 AM |
| wwwUniversal | $25.00 | 12/14/2012 6:20:46 PM |
| credible-balance6 | $50.00 | 12/14/2012 6:25:06 PM |
| merriewold | $40.00 | 12/14/2012 6:29:36 PM |
| jet341 | $100.00 | 12/14/2012 6:31:50 PM |
| mercuriant | $25.00 | 12/14/2012 6:42:19 PM |
| transaction-seahorse0 | $25.00 | 12/3/2012 5:51:07 PM |
| cash-delight1 | $25.00 | 12/3/2012 5:10:12 PM |
| valiant-return584 | $50.00 | 12/3/2012 6:19:42 PM |
| JeremyLinFan | $30.00 | 12/3/2012 6:32:32 PM |
| liberty-tostada7 | $50.00 | 12/3/2012 7:27:16 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:00 PM |
| nickel-ferret | $25.00 | 12/3/2012 5:44:21 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:37 PM |
| ready-interest9 | $25.00 | 12/3/2012 6:36:14 PM |
| profitable-fairness1 | $50.00 | 12/4/2012 7:46:19 AM |
| green-order-captain | $50.00 | 12/4/2012 10:45:50 AM |
| yield-journey | $25.00 | 12/4/2012 5:12:06 PM |
| Jasner | $25.00 | 12/4/2012 5:29:42 PM |
| duty-accomplishment | $25.00 | 12/5/2012 3:17:55 PM |
| heerzaquestion | $35.00 | 12/7/2012 5:22:11 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:49 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:47 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:47 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:46 AM |
| cr8on | $30.00 | 12/12/2012 5:08:54 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:22 PM |
| calamango | $35.00 | 12/14/2012 9:34:50 AM |
| prudent-dough458 | $25.00 | 12/14/2012 9:41:34 AM |
| hero007 | $34.00 | 12/14/2012 9:47:45 AM |
| new-start18100 | $25.00 | 12/14/2012 10:02:05 AM |
| deal-vibrato | $25.00 | 12/14/2012 9:31:42 AM |
| wealth-competitor | $25.00 | 12/14/2012 9:44:58 AM |
| justreturns | $25.00 | 12/14/2012 9:58:58 AM |
| adaboy65 | $67.00 | 12/14/2012 11:01:13 AM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:45 PM |
| ready-agreement5 | $25.00 | 12/14/2012 2:04:51 PM |
| 1SteelerFan | $25.00 | 12/14/2012 2:37:36 PM |
| payout-paradise5 | $25.00 | 12/14/2012 9:27:52 AM |
| supersarah61 | $25.00 | 12/14/2012 4:52:50 PM |
| rolltide09 | $50.00 | 12/14/2012 10:37:51 AM |
| bazaar-festivity | $25.00 | 12/14/2012 9:44:20 AM |
| lionheart722 | $25.00 | 12/14/2012 5:18:59 PM |
| BankofRon | $25.00 | 12/14/2012 9:56:55 AM |
| dunkard13 | $85.00 | 12/14/2012 9:59:48 AM |
| richboy56 | $25.00 | 12/14/2012 10:00:45 AM |
| Haydn-sav | $25.00 | 12/14/2012 10:08:06 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:12 PM |
| tender-commerce8 | $50.00 | 12/14/2012 5:34:06 PM |
| silver-enlightenment0 | $25.00 | 12/14/2012 5:34:19 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:35 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:24 PM |
| magnitude787 | $30.00 | 12/14/2012 5:46:19 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:50 PM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:19 PM |
| fantastic-wampum1 | $100.00 | 12/14/2012 5:48:54 PM |
| mindful-generosity1 | $50.00 | 12/14/2012 5:04:46 PM |
| pragmatic-auction8 | $50.00 | 12/14/2012 5:08:35 PM |
| NickelSteamroller | $25.00 | 12/14/2012 10:41:45 AM |
| Gladglide | $25.00 | 12/14/2012 5:18:06 PM |
| simplyonce | $25.00 | 12/14/2012 6:05:33 PM |
| mennleo | $150.00 | 12/14/2012 6:07:50 PM |
| Harry | $75.00 | 12/14/2012 5:21:08 PM |
| rjleves | $25.00 | 12/14/2012 6:49:05 PM |
| freetimeskier | $25.00 | 12/14/2012 6:50:26 PM |
| Greenbak | $25.00 | 12/14/2012 6:57:53 PM |
| Tscheddar | $25.00 | 12/14/2012 3:18:40 PM |
| samurai2 | $25.00 | 12/14/2012 7:57:19 PM |
| 1randyp | $25.00 | 12/14/2012 5:49:22 PM |
| Freedom_Lending | $25.78 | 12/14/2012 9:36:53 PM |
| EBITDA | $25.00 | 12/14/2012 5:57:41 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:19 PM |
| IOHOVA | $25.00 | 12/14/2012 11:53:26 PM |
| fairness-musician3 | $25.00 | 12/14/2012 6:07:27 PM |
| saihu | $25.00 | 12/14/2012 5:14:08 PM |
| principal-cooker2 | $50.00 | 12/14/2012 6:15:11 PM |
| panther757 | $25.00 | 12/14/2012 6:28:46 PM |
| Fortuno_per_commodo | $25.00 | 12/14/2012 6:41:58 PM |
| commerce-viking1 | $50.00 | 12/14/2012 5:25:17 PM |
| auction-iris9 | $120.00 | 12/14/2012 6:52:02 PM |
| elegant-hope578 | $50.00 | 12/14/2012 5:26:40 PM |
| nimble-revenue5 | $100.00 | 12/14/2012 5:40:53 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:40 PM |
| benefit-banshee | $25.00 | 12/14/2012 11:49:09 PM |
| loan-fate | $50.00 | 12/14/2012 5:52:15 PM |
| sympathetic-funds818 | $150.00 | 12/15/2012 4:16:09 AM |
| mkomar | $25.00 | 12/14/2012 6:32:01 PM |
| yield-trader | $25.00 | 12/14/2012 6:33:31 PM |
| unforgettable-order9 | $25.00 | 12/14/2012 7:06:37 PM |
| ralph44 | $25.00 | 12/14/2012 8:29:14 PM |
| ChoiceInvestments | $25.00 | 12/14/2012 10:59:12 PM |
| ethical-truth211 | $300.00 | 12/15/2012 2:55:12 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
675837
This series of Notes was issued and sold upon the funding of the borrower loan #79483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $314.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 18y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,753 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-market-injector |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off higher intrest credit cards.
My financial situation:
I am a good candidate for this loan because...I am in a stable job and stay on top of my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-motivator0 | $50.00 | 11/24/2012 12:14:07 PM |
| RothySkynx | $25.00 | 11/24/2012 12:08:42 PM |
| jhayre | $25.00 | 11/24/2012 12:19:33 PM |
| P2P4me | $300.00 | 11/24/2012 3:28:28 PM |
| octoberfresh | $25.00 | 11/24/2012 4:24:29 PM |
| persist_in_doing | $25.00 | 11/24/2012 7:27:08 PM |
| responsibility-butterfly | $50.00 | 11/25/2012 6:44:33 AM |
| dunkard13 | $100.00 | 11/25/2012 12:37:11 PM |
| WillyP345 | $50.00 | 11/25/2012 12:41:39 PM |
| samurai2 | $25.00 | 11/26/2012 6:41:29 PM |
| revenue-carnation043 | $25.00 | 11/27/2012 9:45:50 AM |
| kind-euro-mirth | $50.00 | 11/27/2012 9:45:38 AM |
| repayment-pagoda8 | $100.00 | 11/27/2012 10:11:30 AM |
| auction-iris9 | $120.00 | 11/27/2012 10:57:03 AM |
| kfrench | $75.00 | 11/27/2012 11:50:44 AM |
| commerce-artisan8 | $50.00 | 11/27/2012 5:25:36 PM |
| riskreward | $250.00 | 11/28/2012 1:45:17 PM |
| power-lightning9 | $100.00 | 11/28/2012 2:14:44 PM |
| Nipper99 | $100.00 | 11/28/2012 7:10:39 PM |
| axl163 | $25.00 | 11/29/2012 10:15:22 AM |
| availableloan | $25.00 | 11/29/2012 11:39:07 AM |
| abundanceforever | $52.50 | 11/29/2012 10:55:13 AM |
| deal-vibrato | $25.00 | 12/1/2012 1:24:09 PM |
| prudent-deal662 | $25.00 | 12/1/2012 1:49:29 PM |
| syracuserei | $100.00 | 12/1/2012 5:21:22 PM |
| kind-durability-battalion | $50.00 | 12/2/2012 2:17:51 PM |
| blazing-revenue3 | $25.00 | 12/3/2012 10:28:44 AM |
| CaptainBL | $25.00 | 12/3/2012 10:28:57 AM |
| rootcanaler | $50.00 | 12/3/2012 12:51:17 PM |
| Trapman13 | $50.00 | 12/3/2012 2:54:42 PM |
| friendinmoney | $25.00 | 12/4/2012 8:42:12 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:17 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:38:44 PM |
| sympathetic-funds818 | $25.00 | 12/5/2012 6:58:01 PM |
| ethicalhumanist | $100.00 | 12/6/2012 10:26:01 AM |
| Brklyn01 | $50.00 | 12/6/2012 1:41:32 PM |
| silver-breeze3 | $25.00 | 12/6/2012 5:24:54 PM |
| new-pound-atizer | $25.00 | 12/7/2012 7:59:27 AM |
| w3alter | $50.00 | 12/7/2012 10:18:30 AM |
| unassuming-generosity | $25.00 | 12/7/2012 10:21:14 AM |
| TomDalonajay | $25.00 | 12/7/2012 10:37:03 AM |
| scholarly-integrity | $25.00 | 12/7/2012 9:55:28 AM |
| Clambake | $25.00 | 12/7/2012 10:39:48 AM |
| Zeenos | $25.00 | 12/7/2012 10:41:35 AM |
| PRGuyinVA | $25.00 | 12/7/2012 10:46:51 AM |
| TSC | $29.00 | 12/7/2012 10:47:01 AM |
| power-trophy7 | $25.00 | 12/7/2012 10:47:03 AM |
| adventurer447 | $300.00 | 12/7/2012 10:48:58 AM |
| Sneezie | $100.00 | 12/7/2012 10:49:25 AM |
| best-marketologist | $25.00 | 12/7/2012 10:51:04 AM |
| tedsrfdude | $25.00 | 12/7/2012 10:51:39 AM |
| dospapalotes | $25.00 | 12/7/2012 10:52:41 AM |
| the-bright-velocity | $25.00 | 12/7/2012 10:53:04 AM |
| ranstlin | $25.00 | 12/7/2012 10:26:06 AM |
| impartial-deal | $25.00 | 12/7/2012 10:53:53 AM |
| skiberdad | $50.00 | 12/7/2012 10:54:16 AM |
| xyzkid3 | $25.00 | 12/7/2012 10:56:19 AM |
| first-credit-meridian | $50.00 | 12/7/2012 10:33:20 AM |
| dignified-finance | $50.00 | 12/7/2012 10:33:41 AM |
| thrifty-transaction578 | $25.00 | 12/7/2012 10:35:23 AM |
| perls | $100.00 | 12/7/2012 10:37:40 AM |
| Preteur | $25.00 | 12/7/2012 10:38:15 AM |
| Jalebi | $25.00 | 12/7/2012 10:45:40 AM |
| awe-inspiring-nickel2 | $25.00 | 12/7/2012 10:46:21 AM |
| Tylerh | $250.00 | 12/7/2012 10:46:39 AM |
| proper-agreement8 | $38.00 | 12/7/2012 10:48:03 AM |
| dfealk | $25.00 | 12/7/2012 10:48:15 AM |
| skuba | $50.00 | 12/7/2012 10:33:49 AM |
| well-rounded-diversification | $25.00 | 12/7/2012 10:35:10 AM |
| ItsJustMe79 | $25.00 | 12/7/2012 10:52:51 AM |
| loan-rider7 | $25.00 | 12/7/2012 10:54:04 AM |
| compoundinterest | $25.00 | 12/7/2012 10:42:26 AM |
| Bendistraw | $34.00 | 12/7/2012 10:42:51 AM |
| FortuneFund | $64.00 | 12/7/2012 10:46:46 AM |
| stoopidnoodle | $25.00 | 12/7/2012 10:47:36 AM |
| Tai | $25.00 | 12/7/2012 10:47:47 AM |
| mulberry4 | $50.00 | 12/7/2012 10:48:51 AM |
| treasure-pipeline | $25.00 | 12/7/2012 10:49:23 AM |
| transparency-halo | $25.00 | 12/7/2012 10:51:25 AM |
| Zolton | $300.00 | 11/24/2012 2:53:18 PM |
| ready-interest9 | $25.00 | 11/24/2012 2:36:35 PM |
| xrycac | $25.00 | 11/24/2012 3:48:12 PM |
| natural-worth9 | $25.00 | 11/24/2012 4:44:19 PM |
| wise-charming-reward | $500.00 | 11/24/2012 6:52:30 PM |
| community-burrito9 | $35.00 | 11/25/2012 6:29:20 AM |
| drkosh | $25.00 | 11/25/2012 1:33:54 PM |
| hopeful-truth5 | $100.00 | 11/25/2012 7:10:04 AM |
| nevee | $25.00 | 11/26/2012 9:42:00 AM |
| Harry | $75.00 | 11/26/2012 12:02:46 PM |
| CreditBuilder2 | $50.01 | 11/26/2012 10:23:35 PM |
| nickel-ferret | $25.00 | 11/27/2012 10:35:16 AM |
| wetlands | $200.00 | 11/27/2012 10:37:16 AM |
| windguy | $50.00 | 11/27/2012 10:47:47 AM |
| charming-exchange7 | $25.00 | 11/27/2012 11:34:56 AM |
| Arvicco | $400.00 | 11/28/2012 1:48:15 PM |
| loot-prescription3 | $40.00 | 11/29/2012 5:58:15 AM |
| bazaar-tulip | $25.00 | 11/29/2012 10:53:49 AM |
| franzzua | $25.00 | 11/30/2012 6:47:35 AM |
| dunox | $75.00 | 11/30/2012 4:15:05 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:09:48 PM |
| ToloUSN | $50.00 | 12/2/2012 8:52:00 AM |
| proud-p2p848 | $50.00 | 12/2/2012 11:31:31 AM |
| listing-flower2 | $100.00 | 12/3/2012 1:53:02 PM |
| dime-smasher5 | $25.00 | 12/4/2012 12:51:42 PM |
| VBAces | $100.00 | 12/4/2012 4:01:09 PM |
| qsolo | $25.00 | 12/4/2012 4:56:54 PM |
| PaulW | $40.00 | 12/5/2012 5:22:50 AM |
| unforgettable-return6 | $25.00 | 12/5/2012 9:25:51 AM |
| subtle-leverage4 | $25.00 | 12/5/2012 2:52:21 PM |
| a_andy | $25.00 | 12/5/2012 3:38:47 PM |
| flugbone | $50.00 | 12/6/2012 9:51:55 AM |
| AsianDragon | $35.00 | 12/6/2012 4:56:41 PM |
| Plutis | $25.00 | 12/6/2012 5:32:14 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:13 AM |
| commerce-web5 | $25.00 | 12/7/2012 10:18:33 AM |
| helpinghand63 | $25.00 | 12/7/2012 10:20:02 AM |
| soular21804 | $25.00 | 12/7/2012 10:37:58 AM |
| marketplace-hut9 | $100.00 | 12/7/2012 10:45:54 AM |
| Frankieb21 | $25.00 | 12/7/2012 10:47:38 AM |
| organic-responsibility530 | $25.00 | 12/7/2012 10:48:13 AM |
| Doodlemeyer | $50.00 | 12/7/2012 10:48:21 AM |
| sparkmeister | $25.00 | 12/7/2012 10:48:37 AM |
| inspiring-kindness062 | $25.00 | 12/7/2012 10:48:40 AM |
| favorable-fund3 | $25.00 | 12/7/2012 10:49:55 AM |
| GetItRight | $25.00 | 12/7/2012 10:52:03 AM |
| fortytwo | $100.00 | 12/7/2012 10:52:27 AM |
| rhyno92 | $50.00 | 12/7/2012 10:53:22 AM |
| enticing-note | $25.00 | 12/7/2012 10:54:46 AM |
| aasx1108 | $25.00 | 12/7/2012 10:32:00 AM |
| Cheburashka | $30.00 | 12/7/2012 10:32:39 AM |
| exchange-zone1 | $25.00 | 12/7/2012 10:39:55 AM |
| awwaww | $25.00 | 12/7/2012 10:22:26 AM |
| top-market-mechanic | $25.00 | 12/7/2012 10:26:40 AM |
| ready-bid9 | $50.00 | 12/7/2012 10:31:08 AM |
| epic-diversification242 | $25.00 | 12/7/2012 10:51:43 AM |
| elated-credit30 | $44.00 | 12/7/2012 10:52:46 AM |
| selfmademan | $25.00 | 12/7/2012 10:36:10 AM |
| bill-ladder2 | $25.00 | 12/7/2012 10:53:43 AM |
| Cash-Flow | $1,500.00 | 12/7/2012 10:36:58 AM |
| gold-commander0 | $25.00 | 12/7/2012 10:55:14 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:12 AM |
| larslfe | $25.00 | 12/7/2012 10:55:29 AM |
| worldly-income2 | $13.49 | 12/7/2012 10:56:34 AM |
| euro-speaker8 | $250.00 | 12/7/2012 10:40:03 AM |
| top-silver-american | $25.00 | 12/7/2012 10:42:48 AM |
| BeaufortBill | $25.00 | 12/7/2012 10:47:12 AM |
| LandE2BG | $25.00 | 12/7/2012 10:48:34 AM |
| bashar | $25.00 | 12/7/2012 10:55:56 AM |
| dough-souffle | $25.00 | 12/7/2012 10:56:21 AM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
675983
This series of Notes was issued and sold upon the funding of the borrower loan #79493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $289.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 9y 9m |
|
Amount delinquent:
| $1,935 |
Total credit lines:
| 50 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,330 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-finance-arboretum |
Borrower's state:
| Kansas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 69% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $12,399.00 | < 31 days late:
| 11
( 24% )
| 680-699
(Nov-2011)
740-759
(Jan-2010)
|
|
Principal balance:
| $265.33 |
31+ days late:
| 3
( 7% )
|
|
Total payments billed:
| 45 | | |
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| witty-openness | $25.00 | 12/3/2012 9:01:36 AM |
| LittleMingo | $30.00 | 12/3/2012 9:07:48 AM |
| successful-agreement7 | $100.00 | 12/3/2012 9:38:08 AM |
| TheSituation | $25.00 | 12/3/2012 9:04:04 AM |
| withering-flounder | $50.00 | 12/3/2012 9:01:10 AM |
| nonattender | $50.00 | 12/3/2012 9:02:45 AM |
| E-2 | $100.00 | 12/3/2012 9:24:44 AM |
| Bank42 | $25.00 | 12/3/2012 10:14:37 AM |
| fcrick | $50.00 | 12/3/2012 9:32:24 AM |
| top-goodhearted-liberty | $25.00 | 12/3/2012 9:31:14 AM |
| 84928429 | $25.00 | 12/3/2012 9:52:50 AM |
| return-point2 | $100.00 | 12/3/2012 10:20:46 AM |
| five-star-note | $25.00 | 12/3/2012 12:40:13 PM |
| Mikale360 | $25.00 | 12/3/2012 7:14:44 PM |
| berniemadeoff | $40.00 | 12/3/2012 7:19:22 PM |
| melodious-openness | $200.00 | 12/4/2012 3:13:26 AM |
| kenji4861 | $25.00 | 12/4/2012 10:25:20 AM |
| purposeful-durability8 | $100.00 | 12/4/2012 10:24:24 AM |
| Risk4Reward | $25.00 | 12/4/2012 11:35:50 AM |
| rich329 | $25.00 | 12/4/2012 1:53:16 PM |
| us957165 | $25.00 | 12/4/2012 5:50:55 PM |
| first-serene-credit | $225.00 | 12/5/2012 10:05:58 AM |
| Big_Z_Loans | $200.00 | 12/5/2012 6:55:20 AM |
| the-respectful-transaction | $25.00 | 12/5/2012 10:07:43 AM |
| LaGrangeLender | $33.00 | 12/5/2012 10:15:51 AM |
| money-baron-roth-IRA | $50.00 | 12/6/2012 10:51:11 AM |
| zipemdown | $25.00 | 12/6/2012 6:06:46 PM |
| halothane_logic | $75.00 | 12/7/2012 11:12:01 AM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:04 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:38 PM |
| listing-reformation8 | $25.00 | 12/7/2012 6:22:26 PM |
| intelligent-benefit657 | $50.00 | 12/9/2012 1:29:33 PM |
| nurak2 | $25.00 | 12/9/2012 5:44:09 PM |
| ironman84 | $25.00 | 12/10/2012 3:58:50 AM |
| mindful-deal289 | $25.00 | 12/10/2012 6:36:56 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:17:41 PM |
| deal-selector5 | $25.00 | 12/10/2012 4:30:26 PM |
| Numbat77 | $50.00 | 12/10/2012 11:04:57 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:10 AM |
| ethical-truth211 | $300.00 | 12/10/2012 3:47:57 PM |
| Ocean713 | $75.00 | 12/10/2012 6:54:00 PM |
| sillyb | $50.00 | 12/10/2012 8:36:51 PM |
| ferocious-exchange3 | $50.00 | 12/10/2012 9:42:12 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:05 AM |
| payment-gusto | $25.00 | 12/11/2012 4:42:17 PM |
| truth-companion | $25.00 | 12/11/2012 10:46:25 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:05 PM |
| Gandalf0001 | $50.00 | 12/11/2012 5:46:39 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:01:20 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:17:57 AM |
| Wrats6 | $25.00 | 12/12/2012 3:19:09 PM |
| cardminger | $25.00 | 12/12/2012 6:27:15 PM |
| oxnard | $50.00 | 12/13/2012 12:19:09 PM |
| IntrepidInvestment | $50.00 | 12/13/2012 6:06:55 PM |
| careful-vigilance4 | $25.00 | 12/13/2012 6:11:11 PM |
| moola-flag4 | $25.00 | 12/13/2012 6:31:06 PM |
| RebuildALife | $25.00 | 12/14/2012 9:10:41 AM |
| youngster50 | $25.00 | 12/14/2012 4:28:12 PM |
| subtle-bill727 | $25.00 | 12/14/2012 5:56:07 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:11 PM |
| kinder-credit-bear | $25.00 | 12/3/2012 9:07:32 AM |
| Sagamore | $40.00 | 12/3/2012 9:35:16 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:57:18 AM |
| trumpeter5 | $25.00 | 12/3/2012 10:04:18 AM |
| Kaj | $25.00 | 12/3/2012 10:04:26 AM |
| WalnutCreekguy | $50.00 | 12/3/2012 10:13:43 AM |
| vutah | $45.00 | 12/3/2012 11:55:08 AM |
| open-minded-p2p1 | $25.00 | 12/3/2012 6:25:58 PM |
| marwadi-62 | $34.00 | 12/4/2012 8:34:44 AM |
| brainy-return234 | $50.00 | 12/4/2012 9:10:15 AM |
| fund-dragster | $25.00 | 12/4/2012 3:57:51 AM |
| yield-lion2 | $50.00 | 12/4/2012 9:06:46 AM |
| chererat | $29.02 | 12/4/2012 8:00:00 AM |
| handy-justice | $25.00 | 12/4/2012 8:48:04 AM |
| AF-Chief | $25.00 | 12/4/2012 11:02:58 AM |
| Feyenoord | $30.00 | 12/4/2012 10:14:21 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:13 PM |
| money-baron-Roth401k | $25.00 | 12/4/2012 11:03:32 AM |
| janeybooboo | $25.25 | 12/5/2012 10:50:07 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:40 AM |
| treasure-hunter270 | $75.00 | 12/5/2012 4:33:55 PM |
| vigorous-market5 | $200.00 | 12/5/2012 11:15:31 AM |
| refined-hope3 | $25.00 | 12/5/2012 6:19:01 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:34 AM |
| Investor_DP | $100.00 | 12/6/2012 10:27:47 AM |
| jwesleym | $25.00 | 12/7/2012 9:13:17 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:38 AM |
| dominickf | $50.00 | 12/8/2012 2:08:40 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:37 PM |
| Ballybay | $200.00 | 12/9/2012 1:26:08 PM |
| Sixmil | $25.00 | 12/9/2012 1:56:24 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:32 PM |
| phenomenal-asset4 | $25.00 | 12/10/2012 7:20:33 AM |
| EL_Papin | $25.00 | 12/10/2012 10:10:32 AM |
| forthright-trade | $35.00 | 12/10/2012 11:25:58 AM |
| fulfilling-bazaar4 | $100.00 | 12/10/2012 6:20:33 PM |
| jhernand17 | $25.00 | 12/11/2012 8:22:32 AM |
| ochardlender | $25.00 | 12/11/2012 8:49:03 AM |
| Oak-Parker | $25.00 | 12/10/2012 8:56:22 PM |
| zxr | $25.00 | 12/11/2012 6:55:01 AM |
| green-safe-wampum | $50.00 | 12/11/2012 8:30:47 AM |
| moola-accelerator6 | $25.00 | 12/11/2012 10:32:17 AM |
| insrq | $28.00 | 12/11/2012 10:54:49 AM |
| Joyflyer | $50.00 | 12/11/2012 3:47:16 PM |
| first-silver-bridge | $25.00 | 12/11/2012 12:15:36 PM |
| Edakers | $25.00 | 12/11/2012 1:49:41 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:36:09 PM |
| RufusGreyhound | $25.00 | 12/11/2012 4:01:01 PM |
| maniac030 | $25.00 | 12/11/2012 5:42:10 PM |
| wwwUniversal | $25.00 | 12/11/2012 7:03:42 PM |
| little_lender1 | $100.00 | 12/12/2012 10:09:08 AM |
| djh47a | $50.00 | 12/12/2012 12:58:58 PM |
| Chasing_the_dime | $100.00 | 12/12/2012 12:53:26 PM |
| Anamorph | $25.00 | 12/12/2012 9:46:17 PM |
| Jack-Sparrow | $50.00 | 12/13/2012 8:24:41 AM |
| hero007 | $50.00 | 12/13/2012 9:03:12 AM |
| marwadi-62 | $200.00 | 12/13/2012 11:54:34 AM |
| a-trade-lion | $25.00 | 12/13/2012 5:17:14 PM |
| Vote4Conservatives | $25.00 | 12/13/2012 8:29:30 PM |
| 420limo | $50.00 | 12/13/2012 11:49:23 PM |
| bid-stockpiler1 | $213.90 | 12/13/2012 6:54:29 PM |
| miked8303 | $75.00 | 12/13/2012 6:28:45 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:43 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:13 AM |
| authoritative-platinum7 | $50.00 | 12/14/2012 10:23:19 AM |
| iamaloner | $50.00 | 12/14/2012 10:42:46 AM |
| durability-widget3 | $100.00 | 12/14/2012 9:47:44 AM |
| mkm | $25.00 | 12/14/2012 2:49:49 PM |
| natural-greenback6 | $25.00 | 12/14/2012 3:08:35 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:23 PM |
| bazaar-tulip | $436.83 | 12/14/2012 6:51:16 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
676081
This series of Notes was issued and sold upon the funding of the borrower loan #79501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,232.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 70 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $81 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 99 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skillful-payout8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 11/29/2012 12:54:26 AM |
| valiant-return584 | $50.00 | 11/23/2012 6:12:19 PM |
| return-point2 | $100.00 | 11/24/2012 7:02:53 AM |
| five-star-note | $25.00 | 11/25/2012 2:41:09 PM |
| WalnutCreekguy | $50.00 | 11/26/2012 7:00:54 PM |
| Kaj | $25.00 | 11/29/2012 6:30:08 PM |
| Mucman72 | $25.00 | 12/2/2012 7:32:45 PM |
| RoyFauntleroy | $50.00 | 12/4/2012 9:14:24 PM |
| toblerone | $25.00 | 12/5/2012 7:54:16 PM |
| Tscheddar | $25.00 | 12/6/2012 3:28:22 PM |
| authoritative-capital | $50.00 | 12/7/2012 8:38:08 AM |
| blaaah | $25.00 | 12/7/2012 9:36:55 AM |
| money-surge1 | $25.00 | 12/7/2012 9:37:43 AM |
| hard-working-loot | $50.00 | 12/7/2012 9:40:57 AM |
| monster4 | $50.00 | 12/7/2012 9:45:43 AM |
| statuesque-affluence058 | $25.00 | 12/7/2012 9:53:03 AM |
| debt-force | $25.00 | 12/7/2012 10:02:25 AM |
| red-power-pecan | $50.00 | 12/7/2012 10:13:12 AM |
| durability-solstice8 | $34.00 | 12/7/2012 10:15:43 AM |
| autumnae | $50.00 | 12/7/2012 10:15:51 AM |
| magnitude787 | $30.00 | 12/7/2012 10:21:35 AM |
| ferris2484 | $25.00 | 12/7/2012 9:42:40 AM |
| qwsd12 | $50.00 | 12/7/2012 10:26:55 AM |
| bonus-tent | $25.00 | 12/7/2012 9:50:44 AM |
| scrappy-leverage6 | $25.00 | 12/7/2012 9:51:39 AM |
| Dowanhill | $25.00 | 12/7/2012 10:34:25 AM |
| tolerant-responsibility051 | $2,500.00 | 12/7/2012 9:52:42 AM |
| the-dollar-topper | $150.00 | 12/7/2012 9:54:47 AM |
| perls | $100.00 | 12/7/2012 10:37:40 AM |
| PCGeekWI | $25.00 | 12/7/2012 10:37:43 AM |
| shiny-dollar9 | $25.00 | 12/7/2012 10:37:55 AM |
| 1randyp | $25.00 | 12/7/2012 9:56:29 AM |
| PsyberJake | $25.00 | 12/7/2012 9:58:08 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:42:55 AM |
| worth-web5 | $50.00 | 12/7/2012 10:04:42 AM |
| rate-mogul | $50.00 | 12/7/2012 10:05:21 AM |
| dunkard13 | $100.00 | 12/7/2012 10:09:56 AM |
| bid-czar8 | $100.00 | 12/7/2012 10:11:40 AM |
| mvalley | $25.00 | 12/7/2012 9:44:07 AM |
| sympathetic-coin6 | $100.00 | 12/7/2012 9:44:58 AM |
| daisuke | $25.00 | 12/7/2012 10:14:15 AM |
| Ironlock | $25.00 | 12/7/2012 10:48:44 AM |
| Bookophile | $50.00 | 12/7/2012 10:48:48 AM |
| CasaDeTomas | $50.00 | 12/7/2012 10:50:05 AM |
| velocity-solo | $25.00 | 12/7/2012 10:50:31 AM |
| jstefans | $25.00 | 12/7/2012 10:51:35 AM |
| commerce-web5 | $25.00 | 12/7/2012 10:18:33 AM |
| helpinghand63 | $25.00 | 12/7/2012 10:20:02 AM |
| p2p-czar3 | $25.00 | 12/7/2012 10:54:02 AM |
| studious-bonus7 | $100.00 | 12/7/2012 10:27:42 AM |
| rcflick | $25.00 | 12/7/2012 9:55:19 AM |
| enticing-note | $25.00 | 12/7/2012 10:54:46 AM |
| sgf | $25.00 | 12/7/2012 10:29:05 AM |
| prohelper | $25.00 | 12/7/2012 10:55:39 AM |
| compassion-expert | $25.00 | 12/7/2012 10:30:36 AM |
| HenryS | $30.00 | 12/7/2012 10:59:26 AM |
| MadHun | $200.00 | 12/7/2012 9:59:30 AM |
| compassionate-dime0 | $49.00 | 12/7/2012 10:03:37 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:09 AM |
| DadWarbucks | $25.00 | 12/7/2012 11:04:33 AM |
| keen-peace465 | $25.00 | 12/7/2012 10:08:38 AM |
| panda-lender | $25.00 | 12/7/2012 10:37:50 AM |
| transparency-boss439 | $25.00 | 12/7/2012 10:09:05 AM |
| productive-principal7 | $25.00 | 12/7/2012 10:39:58 AM |
| brilliant-market680 | $25.00 | 12/7/2012 10:12:23 AM |
| kind-magnificent-bid | $50.00 | 12/7/2012 10:14:09 AM |
| Raser | $30.00 | 12/7/2012 11:10:55 AM |
| imoutdoorsy | $25.00 | 12/7/2012 10:19:40 AM |
| currency-solo | $25.00 | 12/7/2012 10:19:54 AM |
| transaction-squirrel734 | $25.00 | 12/7/2012 11:24:06 AM |
| openness-surge0 | $25.00 | 12/7/2012 10:49:17 AM |
| SnE | $50.00 | 12/7/2012 10:51:02 AM |
| epic-diversification242 | $25.00 | 12/7/2012 10:51:43 AM |
| truth-companion | $25.00 | 12/7/2012 11:32:24 AM |
| contract-maracas | $25.00 | 12/7/2012 10:54:18 AM |
| nimble-revenue5 | $100.00 | 12/7/2012 10:54:22 AM |
| justice-economist | $25.00 | 12/7/2012 10:56:12 AM |
| authentic-liberty7 | $25.00 | 12/7/2012 11:40:35 AM |
| MakeItPour | $25.00 | 12/7/2012 10:39:22 AM |
| euro-speaker8 | $250.00 | 12/7/2012 10:40:02 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:01:48 PM |
| Palacios | $50.00 | 12/7/2012 11:10:51 AM |
| basis-mammal | $25.00 | 12/7/2012 11:12:03 AM |
| valiant-liberty4 | $25.00 | 12/7/2012 10:47:43 AM |
| cbllender | $25.00 | 12/7/2012 10:56:46 AM |
| rescue | $100.00 | 12/7/2012 11:23:32 AM |
| Mathon | $25.00 | 12/7/2012 10:58:53 AM |
| interstellar | $75.00 | 12/7/2012 11:36:10 AM |
| tolerant-truth2 | $25.00 | 12/7/2012 12:02:23 PM |
| rjleves | $25.00 | 12/7/2012 12:32:13 PM |
| finance-prescription | $100.00 | 12/7/2012 11:19:06 AM |
| haplender | $50.00 | 12/7/2012 11:33:27 AM |
| payment-silo | $25.00 | 12/7/2012 11:39:15 AM |
| Tango1235 | $25.00 | 12/7/2012 2:37:17 PM |
| villagers | $50.00 | 12/7/2012 2:07:19 PM |
| responsibility-butterfly | $50.00 | 11/26/2012 6:58:07 AM |
| cahjoon | $25.00 | 11/27/2012 11:28:46 AM |
| bazaar-tulip | $25.00 | 11/29/2012 5:30:50 PM |
| zipemdown | $25.00 | 12/6/2012 6:03:07 PM |
| income-buddy7 | $50.00 | 12/7/2012 9:34:15 AM |
| kindness-electron577 | $25.00 | 12/7/2012 9:35:51 AM |
| indomitable-dedication | $25.00 | 12/7/2012 9:53:45 AM |
| chief64 | $200.00 | 12/7/2012 9:54:37 AM |
| darknesscrown | $25.00 | 12/7/2012 9:59:40 AM |
| proper-exchange8 | $50.00 | 12/7/2012 10:06:23 AM |
| resolute-basis9 | $25.00 | 12/7/2012 9:34:38 AM |
| shiny-peso1 | $44.00 | 12/7/2012 9:35:36 AM |
| oldmora | $50.00 | 12/7/2012 10:20:57 AM |
| bluesky55 | $25.00 | 12/7/2012 9:45:49 AM |
| fund-washboard2 | $25.00 | 12/7/2012 9:52:01 AM |
| restless-currency | $40.00 | 12/7/2012 9:54:18 AM |
| wampum-optimization | $25.00 | 12/7/2012 10:41:33 AM |
| Zane314 | $50.00 | 12/7/2012 9:59:18 AM |
| VesuvianMan | $50.00 | 12/7/2012 10:03:39 AM |
| puppy880 | $25.00 | 12/7/2012 9:35:07 AM |
| supreme-treasure8 | $100.00 | 12/7/2012 10:07:35 AM |
| money-bauble | $100.00 | 12/7/2012 9:39:36 AM |
| rogue_monster | $50.00 | 12/7/2012 10:08:05 AM |
| Track-Layer | $100.00 | 12/7/2012 10:13:26 AM |
| deal-vibrato | $25.00 | 12/7/2012 10:47:59 AM |
| adventurer447 | $300.00 | 12/7/2012 10:48:54 AM |
| Vreet | $25.00 | 12/7/2012 10:16:51 AM |
| durability-ace9 | $25.00 | 12/7/2012 10:17:35 AM |
| durability-alien3 | $50.00 | 12/7/2012 10:51:12 AM |
| social-trumpet | $25.00 | 12/7/2012 9:50:03 AM |
| red-eloquent-rupee | $39.00 | 12/7/2012 10:20:00 AM |
| shmb6508 | $50.00 | 12/7/2012 9:51:14 AM |
| floret596 | $25.00 | 12/7/2012 10:21:09 AM |
| retire_young | $25.00 | 12/7/2012 9:51:53 AM |
| sjc224 | $25.00 | 12/7/2012 10:52:56 AM |
| handshake5 | $100.00 | 12/7/2012 9:54:04 AM |
| euro-mirth | $25.00 | 12/7/2012 9:54:49 AM |
| repayment-walnut2 | $25.00 | 12/7/2012 10:58:49 AM |
| transparency-sapling | $25.00 | 12/7/2012 10:00:15 AM |
| point-oyster5 | $25.00 | 12/7/2012 10:01:03 AM |
| fulfilling-bazaar4 | $100.00 | 12/7/2012 11:02:31 AM |
| influential-cash7 | $25.00 | 12/7/2012 10:34:23 AM |
| igloo268 | $25.00 | 12/7/2012 10:35:17 AM |
| financial-frenzy | $35.00 | 12/7/2012 10:04:45 AM |
| on_your_side | $25.00 | 12/7/2012 10:07:14 AM |
| arkayem | $50.00 | 12/7/2012 11:05:03 AM |
| bright-leverage2 | $25.00 | 12/7/2012 11:09:30 AM |
| income-rocker2 | $50.00 | 12/7/2012 10:13:50 AM |
| top-investment-american | $25.00 | 12/7/2012 11:10:44 AM |
| loyalty-sherpa | $25.00 | 12/7/2012 10:15:11 AM |
| tnakamura | $37.00 | 12/7/2012 11:21:00 AM |
| adaboy65 | $75.00 | 12/7/2012 11:21:27 AM |
| cathybiz | $25.00 | 12/7/2012 10:23:30 AM |
| blazing-capital2 | $250.00 | 12/7/2012 10:46:01 AM |
| Cronos | $36.00 | 12/7/2012 11:24:02 AM |
| Comoparklender | $25.00 | 12/7/2012 11:24:23 AM |
| EBITDA | $25.00 | 12/7/2012 10:31:43 AM |
| unrelenting-auction7 | $25.00 | 12/7/2012 10:31:56 AM |
| social-cocktail1 | $200.00 | 12/7/2012 10:32:09 AM |
| skuba | $50.00 | 12/7/2012 10:33:49 AM |
| extraordinary-interest1 | $50.00 | 12/7/2012 10:35:47 AM |
| a-social-nebula | $25.00 | 12/7/2012 11:33:14 AM |
| jo2y | $25.00 | 12/7/2012 10:54:10 AM |
| love-interest | $25.00 | 12/7/2012 11:37:30 AM |
| Beld | $50.00 | 12/7/2012 11:41:11 AM |
| enthralling-deal53 | $28.00 | 12/7/2012 10:40:16 AM |
| melodious-fairness | $50.00 | 12/7/2012 10:41:53 AM |
| Greenbak | $25.00 | 12/7/2012 12:25:57 PM |
| gallant-economy9 | $50.00 | 12/7/2012 11:13:04 AM |
| cp-family | $75.00 | 12/7/2012 10:46:32 AM |
| hope-wrangler1 | $50.00 | 12/7/2012 2:02:18 PM |
| BankofRon_IRA | $100.00 | 12/7/2012 11:34:36 AM |
| APSFunding | $25.00 | 12/7/2012 11:07:44 AM |
| 6moonbeams | $50.00 | 12/7/2012 11:10:19 AM |
| BofM | $25.00 | 12/7/2012 11:12:13 AM |
| compassionate-auction6 | $150.00 | 12/7/2012 11:15:01 AM |
| nex | $25.00 | 12/7/2012 11:15:32 AM |
| best-charming-leverage | $50.00 | 12/7/2012 11:23:44 AM |
| smoothmoniker | $25.00 | 12/7/2012 11:28:38 AM |
| Investor_DP | $100.00 | 12/7/2012 11:31:29 AM |
| pragmatic-auction8 | $25.00 | 12/7/2012 11:43:29 AM |
| generosity-leather858 | $25.00 | 12/7/2012 2:43:01 PM |
| _G_ | $25.00 | 12/7/2012 3:28:34 PM |
| Scrooge_McDuck2 | $100.00 | 12/7/2012 12:24:29 PM |
| Fortuno_per_commodo | $25.00 | 12/7/2012 12:27:18 PM |
| sympathetic-funds818 | $25.00 | 12/7/2012 3:56:38 PM |
| kulender | $100.00 | 12/7/2012 1:18:34 PM |
| 182 Investments
|
Borrower Payment Dependent Notes Series
676117
This series of Notes was issued and sold upon the funding of the borrower loan #79549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $73.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,500 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-minded-cash823 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate bills.
My financial situation:
I am a good candidate for this loan because I have the means to pay it back and my recent credit history backs that up
Monthly net income: $3000
Monthly expenses: $
Housing: $500
Insurance: $60
Car expenses: $0
Utilities: $35
Phone, cable, internet: $55
Food, entertainment: $200
Clothing, household expenses: $70
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gotjack-IRA | $25.02 | 12/8/2012 12:25:54 PM |
| valiant-return584 | $50.00 | 12/8/2012 1:22:56 PM |
| zipemdown | $25.00 | 12/8/2012 12:23:05 PM |
| Dubbs360 | $50.00 | 12/8/2012 12:31:53 PM |
| liberty-magnate | $25.00 | 12/9/2012 10:20:46 AM |
| scamps | $25.00 | 12/8/2012 10:39:09 PM |
| commerce-venture1 | $25.00 | 12/9/2012 2:35:27 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:45:56 PM |
| return-point2 | $100.00 | 12/10/2012 9:45:46 AM |
| WalnutCreekguy | $50.00 | 12/11/2012 9:22:33 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:32 AM |
| kalamari | $30.00 | 12/11/2012 1:04:01 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:29 PM |
| Interest2thePeople | $69.00 | 12/13/2012 12:07:48 PM |
| moneylender25 | $25.00 | 12/13/2012 5:14:55 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:28 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:31 PM |
| bonus-seahorse | $159.00 | 12/16/2012 1:06:59 PM |
| paradise-foothill | $50.00 | 12/16/2012 9:38:15 AM |
| pennybypenny | $50.00 | 12/16/2012 9:31:45 PM |
| dukeiyer | $25.00 | 12/17/2012 10:58:20 AM |
| LuvToLend | $25.00 | 12/17/2012 9:20:30 AM |
| Beachnutty | $25.00 | 12/17/2012 1:16:48 PM |
| mad-scientist418 | $25.00 | 12/17/2012 6:38:44 PM |
| Ocean713 | $75.00 | 12/18/2012 3:53:10 PM |
| supersarah61 | $25.00 | 12/18/2012 3:58:52 PM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:08:22 PM |
| hitsman | $50.00 | 12/18/2012 5:12:58 PM |
| thrilling-fund427 | $50.00 | 12/18/2012 5:15:32 PM |
| Mucman72 | $25.00 | 12/18/2012 4:20:07 PM |
| refined-return922 | $25.00 | 12/18/2012 4:32:40 PM |
| ethical-truth211 | $75.00 | 12/18/2012 5:19:15 PM |
| natural-affluence6 | $25.00 | 12/10/2012 5:03:30 PM |
| 113121 | $27.00 | 12/8/2012 12:03:20 PM |
| vivid-p2ploan1 | $25.00 | 12/8/2012 1:42:07 PM |
| octoberfresh | $25.00 | 12/8/2012 1:18:25 PM |
| five-star-note | $25.00 | 12/8/2012 2:27:47 PM |
| Craigopher | $25.00 | 12/9/2012 9:35:31 AM |
| BBsapphire-2-loan | $100.00 | 12/9/2012 9:54:13 AM |
| obduro_1 | $25.00 | 12/8/2012 2:09:42 PM |
| natural-worth9 | $75.00 | 12/8/2012 2:42:18 PM |
| finder61 | $25.00 | 12/8/2012 11:10:46 PM |
| simplelender80 | $100.00 | 12/9/2012 1:52:00 PM |
| affluence-tambourine | $25.00 | 12/9/2012 10:59:23 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:41 PM |
| bluebouyz | $25.00 | 12/11/2012 8:54:30 PM |
| cr8on | $30.00 | 12/12/2012 5:09:05 PM |
| CFOGO | $25.00 | 12/13/2012 5:01:59 AM |
| friendly-openness77 | $50.00 | 12/12/2012 7:29:04 PM |
| heerzaquestion | $25.00 | 12/13/2012 4:08:41 PM |
| helpful-fund7 | $35.00 | 12/13/2012 6:51:39 PM |
| availableloan | $25.00 | 12/15/2012 6:59:17 AM |
| tommymtg7 | $25.00 | 12/15/2012 2:07:59 PM |
| ethical-truth211 | $75.00 | 12/16/2012 6:54:56 AM |
| MCDXLIV | $25.00 | 12/15/2012 9:30:09 PM |
| profitable-fairness1 | $75.00 | 12/17/2012 6:16:11 AM |
| ChoiceInvestments | $25.00 | 12/17/2012 9:06:04 PM |
| loan-fate | $50.00 | 12/18/2012 5:03:17 PM |
| successful-agreement7 | $62.00 | 12/18/2012 5:23:26 PM |
| monster4 | $37.98 | 12/18/2012 5:26:45 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:47:15 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
676375
This series of Notes was issued and sold upon the funding of the borrower loan #79487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Nov-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $331.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 43y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,202 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-trajectory343 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NickelSteamroller | $25.00 | 11/25/2012 12:34:03 PM |
| formula842 | $25.00 | 11/25/2012 1:11:15 PM |
| open-minded-p2p1 | $25.00 | 11/25/2012 2:31:01 PM |
| transparency-position | $87.00 | 11/25/2012 3:18:19 PM |
| paxnj | $25.00 | 11/25/2012 6:03:32 PM |
| responsibility-butterfly | $50.00 | 11/25/2012 7:18:33 PM |
| wkeboarder21 | $50.00 | 11/26/2012 7:48:53 AM |
| principal-star | $25.00 | 11/26/2012 11:02:10 AM |
| WalnutCreekguy | $50.00 | 11/26/2012 7:01:24 PM |
| ideal-peace5 | $100.00 | 11/27/2012 9:53:32 AM |
| thrilling-point2 | $40.00 | 11/27/2012 10:00:10 AM |
| successful-agreement7 | $100.00 | 11/27/2012 10:21:35 AM |
| squadron820 | $35.00 | 11/27/2012 6:58:50 PM |
| __A1B2 | $27.00 | 11/29/2012 7:12:30 AM |
| loyalist1 | $150.00 | 11/29/2012 7:33:15 AM |
| green-loyalty-web | $25.00 | 11/29/2012 9:27:18 AM |
| kenji4861 | $25.00 | 11/29/2012 10:07:36 AM |
| Zorro_970 | $77.00 | 11/29/2012 10:50:03 AM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:26:32 PM |
| natural-worth9 | $50.00 | 11/30/2012 8:05:46 AM |
| jgar_O | $35.00 | 11/30/2012 11:37:34 AM |
| jetavana | $25.00 | 11/30/2012 12:30:54 PM |
| E-2 | $100.00 | 11/30/2012 4:14:35 PM |
| dunox | $75.00 | 11/30/2012 4:16:30 PM |
| careful-dinero21 | $25.00 | 12/1/2012 11:01:05 AM |
| ouyangers | $50.00 | 12/1/2012 4:30:43 AM |
| balance-force | $35.00 | 12/1/2012 1:27:23 PM |
| gold-sushi | $25.00 | 12/1/2012 1:54:41 PM |
| social-zebra | $30.00 | 12/3/2012 10:00:25 AM |
| careful-vigilance4 | $25.00 | 12/3/2012 5:50:53 PM |
| PFTLender | $25.00 | 12/4/2012 3:04:38 PM |
| Thunderswan | $100.00 | 12/4/2012 5:34:35 PM |
| LeReve | $458.00 | 12/4/2012 5:38:03 PM |
| mercuriant | $25.00 | 12/5/2012 9:50:26 AM |
| nickel_finder | $25.00 | 12/4/2012 10:24:25 PM |
| dough-bear | $25.00 | 12/5/2012 10:39:08 AM |
| enthusiastic-cash599 | $50.00 | 12/5/2012 10:52:49 AM |
| grf1945 | $40.00 | 12/5/2012 11:03:39 AM |
| platinum-scientist9 | $25.00 | 12/5/2012 2:52:22 PM |
| Cory79 | $25.00 | 12/5/2012 4:37:53 PM |
| prescription0 | $25.00 | 12/5/2012 10:40:55 AM |
| ktradtke | $25.00 | 12/5/2012 11:19:48 AM |
| commerce-viking1 | $34.00 | 12/5/2012 5:56:31 PM |
| value-showcase828 | $25.00 | 12/5/2012 6:11:38 PM |
| economy-producer | $25.00 | 12/5/2012 5:32:52 PM |
| 52digital | $75.00 | 12/5/2012 5:37:51 PM |
| elegant-hope578 | $50.00 | 12/5/2012 6:37:53 PM |
| return-statuette139 | $50.00 | 12/5/2012 6:08:04 PM |
| moola-buddy | $25.00 | 12/5/2012 5:52:09 PM |
| Archchancellor | $25.00 | 12/5/2012 11:39:48 PM |
| CheapDolo22 | $25.00 | 12/6/2012 9:04:52 AM |
| money-baron | $100.00 | 12/5/2012 7:26:46 PM |
| money-surge1 | $25.00 | 12/6/2012 9:23:58 AM |
| handshake5 | $54.00 | 12/6/2012 9:41:57 AM |
| invesor87 | $37.63 | 12/6/2012 7:44:47 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:25:38 AM |
| NewPairOfShoes | $25.00 | 12/6/2012 9:57:07 AM |
| versatile-dime442 | $900.00 | 12/6/2012 8:57:58 AM |
| Cai8899 | $25.00 | 12/6/2012 9:02:44 AM |
| dont-play-me | $70.00 | 12/6/2012 8:17:50 AM |
| duty-viola | $25.00 | 12/6/2012 9:18:49 AM |
| bill-magnolia5 | $25.00 | 12/6/2012 8:53:18 AM |
| dedicated-transaction796 | $25.00 | 12/6/2012 10:41:50 AM |
| principal-cooker2 | $50.00 | 12/6/2012 9:16:49 AM |
| FASTIZIO_P | $27.00 | 12/6/2012 10:00:22 AM |
| impressive-return173 | $47.00 | 12/6/2012 9:39:09 AM |
| micko | $25.00 | 12/6/2012 9:42:55 AM |
| dollardave | $50.00 | 12/6/2012 10:34:56 AM |
| silver-enlightenment0 | $25.00 | 12/6/2012 10:12:14 AM |
| jpac1066 | $25.00 | 12/6/2012 11:53:22 AM |
| love-interest | $25.00 | 12/6/2012 5:52:44 PM |
| LC3-commerce | $50.00 | 12/6/2012 7:03:04 PM |
| zipemdown | $25.00 | 12/6/2012 6:03:16 PM |
| dime-mandolin9 | $50.00 | 12/6/2012 5:37:33 PM |
| chicagobanker | $50.00 | 12/7/2012 5:42:41 AM |
| professional-vigilance9 | $100.00 | 12/6/2012 6:50:44 PM |
| LaGrangeLender | $25.00 | 12/7/2012 6:19:07 AM |
| Toby1montana | $50.00 | 12/7/2012 6:24:57 AM |
| sgt-schultz | $30.30 | 12/7/2012 8:00:45 AM |
| Suit | $25.00 | 12/7/2012 8:20:39 AM |
| floridass | $25.00 | 12/7/2012 5:47:00 AM |
| Bank42 | $25.00 | 12/7/2012 4:35:33 AM |
| Leshan | $50.00 | 12/7/2012 7:48:13 AM |
| progressive-economy261 | $184.02 | 12/7/2012 9:00:41 AM |
| payout-motivator0 | $25.00 | 11/25/2012 2:31:44 PM |
| skillful-asset5 | $30.00 | 11/25/2012 2:40:36 PM |
| Wrats6 | $25.00 | 11/25/2012 12:06:22 PM |
| BostonCapital | $100.00 | 11/25/2012 12:38:28 PM |
| chad-bro-chill | $25.00 | 11/25/2012 1:02:02 PM |
| octoberfresh | $25.00 | 11/25/2012 1:13:56 PM |
| kfrench | $25.00 | 11/26/2012 10:36:13 AM |
| return-point2 | $100.00 | 11/26/2012 5:45:39 PM |
| transaction-seahorse0 | $25.00 | 11/27/2012 10:47:00 AM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:02 AM |
| Mucman72 | $25.00 | 11/27/2012 8:17:42 PM |
| generous-deal6 | $25.00 | 11/27/2012 11:11:22 PM |
| Christophe | $25.00 | 11/28/2012 7:06:22 AM |
| LuvToLend | $25.00 | 11/28/2012 10:37:22 AM |
| Lender2895a | $100.00 | 11/29/2012 5:06:34 AM |
| 5000Petsetakia | $25.00 | 11/29/2012 6:54:43 AM |
| bright-idea11 | $25.00 | 11/29/2012 9:09:04 AM |
| fervent-repayment | $100.00 | 11/30/2012 5:07:00 AM |
| Elefunt | $25.00 | 11/30/2012 11:15:38 AM |
| Investor_DP | $200.00 | 11/30/2012 9:43:26 AM |
| point-oyster5 | $25.00 | 11/30/2012 10:15:13 AM |
| profit-powerplant | $25.00 | 11/30/2012 11:56:51 AM |
| Weaverville | $25.00 | 12/1/2012 9:21:22 AM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:37:54 PM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:20:07 PM |
| special-currency6 | $50.00 | 12/2/2012 5:48:23 PM |
| Bikram | $50.00 | 12/3/2012 10:35:09 AM |
| bazaar-tulip | $500.00 | 12/3/2012 6:38:50 PM |
| Digger85 | $100.00 | 12/4/2012 4:21:12 AM |
| preeminant-moola6 | $25.00 | 12/4/2012 10:12:11 AM |
| fantastic-wampum1 | $91.00 | 12/4/2012 10:20:40 AM |
| life-is-great | $25.00 | 12/4/2012 9:48:25 AM |
| trajectory8 | $25.00 | 12/4/2012 6:04:51 PM |
| auction-iris9 | $120.00 | 12/4/2012 6:11:33 PM |
| authoritative-platinum7 | $50.00 | 12/5/2012 10:49:16 AM |
| miamibeachloaner | $25.00 | 12/5/2012 11:01:51 AM |
| Wellman | $25.00 | 12/5/2012 10:47:42 AM |
| mouieman | $100.00 | 12/5/2012 3:57:47 PM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:27 PM |
| platinum-attraction | $25.00 | 12/5/2012 11:35:36 PM |
| fastmoney001 | $25.00 | 12/5/2012 6:19:23 PM |
| gain-chosen-one081 | $25.00 | 12/5/2012 6:52:55 PM |
| escharfer | $25.00 | 12/5/2012 6:21:37 PM |
| loyalty-circuitry | $50.00 | 12/5/2012 7:32:08 PM |
| thelovebug | $100.00 | 12/6/2012 9:10:01 AM |
| newest-inspiring-power | $25.00 | 12/6/2012 8:07:43 AM |
| kindness-jet6 | $25.00 | 12/6/2012 9:51:04 AM |
| economy-shrubbery6 | $25.00 | 12/6/2012 9:06:56 AM |
| 1randyp | $25.00 | 12/6/2012 10:12:56 AM |
| wise-deal-panda | $54.00 | 12/6/2012 9:04:12 AM |
| zone8 | $38.00 | 12/6/2012 9:49:10 AM |
| mikbos | $25.00 | 12/6/2012 9:44:54 AM |
| GreenMind | $25.00 | 12/6/2012 10:14:50 AM |
| vibraphone3 | $25.00 | 12/6/2012 10:46:52 AM |
| RufusGreyhound | $25.00 | 12/6/2012 12:58:01 PM |
| worth-aurora4 | $25.00 | 12/6/2012 5:54:41 PM |
| wwwUniversal | $25.00 | 12/6/2012 6:01:32 PM |
| Zion-CIF | $25.00 | 12/6/2012 3:23:16 PM |
| Nojukbong | $50.00 | 12/6/2012 4:10:33 PM |
| SimpleChoice | $25.00 | 12/6/2012 5:39:30 PM |
| speedy-peso1 | $39.00 | 12/6/2012 6:21:40 PM |
| subtle-bill727 | $25.00 | 12/6/2012 5:52:30 PM |
| Helenska11 | $100.00 | 12/6/2012 9:16:07 PM |
| best-commerce-leader | $25.00 | 12/7/2012 1:54:13 AM |
| tmdmf | $25.00 | 12/7/2012 8:59:50 AM |
| BusinessIntegrationGroup-BIG | $30.05 | 12/7/2012 5:10:17 AM |
| ethical-truth211 | $200.00 | 12/7/2012 7:07:52 AM |
| pierrelasvegas | $25.00 | 12/7/2012 4:09:13 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
676917
This series of Notes was issued and sold upon the funding of the borrower loan #79269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,189.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $292.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
13 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,552 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-wasp8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some debt
My financial situation:
I am a good candidate for this loan because...I have never been delinquent with my bills and I have only one credit rating that isn't very good, but I have sent a letter stating the errors in that file.
Monthly net income: $3,801.52
Monthly expenses: $ (includes insurance utilities, etc.)
Housing: $881.44
Insurance: $180
Car expenses: $60
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: Other expenses: $ 521
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $50.00 | 12/6/2012 10:29:39 AM |
| return-point2 | $100.00 | 12/6/2012 9:56:40 AM |
| octoberfresh | $25.00 | 12/6/2012 10:17:40 AM |
| CA-Lender | $25.00 | 12/6/2012 11:15:18 AM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:55 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:50 PM |
| Jasner | $25.00 | 12/6/2012 6:51:36 PM |
| WalnutCreekguy | $50.00 | 12/7/2012 10:02:48 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:28 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:52 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:37 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:21:18 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:38 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:44 AM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:46 AM |
| PFTLender | $25.00 | 12/17/2012 10:16:25 AM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:28 PM |
| careful-vigilance4 | $25.00 | 12/17/2012 5:32:47 PM |
| cognizant-benjamins5 | $25.00 | 12/18/2012 6:00:07 AM |
| Munnie | $50.00 | 12/19/2012 7:01:20 AM |
| floridass | $25.00 | 12/19/2012 9:37:33 AM |
| Lamaroni | $25.00 | 12/19/2012 9:49:02 AM |
| Toby1montana | $50.00 | 12/19/2012 10:09:38 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:22 AM |
| subtle-bill727 | $25.00 | 12/19/2012 5:16:55 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:48 PM |
| lovely-order7 | $25.00 | 12/19/2012 7:59:25 PM |
| E-2 | $43.00 | 12/19/2012 5:26:30 PM |
| ItsJustMe79 | $25.00 | 12/19/2012 5:28:15 PM |
| gain-chosen-one081 | $25.00 | 12/19/2012 6:02:49 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:10 PM |
| reinforced-gain7 | $400.00 | 12/20/2012 7:19:14 AM |
| help4u | $50.00 | 12/19/2012 6:59:47 PM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:53 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:27 PM |
| kenji4861 | $25.00 | 12/11/2012 9:36:07 AM |
| power-spartan5 | $25.00 | 12/12/2012 6:05:12 PM |
| balance-force | $28.00 | 12/12/2012 1:52:54 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:36 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:34 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:56 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:54 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:18 PM |
| miked8303 | $75.00 | 12/17/2012 5:53:32 PM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:05 AM |
| desertoasis | $25.00 | 12/18/2012 10:08:32 PM |
| korby524 | $25.00 | 12/19/2012 9:59:51 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:48 AM |
| mschoenf | $100.00 | 12/19/2012 9:12:58 AM |
| pennybypenny | $25.00 | 12/19/2012 9:27:57 AM |
| JGENERAL | $25.00 | 12/19/2012 9:47:52 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:42 PM |
| Index_Plus | $4,000.00 | 12/19/2012 6:00:17 PM |
| fervent-repayment | $43.00 | 12/19/2012 5:41:01 PM |
| Dr_No | $25.00 | 12/19/2012 7:09:27 PM |
| brightest-bonafide-deal | $25.00 | 12/20/2012 12:44:28 AM |
| Jocelyn | $25.00 | 12/19/2012 6:25:24 PM |
| ElPadrino0 | $25.00 | 12/19/2012 6:53:03 PM |
| ElPadrino0 | $50.00 | 12/19/2012 7:00:34 PM |
| repayment-liberator7 | $25.00 | 12/20/2012 4:34:22 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
677017
This series of Notes was issued and sold upon the funding of the borrower loan #79489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,993.75 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.24% |
Listing Start date:
| Nov-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $417.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,208 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| epic-p2p5 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2012)
660-679
(Nov-2011)
640-659
(Nov-2010)
640-659
(Oct-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Car Repairs/Medical Bill/Credit Crd
Purpose of loan:
This loan will be used to buy tires for my car and put a transmission in my spouse?s car. Also need to pay medical bills for my child who was sick this summer. Lastly, pay off the credit card used to pay funeral and travel expenses when my father passed away this spring.
My financial situation:
I am a good candidate for this loan because all of my bills are paid on time or ahead of time and I pay more than the minimum payment. My financial status is stable and just purchased a house that is $250 a month less than my rent payment was. Also, even though I changed jobs a few months ago, I was at my last job for over 12 years and plan to be at this one for longer than that.
Monthly net income: $4400.00
Monthly expenses: $3,610
Housing: $1,150
Insurance: $362
Car expenses: $250
Utilities: $155
Phone, cable, internet: $395
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $218
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adaptable-return21 | $50.00 | 11/26/2012 5:05:59 PM |
| kindness-fanatic | $25.00 | 11/26/2012 5:07:39 PM |
| fcrick | $50.00 | 11/26/2012 5:13:13 PM |
| commerce-venture1 | $25.00 | 11/26/2012 5:06:14 PM |
| yield-voyager8 | $25.00 | 11/26/2012 5:13:26 PM |
| valiant-return584 | $50.00 | 11/26/2012 5:21:05 PM |
| WalnutCreekguy | $50.00 | 11/26/2012 7:02:49 PM |
| toblerone | $25.00 | 11/26/2012 5:37:19 PM |
| return-point2 | $100.00 | 11/26/2012 5:46:13 PM |
| five-star-note | $25.00 | 11/26/2012 8:31:14 PM |
| responsibility-butterfly | $50.00 | 11/26/2012 6:07:31 PM |
| enthusiastic-balance5 | $100.00 | 11/26/2012 9:54:09 PM |
| LC3-commerce | $25.00 | 11/26/2012 6:10:02 PM |
| vigorous-market5 | $58.00 | 11/27/2012 10:00:36 AM |
| jmeasn | $30.00 | 11/27/2012 10:17:34 AM |
| auction-iris9 | $120.00 | 11/27/2012 10:57:23 AM |
| 1313mark1313 | $50.08 | 11/27/2012 10:59:57 AM |
| trumpeter5 | $25.00 | 11/27/2012 10:42:23 AM |
| LaGrangeLender | $60.00 | 11/27/2012 11:15:03 AM |
| frankdelraza | $25.00 | 11/27/2012 1:56:11 PM |
| thankful-nickel2 | $25.00 | 11/27/2012 7:46:29 PM |
| PLANECRASH | $25.00 | 11/28/2012 11:18:23 AM |
| purposeful-durability8 | $100.00 | 11/28/2012 11:35:43 AM |
| treasure-hunter270 | $75.00 | 11/28/2012 2:02:03 PM |
| DreisersFinancier | $50.00 | 11/29/2012 10:58:44 AM |
| suave-durability1 | $50.00 | 11/29/2012 6:31:50 PM |
| brightest-riveting-order | $25.00 | 11/30/2012 11:06:40 AM |
| moola-accelerator6 | $35.00 | 11/30/2012 9:30:42 AM |
| tnjohnso | $25.00 | 11/30/2012 11:35:17 AM |
| E-2 | $100.00 | 11/30/2012 4:14:22 PM |
| mad-scientist0 | $45.00 | 11/30/2012 4:48:01 PM |
| special-currency6 | $50.00 | 12/1/2012 8:29:03 AM |
| Anamorph | $25.00 | 11/30/2012 8:53:41 PM |
| sublime-liberty6 | $50.00 | 12/1/2012 3:57:11 AM |
| careful-dinero21 | $25.00 | 12/1/2012 11:01:13 AM |
| kain11286 | $50.00 | 12/1/2012 11:16:03 AM |
| chererat | $50.00 | 12/1/2012 11:57:53 AM |
| ptjg | $50.00 | 12/1/2012 1:13:59 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:24:39 PM |
| balance-force | $35.00 | 12/1/2012 1:27:43 PM |
| MangoHedge | $25.00 | 12/2/2012 8:55:00 AM |
| money-baron-roth-IRA | $50.00 | 12/1/2012 2:40:14 PM |
| jtc26 | $42.32 | 12/2/2012 8:08:18 AM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:27:54 PM |
| workorbe | $50.00 | 12/2/2012 7:06:10 PM |
| producer455 | $25.00 | 12/2/2012 9:27:16 PM |
| hope-wrangler1 | $50.00 | 12/3/2012 11:26:24 AM |
| Domgabriel | $25.00 | 12/4/2012 6:20:02 AM |
| broker048 | $25.00 | 12/3/2012 9:17:37 PM |
| voipguy88 | $50.00 | 12/4/2012 10:34:29 AM |
| market-prophesy0 | $25.00 | 12/4/2012 1:25:45 PM |
| Rearden_Steel | $25.00 | 12/5/2012 7:52:05 AM |
| Caine1974 | $100.00 | 12/5/2012 10:08:09 AM |
| escharfer | $25.00 | 12/5/2012 6:21:50 PM |
| Rob717171 | $75.00 | 12/5/2012 9:46:39 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:25:48 AM |
| money-bauble | $100.00 | 12/6/2012 11:03:36 AM |
| skro | $25.00 | 12/6/2012 10:08:46 AM |
| receptive-affluence035 | $25.00 | 12/7/2012 6:29:05 AM |
| managedfund | $1,333.00 | 12/7/2012 9:09:30 AM |
| Barrayaran | $35.00 | 12/7/2012 7:39:37 AM |
| bewitching-dollar5 | $100.00 | 12/7/2012 9:31:38 AM |
| mikrolown | $25.00 | 12/7/2012 10:05:50 AM |
| dukeiyer | $25.00 | 12/7/2012 11:29:08 AM |
| investmentgroup | $50.00 | 12/7/2012 11:43:02 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:22 AM |
| adaboy65 | $75.00 | 12/7/2012 11:21:39 AM |
| helynn | $25.00 | 12/7/2012 11:41:25 AM |
| Soulphoniks-Holdings | $32.85 | 12/7/2012 1:31:49 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:39 PM |
| _G_ | $25.00 | 12/7/2012 3:28:44 PM |
| LaBamba | $100.00 | 12/8/2012 5:05:33 AM |
| PFTLender | $25.00 | 12/8/2012 7:21:22 AM |
| NorthernFunds | $50.00 | 12/8/2012 9:52:55 AM |
| velocity-solo | $25.00 | 12/8/2012 12:52:02 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:39 PM |
| Toby1montana | $50.00 | 12/8/2012 1:32:13 PM |
| payout-bridge | $50.00 | 12/8/2012 2:46:36 PM |
| Munnie | $25.00 | 12/9/2012 6:38:43 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:27 PM |
| fuzed | $50.00 | 12/9/2012 2:37:19 PM |
| five-star-justice | $25.00 | 12/10/2012 9:10:44 AM |
| openness-surge0 | $25.00 | 12/10/2012 9:52:28 AM |
| yield-trader | $25.00 | 12/10/2012 10:03:29 AM |
| listing-escalator9 | $25.00 | 12/10/2012 10:08:10 AM |
| durability-mad-scientist4 | $100.00 | 12/10/2012 10:17:36 AM |
| strive2 | $25.00 | 12/10/2012 10:25:39 AM |
| productive-ore | $25.00 | 12/10/2012 9:44:50 AM |
| blue-competent-hope | $100.00 | 12/10/2012 9:49:21 AM |
| green-fund-sitar | $25.00 | 12/10/2012 9:54:22 AM |
| Jloaner | $85.00 | 12/10/2012 9:19:02 AM |
| power-lightning9 | $25.00 | 12/10/2012 11:24:22 AM |
| best-charming-leverage | $50.00 | 12/10/2012 10:04:17 AM |
| income-rocker2 | $50.00 | 12/10/2012 10:08:18 AM |
| interstellar | $75.00 | 12/10/2012 9:40:47 AM |
| jet341 | $100.00 | 12/10/2012 10:11:23 AM |
| durability-ace9 | $25.00 | 12/10/2012 10:25:03 AM |
| handshake5 | $100.00 | 12/10/2012 9:45:28 AM |
| wizard750 | $28.00 | 12/10/2012 10:26:31 AM |
| Dubbly | $25.00 | 12/10/2012 10:37:47 AM |
| bold-worth-wrangler | $25.00 | 12/10/2012 9:56:00 AM |
| economy-producer | $25.00 | 12/10/2012 10:00:12 AM |
| persevering | $25.00 | 12/10/2012 10:01:00 AM |
| dollardave | $50.00 | 12/10/2012 12:02:30 PM |
| cash-kin7 | $25.00 | 12/10/2012 10:09:40 AM |
| 792FICO | $25.00 | 12/10/2012 10:13:35 AM |
| restless-fund5 | $25.00 | 12/10/2012 10:23:36 AM |
| RotJ | $50.00 | 12/10/2012 12:06:30 PM |
| Hedge-Fund | $25.00 | 11/26/2012 5:56:44 PM |
| moneylender25 | $25.00 | 11/26/2012 5:06:53 PM |
| MoneyForNothing | $32.16 | 11/26/2012 5:07:13 PM |
| john0720 | $25.00 | 11/26/2012 5:13:29 PM |
| entertaining-rate9 | $25.00 | 11/26/2012 5:30:54 PM |
| Silver_Rupee | $25.00 | 11/26/2012 5:34:13 PM |
| 01a_MrsUSC | $25.00 | 11/26/2012 9:07:24 PM |
| LittleMingo | $25.00 | 11/27/2012 2:33:40 AM |
| peace-adventurer3 | $25.00 | 11/26/2012 7:28:38 PM |
| Slapshot | $25.00 | 11/26/2012 7:39:12 PM |
| brightest-organized-balance | $25.00 | 11/26/2012 8:10:24 PM |
| 01a_MrUSC_IRA | $50.00 | 11/26/2012 10:23:10 PM |
| Mikale360 | $25.00 | 11/26/2012 11:13:37 PM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 10:25:35 AM |
| thrilling-fund427 | $50.00 | 11/27/2012 10:06:36 AM |
| pierrelasvegas | $25.00 | 11/27/2012 10:34:32 AM |
| jmeasn | $30.00 | 11/27/2012 10:17:40 AM |
| successful-agreement7 | $100.00 | 11/27/2012 10:21:13 AM |
| dunox | $25.00 | 11/27/2012 11:18:07 AM |
| monster4 | $50.00 | 11/27/2012 11:01:30 AM |
| Forward-Looking | $25.00 | 11/27/2012 12:08:43 PM |
| Epiphanic | $25.00 | 11/28/2012 8:45:00 AM |
| amlu1988 | $25.00 | 11/27/2012 9:26:06 PM |
| Astyanax | $30.00 | 11/28/2012 12:01:04 AM |
| dunkard13 | $100.00 | 11/28/2012 9:27:00 AM |
| AF-Chief | $25.00 | 11/28/2012 9:54:25 AM |
| FinanceEngine | $60.00 | 11/28/2012 9:17:45 AM |
| bazaar-tulip | $25.00 | 11/29/2012 10:54:15 AM |
| halothane_logic | $26.00 | 11/29/2012 11:56:35 AM |
| travels536 | $25.00 | 11/29/2012 1:33:15 PM |
| refined-hope3 | $25.00 | 11/29/2012 5:20:13 PM |
| Kaj | $25.00 | 11/29/2012 6:30:40 PM |
| thesage | $50.00 | 11/30/2012 7:51:02 AM |
| enticing-capital6 | $33.00 | 11/30/2012 10:49:35 AM |
| leodaguy | $100.00 | 11/30/2012 12:16:48 PM |
| On-an-Escapade | $25.00 | 11/30/2012 12:00:50 PM |
| first-serene-credit | $25.00 | 11/30/2012 1:36:47 PM |
| kulender | $100.00 | 11/30/2012 6:10:10 PM |
| oxnard | $25.00 | 12/1/2012 8:09:43 AM |
| affluence-hickory | $25.00 | 12/1/2012 8:35:07 AM |
| Weaverville | $25.00 | 12/1/2012 9:21:37 AM |
| C2Banking | $37.01 | 12/1/2012 9:54:25 AM |
| listing-bada-bing | $50.00 | 12/1/2012 9:21:39 AM |
| Tscheddar | $25.00 | 12/1/2012 12:57:58 PM |
| HammerSmith | $25.00 | 12/1/2012 1:12:32 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:35 PM |
| tolerant-dinero2 | $25.00 | 12/2/2012 1:57:06 PM |
| gauss02 | $25.00 | 12/3/2012 4:06:14 PM |
| dignified-finance | $25.00 | 12/3/2012 6:31:34 PM |
| life-is-great | $25.00 | 12/4/2012 9:48:52 AM |
| compounding21 | $25.00 | 12/4/2012 9:40:32 AM |
| ChrisTJ | $25.00 | 12/4/2012 10:22:52 AM |
| cvlender | $25.00 | 12/4/2012 10:34:36 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:42:38 PM |
| Suenhos_de_Lucre | $25.00 | 12/5/2012 7:16:10 AM |
| beeper2 | $25.00 | 12/5/2012 10:03:58 AM |
| schoolchamp | $25.00 | 12/6/2012 10:05:13 AM |
| lamsabuy | $200.00 | 12/6/2012 9:31:31 AM |
| miked8303 | $75.00 | 12/6/2012 11:30:45 AM |
| ingenious-currency8 | $25.00 | 12/6/2012 4:23:18 PM |
| zipemdown | $25.00 | 12/6/2012 6:04:08 PM |
| grammaspurse | $25.00 | 12/6/2012 9:21:33 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:09 AM |
| dime-advantage4 | $25.00 | 12/7/2012 8:49:43 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:20:35 AM |
| jkeller4000 | $100.00 | 12/7/2012 10:42:11 AM |
| vegibenz | $25.00 | 12/7/2012 10:53:58 AM |
| TomDalonajay | $25.00 | 12/7/2012 10:37:04 AM |
| BankofRon_IRA | $100.00 | 12/7/2012 11:34:36 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:01:52 PM |
| tommymtg7 | $25.00 | 12/7/2012 5:21:40 PM |
| villagers | $50.00 | 12/7/2012 2:07:22 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:19 PM |
| RB_Double-A_Bravo | $39.33 | 12/8/2012 5:51:00 AM |
| point-oyster5 | $25.00 | 12/7/2012 7:01:04 PM |
| vutah | $45.00 | 12/8/2012 2:13:27 AM |
| psteveo | $25.00 | 12/8/2012 6:11:15 AM |
| BluElephant | $50.00 | 12/8/2012 1:29:16 PM |
| value-caravan | $25.00 | 12/9/2012 11:59:31 AM |
| Wrats6 | $25.00 | 12/9/2012 12:00:26 PM |
| deal-wasp0 | $25.00 | 12/8/2012 5:54:16 PM |
| a-resplendent-commitment | $25.00 | 12/9/2012 7:22:57 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:08 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:09 PM |
| bkwest01 | $50.00 | 12/10/2012 7:22:41 AM |
| Latinun | $25.00 | 12/10/2012 9:25:24 AM |
| burrben | $50.00 | 12/10/2012 6:17:44 AM |
| shmb6508 | $50.00 | 12/10/2012 9:41:45 AM |
| new-intuitive-dime | $25.00 | 12/10/2012 9:42:29 AM |
| on_your_side | $25.00 | 12/10/2012 9:46:59 AM |
| capital-investor8 | $25.00 | 12/10/2012 9:17:43 AM |
| Beld | $50.00 | 12/10/2012 9:58:59 AM |
| bold-sunny-generosity | $25.00 | 12/10/2012 9:17:57 AM |
| drk222003 | $25.00 | 12/10/2012 10:00:16 AM |
| bonFire8 | $28.00 | 12/10/2012 10:01:38 AM |
| peace-fixer8 | $25.00 | 12/10/2012 10:02:37 AM |
| new-sharp-leverage | $25.00 | 12/10/2012 10:09:53 AM |
| return-pioneer221 | $200.00 | 12/10/2012 10:11:04 AM |
| duty-flow23 | $25.00 | 12/10/2012 9:40:00 AM |
| traice | $25.00 | 12/10/2012 10:16:56 AM |
| jstefans | $25.00 | 12/10/2012 9:44:02 AM |
| sgf | $25.00 | 12/10/2012 10:26:18 AM |
| love-interest | $25.00 | 12/10/2012 9:47:02 AM |
| TheHillsAreAlive | $25.00 | 12/10/2012 9:50:47 AM |
| tough-rate662 | $25.00 | 12/10/2012 10:59:59 AM |
| jo2y | $25.00 | 12/10/2012 9:59:01 AM |
| Palacios | $50.00 | 12/10/2012 11:23:10 AM |
| djindepth | $50.00 | 12/10/2012 10:04:43 AM |
| HenryS | $30.00 | 12/10/2012 9:30:32 AM |
| P2P_Investor | $937.00 | 12/10/2012 9:39:16 AM |
| nimble-revenue5 | $100.00 | 12/10/2012 10:07:50 AM |
| heavenly-bazaar3 | $27.00 | 12/10/2012 10:21:10 AM |
| Shockem923 | $25.00 | 12/10/2012 4:00:41 PM |
| mistertao | $25.00 | 12/10/2012 9:50:31 AM |
| suk200 | $25.00 | 12/10/2012 9:54:25 AM |
| repayment-walnut2 | $25.00 | 12/10/2012 10:41:03 AM |
| 1randyp | $25.00 | 12/10/2012 10:43:46 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:50:56 AM |
| melodious-fairness | $50.00 | 12/10/2012 10:07:46 AM |
| DreDub | $25.00 | 12/10/2012 12:16:09 PM |
| moola-wildebeest3 | $50.00 | 12/10/2012 10:22:20 AM |
| sqdrew | $25.00 | 12/10/2012 3:38:25 PM |
| FootoftheMountain | $25.00 | 12/10/2012 3:54:48 PM |
| helping-out | $400.00 | 12/10/2012 4:18:22 PM |
| gold-disk | $25.00 | 12/10/2012 1:21:51 PM |
| 233 Investments
|
Borrower Payment Dependent Notes Series
677195
This series of Notes was issued and sold upon the funding of the borrower loan #79643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,246 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Monique2004 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $5,004.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2900
Monthly expenses: $
Housing: $709
Insurance: $95
Car expenses: $85
Utilities: $123
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $850
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GCInvestments | $25.00 | 12/19/2012 9:27:48 AM |
| nickel-ferret | $25.00 | 12/19/2012 9:50:39 AM |
| HoosierDaddie | $50.00 | 12/19/2012 9:42:25 AM |
| green-trade-dolphin2 | $27.72 | 12/19/2012 9:02:45 AM |
| money-hercules4 | $100.00 | 12/19/2012 9:33:56 AM |
| phenomenal-rate1 | $500.00 | 12/19/2012 9:41:28 AM |
| radiant-dollar9 | $200.00 | 12/19/2012 9:52:25 AM |
| Nco | $150.00 | 12/19/2012 9:39:01 AM |
| bill-tent1 | $50.00 | 12/19/2012 9:48:33 AM |
| bazaar-tulip | $25.00 | 12/19/2012 9:15:15 AM |
| alpha-lending | $25.00 | 12/19/2012 9:37:12 AM |
| affluence-microscope2 | $200.00 | 12/19/2012 9:40:11 AM |
| djmikmik | $25.00 | 12/19/2012 9:34:22 AM |
| valiant-return584 | $50.00 | 12/19/2012 9:42:59 AM |
| secureincome | $555.00 | 12/19/2012 9:44:48 AM |
| special-dinero553 | $25.00 | 12/19/2012 9:50:13 AM |
| shamonn_p2p | $48.00 | 12/19/2012 9:51:48 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
677385
This series of Notes was issued and sold upon the funding of the borrower loan #79206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $351.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 20y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,947 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-synapse9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: loan consolidation
This loan will be used to...consolidate all of my credit card into one payment.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000.00
Monthly expenses:600
Housing: $My husband pays for Mortgage
Insurance: $$200.00 every 6 months
Car expenses: $none
Utilities: $300.00100.00
Phone, cable, internet: $$125.oo
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $50.00 | 12/7/2012 5:02:48 PM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:00 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:39 PM |
| bowdish1 | $25.00 | 12/7/2012 6:21:05 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:17 PM |
| a-finance-nirvana | $25.00 | 12/8/2012 12:54:59 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:45:54 PM |
| listing-flower2 | $100.00 | 12/9/2012 8:58:17 PM |
| gravbox | $25.00 | 12/10/2012 10:27:27 AM |
| skillful-asset5 | $30.00 | 12/10/2012 6:29:13 PM |
| phenomenal-rate1 | $500.00 | 12/11/2012 5:20:27 PM |
| windguy | $50.00 | 12/11/2012 5:55:46 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:45:45 PM |
| ideal-peace5 | $100.00 | 12/13/2012 12:10:13 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:29:58 PM |
| kind-euro-mirth | $50.00 | 12/13/2012 12:08:46 PM |
| dominickf | $50.00 | 12/13/2012 6:04:18 PM |
| Harry | $75.00 | 12/13/2012 6:06:50 PM |
| rmachi | $25.00 | 12/14/2012 9:12:10 AM |
| hero007 | $50.00 | 12/14/2012 9:47:45 AM |
| brainy-credit1 | $50.00 | 12/14/2012 8:47:00 AM |
| appcoder | $45.00 | 12/14/2012 12:48:42 PM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:42 AM |
| BobRand | $50.00 | 12/15/2012 6:21:01 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:39 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:02 AM |
| PCity-LOA15 | $30.00 | 12/15/2012 12:42:08 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:14 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:37 PM |
| acropiloterau2002 | $25.00 | 12/15/2012 1:10:13 PM |
| dariop | $25.01 | 12/15/2012 1:18:50 PM |
| CaptainBL | $25.00 | 12/15/2012 1:24:04 PM |
| dough-dreams8 | $500.00 | 12/16/2012 6:40:59 AM |
| crippledcircus | $50.00 | 12/16/2012 7:58:00 AM |
| dsnybnd | $25.00 | 12/16/2012 11:03:35 AM |
| micro-lender0 | $50.00 | 12/16/2012 2:56:20 PM |
| dunkard13 | $98.00 | 12/16/2012 12:37:01 PM |
| escandalo | $44.22 | 12/16/2012 12:54:10 PM |
| bnl42 | $37.50 | 12/16/2012 10:58:01 AM |
| note-aspen6 | $25.00 | 12/17/2012 7:48:23 AM |
| hitsman | $50.00 | 12/16/2012 12:03:22 PM |
| unequivocal-economy0 | $25.00 | 12/16/2012 10:07:41 PM |
| peaceful-greenback719 | $50.00 | 12/17/2012 3:09:41 AM |
| LuckyMacFunding | $25.00 | 12/17/2012 5:54:39 AM |
| mr_haldane | $25.00 | 12/16/2012 1:30:47 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:09 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:23 AM |
| a-finance-director | $50.00 | 12/16/2012 8:03:57 PM |
| investorguy3000 | $25.00 | 12/16/2012 8:05:29 PM |
| sunny-dough9 | $200.00 | 12/16/2012 9:11:03 PM |
| Brisket_Bob | $25.00 | 12/16/2012 9:49:23 PM |
| kegs | $200.00 | 12/17/2012 1:39:52 PM |
| AllanBK | $25.00 | 12/17/2012 6:19:44 AM |
| dynrep | $40.00 | 12/17/2012 9:47:13 AM |
| dukeiyer | $25.00 | 12/17/2012 11:06:59 AM |
| chac | $150.00 | 12/17/2012 12:28:03 PM |
| Money_Working | $25.00 | 12/17/2012 1:14:52 PM |
| ericgassercom | $25.00 | 12/17/2012 5:59:01 PM |
| fulfilling-bazaar4 | $100.00 | 12/17/2012 6:09:12 PM |
| kingryan | $250.00 | 12/17/2012 5:22:48 PM |
| abundant-power | $25.00 | 12/18/2012 9:13:04 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:18 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:25:23 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:54 AM |
| frooogal | $25.00 | 12/17/2012 9:32:25 PM |
| One_Lolo | $50.00 | 12/18/2012 12:35:53 AM |
| RevREB | $25.00 | 12/17/2012 6:39:57 PM |
| A-Win-Win | $33.56 | 12/18/2012 7:01:31 AM |
| ethical-truth211 | $50.00 | 12/18/2012 11:04:14 AM |
| wise-deal-panda | $100.00 | 12/18/2012 6:10:57 PM |
| cutter21 | $25.00 | 12/18/2012 5:05:05 PM |
| Lubava | $26.90 | 12/18/2012 7:25:47 PM |
| geechee | $25.00 | 12/18/2012 2:26:03 PM |
| mammalian4 | $25.00 | 12/18/2012 2:38:26 PM |
| rootcanaler | $60.00 | 12/18/2012 3:22:06 PM |
| fairness-musician3 | $25.00 | 12/18/2012 6:03:31 PM |
| ItsJustMe79 | $25.00 | 12/18/2012 6:31:14 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:18 PM |
| pound-mushroom3 | $25.00 | 12/18/2012 7:12:00 PM |
| 907 | $25.00 | 12/18/2012 7:49:26 PM |
| Future-Await21 | $25.00 | 12/19/2012 12:36:00 AM |
| ResQDoc | $25.00 | 12/19/2012 4:10:06 AM |
| wdworld | $30.00 | 12/19/2012 6:12:21 AM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:12 AM |
| kind-soulful-worth1 | $50.00 | 12/19/2012 8:16:00 AM |
| Crie | $34.90 | 12/19/2012 8:52:29 AM |
| money-hercules4 | $100.00 | 12/7/2012 5:03:54 PM |
| Nco | $100.00 | 12/7/2012 5:37:49 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:39:28 PM |
| Ready2Loan | $30.00 | 12/7/2012 7:41:15 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 5:56:57 PM |
| toblerone | $25.00 | 12/7/2012 6:28:08 PM |
| kevin314 | $25.00 | 12/8/2012 1:07:16 PM |
| brilliant-balance | $50.00 | 12/8/2012 2:20:49 PM |
| simplelender80 | $112.00 | 12/9/2012 1:42:12 PM |
| WonderPup | $25.00 | 12/10/2012 8:47:38 AM |
| supersam | $50.00 | 12/10/2012 10:19:23 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:36:00 PM |
| Edakers | $25.00 | 12/11/2012 1:50:02 PM |
| Plutis | $25.00 | 12/11/2012 6:09:57 PM |
| Tscheddar | $25.00 | 12/12/2012 5:56:58 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:07 PM |
| special-dinero553 | $25.00 | 12/13/2012 12:24:51 PM |
| wetlands | $37.00 | 12/13/2012 12:27:01 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:00 PM |
| riskreward | $250.00 | 12/13/2012 12:32:59 PM |
| BostonCapital | $100.00 | 12/13/2012 5:29:53 PM |
| qsolo | $25.00 | 12/13/2012 5:05:10 PM |
| Avicell | $25.00 | 12/13/2012 6:21:41 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:26 PM |
| enriching-trade2 | $46.00 | 12/14/2012 9:39:32 AM |
| franzzua | $25.00 | 12/14/2012 5:50:35 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:20 PM |
| syracuserei | $100.00 | 12/15/2012 10:43:42 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:01 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:27 AM |
| dime-mandolin9 | $50.00 | 12/15/2012 11:05:53 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:52 AM |
| Mommo | $50.00 | 12/15/2012 10:45:33 AM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:09:18 AM |
| mikrolown | $25.00 | 12/15/2012 1:01:54 PM |
| shur | $50.00 | 12/15/2012 12:28:11 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:00 AM |
| P2P4me | $400.00 | 12/16/2012 6:12:53 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:14 AM |
| chato2345 | $25.00 | 12/16/2012 11:35:50 AM |
| loyalty-cupcake6 | $32.88 | 12/16/2012 12:02:00 PM |
| magnetic-duty4 | $25.00 | 12/16/2012 2:27:53 PM |
| AM2008 | $25.00 | 12/16/2012 3:26:02 PM |
| principal-cooker2 | $50.00 | 12/16/2012 12:16:34 PM |
| evilkats | $50.00 | 12/16/2012 5:48:59 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:44 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:24 PM |
| availableloan | $25.00 | 12/16/2012 12:54:12 PM |
| tranquil-economy4 | $50.00 | 12/17/2012 12:41:46 AM |
| supersarah61 | $25.00 | 12/16/2012 1:51:43 PM |
| InvestForWealth | $28.16 | 12/17/2012 8:06:36 AM |
| social-zebra | $30.00 | 12/16/2012 3:11:33 PM |
| agreement-welder | $25.00 | 12/16/2012 8:03:46 PM |
| Reefwalker | $25.00 | 12/16/2012 11:53:23 PM |
| awesome-generosity4 | $25.00 | 12/17/2012 5:37:18 AM |
| historic-value2 | $25.00 | 12/16/2012 1:27:03 PM |
| entertaining-greenback2 | $34.59 | 12/17/2012 6:15:53 AM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:25:20 AM |
| Leshan | $50.00 | 12/17/2012 7:36:45 AM |
| intuitive-credit284 | $25.00 | 12/16/2012 5:07:41 PM |
| a-currency-magnate | $25.00 | 12/16/2012 8:04:04 PM |
| a-restless-dollar | $35.00 | 12/16/2012 10:28:20 PM |
| compatible-deal9 | $25.00 | 12/17/2012 12:43:41 PM |
| dc4vlad | $70.85 | 12/17/2012 2:57:09 AM |
| dough-hammock | $25.00 | 12/17/2012 2:00:59 PM |
| payment-halo | $40.00 | 12/17/2012 9:47:00 AM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:42 PM |
| drb4ever | $25.00 | 12/17/2012 6:48:34 AM |
| terrific-peace8 | $35.92 | 12/17/2012 7:11:56 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:24 PM |
| BabyCollegeFund | $25.75 | 12/17/2012 8:06:56 AM |
| wwwUniversal | $25.00 | 12/17/2012 10:10:19 AM |
| steady-silver6 | $30.00 | 12/17/2012 5:07:40 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:53 PM |
| wmealhouse | $56.76 | 12/17/2012 2:55:20 PM |
| Sniper312 | $25.00 | 12/18/2012 3:03:11 AM |
| compassion-neutron | $50.00 | 12/18/2012 6:27:58 AM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:06:43 PM |
| lagnisiruk | $25.00 | 12/17/2012 5:31:28 PM |
| westsidecougars | $25.00 | 12/18/2012 9:49:48 AM |
| pleasant-listing712 | $25.00 | 12/18/2012 10:52:41 AM |
| PFTLender | $25.00 | 12/18/2012 9:31:46 AM |
| Nich | $30.00 | 12/17/2012 10:39:02 PM |
| ethical-truth211 | $150.00 | 12/18/2012 11:04:01 AM |
| Jalebi | $25.00 | 12/18/2012 9:33:27 AM |
| FORESTCITYCAPITAL | $25.00 | 12/18/2012 4:34:43 PM |
| beer-gardener | $25.00 | 12/18/2012 10:22:56 AM |
| green-lovely-finance | $25.00 | 12/18/2012 6:09:47 PM |
| contract-amigo7 | $25.00 | 12/19/2012 7:10:55 AM |
| walkinsky | $150.00 | 12/18/2012 6:26:32 PM |
| coin-popcorn | $30.00 | 12/19/2012 8:22:30 AM |
| investmentgeek | $25.00 | 12/18/2012 7:47:05 PM |
| Munnie | $50.00 | 12/19/2012 7:01:26 AM |
| saffron483 | $25.00 | 12/18/2012 9:52:06 PM |
| 180 Investments
|
Borrower Payment Dependent Notes Series
678329
This series of Notes was issued and sold upon the funding of the borrower loan #79537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,488.03 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.25% |
Listing Start date:
| Nov-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,064 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-heaven814 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... debt consolidation
My financial situation:
I am a good candidate for this loan because...i have a stable income
Monthly net income: $3676
Monthly expenses: $
Housing: $1204
Insurance: $168
Car expenses: $511
Utilities: $200
Phone, cable, internet: $98
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| octoberfresh | $25.00 | 11/28/2012 5:53:56 PM |
| finder61 | $25.00 | 11/28/2012 6:27:14 PM |
| nevee | $25.00 | 11/29/2012 10:06:02 AM |
| kind-lovely-marketplace | $50.00 | 11/29/2012 10:48:46 AM |
| Risk4Reward | $25.00 | 11/29/2012 3:41:33 PM |
| dudebrah | $25.00 | 11/29/2012 9:22:58 PM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:27:08 PM |
| LuvToLend | $25.00 | 11/29/2012 6:28:25 PM |
| DevinHill_IRA | $25.00 | 11/30/2012 11:27:05 AM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:24 PM |
| Fossum | $25.00 | 12/1/2012 2:49:16 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:10 PM |
| TumbleWeed88 | $25.00 | 12/2/2012 12:40:19 PM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:21:01 PM |
| daekpon | $50.00 | 12/2/2012 11:26:23 PM |
| credit-pudding855 | $50.00 | 12/3/2012 3:02:55 PM |
| penny-socrates5 | $100.00 | 12/4/2012 12:24:27 PM |
| progress-credit | $25.00 | 12/4/2012 9:25:39 PM |
| let_me_retire | $45.00 | 12/5/2012 1:57:12 AM |
| transformer855 | $25.00 | 12/6/2012 1:18:17 PM |
| Tscheddar | $25.00 | 12/6/2012 5:06:23 PM |
| zipemdown | $25.00 | 12/6/2012 6:04:54 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:10:14 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:03 PM |
| back-scratchers | $55.00 | 12/8/2012 2:05:01 PM |
| simplelender80 | $75.00 | 12/9/2012 2:00:20 PM |
| CincyTex | $25.00 | 12/10/2012 12:42:26 PM |
| wise-charming-reward | $300.00 | 12/10/2012 7:00:14 PM |
| Nipper99 | $100.00 | 12/10/2012 7:07:25 PM |
| boogienation | $25.00 | 12/10/2012 7:39:20 PM |
| bold-joyful-coin9 | $25.00 | 12/11/2012 9:40:56 AM |
| Bob450 | $25.00 | 12/11/2012 10:23:21 AM |
| truth-companion | $25.00 | 12/11/2012 10:45:40 AM |
| Edakers | $25.00 | 12/11/2012 1:49:27 PM |
| ethical-truth211 | $100.00 | 12/11/2012 2:24:03 PM |
| cr8on | $30.00 | 12/11/2012 5:08:50 PM |
| Christus_Victor | $25.00 | 12/11/2012 10:30:47 PM |
| authoritative-capital | $25.00 | 12/11/2012 8:49:02 PM |
| the-hope-workhorse | $25.00 | 12/11/2012 6:39:57 PM |
| sosleep | $25.00 | 12/12/2012 7:49:45 AM |
| djh47a | $50.00 | 12/12/2012 12:58:51 PM |
| benefit-javelin | $50.00 | 12/12/2012 12:12:34 PM |
| entertaining-dollar298 | $25.00 | 11/28/2012 6:29:23 PM |
| aquariano2 | $25.00 | 11/28/2012 5:30:16 PM |
| MeggieStardust | $25.00 | 11/28/2012 5:28:23 PM |
| asset-professor | $35.00 | 11/28/2012 5:40:46 PM |
| payment-halo | $25.00 | 11/28/2012 8:05:20 PM |
| restless-dime | $100.00 | 11/28/2012 6:29:24 PM |
| inspiring-kindness062 | $25.00 | 11/28/2012 7:10:57 PM |
| green-loyalty-web | $25.00 | 11/29/2012 9:27:49 AM |
| foothillender | $25.00 | 11/29/2012 6:30:39 AM |
| natural-worth9 | $25.00 | 11/29/2012 8:13:37 AM |
| thrilling-point2 | $40.00 | 11/29/2012 10:35:31 AM |
| transaction-seahorse0 | $25.00 | 11/29/2012 11:06:56 AM |
| corndog4000 | $50.00 | 11/30/2012 12:40:32 AM |
| first-credit-meridian | $25.00 | 11/30/2012 1:03:48 PM |
| Weaverville | $25.00 | 12/1/2012 9:21:44 AM |
| mindful-generosity1 | $50.00 | 12/1/2012 1:15:35 PM |
| deal-galleon | $25.00 | 12/1/2012 1:29:08 PM |
| Star_Witness | $25.00 | 12/1/2012 1:32:20 PM |
| Sweaty-Butt-Crack | $25.00 | 12/1/2012 5:25:20 PM |
| industrious-p2ploan393 | $100.00 | 12/1/2012 8:45:01 PM |
| CreditBuilder2 | $25.03 | 12/3/2012 11:29:44 AM |
| responsible-worth113 | $30.00 | 12/3/2012 3:07:41 PM |
| PFTLender | $25.00 | 12/4/2012 3:05:28 PM |
| Christophe | $25.00 | 12/4/2012 7:08:00 PM |
| Eric_Gagne | $25.00 | 12/6/2012 7:42:37 AM |
| greencat | $50.00 | 12/6/2012 7:46:53 AM |
| gain-chosen-one081 | $25.00 | 12/6/2012 9:15:12 AM |
| nourishing-interest0 | $25.00 | 12/6/2012 5:51:18 PM |
| prudent-loot | $25.00 | 12/6/2012 10:35:18 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:43 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:48 AM |
| john0720 | $25.00 | 12/7/2012 6:59:17 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:47 PM |
| icydog | $25.00 | 12/8/2012 8:47:43 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:41 AM |
| wildanne | $50.00 | 12/10/2012 9:43:05 AM |
| mhotchan | $100.00 | 12/10/2012 10:27:06 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:00 AM |
| heartpounding-note972 | $25.00 | 12/11/2012 9:55:11 AM |
| zorg77 | $100.00 | 12/11/2012 6:35:56 PM |
| docdekay | $50.00 | 12/12/2012 9:24:42 AM |
| bonus-seahorse | $25.00 | 12/12/2012 11:39:52 AM |
| tolerant-leverage2 | $25.00 | 12/12/2012 1:05:37 PM |
| balance-force | $28.00 | 12/12/2012 1:52:11 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
678339
This series of Notes was issued and sold upon the funding of the borrower loan #79047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fantastic-loot956 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/5/2012 9:17:06 AM |
| lochinvar | $50.00 | 12/5/2012 10:00:27 AM |
| nonattender | $25.00 | 12/5/2012 9:50:42 AM |
| worthy-bid8 | $100.00 | 12/5/2012 10:11:51 AM |
| treasure-bliss | $50.00 | 12/5/2012 10:33:41 AM |
| Rogelio48 | $25.00 | 12/6/2012 7:34:12 AM |
| Tscheddar | $25.00 | 12/6/2012 3:29:05 PM |
| britches318 | $250.00 | 12/7/2012 9:12:19 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:20 PM |
| ethical-truth211 | $100.00 | 12/10/2012 10:48:46 AM |
| diplomatic-wealth7 | $25.00 | 12/10/2012 10:05:47 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:49 PM |
| mlj0671 | $25.00 | 12/10/2012 9:14:52 PM |
| MakingMoneyBlogNet | $46.76 | 12/11/2012 9:25:47 AM |
| diversification-infusion1 | $25.00 | 12/11/2012 12:51:47 PM |
| compatible-return120 | $25.00 | 12/11/2012 1:15:40 PM |
| jbloans | $25.00 | 12/11/2012 5:18:01 PM |
| brainy-wampum9 | $400.00 | 12/12/2012 5:42:35 AM |
| sincere-agreement9 | $25.00 | 12/12/2012 10:11:44 AM |
| bob450-roth | $25.00 | 12/12/2012 10:45:38 AM |
| the-hope-workhorse | $25.00 | 12/12/2012 12:24:48 PM |
| exponential-fairness2 | $25.00 | 12/12/2012 8:10:52 PM |
| newest-sturdy-yield | $25.00 | 12/14/2012 8:16:29 AM |
| PurdueMarine | $28.24 | 12/14/2012 8:28:58 PM |
| belief-integrity | $500.00 | 12/14/2012 7:48:33 PM |
| Rockymtnhi | $100.00 | 12/5/2012 10:49:42 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:35 PM |
| rate-advocator7 | $250.00 | 12/5/2012 9:24:53 AM |
| foothillender | $25.00 | 12/5/2012 10:29:01 AM |
| beachfunder | $200.00 | 12/5/2012 11:21:50 AM |
| appetizing-loyalty354 | $25.00 | 12/5/2012 6:28:41 PM |
| let_me_retire | $80.00 | 12/5/2012 8:37:32 PM |
| RGlad | $100.00 | 12/6/2012 1:52:41 AM |
| bid-ace937 | $50.00 | 12/10/2012 10:02:31 AM |
| ethical-truth211 | $100.00 | 12/10/2012 10:48:57 AM |
| open-minded-p2p1 | $25.00 | 12/10/2012 10:27:42 AM |
| Sweaty-Butt-Crack | $35.00 | 12/10/2012 6:32:42 PM |
| 850 | $50.00 | 12/10/2012 11:12:54 PM |
| boogienation | $25.00 | 12/10/2012 6:59:53 PM |
| kingbob | $25.00 | 12/11/2012 6:56:04 AM |
| n2fitns | $25.00 | 12/10/2012 11:34:44 PM |
| KB-IRA | $100.00 | 12/11/2012 7:20:34 AM |
| cash-turbine1 | $25.00 | 12/11/2012 8:54:12 AM |
| LuvToLend | $25.00 | 12/11/2012 10:27:11 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:09 AM |
| helpful-deal1 | $25.00 | 12/11/2012 4:03:23 PM |
| sensational-dollar1 | $100.00 | 12/11/2012 4:20:22 PM |
| euro-mastery | $60.00 | 12/11/2012 7:20:15 PM |
| ibano | $25.00 | 12/11/2012 8:49:45 PM |
| Bank_of_the_Galaxy | $25.00 | 12/12/2012 11:10:36 AM |
| djh47a | $50.00 | 12/12/2012 12:59:04 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:06:08 PM |
| SecondChanceLendingSERV | $25.00 | 12/13/2012 8:42:03 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:16 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
678709
This series of Notes was issued and sold upon the funding of the borrower loan #79574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,967.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $535.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,451 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| awesome-return131 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate higher interest debt into one payment.
My financial situation:
I am a good candidate for this loan because I was raised with a work ethic and I've always been prompt at paying on loans and credit bills. My credit debt is something I'm not proud of and I'm tired of spinning my wheels with some of the high interest rates. I pay extra monthly but it's slow going and I'm looking to combine these into one payment that has a date certain when I will be done paying.
I also think that Prosper should allow you to list more of an employment history to show a little more about about an applicant. For example, I have been with my current employer since May of 2012 and that's all that shows in my profile. Before that I was employed by the same company for 18 years and was finally caught in downsizing in March 2012. I am definitely not the only that has been in this situation and I feel it is important to point this out as it applies to my character.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/3/2012 5:28:24 PM |
| wetlands | $200.00 | 12/3/2012 5:44:45 PM |
| windguy | $50.00 | 12/3/2012 5:53:15 PM |
| genuine-asset240 | $25.00 | 12/3/2012 6:47:28 PM |
| nevee | $25.00 | 12/4/2012 5:35:51 PM |
| dunkard13 | $100.00 | 12/5/2012 6:00:33 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:18 PM |
| octoberfresh | $25.00 | 12/6/2012 6:53:49 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:39 AM |
| Arvicco | $400.00 | 12/7/2012 9:31:02 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:56 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:50 PM |
| astute-benjamins | $25.00 | 12/9/2012 5:07:33 PM |
| tornado351 | $25.00 | 12/10/2012 3:26:29 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:45 AM |
| Senechal | $25.00 | 12/11/2012 4:47:43 AM |
| UT-Longhorn | $50.00 | 12/11/2012 9:50:47 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:43 PM |
| kalamari | $30.00 | 12/11/2012 1:03:30 PM |
| riskreward | $250.00 | 12/11/2012 5:54:01 PM |
| MonopolyDred | $25.00 | 12/12/2012 10:03:19 AM |
| Faithful-Steward12 | $30.00 | 12/12/2012 1:08:32 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:17 PM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:13 AM |
| Castellan | $50.00 | 12/13/2012 10:51:51 AM |
| Avicell | $25.00 | 12/13/2012 6:21:15 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:16 AM |
| sprinter | $50.00 | 12/14/2012 10:07:28 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:28 AM |
| deal-financier5 | $25.00 | 12/14/2012 7:57:00 AM |
| huloo | $50.00 | 12/14/2012 10:22:07 AM |
| kulender | $100.00 | 12/15/2012 9:23:55 AM |
| Investoman | $25.00 | 12/15/2012 12:17:41 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:55 AM |
| american6 | $50.00 | 12/15/2012 1:03:11 PM |
| Interloper | $25.00 | 12/16/2012 9:20:10 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:04 AM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:30 PM |
| ASLIBD | $25.00 | 12/16/2012 12:34:08 PM |
| allo | $25.00 | 12/16/2012 12:36:06 PM |
| BDL-Roth | $31.00 | 12/16/2012 12:57:25 PM |
| dollars4debts | $25.00 | 12/16/2012 3:02:25 PM |
| important-gold5 | $25.00 | 12/16/2012 12:26:34 PM |
| thezfunk | $25.00 | 12/16/2012 12:51:09 PM |
| bb575 | $50.00 | 12/17/2012 5:18:22 AM |
| shadargroup | $25.00 | 12/16/2012 10:10:32 AM |
| ore-genius2 | $200.00 | 12/17/2012 7:16:44 AM |
| lalock | $25.00 | 12/17/2012 7:38:02 AM |
| california111 | $25.00 | 12/16/2012 3:01:35 PM |
| DadWarbucks | $25.00 | 12/16/2012 1:26:17 PM |
| SecularLoans | $25.00 | 12/17/2012 10:08:04 AM |
| chandler66 | $25.00 | 12/17/2012 7:56:29 AM |
| principal-trombone | $50.00 | 12/17/2012 9:08:11 AM |
| jdrez | $25.00 | 12/17/2012 12:08:44 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:38 AM |
| first-rate-mongoose | $25.00 | 12/17/2012 3:47:49 PM |
| marketplace-cello5 | $25.00 | 12/17/2012 9:54:45 AM |
| maldok1 | $25.00 | 12/17/2012 9:02:55 AM |
| krisran | $50.00 | 12/17/2012 10:19:18 AM |
| asset-conqueror6 | $25.00 | 12/17/2012 9:16:48 AM |
| kid8549 | $100.00 | 12/17/2012 9:26:45 AM |
| toocautious | $100.00 | 12/17/2012 1:42:54 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:00 PM |
| chief64 | $200.00 | 12/17/2012 9:55:35 AM |
| MadHun | $200.00 | 12/17/2012 10:00:14 AM |
| funds-captain4 | $28.00 | 12/17/2012 10:07:12 AM |
| FigTree | $25.00 | 12/17/2012 10:09:21 AM |
| sildoc | $25.00 | 12/17/2012 1:55:15 PM |
| fuzed | $50.00 | 12/17/2012 2:49:23 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:07 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:03:57 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:38 PM |
| natural-worth9 | $25.00 | 12/3/2012 7:45:11 PM |
| loot-prescription3 | $25.00 | 12/5/2012 5:19:51 PM |
| franzzua | $25.00 | 12/5/2012 6:03:22 PM |
| yield-voyager8 | $25.00 | 12/5/2012 6:49:27 PM |
| duty-awakening3 | $25.00 | 12/5/2012 9:16:01 PM |
| indomitable-coin | $25.00 | 12/6/2012 10:22:56 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:34 PM |
| Oakland | $50.00 | 12/7/2012 6:52:20 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:27 PM |
| sri59 | $100.00 | 12/8/2012 2:15:25 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:39 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:14 AM |
| dunox | $75.00 | 12/11/2012 5:26:59 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:12 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:20 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:10 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:42 AM |
| compoundinterest | $25.00 | 12/12/2012 9:10:33 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:13 AM |
| balance-force | $28.00 | 12/12/2012 1:52:35 PM |
| djh47a | $25.00 | 12/12/2012 1:14:34 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:35 PM |
| trail5 | $25.00 | 12/13/2012 12:06:33 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:23 PM |
| elasermd | $100.00 | 12/13/2012 6:27:26 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:53 PM |
| anacent | $25.00 | 12/13/2012 10:26:27 PM |
| green-dollar-buffalo | $50.00 | 12/14/2012 2:05:40 PM |
| TravisMcGee | $25.00 | 12/14/2012 5:27:54 PM |
| privatebankerva | $25.00 | 12/15/2012 9:22:04 AM |
| BobRand | $50.00 | 12/15/2012 6:20:56 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:21 AM |
| Schuld66 | $25.00 | 12/15/2012 12:11:40 PM |
| Proactive-Financial-Lending | $25.00 | 12/15/2012 1:00:16 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:54 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:10 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:12 PM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:04 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:51 PM |
| orange-responsive-leverage | $98.00 | 12/16/2012 12:24:52 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:37 PM |
| Dave0 | $25.00 | 12/16/2012 12:03:59 PM |
| ND1998 | $50.00 | 12/16/2012 3:19:40 PM |
| rewards | $25.00 | 12/17/2012 9:08:52 AM |
| shawndw | $25.00 | 12/17/2012 9:15:10 AM |
| Tradesmanlender | $25.00 | 12/17/2012 9:17:59 AM |
| tylerfd | $50.00 | 12/17/2012 9:22:13 AM |
| sqdrew | $25.00 | 12/16/2012 12:57:57 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:08 AM |
| LeReve | $78.00 | 12/17/2012 9:52:01 AM |
| Munnie | $25.00 | 12/16/2012 7:45:46 PM |
| djindepth | $50.00 | 12/17/2012 9:15:03 AM |
| new-smart-deal | $50.00 | 12/17/2012 9:33:59 AM |
| durability-genetics7 | $25.00 | 12/17/2012 2:02:19 PM |
| urbny | $50.00 | 12/17/2012 6:25:10 AM |
| BicyclePostLendingDivision | $26.00 | 12/17/2012 9:49:46 AM |
| fascinating-pound9 | $25.00 | 12/17/2012 3:45:34 PM |
| silver-saber | $125.00 | 12/17/2012 9:58:10 AM |
| Woodworker57 | $25.00 | 12/17/2012 10:09:44 AM |
| Mark090 | $50.00 | 12/17/2012 10:20:17 AM |
| rupee-artisan | $25.00 | 12/17/2012 10:23:04 AM |
| pooksat | $25.00 | 12/17/2012 9:20:39 AM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:01 AM |
| transparency-game-changer0 | $32.00 | 12/17/2012 9:33:43 AM |
| capital-web7 | $25.00 | 12/17/2012 1:06:17 PM |
| opportunity85 | $25.00 | 12/17/2012 9:42:22 AM |
| pennybypenny | $25.00 | 12/17/2012 9:44:03 AM |
| pwkpwk | $25.00 | 12/17/2012 1:35:41 PM |
| commerce-web5 | $25.00 | 12/17/2012 9:47:58 AM |
| gallant-economy9 | $50.00 | 12/17/2012 10:10:56 AM |
| triguy | $750.00 | 12/17/2012 3:19:26 PM |
| revmax | $25.00 | 12/17/2012 10:37:00 AM |
| kegs | $200.00 | 12/17/2012 1:39:35 PM |
| Index_Plus | $6,100.00 | 12/17/2012 3:13:41 PM |
| credit-socrates648 | $1,000.00 | 12/17/2012 3:20:13 PM |
| reinforced-gain7 | $500.00 | 12/17/2012 3:20:51 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
678777
This series of Notes was issued and sold upon the funding of the borrower loan #79559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Nov-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-08-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $324.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,759 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rikbear |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my two credit cards, and provide repairs to home, car, etc.
My financial situation:
I am a good candidate for this loan because I have a fixed income from my USN pension (net $1465 p/mo.) and full disability from the VA ($ 3023 net p/mo). Figure shown as income is total pension added to disability with 28% added to reflect taxes; provides a relative gross income amount. I am currently a student at Strayer University working on my Masters of Business Administration. This is paid using my VA 9/11 GI Bill. It includes a monthly stipend of $1161 for the full months of study (prorated for periods between classes). I have been going to Strayer since 2010. I completed my BS with a GPA of 4.0, and am nearly half way through my masters program with a 3.97 GPA. I pay all my bills on time, and just want to get rid of the credit card debt (NFCU Visa and PayPay Master Card).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 11/29/2012 9:04:53 AM |
| Zolton | $300.00 | 11/28/2012 5:22:13 PM |
| red-duty-carrier | $25.00 | 11/28/2012 5:29:34 PM |
| CreditBuilder2 | $50.01 | 11/28/2012 8:13:19 PM |
| loot-prescription3 | $40.00 | 11/29/2012 5:59:35 AM |
| nickel-ferret | $25.00 | 11/29/2012 10:57:10 AM |
| wetlands | $200.00 | 11/29/2012 10:59:12 AM |
| windguy | $50.00 | 11/29/2012 11:08:03 AM |
| proud-p2p848 | $50.00 | 12/2/2012 11:31:37 AM |
| power-lightning9 | $100.00 | 12/2/2012 2:21:23 PM |
| shaps | $50.00 | 12/3/2012 5:48:45 PM |
| dunkard13 | $100.00 | 12/3/2012 5:56:33 PM |
| Mommo | $50.00 | 12/3/2012 5:11:51 PM |
| dunox | $75.00 | 12/3/2012 5:24:07 PM |
| riskreward | $250.00 | 12/3/2012 5:51:58 PM |
| Arvicco | $400.00 | 12/3/2012 5:55:43 PM |
| funds-rotation1 | $25.00 | 12/4/2012 7:22:05 AM |
| life-is-great | $25.00 | 12/4/2012 9:49:15 AM |
| knowledgeable-listing597 | $25.00 | 12/4/2012 10:38:19 AM |
| supersarah61 | $25.00 | 12/4/2012 1:34:08 PM |
| indomitable-coin | $25.00 | 12/4/2012 10:44:48 AM |
| ideal-peace5 | $100.00 | 12/4/2012 5:17:50 PM |
| Win_With_P2P | $50.00 | 12/4/2012 5:10:44 PM |
| HoosierDaddie | $300.00 | 12/4/2012 5:18:36 PM |
| Syzygy | $25.00 | 12/4/2012 6:18:02 PM |
| FormulaTroll | $44.75 | 12/5/2012 9:40:34 AM |
| compoundinterest | $25.00 | 12/5/2012 9:54:54 AM |
| caliguian | $25.00 | 12/5/2012 10:01:53 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:23 AM |
| P2P4me | $300.00 | 12/5/2012 10:00:56 AM |
| abundanceforever | $52.50 | 12/5/2012 10:46:35 AM |
| compassion-twister2 | $50.00 | 12/5/2012 10:48:13 AM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:41 PM |
| commerce-gargantuan2 | $25.00 | 12/5/2012 10:54:07 AM |
| Queueball1 | $25.00 | 12/5/2012 5:55:02 PM |
| trying2survive2 | $25.00 | 12/5/2012 5:40:15 PM |
| ahansen | $25.00 | 12/5/2012 5:54:51 PM |
| compassionate-payment218 | $25.00 | 12/5/2012 6:32:25 PM |
| thestartuplender | $40.00 | 12/5/2012 6:35:43 PM |
| hl8428 | $25.00 | 12/5/2012 7:37:25 PM |
| SamyFromRI | $25.00 | 12/5/2012 7:03:34 PM |
| commerce-broker3 | $150.00 | 12/5/2012 10:32:39 PM |
| debtfree_lender_777 | $25.00 | 12/6/2012 10:02:21 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:43 AM |
| Ocean713 | $75.00 | 12/6/2012 12:25:42 PM |
| refined-auction31 | $50.00 | 12/6/2012 12:30:56 PM |
| tender-integrity3 | $33.00 | 12/6/2012 10:42:25 AM |
| the-magnetic-transaction | $79.00 | 12/6/2012 5:23:26 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 6:08:20 AM |
| fireboss | $25.00 | 12/7/2012 6:56:22 AM |
| jmb_lending | $50.00 | 12/7/2012 9:23:51 AM |
| shrewd-dedication2 | $40.00 | 12/7/2012 4:53:31 AM |
| Investoman | $25.00 | 12/7/2012 9:01:09 AM |
| mrsasman | $31.00 | 12/7/2012 9:42:59 AM |
| fairness-palm | $34.00 | 12/7/2012 9:58:35 AM |
| jthowell77 | $50.00 | 12/7/2012 10:01:49 AM |
| Thunderswan | $100.00 | 12/7/2012 9:27:41 AM |
| ErsatzMike | $25.00 | 12/7/2012 9:12:38 AM |
| fantastic-bazaar2 | $50.00 | 12/7/2012 9:17:25 AM |
| marketplace-gatherer60 | $25.00 | 12/7/2012 9:17:42 AM |
| friendinmoney | $25.00 | 12/7/2012 9:21:29 AM |
| dayahn | $25.00 | 12/7/2012 9:45:35 AM |
| lostontheedge | $25.00 | 12/7/2012 10:14:36 AM |
| Frankieb21 | $25.00 | 12/7/2012 10:47:39 AM |
| first-credit-meridian | $50.00 | 12/7/2012 10:33:22 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:15 AM |
| _G_ | $25.00 | 12/7/2012 3:29:15 PM |
| dignified-finance | $50.00 | 12/7/2012 5:31:12 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:02 PM |
| circuitfive | $25.00 | 12/7/2012 6:07:23 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:53:54 PM |
| transparency-sequoia6 | $100.00 | 12/7/2012 5:46:35 PM |
| auction-iris9 | $120.00 | 12/7/2012 6:17:45 PM |
| capital-web7 | $50.00 | 12/7/2012 8:51:59 PM |
| sunny-benefit0 | $25.00 | 12/7/2012 6:49:05 PM |
| Rulea72 | $25.00 | 12/8/2012 7:28:39 AM |
| ericsb | $44.53 | 12/8/2012 6:51:37 AM |
| nimble-integrity658 | $25.00 | 12/8/2012 7:18:37 AM |
| contract-amigo7 | $25.00 | 12/8/2012 8:59:22 AM |
| Aceangel | $50.00 | 12/8/2012 1:30:38 AM |
| Hesty | $50.00 | 12/8/2012 10:02:25 AM |
| velocityasaurus-rex4 | $73.00 | 12/8/2012 12:53:24 PM |
| bazaar-neptune2 | $25.00 | 12/8/2012 8:04:53 AM |
| ikaika1 | $25.00 | 12/8/2012 12:07:03 PM |
| ethical-truth211 | $200.00 | 12/8/2012 8:12:59 AM |
| keichi03 | $25.00 | 12/8/2012 8:40:07 AM |
| Aeroman32 | $25.00 | 12/8/2012 11:33:26 AM |
| compatible-deal9 | $25.00 | 12/8/2012 12:10:07 PM |
| sgt-schultz | $25.91 | 12/8/2012 1:09:21 PM |
| thrifty-transaction578 | $25.00 | 12/8/2012 1:17:47 PM |
| Harry | $25.00 | 11/28/2012 5:28:18 PM |
| superb-funds335 | $25.00 | 11/28/2012 5:35:29 PM |
| compassion-twister2 | $50.00 | 11/29/2012 11:25:46 AM |
| persist_in_doing | $25.00 | 11/29/2012 6:52:16 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:32:06 PM |
| franzzua | $25.00 | 11/30/2012 6:48:24 AM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:20 PM |
| prudent-deal662 | $25.00 | 12/1/2012 1:49:41 PM |
| phenomenal-rate1 | $500.00 | 12/3/2012 5:14:42 PM |
| listing-flower2 | $100.00 | 12/3/2012 1:53:47 PM |
| uncl-sammy | $25.00 | 12/3/2012 5:08:29 PM |
| kind-euro-mirth | $50.00 | 12/3/2012 5:14:12 PM |
| repayment-pagoda8 | $100.00 | 12/3/2012 5:25:37 PM |
| commerce-artisan8 | $50.00 | 12/3/2012 5:37:26 PM |
| Fiimg | $50.00 | 12/3/2012 5:37:31 PM |
| prudent-dough458 | $25.00 | 12/3/2012 6:07:15 PM |
| deal-pal | $25.00 | 12/4/2012 7:29:34 AM |
| unrivaled-deal676 | $50.00 | 12/4/2012 9:50:13 AM |
| CaptainBL | $25.00 | 12/4/2012 11:13:39 AM |
| qsolo | $25.00 | 12/4/2012 4:57:16 PM |
| loan-mongoose1 | $25.00 | 12/4/2012 7:01:54 PM |
| Castellan | $50.00 | 12/4/2012 5:58:38 PM |
| misit | $25.00 | 12/5/2012 10:29:58 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:29 AM |
| order-tamale | $81.00 | 12/5/2012 10:31:16 AM |
| chac | $150.00 | 12/5/2012 12:52:25 PM |
| vMbanusi | $50.00 | 12/5/2012 10:37:17 AM |
| Vegasjim | $25.00 | 12/5/2012 11:19:06 AM |
| derwiki | $25.00 | 12/5/2012 5:18:56 PM |
| OKPapa | $25.00 | 12/5/2012 1:51:40 PM |
| soular21804 | $25.00 | 12/5/2012 5:50:56 PM |
| unassuming-p2ploan774 | $40.00 | 12/5/2012 6:01:07 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:26:10 AM |
| chac | $100.00 | 12/6/2012 8:46:45 AM |
| california111 | $25.00 | 12/6/2012 10:21:14 AM |
| dedication-ecstasy5 | $30.00 | 12/6/2012 9:23:01 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:32 AM |
| top-silver-american | $25.00 | 12/6/2012 10:22:54 AM |
| commanding-treasure2 | $75.00 | 12/6/2012 10:40:08 AM |
| penny-motor0 | $25.00 | 12/6/2012 11:37:59 AM |
| rwm684 | $25.00 | 12/6/2012 6:40:13 PM |
| point-oyster5 | $25.00 | 12/6/2012 5:46:33 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:23 AM |
| vigorous-payment6 | $25.00 | 12/7/2012 9:54:34 AM |
| missgina | $25.00 | 12/7/2012 9:02:40 AM |
| enthusiastic-cash599 | $50.00 | 12/7/2012 9:30:49 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:02 AM |
| wise-virtuous-vigilance | $100.00 | 12/7/2012 9:23:17 AM |
| finance_mba | $25.00 | 12/7/2012 10:15:21 AM |
| blue-vigilance-nest | $100.00 | 12/7/2012 11:01:42 AM |
| kindness-jet6 | $25.00 | 12/7/2012 4:15:18 PM |
| smart-transparency099 | $25.00 | 12/7/2012 4:41:15 PM |
| transaction-puppy6 | $25.00 | 12/7/2012 5:45:35 PM |
| dime-mandolin9 | $50.00 | 12/7/2012 5:47:24 PM |
| the-sunny-loot | $25.00 | 12/7/2012 6:34:18 PM |
| indianoven | $25.00 | 12/7/2012 6:03:39 PM |
| return-processor1 | $36.00 | 12/8/2012 5:14:43 AM |
| JustOneVoice | $25.00 | 12/8/2012 12:06:02 AM |
| Gobsek | $25.00 | 12/7/2012 9:08:06 PM |
| icon7 | $50.00 | 12/8/2012 12:04:21 PM |
| reward-excellency1 | $25.00 | 12/8/2012 8:20:19 AM |
| ASG_NECO | $29.71 | 12/8/2012 12:50:36 PM |
| TheArtOfLogic | $0.59 | 12/8/2012 1:19:18 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
678907
This series of Notes was issued and sold upon the funding of the borrower loan #79658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 24y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,455 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-pizza6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff two credit cards.
My financial situation:
I am a good candidate for this loan because I am employed and I pay my obligations. I also have an investment property for sale where I intend on using the proceeds from the sale to pay off all debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 11/28/2012 9:17:12 AM |
| tolerant-dime2 | $34.00 | 11/28/2012 9:47:03 AM |
| octoberfresh | $25.00 | 11/28/2012 9:04:04 AM |
| natural-worth9 | $100.00 | 11/28/2012 9:17:26 AM |
| Zolton | $300.00 | 11/28/2012 9:43:12 AM |
| ready-interest9 | $25.00 | 11/28/2012 10:57:35 AM |
| commerce-artisan8 | $50.00 | 11/28/2012 1:32:32 PM |
| samurai2 | $25.00 | 11/28/2012 1:46:24 PM |
| Arvicco | $400.00 | 11/28/2012 1:48:39 PM |
| blot44 | $25.00 | 11/29/2012 7:15:12 AM |
| neighborly-hope6 | $100.00 | 11/30/2012 11:55:11 AM |
| WhiteInvestor | $27.00 | 11/30/2012 1:23:24 PM |
| marketplace-singularity3 | $50.00 | 12/1/2012 1:51:42 PM |
| commerce-gargantuan2 | $25.00 | 12/3/2012 11:01:24 AM |
| inspiring-kindness062 | $25.00 | 12/4/2012 5:17:58 PM |
| dunox | $75.00 | 12/4/2012 5:22:49 PM |
| knowledgeable-listing597 | $25.00 | 12/4/2012 5:06:27 PM |
| power-amusement | $25.00 | 12/4/2012 5:23:41 PM |
| magical-credit523 | $25.00 | 12/4/2012 6:34:48 PM |
| transparency-sequoia6 | $100.00 | 12/4/2012 5:27:02 PM |
| prudent-dough458 | $25.00 | 12/4/2012 5:34:57 PM |
| auction-iris9 | $120.00 | 12/4/2012 6:11:41 PM |
| Avala | $100.00 | 12/4/2012 6:15:52 PM |
| knowledgeable-silver6 | $25.00 | 12/4/2012 6:03:52 PM |
| Investoman | $25.00 | 12/5/2012 9:55:30 AM |
| market-maximizer472 | $25.00 | 12/5/2012 9:24:25 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:58 AM |
| bowdish1 | $75.00 | 12/5/2012 10:56:53 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:46 AM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:41 PM |
| AFairDeal | $25.00 | 12/5/2012 5:10:36 PM |
| heyokafinancial | $25.00 | 12/5/2012 6:24:26 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:39:54 PM |
| first-sharp-payout5 | $100.00 | 12/5/2012 6:58:14 PM |
| cardminger | $25.00 | 12/6/2012 9:43:39 AM |
| Syzygy | $25.00 | 12/6/2012 9:30:21 AM |
| YampaQuant | $25.00 | 12/6/2012 10:44:25 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:27 AM |
| misit | $25.00 | 12/6/2012 4:09:05 PM |
| currency-balancer | $25.00 | 12/6/2012 5:46:47 PM |
| worth-aurora4 | $25.00 | 12/6/2012 5:54:44 PM |
| Good-Yield | $25.00 | 12/6/2012 2:40:25 PM |
| dathemizan | $25.00 | 12/6/2012 5:17:53 PM |
| dmk2006 | $25.00 | 12/6/2012 4:41:06 PM |
| bb575 | $50.00 | 12/7/2012 7:11:42 AM |
| Mommo | $50.00 | 12/7/2012 9:02:32 AM |
| commanding-treasure2 | $75.00 | 12/7/2012 9:31:54 AM |
| thestartuplender | $40.00 | 12/7/2012 9:24:31 AM |
| penny-leader416 | $25.00 | 12/7/2012 10:11:26 AM |
| Thunder08 | $25.00 | 12/7/2012 10:13:33 AM |
| mrsasman | $50.00 | 12/7/2012 9:42:59 AM |
| aasx1108 | $25.00 | 12/7/2012 10:32:01 AM |
| rs999 | $25.00 | 12/7/2012 10:36:42 AM |
| silver-explorer6 | $25.00 | 12/7/2012 9:36:28 AM |
| Frankieb21 | $25.00 | 12/7/2012 10:47:38 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:32 AM |
| lostontheedge | $25.00 | 12/7/2012 10:14:35 AM |
| Spkthewrd3 | $25.00 | 12/7/2012 10:45:11 AM |
| hope-wrangler1 | $50.00 | 12/7/2012 2:02:23 PM |
| velocity-solo | $25.00 | 12/7/2012 11:27:01 AM |
| Vegasjim | $25.00 | 12/7/2012 11:33:10 AM |
| compassionate-payment218 | $25.00 | 12/7/2012 5:06:56 PM |
| camaraderi-popcorn | $25.00 | 12/7/2012 6:47:56 PM |
| bibleinvestor3 | $25.00 | 12/8/2012 5:03:22 AM |
| vigorous-payment6 | $25.00 | 12/8/2012 12:17:25 PM |
| Great-Mom | $25.00 | 12/8/2012 1:14:16 PM |
| economy-voyage9 | $25.00 | 12/8/2012 12:42:28 PM |
| trade-solo | $25.00 | 12/8/2012 12:22:31 PM |
| transparent-principal679 | $100.00 | 12/8/2012 1:11:03 PM |
| Clambake | $25.00 | 12/8/2012 12:46:09 PM |
| Aimvest | $25.00 | 12/8/2012 1:31:29 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:12 PM |
| tenacious-payout | $25.00 | 12/9/2012 7:59:38 AM |
| Pasagam | $50.00 | 12/9/2012 12:53:48 PM |
| brightest-credit-engine | $25.00 | 12/9/2012 2:09:21 PM |
| reverent-greenback219 | $25.00 | 12/9/2012 2:03:34 PM |
| fuzed | $50.00 | 12/9/2012 2:37:20 PM |
| Darts | $50.00 | 12/9/2012 5:43:26 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:02 AM |
| antlr | $25.00 | 12/9/2012 7:43:56 PM |
| diversification-medalist | $25.00 | 12/10/2012 9:31:42 AM |
| marketplace-cello5 | $25.00 | 12/10/2012 9:15:52 AM |
| chemistry220 | $25.00 | 12/10/2012 9:28:11 AM |
| innocent-loot | $25.00 | 12/10/2012 9:21:32 AM |
| gold-disk | $25.00 | 12/10/2012 1:21:54 PM |
| loyalty-circuitry | $100.00 | 12/10/2012 9:44:28 AM |
| Lokillis | $25.00 | 12/10/2012 3:29:53 PM |
| Xeo | $25.00 | 12/10/2012 3:47:02 PM |
| BigUmbrellaDrinks | $25.00 | 12/10/2012 5:28:40 PM |
| spoolin18t | $50.00 | 12/10/2012 4:33:08 PM |
| Shingu | $50.00 | 12/10/2012 5:35:10 PM |
| transparency-baton | $25.00 | 12/10/2012 5:11:34 PM |
| jjd2 | $75.00 | 12/10/2012 5:56:21 PM |
| bold-felicity-image | $100.00 | 12/10/2012 5:24:24 PM |
| plentiful-note6 | $25.00 | 12/10/2012 6:08:57 PM |
| britgsb | $50.00 | 12/10/2012 5:39:34 PM |
| bbjones3 | $25.00 | 12/10/2012 5:48:55 PM |
| mighty-value | $25.00 | 12/10/2012 5:55:56 PM |
| payment-associate5 | $100.00 | 12/10/2012 8:48:58 PM |
| larrybird | $1,000.00 | 12/10/2012 6:07:34 PM |
| newest-yield-wasp | $25.00 | 12/10/2012 6:56:47 PM |
| prosha | $25.00 | 12/10/2012 7:31:46 PM |
| bowerz | $25.00 | 12/10/2012 8:13:36 PM |
| anacent | $25.00 | 12/11/2012 12:54:38 AM |
| dime-trajectory8 | $25.00 | 12/10/2012 9:52:08 PM |
| sensible-gain6 | $41.03 | 12/10/2012 10:24:22 PM |
| mhotchan | $100.00 | 12/10/2012 10:29:12 PM |
| the-tsunami784 | $25.00 | 12/10/2012 10:43:06 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:43 PM |
| auction-architect7 | $25.00 | 12/10/2012 8:11:50 PM |
| orange-caring-rupee | $25.00 | 12/10/2012 8:16:28 PM |
| redmumba | $50.00 | 12/11/2012 12:30:00 AM |
| LibbyZ | $50.00 | 12/10/2012 8:24:32 PM |
| Solid-Platinum | $30.00 | 12/11/2012 1:15:49 AM |
| biobulator | $25.00 | 12/11/2012 9:03:52 AM |
| leveragedlender | $50.00 | 12/11/2012 9:05:10 AM |
| fiddlerzvi | $50.00 | 12/11/2012 9:07:24 AM |
| credit-rocket4 | $25.00 | 12/10/2012 8:52:59 PM |
| wdfraser | $25.00 | 12/11/2012 9:07:43 AM |
| Larry1001 | $25.00 | 12/11/2012 9:09:34 AM |
| RankPaid | $25.00 | 12/11/2012 9:09:50 AM |
| GreatBigTeddyBear | $35.00 | 12/11/2012 5:16:32 AM |
| wonderful-rupee | $25.00 | 12/11/2012 9:14:46 AM |
| worth-gazelle5 | $25.00 | 12/11/2012 5:49:32 AM |
| hope-kingdom | $125.00 | 12/11/2012 9:15:27 AM |
| Mantis75 | $25.00 | 12/11/2012 9:19:09 AM |
| pbeach05 | $25.00 | 12/10/2012 9:57:07 PM |
| mjk406 | $25.00 | 12/11/2012 6:53:57 AM |
| Money_Hog | $25.00 | 12/11/2012 7:12:57 AM |
| tflood1967 | $100.00 | 12/11/2012 9:24:09 AM |
| DonJM0263 | $39.85 | 12/10/2012 10:21:47 PM |
| lounges | $50.00 | 12/11/2012 9:33:08 AM |
| turbostar666 | $25.00 | 12/11/2012 9:37:30 AM |
| velocity-javelin8 | $25.00 | 12/11/2012 9:37:42 AM |
| gracej | $25.00 | 12/11/2012 9:44:06 AM |
| credit-serenity8 | $25.00 | 12/11/2012 1:42:00 AM |
| Taxman44 | $25.00 | 12/11/2012 9:49:12 AM |
| wtrboy | $25.00 | 12/11/2012 9:02:44 AM |
| virtualbank | $25.00 | 12/11/2012 9:03:55 AM |
| active-reward7 | $50.00 | 12/11/2012 9:04:07 AM |
| Yorker1776 | $25.00 | 12/11/2012 9:52:53 AM |
| bds9646 | $26.00 | 12/11/2012 9:53:36 AM |
| UstedEsElHombre | $100.00 | 12/11/2012 9:54:14 AM |
| worthy-dinero8 | $25.00 | 12/11/2012 9:55:05 AM |
| investment-pro4 | $50.00 | 12/11/2012 9:09:32 AM |
| postalwhiz | $25.00 | 12/11/2012 9:12:14 AM |
| agreement-magnolia | $25.00 | 12/11/2012 6:19:45 AM |
| cingular | $25.00 | 12/11/2012 9:20:45 AM |
| selfmademan | $25.00 | 12/11/2012 9:23:00 AM |
| interest-coyote | $27.00 | 12/11/2012 10:06:34 AM |
| socrates520 | $50.00 | 12/11/2012 9:24:31 AM |
| VentureExplorer | $100.00 | 12/11/2012 9:30:39 AM |
| mizount | $25.00 | 12/11/2012 10:14:28 AM |
| tharmon | $25.00 | 12/11/2012 9:31:16 AM |
| logical-reward8 | $25.00 | 12/11/2012 9:31:43 AM |
| transparency-silo2 | $25.00 | 12/11/2012 10:16:05 AM |
| Tylerh | $250.00 | 12/11/2012 10:18:59 AM |
| JoyfulVegetarian | $25.00 | 12/11/2012 10:22:14 AM |
| orange-courageous-dedication | $25.00 | 12/11/2012 10:22:32 AM |
| CapeDollars | $25.00 | 12/11/2012 9:39:04 AM |
| freesia54 | $50.00 | 12/11/2012 10:24:08 AM |
| porter512S | $200.00 | 12/11/2012 9:41:48 AM |
| Schuld66 | $25.00 | 12/11/2012 10:24:26 AM |
| The_Lending_Muscle | $25.00 | 12/11/2012 10:24:56 AM |
| responsive-worth5 | $25.00 | 12/11/2012 9:45:11 AM |
| ProjectVenture | $25.00 | 12/11/2012 9:45:45 AM |
| reaction5 | $25.00 | 12/11/2012 9:46:33 AM |
| preeminant-hope7 | $100.00 | 12/11/2012 9:47:25 AM |
| PRGuyinVA | $25.00 | 12/11/2012 10:27:52 AM |
| influential-responsibility9 | $25.00 | 12/11/2012 9:48:21 AM |
| applepie1 | $25.00 | 12/11/2012 9:48:47 AM |
| zuludawn73 | $25.00 | 12/11/2012 10:29:55 AM |
| silverloan | $50.00 | 12/11/2012 10:31:10 AM |
| Cheburashka | $30.00 | 12/11/2012 10:34:11 AM |
| Spring342 | $25.00 | 12/11/2012 9:11:28 AM |
| dreammachine | $100.00 | 12/11/2012 9:13:39 AM |
| enterprising-integrity | $50.00 | 12/11/2012 9:16:38 AM |
| soheagle | $25.00 | 12/11/2012 9:17:14 AM |
| Dacombish | $25.00 | 12/11/2012 9:58:34 AM |
| Hanalei712 | $50.00 | 12/11/2012 9:59:19 AM |
| jmb_lending | $50.00 | 12/11/2012 9:19:05 AM |
| yachtmaster45 | $25.00 | 12/11/2012 9:20:31 AM |
| best-deal-banker | $50.00 | 12/11/2012 10:01:07 AM |
| mrladybug101 | $25.00 | 12/11/2012 9:21:40 AM |
| skuba | $50.00 | 12/11/2012 10:02:44 AM |
| harty | $50.00 | 12/11/2012 9:27:22 AM |
| CAPTCASH | $25.00 | 12/11/2012 10:05:32 AM |
| jonathan10s | $25.00 | 12/11/2012 10:09:39 AM |
| CoolHelp | $50.00 | 12/11/2012 10:09:54 AM |
| marketplace-achievement | $25.00 | 12/11/2012 9:35:17 AM |
| delivery | $25.00 | 12/11/2012 10:10:24 AM |
| johntims | $25.00 | 12/11/2012 10:10:35 AM |
| stable-penny27 | $25.00 | 12/11/2012 10:11:14 AM |
| 16888 | $25.00 | 12/11/2012 10:16:57 AM |
| helpishere777 | $25.00 | 12/11/2012 9:40:59 AM |
| benefit-judo5 | $50.00 | 12/11/2012 9:44:29 AM |
| jedi053 | $100.00 | 12/11/2012 9:46:12 AM |
| theboat | $30.00 | 12/11/2012 10:24:06 AM |
| QuincyCapital | $25.00 | 12/11/2012 9:47:56 AM |
| girlwithglasses | $50.00 | 12/11/2012 9:48:16 AM |
| listing-bandit6 | $50.00 | 12/11/2012 9:49:25 AM |
| kbodendorf | $25.00 | 12/11/2012 10:26:55 AM |
| Banco de Claydo | $25.00 | 12/11/2012 9:51:21 AM |
| durability-warmth | $50.00 | 12/11/2012 9:51:44 AM |
| js60l | $25.00 | 12/11/2012 10:28:10 AM |
| unforgettable-wealth4 | $50.00 | 12/11/2012 9:53:14 AM |
| _kyle | $50.00 | 12/11/2012 10:28:54 AM |
| kind-genuine-dough | $25.00 | 12/11/2012 10:33:50 AM |
| dfealk | $25.00 | 12/11/2012 9:58:41 AM |
| mtp | $100.00 | 12/11/2012 9:59:22 AM |
| dailyhelper | $50.00 | 12/11/2012 9:59:59 AM |
| hostbank | $100.00 | 12/11/2012 10:01:00 AM |
| martinatime | $50.00 | 12/11/2012 10:02:54 AM |
| zenchef | $25.00 | 12/11/2012 10:02:56 AM |
| studious-peso | $25.00 | 12/11/2012 10:03:14 AM |
| larslfe | $25.00 | 12/11/2012 10:08:11 AM |
| Dave0 | $25.00 | 12/11/2012 10:09:30 AM |
| loyalty-hornet6 | $25.00 | 12/11/2012 10:17:30 AM |
| orange-mindful-bazaar | $100.00 | 12/11/2012 10:19:21 AM |
| courteous-vigilance154 | $25.00 | 12/11/2012 10:19:32 AM |
| gold-hero4 | $50.00 | 11/28/2012 9:59:26 AM |
| sing4ding | $100.00 | 11/28/2012 10:11:23 AM |
| compassion-twister2 | $50.00 | 11/28/2012 10:23:39 AM |
| riskreward | $250.00 | 11/28/2012 1:45:53 PM |
| loot-prescription3 | $40.00 | 11/29/2012 5:59:30 AM |
| bazaar-tulip | $25.00 | 11/29/2012 10:54:47 AM |
| persist_in_doing | $25.00 | 11/29/2012 6:52:15 PM |
| indomitable-coin | $25.00 | 11/30/2012 11:09:02 AM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:22 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 11:33:14 AM |
| uncl-sammy | $25.00 | 12/4/2012 11:16:31 AM |
| fortytwo | $100.00 | 12/4/2012 5:09:00 PM |
| compoundinterest | $25.00 | 12/4/2012 5:17:28 PM |
| abz | $50.00 | 12/4/2012 5:36:54 PM |
| logical-peso2 | $25.00 | 12/4/2012 5:51:14 PM |
| Castellan | $50.00 | 12/4/2012 5:58:37 PM |
| tender-integrity3 | $100.00 | 12/4/2012 6:49:03 PM |
| loan-mongoose1 | $25.00 | 12/4/2012 7:01:54 PM |
| Ripsaw4U | $50.00 | 12/5/2012 9:14:36 AM |
| proper-exchange8 | $50.00 | 12/5/2012 10:36:54 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:04 AM |
| P2P4me | $300.00 | 12/5/2012 9:59:12 AM |
| commitment-orca7 | $50.00 | 12/5/2012 2:01:08 PM |
| american6 | $50.00 | 12/5/2012 10:51:09 AM |
| OKPapa | $25.00 | 12/5/2012 1:50:08 PM |
| supersarah61 | $25.00 | 12/5/2012 5:14:25 PM |
| organized-commerce4 | $25.00 | 12/6/2012 11:07:06 AM |
| penny-motor0 | $25.00 | 12/6/2012 11:37:58 AM |
| tender-wealth0 | $25.00 | 12/7/2012 6:30:17 AM |
| GenerousGentleMan | $25.00 | 12/7/2012 9:36:40 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:22 AM |
| EnglishGeekInNYC | $25.00 | 12/7/2012 10:10:15 AM |
| first-favorite-bonus9 | $25.00 | 12/7/2012 9:44:12 AM |
| versatile-dime442 | $250.00 | 12/7/2012 9:25:54 AM |
| mindful-generosity1 | $50.00 | 12/7/2012 10:40:07 AM |
| nuclearmoose | $46.00 | 12/7/2012 11:20:43 AM |
| the-bright-velocity | $25.00 | 12/7/2012 10:53:05 AM |
| bradfid | $25.00 | 12/7/2012 11:11:50 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:11 AM |
| magical-fairness4 | $25.00 | 12/7/2012 2:41:23 PM |
| Preist | $25.00 | 12/7/2012 4:10:03 PM |
| Tradesmanlender | $25.00 | 12/7/2012 5:19:09 PM |
| capital-web7 | $50.00 | 12/7/2012 8:51:57 PM |
| adaptable-benefit6 | $25.00 | 12/8/2012 10:42:13 AM |
| Aeroman32 | $25.00 | 12/8/2012 11:33:25 AM |
| principal-planetarium4 | $100.00 | 12/8/2012 1:15:35 PM |
| meux99 | $25.00 | 12/8/2012 1:26:13 PM |
| ryreesado | $25.00 | 12/8/2012 12:40:07 PM |
| awwaww | $25.00 | 12/8/2012 1:42:22 PM |
| ore-widget7 | $25.00 | 12/8/2012 12:49:59 PM |
| adventurer447 | $300.00 | 12/8/2012 12:18:16 PM |
| tlam168 | $25.00 | 12/8/2012 12:21:39 PM |
| minista | $25.00 | 12/8/2012 1:02:38 PM |
| enterprising-pound5 | $50.00 | 12/8/2012 8:26:47 PM |
| ManhattanLender | $25.00 | 12/8/2012 1:14:47 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:34 AM |
| dpfl55 | $25.00 | 12/8/2012 1:34:17 PM |
| Bendistraw | $50.00 | 12/9/2012 12:23:10 PM |
| icydog | $25.00 | 12/8/2012 8:47:43 PM |
| value-caravan | $25.00 | 12/9/2012 11:59:52 AM |
| mclean_loaner | $25.00 | 12/9/2012 8:19:12 AM |
| simplelender80 | $75.00 | 12/9/2012 2:00:15 PM |
| Bikram | $50.00 | 12/9/2012 12:39:51 PM |
| California04 | $50.00 | 12/9/2012 11:07:17 AM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:37 PM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:12:57 PM |
| dly2007 | $25.00 | 12/9/2012 8:54:34 PM |
| Kame | $25.00 | 12/10/2012 9:25:21 AM |
| SacramentoLoaners | $25.00 | 12/10/2012 9:27:09 AM |
| Brain_m | $25.00 | 12/10/2012 9:17:54 AM |
| boybert | $25.00 | 12/10/2012 9:32:37 AM |
| sympathetic-funds818 | $50.00 | 12/10/2012 9:41:18 AM |
| TelegramSam | $25.00 | 12/10/2012 9:46:57 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:08 AM |
| benevolent-moola291 | $50.00 | 12/10/2012 9:59:16 AM |
| Brett834 | $250.00 | 12/10/2012 9:59:37 AM |
| surfsider123 | $25.00 | 12/10/2012 4:22:37 PM |
| kelador | $25.00 | 12/10/2012 12:28:23 PM |
| darknesscrown | $25.00 | 12/10/2012 12:47:39 PM |
| DNCMediaLoans | $35.00 | 12/10/2012 10:37:24 AM |
| asset-conqueror6 | $25.00 | 12/10/2012 5:26:12 PM |
| origami-panda | $25.00 | 12/10/2012 5:30:39 PM |
| a-rupee-chemistry | $25.00 | 12/10/2012 6:01:55 PM |
| dcfinancial | $25.00 | 12/10/2012 6:05:39 PM |
| mlw | $50.00 | 12/10/2012 5:14:19 PM |
| Woodworker57 | $25.00 | 12/10/2012 5:17:34 PM |
| just-loyalty643 | $50.00 | 12/10/2012 5:47:07 PM |
| Asynch | $25.00 | 12/10/2012 5:57:42 PM |
| jdashv | $25.00 | 12/10/2012 8:51:35 PM |
| georgethesir | $50.00 | 12/10/2012 6:17:39 PM |
| point-oyster5 | $25.00 | 12/10/2012 6:19:38 PM |
| illustrado | $25.00 | 12/10/2012 6:19:58 PM |
| Strato | $25.00 | 12/10/2012 11:15:30 PM |
| burrben | $50.00 | 12/10/2012 8:13:50 PM |
| fantastic-openness | $400.00 | 12/10/2012 8:50:22 PM |
| uagrad | $25.00 | 12/11/2012 4:23:57 AM |
| fund-high-five | $25.00 | 12/10/2012 9:04:31 PM |
| penny-oasis | $25.00 | 12/11/2012 6:04:19 AM |
| MC_ | $25.00 | 12/10/2012 9:36:51 PM |
| pound-youngster6 | $25.00 | 12/11/2012 8:43:33 AM |
| tenacious-affluence | $25.00 | 12/11/2012 9:03:34 AM |
| reward-hawk9 | $25.00 | 12/11/2012 3:51:33 AM |
| 9boag | $25.00 | 12/11/2012 9:09:06 AM |
| xxyls | $25.00 | 12/10/2012 9:12:59 PM |
| flugbone | $50.00 | 12/11/2012 9:14:22 AM |
| ualf | $50.00 | 12/11/2012 9:15:25 AM |
| silver-acrobat5 | $25.00 | 12/11/2012 9:17:50 AM |
| noble-value258 | $100.00 | 12/10/2012 9:32:07 PM |
| MARSTUN | $100.00 | 12/11/2012 9:19:02 AM |
| silver-philosopher | $25.00 | 12/11/2012 6:36:54 AM |
| bonjea | $25.00 | 12/10/2012 9:53:02 PM |
| Preteur | $25.00 | 12/11/2012 9:22:19 AM |
| KHODADAD | $25.00 | 12/11/2012 7:11:55 AM |
| responsibility-nebula1 | $50.00 | 12/10/2012 10:08:57 PM |
| VeniVidiDuci | $25.00 | 12/10/2012 11:04:08 PM |
| excellent-funds649 | $50.00 | 12/11/2012 9:41:38 AM |
| tedsrfdude | $25.00 | 12/11/2012 9:42:16 AM |
| brilliant-loyalty7 | $25.00 | 12/11/2012 9:45:37 AM |
| klin | $25.00 | 12/11/2012 9:48:57 AM |
| iolaire | $25.00 | 12/11/2012 9:03:46 AM |
| money-explorer3 | $25.00 | 12/11/2012 9:04:17 AM |
| rlrcstr | $25.00 | 12/11/2012 9:09:48 AM |
| bold-witty-p2ploan | $25.00 | 12/11/2012 9:10:55 AM |
| bixorama | $100.00 | 12/11/2012 10:00:12 AM |
| jhussey | $100.00 | 12/11/2012 10:00:22 AM |
| shaker348 | $25.00 | 12/11/2012 10:00:51 AM |
| damage | $25.00 | 12/11/2012 9:19:45 AM |
| abundant-velocity5 | $100.00 | 12/11/2012 10:02:20 AM |
| kinetic-openness0 | $25.00 | 12/11/2012 10:03:26 AM |
| QuinMccoy | $50.00 | 12/11/2012 10:05:17 AM |
| invincible-deal82 | $25.00 | 12/11/2012 10:07:50 AM |
| charming-dime | $50.00 | 12/11/2012 9:24:11 AM |
| Ninjago | $100.00 | 12/11/2012 10:09:18 AM |
| littlemonkey | $25.00 | 12/11/2012 9:29:22 AM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:22 AM |
| sabre79 | $25.00 | 12/11/2012 9:31:39 AM |
| cash-merry-maker | $25.00 | 12/11/2012 9:31:46 AM |
| well-mannered-power8 | $25.00 | 12/11/2012 10:16:52 AM |
| IndianChief | $25.00 | 12/11/2012 10:17:57 AM |
| the-enterprising-leverage | $50.00 | 12/11/2012 9:35:22 AM |
| priceless-currency090 | $25.00 | 12/11/2012 10:20:10 AM |
| intrepid-credit5 | $25.00 | 12/11/2012 10:21:02 AM |
| velocityasaurus-rex4 | $100.00 | 12/11/2012 9:38:57 AM |
| spenrod | $25.00 | 12/11/2012 9:41:11 AM |
| green-tree-shake | $35.00 | 12/11/2012 10:24:22 AM |
| joyful-worth486 | $25.00 | 12/11/2012 10:25:01 AM |
| handy-money9 | $75.00 | 12/11/2012 9:42:51 AM |
| Dash1111 | $25.00 | 12/11/2012 10:25:16 AM |
| Natronpee | $25.00 | 12/11/2012 9:44:57 AM |
| alaskanone | $25.00 | 12/11/2012 9:45:19 AM |
| Sevron | $100.00 | 12/11/2012 10:27:02 AM |
| TSC | $50.00 | 12/11/2012 9:00:46 AM |
| BB-ptoploan | $50.00 | 12/11/2012 9:45:56 AM |
| ctgscott | $25.00 | 12/11/2012 10:27:32 AM |
| elasermd | $50.00 | 12/11/2012 9:03:18 AM |
| bold-yield-rumbler | $25.00 | 12/11/2012 9:04:48 AM |
| RR2441 | $25.00 | 12/11/2012 9:48:25 AM |
| timbob | $100.00 | 12/11/2012 10:29:40 AM |
| wealth-nexus091 | $25.00 | 12/11/2012 10:30:38 AM |
| Inquisitor06 | $25.00 | 12/11/2012 9:50:39 AM |
| atope | $25.00 | 12/11/2012 9:08:48 AM |
| syounker | $25.00 | 12/11/2012 9:08:57 AM |
| C_Mark | $50.00 | 12/11/2012 9:09:22 AM |
| top-community-voyage | $50.00 | 12/11/2012 9:10:24 AM |
| goldenkey | $49.11 | 12/11/2012 10:35:04 AM |
| glimmering-velocity2 | $25.00 | 12/11/2012 9:54:27 AM |
| figs4u2 | $100.00 | 12/11/2012 9:55:19 AM |
| fair-rate | $25.00 | 12/11/2012 9:56:55 AM |
| laboheme | $25.00 | 12/11/2012 9:19:17 AM |
| brightest-repayment-patriot | $75.00 | 12/11/2012 9:19:20 AM |
| nhm | $25.00 | 12/11/2012 10:00:46 AM |
| chucke | $25.00 | 12/11/2012 10:01:02 AM |
| stuy1998 | $25.00 | 12/11/2012 9:25:21 AM |
| -Me | $25.00 | 12/11/2012 9:27:29 AM |
| Skulljocky | $50.00 | 12/11/2012 10:05:12 AM |
| BDL-Roth | $40.00 | 12/11/2012 10:05:27 AM |
| useful-money715 | $25.00 | 12/11/2012 10:07:21 AM |
| SugarMommy | $25.00 | 12/11/2012 10:10:25 AM |
| TCayce | $25.00 | 12/11/2012 9:35:54 AM |
| spartacusiam | $25.00 | 12/11/2012 10:11:33 AM |
| fenderxes | $25.00 | 12/11/2012 10:17:07 AM |
| deborahz | $25.00 | 12/11/2012 9:40:54 AM |
| enticing-note | $25.00 | 12/11/2012 9:41:27 AM |
| perls | $100.00 | 12/11/2012 10:18:56 AM |
| adub1979 | $75.00 | 12/11/2012 10:22:19 AM |
| awe-inspiring-nickel2 | $25.00 | 12/11/2012 9:45:43 AM |
| lagnisiruk | $25.00 | 12/11/2012 10:23:10 AM |
| riproaringrapids | $50.00 | 12/11/2012 9:48:51 AM |
| Fortuno_per_commodo | $100.00 | 12/11/2012 10:26:59 AM |
| obedient-dollar3 | $25.00 | 12/11/2012 10:29:48 AM |
| truth-explorer | $25.00 | 12/11/2012 10:32:28 AM |
| proud-pound4 | $25.00 | 12/11/2012 10:00:40 AM |
| deal-viking4 | $25.00 | 12/11/2012 10:06:18 AM |
| 1phantom | $25.00 | 12/11/2012 10:10:58 AM |
| Hogpilot | $50.00 | 12/11/2012 10:11:24 AM |
| serene-credit4 | $25.00 | 12/11/2012 10:14:33 AM |
| point-leather9 | $25.00 | 12/11/2012 10:15:38 AM |
| gallant-economy9 | $50.00 | 12/11/2012 10:16:12 AM |
| blue-laudable-dinero | $25.00 | 12/11/2012 10:19:06 AM |
| HavenZone | $25.00 | 12/11/2012 10:20:38 AM |
| happyskippy0208 | $25.00 | 12/11/2012 10:20:55 AM |
| slartibardfast | $25.00 | 12/11/2012 10:21:55 AM |
| MrG27 | $25.00 | 12/11/2012 10:26:12 AM |
| circuitfive | $25.00 | 12/11/2012 10:29:23 AM |
| kgee118 | $25.00 | 12/11/2012 10:32:13 AM |
| revmax | $25.00 | 12/11/2012 10:32:30 AM |
| brazilofmux | $100.00 | 12/11/2012 10:33:45 AM |
| 427 Investments
|
Borrower Payment Dependent Notes Series
678943
This series of Notes was issued and sold upon the funding of the borrower loan #79134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,975.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.25% |
Listing Start date:
| Nov-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 4m |
|
Amount delinquent:
| $19,341 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 59 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scrappy-bazaar1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Payoff
Purpose of loan:
This loan will be used to...
Pay off a loan with higher payments
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000.00
Monthly expenses: $2300.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transaction-seahorse0 | $25.00 | 11/27/2012 5:32:28 PM |
| Kaj | $25.00 | 11/29/2012 6:30:57 PM |
| a-finance-nirvana | $25.00 | 11/30/2012 1:27:14 PM |
| new-start18100 | $25.00 | 12/2/2012 1:04:45 PM |
| kenji4861 | $25.00 | 12/4/2012 10:25:16 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:09:54 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:38:44 PM |
| WonderPup | $25.00 | 12/10/2012 8:47:31 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:29 AM |
| scrappy-diversification7 | $2,000.00 | 12/10/2012 7:00:33 PM |
| aloantime07 | $25.00 | 12/10/2012 8:52:46 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:21:57 AM |
| EL_Papin | $25.00 | 12/11/2012 10:54:26 AM |
| return-point2 | $100.00 | 11/27/2012 6:30:00 PM |
| WalnutCreekguy | $50.00 | 11/28/2012 10:17:39 AM |
| LuvToLend | $25.00 | 11/28/2012 10:38:04 AM |
| open-minded-p2p1 | $25.00 | 11/28/2012 8:19:42 PM |
| E-2 | $100.00 | 12/3/2012 9:24:43 AM |
| PFTLender | $25.00 | 12/4/2012 3:05:15 PM |
| Tscheddar | $25.00 | 12/6/2012 3:28:32 PM |
| zipemdown | $25.00 | 12/6/2012 6:04:33 PM |
| simplelender80 | $75.00 | 12/9/2012 1:59:49 PM |
| truth-companion | $25.00 | 12/11/2012 10:45:26 AM |
| first-integrity-gravity | $50.00 | 12/11/2012 10:26:35 AM |
| Edakers | $25.00 | 12/11/2012 1:49:23 PM |
| ethical-truth211 | $100.00 | 12/11/2012 2:31:57 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
679223
This series of Notes was issued and sold upon the funding of the borrower loan #79729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,677.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,534 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| encouraging-moola7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
For medical work that isn't covered by insurance
My financial situation:
I pay my bills on time and always try to pay more than the amount that is owed.
Monthly net income: $ 1200.00
Monthly expenses: $ 200.00
Housing: $ 0
Insurance: $ 170.00
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 100.00
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| octoberfresh | $25.00 | 11/29/2012 5:22:32 PM |
| return-point2 | $100.00 | 11/29/2012 5:33:18 PM |
| WalnutCreekguy | $50.00 | 11/29/2012 5:20:54 PM |
| Kaj | $25.00 | 11/29/2012 6:31:17 PM |
| valiant-return584 | $50.00 | 11/29/2012 6:43:08 PM |
| kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:41 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:32 PM |
| successful-agreement7 | $100.00 | 12/4/2012 5:27:25 PM |
| Haydn-sav | $25.00 | 12/4/2012 6:30:13 PM |
| tech310 | $50.00 | 12/5/2012 6:01:48 PM |
| Lender2895a | $125.00 | 12/6/2012 8:13:45 AM |
| rolltide09 | $50.00 | 12/6/2012 10:29:58 AM |
| suave-durability1 | $50.00 | 12/6/2012 6:02:58 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:07 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:08 PM |
| NorthernFunds | $38.00 | 12/8/2012 9:53:02 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:30 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:16 AM |
| noble-value258 | $100.00 | 12/10/2012 9:32:20 PM |
| truth-companion | $25.00 | 12/11/2012 10:45:53 AM |
| money-bauble | $100.00 | 12/11/2012 5:13:59 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:10 AM |
| BankofRon_IRA | $29.00 | 12/12/2012 10:44:17 AM |
| PrimeFunding | $25.00 | 12/12/2012 9:59:20 AM |
| balance-force | $28.00 | 12/12/2012 1:52:15 PM |
| bewitching-dollar5 | $100.00 | 12/12/2012 5:51:08 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:36 PM |
| supreme-treasure8 | $100.00 | 12/12/2012 5:23:10 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:42 PM |
| vonbondie3000 | $25.00 | 12/13/2012 3:01:46 AM |
| mummey | $50.00 | 12/12/2012 6:30:58 PM |
| fervent-repayment | $100.00 | 12/12/2012 5:47:15 PM |
| unconquerable-cash | $30.00 | 12/12/2012 9:48:04 PM |
| svandgts | $25.00 | 12/13/2012 9:04:36 AM |
| Beld | $50.00 | 12/13/2012 9:11:08 AM |
| encore02 | $50.00 | 12/13/2012 9:09:56 AM |
| mschoenf | $100.00 | 12/12/2012 11:09:45 PM |
| mad4wknds | $25.00 | 12/13/2012 7:53:09 AM |
| P2P_Investor | $313.00 | 12/13/2012 9:57:45 AM |
| rescue | $100.00 | 12/13/2012 10:48:31 AM |
| kindness-electron577 | $25.00 | 12/13/2012 10:09:03 AM |
| cp-family | $75.00 | 12/13/2012 10:51:22 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:20 AM |
| credit-wheel7 | $25.00 | 12/13/2012 11:46:53 AM |
| Zorro_970 | $100.00 | 12/13/2012 12:19:56 PM |
| tommymtg7 | $25.00 | 12/13/2012 11:09:30 AM |
| DreDub | $25.00 | 12/13/2012 1:09:56 PM |
| hope-wrangler1 | $50.00 | 12/13/2012 4:45:00 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:32:35 PM |
| thrilling-fund427 | $50.00 | 11/30/2012 4:12:17 PM |
| credit-adventurer313 | $25.00 | 12/2/2012 5:14:52 AM |
| new-start18100 | $25.00 | 12/2/2012 1:05:02 PM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:48 AM |
| pierrelasvegas | $25.00 | 12/5/2012 9:38:50 AM |
| monster4 | $50.00 | 12/5/2012 9:12:35 AM |
| E-2 | $100.00 | 12/5/2012 10:36:07 AM |
| fulfilling-bazaar4 | $100.00 | 12/5/2012 5:52:44 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:21:52 AM |
| dunox | $75.00 | 12/6/2012 5:31:13 PM |
| Tscheddar | $25.00 | 12/6/2012 5:06:39 PM |
| zipemdown | $25.00 | 12/6/2012 6:05:32 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:22 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:27 AM |
| kulender | $100.00 | 12/7/2012 1:18:50 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:55 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:24 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:21 PM |
| money-atizer | $25.00 | 12/10/2012 11:58:36 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:46 AM |
| digipak78 | $50.00 | 12/11/2012 11:08:27 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:01 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:31 PM |
| the-magnetic-transaction | $200.00 | 12/12/2012 9:45:42 AM |
| vigorous-velocity | $300.00 | 12/12/2012 9:53:13 AM |
| letsmakeitsuccessful | $25.00 | 12/12/2012 10:10:38 AM |
| elation074 | $25.00 | 12/12/2012 10:50:50 AM |
| LeReve | $500.00 | 12/12/2012 10:11:08 AM |
| Munnie | $25.00 | 12/12/2012 1:05:35 PM |
| duty-viola | $35.00 | 12/12/2012 10:50:32 AM |
| 1randyp | $25.00 | 12/12/2012 5:08:05 PM |
| chief64 | $200.00 | 12/12/2012 6:18:32 PM |
| velocity-solo | $25.00 | 12/12/2012 5:10:44 PM |
| psteveo | $25.00 | 12/13/2012 5:17:14 AM |
| KMSB | $50.00 | 12/13/2012 8:49:12 AM |
| helpful-payout | $50.00 | 12/12/2012 9:48:35 PM |
| farlik | $25.00 | 12/13/2012 9:03:16 AM |
| five-star-justice | $25.00 | 12/13/2012 6:27:51 AM |
| productive-ore | $25.00 | 12/13/2012 10:11:11 AM |
| bold-sunny-generosity | $25.00 | 12/13/2012 8:14:09 AM |
| restless-currency | $40.00 | 12/13/2012 9:09:29 AM |
| CAGE-Investments | $25.00 | 12/13/2012 9:10:14 AM |
| tolerant-responsibility051 | $2,134.00 | 12/13/2012 10:22:10 AM |
| valiant-liberty4 | $25.00 | 12/13/2012 9:42:09 AM |
| payment-hugger7 | $50.00 | 12/13/2012 11:14:12 AM |
| liberty-society5 | $25.00 | 12/13/2012 11:56:36 AM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:06 PM |
| Index_Plus | $2,000.00 | 12/13/2012 3:42:29 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:44 PM |
| abundant-community130 | $25.00 | 12/13/2012 12:05:51 PM |
| 100units | $380.00 | 12/13/2012 12:18:12 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
679615
This series of Notes was issued and sold upon the funding of the borrower loan #79727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $395.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,674 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reinforced-diversification076 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 11/29/2012 5:11:00 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:32:37 PM |
| CreditBuilder2 | $25.06 | 11/29/2012 5:46:49 PM |
| windguy | $50.00 | 11/30/2012 4:41:09 PM |
| kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:31 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:34 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:49 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:03 PM |
| Haydn-sav | $25.00 | 12/4/2012 10:40:37 AM |
| marwadi-62 | $175.00 | 12/4/2012 7:15:56 PM |
| dunkard13 | $100.00 | 12/4/2012 6:30:34 PM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:08 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:26:14 AM |
| astute-benjamins | $25.00 | 12/6/2012 8:14:45 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:50 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:41 AM |
| dunox | $75.00 | 12/6/2012 5:30:51 PM |
| money-bauble | $100.00 | 12/7/2012 9:39:38 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:07 AM |
| compoundinterest | $25.00 | 12/7/2012 10:42:29 AM |
| hope-wrangler1 | $50.00 | 12/7/2012 2:02:25 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:28 AM |
| villagers | $50.00 | 12/7/2012 2:07:37 PM |
| _G_ | $25.00 | 12/7/2012 3:29:22 PM |
| palm864 | $26.00 | 12/8/2012 12:35:39 PM |
| napmanger | $50.00 | 12/8/2012 10:50:19 PM |
| auction-iris9 | $120.00 | 12/10/2012 5:20:47 PM |
| point-oyster5 | $25.00 | 12/10/2012 6:19:38 PM |
| ell25 | $50.00 | 12/10/2012 8:30:12 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:22 PM |
| msh345 | $25.00 | 12/10/2012 8:18:44 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:50 PM |
| UT-Longhorn | $25.00 | 12/11/2012 9:47:38 AM |
| enchanted-note | $25.00 | 12/11/2012 9:59:50 AM |
| abundant-community130 | $50.00 | 12/11/2012 10:37:58 AM |
| cr8on | $30.00 | 12/11/2012 5:08:54 PM |
| Edakers | $25.00 | 12/11/2012 1:51:28 PM |
| power-defender7 | $60.00 | 12/11/2012 5:18:15 PM |
| Arvicco | $400.00 | 12/11/2012 5:57:06 PM |
| receptive-affluence035 | $25.00 | 12/12/2012 7:13:17 AM |
| impressive-loan | $100.00 | 12/12/2012 9:10:17 AM |
| EnglishGeekInNYC | $25.00 | 12/12/2012 9:14:26 AM |
| aver2801 | $25.00 | 12/12/2012 9:53:22 AM |
| calamango | $33.00 | 12/12/2012 9:18:59 AM |
| enthusiastic-cash599 | $50.00 | 12/12/2012 10:09:02 AM |
| hope-solstice8 | $25.00 | 12/12/2012 10:49:49 AM |
| rescue | $100.00 | 12/12/2012 10:34:37 AM |
| djh47a | $25.00 | 12/12/2012 1:14:22 PM |
| emphatic-responsibility | $50.00 | 12/12/2012 10:05:34 AM |
| be_wise | $25.00 | 12/12/2012 3:48:35 PM |
| urbane-income7 | $25.00 | 12/12/2012 5:03:54 PM |
| Lender12 | $25.00 | 12/12/2012 10:18:13 AM |
| bettndon | $80.00 | 12/12/2012 1:31:59 PM |
| balance-force | $28.00 | 12/12/2012 1:52:16 PM |
| truth-companion | $26.00 | 12/12/2012 10:48:51 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:15:33 AM |
| reward-anteater0 | $25.00 | 12/12/2012 5:03:11 PM |
| the-laudable-peso | $40.00 | 12/12/2012 6:11:24 PM |
| commerce-enlistment | $50.00 | 12/12/2012 1:12:36 PM |
| chief64 | $200.00 | 12/12/2012 6:18:33 PM |
| sympathetic-funds818 | $50.00 | 12/12/2012 5:49:36 PM |
| heart514 | $25.00 | 12/12/2012 5:08:19 PM |
| ethical-truth211 | $200.00 | 12/12/2012 6:25:26 PM |
| cardminger | $25.00 | 12/12/2012 6:26:56 PM |
| durability-goat644 | $25.00 | 12/12/2012 5:12:42 PM |
| bold-direct-social9 | $25.00 | 12/12/2012 6:43:18 PM |
| loyalty-cupcake6 | $200.00 | 12/12/2012 5:35:26 PM |
| nerdbomber | $25.00 | 12/13/2012 9:04:53 AM |
| cash-reaction2 | $25.00 | 12/13/2012 9:09:14 AM |
| progressive-economy261 | $400.00 | 12/13/2012 9:10:25 AM |
| the-enthralling-coin | $25.00 | 12/13/2012 9:13:15 AM |
| SmokeyMirror | $25.00 | 12/13/2012 9:23:38 AM |
| resolute-worth4 | $50.00 | 12/13/2012 9:25:41 AM |
| JJYossarian | $50.00 | 12/13/2012 9:28:53 AM |
| macotra4 | $36.00 | 12/13/2012 9:31:02 AM |
| hopethisworks | $25.00 | 12/13/2012 9:01:14 AM |
| saffron4 | $25.00 | 12/13/2012 9:01:20 AM |
| transparency-halo | $25.00 | 12/13/2012 9:32:30 AM |
| rakstar | $25.00 | 12/13/2012 9:33:21 AM |
| kindness-jedi | $25.00 | 12/13/2012 9:34:33 AM |
| wwwUniversal | $25.00 | 12/12/2012 7:03:23 PM |
| gulch | $25.00 | 12/13/2012 9:04:43 AM |
| magical-credit523 | $25.00 | 12/13/2012 9:35:24 AM |
| wtrboy | $25.00 | 12/13/2012 9:36:07 AM |
| yomanie | $25.00 | 12/13/2012 9:08:34 AM |
| encore02 | $50.00 | 12/13/2012 9:09:56 AM |
| simpy | $25.00 | 12/13/2012 9:11:12 AM |
| lendacity | $25.00 | 12/13/2012 9:13:42 AM |
| liberty-viola | $30.00 | 12/13/2012 9:18:04 AM |
| Pasagam | $28.00 | 12/13/2012 9:20:21 AM |
| lender2611 | $50.00 | 12/13/2012 9:22:47 AM |
| sfmdg | $25.00 | 12/13/2012 9:30:05 AM |
| revolutionary082 | $27.27 | 12/13/2012 9:30:35 AM |
| pound-mushroom3 | $25.00 | 12/13/2012 9:32:18 AM |
| CPAMAN | $25.00 | 12/13/2012 9:40:46 AM |
| mad4wknds | $25.00 | 12/13/2012 7:53:10 AM |
| larslfe | $25.00 | 12/13/2012 9:45:23 AM |
| helpinghand63 | $25.00 | 12/13/2012 9:00:53 AM |
| stable-euro1 | $25.00 | 12/13/2012 9:06:54 AM |
| Auburnmist | $25.00 | 12/13/2012 9:09:10 AM |
| metro457 | $32.00 | 12/13/2012 9:13:12 AM |
| point653 | $25.00 | 12/13/2012 9:15:17 AM |
| Banker7371 | $25.00 | 12/13/2012 9:22:05 AM |
| DirtyJenga | $25.00 | 12/13/2012 9:27:45 AM |
| truth-silo | $50.00 | 12/13/2012 9:37:55 AM |
| fair-pound5 | $50.00 | 12/13/2012 9:39:58 AM |
| hope-eagle6 | $25.00 | 12/13/2012 9:46:02 AM |
| ferocious-camaraderi1 | $5.61 | 12/13/2012 9:46:14 AM |
| PrimeFunding | $25.00 | 11/29/2012 5:17:33 PM |
| bowdish1 | $25.00 | 11/29/2012 6:03:04 PM |
| gravbox | $25.00 | 11/29/2012 6:23:09 PM |
| franzzua | $25.00 | 11/30/2012 6:48:49 AM |
| repayment-pagoda8 | $100.00 | 11/30/2012 4:17:37 PM |
| wetlands | $200.00 | 11/30/2012 4:32:19 PM |
| riskreward | $250.00 | 11/30/2012 4:39:38 PM |
| dukeiyer | $25.00 | 12/4/2012 10:46:52 AM |
| justreturns | $25.00 | 12/5/2012 10:20:00 AM |
| tech310 | $50.00 | 12/5/2012 10:33:01 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:44 AM |
| persistent-dinero953 | $25.00 | 12/5/2012 1:21:25 PM |
| escharfer | $25.00 | 12/5/2012 6:22:04 PM |
| tolerant-responsibility051 | $2,500.00 | 12/5/2012 6:49:08 PM |
| Tscheddar | $25.00 | 12/6/2012 5:06:40 PM |
| KryptonWare-com | $25.00 | 12/6/2012 5:01:15 PM |
| successful-agreement7 | $100.00 | 12/6/2012 5:36:21 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:22 AM |
| Investoman | $25.00 | 12/7/2012 9:01:10 AM |
| bewitching-dollar5 | $100.00 | 12/7/2012 9:31:39 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:09 PM |
| kulender | $100.00 | 12/7/2012 1:18:51 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:19 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:10:34 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:14 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:35:48 PM |
| simplelender80 | $75.00 | 12/9/2012 2:00:41 PM |
| antlr | $25.00 | 12/9/2012 7:44:00 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:18 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:49 AM |
| exciting-justice0 | $25.00 | 12/10/2012 2:58:22 PM |
| jga516 | $25.00 | 12/10/2012 5:18:51 PM |
| community-bee | $25.00 | 12/10/2012 6:13:02 PM |
| ukstevenhawaii | $50.00 | 12/11/2012 2:45:38 AM |
| a-graceful-yield | $50.00 | 12/10/2012 9:26:08 PM |
| profitable-fairness1 | $50.00 | 12/11/2012 9:43:53 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:32 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:20 AM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:20 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:02 AM |
| supreme-exchange547 | $25.00 | 12/12/2012 10:01:07 AM |
| integrity-doctor | $100.00 | 12/12/2012 7:00:27 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:12 AM |
| haplender | $32.00 | 12/12/2012 9:08:09 AM |
| riproaringrapids | $38.00 | 12/12/2012 10:37:02 AM |
| quest0 | $50.00 | 12/12/2012 9:22:32 AM |
| letsmakeitsuccessful | $25.00 | 12/12/2012 10:10:38 AM |
| wdworld | $30.70 | 12/12/2012 9:33:46 AM |
| GBLENDER | $50.00 | 12/12/2012 12:31:47 PM |
| green-loyalty-web | $25.00 | 12/12/2012 10:34:00 AM |
| american6 | $50.00 | 12/12/2012 10:37:56 AM |
| Munnie | $25.00 | 12/12/2012 1:05:36 PM |
| LeReve | $500.00 | 12/12/2012 10:10:55 AM |
| bazaar-festivity | $25.00 | 12/12/2012 10:22:50 AM |
| bold-decisive-kindness | $25.00 | 12/12/2012 5:22:52 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:25 PM |
| nex | $25.00 | 12/12/2012 11:25:10 AM |
| indomitable-dedication | $25.00 | 12/12/2012 5:21:53 PM |
| angelinvestor2 | $40.00 | 12/12/2012 5:22:44 PM |
| return-statuette139 | $50.00 | 12/12/2012 5:58:04 PM |
| RockAngelHair | $25.00 | 12/12/2012 2:12:48 PM |
| compassion-bauble4 | $25.00 | 12/12/2012 7:39:26 PM |
| psteveo | $25.00 | 12/13/2012 5:17:14 AM |
| jjd2 | $25.00 | 12/12/2012 6:50:07 PM |
| dough-hammock | $25.00 | 12/12/2012 7:20:05 PM |
| upperdeck | $25.00 | 12/12/2012 8:27:06 PM |
| bold-felicity-image | $100.00 | 12/12/2012 6:04:46 PM |
| carlover | $25.00 | 12/13/2012 9:07:44 AM |
| jblack01 | $25.00 | 12/13/2012 9:08:19 AM |
| Shockem923 | $25.00 | 12/13/2012 6:04:48 AM |
| Ducatiman1978 | $25.00 | 12/13/2012 9:16:43 AM |
| Xarach | $25.00 | 12/13/2012 9:17:11 AM |
| CasaDeTomas | $50.00 | 12/12/2012 6:20:10 PM |
| Purple11 | $54.00 | 12/13/2012 9:20:39 AM |
| Daneistes | $50.00 | 12/13/2012 9:20:54 AM |
| HLender | $30.00 | 12/12/2012 6:23:17 PM |
| greenback-amplifier | $25.00 | 12/12/2012 6:26:00 PM |
| meenan | $25.00 | 12/12/2012 6:30:18 PM |
| enjoyletsbothgain | $25.00 | 12/12/2012 6:30:45 PM |
| natural-point1 | $25.00 | 12/13/2012 8:27:43 AM |
| greentomato | $25.00 | 12/13/2012 9:30:46 AM |
| downtownfarm | $25.00 | 12/13/2012 9:30:48 AM |
| hope-equation | $25.00 | 12/13/2012 9:31:19 AM |
| gold-pudding6 | $60.00 | 12/13/2012 9:32:04 AM |
| dinero-ecstasy3 | $25.00 | 12/13/2012 9:04:51 AM |
| power-trophy7 | $25.00 | 12/13/2012 9:35:29 AM |
| breadbroker | $25.00 | 12/13/2012 9:36:41 AM |
| financial-frenzy | $50.00 | 12/13/2012 9:37:09 AM |
| gristle | $25.00 | 12/13/2012 9:07:57 AM |
| wise-rupee-sanctuary | $50.00 | 12/13/2012 9:08:36 AM |
| 6moonbeams | $50.00 | 12/13/2012 9:11:17 AM |
| fairness-champ7 | $25.00 | 12/13/2012 9:41:10 AM |
| commerce-web5 | $25.00 | 12/13/2012 9:43:26 AM |
| Webpreneur | $50.00 | 12/13/2012 9:13:34 AM |
| kind-peace-violin | $30.00 | 12/13/2012 9:45:26 AM |
| reward-processor | $25.00 | 12/13/2012 9:15:07 AM |
| MCKT76210 | $25.00 | 12/13/2012 9:18:26 AM |
| SummitAdvisors | $50.00 | 12/13/2012 9:19:56 AM |
| aznmikelee | $25.00 | 12/13/2012 9:22:28 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:00 PM |
| mercuriant | $25.00 | 12/13/2012 9:25:38 AM |
| benevolent-transparency934 | $25.00 | 12/13/2012 9:28:17 AM |
| krisran | $26.00 | 12/13/2012 9:30:02 AM |
| gracej | $25.00 | 12/13/2012 9:31:00 AM |
| awe-inspiring-commitment972 | $36.00 | 12/13/2012 9:32:38 AM |
| gold-commander0 | $25.00 | 12/13/2012 9:33:26 AM |
| webclimber | $97.00 | 12/13/2012 9:33:51 AM |
| zeelender | $25.00 | 12/13/2012 9:37:03 AM |
| SRK_FROM_WA | $25.00 | 12/13/2012 9:38:05 AM |
| credit-adventurer313 | $52.36 | 12/13/2012 7:21:09 AM |
| thundermustard | $25.00 | 12/13/2012 9:40:01 AM |
| loyalty-sherpa | $25.00 | 12/13/2012 9:40:24 AM |
| mittio | $25.00 | 12/13/2012 9:44:22 AM |
| agreement-guild | $50.00 | 12/13/2012 9:00:56 AM |
| fantastic-bazaar2 | $50.00 | 12/13/2012 9:02:37 AM |
| cleared2land | $25.00 | 12/13/2012 9:04:06 AM |
| heavenly-bazaar3 | $100.00 | 12/13/2012 9:06:56 AM |
| adventurer447 | $300.00 | 12/13/2012 9:07:48 AM |
| caesark | $25.00 | 12/13/2012 9:11:15 AM |
| ohnezweck | $44.00 | 12/13/2012 9:15:11 AM |
| brazilofmux | $100.00 | 12/13/2012 9:15:29 AM |
| Railbird | $50.00 | 12/13/2012 9:21:22 AM |
| aggresive-truth179 | $25.00 | 12/13/2012 9:26:41 AM |
| transaction-animal8 | $25.00 | 12/13/2012 9:34:27 AM |
| Lender75 | $25.00 | 12/13/2012 9:35:34 AM |
| josuae | $25.00 | 12/13/2012 9:37:22 AM |
| bid-czar8 | $100.00 | 12/13/2012 9:39:00 AM |
| larrybird | $353.00 | 12/13/2012 9:43:58 AM |
| HamachiMan | $50.00 | 12/13/2012 9:44:53 AM |
| 237 Investments
|
Borrower Payment Dependent Notes Series
679867
This series of Notes was issued and sold upon the funding of the borrower loan #79550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $648.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 820-839 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,477 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bcizzle |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $14,820.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Aug-2011)
820-839
(May-2010)
|
|
Principal balance:
| $3,564.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Informatics Business
Purpose of loan:
This loan will be used for startup capital for a new business to provide expert consulting in the field of medical informatics. We have secured contract work with a variety of government agencies and require startup money for initial expenses and payroll. There is an up to 90 day lag time between performing initial work through invoicing that work at the end of the month and finally getting paid.
My financial situation:
I have 15 years experience in the field and have good working relationships with customers and other vendors. We expect to be able to repay the balance of the loan within 6 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leverage-galleon | $50.00 | 12/1/2012 12:01:58 PM |
| entertaining-rate9 | $25.00 | 12/1/2012 12:08:42 PM |
| Zolton | $300.00 | 12/1/2012 12:14:02 PM |
| Harry | $75.00 | 12/1/2012 12:50:45 PM |
| CougarRoar | $25.00 | 12/1/2012 12:57:36 PM |
| CIC | $25.00 | 12/1/2012 12:09:45 PM |
| kevin314 | $25.00 | 12/1/2012 12:21:47 PM |
| loot-prescription3 | $25.00 | 12/1/2012 1:16:07 PM |
| tolerant-dime2 | $36.00 | 12/1/2012 12:31:52 PM |
| ready-interest9 | $25.00 | 12/1/2012 12:48:16 PM |
| payment-halo | $25.00 | 12/1/2012 12:56:13 PM |
| slimof37 | $25.00 | 12/1/2012 1:04:46 PM |
| 108lender | $200.00 | 12/1/2012 1:57:31 PM |
| balance-force | $35.00 | 12/1/2012 1:28:23 PM |
| CreditBuilder2 | $50.01 | 12/1/2012 2:56:56 PM |
| five-star-note | $25.00 | 12/1/2012 2:28:19 PM |
| interest88 | $25.00 | 12/1/2012 2:35:26 PM |
| first-sharp-payout5 | $100.00 | 12/2/2012 6:42:56 AM |
| XP | $50.00 | 12/2/2012 10:27:22 AM |
| Aristocrat | $25.00 | 12/2/2012 9:31:18 AM |
| indomitable-coin | $25.00 | 12/2/2012 12:38:24 PM |
| syrepsorp | $43.00 | 12/2/2012 12:47:14 PM |
| franzzua | $25.00 | 12/2/2012 1:12:56 PM |
| FormulaTroll | $25.00 | 12/2/2012 2:27:12 PM |
| blue-intuitive-order | $25.00 | 12/2/2012 2:30:18 PM |
| DreisersFinancier | $50.00 | 12/3/2012 11:19:29 AM |
| abundanceforever | $52.50 | 12/3/2012 9:43:08 AM |
| wetlands | $200.00 | 12/3/2012 9:47:39 AM |
| credit-maple | $25.00 | 12/3/2012 10:27:11 AM |
| Mommo | $50.00 | 12/3/2012 5:11:55 PM |
| WhiteInvestor | $27.00 | 12/3/2012 3:38:04 PM |
| repayment-pagoda8 | $100.00 | 12/3/2012 5:25:38 PM |
| integrity-smasher7 | $25.00 | 12/3/2012 6:06:11 PM |
| orbital-value360 | $50.00 | 12/3/2012 7:26:58 PM |
| treasure-hunter270 | $50.00 | 12/4/2012 7:47:35 AM |
| ideal-peace5 | $100.00 | 12/4/2012 5:17:51 PM |
| inspiring-kindness062 | $25.00 | 12/4/2012 5:18:00 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:27 PM |
| capital-motion0 | $200.00 | 12/4/2012 9:38:22 PM |
| income-cocktail3 | $25.00 | 12/4/2012 9:33:14 PM |
| gmoney37 | $25.00 | 12/5/2012 9:14:23 AM |
| P2P4me | $469.97 | 12/5/2012 10:16:25 AM |
| fortytwo | $100.00 | 12/5/2012 9:57:01 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:26 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:37 AM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:48 PM |
| tolerant-currency6 | $25.00 | 12/5/2012 12:54:46 PM |
| abz | $50.00 | 12/5/2012 5:47:22 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:11 AM |
| Plutis | $25.00 | 12/6/2012 6:31:02 PM |
| availableloan | $25.00 | 12/6/2012 7:56:32 PM |
| immaculate-yield0 | $150.00 | 12/7/2012 6:55:05 AM |
| enticing-capital6 | $50.00 | 12/7/2012 9:08:36 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:31 AM |
| ahansen | $25.00 | 12/7/2012 9:47:59 AM |
| currency-fan9 | $50.00 | 12/7/2012 2:13:07 PM |
| Plow_n_Sow | $50.00 | 12/7/2012 2:54:15 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:53:56 PM |
| heerzaquestion | $50.00 | 12/8/2012 5:21:11 AM |
| upc_tnt | $25.00 | 12/8/2012 12:03:05 PM |
| floridahelper | $25.00 | 12/8/2012 11:06:53 AM |
| natural-worth9 | $50.00 | 12/8/2012 3:31:32 PM |
| cybernosha | $25.00 | 12/8/2012 1:03:21 PM |
| Guiren | $100.00 | 12/9/2012 3:23:47 AM |
| deal-pal | $25.00 | 12/9/2012 10:51:11 AM |
| groovychick | $25.00 | 12/8/2012 6:59:41 PM |
| nuclearmoose | $50.00 | 12/8/2012 2:13:49 PM |
| dhkny5 | $30.43 | 12/8/2012 8:29:05 PM |
| heroic-platinum | $50.00 | 12/9/2012 12:41:59 PM |
| affluence-tycoon | $25.00 | 12/9/2012 12:15:35 PM |
| new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:33 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:35 PM |
| scholarly-liberty3 | $25.00 | 12/10/2012 9:28:03 AM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:25 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:34 AM |
| MonkeyBoy42 | $39.00 | 12/10/2012 4:46:43 PM |
| GenerousGentleMan | $25.00 | 12/10/2012 6:25:32 PM |
| fund-bauble | $25.00 | 12/10/2012 8:20:34 PM |
| Investoressa | $25.00 | 12/10/2012 6:27:41 PM |
| STNextGen87 | $25.00 | 12/10/2012 8:35:31 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:33 PM |
| responsibility-nebula1 | $50.00 | 12/10/2012 10:09:00 PM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:26 AM |
| pwrfin | $25.00 | 12/10/2012 10:58:55 PM |
| redmumba | $50.00 | 12/11/2012 12:30:02 AM |
| credit-rocket4 | $25.00 | 12/10/2012 8:54:26 PM |
| dissector56958 | $25.00 | 12/11/2012 4:18:31 AM |
| Jay_Tee | $50.00 | 12/11/2012 9:11:48 AM |
| Warbler | $50.00 | 12/11/2012 10:10:15 AM |
| sincere-funds470 | $50.00 | 12/11/2012 8:37:21 AM |
| kalamari | $30.00 | 12/11/2012 1:03:25 PM |
| Nazbuster | $50.00 | 12/11/2012 1:47:13 PM |
| bruin558 | $80.00 | 12/11/2012 5:18:14 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:35 PM |
| justchecking999 | $35.00 | 12/11/2012 11:48:50 AM |
| charmboy4 | $40.00 | 12/11/2012 12:03:11 PM |
| tender-integrity3 | $100.00 | 12/11/2012 5:42:52 PM |
| joe_matadatz | $25.00 | 12/11/2012 4:49:38 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:07 PM |
| LenderToAll | $100.00 | 12/11/2012 5:23:40 PM |
| Barrayaran | $25.00 | 12/12/2012 6:07:35 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:54 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 9:23:59 PM |
| fund-javelin1 | $25.00 | 12/12/2012 5:30:33 AM |
| managedfund | $1,333.00 | 12/12/2012 10:30:27 AM |
| american6 | $50.00 | 12/12/2012 10:38:01 AM |
| little_lender1 | $100.00 | 12/12/2012 10:04:38 AM |
| dlenz | $25.00 | 12/12/2012 12:24:06 PM |
| Ocean713 | $75.00 | 12/12/2012 11:20:44 AM |
| durable-investment8 | $40.00 | 12/12/2012 3:19:45 PM |
| djs81 | $75.00 | 12/12/2012 10:16:30 AM |
| reward-anteater0 | $50.00 | 12/12/2012 5:02:08 PM |
| fantastic-bazaar2 | $50.00 | 12/12/2012 10:33:07 AM |
| VASLENDING | $25.00 | 12/12/2012 10:36:18 AM |
| loyalty-cupcake6 | $100.00 | 12/12/2012 5:18:00 PM |
| lighthouseman | $50.00 | 12/12/2012 9:02:41 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:08 PM |
| brilliance258 | $25.00 | 12/12/2012 10:27:33 PM |
| dignified-euro8 | $64.00 | 12/12/2012 10:36:27 PM |
| bold-generosity-enlightenment | $75.00 | 12/13/2012 12:54:20 AM |
| oneeighty | $25.00 | 12/12/2012 6:52:13 PM |
| hero007 | $50.00 | 12/13/2012 9:03:01 AM |
| knowledgeable-silver6 | $25.00 | 12/12/2012 6:02:27 PM |
| affluence-hickory | $25.00 | 12/13/2012 8:14:29 AM |
| auction-iris9 | $120.00 | 12/12/2012 6:53:33 PM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:39:13 AM |
| syounker | $25.00 | 12/13/2012 9:43:02 AM |
| enthralling-investment | $25.00 | 12/13/2012 9:53:25 AM |
| Svigel | $46.41 | 12/13/2012 9:30:32 AM |
| pound-albatross7 | $500.00 | 12/13/2012 6:19:39 AM |
| subtle-revenue0 | $25.00 | 12/13/2012 9:34:29 AM |
| return-meadow684 | $25.00 | 12/13/2012 10:14:25 AM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:07 AM |
| cozy-gain023 | $25.00 | 12/13/2012 9:02:26 AM |
| Jalebi | $25.00 | 12/13/2012 11:07:14 AM |
| LiquidLender | $25.00 | 12/13/2012 10:13:37 AM |
| payment-hugger7 | $50.00 | 12/13/2012 11:14:18 AM |
| worth-sanctuary9 | $25.00 | 12/13/2012 9:24:32 AM |
| thundermustard | $25.00 | 12/13/2012 9:40:03 AM |
| AFairDeal | $25.00 | 12/13/2012 9:44:26 AM |
| PineapplePants | $25.00 | 12/13/2012 10:57:41 AM |
| strombo27 | $25.00 | 12/13/2012 10:42:44 AM |
| silver-wonder278 | $50.00 | 12/13/2012 10:43:37 AM |
| malomar66 | $47.01 | 12/13/2012 11:32:31 AM |
| crown-year | $515.30 | 12/13/2012 11:53:44 AM |
| daw1878 | $25.00 | 12/1/2012 12:22:53 PM |
| a-finance-nirvana | $25.00 | 12/1/2012 12:32:27 PM |
| prudent-dough458 | $25.00 | 12/1/2012 12:40:08 PM |
| green-trade-dolphin2 | $57.49 | 12/1/2012 12:02:34 PM |
| MoneyForNothing | $25.00 | 12/1/2012 12:07:32 PM |
| leodaguy | $100.00 | 12/1/2012 1:12:57 PM |
| Aberdeen | $99.00 | 12/1/2012 12:23:40 PM |
| thankful-nickel2 | $55.55 | 12/1/2012 12:45:27 PM |
| peace-adventurer3 | $80.00 | 12/1/2012 12:53:58 PM |
| payout-reaction740 | $50.00 | 12/1/2012 1:12:13 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:53 PM |
| janeybooboo | $25.25 | 12/1/2012 2:40:37 PM |
| aztec | $50.00 | 12/1/2012 1:41:35 PM |
| bazaar-tulip | $25.00 | 12/1/2012 1:49:01 PM |
| cahjoon | $25.00 | 12/1/2012 1:49:07 PM |
| prudent-deal662 | $25.00 | 12/1/2012 1:49:45 PM |
| secureincome | $555.00 | 12/1/2012 2:10:35 PM |
| RGlad | $65.00 | 12/1/2012 2:48:30 PM |
| Feyenoord | $30.00 | 12/1/2012 2:57:41 PM |
| first-dinero-paladin | $95.78 | 12/1/2012 3:18:08 PM |
| Astyanax | $30.00 | 12/1/2012 6:29:58 PM |
| income-encore1 | $50.00 | 12/1/2012 6:17:56 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:16 PM |
| Beechturner | $30.00 | 12/2/2012 8:30:42 AM |
| market-maximizer472 | $25.00 | 12/2/2012 10:18:40 AM |
| Hippo-IRA1 | $50.00 | 12/2/2012 10:21:37 AM |
| Paxman84 | $54.00 | 12/2/2012 1:10:53 PM |
| proud-p2p848 | $50.00 | 12/2/2012 11:31:41 AM |
| compassion-twister2 | $50.00 | 12/2/2012 12:09:25 PM |
| bid-starfish | $25.00 | 12/2/2012 12:21:19 PM |
| tolerant-dinero2 | $25.00 | 12/2/2012 2:10:37 PM |
| integrity-hug2 | $25.00 | 12/3/2012 6:32:34 AM |
| pure-treasure7 | $50.00 | 12/3/2012 9:13:56 AM |
| kind-euro-mirth | $50.00 | 12/3/2012 9:14:25 AM |
| HoyaHeel | $30.00 | 12/2/2012 7:16:58 PM |
| GreenLender11 | $100.00 | 12/2/2012 6:04:52 PM |
| dunox | $75.00 | 12/3/2012 9:28:03 AM |
| Fiimg | $50.00 | 12/2/2012 6:38:11 PM |
| uncl-sammy | $25.00 | 12/3/2012 9:37:34 AM |
| commerce-artisan8 | $50.00 | 12/3/2012 9:42:23 AM |
| nickel-ferret | $25.00 | 12/3/2012 9:45:30 AM |
| the-unequivocal-pound | $150.00 | 12/3/2012 2:05:03 PM |
| purposeful-durability8 | $100.00 | 12/3/2012 5:32:19 PM |
| Arvicco | $400.00 | 12/3/2012 5:55:47 PM |
| riskreward | $250.00 | 12/3/2012 5:52:02 PM |
| valiant-money | $50.00 | 12/4/2012 8:54:34 AM |
| virtuous-repayment | $25.00 | 12/4/2012 10:31:43 AM |
| proper-commitment5 | $25.00 | 12/4/2012 9:59:00 AM |
| justreturns | $25.00 | 12/4/2012 10:08:40 AM |
| top-courteous-peso | $75.00 | 12/4/2012 11:07:17 AM |
| lochinvar | $75.00 | 12/4/2012 11:22:44 AM |
| supersarah61 | $25.00 | 12/4/2012 1:34:11 PM |
| qsolo | $25.00 | 12/4/2012 4:57:24 PM |
| luminous-finance9 | $26.00 | 12/4/2012 6:28:40 PM |
| yzerizef | $25.00 | 12/5/2012 6:06:52 AM |
| Tscheddar | $25.00 | 12/5/2012 12:18:08 PM |
| hidavehi | $33.00 | 12/5/2012 11:10:14 AM |
| greenback-surge4 | $25.00 | 12/5/2012 11:25:36 AM |
| voipguy88 | $50.00 | 12/5/2012 6:03:21 PM |
| knowledgeable-listing597 | $25.00 | 12/5/2012 5:31:47 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:32 PM |
| JesanFafon | $125.00 | 12/5/2012 7:33:27 PM |
| brainy-credit1 | $58.00 | 12/6/2012 8:56:48 AM |
| elog238 | $50.00 | 12/6/2012 7:06:41 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:55 AM |
| Mr_School_Boy_Cookies | $25.00 | 12/6/2012 9:16:12 AM |
| Rivervale_Westwood | $25.00 | 12/6/2012 9:13:16 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:52 AM |
| Vegasjim | $25.00 | 12/6/2012 10:56:26 AM |
| Castellan | $50.00 | 12/6/2012 5:25:57 PM |
| edieg | $25.00 | 12/6/2012 4:17:10 PM |
| suave-durability1 | $50.00 | 12/6/2012 6:03:00 PM |
| Black_Dog_Lending | $200.00 | 12/6/2012 11:16:35 PM |
| dcr_545 | $43.84 | 12/7/2012 8:10:28 AM |
| rmachi | $25.00 | 12/7/2012 9:26:02 AM |
| mouieman | $100.00 | 12/7/2012 8:07:01 AM |
| 888GoldIngots | $25.00 | 12/7/2012 9:56:58 AM |
| compoundinterest | $25.00 | 12/7/2012 10:42:33 AM |
| unequivocal-exchange | $25.00 | 12/7/2012 10:22:15 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:43 AM |
| first-credit-meridian | $50.00 | 12/7/2012 10:33:34 AM |
| Spiv_51 | $25.00 | 12/7/2012 11:14:20 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:10 PM |
| capital-web7 | $50.00 | 12/7/2012 8:52:04 PM |
| MoneyBagsRUs | $25.00 | 12/8/2012 5:40:52 AM |
| enriching-trade2 | $50.00 | 12/8/2012 12:37:20 PM |
| Paragon13 | $50.00 | 12/8/2012 10:28:18 AM |
| innovator10 | $500.00 | 12/8/2012 12:13:19 PM |
| HappyToLoan | $35.00 | 12/8/2012 12:16:45 PM |
| natural-worth9 | $100.00 | 12/8/2012 3:30:34 PM |
| trade-burrito4 | $35.00 | 12/8/2012 1:22:48 PM |
| magnetic-duty4 | $25.00 | 12/8/2012 4:40:10 PM |
| california111 | $25.00 | 12/8/2012 5:20:13 PM |
| exchange-cub | $300.00 | 12/9/2012 8:17:15 AM |
| chac | $100.00 | 12/9/2012 1:48:48 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:03 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:14 PM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:12:58 PM |
| WonderPup | $25.00 | 12/10/2012 8:47:35 AM |
| Roundhouse | $100.00 | 12/9/2012 10:47:19 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:02 AM |
| sprinter | $50.00 | 12/10/2012 4:51:30 PM |
| misit | $25.00 | 12/10/2012 6:20:27 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 7:38:17 PM |
| RLLGroup | $35.00 | 12/11/2012 12:06:10 AM |
| smallbizrule | $25.00 | 12/10/2012 7:07:01 PM |
| supersam | $50.00 | 12/10/2012 10:19:11 PM |
| Islandgal | $25.00 | 12/11/2012 9:03:21 AM |
| myersei | $25.00 | 12/11/2012 9:25:51 AM |
| bold-steady-peso | $100.00 | 12/11/2012 9:10:39 AM |
| benevolent-capital1 | $25.00 | 12/11/2012 10:08:11 AM |
| stonewell | $25.00 | 12/11/2012 10:19:41 AM |
| wonderlandkat | $25.00 | 12/11/2012 12:28:14 PM |
| Investoman | $25.00 | 12/11/2012 11:06:09 AM |
| dinero-gusto9 | $25.00 | 12/11/2012 11:45:46 AM |
| lawyervon | $25.00 | 12/11/2012 5:26:41 PM |
| chac | $70.00 | 12/11/2012 12:38:58 PM |
| order-tamale | $400.00 | 12/11/2012 5:16:36 PM |
| Illini | $25.00 | 12/12/2012 5:43:38 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:17 AM |
| contract-amigo7 | $25.00 | 12/12/2012 7:30:22 AM |
| careful-money2 | $50.00 | 12/11/2012 8:57:54 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:32 AM |
| determined-revenue1 | $35.00 | 12/12/2012 9:19:44 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:30 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:56 AM |
| commanding-treasure2 | $75.00 | 12/12/2012 10:33:34 AM |
| noble-moola0 | $30.00 | 12/12/2012 9:17:25 AM |
| dough-reformer9 | $25.00 | 12/12/2012 9:22:54 AM |
| point-oyster5 | $25.00 | 12/12/2012 9:41:18 AM |
| responsibility-aurora | $25.00 | 12/12/2012 4:30:02 PM |
| fairness-palm | $36.00 | 12/12/2012 5:05:21 PM |
| principal-planetarium4 | $40.00 | 12/12/2012 5:07:01 PM |
| djh47a | $25.00 | 12/12/2012 1:22:53 PM |
| RubyMartin | $25.00 | 12/12/2012 10:41:28 PM |
| Goat-herder | $100.00 | 12/13/2012 6:57:19 AM |
| lostontheedge | $25.00 | 12/13/2012 9:05:21 AM |
| aylatrigger | $25.00 | 12/13/2012 9:14:52 AM |
| jcornehlsen | $25.00 | 12/12/2012 6:31:44 PM |
| encore02 | $50.00 | 12/13/2012 9:09:59 AM |
| mindful-generosity1 | $36.00 | 12/13/2012 9:42:26 AM |
| Chesterite | $396.66 | 12/12/2012 10:52:43 PM |
| BankofMsEvans | $30.00 | 12/13/2012 10:14:29 AM |
| BDL-Roth | $40.00 | 12/13/2012 9:41:45 AM |
| caliguian | $25.00 | 12/13/2012 10:06:48 AM |
| derwiki | $25.00 | 12/13/2012 9:12:02 AM |
| unforgettable-wealth4 | $27.00 | 12/13/2012 10:49:14 AM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:24 AM |
| iamaloner | $50.00 | 12/13/2012 11:37:57 AM |
| RocketSurgeon | $25.00 | 12/13/2012 10:12:18 AM |
| deal-processor0 | $43.00 | 12/13/2012 10:41:08 AM |
| amdavadi | $184.80 | 12/13/2012 10:52:38 AM |
| 297 Investments
|
Borrower Payment Dependent Notes Series
679937
This series of Notes was issued and sold upon the funding of the borrower loan #79505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $112.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
0 | Length of status: | 5y 10m |
|
Amount delinquent:
| $62 |
Total credit lines:
| 6 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-machine7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
family emergency
Purpose of loan:
This loan will be used to...had to put daughter into a drug rehab facility using household money to get her in need to pay the bills we used the money to get her in the rehab facility
My financial situation:
I am a good candidate for this loan because...
i have a stable work history and the only money we owe is for the house and monthly bills
Monthly net income: $3200
Monthly expenses: $200
Housing: $1374
Insurance: $170
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Winged_Inspirations | $25.00 | 12/1/2012 12:14:56 PM |
| treasure-bliss | $25.00 | 12/1/2012 1:22:54 PM |
| JGuide | $25.00 | 12/2/2012 5:59:27 AM |
| let_me_retire | $100.00 | 12/3/2012 12:06:47 PM |
| diplomatic-wealth7 | $25.00 | 12/4/2012 5:49:08 PM |
| stock106 | $25.00 | 12/5/2012 3:36:29 PM |
| LuvToLend | $25.00 | 12/6/2012 9:09:10 AM |
| businessbroker101 | $50.00 | 12/10/2012 9:47:24 AM |
| blue-relentless-hope | $25.00 | 12/10/2012 8:27:14 PM |
| majestic-note6 | $150.00 | 12/11/2012 5:48:41 PM |
| cleo1255 | $25.00 | 12/11/2012 7:42:56 PM |
| piscary | $100.00 | 12/12/2012 12:26:10 PM |
| hero007 | $50.00 | 12/13/2012 9:03:02 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:40 AM |
| subtle-bill727 | $25.00 | 12/14/2012 5:56:07 PM |
| evilkats | $50.00 | 12/14/2012 7:05:43 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:31 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:03 AM |
| ethical-truth211 | $804.46 | 12/15/2012 5:44:03 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:22:37 PM |
| Land_on_your_feet | $25.00 | 12/1/2012 12:39:43 PM |
| worthy-bid8 | $100.00 | 12/1/2012 1:21:50 PM |
| handy-justice | $25.00 | 12/1/2012 12:43:04 PM |
| Tscheddar | $25.00 | 12/6/2012 5:49:32 AM |
| Budro | $25.00 | 12/8/2012 1:54:51 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:25 PM |
| ethical-truth211 | $100.00 | 12/10/2012 10:41:45 AM |
| Fromthebu | $25.00 | 12/10/2012 9:45:46 PM |
| djh47a | $25.00 | 12/12/2012 1:22:53 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:29 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:46 PM |
| Cybercusp | $25.00 | 12/14/2012 5:14:28 PM |
| the-phenomenal-cash | $25.00 | 12/14/2012 6:09:45 PM |
| ethical-truth211 | $200.00 | 12/14/2012 11:48:14 AM |
| finance-fan7 | $25.00 | 12/14/2012 6:12:22 PM |
| MakeItPour | $25.00 | 12/14/2012 6:12:38 PM |
| reward-adventure | $50.00 | 12/14/2012 5:26:11 PM |
| I-Believe-In-You | $35.54 | 12/14/2012 7:33:01 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
680105
This series of Notes was issued and sold upon the funding of the borrower loan #79546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,452.09 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,095 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-shooter2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Remodel my basement to create two bedrms and a bath, so that my daughter and husband can move in. (My granddaughter already moved in.)
My financial situation:
I am a good candidate for this loan because...My financial situation will greatly improve when they move in, because they will be able to pay my mortgage & utilities.
Monthly net income: $3600.(includes $800-1000 from my daughter - my granddaughter lives here already)
Monthly expenses: $
Housing: $1065
Insurance: $-included w/mortgage = $45 for life ins.
Car expenses: $200 - just charged 4 tires
Utilities: $375
Phone, cable, internet: $180
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $450
Other expenses: $175 help with great-granddaughter's tuition
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:45 PM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:35:56 PM |
| CreditBuilder2 | $25.03 | 12/5/2012 11:51:58 AM |
| bold-wampum-compadre | $100.00 | 12/6/2012 9:37:57 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:39 PM |
| let_me_retire | $50.00 | 12/10/2012 4:47:21 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:52 AM |
| Edakers | $25.00 | 12/11/2012 1:49:49 PM |
| Haribelle | $25.00 | 12/11/2012 5:34:18 PM |
| djh47a | $25.00 | 12/12/2012 1:23:04 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:11 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:25:34 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:05 AM |
| worthy-bid8 | $400.00 | 12/17/2012 6:38:19 PM |
| Index_Plus | $1,500.00 | 12/18/2012 4:21:30 PM |
| open-minded-p2p1 | $25.00 | 12/4/2012 7:51:39 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:18 AM |
| LuvToLend | $25.00 | 12/5/2012 10:39:47 AM |
| Investor_DP | $100.00 | 12/6/2012 10:27:50 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:42 PM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:39 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:59 AM |
| blueshound | $25.00 | 12/8/2012 6:18:36 PM |
| zorg77 | $25.00 | 12/9/2012 8:38:58 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:29 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:33 PM |
| sunwell | $100.00 | 12/11/2012 10:16:47 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:06 AM |
| IIP77 | $25.00 | 12/14/2012 6:50:47 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:29 AM |
| E-2 | $80.00 | 12/15/2012 10:59:18 AM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:16 PM |
| order-singularity430 | $125.00 | 12/18/2012 2:40:47 PM |
| cash-mussel | $37.06 | 12/18/2012 4:38:37 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
680181
This series of Notes was issued and sold upon the funding of the borrower loan #79369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,364.71 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $620.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,908 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ideal-felicity23 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay down higher rate credit cards and install and new furnace and fireplace insert. My credit card debt will be eliminated and with this loan I can save an additional $200-250 month and pay off the loan in 5 years vs. 10-15 years.
My financial situation:
I am a good candidate for this loan because...I have a sense of responsibility to always pay my debt. I have a good job and now own my home. Each year we also receive some type of bonus which will allow me to pay down the debt faster (did not include in my yearly salary).
Monthly net income: $ 3777.21
Monthly expenses: $
Housing: $973
Insurance: $112
Car expenses: $250
Utilities: $250
Phone, cable, internet: $97
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $744
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| methodical-interest039 | $32.00 | 11/30/2012 5:10:15 PM |
| CreditBuilder2 | $25.06 | 11/30/2012 5:54:28 PM |
| bowdish1 | $25.00 | 11/30/2012 5:57:10 PM |
| PrimeFunding | $25.00 | 11/30/2012 6:39:44 PM |
| Plow_n_Sow | $75.00 | 12/1/2012 6:35:03 AM |
| 1traveler | $25.00 | 12/1/2012 1:27:08 PM |
| finder61 | $25.00 | 12/1/2012 9:42:44 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:28:59 AM |
| wetlands | $200.00 | 12/3/2012 9:48:23 AM |
| dunkard13 | $100.00 | 12/3/2012 5:56:37 PM |
| octoberfresh | $25.00 | 12/4/2012 6:17:09 AM |
| persistent-dinero953 | $25.00 | 12/4/2012 7:57:00 AM |
| integrity-doctor | $100.00 | 12/4/2012 7:07:18 AM |
| tech310 | $50.00 | 12/4/2012 9:22:29 AM |
| life-is-great | $25.00 | 12/4/2012 9:49:19 AM |
| crdcteng | $50.00 | 12/5/2012 9:08:57 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:54 AM |
| tolerant-responsibility051 | $2,500.00 | 12/6/2012 9:37:08 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:45 AM |
| successful-agreement7 | $92.00 | 12/6/2012 5:36:27 PM |
| dunox | $75.00 | 12/6/2012 5:30:55 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:50 AM |
| Black_Dog_Lending | $50.00 | 12/6/2012 11:05:22 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:26 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:38 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:16 PM |
| kulender | $100.00 | 12/7/2012 1:18:57 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:23 PM |
| money-bauble | $100.00 | 12/7/2012 5:18:45 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:16 PM |
| compoundinterest | $25.00 | 12/8/2012 12:46:51 PM |
| bewitching-dollar5 | $100.00 | 12/8/2012 12:53:38 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:17 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:55:22 PM |
| ell25 | $50.00 | 12/10/2012 8:30:14 PM |
| abundant-community130 | $50.00 | 12/11/2012 10:37:59 AM |
| kalamari | $30.00 | 12/11/2012 1:03:21 PM |
| power-defender7 | $40.00 | 12/11/2012 5:27:07 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:48 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:24 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:10 AM |
| enchanted-note | $25.00 | 12/12/2012 10:30:38 AM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:26 PM |
| balance-force | $28.00 | 12/12/2012 1:52:25 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:42 PM |
| dsnybnd | $25.00 | 12/12/2012 1:17:51 PM |
| gethsemane4 | $25.00 | 12/13/2012 9:13:07 AM |
| hitsman | $50.00 | 12/13/2012 10:04:08 AM |
| the-silver-blaster | $75.00 | 12/13/2012 9:11:48 AM |
| letsmakeitsuccessful | $25.00 | 12/13/2012 5:19:48 PM |
| dollardave | $50.00 | 12/13/2012 10:52:20 AM |
| cutter21 | $25.00 | 12/13/2012 5:29:20 PM |
| dignified-coin128 | $25.00 | 12/13/2012 5:39:36 PM |
| Peacepower | $50.00 | 12/13/2012 6:32:18 PM |
| villagers | $50.00 | 12/13/2012 5:40:17 PM |
| jjd2 | $25.00 | 12/13/2012 5:43:50 PM |
| Munnie | $50.00 | 12/14/2012 6:10:45 AM |
| reward-anteater0 | $25.00 | 12/13/2012 6:21:01 PM |
| special-generosity2 | $25.00 | 12/14/2012 9:06:25 AM |
| quest0 | $40.00 | 12/14/2012 5:05:05 AM |
| Lam0nt | $25.00 | 12/14/2012 9:24:12 AM |
| DadWarbucks | $25.00 | 12/14/2012 9:33:36 AM |
| enthralling-deal53 | $100.00 | 12/14/2012 9:39:20 AM |
| repayment-chihuahua3 | $25.00 | 12/14/2012 9:39:48 AM |
| zrohmm | $25.00 | 12/14/2012 9:52:52 AM |
| fcukciti | $25.00 | 12/14/2012 10:00:06 AM |
| cash-reaction2 | $25.00 | 12/14/2012 10:01:35 AM |
| red-luminous-gain | $25.00 | 12/14/2012 10:02:15 AM |
| gelidfrank | $25.00 | 12/14/2012 9:16:01 AM |
| rcm87 | $50.00 | 12/14/2012 9:18:08 AM |
| incbx | $100.00 | 12/14/2012 9:18:55 AM |
| enticing-note | $25.00 | 12/14/2012 9:24:18 AM |
| exact-p2p2 | $25.00 | 12/14/2012 10:09:39 AM |
| balance-bandit0 | $25.00 | 12/14/2012 9:31:37 AM |
| heart514 | $25.00 | 12/14/2012 10:12:26 AM |
| encore02 | $50.00 | 12/14/2012 9:33:39 AM |
| market-maximizer472 | $25.00 | 12/14/2012 6:40:14 AM |
| haplender | $50.00 | 12/14/2012 9:40:22 AM |
| ferocious-camaraderi1 | $100.00 | 12/14/2012 9:41:26 AM |
| gillijr1001 | $25.00 | 12/14/2012 10:23:10 AM |
| studious-bonus7 | $100.00 | 12/14/2012 9:44:34 AM |
| Maetryx | $25.00 | 12/14/2012 9:47:24 AM |
| SummitAdvisors | $50.00 | 12/14/2012 9:48:51 AM |
| HalfDayz | $25.00 | 12/14/2012 10:35:39 AM |
| social-trumpet | $25.00 | 12/14/2012 9:51:27 AM |
| CasaDeTomas | $50.00 | 12/14/2012 9:54:19 AM |
| attentive-vigilance1 | $25.00 | 12/14/2012 9:55:00 AM |
| loan-wasp | $50.00 | 12/14/2012 10:40:18 AM |
| lender2611 | $25.00 | 12/14/2012 10:42:19 AM |
| brazilofmux | $39.00 | 12/14/2012 10:49:09 AM |
| exchange-portait7 | $30.00 | 12/14/2012 10:00:17 AM |
| wayman | $25.00 | 12/14/2012 10:00:34 AM |
| SecondChanceLendingSERV | $25.00 | 12/14/2012 10:01:13 AM |
| IP | $25.00 | 12/14/2012 9:02:55 AM |
| Ponies88 | $25.00 | 12/14/2012 9:04:23 AM |
| rescue | $100.00 | 12/14/2012 9:05:24 AM |
| DirtyJenga | $25.00 | 12/14/2012 9:07:12 AM |
| gold-blanket | $25.00 | 12/14/2012 10:13:12 AM |
| methodical-moola4 | $61.65 | 12/14/2012 2:28:31 PM |
| Huck007 | $25.00 | 12/14/2012 9:18:11 AM |
| andypbe | $25.00 | 12/14/2012 10:14:38 AM |
| 6moonbeams | $50.00 | 12/14/2012 9:22:03 AM |
| gallant-economy9 | $44.00 | 12/14/2012 9:23:33 AM |
| mvalley | $25.00 | 12/14/2012 10:24:45 AM |
| Ivan2007 | $50.00 | 12/14/2012 10:27:42 AM |
| bid-czar8 | $100.00 | 12/14/2012 10:28:39 AM |
| jrbill1998 | $36.00 | 12/14/2012 10:31:02 AM |
| ml13 | $25.00 | 12/14/2012 4:38:32 PM |
| inspired-investment8 | $28.00 | 12/14/2012 9:32:12 AM |
| compatible-power8 | $25.00 | 12/14/2012 10:33:01 AM |
| enthusiastic-point | $25.00 | 12/14/2012 9:36:30 AM |
| E_G | $31.00 | 12/14/2012 9:37:37 AM |
| Tylerh | $174.00 | 12/14/2012 10:37:13 AM |
| urbane-duty560 | $50.00 | 12/14/2012 10:38:35 AM |
| EvalCrux | $50.00 | 12/14/2012 10:39:38 AM |
| Tradesmanlender | $25.00 | 12/14/2012 10:43:35 AM |
| JC_12 | $100.00 | 12/14/2012 9:57:32 AM |
| aviente | $25.00 | 12/14/2012 10:04:02 AM |
| logical-investment4 | $25.00 | 12/14/2012 10:05:05 AM |
| green-loyalty-web | $25.00 | 12/14/2012 10:05:37 AM |
| kendigme | $25.00 | 12/14/2012 2:30:23 PM |
| cbllender | $25.00 | 12/14/2012 10:10:26 AM |
| durability-alien3 | $50.00 | 12/14/2012 10:11:39 AM |
| durability-excellence | $25.00 | 12/14/2012 10:12:16 AM |
| natural-worth9 | $150.00 | 12/14/2012 4:02:06 PM |
| principal-kung-fu | $25.00 | 12/14/2012 10:17:31 AM |
| thrifty-dedication | $25.00 | 12/14/2012 4:24:45 PM |
| durability-goat644 | $25.00 | 12/14/2012 10:19:17 AM |
| zone6 | $70.00 | 12/14/2012 10:25:36 AM |
| Lacimae | $100.00 | 12/14/2012 10:29:31 AM |
| Cronos | $50.00 | 12/14/2012 10:33:35 AM |
| breadbroker | $25.00 | 12/14/2012 10:37:20 AM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:46 PM |
| decisive-income7 | $2,500.00 | 12/1/2012 6:41:16 AM |
| paxnj | $25.00 | 11/30/2012 7:39:07 PM |
| natural-worth9 | $100.00 | 12/1/2012 11:12:11 AM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:47 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:32 AM |
| repayment-pagoda8 | $100.00 | 12/3/2012 9:33:21 AM |
| fulfilling-bazaar4 | $100.00 | 12/3/2012 5:30:00 PM |
| windguy | $50.00 | 12/3/2012 5:54:17 PM |
| franzzua | $25.00 | 12/3/2012 6:21:09 PM |
| riskreward | $250.00 | 12/3/2012 5:52:32 PM |
| dignified-finance | $25.00 | 12/3/2012 6:31:53 PM |
| MyPFBlog | $25.00 | 12/3/2012 9:20:51 PM |
| justreturns | $25.00 | 12/4/2012 10:08:39 AM |
| profitable-fairness1 | $50.00 | 12/4/2012 7:59:24 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:10 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:46 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:26:15 AM |
| astute-benjamins | $25.00 | 12/6/2012 8:15:48 AM |
| Tscheddar | $25.00 | 12/6/2012 5:07:17 PM |
| KryptonWare-com | $25.00 | 12/6/2012 5:01:21 PM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:12 AM |
| _G_ | $25.00 | 12/7/2012 3:29:25 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:10:57 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:41:21 PM |
| napmanger | $50.00 | 12/8/2012 10:52:50 PM |
| antlr | $25.00 | 12/9/2012 7:44:02 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:58 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:29 AM |
| 1NiceLender | $25.00 | 12/10/2012 9:33:58 AM |
| vivacious-fund2 | $25.00 | 12/10/2012 3:26:49 PM |
| just-loyalty643 | $50.00 | 12/10/2012 5:57:14 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:28 PM |
| cr8on | $30.00 | 12/11/2012 5:09:04 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:24 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:09 AM |
| djh47a | $25.00 | 12/12/2012 1:14:25 PM |
| credit-adventurer313 | $25.00 | 12/13/2012 7:23:02 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:03 PM |
| breathtaking-funds6 | $50.00 | 12/13/2012 10:38:36 AM |
| american6 | $50.00 | 12/13/2012 10:14:53 AM |
| Investoman | $25.00 | 12/13/2012 9:26:14 AM |
| jazzlender | $50.00 | 12/13/2012 9:51:58 AM |
| bazaar-festivity | $25.00 | 12/13/2012 10:07:14 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:45 PM |
| point-oyster5 | $25.00 | 12/13/2012 5:30:03 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:25 AM |
| payment-hugger7 | $50.00 | 12/13/2012 11:14:17 AM |
| wampum-taiko4 | $25.00 | 12/13/2012 5:48:04 PM |
| unforgettable-wealth4 | $50.00 | 12/13/2012 5:09:39 PM |
| thundermustard | $25.00 | 12/13/2012 5:18:22 PM |
| auction-iris9 | $120.00 | 12/13/2012 5:32:52 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:18 AM |
| anacent | $25.00 | 12/13/2012 10:26:19 PM |
| Avicell | $25.00 | 12/13/2012 6:21:06 PM |
| progressive-economy261 | $400.00 | 12/14/2012 9:05:07 AM |
| active-market | $50.00 | 12/14/2012 9:06:34 AM |
| Aimvest | $25.00 | 12/14/2012 9:10:17 AM |
| finance-fan7 | $25.00 | 12/14/2012 6:01:06 AM |
| GatorBux | $50.00 | 12/14/2012 9:13:44 AM |
| CSUgrad08 | $25.00 | 12/14/2012 9:21:43 AM |
| investisure | $50.00 | 12/14/2012 9:29:19 AM |
| the-dollar-topper | $150.00 | 12/14/2012 9:34:24 AM |
| Ducatiman1978 | $25.00 | 12/14/2012 9:35:22 AM |
| capital-renewal | $50.00 | 12/14/2012 9:36:32 AM |
| indomitable-dedication | $25.00 | 12/14/2012 9:37:35 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:08 AM |
| pugmalion | $25.00 | 12/14/2012 9:45:12 AM |
| chief64 | $196.00 | 12/14/2012 9:47:01 AM |
| Banker7371 | $25.00 | 12/14/2012 9:57:53 AM |
| MicroPod | $25.00 | 12/14/2012 9:11:23 AM |
| the-laudable-peso | $40.00 | 12/14/2012 9:59:57 AM |
| cnovak | $25.00 | 12/14/2012 9:14:47 AM |
| uncleharold | $25.00 | 12/14/2012 9:16:25 AM |
| no_agenda_lender | $25.00 | 12/14/2012 9:18:51 AM |
| MiscFunds | $25.00 | 12/14/2012 10:05:58 AM |
| brightest-affluence-motivator | $28.00 | 12/14/2012 9:28:41 AM |
| OrcaFIN | $50.00 | 12/14/2012 9:37:56 AM |
| BXA | $50.00 | 12/14/2012 10:23:37 AM |
| gold-pudding6 | $60.00 | 12/14/2012 9:46:22 AM |
| godzig | $25.00 | 12/14/2012 10:30:42 AM |
| ranstlin | $25.00 | 12/14/2012 9:48:42 AM |
| transparency-sapling | $25.00 | 12/14/2012 9:50:32 AM |
| structure9 | $25.00 | 12/14/2012 9:50:53 AM |
| mercuriant | $25.00 | 12/14/2012 9:59:39 AM |
| financial-frenzy | $50.00 | 12/14/2012 10:03:24 AM |
| picklesforarthur | $25.00 | 12/14/2012 10:05:25 AM |
| InvestorPartners | $25.00 | 12/14/2012 10:07:23 AM |
| yank918 | $25.00 | 12/14/2012 9:10:45 AM |
| commerce-web5 | $25.00 | 12/14/2012 10:09:17 AM |
| adventurous-capital | $25.00 | 12/14/2012 10:10:43 AM |
| HamachiMan | $50.00 | 12/14/2012 9:15:52 AM |
| josuae | $25.00 | 12/14/2012 9:17:00 AM |
| gold-gazelle | $25.00 | 12/14/2012 9:17:56 AM |
| gulch | $25.00 | 12/14/2012 9:18:36 AM |
| spitzbergen | $25.00 | 12/14/2012 10:15:22 AM |
| MadHun | $169.00 | 12/14/2012 9:20:51 AM |
| MarcusOcean | $25.00 | 12/14/2012 10:18:34 AM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:29 PM |
| unrelenting-auction7 | $25.00 | 12/14/2012 9:26:46 AM |
| figs4u2 | $97.00 | 12/14/2012 9:32:38 AM |
| mad4wknds | $25.00 | 12/14/2012 9:32:53 AM |
| wealth-performer054 | $100.00 | 12/14/2012 9:34:12 AM |
| NorthwestLoan1 | $500.00 | 12/14/2012 4:59:43 PM |
| Gilgothdae | $25.00 | 12/14/2012 9:36:50 AM |
| overflowinglife | $50.00 | 12/14/2012 10:37:08 AM |
| deal-banker | $35.00 | 12/14/2012 9:43:08 AM |
| kkcoolmom | $50.00 | 12/14/2012 10:42:44 AM |
| red-eloquent-rupee | $50.00 | 12/14/2012 9:45:22 AM |
| adventurer447 | $300.00 | 12/14/2012 9:47:20 AM |
| pound-mushroom3 | $25.00 | 12/14/2012 9:50:25 AM |
| the-enthralling-coin | $25.00 | 12/14/2012 11:01:58 AM |
| bold-worth-wrangler | $25.00 | 12/14/2012 9:55:23 AM |
| rogue_monster | $50.00 | 12/14/2012 10:03:18 AM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:41 PM |
| lawman1991 | $25.00 | 12/14/2012 2:33:34 PM |
| charming-economy438 | $25.00 | 12/14/2012 10:08:14 AM |
| runner262 | $25.00 | 12/14/2012 10:10:17 AM |
| mgd | $50.00 | 12/14/2012 3:42:23 PM |
| henmota | $25.00 | 12/14/2012 10:20:32 AM |
| poeman | $25.00 | 12/14/2012 10:23:15 AM |
| NorthwestLoan1 | $325.00 | 12/14/2012 4:58:32 PM |
| famous-bid9 | $25.00 | 12/14/2012 10:25:57 AM |
| credit-meteor7 | $29.00 | 12/14/2012 10:35:09 AM |
| bonus-goliath7 | $25.00 | 12/14/2012 10:37:55 AM |
| prudent-hope7 | $25.00 | 12/14/2012 10:56:45 AM |
| nex | $25.00 | 12/14/2012 11:30:07 AM |
| 259 Investments
|
Borrower Payment Dependent Notes Series
680271
This series of Notes was issued and sold upon the funding of the borrower loan #79664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $248.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,165 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resplendent-balance186 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...help pay off some high interest debt.
My financial situation:
I am a good candidate for this loan because...i am making more money and am helping my family to get in a better financial situation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $31.02 | 11/30/2012 5:03:19 PM |
| indomitable-coin | $25.00 | 11/30/2012 5:17:28 PM |
| loot-prescription3 | $25.00 | 11/30/2012 5:41:44 PM |
| blot44 | $25.00 | 11/30/2012 8:14:40 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:40 PM |
| bowdish1 | $75.00 | 12/1/2012 2:02:12 PM |
| supersarah61 | $25.00 | 12/1/2012 3:19:26 PM |
| dunox | $75.00 | 12/3/2012 9:28:22 AM |
| worthy-commitment7 | $25.00 | 12/2/2012 9:02:31 PM |
| transparency-sequoia6 | $100.00 | 12/3/2012 9:36:33 AM |
| Arvicco | $400.00 | 12/3/2012 10:01:07 AM |
| repayment-pagoda8 | $66.00 | 12/3/2012 5:26:26 PM |
| shamonn_p2p | $1,000.00 | 12/3/2012 6:06:39 PM |
| knowledgeable-silver6 | $25.00 | 12/4/2012 10:10:12 AM |
| return-mad-scientist137 | $25.00 | 12/4/2012 10:16:15 AM |
| Searlzy | $25.00 | 12/4/2012 9:57:21 AM |
| syrepsorp | $50.00 | 12/4/2012 5:17:03 PM |
| magical-credit523 | $25.00 | 12/5/2012 10:41:57 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:07 AM |
| Investoman | $25.00 | 12/6/2012 9:13:05 AM |
| kevin314 | $25.00 | 12/6/2012 9:29:45 AM |
| Avala | $91.00 | 12/6/2012 9:44:40 AM |
| Solid-Platinum | $30.00 | 12/6/2012 11:22:24 AM |
| american6 | $50.00 | 12/6/2012 5:33:25 PM |
| AFairDeal | $25.00 | 12/6/2012 6:46:11 PM |
| astute-benjamins | $25.00 | 12/7/2012 8:49:29 AM |
| enriching-trade2 | $50.00 | 12/7/2012 10:17:29 AM |
| brightest-durability-chomper | $25.00 | 12/7/2012 2:48:03 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:39 AM |
| nuclearmoose | $50.00 | 12/8/2012 1:53:52 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:16 PM |
| value-caravan | $25.00 | 12/9/2012 11:59:59 AM |
| deegeeman | $25.00 | 12/9/2012 12:54:46 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:18 AM |
| antlr | $25.00 | 12/9/2012 7:44:03 PM |
| Xeo | $25.00 | 12/10/2012 3:47:04 PM |
| Senechal | $25.00 | 12/11/2012 4:34:06 AM |
| KHODADAD | $25.00 | 12/11/2012 7:11:57 AM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:54:50 PM |
| velocity-solo | $25.00 | 12/11/2012 11:03:31 AM |
| reinforced-euro5 | $50.00 | 12/11/2012 11:34:55 AM |
| bankojerry | $25.00 | 12/11/2012 4:14:51 PM |
| aldeed | $50.00 | 12/11/2012 1:03:05 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:05 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:39 PM |
| bill-booster5 | $25.00 | 12/11/2012 8:12:14 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:11 AM |
| lighthouseman | $50.00 | 12/11/2012 9:11:57 PM |
| EnglishGeekInNYC | $25.00 | 12/12/2012 9:14:27 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:24 AM |
| jdashv | $25.00 | 12/12/2012 9:53:48 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:11 AM |
| djs81 | $75.00 | 12/12/2012 10:16:28 AM |
| reward-anteater0 | $25.00 | 12/12/2012 5:03:23 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:49 PM |
| dugly2ugly | $25.00 | 12/13/2012 6:41:27 AM |
| linkage682 | $50.00 | 12/13/2012 7:47:43 AM |
| thedoctor | $37.00 | 12/13/2012 9:34:14 AM |
| first-favorite-bonus9 | $25.00 | 12/13/2012 9:34:21 AM |
| Clambake | $25.00 | 12/13/2012 9:34:45 AM |
| AmericanCredit | $100.00 | 12/13/2012 9:40:07 AM |
| Hanalei712 | $50.00 | 12/13/2012 10:39:56 AM |
| Zuzu | $25.00 | 12/13/2012 9:58:10 AM |
| mar97 | $25.00 | 12/13/2012 10:44:35 AM |
| orange-mindful-bazaar | $75.00 | 12/13/2012 10:46:56 AM |
| truth-explorer | $25.00 | 12/13/2012 10:48:44 AM |
| truck51 | $200.00 | 12/13/2012 10:49:08 AM |
| puifais | $50.00 | 12/13/2012 9:09:52 AM |
| wealth-nexus091 | $25.00 | 12/13/2012 9:10:29 AM |
| hostbank | $100.00 | 12/13/2012 10:56:34 AM |
| rulender | $25.00 | 12/13/2012 10:58:04 AM |
| riveting-p2ploan4 | $25.00 | 12/13/2012 11:23:14 AM |
| dordee | $75.00 | 12/13/2012 11:33:30 AM |
| spirit07a | $100.00 | 12/13/2012 10:29:45 AM |
| don8ter | $32.00 | 12/13/2012 10:31:05 AM |
| magical-greenback | $25.00 | 12/13/2012 10:32:04 AM |
| Seafirst | $33.00 | 12/13/2012 10:34:33 AM |
| purvike | $25.00 | 12/13/2012 10:34:51 AM |
| the-magnificent-loan | $100.00 | 12/13/2012 10:37:15 AM |
| -J | $45.00 | 12/13/2012 10:39:09 AM |
| KarmaBum77 | $25.00 | 12/13/2012 10:41:53 AM |
| lending401 | $25.00 | 12/13/2012 10:44:45 AM |
| graceful-durability246 | $30.00 | 12/13/2012 10:47:24 AM |
| proud-pound4 | $25.00 | 12/13/2012 10:47:58 AM |
| unforgettable-wealth4 | $50.00 | 12/13/2012 10:49:13 AM |
| Mantis75 | $25.00 | 12/13/2012 10:54:28 AM |
| healthy-rupee08 | $50.00 | 12/13/2012 10:56:19 AM |
| green-tree-shake | $35.00 | 12/13/2012 10:57:17 AM |
| greenback-pear | $50.00 | 12/13/2012 11:07:35 AM |
| oracle3 | $50.00 | 12/13/2012 11:07:56 AM |
| BCD | $25.00 | 12/13/2012 11:16:18 AM |
| Bikram | $50.00 | 12/13/2012 10:13:14 AM |
| keyfig | $25.00 | 12/13/2012 10:25:10 AM |
| Hokie83 | $27.00 | 12/13/2012 10:27:45 AM |
| ski bum | $100.00 | 12/13/2012 10:33:48 AM |
| LowLeftJim | $25.00 | 12/13/2012 10:35:59 AM |
| Aimvest | $25.00 | 12/13/2012 10:36:48 AM |
| sail120 | $25.00 | 12/13/2012 10:37:06 AM |
| building-america | $25.00 | 12/13/2012 10:46:03 AM |
| camaraderi-popcorn | $25.00 | 12/13/2012 10:47:08 AM |
| kyomoon | $50.00 | 12/13/2012 10:51:07 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 12/13/2012 10:53:04 AM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:22 AM |
| economy-samaritan218 | $25.00 | 12/13/2012 10:59:37 AM |
| riskadverse44 | $25.00 | 12/13/2012 11:05:44 AM |
| exchange-pledge | $50.00 | 12/13/2012 11:08:14 AM |
| gold-hero4 | $50.00 | 11/30/2012 5:52:18 PM |
| Zolton | $300.00 | 11/30/2012 5:17:53 PM |
| tender-integrity3 | $100.00 | 11/30/2012 5:17:34 PM |
| loan-mongoose1 | $25.00 | 11/30/2012 5:44:32 PM |
| compassion-twister2 | $50.00 | 11/30/2012 5:49:56 PM |
| bazaar-tulip | $25.00 | 11/30/2012 6:03:55 PM |
| neighborly-hope6 | $100.00 | 11/30/2012 6:27:22 PM |
| proper-p2p6 | $100.00 | 12/1/2012 8:24:21 AM |
| Castellan | $50.00 | 11/30/2012 6:16:34 PM |
| cerebral-dollar773 | $25.00 | 11/30/2012 8:24:41 PM |
| CreditBuilder2 | $50.05 | 11/30/2012 7:06:47 PM |
| corndog4000 | $30.00 | 11/30/2012 7:35:11 PM |
| compoundinterest | $25.00 | 12/1/2012 12:01:16 PM |
| auction-iris9 | $120.00 | 12/1/2012 1:26:47 PM |
| patriot897 | $25.00 | 12/1/2012 1:49:51 PM |
| first-sharp-payout5 | $100.00 | 12/2/2012 6:42:19 AM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:21:10 PM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:28:16 PM |
| riskreward | $250.00 | 12/3/2012 9:58:37 AM |
| windguy | $50.00 | 12/3/2012 9:59:57 AM |
| market-maximizer472 | $25.00 | 12/5/2012 9:24:30 AM |
| heerzaquestion | $53.00 | 12/5/2012 4:57:21 AM |
| loyalty-czar | $42.15 | 12/5/2012 6:41:06 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:11 AM |
| silvercertificate | $25.00 | 12/5/2012 2:20:54 PM |
| miked8303 | $75.00 | 12/6/2012 11:31:46 AM |
| proper-exchange8 | $50.00 | 12/6/2012 5:48:53 PM |
| encore06 | $25.00 | 12/7/2012 9:55:00 AM |
| sajitk | $25.00 | 12/7/2012 3:57:23 PM |
| sturzstrom | $25.00 | 12/8/2012 5:07:52 AM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:38 AM |
| napmanger | $50.00 | 12/8/2012 10:32:08 PM |
| tenacious-payout | $25.00 | 12/9/2012 8:01:06 AM |
| California04 | $50.00 | 12/9/2012 11:07:23 AM |
| simplelender80 | $75.00 | 12/9/2012 2:01:17 PM |
| innocent-loot | $25.00 | 12/10/2012 9:21:34 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:29 AM |
| bonjea | $25.00 | 12/10/2012 9:53:04 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:53 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:28 PM |
| awwaww | $25.00 | 12/11/2012 10:24:36 AM |
| themoneydoctor | $50.00 | 12/11/2012 12:45:57 PM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:22 AM |
| worth-rocket0 | $30.00 | 12/12/2012 8:11:15 AM |
| economy-tuba7 | $50.00 | 12/12/2012 9:41:20 AM |
| LimaGuy | $32.55 | 12/12/2012 11:11:21 AM |
| mindful-generosity1 | $50.00 | 12/12/2012 5:08:11 PM |
| djh47a | $25.00 | 12/12/2012 1:14:26 PM |
| kleinbrak | $25.00 | 12/12/2012 7:08:19 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:04 PM |
| jjd2 | $25.00 | 12/12/2012 6:50:10 PM |
| Aldebtaran | $25.00 | 12/13/2012 9:24:37 AM |
| gt1687c | $27.00 | 12/13/2012 10:23:18 AM |
| lifegrowth | $25.00 | 12/13/2012 10:23:48 AM |
| green-discrete-rupee | $25.00 | 12/13/2012 9:48:57 AM |
| JebkaClan | $25.00 | 12/13/2012 10:31:07 AM |
| Ellisdee | $25.00 | 12/13/2012 10:40:25 AM |
| hrubinst | $50.00 | 12/13/2012 10:43:23 AM |
| jeffpac | $50.00 | 12/13/2012 10:44:13 AM |
| perzzz | $50.00 | 12/13/2012 10:46:24 AM |
| adventurer447 | $300.00 | 12/13/2012 9:07:49 AM |
| britgsb | $50.00 | 12/13/2012 9:08:56 AM |
| powerful-return1 | $27.37 | 12/13/2012 9:09:22 AM |
| benjamins-explosion142 | $25.00 | 12/13/2012 10:50:17 AM |
| impressive-yield3 | $25.00 | 12/13/2012 10:18:31 AM |
| leeball | $50.00 | 12/13/2012 10:26:15 AM |
| Willylump | $25.00 | 12/13/2012 10:36:25 AM |
| Asynch | $25.00 | 12/13/2012 10:37:30 AM |
| Natronpee | $25.00 | 12/13/2012 10:43:07 AM |
| emo13 | $50.00 | 12/13/2012 10:45:45 AM |
| spqrxxi | $25.00 | 12/13/2012 10:47:21 AM |
| speyer | $25.00 | 12/13/2012 10:48:28 AM |
| shorthairedg | $25.00 | 12/13/2012 10:49:36 AM |
| CalBear5 | $25.00 | 12/13/2012 10:52:16 AM |
| postalwhiz | $25.00 | 12/13/2012 10:57:12 AM |
| wealth-influencer | $25.00 | 12/13/2012 10:57:58 AM |
| MrDavid | $75.00 | 12/13/2012 11:00:04 AM |
| Lev8 | $25.00 | 12/13/2012 11:07:37 AM |
| Logan7 | $25.00 | 12/13/2012 9:54:21 AM |
| bonus-fanatic5 | $50.00 | 12/13/2012 11:21:36 AM |
| sturdy-fairness0 | $50.00 | 12/13/2012 11:24:33 AM |
| elasermd | $50.00 | 12/13/2012 11:33:23 AM |
| money-accomplishment7 | $25.00 | 12/13/2012 11:44:09 AM |
| Great-Mom | $25.00 | 12/13/2012 10:10:25 AM |
| minista | $25.00 | 12/13/2012 10:10:32 AM |
| deal-dreams3 | $25.00 | 12/13/2012 10:15:35 AM |
| a-dollar-orchestra | $110.00 | 12/13/2012 10:39:54 AM |
| payout-crescendo9 | $200.00 | 12/13/2012 10:46:10 AM |
| HavenZone | $25.00 | 12/13/2012 10:46:19 AM |
| benevolent-moola291 | $50.00 | 12/13/2012 10:46:59 AM |
| gallant-economy9 | $50.00 | 12/13/2012 10:47:25 AM |
| RocketSurgeon | $25.00 | 12/13/2012 10:48:18 AM |
| Jeffersonbank | $50.00 | 12/13/2012 11:09:28 AM |
| rokdim | $50.00 | 12/13/2012 11:19:03 AM |
| hardwareman | $25.00 | 12/13/2012 11:34:49 AM |
| LAKESPRING | $25.00 | 12/13/2012 11:46:29 AM |
| crown-year | $870.86 | 12/13/2012 11:51:05 AM |
| 203 Investments
|
Borrower Payment Dependent Notes Series
680273
This series of Notes was issued and sold upon the funding of the borrower loan #79077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $266.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 31y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,647 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-lion |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off credit cards
This loan will be used to...pay down credit debt
My financial situation: stable/good job/own home lived since 1996
I am a good candidate for this loan because...i have a stable income
Monthly net income: $2448
Monthly expenses: $200
Housing: $500.00
Insurance: $55
Car expenses: $20.00
Utilities: $50.00
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $546
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| receptive-affluence035 | $25.00 | 12/2/2012 12:26:07 PM |
| return-point2 | $100.00 | 12/2/2012 12:34:35 PM |
| SLN-10 | $60.00 | 12/2/2012 1:37:41 PM |
| Dubbs360 | $50.00 | 12/2/2012 12:06:07 PM |
| capital-investor8 | $25.00 | 12/2/2012 12:07:18 PM |
| ucantbeetit | $25.00 | 12/2/2012 12:45:17 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 9:22:47 AM |
| restless-dime | $100.00 | 12/3/2012 6:53:08 AM |
| treasure-bliss | $25.00 | 12/3/2012 7:30:40 AM |
| Interest2thePeople | $100.00 | 12/3/2012 9:12:36 AM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:03 PM |
| aquariano2 | $25.00 | 12/4/2012 8:23:36 AM |
| Star_Witness | $25.00 | 12/3/2012 9:26:31 PM |
| asset-professor | $35.00 | 12/4/2012 9:46:25 AM |
| penny-socrates5 | $100.00 | 12/4/2012 12:31:37 PM |
| LuvToLend | $25.00 | 12/4/2012 5:42:32 PM |
| Kaj | $25.00 | 12/4/2012 6:10:12 PM |
| justreturns | $25.00 | 12/5/2012 10:20:03 AM |
| benevolent1 | $25.00 | 12/5/2012 6:48:04 PM |
| successful-agreement7 | $100.00 | 12/7/2012 9:15:23 AM |
| Centaur | $25.00 | 12/8/2012 7:21:28 PM |
| graceful-investment | $106.00 | 12/9/2012 12:28:06 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:07 AM |
| wildanne | $50.00 | 12/10/2012 9:43:18 AM |
| sacopt | $25.00 | 12/11/2012 7:00:58 AM |
| green-safe-wampum | $50.00 | 12/11/2012 8:20:39 AM |
| robgw | $25.00 | 12/11/2012 10:21:41 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:24 AM |
| cr8on | $30.00 | 12/11/2012 5:09:14 PM |
| worlds-best-commerce5 | $28.00 | 12/11/2012 8:23:02 PM |
| Steelermoney | $30.00 | 12/12/2012 9:56:22 AM |
| balance-force | $28.00 | 12/12/2012 1:52:30 PM |
| supersarah61 | $25.00 | 12/13/2012 5:18:37 PM |
| enriched-return057 | $25.00 | 12/13/2012 12:56:49 PM |
| subtle-bill727 | $25.00 | 12/13/2012 5:52:56 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:18:57 PM |
| ethical-truth211 | $600.00 | 12/13/2012 5:41:06 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:10 AM |
| Blackberry_Hill_AFH | $25.00 | 12/14/2012 4:36:30 AM |
| cropdust3r | $25.00 | 12/14/2012 9:19:32 AM |
| dollar-turtle | $25.00 | 12/14/2012 6:42:16 AM |
| sentimental-commerce1 | $25.00 | 12/14/2012 8:34:20 AM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:40 AM |
| 168RichCapital | $25.12 | 12/14/2012 7:28:19 AM |
| UBOtto186 | $50.00 | 12/14/2012 9:47:20 AM |
| magnetic-duty4 | $25.00 | 12/14/2012 10:04:39 AM |
| ElPadrino0 | $25.00 | 12/14/2012 4:52:42 PM |
| dukeiyer | $25.00 | 12/14/2012 10:40:48 AM |
| first-integrity-gravity | $50.00 | 12/14/2012 10:42:09 AM |
| buffalobills | $25.00 | 12/14/2012 12:30:44 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:15 PM |
| droopie1 | $25.00 | 12/15/2012 8:06:15 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:37 PM |
| jgwood | $29.26 | 12/14/2012 8:59:09 PM |
| pierrelasvegas | $25.00 | 12/15/2012 11:13:32 AM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:48 AM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:09 PM |
| speedy-peso1 | $74.00 | 12/15/2012 12:34:43 PM |
| let_me_retire | $30.00 | 12/15/2012 10:43:34 AM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:38 PM |
| kind-truth-circuit | $34.00 | 12/15/2012 12:41:48 PM |
| supreme-treasure8 | $100.00 | 12/15/2012 12:44:24 PM |
| Katburg | $25.00 | 12/15/2012 12:49:35 PM |
| economy-shrubbery6 | $25.00 | 12/15/2012 12:56:28 PM |
| thelovebug | $100.00 | 12/15/2012 12:25:47 PM |
| rescue | $100.00 | 12/15/2012 12:36:01 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:57 AM |
| exciting-loyalty3 | $25.00 | 12/15/2012 12:53:55 PM |
| zone8 | $100.00 | 12/15/2012 12:15:50 PM |
| Diamond_Jim | $25.00 | 12/15/2012 12:36:09 PM |
| economy-coup | $200.00 | 12/2/2012 1:05:22 PM |
| Silver_Rupee | $25.00 | 12/2/2012 1:36:39 PM |
| open-minded-p2p1 | $25.00 | 12/2/2012 12:05:35 PM |
| Wrats6 | $25.00 | 12/2/2012 12:06:16 PM |
| red-duty-carrier | $25.00 | 12/2/2012 12:46:43 PM |
| jiftostada | $25.00 | 12/2/2012 12:55:05 PM |
| octoberfresh | $25.00 | 12/2/2012 1:06:37 PM |
| handy-justice | $50.00 | 12/2/2012 1:46:19 PM |
| thrilling-point2 | $40.00 | 12/3/2012 9:20:18 AM |
| toblerone | $25.00 | 12/3/2012 10:58:59 AM |
| credit-adventurer313 | $25.00 | 12/3/2012 6:58:31 PM |
| kenji4861 | $25.00 | 12/4/2012 5:36:34 PM |
| new-start18100 | $25.00 | 12/5/2012 9:51:26 AM |
| poolshark72 | $25.00 | 12/5/2012 12:55:34 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:31 AM |
| authentic-finance194 | $200.00 | 12/6/2012 12:29:15 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:16 AM |
| helpful-loan245 | $25.00 | 12/6/2012 4:16:37 PM |
| frogperson | $350.00 | 12/6/2012 5:42:58 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:44 PM |
| Black_Dog_Lending | $50.00 | 12/6/2012 10:47:51 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:38 AM |
| jybank | $49.00 | 12/7/2012 11:34:56 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:27 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:25 PM |
| Journey_Loans | $340.00 | 12/9/2012 8:06:40 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:31 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:37 PM |
| heavy_ax | $50.00 | 12/10/2012 9:51:46 AM |
| kalamari | $30.00 | 12/11/2012 1:03:27 PM |
| payment-gusto | $25.00 | 12/11/2012 4:42:16 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:01 PM |
| flexible-rate1 | $25.00 | 12/12/2012 9:04:05 AM |
| Journey_Loans | $85.00 | 12/12/2012 7:08:15 AM |
| gain-chosen-one081 | $25.00 | 12/12/2012 9:23:56 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:30:26 AM |
| LoanerPrincipal | $25.00 | 12/12/2012 10:39:10 AM |
| careful-vigilance4 | $25.00 | 12/13/2012 10:20:28 AM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:08:46 AM |
| gimincorp | $25.00 | 12/13/2012 9:26:04 AM |
| money-bauble | $100.00 | 12/13/2012 5:18:34 PM |
| a-credit-rotation | $25.00 | 12/13/2012 6:09:41 PM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:43:26 PM |
| burgeoning-affluence5 | $50.00 | 12/13/2012 8:10:19 PM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:53 AM |
| miked8303 | $75.00 | 12/13/2012 6:28:44 PM |
| KB-IRA | $44.34 | 12/13/2012 7:36:09 PM |
| capital-galaxy | $600.00 | 12/14/2012 6:45:30 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:14 AM |
| mercuriant | $25.00 | 12/14/2012 9:59:43 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:10 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:34 PM |
| planetibet | $25.00 | 12/14/2012 9:38:59 AM |
| restless-value862 | $200.00 | 12/14/2012 10:47:13 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:23 PM |
| deal-marauder6 | $25.00 | 12/14/2012 5:03:48 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:08 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:02 AM |
| Thunderswan | $39.00 | 12/15/2012 11:25:36 AM |
| helping-out | $75.00 | 12/15/2012 5:30:16 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:54 AM |
| unassailable-funds754 | $25.00 | 12/15/2012 12:44:50 PM |
| E-2 | $100.00 | 12/15/2012 10:59:15 AM |
| transparency-position | $50.00 | 12/15/2012 12:54:26 PM |
| Miklot | $30.00 | 12/15/2012 12:19:43 PM |
| handshake5 | $21.28 | 12/15/2012 12:56:42 PM |
| ChuckieG | $25.00 | 12/15/2012 12:35:16 PM |
| FASTIZIO_P | $27.00 | 12/15/2012 12:40:31 PM |
| EBITDA | $25.00 | 12/15/2012 12:48:09 PM |
| Beld | $50.00 | 12/15/2012 12:51:45 PM |
| Astyanax | $30.00 | 12/15/2012 12:51:51 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
680483
This series of Notes was issued and sold upon the funding of the borrower loan #79496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $391.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 25y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,454 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-hug8 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bowdish1 | $25.00 | 12/2/2012 1:12:30 PM |
| tranquil-gain1 | $75.00 | 12/2/2012 12:22:23 PM |
| Sagamore | $40.00 | 12/2/2012 12:44:28 PM |
| ucantbeetit | $25.00 | 12/2/2012 12:45:18 PM |
| JeremyLinFan | $30.00 | 12/2/2012 2:21:23 PM |
| payment-halo | $25.00 | 12/2/2012 7:27:13 PM |
| Mucman72 | $25.00 | 12/2/2012 7:32:56 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:43 AM |
| phenomenal-rate1 | $500.00 | 12/3/2012 9:15:21 AM |
| affluence-microscope2 | $200.00 | 12/3/2012 9:08:55 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:41 AM |
| special-dinero553 | $25.00 | 12/3/2012 9:44:28 AM |
| windguy | $50.00 | 12/3/2012 10:00:09 AM |
| listing-flower2 | $100.00 | 12/3/2012 1:37:22 PM |
| Ready2Loan | $30.00 | 12/3/2012 6:32:52 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:16 PM |
| franzzua | $25.00 | 12/5/2012 6:03:20 PM |
| Harry | $75.00 | 12/5/2012 6:06:23 PM |
| uncl-sammy | $25.00 | 12/5/2012 6:38:57 PM |
| BostonCapital | $100.00 | 12/6/2012 9:35:50 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:33 AM |
| kind-euro-mirth | $50.00 | 12/6/2012 5:24:23 PM |
| Mat25 | $100.00 | 12/6/2012 6:04:25 PM |
| HoosierDaddie | $300.00 | 12/6/2012 5:26:35 PM |
| dime-mandolin9 | $50.00 | 12/6/2012 5:37:27 PM |
| commerce-artisan8 | $50.00 | 12/7/2012 9:18:03 AM |
| abundanceforever | $52.50 | 12/7/2012 9:18:28 AM |
| wetlands | $200.00 | 12/7/2012 9:24:04 AM |
| loyalty-dragster7 | $100.00 | 12/7/2012 9:26:42 AM |
| orange-market-amigo | $200.00 | 12/7/2012 10:09:01 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:21 PM |
| currency-fan9 | $50.00 | 12/7/2012 2:13:09 PM |
| kulender | $100.00 | 12/7/2012 1:19:01 PM |
| fortytwo | $100.00 | 12/8/2012 12:18:07 PM |
| Haydn-sav | $25.00 | 12/8/2012 12:34:34 PM |
| dominickf | $50.00 | 12/8/2012 2:08:40 PM |
| principal-cooker2 | $50.00 | 12/8/2012 12:40:02 PM |
| john0720 | $25.00 | 12/8/2012 2:02:47 PM |
| YampaQuant | $25.00 | 12/10/2012 9:24:30 AM |
| redmumba | $50.00 | 12/11/2012 12:30:04 AM |
| terrific-dough6 | $50.00 | 12/11/2012 9:56:48 AM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:02 AM |
| pleasant-listing712 | $25.00 | 12/11/2012 1:47:07 PM |
| orchestra960 | $42.00 | 12/11/2012 5:24:18 PM |
| cr8on | $30.00 | 12/11/2012 5:09:15 PM |
| bonafide-yield351 | $25.00 | 12/11/2012 11:50:21 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:04 PM |
| riskreward | $250.00 | 12/11/2012 5:54:28 PM |
| benevolent-loot5 | $200.00 | 12/12/2012 9:56:36 AM |
| wise-virtuous-vigilance | $100.00 | 12/12/2012 10:02:03 AM |
| djh47a | $50.00 | 12/12/2012 12:58:57 PM |
| dsnybnd | $25.00 | 12/12/2012 1:02:07 PM |
| Ocean713 | $75.00 | 12/12/2012 11:58:03 AM |
| best-commerce-leader | $25.00 | 12/13/2012 4:56:53 AM |
| Cai8899 | $25.00 | 12/13/2012 9:46:00 AM |
| hitsman | $50.00 | 12/13/2012 10:04:09 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:51 PM |
| sappy02 | $50.00 | 12/13/2012 9:50:07 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:29 AM |
| anacent | $25.00 | 12/13/2012 10:26:25 PM |
| keen-credit6 | $27.00 | 12/13/2012 7:16:54 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:21 PM |
| cah1942 | $25.00 | 12/13/2012 9:11:18 PM |
| Avicell | $25.00 | 12/13/2012 6:21:12 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:42 AM |
| silver-ectasy1 | $34.18 | 12/14/2012 6:44:49 AM |
| commerce-viking1 | $50.00 | 12/14/2012 9:37:18 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:15 AM |
| 2Below | $25.00 | 12/14/2012 9:46:05 AM |
| tidy-balance1 | $25.00 | 12/14/2012 9:03:30 AM |
| the-silver-blaster | $71.00 | 12/14/2012 10:07:00 AM |
| objective-investor | $250.00 | 12/14/2012 10:07:19 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:12 AM |
| gold-fluffy-bunny4 | $33.00 | 12/14/2012 7:05:00 AM |
| gethsemane4 | $25.00 | 12/14/2012 10:31:21 AM |
| octoberfresh | $25.00 | 12/14/2012 12:59:41 PM |
| payout-thinker7 | $25.00 | 12/14/2012 1:24:50 PM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:39:54 PM |
| jazzlender | $50.00 | 12/14/2012 10:34:51 AM |
| joe_matadatz | $25.00 | 12/14/2012 10:43:17 AM |
| sophisticated-fund623 | $43.07 | 12/14/2012 5:13:47 PM |
| affluence-tycoon | $25.00 | 12/14/2012 9:53:57 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:56 PM |
| JC_12 | $100.00 | 12/14/2012 9:57:04 AM |
| ethicalhumanist | $100.00 | 12/14/2012 11:40:35 AM |
| debt-patriot | $25.44 | 12/14/2012 12:55:58 PM |
| WeAlNe | $25.00 | 12/14/2012 10:07:56 AM |
| toomanyfishtanks | $25.00 | 12/14/2012 2:41:51 PM |
| Tscheddar | $25.00 | 12/14/2012 3:18:40 PM |
| keoke779 | $34.44 | 12/14/2012 3:47:41 PM |
| bill-mushroom | $50.00 | 12/14/2012 5:55:32 PM |
| unassailable-funds754 | $25.00 | 12/14/2012 2:32:45 PM |
| prudent-loot | $25.00 | 12/14/2012 2:41:22 PM |
| Silverling6 | $27.19 | 12/14/2012 7:30:15 PM |
| income-buffalo1 | $53.65 | 12/14/2012 4:35:05 PM |
| mennleo | $150.00 | 12/14/2012 6:07:49 PM |
| magnificent-dime4 | $25.00 | 12/14/2012 6:57:35 PM |
| BorthersKeeper | $25.00 | 12/14/2012 7:10:04 PM |
| platinum-scientist9 | $25.00 | 12/2/2012 12:27:34 PM |
| gravbox | $25.00 | 12/2/2012 2:08:56 PM |
| RGlad | $100.00 | 12/2/2012 3:10:57 PM |
| ideal-peace5 | $100.00 | 12/3/2012 9:19:18 AM |
| dynrep | $25.00 | 12/2/2012 7:27:45 PM |
| radiant-dollar9 | $200.00 | 12/3/2012 9:50:40 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:55:39 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:11 PM |
| qsolo | $25.00 | 12/5/2012 5:25:07 PM |
| Fiimg | $50.00 | 12/5/2012 5:45:00 PM |
| prudent-dough458 | $25.00 | 12/5/2012 5:07:05 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:37 PM |
| dunkard13 | $100.00 | 12/5/2012 6:00:29 PM |
| fulfilling-bazaar4 | $100.00 | 12/6/2012 9:34:05 AM |
| marwadi-62 | $225.00 | 12/6/2012 10:55:38 AM |
| ericgassercom | $25.00 | 12/6/2012 10:01:09 AM |
| enriching-trade2 | $50.00 | 12/6/2012 9:40:06 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:58 AM |
| new-start18100 | $25.00 | 12/6/2012 10:30:59 AM |
| Zorro_970 | $63.00 | 12/6/2012 5:39:26 PM |
| Mommo | $50.00 | 12/6/2012 5:20:14 PM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:32 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:29 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:49 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:30:41 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:29 PM |
| simplelender80 | $112.00 | 12/9/2012 1:42:07 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:08 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:47 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:40 AM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:55 PM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:02 PM |
| amicablenemesis | $50.00 | 12/11/2012 5:16:08 PM |
| Edakers | $25.00 | 12/11/2012 1:51:34 PM |
| Plutis | $25.00 | 12/11/2012 6:11:19 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:38 AM |
| note-lesson7 | $100.00 | 12/12/2012 9:06:37 AM |
| little_lender1 | $100.00 | 12/12/2012 10:04:39 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:17:11 AM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:27 PM |
| mlm_invests | $50.00 | 12/12/2012 11:26:23 AM |
| unrivaled-deal676 | $50.00 | 12/12/2012 10:58:54 AM |
| casserole9 | $35.00 | 12/12/2012 5:59:27 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:55 PM |
| first-credit-meridian | $25.00 | 12/12/2012 5:50:10 PM |
| hero007 | $50.00 | 12/13/2012 9:03:10 AM |
| mindful-exchange2 | $25.00 | 12/13/2012 7:04:19 AM |
| indomitable-camaraderi3 | $50.00 | 12/13/2012 9:13:14 AM |
| groovy-watanabe | $25.00 | 12/13/2012 10:12:11 AM |
| integrity-starter | $25.00 | 12/13/2012 10:12:35 AM |
| compatible-deal9 | $25.00 | 12/13/2012 12:37:48 PM |
| Money_Working | $30.00 | 12/13/2012 2:40:50 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:54 PM |
| ethical-truth211 | $600.00 | 12/13/2012 5:42:22 PM |
| Earnest_Money | $25.00 | 12/13/2012 6:51:31 PM |
| supersarah61 | $25.00 | 12/13/2012 5:17:14 PM |
| sushi537 | $25.00 | 12/13/2012 9:02:58 PM |
| Peacepower | $30.00 | 12/13/2012 6:27:50 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:25 AM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:44:09 PM |
| market-pudding | $25.00 | 12/14/2012 6:56:20 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:26 AM |
| immaculate-yield0 | $150.00 | 12/13/2012 9:10:27 PM |
| neuroshred | $120.35 | 12/14/2012 8:24:31 AM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:51:24 AM |
| dinero-pecan6 | $25.00 | 12/14/2012 6:42:52 AM |
| courteous-trade229 | $25.00 | 12/14/2012 9:24:49 AM |
| burgeoning-affluence5 | $50.00 | 12/13/2012 8:11:48 PM |
| refresher094 | $42.63 | 12/14/2012 9:43:56 AM |
| wwwUniversal | $25.00 | 12/14/2012 9:16:38 AM |
| lagnisiruk | $25.00 | 12/14/2012 10:05:06 AM |
| loot-heart | $25.00 | 12/14/2012 10:36:38 AM |
| felicity-chairman3 | $50.00 | 12/14/2012 8:25:02 AM |
| TheCount | $25.00 | 12/14/2012 10:44:32 AM |
| El_Scubano | $25.00 | 12/14/2012 12:54:25 PM |
| wealth-kangaroo8 | $25.00 | 12/14/2012 4:21:44 PM |
| compoundinterest | $25.00 | 12/14/2012 9:30:49 AM |
| stanfordgrad05 | $50.00 | 12/14/2012 5:21:43 PM |
| SemperFiMarines | $25.00 | 12/14/2012 12:53:41 PM |
| mflawyer | $25.00 | 12/14/2012 2:35:23 PM |
| value-showcase828 | $25.00 | 12/14/2012 5:36:42 PM |
| trying2survive2 | $25.00 | 12/14/2012 5:38:08 PM |
| longcall | $25.00 | 12/14/2012 5:05:48 PM |
| ralph44 | $25.00 | 12/14/2012 12:26:37 PM |
| reverent-finance79 | $27.00 | 12/14/2012 3:02:26 PM |
| rbrown15 | $52.84 | 12/14/2012 7:38:04 PM |
| enchanted-benefit8 | $25.00 | 12/14/2012 6:33:06 PM |
| Mario-Galaxy | $40.00 | 12/14/2012 6:54:20 PM |
| yield-hut | $25.00 | 12/14/2012 5:44:26 PM |
| logical-peso2 | $25.00 | 12/14/2012 6:02:19 PM |
| Hobie88 | $38.71 | 12/14/2012 6:58:57 PM |
| 189 Investments
|
Borrower Payment Dependent Notes Series
680485
This series of Notes was issued and sold upon the funding of the borrower loan #79639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,841.97 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $520.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
25 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,890 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-responsible-benefit |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...For debt consolidation.
My financial situation:
I am a good candidate for this loan because...it's shows in my credit history and I'm a responsible person and I know what is my capacity.
Monthly net income: $4000
Monthly expenses: $
Housing: $740
Insurance: $200
Car expenses: $300
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $20,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash-delight1 | $25.00 | 11/30/2012 9:11:49 AM |
| franzzua | $25.00 | 11/30/2012 11:19:51 AM |
| gravbox | $25.00 | 11/30/2012 12:11:51 PM |
| ready-interest9 | $25.00 | 11/30/2012 12:36:35 PM |
| kfrench | $75.00 | 11/30/2012 12:50:56 PM |
| Zorro_970 | $27.00 | 11/30/2012 4:22:12 PM |
| phenomenal-rate1 | $500.00 | 11/30/2012 4:08:56 PM |
| affluence-microscope2 | $200.00 | 11/30/2012 4:06:07 PM |
| kind-euro-mirth | $50.00 | 11/30/2012 4:08:42 PM |
| riskreward | $250.00 | 11/30/2012 4:39:39 PM |
| JeremyLinFan | $30.00 | 12/1/2012 2:49:56 PM |
| proud-p2p848 | $25.00 | 12/2/2012 11:32:42 AM |
| dime-mandolin9 | $37.00 | 12/3/2012 9:38:43 AM |
| Harry | $75.00 | 12/3/2012 9:48:04 AM |
| HereToHelp305 | $50.00 | 12/3/2012 12:21:18 PM |
| bright-idea11 | $25.00 | 12/4/2012 9:50:41 AM |
| BostonCapital | $100.00 | 12/4/2012 9:28:12 AM |
| justreturns | $25.00 | 12/5/2012 10:20:00 AM |
| Tscheddar | $25.00 | 12/5/2012 4:25:00 PM |
| WhiteInvestor | $27.00 | 12/6/2012 10:00:48 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:28 AM |
| dominickf | $50.00 | 12/10/2012 9:59:06 AM |
| supersam | $50.00 | 12/10/2012 10:19:06 PM |
| Mommo | $50.00 | 12/11/2012 5:15:15 PM |
| prudent-dough458 | $25.00 | 12/11/2012 5:22:41 PM |
| vMbanusi | $50.00 | 12/11/2012 5:28:11 PM |
| asset-caramel5 | $31.00 | 12/11/2012 5:29:48 PM |
| Thunderswan | $100.00 | 12/11/2012 5:51:54 PM |
| cr8on | $30.00 | 12/11/2012 5:09:01 PM |
| 100units | $200.00 | 12/11/2012 5:32:47 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:42 PM |
| resolute-justice413 | $195.00 | 12/11/2012 5:39:51 PM |
| tech310 | $50.00 | 12/11/2012 5:44:38 PM |
| dunkard13 | $100.00 | 12/11/2012 5:57:47 PM |
| compoundinterest | $25.00 | 12/12/2012 9:10:32 AM |
| ItsJustMe79 | $25.00 | 12/12/2012 9:10:47 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:22 AM |
| first-credit-meridian | $25.00 | 12/12/2012 9:16:13 AM |
| principal-cooker2 | $50.00 | 12/12/2012 9:27:21 AM |
| american6 | $50.00 | 12/12/2012 10:38:00 AM |
| balance-force | $28.00 | 12/12/2012 1:52:23 PM |
| _G_ | $25.00 | 12/12/2012 11:00:29 AM |
| well-rounded-diversification | $25.00 | 12/12/2012 6:33:40 PM |
| value-showcase828 | $25.00 | 12/12/2012 6:08:47 PM |
| hero007 | $50.00 | 12/13/2012 9:02:54 AM |
| Investoman | $25.00 | 12/13/2012 9:26:13 AM |
| adaboy65 | $100.00 | 12/13/2012 9:40:52 AM |
| letsmakeitsuccessful | $25.00 | 12/13/2012 9:41:08 AM |
| reward-anteater0 | $25.00 | 12/13/2012 9:48:44 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:02 PM |
| geuvera-capital | $25.00 | 12/13/2012 10:02:00 AM |
| thundermustard | $25.00 | 12/13/2012 9:40:02 AM |
| liberty-society5 | $25.00 | 12/13/2012 11:56:39 AM |
| auction-iris9 | $26.00 | 12/13/2012 10:39:35 AM |
| momentous-velocity5 | $50.00 | 12/13/2012 10:40:47 AM |
| marketplace-gatherer60 | $25.00 | 12/13/2012 12:22:52 PM |
| point-oyster5 | $25.00 | 12/13/2012 11:06:15 AM |
| villagers | $39.00 | 12/13/2012 9:59:54 AM |
| hope-wrangler1 | $50.00 | 12/13/2012 4:45:01 PM |
| unassuming-p2ploan774 | $40.00 | 12/13/2012 5:16:01 PM |
| Arvicco | $366.00 | 12/13/2012 12:34:40 PM |
| structure9 | $25.00 | 12/13/2012 5:33:02 PM |
| payment-hugger7 | $50.00 | 12/13/2012 11:14:16 AM |
| moola-gondola1 | $25.00 | 12/13/2012 5:39:28 PM |
| persistent-basis2 | $50.00 | 12/13/2012 12:08:11 PM |
| flexible-return297 | $25.00 | 12/13/2012 6:25:05 PM |
| brightest-dynamic-liberty | $25.00 | 12/13/2012 6:58:52 PM |
| mercuriant | $25.00 | 12/13/2012 5:17:41 PM |
| Vegasjim | $25.00 | 12/13/2012 6:40:40 PM |
| wampum-taiko4 | $25.00 | 12/13/2012 5:48:04 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:18 AM |
| accruer89 | $100.00 | 12/14/2012 9:00:48 AM |
| Jonb6919 | $25.00 | 12/14/2012 9:04:28 AM |
| auction-chomper4 | $40.00 | 12/14/2012 8:33:27 AM |
| quest0 | $32.41 | 12/14/2012 5:04:39 AM |
| finance-fan7 | $25.00 | 12/14/2012 6:01:05 AM |
| dough-dreams8 | $500.00 | 12/14/2012 7:24:08 AM |
| bowdish1 | $25.00 | 11/30/2012 10:08:31 AM |
| sharp-platinum326 | $25.00 | 11/30/2012 9:22:21 AM |
| bazaar-tulip | $25.00 | 11/30/2012 10:12:42 AM |
| repayment-pagoda8 | $100.00 | 11/30/2012 4:17:28 PM |
| kind-lovely-marketplace | $50.00 | 11/30/2012 4:21:33 PM |
| special-dinero553 | $25.00 | 11/30/2012 4:28:11 PM |
| radiant-dollar9 | $200.00 | 11/30/2012 4:34:40 PM |
| nickel-ferret | $25.00 | 11/30/2012 4:30:34 PM |
| wetlands | $200.00 | 11/30/2012 4:32:20 PM |
| transaction-seahorse0 | $25.00 | 11/30/2012 4:38:02 PM |
| windguy | $50.00 | 11/30/2012 4:40:54 PM |
| 1313mark1313 | $250.06 | 12/1/2012 12:49:47 PM |
| payout-motivator0 | $50.00 | 12/1/2012 12:14:36 PM |
| octoberfresh | $25.00 | 12/1/2012 1:50:54 PM |
| lionheart722 | $25.00 | 12/1/2012 1:52:45 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:43 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:12 PM |
| HoosierDaddie | $300.00 | 12/3/2012 5:18:10 PM |
| profitable-fairness1 | $50.00 | 12/4/2012 8:01:01 AM |
| PFTLender | $25.00 | 12/4/2012 3:05:53 PM |
| qsolo | $25.00 | 12/4/2012 4:57:20 PM |
| amicablenemesis | $50.00 | 12/5/2012 10:30:20 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:21 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:10:49 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:04 PM |
| E-2 | $100.00 | 12/11/2012 5:25:43 PM |
| dunox | $75.00 | 12/11/2012 5:27:18 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:11 PM |
| fulfilling-bazaar4 | $100.00 | 12/11/2012 5:35:58 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:41 PM |
| abundanceforever | $52.50 | 12/11/2012 5:39:07 PM |
| dignified-truth7 | $198.00 | 12/11/2012 5:44:53 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:44 PM |
| ready-vigilance3 | $25.00 | 12/11/2012 7:16:56 PM |
| wise-virtuous-vigilance | $100.00 | 12/11/2012 5:43:16 PM |
| loyalty-dragster7 | $100.00 | 12/11/2012 5:50:22 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:09 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:23 AM |
| DarkInvestor | $27.00 | 12/12/2012 9:01:18 AM |
| decisive-return611 | $100.00 | 12/12/2012 9:20:40 AM |
| note-lesson7 | $100.00 | 12/12/2012 9:06:33 AM |
| Haydn-sav | $25.00 | 12/12/2012 9:57:23 AM |
| unrivaled-deal676 | $50.00 | 12/12/2012 10:58:54 AM |
| commerce-viking1 | $33.00 | 12/12/2012 9:42:34 AM |
| djh47a | $25.00 | 12/12/2012 1:22:49 PM |
| little_lender1 | $100.00 | 12/12/2012 10:04:37 AM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:26 PM |
| logical-peso2 | $25.00 | 12/12/2012 5:29:24 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:48 PM |
| thestartuplender | $33.00 | 12/12/2012 5:37:33 PM |
| knowledgeable-listing597 | $25.00 | 12/12/2012 5:55:34 PM |
| ericgassercom | $25.00 | 12/12/2012 6:45:34 PM |
| UltimateWill | $25.00 | 12/13/2012 9:04:23 AM |
| lostontheedge | $25.00 | 12/13/2012 9:05:20 AM |
| ready-agreement5 | $25.00 | 12/13/2012 9:36:11 AM |
| investtor | $25.00 | 12/13/2012 9:45:18 AM |
| fortytwo | $100.00 | 12/13/2012 9:24:26 AM |
| jpjones86 | $25.00 | 12/13/2012 9:55:27 AM |
| supreme-benefit | $25.00 | 12/13/2012 9:35:41 AM |
| bazaar-festivity | $25.00 | 12/13/2012 10:07:13 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:24 AM |
| Cai8899 | $25.00 | 12/13/2012 9:46:00 AM |
| yield-victor837 | $50.00 | 12/13/2012 9:46:12 AM |
| dough-arrow0 | $207.00 | 12/13/2012 12:22:58 PM |
| shamonn_p2p | $600.00 | 12/13/2012 12:28:08 PM |
| newest-payment-trapper | $143.00 | 12/13/2012 12:13:16 PM |
| sgordon46 | $25.00 | 12/13/2012 10:21:31 AM |
| dollardave | $50.00 | 12/13/2012 10:52:19 AM |
| DadWarbucks | $25.00 | 12/13/2012 5:09:01 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:41 PM |
| escharfer | $25.00 | 12/13/2012 6:16:41 PM |
| Avicell | $25.00 | 12/13/2012 6:21:05 PM |
| cutter21 | $25.00 | 12/13/2012 5:29:19 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:50 PM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:09 PM |
| Tradesmanlender | $25.00 | 12/13/2012 5:30:53 PM |
| currency-tamale3 | $25.00 | 12/13/2012 6:38:16 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:23 AM |
| rescue | $100.00 | 12/13/2012 5:38:04 PM |
| IP | $25.00 | 12/13/2012 5:42:54 PM |
| jjd2 | $25.00 | 12/13/2012 5:43:50 PM |
| Actuary | $25.00 | 12/13/2012 9:38:07 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:08 AM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:51:24 AM |
| DcUnited | $25.00 | 12/14/2012 9:01:47 AM |
| fund-blackberry6 | $25.00 | 12/13/2012 6:32:55 PM |
| Munnie | $50.00 | 12/14/2012 6:10:44 AM |
| anacent | $25.00 | 12/13/2012 10:26:19 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:17 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:02 AM |
| CarnageAsada | $25.00 | 12/14/2012 6:54:56 AM |
| streak269 | $25.00 | 12/14/2012 9:03:38 AM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
680663
This series of Notes was issued and sold upon the funding of the borrower loan #79104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $248.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,645 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sparkling-asset38 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Medical/Dental
I am requesting this loan to consolidate a relatively small amount of debt that has accumulated as a result of unanticipated medical costs that resulted from required utilization of out of network providers.
My health plan has a significant out of network deductible and I prefer the stability of a fixed installment loan such as Prosper offers so that I know the debt will be paid off within a time certain as opposed to maintaining the debt on credit cards that may have fluctuating rates.
My excellent credit rating is a result of the absolute priority I have always placed on maintaining an impeccable payment history with all creditors, as I believe that timely repayment of debt is part of keeping business good business relationships and having integrity.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 12/3/2012 9:39:00 AM |
| Zolton | $300.00 | 12/3/2012 9:17:58 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:30:06 AM |
| wetlands | $200.00 | 12/3/2012 9:47:53 AM |
| CreditBuilder2 | $25.01 | 12/3/2012 11:11:43 AM |
| loot-prescription3 | $25.00 | 12/3/2012 5:53:40 PM |
| UOweMe | $100.00 | 12/3/2012 8:05:04 PM |
| Mikale360 | $25.00 | 12/3/2012 7:16:11 PM |
| Socorro_Capital_Partners | $25.01 | 12/4/2012 10:12:36 AM |
| purposeful-durability8 | $100.00 | 12/5/2012 9:38:02 AM |
| Rearden_Steel | $25.00 | 12/5/2012 7:53:28 AM |
| Arvicco | $400.00 | 12/5/2012 10:53:04 AM |
| Tscheddar | $25.00 | 12/5/2012 12:18:10 PM |
| voipguy88 | $50.00 | 12/5/2012 6:25:30 PM |
| listing-reformation8 | $25.00 | 12/6/2012 9:04:02 AM |
| dunox | $75.00 | 12/6/2012 5:30:42 PM |
| Mat25 | $100.00 | 12/6/2012 6:03:02 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:24 PM |
| valiant-money | $40.00 | 12/10/2012 8:46:30 AM |
| suave-durability1 | $50.00 | 12/10/2012 9:29:38 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:11 AM |
| compoundinterest | $25.00 | 12/11/2012 10:02:00 AM |
| funds-captain4 | $50.00 | 12/11/2012 6:06:33 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:06 PM |
| djh47a | $25.00 | 12/12/2012 1:14:33 PM |
| balance-force | $28.00 | 12/12/2012 1:52:32 PM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:11 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:21 PM |
| trail5 | $25.00 | 12/13/2012 12:06:30 PM |
| Flyinerb | $50.00 | 12/13/2012 5:10:32 PM |
| Quiza12 | $100.00 | 12/14/2012 7:32:44 AM |
| influential-benjamins0 | $100.00 | 12/14/2012 9:13:18 AM |
| financialaid | $25.00 | 12/14/2012 10:05:10 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:14 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:26 AM |
| felicity-czar6 | $100.00 | 12/14/2012 2:02:54 PM |
| justinology | $37.93 | 12/14/2012 10:16:35 AM |
| Chief3394 | $25.00 | 12/14/2012 5:00:12 PM |
| BeanCownter | $25.55 | 12/14/2012 11:27:22 AM |
| ore-master | $25.00 | 12/14/2012 11:56:24 AM |
| funds-chemistry1 | $30.00 | 12/14/2012 12:37:35 PM |
| mtquan | $25.00 | 12/14/2012 10:10:07 AM |
| vigorous-exchange | $25.00 | 12/14/2012 11:01:51 AM |
| Senechal | $25.00 | 12/14/2012 6:45:21 PM |
| 4everloved | $50.00 | 12/14/2012 8:43:06 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:39 PM |
| rupeeasaurus7 | $25.00 | 12/14/2012 9:01:07 PM |
| bunnybear | $25.00 | 12/14/2012 6:20:46 PM |
| Investoman | $25.00 | 12/14/2012 6:26:27 PM |
| ptjg | $100.00 | 12/14/2012 5:21:33 PM |
| hitsman | $50.00 | 12/14/2012 6:40:27 PM |
| Barrayaran | $25.00 | 12/15/2012 8:24:38 AM |
| red-ethical-duty6 | $65.00 | 12/15/2012 9:05:46 AM |
| worth-game-changer8 | $25.00 | 12/14/2012 10:34:41 PM |
| mennleo | $150.00 | 12/14/2012 6:07:50 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:15 PM |
| kulender | $100.00 | 12/15/2012 9:23:54 AM |
| ethical-truth211 | $400.00 | 12/15/2012 2:40:54 AM |
| llequire1 | $300.00 | 12/15/2012 7:25:33 AM |
| Schuld66 | $25.00 | 12/15/2012 12:11:39 PM |
| repayment-pagoda8 | $100.00 | 12/15/2012 11:01:05 AM |
| social-attraction463 | $25.00 | 12/15/2012 12:01:23 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:00 PM |
| rupee-artisan | $25.00 | 12/15/2012 1:58:25 PM |
| skro | $25.00 | 12/15/2012 1:50:16 PM |
| mizon291 | $25.00 | 12/15/2012 1:56:35 PM |
| Mucman72 | $25.00 | 12/15/2012 6:56:26 PM |
| mlm_invests | $25.00 | 12/15/2012 8:15:22 PM |
| earth70s | $25.00 | 12/15/2012 8:51:50 PM |
| lendme2 | $50.00 | 12/15/2012 2:09:21 PM |
| wise-nourishing-leverage | $25.00 | 12/16/2012 8:53:30 AM |
| Brookst | $50.00 | 12/16/2012 9:43:41 AM |
| value-wind0 | $50.00 | 12/15/2012 1:51:01 PM |
| shadargroup | $25.00 | 12/16/2012 10:10:31 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:00:58 PM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:03 PM |
| blue-independent-durability | $50.00 | 12/15/2012 8:15:59 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:50 PM |
| SkyLoan | $25.00 | 12/16/2012 6:00:35 AM |
| Dazz2061 | $25.00 | 12/15/2012 2:19:56 PM |
| HD-4-Life | $200.00 | 12/16/2012 7:05:06 AM |
| Investitall | $25.00 | 12/16/2012 10:46:31 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:02 AM |
| pound-albatross7 | $108.50 | 12/16/2012 11:53:06 AM |
| deal-vibrato | $25.00 | 12/3/2012 9:49:07 AM |
| LaGrangeLender | $60.00 | 12/3/2012 10:14:47 AM |
| five-star-note | $25.00 | 12/3/2012 12:40:14 PM |
| riskreward | $250.00 | 12/3/2012 5:52:06 PM |
| supersarah61 | $25.00 | 12/4/2012 1:34:15 PM |
| franzzua | $25.00 | 12/4/2012 5:18:29 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:29 PM |
| octoberfresh | $25.00 | 12/4/2012 7:00:28 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:41 AM |
| indomitable-coin | $25.00 | 12/5/2012 9:53:34 AM |
| 108lender | $200.00 | 12/5/2012 10:35:53 AM |
| treasure-hunter270 | $50.00 | 12/5/2012 4:35:43 PM |
| first-serene-credit | $25.00 | 12/6/2012 8:43:31 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:35 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:52 AM |
| natural-balance881 | $50.00 | 12/7/2012 5:28:58 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:46 PM |
| astute-benjamins | $25.00 | 12/8/2012 10:45:01 AM |
| new-orbital-transaction | $50.00 | 12/8/2012 2:32:41 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:15 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:39 PM |
| Castellan | $50.00 | 12/11/2012 5:48:57 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:40 AM |
| bid-starfish | $25.00 | 12/12/2012 10:08:54 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:16 PM |
| elasermd | $100.00 | 12/13/2012 6:27:14 PM |
| Avicell | $25.00 | 12/13/2012 6:21:13 PM |
| OLYVRC | $50.00 | 12/14/2012 9:30:01 AM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:52 PM |
| anacent | $25.00 | 12/13/2012 10:26:26 PM |
| TennSquire | $25.00 | 12/14/2012 10:11:56 AM |
| Munnie | $50.00 | 12/14/2012 6:10:50 AM |
| allo | $25.00 | 12/14/2012 9:55:20 AM |
| ralph44 | $25.00 | 12/14/2012 12:24:41 PM |
| 1SteelerFan | $30.00 | 12/14/2012 2:35:14 PM |
| coin-lesson3 | $35.00 | 12/14/2012 4:24:56 PM |
| managedfund | $1,333.00 | 12/14/2012 9:54:50 AM |
| ChrisTJ | $25.00 | 12/14/2012 9:56:20 AM |
| sprinter | $50.00 | 12/14/2012 10:07:28 AM |
| huloo | $50.00 | 12/14/2012 10:22:06 AM |
| diggingupward | $25.00 | 12/14/2012 12:56:17 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:10 AM |
| bold-important-dollar | $25.00 | 12/15/2012 6:16:56 AM |
| lamsabuy | $200.00 | 12/14/2012 5:51:42 PM |
| loyalty-czar | $125.00 | 12/15/2012 10:16:39 AM |
| note-goblin0 | $25.00 | 12/14/2012 10:32:34 PM |
| AFairDeal | $25.00 | 12/15/2012 12:42:57 PM |
| 6515Wheat | $25.00 | 12/15/2012 12:24:45 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:42 PM |
| enchanted-note14 | $25.00 | 12/15/2012 1:16:34 PM |
| bold-steady-peso | $100.00 | 12/15/2012 12:15:26 PM |
| fantastic-investment9 | $25.00 | 12/15/2012 12:24:58 PM |
| chestnut4 | $25.00 | 12/15/2012 1:34:47 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:50 PM |
| ivy-league-MBA | $25.00 | 12/15/2012 2:10:03 PM |
| cablenews | $100.00 | 12/15/2012 2:13:59 PM |
| american6 | $50.00 | 12/15/2012 1:03:10 PM |
| epic-dollar557 | $25.00 | 12/15/2012 1:06:13 PM |
| justice-inspector | $50.00 | 12/15/2012 1:29:12 PM |
| worth-web5 | $36.00 | 12/15/2012 2:07:54 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:44 PM |
| xtrabuck | $100.00 | 12/15/2012 2:34:53 PM |
| broker048 | $35.00 | 12/16/2012 10:56:18 AM |
| the-enthralling-coin | $25.00 | 12/15/2012 1:54:16 PM |
| progressive-economy261 | $400.00 | 12/15/2012 1:54:53 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:42:56 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:29 PM |
| pooksat | $25.00 | 12/16/2012 8:36:23 AM |
| intuitive-benefit3 | $100.00 | 12/15/2012 2:14:54 PM |
| accmgg | $200.00 | 12/16/2012 9:43:23 AM |
| DadWarbucks | $25.00 | 12/15/2012 2:47:07 PM |
| reward-dynamo | $25.00 | 12/15/2012 7:58:05 PM |
| kochan123 | $25.00 | 12/15/2012 8:49:57 PM |
| There-to-help | $25.00 | 12/16/2012 11:29:42 AM |
| 158 Investments
|
Borrower Payment Dependent Notes Series
680667
This series of Notes was issued and sold upon the funding of the borrower loan #79068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $269.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 4m |
|
Amount delinquent:
| $53 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,405 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-utopia |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
|
|
Principal balance:
| $468.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Business Expansion Opportunity
Purpose of loan: Open Tax Location Inside Major National Retailer
This loan will be used to: Supplement 1st year start up expenses
My financial situation / I am a good candidate for this loan because:
My wife and I have run a small family owned tax and accounting business for 25 years. We take pride in providing accurate, professional and year round service for our community of clients. In the last 3 years business due to referrals has doubled, we moved to a new location and expanded our services to accommodate the business increase.
This has created a new opportunity to open a 2013 tax office inside a major national retailer to further expand our business, which in turn will provide at least 2-3 jobs in our community. Though short notice for us we are quickly working to move forward with the opportunity. The retail location is well within an established community with no immediate tax competition, The store location is established and heavy in monthly customer traffic. The early projections, which are conservative, indicates that the first year we could achieve up to a 28% profit after expenses. We are looking to supplement our resources to cover the start up costs. This would be our second loan through Prosper, which is a friend to the self-employed business person in this economy.
Additionally, I still maintain a full-time job working nights with 10 years tenure. I'm a responsible family man who is not afraid of hard work to take care of my obligations. We hope you will support us to provide additional community jobs and see our years of dedication to service payoff. Thank you sincerely in advance for you funding consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 12/3/2012 5:02:29 PM |
| entertaining-rate9 | $25.00 | 12/3/2012 5:16:40 PM |
| Hedge-Fund | $25.00 | 12/3/2012 5:17:22 PM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:14 PM |
| fcrick | $50.00 | 12/3/2012 5:16:16 PM |
| RLaumeyer | $70.22 | 12/3/2012 5:16:34 PM |
| john0720 | $100.00 | 12/3/2012 6:24:06 PM |
| twjh | $50.04 | 12/3/2012 6:37:34 PM |
| 01a_MrsUSC | $50.00 | 12/3/2012 7:33:29 PM |
| valiant-return584 | $50.00 | 12/3/2012 6:19:47 PM |
| Forward-Looking | $25.00 | 12/3/2012 6:21:16 PM |
| five-star-note | $50.00 | 12/3/2012 6:40:52 PM |
| 01a_MrUSC_IRA | $50.00 | 12/3/2012 7:19:31 PM |
| marwadi-62 | $200.00 | 12/4/2012 8:34:46 AM |
| pembull | $25.00 | 12/4/2012 10:02:16 AM |
| deal-vibrato | $25.00 | 12/4/2012 9:51:43 AM |
| successful-agreement7 | $100.00 | 12/4/2012 5:27:28 PM |
| RGlad | $65.00 | 12/4/2012 6:52:35 PM |
| BigSkyFinancial | $28.69 | 12/4/2012 7:08:31 PM |
| Astyanax | $25.00 | 12/5/2012 1:21:59 AM |
| janeybooboo | $25.25 | 12/5/2012 10:50:08 AM |
| yield-voyager8 | $25.00 | 12/5/2012 10:40:00 AM |
| kain11286 | $75.00 | 12/5/2012 5:55:14 PM |
| jmeasn | $90.00 | 12/5/2012 5:55:01 PM |
| refined-hope3 | $25.00 | 12/5/2012 6:19:02 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:19 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/7/2012 8:34:56 AM |
| elog238 | $50.00 | 12/7/2012 1:09:50 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:27 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:01 PM |
| elog238 | $125.00 | 12/8/2012 7:03:47 AM |
| vutah | $25.00 | 12/8/2012 2:16:05 AM |
| innovator10 | $500.00 | 12/8/2012 12:13:20 PM |
| C2Banking | $35.00 | 12/8/2012 1:16:31 PM |
| KSPHoldings | $35.00 | 12/9/2012 12:20:19 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:40 PM |
| asset-sprout | $25.00 | 12/10/2012 4:05:56 AM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:17 PM |
| erccpa | $51.26 | 12/10/2012 6:23:49 AM |
| Dubbly | $25.00 | 12/10/2012 9:35:44 AM |
| pposFUNDing | $41.74 | 12/10/2012 10:20:17 PM |
| Edakers | $25.00 | 12/11/2012 1:49:44 PM |
| dunox | $75.00 | 12/11/2012 5:27:38 PM |
| enterprising-pound5 | $50.00 | 12/11/2012 5:25:27 PM |
| trade-caper | $50.00 | 12/12/2012 5:31:34 AM |
| Ocean713 | $75.00 | 12/12/2012 11:51:14 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:16:22 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:58 PM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 5:43:55 PM |
| JGuide | $25.00 | 12/13/2012 12:55:24 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:30 AM |
| InvestmentFund | $28.41 | 12/13/2012 11:19:46 AM |
| NV-Capital | $25.00 | 12/13/2012 11:31:19 AM |
| RufusGreyhound | $25.00 | 12/13/2012 11:03:12 AM |
| supersarah61 | $25.00 | 12/13/2012 5:10:37 PM |
| 6515Wheat | $25.00 | 12/13/2012 10:35:15 AM |
| currency-persimmon | $25.00 | 12/13/2012 2:07:18 PM |
| LaBamba | $100.00 | 12/13/2012 1:10:22 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:17 AM |
| Military_Money_Wise | $25.00 | 12/14/2012 9:10:28 AM |
| MG_Holdings | $25.00 | 12/14/2012 7:08:00 AM |
| mkm | $25.00 | 12/14/2012 2:49:50 PM |
| Sandboxer | $50.00 | 12/14/2012 4:26:11 PM |
| peso-lyrics7 | $50.00 | 12/14/2012 10:42:03 AM |
| fund-tom-tom6 | $25.00 | 12/14/2012 9:52:43 AM |
| bazaar-festivity | $25.00 | 12/14/2012 5:29:06 PM |
| velocity-solo | $25.00 | 12/14/2012 5:43:19 PM |
| tender-commerce8 | $50.00 | 12/14/2012 5:34:07 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:12 PM |
| yield-hut | $25.00 | 12/14/2012 5:44:28 PM |
| cozy-hope5 | $25.00 | 12/15/2012 6:46:34 AM |
| peaceful-nickel2 | $100.00 | 12/15/2012 7:06:43 AM |
| inspired-payment1 | $50.00 | 12/15/2012 8:12:34 AM |
| social-aspen097 | $300.00 | 12/15/2012 10:49:21 AM |
| GCSS | $25.00 | 12/15/2012 10:53:59 AM |
| 100units | $79.53 | 12/15/2012 11:05:39 AM |
| GraffitiBridge | $40.00 | 12/15/2012 7:16:31 AM |
| tillit | $25.00 | 12/15/2012 9:05:49 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:30 AM |
| dollarsforrent | $75.00 | 12/15/2012 10:40:47 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:57 AM |
| natural-affluence6 | $25.00 | 12/7/2012 1:03:35 PM |
| LittleMingo | $30.00 | 12/3/2012 5:03:04 PM |
| moneylender25 | $25.00 | 12/3/2012 5:04:08 PM |
| MoneyForNothing | $31.31 | 12/3/2012 5:01:59 PM |
| Kaj | $25.00 | 12/3/2012 6:08:07 PM |
| enthusiastic-balance5 | $100.00 | 12/3/2012 6:28:54 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:21:48 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:04 PM |
| felicity-contributor3 | $35.00 | 12/3/2012 5:53:52 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:40 PM |
| 1313mark1313 | $40.13 | 12/3/2012 7:04:58 PM |
| intrepid-loot | $25.00 | 12/4/2012 9:28:22 AM |
| treasure-hunter270 | $50.00 | 12/4/2012 7:52:09 AM |
| yield-lion2 | $100.00 | 12/4/2012 7:55:35 AM |
| AF-Chief | $25.00 | 12/4/2012 11:03:02 AM |
| Fire2 | $25.00 | 12/4/2012 11:10:37 AM |
| purposeful-durability8 | $100.00 | 12/4/2012 10:24:25 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:33:09 PM |
| monster4 | $49.00 | 12/4/2012 11:39:03 AM |
| FinanceEngine | $65.00 | 12/4/2012 2:26:34 PM |
| glroark | $100.00 | 12/5/2012 8:16:52 AM |
| moola-accelerator6 | $40.00 | 12/4/2012 7:47:00 PM |
| first-serene-credit | $25.00 | 12/5/2012 10:13:22 AM |
| tolerant-currency6 | $25.00 | 12/5/2012 12:53:43 PM |
| Tscheddar | $25.00 | 12/5/2012 11:32:40 AM |
| voipguy88 | $50.00 | 12/5/2012 6:10:19 PM |
| dollar-authority | $25.00 | 12/6/2012 6:04:40 AM |
| elog238 | $25.00 | 12/6/2012 7:10:41 AM |
| HammerSmith | $25.00 | 12/6/2012 10:12:35 AM |
| ThirdWorldHoldings | $35.28 | 12/6/2012 9:22:22 AM |
| LaGrangeLender | $60.00 | 12/6/2012 9:32:00 AM |
| lucrative-loan | $50.00 | 12/6/2012 8:13:46 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:31 AM |
| jwesleym | $25.00 | 12/7/2012 9:13:19 AM |
| E-2 | $100.00 | 12/7/2012 9:10:02 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:46 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:57 AM |
| thankful-nickel2 | $50.00 | 12/7/2012 3:15:12 PM |
| tommymtg7 | $25.00 | 12/7/2012 8:18:37 PM |
| pierrelasvegas | $25.00 | 12/8/2012 12:13:36 PM |
| bob450-roth | $25.00 | 12/9/2012 11:13:46 AM |
| new-orbital-transaction | $50.00 | 12/8/2012 2:37:13 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:34 PM |
| treasure-trader | $25.00 | 12/9/2012 6:48:01 PM |
| tough-rate662 | $50.00 | 12/10/2012 11:04:37 AM |
| workorbe | $25.00 | 12/10/2012 2:36:12 PM |
| kulender | $50.00 | 12/10/2012 5:28:14 PM |
| rine354 | $100.00 | 12/10/2012 1:58:07 PM |
| real-return2 | $26.00 | 12/11/2012 9:07:37 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:48 AM |
| Bob450 | $25.00 | 12/11/2012 10:26:28 AM |
| GoldenRule01 | $75.00 | 12/11/2012 12:44:42 PM |
| kls4560 | $25.00 | 12/11/2012 10:18:19 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:11 PM |
| doobieBear | $25.00 | 12/11/2012 6:17:26 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:42 PM |
| risk-reward | $50.00 | 12/13/2012 3:42:10 PM |
| money-bauble | $100.00 | 12/13/2012 5:18:35 PM |
| handy-affluence9 | $150.00 | 12/13/2012 12:42:23 PM |
| power-bluebird2 | $25.00 | 12/13/2012 5:06:03 PM |
| NoxLux | $49.63 | 12/13/2012 1:40:01 PM |
| Gandalf0001 | $100.00 | 12/13/2012 3:54:01 PM |
| Navy-Retired | $50.62 | 12/13/2012 4:09:15 PM |
| Quiza12 | $100.00 | 12/14/2012 7:32:47 AM |
| Socorro_Capital_Partners | $25.01 | 12/14/2012 8:46:31 AM |
| interstellar | $75.00 | 12/14/2012 9:00:59 AM |
| sensible-fund | $30.00 | 12/14/2012 5:53:20 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:17 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:28 AM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:57 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:57 PM |
| suave-durability1 | $50.00 | 12/14/2012 5:39:20 PM |
| invincible-peso | $27.88 | 12/14/2012 5:48:12 PM |
| zorg77 | $100.00 | 12/14/2012 6:31:01 PM |
| 1randyp | $25.00 | 12/14/2012 5:49:22 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:19 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:13 AM |
| MakeItPour | $25.00 | 12/14/2012 6:12:40 PM |
| bid-stockpiler1 | $261.95 | 12/14/2012 6:39:37 PM |
| valiant-liberty4 | $25.00 | 12/14/2012 6:40:09 PM |
| Pogo5 | $50.00 | 12/15/2012 7:39:16 AM |
| red-ethical-duty6 | $100.00 | 12/15/2012 9:13:56 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:40 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:56 AM |
| CAGE-Investments | $25.00 | 12/14/2012 6:07:07 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:04 AM |
| spark548 | $28.00 | 12/15/2012 10:54:50 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:23 AM |
| bbt28 | $25.05 | 12/14/2012 7:03:10 PM |
| Scrooge_McDuck2 | $100.00 | 12/14/2012 7:05:56 PM |
| FORESTCITYCAPITAL | $25.00 | 12/15/2012 9:47:05 AM |
| glowing-benjamins1 | $25.00 | 12/15/2012 8:04:49 AM |
| the-magnetic-transaction | $200.00 | 12/15/2012 10:50:32 AM |
| order-tweet2 | $40.00 | 12/15/2012 10:54:57 AM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
680755
This series of Notes was issued and sold upon the funding of the borrower loan #79140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $782.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 5.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 820-839 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,828 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| robot-5602 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
I have roughly $12k against my 401k, had a recent new AC unit installed with ~3,800 left to pay, and need cash for an upcoming wedding. I'd like to consolidate these into one payment.
My financial situation:
I am a good candidate for this loan because...
I don't have any other debt than what's listed above (other than my mortgage).
Great credit history. I recently paid off my Acura 4-year loan ~25k. I don't have any late or non payments on my credit report.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 11/30/2012 5:17:55 PM |
| floridahelper | $25.00 | 11/30/2012 6:01:28 PM |
| compassion-twister2 | $25.00 | 11/30/2012 6:13:50 PM |
| neighborly-hope6 | $100.00 | 11/30/2012 6:27:24 PM |
| special-transparency2 | $25.00 | 11/30/2012 5:02:46 PM |
| UncleBuffett | $75.00 | 11/30/2012 5:16:52 PM |
| Dollars4Rent | $50.00 | 11/30/2012 5:24:34 PM |
| loot-prescription3 | $25.00 | 11/30/2012 5:41:45 PM |
| bazaar-tulip | $25.00 | 11/30/2012 6:03:57 PM |
| fragonardlives | $25.00 | 11/30/2012 6:04:58 PM |
| daw1878 | $25.00 | 11/30/2012 6:01:00 PM |
| cerebral-dollar773 | $25.00 | 11/30/2012 8:26:25 PM |
| proper-p2p6 | $100.00 | 12/1/2012 8:24:22 AM |
| octoberfresh | $25.00 | 12/1/2012 1:50:57 PM |
| marketplace-singularity3 | $50.00 | 12/1/2012 1:51:45 PM |
| Arvicco | $400.00 | 12/3/2012 10:01:10 AM |
| CreditBuilder2 | $25.01 | 12/3/2012 11:33:31 AM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:25 PM |
| ingenious-order783 | $40.00 | 12/5/2012 12:39:52 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:27 PM |
| charmboy4 | $150.00 | 12/6/2012 10:16:20 AM |
| fortytwo | $100.00 | 12/7/2012 5:02:20 PM |
| orange-brainy-return | $25.00 | 12/7/2012 5:25:18 PM |
| amicablenemesis | $50.00 | 12/7/2012 5:36:36 PM |
| Zeenos | $25.00 | 12/7/2012 5:36:51 PM |
| benevolent-loot5 | $200.00 | 12/7/2012 5:49:39 PM |
| kevin314 | $25.00 | 12/7/2012 5:44:21 PM |
| prudent-dough458 | $25.00 | 12/7/2012 5:46:52 PM |
| AFairDeal | $25.00 | 12/7/2012 5:16:30 PM |
| inspiring-kindness062 | $25.00 | 12/7/2012 5:22:38 PM |
| american6 | $50.00 | 12/7/2012 6:22:23 PM |
| power-amusement | $25.00 | 12/7/2012 7:13:25 PM |
| gold-hero4 | $50.00 | 12/7/2012 5:51:41 PM |
| auction-iris9 | $120.00 | 12/7/2012 6:17:47 PM |
| adaboy65 | $100.00 | 12/7/2012 6:32:55 PM |
| first-sharp-payout5 | $100.00 | 12/8/2012 8:35:12 AM |
| enriching-trade2 | $50.00 | 12/7/2012 6:19:17 PM |
| Investoman | $25.00 | 12/7/2012 6:36:27 PM |
| capital-web7 | $50.00 | 12/7/2012 8:52:03 PM |
| rmachi | $25.00 | 12/8/2012 1:02:01 PM |
| thestartuplender | $40.00 | 12/8/2012 12:35:54 PM |
| nourishing-affluence678 | $25.00 | 12/8/2012 1:28:28 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:38 AM |
| tenacious-payout | $25.00 | 12/9/2012 8:01:22 AM |
| primetime | $25.00 | 12/9/2012 12:59:28 PM |
| bowdish1 | $75.00 | 12/9/2012 1:56:32 PM |
| antlr | $25.00 | 12/9/2012 7:44:03 PM |
| brightest-credit-engine | $25.00 | 12/9/2012 2:09:21 PM |
| well-rounded-benjamins | $25.00 | 12/10/2012 9:03:22 AM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:12:58 PM |
| wise-honorable-rate | $25.00 | 12/10/2012 7:59:25 AM |
| WonderPup | $25.00 | 12/10/2012 8:47:35 AM |
| deegeeman | $25.00 | 12/10/2012 9:59:50 AM |
| hope-wrangler1 | $50.00 | 12/10/2012 4:16:56 PM |
| innocent-loot | $25.00 | 12/10/2012 5:37:10 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:29 PM |
| bonjea | $25.00 | 12/10/2012 9:53:05 PM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:25 AM |
| the-tsunami784 | $25.00 | 12/10/2012 10:43:09 PM |
| KHODADAD | $25.00 | 12/11/2012 7:11:57 AM |
| compassionate-payment218 | $25.00 | 12/11/2012 9:18:22 AM |
| lostontheedge | $25.00 | 12/11/2012 10:20:17 AM |
| velocity-solo | $25.00 | 12/11/2012 11:13:52 AM |
| proper-commitment5 | $25.00 | 12/11/2012 10:33:22 AM |
| Sothenwhat | $100.00 | 12/11/2012 10:35:46 AM |
| loyalty-delight6 | $25.00 | 12/11/2012 10:40:07 AM |
| tender-wealth0 | $25.00 | 12/11/2012 10:04:00 AM |
| dinero-gusto9 | $25.00 | 12/11/2012 11:45:45 AM |
| aasx1108 | $25.00 | 12/11/2012 11:20:50 AM |
| best-diversification-nurse | $54.00 | 12/11/2012 5:18:23 PM |
| benjamins-thunder | $50.00 | 12/11/2012 5:45:47 PM |
| vMbanusi | $31.00 | 12/11/2012 5:28:06 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:05 PM |
| shur | $50.00 | 12/11/2012 5:40:24 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:25 AM |
| worth-rocket0 | $30.00 | 12/12/2012 8:11:15 AM |
| economy-voyage9 | $25.00 | 12/12/2012 9:07:45 AM |
| subtle-revenue0 | $25.00 | 12/12/2012 9:23:54 AM |
| reward-anteater0 | $25.00 | 12/12/2012 5:03:24 PM |
| djh47a | $25.00 | 12/12/2012 1:22:50 PM |
| commanding-treasure2 | $75.00 | 12/12/2012 10:33:34 AM |
| ManhattanLender | $25.00 | 12/12/2012 5:16:27 PM |
| listing-candy | $25.00 | 12/12/2012 10:45:11 AM |
| adventurous-cash | $25.00 | 12/12/2012 5:39:54 PM |
| Thunder08 | $25.00 | 12/12/2012 5:48:04 PM |
| tranquil-greenback9 | $100.00 | 12/12/2012 5:53:08 PM |
| determined-bill5 | $100.00 | 12/12/2012 5:00:57 PM |
| dathemizan | $25.00 | 12/12/2012 5:01:25 PM |
| fairness-palm | $50.00 | 12/12/2012 5:05:18 PM |
| dud | $75.00 | 12/12/2012 6:00:55 PM |
| Frankieb21 | $25.00 | 12/12/2012 5:21:46 PM |
| bold-yield-rumbler | $25.00 | 12/12/2012 6:16:30 PM |
| Brain_m | $25.00 | 12/12/2012 5:45:24 PM |
| richmondcowboy | $25.00 | 12/12/2012 6:49:10 PM |
| jjd2 | $25.00 | 12/12/2012 6:50:11 PM |
| magnetic-duty4 | $25.00 | 12/12/2012 4:08:24 PM |
| upperdeck | $25.00 | 12/12/2012 8:30:56 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:04 PM |
| gain-neutron6 | $25.00 | 12/12/2012 6:27:42 PM |
| profit33r | $50.00 | 12/12/2012 6:40:13 PM |
| felicity-taxi4 | $25.00 | 12/12/2012 5:24:22 PM |
| axelducheck | $25.00 | 12/12/2012 5:31:43 PM |
| the-capital-multiplier | $100.00 | 12/12/2012 5:49:27 PM |
| mrsasman | $50.00 | 12/12/2012 5:53:10 PM |
| trade-solo | $25.00 | 12/12/2012 6:07:38 PM |
| revenue-serenity5 | $25.00 | 12/13/2012 9:49:56 AM |
| worth-sanctuary9 | $25.00 | 12/13/2012 9:24:31 AM |
| hero007 | $50.00 | 12/13/2012 9:02:55 AM |
| DesiKuber | $25.00 | 12/13/2012 9:54:40 AM |
| deal-processor0 | $100.00 | 12/13/2012 10:41:07 AM |
| britgsb | $50.00 | 12/13/2012 9:08:56 AM |
| the-magnetic-transaction | $29.00 | 12/13/2012 12:08:24 PM |
| bornsucka | $25.00 | 12/13/2012 10:32:52 AM |
| Aimvest | $25.00 | 12/13/2012 10:36:48 AM |
| BDL-Roth | $40.00 | 12/13/2012 9:41:44 AM |
| mindful-generosity1 | $50.00 | 12/13/2012 9:42:26 AM |
| wise-benevolent-trade | $400.00 | 12/13/2012 12:23:03 PM |
| sturdy-fairness0 | $36.00 | 12/13/2012 11:24:34 AM |
| delectable-order532 | $100.00 | 12/13/2012 12:11:19 PM |
| orchestra960 | $89.00 | 12/13/2012 12:12:18 PM |
| turbostar666 | $25.00 | 12/13/2012 10:15:45 AM |
| ChicoBob | $25.00 | 12/13/2012 5:04:49 PM |
| Cheburashka | $30.00 | 12/13/2012 5:11:20 PM |
| SecondChanceLendingSERV | $25.00 | 12/13/2012 5:17:53 PM |
| bowerz | $25.00 | 12/13/2012 5:19:57 PM |
| brutusbone | $25.00 | 12/13/2012 5:20:51 PM |
| sympathetic-funds818 | $50.00 | 12/13/2012 5:22:04 PM |
| unforgettable-wealth4 | $50.00 | 12/13/2012 10:49:14 AM |
| important-penny3 | $25.00 | 12/13/2012 5:31:28 PM |
| ualf | $50.00 | 12/13/2012 5:33:06 PM |
| MorleyTwirl | $100.00 | 12/13/2012 5:38:26 PM |
| Brett834 | $250.00 | 12/13/2012 5:39:10 PM |
| MoneyMA | $25.00 | 12/13/2012 5:39:45 PM |
| beachwalkingwoman | $50.00 | 12/13/2012 5:44:24 PM |
| orange-courageous-dedication | $25.00 | 12/13/2012 5:05:36 PM |
| velocity-javelin8 | $25.00 | 12/13/2012 5:58:41 PM |
| truth-explorer | $25.00 | 12/13/2012 6:00:58 PM |
| Clambake | $25.00 | 12/13/2012 6:01:16 PM |
| majestic-duty4 | $25.00 | 12/13/2012 6:01:59 PM |
| LynJohn1023 | $25.00 | 12/13/2012 6:02:02 PM |
| dough-cherry4 | $25.00 | 12/13/2012 6:03:51 PM |
| leeball | $50.00 | 12/13/2012 6:07:59 PM |
| Kijib | $25.00 | 12/13/2012 5:22:22 PM |
| don8ter | $50.00 | 12/13/2012 6:13:05 PM |
| graduatey2k | $25.00 | 12/13/2012 5:22:51 PM |
| spartacusiam | $25.00 | 12/13/2012 5:25:45 PM |
| Spring342 | $25.00 | 12/13/2012 6:20:26 PM |
| mnmcarve | $25.00 | 12/13/2012 5:32:15 PM |
| awe-inspiring-nickel2 | $25.00 | 12/13/2012 6:22:50 PM |
| p2p-rocker141 | $25.00 | 12/13/2012 6:25:07 PM |
| larslfe | $25.00 | 12/13/2012 5:35:55 PM |
| figs4u2 | $100.00 | 12/13/2012 6:27:02 PM |
| wetlands | $200.00 | 12/13/2012 12:26:50 PM |
| auction-sage | $88.00 | 12/13/2012 12:27:24 PM |
| gallant-economy9 | $50.00 | 12/13/2012 5:44:11 PM |
| ski bum | $100.00 | 12/13/2012 5:45:48 PM |
| the-magnificent-loan | $100.00 | 12/13/2012 6:28:41 PM |
| Woodworker57 | $25.00 | 12/13/2012 6:30:39 PM |
| EYEWILLPAYUBACK | $25.00 | 12/13/2012 5:51:42 PM |
| benjamins-utopia | $100.00 | 12/13/2012 5:52:19 PM |
| unrivaled-silver | $25.00 | 12/13/2012 5:59:38 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:47 PM |
| BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:37 PM |
| rambone05 | $25.00 | 12/13/2012 6:11:07 PM |
| benevolent-moola291 | $50.00 | 12/13/2012 6:14:18 PM |
| FlatRock | $50.00 | 12/13/2012 6:15:26 PM |
| community-pipeline | $25.00 | 12/13/2012 5:08:47 PM |
| bigballer105 | $50.00 | 12/13/2012 6:17:54 PM |
| johnny128 | $100.00 | 12/13/2012 6:18:48 PM |
| mrladybug101 | $25.00 | 12/13/2012 6:20:28 PM |
| JohnW12 | $25.00 | 12/13/2012 5:17:32 PM |
| sail120 | $25.00 | 12/13/2012 5:19:35 PM |
| Daneistes | $50.00 | 12/13/2012 6:22:15 PM |
| cocorico12 | $50.00 | 12/13/2012 10:14:19 PM |
| gracej | $25.00 | 12/13/2012 5:25:07 PM |
| skuba | $50.00 | 12/13/2012 5:26:53 PM |
| fotep-financial | $25.00 | 12/13/2012 5:27:11 PM |
| BxRealtor | $25.00 | 12/13/2012 5:32:32 PM |
| kyomoon | $50.00 | 12/13/2012 5:39:07 PM |
| gorhamics | $63.19 | 12/14/2012 4:28:10 AM |
| Asynch | $25.00 | 12/13/2012 6:49:59 PM |
| Kattosha | $25.00 | 12/14/2012 4:34:21 AM |
| wise-alluring-penny | $50.00 | 12/13/2012 5:48:34 PM |
| SherrieT | $50.00 | 12/13/2012 5:53:59 PM |
| fireboss | $48.81 | 12/14/2012 7:22:29 AM |
| the-profit-worker | $25.00 | 12/13/2012 6:03:40 PM |
| JohnGalt94 | $25.00 | 12/13/2012 6:04:51 PM |
| Taxman44 | $25.00 | 12/13/2012 6:10:25 PM |
| joe_matadatz | $25.00 | 12/14/2012 8:21:57 AM |
| power-trophy7 | $25.00 | 12/13/2012 6:15:22 PM |
| BocaYogi50 | $25.00 | 12/14/2012 8:59:33 AM |
| PhalanxBulldog | $25.00 | 12/13/2012 6:22:38 PM |
| brainy-dedication | $50.00 | 12/14/2012 9:02:42 AM |
| penny-injector8 | $25.00 | 12/14/2012 12:16:24 AM |
| macgeek | $50.00 | 12/14/2012 9:03:28 AM |
| boilermaker63 | $25.00 | 12/13/2012 6:29:39 PM |
| benjo | $50.00 | 12/13/2012 6:29:52 PM |
| LendingRyan | $25.00 | 12/14/2012 5:31:39 AM |
| a-rupee-chemistry | $25.00 | 12/13/2012 6:31:10 PM |
| intuitive-camaraderi9 | $25.00 | 12/14/2012 9:10:29 AM |
| vigilance-caper093 | $25.00 | 12/14/2012 9:10:53 AM |
| JBDAD | $25.00 | 12/14/2012 9:12:34 AM |
| chorus731 | $25.00 | 12/13/2012 6:38:29 PM |
| Pizza-man | $50.00 | 12/14/2012 9:15:03 AM |
| Auditman | $50.00 | 12/14/2012 9:15:23 AM |
| fair_rates | $25.00 | 12/14/2012 9:17:47 AM |
| riproaringrapids | $50.00 | 12/13/2012 6:48:27 PM |
| psalms6612 | $25.00 | 12/13/2012 6:48:30 PM |
| ianakacg | $25.00 | 12/14/2012 9:19:26 AM |
| restondoublek | $25.00 | 12/14/2012 9:22:09 AM |
| br_dep | $100.00 | 12/14/2012 7:01:20 AM |
| roman2008 | $25.00 | 12/14/2012 9:27:04 AM |
| currency-persimmon | $30.00 | 12/14/2012 9:29:07 AM |
| crw1950 | $52.62 | 12/14/2012 7:54:47 AM |
| luminous-finance9 | $25.00 | 12/13/2012 8:05:03 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:49 PM |
| investment-tempo | $25.00 | 12/14/2012 9:02:44 AM |
| UstedEsElHombre | $100.00 | 12/14/2012 9:04:07 AM |
| Kame | $25.00 | 12/14/2012 9:07:15 AM |
| delivery | $25.00 | 12/14/2012 9:08:16 AM |
| impartial-deal | $25.00 | 12/14/2012 9:13:15 AM |
| ctgscott | $25.00 | 12/14/2012 9:19:37 AM |
| ndwayno | $25.00 | 12/14/2012 9:21:37 AM |
| Au-Ag-Pt | $25.00 | 12/14/2012 9:22:21 AM |
| pumped130 | $35.00 | 12/14/2012 9:25:10 AM |
| aggresive-commerce8 | $50.00 | 12/14/2012 9:25:16 AM |
| a-dollar-orchestra | $110.00 | 12/14/2012 9:26:15 AM |
| soarmore | $50.00 | 12/14/2012 9:26:37 AM |
| williamgates | $25.00 | 12/14/2012 5:53:20 AM |
| mg6619 | $25.00 | 12/14/2012 9:29:34 AM |
| bonafide-openness665 | $25.00 | 12/14/2012 8:48:57 AM |
| ninjazx10rida | $25.00 | 12/14/2012 9:05:59 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:25 AM |
| green-tree-shake | $35.00 | 12/14/2012 9:16:07 AM |
| durability-bandit1 | $25.00 | 12/14/2012 9:16:54 AM |
| midde551 | $25.00 | 12/14/2012 9:27:11 AM |
| rulender | $25.00 | 12/14/2012 9:27:33 AM |
| Plutis | $25.00 | 11/30/2012 6:07:03 PM |
| Aberdeen | $100.00 | 11/30/2012 6:34:11 PM |
| ready-interest9 | $25.00 | 11/30/2012 7:02:51 PM |
| blot44 | $25.00 | 11/30/2012 8:15:14 PM |
| ForMyFamily | $50.00 | 11/30/2012 6:42:23 PM |
| duty-accomplishment | $25.00 | 11/30/2012 11:37:31 PM |
| gentle-gain235 | $100.00 | 12/1/2012 6:53:35 AM |
| indomitable-coin | $25.00 | 12/1/2012 12:27:15 PM |
| payment-halo | $25.00 | 12/1/2012 12:49:48 PM |
| natural-worth9 | $50.00 | 12/1/2012 11:15:42 AM |
| prudent-deal662 | $25.00 | 12/1/2012 1:49:44 PM |
| Castellan | $50.00 | 12/2/2012 1:19:08 PM |
| riskreward | $250.00 | 12/3/2012 9:58:42 AM |
| WhiteInvestor | $27.00 | 12/3/2012 3:42:16 PM |
| knowledgeable-silver6 | $25.00 | 12/7/2012 5:05:19 PM |
| compoundinterest | $25.00 | 12/7/2012 5:15:35 PM |
| Mommo | $50.00 | 12/7/2012 5:36:22 PM |
| supersarah61 | $25.00 | 12/7/2012 4:38:55 PM |
| proper-exchange8 | $50.00 | 12/7/2012 5:04:06 PM |
| commerce-artisan8 | $50.00 | 12/7/2012 5:50:30 PM |
| transparency-sequoia6 | $100.00 | 12/7/2012 5:46:41 PM |
| syrepsorp | $50.00 | 12/7/2012 6:15:48 PM |
| magical-credit523 | $25.00 | 12/7/2012 6:22:09 PM |
| aabadabadoo | $25.00 | 12/7/2012 6:30:14 PM |
| Avala | $100.00 | 12/7/2012 6:40:49 PM |
| abz | $50.00 | 12/7/2012 6:02:37 PM |
| dunox | $75.00 | 12/7/2012 5:45:40 PM |
| rs999 | $25.00 | 12/7/2012 5:52:46 PM |
| knowledgeable-listing597 | $25.00 | 12/7/2012 6:25:01 PM |
| logical-peso2 | $25.00 | 12/7/2012 6:27:35 PM |
| tender-integrity3 | $100.00 | 12/7/2012 5:59:26 PM |
| return-mad-scientist137 | $25.00 | 12/7/2012 6:51:53 PM |
| market-maximizer472 | $25.00 | 12/8/2012 8:00:42 AM |
| Aeroman32 | $25.00 | 12/8/2012 11:33:29 AM |
| cardminger | $25.00 | 12/8/2012 1:03:04 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:16 PM |
| commerce-gargantuan2 | $25.00 | 12/8/2012 1:56:14 PM |
| Ripsaw4U | $50.00 | 12/8/2012 1:17:30 PM |
| openness-enforcer76 | $25.00 | 12/8/2012 7:25:01 PM |
| djmjkelso | $30.00 | 12/9/2012 12:27:59 PM |
| value-caravan | $25.00 | 12/9/2012 12:00:00 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:41 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:19 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:29 AM |
| Searlzy | $25.00 | 12/10/2012 5:22:50 PM |
| GenerousGentleMan | $25.00 | 12/10/2012 6:25:32 PM |
| payment-freshmaker | $100.00 | 12/10/2012 6:15:52 PM |
| mhotchan | $100.00 | 12/10/2012 10:29:13 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:54 PM |
| redmumba | $50.00 | 12/11/2012 12:30:02 AM |
| responsibility-nebula1 | $50.00 | 12/10/2012 10:08:59 PM |
| Syzygy | $25.00 | 12/11/2012 10:17:53 AM |
| Tradesmanlender | $25.00 | 12/11/2012 9:05:39 AM |
| bradfid | $25.00 | 12/11/2012 10:28:51 AM |
| vigorous-payment6 | $25.00 | 12/11/2012 10:32:37 AM |
| bomdel | $25.00 | 12/11/2012 10:43:14 AM |
| silver-explorer6 | $25.00 | 12/11/2012 10:10:46 AM |
| kalamari | $30.00 | 12/11/2012 1:03:22 PM |
| attentive-compassion1 | $50.00 | 12/11/2012 10:36:00 AM |
| manugee | $50.00 | 12/11/2012 1:25:20 PM |
| skillful-diversification2 | $25.00 | 12/11/2012 10:49:16 AM |
| well-rounded-agreement9 | $25.00 | 12/11/2012 11:36:41 AM |
| aldeed | $50.00 | 12/11/2012 1:03:06 PM |
| j2ee | $50.00 | 12/11/2012 5:20:42 PM |
| availableloan | $25.00 | 12/11/2012 2:37:21 PM |
| unflappable-loan9 | $25.00 | 12/11/2012 4:03:58 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:39 PM |
| P2P4me | $700.00 | 12/12/2012 5:46:17 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:11 AM |
| djs81 | $75.00 | 12/12/2012 10:16:28 AM |
| little_lender1 | $100.00 | 12/12/2012 10:04:37 AM |
| snowman34 | $25.00 | 12/12/2012 10:00:21 AM |
| responsibility-aurora | $25.00 | 12/12/2012 4:22:21 PM |
| laboheme | $25.00 | 12/12/2012 5:04:53 PM |
| wuscjim | $25.00 | 12/12/2012 5:05:14 PM |
| principal-planetarium4 | $100.00 | 12/12/2012 5:07:00 PM |
| awwaww | $25.00 | 12/12/2012 5:30:58 PM |
| skidoo99 | $25.00 | 12/12/2012 5:35:17 PM |
| transparency-silo2 | $25.00 | 12/12/2012 5:44:49 PM |
| income-cactus0 | $50.00 | 12/12/2012 5:00:32 PM |
| ore-widget7 | $25.00 | 12/12/2012 5:03:37 PM |
| penny-leader416 | $25.00 | 12/12/2012 5:59:18 PM |
| mrmojado | $25.00 | 12/12/2012 5:09:51 PM |
| stable-transaction145 | $25.00 | 12/12/2012 5:10:35 PM |
| lekkerguy | $50.00 | 12/12/2012 6:15:25 PM |
| transparent-principal679 | $100.00 | 12/12/2012 5:48:58 PM |
| nuclearmoose | $50.00 | 12/12/2012 6:06:47 PM |
| vaclh | $25.00 | 12/12/2012 5:06:33 PM |
| velocityasaurus-rex4 | $100.00 | 12/12/2012 6:18:10 PM |
| jmb_lending | $50.00 | 12/12/2012 6:22:12 PM |
| ryreesado | $25.00 | 12/12/2012 6:39:02 PM |
| durable-investment8 | $50.00 | 12/13/2012 7:04:20 AM |
| DoubleALife | $25.00 | 12/12/2012 5:34:15 PM |
| kleinbrak | $25.00 | 12/12/2012 7:08:54 PM |
| stable-penny27 | $25.00 | 12/12/2012 5:52:42 PM |
| the-bright-velocity | $25.00 | 12/12/2012 5:57:39 PM |
| atlacatl | $25.00 | 12/13/2012 9:02:03 AM |
| doomsday18 | $25.00 | 12/12/2012 6:02:29 PM |
| roccofox | $25.00 | 12/12/2012 6:13:07 PM |
| aiming_for_42 | $25.00 | 12/12/2012 6:20:04 PM |
| linkage682 | $50.00 | 12/13/2012 7:47:43 AM |
| responsibility-fortress | $25.00 | 12/12/2012 6:32:57 PM |
| Kyjamune | $25.00 | 12/12/2012 6:38:15 PM |
| kaykarun | $50.00 | 12/13/2012 9:04:21 AM |
| pbandjb | $25.00 | 12/13/2012 9:47:21 AM |
| thickhead | $25.00 | 12/13/2012 10:35:57 AM |
| jcornehlsen | $25.00 | 12/13/2012 10:37:58 AM |
| Great-Mom | $25.00 | 12/13/2012 10:10:25 AM |
| Socar360 | $50.00 | 12/13/2012 11:35:09 AM |
| geekguy | $25.00 | 12/13/2012 10:29:53 AM |
| Retired_Senior | $198.00 | 12/13/2012 12:06:57 PM |
| zassociate | $200.00 | 12/13/2012 12:15:37 PM |
| enriching-dollar1 | $100.00 | 12/13/2012 12:16:21 PM |
| first-favorite-bonus9 | $25.00 | 12/13/2012 9:34:22 AM |
| jdashv | $25.00 | 12/13/2012 9:38:43 AM |
| AmericanCredit | $45.00 | 12/13/2012 9:40:08 AM |
| Vegasjim | $25.00 | 12/13/2012 11:15:15 AM |
| shamonn_p2p | $106.00 | 12/13/2012 12:27:57 PM |
| thrilling-listing51 | $100.00 | 12/13/2012 12:30:03 PM |
| brazilofmux | $100.00 | 12/13/2012 5:09:18 PM |
| 1phantom | $25.00 | 12/13/2012 5:11:00 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:33 PM |
| Larry1001 | $25.00 | 12/13/2012 5:16:40 PM |
| platinum-genetics | $25.00 | 12/13/2012 5:20:13 PM |
| momentous-transparency47 | $875.00 | 12/13/2012 5:21:58 PM |
| Pasagam | $50.00 | 12/13/2012 5:22:11 PM |
| versatile-dime442 | $167.00 | 12/13/2012 12:29:19 PM |
| emphatic-responsibility | $31.00 | 12/13/2012 12:30:36 PM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:22 AM |
| kmavm | $50.00 | 12/13/2012 5:27:53 PM |
| get30inc | $50.00 | 12/13/2012 5:38:01 PM |
| akcoline | $25.00 | 12/13/2012 5:38:07 PM |
| Natronpee | $25.00 | 12/13/2012 5:39:39 PM |
| VentureExplorer | $100.00 | 12/13/2012 5:40:50 PM |
| yield-idol1 | $25.00 | 12/13/2012 5:41:08 PM |
| bold-witty-p2ploan | $25.00 | 12/13/2012 5:43:30 PM |
| rewards | $25.00 | 12/13/2012 5:00:43 PM |
| jjb3 | $25.00 | 12/13/2012 5:52:28 PM |
| diversification-medalist | $25.00 | 12/13/2012 5:54:54 PM |
| sharpey | $25.00 | 12/13/2012 5:55:22 PM |
| Tylerh | $250.00 | 12/13/2012 5:56:15 PM |
| transparency-halo | $25.00 | 12/13/2012 5:56:31 PM |
| newyork6264 | $25.00 | 12/13/2012 6:02:04 PM |
| krisran | $50.00 | 12/13/2012 6:02:22 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:10 PM |
| lender987654321 | $50.00 | 12/13/2012 5:16:53 PM |
| tsui517 | $50.00 | 12/13/2012 6:13:36 PM |
| punctual-credit8 | $25.00 | 12/13/2012 5:23:03 PM |
| afotherg | $25.00 | 12/13/2012 6:16:50 PM |
| enticing-note | $25.00 | 12/13/2012 5:25:37 PM |
| downtownfarm | $25.00 | 12/13/2012 5:26:37 PM |
| wtrboy | $25.00 | 12/13/2012 6:22:34 PM |
| EricLender | $25.00 | 12/13/2012 5:35:18 PM |
| bds9646 | $26.00 | 12/13/2012 5:41:43 PM |
| top-community-voyage | $50.00 | 12/13/2012 6:28:14 PM |
| adventurer447 | $300.00 | 12/13/2012 5:46:23 PM |
| thoughtful-fairness2 | $25.00 | 12/13/2012 6:30:44 PM |
| Bendistraw | $25.00 | 12/13/2012 5:49:31 PM |
| impartial-principal | $25.00 | 12/13/2012 6:31:32 PM |
| bold-felicity-image | $100.00 | 12/13/2012 5:51:24 PM |
| integrity-american | $26.00 | 12/13/2012 1:03:22 PM |
| sugybutt | $25.00 | 12/13/2012 6:33:59 PM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:09 PM |
| bold-worth-wrangler | $25.00 | 12/13/2012 1:45:06 PM |
| hostbank | $100.00 | 12/13/2012 5:58:50 PM |
| Vreet | $25.00 | 12/13/2012 7:06:27 PM |
| greenbacchus | $25.00 | 12/13/2012 6:08:36 PM |
| deal-frontier | $25.00 | 12/13/2012 6:15:13 PM |
| worth-web5 | $50.00 | 12/13/2012 5:08:51 PM |
| WillyP345 | $50.00 | 12/13/2012 6:15:58 PM |
| duty-plum | $100.00 | 12/13/2012 6:17:44 PM |
| holstj | $25.00 | 12/13/2012 5:15:52 PM |
| blooming-market | $25.00 | 12/13/2012 6:22:40 PM |
| mizount | $25.00 | 12/13/2012 6:24:53 PM |
| larrybird | $1,000.00 | 12/13/2012 6:26:51 PM |
| selfmademan | $25.00 | 12/13/2012 5:24:25 PM |
| Preteur | $25.00 | 12/13/2012 5:30:18 PM |
| FadSaolAgat | $50.00 | 12/13/2012 5:37:44 PM |
| ideal-penny8 | $25.00 | 12/13/2012 5:41:33 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:40 AM |
| Chutney | $25.00 | 12/13/2012 6:58:27 PM |
| crown-year | $1,000.00 | 12/14/2012 5:48:04 AM |
| finance-fan7 | $25.00 | 12/14/2012 5:57:40 AM |
| invincible-deal82 | $25.00 | 12/13/2012 5:51:38 PM |
| unafraid-loan5 | $30.00 | 12/14/2012 6:26:25 AM |
| elasermd | $50.00 | 12/13/2012 5:53:57 PM |
| transparency-baton | $25.00 | 12/13/2012 5:54:09 PM |
| durability-officer | $50.00 | 12/13/2012 5:59:16 PM |
| marketplace-cello5 | $25.00 | 12/13/2012 6:00:42 PM |
| spirit07a | $100.00 | 12/13/2012 6:01:00 PM |
| minista | $25.00 | 12/13/2012 6:03:20 PM |
| malicea | $50.00 | 12/13/2012 6:06:36 PM |
| matthart | $25.00 | 12/13/2012 6:08:42 PM |
| california111 | $25.00 | 12/14/2012 7:56:45 AM |
| Actuary | $25.00 | 12/13/2012 9:38:07 PM |
| shrewd-benjamins | $50.78 | 12/14/2012 8:33:59 AM |
| anacent | $25.00 | 12/13/2012 10:26:20 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:09 AM |
| smk420 | $25.00 | 12/13/2012 10:30:17 PM |
| g0avs3327 | $25.00 | 12/14/2012 9:00:34 AM |
| promiser200 | $25.00 | 12/14/2012 9:02:13 AM |
| currency-scientist7 | $25.00 | 12/14/2012 9:02:25 AM |
| C_Mark | $50.00 | 12/13/2012 6:22:42 PM |
| Poohcho | $25.00 | 12/13/2012 6:25:18 PM |
| dayahn | $25.00 | 12/14/2012 9:08:42 AM |
| silverloan | $50.00 | 12/13/2012 6:33:25 PM |
| compassion-twister2 | $75.00 | 12/13/2012 6:33:36 PM |
| bb575 | $50.00 | 12/14/2012 6:03:32 AM |
| brightest-inspired-gain | $25.00 | 12/13/2012 6:38:35 PM |
| the-gain-platoon | $25.00 | 12/14/2012 9:19:28 AM |
| JesanFafon | $25.00 | 12/14/2012 6:46:52 AM |
| PA2LA | $25.00 | 12/14/2012 9:23:58 AM |
| meenan | $25.00 | 12/13/2012 7:02:46 PM |
| proud-pound4 | $25.00 | 12/14/2012 9:25:43 AM |
| harty | $50.00 | 12/14/2012 9:25:53 AM |
| orange-resolute-platinum | $25.00 | 12/14/2012 9:26:27 AM |
| adamnash | $25.00 | 12/14/2012 9:28:03 AM |
| zone6 | $100.00 | 12/13/2012 7:08:58 PM |
| brilliance258 | $25.00 | 12/13/2012 7:25:08 PM |
| 0403 | $50.00 | 12/14/2012 8:58:22 AM |
| ThomasC | $50.00 | 12/14/2012 9:04:59 AM |
| basis-oasis7 | $50.00 | 12/14/2012 9:10:24 AM |
| 1redfish | $100.00 | 12/14/2012 9:11:57 AM |
| jamesgamble | $25.00 | 12/14/2012 3:24:43 AM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:24 AM |
| thezfunk | $25.00 | 12/14/2012 9:21:42 AM |
| steiglends | $100.00 | 12/14/2012 9:26:35 AM |
| Loansforlife | $25.00 | 12/14/2012 9:29:32 AM |
| iolaire | $25.00 | 12/14/2012 9:30:32 AM |
| SourDoughSteve | $25.00 | 12/14/2012 7:48:22 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:18 AM |
| principal-equalizer | $27.72 | 12/14/2012 7:53:34 AM |
| peso-oyster1 | $25.00 | 12/14/2012 9:04:41 AM |
| MoneyMoon | $25.00 | 12/14/2012 9:05:19 AM |
| EJO | $25.00 | 12/14/2012 9:17:50 AM |
| Goodtrip | $25.00 | 12/14/2012 9:20:31 AM |
| asset-conqueror6 | $25.00 | 12/14/2012 9:21:24 AM |
| Earl65 | $25.00 | 12/14/2012 9:28:28 AM |
| tj1683 | $25.00 | 12/14/2012 9:29:37 AM |
| 476 Investments
|
Borrower Payment Dependent Notes Series
680887
This series of Notes was issued and sold upon the funding of the borrower loan #79426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $516.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,075 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| excellent-trade8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/5/2012 1:04:08 PM |
| affluence-microscope2 | $200.00 | 12/3/2012 5:12:47 PM |
| phenomenal-rate1 | $500.00 | 12/3/2012 5:15:19 PM |
| ideal-peace5 | $100.00 | 12/3/2012 5:16:46 PM |
| ready-interest9 | $25.00 | 12/3/2012 6:36:18 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:10 PM |
| windguy | $50.00 | 12/3/2012 5:54:02 PM |
| janeybooboo | $75.00 | 12/4/2012 5:46:30 AM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:42 PM |
| JeremyLinFan | $30.00 | 12/3/2012 6:32:32 PM |
| natural-worth9 | $100.00 | 12/3/2012 7:46:37 PM |
| gravbox | $25.00 | 12/3/2012 6:47:15 PM |
| wise-charming-reward | $400.00 | 12/3/2012 10:28:19 PM |
| golffish2 | $25.00 | 12/4/2012 4:12:52 AM |
| openness-antioxidant | $100.00 | 12/4/2012 9:13:32 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:33 PM |
| special-dinero553 | $25.00 | 12/5/2012 10:46:58 AM |
| unforgettable-return6 | $25.00 | 12/9/2012 9:05:30 AM |
| simplelender80 | $75.00 | 12/9/2012 2:01:50 PM |
| supersam | $50.00 | 12/10/2012 10:19:15 PM |
| lionheart722 | $25.00 | 12/11/2012 10:00:31 AM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:05 PM |
| marwadi-62 | $225.00 | 12/11/2012 6:06:43 PM |
| HereToHelp305 | $75.00 | 12/12/2012 4:46:19 AM |
| DarkInvestor | $27.00 | 12/12/2012 9:00:35 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:12:06 AM |
| kind-euro-mirth | $50.00 | 12/12/2012 9:45:58 AM |
| djh47a | $25.00 | 12/12/2012 1:22:57 PM |
| uncl-sammy | $25.00 | 12/13/2012 10:15:05 AM |
| Income-Scout | $38.00 | 12/13/2012 10:18:13 AM |
| Mommo | $50.00 | 12/13/2012 12:04:32 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 10:38:10 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:53 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:54 PM |
| tech310 | $50.00 | 12/13/2012 11:00:14 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:31 AM |
| dime-mandolin9 | $50.00 | 12/13/2012 12:18:46 PM |
| franzzua | $25.00 | 12/13/2012 5:15:30 PM |
| commerce-artisan8 | $50.00 | 12/13/2012 12:22:56 PM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:16 PM |
| hero007 | $50.00 | 12/13/2012 6:33:53 PM |
| vivacious-fund2 | $25.00 | 12/13/2012 9:15:52 PM |
| dunkard13 | $100.00 | 12/13/2012 5:20:20 PM |
| anacent | $25.00 | 12/13/2012 10:26:28 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:23 PM |
| sharp-platinum326 | $25.00 | 12/13/2012 5:28:36 PM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:51:25 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:17 AM |
| john0720 | $25.00 | 12/13/2012 6:48:50 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:18 AM |
| entertaining-revenue4 | $37.00 | 12/14/2012 9:14:49 AM |
| ethicalhumanist | $100.00 | 12/14/2012 11:41:35 AM |
| compoundinterest | $25.00 | 12/14/2012 9:30:50 AM |
| terrific-dough6 | $50.00 | 12/14/2012 9:51:15 AM |
| supersarah61 | $25.00 | 12/14/2012 4:51:49 PM |
| affluence-tycoon | $25.00 | 12/14/2012 5:47:52 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:57 PM |
| adaboy65 | $100.00 | 12/14/2012 6:28:10 PM |
| MrEville | $25.00 | 12/14/2012 11:32:31 AM |
| commerce-viking1 | $50.00 | 12/14/2012 5:25:17 PM |
| hitsman | $50.00 | 12/14/2012 6:40:27 PM |
| unrivaled-deal676 | $48.00 | 12/14/2012 5:56:00 PM |
| justinology | $29.02 | 12/15/2012 8:04:10 AM |
| kulender | $100.00 | 12/15/2012 9:23:56 AM |
| order-tamale | $348.00 | 12/15/2012 10:47:15 AM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:14:07 PM |
| Blucruz | $100.00 | 12/14/2012 7:59:44 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:14 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:44 AM |
| reward-walnut | $25.00 | 12/15/2012 12:02:59 PM |
| successful-agreement7 | $32.00 | 12/15/2012 11:04:23 AM |
| 100units | $167.00 | 12/15/2012 11:05:08 AM |
| market-maximizer472 | $25.00 | 12/15/2012 8:07:55 AM |
| Schuld66 | $25.00 | 12/15/2012 12:11:40 PM |
| orange-spiritual-contract | $100.00 | 12/15/2012 11:09:56 AM |
| abundanceforever | $52.50 | 12/15/2012 11:10:48 AM |
| resolute-justice413 | $88.00 | 12/15/2012 11:11:12 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:57 AM |
| j2ee | $25.00 | 12/15/2012 10:51:54 AM |
| vMbanusi | $50.00 | 12/15/2012 11:00:31 AM |
| bazaar-festivity | $25.00 | 12/15/2012 12:56:14 PM |
| fund-blackberry6 | $25.00 | 12/15/2012 12:20:07 PM |
| mercuriant | $25.00 | 12/15/2012 12:22:38 PM |
| value-investor9 | $50.00 | 12/15/2012 12:29:35 PM |
| wise-balanced-moola | $25.00 | 12/15/2012 12:38:38 PM |
| bill-mushroom | $50.00 | 12/15/2012 12:42:46 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:16:54 PM |
| abundant-power | $25.00 | 12/15/2012 1:27:35 PM |
| cutter21 | $25.00 | 12/15/2012 12:57:54 PM |
| docdekay | $50.00 | 12/15/2012 12:59:23 PM |
| GoCougs | $50.00 | 12/15/2012 12:18:01 PM |
| quickstep | $151.00 | 12/15/2012 1:43:44 PM |
| casserole9 | $35.00 | 12/15/2012 12:43:20 PM |
| dynamic-money271 | $100.00 | 12/15/2012 12:44:01 PM |
| haplender | $50.00 | 12/15/2012 1:51:20 PM |
| payout-paradise5 | $25.00 | 12/15/2012 2:38:58 PM |
| RGlad | $100.00 | 12/15/2012 2:46:26 PM |
| natural-worth9 | $200.00 | 12/15/2012 3:04:03 PM |
| fantastic-wampum1 | $100.00 | 12/15/2012 1:59:19 PM |
| lowink | $25.00 | 12/15/2012 3:20:31 PM |
| chorus731 | $25.00 | 12/15/2012 3:56:14 PM |
| impressive-loan | $100.00 | 12/15/2012 1:27:28 PM |
| structure9 | $25.00 | 12/15/2012 1:30:44 PM |
| peace-photon1 | $48.00 | 12/15/2012 2:09:02 PM |
| cablenews | $33.00 | 12/15/2012 2:13:59 PM |
| abundant-dinero5 | $50.00 | 12/15/2012 3:23:55 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:13 PM |
| UltimateWill | $25.00 | 12/15/2012 2:07:11 PM |
| momentous-velocity5 | $50.00 | 12/15/2012 2:10:45 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:48 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:12 PM |
| quest0 | $50.00 | 12/15/2012 4:04:17 PM |
| platinum-scientist9 | $25.00 | 12/3/2012 6:02:10 PM |
| corndog4000 | $30.00 | 12/3/2012 7:03:32 PM |
| transaction-seahorse0 | $25.00 | 12/3/2012 5:50:57 PM |
| radiant-dollar9 | $200.00 | 12/3/2012 5:47:36 PM |
| payment-halo | $25.00 | 12/3/2012 6:26:46 PM |
| red-duty-carrier | $25.00 | 12/3/2012 6:46:17 PM |
| Nipper99 | $100.00 | 12/3/2012 10:46:35 PM |
| bowdish1 | $25.00 | 12/4/2012 9:18:11 AM |
| ucantbeetit | $25.00 | 12/4/2012 6:04:26 PM |
| WhiteInvestor | $27.00 | 12/6/2012 10:01:35 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:35 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 1:56:16 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:03 PM |
| pietro_torna_indietro | $50.00 | 12/10/2012 9:11:49 AM |
| bazaar-elvis | $50.00 | 12/10/2012 5:08:35 PM |
| BostonCapital | $100.00 | 12/11/2012 9:22:23 AM |
| deal-selector5 | $25.00 | 12/11/2012 10:51:02 AM |
| octoberfresh | $25.00 | 12/11/2012 11:24:21 AM |
| kalamari | $30.00 | 12/11/2012 1:03:30 PM |
| Plutis | $25.00 | 12/11/2012 6:11:21 PM |
| justreturns | $25.00 | 12/12/2012 9:15:45 AM |
| trade-caper | $50.00 | 12/12/2012 5:35:20 AM |
| cr8on | $30.00 | 12/12/2012 9:46:36 AM |
| nickel-ferret | $25.00 | 12/12/2012 10:01:33 AM |
| qsolo | $25.00 | 12/13/2012 9:28:24 AM |
| principal-cooker2 | $50.00 | 12/13/2012 10:14:04 AM |
| Lender2895a | $100.00 | 12/13/2012 7:30:47 AM |
| HoosierDaddie | $300.00 | 12/13/2012 12:10:24 PM |
| Zorro_970 | $100.00 | 12/13/2012 12:19:46 PM |
| wise-virtuous-vigilance | $76.00 | 12/13/2012 12:26:19 PM |
| riskreward | $250.00 | 12/13/2012 12:32:58 PM |
| ericgassercom | $25.00 | 12/13/2012 10:09:32 AM |
| Harry | $75.00 | 12/13/2012 10:15:14 AM |
| coin-trumpet | $50.00 | 12/13/2012 10:16:42 AM |
| wetlands | $200.00 | 12/13/2012 12:27:00 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 11:18:11 AM |
| amicablenemesis | $50.00 | 12/13/2012 12:05:07 PM |
| benevolent-loot5 | $28.00 | 12/13/2012 12:22:47 PM |
| ItsJustMe79 | $25.00 | 12/13/2012 6:25:32 PM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 5:03:49 PM |
| Cai8899 | $25.00 | 12/13/2012 5:20:10 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:29:58 PM |
| fortytwo | $61.00 | 12/13/2012 5:38:23 PM |
| dominickf | $50.00 | 12/13/2012 6:04:17 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:28 AM |
| finder61 | $25.00 | 12/13/2012 9:39:12 PM |
| Avicell | $25.00 | 12/13/2012 6:21:16 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:27 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:45 AM |
| abradle2 | $25.00 | 12/13/2012 6:30:26 PM |
| decisive-return611 | $100.00 | 12/14/2012 9:46:55 AM |
| pleasant-listing712 | $25.00 | 12/14/2012 4:07:35 PM |
| joe_matadatz | $25.00 | 12/14/2012 10:57:23 AM |
| Tscheddar | $25.00 | 12/14/2012 3:18:41 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:24 PM |
| availableloan | $25.00 | 12/14/2012 10:45:12 AM |
| keen-credit6 | $27.00 | 12/14/2012 12:04:45 PM |
| ready-agreement5 | $25.00 | 12/14/2012 5:28:47 PM |
| Solid-Platinum | $25.00 | 12/14/2012 4:23:05 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:41 PM |
| first-credit-meridian | $25.00 | 12/14/2012 5:40:11 PM |
| Capitalincome | $25.00 | 12/15/2012 10:03:30 AM |
| market-maximizer472 | $25.00 | 12/15/2012 8:01:16 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:13 PM |
| shaps | $50.00 | 12/15/2012 11:19:29 AM |
| Thunderswan | $100.00 | 12/15/2012 11:24:54 AM |
| Index_Plus | $2,500.00 | 12/15/2012 10:53:15 AM |
| XenonX | $25.00 | 12/15/2012 11:31:25 AM |
| dunox | $75.00 | 12/15/2012 11:00:01 AM |
| Investoman | $25.00 | 12/15/2012 12:17:41 PM |
| dignified-truth7 | $140.00 | 12/15/2012 11:16:47 AM |
| thrilling-listing51 | $78.00 | 12/15/2012 11:21:16 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:56 AM |
| bid-lightning9 | $25.00 | 12/15/2012 11:38:45 AM |
| vigorous-payment6 | $25.00 | 12/15/2012 12:04:32 PM |
| logical-investment4 | $25.00 | 12/15/2012 12:49:24 PM |
| newest-payment-trapper | $62.50 | 12/15/2012 10:59:07 AM |
| revenue-tamer3 | $25.00 | 12/15/2012 12:14:31 PM |
| InvestorPartners | $25.00 | 12/15/2012 12:17:53 PM |
| chac | $160.00 | 12/15/2012 12:59:29 PM |
| noble-moola0 | $30.00 | 12/15/2012 1:00:36 PM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:49 AM |
| britgsb | $42.00 | 12/15/2012 1:14:59 PM |
| frooogal | $25.00 | 12/15/2012 11:38:40 AM |
| lostontheedge | $25.00 | 12/15/2012 12:06:42 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:51 PM |
| orange-market-amigo | $200.00 | 12/15/2012 12:11:19 PM |
| foxtrot12 | $75.00 | 12/15/2012 12:32:18 PM |
| aasx1108 | $25.00 | 12/15/2012 12:40:26 PM |
| commanding-treasure2 | $75.00 | 12/15/2012 12:42:16 PM |
| yield-victor837 | $50.00 | 12/15/2012 12:42:25 PM |
| down-with-big-banks-2 | $25.00 | 12/15/2012 1:32:53 PM |
| duty-powerplant0 | $25.00 | 12/15/2012 12:49:17 PM |
| JayKae | $27.00 | 12/15/2012 12:49:30 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:45 PM |
| the-truth-palace | $25.00 | 12/15/2012 1:01:02 PM |
| unequivocal-income294 | $25.00 | 12/15/2012 2:19:27 PM |
| Vegasjim | $25.00 | 12/15/2012 2:37:01 PM |
| flexible-treasure480 | $25.00 | 12/15/2012 1:09:20 PM |
| giantfan19 | $38.19 | 12/15/2012 3:49:43 PM |
| bazaar-paladin7 | $6.79 | 12/15/2012 4:23:12 PM |
| velocity-warrior | $25.00 | 12/15/2012 1:30:20 PM |
| adaptable-benefit6 | $25.00 | 12/15/2012 2:09:47 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:55 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:01 PM |
| felicity-boots6 | $25.00 | 12/15/2012 1:50:41 PM |
| value-wind0 | $38.00 | 12/15/2012 1:51:02 PM |
| important-diversification620 | $25.00 | 12/15/2012 1:52:06 PM |
| jazz619 | $25.00 | 12/15/2012 2:08:35 PM |
| best-bonafide-p2p | $25.00 | 12/15/2012 2:19:40 PM |
| nourishing-order8 | $25.00 | 12/15/2012 3:56:41 PM |
| 223 Investments
|
Borrower Payment Dependent Notes Series
681031
This series of Notes was issued and sold upon the funding of the borrower loan #79613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,649 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ingenious-fairness8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Operating cash for a food truck selling organic burgers. A food truck has very low expenses and is much easier to maintain than a brick and mortar store.
My financial situation: Good
I have 30 years experience in Food & Beverage with a short stint in real estate.
The truck will easily cash flow enough to pay off the loan and possibly pave the way for future trucks.
Thank you for your consideration!
Jeff
Monthly net income: $5000.00
Monthly expenses: $3215
Housing: $1050.00
Insurance: $200.00
Car expenses: $420.00
Utilities: $100.00
Phone, cable, internet: $95.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $150.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/1/2012 12:13:30 PM |
| return-point2 | $100.00 | 12/1/2012 12:41:03 PM |
| EngineersAlliance | $35.00 | 12/1/2012 1:53:53 PM |
| JeremyLinFan | $30.00 | 12/1/2012 2:49:57 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:15 AM |
| bonus-seahorse | $55.00 | 12/3/2012 3:12:17 PM |
| dunkard13 | $100.00 | 12/5/2012 6:00:27 PM |
| Kaj | $25.00 | 12/5/2012 6:06:08 PM |
| prudent-dough458 | $25.00 | 12/5/2012 5:07:02 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:33 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:16 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:13 AM |
| dunox | $75.00 | 12/6/2012 5:31:19 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:26 PM |
| successful-agreement7 | $100.00 | 12/6/2012 5:36:39 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:15 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:35 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:28 AM |
| E-2 | $100.00 | 12/7/2012 9:09:47 AM |
| compassion-burrito | $25.00 | 12/7/2012 7:35:21 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:20 AM |
| Zorro_970 | $100.00 | 12/7/2012 9:16:52 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:35 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:27 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:45 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:02 PM |
| new-start18100 | $25.00 | 12/9/2012 12:52:38 PM |
| john0720 | $25.00 | 12/9/2012 1:33:00 PM |
| kulender | $50.00 | 12/10/2012 5:28:07 PM |
| payout-paradise5 | $25.00 | 12/11/2012 9:47:21 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:55 PM |
| green-safe-wampum | $50.00 | 12/12/2012 8:22:56 AM |
| trumpeter391 | $25.00 | 12/12/2012 10:59:34 AM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 9:35:38 AM |
| djh47a | $25.00 | 12/12/2012 1:22:54 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:46 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:39 PM |
| wwwUniversal | $25.00 | 12/12/2012 5:10:40 PM |
| loyalist1 | $100.00 | 12/13/2012 8:12:46 AM |
| sprinkler5 | $25.00 | 12/13/2012 7:57:36 AM |
| helping-out | $30.00 | 12/13/2012 8:46:55 AM |
| OnceUponAPenny | $25.00 | 12/13/2012 9:18:57 AM |
| 1800porsche | $25.00 | 12/13/2012 9:53:44 AM |
| RocketSurgeon | $25.00 | 12/13/2012 10:12:18 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:27 AM |
| top-visionary-truth | $25.00 | 12/13/2012 9:15:51 AM |
| lagnisiruk | $25.00 | 12/13/2012 10:20:47 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:26 PM |
| imdave4me | $38.32 | 12/13/2012 12:26:58 PM |
| cattlebaron | $100.00 | 12/1/2012 12:22:45 PM |
| WalnutCreekguy | $43.00 | 12/1/2012 1:09:14 PM |
| vutah | $45.00 | 12/1/2012 2:58:38 PM |
| jarf | $100.00 | 12/2/2012 9:21:50 AM |
| zorg77 | $25.00 | 12/3/2012 4:24:19 AM |
| Sustainable_Investor | $25.00 | 12/2/2012 8:14:34 PM |
| riskreward | $250.00 | 12/3/2012 9:59:16 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:55:59 AM |
| LuvToLend | $25.00 | 12/5/2012 5:01:57 PM |
| a-finance-nirvana | $25.00 | 12/5/2012 5:44:45 PM |
| Harry | $75.00 | 12/5/2012 6:06:22 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:15 PM |
| toblerone | $25.00 | 12/5/2012 5:53:04 PM |
| monster4 | $50.00 | 12/5/2012 6:27:11 PM |
| BostonCapital | $100.00 | 12/6/2012 9:35:50 AM |
| DreisersFinancier | $50.00 | 12/6/2012 10:08:29 AM |
| j2ee | $50.00 | 12/6/2012 5:25:49 PM |
| Miami | $25.00 | 12/6/2012 5:44:41 PM |
| bitterroot_mt | $26.45 | 12/6/2012 7:46:08 PM |
| BlueRockInvestor | $25.00 | 12/7/2012 8:47:20 AM |
| pierrelasvegas | $25.00 | 12/7/2012 9:09:09 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:43 AM |
| CaptainBL | $25.00 | 12/8/2012 12:42:18 PM |
| ttnk62918 | $25.00 | 12/8/2012 12:59:06 PM |
| wizardii | $25.00 | 12/8/2012 12:44:48 PM |
| dominickf | $50.00 | 12/8/2012 2:08:39 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:30 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:54 PM |
| kinetic-loot436 | $100.00 | 12/11/2012 2:57:02 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:04 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:20 AM |
| enterprising-pound5 | $50.00 | 12/11/2012 5:23:52 PM |
| Edakers | $25.00 | 12/11/2012 1:49:38 PM |
| amicablenemesis | $50.00 | 12/11/2012 5:16:20 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:56 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:22 PM |
| tommymtg7 | $25.00 | 12/11/2012 6:08:24 PM |
| SecondChanceLendingSERV | $26.92 | 12/12/2012 6:41:36 AM |
| Relo-Queen | $200.00 | 12/11/2012 7:55:18 PM |
| durable-investment8 | $25.00 | 12/12/2012 3:20:29 PM |
| admirable-economy3 | $25.00 | 12/12/2012 5:20:00 PM |
| bold-generosity-enlightenment | $35.00 | 12/13/2012 12:36:37 AM |
| chablist | $34.00 | 12/13/2012 9:02:22 AM |
| pound-albatross7 | $295.00 | 12/13/2012 6:54:41 AM |
| malomar66 | $45.00 | 12/13/2012 11:37:33 AM |
| mmabel | $25.00 | 12/13/2012 11:06:19 AM |
| two_talents | $1.31 | 12/13/2012 12:30:28 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
681087
This series of Notes was issued and sold upon the funding of the borrower loan #79600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 820-839 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $164 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heartpounding-benefit1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...Purchase an investment property
My financial situation:
I am a good candidate for this loan because...I have always paid my bills/debts, and since I have a guaranteed renter for my current home, this will be paid off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $4,000.00 | 12/3/2012 9:24:06 AM |
| payment-halo | $25.00 | 12/2/2012 1:11:20 PM |
| cahjoon | $25.00 | 12/2/2012 12:52:15 PM |
| leodaguy | $100.00 | 12/2/2012 1:53:10 PM |
| JustMee | $25.00 | 12/2/2012 2:25:56 PM |
| CreditBuilder2 | $50.01 | 12/2/2012 2:56:50 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:47 AM |
| wetlands | $200.00 | 12/3/2012 9:47:51 AM |
| aztec | $39.00 | 12/3/2012 6:20:56 PM |
| the-liberty-baker | $25.00 | 12/3/2012 10:58:11 PM |
| DreisersFinancier | $50.00 | 12/4/2012 6:47:01 PM |
| octoberfresh | $25.00 | 12/4/2012 7:00:28 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:28 PM |
| dunkard13 | $100.00 | 12/5/2012 9:08:46 AM |
| SBT | $25.00 | 12/5/2012 10:03:27 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:40 AM |
| Arvicco | $400.00 | 12/5/2012 10:53:04 AM |
| justreturns | $25.00 | 12/5/2012 10:20:06 AM |
| franzzua | $25.00 | 12/5/2012 10:54:00 AM |
| greenback-judo | $50.00 | 12/5/2012 5:57:44 PM |
| supersarah61 | $25.00 | 12/6/2012 4:28:33 PM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:16:46 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:21 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:45 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:23:27 PM |
| gmoney37 | $25.00 | 12/7/2012 6:17:14 PM |
| astute-benjamins | $25.00 | 12/8/2012 10:44:12 AM |
| natural-worth9 | $25.00 | 12/8/2012 3:32:47 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:43 PM |
| blue-order-comet | $100.00 | 12/10/2012 10:11:36 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:09 AM |
| compoundinterest | $25.00 | 12/10/2012 10:14:12 AM |
| handy-point5 | $25.00 | 12/10/2012 10:12:59 PM |
| worlds-best-worth2 | $25.00 | 12/10/2012 8:37:09 PM |
| khamen | $25.00 | 12/10/2012 10:36:07 PM |
| enriching-trade2 | $50.00 | 12/11/2012 10:02:05 AM |
| kalamari | $30.00 | 12/11/2012 1:03:28 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:11 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:39 PM |
| advanceloan | $25.00 | 12/11/2012 8:38:35 PM |
| riskreward | $250.00 | 12/11/2012 5:54:00 PM |
| bill-booster5 | $25.00 | 12/11/2012 8:12:42 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:39 AM |
| djh47a | $25.00 | 12/12/2012 1:14:32 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:19:06 AM |
| lighthouseman | $50.00 | 12/12/2012 9:07:59 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:15 PM |
| elog238 | $25.00 | 12/13/2012 6:37:38 AM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:11 AM |
| Flyinerb | $50.00 | 12/13/2012 10:46:50 AM |
| crown-year | $1,000.00 | 12/13/2012 1:05:47 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:20 PM |
| LPSolutions | $25.00 | 12/13/2012 3:15:50 PM |
| Rulea72 | $25.00 | 12/14/2012 7:14:37 AM |
| well-rounded-investment | $28.00 | 12/13/2012 7:46:48 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:52 PM |
| currency-persimmon | $30.00 | 12/14/2012 9:30:12 AM |
| wildcard451 | $50.00 | 12/14/2012 6:25:13 AM |
| heerzaquestion | $25.00 | 12/14/2012 7:26:16 AM |
| allo | $25.00 | 12/14/2012 9:55:20 AM |
| dukeiyer | $25.00 | 12/14/2012 11:17:25 AM |
| asset-guitar5 | $30.00 | 12/14/2012 12:02:01 PM |
| lawyervon | $25.00 | 12/14/2012 5:32:41 PM |
| huloo | $50.00 | 12/14/2012 10:22:06 AM |
| silver-saber | $125.00 | 12/14/2012 5:48:48 PM |
| american6 | $50.00 | 12/14/2012 5:21:03 PM |
| 6515Wheat | $25.00 | 12/14/2012 5:41:36 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:37 PM |
| kulender | $100.00 | 12/15/2012 9:23:53 AM |
| Svigel | $32.17 | 12/15/2012 6:45:49 AM |
| Independenttools | $25.00 | 12/15/2012 7:13:38 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:29 AM |
| Bob450 | $25.00 | 12/15/2012 10:21:59 AM |
| keichi03 | $25.00 | 12/15/2012 11:36:17 AM |
| cerebral-dollar773 | $25.00 | 12/15/2012 11:37:42 AM |
| helping-out | $50.00 | 12/15/2012 5:24:28 AM |
| TomDalonajay | $25.00 | 12/15/2012 12:11:57 PM |
| loyalty-czar | $63.73 | 12/15/2012 10:14:20 AM |
| dollarsforrent | $50.00 | 12/15/2012 10:38:57 AM |
| dough-souffle | $25.00 | 12/15/2012 12:26:17 PM |
| JASON_ALFUND | $25.00 | 12/15/2012 12:40:34 PM |
| britgsb | $50.00 | 12/15/2012 1:14:59 PM |
| frooogal | $25.00 | 12/15/2012 11:38:40 AM |
| important-gold5 | $25.00 | 12/15/2012 1:39:43 PM |
| liberty-viola | $30.00 | 12/15/2012 1:19:44 PM |
| AFairDeal | $25.00 | 12/15/2012 12:42:57 PM |
| damage | $25.00 | 12/15/2012 1:32:55 PM |
| icchok | $50.00 | 12/15/2012 1:43:02 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:42 PM |
| progressive-economy261 | $206.24 | 12/15/2012 1:54:52 PM |
| dogbait | $49.99 | 12/15/2012 1:11:49 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:20:38 PM |
| vtr1000 | $25.00 | 12/15/2012 1:21:46 PM |
| urbane-deal152 | $50.00 | 12/15/2012 1:37:35 PM |
| gravbox | $25.00 | 12/2/2012 2:08:57 PM |
| income-encore1 | $25.00 | 12/2/2012 3:01:22 PM |
| Zolton | $300.00 | 12/2/2012 1:33:50 PM |
| bruin558 | $100.00 | 12/4/2012 6:19:51 AM |
| deal-vibrato | $25.00 | 12/4/2012 6:26:39 PM |
| LoanerPrincipal | $25.00 | 12/4/2012 6:39:23 PM |
| dunox | $65.00 | 12/5/2012 10:36:31 AM |
| indomitable-coin | $25.00 | 12/5/2012 9:53:33 AM |
| loot-prescription3 | $25.00 | 12/5/2012 9:55:08 AM |
| Masdevallia | $25.00 | 12/5/2012 5:21:03 PM |
| syrepsorp | $50.00 | 12/5/2012 5:31:57 PM |
| first-sharp-payout5 | $100.00 | 12/5/2012 6:59:36 PM |
| sympathetic-funds818 | $25.00 | 12/5/2012 6:58:04 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:33 AM |
| newest-bid-britches | $100.00 | 12/6/2012 5:53:54 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:50 AM |
| sturzstrom | $25.00 | 12/8/2012 5:07:31 AM |
| suave-durability1 | $50.00 | 12/8/2012 1:40:25 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:32 AM |
| best-bonafide-p2p | $50.00 | 12/10/2012 7:50:06 PM |
| RLLGroup | $36.00 | 12/11/2012 12:06:50 AM |
| supersam | $50.00 | 12/10/2012 10:19:13 PM |
| prudent-deal662 | $25.00 | 12/11/2012 10:08:05 AM |
| Castellan | $50.00 | 12/11/2012 10:52:21 AM |
| kls4560 | $25.00 | 12/11/2012 11:09:32 AM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:28:57 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:04 PM |
| Roundhouse | $50.00 | 12/12/2012 8:02:13 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:56 AM |
| Ocean713 | $75.00 | 12/12/2012 11:58:45 AM |
| balance-force | $28.00 | 12/12/2012 1:52:31 PM |
| myersei | $25.00 | 12/13/2012 10:53:36 AM |
| repaymeplease | $30.86 | 12/13/2012 2:33:09 PM |
| trail5 | $25.00 | 12/13/2012 12:06:30 PM |
| anacent | $25.00 | 12/13/2012 10:26:25 PM |
| friendinmoney | $25.00 | 12/14/2012 8:25:09 AM |
| Avicell | $25.00 | 12/13/2012 6:21:13 PM |
| SunriseInvestments | $200.00 | 12/14/2012 3:41:54 AM |
| elasermd | $100.00 | 12/13/2012 6:27:12 PM |
| Munnie | $50.00 | 12/14/2012 6:10:50 AM |
| brightest-fascinating-principal | $25.00 | 12/13/2012 7:02:49 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:26 AM |
| crown-year | $1,000.00 | 12/14/2012 8:11:39 AM |
| the-enthralling-coin | $25.00 | 12/14/2012 9:05:01 AM |
| sprinter | $50.00 | 12/14/2012 10:07:27 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:13 AM |
| value-wind0 | $50.00 | 12/14/2012 10:21:33 AM |
| Investoman | $25.00 | 12/14/2012 9:44:06 AM |
| Quiza12 | $100.00 | 12/14/2012 7:32:43 AM |
| greenback-museum | $25.00 | 12/14/2012 10:02:26 AM |
| unassuming-p2ploan774 | $40.00 | 12/14/2012 10:02:33 AM |
| exciting-greenback | $50.00 | 12/14/2012 5:00:22 PM |
| cablenews | $100.00 | 12/14/2012 9:36:53 AM |
| joe_matadatz | $25.00 | 12/14/2012 10:38:12 AM |
| KEOLEND | $25.00 | 12/14/2012 10:44:59 AM |
| best-bonafide-p2p | $50.00 | 12/14/2012 5:19:09 PM |
| RocketSurgeon | $25.00 | 12/14/2012 5:14:19 PM |
| circuitfive | $25.00 | 12/14/2012 5:18:26 PM |
| quickstep | $150.00 | 12/14/2012 12:49:14 PM |
| wam37 | $25.00 | 12/15/2012 4:16:13 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:14 PM |
| coasterman | $25.00 | 12/15/2012 10:32:49 AM |
| payout-magician | $25.00 | 12/15/2012 9:03:18 AM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:58 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:55 AM |
| unassailable-funds754 | $25.00 | 12/15/2012 12:44:51 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:26 AM |
| agile-diversification2 | $25.00 | 12/15/2012 12:51:06 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:50 PM |
| BiggestG | $25.00 | 12/15/2012 1:06:19 PM |
| Clambake | $25.00 | 12/15/2012 1:20:14 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:38 PM |
| fantastic-bazaar2 | $50.00 | 12/15/2012 1:09:02 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:00 PM |
| ohnezweck | $31.00 | 12/15/2012 1:50:05 PM |
| mvalley | $25.00 | 12/15/2012 12:39:16 PM |
| calm-platinum957 | $35.00 | 12/15/2012 12:41:19 PM |
| LiquidLender | $25.00 | 12/15/2012 12:44:55 PM |
| justice-inspector | $50.00 | 12/15/2012 1:37:26 PM |
| paladin847 | $70.00 | 12/15/2012 12:53:05 PM |
| extraordinary-platinum727 | $25.00 | 12/15/2012 12:56:55 PM |
| Tylerh | $250.00 | 12/15/2012 1:50:56 PM |
| diversification-cycle4 | $99.01 | 12/15/2012 1:53:09 PM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
681185
This series of Notes was issued and sold upon the funding of the borrower loan #79390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,727 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| grasshopper857536 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to repair car and Christmas
My financial situation:
I am a good candidate for this loan because I have job secruity
Monthly net income: $ 1840 Plus $1600 a month retirement from military
Monthly expenses: $ none
Housing: $ 940....I live with my fiance and brother...I makle the house payment
Insurance: $ none
Car expenses: $ Insurance...$170 evry 6 month
Utilities: $ Paid by my brother
Phone, cable, internet: $Paid by my brother
Food, entertainment: $ 100.00
Clothing, household expenses: $ none
Credit cards and other loans: $ 1075.00
Other expenses: $ None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/4/2012 10:09:49 AM |
| bonus-seahorse | $25.00 | 12/5/2012 12:32:28 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:58 PM |
| Budro | $25.00 | 12/8/2012 1:54:56 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:40 PM |
| diplomatic-wealth7 | $25.00 | 12/10/2012 6:08:16 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:20 PM |
| octoberfresh | $25.00 | 12/10/2012 6:40:15 PM |
| power-spartan5 | $25.00 | 12/10/2012 6:24:34 PM |
| greencat | $50.00 | 12/11/2012 3:27:49 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:21 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:32 AM |
| majestic-note6 | $150.00 | 12/12/2012 10:05:08 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:31:28 PM |
| stock106 | $25.00 | 12/13/2012 8:57:14 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:06 PM |
| orange-pound-party | $50.00 | 12/13/2012 7:19:58 PM |
| businessbroker101 | $50.00 | 12/14/2012 5:17:58 PM |
| gold-web4 | $35.00 | 12/14/2012 11:55:42 AM |
| felicity-czar6 | $25.00 | 12/14/2012 2:00:24 PM |
| ethical-truth211 | $200.00 | 12/15/2012 2:42:49 AM |
| helping-out | $51.07 | 12/15/2012 5:18:40 AM |
| musososeki | $30.00 | 12/15/2012 4:26:25 AM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:13:15 PM |
| worth-game-changer8 | $25.00 | 12/14/2012 10:35:31 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:16 PM |
| Danjack_Capital | $25.00 | 12/4/2012 5:05:45 PM |
| let_me_retire | $25.00 | 12/5/2012 1:24:28 AM |
| Relient-K | $25.00 | 12/8/2012 1:09:03 PM |
| bid-ace937 | $50.00 | 12/9/2012 12:25:22 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:03 PM |
| boogienation | $25.00 | 12/10/2012 7:35:23 PM |
| blue-relentless-hope | $25.00 | 12/10/2012 8:34:45 PM |
| gain-expert | $30.00 | 12/11/2012 2:46:22 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:46 PM |
| djh47a | $50.00 | 12/12/2012 12:59:01 PM |
| refresher211 | $82.00 | 12/13/2012 12:26:07 PM |
| SoCalIsHere | $25.00 | 12/14/2012 8:12:28 AM |
| UBOtto186 | $25.00 | 12/14/2012 9:50:31 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:50 AM |
| Ben_Graham | $30.00 | 12/14/2012 1:07:30 PM |
| yield-hut | $25.00 | 12/14/2012 5:44:30 PM |
| refined-return922 | $25.00 | 12/14/2012 2:26:45 PM |
| leverage-accelerator | $31.93 | 12/14/2012 7:58:10 PM |
| highyield | $25.00 | 12/14/2012 10:45:20 PM |
| L3gendary_Investments | $25.00 | 12/15/2012 4:43:07 AM |
| reinforced-velocity158 | $25.00 | 12/14/2012 9:36:15 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:21:59 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
681269
This series of Notes was issued and sold upon the funding of the borrower loan #79526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,492 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-neptune5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate debt
My financial situation: debt because of medical treatment and car accident
I am a good candidate for this loan because...I am a hard worker and pay my bills on time
Monthly net income: $ 2,544.00
Monthly expenses: $
Housing: $650.00
Insurance: $80.00
Car expenses: $260.00
Utilities: $35.00
Phone, cable, internet: $130.00
Food, entertainment: $50.00
Clothing, household expenses: $
Credit cards and other loans:
Electric expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.00 | 12/12/2012 10:07:05 AM |
| worthy-bid8 | $100.00 | 12/3/2012 5:23:30 PM |
| deal-selector5 | $25.00 | 12/3/2012 5:11:40 PM |
| aquariano2 | $25.00 | 12/4/2012 8:17:09 AM |
| Star_Witness | $25.00 | 12/3/2012 9:24:22 PM |
| restless-dime | $100.00 | 12/3/2012 7:51:58 PM |
| progress-credit | $25.00 | 12/3/2012 9:58:38 PM |
| let_me_retire | $25.00 | 12/5/2012 2:06:16 PM |
| greencat | $50.00 | 12/6/2012 8:31:35 AM |
| LuvToLend | $25.00 | 12/6/2012 9:09:10 AM |
| banker34 | $100.00 | 12/6/2012 2:10:49 PM |
| octoberfresh | $25.00 | 12/6/2012 7:02:53 PM |
| social-heart | $25.00 | 12/8/2012 12:14:16 PM |
| first-economy-spectacle | $25.00 | 12/9/2012 1:25:41 PM |
| exponential-fairness2 | $25.00 | 12/10/2012 6:34:04 PM |
| courteous-platinum7 | $25.00 | 12/11/2012 6:42:00 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:20 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:35 PM |
| djh47a | $25.00 | 12/12/2012 1:22:58 PM |
| stock106 | $25.00 | 12/13/2012 8:56:26 AM |
| newest-sturdy-yield | $25.00 | 12/14/2012 8:16:45 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:46 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:43 PM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:36 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:39:51 AM |
| bosloan26 | $32.04 | 12/15/2012 11:31:53 AM |
| ethical-truth211 | $100.00 | 12/15/2012 5:50:36 AM |
| helping-out | $200.00 | 12/15/2012 6:17:11 AM |
| small-change | $25.00 | 12/15/2012 8:27:12 AM |
| compatible-deal9 | $25.00 | 12/15/2012 12:56:34 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:28 AM |
| bid-lightning9 | $25.00 | 12/15/2012 11:38:45 AM |
| new-felicity-burger | $50.46 | 12/15/2012 1:27:18 PM |
| orearella3 | $30.00 | 12/15/2012 1:27:24 PM |
| affluence-broker | $25.00 | 12/15/2012 12:45:57 PM |
| I-Believe-In-You | $37.04 | 12/15/2012 8:13:33 PM |
| ethical-truth211 | $50.00 | 12/16/2012 3:34:46 AM |
| historic-nickel | $25.00 | 12/15/2012 2:30:57 PM |
| reward-adventure | $50.00 | 12/16/2012 12:15:59 PM |
| competent-credit9 | $30.45 | 12/16/2012 7:20:35 AM |
| bob450-roth | $25.00 | 12/16/2012 9:20:22 AM |
| EclipseDirect | $47.90 | 12/15/2012 7:00:34 PM |
| blue-relentless-hope | $25.00 | 12/15/2012 8:11:46 PM |
| HD-4-Life | $100.00 | 12/16/2012 7:08:41 AM |
| copper | $36.00 | 12/16/2012 12:39:50 PM |
| lincny2 | $57.11 | 12/16/2012 1:02:35 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:05 PM |
| enriched-return057 | $25.00 | 12/3/2012 6:12:11 PM |
| Danjack_Capital | $25.00 | 12/5/2012 9:14:55 AM |
| diplomatic-wealth7 | $25.00 | 12/5/2012 6:10:04 PM |
| professional-dinero753 | $25.00 | 12/6/2012 5:45:44 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:47 AM |
| bid-ace937 | $50.00 | 12/8/2012 8:21:47 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:51 PM |
| wildanne | $50.00 | 12/10/2012 9:43:20 AM |
| businessbroker101 | $50.00 | 12/11/2012 5:38:30 PM |
| refresher211 | $100.00 | 12/11/2012 5:42:45 PM |
| majestic-note6 | $150.00 | 12/11/2012 5:48:42 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:31 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:00 PM |
| hero007 | $50.00 | 12/13/2012 9:03:18 AM |
| dime-umbrella6 | $25.00 | 12/13/2012 11:20:02 AM |
| jkeller4000 | $25.00 | 12/14/2012 10:46:55 AM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:54:15 AM |
| reinforced-velocity158 | $25.00 | 12/14/2012 9:33:37 PM |
| Bank_of_the_Galaxy | $25.00 | 12/15/2012 9:55:59 AM |
| enriching-dollar1 | $84.00 | 12/15/2012 11:03:37 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:18 AM |
| MKKBucks | $25.00 | 12/15/2012 10:33:20 AM |
| dukeiyer | $25.00 | 12/15/2012 1:07:36 PM |
| fairwealth | $25.00 | 12/15/2012 1:15:08 PM |
| silver-trident5 | $410.00 | 12/15/2012 1:21:50 PM |
| Cromag | $25.00 | 12/15/2012 1:35:31 PM |
| JohnWS | $25.00 | 12/15/2012 3:19:47 PM |
| sassman2833 | $25.00 | 12/16/2012 12:23:01 PM |
| ethical-truth211 | $150.00 | 12/16/2012 3:34:32 AM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:53 AM |
| Valley-of-the-Dollar | $25.00 | 12/15/2012 4:53:58 PM |
| RevREB | $25.00 | 12/16/2012 12:18:41 PM |
| natural-point1 | $25.00 | 12/15/2012 9:26:00 PM |
| exchange-fort0 | $100.00 | 12/16/2012 11:11:02 AM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
681439
This series of Notes was issued and sold upon the funding of the borrower loan #79065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 4m |
|
Amount delinquent:
| $6,615 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,489 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-class-revenue0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to prepare a house for sale
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $40.00 | 12/2/2012 12:44:30 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:17 PM |
| Nco | $100.00 | 12/2/2012 12:04:46 PM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:21:12 PM |
| vutah | $45.00 | 12/2/2012 2:54:41 PM |
| authentic-finance194 | $100.00 | 12/4/2012 7:52:50 AM |
| YeoLenderSource | $25.00 | 12/4/2012 9:29:27 AM |
| careful-vigilance4 | $25.00 | 12/4/2012 9:20:31 AM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:35 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:36 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:39 PM |
| bkwest01 | $50.00 | 12/10/2012 7:22:49 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:51 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:25 AM |
| sunwell | $100.00 | 12/11/2012 10:16:45 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:55 PM |
| djh47a | $25.00 | 12/13/2012 2:23:11 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:49 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:43 AM |
| smart-integrity378 | $100.00 | 12/14/2012 7:31:12 AM |
| compatible-return120 | $25.00 | 12/14/2012 7:54:38 AM |
| mike2246s | $25.00 | 12/14/2012 9:03:30 AM |
| wildcard451 | $50.00 | 12/14/2012 6:19:24 AM |
| green-inspiring-peace | $25.00 | 12/14/2012 9:19:35 AM |
| money-surge1 | $25.00 | 12/14/2012 9:30:14 AM |
| Isaac007 | $25.00 | 12/14/2012 8:02:07 AM |
| top-benefit-sequoia | $29.00 | 12/14/2012 8:41:15 AM |
| social-cocktail1 | $200.00 | 12/14/2012 9:16:32 AM |
| musegaze | $38.00 | 12/14/2012 10:15:39 AM |
| mikbos | $25.00 | 12/14/2012 10:18:28 AM |
| 87Marc | $25.00 | 12/14/2012 9:45:42 AM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:56 AM |
| alexander-hamilton | $50.00 | 12/14/2012 10:42:47 AM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:53 AM |
| heart514 | $25.00 | 12/14/2012 10:12:27 AM |
| JauaFlash | $25.00 | 12/14/2012 9:20:42 AM |
| desertoasis | $25.00 | 12/14/2012 1:50:34 PM |
| melodious-fairness | $39.00 | 12/14/2012 10:30:26 AM |
| miggy5 | $25.00 | 12/14/2012 10:42:05 AM |
| thrifty-dedication | $25.00 | 12/14/2012 4:24:46 PM |
| yield-hut | $25.00 | 12/14/2012 5:44:27 PM |
| best-friendly-fairness | $40.00 | 12/15/2012 8:25:27 AM |
| economy-coup | $200.00 | 12/2/2012 1:06:24 PM |
| LuvToLend | $25.00 | 12/2/2012 12:35:03 PM |
| berniemadeoff | $55.00 | 12/2/2012 2:39:39 PM |
| CreditBuilder2 | $25.03 | 12/3/2012 11:29:53 AM |
| ore-leather | $25.00 | 12/3/2012 11:57:59 AM |
| credit-pudding855 | $50.00 | 12/3/2012 3:02:59 PM |
| asset-professor | $35.00 | 12/3/2012 5:57:48 PM |
| toblerone | $25.00 | 12/3/2012 5:59:38 PM |
| joyous-peace443 | $25.00 | 12/4/2012 10:36:37 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:11 AM |
| TumbleWeed88 | $25.00 | 12/5/2012 6:06:56 PM |
| Tscheddar | $25.00 | 12/6/2012 5:49:32 AM |
| zipemdown | $25.00 | 12/6/2012 6:06:46 PM |
| frogperson | $250.00 | 12/6/2012 5:39:49 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:38 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:09 AM |
| lostviajero | $25.00 | 12/10/2012 4:15:52 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:35 PM |
| the-hope-workhorse | $25.00 | 12/12/2012 12:20:25 PM |
| winmals | $25.00 | 12/13/2012 6:41:56 PM |
| top-wealth-grasshopper | $25.00 | 12/14/2012 9:16:41 AM |
| gimmeopenroad | $28.00 | 12/14/2012 9:44:16 AM |
| idastmerchants | $25.00 | 12/14/2012 9:11:41 AM |
| madisonboy123 | $25.00 | 12/14/2012 9:19:18 AM |
| economy-shrubbery6 | $25.00 | 12/14/2012 10:07:06 AM |
| km007 | $25.00 | 12/14/2012 9:53:14 AM |
| nimble-revenue5 | $100.00 | 12/14/2012 10:38:58 AM |
| the-credit-maker | $100.00 | 12/14/2012 10:44:29 AM |
| finance-prescription | $100.00 | 12/14/2012 9:04:17 AM |
| drg6289 | $25.00 | 12/14/2012 10:15:53 AM |
| dedicated-transaction796 | $25.00 | 12/14/2012 10:34:41 AM |
| JGENERAL | $25.00 | 12/14/2012 9:47:35 AM |
| jiggaman7 | $39.00 | 12/14/2012 9:51:51 AM |
| Toby1montana | $45.00 | 12/14/2012 5:55:13 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:38 PM |
| IASKGOD | $25.00 | 12/14/2012 9:18:09 PM |
| gothampark | $25.00 | 12/15/2012 9:29:21 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:10 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:02 AM |
| E-2 | $82.64 | 12/15/2012 10:59:25 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:18 PM |
| marapaisa | $99.33 | 12/15/2012 7:34:37 AM |
| RockAngelHair | $25.00 | 12/15/2012 9:31:25 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
681487
This series of Notes was issued and sold upon the funding of the borrower loan #79514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $648.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,261 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| YankeeFanTom |
Borrower's state:
| Connecticut |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 51 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
680-699
(Dec-2009)
700-719
(Oct-2007)
720-739
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Debt consolidation
Purpose of loan:
I want to pay off about $5,000 in student loans
I would like to pay off $7,000 in Credit Card Bills
I would like to take a much deserved vacation to Mardi Gras
and I need to new tires and some additional work to my current car
My financial situation:
I am a good candidate for this loan because I have taken two loans in the past from prosper and paid but back a little early
I have a 760 credit score and a take pride in paying my bills and my credit score
When I get my bonus in the Spring I will most likely pay down some other debt and this loan will improve my short and long term cash flow
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| slimof37 | $25.00 | 12/3/2012 5:09:26 PM |
| nickel-ferret | $25.00 | 12/3/2012 5:43:40 PM |
| MyNestEgg | $70.00 | 12/3/2012 5:12:59 PM |
| Zolton | $300.00 | 12/3/2012 5:28:27 PM |
| marketplace-singularity3 | $35.00 | 12/3/2012 6:45:40 PM |
| Fiimg | $50.00 | 12/3/2012 5:37:33 PM |
| pious-benjamins1 | $25.00 | 12/3/2012 5:54:29 PM |
| payment-halo | $25.00 | 12/3/2012 6:38:07 PM |
| secureincome | $555.00 | 12/3/2012 6:26:59 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:03:58 PM |
| five-star-note | $25.00 | 12/3/2012 7:06:44 PM |
| cashhelp | $30.00 | 12/3/2012 6:48:17 PM |
| Mikale360 | $25.00 | 12/3/2012 7:21:42 PM |
| Beechturner | $30.00 | 12/4/2012 4:46:17 AM |
| thankful-nickel2 | $55.55 | 12/4/2012 9:41:51 AM |
| cerebral-dollar773 | $25.00 | 12/4/2012 6:12:14 AM |
| LaGrangeLender | $50.00 | 12/4/2012 6:16:36 AM |
| deal-vibrato | $25.00 | 12/4/2012 9:51:43 AM |
| RGlad | $101.00 | 12/4/2012 10:15:18 AM |
| CougarRoar | $25.00 | 12/4/2012 10:19:29 AM |
| fulfilling-bazaar4 | $100.00 | 12/4/2012 10:40:55 AM |
| frankdelraza | $25.00 | 12/4/2012 10:41:29 AM |
| supersarah61 | $25.00 | 12/4/2012 1:34:19 PM |
| power-lightning9 | $25.00 | 12/4/2012 7:49:21 PM |
| Rearden_Steel | $25.00 | 12/5/2012 7:50:01 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:28 AM |
| FormulaTroll | $25.00 | 12/5/2012 9:41:12 AM |
| kind-euro-mirth | $50.00 | 12/5/2012 10:32:38 AM |
| unrivaled-deal676 | $50.00 | 12/5/2012 10:36:24 AM |
| logical-peso2 | $25.00 | 12/5/2012 9:36:44 AM |
| ideal-peace5 | $100.00 | 12/5/2012 10:33:28 AM |
| treasure-hunter270 | $75.00 | 12/5/2012 4:35:28 PM |
| Tscheddar | $25.00 | 12/5/2012 12:18:15 PM |
| franzzua | $25.00 | 12/5/2012 6:03:23 PM |
| listing-flower2 | $100.00 | 12/5/2012 9:50:38 PM |
| Astyanax | $25.00 | 12/6/2012 12:34:35 AM |
| dunkard13 | $42.00 | 12/6/2012 9:45:27 AM |
| WhiteInvestor | $27.00 | 12/6/2012 10:00:17 AM |
| Mommo | $50.00 | 12/6/2012 5:19:50 PM |
| vtrentster | $25.00 | 12/7/2012 5:56:20 AM |
| valiant-money | $35.00 | 12/7/2012 8:50:01 AM |
| shamonn_p2p | $1,000.00 | 12/7/2012 9:55:09 AM |
| listing-trapper3 | $50.00 | 12/7/2012 10:33:53 AM |
| purposeful-durability8 | $100.00 | 12/7/2012 10:46:35 AM |
| dough-reformer9 | $25.00 | 12/7/2012 2:04:26 PM |
| Plow_n_Sow | $50.00 | 12/7/2012 2:55:36 PM |
| fortytwo | $42.00 | 12/7/2012 5:02:22 PM |
| virtuous-repayment | $25.00 | 12/7/2012 5:45:10 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:16 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:53:58 PM |
| listing-reformation8 | $25.00 | 12/8/2012 12:09:05 PM |
| rmachi | $25.00 | 12/8/2012 1:02:02 PM |
| arenangelchild | $200.00 | 12/9/2012 10:42:03 AM |
| california111 | $25.00 | 12/8/2012 5:20:14 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:40 PM |
| objective-investor | $250.00 | 12/10/2012 9:11:10 AM |
| Lender0010 | $50.00 | 12/10/2012 12:31:16 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:17 AM |
| bid-fluffy-bunny3 | $25.00 | 12/10/2012 9:40:52 AM |
| organized-dedication696 | $25.00 | 12/10/2012 11:18:02 AM |
| ferocious-exchange3 | $50.00 | 12/10/2012 9:42:14 PM |
| 850 | $50.00 | 12/10/2012 11:08:48 PM |
| contract-amigo7 | $25.00 | 12/11/2012 7:20:09 AM |
| Rivermaverick | $25.00 | 12/11/2012 8:22:50 AM |
| jwells | $37.85 | 12/10/2012 10:44:00 PM |
| cmg891 | $50.00 | 12/11/2012 9:19:11 AM |
| fascinating-transparency6 | $100.00 | 12/11/2012 9:29:49 AM |
| kls4560 | $25.00 | 12/11/2012 10:18:20 AM |
| fund-booster4 | $47.99 | 12/11/2012 11:10:14 AM |
| eries | $25.00 | 12/11/2012 10:38:32 AM |
| revenue-carnation043 | $25.00 | 12/11/2012 10:42:37 AM |
| peso-chief | $100.00 | 12/11/2012 4:30:40 PM |
| kalamari | $30.00 | 12/11/2012 1:03:31 PM |
| credit-high-five8 | $25.00 | 12/11/2012 5:19:39 PM |
| Cash4U2also | $50.00 | 12/11/2012 2:11:49 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:44 PM |
| crw1950 | $50.00 | 12/12/2012 4:48:43 AM |
| euro-deployment | $25.00 | 12/11/2012 10:30:12 PM |
| SB94114 | $25.00 | 12/12/2012 8:45:37 AM |
| pleasant-bid | $26.00 | 12/12/2012 5:50:54 AM |
| obedient-loan1 | $50.00 | 12/11/2012 7:15:26 PM |
| awesome-generosity4 | $25.00 | 12/12/2012 6:26:56 AM |
| trade-burrito4 | $35.00 | 12/12/2012 9:22:05 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:14 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:44 AM |
| little_lender1 | $100.00 | 12/12/2012 10:04:45 AM |
| x32248 | $25.00 | 12/12/2012 7:27:03 AM |
| affluence-tycoon | $25.00 | 12/12/2012 10:50:08 AM |
| joe_matadatz | $25.00 | 12/12/2012 9:39:04 AM |
| currency-persimmon | $25.00 | 12/12/2012 11:56:55 AM |
| promise2 | $33.57 | 12/12/2012 12:09:23 PM |
| enticing-capital6 | $50.00 | 12/12/2012 9:58:03 AM |
| MrEville | $25.00 | 12/12/2012 1:32:21 PM |
| direct-dollar4 | $32.27 | 12/12/2012 1:38:38 PM |
| drtxmac | $100.00 | 12/12/2012 11:19:32 AM |
| magical-fairness4 | $25.00 | 12/12/2012 3:20:28 PM |
| joyful-yield3 | $63.13 | 12/12/2012 3:41:51 PM |
| palu2619 | $25.00 | 12/12/2012 4:43:25 PM |
| durable-investment8 | $40.00 | 12/12/2012 3:25:09 PM |
| DrNano | $50.00 | 12/12/2012 3:25:55 PM |
| return-commando5 | $56.00 | 12/12/2012 3:56:25 PM |
| scientists | $25.00 | 12/12/2012 4:03:31 PM |
| money_player | $25.00 | 12/12/2012 11:11:02 AM |
| blue-laudable-dinero | $39.00 | 12/12/2012 4:43:50 PM |
| knowledgeable-listing597 | $25.00 | 12/12/2012 5:55:35 PM |
| newest-keen-affluence | $25.00 | 12/12/2012 3:48:08 PM |
| admirable-economy3 | $25.00 | 12/12/2012 5:18:27 PM |
| davidc314 | $100.00 | 12/12/2012 8:49:02 PM |
| Lender2895a | $100.00 | 12/13/2012 7:30:48 AM |
| asset-fanatic | $25.00 | 12/13/2012 11:37:51 AM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:14 AM |
| aylatrigger | $25.00 | 12/13/2012 10:07:13 AM |
| mike40 | $25.00 | 12/13/2012 4:12:54 PM |
| Avicell | $25.00 | 12/13/2012 6:21:17 PM |
| anacent | $25.00 | 12/13/2012 10:26:30 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:27 AM |
| meoates1 | $25.00 | 12/14/2012 9:56:59 AM |
| 888GoldIngots | $25.00 | 12/14/2012 10:04:52 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:57 AM |
| Rulea72 | $25.00 | 12/14/2012 7:12:18 AM |
| crown-year | $1,000.00 | 12/14/2012 11:56:08 AM |
| benevolent-benefit7 | $100.00 | 12/14/2012 2:15:08 PM |
| spiritual-money299 | $50.00 | 12/14/2012 9:26:12 AM |
| sprinter | $50.00 | 12/14/2012 10:07:29 AM |
| huloo | $50.00 | 12/14/2012 10:22:08 AM |
| RgPro | $25.00 | 12/14/2012 5:27:17 PM |
| the-liberty-baker | $50.00 | 12/14/2012 7:25:32 PM |
| cilution | $50.00 | 12/14/2012 4:50:17 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:18 AM |
| Castellan | $50.00 | 12/14/2012 6:26:52 PM |
| BobRand | $50.00 | 12/15/2012 6:20:57 AM |
| toddr54 | $25.00 | 12/15/2012 6:49:41 AM |
| Barrayaran | $25.00 | 12/15/2012 8:25:21 AM |
| sweet-capital7 | $100.00 | 12/14/2012 5:43:52 PM |
| natural-balance881 | $45.00 | 12/14/2012 9:32:30 PM |
| silver-wonder278 | $50.00 | 12/14/2012 5:57:44 PM |
| greenback-position633 | $25.00 | 12/15/2012 10:46:23 AM |
| MonkeyBoy42 | $25.29 | 12/14/2012 6:42:22 PM |
| kind-durability-battalion | $100.00 | 12/15/2012 10:12:16 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:28 AM |
| benjamins-wasp | $50.00 | 12/15/2012 12:32:13 PM |
| just-loyalty643 | $50.00 | 12/15/2012 10:41:49 AM |
| market-cougar3 | $50.00 | 12/15/2012 12:50:11 PM |
| lawyervon | $25.00 | 12/15/2012 12:55:16 PM |
| noble-moola0 | $30.00 | 12/15/2012 1:00:37 PM |
| lenderrob | $25.00 | 12/15/2012 12:37:30 PM |
| keichi03 | $25.00 | 12/15/2012 11:36:54 AM |
| unassailable-funds754 | $25.00 | 12/15/2012 12:44:53 PM |
| ptjg | $100.00 | 12/15/2012 12:47:30 PM |
| upc_tnt | $25.00 | 12/15/2012 12:53:07 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:43 PM |
| saraven01 | $121.15 | 12/15/2012 12:28:55 PM |
| aasx1108 | $25.00 | 12/15/2012 12:40:28 PM |
| pharmkid21 | $25.00 | 12/15/2012 12:43:14 PM |
| finance_mba | $25.00 | 12/15/2012 12:58:35 PM |
| phenomenal-gain5 | $30.00 | 12/3/2012 5:18:05 PM |
| repayment-pagoda8 | $100.00 | 12/3/2012 5:25:39 PM |
| Aberdeen | $99.00 | 12/3/2012 5:38:03 PM |
| green-trade-dolphin2 | $58.66 | 12/3/2012 5:02:28 PM |
| payout-reaction740 | $50.00 | 12/3/2012 5:06:53 PM |
| nevee | $25.00 | 12/3/2012 5:57:57 PM |
| blue-silver-bull | $25.00 | 12/3/2012 5:59:00 PM |
| uncl-sammy | $25.00 | 12/3/2012 5:08:32 PM |
| Harry | $75.00 | 12/3/2012 6:01:36 PM |
| janeybooboo | $74.74 | 12/3/2012 5:14:29 PM |
| entertaining-rate9 | $25.00 | 12/3/2012 5:16:41 PM |
| kindness-fanatic | $25.00 | 12/3/2012 5:23:03 PM |
| prudent-deal662 | $25.00 | 12/3/2012 6:54:34 PM |
| Only_Money | $25.00 | 12/3/2012 7:12:49 PM |
| wetlands | $200.00 | 12/3/2012 5:44:46 PM |
| windguy | $50.00 | 12/3/2012 5:53:03 PM |
| riskreward | $250.00 | 12/3/2012 5:52:09 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:47 PM |
| JeremyLinFan | $40.00 | 12/3/2012 6:16:12 PM |
| prudent-dough458 | $25.00 | 12/3/2012 6:07:18 PM |
| 1stBankAndHal | $25.09 | 12/3/2012 6:41:29 PM |
| leodaguy | $100.00 | 12/3/2012 6:20:39 PM |
| Slapshot | $25.00 | 12/3/2012 6:55:02 PM |
| fuse136 | $25.00 | 12/3/2012 6:26:16 PM |
| natural-worth9 | $200.00 | 12/3/2012 7:49:23 PM |
| daw1878 | $25.00 | 12/3/2012 6:49:05 PM |
| one-midas | $30.00 | 12/4/2012 10:07:50 AM |
| investmentgroup | $50.00 | 12/4/2012 12:09:44 PM |
| GoGalt | $36.00 | 12/4/2012 10:46:26 AM |
| qsolo | $25.00 | 12/4/2012 4:57:33 PM |
| payout-motivator0 | $50.00 | 12/4/2012 10:52:39 AM |
| SBT | $25.00 | 12/4/2012 11:05:55 AM |
| bid-starfish | $25.00 | 12/4/2012 11:08:04 AM |
| loot-prescription3 | $25.00 | 12/4/2012 5:25:45 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:31 PM |
| commerce-artisan8 | $50.00 | 12/5/2012 10:45:35 AM |
| abundanceforever | $52.50 | 12/5/2012 10:46:36 AM |
| Nazbuster | $200.00 | 12/5/2012 4:49:41 PM |
| benevolent-loot5 | $52.00 | 12/5/2012 10:43:43 AM |
| greenback-surge4 | $25.00 | 12/5/2012 11:25:37 AM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:51 PM |
| peace-adventurer3 | $80.00 | 12/5/2012 5:02:34 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:58 PM |
| pure-treasure7 | $50.00 | 12/5/2012 11:18:56 PM |
| indomitable-coin | $25.00 | 12/6/2012 10:22:58 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:40 AM |
| hidavehi | $33.00 | 12/6/2012 11:03:52 AM |
| Plutis | $25.00 | 12/6/2012 6:31:03 PM |
| octoberfresh | $25.00 | 12/6/2012 7:02:54 PM |
| the-kindness-honker | $25.00 | 12/6/2012 7:48:58 PM |
| immaculate-yield0 | $150.00 | 12/7/2012 6:55:05 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:36 AM |
| heerzaquestion | $120.00 | 12/7/2012 5:20:17 AM |
| Arvicco | $400.00 | 12/7/2012 9:31:03 AM |
| 108lender | $200.00 | 12/7/2012 10:35:10 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:01 AM |
| currency-fan9 | $50.00 | 12/7/2012 2:13:10 PM |
| brycemcd | $25.00 | 12/8/2012 10:28:30 AM |
| heroic-platinum | $50.00 | 12/9/2012 12:42:38 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:41 PM |
| credit-maple | $25.00 | 12/9/2012 12:21:46 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:05 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:18 PM |
| hitsman | $50.00 | 12/10/2012 9:27:26 AM |
| Socorro_Capital_Partners | $25.01 | 12/10/2012 8:45:34 AM |
| compatible-deal9 | $50.00 | 12/10/2012 1:09:05 PM |
| JC_12 | $100.00 | 12/10/2012 10:09:37 AM |
| special-transparency2 | $25.00 | 12/10/2012 10:41:34 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:45 AM |
| mlw | $50.00 | 12/10/2012 5:24:26 PM |
| upperdeck | $25.00 | 12/10/2012 4:14:05 PM |
| ROYFU | $25.00 | 12/10/2012 5:52:22 PM |
| investorrr | $97.80 | 12/10/2012 7:58:25 PM |
| Metasequoia | $25.00 | 12/10/2012 8:13:17 PM |
| redmumba | $50.00 | 12/11/2012 12:30:05 AM |
| one2save | $25.00 | 12/10/2012 8:31:16 PM |
| reasonable-capital4 | $30.00 | 12/10/2012 9:14:59 PM |
| Impact_Vector | $30.00 | 12/10/2012 7:18:46 PM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:28 AM |
| best-bonafide-p2p | $50.00 | 12/10/2012 7:51:12 PM |
| moola-accelerator6 | $40.00 | 12/10/2012 8:29:33 PM |
| mortikai | $100.00 | 12/11/2012 4:50:46 AM |
| spirited-greenback814 | $25.00 | 12/11/2012 7:36:51 AM |
| Senechal | $25.00 | 12/11/2012 8:38:15 AM |
| unbelievable-exchange | $500.00 | 12/11/2012 8:27:29 AM |
| peso-dancer3 | $25.00 | 12/11/2012 3:39:31 PM |
| Ocean713 | $75.00 | 12/11/2012 12:17:38 PM |
| Snizzat | $100.00 | 12/11/2012 1:41:33 PM |
| GlocalPM | $25.00 | 12/11/2012 3:41:28 PM |
| dunox | $75.00 | 12/11/2012 5:27:01 PM |
| palmetto933 | $25.00 | 12/11/2012 4:46:59 PM |
| entertaining-greenback2 | $33.16 | 12/11/2012 4:07:45 PM |
| first-credit-meridian | $25.00 | 12/11/2012 5:57:11 PM |
| newest-forthright-note | $25.00 | 12/11/2012 6:12:49 PM |
| Roundhouse | $50.00 | 12/12/2012 8:00:57 AM |
| P2P4me | $300.00 | 12/12/2012 5:53:24 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:13 PM |
| excellent-funds025 | $50.00 | 12/12/2012 7:31:19 AM |
| justinology | $50.00 | 12/12/2012 7:34:22 AM |
| elbastador | $25.00 | 12/12/2012 8:52:53 AM |
| exchange-cub | $100.00 | 12/12/2012 2:10:04 AM |
| djs81 | $75.00 | 12/12/2012 10:16:37 AM |
| payout-cello | $25.00 | 12/12/2012 9:06:47 AM |
| djh47a | $25.00 | 12/12/2012 1:22:58 PM |
| balance-force | $28.00 | 12/12/2012 1:52:36 PM |
| benevolent-benefit7 | $150.00 | 12/12/2012 11:13:52 AM |
| hopeful-truth5 | $100.00 | 12/12/2012 11:33:16 AM |
| decisive-commerce9 | $25.00 | 12/12/2012 4:43:34 PM |
| moneytolend72 | $50.00 | 12/12/2012 12:07:49 PM |
| tolerant-leverage2 | $30.00 | 12/12/2012 12:57:55 PM |
| well-rounded-diversification | $25.00 | 12/12/2012 5:42:35 PM |
| abz | $50.00 | 12/12/2012 6:02:39 PM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:39:51 AM |
| kind-cash-porcelain | $50.00 | 12/13/2012 9:50:56 AM |
| availableloan | $25.00 | 12/13/2012 4:46:24 AM |
| economy-popcorn | $25.00 | 12/13/2012 6:28:59 AM |
| cybernosha | $25.00 | 12/13/2012 9:26:46 AM |
| trail5 | $25.00 | 12/13/2012 12:06:34 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:23 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:56 AM |
| Good-Yield | $25.00 | 12/13/2012 3:43:49 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:01 PM |
| elasermd | $100.00 | 12/13/2012 6:27:28 PM |
| atomantic | $50.00 | 12/13/2012 12:58:36 PM |
| kinetic-loot436 | $100.00 | 12/14/2012 3:29:47 AM |
| syracuserei | $100.00 | 12/14/2012 8:58:17 AM |
| Spiv_51 | $25.00 | 12/14/2012 9:10:22 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:30 AM |
| neighborly-velocity4 | $25.00 | 12/14/2012 9:07:19 AM |
| 420limo | $50.00 | 12/13/2012 11:50:37 PM |
| Mr_Potter | $25.00 | 12/14/2012 5:41:35 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:19 AM |
| br_dep | $75.00 | 12/14/2012 7:05:07 AM |
| ethicalhumanist | $100.00 | 12/14/2012 11:36:26 AM |
| kaykarun | $25.00 | 12/14/2012 10:53:19 AM |
| passivesf | $25.00 | 12/14/2012 12:23:57 PM |
| cozy-gain023 | $25.00 | 12/14/2012 5:26:20 PM |
| peso-bonaza | $37.85 | 12/14/2012 5:33:48 PM |
| trying2survive2 | $25.00 | 12/14/2012 5:38:41 PM |
| adaptable-benefit6 | $25.00 | 12/14/2012 10:41:06 AM |
| best-bonafide-p2p | $50.00 | 12/14/2012 5:18:19 PM |
| Blucruz | $100.00 | 12/14/2012 7:57:38 PM |
| ralph44 | $25.00 | 12/14/2012 8:31:13 PM |
| SailAwayMoon | $25.00 | 12/14/2012 6:17:07 PM |
| lagnisiruk | $25.00 | 12/14/2012 6:22:53 PM |
| misit | $25.00 | 12/14/2012 6:48:22 PM |
| elfincove | $41.56 | 12/15/2012 7:52:55 AM |
| fireboss | $25.00 | 12/15/2012 8:13:37 AM |
| CSAworker | $25.00 | 12/14/2012 7:38:48 PM |
| worth-game-changer8 | $28.00 | 12/14/2012 10:38:14 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:09:35 AM |
| order-tamale | $199.00 | 12/15/2012 10:47:05 AM |
| shaps | $50.00 | 12/15/2012 11:19:10 AM |
| wam37 | $25.00 | 12/15/2012 4:18:27 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:50 AM |
| helping-out | $150.00 | 12/15/2012 5:23:34 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:26 AM |
| vigorous-payment6 | $25.00 | 12/15/2012 12:04:32 PM |
| lostontheedge | $25.00 | 12/15/2012 12:06:43 PM |
| kulender | $100.00 | 12/15/2012 9:23:57 AM |
| OneTwoChange | $74.00 | 12/15/2012 12:21:55 PM |
| commanding-treasure2 | $75.00 | 12/15/2012 12:42:16 PM |
| USAFVET2010 | $35.61 | 12/15/2012 12:19:07 PM |
| determined-bill5 | $55.00 | 12/15/2012 12:57:58 PM |
| happy-funds191 | $25.00 | 12/15/2012 12:25:54 PM |
| managedfund | $74.21 | 12/15/2012 1:04:14 PM |
| silver-explorer6 | $25.00 | 12/15/2012 12:37:12 PM |
| chilandman | $50.00 | 12/15/2012 12:00:39 PM |
| Investoman | $25.00 | 12/15/2012 12:17:44 PM |
| newest-tough-contract | $25.00 | 12/15/2012 12:34:17 PM |
| bill-appraiser7 | $25.00 | 12/15/2012 12:50:19 PM |
| 326 Investments
|
Borrower Payment Dependent Notes Series
681499
This series of Notes was issued and sold upon the funding of the borrower loan #79164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $283.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,345 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ecstatic-pound7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/5/2012 9:17:07 AM |
| WalnutCreekguy | $50.00 | 12/5/2012 9:02:11 AM |
| money-genome84 | $250.00 | 12/5/2012 9:43:16 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:16 AM |
| treasure-bliss | $25.00 | 12/5/2012 10:40:03 AM |
| finder61 | $25.00 | 12/6/2012 7:42:29 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:58 PM |
| helpful-fund7 | $50.00 | 12/6/2012 7:10:23 PM |
| Interest2thePeople | $51.00 | 12/7/2012 9:05:43 AM |
| natural-worth9 | $25.00 | 12/8/2012 3:47:59 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:20 PM |
| wildanne | $50.00 | 12/10/2012 9:43:27 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:17 AM |
| loan-fate | $50.00 | 12/11/2012 5:01:40 PM |
| kalamari | $30.00 | 12/11/2012 1:03:42 PM |
| EFS | $100.00 | 12/11/2012 5:07:17 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:18:16 PM |
| deal-vibrato | $25.00 | 12/11/2012 6:22:46 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:23 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:34 PM |
| gold-sushi | $25.00 | 12/11/2012 5:37:53 PM |
| Christophe | $25.00 | 12/12/2012 5:22:51 AM |
| TumbleWeed88 | $25.00 | 12/12/2012 10:25:43 AM |
| balance-force | $28.00 | 12/12/2012 1:52:48 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:15 PM |
| scarlet-velvet | $50.08 | 12/12/2012 10:58:20 PM |
| credit-adventurer313 | $25.00 | 12/13/2012 7:23:08 AM |
| BankofRon | $25.00 | 12/13/2012 10:12:22 AM |
| gain-chosen-one081 | $25.00 | 12/13/2012 6:20:04 PM |
| money-atizer | $25.00 | 12/14/2012 9:27:28 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:44 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:19 AM |
| kulender | $100.00 | 12/15/2012 9:24:08 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:36 AM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:58 PM |
| musegaze | $50.00 | 12/15/2012 2:21:47 PM |
| DreDub | $25.00 | 12/16/2012 10:57:54 AM |
| mindful-deal289 | $25.00 | 12/16/2012 11:08:46 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:08 PM |
| RevREB | $25.00 | 12/16/2012 12:18:53 PM |
| ethical-truth211 | $300.00 | 12/16/2012 3:12:48 AM |
| five-star-principal0 | $25.00 | 12/16/2012 12:46:16 PM |
| mr_haldane | $25.00 | 12/16/2012 12:47:48 PM |
| BankofRon_IRA | $100.00 | 12/15/2012 2:17:56 PM |
| CA-Lender | $25.00 | 12/16/2012 1:10:19 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:49 PM |
| Munnie | $25.00 | 12/16/2012 7:45:51 PM |
| investorguy3000 | $25.00 | 12/16/2012 8:04:42 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:21 PM |
| crown-year | $1,000.00 | 12/17/2012 6:02:41 AM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:13:06 AM |
| receptive-affluence035 | $25.00 | 12/17/2012 6:25:27 AM |
| nukespike | $25.00 | 12/16/2012 12:12:48 PM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:04 AM |
| 1randyp | $25.00 | 12/17/2012 9:22:39 AM |
| genius520 | $100.00 | 12/16/2012 1:11:18 PM |
| point | $50.00 | 12/16/2012 1:13:52 PM |
| peaceful-greenback719 | $61.20 | 12/17/2012 3:10:13 AM |
| HenryS | $30.00 | 12/17/2012 9:58:26 AM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:17 AM |
| valiant-liberty4 | $25.00 | 12/17/2012 10:08:54 AM |
| authoritative-capital | $25.00 | 12/16/2012 4:46:50 PM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:07 AM |
| nimble-revenue5 | $100.00 | 12/17/2012 9:17:02 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:30 PM |
| finance-prescription | $100.00 | 12/17/2012 9:32:20 AM |
| five-star-justice | $25.00 | 12/17/2012 6:21:09 AM |
| fervent-repayment | $100.00 | 12/17/2012 9:09:45 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:16 AM |
| debt-force | $25.00 | 12/17/2012 9:29:51 AM |
| kingryan | $250.00 | 12/17/2012 5:23:05 PM |
| BXA | $50.00 | 12/17/2012 5:23:29 PM |
| versatile-dime442 | $247.00 | 12/17/2012 5:25:15 PM |
| emphatic-responsibility | $34.00 | 12/17/2012 5:27:00 PM |
| rogue_monster | $35.00 | 12/17/2012 5:30:51 PM |
| philanthroful | $25.00 | 12/17/2012 10:06:50 AM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:39 PM |
| steady-silver6 | $25.00 | 12/17/2012 5:06:39 PM |
| ColoradoBanker | $28.00 | 12/17/2012 5:25:33 PM |
| rebelduke | $25.00 | 12/17/2012 5:27:13 PM |
| merriewold | $40.00 | 12/17/2012 5:29:56 PM |
| wetlands | $156.00 | 12/17/2012 5:22:00 PM |
| social-cocktail1 | $18.58 | 12/17/2012 5:31:55 PM |
| return-point2 | $100.00 | 12/5/2012 9:41:08 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:13 AM |
| Dubbs360 | $50.00 | 12/5/2012 9:27:09 AM |
| valiant-return584 | $50.00 | 12/5/2012 9:29:17 AM |
| Money__Tree | $200.00 | 12/5/2012 10:49:46 AM |
| vivid-p2ploan1 | $25.00 | 12/5/2012 10:37:01 AM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:33 PM |
| aquariano2 | $25.00 | 12/7/2012 9:16:37 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:58 AM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:26 PM |
| tech310 | $50.00 | 12/11/2012 10:58:06 AM |
| Edakers | $25.00 | 12/11/2012 1:49:51 PM |
| kind-credit-bear | $200.00 | 12/11/2012 11:32:59 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:27 PM |
| monster4 | $50.00 | 12/11/2012 5:21:44 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:37 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:23 PM |
| aggresive-compassion612 | $25.00 | 12/11/2012 5:38:51 PM |
| E-2 | $100.00 | 12/11/2012 5:26:08 PM |
| LittleMingo | $25.00 | 12/11/2012 6:19:55 PM |
| Kaj | $25.00 | 12/11/2012 6:25:07 PM |
| dunkard13 | $100.00 | 12/12/2012 9:12:00 AM |
| pierrelasvegas | $25.00 | 12/12/2012 10:00:46 AM |
| dunox | $75.00 | 12/12/2012 9:51:06 AM |
| dukeiyer | $25.00 | 12/12/2012 11:26:11 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:25:45 PM |
| pragmatic-auction8 | $50.00 | 12/14/2012 9:24:27 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:17 PM |
| money-bauble | $100.00 | 12/14/2012 5:15:19 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:04 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:43:01 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:01 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:17 AM |
| wizard750 | $28.00 | 12/15/2012 1:08:27 PM |
| CAGE-Investments | $25.00 | 12/15/2012 12:37:34 PM |
| breathtaking-funds6 | $48.00 | 12/15/2012 1:41:57 PM |
| Roundhouse | $75.00 | 12/15/2012 4:52:27 PM |
| mrstender | $25.00 | 12/15/2012 5:23:18 PM |
| Navy_Wife_Retired | $67.65 | 12/15/2012 5:25:49 PM |
| Codextreme07 | $25.49 | 12/16/2012 8:09:16 AM |
| important-gold5 | $25.00 | 12/15/2012 2:47:55 PM |
| hitsman | $50.00 | 12/16/2012 12:03:20 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:06 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:14:18 PM |
| sqdrew | $25.00 | 12/16/2012 12:58:01 PM |
| Investor_DP | $100.00 | 12/15/2012 2:36:14 PM |
| social-zebra | $30.00 | 12/16/2012 3:06:25 PM |
| treasure-ace | $25.00 | 12/16/2012 7:33:42 PM |
| a-currency-magnate | $25.00 | 12/16/2012 8:07:57 PM |
| structure9 | $25.00 | 12/16/2012 12:41:24 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:17 PM |
| Wordsmth | $25.00 | 12/16/2012 1:45:03 PM |
| Leshan | $50.00 | 12/17/2012 7:58:46 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:45 PM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:25 PM |
| haplender | $36.00 | 12/16/2012 12:29:21 PM |
| URBANCAPITAL | $25.00 | 12/16/2012 7:52:02 PM |
| ectasy683 | $25.00 | 12/16/2012 8:21:59 PM |
| velocity-solo | $25.00 | 12/17/2012 9:28:41 AM |
| progressive-economy261 | $99.00 | 12/16/2012 12:54:44 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:08 PM |
| Railbird | $50.00 | 12/16/2012 1:06:25 PM |
| awesome-generosity4 | $25.00 | 12/17/2012 5:36:35 AM |
| vigorous-market5 | $100.00 | 12/16/2012 1:55:26 PM |
| 108-IRA | $250.00 | 12/17/2012 10:03:49 AM |
| LendingPimp | $53.00 | 12/16/2012 4:35:08 PM |
| economy-producer | $25.00 | 12/17/2012 10:37:22 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:15 PM |
| katnmouse | $30.00 | 12/17/2012 4:26:58 PM |
| exchange-pudding0 | $25.00 | 12/17/2012 8:28:31 AM |
| Bob450 | $25.00 | 12/17/2012 9:33:32 AM |
| kegs | $200.00 | 12/17/2012 1:39:43 PM |
| LeReve | $135.00 | 12/17/2012 5:31:30 PM |
| fuzed | $50.00 | 12/17/2012 2:49:25 PM |
| integrity-doctor | $100.00 | 12/17/2012 2:52:22 PM |
| tostada88 | $25.00 | 12/17/2012 10:19:00 AM |
| brilliant-market680 | $25.00 | 12/17/2012 5:18:35 PM |
| dollardave | $50.00 | 12/17/2012 2:28:50 PM |
| mlw | $25.00 | 12/17/2012 2:45:35 PM |
| best-charming-leverage | $50.00 | 12/17/2012 5:26:11 PM |
| retire_young | $25.00 | 12/17/2012 5:08:05 PM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
681517
This series of Notes was issued and sold upon the funding of the borrower loan #79215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $439.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,026 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| methodical-liberty0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-commander1 | $25.00 | 12/5/2012 5:24:24 PM |
| credit-adventurer313 | $25.00 | 12/5/2012 5:10:22 PM |
| gotjack-IRA | $150.00 | 12/5/2012 7:37:55 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:37:50 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:47:01 AM |
| creative-worth2 | $25.00 | 12/8/2012 11:34:16 PM |
| tolerant-responsibility051 | $1,111.00 | 12/10/2012 5:33:23 PM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:30 PM |
| octoberfresh | $25.00 | 12/10/2012 6:40:16 PM |
| sunny-dough9 | $200.00 | 12/11/2012 5:15:19 AM |
| dunkard13 | $44.00 | 12/11/2012 10:02:10 AM |
| kalamari | $30.00 | 12/11/2012 1:03:48 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:33 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:16:45 PM |
| windguy | $50.00 | 12/11/2012 5:55:56 PM |
| wetlands | $200.00 | 12/11/2012 5:44:16 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:05 PM |
| integrity-doctor | $100.00 | 12/12/2012 7:07:51 AM |
| cr8on | $30.00 | 12/12/2012 9:46:40 AM |
| ore-achievement329 | $25.00 | 12/12/2012 10:15:11 AM |
| djh47a | $25.00 | 12/12/2012 1:14:42 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:32 PM |
| balance-force | $28.00 | 12/12/2012 1:52:50 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:59 PM |
| Frosty | $50.00 | 12/14/2012 5:19:36 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 5:53:06 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:22 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:47 AM |
| EJPiper | $25.00 | 12/15/2012 10:32:27 AM |
| vivacious-fund2 | $25.00 | 12/14/2012 6:14:42 PM |
| kulender | $100.00 | 12/15/2012 9:24:24 AM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:26 PM |
| RevREB | $25.00 | 12/16/2012 12:18:54 PM |
| adir1 | $25.00 | 12/16/2012 9:07:27 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:11 AM |
| surge11 | $25.00 | 12/17/2012 10:19:51 AM |
| receptive-vigilance799 | $25.00 | 12/17/2012 9:25:24 AM |
| deal-pioneer1 | $100.00 | 12/17/2012 3:44:04 AM |
| overflowinglife | $150.00 | 12/17/2012 9:54:15 AM |
| Tradesmanlender | $25.00 | 12/17/2012 5:16:55 PM |
| hitsman | $50.00 | 12/17/2012 9:34:48 AM |
| kingryan | $250.00 | 12/17/2012 5:22:37 PM |
| philanthroful | $25.00 | 12/17/2012 5:42:56 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:40 PM |
| cutter21 | $25.00 | 12/17/2012 5:09:14 PM |
| compoundinterest | $25.00 | 12/17/2012 5:18:49 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:04:14 PM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:53 PM |
| kindness-jedi | $25.00 | 12/17/2012 5:54:44 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:19:35 AM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:26:08 AM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:41 AM |
| entertaining-revenue4 | $50.00 | 12/17/2012 5:26:46 PM |
| Railbird | $50.00 | 12/17/2012 5:47:46 PM |
| resource777 | $50.00 | 12/18/2012 10:02:37 AM |
| silver-metronome2 | $25.00 | 12/18/2012 10:05:54 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:39 AM |
| compwhiz | $25.00 | 12/18/2012 8:51:38 AM |
| moola-monger9 | $75.00 | 12/18/2012 12:24:53 PM |
| durability-alien3 | $50.00 | 12/18/2012 9:01:14 AM |
| persistent-dinero953 | $25.00 | 12/18/2012 1:38:51 PM |
| vestratech | $25.00 | 12/18/2012 5:02:15 PM |
| exciting-justice0 | $25.00 | 12/18/2012 5:02:26 PM |
| Jalebi | $25.00 | 12/18/2012 9:33:22 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:05 AM |
| sushi537 | $25.00 | 12/18/2012 1:50:50 AM |
| Cash-Flow | $385.00 | 12/18/2012 5:06:32 PM |
| enthusiastic-point | $25.00 | 12/18/2012 5:20:17 PM |
| delivery | $25.00 | 12/18/2012 10:11:08 AM |
| Robyn5722 | $25.00 | 12/18/2012 5:23:20 PM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:29:03 PM |
| income-buddy7 | $50.00 | 12/18/2012 5:29:06 PM |
| a-healthy-affluence | $25.00 | 12/18/2012 5:38:19 PM |
| zorg77 | $100.00 | 12/18/2012 11:39:08 AM |
| Arvicco | $400.00 | 12/18/2012 5:49:35 PM |
| LeReve | $136.00 | 12/18/2012 5:50:15 PM |
| gulch | $25.00 | 12/18/2012 5:51:57 PM |
| wwwUniversal | $25.00 | 12/18/2012 6:02:15 PM |
| greenback-trooper8 | $25.00 | 12/18/2012 6:02:42 PM |
| durability-solstice8 | $31.00 | 12/18/2012 6:07:16 PM |
| bonus-powerplant | $25.00 | 12/18/2012 6:11:34 PM |
| MarcusOcean | $25.00 | 12/18/2012 10:01:37 AM |
| inspired-payment1 | $25.00 | 12/18/2012 3:46:54 PM |
| pound-brilliance | $50.00 | 12/18/2012 6:20:42 PM |
| Zane314 | $50.00 | 12/18/2012 5:01:03 PM |
| the-yield-surfer | $25.00 | 12/18/2012 6:24:30 PM |
| steady-dime | $25.00 | 12/18/2012 10:12:08 AM |
| browneyegravy | $25.00 | 12/18/2012 6:30:16 PM |
| income-hugger898 | $50.00 | 12/18/2012 10:18:17 AM |
| Cronos | $50.00 | 12/18/2012 6:33:11 PM |
| reinforced-deal8 | $25.00 | 12/18/2012 6:34:17 PM |
| supreme-exchange547 | $25.00 | 12/18/2012 6:36:53 PM |
| reflective-cash0 | $50.00 | 12/18/2012 5:19:47 PM |
| successful-agreement7 | $44.00 | 12/18/2012 5:23:10 PM |
| point-oyster5 | $25.00 | 12/18/2012 5:29:28 PM |
| a-resplendent-commitment | $25.00 | 12/18/2012 5:32:39 PM |
| RetiredATC | $50.00 | 12/18/2012 5:39:26 PM |
| rockhound84 | $36.00 | 12/18/2012 9:59:07 PM |
| down-with-big-banks-2 | $25.00 | 12/18/2012 5:51:40 PM |
| CasaDeTomas | $50.00 | 12/18/2012 5:07:28 PM |
| red-eloquent-rupee | $50.00 | 12/18/2012 5:07:35 PM |
| CPAMAN | $25.00 | 12/18/2012 6:02:36 PM |
| treasure-bliss | $50.00 | 12/19/2012 4:45:15 AM |
| orderly-credit569 | $30.00 | 12/19/2012 6:16:52 AM |
| VAMUSIC | $25.00 | 12/18/2012 5:19:01 PM |
| sweepeet | $25.00 | 12/18/2012 6:18:37 PM |
| epic-value6 | $50.00 | 12/18/2012 6:19:31 PM |
| financial-frenzy | $50.00 | 12/18/2012 6:23:59 PM |
| the-laudable-peso | $40.00 | 12/18/2012 6:24:11 PM |
| samo102us | $25.00 | 12/18/2012 6:29:33 PM |
| revenue-circuit1 | $25.00 | 12/18/2012 6:39:39 PM |
| versatile-dime442 | $57.00 | 12/18/2012 5:39:29 PM |
| urbane-income7 | $25.00 | 12/18/2012 5:41:12 PM |
| vkm2000 | $25.00 | 12/18/2012 5:44:24 PM |
| Maetryx | $25.00 | 12/19/2012 9:14:12 AM |
| psteveo | $25.00 | 12/18/2012 5:55:33 PM |
| abundant-power | $25.00 | 12/18/2012 6:02:58 PM |
| ersheido | $35.00 | 12/18/2012 6:05:56 PM |
| unassuming-p2ploan774 | $40.00 | 12/18/2012 6:06:12 PM |
| global-invest-group | $25.00 | 12/18/2012 7:41:45 PM |
| cnovak | $25.00 | 12/18/2012 6:19:17 PM |
| cash-reaction2 | $25.00 | 12/18/2012 6:37:09 PM |
| CSUgrad08 | $25.00 | 12/18/2012 6:49:47 PM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:08 AM |
| commerce-venture1 | $25.00 | 12/19/2012 6:52:27 AM |
| quest0 | $50.00 | 12/19/2012 7:14:38 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:44 AM |
| grove88 | $25.00 | 12/18/2012 8:33:41 PM |
| loan-mole8 | $25.00 | 12/19/2012 9:11:24 AM |
| Tasmir | $25.00 | 12/19/2012 9:13:25 AM |
| kila-designer | $149.00 | 12/5/2012 5:45:19 PM |
| bazaar-tulip | $25.00 | 12/5/2012 5:08:28 PM |
| PrimeFunding | $25.00 | 12/5/2012 6:29:47 PM |
| vivid-p2ploan1 | $25.00 | 12/5/2012 5:45:46 PM |
| vutah | $25.00 | 12/5/2012 6:58:00 PM |
| bowdish1 | $25.00 | 12/5/2012 5:36:03 PM |
| CreditBuilder2 | $25.06 | 12/5/2012 5:43:16 PM |
| MyPFBlog | $25.00 | 12/6/2012 7:57:35 AM |
| gravbox | $25.00 | 12/5/2012 7:07:13 PM |
| natural-worth9 | $150.00 | 12/6/2012 6:31:44 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:55 PM |
| marketplace-singularity3 | $25.00 | 12/8/2012 6:35:07 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:26 PM |
| new-start18100 | $25.00 | 12/10/2012 5:05:34 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:41 PM |
| franzzua | $25.00 | 12/10/2012 5:11:13 PM |
| rtfproducer | $25.00 | 12/10/2012 5:56:27 PM |
| ell25 | $50.00 | 12/10/2012 8:30:17 PM |
| tech310 | $50.00 | 12/11/2012 10:22:38 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:33 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:36 PM |
| riskreward | $250.00 | 12/11/2012 5:54:34 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:55 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:23:43 PM |
| money-bauble | $100.00 | 12/12/2012 10:04:54 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:23 PM |
| Sagamore | $250.00 | 12/12/2012 8:03:28 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 10:38:11 AM |
| astute-benjamins | $25.00 | 12/13/2012 6:09:38 PM |
| cleveland2portland | $50.00 | 12/13/2012 12:44:17 PM |
| reaction18 | $50.00 | 12/13/2012 7:05:55 PM |
| Avicell | $25.00 | 12/13/2012 6:21:26 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 6:09:29 PM |
| anacent | $25.00 | 12/13/2012 10:26:43 PM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:51:26 AM |
| bewitching-dollar5 | $100.00 | 12/14/2012 9:05:45 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:41 AM |
| Haydn-sav | $25.00 | 12/14/2012 10:08:06 AM |
| money-atizer | $25.00 | 12/14/2012 5:21:28 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:05 PM |
| reward-walnut | $25.00 | 12/15/2012 12:03:03 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:46 AM |
| ItsJustMe79 | $25.00 | 12/15/2012 1:19:24 PM |
| vagrantprodigy | $250.00 | 12/15/2012 1:55:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:24 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:24 PM |
| goat361 | $25.00 | 12/15/2012 2:01:33 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:40 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:18 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:51 PM |
| blueshound | $25.00 | 12/17/2012 7:17:29 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:20 AM |
| katnmouse | $30.00 | 12/17/2012 4:11:21 PM |
| ectasy683 | $25.00 | 12/17/2012 5:08:11 PM |
| capital-renewal | $50.00 | 12/17/2012 9:27:47 AM |
| ethical-truth211 | $500.00 | 12/17/2012 11:42:01 AM |
| five-star-principal0 | $25.00 | 12/17/2012 9:34:11 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:30 PM |
| skillful-durability8 | $25.00 | 12/17/2012 5:22:44 PM |
| PoundSmart | $100.00 | 12/17/2012 9:45:18 AM |
| kegs | $200.00 | 12/17/2012 1:39:44 PM |
| Tscheddar | $25.00 | 12/17/2012 4:13:15 PM |
| supersarah61 | $25.00 | 12/17/2012 4:53:04 PM |
| Aliso-Viejo | $93.00 | 12/17/2012 6:18:32 PM |
| pennybypenny | $25.00 | 12/17/2012 6:28:57 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:15 PM |
| adaboy65 | $100.00 | 12/17/2012 5:34:00 PM |
| structure9 | $25.00 | 12/17/2012 5:36:28 PM |
| decisive-return611 | $100.00 | 12/17/2012 5:38:46 PM |
| bazaar-festivity | $25.00 | 12/17/2012 5:49:48 PM |
| agreement-guild | $39.00 | 12/17/2012 5:52:47 PM |
| Munnie | $25.00 | 12/18/2012 6:01:41 AM |
| mckhbnpc | $50.00 | 12/18/2012 9:01:48 AM |
| prudent-hope7 | $25.00 | 12/18/2012 9:22:47 AM |
| Dave0 | $25.00 | 12/17/2012 7:00:22 PM |
| durability-goat644 | $25.00 | 12/17/2012 5:47:00 PM |
| loot-prescription3 | $25.00 | 12/17/2012 7:09:14 PM |
| natural-worth9 | $250.00 | 12/17/2012 7:12:21 PM |
| proper-exchange8 | $50.00 | 12/18/2012 10:04:23 AM |
| mmzero | $25.00 | 12/18/2012 6:04:30 AM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:13 AM |
| arckinteractive | $50.00 | 12/17/2012 7:10:34 PM |
| well-rounded-agreement9 | $25.00 | 12/18/2012 11:48:20 AM |
| income-champion | $25.00 | 12/18/2012 9:07:39 AM |
| TCayce | $25.00 | 12/18/2012 9:07:56 AM |
| ASLIBD | $25.00 | 12/18/2012 9:14:43 AM |
| brilliant-penny9 | $25.00 | 12/18/2012 3:59:15 PM |
| cognizant-liberty4 | $50.00 | 12/18/2012 9:29:19 AM |
| MrBobDob | $40.00 | 12/18/2012 5:01:38 PM |
| e6400 | $25.00 | 12/18/2012 5:02:12 PM |
| Natronpee | $25.00 | 12/18/2012 9:49:31 AM |
| runner262 | $25.00 | 12/18/2012 5:12:45 PM |
| gizzywump | $25.00 | 12/18/2012 5:14:25 PM |
| piter-to-la-investment | $25.00 | 12/18/2012 9:58:13 AM |
| wise-rupee-sanctuary | $50.00 | 12/18/2012 5:16:27 PM |
| yertle9 | $25.00 | 12/18/2012 5:21:17 PM |
| stable-euro1 | $25.00 | 12/18/2012 10:12:55 AM |
| bobby2c | $51.56 | 12/18/2012 10:42:53 AM |
| heavenly-bazaar3 | $100.00 | 12/18/2012 5:46:45 PM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:46:23 PM |
| CaptainBlueberry | $25.00 | 12/18/2012 5:49:06 PM |
| glowing-benjamins1 | $25.00 | 12/18/2012 9:36:30 AM |
| escharfer | $25.00 | 12/18/2012 9:38:15 AM |
| fair-pound5 | $50.00 | 12/18/2012 5:53:25 PM |
| heart514 | $25.00 | 12/18/2012 5:53:49 PM |
| debt-fuse158 | $25.00 | 12/18/2012 9:43:06 AM |
| SecondChanceLendingSERV | $25.00 | 12/18/2012 9:44:56 AM |
| repayment-chihuahua3 | $25.00 | 12/18/2012 5:59:40 PM |
| dragonfly-amulet | $25.00 | 12/18/2012 6:00:18 PM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:42 PM |
| Mucman72 | $25.00 | 12/18/2012 4:19:25 PM |
| auction-iris9 | $120.00 | 12/18/2012 6:20:38 PM |
| hope-eagle6 | $25.00 | 12/18/2012 6:21:33 PM |
| greenback-amplifier | $25.00 | 12/18/2012 5:00:59 PM |
| payout-carnival | $25.00 | 12/18/2012 6:23:39 PM |
| the-dollar-topper | $150.00 | 12/18/2012 10:12:51 AM |
| villagers | $25.00 | 12/18/2012 5:06:37 PM |
| Washington_Loan | $25.00 | 12/18/2012 5:11:23 PM |
| HoosierDaddie | $43.00 | 12/18/2012 5:14:01 PM |
| bid-czar8 | $100.00 | 12/18/2012 5:16:46 PM |
| wayman | $25.00 | 12/18/2012 6:57:42 PM |
| dunox | $75.00 | 12/18/2012 5:19:58 PM |
| reinforced-investment4 | $25.00 | 12/18/2012 5:21:10 PM |
| DDHMoney | $25.00 | 12/18/2012 5:24:45 PM |
| valiant-contract | $34.12 | 12/18/2012 11:52:35 AM |
| first-graceful-contract | $25.00 | 12/18/2012 12:42:10 PM |
| tsquared_030 | $25.00 | 12/18/2012 7:23:42 PM |
| mercuriant | $25.00 | 12/18/2012 5:32:29 PM |
| Lubava | $25.00 | 12/18/2012 7:26:19 PM |
| WellMaker | $50.00 | 12/18/2012 5:33:39 PM |
| Cory79 | $36.29 | 12/18/2012 5:45:18 PM |
| sugardaddy74 | $25.00 | 12/18/2012 5:02:36 PM |
| Gazelles4U | $25.00 | 12/18/2012 5:45:59 PM |
| maestro119 | $25.00 | 12/18/2012 5:04:32 PM |
| bold-decisive-kindness | $25.00 | 12/18/2012 5:07:25 PM |
| income-pillow | $75.00 | 12/18/2012 5:53:41 PM |
| return-statuette139 | $50.00 | 12/18/2012 5:56:24 PM |
| _G_ | $25.00 | 12/18/2012 5:59:55 PM |
| ResQDoc | $25.00 | 12/19/2012 4:11:04 AM |
| Lam0nt | $25.00 | 12/18/2012 5:16:41 PM |
| fcukciti | $25.00 | 12/19/2012 4:52:48 AM |
| chrisb1414 | $25.00 | 12/19/2012 5:01:52 AM |
| rogue_monster | $50.00 | 12/18/2012 6:09:10 PM |
| progressive-economy261 | $176.00 | 12/18/2012 5:18:53 PM |
| DrewOdette | $50.00 | 12/18/2012 6:22:20 PM |
| breathtaking-funds6 | $50.00 | 12/18/2012 5:26:43 PM |
| Financer | $50.00 | 12/19/2012 7:56:57 AM |
| Crie | $100.00 | 12/19/2012 8:53:04 AM |
| green-loyalty-web | $25.00 | 12/18/2012 6:37:03 PM |
| useful-p2ploan | $25.00 | 12/18/2012 5:37:26 PM |
| rescue | $100.00 | 12/18/2012 5:42:31 PM |
| notupdated | $25.00 | 12/18/2012 5:42:52 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:02 PM |
| korby524 | $25.00 | 12/18/2012 5:49:39 PM |
| Banker7371 | $25.00 | 12/18/2012 5:51:59 PM |
| Montello | $50.00 | 12/18/2012 6:06:52 PM |
| logical-investment4 | $25.00 | 12/18/2012 6:14:17 PM |
| josuae | $25.00 | 12/18/2012 6:16:41 PM |
| bluesky55 | $25.00 | 12/18/2012 6:37:33 PM |
| jga516 | $25.00 | 12/18/2012 7:02:24 PM |
| ethical-truth211 | $100.00 | 12/19/2012 7:02:15 AM |
| magical-fairness4 | $25.00 | 12/19/2012 7:26:22 AM |
| wampum-journey4 | $350.00 | 12/19/2012 8:29:36 AM |
| logical-principal8 | $15.97 | 12/19/2012 9:26:49 AM |
| american6 | $50.00 | 12/19/2012 9:04:17 AM |
| 295 Investments
|
Borrower Payment Dependent Notes Series
681595
This series of Notes was issued and sold upon the funding of the borrower loan #79161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,668.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $396.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,768 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tender-duty5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because the low payment will allow me to pay off my credit card balances and leave me enough cash each month to never use them again. I am never late with payments and always pay at least the minimum each month, but try to pay extra when possible. I paid my last car loan off more than a year early. I have had full-time employment without significant interruption since I graduated from college and have increased my annual income significantly with each job change. I am also a talented editor and writer with the ability to take on freelance work and make extra money if needed.
Monthly net income: $36,432
Monthly expenses: $2,575
Housing: $1,050
Insurance: $240
Car expenses: $100
Utilities: $200
Phone, cable, internet: $169
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $616 (credit card payments will be rolled over to this loan as I will no longer have credit card debt if approved.)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| octoberfresh | $25.00 | 12/3/2012 5:44:05 PM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:15 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:55 PM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 5:37:14 PM |
| selector568 | $300.00 | 12/4/2012 10:53:37 AM |
| vigorous-velocity | $300.00 | 12/6/2012 5:34:35 PM |
| EFS | $200.00 | 12/6/2012 6:23:55 PM |
| LittleMingo | $25.00 | 12/7/2012 5:43:50 AM |
| successful-agreement7 | $100.00 | 12/7/2012 9:15:30 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:48 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:08 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:55 PM |
| benefit-banshee | $30.00 | 12/8/2012 10:49:20 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:35 PM |
| wildanne | $50.00 | 12/10/2012 9:43:21 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:49 AM |
| kalamari | $30.00 | 12/11/2012 1:03:31 PM |
| payment-gusto | $25.00 | 12/11/2012 4:42:19 PM |
| balance-force | $28.00 | 12/12/2012 1:52:37 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:45 PM |
| Isaac007 | $100.00 | 12/14/2012 7:49:08 AM |
| Elefunt | $25.00 | 12/14/2012 9:05:12 AM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:49 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:13 PM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:41 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:22 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:28 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:05 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:56 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:58 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:17 PM |
| TumbleWeed88 | $25.00 | 12/15/2012 1:39:50 PM |
| credit-adventurer313 | $25.00 | 12/15/2012 5:25:16 PM |
| HLender | $30.00 | 12/15/2012 6:25:31 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 5:25:18 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:11 PM |
| MrMcduck | $25.00 | 12/17/2012 9:21:59 AM |
| capital-renewal | $50.00 | 12/16/2012 12:59:59 PM |
| Thunderswan | $87.00 | 12/17/2012 9:47:48 AM |
| enthusiastic-credit2 | $25.00 | 12/17/2012 7:05:30 AM |
| krisran | $50.00 | 12/17/2012 10:19:19 AM |
| kellydawn | $25.00 | 12/17/2012 9:16:19 AM |
| AdamDB | $25.00 | 12/17/2012 9:17:30 AM |
| km007 | $25.00 | 12/17/2012 9:23:43 AM |
| TronMedici | $50.00 | 12/17/2012 9:26:13 AM |
| ah-long | $25.00 | 12/17/2012 9:41:37 AM |
| best-elevated-social | $25.00 | 12/17/2012 9:42:24 AM |
| deal-upholder360 | $25.00 | 12/17/2012 3:31:04 PM |
| ore-healer6 | $100.00 | 12/17/2012 9:56:10 AM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:43 AM |
| 52digital | $75.00 | 12/17/2012 10:04:54 AM |
| rapid-credit428 | $25.00 | 12/17/2012 10:16:00 AM |
| payout-achievement | $50.00 | 12/17/2012 9:04:47 AM |
| rvfbroker | $25.00 | 12/17/2012 9:06:11 AM |
| richrobe | $25.00 | 12/17/2012 10:27:01 AM |
| poppinkid | $25.00 | 12/17/2012 10:41:00 AM |
| davisfl | $25.00 | 12/17/2012 9:18:57 AM |
| phenomenal-rate1 | $116.00 | 12/17/2012 9:20:13 AM |
| tylerfd | $50.00 | 12/17/2012 9:22:15 AM |
| point-xylophone | $25.00 | 12/17/2012 9:24:01 AM |
| Katburg | $25.00 | 12/17/2012 9:27:28 AM |
| powerplant62 | $25.00 | 12/17/2012 9:36:11 AM |
| Diamond_Jim | $25.00 | 12/17/2012 9:38:46 AM |
| top-historic-peso | $25.00 | 12/17/2012 9:39:00 AM |
| chkrvrty | $50.00 | 12/17/2012 9:39:54 AM |
| marketplace-cello5 | $25.00 | 12/17/2012 9:54:46 AM |
| dollardave | $50.00 | 12/17/2012 2:28:48 PM |
| integrity-doctor | $100.00 | 12/17/2012 2:48:22 PM |
| newest-peso-excellence | $100.00 | 12/17/2012 3:16:19 PM |
| gentle-social0 | $25.00 | 12/17/2012 10:14:20 AM |
| riveting-community | $45.00 | 12/17/2012 10:21:23 AM |
| DER | $25.00 | 12/17/2012 10:27:25 AM |
| return-point2 | $100.00 | 12/3/2012 5:45:06 PM |
| deal-selector5 | $25.00 | 12/3/2012 5:11:41 PM |
| Money__Tree | $200.00 | 12/3/2012 6:16:28 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:22:00 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:43 PM |
| jiftostada | $25.00 | 12/3/2012 5:58:08 PM |
| aquariano2 | $25.00 | 12/4/2012 8:26:01 AM |
| Interest2thePeople | $100.00 | 12/4/2012 5:16:06 PM |
| asset-professor | $35.00 | 12/4/2012 5:18:08 PM |
| natural-worth9 | $25.00 | 12/6/2012 4:27:49 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:21 PM |
| kenji4861 | $25.00 | 12/6/2012 6:20:21 PM |
| Kaj | $25.00 | 12/6/2012 6:09:42 PM |
| Lender2895a | $100.00 | 12/7/2012 6:49:43 AM |
| loan-fate | $50.00 | 12/8/2012 12:02:29 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:52 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:18 AM |
| authentic-finance194 | $200.00 | 12/11/2012 9:50:46 AM |
| cr8on | $30.00 | 12/11/2012 5:09:17 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:13 PM |
| money-bauble | $100.00 | 12/13/2012 5:18:35 PM |
| miked8303 | $75.00 | 12/14/2012 5:34:34 PM |
| E-2 | $100.00 | 12/15/2012 10:59:16 AM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:50 PM |
| michaelray703 | $25.00 | 12/15/2012 1:17:19 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:25 PM |
| penny-socrates5 | $200.00 | 12/15/2012 1:33:50 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:04 AM |
| desertoasis | $25.00 | 12/15/2012 7:32:04 PM |
| Wellman | $25.00 | 12/15/2012 2:09:18 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:35 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:00 PM |
| skybolt4 | $25.00 | 12/17/2012 9:06:43 AM |
| JGENERAL | $25.00 | 12/17/2012 9:06:52 AM |
| ectasy683 | $25.00 | 12/16/2012 8:21:54 PM |
| the-healthy-commitment | $25.00 | 12/17/2012 9:42:36 AM |
| LeReve | $87.00 | 12/17/2012 9:52:50 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:38 PM |
| philanthroful | $25.00 | 12/17/2012 10:06:34 AM |
| blue-subtle-integrity | $25.00 | 12/17/2012 10:11:48 AM |
| Eudyptes | $25.00 | 12/17/2012 10:21:40 AM |
| economy-shrubbery6 | $25.00 | 12/17/2012 10:24:30 AM |
| ruxpin1976 | $25.00 | 12/17/2012 10:36:34 AM |
| SDC | $25.00 | 12/17/2012 9:12:35 AM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:02 AM |
| KarlMarx | $25.00 | 12/17/2012 9:23:10 AM |
| unclejay16 | $25.00 | 12/17/2012 9:23:51 AM |
| meteoric-asset4 | $25.00 | 12/17/2012 9:28:05 AM |
| oreyedoc | $50.00 | 12/17/2012 9:30:30 AM |
| kegs | $200.00 | 12/17/2012 1:39:35 PM |
| trajectory8 | $25.00 | 12/17/2012 9:41:49 AM |
| rhin0cerx | $50.00 | 12/17/2012 9:42:34 AM |
| social-heart | $25.00 | 12/17/2012 10:02:19 AM |
| csa_101824 | $25.00 | 12/17/2012 10:06:03 AM |
| tostada88 | $25.00 | 12/17/2012 10:18:58 AM |
| exciting-loyalty3 | $25.00 | 12/17/2012 9:09:11 AM |
| fervent-repayment | $61.00 | 12/17/2012 9:09:45 AM |
| winmals | $25.00 | 12/17/2012 9:15:22 AM |
| subtle-bill727 | $25.00 | 12/17/2012 10:35:03 AM |
| hard-working-investment353 | $25.00 | 12/17/2012 10:41:23 AM |
| Tradesmanlender | $25.00 | 12/17/2012 9:18:01 AM |
| arsisi | $25.00 | 12/17/2012 10:44:41 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:36 AM |
| spark548 | $100.00 | 12/17/2012 9:22:09 AM |
| dedicated-transaction796 | $25.00 | 12/17/2012 9:23:47 AM |
| market-jam | $25.00 | 12/17/2012 9:23:58 AM |
| nodrivelpls | $25.00 | 12/17/2012 9:28:10 AM |
| pierrelasvegas | $25.00 | 12/17/2012 9:38:26 AM |
| mikbos | $25.00 | 12/17/2012 9:57:24 AM |
| burrito6 | $50.00 | 12/17/2012 10:03:59 AM |
| fuzed | $50.00 | 12/17/2012 2:49:23 PM |
| Index_Plus | $2,000.00 | 12/17/2012 3:15:22 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:07 PM |
| gustavzantanon | $25.00 | 12/17/2012 11:12:44 AM |
| dukeiyer | $25.00 | 12/17/2012 11:20:59 AM |
| natural-worth9 | $75.00 | 12/17/2012 4:17:39 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
681617
This series of Notes was issued and sold upon the funding of the borrower loan #79705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,772.16 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $401.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,422 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-chomper1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 12/10/2012 9:10:38 AM |
| open-minded-p2p1 | $25.00 | 12/10/2012 9:36:57 AM |
| Nco | $150.00 | 12/10/2012 9:03:45 AM |
| dannycarter10 | $25.00 | 12/10/2012 9:30:27 AM |
| toblerone | $25.00 | 12/10/2012 10:16:38 AM |
| wildanne | $50.00 | 12/10/2012 9:43:55 AM |
| ferocious-kindness8 | $35.00 | 12/10/2012 9:56:40 AM |
| skillful-asset5 | $30.00 | 12/10/2012 5:56:33 PM |
| progress-credit | $25.00 | 12/10/2012 9:47:54 PM |
| guild261 | $25.00 | 12/11/2012 7:32:13 AM |
| return-point2 | $100.00 | 12/11/2012 5:04:09 PM |
| compassion-twister2 | $50.00 | 12/11/2012 6:05:29 PM |
| jetavana | $25.00 | 12/11/2012 6:25:34 PM |
| truth-companion | $25.00 | 12/11/2012 6:44:06 PM |
| deal-selector5 | $25.00 | 12/11/2012 6:09:36 PM |
| Kaj | $25.00 | 12/12/2012 10:13:56 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:55 PM |
| loan-fate | $50.00 | 12/14/2012 9:12:16 AM |
| aggresive-compassion612 | $25.00 | 12/14/2012 10:37:02 AM |
| bizlending | $250.00 | 12/15/2012 8:06:37 AM |
| NickelSteamroller | $25.00 | 12/15/2012 12:26:08 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:46 AM |
| diversification-collider5 | $25.00 | 12/17/2012 5:34:22 PM |
| ideal-peace5 | $26.00 | 12/18/2012 5:11:44 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:34 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:48 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:56 AM |
| kulender | $50.00 | 12/20/2012 5:11:29 PM |
| enriched-note6 | $25.00 | 12/21/2012 2:41:25 PM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:06 PM |
| authoritative-platinum7 | $50.00 | 12/22/2012 12:19:09 PM |
| vontuse | $25.00 | 12/21/2012 6:11:00 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:47:59 AM |
| stock106 | $25.00 | 12/22/2012 9:39:44 AM |
| supersarah61 | $25.00 | 12/22/2012 4:49:29 PM |
| new-start18100 | $25.00 | 12/22/2012 12:46:13 PM |
| Jazzamaru | $65.00 | 12/22/2012 1:27:06 PM |
| theshef | $25.00 | 12/23/2012 12:47:00 PM |
| Brianformisano | $25.00 | 12/23/2012 1:00:08 PM |
| miked8303 | $75.00 | 12/23/2012 1:00:46 PM |
| JGENERAL | $25.00 | 12/23/2012 1:07:25 PM |
| PFTLender | $25.00 | 12/23/2012 1:24:46 PM |
| gain-chosen-one081 | $25.00 | 12/23/2012 2:06:34 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:01 AM |
| Loan_Stranger | $25.00 | 12/23/2012 2:49:22 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:54 PM |
| MissionMicroFinance | $25.00 | 12/23/2012 12:37:48 PM |
| 52digital | $55.00 | 12/23/2012 12:49:28 PM |
| Kumasan | $106.00 | 12/23/2012 7:51:33 PM |
| commerce-gargantuan2 | $25.00 | 12/23/2012 12:24:46 PM |
| TwistedWeasel | $25.97 | 12/23/2012 1:45:19 PM |
| Sixmil | $100.00 | 12/23/2012 12:40:26 PM |
| thelovebug | $100.00 | 12/23/2012 1:57:14 PM |
| riveting-community | $45.00 | 12/23/2012 2:45:12 PM |
| lyndyn | $25.00 | 12/24/2012 9:01:05 AM |
| transparent-dinero8 | $25.00 | 12/23/2012 4:47:13 PM |
| Schmoootie | $25.00 | 12/23/2012 6:59:35 PM |
| revolutionary769 | $25.00 | 12/23/2012 7:38:06 PM |
| trajectory8 | $25.00 | 12/23/2012 2:03:37 PM |
| finance-amusement4 | $50.00 | 12/23/2012 2:43:31 PM |
| jamiee73 | $25.00 | 12/23/2012 6:17:52 PM |
| DreDub | $25.00 | 12/24/2012 6:13:21 AM |
| belief-integrity | $100.00 | 12/24/2012 8:35:14 AM |
| kurtb57 | $100.00 | 12/24/2012 8:51:47 AM |
| formula842 | $25.00 | 12/10/2012 9:39:20 AM |
| octoberfresh | $25.00 | 12/10/2012 10:04:14 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:55 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:25 AM |
| marketplace-singularity3 | $25.00 | 12/10/2012 1:55:29 PM |
| Edakers | $25.00 | 12/11/2012 1:50:18 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:22 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:01 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:51 PM |
| Investor_DP | $100.00 | 12/12/2012 9:39:19 AM |
| a-finance-nirvana | $25.00 | 12/12/2012 10:55:45 AM |
| asset-professor | $25.00 | 12/12/2012 10:04:19 AM |
| balance-force | $28.00 | 12/12/2012 1:53:00 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:10 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:49:58 AM |
| djh47a | $25.00 | 12/12/2012 1:23:25 PM |
| aquariano2 | $25.00 | 12/13/2012 8:32:19 AM |
| kenji4861 | $25.00 | 12/13/2012 9:53:06 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:45 PM |
| axl163 | $25.00 | 12/13/2012 10:04:51 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:50 AM |
| bazaar-tulip | $500.00 | 12/15/2012 1:58:04 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:10 PM |
| berniemadeoff | $50.00 | 12/16/2012 7:41:22 AM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:38 AM |
| dunkard13 | $200.00 | 12/17/2012 6:28:11 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:18:55 PM |
| deal-banker | $50.00 | 12/18/2012 8:56:18 AM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:47 PM |
| 907 | $25.00 | 12/18/2012 7:49:33 PM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:32 PM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:06 AM |
| kalamari | $30.00 | 12/19/2012 10:21:53 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:25 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:36 PM |
| MeggieStardust | $25.00 | 12/19/2012 11:21:06 PM |
| kegs | $150.00 | 12/21/2012 2:48:58 PM |
| productive-note2 | $50.00 | 12/21/2012 5:50:13 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:34 PM |
| Mark-7 | $49.00 | 12/21/2012 6:26:06 PM |
| nex | $25.00 | 12/21/2012 6:26:36 PM |
| tom203 | $25.00 | 12/21/2012 5:28:49 PM |
| organized-dedication696 | $25.00 | 12/21/2012 5:41:27 PM |
| payment-gusto | $25.00 | 12/22/2012 12:36:27 PM |
| desertoasis | $25.00 | 12/21/2012 9:13:49 PM |
| dominickf | $50.00 | 12/22/2012 1:21:29 PM |
| kpengineer | $25.00 | 12/22/2012 3:04:04 PM |
| california111 | $50.00 | 12/22/2012 10:26:23 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:09 PM |
| mathaiusa | $25.00 | 12/22/2012 1:06:37 PM |
| gold-sushi | $46.00 | 12/23/2012 12:28:09 PM |
| NobisEst | $25.00 | 12/23/2012 12:45:10 PM |
| LoanerPrincipal | $25.00 | 12/23/2012 1:09:31 PM |
| worthy-bid8 | $400.00 | 12/22/2012 1:33:18 PM |
| valiant-liberty4 | $25.00 | 12/23/2012 1:51:55 PM |
| prescription0 | $25.00 | 12/23/2012 1:56:28 PM |
| loyalty-circuitry | $50.00 | 12/23/2012 5:47:45 PM |
| helping-out | $25.00 | 12/23/2012 7:21:44 PM |
| mtnguy_24 | $100.00 | 12/23/2012 8:10:32 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:31 PM |
| Comoparklender | $25.00 | 12/23/2012 1:14:25 PM |
| ethical-truth211 | $600.00 | 12/24/2012 4:18:46 AM |
| fund-medalist171 | $33.00 | 12/24/2012 4:55:53 AM |
| Punkunz | $73.19 | 12/23/2012 12:20:14 PM |
| Munnie | $25.00 | 12/24/2012 6:11:51 AM |
| the-laudable-peso | $40.00 | 12/23/2012 1:45:12 PM |
| rogue_monster | $50.00 | 12/23/2012 2:02:27 PM |
| commerce-venture1 | $25.00 | 12/24/2012 7:25:03 AM |
| unassassinable | $25.00 | 12/23/2012 1:14:20 PM |
| klend4 | $25.00 | 12/23/2012 6:13:42 PM |
| Eudyptes | $25.00 | 12/23/2012 1:55:17 PM |
| arsisi | $25.00 | 12/23/2012 2:20:50 PM |
| wormdc | $25.00 | 12/23/2012 2:30:23 PM |
| EFS | $100.00 | 12/23/2012 4:42:18 PM |
| belief-integrity | $250.00 | 12/24/2012 6:21:04 AM |
| marketplace-singularity3 | $25.00 | 12/24/2012 6:25:29 AM |
| careful-note1 | $25.00 | 12/24/2012 6:51:27 AM |
| ready-vigilance3 | $25.00 | 12/23/2012 5:49:33 PM |
| contract-amigo7 | $25.00 | 12/24/2012 7:55:56 AM |
| TulaneGrad | $25.00 | 12/24/2012 9:00:50 AM |
| Mailmon | $25.00 | 12/23/2012 10:16:10 PM |
| ethical-truth211 | $400.00 | 12/24/2012 4:19:04 AM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:13 AM |
| glroark | $50.00 | 12/24/2012 7:06:33 AM |
| buffalobills | $25.00 | 12/24/2012 8:15:55 AM |
| moremax | $25.00 | 12/24/2012 9:00:57 AM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
681687
This series of Notes was issued and sold upon the funding of the borrower loan #79095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 24y 9m |
|
Amount delinquent:
| $18,747 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,562 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-worldly-moola2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay a Financial Recovery Service
This loan will be used to...The Financial Recovery Service for MBNA wants to settle our acct. We are currently paying $250/mo but they do not want to continue this even tho we have not missed a payment since we started.
My financial situation:
I am a good candidate for this loan because...I will make my payments
Monthly net income: $1944 Monthly expenses: $
Housing: $
Insurance: $120 Car expenses: $
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benevolent-loot5 | $200.00 | 12/7/2012 5:49:44 PM |
| Dubbs360 | $50.00 | 12/7/2012 5:57:23 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:18 PM |
| jiftostada | $25.00 | 12/7/2012 6:28:30 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:03 PM |
| 52digital | $75.00 | 12/12/2012 9:13:20 AM |
| Track-Layer | $77.00 | 12/12/2012 9:23:15 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:27 PM |
| economy-shrubbery6 | $25.00 | 12/12/2012 9:32:42 AM |
| mikbos | $25.00 | 12/12/2012 9:54:28 AM |
| new-start18100 | $25.00 | 12/12/2012 5:09:56 PM |
| trumpeter391 | $50.00 | 12/12/2012 11:28:11 AM |
| mummey | $50.00 | 12/12/2012 6:31:03 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:52 PM |
| hopeful-deal7 | $25.00 | 12/13/2012 10:07:42 AM |
| joyous-peace443 | $25.00 | 12/13/2012 9:33:14 AM |
| djh47a | $25.00 | 12/13/2012 2:23:14 PM |
| ethical-truth211 | $100.00 | 12/13/2012 5:48:41 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:52 AM |
| km007 | $25.00 | 12/14/2012 9:53:15 AM |
| the-credit-maker | $83.00 | 12/14/2012 10:44:29 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:46 PM |
| zorg77 | $25.00 | 12/14/2012 6:32:57 PM |
| EndtheFed82 | $41.00 | 12/15/2012 11:18:25 AM |
| E-2 | $100.00 | 12/15/2012 10:59:32 AM |
| likeable-hope | $25.00 | 12/15/2012 12:06:41 PM |
| economy-coup | $200.00 | 12/7/2012 5:52:49 PM |
| LuvToLend | $25.00 | 12/7/2012 5:59:17 PM |
| toblerone | $25.00 | 12/7/2012 5:05:06 PM |
| zipemdown | $25.00 | 12/7/2012 5:34:40 PM |
| CreditBuilder2 | $25.03 | 12/7/2012 7:06:05 PM |
| open-minded-p2p1 | $25.00 | 12/7/2012 7:08:28 PM |
| let_me_retire | $25.00 | 12/9/2012 2:40:43 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:38 AM |
| desertoasis | $25.00 | 12/11/2012 4:23:16 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:19 AM |
| Edakers | $25.00 | 12/11/2012 1:50:03 PM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:23 AM |
| bewitching-dollar5 | $85.00 | 12/12/2012 9:28:22 AM |
| drg6289 | $25.00 | 12/12/2012 9:16:16 AM |
| careful-vigilance4 | $25.00 | 12/12/2012 10:21:04 AM |
| subtle-bill727 | $25.00 | 12/12/2012 9:56:10 AM |
| social-cocktail1 | $200.00 | 12/12/2012 9:16:11 AM |
| durability-ace9 | $25.00 | 12/12/2012 9:20:17 AM |
| worldly-gold | $50.00 | 12/12/2012 9:48:56 AM |
| YeoLenderSource | $25.00 | 12/12/2012 10:38:39 AM |
| alexander-hamilton | $50.00 | 12/12/2012 6:29:24 PM |
| 108-IRA | $50.00 | 12/12/2012 7:30:45 PM |
| 1willray | $31.00 | 12/13/2012 7:37:11 AM |
| hope-wrangler1 | $50.00 | 12/12/2012 9:26:11 PM |
| responsible-vigilance8 | $50.00 | 12/13/2012 9:14:07 AM |
| KMSB | $50.00 | 12/13/2012 8:49:21 AM |
| impala6464 | $25.00 | 12/12/2012 11:22:35 PM |
| vigorous-velocity | $644.00 | 12/13/2012 12:15:58 PM |
| StPong | $25.00 | 12/13/2012 9:35:51 AM |
| JGENERAL | $25.00 | 12/14/2012 9:47:36 AM |
| yield-hut | $25.00 | 12/14/2012 5:44:34 PM |
| IASKGOD | $25.00 | 12/14/2012 9:18:36 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:34 AM |
| frogperson | $200.00 | 12/15/2012 10:15:20 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:03 AM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:51 AM |
| first-dinero-temple | $25.00 | 12/15/2012 1:32:27 PM |
| ethical-truth211 | $188.97 | 12/16/2012 3:27:00 AM |
| ethical-truth211 | $200.00 | 12/16/2012 3:25:47 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
681723
This series of Notes was issued and sold upon the funding of the borrower loan #79236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,357.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,268 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balanced-currency33 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Personal Expenses
My financial situation:
I am a good candidate for this loan because...I pay my debts
Monthly net income: $7000
Monthly expenses: $5000
Housing: $2000
Insurance: $450
Car expenses: $800
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-commander1 | $25.00 | 12/5/2012 5:22:10 PM |
| octoberfresh | $25.00 | 12/5/2012 5:51:56 PM |
| credit-adventurer313 | $50.00 | 12/5/2012 6:01:20 PM |
| berniemadeoff | $65.00 | 12/5/2012 7:11:02 PM |
| Interloper | $25.00 | 12/6/2012 8:45:49 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:10 PM |
| ucantbeetit | $25.00 | 12/7/2012 5:32:04 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:14 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:56 PM |
| WalnutCreekguy | $50.00 | 12/7/2012 5:25:44 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:37 PM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:17 PM |
| Kaj | $25.00 | 12/8/2012 12:24:14 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:45 PM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:38 PM |
| monster4 | $50.00 | 12/10/2012 9:08:47 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:56 AM |
| deal-vibrato | $25.00 | 12/10/2012 9:44:04 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:57 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:14:16 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:37 PM |
| tech310 | $50.00 | 12/12/2012 10:15:20 AM |
| pierrelasvegas | $25.00 | 12/12/2012 10:00:48 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:29 PM |
| rolltide09 | $50.00 | 12/13/2012 6:12:37 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:31 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:24 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:20 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:40:16 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:06 PM |
| dunox | $75.00 | 12/15/2012 11:00:12 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:33 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:23 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:24 PM |
| money-bauble | $100.00 | 12/15/2012 1:09:54 PM |
| pragmatic-auction8 | $25.00 | 12/15/2012 2:09:45 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:08 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:09 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:01 PM |
| Munnie | $25.00 | 12/16/2012 7:45:52 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:52 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:18 AM |
| receptive-affluence035 | $25.00 | 12/17/2012 6:25:27 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:31 PM |
| durability-goat644 | $25.00 | 12/17/2012 5:47:00 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:15 AM |
| fulfilling-bazaar4 | $100.00 | 12/17/2012 6:09:11 PM |
| pennybypenny | $25.00 | 12/17/2012 6:28:57 PM |
| CAGE-Investments | $25.00 | 12/17/2012 6:33:44 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:41 PM |
| income-champion | $25.00 | 12/18/2012 9:07:40 AM |
| velocity-solo | $25.00 | 12/17/2012 6:59:56 PM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:53 PM |
| loyalty-circuitry | $25.00 | 12/18/2012 12:47:25 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 5:25:07 PM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:42 PM |
| pollosquawk | $26.00 | 12/18/2012 10:14:00 AM |
| CC911 | $25.00 | 12/18/2012 10:55:38 AM |
| social-tostada9 | $50.00 | 12/18/2012 5:21:21 PM |
| Toby1montana | $50.00 | 12/18/2012 5:23:54 PM |
| villagers | $25.00 | 12/18/2012 5:06:38 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:02 PM |
| wdworld | $25.00 | 12/19/2012 6:17:08 AM |
| Index_Plus | $4,000.00 | 12/19/2012 8:45:16 AM |
| profitable-commerce822 | $25.00 | 12/19/2012 10:58:42 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:20 AM |
| Endeavour | $150.00 | 12/19/2012 9:28:45 AM |
| versatile-dime442 | $38.00 | 12/19/2012 9:53:19 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:26:59 AM |
| vivacious-fund2 | $25.00 | 12/19/2012 10:23:12 AM |
| cincy1 | $25.00 | 12/19/2012 10:58:16 AM |
| ahalls | $25.00 | 12/19/2012 9:48:54 AM |
| Rico47 | $25.00 | 12/19/2012 12:53:46 PM |
| bazaar-tulip | $25.00 | 12/5/2012 5:08:31 PM |
| transparency-position | $25.00 | 12/5/2012 5:37:17 PM |
| vutah | $45.00 | 12/5/2012 6:50:54 PM |
| liberty-tostada7 | $50.00 | 12/5/2012 7:30:38 PM |
| natural-worth9 | $100.00 | 12/6/2012 6:33:45 AM |
| bold-social-widget | $50.00 | 12/6/2012 5:14:44 PM |
| thrilling-point2 | $40.00 | 12/6/2012 5:27:12 PM |
| return-point2 | $100.00 | 12/7/2012 5:44:28 PM |
| thrilling-fund427 | $50.00 | 12/7/2012 5:45:07 PM |
| Interest2thePeople | $100.00 | 12/7/2012 5:43:45 PM |
| justreturns | $25.00 | 12/8/2012 12:03:01 PM |
| Jasner | $25.00 | 12/8/2012 1:55:59 PM |
| zorg77 | $25.00 | 12/9/2012 8:51:01 AM |
| simplelender80 | $125.00 | 12/9/2012 1:25:00 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:41 PM |
| authentic-finance194 | $200.00 | 12/11/2012 9:41:57 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:27 AM |
| kalamari | $30.00 | 12/11/2012 1:03:48 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:24 PM |
| new-start18100 | $25.00 | 12/12/2012 9:02:54 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:58 AM |
| E-2 | $100.00 | 12/12/2012 9:50:07 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:23:27 PM |
| balance-force | $28.00 | 12/12/2012 1:52:51 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:08 AM |
| kulender | $100.00 | 12/15/2012 9:24:25 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:02 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:19 AM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:14 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:51 PM |
| RevREB | $25.00 | 12/16/2012 12:18:55 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:18 PM |
| duty-viola | $35.00 | 12/17/2012 9:56:47 AM |
| five-star-justice | $25.00 | 12/17/2012 6:21:10 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:54 AM |
| blueshound | $25.00 | 12/17/2012 7:16:46 AM |
| wizard750 | $28.00 | 12/17/2012 5:00:48 PM |
| kegs | $200.00 | 12/17/2012 1:39:44 PM |
| BankofRon_IRA | $100.00 | 12/17/2012 5:26:16 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:13 AM |
| kingryan | $250.00 | 12/17/2012 5:23:06 PM |
| musegaze | $50.00 | 12/17/2012 6:30:28 PM |
| ell25 | $25.00 | 12/17/2012 6:31:39 PM |
| money-baron | $100.00 | 12/18/2012 10:01:21 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:40 AM |
| paytonbrigadier | $250.00 | 12/18/2012 3:12:44 PM |
| restless-currency | $30.00 | 12/18/2012 10:27:26 AM |
| adaboy65 | $64.00 | 12/18/2012 6:01:07 PM |
| nimble-revenue5 | $100.00 | 12/18/2012 6:53:15 PM |
| jga516 | $25.00 | 12/18/2012 7:02:24 PM |
| bazaar-festivity | $25.00 | 12/18/2012 5:45:13 PM |
| crown-year | $500.00 | 12/19/2012 8:13:25 AM |
| melodious-fairness | $50.00 | 12/18/2012 6:26:47 PM |
| finance-prescription | $100.00 | 12/18/2012 5:49:32 PM |
| economy-producer | $25.00 | 12/18/2012 6:05:54 PM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:02 AM |
| grove88 | $25.00 | 12/18/2012 8:33:41 PM |
| letsmakeitsuccessful | $25.00 | 12/19/2012 10:11:49 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:45 AM |
| tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:46 AM |
| Maetryx | $25.00 | 12/19/2012 9:14:12 AM |
| sinner_c5 | $40.00 | 12/19/2012 12:46:46 PM |
| grf1945 | $40.00 | 12/19/2012 9:32:48 AM |
| Jocelyn | $43.00 | 12/19/2012 9:54:07 AM |
| dansarkis | $25.00 | 12/19/2012 10:04:25 AM |
| natural-worth9 | $400.00 | 12/19/2012 10:14:43 AM |
| top-payout-fixer | $25.00 | 12/19/2012 9:49:47 AM |
| handy-market4 | $25.00 | 12/19/2012 12:16:16 PM |
| korby524 | $25.00 | 12/19/2012 9:59:49 AM |
| RoyFauntleroy | $50.00 | 12/19/2012 1:16:21 PM |
| gain-equator | $25.00 | 12/19/2012 2:36:38 PM |
| gold-disk | $25.00 | 12/19/2012 12:24:22 PM |
| justice-inspector | $50.00 | 12/19/2012 1:58:38 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
681725
This series of Notes was issued and sold upon the funding of the borrower loan #79450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $285.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,467 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mommyof-3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Improve my home. Need new windows, carpet, and other fix me ups
My financial situation:
I am a good candidate for this loan because...I am hard working, recently received a promotion with a significant raise, and will continue to only improve my income.
Monthly net income: $6250
Monthly expenses: $4786
Housing: $2950
Insurance: $100
Car expenses: $351
Utilities: $400
Phone, cable, internet: $185
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $0
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 12/5/2012 9:32:57 AM |
| credit-adventurer313 | $40.00 | 12/4/2012 6:06:10 PM |
| HikeMoab | $25.00 | 12/5/2012 8:43:59 AM |
| Plow_n_Sow | $50.00 | 12/5/2012 9:15:36 AM |
| toblerone | $25.00 | 12/5/2012 7:54:36 PM |
| Kaj | $25.00 | 12/6/2012 10:21:03 AM |
| Tscheddar | $25.00 | 12/6/2012 10:52:21 AM |
| successful-agreement7 | $100.00 | 12/6/2012 5:36:46 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:20 PM |
| return-point2 | $100.00 | 12/6/2012 6:15:57 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:39 AM |
| WalnutCreekguy | $50.00 | 12/6/2012 6:39:23 PM |
| bob450-roth | $25.00 | 12/7/2012 4:47:53 AM |
| Bob450 | $25.00 | 12/7/2012 4:28:25 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:06 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:10 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:37 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:38 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:07 AM |
| zorg77 | $50.00 | 12/14/2012 5:25:49 PM |
| Haydn-sav | $25.00 | 12/14/2012 6:11:02 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:45 PM |
| kulender | $100.00 | 12/15/2012 9:24:06 AM |
| HoosierDaddie | $44.00 | 12/15/2012 10:53:58 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:36 AM |
| durability-mad-scientist4 | $29.00 | 12/15/2012 12:18:21 PM |
| Capitalincome | $25.00 | 12/15/2012 10:03:37 AM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:31 AM |
| mvalley | $25.00 | 12/15/2012 12:39:17 PM |
| wild_carrot | $25.00 | 12/15/2012 12:48:50 PM |
| 1randyp | $25.00 | 12/15/2012 12:58:16 PM |
| restless-currency | $40.00 | 12/15/2012 1:03:29 PM |
| finance-prescription | $100.00 | 12/15/2012 1:09:24 PM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:39 PM |
| riproaringrapids | $50.00 | 12/15/2012 1:27:18 PM |
| EastBayCapital | $25.00 | 12/15/2012 1:41:00 PM |
| chief64 | $200.00 | 12/15/2012 1:48:44 PM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:12 PM |
| genius520 | $100.00 | 12/15/2012 1:18:14 PM |
| rescue | $100.00 | 12/15/2012 12:36:02 PM |
| rupee-artisan | $25.00 | 12/15/2012 1:58:25 PM |
| Hutpit | $50.00 | 12/15/2012 1:58:47 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:52 PM |
| supreme-treasure8 | $100.00 | 12/15/2012 12:44:24 PM |
| enticing-note | $25.00 | 12/15/2012 1:37:54 PM |
| Comoparklender | $25.00 | 12/15/2012 2:07:12 PM |
| panda-lender | $25.00 | 12/15/2012 1:45:29 PM |
| handshake5 | $100.00 | 12/15/2012 12:56:49 PM |
| haplender | $50.00 | 12/15/2012 1:51:20 PM |
| Investor_DP | $100.00 | 12/15/2012 2:36:13 PM |
| blazing-capital2 | $250.00 | 12/15/2012 1:53:39 PM |
| janeybooboo | $100.00 | 12/15/2012 2:37:56 PM |
| progressive-economy261 | $400.00 | 12/15/2012 1:54:54 PM |
| grf1945 | $40.00 | 12/15/2012 1:30:32 PM |
| nimble-revenue5 | $100.00 | 12/15/2012 1:31:34 PM |
| bewitching-dollar5 | $100.00 | 12/15/2012 1:36:13 PM |
| dbmurch | $25.00 | 12/15/2012 1:36:52 PM |
| oldmora | $50.00 | 12/15/2012 2:07:07 PM |
| Cronos | $36.00 | 12/15/2012 2:07:26 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:37 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:46 PM |
| figs4u2 | $100.00 | 12/15/2012 1:40:00 PM |
| computers-er | $25.00 | 12/15/2012 1:42:02 PM |
| Cheburashka | $30.00 | 12/15/2012 1:43:29 PM |
| debt-force | $25.00 | 12/15/2012 1:45:08 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:14 PM |
| Palacios | $50.00 | 12/15/2012 2:32:34 PM |
| Fortuno_per_commodo | $25.00 | 12/15/2012 1:49:49 PM |
| economy-producer | $25.00 | 12/15/2012 1:51:24 PM |
| brilliant-market680 | $25.00 | 12/15/2012 1:52:13 PM |
| SeaDevil | $25.00 | 12/15/2012 1:59:47 PM |
| There-to-help | $25.00 | 12/16/2012 11:34:25 AM |
| new-intuitive-dime | $25.00 | 12/15/2012 2:07:30 PM |
| thezfunk | $25.00 | 12/16/2012 12:51:11 PM |
| ore-authority2 | $50.00 | 12/15/2012 2:08:49 PM |
| productive-ore | $25.00 | 12/15/2012 2:09:57 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:06 PM |
| DreDub | $25.00 | 12/16/2012 10:57:53 AM |
| ryanplays311 | $25.00 | 12/16/2012 12:08:29 PM |
| nukespike | $25.00 | 12/16/2012 12:12:47 PM |
| RevREB | $25.00 | 12/16/2012 12:18:49 PM |
| community-prophesy | $25.00 | 12/16/2012 12:47:43 PM |
| sqdrew | $25.00 | 12/16/2012 12:58:00 PM |
| treasure-atmosphere | $25.00 | 12/16/2012 1:21:46 PM |
| Sardineface | $50.00 | 12/16/2012 4:06:49 PM |
| MakeItPour | $25.00 | 12/16/2012 12:11:15 PM |
| durability-ace9 | $25.00 | 12/16/2012 12:11:59 PM |
| Rollshaft | $25.00 | 12/16/2012 12:39:13 PM |
| interest-griffin | $50.00 | 12/16/2012 1:05:41 PM |
| commerce-venture1 | $25.00 | 12/4/2012 5:17:30 PM |
| valiant-return584 | $50.00 | 12/4/2012 6:18:28 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:53 PM |
| bonus-seahorse | $41.00 | 12/5/2012 3:13:53 PM |
| monster4 | $50.00 | 12/6/2012 5:35:49 PM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:27 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:45 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:34 PM |
| deal-vibrato | $25.00 | 12/8/2012 1:19:25 PM |
| dunkard13 | $100.00 | 12/9/2012 12:12:49 PM |
| pierrelasvegas | $25.00 | 12/10/2012 10:19:12 AM |
| new-start18100 | $25.00 | 12/11/2012 9:51:47 AM |
| E-2 | $100.00 | 12/11/2012 5:26:07 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:57 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:27 PM |
| dunox | $75.00 | 12/12/2012 9:51:04 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:12 PM |
| pragmatic-auction8 | $50.00 | 12/13/2012 6:31:50 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:04 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:37 AM |
| money-bauble | $100.00 | 12/14/2012 10:13:20 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:16 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:02 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:14 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:00 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:36 AM |
| svandgts | $25.00 | 12/15/2012 12:30:27 PM |
| undaunted-loan8 | $70.00 | 12/15/2012 12:31:40 PM |
| melodious-fairness | $50.00 | 12/15/2012 12:35:58 PM |
| CAGE-Investments | $25.00 | 12/15/2012 12:37:32 PM |
| EBITDA | $25.00 | 12/15/2012 12:48:10 PM |
| Beld | $50.00 | 12/15/2012 12:51:46 PM |
| sjc224 | $25.00 | 12/15/2012 12:22:59 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:26 PM |
| compassionate-auction6 | $150.00 | 12/15/2012 1:17:47 PM |
| Railbird | $30.00 | 12/15/2012 1:36:01 PM |
| visionary-payout274 | $25.00 | 12/15/2012 1:43:03 PM |
| jazzlender | $50.00 | 12/15/2012 1:11:34 PM |
| valiant-liberty4 | $25.00 | 12/15/2012 1:14:12 PM |
| ferris2484 | $25.00 | 12/15/2012 1:54:46 PM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:14 PM |
| dariop | $25.01 | 12/15/2012 1:18:49 PM |
| vtr1000 | $25.00 | 12/15/2012 1:20:24 PM |
| williemc44 | $25.00 | 12/15/2012 12:42:21 PM |
| pedroballgame | $50.00 | 12/15/2012 1:32:44 PM |
| repayment-walnut2 | $25.00 | 12/15/2012 1:39:33 PM |
| durability-alien3 | $50.00 | 12/15/2012 1:41:06 PM |
| tolerant-truth2 | $40.00 | 12/15/2012 1:43:34 PM |
| the-shrewd-wampum | $25.00 | 12/15/2012 1:43:47 PM |
| CasaDeTomas | $50.00 | 12/15/2012 1:44:06 PM |
| red-eloquent-rupee | $50.00 | 12/15/2012 1:44:36 PM |
| magnitude787 | $30.00 | 12/15/2012 2:10:16 PM |
| authentic-liberty7 | $25.00 | 12/15/2012 2:22:37 PM |
| Scrooge_McDuck2 | $100.00 | 12/15/2012 1:53:37 PM |
| unforgettable-order9 | $25.00 | 12/15/2012 2:39:18 PM |
| contract-snowdome493 | $40.00 | 12/15/2012 3:31:17 PM |
| hostbank | $84.00 | 12/15/2012 1:32:08 PM |
| MrBailey | $25.00 | 12/15/2012 1:34:52 PM |
| worth-web5 | $50.00 | 12/15/2012 2:07:54 PM |
| MadHun | $200.00 | 12/15/2012 1:39:01 PM |
| JSCharter | $25.00 | 12/15/2012 1:40:40 PM |
| rogue_monster | $50.00 | 12/15/2012 1:41:24 PM |
| ultimate-responsibility0 | $25.00 | 12/16/2012 6:23:31 AM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:48 PM |
| cozy-note | $25.00 | 12/15/2012 1:46:27 PM |
| nex | $25.00 | 12/15/2012 2:27:16 PM |
| rjleves | $25.00 | 12/15/2012 2:28:53 PM |
| Tylerh | $250.00 | 12/15/2012 1:50:57 PM |
| sympathetic-coin6 | $100.00 | 12/15/2012 1:53:09 PM |
| towering-money2 | $100.00 | 12/15/2012 3:47:23 PM |
| the-silver-blaster | $75.00 | 12/15/2012 1:55:53 PM |
| urbane-duty560 | $50.00 | 12/15/2012 1:59:23 PM |
| velocity-solo | $25.00 | 12/16/2012 12:20:51 PM |
| trade-beeper4 | $25.00 | 12/16/2012 12:28:51 PM |
| wale-ld | $30.00 | 12/16/2012 1:35:43 AM |
| tremendous-contract2 | $25.00 | 12/15/2012 2:07:28 PM |
| TrekTune | $25.00 | 12/16/2012 12:48:17 PM |
| rtfproducer | $25.00 | 12/15/2012 2:08:55 PM |
| spiritual-social3 | $25.00 | 12/15/2012 2:09:55 PM |
| pooksat | $25.00 | 12/16/2012 8:36:23 AM |
| industrious-transparency6 | $25.00 | 12/15/2012 2:15:15 PM |
| BankofRon_IRA | $100.00 | 12/15/2012 2:17:56 PM |
| musegaze | $50.00 | 12/15/2012 2:21:46 PM |
| likeable-responsibility6 | $50.00 | 12/15/2012 2:22:38 PM |
| smart-loan7 | $25.00 | 12/16/2012 11:34:51 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:05 PM |
| the-inspired-justice | $25.00 | 12/16/2012 3:14:56 PM |
| CapitalismRocks | $25.00 | 12/16/2012 12:13:06 PM |
| saihu | $25.00 | 12/16/2012 12:14:32 PM |
| bowler252 | $8.15 | 12/16/2012 4:45:58 PM |
| nickel-companion5 | $25.00 | 12/16/2012 12:29:01 PM |
| mr_haldane | $25.00 | 12/16/2012 12:47:47 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:45 PM |
| social-zebra | $36.00 | 12/16/2012 2:55:21 PM |
| dordee | $43.84 | 12/16/2012 12:24:42 PM |
| unassailable-funds754 | $25.00 | 12/16/2012 1:00:30 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:40 PM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
681767
This series of Notes was issued and sold upon the funding of the borrower loan #79317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $402.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,206 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-tolerant-note |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrilling-fund427 | $50.00 | 12/4/2012 5:20:42 PM |
| Dubbs360 | $50.00 | 12/4/2012 5:41:16 PM |
| octoberfresh | $25.00 | 12/4/2012 5:05:28 PM |
| deal-selector5 | $25.00 | 12/4/2012 6:35:07 PM |
| return-point2 | $100.00 | 12/4/2012 5:44:38 PM |
| valiant-return584 | $50.00 | 12/4/2012 6:18:29 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:54 PM |
| LendingPimp_2 | $51.00 | 12/4/2012 7:10:55 PM |
| WalnutCreekguy | $50.00 | 12/4/2012 6:52:13 PM |
| ready-interest9 | $25.00 | 12/4/2012 7:29:39 PM |
| natural-worth9 | $25.00 | 12/5/2012 6:12:35 AM |
| LendingPimp | $102.00 | 12/5/2012 10:09:16 AM |
| duty-accomplishment | $25.00 | 12/5/2012 3:17:24 PM |
| aquariano2 | $25.00 | 12/6/2012 8:49:47 AM |
| return-enthusiast1 | $25.00 | 12/6/2012 12:05:42 PM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:44 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:21 PM |
| LuckyDuck49 | $25.00 | 12/6/2012 9:03:14 PM |
| Kaj | $25.00 | 12/6/2012 6:09:42 PM |
| Lender2895a | $100.00 | 12/7/2012 6:49:43 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:59 AM |
| djkaiser | $25.00 | 12/7/2012 11:23:50 AM |
| justreturns | $25.00 | 12/7/2012 11:06:55 AM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:10 PM |
| 1NiceLender | $25.00 | 12/10/2012 9:36:16 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:38 PM |
| dunkard13 | $100.00 | 12/10/2012 9:48:45 AM |
| MyPFBlog | $25.00 | 12/10/2012 5:15:05 PM |
| patriot897 | $25.00 | 12/10/2012 5:59:58 PM |
| rolltide09 | $50.00 | 12/11/2012 9:59:27 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:08 AM |
| cr8on | $30.00 | 12/11/2012 5:09:22 PM |
| x32248 | $25.00 | 12/12/2012 10:28:39 AM |
| balance-force | $28.00 | 12/12/2012 1:52:45 PM |
| pragmatic-auction8 | $50.00 | 12/13/2012 6:31:50 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:25 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:15 PM |
| kulender | $100.00 | 12/15/2012 9:24:06 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:12 AM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:58 PM |
| g5g | $25.00 | 12/15/2012 12:21:51 PM |
| 1randyp | $25.00 | 12/15/2012 12:58:17 PM |
| restless-currency | $40.00 | 12/15/2012 1:03:29 PM |
| 13nd3r | $25.00 | 12/15/2012 1:05:08 PM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:39 PM |
| SecondChanceLendingSERV | $25.00 | 12/15/2012 1:27:06 PM |
| impressive-loan | $92.00 | 12/15/2012 1:27:29 PM |
| nimble-revenue5 | $100.00 | 12/15/2012 1:31:35 PM |
| Iamthewalrus | $25.00 | 12/15/2012 1:02:19 PM |
| impeccable-ore3 | $25.00 | 12/15/2012 1:48:46 PM |
| supreme-treasure8 | $86.00 | 12/15/2012 12:44:25 PM |
| debt-force | $25.00 | 12/15/2012 1:45:09 PM |
| handshake5 | $88.00 | 12/15/2012 12:56:50 PM |
| simplyonce | $25.00 | 12/15/2012 12:58:18 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:14 PM |
| enchanted-note | $25.00 | 12/15/2012 2:17:35 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:26 PM |
| progressive-economy261 | $400.00 | 12/15/2012 1:54:54 PM |
| Roundhouse | $100.00 | 12/15/2012 4:49:58 PM |
| grf1945 | $40.00 | 12/15/2012 1:30:32 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:46 PM |
| musegaze | $50.00 | 12/15/2012 2:21:47 PM |
| cnovak | $25.00 | 12/15/2012 2:22:11 PM |
| economy-producer | $25.00 | 12/15/2012 1:51:25 PM |
| Railbird | $50.00 | 12/16/2012 1:06:24 PM |
| mercuriant | $25.00 | 12/16/2012 12:07:24 PM |
| Munnie | $25.00 | 12/16/2012 7:45:51 PM |
| MKProfSolutions | $25.00 | 12/16/2012 8:24:47 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:19 PM |
| receptive-affluence035 | $25.00 | 12/17/2012 6:25:26 AM |
| compassionate-auction6 | $150.00 | 12/17/2012 9:11:37 AM |
| velocity-solo | $25.00 | 12/16/2012 12:20:53 PM |
| green-fund-sitar | $25.00 | 12/17/2012 9:21:37 AM |
| tylerfd | $50.00 | 12/17/2012 9:22:16 AM |
| mr_haldane | $25.00 | 12/16/2012 12:47:47 PM |
| durability-ace9 | $25.00 | 12/17/2012 9:24:17 AM |
| LeReve | $68.00 | 12/17/2012 9:52:34 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:45 PM |
| forthright-affluence3 | $30.00 | 12/17/2012 6:30:24 AM |
| tolerant-truth2 | $40.00 | 12/17/2012 10:08:21 AM |
| JSCharter | $25.00 | 12/17/2012 10:12:33 AM |
| lalock | $25.00 | 12/17/2012 7:38:02 AM |
| DadWarbucks | $25.00 | 12/17/2012 9:03:45 AM |
| the-hope-workhorse | $25.00 | 12/17/2012 11:10:58 AM |
| profitable-fairness1 | $75.00 | 12/17/2012 6:16:34 AM |
| mlw | $50.00 | 12/17/2012 2:45:10 PM |
| ore-genius2 | $200.00 | 12/17/2012 7:16:45 AM |
| katnmouse | $55.00 | 12/17/2012 4:24:15 PM |
| bob450-roth | $25.00 | 12/17/2012 4:45:46 PM |
| philanthroful | $25.00 | 12/17/2012 10:09:38 AM |
| kycats01 | $25.00 | 12/17/2012 5:00:49 PM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:07 AM |
| auction-iris9 | $120.00 | 12/17/2012 5:03:47 PM |
| EBITDA | $25.00 | 12/17/2012 5:05:00 PM |
| retire_young | $25.00 | 12/17/2012 5:08:04 PM |
| yield-trader | $25.00 | 12/17/2012 9:27:49 AM |
| cp-family | $75.00 | 12/17/2012 9:38:16 AM |
| cash-kin7 | $25.00 | 12/17/2012 5:21:52 PM |
| sohuge1234 | $25.00 | 12/17/2012 5:22:02 PM |
| kingryan | $216.39 | 12/17/2012 5:23:02 PM |
| sjc224 | $25.00 | 12/17/2012 9:44:42 AM |
| kariviel | $25.00 | 12/17/2012 9:57:42 AM |
| dollardave | $50.00 | 12/17/2012 2:28:50 PM |
| crown-year | $1,200.00 | 12/17/2012 10:03:29 AM |
| integrity-doctor | $100.00 | 12/17/2012 2:50:22 PM |
| giggling_DB | $25.00 | 12/17/2012 10:14:29 AM |
| financial-frenzy | $50.00 | 12/17/2012 5:06:38 PM |
| SummitAdvisors | $44.00 | 12/17/2012 5:08:23 PM |
| JLChamberlain | $25.00 | 12/17/2012 5:11:42 PM |
| 100units | $49.00 | 12/17/2012 5:14:47 PM |
| benefit-admirer8 | $25.00 | 12/17/2012 5:03:19 PM |
| deal-goliath4 | $284.00 | 12/17/2012 5:20:23 PM |
| credit-adventurer313 | $25.00 | 12/4/2012 5:10:29 PM |
| thrilling-point2 | $40.00 | 12/4/2012 5:18:54 PM |
| Wrats6 | $25.00 | 12/4/2012 5:03:06 PM |
| Money__Tree | $200.00 | 12/4/2012 5:41:36 PM |
| money-genome84 | $250.00 | 12/4/2012 6:57:44 PM |
| ucantbeetit | $25.00 | 12/4/2012 6:04:28 PM |
| successful-agreement7 | $100.00 | 12/6/2012 5:36:47 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:46 PM |
| nevee | $25.00 | 12/6/2012 6:23:38 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:39 AM |
| monster4 | $50.00 | 12/7/2012 9:45:44 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:35 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:07 PM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:00 PM |
| tech310 | $50.00 | 12/8/2012 12:36:08 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:36 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:53 PM |
| dukeiyer | $25.00 | 12/10/2012 9:38:46 AM |
| pierrelasvegas | $25.00 | 12/11/2012 9:21:24 AM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:24:41 AM |
| E-2 | $100.00 | 12/11/2012 5:26:07 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:28 PM |
| dunox | $75.00 | 12/12/2012 9:51:05 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:12 PM |
| gain-chosen-one081 | $25.00 | 12/13/2012 9:31:05 AM |
| reaction18 | $50.00 | 12/13/2012 7:05:54 PM |
| money-bauble | $100.00 | 12/14/2012 10:13:20 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:17 PM |
| Sandboxer | $50.00 | 12/14/2012 4:26:12 PM |
| TumbleWeed88 | $25.00 | 12/14/2012 5:54:10 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:02 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:15 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:36 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:40:03 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:00 AM |
| emphatic-responsibility | $41.00 | 12/15/2012 11:24:32 AM |
| rescue | $100.00 | 12/15/2012 12:36:02 PM |
| CAGE-Investments | $25.00 | 12/15/2012 12:37:33 PM |
| fund-blackberry6 | $25.00 | 12/15/2012 12:20:08 PM |
| Beld | $50.00 | 12/15/2012 12:51:46 PM |
| 108-IRA | $90.00 | 12/15/2012 12:52:31 PM |
| structure9 | $25.00 | 12/15/2012 1:30:45 PM |
| EnglishGeekInNYC | $25.00 | 12/15/2012 1:36:27 PM |
| reordan | $25.00 | 12/15/2012 1:13:30 PM |
| valiant-liberty4 | $25.00 | 12/15/2012 1:14:13 PM |
| fervent-repayment | $100.00 | 12/15/2012 1:18:40 PM |
| Sid-K | $25.00 | 12/15/2012 12:37:58 PM |
| bazaar-festivity | $25.00 | 12/15/2012 12:56:16 PM |
| finance-prescription | $100.00 | 12/15/2012 2:08:45 PM |
| magnitude787 | $30.00 | 12/15/2012 2:10:16 PM |
| LoanerPrincipal | $25.00 | 12/15/2012 2:50:38 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:53 PM |
| alexander-hamilton | $200.00 | 12/15/2012 1:20:43 PM |
| HLender | $30.00 | 12/15/2012 6:25:32 PM |
| wowlender | $25.00 | 12/15/2012 2:08:47 PM |
| BankofRon_IRA | $100.00 | 12/15/2012 2:17:56 PM |
| Investor_DP | $100.00 | 12/15/2012 2:36:13 PM |
| haplender | $50.00 | 12/15/2012 1:51:21 PM |
| nukespike | $25.00 | 12/16/2012 12:12:48 PM |
| RevREB | $25.00 | 12/16/2012 12:18:49 PM |
| sqdrew | $25.00 | 12/16/2012 12:58:00 PM |
| smart-loan7 | $25.00 | 12/16/2012 11:34:51 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:05 PM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:25 PM |
| svandgts | $25.00 | 12/16/2012 12:18:35 PM |
| ethical-truth211 | $100.00 | 12/16/2012 7:15:39 PM |
| treasure-ace | $25.00 | 12/16/2012 7:33:42 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:07 PM |
| nex | $25.00 | 12/16/2012 1:30:14 PM |
| five-star-justice | $25.00 | 12/17/2012 6:21:08 AM |
| DreDub | $25.00 | 12/16/2012 10:57:53 AM |
| jstefans | $25.00 | 12/17/2012 9:11:42 AM |
| Myrick | $25.00 | 12/16/2012 8:28:01 PM |
| new-smart-deal | $50.00 | 12/17/2012 9:34:00 AM |
| HenryS | $30.00 | 12/17/2012 9:58:25 AM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 9:58:40 AM |
| unassuming-note | $25.00 | 12/17/2012 10:00:19 AM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:15 AM |
| new-gold-wrangler | $1,000.00 | 12/17/2012 10:03:03 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:49 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:41 PM |
| quest0 | $50.00 | 12/16/2012 5:33:02 PM |
| ectasy683 | $25.00 | 12/16/2012 8:21:58 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:14 PM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:13 AM |
| listing-escalator9 | $25.00 | 12/17/2012 9:27:13 AM |
| Bob450 | $25.00 | 12/17/2012 9:35:17 AM |
| exchange-pudding0 | $25.00 | 12/17/2012 8:28:30 AM |
| p2p-rocker141 | $25.00 | 12/17/2012 10:25:13 AM |
| tolerant-responsibility051 | $50.00 | 12/17/2012 9:14:13 AM |
| CapitalismRocks | $25.00 | 12/17/2012 5:07:28 PM |
| Midwestvalues | $100.00 | 12/17/2012 5:09:19 PM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:03 AM |
| duty-flow23 | $25.00 | 12/17/2012 5:16:53 PM |
| asset-portait013 | $100.00 | 12/17/2012 5:19:28 PM |
| Vreet | $25.00 | 12/17/2012 5:21:46 PM |
| wetlands | $200.00 | 12/17/2012 5:22:00 PM |
| natural-worth9 | $50.00 | 12/17/2012 1:39:13 PM |
| brilliant-market680 | $25.00 | 12/17/2012 9:55:01 AM |
| 87Marc | $25.00 | 12/17/2012 10:03:39 AM |
| tostada88 | $25.00 | 12/17/2012 10:18:59 AM |
| BradP | $25.00 | 12/17/2012 10:20:31 AM |
| blue-nourishing-principal | $50.00 | 12/17/2012 5:06:00 PM |
| justice-economist | $25.00 | 12/17/2012 5:08:38 PM |
| top-payout-fixer | $25.00 | 12/17/2012 5:09:30 PM |
| compatible-deal9 | $25.00 | 12/17/2012 12:37:17 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:29 PM |
| Isotope | $25.00 | 12/17/2012 1:31:15 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:12 PM |
| order-banshee3 | $25.00 | 12/17/2012 3:58:43 PM |
| wale-ld | $32.61 | 12/17/2012 4:29:59 PM |
| visionary-payout274 | $25.00 | 12/17/2012 5:01:04 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:38 PM |
| responsive-principal8 | $25.00 | 12/17/2012 5:08:44 PM |
| red-power-pecan | $50.00 | 12/17/2012 5:16:24 PM |
| circuitfive | $25.00 | 12/17/2012 5:19:31 PM |
| 228 Investments
|
Borrower Payment Dependent Notes Series
681891
This series of Notes was issued and sold upon the funding of the borrower loan #79314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 7.01% |
Borrower rate/APR:
| 8.01% / 11.73% |
Monthly payment:
| $1,043.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 4.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,533 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loan-aviary9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
To pay off 3 credit cards. I am a tenure school guidance counselor, my job is secure therefore I will make my Payments and finish paying my debt faster.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| notabanker | $25.00 | 12/4/2012 9:05:01 AM |
| openness-antioxidant | $100.00 | 12/4/2012 9:13:33 AM |
| Zolton | $300.00 | 12/4/2012 9:43:53 AM |
| green28 | $75.00 | 12/4/2012 9:47:31 AM |
| note-willow8 | $25.00 | 12/4/2012 10:10:10 AM |
| MicroLender357 | $25.00 | 12/4/2012 9:13:07 AM |
| PaintedLady | $25.00 | 12/4/2012 10:42:07 AM |
| natural-worth9 | $100.00 | 12/4/2012 10:49:43 AM |
| the-sweet-penny2 | $25.00 | 12/4/2012 12:02:46 PM |
| prudent-deal662 | $25.00 | 12/4/2012 12:23:22 PM |
| pesoologist3 | $200.00 | 12/4/2012 5:36:52 PM |
| benefit-thunder0 | $25.00 | 12/4/2012 4:12:28 PM |
| supernova719 | $75.00 | 12/4/2012 6:25:15 PM |
| wetlands | $200.00 | 12/4/2012 5:32:03 PM |
| ghettodrvr | $25.00 | 12/4/2012 5:34:56 PM |
| salala | $25.00 | 12/4/2012 6:09:17 PM |
| momentous-velocity5 | $75.00 | 12/4/2012 6:30:39 PM |
| joecool1981 | $344.00 | 12/4/2012 6:10:22 PM |
| soulful-p2p432 | $25.00 | 12/4/2012 6:40:19 PM |
| imdave4me | $50.00 | 12/5/2012 7:49:18 AM |
| payout-motivator0 | $50.00 | 12/5/2012 9:15:55 AM |
| bold-towering-velocity | $30.00 | 12/5/2012 9:22:55 AM |
| helpyougrow | $25.00 | 12/5/2012 9:57:41 AM |
| Harry | $31.00 | 12/5/2012 9:49:07 AM |
| thorough-marketplace441 | $35.00 | 12/5/2012 1:50:29 PM |
| Kentrader14 | $150.00 | 12/5/2012 8:23:45 PM |
| motion91 | $500.00 | 12/6/2012 5:38:22 PM |
| responsibility-aurora1 | $25.00 | 12/7/2012 5:03:03 AM |
| agbullet55443 | $200.00 | 12/6/2012 10:10:21 PM |
| jubilant-benjamins567 | $26.00 | 12/7/2012 5:55:03 AM |
| capnmonks | $50.00 | 12/7/2012 12:28:21 AM |
| octoberfresh | $25.00 | 12/7/2012 10:06:25 AM |
| thg0703 | $25.00 | 12/7/2012 12:31:20 PM |
| new-diversification-owner | $25.00 | 12/7/2012 3:02:55 PM |
| fight4whatsright | $25.00 | 12/8/2012 1:03:40 PM |
| magical-kindness888888 | $50.00 | 12/8/2012 5:09:11 PM |
| CorporateRaider | $25.00 | 12/9/2012 7:04:34 AM |
| sincere-funds470 | $25.00 | 12/10/2012 10:36:35 AM |
| astute-bazaar6 | $250.00 | 12/10/2012 7:49:17 PM |
| a-versatile-power | $25.00 | 12/11/2012 5:03:24 AM |
| liberty-berserker | $50.00 | 12/11/2012 7:44:15 PM |
| Roundhouse | $100.00 | 12/12/2012 8:03:55 AM |
| InvestorATL | $64.40 | 12/12/2012 2:01:33 PM |
| brilliance258 | $25.00 | 12/12/2012 9:57:03 PM |
| bold-generosity-enlightenment | $70.00 | 12/13/2012 1:06:52 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:40:37 AM |
| money-ballet6 | $25.00 | 12/12/2012 11:16:05 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:27 PM |
| a-foxy-balance | $25.00 | 12/13/2012 12:00:28 PM |
| djmikmik | $35.80 | 12/13/2012 3:16:13 PM |
| penny-drum7 | $25.00 | 12/13/2012 5:28:50 PM |
| fund-human459 | $500.00 | 12/14/2012 11:38:46 AM |
| fund-booster4 | $48.00 | 12/14/2012 5:40:19 PM |
| liberty-berserker | $75.00 | 12/15/2012 10:42:17 AM |
| snoop4jc | $50.00 | 12/15/2012 7:07:52 AM |
| bazaar-tiramisu4 | $25.00 | 12/15/2012 9:06:41 AM |
| kind-durability-battalion | $50.00 | 12/15/2012 10:24:15 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:28 AM |
| authoritative-loot | $25.00 | 12/15/2012 1:12:05 PM |
| SBT | $25.00 | 12/15/2012 12:18:46 PM |
| Gold-bug | $50.00 | 12/15/2012 12:36:13 PM |
| There-to-help | $25.00 | 12/16/2012 11:35:59 AM |
| balanced-integrity4 | $116.83 | 12/16/2012 9:34:33 AM |
| afford83 | $30.00 | 12/16/2012 10:22:34 AM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:49:01 PM |
| ccook1998 | $25.00 | 12/16/2012 1:39:32 PM |
| supersarah61 | $25.00 | 12/15/2012 4:32:37 PM |
| JinNing | $60.00 | 12/15/2012 5:00:32 PM |
| one2save | $25.00 | 12/16/2012 6:14:07 PM |
| dordee | $60.00 | 12/16/2012 12:22:56 PM |
| statuesque-listing929 | $100.00 | 12/16/2012 7:13:04 PM |
| BMerrick | $25.00 | 12/17/2012 9:18:00 AM |
| new-transparent-bazaar | $25.00 | 12/17/2012 8:43:42 AM |
| booster321 | $25.00 | 12/17/2012 8:45:39 AM |
| ncg1983 | $25.00 | 12/17/2012 10:36:48 AM |
| steady-silver6 | $50.00 | 12/17/2012 5:06:33 PM |
| natural-worth9 | $400.00 | 12/17/2012 7:06:30 PM |
| Zach842 | $25.00 | 12/4/2012 10:06:16 AM |
| Helping_1_at_a_time | $25.00 | 12/4/2012 10:28:39 AM |
| rakem777 | $25.00 | 12/4/2012 10:53:33 AM |
| sun818 | $25.00 | 12/4/2012 10:03:29 AM |
| CreditBuilder2 | $25.01 | 12/4/2012 11:03:55 AM |
| healthy-peace427 | $100.00 | 12/4/2012 10:48:57 AM |
| investment-ballet329 | $25.00 | 12/4/2012 11:08:11 AM |
| payment-halo | $25.00 | 12/4/2012 12:11:09 PM |
| kinetic-loot436 | $30.00 | 12/4/2012 11:25:47 AM |
| listing-flower2 | $100.00 | 12/4/2012 1:07:50 PM |
| first-cordial-funds | $40.00 | 12/4/2012 12:29:18 PM |
| chi-Money | $75.00 | 12/4/2012 4:26:11 PM |
| urbane-moola4 | $25.00 | 12/4/2012 5:17:48 PM |
| qsolo | $25.00 | 12/4/2012 4:57:41 PM |
| nickel-omatic8 | $25.00 | 12/4/2012 5:23:06 PM |
| leodaguy | $100.00 | 12/4/2012 6:39:38 PM |
| AcProb5 | $100.00 | 12/4/2012 5:44:30 PM |
| Shomee_dmoney | $25.00 | 12/4/2012 5:47:05 PM |
| jennifer55126 | $25.00 | 12/4/2012 6:08:39 PM |
| courageous-vigilance310520 | $50.00 | 12/4/2012 10:16:52 PM |
| optostar | $25.00 | 12/4/2012 6:41:25 PM |
| durability-mover5 | $50.00 | 12/4/2012 6:42:35 PM |
| elfincove | $78.06 | 12/4/2012 6:49:51 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:44 PM |
| hokiefan08 | $72.02 | 12/5/2012 6:10:56 AM |
| direct-affluence8 | $50.00 | 12/5/2012 11:51:16 AM |
| amplifier07 | $25.00 | 12/5/2012 12:59:55 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:07 PM |
| QuidWilson | $50.00 | 12/5/2012 4:33:00 PM |
| Prowess_in_Babylon | $25.00 | 12/6/2012 4:56:08 AM |
| bullet-shark | $25.00 | 12/6/2012 8:06:30 AM |
| new-dynamic-value | $100.00 | 12/6/2012 12:37:13 PM |
| richboy56 | $25.00 | 12/6/2012 7:39:12 PM |
| Plutis | $25.00 | 12/6/2012 6:31:05 PM |
| Corlei | $50.00 | 12/7/2012 4:03:58 AM |
| Cheapo1234 | $47.18 | 12/6/2012 8:45:20 PM |
| tommyb34 | $25.00 | 12/7/2012 7:36:19 AM |
| jkguy1 | $175.00 | 12/7/2012 9:19:38 AM |
| JS1008 | $25.00 | 12/7/2012 9:45:54 AM |
| velocity-motivator6 | $25.00 | 12/7/2012 4:33:47 PM |
| felicity-strawberry4 | $25.00 | 12/7/2012 12:18:44 PM |
| oxnard | $50.00 | 12/8/2012 7:13:54 AM |
| FAsAreDUMB | $25.00 | 12/8/2012 9:12:11 AM |
| orange-dedication-maple | $25.00 | 12/7/2012 9:12:57 PM |
| hawkeyes26 | $50.00 | 12/8/2012 11:08:13 AM |
| unforgettable-return6 | $50.00 | 12/9/2012 9:09:03 AM |
| historic-reward468 | $100.00 | 12/8/2012 4:45:15 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:44 PM |
| mac-triskele | $25.00 | 12/9/2012 1:49:54 PM |
| heroic-payout9 | $25.85 | 12/9/2012 11:22:00 AM |
| point-bandit | $50.00 | 12/9/2012 12:40:01 PM |
| simplelender80 | $100.00 | 12/9/2012 1:51:40 PM |
| roadredwood | $25.00 | 12/10/2012 8:32:17 AM |
| young_investor112 | $25.00 | 12/9/2012 10:17:47 PM |
| wildanne | $50.00 | 12/10/2012 10:20:21 AM |
| efficient-greenback6 | $26.33 | 12/10/2012 10:56:27 AM |
| FPidge | $25.00 | 12/10/2012 8:41:47 PM |
| credit-rocket4 | $25.00 | 12/10/2012 8:49:27 PM |
| perfume956 | $50.00 | 12/11/2012 9:59:52 AM |
| radforj22 | $36.44 | 12/11/2012 3:18:05 PM |
| imdave4me | $42.46 | 12/11/2012 3:19:18 PM |
| WhiteInvestor | $25.00 | 12/12/2012 9:05:43 AM |
| Ocean713 | $75.00 | 12/12/2012 12:13:59 PM |
| kfrench | $75.00 | 12/12/2012 11:05:26 AM |
| djh47a | $50.00 | 12/12/2012 12:55:41 PM |
| kind-fantastic-camaraderi | $25.00 | 12/13/2012 9:30:23 AM |
| top-power-apple | $26.27 | 12/13/2012 10:38:14 AM |
| Surprises423 | $25.00 | 12/13/2012 3:31:30 PM |
| cocorico12 | $50.00 | 12/13/2012 10:21:40 PM |
| crown-year | $1,000.00 | 12/14/2012 8:28:22 AM |
| SemperFiMarines | $25.00 | 12/14/2012 12:50:41 PM |
| sprinter | $50.00 | 12/14/2012 10:07:33 AM |
| joe_matadatz | $25.00 | 12/14/2012 11:02:08 AM |
| greenback-position633 | $25.00 | 12/15/2012 10:45:58 AM |
| hurricaneb | $100.00 | 12/15/2012 8:21:07 AM |
| MBA_moneylender | $29.00 | 12/14/2012 9:51:46 PM |
| Bosibz | $50.00 | 12/15/2012 7:58:22 AM |
| JC_12 | $100.00 | 12/15/2012 12:33:30 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:37 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:02 PM |
| Reddy_Capital | $25.00 | 12/16/2012 12:08:17 PM |
| yzak_san | $50.00 | 12/15/2012 9:23:27 PM |
| rupeeasaurus7 | $25.00 | 12/16/2012 8:53:41 PM |
| PeerlessChino | $25.00 | 12/16/2012 7:22:16 AM |
| finance-fighter4 | $47.51 | 12/16/2012 10:39:36 AM |
| GenerousGentleMan | $40.00 | 12/16/2012 3:23:37 PM |
| safe-bill7 | $31.50 | 12/16/2012 5:31:12 PM |
| chilandman | $50.00 | 12/16/2012 12:19:35 PM |
| benefit-awakening9 | $100.00 | 12/16/2012 4:51:07 PM |
| indomart | $25.00 | 12/17/2012 12:52:28 PM |
| Digger85 | $100.00 | 12/17/2012 4:34:27 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:18:32 AM |
| youthful-bonus3 | $84.49 | 12/17/2012 5:02:37 PM |
| sophisticated-diversification5 | $50.00 | 12/17/2012 10:30:40 AM |
| compatible-deal9 | $25.00 | 12/17/2012 12:32:23 PM |
| silver-plato | $100.00 | 12/17/2012 1:19:48 PM |
| resplendent-moola | $100.00 | 12/17/2012 10:27:08 AM |
| EODLEGS | $25.00 | 12/17/2012 6:00:02 PM |
| murtaza | $250.00 | 12/17/2012 12:22:24 PM |
| mad-scientist418 | $25.00 | 12/17/2012 6:46:59 PM |
| jwsf1977 | $50.00 | 12/17/2012 9:01:57 PM |
| Montgomery-Burns | $25.00 | 12/17/2012 7:49:08 PM |
| principal-bull | $25.00 | 12/17/2012 8:13:11 PM |
| currency-launcher0 | $50.00 | 12/17/2012 6:32:37 PM |
| MikeMann | $100.00 | 12/17/2012 7:58:32 PM |
| funds-rascal | $91.85 | 12/17/2012 9:27:00 PM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
681913
This series of Notes was issued and sold upon the funding of the borrower loan #79170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $243.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,169 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| zone422 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 12/4/2012 9:05:55 AM |
| jiftostada | $25.00 | 12/4/2012 9:21:51 AM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:51:02 AM |
| selector568 | $300.00 | 12/4/2012 10:53:39 AM |
| Silver_Rupee | $25.00 | 12/4/2012 11:03:29 AM |
| thrilling-fund427 | $50.00 | 12/4/2012 5:20:53 PM |
| thrilling-point2 | $40.00 | 12/4/2012 5:19:15 PM |
| marketplace-singularity3 | $25.00 | 12/5/2012 7:25:13 AM |
| kenji4861 | $25.00 | 12/7/2012 9:04:55 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:55 AM |
| justreturns | $25.00 | 12/7/2012 11:06:55 AM |
| asset-professor | $35.00 | 12/7/2012 10:58:00 AM |
| EFS | $200.00 | 12/7/2012 12:39:26 PM |
| FinDoc | $25.00 | 12/7/2012 4:18:10 PM |
| power-spartan5 | $25.00 | 12/7/2012 6:55:11 PM |
| special-transparency2 | $30.00 | 12/10/2012 10:29:07 AM |
| wildanne | $50.00 | 12/10/2012 9:43:24 AM |
| authentic-finance194 | $200.00 | 12/11/2012 9:51:12 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:58 AM |
| kalamari | $30.00 | 12/11/2012 1:03:34 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:38 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:22 PM |
| erowis | $50.00 | 12/11/2012 6:59:15 PM |
| x32248 | $25.00 | 12/12/2012 10:07:34 AM |
| balance-force | $28.00 | 12/12/2012 1:52:43 PM |
| reaction18 | $50.00 | 12/13/2012 7:05:53 PM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:42 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:32 PM |
| enchanted-diversification496 | $50.00 | 12/15/2012 12:06:34 PM |
| Elefunt | $25.00 | 12/15/2012 12:41:55 PM |
| ItsJustMe79 | $25.00 | 12/15/2012 1:19:24 PM |
| miked8303 | $75.00 | 12/15/2012 1:24:19 PM |
| ethical-truth211 | $250.00 | 12/16/2012 3:09:49 AM |
| deal-seagull7 | $50.00 | 12/16/2012 6:37:29 AM |
| Loan_shark718 | $35.00 | 12/16/2012 8:36:37 AM |
| platinum-czar | $25.00 | 12/15/2012 3:29:59 PM |
| mindful-deal289 | $25.00 | 12/16/2012 11:07:55 AM |
| Roundhouse | $50.00 | 12/15/2012 4:50:55 PM |
| emergencyMD | $25.00 | 12/15/2012 8:06:56 PM |
| tommymtg7 | $25.00 | 12/16/2012 1:33:50 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:07 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:43 PM |
| supersarah61 | $25.00 | 12/15/2012 4:29:46 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:37 PM |
| commitment-farm | $50.00 | 12/15/2012 6:40:08 PM |
| natural-point1 | $25.00 | 12/15/2012 9:20:20 PM |
| quick | $50.00 | 12/16/2012 8:26:45 AM |
| desertoasis | $25.00 | 12/17/2012 7:33:17 AM |
| katnmouse | $40.00 | 12/16/2012 12:09:04 PM |
| mpatrick | $75.00 | 12/17/2012 10:15:54 AM |
| capital-web7 | $50.00 | 12/17/2012 1:03:36 PM |
| compassion-paladin042 | $25.00 | 12/17/2012 9:30:38 AM |
| deal-galleon | $25.00 | 12/17/2012 7:19:19 AM |
| dukeiyer | $25.00 | 12/17/2012 10:43:12 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:12 AM |
| MarkEH | $25.00 | 12/17/2012 1:24:30 PM |
| LeReve | $109.00 | 12/17/2012 5:31:41 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:10 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:38 AM |
| ectasy683 | $25.00 | 12/17/2012 5:08:10 PM |
| JGENERAL | $25.00 | 12/17/2012 5:20:43 PM |
| csa_101824 | $25.00 | 12/17/2012 5:21:09 PM |
| deal-upholder360 | $25.00 | 12/17/2012 3:17:15 PM |
| compassionate-auction6 | $41.00 | 12/17/2012 5:35:24 PM |
| wwwUniversal | $25.00 | 12/17/2012 5:45:41 PM |
| bid-banjo3 | $86.00 | 12/17/2012 5:13:31 PM |
| red-power-pecan | $30.00 | 12/17/2012 5:16:24 PM |
| 1randyp | $25.00 | 12/17/2012 6:10:43 PM |
| payout-achievement | $50.00 | 12/17/2012 6:12:45 PM |
| meoates1 | $25.00 | 12/17/2012 6:13:39 PM |
| Leshan | $50.00 | 12/17/2012 6:00:58 PM |
| green-loyalty-web | $25.00 | 12/17/2012 6:08:47 PM |
| return-point2 | $100.00 | 12/4/2012 10:11:15 AM |
| Dubbs360 | $50.00 | 12/4/2012 9:23:01 AM |
| deal-selector5 | $25.00 | 12/4/2012 10:04:32 AM |
| Nco | $100.00 | 12/4/2012 10:36:43 AM |
| orange-preeminant-bill | $25.00 | 12/4/2012 10:34:21 AM |
| octoberfresh | $25.00 | 12/4/2012 11:24:06 AM |
| aquariano2 | $25.00 | 12/4/2012 3:31:04 PM |
| Interest2thePeople | $100.00 | 12/4/2012 5:16:11 PM |
| Christophe | $25.00 | 12/5/2012 6:56:06 AM |
| finder61 | $25.00 | 12/4/2012 8:57:27 PM |
| LuvToLend | $25.00 | 12/6/2012 6:32:03 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:31 PM |
| Kaj | $25.00 | 12/7/2012 6:02:12 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:29 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:33 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:51 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:36 PM |
| 1NiceLender | $25.00 | 12/10/2012 9:34:44 AM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:14:14 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:57 PM |
| vigorous-velocity | $300.00 | 12/11/2012 5:30:37 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:25:13 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:09 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:29 AM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:15 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:37 PM |
| Truckie-FD | $28.72 | 12/16/2012 1:48:29 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:13 PM |
| unconquerable-cash | $25.00 | 12/16/2012 11:43:05 PM |
| repayment-liberator7 | $25.00 | 12/16/2012 7:10:18 AM |
| benefit-hunter5 | $25.00 | 12/16/2012 2:26:40 PM |
| Wordsmth | $25.00 | 12/16/2012 1:44:59 PM |
| philanthroful | $25.00 | 12/17/2012 10:06:39 AM |
| integrity-electron9 | $50.00 | 12/17/2012 10:20:29 AM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:44 AM |
| dordee | $32.54 | 12/17/2012 1:08:26 PM |
| pennybypenny | $25.00 | 12/17/2012 9:39:05 AM |
| market-pudding | $25.00 | 12/17/2012 2:30:42 PM |
| newest-peso-excellence | $100.00 | 12/17/2012 3:10:19 PM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 9:58:39 AM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:06 AM |
| Whatssofunnybout | $33.00 | 12/17/2012 10:42:38 AM |
| economy-producer | $25.00 | 12/17/2012 5:14:14 PM |
| jstnow | $25.00 | 12/17/2012 11:22:58 AM |
| jmcdon7230 | $25.00 | 12/17/2012 5:19:07 PM |
| cash-kin7 | $25.00 | 12/17/2012 5:21:51 PM |
| top-historic-peso | $25.00 | 12/17/2012 5:23:51 PM |
| vontuse | $25.00 | 12/17/2012 5:25:30 PM |
| integrity-doctor | $100.00 | 12/17/2012 2:49:28 PM |
| mikbos | $25.00 | 12/17/2012 5:40:45 PM |
| Diamond_Jim | $25.00 | 12/17/2012 5:42:12 PM |
| gain-chosen-one081 | $25.00 | 12/17/2012 5:43:27 PM |
| EL_Papin | $25.00 | 12/17/2012 10:22:20 AM |
| peso-trailblazer0 | $25.00 | 12/17/2012 2:51:18 PM |
| social-cocktail1 | $200.00 | 12/17/2012 5:31:55 PM |
| TronMedici | $50.00 | 12/17/2012 5:45:59 PM |
| E-2 | $100.00 | 12/17/2012 5:09:27 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:05:18 PM |
| nimble-revenue5 | $78.00 | 12/17/2012 6:09:17 PM |
| loan-wasp | $25.00 | 12/17/2012 6:11:53 PM |
| KB-IRA | $1,000.00 | 12/17/2012 5:21:00 PM |
| michaelray703 | $25.00 | 12/17/2012 5:22:21 PM |
| Thunderswan | $41.00 | 12/17/2012 5:27:42 PM |
| Toby1montana | $34.00 | 12/17/2012 6:02:37 PM |
| davisfl | $25.00 | 12/17/2012 6:02:49 PM |
| bartekr | $50.00 | 12/17/2012 6:03:35 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
681945
This series of Notes was issued and sold upon the funding of the borrower loan #79637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,442.15 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $567.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,106 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-alert |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: good
I am a good candidate for this loan because...i always pay on time
i work alot of overtime so i don't exactly know what to put for monthly income
Monthly net income: $2000
Monthly expenses: $
Housing: $602.00
Insurance: $included in mortage
Car expenses: $400
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $send minimum 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/17/2012 6:39:24 PM |
| deal-selector5 | $25.00 | 12/5/2012 9:17:08 AM |
| valiant-return584 | $50.00 | 12/5/2012 9:29:18 AM |
| money-genome84 | $250.00 | 12/5/2012 9:43:16 AM |
| WalnutCreekguy | $31.00 | 12/5/2012 9:02:12 AM |
| berniemadeoff | $65.00 | 12/5/2012 11:41:29 AM |
| liberty-tostada7 | $50.00 | 12/5/2012 11:55:43 AM |
| treasure-bliss | $25.00 | 12/5/2012 10:50:51 AM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:35 PM |
| successful-agreement7 | $40.00 | 12/6/2012 5:36:56 PM |
| natural-worth9 | $100.00 | 12/6/2012 4:10:38 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:59 PM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:46 PM |
| EFS | $200.00 | 12/6/2012 6:28:56 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:22 PM |
| kila-designer | $149.00 | 12/7/2012 9:04:26 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:40 AM |
| monster4 | $41.00 | 12/7/2012 9:45:45 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:03 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:12 PM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:02 PM |
| tech310 | $50.00 | 12/8/2012 12:36:10 PM |
| dunkard13 | $100.00 | 12/10/2012 9:48:46 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:51 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:18 AM |
| E-2 | $100.00 | 12/11/2012 5:26:08 PM |
| cr8on | $30.00 | 12/11/2012 5:09:23 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:34 PM |
| pierrelasvegas | $25.00 | 12/12/2012 10:00:47 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:25:30 PM |
| balance-force | $28.00 | 12/12/2012 1:52:48 PM |
| cardminger | $25.00 | 12/12/2012 6:27:19 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:30 AM |
| gain-chosen-one081 | $25.00 | 12/14/2012 5:44:40 PM |
| kulender | $100.00 | 12/15/2012 9:24:21 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:43:24 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:37 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:19 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:01 AM |
| money-bauble | $100.00 | 12/15/2012 1:09:53 PM |
| pragmatic-auction8 | $25.00 | 12/15/2012 2:09:44 PM |
| Investor_DP | $36.00 | 12/15/2012 2:36:14 PM |
| HLender | $30.00 | 12/15/2012 6:25:35 PM |
| wizard750 | $28.00 | 12/16/2012 12:01:54 PM |
| CalBear08 | $33.33 | 12/16/2012 12:39:54 PM |
| duty-viola | $35.00 | 12/16/2012 1:07:52 PM |
| CAGE-Investments | $25.00 | 12/16/2012 1:08:23 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:50 PM |
| receptive-affluence035 | $25.00 | 12/17/2012 6:25:27 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:17 PM |
| five-star-justice | $25.00 | 12/17/2012 6:21:09 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:52 AM |
| musegaze | $50.00 | 12/17/2012 10:13:33 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:46 PM |
| Munnie | $25.00 | 12/16/2012 7:45:52 PM |
| pennybypenny | $25.00 | 12/17/2012 9:44:10 AM |
| income-buddy7 | $50.00 | 12/17/2012 5:38:07 PM |
| rysil | $35.00 | 12/17/2012 6:00:24 PM |
| statuesque-affluence058 | $25.00 | 12/17/2012 6:02:43 PM |
| tolerant-responsibility051 | $523.00 | 12/17/2012 6:07:13 PM |
| Zane314 | $50.00 | 12/17/2012 6:11:17 PM |
| haplender | $50.00 | 12/17/2012 5:08:25 PM |
| BK2SEA | $25.00 | 12/17/2012 6:26:46 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:30 PM |
| economy-producer | $25.00 | 12/17/2012 5:14:16 PM |
| kegs | $200.00 | 12/17/2012 1:39:43 PM |
| a-enticing-reward | $25.00 | 12/17/2012 6:46:16 PM |
| PrimeFunding | $25.00 | 12/17/2012 6:52:24 PM |
| fair-hope | $25.00 | 12/17/2012 7:01:11 PM |
| money-baron | $100.00 | 12/17/2012 7:04:40 PM |
| unforgettable-order9 | $25.00 | 12/17/2012 7:11:43 PM |
| adaboy65 | $82.00 | 12/17/2012 5:34:00 PM |
| mummey | $50.00 | 12/17/2012 5:37:53 PM |
| upright-commitment5 | $25.00 | 12/17/2012 5:47:02 PM |
| strive2 | $25.00 | 12/17/2012 5:52:25 PM |
| indomitable-dedication | $25.00 | 12/17/2012 5:53:47 PM |
| moola-wildebeest3 | $50.00 | 12/17/2012 6:02:30 PM |
| nimble-revenue5 | $100.00 | 12/17/2012 6:09:17 PM |
| velocity-pear | $25.00 | 12/17/2012 6:11:30 PM |
| Bank_of_the_Galaxy | $25.00 | 12/18/2012 7:35:28 AM |
| kingryan | $250.00 | 12/17/2012 5:23:06 PM |
| deal-banker | $50.00 | 12/18/2012 8:56:10 AM |
| fervent-repayment | $100.00 | 12/17/2012 6:52:49 PM |
| durability-ace9 | $25.00 | 12/17/2012 5:44:34 PM |
| Toby1montana | $50.00 | 12/17/2012 6:02:37 PM |
| melodious-fairness | $50.00 | 12/17/2012 6:06:43 PM |
| social-tostada9 | $50.00 | 12/17/2012 6:24:26 PM |
| income-hugger898 | $50.00 | 12/18/2012 10:18:16 AM |
| delicious-value973 | $100.00 | 12/17/2012 6:35:18 PM |
| Palacios | $50.00 | 12/17/2012 6:56:56 PM |
| UBOtto186 | $50.00 | 12/18/2012 9:12:35 AM |
| Wrats6 | $25.00 | 12/18/2012 2:56:50 PM |
| IOHOVA | $25.00 | 12/17/2012 9:49:32 PM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:53 PM |
| compassionate-auction6 | $150.00 | 12/18/2012 9:56:12 AM |
| intrepid-compassion29 | $25.00 | 12/18/2012 6:40:43 AM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:13 AM |
| restless-currency | $40.00 | 12/18/2012 10:27:25 AM |
| income-champion | $25.00 | 12/18/2012 9:07:38 AM |
| SkipperScott | $25.00 | 12/18/2012 9:10:24 AM |
| versatile-dime442 | $196.00 | 12/18/2012 5:39:45 PM |
| structure9 | $25.00 | 12/18/2012 5:40:24 PM |
| bath836 | $25.00 | 12/18/2012 9:33:02 AM |
| income-pillow | $33.00 | 12/18/2012 5:53:41 PM |
| paytonbrigadier | $250.00 | 12/18/2012 3:12:43 PM |
| supersarah61 | $25.00 | 12/18/2012 3:58:07 PM |
| epic-value6 | $25.00 | 12/18/2012 6:19:30 PM |
| the-dollar-topper | $150.00 | 12/18/2012 10:12:51 AM |
| jstefans | $25.00 | 12/18/2012 10:13:22 AM |
| tsquared_030 | $25.00 | 12/18/2012 7:23:41 PM |
| mercuriant | $25.00 | 12/18/2012 5:32:29 PM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:41 PM |
| prudent-deal662 | $25.00 | 12/18/2012 5:10:36 PM |
| _G_ | $25.00 | 12/18/2012 5:59:55 PM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:08 AM |
| bid-czar8 | $73.00 | 12/18/2012 5:16:46 PM |
| wdworld | $32.39 | 12/19/2012 6:18:40 AM |
| handshake5 | $100.00 | 12/18/2012 5:20:53 PM |
| quest0 | $50.00 | 12/19/2012 7:14:16 AM |
| auction-iris9 | $120.00 | 12/18/2012 6:20:38 PM |
| DrewOdette | $38.00 | 12/18/2012 6:22:20 PM |
| kariviel | $25.00 | 12/19/2012 7:52:28 AM |
| ICHITECH | $25.00 | 12/19/2012 7:55:21 AM |
| jga516 | $25.00 | 12/18/2012 7:02:24 PM |
| agalt | $75.00 | 12/18/2012 10:39:58 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:00 PM |
| tweedlebeetle | $25.00 | 12/19/2012 6:26:24 AM |
| geobmx540 | $79.94 | 12/18/2012 7:07:43 PM |
| Index_Plus | $2,500.00 | 12/19/2012 8:40:49 AM |
| return-point2 | $100.00 | 12/5/2012 9:41:08 AM |
| Dubbs360 | $50.00 | 12/5/2012 9:27:10 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:14 AM |
| transparency-position | $110.00 | 12/5/2012 11:32:46 AM |
| thrilling-point2 | $40.00 | 12/5/2012 10:34:29 AM |
| ucantbeetit | $25.00 | 12/5/2012 10:13:35 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:16 AM |
| Money__Tree | $200.00 | 12/5/2012 10:49:46 AM |
| Kaj | $25.00 | 12/6/2012 6:09:43 PM |
| Jasner | $25.00 | 12/6/2012 6:51:36 PM |
| LittleMingo | $25.00 | 12/7/2012 5:42:42 AM |
| aquariano2 | $25.00 | 12/7/2012 9:10:19 AM |
| justreturns | $25.00 | 12/7/2012 11:06:58 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:36 PM |
| CASSHMAN | $100.00 | 12/7/2012 8:29:46 PM |
| NickelSteamroller | $25.00 | 12/8/2012 1:47:12 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:13 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:21 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:39 PM |
| wildanne | $50.00 | 12/10/2012 9:43:27 AM |
| penny-socrates5 | $100.00 | 12/10/2012 11:57:35 AM |
| new-start18100 | $25.00 | 12/11/2012 9:51:48 AM |
| kalamari | $30.00 | 12/11/2012 1:03:42 PM |
| ell25 | $25.00 | 12/12/2012 9:42:19 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:16 PM |
| credit-adventurer313 | $25.00 | 12/13/2012 7:23:17 AM |
| stollcm | $25.00 | 12/13/2012 11:18:55 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:17 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:04 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:32 AM |
| dunox | $75.00 | 12/15/2012 11:00:11 AM |
| bazaar-festivity | $25.00 | 12/15/2012 12:56:16 PM |
| BankofRon_IRA | $100.00 | 12/15/2012 2:17:57 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:10 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:07 PM |
| nukespike | $25.00 | 12/16/2012 12:12:48 PM |
| RevREB | $25.00 | 12/16/2012 12:18:54 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:09 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:17 AM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:26 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:00 PM |
| sqdrew | $25.00 | 12/16/2012 12:58:01 PM |
| dollardave | $50.00 | 12/17/2012 2:28:50 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:40 PM |
| Tradesmanlender | $25.00 | 12/17/2012 9:18:05 AM |
| debt-force | $25.00 | 12/17/2012 5:42:28 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:15 PM |
| TumbleWeed88 | $25.00 | 12/17/2012 10:26:22 AM |
| new-intuitive-dime | $25.00 | 12/17/2012 5:55:12 PM |
| RudyBarcenas | $25.00 | 12/17/2012 6:07:59 PM |
| 1randyp | $25.00 | 12/17/2012 6:10:44 PM |
| return-venture1 | $94.00 | 12/17/2012 6:11:57 PM |
| finance-prescription | $100.00 | 12/17/2012 5:12:55 PM |
| wise-natural-return | $25.00 | 12/17/2012 6:26:53 PM |
| magnitude787 | $30.00 | 12/17/2012 6:30:50 PM |
| Fortuno_per_commodo | $25.00 | 12/17/2012 6:58:09 PM |
| Roundhouse | $150.00 | 12/17/2012 9:21:21 PM |
| durability-goat644 | $25.00 | 12/17/2012 5:47:00 PM |
| new-sharp-leverage | $25.00 | 12/17/2012 5:51:53 PM |
| investisure | $47.00 | 12/17/2012 5:57:09 PM |
| fulfilling-bazaar4 | $100.00 | 12/17/2012 6:09:09 PM |
| tender-commerce8 | $50.00 | 12/17/2012 6:10:55 PM |
| loan-wasp | $50.00 | 12/17/2012 6:11:54 PM |
| gizzywump | $25.00 | 12/17/2012 6:25:58 PM |
| svandgts | $25.00 | 12/18/2012 9:00:48 AM |
| likeable-responsibility6 | $50.00 | 12/17/2012 6:46:19 PM |
| velocity-solo | $25.00 | 12/17/2012 6:59:56 PM |
| Railbird | $50.00 | 12/17/2012 5:47:46 PM |
| moviedaze | $25.00 | 12/17/2012 5:55:06 PM |
| valiant-liberty4 | $25.00 | 12/17/2012 6:00:21 PM |
| resource777 | $50.00 | 12/18/2012 10:02:36 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:38 AM |
| ore-authority2 | $50.00 | 12/18/2012 10:09:18 AM |
| sgf | $25.00 | 12/17/2012 6:16:56 PM |
| Webpreneur | $36.00 | 12/17/2012 6:17:47 PM |
| shmb6508 | $50.00 | 12/17/2012 6:22:36 PM |
| thrifty-generosity222 | $50.00 | 12/17/2012 6:25:27 PM |
| mathomas3 | $25.00 | 12/18/2012 3:18:07 AM |
| sympathetic-coin6 | $100.00 | 12/18/2012 10:18:34 AM |
| Greenbak | $25.00 | 12/17/2012 6:35:35 PM |
| fund-tom-tom6 | $25.00 | 12/17/2012 6:39:59 PM |
| durability-alien3 | $50.00 | 12/18/2012 9:01:14 AM |
| payout-conqueror157 | $50.00 | 12/18/2012 1:05:25 PM |
| cp-family | $75.00 | 12/18/2012 9:29:51 AM |
| glowing-benjamins1 | $25.00 | 12/18/2012 9:36:30 AM |
| Tscheddar | $25.00 | 12/18/2012 5:34:23 AM |
| mckhbnpc | $50.00 | 12/18/2012 5:12:04 PM |
| desertoasis | $25.00 | 12/18/2012 5:51:09 AM |
| hitsman | $50.00 | 12/18/2012 10:33:25 AM |
| ferdberfel | $25.00 | 12/18/2012 12:00:15 PM |
| Beld | $50.00 | 12/18/2012 9:29:14 AM |
| the-genuine-gold | $29.49 | 12/18/2012 12:47:19 PM |
| loyalty-circuitry | $25.00 | 12/18/2012 12:47:25 PM |
| LeReve | $96.00 | 12/18/2012 5:50:30 PM |
| first-graceful-contract | $25.00 | 12/18/2012 2:14:34 PM |
| social-cocktail1 | $200.00 | 12/18/2012 5:57:16 PM |
| escharfer | $25.00 | 12/18/2012 6:03:10 PM |
| safe-affluence91 | $25.00 | 12/18/2012 3:02:01 PM |
| decisive-return611 | $100.00 | 12/18/2012 6:10:40 PM |
| proper-exchange8 | $50.00 | 12/18/2012 10:04:22 AM |
| best-charming-leverage | $50.00 | 12/18/2012 5:04:08 PM |
| pollosquawk | $26.00 | 12/18/2012 10:14:00 AM |
| point-oyster5 | $25.00 | 12/18/2012 5:29:27 PM |
| grove88 | $25.00 | 12/18/2012 8:33:40 PM |
| villagers | $25.00 | 12/18/2012 5:06:37 PM |
| psteveo | $25.00 | 12/18/2012 5:55:32 PM |
| ResQDoc | $25.00 | 12/19/2012 4:02:22 AM |
| natural-worth9 | $100.00 | 12/19/2012 7:50:12 AM |
| return-statuette139 | $50.00 | 12/18/2012 5:56:23 PM |
| unassuming-p2ploan774 | $40.00 | 12/18/2012 6:06:12 PM |
| professional-vigilance9 | $100.00 | 12/18/2012 6:13:22 PM |
| smoothmoniker | $25.00 | 12/18/2012 6:54:42 PM |
| 241 Investments
|
Borrower Payment Dependent Notes Series
681989
This series of Notes was issued and sold upon the funding of the borrower loan #79128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $429.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $155,458 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-affluence-star |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2012)
|
|
Principal balance:
| $12,885.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Dental & Property Tax Bill Payment
Purpose of loan:
I will be using this loan to payoff dental bill of $5700 and property tax $5000 (due in Dec).
My financial situation:
I am a second time borrower at Proper and I have a good payment history.
I am full time employed as Information Technology Specialist at US Dept. of Treasury for the past 4 years and have a steady income.
Monthly net income: $10,833
Monthly expenses: $4,800
Housing: $3030
Insurance: $100
Car expenses: $70
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $550
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kaj | $25.00 | 12/5/2012 9:13:01 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:14 AM |
| american-investor | $25.00 | 12/5/2012 9:19:56 AM |
| fcrick | $50.00 | 12/5/2012 9:28:03 AM |
| justreturns | $25.00 | 12/5/2012 10:20:09 AM |
| marketplace-singularity3 | $25.00 | 12/5/2012 9:34:17 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:31:01 AM |
| valiant-return584 | $50.00 | 12/5/2012 9:29:18 AM |
| Zorro_970 | $100.00 | 12/5/2012 10:42:30 AM |
| zeeexsixare | $400.00 | 12/5/2012 9:57:47 AM |
| return-point2 | $100.00 | 12/5/2012 9:41:09 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:17 AM |
| toblerone | $25.00 | 12/5/2012 10:48:27 AM |
| E-2 | $100.00 | 12/5/2012 10:36:01 AM |
| riskreward | $250.00 | 12/5/2012 10:51:34 AM |
| uncl-sammy | $25.00 | 12/5/2012 11:30:12 AM |
| purposeful-durability8 | $100.00 | 12/5/2012 5:17:49 PM |
| enthusiastic-balance5 | $100.00 | 12/5/2012 11:02:15 AM |
| Assets-Up | $25.00 | 12/5/2012 11:17:57 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:42 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:22 PM |
| gauss02 | $25.00 | 12/6/2012 9:27:50 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:59 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:40 AM |
| peopletrust | $25.00 | 12/7/2012 11:07:35 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:57 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:44 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:39 PM |
| CougarRoar | $25.00 | 12/8/2012 1:19:27 PM |
| dillenger7 | $25.00 | 12/9/2012 7:31:43 AM |
| dominickf | $50.00 | 12/8/2012 2:08:50 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:47 PM |
| well-rounded-diversification | $25.00 | 12/9/2012 8:21:45 AM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:23 PM |
| integrity-hug2 | $25.00 | 12/10/2012 6:32:18 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:39 PM |
| tech310 | $50.00 | 12/10/2012 10:10:44 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:52 AM |
| julijask | $50.00 | 12/10/2012 6:48:29 PM |
| ochardlender | $26.40 | 12/11/2012 8:52:18 AM |
| hitsman | $50.00 | 12/11/2012 10:33:16 AM |
| HammerSmith | $25.00 | 12/11/2012 9:26:21 AM |
| kalamari | $30.00 | 12/11/2012 1:03:43 PM |
| enticing-finance758 | $25.00 | 12/12/2012 7:01:02 AM |
| visionary-generosity0 | $25.00 | 12/12/2012 6:46:46 AM |
| contract-amigo7 | $25.00 | 12/12/2012 7:25:27 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:16 AM |
| agalt | $35.00 | 12/12/2012 12:34:44 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:25:11 PM |
| ag-ventures | $25.00 | 12/12/2012 9:53:52 PM |
| elog238 | $25.00 | 12/13/2012 6:37:03 AM |
| JackinGreen | $75.00 | 12/12/2012 8:00:47 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:29 PM |
| Socorro_Capital_Partners | $25.01 | 12/14/2012 8:48:03 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:31 PM |
| sensible-fund | $35.00 | 12/14/2012 5:49:15 AM |
| robust-trade | $25.00 | 12/14/2012 9:16:44 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:05 PM |
| belief-integrity | $400.00 | 12/14/2012 6:40:36 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:20 AM |
| gilbrear | $25.00 | 12/15/2012 7:40:40 AM |
| squadron820 | $28.52 | 12/15/2012 9:33:57 AM |
| Mommo | $44.00 | 12/15/2012 10:45:45 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:45 AM |
| XenonX | $25.00 | 12/15/2012 11:31:22 AM |
| benjamins-wizard5 | $25.00 | 12/15/2012 6:09:37 AM |
| dunox | $75.00 | 12/15/2012 11:00:12 AM |
| wise-virtuous-vigilance | $100.00 | 12/15/2012 11:15:37 AM |
| kulender | $100.00 | 12/15/2012 9:24:23 AM |
| commerce-viking1 | $50.00 | 12/15/2012 12:27:16 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:13:32 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:24 AM |
| Thunderswan | $79.00 | 12/15/2012 11:25:15 AM |
| social-aspen097 | $43.00 | 12/15/2012 10:49:10 AM |
| ekmendenhall | $50.00 | 12/15/2012 12:03:37 PM |
| casserole9 | $35.00 | 12/15/2012 12:43:21 PM |
| gtdane | $49.58 | 12/15/2012 11:15:40 AM |
| momoney2lend | $25.00 | 12/15/2012 11:35:01 AM |
| first-pragmatic-power | $25.00 | 12/15/2012 12:02:04 PM |
| chestnut4 | $25.00 | 12/15/2012 1:34:48 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:00 PM |
| vtr1000 | $25.00 | 12/15/2012 1:29:27 PM |
| ericgassercom | $25.00 | 12/15/2012 2:09:23 PM |
| impressive-return173 | $50.00 | 12/15/2012 2:12:37 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:10 PM |
| BorthersKeeper | $25.00 | 12/15/2012 6:04:24 PM |
| MAYBROOK | $25.00 | 12/15/2012 2:08:44 PM |
| compounding21 | $25.00 | 12/15/2012 1:46:15 PM |
| BankofRon_IRA | $100.00 | 12/15/2012 2:17:57 PM |
| sgt-schultz | $25.00 | 12/15/2012 6:33:23 PM |
| RevREB | $25.00 | 12/16/2012 12:18:54 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:03 AM |
| blue-order-comet | $50.00 | 12/15/2012 2:17:18 PM |
| money-baron-roth-IRA | $50.00 | 12/15/2012 2:19:52 PM |
| green-truth-mountain | $50.00 | 12/16/2012 9:39:53 AM |
| wwwUniversal | $25.00 | 12/15/2012 2:51:11 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:07 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:47 PM |
| principal-cooker2 | $50.00 | 12/16/2012 12:16:33 PM |
| 907 | $25.00 | 12/16/2012 5:02:21 PM |
| jpac1066 | $25.00 | 12/15/2012 7:23:24 PM |
| TommyTucker | $91.00 | 12/15/2012 8:20:45 PM |
| dordee | $44.47 | 12/16/2012 12:26:52 PM |
| elegant-hope578 | $50.00 | 12/16/2012 12:58:38 PM |
| Leshan | $50.00 | 12/16/2012 7:03:24 AM |
| Digger85 | $100.00 | 12/17/2012 4:34:03 AM |
| iceman33 | $25.00 | 12/16/2012 11:09:23 AM |
| lalock | $25.00 | 12/17/2012 7:40:39 AM |
| social-zebra | $31.00 | 12/16/2012 2:57:57 PM |
| yield-hut | $25.00 | 12/16/2012 6:55:46 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:00 PM |
| Wulfpack | $25.00 | 12/16/2012 12:48:42 PM |
| special-dinero553 | $25.00 | 12/17/2012 9:37:31 AM |
| micko | $25.00 | 12/16/2012 1:17:22 PM |
| sjo1984111 | $25.00 | 12/16/2012 3:56:21 PM |
| the-sunny-loot | $25.00 | 12/17/2012 10:21:56 AM |
| heroic-compassion6 | $74.87 | 12/17/2012 9:06:51 AM |
| newest-currency-vibrato | $29.00 | 12/17/2012 11:50:42 AM |
| wizard750 | $28.00 | 12/17/2012 9:25:17 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:37:54 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:30 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:47 AM |
| peace-summoner1 | $25.00 | 12/17/2012 11:45:02 AM |
| silver-plato | $85.52 | 12/17/2012 1:19:49 PM |
| WalnutCreekguy | $50.00 | 12/5/2012 9:02:14 AM |
| formula842 | $25.00 | 12/5/2012 9:31:29 AM |
| j2ee | $50.00 | 12/5/2012 10:33:15 AM |
| ideal-peace5 | $100.00 | 12/5/2012 10:33:37 AM |
| thrilling-point2 | $40.00 | 12/5/2012 10:34:30 AM |
| entertaining-rate9 | $25.00 | 12/5/2012 9:28:33 AM |
| nickel-ferret | $25.00 | 12/5/2012 10:47:57 AM |
| Harry | $75.00 | 12/5/2012 9:49:08 AM |
| bright-idea11 | $25.00 | 12/5/2012 10:49:01 AM |
| kindness-fanatic | $25.00 | 12/5/2012 11:42:28 AM |
| secureincome | $555.00 | 12/5/2012 10:41:29 AM |
| deal-vibrato | $25.00 | 12/5/2012 10:47:47 AM |
| first-balance-neutron | $25.00 | 12/5/2012 10:33:40 AM |
| transaction-seahorse0 | $25.00 | 12/5/2012 10:50:27 AM |
| successful-agreement7 | $100.00 | 12/5/2012 10:41:12 AM |
| five-star-note | $25.00 | 12/5/2012 11:52:04 AM |
| jmeasn | $25.00 | 12/5/2012 5:56:10 PM |
| Bank42 | $25.00 | 12/6/2012 7:45:55 AM |
| pure-treasure7 | $50.00 | 12/5/2012 11:19:01 PM |
| Astyanax | $30.00 | 12/6/2012 12:37:32 AM |
| Zuzu | $25.00 | 12/6/2012 2:42:35 AM |
| Lender2895a | $125.00 | 12/6/2012 8:14:01 AM |
| AF-Chief | $25.00 | 12/6/2012 9:14:14 AM |
| TumbleWeed88 | $25.00 | 12/6/2012 9:58:20 AM |
| pietro_torna_indietro | $50.00 | 12/6/2012 5:13:05 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:30 PM |
| enchanted-investment447 | $100.00 | 12/7/2012 9:56:55 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:04 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:51 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:08:28 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:13 PM |
| monster4 | $50.00 | 12/9/2012 12:18:40 PM |
| heroic-platinum | $25.00 | 12/10/2012 7:00:04 AM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:11:46 PM |
| heavy_ax | $50.00 | 12/10/2012 9:51:52 AM |
| fulfilling-bazaar4 | $100.00 | 12/10/2012 6:20:34 PM |
| lionheart722 | $25.00 | 12/11/2012 10:00:33 AM |
| dunkard13 | $100.00 | 12/11/2012 10:02:10 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:19 AM |
| shoook | $25.00 | 12/11/2012 10:33:39 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:35 PM |
| ChoiceInvestments | $26.00 | 12/11/2012 9:39:05 PM |
| payout-paradise5 | $25.00 | 12/12/2012 9:34:34 AM |
| pierrelasvegas | $25.00 | 12/12/2012 10:00:47 AM |
| djh47a | $25.00 | 12/12/2012 1:23:07 PM |
| Comoparklender | $25.00 | 12/12/2012 10:59:28 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:17 PM |
| balance-force | $28.00 | 12/12/2012 1:52:49 PM |
| hero007 | $50.00 | 12/13/2012 9:03:29 AM |
| justinology | $25.13 | 12/13/2012 4:50:04 PM |
| docdekay | $40.00 | 12/13/2012 6:09:21 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:59 AM |
| Quiza12 | $100.00 | 12/14/2012 7:33:07 AM |
| tnjohnso | $25.00 | 12/14/2012 9:00:46 AM |
| Odyssey77 | $25.00 | 12/14/2012 9:06:22 AM |
| fortytwo | $86.00 | 12/14/2012 5:21:39 PM |
| ready-agreement5 | $25.00 | 12/14/2012 2:08:05 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:18 PM |
| gain-chosen-one081 | $25.00 | 12/14/2012 5:44:41 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:02 AM |
| order-tamale | $400.00 | 12/15/2012 10:47:26 AM |
| worth-poblano9 | $40.00 | 12/15/2012 10:55:34 AM |
| dough-arrow0 | $68.00 | 12/15/2012 11:09:41 AM |
| oxnard | $50.00 | 12/15/2012 9:54:53 AM |
| shaps | $50.00 | 12/15/2012 11:19:40 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:47 AM |
| loyalty-meadow | $25.00 | 12/15/2012 7:08:13 AM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:09:29 AM |
| gustavholstopus32 | $25.00 | 12/15/2012 9:14:56 AM |
| Cai8899 | $25.00 | 12/15/2012 12:30:05 PM |
| silver-dogwood4 | $25.00 | 12/15/2012 10:40:57 AM |
| adventurous-credit466 | $50.00 | 12/15/2012 12:08:53 PM |
| abundanceforever | $52.50 | 12/15/2012 11:10:58 AM |
| KrauseVentures | $25.00 | 12/15/2012 12:47:22 PM |
| silver-enlightenment0 | $25.00 | 12/15/2012 12:09:35 PM |
| spry-hope4 | $48.00 | 12/15/2012 1:48:39 PM |
| mwl | $25.00 | 12/15/2012 1:42:44 PM |
| harmonious-power6 | $25.00 | 12/15/2012 2:10:26 PM |
| worthy-bid8 | $400.00 | 12/15/2012 2:48:41 PM |
| pragmatic-auction8 | $25.00 | 12/15/2012 2:09:44 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:50 PM |
| BGILlender | $25.00 | 12/15/2012 8:46:41 PM |
| EverettFinancial | $25.00 | 12/17/2012 9:12:59 AM |
| first-dinero-temple | $25.00 | 12/17/2012 9:27:38 AM |
| capital-renewal | $50.00 | 12/16/2012 1:00:09 PM |
| resolute-justice413 | $97.00 | 12/17/2012 9:35:57 AM |
| panther757 | $25.00 | 12/16/2012 1:08:48 PM |
| gold-reformer3 | $25.00 | 12/17/2012 8:07:58 AM |
| Munnie | $25.00 | 12/16/2012 7:45:52 PM |
| organized-dedication696 | $25.00 | 12/17/2012 11:31:05 AM |
| rate-negotiator | $25.00 | 12/17/2012 11:50:02 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:17 PM |
| vivacious-credit5 | $40.00 | 12/17/2012 12:15:56 PM |
| philanthroful | $25.00 | 12/17/2012 10:06:53 AM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:04 AM |
| dime-mandolin9 | $50.00 | 12/17/2012 9:31:09 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:43 PM |
| orange-spiritual-contract | $100.00 | 12/17/2012 9:34:55 AM |
| 222 Investments
|
Borrower Payment Dependent Notes Series
682017
This series of Notes was issued and sold upon the funding of the borrower loan #79564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,430.85 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $429.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
25 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,707 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-trumpeter681 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a higher interest loan and consolidate all credit card debts.
My financial situation:
I am a good candidate for this loan because I have very good credit score and pay all my bills on time. I will use this loan to pay off all my current debt to a more feasible monthly payment. Since there is no prepayment penalties, I am planning on paying all or most of this loan back with my annual bonus. I am currently employed as a Director of Finance for Henry Ford Health System and in good standing with the company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $33.79 | 12/5/2012 9:03:19 AM |
| Zolton | $300.00 | 12/5/2012 9:36:26 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:15 AM |
| corndog4000 | $30.00 | 12/5/2012 11:04:50 AM |
| natural-worth9 | $500.00 | 12/5/2012 11:02:55 AM |
| CreditBuilder2 | $25.01 | 12/5/2012 11:55:33 AM |
| HikeMoab | $50.00 | 12/5/2012 11:15:57 AM |
| wahoos20 | $200.00 | 12/5/2012 11:58:59 PM |
| payment-halo | $25.00 | 12/6/2012 1:20:32 PM |
| loot-prescription3 | $25.00 | 12/7/2012 9:56:08 AM |
| supersarah61 | $25.00 | 12/7/2012 4:38:59 PM |
| Arvicco | $400.00 | 12/7/2012 5:58:35 PM |
| shamonn_p2p | $1,000.00 | 12/7/2012 5:52:35 PM |
| benevolent-loot5 | $27.00 | 12/7/2012 5:49:40 PM |
| market-maximizer472 | $25.00 | 12/8/2012 8:00:44 AM |
| adaboy65 | $100.00 | 12/7/2012 6:32:56 PM |
| compoundinterest | $25.00 | 12/8/2012 12:46:53 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:23 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:52 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:42 AM |
| simplelender80 | $125.00 | 12/9/2012 1:24:58 PM |
| octoberfresh | $25.00 | 12/9/2012 1:22:47 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:42 AM |
| Investoman | $25.00 | 12/10/2012 6:11:11 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:45:22 PM |
| openness-enforcer76 | $25.00 | 12/10/2012 6:14:34 PM |
| Senechal | $25.00 | 12/11/2012 4:25:02 AM |
| SunsetCoastCapital | $25.00 | 12/11/2012 9:00:48 AM |
| kalamari | $30.00 | 12/11/2012 1:03:43 PM |
| AFairDeal | $25.00 | 12/11/2012 11:21:25 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:16 PM |
| knowledgeable-silver6 | $25.00 | 12/11/2012 6:14:06 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:49 PM |
| kevin314 | $25.00 | 12/11/2012 6:38:14 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:54 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:18 AM |
| djs81 | $75.00 | 12/12/2012 10:16:40 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:20 PM |
| auction-iris9 | $120.00 | 12/12/2012 6:53:34 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:19 PM |
| anacent | $25.00 | 12/13/2012 10:26:42 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:05:00 AM |
| Flyinerb | $50.00 | 12/14/2012 10:05:40 AM |
| Avala | $77.00 | 12/14/2012 6:24:01 PM |
| Make_it_Rain | $25.00 | 12/14/2012 5:34:02 PM |
| privatebankerva | $25.00 | 12/15/2012 9:17:15 AM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:50 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:32 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:38 AM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:59 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:17 AM |
| und | $25.00 | 12/15/2012 11:57:47 AM |
| minista | $25.00 | 12/15/2012 1:12:56 PM |
| Clambake | $25.00 | 12/15/2012 1:20:15 PM |
| bbjones3 | $25.00 | 12/15/2012 1:33:05 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:44 PM |
| EnglishGeekInNYC | $25.00 | 12/15/2012 1:36:28 PM |
| enterprising-exchange6 | $50.00 | 12/15/2012 1:09:50 PM |
| Tylerh | $250.00 | 12/15/2012 1:50:58 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:26 PM |
| julijask | $100.00 | 12/15/2012 12:43:46 PM |
| hawaiiangirl76 | $25.00 | 12/15/2012 1:34:28 PM |
| BOBCH | $25.00 | 12/16/2012 7:21:43 AM |
| Investitall | $25.00 | 12/16/2012 10:46:32 AM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:06 PM |
| lionsrock | $25.00 | 12/16/2012 12:06:42 PM |
| worth-web5 | $50.00 | 12/16/2012 12:33:03 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:48 AM |
| thezfunk | $25.00 | 12/16/2012 12:51:13 PM |
| nuclearmoose | $50.00 | 12/15/2012 2:10:21 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:50 PM |
| california111 | $25.00 | 12/16/2012 3:01:36 PM |
| Greycat | $25.00 | 12/16/2012 5:17:15 PM |
| figs4u2 | $100.00 | 12/16/2012 1:11:20 PM |
| mighty-return326 | $75.00 | 12/17/2012 5:47:24 AM |
| C_Mark | $50.00 | 12/16/2012 1:16:14 PM |
| dggusmc | $25.00 | 12/16/2012 1:30:34 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:07 PM |
| Great-Mom | $25.00 | 12/16/2012 12:05:02 PM |
| nukespike | $25.00 | 12/16/2012 12:12:49 PM |
| payment-associate5 | $100.00 | 12/16/2012 6:32:21 PM |
| leeball | $50.00 | 12/16/2012 12:53:16 PM |
| compassion-paladin042 | $25.00 | 12/17/2012 9:33:26 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:20 AM |
| focused-ore726 | $25.00 | 12/16/2012 6:07:58 PM |
| kegs | $200.00 | 12/17/2012 1:39:44 PM |
| pennybypenny | $25.00 | 12/17/2012 9:31:36 AM |
| fuzed | $50.00 | 12/17/2012 2:49:25 PM |
| standanddeliver | $50.00 | 12/17/2012 9:00:38 AM |
| gemoscar | $25.00 | 12/17/2012 5:04:08 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:17 AM |
| enticing-note | $25.00 | 12/17/2012 5:11:21 PM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:05 AM |
| mindful-generosity1 | $50.00 | 12/17/2012 5:17:48 PM |
| organic-truth9 | $51.00 | 12/17/2012 11:48:37 AM |
| well-rounded-benjamins | $25.00 | 12/17/2012 9:40:24 AM |
| damage | $25.00 | 12/17/2012 5:40:43 PM |
| revmax | $25.00 | 12/17/2012 5:07:23 PM |
| 1phantom | $25.00 | 12/17/2012 6:12:12 PM |
| skuba | $50.00 | 12/17/2012 5:10:03 PM |
| Tscheddar | $25.00 | 12/17/2012 1:29:39 PM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:29 PM |
| greenback-pear | $25.00 | 12/17/2012 6:41:31 PM |
| camaraderi-popcorn | $25.00 | 12/17/2012 6:56:31 PM |
| versatile-dime442 | $250.00 | 12/17/2012 5:25:05 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:34 PM |
| treasure-singularity | $25.00 | 12/17/2012 5:12:46 PM |
| cebgop | $25.00 | 12/17/2012 5:58:22 PM |
| adventurous-commerce | $25.00 | 12/17/2012 6:03:40 PM |
| availableloan | $25.00 | 12/18/2012 7:46:53 AM |
| productive-principal7 | $25.00 | 12/17/2012 5:28:08 PM |
| worth-sanctuary9 | $25.00 | 12/17/2012 5:28:56 PM |
| sb0453 | $25.00 | 12/17/2012 5:35:39 PM |
| cunning-worth5 | $25.00 | 12/17/2012 7:00:39 PM |
| adventurer447 | $300.00 | 12/17/2012 5:51:45 PM |
| finance-assembler | $30.00 | 12/17/2012 7:18:39 PM |
| atmosphere750 | $28.00 | 12/17/2012 5:57:21 PM |
| sturzstrom | $25.00 | 12/17/2012 9:42:11 PM |
| LynJohn1023 | $25.00 | 12/18/2012 10:08:52 AM |
| mpactlender | $49.00 | 12/17/2012 6:20:01 PM |
| zone6 | $100.00 | 12/17/2012 6:31:05 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:13 AM |
| Natronpee | $25.00 | 12/18/2012 9:49:31 AM |
| proper-exchange8 | $50.00 | 12/18/2012 10:04:23 AM |
| Lev8 | $25.00 | 12/18/2012 9:08:05 AM |
| plentiful-note6 | $25.00 | 12/18/2012 5:44:48 PM |
| uagrad | $25.00 | 12/18/2012 5:45:50 PM |
| Strato | $25.02 | 12/18/2012 6:13:37 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:38 AM |
| jjd2 | $25.00 | 12/18/2012 5:06:35 PM |
| investment-pro4 | $50.00 | 12/18/2012 5:21:04 PM |
| songbird4 | $65.94 | 12/18/2012 11:08:25 AM |
| determined-openness7 | $25.00 | 12/18/2012 5:22:09 PM |
| value-caravan | $25.00 | 12/18/2012 5:30:42 PM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:45:29 PM |
| natural-worth9 | $400.00 | 12/18/2012 7:16:06 PM |
| CLFINV | $41.87 | 12/18/2012 4:19:31 PM |
| TelegramSam | $25.00 | 12/18/2012 5:44:22 PM |
| Dudeinlove | $75.55 | 12/18/2012 10:21:19 PM |
| UstedEsElHombre | $100.00 | 12/18/2012 5:52:57 PM |
| Pasagam | $50.00 | 12/18/2012 5:10:09 PM |
| Asynch | $25.00 | 12/18/2012 6:29:15 PM |
| silver-philosopher | $25.00 | 12/18/2012 5:50:53 PM |
| heerzaquestion | $25.00 | 12/18/2012 6:01:27 PM |
| illustrado | $25.00 | 12/18/2012 7:18:13 PM |
| Nickle-Back | $30.00 | 12/18/2012 6:29:07 PM |
| crown-year | $1,200.00 | 12/19/2012 5:57:54 AM |
| special-transparency2 | $25.00 | 12/5/2012 10:02:11 AM |
| blot44 | $25.00 | 12/5/2012 3:28:31 PM |
| riskreward | $250.00 | 12/5/2012 10:51:16 AM |
| windguy | $50.00 | 12/5/2012 10:52:09 AM |
| ready-interest9 | $25.00 | 12/5/2012 11:11:29 AM |
| Bank_Of_XL | $30.00 | 12/5/2012 1:01:40 PM |
| Castellan | $50.00 | 12/7/2012 5:12:36 PM |
| neighborly-hope6 | $100.00 | 12/7/2012 6:28:49 PM |
| indomitable-coin | $25.00 | 12/7/2012 6:44:48 PM |
| gold-hero4 | $50.00 | 12/8/2012 12:28:47 PM |
| tenacious-payout | $25.00 | 12/9/2012 8:05:10 AM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:41 AM |
| compassion-twister2 | $50.00 | 12/10/2012 9:49:35 AM |
| tender-integrity3 | $100.00 | 12/10/2012 5:54:09 PM |
| djh47a | $25.00 | 12/12/2012 1:14:41 PM |
| american6 | $50.00 | 12/12/2012 10:38:09 AM |
| magical-credit523 | $25.00 | 12/12/2012 5:06:29 PM |
| bowdish1 | $59.00 | 12/13/2012 10:38:49 AM |
| bomdel | $25.00 | 12/13/2012 10:40:35 AM |
| transparency-sequoia6 | $100.00 | 12/13/2012 12:16:43 PM |
| elasermd | $100.00 | 12/13/2012 6:27:41 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:45 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:40 AM |
| astute-benjamins | $25.00 | 12/13/2012 6:09:15 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:30 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:20 PM |
| dunox | $75.00 | 12/15/2012 10:59:51 AM |
| kulender | $100.00 | 12/15/2012 9:24:24 AM |
| Balraug | $50.00 | 12/15/2012 12:14:55 PM |
| first-favorite-bonus9 | $25.00 | 12/15/2012 12:06:03 PM |
| KHODADAD | $25.00 | 12/15/2012 1:44:52 PM |
| adaptable-benefit6 | $25.00 | 12/15/2012 2:09:49 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:58 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:03 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:11 PM |
| BDL-Roth | $40.00 | 12/15/2012 1:44:19 PM |
| shadargroup | $25.00 | 12/16/2012 10:10:33 AM |
| mizon291 | $25.00 | 12/15/2012 1:56:36 PM |
| unforgettable-wealth4 | $50.00 | 12/16/2012 12:14:20 PM |
| green-discrete-rupee | $25.00 | 12/16/2012 12:19:13 PM |
| nickel-companion5 | $25.00 | 12/16/2012 12:29:02 PM |
| benjamins-thunder | $25.00 | 12/16/2012 1:17:55 PM |
| velocity-solo | $25.00 | 12/16/2012 1:26:48 PM |
| britgsb | $50.00 | 12/16/2012 12:22:00 PM |
| invincible-deal82 | $25.00 | 12/16/2012 1:28:44 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:11 AM |
| LimaGuy | $25.35 | 12/17/2012 7:51:21 AM |
| Emgolda | $25.00 | 12/16/2012 12:51:20 PM |
| hitsman | $50.00 | 12/17/2012 9:34:48 AM |
| awwaww | $25.00 | 12/17/2012 9:37:39 AM |
| bb575 | $50.00 | 12/17/2012 5:18:24 AM |
| fartypants | $25.00 | 12/17/2012 10:16:03 AM |
| bdkjr | $25.00 | 12/17/2012 9:33:55 AM |
| new-smart-deal | $50.00 | 12/17/2012 9:34:01 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:18 AM |
| krisran | $50.00 | 12/17/2012 10:19:25 AM |
| proud-pound4 | $25.00 | 12/17/2012 5:05:53 PM |
| br4444 | $35.00 | 12/17/2012 5:14:05 PM |
| kid8549 | $100.00 | 12/17/2012 9:26:47 AM |
| transparency-baton | $25.00 | 12/17/2012 5:16:00 PM |
| nardjbjk5 | $25.00 | 12/17/2012 5:16:44 PM |
| marketplace-cello5 | $25.00 | 12/17/2012 9:54:47 AM |
| newest-peso-excellence | $300.00 | 12/17/2012 3:15:19 PM |
| surge11 | $25.00 | 12/17/2012 10:14:28 AM |
| oracle3 | $50.00 | 12/17/2012 6:25:11 PM |
| pwkpwk | $25.00 | 12/17/2012 1:35:43 PM |
| sildoc | $25.00 | 12/17/2012 1:55:20 PM |
| robertmm25 | $50.00 | 12/17/2012 6:37:50 PM |
| meux99 | $25.00 | 12/17/2012 5:20:27 PM |
| subtle-revenue0 | $25.00 | 12/17/2012 6:39:47 PM |
| newest-trade-spruce | $25.00 | 12/17/2012 7:18:55 PM |
| downtownfarm | $25.00 | 12/17/2012 5:33:58 PM |
| velocity-javelin8 | $25.00 | 12/17/2012 5:48:50 PM |
| thoughtful-peso78 | $25.00 | 12/17/2012 5:50:16 PM |
| cocopuffs | $25.00 | 12/18/2012 1:25:38 AM |
| best-camaraderi-sniffer | $50.00 | 12/18/2012 3:17:19 AM |
| Bendistraw | $25.00 | 12/17/2012 5:19:20 PM |
| BK2SEA | $25.00 | 12/17/2012 6:26:47 PM |
| Warwick | $25.00 | 12/17/2012 6:27:18 PM |
| compwhiz | $25.00 | 12/18/2012 9:12:44 AM |
| Woodworker57 | $25.00 | 12/17/2012 5:42:37 PM |
| p2p-blossom938 | $43.74 | 12/17/2012 6:58:41 PM |
| hardwareman | $25.00 | 12/17/2012 7:36:14 PM |
| kind-exchange-association | $30.24 | 12/17/2012 7:53:17 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:05 AM |
| penny-injector8 | $25.00 | 12/17/2012 11:57:20 PM |
| helpinghand105 | $25.00 | 12/18/2012 6:08:14 AM |
| Kyjamune | $25.00 | 12/18/2012 10:08:26 AM |
| arkayem | $50.00 | 12/18/2012 5:23:15 PM |
| JebkaClan | $25.00 | 12/18/2012 9:42:48 AM |
| gallant-economy9 | $50.00 | 12/18/2012 5:55:30 PM |
| Jazzamaru | $250.00 | 12/18/2012 2:30:17 PM |
| greenback-watcher1 | $35.00 | 12/18/2012 5:58:43 PM |
| bowerz | $25.00 | 12/18/2012 6:14:04 PM |
| diversification-medalist | $25.00 | 12/18/2012 6:26:49 PM |
| compatible-deal9 | $50.00 | 12/18/2012 2:41:56 PM |
| greenback-chairman5 | $25.00 | 12/18/2012 9:44:25 PM |
| delicious-gold589 | $50.00 | 12/19/2012 12:43:02 AM |
| currency-persimmon | $30.00 | 12/19/2012 6:49:29 AM |
| themoneydoctor | $104.34 | 12/18/2012 5:21:41 PM |
| forthright-euro8 | $50.00 | 12/19/2012 7:16:15 AM |
| moola-rose8 | $25.00 | 12/18/2012 5:37:56 PM |
| deegeeman | $25.00 | 12/18/2012 6:37:52 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:00 PM |
| fascinating-value4 | $300.00 | 12/18/2012 11:00:29 PM |
| Hobson | $40.00 | 12/19/2012 7:00:46 AM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
682053
This series of Notes was issued and sold upon the funding of the borrower loan #79396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $301.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,327 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-mangrove0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off credit cards
My financial situation: I am in good shape
I am a good candidate for this loan because...I am a good borrower,excellent credit history,never missed a payment,have a stable job,and steady income, I have a membership with Experian Credit Expert ,Credit score is 761 right now .
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-vibrato | $25.00 | 12/4/2012 9:51:46 AM |
| Dubbs360 | $50.00 | 12/4/2012 9:23:01 AM |
| orange-preeminant-bill | $50.00 | 12/4/2012 10:21:14 AM |
| Kaj | $25.00 | 12/4/2012 10:41:45 AM |
| ucantbeetit | $25.00 | 12/4/2012 9:49:35 AM |
| ready-interest9 | $25.00 | 12/4/2012 10:54:55 AM |
| credit-adventurer313 | $25.00 | 12/4/2012 9:47:25 AM |
| return-point2 | $100.00 | 12/4/2012 10:11:15 AM |
| bazaar-tulip | $25.00 | 12/4/2012 9:59:33 AM |
| octoberfresh | $25.00 | 12/4/2012 11:24:06 AM |
| lean-dedication | $25.00 | 12/4/2012 10:23:43 AM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:51:02 AM |
| thrilling-fund427 | $50.00 | 12/4/2012 5:20:36 PM |
| integrity-doctor | $100.00 | 12/4/2012 1:38:03 PM |
| thrilling-point2 | $40.00 | 12/4/2012 5:18:53 PM |
| kind-lovely-marketplace | $50.00 | 12/5/2012 10:41:46 AM |
| scarlet-velvet | $50.08 | 12/5/2012 4:06:54 PM |
| Star_Witness | $25.00 | 12/5/2012 7:57:34 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:37 AM |
| crdcteng | $25.00 | 12/7/2012 10:00:35 AM |
| tech310 | $50.00 | 12/7/2012 9:12:11 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:54 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:03 PM |
| E-2 | $56.00 | 12/7/2012 5:45:22 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:59 PM |
| authentic-finance194 | $100.00 | 12/10/2012 6:28:39 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:50 AM |
| wale-ld | $30.00 | 12/10/2012 5:26:31 PM |
| vivacious-fund2 | $25.00 | 12/10/2012 3:31:50 PM |
| cr8on | $30.00 | 12/11/2012 5:09:21 PM |
| gain-chosen-one081 | $25.00 | 12/12/2012 9:23:57 AM |
| CA-Lender | $25.00 | 12/12/2012 10:11:08 PM |
| heartpounding-note972 | $25.00 | 12/13/2012 9:17:28 AM |
| hitsman | $50.00 | 12/13/2012 10:04:09 AM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 5:03:49 PM |
| ethical-truth211 | $500.00 | 12/13/2012 6:12:42 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:20:50 PM |
| LoanerPrincipal | $25.00 | 12/13/2012 7:07:10 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:21 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:22 AM |
| MrBailey | $25.00 | 12/14/2012 9:01:01 AM |
| tidy-balance1 | $25.00 | 12/14/2012 9:03:08 AM |
| MilitaryMTP | $50.00 | 12/14/2012 12:38:31 PM |
| Comoparklender | $25.00 | 12/14/2012 10:38:43 AM |
| cropdust3r | $25.00 | 12/14/2012 5:13:54 PM |
| P2P_Investor | $1,000.00 | 12/14/2012 6:06:27 PM |
| theaterguy | $30.00 | 12/14/2012 12:59:01 PM |
| Sandboxer | $50.00 | 12/14/2012 4:26:12 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:44 PM |
| p2p-mushroom1 | $25.00 | 12/14/2012 4:42:47 PM |
| grf1945 | $40.00 | 12/14/2012 6:33:29 PM |
| 108-IRA | $48.00 | 12/14/2012 5:25:57 PM |
| mammalian4 | $25.00 | 12/14/2012 6:58:28 PM |
| capital-heaven5 | $300.00 | 12/14/2012 7:53:03 PM |
| helping-out | $75.00 | 12/15/2012 5:21:57 AM |
| valiant-liberty4 | $25.00 | 12/14/2012 6:40:09 PM |
| purposeful-dedication | $27.00 | 12/15/2012 8:07:14 AM |
| bob450-roth | $25.00 | 12/15/2012 9:13:43 AM |
| Cotter | $20.37 | 12/15/2012 9:54:20 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:21 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:29 AM |
| economy-coup | $100.00 | 12/4/2012 10:19:48 AM |
| deal-selector5 | $25.00 | 12/4/2012 10:04:32 AM |
| Money__Tree | $200.00 | 12/4/2012 9:09:39 AM |
| justreturns | $25.00 | 12/4/2012 10:08:56 AM |
| valiant-return584 | $50.00 | 12/4/2012 9:23:50 AM |
| Wrats6 | $25.00 | 12/4/2012 9:06:27 AM |
| money-genome84 | $250.00 | 12/4/2012 10:31:08 AM |
| natural-worth9 | $100.00 | 12/4/2012 10:50:35 AM |
| successful-agreement7 | $86.00 | 12/4/2012 5:27:29 PM |
| finder61 | $25.00 | 12/4/2012 8:58:09 PM |
| EFS | $200.00 | 12/5/2012 12:40:51 AM |
| helpful-fund7 | $52.01 | 12/5/2012 5:53:35 AM |
| LittleMingo | $30.00 | 12/5/2012 4:53:02 PM |
| green-high-five7 | $41.31 | 12/5/2012 9:53:10 PM |
| Lender2895a | $125.00 | 12/6/2012 8:14:00 AM |
| aquariano2 | $25.00 | 12/6/2012 8:50:32 AM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:42 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:32 PM |
| monster4 | $50.00 | 12/6/2012 5:35:45 PM |
| LuckyDuck49 | $25.00 | 12/6/2012 9:02:41 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:32 PM |
| TumbleWeed88 | $25.00 | 12/7/2012 6:19:09 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:16:11 PM |
| pierrelasvegas | $25.00 | 12/8/2012 12:13:37 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:34 PM |
| blueshound | $25.00 | 12/8/2012 6:49:44 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:05 PM |
| dunkard13 | $100.00 | 12/9/2012 12:12:46 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:36 PM |
| erowis | $25.00 | 12/9/2012 3:18:46 PM |
| 1NiceLender | $25.00 | 12/10/2012 9:34:22 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:42 AM |
| wildanne | $50.00 | 12/10/2012 9:43:25 AM |
| penny-socrates5 | $200.00 | 12/10/2012 11:54:31 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:59 AM |
| kalamari | $30.00 | 12/11/2012 1:03:35 PM |
| dunox | $75.00 | 12/11/2012 5:27:42 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:22 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:43 PM |
| balance-force | $28.00 | 12/12/2012 1:52:43 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:07 PM |
| gold-cluster | $100.00 | 12/13/2012 6:23:26 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:34 AM |
| money-bauble | $100.00 | 12/13/2012 5:18:36 PM |
| YosemiteSam | $25.00 | 12/14/2012 4:38:38 AM |
| crown-year | $1,000.00 | 12/14/2012 8:28:58 AM |
| Isaac007 | $100.00 | 12/14/2012 7:55:32 AM |
| investment-visionary | $25.00 | 12/14/2012 9:58:33 AM |
| jybank | $50.00 | 12/14/2012 12:19:51 AM |
| graceful-fairness4 | $59.38 | 12/14/2012 9:47:56 AM |
| TomDalonajay | $25.00 | 12/14/2012 10:34:47 AM |
| JC_12 | $100.00 | 12/14/2012 9:56:43 AM |
| mercuriant | $25.00 | 12/14/2012 9:59:45 AM |
| Aspirant | $50.00 | 12/14/2012 10:55:42 AM |
| payout-thinker7 | $25.00 | 12/14/2012 1:23:35 PM |
| enchanted-note | $25.00 | 12/14/2012 9:28:56 AM |
| jazzlender | $49.00 | 12/14/2012 10:34:51 AM |
| ore-achievement329 | $25.00 | 12/14/2012 11:13:37 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:59 PM |
| gold-phoenix9 | $45.31 | 12/14/2012 11:32:29 AM |
| genius520 | $100.00 | 12/14/2012 10:02:57 AM |
| ferdberfel | $25.00 | 12/14/2012 12:04:23 PM |
| Myrick | $25.00 | 12/14/2012 1:43:29 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:13 PM |
| PrimeFunding | $25.00 | 12/14/2012 5:33:27 PM |
| ElPadrino0 | $50.00 | 12/14/2012 5:02:16 PM |
| Educatedmike | $25.00 | 12/14/2012 5:51:21 PM |
| wwwUniversal | $25.00 | 12/14/2012 6:20:46 PM |
| GourmetPizzaGuy | $127.54 | 12/14/2012 11:58:58 AM |
| SimpleChoice | $25.00 | 12/14/2012 5:31:37 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:35 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:39:48 PM |
| fund-tom-tom6 | $25.00 | 12/14/2012 5:12:57 PM |
| zorg77 | $100.00 | 12/14/2012 6:27:25 PM |
| tender-commerce8 | $50.00 | 12/14/2012 5:34:07 PM |
| Johnab | $25.00 | 12/15/2012 9:23:02 AM |
| yield-hut | $25.00 | 12/14/2012 5:44:32 PM |
| first-graceful-contract | $25.00 | 12/14/2012 6:01:30 PM |
| cozy-hope5 | $40.00 | 12/15/2012 6:43:32 AM |
| Grandpuba_2000 | $500.00 | 12/15/2012 8:53:35 AM |
| kulender | $100.00 | 12/15/2012 9:24:01 AM |
| openness-cosmos9 | $25.00 | 12/14/2012 8:13:48 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:09 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:24 AM |
| digitaldan | $30.00 | 12/15/2012 9:28:28 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
682075
This series of Notes was issued and sold upon the funding of the borrower loan #79597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,061.70 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 14.09% |
Borrower rate/APR:
| 15.09% / 18.73% |
Monthly payment:
| $520.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.37% | | |
| |
Estimated return*:
| 8.38% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,023 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-deal-chef |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I'm trying to consolidate debt. I am making multiple monthly payments on time but can't get the balances down because of high interest rates.
Monthly net income: $3,600.00
Monthly expenses: $200.00
Housing: $0.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $400.00
Phone, cable, internet: $
Food, entertainment: $200.00
Clothing, household expenses: $0.00
Credit cards and other loans: $1900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-motivator0 | $50.00 | 12/6/2012 9:21:38 AM |
| vivid-p2ploan1 | $25.00 | 12/6/2012 9:08:44 AM |
| gravbox | $25.00 | 12/6/2012 10:58:29 AM |
| cash-delight1 | $25.00 | 12/6/2012 10:15:54 AM |
| green-order-captain | $50.00 | 12/6/2012 11:38:38 AM |
| repayment-pagoda8 | $100.00 | 12/6/2012 5:32:49 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:02 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:44 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:14 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 9:25:27 AM |
| kfrench | $75.00 | 12/7/2012 7:01:54 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:36 PM |
| qsolo | $25.00 | 12/10/2012 9:48:38 AM |
| windguy | $50.00 | 12/11/2012 5:55:46 PM |
| cr8on | $30.00 | 12/12/2012 9:46:42 AM |
| djh47a | $25.00 | 12/12/2012 1:23:14 PM |
| deal-vibrato | $25.00 | 12/12/2012 5:56:04 PM |
| new-start18100 | $25.00 | 12/12/2012 5:09:55 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:25:41 PM |
| EthanColeInvestingGroup | $25.00 | 12/13/2012 12:15:02 AM |
| franzzua | $25.00 | 12/13/2012 9:34:10 AM |
| amicablenemesis | $49.00 | 12/13/2012 12:05:07 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:58 PM |
| riskreward | $250.00 | 12/13/2012 12:32:58 PM |
| Mommo | $39.00 | 12/13/2012 12:04:33 PM |
| kind-euro-mirth | $50.00 | 12/13/2012 12:08:46 PM |
| commerce-artisan8 | $50.00 | 12/13/2012 12:22:56 PM |
| HoosierDaddie | $300.00 | 12/13/2012 12:10:24 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:03 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:03 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:37 PM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:01 AM |
| Haydn-sav | $25.00 | 12/14/2012 10:08:06 AM |
| pleasant-listing712 | $25.00 | 12/14/2012 4:07:36 PM |
| principal-cooker2 | $50.00 | 12/14/2012 6:15:12 PM |
| dunkard13 | $100.00 | 12/14/2012 5:20:39 PM |
| Solid-Platinum | $25.00 | 12/14/2012 4:22:42 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:32 AM |
| ericgassercom | $25.00 | 12/14/2012 5:42:18 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:48 AM |
| kulender | $100.00 | 12/15/2012 9:24:28 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:51 AM |
| fortytwo | $100.00 | 12/15/2012 1:43:41 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:29 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:35 PM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:12 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:56 PM |
| RevREB | $25.00 | 12/16/2012 12:18:56 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:04 AM |
| enchanted-investment447 | $100.00 | 12/17/2012 9:06:51 AM |
| restless-nickel158 | $50.00 | 12/17/2012 9:34:19 AM |
| market-assembler | $50.00 | 12/16/2012 8:29:42 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:18 PM |
| 08bob | $25.00 | 12/17/2012 1:29:37 AM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:40 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:21 AM |
| cutter21 | $25.00 | 12/17/2012 5:09:16 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:18 PM |
| revenue-serenity5 | $25.00 | 12/17/2012 5:51:48 PM |
| reward-walnut | $25.00 | 12/17/2012 5:04:48 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:45 PM |
| ItsJustMe79 | $25.00 | 12/17/2012 6:17:43 PM |
| abundanceforever | $29.00 | 12/17/2012 5:18:26 PM |
| velocityasaurus-rex4 | $100.00 | 12/17/2012 5:22:30 PM |
| kingryan | $250.00 | 12/17/2012 5:22:39 PM |
| joyous-platinum965 | $25.00 | 12/17/2012 8:07:17 PM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:16:08 PM |
| foxtrot12 | $75.00 | 12/17/2012 5:46:55 PM |
| Thunderswan | $26.00 | 12/17/2012 5:27:09 PM |
| value-showcase828 | $25.00 | 12/17/2012 5:27:44 PM |
| gizmo65 | $31.96 | 12/17/2012 7:25:15 PM |
| Wicky | $25.00 | 12/18/2012 10:26:07 AM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:46:24 PM |
| brightest-benjamins-tomahawk | $43.88 | 12/17/2012 7:40:47 PM |
| geechee | $43.91 | 12/18/2012 2:37:16 PM |
| greentomato | $25.00 | 12/18/2012 5:14:13 PM |
| igniter584 | $200.00 | 12/18/2012 7:51:25 AM |
| marketplace-gatherer60 | $25.00 | 12/18/2012 5:29:37 PM |
| bazaar-festivity | $25.00 | 12/18/2012 5:45:14 PM |
| SkyHighTigers | $32.50 | 12/18/2012 9:29:13 AM |
| bill-mushroom | $50.00 | 12/18/2012 6:11:23 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:43 AM |
| hitsman | $50.00 | 12/18/2012 10:33:26 AM |
| delectable-order532 | $100.00 | 12/18/2012 5:15:15 PM |
| 100units | $122.00 | 12/18/2012 5:24:41 PM |
| jcholloway831 | $50.00 | 12/18/2012 6:59:15 PM |
| brilliant-penny9 | $25.00 | 12/18/2012 3:59:16 PM |
| thrilling-listing51 | $100.00 | 12/18/2012 5:41:07 PM |
| money-atizer | $25.00 | 12/18/2012 5:42:41 PM |
| transparent-note0 | $25.00 | 12/18/2012 9:37:15 PM |
| giantfan19 | $25.00 | 12/18/2012 9:46:46 PM |
| persistent-basis2 | $50.00 | 12/18/2012 5:09:31 PM |
| duty-powerplant0 | $25.00 | 12/18/2012 5:12:28 PM |
| unrivaled-deal676 | $50.00 | 12/18/2012 6:07:31 PM |
| dignified-truth7 | $148.00 | 12/18/2012 5:34:59 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:48 AM |
| structure9 | $25.00 | 12/18/2012 5:40:24 PM |
| msfitzge | $25.00 | 12/18/2012 5:47:37 PM |
| cfleap | $25.00 | 12/19/2012 9:33:18 AM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:06 AM |
| carolinalending | $25.00 | 12/19/2012 1:46:36 AM |
| korby524 | $25.00 | 12/19/2012 9:59:52 AM |
| letsmakeitsuccessful | $25.00 | 12/19/2012 10:11:53 AM |
| Munnie | $50.00 | 12/19/2012 7:01:20 AM |
| momentous-velocity5 | $50.00 | 12/18/2012 7:12:58 PM |
| Trondheim_Norway | $100.00 | 12/19/2012 11:04:08 AM |
| silver4711 | $50.00 | 12/19/2012 11:43:59 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:01 AM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:09 AM |
| intrepid-compassion29 | $25.00 | 12/19/2012 6:57:11 AM |
| magical-fairness4 | $25.00 | 12/19/2012 7:26:23 AM |
| Financer | $36.00 | 12/19/2012 7:56:59 AM |
| american6 | $50.00 | 12/19/2012 9:04:21 AM |
| rvtbike | $100.00 | 12/19/2012 9:46:48 AM |
| debtfreenow-82 | $25.00 | 12/19/2012 9:19:52 AM |
| capital-renewal | $50.00 | 12/19/2012 5:18:56 PM |
| decisive-return611 | $100.00 | 12/19/2012 5:28:12 PM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:22 AM |
| dedication-ecstasy5 | $25.00 | 12/19/2012 12:37:13 PM |
| hope-bull5 | $50.00 | 12/19/2012 1:41:06 PM |
| chemistry220 | $25.00 | 12/19/2012 10:15:11 AM |
| bold-decisive-kindness | $25.00 | 12/19/2012 5:42:26 PM |
| pennybypenny | $25.00 | 12/19/2012 5:46:31 PM |
| durability-alien3 | $50.00 | 12/19/2012 5:51:32 PM |
| Maetryx | $25.00 | 12/19/2012 6:01:38 PM |
| Aliso-Viejo | $100.00 | 12/19/2012 6:02:47 PM |
| loot-prescription3 | $25.00 | 12/19/2012 6:22:55 PM |
| sinner_c5 | $30.00 | 12/19/2012 12:49:50 PM |
| bilecibank | $25.00 | 12/19/2012 6:33:32 PM |
| legend717 | $25.00 | 12/19/2012 6:48:26 PM |
| belief-integrity | $500.00 | 12/20/2012 6:03:37 AM |
| scientists | $25.00 | 12/20/2012 6:44:15 AM |
| villagers | $25.00 | 12/19/2012 5:27:48 PM |
| ectasy683 | $25.00 | 12/19/2012 6:12:59 PM |
| IP | $25.00 | 12/19/2012 6:14:27 PM |
| adaboy65 | $100.00 | 12/19/2012 6:24:02 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:12 PM |
| help4u | $50.00 | 12/19/2012 6:59:48 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:14 PM |
| kindness-jedi | $25.00 | 12/19/2012 5:55:50 PM |
| Railbird | $50.00 | 12/19/2012 6:09:41 PM |
| Neighbor-Bob | $50.00 | 12/20/2012 1:44:00 AM |
| Int-Hunter12 | $45.45 | 12/20/2012 7:48:41 AM |
| p1k4blu | $25.00 | 12/20/2012 1:50:11 AM |
| bid-sushi9 | $25.00 | 12/20/2012 2:32:07 AM |
| coin-popcorn | $25.00 | 12/20/2012 7:27:43 AM |
| bowdish1 | $25.00 | 12/6/2012 10:38:04 AM |
| phenomenal-rate1 | $500.00 | 12/6/2012 5:24:55 PM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:50 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:46 AM |
| JeremyLinFan | $30.00 | 12/7/2012 11:54:54 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:30 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:39:17 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:48 AM |
| Harry | $75.00 | 12/10/2012 9:44:37 AM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:06 PM |
| special-dinero553 | $25.00 | 12/11/2012 5:40:41 PM |
| lionheart722 | $25.00 | 12/12/2012 5:36:35 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:26 PM |
| prudent-dough458 | $25.00 | 12/12/2012 5:02:42 PM |
| luann199 | $25.00 | 12/13/2012 9:43:22 AM |
| hero007 | $50.00 | 12/13/2012 9:03:42 AM |
| dominickf | $50.00 | 12/13/2012 9:07:14 AM |
| sharp-platinum326 | $25.00 | 12/13/2012 9:22:25 AM |
| Zorro_970 | $100.00 | 12/13/2012 12:19:47 PM |
| wetlands | $200.00 | 12/13/2012 12:27:00 PM |
| tech310 | $50.00 | 12/13/2012 11:00:15 AM |
| dime-mandolin9 | $50.00 | 12/13/2012 12:18:47 PM |
| Avicell | $25.00 | 12/13/2012 6:21:28 PM |
| octoberfresh | $25.00 | 12/13/2012 6:40:12 PM |
| anacent | $25.00 | 12/13/2012 10:26:45 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:31 PM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:51:26 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:52 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:09 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 5:53:08 PM |
| ready-agreement5 | $25.00 | 12/16/2012 12:57:02 PM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:05 AM |
| wise-virtuous-vigilance | $26.00 | 12/17/2012 5:21:21 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:31 PM |
| yield-victor837 | $50.00 | 12/17/2012 6:05:26 PM |
| logical-peso2 | $25.00 | 12/17/2012 5:40:54 PM |
| Tscheddar | $25.00 | 12/18/2012 5:34:23 AM |
| compwhiz | $25.00 | 12/18/2012 8:52:16 AM |
| commerce-viking1 | $50.00 | 12/17/2012 6:52:47 PM |
| Kjw19044 | $50.00 | 12/17/2012 5:57:16 PM |
| Cai8899 | $25.00 | 12/17/2012 6:20:18 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:42:55 PM |
| supersarah61 | $25.00 | 12/18/2012 4:00:58 PM |
| Jalebi | $25.00 | 12/18/2012 9:33:24 AM |
| UltimateWill | $25.00 | 12/18/2012 5:08:18 PM |
| compassion-neutron | $50.00 | 12/18/2012 6:27:56 AM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:14 AM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:41 AM |
| swampman | $25.00 | 12/18/2012 5:36:14 PM |
| income-champion | $25.00 | 12/18/2012 9:07:43 AM |
| shaps | $34.00 | 12/18/2012 5:38:24 PM |
| compoundinterest | $25.00 | 12/18/2012 5:41:14 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:07 AM |
| first-credit-meridian | $25.00 | 12/18/2012 9:55:25 AM |
| rate-hawk | $25.00 | 12/18/2012 6:12:14 PM |
| dynamic-money271 | $100.00 | 12/18/2012 5:15:47 PM |
| jazz619 | $25.00 | 12/18/2012 10:54:16 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:05 PM |
| vMbanusi | $50.00 | 12/18/2012 5:20:29 PM |
| payout-conqueror157 | $50.00 | 12/18/2012 1:07:05 PM |
| value-investor9 | $50.00 | 12/18/2012 5:33:21 PM |
| rupee-champion7 | $25.00 | 12/18/2012 2:33:56 PM |
| grove88 | $25.00 | 12/18/2012 8:33:43 PM |
| ClearCut | $100.00 | 12/18/2012 10:10:00 PM |
| agalt | $50.00 | 12/18/2012 10:39:26 PM |
| social-aspen097 | $300.00 | 12/18/2012 5:08:40 PM |
| streak269 | $25.00 | 12/18/2012 6:15:22 PM |
| 907 | $25.00 | 12/18/2012 7:49:19 PM |
| pinballeffect | $46.00 | 12/18/2012 7:55:30 PM |
| jga516 | $25.00 | 12/18/2012 7:02:26 PM |
| quest0 | $50.00 | 12/19/2012 7:15:09 AM |
| contract-paloverde1 | $25.00 | 12/18/2012 7:09:58 PM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:42 AM |
| power-lightning9 | $25.00 | 12/19/2012 8:22:47 AM |
| dansarkis | $25.00 | 12/19/2012 5:19:35 PM |
| Quiza12 | $100.00 | 12/19/2012 11:14:02 AM |
| lender987654321 | $44.00 | 12/19/2012 5:34:41 PM |
| auction-iris9 | $120.00 | 12/19/2012 6:06:50 PM |
| gold-disk | $25.00 | 12/19/2012 12:24:23 PM |
| daisuke | $25.00 | 12/19/2012 6:18:20 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:48 PM |
| escharfer | $25.00 | 12/19/2012 5:46:49 PM |
| aader | $25.00 | 12/19/2012 5:49:19 PM |
| receptive-vigilance799 | $25.00 | 12/19/2012 5:20:17 PM |
| illustrado | $25.00 | 12/19/2012 5:21:04 PM |
| the-dollar-topper | $150.00 | 12/19/2012 6:00:23 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:53 PM |
| meoates1 | $25.00 | 12/19/2012 6:11:26 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:10 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:04 PM |
| Manvel | $25.00 | 12/19/2012 7:47:30 PM |
| LaGrangeLender | $40.00 | 12/20/2012 6:14:09 AM |
| top-kindness-sensation | $25.00 | 12/20/2012 6:28:40 AM |
| KU83 | $25.00 | 12/20/2012 8:47:46 AM |
| 240 Investments
|
Borrower Payment Dependent Notes Series
682095
This series of Notes was issued and sold upon the funding of the borrower loan #79655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $325.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $10,122 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| towering-income7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down high-rate balances on my revolving credit.
My financial situation:
I am a good candidate for this loan because of my length of employment at BBG Technical Services, Inc. and the fact that I have not missed payments for over five years.
Monthly net income: $3800.00
Monthly expenses: $2395.00 total of below
Housing: $850.00
Insurance: $120.00
Car expenses: $100.
Utilities: $50.00
Phone, cable, internet: $75.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $700.00
Other expenses: $100.00 (subway)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| platinum-scientist9 | $25.00 | 12/4/2012 10:24:06 AM |
| Dubbs360 | $50.00 | 12/4/2012 9:23:02 AM |
| valiant-return584 | $50.00 | 12/4/2012 9:23:50 AM |
| vutah | $25.00 | 12/4/2012 10:10:33 AM |
| berniemadeoff | $65.00 | 12/4/2012 11:54:38 AM |
| bibliomania | $50.00 | 12/4/2012 6:04:40 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:45 PM |
| toblerone | $25.00 | 12/5/2012 7:54:31 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:32 PM |
| Edakers | $25.00 | 12/11/2012 1:51:36 PM |
| aggresive-compassion612 | $25.00 | 12/12/2012 6:01:01 PM |
| power-spartan5 | $25.00 | 12/12/2012 6:05:12 PM |
| monster4 | $50.00 | 12/12/2012 6:23:10 PM |
| new-start18100 | $25.00 | 12/12/2012 5:09:55 PM |
| EFS | $100.00 | 12/12/2012 6:49:50 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:43 PM |
| LittleMingo | $30.00 | 12/13/2012 8:24:38 AM |
| compassion-twister2 | $50.00 | 12/12/2012 6:51:52 PM |
| freedomlender | $25.00 | 12/13/2012 10:23:43 AM |
| money-bauble | $100.00 | 12/13/2012 5:18:36 PM |
| thrilling-fund427 | $50.00 | 12/13/2012 12:11:37 PM |
| tolerant-truth2 | $40.00 | 12/14/2012 9:52:32 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:59 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:14 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 5:53:05 PM |
| ultimate-responsibility0 | $25.00 | 12/14/2012 2:06:42 PM |
| kulender | $100.00 | 12/15/2012 9:24:02 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:10 AM |
| Index_Plus | $4,000.00 | 12/15/2012 10:56:53 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:35 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:32 AM |
| cerebral-dollar773 | $25.00 | 12/15/2012 11:45:42 AM |
| safehouse947 | $29.00 | 12/15/2012 12:00:46 PM |
| heart514 | $25.00 | 12/15/2012 12:01:34 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:24 AM |
| E-2 | $100.00 | 12/15/2012 10:59:12 AM |
| NotOprah | $50.00 | 12/15/2012 12:07:29 PM |
| benevolent-moola291 | $50.00 | 12/15/2012 12:10:23 PM |
| p2p-czar3 | $25.00 | 12/15/2012 12:11:52 PM |
| versatile-dime442 | $74.00 | 12/15/2012 11:20:14 AM |
| networks4ever | $25.00 | 12/15/2012 12:01:51 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:23 AM |
| ASR3 | $50.00 | 12/15/2012 12:03:24 PM |
| sentimental-peace8 | $25.00 | 12/15/2012 12:03:42 PM |
| HamachiMan | $50.00 | 12/15/2012 12:05:26 PM |
| thrifty-generosity222 | $50.00 | 12/15/2012 12:05:59 PM |
| fair-pound5 | $50.00 | 12/15/2012 12:06:32 PM |
| fabulous-revenue7 | $25.00 | 12/15/2012 12:11:17 PM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:20 AM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:30 AM |
| bonFire8 | $28.00 | 12/15/2012 12:01:35 PM |
| JJ9876 | $25.00 | 12/15/2012 12:02:00 PM |
| Banker7371 | $25.00 | 12/15/2012 12:03:45 PM |
| invincible-deal82 | $25.00 | 12/15/2012 12:04:28 PM |
| ore-holly | $25.00 | 12/15/2012 12:04:48 PM |
| Bookophile | $50.00 | 12/15/2012 12:05:06 PM |
| velocity-solo | $25.00 | 12/15/2012 12:05:30 PM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:05 PM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:43 PM |
| octoberfresh | $25.00 | 12/4/2012 11:24:07 AM |
| orange-preeminant-bill | $25.00 | 12/4/2012 10:43:49 AM |
| Tscheddar | $25.00 | 12/6/2012 3:28:57 PM |
| return-point2 | $100.00 | 12/6/2012 6:15:56 PM |
| balance-force | $28.00 | 12/12/2012 1:52:43 PM |
| dunkard13 | $100.00 | 12/12/2012 5:44:21 PM |
| WalnutCreekguy | $50.00 | 12/12/2012 5:14:22 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:08 PM |
| deal-vibrato | $25.00 | 12/12/2012 5:56:04 PM |
| pierrelasvegas | $25.00 | 12/12/2012 6:11:33 PM |
| Kaj | $25.00 | 12/12/2012 6:27:24 PM |
| tech310 | $50.00 | 12/13/2012 11:00:14 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:34 AM |
| Haydn-sav | $25.00 | 12/13/2012 5:27:19 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:21 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:24 PM |
| MyPFBlog | $25.00 | 12/14/2012 10:21:20 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:34 AM |
| MeggieStardust | $25.00 | 12/14/2012 10:20:44 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:44 PM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:49 AM |
| 100units | $137.00 | 12/15/2012 11:05:49 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:58 AM |
| five-star-order1 | $50.00 | 12/15/2012 11:20:01 AM |
| the-magnetic-transaction | $200.00 | 12/15/2012 10:50:32 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:28 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:57 AM |
| skunkor2 | $27.00 | 12/15/2012 12:02:39 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:34 AM |
| tolerant-responsibility051 | $1,984.95 | 12/15/2012 12:14:33 PM |
| deal-goliath4 | $500.00 | 12/15/2012 11:14:13 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:33 AM |
| LeReve | $500.00 | 12/15/2012 11:29:21 AM |
| social-aspen097 | $63.00 | 12/15/2012 10:49:21 AM |
| SunnyMoney | $29.05 | 12/15/2012 11:33:23 AM |
| fund-ambrosia0 | $25.00 | 12/15/2012 12:04:40 PM |
| daisuke | $25.00 | 12/15/2012 12:06:37 PM |
| dunox | $75.00 | 12/15/2012 11:00:11 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:57 AM |
| nanda | $25.00 | 12/15/2012 12:03:49 PM |
| larslfe | $25.00 | 12/15/2012 12:04:50 PM |
| 1phantom | $25.00 | 12/15/2012 12:06:20 PM |
| yield-lion | $25.00 | 12/15/2012 12:07:56 PM |
| shmb6508 | $50.00 | 12/15/2012 12:11:48 PM |
| skuba | $50.00 | 12/15/2012 12:13:48 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
682203
This series of Notes was issued and sold upon the funding of the borrower loan #79814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,647 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| uthguy |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Us Start A Family Business
Purpose of loan:
This loan will be used to purchase equipment for our part-time family business. In my work I have found a niche that is not filled within 100 miles of our city, so I am seeking to fill that niche with my part-time business:
I have rented thousands of dollars in entertainment equipment over the years and much of that equipment is just not available in my area at any price. Our first equipment investment will be a green screen video/photo booth system. In exchange for reviewing the system, we have been given the opportunity to purchase it at a 50% savings. With the funds generated from renting the system we will pay off this loan and then invest every penny to further expand our business and purchase additional equipment. The market is wide open for our services! Thank you for your consideration.
My financial situation:
I am employed full-time as a professional youth worker and have been in this same profession since graduating from college 15 years ago. Our family is ready to work this business!
Monthly net income: $3,989.14
(This is my income and does not reflect our total household income.)
Total Monthly expenses: $2,448.00
Housing: $780
Insurance: $85
Car expenses: $398
Utilities: $175
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $125
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rate-advocator7 | $250.00 | 12/17/2012 5:06:20 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 5:28:27 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:46 PM |
| credit-coach118 | $25.02 | 12/17/2012 6:41:59 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:16 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:21 PM |
| PoundSmart | $100.00 | 12/17/2012 5:26:08 PM |
| DreisersFinancier | $50.00 | 12/17/2012 5:31:10 PM |
| zorg77 | $100.00 | 12/18/2012 11:16:05 AM |
| power-spartan5 | $25.00 | 12/18/2012 9:02:38 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:18 AM |
| dl_data | $50.00 | 12/20/2012 1:18:54 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:14:39 PM |
| new-start18100 | $25.00 | 12/21/2012 9:40:51 AM |
| PFTLender | $25.00 | 12/21/2012 9:59:11 AM |
| tom203 | $25.00 | 12/21/2012 11:25:39 AM |
| nex | $25.00 | 12/21/2012 6:27:14 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:48:37 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:23 PM |
| enterprising-pound5 | $50.00 | 12/22/2012 4:57:06 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:22 AM |
| california111 | $50.00 | 12/22/2012 10:26:34 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:02:47 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:06 AM |
| gothampark | $25.00 | 12/23/2012 9:00:01 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:40 PM |
| larslfe | $25.00 | 12/24/2012 9:05:19 AM |
| DreDub | $25.00 | 12/24/2012 6:13:22 AM |
| trumpeter391 | $25.00 | 12/24/2012 9:05:39 AM |
| let_me_retire | $100.00 | 12/24/2012 3:07:54 AM |
| Sibelius2 | $25.00 | 12/24/2012 10:04:49 AM |
| economy-shrubbery6 | $25.00 | 12/24/2012 9:36:17 AM |
| the-hope-workhorse | $25.00 | 12/24/2012 9:43:38 AM |
| terrific-dough6 | $50.00 | 12/24/2012 9:16:47 AM |
| winmals | $25.00 | 12/24/2012 9:46:00 AM |
| Rider | $61.81 | 12/24/2012 9:20:01 AM |
| bid-czar8 | $100.00 | 12/24/2012 9:30:57 AM |
| mikbos | $25.00 | 12/24/2012 9:33:21 AM |
| professional-vigilance9 | $100.00 | 12/24/2012 10:07:52 AM |
| silver-enlightenment0 | $25.00 | 12/24/2012 9:53:10 AM |
| joyous-peace443 | $25.00 | 12/24/2012 9:59:18 AM |
| melodious-fairness | $50.00 | 12/24/2012 9:59:24 AM |
| appetizing-loyalty354 | $25.00 | 12/17/2012 5:36:20 PM |
| CreditBuilder2 | $25.03 | 12/17/2012 7:01:41 PM |
| Edakers | $25.00 | 12/17/2012 6:39:40 PM |
| Rogelio48 | $25.00 | 12/18/2012 7:08:06 AM |
| Investor_DP | $100.00 | 12/18/2012 9:30:48 AM |
| 6_kids_college_fund | $25.00 | 12/18/2012 4:04:41 PM |
| dl_data | $100.00 | 12/18/2012 9:31:56 PM |
| LuvToLend | $25.00 | 12/18/2012 6:22:50 PM |
| dl_data | $100.00 | 12/19/2012 8:59:21 AM |
| courteous-platinum7 | $25.00 | 12/20/2012 7:47:26 AM |
| 08bob | $25.00 | 12/21/2012 2:41:33 AM |
| JGENERAL | $25.00 | 12/21/2012 10:03:29 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:12 PM |
| worthy-bid8 | $400.00 | 12/22/2012 1:33:19 PM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:22 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:58 PM |
| ItsJustMe79 | $25.00 | 12/23/2012 12:20:12 PM |
| 6515Wheat | $27.09 | 12/23/2012 8:02:33 PM |
| Brianformisano | $25.00 | 12/23/2012 1:00:11 PM |
| chief64 | $200.00 | 12/24/2012 9:04:10 AM |
| TronMedici | $50.00 | 12/24/2012 9:13:08 AM |
| 108-IRA | $50.00 | 12/23/2012 1:48:45 PM |
| alexander-hamilton | $50.00 | 12/23/2012 2:00:59 PM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:20 AM |
| IIP77 | $25.00 | 12/24/2012 9:44:05 AM |
| desertoasis | $25.00 | 12/24/2012 7:35:57 AM |
| economy-producer | $25.00 | 12/24/2012 9:46:41 AM |
| micko | $25.00 | 12/24/2012 9:57:42 AM |
| point653 | $25.00 | 12/24/2012 9:20:06 AM |
| best-elevated-social | $25.00 | 12/24/2012 9:29:02 AM |
| Comoparklender | $25.00 | 12/24/2012 9:04:25 AM |
| idastmerchants | $25.00 | 12/24/2012 9:23:28 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:42 AM |
| handshake5 | $100.00 | 12/24/2012 9:34:45 AM |
| finance-piccolo8 | $25.00 | 12/24/2012 10:07:04 AM |
| ASuperJohn | $117.00 | 12/24/2012 9:53:31 AM |
| MADAOO7 | $50.00 | 12/24/2012 9:56:35 AM |
| economy-lotus | $39.00 | 12/24/2012 9:59:11 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
682233
This series of Notes was issued and sold upon the funding of the borrower loan #79592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,428 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 65 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| useful-benefit5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay for food and lodging
My financial situation: good
I am a good candidate for this loan because...
always pay on time i have no delenquite bills
Monthly net income: $3299Monthly expenses: $
Housing: $678
Insurance: $190
Car expenses: $121
Utilities: $75
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $25
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:23:21 PM |
| diplomatic-wealth7 | $25.00 | 12/4/2012 9:37:21 AM |
| LuvToLend | $25.00 | 12/4/2012 9:18:32 AM |
| worthy-bid8 | $100.00 | 12/4/2012 10:09:52 AM |
| open-minded-p2p1 | $25.00 | 12/4/2012 7:51:39 PM |
| ultimate-peace | $25.00 | 12/5/2012 7:42:17 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:55 AM |
| social-heart | $25.00 | 12/12/2012 9:34:03 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:09 PM |
| hero007 | $50.00 | 12/13/2012 9:03:26 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:28 AM |
| businessbroker101 | $50.00 | 12/15/2012 1:11:57 PM |
| Zingaro | $25.00 | 12/15/2012 12:13:00 PM |
| RevREB | $25.00 | 12/16/2012 12:18:47 PM |
| gain-expert | $26.00 | 12/17/2012 1:28:13 PM |
| keen-economy6 | $25.00 | 12/17/2012 5:17:38 PM |
| djh47a | $25.00 | 12/17/2012 8:49:43 PM |
| gain-expert | $25.00 | 12/11/2012 2:45:12 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:51 PM |
| affluence-broker | $25.00 | 12/15/2012 12:46:01 PM |
| mrxtravis | $25.00 | 12/15/2012 2:45:27 PM |
| Cybercusp | $25.00 | 12/17/2012 9:50:20 AM |
| versatile-dime442 | $100.00 | 12/17/2012 5:25:38 PM |
| rabbidlender | $25.00 | 12/17/2012 5:25:45 PM |
| loan-heaven44 | $50.00 | 12/17/2012 10:22:23 AM |
| cognizant-benjamins5 | $50.00 | 12/18/2012 5:58:45 AM |
| Index_Plus | $989.00 | 12/18/2012 8:48:42 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
682239
This series of Notes was issued and sold upon the funding of the borrower loan #79167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,651 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-celebration2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidation
This loan will be used to... I'm using this to consolidate high interest payments into one payment
My financial situation: very good
I am a good candidate for this loan because... I pay my bills on time
Monthly net income: $ 2000.00
Monthly expenses: $
Housing: $1169.00
Insurance: $19.16
Car expenses: $300.00
Utilities: $30.00
Phone, cable, internet: $50.00
Food, entertainment: $65.00
Clothing, household expenses: $0.00
Credit cards and other loans: $200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.00 | 12/14/2012 8:18:31 AM |
| thrilling-point2 | $40.00 | 12/4/2012 5:19:36 PM |
| exponential-fairness2 | $25.00 | 12/4/2012 5:48:16 PM |
| riveting-credit5 | $25.00 | 12/4/2012 6:12:15 PM |
| obduro_1 | $25.00 | 12/4/2012 7:14:28 PM |
| finder61 | $25.00 | 12/4/2012 8:58:44 PM |
| Whipster | $50.00 | 12/5/2012 5:17:17 AM |
| greencat | $50.00 | 12/5/2012 7:26:05 AM |
| Danjack_Capital | $25.00 | 12/5/2012 4:35:16 PM |
| Star_Witness | $25.00 | 12/5/2012 7:53:35 PM |
| graceful-investment | $106.00 | 12/6/2012 4:39:29 PM |
| HeroSupport | $40.00 | 12/6/2012 5:12:19 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:57 AM |
| aquariano2 | $25.00 | 12/7/2012 9:14:50 AM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:00 PM |
| whirlingdervish | $25.00 | 12/10/2012 12:54:31 AM |
| boogienation | $25.00 | 12/10/2012 7:29:57 PM |
| bid-ace937 | $50.00 | 12/11/2012 9:49:17 AM |
| Ben_Graham | $25.00 | 12/11/2012 12:53:19 PM |
| octoberfresh | $25.00 | 12/11/2012 11:24:21 AM |
| diplomatic-wealth7 | $25.00 | 12/11/2012 6:04:16 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:43 PM |
| social-heart | $25.00 | 12/12/2012 9:34:04 AM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:55 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:13 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:52 PM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:28 AM |
| stock106 | $25.00 | 12/14/2012 8:01:34 AM |
| MilitaryMTP | $100.00 | 12/14/2012 12:44:06 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:37 AM |
| helping-out | $287.65 | 12/15/2012 6:18:54 AM |
| a-currency-starfish | $25.00 | 12/15/2012 11:24:27 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:54:07 PM |
| money-fort | $25.00 | 12/15/2012 5:56:01 PM |
| blue-relentless-hope | $50.00 | 12/15/2012 8:12:06 PM |
| RevREB | $25.00 | 12/16/2012 12:18:49 PM |
| Wordsmth | $25.00 | 12/16/2012 1:45:01 PM |
| yield-hut | $25.00 | 12/16/2012 6:55:46 PM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:21:48 PM |
| worthy-bid4 | $40.10 | 12/17/2012 9:26:45 AM |
| a-restless-dollar | $35.00 | 12/16/2012 10:24:14 PM |
| Cybercusp | $25.00 | 12/17/2012 9:50:23 AM |
| benjamins-worker5 | $52.76 | 12/17/2012 8:35:17 AM |
| a-worth-speaker | $25.00 | 12/17/2012 2:15:54 PM |
| fuzed | $50.00 | 12/17/2012 2:49:24 PM |
| buffalobills | $25.00 | 12/17/2012 4:10:04 PM |
| fountain355 | $25.00 | 12/17/2012 12:37:09 PM |
| banker34 | $100.00 | 12/17/2012 3:15:22 PM |
| historic-dough5 | $19.58 | 12/17/2012 5:42:26 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:24 PM |
| worthy-bid8 | $100.00 | 12/4/2012 5:10:47 PM |
| let_me_retire | $25.00 | 12/5/2012 12:45:11 AM |
| Endeavour | $150.00 | 12/4/2012 6:57:32 PM |
| enriched-return057 | $25.00 | 12/5/2012 9:23:00 AM |
| nevee | $25.00 | 12/5/2012 10:07:32 AM |
| kila-designer | $49.00 | 12/5/2012 10:49:59 AM |
| professional-dinero753 | $25.00 | 12/5/2012 5:56:25 PM |
| ultimate-peace | $100.00 | 12/5/2012 7:45:20 PM |
| credible-responsibility022 | $25.00 | 12/6/2012 11:41:17 AM |
| EFS | $100.00 | 12/9/2012 1:41:18 PM |
| LittleMingo | $25.00 | 12/9/2012 2:15:14 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:11 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:22 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:33 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:22 PM |
| dime-umbrella6 | $25.00 | 12/13/2012 11:24:22 AM |
| djh47a | $25.00 | 12/13/2012 9:24:02 PM |
| newest-sturdy-yield | $25.00 | 12/14/2012 8:16:51 AM |
| ethical-truth211 | $25.00 | 12/14/2012 12:21:29 PM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:51:25 AM |
| MKKBucks | $25.00 | 12/15/2012 10:33:50 AM |
| majestic-note6 | $150.00 | 12/15/2012 11:20:54 AM |
| Skulljocky | $50.00 | 12/15/2012 10:47:53 AM |
| bid-lightning9 | $25.00 | 12/15/2012 11:38:47 AM |
| affluence-broker | $25.00 | 12/15/2012 12:46:02 PM |
| refresher211 | $100.00 | 12/15/2012 11:15:09 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:29 AM |
| bob450-roth | $25.00 | 12/16/2012 9:24:26 AM |
| Interloper | $25.00 | 12/16/2012 9:20:11 AM |
| slowgains | $25.00 | 12/16/2012 9:30:02 AM |
| Valley-of-the-Dollar | $25.00 | 12/15/2012 4:55:23 PM |
| JASHoldingsLTD1 | $26.91 | 12/16/2012 5:52:07 PM |
| Digger85 | $100.00 | 12/17/2012 4:35:09 AM |
| businessbroker101 | $50.00 | 12/16/2012 1:13:12 PM |
| first-dinero-temple | $25.00 | 12/17/2012 9:28:09 AM |
| CA-Lender | $25.00 | 12/17/2012 5:04:15 PM |
| Zion-CIF | $25.00 | 12/17/2012 5:15:36 PM |
| toomanyfishtanks | $50.00 | 12/17/2012 3:42:00 PM |
| theaterguy | $30.00 | 12/17/2012 5:00:12 PM |
| transparency-position | $88.00 | 12/17/2012 5:15:26 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
682307
This series of Notes was issued and sold upon the funding of the borrower loan #79654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,764.57 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,485 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-thinker5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation. faster pay off of debt
This loan will be used to...
Pay off credit cards, education loans, medical expenses that have accumulated on credit cards. I want to pay off the credit cards, except for one. This will give me an opportunity to be out of debt much sooner.
My financial situation: stable
I am a good candidate for this loan because...
I have a very stable job in higher education. I have been employed here for 14 years. I am current on all payments on all accounts and have never missed a payment. My credit score is very good.
Monthly net income: $ 3200
Monthly expenses: $ 2200
Housing: $951
Insurance: $ 120
Car expenses: $ 45
Utilities: $ 75
Phone, cable, internet: $ 140
Food, entertainment: $ 100
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:00 PM |
| kila-designer | $149.00 | 12/7/2012 5:26:38 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:50 PM |
| repayment-pagoda8 | $100.00 | 12/7/2012 5:46:10 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:19 PM |
| bazaar-tulip | $25.00 | 12/7/2012 6:31:15 PM |
| helpful-fund7 | $50.00 | 12/8/2012 8:22:49 AM |
| bowdish1 | $25.00 | 12/7/2012 6:21:06 PM |
| wildanne | $50.00 | 12/10/2012 9:43:42 AM |
| supersam | $50.00 | 12/10/2012 10:19:23 PM |
| marwadi-62 | $225.00 | 12/11/2012 6:06:44 PM |
| cr8on | $30.00 | 12/12/2012 9:46:54 AM |
| djh47a | $25.00 | 12/12/2012 1:14:49 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:02 PM |
| deal-vibrato | $25.00 | 12/13/2012 9:27:20 AM |
| riskreward | $178.00 | 12/13/2012 12:32:59 PM |
| finder61 | $25.00 | 12/13/2012 9:40:40 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:46 AM |
| creative-p2p0 | $50.00 | 12/14/2012 10:24:59 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:52 AM |
| wetlands | $200.00 | 12/15/2012 11:16:09 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:15 PM |
| imlosttoo | $25.00 | 12/16/2012 10:05:44 AM |
| Wordsmth | $25.00 | 12/16/2012 1:45:04 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:44 PM |
| power-carrier3 | $25.00 | 12/16/2012 12:53:56 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:10 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:23 AM |
| kegs | $200.00 | 12/17/2012 1:39:52 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:24 PM |
| crdcteng | $25.00 | 12/17/2012 6:09:11 PM |
| RevREB | $25.00 | 12/17/2012 6:39:57 PM |
| PFTLender | $25.00 | 12/18/2012 9:31:46 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:54 AM |
| cutter21 | $25.00 | 12/18/2012 5:05:06 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:19 AM |
| Jalebi | $25.00 | 12/18/2012 6:15:27 PM |
| fulfilling-bazaar4 | $100.00 | 12/18/2012 5:25:49 PM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:16 AM |
| ItsJustMe79 | $25.00 | 12/19/2012 5:28:15 PM |
| green-lovely-finance | $25.00 | 12/19/2012 5:39:07 PM |
| pound-mushroom3 | $25.00 | 12/19/2012 5:42:07 PM |
| mckhbnpc | $50.00 | 12/19/2012 5:55:19 PM |
| PrimeFunding | $25.00 | 12/20/2012 9:58:08 AM |
| help4u | $25.00 | 12/19/2012 7:00:31 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:58 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:29 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:40 AM |
| astute-benjamins | $25.00 | 12/20/2012 3:13:08 PM |
| transaction-squirrel734 | $25.00 | 12/21/2012 9:05:06 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:31 PM |
| SecondChanceLendingSERV | $25.00 | 12/21/2012 9:30:24 AM |
| durability-excellence | $25.00 | 12/21/2012 9:50:28 AM |
| cbllender | $25.00 | 12/21/2012 9:53:56 AM |
| no_agenda_lender | $25.00 | 12/21/2012 10:11:59 AM |
| Justbiz | $50.00 | 12/21/2012 9:01:19 AM |
| ectasy683 | $25.00 | 12/21/2012 9:04:32 AM |
| GrayStudio | $25.00 | 12/21/2012 11:54:44 AM |
| ranstlin | $25.00 | 12/21/2012 9:18:33 AM |
| Freon | $25.00 | 12/21/2012 2:43:22 PM |
| compoundinterest | $25.00 | 12/21/2012 9:35:29 AM |
| benevolent-loot5 | $196.00 | 12/21/2012 9:41:16 AM |
| durability-goat644 | $25.00 | 12/21/2012 9:09:42 AM |
| SalesGuyMN | $38.00 | 12/21/2012 9:27:26 AM |
| receptive-vigilance799 | $25.00 | 12/21/2012 10:23:13 AM |
| successful-agreement7 | $100.00 | 12/21/2012 9:37:49 AM |
| rexryan1470 | $25.00 | 12/21/2012 2:16:54 PM |
| redmumba | $50.00 | 12/21/2012 2:38:22 PM |
| TomDalonajay | $25.00 | 12/21/2012 10:13:59 AM |
| unassassinable | $25.00 | 12/21/2012 10:31:28 AM |
| natural-worth9 | $300.00 | 12/21/2012 3:17:16 PM |
| jam96 | $25.00 | 12/21/2012 4:12:33 PM |
| 6515Wheat | $25.00 | 12/21/2012 4:21:49 PM |
| transparency-futurist3 | $25.00 | 12/21/2012 4:47:53 PM |
| friedokra | $25.00 | 12/21/2012 1:35:12 PM |
| NorthwestLoan1 | $1,000.00 | 12/21/2012 3:53:23 PM |
| ucantbeetit | $25.00 | 12/7/2012 5:32:05 PM |
| deal-selector5 | $25.00 | 12/7/2012 5:30:32 PM |
| cash-mad-scientist3 | $25.00 | 12/7/2012 6:21:40 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:30 PM |
| credit-adventurer313 | $51.35 | 12/8/2012 5:22:29 AM |
| gravbox | $25.00 | 12/7/2012 6:53:12 PM |
| ready-interest9 | $25.00 | 12/7/2012 7:10:33 PM |
| CreditBuilder2 | $25.06 | 12/7/2012 6:16:13 PM |
| natural-worth9 | $25.00 | 12/7/2012 8:03:00 PM |
| syracuserei | $50.00 | 12/9/2012 6:18:03 AM |
| simplelender80 | $125.00 | 12/9/2012 1:25:09 PM |
| skillful-asset5 | $30.00 | 12/10/2012 6:28:38 PM |
| kalamari | $30.00 | 12/11/2012 1:03:58 PM |
| windguy | $50.00 | 12/12/2012 10:08:49 AM |
| justreturns | $25.00 | 12/12/2012 9:15:47 AM |
| trumpeter391 | $50.00 | 12/12/2012 12:28:58 PM |
| tech310 | $50.00 | 12/13/2012 11:00:17 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:07 PM |
| new-start18100 | $25.00 | 12/13/2012 6:19:43 PM |
| money-bauble | $100.00 | 12/13/2012 5:18:39 PM |
| Avicell | $25.00 | 12/13/2012 6:21:42 PM |
| integrity-doctor | $100.00 | 12/14/2012 7:19:16 AM |
| octoberfresh | $25.00 | 12/14/2012 10:38:02 AM |
| Frosty | $50.00 | 12/14/2012 5:21:13 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:21 PM |
| vivacious-fund2 | $25.00 | 12/14/2012 6:33:52 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:26 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:50 AM |
| franzzua | $25.00 | 12/15/2012 12:30:54 PM |
| Haydn-sav | $25.00 | 12/15/2012 12:49:47 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:38 PM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:15 AM |
| awwaww | $25.00 | 12/17/2012 9:37:40 AM |
| ell25 | $25.00 | 12/16/2012 1:14:21 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:34 PM |
| goose026 | $75.00 | 12/17/2012 5:15:38 PM |
| kingryan | $250.00 | 12/17/2012 5:22:49 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:18 PM |
| Munnie | $50.00 | 12/19/2012 7:01:26 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:58 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:10 AM |
| kendigme | $25.00 | 12/19/2012 3:32:28 AM |
| quest0 | $50.00 | 12/19/2012 7:18:12 AM |
| HereToHelp305 | $200.00 | 12/19/2012 4:39:48 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:13 PM |
| IP | $25.00 | 12/19/2012 6:14:32 PM |
| american6 | $50.00 | 12/19/2012 6:21:45 PM |
| fairness-musician3 | $25.00 | 12/19/2012 5:47:58 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:12 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:19 PM |
| point-promiser | $25.00 | 12/20/2012 9:50:07 AM |
| reaction5 | $25.00 | 12/20/2012 10:01:13 AM |
| SirArthur | $25.00 | 12/20/2012 10:46:40 AM |
| theshef | $25.00 | 12/20/2012 9:10:15 AM |
| wadeveloper | $50.00 | 12/20/2012 4:23:50 PM |
| income-champion | $25.00 | 12/21/2012 9:11:03 AM |
| reward-walnut | $25.00 | 12/21/2012 9:16:15 AM |
| YLlama | $50.00 | 12/20/2012 5:17:25 PM |
| commerce-associate5 | $100.00 | 12/20/2012 5:26:38 PM |
| encore02 | $35.00 | 12/21/2012 9:38:49 AM |
| mad4wknds | $25.00 | 12/20/2012 5:34:28 PM |
| korby524 | $25.00 | 12/20/2012 5:57:36 PM |
| adaboy65 | $25.00 | 12/21/2012 10:21:22 AM |
| EnergyEngr | $25.00 | 12/21/2012 1:49:52 PM |
| durability-alien3 | $50.00 | 12/21/2012 9:18:20 AM |
| loan-warrior | $25.00 | 12/21/2012 2:38:01 PM |
| reinforced-gain7 | $500.00 | 12/21/2012 2:43:33 PM |
| kmcolo | $25.00 | 12/21/2012 2:47:19 PM |
| natural-worth9 | $175.00 | 12/21/2012 3:16:28 PM |
| breadbroker | $25.00 | 12/21/2012 9:39:57 AM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:37 PM |
| superb-transparency799 | $25.00 | 12/21/2012 4:55:12 PM |
| daisuke | $25.00 | 12/21/2012 9:07:25 AM |
| capital-renewal | $50.00 | 12/21/2012 9:10:43 AM |
| metro457 | $100.00 | 12/21/2012 9:23:07 AM |
| silver-saber | $90.00 | 12/21/2012 9:26:51 AM |
| gillijr1001 | $25.00 | 12/21/2012 10:14:50 AM |
| Superjeep73 | $25.00 | 12/21/2012 10:58:59 AM |
| rvtbike | $100.00 | 12/21/2012 9:46:25 AM |
| triguy | $500.00 | 12/21/2012 2:50:17 PM |
| letsmakeitsuccessful | $25.00 | 12/21/2012 10:24:33 AM |
| by32 | $25.00 | 12/21/2012 3:04:45 PM |
| Shockem923 | $25.00 | 12/21/2012 3:27:29 PM |
| tom203 | $25.00 | 12/21/2012 11:25:28 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:01 PM |
| trustworthy-finance6 | $200.00 | 12/21/2012 1:04:53 PM |
| JJHawk | $25.00 | 12/21/2012 2:36:16 PM |
| first-silver-bridge | $25.00 | 12/21/2012 3:22:40 PM |
| Bank_of_the_Galaxy | $25.00 | 12/21/2012 3:34:20 PM |
| Crysalith | $32.16 | 12/21/2012 4:59:30 PM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
682429
This series of Notes was issued and sold upon the funding of the borrower loan #79360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $105.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,139 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-jet111 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Nco | $100.00 | 12/6/2012 9:39:51 AM |
| platinum-scientist9 | $25.00 | 12/6/2012 10:16:22 AM |
| superb-funds335 | $25.00 | 12/6/2012 9:58:03 AM |
| natural-worth9 | $300.00 | 12/6/2012 1:58:35 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:29 AM |
| gravbox | $25.00 | 12/6/2012 10:58:30 AM |
| axl163 | $25.00 | 12/6/2012 4:48:02 PM |
| obduro_1 | $25.00 | 12/6/2012 11:03:16 AM |
| Ready2Loan | $30.00 | 12/6/2012 11:34:05 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:51 AM |
| payment-halo | $30.00 | 12/6/2012 1:18:02 PM |
| dynrep | $30.00 | 12/6/2012 1:18:18 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:03 PM |
| DevinHill_IRA | $25.00 | 12/6/2012 4:57:16 PM |
| bullwink27 | $25.00 | 12/6/2012 3:35:33 PM |
| listing-flower2 | $100.00 | 12/6/2012 7:28:12 PM |
| bebeito | $25.91 | 12/6/2012 7:33:16 PM |
| octoberfresh | $25.00 | 12/7/2012 6:52:08 AM |
| SecondChanceLendingSERV | $26.09 | 12/7/2012 7:53:39 AM |
| TumbleWeed88 | $25.00 | 12/6/2012 6:33:29 PM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:48 AM |
| CFOGO | $25.00 | 12/7/2012 4:45:26 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 9:25:27 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:14 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:45 AM |
| InvestorJunkie | $25.00 | 12/7/2012 8:53:05 AM |
| jstnow | $25.00 | 12/7/2012 9:52:57 AM |
| wwwUniversal | $25.00 | 12/7/2012 9:58:18 AM |
| CoolPlexer | $25.00 | 12/7/2012 11:51:39 AM |
| pirahna125 | $25.00 | 12/7/2012 11:08:58 AM |
| five-star-asset2 | $25.00 | 12/7/2012 11:02:33 AM |
| gothampark | $25.00 | 12/7/2012 12:23:00 PM |
| marketplace-singularity3 | $25.00 | 12/6/2012 9:18:32 AM |
| compassion-twister2 | $100.00 | 12/6/2012 9:43:22 AM |
| payout-motivator0 | $50.00 | 12/6/2012 9:21:39 AM |
| dedicated-contract755 | $40.00 | 12/6/2012 9:30:48 AM |
| commerce-gargantuan2 | $25.00 | 12/6/2012 9:58:01 AM |
| toblerone | $25.00 | 12/6/2012 9:58:11 AM |
| reduce_US_govt_debt | $32.00 | 12/6/2012 11:29:17 AM |
| commerce-venture1 | $25.00 | 12/6/2012 12:27:40 PM |
| cash-mad-scientist3 | $25.00 | 12/6/2012 9:57:10 AM |
| a-finance-nirvana | $25.00 | 12/6/2012 10:16:29 AM |
| bowdish1 | $25.00 | 12/6/2012 10:38:05 AM |
| green-order-captain | $50.00 | 12/6/2012 11:38:11 AM |
| corndog4000 | $30.00 | 12/6/2012 11:15:43 AM |
| phenomenal-rate1 | $500.00 | 12/6/2012 5:24:57 PM |
| repayment-pagoda8 | $100.00 | 12/6/2012 5:32:50 PM |
| money-hercules4 | $100.00 | 12/6/2012 10:04:00 PM |
| RGlad | $136.28 | 12/7/2012 1:07:10 AM |
| MONEY-1957 | $25.00 | 12/7/2012 9:18:25 AM |
| Winged_Inspirations | $25.00 | 12/7/2012 10:54:36 AM |
| mmckune | $25.00 | 12/7/2012 10:46:11 AM |
| quickstep | $69.72 | 12/7/2012 1:16:16 PM |
| SkinnyFish | $25.00 | 12/7/2012 12:37:18 PM |
| first-felicity-pursuit | $25.00 | 12/7/2012 11:47:41 AM |
| durability-seahorse7 | $50.00 | 12/7/2012 1:09:48 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
682519
This series of Notes was issued and sold upon the funding of the borrower loan #79586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $360 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-river4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
medical and home improvement
Purpose of loan:
This loan will be used to do some small upgrades to my home and pay a few unexpected medical expenses
My financial situation:
I am a good candidate for this loan because I have been in the same line of work for 8 years and always pay my debts on time..
Monthly net income: $2700
Monthly expenses:
Housing: $660
Insurance: $
Car expenses: $219
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sweaty-Butt-Crack | $40.00 | 12/4/2012 6:00:20 PM |
| riveting-credit5 | $25.00 | 12/4/2012 6:12:16 PM |
| rate-advocator7 | $250.00 | 12/4/2012 5:23:39 PM |
| cattlebaron | $25.00 | 12/4/2012 10:42:11 PM |
| obduro_1 | $25.00 | 12/4/2012 7:14:29 PM |
| return-enforcer5 | $25.00 | 12/5/2012 6:13:32 AM |
| payment-halo | $25.00 | 12/5/2012 7:11:48 AM |
| dynadave | $200.00 | 12/5/2012 9:07:55 AM |
| Danjack_Capital | $25.00 | 12/5/2012 4:45:14 PM |
| ultimate-peace | $25.00 | 12/5/2012 7:44:38 PM |
| Tscheddar | $25.00 | 12/6/2012 3:29:01 PM |
| octoberfresh | $25.00 | 12/7/2012 10:04:27 AM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:01 PM |
| investordiy_dot_com | $25.00 | 12/8/2012 1:00:59 PM |
| EL_Papin | $25.00 | 12/8/2012 12:49:45 PM |
| Land_on_your_feet | $25.00 | 12/8/2012 1:30:03 PM |
| sincere-agreement9 | $25.00 | 12/9/2012 12:17:33 PM |
| radforj22 | $25.00 | 12/8/2012 7:55:06 PM |
| jebber007 | $45.00 | 12/9/2012 9:31:45 AM |
| simplelender80 | $125.00 | 12/9/2012 1:24:54 PM |
| blitzen40 | $25.00 | 12/9/2012 12:52:21 PM |
| helping-out | $100.00 | 12/10/2012 4:15:05 PM |
| buffalobills | $25.00 | 12/10/2012 2:02:27 PM |
| EretzCapital | $50.00 | 12/10/2012 3:55:55 PM |
| green-trade-wildcat | $25.00 | 12/10/2012 7:03:52 PM |
| lundyloan | $75.00 | 12/10/2012 9:24:00 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:39 PM |
| trident8 | $25.00 | 12/10/2012 9:20:41 PM |
| star30 | $56.19 | 12/10/2012 8:25:41 PM |
| restless-dime | $100.00 | 12/4/2012 8:07:00 PM |
| let_me_retire | $25.00 | 12/5/2012 12:26:43 AM |
| treasure-bliss | $50.00 | 12/5/2012 5:45:14 AM |
| bold-pound-statuette | $200.00 | 12/5/2012 5:20:17 AM |
| worthy-bid8 | $100.00 | 12/5/2012 10:11:39 AM |
| appetizing-loyalty354 | $25.00 | 12/5/2012 9:37:06 AM |
| HD-4-Life | $200.00 | 12/6/2012 4:13:28 PM |
| Bob450 | $25.00 | 12/6/2012 5:51:40 PM |
| britches318 | $394.37 | 12/7/2012 9:14:44 AM |
| worth-shower8 | $100.00 | 12/7/2012 10:18:41 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 1:56:16 PM |
| boogienation | $25.00 | 12/8/2012 7:49:10 AM |
| big-mac-50 | $200.00 | 12/8/2012 3:47:07 PM |
| jebber007 | $50.00 | 12/9/2012 9:36:01 AM |
| green-rapid-openness | $300.00 | 12/9/2012 2:14:04 PM |
| Roundhouse | $75.00 | 12/9/2012 10:39:31 PM |
| invest-in-ed | $100.00 | 12/10/2012 2:13:55 PM |
| ethical-truth211 | $200.00 | 12/10/2012 10:43:02 AM |
| husley | $38.33 | 12/10/2012 4:02:10 PM |
| Urban-MBA | $25.00 | 12/10/2012 4:09:02 PM |
| bonus-seahorse | $35.00 | 12/10/2012 2:09:30 PM |
| exponential-fairness2 | $25.00 | 12/10/2012 6:06:22 PM |
| deepblue34 | $30.00 | 12/10/2012 6:06:07 PM |
| bob450-roth | $25.00 | 12/10/2012 8:53:14 PM |
| preeminant-moola6 | $25.00 | 12/10/2012 6:35:08 PM |
| contract-paloverde1 | $25.00 | 12/10/2012 9:04:44 PM |
| the-income-marble | $50.00 | 12/10/2012 6:59:00 PM |
| kind-soulful-worth1 | $61.11 | 12/10/2012 9:36:51 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
682537
This series of Notes was issued and sold upon the funding of the borrower loan #79326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,776 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-equation |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my debt so I can pay it off sooner.
My financial situation:
I am a good candidate for this loan because...
I have been diligent with my loan repayments, and just need to consolidate to move myself out of debt sooner. It makes sense for me at this time to consolidate.
Monthly net income: $3100.00
Monthly expenses: $2219
Housing: $1183
Insurance: $125
Car expenses: $125
Utilities: $120
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $366
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $35.00 | 12/4/2012 5:18:14 PM |
| octoberfresh | $25.00 | 12/4/2012 5:05:38 PM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:35:57 PM |
| Endeavour | $150.00 | 12/4/2012 6:58:20 PM |
| Nipper99 | $100.00 | 12/5/2012 5:46:40 AM |
| LuvToLend | $25.00 | 12/5/2012 10:39:49 AM |
| compassion-twister2 | $100.00 | 12/5/2012 10:05:32 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:19 AM |
| gain-chosen-one081 | $25.00 | 12/6/2012 9:15:48 AM |
| Star_Witness | $25.00 | 12/5/2012 7:55:22 PM |
| HeroSupport | $35.00 | 12/6/2012 5:19:45 AM |
| responsible-worth113 | $30.00 | 12/6/2012 1:33:20 PM |
| Whipster | $30.00 | 12/6/2012 5:03:48 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:48 PM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:39 AM |
| integrity-broker | $25.00 | 12/7/2012 1:41:43 PM |
| bold-wampum-compadre | $50.00 | 12/7/2012 2:40:13 PM |
| Investor_DP | $100.00 | 12/7/2012 5:35:45 PM |
| boogienation | $25.00 | 12/8/2012 8:02:40 AM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:01 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:37 PM |
| Land_on_your_feet | $25.00 | 12/8/2012 1:31:40 PM |
| green-loyalty-web | $25.00 | 12/9/2012 12:16:26 PM |
| new-start18100 | $25.00 | 12/9/2012 12:52:44 PM |
| icydog | $25.00 | 12/8/2012 8:47:46 PM |
| ucantbeetit | $25.00 | 12/10/2012 9:12:08 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:30 AM |
| nourishing-interest0 | $25.00 | 12/11/2012 7:18:34 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:52 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:07 AM |
| Debt-Reduction-Plus | $35.00 | 12/11/2012 12:59:13 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:09 AM |
| ethical-truth211 | $500.00 | 12/11/2012 5:10:15 PM |
| julijask | $25.00 | 12/11/2012 11:08:42 AM |
| cr8on | $30.00 | 12/11/2012 5:09:23 PM |
| docjulia | $50.00 | 12/11/2012 5:40:35 PM |
| zorg77 | $100.00 | 12/11/2012 6:21:48 PM |
| CA-Lender | $25.00 | 12/12/2012 6:19:17 AM |
| basis-toro | $25.00 | 12/12/2012 8:40:21 AM |
| qaran | $25.00 | 12/12/2012 11:56:28 AM |
| point-hunter4 | $31.27 | 12/12/2012 3:44:12 PM |
| djh47a | $50.00 | 12/12/2012 12:59:01 PM |
| jetavana | $25.00 | 12/12/2012 11:07:53 AM |
| bonus-seahorse | $25.00 | 12/12/2012 11:40:49 AM |
| azafranke | $100.00 | 12/12/2012 1:40:49 PM |
| thrilling-point2 | $40.00 | 12/4/2012 5:19:31 PM |
| red-duty-carrier | $25.00 | 12/4/2012 5:21:07 PM |
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:45 PM |
| restless-dime | $50.00 | 12/4/2012 8:03:59 PM |
| entertaining-dollar298 | $25.00 | 12/4/2012 6:07:02 PM |
| wise-charming-reward | $300.00 | 12/5/2012 4:47:43 AM |
| greencat | $50.00 | 12/5/2012 7:21:12 AM |
| john0720 | $25.00 | 12/5/2012 11:16:42 AM |
| CreditBuilder2 | $25.03 | 12/5/2012 11:51:59 AM |
| Tscheddar | $25.00 | 12/5/2012 4:25:01 PM |
| integrity-doctor | $100.00 | 12/5/2012 5:25:55 PM |
| money-fort | $25.00 | 12/6/2012 11:12:29 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:00 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:41 PM |
| finance-relaxation3 | $25.00 | 12/8/2012 9:41:18 PM |
| PrimeFunding | $25.00 | 12/9/2012 1:41:58 PM |
| pietro_torna_indietro | $50.00 | 12/10/2012 9:11:50 AM |
| Risk4Reward | $25.00 | 12/9/2012 6:44:32 PM |
| Roundhouse | $125.00 | 12/9/2012 10:48:42 PM |
| let_me_retire | $50.00 | 12/10/2012 4:45:33 AM |
| scarlet-velvet | $40.70 | 12/10/2012 3:17:01 PM |
| clean-penny059 | $100.00 | 12/10/2012 7:08:51 PM |
| sunwell | $80.00 | 12/11/2012 10:16:47 AM |
| ethical-truth211 | $100.00 | 12/11/2012 5:10:37 PM |
| Haribelle | $25.00 | 12/11/2012 5:34:19 PM |
| contract-amigo7 | $25.00 | 12/11/2012 6:15:13 PM |
| friendinmoney | $25.00 | 12/12/2012 9:15:28 AM |
| forthright-trade | $35.00 | 12/12/2012 10:37:28 AM |
| balance-force | $28.00 | 12/12/2012 1:52:46 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
682587
This series of Notes was issued and sold upon the funding of the borrower loan #79038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 24.37% |
Monthly payment:
| $545.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.38% | | |
| |
Estimated return*:
| 5.64% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,845 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| noble-eyesguy |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...new roof on house. Moving expenses
My financial situation:
I am a good candidate for this loan because...Stable job, low expenses great income. Spouse purchased a foreclosure in her name. I will be paying the monthly mortgage.
Monthly net income: $7000
Monthly expenses: $300
Housing: $500/month
Insurance: $1000/yr
Car expenses: $500/month
Utilities: $200/month
Phone, cable, internet: $150/month
Food, entertainment: $500/month
Clothing, household expenses: $100/month
Credit cards and other loans: $500/month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-exchanger4 | $25.00 | 12/5/2012 9:32:00 AM |
| WalnutCreekguy | $50.00 | 12/5/2012 9:02:16 AM |
| payment-halo | $25.00 | 12/5/2012 9:58:49 AM |
| harmonious-contract5 | $30.00 | 12/5/2012 9:10:08 AM |
| ingenious-truth684 | $25.00 | 12/5/2012 9:03:13 AM |
| valiant-return584 | $50.00 | 12/5/2012 9:29:19 AM |
| credit-wheel7 | $25.00 | 12/5/2012 9:30:02 AM |
| missing-link | $25.00 | 12/5/2012 9:16:20 AM |
| weatherman89 | $35.00 | 12/5/2012 9:16:35 AM |
| successful-agreement7 | $100.00 | 12/5/2012 10:41:12 AM |
| kind-lovely-marketplace | $50.00 | 12/5/2012 10:41:49 AM |
| return-point2 | $100.00 | 12/5/2012 9:41:11 AM |
| platinum-scientist9 | $25.00 | 12/5/2012 10:10:50 AM |
| brilliant-balance | $50.00 | 12/5/2012 11:42:08 AM |
| bonus-seahorse | $45.00 | 12/5/2012 12:42:07 PM |
| note-willow8 | $25.00 | 12/5/2012 10:31:09 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:19 AM |
| theogeer | $25.00 | 12/5/2012 10:43:45 AM |
| wealth-prodigy1 | $79.00 | 12/5/2012 11:19:30 AM |
| toblerone | $25.00 | 12/5/2012 10:48:28 AM |
| sasquatch5 | $25.00 | 12/5/2012 11:52:22 AM |
| magical-kindness888888 | $36.36 | 12/5/2012 5:30:32 PM |
| HogLeg | $25.00 | 12/5/2012 1:12:41 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:23 PM |
| nickel-banshee | $25.00 | 12/5/2012 12:47:39 PM |
| fmanjoo | $25.00 | 12/5/2012 5:19:03 PM |
| commerce-venture1 | $25.00 | 12/5/2012 3:39:31 PM |
| bank_of_beila | $25.00 | 12/5/2012 5:44:49 PM |
| meteoric-asset8 | $113.71 | 12/5/2012 6:49:02 PM |
| TumbleWeed88 | $25.00 | 12/5/2012 6:06:59 PM |
| UncleBuffett | $50.00 | 12/5/2012 6:21:44 PM |
| pszipit | $50.00 | 12/5/2012 7:35:00 PM |
| MikeMann | $200.00 | 12/5/2012 8:05:10 PM |
| TheBelt | $25.00 | 12/5/2012 9:55:06 PM |
| LODenterprises | $25.00 | 12/6/2012 5:30:08 AM |
| Dorkypine | $100.00 | 12/6/2012 6:16:11 AM |
| goodhearted-basis4 | $25.00 | 12/5/2012 8:42:22 PM |
| rakem777 | $25.00 | 12/6/2012 9:38:29 AM |
| JW-From-SoCal | $25.00 | 12/6/2012 7:20:37 AM |
| Prowess_in_Babylon | $25.00 | 12/6/2012 4:54:07 AM |
| weiyinsan | $25.00 | 12/6/2012 6:18:58 AM |
| thrifty-greenback5 | $25.00 | 12/6/2012 8:47:06 AM |
| first-graceful-contract | $25.24 | 12/6/2012 7:58:09 AM |
| Lender2895a | $125.00 | 12/6/2012 8:14:01 AM |
| SemperFiMarines | $25.00 | 12/6/2012 10:54:30 AM |
| sincere-funds470 | $50.00 | 12/6/2012 9:58:34 AM |
| Relaxo | $250.00 | 12/6/2012 12:42:50 PM |
| deal-violin | $27.24 | 12/6/2012 12:54:26 PM |
| DevinHill_IRA | $25.00 | 12/6/2012 4:58:10 PM |
| new-dynamic-value | $150.00 | 12/6/2012 12:38:11 PM |
| finder61 | $25.00 | 12/6/2012 7:45:36 PM |
| bid-tweet7 | $50.00 | 12/6/2012 7:57:46 PM |
| motion91 | $100.00 | 12/6/2012 5:34:42 PM |
| money-ballet6 | $25.00 | 12/6/2012 10:31:30 PM |
| Corlei | $25.00 | 12/7/2012 4:04:40 AM |
| exchange-pinnacle9 | $25.00 | 12/6/2012 5:54:45 PM |
| kag032001 | $110.62 | 12/6/2012 7:12:14 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:31 PM |
| ucsd-triton | $25.00 | 12/6/2012 8:13:58 PM |
| inspired-penny8 | $25.00 | 12/6/2012 8:49:55 PM |
| finance-fighter4 | $25.00 | 12/6/2012 9:01:33 PM |
| hillbilly40 | $30.00 | 12/6/2012 9:43:45 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:40 AM |
| ingenious-credit69 | $100.00 | 12/6/2012 7:16:28 PM |
| best-bonafide-p2p | $25.00 | 12/7/2012 9:16:46 AM |
| nourishing-order8 | $25.00 | 12/7/2012 8:32:36 AM |
| elfincove | $50.00 | 12/7/2012 7:13:41 AM |
| punctual-kindness3 | $25.00 | 12/7/2012 8:00:30 AM |
| keen-wealth5 | $30.18 | 12/7/2012 9:29:07 AM |
| Kaj | $25.00 | 12/5/2012 9:13:02 AM |
| punctual-contract256 | $25.00 | 12/5/2012 10:14:50 AM |
| wealth-builder57 | $25.00 | 12/5/2012 10:17:30 AM |
| deal-selector5 | $25.00 | 12/5/2012 9:17:10 AM |
| superb-funds335 | $25.00 | 12/5/2012 9:20:42 AM |
| healthy-peace427 | $100.00 | 12/5/2012 9:22:57 AM |
| Harry | $75.00 | 12/5/2012 9:49:08 AM |
| oxnard | $100.00 | 12/5/2012 9:50:53 AM |
| money-sequoia9 | $25.00 | 12/5/2012 10:07:59 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:15 AM |
| durability-mover5 | $50.00 | 12/5/2012 9:55:15 AM |
| vutah | $45.00 | 12/5/2012 11:40:59 AM |
| berniemadeoff | $65.00 | 12/5/2012 11:41:30 AM |
| LuvToLend | $25.00 | 12/5/2012 10:39:50 AM |
| MicroLender357 | $25.00 | 12/5/2012 10:24:31 AM |
| kinetic-loot436 | $30.00 | 12/5/2012 10:33:12 AM |
| KirosPOS | $50.00 | 12/5/2012 5:00:38 PM |
| treasure-birdie3 | $30.00 | 12/5/2012 11:17:18 AM |
| uncl-sammy | $25.00 | 12/5/2012 11:30:13 AM |
| the-sweet-penny2 | $25.00 | 12/5/2012 12:10:38 PM |
| direct-affluence8 | $50.00 | 12/5/2012 11:51:18 AM |
| sun818 | $25.00 | 12/5/2012 5:56:00 PM |
| thorough-marketplace441 | $25.00 | 12/5/2012 1:51:54 PM |
| first-friendly-listing | $50.00 | 12/5/2012 5:42:17 PM |
| sillyb | $50.00 | 12/5/2012 6:07:00 PM |
| peso-magnifico | $45.00 | 12/5/2012 6:14:52 PM |
| tbird9988 | $25.00 | 12/5/2012 11:36:23 PM |
| wildgillis | $31.67 | 12/5/2012 9:36:32 PM |
| tomdooley12520 | $50.00 | 12/6/2012 7:38:35 AM |
| wise-deal-panda | $100.00 | 12/6/2012 9:04:13 AM |
| Monarch49 | $25.00 | 12/6/2012 9:23:19 AM |
| viennese | $25.00 | 12/6/2012 9:35:54 AM |
| well-rounded-diversification | $25.00 | 12/6/2012 10:59:07 AM |
| erdoc54 | $25.00 | 12/6/2012 11:12:55 AM |
| Bubba-doggie-dog | $25.00 | 12/6/2012 3:04:38 PM |
| holdem-donk | $25.00 | 12/6/2012 3:22:26 PM |
| coin-gusto | $75.00 | 12/6/2012 1:47:23 PM |
| greenback-frog7 | $25.00 | 12/6/2012 2:33:23 PM |
| Zion-CIF | $25.00 | 12/6/2012 3:27:57 PM |
| ingenious-currency8 | $50.00 | 12/6/2012 4:38:42 PM |
| orange-elevated-dime2 | $25.53 | 12/6/2012 5:09:05 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:02 PM |
| MateCocido | $53.00 | 12/7/2012 5:57:54 AM |
| MateCocido | $60.00 | 12/7/2012 5:59:31 AM |
| britches613 | $25.00 | 12/7/2012 6:44:54 AM |
| bonafide-yield351 | $27.21 | 12/6/2012 7:46:09 PM |
| Ols744 | $45.00 | 12/6/2012 6:16:00 PM |
| imdave4me | $53.73 | 12/7/2012 5:21:13 AM |
| TryingToHelpUsBoth | $25.00 | 12/6/2012 10:06:28 PM |
| durable-deal2 | $25.00 | 12/7/2012 8:29:45 AM |
| tmdmf | $37.41 | 12/7/2012 8:58:45 AM |
| unbelievable-exchange | $500.00 | 12/7/2012 7:21:12 AM |
| bazaar-neptune2 | $25.00 | 12/7/2012 9:57:25 AM |
| Aceangel | $25.00 | 12/7/2012 10:00:48 AM |
| Aceangel | $1.37 | 12/7/2012 10:01:09 AM |
| lotus6 | $25.00 | 12/7/2012 9:12:11 AM |
| friendinmoney | $25.00 | 12/7/2012 9:17:16 AM |
| CirC | $50.00 | 12/7/2012 9:23:13 AM |
| 1800porsche | $25.00 | 12/7/2012 9:59:23 AM |
| bazaar-paladin7 | $62.73 | 12/7/2012 9:54:12 AM |
| wwwUniversal | $25.00 | 12/7/2012 9:58:16 AM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
682593
This series of Notes was issued and sold upon the funding of the borrower loan #79642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $385.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 80% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,514 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lively-p2p |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
720-739
(Aug-2010)
760-779
(Dec-2009)
760-779
(Oct-2009)
|
|
Principal balance:
| $6,516.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 12/5/2012 9:02:15 AM |
| Forward-Looking | $25.00 | 12/5/2012 9:15:59 AM |
| Charlie010 | $25.00 | 12/5/2012 9:05:03 AM |
| LittleMingo | $30.00 | 12/5/2012 10:00:38 AM |
| MoneyForNothing | $25.48 | 12/5/2012 9:08:39 AM |
| WalnutCreekguy | $50.00 | 12/5/2012 9:02:18 AM |
| thankful-nickel2 | $50.00 | 12/5/2012 9:32:00 AM |
| Kaj | $25.00 | 12/5/2012 9:13:03 AM |
| susurrus | $100.00 | 12/5/2012 9:35:53 AM |
| stylish-revenue4 | $100.00 | 12/5/2012 9:45:55 AM |
| formula842 | $25.00 | 12/5/2012 9:31:31 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:19 AM |
| ImNotSoDumb | $25.01 | 12/5/2012 10:02:41 AM |
| open-minded-p2p1 | $25.00 | 12/5/2012 11:25:53 AM |
| 01a_MrUSC_IRA | $50.00 | 12/5/2012 11:54:50 AM |
| SLN-10 | $100.00 | 12/5/2012 10:40:10 AM |
| kingdom-investor | $25.00 | 12/5/2012 10:29:54 AM |
| transaction-seahorse0 | $25.00 | 12/5/2012 10:50:33 AM |
| treasure-hunter270 | $50.00 | 12/5/2012 4:34:54 PM |
| enthusiastic-balance5 | $100.00 | 12/5/2012 11:02:15 AM |
| grnii78 | $175.00 | 12/5/2012 11:18:52 AM |
| thehousewife | $25.00 | 12/5/2012 12:37:58 PM |
| kindness-fanatic | $25.00 | 12/5/2012 11:43:45 AM |
| dynamic-capital | $25.00 | 12/5/2012 7:01:02 PM |
| jmeasn | $100.00 | 12/5/2012 5:53:40 PM |
| pleasant-commerce934 | $25.00 | 12/5/2012 10:12:36 PM |
| HenlopenCapital | $25.00 | 12/5/2012 8:24:27 PM |
| RGlad | $35.00 | 12/6/2012 1:49:27 AM |
| ethicalhumanist | $100.00 | 12/6/2012 10:22:01 AM |
| Risk4Reward | $25.00 | 12/6/2012 10:05:33 AM |
| ingenious-currency8 | $25.00 | 12/6/2012 4:25:38 PM |
| scholarly-order6 | $100.00 | 12/6/2012 5:49:45 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:02 PM |
| glroark | $50.00 | 12/7/2012 7:08:52 AM |
| Peleadona | $25.00 | 12/7/2012 9:16:59 AM |
| halothane_logic | $37.00 | 12/7/2012 11:12:01 AM |
| Assets-Up | $25.00 | 12/7/2012 11:13:07 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:28:22 PM |
| Investor_DP | $100.00 | 12/8/2012 1:44:03 PM |
| zorg77 | $50.00 | 12/9/2012 9:09:39 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:40 PM |
| Socorro_Capital_Partners | $25.01 | 12/10/2012 8:56:19 AM |
| Big_Z_Loans | $200.00 | 12/10/2012 12:12:56 PM |
| MSInvestor | $25.00 | 12/10/2012 3:02:50 PM |
| jubilant-agreement0 | $25.00 | 12/10/2012 12:41:31 PM |
| MSInvestor | $25.00 | 12/10/2012 3:05:13 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:52 PM |
| LikesToLend | $25.00 | 12/10/2012 11:10:57 PM |
| melodious-capital3 | $25.00 | 12/11/2012 8:46:21 AM |
| Slick58 | $25.00 | 12/11/2012 9:02:38 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:40 PM |
| triumphant-community | $75.00 | 12/11/2012 7:50:39 PM |
| Ocean713 | $75.00 | 12/12/2012 11:41:09 AM |
| balance-force | $28.00 | 12/12/2012 1:52:49 PM |
| affluence-hickory | $25.00 | 12/13/2012 8:23:46 AM |
| 1NiceLender | $25.00 | 12/13/2012 11:23:14 AM |
| contract-student2 | $50.00 | 12/13/2012 5:52:43 PM |
| cilution | $50.00 | 12/14/2012 4:50:19 PM |
| bid-stockpiler1 | $200.00 | 12/14/2012 6:22:31 PM |
| FrugalForLife2 | $25.00 | 12/14/2012 6:29:50 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:35 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:46 AM |
| momoney2lend | $25.00 | 12/15/2012 11:35:24 AM |
| cerebral-dollar773 | $25.00 | 12/15/2012 11:35:34 AM |
| helping-out | $30.00 | 12/15/2012 5:27:01 AM |
| orange-euro-sculpture | $56.00 | 12/15/2012 12:51:27 PM |
| money-baron-roth-IRA | $50.00 | 12/15/2012 2:19:52 PM |
| virtuous-repayment | $25.00 | 12/15/2012 1:21:30 PM |
| enticing-capital6 | $48.00 | 12/15/2012 1:38:51 PM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:23 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:14 PM |
| EretzCapital | $42.67 | 12/15/2012 6:32:52 PM |
| Tizzo27 | $100.00 | 12/16/2012 12:14:00 PM |
| pposFUNDing | $25.00 | 12/15/2012 10:14:19 PM |
| broker048 | $25.00 | 12/16/2012 10:56:44 AM |
| sgt-schultz | $29.00 | 12/15/2012 6:32:02 PM |
| loyalty-cupcake6 | $25.00 | 12/16/2012 12:31:58 PM |
| Banker2OO7 | $75.00 | 12/5/2012 9:28:40 AM |
| janeybooboo | $74.74 | 12/5/2012 9:57:29 AM |
| Whatssofunnybout | $33.00 | 12/5/2012 9:04:48 AM |
| Wrats6 | $25.00 | 12/5/2012 9:09:55 AM |
| handy-justice | $50.00 | 12/5/2012 9:02:37 AM |
| fcrick | $50.00 | 12/5/2012 9:28:05 AM |
| JeremyLinFan | $40.00 | 12/5/2012 9:16:50 AM |
| kenji4861 | $25.00 | 12/5/2012 9:39:48 AM |
| witty-openness | $25.00 | 12/5/2012 10:31:43 AM |
| ideal-peace5 | $100.00 | 12/5/2012 10:33:58 AM |
| treasure-bliss | $25.00 | 12/5/2012 10:35:21 AM |
| kind-lovely-marketplace | $50.00 | 12/5/2012 10:42:09 AM |
| asset-professor | $35.00 | 12/5/2012 10:00:45 AM |
| return-point2 | $100.00 | 12/5/2012 9:41:11 AM |
| Feyenoord | $30.00 | 12/5/2012 10:05:43 AM |
| five-star-note | $200.00 | 12/5/2012 10:32:23 AM |
| well-rounded-dinero | $25.00 | 12/5/2012 11:34:21 AM |
| persist_in_doing | $25.00 | 12/5/2012 10:18:30 AM |
| Plee-Spaymebak | $25.00 | 12/5/2012 10:34:27 AM |
| respectful-dough429 | $75.00 | 12/5/2012 11:19:09 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:43 AM |
| berniemadeoff | $60.00 | 12/5/2012 11:48:28 AM |
| 01a_MrsUSC | $25.00 | 12/5/2012 11:56:15 AM |
| CMJ-Partners | $25.00 | 12/5/2012 5:32:33 PM |
| transparency-position | $200.00 | 12/5/2012 11:19:34 AM |
| RGlad | $65.00 | 12/5/2012 11:27:42 AM |
| integrity-doctor | $100.00 | 12/5/2012 5:10:59 PM |
| Mikale360 | $25.00 | 12/5/2012 6:07:39 PM |
| money-baron-Roth401k | $25.00 | 12/5/2012 7:10:49 PM |
| top-goodhearted-liberty | $25.00 | 12/5/2012 5:56:59 PM |
| corporatejim | $33.12 | 12/6/2012 4:11:53 AM |
| dollar-authority | $50.00 | 12/6/2012 6:02:18 AM |
| dcm6276 | $25.00 | 12/5/2012 8:58:22 PM |
| gauss02 | $25.00 | 12/6/2012 9:27:51 AM |
| purposeful-durability8 | $100.00 | 12/6/2012 9:11:59 AM |
| the-respectful-transaction | $25.00 | 12/6/2012 9:45:35 AM |
| tranquil-ore4 | $25.00 | 12/6/2012 12:11:15 PM |
| belief-integrity | $150.00 | 12/6/2012 10:19:37 AM |
| Bank42 | $25.00 | 12/7/2012 4:30:28 AM |
| Champion_Lending | $25.00 | 12/7/2012 8:09:24 AM |
| jwesleym | $25.00 | 12/7/2012 9:13:29 AM |
| moola-accelerator6 | $75.00 | 12/7/2012 9:36:51 AM |
| AF-Chief | $25.00 | 12/7/2012 10:23:08 AM |
| wormdc | $25.00 | 12/7/2012 9:31:10 AM |
| FinanceEngine | $60.00 | 12/7/2012 9:39:49 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:05 AM |
| VegasBank | $40.58 | 12/7/2012 12:02:29 PM |
| C2Banking | $25.00 | 12/7/2012 4:13:53 PM |
| tommymtg7 | $25.00 | 12/7/2012 5:22:03 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:49 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:13 PM |
| fuse136 | $25.00 | 12/7/2012 6:02:07 PM |
| benefit-trident | $25.00 | 12/8/2012 9:13:36 AM |
| loan-fate | $50.00 | 12/8/2012 12:02:40 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:44 PM |
| elog238 | $25.00 | 12/8/2012 2:23:52 PM |
| dominickf | $50.00 | 12/8/2012 2:08:50 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:48 PM |
| Dubbly | $25.00 | 12/10/2012 9:35:46 AM |
| Mrs-Honeydew | $25.00 | 12/10/2012 7:32:46 AM |
| belief-integrity | $150.00 | 12/10/2012 12:42:00 PM |
| workorbe | $25.00 | 12/10/2012 2:36:15 PM |
| BJnRJames | $25.00 | 12/10/2012 9:53:39 PM |
| penny-gadget0 | $25.00 | 12/10/2012 10:15:13 PM |
| grasshopper774 | $29.31 | 12/10/2012 10:30:17 PM |
| handy-point5 | $25.00 | 12/10/2012 10:04:14 PM |
| rockerZ71 | $25.00 | 12/11/2012 8:30:26 AM |
| market-prophesy0 | $25.00 | 12/11/2012 9:30:37 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:08 AM |
| DiligentiaLLC | $56.85 | 12/11/2012 12:45:50 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:21 AM |
| wealth-competitor | $25.00 | 12/11/2012 10:13:06 AM |
| E-2 | $100.00 | 12/11/2012 5:26:18 PM |
| orearella3 | $30.00 | 12/11/2012 6:23:23 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:35 PM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:45 AM |
| cr8on | $30.00 | 12/12/2012 9:46:39 AM |
| djh47a | $50.00 | 12/12/2012 12:59:04 PM |
| trumpeter391 | $100.00 | 12/12/2012 11:11:09 AM |
| YampaQuant | $25.00 | 12/12/2012 2:29:30 PM |
| hero007 | $50.00 | 12/13/2012 9:03:30 AM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:49:13 AM |
| atomantic | $101.00 | 12/13/2012 12:32:53 PM |
| p2ploan-starfish838 | $50.00 | 12/13/2012 5:28:56 PM |
| profitable-money | $50.00 | 12/13/2012 11:15:43 PM |
| sensible-fund | $35.00 | 12/14/2012 5:48:14 AM |
| Macbethofscots | $25.00 | 12/13/2012 5:58:09 PM |
| papaloha | $111.00 | 12/13/2012 7:29:32 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:32 PM |
| SimpleChoice | $25.00 | 12/14/2012 9:01:43 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:00 AM |
| mkm | $25.00 | 12/14/2012 2:49:52 PM |
| bbt28 | $25.05 | 12/14/2012 7:02:34 PM |
| just-loyalty643 | $50.00 | 12/15/2012 1:03:26 AM |
| red-ethical-duty6 | $25.00 | 12/15/2012 9:10:34 AM |
| bob450-roth | $25.00 | 12/15/2012 9:16:51 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:21 AM |
| ekmendenhall | $50.00 | 12/15/2012 12:03:40 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:13:43 AM |
| momoney2lend | $25.00 | 12/15/2012 11:35:32 AM |
| first-dinero-temple | $25.00 | 12/15/2012 1:32:59 PM |
| cajunguy | $25.00 | 12/15/2012 4:56:04 PM |
| vtr1000 | $25.00 | 12/15/2012 1:24:45 PM |
| Leshan | $100.00 | 12/16/2012 6:52:10 AM |
| keichi03 | $25.00 | 12/16/2012 7:05:52 AM |
| bountiful-bid6 | $100.00 | 12/16/2012 10:30:31 AM |
| dordee | $40.00 | 12/16/2012 12:28:11 PM |
| whitegoldira | $132.69 | 12/16/2012 7:47:46 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:51 PM |
| social-zebra | $30.06 | 12/16/2012 2:54:50 PM |
| Johnab | $25.00 | 12/16/2012 3:46:40 PM |
| jpac1066 | $25.00 | 12/15/2012 7:22:47 PM |
| wale-ld | $25.00 | 12/16/2012 1:36:31 AM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:36 AM |
| producer455 | $26.50 | 12/16/2012 12:01:31 PM |
| jamiee73 | $19.93 | 12/16/2012 4:38:47 PM |
| 193 Investments
|
Borrower Payment Dependent Notes Series
682777
This series of Notes was issued and sold upon the funding of the borrower loan #79625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,784.95 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $292 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worldly-benefit296 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off bills
My financial situation: FCCU
I am a good candidate for this loan because...I will pay off this debt on time
Monthly net income: $2800
Monthly expenses: $1100
Housing: $250
Insurance:
Car expenses: $35
Utilities: $60
Phone, cable, internet: $150
Food, entertainment: $60
Clothing, household expenses: $30
Credit cards and other loans: $210/255
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rate-advocator7 | $250.00 | 12/4/2012 5:24:24 PM |
| worthy-bid8 | $100.00 | 12/5/2012 10:11:41 AM |
| diplomatic-wealth7 | $25.00 | 12/7/2012 6:32:14 PM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:36 PM |
| first-economy-spectacle | $25.00 | 12/9/2012 1:27:53 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:13 PM |
| exponential-fairness2 | $25.00 | 12/10/2012 6:32:13 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:23 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:06:02 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:25:59 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:38 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:37 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:29 AM |
| affluence-broker | $25.00 | 12/15/2012 12:46:03 PM |
| majestic-note6 | $150.00 | 12/15/2012 11:20:54 AM |
| forthright-trade | $40.00 | 12/15/2012 2:00:04 PM |
| thelopper | $25.00 | 12/15/2012 3:53:35 PM |
| brilliant-balance | $25.00 | 12/15/2012 3:33:35 PM |
| proton346 | $25.00 | 12/16/2012 4:44:17 PM |
| MilitaryMTP | $100.00 | 12/16/2012 6:42:15 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:09 AM |
| borroworlend | $50.00 | 12/17/2012 8:06:56 AM |
| Bob450 | $25.00 | 12/17/2012 9:35:54 AM |
| bob450-roth | $25.00 | 12/17/2012 3:37:18 PM |
| RevREB | $25.00 | 12/17/2012 6:39:56 PM |
| Trebuchez | $50.00 | 12/18/2012 4:38:44 AM |
| MrBojangles01 | $25.00 | 12/18/2012 5:12:31 AM |
| 168RichCapital | $25.12 | 12/18/2012 10:11:57 AM |
| beer-gardener | $25.00 | 12/18/2012 10:22:09 AM |
| best-liberty-tranquility | $60.73 | 12/18/2012 4:10:52 PM |
| Mucman72 | $25.00 | 12/18/2012 4:23:00 PM |
| I-got-you | $25.00 | 12/18/2012 4:21:31 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:27 PM |
| vutah | $45.00 | 12/4/2012 5:28:08 PM |
| Rogelio48 | $30.00 | 12/4/2012 6:47:51 PM |
| EngineersAlliance | $25.00 | 12/4/2012 7:00:37 PM |
| berniemadeoff | $55.00 | 12/4/2012 7:46:51 PM |
| let_me_retire | $75.00 | 12/5/2012 12:35:49 AM |
| appetizing-loyalty354 | $25.00 | 12/5/2012 9:37:06 AM |
| greencat | $50.00 | 12/6/2012 8:30:48 AM |
| Whatssofunnybout | $33.00 | 12/9/2012 1:34:21 PM |
| daekpon | $50.00 | 12/9/2012 2:05:03 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:44 PM |
| boogienation | $25.00 | 12/10/2012 6:59:18 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:34 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:59:52 AM |
| social-heart | $25.00 | 12/13/2012 10:29:34 AM |
| blue-treasure-mammalian | $250.00 | 12/14/2012 7:33:45 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:28:53 AM |
| druidpoet | $32.69 | 12/15/2012 12:13:18 PM |
| PCity-LOA15 | $29.00 | 12/15/2012 12:47:44 PM |
| order-singularity430 | $50.00 | 12/15/2012 1:54:37 PM |
| melodious-openness | $200.00 | 12/15/2012 2:51:10 PM |
| blue-relentless-hope | $25.00 | 12/15/2012 8:07:51 PM |
| Kqwik | $25.00 | 12/16/2012 2:44:41 AM |
| euro-spark | $25.00 | 12/16/2012 5:30:43 AM |
| s_man1 | $25.00 | 12/15/2012 6:52:45 PM |
| busyguy07 | $50.84 | 12/15/2012 8:54:43 PM |
| ethical-truth211 | $200.00 | 12/16/2012 3:01:43 AM |
| principal-laser | $50.00 | 12/16/2012 4:32:30 AM |
| goodhearted-finance2 | $25.00 | 12/16/2012 8:31:00 AM |
| coin-architect2 | $100.00 | 12/16/2012 9:17:37 AM |
| stock106 | $25.00 | 12/17/2012 7:38:48 AM |
| JASHoldingsLTD1 | $25.00 | 12/16/2012 5:53:12 PM |
| dickfore | $25.00 | 12/16/2012 11:31:48 PM |
| businessbroker101 | $50.00 | 12/17/2012 9:54:22 AM |
| seeyouontv | $34.00 | 12/17/2012 6:26:34 PM |
| djh47a | $25.00 | 12/17/2012 8:49:43 PM |
| green-loyalty-web | $25.00 | 12/17/2012 6:08:48 PM |
| britches318 | $100.00 | 12/18/2012 7:25:54 AM |
| the-money-maker | $25.00 | 12/17/2012 7:09:25 PM |
| coin-planet | $35.00 | 12/18/2012 6:56:59 AM |
| mammalian4 | $25.00 | 12/18/2012 2:39:04 PM |
| handy-loan527 | $25.00 | 12/18/2012 12:13:30 PM |
| sturdy-economy173 | $53.57 | 12/18/2012 3:22:07 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
682793
This series of Notes was issued and sold upon the funding of the borrower loan #79435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $401.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,248 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-platinum964 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt. I have outstanding credit card debt that I would like to consolidate into a single loan that I might pay off. Though the interest rate is high, it's still lower than the aggregate of my credit cards, and more manageable through a single payment, drafted straight from my bank.
My financial situation:
I am a good candidate for this loan because I have worked diligently to repair my credit, and while it is not sterling, it has served me well to purchase a house, repair my credit card situation, and manage my debt and bills more effectively. With a debt consolidation loan, I can eliminate some of my older, "credit repair" type credit cards with annual and monthly fees. This will improve my overall financial situation dramatically.
Monthly net income: $5044
Monthly expenses: $4028
Housing: $1650
Insurance: $112
Car expenses: $320
Utilities: $230
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $720
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 12/8/2012 12:00:40 PM |
| vutah | $25.00 | 12/8/2012 12:17:17 PM |
| gotjack-IRA | $25.02 | 12/8/2012 12:24:48 PM |
| EngineersAlliance | $50.00 | 12/8/2012 12:21:40 PM |
| zipemdown | $25.00 | 12/8/2012 12:23:05 PM |
| rate-advocator7 | $250.00 | 12/8/2012 1:14:47 PM |
| Nco | $100.00 | 12/8/2012 1:21:29 PM |
| handy-justice | $50.00 | 12/8/2012 12:56:33 PM |
| red-duty-carrier | $25.00 | 12/8/2012 1:04:03 PM |
| superb-funds335 | $25.00 | 12/8/2012 1:08:52 PM |
| open-minded-p2p1 | $25.00 | 12/8/2012 1:35:51 PM |
| gondeee | $25.00 | 12/9/2012 11:03:19 AM |
| thankful-nickel2 | $50.00 | 12/8/2012 4:10:43 PM |
| Wangchuk | $30.01 | 12/9/2012 5:52:07 AM |
| cattlebaron | $25.00 | 12/9/2012 3:20:31 AM |
| Nipper99 | $100.00 | 12/9/2012 9:40:55 AM |
| commerce-venture1 | $100.00 | 12/9/2012 2:28:02 PM |
| scholarly-order6 | $88.00 | 12/9/2012 12:18:32 PM |
| appetizing-loyalty354 | $25.00 | 12/10/2012 9:04:39 AM |
| return-enthusiast1 | $50.00 | 12/10/2012 10:41:57 AM |
| Risk4Reward | $25.00 | 12/10/2012 10:57:18 AM |
| skillful-asset5 | $30.00 | 12/10/2012 6:21:46 PM |
| DevinHill_IRA | $30.00 | 12/10/2012 7:30:43 PM |
| mhotchan | $100.00 | 12/10/2012 10:27:07 PM |
| Edakers | $25.00 | 12/11/2012 1:50:07 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:15 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:28 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:13 PM |
| djh47a | $25.00 | 12/12/2012 1:23:22 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:01 PM |
| chinolatino | $25.00 | 12/12/2012 8:21:27 PM |
| organized-dedication696 | $25.00 | 12/12/2012 5:40:03 PM |
| deal-selector5 | $25.00 | 12/12/2012 5:49:59 PM |
| LittleMingo | $25.00 | 12/13/2012 8:19:48 AM |
| power-secret-agent | $25.00 | 12/13/2012 2:21:52 AM |
| justreturns | $25.00 | 12/13/2012 9:19:20 AM |
| hero007 | $50.00 | 12/13/2012 9:03:50 AM |
| Investor_DP | $100.00 | 12/13/2012 10:15:54 AM |
| asset-professor | $25.00 | 12/13/2012 10:55:05 AM |
| aggresive-compassion612 | $25.00 | 12/13/2012 5:57:33 PM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:09 PM |
| finance-investor3 | $25.00 | 12/14/2012 12:30:18 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:48 AM |
| belief-integrity | $1,250.00 | 12/14/2012 7:51:25 PM |
| ethical-truth211 | $100.00 | 12/15/2012 2:47:20 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:18 PM |
| graceful-investment | $80.00 | 12/14/2012 8:43:40 PM |
| payout-harmony4 | $25.49 | 12/15/2012 7:15:34 AM |
| friendinmoney | $25.00 | 12/15/2012 8:21:08 AM |
| zorg77 | $100.00 | 12/15/2012 9:25:32 AM |
| kind-durability-battalion | $125.00 | 12/15/2012 10:21:50 AM |
| jebber007 | $57.68 | 12/15/2012 12:16:26 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:40 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:45 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:10 PM |
| genius520 | $69.00 | 12/15/2012 1:18:17 PM |
| forthright-trade | $40.00 | 12/15/2012 1:56:46 PM |
| Rulea72 | $25.00 | 12/15/2012 2:34:44 PM |
| topterp | $53.36 | 12/15/2012 4:30:23 PM |
| Mucman72 | $25.00 | 12/15/2012 6:53:35 PM |
| commerce-gargantuan2 | $25.00 | 12/15/2012 1:35:33 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:07:59 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:15 PM |
| Dan7 | $460.65 | 12/15/2012 2:32:57 PM |
| EclipseDirect | $25.00 | 12/15/2012 6:58:35 PM |
| 111TaxMan | $69.70 | 12/15/2012 7:12:25 PM |
| 113121 | $283.13 | 12/15/2012 7:21:56 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:31 PM |
| unger | $200.00 | 12/15/2012 6:20:02 PM |
| cathmorcorvus | $50.00 | 12/15/2012 6:26:32 PM |
| sgt-schultz | $27.00 | 12/15/2012 6:30:49 PM |
| natural-affluence6 | $25.00 | 12/8/2012 1:03:22 PM |
| 113121 | $500.00 | 12/8/2012 12:06:23 PM |
| RGlad | $100.00 | 12/8/2012 12:06:42 PM |
| DasMula | $100.00 | 12/8/2012 12:18:50 PM |
| octoberfresh | $25.00 | 12/8/2012 1:18:26 PM |
| janeybooboo | $100.00 | 12/8/2012 12:02:39 PM |
| methodical-interest039 | $35.00 | 12/8/2012 12:53:32 PM |
| slowgains | $25.00 | 12/8/2012 3:35:36 PM |
| valiant-return584 | $50.00 | 12/8/2012 1:22:58 PM |
| toblerone | $25.00 | 12/8/2012 2:12:28 PM |
| Star_Witness | $25.00 | 12/8/2012 9:28:33 PM |
| orange-preeminant-bill | $50.00 | 12/9/2012 6:07:08 AM |
| callmebryan | $25.00 | 12/8/2012 5:27:44 PM |
| wise-charming-reward | $300.00 | 12/9/2012 9:15:04 AM |
| commerce-venture1 | $50.00 | 12/9/2012 1:57:40 PM |
| 01a_MrUSC_IRA | $25.00 | 12/10/2012 4:49:35 AM |
| TumbleWeed88 | $25.00 | 12/10/2012 10:11:48 AM |
| berniemadeoff | $75.00 | 12/10/2012 12:04:05 PM |
| SLN-10 | $45.00 | 12/10/2012 2:47:06 PM |
| CA-Lender | $25.00 | 12/10/2012 4:59:48 PM |
| euro-eagle1 | $28.13 | 12/10/2012 9:15:16 PM |
| thrifty-capital | $25.11 | 12/10/2012 9:37:26 PM |
| Wall-St | $30.00 | 12/11/2012 9:48:30 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:32 AM |
| MeggieStardust | $25.00 | 12/11/2012 6:16:18 PM |
| boston_mass | $25.00 | 12/12/2012 1:44:16 AM |
| balance-force | $28.00 | 12/12/2012 1:52:58 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:06:10 PM |
| cr8on | $30.00 | 12/12/2012 5:09:05 PM |
| selector568 | $300.00 | 12/12/2012 5:42:11 PM |
| return-point2 | $100.00 | 12/12/2012 5:58:29 PM |
| Wrats6 | $25.00 | 12/12/2012 3:22:25 PM |
| WalnutCreekguy | $50.00 | 12/12/2012 5:14:25 PM |
| EFS | $100.00 | 12/12/2012 6:49:50 PM |
| compassion-twister2 | $50.00 | 12/12/2012 6:51:52 PM |
| moola-tulip1 | $45.00 | 12/12/2012 7:27:26 PM |
| a-finance-nirvana | $25.00 | 12/13/2012 9:59:43 AM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:29 AM |
| kenji4861 | $25.00 | 12/13/2012 9:53:05 AM |
| malomar66 | $50.00 | 12/13/2012 11:36:18 AM |
| moneylender25 | $25.00 | 12/13/2012 5:14:50 PM |
| Kaj | $25.00 | 12/13/2012 6:05:00 PM |
| benefit-javelin | $50.00 | 12/14/2012 7:48:33 AM |
| jybank | $49.00 | 12/14/2012 12:25:46 AM |
| diversification-collider5 | $25.00 | 12/14/2012 9:42:18 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:41 PM |
| wale-ld | $25.00 | 12/14/2012 6:00:54 PM |
| economy-popcorn | $25.00 | 12/15/2012 6:59:50 AM |
| smart-transparency099 | $25.00 | 12/15/2012 8:27:29 AM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:56:26 AM |
| Bob450 | $25.00 | 12/15/2012 9:49:16 AM |
| yield-museum | $60.72 | 12/15/2012 10:54:20 AM |
| Scubadiver | $25.00 | 12/15/2012 11:40:10 AM |
| first-inspiring-vigilance | $25.00 | 12/15/2012 12:18:37 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:39:14 AM |
| Ballybay | $200.00 | 12/15/2012 12:55:33 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:49 AM |
| compatible-deal9 | $25.00 | 12/15/2012 12:51:28 PM |
| JC_12 | $100.00 | 12/15/2012 12:29:53 PM |
| first-integrity-gravity | $50.00 | 12/15/2012 1:40:29 PM |
| dukeiyer | $25.00 | 12/15/2012 2:08:27 PM |
| Astyanax | $40.00 | 12/15/2012 1:10:08 PM |
| platinum-czar | $25.00 | 12/15/2012 3:27:25 PM |
| supersarah61 | $25.00 | 12/15/2012 4:25:51 PM |
| jhernand17 | $25.00 | 12/15/2012 4:29:45 PM |
| Mindful7 | $25.00 | 12/15/2012 5:04:08 PM |
| investment-cluster | $25.00 | 12/15/2012 5:37:10 PM |
| unassuming-fund8 | $25.00 | 12/15/2012 6:09:44 PM |
| KindCharmingReflective-affluence | $25.00 | 12/15/2012 6:26:23 PM |
| ferdberfel | $25.00 | 12/15/2012 4:06:41 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
682903
This series of Notes was issued and sold upon the funding of the borrower loan #79499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,665 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-sharp-economy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to Dental surgery for my two children
My financial situation:
I am a good candidate for this loan because a have a very good credit (720), and I have an excelent history of payment, never had a late payment. I don't have debt. Also my income is enough to afford the Loan. The total income is 160,000 (10% of total is from my work) + 90% of the total income come from a lifetime pension because I am widow.
Monthly net income: 13,000
Monthly expenses: all the expenses below are included here = around 2300.00
Housing: $ 200.00
Insurance: $ paid
Car expenses: $ 180.00
Utilities: $ 277.00
Phone, cable, internet: $ 210.00
Food, entertainment: around $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 521 + 344 + 679 = 1544 in Loans (2 motorcycles, 1 car and the house)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/10/2012 5:19:38 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:28 PM |
| rate-advocator7 | $250.00 | 12/10/2012 5:03:44 PM |
| commerce-venture1 | $25.00 | 12/10/2012 5:13:53 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:55 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:50 PM |
| open-minded-p2p1 | $25.00 | 12/10/2012 6:42:19 PM |
| obduro_1 | $25.00 | 12/10/2012 6:33:40 PM |
| marketplace-singularity3 | $25.00 | 12/11/2012 6:21:26 AM |
| bold-social-widget | $25.00 | 12/11/2012 11:12:57 AM |
| lochinvar | $50.00 | 12/12/2012 9:16:48 AM |
| meers2000 | $45.00 | 12/11/2012 6:48:09 PM |
| MrDance123 | $42.00 | 12/12/2012 10:19:49 AM |
| dynadave | $200.00 | 12/12/2012 10:31:34 AM |
| LiveNow | $25.00 | 12/13/2012 4:25:26 AM |
| simplelender80 | $125.00 | 12/12/2012 6:22:37 PM |
| EL_Papin | $25.00 | 12/13/2012 9:19:03 AM |
| prudent-loot | $25.00 | 12/13/2012 9:43:58 AM |
| 111TaxMan | $31.74 | 12/13/2012 1:36:48 PM |
| PeterPsych | $143.51 | 12/13/2012 3:10:08 PM |
| global-invest-group | $44.84 | 12/13/2012 10:24:14 AM |
| octoberfresh | $25.00 | 12/13/2012 10:45:10 AM |
| Valley-of-the-Dollar | $25.00 | 12/13/2012 3:09:40 PM |
| payment-halo | $25.00 | 12/13/2012 4:55:12 PM |
| wealth-multiplier | $25.00 | 12/13/2012 6:38:38 PM |
| Gobsek | $25.00 | 12/13/2012 8:15:46 PM |
| bid-ace937 | $50.00 | 12/13/2012 5:35:23 PM |
| priceless-capital0 | $33.00 | 12/14/2012 7:31:12 AM |
| finder61 | $25.00 | 12/13/2012 9:42:34 PM |
| attractive-fund | $50.00 | 12/14/2012 6:28:32 AM |
| prudent-bid3 | $35.00 | 12/14/2012 6:21:03 PM |
| buffalobills | $25.00 | 12/14/2012 12:20:39 PM |
| mammalian4 | $25.00 | 12/14/2012 6:54:07 PM |
| banker34 | $138.03 | 12/14/2012 8:43:06 PM |
| bazaar-paladin7 | $22.15 | 12/14/2012 9:04:24 PM |
| natural-affluence6 | $25.00 | 12/14/2012 1:02:21 AM |
| Sweaty-Butt-Crack | $35.00 | 12/10/2012 6:16:47 PM |
| liberty-tostada7 | $25.00 | 12/10/2012 7:37:17 PM |
| orange-preeminant-bill | $50.00 | 12/11/2012 3:30:43 AM |
| CreditBuilder2 | $25.02 | 12/10/2012 7:01:40 PM |
| boogienation | $25.00 | 12/10/2012 7:05:13 PM |
| blitzen40 | $25.00 | 12/10/2012 7:08:47 PM |
| golffish2 | $25.00 | 12/11/2012 3:47:50 AM |
| worthy-bid8 | $100.00 | 12/11/2012 9:18:51 AM |
| let_me_retire | $85.00 | 12/11/2012 9:28:27 AM |
| CA-Lender | $25.00 | 12/11/2012 8:54:52 AM |
| appetizing-loyalty354 | $25.00 | 12/11/2012 10:22:48 AM |
| Rogelio48 | $31.00 | 12/11/2012 11:16:41 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:19 AM |
| WriteTheLegend | $500.00 | 12/11/2012 5:56:39 PM |
| trade-caper | $50.00 | 12/12/2012 5:30:21 AM |
| Ocean713 | $75.00 | 12/12/2012 12:15:25 PM |
| djh47a | $50.00 | 12/12/2012 12:59:21 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:14 PM |
| HD-4-Life | $150.00 | 12/13/2012 2:45:30 PM |
| lucrative-listing2 | $26.62 | 12/13/2012 12:47:59 PM |
| porwestco | $25.00 | 12/13/2012 3:28:04 PM |
| ledesma31 | $30.00 | 12/13/2012 1:53:17 PM |
| dollar-vibraphone4 | $175.77 | 12/13/2012 3:56:28 PM |
| diplomatic-wealth7 | $25.00 | 12/13/2012 6:25:43 PM |
| economy-popcorn | $25.00 | 12/14/2012 5:47:14 AM |
| invesor87 | $25.00 | 12/14/2012 6:17:04 AM |
| msd71258 | $25.90 | 12/14/2012 6:40:18 AM |
| stock106 | $25.00 | 12/14/2012 8:00:25 AM |
| Bob450 | $25.00 | 12/14/2012 9:08:52 AM |
| durability-widget3 | $100.00 | 12/14/2012 9:37:32 AM |
| responsibility-force333 | $26.00 | 12/14/2012 10:32:50 AM |
| nourishing-order8 | $28.42 | 12/14/2012 3:51:30 PM |
| Johnab | $26.00 | 12/14/2012 7:54:28 PM |
| blue-dollar-viking | $75.00 | 12/14/2012 6:00:53 PM |
| peso-bonaza | $25.00 | 12/14/2012 5:30:22 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
682947
This series of Notes was issued and sold upon the funding of the borrower loan #79567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $424.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,900 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| basis-tornado9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off higher interest credit cards and dept to lower monthlly payments
My financial situation:
I am a good candidate for this loan because...I have been in Hotel management for over 20 years and have been a Regional General Manager for the same company for the past 4+ years. I pay my bills on time. This will save me about 400.00 per month and will most likely be able to pay the loan back sooner. I have good credit, need to assist with my parents more, so by consolidating credit cards to just 1 payment, I will be able to help the family more. I will also be cancelling some of these higher rate interest cards and will be in a better financial situation.
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/5/2012 5:08:52 PM |
| Zolton | $300.00 | 12/5/2012 6:44:27 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 7:45:40 PM |
| toblerone | $25.00 | 12/6/2012 11:13:38 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:28 PM |
| newest-durability-matador | $50.00 | 12/12/2012 12:56:00 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:34 PM |
| loot-prescription3 | $25.00 | 12/13/2012 5:18:55 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:29:58 PM |
| wise-honorable-rate | $25.00 | 12/13/2012 5:04:11 PM |
| money-atizer | $25.00 | 12/13/2012 5:55:58 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:06 PM |
| indomitable-coin | $25.00 | 12/13/2012 5:49:40 PM |
| dunkard13 | $100.00 | 12/13/2012 5:20:21 PM |
| anacent | $25.00 | 12/13/2012 10:26:43 PM |
| compassion-twister2 | $50.00 | 12/13/2012 5:40:19 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:42 AM |
| sprinter | $50.00 | 12/14/2012 10:07:36 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:20 PM |
| logical-peso2 | $25.00 | 12/14/2012 6:02:19 PM |
| adaboy65 | $100.00 | 12/14/2012 6:28:11 PM |
| unrivaled-deal676 | $50.00 | 12/14/2012 5:56:00 PM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:20 AM |
| kind-euro-mirth | $50.00 | 12/15/2012 10:50:43 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:34 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:30 AM |
| abundanceforever | $52.50 | 12/15/2012 11:10:39 AM |
| compoundinterest | $25.00 | 12/15/2012 12:26:03 PM |
| shamonn_p2p | $44.00 | 12/15/2012 11:17:31 AM |
| Ripsaw4U | $50.00 | 12/15/2012 2:40:38 PM |
| point-pecan | $100.00 | 12/15/2012 2:41:49 PM |
| PaulW | $40.00 | 12/15/2012 4:13:58 PM |
| sturzstrom | $25.00 | 12/15/2012 6:07:51 PM |
| HoosierDaddie | $27.00 | 12/17/2012 9:20:52 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:22 AM |
| kegs | $200.00 | 12/17/2012 1:39:44 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:16 PM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:28 PM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:39 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:04 PM |
| djs81 | $75.00 | 12/17/2012 6:23:19 PM |
| best-camaraderi-sniffer | $25.00 | 12/18/2012 3:23:00 AM |
| helpinghand105 | $25.00 | 12/18/2012 6:09:18 AM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:45:29 PM |
| american6 | $50.00 | 12/18/2012 5:21:27 PM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:28:34 PM |
| shaps | $41.00 | 12/18/2012 5:37:55 PM |
| meoates1 | $25.00 | 12/18/2012 5:41:38 PM |
| Jalebi | $25.00 | 12/18/2012 9:33:22 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:06 AM |
| newest-note-journey | $25.00 | 12/18/2012 5:50:02 PM |
| first-credit-meridian | $25.00 | 12/18/2012 6:07:18 PM |
| invincible-deal82 | $25.00 | 12/18/2012 6:07:38 PM |
| brilliant-penny9 | $25.00 | 12/18/2012 3:59:16 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:40 AM |
| scholarly-liberty3 | $25.00 | 12/18/2012 6:32:33 PM |
| authentic-liberty7 | $25.00 | 12/18/2012 6:52:34 PM |
| farlik | $49.00 | 12/18/2012 10:46:58 AM |
| point-oyster5 | $25.00 | 12/18/2012 5:29:28 PM |
| dignified-finance | $50.00 | 12/18/2012 5:29:39 PM |
| a-resplendent-commitment | $25.00 | 12/18/2012 5:32:40 PM |
| adventurer447 | $300.00 | 12/18/2012 5:35:48 PM |
| victor111818 | $25.00 | 12/18/2012 5:38:13 PM |
| notupdated | $25.00 | 12/18/2012 5:42:52 PM |
| commerce-aggregator7 | $25.00 | 12/18/2012 8:48:43 PM |
| debt-fuse158 | $25.00 | 12/18/2012 5:51:42 PM |
| kbmin | $25.00 | 12/18/2012 5:56:48 PM |
| dunox | $75.00 | 12/18/2012 5:19:08 PM |
| flugbone | $50.00 | 12/19/2012 6:56:42 AM |
| Castellan | $50.00 | 12/18/2012 5:26:18 PM |
| Nickle-Back | $30.00 | 12/18/2012 6:29:07 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:02 PM |
| riskreward | $250.00 | 12/18/2012 5:46:02 PM |
| jga516 | $25.00 | 12/18/2012 7:02:25 PM |
| cfleap | $25.00 | 12/19/2012 9:33:17 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:16 AM |
| 6moonbeams | $50.00 | 12/18/2012 6:08:39 PM |
| 907 | $25.00 | 12/18/2012 7:49:17 PM |
| affluence-tycoon | $25.00 | 12/18/2012 6:19:36 PM |
| Plutis | $25.00 | 12/19/2012 9:45:25 AM |
| belief-integrity | $250.00 | 12/18/2012 8:23:54 PM |
| deal-thinker7 | $25.00 | 12/19/2012 3:17:11 AM |
| terrific-return | $25.00 | 12/19/2012 5:52:10 AM |
| Financer | $50.00 | 12/19/2012 7:56:58 AM |
| silver-plato | $100.00 | 12/19/2012 10:50:56 AM |
| grove88 | $25.00 | 12/18/2012 8:33:41 PM |
| loan-mole8 | $25.00 | 12/19/2012 9:11:24 AM |
| enchanted-benefit8 | $25.00 | 12/18/2012 9:13:15 PM |
| saffron483 | $50.00 | 12/18/2012 9:42:38 PM |
| sign_here | $25.00 | 12/18/2012 10:09:19 PM |
| ResQDoc | $25.00 | 12/19/2012 4:30:10 AM |
| syracuserei | $50.00 | 12/19/2012 4:54:06 AM |
| magical-fairness4 | $25.00 | 12/19/2012 7:26:22 AM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:02 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:00 AM |
| blue-laudable-dinero | $25.00 | 12/19/2012 10:20:19 AM |
| djmikmik | $25.00 | 12/19/2012 10:21:00 AM |
| Cash-Flow | $1,500.00 | 12/19/2012 9:41:15 AM |
| ideal-peace5 | $100.00 | 12/19/2012 9:41:51 AM |
| ethical-truth211 | $59.49 | 12/19/2012 11:13:17 AM |
| dansarkis | $25.00 | 12/19/2012 10:04:25 AM |
| daisuke | $25.00 | 12/19/2012 10:40:54 AM |
| corndog4000 | $30.00 | 12/5/2012 7:15:12 PM |
| listing-flower2 | $100.00 | 12/5/2012 9:25:42 PM |
| windguy | $50.00 | 12/7/2012 9:29:44 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:54 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:12:08 AM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:16 PM |
| Win_With_P2P | $30.00 | 12/13/2012 5:46:48 PM |
| coin-trumpet | $50.00 | 12/13/2012 5:51:15 PM |
| qsolo | $25.00 | 12/13/2012 5:05:08 PM |
| Harry | $75.00 | 12/13/2012 6:06:49 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:50 PM |
| franzzua | $25.00 | 12/13/2012 5:15:31 PM |
| ItsJustMe79 | $25.00 | 12/13/2012 6:25:33 PM |
| elasermd | $100.00 | 12/13/2012 6:27:43 PM |
| uncl-sammy | $25.00 | 12/13/2012 7:10:45 PM |
| Avicell | $25.00 | 12/13/2012 6:21:27 PM |
| hero007 | $50.00 | 12/13/2012 6:33:53 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:29 PM |
| fortytwo | $100.00 | 12/14/2012 9:49:56 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:45 PM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:08:58 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:01 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:29 AM |
| wetlands | $200.00 | 12/15/2012 11:15:49 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:47:41 AM |
| palu2619 | $25.00 | 12/15/2012 11:11:38 AM |
| Arvicco | $400.00 | 12/15/2012 11:28:27 AM |
| Syzygy | $25.00 | 12/15/2012 1:45:37 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:25 PM |
| adaptable-benefit6 | $25.00 | 12/15/2012 2:09:49 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:26 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:13:18 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:52 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:44:37 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:43 PM |
| kingryan | $250.00 | 12/17/2012 5:22:26 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:14 AM |
| Mint_Man | $25.00 | 12/18/2012 9:32:55 AM |
| repayment-pagoda8 | $100.00 | 12/18/2012 5:21:29 PM |
| LeReve | $69.00 | 12/18/2012 5:49:58 PM |
| tylerfd | $50.00 | 12/18/2012 6:01:48 PM |
| YampaQuant | $25.00 | 12/18/2012 9:49:55 AM |
| ASLIBD | $25.00 | 12/18/2012 6:21:30 PM |
| enthralling-investment | $25.00 | 12/18/2012 6:31:51 PM |
| market-assembler | $50.00 | 12/18/2012 5:10:47 PM |
| hitsman | $50.00 | 12/18/2012 5:12:57 PM |
| unforgettable-wealth4 | $50.00 | 12/18/2012 5:13:53 PM |
| chlebie | $50.00 | 12/18/2012 5:14:57 PM |
| progressive-economy261 | $400.00 | 12/18/2012 5:18:53 PM |
| resource777 | $50.00 | 12/18/2012 5:29:35 PM |
| the-shrewd-wampum | $25.00 | 12/18/2012 5:43:21 PM |
| compatible-deal9 | $25.00 | 12/18/2012 4:47:51 PM |
| msfitzge | $25.00 | 12/18/2012 5:46:01 PM |
| durability-solstice8 | $50.00 | 12/18/2012 6:07:16 PM |
| new-truth-chuckler | $33.00 | 12/18/2012 6:11:56 PM |
| GenerousGentleMan | $25.00 | 12/18/2012 5:19:12 PM |
| knowledgeable-listing597 | $25.00 | 12/18/2012 5:20:34 PM |
| forthright-euro8 | $50.00 | 12/19/2012 7:16:16 AM |
| mvalley | $25.00 | 12/18/2012 6:30:54 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:45 AM |
| Investoman | $25.00 | 12/18/2012 5:43:55 PM |
| johnayan | $25.00 | 12/19/2012 9:11:58 AM |
| IP | $25.00 | 12/18/2012 5:54:39 PM |
| auction-iris9 | $120.00 | 12/18/2012 6:20:38 PM |
| silver4711 | $100.00 | 12/19/2012 9:43:45 AM |
| deegeeman | $25.00 | 12/18/2012 6:37:52 PM |
| crown-year | $1,300.00 | 12/19/2012 5:53:17 AM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:40 AM |
| fascinating-value4 | $200.00 | 12/18/2012 11:02:34 PM |
| EnergyEngr | $25.00 | 12/19/2012 12:11:12 AM |
| pennybypenny | $25.00 | 12/19/2012 9:27:57 AM |
| siesta100 | $25.00 | 12/19/2012 9:42:14 AM |
| deal-contributor8 | $50.00 | 12/19/2012 9:55:13 AM |
| chemistry220 | $25.00 | 12/19/2012 10:15:09 AM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
683009
This series of Notes was issued and sold upon the funding of the borrower loan #79257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 2m |
|
Amount delinquent:
| $1,361 |
Total credit lines:
| 7 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| active-coin079 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
Start up cost for my new buisness
My financial situation: good
I am a good candidate for this loan because...
I have gotten my credit inline and have had no late payments in over a year
Monthly net income: $3000
Monthly expenses: $1500
Housing: $500
Insurance: $140
Car expenses: $300
Utilities: $
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/10/2012 5:21:12 PM |
| CreditBuilder2 | $25.03 | 12/10/2012 7:27:52 PM |
| Investor_DP | $100.00 | 12/11/2012 5:04:54 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:54 AM |
| Edakers | $25.00 | 12/11/2012 1:50:22 PM |
| zorg77 | $50.00 | 12/11/2012 5:56:09 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:50 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:45 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:35 PM |
| fervent-repayment | $99.00 | 12/12/2012 9:11:06 AM |
| alexander-hamilton | $46.00 | 12/12/2012 9:14:47 AM |
| subtle-bill727 | $25.00 | 12/12/2012 9:56:12 AM |
| jns48 | $25.00 | 12/13/2012 9:05:14 AM |
| hero007 | $50.00 | 12/13/2012 9:03:57 AM |
| principal-cooker2 | $50.00 | 12/14/2012 9:13:04 AM |
| let_me_retire | $50.00 | 12/15/2012 4:08:07 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:12 PM |
| E-2 | $100.00 | 12/15/2012 10:59:19 AM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:52 AM |
| affluence-tycoon | $25.00 | 12/15/2012 12:59:45 PM |
| stocker | $25.00 | 12/16/2012 1:08:12 AM |
| order-singularity430 | $25.00 | 12/15/2012 1:50:16 PM |
| nickel-speaker6 | $26.59 | 12/15/2012 1:53:17 PM |
| Mucman72 | $25.00 | 12/15/2012 7:00:54 PM |
| repayment-liberator7 | $25.00 | 12/16/2012 7:08:52 AM |
| worthy-bid8 | $79.00 | 12/15/2012 2:48:43 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:51 PM |
| pure-pound7 | $25.00 | 12/16/2012 9:18:38 PM |
| JASHoldingsLTD1 | $25.00 | 12/16/2012 5:49:30 PM |
| trimwork99 | $25.00 | 12/16/2012 12:24:23 PM |
| tmdmf | $38.25 | 12/16/2012 6:43:40 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:02 PM |
| orange-dedication-maple | $25.00 | 12/16/2012 8:53:49 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:44 AM |
| money-baron | $60.00 | 12/17/2012 7:04:41 PM |
| handy-loan527 | $25.00 | 12/18/2012 12:17:25 PM |
| the-brilliant-currency | $25.00 | 12/18/2012 5:01:05 PM |
| loyalty-dragster7 | $68.00 | 12/18/2012 5:43:17 PM |
| first-credit-meridian | $25.00 | 12/18/2012 6:07:20 PM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:07 AM |
| versatile-dime442 | $43.00 | 12/19/2012 9:53:29 AM |
| JGENERAL | $25.00 | 12/19/2012 5:27:10 PM |
| help4u | $50.00 | 12/19/2012 6:59:51 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:24 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:37 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:56 PM |
| hektek22 | $600.00 | 12/11/2012 11:09:35 PM |
| djh47a | $25.00 | 12/12/2012 1:23:27 PM |
| careful-vigilance4 | $25.00 | 12/12/2012 10:21:04 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:29:36 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:33 PM |
| ItsJustMe79 | $25.00 | 12/13/2012 10:11:37 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:09:12 AM |
| keen-economy6 | $25.00 | 12/13/2012 6:07:06 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:57 AM |
| fortytwo | $100.00 | 12/14/2012 9:49:56 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:40 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:10 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:38:16 AM |
| desertoasis | $25.00 | 12/15/2012 8:59:38 AM |
| Isaac007 | $25.00 | 12/15/2012 11:15:39 AM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:50 AM |
| patriot897 | $25.00 | 12/15/2012 1:19:37 PM |
| ilend57 | $25.00 | 12/15/2012 9:29:49 PM |
| jhernand17 | $25.00 | 12/15/2012 4:30:05 PM |
| five-star-principal0 | $25.00 | 12/16/2012 12:46:16 PM |
| goodhearted-finance2 | $25.00 | 12/16/2012 8:40:38 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:21 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:15 PM |
| flibinite | $50.00 | 12/16/2012 6:44:08 PM |
| mcs99 | $50.00 | 12/16/2012 8:40:11 PM |
| Miami | $25.00 | 12/17/2012 9:09:56 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:20 AM |
| philanthroful | $25.00 | 12/17/2012 10:07:00 AM |
| the-money-maker | $25.00 | 12/17/2012 7:09:26 PM |
| joyous-peace443 | $25.00 | 12/18/2012 6:23:31 PM |
| korby524 | $25.00 | 12/19/2012 9:59:53 AM |
| Lubava | $25.00 | 12/18/2012 7:30:48 PM |
| pennybypenny | $25.00 | 12/19/2012 9:27:58 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:24 AM |
| Toby1montana | $50.00 | 12/19/2012 10:09:40 AM |
| weatherman89 | $0.13 | 12/19/2012 11:18:35 PM |
| Odyssey77 | $25.00 | 12/19/2012 5:46:45 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:55 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:14:14 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:08:23 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
683043
This series of Notes was issued and sold upon the funding of the borrower loan #79233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,178.75 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $333.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,895 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authentic-funds8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: bill consolidation
This loan will be used to...pay bills
My financial situation: associated bank
I am a good candidate for this loan because...never late on paying bills
Monthly net income: $1632.00
Monthly expenses: $1562.00
Housing: $200.00
Insurance: $
Car expenses: $120.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $792.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $50.00 | 12/5/2012 5:46:09 PM |
| octoberfresh | $25.00 | 12/5/2012 5:52:00 PM |
| jiftostada | $25.00 | 12/5/2012 6:31:37 PM |
| CreditBuilder2 | $25.03 | 12/5/2012 8:10:18 PM |
| frogperson | $250.00 | 12/6/2012 5:41:13 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:13 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:07 AM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:42 AM |
| credit-coach118 | $25.02 | 12/7/2012 11:42:52 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:32 AM |
| return-statuette139 | $50.00 | 12/10/2012 5:24:34 PM |
| power-chihuahua | $25.00 | 12/10/2012 5:52:11 PM |
| mighty-value | $25.00 | 12/10/2012 5:55:57 PM |
| 52digital | $75.00 | 12/10/2012 5:21:59 PM |
| techs | $25.00 | 12/10/2012 6:06:02 PM |
| drg6289 | $25.00 | 12/10/2012 6:24:57 PM |
| bartekr | $50.00 | 12/10/2012 6:02:00 PM |
| cunning-deal8 | $25.00 | 12/10/2012 7:15:37 PM |
| alexander-hamilton | $50.00 | 12/10/2012 6:22:44 PM |
| greenback-amplifier | $25.00 | 12/10/2012 6:02:57 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:39 PM |
| handshake5 | $47.00 | 12/11/2012 9:21:27 AM |
| mikbos | $25.00 | 12/11/2012 10:42:01 AM |
| StPong | $25.00 | 12/11/2012 9:28:20 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:28 AM |
| bold-worth-wrangler | $25.00 | 12/11/2012 9:33:00 AM |
| social-cocktail1 | $200.00 | 12/11/2012 10:15:57 AM |
| bewitching-dollar5 | $69.00 | 12/11/2012 9:39:19 AM |
| joyous-durability8 | $25.00 | 12/11/2012 10:28:02 AM |
| Cronos | $34.00 | 12/11/2012 10:38:46 AM |
| aldeed | $50.00 | 12/11/2012 1:03:06 PM |
| sunwell | $100.00 | 12/11/2012 10:16:47 AM |
| durability-ace9 | $25.00 | 12/11/2012 10:20:25 AM |
| interest-agave | $25.00 | 12/11/2012 10:24:27 AM |
| 108-IRA | $50.00 | 12/11/2012 10:38:42 AM |
| worldly-gold | $28.00 | 12/11/2012 5:30:07 PM |
| ahalls | $25.00 | 12/12/2012 9:07:12 AM |
| madisonboy123 | $25.00 | 12/12/2012 9:20:30 AM |
| best-charming-leverage | $50.00 | 12/12/2012 9:23:05 AM |
| green-ore-expert | $25.00 | 12/12/2012 9:34:53 AM |
| chief64 | $200.00 | 12/12/2012 9:56:55 AM |
| economy-producer | $25.00 | 12/12/2012 9:43:43 AM |
| finance-prescription | $100.00 | 12/12/2012 9:51:14 AM |
| FASTIZIO_P | $27.00 | 12/12/2012 10:25:26 AM |
| nimble-revenue5 | $100.00 | 12/12/2012 9:26:11 AM |
| Ocean713 | $75.00 | 12/12/2012 12:11:07 PM |
| balance-force | $28.00 | 12/12/2012 1:52:52 PM |
| qaran | $25.00 | 12/12/2012 11:54:14 AM |
| majestic-principal1 | $25.00 | 12/12/2012 4:59:38 PM |
| duty-viola | $35.00 | 12/12/2012 10:50:33 AM |
| winmals | $25.00 | 12/12/2012 10:57:18 AM |
| agalt | $25.00 | 12/12/2012 12:34:10 PM |
| mummey | $50.00 | 12/12/2012 6:31:02 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:51 PM |
| ethical-truth211 | $100.00 | 12/12/2012 3:28:34 PM |
| impala6464 | $25.00 | 12/12/2012 11:20:08 PM |
| 77scout | $75.00 | 12/13/2012 9:38:51 AM |
| euro-banker | $25.00 | 12/13/2012 9:10:49 AM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:12 PM |
| djh47a | $25.00 | 12/13/2012 2:23:13 PM |
| NewPairOfShoes | $25.00 | 12/13/2012 10:45:04 AM |
| MilitaryMTP | $100.00 | 12/13/2012 11:51:08 AM |
| money-baron | $57.00 | 12/13/2012 6:41:02 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:50 AM |
| CalBear08 | $33.33 | 12/14/2012 9:10:32 AM |
| 168RichCapital | $25.12 | 12/14/2012 7:20:37 AM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:56 AM |
| km007 | $25.00 | 12/14/2012 9:53:15 AM |
| felicity-fertilizer6 | $25.00 | 12/14/2012 4:17:38 AM |
| bid-catalyst0 | $100.00 | 12/14/2012 4:35:58 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:48 AM |
| froggieboy | $250.00 | 12/15/2012 10:11:14 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:24 AM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:13 PM |
| penny-socrates5 | $100.00 | 12/15/2012 1:21:49 PM |
| orearella3 | $30.00 | 12/15/2012 1:27:25 PM |
| trimwork99 | $25.00 | 12/16/2012 12:24:21 PM |
| ethical-truth211 | $200.00 | 12/16/2012 6:29:24 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:08 PM |
| ectasy683 | $25.00 | 12/16/2012 8:22:01 PM |
| bob450-roth | $25.00 | 12/16/2012 9:23:56 AM |
| yield-hut | $25.00 | 12/16/2012 6:55:47 PM |
| DreDub | $25.00 | 12/17/2012 8:53:51 AM |
| diplomatic-wealth7 | $25.00 | 12/17/2012 11:05:32 AM |
| green-loyalty-web | $25.00 | 12/17/2012 6:08:48 PM |
| the-money-maker | $25.00 | 12/17/2012 7:09:25 PM |
| ideomorph | $25.00 | 12/17/2012 7:46:55 PM |
| JauaFlash | $25.00 | 12/18/2012 5:43:47 PM |
| GRBMALA | $25.00 | 12/18/2012 5:40:10 PM |
| floridass | $25.00 | 12/19/2012 9:37:31 AM |
| ethical-truth211 | $100.00 | 12/19/2012 7:06:32 AM |
| tsquared_030 | $25.00 | 12/18/2012 7:23:42 PM |
| economy-coup | $200.00 | 12/5/2012 7:12:23 PM |
| gain-chosen-one081 | $25.00 | 12/6/2012 9:15:49 AM |
| benevolent-loot5 | $200.00 | 12/7/2012 9:17:31 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:00 PM |
| green-inspiring-peace | $25.00 | 12/10/2012 5:26:49 PM |
| joyous-peace443 | $25.00 | 12/10/2012 5:00:57 PM |
| careful-vigilance4 | $25.00 | 12/10/2012 5:15:30 PM |
| JGENERAL | $25.00 | 12/10/2012 5:58:43 PM |
| auction-iris9 | $120.00 | 12/10/2012 5:20:50 PM |
| fervent-repayment | $100.00 | 12/10/2012 5:29:13 PM |
| exciting-justice0 | $25.00 | 12/10/2012 5:13:45 PM |
| kulender | $50.00 | 12/10/2012 5:28:15 PM |
| victor111818 | $25.00 | 12/10/2012 8:28:17 PM |
| cash-kin7 | $25.00 | 12/10/2012 6:03:23 PM |
| desertoasis | $25.00 | 12/10/2012 8:52:55 PM |
| jkeller4000 | $25.00 | 12/10/2012 7:01:14 PM |
| BU49er | $25.00 | 12/11/2012 12:35:22 AM |
| thorough-capital799 | $25.00 | 12/10/2012 9:10:23 PM |
| contract-snowdome493 | $25.00 | 12/11/2012 8:21:33 AM |
| economy-shrubbery6 | $25.00 | 12/11/2012 9:39:40 AM |
| hopeful-deal7 | $25.00 | 12/11/2012 10:18:10 AM |
| courteous-vigilance154 | $25.00 | 12/11/2012 10:19:33 AM |
| adventurer447 | $300.00 | 12/11/2012 10:01:49 AM |
| jonathan10s | $25.00 | 12/11/2012 10:09:43 AM |
| dedicated-transaction796 | $25.00 | 12/11/2012 10:26:10 AM |
| Toby1montana | $32.00 | 12/11/2012 10:31:33 AM |
| muirheaj | $25.00 | 12/11/2012 12:38:59 PM |
| enriching-dollar1 | $100.00 | 12/11/2012 5:31:10 PM |
| crsmck2008 | $25.00 | 12/11/2012 3:08:00 PM |
| natural-liberty4 | $200.00 | 12/11/2012 5:49:43 PM |
| hope-wrangler1 | $50.00 | 12/11/2012 5:13:24 PM |
| keen-economy6 | $25.00 | 12/11/2012 5:48:03 PM |
| help4u | $50.00 | 12/12/2012 1:52:56 AM |
| economy-lotus | $25.00 | 12/12/2012 9:10:24 AM |
| Canidae | $25.00 | 12/12/2012 9:04:48 AM |
| nodrivelpls | $25.00 | 12/12/2012 9:18:21 AM |
| the-credit-maker | $100.00 | 12/12/2012 9:29:06 AM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:22 AM |
| velocity-oak | $25.00 | 12/12/2012 11:12:27 AM |
| money-surge1 | $25.00 | 12/12/2012 9:58:22 AM |
| Comoparklender | $25.00 | 12/12/2012 10:59:28 AM |
| bid-catalyst0 | $100.00 | 12/12/2012 11:55:11 AM |
| vibraphone3 | $25.00 | 12/12/2012 10:37:18 AM |
| cp-family | $56.00 | 12/12/2012 10:38:16 AM |
| marketplace-hut9 | $25.00 | 12/12/2012 10:57:39 AM |
| capital-magician561 | $25.00 | 12/13/2012 8:20:47 AM |
| KMSB | $50.00 | 12/13/2012 8:49:21 AM |
| TronMedici | $43.00 | 12/12/2012 6:09:31 PM |
| Bob450 | $25.00 | 12/13/2012 9:52:29 AM |
| HamachiMan | $43.00 | 12/13/2012 9:44:54 AM |
| liberty-society5 | $25.00 | 12/13/2012 11:56:40 AM |
| refresher211 | $68.00 | 12/13/2012 12:25:56 PM |
| enriched-return057 | $25.00 | 12/13/2012 12:56:33 PM |
| KB-IRA | $40.00 | 12/13/2012 7:35:32 PM |
| idastmerchants | $25.00 | 12/14/2012 9:11:42 AM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:43 AM |
| Tscheddar | $25.00 | 12/14/2012 3:18:45 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:23 PM |
| mlpinz | $25.00 | 12/15/2012 5:19:37 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:45 PM |
| benjamins-wizard5 | $25.00 | 12/15/2012 6:06:20 AM |
| DRS | $25.00 | 12/15/2012 8:06:15 AM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:48:02 AM |
| repayment-liberator7 | $25.00 | 12/15/2012 3:38:04 AM |
| orange-coin-walnut | $75.00 | 12/15/2012 6:10:54 AM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:50 AM |
| E-2 | $100.00 | 12/15/2012 10:59:32 AM |
| versatile-dime442 | $83.00 | 12/15/2012 11:20:23 AM |
| SimpleChoice | $25.00 | 12/15/2012 12:49:50 PM |
| michaelray703 | $25.00 | 12/15/2012 1:17:20 PM |
| musegaze | $50.00 | 12/15/2012 2:21:47 PM |
| cnovak | $25.00 | 12/15/2012 2:22:12 PM |
| income-sycamore2 | $25.00 | 12/16/2012 7:23:16 AM |
| social-heart | $25.00 | 12/16/2012 12:45:55 PM |
| ore-genius2 | $130.00 | 12/17/2012 7:16:50 AM |
| rvfbroker | $25.00 | 12/17/2012 9:06:13 AM |
| pennybypenny | $50.00 | 12/16/2012 9:23:21 PM |
| helping-out | $25.00 | 12/16/2012 11:30:40 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:50 PM |
| murtaza | $250.25 | 12/17/2012 12:23:52 PM |
| durability-genetics7 | $25.00 | 12/17/2012 2:02:20 PM |
| tostada88 | $25.00 | 12/17/2012 10:19:01 AM |
| mkm | $50.00 | 12/17/2012 5:13:20 PM |
| best-elevated-social | $25.00 | 12/17/2012 9:42:25 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:55 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:16 PM |
| asset-linkage | $25.00 | 12/18/2012 12:18:21 AM |
| squadron820 | $25.00 | 12/18/2012 8:25:00 AM |
| community-spartan | $50.00 | 12/18/2012 6:00:12 PM |
| capital-commando | $25.00 | 12/18/2012 6:26:40 PM |
| librealfin | $25.00 | 12/18/2012 6:31:59 PM |
| brmar | $25.00 | 12/18/2012 5:36:42 PM |
| commitment-neutron1 | $200.00 | 12/18/2012 5:04:34 PM |
| reasonable-nickel6 | $25.00 | 12/18/2012 6:00:36 PM |
| korby524 | $25.00 | 12/19/2012 9:59:50 AM |
| preventivepestcontrol | $25.00 | 12/19/2012 1:50:07 PM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
683173
This series of Notes was issued and sold upon the funding of the borrower loan #79429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 6m |
|
Amount delinquent:
| $412 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,970 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-payment-supernova |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay some outstanding debts.
My financial situation:
I am a good candidate for this loan because my husband was laid off and my children have been ill. I need this money to catch me up on my bills.
Monthly net income: $ 2875
Monthly expenses: $
Housing: $ 985
Insurance: $ included in house
Car expenses: $ 69
Utilities: $ 250
Phone, cable, internet: $ 300
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 250
Other expenses: $ 160
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $30.01 | 12/5/2012 5:57:38 PM |
| open-minded-p2p1 | $25.00 | 12/5/2012 7:11:16 PM |
| LuvToLend | $25.00 | 12/6/2012 9:09:13 AM |
| CreditBuilder2 | $25.03 | 12/5/2012 8:10:18 PM |
| Rogelio48 | $25.00 | 12/6/2012 7:30:54 AM |
| market-bearer0 | $25.00 | 12/6/2012 7:43:45 AM |
| responsible-worth113 | $30.00 | 12/6/2012 1:33:57 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:14 PM |
| Tscheddar | $25.00 | 12/6/2012 5:07:26 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:08 AM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:43 AM |
| Investor_DP | $100.00 | 12/8/2012 1:44:04 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:29 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:33 AM |
| new-start18100 | $25.00 | 12/11/2012 9:51:49 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:28 AM |
| first-inspiring-vigilance | $25.00 | 12/11/2012 10:49:35 AM |
| Edakers | $25.00 | 12/11/2012 1:49:54 PM |
| djh47a | $25.00 | 12/12/2012 1:23:09 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:24 PM |
| ucantbeetit | $25.00 | 12/14/2012 9:30:04 AM |
| JGENERAL | $25.00 | 12/14/2012 5:26:30 PM |
| desertoasis | $25.00 | 12/15/2012 8:59:37 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:38 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:46 PM |
| silver-enlightenment0 | $25.00 | 12/15/2012 12:09:35 PM |
| loyalty-dragster7 | $100.00 | 12/15/2012 11:23:48 AM |
| joyous-peace443 | $25.00 | 12/15/2012 12:37:10 PM |
| elegant-hope578 | $49.00 | 12/15/2012 12:41:23 PM |
| 52digital | $75.00 | 12/15/2012 1:12:35 PM |
| michaelray703 | $25.00 | 12/15/2012 1:17:20 PM |
| power-chihuahua | $25.00 | 12/15/2012 12:50:38 PM |
| worldly-gold | $46.00 | 12/15/2012 12:55:36 PM |
| fortytwo | $100.00 | 12/15/2012 1:43:40 PM |
| rupee-universe | $25.00 | 12/15/2012 1:29:30 PM |
| nimble-revenue5 | $100.00 | 12/15/2012 1:31:36 PM |
| lucrative-deal5 | $25.00 | 12/15/2012 1:40:43 PM |
| km007 | $25.00 | 12/15/2012 1:01:05 PM |
| order-singularity430 | $25.00 | 12/15/2012 1:52:09 PM |
| TheCount | $25.00 | 12/15/2012 1:53:57 PM |
| mikbos | $25.00 | 12/15/2012 1:10:35 PM |
| IIP77 | $25.00 | 12/15/2012 2:08:39 PM |
| melodious-openness | $200.00 | 12/15/2012 2:50:33 PM |
| melodious-openness | $60.49 | 12/15/2012 3:06:34 PM |
| ecstatic-kindness4 | $25.65 | 12/15/2012 3:43:03 PM |
| credit-formula0 | $25.00 | 12/15/2012 4:18:33 PM |
| historic-nickel | $25.00 | 12/15/2012 2:29:50 PM |
| worthy-bid8 | $400.00 | 12/15/2012 2:48:42 PM |
| ferdberfel | $25.00 | 12/15/2012 4:04:43 PM |
| money4sale | $42.66 | 12/15/2012 4:09:58 PM |
| asset-professor | $35.00 | 12/5/2012 6:22:19 PM |
| Sagamore | $50.00 | 12/5/2012 6:14:26 PM |
| vutah | $45.00 | 12/5/2012 6:51:28 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:55 AM |
| benevolent-loot5 | $200.00 | 12/7/2012 9:17:32 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:01 PM |
| let_me_retire | $50.00 | 12/10/2012 4:50:56 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:53 AM |
| scrooge2020 | $30.00 | 12/12/2012 10:55:19 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:33 AM |
| first-credit-meridian | $25.00 | 12/14/2012 5:40:12 PM |
| alexander-hamilton | $50.00 | 12/14/2012 6:43:59 PM |
| careful-vigilance4 | $25.00 | 12/14/2012 5:55:29 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:49 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:25 AM |
| E-2 | $100.00 | 12/15/2012 10:59:18 AM |
| Bendan | $100.00 | 12/15/2012 12:12:07 PM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:51 AM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:39 PM |
| principal-cooker2 | $50.00 | 12/15/2012 12:48:24 PM |
| vigorous-velocity | $35.00 | 12/15/2012 11:02:15 AM |
| vanpelt | $25.00 | 12/15/2012 1:22:54 PM |
| economy-shrubbery6 | $25.00 | 12/15/2012 12:56:29 PM |
| handshake5 | $100.00 | 12/15/2012 12:56:50 PM |
| the-brilliant-currency | $25.00 | 12/15/2012 12:28:22 PM |
| fascinating-money236 | $25.00 | 12/15/2012 12:30:50 PM |
| genius520 | $100.00 | 12/15/2012 1:18:16 PM |
| finance-prescription | $83.00 | 12/15/2012 1:09:25 PM |
| bazaar-paladin7 | $3.16 | 12/15/2012 4:23:40 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
683185
This series of Notes was issued and sold upon the funding of the borrower loan #79621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $429.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $15,107 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mxiong1 |
Borrower's state:
| Colorado |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 79 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2012)
620-639
(Nov-2010)
700-719
(Jan-2008)
700-719
(Oct-2007)
|
|
Principal balance:
| $3,254.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 79 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate 6 accounts
My financial situation:
I'll let my payment history speak for itself. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/5/2012 5:08:56 PM |
| secureincome | $555.00 | 12/5/2012 5:48:34 PM |
| LittleMingo | $30.00 | 12/5/2012 6:03:57 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:30 PM |
| octoberfresh | $25.00 | 12/5/2012 5:52:00 PM |
| WalnutCreekguy | $50.00 | 12/5/2012 5:55:38 PM |
| pure-treasure7 | $50.00 | 12/5/2012 11:19:03 PM |
| voipguy88 | $50.00 | 12/5/2012 6:17:46 PM |
| RGlad | $65.00 | 12/5/2012 6:53:50 PM |
| five-star-note | $200.00 | 12/5/2012 7:04:59 PM |
| 01a_MrUSC_IRA | $50.00 | 12/5/2012 7:26:25 PM |
| dollar-authority | $101.46 | 12/6/2012 6:00:07 AM |
| moola-accelerator6 | $25.43 | 12/6/2012 10:27:26 AM |
| justreturns | $25.00 | 12/6/2012 9:44:16 AM |
| 01a_MrsUSC | $25.00 | 12/6/2012 11:27:44 AM |
| janeybooboo | $74.74 | 12/6/2012 10:08:40 AM |
| fuse136 | $25.00 | 12/6/2012 12:13:11 PM |
| ethicalhumanist | $100.00 | 12/6/2012 10:23:05 AM |
| Astyanax | $30.00 | 12/6/2012 3:44:05 PM |
| thrilling-point2 | $40.00 | 12/6/2012 5:27:13 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:14 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 6:11:48 AM |
| LaGrangeLender | $50.00 | 12/7/2012 6:13:28 AM |
| richboy56 | $25.00 | 12/6/2012 7:37:32 PM |
| kind-bazaar-kitten | $25.00 | 12/6/2012 8:51:14 PM |
| jwesleym | $25.00 | 12/7/2012 9:13:37 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:42 AM |
| successful-agreement7 | $100.00 | 12/7/2012 9:14:59 AM |
| vigorous-market5 | $200.00 | 12/7/2012 9:53:33 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:10 AM |
| AF-Chief | $25.00 | 12/7/2012 10:23:10 AM |
| jonnysixgun | $250.00 | 12/7/2012 12:16:25 PM |
| BigBag | $25.00 | 12/7/2012 8:18:11 PM |
| dollar-tornado3 | $25.00 | 12/8/2012 8:54:35 AM |
| first-serene-credit | $25.00 | 12/8/2012 8:10:05 AM |
| RainyDayFunds | $25.00 | 12/8/2012 6:32:17 AM |
| nycgoat | $25.00 | 12/8/2012 7:08:40 AM |
| meoates1 | $25.00 | 12/8/2012 12:53:16 PM |
| Feyenoord | $30.00 | 12/8/2012 11:06:12 AM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:45 PM |
| american-investor | $25.00 | 12/8/2012 12:11:40 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:24 PM |
| bright-idea11 | $25.00 | 12/9/2012 12:54:26 PM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:11:47 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:41 PM |
| deal-vibrato | $25.00 | 12/10/2012 9:44:05 AM |
| monster4 | $50.00 | 12/10/2012 9:08:48 AM |
| 1NiceLender | $25.00 | 12/10/2012 10:03:11 AM |
| Galdis | $25.00 | 12/10/2012 10:17:37 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:24:28 PM |
| MSInvestor | $25.00 | 12/10/2012 3:03:14 PM |
| Jerrys1951 | $30.00 | 12/10/2012 5:37:49 PM |
| first-balance-neutron | $25.00 | 12/10/2012 6:24:41 PM |
| organic-treasure | $25.00 | 12/11/2012 7:09:12 AM |
| treasure-hunter270 | $100.00 | 12/11/2012 8:21:44 AM |
| lionheart722 | $25.00 | 12/11/2012 10:00:35 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:29 AM |
| Edakers | $25.00 | 12/11/2012 1:51:38 PM |
| E-2 | $100.00 | 12/11/2012 5:25:55 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:37 PM |
| i3urtonair | $50.00 | 12/12/2012 5:25:35 AM |
| amicablenemesis | $50.00 | 12/12/2012 9:43:01 AM |
| Ocean713 | $75.00 | 12/12/2012 11:26:37 AM |
| systematic-asset8 | $60.00 | 12/12/2012 12:01:02 PM |
| tech310 | $50.00 | 12/12/2012 10:15:21 AM |
| balance-force | $28.00 | 12/12/2012 1:52:52 PM |
| orange-commanding-truth | $25.00 | 12/13/2012 7:57:16 AM |
| economy-popcorn | $25.00 | 12/13/2012 6:36:16 AM |
| affluence-hickory | $25.00 | 12/13/2012 8:39:08 AM |
| handy-affluence9 | $250.00 | 12/13/2012 12:49:09 PM |
| bazaar-paladin7 | $25.00 | 12/13/2012 3:30:04 PM |
| MateCocido | $50.00 | 12/13/2012 1:08:49 PM |
| contract-student2 | $50.00 | 12/13/2012 5:53:25 PM |
| power-lightning9 | $25.00 | 12/13/2012 2:01:06 PM |
| smart-kindness8 | $50.00 | 12/14/2012 4:22:23 AM |
| ralph44 | $25.00 | 12/14/2012 7:26:38 AM |
| Petiza | $32.00 | 12/14/2012 7:43:51 AM |
| Psimater | $200.00 | 12/14/2012 5:33:43 AM |
| sensible-fund | $30.00 | 12/14/2012 5:52:44 AM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 6:41:11 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:42 AM |
| ethical-truth211 | $50.00 | 12/14/2012 5:25:59 AM |
| Engineer44 | $25.00 | 12/14/2012 7:29:29 AM |
| WisconsinLiberal | $25.00 | 12/14/2012 7:48:34 AM |
| susurrus | $100.00 | 12/5/2012 5:23:59 PM |
| Wrats6 | $25.00 | 12/5/2012 5:05:05 PM |
| persist_in_doing | $25.00 | 12/5/2012 6:35:20 PM |
| stylish-revenue4 | $100.00 | 12/5/2012 5:23:25 PM |
| greenback-surge4 | $25.00 | 12/5/2012 5:33:27 PM |
| dcm6276 | $50.00 | 12/5/2012 8:59:27 PM |
| Forward-Looking | $25.00 | 12/5/2012 6:11:00 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:31 PM |
| JeremyLinFan | $30.00 | 12/5/2012 6:53:00 PM |
| enthusiastic-balance5 | $100.00 | 12/5/2012 7:02:32 PM |
| thankful-nickel2 | $55.55 | 12/5/2012 6:27:51 PM |
| berniemadeoff | $65.00 | 12/5/2012 7:11:04 PM |
| Mikale360 | $25.00 | 12/6/2012 5:23:59 AM |
| Bank42 | $25.00 | 12/6/2012 7:47:56 AM |
| Kaj | $25.00 | 12/6/2012 10:21:07 AM |
| Slapshot | $1,084.79 | 12/6/2012 11:11:53 AM |
| bonus-seahorse | $45.00 | 12/6/2012 11:02:27 AM |
| Tscheddar | $25.00 | 12/6/2012 3:25:47 PM |
| purposeful-durability8 | $100.00 | 12/6/2012 5:32:25 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:20 AM |
| j2ee | $50.00 | 12/7/2012 9:06:59 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:24 AM |
| blackfur | $25.00 | 12/7/2012 10:24:08 AM |
| riskreward | $250.00 | 12/7/2012 9:29:20 AM |
| FinanceEngine | $60.00 | 12/7/2012 9:41:41 AM |
| quantum_leap | $50.00 | 12/7/2012 9:51:08 AM |
| enchanted-investment447 | $100.00 | 12/7/2012 9:58:10 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:11 AM |
| trumpeter5 | $25.00 | 12/7/2012 10:34:52 AM |
| Big_Z_Loans | $200.00 | 12/7/2012 11:26:57 AM |
| tommymtg7 | $25.00 | 12/7/2012 5:22:06 PM |
| accomplishment981 | $75.00 | 12/7/2012 4:58:31 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:53 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:02 PM |
| hardatwork1 | $30.00 | 12/8/2012 4:57:26 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:02 PM |
| basis-spartan922 | $25.00 | 12/8/2012 8:36:54 AM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:14 PM |
| dominickf | $50.00 | 12/8/2012 2:08:52 PM |
| virtuous-repayment | $25.00 | 12/8/2012 12:55:16 PM |
| well-rounded-diversification | $25.00 | 12/8/2012 7:40:27 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:50 PM |
| Harry | $75.00 | 12/9/2012 12:45:54 PM |
| listing-flower2 | $100.00 | 12/9/2012 9:04:35 PM |
| deal-gazer | $50.00 | 12/9/2012 11:52:44 PM |
| new-marketplace-lyrics | $25.00 | 12/9/2012 3:36:34 PM |
| Mrs-Honeydew | $25.00 | 12/10/2012 7:28:58 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:57 AM |
| neuroshred | $119.42 | 12/10/2012 4:44:00 PM |
| brightest-organized-balance | $25.00 | 12/10/2012 11:46:57 AM |
| peace-cell2 | $25.00 | 12/10/2012 10:14:12 AM |
| workorbe | $25.00 | 12/10/2012 2:36:17 PM |
| MSInvestor | $25.00 | 12/10/2012 3:05:24 PM |
| gain-equator | $25.00 | 12/10/2012 5:24:33 PM |
| dedicated-trade9 | $28.57 | 12/10/2012 6:47:59 PM |
| BJnRJames | $25.00 | 12/10/2012 9:52:35 PM |
| JeffHoll | $100.00 | 12/11/2012 8:18:05 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:10 AM |
| profitable-fairness1 | $50.00 | 12/11/2012 9:38:03 AM |
| kls4560 | $25.00 | 12/11/2012 10:18:22 AM |
| rootcanaler | $50.00 | 12/11/2012 1:52:50 PM |
| silver-saber | $600.00 | 12/11/2012 6:06:04 PM |
| contract-amigo7 | $25.00 | 12/12/2012 7:29:35 AM |
| euro-deployment | $25.00 | 12/11/2012 10:27:50 PM |
| trumpeter391 | $50.00 | 12/12/2012 11:00:52 AM |
| djh47a | $25.00 | 12/12/2012 1:23:09 PM |
| Chasing_the_dime | $100.00 | 12/12/2012 2:33:32 PM |
| Chasing_the_dime | $100.00 | 12/12/2012 12:53:27 PM |
| USMCR | $25.00 | 12/12/2012 6:54:57 PM |
| rockhound84 | $25.00 | 12/13/2012 7:20:32 AM |
| chrisb1414 | $25.00 | 12/13/2012 7:56:50 AM |
| loyalist1 | $150.00 | 12/13/2012 8:10:44 AM |
| amc3 | $100.00 | 12/13/2012 8:13:15 AM |
| boo_hoo | $50.00 | 12/12/2012 6:36:48 PM |
| funds-juniper | $52.16 | 12/12/2012 9:08:26 PM |
| moonpi78 | $25.00 | 12/13/2012 8:33:37 AM |
| hero007 | $50.00 | 12/13/2012 9:03:35 AM |
| payout-paradise5 | $25.00 | 12/13/2012 9:43:19 AM |
| pierrelasvegas | $25.00 | 12/13/2012 10:52:10 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:31 PM |
| dunkard13 | $100.00 | 12/13/2012 5:20:21 PM |
| compatible-deal9 | $25.00 | 12/13/2012 12:52:46 PM |
| atomantic | $200.00 | 12/13/2012 12:58:06 PM |
| YampaQuant | $25.00 | 12/13/2012 3:14:49 PM |
| crw1950 | $28.28 | 12/14/2012 7:52:44 AM |
| cah1942 | $50.00 | 12/13/2012 9:20:34 PM |
| PoliticinandNegotiatin | $344.60 | 12/14/2012 12:05:44 AM |
| 171 Investments
|
Borrower Payment Dependent Notes Series
683349
This series of Notes was issued and sold upon the funding of the borrower loan #79053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $180.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,593 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-driver9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidate
My financial situation:
I am a good candidate for this loan because...I have a stable full time job and a part time job that I just started in November
Monthly net income: $ 2500.00
Monthly expenses: $
Housing: $ 850
Insurance: $
Car expenses: $
Utilities: $ 80
Phone, cable, internet: $ 180
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wildanne | $50.00 | 12/11/2012 5:12:38 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:16 PM |
| Nco | $150.00 | 12/11/2012 5:32:55 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:46 PM |
| corndog4000 | $60.00 | 12/11/2012 6:46:35 PM |
| treasure-bliss | $50.00 | 12/12/2012 4:09:07 AM |
| Dubbs360 | $50.00 | 12/11/2012 6:01:41 PM |
| wonder3 | $25.00 | 12/12/2012 6:20:04 AM |
| scholarly-order6 | $50.00 | 12/12/2012 6:25:43 AM |
| vivid-p2ploan1 | $25.00 | 12/12/2012 10:48:19 AM |
| octoberfresh | $25.00 | 12/12/2012 10:41:05 AM |
| Bad_Debt | $25.00 | 12/12/2012 9:07:51 PM |
| CA-Lender | $25.00 | 12/12/2012 10:10:10 PM |
| kila-designer | $25.00 | 12/12/2012 5:08:24 PM |
| cr8on | $30.00 | 12/12/2012 5:09:21 PM |
| for_your_success | $115.84 | 12/12/2012 11:11:59 PM |
| slowgains | $25.00 | 12/13/2012 4:23:24 AM |
| felicity-czar6 | $50.00 | 12/13/2012 7:16:52 AM |
| selector568 | $300.00 | 12/12/2012 5:42:12 PM |
| deal-selector5 | $25.00 | 12/12/2012 5:50:01 PM |
| natural-point1 | $25.00 | 12/13/2012 8:18:26 AM |
| Whipster | $60.00 | 12/13/2012 9:09:22 AM |
| jiftostada | $25.00 | 12/12/2012 6:22:28 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:23:29 PM |
| kenji4861 | $25.00 | 12/13/2012 9:53:09 AM |
| hml | $35.00 | 12/13/2012 1:52:58 AM |
| tommymtg7 | $25.00 | 12/13/2012 11:09:32 AM |
| orchestra960 | $101.00 | 12/13/2012 12:12:49 PM |
| global-invest-group | $25.00 | 12/13/2012 10:22:00 AM |
| spry-felicity4 | $31.27 | 12/13/2012 1:53:44 PM |
| thrilling-fund427 | $50.00 | 12/13/2012 12:11:50 PM |
| Malkial | $28.75 | 12/13/2012 4:13:32 PM |
| jybank | $49.00 | 12/14/2012 12:24:36 AM |
| economy-popcorn | $25.00 | 12/14/2012 5:45:03 AM |
| felicity-daydream | $25.00 | 12/14/2012 8:45:11 AM |
| sensible-fund | $25.00 | 12/14/2012 6:01:32 AM |
| benefit-javelin | $50.00 | 12/14/2012 7:48:18 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:49 PM |
| Badgworth | $25.00 | 12/14/2012 4:02:00 PM |
| zorg77 | $100.00 | 12/14/2012 5:32:32 PM |
| mammalian4 | $25.00 | 12/14/2012 6:56:46 PM |
| credit-bliss8 | $25.00 | 12/14/2012 7:12:53 PM |
| prudent-bid3 | $35.00 | 12/14/2012 6:19:35 PM |
| ethical-truth211 | $461.64 | 12/15/2012 5:47:37 AM |
| scoobiedoo | $30.00 | 12/12/2012 10:10:03 AM |
| ferocious-kindness8 | $35.00 | 12/11/2012 5:40:52 PM |
| rate-advocator7 | $250.00 | 12/11/2012 5:02:13 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:35 PM |
| Money__Tree | $200.00 | 12/11/2012 5:43:41 PM |
| transparency-position | $80.00 | 12/11/2012 6:20:41 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:01:02 PM |
| money-genome84 | $250.00 | 12/11/2012 6:10:23 PM |
| restless-dime | $100.00 | 12/12/2012 8:49:12 AM |
| TumbleWeed88 | $25.00 | 12/12/2012 10:25:45 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:13:49 AM |
| DevinHill_IRA | $30.00 | 12/12/2012 11:16:07 AM |
| natural-worth9 | $50.00 | 12/12/2012 4:24:07 PM |
| heartpounding-note972 | $25.00 | 12/12/2012 12:28:36 PM |
| WalnutCreekguy | $50.00 | 12/12/2012 5:14:34 PM |
| appetizing-loyalty354 | $25.00 | 12/12/2012 5:23:21 PM |
| return-point2 | $100.00 | 12/12/2012 5:58:31 PM |
| Isanpankki | $25.00 | 12/13/2012 6:58:05 AM |
| HeroSupport | $60.00 | 12/12/2012 5:42:15 PM |
| Endeavour | $150.00 | 12/12/2012 5:44:58 PM |
| aquariano2 | $25.00 | 12/13/2012 8:30:57 AM |
| LittleMingo | $30.00 | 12/13/2012 8:22:41 AM |
| EFS | $31.00 | 12/12/2012 6:49:50 PM |
| first-class-yield9 | $25.00 | 12/13/2012 6:57:17 AM |
| asset-professor | $25.00 | 12/13/2012 10:55:06 AM |
| malomar66 | $45.00 | 12/13/2012 11:34:36 AM |
| agalt | $65.00 | 12/13/2012 10:22:29 AM |
| ethical-truth211 | $600.00 | 12/13/2012 5:37:50 PM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:40:42 PM |
| supersarah61 | $25.00 | 12/13/2012 5:11:19 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:29:52 PM |
| cash-daisy | $41.50 | 12/13/2012 2:19:33 PM |
| reaction18 | $50.00 | 12/13/2012 7:06:02 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:09:06 PM |
| Wildcat23 | $40.00 | 12/13/2012 9:49:14 PM |
| newest-phenomenal-dinero | $100.00 | 12/13/2012 10:01:39 PM |
| glroark | $100.00 | 12/14/2012 9:30:39 AM |
| one-midas | $25.00 | 12/14/2012 9:39:15 AM |
| wwwUniversal | $25.00 | 12/14/2012 9:16:39 AM |
| buffalobills | $25.00 | 12/14/2012 12:24:19 PM |
| jstnow | $25.00 | 12/14/2012 3:08:15 PM |
| ElPadrino0 | $50.00 | 12/14/2012 5:15:49 PM |
| vigilance-frontier | $25.00 | 12/14/2012 7:16:13 PM |
| hope-den1 | $50.00 | 12/15/2012 12:17:17 AM |
| helping-out | $100.00 | 12/15/2012 5:22:42 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
683369
This series of Notes was issued and sold upon the funding of the borrower loan #79393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $367.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,537 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-melodious-diversification |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
680-699
(Sep-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Continuing quest for debt freedom.
Hi.
This is my second Prosper loan with the same goal and purpose as the first - kicking the high interest rate cards to the curb. I successfully paid off my first loan, in full, and was never late. Since then I have been able to restructure some my debt to get rid of a part of my high interest cards but I'm asking for additional funds to finish what I started.
A little about me.. I'm a single employee business owner working for myself as a software engineer. Sometimes things are great, sometimes they are not. A few years ago, when work ran very dry; rather than skipping bills and payments, I put my life on credit cards. I have now been paying the consequences of that. It is hard to get ahead when most of what I pay goes towards interest, but slowly I'm doing it. I now need to consolidate debt further, and finally get rid of the last high APR cards I have.
I?ve never missed a payment. I have never been late.
My debt to income ratio is high, and I can?t get around that on personal credit since I run everything through my own corporation.
I refuse to take handouts from the government. I?m trying to do everything the right way and be responsible about it. I know this debt is mine, and mine to pay off.
With your help, I will be able to avoid the high rates from the credit card companies.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/10/2012 5:07:26 PM |
| mymoneyblog | $25.00 | 12/10/2012 5:41:26 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:11 PM |
| entertaining-rate9 | $25.00 | 12/10/2012 6:19:23 PM |
| MoneyForNothing | $25.11 | 12/10/2012 5:19:59 PM |
| slimof37 | $25.00 | 12/10/2012 5:46:45 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:53 PM |
| whitegold24k | $150.00 | 12/11/2012 7:45:16 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:42:37 AM |
| belief-integrity | $2,250.00 | 12/11/2012 8:51:38 AM |
| well-mannered-income3 | $44.00 | 12/11/2012 10:13:44 AM |
| Sanford-N-Sons | $25.00 | 12/11/2012 5:29:56 PM |
| wetlands | $200.00 | 12/11/2012 5:43:55 PM |
| enriching-dough370 | $250.00 | 12/12/2012 6:45:59 AM |
| wfish52 | $28.18 | 12/11/2012 6:26:34 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:57 PM |
| NoCal | $50.00 | 12/12/2012 10:23:55 AM |
| moneytolend72 | $45.00 | 12/12/2012 12:13:12 PM |
| platinum-enlightenment | $25.00 | 12/12/2012 1:21:54 PM |
| trumpeter391 | $100.00 | 12/12/2012 11:45:56 AM |
| green-loyalty-web | $25.00 | 12/12/2012 5:16:13 PM |
| hitsman | $50.00 | 12/12/2012 5:51:28 PM |
| admirable-economy3 | $25.00 | 12/12/2012 5:14:01 PM |
| ag-ventures | $25.00 | 12/12/2012 9:50:46 PM |
| payout-detective7 | $25.00 | 12/13/2012 6:21:08 AM |
| pound-albatross7 | $533.20 | 12/13/2012 6:40:53 AM |
| Navy_Wife_Retired | $100.00 | 12/12/2012 5:31:46 PM |
| friendinmoney | $35.00 | 12/13/2012 8:25:29 AM |
| elog238 | $150.00 | 12/13/2012 6:23:38 AM |
| saga9 | $50.00 | 12/12/2012 7:38:08 PM |
| a-helping-hand | $200.00 | 12/12/2012 8:54:35 PM |
| order-supernova6 | $33.00 | 12/12/2012 10:09:01 PM |
| deal-pioneer1 | $156.50 | 12/13/2012 3:36:07 AM |
| yield-voyager8 | $25.00 | 12/13/2012 11:18:04 AM |
| crown-year | $1,000.00 | 12/13/2012 12:09:51 PM |
| handy-affluence9 | $200.00 | 12/13/2012 12:50:54 PM |
| radforj22 | $25.00 | 12/13/2012 1:26:32 PM |
| rockhound84 | $36.00 | 12/13/2012 7:37:01 PM |
| Avicell | $25.00 | 12/13/2012 6:21:52 PM |
| cocorico12 | $50.00 | 12/13/2012 10:17:56 PM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:15 AM |
| blue-dollar-viking | $75.00 | 12/14/2012 6:02:08 AM |
| FinanceEngine | $60.00 | 12/14/2012 7:31:18 AM |
| asset-electron1 | $42.75 | 12/14/2012 10:37:06 AM |
| UBOtto186 | $50.00 | 12/14/2012 10:01:17 AM |
| SkinnyFish | $50.00 | 12/14/2012 2:03:59 PM |
| Masdevallia | $25.00 | 12/14/2012 2:26:02 PM |
| Badgworth | $25.00 | 12/14/2012 3:59:01 PM |
| dblaz5 | $500.00 | 12/14/2012 4:54:41 PM |
| cilution | $50.00 | 12/14/2012 4:50:21 PM |
| zorg77 | $100.00 | 12/14/2012 5:32:10 PM |
| HelpMe-HelpYou | $100.00 | 12/14/2012 7:03:54 PM |
| natural-greenback6 | $25.00 | 12/14/2012 3:09:24 PM |
| ChoiceInvestments | $26.00 | 12/14/2012 10:56:51 PM |
| fund-booster4 | $50.00 | 12/14/2012 5:38:47 PM |
| ralph44 | $25.00 | 12/14/2012 8:28:27 PM |
| arkleseizure | $25.00 | 12/14/2012 8:54:18 PM |
| benefit-banshee | $25.00 | 12/14/2012 11:44:05 PM |
| OK_Loans | $47.47 | 12/15/2012 12:13:21 AM |
| vivacious-fund2 | $25.00 | 12/14/2012 6:22:07 PM |
| mammalian4 | $50.00 | 12/14/2012 6:55:13 PM |
| bbt210 | $25.05 | 12/14/2012 6:59:53 PM |
| Vaanolo | $25.00 | 12/14/2012 8:12:59 PM |
| worth-game-changer8 | $25.00 | 12/14/2012 10:36:54 PM |
| Hippo-IRA1 | $34.00 | 12/15/2012 4:16:11 AM |
| sympathetic-funds818 | $50.00 | 12/15/2012 4:19:17 AM |
| belief-integrity | $750.00 | 12/10/2012 5:30:23 PM |
| investmentgroup | $50.00 | 12/10/2012 6:46:00 PM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:34:55 AM |
| belief-integrity | $2,000.00 | 12/11/2012 7:57:03 AM |
| Senechal | $25.00 | 12/11/2012 4:42:30 AM |
| CougarRoar | $25.00 | 12/11/2012 9:01:19 AM |
| thehousewife | $50.00 | 12/11/2012 10:30:24 AM |
| hope-hickory8 | $25.00 | 12/11/2012 10:28:32 AM |
| nex | $25.00 | 12/11/2012 10:34:06 AM |
| aoohollis310 | $50.00 | 12/11/2012 10:45:15 AM |
| best-tenacious-revenue | $25.00 | 12/11/2012 2:03:45 PM |
| five-star-note | $25.00 | 12/11/2012 11:09:07 AM |
| octoberfresh | $25.00 | 12/11/2012 11:24:31 AM |
| loot-prescription3 | $25.00 | 12/11/2012 5:36:51 PM |
| stylish-revenue4 | $100.00 | 12/11/2012 5:42:31 PM |
| windguy | $50.00 | 12/11/2012 5:55:26 PM |
| simplelender80 | $500.00 | 12/12/2012 9:16:25 AM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:37 AM |
| trumpeter391 | $100.00 | 12/12/2012 11:45:28 AM |
| ddog0224 | $150.00 | 12/12/2012 4:55:07 PM |
| agalt | $75.00 | 12/12/2012 12:33:43 PM |
| supersarah61 | $25.00 | 12/12/2012 5:13:31 PM |
| Ocean713 | $75.00 | 12/12/2012 12:02:51 PM |
| Bluebanker | $90.00 | 12/12/2012 3:00:54 PM |
| Astyanax | $45.00 | 12/12/2012 7:20:17 PM |
| ethical-truth211 | $500.00 | 12/12/2012 6:08:03 PM |
| cocopuffs | $25.00 | 12/13/2012 12:33:59 AM |
| hml | $50.00 | 12/13/2012 1:46:18 AM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:06:26 AM |
| pound-albatross7 | $500.00 | 12/13/2012 6:42:46 AM |
| eljobe | $75.00 | 12/13/2012 7:02:43 AM |
| compatible-deal9 | $25.00 | 12/13/2012 12:58:35 PM |
| Sagamore | $250.00 | 12/13/2012 2:29:28 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:55 PM |
| rich329 | $25.00 | 12/13/2012 1:14:26 PM |
| FWF-kinetic | $40.42 | 12/13/2012 9:15:00 PM |
| chrisb1414 | $25.00 | 12/14/2012 4:37:53 AM |
| prudent-bid3 | $50.00 | 12/14/2012 6:39:02 AM |
| Rulea72 | $25.00 | 12/14/2012 7:09:33 AM |
| power-chef420 | $25.00 | 12/14/2012 9:38:16 AM |
| generosity-battalion0 | $35.00 | 12/14/2012 10:22:53 AM |
| sprinter | $50.00 | 12/14/2012 10:07:54 AM |
| LaGrangeLender | $60.00 | 12/14/2012 10:10:56 AM |
| jc33148 | $25.00 | 12/14/2012 5:03:59 PM |
| RKLFinancial | $25.00 | 12/14/2012 4:37:32 PM |
| unassailable-funds754 | $25.00 | 12/14/2012 6:14:32 PM |
| Maverick158 | $50.00 | 12/14/2012 2:14:42 PM |
| friedokra | $25.00 | 12/14/2012 3:45:54 PM |
| SergRoosterDu | $26.00 | 12/14/2012 4:31:19 PM |
| elasermd | $100.00 | 12/14/2012 5:26:22 PM |
| listing-reformation8 | $25.00 | 12/14/2012 5:27:00 PM |
| helping-out | $482.31 | 12/15/2012 5:19:03 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
683377
This series of Notes was issued and sold upon the funding of the borrower loan #79284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $739 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-starfish2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay my loans off on time
Monthly net income: $2950
Monthly expenses: $150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| engaging-worth | $25.00 | 12/5/2012 5:20:44 PM |
| smear87 | $50.00 | 12/5/2012 6:13:51 PM |
| daw1878 | $25.00 | 12/5/2012 5:43:38 PM |
| principal-star | $25.00 | 12/5/2012 7:21:40 PM |
| return-enforcer5 | $25.00 | 12/6/2012 6:36:39 AM |
| blue111 | $25.00 | 12/5/2012 6:47:00 PM |
| toblerone | $25.00 | 12/5/2012 7:54:42 PM |
| BBsapphire-2-loan | $100.00 | 12/5/2012 10:19:37 PM |
| crdcteng | $50.00 | 12/6/2012 9:36:35 AM |
| CA-Lender | $25.00 | 12/6/2012 11:14:08 AM |
| Tscheddar | $25.00 | 12/6/2012 3:29:09 PM |
| HD-4-Life | $200.00 | 12/6/2012 3:56:22 PM |
| LiveNow | $25.00 | 12/6/2012 4:26:11 PM |
| appetizing-loyalty354 | $25.00 | 12/7/2012 9:14:50 AM |
| dynadave | $300.00 | 12/7/2012 8:39:25 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:39 AM |
| Megaton | $25.00 | 12/7/2012 7:24:50 PM |
| simplelender80 | $100.00 | 12/9/2012 1:51:45 PM |
| gjm6d | $25.00 | 12/10/2012 9:22:05 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:11 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:30 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:10 AM |
| Edakers | $25.00 | 12/11/2012 1:49:54 PM |
| Lender2895a | $30.00 | 12/13/2012 7:30:50 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:35 PM |
| retirementlady | $25.00 | 12/14/2012 9:31:29 AM |
| zorg77 | $25.00 | 12/15/2012 9:24:48 AM |
| Bob450 | $25.00 | 12/15/2012 9:52:18 AM |
| Astyanax | $30.00 | 12/15/2012 1:13:18 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:49 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:27 PM |
| crippledcircus | $25.00 | 12/16/2012 7:54:57 AM |
| best-bonafide-p2p | $25.00 | 12/15/2012 5:31:37 PM |
| jcw3rd | $25.00 | 12/17/2012 5:03:28 AM |
| Ravyn | $25.00 | 12/17/2012 11:53:09 AM |
| 08bob | $25.00 | 12/17/2012 1:41:41 AM |
| funds-rascal | $200.00 | 12/17/2012 9:35:41 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 9:58:09 PM |
| bonus-seahorse | $75.00 | 12/18/2012 1:43:06 AM |
| TMac | $25.00 | 12/18/2012 7:44:41 AM |
| I_Like_to_Invest | $25.00 | 12/5/2012 5:28:30 PM |
| octoberfresh | $25.00 | 12/5/2012 5:52:02 PM |
| formula842 | $25.00 | 12/5/2012 6:00:56 PM |
| superb-funds335 | $25.00 | 12/5/2012 5:27:23 PM |
| rate-advocator7 | $250.00 | 12/5/2012 5:17:34 PM |
| riveting-credit5 | $25.00 | 12/5/2012 5:44:32 PM |
| first-wampum-gazer | $2,000.00 | 12/5/2012 6:54:32 PM |
| Mucman72 | $25.00 | 12/5/2012 6:26:29 PM |
| treasure-bliss | $25.00 | 12/6/2012 6:28:18 AM |
| TumbleWeed88 | $25.00 | 12/6/2012 9:58:20 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:17 PM |
| missing-link | $25.00 | 12/6/2012 5:53:01 PM |
| finder61 | $25.00 | 12/6/2012 7:38:20 PM |
| magnetic-duty4 | $25.00 | 12/7/2012 1:34:40 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:03 PM |
| tommymtg7 | $25.00 | 12/9/2012 1:32:44 PM |
| Roundhouse | $100.00 | 12/9/2012 10:43:19 PM |
| helping-out | $30.00 | 12/10/2012 4:48:35 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:00 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:39:13 PM |
| historic-value7 | $50.00 | 12/10/2012 6:43:36 PM |
| EL_Papin | $25.00 | 12/10/2012 6:46:07 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 8:30:35 PM |
| Ocean713 | $75.00 | 12/12/2012 11:38:45 AM |
| djh47a | $50.00 | 12/12/2012 12:59:06 PM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:49 PM |
| the-inspired-justice | $25.00 | 12/15/2012 9:44:36 AM |
| selector568 | $300.00 | 12/15/2012 12:49:40 PM |
| dordee | $40.00 | 12/16/2012 12:29:11 PM |
| Leshan | $50.00 | 12/16/2012 7:06:03 AM |
| impeccable-order329 | $250.00 | 12/17/2012 1:11:14 PM |
| Trebuchez | $50.00 | 12/18/2012 4:33:54 AM |
| dunkard13 | $200.00 | 12/17/2012 6:28:04 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:06:46 AM |
| Frankk2 | $35.00 | 12/18/2012 7:09:18 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:14:57 AM |
| two_talents | $10.00 | 12/18/2012 8:31:06 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
683495
This series of Notes was issued and sold upon the funding of the borrower loan #79699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,463 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-bee5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because...
I have good credit and I just want to make one payment and get out of debt quicker.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/19/2012 9:15:17 AM |
| cardminger | $25.00 | 12/19/2012 9:17:56 AM |
| Zolton | $300.00 | 12/19/2012 9:27:50 AM |
| xrycac | $25.00 | 12/19/2012 9:08:23 AM |
| loot-prescription3 | $25.00 | 12/19/2012 9:22:11 AM |
| loan-mongoose1 | $25.00 | 12/19/2012 9:37:58 AM |
| riskreward | $250.00 | 12/19/2012 9:56:15 AM |
| palu2619 | $25.00 | 12/19/2012 9:49:40 AM |
| ready-interest9 | $25.00 | 12/19/2012 10:28:54 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:24 PM |
| neighborly-hope6 | $100.00 | 12/19/2012 6:27:29 PM |
| supersarah61 | $25.00 | 12/19/2012 5:26:13 PM |
| auction-eclipse8 | $50.00 | 12/20/2012 10:50:24 AM |
| radforj22 | $50.00 | 12/20/2012 3:54:56 PM |
| jazz619 | $25.00 | 12/20/2012 5:15:25 PM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:43 AM |
| Sneezie | $100.00 | 12/21/2012 5:30:27 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:52 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:53 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:50:42 AM |
| california111 | $50.00 | 12/22/2012 10:21:55 AM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:43 PM |
| qsolo | $50.00 | 12/22/2012 1:06:17 PM |
| cerebral-dollar773 | $25.00 | 12/22/2012 6:06:10 PM |
| liberty-point | $103.04 | 12/23/2012 12:07:54 PM |
| hitsman | $50.00 | 12/23/2012 12:54:01 PM |
| SGODLY | $25.00 | 12/23/2012 1:37:33 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:07:56 PM |
| coin-sphinx4 | $32.96 | 12/23/2012 2:17:59 PM |
| intelligent-reward | $100.00 | 12/23/2012 2:53:16 PM |
| Ocean713 | $75.00 | 12/23/2012 1:27:55 AM |
| helping-out | $100.00 | 12/23/2012 10:33:58 AM |
| daddysgotya | $50.00 | 12/23/2012 2:49:38 PM |
| elfincove | $25.00 | 12/23/2012 4:05:35 PM |
| One-ninety-three | $25.00 | 12/23/2012 4:44:00 PM |
| SecondChanceLendingSERV | $27.22 | 12/23/2012 5:26:27 PM |
| trumpeter391 | $25.00 | 12/23/2012 8:17:57 PM |
| goodhearted-finance2 | $25.00 | 12/23/2012 8:23:08 PM |
| radforj22 | $50.00 | 12/23/2012 10:07:48 PM |
| note-goblin0 | $25.00 | 12/23/2012 5:34:25 PM |
| Investoressa | $25.00 | 12/23/2012 8:15:19 PM |
| silver-plato | $75.00 | 12/19/2012 9:57:28 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:52:40 AM |
| CreditBuilder2 | $25.01 | 12/19/2012 10:54:47 AM |
| daw1878 | $25.00 | 12/19/2012 9:41:46 AM |
| bill-tent1 | $50.00 | 12/19/2012 9:48:17 AM |
| DonaldColorado | $50.00 | 12/19/2012 9:18:15 AM |
| indomitable-coin | $25.00 | 12/19/2012 10:22:01 AM |
| Hy-FineAnts-33 | $50.00 | 12/19/2012 3:32:45 PM |
| bfn311 | $25.00 | 12/19/2012 6:24:02 PM |
| logical-reward8 | $25.00 | 12/20/2012 9:11:56 AM |
| blue-useful-auction | $25.00 | 12/20/2012 11:51:42 AM |
| djs81 | $75.00 | 12/20/2012 10:13:34 AM |
| ucantbeetit | $25.00 | 12/21/2012 5:30:10 PM |
| ucsd-triton | $25.00 | 12/21/2012 11:54:34 PM |
| logical-principal8 | $50.00 | 12/21/2012 5:29:08 PM |
| the-magnificent-loan | $200.00 | 12/22/2012 12:23:19 PM |
| belief-integrity | $250.00 | 12/22/2012 2:52:16 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:46 PM |
| belief-integrity | $500.00 | 12/22/2012 1:35:11 PM |
| coin-tweet | $25.00 | 12/22/2012 9:46:33 PM |
| revolutionary769 | $300.00 | 12/23/2012 10:34:14 AM |
| ralph44 | $38.99 | 12/22/2012 7:58:31 PM |
| 907 | $25.00 | 12/22/2012 10:12:25 PM |
| loans-from-us-2-u | $50.00 | 12/23/2012 10:29:26 PM |
| justinology | $43.73 | 12/23/2012 10:37:04 PM |
| powerful-return1 | $0.02 | 12/23/2012 10:50:01 PM |
| jguerrajr | $50.00 | 12/23/2012 1:45:50 PM |
| simplelender80 | $125.00 | 12/23/2012 1:59:29 PM |
| sturdy-responsibility7 | $25.00 | 12/23/2012 7:18:16 PM |
| sunny-benefit0 | $25.00 | 12/23/2012 8:37:35 PM |
| Mad_Scientist | $100.00 | 12/23/2012 2:12:24 PM |
| durability-seahorse7 | $29.03 | 12/23/2012 6:47:04 PM |
| top-moola-vinyl | $25.00 | 12/23/2012 8:28:28 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
683523
This series of Notes was issued and sold upon the funding of the borrower loan #79462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $54.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,601 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-halibut1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2880
Monthly expenses: $
Housing: $920
Insurance: $220
Car expenses: $150
Utilities: $62
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| appetizing-loyalty354 | $25.00 | 12/7/2012 9:14:53 AM |
| zipemdown | $25.00 | 12/7/2012 9:27:22 AM |
| superb-funds335 | $25.00 | 12/7/2012 9:44:26 AM |
| deal-selector5 | $25.00 | 12/7/2012 10:33:01 AM |
| credit-adventurer313 | $25.00 | 12/7/2012 11:11:11 AM |
| Rogelio48 | $25.00 | 12/7/2012 2:25:13 PM |
| octoberfresh | $25.00 | 12/7/2012 5:49:26 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:14 PM |
| ultimate-commitment | $25.00 | 12/8/2012 9:00:40 AM |
| taltman | $25.00 | 12/8/2012 8:08:29 PM |
| hope-lionheart1 | $50.00 | 12/8/2012 8:54:12 PM |
| return-point2 | $100.00 | 12/9/2012 1:12:55 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:23 PM |
| bob450-roth | $25.00 | 12/10/2012 8:51:07 PM |
| bonus-seahorse | $25.00 | 12/11/2012 11:30:56 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:26 PM |
| CFOGO | $25.00 | 12/13/2012 4:58:51 AM |
| crown-year | $595.00 | 12/13/2012 12:04:54 PM |
| bazaar-tulip | $25.00 | 12/7/2012 10:15:02 AM |
| rate-advocator7 | $250.00 | 12/7/2012 10:45:30 AM |
| finance-investor3 | $25.00 | 12/7/2012 10:58:23 AM |
| obduro_1 | $25.00 | 12/7/2012 11:41:31 AM |
| paradise-foothill | $50.00 | 12/7/2012 2:39:53 PM |
| IPG1 | $25.00 | 12/8/2012 2:06:00 PM |
| Bob450 | $25.00 | 12/9/2012 8:24:19 AM |
| simplelender80 | $75.00 | 12/9/2012 2:03:02 PM |
| affluence-tambourine | $25.00 | 12/9/2012 10:57:03 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:40 PM |
| compassion-twister2 | $25.00 | 12/10/2012 7:08:22 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:17 AM |
| Edakers | $25.00 | 12/11/2012 1:50:02 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:36 PM |
| bluebouyz | $25.00 | 12/11/2012 8:51:36 PM |
| tommymtg7 | $25.00 | 12/11/2012 6:08:28 PM |
| orearella3 | $30.00 | 12/12/2012 9:48:43 AM |
| courteous-kindness1 | $25.00 | 12/12/2012 9:49:37 AM |
| gain-dolphin | $25.00 | 12/12/2012 10:01:46 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
683577
This series of Notes was issued and sold upon the funding of the borrower loan #79308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $567.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $318,694 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| HardWorkingExecutive |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards (Discover 14%) and a HFC Loan at 12.5%
My financial situation:
I am a good candidate for this loan because I earn excellent income, My credit score is high, All my payments for over twenty years have been on time. I have $56,000 in an IRA and $118,000 in 401K, so I am very stable. all bills are paid each month Automatically via my credit union.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riskreward | $250.00 | 12/7/2012 9:29:09 AM |
| marketplace-singularity3 | $25.00 | 12/7/2012 9:05:52 AM |
| CreditBuilder2 | $25.01 | 12/7/2012 7:08:52 PM |
| compassion-twister2 | $50.00 | 12/10/2012 5:27:43 PM |
| prudent-dough458 | $25.00 | 12/10/2012 5:04:08 PM |
| wise-honorable-rate | $25.00 | 12/10/2012 5:43:33 PM |
| Ripsaw4U | $50.00 | 12/10/2012 5:24:19 PM |
| adaboy65 | $100.00 | 12/10/2012 6:08:34 PM |
| neighborly-hope6 | $100.00 | 12/10/2012 6:33:44 PM |
| power-amusement | $25.00 | 12/11/2012 10:13:26 AM |
| gold-hero4 | $50.00 | 12/11/2012 11:08:56 AM |
| kalamari | $30.00 | 12/11/2012 1:03:58 PM |
| logical-peso2 | $25.00 | 12/11/2012 10:52:04 AM |
| amicablenemesis | $50.00 | 12/11/2012 5:16:00 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:49 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:39 PM |
| Plutis | $25.00 | 12/11/2012 6:11:25 PM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:22 AM |
| fortytwo | $100.00 | 12/12/2012 10:08:31 AM |
| djh47a | $25.00 | 12/12/2012 1:23:19 PM |
| abz | $50.00 | 12/12/2012 6:02:39 PM |
| Investoman | $25.00 | 12/12/2012 6:22:44 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:16 PM |
| kind-cash-porcelain | $50.00 | 12/13/2012 6:18:09 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:09 PM |
| elasermd | $100.00 | 12/13/2012 6:27:53 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:45 AM |
| anacent | $25.00 | 12/13/2012 10:26:47 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:46 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:51 AM |
| rs999 | $25.00 | 12/15/2012 12:06:54 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:11 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:11 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:09 PM |
| student17354 | $35.00 | 12/15/2012 5:20:52 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:49 AM |
| P2P4me | $200.00 | 12/16/2012 6:12:08 AM |
| blue-asset-ally | $27.09 | 12/16/2012 8:06:12 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:30 AM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:06 AM |
| chac | $300.00 | 12/17/2012 12:25:39 PM |
| entertaining-credit3 | $35.95 | 12/17/2012 2:40:30 PM |
| ManhattanLender | $25.00 | 12/17/2012 5:17:04 PM |
| PISCESPRINCESS | $50.00 | 12/17/2012 5:32:09 PM |
| blue-velocity-washboard | $25.00 | 12/17/2012 5:42:23 PM |
| fairness-palm | $50.00 | 12/17/2012 5:45:24 PM |
| robust-loyalty | $25.00 | 12/17/2012 5:46:34 PM |
| dud | $75.00 | 12/17/2012 5:47:18 PM |
| economy-voyage9 | $25.00 | 12/17/2012 5:48:43 PM |
| stable-transaction145 | $25.00 | 12/17/2012 6:11:01 PM |
| thestartuplender | $40.00 | 12/17/2012 5:19:39 PM |
| determined-bill5 | $100.00 | 12/17/2012 5:39:53 PM |
| best-camaraderi-sniffer | $25.00 | 12/18/2012 3:18:27 AM |
| loyalty-delight6 | $25.00 | 12/17/2012 6:06:52 PM |
| aasx1108 | $25.00 | 12/17/2012 6:10:04 PM |
| vigorous-payment6 | $25.00 | 12/17/2012 6:15:11 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:23 PM |
| Avala | $100.00 | 12/17/2012 6:35:09 PM |
| knowledgeable-listing597 | $25.00 | 12/17/2012 6:36:10 PM |
| crsgrl1223 | $25.00 | 12/18/2012 9:17:24 AM |
| lekkerguy | $50.00 | 12/18/2012 9:21:58 AM |
| bradfid | $25.00 | 12/17/2012 5:39:32 PM |
| DoubleALife | $25.00 | 12/17/2012 6:57:59 PM |
| responsibility-fortress | $25.00 | 12/18/2012 9:32:00 AM |
| gentle-gold | $25.00 | 12/17/2012 5:52:06 PM |
| bold-yield-rumbler | $25.00 | 12/17/2012 5:54:25 PM |
| compassionate-payment218 | $25.00 | 12/17/2012 6:35:53 PM |
| hitsman | $50.00 | 12/18/2012 10:33:27 AM |
| bowdish1 | $75.00 | 12/17/2012 6:44:37 PM |
| jazz619 | $25.00 | 12/18/2012 10:54:16 AM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:42 AM |
| payout-conqueror157 | $100.00 | 12/18/2012 1:08:05 PM |
| principal-bull | $25.00 | 12/17/2012 8:21:55 PM |
| determined-openness7 | $25.00 | 12/18/2012 5:22:11 PM |
| mrsasman | $25.00 | 12/18/2012 10:17:37 AM |
| msfitzge | $25.00 | 12/18/2012 5:46:59 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:45:25 PM |
| britgsb | $50.00 | 12/18/2012 6:08:02 PM |
| fairness-symphony2 | $50.00 | 12/18/2012 10:34:37 AM |
| vMbanusi | $46.00 | 12/18/2012 5:20:15 PM |
| Mommo | $50.00 | 12/18/2012 5:03:59 PM |
| california111 | $25.00 | 12/18/2012 11:44:04 PM |
| educationfirst | $50.00 | 12/19/2012 9:32:11 AM |
| availableloan | $25.00 | 12/18/2012 11:23:23 PM |
| goodturn | $30.00 | 12/19/2012 10:49:12 AM |
| handy-market4 | $25.00 | 12/19/2012 12:16:20 PM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:24 AM |
| p2p-scientist868 | $50.00 | 12/19/2012 6:24:58 PM |
| Nicedad72 | $25.00 | 12/20/2012 8:05:22 AM |
| silver-explorer6 | $25.00 | 12/19/2012 5:47:21 PM |
| MARSTUN | $100.00 | 12/20/2012 9:01:34 AM |
| subtle-revenue0 | $25.00 | 12/20/2012 9:03:58 AM |
| nodebtin3 | $25.00 | 12/19/2012 5:49:56 PM |
| invincible-deal82 | $25.00 | 12/20/2012 9:09:41 AM |
| hardtofind | $50.00 | 12/20/2012 9:16:44 AM |
| Woodworker57 | $25.00 | 12/20/2012 9:18:33 AM |
| TheTimeIsNow | $25.00 | 12/19/2012 6:03:02 PM |
| bokonon | $50.00 | 12/20/2012 9:31:09 AM |
| rewards | $25.00 | 12/20/2012 9:33:24 AM |
| dinero-gusto9 | $25.00 | 12/19/2012 6:12:23 PM |
| orange-responsive-leverage | $100.00 | 12/20/2012 9:34:59 AM |
| shortstop21 | $25.00 | 12/20/2012 9:43:31 AM |
| revmax | $25.00 | 12/20/2012 9:47:50 AM |
| samurai2 | $25.00 | 12/20/2012 9:55:27 AM |
| JFKPilot | $25.00 | 12/20/2012 9:58:01 AM |
| Frankieb21 | $25.00 | 12/19/2012 6:25:59 PM |
| Tasteslikechicken | $50.00 | 12/20/2012 10:01:50 AM |
| alpinaut | $25.00 | 12/20/2012 10:01:55 AM |
| Clambake | $25.00 | 12/19/2012 6:33:00 PM |
| rolex77 | $25.00 | 12/20/2012 10:19:44 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:17 PM |
| fartypants | $25.00 | 12/19/2012 5:56:49 PM |
| auction-iris9 | $120.00 | 12/19/2012 6:06:51 PM |
| aiming_for_42 | $25.00 | 12/19/2012 6:10:23 PM |
| mistering | $25.00 | 12/20/2012 12:21:52 AM |
| Duchdad | $25.00 | 12/19/2012 6:39:46 PM |
| nukespike | $25.00 | 12/19/2012 6:45:38 PM |
| BeansMan02 | $25.00 | 12/20/2012 9:03:26 AM |
| worth-web5 | $50.00 | 12/20/2012 9:06:18 AM |
| Tylerh | $250.00 | 12/20/2012 9:08:27 AM |
| thezfunk | $25.00 | 12/20/2012 9:08:54 AM |
| ski bum | $100.00 | 12/20/2012 5:07:14 PM |
| wadeveloper | $25.00 | 12/20/2012 5:09:26 PM |
| skuba | $50.00 | 12/20/2012 9:22:51 AM |
| Realty24 | $51.71 | 12/19/2012 7:26:19 PM |
| jjd2 | $25.00 | 12/20/2012 5:13:14 PM |
| BridgeBum | $25.00 | 12/20/2012 9:30:13 AM |
| j352000 | $25.00 | 12/20/2012 9:31:49 AM |
| excellent-nickel | $25.00 | 12/20/2012 9:39:18 AM |
| minista | $25.00 | 12/20/2012 9:48:06 AM |
| gracej | $25.00 | 12/20/2012 9:49:22 AM |
| Savings_EQ_Dignity | $50.00 | 12/20/2012 9:53:28 AM |
| Emgolda | $25.00 | 12/20/2012 9:55:33 AM |
| Wilvara | $25.00 | 12/20/2012 9:57:56 AM |
| majestic-principal1 | $25.00 | 12/20/2012 5:29:16 PM |
| JS1008 | $25.00 | 12/20/2012 7:22:16 AM |
| grove88 | $25.00 | 12/20/2012 10:03:58 AM |
| brazilofmux | $100.00 | 12/20/2012 10:11:01 AM |
| skidoo99 | $25.00 | 12/20/2012 10:12:07 AM |
| krisran | $50.00 | 12/20/2012 9:04:11 AM |
| colbie | $25.00 | 12/20/2012 9:07:56 AM |
| rose88 | $25.00 | 12/20/2012 10:47:26 AM |
| Aremu | $25.00 | 12/20/2012 9:11:49 AM |
| green-discrete-rupee | $25.00 | 12/20/2012 9:12:40 AM |
| kbodendorf | $25.00 | 12/20/2012 9:16:22 AM |
| KHODADAD | $25.00 | 12/20/2012 9:19:39 AM |
| texrob20 | $25.00 | 12/20/2012 9:21:31 AM |
| reward-anteater0 | $25.00 | 12/20/2012 9:34:25 AM |
| first-silver-bridge | $25.00 | 12/20/2012 12:01:18 PM |
| C_Mark | $50.00 | 12/20/2012 9:37:26 AM |
| flexible-basis345 | $25.00 | 12/20/2012 12:01:33 PM |
| asset-reaction | $57.31 | 12/20/2012 12:11:59 PM |
| reaction5 | $25.00 | 12/20/2012 10:01:12 AM |
| red-enthralling-justice | $25.00 | 12/20/2012 10:01:56 AM |
| credit-formula0 | $25.00 | 12/20/2012 10:03:22 AM |
| kewgdns | $30.00 | 12/20/2012 10:04:07 AM |
| mdf | $50.00 | 12/20/2012 10:08:40 AM |
| lionsrock | $25.00 | 12/20/2012 10:15:40 AM |
| market-assembler | $50.00 | 12/20/2012 6:48:30 PM |
| soarmore | $50.00 | 12/20/2012 10:46:14 AM |
| RocketSurgeon | $25.00 | 12/20/2012 5:08:31 PM |
| Bishopzbt | $25.00 | 12/20/2012 7:49:55 PM |
| worth-victor6 | $35.00 | 12/20/2012 8:16:10 PM |
| tboone_gekko | $27.46 | 12/20/2012 6:34:03 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:29 PM |
| Senechal | $25.00 | 12/20/2012 6:59:09 PM |
| syounker | $25.00 | 12/20/2012 5:50:43 PM |
| handy-money9 | $75.00 | 12/20/2012 6:00:19 PM |
| credit-serenity8 | $25.00 | 12/21/2012 1:18:49 AM |
| nehemiah65 | $28.00 | 12/20/2012 6:36:28 PM |
| villagecoconut | $25.00 | 12/20/2012 11:10:18 PM |
| worlds-best-auction | $50.00 | 12/20/2012 11:16:48 PM |
| Zolton | $300.00 | 12/7/2012 10:14:26 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:15:02 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:44:03 PM |
| loot-prescription3 | $25.00 | 12/9/2012 1:20:48 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:02 PM |
| indomitable-coin | $25.00 | 12/10/2012 5:07:36 PM |
| Castellan | $50.00 | 12/10/2012 5:34:02 PM |
| dharma1 | $25.00 | 12/10/2012 5:26:44 PM |
| ucantbeetit | $25.00 | 12/10/2012 5:13:06 PM |
| uncl-sammy | $25.00 | 12/10/2012 6:37:19 PM |
| octoberfresh | $25.00 | 12/10/2012 6:40:18 PM |
| CreditCardKiller | $25.00 | 12/11/2012 8:12:33 AM |
| market-maximizer472 | $25.00 | 12/11/2012 8:34:35 AM |
| redmumba | $50.00 | 12/11/2012 12:30:16 AM |
| compoundinterest | $25.00 | 12/11/2012 10:02:01 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:48 AM |
| commerce-gargantuan2 | $25.00 | 12/11/2012 10:49:52 AM |
| supersarah61 | $25.00 | 12/11/2012 5:50:08 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:56 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:03 AM |
| american6 | $50.00 | 12/12/2012 10:38:13 AM |
| AFairDeal | $25.00 | 12/13/2012 9:44:28 AM |
| new-affluence-piledriver | $100.00 | 12/13/2012 10:16:17 AM |
| Rivervale_Westwood | $25.00 | 12/13/2012 9:26:30 AM |
| tender-integrity3 | $100.00 | 12/13/2012 10:50:35 AM |
| benevolent-loot5 | $200.00 | 12/13/2012 12:22:43 PM |
| openness-enforcer76 | $25.00 | 12/13/2012 10:32:59 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:39 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:51 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:22 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:47 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:05:01 AM |
| djs81 | $75.00 | 12/14/2012 6:00:11 PM |
| knowledgeable-silver6 | $25.00 | 12/14/2012 6:25:54 PM |
| magical-credit523 | $25.00 | 12/14/2012 6:10:44 PM |
| transparency-sequoia6 | $100.00 | 12/15/2012 11:04:11 AM |
| kulender | $100.00 | 12/15/2012 9:24:30 AM |
| cerebral-dollar773 | $50.00 | 12/15/2012 11:38:44 AM |
| commanding-treasure2 | $75.00 | 12/15/2012 12:42:18 PM |
| Syzygy | $25.00 | 12/15/2012 1:45:38 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:02 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:41 PM |
| blue-bazaar-implementer | $100.00 | 12/16/2012 8:52:36 AM |
| Vegasjim | $25.00 | 12/15/2012 2:37:02 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:17 AM |
| dad63 | $250.00 | 12/16/2012 7:06:28 AM |
| Greycat | $25.00 | 12/16/2012 5:20:51 PM |
| funds-captain4 | $50.00 | 12/17/2012 10:07:12 AM |
| Octavian315 | $33.00 | 12/17/2012 10:52:20 AM |
| Tradesmanlender | $25.00 | 12/17/2012 9:18:07 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:23 AM |
| revenue-serenity5 | $25.00 | 12/17/2012 10:07:08 AM |
| R3P0MAN | $50.00 | 12/17/2012 5:29:03 PM |
| nuclearmoose | $50.00 | 12/17/2012 5:59:36 PM |
| the-bright-velocity | $25.00 | 12/17/2012 6:00:33 PM |
| gain-neutron6 | $25.00 | 12/17/2012 6:16:54 PM |
| kegs | $200.00 | 12/17/2012 1:39:51 PM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:33 PM |
| radforj22 | $50.00 | 12/17/2012 5:22:13 PM |
| velocityasaurus-rex4 | $100.00 | 12/17/2012 5:22:31 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:35 PM |
| Brain_m | $25.00 | 12/17/2012 5:06:34 PM |
| snowman34 | $25.00 | 12/17/2012 5:42:31 PM |
| ore-widget7 | $25.00 | 12/17/2012 5:54:17 PM |
| lostontheedge | $25.00 | 12/17/2012 5:14:20 PM |
| ryreesado | $25.00 | 12/17/2012 5:15:42 PM |
| felicity-taxi4 | $25.00 | 12/17/2012 6:06:21 PM |
| unforgettable-wealth4 | $50.00 | 12/17/2012 6:20:22 PM |
| berklender | $50.00 | 12/17/2012 5:25:03 PM |
| the-capital-multiplier | $100.00 | 12/18/2012 9:07:32 AM |
| mrmojado | $25.00 | 12/17/2012 5:39:23 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:18 AM |
| dathemizan | $25.00 | 12/17/2012 5:49:01 PM |
| Long-term2040 | $25.00 | 12/17/2012 6:01:02 PM |
| awwaww | $25.00 | 12/17/2012 6:27:12 PM |
| EnglishGeekInNYC | $25.00 | 12/17/2012 6:28:30 PM |
| pennybypenny | $25.00 | 12/17/2012 6:28:57 PM |
| Tscheddar | $25.00 | 12/18/2012 5:34:24 AM |
| richmondcowboy | $25.00 | 12/17/2012 6:32:04 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:15 AM |
| nickel-omatic8 | $25.00 | 12/18/2012 10:42:39 AM |
| mlandrid | $25.00 | 12/18/2012 9:34:25 AM |
| dunox | $29.00 | 12/18/2012 5:19:45 PM |
| normster | $25.00 | 12/18/2012 10:26:38 AM |
| SB94114 | $25.00 | 12/18/2012 9:04:00 AM |
| stable-penny27 | $25.00 | 12/18/2012 9:13:42 AM |
| Ocean713 | $75.00 | 12/18/2012 3:54:38 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:53 AM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:45:30 PM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:44 PM |
| windguy | $39.00 | 12/18/2012 5:47:34 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:10 AM |
| fascinating-value4 | $300.00 | 12/18/2012 11:13:05 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:17 PM |
| jcornehlsen | $25.00 | 12/19/2012 10:12:30 AM |
| Rico47 | $25.00 | 12/19/2012 12:53:52 PM |
| johnayan | $25.00 | 12/19/2012 9:11:59 AM |
| chemistry220 | $25.00 | 12/19/2012 10:15:13 AM |
| unassuming-fund8 | $25.00 | 12/19/2012 9:39:33 AM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:06 AM |
| Trondheim_Norway | $100.00 | 12/19/2012 11:07:12 AM |
| RankPaid | $25.00 | 12/19/2012 5:29:46 PM |
| gold-disk | $25.00 | 12/19/2012 12:24:25 PM |
| lender987654321 | $50.00 | 12/19/2012 5:34:42 PM |
| Schuld66 | $25.00 | 12/19/2012 5:35:15 PM |
| versatile-dime442 | $64.00 | 12/19/2012 9:53:01 AM |
| leeball | $50.00 | 12/19/2012 5:52:48 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:57 PM |
| kind-funds-tonic | $25.00 | 12/19/2012 4:34:53 PM |
| awe-inspiring-nickel2 | $25.00 | 12/19/2012 5:02:36 PM |
| dedication-ecstasy5 | $25.00 | 12/19/2012 12:37:16 PM |
| balance-voyager | $40.00 | 12/19/2012 6:29:39 PM |
| zone6 | $100.00 | 12/19/2012 6:44:51 PM |
| socrates520 | $50.00 | 12/19/2012 6:46:12 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:01 PM |
| first-favorite-bonus9 | $25.00 | 12/19/2012 5:31:21 PM |
| Great-Mom | $25.00 | 12/19/2012 5:48:11 PM |
| fair_rates | $25.00 | 12/20/2012 9:08:16 AM |
| cebgop | $25.00 | 12/20/2012 9:08:30 AM |
| illustrado | $25.00 | 12/19/2012 5:21:06 PM |
| vb3jmg | $50.00 | 12/20/2012 9:14:51 AM |
| YLlama | $50.00 | 12/20/2012 9:19:06 AM |
| wealthstar | $25.00 | 12/20/2012 9:22:44 AM |
| Flyinerb | $50.00 | 12/19/2012 6:10:59 PM |
| Gabriel02 | $25.00 | 12/20/2012 9:34:34 AM |
| nimble-money0 | $25.00 | 12/20/2012 9:44:18 AM |
| impartial-deal | $25.00 | 12/19/2012 6:15:11 PM |
| awe53 | $25.00 | 12/19/2012 6:23:26 PM |
| Aimvest | $25.00 | 12/20/2012 9:59:43 AM |
| thoughtful-fairness2 | $25.00 | 12/20/2012 10:00:55 AM |
| lifegrowth | $25.00 | 12/19/2012 6:26:42 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:50 PM |
| logical-economy158 | $25.00 | 12/20/2012 10:02:49 AM |
| KB4UF | $25.00 | 12/20/2012 10:19:41 AM |
| KgBsUcKa | $25.00 | 12/19/2012 6:55:47 PM |
| Zoomie | $25.00 | 12/20/2012 10:21:38 AM |
| MONEYLENDER101 | $50.00 | 12/20/2012 10:49:40 AM |
| bid-sushi9 | $25.00 | 12/20/2012 2:32:08 AM |
| capital-futurist | $25.00 | 12/19/2012 6:22:57 PM |
| Coach94566 | $25.00 | 12/19/2012 6:25:12 PM |
| preciouschild | $54.00 | 12/20/2012 2:54:08 PM |
| sb0453 | $25.00 | 12/19/2012 6:29:02 PM |
| rate-healer7 | $25.00 | 12/20/2012 3:29:21 PM |
| cingular | $25.00 | 12/19/2012 6:31:03 PM |
| Pasagam | $50.00 | 12/19/2012 6:35:57 PM |
| letsbank | $25.00 | 12/20/2012 9:03:37 AM |
| AmericanCredit | $100.00 | 12/20/2012 9:05:45 AM |
| ujiba | $50.00 | 12/20/2012 9:06:22 AM |
| bdkjr | $25.00 | 12/20/2012 9:08:12 AM |
| thedoctor | $100.00 | 12/20/2012 9:11:15 AM |
| finance-negotiator2 | $25.00 | 12/20/2012 9:12:36 AM |
| BK2SEA | $25.00 | 12/20/2012 9:23:21 AM |
| Bendistraw | $25.00 | 12/20/2012 5:11:35 PM |
| SJM10011a | $25.00 | 12/20/2012 9:34:56 AM |
| RodBlizz42 | $29.00 | 12/20/2012 9:35:47 AM |
| meux99 | $25.00 | 12/20/2012 9:36:25 AM |
| laudable-leverage6 | $100.00 | 12/20/2012 9:39:05 AM |
| chih2han | $25.00 | 12/20/2012 9:39:26 AM |
| integrity-american | $25.00 | 12/20/2012 9:46:17 AM |
| haven001 | $25.00 | 12/20/2012 9:47:12 AM |
| Kame | $25.00 | 12/20/2012 9:52:18 AM |
| figs4u2 | $100.00 | 12/20/2012 9:52:54 AM |
| New-Brunswick-Investor | $25.00 | 12/20/2012 9:53:52 AM |
| shoupster | $33.00 | 12/20/2012 3:48:45 AM |
| michaelwong | $50.00 | 12/20/2012 9:59:50 AM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:26 AM |
| feedpaulyfaster | $25.00 | 12/20/2012 10:02:52 AM |
| DasCoon | $50.00 | 12/20/2012 10:06:25 AM |
| andrew491 | $50.00 | 12/20/2012 10:17:00 AM |
| vigilance-machine6 | $25.00 | 12/20/2012 5:39:53 PM |
| finance-explosion6 | $25.00 | 12/20/2012 9:03:47 AM |
| kyomoon | $50.00 | 12/20/2012 10:28:46 AM |
| ready-ore884 | $50.00 | 12/20/2012 9:04:17 AM |
| sildoc | $25.00 | 12/20/2012 9:04:33 AM |
| slartibardfast | $25.00 | 12/20/2012 9:09:47 AM |
| totoro | $25.00 | 12/20/2012 9:10:18 AM |
| moola-gondola1 | $25.00 | 12/20/2012 5:46:44 PM |
| BuffetRocks | $50.00 | 12/20/2012 9:17:52 AM |
| macotra4 | $36.00 | 12/20/2012 9:23:57 AM |
| virtualbank | $25.00 | 12/20/2012 9:29:23 AM |
| currency-agave | $50.00 | 12/20/2012 9:34:15 AM |
| proper-exchange8 | $50.00 | 12/20/2012 9:36:03 AM |
| circuitfive | $25.00 | 12/20/2012 9:49:31 AM |
| currency-chihuahua3 | $50.00 | 12/20/2012 9:52:50 AM |
| thevogelfamily | $30.00 | 12/20/2012 9:54:20 AM |
| finance-fan7 | $25.00 | 12/20/2012 10:08:51 AM |
| Prairie-MN | $30.00 | 12/20/2012 10:10:58 AM |
| stolan | $50.00 | 12/20/2012 10:12:56 AM |
| responsive-benefit380 | $25.00 | 12/20/2012 10:14:35 AM |
| pawsitive | $30.00 | 12/20/2012 10:20:24 AM |
| thoughtful-payment587 | $75.00 | 12/20/2012 7:06:15 PM |
| cocorico12 | $50.00 | 12/20/2012 8:02:13 PM |
| VikingInvestments | $25.00 | 12/20/2012 5:13:01 PM |
| Smalltimelender | $25.00 | 12/21/2012 12:03:41 AM |
| R3P0MAN | $91.91 | 12/21/2012 2:39:30 AM |
| BorthersKeeper | $25.00 | 12/21/2012 2:55:29 AM |
| revolutionary769 | $263.60 | 12/21/2012 5:25:08 AM |
| MonkeyHero | $25.99 | 12/20/2012 1:37:54 PM |
| stable-durability122 | $25.00 | 12/20/2012 2:07:51 PM |
| pbo922 | $25.00 | 12/20/2012 2:47:03 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:29 PM |
| br_dep | $60.00 | 12/20/2012 3:50:03 PM |
| unassailable-funds754 | $25.00 | 12/20/2012 5:01:51 PM |
| brilliance258 | $25.00 | 12/20/2012 7:08:44 PM |
| elfincove | $50.00 | 12/20/2012 9:55:49 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:40 AM |
| loyalty-hornet6 | $25.00 | 12/20/2012 6:51:09 PM |
| sthomasg | $56.97 | 12/20/2012 6:57:27 PM |
| Neighbor-Bob | $75.00 | 12/20/2012 7:01:07 PM |
| thoughtful-p2ploan0 | $25.00 | 12/21/2012 5:09:52 AM |
| 382 Investments
|
Borrower Payment Dependent Notes Series
683639
This series of Notes was issued and sold upon the funding of the borrower loan #79565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $433.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $243,897 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-network2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: Pay for medical expenses
This loan will be used to...help pay for my close friends cancer treatment she is a mother of 2 children only 2 yrs old and 4 yrs old. If she cant pay the medical bills she will be left without treatment and without treatment she will NOT be here to see her children make it to 1st grade. I am one of 4 people trying to help pay her with $30K bills for medical. She has no insurance and has was recently laid off of her job.
My financial situation:
I am a good candidate for this loan because...I am able to repay the loan according to the terms agreed upon. I have great credit, a Solid Job as a Pharmacist make very good money, always pay all my loans, will pay this loan back in 7-12 months but no more than 1 year is
not a problem.
Thank You in Advance from the bottom of my Heart!
God Bless You All....
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| notabanker | $25.00 | 12/8/2012 12:33:50 PM |
| rakem777 | $25.00 | 12/8/2012 12:42:11 PM |
| payout-motivator0 | $50.00 | 12/8/2012 1:00:17 PM |
| bazaar-tulip | $25.00 | 12/8/2012 12:06:51 PM |
| green28 | $75.00 | 12/8/2012 12:17:39 PM |
| Zolton | $300.00 | 12/8/2012 1:34:37 PM |
| healthy-peace427 | $100.00 | 12/8/2012 12:42:03 PM |
| CreditBuilder2 | $25.01 | 12/8/2012 2:04:08 PM |
| weatherman89 | $30.00 | 12/8/2012 1:23:47 PM |
| leodaguy | $100.00 | 12/8/2012 1:32:18 PM |
| MicroLender357 | $25.00 | 12/8/2012 1:05:07 PM |
| LoanerPrincipal | $25.00 | 12/8/2012 1:12:20 PM |
| toblerone | $25.00 | 12/8/2012 2:35:40 PM |
| QuidWilson | $25.00 | 12/9/2012 8:48:10 AM |
| exchange-pinnacle9 | $25.00 | 12/9/2012 5:46:43 PM |
| gentle-gain235 | $200.00 | 12/10/2012 9:53:32 AM |
| open-minded-felicity973 | $50.00 | 12/10/2012 9:51:19 AM |
| note-willow8 | $25.00 | 12/10/2012 5:50:19 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:33 PM |
| investment-ballet329 | $25.00 | 12/10/2012 6:20:06 PM |
| durability-mover5 | $50.00 | 12/10/2012 5:52:30 PM |
| FPidge | $25.00 | 12/10/2012 8:41:53 PM |
| astute-bazaar6 | $250.00 | 12/10/2012 7:52:48 PM |
| compassion-twister2 | $25.00 | 12/10/2012 7:08:23 PM |
| ams294 | $30.00 | 12/11/2012 2:23:35 AM |
| Skulljocky | $50.00 | 12/11/2012 9:57:51 AM |
| first-cordial-funds | $75.00 | 12/11/2012 8:45:12 AM |
| BankOfBastiat | $500.00 | 12/11/2012 10:44:00 AM |
| Westerly | $25.00 | 12/11/2012 10:16:54 AM |
| wetlands | $200.00 | 12/11/2012 5:43:48 PM |
| integrity-faire6 | $25.00 | 12/11/2012 5:46:44 PM |
| djh47a | $50.00 | 12/12/2012 12:55:42 PM |
| durable-deal2 | $25.00 | 12/12/2012 8:00:28 PM |
| Shomee_dmoney | $25.00 | 12/12/2012 8:55:45 PM |
| brilliance258 | $25.00 | 12/12/2012 9:55:46 PM |
| Champagne-Taste | $100.00 | 12/13/2012 5:14:35 AM |
| availableloan | $25.00 | 12/13/2012 4:47:36 AM |
| new-transparent-bazaar | $25.00 | 12/13/2012 7:30:46 AM |
| jbhens | $25.00 | 12/13/2012 12:02:48 PM |
| crown-year | $276.51 | 12/13/2012 12:49:18 PM |
| a-finance-nirvana | $25.00 | 12/8/2012 12:55:00 PM |
| kinetic-loot436 | $30.00 | 12/8/2012 2:22:39 PM |
| new-dynamic-value | $25.00 | 12/8/2012 4:52:05 PM |
| marketplace-singularity3 | $25.00 | 12/8/2012 1:03:19 PM |
| courteous-p2ploan95 | $100.00 | 12/8/2012 7:21:48 PM |
| radforj22 | $25.00 | 12/8/2012 7:49:45 PM |
| Prowess_in_Babylon | $25.00 | 12/8/2012 7:58:06 PM |
| direct-affluence8 | $50.00 | 12/8/2012 1:14:45 PM |
| thankful-nickel2 | $25.00 | 12/8/2012 4:08:34 PM |
| magical-kindness888888 | $50.00 | 12/8/2012 5:06:41 PM |
| Hapeville-resident | $50.06 | 12/9/2012 4:01:12 AM |
| n036939 | $25.00 | 12/8/2012 7:41:32 PM |
| mac-triskele | $25.00 | 12/9/2012 1:50:52 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:10 PM |
| ghettodrvr | $25.00 | 12/9/2012 3:07:25 PM |
| velocity-motivator6 | $25.00 | 12/9/2012 3:46:19 PM |
| imdave4me | $250.00 | 12/10/2012 4:56:47 AM |
| bazaar-eclipse5 | $25.00 | 12/10/2012 10:20:30 AM |
| newest-generous-income | $25.00 | 12/10/2012 5:12:06 PM |
| sincere-funds470 | $50.00 | 12/10/2012 10:34:26 AM |
| sweet-social2 | $50.00 | 12/10/2012 12:03:19 PM |
| salala | $25.00 | 12/10/2012 5:41:20 PM |
| UncleBuffett | $54.32 | 12/10/2012 6:40:08 PM |
| sun818 | $25.00 | 12/10/2012 6:10:02 PM |
| motion91 | $150.00 | 12/10/2012 7:17:36 PM |
| credit-rocket4 | $25.00 | 12/10/2012 8:50:56 PM |
| britches613 | $25.00 | 12/11/2012 7:29:59 AM |
| BronxBomber79 | $30.00 | 12/11/2012 8:47:48 AM |
| a-versatile-power | $25.00 | 12/11/2012 5:03:53 AM |
| octoberfresh | $25.00 | 12/11/2012 6:50:19 AM |
| contract-amigo7 | $25.00 | 12/11/2012 6:21:58 PM |
| Med-Tech-Here | $100.00 | 12/11/2012 6:12:51 PM |
| CoolPlexer | $25.00 | 12/11/2012 10:02:54 PM |
| PumpkinHead406 | $44.10 | 12/12/2012 1:19:12 AM |
| active-moola4 | $25.00 | 12/12/2012 7:57:59 AM |
| perfume956 | $50.00 | 12/12/2012 9:39:22 AM |
| scoots3340 | $25.00 | 12/12/2012 5:00:32 PM |
| integrity-enrichment2 | $30.00 | 12/12/2012 5:43:13 PM |
| shoupster | $50.00 | 12/13/2012 7:56:58 AM |
| snoop4jc | $50.00 | 12/13/2012 9:10:33 AM |
| a-foxy-balance | $25.00 | 12/13/2012 11:57:47 AM |
| kindness-jet6 | $25.00 | 12/13/2012 12:34:59 PM |
| cleveland2portland | $25.00 | 12/13/2012 12:46:47 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:48 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
683647
This series of Notes was issued and sold upon the funding of the borrower loan #79667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $502.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,534 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-parsec7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes Debt Consolidation
Purpose of loan:
This loan will be used to... Pay taxes and payoff credit cards
My financial situation:
I am a good candidate for this loan because... I have a good job, have owned my own house for 9 yrs and have always paid all my debts and never defaulted, never been bankrupt. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,500.00 | 12/10/2012 7:43:01 AM |
| Harry | $75.00 | 12/6/2012 10:12:32 AM |
| daw1878 | $25.00 | 12/6/2012 9:35:16 AM |
| Fiimg | $50.00 | 12/6/2012 9:46:14 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:53 AM |
| payout-motivator0 | $50.00 | 12/6/2012 9:21:39 AM |
| income-encore1 | $25.00 | 12/6/2012 11:09:29 AM |
| qsolo | $25.00 | 12/6/2012 10:27:31 AM |
| ideal-peace5 | $43.00 | 12/6/2012 5:26:04 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:46 AM |
| cerebral-dollar773 | $25.00 | 12/7/2012 5:55:36 AM |
| SBT | $25.00 | 12/7/2012 9:18:33 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:20:14 AM |
| loot-prescription3 | $25.00 | 12/7/2012 9:56:09 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:37 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:04 PM |
| supersarah61 | $25.00 | 12/8/2012 4:14:34 PM |
| justreturns | $25.00 | 12/9/2012 12:56:35 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:18 PM |
| Plow_n_Sow | $50.00 | 12/10/2012 7:28:43 AM |
| franzzua | $25.00 | 12/10/2012 9:42:49 AM |
| WhiteInvestor | $27.00 | 12/10/2012 3:32:07 PM |
| dunkard13 | $100.00 | 12/10/2012 5:24:13 PM |
| coin-trumpet | $50.00 | 12/10/2012 5:49:40 PM |
| octoberfresh | $25.00 | 12/11/2012 6:48:07 AM |
| redmumba | $50.00 | 12/11/2012 12:30:14 AM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:28 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:52 PM |
| gmoney37 | $25.00 | 12/11/2012 5:47:14 PM |
| mouieman | $100.00 | 12/12/2012 7:20:20 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:01 AM |
| djh47a | $25.00 | 12/12/2012 1:23:16 PM |
| balance-force | $28.00 | 12/12/2012 1:52:55 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:36 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:12 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:50 PM |
| Arvicco | $70.00 | 12/13/2012 12:34:18 PM |
| elasermd | $100.00 | 12/13/2012 6:27:46 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:37 AM |
| Avicell | $25.00 | 12/13/2012 6:21:29 PM |
| anacent | $25.00 | 12/13/2012 10:26:45 PM |
| sprinter | $50.00 | 12/14/2012 10:07:37 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:21 PM |
| kind-euro-mirth | $50.00 | 12/15/2012 10:50:43 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:32 AM |
| abundanceforever | $41.00 | 12/15/2012 11:10:39 AM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:48:26 PM |
| p2p-_-4me | $27.00 | 12/15/2012 6:18:38 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:13:10 PM |
| Paxman84 | $25.00 | 12/16/2012 9:48:54 AM |
| unassuming-fund8 | $25.00 | 12/15/2012 6:09:16 PM |
| camaraderi-atmosphere | $25.00 | 12/15/2012 2:49:36 PM |
| hitsman | $50.00 | 12/16/2012 12:03:21 PM |
| cashasaurus0 | $50.00 | 12/16/2012 6:38:37 AM |
| chato2345 | $25.00 | 12/16/2012 11:47:29 AM |
| one2save | $25.00 | 12/16/2012 6:12:52 PM |
| KaChingInvestments | $25.00 | 12/16/2012 5:34:32 PM |
| pennybypenny | $25.00 | 12/16/2012 9:23:22 PM |
| amicablenemesis | $50.00 | 12/17/2012 9:17:08 AM |
| organic-truth9 | $26.00 | 12/17/2012 11:50:16 AM |
| dlenz | $25.00 | 12/17/2012 2:21:15 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:47 PM |
| best-bonafide-p2p | $50.00 | 12/17/2012 5:19:48 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:17 PM |
| newest-peso-excellence | $500.00 | 12/17/2012 3:12:36 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:49:01 PM |
| adaboy65 | $100.00 | 12/17/2012 5:34:01 PM |
| JinNing | $60.00 | 12/17/2012 8:01:32 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:03:50 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:11:15 PM |
| bold-important-dollar | $25.00 | 12/18/2012 5:26:58 AM |
| payment-halo | $25.00 | 12/17/2012 5:24:40 PM |
| logical-peso2 | $25.00 | 12/17/2012 5:40:54 PM |
| helpinghand105 | $25.00 | 12/18/2012 6:07:16 AM |
| Jalebi | $25.00 | 12/18/2012 9:33:24 AM |
| penny-injector8 | $25.00 | 12/17/2012 11:57:21 PM |
| Mario-Galaxy | $100.00 | 12/18/2012 6:01:04 AM |
| adaptable-benefit6 | $25.00 | 12/18/2012 5:25:08 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:08 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:05 PM |
| Mint_Man | $25.00 | 12/18/2012 5:53:22 PM |
| heerzaquestion | $35.00 | 12/18/2012 5:59:41 PM |
| magical-fairness4 | $25.00 | 12/19/2012 7:26:23 AM |
| american6 | $50.00 | 12/19/2012 9:04:22 AM |
| natural-worth9 | $200.00 | 12/19/2012 10:16:00 AM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:43 AM |
| Quiza12 | $100.00 | 12/19/2012 11:14:02 AM |
| johnayan | $25.00 | 12/19/2012 9:11:58 AM |
| lundyloan | $150.00 | 12/19/2012 1:20:44 PM |
| alpha-lending | $75.00 | 12/19/2012 9:35:20 AM |
| fireboss | $38.15 | 12/19/2012 7:22:33 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:22 PM |
| riskreward | $250.00 | 12/19/2012 9:56:03 AM |
| Tradesmanlender | $25.00 | 12/19/2012 5:05:17 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:02 AM |
| Rockymtnhi | $100.00 | 12/19/2012 9:33:15 AM |
| fairness-boomer6 | $50.00 | 12/19/2012 10:45:12 AM |
| cognizant-integrity72 | $25.00 | 12/19/2012 10:53:25 AM |
| daisuke | $25.00 | 12/19/2012 10:40:57 AM |
| silver-plato | $100.00 | 12/19/2012 10:50:58 AM |
| orange-responsive-leverage | $50.00 | 12/19/2012 5:05:55 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:49 PM |
| misit | $25.00 | 12/19/2012 5:02:56 PM |
| Avala | $27.62 | 12/19/2012 5:08:34 PM |
| cahjoon | $25.00 | 12/6/2012 10:20:33 AM |
| ucantbeetit | $25.00 | 12/6/2012 10:23:59 AM |
| Zolton | $300.00 | 12/6/2012 9:39:37 AM |
| excellent-funds025 | $50.00 | 12/6/2012 9:08:14 AM |
| prudent-dough458 | $25.00 | 12/6/2012 10:36:23 AM |
| leodaguy | $100.00 | 12/6/2012 9:30:11 AM |
| aztec | $50.00 | 12/6/2012 9:57:01 AM |
| five-star-note | $25.00 | 12/6/2012 11:17:15 AM |
| CreditBuilder2 | $25.01 | 12/6/2012 11:11:12 AM |
| nevee | $25.00 | 12/6/2012 6:23:44 PM |
| Plutis | $25.00 | 12/6/2012 6:31:14 PM |
| P2P4me | $500.00 | 12/7/2012 6:45:19 AM |
| wetlands | $200.00 | 12/7/2012 9:23:42 AM |
| YampaQuant | $25.00 | 12/7/2012 11:31:47 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 1:56:17 PM |
| natural-worth9 | $300.00 | 12/7/2012 7:59:54 PM |
| simplelender80 | $125.00 | 12/9/2012 1:25:04 PM |
| uncl-sammy | $25.00 | 12/9/2012 11:21:49 PM |
| indomitable-coin | $25.00 | 12/10/2012 9:46:52 AM |
| supersam | $50.00 | 12/10/2012 10:19:21 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:08 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:39:33 PM |
| kalamari | $30.00 | 12/11/2012 1:03:50 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:42 PM |
| top-courteous-peso | $75.00 | 12/13/2012 9:50:45 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:31 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:09 PM |
| rmachi | $25.00 | 12/14/2012 9:12:09 AM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:01 AM |
| enriching-trade2 | $50.00 | 12/14/2012 5:40:22 PM |
| ItsJustMe79 | $25.00 | 12/14/2012 6:08:08 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:55 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:29 AM |
| fortytwo | $100.00 | 12/15/2012 1:43:42 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:29 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:38 PM |
| point-mastery | $100.00 | 12/15/2012 6:14:52 PM |
| platinum-czar | $25.00 | 12/15/2012 3:30:31 PM |
| joe_matadatz | $25.00 | 12/16/2012 6:09:00 AM |
| quick | $50.00 | 12/16/2012 8:24:36 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:57 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:44:38 AM |
| mighty-return326 | $50.00 | 12/17/2012 5:46:17 AM |
| benevolent-benefit7 | $200.00 | 12/17/2012 11:11:32 AM |
| AdamDB | $25.00 | 12/17/2012 9:17:34 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:24 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:05 PM |
| standanddeliver | $50.00 | 12/17/2012 9:00:39 AM |
| chac | $200.00 | 12/17/2012 12:21:13 PM |
| prudent-deal662 | $25.00 | 12/17/2012 5:51:50 PM |
| Tscheddar | $25.00 | 12/17/2012 1:29:39 PM |
| kegs | $200.00 | 12/17/2012 1:39:46 PM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:40 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:18:47 AM |
| acrobat1 | $50.00 | 12/18/2012 6:14:02 AM |
| compoundinterest | $25.00 | 12/17/2012 5:18:50 PM |
| kingryan | $250.00 | 12/17/2012 5:22:27 PM |
| tranquil-gain1 | $75.00 | 12/17/2012 6:46:00 PM |
| joyous-platinum965 | $25.00 | 12/17/2012 8:08:13 PM |
| charming-contract3 | $63.22 | 12/17/2012 10:22:12 PM |
| djs81 | $75.00 | 12/18/2012 10:24:32 AM |
| responsibility-venture8 | $100.00 | 12/18/2012 12:37:17 PM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 7:48:39 PM |
| belief-integrity | $750.00 | 12/18/2012 5:37:31 AM |
| JustMee | $25.00 | 12/18/2012 6:28:45 AM |
| thg0703 | $25.00 | 12/18/2012 3:09:25 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:43 AM |
| compatible-deal9 | $50.00 | 12/18/2012 4:56:24 PM |
| HoosierDaddie | $50.00 | 12/18/2012 5:12:26 PM |
| beer-gardener | $25.00 | 12/18/2012 11:08:41 AM |
| jga516 | $25.00 | 12/18/2012 7:02:26 PM |
| Money_Working | $25.00 | 12/18/2012 1:37:59 PM |
| 907 | $25.00 | 12/18/2012 7:49:20 PM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 5:46:59 PM |
| soulful-money6 | $25.00 | 12/18/2012 5:18:23 PM |
| peace-twister2 | $25.00 | 12/19/2012 9:05:17 AM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:10 AM |
| Financer | $50.00 | 12/19/2012 7:56:59 AM |
| grove88 | $25.00 | 12/18/2012 8:33:43 PM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:23 AM |
| gold-disk | $25.00 | 12/19/2012 12:24:23 PM |
| crown-year | $1,500.00 | 12/19/2012 12:50:37 PM |
| fascinating-value4 | $200.00 | 12/18/2012 11:07:29 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:49 AM |
| dunox | $75.00 | 12/19/2012 9:45:10 AM |
| AlBRich | $25.00 | 12/19/2012 11:59:20 AM |
| dedication-ecstasy5 | $25.00 | 12/19/2012 12:37:14 PM |
| kind-funds-tonic | $25.00 | 12/19/2012 4:34:53 PM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
683685
This series of Notes was issued and sold upon the funding of the borrower loan #79254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 25y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $787 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| established-bazaar436 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...repay my parents the money they let me borrow.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-bliss | $25.00 | 12/7/2012 9:19:14 AM |
| progress-credit | $25.00 | 12/7/2012 9:11:54 AM |
| ultimate-peace | $100.00 | 12/7/2012 9:42:27 AM |
| Danjack_Capital | $25.00 | 12/7/2012 10:05:56 AM |
| deal-selector5 | $25.00 | 12/7/2012 10:33:01 AM |
| worthy-bid8 | $100.00 | 12/7/2012 11:28:24 AM |
| exponential-fairness2 | $25.00 | 12/7/2012 3:44:58 PM |
| boogienation | $25.00 | 12/8/2012 7:55:47 AM |
| jebber007 | $50.00 | 12/9/2012 9:39:00 AM |
| diplomatic-wealth7 | $25.00 | 12/11/2012 6:04:17 PM |
| Haribelle | $25.00 | 12/11/2012 5:34:20 PM |
| bid-ace937 | $50.00 | 12/11/2012 6:18:51 PM |
| enticing-finance758 | $25.00 | 12/12/2012 7:02:14 AM |
| transformer855 | $25.00 | 12/13/2012 7:23:59 AM |
| transformer855 | $25.00 | 12/13/2012 7:23:49 AM |
| octoberfresh | $25.00 | 12/15/2012 6:43:35 AM |
| highyield | $25.00 | 12/14/2012 10:43:22 PM |
| eboomer2611 | $25.00 | 12/15/2012 12:56:43 PM |
| ethical-truth211 | $50.00 | 12/17/2012 2:14:06 AM |
| the-hope-workhorse | $25.00 | 12/16/2012 5:23:28 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:24 PM |
| ethical-truth211 | $150.00 | 12/17/2012 11:39:26 AM |
| MarkEH | $39.45 | 12/17/2012 1:26:13 PM |
| bob450-roth | $25.00 | 12/17/2012 3:39:11 PM |
| Loanstou | $39.46 | 12/17/2012 5:06:54 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:28:42 PM |
| theChangeGuy | $25.00 | 12/17/2012 6:38:46 PM |
| toomanyfishtanks | $50.00 | 12/17/2012 3:55:15 PM |
| RNLEND | $43.00 | 12/17/2012 4:35:21 PM |
| djh47a | $25.00 | 12/17/2012 8:49:45 PM |
| cake7 | $25.00 | 12/17/2012 5:14:33 PM |
| the-money-maker | $25.00 | 12/17/2012 7:09:25 PM |
| dukeiyer | $25.00 | 12/17/2012 6:11:14 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:00:40 PM |
| Money_Working | $25.00 | 12/18/2012 1:20:10 PM |
| ethical-truth211 | $100.00 | 12/18/2012 5:29:43 PM |
| docjulia | $25.00 | 12/18/2012 10:11:18 PM |
| DrWill | $28.54 | 12/18/2012 7:37:47 PM |
| dime-ninja | $29.52 | 12/19/2012 5:55:42 PM |
| Shirts | $16.39 | 12/19/2012 7:10:33 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:06 PM |
| deal-kung-fu | $50.00 | 12/7/2012 10:17:58 AM |
| enriched-return057 | $25.00 | 12/7/2012 10:18:55 AM |
| Rogelio48 | $30.00 | 12/7/2012 2:24:32 PM |
| restless-dime | $200.00 | 12/7/2012 12:01:16 PM |
| greencat | $50.00 | 12/7/2012 3:56:36 PM |
| let_me_retire | $75.00 | 12/8/2012 3:17:12 AM |
| wildanne | $50.00 | 12/10/2012 9:43:42 AM |
| guild261 | $25.00 | 12/11/2012 7:35:00 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:26 PM |
| trumpeter391 | $25.00 | 12/12/2012 12:58:58 PM |
| aquariano2 | $25.00 | 12/13/2012 8:27:58 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:37:20 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:30 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:39 AM |
| bold-wampum-compadre | $100.00 | 12/15/2012 1:57:42 PM |
| KADENA462 | $25.00 | 12/16/2012 1:50:26 PM |
| social-heart | $25.00 | 12/17/2012 10:02:23 AM |
| saver266 | $25.00 | 12/16/2012 4:38:16 PM |
| ethical-truth211 | $100.00 | 12/17/2012 11:40:20 AM |
| Fecund-ent | $28.64 | 12/17/2012 9:33:01 AM |
| jbloans | $25.00 | 12/17/2012 3:02:59 PM |
| pious-openness | $25.00 | 12/17/2012 3:08:21 PM |
| businessbroker101 | $50.00 | 12/17/2012 9:54:36 AM |
| Riccous | $25.00 | 12/17/2012 5:29:47 PM |
| SoldiersMom | $50.00 | 12/17/2012 2:47:55 PM |
| newest-peso-excellence | $50.00 | 12/17/2012 3:11:42 PM |
| Bob450 | $25.00 | 12/17/2012 3:26:05 PM |
| VegasJay | $25.00 | 12/17/2012 3:33:30 PM |
| LuvToLend | $25.00 | 12/17/2012 6:00:52 PM |
| Laissez-faire | $25.00 | 12/17/2012 6:46:19 PM |
| sincere-fund1 | $45.00 | 12/17/2012 5:12:18 PM |
| return-rocket9 | $50.00 | 12/17/2012 9:31:54 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:15:27 AM |
| britches318 | $200.00 | 12/18/2012 7:33:11 AM |
| ethical-truth211 | $100.00 | 12/18/2012 5:29:26 PM |
| Lubava | $25.00 | 12/18/2012 7:30:35 PM |
| banker34 | $100.00 | 12/18/2012 10:20:18 PM |
| buffalobills | $25.00 | 12/19/2012 11:08:49 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:02 AM |
| ResQDoc | $25.00 | 12/19/2012 4:21:23 AM |
| affluence-broker | $25.00 | 12/19/2012 9:10:22 AM |
| JRS | $25.00 | 12/19/2012 3:14:38 PM |
| greenback-frog7 | $25.00 | 12/19/2012 4:43:47 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:27 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
683877
This series of Notes was issued and sold upon the funding of the borrower loan #79607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $693.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 21y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,313 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deandroid |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
780-799
(Dec-2007)
|
|
Principal balance:
| $7,185.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Wedding Expense
Purpose of loan:
This loan will be used to...help pay wedding cost for daughter
My financial situation:
I am a good candidate for this loan because...I have a steady income and history of paying bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cahjoon | $25.00 | 12/7/2012 9:11:57 AM |
| bazaar-neptune2 | $25.00 | 12/7/2012 9:58:07 AM |
| wetlands | $200.00 | 12/7/2012 9:23:46 AM |
| sun818 | $25.00 | 12/7/2012 10:00:04 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:15:03 AM |
| green28 | $75.00 | 12/7/2012 9:46:32 AM |
| notabanker | $25.00 | 12/7/2012 10:11:57 AM |
| urbane-moola4 | $25.00 | 12/7/2012 11:20:01 AM |
| immaculate-yield0 | $150.00 | 12/7/2012 10:55:42 AM |
| Sagamore | $50.00 | 12/7/2012 11:38:17 AM |
| CreditBuilder2 | $25.01 | 12/7/2012 11:38:45 AM |
| janeybooboo | $25.25 | 12/7/2012 11:05:09 AM |
| winlender | $40.00 | 12/7/2012 11:09:56 AM |
| secureincome | $555.00 | 12/7/2012 11:10:15 AM |
| investment-ballet329 | $25.00 | 12/7/2012 10:47:31 AM |
| healthy-peace427 | $100.00 | 12/7/2012 10:55:34 AM |
| a-foxy-balance | $25.00 | 12/7/2012 10:55:42 AM |
| kinetic-loot436 | $30.00 | 12/7/2012 10:58:08 AM |
| richboy56 | $25.00 | 12/7/2012 11:35:23 AM |
| the-sweet-penny2 | $25.00 | 12/7/2012 2:22:16 PM |
| first-felicity-pursuit | $25.00 | 12/7/2012 11:42:06 AM |
| generosity-paradise659 | $30.54 | 12/7/2012 4:18:31 PM |
| prudent-dough458 | $25.00 | 12/7/2012 5:46:58 PM |
| new-diversification-owner | $25.00 | 12/7/2012 3:02:55 PM |
| velocity-motivator6 | $25.00 | 12/7/2012 4:34:25 PM |
| s270 | $25.10 | 12/8/2012 4:29:54 AM |
| five-star-note | $25.00 | 12/7/2012 7:54:42 PM |
| MateCocido | $30.00 | 12/8/2012 6:34:25 AM |
| elfincove | $50.00 | 12/8/2012 8:15:41 AM |
| cjames84 | $25.00 | 12/8/2012 12:00:43 PM |
| cityview-consulting | $100.00 | 12/8/2012 7:36:44 AM |
| blue-intuitive-order | $40.41 | 12/8/2012 11:23:57 AM |
| sweet-exchange | $25.00 | 12/8/2012 1:23:18 PM |
| HammerKnuckleLending | $44.66 | 12/8/2012 1:27:21 PM |
| blissful-asset4 | $75.00 | 12/8/2012 1:02:30 PM |
| radforj22 | $25.00 | 12/8/2012 7:50:06 PM |
| bill-empenada2 | $25.58 | 12/8/2012 2:16:18 PM |
| supersarah61 | $25.00 | 12/8/2012 4:14:37 PM |
| new-dynamic-value | $25.00 | 12/8/2012 4:51:38 PM |
| magical-kindness888888 | $50.00 | 12/8/2012 5:03:53 PM |
| RememberToForget | $25.00 | 12/9/2012 9:15:17 AM |
| simplelender80 | $500.00 | 12/9/2012 12:32:01 PM |
| point-bandit | $50.00 | 12/9/2012 12:40:37 PM |
| Harry | $75.00 | 12/9/2012 12:45:55 PM |
| hunter1124 | $25.00 | 12/9/2012 11:07:47 PM |
| roadredwood | $25.00 | 12/10/2012 8:33:54 AM |
| deal-vibrato | $25.00 | 12/10/2012 9:44:05 AM |
| sincere-funds470 | $25.00 | 12/10/2012 10:35:39 AM |
| champion08 | $25.00 | 12/10/2012 9:34:16 AM |
| Helping_1_at_a_time | $25.00 | 12/10/2012 5:21:37 PM |
| scoots3340 | $25.00 | 12/10/2012 6:15:07 PM |
| Paddington922 | $25.00 | 12/10/2012 7:21:44 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:24 PM |
| FPidge | $25.00 | 12/10/2012 8:41:51 PM |
| adeline057 | $25.00 | 12/10/2012 8:46:18 PM |
| BuckeyesBacker | $25.00 | 12/10/2012 6:07:14 PM |
| reasonable-capital4 | $37.63 | 12/10/2012 9:16:25 PM |
| kind-soulful-worth1 | $50.00 | 12/10/2012 9:41:55 PM |
| motion91 | $200.00 | 12/10/2012 7:15:06 PM |
| feb217 | $25.00 | 12/10/2012 10:23:41 PM |
| astute-bazaar6 | $250.00 | 12/10/2012 7:51:08 PM |
| pwrfin | $100.00 | 12/10/2012 10:58:57 PM |
| UncleBuffett | $50.00 | 12/10/2012 6:37:38 PM |
| ams294 | $30.00 | 12/11/2012 2:21:22 AM |
| credit-rocket4 | $25.00 | 12/10/2012 8:48:44 PM |
| courageous-vigilance310520 | $50.00 | 12/11/2012 6:16:51 AM |
| D100 | $50.00 | 12/11/2012 6:50:09 AM |
| diplomatic-return861 | $25.20 | 12/11/2012 7:10:11 AM |
| goldenskye | $100.00 | 12/11/2012 6:31:09 AM |
| benefit-lyrics9 | $27.49 | 12/11/2012 7:18:18 AM |
| chitex | $30.00 | 12/11/2012 7:42:36 AM |
| DIONISIOS | $300.00 | 12/11/2012 8:16:34 AM |
| weatherman89 | $25.00 | 12/7/2012 9:20:59 AM |
| dkjl | $25.00 | 12/7/2012 9:07:07 AM |
| JS1008 | $25.00 | 12/7/2012 9:45:55 AM |
| thankful-nickel2 | $55.55 | 12/7/2012 9:55:52 AM |
| rakem777 | $25.00 | 12/7/2012 9:09:05 AM |
| durability-mover5 | $50.00 | 12/7/2012 9:09:16 AM |
| direct-affluence8 | $50.00 | 12/7/2012 10:23:22 AM |
| slimof37 | $25.00 | 12/7/2012 9:54:02 AM |
| bold-towering-velocity | $35.00 | 12/7/2012 9:43:32 AM |
| note-willow8 | $25.00 | 12/7/2012 10:11:55 AM |
| Zolton | $300.00 | 12/7/2012 10:14:26 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:17 AM |
| greenback-surge4 | $25.00 | 12/7/2012 11:19:55 AM |
| salala | $25.00 | 12/7/2012 10:30:20 AM |
| toblerone | $25.00 | 12/7/2012 11:41:59 AM |
| MicroLender357 | $25.00 | 12/7/2012 11:07:53 AM |
| Mikale360 | $25.00 | 12/7/2012 11:17:58 AM |
| FL-Lender | $50.45 | 12/7/2012 3:31:36 PM |
| availableloan | $25.00 | 12/7/2012 11:50:03 AM |
| Plow_n_Sow | $50.00 | 12/7/2012 2:56:22 PM |
| janeybooboo | $25.00 | 12/7/2012 12:30:54 PM |
| baby792 | $31.78 | 12/7/2012 4:17:07 PM |
| oxnard | $100.00 | 12/7/2012 1:14:49 PM |
| promise2 | $61.35 | 12/7/2012 1:16:31 PM |
| safe-kindness5 | $27.68 | 12/7/2012 4:01:28 PM |
| green-brainy-liberty | $25.00 | 12/8/2012 2:02:26 AM |
| Shomee_dmoney | $25.00 | 12/8/2012 10:27:01 AM |
| Ols744 | $50.00 | 12/7/2012 6:36:10 PM |
| orange-dedication-maple | $25.00 | 12/7/2012 9:14:51 PM |
| FAsAreDUMB | $30.00 | 12/8/2012 9:11:37 AM |
| OGS_Capital | $25.00 | 12/8/2012 9:43:02 AM |
| CaptainBL | $25.00 | 12/8/2012 12:42:19 PM |
| USAFVET2010 | $50.00 | 12/8/2012 7:29:46 AM |
| fight4whatsright | $25.00 | 12/8/2012 1:03:40 PM |
| iLumberjack | $100.00 | 12/9/2012 6:54:07 AM |
| historic-reward468 | $100.00 | 12/8/2012 4:46:07 PM |
| afford83 | $25.00 | 12/8/2012 5:38:11 PM |
| qsolo | $25.00 | 12/9/2012 12:55:14 PM |
| QuidWilson | $25.00 | 12/9/2012 8:45:57 AM |
| und | $25.00 | 12/9/2012 11:25:51 AM |
| KSPHoldings | $32.00 | 12/9/2012 12:29:23 PM |
| loot-prescription3 | $25.00 | 12/9/2012 12:05:22 PM |
| power-lightning9 | $25.00 | 12/9/2012 3:02:55 PM |
| HoweMoney | $50.00 | 12/9/2012 3:54:43 PM |
| exchange-pinnacle9 | $25.00 | 12/9/2012 5:48:45 PM |
| point-doughnut | $38.42 | 12/9/2012 7:46:50 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:08 PM |
| holdem-donk | $25.00 | 12/9/2012 2:47:14 PM |
| coin-wheel | $25.00 | 12/9/2012 8:08:08 PM |
| helpyougrow | $25.00 | 12/9/2012 9:32:04 PM |
| bazaar-eclipse5 | $25.00 | 12/10/2012 10:22:52 AM |
| open-minded-felicity973 | $50.00 | 12/10/2012 9:58:44 AM |
| enderak | $50.00 | 12/10/2012 10:26:40 AM |
| helping-out | $400.00 | 12/10/2012 4:45:17 PM |
| the-fulfilling-gain | $50.00 | 12/10/2012 6:27:13 PM |
| benefit-thunder0 | $25.00 | 12/10/2012 5:25:37 PM |
| McLaren231 | $25.00 | 12/10/2012 7:05:55 PM |
| sillyb | $50.00 | 12/10/2012 8:32:04 PM |
| hidavehi | $33.00 | 12/10/2012 6:34:20 PM |
| nimble-integrity658 | $25.00 | 12/11/2012 6:23:08 AM |
| TheBelt | $80.79 | 12/10/2012 9:33:04 PM |
| AoP | $63.51 | 12/11/2012 6:36:53 AM |
| immaculate-return25 | $25.00 | 12/10/2012 7:36:00 PM |
| money-ballet6 | $25.00 | 12/10/2012 11:30:49 PM |
| GTMoneyMan | $25.00 | 12/11/2012 6:29:34 AM |
| Hasemoto | $25.00 | 12/11/2012 6:31:42 AM |
| best-income-fertilizer | $100.00 | 12/11/2012 6:50:59 AM |
| Suit | $50.00 | 12/11/2012 7:10:28 AM |
| kangarookim99 | $25.00 | 12/11/2012 7:27:29 AM |
| funds-gourd4 | $34.00 | 12/10/2012 10:13:36 PM |
| redmumba | $50.00 | 12/11/2012 12:30:17 AM |
| TheBigCheese | $25.00 | 12/11/2012 5:21:59 AM |
| GeorgiaCredit | $100.00 | 12/11/2012 6:09:50 AM |
| freefly67 | $25.00 | 12/11/2012 8:09:19 AM |
| MoneyForNothing | $4.60 | 12/11/2012 8:17:07 AM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
683901
This series of Notes was issued and sold upon the funding of the borrower loan #79661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 13.93% |
Borrower rate/APR:
| 14.93% / 22.71% |
Monthly payment:
| $451.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.97% | | |
| |
Estimated return*:
| 5.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,235 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exuberant-dollar625 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/11/2012 5:15:12 PM |
| money-sequoia9 | $25.00 | 12/11/2012 5:12:57 PM |
| influential-peso9 | $25.00 | 12/11/2012 5:36:23 PM |
| Plutis | $25.00 | 12/11/2012 6:10:05 PM |
| berniemadeoff | $65.00 | 12/11/2012 6:28:28 PM |
| obduro_1 | $25.00 | 12/11/2012 6:43:48 PM |
| healthy-peace427 | $100.00 | 12/11/2012 6:00:10 PM |
| note-willow8 | $25.00 | 12/12/2012 9:32:33 AM |
| mars2024 | $42.31 | 12/12/2012 6:42:12 AM |
| ingenious-truth684 | $25.00 | 12/12/2012 9:43:02 AM |
| FinDoc | $25.00 | 12/12/2012 3:32:01 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:23:59 PM |
| djh47a | $50.00 | 12/12/2012 1:17:45 PM |
| wealth-prodigy1 | $58.00 | 12/13/2012 3:44:55 AM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:26 PM |
| jbhens | $25.00 | 12/13/2012 12:07:45 PM |
| fund-human459 | $200.00 | 12/14/2012 11:42:07 AM |
| cash-architect | $25.00 | 12/14/2012 10:33:57 AM |
| nevee | $25.00 | 12/14/2012 6:31:08 PM |
| enticing-affluence6 | $50.00 | 12/15/2012 9:53:52 AM |
| red-capital-harmonica | $25.00 | 12/15/2012 11:44:00 AM |
| missing-link | $25.00 | 12/15/2012 12:51:31 PM |
| dynrep | $25.00 | 12/15/2012 1:43:24 PM |
| MCDXLIV | $25.00 | 12/15/2012 9:31:45 PM |
| wise-charming-reward | $500.00 | 12/15/2012 1:41:04 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:00 PM |
| GenerousGentleMan | $25.00 | 12/16/2012 3:24:58 PM |
| benefit-awakening9 | $50.00 | 12/16/2012 4:56:58 PM |
| statuesque-listing929 | $25.00 | 12/16/2012 7:16:43 PM |
| jstnow | $25.00 | 12/17/2012 11:19:46 AM |
| Digger85 | $100.00 | 12/17/2012 4:44:43 AM |
| bigdawg43 | $25.00 | 12/17/2012 10:40:49 AM |
| bonus-seahorse | $25.00 | 12/18/2012 1:50:27 AM |
| wwwUniversal | $25.00 | 12/18/2012 6:02:17 PM |
| walkinsky | $300.00 | 12/18/2012 6:28:51 PM |
| historic-reward468 | $100.00 | 12/18/2012 6:34:15 PM |
| CoolPlexer | $25.00 | 12/18/2012 6:41:30 PM |
| compatible-deal9 | $25.00 | 12/18/2012 5:01:43 PM |
| ethical-truth211 | $100.00 | 12/18/2012 5:25:23 PM |
| octoberfresh | $25.00 | 12/11/2012 5:27:55 PM |
| vivid-p2ploan1 | $25.00 | 12/11/2012 5:33:11 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:46 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:01:02 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:05 PM |
| money-exchanger4 | $25.00 | 12/11/2012 6:13:48 PM |
| bonus-animal4 | $35.00 | 12/12/2012 5:59:00 AM |
| calbertrand | $25.00 | 12/12/2012 6:47:45 AM |
| openness-saver9 | $25.00 | 12/12/2012 9:30:12 AM |
| natural-worth9 | $150.00 | 12/12/2012 7:00:15 AM |
| coin-gusto | $25.00 | 12/12/2012 11:32:51 AM |
| integrity-enrichment2 | $30.00 | 12/12/2012 5:45:38 PM |
| new-diversification-owner | $25.00 | 12/13/2012 5:18:58 AM |
| Relaxo | $250.00 | 12/12/2012 7:07:50 PM |
| credit-wheel7 | $25.00 | 12/13/2012 10:54:34 AM |
| perfume956 | $50.00 | 12/13/2012 10:21:15 AM |
| loot-chemistry2 | $77.77 | 12/13/2012 8:24:17 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:03 PM |
| newest-generous-income | $25.00 | 12/14/2012 6:22:42 PM |
| CFOGO | $25.00 | 12/15/2012 8:50:18 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:39 AM |
| tomdooley12520 | $35.00 | 12/15/2012 9:50:36 AM |
| payment-halo | $25.00 | 12/15/2012 1:42:46 PM |
| gjm6d | $25.00 | 12/15/2012 1:09:58 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:54 PM |
| deal-confidant7 | $100.00 | 12/15/2012 8:59:24 PM |
| the-sweet-penny2 | $25.00 | 12/16/2012 11:32:47 AM |
| crown-year | $500.00 | 12/17/2012 6:07:47 AM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:13:21 AM |
| durability-mover5 | $100.00 | 12/17/2012 3:07:52 PM |
| buddy486 | $25.00 | 12/17/2012 4:58:22 PM |
| new-dynamic-value | $25.00 | 12/18/2012 8:32:09 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:35:52 PM |
| natural-worth9 | $350.00 | 12/18/2012 9:58:09 AM |
| hopeful-trade | $25.00 | 12/18/2012 9:48:51 AM |
| Iloanyoumoney | $50.00 | 12/18/2012 6:56:53 PM |
| DrWill | $106.92 | 12/18/2012 7:28:31 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
683903
This series of Notes was issued and sold upon the funding of the borrower loan #79410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $404.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 23
/
22 | Length of status: | 4y 7m |
|
Amount delinquent:
| $439 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,338 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-duty971 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
|
Principal balance:
| $4,425.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
2nd Loan - Always Paid On Time
Fast Return on Your Investment!!
I will repay this loan in less than 2 years GUARANTEED
My goal is simple - pay off credit cards once and for all!!
Earning $92,000/yr salary
I am an experienced portfolio manager, mother, wife, and homeowner. I have been with my company for 5 years and in my field for over 18 years.
With your help I can pay off my credit card debt faster and at a lower interest rate. I am not over-extended on my credit cards or debt/income ratio, but my credit score just doesn't seem to reflect my credit worthiness resulting in high interest rates.
Monthly net income: $5,065.11
Monthly expenses: $2,891.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/10/2012 5:06:39 PM |
| MoneyForNothing | $25.09 | 12/10/2012 5:17:32 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:13 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:35:00 PM |
| __A1B2 | $27.00 | 12/10/2012 5:06:30 PM |
| BostonCapital | $100.00 | 12/10/2012 6:18:24 PM |
| skillful-asset5 | $25.00 | 12/10/2012 5:45:25 PM |
| red-duty-carrier | $25.00 | 12/10/2012 5:56:53 PM |
| EngineersAlliance | $75.00 | 12/10/2012 5:48:27 PM |
| kenji4861 | $25.00 | 12/10/2012 6:22:23 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:35 PM |
| 01a_MrUSC_IRA | $25.00 | 12/10/2012 7:52:55 PM |
| Whipster | $45.00 | 12/11/2012 9:18:50 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:31:43 AM |
| heroic-platinum | $25.00 | 12/11/2012 7:35:13 AM |
| oskizzle | $25.00 | 12/11/2012 5:28:05 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:28 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:05 PM |
| commerce-venture1 | $25.00 | 12/11/2012 7:16:48 PM |
| kind-credit-bear | $25.00 | 12/12/2012 9:18:05 AM |
| purposeful-durability8 | $100.00 | 12/12/2012 9:14:52 AM |
| Astyanax | $25.00 | 12/12/2012 8:23:58 PM |
| money-baron-Roth401k | $25.00 | 12/13/2012 10:00:28 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:49:55 AM |
| aggresive-compassion612 | $25.00 | 12/14/2012 10:37:04 AM |
| elog238 | $25.00 | 12/14/2012 6:25:57 PM |
| oxnard | $50.00 | 12/15/2012 9:55:17 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:27 PM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:38 AM |
| sjo1984111 | $25.00 | 12/16/2012 3:56:49 PM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:56 PM |
| cognizant-fund927 | $50.00 | 12/17/2012 9:05:39 AM |
| orange-dedication-maple | $25.00 | 12/16/2012 8:57:10 PM |
| penny-mad-scientist9 | $25.00 | 12/17/2012 9:50:49 AM |
| payment-halo | $25.00 | 12/17/2012 9:58:08 AM |
| dynrep | $25.00 | 12/17/2012 9:58:25 AM |
| CivlDX | $27.23 | 12/16/2012 1:57:10 PM |
| radiant-wealth0 | $50.00 | 12/17/2012 7:50:48 AM |
| Marietta | $25.00 | 12/17/2012 3:16:58 AM |
| bold-shrewd-duty | $95.00 | 12/17/2012 10:48:29 AM |
| jstnow | $25.00 | 12/17/2012 11:23:28 AM |
| successful-agreement7 | $100.00 | 12/17/2012 9:30:40 AM |
| toomanyfishtanks | $25.00 | 12/17/2012 4:01:58 PM |
| skillful-durability8 | $25.00 | 12/17/2012 5:19:26 PM |
| HeroSupport | $55.00 | 12/17/2012 5:23:17 PM |
| enderak | $35.00 | 12/17/2012 3:57:17 PM |
| Mucman72 | $25.00 | 12/17/2012 9:52:53 PM |
| TommyTucker | $100.00 | 12/18/2012 7:07:47 AM |
| Champ3295 | $25.00 | 12/18/2012 9:41:00 AM |
| transaction-keeper5 | $25.00 | 12/18/2012 5:16:50 AM |
| mmabel | $25.00 | 12/18/2012 8:54:44 AM |
| Robin_Hood | $29.54 | 12/18/2012 12:55:19 PM |
| enterprising-pound5 | $50.00 | 12/17/2012 8:03:31 PM |
| note-goblin0 | $25.00 | 12/18/2012 3:02:16 PM |
| intrepid-compassion29 | $25.00 | 12/18/2012 6:39:34 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:13:31 AM |
| Sunshine2222 | $25.00 | 12/18/2012 9:44:10 AM |
| the-loyalty-wildebeest | $25.00 | 12/18/2012 2:43:40 PM |
| jybank | $50.00 | 12/18/2012 6:17:36 PM |
| 907 | $25.00 | 12/18/2012 7:49:37 PM |
| ResQDoc | $25.00 | 12/19/2012 3:58:56 AM |
| FerventOne | $35.92 | 12/19/2012 5:53:02 AM |
| zorg77 | $50.00 | 12/18/2012 6:24:56 PM |
| diversification-collider5 | $25.00 | 12/18/2012 5:47:11 PM |
| worlds-best-worth2 | $25.00 | 12/18/2012 7:06:05 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:40 AM |
| Relo-Queen | $140.00 | 12/18/2012 7:44:11 PM |
| c-gurista-5 | $25.00 | 12/19/2012 7:36:47 AM |
| friendinmoney | $35.00 | 12/19/2012 8:03:43 AM |
| dl_data | $100.00 | 12/18/2012 8:17:11 PM |
| rlaboy | $25.00 | 12/19/2012 6:50:57 AM |
| BigHorizon | $250.00 | 12/19/2012 6:06:10 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:34 PM |
| revolutionary769 | $75.00 | 12/21/2012 5:37:29 AM |
| booster73 | $25.00 | 12/20/2012 6:54:29 PM |
| risk-consultant | $25.00 | 12/21/2012 7:24:11 AM |
| elated-bid596 | $25.00 | 12/21/2012 4:48:27 PM |
| roblender | $50.00 | 12/21/2012 5:04:15 PM |
| Eddy-2-Aces | $25.00 | 12/22/2012 8:14:37 AM |
| Weaverville | $25.00 | 12/21/2012 6:05:42 PM |
| nex | $25.00 | 12/21/2012 6:26:44 PM |
| silver-bluebird | $50.00 | 12/21/2012 6:09:17 PM |
| bold-important-dollar | $100.00 | 12/22/2012 5:34:57 AM |
| Nethead | $69.00 | 12/22/2012 7:56:28 PM |
| 420limo | $25.00 | 12/23/2012 1:20:11 AM |
| VegasBank | $50.00 | 12/23/2012 1:59:25 PM |
| Kennfusion | $50.00 | 12/23/2012 4:01:39 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:56 PM |
| jmeasn | $25.00 | 12/23/2012 5:50:18 PM |
| ethical-truth211 | $50.00 | 12/23/2012 6:31:46 AM |
| nourishing-order8 | $27.32 | 12/23/2012 4:30:21 PM |
| trumpeter5 | $25.00 | 12/24/2012 9:07:56 AM |
| jamiee73 | $25.00 | 12/23/2012 6:17:54 PM |
| moola-accelerator6 | $25.00 | 12/23/2012 7:15:54 PM |
| 1800porsche | $25.00 | 12/24/2012 9:18:11 AM |
| bazaar-festivity | $25.00 | 12/23/2012 2:05:03 PM |
| Spiceyduck | $100.00 | 12/24/2012 3:25:39 AM |
| sunny-benefit0 | $25.00 | 12/23/2012 8:40:01 PM |
| ekmendenhall | $50.00 | 12/24/2012 9:54:51 AM |
| sgt-schultz | $30.00 | 12/24/2012 5:47:35 AM |
| lagnisiruk | $25.00 | 12/24/2012 9:16:40 AM |
| HammerSmith | $25.00 | 12/24/2012 9:21:21 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:29 AM |
| elegant-hope578 | $50.00 | 12/24/2012 10:30:03 AM |
| miked8303 | $75.00 | 12/24/2012 10:11:00 AM |
| silver-enlightenment0 | $25.00 | 12/24/2012 9:53:05 AM |
| musegaze | $50.00 | 12/24/2012 10:25:05 AM |
| MissionMicroFinance | $25.00 | 12/24/2012 10:25:34 AM |
| principal-cooker2 | $50.00 | 12/24/2012 10:15:59 AM |
| prudent-payment316 | $25.00 | 12/24/2012 10:52:01 AM |
| justreturns | $25.00 | 12/10/2012 6:02:27 PM |
| gain-equator | $25.00 | 12/10/2012 5:25:53 PM |
| dannycarter10 | $25.00 | 12/10/2012 6:09:38 PM |
| five-star-note | $25.00 | 12/10/2012 6:59:14 PM |
| Tscheddar | $25.00 | 12/10/2012 6:38:51 PM |
| DevinHill_IRA | $30.00 | 12/10/2012 7:30:44 PM |
| Kaj | $25.00 | 12/11/2012 9:01:02 AM |
| handy-justice | $25.00 | 12/11/2012 8:59:32 AM |
| kinder-credit-bear | $25.00 | 12/11/2012 10:08:29 AM |
| sweetsassymolassy | $25.00 | 12/11/2012 9:29:51 AM |
| simplelender80 | $500.00 | 12/11/2012 10:12:24 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:55 AM |
| Risk4Reward | $25.00 | 12/11/2012 10:43:46 AM |
| john0720 | $41.00 | 12/11/2012 10:44:42 AM |
| Bank42 | $25.00 | 12/11/2012 11:17:48 AM |
| Big_Z_Loans | $200.00 | 12/11/2012 5:27:07 PM |
| Endeavour | $150.00 | 12/11/2012 5:31:49 PM |
| glroark | $50.00 | 12/12/2012 7:08:28 AM |
| Frover | $48.89 | 12/12/2012 6:19:32 AM |
| Investor_DP | $100.00 | 12/12/2012 9:39:20 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:44:03 AM |
| djh47a | $25.00 | 12/12/2012 1:23:28 PM |
| bid-stockpiler1 | $50.00 | 12/13/2012 6:59:43 PM |
| papaloha | $200.00 | 12/13/2012 7:30:19 PM |
| integrity-doctor | $100.00 | 12/14/2012 6:50:12 AM |
| TumbleWeed88 | $25.00 | 12/14/2012 9:41:56 AM |
| AF-Chief | $25.00 | 12/14/2012 10:22:57 AM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:11 PM |
| belief-integrity | $450.00 | 12/15/2012 2:54:33 PM |
| Paxman84 | $27.50 | 12/16/2012 9:54:29 AM |
| booOST | $25.02 | 12/16/2012 2:21:37 PM |
| value-sequoia8 | $26.48 | 12/16/2012 2:25:30 PM |
| peaceful-farmer | $30.00 | 12/16/2012 2:47:07 PM |
| mcs99 | $75.00 | 12/16/2012 8:42:50 PM |
| belief-integrity | $300.00 | 12/16/2012 7:30:34 AM |
| cognizant-fund927 | $50.00 | 12/17/2012 9:00:56 AM |
| tmdmf | $25.00 | 12/16/2012 6:46:41 PM |
| a2190b | $31.79 | 12/16/2012 7:46:14 PM |
| 168RichCapital | $25.12 | 12/17/2012 6:24:36 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:00 AM |
| organized-dedication696 | $25.00 | 12/17/2012 11:38:22 AM |
| Ballybay | $200.00 | 12/17/2012 9:25:37 AM |
| urbny | $26.00 | 12/17/2012 3:06:38 PM |
| katnmouse | $30.00 | 12/17/2012 4:09:28 PM |
| djalan | $25.00 | 12/17/2012 1:23:29 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:50:05 PM |
| Wrats6 | $25.00 | 12/17/2012 5:09:47 PM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:17:13 AM |
| compwhiz | $25.00 | 12/18/2012 8:51:16 AM |
| deal-pal | $25.00 | 12/18/2012 9:13:21 AM |
| dl_data | $100.00 | 12/18/2012 11:30:32 AM |
| blue-wildcats | $25.00 | 12/18/2012 9:51:22 AM |
| Ocean713 | $75.00 | 12/18/2012 3:49:42 PM |
| newest-currency-vibrato | $80.00 | 12/18/2012 5:05:45 PM |
| income-cocktail3 | $25.00 | 12/18/2012 12:34:32 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:49:27 PM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:33 PM |
| DrWill | $29.00 | 12/18/2012 7:46:10 PM |
| dough-comforter6 | $25.00 | 12/18/2012 8:04:15 PM |
| commerce-aggregator7 | $68.48 | 12/18/2012 8:45:10 PM |
| Military_Money_Wise | $25.00 | 12/19/2012 5:16:05 AM |
| duty-ninja0 | $25.00 | 12/19/2012 6:06:16 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:28 AM |
| agalt | $40.00 | 12/18/2012 10:39:12 PM |
| helping-out | $25.00 | 12/19/2012 7:35:25 PM |
| broker048 | $25.00 | 12/20/2012 8:27:15 AM |
| new-marketplace-lyrics | $25.00 | 12/19/2012 7:53:21 PM |
| Goat-herder | $50.00 | 12/20/2012 5:29:44 PM |
| thelovebug | $100.00 | 12/21/2012 9:06:21 AM |
| formula842 | $25.00 | 12/22/2012 4:48:30 AM |
| fcrick | $50.00 | 12/21/2012 5:14:41 PM |
| easylivin | $25.00 | 12/22/2012 6:23:40 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:50:19 AM |
| california111 | $50.00 | 12/22/2012 10:24:44 AM |
| bahamaman | $37.00 | 12/22/2012 12:30:35 PM |
| Odyssey77 | $25.00 | 12/21/2012 5:49:17 PM |
| payment-gusto | $25.00 | 12/22/2012 12:36:29 PM |
| return-venture1 | $100.00 | 12/23/2012 12:21:21 PM |
| NobisEst | $25.00 | 12/23/2012 12:57:32 PM |
| american-investor | $25.00 | 12/23/2012 1:17:45 PM |
| supersarah61 | $25.00 | 12/23/2012 4:03:29 PM |
| euro-eagle1 | $26.00 | 12/24/2012 8:12:48 AM |
| Scoote2912 | $25.00 | 12/24/2012 9:12:31 AM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 9:22:42 AM |
| goodcents | $27.62 | 12/23/2012 8:13:15 PM |
| Bob450 | $25.00 | 12/24/2012 8:39:54 AM |
| Row2010 | $25.00 | 12/24/2012 10:00:23 AM |
| Katburg | $25.00 | 12/24/2012 9:29:57 AM |
| unassailable-fund | $40.00 | 12/24/2012 9:09:07 AM |
| first-pragmatic-power | $25.00 | 12/24/2012 9:09:57 AM |
| dominickf | $50.00 | 12/24/2012 10:33:41 AM |
| jwesleym | $25.00 | 12/24/2012 9:35:01 AM |
| Cai8899 | $25.00 | 12/24/2012 9:36:44 AM |
| Wellman | $25.00 | 12/24/2012 10:16:23 AM |
| affluence-tycoon | $9.00 | 12/24/2012 10:54:53 AM |
| 52digital | $75.00 | 12/24/2012 10:31:34 AM |
| dough-bear | $25.00 | 12/24/2012 10:20:21 AM |
| authoritative-platinum7 | $50.00 | 12/24/2012 10:36:54 AM |
| loan-arrow3 | $25.00 | 12/24/2012 10:42:58 AM |
| beeper2 | $25.00 | 12/24/2012 10:51:06 AM |
| 1randyp | $25.00 | 12/24/2012 10:54:22 AM |
| 211 Investments
|
Borrower Payment Dependent Notes Series
684015
This series of Notes was issued and sold upon the funding of the borrower loan #79562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,864 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-return698 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
To buy a car
This loan will be used to...
To buy a car that is a great deal, while it is still available
My financial situation:
I am a good candidate for this loan because...
I am young hard working man that worked for everything I have. I recently purchased my home and found a relaible car that i would like to purchase.
Monthly net income: $3000
Monthly expenses: 150
Housing: $726.00
Insurance: $
Car expenses: $
Utilities: $175
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| daw1878 | $25.00 | 12/7/2012 5:15:19 PM |
| formula842 | $25.00 | 12/7/2012 6:00:53 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:18 PM |
| thrilling-point2 | $40.00 | 12/7/2012 5:44:43 PM |
| Onlyhappycustomers | $25.00 | 12/7/2012 7:38:31 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 5:57:05 PM |
| Budro | $50.00 | 12/8/2012 12:45:00 PM |
| octoberfresh | $25.00 | 12/8/2012 1:18:24 PM |
| natural-worth9 | $25.00 | 12/8/2012 11:46:37 AM |
| bazaar-tulip | $25.00 | 12/8/2012 12:06:49 PM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:32 PM |
| Nipper99 | $100.00 | 12/9/2012 9:46:14 AM |
| wise-charming-reward | $300.00 | 12/9/2012 9:25:04 AM |
| BBsapphire-2-loan | $100.00 | 12/9/2012 10:06:55 AM |
| simplelender80 | $125.00 | 12/9/2012 1:25:09 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:55 AM |
| return-point2 | $100.00 | 12/10/2012 9:45:45 AM |
| skillful-asset5 | $30.00 | 12/10/2012 6:25:59 PM |
| heerzaquestion | $35.00 | 12/10/2012 6:43:54 PM |
| brilliant-balance | $50.00 | 12/10/2012 7:20:00 PM |
| duty-accomplishment | $25.00 | 12/10/2012 9:03:13 PM |
| axl163 | $25.00 | 12/11/2012 10:29:51 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:17 AM |
| liberty-magnate | $25.00 | 12/11/2012 8:04:53 PM |
| SouthFloridaLender | $60.00 | 12/12/2012 4:45:16 AM |
| Christophe | $25.00 | 12/11/2012 8:22:04 PM |
| JeremyLinFan | $30.00 | 12/12/2012 11:05:01 AM |
| Odyssey77 | $25.00 | 12/12/2012 9:38:38 AM |
| Ocean713 | $75.00 | 12/12/2012 11:54:36 AM |
| cr8on | $30.00 | 12/12/2012 5:09:02 PM |
| deal-banker | $25.00 | 12/13/2012 8:10:22 AM |
| otto1939 | $103.00 | 12/13/2012 8:44:19 AM |
| heroic-payout9 | $29.53 | 12/13/2012 11:02:45 AM |
| Nazbuster | $50.00 | 12/13/2012 11:31:40 AM |
| crown-year | $250.00 | 12/13/2012 1:03:07 PM |
| nevee | $25.00 | 12/13/2012 6:05:27 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:45 PM |
| aprivatelender | $25.00 | 12/13/2012 10:33:51 PM |
| SimpleChoice | $25.00 | 12/14/2012 9:01:44 AM |
| bullwink27 | $25.00 | 12/14/2012 6:22:37 AM |
| wise-deal-panda | $100.00 | 12/14/2012 9:27:31 AM |
| quickstep | $160.00 | 12/14/2012 12:51:29 PM |
| transparency-universe8 | $25.00 | 12/15/2012 8:11:37 AM |
| CFOGO | $25.00 | 12/15/2012 8:53:05 AM |
| ethical-truth211 | $100.00 | 12/15/2012 10:14:55 AM |
| snoop4jc | $100.00 | 12/15/2012 7:12:59 AM |
| Bob450 | $25.00 | 12/15/2012 9:50:00 AM |
| zipemdown | $25.00 | 12/7/2012 5:34:58 PM |
| Wrats6 | $25.00 | 12/7/2012 5:04:06 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:08 PM |
| riskreward | $250.00 | 12/7/2012 5:57:39 PM |
| deal-selector5 | $25.00 | 12/7/2012 5:30:35 PM |
| engaging-worth | $25.00 | 12/7/2012 6:35:28 PM |
| nickel-ferret | $25.00 | 12/7/2012 5:52:42 PM |
| payout-motivator0 | $50.00 | 12/7/2012 6:27:06 PM |
| 1386 | $25.00 | 12/8/2012 2:05:14 AM |
| foothillender | $25.00 | 12/8/2012 7:14:55 AM |
| ready-interest9 | $25.00 | 12/7/2012 7:10:33 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:25 PM |
| principal-star | $25.00 | 12/8/2012 11:26:50 AM |
| missing-link | $25.00 | 12/8/2012 12:47:33 PM |
| 5000Petsetakia | $27.00 | 12/8/2012 11:11:20 PM |
| TumbleWeed88 | $25.00 | 12/9/2012 12:41:15 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:43 PM |
| drk | $25.00 | 12/10/2012 6:49:13 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:24 AM |
| Edakers | $25.00 | 12/11/2012 1:50:04 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:38 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:27 PM |
| Roundhouse | $100.00 | 12/12/2012 8:02:39 AM |
| green-loyalty-web | $25.00 | 12/12/2012 10:34:01 AM |
| bonus-seahorse | $65.00 | 12/12/2012 11:42:27 AM |
| 6515Wheat | $25.00 | 12/13/2012 4:38:27 PM |
| prudent-deal662 | $25.00 | 12/13/2012 6:35:05 PM |
| economy-popcorn | $25.00 | 12/14/2012 5:50:14 AM |
| Isaac007 | $25.00 | 12/14/2012 7:57:00 AM |
| bold-joyful-coin9 | $25.00 | 12/14/2012 9:54:23 AM |
| zorg77 | $100.00 | 12/14/2012 6:31:27 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:26 AM |
| crown-year | $590.47 | 12/15/2012 11:07:05 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
684019
This series of Notes was issued and sold upon the funding of the borrower loan #79715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $268.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,318 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-liberator8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off credit cards
My financial situation:
I am a good candidate for this loan because...
I have a good income, I just need to get my credit cards on a single bill. I also plan to cancel all my cards except for one for emergencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/7/2012 5:47:30 PM |
| bazaar-tulip | $25.00 | 12/7/2012 6:31:19 PM |
| corndog4000 | $30.00 | 12/7/2012 7:00:54 PM |
| ready-interest9 | $25.00 | 12/7/2012 7:10:34 PM |
| marketplace-singularity3 | $25.00 | 12/7/2012 6:21:25 PM |
| CreditBuilder2 | $25.01 | 12/7/2012 7:08:53 PM |
| natural-worth9 | $100.00 | 12/8/2012 11:21:12 AM |
| Bank_Of_XL | $30.00 | 12/8/2012 7:09:40 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:44:04 PM |
| compassion-twister2 | $50.00 | 12/10/2012 10:40:56 AM |
| dharma1 | $25.00 | 12/10/2012 5:26:45 PM |
| ucantbeetit | $25.00 | 12/10/2012 5:13:07 PM |
| market-maximizer472 | $25.00 | 12/11/2012 8:34:36 AM |
| Castellan | $50.00 | 12/11/2012 10:52:21 AM |
| indomitable-coin | $25.00 | 12/11/2012 9:55:26 AM |
| supersarah61 | $25.00 | 12/11/2012 5:50:09 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:57 PM |
| djh47a | $25.00 | 12/12/2012 1:14:49 PM |
| Investoman | $25.00 | 12/13/2012 9:26:17 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:23 PM |
| elasermd | $100.00 | 12/13/2012 6:27:54 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:48 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:05:02 AM |
| kind-cash-porcelain | $50.00 | 12/14/2012 5:45:11 PM |
| tender-integrity3 | $100.00 | 12/14/2012 6:12:01 PM |
| BobRand | $50.00 | 12/15/2012 6:21:02 AM |
| openness-enforcer76 | $25.00 | 12/14/2012 6:50:50 PM |
| magical-credit523 | $25.00 | 12/15/2012 12:25:45 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:42 PM |
| BenR | $100.00 | 12/15/2012 1:45:44 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:18 AM |
| julijask | $100.00 | 12/16/2012 12:10:47 PM |
| Roundhouse | $100.00 | 12/15/2012 5:01:47 PM |
| Greycat | $25.00 | 12/16/2012 5:21:13 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:21 AM |
| mighty-return326 | $75.00 | 12/17/2012 5:50:29 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:34 PM |
| kegs | $200.00 | 12/17/2012 1:39:53 PM |
| transparency-sequoia6 | $100.00 | 12/17/2012 5:13:48 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:07:03 AM |
| crown-year | $1,500.00 | 12/18/2012 7:22:15 AM |
| SecondChanceLendingSERV | $25.00 | 12/18/2012 9:44:56 AM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:49 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:19 AM |
| determined-openness7 | $25.00 | 12/18/2012 5:22:11 PM |
| silver4711 | $100.00 | 12/19/2012 12:08:20 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:53 PM |
| dunox | $75.00 | 12/19/2012 5:27:03 PM |
| organized-commerce4 | $25.00 | 12/19/2012 5:37:21 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:01 PM |
| hitsman | $50.00 | 12/19/2012 5:54:48 PM |
| hope-wrangler1 | $50.00 | 12/19/2012 6:11:21 PM |
| green-lovely-finance | $50.00 | 12/19/2012 6:30:09 PM |
| britgsb | $50.00 | 12/19/2012 5:30:58 PM |
| versatile-dime442 | $55.00 | 12/19/2012 5:35:50 PM |
| BTUrecycler | $38.90 | 12/20/2012 8:25:04 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:59 PM |
| first-favorite-bonus9 | $25.00 | 12/19/2012 5:31:22 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:27 AM |
| arckinteractive | $50.00 | 12/19/2012 6:01:59 PM |
| flexible-basis345 | $25.00 | 12/20/2012 12:01:34 PM |
| gentlesmile | $39.00 | 12/20/2012 12:12:49 AM |
| bowdish1 | $75.00 | 12/19/2012 6:32:41 PM |
| YLlama | $50.00 | 12/20/2012 9:19:07 AM |
| SJM10011a | $25.00 | 12/20/2012 9:34:56 AM |
| p1k4blu | $25.00 | 12/20/2012 1:50:16 AM |
| shoupster | $33.00 | 12/20/2012 3:48:45 AM |
| nanderso19498 | $25.00 | 12/20/2012 9:58:19 AM |
| auction-iris9 | $120.00 | 12/20/2012 9:01:27 AM |
| awe-inspiring-nickel2 | $25.00 | 12/20/2012 9:34:40 AM |
| illustrado | $25.00 | 12/20/2012 9:37:53 AM |
| Flyinerb | $50.00 | 12/20/2012 9:49:48 AM |
| reaction5 | $25.00 | 12/20/2012 10:01:15 AM |
| Johnab | $25.00 | 12/20/2012 3:26:13 PM |
| responsive-benefit380 | $25.00 | 12/20/2012 10:14:35 AM |
| br_dep | $100.00 | 12/20/2012 3:45:35 PM |
| unassailable-funds754 | $25.00 | 12/20/2012 5:01:51 PM |
| riskreward | $250.00 | 12/7/2012 5:57:33 PM |
| nevee | $25.00 | 12/7/2012 5:43:38 PM |
| windguy | $50.00 | 12/7/2012 5:57:55 PM |
| Sagamore | $250.00 | 12/7/2012 6:43:08 PM |
| blot44 | $25.00 | 12/8/2012 7:52:18 AM |
| simplelender80 | $75.00 | 12/9/2012 2:03:05 PM |
| loot-prescription3 | $25.00 | 12/10/2012 9:14:34 AM |
| adaboy65 | $100.00 | 12/10/2012 10:29:27 AM |
| neighborly-hope6 | $100.00 | 12/10/2012 6:33:48 PM |
| Senechal | $25.00 | 12/11/2012 4:22:33 AM |
| octoberfresh | $25.00 | 12/10/2012 6:40:18 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:24:28 PM |
| compoundinterest | $25.00 | 12/11/2012 10:02:02 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:49 AM |
| kalamari | $30.00 | 12/11/2012 1:03:59 PM |
| gold-hero4 | $50.00 | 12/11/2012 5:22:56 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:50 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:04 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:22 AM |
| cardminger | $25.00 | 12/12/2012 6:27:21 PM |
| american6 | $50.00 | 12/12/2012 6:16:26 PM |
| benevolent-loot5 | $200.00 | 12/13/2012 12:22:44 PM |
| anacent | $25.00 | 12/13/2012 10:26:47 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:45 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:47 AM |
| AFairDeal | $25.00 | 12/14/2012 10:32:39 AM |
| income-awakening6 | $25.00 | 12/15/2012 6:26:26 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:24:51 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:53 AM |
| kulender | $100.00 | 12/15/2012 9:24:30 AM |
| djs81 | $75.00 | 12/15/2012 12:32:46 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:20 PM |
| nuclearmoose | $32.00 | 12/15/2012 2:10:21 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:12 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:50 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:10 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:24 AM |
| Tradesmanlender | $25.00 | 12/17/2012 9:18:08 AM |
| KaChingInvestments | $25.00 | 12/16/2012 5:37:43 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:31 AM |
| pennybypenny | $25.00 | 12/17/2012 6:28:58 PM |
| principal-bull | $25.00 | 12/17/2012 8:24:26 PM |
| payment-halo | $25.00 | 12/17/2012 6:46:22 PM |
| california111 | $25.00 | 12/18/2012 11:44:05 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:19 PM |
| Pickmar | $25.00 | 12/19/2012 9:08:27 AM |
| gold-disk | $25.00 | 12/19/2012 12:24:25 PM |
| Avala | $100.00 | 12/19/2012 5:08:41 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:11 AM |
| vigilance-accruer | $25.00 | 12/19/2012 5:15:05 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:52 PM |
| cablenews | $100.00 | 12/19/2012 6:28:43 PM |
| funds-captain4 | $50.00 | 12/19/2012 5:32:54 PM |
| unforgettable-wealth4 | $50.00 | 12/19/2012 5:42:28 PM |
| handy-market4 | $25.00 | 12/20/2012 9:13:24 AM |
| fartypants | $25.00 | 12/20/2012 9:24:06 AM |
| Arg3998 | $75.00 | 12/20/2012 9:41:54 AM |
| dignified-coin128 | $25.00 | 12/19/2012 5:48:21 PM |
| top-tranquil-justice | $25.00 | 12/20/2012 11:07:12 AM |
| first-silver-bridge | $25.00 | 12/20/2012 12:01:18 PM |
| sweet-capital7 | $100.00 | 12/20/2012 12:34:46 PM |
| pbo922 | $25.00 | 12/20/2012 2:47:04 PM |
| astute-benjamins | $25.00 | 12/20/2012 3:13:26 PM |
| Money_Working | $35.00 | 12/20/2012 4:24:22 PM |
| integrity-american | $25.00 | 12/20/2012 5:01:20 PM |
| KgBsUcKa | $25.00 | 12/20/2012 9:25:36 AM |
| enriching-trade2 | $25.00 | 12/20/2012 10:45:34 AM |
| natural-worth9 | $325.00 | 12/20/2012 9:13:46 AM |
| agile-diversification2 | $25.00 | 12/20/2012 9:27:16 AM |
| revolutionary769 | $2,000.00 | 12/20/2012 11:20:34 AM |
| natural-worth9 | $350.00 | 12/20/2012 11:33:48 AM |
| Schuld66 | $25.00 | 12/20/2012 9:33:27 AM |
| JazzFranchise | $25.00 | 12/20/2012 9:37:00 AM |
| peso-dancer3 | $25.00 | 12/20/2012 1:09:53 PM |
| funds-chemistry1 | $30.00 | 12/20/2012 10:04:54 AM |
| the-debt-mate | $25.00 | 12/20/2012 1:46:43 PM |
| stable-durability122 | $50.00 | 12/20/2012 2:02:16 PM |
| djmikmik | $25.00 | 12/20/2012 2:18:37 PM |
| reward-anteater0 | $3.09 | 12/20/2012 5:02:29 PM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
684149
This series of Notes was issued and sold upon the funding of the borrower loan #79561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $205.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,308 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triumphant-money1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 86% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 14% )
| 660-679
(Dec-2011)
660-679
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
Pay the final $ needed on a newer vehicle and also put a transmission into my 2500 Suburban.
My financial situation:
I am a good candidate for this loan because I continue to improve my credit rating and am wisely not purchasing a vehicle I cannot afford. I previously borrowed for a Prosper loan and successfully paid it off.
Monthly net income: $3100
Monthly expenses:
Housing: $750 (spouse pays other half)
Insurance: $140
Car expenses: $80
Utilities: $200
Phone, cable, internet: $220
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $50.00 | 12/10/2012 5:14:40 PM |
| penny-finder | $45.00 | 12/10/2012 5:44:37 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:44:48 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 5:10:13 PM |
| platinum-scientist9 | $25.00 | 12/10/2012 6:02:44 PM |
| john0720 | $100.00 | 12/10/2012 5:31:26 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:55 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:13 PM |
| just-loyalty643 | $25.00 | 12/10/2012 6:01:05 PM |
| bowdish1 | $25.00 | 12/10/2012 5:29:07 PM |
| xrycac | $25.00 | 12/10/2012 5:44:24 PM |
| money-hercules4 | $100.00 | 12/10/2012 6:14:42 PM |
| entertaining-rate9 | $25.00 | 12/10/2012 6:19:24 PM |
| Mikale360 | $25.00 | 12/10/2012 9:34:21 PM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:12 PM |
| cjames84 | $25.00 | 12/11/2012 3:41:33 AM |
| pure-treasure7 | $50.00 | 12/10/2012 10:14:04 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 9:32:38 AM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:31:30 AM |
| lionheart722 | $25.00 | 12/11/2012 10:00:38 AM |
| Christophe | $25.00 | 12/11/2012 7:28:56 AM |
| justreturns | $25.00 | 12/11/2012 10:08:58 AM |
| five-star-note | $25.00 | 12/11/2012 11:09:07 AM |
| RGlad | $100.00 | 12/11/2012 10:06:39 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:25 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:07 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:08 PM |
| Edakers | $25.00 | 12/11/2012 1:50:22 PM |
| Johnab | $25.00 | 12/11/2012 3:33:20 PM |
| TryingToHelpUsBoth | $25.00 | 12/11/2012 4:15:57 PM |
| tcpfan | $25.00 | 12/11/2012 8:47:37 PM |
| fcrick | $50.00 | 12/12/2012 9:18:40 AM |
| cr8on | $30.00 | 12/12/2012 9:46:59 AM |
| enriching-trade2 | $34.00 | 12/12/2012 9:16:23 AM |
| integrity-doctor | $100.00 | 12/12/2012 6:48:57 AM |
| HoosierDaddie | $300.00 | 12/12/2012 9:47:24 AM |
| Bank-of-Jon | $25.00 | 12/12/2012 2:43:26 PM |
| lagnisiruk | $25.00 | 12/12/2012 10:40:06 AM |
| bartb | $25.00 | 12/12/2012 2:49:43 PM |
| Ocean713 | $75.00 | 12/12/2012 11:09:25 AM |
| loyalty-cupcake6 | $76.94 | 12/12/2012 4:54:25 PM |
| djh47a | $50.00 | 12/12/2012 12:59:21 PM |
| toblerone | $25.00 | 12/10/2012 5:23:37 PM |
| ucantbeetit | $25.00 | 12/10/2012 5:13:10 PM |
| secureincome | $555.00 | 12/10/2012 5:23:53 PM |
| a-finance-nirvana | $25.00 | 12/10/2012 5:40:05 PM |
| __A1B2 | $29.00 | 12/10/2012 5:10:07 PM |
| marwadi-62 | $175.00 | 12/10/2012 6:33:29 PM |
| Nco | $150.00 | 12/10/2012 5:59:23 PM |
| superb-funds335 | $25.00 | 12/10/2012 6:08:23 PM |
| MoneyForNothing | $25.06 | 12/10/2012 5:32:07 PM |
| persist_in_doing | $25.00 | 12/10/2012 6:16:57 PM |
| gravbox | $25.00 | 12/10/2012 6:38:45 PM |
| Ready2Loan | $30.00 | 12/10/2012 6:53:01 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:12 PM |
| BostonCapital | $100.00 | 12/10/2012 6:18:25 PM |
| CoolPlexer | $25.00 | 12/10/2012 6:50:11 PM |
| peso-spartan6 | $25.00 | 12/11/2012 9:02:01 AM |
| enthusiastic-balance5 | $100.00 | 12/11/2012 9:12:20 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:21:03 AM |
| special-dinero553 | $25.00 | 12/11/2012 5:40:46 PM |
| KCEnterprises | $25.00 | 12/11/2012 5:55:40 PM |
| phenomenal-rate1 | $500.00 | 12/11/2012 5:20:33 PM |
| well-rounded-dinero | $25.00 | 12/11/2012 7:02:10 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:59 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:31 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:58 PM |
| triumphant-community | $100.00 | 12/11/2012 7:50:39 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 9:27:40 PM |
| deal-vibrato | $25.00 | 12/11/2012 6:22:50 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:05 PM |
| simplelender80 | $500.00 | 12/12/2012 9:16:25 AM |
| Zorro_970 | $100.00 | 12/12/2012 9:55:50 AM |
| Harry | $75.00 | 12/12/2012 10:08:08 AM |
| nickel-ferret | $25.00 | 12/12/2012 10:01:38 AM |
| trumpeter391 | $25.00 | 12/12/2012 10:57:13 AM |
| riskreward | $250.00 | 12/12/2012 10:07:49 AM |
| capital-lesson | $25.00 | 12/12/2012 10:24:54 AM |
| AF-Chief | $25.00 | 12/12/2012 9:45:48 AM |
| kind-euro-mirth | $50.00 | 12/12/2012 9:45:59 AM |
| punctual-coin1 | $25.00 | 12/12/2012 1:02:19 PM |
| sudeep104 | $25.00 | 12/12/2012 9:54:32 AM |
| lskarp | $45.00 | 12/12/2012 11:37:12 AM |
| tolerant-leverage2 | $25.00 | 12/12/2012 1:02:05 PM |
| Happyhourcomics | $25.00 | 12/12/2012 1:41:51 PM |
| gothampark | $25.00 | 12/12/2012 4:14:40 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
684225
This series of Notes was issued and sold upon the funding of the borrower loan #79362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,090.68 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $217.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,240 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-dollar190 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to... Buy a business
My financial situation: good
I am a good candidate for this loan because... I am going to use the loan wisely to increase my income and to improve my personal finances....
Monthly net income: $2200
Monthly expenses: $1300
Housing: $0
Insurance: $0
Car expenses: $100
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $650
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:32:48 AM |
| zipemdown | $25.00 | 12/8/2012 12:23:08 PM |
| deal-selector5 | $25.00 | 12/8/2012 1:00:58 PM |
| vivid-p2ploan1 | $25.00 | 12/8/2012 1:42:08 PM |
| valiant-return584 | $50.00 | 12/8/2012 1:23:02 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:33 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 9:22:34 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:33 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:29 AM |
| Kaj | $25.00 | 12/20/2012 5:01:08 PM |
| loan-fate | $50.00 | 12/20/2012 5:30:44 PM |
| hitsman | $50.00 | 12/21/2012 9:02:27 AM |
| auction-eclipse8 | $50.00 | 12/20/2012 5:54:03 PM |
| BankofRon | $25.00 | 12/20/2012 6:00:23 PM |
| unclejaef | $25.00 | 12/21/2012 2:45:24 PM |
| thrilling-fund427 | $50.00 | 12/21/2012 9:31:43 AM |
| natural-liberty4 | $200.00 | 12/21/2012 9:49:17 AM |
| PFTLender | $25.00 | 12/21/2012 5:04:31 PM |
| valiant-liberty4 | $25.00 | 12/21/2012 9:58:54 AM |
| mercuriant | $25.00 | 12/21/2012 9:28:51 AM |
| tech310 | $50.00 | 12/21/2012 9:30:05 AM |
| deal-vibrato | $25.00 | 12/21/2012 9:33:07 AM |
| best-ingenious-rupee | $25.00 | 12/21/2012 5:33:29 PM |
| tom203 | $25.00 | 12/21/2012 11:25:32 AM |
| fulfilling-bazaar4 | $100.00 | 12/21/2012 5:46:04 PM |
| logical-principal8 | $50.00 | 12/21/2012 9:57:00 AM |
| transparency-sapling | $25.00 | 12/21/2012 10:29:54 AM |
| nex | $25.00 | 12/21/2012 6:26:31 PM |
| reinforced-gain7 | $500.00 | 12/21/2012 2:43:34 PM |
| natural-worth9 | $75.00 | 12/21/2012 3:19:51 PM |
| nodebtin3 | $25.00 | 12/22/2012 6:48:28 AM |
| sadls | $25.00 | 12/21/2012 5:45:59 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:16 PM |
| community-engine750 | $25.00 | 12/22/2012 11:19:21 AM |
| korby524 | $25.00 | 12/21/2012 6:14:22 PM |
| currency-solo | $25.00 | 12/21/2012 5:33:44 PM |
| woffcars | $43.68 | 12/22/2012 10:23:39 AM |
| Munnie | $25.00 | 12/22/2012 6:54:50 AM |
| octoberfresh | $25.00 | 12/8/2012 1:18:26 PM |
| berniemadeoff | $65.00 | 12/8/2012 2:47:54 PM |
| natural-worth9 | $25.00 | 12/8/2012 3:13:03 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:45:56 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:11 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:27 PM |
| kila-designer | $124.00 | 12/10/2012 5:43:17 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:43 PM |
| zorg77 | $50.00 | 12/14/2012 5:55:11 PM |
| Interest2thePeople | $100.00 | 12/15/2012 10:49:44 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:34 PM |
| capital-relaxation9 | $100.00 | 12/20/2012 12:14:58 PM |
| kulender | $50.00 | 12/20/2012 5:11:25 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:32 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:22 PM |
| aggresive-compassion612 | $25.00 | 12/20/2012 5:12:39 PM |
| LuvToLend | $25.00 | 12/20/2012 5:33:57 PM |
| power-spartan5 | $25.00 | 12/20/2012 6:02:52 PM |
| affluence-microscope2 | $200.00 | 12/21/2012 9:27:49 AM |
| gold-sushi | $50.00 | 12/21/2012 9:34:33 AM |
| monster4 | $50.00 | 12/21/2012 9:36:26 AM |
| new-start18100 | $25.00 | 12/20/2012 5:57:20 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:42 AM |
| Superjeep73 | $25.00 | 12/21/2012 10:59:01 AM |
| by32 | $25.00 | 12/21/2012 3:04:45 PM |
| dunox | $75.00 | 12/21/2012 9:35:47 AM |
| successful-agreement7 | $100.00 | 12/21/2012 9:38:00 AM |
| capital-investor8 | $25.00 | 12/21/2012 7:54:55 AM |
| radiant-dollar9 | $200.00 | 12/21/2012 9:47:31 AM |
| theshef | $25.00 | 12/21/2012 9:51:46 AM |
| cash-kin7 | $25.00 | 12/21/2012 5:32:50 PM |
| pierrelasvegas | $25.00 | 12/21/2012 9:44:08 AM |
| pollosquawk | $26.00 | 12/21/2012 5:38:08 PM |
| truth-haven5 | $25.00 | 12/21/2012 5:46:18 PM |
| kegs | $150.00 | 12/21/2012 2:48:51 PM |
| dukeiyer | $25.00 | 12/21/2012 10:54:18 AM |
| trumpeter391 | $25.00 | 12/21/2012 6:13:05 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:38 PM |
| stable-durability122 | $25.00 | 12/21/2012 8:22:30 PM |
| Haydn-sav | $25.00 | 12/21/2012 5:06:56 PM |
| Justbiz | $32.00 | 12/21/2012 5:14:20 PM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:03 PM |
| cospilot | $25.00 | 12/21/2012 5:46:08 PM |
| foxy-order0 | $25.00 | 12/21/2012 5:09:41 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:26 PM |
| Investor704 | $50.00 | 12/21/2012 9:38:02 PM |
| musegaze | $50.00 | 12/21/2012 5:55:48 PM |
| social-tostada9 | $50.00 | 12/21/2012 6:12:13 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
684243
This series of Notes was issued and sold upon the funding of the borrower loan #79522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,214 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| successful-bonus5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...buy paint, windows, and hopefully carpet.
My financial situation:
I am a good candidate for this loan because...I have a full time job and pay my bills on time every month.
Monthly net income: $3500
Monthly expenses: $100
Housing: $720
Insurance: $120
Car expenses: $400
Utilities: $0 (wife pays this)
Phone, cable, internet: $0 (wife pays this)
Food, entertainment: $0 ( never eat out)
Clothing, household expenses: $0
Credit cards and other loans: $0 (wife pays credit card bills)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/10/2012 5:19:38 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:28 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:44:10 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:56 PM |
| takingachance | $54.04 | 12/10/2012 7:04:54 PM |
| orange-preeminant-bill | $50.00 | 12/11/2012 3:33:46 AM |
| favorite-commerce | $30.00 | 12/11/2012 11:45:23 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:35 PM |
| stock106 | $25.00 | 12/12/2012 6:56:05 AM |
| trumpeter391 | $25.00 | 12/12/2012 9:25:49 AM |
| LuvToLend | $25.00 | 12/14/2012 5:29:40 PM |
| the-inspired-justice | $25.00 | 12/15/2012 9:46:31 AM |
| Bob450 | $25.00 | 12/15/2012 9:43:27 AM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:00 PM |
| proton346 | $25.00 | 12/16/2012 4:23:04 PM |
| amsoilrules | $25.00 | 12/15/2012 7:09:51 PM |
| Mucman72 | $25.00 | 12/16/2012 5:44:41 PM |
| independent-payout7 | $25.00 | 12/16/2012 6:15:38 PM |
| impala6464 | $45.32 | 12/16/2012 10:31:10 PM |
| ColoradoLender82 | $25.00 | 12/17/2012 7:52:54 AM |
| CACO_Lender | $25.00 | 12/17/2012 5:13:05 PM |
| neighborly-truth1 | $57.62 | 12/17/2012 11:10:01 AM |
| gain-expert | $44.00 | 12/17/2012 1:29:29 PM |
| VAMUSIC | $28.72 | 12/17/2012 2:11:34 PM |
| mls | $40.44 | 12/17/2012 7:43:23 PM |
| myduck | $25.00 | 12/17/2012 6:04:18 PM |
| Budro | $25.00 | 12/10/2012 6:34:16 PM |
| boogienation | $25.00 | 12/10/2012 7:04:19 PM |
| blitzen40 | $25.00 | 12/10/2012 7:07:33 PM |
| worthy-bid8 | $100.00 | 12/11/2012 9:18:52 AM |
| let_me_retire | $50.00 | 12/11/2012 9:30:23 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:20 AM |
| greencat | $50.00 | 12/11/2012 12:46:44 PM |
| diplomatic-wealth7 | $25.00 | 12/11/2012 6:04:19 PM |
| bid-ace937 | $50.00 | 12/11/2012 6:18:52 PM |
| gold-miser9 | $50.00 | 12/12/2012 9:27:26 PM |
| djh47a | $25.00 | 12/13/2012 9:24:03 PM |
| ledesma31 | $40.18 | 12/14/2012 1:15:59 PM |
| exponential-fairness2 | $25.00 | 12/15/2012 7:44:53 AM |
| the-hope-workhorse | $25.00 | 12/16/2012 5:22:55 PM |
| cognizant-fund927 | $50.00 | 12/17/2012 9:07:33 AM |
| Reefwalker | $25.00 | 12/16/2012 11:56:05 PM |
| YesMatt | $25.00 | 12/17/2012 4:44:27 PM |
| consummate-liberty8 | $25.00 | 12/17/2012 4:51:52 PM |
| compassion-paladin042 | $25.00 | 12/17/2012 9:31:35 AM |
| Riccous | $25.00 | 12/17/2012 5:30:31 PM |
| sincere-agreement9 | $25.00 | 12/17/2012 5:33:26 PM |
| newest-peso-excellence | $100.00 | 12/17/2012 3:18:06 PM |
| enjoyletsbothgain | $29.68 | 12/17/2012 12:02:13 PM |
| the-money-maker | $25.00 | 12/17/2012 7:09:26 PM |
| OnTracInvest | $25.00 | 12/17/2012 4:43:55 PM |
| mls | $100.00 | 12/17/2012 7:41:43 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
684285
This series of Notes was issued and sold upon the funding of the borrower loan #79748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $377.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,724 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-fox9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
these credit cards can be consolidated and payed off faster
Monthly net income: $100000
Monthly expenses: $
Housing: $802
Insurance: $150
Car expenses: $390
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 12/9/2012 12:04:36 PM |
| vutah | $35.00 | 12/9/2012 12:14:54 PM |
| valiant-return584 | $50.00 | 12/9/2012 12:22:57 PM |
| zipemdown | $25.00 | 12/9/2012 12:26:02 PM |
| red-duty-carrier | $25.00 | 12/9/2012 12:27:01 PM |
| Nco | $100.00 | 12/9/2012 12:28:41 PM |
| corndog4000 | $60.00 | 12/9/2012 1:58:13 PM |
| 113121 | $25.00 | 12/9/2012 7:11:59 PM |
| berniemadeoff | $70.00 | 12/9/2012 1:41:41 PM |
| skillful-asset5 | $30.00 | 12/9/2012 4:43:54 PM |
| natural-worth9 | $25.00 | 12/10/2012 11:55:33 AM |
| yield-journey | $25.00 | 12/11/2012 10:05:24 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:20 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:28 PM |
| unforgettable-return6 | $25.00 | 12/12/2012 4:31:21 PM |
| organized-dedication696 | $25.00 | 12/12/2012 5:06:12 PM |
| cr8on | $30.00 | 12/13/2012 9:12:44 AM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:09 PM |
| ucantbeetit | $25.00 | 12/13/2012 5:16:28 PM |
| Investor_DP | $100.00 | 12/13/2012 5:22:46 PM |
| brainy-return234 | $31.00 | 12/13/2012 6:59:49 PM |
| aggresive-compassion612 | $25.00 | 12/13/2012 5:57:34 PM |
| Kaj | $25.00 | 12/13/2012 6:05:01 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:52 PM |
| deal-selector5 | $25.00 | 12/13/2012 6:22:27 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:49 AM |
| diversification-collider5 | $25.00 | 12/14/2012 9:42:19 AM |
| loan-fate | $50.00 | 12/14/2012 9:12:15 AM |
| progress-credit | $25.00 | 12/14/2012 5:59:32 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:42 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:44 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:45 AM |
| justreturns | $25.00 | 12/15/2012 12:09:39 PM |
| jetavana | $25.00 | 12/15/2012 1:54:22 PM |
| fund-medalist171 | $36.00 | 12/16/2012 1:55:38 PM |
| LittleMingo | $25.00 | 12/16/2012 1:56:11 PM |
| Roundhouse | $100.00 | 12/15/2012 4:52:39 PM |
| Earnest_Money | $25.00 | 12/16/2012 2:26:05 PM |
| mcs99 | $100.00 | 12/16/2012 8:44:56 PM |
| tmdmf | $25.00 | 12/16/2012 6:46:55 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:26 PM |
| saver266 | $44.89 | 12/16/2012 4:37:49 PM |
| tommymtg7 | $25.00 | 12/17/2012 10:31:01 AM |
| heroic-compassion6 | $100.03 | 12/17/2012 9:01:51 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:58 PM |
| caring-contract6 | $25.00 | 12/16/2012 11:40:52 PM |
| market-pudding | $25.00 | 12/17/2012 2:31:15 PM |
| dukeiyer | $25.00 | 12/17/2012 11:21:01 AM |
| shadoman1 | $25.00 | 12/17/2012 12:56:16 PM |
| mindful-deal289 | $25.00 | 12/18/2012 6:13:21 AM |
| cardminger | $25.00 | 12/18/2012 9:16:57 AM |
| Nojukbong | $42.85 | 12/18/2012 3:05:03 AM |
| Tscheddar | $25.00 | 12/18/2012 5:34:25 AM |
| nalaari | $34.02 | 12/18/2012 6:55:44 AM |
| moola-monger9 | $75.00 | 12/18/2012 12:24:14 PM |
| Leshan | $50.00 | 12/18/2012 3:18:53 PM |
| Frankdnb | $71.94 | 12/18/2012 10:07:37 AM |
| first-integrity-gravity | $50.00 | 12/18/2012 9:01:23 AM |
| zorg77 | $50.00 | 12/18/2012 11:38:13 AM |
| note-goblin0 | $25.00 | 12/18/2012 3:01:21 PM |
| Trondheim_Norway | $77.64 | 12/18/2012 7:08:25 PM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:44 PM |
| GolfPro2006 | $100.00 | 12/18/2012 4:43:26 PM |
| newest-phenomenal-dinero | $75.00 | 12/18/2012 8:15:36 PM |
| majestic-currency3 | $32.35 | 12/18/2012 7:53:50 PM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:32 PM |
| silver-trident5 | $500.00 | 12/19/2012 5:40:40 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:51 AM |
| JeremyLinFan | $50.00 | 12/20/2012 10:02:42 AM |
| MeggieStardust | $25.00 | 12/19/2012 11:21:44 PM |
| helping-out | $25.00 | 12/19/2012 7:30:25 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:34 PM |
| hundorama | $25.00 | 12/21/2012 6:28:02 AM |
| dominickf | $50.00 | 12/21/2012 9:10:30 AM |
| Zorro_970 | $100.00 | 12/21/2012 9:40:06 AM |
| natural-worth9 | $475.00 | 12/21/2012 9:55:08 AM |
| cwjpott | $25.00 | 12/21/2012 5:11:26 AM |
| Peleadona | $25.00 | 12/20/2012 6:48:48 PM |
| value-travels | $25.00 | 12/21/2012 9:28:47 AM |
| tom203 | $25.00 | 12/21/2012 11:25:36 AM |
| natural-affluence6 | $25.00 | 12/13/2012 9:03:55 AM |
| Cookstersalibi | $25.00 | 12/21/2012 11:05:31 AM |
| dannycarter10 | $25.00 | 12/9/2012 12:18:49 PM |
| ferocious-kindness8 | $35.00 | 12/9/2012 12:45:39 PM |
| octoberfresh | $25.00 | 12/9/2012 12:08:17 PM |
| SLN-10 | $50.00 | 12/9/2012 2:11:38 PM |
| formula842 | $25.00 | 12/9/2012 1:16:13 PM |
| gain-equator | $25.00 | 12/9/2012 12:53:06 PM |
| rate-advocator7 | $250.00 | 12/9/2012 1:31:38 PM |
| liberty-tostada7 | $25.00 | 12/9/2012 2:33:05 PM |
| gotjack-IRA | $25.02 | 12/10/2012 2:28:49 AM |
| wildanne | $50.00 | 12/10/2012 9:43:53 AM |
| open-minded-p2p1 | $25.00 | 12/10/2012 9:36:55 AM |
| orange-preeminant-bill | $50.00 | 12/10/2012 9:14:08 AM |
| appetizing-loyalty354 | $25.00 | 12/10/2012 5:01:07 PM |
| lovely-currency3 | $50.00 | 12/10/2012 5:03:10 PM |
| credit-commander1 | $25.00 | 12/11/2012 9:53:01 AM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:14 PM |
| Star_Witness | $25.00 | 12/12/2012 10:09:30 PM |
| aquariano2 | $25.00 | 12/13/2012 8:34:31 AM |
| kenji4861 | $25.00 | 12/13/2012 6:05:07 PM |
| selector568 | $300.00 | 12/13/2012 6:28:49 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:44 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:13 PM |
| asset-professor | $25.00 | 12/13/2012 5:43:19 PM |
| return-point2 | $100.00 | 12/13/2012 5:54:28 PM |
| NickelSteamroller | $25.00 | 12/14/2012 10:41:45 AM |
| Endeavour | $150.00 | 12/14/2012 9:14:14 AM |
| Whipster | $55.00 | 12/14/2012 5:06:56 PM |
| kalamari | $30.00 | 12/14/2012 6:14:45 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:50 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:55 PM |
| pembull | $25.00 | 12/15/2012 2:37:52 PM |
| slowgains | $25.00 | 12/16/2012 9:34:02 AM |
| HeroSupport | $60.00 | 12/15/2012 1:50:56 PM |
| pops71408 | $29.38 | 12/16/2012 12:35:06 PM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:37 AM |
| supersarah61 | $25.00 | 12/16/2012 1:54:47 PM |
| EFS | $100.00 | 12/16/2012 12:23:08 PM |
| deal-confidant7 | $100.00 | 12/15/2012 9:29:18 PM |
| historic-dough5 | $25.00 | 12/16/2012 12:34:24 PM |
| quick | $50.00 | 12/16/2012 8:25:16 AM |
| Ballybay | $200.00 | 12/16/2012 12:21:58 PM |
| Mucman72 | $25.00 | 12/16/2012 5:43:36 PM |
| toomanyfishtanks | $50.00 | 12/17/2012 4:00:34 PM |
| katnmouse | $35.00 | 12/17/2012 4:06:10 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:30:27 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:26 PM |
| ideal-peace5 | $79.00 | 12/17/2012 5:05:02 PM |
| intrepid-compassion29 | $25.00 | 12/18/2012 6:38:42 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:13:12 AM |
| rbgnr111 | $25.00 | 12/17/2012 7:23:29 PM |
| deal-banker | $50.00 | 12/18/2012 8:56:17 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 7:53:58 PM |
| bold-worth-wrangler | $25.00 | 12/18/2012 10:46:09 AM |
| Ocean713 | $75.00 | 12/18/2012 3:47:49 PM |
| theaterguy | $30.00 | 12/18/2012 4:14:18 PM |
| zorg77 | $100.00 | 12/18/2012 11:38:03 AM |
| safe-affluence91 | $30.00 | 12/18/2012 3:00:58 PM |
| 907 | $25.00 | 12/18/2012 7:49:31 PM |
| ResQDoc | $25.00 | 12/19/2012 4:28:41 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:33 AM |
| farm592 | $25.00 | 12/19/2012 5:40:39 PM |
| Quiza12 | $100.00 | 12/19/2012 11:24:22 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:20 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:47 PM |
| Neighbor-Bob | $50.00 | 12/20/2012 1:59:01 AM |
| VBPlayer | $35.00 | 12/20/2012 4:15:43 PM |
| branaa99 | $25.00 | 12/20/2012 6:09:32 AM |
| Odyssey77 | $25.00 | 12/20/2012 5:57:59 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:29:27 PM |
| kulender | $50.00 | 12/20/2012 5:11:27 PM |
| revolutionary769 | $100.00 | 12/21/2012 5:30:27 AM |
| transaction-competitor0 | $25.00 | 12/20/2012 3:16:28 PM |
| vontuse | $25.00 | 12/20/2012 6:01:23 PM |
| tmdmf | $25.00 | 12/21/2012 8:11:16 AM |
| generous-cash1 | $250.00 | 12/21/2012 8:11:58 AM |
| saxaphone6 | $25.00 | 12/20/2012 9:22:28 PM |
| mercuriant | $25.00 | 12/21/2012 9:28:52 AM |
| pfh | $25.00 | 12/21/2012 5:49:40 AM |
| E-2 | $31.00 | 12/21/2012 9:34:04 AM |
| desertoasis | $25.00 | 12/21/2012 8:42:28 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:19 AM |
| skillful-justice879 | $4.00 | 12/21/2012 11:32:33 AM |
| KramericaIndustries | $25.88 | 12/21/2012 11:19:23 AM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
684427
This series of Notes was issued and sold upon the funding of the borrower loan #79681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,346.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $172.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,338 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| secret-agent765 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay credit cards
This loan will be used to...
My financial situation: regions bank
I am a good candidate for this loan because...
Monthly net income: $1000
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $50.00 | 12/8/2012 12:31:53 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:01 PM |
| Edakers | $25.00 | 12/11/2012 1:50:08 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:01 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:23:51 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:48 PM |
| cr8on | $30.00 | 12/12/2012 9:46:56 AM |
| affluence-microscope2 | $200.00 | 12/12/2012 9:44:10 AM |
| trumpeter391 | $25.00 | 12/12/2012 12:20:05 PM |
| aggresive-compassion612 | $25.00 | 12/13/2012 9:46:07 AM |
| MyCoolScreenName | $25.00 | 12/13/2012 9:44:37 AM |
| gold-sushi | $25.00 | 12/14/2012 10:15:51 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:35 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:19 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:37 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:24 AM |
| dukeiyer | $25.00 | 12/17/2012 11:24:10 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:22 PM |
| kingryan | $250.00 | 12/18/2012 5:36:08 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:01 PM |
| tooflets | $25.00 | 12/21/2012 1:21:25 PM |
| kegs | $150.00 | 12/21/2012 2:48:52 PM |
| unclejaef | $25.00 | 12/21/2012 2:45:25 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:28 PM |
| nex | $25.00 | 12/21/2012 6:26:32 PM |
| HelpWhenNeeded | $25.00 | 12/21/2012 10:13:58 PM |
| helping-out | $30.00 | 12/22/2012 5:46:26 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:47:44 AM |
| economy-coup | $100.00 | 12/22/2012 12:32:50 AM |
| zipemdown | $25.00 | 12/8/2012 12:23:10 PM |
| valiant-return584 | $50.00 | 12/8/2012 1:23:06 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:12 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:29 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:34 AM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:49 PM |
| Kaj | $25.00 | 12/12/2012 10:13:55 AM |
| power-spartan5 | $25.00 | 12/12/2012 6:05:13 PM |
| important-camaraderi584 | $25.00 | 12/14/2012 9:58:54 AM |
| deal-vibrato | $25.00 | 12/14/2012 5:09:51 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:24 PM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:58 AM |
| pierrelasvegas | $25.00 | 12/15/2012 11:13:22 AM |
| monster4 | $50.00 | 12/15/2012 1:06:32 PM |
| MrOglesby | $25.00 | 12/15/2012 1:17:43 PM |
| Miami | $25.00 | 12/17/2012 9:09:55 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:14 AM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:14 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:36 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:25 PM |
| tom203 | $25.00 | 12/21/2012 11:25:33 AM |
| ethical-truth211 | $100.00 | 12/21/2012 4:32:47 PM |
| wwwUniversal | $25.00 | 12/21/2012 5:10:12 PM |
| new-start18100 | $25.00 | 12/21/2012 5:25:12 PM |
| credit-flower | $25.00 | 12/22/2012 9:49:00 AM |
| Bob450 | $25.00 | 12/21/2012 8:24:48 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
684503
This series of Notes was issued and sold upon the funding of the borrower loan #79459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $379.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Tradesman - Carpent... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,226 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benjamins-goblin |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2009)
740-759
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be for debit consolidation
My financial situation:
I am a good candidate for this loan because I am responsible and pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.28 | 12/10/2012 5:05:09 PM |
| secureincome | $555.00 | 12/10/2012 5:23:56 PM |
| aztec | $50.00 | 12/10/2012 5:27:32 PM |
| slimof37 | $25.00 | 12/10/2012 5:46:47 PM |
| daw1878 | $25.00 | 12/10/2012 5:48:09 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:55 PM |
| investmentgroup | $50.00 | 12/10/2012 6:46:00 PM |
| cashhelp | $30.00 | 12/10/2012 6:59:47 PM |
| moola-accelerator6 | $40.00 | 12/10/2012 8:26:33 PM |
| well-rounded-diversification | $25.00 | 12/11/2012 9:32:06 AM |
| arenangelchild | $100.00 | 12/11/2012 5:33:10 AM |
| thankful-nickel2 | $55.55 | 12/11/2012 10:09:02 AM |
| thehousewife | $25.00 | 12/11/2012 10:32:28 AM |
| best-tenacious-revenue | $25.00 | 12/11/2012 2:03:01 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:04 PM |
| wetlands | $200.00 | 12/11/2012 5:43:55 PM |
| frankdelraza | $25.00 | 12/11/2012 10:20:05 PM |
| windguy | $50.00 | 12/11/2012 5:55:15 PM |
| justreturns | $25.00 | 12/12/2012 9:15:49 AM |
| cluster534 | $25.00 | 12/12/2012 11:02:02 AM |
| djh47a | $25.00 | 12/12/2012 1:23:28 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:24:06 PM |
| SBT | $25.00 | 12/13/2012 10:04:17 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:56 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:15 PM |
| janeybooboo | $25.25 | 12/13/2012 6:28:17 PM |
| the-kindness-honker | $25.00 | 12/13/2012 8:05:36 PM |
| LaGrangeLender | $60.00 | 12/14/2012 10:10:56 AM |
| momoney2lend | $25.00 | 12/15/2012 11:30:31 AM |
| cmg891 | $25.00 | 12/15/2012 11:58:26 AM |
| ore-master | $25.00 | 12/15/2012 7:18:12 PM |
| locomotive7 | $25.00 | 12/15/2012 2:10:04 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:57 PM |
| buckeyebucks | $50.00 | 12/15/2012 2:59:14 PM |
| platinum-czar | $25.00 | 12/15/2012 3:28:56 PM |
| UHcougars | $25.00 | 12/15/2012 7:20:20 PM |
| listing-reformation8 | $25.00 | 12/15/2012 2:17:00 PM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:47:23 PM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:29:29 PM |
| agreement-welder | $25.00 | 12/16/2012 8:02:51 PM |
| Brisket_Bob | $25.00 | 12/16/2012 9:52:07 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:38 AM |
| AllanBK | $30.00 | 12/17/2012 6:20:27 AM |
| Mrs-Honeydew | $25.00 | 12/17/2012 7:23:59 AM |
| dreamhope | $25.00 | 12/17/2012 7:47:09 AM |
| skorpious | $25.00 | 12/16/2012 2:39:24 PM |
| Oak-Parker | $25.00 | 12/16/2012 4:24:29 PM |
| AJ6 | $25.00 | 12/16/2012 9:11:22 PM |
| Reefwalker | $50.00 | 12/16/2012 11:53:52 PM |
| tranquil-economy4 | $75.00 | 12/17/2012 12:42:05 AM |
| Digger85 | $100.00 | 12/17/2012 4:42:29 AM |
| drtexican | $50.00 | 12/16/2012 1:17:56 PM |
| ccook1998 | $25.00 | 12/16/2012 1:35:45 PM |
| one2save | $25.00 | 12/16/2012 6:10:35 PM |
| felicity-fertilizer6 | $30.00 | 12/16/2012 8:18:27 PM |
| saffron483 | $25.00 | 12/16/2012 8:58:56 PM |
| designer_10 | $25.00 | 12/16/2012 9:17:32 PM |
| exciting-dollar1 | $25.00 | 12/17/2012 1:59:01 AM |
| ralph44 | $25.00 | 12/17/2012 9:29:31 AM |
| lawdog33 | $25.00 | 12/17/2012 6:12:35 AM |
| saahilld | $25.00 | 12/17/2012 9:35:30 AM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:23:59 AM |
| Index_Plus | $2,500.00 | 12/17/2012 8:28:08 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:37 AM |
| crown-year | $880.08 | 12/17/2012 9:59:29 AM |
| Zolton | $300.00 | 12/10/2012 5:07:29 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:14 PM |
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:14 PM |
| JeremyLinFan | $30.00 | 12/10/2012 6:30:04 PM |
| wise-charming-reward | $400.00 | 12/10/2012 6:30:15 PM |
| entertaining-rate9 | $25.00 | 12/10/2012 6:19:25 PM |
| cerebral-dollar773 | $25.00 | 12/11/2012 6:42:27 AM |
| Nipper99 | $100.00 | 12/10/2012 7:08:24 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:14:05 PM |
| supersam | $50.00 | 12/10/2012 10:19:31 PM |
| jjd2 | $100.00 | 12/11/2012 4:54:03 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:00 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:58 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:25 PM |
| euro-deployment | $25.00 | 12/11/2012 10:32:42 PM |
| basis-spartan922 | $35.00 | 12/11/2012 7:10:00 PM |
| truthseeker11 | $25.00 | 12/12/2012 8:38:59 AM |
| trumpeter391 | $100.00 | 12/12/2012 9:25:05 AM |
| bid-starfish | $25.00 | 12/12/2012 10:08:55 AM |
| unrivaled-deal676 | $50.00 | 12/12/2012 5:32:06 PM |
| loot-prescription3 | $25.00 | 12/12/2012 5:50:57 PM |
| Harry | $75.00 | 12/12/2012 5:59:44 PM |
| payout-motivator0 | $50.00 | 12/12/2012 7:29:54 PM |
| Astyanax | $35.00 | 12/12/2012 7:56:56 PM |
| qsolo | $25.00 | 12/12/2012 6:23:50 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:57 PM |
| deal-vibrato | $25.00 | 12/13/2012 9:27:22 AM |
| simplelender80 | $500.00 | 12/13/2012 9:00:47 AM |
| smart-transparency099 | $25.00 | 12/13/2012 8:03:32 PM |
| Avicell | $25.00 | 12/13/2012 6:21:52 PM |
| sprinter | $50.00 | 12/14/2012 10:07:55 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:16 AM |
| five-star-note | $25.00 | 12/14/2012 11:17:58 AM |
| virtuous-repayment | $25.00 | 12/14/2012 10:05:08 AM |
| RGlad | $65.00 | 12/14/2012 6:58:33 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:30:24 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:23:35 AM |
| bunnybear | $30.00 | 12/14/2012 6:22:04 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:36 AM |
| radforj22 | $75.00 | 12/15/2012 10:08:20 AM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:33:49 PM |
| awe-inspiring-power | $25.00 | 12/15/2012 11:25:38 AM |
| silver-buckeye | $25.00 | 12/15/2012 11:48:54 AM |
| compatible-deal9 | $50.00 | 12/15/2012 1:02:19 PM |
| hitsman | $50.00 | 12/15/2012 2:09:11 PM |
| handy-affluence9 | $100.00 | 12/15/2012 3:09:24 PM |
| repaymeplease | $26.49 | 12/16/2012 5:07:48 AM |
| quick | $50.00 | 12/16/2012 8:23:16 AM |
| powerful-return1 | $27.16 | 12/16/2012 9:55:08 AM |
| chato2345 | $25.00 | 12/16/2012 11:26:36 AM |
| TrustOne | $45.00 | 12/15/2012 6:54:26 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:28 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:14:58 PM |
| kls4560 | $25.00 | 12/16/2012 12:44:32 PM |
| Loan_shark718 | $25.00 | 12/16/2012 8:38:03 AM |
| bountiful-bid6 | $250.00 | 12/16/2012 9:08:22 AM |
| Photoman42 | $25.00 | 12/16/2012 10:26:00 AM |
| point-mastery | $100.00 | 12/15/2012 6:15:05 PM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:30:54 PM |
| ethical-truth211 | $150.00 | 12/16/2012 3:07:06 AM |
| UncleScroogeDMD | $131.18 | 12/16/2012 6:47:06 AM |
| forthright-loot7 | $60.00 | 12/17/2012 4:22:24 AM |
| Steveoo1 | $100.00 | 12/16/2012 9:50:24 AM |
| pleasant-bid | $45.00 | 12/16/2012 10:14:09 AM |
| elasermd | $100.00 | 12/17/2012 9:48:05 AM |
| prainvestment | $25.00 | 12/17/2012 6:24:02 AM |
| genuine-greenback | $100.00 | 12/17/2012 7:54:41 AM |
| a-currency-magnate | $25.00 | 12/16/2012 8:03:05 PM |
| mighty-return326 | $100.00 | 12/17/2012 5:41:41 AM |
| the-credit-proton | $40.00 | 12/17/2012 7:28:30 AM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
684557
This series of Notes was issued and sold upon the funding of the borrower loan #79591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $216.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 800-819 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,994 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-den2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay down some bills
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 12/11/2012 10:26:21 AM |
| green-trade-dolphin2 | $31.02 | 12/11/2012 9:04:34 AM |
| bazaar-tulip | $25.00 | 12/11/2012 9:07:36 AM |
| xrycac | $25.00 | 12/11/2012 10:18:32 AM |
| patriot897 | $25.00 | 12/11/2012 9:37:40 AM |
| special-transparency2 | $25.00 | 12/11/2012 9:42:43 AM |
| nevee | $25.00 | 12/11/2012 10:22:56 AM |
| CreditBuilder2 | $25.01 | 12/11/2012 11:27:59 AM |
| jjd2 | $250.00 | 12/11/2012 4:56:50 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:18:05 PM |
| djh47a | $25.00 | 12/12/2012 1:14:54 PM |
| UncleBuffett | $25.00 | 12/12/2012 6:48:46 PM |
| zippy-revenue8 | $25.00 | 12/13/2012 5:18:26 AM |
| market-maximizer472 | $25.00 | 12/13/2012 8:54:40 AM |
| neighborly-hope6 | $100.00 | 12/13/2012 10:06:22 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:29 PM |
| elasermd | $100.00 | 12/13/2012 6:28:03 PM |
| Sneezie | $89.00 | 12/15/2012 12:30:47 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:41 PM |
| syracuserei | $100.00 | 12/16/2012 9:16:55 AM |
| kegs | $200.00 | 12/17/2012 1:39:59 PM |
| tender-wealth0 | $100.00 | 12/17/2012 7:04:12 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:39 PM |
| american6 | $50.00 | 12/17/2012 5:39:46 PM |
| dharma1 | $25.00 | 12/17/2012 5:50:09 PM |
| sturzstrom | $25.00 | 12/17/2012 9:43:02 PM |
| gold-hero4 | $50.00 | 12/17/2012 5:17:15 PM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:30 PM |
| compoundinterest | $25.00 | 12/17/2012 5:18:51 PM |
| Searlzy | $25.00 | 12/17/2012 6:17:13 PM |
| social-tostada9 | $50.00 | 12/17/2012 6:24:27 PM |
| AFairDeal | $25.00 | 12/17/2012 6:40:28 PM |
| rce1964 | $25.00 | 12/17/2012 6:09:34 PM |
| compwhiz | $25.00 | 12/18/2012 8:50:46 AM |
| pthighs | $102.41 | 12/18/2012 1:11:13 PM |
| Senechal | $25.00 | 12/18/2012 9:09:10 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:23 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:07:24 AM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:28:48 PM |
| walkinsky | $300.00 | 12/18/2012 6:28:00 PM |
| hitsman | $50.00 | 12/18/2012 10:33:29 AM |
| natural-worth9 | $150.00 | 12/18/2012 7:24:52 PM |
| tomdooley12520 | $25.00 | 12/18/2012 1:35:25 PM |
| compatible-deal9 | $50.00 | 12/18/2012 4:58:22 PM |
| availableloan | $25.00 | 12/18/2012 11:22:56 PM |
| SunsetCoastCapital | $25.00 | 12/19/2012 10:02:05 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:39 PM |
| greenback-buckeye | $25.00 | 12/19/2012 8:16:11 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:08 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:32 AM |
| RocketSurgeon | $25.00 | 12/19/2012 5:22:15 PM |
| MathProfessor | $25.00 | 12/19/2012 5:19:29 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:13 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:47 PM |
| point-hunter4 | $40.00 | 12/19/2012 10:50:11 PM |
| glenium | $25.00 | 12/20/2012 2:59:40 AM |
| Zolton | $300.00 | 12/11/2012 9:29:12 AM |
| loot-prescription3 | $25.00 | 12/11/2012 10:33:29 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:58 AM |
| loan-mongoose1 | $25.00 | 12/11/2012 9:38:45 AM |
| corndog4000 | $30.00 | 12/11/2012 10:53:23 AM |
| ready-interest9 | $25.00 | 12/11/2012 11:15:51 AM |
| natural-worth9 | $50.00 | 12/11/2012 11:55:52 AM |
| kalamari | $30.00 | 12/11/2012 1:04:09 PM |
| indomitable-coin | $25.00 | 12/11/2012 5:09:37 PM |
| windguy | $50.00 | 12/11/2012 5:55:34 PM |
| riskreward | $250.00 | 12/11/2012 5:54:21 PM |
| supersarah61 | $25.00 | 12/11/2012 5:50:14 PM |
| blot44 | $25.00 | 12/12/2012 6:59:14 AM |
| syrepsorp | $30.00 | 12/12/2012 9:44:58 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:10 PM |
| simplelender80 | $125.00 | 12/12/2012 6:22:38 PM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:07 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:40 AM |
| Investoman | $25.00 | 12/17/2012 5:02:06 PM |
| sympathetic-funds818 | $50.00 | 12/17/2012 5:04:21 PM |
| dlenz | $25.00 | 12/17/2012 2:09:05 PM |
| adaboy65 | $100.00 | 12/17/2012 5:34:01 PM |
| return-mad-scientist137 | $25.00 | 12/17/2012 5:37:36 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:35 AM |
| Castellan | $50.00 | 12/17/2012 5:03:30 PM |
| ucantbeetit | $25.00 | 12/17/2012 6:54:04 PM |
| Arvicco | $400.00 | 12/17/2012 5:30:53 PM |
| SkyHighTigers | $35.00 | 12/18/2012 9:28:18 AM |
| enriching-trade2 | $30.00 | 12/17/2012 5:56:48 PM |
| fairness-musician3 | $25.00 | 12/17/2012 6:27:21 PM |
| bold-worth-wrangler | $25.00 | 12/18/2012 10:44:36 AM |
| crown-year | $1,500.00 | 12/18/2012 7:21:38 AM |
| octoberfresh | $25.00 | 12/17/2012 6:55:37 PM |
| bill-expert | $27.00 | 12/18/2012 9:01:57 AM |
| cocopuffs | $25.00 | 12/18/2012 1:25:51 AM |
| Tscheddar | $25.00 | 12/18/2012 5:34:25 AM |
| fairness-symphony2 | $35.45 | 12/18/2012 10:36:26 AM |
| organic-truth9 | $49.00 | 12/18/2012 11:46:34 AM |
| Robin_Hood | $25.00 | 12/18/2012 12:53:04 PM |
| Jazzamaru | $100.00 | 12/18/2012 2:27:50 PM |
| best-bonafide-p2p | $25.00 | 12/18/2012 3:02:54 PM |
| first-sharp-payout5 | $100.00 | 12/18/2012 6:34:26 PM |
| mlm_invests | $50.00 | 12/18/2012 8:57:47 PM |
| cropdust3r | $25.00 | 12/18/2012 5:21:19 PM |
| magnetic-duty4 | $25.00 | 12/19/2012 9:30:22 AM |
| ethical-truth211 | $30.00 | 12/19/2012 2:23:40 AM |
| crown-year | $500.00 | 12/19/2012 8:23:38 AM |
| Stavros | $50.00 | 12/19/2012 5:01:22 PM |
| Bank_of_E-Ville | $25.00 | 12/19/2012 1:03:43 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:02 PM |
| ethical-truth211 | $270.00 | 12/20/2012 2:55:59 AM |
| crown-year | $0.11 | 12/20/2012 6:00:36 AM |
| p1k4blu | $25.00 | 12/20/2012 1:50:17 AM |
| favorite-deal6 | $50.00 | 12/20/2012 5:08:12 AM |
| crown-year | $321.00 | 12/20/2012 6:00:18 AM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
684581
This series of Notes was issued and sold upon the funding of the borrower loan #79696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,073 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-trident6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off a higher interest loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3856.67
Monthly expenses: $
Housing: $877.58
Insurance: $237.37
Car expenses: $
Utilities: $
Phone, cable, internet: $133.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $13000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/12/2012 2:23:41 PM |
| credit-missile | $75.00 | 12/22/2012 4:59:35 PM |
| credit-missile | $25.00 | 12/22/2012 4:59:43 PM |
| Nco | $150.00 | 12/12/2012 9:12:12 AM |
| credit-adventurer313 | $25.00 | 12/12/2012 9:12:18 AM |
| ferocious-kindness8 | $35.00 | 12/12/2012 9:21:23 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:13:51 AM |
| natural-worth9 | $100.00 | 12/12/2012 10:25:54 AM |
| LendingPimp | $102.00 | 12/12/2012 10:29:55 AM |
| corndog4000 | $60.00 | 12/12/2012 11:11:31 AM |
| money-genome84 | $250.00 | 12/12/2012 9:38:43 AM |
| Money__Tree | $200.00 | 12/12/2012 10:19:57 AM |
| octoberfresh | $25.00 | 12/12/2012 10:41:07 AM |
| Dubbs360 | $50.00 | 12/12/2012 10:39:22 AM |
| vutah | $45.00 | 12/12/2012 11:29:25 AM |
| blueshound | $25.00 | 12/12/2012 1:39:20 PM |
| finder61 | $25.00 | 12/13/2012 9:41:55 PM |
| belief-integrity | $250.00 | 12/14/2012 7:14:20 PM |
| Interest2thePeople | $100.00 | 12/15/2012 10:49:47 AM |
| return-point2 | $100.00 | 12/16/2012 1:00:25 PM |
| WalnutCreekguy | $50.00 | 12/17/2012 9:37:52 AM |
| axl163 | $25.00 | 12/17/2012 11:01:49 PM |
| LittleMingo | $25.00 | 12/19/2012 5:31:07 AM |
| EFS | $100.00 | 12/18/2012 7:17:02 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:06 AM |
| scarlet-velvet | $50.08 | 12/18/2012 9:12:52 PM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:43:11 PM |
| TumbleWeed88 | $25.00 | 12/19/2012 9:03:58 AM |
| capital-investor8 | $25.00 | 12/19/2012 9:09:02 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:36 PM |
| Bank_of_the_Galaxy | $25.00 | 12/20/2012 7:20:51 PM |
| trumpeter391 | $25.00 | 12/20/2012 7:09:15 PM |
| hundorama | $25.00 | 12/21/2012 6:30:11 AM |
| aquariano2 | $25.00 | 12/21/2012 7:08:33 PM |
| lean-gain5 | $25.00 | 12/22/2012 10:35:21 AM |
| Weaverville | $25.00 | 12/21/2012 6:05:57 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:11:31 PM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:16:14 AM |
| first-graceful-contract | $25.00 | 12/21/2012 10:15:11 PM |
| intrepid-loot | $25.00 | 12/22/2012 11:46:38 AM |
| commerce-venture1 | $25.00 | 12/23/2012 9:48:47 AM |
| ethical-truth211 | $500.00 | 12/22/2012 4:39:45 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:11 PM |
| belief-integrity | $250.00 | 12/22/2012 7:57:00 PM |
| graceful-investment | $106.00 | 12/23/2012 2:11:15 PM |
| gold-sushi | $50.00 | 12/23/2012 12:28:11 PM |
| CA-Lender | $25.00 | 12/23/2012 1:24:38 PM |
| DaveTheWave | $25.00 | 12/23/2012 1:32:56 PM |
| arkleseizure | $25.00 | 12/23/2012 2:16:01 PM |
| tech310 | $50.00 | 12/23/2012 1:11:51 PM |
| graceful-IRAinvestment | $106.00 | 12/23/2012 2:12:47 PM |
| graceful-D4Sinvestment | $58.14 | 12/23/2012 2:14:47 PM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:37 AM |
| kind-lovely-marketplace | $50.00 | 12/12/2012 9:55:06 AM |
| zipemdown | $25.00 | 12/12/2012 10:02:14 AM |
| vivid-p2ploan1 | $25.00 | 12/12/2012 10:48:20 AM |
| bazaar-tulip | $25.00 | 12/12/2012 9:35:22 AM |
| orange-preeminant-bill | $50.00 | 12/12/2012 10:22:35 AM |
| cr8on | $30.00 | 12/13/2012 9:12:51 AM |
| marketplace-singularity3 | $25.00 | 12/13/2012 4:36:25 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:00:32 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:27 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:39 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:09 PM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:08:23 PM |
| thrilling-fund427 | $50.00 | 12/18/2012 5:15:33 PM |
| radiant-dollar9 | $200.00 | 12/18/2012 5:37:39 PM |
| ell25 | $25.00 | 12/18/2012 5:32:05 PM |
| aggresive-compassion612 | $25.00 | 12/19/2012 9:01:54 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:47 PM |
| power-spartan5 | $25.00 | 12/18/2012 6:32:28 PM |
| MyPFBlog | $25.00 | 12/19/2012 9:04:54 AM |
| Kaj | $25.00 | 12/19/2012 10:11:05 AM |
| loan-fate | $50.00 | 12/20/2012 10:09:34 AM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:29:47 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:51 PM |
| Mucman72 | $25.00 | 12/21/2012 8:27:29 AM |
| hitsman | $50.00 | 12/21/2012 9:02:33 AM |
| iamabby | $50.00 | 12/21/2012 9:18:38 AM |
| supersarah61 | $25.00 | 12/21/2012 5:34:16 PM |
| natural-worth9 | $200.00 | 12/21/2012 3:22:04 PM |
| wale-ld | $32.60 | 12/21/2012 4:41:15 PM |
| ezrloan | $30.00 | 12/21/2012 4:35:29 PM |
| SunnyMoney | $25.00 | 12/22/2012 7:48:59 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:20 PM |
| cah1942 | $50.00 | 12/22/2012 11:11:21 AM |
| helping-out | $40.00 | 12/22/2012 5:57:06 AM |
| nex | $25.00 | 12/21/2012 6:27:00 PM |
| BankofRon | $25.00 | 12/22/2012 1:11:03 PM |
| Blackberry_Hill_AFH | $48.20 | 12/21/2012 8:10:31 PM |
| intrepid-compassion29 | $25.00 | 12/21/2012 8:24:37 PM |
| ElPadrino0 | $25.00 | 12/21/2012 9:34:37 PM |
| Lily_of_the_Valley | $537.05 | 12/22/2012 11:17:28 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:02:05 AM |
| revolutionary769 | $50.00 | 12/22/2012 2:53:51 PM |
| first-economy-spectacle | $25.00 | 12/22/2012 10:36:33 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:02 PM |
| Kyileo | $25.00 | 12/22/2012 4:07:41 PM |
| ADIDASNO | $25.00 | 12/23/2012 1:16:16 PM |
| commerce-yeller | $55.00 | 12/22/2012 5:42:44 PM |
| OTM84 | $200.00 | 12/23/2012 2:03:50 PM |
| tommymtg7 | $25.00 | 12/23/2012 2:09:12 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:26 PM |
| belief-integrity | $250.00 | 12/22/2012 7:57:20 PM |
| authentic-finance194 | $250.00 | 12/23/2012 4:32:41 AM |
| ethical-truth211 | $259.93 | 12/23/2012 4:55:27 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
684593
This series of Notes was issued and sold upon the funding of the borrower loan #79615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $146.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,130 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| labyrinth414 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 12/11/2012 9:11:24 AM |
| WalnutCreekguy | $50.00 | 12/11/2012 9:22:38 AM |
| kila-designer | $94.00 | 12/11/2012 10:32:25 AM |
| corndog4000 | $60.00 | 12/11/2012 10:36:15 AM |
| favorite-commerce | $30.00 | 12/11/2012 11:40:58 AM |
| truth-companion | $25.00 | 12/11/2012 10:49:00 AM |
| octoberfresh | $25.00 | 12/11/2012 10:52:12 AM |
| natural-worth9 | $25.00 | 12/11/2012 12:02:59 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:04 PM |
| nevee | $25.00 | 12/11/2012 5:19:48 PM |
| return-point2 | $100.00 | 12/12/2012 9:21:58 AM |
| Whipster | $60.00 | 12/14/2012 9:11:55 AM |
| kenji4861 | $25.00 | 12/15/2012 1:09:11 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:42 PM |
| Roundhouse | $50.00 | 12/15/2012 5:00:44 PM |
| integrity-doctor | $100.00 | 12/17/2012 4:23:03 PM |
| mindful-deal289 | $25.00 | 12/18/2012 6:14:18 AM |
| HeroSupport | $55.00 | 12/18/2012 9:03:57 AM |
| aggresive-compassion612 | $25.00 | 12/18/2012 9:27:35 AM |
| jtwildcat713 | $25.00 | 12/18/2012 7:14:18 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:08:52 PM |
| Bank_of_the_Galaxy | $25.00 | 12/18/2012 7:33:38 AM |
| tommymtg7 | $25.00 | 12/18/2012 10:13:00 AM |
| gjm6d | $25.00 | 12/18/2012 10:10:26 AM |
| moola-monger9 | $50.00 | 12/18/2012 12:26:03 PM |
| supersarah61 | $25.00 | 12/18/2012 3:57:26 PM |
| ResQDoc | $25.00 | 12/19/2012 4:05:26 AM |
| agalt | $65.00 | 12/18/2012 10:42:13 PM |
| natural-worth9 | $75.00 | 12/19/2012 5:29:25 PM |
| ddog0224 | $38.83 | 12/19/2012 4:12:14 PM |
| Mucman72 | $25.00 | 12/19/2012 5:32:37 PM |
| lovely-order7 | $25.00 | 12/19/2012 7:59:16 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:58 AM |
| hellasow | $25.00 | 12/20/2012 10:33:28 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:41 PM |
| orange-preeminant-bill | $25.00 | 12/11/2012 9:24:19 AM |
| vivid-p2ploan1 | $25.00 | 12/11/2012 9:47:50 AM |
| engaging-worth | $25.00 | 12/11/2012 9:49:04 AM |
| valiant-return584 | $50.00 | 12/11/2012 9:56:36 AM |
| selector568 | $300.00 | 12/11/2012 10:00:17 AM |
| zipemdown | $25.00 | 12/11/2012 10:01:17 AM |
| DreisersFinancier | $50.00 | 12/11/2012 9:57:51 AM |
| kalamari | $30.00 | 12/11/2012 1:04:09 PM |
| deal-selector5 | $25.00 | 12/11/2012 10:51:04 AM |
| transparency-position | $112.00 | 12/11/2012 11:43:41 AM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:14 PM |
| obduro_1 | $25.00 | 12/11/2012 11:32:12 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:30 PM |
| vutah | $25.00 | 12/11/2012 5:46:58 PM |
| five-star-note | $25.00 | 12/14/2012 11:21:34 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:00 AM |
| power-spartan5 | $25.00 | 12/17/2012 5:29:21 PM |
| Kaj | $25.00 | 12/17/2012 5:46:04 PM |
| loan-fate | $50.00 | 12/17/2012 5:56:52 PM |
| LuvToLend | $25.00 | 12/17/2012 6:00:53 PM |
| bazaar-tulip | $500.00 | 12/17/2012 7:16:57 PM |
| steven3333 | $25.00 | 12/18/2012 12:28:35 PM |
| tranquil-gain1 | $75.00 | 12/18/2012 9:44:20 AM |
| credit-adventurer313 | $25.00 | 12/18/2012 11:54:28 AM |
| the-hope-workhorse | $25.00 | 12/18/2012 9:04:22 PM |
| best-point-pursuit | $50.00 | 12/19/2012 9:11:18 AM |
| mschoenf | $100.00 | 12/19/2012 9:14:55 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:30 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:21 PM |
| roadredwood | $47.64 | 12/19/2012 8:21:45 PM |
| tolerant-responsibility051 | $1,322.53 | 12/20/2012 5:28:39 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:33:02 PM |
| authentic-finance194 | $150.00 | 12/20/2012 12:55:33 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
684709
This series of Notes was issued and sold upon the funding of the borrower loan #79612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $195.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,463 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nourishing-compassion3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
|
|
Principal balance:
| $5,210.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan:
This loan will be used to help me jump start my jewelry line.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and sometimes extra.
Monthly net income: $2800
Monthly expenses: $
Housing: $0
Insurance: $170
Car expenses: $0
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/10/2012 5:21:17 PM |
| selector568 | $300.00 | 12/10/2012 5:43:44 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:43 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:33:05 PM |
| Tscheddar | $25.00 | 12/10/2012 6:38:53 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:58 PM |
| persist_in_doing | $25.00 | 12/10/2012 6:16:57 PM |
| LendingPimp_2 | $26.00 | 12/10/2012 6:58:39 PM |
| handy-justice | $25.00 | 12/11/2012 8:57:40 AM |
| five-star-note | $25.00 | 12/11/2012 11:09:09 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:56 AM |
| Edakers | $25.00 | 12/11/2012 1:50:24 PM |
| vigorous-velocity | $300.00 | 12/11/2012 5:30:38 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:06 PM |
| purposeful-durability8 | $100.00 | 12/12/2012 6:28:18 PM |
| money-baron-Roth401k | $25.00 | 12/13/2012 10:00:28 AM |
| kevin314 | $25.00 | 12/13/2012 9:18:40 AM |
| handy-affluence9 | $25.00 | 12/13/2012 12:46:37 PM |
| elog238 | $25.00 | 12/13/2012 7:57:37 PM |
| Isaac007 | $25.00 | 12/14/2012 8:01:03 AM |
| Assets-Up | $25.00 | 12/14/2012 11:31:20 AM |
| payout-thinker7 | $25.00 | 12/14/2012 1:25:26 PM |
| cilution | $50.00 | 12/14/2012 4:50:21 PM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:07 PM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:50:52 AM |
| enthusiastic-balance5 | $91.00 | 12/15/2012 12:44:16 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:00 AM |
| LendVR | $25.00 | 12/15/2012 1:05:54 PM |
| AF-Chief | $25.00 | 12/15/2012 1:27:40 PM |
| ore-master | $25.00 | 12/15/2012 7:16:00 PM |
| dukeiyer | $25.00 | 12/15/2012 2:08:28 PM |
| Rip128 | $75.00 | 12/17/2012 5:10:23 AM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:56 PM |
| successful-agreement7 | $100.00 | 12/17/2012 9:30:41 AM |
| murtaza | $100.00 | 12/17/2012 12:23:17 PM |
| buffalobills | $25.00 | 12/17/2012 4:12:11 PM |
| justsk8tingby | $25.22 | 12/19/2012 9:13:32 AM |
| fairness-atmosphere | $25.00 | 12/19/2012 10:58:33 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:29 AM |
| helping-out | $42.66 | 12/19/2012 5:38:53 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:47 PM |
| broker048 | $25.00 | 12/20/2012 8:21:32 AM |
| revolutionary769 | $50.00 | 12/20/2012 2:07:04 PM |
| tolerant-responsibility051 | $356.50 | 12/20/2012 5:28:28 PM |
| economy-coup | $200.00 | 12/10/2012 8:39:57 PM |
| loan-fate | $50.00 | 12/10/2012 6:08:30 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:35:02 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:37 PM |
| superb-funds335 | $25.00 | 12/10/2012 6:08:23 PM |
| mikeandcat | $87.31 | 12/11/2012 7:20:16 AM |
| guild261 | $25.00 | 12/11/2012 7:31:08 AM |
| LittleMingo | $30.00 | 12/11/2012 7:54:35 AM |
| kenji4861 | $25.00 | 12/11/2012 9:36:10 AM |
| FinDoc | $25.00 | 12/11/2012 12:40:21 PM |
| octoberfresh | $25.00 | 12/11/2012 10:52:08 AM |
| kalamari | $30.00 | 12/11/2012 1:04:07 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:27 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:02 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:12 PM |
| zorg77 | $100.00 | 12/11/2012 5:56:38 PM |
| 108lender | $200.00 | 12/12/2012 9:11:54 AM |
| simplelender80 | $500.00 | 12/12/2012 9:16:27 AM |
| hellasow | $30.00 | 12/12/2012 11:25:18 AM |
| Kaj | $25.00 | 12/12/2012 10:13:56 AM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:44:23 AM |
| sensible-fund | $30.00 | 12/14/2012 5:46:00 AM |
| papaloha | $44.00 | 12/13/2012 7:25:24 PM |
| equitable-capital758 | $369.00 | 12/13/2012 6:32:20 PM |
| Bob450 | $25.00 | 12/14/2012 9:15:56 AM |
| listing-enlightenment1 | $100.00 | 12/14/2012 10:00:44 AM |
| engrossing-responsibility0 | $25.00 | 12/14/2012 9:04:56 AM |
| planetibet | $25.00 | 12/14/2012 9:41:26 AM |
| aggresive-compassion612 | $25.00 | 12/14/2012 5:32:25 PM |
| repayment-liberator7 | $25.00 | 12/15/2012 3:39:18 AM |
| momoney2lend | $25.00 | 12/15/2012 11:38:59 AM |
| silver-buckeye | $25.00 | 12/15/2012 11:49:50 AM |
| reflective-gain | $25.00 | 12/15/2012 11:52:22 AM |
| vtr1000 | $25.09 | 12/15/2012 1:16:17 PM |
| hidavehi | $29.00 | 12/15/2012 1:56:04 PM |
| RufusGreyhound | $25.00 | 12/15/2012 5:59:45 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:29 PM |
| Mucman72 | $25.00 | 12/15/2012 7:00:55 PM |
| found | $143.25 | 12/15/2012 8:09:52 PM |
| ASuperJohn | $150.00 | 12/15/2012 1:49:12 PM |
| ore-leather | $25.00 | 12/17/2012 6:57:31 AM |
| ALFLoan | $25.00 | 12/16/2012 12:35:10 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:28 PM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:02 AM |
| britches318 | $50.00 | 12/18/2012 8:06:40 AM |
| eagle1271 | $25.00 | 12/19/2012 9:10:26 AM |
| Lubava | $25.00 | 12/18/2012 7:30:07 PM |
| generous-peace4 | $35.97 | 12/19/2012 4:31:50 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:18 PM |
| BigHorizon | $100.00 | 12/19/2012 6:05:43 PM |
| Goat-herder | $25.00 | 12/20/2012 5:05:36 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
684725
This series of Notes was issued and sold upon the funding of the borrower loan #79419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,193.34 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $317.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,712 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-friend9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
|
|
Principal balance:
| $10,806.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $39.26 | 12/11/2012 9:02:48 AM |
| phenomenal-gain5 | $30.00 | 12/11/2012 9:06:50 AM |
| bazaar-tulip | $25.00 | 12/11/2012 9:07:37 AM |
| loan-mongoose1 | $25.00 | 12/11/2012 9:38:45 AM |
| Zolton | $300.00 | 12/11/2012 9:29:12 AM |
| CreditBuilder2 | $25.01 | 12/11/2012 11:09:00 AM |
| windguy | $50.00 | 12/11/2012 5:55:26 PM |
| vtrentster | $25.00 | 12/11/2012 6:56:15 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:59 PM |
| CougarRoar | $25.00 | 12/12/2012 5:22:02 PM |
| Astyanax | $25.00 | 12/13/2012 7:52:25 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:56 PM |
| Avicell | $25.00 | 12/13/2012 6:21:53 PM |
| simplelender80 | $500.00 | 12/13/2012 5:31:21 PM |
| money-atizer | $25.00 | 12/14/2012 9:27:29 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:25:33 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:44 PM |
| blueshound | $25.00 | 12/17/2012 7:38:21 AM |
| purposeful-durability8 | $100.00 | 12/17/2012 5:27:27 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:21 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:23:58 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:52 AM |
| valiant-money | $40.00 | 12/19/2012 9:04:21 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:45 PM |
| gjm6d | $25.00 | 12/19/2012 6:19:47 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:33 AM |
| IP | $25.00 | 12/19/2012 6:14:44 PM |
| mwsailing | $100.00 | 12/19/2012 11:19:01 PM |
| suprfanjan525 | $50.00 | 12/20/2012 7:36:27 PM |
| Munnie | $25.00 | 12/21/2012 6:12:56 AM |
| Mj-orange | $35.00 | 12/21/2012 2:02:16 PM |
| iamabby | $100.00 | 12/21/2012 9:29:27 AM |
| funds-harbor6 | $50.00 | 12/21/2012 1:03:33 PM |
| CarnageAsada | $50.00 | 12/21/2012 10:07:41 AM |
| compatible-deal9 | $25.00 | 12/21/2012 7:07:46 PM |
| bold-important-dollar | $50.00 | 12/22/2012 5:25:15 AM |
| momoney2lend | $125.00 | 12/22/2012 7:20:32 AM |
| reflective-gain | $25.00 | 12/22/2012 7:30:10 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:48 PM |
| invincible-agreement8 | $100.00 | 12/21/2012 9:59:10 PM |
| payout-thinker7 | $25.00 | 12/22/2012 6:55:11 AM |
| nodebtin3 | $100.00 | 12/22/2012 7:09:32 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 4:56:34 PM |
| commerce-yeller | $55.00 | 12/22/2012 5:33:56 PM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:41:13 PM |
| ethical-truth211 | $150.00 | 12/23/2012 2:13:14 AM |
| debt-legend | $25.00 | 12/22/2012 1:18:29 PM |
| dhkny5 | $35.00 | 12/23/2012 1:28:28 PM |
| peace-adventurer3 | $25.00 | 12/22/2012 2:25:29 PM |
| BlessedEveryDay | $25.00 | 12/22/2012 4:19:21 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:09 AM |
| moola-accelerator6 | $25.00 | 12/24/2012 9:35:47 AM |
| california111 | $25.00 | 12/23/2012 4:42:24 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:22:54 AM |
| jpblan11 | $25.00 | 12/24/2012 7:34:09 AM |
| carlover | $25.00 | 12/24/2012 10:22:59 AM |
| Investoman | $25.00 | 12/24/2012 9:49:31 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:52 AM |
| Castellan | $50.00 | 12/24/2012 11:00:46 AM |
| Cheburashka | $30.00 | 12/24/2012 11:01:34 AM |
| mvalley | $25.00 | 12/24/2012 11:17:39 AM |
| ready-bid9 | $50.00 | 12/24/2012 10:40:11 AM |
| Tylerh | $159.45 | 12/24/2012 11:22:42 AM |
| elegant-income3 | $50.00 | 12/24/2012 10:28:41 AM |
| reinforced-reward | $25.00 | 12/24/2012 10:59:59 AM |
| riproaringrapids | $50.00 | 12/24/2012 11:09:54 AM |
| TennSquire | $25.00 | 12/24/2012 11:11:59 AM |
| Jalebi | $25.00 | 12/24/2012 11:15:25 AM |
| awe-inspiring-commitment972 | $50.00 | 12/24/2012 10:48:07 AM |
| 6moonbeams | $27.00 | 12/24/2012 10:51:14 AM |
| wise-loan-poplar | $25.00 | 12/24/2012 10:54:33 AM |
| adaboy65 | $100.00 | 12/24/2012 11:07:28 AM |
| cablenews | $100.00 | 12/24/2012 11:08:46 AM |
| pdxKurt | $50.00 | 12/24/2012 11:19:13 AM |
| ivy-league-MBA | $25.00 | 12/24/2012 11:21:34 AM |
| entertaining-rate9 | $25.00 | 12/11/2012 9:12:51 AM |
| LoanerPrincipal | $25.00 | 12/11/2012 9:26:26 AM |
| mymoneyblog | $25.00 | 12/11/2012 10:22:08 AM |
| belief-integrity | $750.00 | 12/11/2012 10:19:14 AM |
| belief-integrity | $750.00 | 12/11/2012 2:18:55 PM |
| jjd2 | $100.00 | 12/11/2012 4:53:15 PM |
| gravbox | $25.00 | 12/11/2012 10:51:33 AM |
| wetlands | $200.00 | 12/11/2012 5:43:56 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:20:40 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:53 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:59 PM |
| deal-vibrato | $25.00 | 12/13/2012 9:27:23 AM |
| loot-prescription3 | $25.00 | 12/13/2012 9:38:53 AM |
| sprinter | $50.00 | 12/14/2012 10:07:56 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:00 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:16 AM |
| cilution | $50.00 | 12/14/2012 4:50:22 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:37 AM |
| patriot897 | $25.00 | 12/15/2012 1:19:38 PM |
| 108lender | $95.00 | 12/15/2012 1:50:24 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:04 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:41 AM |
| balance316 | $26.00 | 12/17/2012 10:59:16 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:38 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:18 PM |
| elasermd | $100.00 | 12/17/2012 5:57:27 PM |
| franzzua | $25.00 | 12/18/2012 5:20:21 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:40 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:32 AM |
| kingryan | $243.00 | 12/19/2012 9:51:17 AM |
| djmikmik | $200.00 | 12/18/2012 8:13:16 PM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:20 AM |
| djs81 | $75.00 | 12/19/2012 10:14:53 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:28 PM |
| credit-maple | $25.00 | 12/19/2012 6:06:55 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:14 PM |
| hitsman | $50.00 | 12/20/2012 5:34:49 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:37 PM |
| revolutionary769 | $1,000.00 | 12/20/2012 5:28:20 PM |
| euro-grove4 | $25.00 | 12/21/2012 9:39:09 AM |
| payout-detective7 | $32.50 | 12/21/2012 7:13:30 AM |
| KeyS80 | $100.00 | 12/21/2012 12:06:55 PM |
| handy-point5 | $25.00 | 12/20/2012 11:04:46 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:23 AM |
| ccook1998 | $25.00 | 12/21/2012 9:54:59 AM |
| steady-silver6 | $45.00 | 12/21/2012 4:34:32 PM |
| 1SteelerFan | $30.00 | 12/21/2012 1:18:40 PM |
| cash-spinner | $25.00 | 12/22/2012 5:19:28 AM |
| roblender | $50.00 | 12/22/2012 12:35:55 PM |
| silver-buckeye | $25.00 | 12/22/2012 7:28:13 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:04 AM |
| helping-out | $25.00 | 12/22/2012 5:44:13 AM |
| The_Third_Hand | $25.00 | 12/22/2012 6:44:53 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:18 AM |
| newest-peso-excellence | $200.00 | 12/22/2012 9:08:12 AM |
| LilyAcreInvestmentsLLC | $193.35 | 12/22/2012 10:31:35 AM |
| the-silver-blaster | $75.00 | 12/23/2012 1:17:30 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:26 PM |
| jguerrajr | $33.50 | 12/23/2012 1:26:17 PM |
| cerebral-dollar773 | $25.00 | 12/22/2012 6:07:08 PM |
| 420limo | $27.00 | 12/23/2012 1:22:14 AM |
| loan-oasis4 | $25.00 | 12/23/2012 8:07:53 AM |
| tom203 | $25.00 | 12/23/2012 12:41:46 PM |
| loan-oasis4 | $42.08 | 12/23/2012 8:08:32 AM |
| dedicated-diversification5 | $125.00 | 12/23/2012 1:14:32 PM |
| hope-pudding0 | $37.14 | 12/23/2012 12:57:16 PM |
| astute-benjamins | $25.00 | 12/24/2012 8:16:19 AM |
| DadWarbucks | $25.00 | 12/23/2012 2:03:07 PM |
| american6 | $50.00 | 12/24/2012 9:46:50 AM |
| CornerKetch | $25.05 | 12/24/2012 9:08:35 AM |
| compoundinterest | $25.00 | 12/24/2012 10:19:10 AM |
| octoberfresh | $25.00 | 12/24/2012 10:37:41 AM |
| w3alter | $50.00 | 12/24/2012 9:40:40 AM |
| Clambake | $25.00 | 12/24/2012 10:53:45 AM |
| BenR | $62.00 | 12/24/2012 9:54:41 AM |
| heyokafinancial | $25.00 | 12/24/2012 9:57:00 AM |
| power-trophy7 | $25.00 | 12/24/2012 11:03:24 AM |
| kls4560 | $25.00 | 12/24/2012 11:05:25 AM |
| Cash-Flow | $1,500.00 | 12/24/2012 11:10:01 AM |
| OLYVRC | $50.00 | 12/24/2012 10:39:32 AM |
| gold-fluffy-bunny4 | $36.62 | 12/24/2012 11:17:25 AM |
| managedfund | $851.00 | 12/24/2012 10:26:16 AM |
| enchanted-note14 | $25.00 | 12/24/2012 10:59:05 AM |
| intuitive-benefit3 | $100.00 | 12/24/2012 11:02:18 AM |
| johannesfactotum | $25.00 | 12/24/2012 11:02:33 AM |
| AFairDeal | $25.00 | 12/24/2012 10:42:28 AM |
| urbane-deal152 | $50.00 | 12/24/2012 11:12:03 AM |
| proper-exchange8 | $38.00 | 12/24/2012 11:14:46 AM |
| auction-mastery | $25.38 | 12/24/2012 11:17:28 AM |
| gold-commander0 | $25.00 | 12/24/2012 11:01:27 AM |
| influential-benjamins0 | $100.00 | 12/24/2012 11:03:09 AM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
684809
This series of Notes was issued and sold upon the funding of the borrower loan #79378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
12 | Length of status: | 1y 8m |
|
Amount delinquent:
| $105 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,203 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tomt64 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Computer Repair Business
Purpose of loan:
This loan will be used to invest in my computer repair business to buy needed tools, equipment, and inventory.
My financial situation:
I am a good candidate for this loan because my business is turning a profit after two years, but has not received enough profit over the past year to help fund new tools and equipment, much less a salary. I am willing to invest my own money into this through a loan at a high rate to help push the business forward. I also have a day job that pays well enough for me to repay the loan in full if the business does not turn enough of a profit on its own to cover this.
My financial details are as follows:
Monthly personal after-tax income: $3300-4125, depending on number of Fridays in the month.
Monthly business income (after fees and taxes): $200
Monthly expenses (includes all bills, credit cards, student loans, etc): $2,700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 12/12/2012 9:11:51 AM |
| ultimate-peace | $350.00 | 12/12/2012 11:02:54 AM |
| let_me_retire | $80.00 | 12/12/2012 11:54:53 AM |
| heavenly-interest9 | $1,000.00 | 12/12/2012 10:28:47 AM |
| worthy-bid8 | $100.00 | 12/12/2012 9:48:22 AM |
| djh47a | $50.00 | 12/12/2012 12:59:25 PM |
| blueshound | $25.00 | 12/12/2012 1:37:57 PM |
| Budro | $25.00 | 12/12/2012 11:10:57 AM |
| berniemadeoff | $55.00 | 12/12/2012 11:43:47 AM |
| Ocean713 | $75.00 | 12/12/2012 12:01:14 PM |
| exponential-fairness2 | $25.00 | 12/12/2012 8:11:43 PM |
| Steelermoney | $25.00 | 12/13/2012 11:12:00 AM |
| Valley-of-the-Dollar | $25.00 | 12/13/2012 3:28:11 PM |
| Loanstou | $79.24 | 12/13/2012 5:59:47 PM |
| diplomatic-wealth7 | $25.00 | 12/13/2012 6:25:44 PM |
| graceful-investment | $106.00 | 12/13/2012 7:55:08 PM |
| integrity-statue | $25.00 | 12/14/2012 1:19:53 PM |
| ChoiceInvestments | $25.00 | 12/14/2012 10:53:18 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:36 PM |
| belief-integrity | $250.00 | 12/14/2012 7:53:48 PM |
| FunkyBro | $26.51 | 12/15/2012 2:32:38 AM |
| prudent-bid3 | $25.00 | 12/14/2012 8:01:24 PM |
| lowrater | $50.40 | 12/12/2012 10:57:06 AM |
| Star_Witness | $25.00 | 12/12/2012 10:04:58 PM |
| compatible-deal9 | $25.00 | 12/13/2012 12:45:25 PM |
| forthright-trade | $35.00 | 12/13/2012 2:22:59 PM |
| CashTime | $25.00 | 12/13/2012 6:15:26 PM |
| scoobiedoo | $40.00 | 12/14/2012 8:20:52 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:20 PM |
| bazaar-paladin7 | $27.85 | 12/14/2012 9:04:47 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
684879
This series of Notes was issued and sold upon the funding of the borrower loan #79350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $220.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1966 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,034 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-nucleus819 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
As a result of a recent injury, my medical expenses have increased well above my deductible and need assistance managing payments.
My financial situation:
Stable employment history, income level supports loan request, long credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/10/2012 5:07:29 PM |
| marketplace-singularity3 | $25.00 | 12/10/2012 5:09:40 PM |
| njlw226 | $25.00 | 12/11/2012 9:15:30 AM |
| Westerly | $25.00 | 12/11/2012 10:15:54 AM |
| indomitable-coin | $25.00 | 12/11/2012 5:09:36 PM |
| neighborly-hope6 | $91.00 | 12/11/2012 5:11:57 PM |
| supersarah61 | $25.00 | 12/11/2012 5:50:13 PM |
| Plutis | $25.00 | 12/11/2012 6:10:03 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:18:04 PM |
| Ripsaw4U | $50.00 | 12/13/2012 9:54:14 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:27 PM |
| elasermd | $100.00 | 12/13/2012 6:28:02 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:30 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:39 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:34 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:29 PM |
| reaction5 | $25.00 | 12/20/2012 5:27:15 PM |
| pennybypenny | $25.00 | 12/21/2012 9:06:44 AM |
| euro-grove4 | $25.00 | 12/20/2012 5:47:52 PM |
| truth-poplar | $28.32 | 12/21/2012 10:40:19 AM |
| wealth-scout124 | $50.00 | 12/21/2012 9:06:37 AM |
| P2P4me | $300.00 | 12/21/2012 12:09:20 PM |
| asset-guitar5 | $28.30 | 12/21/2012 12:56:49 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:55 AM |
| freedom-credit | $40.59 | 12/21/2012 2:50:31 PM |
| helping-out | $45.00 | 12/21/2012 3:12:53 PM |
| unbeatable-integrity822 | $30.00 | 12/21/2012 3:27:43 PM |
| cloud8 | $50.00 | 12/21/2012 3:35:30 PM |
| John_Galt | $77.00 | 12/21/2012 3:48:38 PM |
| AmericanCredit | $100.00 | 12/21/2012 10:08:34 AM |
| payment-boots2 | $25.00 | 12/21/2012 5:39:13 PM |
| crown-year | $1,200.00 | 12/21/2012 11:33:19 AM |
| sturzstrom | $25.00 | 12/21/2012 11:53:19 AM |
| moneyinaday | $100.00 | 12/21/2012 11:55:22 AM |
| Arvicco | $400.00 | 12/21/2012 9:54:30 AM |
| geekguy | $25.00 | 12/21/2012 5:58:59 PM |
| KeyS80 | $100.00 | 12/21/2012 12:09:34 PM |
| kwan | $25.00 | 12/21/2012 1:59:11 PM |
| Susie-Q | $50.00 | 12/21/2012 2:55:24 PM |
| kaykarun | $50.00 | 12/21/2012 5:47:46 PM |
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:16 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:15 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:31:41 PM |
| blot44 | $25.00 | 12/11/2012 6:40:47 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:56 AM |
| kalamari | $30.00 | 12/11/2012 1:04:07 PM |
| riskreward | $250.00 | 12/11/2012 5:54:18 PM |
| loot-prescription3 | $25.00 | 12/11/2012 5:36:52 PM |
| compassion-twister2 | $50.00 | 12/11/2012 6:05:30 PM |
| commerce-gargantuan2 | $25.00 | 12/12/2012 6:44:26 PM |
| market-maximizer472 | $25.00 | 12/13/2012 8:54:40 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:44 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:20 PM |
| Sneezie | $32.00 | 12/14/2012 9:27:25 AM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:06 PM |
| kwatson7 | $100.00 | 12/17/2012 11:01:40 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:38 PM |
| djs81 | $75.00 | 12/19/2012 10:14:53 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:06 PM |
| nuclearmoose | $50.00 | 12/20/2012 5:08:34 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:33 PM |
| hitsman | $50.00 | 12/21/2012 9:02:30 AM |
| wise-honorable-rate | $25.00 | 12/21/2012 9:09:46 AM |
| SecondChanceLendingSERV | $25.00 | 12/21/2012 9:30:27 AM |
| GenerousGentleMan | $25.00 | 12/21/2012 9:42:29 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:35 PM |
| worlds-best-auction | $50.00 | 12/20/2012 11:16:53 PM |
| social-tostada9 | $50.00 | 12/20/2012 6:06:51 PM |
| prudent-dough458 | $25.00 | 12/21/2012 9:30:29 AM |
| funds-pie8 | $50.00 | 12/21/2012 9:31:10 AM |
| improvman | $100.00 | 12/21/2012 3:22:13 PM |
| fairness-musician3 | $25.00 | 12/21/2012 9:38:03 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:27 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:13 AM |
| ericsb | $500.00 | 12/21/2012 8:30:18 AM |
| Willylump | $25.00 | 12/21/2012 9:13:32 AM |
| hero007 | $50.00 | 12/21/2012 9:54:50 AM |
| openness-molecule2 | $25.00 | 12/21/2012 9:22:01 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:18 PM |
| axelducheck | $25.00 | 12/21/2012 9:29:20 AM |
| compoundinterest | $25.00 | 12/21/2012 9:35:31 AM |
| shamonn_p2p | $50.00 | 12/21/2012 9:46:23 AM |
| chac | $150.00 | 12/21/2012 11:47:17 AM |
| sci_guy | $25.00 | 12/21/2012 9:56:29 AM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:25 PM |
| obedient-payout0 | $25.00 | 12/21/2012 5:55:40 PM |
| redmumba | $50.00 | 12/21/2012 6:01:11 PM |
| YellowJacket | $25.00 | 12/21/2012 4:09:14 PM |
| smart-kindness8 | $24.71 | 12/21/2012 6:42:43 PM |
| kind-soulful-worth1 | $48.07 | 12/21/2012 6:20:32 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
684915
This series of Notes was issued and sold upon the funding of the borrower loan #79344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $300.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,575 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| battalion984 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off outstanding debt and consolidate payments into just one monthly payment
My financial situation:
I am a good candidate for this loan because I have good credit, I have two stable jobs that I have worked at for over five years at both, respectively. I am trustworthy, and am on top of my debt and never miss payments.
Monthly net income: $3000.
Housing: $800 (split mortgage with wife)
Insurance: $ 62.19
Car expenses: $336.00
Utilities: $ 175
Phone, Internet - $0 (wife pays)
Cable -$75 (but looking to drop and bundle our phone, and internet)
Food, entertainment: $150
Clothing, household expenses: $ 100
Credit cards and other loans: $600
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| coin-planet | $25.00 | 12/20/2012 10:02:10 AM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:18 PM |
| Nco | $150.00 | 12/11/2012 5:32:55 PM |
| wildanne | $50.00 | 12/11/2012 5:12:43 PM |
| ethical-truth211 | $300.00 | 12/11/2012 5:24:43 PM |
| Wrats6 | $25.00 | 12/11/2012 5:06:02 PM |
| Dubbs360 | $50.00 | 12/11/2012 6:01:43 PM |
| money-genome84 | $250.00 | 12/11/2012 6:10:23 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:51 PM |
| Money__Tree | $200.00 | 12/11/2012 5:43:42 PM |
| payment-halo | $70.00 | 12/11/2012 6:32:03 PM |
| restless-dime | $100.00 | 12/12/2012 8:56:15 AM |
| credible-responsibility022 | $25.00 | 12/12/2012 10:07:57 AM |
| heartpounding-note972 | $25.00 | 12/12/2012 12:29:40 PM |
| CA-Lender | $50.00 | 12/12/2012 10:10:38 PM |
| aquariano2 | $25.00 | 12/13/2012 8:29:29 AM |
| special-transparency2 | $30.00 | 12/13/2012 12:57:35 PM |
| simplelender80 | $125.00 | 12/13/2012 11:05:33 AM |
| skillful-asset5 | $30.00 | 12/13/2012 7:06:32 PM |
| adamdroker | $25.00 | 12/13/2012 9:13:32 PM |
| selector568 | $300.00 | 12/13/2012 6:28:49 PM |
| __A1B2 | $27.00 | 12/14/2012 8:31:45 AM |
| reaction18 | $50.00 | 12/13/2012 7:06:03 PM |
| kenji4861 | $25.00 | 12/14/2012 10:19:43 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:02 AM |
| penny-socrates5 | $200.00 | 12/15/2012 1:36:23 PM |
| historic-dough5 | $25.00 | 12/16/2012 12:30:39 PM |
| Roundhouse | $125.00 | 12/15/2012 4:53:12 PM |
| bowler252 | $25.00 | 12/16/2012 4:45:02 PM |
| market-pudding | $25.00 | 12/17/2012 2:33:42 PM |
| dukeiyer | $25.00 | 12/17/2012 11:21:04 AM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:32:47 PM |
| intrepid-compassion29 | $25.00 | 12/18/2012 6:40:21 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:21 AM |
| berniemadeoff | $50.00 | 12/18/2012 4:02:53 PM |
| agalt | $40.00 | 12/18/2012 10:43:12 PM |
| mindful-deal289 | $25.00 | 12/19/2012 6:28:05 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:02 AM |
| COCHINOBOY | $40.00 | 12/19/2012 12:52:55 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:23 PM |
| top-tranquil-justice | $25.00 | 12/20/2012 11:09:40 AM |
| red-active-note | $25.00 | 12/20/2012 3:37:51 PM |
| ElPadrino0 | $25.00 | 12/19/2012 6:48:03 PM |
| ElPadrino0 | $25.00 | 12/19/2012 7:07:52 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:50 PM |
| hundorama | $25.00 | 12/20/2012 1:01:56 PM |
| felicity-czar6 | $50.00 | 12/20/2012 4:46:04 PM |
| revolutionary769 | $150.00 | 12/21/2012 5:27:44 AM |
| value-travels | $25.00 | 12/21/2012 8:58:59 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:21 AM |
| truth-chooser1 | $25.00 | 12/20/2012 5:32:26 PM |
| theaterguy | $30.00 | 12/20/2012 7:12:04 PM |
| accelerator96 | $25.00 | 12/20/2012 7:49:20 PM |
| crdcteng | $50.00 | 12/21/2012 9:16:06 AM |
| helping-out | $174.59 | 12/21/2012 3:11:43 PM |
| natural-worth9 | $125.00 | 12/21/2012 3:03:11 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:38 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:33 PM |
| I_Like_to_Invest | $25.00 | 12/11/2012 5:28:44 PM |
| marketplace-singularity3 | $25.00 | 12/11/2012 5:51:09 PM |
| RGlad | $143.19 | 12/11/2012 5:14:46 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:01:07 PM |
| beachfunder | $200.00 | 12/11/2012 6:43:23 PM |
| open-minded-p2p1 | $25.00 | 12/11/2012 6:50:47 PM |
| Silver_Rupee | $25.00 | 12/11/2012 6:53:37 PM |
| LittleMingo | $30.00 | 12/12/2012 4:23:55 AM |
| dynrep | $70.00 | 12/11/2012 6:32:18 PM |
| grnii78 | $125.00 | 12/11/2012 6:49:04 PM |
| intrepid-loot | $25.00 | 12/12/2012 9:43:42 AM |
| natural-worth9 | $75.00 | 12/12/2012 7:01:23 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:13:50 AM |
| octoberfresh | $25.00 | 12/12/2012 10:41:05 AM |
| finder61 | $25.00 | 12/12/2012 2:41:26 PM |
| finance7777 | $25.00 | 12/12/2012 12:57:42 PM |
| Bad_Debt | $25.00 | 12/12/2012 9:07:06 PM |
| thrilling-fund427 | $50.00 | 12/13/2012 12:11:50 PM |
| EFS | $100.00 | 12/13/2012 11:34:01 AM |
| asset-professor | $25.00 | 12/13/2012 5:43:20 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:14 PM |
| liberty-thinker | $25.00 | 12/13/2012 12:25:00 PM |
| deal-selector5 | $25.00 | 12/13/2012 6:22:28 PM |
| loyalty-czar | $100.00 | 12/14/2012 5:58:31 AM |
| return-point2 | $100.00 | 12/13/2012 5:54:30 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 6:07:23 PM |
| Bob450 | $25.00 | 12/15/2012 9:41:32 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:45 AM |
| Kaj | $25.00 | 12/15/2012 12:12:42 PM |
| smart-transparency099 | $25.00 | 12/15/2012 8:34:44 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:00 PM |
| supersarah61 | $25.00 | 12/16/2012 1:57:15 PM |
| forceful-wealth244 | $25.00 | 12/16/2012 11:46:50 PM |
| wale-ld | $30.21 | 12/17/2012 5:02:32 AM |
| a-restless-dollar | $35.00 | 12/16/2012 10:43:06 PM |
| unconquerable-cash | $35.00 | 12/16/2012 11:44:02 PM |
| tommymtg7 | $25.00 | 12/17/2012 10:31:01 AM |
| VegasJay | $25.00 | 12/17/2012 3:34:32 PM |
| integrity-doctor | $100.00 | 12/17/2012 4:06:55 PM |
| aggresive-compassion612 | $25.00 | 12/18/2012 9:27:36 AM |
| rbgnr111 | $25.00 | 12/17/2012 7:24:30 PM |
| britches318 | $50.00 | 12/18/2012 8:07:06 AM |
| SB94114 | $25.00 | 12/18/2012 9:03:02 AM |
| jybank | $50.00 | 12/18/2012 6:20:09 PM |
| DreDub | $25.00 | 12/19/2012 8:27:52 AM |
| COCHINOBOY | $25.00 | 12/19/2012 12:53:12 PM |
| ResQDoc | $25.00 | 12/19/2012 4:06:34 AM |
| ddog0224 | $100.00 | 12/19/2012 4:08:50 PM |
| Trondheim_Norway | $100.00 | 12/19/2012 11:12:32 AM |
| COCHINOBOY | $25.00 | 12/19/2012 12:42:10 PM |
| green-safe-wampum | $50.00 | 12/19/2012 1:24:03 PM |
| bazaar-tulip | $500.00 | 12/19/2012 6:42:31 PM |
| brightest-bonafide-deal | $25.00 | 12/20/2012 12:47:08 AM |
| trumpeter391 | $25.00 | 12/20/2012 3:36:10 PM |
| hellasow | $25.01 | 12/20/2012 5:24:38 PM |
| the-debt-mate | $25.00 | 12/20/2012 1:34:55 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:45 PM |
| Goat-herder | $25.00 | 12/20/2012 5:17:14 PM |
| authentic-finance194 | $200.00 | 12/20/2012 12:53:44 PM |
| friedokra | $25.00 | 12/20/2012 5:45:51 PM |
| Goat-herder | $25.00 | 12/20/2012 5:17:01 PM |
| ethical-truth211 | $200.00 | 12/21/2012 2:07:08 AM |
| investment-happiness | $100.00 | 12/21/2012 2:45:13 PM |
| ktradtke | $25.00 | 12/21/2012 9:43:41 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:28 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
684945
This series of Notes was issued and sold upon the funding of the borrower loan #79735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,323 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-marketplace-trooper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay down high-rate on credit cards.
This loan will be used to... Help pay down/off higher intrest rates on credit cards.
My financial situation: Getting by.
I am a good candidate for this loan because... I do make my payments, I have a secure job,
I will make all required payments to your company.
Monthly net income: $2,700.00
Monthly expenses: $2,661.00
Housing: $590.00
Insurance: $140
Car expenses: $481.00
Utilities: $1.00
Phone, cable, internet: $200.00
Food, entertainment: $275.00
Clothing, household expenses: $75.00
Credit cards and other loans: $700.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:32:56 AM |
| zipemdown | $25.00 | 12/10/2012 5:06:45 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:19 PM |
| Wrats6 | $25.00 | 12/10/2012 5:07:54 PM |
| money-genome84 | $250.00 | 12/10/2012 5:25:09 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:53 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:40:29 PM |
| joelnet | $25.00 | 12/10/2012 6:58:34 PM |
| Money__Tree | $200.00 | 12/11/2012 9:09:20 AM |
| octoberfresh | $25.00 | 12/11/2012 10:52:09 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:56 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:56 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:52 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:26 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:23:02 AM |
| thrilling-fund427 | $50.00 | 12/12/2012 9:48:59 AM |
| justreturns | $25.00 | 12/12/2012 9:15:50 AM |
| return-point2 | $100.00 | 12/12/2012 9:21:57 AM |
| kila-designer | $124.00 | 12/12/2012 10:28:31 AM |
| aquariano2 | $25.00 | 12/13/2012 8:39:42 AM |
| nevee | $25.00 | 12/13/2012 9:24:42 AM |
| Kaj | $25.00 | 12/13/2012 6:05:03 PM |
| NickelSteamroller | $25.00 | 12/14/2012 10:41:46 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:41:49 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:12 PM |
| robgw | $25.00 | 12/16/2012 11:48:52 AM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:28 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:59 PM |
| kingryan | $250.00 | 12/19/2012 5:34:22 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:39 PM |
| tech310 | $50.00 | 12/21/2012 9:30:05 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:36 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:43 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:17 PM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:49:23 AM |
| impartial-p2p6 | $50.00 | 12/23/2012 11:57:44 AM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:39 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:16 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:42:59 AM |
| five-star-justice | $25.00 | 12/24/2012 7:01:52 AM |
| receptive-affluence035 | $25.00 | 12/24/2012 7:11:03 AM |
| P2P_Investor | $434.00 | 12/24/2012 9:06:34 AM |
| CAGE-Investments | $25.00 | 12/24/2012 9:10:44 AM |
| BankofRon_IRA | $100.00 | 12/24/2012 9:39:15 AM |
| ucantbeetit | $25.00 | 12/24/2012 10:00:04 AM |
| the-silver-blaster | $75.00 | 12/24/2012 10:08:25 AM |
| villagers | $25.00 | 12/24/2012 10:16:56 AM |
| SummitAdvisors | $34.00 | 12/24/2012 10:22:45 AM |
| carlover | $25.00 | 12/24/2012 10:22:59 AM |
| shmb6508 | $50.00 | 12/24/2012 10:31:48 AM |
| svandgts | $25.00 | 12/24/2012 10:34:26 AM |
| wampum-optimization | $25.00 | 12/24/2012 10:36:02 AM |
| MadHun | $200.00 | 12/24/2012 10:37:34 AM |
| social-cocktail1 | $200.00 | 12/24/2012 10:38:41 AM |
| paytonbrigadier | $271.00 | 12/24/2012 10:39:04 AM |
| lean-dedication | $25.00 | 12/24/2012 10:42:38 AM |
| inspired-investment8 | $76.00 | 12/24/2012 10:06:02 AM |
| 6moonbeams | $50.00 | 12/24/2012 10:51:13 AM |
| best-charming-leverage | $50.00 | 12/24/2012 10:52:17 AM |
| bath836 | $25.00 | 12/24/2012 10:57:40 AM |
| heavenly-bazaar3 | $96.00 | 12/24/2012 11:04:05 AM |
| structure9 | $25.00 | 12/24/2012 11:05:34 AM |
| sadls | $25.00 | 12/24/2012 11:10:47 AM |
| mistertao | $25.00 | 12/24/2012 11:16:03 AM |
| dospapalotes | $25.00 | 12/24/2012 11:16:15 AM |
| robust-diversification3 | $50.00 | 12/24/2012 11:18:19 AM |
| enchanted-note | $25.00 | 12/24/2012 11:19:27 AM |
| haplender | $50.00 | 12/24/2012 11:19:45 AM |
| Zane314 | $50.00 | 12/24/2012 11:20:08 AM |
| BofM | $25.00 | 12/24/2012 11:20:37 AM |
| valiant-liberty4 | $25.00 | 12/24/2012 10:18:59 AM |
| 108-IRA | $250.00 | 12/24/2012 11:26:35 AM |
| musegaze | $50.00 | 12/24/2012 10:25:06 AM |
| financial-frenzy | $36.00 | 12/24/2012 10:53:06 AM |
| authentic-liberty7 | $25.00 | 12/24/2012 11:35:06 AM |
| neighborly-velocity4 | $25.00 | 12/24/2012 11:35:22 AM |
| 1randyp | $25.00 | 12/24/2012 10:54:22 AM |
| interstellar | $75.00 | 12/24/2012 11:40:57 AM |
| ASR3 | $50.00 | 12/24/2012 11:42:09 AM |
| HenryS | $25.00 | 12/24/2012 11:43:14 AM |
| Herluftrolle | $25.00 | 12/24/2012 10:59:57 AM |
| pragmatic-auction8 | $25.00 | 12/24/2012 11:45:46 AM |
| payment-silo | $25.00 | 12/24/2012 11:46:55 AM |
| jhjoe | $25.00 | 12/24/2012 11:05:16 AM |
| Reinadog9 | $25.00 | 12/24/2012 10:40:58 AM |
| riproaringrapids | $50.00 | 12/24/2012 11:09:53 AM |
| the-productive-agreement | $25.00 | 12/24/2012 11:10:18 AM |
| JJYossarian | $29.00 | 12/24/2012 11:12:56 AM |
| rogue_monster | $50.00 | 12/24/2012 11:15:49 AM |
| heart514 | $25.00 | 12/24/2012 11:17:10 AM |
| sankyu | $35.00 | 12/24/2012 11:17:46 AM |
| orearella3 | $30.00 | 12/24/2012 10:45:10 AM |
| orangetrust | $100.00 | 12/24/2012 10:46:10 AM |
| Mathon | $25.00 | 12/24/2012 11:19:50 AM |
| reordan | $25.00 | 12/24/2012 11:19:59 AM |
| awe-inspiring-commitment972 | $50.00 | 12/24/2012 10:48:07 AM |
| velocity-solo | $25.00 | 12/24/2012 10:51:28 AM |
| Banker7371 | $25.00 | 12/24/2012 11:25:10 AM |
| invincible-deal82 | $25.00 | 12/24/2012 11:25:41 AM |
| the-dollar-topper | $150.00 | 12/24/2012 10:56:10 AM |
| Beld | $50.00 | 12/24/2012 10:57:07 AM |
| williemc44 | $25.00 | 12/24/2012 11:29:25 AM |
| gold-gazelle | $25.00 | 12/24/2012 11:00:06 AM |
| compassion-expert | $25.00 | 12/24/2012 11:00:38 AM |
| bewitching-dollar5 | $100.00 | 12/24/2012 11:34:18 AM |
| Cheburashka | $30.00 | 12/24/2012 11:01:33 AM |
| magnitude787 | $30.00 | 12/24/2012 11:01:40 AM |
| cash-reaction2 | $25.00 | 12/24/2012 11:41:25 AM |
| sjc224 | $25.00 | 12/24/2012 11:05:08 AM |
| adaboy65 | $100.00 | 12/24/2012 11:07:27 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:44:53 AM |
| sohuge1234 | $25.00 | 12/24/2012 11:08:02 AM |
| 87Marc | $25.00 | 12/24/2012 11:08:21 AM |
| repayment-walnut2 | $25.00 | 12/24/2012 11:08:32 AM |
| cablenews | $100.00 | 12/24/2012 11:08:46 AM |
| restless-currency | $40.00 | 12/24/2012 11:10:27 AM |
| Investor_DP | $100.00 | 12/24/2012 11:49:31 AM |
| suk200 | $25.00 | 12/24/2012 11:15:53 AM |
| ahalls | $25.00 | 12/24/2012 11:21:20 AM |
| loancrusader | $25.00 | 12/24/2012 11:22:34 AM |
| mercuriant | $25.00 | 12/24/2012 11:24:16 AM |
| Lacimae | $99.00 | 12/24/2012 11:28:50 AM |
| Comoparklender | $25.00 | 12/24/2012 11:33:11 AM |
| timbob | $100.00 | 12/24/2012 11:33:47 AM |
| deal-hickory5 | $100.00 | 12/24/2012 11:18:57 AM |
| transparency-position | $85.00 | 12/10/2012 7:09:44 PM |
| liberty-tostada7 | $50.00 | 12/10/2012 7:45:52 PM |
| berniemadeoff | $65.00 | 12/10/2012 6:54:03 PM |
| Dubbs360 | $50.00 | 12/10/2012 6:21:45 PM |
| authentic-finance194 | $150.00 | 12/11/2012 9:47:05 AM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:05 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:22 PM |
| cr8on | $30.00 | 12/12/2012 9:47:00 AM |
| aggresive-compassion612 | $25.00 | 12/14/2012 10:37:04 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:36 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:33 PM |
| loan-fate | $50.00 | 12/17/2012 9:59:20 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:29 PM |
| deal-banker | $50.00 | 12/18/2012 8:56:20 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:35 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:30 PM |
| TumbleWeed88 | $25.00 | 12/20/2012 5:43:03 PM |
| transparency-sapling | $25.00 | 12/21/2012 10:29:55 AM |
| deal-vibrato | $25.00 | 12/21/2012 5:41:33 PM |
| nex | $25.00 | 12/21/2012 6:26:46 PM |
| monster4 | $50.00 | 12/22/2012 12:37:12 PM |
| Jasner | $25.00 | 12/22/2012 1:17:09 PM |
| gain-chosen-one081 | $25.00 | 12/22/2012 1:11:01 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:39 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:57 PM |
| tommymtg7 | $25.00 | 12/23/2012 2:09:11 PM |
| sensational-coin2 | $25.00 | 12/22/2012 6:17:45 PM |
| jamiee73 | $25.00 | 12/23/2012 6:17:55 PM |
| rescue | $100.00 | 12/24/2012 9:18:30 AM |
| DadWarbucks | $25.00 | 12/24/2012 9:24:43 AM |
| handshake5 | $100.00 | 12/24/2012 9:34:45 AM |
| duty-viola | $35.00 | 12/24/2012 9:38:22 AM |
| leverage-galleon | $50.00 | 12/23/2012 8:20:50 PM |
| progressive-economy261 | $400.00 | 12/24/2012 10:09:29 AM |
| fund-tom-tom6 | $25.00 | 12/24/2012 9:29:17 AM |
| simplyonce | $25.00 | 12/24/2012 9:46:31 AM |
| jazzlender | $50.00 | 12/24/2012 9:56:23 AM |
| mtquan | $25.00 | 12/24/2012 10:12:04 AM |
| top-investment-american | $25.00 | 12/24/2012 10:50:51 AM |
| social-tostada9 | $50.00 | 12/24/2012 10:58:41 AM |
| melodious-fairness | $50.00 | 12/24/2012 9:59:24 AM |
| bazaar-festivity | $25.00 | 12/24/2012 9:59:58 AM |
| EBITDA | $25.00 | 12/24/2012 10:01:36 AM |
| red-power-pecan | $50.00 | 12/24/2012 11:10:56 AM |
| return-exchanger355 | $100.00 | 12/24/2012 11:11:56 AM |
| 13nd3r | $25.00 | 12/24/2012 11:14:38 AM |
| proper-exchange8 | $50.00 | 12/24/2012 11:14:46 AM |
| Fortuno_per_commodo | $25.00 | 12/24/2012 11:18:16 AM |
| Tylerh | $250.00 | 12/24/2012 11:22:41 AM |
| soleowner | $25.00 | 12/24/2012 10:43:36 AM |
| dl_data | $250.00 | 12/24/2012 10:44:01 AM |
| PFTLender | $25.00 | 12/24/2012 11:24:48 AM |
| organic-order | $25.00 | 12/24/2012 11:25:56 AM |
| rupee-master6 | $25.00 | 12/24/2012 11:27:41 AM |
| adventurer447 | $300.00 | 12/24/2012 11:28:20 AM |
| credit-dandelion148 | $250.00 | 12/24/2012 10:48:10 AM |
| cardminger | $25.00 | 12/24/2012 10:23:51 AM |
| Bank42 | $25.00 | 12/24/2012 10:27:22 AM |
| dukeiyer | $25.00 | 12/24/2012 11:37:04 AM |
| gallant-economy9 | $50.00 | 12/24/2012 10:56:19 AM |
| sympathetic-funds818 | $50.00 | 12/24/2012 10:56:51 AM |
| Greenbak | $25.00 | 12/24/2012 11:41:42 AM |
| wayman | $25.00 | 12/24/2012 11:43:12 AM |
| exact-p2p2 | $25.00 | 12/24/2012 11:01:36 AM |
| love-interest | $25.00 | 12/24/2012 11:04:48 AM |
| theshef | $25.00 | 12/24/2012 11:08:30 AM |
| pedroballgame | $50.00 | 12/24/2012 11:11:16 AM |
| CasaDeTomas | $50.00 | 12/24/2012 11:11:39 AM |
| Iamthewalrus | $25.00 | 12/24/2012 11:15:46 AM |
| first-resolute-deal | $25.00 | 12/24/2012 11:17:27 AM |
| finance-prescription | $100.00 | 12/24/2012 10:46:11 AM |
| greatwhiteninja | $25.00 | 12/24/2012 11:19:48 AM |
| debt-force | $25.00 | 12/24/2012 10:47:30 AM |
| durability-ace9 | $25.00 | 12/24/2012 11:23:45 AM |
| skunkor2 | $25.00 | 12/24/2012 11:27:00 AM |
| enthralling-deal53 | $34.00 | 12/24/2012 10:59:15 AM |
| persevering | $25.00 | 12/24/2012 11:34:52 AM |
| first-pragmatic-power | $25.00 | 12/24/2012 11:35:36 AM |
| rjleves | $25.00 | 12/24/2012 11:36:15 AM |
| nimble-revenue5 | $100.00 | 12/24/2012 11:05:49 AM |
| on_your_side | $25.00 | 12/24/2012 11:07:58 AM |
| DesertDog_KactusKitty | $25.00 | 12/24/2012 11:49:43 AM |
| supreme-treasure8 | $17.00 | 12/24/2012 11:50:03 AM |
| fabulous-revenue7 | $25.00 | 12/24/2012 11:14:33 AM |
| youthful-currency959 | $100.00 | 12/24/2012 11:14:54 AM |
| Nickle-and-Dime-Loans | $25.00 | 12/24/2012 11:15:07 AM |
| mvalley | $25.00 | 12/24/2012 11:17:38 AM |
| saihu | $25.00 | 12/24/2012 11:21:38 AM |
| iolaire | $25.00 | 12/24/2012 11:31:39 AM |
| return-pioneer221 | $200.00 | 12/24/2012 11:34:28 AM |
| 215 Investments
|
Borrower Payment Dependent Notes Series
684961
This series of Notes was issued and sold upon the funding of the borrower loan #79663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,232 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diligent-rate010 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to pay for a new car.
My financial situation is stable
I am a good candidate for this loan because I make my payments on time.
Monthly net income: $ 920.00
Monthly expenses: $600.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 12/10/2012 10:05:48 AM |
| bid-ace937 | $50.00 | 12/10/2012 10:02:32 AM |
| worthy-bid8 | $100.00 | 12/10/2012 5:23:16 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:54:53 PM |
| boogienation | $25.00 | 12/10/2012 7:10:08 PM |
| ultimate-peace | $50.00 | 12/10/2012 6:37:00 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:26:06 AM |
| robust-money141 | $66.80 | 12/12/2012 1:22:52 PM |
| LuvToLend | $25.00 | 12/14/2012 5:29:40 PM |
| blue-relentless-hope | $25.00 | 12/16/2012 4:30:43 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:41 PM |
| britches318 | $50.00 | 12/20/2012 9:46:11 AM |
| revolutionary769 | $60.00 | 12/21/2012 5:50:36 AM |
| affluence-broker | $25.00 | 12/20/2012 5:18:23 PM |
| CapricornLending | $25.00 | 12/20/2012 8:46:26 PM |
| banker34 | $100.00 | 12/21/2012 3:11:09 PM |
| lawchick | $29.30 | 12/21/2012 11:40:22 AM |
| eHouseTrader | $25.00 | 12/21/2012 2:58:52 PM |
| helping-out | $50.00 | 12/21/2012 3:16:22 PM |
| Bikerider | $50.00 | 12/21/2012 4:59:51 PM |
| ultimate-commitment | $25.00 | 12/21/2012 4:45:28 PM |
| a-finance-director | $30.00 | 12/21/2012 6:09:51 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:23 PM |
| takingachance | $100.00 | 12/10/2012 7:05:25 PM |
| blitzen40 | $25.00 | 12/10/2012 7:12:55 PM |
| open-minded-p2p1 | $25.00 | 12/10/2012 7:18:54 PM |
| octoberfresh | $25.00 | 12/11/2012 6:51:34 AM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:47 PM |
| stock106 | $25.00 | 12/12/2012 6:56:51 AM |
| power-spartan5 | $25.00 | 12/16/2012 12:43:19 PM |
| businessbroker101 | $50.00 | 12/18/2012 5:19:42 PM |
| Mostlycoins | $25.00 | 12/18/2012 7:00:39 PM |
| bold-pound-statuette | $200.00 | 12/19/2012 6:16:22 AM |
| rapid-liberty3 | $25.00 | 12/20/2012 9:03:43 AM |
| finance-upholder3 | $25.00 | 12/21/2012 3:24:05 AM |
| djh47a | $25.00 | 12/21/2012 8:15:10 AM |
| Mucman72 | $25.00 | 12/21/2012 8:28:55 AM |
| platinum-jujitsu8 | $25.00 | 12/21/2012 5:32:30 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:35 PM |
| namd | $64.89 | 12/21/2012 2:54:02 PM |
| a-finance-director | $4.01 | 12/21/2012 6:10:17 PM |
| blackberry313 | $50.00 | 12/21/2012 3:59:58 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
684975
This series of Notes was issued and sold upon the funding of the borrower loan #79571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 24y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,500 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-thrilling-bazaar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: Pay health insurance + expenses
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3700
Monthly expenses: $
Housing: $ 0
Insurance: $105
Car expenses: $333
Utilities: $225
Phone, cable, internet: $190
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/10/2012 5:06:46 PM |
| Sagamore | $50.00 | 12/10/2012 5:14:41 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:20 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:33:06 PM |
| joelnet | $25.00 | 12/10/2012 6:58:18 PM |
| Eric_Gagne | $25.00 | 12/11/2012 8:50:28 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:57 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:00 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:35 PM |
| bluebouyz | $25.00 | 12/11/2012 8:53:08 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:29:08 PM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:53 PM |
| kind-durability-battalion | $125.00 | 12/15/2012 10:26:39 AM |
| zorg77 | $100.00 | 12/14/2012 6:19:32 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:26 AM |
| Budro | $50.00 | 12/10/2012 5:41:37 PM |
| obduro_1 | $25.00 | 12/10/2012 6:33:41 PM |
| berniemadeoff | $65.00 | 12/10/2012 6:54:04 PM |
| riskreward | $250.00 | 12/11/2012 5:54:54 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:21 PM |
| BostonCapital | $100.00 | 12/12/2012 5:37:49 PM |
| well-rounded-payout0 | $50.00 | 12/13/2012 9:48:40 AM |
| gain-dolphin | $25.00 | 12/12/2012 10:02:56 PM |
| CFOGO | $25.00 | 12/13/2012 5:00:10 AM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:39 PM |
| ethical-truth211 | $50.00 | 12/13/2012 5:54:32 PM |
| interest-walnut | $25.00 | 12/14/2012 12:37:46 PM |
| return-point2 | $100.00 | 12/14/2012 10:01:47 AM |
| snoop4jc | $25.00 | 12/15/2012 7:10:13 AM |
| bankojerry | $25.00 | 12/15/2012 7:06:45 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:51 AM |
| keichi03 | $10.00 | 12/15/2012 11:34:33 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:29 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
684987
This series of Notes was issued and sold upon the funding of the borrower loan #79541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $134.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,000 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enchanted-hope8 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan: Wedding expenses
This loan will be used to... pay wedding expenses
My financial situation: 15k in retirement, 7k in savings between my fianc? and myself.
I am a good candidate for this loan because... I just need this loan short term to take care of some immediate expenses and plan on paying it off by fall of 2013
Monthly net income: $3700
Monthly expenses: $2650
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:24:33 PM |
| Plow_n_Sow | $50.00 | 12/11/2012 5:25:43 PM |
| worthy-bid8 | $100.00 | 12/11/2012 5:50:01 PM |
| ferocious-kindness8 | $35.00 | 12/11/2012 5:40:52 PM |
| riveting-credit5 | $25.00 | 12/11/2012 6:00:51 PM |
| scholarly-order6 | $25.00 | 12/12/2012 6:24:33 AM |
| ultimate-peace | $25.00 | 12/11/2012 5:55:43 PM |
| blitzen40 | $25.00 | 12/11/2012 7:07:16 PM |
| treasure-bliss | $50.00 | 12/12/2012 4:18:24 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:14:53 AM |
| money-fort | $25.00 | 12/13/2012 10:40:41 AM |
| Bob450 | $25.00 | 12/13/2012 9:51:40 AM |
| fund-medalist171 | $27.00 | 12/13/2012 5:20:30 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:50 PM |
| note-goblin0 | $25.00 | 12/14/2012 4:33:44 PM |
| bid-ace937 | $50.00 | 12/14/2012 6:51:46 PM |
| nalaari | $39.18 | 12/15/2012 6:15:25 AM |
| refined-return922 | $25.00 | 12/15/2012 7:37:16 AM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:13:00 PM |
| mike279766 | $61.04 | 12/14/2012 9:03:51 PM |
| heroic-auction4 | $50.00 | 12/15/2012 7:22:47 AM |
| bitterroot_mt | $25.00 | 12/14/2012 7:48:58 PM |
| impala6464 | $34.70 | 12/15/2012 1:27:37 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:35 AM |
| invesor87 | $25.00 | 12/15/2012 7:41:04 PM |
| boogienation | $47.73 | 12/15/2012 3:45:53 PM |
| idol78 | $25.00 | 12/16/2012 2:32:04 PM |
| flibinite | $50.00 | 12/16/2012 6:48:32 PM |
| smart-kindness8 | $25.00 | 12/17/2012 4:04:09 AM |
| enterprising-pound5 | $50.00 | 12/16/2012 1:51:20 PM |
| yoho-lending | $28.47 | 12/17/2012 8:57:37 AM |
| mathomas3 | $38.02 | 12/17/2012 7:23:29 AM |
| saver266 | $25.00 | 12/16/2012 4:51:43 PM |
| scoobiedoo | $40.00 | 12/14/2012 8:20:28 AM |
| marketplace-singularity3 | $25.00 | 12/11/2012 5:20:53 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:41 PM |
| berniemadeoff | $55.00 | 12/11/2012 6:37:07 PM |
| progress-credit | $25.00 | 12/11/2012 9:08:54 PM |
| restless-dime | $100.00 | 12/12/2012 8:45:52 AM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:51 AM |
| Rogelio48 | $28.00 | 12/12/2012 7:57:39 AM |
| let_me_retire | $50.00 | 12/12/2012 12:53:23 AM |
| bold-pound-statuette | $200.00 | 12/12/2012 4:42:01 AM |
| Land_on_your_feet | $26.00 | 12/12/2012 7:05:23 AM |
| transformer855 | $25.00 | 12/13/2012 7:23:38 AM |
| skillful-asset5 | $30.00 | 12/13/2012 7:06:14 PM |
| graceful-investment | $106.00 | 12/13/2012 8:00:12 PM |
| SudianX | $27.00 | 12/15/2012 4:40:26 AM |
| stock106 | $25.00 | 12/15/2012 7:41:33 AM |
| income-buffalo1 | $50.00 | 12/15/2012 7:48:16 AM |
| helping-out | $45.00 | 12/15/2012 8:18:58 AM |
| diplomatic-wealth7 | $25.00 | 12/14/2012 5:52:43 PM |
| djh47a | $25.00 | 12/15/2012 7:38:26 AM |
| RiderIRA | $68.30 | 12/14/2012 11:54:37 PM |
| octoberfresh | $25.00 | 12/15/2012 6:36:28 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:53:49 PM |
| Gobsek | $25.00 | 12/15/2012 2:56:38 PM |
| point-mastery | $50.00 | 12/15/2012 6:17:19 PM |
| payment-halo | $25.00 | 12/16/2012 9:17:01 AM |
| bob450-roth | $25.00 | 12/16/2012 9:22:13 AM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:15:38 AM |
| Valley-of-the-Dollar | $25.00 | 12/15/2012 4:51:54 PM |
| cloaked_isotope | $25.00 | 12/16/2012 10:43:23 AM |
| dedicated-principal | $25.00 | 12/17/2012 6:48:18 AM |
| heroic-compassion6 | $50.03 | 12/17/2012 9:03:48 AM |
| macm | $32.52 | 12/16/2012 6:34:24 PM |
| best-income-fertilizer | $50.00 | 12/16/2012 8:20:44 PM |
| Stingray8a | $26.68 | 12/16/2012 9:51:58 PM |
| worthy-bid4 | $23.98 | 12/17/2012 9:25:56 AM |
| infusion6 | $25.00 | 12/17/2012 7:05:25 AM |
| awern | $30.35 | 12/17/2012 8:49:40 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
685011
This series of Notes was issued and sold upon the funding of the borrower loan #79739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $216.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,433 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| poplar743 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and close credit card accounts, lowering the overall interest rate and monthly payments.
My financial situation:
I am a good candidate for this loan because I am employed as a Marketing executive at a Fortune 1000 company, serving a growing department with significant upside for me career wise. I am financially stable and can easily handle the monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/10/2012 5:07:31 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 5:49:11 PM |
| nevee | $25.00 | 12/10/2012 6:05:18 PM |
| corndog4000 | $30.00 | 12/10/2012 6:45:53 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:31:42 PM |
| jubilant-capital1 | $25.00 | 12/10/2012 7:38:28 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:06:20 PM |
| natural-worth9 | $500.00 | 12/11/2012 7:38:10 AM |
| riskreward | $250.00 | 12/11/2012 5:54:19 PM |
| radforj22 | $47.59 | 12/12/2012 8:27:50 AM |
| djh47a | $25.00 | 12/12/2012 1:14:54 PM |
| tender-wealth0 | $25.00 | 12/12/2012 2:00:37 PM |
| indomitable-coin | $25.00 | 12/12/2012 5:26:32 PM |
| compassion-twister2 | $50.00 | 12/12/2012 5:53:56 PM |
| gold-hero4 | $50.00 | 12/13/2012 10:17:47 AM |
| sflawya | $25.00 | 12/13/2012 10:26:51 AM |
| basejump0 | $25.00 | 12/13/2012 4:21:36 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:28 PM |
| octoberfresh | $25.00 | 12/13/2012 10:45:25 AM |
| Arvicco | $400.00 | 12/13/2012 12:34:32 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:56:33 PM |
| elasermd | $100.00 | 12/13/2012 6:28:02 PM |
| anacent | $25.00 | 12/13/2012 10:26:50 PM |
| extraordinary-velocity6 | $25.00 | 12/14/2012 9:22:56 AM |
| Rulea72 | $25.00 | 12/14/2012 7:12:51 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:48 AM |
| adaboy65 | $75.00 | 12/14/2012 11:01:14 AM |
| jstnow | $25.00 | 12/14/2012 3:10:26 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:24 PM |
| tomdooley12520 | $50.00 | 12/14/2012 2:37:14 PM |
| helping-out | $25.00 | 12/15/2012 5:31:10 AM |
| BobRand | $50.00 | 12/15/2012 6:21:06 AM |
| heerzaquestion | $60.00 | 12/15/2012 7:26:48 AM |
| Rain-Maker35 | $82.02 | 12/14/2012 9:22:25 PM |
| Batman2u | $25.00 | 12/15/2012 3:18:13 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:10 AM |
| fairness-boomer6 | $50.00 | 12/15/2012 10:02:40 AM |
| TWGCJ | $25.00 | 12/15/2012 10:47:54 AM |
| astute-benjamins | $25.00 | 12/15/2012 7:50:46 AM |
| grotheik | $25.00 | 12/15/2012 8:09:57 AM |
| kevin314 | $25.00 | 12/15/2012 12:25:33 PM |
| joe_matadatz | $25.00 | 12/15/2012 10:39:48 AM |
| RocketSurgeon | $25.00 | 12/15/2012 1:04:52 PM |
| AFairDeal | $25.00 | 12/15/2012 12:42:59 PM |
| american6 | $50.00 | 12/15/2012 1:03:13 PM |
| Investoman | $25.00 | 12/15/2012 12:17:45 PM |
| money-to-bless | $25.00 | 12/15/2012 1:53:35 PM |
| payment-halo | $25.00 | 12/16/2012 8:52:53 AM |
| Roundhouse | $125.00 | 12/15/2012 4:36:48 PM |
| Theofficer_roth_ira | $77.76 | 12/15/2012 9:06:16 PM |
| ethical-truth211 | $200.00 | 12/16/2012 3:20:42 AM |
| MoneyBadger | $25.00 | 12/16/2012 6:19:48 AM |
| balanced-integrity4 | $100.00 | 12/16/2012 9:32:53 AM |
| RGlad | $100.00 | 12/15/2012 2:50:09 PM |
| There-to-help | $25.00 | 12/16/2012 11:31:37 AM |
| chato2345 | $25.00 | 12/16/2012 11:56:50 AM |
| BOZO88 | $40.00 | 12/15/2012 7:51:11 PM |
| q4golf | $35.88 | 12/16/2012 6:57:01 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:21 AM |
| loan-lionheart6 | $25.00 | 12/16/2012 1:57:50 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:12 PM |
| decisive-income7 | $2,000.00 | 12/11/2012 7:46:17 AM |
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:17 PM |
| availableloan | $25.00 | 12/10/2012 7:09:31 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:17 PM |
| blot44 | $25.00 | 12/11/2012 6:40:09 AM |
| market-maximizer472 | $50.00 | 12/11/2012 8:35:58 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:56 AM |
| wahoos20 | $200.00 | 12/11/2012 4:59:31 PM |
| windguy | $50.00 | 12/11/2012 5:55:34 PM |
| loot-prescription3 | $25.00 | 12/11/2012 5:36:52 PM |
| Capitalincome | $25.00 | 12/12/2012 11:24:03 AM |
| neighborly-hope6 | $100.00 | 12/12/2012 6:23:04 PM |
| logical-reward8 | $25.00 | 12/12/2012 6:17:25 PM |
| simplelender80 | $125.00 | 12/12/2012 6:22:37 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:41 PM |
| Senechal | $25.00 | 12/12/2012 6:07:12 PM |
| kalamari | $30.00 | 12/12/2012 6:49:42 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:58 AM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:30 AM |
| Castellan | $50.00 | 12/13/2012 10:51:52 AM |
| dharma1 | $25.00 | 12/13/2012 9:21:59 AM |
| patriot897 | $25.00 | 12/13/2012 10:15:24 AM |
| supersarah61 | $25.00 | 12/13/2012 5:21:47 PM |
| prudent-deal662 | $25.00 | 12/13/2012 6:35:05 PM |
| crown-year | $2,000.00 | 12/14/2012 6:11:40 AM |
| friendinmoney | $35.00 | 12/14/2012 8:28:29 AM |
| cerebral-dollar773 | $43.35 | 12/14/2012 7:11:52 AM |
| JC_12 | $100.00 | 12/14/2012 11:34:39 AM |
| Dan4703 | $25.00 | 12/14/2012 5:03:56 PM |
| best-bonafide-p2p | $50.00 | 12/14/2012 5:20:09 PM |
| privatebankerva | $25.00 | 12/15/2012 9:18:53 AM |
| vollynet | $97.75 | 12/15/2012 11:30:36 AM |
| benevolent-loot5 | $53.00 | 12/15/2012 11:08:28 AM |
| XenonX | $25.00 | 12/15/2012 11:30:09 AM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:07 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:45 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:28 PM |
| reward-dynamo | $25.00 | 12/15/2012 7:57:06 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:33 PM |
| unassailable-funds754 | $25.00 | 12/16/2012 1:00:30 PM |
| themoneydoctor | $50.00 | 12/16/2012 1:11:47 PM |
| CoolPlexer | $26.00 | 12/15/2012 2:24:06 PM |
| cclady | $200.00 | 12/15/2012 5:02:47 PM |
| sturzstrom | $25.00 | 12/15/2012 6:15:12 PM |
| themoneydoctor | $25.00 | 12/16/2012 1:22:49 PM |
| bazaar-paladin7 | $0.64 | 12/16/2012 2:13:56 PM |
| benjamin67 | $25.00 | 12/16/2012 1:15:22 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
685039
This series of Notes was issued and sold upon the funding of the borrower loan #79552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $332.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,501 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| amrobin |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2012)
720-739
(Aug-2011)
700-719
(Jul-2008)
620-639
(Mar-2007)
|
|
Principal balance:
| $10,403.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| secureincome | $555.00 | 12/10/2012 9:10:26 AM |
| daw1878 | $25.00 | 12/10/2012 9:11:01 AM |
| slimof37 | $25.00 | 12/10/2012 9:33:13 AM |
| immaculate-yield0 | $150.00 | 12/10/2012 9:36:06 AM |
| elephantparty | $50.00 | 12/10/2012 9:51:38 AM |
| bazaar-tulip | $25.00 | 12/10/2012 10:25:34 AM |
| Zolton | $300.00 | 12/10/2012 9:45:25 AM |
| five-star-note | $25.00 | 12/10/2012 10:33:26 AM |
| aztec | $50.00 | 12/10/2012 9:49:55 AM |
| entertaining-rate9 | $25.00 | 12/10/2012 9:13:10 AM |
| Letsboogiedown | $50.00 | 12/10/2012 10:23:40 AM |
| toblerone | $25.00 | 12/10/2012 10:29:46 AM |
| CreditBuilder2 | $25.01 | 12/10/2012 10:30:26 AM |
| thehousewife | $25.00 | 12/10/2012 9:50:14 AM |
| supersarah61 | $25.00 | 12/10/2012 4:11:18 PM |
| a-finance-nirvana | $25.00 | 12/10/2012 5:40:04 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:46 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:14:00 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:36:02 PM |
| qsolo | $25.00 | 12/11/2012 9:25:26 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:01 PM |
| windguy | $50.00 | 12/11/2012 5:55:13 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:22 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:02 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:56 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:36 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:53 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:51 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:14 PM |
| RGlad | $65.00 | 12/13/2012 6:55:31 PM |
| Avicell | $25.00 | 12/13/2012 6:21:49 PM |
| dime-blackberry1 | $100.00 | 12/14/2012 9:14:43 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:14 AM |
| the-silver-blaster | $75.00 | 12/14/2012 10:07:00 AM |
| supersam | $225.71 | 12/14/2012 12:15:04 PM |
| basis-hero8 | $25.00 | 12/14/2012 11:28:18 AM |
| loyalty-tuba0 | $29.19 | 12/14/2012 1:19:21 PM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:12:36 PM |
| radforj22 | $25.00 | 12/15/2012 10:08:56 AM |
| Plutis | $25.00 | 12/15/2012 11:00:46 AM |
| gilbrear | $25.00 | 12/15/2012 7:46:25 AM |
| income-buffalo1 | $60.95 | 12/15/2012 7:49:39 AM |
| Isaac007 | $25.00 | 12/15/2012 11:13:39 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:20:48 AM |
| momoney2lend | $25.00 | 12/15/2012 11:30:50 AM |
| RgPro | $25.00 | 12/15/2012 12:04:05 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:43 AM |
| 0600Zulu | $25.00 | 12/15/2012 1:29:52 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:57:36 PM |
| Trabey | $30.00 | 12/15/2012 1:09:20 PM |
| ferocious-exchange3 | $25.00 | 12/15/2012 1:56:10 PM |
| fairwealth | $25.00 | 12/15/2012 1:13:30 PM |
| notyourdaddy | $25.00 | 12/15/2012 1:20:03 PM |
| upbeat-finance8 | $25.00 | 12/15/2012 7:16:59 PM |
| healer264 | $25.00 | 12/16/2012 1:24:47 AM |
| Hippo-IRA1 | $25.00 | 12/16/2012 4:23:34 AM |
| Brookst | $50.00 | 12/16/2012 9:45:10 AM |
| cash-spinner | $25.00 | 12/15/2012 3:04:18 PM |
| acebandit | $25.00 | 12/15/2012 1:51:16 PM |
| peace-adventurer3 | $25.00 | 12/15/2012 3:05:31 PM |
| worth-firestarter0 | $25.00 | 12/15/2012 8:43:22 PM |
| 1800porsche | $25.00 | 12/15/2012 2:41:45 PM |
| slpark | $25.00 | 12/15/2012 2:56:49 PM |
| franzzua | $25.00 | 12/16/2012 12:28:03 PM |
| broker048 | $25.00 | 12/16/2012 11:17:03 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:36 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:17 PM |
| MongoBongo | $25.00 | 12/17/2012 8:29:05 PM |
| kind-rupee-welder | $25.00 | 12/17/2012 5:08:47 PM |
| belief-integrity | $150.00 | 12/18/2012 5:39:22 AM |
| value-wind0 | $50.00 | 12/17/2012 5:17:34 PM |
| squadron820 | $35.00 | 12/18/2012 8:27:39 AM |
| EODLEGS | $25.00 | 12/17/2012 5:58:09 PM |
| trying2survive2 | $25.00 | 12/17/2012 9:34:49 PM |
| valiant-pound8 | $185.90 | 12/18/2012 5:26:57 AM |
| Zion-CIF | $50.00 | 12/18/2012 7:35:53 AM |
| nimble-money086 | $25.00 | 12/18/2012 11:39:35 AM |
| ukawuba | $25.00 | 12/18/2012 8:45:32 AM |
| Trebuchez | $50.00 | 12/18/2012 4:37:07 AM |
| westsidecougars | $25.00 | 12/18/2012 9:46:36 AM |
| longcall | $25.00 | 12/18/2012 10:24:29 AM |
| theboygenius | $25.00 | 12/18/2012 2:16:56 PM |
| rootcanaler | $40.00 | 12/18/2012 3:15:10 PM |
| amicablenemesis | $50.00 | 12/18/2012 5:04:51 PM |
| XP | $25.00 | 12/18/2012 12:12:50 PM |
| Harry | $75.00 | 12/10/2012 9:44:38 AM |
| loot-prescription3 | $25.00 | 12/10/2012 9:14:38 AM |
| Aberdeen | $99.00 | 12/10/2012 10:14:41 AM |
| belief-integrity | $250.00 | 12/10/2012 12:43:25 PM |
| availableloan | $25.00 | 12/10/2012 10:41:55 AM |
| brilliant-balance | $50.00 | 12/10/2012 10:36:23 AM |
| heroic-platinum | $50.00 | 12/10/2012 2:22:01 PM |
| simplelender80 | $500.00 | 12/10/2012 5:31:52 PM |
| supersam | $250.00 | 12/10/2012 10:11:19 PM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:33:02 AM |
| nickel-ferret | $25.00 | 12/11/2012 5:41:55 PM |
| wetlands | $200.00 | 12/11/2012 5:43:52 PM |
| CaptainBL | $25.00 | 12/12/2012 10:00:54 AM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:36 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:49:07 AM |
| djh47a | $25.00 | 12/12/2012 1:23:25 PM |
| Astyanax | $30.00 | 12/12/2012 7:45:40 PM |
| forceful-note8 | $50.00 | 12/13/2012 9:57:43 AM |
| hidavehi | $33.00 | 12/13/2012 6:36:53 PM |
| hitsman | $50.00 | 12/14/2012 9:02:07 AM |
| elasermd | $100.00 | 12/13/2012 6:28:00 PM |
| AcProb5 | $119.44 | 12/14/2012 9:08:53 AM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 6:41:11 PM |
| MattLic | $25.00 | 12/14/2012 10:04:42 AM |
| sprinter | $50.00 | 12/14/2012 10:07:49 AM |
| 1SteelerFan | $30.00 | 12/14/2012 2:36:39 PM |
| trade-burrito4 | $35.00 | 12/14/2012 9:59:02 AM |
| Solid-Platinum | $25.00 | 12/14/2012 4:23:59 PM |
| mennleo | $149.00 | 12/14/2012 6:07:51 PM |
| octoberfresh | $25.00 | 12/15/2012 6:40:45 AM |
| value-trophy8 | $112.31 | 12/15/2012 9:07:33 AM |
| Illini | $25.00 | 12/14/2012 6:25:40 PM |
| heroic-auction4 | $50.00 | 12/15/2012 7:17:39 AM |
| AKhusky | $25.00 | 12/15/2012 9:44:56 AM |
| oxnard | $50.00 | 12/15/2012 9:53:27 AM |
| cmg891 | $25.00 | 12/15/2012 11:57:44 AM |
| starry2001 | $25.00 | 12/15/2012 6:00:10 AM |
| idriveajeep | $25.00 | 12/15/2012 6:50:56 AM |
| purposeful-durability8 | $100.00 | 12/15/2012 12:09:10 PM |
| fund-booster4 | $31.00 | 12/15/2012 11:18:39 AM |
| enticing-capital6 | $50.00 | 12/15/2012 1:38:53 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:52 PM |
| determined-revenue1 | $35.00 | 12/15/2012 1:23:11 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:15 PM |
| inspired-investment8 | $100.00 | 12/15/2012 2:13:21 PM |
| Mr_Maker | $50.00 | 12/16/2012 11:47:01 AM |
| Socorro_Capital_Partners | $25.01 | 12/15/2012 7:31:32 PM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:04 PM |
| radareye2 | $25.00 | 12/16/2012 5:38:39 AM |
| Mindful7 | $25.00 | 12/15/2012 5:03:07 PM |
| green-loyalty-cub | $56.36 | 12/15/2012 9:18:09 PM |
| porwestco | $25.00 | 12/16/2012 6:31:06 AM |
| FormulaTroll | $25.00 | 12/16/2012 4:19:58 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:27 PM |
| mighty-return326 | $75.00 | 12/17/2012 5:40:55 AM |
| Mrs-Honeydew | $25.00 | 12/17/2012 7:05:07 AM |
| affluence-hickory | $25.00 | 12/17/2012 8:09:46 AM |
| EverettFinancial | $25.00 | 12/17/2012 9:07:42 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:15:01 PM |
| chac | $100.00 | 12/17/2012 12:40:40 PM |
| steady-silver6 | $50.00 | 12/17/2012 5:07:29 PM |
| commerce-artisan8 | $50.00 | 12/17/2012 5:17:31 PM |
| greenback-watcher1 | $25.00 | 12/17/2012 5:18:23 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:19:34 PM |
| saahilld | $25.00 | 12/17/2012 5:48:22 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:20 PM |
| bishop491 | $25.00 | 12/18/2012 9:25:38 AM |
| Hexnut | $200.00 | 12/17/2012 10:16:05 PM |
| innovator10 | $500.00 | 12/17/2012 6:34:34 PM |
| breathtaking-transparency9 | $25.00 | 12/18/2012 9:15:16 AM |
| spirited-worth335 | $33.12 | 12/18/2012 3:14:58 PM |
| TechieLender | $50.00 | 12/18/2012 11:40:00 AM |
| Nazbuster | $75.00 | 12/18/2012 1:50:36 PM |
| kingryan | $185.00 | 12/18/2012 5:35:30 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
685041
This series of Notes was issued and sold upon the funding of the borrower loan #79624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $251.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,267 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lovely-compassion464 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I'm applying to this loan to be able to consolidate credit card debt, lower interest payment and pay my debt quicker in a more predictable manner. Current Debt is spread into 2 credit cards (bank issued) the current balance to credit limit ratio in those accounts is about 50%. I do not use those credit cards anymore I'm only replaying my balance.
My financial situation:
I am a good candidate for this loan because y have been in steady (w-2) jobs since college, and I'm pretty conservative in my spending and finances. I own my home and I have never been late in my mortgage or my revolving accounts and my cars have been paid in full.
I had a medical emergency in 2008 that set me back $ 25,000. At that time I had no health insurance (needless to say that I have it since that incident), I had to use my Credit Cards to bank the expenses and have been paying that ever since, my current Credit Card Debt is around $11,000. After the incident my credit rating went down and my credit card interest rate went up accordingly, so it makes very hard for me to repay my debt when I have more than $300 of interest alone every month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/11/2012 5:05:07 PM |
| daw1878 | $25.00 | 12/11/2012 6:19:56 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:42 PM |
| riskreward | $250.00 | 12/11/2012 5:54:22 PM |
| CreditBuilder2 | $25.01 | 12/11/2012 7:19:54 PM |
| blue-useful-auction | $25.00 | 12/13/2012 6:52:57 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:29 PM |
| Ripsaw4U | $50.00 | 12/13/2012 5:29:49 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:45 PM |
| logical-reward8 | $25.00 | 12/13/2012 6:31:23 PM |
| supersarah61 | $25.00 | 12/13/2012 5:21:49 PM |
| neighborly-hope6 | $100.00 | 12/14/2012 11:02:29 AM |
| bxsquad | $25.00 | 12/14/2012 10:49:12 AM |
| fairness-musician3 | $25.00 | 12/14/2012 6:07:28 PM |
| ucantbeetit | $25.00 | 12/14/2012 5:25:07 PM |
| prudent-dough458 | $25.00 | 12/14/2012 5:29:24 PM |
| compoundinterest | $25.00 | 12/14/2012 5:34:13 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:27 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:38:00 AM |
| indomitable-coin | $25.00 | 12/14/2012 6:22:26 PM |
| gold-hero4 | $50.00 | 12/14/2012 5:48:39 PM |
| kalamari | $30.00 | 12/14/2012 6:14:46 PM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:09:08 AM |
| Arvicco | $400.00 | 12/15/2012 11:28:36 AM |
| dharma1 | $25.00 | 12/15/2012 12:10:28 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:00 PM |
| historic-value2 | $25.00 | 12/16/2012 1:33:39 PM |
| ore-didgeridoo | $25.00 | 12/17/2012 4:21:49 PM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 9:20:58 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:40 PM |
| american6 | $50.00 | 12/17/2012 5:39:46 PM |
| Tscheddar | $25.00 | 12/18/2012 5:34:26 AM |
| market-maximizer472 | $25.00 | 12/18/2012 6:54:20 AM |
| deal-pal | $25.00 | 12/18/2012 9:15:49 AM |
| IamSparticus | $25.00 | 12/17/2012 6:14:27 PM |
| organic-truth9 | $25.50 | 12/18/2012 11:43:15 AM |
| principal-bull | $75.00 | 12/17/2012 8:27:54 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:07:24 AM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:28:49 PM |
| Ocean713 | $75.00 | 12/18/2012 3:57:22 PM |
| BrLender | $50.00 | 12/18/2012 6:09:35 PM |
| dhkny5 | $50.00 | 12/19/2012 8:37:09 AM |
| kevin314 | $25.00 | 12/18/2012 6:15:47 PM |
| Brisket_Bob | $25.00 | 12/18/2012 8:22:49 PM |
| cognizant-integrity72 | $50.00 | 12/19/2012 10:50:35 AM |
| porwestco | $50.00 | 12/19/2012 2:35:09 PM |
| invincible-agreement8 | $100.00 | 12/19/2012 4:51:23 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:36 AM |
| silver4711 | $100.00 | 12/19/2012 9:55:58 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:08 PM |
| aabadabadoo | $25.00 | 12/19/2012 6:23:40 PM |
| AFairDeal | $25.00 | 12/19/2012 5:27:29 PM |
| Spiv_51 | $25.00 | 12/20/2012 9:09:26 AM |
| prudent-deal662 | $25.00 | 12/19/2012 6:29:44 PM |
| safe-rate7 | $50.00 | 12/20/2012 12:11:38 AM |
| alpinaut | $30.00 | 12/20/2012 9:57:50 AM |
| simplelender80 | $75.00 | 12/20/2012 10:42:54 AM |
| joe_matadatz | $25.00 | 12/20/2012 9:16:59 AM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:34 AM |
| ingenious-point1 | $25.00 | 12/20/2012 6:16:02 PM |
| MonkeyHero | $50.00 | 12/20/2012 1:42:07 PM |
| penny-finder | $32.47 | 12/20/2012 5:11:26 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:40 PM |
| rokman | $70.00 | 12/20/2012 7:12:07 PM |
| brazzier-cluster | $25.00 | 12/21/2012 6:43:43 AM |
| Neighbor-Bob | $75.00 | 12/20/2012 7:05:22 PM |
| bazaar-paladin7 | $8.89 | 12/21/2012 9:12:05 AM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:56 AM |
| Maraxus | $25.00 | 12/21/2012 6:45:38 AM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:25 AM |
| loot-baton | $25.00 | 12/11/2012 5:59:06 PM |
| DonaldColorado | $50.00 | 12/11/2012 5:54:06 PM |
| schnatty | $25.00 | 12/12/2012 7:49:14 AM |
| loot-prescription3 | $25.00 | 12/12/2012 5:50:58 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:20 PM |
| patriot897 | $25.00 | 12/14/2012 10:35:02 AM |
| elasermd | $100.00 | 12/14/2012 10:40:44 AM |
| logical-peso2 | $25.00 | 12/14/2012 6:02:20 PM |
| wise-honorable-rate | $25.00 | 12/14/2012 6:04:11 PM |
| TryingToHelpUsBoth | $25.00 | 12/14/2012 5:13:00 PM |
| fortytwo | $100.00 | 12/14/2012 5:21:41 PM |
| BobRand | $27.00 | 12/15/2012 6:21:09 AM |
| amicablenemesis | $48.00 | 12/15/2012 10:46:31 AM |
| Batman2u | $50.00 | 12/15/2012 9:09:21 AM |
| radforj22 | $43.19 | 12/15/2012 10:05:30 AM |
| Sneezie | $100.00 | 12/15/2012 12:30:48 PM |
| Investoman | $25.00 | 12/15/2012 12:17:46 PM |
| Castellan | $50.00 | 12/15/2012 1:45:13 PM |
| Crisscross | $30.00 | 12/15/2012 7:49:09 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:45 AM |
| well-rounded-diversification | $25.00 | 12/16/2012 3:54:46 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:13 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:29 AM |
| adaboy65 | $75.00 | 12/17/2012 10:22:40 AM |
| hitsman | $50.00 | 12/17/2012 9:34:50 AM |
| FmrEngr2Phd | $25.00 | 12/17/2012 5:49:11 PM |
| proper-agreement8 | $50.00 | 12/17/2012 5:14:23 PM |
| sci_guy | $25.00 | 12/17/2012 6:23:44 PM |
| compwhiz | $25.00 | 12/18/2012 8:52:00 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:23 AM |
| missgina | $25.00 | 12/17/2012 5:53:11 PM |
| respectful-nickel2 | $75.00 | 12/18/2012 9:45:40 AM |
| GenerousGentleMan | $25.00 | 12/18/2012 9:01:29 AM |
| availableloan | $25.00 | 12/18/2012 7:49:16 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:46 PM |
| Money_Working | $50.00 | 12/18/2012 1:04:26 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:51:48 PM |
| JerryB96 | $50.00 | 12/19/2012 9:46:57 AM |
| johnayan | $25.00 | 12/19/2012 9:12:01 AM |
| goodturn | $30.00 | 12/19/2012 10:47:47 AM |
| djmikmik | $25.00 | 12/19/2012 10:20:04 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:15 PM |
| jonandmeg21 | $25.00 | 12/19/2012 6:10:53 PM |
| Emperor_of_Banking | $41.59 | 12/19/2012 5:33:41 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:02 PM |
| boola1010 | $50.00 | 12/19/2012 7:20:23 PM |
| persistent-social223 | $56.00 | 12/20/2012 12:37:24 PM |
| rce1964 | $25.00 | 12/19/2012 6:08:29 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:37 PM |
| mwsailing | $100.00 | 12/19/2012 11:12:53 PM |
| alpinaut | $25.00 | 12/20/2012 9:56:11 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:36 PM |
| VBPlayer | $27.35 | 12/20/2012 4:17:48 PM |
| ingenious-order783 | $50.00 | 12/21/2012 6:16:20 AM |
| subtle-leverage4 | $25.00 | 12/20/2012 4:29:46 PM |
| impartial-deal | $25.00 | 12/20/2012 6:01:08 PM |
| revolutionary769 | $700.00 | 12/21/2012 5:33:14 AM |
| cerebral-dollar773 | $50.00 | 12/21/2012 6:38:43 AM |
| crude | $25.00 | 12/21/2012 8:04:05 AM |
| belief-integrity | $450.00 | 12/21/2012 8:29:07 AM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
685065
This series of Notes was issued and sold upon the funding of the borrower loan #79538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 22y 0m |
|
Amount delinquent:
| $14,689 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,314 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enthusiastic-revenue9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off my Target credit card
This loan will be used to... Help me get closer to achieving a debt free existence, other than home and auto.
My financial situation: I am recently divorced and am working to pay off everything I owe on to be able to support myself without extra worries of credit card debt.
I am a good candidate for this loan because...I want to pay back what I have borrowed and I pay everything in a timely manner. When I was married, finances were a big part of our problem and we were struck with my spouses pay being cut in half, bonuses taken away and no more overtime which forced us to work with a debt management company. I still have my Target account because it was not accepted on the plan, but I am working hard and have worked hard to get my credit score higher, and intend to get it back to where it once was. I am very trustworthy and have learned to not overextend myself, its actually nice paying for things and disciplinning myself to really decide if I need to buy something or not. I dont want to find myself with a short paycheck and cant afford to pay my bills, especially now that I am on my own, it was a difficult struggle that I dont want to go through again. I have spoken with Target on a couple of occasions to ask for a reduction in the interest rate, but they have always said no, so I was excited to read about peer to peer lending and how that can possibly help people like me to get back on my feet again. I am still 50% owner of our home, but it is currently being leased out for the amount of the monthly mortgage, no extra income from that, so I dont have the mortgage to pay, even though it shows as one of my debts. I am living with family while trying to also accomplish my goals.
Monthly net income: $3218.00
Monthly expenses:
Housing: $250.00 Rent
Insurance: $322.00 Cars, mine and my daughter
Car expenses: $380.00 My car payment
Utilities: $100.00 helps with utilites, living with my family
Phone, cable, internet: $ 275.00, (Cell phones for me and two daughters)
Food, entertainment: $
Clothing, household expenses: $200.00, as little as possible, mostly groceries
Credit cards and other loans: $60.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 12/11/2012 5:18:05 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:35 PM |
| BostonCapital | $100.00 | 12/11/2012 5:03:39 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:07 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:51 PM |
| riskreward | $250.00 | 12/11/2012 5:55:04 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:01:08 PM |
| toblerone | $25.00 | 12/11/2012 6:35:10 PM |
| Edakers | $25.00 | 12/11/2012 6:06:14 PM |
| Rollshaft | $25.00 | 12/11/2012 10:14:58 PM |
| djh47a | $25.00 | 12/13/2012 9:24:04 PM |
| wealth-multiplier | $25.00 | 12/13/2012 6:37:37 PM |
| brainy-credit1 | $50.00 | 12/14/2012 8:47:02 AM |
| ultimate-commitment | $25.00 | 12/14/2012 5:31:29 PM |
| a-finance-nirvana | $25.00 | 12/14/2012 5:44:50 PM |
| j2ee | $50.00 | 12/15/2012 10:52:06 AM |
| rzlender | $25.00 | 12/15/2012 12:09:55 PM |
| kevin314 | $25.00 | 12/15/2012 12:25:34 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:00 PM |
| investment-cluster | $25.00 | 12/15/2012 5:40:36 PM |
| SouthFloridaLender | $60.00 | 12/17/2012 4:17:59 AM |
| aggresive-compassion612 | $25.00 | 12/17/2012 9:12:54 AM |
| moneytolend72 | $25.00 | 12/17/2012 8:28:31 AM |
| DreDub | $25.00 | 12/17/2012 9:08:57 AM |
| AllanBK | $35.00 | 12/17/2012 6:26:24 AM |
| Felici_Finance | $25.00 | 12/17/2012 8:04:57 AM |
| Miami | $25.00 | 12/17/2012 9:09:56 AM |
| serene_sale | $21.28 | 12/17/2012 9:14:06 AM |
| Nco | $150.00 | 12/11/2012 5:32:56 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:43 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:30 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:37 PM |
| well-rounded-payout0 | $50.00 | 12/13/2012 5:41:41 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:15 PM |
| return-point2 | $100.00 | 12/13/2012 5:54:30 PM |
| LuvToLend | $25.00 | 12/13/2012 6:30:19 PM |
| ChoiceInvestments | $25.00 | 12/14/2012 11:09:54 PM |
| Kaj | $25.00 | 12/15/2012 12:12:43 PM |
| palu2619 | $25.00 | 12/15/2012 11:12:08 AM |
| ethical-truth211 | $25.00 | 12/15/2012 1:09:09 PM |
| belief-integrity | $250.00 | 12/15/2012 3:13:38 PM |
| lincny2 | $107.14 | 12/16/2012 1:08:10 PM |
| brian4571 | $25.63 | 12/17/2012 7:36:25 AM |
| social-zebra | $31.00 | 12/16/2012 3:01:12 PM |
| Fachim | $44.95 | 12/17/2012 8:16:11 AM |
| sparkling-contract7 | $25.00 | 12/17/2012 8:28:38 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
685129
This series of Notes was issued and sold upon the funding of the borrower loan #79721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $117.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
7 | Length of status: | 9y 4m |
|
Amount delinquent:
| $9,195 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,704 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-fort3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: Medical/Dental
This loan will be used to... pay off dental bills
My financial situation: is tough. I have had wages cut at my job, the holidays and now this Dental emergency
I am a good candidate for this loan because...I am full time employed
Monthly net income: $3500
Monthly expenses: $2850
Housing: $1000
Insurance: $150
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 12/10/2012 5:50:12 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 9:22:36 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:57 AM |
| Edakers | $25.00 | 12/11/2012 1:50:24 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:03 PM |
| return-point2 | $100.00 | 12/12/2012 9:21:57 AM |
| Tscheddar | $25.00 | 12/12/2012 5:57:16 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:34 PM |
| Mucman72 | $25.00 | 12/15/2012 7:00:56 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:11 AM |
| spirited-worth335 | $25.00 | 12/20/2012 6:02:50 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:47 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:21 PM |
| toblerone | $25.00 | 12/10/2012 5:23:42 PM |
| joelnet | $25.00 | 12/10/2012 6:57:57 PM |
| aggresive-compassion612 | $25.00 | 12/14/2012 5:32:26 PM |
| kenji4861 | $25.00 | 12/14/2012 5:39:47 PM |
| Kaj | $25.00 | 12/14/2012 6:28:55 PM |
| LuvToLend | $25.00 | 12/15/2012 1:28:42 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:13 PM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:57 PM |
| successful-agreement7 | $100.00 | 12/17/2012 5:14:26 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:19 PM |
| Quiza12 | $100.00 | 12/19/2012 11:24:29 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:36 PM |
| trumpeter391 | $25.00 | 12/20/2012 7:05:41 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 7:08:24 PM |
| ProModelA | $25.00 | 12/20/2012 8:28:37 PM |
| cocorico12 | $25.00 | 12/20/2012 7:58:53 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
685183
This series of Notes was issued and sold upon the funding of the borrower loan #79622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $150.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,869 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mole142 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to...My financial situation: I am a good candidate for this loan because...Monthly net income: $2300.00Monthly expenses: $1600.00Housing: $900.00Insurance: $62.00Car expenses: $440.00Utilities: $136.00Phone, cable, internet: $190.00Food, entertainment: $125.00Clothing, household expenses: $-0-Credit cards and other loans: $100.00Other expenses: $Zero
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/10/2012 5:06:49 PM |
| obduro_1 | $25.00 | 12/10/2012 5:39:37 PM |
| daw1878 | $25.00 | 12/10/2012 5:48:09 PM |
| formula842 | $25.00 | 12/10/2012 5:14:09 PM |
| engaging-worth | $25.00 | 12/10/2012 6:12:16 PM |
| BostonCapital | $100.00 | 12/10/2012 6:18:26 PM |
| Budro | $50.00 | 12/10/2012 5:41:37 PM |
| MONEY-1957 | $25.00 | 12/10/2012 5:42:24 PM |
| callmebryan | $25.00 | 12/10/2012 6:29:03 PM |
| missing-link | $25.00 | 12/10/2012 5:26:40 PM |
| Nipper99 | $100.00 | 12/10/2012 7:05:54 PM |
| entertaining-dollar298 | $25.00 | 12/10/2012 5:52:18 PM |
| hope-lionheart1 | $25.00 | 12/10/2012 8:17:59 PM |
| methodical-interest039 | $30.00 | 12/10/2012 7:28:41 PM |
| 113121 | $75.00 | 12/10/2012 6:53:45 PM |
| duty-accomplishment | $25.00 | 12/10/2012 9:01:40 PM |
| magnetic-duty4 | $25.00 | 12/11/2012 8:36:44 AM |
| return-enforcer5 | $39.78 | 12/11/2012 6:57:40 AM |
| tommymtg7 | $25.00 | 12/11/2012 10:53:58 AM |
| heartpounding-note972 | $25.00 | 12/11/2012 9:55:14 AM |
| heerzaquestion | $35.00 | 12/11/2012 12:37:10 PM |
| bonus-demon | $25.00 | 12/11/2012 4:04:23 PM |
| special-transparency2 | $25.00 | 12/11/2012 12:09:18 PM |
| octoberfresh | $25.00 | 12/11/2012 10:52:09 AM |
| Eminent_Endeavors | $25.00 | 12/11/2012 12:26:53 PM |
| scholarly-order6 | $25.00 | 12/11/2012 1:37:16 PM |
| Scottyd911 | $50.00 | 12/11/2012 3:38:24 PM |
| investment-cluster | $50.00 | 12/11/2012 4:25:57 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:01 PM |
| oskizzle | $25.00 | 12/11/2012 5:32:37 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:58 PM |
| natural-affluence6 | $25.00 | 12/10/2012 9:02:15 PM |
| JC_12 | $100.00 | 12/10/2012 5:54:32 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:55 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:22 PM |
| openness-antioxidant | $43.00 | 12/10/2012 5:34:29 PM |
| Abece | $207.01 | 12/10/2012 5:37:39 PM |
| I_Like_to_Invest | $25.00 | 12/10/2012 5:48:21 PM |
| Wrats6 | $25.00 | 12/10/2012 5:08:28 PM |
| cahjoon | $25.00 | 12/10/2012 5:59:40 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:36:47 PM |
| payment-halo | $25.00 | 12/10/2012 7:17:27 PM |
| brilliant-balance | $50.00 | 12/10/2012 7:20:01 PM |
| income-encore1 | $25.00 | 12/10/2012 6:21:03 PM |
| wildanne | $50.00 | 12/10/2012 6:22:54 PM |
| wise-charming-reward | $400.00 | 12/10/2012 6:26:44 PM |
| red-duty-carrier | $25.00 | 12/10/2012 5:56:54 PM |
| power-lightning9 | $25.00 | 12/10/2012 8:17:57 PM |
| ready-interest9 | $25.00 | 12/10/2012 6:37:57 PM |
| tranquil-gain1 | $75.00 | 12/10/2012 6:16:53 PM |
| pietro_torna_indietro | $43.00 | 12/10/2012 6:19:35 PM |
| dynrep | $25.00 | 12/10/2012 7:17:42 PM |
| 1386 | $25.00 | 12/10/2012 11:05:46 PM |
| whitegold24k | $200.00 | 12/10/2012 6:44:13 PM |
| foothillender | $25.00 | 12/11/2012 7:31:19 AM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:40:35 PM |
| HikeMoab | $25.00 | 12/11/2012 8:11:12 AM |
| treasure-bliss | $50.00 | 12/11/2012 3:01:53 AM |
| 01a_MrUSC_IRA | $25.00 | 12/11/2012 9:13:52 AM |
| profitable-fairness1 | $50.00 | 12/11/2012 9:39:27 AM |
| gjm6d | $25.00 | 12/11/2012 9:11:52 AM |
| loanman2007 | $50.00 | 12/11/2012 6:18:17 AM |
| natural-worth9 | $25.00 | 12/11/2012 7:36:57 AM |
| payout-motivator0 | $50.00 | 12/11/2012 9:55:50 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:15 AM |
| platinum-scientist9 | $25.00 | 12/11/2012 9:27:08 AM |
| TumbleWeed88 | $25.00 | 12/11/2012 9:32:39 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:57 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:20 AM |
| deal-banker | $30.00 | 12/11/2012 10:02:11 AM |
| TackingWindward | $25.00 | 12/11/2012 10:43:41 AM |
| julijask | $50.00 | 12/11/2012 10:54:46 AM |
| axl163 | $25.00 | 12/11/2012 10:29:32 AM |
| brightest-trade-breeze | $25.00 | 12/11/2012 1:10:27 PM |
| Edakers | $25.00 | 12/11/2012 1:50:24 PM |
| euro-eagle1 | $25.50 | 12/11/2012 11:20:53 AM |
| principal-star | $25.00 | 12/11/2012 4:43:44 PM |
| green-order-captain | $50.00 | 12/11/2012 5:37:27 PM |
| circuitfive | $25.00 | 12/11/2012 5:51:20 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:57 PM |
| bold-joyful-coin9 | $25.00 | 12/11/2012 5:39:15 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:23 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:25 PM |
| riskreward | $76.71 | 12/11/2012 5:54:54 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:31 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
685279
This series of Notes was issued and sold upon the funding of the borrower loan #79423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,862 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| skillful-capital726 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate my credit card bills into a lower monthly payment
My financial situation:
I am a good candidate for this loan because I pay all of my credit card bills each month and on time. The amount I pay each month is more than my monthly payment would be with this loan, so there is no question as to whether or not I can make this monthly payment for this loan.
Monthly net income: $2300
Monthly expenses: $2279
Housing: $711
Insurance: my homeowners insurance is apart of my monthly mortageg payment
Car expenses: $52 (insurance, car is paid off)
Utilities: $218
Phone, cable, internet: $208
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $340
Other expenses: $550 ($400/daycare for my daughter, $150 gasoline)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/13/2012 9:02:14 AM |
| DasMula | $50.00 | 12/13/2012 9:03:34 AM |
| toblerone | $25.00 | 12/13/2012 9:52:03 AM |
| zipemdown | $25.00 | 12/13/2012 10:01:37 AM |
| money-fort | $25.00 | 12/13/2012 10:39:43 AM |
| wildanne | $50.00 | 12/13/2012 10:45:38 AM |
| best-bonafide-p2p | $25.00 | 12/13/2012 10:30:23 AM |
| riveting-credit5 | $25.00 | 12/13/2012 10:00:14 AM |
| digitalhound | $36.45 | 12/13/2012 12:07:06 PM |
| thrilling-point2 | $40.00 | 12/13/2012 12:10:57 PM |
| ucantbeetit | $25.00 | 12/13/2012 5:16:29 PM |
| LuvToLend | $25.00 | 12/13/2012 6:30:20 PM |
| djh47a | $25.00 | 12/13/2012 2:23:17 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 6:07:24 PM |
| compassion-twister2 | $50.00 | 12/13/2012 6:07:40 PM |
| careful-vigilance4 | $25.00 | 12/13/2012 6:11:13 PM |
| bob450-roth | $25.00 | 12/13/2012 6:49:44 PM |
| subtle-bill727 | $25.00 | 12/13/2012 5:52:57 PM |
| greencat | $50.00 | 12/14/2012 8:51:37 AM |
| Bob450 | $25.00 | 12/14/2012 9:11:40 AM |
| IIP77 | $25.00 | 12/14/2012 6:50:59 AM |
| benefit-javelin | $50.00 | 12/14/2012 7:48:40 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:29 PM |
| harmonious-contract5 | $25.00 | 12/14/2012 11:47:28 AM |
| keen-economy6 | $25.00 | 12/14/2012 10:44:07 AM |
| GoldLetters | $59.57 | 12/14/2012 11:15:35 AM |
| BigHorizon | $100.00 | 12/14/2012 3:45:13 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:39:09 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:43 AM |
| platinum-admiral8 | $25.00 | 12/15/2012 8:21:42 AM |
| E-2 | $100.00 | 12/15/2012 10:59:19 AM |
| kind-durability-battalion | $75.00 | 12/15/2012 10:23:09 AM |
| let_me_retire | $25.00 | 12/15/2012 4:01:23 AM |
| productive-note2 | $50.00 | 12/15/2012 12:42:44 PM |
| Astyanax | $30.00 | 12/15/2012 1:15:50 PM |
| ItsJustMe79 | $25.00 | 12/15/2012 1:19:26 PM |
| sincere-agreement9 | $25.00 | 12/15/2012 1:33:34 PM |
| terrific-dough6 | $37.00 | 12/15/2012 1:09:35 PM |
| fervent-repayment | $100.00 | 12/15/2012 1:18:40 PM |
| blue-subtle-integrity | $25.00 | 12/15/2012 1:22:40 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:23:18 PM |
| penny-socrates5 | $100.00 | 12/15/2012 1:24:11 PM |
| order-singularity430 | $50.00 | 12/15/2012 1:47:43 PM |
| forthright-trade | $9.87 | 12/15/2012 1:52:38 PM |
| justice-inspector | $25.00 | 12/15/2012 1:44:23 PM |
| cr8on | $30.00 | 12/13/2012 9:12:59 AM |
| handy-justice | $50.00 | 12/13/2012 9:06:21 AM |
| treasure-bliss | $25.00 | 12/13/2012 9:18:01 AM |
| RGlad | $100.00 | 12/13/2012 9:36:03 AM |
| red-duty-carrier | $25.00 | 12/13/2012 9:04:46 AM |
| octoberfresh | $25.00 | 12/13/2012 9:07:52 AM |
| asset-professor | $25.00 | 12/13/2012 10:55:11 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:38 AM |
| Rogelio48 | $45.00 | 12/13/2012 10:45:55 AM |
| benevolent-loot5 | $200.00 | 12/13/2012 12:22:50 PM |
| Edakers | $25.00 | 12/13/2012 11:11:03 AM |
| transaction-seahorse0 | $25.00 | 12/13/2012 12:32:25 PM |
| obduro_1 | $25.00 | 12/13/2012 10:30:45 AM |
| market-bearer0 | $30.00 | 12/13/2012 10:51:36 AM |
| Investor_DP | $100.00 | 12/13/2012 5:22:47 PM |
| hero007 | $50.00 | 12/13/2012 6:33:54 PM |
| Tscheddar | $25.00 | 12/13/2012 3:57:53 PM |
| CreditBuilder2 | $25.03 | 12/13/2012 7:24:09 PM |
| bold-wampum-compadre | $100.00 | 12/13/2012 6:31:54 PM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:14 PM |
| tender-ore | $25.00 | 12/13/2012 6:16:53 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:53 AM |
| jybank | $49.00 | 12/14/2012 12:22:50 AM |
| fortytwo | $100.00 | 12/14/2012 9:49:58 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:23 AM |
| desertoasis | $25.00 | 12/15/2012 8:59:39 AM |
| heritage_loans | $38.08 | 12/15/2012 11:48:29 AM |
| transaction-circuit | $40.00 | 12/15/2012 12:03:15 PM |
| Comoparklender | $25.00 | 12/15/2012 12:34:14 PM |
| ethical-truth211 | $200.00 | 12/15/2012 12:37:32 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:08 AM |
| silver-trident5 | $500.00 | 12/15/2012 1:21:50 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:52:26 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
685327
This series of Notes was issued and sold upon the funding of the borrower loan #79050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,803 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Buckeye-Bernie |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $30.01 | 12/12/2012 7:17:27 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:50 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:31 PM |
| PrimeFunding | $25.00 | 12/10/2012 5:17:12 PM |
| Silver_Rupee | $25.00 | 12/10/2012 6:19:30 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:13 PM |
| RGlad | $100.00 | 12/10/2012 6:12:44 PM |
| joelnet | $25.00 | 12/10/2012 6:57:01 PM |
| transparency-position | $44.00 | 12/10/2012 7:08:28 PM |
| Bob450 | $25.00 | 12/10/2012 8:29:48 PM |
| restless-dime | $100.00 | 12/11/2012 6:24:38 AM |
| let_me_retire | $50.00 | 12/11/2012 9:35:07 AM |
| Endeavour | $150.00 | 12/11/2012 9:21:48 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:58 AM |
| favorite-commerce | $50.00 | 12/11/2012 11:43:53 AM |
| credit-coach118 | $25.02 | 12/11/2012 11:24:59 AM |
| power-spartan5 | $25.00 | 12/11/2012 10:41:08 AM |
| cr8on | $30.00 | 12/11/2012 5:09:28 PM |
| bob450-roth | $25.00 | 12/11/2012 9:01:33 PM |
| wonder3 | $25.00 | 12/12/2012 6:35:28 AM |
| new-start18100 | $25.00 | 12/12/2012 5:09:57 PM |
| dunrizzo | $31.00 | 12/12/2012 4:03:57 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:34 PM |
| CACO_Lender | $25.00 | 12/12/2012 5:00:42 PM |
| Isanpankki | $25.00 | 12/13/2012 6:57:29 AM |
| careful-vigilance4 | $25.00 | 12/12/2012 5:31:50 PM |
| hml | $50.00 | 12/13/2012 1:50:47 AM |
| desertoasis | $25.00 | 12/13/2012 9:41:32 AM |
| melodious-openness | $100.00 | 12/13/2012 9:56:44 AM |
| impala6464 | $25.00 | 12/12/2012 11:21:04 PM |
| felicity-czar6 | $25.00 | 12/13/2012 7:15:29 AM |
| value-trophy8 | $40.00 | 12/13/2012 11:20:31 AM |
| Steelermoney | $25.00 | 12/13/2012 11:10:25 AM |
| alexander-hamilton | $25.00 | 12/13/2012 11:26:26 AM |
| djh47a | $25.00 | 12/13/2012 2:23:15 PM |
| mykkai | $25.00 | 12/13/2012 6:31:40 PM |
| ItsJustMe79 | $25.00 | 12/13/2012 6:25:34 PM |
| dukeiyer | $25.00 | 12/13/2012 6:43:35 PM |
| worldly-gold | $26.00 | 12/13/2012 6:15:05 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:52 AM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:44 AM |
| ElPadrino0 | $50.00 | 12/14/2012 5:18:03 PM |
| ethical-truth211 | $100.00 | 12/14/2012 12:01:42 PM |
| bold-pound-statuette | $200.00 | 12/14/2012 9:04:18 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:38:50 PM |
| economy-coup | $200.00 | 12/10/2012 8:40:59 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:34:46 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:33:17 PM |
| octoberfresh | $25.00 | 12/10/2012 6:40:20 PM |
| Bad_Debt | $25.00 | 12/10/2012 10:44:50 PM |
| CreditBuilder2 | $25.03 | 12/10/2012 7:27:53 PM |
| orange-preeminant-bill | $50.00 | 12/11/2012 3:24:31 AM |
| Whipster | $45.00 | 12/11/2012 9:19:30 AM |
| authentic-finance194 | $200.00 | 12/11/2012 9:34:18 AM |
| Edakers | $25.00 | 12/11/2012 1:50:25 PM |
| LuvToLend | $25.00 | 12/11/2012 10:27:13 AM |
| newest-currency-vibrato | $25.00 | 12/11/2012 1:02:58 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:45 PM |
| zorg77 | $50.00 | 12/11/2012 5:53:30 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:36 PM |
| brainy-return234 | $50.00 | 12/12/2012 11:27:44 AM |
| trumpeter391 | $25.00 | 12/12/2012 12:18:46 PM |
| balance-force | $28.00 | 12/12/2012 1:53:01 PM |
| booOST | $25.61 | 12/12/2012 3:42:05 PM |
| transformer855 | $25.00 | 12/13/2012 7:22:49 AM |
| refined-return922 | $25.00 | 12/13/2012 7:36:58 AM |
| slowgains | $25.00 | 12/12/2012 7:39:23 PM |
| the-silver-blaster | $75.00 | 12/13/2012 9:11:49 AM |
| twjh | $50.09 | 12/13/2012 10:09:01 AM |
| tommymtg7 | $25.00 | 12/13/2012 11:09:31 AM |
| jkeller4000 | $25.00 | 12/13/2012 11:45:02 AM |
| subtle-bill727 | $25.00 | 12/13/2012 10:32:50 AM |
| loan-fate | $35.00 | 12/13/2012 10:55:42 AM |
| agalt | $25.00 | 12/13/2012 10:22:38 AM |
| benevolent-loot5 | $200.00 | 12/13/2012 12:22:49 PM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:52:15 PM |
| gain-chosen-one081 | $25.00 | 12/13/2012 6:20:04 PM |
| prudent-loot | $25.00 | 12/13/2012 8:29:14 PM |
| graceful-investment | $106.00 | 12/13/2012 8:05:49 PM |
| HeroSupport | $50.00 | 12/14/2012 9:12:40 AM |
| IIP77 | $25.00 | 12/14/2012 6:50:57 AM |
| KEOLEND | $25.00 | 12/14/2012 10:44:59 AM |
| buffalobills | $25.00 | 12/14/2012 12:21:51 PM |
| kind-credit-bear | $50.00 | 12/14/2012 10:45:35 AM |
| julijask | $25.00 | 12/14/2012 11:21:41 AM |
| peso-bonaza | $25.00 | 12/14/2012 5:28:46 PM |
| Happyhourcomics | $25.00 | 12/14/2012 9:57:59 PM |
| sympathetic-funds818 | $19.24 | 12/15/2012 4:35:11 AM |
| IASKGOD | $25.00 | 12/14/2012 9:17:20 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
685341
This series of Notes was issued and sold upon the funding of the borrower loan #79173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,714 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| riveting-durability50 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off my high rate Amex card.
My financial situation:
I am a good candidate for this loan because I have always managed my finances well and never missed any payments be it a credit re-payment or other bill.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,500.00 | 12/11/2012 10:24:04 AM |
| LoanerPrincipal | $25.00 | 12/11/2012 9:26:26 AM |
| xrycac | $25.00 | 12/11/2012 10:18:33 AM |
| sing4ding | $100.00 | 12/11/2012 2:13:34 PM |
| CreditBuilder2 | $25.01 | 12/11/2012 11:09:02 AM |
| a-finance-nirvana | $25.00 | 12/11/2012 5:19:34 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:30 PM |
| Plutis | $25.00 | 12/11/2012 6:11:27 PM |
| Capitalincome | $25.41 | 12/12/2012 11:27:58 AM |
| magnetic-duty4 | $25.00 | 12/12/2012 4:08:26 PM |
| supersarah61 | $25.00 | 12/12/2012 5:21:00 PM |
| uncl-sammy | $25.00 | 12/12/2012 7:14:13 PM |
| Rivervale_Westwood | $25.00 | 12/13/2012 9:26:33 AM |
| hero007 | $50.00 | 12/13/2012 9:03:58 AM |
| zippy-revenue8 | $25.00 | 12/13/2012 5:17:51 AM |
| Harry | $75.00 | 12/13/2012 10:15:15 AM |
| loot-prescription3 | $25.00 | 12/13/2012 9:38:54 AM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:52 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:49 PM |
| sprinter | $50.00 | 12/14/2012 10:07:56 AM |
| octoberfresh | $25.00 | 12/14/2012 6:56:54 AM |
| Batman2u | $25.00 | 12/15/2012 3:20:28 AM |
| heroic-payout9 | $32.21 | 12/15/2012 5:09:41 AM |
| availableloan | $25.00 | 12/15/2012 6:59:59 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:38 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:45 AM |
| indomitable-coin | $25.00 | 12/15/2012 12:54:39 PM |
| dbs | $25.00 | 12/15/2012 12:20:09 PM |
| Roundhouse | $100.00 | 12/15/2012 4:50:40 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:45 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:16:20 PM |
| joe_matadatz | $25.00 | 12/16/2012 6:09:31 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:04 PM |
| Paxman84 | $25.00 | 12/16/2012 9:49:17 AM |
| dsnybnd | $25.00 | 12/16/2012 11:07:41 AM |
| truth-lyrics7 | $34.24 | 12/16/2012 8:27:14 PM |
| pennybypenny | $25.00 | 12/16/2012 9:23:28 PM |
| Charmart | $25.00 | 12/16/2012 9:52:11 AM |
| pednatjr | $37.22 | 12/17/2012 11:52:42 AM |
| dordee | $60.00 | 12/17/2012 1:08:01 PM |
| velocity-aurora | $250.00 | 12/17/2012 2:51:10 PM |
| benevolent-benefit7 | $200.00 | 12/17/2012 11:01:43 AM |
| organic-truth9 | $26.00 | 12/17/2012 12:03:15 PM |
| hope-spinner | $25.00 | 12/17/2012 1:31:15 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:22 PM |
| dukeiyer | $25.00 | 12/17/2012 11:14:06 AM |
| chac | $150.00 | 12/17/2012 12:55:22 PM |
| Money_Working | $40.00 | 12/17/2012 1:01:53 PM |
| top-courteous-peso | $75.00 | 12/17/2012 5:18:17 PM |
| kwan | $25.00 | 12/17/2012 5:12:45 PM |
| glc527 | $38.89 | 12/18/2012 9:42:50 AM |
| Ripsaw4U | $50.00 | 12/17/2012 7:15:23 PM |
| crown-year | $955.19 | 12/18/2012 9:54:29 AM |
| crw1950 | $50.00 | 12/18/2012 7:18:45 AM |
| kalamari | $30.00 | 12/18/2012 9:08:18 AM |
| DreisersFinancier | $50.00 | 12/11/2012 9:57:52 AM |
| Zolton | $300.00 | 12/11/2012 9:29:15 AM |
| ready-interest9 | $25.00 | 12/11/2012 11:15:51 AM |
| leodaguy | $100.00 | 12/11/2012 11:22:18 AM |
| natural-worth9 | $100.00 | 12/11/2012 11:51:37 AM |
| best-bonafide-p2p | $50.00 | 12/12/2012 10:10:48 AM |
| prudent-dough458 | $25.00 | 12/12/2012 5:02:47 PM |
| compassion-twister2 | $25.00 | 12/12/2012 7:20:56 PM |
| qsolo | $25.00 | 12/13/2012 9:28:26 AM |
| justreturns | $25.00 | 12/13/2012 9:19:22 AM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:05:43 PM |
| nickel-ferret | $25.00 | 12/13/2012 12:25:21 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:57:13 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:57 PM |
| wetlands | $200.00 | 12/13/2012 12:26:41 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:15 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:30:00 PM |
| Avicell | $25.00 | 12/13/2012 6:21:54 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:21 PM |
| radforj22 | $25.00 | 12/14/2012 8:47:41 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 4:29:53 AM |
| YampaQuant | $25.00 | 12/14/2012 10:34:31 AM |
| transaction-raccoon | $30.04 | 12/14/2012 5:28:46 PM |
| Gordon_Gekko1 | $25.00 | 12/15/2012 1:12:31 PM |
| CaptainBL | $25.00 | 12/15/2012 1:24:05 PM |
| compatible-deal9 | $50.00 | 12/15/2012 1:01:31 PM |
| hitsman | $50.00 | 12/15/2012 2:09:12 PM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:46:57 PM |
| one2save | $25.00 | 12/16/2012 6:11:58 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:41 AM |
| dsnybnd | $25.00 | 12/16/2012 11:10:38 AM |
| betterthanstock | $26.79 | 12/16/2012 5:15:39 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:36 AM |
| crown-year | $1,000.00 | 12/17/2012 9:13:43 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:39 AM |
| pennybypenny | $50.00 | 12/17/2012 9:42:30 AM |
| ltschetter | $25.00 | 12/17/2012 2:23:33 PM |
| orange-dedication-maple | $25.00 | 12/17/2012 12:47:05 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:45:14 PM |
| steady-silver6 | $50.00 | 12/17/2012 5:10:07 PM |
| indianoven | $25.00 | 12/18/2012 8:52:47 AM |
| payout-motivator0 | $50.00 | 12/17/2012 7:07:59 PM |
| The_dude_01 | $25.00 | 12/18/2012 9:39:34 AM |
| belief-integrity | $1,250.00 | 12/18/2012 5:38:26 AM |
| reward-excellency1 | $25.00 | 12/18/2012 6:18:14 AM |
| best-bonafide-p2p | $50.00 | 12/18/2012 9:01:08 AM |
| breathtaking-transparency9 | $25.00 | 12/18/2012 9:15:35 AM |
| forthright-trade | $40.00 | 12/18/2012 9:47:06 AM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
685399
This series of Notes was issued and sold upon the funding of the borrower loan #79651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $1,115.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,942 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-dinero646 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off bills at higher rate.
My financial situation:
I am a good candidate for this loan because I have no major debt and make enough to pay off. I dont want to go through the bank as their fees are higher.
Monthly net income: $5100
Monthly expenses: $1950
Housing: $650
Insurance: $150
Car expenses: $500
Utilities: $50
Phone, cable, internet: $125
Food, entertainment: $325
Clothing, household expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green28 | $75.00 | 12/10/2012 5:46:15 PM |
| direct-affluence8 | $50.00 | 12/10/2012 5:59:32 PM |
| jsa7cornell | $100.00 | 12/10/2012 5:43:30 PM |
| a-versatile-power | $25.00 | 12/11/2012 5:02:42 AM |
| Finla | $221.46 | 12/11/2012 5:52:55 AM |
| weatherman89 | $40.00 | 12/10/2012 7:48:24 PM |
| sincere-funds470 | $25.00 | 12/11/2012 8:17:06 AM |
| Relaxo | $250.00 | 12/11/2012 3:42:56 AM |
| the-sweet-penny2 | $25.00 | 12/11/2012 6:57:16 AM |
| healthy-peace427 | $100.00 | 12/11/2012 9:49:29 AM |
| Edakers | $25.00 | 12/11/2012 1:51:44 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:09 PM |
| Clovis_the-Benevolent | $50.00 | 12/11/2012 10:38:29 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:27 PM |
| P2P4me | $500.00 | 12/12/2012 5:35:55 AM |
| elfincove | $50.00 | 12/12/2012 6:04:11 AM |
| WhiteInvestor | $25.00 | 12/12/2012 9:05:09 AM |
| djh47a | $50.00 | 12/12/2012 1:08:25 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:24:26 PM |
| orange-dedication-maple | $25.00 | 12/12/2012 7:30:52 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:31 PM |
| nevee | $25.00 | 12/13/2012 6:05:39 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:25:37 PM |
| Shomee_dmoney | $25.00 | 12/14/2012 8:56:22 PM |
| enticing-affluence6 | $27.41 | 12/15/2012 10:32:22 AM |
| Corlei | $50.00 | 12/15/2012 10:22:26 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:54 AM |
| Gold-bug | $50.00 | 12/15/2012 12:36:14 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:59 PM |
| Reddy_Capital | $25.00 | 12/16/2012 12:15:00 PM |
| benefit-awakening9 | $150.00 | 12/16/2012 4:55:39 PM |
| a-restless-dollar | $30.00 | 12/16/2012 10:46:03 PM |
| frankdelraza | $25.00 | 12/17/2012 9:42:24 AM |
| deal-vibrato | $25.00 | 12/17/2012 5:11:59 PM |
| gjm6d | $25.00 | 12/17/2012 5:25:40 PM |
| benjamins-wasp | $50.00 | 12/17/2012 5:48:29 PM |
| BostonCapital | $100.00 | 12/17/2012 6:08:55 PM |
| hero007 | $50.00 | 12/17/2012 5:18:10 PM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:30 PM |
| durability-mover5 | $50.00 | 12/17/2012 3:06:46 PM |
| riskreward | $250.00 | 12/17/2012 5:29:00 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:35:39 PM |
| chef6 | $150.00 | 12/18/2012 6:43:56 AM |
| mmabel | $25.00 | 12/18/2012 8:52:51 AM |
| fulfilling-return414 | $25.00 | 12/18/2012 8:55:08 AM |
| qsolo | $25.00 | 12/17/2012 5:39:40 PM |
| Avicell | $25.00 | 12/17/2012 6:05:49 PM |
| hitsman | $50.00 | 12/18/2012 10:33:29 AM |
| bazaar-neptune2 | $35.25 | 12/18/2012 7:28:47 AM |
| SB94114 | $25.00 | 12/18/2012 9:02:29 AM |
| MikeMann | $100.00 | 12/17/2012 7:50:00 PM |
| geechee | $25.00 | 12/18/2012 2:35:47 PM |
| compatible-deal9 | $25.00 | 12/18/2012 2:50:24 PM |
| greenback-frog7 | $25.00 | 12/17/2012 11:05:36 PM |
| respectful-nickel2 | $75.00 | 12/18/2012 9:44:36 AM |
| blue-wildcats | $25.00 | 12/18/2012 9:48:20 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:14:31 AM |
| RufusGreyhound | $25.00 | 12/18/2012 7:53:52 AM |
| new-dynamic-value | $25.00 | 12/18/2012 8:31:54 AM |
| fairness-symphony2 | $50.00 | 12/18/2012 10:32:34 AM |
| kingryan | $250.00 | 12/18/2012 5:35:51 PM |
| lovely-bid3 | $25.00 | 12/18/2012 5:04:49 PM |
| kinetic-loot436 | $30.00 | 12/18/2012 6:40:52 PM |
| msfitzge | $25.00 | 12/18/2012 5:46:38 PM |
| dominickf | $50.00 | 12/18/2012 5:20:00 PM |
| runbix7 | $25.00 | 12/18/2012 6:12:15 PM |
| tech310 | $50.00 | 12/18/2012 6:18:18 PM |
| kalamari | $30.00 | 12/19/2012 10:21:55 AM |
| cordial-economy027 | $25.00 | 12/19/2012 8:25:14 AM |
| brightest-income-hunter | $50.00 | 12/19/2012 8:39:40 AM |
| Razor129 | $30.60 | 12/19/2012 1:41:25 PM |
| syracuserei | $50.00 | 12/19/2012 4:57:33 AM |
| sun818 | $25.00 | 12/19/2012 9:45:40 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:35:58 PM |
| cognizant-integrity72 | $25.00 | 12/19/2012 10:49:33 AM |
| authoritative-asset293 | $25.00 | 12/19/2012 12:08:14 PM |
| Nicedad72 | $25.00 | 12/20/2012 8:01:49 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:11 PM |
| glowing-pound3 | $100.00 | 12/20/2012 9:52:23 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:34 PM |
| primed | $25.00 | 12/19/2012 8:21:32 PM |
| the-debt-mate | $25.00 | 12/20/2012 1:55:23 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:34 PM |
| Iowa65 | $25.03 | 12/20/2012 7:30:17 AM |
| generosity-battalion0 | $40.00 | 12/20/2012 8:26:01 AM |
| mercuriant | $25.00 | 12/20/2012 5:41:15 PM |
| tapesor | $91.00 | 12/20/2012 5:47:45 PM |
| euro-grove4 | $25.00 | 12/20/2012 5:47:52 PM |
| new-start18100 | $25.00 | 12/20/2012 5:57:20 PM |
| MonkeyHero | $35.00 | 12/20/2012 1:38:29 PM |
| rootcanaler | $75.00 | 12/20/2012 11:36:28 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:40 PM |
| generous-cash1 | $250.00 | 12/21/2012 7:30:47 AM |
| trumpeter391 | $25.00 | 12/20/2012 3:32:27 PM |
| farlik | $25.00 | 12/21/2012 9:06:42 AM |
| marketplace-singularity3 | $25.00 | 12/21/2012 9:28:40 AM |
| I-got-you | $25.00 | 12/21/2012 1:17:01 PM |
| LongTail | $26.00 | 12/20/2012 8:54:07 PM |
| revolutionary769 | $250.00 | 12/21/2012 5:34:17 AM |
| helping-out | $350.00 | 12/21/2012 3:12:32 PM |
| Jubael | $43.01 | 12/21/2012 3:43:58 PM |
| USAFVET2010 | $25.00 | 12/21/2012 8:15:11 AM |
| cashmoneyinthebank | $25.00 | 12/21/2012 10:48:29 AM |
| KeyS80 | $100.00 | 12/21/2012 12:12:53 PM |
| hillbilly40 | $30.00 | 12/21/2012 12:38:05 PM |
| US_NAVY_SAILOR | $25.00 | 12/21/2012 2:30:33 PM |
| blackberry313 | $50.00 | 12/21/2012 4:05:17 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:21:57 PM |
| Goldberry | $35.00 | 12/21/2012 11:46:29 AM |
| MasterTech33 | $30.00 | 12/21/2012 3:33:39 PM |
| Cookstersalibi | $25.00 | 12/21/2012 10:55:44 AM |
| entertaining-dollar298 | $25.00 | 12/10/2012 5:52:18 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:34 PM |
| wildanne | $50.00 | 12/10/2012 6:22:55 PM |
| ghettodrvr | $25.00 | 12/10/2012 5:48:55 PM |
| ace230 | $25.00 | 12/10/2012 6:33:56 PM |
| bowdish1 | $25.00 | 12/10/2012 5:29:08 PM |
| perfume956 | $50.00 | 12/10/2012 8:54:41 PM |
| motion91 | $200.00 | 12/10/2012 7:17:04 PM |
| natural-worth9 | $500.00 | 12/11/2012 7:39:11 AM |
| FPidge | $25.00 | 12/10/2012 8:41:53 PM |
| MicroLender357 | $25.00 | 12/11/2012 9:06:40 AM |
| Prowess_in_Babylon | $25.00 | 12/11/2012 8:46:04 AM |
| note-willow8 | $25.00 | 12/11/2012 9:41:32 AM |
| elegant-commerce17 | $100.00 | 12/11/2012 5:11:04 PM |
| SteelCityGators | $28.05 | 12/11/2012 1:14:59 PM |
| fmanjoo | $25.00 | 12/11/2012 5:47:16 PM |
| foofightee | $25.00 | 12/12/2012 8:14:03 AM |
| bonus-animal4 | $25.00 | 12/12/2012 6:00:42 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:45:47 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 10:38:14 AM |
| gold-seahorse | $25.00 | 12/14/2012 12:48:57 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:59 PM |
| fund-human459 | $50.00 | 12/15/2012 7:01:45 AM |
| Bosibz | $50.00 | 12/15/2012 7:58:22 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:35 PM |
| richboy56 | $25.00 | 12/15/2012 2:41:07 PM |
| agbullet55443 | $100.00 | 12/15/2012 11:09:38 PM |
| GenerousGentleMan | $40.00 | 12/16/2012 3:23:30 PM |
| kegs | $200.00 | 12/17/2012 1:39:57 PM |
| transparency-sapling | $25.00 | 12/17/2012 6:05:06 PM |
| prudent-dough458 | $25.00 | 12/17/2012 6:35:47 PM |
| Trebuchez | $50.00 | 12/18/2012 4:25:30 AM |
| wetlands | $200.00 | 12/17/2012 5:21:50 PM |
| igniter584 | $150.00 | 12/18/2012 7:50:16 AM |
| squadron820 | $25.00 | 12/18/2012 8:00:58 AM |
| Harry | $75.00 | 12/17/2012 6:53:22 PM |
| hopeful-trade | $25.00 | 12/18/2012 9:48:05 AM |
| MateCocido | $40.00 | 12/18/2012 7:03:32 AM |
| UBOtto186 | $50.00 | 12/18/2012 9:09:56 AM |
| supersarah61 | $25.00 | 12/18/2012 4:00:22 PM |
| Nusk | $25.00 | 12/17/2012 11:36:44 PM |
| deal-selector5 | $25.00 | 12/18/2012 10:33:33 AM |
| ingenious-truth684 | $25.00 | 12/18/2012 6:27:51 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:36 PM |
| payout-conqueror157 | $50.00 | 12/18/2012 1:07:39 PM |
| persistent-dinero953 | $25.00 | 12/18/2012 1:30:53 PM |
| agalt | $25.00 | 12/18/2012 10:40:18 PM |
| bruinfanatic | $250.00 | 12/19/2012 9:32:59 AM |
| 907 | $25.00 | 12/18/2012 7:49:40 PM |
| sharp-platinum326 | $25.00 | 12/18/2012 6:31:00 PM |
| sensible-interest2 | $29.27 | 12/18/2012 8:12:21 PM |
| bayshipping | $27.76 | 12/19/2012 3:29:21 AM |
| the-income-marble | $25.00 | 12/19/2012 6:50:23 AM |
| ResQDoc | $25.00 | 12/19/2012 4:02:51 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:27 AM |
| porwestco | $25.00 | 12/19/2012 2:34:11 PM |
| dontvote | $25.00 | 12/19/2012 3:09:42 PM |
| stable-bonus | $35.00 | 12/19/2012 4:28:45 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:03 PM |
| joe_matadatz | $25.00 | 12/19/2012 5:06:58 PM |
| octoberfresh | $25.00 | 12/19/2012 10:05:21 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:46 AM |
| commerce-explosion9 | $25.00 | 12/19/2012 12:08:06 PM |
| Jim33 | $25.00 | 12/19/2012 12:47:06 PM |
| Jofga | $40.00 | 12/19/2012 2:32:14 PM |
| IP | $25.00 | 12/19/2012 6:14:43 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:21 PM |
| jetspeedfuture | $35.00 | 12/19/2012 7:24:05 PM |
| benevolent-benefit7 | $25.00 | 12/19/2012 8:19:51 PM |
| bold-towering-velocity | $29.00 | 12/20/2012 8:34:40 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:17 PM |
| a-foxy-balance | $25.00 | 12/20/2012 10:14:01 AM |
| ideal-platinum1 | $25.00 | 12/20/2012 10:58:35 AM |
| Capitol_RedHead | $100.00 | 12/20/2012 3:08:52 PM |
| STLRacer | $25.00 | 12/20/2012 6:20:17 AM |
| DollarSign7777 | $25.00 | 12/20/2012 11:08:59 AM |
| whitegoldira | $150.00 | 12/20/2012 10:19:07 AM |
| repayment-neptune428 | $100.00 | 12/21/2012 7:18:28 AM |
| bklyntrustco | $200.00 | 12/21/2012 7:56:31 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:36 PM |
| abundant-power | $25.00 | 12/21/2012 9:32:08 AM |
| snoop4jc | $100.00 | 12/20/2012 5:44:44 PM |
| payment-halo | $25.00 | 12/20/2012 6:38:16 PM |
| dynrep | $25.00 | 12/20/2012 6:38:53 PM |
| tmdmf | $25.00 | 12/21/2012 8:11:31 AM |
| statuesque-listing929 | $50.00 | 12/20/2012 7:24:21 PM |
| durability-course2 | $50.00 | 12/21/2012 1:01:59 PM |
| brilliance258 | $25.00 | 12/20/2012 7:28:43 PM |
| Shalidar | $50.00 | 12/21/2012 6:35:50 AM |
| ebase22 | $25.00 | 12/21/2012 3:53:13 PM |
| ethical-truth211 | $312.16 | 12/21/2012 4:25:15 PM |
| jwsf1977 | $50.00 | 12/21/2012 10:48:47 AM |
| dukeiyer | $25.00 | 12/21/2012 10:55:24 AM |
| rwhite1682 | $50.00 | 12/21/2012 11:16:56 AM |
| emphatic-currency194 | $25.00 | 12/21/2012 11:22:49 AM |
| cyberbro | $35.00 | 12/21/2012 2:49:34 PM |
| John_Galt | $44.00 | 12/21/2012 3:58:10 PM |
| workwithchrisDOTbiz | $50.00 | 12/21/2012 11:41:11 AM |
| skillful-justice879 | $25.00 | 12/21/2012 1:30:38 PM |
| persistent-income2 | $25.00 | 12/21/2012 2:31:27 PM |
| 211 Investments
|
Borrower Payment Dependent Notes Series
685409
This series of Notes was issued and sold upon the funding of the borrower loan #79248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 30y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $109,058 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-cadence184 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/13/2012 9:25:58 AM |
| zipemdown | $25.00 | 12/12/2012 5:11:37 PM |
| power-spartan5 | $25.00 | 12/12/2012 6:05:14 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:19 PM |
| toblerone | $25.00 | 12/12/2012 5:11:48 PM |
| open-minded-p2p1 | $25.00 | 12/12/2012 6:38:30 PM |
| CreditBuilder2 | $25.03 | 12/12/2012 7:04:51 PM |
| liberty-tostada7 | $25.00 | 12/12/2012 7:26:55 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:25 PM |
| asset-professor | $25.00 | 12/13/2012 10:55:06 AM |
| subtle-bill727 | $25.00 | 12/14/2012 9:36:13 AM |
| LuvToLend | $25.00 | 12/14/2012 9:24:07 AM |
| ItsJustMe79 | $25.00 | 12/14/2012 9:40:20 AM |
| five-star-note | $25.00 | 12/14/2012 11:09:54 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:29 PM |
| alexander-hamilton | $50.00 | 12/14/2012 10:42:48 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:38:01 AM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:51 AM |
| IIP77 | $25.00 | 12/15/2012 2:08:41 PM |
| E-2 | $85.00 | 12/17/2012 9:26:17 AM |
| joyous-peace443 | $25.00 | 12/19/2012 5:26:34 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:39 AM |
| tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:48 AM |
| natural-liberty4 | $108.52 | 12/19/2012 5:37:56 PM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:50 AM |
| CA-Lender | $25.00 | 12/14/2012 10:10:33 AM |
| let_me_retire | $57.38 | 12/14/2012 11:45:57 AM |
| zorg77 | $25.00 | 12/14/2012 3:19:53 PM |
| desertoasis | $25.00 | 12/15/2012 8:59:39 AM |
| frogperson | $200.00 | 12/15/2012 10:17:29 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:42 AM |
| YeoLenderSource | $25.00 | 12/15/2012 1:29:38 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:16 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:17:18 AM |
| jamiee73 | $25.00 | 12/16/2012 4:39:52 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:44 AM |
| integrity-doctor | $100.00 | 12/17/2012 4:05:02 PM |
| britches318 | $100.00 | 12/18/2012 7:59:08 AM |
| bold-social-widget | $25.00 | 12/18/2012 10:32:42 AM |
| lendinglover | $25.00 | 12/19/2012 3:15:55 PM |
| ideal-velocity7 | $59.07 | 12/19/2012 1:15:08 PM |
| versatile-dime442 | $35.00 | 12/19/2012 5:36:12 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
685433
This series of Notes was issued and sold upon the funding of the borrower loan #79125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $183.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,571 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Frankie474 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $31,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
720-739
(Jan-2008)
|
|
Principal balance:
| $3,737.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be useused to pay off a credit card to reduce the interest I am paying.
My financial situation:
I am a good candidate for this loan because I have a steady income, I am self employed, and I have a good history with Prosper paying my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.56 | 12/12/2012 5:04:18 PM |
| Zolton | $300.00 | 12/12/2012 5:10:05 PM |
| exchange-cub | $59.00 | 12/12/2012 5:53:06 PM |
| janeybooboo | $74.74 | 12/12/2012 6:09:07 PM |
| green-trade-dolphin2 | $57.69 | 12/12/2012 5:02:50 PM |
| belief-integrity | $750.00 | 12/12/2012 6:13:13 PM |
| gravbox | $25.00 | 12/12/2012 6:36:28 PM |
| mymoneyblog | $25.00 | 12/12/2012 5:22:32 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:49:59 PM |
| janeybooboo | $25.00 | 12/12/2012 6:10:39 PM |
| corporatejim | $32.68 | 12/13/2012 9:40:11 AM |
| trumpeter391 | $100.00 | 12/12/2012 8:21:27 PM |
| cwegert | $40.00 | 12/12/2012 11:02:12 PM |
| slimof37 | $25.00 | 12/13/2012 9:32:59 AM |
| RGlad | $200.00 | 12/13/2012 9:33:35 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:47:06 AM |
| radforj22 | $50.00 | 12/13/2012 1:24:31 PM |
| atomantic | $50.00 | 12/13/2012 12:58:32 PM |
| windguy | $50.00 | 12/13/2012 12:33:33 PM |
| 1stBankAndHal | $50.09 | 12/13/2012 6:38:04 PM |
| valiant-money | $36.15 | 12/14/2012 7:48:00 AM |
| justreturns | $25.00 | 12/14/2012 9:58:59 AM |
| goal-benefit2 | $25.00 | 12/14/2012 6:25:06 PM |
| joe_matadatz | $25.00 | 12/15/2012 10:37:30 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:24:55 AM |
| EJPiper | $27.74 | 12/15/2012 10:35:51 AM |
| smart-transparency099 | $25.00 | 12/15/2012 9:02:17 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:41 AM |
| virtuous-repayment | $25.00 | 12/15/2012 1:21:31 PM |
| CSharper | $25.00 | 12/15/2012 6:46:42 PM |
| themoneydoctor | $100.00 | 12/16/2012 1:15:01 PM |
| vines99 | $56.13 | 12/16/2012 11:54:35 AM |
| 340IRA | $50.65 | 12/16/2012 11:57:25 AM |
| producer455 | $26.00 | 12/16/2012 12:04:43 PM |
| Brisket_Bob | $25.00 | 12/16/2012 10:03:57 PM |
| Oakland | $50.00 | 12/16/2012 11:20:08 AM |
| mighty-return326 | $75.00 | 12/17/2012 5:42:16 AM |
| brondero | $160.00 | 12/16/2012 6:27:47 PM |
| lions_crown | $50.00 | 12/17/2012 5:39:07 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:50 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:59 AM |
| doopers | $50.00 | 12/17/2012 7:57:32 AM |
| Beechturner | $30.00 | 12/12/2012 5:23:51 PM |
| felicity-contributor3 | $60.00 | 12/12/2012 5:29:13 PM |
| greenback-surge4 | $25.00 | 12/12/2012 5:48:25 PM |
| ready-interest9 | $25.00 | 12/12/2012 5:02:32 PM |
| investment-artist | $95.10 | 12/12/2012 5:57:37 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:30 PM |
| belief-integrity | $1,250.00 | 12/12/2012 9:08:02 PM |
| xrycac | $25.00 | 12/12/2012 5:08:32 PM |
| investment-wildcat0 | $25.00 | 12/12/2012 6:19:58 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:12 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:55 PM |
| loan-mongoose1 | $25.00 | 12/12/2012 6:14:45 PM |
| moola-accelerator6 | $100.00 | 12/12/2012 6:17:53 PM |
| wildanne | $50.00 | 12/12/2012 6:54:05 PM |
| Astyanax | $35.00 | 12/12/2012 8:20:26 PM |
| DoctorJoe | $25.00 | 12/13/2012 7:49:10 AM |
| thankful-nickel2 | $55.55 | 12/13/2012 9:14:55 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:04 PM |
| wetlands | $200.00 | 12/13/2012 12:26:43 PM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:30 AM |
| Byrd24 | $100.00 | 12/13/2012 4:51:54 PM |
| rich329 | $25.00 | 12/13/2012 2:53:41 PM |
| kls4560 | $25.00 | 12/13/2012 6:19:50 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 4:33:45 AM |
| leverage-dolphin | $25.00 | 12/14/2012 5:26:52 AM |
| sprinter | $50.00 | 12/14/2012 10:07:59 AM |
| fuse136 | $25.00 | 12/14/2012 9:48:55 AM |
| courteous-trade229 | $45.00 | 12/14/2012 10:07:06 AM |
| CougarRoar | $25.00 | 12/14/2012 10:12:09 AM |
| __A1B2 | $30.00 | 12/14/2012 5:35:25 PM |
| supersarah61 | $25.00 | 12/14/2012 4:55:47 PM |
| five-star-note | $25.00 | 12/14/2012 11:18:12 AM |
| jstnow | $25.00 | 12/14/2012 3:09:54 PM |
| finopp | $25.00 | 12/15/2012 4:54:01 AM |
| EverettFinancial | $25.00 | 12/15/2012 8:11:16 AM |
| serene-capital | $25.00 | 12/15/2012 12:15:08 AM |
| lnuss25 | $25.00 | 12/15/2012 4:20:00 AM |
| just-loyalty643 | $50.00 | 12/15/2012 1:06:33 AM |
| basis-spartan922 | $50.00 | 12/15/2012 7:48:37 AM |
| simplelender80 | $500.00 | 12/15/2012 12:50:34 PM |
| ethical-truth211 | $200.00 | 12/15/2012 1:05:27 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:19 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:45 PM |
| Roundhouse | $75.00 | 12/15/2012 4:45:50 PM |
| well-mannered-income3 | $120.00 | 12/15/2012 5:18:28 PM |
| Feyenoord | $30.00 | 12/15/2012 2:23:36 PM |
| value-fortress3 | $25.00 | 12/16/2012 11:36:16 AM |
| 340 | $147.60 | 12/16/2012 11:59:26 AM |
| jpac1066 | $25.00 | 12/15/2012 7:29:19 PM |
| FWF-kinetic | $44.76 | 12/15/2012 9:40:29 PM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 10:10:52 PM |
| JustMee | $25.00 | 12/16/2012 6:38:21 AM |
| twjh | $50.08 | 12/15/2012 2:40:34 PM |
| broker048 | $50.00 | 12/16/2012 11:12:24 AM |
| MCDXLIV | $25.00 | 12/15/2012 9:34:21 PM |
| atlas100 | $25.00 | 12/17/2012 5:26:03 AM |
| hope-hickory8 | $25.00 | 12/17/2012 5:32:03 AM |
| USMC0311 | $25.00 | 12/16/2012 8:12:58 AM |
| gold-fluffy-bunny4 | $33.00 | 12/16/2012 1:43:53 PM |
| affluence-hickory | $30.00 | 12/17/2012 7:59:15 AM |
| pennybypenny | $100.00 | 12/16/2012 9:23:30 PM |
| newest-thrilling-income | $50.00 | 12/17/2012 6:14:11 AM |
| Mrs-Honeydew | $30.00 | 12/17/2012 7:00:04 AM |
| crown-year | $342.47 | 12/17/2012 9:57:12 AM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:11 AM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
685585
This series of Notes was issued and sold upon the funding of the borrower loan #79754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,432 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| snowdome818 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Holiday and Unexpected Expenses
Purpose of loan:
This loan will be used to...
replace our holiday funds and allow us to travel home for the holidays. We live in Nebraska, and my family is in New Hampshire. We had planned to return to New Hampshire and spend Christmas there. (My father has not seen his grandchildren in 2 years.) We had some unexpected expenses come up with our car (needed new tires - $600) and pet (family dog needed eye surgery and subsequent treatments - $700). We had to use the Christmas money we had saved up to cover them.
My financial situation:
I am a good candidate for this loan because...
I make $60,000/yr plus additional quarterly bonuses that will enable me to pay back this loan in a timely manner. In January, I will be receiving a couple of bonuses that I plan to use to repay this loan. I am a hardworking individual that believes in keeping my commitments. (I do have pay stubs to prove my salary. I do not have a W-2 as I have not been at this hotel for a full year.)
Monthly net income: $3444
Monthly expenses: $3026
Housing: $880
Insurance: $133
Car expenses: $350
Utilities: $217
Phone, cable, internet: $142
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $369
Other expenses: $235
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/11/2012 9:18:55 AM |
| enterprising-pound5 | $50.00 | 12/11/2012 5:17:13 PM |
| ultimate-peace | $350.00 | 12/11/2012 5:54:31 PM |
| trumpeter391 | $50.00 | 12/12/2012 12:18:30 PM |
| dl_data | $200.00 | 12/17/2012 9:49:46 AM |
| djh47a | $25.00 | 12/17/2012 8:49:45 PM |
| Bob450 | $25.00 | 12/18/2012 5:20:46 PM |
| power-spartan5 | $25.00 | 12/18/2012 9:02:23 AM |
| the-hope-workhorse | $25.00 | 12/18/2012 12:54:51 PM |
| evilkats | $50.00 | 12/20/2012 5:19:12 PM |
| Bobyny | $60.00 | 12/20/2012 5:42:17 PM |
| bonus-seahorse | $35.00 | 12/21/2012 1:00:35 PM |
| codybraxton | $25.05 | 12/21/2012 2:54:36 PM |
| natural-liberty4 | $200.00 | 12/21/2012 9:49:40 AM |
| funds-harbor6 | $50.00 | 12/21/2012 1:02:03 PM |
| spirited-worth335 | $25.00 | 12/21/2012 2:16:00 PM |
| restless-diversification994 | $25.50 | 12/21/2012 2:50:58 PM |
| malcolmreynolds | $29.50 | 12/21/2012 2:54:38 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:29 PM |
| Land_on_your_feet | $50.00 | 12/12/2012 7:08:51 AM |
| diplomatic-wealth7 | $25.00 | 12/12/2012 5:39:03 PM |
| LuvToLend | $25.00 | 12/14/2012 5:29:42 PM |
| britches318 | $50.00 | 12/18/2012 7:39:20 AM |
| dl_data | $150.00 | 12/18/2012 8:05:05 PM |
| businessbroker101 | $50.00 | 12/19/2012 9:46:18 AM |
| dl_data | $150.00 | 12/20/2012 1:09:10 PM |
| note-goblin0 | $25.00 | 12/20/2012 10:05:42 AM |
| blue-relentless-hope | $25.00 | 12/20/2012 4:30:06 PM |
| fairness-kayak773 | $25.00 | 12/21/2012 3:28:54 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
685619
This series of Notes was issued and sold upon the funding of the borrower loan #79649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $178.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,956 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-powerful-integrity4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Just need a little extra money for Christmas and to pay some taxes.
This loan will be used to...
My financial situation: Is very stable.
I am a good candidate for this loan because...
I have a good paying job in a very stable job that I have been in for over 10 years. I am in supervison in a power plant.
Monthly net income: $7125
Monthly expenses: $200
Housing: $600
Insurance: $115
Car expenses: $300
Utilities: $120
Phone, cable, internet: $180
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Azonic21 | $25.00 | 12/13/2012 9:29:59 AM |
| healthy-peace427 | $100.00 | 12/13/2012 9:32:54 AM |
| money-hercules4 | $100.00 | 12/13/2012 10:03:09 AM |
| xrycac | $25.00 | 12/13/2012 9:49:28 AM |
| bazaar-tulip | $25.00 | 12/13/2012 9:59:14 AM |
| weatherman89 | $30.00 | 12/13/2012 9:14:08 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:39 AM |
| marwadi-62 | $225.00 | 12/13/2012 11:46:09 AM |
| obduro_1 | $25.00 | 12/13/2012 10:30:45 AM |
| sincere-funds470 | $25.00 | 12/13/2012 1:42:56 PM |
| lm75 | $30.00 | 12/13/2012 4:10:14 PM |
| upbeat-finance8 | $25.00 | 12/13/2012 4:49:34 PM |
| Hogan55 | $49.20 | 12/13/2012 8:42:54 PM |
| green-brainy-liberty | $75.00 | 12/13/2012 10:03:44 PM |
| loot-chemistry2 | $55.00 | 12/13/2012 8:22:40 PM |
| prudent-dinero | $25.00 | 12/13/2012 9:26:36 PM |
| Approved | $25.00 | 12/13/2012 6:35:49 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:16 PM |
| jarf | $109.57 | 12/14/2012 12:03:45 AM |
| DreisersFinancier | $50.00 | 12/13/2012 9:15:24 AM |
| bazaar-paladin7 | $45.80 | 12/13/2012 9:52:57 AM |
| bowdish1 | $25.00 | 12/13/2012 10:04:58 AM |
| DevinHill | $25.00 | 12/13/2012 10:49:53 AM |
| DevinHill_IRA | $30.00 | 12/13/2012 10:57:48 AM |
| green28 | $75.00 | 12/13/2012 10:10:51 AM |
| note-willow8 | $25.00 | 12/13/2012 9:42:59 AM |
| ace230 | $25.00 | 12/13/2012 11:26:50 AM |
| SOP_Bank | $25.00 | 12/13/2012 2:04:36 PM |
| PAPAT | $25.00 | 12/13/2012 2:29:24 PM |
| tomdooley12520 | $35.00 | 12/13/2012 11:40:43 AM |
| elfincove | $50.00 | 12/13/2012 6:12:28 PM |
| c2that | $35.00 | 12/13/2012 11:13:48 PM |
| crown-year | $480.43 | 12/14/2012 6:03:05 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
685679
This series of Notes was issued and sold upon the funding of the borrower loan #79381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $129.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,076 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sophisticated-deal055 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down credit card debt significantly. For the past two years, I was taking car of my niece and nephew alone while being employed part time and attempting to go to school full-time. Now I am switching up and I will be working full-time and doing school part-time.
My financial situation:
I am a good candidate for this loan because I have never missed a payment and I pay my bills on time. I really just want to consolidate my debt and lower my monthly payments by paying off my credit cards.
Monthly net income: $ 1900
Monthly expenses: $ 1650
Housing: $ 650
Insurance: $ 95
Car expenses: $ 375
Utilities: $ 105
Phone, cable, internet: $ 0
Food, entertainment: $ 150
Clothing, household expenses: $ 0
Credit cards and other loans: $ 275
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.00 | 12/14/2012 9:50:25 AM |
| kila-designer | $124.00 | 12/14/2012 9:02:47 AM |
| Bank_Of_XL | $30.00 | 12/14/2012 9:09:01 AM |
| valiant-return584 | $50.00 | 12/14/2012 10:19:53 AM |
| zipemdown | $25.00 | 12/14/2012 9:40:56 AM |
| MeggieStardust | $25.00 | 12/14/2012 10:20:51 AM |
| BBsapphire-2-loan | $100.00 | 12/14/2012 10:24:22 AM |
| vivid-p2ploan1 | $25.00 | 12/14/2012 10:29:22 AM |
| Aberdeen | $100.00 | 12/14/2012 10:41:10 AM |
| vutah | $35.00 | 12/14/2012 11:38:43 AM |
| octoberfresh | $25.00 | 12/14/2012 10:12:01 AM |
| rate-advocator7 | $250.00 | 12/14/2012 9:18:24 AM |
| friedokra | $25.00 | 12/14/2012 3:34:37 PM |
| LuvToLend | $25.00 | 12/14/2012 9:24:09 AM |
| Dubbs360 | $50.00 | 12/14/2012 10:22:29 AM |
| obduro_1 | $25.00 | 12/14/2012 10:23:46 AM |
| MrOglesby | $25.00 | 12/14/2012 4:34:27 PM |
| CreditBuilder2 | $25.02 | 12/14/2012 10:33:30 AM |
| compassion-twister2 | $50.00 | 12/14/2012 9:35:14 AM |
| natural-worth9 | $25.00 | 12/14/2012 10:53:27 AM |
| EFS | $100.00 | 12/14/2012 11:04:15 AM |
| nevee | $25.00 | 12/14/2012 9:57:47 AM |
| JC_12 | $100.00 | 12/14/2012 11:31:43 AM |
| return-point2 | $100.00 | 12/14/2012 10:01:53 AM |
| transparency-position | $110.00 | 12/14/2012 12:16:51 PM |
| crown-year | $500.00 | 12/14/2012 1:02:13 PM |
| ElPadrino0 | $45.00 | 12/14/2012 5:19:44 PM |
| intrepid-compassion29 | $25.00 | 12/14/2012 11:17:01 AM |
| zorg77 | $100.00 | 12/14/2012 6:27:53 PM |
| BigSkyFinancial | $28.69 | 12/14/2012 12:02:10 PM |
| MilitaryMTP | $100.00 | 12/14/2012 12:41:04 PM |
| TumbleWeed88 | $25.00 | 12/14/2012 5:54:12 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:42:47 PM |
| ChoiceInvestments | $26.00 | 12/14/2012 11:01:43 PM |
| mammalian4 | $25.00 | 12/14/2012 7:00:32 PM |
| friendinmoney | $25.00 | 12/14/2012 6:58:31 PM |
| prudent-bid3 | $25.00 | 12/14/2012 7:59:21 PM |
| serene-capital | $25.00 | 12/15/2012 12:18:12 AM |
| caper945 | $100.00 | 12/14/2012 9:17:49 AM |
| methodical-interest039 | $26.00 | 12/14/2012 9:23:22 AM |
| one-midas | $25.00 | 12/14/2012 9:39:15 AM |
| DasMula | $25.00 | 12/14/2012 9:03:19 AM |
| Rogelio48 | $52.00 | 12/14/2012 9:33:54 AM |
| toblerone | $25.00 | 12/14/2012 10:18:56 AM |
| credit-adventurer313 | $25.00 | 12/14/2012 9:47:59 AM |
| money-genome84 | $250.00 | 12/14/2012 9:54:33 AM |
| Money__Tree | $200.00 | 12/14/2012 10:45:39 AM |
| Edakers | $25.00 | 12/14/2012 10:49:15 AM |
| wildanne | $50.00 | 12/14/2012 10:01:07 AM |
| deal-selector5 | $25.00 | 12/14/2012 9:07:55 AM |
| Milonguero | $100.00 | 12/14/2012 9:12:13 AM |
| axl163 | $25.00 | 12/14/2012 12:55:29 PM |
| theaterguy | $30.00 | 12/14/2012 1:00:52 PM |
| superb-funds335 | $25.00 | 12/14/2012 9:16:11 AM |
| appetizing-loyalty354 | $25.00 | 12/14/2012 9:17:17 AM |
| platinum-scientist9 | $25.00 | 12/14/2012 9:18:22 AM |
| WalnutCreekguy | $50.00 | 12/14/2012 9:19:56 AM |
| Tscheddar | $25.00 | 12/14/2012 3:21:05 PM |
| BigHorizon | $100.00 | 12/14/2012 3:42:39 PM |
| bazaar-tulip | $25.00 | 12/14/2012 9:36:20 AM |
| scholarly-order6 | $50.00 | 12/14/2012 10:55:13 AM |
| market-bearer0 | $29.00 | 12/14/2012 11:17:43 AM |
| Eminent_Endeavors | $25.00 | 12/14/2012 1:12:43 PM |
| finder61 | $25.00 | 12/14/2012 3:23:33 PM |
| important-camaraderi584 | $25.00 | 12/14/2012 5:35:06 PM |
| bold-joyful-coin9 | $25.00 | 12/14/2012 5:25:50 PM |
| tommymtg7 | $25.00 | 12/14/2012 6:42:54 PM |
| ralph44 | $25.00 | 12/14/2012 12:25:18 PM |
| LittleMingo | $30.00 | 12/14/2012 7:38:29 PM |
| ethical-truth211 | $484.29 | 12/15/2012 3:01:28 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
685743
This series of Notes was issued and sold upon the funding of the borrower loan #79341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,442 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heroic-hope224 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to home improvement.
My financial situation:
I am a good candidate for this loan because I get up and go to work everyday. I pay my bills on time. My newborn son spent time in the hospital so part of my savings went to pay off medical bills. Asking for a loan because I need to do a much needed home improvement. I promise to not be late, and will pay it off.
Monthly net income: $3800
Monthly expenses: $200
Housing: $1440
Insurance: $88
Car expenses: $390
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:24:33 PM |
| withering-flounder | $75.00 | 12/11/2012 5:02:59 PM |
| berniemadeoff | $75.00 | 12/11/2012 5:45:31 PM |
| riveting-credit5 | $25.00 | 12/11/2012 6:00:52 PM |
| transparency-position | $25.00 | 12/11/2012 6:23:48 PM |
| worthy-bid8 | $100.00 | 12/11/2012 5:50:02 PM |
| blitzen40 | $30.00 | 12/11/2012 7:06:32 PM |
| exponential-fairness2 | $25.00 | 12/12/2012 8:19:23 PM |
| money-fort | $25.00 | 12/13/2012 10:41:33 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:19 PM |
| Bob450 | $25.00 | 12/15/2012 9:40:57 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:55:49 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:16:19 AM |
| Core-Marketing | $80.00 | 12/17/2012 12:47:17 PM |
| aquariano2 | $25.00 | 12/18/2012 8:29:11 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:31 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:45 PM |
| diplomatic-wealth7 | $25.00 | 12/20/2012 9:37:31 AM |
| MrBojangles01 | $25.00 | 12/20/2012 11:33:09 PM |
| newest-sturdy-yield | $27.94 | 12/20/2012 2:19:11 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:35:52 PM |
| Mibaz5 | $25.00 | 12/21/2012 8:09:59 AM |
| note-goblin0 | $25.00 | 12/21/2012 8:21:15 AM |
| CapricornLending | $25.00 | 12/20/2012 8:45:11 PM |
| revolutionary769 | $25.00 | 12/21/2012 5:29:25 AM |
| TRCRI | $25.00 | 12/21/2012 12:01:46 PM |
| 1SteelerFan | $25.00 | 12/21/2012 1:15:57 PM |
| spirited-worth335 | $17.73 | 12/21/2012 2:11:54 PM |
| justasoldier | $100.00 | 12/20/2012 9:50:09 PM |
| Kqwik | $25.00 | 12/21/2012 1:38:42 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:43 PM |
| deal-selector5 | $25.00 | 12/11/2012 6:09:39 PM |
| Budro | $25.00 | 12/11/2012 6:28:18 PM |
| restless-dime | $100.00 | 12/12/2012 8:46:33 AM |
| let_me_retire | $25.00 | 12/11/2012 6:59:52 PM |
| ultimate-peace | $100.00 | 12/12/2012 11:02:04 AM |
| the-inspired-justice | $25.00 | 12/15/2012 9:48:39 AM |
| djh47a | $25.00 | 12/15/2012 7:38:26 AM |
| fountain355 | $50.00 | 12/17/2012 12:42:45 PM |
| britches318 | $100.00 | 12/18/2012 7:41:02 AM |
| preventivepestcontrol | $54.76 | 12/19/2012 1:56:52 PM |
| blue-relentless-hope | $50.00 | 12/20/2012 4:30:32 PM |
| bid-ace937 | $50.00 | 12/20/2012 5:58:58 PM |
| Capitol_RedHead | $50.00 | 12/20/2012 3:06:47 PM |
| ProModelA | $25.00 | 12/20/2012 8:33:49 PM |
| finance-upholder3 | $26.05 | 12/21/2012 3:20:48 AM |
| yield-cosmos1 | $25.00 | 12/21/2012 5:04:27 AM |
| dough-healer9 | $25.00 | 12/21/2012 5:40:00 AM |
| power-spartan5 | $25.00 | 12/20/2012 6:02:53 PM |
| evilkats | $50.00 | 12/20/2012 5:16:59 PM |
| businessbroker101 | $50.00 | 12/20/2012 5:24:46 PM |
| bberk10 | $28.52 | 12/21/2012 5:14:31 AM |
| JeremyLinFan | $30.00 | 12/20/2012 6:14:58 PM |
| sensible-penny143 | $25.00 | 12/21/2012 6:24:22 AM |
| HairyCoo | $30.00 | 12/21/2012 11:29:56 AM |
| CA-Lender | $25.00 | 12/21/2012 11:53:25 AM |
| opp4loan | $25.00 | 12/21/2012 1:03:01 PM |
| MyPFBlog | $25.00 | 12/21/2012 11:09:40 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
685769
This series of Notes was issued and sold upon the funding of the borrower loan #79723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,068 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-butterfly9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: To expand my Heating, Cooling and Plumbing Business
This loan will be used to purchase a newer cargo van and other need equipment
My financial situation:
I am a good candidate for this loan because I have already have two contracts to deliver work starting in January. I need to purchase a newer van with more space to fulfill my obligations.
Monthly net income for current business: $ 8,000
Monthly expenses: $2,000
Housing: $650
Insurance: $200
Credit cards and other loans: $100
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/13/2012 5:18:45 PM |
| worthy-bid8 | $100.00 | 12/13/2012 5:09:06 PM |
| deal-selector5 | $25.00 | 12/13/2012 6:22:30 PM |
| riveting-credit5 | $25.00 | 12/13/2012 6:34:35 PM |
| Rogelio48 | $30.00 | 12/14/2012 12:06:26 PM |
| market-bearer0 | $25.00 | 12/14/2012 12:11:05 PM |
| let_me_retire | $100.00 | 12/14/2012 11:53:12 AM |
| diplomatic-wealth7 | $25.00 | 12/14/2012 5:52:44 PM |
| exponential-fairness2 | $25.00 | 12/15/2012 9:39:54 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:37 AM |
| eboomer2611 | $25.00 | 12/15/2012 1:00:18 PM |
| genuine-money | $75.00 | 12/16/2012 6:27:59 PM |
| bold-gold-relaxation | $300.00 | 12/18/2012 8:41:56 PM |
| the-hope-workhorse | $25.00 | 12/19/2012 3:28:09 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:50 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:11 PM |
| nex | $25.00 | 12/21/2012 6:27:08 PM |
| orange-useful-revenue | $25.05 | 12/22/2012 11:08:20 AM |
| droopie1 | $25.00 | 12/23/2012 2:05:34 PM |
| asset-trajectory | $25.00 | 12/23/2012 7:47:44 PM |
| buffalobills | $25.00 | 12/23/2012 8:58:17 PM |
| deal-pioneer1 | $50.00 | 12/24/2012 9:18:20 AM |
| diversification-cycle4 | $67.85 | 12/23/2012 11:33:00 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:43:00 AM |
| bob450-roth | $25.00 | 12/24/2012 8:55:48 AM |
| kurtb57 | $100.00 | 12/24/2012 8:51:27 AM |
| return-venture1 | $26.00 | 12/24/2012 10:53:41 AM |
| britches318 | $100.00 | 12/24/2012 10:03:49 AM |
| currency-scientist7 | $25.00 | 12/24/2012 11:09:06 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:57 PM |
| holdem-donk | $25.00 | 12/23/2012 1:28:28 PM |
| best-bonafide-p2p | $25.00 | 12/13/2012 5:12:26 PM |
| restless-dime | $100.00 | 12/14/2012 7:59:03 AM |
| tender-ore | $25.00 | 12/14/2012 3:23:08 PM |
| bid-ace937 | $50.00 | 12/14/2012 6:51:47 PM |
| compassion-twister2 | $100.00 | 12/15/2012 10:44:15 AM |
| Tscheddar | $25.00 | 12/15/2012 11:15:03 AM |
| eboomer2611 | $25.00 | 12/15/2012 1:00:36 PM |
| fund-javelin1 | $25.00 | 12/19/2012 8:05:20 AM |
| banker34 | $200.00 | 12/21/2012 6:27:28 PM |
| a-helping-hand | $200.00 | 12/22/2012 4:46:37 PM |
| djh47a | $25.00 | 12/23/2012 5:53:26 AM |
| GTMoneyMan | $25.00 | 12/23/2012 9:21:22 AM |
| reasonable-power | $25.00 | 12/23/2012 12:20:09 PM |
| discostu | $25.00 | 12/22/2012 4:10:47 PM |
| balanced-agreement0 | $25.00 | 12/23/2012 12:33:48 PM |
| Hey_Guy | $69.95 | 12/22/2012 8:06:33 PM |
| augi_enterprises | $25.00 | 12/24/2012 1:25:30 AM |
| big-mac-50 | $1,000.00 | 12/23/2012 1:12:47 PM |
| trumpeter391 | $25.00 | 12/23/2012 8:18:25 PM |
| scrooge2020 | $25.25 | 12/24/2012 12:20:31 AM |
| finance-upholder3 | $25.00 | 12/24/2012 4:59:13 AM |
| lib5836 | $25.00 | 12/23/2012 2:35:48 PM |
| octoberfresh | $25.00 | 12/24/2012 6:37:22 AM |
| greencat | $50.00 | 12/24/2012 7:55:59 AM |
| takingachance | $100.00 | 12/24/2012 8:49:28 AM |
| businessbroker101 | $50.00 | 12/24/2012 10:21:27 AM |
| coin-sphinx4 | $30.90 | 12/24/2012 11:13:08 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
685829
This series of Notes was issued and sold upon the funding of the borrower loan #79520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,385 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-trustworthy-p2ploan |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
My financial situation:
I am a good candidate for this loan because of steady, quality employment and good debt-to-income ratio.
Monthly net income: $6000
Monthly expenses: $1200
Housing: $600
Insurance: $150
Car expenses: $300
Utilities: $50
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:24:58 PM |
| moneylender25 | $25.00 | 12/13/2012 5:09:10 PM |
| liberty-tostada7 | $50.00 | 12/13/2012 5:47:23 PM |
| obduro_1 | $25.00 | 12/13/2012 7:04:37 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:55 PM |
| transparency-position | $125.00 | 12/13/2012 7:39:50 PM |
| Something-Corporate | $25.00 | 12/13/2012 5:35:53 PM |
| ferocious-kindness8 | $35.00 | 12/13/2012 6:02:34 PM |
| graceful-investment | $106.00 | 12/13/2012 8:04:32 PM |
| gotjack-IRA | $25.00 | 12/13/2012 8:20:32 PM |
| greencat | $50.00 | 12/14/2012 8:52:12 AM |
| treasure-bliss | $50.00 | 12/14/2012 4:28:04 AM |
| corndog4000 | $60.00 | 12/13/2012 7:18:09 PM |
| scholarly-order6 | $25.00 | 12/14/2012 5:58:44 AM |
| diplomatic-wealth7 | $25.00 | 12/14/2012 5:52:45 PM |
| lovely-currency3 | $50.00 | 12/14/2012 5:11:03 PM |
| kila-designer | $124.00 | 12/14/2012 5:58:34 PM |
| EFS | $100.00 | 12/15/2012 4:37:22 AM |
| djh47a | $25.00 | 12/15/2012 7:38:30 AM |
| Bob450 | $25.00 | 12/15/2012 9:36:10 AM |
| octoberfresh | $25.00 | 12/15/2012 6:36:50 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:37:50 PM |
| exponential-fairness2 | $25.00 | 12/15/2012 7:45:26 AM |
| bid-ace937 | $50.00 | 12/15/2012 12:45:53 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:55:42 PM |
| dukeiyer | $25.00 | 12/15/2012 1:07:37 PM |
| helping-out | $75.00 | 12/15/2012 1:56:35 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:01 PM |
| RiderIRA | $66.03 | 12/16/2012 8:33:42 AM |
| __A1B2 | $25.00 | 12/16/2012 9:07:32 AM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 10:14:40 PM |
| deal-seagull7 | $50.00 | 12/16/2012 6:36:30 AM |
| prudent-bid3 | $25.00 | 12/16/2012 6:43:51 AM |
| compassion-angel4 | $38.71 | 12/16/2012 6:44:44 AM |
| CoyoteJack | $25.00 | 12/16/2012 8:49:32 AM |
| cajunguy | $25.00 | 12/15/2012 4:50:29 PM |
| bruinfanatic | $86.56 | 12/16/2012 9:42:31 AM |
| scoobiedoo | $25.00 | 12/14/2012 8:23:11 AM |
| economy-slingshot2 | $25.00 | 12/15/2012 6:18:03 PM |
| worthy-bid8 | $100.00 | 12/13/2012 5:09:06 PM |
| heartpounding-note972 | $25.00 | 12/13/2012 6:08:38 PM |
| deal-selector5 | $25.00 | 12/13/2012 6:22:30 PM |
| dannycarter10 | $25.00 | 12/13/2012 6:22:48 PM |
| enriched-return057 | $25.00 | 12/13/2012 5:02:14 PM |
| handy-justice | $50.00 | 12/13/2012 5:10:12 PM |
| let_me_retire | $75.00 | 12/14/2012 4:13:00 AM |
| reaction18 | $50.00 | 12/13/2012 7:06:06 PM |
| berniemadeoff | $55.00 | 12/13/2012 7:08:14 PM |
| restless-dime | $100.00 | 12/14/2012 8:00:05 AM |
| fund-medalist171 | $44.00 | 12/14/2012 9:42:57 AM |
| LittleMingo | $30.00 | 12/15/2012 6:36:51 AM |
| orchestra960 | $300.00 | 12/15/2012 10:57:13 AM |
| power-secret-agent | $25.00 | 12/15/2012 3:07:00 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:37 AM |
| progress-credit | $25.00 | 12/15/2012 11:49:58 AM |
| order-singularity430 | $100.00 | 12/15/2012 1:57:13 PM |
| eboomer2611 | $25.00 | 12/15/2012 12:55:07 PM |
| Valley-of-the-Dollar | $25.00 | 12/15/2012 4:54:25 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 2:12:38 PM |
| HD-4-Life | $100.00 | 12/16/2012 7:09:32 AM |
| Codextreme07 | $25.00 | 12/16/2012 8:08:15 AM |
| buffalobills | $25.00 | 12/16/2012 8:47:04 AM |
| bob450-roth | $25.00 | 12/16/2012 9:19:46 AM |
| Star_Witness | $25.00 | 12/15/2012 3:37:47 PM |
| blue-relentless-hope | $50.00 | 12/15/2012 8:08:56 PM |
| MilitaryMTP | $100.00 | 12/16/2012 6:43:11 AM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:29 AM |
| s_man1 | $25.00 | 12/15/2012 6:54:13 PM |
| ethical-truth211 | $150.00 | 12/16/2012 3:04:13 AM |
| principal-laser | $54.70 | 12/16/2012 4:33:50 AM |
| roadroamer | $50.00 | 12/16/2012 8:25:05 AM |
| hard-working-balance1 | $100.00 | 12/16/2012 9:20:51 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
685885
This series of Notes was issued and sold upon the funding of the borrower loan #79116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $172.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
12 | Length of status: | 32y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,305 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Cassiecy |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
700-719
(Mar-2008)
|
|
Principal balance:
| $1,118.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay the balance left on of my credit cards. I plan to retire within 8 years and to do so without any credit card debt. My goal is to go from being a borrower to being a lender.
My financial situation:
I am a good candidate for this loan because I previously had a prosper loan and all my payments were on time. I have never defaulted on a loan or walked away from my financial responsibilities. My payments are made on time and I pay more than the minimum on my credit cards. My mother, sister and I share a home together. My work history is very stable. I have worked in law enforcement for 32 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $58.82 | 12/12/2012 5:02:19 PM |
| Zolton | $300.00 | 12/12/2012 5:10:08 PM |
| one-midas | $25.00 | 12/12/2012 5:15:02 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:30 PM |
| RecoveryLender | $70.75 | 12/12/2012 5:28:07 PM |
| __A1B2 | $30.00 | 12/12/2012 5:34:31 PM |
| moola-accelerator6 | $100.00 | 12/12/2012 6:18:19 PM |
| greenback-surge4 | $25.00 | 12/12/2012 5:48:25 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:13 PM |
| janeybooboo | $25.27 | 12/12/2012 6:11:08 PM |
| loan-mongoose1 | $25.00 | 12/12/2012 6:14:46 PM |
| Rollshaft | $30.00 | 12/12/2012 9:32:50 PM |
| titancash4u | $25.00 | 12/12/2012 10:45:28 PM |
| vtrentster | $25.00 | 12/13/2012 6:14:17 AM |
| Mikale360 | $25.00 | 12/13/2012 7:14:33 AM |
| investment-wildcat0 | $25.00 | 12/12/2012 6:20:21 PM |
| Dan4703 | $25.00 | 12/12/2012 6:27:19 PM |
| OGS_Capital | $25.00 | 12/13/2012 8:57:02 AM |
| wildanne | $50.00 | 12/12/2012 6:54:05 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:32:39 PM |
| radforj22 | $50.00 | 12/13/2012 7:50:22 AM |
| MoneyForNothing | $25.55 | 12/12/2012 5:02:46 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:23:06 PM |
| felicity-contributor3 | $75.00 | 12/12/2012 5:17:54 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:56 PM |
| marwadi-62 | $200.00 | 12/12/2012 7:51:08 PM |
| janeybooboo | $74.74 | 12/12/2012 6:09:07 PM |
| glimmering-liberty616 | $25.00 | 12/12/2012 8:32:07 PM |
| belief-integrity | $750.00 | 12/12/2012 6:13:14 PM |
| gravbox | $25.00 | 12/12/2012 6:36:29 PM |
| natural-worth9 | $500.00 | 12/13/2012 6:39:11 AM |
| mymoneyblog | $25.00 | 12/12/2012 5:22:33 PM |
| eljobe | $100.00 | 12/13/2012 6:59:50 AM |
| thehousewife | $100.00 | 12/13/2012 8:02:01 AM |
| Bad_Debt | $25.00 | 12/12/2012 7:34:24 PM |
| trumpeter391 | $100.00 | 12/12/2012 8:20:44 PM |
| cerebral-dollar773 | $25.00 | 12/13/2012 8:31:18 AM |
| belief-integrity | $2,250.00 | 12/12/2012 9:08:42 PM |
| ethical-truth211 | $1,739.31 | 12/13/2012 9:02:37 AM |
| Brisket_Bob | $25.00 | 12/13/2012 7:28:31 AM |
| first-graceful-contract | $25.55 | 12/13/2012 8:05:06 AM |
| pious-benjamins1 | $25.00 | 12/12/2012 6:31:48 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:50:00 PM |
| Astyanax | $40.00 | 12/12/2012 8:06:32 PM |
| creditjunky | $100.00 | 12/12/2012 8:29:40 PM |
| BigBag | $25.00 | 12/12/2012 8:40:06 PM |
| cwegert | $30.00 | 12/12/2012 11:02:22 PM |
| DoctorJoe | $25.00 | 12/13/2012 7:50:09 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
685903
This series of Notes was issued and sold upon the funding of the borrower loan #79405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,650 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Codeman26 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1000.00Monthly expenses: $600.00
Housing: $
Insurance: $56.00
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/11/2012 7:00:43 PM |
| cr8on | $30.00 | 12/11/2012 5:09:28 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:38 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:30 PM |
| handy-justice | $50.00 | 12/11/2012 5:05:48 PM |
| Money__Tree | $200.00 | 12/11/2012 5:43:43 PM |
| Dubbs360 | $50.00 | 12/11/2012 6:01:45 PM |
| let_me_retire | $30.00 | 12/11/2012 6:48:12 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:37 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:01:15 PM |
| truth-companion | $25.00 | 12/11/2012 6:44:09 PM |
| Silver_Rupee | $25.00 | 12/11/2012 6:53:37 PM |
| CreditBuilder2 | $25.03 | 12/11/2012 7:16:12 PM |
| laomedon | $50.00 | 12/12/2012 12:38:50 AM |
| balance-force | $28.00 | 12/12/2012 1:53:01 PM |
| boogienation | $54.94 | 12/12/2012 10:53:19 PM |
| money-fort | $30.00 | 12/13/2012 10:35:39 AM |
| tommymtg7 | $25.00 | 12/13/2012 11:09:33 AM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:53 PM |
| graceful-IRAinvestment | $50.00 | 12/13/2012 7:49:09 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:52 AM |
| impala6464 | $30.00 | 12/14/2012 12:55:02 AM |
| graceful-investment | $50.00 | 12/13/2012 7:56:10 PM |
| the-lean-affluence1 | $25.00 | 12/14/2012 4:54:35 PM |
| cajunguy | $30.00 | 12/14/2012 3:16:28 PM |
| Fdeer | $100.00 | 12/14/2012 5:50:01 PM |
| the-lean-affluence1 | $25.00 | 12/14/2012 4:53:11 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:41 AM |
| kila-designer | $124.00 | 12/14/2012 5:58:32 PM |
| desertoasis | $25.00 | 12/15/2012 8:59:38 AM |
| zorg77 | $100.00 | 12/15/2012 9:23:55 AM |
| froggieboy | $33.12 | 12/15/2012 10:12:34 AM |
| LuvToLend | $25.00 | 12/11/2012 5:26:53 PM |
| octoberfresh | $25.00 | 12/11/2012 5:28:00 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:57 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:45 PM |
| credit-coach118 | $25.02 | 12/11/2012 6:08:42 PM |
| deal-selector5 | $25.00 | 12/11/2012 6:09:40 PM |
| money-genome84 | $250.00 | 12/11/2012 6:10:25 PM |
| transparency-position | $120.00 | 12/11/2012 6:21:42 PM |
| deal-galleon | $25.00 | 12/11/2012 6:28:16 PM |
| scholarly-order6 | $25.00 | 12/12/2012 6:12:09 AM |
| credible-responsibility022 | $25.00 | 12/12/2012 10:04:35 AM |
| Bob450 | $25.00 | 12/12/2012 10:24:55 AM |
| NickelSteamroller | $25.00 | 12/12/2012 9:56:28 AM |
| asset-professor | $25.00 | 12/12/2012 10:04:26 AM |
| authentic-finance194 | $300.00 | 12/12/2012 10:45:50 AM |
| newest-currency-vibrato | $25.00 | 12/12/2012 5:24:54 PM |
| Bad_Debt | $25.00 | 12/12/2012 9:05:45 PM |
| cardminger | $25.00 | 12/12/2012 6:27:22 PM |
| professional-dinero753 | $25.00 | 12/12/2012 11:11:36 PM |
| investordiy_dot_com | $25.00 | 12/13/2012 9:40:51 AM |
| back-scratchers | $55.00 | 12/13/2012 10:34:49 AM |
| CA-Lender | $25.00 | 12/13/2012 11:38:20 AM |
| mykkai | $25.00 | 12/13/2012 6:33:08 PM |
| skillful-asset5 | $30.00 | 12/13/2012 7:02:32 PM |
| BigSkyFinancial | $28.69 | 12/14/2012 10:03:39 AM |
| green-trade-wildcat | $25.00 | 12/14/2012 7:32:37 AM |
| brightest-bonafide-deal | $25.00 | 12/14/2012 3:08:50 PM |
| green-benjamins-atizer | $25.70 | 12/14/2012 4:08:28 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:29 PM |
| ElPadrino0 | $25.00 | 12/14/2012 5:26:29 PM |
| ItsJustMe79 | $25.00 | 12/14/2012 6:08:09 PM |
| IASKGOD | $25.00 | 12/14/2012 9:21:33 PM |
| reinforced-velocity158 | $25.00 | 12/14/2012 9:33:20 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:21 AM |
| value-surgeon | $50.00 | 12/15/2012 10:48:25 AM |
| droopie1 | $25.00 | 12/15/2012 8:06:39 AM |
| vigorous-velocity | $236.00 | 12/15/2012 11:02:24 AM |
| benevolent-loot5 | $194.50 | 12/15/2012 11:08:47 AM |
| helping-out | $75.00 | 12/15/2012 6:12:40 AM |
| frogperson | $200.00 | 12/15/2012 10:13:51 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
685935
This series of Notes was issued and sold upon the funding of the borrower loan #79525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $248.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,612 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-boomer |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit card debt and stabilize my financial situation.
My financial situation:
I am a good candidate for this loan because I am a working professional with a documented base income of $96,000. I have chosen a monthly payment option that fits within my financial capabilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| market-maximizer472 | $25.00 | 12/12/2012 9:14:55 AM |
| indomitable-coin | $25.00 | 12/12/2012 9:19:05 AM |
| commerce-artisan8 | $50.00 | 12/12/2012 9:58:09 AM |
| loan-mongoose1 | $25.00 | 12/12/2012 9:24:55 AM |
| riskreward | $250.00 | 12/12/2012 10:07:28 AM |
| compassion-twister2 | $50.00 | 12/12/2012 9:37:08 AM |
| ForMyFamily | $50.00 | 12/12/2012 11:00:40 AM |
| bazaar-tulip | $25.00 | 12/12/2012 9:35:24 AM |
| CreditBuilder2 | $25.01 | 12/12/2012 11:28:05 AM |
| prudent-dough458 | $25.00 | 12/12/2012 9:37:39 AM |
| kalamari | $30.00 | 12/12/2012 9:48:15 AM |
| Zolton | $300.00 | 12/12/2012 9:49:27 AM |
| daw1878 | $25.00 | 12/12/2012 9:52:52 AM |
| uncl-sammy | $25.00 | 12/12/2012 10:55:38 AM |
| Dollars4Rent | $50.00 | 12/12/2012 10:13:09 AM |
| well-rounded-diversification | $25.00 | 12/12/2012 4:47:49 PM |
| logical-reward8 | $25.00 | 12/12/2012 6:17:26 PM |
| djh47a | $25.00 | 12/12/2012 1:23:30 PM |
| Phryne | $50.00 | 12/13/2012 7:03:15 AM |
| hero007 | $50.00 | 12/13/2012 9:04:01 AM |
| neighborly-hope6 | $100.00 | 12/12/2012 6:23:05 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:59 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:30 PM |
| Arvicco | $400.00 | 12/13/2012 12:34:32 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:46 PM |
| spiff666 | $26.66 | 12/13/2012 2:40:36 PM |
| elasermd | $100.00 | 12/13/2012 6:28:04 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 7:21:19 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:48 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:08 AM |
| kind-durability-battalion | $75.00 | 12/15/2012 10:28:15 AM |
| rmachi | $25.00 | 12/15/2012 1:22:15 PM |
| wise-honorable-rate | $25.00 | 12/15/2012 1:08:35 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:16 PM |
| MCDXLIV | $25.00 | 12/15/2012 9:33:42 PM |
| shrewd-dedication2 | $30.00 | 12/16/2012 8:33:28 AM |
| Charmart | $25.00 | 12/16/2012 9:50:46 AM |
| tigercat | $50.00 | 12/15/2012 7:57:05 PM |
| swissbanker | $25.00 | 12/16/2012 10:10:25 AM |
| skorpious | $25.00 | 12/16/2012 2:39:51 PM |
| thorough-marketplace441 | $25.00 | 12/16/2012 3:36:33 PM |
| one2save | $25.00 | 12/16/2012 6:10:07 PM |
| TGACJ | $50.00 | 12/16/2012 9:52:37 AM |
| chato2345 | $31.38 | 12/16/2012 11:38:21 AM |
| EverettFinancial | $25.00 | 12/17/2012 9:17:14 AM |
| Solid-Platinum | $25.00 | 12/16/2012 12:31:18 PM |
| pennybypenny | $25.00 | 12/16/2012 9:23:29 PM |
| historic-value2 | $25.00 | 12/16/2012 1:28:29 PM |
| unafraid-loan5 | $30.00 | 12/17/2012 7:20:11 AM |
| chac | $300.00 | 12/17/2012 12:51:41 PM |
| silver-plato | $100.00 | 12/17/2012 1:20:08 PM |
| loyalty-cupcake6 | $36.00 | 12/17/2012 11:28:01 AM |
| amicablenemesis | $50.00 | 12/17/2012 5:01:39 PM |
| kwatson7 | $100.00 | 12/17/2012 11:01:42 AM |
| thg0703 | $25.00 | 12/17/2012 12:16:33 PM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:41 PM |
| Montgomery-Burns | $25.00 | 12/17/2012 7:44:30 PM |
| prudent-payment316 | $25.00 | 12/17/2012 6:32:17 PM |
| cwegert | $20.28 | 12/17/2012 7:48:05 PM |
| loot-prescription3 | $25.00 | 12/12/2012 9:16:03 AM |
| Ripsaw4U | $50.00 | 12/12/2012 9:39:48 AM |
| skillful-finance | $25.00 | 12/12/2012 9:06:06 AM |
| gentle-gain235 | $100.00 | 12/12/2012 9:41:09 AM |
| DonaldColorado | $50.00 | 12/12/2012 9:07:48 AM |
| special-transparency2 | $25.00 | 12/12/2012 9:37:01 AM |
| natural-worth9 | $75.00 | 12/12/2012 10:31:21 AM |
| marketplace-singularity3 | $25.00 | 12/12/2012 9:54:14 AM |
| commerce-gargantuan2 | $25.00 | 12/12/2012 10:11:53 AM |
| blot44 | $25.00 | 12/12/2012 9:47:30 PM |
| determined-moola824 | $25.00 | 12/13/2012 4:33:20 AM |
| Sneezie | $100.00 | 12/12/2012 5:21:42 PM |
| blue-useful-auction | $25.00 | 12/13/2012 6:52:41 AM |
| chesterCFO | $25.00 | 12/13/2012 8:33:57 AM |
| dharma1 | $25.00 | 12/13/2012 9:22:00 AM |
| Income-Scout | $100.00 | 12/13/2012 10:18:16 AM |
| radforj22 | $50.00 | 12/13/2012 1:21:53 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:22 PM |
| supersarah61 | $25.00 | 12/13/2012 5:21:49 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:12 PM |
| Plutis | $25.00 | 12/13/2012 4:23:50 PM |
| anacent | $25.00 | 12/13/2012 10:26:50 PM |
| octoberfresh | $25.00 | 12/14/2012 6:57:13 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:28 PM |
| fortytwo | $100.00 | 12/14/2012 9:49:57 AM |
| ultimate-commitment | $25.00 | 12/14/2012 5:34:51 PM |
| joe_matadatz | $25.00 | 12/14/2012 11:46:26 AM |
| Agflyer | $25.00 | 12/14/2012 4:50:11 PM |
| availableloan | $25.00 | 12/15/2012 7:03:12 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:22 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:24:05 AM |
| Investoman | $25.00 | 12/15/2012 12:17:47 PM |
| logical-peso2 | $25.00 | 12/15/2012 12:56:20 PM |
| compatible-deal9 | $50.00 | 12/15/2012 1:03:14 PM |
| sturzstrom | $25.00 | 12/15/2012 5:58:29 PM |
| green-loyalty-cub | $50.00 | 12/15/2012 9:17:27 PM |
| tranquil-diversification8 | $150.00 | 12/15/2012 2:47:57 PM |
| CSharper | $25.00 | 12/15/2012 6:59:59 PM |
| m883lndr | $25.00 | 12/15/2012 8:57:18 PM |
| Money_Working | $32.67 | 12/15/2012 10:49:31 PM |
| market-trooper3 | $30.00 | 12/16/2012 12:06:13 AM |
| priceless-cash5 | $25.00 | 12/16/2012 5:04:51 AM |
| hitsman | $50.00 | 12/15/2012 2:09:12 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:13 PM |
| ccook1998 | $25.00 | 12/16/2012 1:34:16 PM |
| Mav26 | $150.00 | 12/17/2012 7:29:17 AM |
| myduck | $50.00 | 12/16/2012 6:55:49 PM |
| Castellan | $50.00 | 12/16/2012 12:36:12 PM |
| gold-hero4 | $50.00 | 12/17/2012 9:28:39 AM |
| crown-year | $2,000.00 | 12/17/2012 6:01:17 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:47 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:30 AM |
| balanced-agreement0 | $48.00 | 12/16/2012 7:38:24 PM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:21 AM |
| nourishing-order8 | $25.00 | 12/17/2012 5:32:07 PM |
| Rivervale_Westwood | $25.00 | 12/17/2012 10:13:36 AM |
| historic-dough5 | $25.00 | 12/17/2012 5:43:12 PM |
| dlenz | $25.00 | 12/17/2012 2:10:12 PM |
| kwan | $25.00 | 12/17/2012 5:13:24 PM |
| billyisafob | $25.00 | 12/17/2012 6:23:36 PM |
| heerzaquestion | $25.00 | 12/17/2012 5:59:42 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
685989
This series of Notes was issued and sold upon the funding of the borrower loan #79185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $228.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,536 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| productive-responsibility5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I am 55 years old My husband passed away last year and I am trying to pay my high interest accounts off. I am currently paying a total of 250.00 a month just on interest rates. I want to make payments to pay it off not to pay all this interest.
My financial situation:
If you were to check my credit you would see that I have NEVER had a late payment. I am very credit conscious and responsible so I will have no problem making these payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marketplace-singularity3 | $25.00 | 12/12/2012 5:18:22 PM |
| loan-mongoose1 | $25.00 | 12/12/2012 6:14:47 PM |
| corndog4000 | $30.00 | 12/12/2012 6:51:06 PM |
| toblerone | $25.00 | 12/12/2012 6:42:54 PM |
| CreditBuilder2 | $25.01 | 12/12/2012 6:50:00 PM |
| wildanne | $50.00 | 12/12/2012 6:54:06 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:26:59 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:19 PM |
| windguy | $50.00 | 12/13/2012 12:33:22 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:26 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:04 PM |
| nevee | $25.00 | 12/13/2012 6:05:49 PM |
| wetlands | $200.00 | 12/13/2012 12:26:44 PM |
| jubilant-capital1 | $25.00 | 12/13/2012 5:40:59 PM |
| compassion-twister2 | $100.00 | 12/13/2012 6:11:55 PM |
| gentle-gain235 | $100.00 | 12/14/2012 9:29:42 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:50 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:20 PM |
| joe_matadatz | $700.00 | 12/16/2012 6:19:06 AM |
| JustMee | $25.00 | 12/16/2012 6:39:44 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:18:44 AM |
| famous-bill | $200.00 | 12/16/2012 5:13:48 PM |
| crown-year | $1,500.00 | 12/17/2012 6:06:09 AM |
| Plutis | $25.00 | 12/17/2012 9:27:30 AM |
| kwatson7 | $100.00 | 12/17/2012 11:01:44 AM |
| BankofPete | $25.00 | 12/17/2012 11:08:32 AM |
| benevolent-benefit7 | $150.00 | 12/17/2012 11:15:22 AM |
| Zolton | $300.00 | 12/12/2012 5:10:09 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:23:07 PM |
| leodaguy | $60.00 | 12/12/2012 6:01:57 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:57 PM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:05:45 PM |
| nickel-ferret | $25.00 | 12/13/2012 12:25:24 PM |
| spiff666 | $26.66 | 12/13/2012 2:42:02 PM |
| wise-charming-reward | $300.00 | 12/13/2012 3:28:30 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:54 PM |
| one-midas | $25.00 | 12/13/2012 6:16:44 PM |
| payout-motivator0 | $50.00 | 12/13/2012 6:28:24 PM |
| natural-worth9 | $300.00 | 12/14/2012 7:11:12 AM |
| magnetic-duty4 | $33.73 | 12/13/2012 7:13:42 PM |
| radforj22 | $25.00 | 12/14/2012 8:45:36 AM |
| belief-integrity | $250.00 | 12/14/2012 11:29:32 AM |
| djh47a | $25.00 | 12/15/2012 7:38:27 AM |
| Nipper99 | $100.00 | 12/15/2012 7:43:15 AM |
| kind-durability-battalion | $50.00 | 12/15/2012 10:28:46 AM |
| openness-antioxidant | $100.00 | 12/15/2012 12:36:04 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:49 PM |
| Roundhouse | $100.00 | 12/15/2012 4:50:28 PM |
| tigercat | $50.00 | 12/15/2012 7:53:16 PM |
| deal-confidant7 | $100.00 | 12/15/2012 9:16:15 PM |
| supersarah61 | $25.00 | 12/15/2012 4:32:42 PM |
| booster321 | $25.00 | 12/17/2012 8:44:59 AM |
| historic-value2 | $25.00 | 12/16/2012 1:22:46 PM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:12 AM |
| murtaza | $124.60 | 12/17/2012 12:20:35 PM |
| Digger85 | $200.00 | 12/17/2012 4:41:26 AM |
| JWinvest | $25.00 | 12/17/2012 9:40:58 AM |
| RememberToForget | $25.00 | 12/17/2012 11:33:04 AM |
| thehousewife | $25.00 | 12/17/2012 12:02:31 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
686101
This series of Notes was issued and sold upon the funding of the borrower loan #79416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 18y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $148,135 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loyalty-motion6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
Car repair
My financial situation: excellent cash flow, short term need due to storm repairs
I am a good candidate for this loan because...great job, never missed a payment on anything
Monthly net income: $13000
Monthly expenses: $ 9000
Housing: $ 3109
Insurance: $ 530
Car expenses: $ 495
Utilities: $ 230
Phone, cable, internet: $170
Food, entertainment: $ 1000
Clothing, household expenses: $500
Credit cards and other loans: $ 2400
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Cookstersalibi | $25.00 | 12/21/2012 11:02:24 AM |
| worthy-bid8 | $100.00 | 12/12/2012 9:48:30 AM |
| thrilling-point2 | $40.00 | 12/12/2012 9:47:51 AM |
| DreisersFinancier | $50.00 | 12/12/2012 10:17:59 AM |
| diplomatic-wealth7 | $25.00 | 12/13/2012 6:25:44 PM |
| CA-Lender | $25.00 | 12/14/2012 10:11:27 AM |
| highyield | $25.00 | 12/14/2012 10:44:03 PM |
| deal-sitar4 | $25.00 | 12/17/2012 5:48:44 PM |
| ChoiceInvestments | $28.50 | 12/17/2012 9:28:01 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:31 AM |
| bold-social-widget | $25.00 | 12/20/2012 10:28:18 AM |
| businessbroker101 | $50.00 | 12/21/2012 5:28:39 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:59 PM |
| nex | $25.00 | 12/21/2012 6:27:01 PM |
| banker34 | $300.00 | 12/21/2012 6:29:11 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 12:33:19 PM |
| Roux1 | $25.00 | 12/22/2012 12:33:56 PM |
| itspao | $76.14 | 12/23/2012 12:43:19 AM |
| Ocean713 | $75.00 | 12/23/2012 1:22:25 AM |
| reasonable-power | $25.00 | 12/23/2012 12:25:53 PM |
| 907 | $50.00 | 12/22/2012 10:07:14 PM |
| justasoldier | $75.00 | 12/22/2012 10:28:25 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:28 PM |
| Mat25 | $309.77 | 12/22/2012 7:41:13 PM |
| Malkial | $25.00 | 12/22/2012 11:38:40 PM |
| asset-trajectory | $25.00 | 12/23/2012 7:46:43 PM |
| trumpeter391 | $25.00 | 12/24/2012 8:58:17 AM |
| Gobsek | $25.00 | 12/23/2012 6:56:09 PM |
| fervent-repayment | $100.00 | 12/24/2012 10:51:24 AM |
| prudent-payment316 | $25.00 | 12/24/2012 10:52:02 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:44 PM |
| liberty-tostada7 | $25.00 | 12/12/2012 11:29:51 AM |
| best-bonafide-p2p | $25.00 | 12/12/2012 10:14:54 AM |
| riveting-credit5 | $25.00 | 12/12/2012 10:21:30 AM |
| restless-dime | $100.00 | 12/12/2012 11:58:08 AM |
| let_me_retire | $50.00 | 12/12/2012 7:32:19 PM |
| Tscheddar | $25.00 | 12/12/2012 6:00:23 PM |
| bid-ace937 | $50.00 | 12/14/2012 10:39:48 AM |
| WriteTheLegend | $500.00 | 12/15/2012 12:29:26 PM |
| the-hope-workhorse | $25.00 | 12/18/2012 12:56:10 PM |
| britches318 | $100.00 | 12/20/2012 9:48:43 AM |
| power-spartan5 | $25.00 | 12/22/2012 12:38:05 PM |
| LilyAcreInvestmentsLLC | $182.00 | 12/22/2012 11:07:15 AM |
| Black_Dog_Lending | $50.00 | 12/22/2012 8:29:16 PM |
| platinum-jujitsu8 | $25.00 | 12/23/2012 1:56:20 PM |
| djh47a | $25.00 | 12/23/2012 5:53:24 AM |
| Spiceyduck | $125.00 | 12/24/2012 3:40:58 AM |
| ultimate-dough0 | $50.00 | 12/24/2012 5:37:03 AM |
| takingachance | $98.69 | 12/24/2012 8:49:56 AM |
| klend4 | $25.00 | 12/24/2012 6:49:13 AM |
| MrBojangles01 | $25.00 | 12/24/2012 2:43:00 AM |
| affluence-broker | $25.00 | 12/24/2012 9:15:44 AM |
| kain11286 | $50.00 | 12/24/2012 9:16:29 AM |
| octoberfresh | $25.00 | 12/24/2012 6:37:41 AM |
| buffalobills | $25.00 | 12/24/2012 8:13:40 AM |
| Cybercusp | $25.00 | 12/24/2012 9:07:33 AM |
| Bank42 | $25.00 | 12/24/2012 10:27:26 AM |
| blue-relentless-hope | $50.00 | 12/24/2012 9:54:45 AM |
| Military_Money_Wise | $5.34 | 12/24/2012 11:05:50 AM |
| dl_data | $250.00 | 12/24/2012 10:29:49 AM |
| diversification-cycle4 | $59.56 | 12/24/2012 10:58:09 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
686181
This series of Notes was issued and sold upon the funding of the borrower loan #79266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $92.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $393 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| five-star-money817 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/13/2012 9:15:25 AM |
| handy-justice | $50.00 | 12/13/2012 9:21:33 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:40 AM |
| rate-advocator7 | $250.00 | 12/13/2012 10:11:46 AM |
| toblerone | $25.00 | 12/13/2012 9:52:04 AM |
| Edakers | $25.00 | 12/13/2012 11:11:03 AM |
| thrilling-fund427 | $50.00 | 12/13/2012 12:11:52 PM |
| Tscheddar | $25.00 | 12/13/2012 3:57:54 PM |
| Rogelio48 | $25.00 | 12/13/2012 10:44:37 AM |
| receptive-affluence035 | $25.00 | 12/13/2012 5:27:50 PM |
| LuvToLend | $30.00 | 12/14/2012 10:50:55 AM |
| kenji4861 | $25.00 | 12/15/2012 1:09:16 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 2:11:15 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:15:54 PM |
| the-platinum-entrepreneur | $143.25 | 12/15/2012 11:02:01 PM |
| courteous-platinum7 | $30.00 | 12/17/2012 7:55:10 AM |
| truth-companion | $25.00 | 12/17/2012 9:23:24 AM |
| Leshan | $50.00 | 12/17/2012 7:52:55 AM |
| britches318 | $50.00 | 12/18/2012 8:05:20 AM |
| ResQDoc | $25.00 | 12/19/2012 4:15:18 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:12 AM |
| favorite-deal6 | $71.45 | 12/20/2012 5:09:01 AM |
| ksmorrow | $25.00 | 12/20/2012 6:14:21 AM |
| economy-coup | $200.00 | 12/13/2012 9:25:27 AM |
| zipemdown | $25.00 | 12/13/2012 10:01:41 AM |
| appetizing-loyalty354 | $25.00 | 12/13/2012 10:56:59 AM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:26 PM |
| SLN-10 | $60.00 | 12/13/2012 11:07:11 AM |
| return-point2 | $100.00 | 12/14/2012 5:38:16 PM |
| asset-professor | $25.00 | 12/14/2012 5:20:57 PM |
| WalnutCreekguy | $50.00 | 12/14/2012 6:28:35 PM |
| bob450-roth | $25.00 | 12/15/2012 9:11:55 AM |
| Zingaro | $25.00 | 12/15/2012 12:13:00 PM |
| selector568 | $300.00 | 12/15/2012 12:49:42 PM |
| Evolver | $50.00 | 12/15/2012 12:21:42 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:06 PM |
| melodious-openness | $200.00 | 12/15/2012 2:48:58 PM |
| draggon77 | $25.00 | 12/16/2012 1:01:59 AM |
| hardwired | $30.00 | 12/15/2012 9:01:03 PM |
| ethical-truth211 | $150.00 | 12/16/2012 6:22:21 AM |
| wwwUniversal | $25.00 | 12/16/2012 1:17:27 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:30 PM |
| let_me_retire | $50.00 | 12/17/2012 3:47:46 AM |
| integrity-doctor | $100.00 | 12/17/2012 3:12:51 PM |
| Bob450 | $25.00 | 12/17/2012 3:22:00 PM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:13 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:29 PM |
| Fishy1300 | $11.30 | 12/20/2012 8:21:19 AM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:48 PM |
| LendingPimp_2 | $25.00 | 12/19/2012 11:46:17 PM |
| keen-wealth5 | $25.00 | 12/20/2012 6:36:17 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
686185
This series of Notes was issued and sold upon the funding of the borrower loan #79694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $92.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 14
/
11 | Length of status: | 5y 2m |
|
Amount delinquent:
| $1,569 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,381 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-value448 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 85% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 3
( 15% )
| 640-659
(Mar-2011)
|
|
Principal balance:
| $1,128.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off some bills, due to illness and mother's death money got exhausted since I am the only sibling with income. I have been handling all my bills and my mothers and had to hand all expenses for her medical and funeral. I am a retired/disabled Veteran just trying to stablize my life and I need a little help. Those delinquency were during the last couple of months due to my financial situation with my mother. Just trying to catch up those bills and recover.
My financial situation:
I am a good candidate for this loan because...I currently have a loan with Prosper and I have all made my payments
Monthly net income: $5951
Monthly expenses: $3603
Housing: $1200
Insurance: $229
Car expenses: $150-200
Utilities: $383
Phone, cable, internet: $178
Food, entertainment: $ 250-300
Clothing, household expenses: $200-300
Credit cards and other loans: $1242
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 12/12/2012 9:10:25 AM |
| Sunshine2222 | $25.00 | 12/12/2012 10:04:31 AM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:48 AM |
| zipemdown | $25.00 | 12/12/2012 10:02:24 AM |
| transaction-seahorse0 | $25.00 | 12/12/2012 10:07:15 AM |
| djh47a | $25.00 | 12/12/2012 1:23:31 PM |
| EngineersAlliance | $50.00 | 12/12/2012 11:07:11 AM |
| five-star-note | $31.00 | 12/12/2012 11:09:57 AM |
| moneylender25 | $25.00 | 12/12/2012 10:51:21 AM |
| CreditBuilder2 | $25.03 | 12/12/2012 11:24:51 AM |
| Tscheddar | $25.00 | 12/12/2012 5:49:19 PM |
| gold-miser9 | $50.00 | 12/12/2012 9:37:24 PM |
| purposeful-durability8 | $100.00 | 12/12/2012 6:28:18 PM |
| mikeandcat | $50.00 | 12/13/2012 6:54:23 AM |
| income-lion | $30.00 | 12/13/2012 8:30:57 AM |
| mummey | $50.00 | 12/12/2012 6:31:05 PM |
| cjames84 | $25.00 | 12/13/2012 4:22:03 AM |
| hero007 | $50.00 | 12/13/2012 9:04:02 AM |
| Bank42 | $25.00 | 12/13/2012 11:53:47 AM |
| mrxtravis | $25.00 | 12/13/2012 10:38:54 AM |
| benevolent-loot5 | $85.09 | 12/13/2012 12:22:49 PM |
| trumpeter391 | $60.88 | 12/12/2012 9:12:29 AM |
| Sagamore | $50.00 | 12/12/2012 9:08:00 AM |
| LuvToLend | $25.00 | 12/12/2012 9:15:24 AM |
| Investor_DP | $100.00 | 12/12/2012 9:39:20 AM |
| handy-justice | $25.00 | 12/12/2012 9:03:34 AM |
| dannycarter10 | $25.00 | 12/12/2012 9:46:16 AM |
| MoneyForNothing | $25.00 | 12/12/2012 9:18:04 AM |
| moola-buddy | $25.00 | 12/12/2012 10:04:13 AM |
| Edakers | $25.00 | 12/12/2012 10:55:24 AM |
| thehousewife | $25.00 | 12/12/2012 10:26:44 AM |
| power-spartan5 | $25.00 | 12/12/2012 9:51:34 AM |
| nonattender | $25.00 | 12/12/2012 9:54:09 AM |
| yield-lion2 | $150.00 | 12/12/2012 2:59:21 PM |
| careful-vigilance4 | $25.00 | 12/12/2012 10:21:06 AM |
| DoctorJoe | $252.00 | 12/12/2012 3:10:01 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:35 PM |
| brightest-organized-balance | $25.00 | 12/12/2012 2:11:44 PM |
| stylish-revenue4 | $100.00 | 12/12/2012 7:08:03 PM |
| oxnard | $25.00 | 12/13/2012 7:12:45 AM |
| Odyssey77 | $25.00 | 12/12/2012 5:51:36 PM |
| Feyenoord | $30.00 | 12/13/2012 9:05:55 AM |
| SouthernRemarketing | $25.00 | 12/13/2012 8:17:41 AM |
| ethical-truth211 | $150.00 | 12/13/2012 4:47:07 AM |
| desertoasis | $25.00 | 12/13/2012 9:41:32 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:45:56 AM |
| bold-joyful-coin9 | $25.00 | 12/13/2012 10:01:24 AM |
| vigorous-velocity | $26.00 | 12/13/2012 12:15:48 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
686269
This series of Notes was issued and sold upon the funding of the borrower loan #79086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $140.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,718 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-toro9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt
My financial situation:
I am a good candidate for this loan because I want to move on and put it behind me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| formula842 | $25.00 | 12/12/2012 5:08:01 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:26 PM |
| reaction18 | $25.02 | 12/12/2012 8:06:26 PM |
| FundMaker | $75.00 | 12/12/2012 10:42:41 PM |
| nonattender | $25.00 | 12/12/2012 5:10:44 PM |
| CreditBuilder2 | $25.02 | 12/12/2012 6:36:37 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:20 PM |
| magnetic-duty4 | $25.00 | 12/13/2012 9:38:27 AM |
| gotjack-IRA | $25.02 | 12/12/2012 8:08:28 PM |
| treasure-bliss | $50.00 | 12/13/2012 3:51:47 AM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:24 PM |
| transaction-seahorse0 | $25.00 | 12/13/2012 12:32:10 PM |
| moneylender25 | $25.00 | 12/13/2012 5:13:36 PM |
| wise-charming-reward | $300.00 | 12/13/2012 3:26:43 PM |
| benefit-javelin | $50.00 | 12/14/2012 7:48:47 AM |
| Nojukbong | $50.00 | 12/14/2012 2:28:49 PM |
| BigHorizon | $250.00 | 12/14/2012 3:45:51 PM |
| transaction-circuit | $75.00 | 12/14/2012 9:53:44 AM |
| intrepid-compassion29 | $25.00 | 12/14/2012 11:15:13 AM |
| toomanyfishtanks | $59.37 | 12/14/2012 2:42:55 PM |
| kenji4861 | $25.00 | 12/14/2012 10:19:47 AM |
| ChoiceInvestments | $25.00 | 12/14/2012 11:06:49 PM |
| ethical-truth211 | $100.00 | 12/15/2012 3:09:15 AM |
| brilliant-balance | $50.00 | 12/14/2012 7:51:45 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:54 AM |
| jc33148 | $25.00 | 12/15/2012 11:46:28 AM |
| lagnisiruk | $25.00 | 12/15/2012 12:10:46 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:04 AM |
| bold-direct-asset | $46.00 | 12/15/2012 1:21:15 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:23:45 PM |
| rupee-universe | $25.00 | 12/15/2012 1:29:30 PM |
| pythia | $50.00 | 12/15/2012 2:21:00 PM |
| thinker6 | $30.00 | 12/15/2012 2:18:30 PM |
| natural-affluence6 | $25.00 | 12/14/2012 1:05:48 PM |
| zipemdown | $25.00 | 12/12/2012 5:11:39 PM |
| daw1878 | $25.00 | 12/12/2012 5:18:38 PM |
| open-minded-p2p1 | $25.00 | 12/12/2012 6:15:05 PM |
| toblerone | $25.00 | 12/12/2012 5:11:49 PM |
| bjak | $25.00 | 12/12/2012 5:26:53 PM |
| BostonCapital | $100.00 | 12/12/2012 5:38:08 PM |
| 113121 | $25.00 | 12/12/2012 7:55:45 PM |
| commerce-venture1 | $25.00 | 12/13/2012 1:45:56 AM |
| natural-worth9 | $25.00 | 12/13/2012 6:39:47 AM |
| superb-funds335 | $25.00 | 12/12/2012 6:13:36 PM |
| octoberfresh | $25.00 | 12/12/2012 6:17:46 PM |
| Edakers | $25.00 | 12/12/2012 6:53:16 PM |
| missing-link | $25.00 | 12/13/2012 9:37:46 AM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:17 PM |
| Capitalincome | $25.00 | 12/13/2012 3:54:05 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:12 PM |
| bullwink27 | $25.00 | 12/14/2012 6:22:39 AM |
| return-point2 | $100.00 | 12/13/2012 5:54:33 PM |
| asset-professor | $25.00 | 12/14/2012 9:57:06 AM |
| jybank | $49.00 | 12/14/2012 12:22:02 AM |
| selector568 | $300.00 | 12/14/2012 10:09:10 AM |
| Risk4Reward | $25.00 | 12/14/2012 9:49:45 AM |
| JC_12 | $50.00 | 12/14/2012 11:31:18 AM |
| brightest-bonafide-deal | $25.00 | 12/14/2012 3:10:05 PM |
| spiff666 | $26.66 | 12/14/2012 2:32:48 PM |
| openness-saver9 | $25.00 | 12/14/2012 4:35:31 PM |
| otto1939 | $104.00 | 12/15/2012 8:55:13 AM |
| zorg77 | $25.00 | 12/15/2012 9:24:28 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:46 AM |
| djh47a | $25.00 | 12/15/2012 7:38:28 AM |
| Bob450 | $25.00 | 12/15/2012 9:38:09 AM |
| a-finance-nirvana | $25.00 | 12/15/2012 12:46:26 PM |
| Investor_DP | $100.00 | 12/15/2012 12:47:53 PM |
| pfh | $25.00 | 12/15/2012 2:01:33 PM |
| thelopper | $25.00 | 12/15/2012 1:30:58 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:50 PM |
| Astyanax | $30.00 | 12/15/2012 1:00:03 PM |
| Roundhouse | $29.91 | 12/15/2012 4:34:49 PM |
| dukeiyer | $25.00 | 12/15/2012 2:08:28 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
686351
This series of Notes was issued and sold upon the funding of the borrower loan #79616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,654 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-maestro0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
|
Principal balance:
| $3,565.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/15/2012 3:36:14 PM |
| cr8on | $30.00 | 12/15/2012 12:29:23 PM |
| handy-justice | $50.00 | 12/15/2012 12:08:45 PM |
| octoberfresh | $25.00 | 12/15/2012 12:58:31 PM |
| valiant-return584 | $50.00 | 12/15/2012 1:00:46 PM |
| zipemdown | $25.00 | 12/15/2012 12:43:05 PM |
| Dubbs360 | $50.00 | 12/15/2012 1:20:21 PM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:17 PM |
| LittleMingo | $30.00 | 12/15/2012 12:05:31 PM |
| Edakers | $25.00 | 12/15/2012 1:54:31 PM |
| five-star-note | $25.00 | 12/15/2012 3:28:05 PM |
| vivid-return426 | $25.00 | 12/15/2012 1:32:32 PM |
| sensible-fund | $25.00 | 12/16/2012 6:08:11 AM |
| Silver_Rupee | $25.00 | 12/15/2012 2:34:34 PM |
| jkeller4000 | $25.00 | 12/15/2012 2:38:21 PM |
| desertoasis | $25.00 | 12/15/2012 7:31:15 PM |
| jiftostada | $25.00 | 12/15/2012 2:07:52 PM |
| purposeful-durability8 | $100.00 | 12/16/2012 12:49:17 PM |
| melodious-openness | $200.00 | 12/15/2012 2:46:33 PM |
| bob450-roth | $25.00 | 12/16/2012 9:14:46 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:46 AM |
| simplelender80 | $500.00 | 12/17/2012 5:40:37 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:30:48 PM |
| transaction-circuit | $75.00 | 12/17/2012 6:25:48 PM |
| first-dinero-igloo | $25.00 | 12/17/2012 10:54:01 PM |
| SouthernRemarketing | $25.00 | 12/18/2012 9:44:53 AM |
| FFStar | $25.00 | 12/17/2012 7:48:47 PM |
| p2p-gala | $25.00 | 12/17/2012 9:18:13 PM |
| green-lovely-finance | $100.00 | 12/18/2012 6:53:09 AM |
| the-money-maker | $25.00 | 12/17/2012 7:09:27 PM |
| helping-out | $30.00 | 12/18/2012 1:06:09 PM |
| centsoffreedom | $32.69 | 12/18/2012 2:20:15 PM |
| bold-important-dollar | $25.00 | 12/18/2012 5:28:01 AM |
| SkyHighTigers | $31.61 | 12/18/2012 9:27:28 AM |
| MoneyForNothing | $4.22 | 12/18/2012 2:42:42 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:14 PM |
| newfoundation | $25.00 | 12/15/2012 1:32:00 PM |
| kind-credit-bear | $100.00 | 12/15/2012 1:03:27 PM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:55 PM |
| brainy-return234 | $50.00 | 12/15/2012 12:37:07 PM |
| AF-Chief | $25.00 | 12/15/2012 1:27:46 PM |
| Tscheddar | $25.00 | 12/15/2012 1:49:30 PM |
| janeybooboo | $50.00 | 12/15/2012 2:26:20 PM |
| CreditBuilder2 | $25.03 | 12/15/2012 2:33:12 PM |
| sweetsassymolassy | $25.00 | 12/15/2012 1:30:42 PM |
| money-baron | $100.00 | 12/15/2012 1:31:18 PM |
| Bob450 | $25.00 | 12/15/2012 9:38:49 PM |
| IIP77 | $25.00 | 12/15/2012 2:08:42 PM |
| credit-coach118 | $25.02 | 12/15/2012 2:09:59 PM |
| pembull | $25.00 | 12/15/2012 2:11:55 PM |
| roland1 | $25.00 | 12/16/2012 1:04:57 PM |
| obduro_1 | $25.00 | 12/15/2012 2:29:50 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:28 AM |
| loan-fate | $50.00 | 12/16/2012 12:12:18 PM |
| artisan369 | $300.00 | 12/15/2012 9:37:03 PM |
| RGlad | $100.00 | 12/16/2012 10:33:31 PM |
| Hedge-Fund | $25.00 | 12/16/2012 7:50:35 AM |
| thrilling-point2 | $40.00 | 12/17/2012 9:21:35 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:23 PM |
| PoundSmart | $100.00 | 12/17/2012 9:46:17 AM |
| courteous-platinum7 | $30.00 | 12/17/2012 7:55:26 AM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:26 PM |
| 168RichCapital | $25.12 | 12/17/2012 6:23:11 AM |
| kegs | $200.00 | 12/17/2012 1:40:00 PM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:14 AM |
| money-baron-Roth401k | $25.00 | 12/17/2012 6:36:48 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:27 PM |
| OgOman | $25.00 | 12/17/2012 7:54:09 PM |
| LENNIEKID | $35.31 | 12/17/2012 8:52:06 PM |
| bold-worth-wrangler | $25.00 | 12/18/2012 10:45:23 AM |
| CA-Lender | $25.00 | 12/18/2012 7:37:31 AM |
| the-hope-workhorse | $25.00 | 12/18/2012 12:50:01 PM |
| silver-beaker | $50.00 | 12/18/2012 2:42:12 PM |
| zorg77 | $50.00 | 12/18/2012 1:28:11 PM |
| order-singularity430 | $25.00 | 12/18/2012 2:36:16 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
686381
This series of Notes was issued and sold upon the funding of the borrower loan #79706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,723 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nimble-bonus2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
We are trying to pay down credit card bills in order to purchase a house in the near future. We recently had an unexpected veterinary bill that we are trying to pay off.
My financial situation: Active Duty Military
I am a good candidate for this loan because I have never been late or defaulted on a loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ferocious-kindness8 | $35.00 | 12/15/2012 12:23:33 PM |
| kila-designer | $124.00 | 12/15/2012 12:34:58 PM |
| handy-justice | $25.00 | 12/15/2012 12:14:31 PM |
| reaction18 | $50.00 | 12/15/2012 2:36:20 PM |
| worthy-bid8 | $100.00 | 12/15/2012 1:53:47 PM |
| blitzen40 | $25.00 | 12/15/2012 3:20:10 PM |
| wildanne | $50.00 | 12/15/2012 1:20:54 PM |
| 01a_MrUSC_IRA | $25.00 | 12/15/2012 2:07:37 PM |
| RGlad | $100.00 | 12/15/2012 2:45:11 PM |
| greencat | $50.00 | 12/17/2012 7:24:17 AM |
| restless-dime | $100.00 | 12/17/2012 7:58:03 AM |
| ultimate-peace | $225.00 | 12/16/2012 7:03:55 PM |
| toomanyfishtanks | $25.00 | 12/17/2012 4:03:12 PM |
| PoundSmart | $100.00 | 12/17/2012 9:46:33 AM |
| MrBojangles01 | $25.00 | 12/18/2012 6:58:14 AM |
| dl_data | $150.00 | 12/18/2012 9:20:12 PM |
| octoberfresh | $25.00 | 12/19/2012 8:12:08 AM |
| cognizant-integrity72 | $25.00 | 12/19/2012 10:51:42 AM |
| reward-juniper6 | $25.00 | 12/19/2012 5:55:59 AM |
| investment-party | $114.73 | 12/19/2012 11:08:27 AM |
| historic-value7 | $100.00 | 12/19/2012 10:26:24 AM |
| helping-out | $30.00 | 12/19/2012 7:31:49 PM |
| BullTrojan | $25.00 | 12/20/2012 6:09:16 AM |
| graceful-balance3 | $264.67 | 12/20/2012 6:52:58 AM |
| note-goblin0 | $25.00 | 12/20/2012 10:01:57 AM |
| itjunkie | $50.00 | 12/20/2012 10:20:34 AM |
| Nicedad72 | $25.00 | 12/20/2012 8:02:28 AM |
| felicity-contributor3 | $25.00 | 12/20/2012 8:37:55 AM |
| worth-shower8 | $100.00 | 12/19/2012 7:15:31 PM |
| docjulia | $50.00 | 12/19/2012 7:24:44 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:09 AM |
| vivacious-credit5 | $49.00 | 12/20/2012 9:59:18 AM |
| amlu1988 | $25.00 | 12/20/2012 11:29:56 AM |
| deal-hickory5 | $100.00 | 12/18/2012 5:34:53 PM |
| zone6 | $100.00 | 12/15/2012 1:05:56 PM |
| Stek7 | $30.00 | 12/15/2012 1:07:18 PM |
| transparency-position | $25.00 | 12/15/2012 12:37:07 PM |
| corndog4000 | $60.00 | 12/15/2012 1:59:57 PM |
| Something-Corporate | $25.00 | 12/15/2012 1:24:46 PM |
| eboomer2611 | $25.00 | 12/15/2012 1:02:48 PM |
| berniemadeoff | $55.00 | 12/15/2012 3:13:49 PM |
| prudent-cash353 | $25.00 | 12/15/2012 6:16:00 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:44:03 PM |
| treasure-bliss | $75.00 | 12/16/2012 7:27:38 AM |
| let_me_retire | $100.00 | 12/16/2012 3:44:28 AM |
| professional-dinero753 | $25.00 | 12/17/2012 8:23:44 AM |
| enterprising-pound5 | $50.00 | 12/16/2012 1:53:57 PM |
| dl_data | $100.00 | 12/17/2012 9:55:05 AM |
| fund-medalist171 | $25.78 | 12/17/2012 4:52:51 PM |
| cr8on | $50.00 | 12/17/2012 6:37:38 PM |
| justasoldier | $75.00 | 12/17/2012 2:42:08 PM |
| belief-integrity | $100.00 | 12/17/2012 7:12:39 PM |
| exponential-fairness2 | $25.00 | 12/17/2012 4:01:09 PM |
| return-rocket9 | $50.00 | 12/17/2012 9:30:55 PM |
| bid-ace937 | $50.00 | 12/18/2012 5:15:41 PM |
| britches318 | $50.00 | 12/18/2012 7:48:12 AM |
| dl_data | $100.00 | 12/18/2012 8:08:46 PM |
| excellent-coin9 | $28.29 | 12/19/2012 7:19:39 AM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:46 PM |
| boogienation | $25.00 | 12/19/2012 5:12:00 PM |
| preventivepestcontrol | $75.00 | 12/19/2012 1:44:40 PM |
| mistering | $25.00 | 12/20/2012 12:20:56 AM |
| the-lean-affluence1 | $26.01 | 12/20/2012 11:29:55 AM |
| mittman43 | $60.73 | 12/20/2012 12:05:10 PM |
| for_your_success | $109.32 | 12/19/2012 11:54:08 PM |
| 420limo | $25.00 | 12/20/2012 11:10:18 AM |
| transparency-position | $2.47 | 12/20/2012 12:30:10 PM |
| CA-Lender | $25.00 | 12/20/2012 11:06:35 AM |
| rustysailor | $25.00 | 12/20/2012 11:37:26 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
686443
This series of Notes was issued and sold upon the funding of the borrower loan #79143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $80.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 23y 4m |
|
Amount delinquent:
| $73,490 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $65 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| direct-asset757 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...purchace a used quality car.
My financial situation:
I am a good candidate for this loan because... i have been employed at Safeway for over 23 years and i have been married for 30 years. Although the economy altered some financial issues that i could not control, i do have stability and commitment to what i do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Vegasjim | $25.00 | 12/13/2012 9:39:29 AM |
| IPG1 | $25.00 | 12/13/2012 9:40:05 AM |
| Zolton | $300.00 | 12/13/2012 9:14:27 AM |
| supersam | $50.00 | 12/13/2012 9:32:27 AM |
| aztec | $50.00 | 12/13/2012 10:17:07 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:06 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:19 PM |
| toblerone | $25.00 | 12/13/2012 10:56:43 AM |
| nickel-ferret | $25.00 | 12/13/2012 12:25:25 PM |
| cahjoon | $25.00 | 12/13/2012 5:50:31 PM |
| CreditBuilder2 | $25.01 | 12/13/2012 7:09:21 PM |
| djh47a | $25.00 | 12/13/2012 9:24:07 PM |
| direct-social3 | $50.00 | 12/14/2012 6:01:10 PM |
| fascinating-benefit279 | $50.00 | 12/15/2012 12:23:26 PM |
| D911ave | $50.00 | 12/15/2012 12:46:32 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:09 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:23 PM |
| MCDXLIV | $25.00 | 12/15/2012 9:29:39 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:52 AM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:22:41 AM |
| spiritual-greenback | $25.00 | 12/16/2012 5:51:32 PM |
| mr_haldane | $25.00 | 12/17/2012 10:51:56 AM |
| newest-peso-excellence | $272.64 | 12/17/2012 3:07:12 PM |
| bazaar-tulip | $25.00 | 12/13/2012 9:59:17 AM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:05:47 PM |
| wetlands | $200.00 | 12/13/2012 12:26:45 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:28 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:54 PM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:22 PM |
| brainy-credit1 | $50.00 | 12/14/2012 8:47:02 AM |
| Jassi | $25.00 | 12/14/2012 10:08:22 AM |
| radforj22 | $26.34 | 12/14/2012 8:44:51 AM |
| sprinter | $50.00 | 12/14/2012 10:08:01 AM |
| a-finance-nirvana | $25.00 | 12/14/2012 9:47:07 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:48 PM |
| Grimblade | $26.01 | 12/14/2012 5:49:19 PM |
| immaculate-return25 | $25.00 | 12/14/2012 6:24:58 PM |
| qsolo | $25.00 | 12/15/2012 12:07:11 PM |
| ssgt95068 | $25.00 | 12/15/2012 12:47:28 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:45 PM |
| OnePoorDude | $25.00 | 12/15/2012 1:34:56 PM |
| Bank_of_E-Ville | $25.00 | 12/15/2012 3:02:41 PM |
| benjamin67 | $25.00 | 12/16/2012 1:15:22 PM |
| resplendent-moola | $100.00 | 12/17/2012 10:26:21 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
686453
This series of Notes was issued and sold upon the funding of the borrower loan #79603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $118.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 620-639 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 1m |
|
Amount delinquent:
| $52 |
Total credit lines:
| 22 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,918 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bta35 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 92% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 8% )
| 680-699
(Jun-2012)
720-739
(Oct-2011)
|
|
Principal balance:
| $2,928.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
christmas
Purpose of loan
christmas shopping
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/15/2012 3:35:43 PM |
| Feyenoord | $30.00 | 12/15/2012 12:15:10 PM |
| cr8on | $30.00 | 12/15/2012 12:29:24 PM |
| stylish-revenue4 | $100.00 | 12/15/2012 12:35:18 PM |
| MoneyForNothing | $25.11 | 12/15/2012 12:03:12 PM |
| AF-Chief | $25.00 | 12/15/2012 1:27:48 PM |
| handy-justice | $50.00 | 12/15/2012 12:09:20 PM |
| valiant-return584 | $50.00 | 12/15/2012 1:00:48 PM |
| wildanne | $50.00 | 12/15/2012 1:20:55 PM |
| Edakers | $25.00 | 12/15/2012 1:54:32 PM |
| five-star-note | $25.00 | 12/15/2012 3:28:06 PM |
| Bob450 | $25.00 | 12/15/2012 8:46:50 PM |
| bob450-roth | $25.00 | 12/16/2012 9:15:15 AM |
| melodious-openness | $200.00 | 12/15/2012 2:45:54 PM |
| Tscheddar | $25.00 | 12/15/2012 1:49:30 PM |
| enterprising-pound5 | $50.00 | 12/16/2012 1:50:49 PM |
| desertoasis | $25.00 | 12/17/2012 7:32:03 AM |
| simplelender80 | $500.00 | 12/17/2012 5:40:38 PM |
| banker34 | $75.00 | 12/18/2012 10:19:09 PM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:29:19 PM |
| CA-Lender | $25.00 | 12/18/2012 10:56:27 PM |
| fairness-atmosphere | $25.00 | 12/19/2012 10:58:05 AM |
| red-ethical-duty6 | $25.00 | 12/19/2012 2:08:39 PM |
| E-2 | $32.00 | 12/19/2012 5:26:52 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:14 PM |
| trumpeter5 | $25.00 | 12/15/2012 12:02:41 PM |
| zipemdown | $25.00 | 12/15/2012 12:43:08 PM |
| LittleMingo | $40.00 | 12/15/2012 12:04:44 PM |
| money-baron | $100.00 | 12/15/2012 1:31:18 PM |
| IIP77 | $25.00 | 12/15/2012 2:08:42 PM |
| CreditBuilder2 | $25.03 | 12/15/2012 2:33:12 PM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:18 PM |
| LuvToLend | $25.00 | 12/15/2012 1:28:44 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:29 AM |
| treasure-bliss | $25.00 | 12/16/2012 7:20:28 AM |
| zorg77 | $100.00 | 12/16/2012 6:51:55 PM |
| impala6464 | $40.00 | 12/16/2012 10:28:42 PM |
| dl_data | $200.00 | 12/17/2012 9:47:06 AM |
| CMJ-Partners | $25.00 | 12/16/2012 4:47:46 PM |
| integrity-doctor | $100.00 | 12/17/2012 3:03:25 PM |
| purposeful-durability8 | $100.00 | 12/17/2012 10:28:42 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:46 AM |
| FarmersBank | $32.69 | 12/18/2012 7:47:07 AM |
| first-dinero-igloo | $25.00 | 12/17/2012 10:52:47 PM |
| PFTLender | $25.00 | 12/18/2012 5:43:43 PM |
| Lubava | $50.00 | 12/18/2012 7:34:25 PM |
| dl_data | $150.00 | 12/18/2012 8:03:30 PM |
| frogperson | $200.00 | 12/18/2012 9:33:58 PM |
| helping-out | $50.00 | 12/19/2012 5:29:45 PM |
| natural-liberty4 | $134.17 | 12/19/2012 5:38:02 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
686479
This series of Notes was issued and sold upon the funding of the borrower loan #79711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $315.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,571 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-fox4 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring for Christmas
Purpose of loan:
Help fund engagement ring purchase
My financial situation:
I am a good candidate for this loan because...
I automate my payments for quicker pay-offs.
I tend to pay more than the monthly payments.
Have expiring long term accounts.
Have savings and am not "RELOADING"
Want to increase my overall score.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/13/2012 9:27:00 AM |
| cattlebaron | $100.00 | 12/12/2012 5:05:09 PM |
| Tscheddar | $25.00 | 12/12/2012 6:00:26 PM |
| TheSituation | $25.00 | 12/12/2012 5:04:04 PM |
| superb-funds335 | $25.00 | 12/12/2012 6:13:37 PM |
| money-genome84 | $250.00 | 12/12/2012 6:47:13 PM |
| durable-p2ploan0 | $75.00 | 12/13/2012 8:46:14 AM |
| toblerone | $25.00 | 12/12/2012 6:28:31 PM |
| Scrooge_McDuck2 | $100.00 | 12/13/2012 9:18:43 AM |
| WisconsinFinance | $25.00 | 12/13/2012 9:04:34 AM |
| janeybooboo | $100.00 | 12/13/2012 9:22:05 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:54 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:32:22 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:46:25 PM |
| belief-integrity | $250.00 | 12/14/2012 11:28:24 AM |
| melodious-openness | $200.00 | 12/14/2012 2:03:51 PM |
| asset-professor | $25.00 | 12/14/2012 9:57:07 AM |
| credit-commander1 | $25.00 | 12/14/2012 11:24:35 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:47 AM |
| Star_Witness | $25.00 | 12/15/2012 3:39:37 PM |
| integrity-doctor | $100.00 | 12/17/2012 4:03:35 PM |
| brainy-return234 | $50.00 | 12/18/2012 10:25:27 AM |
| credit-adventurer313 | $25.00 | 12/18/2012 11:54:30 AM |
| prudent-loot | $25.00 | 12/18/2012 9:54:36 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:28 PM |
| Kaj | $25.00 | 12/19/2012 6:02:11 PM |
| EFS | $100.00 | 12/20/2012 2:00:58 PM |
| payment-halo | $25.00 | 12/20/2012 6:59:08 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:02:45 AM |
| LilyAcreInvestmentsLLC | $318.00 | 12/22/2012 11:08:21 AM |
| OTM84 | $50.00 | 12/23/2012 6:16:12 AM |
| ethical-truth211 | $500.00 | 12/22/2012 4:34:37 PM |
| note-goblin0 | $25.00 | 12/23/2012 12:50:32 PM |
| justreturns | $25.00 | 12/23/2012 1:40:19 PM |
| supersarah61 | $25.00 | 12/22/2012 4:47:54 PM |
| 2020longterm | $25.00 | 12/23/2012 2:03:43 PM |
| Leshan | $50.00 | 12/23/2012 3:22:04 PM |
| income-buffalo1 | $50.00 | 12/23/2012 4:50:41 PM |
| krbychoates | $40.00 | 12/23/2012 6:10:18 PM |
| Ocean713 | $75.00 | 12/23/2012 1:24:38 AM |
| repayment-liberator7 | $25.00 | 12/24/2012 7:28:37 AM |
| EretzCapital | $100.00 | 12/24/2012 7:34:45 AM |
| kurtb57 | $100.00 | 12/24/2012 8:50:52 AM |
| mtnguy_24 | $100.00 | 12/23/2012 8:12:23 PM |
| ksmorrow | $25.00 | 12/23/2012 8:45:41 PM |
| resplendent-dollar | $25.00 | 12/23/2012 11:34:50 PM |
| value-burrito | $25.52 | 12/24/2012 4:31:35 AM |
| herschelw | $25.00 | 12/23/2012 2:57:17 PM |
| glroark | $150.00 | 12/24/2012 7:05:50 AM |
| skockie | $50.00 | 12/24/2012 7:47:11 AM |
| deal-pioneer1 | $40.56 | 12/24/2012 9:22:41 AM |
| scoobiedoo | $25.00 | 12/14/2012 8:13:56 AM |
| wildanne | $50.00 | 12/12/2012 6:06:41 PM |
| DreisersFinancier | $50.00 | 12/12/2012 5:07:42 PM |
| zipemdown | $25.00 | 12/12/2012 5:11:41 PM |
| Sagamore | $50.00 | 12/12/2012 5:15:25 PM |
| ferocious-kindness8 | $35.00 | 12/12/2012 5:40:31 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:22 PM |
| RGlad | $200.00 | 12/13/2012 9:33:09 AM |
| Money__Tree | $200.00 | 12/12/2012 6:55:03 PM |
| scholarly-order6 | $25.00 | 12/13/2012 9:33:37 AM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:25 PM |
| Wrats6 | $25.00 | 12/13/2012 2:39:38 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:18 PM |
| kila-designer | $75.00 | 12/14/2012 9:02:46 AM |
| selector568 | $300.00 | 12/14/2012 10:09:11 AM |
| kenji4861 | $25.00 | 12/14/2012 10:19:47 AM |
| zorg77 | $100.00 | 12/14/2012 11:53:35 AM |
| thrilling-fund427 | $50.00 | 12/15/2012 10:56:10 AM |
| Interest2thePeople | $100.00 | 12/15/2012 10:49:57 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:53 PM |
| authentic-finance194 | $200.00 | 12/17/2012 9:11:44 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:47 AM |
| cardminger | $25.00 | 12/18/2012 9:17:04 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:11 AM |
| trumpeter391 | $25.00 | 12/20/2012 7:07:39 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:52 PM |
| thelovebug | $100.00 | 12/21/2012 9:06:22 AM |
| LittleMingo | $25.00 | 12/20/2012 5:49:17 PM |
| tommymtg7 | $25.00 | 12/20/2012 6:31:57 PM |
| dukeiyer | $25.00 | 12/20/2012 6:26:10 PM |
| first-integrity-gravity | $50.00 | 12/21/2012 9:30:02 AM |
| nex | $25.00 | 12/21/2012 6:27:05 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:04 PM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:34:37 AM |
| cah1942 | $25.00 | 12/22/2012 11:10:10 AM |
| Lily_of_the_Valley | $254.00 | 12/22/2012 11:23:25 AM |
| aggresive-compassion612 | $25.00 | 12/22/2012 12:55:15 PM |
| bazaar-tulip | $500.00 | 12/22/2012 1:34:24 PM |
| petangerie | $30.00 | 12/22/2012 4:29:26 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 9:04:24 PM |
| Malkial | $45.98 | 12/22/2012 11:45:48 PM |
| goat361 | $25.00 | 12/23/2012 6:41:47 AM |
| One_Lolo | $25.00 | 12/23/2012 9:29:41 AM |
| planetibet | $25.00 | 12/24/2012 5:23:22 AM |
| Mavdyaus | $25.64 | 12/24/2012 8:31:54 AM |
| Bob450 | $25.00 | 12/23/2012 4:32:33 PM |
| bob450-roth | $25.00 | 12/23/2012 1:40:01 PM |
| well-rounded-income072 | $250.00 | 12/23/2012 9:35:03 PM |
| transparent-dinero8 | $25.00 | 12/23/2012 4:47:47 PM |
| revolutionary769 | $30.00 | 12/23/2012 7:39:10 PM |
| CA-Lender | $25.00 | 12/23/2012 8:38:47 PM |
| point-gusto2 | $125.30 | 12/24/2012 9:12:35 AM |
| Bob450 | $25.00 | 12/24/2012 8:38:53 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
686499
This series of Notes was issued and sold upon the funding of the borrower loan #79718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $79.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1972 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80,522 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unflappable-justice3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: home improvement
This loan will be used to...finish improvement to bathroom
My financial situation:
I am a good candidate for this loan because...fixed income pay bills on time
Monthly net income: $2103
Monthly expenses: $1100
Housing: $292.52
Insurance: $
Car expenses: $96.00
Utilities: $38.00
Phone, cable, internet: $75.00
Food, entertainment: $200.00
Clothing, household expenses: $75.00
Credit cards and other loans: $included above
Other expenses: $as needed
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/13/2012 5:57:18 PM |
| valiant-return584 | $50.00 | 12/13/2012 5:52:00 PM |
| treasure-bliss | $25.00 | 12/14/2012 4:37:42 AM |
| bowdish1 | $25.00 | 12/13/2012 6:11:52 PM |
| zorg77 | $100.00 | 12/14/2012 6:21:59 PM |
| repayment-pagoda8 | $100.00 | 12/15/2012 11:01:28 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:16 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:16 PM |
| encouraging-rate | $33.41 | 12/17/2012 2:34:51 AM |
| 6_kids_college_fund | $25.00 | 12/17/2012 12:38:19 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:41 AM |
| bewitching-dollar5 | $100.00 | 12/20/2012 5:14:18 PM |
| logical-principal8 | $50.00 | 12/20/2012 5:25:06 PM |
| CreditBuilder2 | $25.06 | 12/13/2012 5:33:20 PM |
| credit-adventurer313 | $25.00 | 12/13/2012 7:03:26 PM |
| peso-tostada | $200.00 | 12/13/2012 5:57:29 PM |
| integrity-doctor | $100.00 | 12/14/2012 7:09:42 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:14 AM |
| Approved | $25.00 | 12/14/2012 6:16:52 PM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:37 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:08:06 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:25 PM |
| AllanBK | $30.00 | 12/17/2012 6:27:57 AM |
| Foothill-Paradise | $57.61 | 12/19/2012 2:46:16 PM |
| supersarah61 | $25.00 | 12/20/2012 5:12:36 PM |
| deal-vibrato | $25.00 | 12/20/2012 5:12:34 PM |
| tolerant-responsibility051 | $1,378.92 | 12/20/2012 5:28:54 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
686781
This series of Notes was issued and sold upon the funding of the borrower loan #79751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $279.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,895 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Goal-Commitment136 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Is to pay off my credit card, and other misc. debt.
My financial situation:
I am a good candidate for this loan because I do pay my bills on time and I am focused on achieving my goals of: 1) paying off my debt. 2) increasing my credit score
and 3) buying a house.
Monthly net income: $2800.00
Monthly expenses: $2454.00
Housing: $967.00
Car expenses: $200.00
Utilities: $260.00
Phone, cable, internet: $250.00
Credit cards and other loans: $577.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/14/2012 9:36:24 AM |
| zipemdown | $25.00 | 12/14/2012 9:40:58 AM |
| superb-funds335 | $25.00 | 12/14/2012 9:16:13 AM |
| toblerone | $25.00 | 12/14/2012 10:18:56 AM |
| wildanne | $50.00 | 12/14/2012 10:01:07 AM |
| valiant-return584 | $50.00 | 12/14/2012 10:19:54 AM |
| BostonCapital | $100.00 | 12/14/2012 9:30:22 AM |
| natural-worth9 | $75.00 | 12/14/2012 10:54:32 AM |
| NolockHolmes | $100.00 | 12/14/2012 5:32:50 PM |
| octoberfresh | $25.00 | 12/14/2012 10:12:03 AM |
| deal-selector5 | $25.00 | 12/14/2012 5:05:06 PM |
| Edakers | $25.00 | 12/14/2012 10:49:16 AM |
| uncl-sammy | $25.00 | 12/14/2012 11:01:00 AM |
| Empower-personal-responsibility | $25.00 | 12/14/2012 11:23:13 AM |
| vutah | $35.00 | 12/14/2012 11:38:43 AM |
| Christophe | $25.00 | 12/14/2012 10:04:08 PM |
| income-awakening6 | $25.00 | 12/15/2012 6:02:34 AM |
| market-maximizer472 | $25.00 | 12/15/2012 8:09:07 AM |
| platinum-scientist9 | $25.00 | 12/14/2012 5:30:21 PM |
| bizlending | $500.00 | 12/15/2012 8:25:24 AM |
| methodical-interest039 | $32.98 | 12/15/2012 11:01:18 AM |
| 113121 | $100.00 | 12/14/2012 7:48:51 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:44 AM |
| ThePretender09 | $100.00 | 12/15/2012 8:40:19 AM |
| smart-transparency099 | $25.00 | 12/15/2012 8:48:19 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:49 AM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:26:02 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:40 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:28 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:59 AM |
| important-camaraderi584 | $25.00 | 12/15/2012 12:31:12 PM |
| riskreward | $250.00 | 12/15/2012 11:27:09 AM |
| Abece | $113.28 | 12/15/2012 1:24:16 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:30 PM |
| unbeatable-credit1 | $50.00 | 12/15/2012 4:40:06 PM |
| berniemadeoff | $40.00 | 12/16/2012 7:29:08 AM |
| LuvToLend | $25.00 | 12/16/2012 1:17:07 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:31 PM |
| Digger85 | $100.00 | 12/17/2012 4:40:29 AM |
| palu2619 | $25.00 | 12/17/2012 9:36:54 AM |
| toomanyfishtanks | $38.57 | 12/17/2012 4:09:30 PM |
| helpbestican | $25.00 | 12/17/2012 5:02:21 PM |
| nycfinance | $25.00 | 12/17/2012 6:14:48 PM |
| Astyanax | $40.00 | 12/17/2012 7:03:22 PM |
| newest-thrilling-income | $25.00 | 12/17/2012 7:06:20 PM |
| katnmouse | $55.00 | 12/17/2012 4:37:35 PM |
| greenback-frog7 | $25.00 | 12/17/2012 10:53:45 PM |
| itsmaj | $50.70 | 12/17/2012 11:42:52 PM |
| oskizzle | $25.00 | 12/18/2012 7:08:01 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:15:16 AM |
| credit-twister554 | $100.00 | 12/17/2012 6:42:26 PM |
| greekgst99 | $25.00 | 12/17/2012 8:24:44 PM |
| prudent-bid3 | $50.00 | 12/17/2012 6:09:34 PM |
| Terapin0511 | $27.15 | 12/18/2012 3:14:25 AM |
| skockie | $50.00 | 12/18/2012 6:39:28 AM |
| crw1950 | $46.74 | 12/18/2012 7:16:10 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:21:44 PM |
| Tell-me-more | $30.00 | 12/18/2012 7:19:56 AM |
| srosa29 | $25.00 | 12/18/2012 8:08:30 AM |
| deal-banker | $44.64 | 12/18/2012 8:56:24 AM |
| natural-affluence6 | $25.00 | 12/15/2012 9:03:11 AM |
| green-trade-dolphin | $33.70 | 12/14/2012 9:01:33 AM |
| nevee | $25.00 | 12/14/2012 9:57:48 AM |
| peso-spartan6 | $25.00 | 12/14/2012 10:13:25 AM |
| vivid-p2ploan1 | $25.00 | 12/14/2012 10:29:22 AM |
| scholarly-order6 | $100.00 | 12/14/2012 10:53:10 AM |
| Bank_Of_XL | $30.00 | 12/14/2012 9:11:23 AM |
| Nipper99 | $100.00 | 12/14/2012 2:34:57 PM |
| WalnutCreekguy | $50.00 | 12/14/2012 9:19:57 AM |
| BBsapphire-2-loan | $100.00 | 12/14/2012 10:20:09 AM |
| entertaining-dollar298 | $25.00 | 12/14/2012 9:23:35 AM |
| formula842 | $25.00 | 12/14/2012 9:55:42 AM |
| return-point2 | $100.00 | 12/14/2012 10:01:54 AM |
| Capitalincome | $25.00 | 12/14/2012 4:22:56 PM |
| cr8on | $30.00 | 12/14/2012 10:20:17 AM |
| Aberdeen | $100.00 | 12/14/2012 10:41:12 AM |
| progress-credit | $25.00 | 12/14/2012 6:00:17 PM |
| wise-charming-reward | $300.00 | 12/14/2012 2:23:26 PM |
| friedokra | $25.00 | 12/14/2012 3:46:39 PM |
| gotjack-IRA | $25.02 | 12/15/2012 5:01:53 AM |
| reaction18 | $25.02 | 12/15/2012 5:16:36 AM |
| helpful-loan245 | $25.00 | 12/14/2012 9:49:28 PM |
| Onlyhappycustomers | $25.00 | 12/14/2012 5:49:44 PM |
| Tscheddar | $25.00 | 12/15/2012 11:15:04 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:33 AM |
| commerce-venture1 | $25.00 | 12/15/2012 8:28:23 AM |
| mykeystoy | $50.00 | 12/15/2012 9:00:26 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:24 AM |
| a-finance-nirvana | $25.00 | 12/15/2012 12:46:27 PM |
| finance-investor3 | $25.00 | 12/15/2012 11:52:21 AM |
| DasMula | $25.00 | 12/15/2012 12:47:23 PM |
| dime-smasher5 | $25.00 | 12/15/2012 12:09:25 PM |
| prudent-deal662 | $25.00 | 12/15/2012 1:00:05 PM |
| Roundhouse | $100.00 | 12/15/2012 4:49:02 PM |
| deal-confidant7 | $100.00 | 12/15/2012 9:18:00 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:01 PM |
| ethical-truth211 | $500.00 | 12/16/2012 6:48:37 AM |
| pound-albatross7 | $331.37 | 12/16/2012 12:05:35 PM |
| SimpleChoice | $25.00 | 12/16/2012 12:57:49 PM |
| green-truth-mountain | $50.00 | 12/16/2012 9:40:00 AM |
| Paxman84 | $28.63 | 12/16/2012 9:47:04 AM |
| Psimater | $200.00 | 12/17/2012 9:01:30 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:26:45 PM |
| SPickle | $25.00 | 12/17/2012 8:14:44 AM |
| enchanted-investment447 | $100.00 | 12/17/2012 8:58:29 AM |
| cerebral-dollar773 | $25.00 | 12/16/2012 7:40:44 PM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:12:12 AM |
| Leshan | $50.00 | 12/17/2012 7:57:04 AM |
| moneylender25 | $25.00 | 12/17/2012 9:09:45 AM |
| j2ee | $27.00 | 12/17/2012 5:04:39 PM |
| ralph44 | $25.00 | 12/17/2012 9:34:24 AM |
| dukeiyer | $25.00 | 12/17/2012 10:58:21 AM |
| dunkard13 | $200.00 | 12/17/2012 6:28:20 PM |
| theaterguy | $30.00 | 12/17/2012 5:00:48 PM |
| frooogal | $25.00 | 12/17/2012 9:31:03 PM |
| rtfproducer | $25.00 | 12/17/2012 5:08:50 PM |
| Maximum_Investment | $25.00 | 12/18/2012 3:23:13 AM |
| Eminent_Endeavors | $25.00 | 12/18/2012 4:43:29 AM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:07:44 PM |
| slowgains | $25.00 | 12/17/2012 7:20:23 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:07:51 AM |
| green-commerce-festivity | $58.23 | 12/18/2012 6:27:00 AM |
| Frankk2 | $25.00 | 12/18/2012 7:11:22 AM |
| Zion-CIF | $25.00 | 12/18/2012 7:18:22 AM |
| power-lightning9 | $25.00 | 12/17/2012 7:39:13 PM |
| euro-eagle1 | $26.97 | 12/18/2012 4:58:48 AM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:20:21 AM |
| TMac | $25.00 | 12/18/2012 7:45:58 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
686843
This series of Notes was issued and sold upon the funding of the borrower loan #79772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 19.01% |
Borrower rate/APR:
| 20.01% / 27.88% |
Monthly payment:
| $324.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 6.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,149 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 360yield21 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Pay for some houshold expenses until I get my annual bonues at the end of January and my quartlery bonus at the end of February. I also have another bonus in August outside of my normal salary.
My financial situation: I am very tight on funds for the next couple of months.
I am a good candidate for this loan because...I have the ability to pay back based on income that is coming in next year from bonuses that I will receive.
Monthly net income: $4,000
Monthly expenses: $1400
Housing: $200
Insurance: $140
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| weatherman89 | $25.00 | 12/17/2012 9:06:39 AM |
| thrilling-point2 | $40.00 | 12/17/2012 9:21:33 AM |
| frankdelraza | $25.00 | 12/17/2012 9:42:03 AM |
| DevinHill_IRA | $25.00 | 12/17/2012 4:09:57 PM |
| money-sequoia9 | $25.00 | 12/17/2012 10:19:32 AM |
| berniemadeoff | $70.00 | 12/17/2012 10:21:50 AM |
| money-exchanger4 | $25.00 | 12/17/2012 9:35:22 AM |
| value-allocator1 | $100.00 | 12/17/2012 9:35:41 AM |
| zipemdown | $25.00 | 12/17/2012 10:02:13 AM |
| valiant-return584 | $50.00 | 12/17/2012 10:06:26 AM |
| SLN-10 | $50.00 | 12/17/2012 10:22:17 AM |
| silver-plato | $75.00 | 12/17/2012 11:08:00 AM |
| enderak | $25.00 | 12/17/2012 3:53:38 PM |
| hopeful-trade | $25.00 | 12/18/2012 9:50:57 AM |
| kenji4861 | $25.00 | 12/18/2012 6:16:13 PM |
| kinetic-loot436 | $30.00 | 12/18/2012 6:40:55 PM |
| 907 | $25.00 | 12/18/2012 7:50:04 PM |
| Plow_n_Sow | $50.00 | 12/18/2012 8:01:08 PM |
| The_Secret | $42.42 | 12/18/2012 10:36:57 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 6:17:12 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:15 AM |
| MikeMann | $100.00 | 12/19/2012 3:36:28 PM |
| bazaar-eclipse5 | $25.00 | 12/20/2012 6:00:04 AM |
| thoughtful-payment587 | $25.00 | 12/20/2012 6:53:45 PM |
| DIONISIOS | $274.27 | 12/20/2012 11:09:50 AM |
| stock106 | $25.00 | 12/20/2012 12:21:18 PM |
| greenback-frog7 | $50.00 | 12/20/2012 12:30:54 PM |
| green-grower | $100.00 | 12/21/2012 10:30:32 AM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:36:25 AM |
| bklyntrustco | $100.00 | 12/21/2012 8:03:28 AM |
| babyfund | $25.00 | 12/21/2012 9:19:04 AM |
| Ballybay | $200.00 | 12/21/2012 10:12:33 AM |
| rwhite1682 | $50.00 | 12/21/2012 11:11:39 AM |
| mars2024 | $25.00 | 12/21/2012 2:41:07 PM |
| active-wealth3 | $25.00 | 12/21/2012 2:59:34 PM |
| bonus-demon | $25.00 | 12/21/2012 3:18:36 PM |
| magnetic-duty4 | $25.00 | 12/22/2012 1:14:30 AM |
| ucsd-triton | $25.00 | 12/21/2012 10:43:13 PM |
| formula842 | $25.00 | 12/22/2012 4:53:20 AM |
| scottssmcom | $95.00 | 12/22/2012 6:19:20 AM |
| toblerone | $25.00 | 12/17/2012 9:36:34 AM |
| DreisersFinancier | $50.00 | 12/17/2012 10:05:57 AM |
| Edakers | $25.00 | 12/17/2012 10:48:23 AM |
| extraordinary-dollar7 | $49.87 | 12/18/2012 12:15:47 AM |
| asset-professor | $25.00 | 12/18/2012 9:43:46 AM |
| return-point2 | $100.00 | 12/18/2012 6:22:56 PM |
| new-dynamic-value | $25.00 | 12/18/2012 7:57:49 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:32 PM |
| djh47a | $25.00 | 12/19/2012 7:01:37 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:16 AM |
| LuvToLend | $25.00 | 12/19/2012 9:08:31 AM |
| glclhej | $25.00 | 12/19/2012 5:31:22 AM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:29:29 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:40 PM |
| a-foxy-balance | $25.00 | 12/20/2012 10:17:51 AM |
| just-benefit | $25.00 | 12/20/2012 11:57:01 AM |
| bazaar-neptune2 | $25.00 | 12/20/2012 6:42:16 PM |
| credit-wheel7 | $25.00 | 12/20/2012 10:45:54 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:23 AM |
| sevenbridges | $25.00 | 12/20/2012 7:11:19 PM |
| calm-agreement4 | $64.88 | 12/21/2012 2:36:05 PM |
| Scrooge_McDuck2 | $100.00 | 12/21/2012 9:04:58 AM |
| first-integrity-gravity | $50.00 | 12/21/2012 9:30:03 AM |
| 1SteelerFan | $25.00 | 12/21/2012 1:19:22 PM |
| cloud8 | $40.00 | 12/21/2012 3:14:16 PM |
| gold-web4 | $37.50 | 12/21/2012 11:32:59 AM |
| durability-widget3 | $50.00 | 12/21/2012 7:01:16 PM |
| bonus-demon | $25.00 | 12/21/2012 3:18:17 PM |
| Cawse | $25.00 | 12/21/2012 9:05:14 PM |
| nodebtin3 | $25.00 | 12/22/2012 6:46:47 AM |
| DIONISIOS | $106.06 | 12/22/2012 6:49:20 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
686889
This series of Notes was issued and sold upon the funding of the borrower loan #79402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $65.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,476 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| graceful-wampum0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2012)
|
|
Principal balance:
| $3,265.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Medical/Dental
My daughter had another surgery on her knee. I am using loan to pay off her medical bills and she is paying me back. I do not wnat her trying to juggle a bunch of medical bills. She pays the principle back to me and I just cover the cost of loan for her.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sprinter | $50.00 | 12/14/2012 6:01:59 PM |
| hitsman | $50.00 | 12/14/2012 6:40:29 PM |
| entertaining-rate9 | $25.00 | 12/14/2012 5:33:41 PM |
| DreisersFinancier | $50.00 | 12/14/2012 5:47:05 PM |
| bazaar-tulip | $25.00 | 12/14/2012 5:19:43 PM |
| goal-benefit2 | $30.00 | 12/14/2012 6:24:13 PM |
| AmbitiouslyLazy | $34.52 | 12/15/2012 5:22:24 AM |
| CreditBuilder2 | $25.01 | 12/14/2012 6:41:03 PM |
| prudent-dough458 | $25.00 | 12/14/2012 5:29:30 PM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:47:43 AM |
| octoberfresh | $25.00 | 12/15/2012 6:41:32 AM |
| akakii | $44.46 | 12/15/2012 8:17:03 AM |
| five-star-note | $25.00 | 12/14/2012 7:20:52 PM |
| loyalty-meadow | $25.00 | 12/15/2012 7:12:41 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:07:50 AM |
| MoneyForNothing | $9.81 | 12/15/2012 11:08:08 AM |
| cahjoon | $25.00 | 12/14/2012 5:29:03 PM |
| tomjac2000 | $25.00 | 12/14/2012 9:09:13 PM |
| Zolton | $300.00 | 12/14/2012 5:52:36 PM |
| IPG1 | $25.00 | 12/14/2012 6:19:28 PM |
| secureincome | $555.00 | 12/14/2012 5:20:52 PM |
| djh47a | $25.00 | 12/15/2012 7:38:30 AM |
| Aurumdraco | $26.20 | 12/15/2012 8:07:01 AM |
| toblerone | $25.00 | 12/14/2012 7:06:11 PM |
| dinero-launcher | $25.00 | 12/15/2012 9:16:43 AM |
| immaculate-yield0 | $150.00 | 12/14/2012 5:45:04 PM |
| Tscheddar | $25.00 | 12/14/2012 6:39:50 PM |
| radforj22 | $25.00 | 12/15/2012 10:07:08 AM |
| cashman100 | $50.00 | 12/15/2012 3:11:59 AM |
| cjames84 | $25.00 | 12/15/2012 8:17:28 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
686923
This series of Notes was issued and sold upon the funding of the borrower loan #79422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $90.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 3m |
|
Amount delinquent:
| $1,570 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Twilliams716 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/13/2012 5:22:39 PM |
| valiant-return584 | $50.00 | 12/13/2012 5:52:02 PM |
| Edakers | $25.00 | 12/13/2012 7:04:23 PM |
| toblerone | $25.00 | 12/13/2012 7:14:35 PM |
| Money__Tree | $200.00 | 12/13/2012 5:57:58 PM |
| bob450-roth | $25.00 | 12/13/2012 6:48:39 PM |
| asset-professor | $25.00 | 12/15/2012 1:37:42 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:19 PM |
| Mucman72 | $25.00 | 12/15/2012 7:01:02 PM |
| TumbleWeed88 | $25.00 | 12/16/2012 12:29:59 PM |
| authentic-finance194 | $200.00 | 12/17/2012 9:12:38 AM |
| Tscheddar | $25.00 | 12/17/2012 11:10:34 AM |
| return-point2 | $100.00 | 12/17/2012 5:19:58 PM |
| kenji4861 | $25.00 | 12/18/2012 10:03:57 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:12 AM |
| Lily_of_the_Valley | $646.00 | 12/22/2012 11:22:51 AM |
| Kaj | $25.00 | 12/22/2012 12:28:31 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:47:46 AM |
| the-serene-transaction | $25.00 | 12/23/2012 9:15:20 AM |
| kurtb57 | $100.00 | 12/24/2012 8:52:08 AM |
| well-rounded-payout0 | $50.00 | 12/23/2012 2:29:24 PM |
| mmckune | $25.00 | 12/24/2012 9:26:20 AM |
| zadok | $50.00 | 12/24/2012 9:41:43 AM |
| Evolver | $50.00 | 12/24/2012 11:10:29 AM |
| enchanted-diversification496 | $39.00 | 12/24/2012 10:39:24 AM |
| money-genome84 | $250.00 | 12/13/2012 5:42:21 PM |
| thrilling-fund427 | $50.00 | 12/15/2012 10:56:13 AM |
| LuvToLend | $30.00 | 12/15/2012 2:07:06 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 9:14:16 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:31 PM |
| BradP | $25.00 | 12/20/2012 1:32:43 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:12 PM |
| consolidate1 | $25.00 | 12/22/2012 6:40:52 PM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:11:22 PM |
| trumpeter391 | $25.00 | 12/22/2012 2:51:31 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:22:59 AM |
| bazaar-tulip | $459.00 | 12/24/2012 11:33:50 AM |
| thelovebug | $26.00 | 12/24/2012 10:55:17 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:13:48 AM |
| Miami | $25.00 | 12/24/2012 11:23:29 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
686989
This series of Notes was issued and sold upon the funding of the borrower loan #79486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 22.78% |
Borrower rate/APR:
| 23.78% / 31.73% |
Monthly payment:
| $377.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.70% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 32
/
27 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,457 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awe-inspiring-peso377 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
|
Principal balance:
| $6,169.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $25.00 | 12/14/2012 9:04:52 AM |
| weatherman89 | $25.00 | 12/14/2012 9:08:48 AM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:51 AM |
| kinetic-loot436 | $30.00 | 12/14/2012 9:53:01 AM |
| value-allocator1 | $100.00 | 12/14/2012 10:00:10 AM |
| Bank42 | $25.00 | 12/14/2012 11:22:56 AM |
| money-exchanger4 | $25.00 | 12/14/2012 9:22:38 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:29 PM |
| simplelender80 | $500.00 | 12/14/2012 9:54:08 AM |
| valiant-return584 | $50.00 | 12/14/2012 10:19:55 AM |
| AF-Chief | $25.00 | 12/14/2012 10:23:00 AM |
| wealth-funkmaster8 | $40.04 | 12/14/2012 1:37:42 PM |
| Relaxo | $200.00 | 12/14/2012 2:48:55 PM |
| greenback-frog7 | $25.00 | 12/14/2012 10:08:00 PM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:17:25 PM |
| skx | $25.00 | 12/15/2012 1:36:01 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:43 AM |
| MikeMann | $200.00 | 12/14/2012 6:50:53 PM |
| a-versatile-power | $25.00 | 12/15/2012 12:31:08 AM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:52 AM |
| enticing-affluence6 | $75.00 | 12/15/2012 9:47:43 AM |
| tomdooley12520 | $25.00 | 12/15/2012 9:49:45 AM |
| Cawse | $25.00 | 12/15/2012 11:19:05 AM |
| KingGriff | $50.00 | 12/15/2012 11:45:31 AM |
| newest-generous-income | $25.00 | 12/15/2012 1:19:00 PM |
| note-willow8 | $25.00 | 12/15/2012 1:27:14 PM |
| money-baron-Roth401k | $25.00 | 12/15/2012 12:48:55 PM |
| loan-fate | $50.00 | 12/15/2012 1:17:36 PM |
| pound-pine5 | $25.00 | 12/15/2012 5:05:53 PM |
| desertoasis | $25.00 | 12/15/2012 7:31:15 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:51:13 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:22 PM |
| oasis481 | $133.97 | 12/16/2012 6:28:15 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:45 AM |
| helping-out | $25.00 | 12/16/2012 11:28:38 PM |
| silver-plato | $100.00 | 12/17/2012 1:20:09 PM |
| djalan | $19.72 | 12/17/2012 1:27:08 PM |
| hillbilly40 | $25.00 | 12/17/2012 9:49:23 AM |
| the-sunny-loot | $25.00 | 12/17/2012 10:21:58 AM |
| alexander-hamilton | $50.00 | 12/17/2012 10:35:56 AM |
| ItsJustMe79 | $25.00 | 12/17/2012 9:22:31 AM |
| Jaxfan11 | $25.00 | 12/17/2012 10:51:39 AM |
| purposeful-durability8 | $100.00 | 12/14/2012 9:20:39 AM |
| zipemdown | $25.00 | 12/14/2012 9:40:59 AM |
| unassassinable | $25.00 | 12/14/2012 9:31:52 AM |
| elegant-dedication8 | $25.00 | 12/14/2012 9:34:16 AM |
| CreditBuilder2 | $25.03 | 12/14/2012 11:06:58 AM |
| DreisersFinancier | $50.00 | 12/14/2012 9:02:35 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:20 AM |
| Tscheddar | $25.00 | 12/14/2012 11:31:00 AM |
| octoberfresh | $25.00 | 12/14/2012 10:12:04 AM |
| money-sequoia9 | $25.00 | 12/14/2012 9:27:02 AM |
| theogeer | $25.00 | 12/14/2012 10:24:01 AM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:27 PM |
| money-baron | $91.00 | 12/14/2012 5:03:35 PM |
| pswaterspirit | $30.00 | 12/14/2012 6:19:37 PM |
| FinDoc | $25.00 | 12/15/2012 5:21:48 AM |
| social-sanctuary2 | $50.00 | 12/14/2012 8:08:38 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:28:02 AM |
| bonafide-yield351 | $25.00 | 12/15/2012 8:59:43 AM |
| invesor87 | $25.24 | 12/15/2012 10:43:02 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:23 AM |
| bonus-animal4 | $100.00 | 12/15/2012 9:48:49 AM |
| silver-dogwood4 | $25.00 | 12/15/2012 10:42:41 AM |
| Scubadiver | $25.00 | 12/15/2012 11:38:22 AM |
| thrilling-point2 | $40.00 | 12/15/2012 10:54:28 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:15 PM |
| subtle-bill727 | $25.00 | 12/15/2012 1:21:38 PM |
| jkeller4000 | $25.00 | 12/15/2012 2:38:21 PM |
| fairwealth | $25.00 | 12/15/2012 1:12:28 PM |
| USMC0311 | $25.00 | 12/15/2012 10:07:59 PM |
| sensible-fund | $25.00 | 12/16/2012 6:07:19 AM |
| Mountain-Lion-IRA1 | $25.00 | 12/16/2012 4:21:01 AM |
| IIP77 | $25.00 | 12/15/2012 2:08:41 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:53 PM |
| the-credit-bauble | $30.00 | 12/16/2012 6:46:08 PM |
| first-dinero-temple | $25.00 | 12/17/2012 9:30:01 AM |
| Row2010 | $25.00 | 12/17/2012 10:23:32 AM |
| dmiller_24 | $25.00 | 12/17/2012 8:24:40 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:11 AM |
| sophisticated-diversification5 | $30.00 | 12/17/2012 11:36:20 AM |
| bcsmith | $25.00 | 12/17/2012 11:41:14 AM |
| djh47a | $25.00 | 12/17/2012 6:07:05 AM |
| durability-mover5 | $75.00 | 12/17/2012 9:53:10 AM |
| quirky1981 | $25.00 | 12/17/2012 9:57:37 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
687039
This series of Notes was issued and sold upon the funding of the borrower loan #79679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,574 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-leaper0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Debt
My financial situation:
I am a good candidate for this loan because...I have been employed full time since I graduated college in 1999
Monthly net income: $3800
Monthly expenses: $2900
Housing: $Included in Monthly Expenses
Insurance: $Included in Monthly Expenses
Car expenses: $Included in Monthly Expenses
Utilities: $Included in Monthly expenses
Phone, cable, internet: $Included in Monthly expenses
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $Included in Monthly Expenses
Other expenses: $Included in Monthly Expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.02 | 12/17/2012 5:34:30 PM |
| deal-hickory5 | $100.00 | 12/18/2012 5:34:55 PM |
| BigHorizon | $500.00 | 12/17/2012 5:08:56 PM |
| riveting-credit5 | $25.00 | 12/17/2012 6:03:20 PM |
| berniemadeoff | $55.00 | 12/17/2012 7:32:19 PM |
| dl_data | $100.00 | 12/17/2012 5:05:40 PM |
| orchestra960 | $300.00 | 12/17/2012 5:08:19 PM |
| cr8on | $50.00 | 12/17/2012 6:37:45 PM |
| let_me_retire | $300.00 | 12/18/2012 3:20:58 AM |
| exponential-fairness2 | $25.00 | 12/18/2012 10:20:26 AM |
| fountain355 | $25.00 | 12/18/2012 5:19:08 AM |
| britches318 | $200.00 | 12/18/2012 7:54:43 AM |
| skillful-asset5 | $30.00 | 12/17/2012 7:39:45 PM |
| tomdooley12520 | $25.00 | 12/18/2012 1:37:49 PM |
| treasure-bliss | $50.00 | 12/18/2012 4:20:26 AM |
| handy-justice | $25.00 | 12/18/2012 8:59:21 AM |
| dl_data | $100.00 | 12/18/2012 8:11:23 PM |
| boogienation | $25.00 | 12/18/2012 5:07:11 PM |
| ethical-truth211 | $100.00 | 12/19/2012 2:24:42 AM |
| DreDub | $25.00 | 12/19/2012 8:27:21 AM |
| kind-credit-bear | $50.00 | 12/18/2012 6:35:53 PM |
| bright-exchange | $25.00 | 12/18/2012 10:23:06 PM |
| Ocean713 | $75.00 | 12/19/2012 2:09:43 PM |
| money-fort | $25.00 | 12/19/2012 2:05:46 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:35 AM |
| dannycarter10 | $25.00 | 12/19/2012 12:55:10 PM |
| compatible-deal9 | $25.00 | 12/19/2012 1:14:16 PM |
| p2p-mushroom1 | $25.00 | 12/19/2012 2:59:59 PM |
| thrilling-point2 | $40.00 | 12/17/2012 5:06:40 PM |
| Sagamore | $50.00 | 12/17/2012 6:12:34 PM |
| obduro_1 | $25.00 | 12/17/2012 6:59:23 PM |
| belief-integrity | $100.00 | 12/17/2012 7:12:43 PM |
| progress-credit | $25.00 | 12/17/2012 8:28:44 PM |
| market-bearer0 | $25.00 | 12/18/2012 7:04:31 AM |
| ferocious-kindness8 | $35.00 | 12/17/2012 5:52:50 PM |
| worthy-bid8 | $100.00 | 12/18/2012 9:47:26 AM |
| wildanne | $50.00 | 12/17/2012 5:59:42 PM |
| greencat | $50.00 | 12/18/2012 8:29:00 AM |
| Star_Witness | $25.00 | 12/17/2012 7:29:27 PM |
| enterprising-pound5 | $50.00 | 12/17/2012 7:59:19 PM |
| PoundSmart | $100.00 | 12/18/2012 5:42:45 PM |
| Bob450 | $25.00 | 12/18/2012 11:39:04 AM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:49 PM |
| Rogelio48 | $31.00 | 12/18/2012 10:40:40 AM |
| justice-allocator3 | $47.79 | 12/18/2012 8:36:13 PM |
| dl_data | $150.00 | 12/18/2012 9:20:44 PM |
| newequity | $25.00 | 12/19/2012 7:23:31 AM |
| truelumen | $25.00 | 12/18/2012 7:03:48 PM |
| docjulia | $25.00 | 12/18/2012 10:12:37 PM |
| power-lightning9 | $25.00 | 12/19/2012 8:25:09 AM |
| the-hope-workhorse | $25.00 | 12/18/2012 9:02:03 PM |
| greenback-chairman5 | $25.00 | 12/18/2012 9:43:49 PM |
| ResQDoc | $25.00 | 12/19/2012 4:26:55 AM |
| stealthzap | $25.00 | 12/19/2012 2:25:58 PM |
| pious-openness | $35.00 | 12/19/2012 5:48:38 AM |
| SCPBANK | $54.12 | 12/19/2012 9:38:09 AM |
| dukeiyer | $25.00 | 12/19/2012 9:03:08 AM |
| debtfreenow-82 | $25.00 | 12/19/2012 9:20:33 AM |
| helping-out | $125.00 | 12/19/2012 5:31:51 PM |
| Stkmkttrdr | $25.00 | 12/19/2012 11:26:37 AM |
| stealthzap | $25.00 | 12/19/2012 2:26:40 PM |
| clean-wealth7 | $172.07 | 12/19/2012 5:40:13 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
687179
This series of Notes was issued and sold upon the funding of the borrower loan #79598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,081 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnificent-compassion7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2012)
660-679
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| PLANECRASH | $26.00 | 12/18/2012 9:01:21 AM |
| adaptable-return21 | $50.00 | 12/18/2012 9:01:25 AM |
| LittleMingo | $25.00 | 12/18/2012 9:03:23 AM |
| clemclan | $125.00 | 12/18/2012 9:06:23 AM |
| belief-integrity | $750.00 | 12/18/2012 9:11:23 AM |
| fabulous-community4 | $50.00 | 12/18/2012 9:05:17 AM |
| Charlie010 | $25.00 | 12/18/2012 9:13:07 AM |
| belief-integrity | $500.00 | 12/18/2012 9:15:35 AM |
| school-loan-gambler | $350.00 | 12/18/2012 9:00:52 AM |
| compassionate-power6 | $33.80 | 12/18/2012 9:24:51 AM |
| MoneyForNothing | $40.20 | 12/18/2012 9:05:21 AM |
| Beechturner | $25.00 | 12/18/2012 9:14:27 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
687199
This series of Notes was issued and sold upon the funding of the borrower loan #79468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $120.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 13y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,002 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Emajinate |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 55 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $16,960.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2012)
700-719
(May-2011)
660-679
(Jul-2010)
640-659
(Apr-2010)
|
|
Principal balance:
| $3,166.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards.
Information in the Description is not verified.
Friends And Family Investments
association14 has invested a total of
$25.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| frantic-retirement | $100.00 | 12/16/2012 12:00:47 PM |
| Nco | $150.00 | 12/16/2012 12:01:23 PM |
| MoneyForNothing | $100.55 | 12/16/2012 12:01:45 PM |
| gain-equator | $50.00 | 12/16/2012 12:03:17 PM |
| fantastic-contract1 | $400.00 | 12/16/2012 12:00:46 PM |
| fascinating-generosity3 | $150.00 | 12/16/2012 12:00:47 PM |
| newfoundation | $25.00 | 12/16/2012 12:07:19 PM |
| EFS | $500.00 | 12/16/2012 12:11:45 PM |
| Whipster | $60.00 | 12/16/2012 12:17:56 PM |
| Dubbs360 | $50.00 | 12/16/2012 12:19:04 PM |
| money-genome84 | $250.00 | 12/16/2012 12:20:28 PM |
| association14 | $25.00 | 12/16/2012 12:21:55 PM |
| Banker2OO7 | $75.00 | 12/16/2012 12:01:36 PM |
| Hedge-Fund | $25.00 | 12/16/2012 12:01:59 PM |
| felicity-contributor3 | $35.00 | 12/16/2012 12:04:40 PM |
| lowrater | $150.60 | 12/16/2012 12:08:51 PM |
| ferocious-kindness8 | $35.00 | 12/16/2012 12:13:46 PM |
| credit-missile | $200.00 | 12/16/2012 12:07:44 PM |
| green-trade-dolphin | $90.02 | 12/16/2012 12:00:56 PM |
| trumpeter5 | $25.00 | 12/16/2012 12:01:24 PM |
| handy-justice | $50.00 | 12/16/2012 12:01:49 PM |
| LittleMingo | $50.00 | 12/16/2012 12:02:13 PM |
| LendSoHardUniversity | $50.00 | 12/16/2012 12:03:42 PM |
| TheSituation | $25.00 | 12/16/2012 12:04:02 PM |
| Wrats6 | $25.00 | 12/16/2012 12:04:30 PM |
| HeroSupport | $60.00 | 12/16/2012 12:18:50 PM |
| five-star-note | $200.00 | 12/16/2012 12:25:15 PM |
| school-loan-gambler | $350.00 | 12/16/2012 12:00:46 PM |
| Silver_Rupee | $25.00 | 12/16/2012 12:02:35 PM |
| fascinating-generosity3 | $350.00 | 12/16/2012 12:04:00 PM |
| ImNotSoDumb | $25.01 | 12/16/2012 12:05:06 PM |
| valiant-return584 | $50.00 | 12/16/2012 12:08:19 PM |
| quantum_leap | $25.00 | 12/16/2012 12:15:17 PM |
| deal-selector5 | $25.00 | 12/16/2012 12:23:58 PM |
| hillerod | $26.16 | 12/16/2012 12:02:04 PM |
| Military_Money_Wise | $25.00 | 12/16/2012 12:04:32 PM |
| Aberdeen | $99.00 | 12/16/2012 12:14:59 PM |
| janeybooboo | $74.74 | 12/16/2012 12:22:38 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
687259
This series of Notes was issued and sold upon the funding of the borrower loan #79179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $70.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1970 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 26y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,720 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Aquarianut |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Remodel bathroom
My financial situation:
I am a good candidate for this loan because...I have been employed for 26 years at the same companey.
Monthly net income: $6177.00
Monthly expenses: $1778.00
Housing: $350.00
Insurance: $300.00
Car expenses: $500.00
Utilities: $275.00
Phone, cable, internet: $170.00
Food, entertainment: $480.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/14/2012 5:19:44 PM |
| bowdish1 | $25.00 | 12/14/2012 5:29:53 PM |
| Sagamore | $50.00 | 12/14/2012 5:57:50 PM |
| Nco | $150.00 | 12/14/2012 5:20:36 PM |
| DreisersFinancier | $50.00 | 12/14/2012 5:47:07 PM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:23 PM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:26 AM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:25:48 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:44 AM |
| unassailable-funds754 | $25.00 | 12/15/2012 12:44:53 PM |
| justice-inspector | $145.00 | 12/15/2012 1:37:59 PM |
| cr8on | $30.00 | 12/14/2012 5:37:18 PM |
| money-hercules4 | $100.00 | 12/14/2012 5:25:12 PM |
| gravbox | $25.00 | 12/14/2012 6:48:19 PM |
| IPG1 | $25.00 | 12/14/2012 6:19:28 PM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:02 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:31 AM |
| immaculate-return25 | $25.00 | 12/14/2012 6:24:59 PM |
| bill-tent1 | $50.00 | 12/15/2012 11:08:07 AM |
| serene-capital | $25.00 | 12/15/2012 12:16:59 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:18 AM |
| radforj22 | $25.00 | 12/15/2012 10:10:06 AM |
| phenomenal-rate1 | $500.00 | 12/15/2012 10:51:11 AM |
| Astyanax | $25.00 | 12/15/2012 12:56:14 PM |
| BostonCapital | $100.00 | 12/15/2012 12:15:33 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
687471
This series of Notes was issued and sold upon the funding of the borrower loan #79669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,524 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| upbeat-asset49 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moving
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $
Housing: $600
Insurance: 25
Car expenses: $313
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $180
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 12/17/2012 9:36:23 AM |
| DreisersFinancier | $50.00 | 12/17/2012 10:05:59 AM |
| ultimate-peace | $350.00 | 12/17/2012 3:19:32 PM |
| PoundSmart | $100.00 | 12/17/2012 9:46:35 AM |
| enterprising-pound5 | $200.00 | 12/17/2012 7:55:53 PM |
| britches318 | $100.00 | 12/18/2012 7:55:27 AM |
| dl_data | $150.00 | 12/18/2012 8:05:36 PM |
| the-hope-workhorse | $25.00 | 12/19/2012 3:30:22 PM |
| dl_data | $200.00 | 12/17/2012 9:50:18 AM |
| worthy-bid8 | $100.00 | 12/17/2012 9:19:44 AM |
| let_me_retire | $300.00 | 12/18/2012 3:17:20 AM |
| ResQDoc | $25.00 | 12/19/2012 4:19:02 AM |
| jebber007 | $40.00 | 12/18/2012 6:22:38 PM |
| bob450-roth | $25.00 | 12/18/2012 6:52:58 PM |
| DrWill | $28.00 | 12/18/2012 7:42:32 PM |
| ethical-truth211 | $150.00 | 12/19/2012 2:16:03 AM |
| Tscheddar | $25.00 | 12/19/2012 3:25:48 PM |
| spirited-worth335 | $7.00 | 12/19/2012 3:32:56 PM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:17 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
687587
This series of Notes was issued and sold upon the funding of the borrower loan #79374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $80.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,046 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vavlov |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
|
Principal balance:
| $6,624.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| capital-investor8 | $25.00 | 12/19/2012 9:09:06 AM |
| lm75 | $25.00 | 12/19/2012 3:20:10 PM |
| affluence-microscope2 | $200.00 | 12/19/2012 9:40:32 AM |
| thrilling-fund427 | $50.00 | 12/19/2012 9:43:21 AM |
| zipemdown | $25.00 | 12/19/2012 9:10:36 AM |
| truth-companion | $25.00 | 12/19/2012 9:43:41 AM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:20 PM |
| entertaining-rate9 | $25.00 | 12/19/2012 9:57:46 AM |
| octoberfresh | $25.00 | 12/19/2012 5:22:47 PM |
| five-star-note | $25.00 | 12/19/2012 6:55:09 PM |
| return-point2 | $100.00 | 12/20/2012 6:43:12 PM |
| first-serene-credit | $25.00 | 12/21/2012 11:46:59 AM |
| simplelender80 | $500.00 | 12/21/2012 9:57:31 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:26 PM |
| hitsman | $50.00 | 12/21/2012 5:45:54 PM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:38:53 AM |
| compatible-deal9 | $25.00 | 12/21/2012 7:16:15 PM |
| supersarah61 | $25.00 | 12/21/2012 5:38:49 PM |
| nodebtin3 | $50.00 | 12/22/2012 6:55:23 AM |
| revolutionary769 | $40.00 | 12/22/2012 2:33:14 PM |
| Kyileo | $25.00 | 12/22/2012 3:51:51 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:47 PM |
| 1313mark1313 | $25.07 | 12/22/2012 4:42:10 PM |
| Interest2thePeople | $100.00 | 12/19/2012 9:40:55 AM |
| DreisersFinancier | $50.00 | 12/19/2012 9:52:45 AM |
| bazaar-tulip | $25.00 | 12/19/2012 9:15:19 AM |
| mymoneyblog | $25.00 | 12/19/2012 10:16:16 AM |
| valiant-return584 | $50.00 | 12/19/2012 9:43:00 AM |
| green-dollar-buffalo | $50.00 | 12/19/2012 9:44:43 AM |
| treasure-bliss | $25.00 | 12/19/2012 11:44:43 AM |
| BigHorizon | $100.00 | 12/19/2012 2:14:10 PM |
| Tscheddar | $25.00 | 12/19/2012 10:31:25 AM |
| integrity-doctor | $100.00 | 12/19/2012 12:06:14 PM |
| enthusiastic-balance5 | $100.00 | 12/19/2012 5:31:47 PM |
| money-baron | $100.00 | 12/19/2012 6:08:41 PM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:34 PM |
| yield-voyager8 | $25.00 | 12/21/2012 5:13:03 PM |
| trumpeter391 | $25.00 | 12/21/2012 6:13:57 PM |
| roblender | $50.00 | 12/21/2012 5:04:21 PM |
| LuvToLend | $25.00 | 12/21/2012 5:30:36 PM |
| BigBag | $25.00 | 12/22/2012 8:08:27 AM |
| 2020Trader | $25.10 | 12/21/2012 9:16:21 PM |
| LilyAcreInvestmentsLLC | $102.92 | 12/22/2012 11:04:20 AM |
| bold-important-dollar | $25.00 | 12/22/2012 5:26:12 AM |
| helping-out | $30.00 | 12/22/2012 5:52:52 AM |
| Lily_of_the_Valley | $187.00 | 12/22/2012 11:21:59 AM |
| a-helping-hand | $89.91 | 12/22/2012 5:24:14 PM |
| ell25 | $25.00 | 12/22/2012 1:36:48 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
687589
This series of Notes was issued and sold upon the funding of the borrower loan #79820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $677 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| special-wealth7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate debt, avoid extra fees
Purpose of loan:
This loan will be used to... Consolidate debt, pay off credit balances.
My financial situation:
I am a good candidate for this loan because I currently am employed at two jobs. I have a steady income.
Monthly net income: $1500
Monthly expenses: $20
Housing: $369
Insurance: $60
Car expenses: $80
Utilities: $25
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $50
Other expenses: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 12/16/2012 12:15:24 PM |
| zipemdown | $25.00 | 12/16/2012 12:27:14 PM |
| valiant-return584 | $50.00 | 12/16/2012 12:08:20 PM |
| bazaar-tulip | $25.00 | 12/16/2012 1:00:46 PM |
| nickel-ferret | $25.00 | 12/17/2012 9:39:50 AM |
| Edakers | $25.00 | 12/16/2012 1:15:25 PM |
| HikeMoab | $25.00 | 12/17/2012 12:14:32 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 9:48:35 AM |
| riskreward | $250.00 | 12/17/2012 9:50:28 AM |
| BostonCapital | $100.00 | 12/17/2012 10:08:27 AM |
| brilliant-balance | $50.00 | 12/17/2012 7:15:16 PM |
| bonus-seahorse | $25.00 | 12/18/2012 11:36:00 AM |
| worlds-best-worth2 | $25.00 | 12/18/2012 7:13:07 PM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:45 PM |
| return-point2 | $100.00 | 12/19/2012 5:24:31 PM |
| palu2619 | $25.00 | 12/19/2012 5:32:06 PM |
| kmprospeo | $25.00 | 12/22/2012 1:03:34 PM |
| DaGoldenchild | $25.00 | 12/23/2012 7:45:16 AM |
| djh47a | $25.00 | 12/23/2012 5:53:31 AM |
| farblest | $150.00 | 12/23/2012 7:46:28 AM |
| gru3hunt3r | $25.00 | 12/23/2012 10:34:43 AM |
| NobisEst | $25.00 | 12/23/2012 12:46:08 PM |
| nalaari | $26.00 | 12/24/2012 7:37:59 AM |
| resplendent-dollar | $25.00 | 12/23/2012 11:38:03 PM |
| stock106 | $25.00 | 12/23/2012 2:19:29 PM |
| accelerator1 | $25.00 | 12/24/2012 6:42:10 AM |
| SemperFiMarines | $25.00 | 12/24/2012 6:46:33 AM |
| gustavholstopus32 | $25.00 | 12/23/2012 6:22:23 PM |
| forceful-durability7 | $26.21 | 12/24/2012 8:25:03 AM |
| Comoparklender | $25.00 | 12/24/2012 9:04:23 AM |
| Leshan | $50.00 | 12/24/2012 6:25:39 AM |
| palpbert | $25.00 | 12/24/2012 9:38:15 AM |
| rutzebach | $103.70 | 12/24/2012 10:10:48 AM |
| bold-direct-asset | $50.00 | 12/24/2012 10:15:19 AM |
| pythia | $29.09 | 12/24/2012 10:24:45 AM |
| JC_12 | $100.00 | 12/16/2012 12:59:33 PM |
| truth-companion | $25.00 | 12/17/2012 9:23:07 AM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:51 AM |
| well-rounded-payout0 | $50.00 | 12/17/2012 6:29:00 PM |
| WalnutCreekguy | $50.00 | 12/19/2012 5:43:20 PM |
| Eric_Gagne | $25.00 | 12/20/2012 7:50:22 AM |
| LuvToLend | $25.00 | 12/20/2012 9:16:59 AM |
| Tscheddar | $25.00 | 12/20/2012 10:25:52 AM |
| wealth-renaissance5 | $25.00 | 12/21/2012 7:13:26 AM |
| Tell-me-more | $40.00 | 12/21/2012 6:48:06 AM |
| a-finance-nirvana | $25.00 | 12/21/2012 5:32:23 PM |
| formula842 | $25.00 | 12/22/2012 4:45:40 AM |
| nodebtin3 | $100.00 | 12/22/2012 7:42:34 AM |
| california111 | $50.00 | 12/22/2012 10:26:31 AM |
| JABevan | $25.00 | 12/22/2012 12:25:20 PM |
| Kaj | $25.00 | 12/22/2012 12:28:31 PM |
| qsolo | $50.00 | 12/22/2012 1:06:04 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:04 PM |
| hitsman | $50.00 | 12/23/2012 12:54:00 PM |
| investment-cluster | $25.00 | 12/23/2012 4:22:57 PM |
| 111TaxMan | $25.00 | 12/23/2012 5:23:46 PM |
| fishcreek | $25.00 | 12/23/2012 12:40:26 PM |
| green28 | $100.00 | 12/24/2012 8:59:43 AM |
| trumpeter391 | $25.00 | 12/23/2012 8:18:55 PM |
| jazzlender | $50.00 | 12/24/2012 9:56:25 AM |
| lagnisiruk | $25.00 | 12/24/2012 9:16:41 AM |
| 1800porsche | $25.00 | 12/24/2012 9:18:12 AM |
| wise-deal-panda | $100.00 | 12/24/2012 9:26:25 AM |
| cahjoon | $25.00 | 12/24/2012 9:40:29 AM |
| prudent-dough458 | $25.00 | 12/24/2012 10:16:28 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
687663
This series of Notes was issued and sold upon the funding of the borrower loan #79808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $736.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1972 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,547 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-boots |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2012)
740-759
(Jan-2011)
760-779
(Nov-2009)
|
|
Principal balance:
| $3,073.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all credit cards and then aggressively pay off Prosper loan.
My financial situation:
I am a good candidate for this loan because I have a steady income and have held a full-time job for the past five years, right out of college. Just took a better job with a higher salary and looking to get off the credit card treadmill and get out of debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MicroLender357 | $25.00 | 12/18/2012 5:08:20 PM |
| payout-reaction740 | $50.00 | 12/18/2012 5:11:46 PM |
| entertaining-rate9 | $25.00 | 12/18/2012 5:31:30 PM |
| Zach842 | $25.00 | 12/18/2012 5:39:56 PM |
| daw1878 | $25.00 | 12/18/2012 5:55:14 PM |
| velocity-motivator6 | $25.00 | 12/18/2012 6:04:49 PM |
| Bosibz | $50.00 | 12/18/2012 6:21:28 PM |
| winlender | $40.00 | 12/18/2012 5:02:47 PM |
| payout-motivator0 | $50.00 | 12/18/2012 6:28:55 PM |
| bazaar-tulip | $25.00 | 12/18/2012 6:35:29 PM |
| kinetic-loot436 | $30.00 | 12/18/2012 6:40:55 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:52 PM |
| bill-tent1 | $50.00 | 12/18/2012 5:27:54 PM |
| principal-star | $25.00 | 12/18/2012 7:46:57 PM |
| mymoneyblog | $25.00 | 12/18/2012 5:40:44 PM |
| secureincome | $555.00 | 12/18/2012 5:40:48 PM |
| Dan4703 | $25.00 | 12/18/2012 5:50:46 PM |
| green28 | $75.00 | 12/18/2012 5:08:34 PM |
| euro-deployment | $25.00 | 12/18/2012 11:45:32 PM |
| healthy-peace427 | $100.00 | 12/18/2012 6:03:51 PM |
| penny-finder | $35.00 | 12/18/2012 5:18:08 PM |
| note-willow8 | $25.00 | 12/18/2012 6:13:15 PM |
| nickel-omatic8 | $25.00 | 12/18/2012 6:14:10 PM |
| Rockymtnhi | $100.00 | 12/19/2012 7:23:01 AM |
| 1stBankAndHal | $25.08 | 12/19/2012 7:52:29 AM |
| unrivaled-deal676 | $50.00 | 12/19/2012 9:01:52 AM |
| CreditBuilder2 | $25.01 | 12/18/2012 6:44:50 PM |
| LoanerPrincipal | $25.00 | 12/18/2012 5:47:47 PM |
| elfincove | $50.00 | 12/18/2012 5:58:06 PM |
| Aberdeen | $99.00 | 12/18/2012 6:09:44 PM |
| thankful-nickel2 | $55.55 | 12/18/2012 6:11:15 PM |
| loan-mongoose1 | $25.00 | 12/18/2012 6:17:01 PM |
| djmikmik | $100.00 | 12/18/2012 8:08:06 PM |
| motion91 | $100.00 | 12/18/2012 8:23:26 PM |
| ghettodrvr | $50.00 | 12/18/2012 6:39:09 PM |
| weatherman89 | $35.00 | 12/18/2012 9:44:37 PM |
| balance316 | $26.00 | 12/19/2012 6:32:19 AM |
| Slapshot | $25.00 | 12/18/2012 7:19:43 PM |
| MikeMann | $100.00 | 12/19/2012 3:36:38 PM |
| djh47a | $25.00 | 12/19/2012 7:01:39 AM |
| Helping_1_at_a_time | $25.00 | 12/19/2012 9:45:53 AM |
| fund-human459 | $50.00 | 12/19/2012 10:05:40 AM |
| Tscheddar | $25.00 | 12/19/2012 10:31:24 AM |
| CIC | $25.00 | 12/19/2012 4:17:28 PM |
| money-ballet6 | $25.00 | 12/19/2012 10:41:54 PM |
| agbullet55443 | $200.00 | 12/19/2012 11:08:17 PM |
| new-dynamic-value | $25.00 | 12/19/2012 11:41:14 PM |
| listing-flower2 | $100.00 | 12/19/2012 6:42:56 PM |
| sincere-funds470 | $25.00 | 12/20/2012 8:30:43 AM |
| rjmdez | $25.00 | 12/20/2012 5:22:03 PM |
| BJnRJames | $50.00 | 12/20/2012 9:55:34 AM |
| immaculate-yield0 | $50.00 | 12/20/2012 5:31:17 PM |
| newest-trade-wicket | $25.00 | 12/20/2012 5:45:17 PM |
| best-shiny-hope | $25.00 | 12/20/2012 3:27:05 PM |
| Plutis | $25.00 | 12/20/2012 4:08:14 PM |
| revolutionary769 | $500.00 | 12/20/2012 7:21:01 PM |
| Lender2895a | $100.00 | 12/20/2012 11:26:28 AM |
| snoop4jc | $100.00 | 12/20/2012 5:42:06 PM |
| VBPlayer | $25.00 | 12/20/2012 4:19:11 PM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:43 AM |
| repayment-neptune428 | $50.00 | 12/21/2012 7:20:25 AM |
| John_Galt | $66.00 | 12/21/2012 3:56:25 PM |
| Vaughan-GriffinCapital | $25.00 | 12/21/2012 8:38:42 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:26 PM |
| virtuous-repayment | $25.00 | 12/21/2012 5:36:02 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:48 PM |
| cyberbro | $48.81 | 12/21/2012 2:48:46 PM |
| cloud8 | $60.00 | 12/21/2012 3:13:15 PM |
| durability-course2 | $50.00 | 12/21/2012 1:06:03 PM |
| weatherman89 | $6.80 | 12/22/2012 4:08:58 AM |
| blackberry313 | $50.00 | 12/21/2012 4:10:42 PM |
| qsolo | $25.00 | 12/21/2012 5:12:03 PM |
| Money_Working | $40.00 | 12/21/2012 7:13:52 PM |
| magical-kindness888888 | $125.00 | 12/21/2012 8:28:56 PM |
| Rockymtnhi | $100.00 | 12/18/2012 5:50:45 PM |
| Cookstersalibi | $25.00 | 12/21/2012 11:05:33 AM |
| direct-affluence8 | $50.00 | 12/18/2012 5:16:39 PM |
| wetlands | $200.00 | 12/18/2012 5:34:29 PM |
| slimof37 | $25.00 | 12/18/2012 5:35:46 PM |
| 907 | $25.00 | 12/18/2012 7:50:21 PM |
| Zolton | $300.00 | 12/18/2012 5:45:47 PM |
| leodaguy | $100.00 | 12/18/2012 5:03:29 PM |
| Aristocrat | $25.00 | 12/18/2012 10:25:16 PM |
| Gold-bug | $50.00 | 12/18/2012 5:54:12 PM |
| blue-silver-bull | $25.00 | 12/18/2012 5:28:55 PM |
| janeybooboo | $25.25 | 12/18/2012 6:52:14 PM |
| influential-peso9 | $25.00 | 12/18/2012 5:57:35 PM |
| jennifer55126 | $25.00 | 12/19/2012 9:30:46 AM |
| greenback-surge4 | $25.00 | 12/18/2012 6:05:26 PM |
| availableloan | $25.00 | 12/18/2012 7:28:18 PM |
| perfume956 | $50.00 | 12/18/2012 6:12:52 PM |
| prudent-dough458 | $25.00 | 12/19/2012 9:55:00 AM |
| antomi | $25.00 | 12/19/2012 9:57:05 AM |
| kfrench | $75.00 | 12/18/2012 7:08:36 PM |
| justice-inspector | $50.00 | 12/19/2012 1:58:48 PM |
| RichBank | $35.88 | 12/19/2012 8:19:54 AM |
| sun818 | $25.00 | 12/19/2012 9:45:41 AM |
| supernova719 | $50.00 | 12/19/2012 11:08:48 AM |
| joe_matadatz | $75.00 | 12/19/2012 12:41:26 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:48 PM |
| safe-rate7 | $49.00 | 12/20/2012 12:12:55 AM |
| adeline057 | $100.00 | 12/20/2012 1:08:17 AM |
| Neighbor-Bob | $75.00 | 12/20/2012 1:41:54 AM |
| crown-year | $500.00 | 12/20/2012 9:35:36 AM |
| rootcanaler | $25.00 | 12/20/2012 11:38:20 AM |
| Maraxus | $75.00 | 12/20/2012 3:03:08 PM |
| bonus-sergeant6 | $25.00 | 12/20/2012 5:57:06 PM |
| AcProb5 | $50.00 | 12/20/2012 6:05:45 PM |
| richboy56 | $25.00 | 12/20/2012 6:30:18 PM |
| djs81 | $75.00 | 12/20/2012 10:13:34 AM |
| supersarah61 | $25.00 | 12/20/2012 5:15:53 PM |
| MonkeyHero | $75.00 | 12/21/2012 7:34:22 AM |
| salala | $25.00 | 12/20/2012 5:31:48 PM |
| soulful-p2p432 | $25.00 | 12/20/2012 5:36:57 PM |
| simplelender80 | $500.00 | 12/21/2012 9:57:31 AM |
| point-bandit | $25.00 | 12/20/2012 6:10:32 PM |
| cerebral-dollar773 | $25.00 | 12/21/2012 6:29:06 AM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:35:12 AM |
| Boba1964 | $25.00 | 12/21/2012 11:43:55 AM |
| proud-wealth2 | $30.00 | 12/21/2012 2:07:49 PM |
| helping-out | $100.00 | 12/21/2012 3:13:16 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:52 PM |
| USAFVET2010 | $50.00 | 12/21/2012 8:11:50 AM |
| PaintedLady | $25.80 | 12/21/2012 12:24:05 PM |
| Susie-Q | $50.00 | 12/21/2012 3:02:07 PM |
| Eddy-2-Aces | $25.00 | 12/21/2012 3:08:23 PM |
| roblender | $50.00 | 12/21/2012 5:04:19 PM |
| interest-splendor | $40.00 | 12/21/2012 7:55:38 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:25 PM |
| griffix | $45.22 | 12/21/2012 9:42:20 PM |
| open-minded-felicity973 | $50.00 | 12/22/2012 3:19:20 AM |
| transaction-marauder | $26.60 | 12/21/2012 6:59:53 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
687771
This series of Notes was issued and sold upon the funding of the borrower loan #79540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $74.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $905 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-renaissance848 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I HAVE REPAIRS TO DO ON MY CAR AND FOR CREDIT CONSOLIDATION ON A RECENT CREDIT CARD...
Monthly net income: $
Monthly expenses: $ RENT 460
Housing: $
Insurance: $
Car expenses: $600
Utilities: $ 200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riskreward | $250.00 | 12/17/2012 5:29:16 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 5:15:30 PM |
| mad-scientist418 | $25.00 | 12/17/2012 6:37:39 PM |
| Edakers | $25.00 | 12/17/2012 6:39:43 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:35:55 PM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:42:11 PM |
| SOP_Bank | $25.00 | 12/17/2012 6:19:12 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:25 PM |
| DreisersFinancier | $50.00 | 12/17/2012 5:31:16 PM |
| magnetic-duty4 | $25.00 | 12/17/2012 6:40:34 PM |
| superb-funds335 | $25.00 | 12/17/2012 5:49:44 PM |
| Rollshaft | $25.00 | 12/17/2012 8:35:40 PM |
| ryan6853 | $25.11 | 12/18/2012 10:04:12 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:02:58 PM |
| uncl-sammy | $25.00 | 12/18/2012 10:53:40 AM |
| the-truth-hercules | $100.00 | 12/17/2012 7:35:54 PM |
| tomdooley12520 | $35.00 | 12/18/2012 1:31:32 PM |
| paradise-foothill | $50.00 | 12/18/2012 1:18:03 PM |
| zorg77 | $50.00 | 12/18/2012 1:25:30 PM |
| hitsman | $50.00 | 12/18/2012 10:33:30 AM |
| geechee | $25.00 | 12/18/2012 2:27:42 PM |
| daw1878 | $25.00 | 12/17/2012 6:11:48 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 5:08:36 PM |
| Bank_Of_XL | $30.00 | 12/17/2012 5:09:29 PM |
| formula842 | $25.00 | 12/17/2012 5:21:44 PM |
| dunkard13 | $200.00 | 12/17/2012 6:28:28 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:20 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:22 PM |
| bullwink27 | $25.00 | 12/17/2012 5:42:40 PM |
| octoberfresh | $25.00 | 12/17/2012 6:33:38 PM |
| finder61 | $25.00 | 12/17/2012 6:39:19 PM |
| natural-worth9 | $25.00 | 12/17/2012 6:51:27 PM |
| IPG1 | $25.00 | 12/17/2012 7:02:42 PM |
| ebase22 | $25.00 | 12/18/2012 2:10:16 PM |
| friedokra | $14.89 | 12/18/2012 2:39:44 PM |
| lm75 | $30.00 | 12/17/2012 8:32:34 PM |
| jayk63 | $25.00 | 12/18/2012 4:20:41 AM |
| return-enforcer5 | $25.00 | 12/18/2012 7:04:35 AM |
| green-truth-mountain | $250.00 | 12/18/2012 2:38:04 PM |
| CFOGO | $25.00 | 12/18/2012 10:39:57 AM |
| bonus-seahorse | $35.00 | 12/18/2012 11:30:34 AM |
| payout-conqueror157 | $50.00 | 12/18/2012 1:06:21 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
687871
This series of Notes was issued and sold upon the funding of the borrower loan #79507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 22.20% |
Borrower rate/APR:
| 23.20% / 31.13% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.19% | | |
| |
Estimated return*:
| 6.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,086 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 518kev |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit Card Debt Consolidation
This loan will be used to... Pay off a credit card
My financial situation: Stable, will be receiving a raise in 1st quarter of 2013
I am a good candidate for this loan because... I have a proven track record of paying my bills.
Monthly net income: $2,400
Monthly expenses: $0
Housing: $0
Insurance: $60
Car expenses: $258
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| value-allocator1 | $100.00 | 12/17/2012 9:35:42 AM |
| restless-dime | $100.00 | 12/17/2012 1:28:14 PM |
| asset-professor | $25.00 | 12/17/2012 9:39:35 AM |
| Relaxo | $250.00 | 12/17/2012 2:35:41 PM |
| FinDoc | $25.00 | 12/17/2012 4:53:16 PM |
| obduro_1 | $25.00 | 12/17/2012 10:23:34 AM |
| unassassinable | $25.00 | 12/17/2012 5:06:01 PM |
| CreditBuilder2 | $25.03 | 12/17/2012 11:13:21 AM |
| wealth-funkmaster8 | $25.00 | 12/17/2012 11:57:16 AM |
| money-exchanger4 | $25.00 | 12/17/2012 9:35:22 AM |
| zipemdown | $25.00 | 12/17/2012 10:02:15 AM |
| credit-coach118 | $25.02 | 12/17/2012 10:17:38 AM |
| lowrater | $50.40 | 12/17/2012 3:34:41 PM |
| money-sequoia9 | $25.00 | 12/17/2012 10:19:33 AM |
| enticing-affluence6 | $75.00 | 12/17/2012 4:40:16 PM |
| coin-gusto | $150.00 | 12/17/2012 10:00:21 AM |
| weatherman89 | $25.00 | 12/17/2012 9:05:29 AM |
| octoberfresh | $25.00 | 12/17/2012 9:23:19 AM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 9:32:14 AM |
| treasure-bliss | $25.00 | 12/17/2012 9:35:06 AM |
| vivid-p2ploan1 | $25.00 | 12/17/2012 9:43:33 AM |
| PoundSmart | $100.00 | 12/17/2012 9:46:36 AM |
| velocity-aurora | $101.00 | 12/17/2012 2:58:28 PM |
| durability-mover5 | $100.00 | 12/17/2012 3:10:40 PM |
| valiant-return584 | $50.00 | 12/17/2012 10:06:30 AM |
| SLN-10 | $50.00 | 12/17/2012 10:22:17 AM |
| 84928429 | $25.00 | 12/17/2012 10:31:06 AM |
| scholarly-order6 | $50.00 | 12/17/2012 12:17:45 PM |
| extraordinary-dollar7 | $28.22 | 12/17/2012 1:24:12 PM |
| justasoldier | $75.00 | 12/17/2012 2:19:04 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:28 PM |
| enderak | $25.00 | 12/17/2012 3:53:03 PM |
| youngster50 | $25.00 | 12/17/2012 4:17:49 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:29:44 PM |
| bonus-animal4 | $100.00 | 12/17/2012 4:40:41 PM |
| handy-justice | $50.00 | 12/17/2012 4:57:23 PM |
| payment-halo | $25.00 | 12/17/2012 5:08:21 PM |
| dynrep | $20.33 | 12/17/2012 5:08:56 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
687873
This series of Notes was issued and sold upon the funding of the borrower loan #79660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $80.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,448 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-bewitching-penny |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay down credit cards
My financial situation: paycheck to paycheck but steady job as Insurance Account Manager
I am a good candidate for this loan because... I have a secure job in the Insurance industry and pay my bills on time.
Monthly net income: $3400 (also recieve incentive comp 2x per year approx. $20,000)
Monthly expenses: $3000
Housing: $1900
Insurance: $0
Car expenses: $0
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800 monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/18/2012 9:09:18 AM |
| dannycarter10 | $25.00 | 12/18/2012 10:06:07 AM |
| ferocious-kindness8 | $35.00 | 12/18/2012 10:17:52 AM |
| formula842 | $25.00 | 12/18/2012 10:32:09 AM |
| TumbleWeed88 | $25.00 | 12/18/2012 5:05:54 PM |
| thrilling-point2 | $40.00 | 12/18/2012 5:14:33 PM |
| wildanne | $50.00 | 12/18/2012 9:58:49 AM |
| vutah | $45.00 | 12/18/2012 10:41:14 AM |
| cr8on | $50.00 | 12/18/2012 10:45:31 AM |
| gain-equator | $25.00 | 12/18/2012 9:07:46 AM |
| careful-compassion | $25.00 | 12/18/2012 5:10:43 PM |
| dl_data | $100.00 | 12/18/2012 8:16:05 PM |
| paradise-foothill | $33.35 | 12/19/2012 2:50:21 PM |
| jstnow | $25.00 | 12/19/2012 3:38:49 PM |
| Endeavour | $80.00 | 12/19/2012 5:28:00 PM |
| octoberfresh | $25.00 | 12/19/2012 5:22:41 PM |
| first-integrity-gravity | $50.00 | 12/20/2012 10:01:54 AM |
| djh47a | $25.00 | 12/21/2012 8:15:13 AM |
| ethical-truth211 | $400.00 | 12/21/2012 4:43:15 PM |
| LuvToLend | $25.00 | 12/21/2012 5:30:34 PM |
| Cookstersalibi | $25.00 | 12/21/2012 11:02:27 AM |
| Nco | $150.00 | 12/18/2012 9:55:12 AM |
| red-duty-carrier | $25.00 | 12/18/2012 9:42:59 AM |
| valiant-return584 | $50.00 | 12/18/2012 10:12:17 AM |
| toblerone | $25.00 | 12/18/2012 10:28:36 AM |
| Wrats6 | $25.00 | 12/18/2012 2:54:07 PM |
| dl_data | $100.00 | 12/18/2012 11:28:58 AM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:30 PM |
| 907 | $25.00 | 12/18/2012 7:50:13 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:48 AM |
| best-point-pursuit | $50.00 | 12/19/2012 9:11:22 AM |
| alpha-lending | $25.00 | 12/19/2012 9:37:03 AM |
| Star_Witness | $25.00 | 12/19/2012 8:13:03 PM |
| Eric_Gagne | $25.00 | 12/20/2012 7:48:13 AM |
| Goat-herder | $25.00 | 12/20/2012 5:14:29 PM |
| dl_data | $50.00 | 12/20/2012 1:16:44 PM |
| bullwink27 | $25.00 | 12/21/2012 6:48:11 AM |
| HereToHelp305 | $50.00 | 12/21/2012 1:55:51 PM |
| cloud8 | $25.00 | 12/21/2012 3:25:14 PM |
| Ballybay | $91.65 | 12/21/2012 5:35:26 PM |
| Reefwalker | $35.00 | 12/21/2012 5:32:23 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
688075
This series of Notes was issued and sold upon the funding of the borrower loan #79359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $120.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,443 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enterprising-deal592 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2012)
|
|
Principal balance:
| $1,818.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/18/2012 6:16:47 PM |
| scoobiedoo | $30.01 | 12/18/2012 6:36:05 PM |
| natural-affluence6 | $25.00 | 12/19/2012 1:03:55 PM |
| DasMula | $25.00 | 12/18/2012 5:04:39 PM |
| Wrats6 | $25.00 | 12/18/2012 5:05:52 PM |
| yield-lion2 | $100.00 | 12/18/2012 5:06:56 PM |
| LaGrangeLender | $60.00 | 12/18/2012 5:17:42 PM |
| LittleMingo | $30.00 | 12/18/2012 5:07:05 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:35 PM |
| Cessna172 | $25.00 | 12/18/2012 9:01:03 PM |
| DoctorJoe | $25.00 | 12/19/2012 4:18:48 AM |
| slowgains | $25.00 | 12/18/2012 6:04:40 PM |
| treasure-bliss | $25.00 | 12/19/2012 4:52:13 AM |
| transparency-position | $80.00 | 12/18/2012 6:09:58 PM |
| green-dollar-buffalo | $50.00 | 12/18/2012 5:17:58 PM |
| balanced-balance6 | $25.00 | 12/19/2012 7:16:49 AM |
| kind-lovely-marketplace | $50.00 | 12/18/2012 5:26:41 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:56 PM |
| sensible-fund | $30.00 | 12/18/2012 6:56:39 PM |
| zipemdown | $25.00 | 12/18/2012 6:48:51 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:53 PM |
| Mikale360 | $25.00 | 12/18/2012 7:31:16 PM |
| restless-dime | $100.00 | 12/19/2012 9:09:55 AM |
| purposeful-durability8 | $100.00 | 12/19/2012 9:51:57 AM |
| fairness-atmosphere | $25.00 | 12/19/2012 10:57:13 AM |
| DreisersFinancier | $50.00 | 12/19/2012 9:52:44 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:53 AM |
| handy-justice | $50.00 | 12/19/2012 4:59:07 PM |
| BigHorizon | $500.00 | 12/19/2012 6:08:28 PM |
| WalnutCreekguy | $50.00 | 12/19/2012 5:43:21 PM |
| Risk4Reward | $25.00 | 12/20/2012 8:27:17 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:23 AM |
| supersarah61 | $25.00 | 12/21/2012 5:37:49 PM |
| first-serene-credit | $25.00 | 12/21/2012 11:46:38 AM |
| wwwUniversal | $25.00 | 12/21/2012 5:10:13 PM |
| fair-dollar | $25.00 | 12/22/2012 7:41:57 AM |
| Lend2 | $25.00 | 12/22/2012 9:48:18 AM |
| LilyAcreInvestmentsLLC | $123.00 | 12/22/2012 10:43:09 AM |
| Interest2thePeople | $100.00 | 12/18/2012 5:09:17 PM |
| thrilling-fund427 | $50.00 | 12/18/2012 5:15:50 PM |
| money-baron | $100.00 | 12/18/2012 5:30:05 PM |
| belief-integrity | $250.00 | 12/18/2012 5:51:50 PM |
| Bad_Debt | $25.00 | 12/18/2012 8:37:29 PM |
| lucrative-loan | $100.00 | 12/18/2012 5:06:23 PM |
| MoneyForNothing | $25.00 | 12/18/2012 5:10:06 PM |
| octoberfresh | $25.00 | 12/18/2012 5:11:40 PM |
| integrity-doctor | $100.00 | 12/19/2012 7:47:24 AM |
| Tscheddar | $25.00 | 12/18/2012 7:40:33 PM |
| return-point2 | $100.00 | 12/19/2012 5:24:34 PM |
| helping-out | $60.00 | 12/19/2012 7:38:12 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:16 AM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:38:03 AM |
| money-baron-Roth401k | $25.00 | 12/20/2012 5:20:52 PM |
| revolutionary769 | $75.00 | 12/21/2012 5:36:58 AM |
| kenji4861 | $25.00 | 12/20/2012 5:52:05 PM |
| handy-point5 | $25.00 | 12/20/2012 10:56:10 PM |
| WZ3190 | $25.00 | 12/20/2012 8:48:09 PM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:36:10 AM |
| roblender | $50.00 | 12/21/2012 5:04:20 PM |
| LilyAcreInvestmentsLLC | $199.96 | 12/22/2012 11:01:33 AM |
| HelpWhenNeeded | $25.00 | 12/21/2012 10:10:33 PM |
| JMW-INVESTMENTS | $52.03 | 12/22/2012 10:30:45 AM |
| Bank_of_the_Galaxy | $25.00 | 12/22/2012 7:01:46 AM |
| Chasing_the_dime | $50.00 | 12/22/2012 7:12:45 AM |
| newest-peso-excellence | $50.00 | 12/22/2012 9:07:30 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
688365
This series of Notes was issued and sold upon the funding of the borrower loan #79678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,382 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensational-openness4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrilling-point2 | $40.00 | 12/19/2012 5:24:15 PM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:35 PM |
| HereToHelp305 | $50.00 | 12/20/2012 1:06:04 PM |
| treasure-bliss | $25.00 | 12/20/2012 3:35:10 AM |
| return-point2 | $100.00 | 12/20/2012 6:43:16 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:39:04 PM |
| djh47a | $25.00 | 12/21/2012 8:15:15 AM |
| BostonCapital | $100.00 | 12/21/2012 9:58:17 AM |
| cloud8 | $25.00 | 12/21/2012 3:28:37 PM |
| formula842 | $25.00 | 12/22/2012 4:53:22 AM |
| valiant-return584 | $50.00 | 12/19/2012 6:05:00 PM |
| Eric_Gagne | $25.00 | 12/20/2012 7:48:41 AM |
| rate-advocator7 | $250.00 | 12/19/2012 5:48:31 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:16 PM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:39:53 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:58 PM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:36 PM |
| appetizing-loyalty354 | $25.00 | 12/20/2012 5:59:14 PM |
| mrxtravis | $25.00 | 12/20/2012 6:07:57 PM |
| truth-companion | $25.00 | 12/21/2012 9:32:49 AM |
| selector568 | $300.00 | 12/20/2012 6:00:16 PM |
| best-income-fertilizer | $50.00 | 12/21/2012 10:38:24 AM |
| chinolatino | $25.00 | 12/21/2012 2:21:55 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:38:02 PM |
| asset-professor | $25.00 | 12/21/2012 6:28:28 PM |
| Lily_of_the_Valley | $200.00 | 12/22/2012 11:18:02 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:57:26 AM |
| california111 | $50.00 | 12/22/2012 10:26:38 AM |
| LilyAcreInvestmentsLLC | $285.00 | 12/22/2012 11:00:11 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
688445
This series of Notes was issued and sold upon the funding of the borrower loan #79425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $161.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $92,978 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-slingshot2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
Equipment and staff training for my 16-year-old web site development business.
My financial situation: Good, and getting better!
I am a good candidate for this loan because I pay my bills on time and I have a proven and stable business.
Monthly net income: $5000
Monthly expenses: $3800
Housing: $1500
Insurance: $75
Car expenses: $160
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transaction-seahorse0 | $25.00 | 12/21/2012 9:52:04 AM |
| power-spartan5 | $25.00 | 12/21/2012 10:22:09 AM |
| ultimate-peace | $100.00 | 12/21/2012 9:01:38 AM |
| jkeller4000 | $25.00 | 12/21/2012 10:28:34 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:10 PM |
| zorg77 | $100.00 | 12/22/2012 8:38:44 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:38 PM |
| terrific-p2ploan | $25.00 | 12/22/2012 8:42:27 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:07 AM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:20 AM |
| panda-lender | $25.00 | 12/23/2012 12:18:59 PM |
| desertoasis | $25.00 | 12/24/2012 7:35:58 AM |
| Bank42 | $25.00 | 12/24/2012 10:27:28 AM |
| 52digital | $75.00 | 12/24/2012 10:31:40 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:13 AM |
| IIP77 | $25.00 | 12/24/2012 9:44:13 AM |
| subtle-bill727 | $25.00 | 12/24/2012 10:54:49 AM |
| gallant-economy9 | $50.00 | 12/24/2012 10:56:21 AM |
| nimble-revenue5 | $100.00 | 12/24/2012 11:05:50 AM |
| silver-trident5 | $246.00 | 12/24/2012 10:32:49 AM |
| knowledgeable-silver6 | $25.00 | 12/24/2012 10:11:53 AM |
| trumpeter391 | $25.00 | 12/24/2012 10:12:03 AM |
| principal-cooker2 | $50.00 | 12/24/2012 10:16:17 AM |
| durability-ace9 | $25.00 | 12/24/2012 11:23:46 AM |
| PFTLender | $25.00 | 12/24/2012 11:24:49 AM |
| finance-prescription | $100.00 | 12/24/2012 10:46:13 AM |
| JauaFlash | $25.00 | 12/24/2012 10:57:00 AM |
| social-cocktail1 | $200.00 | 12/24/2012 10:38:43 AM |
| Canidae | $25.00 | 12/24/2012 11:23:01 AM |
| fascinating-money236 | $25.00 | 12/24/2012 11:01:04 AM |
| authentic-liberty7 | $25.00 | 12/24/2012 11:35:07 AM |
| Bendan | $100.00 | 12/24/2012 11:09:24 AM |
| chkrvrty | $50.00 | 12/24/2012 11:18:08 AM |
| alexander-hamilton | $50.00 | 12/24/2012 11:18:40 AM |
| Miami | $25.00 | 12/24/2012 11:23:30 AM |
| euro-banker | $25.00 | 12/24/2012 11:24:27 AM |
| JGENERAL | $25.00 | 12/24/2012 11:29:27 AM |
| auction-seeker | $25.00 | 12/24/2012 11:30:23 AM |
| hero007 | $50.00 | 12/24/2012 11:35:03 AM |
| worldly-gold | $44.89 | 12/24/2012 11:37:34 AM |
| CreditBuilder2 | $25.03 | 12/21/2012 11:17:49 AM |
| valiant-return584 | $50.00 | 12/21/2012 9:07:09 AM |
| riveting-credit5 | $25.00 | 12/21/2012 9:07:28 AM |
| DreisersFinancier | $50.00 | 12/21/2012 9:41:22 AM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:43 PM |
| zipemdown | $25.00 | 12/21/2012 9:08:26 AM |
| octoberfresh | $25.00 | 12/21/2012 10:03:37 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:42 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:26 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:32 PM |
| nex | $25.00 | 12/21/2012 6:27:29 PM |
| tom203 | $25.00 | 12/22/2012 12:18:09 PM |
| Investor_DP | $100.00 | 12/22/2012 12:30:39 PM |
| belief-integrity | $50.00 | 12/22/2012 8:15:37 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:57 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:43:01 AM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:27 PM |
| loan-fate | $43.00 | 12/23/2012 1:37:07 PM |
| Whatssofunnybout | $33.00 | 12/23/2012 1:41:34 PM |
| scarlet-velvet | $25.08 | 12/23/2012 10:20:47 PM |
| power-chihuahua | $25.00 | 12/24/2012 10:37:04 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:44 AM |
| affluence-tycoon | $25.00 | 12/24/2012 10:55:01 AM |
| silver-enlightenment0 | $25.00 | 12/24/2012 9:53:10 AM |
| musegaze | $50.00 | 12/24/2012 10:25:09 AM |
| ITExec | $33.00 | 12/24/2012 11:05:55 AM |
| Mark-7 | $50.00 | 12/24/2012 10:35:54 AM |
| dedicated-transaction796 | $25.00 | 12/24/2012 10:47:49 AM |
| elegant-hope578 | $50.00 | 12/24/2012 10:30:05 AM |
| rvfbroker | $25.00 | 12/24/2012 11:00:22 AM |
| 87Marc | $25.00 | 12/24/2012 11:08:21 AM |
| red-power-pecan | $50.00 | 12/24/2012 11:10:57 AM |
| heart514 | $25.00 | 12/24/2012 11:17:10 AM |
| best-charming-leverage | $50.00 | 12/24/2012 10:52:17 AM |
| invincible-deal82 | $25.00 | 12/24/2012 11:25:47 AM |
| adventurer447 | $300.00 | 12/24/2012 11:28:22 AM |
| the-credit-maker | $100.00 | 12/24/2012 11:01:22 AM |
| fortytwo | $100.00 | 12/24/2012 11:03:03 AM |
| KEOLEND | $25.00 | 12/24/2012 11:09:48 AM |
| Fortuno_per_commodo | $25.00 | 12/24/2012 11:18:17 AM |
| jiggaman7 | $100.00 | 12/24/2012 11:18:26 AM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
688453
This series of Notes was issued and sold upon the funding of the borrower loan #79356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $196.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 37y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,099 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sundaepacket2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 22 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,300.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
740-759
(Jul-2010)
660-679
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Medical/Dental
Purpose of loan: Dental And Medical expenses.
This loan will be used to...
Dental,catarac surgery
My financial situation: Is stable, fixed income.
I am a good candidate for this loan because...I have very few accounts and small balances on these and .I am on time with all of my obligations.
Thank You for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| engaging-worth | $25.00 | 12/18/2012 5:22:29 PM |
| secureincome | $555.00 | 12/18/2012 5:40:49 PM |
| supersam | $50.00 | 12/18/2012 6:20:55 PM |
| hidavehi | $29.00 | 12/18/2012 6:50:12 PM |
| bill-tent1 | $50.00 | 12/18/2012 5:27:55 PM |
| Aristocrat | $25.00 | 12/18/2012 10:19:20 PM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:07:21 PM |
| transparency-futurist3 | $25.00 | 12/19/2012 4:13:44 AM |
| fund-bauble | $25.00 | 12/18/2012 6:15:35 PM |
| greenback-judo | $50.00 | 12/18/2012 6:17:42 PM |
| bazaar-tulip | $25.00 | 12/18/2012 6:35:31 PM |
| CreditBuilder2 | $25.01 | 12/18/2012 6:44:51 PM |
| Feyenoord | $30.00 | 12/18/2012 6:55:36 PM |
| finagler | $25.00 | 12/18/2012 7:55:39 PM |
| serene-capital | $25.00 | 12/19/2012 4:15:49 PM |
| crown-year | $750.00 | 12/19/2012 8:12:51 AM |
| prudent-dough458 | $25.00 | 12/19/2012 9:55:00 AM |
| justice-inspector | $50.00 | 12/19/2012 1:58:49 PM |
| Johnab | $25.00 | 12/20/2012 3:29:32 PM |
| djh47a | $25.00 | 12/19/2012 8:06:47 PM |
| BJnRJames | $25.00 | 12/20/2012 9:56:36 AM |
| arenangelchild | $100.00 | 12/20/2012 6:40:14 PM |
| steady-silver6 | $30.00 | 12/21/2012 4:33:57 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:26 PM |
| revolutionary769 | $600.00 | 12/21/2012 3:21:12 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:52 PM |
| greenback-orchestra | $75.55 | 12/22/2012 9:25:49 AM |
| qsolo | $25.00 | 12/21/2012 5:12:03 PM |
| bold-important-dollar | $50.00 | 12/22/2012 5:50:02 AM |
| DIONISIOS | $192.34 | 12/22/2012 6:54:09 AM |
| Davidson2 | $50.00 | 12/22/2012 9:30:49 AM |
| organic-truth9 | $25.00 | 12/22/2012 12:30:25 AM |
| trade-structure | $33.85 | 12/22/2012 10:01:22 AM |
| nickel-ferret | $25.00 | 12/18/2012 5:33:37 PM |
| wetlands | $200.00 | 12/18/2012 5:34:29 PM |
| ready-interest9 | $25.00 | 12/18/2012 5:41:50 PM |
| goodhearted-basis4 | $25.00 | 12/18/2012 5:50:13 PM |
| penny-finder | $30.00 | 12/18/2012 5:18:47 PM |
| radiant-dollar9 | $200.00 | 12/18/2012 5:36:41 PM |
| adaptable-return21 | $50.00 | 12/18/2012 5:03:33 PM |
| cjames84 | $25.00 | 12/19/2012 3:57:58 AM |
| LaGrangeLender | $60.00 | 12/18/2012 5:17:42 PM |
| entertaining-rate9 | $25.00 | 12/18/2012 5:31:31 PM |
| investmentgroup | $50.00 | 12/18/2012 6:50:51 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:53 PM |
| Zolton | $300.00 | 12/18/2012 5:45:48 PM |
| djmikmik | $50.00 | 12/18/2012 7:14:06 PM |
| silver4711 | $50.00 | 12/19/2012 9:57:41 AM |
| Tscheddar | $25.00 | 12/19/2012 10:31:25 AM |
| RGlad | $65.00 | 12/18/2012 7:42:53 PM |
| thehousewife | $25.00 | 12/19/2012 1:06:09 PM |
| radforj22 | $25.00 | 12/19/2012 8:13:30 AM |
| octoberfresh | $25.00 | 12/19/2012 10:06:20 AM |
| Plutis | $25.00 | 12/20/2012 4:08:16 PM |
| supersarah61 | $25.00 | 12/20/2012 5:15:53 PM |
| Winged_Inspirations | $25.00 | 12/20/2012 11:56:50 AM |
| hitsman | $50.00 | 12/20/2012 5:34:51 PM |
| pure-treasure7 | $50.00 | 12/21/2012 11:28:40 AM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:51 PM |
| John_Galt | $55.00 | 12/21/2012 3:47:40 PM |
| palu2619 | $25.00 | 12/21/2012 9:42:57 AM |
| commitment-orca7 | $55.00 | 12/21/2012 9:57:43 AM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:39:23 AM |
| unbeatable-integrity822 | $30.00 | 12/21/2012 3:34:45 PM |
| a2190b | $26.65 | 12/22/2012 6:56:06 AM |
| tramb | $25.00 | 12/21/2012 4:09:37 PM |
| Rulea72 | $25.00 | 12/21/2012 4:47:33 PM |
| treasure-hunter270 | $75.00 | 12/22/2012 8:26:01 AM |
| newest-peso-excellence | $200.00 | 12/22/2012 9:06:41 AM |
| california111 | $50.00 | 12/22/2012 10:24:15 AM |
| progressive-greenback94 | $25.00 | 12/21/2012 9:11:29 PM |
| Brisket_Bob | $25.00 | 12/21/2012 9:58:36 PM |
| the-loyalty-wildebeest | $47.00 | 12/21/2012 11:59:37 PM |
| helping-out | $150.00 | 12/22/2012 5:49:01 AM |
| Gordon_Gekko1 | $25.00 | 12/22/2012 7:43:05 AM |
| eljobe | $100.00 | 12/22/2012 9:43:13 AM |
| jasonj72 | $25.00 | 12/22/2012 6:46:19 AM |
| LilyAcreInvestmentsLLC | $135.60 | 12/22/2012 10:28:45 AM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
688531
This series of Notes was issued and sold upon the funding of the borrower loan #79380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 8 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 9m |
|
Amount delinquent:
| $1,119 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,717 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| creaminthemiddle |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Cupcake Amore
Purpose of loan:
This loan will be used to..Purchase more equipment and expand business to include hosting birthday parties and business meetings.
My financial situation: Employed Full Time
I am a good candidate for this loan because...I am an ambitious entrepreneur.
This is the 3rd business that I have successfully opened. I am a hard worker and pay my debts.
Monthly net income: $39,000.00
Monthly expenses:
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $119.00
Food, entertainment: $50
Clothing, household expenses: $30
Credit cards and other loans: $25
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 12/18/2012 5:04:02 PM |
| MoneyForNothing | $25.01 | 12/18/2012 5:09:29 PM |
| vutah | $25.00 | 12/18/2012 5:16:09 PM |
| Lender3G | $44.22 | 12/18/2012 5:11:26 PM |
| Sagamore | $50.00 | 12/18/2012 5:45:28 PM |
| yield-lion2 | $100.00 | 12/18/2012 5:07:05 PM |
| LaGrangeLender | $60.00 | 12/18/2012 5:17:42 PM |
| power-spartan5 | $25.00 | 12/18/2012 6:32:29 PM |
| CreditBuilder2 | $25.03 | 12/18/2012 7:01:12 PM |
| zorg77 | $100.00 | 12/18/2012 5:58:22 PM |
| purposeful-durability8 | $100.00 | 12/19/2012 9:51:57 AM |
| cjames84 | $25.00 | 12/19/2012 3:58:23 AM |
| Tscheddar | $25.00 | 12/18/2012 7:40:34 PM |
| brightest-organized-balance | $25.00 | 12/18/2012 10:18:32 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:25 PM |
| E-2 | $33.00 | 12/19/2012 5:26:41 PM |
| benevolent-loot5 | $100.00 | 12/19/2012 5:30:54 PM |
| IIP77 | $25.00 | 12/20/2012 9:56:43 AM |
| kulender | $50.00 | 12/20/2012 5:11:31 PM |
| On-an-Escapade | $25.00 | 12/21/2012 5:21:38 AM |
| desertoasis | $25.00 | 12/21/2012 8:41:31 AM |
| Goat-herder | $25.00 | 12/20/2012 5:32:31 PM |
| handy-justice | $27.00 | 12/20/2012 5:58:41 PM |
| 08bob | $25.00 | 12/21/2012 2:43:06 AM |
| five-star-note | $25.00 | 12/21/2012 3:12:30 PM |
| Roux1 | $25.00 | 12/21/2012 10:25:02 AM |
| organized-dedication696 | $25.00 | 12/21/2012 2:02:09 PM |
| nex | $25.00 | 12/21/2012 6:27:17 PM |
| enthusiastic-balance5 | $100.00 | 12/21/2012 5:29:05 PM |
| radforj22 | $25.00 | 12/22/2012 3:59:06 PM |
| trumpeter391 | $25.00 | 12/22/2012 10:55:33 AM |
| ChaChing123 | $500.00 | 12/22/2012 12:19:53 PM |
| Ocean713 | $75.00 | 12/23/2012 1:23:36 AM |
| weatherman89 | $49.28 | 12/23/2012 2:03:50 AM |
| punctual-justice7 | $25.00 | 12/22/2012 5:52:49 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 10:54:42 PM |
| economy-coup | $200.00 | 12/18/2012 6:14:43 PM |
| vanklein | $25.00 | 12/18/2012 5:52:28 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:54 PM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:55 PM |
| DoctorJoe | $25.00 | 12/19/2012 4:20:37 AM |
| zipemdown | $25.00 | 12/18/2012 6:48:52 PM |
| Edakers | $25.00 | 12/18/2012 6:55:47 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:57 PM |
| Mikale360 | $25.00 | 12/18/2012 7:32:39 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:03 PM |
| greenback-frog7 | $25.00 | 12/19/2012 4:34:15 PM |
| broker048 | $25.00 | 12/20/2012 8:31:09 AM |
| simplelender80 | $225.00 | 12/19/2012 5:59:46 PM |
| careful-vigilance4 | $25.00 | 12/19/2012 6:12:56 PM |
| Investor_DP | $100.00 | 12/19/2012 5:50:42 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:14:02 PM |
| djh47a | $25.00 | 12/19/2012 8:06:47 PM |
| FlyBill | $50.00 | 12/20/2012 12:38:41 PM |
| first-serene-credit | $25.00 | 12/21/2012 11:49:10 AM |
| tiger1807 | $25.00 | 12/21/2012 3:47:51 AM |
| enderak | $35.00 | 12/21/2012 4:56:13 PM |
| tom203 | $25.00 | 12/21/2012 11:25:40 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:27 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:24 AM |
| california111 | $50.00 | 12/22/2012 10:24:47 AM |
| money-baron-Roth401k | $25.00 | 12/21/2012 5:32:08 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:26 PM |
| bold-important-dollar | $25.58 | 12/22/2012 5:36:21 AM |
| nodebtin3 | $25.00 | 12/22/2012 7:01:21 AM |
| Cedm44 | $44.88 | 12/22/2012 8:51:49 AM |
| coloradoadam | $25.00 | 12/22/2012 4:40:05 PM |
| JGENERAL | $25.00 | 12/22/2012 1:00:40 PM |
| LilyAcreInvestmentsLLC | $206.00 | 12/22/2012 10:56:36 AM |
| Skatingbear | $100.00 | 12/22/2012 7:04:54 PM |
| bazaar-paladin7 | $50.00 | 12/22/2012 7:33:24 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 4:57:24 PM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:12:00 PM |
| p40thawk | $25.00 | 12/22/2012 8:49:46 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
688579
This series of Notes was issued and sold upon the funding of the borrower loan #79630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 9m |
|
Amount delinquent:
| $68 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,746 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-bada-bing0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
740-759
(Jul-2011)
|
|
Principal balance:
| $14,040.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/18/2012 5:34:56 PM |
| Dusigrosz | $350.00 | 12/18/2012 5:02:57 PM |
| kingdom-investor | $25.00 | 12/18/2012 5:48:47 PM |
| JeremyLinFan | $40.00 | 12/18/2012 5:53:11 PM |
| ultimate-peace | $100.00 | 12/18/2012 6:01:53 PM |
| Feyenoord | $30.00 | 12/18/2012 6:22:36 PM |
| LittleMingo | $25.00 | 12/18/2012 5:05:34 PM |
| witty-openness | $25.00 | 12/18/2012 6:31:23 PM |
| servnyou | $35.00 | 12/18/2012 5:08:01 PM |
| worthy-bid8 | $100.00 | 12/18/2012 6:35:43 PM |
| red-duty-carrier | $25.00 | 12/18/2012 5:14:44 PM |
| money-baron | $100.00 | 12/18/2012 5:30:06 PM |
| fantastic-contract1 | $400.00 | 12/18/2012 5:02:58 PM |
| Dusigrosz | $150.00 | 12/18/2012 5:05:38 PM |
| 312-Lender | $200.00 | 12/18/2012 10:27:15 PM |
| best-point-pursuit | $100.00 | 12/19/2012 8:55:20 AM |
| belief-integrity | $500.00 | 12/18/2012 5:50:56 PM |
| Something-Corporate | $25.00 | 12/18/2012 5:58:26 PM |
| tommymtg7 | $25.00 | 12/18/2012 6:17:53 PM |
| sweetsassymolassy | $25.00 | 12/18/2012 6:28:51 PM |
| fitiwalt | $25.00 | 12/18/2012 8:15:05 PM |
| bright-exchange | $25.00 | 12/18/2012 10:22:14 PM |
| stylish-revenue4 | $100.00 | 12/18/2012 7:29:29 PM |
| Tscheddar | $25.00 | 12/18/2012 7:40:35 PM |
| horseshoelake | $32.10 | 12/19/2012 11:22:35 AM |
| docjulia | $50.00 | 12/18/2012 10:12:13 PM |
| smart-kindness8 | $25.00 | 12/19/2012 4:03:31 AM |
| rlaboy | $25.00 | 12/19/2012 6:49:18 AM |
| Forward-Looking | $25.00 | 12/18/2012 6:07:36 PM |
| TheSituation | $25.00 | 12/18/2012 5:04:02 PM |
| vutah | $25.00 | 12/18/2012 5:17:03 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:54 PM |
| respectful-dough429 | $25.00 | 12/18/2012 7:17:55 PM |
| dannycarter10 | $25.00 | 12/18/2012 5:36:12 PM |
| dl_data | $200.00 | 12/18/2012 7:50:23 PM |
| school-loan-gambler | $350.00 | 12/18/2012 5:02:56 PM |
| commerce-venture1 | $25.00 | 12/18/2012 5:03:43 PM |
| gain-equator | $25.00 | 12/18/2012 5:04:32 PM |
| money-to-bless | $25.00 | 12/18/2012 5:07:01 PM |
| stock106 | $25.00 | 12/19/2012 6:49:07 AM |
| berniemadeoff | $75.00 | 12/18/2012 5:22:23 PM |
| graceful-IRAinvestment | $60.00 | 12/18/2012 6:27:57 PM |
| Mikale360 | $25.00 | 12/18/2012 7:34:12 PM |
| Military_Money_Wise | $25.00 | 12/18/2012 8:44:27 PM |
| brightest-organized-balance | $25.00 | 12/18/2012 10:18:22 PM |
| treasure-bliss | $50.00 | 12/19/2012 4:47:54 AM |
| prudent-bid3 | $25.00 | 12/19/2012 6:27:09 AM |
| Lagadia | $27.90 | 12/19/2012 11:09:13 AM |
| contract-lionheart | $50.00 | 12/19/2012 9:25:36 AM |
| cjames84 | $25.00 | 12/19/2012 3:56:55 AM |
| euro-eagle1 | $25.00 | 12/19/2012 7:37:20 AM |
| Dantis | $25.00 | 12/19/2012 8:53:44 AM |
| justsk8tingby | $25.00 | 12/19/2012 9:17:22 AM |
| Druidsoft | $25.00 | 12/19/2012 10:50:43 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:40 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
688747
This series of Notes was issued and sold upon the funding of the borrower loan #79742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,065 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TLSweetheart |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption Loan to expand our family
Purpose of loan:
This loan will be used to give a needy child a loving home to grow and prosper.
My financial situation:
I am a good candidate for this loan because I have been with my current company for the past 10 years and I plan on being there for many more. I pay all of my bills before they are due. The negative on my credit report is due to the shortsale of my home which was final in April 2012.
Monthly net income: $3800.00
Monthly expenses: 1835.00
Housing: $575.00
Insurance: $50.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $110.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/19/2012 5:38:17 PM |
| PoundSmart | $100.00 | 12/19/2012 5:39:02 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:59 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:17 PM |
| asset-professor | $25.00 | 12/19/2012 5:57:55 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:05:02 PM |
| zorg77 | $100.00 | 12/20/2012 1:01:09 PM |
| LuvToLend | $25.00 | 12/20/2012 5:33:59 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 1:48:14 PM |
| let_me_retire | $75.00 | 12/21/2012 2:30:40 AM |
| dough-healer9 | $25.00 | 12/21/2012 5:38:03 AM |
| kulender | $50.00 | 12/20/2012 5:11:31 PM |
| arkleseizure | $25.00 | 12/21/2012 9:26:48 AM |
| helpu27 | $25.00 | 12/21/2012 12:19:10 AM |
| finance-upholder3 | $30.00 | 12/21/2012 3:19:24 AM |
| credit-adventurer313 | $50.56 | 12/21/2012 5:15:15 AM |
| respectful-pound | $52.27 | 12/21/2012 8:34:46 AM |
| wildcard451 | $58.83 | 12/20/2012 7:49:07 PM |
| L3gendary_Investments | $25.00 | 12/21/2012 4:00:15 AM |
| motion573995 | $50.00 | 12/21/2012 9:40:16 AM |
| TheSituation | $25.00 | 12/19/2012 5:04:02 PM |
| toblerone | $25.00 | 12/19/2012 5:41:55 PM |
| CreditBuilder2 | $25.03 | 12/19/2012 6:54:47 PM |
| power-spartan5 | $25.00 | 12/20/2012 6:02:54 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:39:27 PM |
| cwjpott | $25.00 | 12/21/2012 5:11:27 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:59 PM |
| bitterroot_mt | $25.00 | 12/21/2012 8:39:03 AM |
| payout-influencer2 | $31.23 | 12/21/2012 9:10:49 AM |
| Lendersaurus-Rex | $25.00 | 12/21/2012 9:14:48 AM |
| nehemiah65 | $100.00 | 12/20/2012 6:31:02 PM |
| Tscheddar | $25.00 | 12/20/2012 6:40:48 PM |
| 08bob | $25.00 | 12/21/2012 2:44:25 AM |
| note-goblin0 | $25.00 | 12/21/2012 8:18:26 AM |
| orange-dynamic-euro | $2.08 | 12/21/2012 9:44:08 AM |
| desertoasis | $25.00 | 12/21/2012 8:41:32 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
688955
This series of Notes was issued and sold upon the funding of the borrower loan #79398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $118.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,791 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-human0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit cards
This loan will be used to...pay off credit cards,i would like to pay them down or off and close most of the accounts
My financial situation: first tennessee
I am a good candidate for this loan because...if you check my credit report i pay as agreed ,my payments are on time
Monthly net income: $2,649.00
Monthly expenses: $
Housing: $353.21
Insurance: $100.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/23/2012 12:40:24 PM |
| SLN-10 | $50.00 | 12/23/2012 1:59:05 PM |
| Wrats6 | $25.00 | 12/23/2012 12:01:40 PM |
| wildanne | $50.00 | 12/23/2012 12:06:32 PM |
| octoberfresh | $25.00 | 12/23/2012 12:08:49 PM |
| asset-professor | $25.00 | 12/23/2012 12:50:59 PM |
| skillful-asset5 | $25.00 | 12/23/2012 8:59:37 PM |
| formula842 | $25.00 | 12/23/2012 1:26:51 PM |
| return-point2 | $100.00 | 12/23/2012 12:08:06 PM |
| zipemdown | $25.00 | 12/23/2012 12:36:51 PM |
| kenji4861 | $25.00 | 12/23/2012 12:38:50 PM |
| TackingWindward | $25.00 | 12/23/2012 1:56:47 PM |
| deal-selector5 | $25.00 | 12/23/2012 12:58:11 PM |
| BigHorizon | $100.00 | 12/24/2012 9:18:16 AM |
| berniemadeoff | $70.00 | 12/23/2012 2:05:05 PM |
| bullwink27 | $25.00 | 12/24/2012 4:26:09 AM |
| Loan_Stranger | $25.00 | 12/23/2012 2:34:54 PM |
| gain-equator | $25.00 | 12/23/2012 4:40:05 PM |
| exciting-fairness | $200.00 | 12/24/2012 8:06:49 AM |
| scholarly-order6 | $75.00 | 12/24/2012 8:57:20 AM |
| hope-hickory8 | $25.00 | 12/24/2012 7:07:54 AM |
| mmckune | $25.00 | 12/24/2012 9:26:21 AM |
| kurtb57 | $100.00 | 12/24/2012 8:36:51 AM |
| babyfund | $50.00 | 12/24/2012 9:33:56 AM |
| Whipster | $35.00 | 12/23/2012 1:01:37 PM |
| Zingaro | $25.00 | 12/23/2012 1:12:55 PM |
| obduro_1 | $25.00 | 12/23/2012 1:52:32 PM |
| WalnutCreekguy | $50.00 | 12/23/2012 12:33:23 PM |
| Endeavour | $150.00 | 12/23/2012 1:06:34 PM |
| first-class-gold0 | $25.00 | 12/23/2012 9:52:52 PM |
| selector568 | $300.00 | 12/23/2012 1:16:57 PM |
| deal-banker | $50.00 | 12/23/2012 12:32:12 PM |
| corndog4000 | $85.00 | 12/23/2012 1:44:33 PM |
| BostonCapital | $100.00 | 12/23/2012 1:46:32 PM |
| newest-generous-income | $25.00 | 12/24/2012 6:40:31 AM |
| riveting-credit5 | $25.00 | 12/23/2012 12:49:12 PM |
| tommymtg7 | $25.00 | 12/23/2012 2:09:16 PM |
| LuvToLend | $30.00 | 12/23/2012 2:23:55 PM |
| coin-trader7 | $25.00 | 12/23/2012 12:59:16 PM |
| BBsapphire-2-loan | $100.00 | 12/23/2012 2:32:22 PM |
| handy-justice | $50.00 | 12/23/2012 2:40:09 PM |
| Fdeer | $113.94 | 12/24/2012 8:50:02 AM |
| green28 | $100.00 | 12/24/2012 9:02:59 AM |
| jgar_O | $35.00 | 12/24/2012 9:19:01 AM |
| HeroSupport | $60.00 | 12/23/2012 5:24:49 PM |
| callmebryan | $25.00 | 12/23/2012 6:06:59 PM |
| trumpeter391 | $25.00 | 12/24/2012 8:58:30 AM |
| HereToHelp305 | $50.00 | 12/23/2012 10:04:12 PM |
| SecondChanceLendingSERV | $27.08 | 12/24/2012 7:25:45 AM |
| otto1939 | $104.00 | 12/24/2012 7:47:02 AM |
| lovely-currency3 | $50.00 | 12/24/2012 9:32:19 AM |
| TumbleWeed88 | $25.00 | 12/24/2012 9:33:57 AM |
| wishihadmore | $14.98 | 12/24/2012 9:34:54 AM |
| well-rounded-payout0 | $50.00 | 12/24/2012 9:20:29 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
688999
This series of Notes was issued and sold upon the funding of the borrower loan #79335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $120.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 25y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-chestnut0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $13,536.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| xrycac | $25.00 | 12/19/2012 5:11:10 PM |
| exchange-mason | $25.00 | 12/19/2012 5:23:58 PM |
| Zolton | $300.00 | 12/19/2012 5:31:43 PM |
| loan-mongoose1 | $25.00 | 12/19/2012 5:18:16 PM |
| engaging-worth | $25.00 | 12/19/2012 5:23:52 PM |
| entertaining-rate9 | $25.00 | 12/19/2012 5:49:54 PM |
| affluence-microscope2 | $200.00 | 12/19/2012 5:21:33 PM |
| serene-capital | $25.00 | 12/20/2012 9:54:26 AM |
| ell25 | $25.00 | 12/19/2012 6:22:40 PM |
| peso-tostada | $200.00 | 12/19/2012 5:48:02 PM |
| organic-treasure | $25.00 | 12/20/2012 1:21:42 PM |
| gravbox | $25.00 | 12/19/2012 6:31:45 PM |
| supersam | $50.00 | 12/19/2012 6:33:57 PM |
| five-star-note | $25.00 | 12/19/2012 6:55:12 PM |
| Tscheddar | $25.00 | 12/19/2012 7:11:01 PM |
| justice-inspector | $50.00 | 12/20/2012 9:52:13 AM |
| DoctorJoe | $25.00 | 12/20/2012 4:22:33 AM |
| spirited-worth335 | $50.00 | 12/20/2012 6:04:39 PM |
| yield-voyager8 | $9.75 | 12/20/2012 7:22:36 PM |
| the-capital-shooter | $25.00 | 12/20/2012 11:41:56 AM |
| best-shiny-hope | $25.00 | 12/20/2012 3:27:56 PM |
| the-enthralling-coin | $25.00 | 12/20/2012 5:35:46 PM |
| keichi03 | $25.00 | 12/20/2012 5:44:06 PM |
| RebuildingAmerica | $30.25 | 12/20/2012 6:27:29 PM |
| Goat-herder | $100.00 | 12/20/2012 5:28:47 PM |
| slimof37 | $25.00 | 12/19/2012 5:15:29 PM |
| one-midas | $25.00 | 12/19/2012 5:24:59 PM |
| radiant-dollar9 | $200.00 | 12/19/2012 5:35:01 PM |
| best-bonafide-p2p | $25.00 | 12/19/2012 6:26:06 PM |
| CreditBuilder2 | $25.01 | 12/19/2012 6:41:17 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:22:10 PM |
| kendigme | $25.00 | 12/20/2012 5:08:48 AM |
| aztec | $50.00 | 12/19/2012 5:52:29 PM |
| tranquil-gain1 | $75.00 | 12/20/2012 9:09:22 AM |
| mymoneyblog | $25.00 | 12/19/2012 5:27:01 PM |
| bill-tent1 | $50.00 | 12/19/2012 5:30:13 PM |
| goodhearted-basis4 | $25.00 | 12/20/2012 9:53:20 AM |
| wildanne | $50.00 | 12/19/2012 6:29:46 PM |
| windguy | $50.00 | 12/19/2012 5:41:07 PM |
| greenback-watcher1 | $25.00 | 12/19/2012 7:25:51 PM |
| crown-year | $2,000.00 | 12/20/2012 5:54:55 AM |
| obduro_1 | $25.00 | 12/19/2012 6:25:54 PM |
| broker048 | $25.00 | 12/20/2012 8:27:35 AM |
| valiant-money | $40.00 | 12/20/2012 9:00:03 AM |
| bold-joyful-coin9 | $25.00 | 12/20/2012 9:24:58 AM |
| djmikmik | $25.00 | 12/20/2012 9:26:07 AM |
| EJO | $25.00 | 12/20/2012 5:48:12 PM |
| gjm6d | $25.00 | 12/20/2012 9:44:43 AM |
| silver4711 | $50.00 | 12/20/2012 10:06:00 AM |
| trumpeter391 | $50.00 | 12/20/2012 3:30:50 PM |
| rokman | $60.00 | 12/20/2012 6:58:48 PM |
| Premierelender | $25.00 | 12/20/2012 7:12:15 PM |
| Abece | $359.99 | 12/20/2012 5:36:57 PM |
| supersarah61 | $25.00 | 12/20/2012 5:15:56 PM |
| njlw226 | $25.00 | 12/20/2012 5:16:23 PM |
| green-loyalty-web | $25.00 | 12/20/2012 5:26:40 PM |
| leodaguy | $100.00 | 12/20/2012 6:27:06 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
689493
This series of Notes was issued and sold upon the funding of the borrower loan #79775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $117.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,050 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| frenchy888 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2012)
600-619
(Nov-2006)
|
|
Principal balance:
| $8,285.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to help me with unforseen debt.
When all goes well, things happen...
I have always been on time with my loans and payment
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 12/22/2012 12:03:23 PM |
| workorbe | $25.00 | 12/22/2012 12:27:25 PM |
| TumbleWeed88 | $25.00 | 12/22/2012 12:58:27 PM |
| WalnutCreekguy | $50.00 | 12/22/2012 12:31:26 PM |
| zipemdown | $25.00 | 12/22/2012 1:02:06 PM |
| janeybooboo | $25.25 | 12/22/2012 1:12:37 PM |
| stylish-revenue4 | $100.00 | 12/22/2012 12:23:47 PM |
| belief-integrity | $750.00 | 12/22/2012 12:24:43 PM |
| marwadi-62 | $250.00 | 12/22/2012 12:25:14 PM |
| Wrats6 | $25.00 | 12/22/2012 12:33:11 PM |
| coin-trader7 | $25.00 | 12/22/2012 12:35:57 PM |
| valiant-return584 | $50.00 | 12/22/2012 12:41:11 PM |
| Tscheddar | $25.00 | 12/22/2012 12:50:12 PM |
| five-star-note | $50.00 | 12/22/2012 1:25:18 PM |
| octoberfresh | $25.00 | 12/22/2012 1:03:14 PM |
| scholarly-order6 | $30.00 | 12/22/2012 1:37:22 PM |
| respectful-dough429 | $25.00 | 12/22/2012 1:59:26 PM |
| MoneyForNothing | $25.00 | 12/22/2012 2:11:36 PM |
| handy-point5 | $25.00 | 12/22/2012 3:10:00 PM |
| Kyileo | $25.00 | 12/22/2012 3:50:48 PM |
| graceful-D4Sinvestment | $60.00 | 12/22/2012 1:31:05 PM |
| transparency-position | $200.00 | 12/22/2012 1:59:08 PM |
| intrepid-loot | $25.00 | 12/22/2012 2:30:55 PM |
| helping-out | $300.00 | 12/22/2012 2:52:11 PM |
| credit-missile | $49.51 | 12/22/2012 3:52:51 PM |
| witty-openness | $25.00 | 12/22/2012 12:17:26 PM |
| Forward-Looking | $25.00 | 12/22/2012 12:20:15 PM |
| return-point2 | $100.00 | 12/22/2012 12:35:38 PM |
| Dubbs360 | $50.00 | 12/22/2012 12:45:49 PM |
| vivid-p2ploan1 | $25.00 | 12/22/2012 1:00:09 PM |
| deal-selector5 | $25.00 | 12/22/2012 1:03:20 PM |
| grnii78 | $175.00 | 12/22/2012 1:11:06 PM |
| jiftostada | $25.00 | 12/22/2012 1:17:29 PM |
| SLN-10 | $75.00 | 12/22/2012 1:31:25 PM |
| felicity-contributor3 | $25.00 | 12/22/2012 12:02:32 PM |
| deal-banker | $50.00 | 12/22/2012 12:13:47 PM |
| trumpeter391 | $25.00 | 12/22/2012 2:51:08 PM |
| NekHoldings | $25.00 | 12/22/2012 3:30:20 PM |
| MoneyForNothing | $25.24 | 12/22/2012 3:42:11 PM |
| Macbethofscots | $25.00 | 12/22/2012 12:50:08 PM |
| LittleMingo | $35.00 | 12/22/2012 12:03:01 PM |
| Banker2OO7 | $75.00 | 12/22/2012 12:05:58 PM |
| shawnw2 | $400.00 | 12/22/2012 12:29:08 PM |
| trumpeter5 | $25.00 | 12/22/2012 12:32:24 PM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:13:01 PM |
| 01a_MrUSC_IRA | $25.00 | 12/22/2012 2:00:36 PM |
| revolutionary769 | $450.00 | 12/22/2012 2:52:23 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
627294
This series of Notes was issued and sold upon the funding of the borrower loan #79568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $137.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 24y 1m |
|
Amount delinquent:
| $344 |
Total credit lines:
| 30 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,897 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-reformation |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Auto
Purpose of loan: to purchase a used automobile
This loan will be used to... to purchase a used automobile
My financial situation: is fairly good
I am a good candidate for this loan because... first of all,i am employed.
i,ve been employed with the united states postal service for 24 years.
i have not called in sick for 14 years.
if i am approved for this loan, payments will be automatically deducted
from my checking account.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/9/2012 12:27:24 PM |
| toblerone | $25.00 | 12/9/2012 1:41:10 PM |
| MoneyForNothing | $25.35 | 12/9/2012 12:06:04 PM |
| Sagamore | $50.00 | 12/9/2012 12:21:49 PM |
| gravbox | $25.00 | 12/9/2012 1:32:28 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:45:57 PM |
| The-Lighthouse-Group | $35.00 | 12/9/2012 6:14:24 PM |
| Johnab | $26.00 | 12/9/2012 8:48:05 PM |
| loot-prescription3 | $25.00 | 12/9/2012 1:20:48 PM |
| brightest-fund-base | $25.00 | 12/9/2012 9:28:29 PM |
| High-flyer | $25.00 | 12/10/2012 10:15:04 AM |
| __A1B2 | $30.00 | 12/10/2012 9:24:47 AM |
| yield-voyager8 | $25.00 | 12/10/2012 10:13:33 AM |
| moola-accelerator6 | $30.00 | 12/10/2012 8:27:35 PM |
| Senechal | $25.00 | 12/11/2012 4:53:39 AM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:34:41 AM |
| mad-scientist0 | $32.00 | 12/11/2012 9:16:21 AM |
| brightest-riveting-order | $25.00 | 12/11/2012 10:03:08 AM |
| wetlands | $200.00 | 12/11/2012 5:43:49 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:49 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:57 PM |
| franzzua | $25.00 | 12/12/2012 9:56:06 AM |
| trumpeter391 | $25.00 | 12/12/2012 12:16:15 PM |
| djh47a | $25.00 | 12/13/2012 7:33:28 AM |
| indomitable-coin | $25.00 | 12/13/2012 10:22:16 AM |
| purposeful-durability8 | $100.00 | 12/13/2012 9:46:45 AM |
| elasermd | $100.00 | 12/13/2012 6:27:56 PM |
| Avicell | $25.00 | 12/13/2012 6:21:44 PM |
| sprinter | $50.00 | 12/14/2012 10:07:45 AM |
| enticing-capital6 | $50.00 | 12/14/2012 5:04:02 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:46 PM |
| chicagoprosper | $50.00 | 12/15/2012 3:01:16 PM |
| belief-integrity | $450.00 | 12/15/2012 2:54:32 PM |
| broker048 | $25.00 | 12/16/2012 11:16:11 AM |
| brondero | $300.00 | 12/16/2012 6:18:57 PM |
| credit-formula0 | $25.00 | 12/16/2012 12:32:49 PM |
| dordee | $33.88 | 12/16/2012 12:33:24 PM |
| CSAworker | $25.00 | 12/16/2012 7:47:18 AM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:20 AM |
| reasonable_usury | $48.12 | 12/17/2012 8:37:09 AM |
| a-restless-dollar | $45.00 | 12/16/2012 10:22:44 PM |
| wilchik | $50.00 | 12/17/2012 5:03:53 AM |
| mr_haldane | $25.00 | 12/16/2012 1:45:50 PM |
| glenium | $25.00 | 12/17/2012 5:28:43 AM |
| best-camaraderi-sniffer | $50.00 | 12/17/2012 7:14:56 AM |
| runfree | $22.32 | 12/17/2012 10:31:56 AM |
| slimof37 | $25.00 | 12/9/2012 12:57:00 PM |
| entertaining-rate9 | $25.00 | 12/9/2012 1:24:06 PM |
| CreditBuilder2 | $25.01 | 12/9/2012 2:11:27 PM |
| investmentgroup | $50.00 | 12/9/2012 2:12:29 PM |
| simplelender80 | $500.00 | 12/9/2012 12:32:05 PM |
| five-star-note | $25.00 | 12/9/2012 2:28:05 PM |
| jeevs10 | $25.00 | 12/9/2012 5:14:29 PM |
| serene-capital | $25.00 | 12/9/2012 11:47:27 PM |
| deal-vibrato | $25.00 | 12/10/2012 9:44:07 AM |
| supersarah61 | $25.00 | 12/10/2012 4:11:14 PM |
| LaGrangeLender | $60.00 | 12/10/2012 6:22:01 PM |
| powerful-return1 | $37.60 | 12/11/2012 7:10:55 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:57 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:11 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:55 PM |
| janeybooboo | $25.25 | 12/12/2012 10:36:55 AM |
| balance316 | $26.00 | 12/12/2012 12:19:52 PM |
| hidavehi | $33.00 | 12/12/2012 10:53:24 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:51 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:32 PM |
| Astyanax | $35.00 | 12/12/2012 7:37:29 PM |
| elog238 | $50.00 | 12/13/2012 6:34:05 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:50 PM |
| peace-adventurer3 | $25.00 | 12/13/2012 12:12:12 PM |
| dunkard13 | $42.00 | 12/13/2012 10:40:44 AM |
| kls4560 | $25.00 | 12/13/2012 6:19:48 PM |
| astute-benjamins | $25.00 | 12/15/2012 7:49:54 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:26:23 AM |
| Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:29 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:44 PM |
| suave-durability1 | $50.00 | 12/15/2012 12:55:46 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:41:31 PM |
| belief-integrity | $150.00 | 12/16/2012 7:31:39 AM |
| producer455 | $26.00 | 12/16/2012 12:06:52 PM |
| Brookst | $50.00 | 12/16/2012 9:44:33 AM |
| doc1 | $100.00 | 12/16/2012 3:36:06 PM |
| felicity-contributor3 | $35.00 | 12/16/2012 6:16:48 PM |
| smart-money | $27.47 | 12/16/2012 6:59:12 PM |
| chato2345 | $25.00 | 12/16/2012 12:35:39 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:32 AM |
| resplendent-moola | $25.00 | 12/17/2012 10:21:00 AM |
| benjamins-worker5 | $50.00 | 12/17/2012 8:33:03 AM |
| historic-dough5 | $25.00 | 12/17/2012 7:26:23 AM |
| coin-popcorn | $25.00 | 12/17/2012 7:49:17 AM |
| first-dinero-temple | $25.00 | 12/17/2012 9:26:23 AM |
| clean-fund | $100.00 | 12/17/2012 10:08:51 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
651780
This series of Notes was issued and sold upon the funding of the borrower loan #79456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,875 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsible-vigilance8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan: We had bought a house and had to use credit cards to help furnish and fix the house. I am looking to pay off all of my credit card debt
This loan will be used to. pay off my Chase CC, Discover, and Fifth Third Credit Cards
My financial situation:
I am a good candidate for this loan because I have already budgeted money to pay off this debt I am looking for an alternative interest rate to consolidate the debt. I have never been late for a payment on anything over the last 10 years and my income will be increasing in March.
Monthly net income: $ 3800
Monthly expenses: $
Housing: $ 750
Insurance: $ 84
Car expenses: $ 470
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 800
Clothing, household expenses: $ 0
Credit cards and other loans: $ 220
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
DreamIsReal has invested a total of
$205.34.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/7/2012 12:31:51 PM |
| repayment-pagoda8 | $100.00 | 12/7/2012 9:11:14 AM |
| stylish-revenue4 | $100.00 | 12/7/2012 9:24:29 AM |
| real-return2 | $26.00 | 12/7/2012 9:04:06 AM |
| felicity-contributor3 | $25.00 | 12/7/2012 9:20:24 AM |
| CreditBuilder2 | $25.06 | 12/7/2012 9:21:21 AM |
| deal-selector5 | $25.00 | 12/7/2012 10:32:56 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:15 AM |
| natural-worth9 | $100.00 | 12/7/2012 10:39:58 AM |
| corndog4000 | $120.00 | 12/7/2012 11:00:38 AM |
| belief-integrity | $150.00 | 12/7/2012 11:01:59 AM |
| janeybooboo | $150.00 | 12/7/2012 12:43:21 PM |
| mymoneyblog | $25.00 | 12/7/2012 11:14:38 AM |
| MoneyTree79 | $78.58 | 12/7/2012 1:42:34 PM |
| yield-voyager8 | $25.00 | 12/7/2012 11:24:21 AM |
| marwadi-62 | $225.00 | 12/7/2012 11:04:26 AM |
| investmentgroup | $50.00 | 12/7/2012 11:43:06 AM |
| john0720 | $100.00 | 12/7/2012 11:19:42 AM |
| Christophe | $25.00 | 12/7/2012 6:13:08 PM |
| __A1B2 | $29.00 | 12/7/2012 5:45:39 PM |
| Tscheddar | $25.00 | 12/7/2012 5:48:20 PM |
| RGlad | $115.00 | 12/7/2012 8:43:12 PM |
| FinanceEngine | $60.00 | 12/7/2012 11:30:52 PM |
| Onlyhappycustomers | $25.00 | 12/7/2012 7:35:58 PM |
| Epiphanic | $25.00 | 12/8/2012 10:55:12 AM |
| SergRoosterDu | $25.00 | 12/7/2012 7:30:38 PM |
| valiant-money | $40.00 | 12/8/2012 8:32:41 AM |
| TumbleWeed88 | $25.00 | 12/8/2012 12:36:20 PM |
| frankdelraza | $25.00 | 12/8/2012 3:43:01 PM |
| LaGrangeLender | $60.00 | 12/8/2012 1:47:10 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:25 PM |
| first-serene-credit | $25.00 | 12/10/2012 9:02:16 AM |
| octoberfresh | $25.00 | 12/10/2012 6:35:12 AM |
| 1NiceLender | $25.00 | 12/10/2012 10:02:18 AM |
| kendigme | $50.00 | 12/10/2012 11:31:10 AM |
| vivacious-fund2 | $25.00 | 12/10/2012 3:33:07 PM |
| belief-integrity | $350.00 | 12/10/2012 12:31:39 PM |
| purposeful-durability8 | $100.00 | 12/10/2012 6:01:34 PM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:31:04 AM |
| brightest-riveting-order | $25.00 | 12/11/2012 10:03:08 AM |
| kalamari | $30.00 | 12/11/2012 1:03:54 PM |
| wetlands | $150.00 | 12/11/2012 5:44:19 PM |
| evergreen16 | $200.00 | 12/12/2012 8:58:12 AM |
| tech310 | $50.00 | 12/12/2012 10:15:23 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:02:56 PM |
| djh47a | $25.00 | 12/12/2012 1:14:48 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:27 PM |
| MakoF16 | $50.00 | 12/12/2012 8:44:30 PM |
| first-class-yield9 | $25.00 | 12/13/2012 6:56:27 AM |
| affluence-hickory | $25.00 | 12/13/2012 8:37:09 AM |
| ag-ventures | $42.74 | 12/12/2012 9:56:02 PM |
| hitsman | $50.00 | 12/13/2012 10:04:10 AM |
| reaction18 | $100.01 | 12/13/2012 10:17:51 AM |
| rich329 | $25.00 | 12/13/2012 2:52:09 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:06 PM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:43:11 PM |
| supersarah61 | $25.00 | 12/13/2012 5:16:21 PM |
| money-bauble | $100.00 | 12/13/2012 5:18:38 PM |
| jybank | $50.00 | 12/14/2012 12:21:14 AM |
| sharp518 | $25.00 | 12/14/2012 9:06:02 AM |
| brightest-benjamins-onator | $38.92 | 12/14/2012 3:21:54 AM |
| Maximum_Investment | $25.00 | 12/14/2012 3:32:55 AM |
| jcw3rd | $25.00 | 12/14/2012 6:45:04 AM |
| LimaGuy | $34.00 | 12/14/2012 12:19:40 PM |
| theaterguy | $25.00 | 12/14/2012 1:02:14 PM |
| SkinnyFish | $100.00 | 12/14/2012 2:02:47 PM |
| keen-credit6 | $25.00 | 12/14/2012 4:07:48 PM |
| listing-reformation8 | $25.00 | 12/14/2012 5:27:00 PM |
| noodles932 | $25.00 | 12/14/2012 4:09:05 PM |
| listing-trapper3 | $31.00 | 12/14/2012 6:09:05 PM |
| intrepid-compassion29 | $25.00 | 12/14/2012 11:16:00 AM |
| Justpaymeback | $300.00 | 12/14/2012 12:44:10 PM |
| fairness-musician3 | $25.00 | 12/14/2012 6:07:28 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:59 AM |
| social-comet7 | $118.92 | 12/15/2012 6:47:42 AM |
| market-maximizer472 | $25.00 | 12/15/2012 8:04:26 AM |
| seabass123 | $25.43 | 12/15/2012 8:06:44 AM |
| leball | $25.00 | 12/15/2012 9:33:42 AM |
| productive-felicity170 | $75.00 | 12/14/2012 8:03:02 PM |
| silver-dogwood4 | $25.00 | 12/15/2012 10:40:09 AM |
| income-plato | $25.00 | 12/15/2012 6:55:05 AM |
| ns2397 | $50.00 | 12/15/2012 8:24:48 AM |
| svjeller | $36.53 | 12/15/2012 8:40:27 AM |
| happy-funds191 | $25.00 | 12/15/2012 12:25:56 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:17:28 AM |
| Isaac007 | $57.71 | 12/15/2012 11:13:03 AM |
| repayment-uprising | $43.25 | 12/15/2012 1:06:56 PM |
| managedfund | $1,333.00 | 12/15/2012 1:04:30 PM |
| Roundhouse | $100.00 | 12/15/2012 4:43:27 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:00 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:36:56 PM |
| justice-inspector | $155.00 | 12/15/2012 1:40:03 PM |
| EthanColeInvestingGroup | $25.00 | 12/16/2012 5:56:06 AM |
| whitegold24k | $150.00 | 12/16/2012 8:33:08 AM |
| adir1 | $50.00 | 12/16/2012 9:06:07 AM |
| broker048 | $25.00 | 12/16/2012 11:11:12 AM |
| There-to-help | $25.00 | 12/16/2012 11:35:29 AM |
| first-graceful-contract | $25.00 | 12/15/2012 5:09:28 PM |
| Tizzo27 | $102.00 | 12/16/2012 12:14:37 PM |
| bob450-roth | $25.00 | 12/16/2012 9:21:33 AM |
| wwwUniversal | $25.00 | 12/15/2012 2:51:12 PM |
| pound-albatross7 | $542.41 | 12/16/2012 11:59:35 AM |
| Machiavelli1 | $31.03 | 12/16/2012 6:08:50 PM |
| dordee | $52.27 | 12/16/2012 12:31:52 PM |
| Pendruce | $40.00 | 12/16/2012 8:16:53 PM |
| sunny-dough9 | $200.00 | 12/16/2012 9:31:54 PM |
| ethical-truth211 | $200.00 | 12/16/2012 6:26:40 AM |
| dc4vlad | $75.00 | 12/17/2012 3:00:22 AM |
| abundant-power | $25.00 | 12/16/2012 1:21:35 PM |
| greekgst99 | $25.00 | 12/16/2012 1:37:18 PM |
| value-fortress3 | $25.00 | 12/16/2012 11:36:39 AM |
| Northsider | $25.00 | 12/16/2012 3:49:28 PM |
| interest-splendor | $30.00 | 12/16/2012 8:43:02 PM |
| pennybypenny | $200.00 | 12/16/2012 9:23:23 PM |
| a-restless-dollar | $40.00 | 12/16/2012 10:21:44 PM |
| crown-year | $42.51 | 12/17/2012 6:02:59 AM |
| busterrabbit | $150.00 | 12/16/2012 5:15:52 PM |
| worldly-income2 | $25.00 | 12/16/2012 10:04:43 PM |
| B1-Lancer | $45.00 | 12/16/2012 10:31:24 PM |
| atlas100 | $25.00 | 12/17/2012 5:32:26 AM |
| green-trade-dolphin2 | $44.80 | 12/7/2012 9:02:18 AM |
| MoneyForNothing | $25.13 | 12/7/2012 9:09:27 AM |
| bowdish1 | $25.00 | 12/7/2012 9:45:02 AM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 9:16:12 AM |
| quantum_leap | $34.59 | 12/7/2012 9:48:11 AM |
| trumpeter5 | $25.00 | 12/7/2012 9:01:29 AM |
| fcrick | $50.00 | 12/7/2012 10:02:34 AM |
| Feyenoord | $30.00 | 12/7/2012 9:48:46 AM |
| paxnj | $25.00 | 12/7/2012 9:40:00 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:14:54 AM |
| CougarRoar | $25.00 | 12/7/2012 9:49:23 AM |
| AF-Chief | $25.00 | 12/7/2012 10:23:13 AM |
| vivid-p2ploan1 | $25.00 | 12/7/2012 10:31:12 AM |
| gravbox | $25.00 | 12/7/2012 10:58:16 AM |
| cash-mad-scientist3 | $25.00 | 12/7/2012 10:02:38 AM |
| serene-capital | $30.00 | 12/7/2012 11:55:48 AM |
| RGlad | $35.00 | 12/7/2012 12:50:21 PM |
| integrity-doctor | $100.00 | 12/7/2012 11:57:25 AM |
| 1313mark1313 | $45.13 | 12/7/2012 4:46:16 PM |
| thorough-duty641 | $25.00 | 12/7/2012 4:56:37 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 1:18:08 PM |
| gotjack-IRA | $300.01 | 12/7/2012 11:24:53 AM |
| BigBag | $25.00 | 12/7/2012 3:19:44 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:47 PM |
| DreamIsReal | $205.34 | 12/7/2012 12:11:17 PM |
| enthusiastic-balance5 | $100.00 | 12/7/2012 12:29:14 PM |
| moneylender25 | $25.00 | 12/7/2012 1:29:31 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:00 PM |
| voipguy88 | $50.00 | 12/7/2012 5:52:15 PM |
| five-star-note | $25.00 | 12/7/2012 7:54:41 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:28 PM |
| OGS_Capital | $25.25 | 12/7/2012 6:49:16 PM |
| CoolPlexer | $25.00 | 12/7/2012 8:25:18 PM |
| 1stBankAndHal | $25.05 | 12/8/2012 6:19:04 AM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:47 PM |
| thehousewife | $50.00 | 12/8/2012 8:13:15 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:59 PM |
| bid-starfish | $25.00 | 12/10/2012 9:33:51 AM |
| best-tenacious-revenue | $35.00 | 12/9/2012 7:58:16 PM |
| Dubbly | $25.00 | 12/10/2012 10:37:48 AM |
| CincyTex | $25.00 | 12/10/2012 12:34:07 PM |
| ell25 | $50.00 | 12/10/2012 8:30:19 PM |
| goldtreasure | $25.00 | 12/10/2012 7:50:26 PM |
| MangoHedge | $25.00 | 12/10/2012 11:45:02 PM |
| moneybags16 | $25.00 | 12/11/2012 10:00:45 AM |
| drcoop | $25.00 | 12/11/2012 10:33:11 AM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:16:46 PM |
| riskreward | $250.00 | 12/11/2012 5:54:38 PM |
| windguy | $50.00 | 12/11/2012 5:56:00 PM |
| peace-adventurer3 | $25.00 | 12/11/2012 6:56:14 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:51 PM |
| dhkny5 | $45.00 | 12/12/2012 9:21:04 AM |
| cr8on | $30.00 | 12/12/2012 9:46:51 AM |
| franzzua | $25.00 | 12/12/2012 9:56:05 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:02:44 PM |
| Astyanax | $30.00 | 12/12/2012 7:40:53 PM |
| compatible-deal9 | $50.00 | 12/13/2012 12:41:53 PM |
| generous-aloha2 | $30.00 | 12/13/2012 3:53:58 PM |
| Avicell | $25.00 | 12/13/2012 6:21:38 PM |
| CASSHMAN | $150.00 | 12/13/2012 8:40:48 PM |
| finder61 | $25.00 | 12/13/2012 9:40:18 PM |
| awesome-rate640 | $50.00 | 12/14/2012 5:58:43 AM |
| cilution | $50.00 | 12/14/2012 4:50:20 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:17 PM |
| northern_paddler | $25.00 | 12/14/2012 5:46:01 PM |
| just-loyalty643 | $50.00 | 12/15/2012 1:05:49 AM |
| helpful-fund7 | $55.19 | 12/15/2012 4:03:58 AM |
| Bob450 | $25.00 | 12/15/2012 9:51:13 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:49 AM |
| astute-benjamins | $25.00 | 12/15/2012 7:48:12 AM |
| blue-lucrative-rate | $100.00 | 12/15/2012 8:49:36 AM |
| China-man | $86.21 | 12/15/2012 12:18:07 AM |
| agreement-sunshine | $25.00 | 12/15/2012 10:52:01 AM |
| bold-charming-worth | $25.00 | 12/15/2012 11:06:22 AM |
| coin-lesson3 | $25.74 | 12/15/2012 8:54:23 AM |
| new-reward-sequoia | $25.00 | 12/15/2012 9:20:38 AM |
| oxnard | $50.00 | 12/15/2012 9:53:57 AM |
| averagefore | $25.00 | 12/15/2012 10:20:10 AM |
| PixelPusher | $200.00 | 12/15/2012 11:51:57 AM |
| wi-cook | $100.00 | 12/15/2012 12:42:30 PM |
| ptjg | $100.00 | 12/15/2012 12:47:31 PM |
| peace-cell2 | $25.00 | 12/15/2012 1:49:20 PM |
| well-mannered-income3 | $110.00 | 12/15/2012 5:17:32 PM |
| FWF-kinetic | $25.00 | 12/15/2012 9:43:55 PM |
| dynrep | $25.00 | 12/16/2012 9:15:44 AM |
| privatebanker | $25.00 | 12/16/2012 11:10:58 AM |
| cajunguy | $25.00 | 12/15/2012 4:58:03 PM |
| fulfilling-bazaar4 | $100.00 | 12/16/2012 12:59:40 PM |
| payment-halo | $25.00 | 12/16/2012 9:02:38 AM |
| Interloper | $25.00 | 12/16/2012 9:20:11 AM |
| moola-accelerator6 | $30.00 | 12/16/2012 1:31:33 PM |
| producer455 | $26.50 | 12/16/2012 12:02:06 PM |
| sjo1984111 | $25.00 | 12/16/2012 3:56:09 PM |
| jpac1066 | $25.00 | 12/15/2012 7:28:59 PM |
| RevREB | $25.00 | 12/16/2012 12:19:00 PM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 10:09:13 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:43 PM |
| Orthosie | $25.00 | 12/17/2012 2:38:25 AM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:01:32 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:13 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:06 PM |
| social-zebra | $31.00 | 12/16/2012 2:56:38 PM |
| Christus_Victor | $25.00 | 12/16/2012 4:44:24 PM |
| PropertyInvest | $25.00 | 12/16/2012 4:52:24 PM |
| deal-pioneer1 | $100.00 | 12/17/2012 3:45:49 AM |
| Say_no_to_payday_loans | $25.00 | 12/17/2012 5:39:08 AM |
| betterthanstock | $25.00 | 12/16/2012 5:35:40 PM |
| belief-integrity | $250.00 | 12/16/2012 8:53:37 PM |
| Brisket_Bob | $29.69 | 12/16/2012 9:59:09 PM |
| 229 Investments
|
Borrower Payment Dependent Notes Series
658208
This series of Notes was issued and sold upon the funding of the borrower loan #79131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Nov-29-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $227.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 600-619 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 2m |
|
Amount delinquent:
| $495 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $731 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthusiastic-listing7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 95% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 5% )
| 640-659
(Mar-2011)
|
|
Principal balance:
| $2,238.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Home improvement
Purpose of loan:
This loan will be used for home repairs and improvements. I will be using $2000 of this loan to repay my current prosper loan.
My financial situation:
I am a good candidate for this loan because I have an excellent job and the means to repay this loan. As mentioned above, I will also be using some of this loan amount to repay my other prosper loan.
Monthly net income: $3900
Monthly expenses: $
Housing: $800
Insurance: $160
Car expenses: $250
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 11/29/2012 9:41:55 AM |
| DasMula | $100.00 | 11/29/2012 9:02:00 AM |
| yield-voyager8 | $25.00 | 11/29/2012 9:04:07 AM |
| LuvToLend | $25.00 | 11/29/2012 9:28:12 AM |
| toblerone | $25.00 | 11/29/2012 9:52:51 AM |
| return-point2 | $100.00 | 11/29/2012 9:01:02 AM |
| Nco | $100.00 | 11/29/2012 9:21:28 AM |
| moneylender25 | $25.00 | 11/29/2012 9:24:03 AM |
| kain11286 | $50.00 | 11/29/2012 9:38:06 AM |
| AF-Chief | $25.00 | 11/29/2012 10:50:10 AM |
| valiant-return584 | $50.00 | 11/29/2012 10:03:25 AM |
| peace-adventurer3 | $80.00 | 11/29/2012 11:27:00 AM |
| orange-preeminant-bill | $25.00 | 11/29/2012 12:20:24 PM |
| purposeful-durability8 | $100.00 | 11/29/2012 11:03:28 AM |
| DevinHill_IRA | $25.00 | 11/29/2012 5:24:46 PM |
| Feyenoord | $30.00 | 11/29/2012 12:38:46 PM |
| DoctorJoe | $25.00 | 11/29/2012 3:14:54 PM |
| Kaj | $25.00 | 11/29/2012 6:31:14 PM |
| monster4 | $50.00 | 11/29/2012 5:33:46 PM |
| atlas100 | $25.00 | 11/30/2012 6:55:18 AM |
| bob450-roth | $25.00 | 11/30/2012 9:05:54 AM |
| briskdevl07 | $25.00 | 11/30/2012 7:45:58 AM |
| LittleMingo | $30.00 | 12/1/2012 11:58:08 AM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:27 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:48 PM |
| Mucman72 | $25.00 | 12/2/2012 7:32:50 PM |
| us957165 | $25.00 | 12/4/2012 5:48:14 PM |
| Tscheddar | $25.00 | 12/5/2012 11:32:36 AM |
| alovelylender | $25.00 | 12/6/2012 6:59:06 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:21:51 AM |
| green-principal-maniac | $50.00 | 12/6/2012 5:32:58 PM |
| zipemdown | $25.00 | 12/6/2012 6:05:06 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:21 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:53 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:22 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:05 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:53 PM |
| authoritative-capital | $25.00 | 12/8/2012 5:32:35 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:29 PM |
| Wrats6 | $25.00 | 12/10/2012 8:55:29 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:17 PM |
| jga516 | $25.00 | 12/10/2012 5:18:49 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:14 PM |
| well-mannered-income3 | $50.00 | 12/10/2012 9:40:08 PM |
| elation074 | $25.00 | 12/10/2012 8:56:34 PM |
| managedfund | $41.00 | 12/11/2012 9:20:15 AM |
| ChrisTJ | $25.00 | 12/11/2012 9:55:38 AM |
| Preferred-Lender | $25.00 | 12/11/2012 11:23:35 AM |
| wild_carrot | $25.00 | 12/11/2012 11:34:04 AM |
| Edakers | $25.00 | 12/11/2012 1:49:29 PM |
| digipak78 | $50.00 | 12/11/2012 11:08:25 AM |
| social-aspen097 | $60.00 | 12/11/2012 5:18:39 PM |
| Land_on_your_feet | $25.84 | 12/12/2012 7:02:27 AM |
| red-power-pecan | $50.00 | 12/12/2012 9:21:20 AM |
| Track-Layer | $100.00 | 12/12/2012 9:23:13 AM |
| shmb6508 | $50.00 | 12/12/2012 9:31:22 AM |
| return-pioneer221 | $74.68 | 12/12/2012 9:42:13 AM |
| Flyinerb | $50.00 | 12/12/2012 6:34:58 AM |
| SolarPowerFund | $25.00 | 12/12/2012 9:21:32 AM |
| the-dollar-topper | $150.00 | 12/12/2012 9:25:35 AM |
| trumpeter391 | $25.00 | 12/12/2012 9:27:47 AM |
| bewitching-dollar5 | $100.00 | 12/12/2012 9:28:21 AM |
| songbird98 | $25.00 | 12/12/2012 9:32:03 AM |
| Jloaner | $100.00 | 12/12/2012 9:35:34 AM |
| top-payout-fixer | $25.00 | 12/12/2012 9:36:48 AM |
| awe-inspiring-commitment972 | $50.00 | 12/12/2012 9:41:28 AM |
| exciting-justice0 | $25.00 | 12/12/2012 9:16:31 AM |
| durability-ace9 | $25.00 | 12/12/2012 9:20:15 AM |
| kind-magnificent-bid | $50.00 | 12/12/2012 9:22:43 AM |
| best-charming-leverage | $50.00 | 12/12/2012 9:23:04 AM |
| ven | $39.00 | 12/12/2012 9:31:49 AM |
| point-oyster5 | $25.00 | 12/12/2012 9:41:18 AM |
| entertaining-rate9 | $25.00 | 11/29/2012 9:21:14 AM |
| WalnutCreekguy | $50.00 | 11/29/2012 9:21:17 AM |
| LaGrangeLender | $60.00 | 11/29/2012 9:39:30 AM |
| enthusiastic-balance5 | $100.00 | 11/29/2012 9:06:51 AM |
| thrilling-fund427 | $50.00 | 11/29/2012 10:36:47 AM |
| MoneyForNothing | $25.18 | 11/29/2012 9:21:20 AM |
| EngineersAlliance | $100.00 | 11/29/2012 10:30:49 AM |
| five-star-note | $25.00 | 11/29/2012 12:16:42 PM |
| bazaar-tulip | $25.00 | 11/29/2012 10:54:56 AM |
| travels536 | $25.00 | 11/29/2012 1:26:39 PM |
| refined-hope3 | $25.00 | 11/29/2012 5:18:52 PM |
| Stradivari | $25.00 | 11/30/2012 7:53:01 AM |
| Bob450 | $25.00 | 11/30/2012 2:33:17 PM |
| melodious-openness | $200.00 | 11/30/2012 11:55:59 AM |
| first-serene-credit | $25.00 | 11/30/2012 1:42:53 PM |
| TumbleWeed88 | $25.00 | 11/30/2012 5:53:11 PM |
| E-2 | $100.00 | 11/30/2012 4:14:26 PM |
| dunox | $75.00 | 11/30/2012 4:16:14 PM |
| successful-agreement7 | $100.00 | 11/30/2012 4:20:59 PM |
| mikeandcat | $50.00 | 12/1/2012 7:48:19 AM |
| the-respectful-transaction | $25.00 | 12/1/2012 9:52:28 AM |
| careful-dinero21 | $25.00 | 12/1/2012 11:01:22 AM |
| HammerSmith | $25.00 | 12/1/2012 1:12:37 PM |
| dunkard13 | $100.00 | 12/2/2012 12:50:38 PM |
| suave-durability1 | $50.00 | 12/3/2012 9:32:45 AM |
| Haydn-sav | $25.00 | 12/3/2012 5:21:16 PM |
| integrity-doctor | $100.00 | 12/4/2012 1:24:46 PM |
| pierrelasvegas | $25.00 | 12/5/2012 9:38:49 AM |
| jwesleym | $25.00 | 12/5/2012 10:25:15 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:38 AM |
| Risk4Reward | $25.00 | 12/6/2012 10:57:21 AM |
| kulender | $100.00 | 12/7/2012 1:18:47 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:23 PM |
| NorthernFunds | $50.00 | 12/8/2012 9:53:00 AM |
| BradP | $25.00 | 12/8/2012 5:54:08 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:11 PM |
| tough-rate662 | $25.00 | 12/10/2012 10:51:17 AM |
| diversification-cycle4 | $31.30 | 12/10/2012 8:23:44 PM |
| a-graceful-yield | $50.00 | 12/10/2012 9:26:07 PM |
| the-inspired-justice | $25.00 | 12/10/2012 10:17:18 PM |
| money-bauble | $100.00 | 12/11/2012 10:12:35 AM |
| availableloan | $25.00 | 12/11/2012 2:35:26 PM |
| truth-companion | $25.00 | 12/11/2012 10:45:48 AM |
| FrugalForLife2 | $25.00 | 12/11/2012 10:55:09 AM |
| hope-hickory | $25.00 | 12/11/2012 3:23:54 PM |
| pollosquawk | $26.00 | 12/11/2012 5:27:11 PM |
| vigorous-velocity | $300.00 | 12/11/2012 5:30:10 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/11/2012 11:25:38 PM |
| MusicandMedicine | $25.00 | 12/12/2012 3:03:13 AM |
| JJ-Loans | $150.00 | 12/11/2012 7:55:43 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:28 PM |
| handshake5 | $100.00 | 12/12/2012 9:21:46 AM |
| money-vista | $25.00 | 12/12/2012 9:25:45 AM |
| nimble-revenue5 | $100.00 | 12/12/2012 9:26:10 AM |
| daisuke | $25.00 | 12/12/2012 9:40:48 AM |
| zeelender | $25.00 | 12/12/2012 9:41:55 AM |
| social-cocktail1 | $200.00 | 12/12/2012 9:16:09 AM |
| red-eloquent-rupee | $27.00 | 12/12/2012 9:32:07 AM |
| note-sphinx | $25.00 | 12/12/2012 9:33:19 AM |
| AAe | $25.00 | 12/12/2012 7:31:17 AM |
| a-resplendent-commitment | $25.00 | 12/12/2012 9:36:08 AM |
| dmunySF | $50.00 | 12/12/2012 9:38:49 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:00 AM |
| shrewd-truth1 | $25.00 | 12/12/2012 9:24:18 AM |
| statuesque-affluence058 | $25.00 | 12/12/2012 9:25:07 AM |
| 1st_Florida_Lender | $25.00 | 12/12/2012 9:26:34 AM |
| strive2 | $25.00 | 12/12/2012 9:29:02 AM |
| mistertao | $25.00 | 12/12/2012 9:31:37 AM |
| interstellar | $75.00 | 12/12/2012 9:36:33 AM |
| traice | $25.00 | 12/12/2012 9:41:36 AM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
660886
This series of Notes was issued and sold upon the funding of the borrower loan #79447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,133 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ideal-hope4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2012)
720-739
(Oct-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan: Consolidate Credit Cards
This loan will be used to payoff Credit cards.
My financial situation: Good
I am a good candidate for this loan because I am following Dave Ramsey's Financial Peace University. Trying to get these away from being held jointly due to legal issues and solely into my name.
Monthly net income: $3200
Housing: $375
Insurance: $50
Car expenses: $350
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adaptable-return21 | $100.00 | 12/10/2012 5:00:38 PM |
| MoneyForNothing | $30.14 | 12/10/2012 5:02:08 PM |
| BigSkyFinancial | $60.22 | 12/10/2012 5:29:52 PM |
| belief-integrity | $750.00 | 12/10/2012 5:30:20 PM |
| vutah | $65.00 | 12/10/2012 5:44:55 PM |
| commerce-venture1 | $25.00 | 12/10/2012 5:06:38 PM |
| ucantbeetit | $25.00 | 12/10/2012 5:13:10 PM |
| TumbleWeed88 | $25.00 | 12/10/2012 6:01:01 PM |
| purposeful-durability8 | $100.00 | 12/10/2012 6:01:36 PM |
| mrxtravis | $25.00 | 12/10/2012 6:08:54 PM |
| simplelender80 | $500.00 | 12/10/2012 5:31:53 PM |
| zipemdown | $25.00 | 12/10/2012 5:05:57 PM |
| atlas-shrugged | $250.00 | 12/10/2012 5:09:03 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 6:38:37 PM |
| yield-lion2 | $50.00 | 12/10/2012 6:07:50 PM |
| Onlyhappycustomers | $25.00 | 12/10/2012 6:03:13 PM |
| berniemadeoff | $75.00 | 12/10/2012 6:16:19 PM |
| credit-guard5 | $25.00 | 12/10/2012 6:23:44 PM |
| power-spartan5 | $25.00 | 12/10/2012 6:24:38 PM |
| investmentgroup | $50.00 | 12/10/2012 6:45:59 PM |
| slowgains | $25.00 | 12/10/2012 5:10:49 PM |
| witty-openness | $25.00 | 12/10/2012 5:22:42 PM |
| PLANECRASH | $25.00 | 12/10/2012 5:00:57 PM |
| ProsprousLender | $25.00 | 12/10/2012 5:01:02 PM |
| stylish-revenue4 | $100.00 | 12/10/2012 5:06:46 PM |
| Nco | $150.00 | 12/10/2012 5:59:20 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:54 PM |
| Face-foist | $500.00 | 12/10/2012 5:01:03 PM |
| handy-justice | $50.00 | 12/10/2012 5:01:38 PM |
| felicity-contributor3 | $25.00 | 12/10/2012 5:10:29 PM |
| Investor_DP | $100.00 | 12/10/2012 5:54:24 PM |
| melodious-openness | $200.00 | 12/10/2012 5:55:34 PM |
| moneylender25 | $50.00 | 12/10/2012 5:57:49 PM |
| historic-value7 | $62.15 | 12/10/2012 6:35:51 PM |
| Bank_of_the_Galaxy | $25.00 | 12/10/2012 6:46:54 PM |
| RLaumeyer | $70.22 | 12/10/2012 6:09:05 PM |
| kulender | $50.00 | 12/10/2012 5:28:21 PM |
| helping-out | $72.27 | 12/10/2012 6:50:29 PM |
| mikeandcat | $50.00 | 12/10/2012 6:11:23 PM |
| JeremyLinFan | $30.00 | 12/10/2012 6:30:01 PM |
| Tscheddar | $25.00 | 12/10/2012 6:38:49 PM |
| prudent-bid3 | $35.00 | 12/10/2012 6:45:33 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
667646
This series of Notes was issued and sold upon the funding of the borrower loan #79580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,809.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-smart-market |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Pay my taxes
This loan will be used to.. Pay the CPA
My financial situation: is ok.
I am a good candidate for this loan because...I will repay the loan and hope to pay it back asap because I have learned my lesson when I was unemployed. The banks are making it tough for honest people who had fallen on hard times in the past.
Monthly net income: $2000
Monthly expenses: $
Housing: $800
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 12/3/2012 5:23:31 PM |
| five-star-note | $25.00 | 12/3/2012 7:00:20 PM |
| stock106 | $25.00 | 12/5/2012 3:47:31 PM |
| LuvToLend | $25.00 | 12/6/2012 6:31:59 PM |
| melodious-openness | $200.00 | 12/7/2012 4:18:36 AM |
| blue-relentless-hope | $25.00 | 12/10/2012 8:32:52 PM |
| majestic-note6 | $150.00 | 12/11/2012 5:48:42 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:20 PM |
| djh47a | $25.00 | 12/12/2012 1:22:59 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:23 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:28 AM |
| ectasy683 | $25.00 | 12/16/2012 8:21:55 PM |
| pure-pound7 | $29.00 | 12/16/2012 9:21:08 PM |
| sassman2833 | $25.00 | 12/16/2012 12:23:01 PM |
| best-elevated-social | $25.00 | 12/17/2012 9:42:25 AM |
| rabbidlender | $25.00 | 12/17/2012 10:07:15 AM |
| spark548 | $55.00 | 12/17/2012 9:22:18 AM |
| justasoldier | $60.00 | 12/17/2012 2:30:12 PM |
| HenryS | $30.00 | 12/17/2012 9:58:20 AM |
| Index_Plus | $990.00 | 12/17/2012 4:11:57 PM |
| copper | $50.00 | 12/17/2012 10:13:11 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:08 PM |
| diplomatic-wealth7 | $25.00 | 12/6/2012 9:10:46 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:10 PM |
| businessbroker101 | $50.00 | 12/11/2012 5:38:31 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:37 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:01 PM |
| affluence-broker | $25.00 | 12/15/2012 12:45:58 PM |
| RevREB | $25.00 | 12/16/2012 12:18:42 PM |
| reward-adventure | $50.00 | 12/16/2012 12:16:00 PM |
| Miami | $25.00 | 12/17/2012 9:09:53 AM |
| loan-heaven44 | $50.00 | 12/17/2012 10:19:39 AM |
| vigorous-velocity | $160.00 | 12/17/2012 9:29:20 AM |
| enriching-dollar1 | $100.00 | 12/17/2012 9:29:48 AM |
| Cybercusp | $25.00 | 12/17/2012 9:50:14 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
669450
This series of Notes was issued and sold upon the funding of the borrower loan #79407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $469.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,330 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-course419 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
|
Principal balance:
| $5,205.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all our credit cards
My financial situation:
I am a good candidate for this loan because I have a stable job and I have never been late on payments.
Monthly net income: $ 51,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $39.52 | 12/10/2012 9:01:22 AM |
| kenji4861 | $25.00 | 12/10/2012 9:30:53 AM |
| jiftostada | $25.00 | 12/10/2012 9:44:15 AM |
| MoneyForNothing | $25.15 | 12/10/2012 9:03:50 AM |
| Dubbs360 | $50.00 | 12/10/2012 9:51:17 AM |
| thehousewife | $25.00 | 12/10/2012 9:52:50 AM |
| shawnw2 | $400.00 | 12/10/2012 10:26:00 AM |
| loan-fate | $50.00 | 12/10/2012 9:53:55 AM |
| transparency-position | $200.00 | 12/10/2012 11:59:24 AM |
| thorough-duty641 | $25.00 | 12/10/2012 2:20:10 PM |
| return-point2 | $100.00 | 12/10/2012 9:45:46 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:44 AM |
| Kaj | $25.00 | 12/10/2012 9:47:56 AM |
| Assets-Up | $25.00 | 12/10/2012 9:55:41 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:56 AM |
| justreturns | $25.00 | 12/10/2012 10:21:08 AM |
| workorbe | $25.00 | 12/10/2012 2:37:12 PM |
| respectful-dough429 | $25.00 | 12/10/2012 10:55:30 AM |
| moneylender25 | $25.00 | 12/10/2012 2:02:00 PM |
| Peleadona | $25.00 | 12/10/2012 6:18:17 PM |
| treasure-bliss | $25.00 | 12/11/2012 3:17:55 AM |
| handy-justice | $25.00 | 12/11/2012 8:58:28 AM |
| purposeful-durability8 | $100.00 | 12/11/2012 10:31:41 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:41 AM |
| calbertrand | $25.00 | 12/11/2012 11:18:14 AM |
| scholarly-order6 | $25.00 | 12/11/2012 1:35:13 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:01 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:11 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:59 PM |
| transaction-keeper5 | $25.00 | 12/12/2012 5:19:51 AM |
| cr8on | $30.00 | 12/12/2012 9:46:57 AM |
| successful-agreement7 | $32.00 | 12/12/2012 9:54:25 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:30:07 AM |
| balance-force | $28.00 | 12/12/2012 1:52:59 PM |
| Astyanax | $30.00 | 12/12/2012 8:02:39 PM |
| elog238 | $25.00 | 12/13/2012 6:55:56 AM |
| receptive-affluence035 | $25.00 | 12/12/2012 6:08:43 PM |
| contract-lionheart | $150.00 | 12/13/2012 10:06:15 AM |
| wormdc | $25.00 | 12/13/2012 10:34:25 AM |
| shawnw2 | $300.00 | 12/13/2012 4:38:12 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:50 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:43 PM |
| frogperson | $200.00 | 12/15/2012 10:16:19 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:19:48 AM |
| momoney2lend | $25.00 | 12/15/2012 11:38:23 AM |
| penny-socrates5 | $200.00 | 12/15/2012 1:27:38 PM |
| wale-ld | $25.00 | 12/16/2012 1:37:38 AM |
| Sturgee | $25.00 | 12/16/2012 5:54:59 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:37:59 AM |
| dukeiyer | $25.00 | 12/17/2012 11:21:01 AM |
| britches318 | $200.00 | 12/18/2012 8:03:40 AM |
| euro-eagle1 | $28.00 | 12/19/2012 7:40:18 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:47 PM |
| tommymtg7 | $25.00 | 12/20/2012 5:31:24 PM |
| broker048 | $25.00 | 12/20/2012 8:31:45 AM |
| kulender | $50.00 | 12/20/2012 5:11:28 PM |
| investmentgroup | $100.00 | 12/21/2012 4:01:39 AM |
| revolutionary769 | $150.00 | 12/21/2012 3:20:22 PM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:26 AM |
| vontuse | $25.00 | 12/21/2012 6:10:59 PM |
| silver-bluebird | $50.00 | 12/21/2012 6:14:30 PM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:05 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:41 PM |
| economy-popcorn | $25.00 | 12/22/2012 3:58:22 AM |
| npbbri | $25.00 | 12/21/2012 3:15:49 PM |
| helping-out | $50.00 | 12/22/2012 5:55:02 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:56:40 AM |
| RockAngelHair | $25.00 | 12/22/2012 9:03:40 AM |
| sadls | $25.00 | 12/21/2012 6:43:12 PM |
| DownHomeLender | $25.00 | 12/21/2012 11:14:26 PM |
| community-engine750 | $25.00 | 12/22/2012 11:19:23 AM |
| bahamaman | $25.00 | 12/22/2012 12:30:34 PM |
| theshef | $25.00 | 12/22/2012 12:10:37 PM |
| gain-chosen-one081 | $25.00 | 12/22/2012 1:11:01 PM |
| aslidsiksoraksi | $25.00 | 12/22/2012 12:53:20 PM |
| JGENERAL | $25.00 | 12/22/2012 1:00:40 PM |
| unassassinable | $25.00 | 12/22/2012 1:47:52 PM |
| belief-integrity | $750.00 | 12/22/2012 2:56:11 PM |
| return-venture1 | $100.00 | 12/23/2012 12:21:20 PM |
| interstellar | $75.00 | 12/23/2012 1:03:25 PM |
| dedicated-transaction796 | $25.00 | 12/23/2012 1:21:09 PM |
| docjulia | $75.00 | 12/22/2012 7:06:24 PM |
| belief-integrity | $250.00 | 12/22/2012 2:59:33 PM |
| 420limo | $70.00 | 12/23/2012 1:13:42 AM |
| red-ethical-duty6 | $30.00 | 12/23/2012 6:49:49 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:37:59 AM |
| ItsJustMe79 | $25.00 | 12/23/2012 12:20:11 PM |
| subtle-bill727 | $25.00 | 12/23/2012 12:30:13 PM |
| marketplace-hut9 | $25.00 | 12/23/2012 1:26:44 PM |
| Mowtown | $100.00 | 12/23/2012 1:35:34 PM |
| a-credit-rotation | $25.00 | 12/23/2012 1:41:53 PM |
| gimmeopenroad | $50.00 | 12/23/2012 12:33:18 PM |
| careful-vigilance4 | $25.00 | 12/23/2012 12:43:06 PM |
| social-heart | $25.00 | 12/23/2012 12:50:38 PM |
| Hambone1111 | $25.00 | 12/23/2012 12:52:21 PM |
| postalwhiz | $25.00 | 12/23/2012 1:13:30 PM |
| red-power-pecan | $50.00 | 12/23/2012 1:21:19 PM |
| haplender | $43.00 | 12/23/2012 1:29:32 PM |
| economy-coup | $200.00 | 12/10/2012 10:44:00 AM |
| deal-hickory5 | $100.00 | 12/23/2012 1:35:36 PM |
| credit-missile | $75.00 | 12/23/2012 12:22:52 PM |
| Silver_Rupee | $25.00 | 12/10/2012 9:25:06 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 9:52:00 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:15 AM |
| power-spartan5 | $25.00 | 12/10/2012 9:25:16 AM |
| stylish-revenue4 | $100.00 | 12/10/2012 9:01:35 AM |
| octoberfresh | $25.00 | 12/10/2012 9:07:50 AM |
| Risk4Reward | $25.00 | 12/10/2012 10:55:55 AM |
| 1NiceLender | $25.00 | 12/10/2012 10:00:43 AM |
| witty-openness | $25.00 | 12/10/2012 9:29:44 AM |
| simplelender80 | $475.00 | 12/10/2012 10:24:52 AM |
| five-star-note | $25.00 | 12/10/2012 10:33:22 AM |
| SLN-10 | $75.00 | 12/10/2012 11:04:02 AM |
| Tscheddar | $25.00 | 12/10/2012 11:19:24 AM |
| belief-integrity | $750.00 | 12/10/2012 12:43:50 PM |
| Charlie010 | $75.00 | 12/10/2012 1:05:22 PM |
| commerce-venture1 | $25.00 | 12/10/2012 5:07:25 PM |
| integrity-doctor | $100.00 | 12/10/2012 2:40:46 PM |
| industrious-currency | $25.00 | 12/10/2012 5:20:53 PM |
| scholarly-order6 | $30.00 | 12/10/2012 6:36:18 PM |
| first-serene-credit | $25.00 | 12/11/2012 8:28:40 AM |
| CA-Lender | $25.00 | 12/11/2012 8:53:00 AM |
| Feyenoord | $30.00 | 12/11/2012 9:01:46 AM |
| artisan369 | $300.00 | 12/11/2012 3:07:25 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:28 PM |
| money-baron-Roth401k | $25.00 | 12/12/2012 10:10:42 AM |
| Sunshine2222 | $25.00 | 12/13/2012 10:46:48 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:43:49 AM |
| sensible-fund | $30.00 | 12/14/2012 5:46:32 AM |
| papaloha | $55.00 | 12/13/2012 7:24:18 PM |
| AF-Chief | $25.00 | 12/14/2012 10:22:55 AM |
| fcrick | $50.00 | 12/14/2012 10:38:29 AM |
| ronin4sale | $25.00 | 12/14/2012 5:53:26 PM |
| CougarRoar | $25.00 | 12/14/2012 5:08:18 PM |
| reflective-gain | $45.29 | 12/15/2012 11:53:06 AM |
| FarmersBank | $74.24 | 12/15/2012 11:03:14 AM |
| silver-buckeye | $25.00 | 12/15/2012 11:49:57 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:00 PM |
| vivid-return426 | $25.00 | 12/15/2012 1:32:32 PM |
| Hippo-IRA1 | $33.00 | 12/16/2012 4:24:06 AM |
| berniemadeoff | $50.00 | 12/16/2012 7:34:00 AM |
| whitegold24k | $100.00 | 12/16/2012 8:17:19 AM |
| Wrats6 | $25.00 | 12/16/2012 4:52:59 PM |
| a-restless-dollar | $35.00 | 12/16/2012 10:33:42 PM |
| boston_mass | $25.00 | 12/18/2012 7:47:02 AM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:33 AM |
| exchange-mason | $25.00 | 12/18/2012 6:42:18 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:16 PM |
| trumpeter5 | $25.00 | 12/19/2012 5:03:05 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:26 PM |
| moola-flag4 | $25.00 | 12/20/2012 5:29:21 PM |
| risk-consultant | $25.00 | 12/21/2012 7:22:03 AM |
| tom203 | $25.00 | 12/21/2012 11:25:36 AM |
| desertoasis | $25.00 | 12/21/2012 8:42:29 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:20 AM |
| kegs | $150.00 | 12/21/2012 2:48:56 PM |
| benrice | $25.00 | 12/21/2012 3:01:58 PM |
| roblender | $50.00 | 12/21/2012 5:04:13 PM |
| bonafide-openness665 | $25.00 | 12/21/2012 9:18:50 AM |
| Weaverville | $25.00 | 12/21/2012 6:05:32 PM |
| nex | $25.00 | 12/21/2012 6:26:35 PM |
| SugarMommy | $25.00 | 12/21/2012 5:33:42 PM |
| phenomenal-power6 | $35.84 | 12/21/2012 7:56:04 PM |
| PFTLender | $25.00 | 12/22/2012 12:54:17 PM |
| capital-spectacle6 | $25.00 | 12/21/2012 6:25:16 PM |
| miked8303 | $75.00 | 12/22/2012 12:32:53 PM |
| kpengineer | $25.00 | 12/22/2012 3:04:04 PM |
| payment-gusto | $25.00 | 12/22/2012 12:36:27 PM |
| mathaiusa | $25.00 | 12/22/2012 1:06:35 PM |
| the-hope-workhorse | $25.00 | 12/22/2012 6:51:12 PM |
| ethical-truth211 | $100.00 | 12/22/2012 1:16:22 PM |
| contract-lionheart | $35.62 | 12/22/2012 1:33:29 PM |
| burrito6 | $50.00 | 12/23/2012 12:27:05 PM |
| rogue_monster | $50.00 | 12/23/2012 12:32:42 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:07 PM |
| Katburg | $25.00 | 12/23/2012 1:05:44 PM |
| towering-platinum3 | $25.00 | 12/23/2012 1:23:52 PM |
| Elefunt | $25.00 | 12/23/2012 1:27:03 PM |
| belief-integrity | $500.00 | 12/22/2012 2:56:26 PM |
| Whatssofunnybout | $33.00 | 12/23/2012 1:41:33 PM |
| finance-prescription | $17.34 | 12/23/2012 1:43:12 PM |
| Brianformisano | $25.00 | 12/23/2012 8:11:26 AM |
| johnsock | $25.00 | 12/23/2012 1:26:41 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:07 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:52 PM |
| first-pragmatic-power | $25.00 | 12/23/2012 1:41:48 PM |
| Toby1montana | $50.00 | 12/23/2012 12:46:08 PM |
| 52digital | $75.00 | 12/23/2012 12:49:27 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:29 PM |
| SimpleChoice | $25.00 | 12/23/2012 1:15:31 PM |
| credit-bliss8 | $25.00 | 12/23/2012 1:27:25 PM |
| olka | $25.00 | 12/23/2012 1:31:08 PM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
670802
This series of Notes was issued and sold upon the funding of the borrower loan #79146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,275.10 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.24% |
Listing Start date:
| Nov-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,567 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-artisan19 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off bills and auto repair.
My financial situation:
I am a good candidate for this loan because I have maintained my job with good work record and I pay my bills like honest hard working people are suppose to do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| red-duty-carrier | $25.00 | 11/28/2012 5:29:34 PM |
| Bank_Of_XL | $25.00 | 11/28/2012 5:05:12 PM |
| natural-worth9 | $100.00 | 11/29/2012 8:19:24 AM |
| ready-interest9 | $25.00 | 11/28/2012 7:37:20 PM |
| passivesf | $25.00 | 11/29/2012 5:34:21 AM |
| HikeMoab | $25.00 | 11/29/2012 8:48:36 AM |
| nevee | $25.00 | 11/29/2012 10:06:03 AM |
| compassion-twister2 | $50.00 | 11/29/2012 11:25:46 AM |
| leodaguy | $100.00 | 11/30/2012 12:15:09 PM |
| Interloper | $25.00 | 12/1/2012 10:36:46 AM |
| HD-4-Life | $100.00 | 12/4/2012 3:00:11 PM |
| franzzua | $25.00 | 12/4/2012 5:18:28 PM |
| kevin314 | $25.00 | 12/4/2012 5:44:50 PM |
| SBT | $25.00 | 12/4/2012 5:25:22 PM |
| wetlands | $200.00 | 12/4/2012 5:32:02 PM |
| loan-mongoose1 | $25.00 | 12/4/2012 7:01:56 PM |
| Castellan | $50.00 | 12/4/2012 5:58:39 PM |
| justreturns | $25.00 | 12/4/2012 6:38:19 PM |
| indomitable-coin | $25.00 | 12/4/2012 6:18:35 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:31 AM |
| Proactive-Financial-Lending | $25.00 | 12/5/2012 10:39:23 AM |
| compoundinterest | $25.00 | 12/5/2012 6:03:07 PM |
| imlosttoo | $25.00 | 12/6/2012 3:35:51 AM |
| entertaining-revenue4 | $50.00 | 12/5/2012 6:41:11 PM |
| penny-injector8 | $25.00 | 12/6/2012 12:06:45 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:44 AM |
| brainy-credit1 | $60.00 | 12/6/2012 8:56:46 AM |
| toblerone | $25.00 | 12/6/2012 11:13:24 AM |
| debtfree_lender_777 | $25.00 | 12/6/2012 10:02:22 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:31 PM |
| enterprising-exchange6 | $42.00 | 12/7/2012 9:38:06 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:04 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:03 PM |
| _G_ | $25.00 | 12/7/2012 3:29:16 PM |
| tender-integrity3 | $100.00 | 12/7/2012 5:59:24 PM |
| dignified-finance | $50.00 | 12/8/2012 12:03:21 PM |
| thrifty-transaction578 | $25.00 | 12/8/2012 1:17:47 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:33 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:04 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:11 AM |
| paladin847 | $70.00 | 12/10/2012 10:24:37 AM |
| exciting-justice0 | $25.00 | 12/10/2012 5:13:44 PM |
| jga516 | $25.00 | 12/10/2012 5:18:47 PM |
| clean-penny059 | $100.00 | 12/10/2012 7:08:49 PM |
| ukstevenhawaii | $50.00 | 12/11/2012 2:45:35 AM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:34:36 AM |
| AFairDeal | $25.00 | 12/11/2012 11:21:23 AM |
| IP | $25.00 | 12/11/2012 10:37:28 AM |
| proper-exchange8 | $50.00 | 12/11/2012 5:05:51 PM |
| power-defender7 | $60.00 | 12/11/2012 5:12:19 PM |
| kalamari | $30.00 | 12/11/2012 1:03:14 PM |
| kbmin | $25.00 | 12/11/2012 5:33:29 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:28:55 PM |
| spiceguy | $50.00 | 12/11/2012 5:50:43 PM |
| value-caravan | $25.00 | 12/11/2012 5:20:36 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:27 PM |
| natural-liberty4 | $26.00 | 12/11/2012 5:49:16 PM |
| riskreward | $250.00 | 12/11/2012 5:53:58 PM |
| britgsb | $25.00 | 12/11/2012 6:39:03 PM |
| Flyinerb | $50.00 | 12/12/2012 6:34:56 AM |
| flexible-value | $50.00 | 12/12/2012 9:07:57 AM |
| banjot | $25.00 | 12/12/2012 9:08:36 AM |
| adventurer447 | $300.00 | 12/12/2012 9:11:10 AM |
| tylerfd | $50.00 | 12/12/2012 9:22:27 AM |
| hard-working-income0 | $25.00 | 12/12/2012 9:23:02 AM |
| checkuto | $25.00 | 12/12/2012 9:28:10 AM |
| tremendous-integrity | $50.00 | 12/12/2012 9:29:40 AM |
| gallant-economy9 | $28.00 | 12/12/2012 9:34:22 AM |
| magical-credit523 | $25.00 | 12/12/2012 9:36:39 AM |
| newest-note-journey | $25.00 | 12/12/2012 9:38:41 AM |
| value-microscope | $25.00 | 12/12/2012 9:05:40 AM |
| intuitive-benefit3 | $100.00 | 12/12/2012 9:12:53 AM |
| wonderous-principal083 | $25.00 | 12/12/2012 9:15:41 AM |
| urbane-deal152 | $50.00 | 12/12/2012 9:16:37 AM |
| invincible-deal82 | $25.00 | 12/12/2012 9:56:29 AM |
| impressive-yield3 | $25.00 | 12/12/2012 6:44:53 AM |
| helpinghand63 | $25.00 | 12/12/2012 9:57:06 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:14 AM |
| THREE-POINTS-LENDING | $25.00 | 12/12/2012 9:24:44 AM |
| investment-pro4 | $46.00 | 12/12/2012 9:26:54 AM |
| loyalty-sherpa | $25.00 | 12/12/2012 10:01:49 AM |
| abundant-dollar7 | $50.00 | 12/12/2012 6:58:16 AM |
| top-sensible-yield | $25.00 | 12/12/2012 10:03:06 AM |
| Bodyboard | $50.00 | 12/12/2012 7:45:20 AM |
| a-resplendent-commitment | $25.00 | 12/12/2012 9:36:07 AM |
| rmsyvt | $25.00 | 12/12/2012 9:37:41 AM |
| LeReve | $500.00 | 12/12/2012 10:10:22 AM |
| bold-liberty-spartan | $25.00 | 12/12/2012 9:42:45 AM |
| siesta100 | $25.00 | 12/12/2012 9:43:07 AM |
| gjh37 | $25.00 | 12/12/2012 10:13:36 AM |
| lendacity | $25.00 | 12/12/2012 9:02:47 AM |
| versatile-dime442 | $900.00 | 12/12/2012 9:45:52 AM |
| funds-twister3 | $25.00 | 12/12/2012 9:47:53 AM |
| OLYVRC | $50.00 | 12/12/2012 9:48:48 AM |
| Redmond | $25.00 | 12/12/2012 9:50:30 AM |
| new-truth-chuckler | $33.00 | 12/12/2012 9:51:02 AM |
| Katahdin | $50.00 | 12/12/2012 9:51:50 AM |
| p2p-harmony | $100.00 | 12/12/2012 9:12:21 AM |
| Prairiedog1116 | $60.00 | 12/12/2012 9:54:52 AM |
| a-transparency-prodigy | $25.00 | 12/12/2012 9:13:45 AM |
| a-unflappable-finance | $43.00 | 12/12/2012 9:16:06 AM |
| loan-mole8 | $25.00 | 12/12/2012 9:17:09 AM |
| unassuming-p2ploan774 | $40.00 | 12/12/2012 10:40:29 AM |
| market-assembler | $50.00 | 12/12/2012 9:21:18 AM |
| puifais | $50.00 | 12/12/2012 10:03:20 AM |
| worth-web5 | $50.00 | 12/12/2012 10:45:22 AM |
| bbjones3 | $25.00 | 12/12/2012 10:05:18 AM |
| FullDisclosureBorrower | $25.00 | 12/12/2012 10:09:00 AM |
| silver-innovator8 | $25.00 | 12/12/2012 9:32:31 AM |
| Aimvest | $25.00 | 12/12/2012 9:34:59 AM |
| credit-maple5 | $25.00 | 12/12/2012 9:38:35 AM |
| dinero-speaker | $25.00 | 12/12/2012 9:40:26 AM |
| unforgettable-wealth4 | $50.00 | 12/12/2012 9:40:59 AM |
| Worldskiboy | $50.00 | 12/12/2012 10:16:53 AM |
| equitable-yield4 | $25.00 | 12/12/2012 9:41:42 AM |
| banchan | $37.00 | 12/12/2012 10:29:15 AM |
| Munnie | $25.00 | 12/12/2012 1:05:34 PM |
| brightest-listing-scrutinzer | $50.00 | 12/12/2012 9:51:52 AM |
| Koomarbit | $30.00 | 12/12/2012 9:53:35 AM |
| ranstlin | $25.00 | 12/12/2012 9:56:32 AM |
| chief64 | $200.00 | 12/12/2012 9:56:53 AM |
| commerce-web5 | $25.00 | 12/12/2012 10:03:27 AM |
| Tylerh | $49.00 | 12/12/2012 10:03:55 AM |
| misterhobbs | $25.00 | 12/12/2012 10:08:44 AM |
| currency-persimmon | $25.00 | 12/12/2012 12:03:37 PM |
| MoonMama | $25.00 | 12/12/2012 10:12:19 AM |
| djs81 | $75.00 | 12/12/2012 10:16:24 AM |
| Senechal | $25.00 | 12/12/2012 12:37:56 PM |
| benjamins-utopia | $100.00 | 12/12/2012 10:20:23 AM |
| JandJ-Bank | $25.00 | 12/12/2012 10:30:52 AM |
| otalon | $25.00 | 12/12/2012 10:35:32 AM |
| riproaringrapids | $50.00 | 12/12/2012 10:37:01 AM |
| bowdish1 | $75.00 | 12/12/2012 10:42:16 AM |
| gold-pudding6 | $60.00 | 12/12/2012 10:45:38 AM |
| friendly-gold | $25.00 | 12/12/2012 11:03:13 AM |
| bill-tent1 | $50.00 | 12/12/2012 3:57:36 PM |
| authentic-liberty7 | $25.00 | 12/12/2012 11:09:41 AM |
| mizount | $25.00 | 12/12/2012 5:00:38 PM |
| unrivaled-bonus635 | $25.00 | 12/12/2012 2:54:55 PM |
| benjamins-nest | $28.08 | 12/12/2012 4:04:34 PM |
| jubilant-capital1 | $25.00 | 11/28/2012 5:09:06 PM |
| LoanerPrincipal | $25.00 | 11/28/2012 5:14:47 PM |
| Zolton | $300.00 | 11/28/2012 5:22:16 PM |
| superb-funds335 | $25.00 | 11/28/2012 5:35:32 PM |
| yield-voyager8 | $25.00 | 11/28/2012 7:24:06 PM |
| CreditBuilder2 | $50.01 | 11/28/2012 8:13:24 PM |
| special-transparency2 | $25.00 | 11/28/2012 6:08:05 PM |
| octoberfresh | $25.00 | 11/28/2012 7:20:07 PM |
| Aberdeen | $100.00 | 11/28/2012 7:39:41 PM |
| marketplace-singularity3 | $100.00 | 11/28/2012 9:13:04 PM |
| loot-prescription3 | $40.00 | 11/29/2012 5:59:51 AM |
| vtpilot00 | $50.00 | 11/29/2012 10:23:20 AM |
| windguy | $50.00 | 11/29/2012 11:08:22 AM |
| bazaar-tulip | $25.00 | 11/29/2012 5:32:10 PM |
| KCEnterprises | $25.00 | 11/29/2012 5:02:19 PM |
| aztec | $50.00 | 11/30/2012 9:01:26 AM |
| corndog4000 | $30.00 | 11/30/2012 12:05:39 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:24 PM |
| cahjoon | $25.00 | 12/3/2012 5:12:40 PM |
| dunkard13 | $100.00 | 12/4/2012 6:30:32 PM |
| Arvicco | $400.00 | 12/4/2012 5:37:43 PM |
| credit-maple | $25.00 | 12/4/2012 6:18:11 PM |
| astute-benjamins | $25.00 | 12/5/2012 8:33:40 AM |
| dunox | $75.00 | 12/5/2012 10:36:28 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:26:11 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:35 AM |
| enriching-trade2 | $50.00 | 12/7/2012 10:17:27 AM |
| point-oyster5 | $25.00 | 12/7/2012 10:01:05 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:20 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:15 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:34 PM |
| Investoman | $25.00 | 12/7/2012 6:36:25 PM |
| auction-iris9 | $120.00 | 12/8/2012 12:19:39 PM |
| subtle-revenue0 | $25.00 | 12/8/2012 1:16:54 PM |
| enthralling-investment | $25.00 | 12/8/2012 1:30:57 PM |
| blue-order-comet | $64.00 | 12/8/2012 2:18:38 PM |
| hope-wrangler1 | $50.00 | 12/9/2012 1:43:07 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:37 PM |
| antlr | $25.00 | 12/9/2012 7:43:57 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:43 AM |
| sprinter | $50.00 | 12/10/2012 4:51:25 PM |
| a-graceful-yield | $50.00 | 12/10/2012 9:26:06 PM |
| supersam | $50.00 | 12/10/2012 10:19:04 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:45 PM |
| toofabo | $25.00 | 12/11/2012 9:02:07 AM |
| noble-value258 | $100.00 | 12/10/2012 9:32:11 PM |
| top-market-mechanic | $25.00 | 12/11/2012 9:34:51 AM |
| Jalebi | $25.00 | 12/11/2012 9:21:47 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:51 AM |
| aldeed | $50.00 | 12/11/2012 1:03:01 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:32 PM |
| emphatic-responsibility | $50.00 | 12/11/2012 5:50:57 PM |
| american6 | $50.00 | 12/11/2012 6:12:35 PM |
| transparency-sequoia6 | $100.00 | 12/11/2012 5:31:53 PM |
| sqdrew | $25.00 | 12/11/2012 5:55:52 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:01 PM |
| order-gondola | $25.00 | 12/12/2012 7:15:03 AM |
| postalwhiz | $25.00 | 12/12/2012 9:03:19 AM |
| larrybird | $150.00 | 12/12/2012 9:13:00 AM |
| dinero-pagoda650 | $41.00 | 12/12/2012 9:26:42 AM |
| aabadabadoo | $25.00 | 12/12/2012 9:27:09 AM |
| tranquil-revenue | $25.00 | 12/12/2012 9:29:33 AM |
| E_G | $50.00 | 12/12/2012 9:34:25 AM |
| dspmn | $25.00 | 12/12/2012 9:37:55 AM |
| silver-saber | $125.00 | 12/12/2012 9:04:56 AM |
| Mopedcouple | $25.00 | 12/12/2012 9:42:06 AM |
| Approved1234 | $25.00 | 12/12/2012 9:06:40 AM |
| help4u | $50.00 | 12/12/2012 1:52:56 AM |
| the-shrewd-wampum | $25.00 | 12/12/2012 9:47:20 AM |
| gardenglow | $25.00 | 12/12/2012 6:02:06 AM |
| point653 | $25.00 | 12/12/2012 9:17:14 AM |
| HamachiMan | $50.00 | 12/12/2012 9:59:26 AM |
| onegr8papa | $200.00 | 12/12/2012 8:12:05 AM |
| bluebird343 | $50.00 | 12/12/2012 10:09:30 AM |
| brightest-affluence-motivator | $50.00 | 12/12/2012 9:43:10 AM |
| GrommetPosse | $50.00 | 12/12/2012 9:44:51 AM |
| studious-bonus7 | $100.00 | 12/12/2012 10:17:31 AM |
| downtownfarm | $25.00 | 12/12/2012 9:47:55 AM |
| 120933 | $50.00 | 12/12/2012 9:08:03 AM |
| transparency-galleon | $25.00 | 12/12/2012 10:19:55 AM |
| hopethisworks | $25.00 | 12/12/2012 10:24:02 AM |
| icchok | $50.00 | 12/12/2012 9:12:56 AM |
| euro-speaker8 | $250.00 | 12/12/2012 9:14:21 AM |
| Breakfast_Gypsy | $25.00 | 12/12/2012 9:14:34 AM |
| attentive-kindness641 | $38.00 | 12/12/2012 9:15:14 AM |
| Yanwoo | $25.00 | 12/12/2012 9:56:14 AM |
| DirtyJenga | $25.00 | 12/12/2012 9:19:09 AM |
| bid-pioneer3 | $50.00 | 12/12/2012 10:40:14 AM |
| resolute-felicity353 | $25.00 | 12/12/2012 10:41:33 AM |
| durability-officer | $50.00 | 12/12/2012 10:02:31 AM |
| zone6 | $86.00 | 12/12/2012 10:42:49 AM |
| BiggestG | $25.00 | 12/12/2012 10:43:36 AM |
| igloo268 | $25.00 | 12/12/2012 9:22:20 AM |
| affluence-kingdom9 | $83.00 | 12/12/2012 9:22:36 AM |
| Rick21 | $50.00 | 12/12/2012 10:48:43 AM |
| enticing-note | $25.00 | 12/12/2012 10:49:17 AM |
| rcm87 | $50.00 | 12/12/2012 9:24:25 AM |
| resource777 | $50.00 | 12/12/2012 10:08:58 AM |
| physicsjoe | $25.00 | 12/12/2012 10:09:12 AM |
| jjd2 | $25.00 | 12/12/2012 9:33:26 AM |
| affluence-celebration0 | $25.00 | 12/12/2012 9:33:51 AM |
| blue-calm-commitment | $25.00 | 12/12/2012 10:11:40 AM |
| bid-papyrus | $25.00 | 12/12/2012 9:38:06 AM |
| Splangy613 | $25.00 | 12/12/2012 9:40:54 AM |
| teejay411 | $100.00 | 12/12/2012 11:43:53 AM |
| awe-inspiring-commitment972 | $50.00 | 12/12/2012 9:41:27 AM |
| Spydey | $25.00 | 12/12/2012 9:41:46 AM |
| 6moonbeams | $50.00 | 12/12/2012 9:41:57 AM |
| notupdated | $25.00 | 12/12/2012 10:17:47 AM |
| diversification-empire | $25.00 | 12/12/2012 10:20:40 AM |
| kind-payment-viking3 | $100.00 | 12/12/2012 10:21:56 AM |
| mvalley | $25.00 | 12/12/2012 9:45:39 AM |
| Tradesmanlender | $25.00 | 12/12/2012 10:34:25 AM |
| AdamClemSC | $25.00 | 12/12/2012 10:38:42 AM |
| djh47a | $25.00 | 12/12/2012 1:14:20 PM |
| deal-contributor8 | $50.00 | 12/12/2012 10:44:19 AM |
| DadWarbucks | $25.00 | 12/12/2012 9:53:55 AM |
| figs4u2 | $53.00 | 12/12/2012 9:57:17 AM |
| dough-cherry4 | $25.00 | 12/12/2012 10:03:52 AM |
| the-transaction-stronghold | $25.00 | 12/12/2012 10:13:06 AM |
| progressive-economy261 | $400.00 | 12/12/2012 10:16:16 AM |
| fuke | $25.00 | 12/12/2012 1:02:39 PM |
| professional-credit0 | $50.00 | 12/12/2012 10:25:04 AM |
| benevolent-moola291 | $50.00 | 12/12/2012 10:28:09 AM |
| durability-solstice8 | $50.00 | 12/12/2012 10:29:26 AM |
| Gr8Deal | $50.00 | 12/12/2012 10:31:59 AM |
| ready-bid9 | $50.00 | 12/12/2012 10:35:42 AM |
| green-fairness-caravan | $50.00 | 12/12/2012 10:40:21 AM |
| gillijr1001 | $25.00 | 12/12/2012 10:41:22 AM |
| marshallmanhattan | $50.01 | 12/12/2012 10:54:52 AM |
| Index_Plus | $3,000.00 | 12/12/2012 3:59:37 PM |
| GBLENDER | $50.00 | 12/12/2012 12:31:45 PM |
| balance-force | $28.00 | 12/12/2012 1:52:14 PM |
| responsibility-aurora | $50.00 | 12/12/2012 4:07:52 PM |
| 274 Investments
|
Borrower Payment Dependent Notes Series
670982
This series of Notes was issued and sold upon the funding of the borrower loan #79529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $327.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 29y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,195 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-camaraderi-raker |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,900.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2012)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Taxes &amp;amp;amp;amp; expenses
Purpose of loan:
This loan will be used to pay off a loan to obtain better monthly payments and pay off taxes.
My financial situation:
I am a good candidate for this loan because I have a stable work record and have worked at the same company for 29 years. I have always met my financial obligations and made my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/3/2012 9:18:15 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:30:25 AM |
| leodaguy | $100.00 | 12/3/2012 9:51:22 AM |
| windguy | $50.00 | 12/3/2012 9:59:45 AM |
| mymoneyblog | $25.00 | 12/3/2012 9:08:38 AM |
| MoneyForNothing | $25.01 | 12/3/2012 9:16:02 AM |
| entertaining-rate9 | $25.00 | 12/3/2012 9:39:02 AM |
| slimof37 | $25.00 | 12/3/2012 9:33:58 AM |
| corndog4000 | $30.00 | 12/3/2012 11:08:02 AM |
| wetlands | $200.00 | 12/3/2012 9:47:55 AM |
| marketplace-singularity3 | $50.00 | 12/3/2012 10:11:09 AM |
| five-star-note | $25.00 | 12/3/2012 12:40:16 PM |
| deal-vibrato | $25.00 | 12/3/2012 5:06:50 PM |
| DaveTheWave | $25.00 | 12/4/2012 10:18:57 AM |
| supersarah61 | $25.00 | 12/4/2012 1:34:16 PM |
| franzzua | $25.00 | 12/4/2012 5:18:30 PM |
| Interloper | $25.00 | 12/4/2012 7:13:15 PM |
| LaGrangeLender | $60.00 | 12/4/2012 5:49:26 PM |
| indomitable-coin | $25.00 | 12/5/2012 9:53:34 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:41 AM |
| treasure-hunter270 | $50.00 | 12/5/2012 4:36:16 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:36 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:53 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:47 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:25 PM |
| exchange-cub | $100.00 | 12/9/2012 8:52:11 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:38 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:38 PM |
| wildanne | $50.00 | 12/10/2012 10:20:20 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:12 AM |
| refined-hope3 | $25.00 | 12/11/2012 5:13:05 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:40 PM |
| entertaining-revenue4 | $50.00 | 12/11/2012 5:21:25 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:07 PM |
| djs81 | $75.00 | 12/12/2012 10:16:36 AM |
| djh47a | $25.00 | 12/12/2012 1:14:33 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:16 PM |
| trail5 | $25.00 | 12/13/2012 12:06:31 PM |
| funds-captain4 | $50.00 | 12/13/2012 5:42:16 PM |
| Avicell | $25.00 | 12/13/2012 6:21:14 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:53 PM |
| belief-integrity | $350.00 | 12/13/2012 7:05:09 PM |
| elasermd | $100.00 | 12/13/2012 6:27:16 PM |
| Munnie | $50.00 | 12/14/2012 6:10:50 AM |
| anacent | $25.00 | 12/13/2012 10:26:27 PM |
| Quiza12 | $100.00 | 12/14/2012 7:32:46 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:17 AM |
| bonus-quark4 | $25.00 | 12/14/2012 3:09:57 PM |
| sharp-income2 | $47.00 | 12/14/2012 5:18:48 PM |
| bunnybear | $25.80 | 12/14/2012 6:21:07 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:16 PM |
| belief-integrity | $350.00 | 12/14/2012 2:49:06 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:12 AM |
| AFairDeal | $25.00 | 12/15/2012 12:42:58 PM |
| wise-loan-poplar | $25.00 | 12/15/2012 1:26:58 PM |
| Investoman | $25.00 | 12/15/2012 12:17:41 PM |
| HappyToLoan | $35.00 | 12/15/2012 12:30:30 PM |
| EnglishGeekInNYC | $25.00 | 12/15/2012 1:36:26 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:50 PM |
| cash-spinner | $25.00 | 12/15/2012 3:08:40 PM |
| Roundhouse | $100.00 | 12/15/2012 4:47:54 PM |
| robot777 | $37.00 | 12/15/2012 1:19:06 PM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:03 PM |
| kochan123 | $25.00 | 12/15/2012 8:49:57 PM |
| lamsabuy | $200.00 | 12/15/2012 2:09:39 PM |
| USMC0311 | $25.00 | 12/16/2012 8:18:58 AM |
| exchange-cub | $50.00 | 12/16/2012 8:51:00 AM |
| DadWarbucks | $25.00 | 12/15/2012 2:47:07 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:03 PM |
| JASON_ALFUND | $25.00 | 12/16/2012 12:03:43 PM |
| wbwill | $25.00 | 12/16/2012 12:08:00 PM |
| scholarly-liberty3 | $25.00 | 12/16/2012 12:12:57 PM |
| unforgettable-wealth4 | $38.00 | 12/16/2012 12:14:20 PM |
| hopethisworks | $25.00 | 12/16/2012 12:40:13 PM |
| shawndw | $25.00 | 12/16/2012 12:49:03 PM |
| progressive-economy261 | $400.00 | 12/16/2012 12:54:43 PM |
| versatilenyguy | $50.00 | 12/16/2012 1:02:39 PM |
| icchok | $50.00 | 12/16/2012 1:03:26 PM |
| marketplace-hut9 | $100.00 | 12/16/2012 1:05:05 PM |
| historic-balance5 | $50.00 | 12/16/2012 1:06:52 PM |
| Nascar1 | $50.00 | 12/16/2012 1:11:04 PM |
| Brookst | $50.00 | 12/16/2012 9:46:08 AM |
| TGACJ | $50.00 | 12/16/2012 9:53:55 AM |
| urbane-deal152 | $50.00 | 12/16/2012 1:23:02 PM |
| hope-kingdom | $50.00 | 12/16/2012 1:29:37 PM |
| donloah | $25.00 | 12/16/2012 1:37:43 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:03 AM |
| chato2345 | $25.00 | 12/16/2012 11:46:34 AM |
| markandrosie | $26.42 | 12/16/2012 3:16:23 PM |
| deal-griffin | $76.00 | 12/16/2012 12:09:15 PM |
| the-shrewd-wampum | $25.00 | 12/16/2012 12:09:52 PM |
| Rick21 | $50.00 | 12/16/2012 12:12:22 PM |
| debt-fuse158 | $25.00 | 12/16/2012 12:15:15 PM |
| paradigm_shift | $100.00 | 12/16/2012 5:15:44 PM |
| mvalley | $25.00 | 12/16/2012 12:19:20 PM |
| Millmanator | $25.00 | 12/16/2012 12:22:15 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:43:21 PM |
| ijspence | $25.00 | 12/16/2012 12:25:09 PM |
| credit-formula0 | $25.00 | 12/16/2012 12:32:48 PM |
| social-workhorse | $25.00 | 12/15/2012 9:59:49 PM |
| Tradesmanlender | $25.00 | 12/16/2012 12:35:02 PM |
| 6moonbeams | $50.00 | 12/16/2012 12:35:42 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:51 PM |
| jaxtax | $50.00 | 12/16/2012 12:52:00 PM |
| rate-authority2 | $25.00 | 12/16/2012 12:53:02 PM |
| dollar-spy | $25.00 | 12/16/2012 1:02:06 PM |
| rudyindc | $25.00 | 12/16/2012 1:05:49 PM |
| intuitive-benefit3 | $100.00 | 12/16/2012 1:08:30 PM |
| flexible-value | $50.00 | 12/16/2012 1:09:17 PM |
| brightest-breathtaking-finance | $100.00 | 12/16/2012 1:11:06 PM |
| methodical-principal2 | $25.00 | 12/16/2012 1:47:42 PM |
| authentic-liberty7 | $25.00 | 12/16/2012 1:48:36 PM |
| gazza49185 | $30.51 | 12/16/2012 11:59:16 AM |
| thorough-marketplace441 | $25.83 | 12/16/2012 3:35:27 PM |
| market-bearer7 | $25.00 | 12/16/2012 3:57:15 PM |
| maldok1 | $25.00 | 12/16/2012 12:06:46 PM |
| herefishy | $64.82 | 12/16/2012 4:07:55 PM |
| awe-inspiring-commitment972 | $50.00 | 12/16/2012 12:08:10 PM |
| KeepOnRunning | $100.00 | 12/16/2012 12:12:43 PM |
| dordee | $60.00 | 12/16/2012 12:20:14 PM |
| Mucman72 | $25.00 | 12/16/2012 5:42:52 PM |
| britgsb | $50.00 | 12/16/2012 12:21:59 PM |
| ohnezweck | $50.00 | 12/16/2012 12:28:54 PM |
| credible-compassion6 | $25.00 | 12/16/2012 12:39:45 PM |
| resolute-basis9 | $25.00 | 12/16/2012 12:40:38 PM |
| IP | $25.00 | 12/16/2012 12:44:57 PM |
| deca78750 | $35.00 | 12/16/2012 1:05:10 PM |
| friendly-gold | $25.00 | 12/16/2012 1:20:55 PM |
| aksteve | $28.00 | 12/16/2012 1:25:12 PM |
| rentalguy | $25.00 | 12/16/2012 1:41:00 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:36 PM |
| california111 | $25.00 | 12/16/2012 3:01:34 PM |
| Myrm | $25.00 | 12/16/2012 7:49:50 PM |
| agreement-welder | $26.67 | 12/16/2012 8:01:54 PM |
| a-currency-magnate | $21.57 | 12/16/2012 8:02:22 PM |
| ready-interest9 | $25.00 | 12/3/2012 9:15:59 AM |
| CougarRoar | $25.00 | 12/3/2012 10:34:10 AM |
| gravbox | $25.00 | 12/3/2012 11:35:35 AM |
| ucantbeetit | $25.00 | 12/3/2012 10:32:24 AM |
| CreditBuilder2 | $25.01 | 12/3/2012 11:11:45 AM |
| riskreward | $250.00 | 12/3/2012 5:52:07 PM |
| loot-prescription3 | $25.00 | 12/3/2012 5:53:40 PM |
| octoberfresh | $25.00 | 12/4/2012 7:00:29 PM |
| listing-trapper3 | $50.00 | 12/5/2012 10:40:37 AM |
| justreturns | $25.00 | 12/5/2012 10:20:07 AM |
| purposeful-durability8 | $100.00 | 12/5/2012 5:17:42 PM |
| Tscheddar | $25.00 | 12/5/2012 12:18:11 PM |
| dunkard13 | $100.00 | 12/5/2012 6:00:30 PM |
| first-serene-credit | $25.00 | 12/6/2012 8:49:26 AM |
| dunox | $75.00 | 12/6/2012 5:30:44 PM |
| Arvicco | $400.00 | 12/7/2012 9:31:00 AM |
| listing-reformation8 | $25.00 | 12/7/2012 6:22:28 PM |
| astute-benjamins | $25.00 | 12/8/2012 10:45:38 AM |
| credit-maple | $25.00 | 12/8/2012 12:21:18 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:04 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:41 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:15 PM |
| valiant-money | $30.00 | 12/10/2012 8:46:42 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:57 AM |
| kalamari | $30.00 | 12/11/2012 1:03:29 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:12 PM |
| compoundinterest | $25.00 | 12/11/2012 5:26:23 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:41 AM |
| balance-force | $28.00 | 12/12/2012 1:52:33 PM |
| Castellan | $50.00 | 12/12/2012 5:11:08 PM |
| Astyanax | $30.00 | 12/12/2012 7:56:01 PM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:12 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:22 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:15 AM |
| allo | $25.00 | 12/14/2012 9:55:21 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:27 AM |
| lenderrob | $25.00 | 12/14/2012 10:45:57 AM |
| sprinter | $50.00 | 12/14/2012 10:07:28 AM |
| huloo | $50.00 | 12/14/2012 10:22:07 AM |
| pdxKurt | $50.00 | 12/14/2012 10:40:34 AM |
| managedfund | $1,333.00 | 12/14/2012 5:11:47 PM |
| TennSquire | $25.00 | 12/14/2012 5:07:36 PM |
| kulender | $100.00 | 12/15/2012 9:23:55 AM |
| natural-balance881 | $45.00 | 12/14/2012 9:32:30 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:55 AM |
| KEOLEND | $25.00 | 12/15/2012 12:30:16 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:39 PM |
| ChrisTJ | $25.00 | 12/15/2012 12:17:49 PM |
| american6 | $50.00 | 12/15/2012 1:03:11 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:53 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:25 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:47 AM |
| cashasaurus0 | $100.00 | 12/16/2012 6:30:17 AM |
| shadargroup | $25.00 | 12/16/2012 10:10:31 AM |
| wise-bonus-honker | $25.00 | 12/16/2012 12:02:27 PM |
| leverage-galleon | $50.00 | 12/15/2012 6:07:32 PM |
| Dave0 | $25.00 | 12/16/2012 12:03:59 PM |
| enthralling-investment | $25.00 | 12/16/2012 12:53:22 PM |
| awe-inspiring-nickel2 | $25.00 | 12/16/2012 12:54:33 PM |
| newyork6264 | $25.00 | 12/16/2012 12:54:37 PM |
| Dazz2061 | $25.00 | 12/16/2012 12:55:23 PM |
| igloo268 | $25.00 | 12/16/2012 12:57:00 PM |
| sqdrew | $25.00 | 12/16/2012 12:57:56 PM |
| Tylerh | $124.00 | 12/16/2012 1:00:23 PM |
| best-heavenly-justice | $25.00 | 12/16/2012 1:00:36 PM |
| loyalty-sherpa | $25.00 | 12/16/2012 1:04:17 PM |
| BiggestG | $25.00 | 12/16/2012 1:05:51 PM |
| eloquent-dime318 | $25.00 | 12/16/2012 1:08:50 PM |
| fadeddingo | $25.00 | 12/16/2012 1:13:18 PM |
| best-bonafide-p2p | $50.00 | 12/15/2012 2:34:23 PM |
| glider537 | $25.00 | 12/16/2012 1:20:25 PM |
| worthy-value1 | $25.00 | 12/16/2012 1:29:18 PM |
| lendme2 | $50.00 | 12/16/2012 1:30:56 PM |
| important-gold5 | $25.00 | 12/15/2012 2:47:54 PM |
| slojudy | $25.00 | 12/16/2012 1:41:18 PM |
| visionary-deal623 | $25.00 | 12/16/2012 4:03:04 PM |
| macjp123 | $50.00 | 12/16/2012 12:11:33 PM |
| Doodlemeyer | $50.00 | 12/16/2012 12:21:26 PM |
| listing-meridian | $50.00 | 12/16/2012 12:25:17 PM |
| flibinite | $30.00 | 12/16/2012 6:53:32 PM |
| A007 | $50.00 | 12/16/2012 12:26:37 PM |
| nickel-companion5 | $25.00 | 12/16/2012 12:29:00 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:16:54 PM |
| chief64 | $200.00 | 12/16/2012 12:29:53 PM |
| pooksat | $25.00 | 12/16/2012 12:33:06 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:30 PM |
| wonderous-principal083 | $25.00 | 12/16/2012 12:52:04 PM |
| thundermustard | $25.00 | 12/16/2012 1:01:29 PM |
| silver-flower448 | $25.00 | 12/16/2012 1:06:06 PM |
| gold-commander0 | $25.00 | 12/16/2012 1:08:46 PM |
| funds-twister3 | $25.00 | 12/16/2012 1:10:11 PM |
| themoneydoctor | $100.00 | 12/16/2012 1:13:23 PM |
| fishtale | $25.00 | 12/16/2012 1:16:05 PM |
| 6515Wheat | $25.00 | 12/16/2012 1:45:38 PM |
| Investitall | $25.00 | 12/16/2012 10:46:31 AM |
| hitsman | $50.00 | 12/16/2012 12:03:19 PM |
| dollars4debts | $25.00 | 12/16/2012 3:02:24 PM |
| drummer427 | $25.00 | 12/16/2012 12:05:16 PM |
| hawaiiangirl76 | $25.00 | 12/16/2012 12:09:01 PM |
| cash-sensai2 | $25.00 | 12/16/2012 12:29:24 PM |
| Lender3G | $25.00 | 12/16/2012 7:27:45 PM |
| baobab_co | $25.00 | 12/16/2012 7:37:10 PM |
| yogi1975 | $25.00 | 12/16/2012 7:51:03 PM |
| MadHun | $200.00 | 12/16/2012 12:42:31 PM |
| thezfunk | $25.00 | 12/16/2012 12:51:08 PM |
| siesta100 | $25.00 | 12/16/2012 12:52:25 PM |
| janasek | $25.00 | 12/16/2012 12:54:32 PM |
| papaman | $25.00 | 12/16/2012 12:55:47 PM |
| checkuto | $25.00 | 12/16/2012 1:00:32 PM |
| 4est | $25.00 | 12/16/2012 1:10:34 PM |
| cozy-note | $25.00 | 12/16/2012 1:14:49 PM |
| rupee-artisan | $25.00 | 12/16/2012 1:19:49 PM |
| NVSTRKOBALT | $25.00 | 12/16/2012 2:02:31 PM |
| zoomdrm57 | $25.00 | 12/16/2012 2:21:28 PM |
| superstar449 | $47.36 | 12/16/2012 3:09:06 PM |
| one2save | $25.00 | 12/16/2012 6:08:13 PM |
| payment-associate5 | $100.00 | 12/16/2012 6:32:20 PM |
| lighthouseman | $50.00 | 12/16/2012 7:03:55 PM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
671434
This series of Notes was issued and sold upon the funding of the borrower loan #79119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peaceful-dime815 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I am already paying out more then I will be after I pay off the credit cards and consolidate to a lower monthly payment
Monthly net income: $3500
Monthly expenses: $2000
Housing: $500
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| one-midas | $25.00 | 12/3/2012 9:11:46 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:37 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:54 AM |
| dudebrah | $25.00 | 12/3/2012 9:42:55 AM |
| deal-selector5 | $25.00 | 12/3/2012 9:11:36 AM |
| octoberfresh | $25.00 | 12/3/2012 9:21:14 AM |
| asset-professor | $35.00 | 12/3/2012 5:57:50 PM |
| restless-dime | $100.00 | 12/3/2012 7:49:40 PM |
| careful-vigilance4 | $25.00 | 12/4/2012 9:20:32 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:17 PM |
| transparency-position | $110.00 | 12/4/2012 12:11:39 PM |
| TumbleWeed88 | $25.00 | 12/4/2012 6:15:29 PM |
| clean-penny059 | $100.00 | 12/4/2012 9:53:32 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:13 AM |
| professional-dinero753 | $25.00 | 12/5/2012 6:05:38 PM |
| progress-credit | $25.00 | 12/5/2012 8:42:14 PM |
| gain-chosen-one081 | $25.00 | 12/6/2012 9:15:37 AM |
| Investor_DP | $100.00 | 12/6/2012 10:27:48 AM |
| jgar_O | $26.00 | 12/6/2012 10:05:04 AM |
| Tscheddar | $25.00 | 12/6/2012 5:07:20 PM |
| back-scratchers | $55.00 | 12/6/2012 7:01:03 PM |
| green-loyalty-web | $25.00 | 12/6/2012 6:15:24 PM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:37 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:42 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:49 PM |
| Nickle-Back | $25.00 | 12/8/2012 12:24:07 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:28 PM |
| boogienation | $25.00 | 12/8/2012 8:01:07 AM |
| Land_on_your_feet | $25.00 | 12/8/2012 1:29:22 PM |
| aquariano | $25.00 | 12/8/2012 9:04:25 PM |
| njlom | $100.00 | 12/9/2012 12:38:32 AM |
| CO_Engineer | $50.00 | 12/9/2012 8:36:11 AM |
| RogueCFO | $43.62 | 12/9/2012 6:16:38 PM |
| docjulia | $25.00 | 12/9/2012 8:42:42 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:44 PM |
| jrcctexas25 | $25.00 | 12/9/2012 11:57:05 PM |
| rinyt | $25.00 | 12/9/2012 5:53:20 PM |
| contract-amigo7 | $25.00 | 12/10/2012 7:19:56 AM |
| forthright-trade | $35.00 | 12/10/2012 11:28:13 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:45 AM |
| scarlet-velvet | $50.08 | 12/10/2012 3:16:35 PM |
| greencat | $50.00 | 12/3/2012 10:41:36 AM |
| CreditBuilder2 | $25.03 | 12/3/2012 11:30:15 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:57:54 AM |
| treasure-bliss | $25.00 | 12/3/2012 10:05:59 AM |
| credit-pudding855 | $50.00 | 12/3/2012 3:03:00 PM |
| scholarly-order6 | $30.00 | 12/3/2012 11:05:29 AM |
| deal-galleon | $25.00 | 12/3/2012 5:17:00 PM |
| riveting-credit5 | $25.00 | 12/3/2012 10:54:01 AM |
| LuvToLend | $25.00 | 12/3/2012 5:31:58 PM |
| aquariano2 | $25.00 | 12/4/2012 8:20:12 AM |
| SLN-10 | $31.00 | 12/3/2012 7:25:55 PM |
| tender-ore | $25.00 | 12/3/2012 11:49:06 PM |
| NickelSteamroller | $25.00 | 12/4/2012 9:20:38 AM |
| kila-designer | $149.00 | 12/4/2012 10:41:02 AM |
| nevee | $25.00 | 12/4/2012 10:09:01 AM |
| penny-socrates5 | $100.00 | 12/4/2012 12:23:37 PM |
| joyous-peace443 | $25.00 | 12/4/2012 10:36:38 AM |
| credit-coach118 | $25.02 | 12/4/2012 11:48:53 AM |
| integrity-doctor | $100.00 | 12/4/2012 12:51:34 PM |
| note-willow8 | $25.00 | 12/4/2012 4:59:53 PM |
| BigSkyFinancial | $28.69 | 12/4/2012 7:12:22 PM |
| Danjack_Capital | $25.00 | 12/5/2012 5:13:02 PM |
| money-fort | $25.00 | 12/5/2012 3:33:15 PM |
| SpreadsheetSolutions | $25.00 | 12/6/2012 9:48:55 AM |
| CA-Lender | $25.00 | 12/6/2012 5:42:52 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:59 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:54 AM |
| fervent-repayment | $100.00 | 12/7/2012 10:52:09 AM |
| EFS | $100.00 | 12/7/2012 8:41:05 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:54 PM |
| LittleMingo | $25.00 | 12/8/2012 2:40:36 AM |
| bibleinvestor3 | $25.00 | 12/8/2012 5:03:23 AM |
| ethical-truth211 | $100.00 | 12/8/2012 8:27:16 AM |
| ethical-truth211 | $100.00 | 12/9/2012 10:40:10 AM |
| Roundhouse | $150.00 | 12/9/2012 10:35:20 PM |
| courteous-platinum7 | $25.00 | 12/10/2012 12:55:53 AM |
| bkwest01 | $50.00 | 12/10/2012 7:22:50 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:13 AM |
| theaterguy | $30.00 | 12/10/2012 10:12:38 AM |
| JonDough | $60.93 | 12/10/2012 1:29:25 PM |
| yougottaloveit | $25.00 | 12/10/2012 11:05:51 AM |
| EretzCapital | $100.00 | 12/10/2012 3:54:54 PM |
| helping-out | $215.63 | 12/10/2012 4:11:15 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
671594
This series of Notes was issued and sold upon the funding of the borrower loan #79544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,999.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $527.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,955 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Castlewall |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 75 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $27,274.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
740-759
(Sep-2010)
680-699
(Aug-2008)
720-739
(Dec-2007)
|
|
Principal balance:
| $3,588.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 75 | | |
Description
Business
Purpose of loan:
This loan will be used to purchase a point of sale computer system, tables, chairs and signs for our new Self Serve Frozen Yogurt shop. I have already covered the cost of the 8 yogurt machines and the alterations to the building out of pocket.
We own an espresso coffee house on the square in our home town, and we are adding the frozen yogurt shop by expanding into additional adjacent space. They are connected so you can enjoy either a warm cozy coffee house feel or the bright modern happy atmosphere in the frozen yogurt side. Our community is so excited about this expansion, as they will no longer have to travel 40 miles for this type of experience. We are in a quaint tourism driven area that has steady local clientele as well as a revenue generated by folks visiting. We own over night lodging, a franchise pizza restaurant, and the Espresso coffee house / frozen yogurt shop all right here in this market.
My financial situation:
I am a very good candidate for this loan because you can see that I have never been late on any loan payment ever. I have a solid asset base that includes rental properties, home ownership, a lodging business, and 5 pizza shop locations, a coffee house and the frozen yogurt expansion.
Should you decide to participate in funding my loan, it will be the 5th time I have received a loan on Prosper.com Banks will lend to me, and I can use credit cards if needed but I love the prosper community and really don't like going through the lengthy process offered by the banks and the SBA. The only personal debt that we have is our home mortgage and our cars. We use credit cards for many business supply purchases to accumulate rewards/miles. They are paid in full each month.
Monthly net income: $9000
Monthly expenses: $3580
Housing:$1200
Insurance: $300
Car expenses: $700
Utilities: $300
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $75.75 | 12/11/2012 5:01:41 PM |
| secureincome | $555.00 | 12/11/2012 5:40:26 PM |
| fuse136 | $25.00 | 12/11/2012 5:22:50 PM |
| Big_Z_Loans | $200.00 | 12/11/2012 5:28:16 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:33 PM |
| euro-deployment | $25.00 | 12/11/2012 10:29:16 PM |
| HereToHelp305 | $75.00 | 12/12/2012 4:46:20 AM |
| cerebral-dollar773 | $25.00 | 12/12/2012 6:19:31 AM |
| corporatejim | $27.19 | 12/12/2012 6:59:50 AM |
| __A1B2 | $29.00 | 12/12/2012 8:23:41 AM |
| thankful-nickel2 | $55.55 | 12/12/2012 9:50:02 AM |
| pleasant-commerce934 | $25.00 | 12/12/2012 9:18:07 AM |
| Zorro_970 | $100.00 | 12/12/2012 9:55:50 AM |
| trumpeter391 | $100.00 | 12/12/2012 9:19:35 AM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:49 AM |
| nickel-ferret | $25.00 | 12/12/2012 10:01:39 AM |
| simplelender80 | $125.00 | 12/12/2012 6:22:38 PM |
| natural-worth9 | $140.00 | 12/12/2012 2:05:56 PM |
| Feyenoord | $30.00 | 12/12/2012 5:03:49 PM |
| elog238 | $75.00 | 12/13/2012 6:48:33 AM |
| USMC0311 | $25.00 | 12/12/2012 6:51:07 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/13/2012 7:21:21 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:10 PM |
| treasure-hunter270 | $100.00 | 12/13/2012 5:27:05 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:36 PM |
| atomantic | $200.00 | 12/13/2012 12:48:32 PM |
| belief-integrity | $350.00 | 12/13/2012 7:05:12 PM |
| euro-eagle1 | $26.25 | 12/14/2012 7:30:14 AM |
| valiant-money | $70.00 | 12/14/2012 7:46:50 AM |
| lionheart722 | $25.00 | 12/13/2012 6:09:55 PM |
| top-courteous-peso | $54.00 | 12/14/2012 9:02:50 AM |
| tech310 | $50.00 | 12/14/2012 9:43:40 AM |
| jonnysixgun | $28.81 | 12/14/2012 8:22:05 AM |
| belief-integrity | $2,650.00 | 12/14/2012 11:34:54 AM |
| suave-durability1 | $50.00 | 12/14/2012 5:39:21 PM |
| fcrick | $50.00 | 12/14/2012 10:38:30 AM |
| ethicalhumanist | $100.00 | 12/14/2012 11:38:11 AM |
| unique007 | $25.00 | 12/15/2012 7:30:01 AM |
| OGS_Capital | $25.00 | 12/15/2012 7:42:23 AM |
| feiandasun | $25.00 | 12/15/2012 10:16:47 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:24:05 AM |
| riskreward | $250.00 | 12/15/2012 11:26:59 AM |
| purposeful-durability8 | $100.00 | 12/15/2012 12:09:11 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:55 AM |
| wise-deal-panda | $100.00 | 12/15/2012 12:56:36 PM |
| whitegold24k | $150.00 | 12/16/2012 8:34:34 AM |
| pound-albatross7 | $1,530.92 | 12/16/2012 11:50:37 AM |
| producer455 | $26.00 | 12/16/2012 12:04:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:48 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:23 AM |
| value-fortress3 | $30.00 | 12/16/2012 11:38:07 AM |
| point-mastery | $41.00 | 12/15/2012 6:19:10 PM |
| nashibaksi | $30.00 | 12/16/2012 6:36:28 PM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 10:22:43 PM |
| Mr_School_Boy_Cookies | $100.00 | 12/16/2012 12:26:10 AM |
| cashasaurus0 | $200.00 | 12/16/2012 6:50:23 AM |
| atlas100 | $25.00 | 12/17/2012 5:28:08 AM |
| abundant-power | $25.00 | 12/16/2012 1:21:35 PM |
| point-doughnut | $75.00 | 12/17/2012 7:33:07 AM |
| mlw | $100.00 | 12/17/2012 9:19:46 AM |
| natural-worth9 | $160.00 | 12/17/2012 9:25:56 AM |
| dough-kitten5 | $25.00 | 12/17/2012 4:05:15 AM |
| y2kflh | $25.00 | 12/17/2012 9:56:19 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:58 AM |
| transactionelstiltskin5 | $25.00 | 12/16/2012 4:55:16 PM |
| EverettFinancial | $50.00 | 12/17/2012 8:59:31 AM |
| blLending | $25.00 | 12/16/2012 10:37:02 PM |
| bitterroot_mt | $28.15 | 12/16/2012 11:06:37 PM |
| Digger85 | $100.00 | 12/17/2012 4:33:30 AM |
| Masdevallia | $25.00 | 12/17/2012 9:45:25 AM |
| Mrs-Honeydew | $30.00 | 12/17/2012 7:03:45 AM |
| Leshan | $100.00 | 12/17/2012 7:43:40 AM |
| affluence-hickory | $25.00 | 12/17/2012 8:03:36 AM |
| JonDough | $69.25 | 12/17/2012 8:48:43 AM |
| ralph44 | $25.00 | 12/17/2012 9:28:41 AM |
| crown-year | $27.09 | 12/17/2012 9:58:10 AM |
| Beechturner | $30.00 | 12/11/2012 5:03:43 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:13 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:26 PM |
| phenomenal-rate1 | $500.00 | 12/11/2012 5:20:34 PM |
| payout-motivator0 | $50.00 | 12/11/2012 5:44:36 PM |
| moola-accelerator6 | $75.00 | 12/11/2012 5:24:31 PM |
| LittleMingo | $30.00 | 12/11/2012 5:25:39 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:09 PM |
| green-trade-dolphin2 | $78.02 | 12/11/2012 5:02:12 PM |
| BostonCapital | $100.00 | 12/11/2012 5:03:35 PM |
| entertaining-rate9 | $25.00 | 12/11/2012 5:57:53 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:00:55 PM |
| greenback-surge4 | $25.00 | 12/11/2012 5:25:50 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:32 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:01 PM |
| susurrus | $100.00 | 12/11/2012 6:18:14 PM |
| persist_in_doing | $25.00 | 12/11/2012 6:24:55 PM |
| kfrench | $54.00 | 12/11/2012 6:38:03 PM |
| special-dinero553 | $25.00 | 12/11/2012 5:40:48 PM |
| bowdish1 | $25.00 | 12/11/2012 6:20:10 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:33 PM |
| Tscheddar | $25.00 | 12/11/2012 6:50:00 PM |
| supersam | $50.00 | 12/11/2012 6:07:02 PM |
| Mikale360 | $25.00 | 12/11/2012 11:20:37 PM |
| daw1878 | $25.00 | 12/11/2012 6:19:54 PM |
| i3urtonair | $25.00 | 12/12/2012 5:30:03 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:09 PM |
| janeybooboo | $75.00 | 12/12/2012 9:01:44 AM |
| integrity-doctor | $100.00 | 12/12/2012 6:55:00 AM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:38 AM |
| kind-euro-mirth | $50.00 | 12/12/2012 9:45:59 AM |
| 108lender | $200.00 | 12/12/2012 9:11:55 AM |
| penny-finder | $25.00 | 12/12/2012 10:49:59 AM |
| bid-starfish | $25.00 | 12/12/2012 10:08:56 AM |
| RGlad | $100.00 | 12/12/2012 9:33:26 AM |
| MTGuy | $35.00 | 12/12/2012 12:52:24 PM |
| djh47a | $25.00 | 12/12/2012 1:23:29 PM |
| well-rounded-dinero | $25.00 | 12/12/2012 10:59:33 AM |
| organized-dedication696 | $25.00 | 12/12/2012 4:46:53 PM |
| Lender2895a | $100.00 | 12/13/2012 7:30:53 AM |
| BigBag | $25.00 | 12/13/2012 8:54:51 AM |
| hero007 | $50.00 | 12/13/2012 9:03:59 AM |
| Astyanax | $45.00 | 12/12/2012 8:01:33 PM |
| glimmering-return863 | $65.00 | 12/13/2012 8:58:49 AM |
| supertux | $25.02 | 12/13/2012 10:44:00 AM |
| nourishing-affluence678 | $25.00 | 12/13/2012 11:01:53 AM |
| AF-Chief | $25.00 | 12/13/2012 5:36:02 PM |
| rich329 | $25.00 | 12/13/2012 2:52:38 PM |
| Harry | $75.00 | 12/13/2012 6:06:51 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:01 PM |
| Avicell | $25.00 | 12/13/2012 6:21:58 PM |
| jubilant-agreement0 | $200.00 | 12/14/2012 5:01:57 AM |
| 1NiceLender | $25.00 | 12/14/2012 10:19:26 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:04 AM |
| refined-hope3 | $25.00 | 12/14/2012 5:09:18 PM |
| just-loyalty643 | $50.00 | 12/15/2012 1:07:17 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:32 PM |
| kls4560 | $25.00 | 12/14/2012 5:48:00 PM |
| chicagobanker | $50.00 | 12/14/2012 9:45:56 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:29 AM |
| dime-mandolin9 | $25.00 | 12/15/2012 11:05:55 AM |
| friendinmoney | $42.49 | 12/15/2012 8:27:58 AM |
| dollar-tornado3 | $50.00 | 12/15/2012 12:26:54 PM |
| radforj22 | $25.00 | 12/15/2012 10:11:06 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:06 PM |
| virtuous-repayment | $25.00 | 12/15/2012 1:21:31 PM |
| determined-revenue1 | $35.00 | 12/15/2012 1:23:12 PM |
| bountiful-bid6 | $250.00 | 12/16/2012 9:41:28 AM |
| cocorico12 | $50.00 | 12/16/2012 9:50:07 AM |
| EthanColeInvestingGroup | $50.00 | 12/16/2012 6:05:05 AM |
| accmgg | $100.00 | 12/16/2012 9:48:13 AM |
| social-zebra | $31.00 | 12/16/2012 2:59:01 PM |
| felicity-contributor3 | $50.00 | 12/16/2012 6:11:24 PM |
| wwwUniversal | $25.00 | 12/16/2012 12:22:45 PM |
| chato2345 | $25.00 | 12/16/2012 12:28:14 PM |
| berniemadeoff | $75.00 | 12/16/2012 7:47:10 AM |
| top-magnificent-greenback | $27.03 | 12/17/2012 5:53:58 AM |
| liberty-cocktail6 | $50.00 | 12/17/2012 7:44:51 AM |
| broker048 | $30.00 | 12/16/2012 11:14:13 AM |
| payment-halo | $25.00 | 12/16/2012 4:27:48 PM |
| quantum_leap | $25.00 | 12/17/2012 9:06:41 AM |
| Christus_Victor | $146.98 | 12/16/2012 4:46:57 PM |
| HammerKnuckleLending | $39.37 | 12/17/2012 9:11:08 AM |
| funds-juniper | $60.51 | 12/16/2012 7:14:57 PM |
| orange-dedication-maple | $25.00 | 12/16/2012 9:07:44 PM |
| wilmajean | $150.00 | 12/17/2012 4:55:26 AM |
| dominickf | $50.00 | 12/16/2012 1:22:56 PM |
| unafraid-loan5 | $30.00 | 12/17/2012 7:21:04 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:17:35 PM |
| cybercop45 | $25.00 | 12/16/2012 7:34:15 PM |
| smart-kindness8 | $31.89 | 12/17/2012 4:04:38 AM |
| penny-mad-scientist9 | $28.64 | 12/17/2012 9:49:48 AM |
| TMBank | $44.09 | 12/17/2012 7:39:45 AM |
| kindness-party | $40.00 | 12/17/2012 9:52:07 AM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
672398
This series of Notes was issued and sold upon the funding of the borrower loan #79817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $223.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,121 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mtt311 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to pay for my wedding expense. I have money saved up but would like a loan as a buffer. I will accept the full 10,000. Hopefully I will not have to use the full 10,000. Whatever amount I do not use I will quickly pay back.
My financial situation:
I am a good candidate for this loan because I have a good credit score. I have a stable income. I am currently in the process of getting a raise and/or a different position that will pay more. Currently, entry level at my position makes 28,000 a year. I make roughly 30-32k a year. My job tops out at 42k a year but there are numerous other positions that tops out more.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LoanerPrincipal | $25.00 | 12/11/2012 9:26:25 AM |
| blue111 | $25.00 | 12/11/2012 9:21:05 AM |
| superb-funds335 | $25.00 | 12/11/2012 9:23:04 AM |
| greenback-judo | $50.00 | 12/11/2012 9:59:46 AM |
| toblerone | $25.00 | 12/11/2012 10:51:47 AM |
| corndog4000 | $30.00 | 12/11/2012 10:53:19 AM |
| nevee | $25.00 | 12/11/2012 10:22:56 AM |
| CreditBuilder2 | $25.01 | 12/11/2012 11:08:58 AM |
| leodaguy | $100.00 | 12/11/2012 11:22:17 AM |
| natural-worth9 | $25.00 | 12/11/2012 11:46:05 AM |
| creditjunky | $100.00 | 12/11/2012 10:48:23 AM |
| Aberdeen | $100.00 | 12/11/2012 10:49:08 AM |
| wetlands | $200.00 | 12/11/2012 5:43:55 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:27 PM |
| magnetic-duty4 | $25.00 | 12/11/2012 6:45:38 PM |
| QsDad | $25.00 | 12/12/2012 9:48:26 AM |
| deal-vibrato | $25.00 | 12/14/2012 5:09:53 PM |
| supersarah61 | $25.00 | 12/14/2012 4:55:46 PM |
| indomitable-coin | $25.00 | 12/14/2012 6:22:26 PM |
| blue-order-comet | $100.00 | 12/14/2012 6:47:58 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:59 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:36 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 9:17:49 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:20 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:22 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:28 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:44 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:32 AM |
| IP | $25.00 | 12/19/2012 6:14:43 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:36 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:13 AM |
| UOweMe | $100.00 | 12/21/2012 4:12:24 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:18 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:03 AM |
| credit-flan0 | $200.00 | 12/22/2012 8:07:17 AM |
| tom203 | $25.00 | 12/22/2012 12:18:08 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:24 PM |
| bright-payment2 | $25.00 | 12/23/2012 8:28:45 AM |
| KaChingInvestments | $25.00 | 12/22/2012 6:52:16 PM |
| california111 | $25.00 | 12/23/2012 4:42:24 PM |
| Black_Dog_Lending | $100.00 | 12/22/2012 9:23:19 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:46 PM |
| oldrebel | $25.00 | 12/23/2012 9:47:06 AM |
| first-graceful-contract | $25.00 | 12/24/2012 9:34:20 AM |
| crown-year | $2,000.00 | 12/24/2012 7:16:43 AM |
| Investoman | $25.00 | 12/24/2012 9:49:31 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:09 AM |
| RiderIRA | $201.99 | 12/24/2012 9:14:01 AM |
| unassailable-funds754 | $25.00 | 12/24/2012 9:59:00 AM |
| inspired-investment8 | $100.00 | 12/24/2012 10:06:04 AM |
| grant_myron | $25.00 | 12/24/2012 8:56:54 AM |
| red-fervent-deal | $25.00 | 12/24/2012 9:31:43 AM |
| sjlender | $100.00 | 12/24/2012 9:06:52 AM |
| BiggestG | $25.00 | 12/24/2012 9:09:03 AM |
| subtle-revenue0 | $25.00 | 12/24/2012 9:11:05 AM |
| w3alter | $50.00 | 12/24/2012 9:40:39 AM |
| entertaining-greenback2 | $35.14 | 12/24/2012 9:52:46 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:50 AM |
| heyokafinancial | $25.00 | 12/24/2012 9:56:58 AM |
| economy-tuba7 | $30.00 | 12/24/2012 10:00:48 AM |
| american6 | $50.00 | 12/24/2012 9:46:49 AM |
| jpblan11 | $25.00 | 12/24/2012 10:01:35 AM |
| sturdy-fairness0 | $41.00 | 12/24/2012 10:06:18 AM |
| mennleo | $150.00 | 12/24/2012 10:07:32 AM |
| Zolton | $300.00 | 12/11/2012 9:29:08 AM |
| DreisersFinancier | $50.00 | 12/11/2012 9:57:47 AM |
| HikeMoab | $25.00 | 12/11/2012 11:14:40 AM |
| cahjoon | $25.00 | 12/11/2012 10:50:37 AM |
| gravbox | $25.00 | 12/11/2012 10:51:31 AM |
| cerebral-dollar773 | $25.00 | 12/12/2012 6:22:53 AM |
| whitegoldira | $150.00 | 12/12/2012 11:12:51 AM |
| BlessedEveryDay | $25.00 | 12/12/2012 2:45:09 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:53 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:06 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:56 PM |
| sprinter | $50.00 | 12/14/2012 10:07:55 AM |
| patriot897 | $25.00 | 12/14/2012 10:35:01 AM |
| loot-prescription3 | $25.00 | 12/14/2012 9:51:19 AM |
| Avicell | $25.00 | 12/14/2012 5:52:06 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:37 AM |
| SBT | $25.00 | 12/15/2012 12:18:47 PM |
| Sneezie | $100.00 | 12/15/2012 12:30:46 PM |
| gmoney37 | $25.00 | 12/15/2012 1:27:58 PM |
| goodhearted-basis4 | $25.00 | 12/15/2012 7:23:52 PM |
| brightest-fascinating-principal | $25.00 | 12/15/2012 3:30:28 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:39 AM |
| runfree | $43.29 | 12/17/2012 10:34:06 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 9:41:39 AM |
| Hy-FineAnts-33 | $50.00 | 12/17/2012 9:14:38 AM |
| elasermd | $100.00 | 12/17/2012 5:57:26 PM |
| franzzua | $25.00 | 12/18/2012 5:20:21 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:37 PM |
| best-currency-poem | $25.00 | 12/18/2012 6:25:30 PM |
| kingryan | $250.00 | 12/19/2012 9:51:16 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:27 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:12 PM |
| gjm6d | $25.00 | 12/19/2012 6:19:47 PM |
| wild_carrot | $25.00 | 12/20/2012 3:13:05 PM |
| octoberfresh | $25.00 | 12/20/2012 10:27:35 AM |
| Munnie | $25.00 | 12/21/2012 6:12:55 AM |
| soular21804 | $25.00 | 12/20/2012 5:53:42 PM |
| euro-grove4 | $25.00 | 12/21/2012 9:39:09 AM |
| Earn_money | $25.77 | 12/21/2012 9:21:29 AM |
| Theodon | $25.00 | 12/21/2012 4:10:44 PM |
| bill-booster5 | $25.00 | 12/21/2012 7:39:21 PM |
| progressive-greenback94 | $25.00 | 12/21/2012 9:14:08 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:45:26 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:40 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:29 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:09 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:09:36 PM |
| commerce-yeller | $55.00 | 12/22/2012 5:29:54 PM |
| georgethesir | $50.00 | 12/23/2012 6:33:46 PM |
| MrBojangles01 | $25.00 | 12/24/2012 3:22:54 AM |
| chato2345 | $26.38 | 12/24/2012 8:09:25 AM |
| astute-benjamins | $25.00 | 12/24/2012 8:15:38 AM |
| progressive-wampum0 | $25.00 | 12/24/2012 8:53:39 AM |
| revolutionary769 | $450.00 | 12/24/2012 6:36:11 AM |
| geniusj | $25.00 | 12/24/2012 9:10:56 AM |
| standanddeliver | $50.00 | 12/24/2012 9:15:06 AM |
| awesome-dollar6 | $50.00 | 12/24/2012 6:20:25 AM |
| flyfisherman99 | $100.00 | 12/24/2012 7:09:56 AM |
| the-silver-blaster | $75.00 | 12/24/2012 10:08:26 AM |
| mtb_investing | $25.00 | 12/24/2012 8:04:37 AM |
| natural-worth9 | $475.00 | 12/24/2012 8:18:31 AM |
| Peacepower | $30.00 | 12/24/2012 8:20:21 AM |
| roadster199 | $25.00 | 12/24/2012 8:27:02 AM |
| trumpeter391 | $25.00 | 12/24/2012 8:57:36 AM |
| TC_12June12 | $50.00 | 12/24/2012 9:50:00 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
672738
This series of Notes was issued and sold upon the funding of the borrower loan #79609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,413.12 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $300.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-commerce8 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
pay for rent and household expenses
My financial situation: I recently got divorced and we are selling the house, there is no mortgage on the home but all the equity is tied up in it until it sells.
I am a good candidate for this loan because...
I do have a lot of equity and I own my own business.
Monthly net income: $ 2500
Monthly expenses: $
Housing: $900
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $55
Food, entertainment: $300
Clothing, household expenses: $60
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interest2thePeople | $100.00 | 12/6/2012 5:22:55 PM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:57 PM |
| return-point2 | $100.00 | 12/6/2012 6:16:00 PM |
| paxnj | $25.00 | 12/6/2012 8:22:04 PM |
| Assets-Up | $25.00 | 12/6/2012 6:42:43 PM |
| open-minded-p2p1 | $25.00 | 12/6/2012 7:22:41 PM |
| CA-Lender | $25.00 | 12/7/2012 9:12:47 AM |
| WalnutCreekguy | $50.00 | 12/7/2012 10:02:50 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:43 AM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:26 PM |
| -PokerNut | $50.00 | 12/11/2012 9:05:35 PM |
| melodious-openness | $200.00 | 12/12/2012 4:06:35 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:19:15 AM |
| balance-force | $28.00 | 12/12/2012 1:52:56 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:12:36 PM |
| HelpWhenNeeded | $50.00 | 12/13/2012 11:14:53 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:37 PM |
| blue-treasure-mammalian | $136.92 | 12/14/2012 7:33:53 PM |
| patriot897 | $25.00 | 12/15/2012 1:19:36 PM |
| SC2TX | $100.00 | 12/17/2012 8:59:46 AM |
| first-graceful-contract | $25.00 | 12/18/2012 2:44:20 PM |
| Dr_No | $25.00 | 12/19/2012 7:09:28 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:06 PM |
| theshef | $25.00 | 12/20/2012 9:10:10 AM |
| careful-vigilance4 | $25.00 | 12/19/2012 6:12:54 PM |
| natural-worth9 | $475.00 | 12/20/2012 7:20:43 AM |
| NewPairOfShoes | $25.00 | 12/20/2012 9:51:09 AM |
| stable-durability122 | $25.00 | 12/20/2012 2:08:30 PM |
| authentic-finance194 | $200.00 | 12/20/2012 12:53:29 PM |
| octoberfresh | $25.00 | 12/6/2012 5:51:57 PM |
| transparency-position | $183.00 | 12/6/2012 7:13:18 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:42 PM |
| natural-worth9 | $25.00 | 12/7/2012 11:14:08 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:40 PM |
| zorg77 | $100.00 | 12/9/2012 8:47:31 AM |
| simplelender80 | $100.00 | 12/9/2012 1:51:50 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:52 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:09 PM |
| kenji4861 | $25.00 | 12/11/2012 9:36:08 AM |
| Edakers | $25.00 | 12/11/2012 1:49:57 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:41 PM |
| Sweaty-Butt-Crack | $25.00 | 12/12/2012 6:27:39 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:46 PM |
| loan-fate | $31.00 | 12/12/2012 9:03:03 AM |
| GoodScot | $25.00 | 12/13/2012 5:27:35 PM |
| Elefunt | $25.00 | 12/15/2012 12:41:56 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:44 PM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:47 AM |
| chad-bro-chill | $25.00 | 12/17/2012 9:21:25 AM |
| sympathetic-funds818 | $50.00 | 12/17/2012 5:04:16 PM |
| cognizant-benjamins5 | $25.00 | 12/18/2012 6:00:08 AM |
| Munnie | $50.00 | 12/19/2012 7:01:23 AM |
| PFTLender | $25.00 | 12/18/2012 5:43:41 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:52 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:17 AM |
| miked8303 | $75.00 | 12/19/2012 5:15:14 PM |
| help4u | $25.00 | 12/19/2012 7:00:28 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:43 PM |
| Index_Plus | $4,000.00 | 12/19/2012 6:02:21 PM |
| Bob450 | $25.00 | 12/19/2012 8:13:11 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:13 PM |
| the-debt-mate | $25.00 | 12/20/2012 1:58:07 PM |
| Spiceyduck | $100.00 | 12/20/2012 4:44:02 AM |
| _nfx-ira_ | $36.01 | 12/20/2012 6:41:54 AM |
| desertoasis | $25.00 | 12/19/2012 6:51:20 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:42 AM |
| blue-treasure-mammalian | $38.19 | 12/19/2012 11:17:48 PM |
| vontuse | $25.00 | 12/20/2012 9:58:29 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
672840
This series of Notes was issued and sold upon the funding of the borrower loan #79724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| studious-funds8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I have a stable income and am financially responsible.
Monthly net income: $4,000
Monthly expenses: $1,800
Housing: $1300
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $050
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sweaty-Butt-Crack | $40.00 | 12/17/2012 10:17:47 AM |
| appetizing-loyalty354 | $25.00 | 12/17/2012 9:42:48 AM |
| obduro_1 | $25.00 | 12/17/2012 10:23:30 AM |
| worthy-bid8 | $100.00 | 12/17/2012 9:19:30 AM |
| best-bonafide-p2p | $25.00 | 12/17/2012 1:10:08 PM |
| exponential-fairness2 | $25.00 | 12/17/2012 4:16:21 PM |
| slowgains | $25.00 | 12/17/2012 5:01:22 PM |
| let_me_retire | $300.00 | 12/18/2012 3:12:06 AM |
| beachfunder | $200.00 | 12/17/2012 5:22:32 PM |
| Rockymtnhi | $50.00 | 12/18/2012 10:17:45 AM |
| Nipper99 | $100.00 | 12/18/2012 12:31:30 PM |
| transformer855 | $25.00 | 12/18/2012 1:46:31 PM |
| wise-charming-reward | $200.00 | 12/18/2012 12:23:30 PM |
| octoberfresh | $25.00 | 12/19/2012 10:05:55 AM |
| Tscheddar | $25.00 | 12/19/2012 10:32:40 AM |
| thelopper | $25.00 | 12/19/2012 12:26:55 AM |
| boogienation | $25.00 | 12/19/2012 5:11:01 PM |
| newequity | $25.00 | 12/20/2012 10:03:23 AM |
| meers2000 | $95.55 | 12/19/2012 6:31:27 PM |
| diplomatic-wealth7 | $25.00 | 12/19/2012 6:35:08 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:15:55 PM |
| dynrep | $25.00 | 12/19/2012 6:41:53 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:16:56 AM |
| Bank_of_the_Galaxy | $25.00 | 12/20/2012 7:18:59 PM |
| buffalobills | $25.00 | 12/20/2012 10:43:47 PM |
| dukeiyer | $25.00 | 12/20/2012 5:09:47 PM |
| MKKBucks | $25.00 | 12/20/2012 6:43:57 PM |
| Bobyny | $41.00 | 12/20/2012 5:42:17 PM |
| kind-epic-treasure | $27.50 | 12/20/2012 8:26:58 PM |
| justasoldier | $80.00 | 12/20/2012 9:46:43 PM |
| qaran | $25.00 | 12/20/2012 9:59:37 PM |
| MrBojangles01 | $50.00 | 12/20/2012 11:34:39 PM |
| ethical-truth211 | $25.00 | 12/21/2012 2:04:26 AM |
| theaterguy | $30.00 | 12/20/2012 7:08:03 PM |
| srsock | $17.30 | 12/21/2012 3:20:20 AM |
| Rockymtnhi | $100.00 | 12/17/2012 10:12:42 AM |
| deal-hickory5 | $100.00 | 12/19/2012 10:06:48 AM |
| riveting-credit5 | $25.00 | 12/17/2012 10:32:45 AM |
| rate-advocator7 | $250.00 | 12/17/2012 9:17:17 AM |
| greencat | $50.00 | 12/17/2012 10:50:27 AM |
| treasure-bliss | $100.00 | 12/17/2012 9:22:48 AM |
| restless-dime | $100.00 | 12/17/2012 1:15:32 PM |
| beachfunder | $200.00 | 12/17/2012 10:47:12 AM |
| goat0 | $50.00 | 12/17/2012 6:27:17 PM |
| return-enforcer5 | $25.00 | 12/18/2012 7:06:36 AM |
| britches318 | $200.00 | 12/18/2012 7:49:15 AM |
| Bob450 | $25.00 | 12/18/2012 5:12:38 PM |
| preventivepestcontrol | $50.00 | 12/19/2012 1:55:53 PM |
| payment-halo | $25.00 | 12/19/2012 6:40:23 PM |
| bid-ace937 | $50.00 | 12/19/2012 6:07:49 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:32:08 PM |
| felicity-czar6 | $25.00 | 12/20/2012 4:47:09 PM |
| Fdeer | $200.00 | 12/20/2012 5:03:34 AM |
| Winged_Inspirations | $25.00 | 12/20/2012 11:56:48 AM |
| transaction-competitor0 | $25.00 | 12/20/2012 2:59:30 PM |
| wealth-watcher3 | $100.00 | 12/20/2012 4:00:04 PM |
| jwill2172 | $43.65 | 12/20/2012 10:20:56 AM |
| Capitalincome | $25.00 | 12/20/2012 7:40:22 PM |
| ProModelA | $25.00 | 12/20/2012 8:38:51 PM |
| blue-relentless-hope | $50.00 | 12/20/2012 4:29:33 PM |
| Gobsek | $25.00 | 12/20/2012 8:44:09 PM |
| Mucman72 | $25.00 | 12/21/2012 1:57:13 AM |
| R3P0MAN | $50.00 | 12/21/2012 2:36:56 AM |
| helpyougrow | $25.00 | 12/20/2012 9:41:04 PM |
| hml | $50.00 | 12/20/2012 9:50:30 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
674064
This series of Notes was issued and sold upon the funding of the borrower loan #79670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $178.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1980 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,263 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kreading16 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Young Entrepreneur Buying Equity
Purpose of loan:
This loan will be used to purchase equity in the company I currently work for. I have been offered to become a partner due to my experience in helping companies with the financial analysis/marketing needs.
My financial situation:
I am a good candidate for this loan because I graduated college debt free by working and saving every cent that I earned while I worked full time through school. I am using a large portion of my savings to invest in the company, but would like to always have an emergency fund just in case. This will be the second company that I will be a partner for and am looking to diversify in several companies before I turn 30.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/6/2012 5:56:57 PM |
| bazaar-tulip | $25.00 | 12/6/2012 5:20:20 PM |
| leodaguy | $100.00 | 12/6/2012 6:14:42 PM |
| availableloan | $25.00 | 12/6/2012 7:37:39 PM |
| corndog4000 | $30.00 | 12/6/2012 7:19:53 PM |
| kevin314 | $25.00 | 12/7/2012 10:11:24 AM |
| irishalaskan | $25.00 | 12/7/2012 10:46:46 AM |
| natural-balance881 | $40.00 | 12/7/2012 5:33:11 PM |
| nevee | $25.00 | 12/8/2012 12:15:30 PM |
| simplelender80 | $100.00 | 12/9/2012 1:51:51 PM |
| magnetic-duty4 | $25.00 | 12/9/2012 8:41:22 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:09 PM |
| indomitable-coin | $25.00 | 12/11/2012 5:09:36 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:48 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:46 PM |
| QsDad | $25.00 | 12/12/2012 9:47:16 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:12:18 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:43 PM |
| djh47a | $25.00 | 12/12/2012 1:14:46 PM |
| blue-order-comet | $100.00 | 12/12/2012 6:33:12 PM |
| Avicell | $25.00 | 12/13/2012 6:21:34 PM |
| elasermd | $100.00 | 12/13/2012 6:27:49 PM |
| sprinter | $50.00 | 12/14/2012 10:07:39 AM |
| pioneer580 | $25.00 | 12/14/2012 6:41:27 PM |
| suave-durability1 | $50.00 | 12/14/2012 5:39:21 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:30 AM |
| Arvicco | $400.00 | 12/15/2012 11:28:28 AM |
| Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:26 PM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:06 PM |
| sympathetic-funds818 | $50.00 | 12/15/2012 12:44:27 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:32 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:45 PM |
| gjm6d | $25.00 | 12/16/2012 12:07:38 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:23 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:25 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:01 PM |
| authoritative-capital | $75.00 | 12/16/2012 4:57:14 PM |
| themoneydoctor | $25.00 | 12/16/2012 1:20:04 PM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:18 AM |
| kegs | $200.00 | 12/17/2012 1:39:48 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:06 PM |
| alaskanbearcub | $25.00 | 12/17/2012 10:25:05 PM |
| hitsman | $50.00 | 12/17/2012 5:19:43 PM |
| bothaus | $50.00 | 12/18/2012 9:21:19 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:45 AM |
| creative-p2p0 | $25.00 | 12/17/2012 6:30:42 PM |
| wealth-lotus | $44.53 | 12/18/2012 8:04:14 AM |
| market-waterfall5 | $76.91 | 12/18/2012 12:46:40 PM |
| transparency-futurist3 | $25.00 | 12/18/2012 5:27:20 AM |
| UBOtto186 | $50.00 | 12/18/2012 9:12:13 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:11 AM |
| prudent-deal662 | $25.00 | 12/18/2012 9:40:20 AM |
| Jazzamaru | $100.00 | 12/18/2012 2:31:47 PM |
| pathcrx | $25.00 | 12/18/2012 2:46:34 PM |
| Ocean713 | $75.00 | 12/18/2012 3:59:39 PM |
| funds-chemistry1 | $30.00 | 12/18/2012 8:51:21 PM |
| bitterroot_mt | $25.00 | 12/18/2012 6:45:36 PM |
| mrcrace | $29.08 | 12/18/2012 6:56:34 PM |
| natural-worth9 | $175.00 | 12/18/2012 7:19:24 PM |
| silver4711 | $100.00 | 12/19/2012 9:41:39 AM |
| note-goblin0 | $25.00 | 12/18/2012 8:45:44 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:07 PM |
| the-income-marble | $25.00 | 12/19/2012 6:52:27 AM |
| Pickmar | $25.00 | 12/19/2012 9:08:26 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:03 AM |
| kkslm295 | $79.92 | 12/19/2012 5:18:55 AM |
| mclapperton | $67.46 | 12/19/2012 5:46:36 AM |
| sprinkler5 | $25.00 | 12/19/2012 6:33:52 AM |
| moneytolend72 | $25.00 | 12/19/2012 8:19:14 AM |
| horseshoelake | $50.00 | 12/19/2012 11:30:37 AM |
| beans53 | $25.00 | 12/19/2012 12:43:25 PM |
| Mr_School_Boy_Cookies | $25.00 | 12/19/2012 12:43:33 PM |
| gilbrear | $25.00 | 12/19/2012 4:23:37 PM |
| daisuke | $25.00 | 12/19/2012 10:40:58 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:22 PM |
| Quiza12 | $100.00 | 12/19/2012 11:14:12 AM |
| R3P0MAN | $50.00 | 12/19/2012 1:27:03 PM |
| ebase22 | $25.00 | 12/19/2012 1:44:58 PM |
| RocketSurgeon | $25.00 | 12/19/2012 5:22:14 PM |
| natural-worth9 | $120.00 | 12/19/2012 5:24:18 PM |
| cahjoon | $25.00 | 12/6/2012 6:45:54 PM |
| superb-funds335 | $25.00 | 12/6/2012 6:09:23 PM |
| CIC | $25.00 | 12/7/2012 2:54:50 AM |
| gravbox | $25.00 | 12/6/2012 6:47:02 PM |
| CreditBuilder2 | $25.01 | 12/6/2012 6:59:56 PM |
| market-maximizer472 | $25.00 | 12/7/2012 6:27:49 AM |
| LoanerPrincipal | $25.00 | 12/6/2012 6:10:33 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 5:05:30 AM |
| whitegoldira | $150.00 | 12/6/2012 7:35:00 PM |
| wetlands | $200.00 | 12/7/2012 9:23:43 AM |
| natural-worth9 | $25.00 | 12/7/2012 10:32:46 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:54 PM |
| franzzua | $25.00 | 12/11/2012 5:24:15 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:09 PM |
| loot-prescription3 | $25.00 | 12/11/2012 5:36:49 PM |
| charming-exchange7 | $25.00 | 12/11/2012 5:37:48 PM |
| SBT | $25.00 | 12/11/2012 6:16:48 PM |
| deal-vibrato | $25.00 | 12/11/2012 6:22:47 PM |
| goodhearted-basis4 | $25.00 | 12/11/2012 11:19:31 PM |
| kalamari | $30.00 | 12/12/2012 9:48:11 AM |
| octoberfresh | $25.00 | 12/12/2012 11:25:49 AM |
| Sneezie | $100.00 | 12/12/2012 5:21:24 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:58 PM |
| Rivervale_Westwood | $25.00 | 12/13/2012 9:26:29 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:39 PM |
| fairness-musician3 | $25.00 | 12/14/2012 6:07:27 PM |
| astute-benjamins | $25.00 | 12/14/2012 12:53:20 PM |
| compassion-twister2 | $100.00 | 12/15/2012 10:35:38 AM |
| ItsJustMe79 | $25.00 | 12/15/2012 1:19:25 PM |
| CSharper | $25.00 | 12/15/2012 6:52:00 PM |
| mighty-return326 | $75.00 | 12/17/2012 5:44:36 AM |
| ndogg1982 | $25.00 | 12/17/2012 6:15:23 AM |
| geniusj | $25.00 | 12/16/2012 1:07:38 PM |
| heavensfx | $25.00 | 12/17/2012 9:50:54 AM |
| Tscheddar | $25.00 | 12/17/2012 4:13:15 PM |
| runfree | $43.00 | 12/17/2012 10:33:41 AM |
| kingryan | $250.00 | 12/17/2012 5:22:27 PM |
| affluence-owner9 | $100.00 | 12/18/2012 7:27:25 AM |
| squadron820 | $25.00 | 12/18/2012 8:02:06 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:13:02 PM |
| penny-injector8 | $25.00 | 12/17/2012 11:57:21 PM |
| loan-oasis4 | $25.00 | 12/18/2012 7:51:34 AM |
| income-cocktail3 | $25.00 | 12/18/2012 12:37:10 PM |
| rate-optimizer0 | $25.00 | 12/18/2012 1:41:46 PM |
| compoundinterest | $25.00 | 12/18/2012 5:41:16 PM |
| wise-unbelievable-gain | $100.00 | 12/18/2012 1:06:54 PM |
| dordee | $52.27 | 12/18/2012 9:38:55 AM |
| greenback-watcher1 | $35.00 | 12/18/2012 6:00:41 PM |
| AJ6 | $25.00 | 12/18/2012 6:14:10 PM |
| elog238 | $25.00 | 12/18/2012 2:33:49 PM |
| ResQDoc | $25.00 | 12/19/2012 4:03:40 AM |
| 12Knocksinna | $25.00 | 12/19/2012 8:43:37 AM |
| jga516 | $25.00 | 12/18/2012 7:02:27 PM |
| Jalebi | $25.00 | 12/18/2012 6:15:25 PM |
| grove88 | $25.00 | 12/18/2012 8:33:44 PM |
| gain-zeus8 | $25.00 | 12/19/2012 10:22:44 AM |
| american6 | $50.00 | 12/19/2012 9:04:24 AM |
| sfd | $50.00 | 12/19/2012 11:01:39 AM |
| ingenious-leverage6 | $25.00 | 12/19/2012 1:34:20 PM |
| educationfirst | $50.00 | 12/19/2012 9:32:10 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:52 AM |
| invincible-agreement8 | $100.00 | 12/19/2012 4:51:08 PM |
| Arg3998 | $75.00 | 12/19/2012 5:13:07 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:50 PM |
| mkm | $32.23 | 12/19/2012 3:46:14 PM |
| penny-drum7 | $25.00 | 12/19/2012 11:57:43 AM |
| vigilance-machine6 | $25.00 | 12/19/2012 2:23:52 PM |
| point-nest4 | $75.16 | 12/19/2012 4:18:22 PM |
| Castellan | $4.43 | 12/19/2012 5:28:52 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
674070
This series of Notes was issued and sold upon the funding of the borrower loan #79714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,983 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| burgeoning-fairness4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate other debts into one payment.
My financial situation:
I am a good candidate for this loan because where my credit scores are. I am a reliable listing due to maintaining good credit scores.
Monthly net income: $1275.48
Monthly expenses: $2051
Housing: $870.00
Insurance: $
Car expenses: $
Utilities: $106
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $875.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| new-start18100 | $25.00 | 12/2/2012 1:05:15 PM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:28:16 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:40 AM |
| dukeiyer | $25.00 | 12/3/2012 9:56:28 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:32 AM |
| wetlands | $200.00 | 12/3/2012 9:48:27 AM |
| Haydn-sav | $25.00 | 12/3/2012 5:21:27 PM |
| franzzua | $25.00 | 12/3/2012 6:21:13 PM |
| profitable-fairness1 | $75.00 | 12/4/2012 7:53:25 AM |
| life-is-great | $25.00 | 12/4/2012 9:49:21 AM |
| windguy | $50.00 | 12/5/2012 10:52:29 AM |
| tech310 | $50.00 | 12/5/2012 6:01:52 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:17 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:54:09 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:28 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:17 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:46 AM |
| KryptonWare-com | $25.00 | 12/7/2012 5:12:49 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:18 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:28 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:18 PM |
| money-bauble | $100.00 | 12/8/2012 12:43:37 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:37 AM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:01 AM |
| cr8on | $30.00 | 12/11/2012 5:09:11 PM |
| balance-force | $28.00 | 12/12/2012 1:52:28 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:27 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:28 AM |
| dunox | $75.00 | 12/13/2012 12:14:15 PM |
| anacent | $25.00 | 12/13/2012 10:26:23 PM |
| cutter21 | $25.00 | 12/14/2012 6:06:10 PM |
| market-bearer7 | $25.00 | 12/14/2012 8:31:26 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:34 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:16 AM |
| Pasagam | $50.00 | 12/14/2012 5:27:35 PM |
| rbrown15 | $64.93 | 12/14/2012 7:39:15 PM |
| tillit | $25.00 | 12/15/2012 9:05:48 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:21 AM |
| glowing-benjamins1 | $25.00 | 12/15/2012 8:04:48 AM |
| finance-kayak30 | $100.00 | 12/15/2012 11:16:30 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:00 AM |
| JJ9876 | $25.00 | 12/15/2012 12:01:59 PM |
| Banker7371 | $25.00 | 12/15/2012 12:03:44 PM |
| exact-loan5 | $25.00 | 12/15/2012 12:05:22 PM |
| HamachiMan | $50.00 | 12/15/2012 12:05:25 PM |
| euro-speaker8 | $220.00 | 12/15/2012 12:05:40 PM |
| vestratech | $25.00 | 12/15/2012 12:08:57 PM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:36 PM |
| skuba | $50.00 | 12/15/2012 12:13:46 PM |
| NorthwestLoan1 | $65.00 | 12/15/2012 8:45:08 AM |
| thepillowsack | $25.00 | 12/15/2012 12:14:28 PM |
| Investoman | $25.00 | 12/15/2012 12:17:39 PM |
| ZTA0796 | $25.00 | 12/15/2012 12:19:38 PM |
| openness-bliss | $25.00 | 12/15/2012 12:23:50 PM |
| TheKid | $34.00 | 12/15/2012 12:28:27 PM |
| rakstar | $25.00 | 12/15/2012 12:28:41 PM |
| durability-officer | $50.00 | 12/15/2012 12:29:36 PM |
| F16Pilot | $25.00 | 12/15/2012 12:30:32 PM |
| StWaldo | $25.00 | 12/15/2012 12:35:47 PM |
| first-careful-currency | $300.00 | 12/15/2012 10:46:04 AM |
| point653 | $25.00 | 12/15/2012 12:39:19 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:37 AM |
| credit-meteor7 | $232.00 | 12/15/2012 12:01:08 PM |
| reward-walnut | $25.00 | 12/15/2012 12:02:58 PM |
| omniviper | $25.00 | 12/15/2012 12:43:51 PM |
| Jalebi | $25.00 | 12/15/2012 12:04:36 PM |
| larslfe | $25.00 | 12/15/2012 12:04:50 PM |
| Tasteslikechicken | $38.00 | 12/15/2012 12:46:15 PM |
| CSUgrad08 | $25.00 | 12/15/2012 12:08:16 PM |
| korby524 | $25.00 | 12/15/2012 12:08:51 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:37 PM |
| j-lender | $50.00 | 12/15/2012 12:50:54 PM |
| redx | $25.00 | 12/15/2012 12:14:51 PM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:57 PM |
| larrybird | $284.00 | 12/15/2012 12:53:42 PM |
| zassociate | $200.00 | 12/15/2012 11:01:41 AM |
| enriching-dollar1 | $100.00 | 12/15/2012 11:03:01 AM |
| fcukciti | $35.00 | 12/15/2012 12:17:55 PM |
| reflective-cash0 | $50.00 | 12/15/2012 12:23:04 PM |
| Elbanko | $30.00 | 12/15/2012 12:23:58 PM |
| zeelender | $25.00 | 12/15/2012 12:58:46 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:18 PM |
| PhalanxBulldog | $25.00 | 12/15/2012 12:59:38 PM |
| the-auction-bear | $25.00 | 12/15/2012 12:25:53 PM |
| useful-p2ploan | $25.00 | 12/15/2012 1:00:51 PM |
| ready-ore884 | $50.00 | 12/15/2012 12:27:49 PM |
| indomitable-dedication | $25.00 | 12/15/2012 1:01:57 PM |
| transaction-hugger4 | $100.00 | 12/15/2012 1:02:08 PM |
| top-impressive-dinero | $25.00 | 12/15/2012 1:02:35 PM |
| american6 | $50.00 | 12/15/2012 1:03:08 PM |
| kwlbrdr | $25.00 | 12/15/2012 12:30:36 PM |
| proper-exchange8 | $50.00 | 12/15/2012 1:05:45 PM |
| durability-goat644 | $25.00 | 12/15/2012 12:33:28 PM |
| runner262 | $25.00 | 12/15/2012 12:34:55 PM |
| CaptainBlueberry | $25.00 | 12/15/2012 12:40:14 PM |
| Thunderswan | $71.00 | 12/15/2012 11:25:03 AM |
| LeadFoot | $25.00 | 12/15/2012 1:14:23 PM |
| rcm87 | $49.00 | 12/15/2012 12:44:11 PM |
| brightest-repayment-patriot | $75.00 | 12/15/2012 1:16:52 PM |
| tylerfd | $32.00 | 12/15/2012 1:18:03 PM |
| hopethisworks | $25.00 | 12/15/2012 12:00:54 PM |
| LoanMonkey | $50.00 | 12/15/2012 12:01:05 PM |
| heart514 | $25.00 | 12/15/2012 12:01:32 PM |
| aggresive-truth179 | $25.00 | 12/15/2012 12:03:05 PM |
| wayman | $25.00 | 12/15/2012 12:50:21 PM |
| upright-silver | $25.00 | 12/15/2012 12:04:54 PM |
| puifais | $50.00 | 12/15/2012 12:50:59 PM |
| faultlinejohnny | $42.00 | 12/15/2012 12:51:56 PM |
| 1phantom | $25.00 | 12/15/2012 12:06:14 PM |
| fair-pound5 | $50.00 | 12/15/2012 12:06:31 PM |
| marketplace-cello5 | $25.00 | 12/15/2012 12:06:52 PM |
| euro-watcher7 | $25.00 | 12/15/2012 12:54:36 PM |
| skiberdad | $31.00 | 12/15/2012 12:54:58 PM |
| Millmanator | $25.00 | 12/15/2012 12:09:53 PM |
| downtownfarm | $25.00 | 12/15/2012 12:56:22 PM |
| hope-equation | $25.00 | 12/15/2012 12:12:57 PM |
| income-champion | $25.00 | 12/15/2012 12:14:53 PM |
| mick3456 | $25.00 | 12/15/2012 1:02:49 PM |
| flexible-return297 | $25.00 | 12/15/2012 12:20:04 PM |
| power-trophy7 | $25.00 | 12/15/2012 12:22:22 PM |
| gold-gazelle | $25.00 | 12/15/2012 1:07:34 PM |
| jyoung30 | $25.00 | 12/15/2012 12:24:56 PM |
| SummitAdvisors | $50.00 | 12/15/2012 1:08:40 PM |
| newest-rate-relaxation | $50.00 | 12/15/2012 1:08:55 PM |
| PRGuyinVA | $25.00 | 12/15/2012 12:26:14 PM |
| mindful-generosity1 | $50.00 | 12/15/2012 12:27:06 PM |
| capital-renewal | $50.00 | 12/15/2012 12:28:15 PM |
| heavenly-bazaar3 | $100.00 | 12/15/2012 1:13:08 PM |
| finance-assembler | $50.00 | 12/15/2012 1:14:35 PM |
| samo102us | $25.00 | 12/15/2012 1:15:36 PM |
| spotty | $50.00 | 12/15/2012 1:15:54 PM |
| letsmakeitsuccessful | $25.00 | 12/15/2012 1:18:23 PM |
| shred123 | $25.00 | 12/15/2012 12:41:49 PM |
| the-yield-surfer | $25.00 | 12/15/2012 12:45:11 PM |
| gold-pudding6 | $56.00 | 12/15/2012 12:50:08 PM |
| greentomato | $25.00 | 12/15/2012 12:50:39 PM |
| dajen1 | $34.00 | 12/15/2012 12:51:10 PM |
| ge0bab | $25.00 | 12/15/2012 12:53:10 PM |
| newest-glowing-cash | $25.00 | 12/15/2012 12:57:48 PM |
| TheBestDad | $25.00 | 12/15/2012 12:58:00 PM |
| payout-carnival | $25.00 | 12/15/2012 1:01:00 PM |
| chlebie | $43.00 | 12/15/2012 1:05:35 PM |
| social-trumpet | $25.00 | 12/15/2012 1:06:03 PM |
| miamibeachloaner | $36.00 | 12/15/2012 1:08:18 PM |
| villagers | $50.00 | 12/15/2012 1:10:59 PM |
| Splangy613 | $25.00 | 12/15/2012 1:11:38 PM |
| Raetha | $25.00 | 12/15/2012 1:17:58 PM |
| bowdish1 | $25.00 | 12/2/2012 1:12:27 PM |
| fulfilling-bazaar4 | $100.00 | 12/2/2012 12:20:44 PM |
| deal-vibrato | $25.00 | 12/2/2012 12:27:28 PM |
| bazaar-tulip | $25.00 | 12/2/2012 12:44:08 PM |
| CreditBuilder2 | $25.06 | 12/2/2012 1:40:31 PM |
| repayment-pagoda8 | $100.00 | 12/3/2012 9:33:24 AM |
| riskreward | $250.00 | 12/3/2012 9:58:58 AM |
| octoberfresh | $25.00 | 12/4/2012 6:17:10 AM |
| dunkard13 | $100.00 | 12/4/2012 9:40:23 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:50 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:56 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:56 AM |
| kulender | $100.00 | 12/7/2012 1:19:00 PM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:19 PM |
| ready-vigilance3 | $25.00 | 12/9/2012 9:53:40 AM |
| simplelender80 | $100.00 | 12/9/2012 1:51:30 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:05 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:43 AM |
| ell25 | $50.00 | 12/10/2012 8:30:16 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:57 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:35 AM |
| djh47a | $25.00 | 12/12/2012 1:14:30 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:11 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:48 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:56 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:50 PM |
| Avicell | $25.00 | 12/13/2012 6:21:10 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:24 AM |
| rautility | $50.00 | 12/14/2012 9:25:59 AM |
| proud-pound4 | $25.00 | 12/14/2012 9:25:44 AM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:32 PM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:23 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:55 PM |
| Interest2thePeople | $100.00 | 12/15/2012 10:49:33 AM |
| p2ploan-magnate | $37.00 | 12/14/2012 7:58:54 PM |
| deal-goliath4 | $446.00 | 12/15/2012 11:14:03 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:26 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:53 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:17 PM |
| urbane-income7 | $25.00 | 12/15/2012 12:05:48 PM |
| AFFlyboy | $25.00 | 12/15/2012 12:07:20 PM |
| LifeOfLearning | $25.00 | 12/15/2012 12:09:09 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:22 AM |
| orange-spiritual-contract | $78.00 | 12/15/2012 11:10:07 AM |
| CROBRUN | $50.00 | 12/15/2012 12:16:15 PM |
| fund-washboard2 | $25.00 | 12/15/2012 12:16:46 PM |
| auction-sage | $100.00 | 12/15/2012 11:17:18 AM |
| postalwhiz | $25.00 | 12/15/2012 12:25:25 PM |
| magical-credit523 | $25.00 | 12/15/2012 12:25:43 PM |
| gadget7 | $25.00 | 12/15/2012 12:27:13 PM |
| worldly-commitment173 | $26.00 | 12/15/2012 12:29:44 PM |
| Maetryx | $25.00 | 12/15/2012 12:30:29 PM |
| luminous-marketplace5 | $28.00 | 12/15/2012 12:30:40 PM |
| money-engine | $25.00 | 12/15/2012 12:31:32 PM |
| nourishing-hope835 | $25.00 | 12/15/2012 12:32:29 PM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:20 AM |
| rescue | $100.00 | 12/15/2012 12:35:59 PM |
| DL-JL | $25.00 | 12/15/2012 12:36:24 PM |
| Kame | $25.00 | 12/15/2012 12:39:05 PM |
| frooogal | $25.00 | 12/15/2012 11:38:39 AM |
| appastk | $25.00 | 12/15/2012 11:49:39 AM |
| safehouse947 | $100.00 | 12/15/2012 12:00:46 PM |
| orange-stable-gain | $50.00 | 12/15/2012 12:02:42 PM |
| Lam0nt | $25.00 | 12/15/2012 12:42:34 PM |
| speedster351 | $25.00 | 12/15/2012 12:42:54 PM |
| und-alum | $25.00 | 12/15/2012 12:48:01 PM |
| benevolent-moola291 | $50.00 | 12/15/2012 12:10:21 PM |
| diversification-medalist | $25.00 | 12/15/2012 12:11:34 PM |
| p2p-czar3 | $25.00 | 12/15/2012 12:11:52 PM |
| hope-eagle6 | $25.00 | 12/15/2012 12:14:38 PM |
| gulch | $25.00 | 12/15/2012 12:15:15 PM |
| camaraderi-entrepreneur331 | $25.00 | 12/15/2012 12:54:00 PM |
| repayment-chihuahua3 | $25.00 | 12/15/2012 12:16:08 PM |
| enthusiastic-point | $25.00 | 12/15/2012 12:17:09 PM |
| IP | $25.00 | 12/15/2012 12:18:41 PM |
| goodhelper | $25.00 | 12/15/2012 12:19:45 PM |
| best-phenomenal-treasure | $25.00 | 12/15/2012 12:21:53 PM |
| KeepOnRunning | $100.00 | 12/15/2012 12:25:09 PM |
| E_G | $49.00 | 12/15/2012 12:59:16 PM |
| TheoProf | $25.00 | 12/15/2012 12:26:41 PM |
| transaction-animal8 | $25.00 | 12/15/2012 12:27:54 PM |
| new-truth-chuckler | $33.00 | 12/15/2012 12:27:58 PM |
| dougm | $25.00 | 12/15/2012 12:29:18 PM |
| asmithj | $25.00 | 12/15/2012 12:31:55 PM |
| brightest-affluence-motivator | $50.00 | 12/15/2012 1:05:31 PM |
| rate-mogul | $50.00 | 12/15/2012 12:40:18 PM |
| billyisafob | $25.00 | 12/15/2012 1:10:48 PM |
| gelidfrank | $25.00 | 12/15/2012 12:41:58 PM |
| 3ToedMenace | $50.00 | 12/15/2012 12:42:23 PM |
| dignified-finance | $28.00 | 12/15/2012 1:13:21 PM |
| Arvicco | $400.00 | 12/15/2012 11:28:46 AM |
| MoonMama | $25.00 | 12/15/2012 1:14:25 PM |
| LeReve | $500.00 | 12/15/2012 11:29:11 AM |
| lendacity | $25.00 | 12/15/2012 12:44:45 PM |
| unafraid-cash2 | $50.00 | 12/15/2012 1:18:53 PM |
| transparency-trust | $100.00 | 12/15/2012 12:01:22 PM |
| asya | $27.00 | 12/15/2012 12:01:38 PM |
| networks4ever | $25.00 | 12/15/2012 12:01:50 PM |
| dinero-speaker | $25.00 | 12/15/2012 12:49:12 PM |
| aader | $25.00 | 12/15/2012 12:03:17 PM |
| mydogissocute | $25.00 | 12/15/2012 12:04:46 PM |
| dragonfly-amulet | $25.00 | 12/15/2012 12:52:17 PM |
| ivadood | $50.00 | 12/15/2012 12:07:38 PM |
| kind-payment-viking3 | $94.00 | 12/15/2012 12:53:18 PM |
| dc_lobster | $25.00 | 12/15/2012 12:55:38 PM |
| mckhbnpc | $50.00 | 12/15/2012 12:10:54 PM |
| benevolent-transparency934 | $25.00 | 12/15/2012 12:57:18 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:56 PM |
| awe-inspiring-commitment972 | $50.00 | 12/15/2012 1:01:06 PM |
| gristle | $25.00 | 12/15/2012 12:16:06 PM |
| best-return-boss | $25.00 | 12/15/2012 12:16:30 PM |
| RocketSurgeon | $25.00 | 12/15/2012 1:04:49 PM |
| wise-rupee-sanctuary | $50.00 | 12/15/2012 12:22:28 PM |
| mercuriant | $25.00 | 12/15/2012 12:22:37 PM |
| cash-reaction2 | $25.00 | 12/15/2012 1:07:07 PM |
| the-dollar-topper | $150.00 | 12/15/2012 1:08:59 PM |
| RevREB | $25.00 | 12/15/2012 12:28:20 PM |
| charming-economy438 | $25.00 | 12/15/2012 12:30:34 PM |
| mister_waffle | $25.00 | 12/15/2012 12:30:38 PM |
| bigballer105 | $45.00 | 12/15/2012 12:30:43 PM |
| piter-to-la-investment | $25.00 | 12/15/2012 12:31:38 PM |
| 6moonbeams | $50.00 | 12/15/2012 12:31:52 PM |
| Lacimae | $250.00 | 12/15/2012 12:33:39 PM |
| slartibardfast | $25.00 | 12/15/2012 12:35:34 PM |
| commerce-web5 | $25.00 | 12/15/2012 1:18:20 PM |
| mvalley | $25.00 | 12/15/2012 12:39:11 PM |
| gracej | $25.00 | 12/15/2012 12:39:51 PM |
| kindness-jedi | $25.00 | 12/15/2012 12:40:56 PM |
| scubabob55 | $25.00 | 12/15/2012 12:47:12 PM |
| financial-frenzy | $50.00 | 12/15/2012 12:48:16 PM |
| BuffetRocks | $29.00 | 12/15/2012 12:48:50 PM |
| Tideman | $25.00 | 12/15/2012 12:50:15 PM |
| Erikdbp | $25.00 | 12/15/2012 12:51:08 PM |
| gizzywump | $25.00 | 12/15/2012 12:52:02 PM |
| reasonable-transaction7 | $25.00 | 12/15/2012 12:52:23 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:48 PM |
| brazilofmux | $100.00 | 12/15/2012 12:53:35 PM |
| special-generosity2 | $25.00 | 12/15/2012 12:59:06 PM |
| top-economy-mover | $25.00 | 12/15/2012 1:02:33 PM |
| EatWiCheese | $28.00 | 12/15/2012 1:03:03 PM |
| revolutionary082 | $27.27 | 12/15/2012 1:05:24 PM |
| fantastic-bazaar2 | $50.00 | 12/15/2012 1:09:02 PM |
| CPAMAN | $25.00 | 12/15/2012 1:11:28 PM |
| steady-dime | $25.00 | 12/15/2012 1:11:31 PM |
| bid-plato6 | $25.00 | 12/15/2012 1:12:20 PM |
| gallant-economy9 | $50.00 | 12/15/2012 1:12:59 PM |
| studious-bonus7 | $100.00 | 12/15/2012 1:13:43 PM |
| debt-fuse158 | $25.00 | 12/15/2012 1:14:54 PM |
| 295 Investments
|
Borrower Payment Dependent Notes Series
675540
This series of Notes was issued and sold upon the funding of the borrower loan #79513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,689.72 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $344.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,938 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heartpounding-wampum2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my debt in a shorter time and at a better rate. After being laid off 2-1/2 years ago and receiving a major pay cut I'd like to get these debts taken care of and put in my past. My pay went down but my debt of course did not. My current income is actually decent but after being used to a much nicer income it's been an adjustment and I'm just so ready to be out of debt.
My financial situation:
I am a good candidate for this loan because...these debts are my responsibility and I have never defaulted on a loan/debt and never will. Even in the 9 months I was without work, my bills were always my first priority. I've worked for only two companies in 25+ years so I'm stable. If I'm 100% funded it will reduce my monthly payments quite a bit which would be wonderful. If I'm at least 70% funded, it will almost take care of my highest interest cards which are currently around 25%. I am a person that used to receive high credit limit offers at 3%.....what happened to those days???? I appreciate anyone willing to help me get my finances back on track. I did not win powerball the other night and haven't married a millionaire so this might be my relief. LOL I hope you'll consider me for your lending. Thank you. Thank you very much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/3/2012 5:28:31 PM |
| glimmering-liberty616 | $25.00 | 12/3/2012 8:07:47 PM |
| windguy | $50.00 | 12/3/2012 5:53:16 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:54 PM |
| natural-worth9 | $25.00 | 12/3/2012 7:52:47 PM |
| ucantbeetit | $25.00 | 12/4/2012 6:04:27 PM |
| loot-prescription3 | $25.00 | 12/6/2012 9:49:37 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:36 PM |
| dunkard13 | $100.00 | 12/6/2012 6:24:28 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:42 PM |
| shamonn_p2p | $35.00 | 12/9/2012 12:48:03 PM |
| Senechal | $25.00 | 12/11/2012 4:57:57 AM |
| astute-benjamins | $25.00 | 12/11/2012 10:16:06 AM |
| kalamari | $30.00 | 12/11/2012 1:03:32 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:46 PM |
| enriching-trade2 | $50.00 | 12/12/2012 9:16:22 AM |
| Sweaty-Butt-Crack | $35.00 | 12/12/2012 6:15:13 AM |
| benevolent-loot5 | $200.00 | 12/12/2012 9:56:34 AM |
| djh47a | $25.00 | 12/12/2012 1:14:35 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:48 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:49 PM |
| trail5 | $25.00 | 12/13/2012 12:06:36 PM |
| Trigirl23 | $25.00 | 12/13/2012 5:06:43 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:25 PM |
| Avicell | $25.00 | 12/13/2012 6:21:19 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:31 AM |
| anacent | $25.00 | 12/13/2012 10:26:32 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:19 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:19 AM |
| huloo | $50.00 | 12/14/2012 10:22:09 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:58 AM |
| sprinter | $50.00 | 12/14/2012 10:07:30 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:23 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:27 AM |
| kulender | $100.00 | 12/15/2012 9:23:58 AM |
| Proactive-Financial-Lending | $25.00 | 12/15/2012 1:00:16 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:13 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:57 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:54 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:05 AM |
| Oakland | $50.00 | 12/16/2012 11:17:12 AM |
| california111 | $25.00 | 12/16/2012 3:01:35 PM |
| Munnie | $25.00 | 12/16/2012 7:45:47 PM |
| Interloper | $25.00 | 12/16/2012 9:20:10 AM |
| chandler66 | $25.00 | 12/17/2012 7:56:29 AM |
| kind-cash-porcelain | $50.00 | 12/16/2012 12:40:17 PM |
| bid-sushi9 | $50.00 | 12/17/2012 9:45:53 AM |
| ASLIBD | $25.00 | 12/17/2012 9:49:25 AM |
| blueshound | $25.00 | 12/17/2012 7:22:22 AM |
| important-gold5 | $25.00 | 12/17/2012 11:29:42 AM |
| helpful-fund7 | $40.67 | 12/17/2012 6:31:54 AM |
| PoundSmart | $100.00 | 12/17/2012 9:44:45 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:00 PM |
| krisran | $50.00 | 12/17/2012 10:19:21 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:08 PM |
| gravbox | $25.00 | 12/3/2012 6:47:18 PM |
| wetlands | $200.00 | 12/3/2012 5:44:48 PM |
| leodaguy | $51.00 | 12/3/2012 6:20:41 PM |
| ready-interest9 | $25.00 | 12/3/2012 6:36:24 PM |
| payment-halo | $25.00 | 12/3/2012 6:42:51 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:04:00 PM |
| creditjunky | $50.00 | 12/3/2012 8:04:11 PM |
| nevee | $25.00 | 12/5/2012 10:07:31 AM |
| justreturns | $25.00 | 12/6/2012 9:44:11 AM |
| deal-vibrato | $25.00 | 12/6/2012 10:16:17 AM |
| yield-voyager8 | $25.00 | 12/6/2012 7:02:03 PM |
| franzzua | $25.00 | 12/6/2012 6:54:32 PM |
| octoberfresh | $25.00 | 12/7/2012 6:53:27 AM |
| indomitable-coin | $25.00 | 12/7/2012 9:49:54 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:04 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:28 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:52 PM |
| Arvicco | $400.00 | 12/7/2012 5:58:19 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:53 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 9:02:52 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:20 AM |
| dunox | $75.00 | 12/11/2012 5:27:02 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:45 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:15 PM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:15 AM |
| balance-force | $28.00 | 12/12/2012 1:52:38 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:57 AM |
| riskreward | $116.00 | 12/13/2012 12:32:37 PM |
| elasermd | $100.00 | 12/13/2012 6:27:29 PM |
| BobRand | $50.00 | 12/15/2012 6:20:57 AM |
| Investoman | $25.00 | 12/15/2012 12:17:45 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:25 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:24 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:48 AM |
| leverage-galleon | $50.00 | 12/15/2012 6:17:01 PM |
| sqdrew | $25.00 | 12/16/2012 12:57:59 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:01 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:33 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:09 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:39 PM |
| ND1998 | $50.00 | 12/16/2012 3:23:27 PM |
| maximillioncorp | $63.04 | 12/16/2012 6:49:16 PM |
| exchange-portait7 | $30.00 | 12/16/2012 7:01:44 PM |
| lighthouseman | $50.00 | 12/16/2012 7:06:54 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:07 AM |
| bb575 | $50.00 | 12/17/2012 5:18:24 AM |
| sildoc | $25.00 | 12/17/2012 1:55:17 PM |
| Index_Plus | $5,000.00 | 12/17/2012 3:16:28 PM |
| jdrez | $25.00 | 12/17/2012 12:12:27 PM |
| capital-web7 | $25.00 | 12/17/2012 1:06:21 PM |
| kegs | $200.00 | 12/17/2012 1:39:36 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
675724
This series of Notes was issued and sold upon the funding of the borrower loan #79619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $301.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $272 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Lord_Scorpio |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 78% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 12
( 22% )
| 700-719
(Mar-2011)
660-679
(Feb-2008)
640-659
(Jan-2008)
620-639
(Sep-2007)
|
|
Principal balance:
| $3,958.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to fix my roof. It's about 17 or 18 years old and has developed leaks this year. Want to get it taken care of before the winter storms hit us here in Tacoma, WA.
My financial situation:
I am a good candidate for this loan because I have the finances to pay back the loan, just don't have enough to get the whole sum for the new roof. I work 2 jobs at 40 plus hours each, both in the field of security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 11/30/2012 5:17:56 PM |
| gravbox | $25.00 | 11/30/2012 6:47:15 PM |
| payment-halo | $25.00 | 11/30/2012 8:05:27 PM |
| MoneyForNothing | $25.00 | 11/30/2012 5:26:32 PM |
| s270 | $25.00 | 12/1/2012 5:36:55 AM |
| bazaar-tulip | $25.00 | 11/30/2012 6:04:00 PM |
| twjh | $50.08 | 11/30/2012 6:38:25 PM |
| Mikale360 | $25.00 | 11/30/2012 6:58:52 PM |
| five-star-note | $25.00 | 11/30/2012 7:21:29 PM |
| zippy-greenback231 | $50.00 | 12/1/2012 7:20:59 AM |
| proper-p2p6 | $100.00 | 12/1/2012 8:24:23 AM |
| 1313mark1313 | $40.09 | 12/1/2012 12:50:45 PM |
| indomitable-coin | $25.00 | 12/1/2012 12:27:16 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:49 PM |
| thehousewife | $25.00 | 12/2/2012 7:25:06 AM |
| vines99 | $25.00 | 12/2/2012 11:25:01 AM |
| tolerant-dinero2 | $25.00 | 12/2/2012 2:09:56 PM |
| dunox | $75.00 | 12/3/2012 9:28:02 AM |
| wetlands | $200.00 | 12/3/2012 9:47:35 AM |
| treasure-hunter270 | $50.00 | 12/4/2012 7:50:27 AM |
| supersarah61 | $25.00 | 12/4/2012 1:34:10 PM |
| gmoney37 | $25.00 | 12/4/2012 5:51:24 PM |
| phaded | $25.00 | 12/5/2012 9:26:00 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:36 AM |
| Castellan | $50.00 | 12/5/2012 6:15:01 PM |
| refined-hope3 | $25.00 | 12/5/2012 6:19:01 PM |
| brainy-credit1 | $60.00 | 12/6/2012 8:56:48 AM |
| toblerone | $25.00 | 12/6/2012 11:13:29 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:48 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:50:04 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:13 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:39 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:37 PM |
| managedfund | $629.00 | 12/8/2012 1:19:22 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:03 PM |
| marwadi-62 | $200.00 | 12/9/2012 1:36:35 PM |
| tender-integrity3 | $43.00 | 12/10/2012 9:53:02 AM |
| tough-rate662 | $50.00 | 12/10/2012 10:50:12 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:59 AM |
| sprinter | $50.00 | 12/10/2012 4:51:29 PM |
| Asynch | $25.00 | 12/10/2012 6:01:43 PM |
| a-graceful-yield | $50.00 | 12/10/2012 9:26:10 PM |
| supersam | $50.00 | 12/10/2012 10:19:09 PM |
| Investoman | $25.00 | 12/11/2012 11:06:08 AM |
| moola-accelerator6 | $35.00 | 12/11/2012 10:31:58 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:06 PM |
| enthralling-investment | $25.00 | 12/11/2012 5:55:28 PM |
| extraordinary-deal815 | $25.00 | 12/11/2012 9:48:10 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:28 AM |
| dignified-finance | $50.00 | 12/12/2012 10:11:42 AM |
| reward-anteater0 | $25.00 | 12/12/2012 5:03:26 PM |
| ChrisTJ | $25.00 | 12/12/2012 5:53:14 PM |
| dough-hammock | $25.00 | 12/12/2012 7:17:09 PM |
| encore02 | $50.00 | 12/13/2012 9:09:58 AM |
| Daneistes | $50.00 | 12/13/2012 9:20:54 AM |
| chestnut4 | $25.00 | 12/13/2012 9:22:20 AM |
| affluence-hickory | $25.00 | 12/13/2012 8:11:52 AM |
| loyalty-sherpa | $25.00 | 12/13/2012 9:40:24 AM |
| hope-wrangler1 | $50.00 | 12/12/2012 9:26:10 PM |
| Bendistraw | $25.00 | 12/13/2012 9:50:43 AM |
| Woodworker57 | $25.00 | 12/13/2012 9:25:32 AM |
| awwaww | $25.00 | 12/13/2012 10:01:28 AM |
| skuba | $50.00 | 12/13/2012 10:10:09 AM |
| w3alter | $37.00 | 12/13/2012 9:38:32 AM |
| ready-bid9 | $50.00 | 12/13/2012 10:15:10 AM |
| GBLENDER | $25.00 | 12/13/2012 10:16:21 AM |
| Tylerh | $250.00 | 12/13/2012 10:25:47 AM |
| meenan | $68.00 | 12/13/2012 10:28:29 AM |
| britgsb | $50.00 | 12/13/2012 9:08:57 AM |
| Avala | $100.00 | 12/13/2012 9:14:48 AM |
| Cronos | $100.00 | 12/13/2012 10:16:25 AM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:06 AM |
| ptjg | $100.00 | 12/13/2012 9:29:39 AM |
| ski bum | $100.00 | 12/13/2012 10:33:49 AM |
| thundermustard | $25.00 | 12/13/2012 9:40:02 AM |
| enchanted-note14 | $25.00 | 12/13/2012 10:48:49 AM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:23 AM |
| payment-hugger7 | $50.00 | 12/13/2012 11:14:17 AM |
| resolute-basis9 | $25.00 | 12/13/2012 9:56:46 AM |
| ElvisCash | $50.00 | 12/13/2012 12:11:27 PM |
| currency-persimmon | $25.00 | 12/13/2012 2:10:05 PM |
| payout-harmony4 | $75.00 | 12/13/2012 5:10:43 PM |
| mvalley | $25.00 | 12/13/2012 10:31:47 AM |
| rgrtanker | $25.00 | 12/13/2012 5:13:34 PM |
| sympathetic-funds818 | $50.00 | 12/13/2012 5:22:05 PM |
| responsibility-cherry6 | $25.00 | 12/13/2012 5:24:30 PM |
| fopaul13 | $25.00 | 12/13/2012 10:53:35 AM |
| hostbank | $100.00 | 12/13/2012 10:56:35 AM |
| mittio | $25.00 | 12/13/2012 5:27:43 PM |
| Tradesmanlender | $25.00 | 12/13/2012 5:30:53 PM |
| proper-exchange8 | $50.00 | 12/13/2012 5:35:01 PM |
| capital-zoo | $25.00 | 12/13/2012 5:36:30 PM |
| authentic-liberty7 | $25.00 | 12/13/2012 11:19:47 AM |
| beachwalkingwoman | $29.00 | 12/13/2012 5:44:24 PM |
| janasek | $25.00 | 12/13/2012 5:47:38 PM |
| Mint_Man | $25.00 | 12/13/2012 5:55:56 PM |
| gotyourgear | $29.00 | 12/13/2012 5:12:24 PM |
| topher515 | $25.00 | 12/13/2012 5:14:08 PM |
| inspiring-payout5 | $25.00 | 12/13/2012 5:14:57 PM |
| gold-commander0 | $25.00 | 12/13/2012 5:19:15 PM |
| sqdrew | $25.00 | 12/13/2012 5:20:03 PM |
| Preteur | $25.00 | 12/13/2012 5:30:18 PM |
| loney_mender | $25.00 | 12/13/2012 5:37:28 PM |
| dajen1 | $40.00 | 12/13/2012 5:38:49 PM |
| rate-mogul | $50.00 | 12/13/2012 5:39:50 PM |
| hopethisworks | $25.00 | 12/13/2012 5:48:15 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:47 PM |
| top-market-mechanic | $25.00 | 12/13/2012 5:21:05 PM |
| capital-marsupial3 | $25.00 | 12/13/2012 5:22:19 PM |
| tps_bubba | $25.00 | 12/13/2012 5:26:26 PM |
| market-assembler | $50.00 | 12/13/2012 5:35:35 PM |
| get30inc | $50.00 | 12/13/2012 5:38:02 PM |
| SalesGuyMN | $75.00 | 12/13/2012 5:40:48 PM |
| WorldlyWorker | $25.00 | 12/13/2012 5:42:32 PM |
| loan-rider7 | $25.00 | 12/13/2012 5:54:26 PM |
| jtn4148 | $25.00 | 12/13/2012 5:56:40 PM |
| flexible-value | $50.00 | 12/13/2012 5:57:00 PM |
| loot-prescription3 | $25.00 | 11/30/2012 5:41:46 PM |
| persist_in_doing | $25.00 | 11/30/2012 5:19:25 PM |
| entertaining-rate9 | $25.00 | 11/30/2012 5:31:53 PM |
| cahjoon | $25.00 | 11/30/2012 5:53:37 PM |
| aztec | $50.00 | 11/30/2012 5:44:20 PM |
| janeybooboo | $100.00 | 11/30/2012 6:19:07 PM |
| CreditBuilder2 | $50.01 | 11/30/2012 7:14:38 PM |
| franzzua | $25.00 | 12/1/2012 12:06:15 PM |
| balance-force | $35.00 | 12/1/2012 1:28:21 PM |
| dunkard13 | $100.00 | 12/1/2012 2:17:47 PM |
| first-sharp-payout5 | $100.00 | 12/2/2012 6:42:42 AM |
| DreisersFinancier | $50.00 | 12/2/2012 12:48:33 PM |
| purposeful-durability8 | $100.00 | 12/3/2012 9:00:52 AM |
| Arvicco | $137.00 | 12/3/2012 10:01:02 AM |
| windguy | $50.00 | 12/3/2012 9:59:41 AM |
| riskreward | $250.00 | 12/3/2012 5:52:01 PM |
| suave-durability1 | $50.00 | 12/4/2012 5:50:42 PM |
| newest-bid-britches | $100.00 | 12/4/2012 5:09:31 PM |
| first-serene-credit | $25.00 | 12/5/2012 10:16:55 AM |
| cilynx | $25.00 | 12/5/2012 11:02:11 AM |
| Tscheddar | $25.00 | 12/5/2012 12:09:08 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:05 AM |
| compoundinterest | $25.00 | 12/6/2012 5:58:17 PM |
| innovator10 | $234.00 | 12/7/2012 11:04:45 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:16 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:33 PM |
| grammaspurse | $25.00 | 12/9/2012 7:47:27 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:12 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:21 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:45 AM |
| DCTom | $25.00 | 12/10/2012 7:28:04 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:30 PM |
| TennSquire | $25.00 | 12/11/2012 9:34:58 AM |
| point-oyster5 | $25.00 | 12/11/2012 9:41:42 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:34 PM |
| auction-iris9 | $120.00 | 12/11/2012 5:31:45 PM |
| natural-balance881 | $50.00 | 12/11/2012 7:04:33 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:50 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:14 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:26 AM |
| Night01Hawk25 | $25.00 | 12/12/2012 7:36:21 AM |
| ivy-league-MBA | $25.00 | 12/12/2012 9:16:20 AM |
| american6 | $50.00 | 12/12/2012 10:38:00 AM |
| fantastic-investment9 | $25.00 | 12/12/2012 9:34:30 AM |
| GoldenRule01 | $75.00 | 12/12/2012 10:29:41 AM |
| transparency-sequoia6 | $100.00 | 12/12/2012 9:53:59 AM |
| Jalebi | $25.00 | 12/12/2012 10:08:15 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:19:14 AM |
| djh47a | $25.00 | 12/12/2012 1:14:26 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:05 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:49 PM |
| progressive-economy261 | $339.00 | 12/13/2012 9:10:25 AM |
| liberty-viola | $30.00 | 12/13/2012 9:18:05 AM |
| jjd2 | $25.00 | 12/12/2012 6:50:11 PM |
| chief64 | $200.00 | 12/13/2012 9:34:57 AM |
| logical-wampum1 | $25.00 | 12/12/2012 8:02:58 PM |
| exciting-justice0 | $25.00 | 12/13/2012 9:46:24 AM |
| cablenews | $96.00 | 12/13/2012 9:15:31 AM |
| the_winning_ticket | $167.00 | 12/13/2012 9:58:32 AM |
| pound-albatross7 | $204.00 | 12/13/2012 10:13:34 AM |
| mad4wknds | $25.00 | 12/13/2012 7:53:10 AM |
| top-community-voyage | $50.00 | 12/13/2012 10:20:42 AM |
| flo_rida | $31.00 | 12/13/2012 10:28:10 AM |
| Aimvest | $25.00 | 12/13/2012 10:36:49 AM |
| MrDavid | $75.00 | 12/13/2012 11:00:06 AM |
| liberty-society5 | $25.00 | 12/13/2012 11:56:39 AM |
| trail5 | $25.00 | 12/13/2012 12:06:26 PM |
| Clambake | $25.00 | 12/13/2012 9:34:45 AM |
| paladin847 | $70.00 | 12/13/2012 9:47:18 AM |
| important-penny3 | $25.00 | 12/13/2012 11:17:45 AM |
| DadWarbucks | $25.00 | 12/13/2012 10:00:50 AM |
| skro | $25.00 | 12/13/2012 10:01:52 AM |
| jsak74 | $25.00 | 12/13/2012 10:04:19 AM |
| minista | $25.00 | 12/13/2012 10:10:32 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:14 PM |
| betak | $25.00 | 12/13/2012 5:09:03 PM |
| fulfilling-market2 | $100.00 | 12/13/2012 5:10:58 PM |
| unassuming-p2ploan774 | $40.00 | 12/13/2012 5:16:02 PM |
| IP | $25.00 | 12/13/2012 10:42:14 AM |
| atwaterville | $25.00 | 12/13/2012 5:22:09 PM |
| JJ9876 | $25.00 | 12/13/2012 5:28:22 PM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:10 PM |
| buraky | $50.00 | 12/13/2012 5:33:49 PM |
| bold-worth-wrangler | $25.00 | 12/13/2012 1:45:06 PM |
| metro457 | $100.00 | 12/13/2012 5:36:49 PM |
| LPSolutions | $25.00 | 12/13/2012 3:15:48 PM |
| Alpha-AssistU | $25.00 | 12/13/2012 5:47:47 PM |
| sharpey | $25.00 | 12/13/2012 5:55:22 PM |
| established-liberty7 | $25.00 | 12/13/2012 5:09:55 PM |
| kindness-festivity | $25.00 | 12/13/2012 5:56:38 PM |
| duty-gusto6 | $75.00 | 12/13/2012 5:57:06 PM |
| Cheburashka | $30.00 | 12/13/2012 5:11:20 PM |
| generator535 | $50.00 | 12/13/2012 5:18:14 PM |
| carlover | $25.00 | 12/13/2012 5:18:28 PM |
| golden-responsibility189 | $100.00 | 12/13/2012 5:19:19 PM |
| Breakfast_Gypsy | $25.00 | 12/13/2012 5:27:27 PM |
| kmavm | $41.00 | 12/13/2012 5:27:54 PM |
| satisfying-deal5 | $50.00 | 12/13/2012 5:30:05 PM |
| BxRealtor | $25.00 | 12/13/2012 5:32:32 PM |
| Science7124 | $25.00 | 12/13/2012 5:36:06 PM |
| broomfieldbucks | $25.00 | 12/13/2012 5:37:38 PM |
| adventurer447 | $300.00 | 12/13/2012 5:46:23 PM |
| intuitive-benefit3 | $100.00 | 12/13/2012 5:53:22 PM |
| shred123 | $25.00 | 12/13/2012 5:56:34 PM |
| cash-sensai2 | $25.00 | 12/13/2012 5:11:39 PM |
| BofM | $25.00 | 12/13/2012 5:14:10 PM |
| jtrue71 | $25.00 | 12/13/2012 5:17:46 PM |
| platinum-genetics | $25.00 | 12/13/2012 5:20:13 PM |
| HamachiMan | $50.00 | 12/13/2012 5:23:00 PM |
| gold-pudding6 | $60.00 | 12/13/2012 5:23:45 PM |
| Dazz2061 | $25.00 | 12/13/2012 5:24:29 PM |
| dansarkis | $25.00 | 12/13/2012 5:30:12 PM |
| kchen486 | $50.00 | 12/13/2012 5:30:49 PM |
| awe-inspiring-commitment972 | $50.00 | 12/13/2012 5:36:54 PM |
| a-resplendent-commitment | $25.00 | 12/13/2012 5:38:41 PM |
| Worldskiboy | $50.00 | 12/13/2012 5:42:28 PM |
| nosualcneas | $25.00 | 12/13/2012 5:48:58 PM |
| duty-admiral | $50.00 | 12/13/2012 5:50:08 PM |
| urbane-deal152 | $50.00 | 12/13/2012 5:50:49 PM |
| invincible-deal82 | $25.00 | 12/13/2012 5:51:38 PM |
| bonanza1973 | $25.00 | 12/13/2012 5:56:11 PM |
| transparency-halo | $25.00 | 12/13/2012 5:56:32 PM |
| 239 Investments
|
Borrower Payment Dependent Notes Series
676268
This series of Notes was issued and sold upon the funding of the borrower loan #79495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $306.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,622 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-keen-affluence |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...buy inventory for my business
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and have good credit
Monthly net income: $3747
Monthly expenses: $200
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-point2 | $100.00 | 11/30/2012 11:28:21 AM |
| bazaar-tulip | $25.00 | 11/30/2012 10:12:37 AM |
| WalnutCreekguy | $50.00 | 11/30/2012 11:38:28 AM |
| j2ee | $50.00 | 11/30/2012 4:09:22 PM |
| transaction-seahorse0 | $25.00 | 11/30/2012 4:38:17 PM |
| riskreward | $250.00 | 11/30/2012 4:39:56 PM |
| valiant-return584 | $50.00 | 11/30/2012 5:32:48 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:40 PM |
| cahjoon | $25.00 | 12/1/2012 1:49:06 PM |
| successful-agreement7 | $100.00 | 12/4/2012 5:27:26 PM |
| BostonCapital | $100.00 | 12/4/2012 6:50:10 PM |
| Harry | $75.00 | 12/4/2012 6:08:42 PM |
| new-start18100 | $25.00 | 12/5/2012 9:51:25 AM |
| Haydn-sav | $25.00 | 12/5/2012 9:42:58 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:31:00 AM |
| Tscheddar | $25.00 | 12/6/2012 5:06:53 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:24 PM |
| pierrelasvegas | $25.00 | 12/6/2012 6:59:52 PM |
| Winged_Inspirations | $25.00 | 12/7/2012 11:13:46 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:31 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:25 PM |
| Edakers | $25.00 | 12/11/2012 1:49:33 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:36 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:06 AM |
| abundanceforever | $52.50 | 12/12/2012 9:59:49 AM |
| selector568 | $300.00 | 12/12/2012 10:27:43 AM |
| djh47a | $25.00 | 12/12/2012 1:22:47 PM |
| killjoy00 | $25.00 | 12/12/2012 1:42:41 PM |
| bazaar-festivity | $25.00 | 12/13/2012 10:07:11 AM |
| enjoyletsbothgain | $25.00 | 12/13/2012 5:10:36 PM |
| upright-commitment5 | $25.00 | 12/13/2012 5:14:15 PM |
| rescue | $96.00 | 12/13/2012 5:38:04 PM |
| elation074 | $25.00 | 12/13/2012 5:43:13 PM |
| red-power-pecan | $50.00 | 12/13/2012 5:45:55 PM |
| shmb6508 | $50.00 | 12/13/2012 5:51:08 PM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:44 PM |
| Bookophile | $50.00 | 12/13/2012 5:57:27 PM |
| _G_ | $25.00 | 12/13/2012 5:59:12 PM |
| debt-force | $25.00 | 12/13/2012 5:19:55 PM |
| hard-working-loot | $50.00 | 12/13/2012 6:07:40 PM |
| moola-wildebeest3 | $50.00 | 12/13/2012 6:09:49 PM |
| EBITDA | $25.00 | 12/13/2012 5:27:46 PM |
| cash-kin7 | $25.00 | 12/13/2012 5:35:03 PM |
| grf1945 | $40.00 | 12/13/2012 5:40:02 PM |
| trade-beeper4 | $25.00 | 12/13/2012 5:43:46 PM |
| jjd2 | $25.00 | 12/13/2012 5:43:49 PM |
| exchange-association7 | $25.00 | 12/13/2012 6:28:16 PM |
| svandgts | $25.00 | 12/13/2012 6:31:52 PM |
| the-dollar-topper | $150.00 | 12/13/2012 5:50:29 PM |
| handshake5 | $100.00 | 12/13/2012 5:51:13 PM |
| five-star-order1 | $50.00 | 12/13/2012 7:01:08 PM |
| compassionate-auction6 | $150.00 | 12/13/2012 6:01:43 PM |
| durability-ace9 | $25.00 | 12/13/2012 6:09:56 PM |
| nimble-revenue5 | $100.00 | 12/13/2012 5:13:15 PM |
| best-charming-leverage | $50.00 | 12/13/2012 6:22:36 PM |
| chief64 | $100.00 | 12/13/2012 6:23:21 PM |
| JSCharter | $25.00 | 12/13/2012 5:26:15 PM |
| -------ity4all | $25.00 | 12/13/2012 5:31:26 PM |
| brilliant-market680 | $25.00 | 12/13/2012 5:32:17 PM |
| BluElephant | $50.00 | 12/13/2012 5:33:12 PM |
| proper-exchange8 | $26.00 | 12/13/2012 5:35:00 PM |
| first-pragmatic-power | $25.00 | 12/13/2012 6:45:43 PM |
| worthy-bid8 | $400.00 | 12/13/2012 6:56:19 PM |
| magnitude787 | $25.00 | 12/13/2012 6:58:13 PM |
| 1randyp | $25.00 | 12/13/2012 5:44:58 PM |
| CAGE-Investments | $25.00 | 12/13/2012 5:46:49 PM |
| Munnie | $50.00 | 12/14/2012 6:10:42 AM |
| wildcard451 | $33.65 | 12/14/2012 6:23:27 AM |
| octoberfresh | $25.00 | 12/14/2012 6:58:22 AM |
| rogue_monster | $50.00 | 12/13/2012 5:58:25 PM |
| unforgettable-order9 | $25.00 | 12/13/2012 7:27:02 PM |
| Passionate_Nurse | $25.00 | 12/13/2012 6:00:00 PM |
| smart-integrity378 | $50.10 | 12/14/2012 7:31:07 AM |
| yield-trader | $25.00 | 12/13/2012 6:00:31 PM |
| smoothmoniker | $25.00 | 12/13/2012 6:00:49 PM |
| majestic-duty4 | $25.00 | 12/13/2012 6:01:59 PM |
| sage4 | $25.00 | 12/13/2012 6:15:02 PM |
| openness-surge0 | $25.00 | 12/13/2012 6:19:26 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:22 AM |
| mistertao | $25.00 | 12/13/2012 6:28:34 PM |
| Speedfreak | $25.00 | 12/13/2012 6:30:37 PM |
| productive-ore | $25.00 | 12/13/2012 6:32:40 PM |
| fairhelper | $25.00 | 12/13/2012 6:33:14 PM |
| resolute-basis9 | $25.00 | 12/13/2012 6:55:45 PM |
| JesanFafon | $25.00 | 12/14/2012 6:46:51 AM |
| Kaj | $25.00 | 11/30/2012 11:32:45 AM |
| nickel-ferret | $25.00 | 11/30/2012 4:30:51 PM |
| E-2 | $100.00 | 11/30/2012 4:14:06 PM |
| LuvToLend | $25.00 | 12/1/2012 2:17:32 PM |
| proud-p2p848 | $25.00 | 12/2/2012 11:33:47 AM |
| PFTLender | $25.00 | 12/4/2012 3:05:48 PM |
| prudent-dough458 | $25.00 | 12/4/2012 5:34:58 PM |
| Zorro_970 | $100.00 | 12/4/2012 5:28:51 PM |
| monster4 | $50.00 | 12/5/2012 9:12:36 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:40:15 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:21:58 AM |
| fulfilling-bazaar4 | $100.00 | 12/6/2012 9:34:04 AM |
| zipemdown | $25.00 | 12/6/2012 6:05:59 PM |
| dunox | $75.00 | 12/6/2012 5:31:14 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:23 AM |
| commerce-artisan8 | $50.00 | 12/7/2012 9:18:07 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:18 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:12 PM |
| kulender | $100.00 | 12/7/2012 1:18:53 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:41 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:20 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:38:54 PM |
| payout-paradise5 | $25.00 | 12/8/2012 1:18:07 PM |
| dominickf | $50.00 | 12/8/2012 2:08:32 PM |
| dukeiyer | $25.00 | 12/10/2012 9:38:32 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:24 AM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:52 PM |
| truth-companion | $25.00 | 12/11/2012 10:46:00 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:16 AM |
| wise-direct-community | $25.00 | 12/12/2012 9:14:03 AM |
| thorough-income854 | $50.00 | 12/12/2012 10:31:12 AM |
| suave-durability1 | $25.00 | 12/12/2012 10:44:54 AM |
| durable-investment8 | $25.00 | 12/12/2012 3:17:25 PM |
| digipak78 | $50.00 | 12/12/2012 10:42:27 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:38 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:37 PM |
| KMSB | $50.00 | 12/13/2012 8:49:18 AM |
| BankofRon_IRA | $100.00 | 12/13/2012 9:52:18 AM |
| robust-trade | $25.00 | 12/13/2012 10:44:43 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:22 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:23 PM |
| abundant-community130 | $25.00 | 12/13/2012 12:05:51 PM |
| Ironlock | $25.00 | 12/13/2012 5:14:28 PM |
| best-witty-income | $25.00 | 12/13/2012 5:23:32 PM |
| point-oyster5 | $25.00 | 12/13/2012 5:30:02 PM |
| ASR3 | $50.00 | 12/13/2012 5:30:31 PM |
| MakeItPour | $25.00 | 12/13/2012 5:38:19 PM |
| dignified-coin128 | $25.00 | 12/13/2012 5:39:36 PM |
| restless-currency | $40.00 | 12/13/2012 5:43:02 PM |
| durability-goat644 | $25.00 | 12/13/2012 5:53:40 PM |
| saihu | $25.00 | 12/13/2012 5:57:41 PM |
| PCGeekWI | $25.00 | 12/13/2012 5:59:40 PM |
| SeaDevil | $25.00 | 12/13/2012 6:01:03 PM |
| Pilotaceh | $25.00 | 12/13/2012 6:03:14 PM |
| letsmakeitsuccessful | $25.00 | 12/13/2012 5:19:48 PM |
| finance-prescription | $100.00 | 12/13/2012 5:24:00 PM |
| bhelgarath | $25.00 | 12/13/2012 5:24:53 PM |
| green-fund-sitar | $25.00 | 12/13/2012 5:31:44 PM |
| mwl | $25.00 | 12/13/2012 6:23:44 PM |
| velocity-solo | $25.00 | 12/13/2012 5:35:44 PM |
| villagers | $50.00 | 12/13/2012 5:40:16 PM |
| principal-cooker2 | $50.00 | 12/13/2012 5:41:10 PM |
| Counselco | $25.00 | 12/13/2012 6:28:09 PM |
| Dgodfather110 | $35.75 | 12/13/2012 6:31:26 PM |
| Ripsaw4U | $50.00 | 12/13/2012 1:06:13 PM |
| qwsd12 | $50.00 | 12/13/2012 6:39:27 PM |
| truth-haven5 | $25.00 | 12/13/2012 6:48:58 PM |
| the-bright-nickel | $25.00 | 12/13/2012 5:55:19 PM |
| authentic-liberty7 | $25.00 | 12/13/2012 6:56:32 PM |
| finance-collider4 | $25.00 | 12/13/2012 6:01:45 PM |
| silver-enlightenment0 | $25.00 | 12/13/2012 6:08:54 PM |
| nanda | $25.00 | 12/13/2012 6:19:11 PM |
| top-payout-fixer | $25.00 | 12/13/2012 5:17:12 PM |
| Mathon | $25.00 | 12/13/2012 6:26:27 PM |
| EastBayCapital | $25.00 | 12/13/2012 5:25:30 PM |
| daisuke | $25.00 | 12/13/2012 5:31:48 PM |
| IOHOVA | $25.00 | 12/14/2012 3:08:39 AM |
| supreme-treasure8 | $100.00 | 12/13/2012 6:46:44 PM |
| wampum-taiko4 | $25.00 | 12/13/2012 5:48:02 PM |
| life-is-great | $25.00 | 12/14/2012 6:13:53 AM |
| pollosquawk | $26.00 | 12/13/2012 5:51:02 PM |
| ultimate-responsibility0 | $25.00 | 12/14/2012 6:28:16 AM |
| mvalley | $25.00 | 12/13/2012 5:59:29 PM |
| priceless-leverage1 | $25.00 | 12/13/2012 5:59:50 PM |
| Beld | $50.00 | 12/13/2012 6:01:19 PM |
| well-rounded-investment | $40.00 | 12/13/2012 7:45:36 PM |
| heart514 | $25.00 | 12/13/2012 6:04:13 PM |
| elegant-hope578 | $50.00 | 12/13/2012 6:10:48 PM |
| repayment-genius7 | $25.00 | 12/13/2012 6:18:25 PM |
| valiant-liberty4 | $25.00 | 12/13/2012 6:30:28 PM |
| impressive-return173 | $50.00 | 12/13/2012 6:33:08 PM |
| social-cocktail1 | $200.00 | 12/13/2012 6:49:38 PM |
| panther757 | $25.00 | 12/13/2012 6:50:18 PM |
| gothampark | $25.00 | 12/13/2012 7:44:10 PM |
| Engineer44 | $25.00 | 12/14/2012 7:28:11 AM |
| 180 Investments
|
Borrower Payment Dependent Notes Series
676524
This series of Notes was issued and sold upon the funding of the borrower loan #79610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Nov-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,644 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| famous-peace5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off high interest rate credit cards
This loan will be used to...pay off said credit cards
My financial situation: good
I am a good candidate for this loan because...i pay all my bills on time
Monthly net income: $2900.00
Monthly expenses: $2100.
Housing: $615.
Insurance: $117.
Car expenses: $540
Utilities: $295
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $269
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 11/27/2012 5:04:58 PM |
| money-genome84 | $250.00 | 11/27/2012 5:08:36 PM |
| thrilling-fund427 | $50.00 | 11/27/2012 5:14:17 PM |
| 84928429 | $50.00 | 11/27/2012 5:35:16 PM |
| thrilling-point2 | $40.00 | 11/27/2012 5:13:22 PM |
| EngineersAlliance | $100.00 | 11/27/2012 6:11:19 PM |
| berniemadeoff | $70.00 | 11/27/2012 5:20:19 PM |
| octoberfresh | $25.00 | 11/27/2012 5:20:34 PM |
| valiant-return584 | $50.00 | 11/27/2012 6:31:29 PM |
| Silver_Rupee | $25.00 | 11/27/2012 6:44:19 PM |
| 312-Lender | $52.13 | 11/27/2012 7:10:16 PM |
| exciting-fairness | $200.00 | 11/27/2012 7:18:32 PM |
| green-high-five7 | $65.00 | 11/27/2012 8:04:45 PM |
| jubilant-capital1 | $25.00 | 11/27/2012 8:17:49 PM |
| treasure-bliss | $50.00 | 11/28/2012 4:43:51 AM |
| natural-worth9 | $100.00 | 11/28/2012 9:24:33 AM |
| marketplace-singularity3 | $25.00 | 11/28/2012 6:19:26 AM |
| 01a_MrUSC_IRA | $25.00 | 11/28/2012 8:43:30 AM |
| aquariano2 | $25.00 | 11/28/2012 4:37:37 PM |
| profitable-fairness1 | $75.00 | 11/28/2012 12:50:20 PM |
| money-fort | $25.00 | 11/28/2012 3:38:30 PM |
| fund-medalist171 | $25.00 | 11/29/2012 4:13:33 AM |
| bazaar-tulip | $25.00 | 11/29/2012 5:31:49 PM |
| Kaj | $25.00 | 11/29/2012 6:31:01 PM |
| corndog4000 | $60.00 | 11/30/2012 8:06:38 AM |
| authentic-finance194 | $150.00 | 11/30/2012 1:07:46 PM |
| finder61 | $25.00 | 11/30/2012 5:08:30 PM |
| TumbleWeed88 | $25.00 | 11/30/2012 5:53:11 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:17 PM |
| Mucman72 | $25.00 | 12/2/2012 7:32:48 PM |
| credit-maple | $25.00 | 12/3/2012 10:26:52 AM |
| erowis | $50.00 | 12/5/2012 6:48:54 PM |
| DevinHill_IRA | $25.00 | 12/5/2012 7:43:12 PM |
| transparency-universe8 | $25.00 | 12/6/2012 1:09:17 PM |
| Hwornke | $25.00 | 12/6/2012 2:08:24 PM |
| zipemdown | $25.00 | 12/6/2012 6:04:36 PM |
| Myrick | $25.00 | 12/7/2012 2:53:04 PM |
| bullish2bearish | $58.05 | 12/8/2012 6:58:32 AM |
| loan-fate | $50.00 | 12/8/2012 12:01:57 PM |
| wildanne | $50.00 | 12/10/2012 9:42:59 AM |
| penny-socrates5 | $100.00 | 12/10/2012 11:54:07 AM |
| sqdrew | $25.00 | 12/10/2012 6:07:26 PM |
| adaboy65 | $92.00 | 12/10/2012 6:08:34 PM |
| compoundinterest | $25.00 | 12/10/2012 6:41:06 PM |
| tylerfd | $50.00 | 12/10/2012 6:10:25 PM |
| money-bauble | $100.00 | 12/10/2012 6:07:04 PM |
| clean-penny059 | $100.00 | 12/10/2012 7:08:31 PM |
| _G_ | $25.00 | 12/10/2012 6:19:02 PM |
| scholarly-liberty3 | $25.00 | 12/10/2012 6:21:04 PM |
| LoanerPrincipal | $25.00 | 12/10/2012 6:23:17 PM |
| fortytwo | $50.00 | 12/10/2012 6:27:21 PM |
| adorable-asset9 | $100.00 | 12/10/2012 7:51:12 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:39 PM |
| kindness-electron577 | $25.00 | 12/10/2012 6:33:23 PM |
| LibbyZ | $50.00 | 12/10/2012 8:24:32 PM |
| stollcm | $25.00 | 12/11/2012 8:50:28 AM |
| melodious-fairness | $50.00 | 12/11/2012 9:16:27 AM |
| EBITDA | $25.00 | 12/11/2012 9:17:10 AM |
| villagers | $47.00 | 12/11/2012 9:20:04 AM |
| MC_ | $25.00 | 12/10/2012 9:36:51 PM |
| CalBear08 | $33.33 | 12/11/2012 9:21:09 AM |
| scholarly-payment5 | $25.00 | 12/10/2012 10:05:36 PM |
| cozy-truth6 | $25.00 | 12/11/2012 9:24:56 AM |
| heavenly-bazaar3 | $35.00 | 12/11/2012 9:26:03 AM |
| tolerant-responsibility051 | $1,208.00 | 12/11/2012 9:32:14 AM |
| heavenly-interest2 | $30.00 | 12/11/2012 9:35:08 AM |
| bewitching-dollar5 | $100.00 | 12/11/2012 9:39:18 AM |
| ukstevenhawaii | $50.00 | 12/11/2012 2:45:28 AM |
| mercuriant | $25.00 | 12/11/2012 9:50:02 AM |
| jstefans | $25.00 | 12/11/2012 9:04:04 AM |
| mvalley | $25.00 | 12/11/2012 9:06:58 AM |
| obfuscatedsn | $100.00 | 12/11/2012 9:17:38 AM |
| grf1945 | $40.00 | 12/11/2012 9:18:58 AM |
| cash-kin7 | $25.00 | 12/11/2012 10:01:54 AM |
| 6moonbeams | $50.00 | 12/11/2012 9:21:03 AM |
| pierrelasvegas | $25.00 | 12/11/2012 9:21:23 AM |
| handshake5 | $100.00 | 12/11/2012 9:21:26 AM |
| fund-tom-tom6 | $25.00 | 12/11/2012 9:23:09 AM |
| Reinadog9 | $25.00 | 12/11/2012 9:27:23 AM |
| CapitalismRocks | $25.00 | 12/11/2012 9:30:50 AM |
| cash-reaction2 | $25.00 | 12/11/2012 9:32:19 AM |
| wowlender | $25.00 | 12/11/2012 9:33:06 AM |
| durability-goat644 | $25.00 | 12/11/2012 9:37:38 AM |
| transparency-sapling | $25.00 | 12/11/2012 9:39:16 AM |
| the-dollar-topper | $65.00 | 12/11/2012 9:06:28 AM |
| svandgts | $25.00 | 12/11/2012 9:09:59 AM |
| pound-mushroom3 | $25.00 | 12/11/2012 9:10:43 AM |
| logical-investment4 | $25.00 | 12/11/2012 9:21:20 AM |
| blue-nourishing-principal | $50.00 | 12/11/2012 10:01:31 AM |
| fund-jedi3 | $25.00 | 12/11/2012 9:29:01 AM |
| compassionate-auction6 | $92.49 | 12/11/2012 10:06:00 AM |
| sjc224 | $25.00 | 12/11/2012 9:45:49 AM |
| g5g | $25.00 | 12/11/2012 9:50:18 AM |
| Banker7371 | $25.00 | 12/11/2012 9:51:25 AM |
| sxcsam | $25.00 | 12/11/2012 9:59:25 AM |
| enchanted-note | $25.00 | 12/11/2012 9:59:49 AM |
| orange-vigilance-shower | $50.00 | 12/11/2012 10:02:27 AM |
| Bad_Debt | $25.00 | 11/27/2012 5:45:23 PM |
| deal-selector5 | $25.00 | 11/27/2012 5:55:39 PM |
| Interest2thePeople | $100.00 | 11/27/2012 5:08:25 PM |
| ferocious-kindness8 | $35.00 | 11/27/2012 5:10:27 PM |
| tolerant-dime2 | $48.00 | 11/27/2012 5:10:34 PM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:19 PM |
| Dubbs360 | $50.00 | 11/27/2012 6:28:24 PM |
| Money__Tree | $200.00 | 11/27/2012 5:45:05 PM |
| return-point2 | $100.00 | 11/27/2012 6:30:02 PM |
| Nco | $100.00 | 11/27/2012 6:44:05 PM |
| transparency-position | $26.00 | 11/27/2012 8:17:10 PM |
| payment-halo | $25.00 | 11/27/2012 9:35:50 PM |
| WalnutCreekguy | $50.00 | 11/28/2012 10:17:42 AM |
| gotjack-IRA | $75.00 | 11/28/2012 12:00:47 PM |
| Jasner | $25.00 | 11/28/2012 6:26:52 PM |
| 01a_MrsUSC | $25.00 | 11/29/2012 3:16:56 AM |
| nevee | $25.00 | 11/29/2012 10:05:55 AM |
| axl163 | $25.00 | 11/30/2012 10:55:36 AM |
| CougarRoar | $25.00 | 11/30/2012 4:02:28 PM |
| monster4 | $46.00 | 11/30/2012 1:38:07 PM |
| credit-commander1 | $25.00 | 11/30/2012 1:41:53 PM |
| kila-designer | $149.00 | 12/1/2012 1:12:43 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:24:58 PM |
| Star_Witness | $25.00 | 12/1/2012 1:35:21 PM |
| new-start18100 | $25.00 | 12/2/2012 1:04:46 PM |
| successful-agreement7 | $100.00 | 12/3/2012 9:37:48 AM |
| helpful-fund7 | $55.00 | 12/3/2012 7:25:53 PM |
| justreturns | $25.00 | 12/4/2012 10:08:31 AM |
| BankofRon | $25.00 | 12/4/2012 10:50:23 AM |
| thrifty-note2 | $25.00 | 12/6/2012 11:42:01 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:46:42 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:41 AM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:45 PM |
| blueshound | $25.00 | 12/8/2012 6:50:00 PM |
| simplelender80 | $75.00 | 12/9/2012 1:59:51 PM |
| EFS | $100.00 | 12/10/2012 7:37:43 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:29 AM |
| georgethesir | $50.00 | 12/10/2012 6:17:39 PM |
| riveting-p2ploan4 | $25.00 | 12/10/2012 11:37:21 PM |
| thorough-capital799 | $25.00 | 12/10/2012 9:10:23 PM |
| leverage-galleon | $50.00 | 12/10/2012 11:23:15 PM |
| greenback-trooper8 | $25.00 | 12/11/2012 1:13:31 AM |
| elation074 | $25.00 | 12/10/2012 8:56:29 PM |
| loyalty-candy | $41.00 | 12/11/2012 4:26:31 AM |
| Vreet | $25.00 | 12/11/2012 9:13:57 AM |
| a-graceful-yield | $50.00 | 12/10/2012 9:25:57 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:01 PM |
| silver-philosopher | $25.00 | 12/11/2012 6:36:50 AM |
| simplyonce | $25.00 | 12/11/2012 9:22:17 AM |
| progressive-economy261 | $400.00 | 12/11/2012 9:39:43 AM |
| return-statuette139 | $50.00 | 12/11/2012 9:42:11 AM |
| red-power-pecan | $50.00 | 12/11/2012 9:43:45 AM |
| fulfilling-bazaar4 | $100.00 | 12/11/2012 9:46:14 AM |
| restless-currency | $40.00 | 12/11/2012 9:00:43 AM |
| moviedaze | $25.00 | 12/11/2012 9:50:26 AM |
| fervent-repayment | $100.00 | 12/11/2012 9:50:41 AM |
| bold-decisive-kindness | $25.00 | 12/11/2012 9:53:52 AM |
| shmb6508 | $50.00 | 12/11/2012 9:20:06 AM |
| dunkard13 | $100.00 | 12/11/2012 10:02:08 AM |
| cnovak | $25.00 | 12/11/2012 9:20:20 AM |
| EastBayCapital | $25.00 | 12/11/2012 10:02:15 AM |
| CasaDeTomas | $50.00 | 12/11/2012 9:20:56 AM |
| capital-investor8 | $25.00 | 12/11/2012 7:00:20 AM |
| Latinun | $25.00 | 12/11/2012 9:26:51 AM |
| bold-worth-wrangler | $25.00 | 12/11/2012 9:32:54 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:42 AM |
| first-resolute-deal | $25.00 | 12/11/2012 9:39:48 AM |
| dukeiyer | $25.00 | 12/11/2012 9:40:02 AM |
| hope-gadget | $25.00 | 12/11/2012 9:01:16 AM |
| auction-fanatic8 | $25.00 | 12/11/2012 9:04:14 AM |
| finance-prescription | $100.00 | 12/11/2012 9:06:36 AM |
| unforgettable-wealth4 | $47.00 | 12/11/2012 9:53:13 AM |
| SafeSaxa | $50.00 | 12/11/2012 9:14:18 AM |
| special-responsibility | $25.00 | 12/11/2012 9:19:41 AM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:21:17 AM |
| adventurer447 | $300.00 | 12/11/2012 10:01:39 AM |
| proper-exchange8 | $50.00 | 12/11/2012 10:04:51 AM |
| ahalls | $25.00 | 12/11/2012 9:39:13 AM |
| kind-magnificent-bid | $50.00 | 12/11/2012 9:40:21 AM |
| debt-force | $25.00 | 12/11/2012 9:56:02 AM |
| NickelSteamroller | $25.00 | 12/11/2012 10:00:42 AM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
676548
This series of Notes was issued and sold upon the funding of the borrower loan #79589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $418.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,869 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greenback-rancher2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate current debt.
My financial situation:
I am a good candidate for this loan because...pay debt within timeframe required.
Monthly net income: $ 4020
Monthly expenses: $ 2700
Housing: $ 1550
Insurance: $
Car expenses: $ 137
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $ 100
Clothing, household expenses: $ 75
Credit cards and other loans: $ 200
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.06 | 12/4/2012 10:23:19 AM |
| jubilant-capital1 | $25.00 | 12/4/2012 9:36:48 AM |
| gravbox | $25.00 | 12/4/2012 11:29:07 AM |
| vutah | $45.00 | 12/4/2012 11:41:35 AM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:46 PM |
| kila-designer | $149.00 | 12/5/2012 10:49:59 AM |
| dariop | $25.01 | 12/5/2012 5:36:32 PM |
| toblerone | $25.00 | 12/5/2012 7:54:31 PM |
| Tscheddar | $25.00 | 12/6/2012 5:49:33 AM |
| brainy-credit1 | $60.00 | 12/6/2012 8:56:50 AM |
| deal-vibrato | $25.00 | 12/6/2012 10:16:19 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:46 AM |
| organized-commerce4 | $25.00 | 12/6/2012 11:07:08 AM |
| wetlands | $188.00 | 12/7/2012 9:24:06 AM |
| Rivervale_Westwood | $25.00 | 12/7/2012 10:51:47 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:40 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:27 AM |
| money-bauble | $100.00 | 12/11/2012 5:14:04 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:24 PM |
| windguy | $50.00 | 12/11/2012 5:55:55 PM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 9:35:41 AM |
| cr8on | $30.00 | 12/12/2012 9:46:37 AM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:30 PM |
| wealth-infusion6 | $38.00 | 12/13/2012 11:11:35 AM |
| power-carrier3 | $25.00 | 12/13/2012 5:58:35 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:35 AM |
| reward-walnut | $25.00 | 12/15/2012 12:03:01 PM |
| kulender | $100.00 | 12/15/2012 9:24:03 AM |
| awwaww | $25.00 | 12/15/2012 12:13:34 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:17 AM |
| inspire22 | $25.00 | 12/15/2012 1:37:28 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:04 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:59 PM |
| adaptable-benefit6 | $25.00 | 12/16/2012 12:16:55 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:35 PM |
| authoritative-capital | $25.00 | 12/16/2012 4:32:29 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:01 PM |
| decisive-return611 | $100.00 | 12/16/2012 1:27:10 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:04 PM |
| RevREB | $25.00 | 12/16/2012 12:18:48 PM |
| Tradesmanlender | $25.00 | 12/17/2012 9:18:04 AM |
| ectasy683 | $25.00 | 12/16/2012 8:21:57 PM |
| benjamin67 | $25.00 | 12/16/2012 1:49:05 PM |
| philanthroful | $25.00 | 12/17/2012 10:06:41 AM |
| cutter21 | $25.00 | 12/17/2012 10:16:56 AM |
| HoosierDaddie | $29.00 | 12/17/2012 5:05:45 PM |
| benevolent-loot5 | $200.00 | 12/17/2012 5:16:58 PM |
| urbane-duty560 | $50.00 | 12/17/2012 5:18:33 PM |
| deal-goliath4 | $215.00 | 12/17/2012 5:20:20 PM |
| kegs | $200.00 | 12/17/2012 1:39:40 PM |
| repayment-chihuahua3 | $25.00 | 12/17/2012 5:26:29 PM |
| CROBRUN | $50.00 | 12/17/2012 5:30:31 PM |
| rogue_monster | $50.00 | 12/17/2012 5:30:51 PM |
| tranquil-credit0 | $25.00 | 12/17/2012 5:42:02 PM |
| runner262 | $25.00 | 12/17/2012 5:42:35 PM |
| best-phenomenal-treasure | $25.00 | 12/17/2012 5:43:14 PM |
| wwwUniversal | $25.00 | 12/17/2012 5:45:42 PM |
| Railbird | $50.00 | 12/17/2012 5:47:45 PM |
| agreement-guild | $50.00 | 12/17/2012 5:52:47 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:12 AM |
| currency-secret-agent | $25.00 | 12/17/2012 5:58:07 PM |
| JazzFranchise | $25.00 | 12/17/2012 5:03:38 PM |
| revolutionary082 | $27.27 | 12/17/2012 6:03:47 PM |
| unassuming-p2ploan774 | $40.00 | 12/17/2012 6:07:29 PM |
| meoates1 | $25.00 | 12/17/2012 6:13:48 PM |
| Webpreneur | $50.00 | 12/17/2012 6:17:47 PM |
| resplendent-fund2 | $25.00 | 12/17/2012 6:18:45 PM |
| angelinvestor2 | $40.00 | 12/17/2012 6:26:30 PM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 5:17:45 PM |
| CaptainBlueberry | $25.00 | 12/17/2012 6:36:29 PM |
| logical-investment4 | $25.00 | 12/17/2012 5:22:56 PM |
| treasure-gazer | $25.00 | 12/17/2012 5:23:00 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:11 PM |
| social-trumpet | $25.00 | 12/17/2012 5:26:24 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:32 PM |
| balance-booster8 | $25.00 | 12/17/2012 5:27:11 PM |
| Thunderswan | $30.00 | 12/17/2012 5:27:20 PM |
| LeReve | $159.00 | 12/17/2012 5:31:23 PM |
| upright-silver | $25.00 | 12/17/2012 5:36:03 PM |
| rescue | $100.00 | 12/17/2012 5:39:20 PM |
| aader | $25.00 | 12/17/2012 5:43:43 PM |
| elloboverde | $25.00 | 12/17/2012 9:39:40 PM |
| DadWarbucks | $25.00 | 12/17/2012 5:48:48 PM |
| One_Lolo | $25.00 | 12/18/2012 12:47:37 AM |
| helping-out | $105.00 | 12/18/2012 5:48:58 AM |
| exact-p2p2 | $25.00 | 12/17/2012 6:03:31 PM |
| gold-gazelle | $25.00 | 12/17/2012 6:08:18 PM |
| hitsman | $50.00 | 12/17/2012 5:19:43 PM |
| green-loyalty-web | $25.00 | 12/17/2012 6:08:47 PM |
| loan-wasp | $50.00 | 12/17/2012 6:11:53 PM |
| return-venture1 | $100.00 | 12/17/2012 6:11:56 PM |
| loyalty-goblin1 | $100.00 | 12/17/2012 5:22:12 PM |
| j-lender | $50.00 | 12/17/2012 6:19:38 PM |
| korby524 | $25.00 | 12/17/2012 5:25:02 PM |
| Huck007 | $25.00 | 12/17/2012 6:31:35 PM |
| MadHun | $200.00 | 12/17/2012 5:31:25 PM |
| DcUnited | $25.00 | 12/17/2012 5:33:16 PM |
| red-luminous-gain | $25.00 | 12/17/2012 5:34:17 PM |
| lowink | $25.00 | 12/17/2012 6:38:47 PM |
| income-buddy7 | $50.00 | 12/17/2012 5:38:06 PM |
| britgsb | $25.00 | 12/17/2012 5:39:26 PM |
| derauma | $50.00 | 12/17/2012 5:41:21 PM |
| loot-prescription3 | $25.00 | 12/17/2012 7:09:13 PM |
| heart514 | $25.00 | 12/17/2012 5:49:05 PM |
| eastboimerchandise | $25.00 | 12/17/2012 7:11:54 PM |
| Xarach | $25.00 | 12/17/2012 5:50:05 PM |
| indomitable-dedication | $25.00 | 12/17/2012 5:53:47 PM |
| investisure | $50.00 | 12/17/2012 5:57:08 PM |
| mstar925 | $25.00 | 12/17/2012 8:10:01 PM |
| bold-decisive-kindness | $25.00 | 12/17/2012 6:04:06 PM |
| zeelender | $25.00 | 12/17/2012 6:16:52 PM |
| fund-washboard2 | $25.00 | 12/17/2012 6:18:17 PM |
| Aliso-Viejo | $100.00 | 12/17/2012 6:18:31 PM |
| ps2roy | $25.00 | 12/17/2012 6:24:45 PM |
| gizzywump | $25.00 | 12/17/2012 6:25:57 PM |
| bonus-powerplant | $25.00 | 12/17/2012 6:34:53 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:11 AM |
| deal-pioneer1 | $25.00 | 12/18/2012 7:48:32 AM |
| squadron820 | $40.00 | 12/18/2012 8:20:53 AM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:51 PM |
| Sniper312 | $25.00 | 12/18/2012 2:58:44 AM |
| gmoney37 | $25.00 | 12/4/2012 9:56:13 AM |
| cahjoon | $25.00 | 12/4/2012 5:30:14 PM |
| bowdish1 | $25.00 | 12/4/2012 5:37:35 PM |
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:00 PM |
| kevin314 | $25.00 | 12/6/2012 9:29:45 AM |
| money-hercules4 | $100.00 | 12/6/2012 10:16:25 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:38 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:12 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:24 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:33 PM |
| franzzua | $25.00 | 12/9/2012 12:38:41 PM |
| new-start18100 | $25.00 | 12/9/2012 12:52:44 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:07 PM |
| dunkard13 | $100.00 | 12/10/2012 5:24:10 PM |
| supersam | $50.00 | 12/10/2012 10:19:17 PM |
| Haydn-sav | $25.00 | 12/11/2012 10:16:40 AM |
| riskreward | $250.00 | 12/11/2012 5:54:31 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:50 AM |
| djh47a | $25.00 | 12/12/2012 1:14:38 PM |
| astute-benjamins | $25.00 | 12/12/2012 11:27:44 AM |
| loyalty-cupcake6 | $150.00 | 12/12/2012 5:48:42 PM |
| Empower-personal-responsibility | $25.00 | 12/13/2012 10:43:30 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:57 PM |
| Avicell | $25.00 | 12/13/2012 6:21:22 PM |
| anacent | $25.00 | 12/13/2012 10:26:35 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:23 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:00 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:59 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:28 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:11 AM |
| compoundinterest | $25.00 | 12/15/2012 12:25:59 PM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:13 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:40 PM |
| bazaar-festivity | $25.00 | 12/16/2012 12:06:53 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:49 PM |
| Munnie | $25.00 | 12/16/2012 7:45:51 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:39 PM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:08 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:43 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:18 AM |
| pennybypenny | $25.00 | 12/17/2012 9:44:05 AM |
| 01a_MrUSC_IRA | $25.00 | 12/16/2012 2:20:21 PM |
| Index_Plus | $5,000.00 | 12/17/2012 4:00:46 PM |
| kingryan | $250.00 | 12/17/2012 5:22:36 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:43 AM |
| CPAMAN | $25.00 | 12/17/2012 5:31:32 PM |
| american6 | $50.00 | 12/17/2012 5:39:44 PM |
| red-eloquent-rupee | $50.00 | 12/17/2012 5:40:42 PM |
| durability-goat644 | $25.00 | 12/17/2012 5:47:00 PM |
| krisran | $50.00 | 12/17/2012 5:50:28 PM |
| supersarah61 | $25.00 | 12/17/2012 4:50:21 PM |
| hc90474 | $25.00 | 12/17/2012 5:58:31 PM |
| Leshan | $50.00 | 12/17/2012 6:01:55 PM |
| slobrewtx | $25.00 | 12/17/2012 6:03:02 PM |
| cash-reaction2 | $25.00 | 12/17/2012 6:05:08 PM |
| salandstef | $25.00 | 12/17/2012 6:07:16 PM |
| ferocious-camaraderi1 | $100.00 | 12/17/2012 6:23:39 PM |
| BXA | $50.00 | 12/17/2012 5:23:29 PM |
| Lacimae | $100.00 | 12/17/2012 6:59:46 PM |
| dmeg | $25.00 | 12/17/2012 5:25:25 PM |
| scrappy-leverage6 | $25.00 | 12/17/2012 5:29:43 PM |
| return-statuette139 | $50.00 | 12/17/2012 5:33:30 PM |
| Montgomery-Burns | $25.00 | 12/17/2012 7:55:35 PM |
| rakstar | $25.00 | 12/17/2012 5:34:35 PM |
| point-oyster5 | $25.00 | 12/17/2012 5:34:46 PM |
| IL2R2010 | $25.00 | 12/17/2012 5:35:22 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:03:35 PM |
| progressive-economy261 | $400.00 | 12/17/2012 5:37:01 PM |
| truth-seeker8 | $52.00 | 12/17/2012 5:06:51 PM |
| zassociate | $27.00 | 12/17/2012 5:12:40 PM |
| best-camaraderi-sniffer | $50.00 | 12/18/2012 3:21:55 AM |
| resolute-basis9 | $25.00 | 12/17/2012 5:58:32 PM |
| hope-equation | $25.00 | 12/17/2012 6:02:26 PM |
| restless-payment312 | $395.00 | 12/17/2012 5:17:22 PM |
| gadget7 | $25.00 | 12/17/2012 5:19:00 PM |
| newest-rate-relaxation | $50.00 | 12/17/2012 6:10:36 PM |
| Zane314 | $50.00 | 12/17/2012 6:11:16 PM |
| the-laudable-peso | $40.00 | 12/17/2012 5:21:17 PM |
| skillful-durability8 | $25.00 | 12/17/2012 5:21:40 PM |
| Banker7371 | $25.00 | 12/17/2012 6:24:08 PM |
| BK2SEA | $25.00 | 12/17/2012 6:26:42 PM |
| und-alum | $25.00 | 12/17/2012 6:39:26 PM |
| letsmakeitsuccessful | $25.00 | 12/17/2012 5:41:12 PM |
| wayman | $25.00 | 12/17/2012 5:45:03 PM |
| agreement-network | $25.00 | 12/17/2012 5:45:28 PM |
| scrappy-fairness639 | $25.00 | 12/17/2012 5:49:32 PM |
| useful-p2ploan | $25.00 | 12/17/2012 6:07:38 PM |
| Elbanko | $30.00 | 12/17/2012 6:09:07 PM |
| Aimvest | $25.00 | 12/17/2012 6:09:40 PM |
| IOHOVA | $25.00 | 12/17/2012 9:50:23 PM |
| heyokafinancial | $25.00 | 12/17/2012 6:16:33 PM |
| magical-credit523 | $25.00 | 12/17/2012 6:18:19 PM |
| breathtaking-funds6 | $50.00 | 12/17/2012 6:26:29 PM |
| Trebuchez | $50.00 | 12/18/2012 4:23:43 AM |
| hope-eagle6 | $25.00 | 12/17/2012 6:31:15 PM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:23:34 AM |
| Duanep01 | $25.00 | 12/17/2012 7:01:44 PM |
| az2012 | $12.83 | 12/18/2012 8:44:53 AM |
| nex | $25.00 | 12/17/2012 7:28:10 PM |
| MrBojangles01 | $25.00 | 12/18/2012 5:07:20 AM |
| jlofgren | $25.00 | 12/18/2012 6:12:40 AM |
| Badgworth | $46.61 | 12/18/2012 6:30:10 AM |
| afwoal | $121.22 | 12/18/2012 8:33:36 AM |
| 224 Investments
|
Borrower Payment Dependent Notes Series
676720
This series of Notes was issued and sold upon the funding of the borrower loan #79577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,928.26 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $486.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 21y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 79 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,632 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fabulous-marketplace8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off high interest credit cards.
My financial situation:
I am a good candidate for this loan because...
I have been employed by Parkview Hospital for nearly 22 years. I own my home and have lived there since the year 2000. I have not had any issues making my house payment and other payments through credit card companies on time and each month. I am very responsible and take my credit seriously.
I have been driving the same vehicle since 2004, and need to pay off some credit cards in order to free up enough money to make a new car payment.
I would appreciate this very much!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/3/2012 5:28:31 PM |
| wetlands | $200.00 | 12/3/2012 5:44:48 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:04:00 PM |
| windguy | $50.00 | 12/3/2012 5:53:05 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:55 PM |
| natural-worth9 | $75.00 | 12/3/2012 7:53:55 PM |
| loot-prescription3 | $25.00 | 12/5/2012 5:19:54 PM |
| Fiimg | $50.00 | 12/5/2012 5:45:02 PM |
| prudent-dough458 | $25.00 | 12/5/2012 5:07:22 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:19 PM |
| kfrench | $75.00 | 12/5/2012 7:22:30 PM |
| inspiring-kindness062 | $25.00 | 12/6/2012 9:37:55 AM |
| justreturns | $25.00 | 12/6/2012 9:44:12 AM |
| Mommo | $37.00 | 12/6/2012 5:19:51 PM |
| ideal-peace5 | $100.00 | 12/6/2012 5:26:02 PM |
| supersarah61 | $25.00 | 12/6/2012 4:28:37 PM |
| amicablenemesis | $50.00 | 12/6/2012 5:20:47 PM |
| octoberfresh | $25.00 | 12/7/2012 6:53:27 AM |
| dunkard13 | $100.00 | 12/6/2012 6:24:29 PM |
| commerce-artisan8 | $50.00 | 12/7/2012 9:17:48 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:20 PM |
| Arvicco | $247.00 | 12/7/2012 5:58:19 PM |
| floridahelper | $50.00 | 12/8/2012 11:06:02 AM |
| well-rounded-diversification | $25.00 | 12/8/2012 6:19:55 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:41 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:20 AM |
| wildanne | $50.00 | 12/10/2012 10:20:21 AM |
| credit-maple | $25.00 | 12/10/2012 5:18:11 PM |
| mhotchan | $100.00 | 12/10/2012 10:29:14 PM |
| redmumba | $50.00 | 12/11/2012 12:30:06 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:58 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:46 PM |
| kalamari | $30.00 | 12/11/2012 1:03:32 PM |
| samurai2 | $25.00 | 12/11/2012 1:36:05 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:16 PM |
| djs81 | $75.00 | 12/12/2012 10:16:38 AM |
| cardminger | $25.00 | 12/12/2012 6:27:17 PM |
| excellent-funds025 | $50.00 | 12/13/2012 9:35:17 AM |
| first-credit-meridian | $25.00 | 12/13/2012 10:12:06 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:25 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:09 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:03 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:20 AM |
| Isaac007 | $125.00 | 12/14/2012 7:54:33 AM |
| anacent | $25.00 | 12/13/2012 10:26:32 PM |
| bonafide-openness665 | $25.00 | 12/14/2012 8:54:11 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:58 AM |
| sprinter | $50.00 | 12/14/2012 10:07:30 AM |
| joe_matadatz | $25.00 | 12/14/2012 2:20:40 PM |
| huloo | $50.00 | 12/14/2012 10:22:09 AM |
| affluence-tycoon | $25.00 | 12/14/2012 5:47:53 PM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:18 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:20 AM |
| Index_Plus | $4,000.00 | 12/15/2012 10:53:50 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:27 AM |
| pay_day | $39.00 | 12/15/2012 12:55:48 PM |
| syounker | $25.00 | 12/15/2012 1:14:19 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:57 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:25 PM |
| Trigirl23 | $25.00 | 12/16/2012 12:25:43 PM |
| imlosttoo | $25.00 | 12/16/2012 10:05:43 AM |
| ND1998 | $50.00 | 12/16/2012 3:24:01 PM |
| ethical-truth211 | $150.00 | 12/16/2012 7:13:15 PM |
| Munnie | $25.00 | 12/16/2012 7:45:49 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:54 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:48 AM |
| P2P4me | $200.00 | 12/16/2012 6:05:53 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:05 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:01 PM |
| natural-worth9 | $125.00 | 12/16/2012 3:41:50 PM |
| RyanTH9893 | $25.00 | 12/16/2012 7:02:25 PM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:11 AM |
| mighty-return326 | $50.00 | 12/17/2012 5:45:28 AM |
| pennybypenny | $25.00 | 12/16/2012 9:23:18 PM |
| gold-boomer | $100.00 | 12/17/2012 9:23:27 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:10 AM |
| Nich | $31.00 | 12/17/2012 2:18:08 PM |
| durability-seahorse7 | $25.00 | 12/17/2012 2:50:06 PM |
| thrilling-exchange36 | $32.92 | 12/17/2012 3:14:26 PM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:02 AM |
| chilandman | $50.00 | 12/17/2012 10:17:42 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:08 PM |
| dukeiyer | $25.00 | 12/17/2012 11:14:05 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:37 PM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:38 PM |
| nickel-ferret | $25.00 | 12/3/2012 5:43:40 PM |
| ready-interest9 | $25.00 | 12/3/2012 6:36:30 PM |
| qsolo | $25.00 | 12/4/2012 4:57:38 PM |
| payout-motivator0 | $50.00 | 12/5/2012 9:15:53 AM |
| Harry | $75.00 | 12/5/2012 9:49:07 AM |
| unrivaled-deal676 | $50.00 | 12/5/2012 5:49:15 PM |
| logical-peso2 | $25.00 | 12/5/2012 6:08:15 PM |
| uncl-sammy | $25.00 | 12/5/2012 5:26:29 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:02 PM |
| kind-euro-mirth | $50.00 | 12/6/2012 5:24:10 PM |
| franzzua | $25.00 | 12/6/2012 6:54:32 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:37 AM |
| abundanceforever | $52.50 | 12/7/2012 9:18:19 AM |
| indomitable-coin | $25.00 | 12/7/2012 9:49:54 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:05 AM |
| YampaQuant | $25.00 | 12/7/2012 11:30:49 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:00 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:42 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:54 PM |
| UT-Longhorn | $50.00 | 12/11/2012 9:50:48 AM |
| dunox | $75.00 | 12/11/2012 5:27:03 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:46 AM |
| fortytwo | $100.00 | 12/12/2012 10:08:30 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:15 AM |
| djh47a | $25.00 | 12/12/2012 1:23:00 PM |
| balance-force | $28.00 | 12/12/2012 1:52:38 PM |
| Lender2895a | $100.00 | 12/13/2012 7:30:48 AM |
| hero007 | $50.00 | 12/13/2012 9:03:20 AM |
| compoundinterest | $25.00 | 12/13/2012 5:21:29 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:23 PM |
| elasermd | $100.00 | 12/13/2012 6:27:29 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:28 AM |
| Avicell | $25.00 | 12/13/2012 6:21:19 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:31 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:19 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:51 AM |
| kulender | $100.00 | 12/15/2012 9:24:00 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:29 AM |
| riskreward | $250.00 | 12/15/2012 11:26:34 AM |
| JayKae | $30.00 | 12/15/2012 12:49:30 PM |
| Plutis | $25.00 | 12/15/2012 11:00:46 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:30 AM |
| kaykarun | $25.00 | 12/15/2012 1:56:25 PM |
| mlandrid | $25.00 | 12/15/2012 2:10:01 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:16:56 PM |
| JinNing | $50.00 | 12/15/2012 4:59:55 PM |
| leverage-galleon | $50.00 | 12/15/2012 6:18:11 PM |
| reducereuserecycle | $34.19 | 12/15/2012 8:15:09 PM |
| jthowell77 | $50.00 | 12/15/2012 2:07:57 PM |
| dordee | $60.00 | 12/16/2012 12:20:49 PM |
| Investoman | $25.00 | 12/16/2012 12:51:58 PM |
| KSfuture | $50.00 | 12/16/2012 9:03:14 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:39 PM |
| student17354 | $25.00 | 12/15/2012 5:20:51 PM |
| FormulaTroll | $25.00 | 12/16/2012 4:21:12 PM |
| credit-formula0 | $25.00 | 12/16/2012 12:32:49 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:01 AM |
| silver-breeze3 | $30.00 | 12/16/2012 10:01:54 AM |
| urbny | $42.96 | 12/17/2012 6:26:04 AM |
| california111 | $25.00 | 12/16/2012 3:01:35 PM |
| gold-reformer3 | $25.00 | 12/17/2012 8:07:56 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:23:55 PM |
| benjamins-nest | $77.71 | 12/16/2012 7:59:34 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:41 AM |
| blue-laudable-dinero | $25.00 | 12/17/2012 10:58:34 AM |
| yogi1975 | $25.00 | 12/16/2012 7:51:50 PM |
| Digger85 | $200.00 | 12/17/2012 4:37:07 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:01 PM |
| currency-persimmon | $25.00 | 12/17/2012 10:03:49 AM |
| compatible-deal9 | $25.00 | 12/17/2012 12:36:26 PM |
| ralph44 | $25.00 | 12/17/2012 9:38:43 AM |
| Isotope | $25.00 | 12/17/2012 1:28:48 PM |
| toocautious | $64.97 | 12/17/2012 1:43:53 PM |
| capital-web7 | $25.00 | 12/17/2012 1:06:22 PM |
| misit | $25.00 | 12/17/2012 1:15:36 PM |
| kegs | $200.00 | 12/17/2012 1:39:37 PM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
677118
This series of Notes was issued and sold upon the funding of the borrower loan #79835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $139.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 9y 11m |
|
Amount delinquent:
| $536 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,628 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impressive-power4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate 5 credit accounts w/ monthly payments currently equaling $165.
My financial situation: stable employment with same employer for 10 years
I am a good candidate for this loan because...i have stable employment in the public sector; my payment history on all currently opened accounts is perfect; i have $13,650 in open unused consumer credit (not including Lowe's) + an additional $2500 unused credit line at OneMain Financial + a $4000 American Express credit line which equals roughly 50% of my total consumer credit; i share household expenses with a live-in partner who has a pension vest in 5 months ... this loan will save me roughly $25 per month in the short term and more in the long term by completely clearing some open accounts.
Monthly net income: $2000
Monthly expenses: $1960
Housing: $800
Insurance: $0
Car expenses: $0 (car is owned by partner)
Utilities: $110
Phone, cable, internet: $80 (my share)
Food, entertainment: $175 (my share)
Clothing, household expenses: $125
Credit cards and other loans: $595
Other expenses: $75 (gas & oil for partner's car)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 12/19/2012 9:32:35 AM |
| valiant-return584 | $50.00 | 12/19/2012 9:43:07 AM |
| vivid-p2ploan1 | $25.00 | 12/19/2012 9:43:52 AM |
| zipemdown | $25.00 | 12/19/2012 9:10:45 AM |
| dl_data | $200.00 | 12/19/2012 9:11:53 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:42 PM |
| deal-banker | $50.00 | 12/19/2012 10:11:26 AM |
| vutah | $45.00 | 12/19/2012 11:19:28 AM |
| treasure-bliss | $25.00 | 12/19/2012 11:56:25 AM |
| dl_data | $50.00 | 12/20/2012 1:23:12 PM |
| return-point2 | $100.00 | 12/20/2012 6:43:14 PM |
| selector568 | $300.00 | 12/20/2012 6:00:15 PM |
| TumbleWeed88 | $25.00 | 12/21/2012 9:42:24 AM |
| enterprising-pound5 | $50.00 | 12/22/2012 5:00:52 AM |
| LuvToLend | $25.00 | 12/22/2012 12:19:49 PM |
| scrappy-diversification7 | $1,799.32 | 12/24/2012 11:36:58 AM |
| wildanne | $50.00 | 12/19/2012 9:50:58 AM |
| transaction-seahorse0 | $25.00 | 12/19/2012 9:55:37 AM |
| formula842 | $25.00 | 12/19/2012 5:40:13 PM |
| BostonCapital | $100.00 | 12/20/2012 6:03:26 PM |
| bullwink27 | $25.00 | 12/21/2012 6:50:00 AM |
| kenji4861 | $25.00 | 12/21/2012 9:22:59 AM |
| asset-professor | $25.00 | 12/21/2012 9:25:12 AM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:35 PM |
| california111 | $50.00 | 12/22/2012 10:26:37 AM |
| djh47a | $25.00 | 12/23/2012 5:53:32 AM |
| ChoiceInvestments | $26.68 | 12/23/2012 8:55:34 PM |
| foothillender | $25.00 | 12/24/2012 8:09:24 AM |
| otto1939 | $104.00 | 12/24/2012 7:46:03 AM |
| Investor_DP | $100.00 | 12/24/2012 10:45:03 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
677354
This series of Notes was issued and sold upon the funding of the borrower loan #79366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,554.41 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.99% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,505 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-safe-balance |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards that are being payed down slower then id like.
My financial situation:
I am a good candidate for this loan because...i have always had good credit and would like to keep it that way.It will help me control my debt before it gets to be to much.This loan will allow me to have one set payment a month with an actual pay off date in sight and lower monthly payment than all cards combined.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 11/30/2012 6:04:00 PM |
| loot-prescription3 | $25.00 | 11/30/2012 5:41:46 PM |
| neighborly-hope6 | $100.00 | 11/30/2012 6:27:25 PM |
| cerebral-dollar773 | $30.83 | 11/30/2012 8:23:30 PM |
| ready-interest9 | $25.00 | 11/30/2012 7:02:52 PM |
| Interloper | $25.00 | 12/1/2012 10:36:49 AM |
| natural-worth9 | $100.00 | 12/1/2012 11:18:25 AM |
| marketplace-singularity3 | $50.00 | 12/1/2012 1:51:46 PM |
| windguy | $50.00 | 12/3/2012 9:59:58 AM |
| octoberfresh | $25.00 | 12/4/2012 6:17:09 AM |
| transparency-sequoia6 | $99.00 | 12/4/2012 5:27:04 PM |
| tender-integrity3 | $100.00 | 12/5/2012 9:47:53 AM |
| compassion-twister2 | $100.00 | 12/5/2012 10:11:32 AM |
| auction-iris9 | $120.00 | 12/5/2012 5:33:17 PM |
| Investoman | $25.00 | 12/6/2012 9:13:06 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:50 AM |
| bowdish1 | $75.00 | 12/6/2012 6:46:06 PM |
| AFairDeal | $25.00 | 12/7/2012 9:43:04 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:50:41 AM |
| Avala | $100.00 | 12/7/2012 10:03:11 AM |
| proper-exchange8 | $50.00 | 12/7/2012 10:06:24 AM |
| enriching-trade2 | $46.00 | 12/7/2012 10:17:30 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:41 AM |
| dharma1 | $25.00 | 12/8/2012 5:39:17 PM |
| organized-commerce4 | $25.00 | 12/10/2012 10:03:53 AM |
| silvercertificate | $25.00 | 12/10/2012 9:34:56 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:30 AM |
| worth21 | $25.00 | 12/10/2012 4:31:11 PM |
| deegeeman | $25.00 | 12/10/2012 5:27:03 PM |
| innocent-loot | $25.00 | 12/10/2012 5:37:11 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:31 PM |
| bonjea | $25.00 | 12/10/2012 9:53:05 PM |
| KHODADAD | $25.00 | 12/11/2012 7:11:58 AM |
| cardminger | $25.00 | 12/11/2012 9:58:18 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:52 AM |
| worth-rocket0 | $30.00 | 12/12/2012 8:11:16 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:12 AM |
| djs81 | $75.00 | 12/12/2012 10:16:29 AM |
| djh47a | $25.00 | 12/12/2012 1:14:27 PM |
| nuclearmoose | $37.00 | 12/12/2012 6:06:48 PM |
| linkage682 | $50.00 | 12/13/2012 7:47:44 AM |
| loyalty-cupcake6 | $500.00 | 12/12/2012 5:59:18 PM |
| subtle-revenue0 | $25.00 | 12/12/2012 6:08:19 PM |
| worth-sanctuary9 | $25.00 | 12/13/2012 9:24:32 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:10 PM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:10 PM |
| bold-worth-wrangler | $25.00 | 12/13/2012 1:45:07 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:47 PM |
| unforgettable-wealth4 | $50.00 | 12/13/2012 5:09:39 PM |
| majestic-duty4 | $25.00 | 12/13/2012 6:02:00 PM |
| elasermd | $100.00 | 12/13/2012 6:27:06 PM |
| finance-fan7 | $25.00 | 12/14/2012 6:01:09 AM |
| puifais | $50.00 | 12/13/2012 6:20:22 PM |
| penny-injector8 | $25.00 | 12/14/2012 12:16:24 AM |
| rewards | $25.00 | 12/14/2012 9:05:09 AM |
| payout-paladin0 | $25.00 | 12/14/2012 9:31:39 AM |
| thunderkiss | $25.00 | 12/14/2012 9:32:40 AM |
| cebgop | $25.00 | 12/14/2012 9:38:30 AM |
| riproaringrapids | $50.00 | 12/14/2012 9:39:35 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:10 AM |
| gracej | $25.00 | 12/14/2012 9:40:51 AM |
| durability-officer | $50.00 | 12/14/2012 9:45:45 AM |
| TelegramSam | $25.00 | 12/14/2012 9:46:19 AM |
| Maccs55 | $50.00 | 12/14/2012 9:52:23 AM |
| famous-ore2 | $50.00 | 12/14/2012 9:52:27 AM |
| anacent | $25.00 | 12/13/2012 10:26:21 PM |
| worth-web5 | $50.00 | 12/14/2012 9:09:02 AM |
| fox798 | $25.00 | 12/14/2012 9:57:35 AM |
| a-transparency-prodigy | $25.00 | 12/14/2012 9:57:56 AM |
| RusRobo | $25.00 | 12/14/2012 9:58:27 AM |
| compsciman | $25.00 | 12/14/2012 9:59:34 AM |
| sympathetic-funds818 | $50.00 | 12/14/2012 9:13:12 AM |
| ujiba | $50.00 | 12/14/2012 10:01:56 AM |
| bobby4u3 | $25.00 | 12/14/2012 10:03:26 AM |
| mrrc7498 | $35.00 | 12/14/2012 10:04:17 AM |
| lounges | $50.00 | 12/14/2012 10:05:43 AM |
| hostbank | $100.00 | 12/14/2012 9:20:20 AM |
| georgethesir | $50.00 | 12/14/2012 4:54:41 AM |
| C_Mark | $50.00 | 12/14/2012 10:08:10 AM |
| a-unflappable-finance | $100.00 | 12/14/2012 10:09:34 AM |
| selfmademan | $25.00 | 12/14/2012 10:10:48 AM |
| techron2012 | $100.00 | 12/14/2012 10:13:12 AM |
| nimble-money0 | $25.00 | 12/14/2012 10:16:48 AM |
| bradomino | $25.00 | 12/14/2012 10:16:57 AM |
| first-coin-tweet | $25.00 | 12/14/2012 9:38:56 AM |
| hrubinst | $50.00 | 12/14/2012 9:41:28 AM |
| jjb3 | $25.00 | 12/14/2012 10:22:02 AM |
| larrybird | $1,000.00 | 12/14/2012 9:42:11 AM |
| rupee-lotus5 | $50.00 | 12/14/2012 9:43:50 AM |
| adventurer447 | $300.00 | 12/14/2012 9:47:21 AM |
| eadamson | $25.00 | 12/14/2012 10:30:40 AM |
| outwish | $25.00 | 12/14/2012 9:48:17 AM |
| mizon291 | $25.00 | 12/14/2012 9:49:59 AM |
| thoughtful-peso78 | $25.00 | 12/14/2012 9:51:04 AM |
| PK_USMC | $25.00 | 12/14/2012 10:36:53 AM |
| Zuzu | $25.00 | 12/14/2012 9:51:39 AM |
| benevolent-moola291 | $50.00 | 12/14/2012 10:39:20 AM |
| Tasteslikechicken | $50.00 | 12/14/2012 9:54:54 AM |
| euro-speaker8 | $250.00 | 12/14/2012 10:40:04 AM |
| AgTiPinisher | $25.00 | 12/14/2012 9:55:46 AM |
| diversification-surge | $25.00 | 12/14/2012 9:56:24 AM |
| enterprising-bazaar2 | $25.00 | 12/14/2012 10:43:50 AM |
| responsive-worth5 | $25.00 | 12/14/2012 9:57:20 AM |
| visionary-community | $25.00 | 12/14/2012 9:59:12 AM |
| meenan | $25.00 | 12/14/2012 11:00:42 AM |
| kbodendorf | $25.00 | 12/14/2012 10:01:20 AM |
| important-penny3 | $25.00 | 12/14/2012 10:02:22 AM |
| lend2end | $25.00 | 12/14/2012 10:02:41 AM |
| sshs | $25.00 | 12/14/2012 10:02:45 AM |
| Chutney | $25.00 | 12/14/2012 11:17:07 AM |
| adventurous-commerce | $25.00 | 12/14/2012 10:03:32 AM |
| aviente | $25.00 | 12/14/2012 10:04:03 AM |
| cash-merry-maker | $25.00 | 12/14/2012 10:08:12 AM |
| FortuneFund | $200.00 | 12/14/2012 10:08:16 AM |
| oracle3 | $50.00 | 12/14/2012 10:08:27 AM |
| paymentologist | $50.00 | 12/14/2012 10:09:15 AM |
| tramb | $25.00 | 12/14/2012 10:09:27 AM |
| perls | $100.00 | 12/14/2012 10:09:54 AM |
| adventurous-capital | $25.00 | 12/14/2012 10:10:44 AM |
| bid-papyrus | $25.00 | 12/14/2012 10:11:16 AM |
| methodical-moola4 | $49.00 | 12/14/2012 2:28:57 PM |
| red-robust-rupee | $25.00 | 12/14/2012 10:14:28 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:30 PM |
| larslfe | $25.00 | 12/14/2012 10:16:51 AM |
| Quiddity | $25.00 | 12/14/2012 10:17:41 AM |
| jbaum | $40.00 | 12/14/2012 10:18:25 AM |
| enticing-note | $25.00 | 12/14/2012 9:24:19 AM |
| zone6 | $100.00 | 12/14/2012 10:25:37 AM |
| slartibardfast | $25.00 | 12/14/2012 10:32:02 AM |
| postalwhiz | $25.00 | 12/14/2012 9:31:49 AM |
| MONEYLENDER101 | $50.00 | 12/14/2012 9:32:50 AM |
| MyKidsDad | $25.00 | 12/14/2012 10:35:04 AM |
| credit-statuette8 | $25.00 | 12/14/2012 10:36:18 AM |
| balance-voyager | $40.00 | 12/14/2012 10:36:49 AM |
| Edwin_Rae | $25.00 | 12/14/2012 9:37:50 AM |
| hybridatl | $25.00 | 12/14/2012 9:40:17 AM |
| -------ing247 | $25.00 | 12/14/2012 10:38:27 AM |
| platinum-genetics | $25.00 | 12/14/2012 10:40:15 AM |
| Thunderhead2 | $25.00 | 12/14/2012 10:42:27 AM |
| Bubbasnestegg | $25.00 | 12/14/2012 9:45:09 AM |
| community-saver158 | $50.00 | 12/14/2012 9:45:55 AM |
| flexible1 | $25.00 | 12/14/2012 10:52:33 AM |
| ProfPC | $25.00 | 12/14/2012 9:52:08 AM |
| Natronpee | $25.00 | 12/14/2012 9:53:22 AM |
| hardwareman | $50.00 | 12/14/2012 11:31:57 AM |
| SecondChanceLendingSERV | $25.00 | 12/14/2012 10:01:14 AM |
| new-return-faire | $100.00 | 12/14/2012 10:06:06 AM |
| pdfins | $25.00 | 12/14/2012 1:29:23 PM |
| tomdooley12520 | $50.00 | 12/14/2012 2:36:47 PM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:39:09 PM |
| finance-explosion6 | $25.00 | 12/14/2012 10:20:02 AM |
| worth-tamarack566 | $25.00 | 12/14/2012 10:22:48 AM |
| Emgolda | $25.00 | 12/14/2012 10:23:02 AM |
| Strato | $25.02 | 12/14/2012 5:00:32 PM |
| loot-heart | $25.00 | 12/14/2012 10:36:37 AM |
| EvalCrux | $50.00 | 12/14/2012 10:39:39 AM |
| timbob | $100.00 | 12/14/2012 10:43:13 AM |
| benjo | $50.00 | 12/14/2012 10:48:33 AM |
| red-diversification-paradise | $25.00 | 12/14/2012 10:54:44 AM |
| soulwork | $50.00 | 12/14/2012 11:17:03 AM |
| crown-year | $1,500.00 | 12/14/2012 11:55:20 AM |
| gold-web4 | $28.00 | 12/14/2012 11:57:33 AM |
| asset-guitar5 | $30.51 | 12/14/2012 12:02:00 PM |
| beachwalkingwoman | $50.00 | 12/14/2012 5:01:59 PM |
| Bucket219 | $25.00 | 12/14/2012 5:02:28 PM |
| blot44 | $25.00 | 11/30/2012 8:15:39 PM |
| Zolton | $300.00 | 11/30/2012 5:17:58 PM |
| nevee | $25.00 | 11/30/2012 6:08:50 PM |
| GoldenKoi | $100.00 | 12/1/2012 8:40:19 AM |
| CreditBuilder2 | $50.05 | 11/30/2012 7:06:48 PM |
| corndog4000 | $30.00 | 11/30/2012 7:35:12 PM |
| proper-p2p6 | $100.00 | 12/1/2012 8:24:24 AM |
| indomitable-coin | $25.00 | 12/1/2012 12:27:16 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:41 PM |
| UncleBuffett | $75.00 | 12/2/2012 5:37:33 AM |
| dunox | $54.00 | 12/3/2012 9:28:23 AM |
| Castellan | $50.00 | 12/3/2012 9:37:44 AM |
| riskreward | $250.00 | 12/3/2012 9:58:43 AM |
| gold-hero4 | $50.00 | 12/3/2012 10:04:08 AM |
| Arvicco | $400.00 | 12/3/2012 10:01:10 AM |
| supersarah61 | $25.00 | 12/3/2012 4:38:06 PM |
| loan-mongoose1 | $25.00 | 12/4/2012 7:01:57 PM |
| market-maximizer472 | $25.00 | 12/5/2012 9:24:30 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:13 AM |
| compoundinterest | $25.00 | 12/5/2012 9:54:55 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:08 AM |
| magical-credit523 | $25.00 | 12/5/2012 11:26:26 AM |
| american6 | $50.00 | 12/7/2012 9:58:59 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:07 PM |
| tenacious-payout | $25.00 | 12/9/2012 8:01:41 AM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:38 AM |
| value-caravan | $25.00 | 12/9/2012 12:00:01 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:19 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:22 AM |
| antlr | $25.00 | 12/9/2012 7:44:04 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:38 PM |
| just-loyalty643 | $25.00 | 12/10/2012 5:58:04 PM |
| Senechal | $25.00 | 12/11/2012 4:07:04 AM |
| reward-burger2 | $50.00 | 12/11/2012 5:22:05 AM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:54 PM |
| kalamari | $30.00 | 12/11/2012 1:03:23 PM |
| jjd2 | $250.00 | 12/11/2012 5:00:33 PM |
| hope-wrangler1 | $50.00 | 12/11/2012 5:13:22 PM |
| power-defender7 | $40.00 | 12/11/2012 5:33:18 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:06 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:15 AM |
| lawdog33 | $25.00 | 12/12/2012 7:35:26 AM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:40 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:28 AM |
| Tradesmanlender | $25.00 | 12/12/2012 10:34:26 AM |
| sentry256 | $25.00 | 12/12/2012 5:01:29 PM |
| The_Third_Hand | $25.00 | 12/12/2012 4:24:02 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:06 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:05:26 AM |
| kleinbrak | $25.00 | 12/12/2012 7:09:11 PM |
| awwaww | $25.00 | 12/13/2012 10:01:29 AM |
| BDL-Roth | $40.00 | 12/13/2012 9:41:44 AM |
| first-favorite-bonus9 | $25.00 | 12/13/2012 9:34:22 AM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:23 AM |
| EnglishGeekInNYC | $25.00 | 12/13/2012 10:26:47 AM |
| integrity-american | $26.00 | 12/13/2012 1:03:22 PM |
| mindful-generosity1 | $50.00 | 12/13/2012 5:30:38 PM |
| zassociate | $123.00 | 12/13/2012 12:15:37 PM |
| BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:37 PM |
| wise-benevolent-trade | $36.00 | 12/13/2012 12:23:04 PM |
| velocity-solo | $25.00 | 12/13/2012 7:03:17 PM |
| loyalty-circuitry | $100.00 | 12/13/2012 4:46:30 PM |
| Aimvest | $25.00 | 12/13/2012 6:09:43 PM |
| reward-anteater0 | $25.00 | 12/13/2012 6:21:01 PM |
| Actuary | $25.00 | 12/13/2012 9:38:08 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:49 PM |
| california111 | $25.00 | 12/14/2012 7:56:46 AM |
| sugybutt | $25.00 | 12/13/2012 6:34:00 PM |
| Great-Mom | $25.00 | 12/13/2012 6:34:47 PM |
| bb575 | $50.00 | 12/14/2012 6:03:33 AM |
| openness-molecule2 | $100.00 | 12/14/2012 9:31:16 AM |
| dpjd | $25.00 | 12/14/2012 9:32:29 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:19 AM |
| figs4u2 | $100.00 | 12/14/2012 9:32:38 AM |
| Namrok | $25.00 | 12/14/2012 9:33:27 AM |
| Ragnar | $25.00 | 12/14/2012 9:34:45 AM |
| FadSaolAgat | $50.00 | 12/14/2012 9:36:01 AM |
| transparency-baton | $25.00 | 12/14/2012 9:36:55 AM |
| dfealk | $25.00 | 12/14/2012 9:41:16 AM |
| minista | $25.00 | 12/14/2012 9:00:40 AM |
| invincible-deal82 | $25.00 | 12/14/2012 9:01:57 AM |
| investment-network | $50.00 | 12/14/2012 9:50:01 AM |
| SkiNZ | $25.00 | 12/14/2012 9:50:43 AM |
| dodgriz | $25.00 | 12/14/2012 9:52:45 AM |
| Clambake | $25.00 | 12/14/2012 9:53:46 AM |
| 77dowplace | $45.00 | 12/14/2012 9:54:46 AM |
| JC_12 | $100.00 | 12/14/2012 9:58:24 AM |
| LandE2BG | $50.00 | 12/14/2012 10:01:02 AM |
| wtrboy | $25.00 | 12/14/2012 10:06:17 AM |
| LogicalCC | $25.00 | 12/14/2012 10:07:21 AM |
| MoneyMA | $25.00 | 12/14/2012 9:22:43 AM |
| lowrate | $50.00 | 12/14/2012 10:10:46 AM |
| thevogelfamily | $30.00 | 12/14/2012 10:11:36 AM |
| sharpey | $25.00 | 12/14/2012 9:34:00 AM |
| exchange-pledge | $50.00 | 12/14/2012 10:16:14 AM |
| credit-vinyl | $25.00 | 12/14/2012 10:16:55 AM |
| bdiddy1268 | $25.00 | 12/14/2012 10:17:56 AM |
| cingular | $25.00 | 12/14/2012 10:18:44 AM |
| return-marsupial3 | $25.00 | 12/14/2012 10:19:05 AM |
| visionary-commerce | $25.00 | 12/14/2012 9:45:18 AM |
| moola-computer | $50.00 | 12/14/2012 10:29:53 AM |
| orange-courageous-dedication | $25.00 | 12/14/2012 9:49:10 AM |
| niskyfranchise | $50.00 | 12/14/2012 10:33:26 AM |
| Preteur | $25.00 | 12/14/2012 10:33:38 AM |
| tlp43 | $25.00 | 12/14/2012 10:34:17 AM |
| GO4NY23 | $25.00 | 12/14/2012 9:50:13 AM |
| building-america | $25.00 | 12/14/2012 10:35:43 AM |
| platinum-sorcerer6 | $50.00 | 12/14/2012 9:52:13 AM |
| matthart | $25.00 | 12/14/2012 10:38:08 AM |
| wjf60 | $50.00 | 12/14/2012 9:54:44 AM |
| scout777 | $25.00 | 12/14/2012 9:54:56 AM |
| Cheburashka | $30.00 | 12/14/2012 10:40:10 AM |
| TrustPlus | $50.00 | 12/14/2012 9:55:26 AM |
| BR2006007 | $25.00 | 12/14/2012 9:56:02 AM |
| newest-trade-spruce | $25.00 | 12/14/2012 10:49:04 AM |
| brazilofmux | $100.00 | 12/14/2012 10:49:09 AM |
| mar97 | $25.00 | 12/14/2012 9:59:14 AM |
| lenderme | $25.00 | 12/14/2012 10:03:33 AM |
| ethical-truth211 | $100.00 | 12/14/2012 12:06:27 PM |
| PRGuyinVA | $25.00 | 12/14/2012 10:13:16 AM |
| meux99 | $25.00 | 12/14/2012 10:13:48 AM |
| srilm | $25.00 | 12/14/2012 10:16:30 AM |
| brutusbone | $25.00 | 12/14/2012 10:16:53 AM |
| gallant-economy9 | $50.00 | 12/14/2012 9:23:33 AM |
| mgd | $50.00 | 12/14/2012 3:39:08 PM |
| britgsb | $50.00 | 12/14/2012 10:22:37 AM |
| power-trophy7 | $25.00 | 12/14/2012 10:25:23 AM |
| ocho | $25.00 | 12/14/2012 10:30:44 AM |
| mr_haldane | $100.00 | 12/14/2012 10:32:47 AM |
| golden-bid9 | $25.00 | 12/14/2012 10:34:06 AM |
| bdloans | $50.00 | 12/14/2012 10:36:06 AM |
| downtownfarm | $25.00 | 12/14/2012 9:38:07 AM |
| Tylerh | $250.00 | 12/14/2012 10:37:14 AM |
| leeball | $50.00 | 12/14/2012 5:02:23 PM |
| pound-idol543 | $50.00 | 12/14/2012 10:43:08 AM |
| first-upright-payout | $25.00 | 12/14/2012 9:44:31 AM |
| drgreer | $25.00 | 12/14/2012 9:46:34 AM |
| hope-kingdom | $25.00 | 12/14/2012 10:48:54 AM |
| adevadeh | $25.00 | 12/14/2012 10:49:59 AM |
| openness-wind8 | $50.00 | 12/14/2012 9:51:36 AM |
| Bamaman205 | $25.00 | 12/14/2012 9:53:54 AM |
| Relevance | $25.00 | 12/14/2012 9:56:04 AM |
| marketplace-cello5 | $25.00 | 12/14/2012 9:56:35 AM |
| FrayBentos | $25.00 | 12/14/2012 10:06:01 AM |
| damage | $25.00 | 12/14/2012 10:06:15 AM |
| phillipd48 | $25.00 | 12/14/2012 10:08:29 AM |
| mtquan | $25.00 | 12/14/2012 10:10:06 AM |
| joe_matadatz | $25.00 | 12/14/2012 3:01:32 PM |
| auctionator1 | $25.00 | 12/14/2012 3:31:33 PM |
| red-unequivocal-finance | $25.00 | 12/14/2012 10:17:25 AM |
| Dan65 | $25.00 | 12/14/2012 10:19:18 AM |
| realinvestora | $25.00 | 12/14/2012 10:20:05 AM |
| prainvestment | $25.00 | 12/14/2012 10:23:20 AM |
| skuba | $50.00 | 12/14/2012 10:27:45 AM |
| Taxman44 | $25.00 | 12/14/2012 10:28:37 AM |
| sturdy-fairness0 | $50.00 | 12/14/2012 10:49:56 AM |
| Snoopylover | $25.00 | 12/14/2012 2:29:46 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:46 PM |
| excellent-nickel | $25.00 | 12/14/2012 5:01:56 PM |
| 324 Investments
|
Borrower Payment Dependent Notes Series
677642
This series of Notes was issued and sold upon the funding of the borrower loan #79510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,857.93 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 83% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 39
/
35 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 77 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,069 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| medalist276573 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... pay off bills
My financial situation: stable
I am a good candidate for this loan because...I want to pay my bills
Monthly net income: $2976.00
Monthly expenses:
Housing: $1395.00
Insurance: $189.00
Car expenses: $318.00
Utilities: $100.00
Phone, cable, internet: $105.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/3/2012 5:11:43 PM |
| aquariano2 | $25.00 | 12/4/2012 8:16:47 AM |
| enriched-return057 | $25.00 | 12/4/2012 10:18:55 AM |
| stock106 | $25.00 | 12/5/2012 3:45:27 PM |
| thehousewife | $25.00 | 12/6/2012 1:40:51 PM |
| octoberfresh | $25.00 | 12/6/2012 7:02:56 PM |
| greencat | $50.00 | 12/7/2012 7:31:59 AM |
| social-heart | $25.00 | 12/8/2012 12:14:17 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:54 PM |
| businessbroker101 | $49.00 | 12/11/2012 5:38:31 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:21 PM |
| jetavana | $25.00 | 12/12/2012 11:07:53 AM |
| newest-sturdy-yield | $25.00 | 12/14/2012 8:16:38 AM |
| highyield | $25.00 | 12/14/2012 10:45:03 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:21 AM |
| affluence-broker | $25.00 | 12/15/2012 12:45:58 PM |
| reward-adventure | $40.00 | 12/16/2012 12:16:00 PM |
| jkeller4000 | $25.00 | 12/15/2012 2:38:20 PM |
| av22 | $54.13 | 12/16/2012 12:09:46 PM |
| ectasy683 | $25.00 | 12/16/2012 8:21:55 PM |
| enriching-dollar1 | $100.00 | 12/17/2012 9:29:48 AM |
| note-aspen6 | $50.00 | 12/17/2012 7:50:23 AM |
| heroic-compassion6 | $50.03 | 12/17/2012 8:58:10 AM |
| Miami | $25.00 | 12/17/2012 9:09:54 AM |
| velocity-aurora | $102.00 | 12/17/2012 2:54:05 PM |
| loan-heaven44 | $50.00 | 12/17/2012 10:21:05 AM |
| transparent-loan5 | $100.00 | 12/17/2012 10:34:22 AM |
| velocity-aurora | $101.00 | 12/17/2012 2:52:26 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:09 PM |
| worthy-bid8 | $100.00 | 12/3/2012 5:23:32 PM |
| exponential-fairness2 | $50.00 | 12/3/2012 7:10:03 PM |
| transparency-position | $112.00 | 12/4/2012 7:27:34 PM |
| open-minded-p2p1 | $25.00 | 12/5/2012 11:25:52 AM |
| professional-dinero753 | $25.00 | 12/6/2012 5:49:56 AM |
| diplomatic-wealth7 | $25.00 | 12/6/2012 9:10:46 AM |
| LuvToLend | $25.00 | 12/6/2012 6:32:00 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:49 AM |
| bid-ace937 | $50.00 | 12/8/2012 8:21:48 PM |
| refresher211 | $91.00 | 12/11/2012 5:42:46 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:38 PM |
| djh47a | $25.00 | 12/12/2012 1:23:00 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:01 PM |
| hero007 | $50.00 | 12/13/2012 9:03:21 AM |
| dime-umbrella6 | $25.00 | 12/13/2012 11:23:33 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:23 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:48 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:56:15 PM |
| queentut | $100.00 | 12/15/2012 1:26:25 PM |
| order-singularity430 | $67.35 | 12/16/2012 11:24:31 AM |
| RevREB | $25.00 | 12/16/2012 12:18:42 PM |
| sassman2833 | $25.00 | 12/16/2012 12:23:01 PM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:24 PM |
| impala6464 | $25.00 | 12/16/2012 10:30:07 PM |
| Cybercusp | $25.00 | 12/17/2012 9:50:15 AM |
| melodious-rupee3 | $45.64 | 12/17/2012 5:27:19 AM |
| rabbidlender | $25.00 | 12/17/2012 10:07:16 AM |
| fund-medalist171 | $25.00 | 12/17/2012 4:52:33 PM |
| ethical-truth211 | $50.00 | 12/17/2012 11:34:45 AM |
| pennybypenny | $25.00 | 12/17/2012 9:41:21 AM |
| kurtb57 | $32.78 | 12/17/2012 1:14:43 PM |
| gain-expert | $28.00 | 12/17/2012 1:26:23 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
677728
This series of Notes was issued and sold upon the funding of the borrower loan #79188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,866.36 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.75% |
Listing Start date:
| Nov-26-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $457.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,236 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-detective3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to. Consolidate bills and lower monthnly payments..
My financial situation:
I am a good candidate for this loan because. I have a long history of paying my bills and plan on working another 4 years as a home health RN
Monthly net income: $4000.00
Monthly expenses: $ 3500.00
Housing: $1210.00
Insurance: $ 142.00
Car expenses: $ 450.00
Utilities: $ avg 100.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 450.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 900.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $50.00 | 11/26/2012 6:07:30 PM |
| Wrats6 | $25.00 | 11/26/2012 5:04:18 PM |
| berniemadeoff | $60.00 | 11/26/2012 8:38:44 PM |
| transparency-position | $100.00 | 11/26/2012 7:03:12 PM |
| vigorous-velocity | $300.00 | 11/27/2012 10:16:48 AM |
| asset-professor | $35.00 | 11/27/2012 10:51:35 AM |
| fund-medalist171 | $40.00 | 11/27/2012 1:43:08 PM |
| successful-agreement7 | $100.00 | 11/27/2012 5:21:03 PM |
| Dubbs360 | $50.00 | 11/27/2012 6:28:15 PM |
| lean-dedication | $25.00 | 11/28/2012 10:13:26 AM |
| kenji4861 | $25.00 | 11/28/2012 10:15:03 AM |
| enterprising-pound5 | $50.00 | 11/28/2012 6:59:41 PM |
| green-loyalty-web | $25.00 | 11/29/2012 9:27:33 AM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:26:46 PM |
| profit-powerplant | $25.00 | 11/30/2012 11:56:52 AM |
| Weaverville | $25.00 | 12/1/2012 9:21:34 AM |
| careful-dinero21 | $25.00 | 12/1/2012 11:01:11 AM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:05 PM |
| life-is-great | $25.00 | 12/4/2012 9:48:44 AM |
| clean-penny059 | $100.00 | 12/4/2012 9:53:29 PM |
| careful-vigilance4 | $25.00 | 12/5/2012 10:34:01 AM |
| hunter700 | $39.36 | 12/5/2012 1:37:42 PM |
| money-bauble | $100.00 | 12/5/2012 5:44:19 PM |
| escharfer | $25.00 | 12/5/2012 6:21:47 PM |
| versatile-dime442 | $900.00 | 12/6/2012 8:58:17 AM |
| point-oyster5 | $25.00 | 12/6/2012 5:46:28 PM |
| zipemdown | $25.00 | 12/6/2012 6:03:56 PM |
| finance7777 | $25.00 | 12/7/2012 8:34:03 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:26 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:17 AM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:08 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:09:29 PM |
| bibleinvestor3 | $25.00 | 12/8/2012 5:03:20 AM |
| miked8303 | $62.00 | 12/8/2012 1:28:26 PM |
| loan-fate | $50.00 | 12/8/2012 12:01:47 PM |
| Whatssofunnybout | $33.00 | 12/9/2012 11:23:18 AM |
| reverent-greenback219 | $25.00 | 12/9/2012 2:03:31 PM |
| bkwest01 | $50.00 | 12/10/2012 7:22:38 AM |
| banker34 | $25.00 | 12/10/2012 9:21:12 AM |
| DreDub | $25.00 | 12/10/2012 5:53:38 AM |
| TronMedici | $50.00 | 12/10/2012 10:00:28 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:07 AM |
| credit-socrates648 | $800.00 | 12/10/2012 2:19:17 PM |
| brightest-gain-investor | $900.00 | 12/10/2012 2:19:58 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:50:55 AM |
| dollardave | $50.00 | 12/10/2012 12:02:29 PM |
| Index_Plus | $3,750.00 | 12/10/2012 2:18:12 PM |
| ethical-truth211 | $500.00 | 12/10/2012 4:10:15 PM |
| jiftostada | $25.00 | 11/26/2012 5:12:54 PM |
| lovely-currency3 | $50.00 | 11/26/2012 5:21:22 PM |
| return-point2 | $100.00 | 11/26/2012 5:46:08 PM |
| WalnutCreekguy | $50.00 | 11/26/2012 7:02:39 PM |
| octoberfresh | $25.00 | 11/26/2012 7:42:55 PM |
| Interest2thePeople | $100.00 | 11/27/2012 9:42:55 AM |
| thrilling-point2 | $40.00 | 11/27/2012 10:00:16 AM |
| thrilling-fund427 | $50.00 | 11/27/2012 10:07:11 AM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 10:26:12 AM |
| SLN-10 | $60.00 | 11/27/2012 12:20:38 PM |
| brainy-return234 | $50.00 | 11/27/2012 12:35:12 PM |
| gain-chosen-one081 | $25.00 | 11/28/2012 10:54:19 AM |
| aquariano2 | $25.00 | 11/28/2012 6:06:45 PM |
| Lender2895a | $100.00 | 11/29/2012 5:06:42 AM |
| Kaj | $25.00 | 11/29/2012 6:30:38 PM |
| refined-hope3 | $25.00 | 11/29/2012 6:19:43 PM |
| justreturns | $25.00 | 11/30/2012 11:08:06 AM |
| mindful-generosity1 | $50.00 | 12/1/2012 1:15:23 PM |
| balance-force | $35.00 | 12/1/2012 1:27:39 PM |
| a-credit-rotation | $25.00 | 12/1/2012 1:18:00 PM |
| FL-Lender | $25.00 | 12/2/2012 5:16:37 AM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:20:36 PM |
| Bikram | $50.00 | 12/3/2012 10:35:34 AM |
| credit-commander1 | $25.00 | 12/3/2012 5:25:27 PM |
| receptive-affluence035 | $25.00 | 12/4/2012 8:07:22 AM |
| Zorro_970 | $96.00 | 12/4/2012 5:29:23 PM |
| plum557 | $25.00 | 12/4/2012 6:17:38 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:25:45 AM |
| natural-worth9 | $25.00 | 12/6/2012 4:14:30 PM |
| Tscheddar | $25.00 | 12/6/2012 5:05:47 PM |
| fervent-repayment | $48.00 | 12/6/2012 6:33:00 PM |
| Elefunt | $25.00 | 12/7/2012 9:26:27 AM |
| Sid-K | $25.00 | 12/7/2012 10:12:47 AM |
| JohnSmallberries | $25.00 | 12/7/2012 10:48:10 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:01:51 PM |
| kulender | $100.00 | 12/7/2012 1:18:36 PM |
| _G_ | $25.00 | 12/7/2012 3:28:42 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:17:49 PM |
| Peleadona | $25.00 | 12/7/2012 7:21:10 PM |
| PFTLender | $25.00 | 12/8/2012 7:21:21 AM |
| Wellman | $25.00 | 12/8/2012 12:12:59 PM |
| bartekr | $50.00 | 12/9/2012 12:20:42 PM |
| MyPFBlog | $25.00 | 12/9/2012 12:52:34 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:07 PM |
| Toby1montana | $50.00 | 12/10/2012 9:39:28 AM |
| cash-kin7 | $25.00 | 12/10/2012 10:09:38 AM |
| rhin0cerx | $43.00 | 12/10/2012 9:44:21 AM |
| Tradesmanlender | $25.00 | 12/10/2012 9:14:16 AM |
| knowledgeable-silver6 | $25.00 | 12/10/2012 9:40:31 AM |
| keen-economy6 | $25.00 | 12/10/2012 9:45:36 AM |
| ethical-truth211 | $500.00 | 12/10/2012 4:04:33 PM |
| genelinist | $400.00 | 12/10/2012 10:40:42 AM |
| miamibeachloaner | $25.00 | 12/10/2012 11:06:11 AM |
| trajectory8 | $25.00 | 12/10/2012 10:07:56 AM |
| exciting-justice0 | $25.00 | 12/10/2012 2:58:13 PM |
| FootoftheMountain | $25.00 | 12/10/2012 3:54:46 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
678046
This series of Notes was issued and sold upon the funding of the borrower loan #79535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,109.44 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $476.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,186 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-euro-chooser |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrilling-point2 | $40.00 | 12/3/2012 9:20:21 AM |
| formula842 | $25.00 | 12/3/2012 9:54:38 AM |
| return-point2 | $100.00 | 12/3/2012 10:20:57 AM |
| ferocious-kindness8 | $35.00 | 12/3/2012 9:23:05 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:42 AM |
| vutah | $45.00 | 12/3/2012 11:46:09 AM |
| entertaining-dollar298 | $25.00 | 12/3/2012 11:02:01 AM |
| scholarly-order6 | $30.00 | 12/3/2012 11:05:30 AM |
| octoberfresh | $25.00 | 12/3/2012 5:43:57 PM |
| credit-commander1 | $25.00 | 12/3/2012 5:29:20 PM |
| open-minded-p2p1 | $25.00 | 12/3/2012 6:03:53 PM |
| natural-worth9 | $25.00 | 12/6/2012 2:21:01 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:59 PM |
| finance-ecstasy7 | $25.00 | 12/10/2012 5:08:54 PM |
| lovely-currency3 | $50.00 | 12/10/2012 5:03:07 PM |
| payment-gusto | $25.00 | 12/11/2012 4:42:18 PM |
| E-2 | $100.00 | 12/11/2012 5:26:17 PM |
| kenji4861 | $25.00 | 12/11/2012 5:00:45 PM |
| asset-professor | $25.00 | 12/11/2012 5:31:01 PM |
| cr8on | $30.00 | 12/11/2012 5:09:17 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:36:09 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:36 PM |
| Investor_DP | $100.00 | 12/11/2012 5:04:49 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:30 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:21 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:47 PM |
| new-start18100 | $25.00 | 12/12/2012 9:02:53 AM |
| NickelSteamroller | $25.00 | 12/12/2012 9:56:26 AM |
| kalamari | $30.00 | 12/12/2012 9:48:11 AM |
| justreturns | $25.00 | 12/12/2012 9:15:44 AM |
| brainy-return234 | $50.00 | 12/12/2012 11:27:43 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:22 PM |
| RebuildALife | $25.00 | 12/14/2012 9:10:42 AM |
| Khanbob | $25.00 | 12/14/2012 10:21:55 AM |
| miked8303 | $60.00 | 12/14/2012 9:43:00 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:19 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:55 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:03 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:28 PM |
| Sid-K | $25.00 | 12/15/2012 12:37:58 PM |
| williemc44 | $25.00 | 12/15/2012 12:42:20 PM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:49 PM |
| davisfl | $25.00 | 12/15/2012 1:18:08 PM |
| silver-trident5 | $500.00 | 12/15/2012 1:21:49 PM |
| JohnSmallberries | $25.00 | 12/15/2012 1:26:03 PM |
| affluence-tycoon | $25.00 | 12/15/2012 12:59:43 PM |
| Wellman | $25.00 | 12/15/2012 2:09:18 PM |
| adaptable-benefit6 | $25.00 | 12/15/2012 2:09:47 PM |
| sweetsassymolassy | $25.00 | 12/15/2012 2:46:12 PM |
| michaelray703 | $25.00 | 12/15/2012 1:17:18 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:44 PM |
| worthy-bid8 | $400.00 | 12/15/2012 2:48:41 PM |
| Endeavour | $150.00 | 12/15/2012 1:52:44 PM |
| Ballybay | $200.00 | 12/16/2012 12:21:57 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:24:55 AM |
| VesuvianMan | $25.00 | 12/15/2012 2:24:02 PM |
| Dave0 | $25.00 | 12/16/2012 12:03:59 PM |
| upbeat-finance8 | $25.00 | 12/15/2012 7:18:29 PM |
| ethical-truth211 | $300.00 | 12/16/2012 3:11:15 AM |
| capital-renewal | $50.00 | 12/16/2012 12:59:58 PM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:35 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:37 PM |
| dedicated-transaction796 | $25.00 | 12/16/2012 12:11:24 PM |
| Mucman72 | $25.00 | 12/16/2012 5:44:06 PM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:23 PM |
| 907 | $25.00 | 12/16/2012 5:02:19 PM |
| Index_Plus | $2,000.00 | 12/17/2012 8:29:58 AM |
| ectasy683 | $25.00 | 12/16/2012 8:21:53 PM |
| pure-pound7 | $25.00 | 12/16/2012 9:20:17 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:10 PM |
| ucantbeetit | $25.00 | 12/3/2012 10:32:25 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:57:22 AM |
| berniemadeoff | $70.00 | 12/3/2012 10:46:15 AM |
| SLN-10 | $50.00 | 12/4/2012 11:21:59 AM |
| integrity-web | $25.00 | 12/4/2012 5:27:00 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:52 PM |
| aquariano2 | $25.00 | 12/8/2012 8:41:57 PM |
| wildanne | $50.00 | 12/10/2012 9:43:19 AM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:45:14 PM |
| 84928429 | $25.00 | 12/10/2012 9:05:48 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:35 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:08 PM |
| aggresive-compassion612 | $25.00 | 12/11/2012 5:38:51 PM |
| Kaj | $25.00 | 12/11/2012 6:25:06 PM |
| loan-fate | $50.00 | 12/12/2012 9:03:02 AM |
| diversification-collider5 | $25.00 | 12/12/2012 10:32:55 AM |
| wealth-competitor | $25.00 | 12/12/2012 5:10:30 PM |
| djh47a | $25.00 | 12/12/2012 1:22:57 PM |
| cardminger | $25.00 | 12/12/2012 6:27:15 PM |
| balance-force | $28.00 | 12/12/2012 1:52:34 PM |
| gotjack-IRA | $25.00 | 12/12/2012 6:51:06 PM |
| hero007 | $50.00 | 12/13/2012 9:03:14 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:21 PM |
| ItsJustMe79 | $25.00 | 12/13/2012 6:25:29 PM |
| LoanerPrincipal | $25.00 | 12/13/2012 7:07:10 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:17 AM |
| Elefunt | $25.00 | 12/14/2012 9:05:12 AM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:49 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:12 PM |
| enriched-return057 | $25.00 | 12/15/2012 8:47:25 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:43 AM |
| 52digital | $75.00 | 12/15/2012 1:12:35 PM |
| first-balance-neutron | $25.00 | 12/15/2012 12:59:28 PM |
| burrito6 | $36.00 | 12/15/2012 1:42:42 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:25 PM |
| plum557 | $25.00 | 12/15/2012 12:26:36 PM |
| farm592 | $25.00 | 12/15/2012 1:53:25 PM |
| calamango | $35.00 | 12/15/2012 1:20:36 PM |
| dough-bear | $25.00 | 12/15/2012 12:46:06 PM |
| fortytwo | $100.00 | 12/15/2012 1:43:39 PM |
| mikbos | $25.00 | 12/15/2012 1:10:34 PM |
| supersarah61 | $25.00 | 12/15/2012 4:30:24 PM |
| authoritative-platinum7 | $50.00 | 12/15/2012 1:28:46 PM |
| unassailable-fund | $40.00 | 12/15/2012 1:35:20 PM |
| platinum-boss2 | $25.00 | 12/15/2012 2:07:50 PM |
| TumbleWeed88 | $25.00 | 12/15/2012 1:39:50 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:03 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:03 PM |
| subtle-bill727 | $25.00 | 12/16/2012 12:05:31 PM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:12 PM |
| HLender | $30.00 | 12/15/2012 6:25:30 PM |
| tmdmf | $25.00 | 12/16/2012 6:47:02 PM |
| 08bob | $25.00 | 12/17/2012 1:31:45 AM |
| deal-pioneer1 | $25.00 | 12/17/2012 3:52:48 AM |
| Digger85 | $100.00 | 12/17/2012 4:31:44 AM |
| hard-working-balance1 | $100.00 | 12/16/2012 9:26:12 AM |
| phenomenal-asset4 | $36.44 | 12/17/2012 6:41:58 AM |
| desertoasis | $25.00 | 12/17/2012 7:33:16 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:34 PM |
| Wrats6 | $25.00 | 12/16/2012 4:51:48 PM |
| Shockem923 | $25.00 | 12/16/2012 12:58:20 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:17 PM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:43 AM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
678078
This series of Notes was issued and sold upon the funding of the borrower loan #79107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $134.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,462 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mystical-dollar7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cahjoon | $25.00 | 12/3/2012 5:12:45 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:05:55 PM |
| windguy | $50.00 | 12/3/2012 5:53:16 PM |
| principal-star | $25.00 | 12/3/2012 7:31:25 PM |
| LoanerPrincipal | $25.00 | 12/5/2012 10:23:47 AM |
| aganippe | $50.00 | 12/7/2012 7:26:50 PM |
| adaboy65 | $100.00 | 12/12/2012 5:06:02 PM |
| djh47a | $25.00 | 12/12/2012 1:14:35 PM |
| dunkard13 | $100.00 | 12/12/2012 5:44:20 PM |
| suave-durability1 | $50.00 | 12/12/2012 5:55:08 PM |
| loot-prescription3 | $25.00 | 12/12/2012 5:50:54 PM |
| ItsJustMe79 | $25.00 | 12/12/2012 5:05:32 PM |
| octoberfresh | $25.00 | 12/12/2012 6:39:05 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:32 PM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:05:53 PM |
| Arvicco | $400.00 | 12/13/2012 12:34:18 PM |
| astute-benjamins | $25.00 | 12/13/2012 6:06:44 PM |
| anacent | $25.00 | 12/13/2012 10:26:32 PM |
| hitsman | $50.00 | 12/14/2012 9:02:05 AM |
| Quiza12 | $100.00 | 12/14/2012 7:32:52 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:31 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:20 AM |
| felicity-czar6 | $100.00 | 12/14/2012 1:58:34 PM |
| compoundinterest | $25.00 | 12/14/2012 9:30:51 AM |
| vibrant-trade8 | $35.00 | 12/14/2012 9:30:56 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:58 AM |
| sprinter | $50.00 | 12/14/2012 10:07:31 AM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:47:13 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:21 AM |
| cashman100 | $64.68 | 12/15/2012 3:15:23 AM |
| joe_matadatz | $25.00 | 12/15/2012 10:33:15 AM |
| benevolent-loot5 | $149.00 | 12/15/2012 11:08:18 AM |
| riskreward | $250.00 | 12/15/2012 11:26:34 AM |
| wild_carrot | $25.00 | 12/15/2012 12:48:05 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:43 PM |
| RocketSurgeon | $25.00 | 12/15/2012 1:04:50 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:58 PM |
| top-courageous-payment3 | $40.00 | 12/15/2012 5:40:45 PM |
| blue-lively-platinum | $25.00 | 12/15/2012 1:55:07 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:05 AM |
| quickstep | $150.00 | 12/15/2012 1:59:47 PM |
| pound-albatross7 | $222.31 | 12/16/2012 11:57:12 AM |
| accmgg | $200.00 | 12/16/2012 9:45:31 AM |
| Zolton | $300.00 | 12/3/2012 5:28:32 PM |
| superb-funds335 | $25.00 | 12/3/2012 5:37:05 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:04:01 PM |
| wetlands | $200.00 | 12/3/2012 5:44:48 PM |
| gravbox | $25.00 | 12/3/2012 6:47:18 PM |
| whitegoldira | $150.00 | 12/3/2012 7:01:27 PM |
| courteous-trade229 | $25.00 | 12/5/2012 8:10:44 AM |
| supersam | $100.00 | 12/10/2012 10:13:48 PM |
| extraordinary-deal815 | $25.00 | 12/11/2012 10:09:49 PM |
| deal-vibrato | $25.00 | 12/12/2012 5:56:03 PM |
| indomitable-coin | $25.00 | 12/12/2012 5:26:25 PM |
| balance-force | $28.00 | 12/12/2012 1:52:38 PM |
| franzzua | $25.00 | 12/12/2012 5:09:33 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:42 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:25 PM |
| Avicell | $25.00 | 12/13/2012 6:21:19 PM |
| elasermd | $100.00 | 12/13/2012 6:27:30 PM |
| inspired-investment8 | $100.00 | 12/14/2012 9:32:12 AM |
| huloo | $50.00 | 12/14/2012 10:22:09 AM |
| crown-year | $1,000.00 | 12/14/2012 1:08:26 PM |
| dunox | $75.00 | 12/15/2012 10:59:39 AM |
| cerebral-dollar773 | $25.00 | 12/15/2012 11:38:07 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:26 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:55 PM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:13 PM |
| There-to-help | $25.00 | 12/16/2012 11:33:04 AM |
| earth70s | $25.00 | 12/15/2012 8:52:54 PM |
| Brookst | $50.00 | 12/16/2012 9:44:01 AM |
| bankdaddy | $75.00 | 12/15/2012 7:07:47 PM |
| TheDorito | $50.00 | 12/15/2012 8:06:44 PM |
| SteadyOne | $25.00 | 12/15/2012 8:55:46 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
678180
This series of Notes was issued and sold upon the funding of the borrower loan #79332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,034.06 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.49% |
Listing Start date:
| Nov-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $217.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,026 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-resonance3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...purchase inventory and marketing to increase cash flow
My financial situation:
I am a good candidate for this loan because...I am very diligent about my credit and have an excellent payment history. I am requesting this loan because the company website, which is an intregal piece of my marketing and exposure and regulates attendance, was abandoned by the orginial web developer and had to be rebuilt by a new developer. This schedule based business has been open for 8 months with no website, making it difficult to fill classes and create cash flow. The website is up now, and functional, but the lost time has bled most cash resources. The past 8 months have shown that my retail sales numbers can be met as long as I have the necessary people enter the store for classes. I now need to focus my energies and cash on getting the company recognized in the marketplace, so this cash will be used to shore up inventory and increase marketing efforts to expand the consumer base so as to reach goal attendance.
On a personal basis, the personal backup cash I had allocated to the business has been bled by a rental home that has not generated any income this year, forcing me to cover the mortgage by bleeding my cash resources. This has left me in a precarious position personally. I do not wish to damage my personal finances or credit rating, and so feel that the cash infusion would help overcome this low income state the company is in at present.
Monthly net income: $4,464.14
Monthly expenses: $3000.00
Housing: $1239.97 (plus investment mortgage of 1038.63 when not rented, currently refinancing to bring mortgage more in line with current rental market rates)
Insurance: $172.84
Car expenses: $0
Utilities: $250
Phone, cable, internet: $170
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $700.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 11/29/2012 1:03:42 AM |
| scoobiedoo | $25.01 | 11/27/2012 5:05:46 PM |
| Wrats6 | $25.00 | 11/27/2012 5:05:16 PM |
| octoberfresh | $25.00 | 11/27/2012 5:20:34 PM |
| valiant-return584 | $50.00 | 11/27/2012 6:31:30 PM |
| 6_kids_college_fund | $25.00 | 11/27/2012 7:14:05 PM |
| WalnutCreekguy | $50.00 | 11/28/2012 10:17:43 AM |
| gotjack-IRA | $53.00 | 11/29/2012 8:01:25 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:18 PM |
| BankofRon | $25.00 | 12/3/2012 5:34:49 PM |
| deal-vibrato | $25.00 | 12/3/2012 5:06:48 PM |
| DreisersFinancier | $50.00 | 12/3/2012 6:35:54 PM |
| credit-adventurer313 | $25.00 | 12/3/2012 7:23:22 PM |
| new-start18100 | $25.00 | 12/3/2012 5:58:18 PM |
| suave-durability1 | $32.00 | 12/4/2012 10:01:57 AM |
| successful-agreement7 | $100.00 | 12/4/2012 5:27:24 PM |
| dunox | $75.00 | 12/4/2012 5:22:56 PM |
| gotjack | $25.00 | 12/5/2012 8:23:02 PM |
| dalawya | $30.00 | 12/5/2012 8:59:46 PM |
| helpful-fund7 | $57.50 | 12/6/2012 3:46:40 AM |
| Weaverville | $25.00 | 12/5/2012 8:41:43 PM |
| Sid-K | $25.00 | 12/6/2012 9:49:32 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:21:45 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:16 AM |
| zipemdown | $25.00 | 12/6/2012 6:04:37 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:16 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:20:49 AM |
| freedomlender | $25.00 | 12/7/2012 9:08:18 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:01 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:03 AM |
| _G_ | $25.00 | 12/7/2012 3:29:04 PM |
| kulender | $100.00 | 12/7/2012 1:18:42 PM |
| NorthernFunds | $50.00 | 12/8/2012 9:52:58 AM |
| dukeiyer | $25.00 | 12/10/2012 9:38:19 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:13 PM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:46:17 PM |
| bkwest01 | $50.00 | 12/10/2012 7:22:46 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:42 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:03 AM |
| buffalobills | $25.00 | 12/10/2012 2:07:50 PM |
| grf1945 | $40.00 | 12/10/2012 5:23:21 PM |
| fervent-repayment | $100.00 | 12/10/2012 5:29:12 PM |
| lostviajero | $25.00 | 12/10/2012 4:15:50 PM |
| unassuming-p2ploan774 | $40.00 | 12/10/2012 6:12:03 PM |
| PrimeFunding | $25.00 | 12/10/2012 5:17:11 PM |
| investment-visionary | $25.00 | 12/10/2012 5:56:23 PM |
| Asynch | $25.00 | 12/10/2012 5:57:41 PM |
| psteveo | $25.00 | 12/10/2012 5:48:24 PM |
| compoundinterest | $25.00 | 12/10/2012 6:41:07 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:02 PM |
| Scrooge_McDuck2 | $100.00 | 12/10/2012 7:03:51 PM |
| spiritual-compassion3-16 | $25.00 | 12/10/2012 7:25:49 PM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:40 PM |
| greenback-trooper8 | $25.00 | 12/11/2012 1:13:32 AM |
| elation074 | $25.00 | 12/10/2012 8:56:30 PM |
| loyalty-candy | $41.00 | 12/11/2012 4:26:32 AM |
| auction-iris9 | $120.00 | 12/11/2012 10:08:14 AM |
| social-cocktail1 | $33.00 | 12/11/2012 10:15:57 AM |
| CAGE-Investments | $25.00 | 12/11/2012 10:26:18 AM |
| bazaar-festivity | $25.00 | 12/11/2012 10:34:41 AM |
| SimpleChoice | $25.00 | 12/11/2012 10:31:19 AM |
| Chasing_the_dime | $75.00 | 12/11/2012 11:54:18 AM |
| aldeed | $50.00 | 12/11/2012 1:02:58 PM |
| kalamari | $30.00 | 12/11/2012 1:03:10 PM |
| pollosquawk | $26.00 | 12/11/2012 10:18:54 AM |
| escharfer | $25.00 | 12/11/2012 10:50:57 AM |
| BankofRon_IRA | $100.00 | 12/11/2012 10:51:20 AM |
| retire_young | $25.00 | 12/11/2012 10:22:59 AM |
| pollosquawk | $100.00 | 12/11/2012 3:35:52 PM |
| digipak78 | $50.00 | 12/11/2012 10:53:28 AM |
| unclejaef | $25.00 | 12/11/2012 3:18:13 PM |
| hillrunner | $25.00 | 12/11/2012 3:15:20 PM |
| Interest2thePeople | $100.00 | 11/27/2012 5:08:25 PM |
| compassion-twister2 | $25.00 | 11/27/2012 5:05:01 PM |
| Bank_Of_XL | $25.00 | 11/27/2012 5:07:33 PM |
| cattlebaron | $100.00 | 11/27/2012 5:08:29 PM |
| kind-lovely-marketplace | $50.00 | 11/27/2012 5:23:19 PM |
| return-point2 | $100.00 | 11/27/2012 6:30:02 PM |
| LuvToLend | $25.00 | 11/28/2012 10:38:08 AM |
| credit-coach118 | $40.01 | 11/28/2012 5:51:22 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:31:50 PM |
| Megaton | $25.00 | 11/30/2012 7:58:24 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:21:46 PM |
| fulfilling-bazaar4 | $100.00 | 12/3/2012 5:29:59 PM |
| monster4 | $50.00 | 12/3/2012 6:13:50 PM |
| Jasner | $25.00 | 12/3/2012 5:17:10 PM |
| gold-sushi | $25.00 | 12/3/2012 5:19:01 PM |
| Haydn-sav | $25.00 | 12/3/2012 5:21:11 PM |
| Kaj | $25.00 | 12/3/2012 6:07:55 PM |
| tech310 | $50.00 | 12/4/2012 9:22:27 AM |
| life-is-great | $25.00 | 12/4/2012 9:49:09 AM |
| pierrelasvegas | $25.00 | 12/4/2012 10:03:46 AM |
| justreturns | $25.00 | 12/4/2012 10:08:32 AM |
| E-2 | $100.00 | 12/4/2012 5:22:12 PM |
| scarlet-velvet | $50.08 | 12/5/2012 4:07:13 PM |
| impeccable-ore3 | $25.00 | 12/5/2012 6:23:56 PM |
| Tscheddar | $25.00 | 12/6/2012 5:49:24 AM |
| Lender2895a | $125.00 | 12/6/2012 8:13:42 AM |
| orange-sensational-peace | $100.00 | 12/6/2012 9:12:36 AM |
| Sagamore | $250.00 | 12/6/2012 11:32:50 AM |
| careful-dinero21 | $25.00 | 12/6/2012 1:31:41 PM |
| Black_Dog_Lending | $50.00 | 12/6/2012 9:57:44 PM |
| rtfproducer | $25.00 | 12/7/2012 9:59:43 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:43:42 AM |
| villagers | $50.00 | 12/7/2012 2:07:33 PM |
| money-bauble | $100.00 | 12/7/2012 5:18:43 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:45 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:21 PM |
| credit-maple | $25.00 | 12/8/2012 12:21:13 PM |
| loan-fate | $50.00 | 12/8/2012 12:01:57 PM |
| BluElephant | $50.00 | 12/8/2012 1:29:19 PM |
| value-caravan | $25.00 | 12/9/2012 11:59:46 AM |
| simplelender80 | $75.00 | 12/9/2012 1:59:58 PM |
| stollcm | $25.00 | 12/9/2012 4:52:09 PM |
| bold-sunny-generosity | $25.00 | 12/10/2012 9:18:00 AM |
| exciting-justice0 | $25.00 | 12/10/2012 2:58:19 PM |
| FootoftheMountain | $25.00 | 12/10/2012 3:54:51 PM |
| sqdrew | $25.00 | 12/10/2012 3:38:30 PM |
| jga516 | $25.00 | 12/10/2012 5:18:39 PM |
| Rx-Ace | $156.46 | 12/10/2012 6:00:42 PM |
| 6515Wheat | $25.00 | 12/10/2012 5:32:06 PM |
| Investoressa | $25.00 | 12/10/2012 5:50:43 PM |
| clean-penny059 | $100.00 | 12/10/2012 7:08:31 PM |
| a-graceful-yield | $50.00 | 12/10/2012 9:25:59 PM |
| brilliant-marketplace7 | $25.00 | 12/11/2012 6:08:20 AM |
| silver-philosopher | $25.00 | 12/11/2012 6:36:53 AM |
| ukstevenhawaii | $50.00 | 12/11/2012 2:45:28 AM |
| 1randyp | $25.00 | 12/11/2012 10:34:44 AM |
| power-chef420 | $25.00 | 12/11/2012 10:35:10 AM |
| truth-companion | $25.00 | 12/11/2012 10:45:27 AM |
| money-baron | $100.00 | 12/11/2012 10:56:13 AM |
| duty-viola | $35.00 | 12/11/2012 10:23:31 AM |
| Ragestang | $25.00 | 12/11/2012 10:39:41 AM |
| structure9 | $25.00 | 12/11/2012 10:23:55 AM |
| hope-hickory | $25.00 | 12/11/2012 3:23:51 PM |
| blazing-capital2 | $250.00 | 12/11/2012 11:24:11 AM |
| notupdated | $25.00 | 12/11/2012 10:38:18 AM |
| CashFlowLender | $25.00 | 12/11/2012 4:22:11 PM |
| desertoasis | $25.00 | 12/11/2012 4:23:42 PM |
| wwwUniversal | $50.00 | 12/11/2012 11:59:32 AM |
| williemc44 | $25.00 | 12/11/2012 10:50:31 AM |
| tnjohnso | $25.00 | 12/11/2012 10:51:00 AM |
| Beld | $50.00 | 12/11/2012 5:00:41 PM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
678268
This series of Notes was issued and sold upon the funding of the borrower loan #79149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Nov-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-10-2012 |
|
|
Lender yield:
| 18.82% |
Borrower rate/APR:
| 19.82% / 22.26% |
Monthly payment:
| $395.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.77% | | |
| |
Estimated return*:
| 12.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 94% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 10m |
|
Amount delinquent:
| $650 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,406 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-spirited-gold |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debt.
My financial situation:
I am a good candidate for this loan because...my bills are paid on time every month, as would this loan be.
Monthly net income: $ 4000
Monthly expenses: $ 3000
Housing: $ 700
Insurance: $ 0
Car expenses: $ 430
Utilities: $ 200
Phone, cable, internet: $
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 400
Other expenses: $ 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| astute-benjamins | $25.00 | 11/27/2012 9:49:56 AM |
| bowdish1 | $25.00 | 11/27/2012 10:19:27 AM |
| dunkard13 | $100.00 | 11/27/2012 10:32:57 AM |
| wetlands | $200.00 | 11/27/2012 10:38:00 AM |
| auction-iris9 | $120.00 | 11/27/2012 10:57:33 AM |
| CreditBuilder2 | $25.06 | 11/27/2012 11:03:13 AM |
| dunox | $75.00 | 11/27/2012 5:16:14 PM |
| riskreward | $250.00 | 11/27/2012 6:03:15 PM |
| bold-felicity-image | $100.00 | 11/28/2012 6:47:40 AM |
| Bendistraw | $50.00 | 11/28/2012 10:33:17 AM |
| sympathetic-funds818 | $50.00 | 11/28/2012 4:05:37 PM |
| compoundinterest | $25.00 | 11/30/2012 10:22:27 AM |
| franzzua | $25.00 | 11/30/2012 6:48:04 AM |
| bold-joyful-coin9 | $25.00 | 11/30/2012 1:10:42 PM |
| tolerant-responsibility051 | $2,000.00 | 11/30/2012 2:46:29 PM |
| E-2 | $100.00 | 11/30/2012 4:13:37 PM |
| greenback-investor7 | $25.00 | 12/3/2012 6:12:23 AM |
| magical-fairness4 | $25.00 | 12/3/2012 10:03:56 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:26:20 AM |
| klinebarger | $25.00 | 12/3/2012 11:24:23 AM |
| dollardave | $50.00 | 12/3/2012 1:13:38 PM |
| retire_young | $50.00 | 12/3/2012 5:25:27 PM |
| dignified-finance | $25.00 | 12/3/2012 6:31:38 PM |
| well-rounded-agreement9 | $25.00 | 12/3/2012 9:24:56 PM |
| life-is-great | $25.00 | 12/4/2012 9:48:59 AM |
| Munnie | $50.00 | 12/4/2012 6:19:21 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:06:49 AM |
| heyokafinancial | $25.00 | 12/5/2012 10:12:39 AM |
| radiant-moola5 | $25.00 | 12/5/2012 2:43:31 PM |
| MKProfSolutions | $25.00 | 12/5/2012 3:08:32 PM |
| escharfer | $25.00 | 12/5/2012 6:21:55 PM |
| a-finance-director | $25.00 | 12/5/2012 11:16:20 PM |
| bonus-powerplant | $25.00 | 12/6/2012 7:31:20 AM |
| Tscheddar | $25.00 | 12/6/2012 5:05:58 PM |
| KryptonWare-com | $25.00 | 12/6/2012 5:01:05 PM |
| resolute-felicity353 | $25.00 | 12/6/2012 6:12:13 PM |
| progressive-economy261 | $320.00 | 12/7/2012 9:00:52 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:20:43 AM |
| emphatic-responsibility | $25.00 | 12/7/2012 9:27:33 AM |
| Toby1montana | $50.00 | 12/7/2012 6:25:07 AM |
| Aimvest | $25.00 | 12/7/2012 9:43:55 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:11 AM |
| Jalebi | $25.00 | 12/7/2012 10:45:41 AM |
| samo102us | $25.00 | 12/7/2012 10:46:18 AM |
| BofM | $25.00 | 12/7/2012 11:12:13 AM |
| newest-peace-surgeon | $31.00 | 12/7/2012 11:14:09 AM |
| zone6 | $56.00 | 12/7/2012 11:15:53 AM |
| awe-inspiring-nickel2 | $25.00 | 12/7/2012 10:46:22 AM |
| saffron4 | $25.00 | 12/7/2012 11:23:40 AM |
| top-impressive-dinero | $25.00 | 12/7/2012 11:40:17 AM |
| adventurer447 | $300.00 | 12/7/2012 10:49:03 AM |
| adaboy65 | $75.00 | 12/7/2012 11:21:47 AM |
| GCInvestments | $32.00 | 12/7/2012 2:16:19 PM |
| Investor_DP | $100.00 | 12/7/2012 11:31:33 AM |
| _G_ | $25.00 | 12/7/2012 3:28:51 PM |
| unforgettable-order9 | $50.00 | 12/7/2012 11:40:09 AM |
| eastboimerchandise | $25.00 | 12/7/2012 11:44:11 AM |
| the-laudable-peso | $40.00 | 12/7/2012 11:21:22 AM |
| Incredible_Bob | $25.00 | 12/7/2012 11:23:55 AM |
| Cronos | $50.00 | 12/7/2012 11:24:02 AM |
| dreammachine | $50.00 | 12/7/2012 11:30:36 AM |
| iamricher | $25.00 | 12/7/2012 11:34:11 AM |
| villagers | $59.00 | 12/7/2012 2:07:25 PM |
| letsmakeitsuccessful | $25.00 | 12/7/2012 11:39:53 AM |
| sandcrabsailor | $45.00 | 12/7/2012 5:21:05 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:54 PM |
| Preist | $25.00 | 12/7/2012 4:09:55 PM |
| first-rate-mongoose | $25.00 | 12/7/2012 4:25:32 PM |
| LeReve | $500.00 | 12/7/2012 5:59:01 PM |
| meoates1 | $25.00 | 12/8/2012 8:02:35 AM |
| bid-lightning9 | $25.00 | 12/7/2012 8:53:52 PM |
| loan-warrior | $25.00 | 12/7/2012 7:21:31 PM |
| income-buddy7 | $50.00 | 12/8/2012 12:13:26 PM |
| N0Bama | $25.00 | 12/8/2012 11:01:33 AM |
| PFTLender | $25.00 | 12/8/2012 7:21:22 AM |
| redx | $25.00 | 12/8/2012 1:08:40 PM |
| wwwUniversal | $25.00 | 12/8/2012 1:10:26 PM |
| Cash-Flow | $529.00 | 12/8/2012 1:07:46 PM |
| transaction-hugger4 | $100.00 | 12/8/2012 1:26:59 PM |
| gallant-economy9 | $50.00 | 12/8/2012 1:04:21 PM |
| mammalian4 | $25.00 | 12/8/2012 1:08:06 PM |
| trade-high-five0 | $50.00 | 12/9/2012 5:22:42 AM |
| Sealwrangler | $75.00 | 12/9/2012 8:27:08 AM |
| zorg77 | $50.00 | 12/9/2012 9:18:21 AM |
| tranquil-revenue | $35.00 | 12/9/2012 12:20:26 PM |
| a-resplendent-commitment | $25.00 | 12/9/2012 7:22:59 AM |
| Kissabledevil | $25.00 | 12/8/2012 7:09:25 PM |
| kochan123 | $25.00 | 12/9/2012 11:10:54 AM |
| value-caravan | $25.00 | 12/9/2012 11:59:36 AM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:22:53 PM |
| captain643 | $25.00 | 12/9/2012 5:59:18 PM |
| asset-twister70 | $33.00 | 12/9/2012 7:37:51 PM |
| Pasagam | $50.00 | 12/9/2012 12:53:46 PM |
| reverent-greenback219 | $25.00 | 12/9/2012 2:03:33 PM |
| finance-coyote3 | $816.53 | 12/10/2012 5:07:09 AM |
| phenomenal-rate1 | $500.00 | 11/27/2012 9:49:23 AM |
| enthralling-investment | $25.00 | 11/27/2012 10:03:25 AM |
| bazaar-tulip | $25.00 | 11/27/2012 10:14:55 AM |
| proper-exchange8 | $50.00 | 11/27/2012 10:40:41 AM |
| successful-agreement7 | $100.00 | 11/27/2012 10:20:32 AM |
| top-community-voyage | $50.00 | 11/27/2012 5:32:03 PM |
| return-statuette139 | $25.00 | 11/27/2012 5:43:16 PM |
| kulender | $100.00 | 11/27/2012 8:17:26 PM |
| bewitching-dollar5 | $200.00 | 11/28/2012 10:00:07 AM |
| Arvicco | $400.00 | 11/28/2012 1:48:57 PM |
| persistent-dinero953 | $35.00 | 11/28/2012 1:51:50 PM |
| bob450-roth | $25.00 | 11/29/2012 9:44:16 AM |
| tech310 | $50.00 | 11/29/2012 9:13:36 AM |
| green-loyalty-web | $25.00 | 11/29/2012 9:27:40 AM |
| Bob450 | $25.00 | 11/29/2012 10:17:14 AM |
| loot-prescription3 | $25.00 | 11/29/2012 11:30:37 AM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:26:52 PM |
| careful-dinero21 | $100.00 | 12/1/2012 11:02:11 AM |
| durability-goat644 | $25.00 | 12/1/2012 1:22:34 PM |
| deal-vibrato | $25.00 | 12/1/2012 1:24:45 PM |
| cablenews | $50.00 | 12/1/2012 6:33:14 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:39:37 PM |
| new-start18100 | $25.00 | 12/2/2012 1:04:40 PM |
| Darts | $50.00 | 12/2/2012 8:47:33 PM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:27:59 PM |
| hope-wrangler1 | $50.00 | 12/2/2012 4:20:44 PM |
| transparency-river1 | $750.00 | 12/3/2012 9:33:45 AM |
| Bikram | $50.00 | 12/3/2012 10:35:38 AM |
| Haydn-sav | $25.00 | 12/3/2012 5:20:58 PM |
| emphatic-gold584 | $100.00 | 12/3/2012 6:13:42 PM |
| integrity-doctor | $100.00 | 12/4/2012 7:04:33 AM |
| Investoman | $25.00 | 12/4/2012 10:33:58 AM |
| bold-decisive-kindness | $25.00 | 12/4/2012 2:29:46 PM |
| point-oyster5 | $25.00 | 12/4/2012 5:38:08 PM |
| money-bauble | $100.00 | 12/4/2012 5:17:15 PM |
| clean-penny059 | $100.00 | 12/4/2012 9:53:30 PM |
| american6 | $50.00 | 12/5/2012 10:51:01 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:34 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:25:56 AM |
| bill-magnolia5 | $25.00 | 12/6/2012 8:53:24 AM |
| versatile-dime442 | $900.00 | 12/6/2012 8:58:24 AM |
| miked8303 | $75.00 | 12/6/2012 11:30:55 AM |
| magical-credit523 | $25.00 | 12/6/2012 6:10:51 PM |
| unassuming-p2ploan774 | $40.00 | 12/6/2012 6:22:05 PM |
| mercuriant | $25.00 | 12/6/2012 6:26:13 PM |
| rautility | $50.00 | 12/7/2012 9:00:31 AM |
| transparency-sapling | $25.00 | 12/7/2012 10:00:15 AM |
| truth-seeker8 | $26.00 | 12/7/2012 9:08:30 AM |
| deegeeman | $25.00 | 12/7/2012 10:37:29 AM |
| reflective-cash0 | $38.00 | 12/7/2012 10:17:07 AM |
| mckhbnpc | $50.00 | 12/7/2012 11:10:59 AM |
| resolute-worth4 | $25.00 | 12/7/2012 11:37:59 AM |
| authentic-liberty7 | $25.00 | 12/7/2012 11:40:38 AM |
| Hokie83 | $50.00 | 12/7/2012 11:41:20 AM |
| hope-motor1 | $25.00 | 12/7/2012 11:44:24 AM |
| famous-bid9 | $25.00 | 12/7/2012 11:45:30 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:01:55 PM |
| transaction-squirrel734 | $25.00 | 12/7/2012 11:24:07 AM |
| generosity-leather858 | $25.00 | 12/7/2012 2:43:02 PM |
| haplender | $50.00 | 12/7/2012 11:33:28 AM |
| E_G | $50.00 | 12/7/2012 11:04:08 AM |
| ryanp100 | $25.00 | 12/7/2012 11:11:30 AM |
| nex | $25.00 | 12/7/2012 11:15:33 AM |
| rescue | $100.00 | 12/7/2012 11:23:34 AM |
| incbx | $100.00 | 12/7/2012 11:24:09 AM |
| IslandParadise | $30.00 | 12/7/2012 11:36:41 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:39:46 PM |
| dordee | $50.00 | 12/7/2012 5:59:13 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:09:38 PM |
| power-chef420 | $25.00 | 12/7/2012 5:22:19 PM |
| Gazelles4U | $25.00 | 12/7/2012 5:45:27 PM |
| kmcolo | $25.00 | 12/7/2012 7:24:06 PM |
| ethical-truth211 | $75.00 | 12/8/2012 7:00:31 AM |
| wise-balanced-moola | $25.00 | 12/8/2012 12:51:40 PM |
| enterprising-pound5 | $50.00 | 12/8/2012 8:26:45 PM |
| unassassinable | $25.00 | 12/8/2012 2:19:15 PM |
| lender2611 | $50.00 | 12/8/2012 1:44:35 PM |
| balanced-interest3 | $39.41 | 12/8/2012 2:55:37 PM |
| simplelender80 | $75.00 | 12/9/2012 1:59:23 PM |
| community-engine750 | $25.00 | 12/9/2012 12:53:12 PM |
| natural-greenback6 | $25.00 | 12/9/2012 6:28:27 PM |
| abundant-power | $25.00 | 12/9/2012 1:25:21 PM |
| deal-pioneer1 | $100.00 | 12/10/2012 3:44:21 AM |
| antlr | $25.00 | 12/9/2012 7:43:51 PM |
| tsquared_030 | $25.00 | 12/9/2012 7:50:49 PM |
| 180 Investments
|
Borrower Payment Dependent Notes Series
678558
This series of Notes was issued and sold upon the funding of the borrower loan #79221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Nov-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $268.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,592 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-trajectory1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off most existing credit card and save almost 400 dlrs. a month from interest and principal amount owed to credit card co.
My financial situation:
I am a good candidate for this loan because...for the past 7 years never been late or remiss on my payment obligation and always on time.
Monthly net income: $3150
Monthly expenses: $
Housing: $350
Insurance: $60
Car expenses: $580
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $900 (current credit card payment)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| glimmering-liberty616 | $25.00 | 11/28/2012 9:43:07 AM |
| octoberfresh | $25.00 | 11/28/2012 9:04:00 AM |
| compassion-twister2 | $50.00 | 11/28/2012 10:24:58 AM |
| creditjunky | $125.00 | 11/28/2012 9:40:44 AM |
| Zolton | $300.00 | 11/28/2012 9:43:10 AM |
| nevee | $25.00 | 11/28/2012 10:48:06 AM |
| CreditBuilder2 | $50.01 | 11/28/2012 11:38:11 AM |
| wetlands | $200.00 | 11/28/2012 1:37:49 PM |
| windguy | $50.00 | 11/28/2012 1:46:49 PM |
| Arvicco | $400.00 | 11/28/2012 1:48:27 PM |
| income-awakening6 | $25.00 | 11/28/2012 5:19:31 PM |
| HikeMoab | $25.00 | 11/29/2012 8:43:57 AM |
| axl163 | $25.00 | 11/29/2012 10:23:51 AM |
| Obiwan_Kanobi | $25.03 | 11/29/2012 5:35:35 PM |
| KCEnterprises | $25.00 | 11/29/2012 5:02:17 PM |
| persist_in_doing | $25.00 | 11/29/2012 6:52:14 PM |
| franzzua | $25.00 | 11/30/2012 6:48:20 AM |
| corndog4000 | $90.00 | 11/30/2012 8:14:56 AM |
| leodaguy | $100.00 | 11/30/2012 12:15:07 PM |
| dunox | $75.00 | 11/30/2012 4:15:14 PM |
| reinforced-velocity158 | $100.00 | 11/30/2012 8:44:16 PM |
| proper-p2p6 | $100.00 | 12/1/2012 8:24:00 AM |
| balance-force | $35.00 | 12/1/2012 1:27:58 PM |
| jpblan11 | $25.00 | 12/2/2012 8:32:00 AM |
| Castellan | $50.00 | 12/2/2012 1:19:07 PM |
| debtfree_lender_777 | $25.00 | 12/2/2012 2:28:10 PM |
| dukeiyer | $25.00 | 12/3/2012 10:49:03 AM |
| loan-mongoose1 | $25.00 | 12/3/2012 5:40:15 PM |
| dignified-finance | $25.00 | 12/3/2012 7:17:45 PM |
| Proactive-Financial-Lending | $25.00 | 12/3/2012 5:56:08 PM |
| compoundinterest | $25.00 | 12/4/2012 10:41:10 AM |
| enterprising-exchange6 | $26.00 | 12/4/2012 9:58:46 AM |
| quickstep | $151.00 | 12/4/2012 12:15:35 PM |
| enriching-trade2 | $50.00 | 12/5/2012 9:55:36 AM |
| tender-integrity3 | $100.00 | 12/5/2012 9:47:52 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:43:23 AM |
| Sweaty-Butt-Crack | $25.00 | 12/5/2012 6:49:37 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 8:26:08 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:24 AM |
| toblerone | $25.00 | 12/6/2012 11:13:23 AM |
| marwadi-62 | $200.00 | 12/6/2012 6:57:19 PM |
| Oakland | $50.00 | 12/7/2012 6:53:57 AM |
| wildanne | $50.00 | 12/7/2012 9:51:42 AM |
| RussiaAC5M | $31.00 | 12/7/2012 9:55:51 AM |
| _G_ | $25.00 | 12/7/2012 3:29:12 PM |
| Empower-personal-responsibility | $25.00 | 12/7/2012 12:47:25 PM |
| hope-wrangler1 | $50.00 | 12/7/2012 2:02:22 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:31 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:19:21 PM |
| meoates1 | $25.00 | 12/8/2012 12:53:15 PM |
| DaveTheWave | $50.00 | 12/8/2012 3:02:24 PM |
| thrifty-transaction578 | $25.00 | 12/8/2012 1:17:45 PM |
| Palmetto | $25.00 | 12/9/2012 3:15:24 AM |
| Roundhouse | $125.00 | 12/9/2012 10:47:56 PM |
| dedicated-loan782 | $25.00 | 12/9/2012 2:03:02 PM |
| hope-hickory8 | $25.00 | 12/10/2012 5:30:52 AM |
| antlr | $25.00 | 12/9/2012 7:43:55 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:01 AM |
| proper-exchange8 | $50.00 | 12/10/2012 9:44:52 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:06 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:32 AM |
| sprinter | $50.00 | 12/10/2012 4:51:24 PM |
| IP | $25.00 | 12/10/2012 5:48:16 PM |
| power-kin | $25.00 | 12/10/2012 5:15:20 PM |
| jga516 | $25.00 | 12/10/2012 5:18:42 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:36:12 PM |
| kbmin | $25.00 | 12/10/2012 8:15:49 PM |
| jdashv | $25.00 | 12/10/2012 8:51:34 PM |
| a-graceful-yield | $50.00 | 12/10/2012 9:26:03 PM |
| Senechal | $25.00 | 12/11/2012 4:52:23 AM |
| 77dowplace | $43.00 | 12/10/2012 10:04:56 PM |
| blue-laudable-dinero | $25.00 | 12/11/2012 7:28:43 AM |
| DeBo_92 | $50.00 | 12/10/2012 10:55:42 PM |
| toofabo | $25.00 | 12/11/2012 9:02:05 AM |
| wonderous-principal083 | $25.00 | 12/11/2012 9:17:22 AM |
| Palso | $25.00 | 12/11/2012 6:29:13 AM |
| forthright-contract2 | $25.00 | 12/10/2012 9:42:02 PM |
| heroic-deal7 | $25.00 | 12/11/2012 7:40:39 AM |
| Strato | $25.00 | 12/10/2012 11:15:29 PM |
| ukstevenhawaii | $50.00 | 12/11/2012 2:45:32 AM |
| svandals | $30.00 | 12/11/2012 4:26:15 AM |
| a-resplendent-commitment | $25.00 | 12/11/2012 9:10:26 AM |
| nimble-integrity658 | $25.00 | 12/11/2012 6:17:26 AM |
| Independenttools | $25.00 | 12/11/2012 10:43:32 AM |
| Jalebi | $25.00 | 12/11/2012 9:21:46 AM |
| versatile-dime442 | $900.00 | 12/11/2012 10:25:43 AM |
| buffalobills | $25.00 | 12/11/2012 10:28:15 AM |
| red-active-note | $25.00 | 12/11/2012 12:35:22 PM |
| tremendous-deal8 | $75.00 | 12/11/2012 12:37:51 PM |
| flyfisherman99 | $55.00 | 12/11/2012 12:56:27 PM |
| bowdish1 | $75.00 | 12/11/2012 10:41:49 AM |
| bbbshome | $25.00 | 12/11/2012 5:01:45 PM |
| aldeed | $50.00 | 12/11/2012 1:03:00 PM |
| power-defender7 | $60.00 | 12/11/2012 5:08:29 PM |
| peso-dancer3 | $25.00 | 12/11/2012 3:40:13 PM |
| benjamins-squadron2 | $75.00 | 12/11/2012 4:18:53 PM |
| toocautious | $50.00 | 12/11/2012 12:55:25 PM |
| Asynch | $14.17 | 12/11/2012 5:31:37 PM |
| Ristefo | $25.00 | 12/11/2012 4:08:41 PM |
| CashFlowLender | $50.00 | 12/11/2012 4:13:18 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:31 PM |
| angrenost | $25.00 | 12/11/2012 5:28:34 PM |
| a-unflappable-finance | $35.00 | 12/11/2012 5:23:42 PM |
| dunkard13 | $100.00 | 11/28/2012 9:27:18 AM |
| natural-worth9 | $75.00 | 11/28/2012 9:34:15 AM |
| yield-voyager8 | $25.00 | 11/28/2012 11:06:30 AM |
| gravbox | $25.00 | 11/28/2012 10:55:49 AM |
| loot-prescription3 | $40.00 | 11/29/2012 5:59:26 AM |
| Johnny2Dogs | $25.00 | 11/29/2012 6:27:04 PM |
| bazaar-tulip | $25.00 | 11/29/2012 5:31:58 PM |
| Plow_n_Sow | $75.00 | 11/29/2012 8:48:41 PM |
| indomitable-coin | $25.00 | 11/30/2012 11:09:01 AM |
| deal-vibrato | $25.00 | 12/1/2012 1:25:09 PM |
| astute-benjamins | $25.00 | 12/1/2012 1:36:36 PM |
| privatebanker | $35.00 | 12/1/2012 10:33:56 PM |
| supersarah61 | $25.00 | 12/2/2012 3:52:58 PM |
| gain-zeus8 | $25.00 | 12/3/2012 7:56:55 AM |
| herbyman | $50.00 | 12/3/2012 12:51:30 PM |
| riskreward | $250.00 | 12/3/2012 9:58:13 AM |
| repayment-pagoda8 | $100.00 | 12/3/2012 5:25:52 PM |
| napmanger | $50.00 | 12/3/2012 10:01:26 PM |
| vigilance-accruer | $25.00 | 12/4/2012 9:44:56 AM |
| life-is-great | $25.00 | 12/4/2012 9:49:12 AM |
| entertaining-revenue4 | $50.00 | 12/5/2012 9:19:13 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:02 AM |
| point-oyster5 | $25.00 | 12/5/2012 5:47:02 PM |
| Lender2895a | $125.00 | 12/6/2012 8:13:43 AM |
| sturzstrom | $25.00 | 12/6/2012 9:09:52 AM |
| penny-injector8 | $25.00 | 12/6/2012 12:06:44 AM |
| auction-iris9 | $120.00 | 12/6/2012 9:52:25 AM |
| powerlifter275 | $25.00 | 12/6/2012 12:50:17 PM |
| transparency-sequoia6 | $100.00 | 12/6/2012 5:35:57 PM |
| helpful-fund7 | $48.79 | 12/6/2012 7:38:04 PM |
| awesome-dollar6 | $100.00 | 12/7/2012 7:41:46 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:20:57 AM |
| Investoman | $25.00 | 12/7/2012 9:01:05 AM |
| Bikram | $50.00 | 12/7/2012 9:42:14 AM |
| Lender50 | $25.00 | 12/7/2012 9:56:21 AM |
| grotheik | $25.00 | 12/7/2012 1:50:21 PM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:03 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:09 AM |
| enthralling-investment | $25.00 | 12/7/2012 12:09:01 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:13 PM |
| exchange-cub | $50.00 | 12/8/2012 11:03:38 AM |
| american6 | $50.00 | 12/8/2012 12:00:45 PM |
| magical-credit523 | $25.00 | 12/8/2012 12:26:09 PM |
| cablenews | $84.00 | 12/8/2012 1:15:06 PM |
| AFairDeal | $25.00 | 12/8/2012 1:36:20 PM |
| ready-vigilance3 | $25.00 | 12/9/2012 9:51:46 AM |
| value-caravan | $25.00 | 12/9/2012 11:59:51 AM |
| simplelender80 | $75.00 | 12/9/2012 2:00:10 PM |
| heavy_ax | $50.00 | 12/10/2012 9:51:42 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:06:36 AM |
| exciting-justice0 | $25.00 | 12/10/2012 2:58:21 PM |
| Xeo | $25.00 | 12/10/2012 3:47:01 PM |
| sqdrew | $25.00 | 12/10/2012 6:07:27 PM |
| montegomm | $50.00 | 12/10/2012 6:40:50 PM |
| well-rounded-income072 | $200.00 | 12/10/2012 9:15:06 PM |
| khamen | $25.00 | 12/10/2012 10:33:04 PM |
| well-mannered-income3 | $50.00 | 12/10/2012 9:38:51 PM |
| clean-penny059 | $100.00 | 12/10/2012 7:08:33 PM |
| bobcat7677 | $25.00 | 12/11/2012 8:16:50 AM |
| adorable-asset9 | $100.00 | 12/10/2012 7:54:28 PM |
| Tradesmanlender | $25.00 | 12/11/2012 9:05:37 AM |
| noble-value258 | $100.00 | 12/10/2012 9:32:06 PM |
| wise-peaceful-note | $25.00 | 12/11/2012 9:59:12 AM |
| mindful-generosity1 | $50.00 | 12/11/2012 10:01:10 AM |
| 4est | $25.00 | 12/11/2012 9:04:45 AM |
| CashBank | $25.00 | 12/11/2012 9:54:45 AM |
| notupdated | $25.00 | 12/11/2012 10:38:19 AM |
| doopers | $25.00 | 12/11/2012 10:36:22 AM |
| EnglishGeekInNYC | $25.00 | 12/11/2012 10:13:57 AM |
| ethical-truth211 | $500.00 | 12/11/2012 2:20:49 PM |
| MileHighMoney | $25.00 | 12/11/2012 11:10:09 AM |
| kendigme | $25.00 | 12/11/2012 4:13:48 PM |
| kalamari | $30.00 | 12/11/2012 1:03:12 PM |
| jjd2 | $25.00 | 12/11/2012 5:09:31 PM |
| silver-philosopher | $25.00 | 12/11/2012 5:09:41 PM |
| unassuming-p2ploan774 | $40.00 | 12/11/2012 5:09:55 PM |
| a-dollar-orchestra | $57.00 | 12/11/2012 5:12:26 PM |
| origami-panda | $25.00 | 12/11/2012 5:23:38 PM |
| top-community-voyage | $50.00 | 12/11/2012 5:07:39 PM |
| first-careful-currency | $300.00 | 12/11/2012 5:15:36 PM |
| ethical-truth211 | $500.00 | 12/11/2012 2:19:54 PM |
| power-lightning9 | $25.00 | 12/11/2012 5:13:06 PM |
| 185 Investments
|
Borrower Payment Dependent Notes Series
678638
This series of Notes was issued and sold upon the funding of the borrower loan #79588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $408.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,693 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-cub8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/10/2012 5:19:37 PM |
| jddorsey | $50.00 | 12/19/2012 5:00:44 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:55 PM |
| Bank_Of_XL | $30.00 | 12/10/2012 5:22:40 PM |
| cash-mad-scientist3 | $25.00 | 12/10/2012 5:20:11 PM |
| Ready2Loan | $30.00 | 12/10/2012 6:53:01 PM |
| gravbox | $25.00 | 12/10/2012 6:38:41 PM |
| wise-charming-reward | $300.00 | 12/10/2012 6:39:15 PM |
| Nipper99 | $100.00 | 12/10/2012 7:08:54 PM |
| 113121 | $25.00 | 12/10/2012 7:09:55 PM |
| natural-worth9 | $300.00 | 12/11/2012 7:27:38 AM |
| supersam | $50.00 | 12/10/2012 10:19:28 PM |
| RGlad | $100.00 | 12/11/2012 10:02:21 AM |
| Interloper | $25.00 | 12/11/2012 9:24:06 AM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:58 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:24 PM |
| KCEnterprises | $25.00 | 12/11/2012 5:55:40 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:30 PM |
| trade-caper | $50.00 | 12/12/2012 5:32:39 AM |
| pietro_torna_indietro | $50.00 | 12/11/2012 6:18:08 PM |
| dynadave | $200.00 | 12/12/2012 10:34:30 AM |
| capitalelstiltskin2 | $25.00 | 12/12/2012 11:25:02 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:45:46 PM |
| LiveNow | $25.00 | 12/13/2012 4:28:48 AM |
| listing-flower2 | $100.00 | 12/12/2012 10:22:58 PM |
| kevin314 | $25.00 | 12/13/2012 9:18:38 AM |
| blindtaxidriver | $25.00 | 12/13/2012 9:29:33 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:28 PM |
| nevee | $25.00 | 12/13/2012 6:05:38 PM |
| peso-spartan6 | $25.00 | 12/13/2012 6:48:59 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:53 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:02 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:53 PM |
| mr_haldane | $25.00 | 12/16/2012 1:30:51 PM |
| kegs | $200.00 | 12/17/2012 1:39:56 PM |
| hero007 | $50.00 | 12/17/2012 10:00:27 AM |
| PaulW | $25.00 | 12/17/2012 4:10:34 PM |
| BostonCapital | $100.00 | 12/17/2012 10:08:26 AM |
| kind-euro-mirth | $50.00 | 12/17/2012 5:03:59 PM |
| loyalty-cupcake6 | $30.00 | 12/17/2012 10:44:22 AM |
| special-dinero553 | $25.00 | 12/17/2012 5:19:41 PM |
| windguy | $50.00 | 12/17/2012 5:29:52 PM |
| whitegold24k | $200.00 | 12/17/2012 10:55:28 AM |
| sharp-platinum326 | $25.00 | 12/17/2012 5:53:50 PM |
| Avicell | $25.00 | 12/17/2012 6:05:49 PM |
| WonderPup | $25.00 | 12/17/2012 11:29:46 AM |
| coin-trumpet | $36.00 | 12/17/2012 6:12:51 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:15:02 PM |
| compassionate-dime0 | $50.00 | 12/17/2012 5:10:35 PM |
| dominickf | $50.00 | 12/17/2012 6:30:36 PM |
| lionheart722 | $25.00 | 12/17/2012 5:38:24 PM |
| HoosierDaddie | $50.00 | 12/17/2012 5:05:38 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:13:43 PM |
| transparency-sapling | $25.00 | 12/17/2012 6:05:02 PM |
| compassion-neutron | $50.00 | 12/18/2012 6:28:00 AM |
| jcech | $25.00 | 12/17/2012 6:11:50 PM |
| justreturns | $25.00 | 12/17/2012 6:23:26 PM |
| Manvel | $25.00 | 12/18/2012 8:12:42 AM |
| gentle-gain235 | $150.00 | 12/18/2012 9:15:00 AM |
| ucantbeetit | $25.00 | 12/17/2012 6:54:02 PM |
| tech310 | $50.00 | 12/18/2012 9:39:31 AM |
| prudent-deal662 | $25.00 | 12/17/2012 5:51:51 PM |
| new-start18100 | $25.00 | 12/17/2012 6:02:09 PM |
| fairness-symphony2 | $50.00 | 12/18/2012 10:35:43 AM |
| sympathetic-funds818 | $25.00 | 12/17/2012 6:52:41 PM |
| Harry | $75.00 | 12/17/2012 6:53:22 PM |
| syracuserei | $50.00 | 12/18/2012 8:11:52 AM |
| belief-integrity | $100.00 | 12/17/2012 7:12:36 PM |
| natural-worth9 | $125.00 | 12/18/2012 9:59:27 AM |
| tedlo | $25.00 | 12/18/2012 8:43:16 AM |
| kalamari | $30.00 | 12/18/2012 9:08:18 AM |
| geechee | $25.00 | 12/18/2012 2:30:34 PM |
| openness-saver9 | $25.00 | 12/18/2012 9:54:48 AM |
| compatible-deal9 | $25.00 | 12/18/2012 4:53:57 PM |
| acropiloterau2002 | $25.00 | 12/18/2012 5:02:34 PM |
| natural-worth9 | $75.00 | 12/18/2012 7:30:53 PM |
| Lubava | $25.00 | 12/18/2012 7:34:36 PM |
| dontvote | $25.00 | 12/18/2012 1:47:42 PM |
| rootcanaler | $25.00 | 12/18/2012 3:23:04 PM |
| sensible-interest2 | $29.00 | 12/18/2012 8:12:02 PM |
| ethical-truth211 | $100.00 | 12/19/2012 2:20:06 AM |
| euro-grove4 | $25.00 | 12/18/2012 6:10:23 PM |
| Money_Hog | $25.00 | 12/19/2012 6:24:26 AM |
| dime-mandolin9 | $50.00 | 12/18/2012 5:25:15 PM |
| octoberfresh | $25.00 | 12/19/2012 8:11:37 AM |
| patriot897 | $25.00 | 12/18/2012 5:30:27 PM |
| Crie | $150.00 | 12/19/2012 8:55:51 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:24 AM |
| mikrolown | $25.00 | 12/18/2012 6:39:27 PM |
| UncleSafety | $120.97 | 12/19/2012 12:27:46 PM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:32:58 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:35 AM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:19 AM |
| abundant-power | $25.00 | 12/19/2012 10:06:43 AM |
| djmikmik | $50.00 | 12/19/2012 10:06:55 AM |
| cerebral-dollar773 | $25.00 | 12/19/2012 11:05:20 AM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:46 PM |
| lundyloan | $50.00 | 12/19/2012 1:24:44 PM |
| hope-bull5 | $50.00 | 12/19/2012 1:41:12 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:08 PM |
| IP | $25.00 | 12/19/2012 6:14:39 PM |
| commerce-artisan8 | $50.00 | 12/19/2012 5:31:12 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:15 PM |
| mapgirl | $40.00 | 12/19/2012 6:36:08 PM |
| bonus-apricot366 | $14.00 | 12/19/2012 7:05:26 PM |
| natural-affluence6 | $25.00 | 12/13/2012 9:02:12 PM |
| daw1878 | $25.00 | 12/10/2012 5:48:03 PM |
| platinum-scientist9 | $25.00 | 12/10/2012 6:02:43 PM |
| bowdish1 | $25.00 | 12/10/2012 5:29:03 PM |
| dedicated-contract755 | $30.00 | 12/10/2012 6:20:54 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 5:49:08 PM |
| toblerone | $25.00 | 12/10/2012 6:24:24 PM |
| entertaining-dollar298 | $25.00 | 12/10/2012 5:52:16 PM |
| jubilant-capital1 | $25.00 | 12/10/2012 7:49:00 PM |
| red-duty-carrier | $25.00 | 12/10/2012 5:56:51 PM |
| superb-funds335 | $25.00 | 12/10/2012 6:08:21 PM |
| wildanne | $50.00 | 12/10/2012 6:22:49 PM |
| Aberdeen | $100.00 | 12/10/2012 6:47:53 PM |
| golffish2 | $25.00 | 12/11/2012 3:43:15 AM |
| HikeMoab | $25.00 | 12/11/2012 8:10:30 AM |
| phenomenal-rate1 | $500.00 | 12/11/2012 5:20:32 PM |
| special-transparency2 | $35.00 | 12/11/2012 12:10:00 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:05 PM |
| 519dobber | $25.00 | 12/11/2012 6:01:34 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:23 PM |
| TumbleWeed88 | $25.00 | 12/12/2012 6:00:28 PM |
| Tscheddar | $25.00 | 12/12/2012 6:00:17 PM |
| cr8on | $30.00 | 12/13/2012 9:12:46 AM |
| simplelender80 | $125.00 | 12/13/2012 11:05:32 AM |
| moneylender25 | $25.00 | 12/13/2012 5:14:36 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:07 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:56 PM |
| heerzaquestion | $25.00 | 12/14/2012 4:10:10 PM |
| finder61 | $25.00 | 12/15/2012 1:13:52 AM |
| reaction18 | $25.02 | 12/15/2012 5:20:27 AM |
| PCity-LOA15 | $35.00 | 12/15/2012 12:44:43 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:16 PM |
| lochinvar | $75.00 | 12/15/2012 2:49:08 PM |
| thg0703 | $25.00 | 12/16/2012 5:59:55 PM |
| Empower-personal-responsibility | $25.00 | 12/17/2012 10:31:03 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:29 AM |
| deal-selector5 | $25.00 | 12/17/2012 5:00:51 PM |
| ideal-peace5 | $100.00 | 12/17/2012 5:04:53 PM |
| kingryan | $250.00 | 12/17/2012 5:22:53 PM |
| Endeavour | $150.00 | 12/17/2012 5:27:32 PM |
| riskreward | $250.00 | 12/17/2012 5:28:59 PM |
| dlenz | $25.00 | 12/17/2012 2:14:50 PM |
| qsolo | $25.00 | 12/17/2012 5:39:39 PM |
| availableloan | $25.00 | 12/17/2012 5:49:50 PM |
| deal-vibrato | $25.00 | 12/17/2012 5:11:58 PM |
| chac | $150.00 | 12/17/2012 12:42:17 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:12:18 PM |
| dunkard13 | $200.00 | 12/17/2012 6:28:12 PM |
| nickel-ferret | $25.00 | 12/17/2012 5:20:45 PM |
| wetlands | $200.00 | 12/17/2012 5:21:49 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:33 PM |
| respectful-nickel2 | $50.00 | 12/18/2012 9:46:49 AM |
| GCInvestments | $25.00 | 12/17/2012 6:57:20 PM |
| compwhiz | $25.00 | 12/18/2012 9:12:25 AM |
| cardminger | $25.00 | 12/18/2012 9:16:59 AM |
| wonder3 | $30.00 | 12/18/2012 6:08:23 AM |
| hitsman | $50.00 | 12/18/2012 10:33:28 AM |
| belief-integrity | $400.00 | 12/18/2012 1:34:47 PM |
| dl_data | $200.00 | 12/18/2012 8:24:01 PM |
| ethical-truth211 | $500.00 | 12/19/2012 2:19:09 AM |
| smart-kindness8 | $25.00 | 12/19/2012 4:03:57 AM |
| dariop | $25.01 | 12/18/2012 6:16:53 PM |
| Zorro_970 | $100.00 | 12/18/2012 5:27:11 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:30 PM |
| ClearCut | $50.00 | 12/18/2012 10:11:23 PM |
| blue-trade-optimizer | $25.00 | 12/19/2012 2:15:08 AM |
| 907 | $25.00 | 12/18/2012 7:49:35 PM |
| ResQDoc | $25.00 | 12/19/2012 4:16:13 AM |
| HereToHelp305 | $200.00 | 12/19/2012 4:39:55 PM |
| Pickmar | $25.00 | 12/19/2012 9:13:52 AM |
| fairness-boomer6 | $50.00 | 12/19/2012 10:50:35 AM |
| chinolatino | $25.00 | 12/19/2012 11:01:42 AM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:19 PM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
679438
This series of Notes was issued and sold upon the funding of the borrower loan #79534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,571 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hillbilly40 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ENHANCE CREDIT SCORE
Purpose of loan:
This loan will be used to repay the loan, I need a installment loan to appear on my credit report.
This will be a twenty-five to twenty eight months loan.
My financial situation:
i have a small tree service business that bring in additional 8500 per year.
The housing expenses are shared with my spouse
I have an investment account with prosper
Monthly net income: $2500
Monthly expenses: $1200
Housing: $575
Insurance: $
Phone, cable, internet: $55
Food, entertainment: $208
Clothing, household expenses: $35
Credit cards and other loans: $115
Other expenses: $
Auto $212
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 12/5/2012 9:20:44 AM |
| valiant-return584 | $50.00 | 12/5/2012 9:29:19 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:21 AM |
| WalnutCreekguy | $50.00 | 12/5/2012 5:55:35 PM |
| vutah | $25.00 | 12/5/2012 7:00:15 PM |
| FundMaker | $27.00 | 12/6/2012 7:48:44 AM |
| LiveNow | $25.00 | 12/6/2012 4:27:28 PM |
| whitegoldira | $150.00 | 12/6/2012 11:00:12 AM |
| weiyinsan | $30.00 | 12/6/2012 2:12:27 PM |
| goodhearted-basis4 | $25.00 | 12/7/2012 12:36:23 AM |
| kindness-warmth3 | $50.00 | 12/7/2012 10:42:46 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 1:34:39 PM |
| Nazbuster | $75.00 | 12/7/2012 4:36:06 PM |
| aganippe | $25.00 | 12/7/2012 6:46:19 PM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:27 PM |
| affluence-tambourine | $25.00 | 12/9/2012 11:05:06 PM |
| meteoric-asset8 | $93.59 | 12/10/2012 12:29:12 PM |
| fairness-booster9 | $25.00 | 12/10/2012 8:02:30 PM |
| best-income-fertilizer | $100.00 | 12/11/2012 6:53:07 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:10 AM |
| red-active-note | $25.00 | 12/11/2012 12:37:29 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:23 AM |
| Edakers | $25.00 | 12/11/2012 1:49:53 PM |
| helpful-deal1 | $25.00 | 12/11/2012 4:06:49 PM |
| point-hunter4 | $25.00 | 12/11/2012 4:33:02 PM |
| Christus_Victor | $25.00 | 12/11/2012 10:24:27 PM |
| EretzCapital | $25.00 | 12/12/2012 7:16:33 AM |
| buddy486 | $25.00 | 12/12/2012 6:52:35 AM |
| Orthosie | $2.93 | 12/12/2012 8:42:36 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:18 AM |
| return-point2 | $100.00 | 12/5/2012 9:41:12 AM |
| cahjoon | $25.00 | 12/5/2012 9:51:04 AM |
| formula842 | $25.00 | 12/5/2012 9:31:31 AM |
| obduro_1 | $25.00 | 12/5/2012 10:41:19 AM |
| moremax | $33.00 | 12/5/2012 9:34:13 AM |
| nickel-ferret | $25.00 | 12/5/2012 10:47:59 AM |
| riskreward | $250.00 | 12/5/2012 10:51:35 AM |
| compassion-twister2 | $50.00 | 12/5/2012 10:00:54 AM |
| brilliant-balance | $50.00 | 12/5/2012 11:42:08 AM |
| transaction-seahorse0 | $25.00 | 12/5/2012 10:50:28 AM |
| engaging-worth | $25.00 | 12/5/2012 11:04:32 AM |
| cash-delight1 | $25.00 | 12/5/2012 10:53:55 AM |
| sisepuede | $25.00 | 12/5/2012 10:44:40 PM |
| CFOGO | $25.00 | 12/6/2012 4:44:48 AM |
| market-maximizer472 | $25.00 | 12/6/2012 6:36:49 AM |
| Eric_Gagne | $25.00 | 12/6/2012 7:39:56 AM |
| HD-4-Life | $67.50 | 12/6/2012 4:03:54 PM |
| BlessedEveryDay | $25.00 | 12/6/2012 1:31:08 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:03 PM |
| heerzaquestion | $50.00 | 12/7/2012 5:24:05 AM |
| cello1 | $25.00 | 12/7/2012 4:16:59 PM |
| nycfinance | $25.00 | 12/7/2012 5:21:21 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:52 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:58 PM |
| Aceangel | $25.00 | 12/8/2012 2:00:58 AM |
| nvhm | $25.00 | 12/8/2012 6:30:24 PM |
| mlm_invests | $25.00 | 12/9/2012 9:57:33 AM |
| Socorro_Capital_Partners | $25.01 | 12/10/2012 8:53:32 AM |
| Roundhouse | $125.00 | 12/9/2012 10:45:20 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:42 AM |
| helping-out | $30.00 | 12/10/2012 4:40:46 PM |
| a-finance-nirvana | $25.00 | 12/10/2012 5:40:03 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:50 PM |
| smart-kindness8 | $25.00 | 12/10/2012 7:05:15 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:08 AM |
| OGS_Capital | $25.00 | 12/11/2012 10:14:52 AM |
| CashFlowLender | $50.00 | 12/11/2012 4:18:12 PM |
| contract-amigo7 | $25.00 | 12/11/2012 6:16:45 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:28 PM |
| wwwUniversal | $25.00 | 12/11/2012 6:33:39 PM |
| diversification-cycle4 | $40.97 | 12/12/2012 6:38:30 AM |
| coin-popcorn | $25.00 | 12/12/2012 7:34:27 AM |
| persistent-income2 | $25.00 | 12/12/2012 8:35:41 AM |
| Josphine | $25.00 | 12/12/2012 5:23:42 AM |
| Leshan | $50.00 | 12/12/2012 6:21:18 AM |
| kinetic-loot436 | $200.00 | 12/12/2012 3:11:59 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
679478
This series of Notes was issued and sold upon the funding of the borrower loan #79323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,243.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.74% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $725.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,063 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agile-affluence0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $19000
Monthly expenses: $9000
Housing: $4600
Insurance: $200
Car expenses: $1300
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $400
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| red-duty-carrier | $25.00 | 11/30/2012 10:36:32 AM |
| return-point2 | $100.00 | 11/30/2012 11:28:25 AM |
| liberty-tostada7 | $50.00 | 11/30/2012 2:09:31 PM |
| thrilling-point2 | $40.00 | 11/30/2012 4:10:36 PM |
| transaction-seahorse0 | $25.00 | 11/30/2012 4:38:18 PM |
| vutah | $45.00 | 11/30/2012 2:18:56 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:35 PM |
| deal-vibrato | $25.00 | 12/6/2012 10:16:16 AM |
| new-start18100 | $25.00 | 12/6/2012 10:30:58 AM |
| Kaj | $25.00 | 12/6/2012 10:21:03 AM |
| deal-selector5 | $25.00 | 12/6/2012 10:42:41 AM |
| dunkard13 | $100.00 | 12/6/2012 6:24:21 PM |
| Zorro_970 | $100.00 | 12/6/2012 5:39:37 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:26 PM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:16 AM |
| pierrelasvegas | $25.00 | 12/7/2012 4:09:20 AM |
| Harry | $75.00 | 12/7/2012 9:53:40 AM |
| enchanted-investment447 | $100.00 | 12/7/2012 10:03:58 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:19 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:32 AM |
| commerce-artisan8 | $50.00 | 12/7/2012 5:50:57 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:42 PM |
| payout-paradise5 | $25.00 | 12/8/2012 1:18:07 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:25 PM |
| wildanne | $50.00 | 12/10/2012 9:43:11 AM |
| wealth-competitor | $25.00 | 12/11/2012 10:13:06 AM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:49 AM |
| lionheart722 | $25.00 | 12/11/2012 10:00:27 AM |
| Haydn-sav | $25.00 | 12/11/2012 10:16:39 AM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:19 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:14:10 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:37 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:07 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:08 AM |
| stollcm | $25.00 | 12/12/2012 1:36:40 PM |
| balance-force | $28.00 | 12/12/2012 1:52:19 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:38 PM |
| mummey | $50.00 | 12/12/2012 6:31:01 PM |
| responsibility-aurora | $25.00 | 12/12/2012 4:20:39 PM |
| bazaar-festivity | $25.00 | 12/13/2012 10:07:13 AM |
| subtle-leverage4 | $25.00 | 12/13/2012 2:01:24 PM |
| coin-trumpet | $44.00 | 12/13/2012 10:16:39 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:23 AM |
| jjd2 | $25.00 | 12/13/2012 5:43:50 PM |
| pollosquawk | $26.00 | 12/13/2012 5:51:03 PM |
| britgsb | $25.00 | 12/13/2012 6:54:24 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:23 AM |
| Munnie | $50.00 | 12/14/2012 6:10:43 AM |
| adaptable-benefit6 | $25.00 | 12/13/2012 9:19:15 PM |
| triguy | $600.00 | 12/14/2012 8:50:29 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:02 AM |
| decisive-income7 | $1,000.00 | 12/3/2012 10:01:34 AM |
| Wrats6 | $25.00 | 11/30/2012 9:30:31 AM |
| compassion-twister2 | $100.00 | 11/30/2012 9:56:09 AM |
| berniemadeoff | $70.00 | 11/30/2012 10:38:33 AM |
| octoberfresh | $25.00 | 11/30/2012 11:09:48 AM |
| WalnutCreekguy | $50.00 | 11/30/2012 11:38:32 AM |
| riskreward | $250.00 | 11/30/2012 4:39:56 PM |
| valiant-return584 | $50.00 | 11/30/2012 5:32:49 PM |
| commerce-venture1 | $25.00 | 11/30/2012 11:10:47 PM |
| Plow_n_Sow | $25.00 | 12/1/2012 6:26:37 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:28:45 AM |
| toblerone | $25.00 | 12/5/2012 7:54:23 PM |
| bright-idea11 | $25.00 | 12/6/2012 10:18:53 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:00 AM |
| prudent-dough458 | $25.00 | 12/6/2012 10:36:21 AM |
| Tscheddar | $25.00 | 12/6/2012 10:52:14 AM |
| dunox | $75.00 | 12/6/2012 5:31:15 PM |
| organized-commerce4 | $25.00 | 12/6/2012 11:07:07 AM |
| monster4 | $50.00 | 12/6/2012 5:35:41 PM |
| tech310 | $50.00 | 12/6/2012 5:45:51 PM |
| fulfilling-bazaar4 | $100.00 | 12/6/2012 5:07:42 PM |
| justreturns | $25.00 | 12/6/2012 6:48:02 PM |
| j2ee | $50.00 | 12/6/2012 5:25:48 PM |
| E-2 | $100.00 | 12/6/2012 5:29:33 PM |
| successful-agreement7 | $100.00 | 12/6/2012 5:36:37 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:05 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:24 AM |
| amicablenemesis | $50.00 | 12/7/2012 9:03:58 AM |
| kulender | $100.00 | 12/7/2012 1:18:54 PM |
| commerce-gargantuan2 | $25.00 | 12/7/2012 12:25:06 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:21 PM |
| NickelSteamroller | $25.00 | 12/7/2012 5:19:34 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:38:56 PM |
| dominickf | $50.00 | 12/8/2012 2:08:34 PM |
| massuot | $25.00 | 12/9/2012 6:22:03 AM |
| simplelender80 | $75.00 | 12/9/2012 2:00:54 PM |
| dukeiyer | $25.00 | 12/10/2012 9:38:34 AM |
| givemethatmoney | $25.00 | 12/10/2012 1:32:30 PM |
| truth-companion | $25.00 | 12/11/2012 10:46:02 AM |
| cr8on | $30.00 | 12/11/2012 5:08:57 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:18 AM |
| djh47a | $25.00 | 12/12/2012 1:22:47 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:39 PM |
| cardminger | $25.00 | 12/12/2012 6:26:57 PM |
| hero007 | $50.00 | 12/13/2012 9:02:52 AM |
| gold-cluster | $100.00 | 12/13/2012 6:23:13 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:24 PM |
| Ripsaw4U | $50.00 | 12/13/2012 1:06:13 PM |
| wampum-taiko4 | $25.00 | 12/13/2012 5:48:03 PM |
| BankofRon_IRA | $100.00 | 12/13/2012 5:16:52 PM |
| penny-firestarter | $25.00 | 12/13/2012 10:05:35 PM |
| nanda | $25.00 | 12/14/2012 9:01:08 AM |
| credit-socrates648 | $1,100.00 | 12/14/2012 8:49:49 AM |
| life-is-great | $25.00 | 12/14/2012 6:13:54 AM |
| Index_Plus | $6,000.00 | 12/14/2012 8:47:09 AM |
| reinforced-gain7 | $500.00 | 12/14/2012 8:51:26 AM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
679670
This series of Notes was issued and sold upon the funding of the borrower loan #79441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,195.06 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 4.99% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 17.47% |
Borrower rate/APR:
| 18.47% / 20.88% |
Monthly payment:
| $474.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.59% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,343 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-splendor770 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $1270
Housing: $347
Insurance: $73
Car expenses: $80
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| new-start18100 | $25.00 | 12/2/2012 1:05:16 PM |
| deal-vibrato | $25.00 | 12/3/2012 9:49:03 AM |
| credit-adventurer313 | $25.00 | 12/3/2012 10:15:02 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:32 AM |
| wetlands | $200.00 | 12/3/2012 9:48:28 AM |
| franzzua | $25.00 | 12/4/2012 5:18:28 PM |
| dunkard13 | $100.00 | 12/5/2012 9:08:45 AM |
| windguy | $50.00 | 12/5/2012 10:52:30 AM |
| tech310 | $50.00 | 12/6/2012 10:27:11 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:18 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:57 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:29 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:46 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:20 PM |
| kulender | $100.00 | 12/7/2012 1:19:00 PM |
| money-bauble | $100.00 | 12/8/2012 12:43:38 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:05 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:43 AM |
| ell25 | $50.00 | 12/10/2012 8:30:16 PM |
| cr8on | $30.00 | 12/11/2012 5:09:12 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:58 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:36 AM |
| balance-force | $28.00 | 12/12/2012 1:52:28 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:29:32 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:28 AM |
| dunox | $25.00 | 12/13/2012 12:14:15 PM |
| anacent | $25.00 | 12/13/2012 10:26:23 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:08 AM |
| cutter21 | $25.00 | 12/14/2012 6:06:11 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:21 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:34 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:43 AM |
| TomDalonajay | $25.00 | 12/15/2012 12:11:55 PM |
| first-careful-currency | $195.00 | 12/15/2012 10:46:05 AM |
| LeReve | $500.00 | 12/15/2012 11:29:11 AM |
| reward-walnut | $25.00 | 12/15/2012 12:02:59 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:37 PM |
| reflective-cash0 | $50.00 | 12/15/2012 12:23:05 PM |
| auction-sage | $51.00 | 12/15/2012 11:17:19 AM |
| 6moonbeams | $33.00 | 12/15/2012 12:31:52 PM |
| Washington_Loan | $25.00 | 12/15/2012 12:47:50 PM |
| urbane-income7 | $25.00 | 12/15/2012 12:05:48 PM |
| rautility | $50.00 | 12/15/2012 12:07:02 PM |
| bold-liberty-spartan | $25.00 | 12/15/2012 1:31:04 PM |
| loyalty-sherpa | $25.00 | 12/15/2012 1:31:12 PM |
| hostbank | $100.00 | 12/15/2012 1:32:07 PM |
| orange-dollar-raccoon | $50.00 | 12/15/2012 1:32:18 PM |
| DadWarbucks | $25.00 | 12/15/2012 1:35:41 PM |
| orderandprogress | $50.00 | 12/15/2012 1:37:03 PM |
| hope-eagle6 | $25.00 | 12/15/2012 12:14:38 PM |
| MadHun | $200.00 | 12/15/2012 1:39:00 PM |
| transparency-baton | $25.00 | 12/15/2012 1:39:18 PM |
| Investoman | $25.00 | 12/15/2012 12:17:40 PM |
| gavinfh | $25.00 | 12/15/2012 1:41:22 PM |
| durability-caravan4 | $25.00 | 12/15/2012 1:42:12 PM |
| the-shrewd-wampum | $25.00 | 12/15/2012 1:43:46 PM |
| cozy-note | $25.00 | 12/15/2012 1:46:26 PM |
| wealth-performer054 | $100.00 | 12/15/2012 1:13:56 PM |
| TheCount | $25.00 | 12/15/2012 1:53:57 PM |
| progressive-economy261 | $400.00 | 12/15/2012 1:54:50 PM |
| Amused1 | $25.00 | 12/15/2012 1:59:45 PM |
| enthralling-investment | $25.00 | 12/15/2012 2:00:10 PM |
| SecondChanceLendingSERV | $25.00 | 12/15/2012 1:27:04 PM |
| perls | $85.00 | 12/15/2012 1:29:10 PM |
| platinum-genetics | $25.00 | 12/15/2012 1:32:02 PM |
| Preteur | $25.00 | 12/15/2012 1:33:08 PM |
| bonus-birch4 | $25.00 | 12/15/2012 1:34:02 PM |
| CasaDeTomas | $50.00 | 12/15/2012 1:44:05 PM |
| flexible-value | $50.00 | 12/15/2012 1:44:43 PM |
| TwinF | $25.00 | 12/15/2012 2:07:41 PM |
| Taz-Man-IIWIS | $25.00 | 12/15/2012 12:58:21 PM |
| hitsman | $50.00 | 12/15/2012 2:09:09 PM |
| Cutts | $25.00 | 12/15/2012 2:09:27 PM |
| chief64 | $200.00 | 12/15/2012 1:48:42 PM |
| unassassinable | $25.00 | 12/15/2012 2:24:42 PM |
| ohnezweck | $50.00 | 12/15/2012 1:50:04 PM |
| nex | $25.00 | 12/15/2012 2:27:15 PM |
| tender-commerce8 | $50.00 | 12/15/2012 1:50:26 PM |
| cash-reaction2 | $25.00 | 12/15/2012 1:07:08 PM |
| spa5 | $25.00 | 12/15/2012 1:53:53 PM |
| hope-motor1 | $25.00 | 12/15/2012 2:42:28 PM |
| leeball | $50.00 | 12/15/2012 1:11:02 PM |
| cash-spinner | $25.00 | 12/15/2012 3:07:57 PM |
| samo102us | $25.00 | 12/15/2012 1:15:37 PM |
| first-graceful-contract | $25.00 | 12/15/2012 5:10:04 PM |
| payment-labyrinth9 | $25.00 | 12/15/2012 1:28:13 PM |
| earth70s | $25.00 | 12/15/2012 8:49:53 PM |
| Zane314 | $50.00 | 12/15/2012 1:35:58 PM |
| BlindJoeDeath | $50.00 | 12/15/2012 1:38:02 PM |
| jblack01 | $25.00 | 12/15/2012 2:08:03 PM |
| important-gold5 | $25.00 | 12/15/2012 1:39:42 PM |
| rogue_monster | $50.00 | 12/15/2012 1:41:23 PM |
| principal-trombone | $34.00 | 12/15/2012 1:44:10 PM |
| red-eloquent-rupee | $50.00 | 12/15/2012 1:44:35 PM |
| angelinvestor2 | $40.00 | 12/15/2012 1:45:50 PM |
| Opportunity4you | $25.00 | 12/15/2012 2:21:12 PM |
| pooksat | $25.00 | 12/16/2012 8:36:22 AM |
| Investor_DP | $100.00 | 12/15/2012 2:36:11 PM |
| Interloper | $25.00 | 12/16/2012 9:20:08 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:05 AM |
| reasonable-greenback | $25.00 | 12/15/2012 2:46:39 PM |
| Headhunter14 | $30.00 | 12/15/2012 2:49:52 PM |
| five-star-euro3 | $25.00 | 12/15/2012 1:51:00 PM |
| lender2611 | $25.00 | 12/15/2012 1:54:57 PM |
| rupee-artisan | $25.00 | 12/15/2012 1:58:24 PM |
| urbane-duty560 | $50.00 | 12/15/2012 1:59:22 PM |
| sbsahm | $25.00 | 12/15/2012 2:00:28 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:00:47 PM |
| worth-web5 | $50.00 | 12/15/2012 2:07:53 PM |
| no_agenda_lender | $25.00 | 12/15/2012 2:08:31 PM |
| prosha | $25.00 | 12/16/2012 8:32:28 AM |
| new-gold-wrangler | $1,000.00 | 12/15/2012 2:13:18 PM |
| Jeon303 | $25.00 | 12/15/2012 2:15:13 PM |
| cnovak | $25.00 | 12/15/2012 2:22:10 PM |
| Investitall | $25.00 | 12/16/2012 10:46:30 AM |
| Dream-Maker06 | $25.00 | 12/16/2012 11:18:53 AM |
| well-mannered-income3 | $110.00 | 12/15/2012 5:19:28 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:38:47 PM |
| shadargroup | $25.00 | 12/16/2012 10:10:30 AM |
| DreDub | $25.00 | 12/16/2012 10:57:51 AM |
| bowdish1 | $25.00 | 12/2/2012 1:12:27 PM |
| CreditBuilder2 | $25.06 | 12/2/2012 1:40:31 PM |
| gravbox | $25.00 | 12/2/2012 2:08:54 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:25 AM |
| repayment-pagoda8 | $100.00 | 12/3/2012 9:33:25 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:41 AM |
| riskreward | $250.00 | 12/3/2012 5:52:34 PM |
| profitable-fairness1 | $75.00 | 12/4/2012 7:52:12 AM |
| fulfilling-bazaar4 | $100.00 | 12/4/2012 6:36:00 PM |
| Haydn-sav | $25.00 | 12/5/2012 9:43:00 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:51 AM |
| persistent-dinero953 | $25.00 | 12/5/2012 1:21:26 PM |
| Lender2895a | $125.00 | 12/6/2012 8:13:56 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:54:28 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:19 PM |
| KryptonWare-com | $25.00 | 12/7/2012 5:12:50 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:29 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:18 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:31 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:38 AM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:02 AM |
| ready-vigilance3 | $25.00 | 12/11/2012 7:16:57 PM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:12 AM |
| djh47a | $25.00 | 12/12/2012 1:14:30 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:11 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:48 PM |
| compoundinterest | $25.00 | 12/13/2012 9:52:56 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:50 PM |
| Avicell | $25.00 | 12/13/2012 6:21:11 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:24 AM |
| bazaar-festivity | $25.00 | 12/14/2012 9:44:19 AM |
| 6515Wheat | $25.00 | 12/14/2012 5:41:36 PM |
| scholarly-liberty3 | $25.00 | 12/14/2012 5:47:14 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:55 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:16 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:01 AM |
| BobRand | $50.00 | 12/15/2012 6:20:55 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:22 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:27 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:53 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:16 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:37 AM |
| invincible-deal82 | $25.00 | 12/15/2012 12:04:14 PM |
| repayment-chihuahua3 | $25.00 | 12/15/2012 12:16:08 PM |
| flexible-return297 | $25.00 | 12/15/2012 12:20:05 PM |
| finance-kayak30 | $28.00 | 12/15/2012 11:16:30 AM |
| durability-goat644 | $25.00 | 12/15/2012 12:33:28 PM |
| supreme-exchange547 | $25.00 | 12/15/2012 12:40:38 PM |
| unforgettable-wealth4 | $50.00 | 12/15/2012 12:49:58 PM |
| gulch | $25.00 | 12/15/2012 12:15:15 PM |
| magical-credit523 | $25.00 | 12/15/2012 12:25:44 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:56 PM |
| Arvicco | $110.00 | 12/15/2012 11:28:46 AM |
| frooogal | $25.00 | 12/15/2012 11:38:39 AM |
| market-assembler | $50.00 | 12/15/2012 1:26:22 PM |
| riproaringrapids | $50.00 | 12/15/2012 1:27:17 PM |
| the-laudable-peso | $40.00 | 12/15/2012 1:29:15 PM |
| pound-mushroom3 | $25.00 | 12/15/2012 12:54:47 PM |
| wtrboy | $25.00 | 12/15/2012 1:29:49 PM |
| saffron4 | $25.00 | 12/15/2012 1:35:44 PM |
| deal-secret-agent | $25.00 | 12/15/2012 1:35:51 PM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:38 PM |
| useful-p2ploan | $25.00 | 12/15/2012 1:00:51 PM |
| awe-inspiring-commitment972 | $37.00 | 12/15/2012 1:01:07 PM |
| salandstef | $25.00 | 12/15/2012 1:38:57 PM |
| MiscFunds | $25.00 | 12/15/2012 1:39:15 PM |
| IP | $25.00 | 12/15/2012 12:18:41 PM |
| KeepOnRunning | $33.00 | 12/15/2012 12:25:10 PM |
| haplender | $50.00 | 12/15/2012 1:51:18 PM |
| tkr2 | $25.00 | 12/15/2012 1:52:44 PM |
| rescue | $100.00 | 12/15/2012 12:36:00 PM |
| mvalley | $25.00 | 12/15/2012 12:39:12 PM |
| DirtyJenga | $25.00 | 12/15/2012 1:27:52 PM |
| stable-euro1 | $25.00 | 12/15/2012 1:34:10 PM |
| wayman | $25.00 | 12/15/2012 12:50:22 PM |
| Railbird | $50.00 | 12/15/2012 1:36:00 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:48 PM |
| Cronos | $50.00 | 12/15/2012 2:07:26 PM |
| friendly-gold | $25.00 | 12/15/2012 2:10:23 PM |
| rate-authority2 | $25.00 | 12/15/2012 2:14:34 PM |
| american6 | $50.00 | 12/15/2012 1:03:09 PM |
| revenue-circuit1 | $25.00 | 12/15/2012 1:48:49 PM |
| velocity-javelin8 | $25.00 | 12/15/2012 1:49:26 PM |
| the-dollar-topper | $122.00 | 12/15/2012 1:08:59 PM |
| CPAMAN | $25.00 | 12/15/2012 1:11:28 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:51:10 PM |
| resolute-worth4 | $25.00 | 12/15/2012 1:58:13 PM |
| orange-courageous-dedication | $25.00 | 12/15/2012 1:25:54 PM |
| Cash-Flow | $1,500.00 | 12/15/2012 1:30:18 PM |
| duty-windmill | $25.00 | 12/15/2012 1:35:48 PM |
| EnglishGeekInNYC | $25.00 | 12/15/2012 1:36:26 PM |
| enticing-note | $25.00 | 12/15/2012 1:37:53 PM |
| gold-commander0 | $25.00 | 12/15/2012 2:07:48 PM |
| zone6 | $56.00 | 12/15/2012 2:08:24 PM |
| figs4u2 | $100.00 | 12/15/2012 1:39:59 PM |
| durability-alien3 | $50.00 | 12/15/2012 1:41:04 PM |
| dinero-ecstasy3 | $25.00 | 12/15/2012 2:09:52 PM |
| Cheburashka | $30.00 | 12/15/2012 1:43:28 PM |
| joe_matadatz | $25.00 | 12/16/2012 6:13:04 AM |
| brightest-breathtaking-finance | $40.00 | 12/15/2012 1:45:52 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:50 PM |
| enchanted-note | $25.00 | 12/15/2012 2:17:34 PM |
| authentic-liberty7 | $25.00 | 12/15/2012 2:22:36 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:48:58 PM |
| bluesky55 | $25.00 | 12/15/2012 1:49:54 PM |
| Tylerh | $250.00 | 12/15/2012 1:50:55 PM |
| quest0 | $50.00 | 12/15/2012 4:03:41 PM |
| the-silver-blaster | $75.00 | 12/15/2012 1:55:51 PM |
| ferocious-exchange3 | $25.00 | 12/15/2012 1:56:09 PM |
| nickel-mad-scientist | $25.00 | 12/15/2012 1:57:24 PM |
| smart-loan7 | $25.00 | 12/16/2012 11:34:50 AM |
| HLender | $30.00 | 12/15/2012 6:25:29 PM |
| Mucman72 | $25.00 | 12/15/2012 6:55:05 PM |
| jpac1066 | $25.00 | 12/15/2012 7:30:32 PM |
| Bob450 | $25.00 | 12/15/2012 9:40:49 PM |
| peace-photon1 | $50.00 | 12/15/2012 2:09:01 PM |
| Incredible_Bob | $25.00 | 12/15/2012 2:10:18 PM |
| inspired-investment8 | $73.00 | 12/15/2012 2:13:20 PM |
| intuitive-benefit3 | $100.00 | 12/15/2012 2:14:52 PM |
| compassion-bauble4 | $25.00 | 12/15/2012 2:40:13 PM |
| dreammachine | $50.00 | 12/15/2012 2:42:59 PM |
| 241 Investments
|
Borrower Payment Dependent Notes Series
680288
This series of Notes was issued and sold upon the funding of the borrower loan #79411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,440 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-mammalian5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate loans
My financial situation: Good
I am a good candidate for this loan because...I have a good credit history
Monthly net income: $1,600.00
Monthly expenses: $1,100.00
Housing: $ 0
Insurance: $ 120.00
Car expenses: $500.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $ 100.00
Credit cards and other loans: $380.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 12/2/2012 12:26:36 PM |
| nevee | $25.00 | 12/2/2012 12:20:19 PM |
| deal-selector5 | $25.00 | 12/2/2012 12:31:27 PM |
| berniemadeoff | $40.00 | 12/2/2012 2:42:23 PM |
| RJN | $25.00 | 12/2/2012 12:40:34 PM |
| octoberfresh | $25.00 | 12/2/2012 1:06:35 PM |
| asset-professor | $35.00 | 12/3/2012 9:34:30 AM |
| treasure-bliss | $50.00 | 12/3/2012 7:23:52 AM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 9:27:33 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:30 AM |
| wise-charming-reward | $300.00 | 12/3/2012 10:38:47 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:05 PM |
| NickelSteamroller | $25.00 | 12/5/2012 10:02:39 AM |
| YampaQuant | $25.00 | 12/5/2012 10:27:20 AM |
| jetavana | $25.00 | 12/5/2012 11:21:28 AM |
| jgar_O | $35.00 | 12/5/2012 6:42:08 PM |
| Lender2895a | $125.00 | 12/6/2012 8:13:57 AM |
| Investor_DP | $100.00 | 12/6/2012 10:27:46 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:19 AM |
| E-2 | $100.00 | 12/6/2012 5:29:55 PM |
| Winged_Inspirations | $25.00 | 12/7/2012 11:31:18 AM |
| wealth-competitor | $25.00 | 12/7/2012 5:26:51 PM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:53 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:20 PM |
| CASSHMAN | $100.00 | 12/7/2012 8:35:05 PM |
| dominickf | $50.00 | 12/8/2012 2:08:39 PM |
| drkosh | $25.00 | 12/9/2012 11:00:12 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:31 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:06 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:44 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:23 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:58 PM |
| worlds-best-commerce5 | $50.00 | 12/11/2012 8:23:02 PM |
| flexible-rate1 | $25.00 | 12/12/2012 9:04:04 AM |
| little_lender1 | $100.00 | 12/12/2012 10:09:08 AM |
| djh47a | $50.00 | 12/12/2012 12:58:57 PM |
| balance-force | $28.00 | 12/12/2012 1:52:29 PM |
| investorguy3000 | $25.00 | 12/12/2012 10:26:58 PM |
| first-class-yield9 | $25.00 | 12/13/2012 6:58:43 AM |
| hml | $50.00 | 12/13/2012 1:52:26 AM |
| loyalist1 | $100.00 | 12/13/2012 8:12:46 AM |
| careful-vigilance4 | $25.00 | 12/13/2012 10:20:27 AM |
| miked8303 | $75.00 | 12/13/2012 6:28:44 PM |
| authoritative-platinum7 | $50.00 | 12/13/2012 6:36:30 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:08 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:19 PM |
| Isaac007 | $50.00 | 12/14/2012 7:45:20 AM |
| NoFate | $25.00 | 12/14/2012 9:58:54 AM |
| Elefunt | $25.00 | 12/14/2012 9:05:11 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:22 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:49 PM |
| platinum-boss2 | $25.00 | 12/14/2012 10:44:52 AM |
| cajunguy | $30.00 | 12/14/2012 3:15:49 PM |
| newest-credit-catapult | $25.00 | 12/14/2012 4:00:03 PM |
| careful-note1 | $25.42 | 12/15/2012 6:24:11 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:14 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:54 AM |
| kind-durability-battalion | $125.00 | 12/15/2012 10:20:46 AM |
| zorg77 | $100.00 | 12/15/2012 9:23:26 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:35 PM |
| marketplace-cello5 | $25.00 | 12/15/2012 12:06:52 PM |
| nowits10 | $25.00 | 12/15/2012 12:10:48 PM |
| revenue-innovator1 | $32.89 | 12/15/2012 12:24:24 PM |
| TronMedici | $50.00 | 12/15/2012 12:12:35 PM |
| special-dinero553 | $25.00 | 12/15/2012 11:13:02 AM |
| pierrelasvegas | $25.00 | 12/15/2012 11:13:32 AM |
| shaps | $50.00 | 12/15/2012 11:19:51 AM |
| zone8 | $100.00 | 12/15/2012 12:15:49 PM |
| gristle | $25.00 | 12/15/2012 12:16:06 PM |
| Miklot | $30.00 | 12/15/2012 12:19:41 PM |
| wise-rupee-sanctuary | $28.00 | 12/15/2012 12:22:29 PM |
| scholarly-order6 | $30.00 | 12/2/2012 1:31:47 PM |
| WalnutCreekguy | $50.00 | 12/2/2012 12:34:08 PM |
| return-point2 | $100.00 | 12/2/2012 12:34:30 PM |
| formula842 | $25.00 | 12/2/2012 12:37:58 PM |
| SLN-10 | $50.00 | 12/2/2012 1:27:08 PM |
| one-midas | $25.00 | 12/2/2012 9:27:03 PM |
| scholarly-order6 | $25.00 | 12/3/2012 4:45:08 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:57:02 AM |
| lovely-currency3 | $50.00 | 12/3/2012 5:37:00 PM |
| Nipper99 | $100.00 | 12/3/2012 10:49:04 PM |
| LuvToLend | $25.00 | 12/4/2012 9:18:28 AM |
| Kaj | $25.00 | 12/4/2012 10:41:39 AM |
| ideal-peace5 | $100.00 | 12/4/2012 5:18:23 PM |
| kenji4861 | $25.00 | 12/4/2012 5:36:34 PM |
| new-start18100 | $25.00 | 12/4/2012 6:59:01 PM |
| BostonCapital | $100.00 | 12/5/2012 9:13:36 AM |
| missing-link | $25.00 | 12/5/2012 11:15:13 AM |
| zipemdown | $25.00 | 12/6/2012 6:06:40 PM |
| successful-agreement7 | $100.00 | 12/7/2012 9:15:23 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:35 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:14:09 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:03 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:23 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:32 PM |
| helpbestican | $25.00 | 12/9/2012 5:53:22 PM |
| bright-idea11 | $25.00 | 12/10/2012 6:11:05 PM |
| gain-chosen-one081 | $25.00 | 12/10/2012 5:37:24 PM |
| Ben_Graham | $25.00 | 12/11/2012 12:53:01 PM |
| kind-important-liberty9 | $25.00 | 12/11/2012 12:24:34 PM |
| payment-gusto | $25.00 | 12/11/2012 4:42:16 PM |
| intuitive-velocity4 | $25.00 | 12/11/2012 5:10:17 PM |
| cr8on | $30.00 | 12/11/2012 5:09:13 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:36:08 PM |
| evilkats | $50.00 | 12/12/2012 7:53:35 PM |
| ethical-truth211 | $200.00 | 12/12/2012 6:13:10 PM |
| supersarah61 | $25.00 | 12/12/2012 5:17:37 PM |
| luann199 | $25.00 | 12/13/2012 9:43:21 AM |
| hero007 | $50.00 | 12/13/2012 9:03:06 AM |
| Nojukbong | $50.00 | 12/13/2012 2:47:55 PM |
| forthright-trade | $35.00 | 12/13/2012 2:23:59 PM |
| accelerator96 | $25.00 | 12/13/2012 3:59:11 PM |
| mountain_slope | $25.00 | 12/13/2012 6:06:30 PM |
| cah1942 | $25.00 | 12/13/2012 9:10:32 PM |
| Kumasan | $108.00 | 12/13/2012 9:45:02 PM |
| felicity-fertilizer6 | $25.00 | 12/14/2012 4:18:44 AM |
| subtle-bill727 | $25.00 | 12/13/2012 5:52:56 PM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:45 PM |
| market-pudding | $25.00 | 12/14/2012 6:55:56 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:41 AM |
| orearella3 | $30.00 | 12/14/2012 9:27:36 AM |
| 168RichCapital | $25.12 | 12/14/2012 7:29:06 AM |
| intelligent-yield | $28.00 | 12/14/2012 9:07:38 AM |
| thelovebug | $94.00 | 12/14/2012 9:48:13 AM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:52 AM |
| Peleadona | $25.00 | 12/14/2012 11:39:01 AM |
| ethicalhumanist | $50.00 | 12/14/2012 11:46:49 AM |
| theaterguy | $30.00 | 12/14/2012 12:59:44 PM |
| payout-thinker7 | $25.00 | 12/14/2012 1:24:27 PM |
| 1SteelerFan | $25.00 | 12/14/2012 2:38:44 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:09 PM |
| Comoparklender | $25.00 | 12/14/2012 10:38:42 AM |
| mercuriant | $25.00 | 12/14/2012 9:59:42 AM |
| JC_12 | $50.00 | 12/14/2012 11:30:49 AM |
| LesErin600 | $25.00 | 12/14/2012 2:26:06 PM |
| gold-sushi | $25.00 | 12/14/2012 10:15:50 AM |
| yield-hut | $25.00 | 12/14/2012 5:44:25 PM |
| toomanyfishtanks | $50.00 | 12/14/2012 2:41:30 PM |
| Tscheddar | $25.00 | 12/14/2012 3:18:39 PM |
| fantastic-wampum1 | $76.00 | 12/14/2012 5:48:53 PM |
| mlm_invests | $25.00 | 12/14/2012 7:59:25 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:06 AM |
| imdave4me | $68.15 | 12/15/2012 5:55:39 AM |
| heart514 | $25.00 | 12/15/2012 12:01:32 PM |
| nanda | $25.00 | 12/15/2012 12:03:49 PM |
| MasterTech33 | $32.42 | 12/15/2012 6:25:13 AM |
| invincible-deal82 | $25.00 | 12/15/2012 12:04:15 PM |
| NotOprah | $26.00 | 12/15/2012 12:07:28 PM |
| NewOrleans2012 | $25.00 | 12/15/2012 12:08:25 PM |
| silver-enlightenment0 | $25.00 | 12/15/2012 12:09:34 PM |
| jbeyeler | $25.00 | 12/15/2012 12:10:23 PM |
| shmb6508 | $50.00 | 12/15/2012 12:11:47 PM |
| income-rocker2 | $50.00 | 12/15/2012 12:17:22 PM |
| Canidae | $25.00 | 12/15/2012 12:24:03 PM |
| larslfe | $25.00 | 12/15/2012 12:04:50 PM |
| HamachiMan | $50.00 | 12/15/2012 12:05:25 PM |
| coolnatkat | $25.00 | 12/15/2012 12:05:57 PM |
| ivadood | $26.00 | 12/15/2012 12:07:39 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:50 AM |
| first-pragmatic-power | $25.00 | 12/15/2012 12:02:03 PM |
| ASR3 | $47.00 | 12/15/2012 12:03:24 PM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:39 PM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:57 PM |
| SDKiwi | $25.00 | 12/15/2012 12:17:25 PM |
| tremendous-payment | $25.00 | 12/15/2012 12:19:26 PM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
680306
This series of Notes was issued and sold upon the funding of the borrower loan #79375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 98% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 38y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,709 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| society793 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $50.00 | 12/2/2012 12:06:06 PM |
| transparency-position | $25.00 | 12/2/2012 12:07:31 PM |
| valiant-return584 | $50.00 | 12/2/2012 12:13:04 PM |
| deal-vibrato | $25.00 | 12/2/2012 12:27:29 PM |
| WalnutCreekguy | $50.00 | 12/2/2012 12:34:08 PM |
| octoberfresh | $25.00 | 12/2/2012 1:06:36 PM |
| liberty-tostada7 | $50.00 | 12/2/2012 2:07:55 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:40:02 AM |
| credit-adventurer313 | $25.00 | 12/3/2012 7:23:23 PM |
| dunkard13 | $100.00 | 12/10/2012 5:24:09 PM |
| loan-fate | $50.00 | 12/10/2012 6:08:29 PM |
| monster4 | $50.00 | 12/10/2012 5:53:13 PM |
| pierrelasvegas | $25.00 | 12/11/2012 9:21:24 AM |
| gain-chosen-one081 | $25.00 | 12/11/2012 10:50:00 AM |
| E-2 | $100.00 | 12/11/2012 5:26:06 PM |
| dunox | $75.00 | 12/11/2012 5:27:30 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:23 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:36 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:59 PM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 9:35:39 AM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:28 AM |
| thepillowsack | $25.00 | 12/13/2012 9:34:25 AM |
| adaboy65 | $100.00 | 12/13/2012 5:32:58 PM |
| finance-prescription | $58.00 | 12/14/2012 9:04:16 AM |
| 1randyp | $25.00 | 12/14/2012 9:10:11 AM |
| CalBear08 | $33.33 | 12/14/2012 9:10:31 AM |
| 108-IRA | $51.00 | 12/14/2012 9:20:16 AM |
| nimble-revenue5 | $100.00 | 12/14/2012 10:38:57 AM |
| velocity-solo | $25.00 | 12/14/2012 10:00:48 AM |
| social-cocktail1 | $76.00 | 12/14/2012 9:16:32 AM |
| economy-producer | $25.00 | 12/14/2012 5:00:48 PM |
| bewitching-dollar5 | $100.00 | 12/14/2012 5:04:08 PM |
| versatile-dime442 | $633.00 | 12/14/2012 5:11:22 PM |
| repayment-walnut2 | $25.00 | 12/14/2012 5:15:51 PM |
| sjc224 | $25.00 | 12/14/2012 5:17:44 PM |
| fairness-musician3 | $25.00 | 12/14/2012 9:59:59 AM |
| washboard1 | $25.00 | 12/14/2012 5:22:07 PM |
| social-conductor4 | $25.00 | 12/14/2012 1:24:53 PM |
| new-gold-wrangler | $1,000.00 | 12/14/2012 5:28:40 PM |
| fervent-repayment | $100.00 | 12/14/2012 5:32:02 PM |
| robust-diversification3 | $50.00 | 12/14/2012 5:47:41 PM |
| statuesque-affluence058 | $25.00 | 12/14/2012 5:53:50 PM |
| top-investment-american | $25.00 | 12/14/2012 5:54:43 PM |
| best-witty-income | $25.00 | 12/14/2012 5:11:37 PM |
| money-vista | $25.00 | 12/14/2012 5:12:21 PM |
| melodious-fairness | $50.00 | 12/14/2012 5:14:04 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:56 PM |
| MakeItPour | $25.00 | 12/14/2012 10:54:17 AM |
| rcflick | $25.00 | 12/14/2012 6:12:47 PM |
| proper-exchange8 | $32.00 | 12/14/2012 5:20:48 PM |
| Smartgrowth40 | $50.00 | 12/14/2012 5:34:16 PM |
| benevolent-bonus | $25.00 | 12/14/2012 5:34:40 PM |
| unassuming-p2ploan774 | $40.00 | 12/14/2012 5:37:15 PM |
| justice-economist | $25.00 | 12/14/2012 5:40:08 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:33 PM |
| youthful-currency959 | $100.00 | 12/14/2012 5:44:44 PM |
| magnitude787 | $30.00 | 12/14/2012 5:46:18 PM |
| on_your_side | $25.00 | 12/14/2012 5:47:36 PM |
| Washington_University_MBA | $25.00 | 12/14/2012 5:56:11 PM |
| new-intuitive-dime | $25.00 | 12/14/2012 5:03:39 PM |
| jstefans | $25.00 | 12/14/2012 5:04:35 PM |
| Reinadog9 | $25.00 | 12/14/2012 6:15:59 PM |
| wise-engrossing-transparency | $25.00 | 12/14/2012 5:19:20 PM |
| bountiful-social976 | $50.00 | 12/14/2012 5:21:16 PM |
| blazing-capital2 | $250.00 | 12/14/2012 5:27:06 PM |
| cp-family | $75.00 | 12/14/2012 5:30:04 PM |
| rupee-master6 | $25.00 | 12/14/2012 5:34:42 PM |
| yield-hut | $25.00 | 12/14/2012 5:44:26 PM |
| green-loyalty-web | $25.00 | 12/14/2012 5:50:47 PM |
| Toby1montana | $50.00 | 12/14/2012 5:55:12 PM |
| best-charming-leverage | $50.00 | 12/14/2012 5:58:09 PM |
| Argbargle | $25.00 | 12/14/2012 6:00:53 PM |
| handshake5 | $100.00 | 12/14/2012 6:01:53 PM |
| kindness-electron577 | $25.00 | 12/14/2012 6:03:52 PM |
| Midwestvalues | $100.00 | 12/14/2012 6:04:58 PM |
| CAGE-Investments | $25.00 | 12/14/2012 6:07:06 PM |
| bold-decisive-kindness | $25.00 | 12/14/2012 6:07:10 PM |
| rysil | $35.00 | 12/14/2012 6:09:03 PM |
| escharfer | $25.00 | 12/14/2012 6:19:05 PM |
| wampum-optimization | $25.00 | 12/14/2012 6:19:35 PM |
| truth-haven5 | $25.00 | 12/14/2012 6:21:32 PM |
| return-point2 | $100.00 | 12/2/2012 12:34:31 PM |
| berniemadeoff | $35.00 | 12/2/2012 2:45:01 PM |
| Interest2thePeople | $100.00 | 12/3/2012 9:12:13 AM |
| thrilling-fund427 | $50.00 | 12/3/2012 9:22:24 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:26 AM |
| zipemdown | $25.00 | 12/6/2012 6:06:40 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:40 AM |
| kulender | $50.00 | 12/10/2012 5:28:07 PM |
| power-spartan5 | $25.00 | 12/10/2012 6:24:32 PM |
| truth-companion | $25.00 | 12/11/2012 10:46:23 AM |
| dukeiyer | $25.00 | 12/11/2012 9:40:02 AM |
| gold-sushi | $25.00 | 12/11/2012 10:30:05 AM |
| tech310 | $50.00 | 12/11/2012 10:22:36 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:18:11 PM |
| money-bauble | $100.00 | 12/12/2012 10:04:53 AM |
| balance-force | $28.00 | 12/12/2012 1:52:29 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:48 PM |
| pragmatic-auction8 | $50.00 | 12/12/2012 6:11:40 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:07:31 AM |
| gold-cluster | $100.00 | 12/13/2012 6:23:20 AM |
| scarlet-velvet | $50.08 | 12/12/2012 10:57:45 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:08 AM |
| bold-worth-wrangler | $25.00 | 12/14/2012 9:55:25 AM |
| Munnie | $50.00 | 12/14/2012 6:10:48 AM |
| decisive-return611 | $100.00 | 12/14/2012 9:46:54 AM |
| mummey | $50.00 | 12/14/2012 9:23:29 AM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:50 PM |
| BankofRon_IRA | $100.00 | 12/14/2012 5:07:13 PM |
| saihu | $25.00 | 12/14/2012 5:14:08 PM |
| professional-vigilance9 | $100.00 | 12/14/2012 5:15:16 PM |
| CC911 | $25.00 | 12/14/2012 10:58:35 AM |
| P2P_Investor | $59.00 | 12/14/2012 9:54:15 AM |
| self-reliant-integrity0 | $50.00 | 12/14/2012 5:19:18 PM |
| natural-interest7 | $25.00 | 12/14/2012 5:21:14 PM |
| rescue | $100.00 | 12/14/2012 5:26:44 PM |
| svandgts | $25.00 | 12/14/2012 5:32:30 PM |
| tolerant-responsibility051 | $1,219.00 | 12/14/2012 5:34:20 PM |
| red-power-pecan | $50.00 | 12/14/2012 5:39:03 PM |
| love-interest | $25.00 | 12/14/2012 5:42:13 PM |
| silver-saber | $84.00 | 12/14/2012 5:48:47 PM |
| new-sharp-leverage | $25.00 | 12/14/2012 5:54:16 PM |
| tender-commerce8 | $45.00 | 12/14/2012 10:41:20 AM |
| rate-angel9 | $50.00 | 12/14/2012 5:13:41 PM |
| responsibility-magnate | $30.00 | 12/14/2012 5:59:01 PM |
| visionary-payout274 | $25.00 | 12/14/2012 6:18:50 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:33 PM |
| money-surge1 | $25.00 | 12/14/2012 5:37:41 PM |
| ore-authority2 | $50.00 | 12/14/2012 5:42:35 PM |
| cash-reaction2 | $25.00 | 12/14/2012 5:46:05 PM |
| scholarly-liberty3 | $25.00 | 12/14/2012 5:47:14 PM |
| interstellar | $75.00 | 12/14/2012 5:49:42 PM |
| money51282 | $100.00 | 12/14/2012 5:56:43 PM |
| shmb6508 | $50.00 | 12/14/2012 5:59:05 PM |
| durability-ace9 | $25.00 | 12/14/2012 5:59:25 PM |
| rebelduke | $25.00 | 12/14/2012 6:10:29 PM |
| wwwUniversal | $25.00 | 12/14/2012 6:20:45 PM |
| structure9 | $25.00 | 12/14/2012 6:23:13 PM |
| moviedaze | $25.00 | 12/14/2012 5:26:28 PM |
| p2ploan-lion | $25.00 | 12/14/2012 5:31:11 PM |
| ElPadrino0 | $25.00 | 12/14/2012 5:31:43 PM |
| yield-lion | $25.00 | 12/14/2012 5:37:12 PM |
| golden-cat | $25.00 | 12/14/2012 5:45:24 PM |
| wowlender | $25.00 | 12/14/2012 5:46:30 PM |
| EBITDA | $25.00 | 12/14/2012 5:57:39 PM |
| thrifty-funds1 | $25.00 | 12/14/2012 5:59:12 PM |
| traice | $25.00 | 12/14/2012 6:00:33 PM |
| cospilot | $25.00 | 12/14/2012 6:04:29 PM |
| Beld | $50.00 | 12/14/2012 6:07:34 PM |
| CapitalismRocks | $25.00 | 12/14/2012 6:11:40 PM |
| duty-viola | $35.00 | 12/14/2012 6:18:05 PM |
| SnE | $50.00 | 12/14/2012 6:20:00 PM |
| lively-nickel2 | $25.00 | 12/14/2012 6:21:30 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
680322
This series of Notes was issued and sold upon the funding of the borrower loan #79372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $321.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 22y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,351 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| AuntKicki |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay-off high interest credit cards.
My financial situation:
I am a good candidate for this loan because of stable job and financially responsible
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $31.02 | 12/1/2012 12:04:14 PM |
| Zolton | $300.00 | 12/1/2012 12:14:07 PM |
| blot44 | $25.00 | 12/1/2012 9:46:40 PM |
| CreditBuilder2 | $50.05 | 12/1/2012 2:47:22 PM |
| compassion-twister2 | $50.00 | 12/2/2012 12:08:18 PM |
| UncleBuffett | $75.00 | 12/2/2012 5:35:16 AM |
| GoldenKoi | $100.00 | 12/2/2012 4:14:42 AM |
| windguy | $50.00 | 12/3/2012 9:59:59 AM |
| supersarah61 | $25.00 | 12/3/2012 4:38:07 PM |
| Castellan | $50.00 | 12/4/2012 10:20:43 AM |
| gold-hero4 | $50.00 | 12/4/2012 6:18:07 PM |
| transparency-sequoia6 | $100.00 | 12/5/2012 10:40:49 AM |
| auction-iris9 | $120.00 | 12/5/2012 5:33:18 PM |
| Rivervale_Westwood | $25.00 | 12/5/2012 5:16:28 PM |
| loan-mongoose1 | $25.00 | 12/5/2012 7:14:25 PM |
| tender-integrity3 | $100.00 | 12/5/2012 6:29:19 PM |
| Investoman | $25.00 | 12/6/2012 9:13:07 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:54 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:52:53 AM |
| AFairDeal | $25.00 | 12/7/2012 9:43:05 AM |
| american6 | $50.00 | 12/7/2012 9:59:00 AM |
| proper-exchange8 | $50.00 | 12/8/2012 1:09:32 PM |
| openness-enforcer76 | $25.00 | 12/8/2012 7:25:02 PM |
| tenacious-payout | $25.00 | 12/9/2012 8:02:24 AM |
| dharma1 | $25.00 | 12/8/2012 5:39:17 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:39 AM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:39 PM |
| antlr | $25.00 | 12/9/2012 7:44:05 PM |
| value-caravan | $25.00 | 12/10/2012 5:12:17 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:34 PM |
| tender-wealth0 | $25.00 | 12/11/2012 10:04:01 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:55 AM |
| dunox | $75.00 | 12/11/2012 5:27:05 PM |
| hope-wrangler1 | $50.00 | 12/11/2012 5:13:23 PM |
| power-defender7 | $60.00 | 12/11/2012 5:39:47 PM |
| Jakono | $25.00 | 12/11/2012 6:41:29 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:40 PM |
| bill-booster5 | $25.00 | 12/11/2012 8:12:30 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:32 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:14 AM |
| djs81 | $75.00 | 12/12/2012 10:16:33 AM |
| cardminger | $25.00 | 12/12/2012 6:27:11 PM |
| subtle-revenue0 | $25.00 | 12/13/2012 9:34:29 AM |
| deegeeman | $25.00 | 12/13/2012 10:47:00 AM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:25 AM |
| moola-gondola1 | $25.00 | 12/13/2012 5:39:29 PM |
| jjd2 | $25.00 | 12/13/2012 5:43:51 PM |
| GreenLender11 | $100.00 | 12/13/2012 6:05:45 PM |
| awwaww | $25.00 | 12/13/2012 6:32:45 PM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:12 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:50 PM |
| anacent | $25.00 | 12/13/2012 10:26:22 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:42 AM |
| EnglishGeekInNYC | $25.00 | 12/14/2012 9:28:30 AM |
| Actuary | $25.00 | 12/13/2012 9:38:08 PM |
| finance-fan7 | $25.00 | 12/14/2012 6:01:10 AM |
| agile-diversification2 | $25.00 | 12/14/2012 9:08:26 AM |
| gold-web4 | $28.00 | 12/14/2012 11:57:34 AM |
| octoberfresh | $25.00 | 12/14/2012 12:58:41 PM |
| mgd | $50.00 | 12/14/2012 3:40:10 PM |
| nickel-circuitry | $25.00 | 12/14/2012 5:04:37 PM |
| TC_12June12 | $25.00 | 12/14/2012 5:05:43 PM |
| get30inc | $50.00 | 12/14/2012 5:06:47 PM |
| ultimatepaintball | $25.00 | 12/14/2012 5:09:32 PM |
| gracej | $25.00 | 12/14/2012 5:13:06 PM |
| finance-hope | $25.00 | 12/14/2012 5:18:01 PM |
| aviente | $25.00 | 12/14/2012 10:04:05 AM |
| unforgettable-wealth4 | $50.00 | 12/14/2012 5:14:13 PM |
| dukem | $25.00 | 12/14/2012 5:17:43 PM |
| velocity-solo | $25.00 | 12/14/2012 10:50:41 AM |
| squweech | $25.00 | 12/14/2012 5:20:44 PM |
| joyful-worth486 | $25.00 | 12/14/2012 5:07:11 PM |
| pipopirate | $25.00 | 12/14/2012 5:10:17 PM |
| orange-euro-searcher | $25.00 | 12/14/2012 5:12:47 PM |
| RocketSurgeon | $25.00 | 12/14/2012 5:14:18 PM |
| benjamins-utopia | $100.00 | 12/14/2012 5:16:35 PM |
| downtownfarm | $25.00 | 12/14/2012 5:17:05 PM |
| thezfunk | $25.00 | 12/14/2012 5:21:12 PM |
| indomitable-coin | $25.00 | 12/1/2012 12:27:17 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:45 PM |
| loot-prescription3 | $25.00 | 12/1/2012 1:16:08 PM |
| neighborly-hope6 | $100.00 | 12/1/2012 1:54:33 PM |
| bazaar-tulip | $25.00 | 12/1/2012 1:49:04 PM |
| corndog4000 | $30.00 | 12/1/2012 2:41:19 PM |
| Plow_n_Sow | $50.00 | 12/1/2012 5:31:19 PM |
| riskreward | $250.00 | 12/3/2012 9:58:46 AM |
| Arvicco | $400.00 | 12/3/2012 10:01:13 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:09 AM |
| compoundinterest | $25.00 | 12/5/2012 6:03:08 PM |
| magical-credit523 | $25.00 | 12/5/2012 6:42:28 PM |
| first-sharp-payout5 | $100.00 | 12/5/2012 6:58:55 PM |
| knowledgeable-silver6 | $25.00 | 12/5/2012 7:07:04 PM |
| market-maximizer472 | $25.00 | 12/6/2012 6:45:01 AM |
| Avala | $100.00 | 12/7/2012 12:23:55 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:44 AM |
| bowdish1 | $75.00 | 12/7/2012 10:57:57 AM |
| simplelender80 | $75.00 | 12/9/2012 2:01:28 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:27 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:36 AM |
| Senechal | $25.00 | 12/11/2012 4:26:08 AM |
| KHODADAD | $25.00 | 12/11/2012 7:11:58 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:08 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:18 AM |
| Night01Hawk25 | $50.00 | 12/12/2012 7:36:53 AM |
| worth-rocket0 | $30.00 | 12/12/2012 8:11:16 AM |
| djh47a | $25.00 | 12/12/2012 1:14:28 PM |
| innocent-loot | $25.00 | 12/12/2012 5:51:55 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:09 PM |
| nuclearmoose | $50.00 | 12/13/2012 9:36:22 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:11 PM |
| penny-injector8 | $25.00 | 12/14/2012 12:16:25 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:20 AM |
| BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:38 PM |
| elasermd | $100.00 | 12/13/2012 6:27:07 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:12 AM |
| lighthouseman | $50.00 | 12/13/2012 9:17:12 PM |
| obedient-payout0 | $25.00 | 12/14/2012 9:18:40 AM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:39:09 PM |
| cablenews | $100.00 | 12/14/2012 9:36:52 AM |
| EvalCrux | $50.00 | 12/14/2012 10:39:41 AM |
| Taxman44 | $25.00 | 12/14/2012 5:06:01 PM |
| MoneyMA | $25.00 | 12/14/2012 5:06:44 PM |
| smurf163 | $50.00 | 12/14/2012 5:09:24 PM |
| MrG27 | $25.00 | 12/14/2012 5:10:20 PM |
| ecstatic-kindness4 | $50.00 | 12/14/2012 5:11:06 PM |
| ms48105 | $25.00 | 12/14/2012 5:15:34 PM |
| duty-plum | $100.00 | 12/14/2012 5:21:23 PM |
| deal-tycoon | $45.70 | 12/14/2012 1:02:59 PM |
| fair-funds | $25.00 | 12/14/2012 5:25:03 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:32 PM |
| trustu | $50.00 | 12/14/2012 5:04:29 PM |
| mindful-generosity1 | $50.00 | 12/14/2012 5:04:45 PM |
| Tylerh | $250.00 | 12/14/2012 5:05:30 PM |
| pound-idol543 | $50.00 | 12/14/2012 5:05:41 PM |
| murren | $25.00 | 12/14/2012 5:09:07 PM |
| jocephus | $25.00 | 12/14/2012 5:09:28 PM |
| postalwhiz | $25.00 | 12/14/2012 5:09:58 PM |
| well-mannered-power8 | $25.00 | 12/14/2012 5:10:56 PM |
| brainy-dedication | $50.00 | 12/14/2012 5:16:12 PM |
| investment-pro4 | $50.00 | 12/14/2012 5:16:32 PM |
| TheYellowDart | $25.00 | 12/14/2012 5:18:22 PM |
| adventurer447 | $145.23 | 12/14/2012 5:25:31 PM |
| Index_Plus | $5,000.00 | 12/14/2012 12:28:13 PM |
| crown-year | $2,000.00 | 12/14/2012 1:08:05 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:48 PM |
| illustrado | $25.00 | 12/14/2012 5:04:16 PM |
| deal-cowbell695 | $25.00 | 12/14/2012 5:04:48 PM |
| heyokafinancial | $25.00 | 12/14/2012 5:06:49 PM |
| Great-Mom | $25.00 | 12/14/2012 5:07:18 PM |
| Aimvest | $25.00 | 12/14/2012 5:09:37 PM |
| flo_rida | $200.00 | 12/14/2012 5:13:36 PM |
| camaraderi-popcorn | $25.00 | 12/14/2012 5:14:00 PM |
| bobodog | $50.00 | 12/14/2012 5:14:48 PM |
| a-unflappable-finance | $100.00 | 12/14/2012 5:15:07 PM |
| Shawnw | $25.00 | 12/14/2012 5:17:18 PM |
| best-bonafide-p2p | $50.00 | 12/14/2012 5:17:20 PM |
| AgentCash | $25.00 | 12/14/2012 5:18:04 PM |
| circuitfive | $25.00 | 12/14/2012 5:18:26 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 5:22:52 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
680474
This series of Notes was issued and sold upon the funding of the borrower loan #79553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $445.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,571 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enticing-gain069 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay my creditcards
My financial situation:
I am a good candidate for this loan because...I know I'm asking for an amount that I can pay In the time I'm requesting.
Monthly net income: $3800
Monthly expenses: $
Housing: $1350
Insurance:
Car expenses: $330+130 insurence
Utilities: $192
Phone, cable, internet: $240
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jddorsey | $50.00 | 12/11/2012 10:04:16 AM |
| Win_With_P2P | $30.00 | 12/4/2012 5:13:29 PM |
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:03 PM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:34:48 PM |
| gravbox | $25.00 | 12/4/2012 7:18:34 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:19:03 PM |
| courteous-trade229 | $25.00 | 12/5/2012 8:09:41 AM |
| phenomenal-rate1 | $293.00 | 12/5/2012 10:33:05 AM |
| radiant-dollar9 | $148.00 | 12/5/2012 10:48:57 AM |
| dedicated-contract755 | $40.00 | 12/5/2012 5:26:53 PM |
| toblerone | $25.00 | 12/5/2012 7:54:36 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:22 AM |
| prudent-dough458 | $25.00 | 12/6/2012 10:36:22 AM |
| deal-vibrato | $25.00 | 12/6/2012 5:39:57 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:39 AM |
| octoberfresh | $25.00 | 12/7/2012 6:53:28 AM |
| gentle-gain235 | $100.00 | 12/7/2012 9:13:18 AM |
| qsolo | $25.00 | 12/7/2012 9:03:26 AM |
| windguy | $50.00 | 12/7/2012 9:30:19 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:10 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:43 PM |
| Interloper | $25.00 | 12/8/2012 9:31:10 AM |
| goat361 | $30.00 | 12/8/2012 1:34:53 PM |
| BostonCapital | $100.00 | 12/8/2012 12:54:44 PM |
| lionheart722 | $25.00 | 12/9/2012 12:17:00 PM |
| heroic-payout9 | $25.00 | 12/9/2012 11:24:37 AM |
| uncl-sammy | $25.00 | 12/9/2012 11:28:54 PM |
| new-start18100 | $25.00 | 12/10/2012 9:23:39 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:52 AM |
| YampaQuant | $25.00 | 12/10/2012 9:24:18 AM |
| bright-idea11 | $25.00 | 12/10/2012 6:11:06 PM |
| ericgassercom | $25.00 | 12/11/2012 9:22:55 AM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:04 PM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:38:44 AM |
| dunkard13 | $100.00 | 12/11/2012 10:02:09 AM |
| Mommo | $50.00 | 12/11/2012 5:15:19 PM |
| kind-euro-mirth | $50.00 | 12/11/2012 5:20:18 PM |
| wetlands | $200.00 | 12/11/2012 5:44:15 PM |
| dime-mandolin9 | $50.00 | 12/11/2012 5:33:23 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:46 PM |
| HoosierDaddie | $300.00 | 12/11/2012 5:21:54 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:35:51 PM |
| riskreward | $250.00 | 12/11/2012 5:54:33 PM |
| KCEnterprises | $25.00 | 12/11/2012 5:55:38 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:52 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:29 PM |
| cr8on | $30.00 | 12/12/2012 9:46:38 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:27:58 PM |
| balance-force | $28.00 | 12/12/2012 1:52:46 PM |
| Endeavour | $150.00 | 12/12/2012 5:47:20 PM |
| john0720 | $25.00 | 12/12/2012 6:23:56 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:14 PM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 9:02:43 AM |
| Haydn-sav | $25.00 | 12/13/2012 5:27:20 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:58 PM |
| LoanerPrincipal | $25.00 | 12/13/2012 7:07:11 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:56 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:29 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:02 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:39 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:16 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 12:37:44 PM |
| joe_matadatz | $25.00 | 12/15/2012 11:39:30 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:45 AM |
| ready-agreement5 | $25.00 | 12/15/2012 12:54:54 PM |
| reward-walnut | $25.00 | 12/15/2012 12:03:03 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:08 PM |
| Cai8899 | $25.00 | 12/15/2012 12:30:04 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:16:57 PM |
| Ripsaw4U | $28.00 | 12/15/2012 2:40:38 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:06 PM |
| dordee | $52.27 | 12/16/2012 12:25:15 PM |
| gethsemane4 | $25.00 | 12/16/2012 12:41:01 PM |
| vivacious-fund2 | $25.00 | 12/16/2012 12:54:36 PM |
| adir1 | $25.00 | 12/16/2012 9:08:19 AM |
| bountiful-bid6 | $250.00 | 12/16/2012 9:21:49 AM |
| benjamin67 | $25.00 | 12/16/2012 1:49:05 PM |
| P2P4me | $400.00 | 12/16/2012 6:05:23 AM |
| Reefwalker | $25.00 | 12/16/2012 11:54:50 PM |
| crown-year | $1,000.00 | 12/17/2012 6:05:14 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:19 AM |
| xtrabuck | $50.00 | 12/17/2012 8:20:09 AM |
| cognizant-fund927 | $100.00 | 12/17/2012 8:59:38 AM |
| standanddeliver | $43.00 | 12/17/2012 9:00:38 AM |
| RevREB | $25.00 | 12/16/2012 12:18:51 PM |
| commerce-viking1 | $50.00 | 12/16/2012 12:28:35 PM |
| abundant-power | $25.00 | 12/17/2012 9:18:43 AM |
| ethical-truth211 | $100.00 | 12/16/2012 7:14:30 PM |
| a-currency-magnate | $25.00 | 12/16/2012 8:06:00 PM |
| designer_10 | $25.00 | 12/16/2012 9:19:47 PM |
| pennybypenny | $50.00 | 12/17/2012 9:40:37 AM |
| shaps | $25.00 | 12/17/2012 9:42:43 AM |
| Leshan | $50.00 | 12/17/2012 7:39:46 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:27:59 PM |
| Felici_Finance | $25.00 | 12/17/2012 8:05:38 AM |
| tmdmf | $25.00 | 12/16/2012 6:46:50 PM |
| agreement-welder | $25.00 | 12/16/2012 8:05:48 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:20 PM |
| ethical-truth211 | $100.00 | 12/17/2012 11:29:54 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:14 AM |
| compatible-deal9 | $25.00 | 12/17/2012 12:24:01 PM |
| 08bob | $25.00 | 12/17/2012 1:25:58 AM |
| Digger85 | $100.00 | 12/17/2012 4:39:21 AM |
| wise-virtuous-vigilance | $26.00 | 12/17/2012 9:40:08 AM |
| blueshound | $25.00 | 12/17/2012 7:38:31 AM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:03 AM |
| wwwUniversal | $25.00 | 12/17/2012 9:01:03 AM |
| enchanted-investment447 | $100.00 | 12/17/2012 9:02:11 AM |
| justice-star9 | $25.00 | 12/17/2012 10:28:52 AM |
| AdamDB | $25.00 | 12/17/2012 9:17:31 AM |
| dukeiyer | $25.00 | 12/17/2012 11:06:57 AM |
| chac | $200.00 | 12/17/2012 12:16:03 PM |
| crown-year | $261.56 | 12/17/2012 12:32:33 PM |
| cutter21 | $25.00 | 12/17/2012 10:16:57 AM |
| murtaza | $250.00 | 12/17/2012 12:18:13 PM |
| doublediamond | $25.00 | 12/17/2012 12:25:06 PM |
| bowdish1 | $25.00 | 12/4/2012 5:37:39 PM |
| entertaining-dollar298 | $25.00 | 12/4/2012 6:07:03 PM |
| natural-worth9 | $100.00 | 12/4/2012 7:56:04 PM |
| cash-delight1 | $25.00 | 12/4/2012 6:33:07 PM |
| JeremyLinFan | $30.00 | 12/4/2012 6:57:22 PM |
| wise-charming-reward | $500.00 | 12/5/2012 4:46:09 AM |
| Nipper99 | $100.00 | 12/5/2012 5:45:38 AM |
| corndog4000 | $30.00 | 12/4/2012 7:43:45 PM |
| nevee | $25.00 | 12/5/2012 5:48:39 PM |
| listing-flower2 | $100.00 | 12/5/2012 9:23:10 PM |
| compassion-twister2 | $100.00 | 12/6/2012 11:54:23 AM |
| Harry | $75.00 | 12/6/2012 5:04:22 PM |
| repayment-pagoda8 | $100.00 | 12/6/2012 5:32:46 PM |
| sharp-platinum326 | $25.00 | 12/6/2012 5:13:58 PM |
| affluence-microscope2 | $200.00 | 12/6/2012 5:22:02 PM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:36 AM |
| tech310 | $47.00 | 12/7/2012 9:12:13 AM |
| special-dinero553 | $25.00 | 12/7/2012 9:19:29 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:14 AM |
| persistent-dinero953 | $25.00 | 12/7/2012 4:14:29 PM |
| dominickf | $50.00 | 12/8/2012 2:08:47 PM |
| marketplace-singularity3 | $85.00 | 12/8/2012 6:35:59 PM |
| p2pelstiltskin8 | $25.00 | 12/9/2012 1:12:00 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:14 PM |
| luann199 | $25.00 | 12/9/2012 12:22:04 PM |
| helpbestican | $25.00 | 12/9/2012 6:12:45 PM |
| franzzua | $25.00 | 12/10/2012 9:42:46 AM |
| wise-honorable-rate | $25.00 | 12/10/2012 7:59:26 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:31 AM |
| redmumba | $50.00 | 12/11/2012 12:30:08 AM |
| enriching-trade2 | $50.00 | 12/11/2012 10:02:06 AM |
| Edakers | $25.00 | 12/11/2012 1:51:37 PM |
| Nazbuster | $50.00 | 12/11/2012 1:55:05 PM |
| kalamari | $30.00 | 12/11/2012 1:03:40 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:16:45 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:05 PM |
| amicablenemesis | $50.00 | 12/12/2012 9:42:51 AM |
| djh47a | $50.00 | 12/12/2012 12:59:02 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:31 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:56 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:26 PM |
| Avicell | $25.00 | 12/13/2012 6:21:24 PM |
| principal-cooker2 | $50.00 | 12/14/2012 9:13:03 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:37 AM |
| anacent | $25.00 | 12/13/2012 10:26:38 PM |
| TeamAmerica | $25.00 | 12/14/2012 10:14:57 AM |
| pleasant-listing712 | $25.00 | 12/14/2012 4:07:36 PM |
| fortytwo | $100.00 | 12/14/2012 5:21:39 PM |
| Money_Hog | $25.00 | 12/15/2012 9:14:33 AM |
| abundanceforever | $52.50 | 12/15/2012 11:10:48 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:50 AM |
| BobRand | $50.00 | 12/15/2012 6:20:59 AM |
| kulender | $100.00 | 12/15/2012 9:24:07 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:59 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:59 PM |
| B2152 | $25.00 | 12/16/2012 7:37:19 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:10 AM |
| hitsman | $50.00 | 12/16/2012 12:03:19 PM |
| bonafide-cash | $150.00 | 12/15/2012 8:03:01 PM |
| Loan_shark718 | $25.00 | 12/16/2012 8:42:51 AM |
| silver-breeze3 | $30.67 | 12/16/2012 10:03:30 AM |
| five-star-principal0 | $25.00 | 12/16/2012 12:46:15 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:15 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:46 PM |
| chato2345 | $25.00 | 12/16/2012 11:49:59 AM |
| leverage-boomer0 | $25.00 | 12/16/2012 4:35:55 PM |
| natural-worth9 | $200.00 | 12/17/2012 9:21:44 AM |
| ectasy683 | $25.00 | 12/16/2012 8:21:58 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:39 PM |
| sunny-dough9 | $200.00 | 12/16/2012 9:15:29 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:07 PM |
| restless-nickel158 | $50.00 | 12/17/2012 9:34:19 AM |
| wilchik | $30.00 | 12/17/2012 5:00:27 AM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:44 AM |
| proud-pound4 | $25.00 | 12/16/2012 1:51:53 PM |
| supersarah61 | $25.00 | 12/16/2012 1:55:37 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:49 PM |
| balance-tamer7 | $100.00 | 12/17/2012 11:00:25 AM |
| cerebral-dollar773 | $25.00 | 12/17/2012 11:02:27 AM |
| investorguy3000 | $25.00 | 12/16/2012 8:03:46 PM |
| Digs | $25.00 | 12/17/2012 5:06:01 AM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:11:52 AM |
| bid-fluffy-bunny3 | $25.00 | 12/17/2012 9:04:56 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:39 PM |
| jdrez | $50.00 | 12/17/2012 12:20:02 PM |
| currency-persimmon | $25.00 | 12/17/2012 10:01:24 AM |
| appcoder | $40.00 | 12/17/2012 11:40:28 AM |
| 203 Investments
|
Borrower Payment Dependent Notes Series
680668
This series of Notes was issued and sold upon the funding of the borrower loan #79191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Nov-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-06-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 10m |
|
Amount delinquent:
| $314 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,457 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| golden-dollar8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... remodel my mothers bathroom
My financial situation:
I am a good candidate for this loan because... I don't have many financial obligations and I pay my bills on time. I have a secure job as well. Thank you!
Monthly net income: $8172
Monthly expenses: $
Housing: $700
Insurance: $50
Car expenses: $425
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: 300
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 11/30/2012 5:14:10 PM |
| asset-professor | $35.00 | 11/30/2012 5:34:20 PM |
| lowrater | $50.40 | 11/30/2012 6:59:31 PM |
| withering-flounder | $75.00 | 11/30/2012 5:04:39 PM |
| DasMula | $25.00 | 11/30/2012 5:28:01 PM |
| Sagamore | $40.00 | 11/30/2012 5:36:35 PM |
| RGlad | $100.00 | 11/30/2012 5:46:19 PM |
| Rogelio48 | $25.00 | 12/1/2012 7:43:16 AM |
| CA-Lender | $25.00 | 11/30/2012 8:18:09 PM |
| payment-halo | $25.00 | 11/30/2012 7:56:50 PM |
| TumbleWeed88 | $25.00 | 12/1/2012 12:36:34 PM |
| fulfilling-bazaar4 | $100.00 | 12/1/2012 8:38:16 PM |
| tender-ore | $25.00 | 12/1/2012 7:15:00 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:14 PM |
| LuvToLend | $25.00 | 12/2/2012 12:35:00 PM |
| euro-eagle1 | $29.25 | 12/2/2012 3:30:35 PM |
| DevinHill_IRA | $25.00 | 12/2/2012 10:09:23 PM |
| justasoldier | $100.00 | 12/2/2012 6:02:51 PM |
| dudebrah | $25.00 | 12/3/2012 9:48:13 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:57:52 AM |
| responsible-worth113 | $35.00 | 12/3/2012 3:08:42 PM |
| moneylender25 | $25.00 | 12/3/2012 5:21:24 PM |
| zorg77 | $25.00 | 12/4/2012 11:50:28 AM |
| bold-decisive-kindness | $25.00 | 12/4/2012 2:29:50 PM |
| 6_kids_college_fund | $25.00 | 12/4/2012 11:42:42 AM |
| Whipster | $50.00 | 12/4/2012 6:51:43 PM |
| 2020longterm | $25.00 | 12/4/2012 7:23:47 PM |
| Endeavour | $150.00 | 12/4/2012 6:58:04 PM |
| MeggieStardust | $25.00 | 12/4/2012 11:48:56 PM |
| 01a_MrUSC_IRA | $25.00 | 12/5/2012 5:52:23 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:10 AM |
| LC3-commerce | $55.00 | 12/5/2012 10:55:40 AM |
| Lubava | $25.00 | 12/5/2012 8:11:41 PM |
| One_Lolo | $50.00 | 12/6/2012 6:32:44 AM |
| Tscheddar | $25.00 | 12/6/2012 5:49:31 AM |
| greencat | $50.00 | 12/6/2012 7:16:34 AM |
| azafranke | $70.59 | 12/6/2012 8:40:37 AM |
| sincere-funds470 | $100.00 | 12/6/2012 9:53:55 AM |
| natural-affluence6 | $25.00 | 11/30/2012 9:02:05 PM |
| 84928429 | $25.00 | 11/30/2012 5:44:39 PM |
| methodical-interest039 | $40.00 | 11/30/2012 5:13:02 PM |
| 113121 | $450.00 | 11/30/2012 5:09:18 PM |
| Nco | $100.00 | 11/30/2012 5:18:12 PM |
| gotjack-IRA | $25.00 | 11/30/2012 5:55:54 PM |
| felicity-contributor3 | $25.00 | 11/30/2012 6:15:44 PM |
| open-minded-p2p1 | $25.00 | 11/30/2012 6:05:25 PM |
| vutah | $45.00 | 11/30/2012 6:45:49 PM |
| janeybooboo | $94.83 | 12/1/2012 2:25:39 AM |
| real-return | $35.00 | 12/2/2012 9:50:45 AM |
| real-return2 | $30.00 | 12/2/2012 9:53:49 AM |
| roux | $25.00 | 12/1/2012 2:54:49 PM |
| ultimate-peace | $225.00 | 12/1/2012 7:10:24 PM |
| Risk4Reward | $25.00 | 12/1/2012 11:49:30 PM |
| Wangchuk | $25.14 | 12/2/2012 4:39:00 PM |
| nonattender | $45.00 | 12/3/2012 9:13:27 AM |
| CreditBuilder2 | $25.03 | 12/3/2012 11:29:53 AM |
| 01a_MrUSC_IRA | $25.00 | 12/3/2012 5:32:41 PM |
| the-inspired-justice | $25.00 | 12/3/2012 11:41:05 PM |
| toblerone | $25.00 | 12/4/2012 10:47:52 AM |
| joyous-peace443 | $25.00 | 12/4/2012 10:36:36 AM |
| integrity-doctor | $100.00 | 12/4/2012 12:50:31 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:02 PM |
| deepblue34 | $35.00 | 12/4/2012 7:05:15 PM |
| smart-transparency099 | $25.00 | 12/4/2012 8:27:02 PM |
| 01a_MrUSC_IRA | $25.00 | 12/5/2012 5:40:39 AM |
| Investor_DP | $184.00 | 12/5/2012 9:37:32 AM |
| VAMUSIC | $29.57 | 12/5/2012 6:17:41 AM |
| glroark | $100.00 | 12/5/2012 8:19:50 AM |
| SimpleChoice | $25.00 | 12/5/2012 10:04:18 AM |
| careful-vigilance4 | $25.00 | 12/5/2012 10:34:03 AM |
| gothampark | $25.00 | 12/5/2012 8:03:29 PM |
| Engineer44 | $25.00 | 12/5/2012 7:19:03 PM |
| oxnard | $75.00 | 12/6/2012 8:23:49 AM |
| sincere-funds470 | $46.19 | 12/6/2012 9:54:54 AM |
| dannycarter10 | $25.00 | 12/6/2012 9:51:15 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
680712
This series of Notes was issued and sold upon the funding of the borrower loan #79697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,945.58 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $824.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
11 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,807 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-trumpeter6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...excellent credit and worthy risk profile
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/1/2012 12:14:07 PM |
| availableloan | $25.00 | 12/1/2012 2:52:15 PM |
| WhiteInvestor | $27.00 | 12/3/2012 3:37:08 PM |
| prudent-dough458 | $25.00 | 12/10/2012 5:04:05 PM |
| unrivaled-deal676 | $50.00 | 12/10/2012 5:12:47 PM |
| knowledgeable-listing597 | $25.00 | 12/10/2012 5:19:01 PM |
| loot-prescription3 | $25.00 | 12/10/2012 5:49:16 PM |
| first-credit-meridian | $25.00 | 12/10/2012 5:07:45 PM |
| qsolo | $25.00 | 12/10/2012 5:36:05 PM |
| fortytwo | $100.00 | 12/10/2012 5:07:39 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 6:38:35 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:55 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:35 PM |
| logical-peso2 | $25.00 | 12/10/2012 6:37:39 PM |
| affluence-tycoon | $25.00 | 12/11/2012 10:23:22 AM |
| dinero-gusto9 | $25.00 | 12/11/2012 11:45:46 AM |
| compoundinterest | $25.00 | 12/11/2012 10:01:59 AM |
| amicablenemesis | $50.00 | 12/11/2012 5:15:49 PM |
| order-tamale | $266.00 | 12/11/2012 5:16:36 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:16:59 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:19 PM |
| kind-euro-mirth | $50.00 | 12/11/2012 5:19:57 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:41:53 PM |
| riskreward | $250.00 | 12/11/2012 5:53:59 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:20:55 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:30 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:08 PM |
| abundanceforever | $52.50 | 12/11/2012 5:38:53 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:15 PM |
| djs81 | $75.00 | 12/12/2012 10:16:33 AM |
| Investoman | $25.00 | 12/12/2012 10:19:09 AM |
| scholarly-liberty3 | $25.00 | 12/12/2012 10:25:11 AM |
| cardminger | $25.00 | 12/12/2012 6:27:12 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:42 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:09 PM |
| hero007 | $50.00 | 12/13/2012 9:03:04 AM |
| trail5 | $25.00 | 12/13/2012 12:06:28 PM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:08 AM |
| jjd2 | $25.00 | 12/13/2012 5:43:51 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:17 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:08 PM |
| asya | $27.00 | 12/13/2012 6:28:33 PM |
| bowdish1 | $25.00 | 12/13/2012 6:39:55 PM |
| magical-credit523 | $25.00 | 12/13/2012 6:47:09 PM |
| LPSolutions | $25.00 | 12/13/2012 3:15:49 PM |
| bold-direct-social9 | $25.00 | 12/13/2012 7:00:33 PM |
| WillyP345 | $50.00 | 12/13/2012 6:15:59 PM |
| reward-anteater0 | $25.00 | 12/13/2012 6:21:01 PM |
| Avicell | $25.00 | 12/13/2012 6:21:09 PM |
| anacent | $25.00 | 12/13/2012 10:26:22 PM |
| GBLENDER | $25.00 | 12/13/2012 5:24:55 PM |
| madmccoy | $25.00 | 12/13/2012 6:28:54 PM |
| smithd76 | $25.00 | 12/13/2012 6:41:31 PM |
| DadWarbucks | $25.00 | 12/13/2012 6:47:12 PM |
| dospapalotes | $25.00 | 12/13/2012 7:02:13 PM |
| hope-kingdom | $50.00 | 12/13/2012 7:03:37 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:06 AM |
| dignified-finance | $25.00 | 12/13/2012 7:12:17 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:25 AM |
| Kame | $25.00 | 12/14/2012 9:07:15 AM |
| ijspence | $25.00 | 12/14/2012 9:07:27 AM |
| Featherbee | $25.00 | 12/14/2012 9:15:28 AM |
| rcm87 | $50.00 | 12/14/2012 9:18:09 AM |
| riproaringrapids | $50.00 | 12/13/2012 6:48:27 PM |
| note-tent | $50.00 | 12/14/2012 9:21:02 AM |
| DublinCaLender | $26.00 | 12/14/2012 9:29:08 AM |
| gold-commander0 | $25.00 | 12/14/2012 9:34:47 AM |
| igloo268 | $25.00 | 12/14/2012 9:35:51 AM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:50 PM |
| minista | $25.00 | 12/14/2012 9:00:41 AM |
| invincible-deal82 | $25.00 | 12/14/2012 9:01:58 AM |
| lending_well | $25.00 | 12/14/2012 9:02:10 AM |
| zzztimbo | $25.00 | 12/14/2012 9:49:34 AM |
| DirtyJenga | $25.00 | 12/14/2012 9:07:13 AM |
| lizard_lips | $25.00 | 12/14/2012 9:07:17 AM |
| leverage-trident | $25.00 | 12/14/2012 9:55:28 AM |
| ErsatzMike | $25.00 | 12/14/2012 9:55:44 AM |
| Relevance | $25.00 | 12/14/2012 9:56:05 AM |
| flypenguin | $25.00 | 12/14/2012 9:59:52 AM |
| stoopidnoodle | $25.00 | 12/14/2012 9:17:34 AM |
| gallant-economy9 | $50.00 | 12/14/2012 9:23:34 AM |
| transparency-galleon | $25.00 | 12/14/2012 9:26:57 AM |
| Koomarbit | $30.00 | 12/14/2012 10:09:21 AM |
| brightest-affluence-motivator | $50.00 | 12/14/2012 9:28:42 AM |
| stable-transaction145 | $25.00 | 12/14/2012 10:11:18 AM |
| figs4u2 | $100.00 | 12/14/2012 9:32:38 AM |
| mad4wknds | $25.00 | 12/14/2012 9:32:54 AM |
| GlobalVisionary | $50.00 | 12/14/2012 10:14:52 AM |
| ohnezweck | $50.00 | 12/14/2012 10:16:05 AM |
| Purple11 | $100.00 | 12/14/2012 10:17:14 AM |
| JASON_ALFUND | $25.00 | 12/14/2012 9:38:50 AM |
| FortuneFundII | $200.00 | 12/14/2012 9:39:08 AM |
| natecam | $25.00 | 12/14/2012 10:20:21 AM |
| wealth-empire7 | $25.00 | 12/14/2012 10:21:47 AM |
| britgsb | $50.00 | 12/14/2012 10:22:38 AM |
| orange-courageous-dedication | $25.00 | 12/14/2012 9:49:11 AM |
| jthomps4 | $25.00 | 12/14/2012 10:34:04 AM |
| mlin | $25.00 | 12/14/2012 10:34:44 AM |
| california111 | $25.00 | 12/14/2012 7:56:46 AM |
| EvalCrux | $50.00 | 12/14/2012 10:39:42 AM |
| buraky | $50.00 | 12/14/2012 9:55:36 AM |
| pound-idol543 | $31.00 | 12/14/2012 10:43:08 AM |
| brazilofmux | $100.00 | 12/14/2012 10:49:10 AM |
| g0avs3327 | $25.00 | 12/14/2012 9:00:34 AM |
| immaculate-compassion8 | $25.00 | 12/14/2012 10:03:58 AM |
| Max8319 | $25.00 | 12/14/2012 9:14:02 AM |
| market-bearer7 | $50.00 | 12/14/2012 1:20:43 PM |
| w3alter | $50.00 | 12/14/2012 9:15:35 AM |
| HamachiMan | $50.00 | 12/14/2012 9:15:53 AM |
| green-tree-shake | $29.00 | 12/14/2012 9:16:08 AM |
| p2p-bauble | $25.00 | 12/14/2012 9:16:55 AM |
| best-marketologist | $25.00 | 12/14/2012 9:17:05 AM |
| community-piccolo0 | $50.00 | 12/14/2012 9:19:16 AM |
| MadHun | $200.00 | 12/14/2012 9:20:51 AM |
| DaveG56313 | $25.00 | 12/14/2012 10:19:29 AM |
| chicagoshoetrader | $50.00 | 12/14/2012 3:02:21 PM |
| glider537 | $25.00 | 12/14/2012 9:24:02 AM |
| Axium | $50.00 | 12/14/2012 9:24:32 AM |
| maldok1 | $25.00 | 12/14/2012 10:26:37 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 12/14/2012 10:33:22 AM |
| Rick21 | $50.00 | 12/14/2012 9:33:50 AM |
| MBIntl | $100.00 | 12/14/2012 9:34:05 AM |
| Tylerh | $250.00 | 12/14/2012 10:37:15 AM |
| norcalsv | $25.00 | 12/14/2012 10:38:10 AM |
| rhyno92 | $50.00 | 12/14/2012 9:41:50 AM |
| trustu | $41.00 | 12/14/2012 5:04:29 PM |
| JJ9876 | $25.00 | 12/14/2012 10:45:03 AM |
| get30inc | $35.00 | 12/14/2012 5:06:47 PM |
| gold-pudding6 | $60.00 | 12/14/2012 9:46:22 AM |
| resource777 | $50.00 | 12/14/2012 9:46:59 AM |
| adventurer447 | $300.00 | 12/14/2012 9:47:22 AM |
| engaging-transaction5 | $50.00 | 12/14/2012 10:50:20 AM |
| Soxxes | $25.00 | 12/14/2012 10:53:23 AM |
| Clambake | $25.00 | 12/14/2012 9:53:47 AM |
| shadowcredit | $25.00 | 12/14/2012 9:56:14 AM |
| Anonymous_Guy | $25.00 | 12/14/2012 9:56:22 AM |
| tranquil-revenue | $25.00 | 12/14/2012 11:32:40 AM |
| fcukciti | $35.00 | 12/14/2012 10:00:07 AM |
| LenderOnWheels | $25.00 | 12/14/2012 10:00:17 AM |
| luckymajor | $25.00 | 12/14/2012 10:05:20 AM |
| uralrider | $25.00 | 12/14/2012 10:07:08 AM |
| orange-dollar-raccoon | $79.00 | 12/14/2012 5:26:01 PM |
| FortuneFund | $39.00 | 12/14/2012 10:08:16 AM |
| vigorous-payment6 | $25.00 | 12/14/2012 10:08:47 AM |
| perls | $55.00 | 12/14/2012 10:09:54 AM |
| compatible-diversification | $25.00 | 12/14/2012 10:12:20 AM |
| FLRN | $25.00 | 12/14/2012 10:13:58 AM |
| ore-jalapeno4 | $30.00 | 12/14/2012 5:43:13 PM |
| mvalley | $25.00 | 12/14/2012 10:24:45 AM |
| the-precious-bid | $25.00 | 12/14/2012 10:25:48 AM |
| skuba | $49.00 | 12/14/2012 10:27:46 AM |
| a-resplendent-commitment | $25.00 | 12/14/2012 10:35:15 AM |
| matthart | $25.00 | 12/14/2012 10:38:08 AM |
| Bikram | $50.00 | 12/14/2012 5:53:24 PM |
| euro-speaker8 | $201.00 | 12/14/2012 10:40:04 AM |
| versatile-dime442 | $900.00 | 12/14/2012 5:11:21 PM |
| flo_rida | $69.00 | 12/14/2012 5:13:37 PM |
| progressive-asset | $87.00 | 12/14/2012 5:59:47 PM |
| don8ter | $42.00 | 12/14/2012 6:01:50 PM |
| benjamins-utopia | $69.00 | 12/14/2012 5:16:35 PM |
| gigabit | $35.00 | 12/14/2012 6:02:10 PM |
| gain-kitten | $25.00 | 12/14/2012 6:16:29 PM |
| meenan | $25.00 | 12/14/2012 11:00:42 AM |
| awwaww | $25.00 | 12/14/2012 5:28:06 PM |
| psonicl | $35.00 | 12/14/2012 5:31:22 PM |
| pdfins | $25.00 | 12/14/2012 1:29:23 PM |
| resolute-felicity353 | $25.00 | 12/14/2012 5:38:11 PM |
| Bucket219 | $25.00 | 12/14/2012 5:03:32 PM |
| Edwardtomo | $35.00 | 12/14/2012 5:58:50 PM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:21 AM |
| HessChris | $25.00 | 12/14/2012 6:24:14 PM |
| proper-exchange8 | $50.00 | 12/14/2012 5:20:48 PM |
| brightest-precious-dollar | $25.00 | 12/14/2012 6:34:12 PM |
| BOBCH | $25.00 | 12/15/2012 7:44:25 AM |
| mtp | $97.00 | 12/14/2012 5:46:40 PM |
| abundant-exchange | $50.00 | 12/14/2012 5:46:45 PM |
| BofM | $25.00 | 12/14/2012 6:11:44 PM |
| truth-seeker8 | $100.00 | 12/15/2012 10:55:22 AM |
| transparency-sequoia6 | $100.00 | 12/15/2012 11:03:59 AM |
| special-dinero553 | $25.00 | 12/15/2012 11:12:31 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:33 PM |
| Thunderswan | $95.00 | 12/15/2012 11:24:44 AM |
| new-pound-atizer | $25.00 | 12/15/2012 4:56:42 AM |
| indomitable-economy8 | $25.00 | 12/15/2012 5:46:17 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:28 AM |
| shaps | $50.00 | 12/15/2012 11:19:08 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:28 AM |
| dthompso | $39.00 | 12/15/2012 12:00:57 PM |
| Sagamore | $40.00 | 12/1/2012 1:06:38 PM |
| CreditBuilder2 | $50.01 | 12/1/2012 2:56:58 PM |
| FormulaTroll | $25.00 | 12/2/2012 2:24:49 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:19 AM |
| windguy | $50.00 | 12/3/2012 9:59:30 AM |
| agreement-mesh9 | $35.00 | 12/6/2012 10:28:25 AM |
| toblerone | $25.00 | 12/6/2012 11:13:31 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:34 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:29 PM |
| sprinter | $50.00 | 12/10/2012 4:51:31 PM |
| Castellan | $50.00 | 12/10/2012 5:33:59 PM |
| franzzua | $25.00 | 12/10/2012 5:11:12 PM |
| dunkard13 | $100.00 | 12/10/2012 5:24:07 PM |
| funds-captain4 | $50.00 | 12/10/2012 5:48:00 PM |
| abz | $50.00 | 12/10/2012 6:19:07 PM |
| Harry | $75.00 | 12/10/2012 5:48:51 PM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:30 PM |
| redmumba | $50.00 | 12/11/2012 12:30:03 AM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:27 AM |
| indomitable-coin | $25.00 | 12/11/2012 9:55:24 AM |
| adaboy65 | $100.00 | 12/11/2012 10:02:18 AM |
| dunox | $75.00 | 12/11/2012 5:26:57 PM |
| wetlands | $200.00 | 12/11/2012 5:43:45 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:35 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:24 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:56 PM |
| Plutis | $25.00 | 12/11/2012 6:11:18 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:18 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:32 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:35 AM |
| djh47a | $25.00 | 12/12/2012 1:22:54 PM |
| little_lender1 | $100.00 | 12/12/2012 10:04:39 AM |
| american6 | $50.00 | 12/12/2012 10:38:02 AM |
| tender-integrity3 | $28.00 | 12/12/2012 5:57:34 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:32:49 PM |
| credit-commander8 | $50.00 | 12/13/2012 10:54:25 AM |
| point-oyster5 | $25.00 | 12/13/2012 11:06:16 AM |
| commanding-treasure2 | $62.00 | 12/13/2012 10:21:48 AM |
| ahansen | $25.00 | 12/13/2012 10:23:51 AM |
| dignified-coin128 | $25.00 | 12/13/2012 5:39:37 PM |
| auction-iris9 | $120.00 | 12/13/2012 5:32:53 PM |
| elasermd | $100.00 | 12/13/2012 6:27:07 PM |
| NYCLender68 | $30.00 | 12/13/2012 6:28:11 PM |
| luminous-marketplace5 | $25.00 | 12/13/2012 7:01:26 PM |
| sugybutt | $25.00 | 12/13/2012 6:34:00 PM |
| new-truth-chuckler | $33.00 | 12/13/2012 6:34:20 PM |
| harperpotok | $100.00 | 12/13/2012 6:38:05 PM |
| emelia | $25.00 | 12/13/2012 6:40:52 PM |
| Herluftrolle | $25.00 | 12/13/2012 6:46:36 PM |
| resolute-basis9 | $25.00 | 12/13/2012 6:55:45 PM |
| JesanFafon | $25.00 | 12/14/2012 6:46:54 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:20 AM |
| BicyclePostLendingDivision | $35.00 | 12/13/2012 6:09:38 PM |
| Actuary | $25.00 | 12/13/2012 9:38:08 PM |
| IP | $25.00 | 12/14/2012 9:02:56 AM |
| progressive-economy261 | $400.00 | 12/14/2012 9:05:08 AM |
| productive-finance | $25.00 | 12/14/2012 9:05:18 AM |
| newest-tough-contract | $25.00 | 12/14/2012 9:08:39 AM |
| worth-web5 | $30.00 | 12/14/2012 9:09:04 AM |
| brewman | $25.00 | 12/13/2012 6:33:31 PM |
| Vegasjim | $25.00 | 12/13/2012 6:40:40 PM |
| hostbank | $48.00 | 12/14/2012 9:20:21 AM |
| lendme2 | $50.00 | 12/13/2012 6:55:56 PM |
| authentic-liberty7 | $25.00 | 12/13/2012 6:56:33 PM |
| the-shrewd-wampum | $25.00 | 12/14/2012 9:25:41 AM |
| durability-solstice8 | $50.00 | 12/14/2012 9:28:50 AM |
| ready-bid9 | $50.00 | 12/14/2012 9:31:57 AM |
| dynamic-rupee | $25.00 | 12/14/2012 9:37:54 AM |
| Jalebi | $25.00 | 12/14/2012 9:40:00 AM |
| duty-gusto6 | $75.00 | 12/14/2012 9:42:53 AM |
| payout-influencer2 | $25.00 | 12/14/2012 9:44:49 AM |
| adaptable-benefit6 | $25.00 | 12/13/2012 9:19:17 PM |
| dinero-speaker | $25.00 | 12/14/2012 9:02:58 AM |
| mogul42 | $25.00 | 12/14/2012 9:03:26 AM |
| tremendous-integrity | $50.00 | 12/14/2012 9:50:52 AM |
| Redmond | $25.00 | 12/14/2012 9:05:16 AM |
| value-den | $25.00 | 12/14/2012 9:53:23 AM |
| The_Loan_Ranger | $25.00 | 12/14/2012 9:05:31 AM |
| loyalty-sherpa | $25.00 | 12/14/2012 9:07:45 AM |
| point653 | $25.00 | 12/14/2012 9:57:59 AM |
| moltopaolo | $50.00 | 12/14/2012 9:11:55 AM |
| topher515 | $25.00 | 12/14/2012 9:12:39 AM |
| JC_12 | $100.00 | 12/14/2012 10:00:08 AM |
| treasure-pipeline | $25.00 | 12/14/2012 9:15:02 AM |
| peace-maximizer8 | $25.00 | 12/14/2012 9:15:59 AM |
| aviente | $25.00 | 12/14/2012 10:04:05 AM |
| Atlanta-Buyer | $25.00 | 12/14/2012 10:06:40 AM |
| 6moonbeams | $50.00 | 12/14/2012 9:22:03 AM |
| rudyindc | $25.00 | 12/14/2012 9:23:08 AM |
| enticing-note | $25.00 | 12/14/2012 9:24:19 AM |
| kingbutthd | $25.00 | 12/14/2012 9:24:31 AM |
| otalon | $25.00 | 12/14/2012 9:28:44 AM |
| snazzet | $25.00 | 12/14/2012 10:10:11 AM |
| Munnie | $50.00 | 12/14/2012 6:10:47 AM |
| thunderkiss | $25.00 | 12/14/2012 9:32:41 AM |
| encore02 | $50.00 | 12/14/2012 9:33:41 AM |
| GoSix | $25.00 | 12/14/2012 10:15:55 AM |
| hopethisworks | $25.00 | 12/14/2012 10:18:19 AM |
| first-coin-tweet | $25.00 | 12/14/2012 9:38:57 AM |
| bxdoc | $25.00 | 12/14/2012 9:39:11 AM |
| larrybird | $407.00 | 12/14/2012 9:42:12 AM |
| urbane-deal152 | $50.00 | 12/14/2012 10:22:35 AM |
| gillijr1001 | $25.00 | 12/14/2012 10:23:11 AM |
| studious-bonus7 | $100.00 | 12/14/2012 9:44:34 AM |
| benefit-prescription6 | $100.00 | 12/14/2012 9:44:52 AM |
| Ivan2007 | $50.00 | 12/14/2012 10:27:42 AM |
| credit-meteor7 | $250.00 | 12/14/2012 10:35:10 AM |
| pragmatic-camaraderi | $25.00 | 12/14/2012 9:53:17 AM |
| allo | $25.00 | 12/14/2012 9:55:18 AM |
| Tradesmanlender | $25.00 | 12/14/2012 10:43:36 AM |
| dinero-juniper6 | $25.00 | 12/14/2012 9:56:37 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:13 AM |
| restech | $25.00 | 12/14/2012 9:58:38 AM |
| economy-buffalo6 | $30.00 | 12/14/2012 8:53:58 AM |
| ryuD | $27.00 | 12/14/2012 10:01:17 AM |
| gjh37 | $25.00 | 12/14/2012 9:01:14 AM |
| redalert99 | $46.00 | 12/14/2012 10:02:43 AM |
| Aimvest | $25.00 | 12/14/2012 9:10:18 AM |
| charming-economy438 | $25.00 | 12/14/2012 10:08:14 AM |
| burgeoning-silver | $25.00 | 12/14/2012 10:08:18 AM |
| commerce-web5 | $25.00 | 12/14/2012 10:09:18 AM |
| a-unflappable-finance | $100.00 | 12/14/2012 10:09:35 AM |
| wealth-fields8 | $50.00 | 12/14/2012 10:11:05 AM |
| CashCow | $25.00 | 12/14/2012 9:20:56 AM |
| billiam | $25.00 | 12/14/2012 9:23:22 AM |
| huloo | $50.00 | 12/14/2012 10:22:04 AM |
| eg192 | $25.00 | 12/14/2012 10:28:13 AM |
| jrbill1998 | $50.00 | 12/14/2012 10:31:02 AM |
| ALVO | $50.00 | 12/14/2012 10:36:35 AM |
| E_G | $50.00 | 12/14/2012 9:37:37 AM |
| benevolent-moola291 | $48.00 | 12/14/2012 10:39:20 AM |
| Tai | $25.00 | 12/14/2012 10:41:01 AM |
| pugmalion | $25.00 | 12/14/2012 9:45:13 AM |
| chief64 | $200.00 | 12/14/2012 9:47:02 AM |
| flexible-value | $50.00 | 12/14/2012 9:48:21 AM |
| ranstlin | $25.00 | 12/14/2012 9:48:43 AM |
| dodgriz | $25.00 | 12/14/2012 9:52:45 AM |
| SpareChangeHero | $25.00 | 12/14/2012 9:53:09 AM |
| Kravcorp | $25.00 | 12/14/2012 9:55:05 AM |
| historic-balance5 | $50.00 | 12/14/2012 10:00:19 AM |
| MoonMama | $25.00 | 12/14/2012 10:03:15 AM |
| Bendistraw | $25.00 | 12/14/2012 5:26:32 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:32 PM |
| adventurous-capital | $25.00 | 12/14/2012 10:10:45 AM |
| rate-authority2 | $25.00 | 12/14/2012 10:11:41 AM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:31 PM |
| Ilios | $25.00 | 12/14/2012 10:14:01 AM |
| jmart30702 | $25.00 | 12/14/2012 10:14:14 AM |
| WorldlyWorker | $25.00 | 12/14/2012 10:17:57 AM |
| appastk | $25.00 | 12/14/2012 10:24:53 AM |
| zone6 | $100.00 | 12/14/2012 10:25:37 AM |
| mehre | $25.00 | 12/14/2012 10:30:17 AM |
| ski bum | $96.00 | 12/14/2012 5:49:02 PM |
| dood2112 | $25.00 | 12/14/2012 10:39:55 AM |
| timbob | $62.00 | 12/14/2012 10:43:13 AM |
| p2p-allocator | $25.00 | 12/14/2012 10:43:52 AM |
| investment-pro4 | $31.00 | 12/14/2012 5:16:33 PM |
| krisran | $31.00 | 12/14/2012 6:04:43 PM |
| soulwork | $50.00 | 12/14/2012 11:17:47 AM |
| harmonious-contract5 | $25.00 | 12/14/2012 11:48:22 AM |
| reflective-deal8 | $42.00 | 12/14/2012 6:34:27 PM |
| worth-mermaid5 | $25.00 | 12/14/2012 5:45:07 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:49 PM |
| exciting-greenback | $33.07 | 12/14/2012 5:02:12 PM |
| ethical-truth211 | $200.00 | 12/15/2012 3:06:41 AM |
| bobodog | $49.00 | 12/14/2012 5:14:48 PM |
| Shawnw | $25.00 | 12/14/2012 5:17:18 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:20 AM |
| peaceful-nickel2 | $100.00 | 12/15/2012 7:06:42 AM |
| Pasagam | $50.00 | 12/14/2012 5:27:34 PM |
| unassuming-p2ploan774 | $40.00 | 12/14/2012 5:37:15 PM |
| tillit | $25.00 | 12/15/2012 9:05:47 AM |
| openness-cosmos9 | $25.00 | 12/14/2012 8:13:48 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:05 AM |
| BobRand | $50.00 | 12/15/2012 6:20:54 AM |
| Avala | $100.00 | 12/14/2012 6:24:00 PM |
| Zeist | $25.00 | 12/14/2012 6:28:05 PM |
| coin-saffron5 | $29.00 | 12/14/2012 6:36:08 PM |
| excellent-funds649 | $26.00 | 12/14/2012 6:41:25 PM |
| glowing-benjamins1 | $25.00 | 12/15/2012 7:54:21 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:15 PM |
| frooogal | $25.00 | 12/15/2012 11:38:38 AM |
| THREE-POINTS-LENDING | $25.00 | 12/15/2012 12:01:10 PM |
| vMbanusi | $50.00 | 12/15/2012 11:00:22 AM |
| privatebankerva | $25.00 | 12/15/2012 9:20:03 AM |
| kulender | $100.00 | 12/15/2012 9:23:50 AM |
| wise-virtuous-vigilance | $100.00 | 12/15/2012 11:15:16 AM |
| finance-kayak30 | $100.00 | 12/15/2012 11:16:19 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:24 AM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:00 AM |
| Mommo | $50.00 | 12/15/2012 10:45:10 AM |
| Retired_Senior | $250.00 | 12/15/2012 10:48:45 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:49 AM |
| derwiki | $25.00 | 12/15/2012 12:01:19 PM |
| bid-banjo3 | $100.00 | 12/15/2012 11:03:48 AM |
| deal-goliath4 | $25.00 | 12/15/2012 11:13:53 AM |
| thrilling-listing51 | $97.00 | 12/15/2012 11:21:06 AM |
| LeReve | $500.00 | 12/15/2012 11:29:00 AM |
| chilandman | $50.00 | 12/15/2012 12:00:38 PM |
| 387 Investments
|
Borrower Payment Dependent Notes Series
681000
This series of Notes was issued and sold upon the funding of the borrower loan #79556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $159.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,030 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-keeper7 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash-mad-scientist3 | $25.00 | 12/2/2012 12:05:26 PM |
| superb-funds335 | $25.00 | 12/2/2012 1:00:31 PM |
| Milonguero | $100.00 | 12/2/2012 12:11:50 PM |
| compassion-twister2 | $50.00 | 12/2/2012 12:07:18 PM |
| platinum-scientist9 | $25.00 | 12/2/2012 12:27:34 PM |
| ucantbeetit | $25.00 | 12/2/2012 12:45:16 PM |
| HikeMoab | $25.00 | 12/2/2012 5:11:01 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:31 AM |
| repayment-pagoda8 | $100.00 | 12/3/2012 9:33:27 AM |
| wetlands | $200.00 | 12/3/2012 9:48:29 AM |
| credit-adventurer313 | $25.00 | 12/3/2012 10:15:03 AM |
| riskreward | $250.00 | 12/3/2012 5:52:34 PM |
| LOANS-LOANS-LOANS | $25.00 | 12/4/2012 6:07:32 AM |
| profitable-fairness1 | $50.00 | 12/4/2012 7:50:51 AM |
| kevin314 | $25.00 | 12/4/2012 9:40:54 AM |
| finance-investor3 | $25.00 | 12/5/2012 6:51:28 AM |
| poolshark72 | $25.00 | 12/5/2012 12:49:35 PM |
| Bob450 | $25.00 | 12/6/2012 7:27:47 AM |
| money-hercules4 | $100.00 | 12/6/2012 10:03:51 PM |
| BuzzyBee336 | $75.00 | 12/6/2012 7:21:14 PM |
| ach | $50.00 | 12/7/2012 2:37:00 PM |
| aganippe | $50.00 | 12/7/2012 6:58:14 PM |
| bob450-roth | $25.00 | 12/9/2012 11:17:17 AM |
| patriot897 | $25.00 | 12/10/2012 5:59:57 PM |
| newest-attractive-funds | $32.87 | 12/10/2012 8:45:06 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 7:51:43 PM |
| syracuserei | $50.00 | 12/10/2012 7:58:42 PM |
| tolerant-responsibility051 | $2,500.00 | 12/11/2012 9:32:15 AM |
| rtfproducer | $25.00 | 12/11/2012 9:46:57 AM |
| red-duty-carrier | $25.00 | 12/2/2012 12:46:42 PM |
| Silver_Rupee | $25.00 | 12/2/2012 1:36:39 PM |
| Law_Gator | $25.00 | 12/2/2012 12:26:09 PM |
| new-start18100 | $25.00 | 12/2/2012 1:05:16 PM |
| bowdish1 | $25.00 | 12/2/2012 1:12:28 PM |
| CreditBuilder2 | $25.06 | 12/2/2012 1:40:31 PM |
| corndog4000 | $30.00 | 12/2/2012 1:42:33 PM |
| 6_kids_college_fund | $25.00 | 12/2/2012 2:04:15 PM |
| gravbox | $25.00 | 12/2/2012 2:08:54 PM |
| treasure-bliss | $50.00 | 12/3/2012 7:28:45 AM |
| toblerone | $25.00 | 12/3/2012 10:58:58 AM |
| goodhearted-basis4 | $25.00 | 12/3/2012 5:43:51 PM |
| napmanger | $50.00 | 12/3/2012 10:03:07 PM |
| buddy486 | $25.00 | 12/4/2012 1:00:29 PM |
| listing-flower2 | $100.00 | 12/4/2012 1:31:46 PM |
| Christophe | $25.00 | 12/4/2012 7:05:11 PM |
| TumbleWeed88 | $25.00 | 12/5/2012 9:59:05 AM |
| reflective-greenback1 | $25.00 | 12/5/2012 11:28:23 AM |
| commerce-venture1 | $25.00 | 12/5/2012 5:20:39 PM |
| brainy-credit1 | $60.00 | 12/6/2012 8:56:49 AM |
| Tscheddar | $25.00 | 12/6/2012 10:52:16 AM |
| justreturns | $25.00 | 12/7/2012 11:06:52 AM |
| integrity-doctor | $100.00 | 12/7/2012 12:06:27 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:29 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:20 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:19 PM |
| mdrichards | $25.00 | 12/8/2012 10:22:57 AM |
| availableloan | $25.00 | 12/8/2012 12:03:50 PM |
| marwadi-62 | $225.00 | 12/8/2012 2:14:26 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:33 PM |
| supersam | $50.00 | 12/10/2012 10:19:13 PM |
| EretzCapital | $25.00 | 12/11/2012 9:37:41 AM |
| bewitching-dollar5 | $100.00 | 12/11/2012 9:39:19 AM |
| fulfilling-bazaar4 | $100.00 | 12/11/2012 9:46:15 AM |
| cfarther | $50.00 | 12/11/2012 9:49:34 AM |
| gold-fox8 | $27.07 | 12/11/2012 9:54:09 AM |
| ore-achievement329 | $25.00 | 12/11/2012 9:31:09 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
681026
This series of Notes was issued and sold upon the funding of the borrower loan #79182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,593.01 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $367.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,894 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| justice-relaxation134 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
|
|
Principal balance:
| $5,460.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 12/3/2012 5:16:43 PM |
| slimof37 | $25.00 | 12/3/2012 5:09:27 PM |
| riskreward | $94.00 | 12/3/2012 5:52:10 PM |
| mymoneyblog | $25.00 | 12/3/2012 5:31:33 PM |
| windguy | $50.00 | 12/3/2012 5:53:17 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:04:02 PM |
| nex | $25.00 | 12/4/2012 11:41:33 AM |
| deal-vibrato | $25.00 | 12/4/2012 6:26:39 PM |
| loot-prescription3 | $25.00 | 12/5/2012 9:55:11 AM |
| Tscheddar | $25.00 | 12/5/2012 12:18:18 PM |
| KryptonWare-com | $25.00 | 12/6/2012 9:35:21 AM |
| MonopolyDred | $25.00 | 12/6/2012 6:54:14 AM |
| belief-integrity | $150.00 | 12/6/2012 10:19:36 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:40 PM |
| hidavehi | $33.00 | 12/6/2012 6:42:31 PM |
| indomitable-coin | $25.00 | 12/7/2012 9:49:55 AM |
| dunkard13 | $100.00 | 12/7/2012 10:09:59 AM |
| power-chef420 | $25.00 | 12/7/2012 10:38:37 AM |
| adaboy65 | $100.00 | 12/7/2012 6:32:56 PM |
| sri59 | $100.00 | 12/8/2012 2:13:48 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:44 PM |
| forceful-note8 | $50.00 | 12/9/2012 1:18:06 PM |
| tornado351 | $25.00 | 12/10/2012 3:24:57 AM |
| 77dowplace | $44.00 | 12/10/2012 10:07:31 PM |
| bonus-seahorse | $25.00 | 12/11/2012 5:17:08 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:47 PM |
| valiant-money | $45.00 | 12/12/2012 8:47:41 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:46 AM |
| dunox | $75.00 | 12/12/2012 9:50:27 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:48 PM |
| balance-force | $28.00 | 12/12/2012 1:52:39 PM |
| Rancid | $25.00 | 12/12/2012 8:30:42 PM |
| elog238 | $25.00 | 12/13/2012 7:03:49 AM |
| money_for_all | $25.00 | 12/13/2012 10:14:57 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:26 PM |
| Avicell | $25.00 | 12/13/2012 6:21:20 PM |
| elasermd | $100.00 | 12/13/2012 6:27:32 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:32 AM |
| huloo | $50.00 | 12/14/2012 10:22:10 AM |
| cilution | $50.00 | 12/14/2012 4:50:18 PM |
| compoundinterest | $25.00 | 12/14/2012 5:34:11 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:28 AM |
| TennSquire | $25.00 | 12/15/2012 1:18:28 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:02 PM |
| sandcrabsailor | $50.00 | 12/17/2012 10:30:01 AM |
| Isotope | $25.00 | 12/17/2012 1:29:42 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:08 PM |
| toocautious | $50.00 | 12/17/2012 1:44:34 PM |
| calbertrand | $25.00 | 12/3/2012 6:02:58 PM |
| Zolton | $300.00 | 12/3/2012 5:28:34 PM |
| five-star-note | $25.00 | 12/3/2012 7:06:46 PM |
| wetlands | $200.00 | 12/3/2012 5:44:50 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:06:01 PM |
| gravbox | $25.00 | 12/3/2012 6:47:22 PM |
| napmanger | $50.00 | 12/3/2012 9:59:09 PM |
| yield-voyager8 | $25.00 | 12/5/2012 11:25:48 AM |
| 108lender | $200.00 | 12/7/2012 10:35:11 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:30 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:54 PM |
| NoCal | $50.00 | 12/7/2012 5:01:21 PM |
| purposeful-durability8 | $100.00 | 12/7/2012 6:50:37 PM |
| franzzua | $25.00 | 12/7/2012 6:18:04 PM |
| Sanford-N-Sons | $25.00 | 12/7/2012 6:15:57 PM |
| PrimeFunding | $25.00 | 12/8/2012 1:56:50 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:41 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:20 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:22 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:47 AM |
| dignified-diversification562 | $25.00 | 12/10/2012 5:47:03 PM |
| whitegold24k | $50.00 | 12/11/2012 7:43:40 AM |
| astute-benjamins | $25.00 | 12/11/2012 10:16:33 AM |
| Arvicco | $400.00 | 12/11/2012 5:56:31 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:17 PM |
| ell25 | $25.00 | 12/12/2012 9:42:19 AM |
| djh47a | $25.00 | 12/12/2012 1:14:36 PM |
| anacent | $25.00 | 12/13/2012 10:26:33 PM |
| Isaac007 | $25.00 | 12/14/2012 7:55:00 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:59 AM |
| sprinter | $50.00 | 12/14/2012 10:07:32 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:22 AM |
| BobRand | $50.00 | 12/15/2012 6:20:58 AM |
| responsibility-mountain1 | $25.00 | 12/15/2012 8:28:12 AM |
| managedfund | $1,333.00 | 12/15/2012 1:04:29 PM |
| justice-inspector | $25.00 | 12/15/2012 1:46:59 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:30 PM |
| Brookst | $50.00 | 12/16/2012 9:46:28 AM |
| mighty-return326 | $100.00 | 12/17/2012 5:48:07 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:05 AM |
| pennybypenny | $200.00 | 12/16/2012 9:23:18 PM |
| deal-pioneer1 | $25.00 | 12/17/2012 3:54:07 AM |
| ccook1998 | $25.00 | 12/16/2012 1:37:36 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:40 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:17 AM |
| authoritative-capital | $50.00 | 12/16/2012 4:28:06 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:11 AM |
| natural-balance881 | $30.00 | 12/17/2012 4:25:45 PM |
| Index_Plus | $3,000.00 | 12/17/2012 3:17:03 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:01 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
681084
This series of Notes was issued and sold upon the funding of the borrower loan #79080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $594.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,518 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| flexible-return840 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate my credit card debt
My financial situation:
I am a good candidate for this loan because... my payment history is flawless and have had a stable income for the past 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $40.00 | 12/2/2012 12:44:27 PM |
| Zolton | $300.00 | 12/2/2012 1:33:47 PM |
| availableloan | $25.00 | 12/2/2012 1:38:43 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:34 AM |
| indomitable-coin | $25.00 | 12/5/2012 5:01:02 PM |
| franzzua | $25.00 | 12/5/2012 6:03:19 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:25 AM |
| Oakland | $50.00 | 12/7/2012 6:51:45 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:18 PM |
| astute-benjamins | $25.00 | 12/8/2012 10:41:45 AM |
| Castellan | $50.00 | 12/8/2012 12:15:10 PM |
| Proactive-Financial-Lending | $25.00 | 12/10/2012 9:07:47 AM |
| MonopolyDred | $25.00 | 12/9/2012 2:58:03 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:29 AM |
| tornado351 | $25.00 | 12/10/2012 3:26:11 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:38 AM |
| Senechal | $25.00 | 12/11/2012 4:48:35 AM |
| sprinter | $50.00 | 12/11/2012 9:32:47 AM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:19 PM |
| Investoman | $25.00 | 12/13/2012 9:26:16 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:12 PM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:10 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:19 PM |
| LPSolutions | $25.00 | 12/13/2012 3:15:50 PM |
| Actuary | $25.00 | 12/13/2012 9:38:09 PM |
| scholarly-liberty3 | $25.00 | 12/13/2012 5:31:15 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:51 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:14 AM |
| mgd | $50.00 | 12/14/2012 3:41:51 PM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:45 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:33 PM |
| aviente | $25.00 | 12/14/2012 5:49:40 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:50 PM |
| tender-integrity3 | $100.00 | 12/14/2012 6:12:00 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:22 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:35 PM |
| Capitalincome | $25.00 | 12/15/2012 10:03:28 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:11 PM |
| kulender | $100.00 | 12/15/2012 9:23:51 AM |
| asya | $27.00 | 12/15/2012 12:01:38 PM |
| jeffpac | $40.00 | 12/15/2012 12:04:02 PM |
| greenfuture | $25.00 | 12/15/2012 12:04:12 PM |
| Jalebi | $25.00 | 12/15/2012 12:04:37 PM |
| hayman2013 | $25.00 | 12/15/2012 12:04:42 PM |
| Avala | $100.00 | 12/15/2012 12:04:44 PM |
| larslfe | $25.00 | 12/15/2012 12:04:50 PM |
| exact-loan5 | $50.00 | 12/15/2012 12:05:22 PM |
| coin-saffron5 | $30.00 | 12/15/2012 12:05:28 PM |
| euro-speaker8 | $250.00 | 12/15/2012 12:05:40 PM |
| marketplace-cello5 | $25.00 | 12/15/2012 12:06:53 PM |
| rgrtanker | $25.00 | 12/15/2012 12:07:57 PM |
| bsg43 | $25.00 | 12/15/2012 12:09:51 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:38 PM |
| Pasagam | $50.00 | 12/15/2012 12:12:20 PM |
| Danfromnapa | $25.00 | 12/15/2012 12:12:55 PM |
| jrbill1998 | $50.00 | 12/15/2012 12:15:30 PM |
| haygon | $25.00 | 12/15/2012 12:17:28 PM |
| privatebankerva | $25.00 | 12/15/2012 9:20:51 AM |
| sturdy-fairness0 | $100.00 | 12/15/2012 12:19:18 PM |
| mrfixerupper | $25.00 | 12/15/2012 12:21:08 PM |
| building-america | $25.00 | 12/15/2012 12:23:15 PM |
| Breakfast_Gypsy | $25.00 | 12/15/2012 12:24:54 PM |
| mindful-generosity1 | $50.00 | 12/15/2012 12:27:07 PM |
| Macinvest | $25.00 | 12/15/2012 12:28:18 PM |
| immaculate-compassion8 | $25.00 | 12/15/2012 12:29:04 PM |
| ngmansfield | $25.00 | 12/15/2012 12:31:05 PM |
| xphile | $25.00 | 12/15/2012 12:38:20 PM |
| point653 | $25.00 | 12/15/2012 12:39:19 PM |
| gracej | $25.00 | 12/15/2012 12:39:52 PM |
| responsibility-cherry6 | $25.00 | 12/15/2012 12:40:01 PM |
| nodebtin3 | $25.00 | 12/15/2012 12:40:08 PM |
| Kravcorp | $25.00 | 12/15/2012 12:41:09 PM |
| mtquan | $25.00 | 12/15/2012 12:41:34 PM |
| golden-wealth2 | $100.00 | 12/15/2012 12:42:28 PM |
| platinum-yoga | $25.00 | 12/15/2012 12:43:24 PM |
| laudable-leverage6 | $46.00 | 12/15/2012 12:44:05 PM |
| NDFIRTH | $50.00 | 12/15/2012 12:45:30 PM |
| 1phantom | $25.00 | 12/15/2012 12:06:16 PM |
| treasure-pipeline | $25.00 | 12/15/2012 12:07:27 PM |
| pkp121 | $25.00 | 12/15/2012 12:46:10 PM |
| Tasteslikechicken | $50.00 | 12/15/2012 12:46:15 PM |
| dajen1 | $40.00 | 12/15/2012 12:51:11 PM |
| first-upright-payout | $25.00 | 12/15/2012 12:52:38 PM |
| krisran | $50.00 | 12/15/2012 12:52:45 PM |
| kind-payment-viking3 | $100.00 | 12/15/2012 12:53:19 PM |
| dg5803 | $25.00 | 12/15/2012 12:54:57 PM |
| egw | $50.00 | 12/15/2012 12:55:09 PM |
| newest-glowing-cash | $25.00 | 12/15/2012 12:57:49 PM |
| economy-molecule3 | $244.00 | 12/15/2012 12:58:57 PM |
| DanLash | $25.00 | 12/15/2012 12:25:22 PM |
| buraky | $50.00 | 12/15/2012 1:00:00 PM |
| Butterfly1950 | $25.00 | 12/15/2012 1:01:14 PM |
| Dave0 | $25.00 | 12/15/2012 1:01:37 PM |
| worldly-commitment173 | $100.00 | 12/15/2012 12:29:44 PM |
| Koomarbit | $30.00 | 12/15/2012 1:03:47 PM |
| capital-arboretum | $36.00 | 12/15/2012 1:04:56 PM |
| Taxman44 | $25.00 | 12/15/2012 12:32:10 PM |
| Kame | $25.00 | 12/15/2012 12:39:06 PM |
| mvalley | $25.00 | 12/15/2012 12:39:13 PM |
| nickel-alien | $50.00 | 12/15/2012 1:09:37 PM |
| Aljasa2008 | $25.00 | 12/15/2012 1:11:04 PM |
| C_Mark | $50.00 | 12/15/2012 1:12:22 PM |
| MrAndyman | $25.00 | 12/15/2012 1:15:19 PM |
| kyomoon | $43.00 | 12/15/2012 12:44:29 PM |
| junecleaver | $25.00 | 12/15/2012 1:16:39 PM |
| brightest-repayment-patriot | $75.00 | 12/15/2012 1:16:52 PM |
| tylerfd | $50.00 | 12/15/2012 1:18:04 PM |
| Winger | $50.00 | 12/15/2012 12:47:42 PM |
| reinforced-reward | $25.00 | 12/15/2012 1:21:22 PM |
| timbob | $100.00 | 12/15/2012 1:22:05 PM |
| gold-pudding6 | $60.00 | 12/15/2012 12:50:09 PM |
| puifais | $50.00 | 12/15/2012 12:50:59 PM |
| HamachiMan | $50.00 | 12/15/2012 12:05:25 PM |
| peace-pilot | $25.00 | 12/15/2012 1:24:40 PM |
| red-historic-liberty | $25.00 | 12/15/2012 12:05:32 PM |
| terminal-velocity34 | $25.00 | 12/15/2012 12:51:38 PM |
| mar97 | $25.00 | 12/15/2012 1:24:56 PM |
| thaddeuscm | $25.00 | 12/15/2012 12:05:43 PM |
| faultlinejohnny | $100.00 | 12/15/2012 12:51:57 PM |
| greenbacchus | $25.00 | 12/15/2012 12:06:27 PM |
| victorcab | $25.00 | 12/15/2012 12:06:45 PM |
| ASLIBD | $25.00 | 12/15/2012 12:52:49 PM |
| riproaringrapids | $50.00 | 12/15/2012 1:27:17 PM |
| happy-asset | $25.00 | 12/15/2012 12:53:12 PM |
| openness-revolutionary567 | $33.00 | 12/15/2012 12:09:03 PM |
| jibe-set | $100.00 | 12/15/2012 1:30:02 PM |
| sunnydaize516 | $25.00 | 12/15/2012 12:55:03 PM |
| mtp | $100.00 | 12/15/2012 1:30:54 PM |
| Tai | $25.00 | 12/15/2012 12:55:22 PM |
| don8ter | $50.00 | 12/15/2012 12:10:11 PM |
| benevolent-moola291 | $50.00 | 12/15/2012 12:10:22 PM |
| tenacious-affluence | $25.00 | 12/15/2012 1:33:35 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:18 PM |
| dfealk | $25.00 | 12/15/2012 12:13:21 PM |
| skuba | $50.00 | 12/15/2012 12:13:47 PM |
| ready-justice7 | $50.00 | 12/15/2012 1:00:25 PM |
| ktfritz | $25.00 | 12/15/2012 12:15:36 PM |
| sensational-yield833 | $25.00 | 12/15/2012 12:15:47 PM |
| currency-apple729 | $25.00 | 12/15/2012 1:02:16 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:41 PM |
| fcukciti | $35.00 | 12/15/2012 12:17:55 PM |
| PRGuyinVA | $25.00 | 12/15/2012 12:26:15 PM |
| tcarrw | $32.00 | 12/15/2012 1:09:30 PM |
| Insuredcash | $25.00 | 12/15/2012 1:09:57 PM |
| trapper569 | $25.00 | 12/15/2012 1:11:49 PM |
| durability-officer | $50.00 | 12/15/2012 12:29:37 PM |
| bchbum | $25.00 | 12/15/2012 1:12:44 PM |
| ready-bid9 | $50.00 | 12/15/2012 1:12:50 PM |
| dparkhom | $50.00 | 12/15/2012 1:13:20 PM |
| a-unflappable-finance | $100.00 | 12/15/2012 1:16:42 PM |
| point-oyster5 | $25.00 | 12/15/2012 12:34:06 PM |
| shellcollector | $25.00 | 12/15/2012 1:17:43 PM |
| credit-blossom0 | $25.00 | 12/15/2012 12:34:50 PM |
| lending_well | $25.00 | 12/15/2012 1:19:16 PM |
| bonanza1973 | $25.00 | 12/15/2012 12:37:27 PM |
| JASON_ALFUND | $25.00 | 12/15/2012 12:40:34 PM |
| pious-currency875 | $100.00 | 12/15/2012 1:21:54 PM |
| keeks | $25.00 | 12/15/2012 1:23:08 PM |
| jjb3 | $25.00 | 12/15/2012 1:23:36 PM |
| market-assembler | $50.00 | 12/15/2012 1:26:23 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:30:03 PM |
| planningforsuccess86 | $25.00 | 12/15/2012 1:30:48 PM |
| bold-liberty-spartan | $25.00 | 12/15/2012 1:31:05 PM |
| orange-dollar-raccoon | $100.00 | 12/15/2012 1:32:19 PM |
| codavee | $200.00 | 12/15/2012 12:49:57 PM |
| balance-voyager | $74.00 | 12/15/2012 12:51:59 PM |
| tolstoy00 | $25.00 | 12/15/2012 12:53:16 PM |
| steamboatgal | $50.00 | 12/15/2012 12:54:10 PM |
| downtownfarm | $25.00 | 12/15/2012 12:56:22 PM |
| responsibility-armada | $25.00 | 12/15/2012 12:56:34 PM |
| PhalanxBulldog | $25.00 | 12/15/2012 12:59:39 PM |
| LendGuy | $50.00 | 12/15/2012 12:59:52 PM |
| power-haven459 | $25.00 | 12/15/2012 1:01:28 PM |
| onetuxllc | $25.00 | 12/15/2012 1:02:13 PM |
| the-platinum-dragon | $25.00 | 12/15/2012 1:03:22 PM |
| Redmond | $25.00 | 12/15/2012 1:05:16 PM |
| proper-exchange8 | $50.00 | 12/15/2012 1:05:45 PM |
| rickp | $25.00 | 12/15/2012 1:06:46 PM |
| efficient-marketplace | $25.00 | 12/15/2012 1:09:40 PM |
| attentive-kindness641 | $100.00 | 12/15/2012 1:10:03 PM |
| Splangy613 | $25.00 | 12/15/2012 1:11:38 PM |
| Alpha-AssistU | $25.00 | 12/15/2012 1:12:42 PM |
| finance-assembler | $50.00 | 12/15/2012 1:14:36 PM |
| Gr8Deal | $50.00 | 12/15/2012 1:16:50 PM |
| bxdoc | $25.00 | 12/15/2012 1:19:02 PM |
| basis-gazer0 | $25.00 | 12/15/2012 1:21:40 PM |
| innocent-income4 | $25.00 | 12/15/2012 1:24:29 PM |
| bewitching-commitment421 | $100.00 | 12/15/2012 1:25:35 PM |
| orange-courageous-dedication | $25.00 | 12/15/2012 1:25:55 PM |
| peer2peer-goodness | $25.00 | 12/15/2012 1:26:41 PM |
| TrustPlus | $40.00 | 12/15/2012 1:28:56 PM |
| wtrboy | $25.00 | 12/15/2012 1:29:49 PM |
| Cash-Flow | $1,500.00 | 12/15/2012 1:30:18 PM |
| loyalty-sherpa | $25.00 | 12/15/2012 1:31:13 PM |
| CreditBuilder2 | $50.01 | 12/2/2012 2:56:49 PM |
| windguy | $50.00 | 12/3/2012 9:59:43 AM |
| dunkard13 | $100.00 | 12/5/2012 6:00:29 PM |
| loot-prescription3 | $25.00 | 12/5/2012 5:19:49 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:16 PM |
| yield-voyager8 | $25.00 | 12/5/2012 6:49:27 PM |
| supersarah61 | $25.00 | 12/6/2012 4:28:32 PM |
| dunox | $75.00 | 12/6/2012 5:30:40 PM |
| wetlands | $200.00 | 12/7/2012 9:23:39 AM |
| Arvicco | $400.00 | 12/7/2012 9:31:00 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:47 AM |
| compoundinterest | $25.00 | 12/7/2012 5:15:39 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:40 PM |
| sri59 | $100.00 | 12/8/2012 2:15:10 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:35 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:33 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:39 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:06 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:37 PM |
| riskreward | $250.00 | 12/11/2012 5:54:00 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:10 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:20 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:59 PM |
| silver-saber | $125.00 | 12/12/2012 9:05:37 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:37 AM |
| djs81 | $75.00 | 12/12/2012 10:16:34 AM |
| djh47a | $25.00 | 12/12/2012 1:14:31 PM |
| cardminger | $25.00 | 12/12/2012 6:27:13 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:32:49 PM |
| trail5 | $25.00 | 12/13/2012 12:06:29 PM |
| american6 | $50.00 | 12/13/2012 10:14:54 AM |
| Avicell | $25.00 | 12/13/2012 6:21:11 PM |
| elasermd | $100.00 | 12/13/2012 6:27:09 PM |
| Independenttools | $25.00 | 12/13/2012 3:40:00 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 6:09:17 PM |
| anacent | $25.00 | 12/13/2012 10:26:24 PM |
| adaptable-benefit6 | $25.00 | 12/13/2012 9:19:18 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:09 AM |
| allo | $25.00 | 12/14/2012 9:55:19 AM |
| treasure-generator | $25.00 | 12/14/2012 10:01:59 AM |
| Ambassador | $31.00 | 12/14/2012 4:39:18 AM |
| Munnie | $50.00 | 12/14/2012 6:10:49 AM |
| huloo | $50.00 | 12/14/2012 10:22:05 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:25 AM |
| JC_12 | $100.00 | 12/14/2012 10:01:36 AM |
| Index_Plus | $5,000.00 | 12/14/2012 12:29:54 PM |
| EvalCrux | $50.00 | 12/14/2012 6:21:53 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:59 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:18 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:08 AM |
| frooogal | $25.00 | 12/15/2012 11:38:39 AM |
| BofM | $25.00 | 12/15/2012 12:03:22 PM |
| BobRand | $50.00 | 12/15/2012 6:20:56 AM |
| intuitive-integrity9 | $50.00 | 12/15/2012 12:04:57 PM |
| sharpey | $25.00 | 12/15/2012 12:05:45 PM |
| kindness-festivity | $25.00 | 12/15/2012 12:07:18 PM |
| trustedfriend | $25.00 | 12/15/2012 12:09:48 PM |
| unrivaled-silver | $25.00 | 12/15/2012 12:14:07 PM |
| iolaire | $25.00 | 12/15/2012 12:15:13 PM |
| p2p-harmony | $100.00 | 12/15/2012 12:18:23 PM |
| IP | $25.00 | 12/15/2012 12:18:42 PM |
| nimble-penny1 | $25.00 | 12/15/2012 12:20:48 PM |
| natecam | $25.00 | 12/15/2012 12:21:13 PM |
| LR_Biker | $29.00 | 12/15/2012 12:21:49 PM |
| Panna | $25.00 | 12/15/2012 12:22:10 PM |
| power-trophy7 | $25.00 | 12/15/2012 12:22:22 PM |
| postalwhiz | $25.00 | 12/15/2012 12:25:26 PM |
| magical-credit523 | $25.00 | 12/15/2012 12:25:44 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:54 AM |
| the-worthy-income | $25.00 | 12/15/2012 12:30:07 PM |
| w3alter | $50.00 | 12/15/2012 12:31:57 PM |
| Chervianne | $50.00 | 12/15/2012 12:35:31 PM |
| brightest-precious-dollar | $25.00 | 12/15/2012 12:39:46 PM |
| loan-master996 | $50.00 | 12/15/2012 12:40:03 PM |
| rate-mogul | $50.00 | 12/15/2012 12:40:18 PM |
| Duchdad | $25.00 | 12/15/2012 12:42:36 PM |
| rcm87 | $50.00 | 12/15/2012 12:44:11 PM |
| Ivan2007 | $50.00 | 12/15/2012 12:45:13 PM |
| dansarkis | $25.00 | 12/15/2012 12:47:17 PM |
| amijo | $25.00 | 12/15/2012 12:09:49 PM |
| mason13a | $25.00 | 12/15/2012 12:10:25 PM |
| mizount | $25.00 | 12/15/2012 12:11:05 PM |
| diversification-medalist | $25.00 | 12/15/2012 12:11:35 PM |
| Kingschamps12 | $25.00 | 12/15/2012 12:11:54 PM |
| meoates1 | $25.00 | 12/15/2012 12:50:51 PM |
| a-resplendent-commitment | $25.00 | 12/15/2012 12:13:17 PM |
| hardtofind | $36.00 | 12/15/2012 12:51:40 PM |
| skiberdad | $50.00 | 12/15/2012 12:54:59 PM |
| dc_lobster | $25.00 | 12/15/2012 12:55:38 PM |
| reaction5 | $25.00 | 12/15/2012 12:19:02 PM |
| Uncle_Scrooge | $50.00 | 12/15/2012 12:57:30 PM |
| Dakota98 | $50.00 | 12/15/2012 12:57:37 PM |
| KeepOnRunning | $100.00 | 12/15/2012 12:25:11 PM |
| top-sensible-yield | $25.00 | 12/15/2012 12:26:30 PM |
| awe-inspiring-commitment972 | $50.00 | 12/15/2012 1:01:07 PM |
| new-truth-chuckler | $33.00 | 12/15/2012 12:27:58 PM |
| TheKid | $100.00 | 12/15/2012 12:28:27 PM |
| ski bum | $55.00 | 12/15/2012 1:04:33 PM |
| excellent-funds649 | $39.00 | 12/15/2012 12:30:52 PM |
| selfmademan | $25.00 | 12/15/2012 12:31:17 PM |
| misterhobbs | $25.00 | 12/15/2012 1:04:54 PM |
| chlebie | $50.00 | 12/15/2012 1:05:35 PM |
| HUNTER599673 | $25.00 | 12/15/2012 12:33:48 PM |
| shred123 | $25.00 | 12/15/2012 12:41:50 PM |
| ramsba | $50.00 | 12/15/2012 1:13:58 PM |
| MoonMama | $25.00 | 12/15/2012 1:14:25 PM |
| payout-harmony4 | $75.00 | 12/15/2012 12:43:28 PM |
| GrommetPosse | $50.00 | 12/15/2012 1:16:21 PM |
| lendacity | $25.00 | 12/15/2012 12:44:46 PM |
| burgeoning-silver | $25.00 | 12/15/2012 1:17:06 PM |
| pixeldave | $33.00 | 12/15/2012 1:17:25 PM |
| ritwik | $50.00 | 12/15/2012 12:46:08 PM |
| ujiba | $50.00 | 12/15/2012 12:01:00 PM |
| Clambake | $25.00 | 12/15/2012 1:20:13 PM |
| boater01 | $100.00 | 12/15/2012 12:48:28 PM |
| dinero-speaker | $25.00 | 12/15/2012 12:49:13 PM |
| helpishere777 | $25.00 | 12/15/2012 1:21:52 PM |
| tripnosis | $25.00 | 12/15/2012 12:03:21 PM |
| invincible-deal82 | $25.00 | 12/15/2012 12:04:15 PM |
| dennisuello | $50.00 | 12/15/2012 12:04:35 PM |
| resolute-basis9 | $25.00 | 12/15/2012 1:24:49 PM |
| bokonon | $25.00 | 12/15/2012 12:51:50 PM |
| BankofBrandon | $25.00 | 12/15/2012 12:07:42 PM |
| brazilofmux | $100.00 | 12/15/2012 12:53:35 PM |
| larrybird | $1,000.00 | 12/15/2012 12:53:45 PM |
| mansel | $25.00 | 12/15/2012 12:54:08 PM |
| hostbank | $100.00 | 12/15/2012 1:32:08 PM |
| dnathe4th | $29.00 | 12/15/2012 1:32:38 PM |
| awwaww | $25.00 | 12/15/2012 12:13:33 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:56 PM |
| fishintime | $86.00 | 12/15/2012 12:16:27 PM |
| exuberant-pound | $25.00 | 12/15/2012 12:18:31 PM |
| meenan | $44.00 | 12/15/2012 1:03:52 PM |
| xchach1ng | $25.00 | 12/15/2012 12:19:10 PM |
| otalon | $25.00 | 12/15/2012 12:19:24 PM |
| brightest-affluence-motivator | $50.00 | 12/15/2012 1:05:32 PM |
| loyalty-hornet6 | $25.00 | 12/15/2012 1:07:13 PM |
| affluence-kingdom9 | $96.00 | 12/15/2012 12:23:29 PM |
| roadtruck | $52.00 | 12/15/2012 1:07:39 PM |
| miamibeachloaner | $100.00 | 12/15/2012 1:08:19 PM |
| knowledgeable-silver6 | $25.00 | 12/15/2012 12:26:51 PM |
| nosualcneas | $25.00 | 12/15/2012 12:27:11 PM |
| Approved1234 | $25.00 | 12/15/2012 12:27:33 PM |
| techvet | $50.00 | 12/15/2012 12:29:16 PM |
| the-transaction-stronghold | $25.00 | 12/15/2012 1:12:32 PM |
| dignified-finance | $50.00 | 12/15/2012 1:13:21 PM |
| charming-economy438 | $25.00 | 12/15/2012 12:30:34 PM |
| luminous-marketplace5 | $50.00 | 12/15/2012 12:30:40 PM |
| bigballer105 | $50.00 | 12/15/2012 12:30:43 PM |
| JKEnterprises | $25.00 | 12/15/2012 1:14:15 PM |
| 6moonbeams | $50.00 | 12/15/2012 12:31:53 PM |
| stoopidnoodle | $25.00 | 12/15/2012 12:33:36 PM |
| benefit-dreams | $25.00 | 12/15/2012 12:33:53 PM |
| slartibardfast | $25.00 | 12/15/2012 12:35:34 PM |
| commerce-web5 | $25.00 | 12/15/2012 1:18:20 PM |
| emo13 | $58.00 | 12/15/2012 1:19:53 PM |
| blissful-ore5 | $25.00 | 12/15/2012 1:20:34 PM |
| hrubinst | $50.00 | 12/15/2012 1:26:30 PM |
| TW2000 | $25.00 | 12/15/2012 12:45:36 PM |
| platinum-genetics | $25.00 | 12/15/2012 1:32:02 PM |
| mad4wknds | $25.00 | 12/15/2012 1:32:21 PM |
| srgriff | $25.00 | 12/15/2012 1:32:27 PM |
| LendingLotus | $25.00 | 12/15/2012 12:48:27 PM |
| unforgettable-wealth4 | $50.00 | 12/15/2012 12:49:59 PM |
| scottyb73 | $25.00 | 12/15/2012 12:51:55 PM |
| hampa | $25.00 | 12/15/2012 12:52:12 PM |
| E_G | $50.00 | 12/15/2012 12:59:16 PM |
| precious-coin3 | $50.00 | 12/15/2012 12:59:21 PM |
| kchen486 | $50.00 | 12/15/2012 1:00:54 PM |
| KVEER | $25.00 | 12/15/2012 1:02:30 PM |
| metro457 | $100.00 | 12/15/2012 1:04:59 PM |
| avocadodogs | $25.00 | 12/15/2012 1:07:15 PM |
| basis-mate7 | $25.00 | 12/15/2012 1:11:12 PM |
| wonderous-p2ploan3 | $25.00 | 12/15/2012 1:11:24 PM |
| greenback-snowdome1 | $50.00 | 12/15/2012 1:12:37 PM |
| minista | $25.00 | 12/15/2012 1:12:55 PM |
| gallant-economy9 | $50.00 | 12/15/2012 1:12:59 PM |
| studious-bonus7 | $100.00 | 12/15/2012 1:13:44 PM |
| debt-fuse158 | $25.00 | 12/15/2012 1:14:54 PM |
| extraordinary-exchange4 | $35.00 | 12/15/2012 1:16:24 PM |
| flypenguin | $25.00 | 12/15/2012 1:20:23 PM |
| lakshmilila | $25.00 | 12/15/2012 1:23:50 PM |
| worth-eclipse9 | $100.00 | 12/15/2012 1:24:23 PM |
| SpectrumCen | $25.00 | 12/15/2012 1:25:58 PM |
| important-penny3 | $25.00 | 12/15/2012 1:26:43 PM |
| DirtyJenga | $25.00 | 12/15/2012 1:27:53 PM |
| perls | $100.00 | 12/15/2012 1:29:11 PM |
| Preteur | $25.00 | 12/15/2012 1:33:08 PM |
| 382 Investments
|
Borrower Payment Dependent Notes Series
681092
This series of Notes was issued and sold upon the funding of the borrower loan #79757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $284.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 30y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,189 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authoritative-generosity7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: moving expense
This loan will be used to...security deposit and first months rent
My financial situation:
I am a good candidate for this loan because... retirement income solid
Monthly net income: $6000.00
Monthly expenses: $ 3668.00
Housing: $2400
Insurance: $ 100.00
Car expenses: $
Utilities: $98.00
Phone, cable, internet: $ 120.00
Food, entertainment: $300
Clothing, household expenses: $ 100.00
Credit cards and other loans: $400.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jddorsey | $50.00 | 12/11/2012 10:04:14 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:16 PM |
| phenomenal-rate1 | $500.00 | 12/3/2012 5:15:21 PM |
| affluence-microscope2 | $200.00 | 12/3/2012 5:12:50 PM |
| transaction-seahorse0 | $25.00 | 12/3/2012 5:51:00 PM |
| radiant-dollar9 | $200.00 | 12/3/2012 5:47:38 PM |
| RGlad | $100.00 | 12/4/2012 5:31:14 AM |
| Theodon | $25.00 | 12/3/2012 6:24:19 PM |
| a-finance-nirvana | $25.00 | 12/4/2012 9:06:43 AM |
| bowdish1 | $25.00 | 12/4/2012 9:18:16 AM |
| PFTLender | $25.00 | 12/4/2012 3:06:41 PM |
| Fiimg | $50.00 | 12/5/2012 5:45:03 PM |
| Harry | $75.00 | 12/5/2012 6:06:25 PM |
| compassion-twister2 | $50.00 | 12/5/2012 7:07:27 PM |
| SamyFromRI | $25.00 | 12/5/2012 7:16:56 PM |
| deal-vibrato | $25.00 | 12/6/2012 10:16:17 AM |
| repayment-pagoda8 | $100.00 | 12/6/2012 5:32:43 PM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:37 AM |
| wetlands | $200.00 | 12/7/2012 9:24:05 AM |
| tech310 | $50.00 | 12/7/2012 9:12:06 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:07 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:08 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:19 PM |
| lionheart722 | $25.00 | 12/8/2012 12:03:35 PM |
| dominickf | $50.00 | 12/8/2012 2:08:44 PM |
| drkosh | $25.00 | 12/9/2012 11:00:13 AM |
| franzzua | $25.00 | 12/9/2012 12:38:40 PM |
| YampaQuant | $25.00 | 12/10/2012 9:25:13 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:22 AM |
| transparent-wealth6 | $25.00 | 12/10/2012 10:48:35 PM |
| benefit-thunder0 | $25.00 | 12/11/2012 8:47:03 AM |
| fulfilling-bazaar4 | $100.00 | 12/11/2012 9:46:15 AM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:45 PM |
| kind-euro-mirth | $50.00 | 12/11/2012 5:20:14 PM |
| HoosierDaddie | $300.00 | 12/11/2012 5:21:52 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:18 PM |
| evergreen16 | $100.00 | 12/12/2012 8:59:09 AM |
| hektek22 | $600.00 | 12/11/2012 11:07:25 PM |
| laomedon | $50.00 | 12/12/2012 12:37:40 AM |
| abundanceforever | $52.50 | 12/12/2012 9:59:33 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:47 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:56 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:11:33 AM |
| USMCR | $25.00 | 12/12/2012 7:02:10 PM |
| Lender2895a | $100.00 | 12/13/2012 7:30:49 AM |
| CaptainBL | $25.00 | 12/13/2012 10:08:35 AM |
| hero007 | $50.00 | 12/13/2012 9:03:22 AM |
| Chosen_Llama | $25.00 | 12/13/2012 9:50:49 AM |
| principal-cooker2 | $28.00 | 12/13/2012 10:14:04 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:55 PM |
| quickstep | $151.00 | 12/13/2012 12:47:11 PM |
| kendigme | $28.90 | 12/13/2012 1:00:03 PM |
| lagnisiruk | $25.00 | 12/13/2012 5:54:48 PM |
| wwwUniversal | $25.00 | 12/13/2012 6:06:38 PM |
| Avicell | $25.00 | 12/13/2012 6:21:20 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:33 AM |
| anacent | $25.00 | 12/13/2012 10:26:33 PM |
| wildcard451 | $50.00 | 12/14/2012 6:26:31 AM |
| crown-year | $816.60 | 12/14/2012 7:57:05 AM |
| ideal-peace5 | $100.00 | 12/3/2012 5:16:48 PM |
| cash-mad-scientist3 | $25.00 | 12/3/2012 6:41:46 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:06:01 PM |
| natural-worth9 | $50.00 | 12/3/2012 7:57:18 PM |
| gravbox | $25.00 | 12/3/2012 6:47:22 PM |
| janeybooboo | $50.00 | 12/4/2012 5:45:58 AM |
| prudent-dough458 | $25.00 | 12/5/2012 5:07:35 PM |
| DreisersFinancier | $50.00 | 12/5/2012 5:16:04 PM |
| uncl-sammy | $25.00 | 12/5/2012 6:38:59 PM |
| bright-idea11 | $25.00 | 12/6/2012 10:18:54 AM |
| qsolo | $25.00 | 12/6/2012 10:27:31 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:43 AM |
| octoberfresh | $25.00 | 12/6/2012 7:02:57 PM |
| special-dinero553 | $25.00 | 12/7/2012 9:19:29 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:34 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:33 AM |
| kulender | $100.00 | 12/7/2012 1:19:05 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:07:37 PM |
| BostonCapital | $100.00 | 12/7/2012 6:41:15 PM |
| intelligent-yield | $25.00 | 12/9/2012 1:48:51 PM |
| dbs | $25.00 | 12/10/2012 5:38:34 PM |
| redmumba | $50.00 | 12/11/2012 12:30:06 AM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:03 PM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:10 AM |
| openness-antioxidant | $75.00 | 12/11/2012 10:58:20 AM |
| dime-mandolin9 | $50.00 | 12/11/2012 5:33:22 PM |
| Mommo | $50.00 | 12/11/2012 5:15:18 PM |
| amicablenemesis | $50.00 | 12/11/2012 5:16:08 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:35:50 PM |
| riskreward | $250.00 | 12/11/2012 5:54:29 PM |
| Plutis | $25.00 | 12/11/2012 6:11:22 PM |
| Roundhouse | $50.00 | 12/12/2012 8:00:17 AM |
| Ocean713 | $75.00 | 12/12/2012 11:45:47 AM |
| djh47a | $50.00 | 12/12/2012 12:58:59 PM |
| balance-force | $28.00 | 12/12/2012 1:52:39 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:29 PM |
| durable-investment8 | $30.00 | 12/12/2012 3:26:47 PM |
| Goat-herder | $50.00 | 12/13/2012 7:00:08 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:03 PM |
| contract-bopper | $30.00 | 12/13/2012 9:23:19 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:55 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:32 AM |
| terrific-dough6 | $50.00 | 12/13/2012 10:01:04 AM |
| crown-year | $500.00 | 12/13/2012 12:16:04 PM |
| CPAecs | $25.00 | 12/13/2012 3:41:16 PM |
| blLending | $25.00 | 12/13/2012 3:47:41 PM |
| compatible-deal9 | $25.00 | 12/13/2012 12:56:06 PM |
| radforj22 | $25.00 | 12/13/2012 1:30:28 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:20 AM |
| Quiza12 | $100.00 | 12/14/2012 7:32:57 AM |
| Rulea72 | $25.00 | 12/14/2012 7:07:58 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:25 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
681094
This series of Notes was issued and sold upon the funding of the borrower loan #79059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $301.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,767 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| logical-value359 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay down Credit card debt
My financial situation:
I am a good candidate for this loan because...I pay my bills consistantly
Monthly net income: $4800.00
Monthly expenses: $
Housing: $1600.00
Insurance: $120.00
Car expenses: $0
Utilities: $230.00
Phone, cable, internet: $120.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $800.00
Other expenses: $800.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.06 | 12/1/2012 12:09:56 PM |
| payment-halo | $25.00 | 12/1/2012 1:16:00 PM |
| ucantbeetit | $25.00 | 12/1/2012 1:10:46 PM |
| marketplace-singularity3 | $50.00 | 12/1/2012 1:51:46 PM |
| RGlad | $100.00 | 12/1/2012 5:07:19 PM |
| gravbox | $25.00 | 12/1/2012 2:13:54 PM |
| red-duty-carrier | $25.00 | 12/2/2012 12:46:42 PM |
| justasoldier | $75.00 | 12/2/2012 5:58:07 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 9:39:39 AM |
| Haydn-sav | $25.00 | 12/4/2012 6:30:13 PM |
| fulfilling-bazaar4 | $100.00 | 12/4/2012 6:35:59 PM |
| axl163 | $25.00 | 12/4/2012 11:02:21 PM |
| deal-selector5 | $25.00 | 12/4/2012 6:35:03 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:50 AM |
| marwadi-62 | $225.00 | 12/5/2012 11:18:01 AM |
| tech310 | $50.00 | 12/5/2012 6:01:51 PM |
| astute-benjamins | $25.00 | 12/7/2012 8:53:31 AM |
| wetlands | $200.00 | 12/7/2012 9:24:04 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:17 PM |
| money-bauble | $100.00 | 12/7/2012 5:18:50 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:27 PM |
| Sagamore | $250.00 | 12/7/2012 7:15:18 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:15 PM |
| exchange-cub | $30.00 | 12/9/2012 8:23:29 AM |
| helpbestican | $25.00 | 12/9/2012 6:14:32 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:36 AM |
| vivacious-fund2 | $25.00 | 12/10/2012 3:29:12 PM |
| ell25 | $50.00 | 12/10/2012 8:30:15 PM |
| abundant-community130 | $50.00 | 12/11/2012 10:38:01 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:57 PM |
| dunox | $75.00 | 12/12/2012 9:50:33 AM |
| djh47a | $25.00 | 12/12/2012 1:14:29 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:10 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:05:46 PM |
| cardminger | $25.00 | 12/12/2012 6:27:12 PM |
| groovy-watanabe | $25.00 | 12/13/2012 10:12:11 AM |
| magnetic-duty4 | $25.00 | 12/13/2012 9:46:33 AM |
| compoundinterest | $25.00 | 12/13/2012 9:52:55 AM |
| hitsman | $50.00 | 12/13/2012 10:04:08 AM |
| justme4now | $25.00 | 12/13/2012 3:57:28 PM |
| compatible-deal9 | $25.00 | 12/13/2012 12:36:42 PM |
| tranquil-loyalty465 | $50.00 | 12/13/2012 1:05:53 PM |
| generous-aloha2 | $35.42 | 12/13/2012 3:52:32 PM |
| supersarah61 | $25.00 | 12/13/2012 5:13:55 PM |
| China-man | $139.55 | 12/13/2012 12:29:43 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:20 PM |
| crown-year | $1,500.00 | 12/14/2012 6:16:06 AM |
| matthewrburk | $71.44 | 12/13/2012 7:55:14 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:13 AM |
| New-Truck-Savings | $25.00 | 12/14/2012 5:02:36 AM |
| life-is-great | $25.00 | 12/14/2012 6:14:07 AM |
| principal-duckling | $50.00 | 12/13/2012 8:26:32 PM |
| anacent | $25.00 | 12/13/2012 10:26:23 PM |
| mercuriant | $25.00 | 12/14/2012 9:59:41 AM |
| JC_12 | $100.00 | 12/14/2012 10:00:27 AM |
| BeanCownter | $25.00 | 12/14/2012 4:39:26 AM |
| Munnie | $50.00 | 12/14/2012 6:10:48 AM |
| a-smart-p2p | $25.00 | 12/14/2012 10:12:56 AM |
| bazaar-festivity | $25.00 | 12/14/2012 9:44:19 AM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:56 AM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:43 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:31 PM |
| VTXRider | $25.00 | 12/14/2012 10:46:10 AM |
| RocketSurgeon | $25.00 | 12/14/2012 5:14:18 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:19:55 PM |
| gotjack | $50.00 | 12/14/2012 12:01:42 PM |
| buffalobills | $25.00 | 12/14/2012 12:26:49 PM |
| Pasagam | $50.00 | 12/14/2012 5:27:34 PM |
| zorg77 | $100.00 | 12/14/2012 5:34:02 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:49 PM |
| helping-out | $150.00 | 12/15/2012 5:21:22 AM |
| Investoman | $25.00 | 12/14/2012 6:26:26 PM |
| mammalian4 | $25.00 | 12/14/2012 6:57:49 PM |
| awwaww | $25.00 | 12/14/2012 5:28:07 PM |
| market-maximizer472 | $25.00 | 12/15/2012 8:01:15 AM |
| yield-hut | $25.00 | 12/14/2012 5:44:25 PM |
| digitaldan | $30.00 | 12/15/2012 9:29:59 AM |
| coin-popcorn | $25.00 | 12/15/2012 9:53:45 AM |
| cordial-affluence2 | $25.00 | 12/15/2012 9:58:00 AM |
| _G_ | $25.00 | 12/14/2012 5:53:53 PM |
| Bob450 | $25.00 | 12/15/2012 10:19:40 AM |
| dollarsforrent | $50.00 | 12/15/2012 10:37:43 AM |
| the-financier814 | $25.00 | 12/15/2012 8:11:32 AM |
| treasure-serrano729 | $42.30 | 12/15/2012 8:26:34 AM |
| tillit | $25.00 | 12/15/2012 9:05:48 AM |
| ralph44 | $25.00 | 12/14/2012 8:30:41 PM |
| soulful-money6 | $26.28 | 12/15/2012 10:43:42 AM |
| first-careful-currency | $49.90 | 12/15/2012 10:45:56 AM |
| sympathetic-funds818 | $50.00 | 12/15/2012 4:25:39 AM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:22 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:00 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:20 AM |
| EJPiper | $25.00 | 12/15/2012 10:34:03 AM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:47 AM |
| bowdish1 | $25.00 | 12/1/2012 1:23:18 PM |
| corndog4000 | $30.00 | 12/1/2012 2:41:19 PM |
| RGlad | $50.00 | 12/1/2012 5:07:30 PM |
| gotjack-IRA | $150.00 | 12/1/2012 3:53:50 PM |
| janeybooboo | $100.00 | 12/1/2012 4:52:41 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:21 AM |
| credit-commander1 | $25.00 | 12/3/2012 5:41:37 PM |
| profitable-fairness1 | $50.00 | 12/4/2012 7:53:58 AM |
| repayment-pagoda8 | $100.00 | 12/4/2012 5:24:46 PM |
| deal-vibrato | $25.00 | 12/4/2012 6:26:38 PM |
| windguy | $50.00 | 12/4/2012 5:37:25 PM |
| new-start18100 | $25.00 | 12/4/2012 6:59:01 PM |
| octoberfresh | $25.00 | 12/4/2012 7:00:27 PM |
| dunkard13 | $100.00 | 12/4/2012 6:30:35 PM |
| compassion-twister2 | $100.00 | 12/5/2012 10:09:36 AM |
| franzzua | $25.00 | 12/5/2012 10:54:00 AM |
| justreturns | $25.00 | 12/5/2012 10:20:01 AM |
| compassion-twister2 | $100.00 | 12/5/2012 10:08:25 AM |
| natural-worth9 | $100.00 | 12/5/2012 4:41:35 PM |
| persistent-dinero953 | $25.00 | 12/5/2012 1:21:26 PM |
| new-justice-entrepreneur | $25.00 | 12/6/2012 10:08:12 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:16 AM |
| miked8303 | $75.00 | 12/6/2012 11:31:56 AM |
| Hwornke | $25.00 | 12/6/2012 2:02:11 PM |
| Tscheddar | $25.00 | 12/6/2012 5:07:19 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:28 AM |
| scholarly-liberty3 | $25.00 | 12/7/2012 9:21:16 AM |
| kulender | $100.00 | 12/7/2012 1:18:59 PM |
| adaboy65 | $75.00 | 12/7/2012 11:22:45 AM |
| decisive-return611 | $100.00 | 12/7/2012 1:02:18 PM |
| TumbleWeed88 | $25.00 | 12/7/2012 6:19:07 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:13:49 PM |
| ready-vigilance3 | $25.00 | 12/9/2012 9:53:40 AM |
| simplelender80 | $75.00 | 12/9/2012 2:01:30 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:04 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:46 AM |
| LoanerPrincipal | $25.00 | 12/11/2012 10:43:58 AM |
| cr8on | $30.00 | 12/11/2012 5:09:11 PM |
| kalamari | $30.00 | 12/11/2012 1:03:25 PM |
| riskreward | $250.00 | 12/11/2012 5:54:28 PM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:16:43 PM |
| power-defender7 | $40.00 | 12/11/2012 5:41:06 PM |
| integrity-doctor | $100.00 | 12/12/2012 7:02:38 AM |
| CashBank | $25.00 | 12/12/2012 8:56:33 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:34 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:11 AM |
| successful-agreement7 | $100.00 | 12/12/2012 9:54:05 AM |
| balance-force | $28.00 | 12/12/2012 1:52:27 PM |
| blueshound | $25.00 | 12/12/2012 9:11:49 PM |
| ethical-truth211 | $300.00 | 12/13/2012 9:08:53 AM |
| agalt | $55.00 | 12/13/2012 10:24:52 AM |
| awesome-yield7 | $58.41 | 12/13/2012 10:59:03 AM |
| the-sharp-openness | $25.00 | 12/13/2012 5:07:26 PM |
| bjr01 | $25.00 | 12/13/2012 5:13:57 PM |
| wealth-infusion6 | $50.00 | 12/13/2012 11:11:28 AM |
| theloanteacher | $25.00 | 12/13/2012 3:44:50 PM |
| inspire22 | $25.00 | 12/13/2012 5:18:16 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:49 PM |
| Avicell | $25.00 | 12/13/2012 6:21:10 PM |
| the-silver-blaster | $75.00 | 12/13/2012 5:29:13 PM |
| gilbrear | $25.00 | 12/13/2012 4:01:51 PM |
| Malkial | $29.00 | 12/13/2012 4:18:39 PM |
| point-nest4 | $28.52 | 12/13/2012 6:58:02 PM |
| credit-maple | $25.00 | 12/13/2012 5:56:19 PM |
| cah1942 | $25.00 | 12/13/2012 9:10:01 PM |
| Peacepower | $50.00 | 12/13/2012 6:32:53 PM |
| dough-dreams8 | $300.00 | 12/14/2012 7:28:51 AM |
| bbanzai | $25.00 | 12/14/2012 9:43:13 AM |
| burgeoning-affluence5 | $50.00 | 12/13/2012 8:25:13 PM |
| Smallbear | $25.00 | 12/14/2012 6:17:47 AM |
| wonder3 | $30.00 | 12/14/2012 6:36:04 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:23 AM |
| belief-integrity | $250.00 | 12/14/2012 2:47:43 PM |
| self-reliant-integrity0 | $50.00 | 12/14/2012 5:19:17 PM |
| MNJ | $25.00 | 12/14/2012 5:51:24 PM |
| adaptable-benefit6 | $25.00 | 12/14/2012 10:41:05 AM |
| p2ploan-magnate | $50.00 | 12/14/2012 7:58:53 PM |
| silver-saber | $125.00 | 12/14/2012 5:48:46 PM |
| first-graceful-contract | $25.00 | 12/14/2012 5:59:22 PM |
| finance-admirer614 | $35.00 | 12/14/2012 6:05:09 PM |
| sympathetic-funds818 | $50.00 | 12/15/2012 4:26:05 AM |
| admirable-economy3 | $25.00 | 12/15/2012 5:16:52 AM |
| glowing-benjamins1 | $25.00 | 12/15/2012 7:54:22 AM |
| capital-heaven5 | $262.39 | 12/14/2012 7:54:59 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:33 PM |
| cutter21 | $25.00 | 12/14/2012 6:06:10 PM |
| point-hunter4 | $25.00 | 12/15/2012 4:48:06 AM |
| Pogo5 | $35.01 | 12/15/2012 7:36:22 AM |
| RockAngelHair | $25.00 | 12/15/2012 9:28:55 AM |
| productive-felicity170 | $100.00 | 12/14/2012 8:03:02 PM |
| Capitalincome | $25.00 | 12/15/2012 10:03:25 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:16 PM |
| benefit-banshee | $25.00 | 12/14/2012 11:51:01 PM |
| joe_matadatz | $25.00 | 12/15/2012 10:42:36 AM |
| Snoopylover | $25.00 | 12/15/2012 8:03:53 AM |
| bob450-roth | $25.00 | 12/15/2012 9:14:30 AM |
| new-reward-sequoia | $25.00 | 12/15/2012 9:28:03 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:53 AM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
681096
This series of Notes was issued and sold upon the funding of the borrower loan #79504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,999 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-sunrise4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate all my credit cards into a quicker payoff
My financial situation:
I am a good candidate for this loan because...
I am a dependable person having been at the same job for over 10 years and I have a very good credit rating by always paying all my bills on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loot-prescription3 | $25.00 | 12/5/2012 5:20:05 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:32 PM |
| supersarah61 | $25.00 | 12/5/2012 5:14:54 PM |
| Zolton | $300.00 | 12/5/2012 6:44:29 PM |
| natural-worth9 | $300.00 | 12/6/2012 6:39:36 AM |
| blot44 | $25.00 | 12/6/2012 6:22:03 AM |
| indomitable-coin | $25.00 | 12/6/2012 10:23:00 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:20 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:54 PM |
| simplelender80 | $125.00 | 12/9/2012 1:25:03 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:44 PM |
| ucantbeetit | $25.00 | 12/10/2012 9:12:08 AM |
| compoundinterest | $25.00 | 12/10/2012 10:14:12 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:43 AM |
| DonaldColorado | $50.00 | 12/10/2012 10:09:49 AM |
| prudent-dough458 | $25.00 | 12/10/2012 5:04:06 PM |
| sflawya | $25.00 | 12/10/2012 5:44:57 PM |
| Castellan | $50.00 | 12/10/2012 5:34:00 PM |
| Jag97 | $34.00 | 12/10/2012 6:00:55 PM |
| well-rounded-diversification | $25.00 | 12/10/2012 5:59:07 PM |
| payout-optimizer1 | $50.00 | 12/11/2012 7:58:31 AM |
| market-maximizer472 | $25.00 | 12/11/2012 8:34:34 AM |
| Investoman | $25.00 | 12/11/2012 11:06:10 AM |
| radforj22 | $50.00 | 12/11/2012 3:13:00 PM |
| dinero-gusto9 | $25.00 | 12/11/2012 11:45:48 AM |
| amicablenemesis | $50.00 | 12/11/2012 5:16:00 PM |
| abz | $50.00 | 12/11/2012 5:32:29 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:39 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:58 AM |
| WhiteInvestor | $27.00 | 12/12/2012 9:11:56 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:19 AM |
| studious-revenue7 | $25.00 | 12/12/2012 9:14:42 AM |
| member_98419 | $25.00 | 12/12/2012 9:49:55 AM |
| american6 | $50.00 | 12/12/2012 10:38:10 AM |
| AFairDeal | $25.00 | 12/12/2012 5:41:06 PM |
| knowledgeable-silver6 | $25.00 | 12/12/2012 6:02:27 PM |
| openness-enforcer76 | $25.00 | 12/12/2012 5:25:08 PM |
| djh47a | $25.00 | 12/12/2012 1:23:10 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:20 PM |
| tender-integrity3 | $100.00 | 12/12/2012 5:57:34 PM |
| magical-credit523 | $25.00 | 12/13/2012 9:35:25 AM |
| transparency-sequoia6 | $100.00 | 12/13/2012 12:16:43 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:10 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:05:00 AM |
| Senechal | $25.00 | 12/14/2012 6:53:27 PM |
| knowledgeable-listing597 | $25.00 | 12/14/2012 6:01:21 PM |
| auction-iris9 | $120.00 | 12/14/2012 6:52:02 PM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:24:28 AM |
| kulender | $100.00 | 12/15/2012 9:24:25 AM |
| Mommo | $50.00 | 12/15/2012 10:45:21 AM |
| privatebankerva | $25.00 | 12/15/2012 9:17:35 AM |
| dunox | $75.00 | 12/15/2012 10:59:51 AM |
| pay_day | $50.00 | 12/15/2012 12:55:48 PM |
| thickhead | $25.00 | 12/15/2012 12:25:30 PM |
| slipstock | $25.00 | 12/15/2012 1:06:01 PM |
| thestartuplender | $40.00 | 12/15/2012 1:19:58 PM |
| Frankieb21 | $25.00 | 12/15/2012 12:02:33 PM |
| GenerousGentleMan | $25.00 | 12/15/2012 1:22:30 PM |
| vigorous-payment6 | $25.00 | 12/15/2012 12:04:33 PM |
| ManhattanLender | $25.00 | 12/15/2012 1:38:00 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:03 PM |
| Brain_m | $25.00 | 12/15/2012 1:26:28 PM |
| debtfreenow-82 | $50.00 | 12/15/2012 1:43:13 PM |
| dayahn | $25.00 | 12/15/2012 12:55:05 PM |
| silver-champion3 | $50.00 | 12/15/2012 12:57:45 PM |
| Sothenwhat | $100.00 | 12/15/2012 1:08:21 PM |
| point-pecan | $194.53 | 12/15/2012 2:43:15 PM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:45:58 PM |
| fervent-revenue7 | $25.00 | 12/15/2012 1:58:17 PM |
| flshdaskll | $25.00 | 12/15/2012 1:16:08 PM |
| Mindful7 | $25.00 | 12/15/2012 5:03:32 PM |
| fairness-palm | $50.00 | 12/15/2012 1:26:13 PM |
| coloradoadam | $25.00 | 12/15/2012 8:55:25 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:03 AM |
| jazz619 | $25.00 | 12/15/2012 2:08:36 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:49 AM |
| BOBCH | $25.00 | 12/16/2012 7:21:43 AM |
| PerryTech | $25.00 | 12/15/2012 2:14:56 PM |
| KSfuture | $50.00 | 12/16/2012 9:04:42 AM |
| imlosttoo | $30.00 | 12/16/2012 10:05:44 AM |
| Mavdyaus | $28.00 | 12/16/2012 10:33:18 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:13 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:09 PM |
| rcj1411 | $25.00 | 12/15/2012 9:12:18 PM |
| dordee | $71.03 | 12/16/2012 12:29:56 PM |
| romario | $25.00 | 12/15/2012 2:08:59 PM |
| inspired-investment8 | $100.00 | 12/15/2012 2:13:21 PM |
| Rider | $112.00 | 12/16/2012 8:39:53 AM |
| Boxhead | $25.00 | 12/15/2012 2:41:36 PM |
| hawaiiangirl76 | $25.00 | 12/16/2012 12:09:02 PM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:06 PM |
| sturzstrom | $25.00 | 12/16/2012 7:39:05 PM |
| social-workhorse | $25.00 | 12/15/2012 9:57:00 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:23 AM |
| syracuserei | $50.00 | 12/16/2012 9:11:06 AM |
| Clambake | $25.00 | 12/16/2012 1:23:41 PM |
| AllanBK | $46.08 | 12/17/2012 6:28:59 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:53 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:20 AM |
| lionsrock | $25.00 | 12/16/2012 12:06:42 PM |
| nukespike | $25.00 | 12/16/2012 12:12:49 PM |
| EnglishGeekInNYC | $25.00 | 12/17/2012 10:04:22 AM |
| 907 | $25.00 | 12/16/2012 5:02:22 PM |
| roadredwood | $25.00 | 12/16/2012 8:40:12 PM |
| chac | $400.00 | 12/17/2012 12:19:47 PM |
| bb575 | $50.00 | 12/17/2012 5:18:24 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:30 PM |
| fartypants | $100.00 | 12/17/2012 10:12:58 AM |
| skillful-justice879 | $17.00 | 12/17/2012 5:06:46 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:18 AM |
| Money_Working | $35.00 | 12/17/2012 1:52:25 PM |
| chilandman | $50.00 | 12/17/2012 10:17:43 AM |
| the-sunny-loot | $25.00 | 12/17/2012 10:21:57 AM |
| resplendent-moola | $50.00 | 12/17/2012 10:24:33 AM |
| dough-hammock | $25.00 | 12/17/2012 2:01:16 PM |
| j2ee | $27.00 | 12/17/2012 5:04:30 PM |
| unassailable-funds754 | $25.00 | 12/17/2012 5:04:41 PM |
| bazaar-tulip | $25.00 | 12/5/2012 5:09:16 PM |
| neighborly-hope6 | $100.00 | 12/5/2012 6:23:15 PM |
| ready-interest9 | $25.00 | 12/5/2012 7:15:42 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 8:13:24 PM |
| wahoos20 | $100.00 | 12/6/2012 12:02:08 AM |
| cerebral-dollar773 | $25.00 | 12/6/2012 4:38:46 AM |
| P2P4me | $500.00 | 12/7/2012 6:38:08 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:43 AM |
| octoberfresh | $25.00 | 12/7/2012 6:53:29 AM |
| riskreward | $250.00 | 12/7/2012 9:29:04 AM |
| floridahelper | $25.00 | 12/9/2012 6:43:02 AM |
| dharma1 | $25.00 | 12/10/2012 9:12:48 AM |
| fortytwo | $100.00 | 12/10/2012 5:07:39 PM |
| uncl-sammy | $25.00 | 12/10/2012 10:27:21 AM |
| funds-captain4 | $50.00 | 12/10/2012 5:48:00 PM |
| gold-hero4 | $50.00 | 12/10/2012 5:05:26 PM |
| logical-peso2 | $25.00 | 12/10/2012 6:37:41 PM |
| power-amusement | $25.00 | 12/10/2012 5:45:48 PM |
| redmumba | $50.00 | 12/11/2012 12:30:11 AM |
| rmachi | $25.00 | 12/11/2012 9:01:56 AM |
| marketplace-singularity3 | $25.00 | 12/11/2012 6:25:47 AM |
| tender-wealth0 | $25.00 | 12/11/2012 10:05:29 AM |
| samurai2 | $25.00 | 12/11/2012 1:36:32 PM |
| kalamari | $30.00 | 12/11/2012 1:03:49 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:25 PM |
| Plutis | $25.00 | 12/11/2012 6:11:23 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:47 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:53 PM |
| aabadabadoo | $25.00 | 12/12/2012 9:27:10 AM |
| djs81 | $75.00 | 12/12/2012 10:16:41 AM |
| cardminger | $25.00 | 12/12/2012 6:27:19 PM |
| hero007 | $50.00 | 12/13/2012 9:03:36 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:20 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:54:09 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:38 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:07 PM |
| elasermd | $100.00 | 12/13/2012 6:27:44 PM |
| nuclearmoose | $50.00 | 12/13/2012 6:18:30 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:43 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:34 AM |
| bonafide-openness665 | $25.00 | 12/14/2012 8:52:17 AM |
| anacent | $25.00 | 12/13/2012 10:26:43 PM |
| BorthersKeeper | $25.00 | 12/14/2012 3:55:29 AM |
| georgethesir | $50.00 | 12/14/2012 4:54:46 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:00 AM |
| bowdish1 | $75.00 | 12/14/2012 10:47:48 AM |
| BenR | $100.00 | 12/14/2012 5:08:50 PM |
| Flyinerb | $50.00 | 12/14/2012 6:22:51 PM |
| joe_matadatz | $25.00 | 12/14/2012 2:28:33 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:49 AM |
| rs999 | $25.00 | 12/14/2012 6:24:38 PM |
| BobRand | $50.00 | 12/15/2012 6:21:00 AM |
| Avala | $100.00 | 12/15/2012 12:04:44 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:44 PM |
| girlwithglasses | $50.00 | 12/15/2012 12:26:56 PM |
| determined-bill5 | $100.00 | 12/15/2012 12:57:58 PM |
| adventurous-cash | $25.00 | 12/15/2012 1:12:52 PM |
| jonandmeg21 | $25.00 | 12/15/2012 12:44:40 PM |
| lostontheedge | $25.00 | 12/15/2012 12:06:43 PM |
| compatible-deal9 | $50.00 | 12/15/2012 1:00:34 PM |
| the-bright-velocity | $25.00 | 12/15/2012 1:37:17 PM |
| Tradesmanlender | $25.00 | 12/15/2012 12:14:59 PM |
| the-justice-stockpiler | $25.00 | 12/15/2012 1:05:59 PM |
| ferocious-exchange3 | $25.00 | 12/15/2012 1:56:10 PM |
| silver-explorer6 | $25.00 | 12/15/2012 12:37:13 PM |
| commanding-treasure2 | $75.00 | 12/15/2012 12:42:18 PM |
| tlam168 | $25.00 | 12/15/2012 1:25:05 PM |
| normster | $25.00 | 12/15/2012 1:36:36 PM |
| hitsman | $50.00 | 12/15/2012 2:09:10 PM |
| mlandrid | $25.00 | 12/15/2012 2:10:01 PM |
| educationfirst | $50.00 | 12/15/2012 1:05:51 PM |
| Vegasjim | $25.00 | 12/15/2012 2:37:02 PM |
| revenue-serenity5 | $25.00 | 12/15/2012 1:16:05 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:28 PM |
| TheTimeIsNow | $25.00 | 12/15/2012 1:19:13 PM |
| DoubleALife | $25.00 | 12/15/2012 1:21:47 PM |
| responsibility-fortress | $25.00 | 12/15/2012 1:26:48 PM |
| Prairie-MN | $30.00 | 12/15/2012 1:28:39 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:12:19 PM |
| philantist | $25.00 | 12/15/2012 9:39:35 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:38 PM |
| sentry256 | $25.00 | 12/15/2012 1:38:58 PM |
| dad63 | $250.00 | 12/16/2012 7:02:18 AM |
| velocityasaurus-rex4 | $100.00 | 12/15/2012 2:13:37 PM |
| newest-bountiful-basis | $25.00 | 12/15/2012 2:20:55 PM |
| Charmart | $25.00 | 12/16/2012 9:49:32 AM |
| shadargroup | $25.00 | 12/16/2012 10:10:35 AM |
| bountiful-bid6 | $250.00 | 12/16/2012 10:19:32 AM |
| payout-thinker7 | $25.00 | 12/16/2012 10:55:27 AM |
| student17354 | $35.00 | 12/15/2012 5:20:51 PM |
| bbjones3 | $25.00 | 12/16/2012 12:24:13 PM |
| orange-responsive-leverage | $100.00 | 12/16/2012 12:24:52 PM |
| Solid-Platinum | $25.00 | 12/16/2012 12:30:52 PM |
| Tylerh | $250.00 | 12/16/2012 1:00:23 PM |
| cablenews | $100.00 | 12/15/2012 2:14:00 PM |
| Paxman84 | $25.00 | 12/16/2012 9:45:02 AM |
| gazza49185 | $25.00 | 12/16/2012 11:59:54 AM |
| worldly-loyalty459 | $100.00 | 12/16/2012 8:17:43 PM |
| sweet-capital7 | $100.00 | 12/16/2012 12:33:53 PM |
| pennybypenny | $25.00 | 12/16/2012 9:23:21 PM |
| minista | $25.00 | 12/16/2012 1:04:04 PM |
| Digger85 | $100.00 | 12/17/2012 4:38:26 AM |
| Aimvest | $25.00 | 12/16/2012 1:12:28 PM |
| velocity-solo | $25.00 | 12/16/2012 1:44:11 PM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:25:47 PM |
| SecondChanceLendingSERV | $25.00 | 12/16/2012 12:36:58 PM |
| BDL-Roth | $40.00 | 12/16/2012 12:57:25 PM |
| bdkjr | $25.00 | 12/17/2012 9:33:56 AM |
| crown-year | $2,000.00 | 12/17/2012 5:59:24 AM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:24:48 AM |
| california111 | $25.00 | 12/16/2012 3:01:36 PM |
| Greycat | $25.00 | 12/16/2012 5:17:36 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:18 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:16 AM |
| unafraid-loan5 | $30.00 | 12/17/2012 7:16:51 AM |
| krisran | $50.00 | 12/17/2012 10:19:26 AM |
| ThePhoo | $25.00 | 12/17/2012 9:25:05 AM |
| sildoc | $25.00 | 12/17/2012 1:55:20 PM |
| peace-twister2 | $25.00 | 12/17/2012 9:50:10 AM |
| revenue-carnation043 | $25.00 | 12/17/2012 9:53:00 AM |
| spirited-worth335 | $25.35 | 12/17/2012 4:05:48 PM |
| Emgolda | $25.00 | 12/17/2012 5:02:36 PM |
| indomart | $25.00 | 12/17/2012 12:51:57 PM |
| pwkpwk | $25.00 | 12/17/2012 1:35:44 PM |
| kegs | $200.00 | 12/17/2012 1:39:45 PM |
| jmb_lending | $50.00 | 12/17/2012 5:04:43 PM |
| 244 Investments
|
Borrower Payment Dependent Notes Series
681130
This series of Notes was issued and sold upon the funding of the borrower loan #79682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,125.06 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $379.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,624 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tenacious-money4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...pay for a new roof on my house and to replace some of the windows.
My financial situation:
I am a good candidate for this loan because...I have a high, stable income and have little debt. I have lived in my residence for over 10 years and I have never been unemployed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/1/2012 12:14:08 PM |
| availableloan | $25.00 | 12/1/2012 2:52:16 PM |
| CreditBuilder2 | $50.01 | 12/1/2012 2:56:59 PM |
| corndog4000 | $30.00 | 12/1/2012 2:41:20 PM |
| janeybooboo | $100.00 | 12/1/2012 4:47:39 PM |
| deal-vibrato | $25.00 | 12/5/2012 5:53:16 PM |
| dunkard13 | $100.00 | 12/5/2012 6:00:28 PM |
| loot-prescription3 | $25.00 | 12/5/2012 5:19:48 PM |
| yield-voyager8 | $25.00 | 12/5/2012 6:49:26 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:17 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:32 PM |
| wetlands | $200.00 | 12/7/2012 9:23:38 AM |
| Arvicco | $400.00 | 12/7/2012 9:31:00 AM |
| adaboy65 | $75.00 | 12/7/2012 11:22:45 AM |
| Castellan | $50.00 | 12/7/2012 5:12:30 PM |
| benevolent-loot5 | $200.00 | 12/7/2012 5:49:38 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:18 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:39 PM |
| Proactive-Financial-Lending | $25.00 | 12/8/2012 12:56:50 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:35 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:30 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:37 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:55 AM |
| riskreward | $250.00 | 12/11/2012 5:53:59 PM |
| SugarMommy | $25.00 | 12/11/2012 5:37:09 PM |
| extraordinary-deal815 | $25.00 | 12/11/2012 10:08:23 PM |
| Flyinerb | $50.00 | 12/12/2012 6:35:19 AM |
| calamango | $35.00 | 12/12/2012 9:19:01 AM |
| balance-force | $28.00 | 12/12/2012 1:52:28 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:10 PM |
| trail5 | $25.00 | 12/13/2012 12:06:28 PM |
| american6 | $50.00 | 12/13/2012 10:14:54 AM |
| GBLENDER | $25.00 | 12/13/2012 5:24:55 PM |
| Avicell | $25.00 | 12/13/2012 6:21:10 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:07 AM |
| well-rounded-investment | $25.00 | 12/13/2012 7:46:25 PM |
| anacent | $25.00 | 12/13/2012 10:26:23 PM |
| elasermd | $100.00 | 12/13/2012 6:27:08 PM |
| resolute-basis9 | $25.00 | 12/14/2012 10:12:07 AM |
| AceNow | $50.00 | 12/14/2012 10:12:43 AM |
| DadWarbucks | $25.00 | 12/14/2012 9:33:37 AM |
| huloo | $50.00 | 12/14/2012 10:22:04 AM |
| AFairDeal | $25.00 | 12/14/2012 10:32:39 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:23 AM |
| luminous-marketplace5 | $25.00 | 12/14/2012 10:48:09 AM |
| SecondChanceLendingSERV | $25.00 | 12/14/2012 10:01:14 AM |
| aviente | $25.00 | 12/14/2012 10:04:06 AM |
| proud-pound4 | $25.00 | 12/14/2012 9:25:43 AM |
| EnglishGeekInNYC | $25.00 | 12/14/2012 9:28:31 AM |
| EvalCrux | $50.00 | 12/14/2012 10:39:42 AM |
| point-oyster5 | $25.00 | 12/14/2012 5:01:04 PM |
| Hawaiibynight | $25.00 | 12/14/2012 10:55:39 AM |
| commerce-web5 | $25.00 | 12/14/2012 6:43:07 PM |
| market-bearer7 | $25.00 | 12/14/2012 1:20:44 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:17 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:05 AM |
| Aimvest | $25.00 | 12/14/2012 5:09:38 PM |
| ericsb | $41.05 | 12/15/2012 7:14:50 AM |
| gallant-economy9 | $50.00 | 12/14/2012 6:42:00 PM |
| BOBCH | $25.00 | 12/15/2012 7:44:26 AM |
| auction-iris9 | $120.00 | 12/14/2012 6:52:02 PM |
| adventurer447 | $300.00 | 12/14/2012 5:25:39 PM |
| puifais | $50.00 | 12/14/2012 5:33:44 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:33 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:59 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:25 AM |
| glowing-benjamins1 | $25.00 | 12/15/2012 8:04:48 AM |
| Retired_Senior | $106.00 | 12/15/2012 10:48:45 AM |
| joe_matadatz | $25.00 | 12/15/2012 11:31:00 AM |
| 100units | $102.00 | 12/15/2012 11:04:57 AM |
| tillit | $25.00 | 12/15/2012 9:05:48 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:54 AM |
| hopethisworks | $25.00 | 12/15/2012 12:00:52 PM |
| credit-meteor7 | $250.00 | 12/15/2012 12:01:07 PM |
| JJ9876 | $25.00 | 12/15/2012 12:01:59 PM |
| gravbox | $25.00 | 12/1/2012 2:13:54 PM |
| RGlad | $150.00 | 12/1/2012 5:08:05 PM |
| bazaar-tulip | $25.00 | 12/3/2012 9:29:22 AM |
| windguy | $50.00 | 12/3/2012 9:59:42 AM |
| indomitable-coin | $25.00 | 12/5/2012 5:01:01 PM |
| franzzua | $25.00 | 12/5/2012 6:03:19 PM |
| toblerone | $25.00 | 12/6/2012 11:13:31 AM |
| dunox | $75.00 | 12/6/2012 5:30:38 PM |
| Oakland | $50.00 | 12/7/2012 6:57:55 AM |
| astute-benjamins | $25.00 | 12/7/2012 8:53:51 AM |
| 3_boyz | $75.00 | 12/7/2012 2:14:29 PM |
| compoundinterest | $25.00 | 12/7/2012 5:15:38 PM |
| compassion-twister2 | $50.00 | 12/10/2012 9:49:35 AM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:28 AM |
| entertaining-revenue4 | $50.00 | 12/10/2012 9:35:53 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:04 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:42 AM |
| Senechal | $25.00 | 12/11/2012 5:02:11 AM |
| sprinter | $50.00 | 12/11/2012 9:32:46 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:36 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:28:56 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:26:57 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:34 AM |
| silver-saber | $125.00 | 12/12/2012 9:05:36 AM |
| djs81 | $75.00 | 12/12/2012 10:16:34 AM |
| djh47a | $25.00 | 12/12/2012 1:14:30 PM |
| qaran | $25.00 | 12/12/2012 11:19:19 AM |
| Investoman | $25.00 | 12/13/2012 9:26:16 AM |
| Trigirl23 | $25.00 | 12/13/2012 10:30:09 AM |
| ElvisCash | $50.00 | 12/13/2012 12:12:17 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:18 PM |
| scholarly-liberty3 | $25.00 | 12/13/2012 10:51:39 AM |
| contract-bopper | $50.00 | 12/13/2012 5:31:37 PM |
| lendacity | $25.00 | 12/13/2012 6:14:46 PM |
| tender-integrity3 | $100.00 | 12/13/2012 5:42:24 PM |
| LPSolutions | $25.00 | 12/13/2012 3:15:49 PM |
| Actuary | $25.00 | 12/13/2012 9:38:09 PM |
| Quiza12 | $100.00 | 12/14/2012 7:32:40 AM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:50 PM |
| ready-bid9 | $46.00 | 12/14/2012 9:31:57 AM |
| adaptable-benefit6 | $25.00 | 12/13/2012 9:19:18 PM |
| bnordman | $25.00 | 12/14/2012 9:50:11 AM |
| wonderous-principal083 | $25.00 | 12/14/2012 9:22:30 AM |
| bb575 | $50.00 | 12/14/2012 6:03:34 AM |
| Munnie | $50.00 | 12/14/2012 6:10:48 AM |
| unforgettable-wealth4 | $50.00 | 12/14/2012 9:37:20 AM |
| riproaringrapids | $25.00 | 12/14/2012 9:39:35 AM |
| dignified-finance | $25.00 | 12/14/2012 10:38:06 AM |
| bowdish1 | $64.00 | 12/14/2012 10:47:46 AM |
| tranquil-revenue | $30.00 | 12/14/2012 11:32:40 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:33 PM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:32 PM |
| TomDalonajay | $25.00 | 12/14/2012 10:34:46 AM |
| magical-credit523 | $25.00 | 12/14/2012 9:41:19 AM |
| ranstlin | $25.00 | 12/14/2012 9:48:45 AM |
| asya | $27.00 | 12/14/2012 9:51:45 AM |
| dospapalotes | $25.00 | 12/14/2012 10:56:21 AM |
| mindful-generosity1 | $50.00 | 12/14/2012 9:54:11 AM |
| allo | $25.00 | 12/14/2012 9:55:18 AM |
| Pasagam | $50.00 | 12/14/2012 5:27:35 PM |
| hostbank | $100.00 | 12/14/2012 5:27:38 PM |
| encore02 | $50.00 | 12/14/2012 5:33:32 PM |
| mgd | $50.00 | 12/14/2012 3:41:19 PM |
| new-truth-chuckler | $33.00 | 12/14/2012 10:14:36 AM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:49 PM |
| authentic-liberty7 | $25.00 | 12/14/2012 10:57:43 AM |
| sjlender | $70.00 | 12/14/2012 6:35:33 PM |
| mvalley | $25.00 | 12/14/2012 6:28:07 PM |
| DirtyJenga | $25.00 | 12/14/2012 6:00:08 PM |
| britgsb | $42.00 | 12/14/2012 6:03:17 PM |
| progressive-economy261 | $400.00 | 12/14/2012 6:11:25 PM |
| indomitable-economy8 | $25.00 | 12/15/2012 5:46:17 AM |
| Index_Plus | $3,900.00 | 12/15/2012 10:47:41 AM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:22 AM |
| networks4ever | $25.00 | 12/15/2012 12:01:50 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:21 AM |
| kulender | $100.00 | 12/15/2012 9:23:50 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:26 AM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:48 AM |
| bid-banjo3 | $35.00 | 12/15/2012 11:03:49 AM |
| LeReve | $266.00 | 12/15/2012 11:29:00 AM |
| tremendous-integrity | $50.00 | 12/15/2012 12:01:15 PM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
681132
This series of Notes was issued and sold upon the funding of the borrower loan #79508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
2 | Length of status: | 2y 1m |
|
Amount delinquent:
| $352 |
Total credit lines:
| 6 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-hornet0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding loan
Purpose of loan: Wedding
This loan will be used to...pay for a ring and part of the wedding items
My financial situation: A stable job
I am a good candidate for this loan because...I am very honest person with good to great crdit. In need of a little money to start my future with my soon to be wife.
Monthly net income: $ 2800.00
Monthly expenses: $300
Housing: $0
Insurance: $130
Car expenses: $0
Utilities: $0
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:23:11 PM |
| blue111 | $25.00 | 12/3/2012 5:57:58 PM |
| let_me_retire | $25.00 | 12/5/2012 1:14:15 AM |
| Black_Dog_Lending | $50.00 | 12/6/2012 10:45:15 PM |
| Budro | $25.00 | 12/8/2012 1:54:55 PM |
| SudianX | $27.00 | 12/8/2012 7:28:43 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:21:15 PM |
| social-heart | $25.00 | 12/11/2012 10:27:20 AM |
| Valley-of-the-Dollar | $25.00 | 12/13/2012 3:10:03 PM |
| businessbroker101 | $50.00 | 12/13/2012 6:01:36 PM |
| felicity-czar6 | $50.00 | 12/14/2012 2:01:35 PM |
| helping-out | $100.00 | 12/15/2012 6:17:36 AM |
| wise-peaceful-p2ploan | $25.00 | 12/15/2012 7:29:31 AM |
| heroic-auction4 | $50.00 | 12/15/2012 7:25:31 AM |
| evilkats | $50.00 | 12/14/2012 7:06:02 PM |
| kind-durability-battalion | $50.00 | 12/15/2012 10:12:47 AM |
| SerZav | $50.00 | 12/15/2012 10:17:48 AM |
| compatible-return120 | $24.60 | 12/15/2012 11:12:57 AM |
| worthy-bid8 | $100.00 | 12/4/2012 10:09:47 AM |
| Danjack_Capital | $25.00 | 12/4/2012 5:04:24 PM |
| djmgd790 | $45.00 | 12/5/2012 10:05:17 AM |
| diplomatic-wealth7 | $25.00 | 12/5/2012 10:05:29 AM |
| stock106 | $25.00 | 12/5/2012 3:41:31 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:20 AM |
| LuvToLend | $25.00 | 12/6/2012 6:32:03 PM |
| britches318 | $100.00 | 12/7/2012 9:11:50 AM |
| simplelender80 | $75.00 | 12/9/2012 2:01:57 PM |
| exponential-fairness2 | $25.00 | 12/10/2012 6:20:48 PM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:08 AM |
| rustysailor | $25.00 | 12/11/2012 9:10:26 PM |
| majestic-note6 | $116.00 | 12/11/2012 5:48:43 PM |
| enticing-finance758 | $25.00 | 12/12/2012 7:01:26 AM |
| djh47a | $50.00 | 12/12/2012 12:58:59 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:31:12 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:05:40 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:04 PM |
| whirlingdervish | $25.00 | 12/12/2012 12:47:34 PM |
| mneinc | $52.40 | 12/12/2012 10:32:46 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:48 AM |
| yield-hut | $25.00 | 12/14/2012 5:44:30 PM |
| gold-web4 | $25.00 | 12/14/2012 11:55:12 AM |
| BanqueDeFrance | $50.00 | 12/14/2012 3:46:42 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:22 AM |
| ethical-truth211 | $50.00 | 12/15/2012 5:53:50 AM |
| octoberfresh | $25.00 | 12/15/2012 6:38:41 AM |
| Bob450 | $25.00 | 12/15/2012 9:26:39 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:35:40 AM |
| dinero-launcher | $25.00 | 12/15/2012 9:16:18 AM |
| agreement-sunshine | $25.00 | 12/15/2012 10:50:45 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
681254
This series of Notes was issued and sold upon the funding of the borrower loan #79432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $266.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,667 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shrubbery578 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off high interest debt, new tires for car, pay dental work
My financial situation:
I am a good candidate for this loan because... I believe I am a low risk for default, by paying off higher interest debt I will not have any problems paying off this loan.
Monthly net income: $3500
Monthly expenses: $
Housing: $950
Insurance: $100
Car expenses: $355
Utilities: $60
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/3/2012 5:25:12 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:46 PM |
| Nco | $100.00 | 12/3/2012 6:05:26 PM |
| CreditBuilder2 | $25.03 | 12/3/2012 7:19:19 PM |
| asset-professor | $35.00 | 12/4/2012 9:46:28 AM |
| LuvToLend | $25.00 | 12/4/2012 9:18:30 AM |
| penny-socrates5 | $100.00 | 12/4/2012 12:22:09 PM |
| Whipster | $30.00 | 12/7/2012 5:11:05 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:50 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:22 PM |
| careful-vigilance4 | $25.00 | 12/8/2012 1:49:10 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:36 PM |
| sentimental-economy486 | $25.00 | 12/11/2012 8:20:52 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:54 AM |
| sunwell | $100.00 | 12/11/2012 10:16:46 AM |
| cr8on | $30.00 | 12/11/2012 5:09:19 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:05 PM |
| worldly-gold | $50.00 | 12/13/2012 10:11:18 AM |
| NewPairOfShoes | $25.00 | 12/13/2012 10:45:04 AM |
| alexander-hamilton | $50.00 | 12/13/2012 11:26:25 AM |
| dignified-coin128 | $25.00 | 12/13/2012 1:13:12 PM |
| versatile-dime442 | $128.00 | 12/13/2012 12:29:40 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:32:57 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:45 AM |
| JGENERAL | $25.00 | 12/14/2012 9:47:36 AM |
| km007 | $25.00 | 12/14/2012 9:53:15 AM |
| nimble-revenue5 | $100.00 | 12/14/2012 10:38:58 AM |
| Bob450 | $25.00 | 12/14/2012 9:10:54 AM |
| TheCount | $25.00 | 12/14/2012 10:44:33 AM |
| ethical-truth211 | $300.00 | 12/14/2012 12:19:11 PM |
| evilkats | $50.00 | 12/14/2012 7:07:36 PM |
| 1willray | $25.00 | 12/14/2012 5:47:18 PM |
| desertoasis | $25.00 | 12/15/2012 4:27:20 AM |
| CACO_Lender | $25.00 | 12/14/2012 6:57:52 PM |
| pierrelasvegas | $25.00 | 12/15/2012 11:13:42 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:38:26 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:20 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:24 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:06 AM |
| income-rocker2 | $33.00 | 12/15/2012 12:17:23 PM |
| wildebeest014 | $25.00 | 12/15/2012 10:03:38 AM |
| mistertao | $25.00 | 12/15/2012 12:31:09 PM |
| gristle | $25.00 | 12/15/2012 12:16:06 PM |
| zzaaak | $25.00 | 12/15/2012 12:27:52 PM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:10 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:15 AM |
| mikbos | $25.00 | 12/15/2012 1:10:35 PM |
| cp-family | $58.00 | 12/15/2012 1:31:10 PM |
| TronMedici | $31.00 | 12/15/2012 12:12:36 PM |
| Sibelius2 | $25.00 | 12/15/2012 1:06:34 PM |
| Canidae | $25.00 | 12/15/2012 12:24:04 PM |
| chief64 | $167.00 | 12/15/2012 1:48:43 PM |
| economy-producer | $25.00 | 12/15/2012 1:51:24 PM |
| compassionate-auction6 | $150.00 | 12/15/2012 1:17:46 PM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:38 PM |
| economy-shrubbery6 | $25.00 | 12/15/2012 12:56:29 PM |
| brmar | $25.00 | 12/15/2012 2:09:30 PM |
| JauaFlash | $25.00 | 12/15/2012 1:01:35 PM |
| repayment-mongoose1 | $25.00 | 12/15/2012 1:49:05 PM |
| powerplant62 | $25.00 | 12/15/2012 1:12:03 PM |
| jstefans | $25.00 | 12/15/2012 1:25:24 PM |
| dedicated-transaction796 | $25.00 | 12/15/2012 1:41:27 PM |
| drg6289 | $25.00 | 12/15/2012 1:44:16 PM |
| ah-long | $25.00 | 12/15/2012 1:46:22 PM |
| pound-pine5 | $25.00 | 12/15/2012 5:09:32 PM |
| scoobiedoo | $25.00 | 12/12/2012 10:08:34 AM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:35:01 PM |
| jiftostada | $25.00 | 12/3/2012 5:58:10 PM |
| Money__Tree | $200.00 | 12/3/2012 6:52:23 PM |
| authentic-finance194 | $75.00 | 12/4/2012 7:53:36 AM |
| money-genome84 | $250.00 | 12/3/2012 6:47:04 PM |
| Endeavour | $150.00 | 12/4/2012 9:09:30 AM |
| credit-coach118 | $25.02 | 12/4/2012 11:48:54 AM |
| PrimeFunding | $25.00 | 12/4/2012 6:41:22 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:45:17 AM |
| credit-adventurer313 | $25.00 | 12/6/2012 2:04:57 PM |
| Tscheddar | $25.00 | 12/6/2012 5:07:21 PM |
| frogperson | $250.00 | 12/6/2012 5:40:38 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:27 PM |
| subtle-bill727 | $25.00 | 12/7/2012 11:03:37 AM |
| new-start18100 | $25.00 | 12/8/2012 12:57:34 PM |
| graceful-investment | $106.00 | 12/9/2012 12:40:31 AM |
| TumbleWeed88 | $25.00 | 12/9/2012 12:41:14 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:57 PM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:39:27 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:24 AM |
| HeroSupport | $50.00 | 12/10/2012 2:35:21 PM |
| miggy5 | $25.00 | 12/13/2012 10:18:28 AM |
| floridass | $25.00 | 12/13/2012 10:57:19 AM |
| unforgettable-wealth4 | $50.00 | 12/13/2012 10:49:14 AM |
| the-credit-maker | $100.00 | 12/13/2012 10:49:25 AM |
| E-2 | $124.00 | 12/13/2012 12:13:49 PM |
| diplomatic-wealth7 | $25.00 | 12/13/2012 11:18:48 AM |
| liberty-society5 | $25.00 | 12/13/2012 11:56:40 AM |
| mummey | $50.00 | 12/13/2012 6:20:59 PM |
| djh47a | $25.00 | 12/13/2012 2:23:12 PM |
| moola-gondola1 | $25.00 | 12/13/2012 3:43:49 PM |
| idastmerchants | $25.00 | 12/14/2012 9:11:42 AM |
| StPong | $25.00 | 12/14/2012 10:14:03 AM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:54 AM |
| joyous-peace443 | $25.00 | 12/14/2012 9:19:59 AM |
| intrepid-compassion29 | $25.00 | 12/14/2012 11:17:43 AM |
| Comoparklender | $25.00 | 12/14/2012 10:38:43 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:43 PM |
| octoberfresh | $25.00 | 12/15/2012 6:40:13 AM |
| enriching-dollar1 | $76.00 | 12/15/2012 11:03:25 AM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:42 PM |
| Razors_Edge | $25.00 | 12/15/2012 10:14:39 AM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:50 AM |
| FASTIZIO_P | $27.00 | 12/15/2012 12:40:31 PM |
| tolerant-responsibility051 | $437.00 | 12/15/2012 12:14:33 PM |
| handshake5 | $100.00 | 12/15/2012 12:56:48 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:18 PM |
| hopethisworks | $25.00 | 12/15/2012 12:00:55 PM |
| heart514 | $25.00 | 12/15/2012 12:01:33 PM |
| rvfbroker | $25.00 | 12/15/2012 1:31:47 PM |
| shmb6508 | $50.00 | 12/15/2012 12:11:47 PM |
| bewitching-dollar5 | $100.00 | 12/15/2012 1:36:12 PM |
| finance-prescription | $100.00 | 12/15/2012 1:09:24 PM |
| 52digital | $75.00 | 12/15/2012 1:12:35 PM |
| melodious-fairness | $50.00 | 12/15/2012 12:35:57 PM |
| point653 | $25.00 | 12/15/2012 12:39:20 PM |
| power-chihuahua | $25.00 | 12/15/2012 12:50:37 PM |
| gizzywump | $25.00 | 12/15/2012 12:52:05 PM |
| best-charming-leverage | $50.00 | 12/15/2012 12:54:51 PM |
| nodrivelpls | $25.00 | 12/15/2012 1:00:22 PM |
| musegaze | $50.00 | 12/15/2012 2:21:46 PM |
| revolutionary082 | $27.27 | 12/15/2012 1:05:26 PM |
| gallant-economy9 | $50.00 | 12/15/2012 1:13:00 PM |
| interstellar | $37.00 | 12/15/2012 1:14:40 PM |
| michaelray703 | $25.00 | 12/15/2012 1:17:19 PM |
| IASKGOD | $25.00 | 12/15/2012 5:24:03 PM |
| spirited-worth335 | $93.68 | 12/15/2012 6:11:10 PM |
| MadHun | $200.00 | 12/15/2012 1:39:01 PM |
| nex | $25.00 | 12/15/2012 2:27:15 PM |
| trajectory8 | $25.00 | 12/15/2012 1:57:43 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
681328
This series of Notes was issued and sold upon the funding of the borrower loan #79414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $399.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 31y 9m |
|
Amount delinquent:
| $93 |
Total credit lines:
| 32 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,510 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-upright-penny |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
debt consolidation
My financial situation:
I am a good candidate for this loan because...
I have a good credit history and make payments early or on time
Monthly net income: $2400
Monthly expenses:
Housing: $741
Insurance: $91
Car expenses $60
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $50.00 | 12/2/2012 12:06:07 PM |
| WalnutCreekguy | $50.00 | 12/2/2012 12:34:09 PM |
| ucantbeetit | $25.00 | 12/2/2012 12:45:17 PM |
| money-genome84 | $250.00 | 12/2/2012 12:46:51 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 9:22:46 AM |
| green-high-five7 | $65.00 | 12/3/2012 5:12:45 PM |
| selector568 | $300.00 | 12/3/2012 5:44:53 PM |
| zipemdown | $25.00 | 12/6/2012 6:06:43 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:34 PM |
| wildanne | $50.00 | 12/10/2012 9:43:18 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:23 AM |
| Edakers | $25.00 | 12/11/2012 1:51:34 PM |
| kalamari | $30.00 | 12/11/2012 1:03:26 PM |
| cr8on | $30.00 | 12/12/2012 9:46:36 AM |
| ItsJustMe79 | $25.00 | 12/14/2012 9:40:20 AM |
| money-bauble | $100.00 | 12/14/2012 10:13:19 AM |
| a-credit-rotation | $25.00 | 12/14/2012 10:14:34 AM |
| 6515Wheat | $25.00 | 12/14/2012 3:43:34 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:23 PM |
| subtle-bill727 | $25.00 | 12/14/2012 9:36:12 AM |
| miked8303 | $75.00 | 12/14/2012 9:42:59 AM |
| justreturns | $25.00 | 12/14/2012 9:58:58 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:54 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:01 AM |
| E-2 | $100.00 | 12/15/2012 10:59:15 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:17 AM |
| JGENERAL | $25.00 | 12/15/2012 12:31:47 PM |
| SDC | $25.00 | 12/15/2012 12:43:12 PM |
| return-pioneer221 | $78.00 | 12/15/2012 12:44:13 PM |
| unforgettable-wealth4 | $50.00 | 12/15/2012 12:49:59 PM |
| DeltaGambler | $50.00 | 12/15/2012 12:50:41 PM |
| Beld | $50.00 | 12/15/2012 12:51:45 PM |
| upright-revenue7 | $25.00 | 12/15/2012 12:52:10 PM |
| exciting-loyalty3 | $25.00 | 12/15/2012 12:53:55 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:43 AM |
| felicity-injector | $25.00 | 12/15/2012 12:56:31 PM |
| Miklot | $30.00 | 12/15/2012 12:19:42 PM |
| Learning2Lend | $25.00 | 12/15/2012 12:57:31 PM |
| nodrivelpls | $25.00 | 12/15/2012 1:00:22 PM |
| market-jam | $25.00 | 12/15/2012 1:05:37 PM |
| fighter122 | $25.00 | 12/15/2012 12:32:56 PM |
| speedy-peso1 | $100.00 | 12/15/2012 12:34:43 PM |
| melodious-fairness | $50.00 | 12/15/2012 12:35:56 PM |
| FASTIZIO_P | $27.00 | 12/15/2012 12:40:30 PM |
| supreme-treasure8 | $100.00 | 12/15/2012 12:44:23 PM |
| ventureboy | $30.00 | 12/15/2012 12:47:34 PM |
| the-enthralling-coin | $25.00 | 12/15/2012 12:48:06 PM |
| SimpleChoice | $25.00 | 12/15/2012 12:49:49 PM |
| ethical-truth211 | $150.00 | 12/15/2012 12:50:37 PM |
| worldly-gold | $50.00 | 12/15/2012 12:55:36 PM |
| handshake5 | $100.00 | 12/15/2012 12:56:41 PM |
| km007 | $25.00 | 12/15/2012 1:01:03 PM |
| trajectory8 | $25.00 | 12/15/2012 1:01:32 PM |
| MADAOO7 | $50.00 | 12/15/2012 1:05:19 PM |
| Sibelius2 | $25.00 | 12/15/2012 1:06:34 PM |
| rhin0cerx | $50.00 | 12/15/2012 1:06:52 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:23 PM |
| SummitAdvisors | $50.00 | 12/15/2012 1:08:40 PM |
| thelovebug | $100.00 | 12/15/2012 12:25:47 PM |
| svandgts | $25.00 | 12/15/2012 12:30:23 PM |
| Ironlock | $25.00 | 12/15/2012 12:33:18 PM |
| rescue | $100.00 | 12/15/2012 12:36:00 PM |
| bassman2 | $25.00 | 12/15/2012 12:47:05 PM |
| ethical-truth211 | $50.00 | 12/15/2012 12:49:33 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:18 PM |
| Astyanax | $30.00 | 12/15/2012 12:59:23 PM |
| extraordinary-interest1 | $50.00 | 12/15/2012 1:03:31 PM |
| misterhobbs | $25.00 | 12/15/2012 1:04:54 PM |
| Money__Tree | $200.00 | 12/2/2012 12:51:21 PM |
| SLN-10 | $60.00 | 12/2/2012 1:37:40 PM |
| Wrats6 | $25.00 | 12/2/2012 12:06:04 PM |
| return-point2 | $100.00 | 12/2/2012 12:34:34 PM |
| treasure-bliss | $25.00 | 12/3/2012 7:27:09 AM |
| asset-professor | $25.00 | 12/3/2012 5:57:47 PM |
| Kaj | $25.00 | 12/4/2012 10:41:42 AM |
| kenji4861 | $25.00 | 12/7/2012 9:04:47 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:36 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:11:23 PM |
| open-minded-p2p1 | $25.00 | 12/7/2012 7:08:27 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:40 AM |
| authentic-finance194 | $200.00 | 12/11/2012 9:50:22 AM |
| gain-chosen-one081 | $25.00 | 12/14/2012 9:43:56 AM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:10 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:15 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:36 PM |
| careful-vigilance4 | $25.00 | 12/14/2012 5:55:27 PM |
| Index_Plus | $4,100.00 | 12/15/2012 10:51:13 AM |
| shmb6508 | $25.00 | 12/15/2012 12:11:47 PM |
| pierrelasvegas | $25.00 | 12/15/2012 11:13:32 AM |
| zone8 | $100.00 | 12/15/2012 12:15:49 PM |
| tremendous-payment | $25.00 | 12/15/2012 12:19:27 PM |
| blackattak67 | $25.00 | 12/15/2012 12:31:03 PM |
| 6moonbeams | $50.00 | 12/15/2012 12:31:53 PM |
| Diamond_Jim | $25.00 | 12/15/2012 12:36:09 PM |
| a-truth-upholder | $25.00 | 12/15/2012 12:41:33 PM |
| kind-truth-circuit | $50.00 | 12/15/2012 12:41:47 PM |
| idastmerchants | $25.00 | 12/15/2012 12:47:48 PM |
| tolerant-responsibility051 | $2,500.00 | 12/15/2012 12:14:33 PM |
| vigorous-velocity | $58.00 | 12/15/2012 11:02:04 AM |
| MakeItPour | $25.00 | 12/15/2012 12:55:07 PM |
| economy-shrubbery6 | $25.00 | 12/15/2012 12:56:28 PM |
| symbiosis | $50.00 | 12/15/2012 12:32:15 PM |
| bonus-zone | $25.00 | 12/15/2012 1:06:38 PM |
| cash-reaction2 | $25.00 | 12/15/2012 1:07:08 PM |
| Thunderswan | $100.00 | 12/15/2012 11:25:36 AM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:37 PM |
| thetropics18 | $25.00 | 12/15/2012 12:46:33 PM |
| networks4ever | $25.00 | 12/15/2012 12:01:50 PM |
| 1randyp | $25.00 | 12/15/2012 12:58:14 PM |
| bid-czar8 | $81.00 | 12/15/2012 12:13:39 PM |
| moola-wildebeest3 | $31.00 | 12/15/2012 1:03:58 PM |
| mercuriant | $25.00 | 12/15/2012 12:22:38 PM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:08 PM |
| ChuckieG | $25.00 | 12/15/2012 12:35:15 PM |
| point653 | $25.00 | 12/15/2012 12:39:19 PM |
| Katburg | $25.00 | 12/15/2012 12:49:34 PM |
| gizzywump | $25.00 | 12/15/2012 12:52:05 PM |
| best-charming-leverage | $50.00 | 12/15/2012 12:54:50 PM |
| repcool | $25.00 | 12/15/2012 12:56:03 PM |
| Iamthewalrus | $25.00 | 12/15/2012 1:02:18 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
681398
This series of Notes was issued and sold upon the funding of the borrower loan #79101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $929 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unflappable-point7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will use this loan to consolidate all my main costs into one payment.
My financial situation:
I am a good candidate for this loan because I have a college degree in engineering and an MBA. I also have a stable job that I have been at for 5 years. I have owned my house for a long time and I have never paid a bill late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| JC_12 | $100.00 | 12/4/2012 5:25:57 PM |
| windguy | $50.00 | 12/4/2012 5:37:12 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:33 PM |
| riskreward | $250.00 | 12/4/2012 5:36:11 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:19:04 PM |
| blot44 | $25.00 | 12/4/2012 7:59:44 PM |
| loot-prescription3 | $25.00 | 12/6/2012 6:38:25 PM |
| adaboy65 | $75.00 | 12/7/2012 11:23:15 AM |
| auctionator1 | $25.00 | 12/7/2012 11:31:23 AM |
| benevolent-loot5 | $200.00 | 12/7/2012 5:49:40 PM |
| supersarah61 | $25.00 | 12/7/2012 4:38:57 PM |
| Castellan | $50.00 | 12/7/2012 5:12:32 PM |
| indomitable-coin | $25.00 | 12/7/2012 6:44:46 PM |
| market-maximizer472 | $25.00 | 12/8/2012 8:00:44 AM |
| The_Third_Hand | $50.00 | 12/8/2012 12:21:13 AM |
| benefit-banshee | $30.00 | 12/8/2012 10:49:59 AM |
| compoundinterest | $25.00 | 12/8/2012 12:46:53 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:22 PM |
| napmanger | $50.00 | 12/8/2012 10:29:27 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:40 AM |
| tomdooley12520 | $35.00 | 12/8/2012 1:53:54 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:15 PM |
| kevin314 | $25.00 | 12/10/2012 10:24:27 AM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:42 AM |
| openness-enforcer76 | $25.00 | 12/10/2012 6:14:33 PM |
| 77dowplace | $41.00 | 12/10/2012 10:02:07 PM |
| Rivervale_Westwood | $25.00 | 12/11/2012 9:27:01 AM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:59 AM |
| AFairDeal | $25.00 | 12/11/2012 11:21:24 AM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:17 AM |
| bowdish1 | $63.00 | 12/12/2012 10:42:16 AM |
| djs81 | $75.00 | 12/12/2012 10:16:40 AM |
| djh47a | $25.00 | 12/12/2012 1:14:40 PM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:19 PM |
| Yuen | $52.00 | 12/13/2012 10:14:41 AM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:05:34 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:18 PM |
| Flyinerb | $50.00 | 12/13/2012 10:46:51 AM |
| elasermd | $100.00 | 12/13/2012 6:27:38 PM |
| anacent | $25.00 | 12/13/2012 10:26:40 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:26 AM |
| georgethesir | $50.00 | 12/14/2012 4:54:44 AM |
| 77dowplace | $47.00 | 12/14/2012 10:02:22 AM |
| Pasagam | $50.00 | 12/14/2012 6:16:02 PM |
| proper-exchange8 | $50.00 | 12/14/2012 5:20:49 PM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:23 PM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:26 AM |
| privatebankerva | $25.00 | 12/15/2012 9:16:54 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:18 PM |
| best-commerce-leader | $39.31 | 12/15/2012 3:32:41 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:30 AM |
| meux99 | $25.00 | 12/15/2012 12:19:36 PM |
| syracuserei | $100.00 | 12/15/2012 10:41:09 AM |
| totoro | $25.00 | 12/15/2012 12:39:43 PM |
| gracej | $25.00 | 12/15/2012 12:39:53 PM |
| Coach94566 | $25.00 | 12/15/2012 12:17:07 PM |
| banker727 | $25.00 | 12/15/2012 12:55:50 PM |
| actuarial_investor | $25.00 | 12/15/2012 12:56:11 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:19 PM |
| rupee-lotus5 | $50.00 | 12/15/2012 1:04:36 PM |
| Gnube | $25.00 | 12/15/2012 1:05:49 PM |
| rickp | $25.00 | 12/15/2012 1:06:47 PM |
| avocadodogs | $25.00 | 12/15/2012 1:07:16 PM |
| riskadverse44 | $25.00 | 12/15/2012 1:07:54 PM |
| wealth-nexus091 | $25.00 | 12/15/2012 1:08:06 PM |
| internetwolf | $25.00 | 12/15/2012 12:36:44 PM |
| MoneySiles | $25.00 | 12/15/2012 1:10:01 PM |
| TheYellowDart | $25.00 | 12/15/2012 1:10:22 PM |
| gsand11 | $50.00 | 12/15/2012 1:17:23 PM |
| pixeldave | $50.00 | 12/15/2012 1:17:25 PM |
| und | $25.00 | 12/15/2012 11:57:04 AM |
| fair-funds | $25.00 | 12/15/2012 1:19:27 PM |
| Logan7 | $25.00 | 12/15/2012 1:25:39 PM |
| hrubinst | $50.00 | 12/15/2012 1:26:31 PM |
| cptproton | $50.00 | 12/15/2012 1:27:32 PM |
| progressive-asset | $100.00 | 12/15/2012 1:28:00 PM |
| perls | $100.00 | 12/15/2012 1:29:11 PM |
| credit-statuette8 | $25.00 | 12/15/2012 1:29:32 PM |
| revenue-burst676 | $25.00 | 12/15/2012 12:55:42 PM |
| downtownfarm | $25.00 | 12/15/2012 12:56:23 PM |
| Preteur | $25.00 | 12/15/2012 1:33:08 PM |
| Schuld66 | $25.00 | 12/15/2012 12:11:43 PM |
| Relevance | $25.00 | 12/15/2012 1:34:18 PM |
| investment-tempo | $25.00 | 12/15/2012 1:34:50 PM |
| economy-molecule3 | $500.00 | 12/15/2012 12:58:57 PM |
| PhalanxBulldog | $25.00 | 12/15/2012 12:59:40 PM |
| keke2000 | $25.00 | 12/15/2012 1:36:07 PM |
| dospapalotes | $50.00 | 12/15/2012 12:59:50 PM |
| mlkhamilton | $25.00 | 12/15/2012 1:36:43 PM |
| enticing-note | $25.00 | 12/15/2012 1:37:54 PM |
| Mantis75 | $25.00 | 12/15/2012 1:39:07 PM |
| scelidor | $25.00 | 12/15/2012 1:40:06 PM |
| dwilson443 | $50.00 | 12/15/2012 1:03:56 PM |
| graceful-durability246 | $35.00 | 12/15/2012 1:04:38 PM |
| active-reward7 | $50.00 | 12/15/2012 1:45:21 PM |
| jonesboyz | $25.00 | 12/15/2012 1:07:29 PM |
| holstj | $25.00 | 12/15/2012 1:08:01 PM |
| famous-ore2 | $50.00 | 12/15/2012 1:08:33 PM |
| mosby | $25.00 | 12/15/2012 1:08:37 PM |
| macgeek | $50.00 | 12/15/2012 1:10:37 PM |
| momentous-balance | $50.00 | 12/15/2012 1:10:54 PM |
| minista | $25.00 | 12/15/2012 1:12:56 PM |
| gallant-economy9 | $50.00 | 12/15/2012 1:13:01 PM |
| nickel-companion5 | $25.00 | 12/15/2012 1:13:40 PM |
| Patrician | $50.00 | 12/15/2012 1:49:38 PM |
| finance-assembler | $50.00 | 12/15/2012 1:14:37 PM |
| CoolHelp | $50.00 | 12/15/2012 1:49:46 PM |
| misstdoe | $25.00 | 12/15/2012 1:15:41 PM |
| extraordinary-exchange4 | $50.00 | 12/15/2012 1:16:25 PM |
| sequoiapacific | $25.00 | 12/15/2012 1:51:31 PM |
| nimble-economy863 | $25.00 | 12/15/2012 1:54:20 PM |
| diversification-surge | $25.00 | 12/15/2012 1:17:28 PM |
| BoughtTheFarm | $25.00 | 12/15/2012 1:55:09 PM |
| mdv | $25.00 | 12/15/2012 1:18:32 PM |
| sb0453 | $25.00 | 12/15/2012 12:37:03 PM |
| magical-greenback | $25.00 | 12/15/2012 1:18:58 PM |
| FCI | $25.00 | 12/15/2012 1:19:47 PM |
| superb-return339 | $200.00 | 12/15/2012 1:20:08 PM |
| revenue-pipeline | $25.00 | 12/15/2012 1:20:18 PM |
| timbob | $100.00 | 12/15/2012 1:22:06 PM |
| voyager6 | $50.00 | 12/15/2012 1:23:24 PM |
| AmericanCredit | $100.00 | 12/15/2012 12:42:00 PM |
| orange-courageous-dedication | $25.00 | 12/15/2012 1:25:55 PM |
| harty | $50.00 | 12/15/2012 1:29:28 PM |
| mbraslav | $30.00 | 12/15/2012 1:29:45 PM |
| cozy-coin5 | $25.00 | 12/15/2012 1:30:15 PM |
| RusRobo | $25.00 | 12/15/2012 1:30:38 PM |
| loot-heart | $25.00 | 12/15/2012 1:31:43 PM |
| TC_12June12 | $25.00 | 12/15/2012 1:34:12 PM |
| diligent-leverage | $25.00 | 12/15/2012 1:34:35 PM |
| duty-windmill | $25.00 | 12/15/2012 1:35:48 PM |
| gemoscar | $25.00 | 12/15/2012 1:36:30 PM |
| justice-disk7 | $25.00 | 12/15/2012 1:37:01 PM |
| afotherg | $25.00 | 12/15/2012 1:37:50 PM |
| bradomino | $25.00 | 12/15/2012 1:41:02 PM |
| system2007 | $25.00 | 12/15/2012 1:41:29 PM |
| Cheburashka | $30.00 | 12/15/2012 1:43:30 PM |
| blooming-market | $25.00 | 12/15/2012 12:55:12 PM |
| courteous-wealth6 | $60.00 | 12/15/2012 1:44:08 PM |
| cebgop | $25.00 | 12/15/2012 12:57:42 PM |
| gold-position | $25.00 | 12/15/2012 12:57:56 PM |
| Dave0 | $25.00 | 12/15/2012 1:01:37 PM |
| firewomin | $25.00 | 12/15/2012 1:01:49 PM |
| budyzr | $25.00 | 12/15/2012 1:03:37 PM |
| firelender | $25.00 | 12/15/2012 1:49:16 PM |
| Bendistraw | $25.00 | 12/15/2012 1:49:21 PM |
| capital-dynamo0 | $25.00 | 12/15/2012 2:23:31 PM |
| BonesyJones | $100.00 | 12/15/2012 1:50:22 PM |
| Tylerh | $250.00 | 12/15/2012 1:50:57 PM |
| Veridic | $25.00 | 12/15/2012 1:51:48 PM |
| thrftylendr | $25.00 | 12/15/2012 1:07:50 PM |
| brooklynjoe | $25.00 | 12/15/2012 1:52:22 PM |
| LendVR | $25.00 | 12/15/2012 2:39:17 PM |
| first-pragmatic-note | $25.00 | 12/15/2012 1:54:13 PM |
| ThomasC | $50.00 | 12/15/2012 1:10:16 PM |
| paulccsi | $25.00 | 12/15/2012 1:56:37 PM |
| sdloanhelper | $50.00 | 12/15/2012 1:11:15 PM |
| gojackgo | $50.00 | 12/15/2012 1:56:49 PM |
| pragmatic-contract | $25.00 | 12/15/2012 1:57:14 PM |
| C_Mark | $50.00 | 12/15/2012 1:12:22 PM |
| Jmatt33 | $25.00 | 12/15/2012 2:00:42 PM |
| MrAndyman | $25.00 | 12/15/2012 1:15:19 PM |
| heatherwood | $35.00 | 12/15/2012 4:12:51 PM |
| finance-hope | $25.00 | 12/15/2012 1:16:37 PM |
| robot777 | $72.00 | 12/15/2012 1:19:07 PM |
| sweet-loan8 | $25.00 | 12/15/2012 1:20:01 PM |
| Eastern | $50.00 | 12/15/2012 1:20:05 PM |
| wealth-influencer | $25.00 | 12/15/2012 1:22:04 PM |
| kinetic-openness0 | $25.00 | 12/15/2012 1:22:25 PM |
| asdf9876 | $25.00 | 12/15/2012 1:25:19 PM |
| Jasper | $25.00 | 12/15/2012 1:25:43 PM |
| important-penny3 | $25.00 | 12/15/2012 1:26:43 PM |
| SecondChanceLendingSERV | $25.00 | 12/15/2012 1:27:07 PM |
| jpac1066 | $25.00 | 12/15/2012 7:31:01 PM |
| peripatetic | $25.00 | 12/15/2012 1:28:05 PM |
| matthart | $25.00 | 12/15/2012 1:30:10 PM |
| goldeneye777 | $51.00 | 12/15/2012 1:31:40 PM |
| platinum-genetics | $25.00 | 12/15/2012 1:32:02 PM |
| hostbank | $100.00 | 12/15/2012 1:32:10 PM |
| orange-dollar-raccoon | $100.00 | 12/15/2012 1:32:19 PM |
| BB-ptoploan | $50.00 | 12/15/2012 1:33:18 PM |
| hawaiiangirl76 | $25.00 | 12/15/2012 1:34:27 PM |
| EnglishGeekInNYC | $25.00 | 12/15/2012 1:36:28 PM |
| Warwick | $25.00 | 12/15/2012 2:07:20 PM |
| shabufa | $25.00 | 12/15/2012 1:37:45 PM |
| zone6 | $100.00 | 12/15/2012 2:08:25 PM |
| TheReaderRabbit | $25.00 | 12/15/2012 1:41:55 PM |
| colorunner | $25.00 | 12/15/2012 1:42:21 PM |
| nuclearmoose | $50.00 | 12/15/2012 2:10:21 PM |
| meow8705 | $50.00 | 12/15/2012 2:10:30 PM |
| ultimatepaintball | $25.00 | 12/15/2012 2:12:45 PM |
| kalex752 | $25.00 | 12/15/2012 2:14:10 PM |
| teega5 | $25.00 | 12/15/2012 2:16:05 PM |
| zhiguli | $25.00 | 12/15/2012 1:46:29 PM |
| fcb202 | $50.00 | 12/15/2012 2:16:23 PM |
| diggs | $25.00 | 12/15/2012 2:18:15 PM |
| math1973 | $50.00 | 12/15/2012 2:22:19 PM |
| Interloper | $25.00 | 12/16/2012 9:20:11 AM |
| balanced-integrity4 | $100.00 | 12/16/2012 9:32:09 AM |
| RGlad | $100.00 | 12/15/2012 2:41:18 PM |
| narblark | $50.00 | 12/15/2012 1:49:36 PM |
| jbaum | $40.00 | 12/15/2012 1:51:27 PM |
| Moorish1Privateer | $26.78 | 12/16/2012 10:35:15 AM |
| boisvek | $40.00 | 12/15/2012 1:52:50 PM |
| payout-crescendo9 | $200.00 | 12/15/2012 1:55:45 PM |
| dollar-sequoia | $25.00 | 12/15/2012 1:57:02 PM |
| MrDavid | $75.00 | 12/15/2012 1:58:01 PM |
| reward-dynamo | $25.00 | 12/15/2012 7:56:12 PM |
| social-workhorse | $25.00 | 12/15/2012 9:55:07 PM |
| BidDaddyBigBucks | $25.00 | 12/15/2012 2:07:24 PM |
| dingus | $25.00 | 12/15/2012 2:08:08 PM |
| dad63 | $500.00 | 12/16/2012 6:57:51 AM |
| keichi03 | $25.53 | 12/16/2012 7:05:29 AM |
| BOBCH | $25.00 | 12/16/2012 7:21:42 AM |
| jaxontre | $50.00 | 12/15/2012 2:09:25 PM |
| BaltimoreLender | $25.00 | 12/15/2012 2:11:07 PM |
| BxRealtor | $25.00 | 12/15/2012 2:12:25 PM |
| peace-aspen5 | $50.00 | 12/15/2012 2:19:09 PM |
| rokdim | $50.00 | 12/15/2012 2:23:11 PM |
| Investitall | $25.00 | 12/16/2012 10:46:32 AM |
| ingenious-point1 | $25.00 | 12/15/2012 5:09:46 PM |
| BOZO88 | $50.00 | 12/15/2012 7:49:26 PM |
| inspired-coin4 | $30.00 | 12/15/2012 8:51:26 PM |
| jlgreen | $25.00 | 12/16/2012 5:41:48 AM |
| joe_matadatz | $25.00 | 12/16/2012 6:05:28 AM |
| HD-4-Life | $100.00 | 12/16/2012 7:04:20 AM |
| cocorico12 | $50.00 | 12/16/2012 9:45:53 AM |
| jubilant-capital1 | $25.00 | 12/4/2012 5:41:34 PM |
| Zolton | $300.00 | 12/4/2012 6:58:09 PM |
| wahoos20 | $100.00 | 12/5/2012 1:04:45 AM |
| corndog4000 | $30.00 | 12/4/2012 7:43:45 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 11:55:31 AM |
| neighborly-hope6 | $61.00 | 12/7/2012 9:35:43 AM |
| compassion-twister2 | $100.00 | 12/7/2012 11:34:04 AM |
| income-encore1 | $50.00 | 12/7/2012 6:04:41 PM |
| Arvicco | $400.00 | 12/7/2012 5:58:34 PM |
| gold-hero4 | $50.00 | 12/7/2012 5:51:50 PM |
| BigBag | $25.00 | 12/7/2012 8:19:32 PM |
| tender-integrity3 | $60.00 | 12/8/2012 12:49:58 PM |
| Investoman | $25.00 | 12/8/2012 1:12:30 PM |
| ucantbeetit | $25.00 | 12/8/2012 1:19:41 PM |
| loan-mongoose1 | $25.00 | 12/8/2012 1:06:32 PM |
| tenacious-payout | $25.00 | 12/9/2012 8:04:50 AM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:43 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:38 AM |
| enriching-trade2 | $50.00 | 12/10/2012 9:14:59 AM |
| bowl800 | $25.00 | 12/10/2012 10:08:46 AM |
| auction-iris9 | $120.00 | 12/10/2012 5:20:49 PM |
| DNCMediaLoans | $50.00 | 12/10/2012 6:12:38 PM |
| Senechal | $25.00 | 12/11/2012 4:05:08 AM |
| reward-burger2 | $50.00 | 12/11/2012 5:26:11 AM |
| noble-value258 | $100.00 | 12/10/2012 9:32:38 PM |
| KHODADAD | $25.00 | 12/11/2012 7:12:00 AM |
| magical-credit523 | $25.00 | 12/11/2012 10:22:52 AM |
| knowledgeable-silver6 | $25.00 | 12/11/2012 10:18:30 AM |
| HikeMoab | $50.00 | 12/11/2012 11:25:03 AM |
| NJournalist | $25.00 | 12/11/2012 11:11:55 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:15 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:48 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:53 AM |
| american6 | $50.00 | 12/12/2012 10:38:07 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:27:43 PM |
| Avala | $87.00 | 12/13/2012 9:14:49 AM |
| dunox | $75.00 | 12/13/2012 12:14:05 PM |
| transparency-sequoia6 | $100.00 | 12/13/2012 12:16:42 PM |
| astute-benjamins | $25.00 | 12/13/2012 6:07:46 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:38 AM |
| adaptable-benefit6 | $25.00 | 12/14/2012 10:41:07 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:59 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:27 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:38 AM |
| kulender | $100.00 | 12/15/2012 9:24:07 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:16 AM |
| BobRand | $50.00 | 12/15/2012 6:21:00 AM |
| thedoctor | $32.00 | 12/15/2012 12:09:30 PM |
| shrewd-deal | $50.00 | 12/15/2012 10:34:50 AM |
| frooogal | $25.00 | 12/15/2012 11:38:41 AM |
| first-funds-palace | $25.00 | 12/15/2012 12:39:56 PM |
| puifais | $50.00 | 12/15/2012 12:50:59 PM |
| economy-acrobat4 | $25.00 | 12/15/2012 12:54:13 PM |
| Hodas | $25.00 | 12/15/2012 12:55:51 PM |
| jfd287 | $25.00 | 12/15/2012 12:58:54 PM |
| GAOGERAM_BANK | $25.00 | 12/15/2012 1:01:10 PM |
| power-haven459 | $25.00 | 12/15/2012 1:01:29 PM |
| agile-currency993 | $100.00 | 12/15/2012 1:02:57 PM |
| investor7257 | $25.00 | 12/15/2012 1:03:54 PM |
| kind-genuine-dough | $25.00 | 12/15/2012 1:05:00 PM |
| loyalty-hornet6 | $25.00 | 12/15/2012 1:07:13 PM |
| taz007 | $25.00 | 12/15/2012 1:07:41 PM |
| EvalCrux | $50.00 | 12/15/2012 1:07:45 PM |
| iflyforfun | $25.00 | 12/15/2012 1:07:55 PM |
| fun2invest | $25.00 | 12/15/2012 1:08:15 PM |
| efficient-marketplace | $25.00 | 12/15/2012 1:09:40 PM |
| nickel-circuitry | $25.00 | 12/15/2012 1:10:09 PM |
| joyful-worth486 | $25.00 | 12/15/2012 1:10:28 PM |
| leeball | $50.00 | 12/15/2012 1:11:02 PM |
| medman | $25.00 | 12/15/2012 1:13:27 PM |
| blackbird77 | $50.00 | 12/15/2012 1:13:52 PM |
| reward-giant1 | $25.00 | 12/15/2012 1:15:29 PM |
| a-unflappable-finance | $100.00 | 12/15/2012 1:16:43 PM |
| damanq | $25.00 | 12/15/2012 1:17:59 PM |
| minatoku | $25.00 | 12/15/2012 1:19:46 PM |
| best-deal-banker | $50.00 | 12/15/2012 1:22:19 PM |
| credit-nirvana698 | $30.00 | 12/15/2012 1:22:51 PM |
| spenrod | $25.00 | 12/15/2012 1:23:29 PM |
| FadSaolAgat | $50.00 | 12/15/2012 1:24:08 PM |
| first-favorite-bonus9 | $25.00 | 12/15/2012 12:06:02 PM |
| majestic-principal1 | $25.00 | 12/15/2012 1:25:29 PM |
| ninjazx10rida | $25.00 | 12/15/2012 12:54:18 PM |
| TrustPlus | $50.00 | 12/15/2012 1:28:56 PM |
| planningforsuccess86 | $25.00 | 12/15/2012 1:30:48 PM |
| mtp | $100.00 | 12/15/2012 1:30:54 PM |
| arkayem | $50.00 | 12/15/2012 12:55:31 PM |
| woodenshoes | $25.00 | 12/15/2012 12:55:40 PM |
| bvzm | $25.00 | 12/15/2012 1:32:04 PM |
| social-turtle4 | $25.00 | 12/15/2012 1:32:24 PM |
| loot-caper | $25.00 | 12/15/2012 12:56:52 PM |
| point-leather9 | $25.00 | 12/15/2012 12:57:16 PM |
| lend_to_you | $25.00 | 12/15/2012 1:35:02 PM |
| TSC | $50.00 | 12/15/2012 1:35:16 PM |
| project07 | $25.00 | 12/15/2012 1:36:10 PM |
| blue-euro-human | $25.00 | 12/15/2012 1:38:05 PM |
| MiniBank998 | $25.00 | 12/15/2012 1:38:10 PM |
| Great-Mom | $25.00 | 12/15/2012 1:38:35 PM |
| dartmouth99 | $25.00 | 12/15/2012 1:41:36 PM |
| mnbud | $25.00 | 12/15/2012 1:42:19 PM |
| ski bum | $100.00 | 12/15/2012 1:04:33 PM |
| capital-arboretum | $80.00 | 12/15/2012 1:04:57 PM |
| note-farm4 | $25.00 | 12/15/2012 1:09:27 PM |
| djc314 | $100.00 | 12/15/2012 1:12:16 PM |
| TCayce | $25.00 | 12/15/2012 1:12:18 PM |
| MTLoans | $25.00 | 12/15/2012 1:12:39 PM |
| scott73 | $25.00 | 12/15/2012 1:12:48 PM |
| influential-responsibility9 | $25.00 | 12/15/2012 1:49:23 PM |
| bds9646 | $26.00 | 12/15/2012 1:55:28 PM |
| RocketSurgeon | $25.00 | 12/15/2012 1:55:49 PM |
| mtandb | $25.00 | 12/15/2012 1:59:04 PM |
| determined-deal7 | $25.00 | 12/15/2012 2:00:20 PM |
| Clambake | $25.00 | 12/15/2012 1:20:14 PM |
| helpishere777 | $25.00 | 12/15/2012 1:21:52 PM |
| pious-currency875 | $100.00 | 12/15/2012 1:21:54 PM |
| well-mannered-power8 | $25.00 | 12/15/2012 1:23:10 PM |
| JohnW12 | $25.00 | 12/15/2012 1:23:40 PM |
| mar97 | $25.00 | 12/15/2012 1:24:57 PM |
| myersei | $25.00 | 12/15/2012 1:25:26 PM |
| littlemonkey | $25.00 | 12/15/2012 1:27:22 PM |
| lincs | $25.00 | 12/15/2012 1:30:13 PM |
| dnathe4th | $50.00 | 12/15/2012 1:32:38 PM |
| ckatak | $50.00 | 12/15/2012 1:34:33 PM |
| loantigger | $25.00 | 12/15/2012 1:34:45 PM |
| unforgettable-wealth4 | $50.00 | 12/15/2012 12:50:00 PM |
| responsive-worth5 | $25.00 | 12/15/2012 1:41:44 PM |
| transparency-halo | $25.00 | 12/15/2012 1:43:20 PM |
| larry2003 | $25.00 | 12/15/2012 12:56:39 PM |
| worth-web5 | $50.00 | 12/15/2012 2:07:55 PM |
| ualf | $50.00 | 12/15/2012 12:56:57 PM |
| loot-heaven4 | $50.00 | 12/15/2012 2:08:50 PM |
| Apeman00 | $25.00 | 12/15/2012 12:58:52 PM |
| benjamins-utopia | $100.00 | 12/15/2012 2:09:04 PM |
| justalender | $50.00 | 12/15/2012 1:00:08 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:57 PM |
| Chutney | $25.00 | 12/15/2012 2:10:10 PM |
| nerdfactor | $25.00 | 12/15/2012 2:12:06 PM |
| priceless-currency090 | $25.00 | 12/15/2012 1:01:51 PM |
| Opportunity4you | $50.00 | 12/15/2012 2:18:44 PM |
| meenan | $100.00 | 12/15/2012 1:03:53 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:01 PM |
| ms48105 | $25.00 | 12/15/2012 1:05:43 PM |
| trevandtal | $25.00 | 12/15/2012 1:06:44 PM |
| janeybooboo | $100.00 | 12/15/2012 2:35:04 PM |
| Cashew6 | $25.00 | 12/15/2012 1:06:58 PM |
| roadtruck | $100.00 | 12/15/2012 1:07:39 PM |
| cunning-worth5 | $25.00 | 12/15/2012 2:41:31 PM |
| Cai8899 | $25.00 | 12/15/2012 2:42:06 PM |
| attentive-kindness641 | $100.00 | 12/15/2012 1:10:03 PM |
| proud-pound4 | $25.00 | 12/15/2012 1:10:07 PM |
| Rdodson11 | $25.00 | 12/15/2012 1:56:56 PM |
| IlliniActuary | $25.00 | 12/15/2012 1:11:40 PM |
| britgsb | $50.00 | 12/15/2012 1:15:00 PM |
| investment-network | $50.00 | 12/15/2012 1:15:23 PM |
| g314 | $25.00 | 12/15/2012 1:16:14 PM |
| brightest-repayment-patriot | $75.00 | 12/15/2012 1:16:52 PM |
| masonn | $50.00 | 12/15/2012 1:18:11 PM |
| emo13 | $100.00 | 12/15/2012 1:19:53 PM |
| jenkris | $25.00 | 12/15/2012 1:20:57 PM |
| keeks | $25.00 | 12/15/2012 1:23:08 PM |
| jjb3 | $25.00 | 12/15/2012 1:23:37 PM |
| bill-igloo | $25.00 | 12/15/2012 1:25:11 PM |
| ChicoBob | $25.00 | 12/15/2012 1:26:38 PM |
| riproaringrapids | $50.00 | 12/15/2012 1:27:19 PM |
| wtrboy | $25.00 | 12/15/2012 1:29:50 PM |
| delivery | $25.00 | 12/15/2012 1:29:58 PM |
| emprestador | $25.00 | 12/15/2012 1:31:38 PM |
| damage | $25.00 | 12/15/2012 1:32:56 PM |
| tenacious-affluence | $25.00 | 12/15/2012 1:33:54 PM |
| transparency-baton | $25.00 | 12/15/2012 1:39:19 PM |
| whistledicksmith | $25.00 | 12/15/2012 1:39:40 PM |
| figs4u2 | $100.00 | 12/15/2012 1:40:00 PM |
| Mookouw | $25.00 | 12/15/2012 1:41:14 PM |
| allotment464 | $100.00 | 12/15/2012 1:42:00 PM |
| NR | $25.00 | 12/15/2012 1:42:23 PM |
| benjamin67 | $25.00 | 12/15/2012 1:42:49 PM |
| nasjack | $25.00 | 12/15/2012 2:11:15 PM |
| RSB-VA | $50.00 | 12/15/2012 1:45:18 PM |
| best-bonafide-p2p | $50.00 | 12/15/2012 2:21:33 PM |
| gorhamics | $26.24 | 12/15/2012 2:21:48 PM |
| unflappable-wealth1 | $25.00 | 12/16/2012 9:07:17 AM |
| hardwareman | $50.00 | 12/15/2012 2:35:13 PM |
| velocity-solo | $25.00 | 12/15/2012 1:48:40 PM |
| velocity-javelin8 | $25.00 | 12/15/2012 1:49:27 PM |
| dggusmc | $25.00 | 12/16/2012 9:58:50 AM |
| credit-scout7 | $50.00 | 12/15/2012 1:54:04 PM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:14 PM |
| R3P0MAN | $25.00 | 12/15/2012 6:05:21 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:00 PM |
| jts | $25.00 | 12/15/2012 2:07:44 PM |
| Tenfutta | $50.00 | 12/16/2012 7:25:55 AM |
| tj2010 | $25.00 | 12/15/2012 2:09:14 PM |
| asset-equilibrium0 | $25.00 | 12/15/2012 2:09:28 PM |
| exchange-pledge | $50.00 | 12/15/2012 2:10:53 PM |
| pleasant-basis | $25.00 | 12/15/2012 2:21:21 PM |
| Brookst | $50.00 | 12/16/2012 9:43:14 AM |
| shadargroup | $25.00 | 12/16/2012 10:10:32 AM |
| xtrabuck | $100.00 | 12/15/2012 2:40:50 PM |
| siege01 | $25.00 | 12/15/2012 2:45:48 PM |
| ingenious-point1 | $39.00 | 12/15/2012 5:14:57 PM |
| well-mannered-income3 | $100.00 | 12/15/2012 5:16:11 PM |
| GradEcon | $44.48 | 12/15/2012 6:09:40 PM |
| epic-investment9 | $50.00 | 12/15/2012 9:36:41 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:38 PM |
| first-generosity-harmonica | $25.00 | 12/15/2012 11:19:27 PM |
| generosity-leather858 | $25.00 | 12/16/2012 3:28:30 AM |
| gain-neutrino9 | $25.00 | 12/16/2012 9:25:06 AM |
| Steveoo1 | $200.00 | 12/16/2012 9:51:57 AM |
| imlosttoo | $30.00 | 12/16/2012 10:05:44 AM |
| SV-AZ | $51.65 | 12/16/2012 11:05:01 AM |
| 436 Investments
|
Borrower Payment Dependent Notes Series
681556
This series of Notes was issued and sold upon the funding of the borrower loan #79392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,950 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sunny-note012 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off most of my credit cards.
My financial situation:
I am a good candidate for this loan because I will pay off most my credit cards which I am paying minimum payments and I can pay most of them off. This loan will help me get back on my feet.
Monthly net income: $3,000.00
Monthly expenses: $2872.00
Housing: $1.366.00
Insurance: $0
Car expenses: $200.00
Utilities: $406.00
Phone, cable, internet: 165.00
Food, entertainment: 50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $635.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:32:53 AM |
| CreditBuilder2 | $25.06 | 12/10/2012 9:35:23 AM |
| wildanne | $50.00 | 12/10/2012 9:43:55 AM |
| red-duty-carrier | $25.00 | 12/10/2012 9:51:36 AM |
| bowdish1 | $25.00 | 12/10/2012 9:24:09 AM |
| platinum-scientist9 | $25.00 | 12/10/2012 9:50:14 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:44:52 PM |
| skillful-asset5 | $30.00 | 12/10/2012 6:18:57 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:35 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:07 PM |
| cr8on | $30.00 | 12/12/2012 5:09:14 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:04 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:24:37 PM |
| justreturns | $25.00 | 12/13/2012 9:19:21 AM |
| deal-vibrato | $25.00 | 12/13/2012 9:27:21 AM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:29 AM |
| tech310 | $50.00 | 12/13/2012 5:10:16 PM |
| Avicell | $25.00 | 12/13/2012 6:21:47 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:50 AM |
| new-start18100 | $25.00 | 12/14/2012 10:02:07 AM |
| BobRand | $50.00 | 12/15/2012 6:21:04 AM |
| wetlands | $200.00 | 12/15/2012 11:16:09 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:16 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:00 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:26 AM |
| Haydn-sav | $25.00 | 12/17/2012 5:27:17 PM |
| kingryan | $250.00 | 12/17/2012 5:22:51 PM |
| franzzua | $25.00 | 12/17/2012 5:41:18 PM |
| funds-pie8 | $50.00 | 12/19/2012 9:02:47 AM |
| euro-grove4 | $25.00 | 12/18/2012 6:10:23 PM |
| kendigme | $42.53 | 12/19/2012 3:33:52 AM |
| IP | $25.00 | 12/19/2012 6:14:37 PM |
| crown-year | $2,000.00 | 12/19/2012 12:46:13 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:17 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:14 PM |
| TumbleWeed88 | $25.00 | 12/19/2012 5:31:15 PM |
| PFTLender | $25.00 | 12/20/2012 5:29:40 PM |
| RevREB | $25.00 | 12/20/2012 5:47:42 PM |
| mckhbnpc | $50.00 | 12/20/2012 5:05:33 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:35 PM |
| hitsman | $50.00 | 12/20/2012 5:34:49 PM |
| supersarah61 | $25.00 | 12/20/2012 5:14:21 PM |
| revolutionary769 | $300.00 | 12/21/2012 5:44:44 AM |
| Bank_of_the_Galaxy | $25.00 | 12/21/2012 3:38:28 PM |
| iamabby | $50.00 | 12/21/2012 9:18:14 AM |
| kmcolo | $25.00 | 12/21/2012 2:47:22 PM |
| sadls | $25.00 | 12/21/2012 6:43:12 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:22 PM |
| fulfilling-bazaar4 | $100.00 | 12/21/2012 5:46:04 PM |
| meoates1 | $25.00 | 12/22/2012 12:36:36 PM |
| green-loyalty-web | $25.00 | 12/21/2012 6:04:13 PM |
| bold-important-dollar | $25.00 | 12/22/2012 5:20:50 AM |
| ell25 | $25.00 | 12/22/2012 1:05:19 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:04:48 PM |
| yield-seeker | $25.00 | 12/22/2012 9:40:48 AM |
| organic-truth9 | $25.00 | 12/22/2012 12:25:42 AM |
| LilyAcreInvestmentsLLC | $223.00 | 12/22/2012 10:45:44 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:25 PM |
| spry-credit269 | $50.00 | 12/22/2012 6:16:38 PM |
| impressive-yield3 | $25.00 | 12/22/2012 1:03:02 PM |
| ericd523 | $25.00 | 12/23/2012 11:47:14 AM |
| commerce-associate5 | $100.00 | 12/23/2012 12:53:44 PM |
| Ducatiman1978 | $25.00 | 12/23/2012 1:01:33 PM |
| Cash-Flow | $134.00 | 12/23/2012 1:06:43 PM |
| gulch | $25.00 | 12/23/2012 1:08:06 PM |
| Herluftrolle | $25.00 | 12/23/2012 1:10:51 PM |
| ven | $50.00 | 12/23/2012 1:11:19 PM |
| SmokeyMirror | $25.00 | 12/23/2012 1:20:46 PM |
| unassassinable | $25.00 | 12/22/2012 1:47:53 PM |
| Texas_lender | $25.00 | 12/23/2012 1:25:54 PM |
| Duanep01 | $25.00 | 12/23/2012 1:31:11 PM |
| structure9 | $25.00 | 12/23/2012 1:38:14 PM |
| the-laudable-peso | $40.00 | 12/23/2012 1:45:08 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:29 PM |
| palmetto933 | $25.00 | 12/23/2012 1:58:07 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:08 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:37:59 AM |
| proud-pound4 | $25.00 | 12/23/2012 2:28:28 PM |
| meenan | $25.00 | 12/23/2012 2:31:11 PM |
| 30Engine | $25.00 | 12/22/2012 10:11:43 PM |
| decisive-return611 | $100.00 | 12/23/2012 12:49:02 PM |
| ethical-truth211 | $350.00 | 12/23/2012 2:16:40 AM |
| kencox | $25.00 | 12/23/2012 1:12:01 PM |
| tolerant-interest4 | $25.00 | 12/23/2012 1:23:45 PM |
| natural-worth9 | $175.00 | 12/23/2012 1:25:47 PM |
| red-eloquent-rupee | $50.00 | 12/23/2012 1:29:35 PM |
| durability-alien3 | $50.00 | 12/23/2012 12:30:31 PM |
| wadeveloper | $25.00 | 12/23/2012 1:43:51 PM |
| rogue_monster | $50.00 | 12/23/2012 12:32:42 PM |
| Sixmil | $100.00 | 12/23/2012 12:36:11 PM |
| agreement-network | $25.00 | 12/23/2012 1:54:55 PM |
| enthralling-deal53 | $100.00 | 12/23/2012 1:59:13 PM |
| Jalebi | $25.00 | 12/23/2012 12:46:51 PM |
| gristle | $25.00 | 12/23/2012 2:10:08 PM |
| stolirocks01 | $50.00 | 12/23/2012 2:14:19 PM |
| rescue | $100.00 | 12/23/2012 12:56:05 PM |
| brightest-dynamic-liberty | $25.00 | 12/23/2012 2:25:08 PM |
| ADSFL05 | $25.00 | 12/23/2012 1:01:48 PM |
| astute-benjamins | $25.00 | 12/23/2012 3:21:17 PM |
| zeelender | $25.00 | 12/23/2012 1:13:55 PM |
| Doodlemeyer | $50.00 | 12/23/2012 1:15:20 PM |
| josuae | $25.00 | 12/23/2012 1:20:01 PM |
| reinforced-investment4 | $25.00 | 12/23/2012 1:29:15 PM |
| Banker7371 | $25.00 | 12/23/2012 2:02:10 PM |
| enthralling-investment | $25.00 | 12/23/2012 2:11:07 PM |
| sbsahm | $25.00 | 12/23/2012 2:16:30 PM |
| fair-pound5 | $25.00 | 12/23/2012 2:30:35 PM |
| green-trade-dolphin | $36.79 | 12/10/2012 9:01:54 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:45 AM |
| bazaar-tulip | $25.00 | 12/10/2012 10:25:27 AM |
| deal-selector5 | $25.00 | 12/10/2012 10:01:59 AM |
| gravbox | $25.00 | 12/10/2012 10:27:32 AM |
| cash-mad-scientist3 | $25.00 | 12/10/2012 10:27:37 AM |
| corndog4000 | $30.00 | 12/10/2012 10:38:13 AM |
| natural-worth9 | $25.00 | 12/10/2012 11:27:46 AM |
| kila-designer | $124.00 | 12/10/2012 5:43:22 PM |
| kalamari | $30.00 | 12/11/2012 1:04:03 PM |
| bentheredunthat | $125.00 | 12/11/2012 4:18:56 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:35 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:03 PM |
| marwadi-62 | $225.00 | 12/11/2012 6:06:46 PM |
| new-justice-entrepreneur | $25.00 | 12/13/2012 9:24:17 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:25 PM |
| windguy | $50.00 | 12/13/2012 12:34:09 PM |
| money-bauble | $100.00 | 12/14/2012 10:13:21 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:27 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:28 PM |
| octoberfresh | $25.00 | 12/14/2012 10:38:03 AM |
| cardminger | $25.00 | 12/15/2012 12:27:23 PM |
| riskreward | $250.00 | 12/15/2012 11:26:58 AM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:27 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:50 PM |
| sympathetic-funds818 | $39.00 | 12/16/2012 12:42:18 PM |
| kegs | $200.00 | 12/17/2012 1:39:56 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:26 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:18 AM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:18 AM |
| HereToHelp305 | $200.00 | 12/19/2012 4:39:52 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:04 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:23 PM |
| spy0 | $25.00 | 12/20/2012 6:27:14 AM |
| hundorama | $25.00 | 12/21/2012 6:32:15 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:31 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:49 AM |
| theshef | $25.00 | 12/20/2012 6:10:38 PM |
| Superjeep73 | $25.00 | 12/21/2012 10:59:04 AM |
| tom203 | $25.00 | 12/21/2012 11:25:37 AM |
| theaterguy | $30.00 | 12/20/2012 7:10:33 PM |
| greenback-companion8 | $25.00 | 12/20/2012 9:34:42 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:41 PM |
| Endeavour | $150.00 | 12/21/2012 9:10:02 AM |
| iamabby | $100.00 | 12/21/2012 9:29:17 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:05 PM |
| mercuriant | $25.00 | 12/21/2012 5:44:50 PM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:20:15 AM |
| ATWSPOON | $25.00 | 12/22/2012 12:45:13 PM |
| frankyny | $95.00 | 12/21/2012 6:09:31 PM |
| helping-out | $40.00 | 12/22/2012 5:44:39 AM |
| nex | $25.00 | 12/21/2012 6:26:36 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:11:25 AM |
| SirArthur | $25.00 | 12/22/2012 1:12:31 PM |
| intrepid-compassion29 | $25.00 | 12/21/2012 8:26:18 PM |
| Jazzamaru | $125.00 | 12/22/2012 1:27:05 PM |
| cutter21 | $25.00 | 12/22/2012 12:21:04 PM |
| discostu | $25.00 | 12/22/2012 3:07:07 PM |
| point-promiser | $25.00 | 12/22/2012 12:49:46 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:11:13 PM |
| LilyAcreInvestmentsLLC | $123.00 | 12/22/2012 10:39:13 AM |
| mathaiusa | $50.00 | 12/22/2012 1:06:35 PM |
| ItsJustMe79 | $25.00 | 12/22/2012 12:26:59 PM |
| 907 | $25.00 | 12/22/2012 10:13:17 PM |
| green-lovely-finance | $25.00 | 12/22/2012 1:04:56 PM |
| leverage-symphony | $50.00 | 12/23/2012 10:28:02 AM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:19 PM |
| reaction5 | $25.00 | 12/23/2012 12:29:36 PM |
| Peacepower | $30.00 | 12/22/2012 4:02:25 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:39 PM |
| korby524 | $25.00 | 12/23/2012 12:48:23 PM |
| Nunuson | $25.00 | 12/23/2012 12:58:01 PM |
| Radu43 | $25.00 | 12/23/2012 1:12:04 PM |
| lender2611 | $25.00 | 12/23/2012 1:18:52 PM |
| capital-renewal | $50.00 | 12/23/2012 1:22:23 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:08 PM |
| quest0 | $50.00 | 12/22/2012 2:05:35 PM |
| adventurer447 | $300.00 | 12/23/2012 1:41:05 PM |
| The_Lending_Muscle | $25.00 | 12/23/2012 1:51:10 PM |
| the-enthralling-coin | $25.00 | 12/23/2012 2:00:13 PM |
| potter012409 | $29.00 | 12/23/2012 9:18:17 AM |
| bosco44 | $25.00 | 12/23/2012 9:21:52 AM |
| ethical-truth211 | $605.62 | 12/23/2012 4:32:31 PM |
| tranquil-gain1 | $75.00 | 12/23/2012 1:08:34 PM |
| araherna | $25.00 | 12/23/2012 1:10:27 PM |
| fantastic-openness | $50.00 | 12/23/2012 9:57:58 AM |
| new-truth-chuckler | $33.00 | 12/23/2012 1:22:11 PM |
| point-umbrella | $25.00 | 12/23/2012 1:25:46 PM |
| moola-buddy | $25.00 | 12/23/2012 1:27:01 PM |
| haplender | $50.00 | 12/23/2012 1:29:32 PM |
| daisuke | $25.00 | 12/23/2012 1:29:52 PM |
| new-gold-wrangler | $1,000.00 | 12/23/2012 1:34:07 PM |
| cnovak | $25.00 | 12/23/2012 1:42:14 PM |
| deal-pioneer1 | $25.00 | 12/23/2012 1:43:32 PM |
| eastboimerchandise | $25.00 | 12/23/2012 1:46:55 PM |
| commerce-yeller | $75.00 | 12/23/2012 1:49:30 PM |
| Investor_DP | $100.00 | 12/23/2012 1:53:48 PM |
| receptive-vigilance799 | $25.00 | 12/23/2012 12:53:16 PM |
| Brianformisano | $25.00 | 12/23/2012 1:00:07 PM |
| dough-souffle | $25.00 | 12/23/2012 1:24:25 PM |
| dragonfly-amulet | $25.00 | 12/23/2012 1:45:16 PM |
| commerce-zebra3 | $25.00 | 12/23/2012 1:57:55 PM |
| Cai8899 | $25.00 | 12/23/2012 2:01:10 PM |
| ksmorrow | $25.00 | 12/23/2012 2:01:49 PM |
| peace-photon1 | $50.00 | 12/23/2012 2:26:26 PM |
| compassion-bauble4 | $25.00 | 12/23/2012 2:42:52 PM |
| accelerator96 | $25.00 | 12/23/2012 3:11:50 PM |
| 214 Investments
|
Borrower Payment Dependent Notes Series
681594
This series of Notes was issued and sold upon the funding of the borrower loan #79074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $259.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 22y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,875 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exciting-deal613 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Debt consolidation
My financial situation:
I pay more now a month then the loan payment will be
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| neighborly-hope6 | $100.00 | 12/3/2012 5:49:06 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:06:07 PM |
| Zolton | $300.00 | 12/3/2012 5:28:34 PM |
| windguy | $50.00 | 12/3/2012 5:53:48 PM |
| Sagamore | $50.00 | 12/3/2012 5:55:17 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:22:23 PM |
| loot-prescription3 | $25.00 | 12/5/2012 9:55:12 AM |
| indomitable-coin | $25.00 | 12/6/2012 6:00:59 PM |
| market-maximizer472 | $25.00 | 12/7/2012 6:34:02 AM |
| gold-hero4 | $50.00 | 12/6/2012 6:23:09 PM |
| Investoman | $25.00 | 12/7/2012 9:01:26 AM |
| tender-integrity3 | $100.00 | 12/7/2012 9:45:12 AM |
| loan-mongoose1 | $25.00 | 12/7/2012 11:03:47 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:09 AM |
| transparency-sequoia6 | $100.00 | 12/7/2012 5:46:46 PM |
| american6 | $50.00 | 12/8/2012 12:00:46 PM |
| kevin314 | $25.00 | 12/8/2012 1:07:15 PM |
| openness-enforcer76 | $25.00 | 12/8/2012 7:25:02 PM |
| transparency-symphony5 | $25.00 | 12/10/2012 10:51:41 AM |
| bowdish1 | $75.00 | 12/10/2012 6:35:11 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:37 PM |
| Senechal | $25.00 | 12/11/2012 4:18:11 AM |
| Flyinerb | $50.00 | 12/12/2012 6:35:22 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:47 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:18 PM |
| Tradesmanlender | $25.00 | 12/12/2012 5:09:44 PM |
| value-caravan | $25.00 | 12/13/2012 10:13:54 AM |
| elasermd | $100.00 | 12/13/2012 6:27:33 PM |
| Hy-FineAnts-33 | $50.00 | 12/13/2012 8:29:53 PM |
| adaptable-benefit6 | $25.00 | 12/13/2012 9:19:19 PM |
| ingenious-order783 | $55.00 | 12/14/2012 9:31:51 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:20 AM |
| subtle-revenue0 | $25.00 | 12/14/2012 5:12:05 PM |
| Shawnw | $25.00 | 12/14/2012 5:17:18 PM |
| mgd | $50.00 | 12/14/2012 3:40:34 PM |
| melodious-credit7 | $25.00 | 12/14/2012 5:35:40 PM |
| marketplace-cello5 | $25.00 | 12/14/2012 5:43:23 PM |
| moneynmotion | $25.00 | 12/14/2012 5:46:42 PM |
| obedient-payout0 | $25.00 | 12/14/2012 5:47:32 PM |
| Bujinkan1 | $25.00 | 12/14/2012 5:47:47 PM |
| investment-tempo | $25.00 | 12/14/2012 5:48:50 PM |
| a-transparency-prodigy | $25.00 | 12/14/2012 5:50:25 PM |
| diggs | $25.00 | 12/14/2012 5:51:33 PM |
| progressive-asset | $100.00 | 12/14/2012 5:59:47 PM |
| durability-officer | $50.00 | 12/14/2012 6:00:35 PM |
| ianakacg | $25.00 | 12/14/2012 6:01:02 PM |
| holstj | $25.00 | 12/14/2012 6:01:37 PM |
| greenbacchus | $25.00 | 12/14/2012 6:05:30 PM |
| safe-payment8 | $25.00 | 12/14/2012 6:06:22 PM |
| dignified-coin128 | $25.00 | 12/14/2012 5:18:40 PM |
| mightymousemom | $25.00 | 12/14/2012 6:07:53 PM |
| gursevak | $25.00 | 12/14/2012 6:08:44 PM |
| nav1elt | $25.00 | 12/14/2012 6:09:35 PM |
| BookandLaw | $25.00 | 12/14/2012 6:13:03 PM |
| rokdim | $50.00 | 12/14/2012 6:17:26 PM |
| point-oyster5 | $25.00 | 12/14/2012 6:20:04 PM |
| rose88 | $25.00 | 12/14/2012 6:20:16 PM |
| mason13a | $25.00 | 12/14/2012 6:22:39 PM |
| midde551 | $25.00 | 12/14/2012 6:23:25 PM |
| legend717 | $25.00 | 12/14/2012 6:29:18 PM |
| excellent-funds649 | $50.00 | 12/14/2012 6:41:26 PM |
| maximumwealth | $25.00 | 12/14/2012 5:30:23 PM |
| psonicl | $100.00 | 12/14/2012 5:31:22 PM |
| BicyclePostLendingDivision | $35.00 | 12/14/2012 5:42:07 PM |
| red-diversification-paradise | $25.00 | 12/14/2012 5:43:48 PM |
| mdreiss | $50.00 | 12/14/2012 5:45:35 PM |
| ralph44 | $25.00 | 12/14/2012 8:33:57 PM |
| Theofficer_roth_ira | $53.15 | 12/14/2012 8:42:59 PM |
| Gabriel02 | $25.00 | 12/14/2012 5:51:04 PM |
| cant-dance | $25.00 | 12/14/2012 5:57:17 PM |
| openness-molecule2 | $100.00 | 12/14/2012 5:58:07 PM |
| sympathetic-funds818 | $50.00 | 12/14/2012 6:00:43 PM |
| britgsb | $50.00 | 12/14/2012 6:03:18 PM |
| the-pragmatic-fund | $25.00 | 12/14/2012 6:04:19 PM |
| zenchef | $25.00 | 12/14/2012 6:04:37 PM |
| Warwick | $25.00 | 12/14/2012 6:12:53 PM |
| turbostar666 | $25.00 | 12/14/2012 5:18:28 PM |
| mdv | $25.00 | 12/14/2012 6:21:00 PM |
| Zuzu | $25.00 | 12/14/2012 6:22:44 PM |
| adventurous-capital | $25.00 | 12/14/2012 6:23:43 PM |
| HessChris | $25.00 | 12/14/2012 6:24:15 PM |
| Goodtrip | $25.00 | 12/14/2012 6:25:29 PM |
| reflective-deal8 | $50.00 | 12/14/2012 6:34:27 PM |
| siege01 | $25.00 | 12/14/2012 6:40:01 PM |
| JBW-Capital | $25.00 | 12/14/2012 6:51:49 PM |
| orange-mindful-bazaar | $75.00 | 12/14/2012 6:56:19 PM |
| helpishere777 | $25.00 | 12/14/2012 5:32:36 PM |
| Kame | $25.00 | 12/14/2012 5:33:30 PM |
| g0avs3327 | $25.00 | 12/14/2012 5:35:42 PM |
| -J | $50.00 | 12/14/2012 5:37:43 PM |
| iolaire | $25.00 | 12/14/2012 5:38:39 PM |
| income-banjo | $25.00 | 12/15/2012 9:11:50 AM |
| generosity-gusto | $59.72 | 12/14/2012 8:38:51 PM |
| bradomino | $25.00 | 12/14/2012 5:41:11 PM |
| first-favorite-bonus9 | $25.00 | 12/14/2012 5:41:33 PM |
| ore-jalapeno4 | $50.00 | 12/14/2012 5:43:14 PM |
| worth-mermaid5 | $50.00 | 12/14/2012 5:45:08 PM |
| mtp | $100.00 | 12/14/2012 5:46:40 PM |
| note-axis5 | $50.00 | 12/14/2012 5:46:52 PM |
| aviente | $25.00 | 12/14/2012 5:49:40 PM |
| capital-dynamo0 | $25.00 | 12/14/2012 5:50:29 PM |
| ebusinessagent | $25.00 | 12/14/2012 5:53:11 PM |
| money-bopper3 | $25.00 | 12/14/2012 6:03:06 PM |
| ash135 | $25.00 | 12/14/2012 6:03:47 PM |
| power-haven459 | $25.00 | 12/14/2012 6:03:59 PM |
| benevolent-moola291 | $50.00 | 12/14/2012 6:05:13 PM |
| BxRealtor | $25.00 | 12/14/2012 6:08:53 PM |
| Ragnar | $25.00 | 12/14/2012 6:11:19 PM |
| indrucal | $25.00 | 12/14/2012 6:13:52 PM |
| benjamins-thunder | $25.00 | 12/14/2012 6:14:23 PM |
| Retired_Senior | $250.00 | 12/15/2012 10:48:56 AM |
| EvalCrux | $50.00 | 12/14/2012 6:21:53 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:16 AM |
| asset-porcelain | $35.00 | 12/14/2012 6:24:06 PM |
| jenkris | $25.00 | 12/14/2012 6:26:30 PM |
| mlbox3k | $25.00 | 12/14/2012 6:38:15 PM |
| velocity-solo | $25.00 | 12/14/2012 6:46:07 PM |
| figs4u2 | $100.00 | 12/14/2012 6:46:45 PM |
| lending401 | $25.00 | 12/14/2012 6:53:03 PM |
| privatebankerva | $25.00 | 12/15/2012 9:16:07 AM |
| radforj22 | $50.00 | 12/15/2012 10:12:22 AM |
| ethical-truth211 | $150.00 | 12/15/2012 10:17:34 AM |
| enchanted-truth264 | $25.00 | 12/14/2012 10:46:20 PM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 4:59:25 AM |
| Kijib | $25.00 | 12/15/2012 12:02:01 PM |
| dthompso | $50.00 | 12/15/2012 12:00:58 PM |
| community-pipeline | $25.00 | 12/15/2012 12:01:48 PM |
| Fingar | $25.00 | 12/15/2012 12:02:20 PM |
| money-explorer3 | $25.00 | 12/15/2012 12:02:50 PM |
| 13loans | $25.00 | 12/15/2012 12:03:19 PM |
| Carpetkid | $100.00 | 12/15/2012 12:03:34 PM |
| vollynet | $90.00 | 12/15/2012 11:28:08 AM |
| invincible-deal82 | $25.00 | 12/15/2012 12:04:16 PM |
| jubilant-capital1 | $25.00 | 12/3/2012 5:37:05 PM |
| riskreward | $250.00 | 12/3/2012 5:52:16 PM |
| compoundinterest | $25.00 | 12/6/2012 5:58:20 PM |
| Castellan | $50.00 | 12/6/2012 5:25:58 PM |
| magical-credit523 | $25.00 | 12/7/2012 9:15:15 AM |
| benevolent-loot5 | $200.00 | 12/7/2012 9:17:16 AM |
| Arvicco | $400.00 | 12/7/2012 9:31:12 AM |
| knowledgeable-silver6 | $25.00 | 12/7/2012 10:51:28 AM |
| supersarah61 | $25.00 | 12/7/2012 4:38:56 PM |
| auction-iris9 | $120.00 | 12/8/2012 12:19:40 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:20 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:39 AM |
| tenacious-payout | $25.00 | 12/9/2012 8:03:01 AM |
| simplelender80 | $112.00 | 12/9/2012 1:42:10 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:34 AM |
| antlr | $25.00 | 12/9/2012 7:44:05 PM |
| proper-exchange8 | $50.00 | 12/10/2012 9:44:53 AM |
| Avala | $100.00 | 12/10/2012 6:29:04 PM |
| KHODADAD | $25.00 | 12/11/2012 7:11:59 AM |
| astute-benjamins | $25.00 | 12/11/2012 10:18:12 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:13 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:44 PM |
| djs81 | $75.00 | 12/12/2012 10:16:38 AM |
| djh47a | $25.00 | 12/12/2012 1:14:37 PM |
| dunox | $75.00 | 12/13/2012 12:14:04 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:15 PM |
| jjd2 | $25.00 | 12/13/2012 5:43:52 PM |
| anacent | $25.00 | 12/13/2012 10:26:34 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:43 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:33 AM |
| finance-fan7 | $25.00 | 12/14/2012 10:32:44 AM |
| gold-web4 | $28.00 | 12/14/2012 11:57:35 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 2:40:35 PM |
| safe-commerce | $40.00 | 12/14/2012 4:10:23 PM |
| ready-ore884 | $50.00 | 12/14/2012 4:57:51 PM |
| cablenews | $100.00 | 12/14/2012 5:26:18 PM |
| puifais | $50.00 | 12/14/2012 5:33:45 PM |
| talang | $25.00 | 12/14/2012 5:39:11 PM |
| abundant-exchange | $50.00 | 12/14/2012 5:46:45 PM |
| g314 | $25.00 | 12/14/2012 5:48:12 PM |
| best-enriched-auction | $25.00 | 12/14/2012 5:48:23 PM |
| SanJoser | $25.00 | 12/14/2012 5:48:43 PM |
| ski bum | $100.00 | 12/14/2012 5:49:02 PM |
| deegeeman | $25.00 | 12/14/2012 5:06:40 PM |
| intuitive-integrity9 | $50.00 | 12/14/2012 5:58:59 PM |
| worth-rocket0 | $30.00 | 12/14/2012 5:59:50 PM |
| pragmatic-contract | $25.00 | 12/14/2012 6:07:04 PM |
| REVSTJ999 | $25.00 | 12/14/2012 6:13:32 PM |
| bold-felicity-image | $100.00 | 12/14/2012 6:17:27 PM |
| transparency-baton | $25.00 | 12/14/2012 6:23:23 PM |
| L-vex | $25.00 | 12/14/2012 6:25:11 PM |
| rampe001 | $50.00 | 12/14/2012 6:27:28 PM |
| C_Mark | $50.00 | 12/14/2012 6:30:59 PM |
| innocent-loot | $25.00 | 12/14/2012 6:35:43 PM |
| gallant-economy9 | $50.00 | 12/14/2012 6:42:01 PM |
| Pasagam | $50.00 | 12/14/2012 5:27:36 PM |
| magical-greenback | $25.00 | 12/14/2012 5:30:38 PM |
| new-smart-deal | $25.00 | 12/14/2012 6:54:51 PM |
| kind-genuine-dough | $25.00 | 12/14/2012 5:41:48 PM |
| Mr_Marcus | $25.00 | 12/14/2012 5:43:44 PM |
| dpfl55 | $25.00 | 12/14/2012 5:49:47 PM |
| agile-diversification2 | $25.00 | 12/14/2012 5:50:27 PM |
| Bikram | $50.00 | 12/14/2012 5:53:24 PM |
| origami-panda | $25.00 | 12/14/2012 5:54:54 PM |
| don8ter | $50.00 | 12/14/2012 6:01:51 PM |
| gigabit | $50.00 | 12/14/2012 6:02:11 PM |
| Christian_Mom | $25.00 | 12/14/2012 6:03:14 PM |
| krisran | $50.00 | 12/14/2012 6:04:44 PM |
| transparency-halo | $25.00 | 12/14/2012 6:06:46 PM |
| spankysdad | $25.00 | 12/14/2012 6:10:19 PM |
| moola-gondola1 | $25.00 | 12/14/2012 5:10:25 PM |
| asciguide | $25.00 | 12/14/2012 6:11:00 PM |
| lgs83 | $30.00 | 12/14/2012 6:12:42 PM |
| meenan | $25.00 | 12/14/2012 6:13:24 PM |
| cunning-worth5 | $25.00 | 12/14/2012 6:30:33 PM |
| domi1234 | $25.00 | 12/15/2012 6:32:53 AM |
| hybridatl | $25.00 | 12/14/2012 6:33:06 PM |
| availableloan | $25.00 | 12/15/2012 7:01:28 AM |
| enterprising-bazaar2 | $25.00 | 12/14/2012 6:38:31 PM |
| Vacs4u | $25.00 | 12/14/2012 6:49:01 PM |
| elfincove | $50.00 | 12/15/2012 7:49:47 AM |
| nerdfactor | $25.00 | 12/14/2012 5:33:37 PM |
| CSAworker | $25.00 | 12/14/2012 7:41:54 PM |
| golden-bid9 | $25.00 | 12/14/2012 5:39:16 PM |
| impartial-silver085 | $50.00 | 12/14/2012 5:39:28 PM |
| slartibardfast | $25.00 | 12/14/2012 5:40:01 PM |
| graceful-durability246 | $35.00 | 12/14/2012 5:42:38 PM |
| mr55262 | $25.00 | 12/14/2012 5:42:59 PM |
| lowrate | $50.00 | 12/14/2012 5:48:29 PM |
| johnny128 | $100.00 | 12/14/2012 5:50:04 PM |
| tramb | $25.00 | 12/14/2012 5:51:09 PM |
| Capitalincome | $25.00 | 12/15/2012 10:03:32 AM |
| larslfe | $25.00 | 12/14/2012 5:53:18 PM |
| shorthairedg | $25.00 | 12/14/2012 5:54:57 PM |
| Edwardtomo | $50.00 | 12/14/2012 5:58:51 PM |
| lobster | $25.00 | 12/14/2012 5:59:04 PM |
| ThomasCrown | $50.00 | 12/14/2012 5:59:21 PM |
| speedy-point4 | $50.00 | 12/14/2012 6:03:02 PM |
| thevogelfamily | $30.00 | 12/14/2012 6:10:09 PM |
| mohican21 | $50.00 | 12/14/2012 6:17:09 PM |
| riveting-p2ploan4 | $25.00 | 12/14/2012 6:18:14 PM |
| treasure-firestarter8 | $50.00 | 12/14/2012 6:21:13 PM |
| MorleyTwirl | $100.00 | 12/14/2012 6:25:14 PM |
| Chutney | $25.00 | 12/14/2012 6:26:17 PM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:23 AM |
| coin-saffron5 | $50.00 | 12/14/2012 6:36:08 PM |
| YellowJacket | $25.00 | 12/15/2012 7:33:09 AM |
| glowing-benjamins1 | $25.00 | 12/15/2012 7:54:23 AM |
| adevadeh | $25.00 | 12/14/2012 6:47:10 PM |
| enriching-dollar1 | $100.00 | 12/15/2012 11:02:50 AM |
| tillit | $25.00 | 12/15/2012 9:05:49 AM |
| tedsrfdude | $25.00 | 12/15/2012 12:01:29 PM |
| Turkish101 | $25.00 | 12/15/2012 12:02:09 PM |
| tough-peso2 | $25.00 | 12/15/2012 12:02:47 PM |
| soheagle | $25.00 | 12/15/2012 12:03:54 PM |
| jeffpac | $50.00 | 12/15/2012 12:04:02 PM |
| lounges | $50.00 | 12/15/2012 12:04:10 PM |
| preciouschild | $60.00 | 12/15/2012 8:02:35 AM |
| kulender | $100.00 | 12/15/2012 9:24:00 AM |
| wetlands | $200.00 | 12/15/2012 11:15:59 AM |
| auction-sage | $100.00 | 12/15/2012 11:17:09 AM |
| versatile-dime442 | $117.00 | 12/15/2012 11:20:03 AM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:10 AM |
| the-magnetic-transaction | $61.00 | 12/15/2012 10:50:20 AM |
| frooogal | $25.00 | 12/15/2012 11:38:40 AM |
| cerebral-dollar773 | $35.93 | 12/15/2012 11:36:29 AM |
| illustrado | $25.00 | 12/15/2012 12:00:43 PM |
| AvPro | $25.00 | 12/15/2012 12:01:55 PM |
| 261 Investments
|
Borrower Payment Dependent Notes Series
681606
This series of Notes was issued and sold upon the funding of the borrower loan #79071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $160.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,766 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-social-magician |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying bills
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...
I have never been in this perdicument my whole life , and im just in a bad spot and need help .. i work hard and have been in one office for 14yrs ..
Monthly net income: $1800
Monthly expenses: $1300
Housing: $
Insurance: $
Car expenses: $145 per month
Utilities: $80
Phone, cable, internet: $90
Food, entertainment: $100 per month
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/3/2012 5:11:45 PM |
| superb-funds335 | $25.00 | 12/3/2012 5:37:07 PM |
| transaction-seahorse0 | $25.00 | 12/3/2012 5:51:27 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:11 PM |
| open-minded-p2p1 | $25.00 | 12/3/2012 6:03:54 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:41 PM |
| LuvToLend | $25.00 | 12/5/2012 10:39:46 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:28 PM |
| kenji4861 | $25.00 | 12/7/2012 9:04:52 AM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:35 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:58 PM |
| NolockHolmes | $34.00 | 12/10/2012 9:29:13 AM |
| engaging-repayment8 | $25.00 | 12/10/2012 5:16:45 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:20 PM |
| Edakers | $25.00 | 12/11/2012 1:49:46 PM |
| KCEnterprises | $25.00 | 12/11/2012 6:03:44 PM |
| E-2 | $100.00 | 12/11/2012 5:26:17 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:19 PM |
| djh47a | $50.00 | 12/12/2012 12:59:00 PM |
| balance-force | $28.00 | 12/12/2012 1:52:40 PM |
| hero007 | $50.00 | 12/13/2012 9:03:22 AM |
| loyalist1 | $100.00 | 12/13/2012 8:12:47 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:17:01 AM |
| Isaac007 | $25.00 | 12/14/2012 7:52:31 AM |
| miked8303 | $75.00 | 12/14/2012 5:34:35 PM |
| emjo1219 | $26.91 | 12/15/2012 9:47:05 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:57 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:23:44 AM |
| silver-dogwood4 | $25.00 | 12/15/2012 10:39:37 AM |
| loyalty-meadow | $25.00 | 12/15/2012 7:11:34 AM |
| youthful-reward0 | $25.00 | 12/15/2012 8:55:51 AM |
| dinero-launcher | $26.93 | 12/15/2012 9:11:27 AM |
| keichi03 | $16.16 | 12/15/2012 11:33:54 AM |
| digitaldan | $30.00 | 12/15/2012 9:31:40 AM |
| LD4LIFE | $25.00 | 12/15/2012 10:53:27 AM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:16 PM |
| moremax | $33.00 | 12/3/2012 5:36:10 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:10 PM |
| asset-professor | $35.00 | 12/5/2012 10:00:43 AM |
| a-finance-nirvana | $25.00 | 12/5/2012 5:44:46 PM |
| Tscheddar | $25.00 | 12/6/2012 3:28:56 PM |
| Kaj | $25.00 | 12/7/2012 6:02:11 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:22 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:10 PM |
| jebber007 | $45.00 | 12/9/2012 9:40:15 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:47 AM |
| Investor_DP | $100.00 | 12/10/2012 5:54:19 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 6:38:36 PM |
| bullwink27 | $25.00 | 12/11/2012 6:20:52 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:55 AM |
| transaction-circuit | $75.00 | 12/11/2012 10:19:27 AM |
| payment-gusto | $25.00 | 12/11/2012 4:42:19 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:37 PM |
| ideal-peace5 | $100.00 | 12/11/2012 5:21:31 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:36:10 PM |
| gold-miser9 | $50.00 | 12/12/2012 9:43:15 PM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:49 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:49 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:29 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:13 PM |
| belief-integrity | $250.00 | 12/14/2012 7:14:14 PM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:16:23 PM |
| gothampark | $25.00 | 12/15/2012 9:35:25 AM |
| ethical-truth211 | $100.00 | 12/15/2012 2:48:54 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:44 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:24 AM |
| bizlending | $500.00 | 12/15/2012 8:07:40 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:36 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
681636
This series of Notes was issued and sold upon the funding of the borrower loan #79158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,650.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $391.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,133 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unabashed-loyalty52 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2080
Monthly expenses: $
Housing: $427
Insurance: $150
Car expenses: $
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrilling-fund427 | $50.00 | 12/3/2012 5:22:00 PM |
| deal-selector5 | $25.00 | 12/3/2012 5:11:46 PM |
| money-genome84 | $250.00 | 12/3/2012 5:26:21 PM |
| vutah | $25.00 | 12/3/2012 7:29:31 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:12 PM |
| jiftostada | $25.00 | 12/3/2012 5:58:10 PM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:50:58 AM |
| selector568 | $300.00 | 12/4/2012 10:53:38 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:28 PM |
| kenji4861 | $25.00 | 12/7/2012 9:04:52 AM |
| Kaj | $25.00 | 12/8/2012 12:24:13 PM |
| open-minded-p2p1 | $25.00 | 12/8/2012 2:31:54 PM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:36 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:59 PM |
| wildanne | $50.00 | 12/10/2012 9:43:23 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:38 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:20 PM |
| new-start18100 | $25.00 | 12/13/2012 9:53:49 AM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:50 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:25 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:57 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:30 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:07 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:58 AM |
| Elefunt | $25.00 | 12/15/2012 12:41:55 PM |
| desertoasis | $25.00 | 12/15/2012 7:32:05 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:06 AM |
| Wordsmth | $25.00 | 12/16/2012 1:44:57 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:41 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:03 PM |
| queentut | $100.00 | 12/17/2012 9:05:52 AM |
| krisran | $50.00 | 12/17/2012 10:19:22 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:36 PM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:43 AM |
| spark548 | $100.00 | 12/17/2012 9:22:10 AM |
| michaelray703 | $25.00 | 12/17/2012 9:22:33 AM |
| TronMedici | $50.00 | 12/17/2012 9:26:14 AM |
| pierrelasvegas | $25.00 | 12/17/2012 9:38:27 AM |
| dollardave | $50.00 | 12/17/2012 2:28:49 PM |
| Index_Plus | $4,200.00 | 12/17/2012 3:56:27 PM |
| economy-shrubbery6 | $25.00 | 12/17/2012 5:01:50 PM |
| first-integrity-gravity | $50.00 | 12/17/2012 5:03:22 PM |
| auction-iris9 | $29.00 | 12/17/2012 5:03:46 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:47 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:10 PM |
| thrilling-point2 | $40.00 | 12/3/2012 5:19:34 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:57 PM |
| Money__Tree | $200.00 | 12/3/2012 6:16:29 PM |
| ucantbeetit | $25.00 | 12/4/2012 6:04:27 PM |
| asset-professor | $35.00 | 12/5/2012 10:00:44 AM |
| treasure-bliss | $25.00 | 12/6/2012 6:52:39 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:23 PM |
| authentic-finance194 | $200.00 | 12/8/2012 6:00:15 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:48 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:56 AM |
| cr8on | $30.00 | 12/11/2012 5:09:19 PM |
| payment-gusto | $25.00 | 12/11/2012 4:42:19 PM |
| vigorous-velocity | $300.00 | 12/11/2012 5:30:37 PM |
| justreturns | $25.00 | 12/12/2012 9:15:45 AM |
| balance-force | $28.00 | 12/12/2012 1:52:40 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:20 AM |
| money-bauble | $78.00 | 12/14/2012 10:13:19 AM |
| miked8303 | $75.00 | 12/14/2012 5:34:37 PM |
| MeggieStardust | $25.00 | 12/14/2012 10:20:43 AM |
| ItsJustMe79 | $25.00 | 12/14/2012 6:08:07 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:51 AM |
| E-2 | $99.00 | 12/15/2012 10:59:16 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:32 PM |
| Wellman | $25.00 | 12/15/2012 2:09:18 PM |
| capital-renewal | $50.00 | 12/16/2012 12:59:59 PM |
| ectasy683 | $25.00 | 12/16/2012 8:21:56 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:12 PM |
| kegs | $200.00 | 12/17/2012 1:39:38 PM |
| wizard750 | $28.00 | 12/17/2012 5:00:47 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:36 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:09 AM |
| social-heart | $25.00 | 12/17/2012 10:02:21 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:35 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:09 PM |
| reinforced-gain7 | $250.00 | 12/17/2012 4:10:46 PM |
| phenomenal-rate1 | $172.00 | 12/17/2012 5:04:26 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
681656
This series of Notes was issued and sold upon the funding of the borrower loan #79490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-07-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,853 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| countmein |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...install a chain link fence for my out of control black lab "Arabella", soon to have a brother.
My financial situation:
I am a good candidate for this loan because...I was a very active lender on Prosper.com before it was banned in Tennessee. I own and have been in my current home for 12 years now and have never missed a payment. This loan was previously funded, however, I had to update my bank institution and resubmit it.
Monthly net income: $3000
Monthly expenses: $2000
Housing: $995.00
Insurance: $69.00
Car expenses: $0
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 12/4/2012 5:18:35 PM |
| tranquil-gain1 | $75.00 | 12/4/2012 5:36:18 PM |
| one-midas | $35.00 | 12/4/2012 6:06:46 PM |
| methodical-interest039 | $40.00 | 12/4/2012 5:15:24 PM |
| obduro_1 | $25.00 | 12/4/2012 7:14:29 PM |
| ferocious-kindness8 | $35.00 | 12/4/2012 6:26:02 PM |
| Nco | $100.00 | 12/4/2012 6:27:23 PM |
| marketplace-singularity3 | $25.00 | 12/4/2012 6:19:13 PM |
| zenyatta | $25.00 | 12/5/2012 8:22:51 AM |
| EngineersAlliance | $35.00 | 12/4/2012 6:36:50 PM |
| callmebryan | $25.00 | 12/4/2012 9:34:38 PM |
| Onlyhappycustomers | $25.00 | 12/5/2012 5:58:39 AM |
| paradise-foothill | $50.00 | 12/4/2012 9:03:59 PM |
| CFOGO | $25.00 | 12/5/2012 5:09:19 AM |
| scholarly-order6 | $75.00 | 12/5/2012 6:05:58 AM |
| first-graceful-contract | $25.00 | 12/5/2012 10:19:31 AM |
| octoberfresh | $25.00 | 12/5/2012 10:47:13 AM |
| WalnutCreekguy | $50.00 | 12/5/2012 5:55:32 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:28 PM |
| toblerone | $25.00 | 12/5/2012 7:54:37 PM |
| compassion-twister2 | $50.00 | 12/5/2012 7:07:28 PM |
| gokart83 | $25.00 | 12/6/2012 9:42:49 AM |
| SOP_Bank | $25.00 | 12/6/2012 6:27:09 AM |
| thehousewife | $25.00 | 12/6/2012 1:42:39 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:52 PM |
| Rollshaft | $25.00 | 12/7/2012 5:36:14 AM |
| Winged_Inspirations | $50.00 | 12/7/2012 10:57:08 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 11:02:28 AM |
| Hmmmm | $146.09 | 12/7/2012 3:42:46 PM |
| affluence-microscope2 | $73.82 | 12/7/2012 5:41:55 PM |
| formula842 | $25.00 | 12/4/2012 5:39:35 PM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:35:19 PM |
| riskreward | $250.00 | 12/4/2012 5:36:22 PM |
| valiant-return584 | $50.00 | 12/4/2012 6:18:31 PM |
| treasure-bliss | $25.00 | 12/5/2012 5:34:54 AM |
| cattlebaron | $100.00 | 12/4/2012 10:40:31 PM |
| TumbleWeed88 | $25.00 | 12/5/2012 9:59:06 AM |
| payout-motivator0 | $50.00 | 12/5/2012 9:15:56 AM |
| bazaar-tulip | $25.00 | 12/5/2012 9:50:10 AM |
| platinum-scientist9 | $25.00 | 12/5/2012 2:56:11 PM |
| deal-selector5 | $25.00 | 12/5/2012 5:30:44 PM |
| 84928429 | $25.00 | 12/5/2012 5:53:11 PM |
| Eric_Gagne | $25.00 | 12/6/2012 7:36:20 AM |
| Tscheddar | $25.00 | 12/6/2012 3:29:02 PM |
| quickstep | $151.00 | 12/6/2012 11:49:02 AM |
| tiger1818 | $25.00 | 12/7/2012 5:10:25 AM |
| SecondChanceLendingSERV | $26.09 | 12/7/2012 7:54:20 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:21 AM |
| moremax | $33.00 | 12/7/2012 10:05:08 AM |
| well-rounded-payout0 | $50.00 | 12/7/2012 11:06:05 AM |
| wwwUniversal | $25.00 | 12/7/2012 5:03:37 PM |
| Risk4Reward | $25.00 | 12/7/2012 1:59:34 PM |
| CPAecs | $25.00 | 12/7/2012 5:41:47 PM |
| Nazbuster | $100.00 | 12/7/2012 4:32:58 PM |
| eridient | $25.00 | 12/7/2012 5:18:53 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
681702
This series of Notes was issued and sold upon the funding of the borrower loan #79502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $146.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,055 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| joyous-moola423 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to... Pay off a medical bill
My financial situation:
I am a good candidate for this loan because...
I have a full time job, with good pay I do pay my debt in time . I just had a new baby and need to pay off the medical bills
Monthly net income: $4500
Monthly expenses: $500
Housing: $ 1900
Insurance: $
Car expenses: $100
Utilities: $120
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/5/2012 1:05:41 PM |
| superb-funds335 | $25.00 | 12/3/2012 5:37:07 PM |
| golffish2 | $25.00 | 12/4/2012 4:08:56 AM |
| obduro_1 | $25.00 | 12/3/2012 6:38:39 PM |
| heavenly-interest9 | $829.00 | 12/4/2012 5:16:36 PM |
| CA-Lender | $25.00 | 12/5/2012 7:35:39 AM |
| platinum-scientist9 | $25.00 | 12/5/2012 3:07:20 PM |
| toblerone | $25.00 | 12/5/2012 5:53:06 PM |
| responsible-worth113 | $30.00 | 12/6/2012 1:36:06 PM |
| DreisersFinancier | $50.00 | 12/6/2012 10:08:30 AM |
| Bob450 | $25.00 | 12/6/2012 5:12:53 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:20 AM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:49 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:29 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:51 AM |
| new-start18100 | $25.00 | 12/9/2012 12:52:38 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:59 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:25 AM |
| jutdon84 | $25.00 | 12/11/2012 3:42:54 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:21 PM |
| officer_moneyMaker | $37.74 | 12/12/2012 8:49:25 AM |
| trade-caper | $50.00 | 12/12/2012 5:35:15 AM |
| supersarah61 | $25.00 | 12/12/2012 5:10:13 PM |
| marine5831 | $25.00 | 12/13/2012 7:58:51 AM |
| payout-detective7 | $25.00 | 12/13/2012 6:22:36 AM |
| invest-in-ed | $110.00 | 12/13/2012 9:31:16 AM |
| Isanpankki | $25.00 | 12/13/2012 6:56:05 AM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:29:09 PM |
| transaction-squirrel734 | $25.00 | 12/14/2012 6:05:43 AM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:46 PM |
| Elefunt | $25.00 | 12/14/2012 9:05:13 AM |
| mindful-deal289 | $25.00 | 12/14/2012 6:11:49 AM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:57 AM |
| belief-integrity | $500.00 | 12/14/2012 2:50:17 PM |
| hope-den1 | $50.00 | 12/15/2012 12:15:49 AM |
| helping-out | $119.98 | 12/15/2012 5:18:15 AM |
| dukeiyer | $25.00 | 12/14/2012 6:45:13 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:30 PM |
| vivid-p2ploan1 | $25.00 | 12/3/2012 5:37:17 PM |
| scoobiedoo | $50.01 | 12/3/2012 5:06:58 PM |
| Rogelio48 | $29.00 | 12/3/2012 7:38:51 PM |
| janeybooboo | $50.00 | 12/4/2012 5:51:54 AM |
| Interest2thePeople | $100.00 | 12/4/2012 5:16:09 PM |
| market-bearer0 | $25.00 | 12/4/2012 7:27:04 PM |
| LuvToLend | $25.00 | 12/5/2012 5:02:12 PM |
| WalnutCreekguy | $50.00 | 12/5/2012 5:55:32 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:28 PM |
| asset-professor | $35.00 | 12/5/2012 6:22:18 PM |
| Kaj | $25.00 | 12/5/2012 6:06:10 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:44 AM |
| bob450-roth | $25.00 | 12/6/2012 6:13:38 PM |
| kenji4861 | $25.00 | 12/7/2012 9:04:53 AM |
| successful-agreement7 | $100.00 | 12/7/2012 9:15:32 AM |
| methodical-interest039 | $30.00 | 12/7/2012 11:16:16 AM |
| ryan6853 | $25.11 | 12/7/2012 10:57:28 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:24 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:34:06 PM |
| zorg77 | $50.00 | 12/9/2012 8:49:32 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:35 PM |
| heavy_ax | $44.00 | 12/10/2012 9:51:49 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:56 AM |
| Edakers | $25.00 | 12/11/2012 1:49:46 PM |
| Joyflyer | $25.00 | 12/11/2012 3:40:55 PM |
| flexible-rate1 | $25.00 | 12/12/2012 9:04:07 AM |
| intrepid-loot | $25.00 | 12/12/2012 9:23:48 AM |
| coyone | $50.00 | 12/12/2012 9:01:21 AM |
| agalt | $40.00 | 12/12/2012 12:31:45 PM |
| EL_Papin | $25.00 | 12/12/2012 11:10:07 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:20:57 AM |
| davidc314 | $50.00 | 12/12/2012 8:51:03 PM |
| StanTheMan | $35.16 | 12/12/2012 7:42:19 PM |
| GS-ROCK | $30.00 | 12/13/2012 9:53:51 AM |
| eloquent-bill6 | $25.00 | 12/13/2012 3:34:39 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:24 PM |
| Troutfinder | $25.00 | 12/14/2012 2:56:11 AM |
| careful-vigilance4 | $25.00 | 12/14/2012 9:06:50 AM |
| miked8303 | $75.00 | 12/14/2012 5:34:38 PM |
| graceful-investment | $80.00 | 12/14/2012 8:46:21 PM |
| sympathetic-funds818 | $75.00 | 12/15/2012 4:20:18 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
681722
This series of Notes was issued and sold upon the funding of the borrower loan #79471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $373.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $133,686 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-interest411 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
|
Principal balance:
| $3,366.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Business Expenses
Purpose of loan:
1. I will immediately pay off the $3,200 balance of my existing Prosper Loan.
2. The new remaining balance Loan amount will be used to cover a few expenses for our start-up business and remaining legal costs. We have secured our first set of contracts nationwide for our US Patent-pending Product!
3. We have partnered with one of the premier law firms in the nation, and our first round of investor financing will commence in Jan 2013, with more funding to follow in March & April 2013!
This loan will be used to...Cover legal & new business costs related to our start-up expenses.
My financial situation: Very Respectable. I have poured my heart, soul and personal funds into our start-up venture and have now hired or brought onboard a top strategic advisory firm, a CEO, COO, CFO and quality consultants, all being overseen by a great Board of Directors.
I am a good candidate for this loan because...I pay my debts on time and I have the credit rating to follow it up, my credit scores range from 742 and up.
As a founding executive my personal income will soon take a Big jump beginning the first Quarter of 2013, and it will take another big jump during the 3rd Quarter of 2013.
Monthly net income: $3,200
Monthly expenses: $2,600
Housing: $900
Insurance: $250
Car expenses: $300
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 12/4/2012 5:15:27 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:19:05 PM |
| secureincome | $555.00 | 12/4/2012 5:30:19 PM |
| special-dinero553 | $25.00 | 12/4/2012 5:30:54 PM |
| radiant-dollar9 | $200.00 | 12/4/2012 5:32:52 PM |
| fcrick | $50.00 | 12/4/2012 6:06:33 PM |
| enthusiastic-balance5 | $100.00 | 12/4/2012 6:46:36 PM |
| uncl-sammy | $25.00 | 12/4/2012 6:47:36 PM |
| DreisersFinancier | $50.00 | 12/4/2012 6:47:01 PM |
| courteous-trade229 | $25.00 | 12/5/2012 8:09:26 AM |
| first-serene-credit | $25.00 | 12/5/2012 10:11:27 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:30:31 AM |
| suave-durability1 | $50.00 | 12/5/2012 10:22:26 AM |
| Mommo | $50.00 | 12/5/2012 10:28:32 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:57 AM |
| deal-vibrato | $25.00 | 12/5/2012 10:47:47 AM |
| greenback-surge4 | $25.00 | 12/5/2012 11:37:27 AM |
| Tscheddar | $25.00 | 12/5/2012 12:18:22 PM |
| pleasant-listing712 | $25.00 | 12/5/2012 3:37:53 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:13 PM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:46 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:39 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:15 AM |
| elog238 | $50.00 | 12/7/2012 1:29:52 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:45 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:44 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:47 PM |
| peaceful-justice3 | $25.00 | 12/10/2012 9:53:27 AM |
| franzzua | $25.00 | 12/10/2012 9:42:47 AM |
| refined-hope3 | $25.00 | 12/11/2012 9:25:56 AM |
| wetlands | $200.00 | 12/11/2012 5:44:16 PM |
| riskreward | $250.00 | 12/11/2012 5:54:33 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:35:52 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:46 PM |
| ddog0224 | $50.00 | 12/11/2012 8:27:40 PM |
| jazzlender | $50.00 | 12/12/2012 10:00:17 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:53 AM |
| nickel-universe2 | $25.00 | 12/12/2012 8:31:24 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:27:25 PM |
| loyalty-cupcake6 | $50.00 | 12/12/2012 4:48:50 PM |
| income-buffalo1 | $50.00 | 12/12/2012 5:33:44 PM |
| mwaldo13 | $100.00 | 12/12/2012 2:01:29 PM |
| dynamic-platinum | $25.00 | 12/13/2012 5:11:40 AM |
| Brisket_Bob | $25.17 | 12/13/2012 6:58:51 AM |
| tingtong07feb | $50.79 | 12/13/2012 9:31:36 AM |
| indomitable-camaraderi3 | $40.00 | 12/13/2012 9:15:22 AM |
| gustavholstopus32 | $25.00 | 12/13/2012 9:48:28 AM |
| benefit-position | $25.00 | 12/13/2012 10:34:08 AM |
| platinum-frog | $25.00 | 12/13/2012 6:00:14 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:58 PM |
| Peacepower | $50.00 | 12/13/2012 6:19:07 PM |
| Avicell | $25.00 | 12/13/2012 6:21:25 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:38 AM |
| OzGuy609 | $25.00 | 12/13/2012 8:58:30 PM |
| indomitable-benefit6 | $50.00 | 12/14/2012 1:49:44 AM |
| wildcard451 | $79.14 | 12/14/2012 6:16:25 AM |
| epic-ore2 | $50.00 | 12/14/2012 6:29:47 AM |
| goodcents | $25.00 | 12/13/2012 9:45:25 PM |
| crw1950 | $50.00 | 12/14/2012 7:50:35 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:03 PM |
| kulender | $100.00 | 12/15/2012 9:24:07 AM |
| kinetic-loot436 | $50.00 | 12/15/2012 4:11:32 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:40 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:17 AM |
| agreement-sunshine | $25.00 | 12/15/2012 11:11:49 AM |
| Cai8899 | $25.00 | 12/15/2012 12:30:04 PM |
| trade-burrito4 | $35.00 | 12/15/2012 12:46:40 PM |
| reward-walnut | $25.00 | 12/15/2012 12:03:03 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:01 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:49 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:09 PM |
| sgt-schultz | $25.00 | 12/15/2012 6:33:38 PM |
| ectasy683 | $25.00 | 12/17/2012 9:16:55 AM |
| worldly-loyalty459 | $100.00 | 12/16/2012 8:21:03 PM |
| receptive-vigilance799 | $25.00 | 12/16/2012 12:56:29 PM |
| 08bob | $25.00 | 12/17/2012 1:26:58 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:47 PM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:55 AM |
| cloud546 | $43.47 | 12/17/2012 11:03:31 AM |
| kind-euro-mirth | $50.00 | 12/4/2012 5:17:11 PM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:34:49 PM |
| bowdish1 | $25.00 | 12/4/2012 5:37:40 PM |
| Harry | $75.00 | 12/4/2012 6:08:51 PM |
| phenomenal-rate1 | $500.00 | 12/4/2012 5:17:25 PM |
| persist_in_doing | $25.00 | 12/4/2012 6:18:19 PM |
| HoosierDaddie | $300.00 | 12/4/2012 5:18:46 PM |
| nickel-ferret | $25.00 | 12/4/2012 5:31:25 PM |
| dime-mandolin9 | $50.00 | 12/4/2012 5:27:55 PM |
| Fiimg | $50.00 | 12/4/2012 5:39:44 PM |
| entertaining-rate9 | $25.00 | 12/4/2012 6:48:40 PM |
| five-star-note | $25.00 | 12/4/2012 7:13:11 PM |
| principal-cooker2 | $50.00 | 12/5/2012 9:37:56 AM |
| qsolo | $25.00 | 12/5/2012 10:45:52 AM |
| pure-treasure7 | $50.00 | 12/5/2012 11:19:00 PM |
| HeMan_Master-of-Universe | $25.00 | 12/6/2012 10:19:30 AM |
| Mr_School_Boy_Cookies | $50.00 | 12/6/2012 9:23:15 AM |
| AF-Chief | $25.00 | 12/6/2012 6:35:19 PM |
| purposeful-durability8 | $100.00 | 12/8/2012 12:43:52 PM |
| dominickf | $50.00 | 12/8/2012 2:08:48 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:22 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:31 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:19:51 PM |
| fund-bauble | $25.00 | 12/10/2012 8:24:53 PM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:05 PM |
| supersam | $50.00 | 12/10/2012 10:19:18 PM |
| whitegold24k | $100.00 | 12/11/2012 8:04:41 AM |
| -------Loaner | $25.00 | 12/11/2012 9:31:48 AM |
| hitsman | $50.00 | 12/11/2012 10:33:16 AM |
| contract-amigo7 | $25.00 | 12/11/2012 6:10:43 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:31 PM |
| the-silver-blaster | $47.00 | 12/12/2012 9:40:13 AM |
| TheCount | $25.00 | 12/12/2012 9:36:24 AM |
| Ocean713 | $75.00 | 12/12/2012 12:12:43 PM |
| djh47a | $50.00 | 12/12/2012 12:59:02 PM |
| digipak78 | $50.00 | 12/12/2012 10:42:27 AM |
| Jim33 | $25.00 | 12/12/2012 11:46:39 AM |
| killjoy00 | $37.10 | 12/12/2012 1:44:24 PM |
| FinanceFrazier | $200.00 | 12/12/2012 1:55:10 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:31 PM |
| MakoF16 | $50.00 | 12/12/2012 8:43:17 PM |
| sharp518 | $25.00 | 12/13/2012 9:28:01 AM |
| hml | $50.00 | 12/13/2012 1:49:38 AM |
| vigilance-spinner3 | $25.00 | 12/13/2012 8:29:30 AM |
| hero007 | $50.00 | 12/13/2012 9:03:28 AM |
| invest-in-ed | $100.00 | 12/13/2012 9:30:29 AM |
| squadron820 | $37.30 | 12/13/2012 10:47:28 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:57 PM |
| managedfund | $25.00 | 12/13/2012 10:18:59 AM |
| compatible-deal9 | $25.00 | 12/13/2012 12:40:42 PM |
| gilbrear | $25.00 | 12/13/2012 3:56:46 PM |
| payout-thinker7 | $25.00 | 12/13/2012 11:15:15 PM |
| coin-kin | $25.00 | 12/14/2012 7:24:08 AM |
| jdtv | $25.00 | 12/14/2012 7:31:57 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:57 AM |
| Quiza12 | $100.00 | 12/14/2012 7:33:05 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:27 AM |
| anacent | $25.00 | 12/13/2012 10:26:40 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 10:00:27 AM |
| wise-deal-panda | $100.00 | 12/14/2012 9:27:30 AM |
| Ruckus888 | $56.64 | 12/14/2012 7:13:04 AM |
| Isaac007 | $125.00 | 12/14/2012 7:57:59 AM |
| ericgassercom | $25.00 | 12/14/2012 10:09:02 AM |
| ptjg | $60.00 | 12/14/2012 5:21:34 PM |
| abundanceforever | $52.50 | 12/15/2012 11:10:48 AM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:50 AM |
| cozy-gain023 | $25.00 | 12/15/2012 12:39:30 PM |
| adventurous-credit466 | $50.00 | 12/15/2012 12:08:53 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:16:58 PM |
| fortytwo | $100.00 | 12/15/2012 1:43:39 PM |
| bountiful-bid6 | $250.00 | 12/16/2012 9:04:47 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:11 AM |
| chato2345 | $25.00 | 12/16/2012 12:02:30 PM |
| RevREB | $25.00 | 12/16/2012 12:18:52 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:50 PM |
| risk-reward | $50.00 | 12/15/2012 7:49:48 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:39 PM |
| roadredwood | $25.00 | 12/16/2012 8:50:28 PM |
| cashasaurus0 | $100.00 | 12/16/2012 6:46:17 AM |
| capital-renewal | $50.00 | 12/16/2012 1:00:08 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:18 AM |
| dordee | $52.27 | 12/16/2012 12:26:18 PM |
| pennybypenny | $50.00 | 12/17/2012 9:39:09 AM |
| abundant-power | $25.00 | 12/16/2012 1:21:34 PM |
| bid-sushi9 | $25.00 | 12/17/2012 9:43:46 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:40 PM |
| Leshan | $100.00 | 12/17/2012 7:41:30 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:19 AM |
| credit-triumph1 | $25.00 | 12/17/2012 11:54:52 AM |
| currency-persimmon | $25.00 | 12/17/2012 10:07:07 AM |
| murtaza | $53.62 | 12/17/2012 12:19:49 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
681748
This series of Notes was issued and sold upon the funding of the borrower loan #79272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,168 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-majestic-durability |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4400
Monthly expenses: $250
Housing: $1100
Insurance: $180
Car expenses: $350
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 12/4/2012 9:37:16 AM |
| transaction-seahorse0 | $25.00 | 12/3/2012 9:56:10 AM |
| bazaar-tulip | $25.00 | 12/3/2012 9:30:48 AM |
| Sagamore | $40.00 | 12/3/2012 9:35:28 AM |
| JeremyLinFan | $30.00 | 12/3/2012 10:47:55 AM |
| valiant-return584 | $50.00 | 12/3/2012 10:14:22 AM |
| Scottyd911 | $50.00 | 12/3/2012 2:42:59 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:32 PM |
| CFOGO | $25.00 | 12/5/2012 5:12:54 AM |
| yzerizef | $25.00 | 12/5/2012 6:06:54 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:12 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:47 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:06 PM |
| WonderPup | $25.00 | 12/10/2012 8:47:36 AM |
| ethical-truth211 | $100.00 | 12/10/2012 9:47:07 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:46 AM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:56 PM |
| wise-deal-panda | $70.00 | 12/11/2012 9:09:42 AM |
| Leshan | $50.00 | 12/11/2012 7:27:33 AM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:05 AM |
| contract-amigo7 | $25.00 | 12/11/2012 6:13:41 PM |
| tommymtg7 | $25.00 | 12/11/2012 6:08:26 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:19 PM |
| keen-wealth5 | $9.03 | 12/12/2012 9:24:15 AM |
| thrilling-point2 | $40.00 | 12/3/2012 9:20:06 AM |
| nickel-ferret | $25.00 | 12/3/2012 9:46:03 AM |
| riskreward | $250.00 | 12/3/2012 9:59:23 AM |
| ucantbeetit | $25.00 | 12/3/2012 10:32:28 AM |
| return-point2 | $100.00 | 12/3/2012 10:21:10 AM |
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:10 PM |
| brilliant-balance | $50.00 | 12/3/2012 7:10:22 PM |
| PFTLender | $25.00 | 12/4/2012 3:06:26 PM |
| LuvToLend | $25.00 | 12/5/2012 10:39:38 AM |
| Nazbuster | $50.00 | 12/5/2012 4:51:51 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 4:36:01 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:41:48 PM |
| paradise-foothill | $35.97 | 12/7/2012 2:48:27 PM |
| upbeat-finance8 | $25.00 | 12/8/2012 8:30:05 PM |
| simplelender80 | $75.00 | 12/9/2012 2:01:47 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:39 AM |
| wwwUniversal | $25.00 | 12/10/2012 5:45:34 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:05 PM |
| first-friendly-listing | $50.00 | 12/11/2012 9:53:24 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:38 AM |
| Edakers | $25.00 | 12/11/2012 1:49:43 PM |
| Iloanyoumoney | $50.00 | 12/12/2012 7:27:01 AM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 7:24:12 PM |
| the-income-marble | $150.00 | 12/12/2012 9:02:45 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
681768
This series of Notes was issued and sold upon the funding of the borrower loan #79113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $344.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,649 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newyearresolution |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation:
I am a good candidate for this loan because...I am employed full time
Monthly net income: $ 2600
Monthly expenses: $2100
Housing: $ 800
Insurance: $300
Car expenses: $NA
Utilities: $NA
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 12/3/2012 5:15:16 PM |
| Haydn-sav | $25.00 | 12/3/2012 5:21:34 PM |
| superb-funds335 | $25.00 | 12/3/2012 5:37:08 PM |
| five-star-justice | $25.00 | 12/3/2012 5:05:59 PM |
| asset-professor | $35.00 | 12/3/2012 5:57:52 PM |
| new-start18100 | $25.00 | 12/3/2012 5:58:23 PM |
| thrilling-point2 | $40.00 | 12/3/2012 5:19:35 PM |
| open-minded-p2p1 | $25.00 | 12/3/2012 6:03:55 PM |
| deal-selector5 | $25.00 | 12/3/2012 5:11:46 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:47 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:58 PM |
| money-genome84 | $250.00 | 12/3/2012 5:26:21 PM |
| jiftostada | $25.00 | 12/3/2012 5:58:10 PM |
| compassion-twister2 | $100.00 | 12/3/2012 6:00:23 PM |
| RGlad | $100.00 | 12/4/2012 5:27:26 AM |
| LittleMingo | $25.00 | 12/4/2012 8:56:20 AM |
| melodious-openness | $200.00 | 12/3/2012 7:03:10 PM |
| income-triangulation1 | $25.00 | 12/4/2012 2:03:07 AM |
| scrooge2020 | $75.00 | 12/4/2012 3:50:51 AM |
| Whipster | $50.00 | 12/4/2012 9:06:30 AM |
| ucantbeetit | $25.00 | 12/4/2012 9:49:33 AM |
| kenji4861 | $25.00 | 12/4/2012 10:25:23 AM |
| SLN-10 | $60.00 | 12/4/2012 11:33:47 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:17:12 PM |
| receptive-affluence035 | $25.00 | 12/4/2012 6:07:58 PM |
| vigorous-velocity | $77.00 | 12/5/2012 10:39:55 AM |
| return-enthusiast1 | $50.00 | 12/5/2012 11:22:53 AM |
| dannycarter10 | $25.00 | 12/6/2012 9:51:31 AM |
| Tscheddar | $25.00 | 12/6/2012 10:52:20 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:44 AM |
| bob450-roth | $25.00 | 12/6/2012 6:10:19 PM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:51 AM |
| 2020longterm | $25.00 | 12/7/2012 11:13:16 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:25 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:34:39 PM |
| massuot | $25.00 | 12/9/2012 6:23:51 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:00 PM |
| wildanne | $50.00 | 12/10/2012 9:43:23 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:26 AM |
| theChangeGuy | $25.00 | 12/10/2012 5:58:42 PM |
| brightest-responsible-contract | $25.00 | 12/10/2012 7:54:36 PM |
| fixing_financials | $25.00 | 12/10/2012 9:14:59 PM |
| ferocious-exchange3 | $50.00 | 12/10/2012 9:42:14 PM |
| MrMikeMcD | $25.00 | 12/11/2012 12:32:06 AM |
| techron2012 | $200.00 | 12/11/2012 8:00:06 AM |
| mebowl300 | $75.00 | 12/10/2012 10:43:13 PM |
| green-loyalty-web | $25.00 | 12/11/2012 10:32:06 AM |
| bonus-demon | $25.00 | 12/11/2012 4:05:05 PM |
| enriched-return057 | $31.61 | 12/11/2012 5:33:30 PM |
| cr8on | $30.00 | 12/11/2012 5:09:20 PM |
| tommymtg7 | $25.00 | 12/11/2012 6:08:26 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:21 PM |
| ddog0224 | $50.00 | 12/11/2012 8:26:28 PM |
| first-integrity-gravity | $50.00 | 12/12/2012 9:27:33 AM |
| intrepid-compassion29 | $25.00 | 12/12/2012 6:46:35 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:15:15 AM |
| bid-catalyst0 | $100.00 | 12/12/2012 11:59:54 AM |
| ferdberfel | $25.00 | 12/12/2012 12:22:22 PM |
| Leshan | $50.00 | 12/12/2012 5:15:00 PM |
| mpatrick | $100.00 | 12/12/2012 11:54:33 AM |
| balance-force | $28.00 | 12/12/2012 1:52:41 PM |
| fantastic-bazaar2 | $38.00 | 12/13/2012 9:02:40 AM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:08:56 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:09:40 AM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:24:29 PM |
| UBOtto186 | $50.00 | 12/14/2012 10:01:57 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:21 AM |
| belief-integrity | $100.00 | 12/14/2012 2:52:35 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:08 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:31 PM |
| helping-out | $25.00 | 12/15/2012 5:26:01 AM |
| let_me_retire | $30.00 | 12/15/2012 10:41:07 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:58 AM |
| grf1945 | $40.00 | 12/15/2012 1:30:31 PM |
| money-bauble | $100.00 | 12/15/2012 1:09:52 PM |
| miked8303 | $75.00 | 12/15/2012 1:24:18 PM |
| Wellman | $25.00 | 12/15/2012 2:09:19 PM |
| Helenska11 | $100.00 | 12/16/2012 7:17:20 AM |
| the-healthy-commitment | $25.00 | 12/15/2012 1:49:14 PM |
| LoanerPrincipal | $25.00 | 12/15/2012 2:50:37 PM |
| CA-Lender | $14.24 | 12/16/2012 1:08:23 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:06 AM |
| fulfilling-responsibilityOFU | $44.01 | 12/16/2012 12:48:13 PM |
| unassailable-funds754 | $25.00 | 12/16/2012 1:00:29 PM |
| keichi03 | $25.00 | 12/16/2012 7:05:04 AM |
| treasure-coyote3 | $25.00 | 12/16/2012 10:57:02 AM |
| capital-renewal | $50.00 | 12/16/2012 1:00:00 PM |
| economy-coup | $200.00 | 12/3/2012 5:27:15 PM |
| capital-investor8 | $25.00 | 12/3/2012 5:36:02 PM |
| Endeavour | $150.00 | 12/3/2012 5:13:35 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:22:00 PM |
| slowgains | $25.00 | 12/3/2012 5:22:51 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:11 PM |
| selector568 | $300.00 | 12/3/2012 5:44:55 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:13 PM |
| toblerone | $25.00 | 12/3/2012 5:59:40 PM |
| Kaj | $25.00 | 12/3/2012 6:08:09 PM |
| Money__Tree | $200.00 | 12/3/2012 6:16:29 PM |
| treasure-bliss | $25.00 | 12/4/2012 6:26:56 AM |
| red-duty-carrier | $25.00 | 12/3/2012 6:46:18 PM |
| wonder3 | $25.00 | 12/4/2012 7:18:20 AM |
| DevinHill_IRA | $30.00 | 12/3/2012 7:17:37 PM |
| vutah | $25.00 | 12/3/2012 8:45:39 PM |
| Star_Witness | $25.00 | 12/3/2012 9:26:12 PM |
| justreturns | $25.00 | 12/4/2012 10:08:55 AM |
| HeroSupport | $50.00 | 12/4/2012 9:08:23 AM |
| jybank | $49.00 | 12/4/2012 11:20:44 AM |
| Bob450 | $25.00 | 12/4/2012 10:25:21 AM |
| penny-socrates5 | $100.00 | 12/4/2012 12:28:05 PM |
| Rogelio48 | $31.00 | 12/4/2012 12:39:12 PM |
| Goat-herder | $25.00 | 12/4/2012 2:24:15 PM |
| TumbleWeed88 | $25.00 | 12/4/2012 6:15:30 PM |
| EFS | $200.00 | 12/5/2012 12:39:28 AM |
| Wrats6 | $25.00 | 12/6/2012 3:50:02 PM |
| frogperson | $350.00 | 12/6/2012 5:43:08 PM |
| authentic-finance194 | $250.00 | 12/6/2012 12:29:29 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:29 PM |
| wale-ld | $30.00 | 12/6/2012 10:24:28 PM |
| successful-agreement7 | $100.00 | 12/7/2012 5:47:10 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:35 PM |
| ethical-truth211 | $200.00 | 12/10/2012 3:54:32 PM |
| genelinist | $300.00 | 12/10/2012 10:45:53 AM |
| prudent-loot | $25.00 | 12/10/2012 1:26:37 PM |
| the-income-marble | $50.00 | 12/11/2012 5:52:09 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:57 AM |
| intrepid-loot | $25.00 | 12/11/2012 2:07:41 PM |
| Ocean713 | $75.00 | 12/11/2012 12:22:58 PM |
| ChoiceInvestments | $26.00 | 12/11/2012 9:30:32 PM |
| Journey_Loans | $550.00 | 12/12/2012 7:07:15 AM |
| agalt | $60.00 | 12/12/2012 12:31:15 PM |
| moola-monger9 | $75.00 | 12/12/2012 1:10:42 PM |
| treasure-expert | $25.00 | 12/12/2012 4:27:21 PM |
| COCHINOBOY | $45.61 | 12/12/2012 12:13:48 PM |
| platinum-enlightenment | $25.00 | 12/12/2012 1:19:49 PM |
| JackinGreen | $50.00 | 12/12/2012 7:57:59 PM |
| supersarah61 | $25.00 | 12/12/2012 5:06:05 PM |
| camaraderi-advocator | $55.00 | 12/12/2012 9:46:57 PM |
| evilkats | $50.00 | 12/12/2012 7:55:56 PM |
| Prime_Note_Investor | $100.00 | 12/12/2012 8:22:58 PM |
| a-helping-hand | $200.00 | 12/12/2012 8:52:22 PM |
| listing-enlightenment1 | $300.00 | 12/12/2012 9:45:09 PM |
| order-banshee3 | $25.00 | 12/13/2012 4:34:33 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:24 PM |
| newest-phenomenal-dinero | $70.00 | 12/13/2012 10:02:17 PM |
| glroark | $50.00 | 12/14/2012 9:31:12 AM |
| zorg77 | $100.00 | 12/14/2012 6:31:53 PM |
| mammalian4 | $25.00 | 12/14/2012 7:01:55 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:26 AM |
| digitaldan | $30.00 | 12/15/2012 9:33:04 AM |
| mercuriant | $25.00 | 12/15/2012 12:22:39 PM |
| thelovebug | $30.00 | 12/15/2012 12:25:48 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:58 AM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:37 AM |
| selector23 | $50.00 | 12/15/2012 11:17:31 AM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:14 PM |
| Scrooge_McDuck2 | $100.00 | 12/15/2012 1:53:36 PM |
| credit-bliss8 | $25.00 | 12/15/2012 12:49:00 PM |
| MissionMicroFinance | $25.00 | 12/15/2012 1:34:14 PM |
| dukeiyer | $25.00 | 12/15/2012 2:08:27 PM |
| Astyanax | $30.00 | 12/15/2012 1:03:20 PM |
| interstellar | $75.00 | 12/15/2012 1:14:41 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:28:13 PM |
| melodious-openness | $44.53 | 12/16/2012 4:31:09 AM |
| cajunguy | $25.00 | 12/15/2012 4:54:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:33 PM |
| point-mastery | $50.00 | 12/15/2012 6:13:30 PM |
| jpac1066 | $25.00 | 12/15/2012 7:29:59 PM |
| cocorico12 | $25.00 | 12/16/2012 9:52:44 AM |
| Dave0 | $25.00 | 12/16/2012 12:04:03 PM |
| dordee | $40.00 | 12/16/2012 12:21:29 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
681776
This series of Notes was issued and sold upon the funding of the borrower loan #79691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $156.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
|
Amount delinquent:
| $13 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,410 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-palm2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay-off some debt and christmas
My financial situation: too many high interest debts
I am a good candidate for this loan because...i have a solid job and would like to work on organizing my finances
Monthly net income: $4800
Monthly expenses: $
Housing: $0
Insurance: $151
Car expenses: $0
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/4/2012 5:47:53 PM |
| vivid-p2ploan1 | $25.00 | 12/4/2012 5:28:41 PM |
| money-genome84 | $250.00 | 12/4/2012 7:31:59 PM |
| Dubbs360 | $50.00 | 12/4/2012 5:41:19 PM |
| open-minded-p2p1 | $25.00 | 12/4/2012 5:51:30 PM |
| toblerone | $25.00 | 12/5/2012 7:54:37 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:53 PM |
| frogperson | $350.00 | 12/6/2012 5:43:17 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:45 PM |
| new-start18100 | $25.00 | 12/10/2012 5:05:33 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:33 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:24 PM |
| jiftostada | $25.00 | 12/10/2012 6:06:39 PM |
| kenji4861 | $25.00 | 12/10/2012 6:22:15 PM |
| receptive-affluence035 | $25.00 | 12/10/2012 5:55:42 PM |
| power-spartan5 | $25.00 | 12/10/2012 6:24:35 PM |
| Edakers | $25.00 | 12/11/2012 1:49:49 PM |
| enticing-finance758 | $25.00 | 12/12/2012 7:01:52 AM |
| melodious-openness | $211.48 | 12/12/2012 4:07:13 AM |
| cr8on | $30.00 | 12/12/2012 9:46:38 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:20:40 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:10:01 AM |
| point-hunter4 | $25.00 | 12/15/2012 4:47:14 AM |
| belief-integrity | $500.00 | 12/14/2012 7:48:07 PM |
| let_me_retire | $50.00 | 12/15/2012 4:10:16 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:17 AM |
| scoobiedoo | $30.01 | 12/4/2012 5:31:56 PM |
| Nco | $100.00 | 12/4/2012 6:27:23 PM |
| Money__Tree | $200.00 | 12/5/2012 11:23:00 AM |
| Bob450 | $25.00 | 12/5/2012 7:08:45 PM |
| dannycarter10 | $25.00 | 12/6/2012 9:52:30 AM |
| authentic-finance194 | $250.00 | 12/6/2012 12:29:41 PM |
| Tscheddar | $25.00 | 12/6/2012 3:29:03 PM |
| bob450-roth | $25.00 | 12/6/2012 6:11:04 PM |
| BradP | $25.00 | 12/8/2012 5:34:49 PM |
| SLN-10 | $60.00 | 12/8/2012 2:17:36 PM |
| Kaj | $25.00 | 12/10/2012 5:33:33 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:47 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 5:44:46 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:05 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:11 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:39 PM |
| kalamari | $30.00 | 12/11/2012 1:03:40 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:00 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:31 PM |
| RedmondMan | $25.00 | 12/12/2012 7:04:30 AM |
| capital-investor8 | $25.00 | 12/12/2012 9:10:28 AM |
| Ocean713 | $75.00 | 12/12/2012 12:06:01 PM |
| ethical-truth211 | $400.00 | 12/13/2012 6:03:38 PM |
| the-hope-workhorse | $25.00 | 12/13/2012 6:27:11 PM |
| rockhound84 | $63.51 | 12/15/2012 7:30:20 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:34 PM |
| belief-integrity | $250.00 | 12/14/2012 7:14:15 PM |
| sympathetic-funds818 | $50.00 | 12/15/2012 4:24:01 AM |
| helping-out | $200.00 | 12/15/2012 5:19:37 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
681868
This series of Notes was issued and sold upon the funding of the borrower loan #79155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,784.62 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $440.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,832 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-worth-system |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2012)
820-839
(Oct-2010)
|
|
Principal balance:
| $3,332.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Medical/Dental
Purpose of loan: The purpose of this loan is to pay off medical bills that were incurred by my sister in law that she was unable to pay off.
This loan will be used to make the repayment of the medical bills more manageable and spread the payments out over a longer period of time.
My financial situation: My financial situation is good as I have been at the same place of employment for over five years and I was recently given a promotion. Additionally, my wife is less than two months away from receiving her RN license.
I am a good candidate for this loan because I have a excellent credit score of over 750 with no derogatory items on my credit. Additionally, I had a previous Prosper loan which I have paid on time each month for the entire life of the loan.
I greatly appreciate your assistance, thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Mountain-Lion-IRA1 | $30.00 | 12/3/2012 5:16:03 PM |
| Zolton | $300.00 | 12/3/2012 5:28:35 PM |
| wetlands | $200.00 | 12/3/2012 5:44:50 PM |
| broker048 | $25.00 | 12/3/2012 9:20:38 PM |
| janeybooboo | $75.00 | 12/4/2012 5:54:47 AM |
| five-star-note | $25.00 | 12/3/2012 7:06:47 PM |
| cerebral-dollar773 | $25.00 | 12/4/2012 6:15:07 AM |
| moola-accelerator6 | $30.00 | 12/4/2012 7:48:28 PM |
| Tscheddar | $25.00 | 12/5/2012 12:18:19 PM |
| GoGalt | $50.00 | 12/6/2012 5:50:48 PM |
| indomitable-coin | $25.00 | 12/7/2012 9:49:56 AM |
| peace-adventurer3 | $25.00 | 12/7/2012 11:52:37 AM |
| 3_boyz | $75.00 | 12/7/2012 2:10:58 PM |
| Feyenoord | $30.00 | 12/7/2012 11:35:47 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:54 PM |
| adaboy65 | $51.00 | 12/7/2012 6:32:56 PM |
| virtuous-repayment | $25.00 | 12/8/2012 12:55:16 PM |
| purposeful-durability8 | $100.00 | 12/8/2012 12:43:51 PM |
| marketplace-singularity3 | $25.00 | 12/8/2012 6:37:17 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:43 PM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:47 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:31 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:48 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:21 PM |
| refined-hope3 | $25.00 | 12/12/2012 6:19:20 PM |
| anacent | $25.00 | 12/13/2012 10:26:35 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:21 AM |
| Avicell | $25.00 | 12/13/2012 6:21:21 PM |
| Quiza12 | $100.00 | 12/14/2012 7:32:59 AM |
| sprinter | $50.00 | 12/14/2012 10:07:32 AM |
| cilynx | $25.00 | 12/14/2012 10:55:31 AM |
| just-loyalty643 | $50.00 | 12/15/2012 1:03:53 AM |
| unbelievable-value2 | $35.00 | 12/15/2012 8:55:35 AM |
| riskreward | $250.00 | 12/15/2012 11:26:35 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:28 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:33 PM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:26 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:01 PM |
| Roundhouse | $150.00 | 12/15/2012 5:03:13 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:42 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:18 AM |
| valiant-money | $40.00 | 12/17/2012 1:21:14 PM |
| kegs | $200.00 | 12/17/2012 1:39:39 PM |
| phenomenal-gain5 | $30.00 | 12/3/2012 5:18:05 PM |
| slimof37 | $25.00 | 12/3/2012 5:09:27 PM |
| entertaining-rate9 | $25.00 | 12/3/2012 5:16:44 PM |
| kindness-fanatic | $25.00 | 12/3/2012 5:23:37 PM |
| ready-interest9 | $25.00 | 12/3/2012 5:24:43 PM |
| gravbox | $25.00 | 12/3/2012 6:47:25 PM |
| CreditBuilder2 | $25.01 | 12/3/2012 7:04:02 PM |
| duty-accomplishment | $25.00 | 12/3/2012 5:45:58 PM |
| bazaar-tulip | $25.00 | 12/3/2012 6:06:08 PM |
| RGlad | $85.00 | 12/3/2012 6:14:12 PM |
| one-midas | $35.00 | 12/3/2012 6:21:27 PM |
| thankful-nickel2 | $54.00 | 12/4/2012 9:41:52 AM |
| ucantbeetit | $25.00 | 12/4/2012 9:49:34 AM |
| CougarRoar | $25.00 | 12/4/2012 6:41:41 PM |
| deal-vibrato | $25.00 | 12/4/2012 6:26:39 PM |
| loot-prescription3 | $25.00 | 12/5/2012 9:55:12 AM |
| justreturns | $25.00 | 12/5/2012 10:20:08 AM |
| DreisersFinancier | $50.00 | 12/5/2012 10:56:23 AM |
| first-serene-credit | $25.00 | 12/6/2012 8:52:03 AM |
| supersarah61 | $25.00 | 12/6/2012 4:28:41 PM |
| 108lender | $200.00 | 12/7/2012 10:35:11 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:30 PM |
| new-orbital-transaction | $50.00 | 12/7/2012 3:47:22 PM |
| franzzua | $25.00 | 12/7/2012 6:18:05 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:21 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:26 AM |
| supersam | $50.00 | 12/10/2012 10:19:16 PM |
| UT-Longhorn | $50.00 | 12/11/2012 9:50:48 AM |
| astute-benjamins | $25.00 | 12/11/2012 10:18:57 AM |
| kalamari | $30.00 | 12/11/2012 1:03:33 PM |
| best-bonafide-p2p | $50.00 | 12/11/2012 10:54:58 AM |
| suave-durability1 | $50.00 | 12/11/2012 6:08:02 PM |
| dunox | $74.00 | 12/12/2012 9:50:28 AM |
| djs81 | $58.00 | 12/12/2012 10:16:39 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:57 AM |
| djh47a | $25.00 | 12/12/2012 1:14:37 PM |
| balance-force | $28.00 | 12/12/2012 1:52:41 PM |
| Astyanax | $28.61 | 12/13/2012 7:47:20 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:26 PM |
| enticing-capital6 | $50.00 | 12/13/2012 9:36:04 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:34 AM |
| elasermd | $100.00 | 12/13/2012 6:27:34 PM |
| cardminger | $25.00 | 12/13/2012 6:51:01 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:17 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:26 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:10:58 AM |
| compoundinterest | $25.00 | 12/15/2012 12:25:58 PM |
| innovator10 | $500.00 | 12/15/2012 1:12:13 PM |
| atomantic | $25.00 | 12/15/2012 3:05:01 PM |
| interest-splendor | $30.00 | 12/16/2012 8:39:57 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:06 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:11 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:54 AM |
| triguy | $800.00 | 12/17/2012 3:59:10 PM |
| Index_Plus | $5,000.00 | 12/17/2012 3:57:28 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:10 AM |
| Bikram | $30.00 | 12/17/2012 5:04:57 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:01 PM |
| credit-socrates648 | $1,000.00 | 12/17/2012 3:58:32 PM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
681898
This series of Notes was issued and sold upon the funding of the borrower loan #79152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,179.69 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,309 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newt4707 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate credit cards.
My financial situation:
I am a good candidate for this loan because...I have been employed by the same employer for 15 years. I currently began working close to full time at 34 hours per week so my income has increased considerably.
Monthly net income: $2400.00
Monthly expenses: $ 1090.00 (includes below)
Housing: $N/A
Insurance: $N/A
Car expenses: $ 420.00
Utilities: $N/A
Phone, cable, internet: $N/A
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/3/2012 5:11:47 PM |
| money-genome84 | $250.00 | 12/3/2012 5:26:21 PM |
| kind-lovely-marketplace | $50.00 | 12/3/2012 5:34:58 PM |
| octoberfresh | $25.00 | 12/3/2012 5:44:11 PM |
| Silver_Rupee | $25.00 | 12/3/2012 7:16:58 PM |
| Money__Tree | $200.00 | 12/3/2012 6:16:29 PM |
| aquariano2 | $25.00 | 12/4/2012 8:28:26 AM |
| transparency-position | $107.00 | 12/3/2012 7:01:38 PM |
| Mucman72 | $25.00 | 12/4/2012 10:05:37 AM |
| LittleMingo | $30.00 | 12/4/2012 1:32:32 PM |
| grnii78 | $125.00 | 12/4/2012 11:44:04 AM |
| open-minded-p2p1 | $25.00 | 12/4/2012 11:39:25 AM |
| integrity-doctor | $100.00 | 12/4/2012 1:18:00 PM |
| asset-professor | $35.00 | 12/5/2012 10:00:44 AM |
| nevee | $25.00 | 12/5/2012 10:07:31 AM |
| return-enthusiast1 | $50.00 | 12/5/2012 11:23:53 AM |
| __A1B2 | $27.00 | 12/5/2012 5:08:48 PM |
| Bob450 | $25.00 | 12/6/2012 5:21:10 PM |
| CA-Lender | $25.00 | 12/7/2012 9:17:51 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:52 AM |
| successful-agreement7 | $100.00 | 12/7/2012 5:47:10 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 7:15:13 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:26 PM |
| erowis | $75.00 | 12/9/2012 3:17:58 PM |
| simplelender80 | $125.00 | 12/9/2012 1:24:48 PM |
| ItsJustMe79 | $25.00 | 12/10/2012 6:38:37 PM |
| sacopt | $44.67 | 12/11/2012 7:06:46 AM |
| truth-companion | $25.00 | 12/11/2012 10:46:57 AM |
| cr8on | $30.00 | 12/11/2012 5:09:21 PM |
| credible-responsibility022 | $25.00 | 12/12/2012 10:07:32 AM |
| Wrats6 | $25.00 | 12/12/2012 3:22:01 PM |
| balance-force | $28.00 | 12/12/2012 1:52:42 PM |
| economy-caper9 | $25.00 | 12/12/2012 11:03:19 AM |
| jsak74 | $25.00 | 12/13/2012 10:05:52 AM |
| TechnologyGuy | $25.00 | 12/13/2012 6:12:33 PM |
| Elefunt | $25.00 | 12/14/2012 9:05:13 AM |
| UBOtto186 | $50.00 | 12/14/2012 9:49:32 AM |
| Tscheddar | $25.00 | 12/14/2012 3:18:44 PM |
| COCHINOBOY | $55.08 | 12/14/2012 8:56:28 PM |
| 1willray | $25.00 | 12/15/2012 7:56:02 AM |
| blue-lucrative-rate | $50.00 | 12/15/2012 8:52:06 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:27 AM |
| loyalty-meadow | $25.00 | 12/15/2012 7:10:54 AM |
| yield-museum | $40.00 | 12/15/2012 10:53:20 AM |
| intrepid-compassion29 | $25.00 | 12/15/2012 8:21:23 AM |
| Razors_Edge | $25.00 | 12/15/2012 10:11:55 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:52 AM |
| money-bauble | $100.00 | 12/15/2012 1:09:53 PM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:51 PM |
| genius520 | $100.00 | 12/15/2012 1:18:13 PM |
| Comoparklender | $25.00 | 12/15/2012 12:34:09 PM |
| melodious-openness | $200.00 | 12/15/2012 2:54:32 PM |
| money-fort | $30.00 | 12/15/2012 5:56:26 PM |
| vanpelt | $25.00 | 12/15/2012 1:22:53 PM |
| Cromag | $25.00 | 12/15/2012 1:37:28 PM |
| upright-note5 | $29.25 | 12/15/2012 2:17:22 PM |
| the-silver-blaster | $55.00 | 12/15/2012 1:55:51 PM |
| ectasy683 | $25.00 | 12/16/2012 8:21:56 PM |
| treasure-coyote3 | $25.00 | 12/16/2012 10:58:51 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:13 PM |
| desertoasis | $25.00 | 12/17/2012 7:33:17 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:37 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:37 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:12 AM |
| SugarMommy | $25.00 | 12/17/2012 9:38:01 AM |
| katnmouse | $25.00 | 12/17/2012 4:22:37 PM |
| dollardave | $50.00 | 12/17/2012 2:28:49 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:10 PM |
| thrilling-point2 | $40.00 | 12/3/2012 5:19:36 PM |
| thrilling-fund427 | $50.00 | 12/3/2012 5:22:01 PM |
| Dubbs360 | $50.00 | 12/3/2012 5:30:48 PM |
| return-point2 | $100.00 | 12/3/2012 5:45:15 PM |
| engaging-worth | $25.00 | 12/3/2012 6:33:01 PM |
| principal-star | $25.00 | 12/3/2012 7:32:04 PM |
| treasure-bliss | $25.00 | 12/4/2012 6:39:55 AM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:50:59 AM |
| Interest2thePeople | $100.00 | 12/4/2012 5:16:10 PM |
| penny-socrates5 | $100.00 | 12/4/2012 12:43:16 PM |
| adamdroker | $25.00 | 12/4/2012 9:12:40 PM |
| LuvToLend | $25.00 | 12/5/2012 10:39:46 AM |
| Kaj | $25.00 | 12/5/2012 6:06:10 PM |
| Lender2895a | $125.00 | 12/6/2012 8:13:59 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:45 AM |
| justreturns | $25.00 | 12/6/2012 9:44:13 AM |
| zipemdown | $25.00 | 12/6/2012 6:07:30 PM |
| kenji4861 | $25.00 | 12/7/2012 9:04:54 AM |
| patriot897 | $25.00 | 12/7/2012 9:07:12 AM |
| tommymtg7 | $25.00 | 12/7/2012 6:59:57 PM |
| CASSHMAN | $100.00 | 12/7/2012 8:34:15 PM |
| one-midas | $25.00 | 12/7/2012 7:14:03 PM |
| thomas16882004 | $50.00 | 12/7/2012 11:46:37 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:31 PM |
| enchanted-diversification496 | $50.00 | 12/8/2012 12:51:50 PM |
| BradP | $25.00 | 12/8/2012 5:40:57 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:35 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:22 PM |
| heerzaquestion | $25.00 | 12/12/2012 9:57:57 AM |
| Ocean713 | $75.00 | 12/12/2012 12:22:43 PM |
| elog238 | $25.00 | 12/13/2012 7:17:14 AM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:55 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:22 AM |
| theaterguy | $25.00 | 12/14/2012 1:03:06 PM |
| ethical-truth211 | $200.00 | 12/14/2012 12:20:44 PM |
| supersarah61 | $25.00 | 12/14/2012 4:50:55 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:31 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:16:24 AM |
| cxl9 | $50.00 | 12/15/2012 8:35:25 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:08 AM |
| heroic-auction4 | $50.00 | 12/15/2012 7:19:54 AM |
| Suit | $111.84 | 12/15/2012 11:41:43 AM |
| scarecrow4188 | $36.70 | 12/15/2012 12:18:20 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:35 PM |
| gold-sushi | $50.00 | 12/15/2012 1:02:06 PM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:14 PM |
| miked8303 | $75.00 | 12/15/2012 1:24:18 PM |
| deal-marauder6 | $25.00 | 12/16/2012 6:48:44 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:07 AM |
| wwwUniversal | $25.00 | 12/16/2012 1:17:25 PM |
| historic-dough5 | $25.00 | 12/16/2012 12:21:08 PM |
| ethical-truth211 | $100.00 | 12/16/2012 6:30:18 AM |
| coin-architect2 | $100.00 | 12/16/2012 9:44:18 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:42 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:37 PM |
| dordee | $40.00 | 12/16/2012 12:21:53 PM |
| capital-renewal | $50.00 | 12/16/2012 1:00:00 PM |
| pennybypenny | $25.00 | 12/17/2012 9:39:03 AM |
| Wellman | $25.00 | 12/17/2012 9:40:05 AM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:43 AM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:05 AM |
| Astyanax | $30.00 | 12/17/2012 12:02:02 PM |
| spark548 | $26.00 | 12/17/2012 9:22:10 AM |
| E-2 | $100.00 | 12/17/2012 9:25:43 AM |
| first-dinero-temple | $25.00 | 12/17/2012 9:30:53 AM |
| blue-subtle-integrity | $25.00 | 12/17/2012 2:39:31 PM |
| Leshan | $50.00 | 12/17/2012 7:50:38 AM |
| krisran | $50.00 | 12/17/2012 10:19:24 AM |
| best-liberty-tranquility | $43.15 | 12/17/2012 5:01:22 PM |
| dough-hammock | $25.00 | 12/17/2012 2:01:47 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
681902
This series of Notes was issued and sold upon the funding of the borrower loan #79646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,531.20 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 9.42% |
Borrower rate/APR:
| 10.42% / 12.65% |
Monthly payment:
| $536.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.25% | | |
| |
Estimated return*:
| 7.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 780-799 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 6m |
|
Amount delinquent:
| $19,641 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,654 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| piapium-credibilis |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
Open a new business as a second income for my family
My financial situation:
I am a good candidate for this loan because...
I have low household expenses and all current debt are mostly due to opening the new business. I just need the extra cash to complete financing of starting up the new business. I am currently fully employed with a stable company and do not plan to leave my current job after the business is open and with just my current salary I know I am able to pay for the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Businessincubator | $50.00 | 12/4/2012 5:24:22 PM |
| riskreward | $250.00 | 12/4/2012 5:36:13 PM |
| gold-hero4 | $50.00 | 12/4/2012 6:18:07 PM |
| Castellan | $50.00 | 12/4/2012 5:58:41 PM |
| indomitable-coin | $25.00 | 12/4/2012 6:18:37 PM |
| HikeMoab | $50.00 | 12/4/2012 7:03:24 PM |
| knowledgeable-silver6 | $25.00 | 12/5/2012 9:05:51 AM |
| openness-enforcer76 | $25.00 | 12/5/2012 10:07:14 AM |
| transparency-sequoia6 | $100.00 | 12/5/2012 10:40:50 AM |
| supersarah61 | $25.00 | 12/5/2012 5:14:47 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 11:55:32 AM |
| first-sharp-payout5 | $100.00 | 12/5/2012 7:00:29 PM |
| bxsquad | $25.00 | 12/8/2012 1:52:06 PM |
| dharma1 | $25.00 | 12/8/2012 5:39:23 PM |
| funds-captain4 | $50.00 | 12/10/2012 9:01:39 AM |
| tender-integrity3 | $100.00 | 12/10/2012 9:53:02 AM |
| kevin314 | $25.00 | 12/10/2012 5:55:06 PM |
| chibear34 | $25.00 | 12/11/2012 6:06:34 AM |
| SugarMommy | $25.00 | 12/11/2012 5:37:15 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:53 AM |
| american6 | $50.00 | 12/12/2012 10:38:08 AM |
| djh47a | $25.00 | 12/12/2012 1:14:41 PM |
| bowdish1 | $75.00 | 12/13/2012 10:38:48 AM |
| Flyinerb | $50.00 | 12/13/2012 5:10:33 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:19 PM |
| astute-benjamins | $25.00 | 12/13/2012 6:08:46 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:28 AM |
| anacent | $25.00 | 12/13/2012 10:26:41 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:38 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:04:59 AM |
| dinero-festivity2 | $100.00 | 12/15/2012 6:31:27 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:38 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:31 AM |
| Pasagam | $50.00 | 12/15/2012 12:12:21 PM |
| Aimvest | $25.00 | 12/15/2012 1:00:58 PM |
| C_Mark | $50.00 | 12/15/2012 1:12:23 PM |
| minista | $25.00 | 12/15/2012 1:12:56 PM |
| figs4u2 | $40.00 | 12/15/2012 1:40:01 PM |
| burgeoning-greenback0 | $25.00 | 12/15/2012 1:05:02 PM |
| worth-web5 | $50.00 | 12/15/2012 2:07:55 PM |
| proper-exchange8 | $50.00 | 12/15/2012 1:05:46 PM |
| britgsb | $50.00 | 12/15/2012 1:15:00 PM |
| g314 | $25.00 | 12/15/2012 1:16:15 PM |
| transparency-baton | $25.00 | 12/15/2012 2:10:11 PM |
| Investitall | $25.00 | 12/16/2012 10:46:32 AM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:14 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:06 PM |
| ready-ore884 | $50.00 | 12/16/2012 12:10:20 PM |
| coin-saffron5 | $50.00 | 12/16/2012 12:32:13 PM |
| yukongin | $50.00 | 12/16/2012 1:04:40 PM |
| enticing-note | $25.00 | 12/16/2012 1:18:53 PM |
| Warwick | $25.00 | 12/16/2012 1:45:09 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:47 PM |
| sb0453 | $25.00 | 12/16/2012 12:04:24 PM |
| 1phantom | $25.00 | 12/16/2012 12:05:37 PM |
| lionsrock | $25.00 | 12/16/2012 12:06:41 PM |
| Greycat | $25.00 | 12/16/2012 5:16:41 PM |
| exchange-pledge | $50.00 | 12/16/2012 12:20:20 PM |
| nickel-companion5 | $25.00 | 12/16/2012 12:29:01 PM |
| Taxman44 | $25.00 | 12/16/2012 12:32:11 PM |
| worthy-dinero8 | $25.00 | 12/16/2012 12:44:59 PM |
| marketplace-cello5 | $25.00 | 12/16/2012 12:53:59 PM |
| tenacious-affluence | $25.00 | 12/16/2012 1:02:58 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:15 AM |
| ujiba | $50.00 | 12/16/2012 1:44:15 PM |
| hardwareman | $25.00 | 12/16/2012 1:58:39 PM |
| focused-ore726 | $25.00 | 12/16/2012 6:07:57 PM |
| speyer | $25.00 | 12/16/2012 12:24:40 PM |
| TruckerGuy | $50.00 | 12/16/2012 12:25:46 PM |
| gemoscar | $25.00 | 12/16/2012 12:33:32 PM |
| duty-windmill | $25.00 | 12/16/2012 12:37:04 PM |
| jamschmidt | $25.00 | 12/16/2012 12:43:23 PM |
| afotherg | $25.00 | 12/16/2012 12:47:17 PM |
| kid8549 | $100.00 | 12/17/2012 9:26:46 AM |
| bid-sushi9 | $50.00 | 12/17/2012 9:45:54 AM |
| california111 | $25.00 | 12/16/2012 3:01:36 PM |
| ore-genius2 | $200.00 | 12/17/2012 7:16:47 AM |
| gallant-economy9 | $50.00 | 12/17/2012 10:10:56 AM |
| visionary-deal623 | $25.00 | 12/16/2012 4:03:05 PM |
| p2p-rocker141 | $25.00 | 12/17/2012 10:25:15 AM |
| asset-conqueror6 | $25.00 | 12/17/2012 9:16:48 AM |
| transparency-game-changer0 | $50.00 | 12/17/2012 9:33:44 AM |
| versatile-dime442 | $26.00 | 12/17/2012 9:43:36 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:19 AM |
| fartypants | $25.00 | 12/17/2012 10:16:02 AM |
| a-transparency-prodigy | $25.00 | 12/17/2012 5:04:46 PM |
| revmax | $25.00 | 12/17/2012 10:37:01 AM |
| ceg451 | $25.00 | 12/17/2012 5:07:14 PM |
| brandilton | $25.00 | 12/17/2012 5:08:02 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:16 AM |
| enriching-dollar1 | $61.00 | 12/17/2012 9:29:33 AM |
| reward-giant1 | $25.00 | 12/17/2012 5:17:03 PM |
| postalwhiz | $25.00 | 12/17/2012 5:21:35 PM |
| orange-resolute-platinum | $25.00 | 12/17/2012 5:24:08 PM |
| Herb191 | $25.00 | 12/17/2012 5:24:23 PM |
| commanding-openness | $25.00 | 12/17/2012 5:30:44 PM |
| fuzed | $50.00 | 12/17/2012 2:49:24 PM |
| Seriuqs | $25.00 | 12/17/2012 5:42:45 PM |
| larslfe | $25.00 | 12/17/2012 5:50:45 PM |
| glimmering-velocity2 | $25.00 | 12/17/2012 5:51:20 PM |
| dionysus03 | $50.00 | 12/17/2012 5:52:14 PM |
| Eastern | $50.00 | 12/17/2012 5:52:39 PM |
| atmosphere750 | $50.00 | 12/17/2012 5:57:21 PM |
| tenacious-peace954 | $100.00 | 12/17/2012 5:58:00 PM |
| terryjuna | $25.00 | 12/17/2012 6:00:59 PM |
| Bikram | $50.00 | 12/17/2012 5:04:57 PM |
| note-farm4 | $25.00 | 12/17/2012 5:07:51 PM |
| iolaire | $25.00 | 12/17/2012 5:08:17 PM |
| srilm | $25.00 | 12/17/2012 6:12:39 PM |
| cptproton | $50.00 | 12/17/2012 5:08:27 PM |
| HavenZone | $25.00 | 12/17/2012 6:17:23 PM |
| IlliniActuary | $25.00 | 12/17/2012 5:10:13 PM |
| Trinkaloki | $25.00 | 12/17/2012 6:19:58 PM |
| dfealk | $25.00 | 12/17/2012 6:23:00 PM |
| g0avs3327 | $25.00 | 12/17/2012 5:13:22 PM |
| dbzen | $25.00 | 12/17/2012 6:29:27 PM |
| investment-network | $50.00 | 12/17/2012 6:30:25 PM |
| PhalanxBulldog | $25.00 | 12/17/2012 5:15:40 PM |
| breathtaking-silver7 | $25.00 | 12/17/2012 5:16:21 PM |
| Thelonius98 | $25.00 | 12/17/2012 6:32:39 PM |
| famous-marketplace9 | $25.00 | 12/17/2012 6:33:05 PM |
| velocity-mastery1 | $25.00 | 12/17/2012 5:19:08 PM |
| bigrpf5 | $25.00 | 12/17/2012 5:22:58 PM |
| platinum-sorcerer6 | $50.00 | 12/17/2012 6:54:32 PM |
| dynamic-gold3 | $25.00 | 12/17/2012 7:02:18 PM |
| Relevance | $25.00 | 12/17/2012 5:26:51 PM |
| arkayem | $50.00 | 12/17/2012 5:01:30 PM |
| kinetic-openness0 | $25.00 | 12/17/2012 5:07:25 PM |
| greenbacchus | $25.00 | 12/17/2012 5:44:50 PM |
| Flatfoot | $25.00 | 12/17/2012 5:47:05 PM |
| riproaringrapids | $50.00 | 12/17/2012 5:08:57 PM |
| gWellington | $25.00 | 12/17/2012 5:48:35 PM |
| balance-voyager | $75.00 | 12/17/2012 5:50:31 PM |
| penny-injector8 | $25.00 | 12/17/2012 11:57:14 PM |
| cgk46doit | $25.00 | 12/17/2012 5:12:23 PM |
| pgreen5827 | $25.00 | 12/17/2012 5:12:48 PM |
| tj1683 | $25.00 | 12/17/2012 5:13:09 PM |
| paymentologist | $50.00 | 12/17/2012 5:55:47 PM |
| Nopa | $25.00 | 12/17/2012 5:58:09 PM |
| loot-caper | $25.00 | 12/17/2012 6:03:38 PM |
| jjb3 | $25.00 | 12/17/2012 6:08:11 PM |
| kraussmeister | $25.00 | 12/17/2012 5:19:46 PM |
| intrepid-payment7 | $25.00 | 12/17/2012 6:09:57 PM |
| kbguru | $25.00 | 12/17/2012 5:20:11 PM |
| meux99 | $25.00 | 12/17/2012 5:20:26 PM |
| narblark | $50.00 | 12/17/2012 6:18:47 PM |
| impressive-yield3 | $25.00 | 12/17/2012 6:19:31 PM |
| passbook | $25.00 | 12/17/2012 5:28:31 PM |
| larrybird | $1,000.00 | 12/17/2012 6:32:12 PM |
| ZeoInvestments | $25.00 | 12/17/2012 6:34:10 PM |
| jeffpac | $50.00 | 12/17/2012 5:31:49 PM |
| TheIncredibleHawk | $25.00 | 12/17/2012 6:36:15 PM |
| tenacious-liberty1 | $25.00 | 12/17/2012 5:35:27 PM |
| townee | $25.00 | 12/17/2012 5:37:04 PM |
| manofthecentury | $25.00 | 12/17/2012 5:37:17 PM |
| dthompso | $50.00 | 12/18/2012 9:18:43 AM |
| ozlem | $25.00 | 12/17/2012 5:38:26 PM |
| SoCalRancher | $25.00 | 12/17/2012 5:39:35 PM |
| millipotski | $25.00 | 12/17/2012 5:39:51 PM |
| mason13a | $25.00 | 12/17/2012 5:39:57 PM |
| value-pole | $25.00 | 12/17/2012 6:55:42 PM |
| camaraderi-popcorn | $25.00 | 12/17/2012 6:56:30 PM |
| responsive-worth5 | $25.00 | 12/17/2012 5:44:41 PM |
| good_lender | $25.00 | 12/17/2012 5:46:38 PM |
| Beverly_Hills_Lender | $25.00 | 12/17/2012 5:49:16 PM |
| truth-explorer | $25.00 | 12/17/2012 5:50:33 PM |
| lending401 | $25.00 | 12/17/2012 7:13:26 PM |
| math1973 | $50.00 | 12/17/2012 5:54:50 PM |
| sympathetic-asset | $25.00 | 12/17/2012 5:55:44 PM |
| nimble-money0 | $25.00 | 12/17/2012 6:12:42 PM |
| Quaven | $25.00 | 12/17/2012 6:13:29 PM |
| attentive-kindness641 | $100.00 | 12/17/2012 6:15:51 PM |
| durability-chestnut0 | $100.00 | 12/17/2012 6:16:50 PM |
| Canassatego | $25.00 | 12/17/2012 6:18:24 PM |
| mpactlender | $50.00 | 12/17/2012 6:20:01 PM |
| brightest-repayment-patriot | $75.00 | 12/17/2012 6:25:50 PM |
| c4shmunne | $50.00 | 12/17/2012 6:31:27 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:12 AM |
| zebra7 | $34.00 | 12/17/2012 6:54:11 PM |
| scout777 | $25.00 | 12/17/2012 6:59:05 PM |
| loot-motivator3 | $25.00 | 12/17/2012 6:59:34 PM |
| grcastleton | $25.00 | 12/18/2012 12:13:02 PM |
| compatible-deal9 | $25.00 | 12/18/2012 4:55:13 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:03 AM |
| Zeattle | $25.00 | 12/18/2012 9:41:44 AM |
| first-upright-payout | $25.00 | 12/18/2012 9:01:21 AM |
| TC_12June12 | $25.00 | 12/18/2012 9:13:01 AM |
| reflective-worth1 | $25.00 | 12/18/2012 9:42:27 AM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:39 PM |
| the_winning_ticket | $250.00 | 12/18/2012 10:01:47 AM |
| first-coin-tweet | $25.00 | 12/18/2012 10:02:44 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:37 AM |
| Chutney | $25.00 | 12/18/2012 10:14:43 AM |
| ChicoBob | $25.00 | 12/18/2012 10:15:36 AM |
| well-rounded-agreement9 | $25.00 | 12/18/2012 11:27:03 AM |
| Arvicco | $400.00 | 12/4/2012 5:37:51 PM |
| loot-prescription3 | $25.00 | 12/4/2012 5:25:48 PM |
| neighborly-hope6 | $100.00 | 12/4/2012 6:37:31 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:19:07 PM |
| Zolton | $300.00 | 12/4/2012 6:58:11 PM |
| bitterroot_mt | $25.00 | 12/4/2012 7:36:35 PM |
| compoundinterest | $25.00 | 12/5/2012 9:54:56 AM |
| market-maximizer472 | $25.00 | 12/5/2012 9:24:31 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:14 AM |
| JesanFafon | $25.89 | 12/5/2012 7:02:50 PM |
| miked8303 | $75.00 | 12/6/2012 11:32:03 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:16 AM |
| johngaltline | $25.00 | 12/8/2012 9:25:18 AM |
| Investoman | $25.00 | 12/8/2012 1:12:31 PM |
| DonaldColorado | $50.00 | 12/9/2012 8:00:41 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:16 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:49 PM |
| magical-credit523 | $25.00 | 12/12/2012 9:36:39 AM |
| auction-iris9 | $120.00 | 12/12/2012 10:32:24 AM |
| kind-cash-porcelain | $50.00 | 12/12/2012 10:26:20 PM |
| elasermd | $100.00 | 12/13/2012 6:27:38 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:45 AM |
| KHODADAD | $25.00 | 12/14/2012 6:03:09 PM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:19 PM |
| kulender | $100.00 | 12/15/2012 9:24:08 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:17 AM |
| Avala | $100.00 | 12/14/2012 6:24:01 PM |
| first-favorite-bonus9 | $25.00 | 12/15/2012 12:06:03 PM |
| dunox | $75.00 | 12/15/2012 10:59:51 AM |
| Schuld66 | $25.00 | 12/15/2012 12:11:44 PM |
| Coach94566 | $25.00 | 12/15/2012 12:17:07 PM |
| adventurer447 | $135.00 | 12/15/2012 12:59:19 PM |
| AmericanCredit | $45.00 | 12/15/2012 12:42:00 PM |
| frooogal | $25.00 | 12/15/2012 11:38:42 AM |
| downtownfarm | $25.00 | 12/15/2012 12:56:23 PM |
| turbostar666 | $25.00 | 12/15/2012 1:22:22 PM |
| cebgop | $25.00 | 12/15/2012 12:57:43 PM |
| velocity-solo | $25.00 | 12/15/2012 2:09:54 PM |
| Clambake | $25.00 | 12/15/2012 1:20:15 PM |
| FadSaolAgat | $34.00 | 12/15/2012 1:24:08 PM |
| hawaiiangirl76 | $25.00 | 12/15/2012 1:34:28 PM |
| awe-inspiring-nickel2 | $25.00 | 12/15/2012 1:49:02 PM |
| shadargroup | $25.00 | 12/16/2012 10:10:33 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:03 PM |
| nukespike | $25.00 | 12/16/2012 12:12:48 PM |
| velocity-javelin8 | $25.00 | 12/16/2012 12:29:58 PM |
| generosity-leather858 | $25.00 | 12/16/2012 3:28:30 AM |
| skuba | $50.00 | 12/16/2012 12:47:26 PM |
| BOBCH | $25.00 | 12/16/2012 7:21:42 AM |
| corvettejrw | $25.00 | 12/16/2012 12:53:44 PM |
| Bendistraw | $25.00 | 12/16/2012 12:54:20 PM |
| cunning-worth5 | $25.00 | 12/16/2012 1:18:59 PM |
| pleasant-basis | $25.00 | 12/16/2012 1:43:27 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:10 AM |
| R3P0MAN | $50.00 | 12/15/2012 6:15:05 PM |
| gracej | $25.00 | 12/16/2012 12:17:00 PM |
| productive-principal7 | $25.00 | 12/16/2012 12:38:49 PM |
| hopeful-bill540 | $34.00 | 12/16/2012 12:40:02 PM |
| zone6 | $100.00 | 12/16/2012 1:35:27 PM |
| subtle-revenue0 | $25.00 | 12/16/2012 12:05:21 PM |
| rewards | $25.00 | 12/17/2012 9:08:52 AM |
| Cheburashka | $30.00 | 12/16/2012 12:36:25 PM |
| thezfunk | $25.00 | 12/16/2012 12:51:13 PM |
| nick5454 | $25.00 | 12/16/2012 12:54:10 PM |
| newyork6264 | $25.00 | 12/16/2012 12:54:37 PM |
| Mr_Marcus | $25.00 | 12/16/2012 12:56:41 PM |
| best-heavenly-justice | $25.00 | 12/16/2012 1:00:36 PM |
| Orringo | $50.00 | 12/16/2012 1:10:32 PM |
| intuitive-integrity9 | $50.00 | 12/16/2012 1:14:52 PM |
| robertmm25 | $50.00 | 12/17/2012 9:43:11 AM |
| williamgates | $25.00 | 12/17/2012 5:34:14 AM |
| dggusmc | $25.00 | 12/16/2012 1:30:34 PM |
| Rdodson11 | $25.00 | 12/16/2012 1:42:13 PM |
| greenback-pear | $50.00 | 12/17/2012 10:03:07 AM |
| krisran | $50.00 | 12/17/2012 10:19:25 AM |
| payment-associate5 | $100.00 | 12/16/2012 6:32:21 PM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:03 AM |
| pwkpwk | $25.00 | 12/17/2012 1:35:43 PM |
| bdkjr | $25.00 | 12/17/2012 9:33:54 AM |
| new-smart-deal | $50.00 | 12/17/2012 9:34:01 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:29 PM |
| awwaww | $25.00 | 12/17/2012 9:37:38 AM |
| BicyclePostLendingDivision | $35.00 | 12/17/2012 9:49:47 AM |
| worlds-best-duty8 | $25.00 | 12/17/2012 3:09:35 PM |
| peace-cadence | $25.00 | 12/17/2012 10:07:54 AM |
| Woodworker57 | $25.00 | 12/17/2012 10:09:44 AM |
| SB-Funding | $50.00 | 12/17/2012 5:06:14 PM |
| br4444 | $50.00 | 12/17/2012 5:14:04 PM |
| Gnube | $25.00 | 12/17/2012 5:15:05 PM |
| midde551 | $25.00 | 12/17/2012 5:18:15 PM |
| kyomoon | $50.00 | 12/17/2012 5:21:14 PM |
| pennybypenny | $25.00 | 12/17/2012 9:44:05 AM |
| revenue-pipeline | $25.00 | 12/17/2012 5:25:47 PM |
| trapper347 | $25.00 | 12/17/2012 5:26:03 PM |
| mizount | $25.00 | 12/17/2012 5:26:18 PM |
| breathtaking-transparency9 | $25.00 | 12/17/2012 5:26:52 PM |
| mtp | $100.00 | 12/17/2012 5:30:04 PM |
| beachwalkingwoman | $50.00 | 12/17/2012 5:36:01 PM |
| Kame | $25.00 | 12/17/2012 5:39:30 PM |
| Mark090 | $50.00 | 12/17/2012 10:20:20 AM |
| valemic | $25.00 | 12/17/2012 5:45:46 PM |
| bitsybeeline | $25.00 | 12/17/2012 5:47:58 PM |
| a-important-deal | $25.00 | 12/17/2012 5:01:01 PM |
| graceful-durability246 | $35.00 | 12/17/2012 5:52:27 PM |
| BlindSquirrel | $25.00 | 12/17/2012 5:54:46 PM |
| Mookouw | $25.00 | 12/17/2012 5:57:06 PM |
| bid-papyrus | $25.00 | 12/17/2012 5:57:58 PM |
| finance-assembler | $30.00 | 12/17/2012 11:09:17 AM |
| a-rupee-chemistry | $25.00 | 12/17/2012 6:01:46 PM |
| lend2end | $25.00 | 12/17/2012 6:08:45 PM |
| purohit | $25.00 | 12/17/2012 6:09:15 PM |
| MorleyTwirl | $100.00 | 12/17/2012 6:16:26 PM |
| ideal-penny8 | $25.00 | 12/17/2012 6:21:34 PM |
| bold-felicity-image | $100.00 | 12/17/2012 6:23:47 PM |
| calessabay | $25.00 | 12/17/2012 5:12:53 PM |
| Goat | $25.00 | 12/17/2012 6:30:52 PM |
| first-pragmatic-note | $25.00 | 12/17/2012 6:32:36 PM |
| twister455 | $30.00 | 12/17/2012 5:17:01 PM |
| sildoc | $25.00 | 12/17/2012 1:55:19 PM |
| mrladybug101 | $25.00 | 12/17/2012 5:18:21 PM |
| capital-image3 | $25.00 | 12/17/2012 5:20:21 PM |
| courteous-wealth6 | $60.00 | 12/17/2012 6:39:45 PM |
| tuffshorty | $30.00 | 12/17/2012 5:21:57 PM |
| meenan | $25.00 | 12/17/2012 6:54:33 PM |
| macgeek | $50.00 | 12/17/2012 6:54:56 PM |
| famous-ore2 | $50.00 | 12/17/2012 5:25:56 PM |
| bokonon | $50.00 | 12/17/2012 5:28:41 PM |
| RandomMonkey | $25.00 | 12/17/2012 5:33:07 PM |
| deegeeman | $25.00 | 12/17/2012 5:34:40 PM |
| serene-truth2 | $100.00 | 12/17/2012 5:34:59 PM |
| Qualified-Investor | $25.00 | 12/17/2012 5:36:38 PM |
| JohnW12 | $25.00 | 12/17/2012 5:37:14 PM |
| soldadoz | $25.00 | 12/17/2012 5:37:41 PM |
| project07 | $25.00 | 12/17/2012 5:38:44 PM |
| mg6619 | $25.00 | 12/17/2012 5:40:06 PM |
| adevadeh | $25.00 | 12/17/2012 5:41:01 PM |
| stensonb | $25.00 | 12/17/2012 5:06:42 PM |
| sngndnc | $25.00 | 12/17/2012 5:46:15 PM |
| Glowworm11 | $50.00 | 12/17/2012 10:19:40 PM |
| durability-officer | $50.00 | 12/17/2012 5:50:39 PM |
| exponential-economy999 | $25.00 | 12/17/2012 5:57:02 PM |
| TelegramSam | $25.00 | 12/17/2012 5:14:07 PM |
| diversification-medalist | $25.00 | 12/17/2012 5:57:40 PM |
| kvandivo | $25.00 | 12/17/2012 5:59:24 PM |
| nardjbjk5 | $25.00 | 12/17/2012 5:16:44 PM |
| GreenSun | $25.00 | 12/17/2012 6:07:25 PM |
| generosity-giraffe0 | $50.00 | 12/17/2012 5:20:48 PM |
| Veridic | $25.00 | 12/17/2012 6:15:25 PM |
| heyokafinancial | $25.00 | 12/17/2012 6:16:34 PM |
| x27 | $25.00 | 12/17/2012 6:18:51 PM |
| BK2SEA | $25.00 | 12/17/2012 6:26:46 PM |
| power-trophy7 | $25.00 | 12/17/2012 6:27:33 PM |
| felix-tower | $25.00 | 12/18/2012 9:00:44 AM |
| diversification-surge | $25.00 | 12/17/2012 6:29:29 PM |
| REVSTJ999 | $25.00 | 12/17/2012 6:30:08 PM |
| currency-chihuahua3 | $50.00 | 12/17/2012 6:38:22 PM |
| biobulator | $25.00 | 12/17/2012 6:39:28 PM |
| benjamins-utopia | $100.00 | 12/17/2012 6:46:33 PM |
| pr0sp3r1ty | $25.00 | 12/17/2012 5:40:00 PM |
| Namrok | $25.00 | 12/17/2012 5:41:08 PM |
| Buddy07 | $50.00 | 12/17/2012 5:43:03 PM |
| efficient-marketplace | $25.00 | 12/17/2012 5:46:47 PM |
| top-community-voyage | $50.00 | 12/18/2012 9:37:46 AM |
| stonechip | $25.00 | 12/17/2012 5:50:35 PM |
| Ellisdee | $25.00 | 12/17/2012 7:13:42 PM |
| JebkaClan | $25.00 | 12/18/2012 9:42:47 AM |
| Pizza-man | $50.00 | 12/17/2012 5:54:07 PM |
| pete_rows | $25.00 | 12/17/2012 5:54:42 PM |
| akcoline | $25.00 | 12/17/2012 5:54:53 PM |
| Natronpee | $25.00 | 12/18/2012 9:49:30 AM |
| dpfl55 | $25.00 | 12/17/2012 5:55:58 PM |
| repayment-launcher | $25.00 | 12/17/2012 6:03:07 PM |
| bdloans | $50.00 | 12/17/2012 6:07:57 PM |
| ProjectVenture | $25.00 | 12/17/2012 6:09:19 PM |
| KWarrior | $100.00 | 12/17/2012 6:09:50 PM |
| RSB-VA | $50.00 | 12/17/2012 6:10:51 PM |
| BrandonW | $25.00 | 12/17/2012 6:14:03 PM |
| LynJohn1023 | $25.00 | 12/18/2012 10:08:49 AM |
| wtrboy | $25.00 | 12/17/2012 6:16:17 PM |
| delivery | $25.00 | 12/18/2012 10:11:07 AM |
| ronkr | $25.00 | 12/17/2012 6:20:46 PM |
| FrayBentos | $25.00 | 12/17/2012 6:22:56 PM |
| alext122 | $25.00 | 12/17/2012 6:26:55 PM |
| brainy-dedication | $50.00 | 12/17/2012 6:27:14 PM |
| bixorama | $25.00 | 12/17/2012 6:30:34 PM |
| GreatBigTeddyBear | $30.00 | 12/18/2012 5:46:13 AM |
| a-unflappable-finance | $100.00 | 12/17/2012 6:36:38 PM |
| LAKESPRING | $25.00 | 12/17/2012 6:42:23 PM |
| spqrxxi | $25.00 | 12/17/2012 6:46:15 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:33 PM |
| siege01 | $25.00 | 12/17/2012 7:11:20 PM |
| durability-warmth | $25.00 | 12/17/2012 7:12:59 PM |
| finance-negotiator2 | $25.00 | 12/18/2012 9:04:37 AM |
| TCayce | $25.00 | 12/18/2012 9:07:55 AM |
| Lev8 | $25.00 | 12/18/2012 9:08:04 AM |
| boilermaker63 | $25.00 | 12/18/2012 9:12:15 AM |
| sail120 | $25.00 | 12/18/2012 9:23:32 AM |
| glowing-benjamins1 | $25.00 | 12/18/2012 9:36:29 AM |
| the-gentle-dinero9 | $27.30 | 12/18/2012 8:00:44 AM |
| dpjd | $25.00 | 12/18/2012 10:20:01 AM |
| MontanaWillPay | $25.00 | 12/18/2012 11:06:31 AM |
| listing-bandit6 | $50.00 | 12/18/2012 9:26:00 AM |
| first-rate-mongoose | $25.00 | 12/18/2012 3:31:55 PM |
| mnmcarve | $25.00 | 12/18/2012 10:03:23 AM |
| jdashv | $25.00 | 12/18/2012 5:03:33 PM |
| Index_Plus | $1,500.00 | 12/18/2012 4:23:23 PM |
| 401 Investments
|
Borrower Payment Dependent Notes Series
682124
This series of Notes was issued and sold upon the funding of the borrower loan #79098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $519.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
21 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,321 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-pioneer874 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 75 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $29,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2012)
640-659
(Jun-2011)
700-719
(Apr-2010)
660-679
(Aug-2009)
|
|
Principal balance:
| $4,806.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 75 | | |
Description
Business
Purpose of loan:
This loan will be used to... Expand my Business into New areas. Have been at 100K in Revenue for the first 2 years and looking to grow to the next level
My financial situation:
I am a good candidate for this loan because...I take my debts seriously and know how to grow my business., I have already paid off 3 loans here at Prosper and have never missed any payments and never will. In fact I have paid off 2 of my loans early. You can trust me as a good investment
Monthly net income: $ 11000
Monthly expenses: $ 1200
Housing: $3000
Insurance: $600
Car expenses: $300
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $75.75 | 12/5/2012 5:06:44 PM |
| Feyenoord | $30.00 | 12/5/2012 5:11:20 PM |
| __A1B2 | $27.00 | 12/5/2012 5:14:13 PM |
| Sagamore | $50.00 | 12/5/2012 6:14:27 PM |
| stylish-revenue4 | $100.00 | 12/5/2012 5:22:37 PM |
| greenback-surge4 | $25.00 | 12/5/2012 5:33:29 PM |
| Wrats6 | $25.00 | 12/5/2012 5:07:27 PM |
| fcrick | $50.00 | 12/5/2012 5:38:17 PM |
| 01a_MrUSC_IRA | $50.00 | 12/5/2012 7:26:25 PM |
| secureincome | $555.00 | 12/5/2012 5:48:34 PM |
| Mikale360 | $25.00 | 12/5/2012 6:10:48 PM |
| voipguy88 | $50.00 | 12/5/2012 6:18:57 PM |
| Bank42 | $25.00 | 12/6/2012 7:47:04 AM |
| Banker2OO7 | $75.00 | 12/5/2012 6:44:04 PM |
| DasMula | $50.00 | 12/5/2012 11:13:13 PM |
| first-serene-credit | $25.00 | 12/6/2012 8:47:22 AM |
| Astyanax | $30.00 | 12/6/2012 3:47:51 PM |
| moola-accelerator6 | $75.00 | 12/6/2012 10:26:42 AM |
| ingenious-currency8 | $50.00 | 12/6/2012 4:23:58 PM |
| fuse136 | $25.00 | 12/6/2012 6:01:18 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:24 PM |
| hardatwork1 | $25.00 | 12/7/2012 3:45:15 AM |
| P2P4me | $500.00 | 12/7/2012 6:38:58 AM |
| Kaj | $25.00 | 12/6/2012 6:09:44 PM |
| BigBag | $25.00 | 12/7/2012 8:29:12 AM |
| DiligentiaLLC | $97.17 | 12/7/2012 6:11:18 AM |
| riskreward | $250.00 | 12/7/2012 9:29:25 AM |
| successful-agreement7 | $100.00 | 12/7/2012 9:15:00 AM |
| vigorous-market5 | $199.00 | 12/7/2012 9:53:35 AM |
| Whatssofunnybout | $33.00 | 12/7/2012 11:02:47 AM |
| elog238 | $50.00 | 12/7/2012 1:27:56 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:59 PM |
| purposeful-durability8 | $100.00 | 12/7/2012 6:50:38 PM |
| nycgoat | $25.00 | 12/8/2012 7:08:57 AM |
| trumpeter5 | $25.00 | 12/8/2012 12:25:28 PM |
| AF-Chief | $25.00 | 12/8/2012 12:37:31 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:45 PM |
| dominickf | $50.00 | 12/8/2012 2:08:53 PM |
| CougarRoar | $25.00 | 12/9/2012 1:15:35 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:24 PM |
| HoweMoney | $50.00 | 12/9/2012 3:47:57 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:42 PM |
| dukeiyer | $25.00 | 12/10/2012 9:39:04 AM |
| Galdis | $25.00 | 12/10/2012 10:18:08 AM |
| Big_Z_Loans | $200.00 | 12/10/2012 12:07:03 PM |
| peace-cell2 | $25.00 | 12/10/2012 10:17:11 AM |
| workorbe | $25.00 | 12/10/2012 2:37:12 PM |
| MSInvestor | $25.00 | 12/10/2012 3:05:32 PM |
| MSInvestor | $25.00 | 12/10/2012 3:03:31 PM |
| just-loyalty643 | $50.00 | 12/10/2012 6:02:02 PM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:31 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:13:56 PM |
| market-prophesy0 | $25.68 | 12/11/2012 6:08:13 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:32 AM |
| euro-deployment | $25.00 | 12/11/2012 10:28:01 PM |
| trumpeter391 | $200.00 | 12/12/2012 1:22:23 PM |
| organized-dedication696 | $25.00 | 12/12/2012 5:32:04 PM |
| hero007 | $50.00 | 12/13/2012 9:03:37 AM |
| availableloan | $25.00 | 12/13/2012 4:49:04 AM |
| pierrelasvegas | $25.00 | 12/13/2012 10:52:11 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:42:12 AM |
| nickel-banshee | $29.74 | 12/13/2012 11:54:20 AM |
| agalt | $25.00 | 12/13/2012 10:23:18 AM |
| atomantic | $100.51 | 12/13/2012 12:48:43 PM |
| brp3 | $25.07 | 12/13/2012 4:05:32 PM |
| chac | $125.00 | 12/13/2012 5:23:10 PM |
| hitsman | $50.00 | 12/13/2012 6:23:16 PM |
| trustworthy-money2 | $25.00 | 12/13/2012 6:39:40 PM |
| elog238 | $50.00 | 12/13/2012 8:09:01 PM |
| important-trade094 | $75.19 | 12/13/2012 6:47:10 PM |
| sensible-fund | $35.00 | 12/14/2012 5:54:15 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:35 AM |
| payout-paradise5 | $25.00 | 12/13/2012 6:20:11 PM |
| stylish-benjamins6 | $40.00 | 12/14/2012 8:48:54 AM |
| Peacepower | $50.00 | 12/13/2012 6:25:09 PM |
| RebuildALife | $25.00 | 12/14/2012 9:10:42 AM |
| B2152 | $25.00 | 12/14/2012 6:39:12 AM |
| coin-kin | $25.00 | 12/14/2012 7:24:48 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:43 AM |
| coin-lesson3 | $26.37 | 12/14/2012 7:53:48 AM |
| bitterroot_mt | $25.00 | 12/14/2012 8:41:19 AM |
| witty-compassion | $25.00 | 12/13/2012 9:24:12 PM |
| brightest-useful-social | $134.69 | 12/13/2012 11:20:46 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:01 AM |
| currency-persimmon | $39.00 | 12/14/2012 9:35:08 AM |
| terrific-dough6 | $44.00 | 12/14/2012 9:51:16 AM |
| Isaac007 | $50.00 | 12/14/2012 7:58:37 AM |
| Socorro_Capital_Partners | $25.01 | 12/14/2012 8:48:42 AM |
| JASHoldingsLTD1 | $37.35 | 12/14/2012 4:06:52 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:24 PM |
| UBOtto186 | $50.00 | 12/14/2012 9:46:54 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:07 PM |
| ready-agreement5 | $25.00 | 12/14/2012 2:09:26 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:49 AM |
| dunox | $75.00 | 12/15/2012 11:00:13 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:11 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:14:03 AM |
| mkm | $25.00 | 12/15/2012 5:28:58 AM |
| oxnard | $50.00 | 12/15/2012 9:51:36 AM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:52 AM |
| order-tamale | $363.00 | 12/15/2012 10:47:27 AM |
| ideal-peace5 | $100.00 | 12/15/2012 10:52:36 AM |
| tidy-fairness3 | $25.00 | 12/15/2012 12:18:09 PM |
| wise-virtuous-vigilance | $100.00 | 12/15/2012 11:15:37 AM |
| shaps | $50.00 | 12/15/2012 11:19:40 AM |
| tnjohnso | $25.00 | 12/15/2012 12:37:29 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:01 PM |
| ptjg | $43.00 | 12/15/2012 12:47:31 PM |
| vtr1000 | $36.00 | 12/15/2012 1:25:43 PM |
| lionheart722 | $25.00 | 12/15/2012 1:34:31 PM |
| fortytwo | $100.00 | 12/15/2012 1:43:40 PM |
| HammerSmith | $25.00 | 12/15/2012 12:20:01 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:29 PM |
| pragmatic-auction8 | $25.00 | 12/15/2012 2:09:45 PM |
| eagle1271 | $34.00 | 12/15/2012 9:27:33 PM |
| enticing-capital6 | $50.00 | 12/15/2012 1:38:52 PM |
| Mr_School_Boy_Cookies | $25.00 | 12/16/2012 12:19:51 AM |
| worthy-bid8 | $400.00 | 12/15/2012 2:48:42 PM |
| Money_Working | $35.00 | 12/15/2012 10:52:10 PM |
| sgt-schultz | $25.21 | 12/15/2012 6:30:15 PM |
| velocity-knickers | $100.00 | 12/15/2012 10:45:40 PM |
| generous-peace4 | $25.32 | 12/15/2012 10:58:55 PM |
| mindful-exchange2 | $25.00 | 12/16/2012 2:15:58 AM |
| bazaar-tulip | $25.00 | 12/5/2012 5:09:20 PM |
| WalnutCreekguy | $50.00 | 12/5/2012 5:55:38 PM |
| RGlad | $65.00 | 12/5/2012 6:53:50 PM |
| enthusiastic-balance5 | $100.00 | 12/5/2012 7:02:33 PM |
| five-star-note | $200.00 | 12/5/2012 7:05:00 PM |
| SergRoosterDu | $25.00 | 12/5/2012 5:39:27 PM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:33 PM |
| Forward-Looking | $25.00 | 12/5/2012 6:11:01 PM |
| jmeasn | $150.00 | 12/5/2012 5:56:55 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:33 PM |
| well-rounded-dinero | $25.00 | 12/5/2012 7:09:32 PM |
| berniemadeoff | $65.00 | 12/5/2012 7:11:05 PM |
| janeybooboo | $74.74 | 12/6/2012 10:08:40 AM |
| thankful-nickel2 | $55.55 | 12/6/2012 10:21:23 AM |
| whitegold24k | $150.00 | 12/6/2012 12:48:23 PM |
| Tscheddar | $25.00 | 12/6/2012 10:52:27 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:20 PM |
| LittleMingo | $30.00 | 12/6/2012 5:54:48 PM |
| methodical-interest039 | $29.00 | 12/6/2012 5:23:09 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:34 PM |
| j2ee | $50.00 | 12/7/2012 9:07:01 AM |
| lnuss25 | $35.00 | 12/7/2012 6:04:52 AM |
| 01a_MrsUSC | $25.00 | 12/6/2012 7:22:10 PM |
| melodious-capital3 | $25.00 | 12/7/2012 8:52:28 AM |
| Mountain-Lion-IRA1 | $43.00 | 12/7/2012 6:02:55 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:22 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:32 AM |
| FinanceEngine | $70.00 | 12/7/2012 9:42:27 AM |
| justreturns | $25.00 | 12/7/2012 11:06:59 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:12 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:11 AM |
| Assets-Up | $25.00 | 12/7/2012 11:13:07 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:04 PM |
| tommymtg7 | $25.00 | 12/7/2012 5:22:08 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:07 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:15 PM |
| kind-bazaar-kitten | $25.00 | 12/8/2012 10:38:01 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:51 PM |
| pleasant-commerce934 | $25.00 | 12/10/2012 8:38:39 AM |
| kain11286 | $50.00 | 12/10/2012 8:52:55 AM |
| Harry | $75.00 | 12/10/2012 9:44:37 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:25:11 PM |
| monster4 | $50.00 | 12/10/2012 5:53:14 PM |
| BJnRJames | $25.00 | 12/10/2012 9:56:21 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:03 PM |
| Bank_of_the_Galaxy | $25.00 | 12/10/2012 6:53:59 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/11/2012 7:30:55 AM |
| treasure-hunter270 | $100.00 | 12/11/2012 8:22:26 AM |
| american-investor | $25.00 | 12/11/2012 10:22:16 AM |
| triumphant-community | $100.00 | 12/11/2012 8:05:19 PM |
| i3urtonair | $25.00 | 12/12/2012 5:30:19 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:38 PM |
| jonnysixgun | $26.55 | 12/11/2012 7:53:01 PM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:45 AM |
| Odyssey77 | $25.00 | 12/12/2012 9:38:37 AM |
| E-2 | $100.00 | 12/12/2012 9:49:52 AM |
| djh47a | $25.00 | 12/12/2012 1:23:10 PM |
| luminous-finance9 | $26.00 | 12/12/2012 7:14:24 PM |
| economy-popcorn | $25.00 | 12/13/2012 6:30:28 AM |
| affluence-hickory | $25.00 | 12/13/2012 8:27:21 AM |
| benefit-position | $25.00 | 12/13/2012 10:34:51 AM |
| BankofMsEvans | $30.00 | 12/13/2012 10:12:22 AM |
| trumpeter7 | $36.00 | 12/13/2012 11:33:29 AM |
| agalt | $75.00 | 12/13/2012 10:22:13 AM |
| supersarah61 | $25.00 | 12/13/2012 5:12:33 PM |
| handy-affluence9 | $300.00 | 12/13/2012 12:44:52 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:32 PM |
| admirable-economy3 | $25.00 | 12/13/2012 5:44:52 PM |
| value-trophy8 | $59.99 | 12/13/2012 4:43:58 PM |
| burgeoning-affluence5 | $50.00 | 12/13/2012 8:22:16 PM |
| VitaminFunk | $40.00 | 12/14/2012 7:37:58 AM |
| income-buffalo1 | $50.00 | 12/13/2012 6:37:37 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:12 AM |
| wise_investor | $32.12 | 12/14/2012 8:24:49 AM |
| killjoy00 | $28.97 | 12/13/2012 8:41:07 PM |
| 111TaxMan | $40.89 | 12/14/2012 10:11:49 AM |
| Walo_Wizard | $25.00 | 12/14/2012 10:39:17 AM |
| ethicalhumanist | $100.00 | 12/14/2012 11:37:18 AM |
| Comoparklender | $25.00 | 12/14/2012 10:38:43 AM |
| belief-integrity | $400.00 | 12/14/2012 6:40:37 PM |
| belief-integrity | $350.00 | 12/14/2012 7:35:21 PM |
| kulender | $100.00 | 12/15/2012 9:24:26 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:47 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:21 PM |
| Grandpuba_2000 | $95.00 | 12/15/2012 8:18:27 AM |
| bbt28 | $25.05 | 12/14/2012 7:05:55 PM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:02 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:25 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:30 AM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:09:30 AM |
| orange-euro-sculpture | $100.00 | 12/15/2012 12:51:28 PM |
| abundanceforever | $52.50 | 12/15/2012 11:10:58 AM |
| innovator10 | $76.00 | 12/15/2012 1:12:14 PM |
| lagnisiruk | $25.00 | 12/15/2012 12:10:45 PM |
| dollar-tornado3 | $50.00 | 12/15/2012 12:25:45 PM |
| Gordon_Gekko1 | $30.00 | 12/15/2012 1:10:49 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:50 PM |
| AEH_Now | $25.00 | 12/15/2012 2:36:43 PM |
| auction-pragmatist | $25.00 | 12/15/2012 3:05:32 PM |
| SuzyQs | $25.00 | 12/15/2012 3:11:17 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:31:12 PM |
| Gobsek | $25.00 | 12/15/2012 2:55:59 PM |
| icon7 | $100.00 | 12/15/2012 4:59:29 PM |
| cashasaurus0 | $7.58 | 12/16/2012 6:41:14 AM |
| tranquil-principal435 | $50.00 | 12/15/2012 3:06:53 PM |
| amlu1988 | $25.00 | 12/15/2012 9:14:31 PM |
| 229 Investments
|
Borrower Payment Dependent Notes Series
682174
This series of Notes was issued and sold upon the funding of the borrower loan #79606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,507.51 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $401.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,443 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-maker919 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| daw1878 | $25.00 | 12/4/2012 6:15:42 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:19:08 PM |
| scrappy-bonus2 | $25.00 | 12/4/2012 6:08:34 PM |
| payout-motivator0 | $50.00 | 12/5/2012 11:14:48 AM |
| aztec | $50.00 | 12/7/2012 9:32:25 AM |
| ucantbeetit | $25.00 | 12/7/2012 5:32:02 PM |
| prudent-dough458 | $25.00 | 12/7/2012 5:46:55 PM |
| loot-prescription3 | $25.00 | 12/7/2012 5:14:54 PM |
| wetlands | $200.00 | 12/7/2012 5:52:54 PM |
| SBT | $25.00 | 12/8/2012 12:52:24 PM |
| dunkard13 | $57.00 | 12/8/2012 1:25:13 PM |
| unrivaled-deal676 | $50.00 | 12/9/2012 12:23:30 PM |
| franzzua | $25.00 | 12/9/2012 12:38:42 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:17 PM |
| top-courteous-peso | $75.00 | 12/9/2012 12:53:32 PM |
| wise-honorable-rate | $25.00 | 12/10/2012 7:59:26 AM |
| Income-Scout | $100.00 | 12/10/2012 6:22:36 PM |
| supersam | $50.00 | 12/10/2012 10:19:19 PM |
| redmumba | $50.00 | 12/11/2012 12:30:09 AM |
| YampaQuant | $25.00 | 12/11/2012 9:58:32 AM |
| kind-euro-mirth | $50.00 | 12/11/2012 5:19:58 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:33 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:32 PM |
| balance-force | $28.00 | 12/12/2012 1:52:47 PM |
| djh47a | $25.00 | 12/12/2012 1:23:05 PM |
| fortytwo | $100.00 | 12/12/2012 5:57:55 PM |
| Lender2895a | $100.00 | 12/13/2012 7:30:50 AM |
| jonmars | $25.00 | 12/13/2012 9:39:15 AM |
| suave-durability1 | $50.00 | 12/13/2012 10:16:49 AM |
| adaboy65 | $100.00 | 12/13/2012 9:40:53 AM |
| djs81 | $75.00 | 12/13/2012 6:47:58 PM |
| well-rounded-diversification | $25.00 | 12/13/2012 5:10:49 PM |
| first-credit-meridian | $25.00 | 12/13/2012 5:57:01 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:06 AM |
| joe_matadatz | $25.00 | 12/14/2012 2:27:23 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:18 PM |
| Mommo | $39.00 | 12/15/2012 10:45:11 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:40 AM |
| affluence-tycoon | $25.00 | 12/15/2012 12:59:44 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:16:58 PM |
| cozy-gain023 | $25.00 | 12/15/2012 12:39:30 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:14 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:03 PM |
| dunox | $75.00 | 12/17/2012 9:26:35 AM |
| bid-sushi9 | $25.00 | 12/17/2012 9:44:35 AM |
| commanding-treasure2 | $75.00 | 12/17/2012 5:10:26 PM |
| ryreesado | $25.00 | 12/17/2012 5:15:42 PM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 5:17:45 PM |
| sassykatty | $50.00 | 12/17/2012 5:23:27 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:02 PM |
| bold-yield-rumbler | $25.00 | 12/17/2012 5:54:25 PM |
| ahansen | $25.00 | 12/17/2012 6:02:20 PM |
| exact-greenback1 | $96.00 | 12/17/2012 6:03:54 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:40 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:11:50 PM |
| top-silver-american | $25.00 | 12/17/2012 5:16:48 PM |
| compassionate-payment218 | $25.00 | 12/17/2012 6:35:52 PM |
| wise-virtuous-vigilance | $27.00 | 12/17/2012 5:21:12 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:33 PM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:52 PM |
| revenue-serenity5 | $25.00 | 12/17/2012 5:51:47 PM |
| thestartuplender | $40.00 | 12/17/2012 5:19:39 PM |
| green-lovely-finance | $50.00 | 12/18/2012 6:56:12 AM |
| velocityasaurus-rex4 | $100.00 | 12/17/2012 5:22:30 PM |
| ikaika1 | $25.00 | 12/17/2012 5:26:54 PM |
| TCayce | $25.00 | 12/18/2012 9:07:55 AM |
| enthusiastic-cash599 | $36.00 | 12/17/2012 5:30:17 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:03 AM |
| debt-fuse158 | $25.00 | 12/18/2012 9:43:06 AM |
| SecondChanceLendingSERV | $25.00 | 12/18/2012 9:44:55 AM |
| ore-widget7 | $25.00 | 12/17/2012 5:54:17 PM |
| resource777 | $50.00 | 12/18/2012 10:02:34 AM |
| LynJohn1023 | $25.00 | 12/18/2012 10:08:50 AM |
| Munnie | $25.00 | 12/18/2012 6:01:40 AM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:26:07 AM |
| Castellan | $50.00 | 12/18/2012 10:31:41 AM |
| Eddy-2-Aces | $25.00 | 12/18/2012 10:58:19 AM |
| bicyclebear | $25.00 | 12/18/2012 5:02:58 PM |
| BorthersKeeper | $25.00 | 12/18/2012 10:27:46 AM |
| cablenews | $50.00 | 12/18/2012 9:09:56 AM |
| ASLIBD | $25.00 | 12/18/2012 9:14:43 AM |
| loyalty-circuitry | $100.00 | 12/18/2012 12:45:28 PM |
| Natronpee | $25.00 | 12/18/2012 9:49:31 AM |
| brilliant-penny9 | $25.00 | 12/18/2012 3:59:14 PM |
| Index_Plus | $2,000.00 | 12/18/2012 4:25:35 PM |
| Investoman | $25.00 | 12/18/2012 10:14:09 AM |
| exchange-zone1 | $25.00 | 12/18/2012 12:22:30 PM |
| Mucman72 | $25.00 | 12/18/2012 4:23:46 PM |
| exciting-justice0 | $25.00 | 12/18/2012 5:02:26 PM |
| Zolton | $300.00 | 12/4/2012 6:58:12 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 11:34:48 AM |
| LoanerPrincipal | $25.00 | 12/6/2012 10:53:24 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:02 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:25 PM |
| nickel-ferret | $25.00 | 12/7/2012 5:52:18 PM |
| justreturns | $25.00 | 12/7/2012 6:18:38 PM |
| Harry | $75.00 | 12/7/2012 6:29:58 PM |
| indomitable-coin | $25.00 | 12/7/2012 6:44:46 PM |
| deal-vibrato | $25.00 | 12/7/2012 6:14:49 PM |
| qsolo | $25.00 | 12/8/2012 1:32:27 PM |
| patriot897 | $25.00 | 12/8/2012 1:06:05 PM |
| DreisersFinancier | $50.00 | 12/8/2012 1:37:11 PM |
| logical-peso2 | $25.00 | 12/8/2012 1:13:12 PM |
| supersarah61 | $25.00 | 12/8/2012 4:14:32 PM |
| dbs | $25.00 | 12/11/2012 9:57:21 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:49 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:24 PM |
| ItsJustMe79 | $25.00 | 12/11/2012 5:26:12 PM |
| abundanceforever | $52.50 | 12/11/2012 5:38:54 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:53 AM |
| amicablenemesis | $50.00 | 12/12/2012 9:42:24 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:10 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:29 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:04 PM |
| Avicell | $25.00 | 12/13/2012 6:21:25 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:39 AM |
| elasermd | $100.00 | 12/13/2012 6:27:39 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:26 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:28 AM |
| anacent | $25.00 | 12/13/2012 10:26:41 PM |
| sprinter | $50.00 | 12/14/2012 10:07:34 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:52:51 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:29 AM |
| compoundinterest | $25.00 | 12/15/2012 12:26:01 PM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:30 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:29 AM |
| neighborly-velocity4 | $25.00 | 12/15/2012 12:52:36 PM |
| loyalty-cupcake6 | $25.00 | 12/16/2012 12:31:57 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:15 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:48 PM |
| pennybypenny | $25.00 | 12/17/2012 9:31:35 AM |
| Trapman13 | $50.00 | 12/17/2012 4:52:58 AM |
| riskreward | $250.00 | 12/17/2012 9:49:30 AM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:04 AM |
| syounker | $25.00 | 12/17/2012 6:06:27 PM |
| vigorous-payment6 | $25.00 | 12/17/2012 6:15:10 PM |
| lostontheedge | $25.00 | 12/17/2012 5:14:20 PM |
| kingryan | $250.00 | 12/17/2012 5:22:26 PM |
| awwaww | $25.00 | 12/17/2012 6:27:11 PM |
| the-capital-multiplier | $82.00 | 12/18/2012 9:07:27 AM |
| determined-bill5 | $100.00 | 12/17/2012 5:39:52 PM |
| Mint_Man | $25.00 | 12/18/2012 9:32:54 AM |
| fairness-palm | $50.00 | 12/17/2012 5:45:23 PM |
| misit | $25.00 | 12/17/2012 5:49:30 PM |
| the_winning_ticket | $161.00 | 12/18/2012 10:01:48 AM |
| unassuming-p2ploan774 | $39.00 | 12/17/2012 6:07:30 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:37 AM |
| knowledgeable-listing597 | $25.00 | 12/17/2012 6:36:10 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:40 AM |
| compatible-deal9 | $25.00 | 12/18/2012 4:51:51 PM |
| Jalebi | $25.00 | 12/18/2012 9:33:20 AM |
| nickel-omatic8 | $25.00 | 12/18/2012 10:42:37 AM |
| madpinto21 | $50.00 | 12/18/2012 9:13:26 AM |
| glowing-benjamins1 | $25.00 | 12/18/2012 9:36:29 AM |
| rate-authority2 | $25.00 | 12/18/2012 9:42:32 AM |
| GameDesign | $25.00 | 12/18/2012 2:47:19 PM |
| Jazzamaru | $50.00 | 12/18/2012 2:47:40 PM |
| proper-exchange8 | $50.00 | 12/18/2012 10:04:21 AM |
| delivery | $25.00 | 12/18/2012 10:11:07 AM |
| loyalty-sherpa | $25.00 | 12/18/2012 5:04:45 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
682180
This series of Notes was issued and sold upon the funding of the borrower loan #79523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $251.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,259 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jrakow |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
760-779
(Dec-2007)
|
|
Principal balance:
| $5,241.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down some credit card debt
My financial situation:
I am a good candidate for this loan because I am fully employed making a nice wage. My skills as an accountant are transferable to multiple industry groups, which makes my earning power more reliable.
Monthly net income: $ 5,400
Monthly expenses: $5,400
Housing: $1,600
Insurance: $200
Car expenses: $100
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $1,500
Clothing, household expenses: $500
Credit cards and other loans: $1,000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| real-return2 | $26.00 | 12/4/2012 9:15:02 AM |
| bowdish1 | $25.00 | 12/4/2012 9:18:18 AM |
| entertaining-rate9 | $25.00 | 12/4/2012 9:07:54 AM |
| quantum_leap | $25.00 | 12/4/2012 9:08:12 AM |
| bazaar-tulip | $25.00 | 12/4/2012 9:59:36 AM |
| felicity-contributor3 | $50.00 | 12/4/2012 11:22:22 AM |
| finopp | $25.00 | 12/4/2012 12:30:13 PM |
| DoctorJoe | $25.00 | 12/4/2012 1:30:36 PM |
| Nco | $100.00 | 12/4/2012 10:36:46 AM |
| FinanceEngine | $60.00 | 12/4/2012 4:46:16 PM |
| integrity-doctor | $100.00 | 12/4/2012 1:52:06 PM |
| rich329 | $25.00 | 12/4/2012 1:54:17 PM |
| methodical-interest039 | $38.00 | 12/4/2012 5:17:03 PM |
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:00 PM |
| brightest-organized-balance | $25.00 | 12/4/2012 6:51:39 PM |
| Mikale360 | $25.00 | 12/4/2012 8:25:41 PM |
| deal-vibrato | $25.00 | 12/4/2012 6:26:41 PM |
| LikesToLend | $25.00 | 12/5/2012 8:06:11 AM |
| 6_kids_college_fund | $25.00 | 12/5/2012 8:45:43 AM |
| first-serene-credit | $25.00 | 12/5/2012 10:17:21 AM |
| Tscheddar | $25.00 | 12/5/2012 12:18:21 PM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:57 AM |
| CougarRoar | $25.00 | 12/5/2012 10:46:26 AM |
| Dark_Helmet | $25.00 | 12/5/2012 12:09:01 PM |
| treasure-hunter270 | $50.00 | 12/5/2012 4:35:13 PM |
| WZ3190 | $25.00 | 12/5/2012 8:11:39 PM |
| belief-integrity | $150.00 | 12/6/2012 10:19:37 AM |
| money-hercules4 | $100.00 | 12/6/2012 10:03:57 PM |
| fuse136 | $25.00 | 12/6/2012 6:01:17 PM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:38 AM |
| atlas100 | $25.00 | 12/7/2012 7:34:33 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:13 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:41 PM |
| persistent-dinero953 | $25.00 | 12/7/2012 4:14:28 PM |
| Plow_n_Sow | $50.00 | 12/7/2012 2:56:52 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:38 PM |
| purposeful-durability8 | $100.00 | 12/7/2012 6:50:38 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:24 PM |
| twjh | $50.04 | 12/8/2012 2:00:26 PM |
| franzzua | $25.00 | 12/9/2012 12:38:42 PM |
| stu6703 | $25.00 | 12/10/2012 7:01:19 AM |
| peace-adventurer3 | $25.00 | 12/10/2012 6:52:58 PM |
| economy-popcorn | $25.00 | 12/11/2012 7:07:08 AM |
| BJnRJames | $25.00 | 12/10/2012 9:54:18 PM |
| supersam | $50.00 | 12/10/2012 10:19:18 PM |
| sunny-dough9 | $200.00 | 12/11/2012 5:18:25 AM |
| dunkard13 | $100.00 | 12/11/2012 10:02:08 AM |
| green-loyalty-web | $25.00 | 12/11/2012 10:32:07 AM |
| riskreward | $250.00 | 12/11/2012 5:54:33 PM |
| wetlands | $200.00 | 12/11/2012 5:44:15 PM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:44 AM |
| astute-benjamins | $25.00 | 12/12/2012 11:28:09 AM |
| Jerrys1951 | $33.81 | 12/12/2012 4:28:01 PM |
| loyalty-cupcake6 | $100.00 | 12/12/2012 5:46:01 PM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 5:43:56 PM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:41:27 AM |
| oxnard | $25.00 | 12/13/2012 12:19:56 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:57 PM |
| dough-hammock | $50.00 | 12/13/2012 7:23:00 PM |
| profitable-money | $50.00 | 12/13/2012 11:17:27 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:24 AM |
| Avicell | $25.00 | 12/13/2012 6:21:23 PM |
| finder61 | $50.00 | 12/13/2012 9:39:56 PM |
| TheHillsAreAlive | $25.00 | 12/14/2012 9:33:30 AM |
| zorg77 | $100.00 | 12/14/2012 6:32:21 PM |
| bbt28 | $25.05 | 12/14/2012 7:03:27 PM |
| mammalian4 | $25.00 | 12/14/2012 7:02:48 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:12:10 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:33 AM |
| bob450-roth | $25.00 | 12/15/2012 9:17:57 AM |
| Gordon_Gekko1 | $30.00 | 12/15/2012 1:10:20 PM |
| phaded | $25.00 | 12/15/2012 1:23:27 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:26:12 PM |
| Brookst | $50.00 | 12/16/2012 9:51:56 AM |
| pound-mushroom3 | $25.00 | 12/15/2012 1:55:25 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:46 PM |
| reward-dynamo | $25.00 | 12/15/2012 7:55:17 PM |
| EthanColeInvestingGroup | $25.00 | 12/16/2012 5:18:07 AM |
| top-courageous-payment3 | $50.00 | 12/15/2012 5:39:44 PM |
| keichi03 | $25.00 | 12/16/2012 7:04:33 AM |
| whitegold24k | $150.00 | 12/16/2012 8:31:48 AM |
| real-return | $26.00 | 12/4/2012 9:49:14 AM |
| one-midas | $25.00 | 12/4/2012 9:55:23 AM |
| MoneyForNothing | $35.45 | 12/4/2012 9:06:40 AM |
| Forward-Looking | $25.00 | 12/4/2012 9:12:09 AM |
| CreditBuilder2 | $25.06 | 12/4/2012 10:23:19 AM |
| Sagamore | $50.00 | 12/4/2012 10:35:38 AM |
| ucantbeetit | $25.00 | 12/4/2012 9:49:36 AM |
| enthusiastic-balance5 | $100.00 | 12/4/2012 9:57:50 AM |
| fcrick | $50.00 | 12/4/2012 11:00:22 AM |
| justreturns | $25.00 | 12/4/2012 10:08:57 AM |
| xrycac | $25.00 | 12/4/2012 10:11:40 AM |
| Banker2OO7 | $75.00 | 12/4/2012 11:32:02 AM |
| five-star-note | $25.00 | 12/4/2012 11:42:46 AM |
| JGuide | $25.00 | 12/4/2012 10:24:25 AM |
| RGlad | $101.00 | 12/4/2012 10:15:20 AM |
| moola-accelerator6 | $36.85 | 12/4/2012 10:19:16 AM |
| janeybooboo | $74.74 | 12/4/2012 11:23:38 AM |
| Hippo-IRA1 | $25.00 | 12/4/2012 11:24:39 AM |
| gravbox | $25.00 | 12/4/2012 11:29:09 AM |
| janeybooboo | $75.26 | 12/4/2012 5:13:30 PM |
| LittleMingo | $30.00 | 12/4/2012 5:30:08 PM |
| thankful-nickel2 | $50.00 | 12/5/2012 9:33:46 AM |
| zenyatta | $25.00 | 12/5/2012 8:25:35 AM |
| Feyenoord | $30.00 | 12/5/2012 10:05:39 AM |
| intrepid-loot | $25.00 | 12/5/2012 9:51:17 AM |
| thehousewife | $25.00 | 12/5/2012 12:42:54 PM |
| djs81 | $50.00 | 12/5/2012 10:42:25 AM |
| yield-voyager8 | $25.00 | 12/5/2012 10:40:04 AM |
| greenback-surge4 | $25.00 | 12/5/2012 5:33:26 PM |
| jmeasn | $50.00 | 12/5/2012 5:56:02 PM |
| voipguy88 | $50.00 | 12/5/2012 6:13:55 PM |
| dariop | $25.01 | 12/6/2012 9:30:45 AM |
| affluence-hickory | $25.00 | 12/6/2012 7:49:02 AM |
| AF-Chief | $25.00 | 12/6/2012 9:14:13 AM |
| intrepid-platinum0 | $25.00 | 12/6/2012 10:22:46 AM |
| TumbleWeed88 | $25.00 | 12/6/2012 6:33:28 PM |
| hidavehi | $33.00 | 12/7/2012 12:29:34 PM |
| FinDoc | $25.00 | 12/7/2012 4:10:53 PM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 6:42:05 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:44 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:22 PM |
| Sturgee | $25.00 | 12/10/2012 4:41:07 AM |
| rlmtr | $25.00 | 12/10/2012 7:31:31 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:28 AM |
| heavy_ax | $50.00 | 12/10/2012 9:51:51 AM |
| belief-integrity | $350.00 | 12/10/2012 12:36:48 PM |
| Dubbly | $25.00 | 12/10/2012 10:37:48 AM |
| just-loyalty643 | $40.00 | 12/10/2012 6:02:50 PM |
| well-mannered-income3 | $90.00 | 12/11/2012 10:11:51 AM |
| wealth-pipeline | $25.00 | 12/11/2012 10:42:18 AM |
| market-prophesy0 | $32.00 | 12/11/2012 9:33:12 AM |
| moneybags16 | $25.00 | 12/11/2012 9:57:53 AM |
| money-bauble | $100.00 | 12/11/2012 5:14:05 PM |
| windguy | $50.00 | 12/11/2012 5:55:56 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:50 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:26 PM |
| cr8on | $30.00 | 12/12/2012 9:46:37 AM |
| managedfund | $55.00 | 12/12/2012 10:30:36 AM |
| trumpeter391 | $50.00 | 12/12/2012 11:13:44 AM |
| djh47a | $25.00 | 12/12/2012 1:14:39 PM |
| ethical-truth211 | $200.00 | 12/12/2012 6:28:32 PM |
| ethical-truth211 | $200.00 | 12/12/2012 6:27:52 PM |
| enticing-capital6 | $25.00 | 12/13/2012 9:36:04 AM |
| atomantic | $200.00 | 12/13/2012 12:47:17 PM |
| contract-student2 | $50.00 | 12/13/2012 5:51:31 PM |
| anacent | $25.00 | 12/13/2012 10:26:37 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:36 AM |
| JC_12 | $100.00 | 12/14/2012 10:07:32 AM |
| jcw3rd | $25.00 | 12/14/2012 6:43:50 AM |
| natural-greenback6 | $25.00 | 12/14/2012 3:14:36 PM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:58 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:01 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:13 AM |
| payout-magician | $25.00 | 12/15/2012 9:02:52 AM |
| Dont_Worry_Be_Happy | $25.00 | 12/15/2012 9:46:42 AM |
| EJPiper | $25.00 | 12/15/2012 10:34:52 AM |
| helping-out | $45.00 | 12/15/2012 5:29:51 AM |
| kulender | $100.00 | 12/15/2012 9:24:04 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:18 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:13:59 AM |
| the-enthralling-coin | $25.00 | 12/15/2012 12:48:07 PM |
| compoundinterest | $25.00 | 12/15/2012 12:26:00 PM |
| innovator10 | $500.00 | 12/15/2012 1:12:14 PM |
| bid-lightning9 | $25.00 | 12/15/2012 11:38:46 AM |
| reward-walnut | $25.00 | 12/15/2012 12:03:02 PM |
| fund-ambrosia0 | $25.00 | 12/15/2012 12:04:41 PM |
| satisfying-reward1 | $32.58 | 12/16/2012 2:43:45 AM |
| Mountain-Lion-IRA1 | $35.00 | 12/16/2012 4:22:26 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:05 PM |
| justbman | $25.00 | 12/15/2012 9:16:54 PM |
| adir1 | $25.00 | 12/16/2012 9:05:43 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:08 AM |
| cocorico12 | $35.15 | 12/16/2012 9:54:44 AM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 10:01:04 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:39:00 PM |
| HD-4-Life | $100.00 | 12/16/2012 7:03:14 AM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
682182
This series of Notes was issued and sold upon the funding of the borrower loan #79110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $266.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,845 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| FF5CobraBuilder |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repair loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 12/4/2012 9:32:58 AM |
| natural-affluence6 | $25.00 | 12/12/2012 1:04:19 PM |
| gravbox | $25.00 | 12/4/2012 11:29:10 AM |
| cattlebaron | $25.00 | 12/4/2012 1:06:46 PM |
| commerce-venture1 | $25.00 | 12/4/2012 2:55:00 PM |
| bowdish1 | $25.00 | 12/4/2012 5:37:36 PM |
| TumbleWeed88 | $25.00 | 12/4/2012 6:15:32 PM |
| Bob450 | $25.00 | 12/6/2012 7:21:43 AM |
| bob450-roth | $25.00 | 12/7/2012 4:49:31 AM |
| RGlad | $100.00 | 12/7/2012 1:05:49 AM |
| integrity-doctor | $100.00 | 12/7/2012 12:02:53 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:39 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:08 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:31 PM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:30 PM |
| loyalty-cupcake6 | $150.00 | 12/12/2012 5:47:21 PM |
| rtfproducer | $25.00 | 12/12/2012 6:22:02 PM |
| money-bauble | $100.00 | 12/13/2012 10:23:32 AM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:20 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:57 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:57 PM |
| dunkard13 | $100.00 | 12/13/2012 5:20:20 PM |
| digipak78 | $50.00 | 12/13/2012 5:52:15 PM |
| astute-benjamins | $25.00 | 12/13/2012 6:07:30 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:36 AM |
| wwwUniversal | $25.00 | 12/14/2012 9:16:39 AM |
| dariop | $25.01 | 12/14/2012 10:26:02 AM |
| Frosty | $50.00 | 12/14/2012 5:19:21 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:34 AM |
| ItsJustMe79 | $25.00 | 12/14/2012 6:08:07 PM |
| PoundSmart | $91.00 | 12/15/2012 11:22:18 AM |
| RocketSurgeon | $25.00 | 12/15/2012 1:04:51 PM |
| janeybooboo | $100.00 | 12/15/2012 2:34:32 PM |
| accmgg | $100.00 | 12/16/2012 9:46:59 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:46 PM |
| well-mannered-income3 | $80.00 | 12/15/2012 5:15:03 PM |
| spirited-greenback814 | $27.89 | 12/15/2012 5:46:30 PM |
| Clamb0865 | $46.96 | 12/15/2012 6:19:55 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:04 PM |
| Nco | $100.00 | 12/4/2012 10:36:46 AM |
| HikeMoab | $25.00 | 12/4/2012 10:52:44 AM |
| CreditBuilder2 | $25.06 | 12/4/2012 10:23:20 AM |
| kind-lovely-marketplace | $50.00 | 12/4/2012 5:28:01 PM |
| credit-adventurer313 | $45.00 | 12/4/2012 6:05:48 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:47 PM |
| toblerone | $25.00 | 12/5/2012 7:54:33 PM |
| Tscheddar | $25.00 | 12/6/2012 3:29:00 PM |
| credit-commander1 | $25.00 | 12/6/2012 7:06:43 PM |
| money-hercules4 | $100.00 | 12/6/2012 10:03:58 PM |
| 113121 | $25.00 | 12/7/2012 7:05:48 PM |
| Edakers | $25.00 | 12/11/2012 1:49:48 PM |
| new-start18100 | $25.00 | 12/12/2012 5:09:55 PM |
| fulfilling-bazaar4 | $100.00 | 12/12/2012 5:43:56 PM |
| bewitching-dollar5 | $100.00 | 12/12/2012 5:51:08 PM |
| deal-vibrato | $25.00 | 12/12/2012 5:56:04 PM |
| Rivervale_Westwood | $25.00 | 12/13/2012 9:26:28 AM |
| kind-credit-bear | $50.00 | 12/12/2012 6:57:39 PM |
| tolerant-responsibility051 | $2,500.00 | 12/13/2012 10:22:12 AM |
| franzzua | $25.00 | 12/13/2012 9:34:10 AM |
| suave-durability1 | $50.00 | 12/13/2012 10:16:48 AM |
| Empower-personal-responsibility | $25.00 | 12/13/2012 10:43:04 AM |
| wetlands | $200.00 | 12/13/2012 12:27:00 PM |
| Haydn-sav | $25.00 | 12/13/2012 5:27:19 PM |
| Avicell | $25.00 | 12/13/2012 6:21:23 PM |
| riskreward | $250.00 | 12/13/2012 12:32:58 PM |
| cleveland2portland | $25.00 | 12/13/2012 12:44:41 PM |
| economy-popcorn | $25.00 | 12/14/2012 5:44:30 AM |
| mikrolown | $25.00 | 12/14/2012 9:18:44 AM |
| epic-ore2 | $254.91 | 12/14/2012 6:31:03 AM |
| Quiza12 | $100.00 | 12/14/2012 7:33:02 AM |
| anacent | $25.00 | 12/13/2012 10:26:37 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:01 PM |
| moneylender25 | $25.00 | 12/14/2012 12:30:24 PM |
| gotjack-IRA | $25.02 | 12/15/2012 5:52:54 AM |
| EJPiper | $25.00 | 12/15/2012 10:31:29 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:13 AM |
| kulender | $100.00 | 12/15/2012 9:24:05 AM |
| gothampark | $25.00 | 12/15/2012 9:36:30 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:00 AM |
| joe_matadatz | $25.00 | 12/15/2012 11:34:18 AM |
| reward-walnut | $25.00 | 12/15/2012 12:03:02 PM |
| Astyanax | $30.00 | 12/15/2012 1:00:47 PM |
| compoundinterest | $25.00 | 12/15/2012 12:26:00 PM |
| bid-youngster026 | $25.00 | 12/15/2012 1:34:05 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:06 PM |
| vagrantprodigy | $200.00 | 12/15/2012 1:47:17 PM |
| benjamins-thunder | $25.00 | 12/15/2012 1:56:13 PM |
| There-to-help | $25.00 | 12/16/2012 11:30:43 AM |
| RevREB | $25.00 | 12/16/2012 12:18:48 PM |
| WxChem | $25.00 | 12/16/2012 12:21:30 PM |
| bonafide-economy | $25.00 | 12/15/2012 10:39:00 PM |
| capital-renewal | $36.94 | 12/16/2012 1:00:01 PM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:10 AM |
| DrKillsh0t | $31.21 | 12/15/2012 5:52:41 PM |
| dordee | $56.00 | 12/16/2012 12:24:03 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
682222
This series of Notes was issued and sold upon the funding of the borrower loan #79417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $419.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,778 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-opera |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2012)
660-679
(Dec-2011)
|
|
Principal balance:
| $8,903.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to...
Help finance building of my financial company website.
My financial situation:
I am a good candidate for this loan because...
I have enough financial backing to support the amount loaned and I make more than the interest charged on the money.
Monthly net income: $6000
Monthly expenses: $
Housing: $700
Insurance: $98
Car expenses: $0
Utilities: $75
Phone, cable, internet: $91
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 12/4/2012 9:07:55 AM |
| Assets-Up | $25.00 | 12/4/2012 9:08:18 AM |
| WalnutCreekguy | $50.00 | 12/4/2012 10:51:07 AM |
| Kaj | $25.00 | 12/4/2012 10:41:47 AM |
| fcrick | $50.00 | 12/4/2012 11:00:23 AM |
| credit-adventurer313 | $25.00 | 12/4/2012 11:29:44 AM |
| octoberfresh | $25.00 | 12/4/2012 11:24:11 AM |
| thrilling-fund427 | $50.00 | 12/4/2012 5:20:40 PM |
| Interloper | $25.00 | 12/4/2012 7:13:17 PM |
| stylish-revenue4 | $100.00 | 12/4/2012 7:00:08 PM |
| purposeful-durability8 | $100.00 | 12/5/2012 9:38:04 AM |
| kind-lovely-marketplace | $50.00 | 12/5/2012 10:41:48 AM |
| Tscheddar | $25.00 | 12/5/2012 11:32:41 AM |
| FinDoc | $25.00 | 12/6/2012 5:45:48 AM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:43 PM |
| 01a_MrUSC_IRA | $25.00 | 12/6/2012 12:33:14 PM |
| whitegold24k | $50.00 | 12/6/2012 12:55:05 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:41 PM |
| monster4 | $50.00 | 12/6/2012 5:35:48 PM |
| Obiwan_Kanobi | $25.03 | 12/7/2012 9:16:30 AM |
| Bank_of_the_Galaxy | $25.00 | 12/7/2012 3:30:04 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:44:58 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:05 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:36 PM |
| whitegoldira | $50.00 | 12/9/2012 8:36:25 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:37 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:22 PM |
| new-start18100 | $25.00 | 12/10/2012 5:05:33 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:32 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:05 AM |
| kalamari | $30.00 | 12/11/2012 1:03:38 PM |
| E-2 | $100.00 | 12/11/2012 5:26:07 PM |
| zorg77 | $50.00 | 12/11/2012 6:17:03 PM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:57 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:10 PM |
| Astyanax | $25.00 | 12/12/2012 8:15:13 PM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:50:46 AM |
| PineapplePants | $25.00 | 12/13/2012 10:57:43 AM |
| Haydn-sav | $25.00 | 12/13/2012 5:27:20 PM |
| belief-integrity | $350.00 | 12/13/2012 7:05:11 PM |
| Quiza12 | $100.00 | 12/14/2012 7:33:03 AM |
| ekmendenhall | $50.00 | 12/14/2012 6:06:30 PM |
| cilution | $50.00 | 12/14/2012 4:50:18 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:44:48 PM |
| fulfilling-bazaar4 | $100.00 | 12/14/2012 5:53:06 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:14 AM |
| Capitalincome | $25.00 | 12/15/2012 10:03:36 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 10:14:00 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:34 AM |
| daisuke | $25.00 | 12/15/2012 12:06:37 PM |
| mckhbnpc | $50.00 | 12/15/2012 12:10:54 PM |
| shmb6508 | $50.00 | 12/15/2012 12:11:48 PM |
| rakstar | $25.00 | 12/15/2012 12:28:42 PM |
| 6moonbeams | $50.00 | 12/15/2012 12:31:54 PM |
| durability-goat644 | $25.00 | 12/15/2012 12:33:29 PM |
| rate-mogul | $50.00 | 12/15/2012 12:40:19 PM |
| pollosquawk | $26.00 | 12/15/2012 12:40:47 PM |
| kindness-jedi | $25.00 | 12/15/2012 12:40:57 PM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:58 AM |
| thrifty-generosity222 | $50.00 | 12/15/2012 12:06:00 PM |
| dinero-speaker | $25.00 | 12/15/2012 12:49:14 PM |
| wayman | $25.00 | 12/15/2012 12:50:25 PM |
| puifais | $26.00 | 12/15/2012 12:50:59 PM |
| traice | $25.00 | 12/15/2012 12:52:21 PM |
| ryanplays311 | $25.00 | 12/15/2012 12:14:47 PM |
| first-resolute-deal | $25.00 | 12/15/2012 12:54:27 PM |
| best-charming-leverage | $50.00 | 12/15/2012 12:54:51 PM |
| Smartgrowth40 | $50.00 | 12/15/2012 12:57:12 PM |
| zeelender | $25.00 | 12/15/2012 12:58:47 PM |
| Mathon | $25.00 | 12/15/2012 12:25:16 PM |
| transaction-locomotive183 | $25.00 | 12/15/2012 1:01:30 PM |
| transaction-hugger4 | $68.00 | 12/15/2012 1:02:10 PM |
| durability-officer | $50.00 | 12/15/2012 12:29:37 PM |
| moola-wildebeest3 | $50.00 | 12/15/2012 1:03:58 PM |
| cash-reaction2 | $25.00 | 12/15/2012 1:07:08 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:35 AM |
| SummitAdvisors | $50.00 | 12/15/2012 1:08:51 PM |
| the-dollar-topper | $150.00 | 12/15/2012 1:09:00 PM |
| CAGE-Investments | $25.00 | 12/15/2012 12:37:32 PM |
| TCR3 | $25.00 | 12/15/2012 12:38:02 PM |
| point653 | $25.00 | 12/15/2012 12:39:20 PM |
| shred123 | $25.00 | 12/15/2012 12:41:50 PM |
| gallant-economy9 | $50.00 | 12/15/2012 1:13:01 PM |
| wealth-performer054 | $32.00 | 12/15/2012 1:13:57 PM |
| valiant-liberty4 | $25.00 | 12/15/2012 1:14:12 PM |
| witty-credit467 | $25.00 | 12/15/2012 12:45:26 PM |
| P2P_Investor | $1,000.00 | 12/15/2012 12:45:46 PM |
| commerce-web5 | $25.00 | 12/15/2012 1:18:21 PM |
| EBITDA | $25.00 | 12/15/2012 12:48:10 PM |
| wampum-optimization | $25.00 | 12/15/2012 12:48:42 PM |
| golath24 | $25.00 | 12/15/2012 12:48:46 PM |
| logical-investment4 | $25.00 | 12/15/2012 12:49:24 PM |
| turbolozano | $25.00 | 12/15/2012 1:23:19 PM |
| velocity-solo | $25.00 | 12/15/2012 12:05:30 PM |
| jstefans | $25.00 | 12/15/2012 1:25:24 PM |
| gizzywump | $25.00 | 12/15/2012 12:52:05 PM |
| brazilofmux | $71.00 | 12/15/2012 12:53:36 PM |
| pound-mushroom3 | $25.00 | 12/15/2012 12:54:48 PM |
| enriching-trade2 | $30.00 | 12/15/2012 12:10:05 PM |
| 1randyp | $25.00 | 12/15/2012 12:58:16 PM |
| durability-mad-scientist4 | $100.00 | 12/15/2012 12:18:20 PM |
| sjc224 | $25.00 | 12/15/2012 12:22:57 PM |
| gold-gazelle | $25.00 | 12/15/2012 1:07:35 PM |
| capital-renewal | $43.00 | 12/15/2012 12:28:15 PM |
| money-vista | $25.00 | 12/15/2012 12:28:47 PM |
| mistertao | $25.00 | 12/15/2012 12:31:10 PM |
| topper480 | $50.00 | 12/15/2012 1:20:25 PM |
| compassionate-dime0 | $37.00 | 12/15/2012 1:20:39 PM |
| first-dinero-temple | $25.00 | 12/15/2012 1:21:05 PM |
| social-cocktail1 | $200.00 | 12/15/2012 12:41:38 PM |
| gelidfrank | $25.00 | 12/15/2012 12:41:58 PM |
| resolute-basis9 | $25.00 | 12/15/2012 1:24:50 PM |
| loyalty-sherpa | $25.00 | 12/15/2012 1:31:14 PM |
| pilot388 | $25.00 | 12/15/2012 12:50:27 PM |
| respectful-note5 | $25.00 | 12/15/2012 12:51:15 PM |
| dragonfly-amulet | $25.00 | 12/15/2012 12:52:18 PM |
| rcflick | $25.00 | 12/15/2012 12:52:43 PM |
| cropdust3r | $25.00 | 12/15/2012 12:58:40 PM |
| prudent-deal662 | $25.00 | 12/15/2012 1:00:04 PM |
| awe-inspiring-commitment972 | $50.00 | 12/15/2012 1:01:08 PM |
| washboard1 | $25.00 | 12/15/2012 1:02:25 PM |
| Wonderstruk | $25.00 | 12/15/2012 1:10:57 PM |
| studious-bonus7 | $98.00 | 12/15/2012 1:13:44 PM |
| compassionate-auction6 | $150.00 | 12/15/2012 1:17:46 PM |
| nycfinance | $25.00 | 12/15/2012 1:18:30 PM |
| income-buddy7 | $50.00 | 12/15/2012 1:20:28 PM |
| USCGC | $25.00 | 12/15/2012 1:24:38 PM |
| fair-hope | $25.00 | 12/15/2012 1:28:10 PM |
| cp-family | $75.00 | 12/15/2012 1:31:10 PM |
| economy-coup | $100.00 | 12/4/2012 10:17:44 AM |
| persist_in_doing | $25.00 | 12/4/2012 9:42:53 AM |
| deal-selector5 | $25.00 | 12/4/2012 10:04:34 AM |
| valiant-return584 | $50.00 | 12/4/2012 9:23:52 AM |
| bazaar-tulip | $25.00 | 12/4/2012 9:59:37 AM |
| five-star-note | $25.00 | 12/4/2012 11:42:46 AM |
| return-point2 | $100.00 | 12/4/2012 10:11:17 AM |
| vivid-p2ploan1 | $25.00 | 12/4/2012 11:12:03 AM |
| enthusiastic-balance5 | $100.00 | 12/4/2012 11:19:27 AM |
| Hippo-IRA1 | $25.00 | 12/4/2012 11:24:57 AM |
| nuetron | $25.00 | 12/4/2012 5:32:23 PM |
| bitterroot_mt | $25.00 | 12/4/2012 7:46:00 PM |
| gauss02 | $25.00 | 12/5/2012 9:42:08 AM |
| AF-Chief | $25.00 | 12/5/2012 9:58:21 AM |
| yield-voyager8 | $25.00 | 12/5/2012 10:40:07 AM |
| deal-vibrato | $25.00 | 12/5/2012 10:47:46 AM |
| successful-agreement7 | $100.00 | 12/5/2012 10:41:12 AM |
| jmeasn | $30.00 | 12/5/2012 5:54:32 PM |
| pembull | $25.00 | 12/6/2012 9:51:22 AM |
| 108lender | $200.00 | 12/6/2012 9:59:40 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:38 AM |
| tech310 | $50.00 | 12/7/2012 9:12:12 AM |
| jwesleym | $25.00 | 12/7/2012 9:13:28 AM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:10 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:34 PM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:43 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:44 PM |
| dukeiyer | $25.00 | 12/10/2012 9:38:45 AM |
| workorbe | $25.00 | 12/10/2012 2:36:14 PM |
| money-atizer | $25.00 | 12/10/2012 11:58:49 AM |
| HammerSmith | $25.00 | 12/10/2012 5:21:44 PM |
| tnjohnso | $25.00 | 12/11/2012 10:20:48 AM |
| dunox | $75.00 | 12/11/2012 5:27:45 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:26 PM |
| balance-force | $28.00 | 12/12/2012 1:52:45 PM |
| money-bauble | $100.00 | 12/13/2012 5:18:37 PM |
| pragmatic-auction8 | $50.00 | 12/13/2012 6:31:50 PM |
| life-is-great | $25.00 | 12/14/2012 6:14:23 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:01 PM |
| bid-stockpiler1 | $50.00 | 12/14/2012 6:24:34 PM |
| orange-responsive-leverage | $25.00 | 12/14/2012 2:45:16 PM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:45 PM |
| kulender | $100.00 | 12/15/2012 9:24:05 AM |
| silver-buckeye | $25.00 | 12/15/2012 11:50:18 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:07 AM |
| bid-czar8 | $100.00 | 12/15/2012 12:13:44 PM |
| saihu | $25.00 | 12/15/2012 12:22:55 PM |
| 6515Wheat | $25.00 | 12/15/2012 12:24:46 PM |
| trade-beeper4 | $25.00 | 12/15/2012 12:27:09 PM |
| enticing-finance758 | $25.00 | 12/15/2012 12:27:38 PM |
| persevering | $25.00 | 12/15/2012 12:28:13 PM |
| red-power-pecan | $50.00 | 12/15/2012 12:33:12 PM |
| emphatic-responsibility | $50.00 | 12/15/2012 11:24:31 AM |
| rescue | $100.00 | 12/15/2012 12:36:01 PM |
| Vreet | $25.00 | 12/15/2012 12:36:26 PM |
| floret596 | $25.00 | 12/15/2012 12:38:18 PM |
| J-Rott | $34.00 | 12/15/2012 12:40:24 PM |
| return-pioneer221 | $200.00 | 12/15/2012 12:44:14 PM |
| supreme-treasure8 | $100.00 | 12/15/2012 12:44:24 PM |
| cognizant-bazaar5 | $25.00 | 12/15/2012 12:49:22 PM |
| unforgettable-wealth4 | $50.00 | 12/15/2012 12:50:00 PM |
| bazaar-festivity | $25.00 | 12/15/2012 12:56:15 PM |
| cash-kin7 | $25.00 | 12/15/2012 12:19:08 PM |
| handshake5 | $100.00 | 12/15/2012 12:56:49 PM |
| fantastic-investment9 | $25.00 | 12/15/2012 12:24:59 PM |
| adventurer447 | $300.00 | 12/15/2012 12:59:19 PM |
| ready-ore884 | $50.00 | 12/15/2012 12:27:50 PM |
| Ironlock | $25.00 | 12/15/2012 12:33:18 PM |
| melodious-fairness | $50.00 | 12/15/2012 12:35:57 PM |
| integrity-scout | $25.00 | 12/15/2012 1:08:53 PM |
| EconomicRecovery1 | $25.00 | 12/15/2012 12:37:04 PM |
| finance-prescription | $100.00 | 12/15/2012 1:09:24 PM |
| mvalley | $25.00 | 12/15/2012 12:39:17 PM |
| momoney2lend | $25.00 | 12/15/2012 11:32:13 AM |
| Reinadog9 | $25.00 | 12/15/2012 12:46:42 PM |
| yield-trader | $25.00 | 12/15/2012 1:18:57 PM |
| CalBear08 | $33.33 | 12/15/2012 12:02:11 PM |
| generosity-boomerang1 | $100.00 | 12/15/2012 12:48:58 PM |
| Beld | $50.00 | 12/15/2012 12:51:46 PM |
| 108-IRA | $250.00 | 12/15/2012 12:52:30 PM |
| vibraphone3 | $100.00 | 12/15/2012 1:28:17 PM |
| MakeItPour | $25.00 | 12/15/2012 12:55:07 PM |
| roxon | $25.00 | 12/15/2012 12:59:54 PM |
| mikrolown | $25.00 | 12/15/2012 1:01:53 PM |
| income-rocker2 | $50.00 | 12/15/2012 12:17:23 PM |
| restless-currency | $40.00 | 12/15/2012 1:03:29 PM |
| revolutionary082 | $27.27 | 12/15/2012 1:05:27 PM |
| wizard750 | $28.00 | 12/15/2012 1:08:25 PM |
| villagers | $50.00 | 12/15/2012 1:11:00 PM |
| RevREB | $25.00 | 12/15/2012 12:28:20 PM |
| unassuming-note | $25.00 | 12/15/2012 1:11:59 PM |
| svandgts | $25.00 | 12/15/2012 12:30:23 PM |
| interstellar | $75.00 | 12/15/2012 1:14:41 PM |
| 792FICO | $25.00 | 12/15/2012 12:33:15 PM |
| delicious-cash | $50.00 | 12/15/2012 1:17:13 PM |
| hope-gadget | $25.00 | 12/15/2012 12:34:34 PM |
| blaaah | $25.00 | 12/15/2012 12:38:12 PM |
| hard-working-loot | $50.00 | 12/15/2012 1:23:55 PM |
| peace-fixer8 | $25.00 | 12/15/2012 1:24:21 PM |
| giggling_DB | $25.00 | 12/15/2012 1:29:57 PM |
| structure9 | $25.00 | 12/15/2012 1:30:45 PM |
| financial-frenzy | $50.00 | 12/15/2012 12:48:17 PM |
| new-gold-wrangler | $1,000.00 | 12/15/2012 12:49:20 PM |
| PhalanxBulldog | $25.00 | 12/15/2012 12:59:39 PM |
| extraordinary-interest1 | $50.00 | 12/15/2012 1:03:32 PM |
| managedfund | $1,333.00 | 12/15/2012 1:04:30 PM |
| proper-exchange8 | $50.00 | 12/15/2012 1:05:46 PM |
| fantastic-bazaar2 | $38.00 | 12/15/2012 1:09:02 PM |
| nickel-alien | $26.00 | 12/15/2012 1:09:38 PM |
| finance-assembler | $50.00 | 12/15/2012 1:14:37 PM |
| smoothmoniker | $25.00 | 12/15/2012 1:15:15 PM |
| nimble-revenue5 | $11.37 | 12/15/2012 1:31:25 PM |
| 241 Investments
|
Borrower Payment Dependent Notes Series
682264
This series of Notes was issued and sold upon the funding of the borrower loan #79528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $252.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,343 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-baton7 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.. pay off credit card debt totalling $370.00 a month in credit card monthly payments.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time way before the due date and have never been late any month on any of these cards that i have been paying $370.00 a month for a couple of years. This will reduce my monthly totals to credit card providers by $100.00 or so a month. I have no rent or mortgage and just paid off my car in three years. My monthly bills including this credit card debt and living costs average around 1,000-1,050 monthly. I also have about $8,000 in available saved cash.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| themoneydoctor | $57.59 | 12/4/2012 9:20:41 AM |
| Zolton | $300.00 | 12/4/2012 9:44:01 AM |
| gravbox | $25.00 | 12/4/2012 11:29:10 AM |
| CreditBuilder2 | $25.01 | 12/4/2012 11:04:00 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:56 PM |
| deal-vibrato | $25.00 | 12/7/2012 6:14:49 PM |
| SBT | $25.00 | 12/7/2012 6:19:29 PM |
| dunkard13 | $88.00 | 12/7/2012 6:22:16 PM |
| indomitable-coin | $25.00 | 12/7/2012 6:44:45 PM |
| yield-voyager8 | $25.00 | 12/7/2012 7:29:35 PM |
| franzzua | $25.00 | 12/8/2012 12:12:23 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:46 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:09 PM |
| money-atizer | $25.00 | 12/10/2012 11:58:49 AM |
| Senechal | $25.00 | 12/11/2012 4:56:02 AM |
| adaboy65 | $100.00 | 12/11/2012 5:24:58 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:32 PM |
| djh47a | $25.00 | 12/12/2012 1:14:40 PM |
| entertaining-revenue4 | $50.00 | 12/13/2012 9:26:01 AM |
| anacent | $25.00 | 12/13/2012 10:26:37 PM |
| sprinter | $50.00 | 12/14/2012 10:07:33 AM |
| BobRand | $50.00 | 12/15/2012 6:20:59 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:29 AM |
| compoundinterest | $25.00 | 12/15/2012 12:26:01 PM |
| riskreward | $60.00 | 12/15/2012 11:26:37 AM |
| ready-vigilance3 | $25.00 | 12/15/2012 2:17:13 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:01:47 PM |
| Oakland | $50.00 | 12/16/2012 11:17:39 AM |
| a-restless-dollar | $32.29 | 12/16/2012 10:47:47 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:08 AM |
| Tylerh | $250.00 | 12/17/2012 5:13:01 PM |
| enthralling-investment | $25.00 | 12/17/2012 5:14:35 PM |
| MoonMama | $25.00 | 12/17/2012 5:21:48 PM |
| IP | $25.00 | 12/17/2012 5:27:40 PM |
| KimJongWill | $25.00 | 12/17/2012 5:29:25 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:02 PM |
| deegeeman | $25.00 | 12/17/2012 5:34:39 PM |
| krisran | $50.00 | 12/17/2012 5:50:29 PM |
| paymentologist | $28.00 | 12/17/2012 5:55:47 PM |
| the-bid-sorcerer | $50.00 | 12/17/2012 6:05:23 PM |
| 6moonbeams | $50.00 | 12/17/2012 6:12:23 PM |
| iolaire | $25.00 | 12/17/2012 5:08:16 PM |
| dinero-speaker | $25.00 | 12/17/2012 6:17:15 PM |
| scholarly-liberty3 | $25.00 | 12/17/2012 6:21:58 PM |
| intuitive-benefit3 | $100.00 | 12/17/2012 5:13:24 PM |
| kingryan | $250.00 | 12/17/2012 5:22:25 PM |
| platinum-sorcerer6 | $31.00 | 12/17/2012 6:54:30 PM |
| ColoradoBanker | $50.00 | 12/17/2012 5:25:32 PM |
| rbgnr111 | $25.00 | 12/17/2012 7:22:05 PM |
| innocent-income4 | $25.00 | 12/17/2012 5:30:01 PM |
| rate-mogul | $50.00 | 12/17/2012 5:32:23 PM |
| Kame | $25.00 | 12/17/2012 5:39:30 PM |
| euro-broadcaster | $25.00 | 12/17/2012 8:46:30 PM |
| digitialblue | $250.00 | 12/17/2012 8:48:19 PM |
| point653 | $25.00 | 12/17/2012 5:41:44 PM |
| onecooldrink | $25.00 | 12/17/2012 10:34:37 PM |
| Bzbee | $50.00 | 12/18/2012 2:49:56 AM |
| brightest-benjamins-onator | $29.78 | 12/18/2012 3:25:31 AM |
| important-gold5 | $25.00 | 12/17/2012 5:55:40 PM |
| elog238 | $25.00 | 12/18/2012 4:50:45 AM |
| new-dignified-dinero | $400.00 | 12/17/2012 5:15:52 PM |
| narblark | $26.00 | 12/17/2012 6:18:46 PM |
| hopethisworks | $25.00 | 12/17/2012 6:34:17 PM |
| mvalley | $25.00 | 12/17/2012 5:35:26 PM |
| progressive-economy261 | $400.00 | 12/17/2012 5:37:02 PM |
| tender-integrity3 | $100.00 | 12/17/2012 5:39:48 PM |
| arckinteractive | $50.00 | 12/17/2012 7:10:33 PM |
| Worldskiboy | $50.00 | 12/17/2012 5:55:24 PM |
| resolute-basis9 | $25.00 | 12/17/2012 5:58:33 PM |
| a-rupee-chemistry | $25.00 | 12/17/2012 6:01:46 PM |
| wilchik | $30.00 | 12/17/2012 8:11:07 PM |
| WorkingTA | $25.00 | 12/17/2012 8:57:04 PM |
| meoates1 | $25.00 | 12/17/2012 6:13:48 PM |
| SonicSCF | $50.72 | 12/17/2012 9:50:43 PM |
| magical-credit523 | $25.00 | 12/17/2012 6:18:20 PM |
| MrBojangles01 | $50.00 | 12/18/2012 4:44:20 AM |
| c4shmunne | $26.00 | 12/17/2012 6:31:26 PM |
| larrybird | $821.00 | 12/17/2012 6:32:11 PM |
| zebra7 | $27.00 | 12/17/2012 6:54:11 PM |
| resource777 | $50.00 | 12/17/2012 6:58:15 PM |
| Dave0 | $25.00 | 12/17/2012 7:00:21 PM |
| Montgomery-Burns | $25.00 | 12/17/2012 7:51:40 PM |
| OgOman | $25.00 | 12/17/2012 7:53:13 PM |
| sophisticated-duty414 | $26.83 | 12/17/2012 8:17:23 PM |
| orange-dedication-maple | $25.00 | 12/17/2012 11:04:11 PM |
| One_Lolo | $25.00 | 12/18/2012 12:32:45 AM |
| glenium | $25.00 | 12/18/2012 3:09:14 AM |
| windguy | $50.00 | 12/4/2012 5:37:01 PM |
| wetlands | $200.00 | 12/4/2012 5:32:06 PM |
| bazaar-tulip | $25.00 | 12/4/2012 6:18:48 PM |
| courteous-trade229 | $25.00 | 12/5/2012 8:10:19 AM |
| loot-prescription3 | $25.00 | 12/7/2012 5:14:53 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:31 PM |
| patriot897 | $25.00 | 12/7/2012 6:22:39 PM |
| supersarah61 | $25.00 | 12/8/2012 4:14:32 PM |
| syracuserei | $50.00 | 12/9/2012 6:28:22 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:29 AM |
| UT-Longhorn | $50.00 | 12/11/2012 9:50:48 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:48 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:27 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:51 AM |
| astute-benjamins | $25.00 | 12/12/2012 11:28:28 AM |
| balance-force | $28.00 | 12/12/2012 1:52:45 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:27 PM |
| Avicell | $25.00 | 12/13/2012 6:21:24 PM |
| elasermd | $100.00 | 12/13/2012 6:27:36 PM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:36 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:18 PM |
| dunox | $75.00 | 12/15/2012 10:59:39 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:06 PM |
| Proactive-Financial-Lending | $25.00 | 12/15/2012 1:00:17 PM |
| sturzstrom | $25.00 | 12/15/2012 6:05:19 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:13 AM |
| KaChingInvestments | $25.00 | 12/16/2012 5:32:11 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:44 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:12:08 PM |
| jrbill1998 | $50.00 | 12/17/2012 5:14:45 PM |
| mindful-generosity1 | $50.00 | 12/17/2012 5:17:48 PM |
| chief64 | $200.00 | 12/17/2012 5:18:47 PM |
| Bendistraw | $25.00 | 12/17/2012 5:19:19 PM |
| kegs | $200.00 | 12/17/2012 1:39:41 PM |
| famous-ore2 | $34.00 | 12/17/2012 5:25:55 PM |
| mtp | $99.00 | 12/17/2012 5:30:03 PM |
| MadHun | $200.00 | 12/17/2012 5:31:26 PM |
| Breakfast_Gypsy | $25.00 | 12/17/2012 5:32:13 PM |
| point-oyster5 | $25.00 | 12/17/2012 5:34:47 PM |
| market-assembler | $50.00 | 12/17/2012 5:39:05 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:12 PM |
| DadWarbucks | $25.00 | 12/17/2012 5:48:49 PM |
| Trigirl23 | $25.00 | 12/17/2012 5:50:11 PM |
| HamachiMan | $50.00 | 12/17/2012 5:05:27 PM |
| ready-justice7 | $50.00 | 12/17/2012 6:07:42 PM |
| Herluftrolle | $25.00 | 12/17/2012 6:12:18 PM |
| MorleyTwirl | $100.00 | 12/17/2012 6:16:25 PM |
| jdrez | $25.00 | 12/17/2012 12:16:01 PM |
| rcm87 | $50.00 | 12/17/2012 5:09:32 PM |
| transparency-baton | $25.00 | 12/17/2012 5:16:00 PM |
| a-unflappable-finance | $100.00 | 12/17/2012 6:36:37 PM |
| authentic-liberty7 | $25.00 | 12/17/2012 6:42:01 PM |
| bowdish1 | $46.00 | 12/17/2012 6:44:36 PM |
| loyalty-sherpa | $25.00 | 12/17/2012 5:30:21 PM |
| serene-truth2 | $90.00 | 12/17/2012 5:34:58 PM |
| kindness-fox8 | $50.00 | 12/17/2012 8:04:58 PM |
| sildoc | $25.00 | 12/17/2012 5:36:15 PM |
| carolinalending | $25.00 | 12/17/2012 5:40:06 PM |
| figs4u2 | $100.00 | 12/17/2012 5:46:24 PM |
| cocopuffs | $25.00 | 12/18/2012 1:24:21 AM |
| capital-magician561 | $25.00 | 12/18/2012 2:08:00 AM |
| resolute-felicity353 | $25.00 | 12/17/2012 6:01:02 PM |
| Aimvest | $25.00 | 12/17/2012 6:09:40 PM |
| payout-harmony4 | $75.00 | 12/17/2012 6:15:49 PM |
| heyokafinancial | $25.00 | 12/17/2012 6:16:33 PM |
| oracle3 | $50.00 | 12/17/2012 6:25:10 PM |
| pennybypenny | $25.00 | 12/17/2012 6:28:56 PM |
| minista | $25.00 | 12/17/2012 6:30:15 PM |
| LeReve | $96.00 | 12/17/2012 5:31:21 PM |
| Jalebi | $25.00 | 12/17/2012 6:34:41 PM |
| IL2R2010 | $25.00 | 12/17/2012 5:35:22 PM |
| Clambake | $25.00 | 12/17/2012 5:36:40 PM |
| american6 | $50.00 | 12/17/2012 5:39:45 PM |
| dignified-finance | $25.00 | 12/17/2012 6:48:20 PM |
| lDewey | $25.00 | 12/17/2012 5:46:09 PM |
| kchen486 | $50.00 | 12/17/2012 5:48:25 PM |
| adventurer447 | $300.00 | 12/17/2012 5:51:44 PM |
| dionysus03 | $32.00 | 12/17/2012 5:52:14 PM |
| newest-note-journey | $25.00 | 12/17/2012 5:53:21 PM |
| Pizza-man | $43.00 | 12/17/2012 5:54:07 PM |
| tenacious-peace954 | $41.00 | 12/17/2012 5:58:00 PM |
| hopheadmike | $40.00 | 12/17/2012 7:52:29 PM |
| mike40 | $25.00 | 12/17/2012 6:00:42 PM |
| unassuming-p2ploan774 | $40.00 | 12/17/2012 6:07:30 PM |
| transparent-note0 | $25.00 | 12/17/2012 8:55:10 PM |
| bobycat | $25.00 | 12/17/2012 10:08:43 PM |
| BK2SEA | $25.00 | 12/17/2012 6:26:46 PM |
| valiant-pound8 | $141.78 | 12/18/2012 5:23:47 AM |
| friendly-gold | $25.00 | 12/17/2012 6:36:33 PM |
| courteous-wealth6 | $49.00 | 12/17/2012 6:39:45 PM |
| AFairDeal | $25.00 | 12/17/2012 6:40:28 PM |
| trying2survive2 | $25.00 | 12/17/2012 9:33:46 PM |
| EnergyEngr | $25.00 | 12/17/2012 10:46:52 PM |
| moose-capital-funding | $25.00 | 12/18/2012 3:56:38 AM |
| 181 Investments
|
Borrower Payment Dependent Notes Series
682334
This series of Notes was issued and sold upon the funding of the borrower loan #79218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 76% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,033 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-disk0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off debt, i will then be debt free except for this loan and my law school loan
My financial situation:
I am a good candidate for this loan because...I have a full time job at a large University, I have worked there for five years, I have a law degree and will continue to advance in my job. I pay my bills on time and plan to pay off my loan as quickly as possible.
Monthly net income: $2000
Monthly expenses: $1400
Housing: $0
Insurance: $100
Car expenses: $120 this is for gas only, I own my own car
Utilities: $80
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:10 PM |
| bowdish1 | $25.00 | 12/6/2012 6:09:50 PM |
| daw1878 | $25.00 | 12/6/2012 5:47:46 PM |
| wise-charming-reward | $400.00 | 12/7/2012 8:43:19 AM |
| Nipper99 | $100.00 | 12/7/2012 8:58:41 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:14:50 AM |
| deal-selector5 | $25.00 | 12/7/2012 5:30:26 PM |
| repayment-pagoda8 | $100.00 | 12/7/2012 5:46:05 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:43 PM |
| JeremyLinFan | $30.00 | 12/7/2012 7:00:14 PM |
| availableloan | $25.00 | 12/8/2012 12:03:51 PM |
| thehousewife | $25.00 | 12/8/2012 8:15:59 AM |
| rokman | $60.00 | 12/8/2012 1:05:54 PM |
| radforj22 | $25.00 | 12/8/2012 7:57:13 PM |
| pro-fl | $30.00 | 12/9/2012 5:03:31 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:50 AM |
| quickstep | $151.00 | 12/10/2012 3:05:49 PM |
| Spinache | $100.00 | 12/10/2012 11:27:08 AM |
| wwwUniversal | $25.00 | 12/10/2012 5:45:34 PM |
| top-moola-vinyl | $25.00 | 12/10/2012 5:29:05 PM |
| rmachi | $25.00 | 12/10/2012 6:10:09 PM |
| Aceangel | $50.00 | 12/11/2012 12:18:07 AM |
| carlosjb | $44.92 | 12/11/2012 12:32:34 AM |
| keichi03 | $25.00 | 12/11/2012 4:26:19 AM |
| singletrck | $25.00 | 12/11/2012 5:22:07 AM |
| agbullet55443 | $100.00 | 12/10/2012 9:27:43 PM |
| octoberfresh | $25.00 | 12/11/2012 6:49:03 AM |
| Leshan | $50.00 | 12/11/2012 7:24:09 AM |
| magnificent-marketplace3 | $178.90 | 12/11/2012 7:33:11 AM |
| SecondChanceLendingSERV | $2.76 | 12/11/2012 7:40:32 AM |
| decisive-income7 | $1,000.00 | 12/10/2012 7:47:51 AM |
| payout-motivator0 | $50.00 | 12/6/2012 6:18:58 PM |
| engaging-worth | $25.00 | 12/6/2012 5:48:19 PM |
| vivid-p2ploan1 | $25.00 | 12/6/2012 6:42:05 PM |
| bullwink27 | $25.00 | 12/7/2012 4:43:48 AM |
| money-hercules4 | $100.00 | 12/6/2012 10:04:02 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:16 AM |
| Winged_Inspirations | $25.00 | 12/7/2012 11:31:24 AM |
| oregonusa | $25.00 | 12/7/2012 5:19:02 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:39:23 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:38 PM |
| phenomenal-rate1 | $500.00 | 12/7/2012 5:44:06 PM |
| jazz619 | $25.00 | 12/8/2012 1:06:34 PM |
| syracuserei | $50.00 | 12/9/2012 6:10:42 AM |
| simplelender80 | $100.00 | 12/9/2012 1:51:51 PM |
| listing-flower2 | $100.00 | 12/9/2012 8:53:15 PM |
| ethical-truth211 | $100.00 | 12/10/2012 9:52:59 AM |
| helping-out | $50.00 | 12/10/2012 4:23:46 PM |
| wise-nourishing-leverage | $25.00 | 12/10/2012 5:20:07 PM |
| wise-deal-panda | $100.00 | 12/10/2012 6:34:02 PM |
| yield-enlistment | $50.00 | 12/10/2012 8:23:28 PM |
| smart-kindness8 | $25.00 | 12/10/2012 7:00:17 PM |
| young_investor112 | $25.00 | 12/10/2012 10:33:32 PM |
| idol78 | $25.00 | 12/10/2012 8:10:22 PM |
| kendigme | $25.96 | 12/11/2012 2:31:30 AM |
| Digs | $25.00 | 12/11/2012 6:09:38 AM |
| Boegy3 | $26.46 | 12/10/2012 10:28:23 PM |
| EclipseDirect | $25.00 | 12/10/2012 8:55:26 PM |
| caring-diversification647 | $25.00 | 12/10/2012 9:23:17 PM |
| Molson Bank & Trust | $50.00 | 12/11/2012 6:39:25 AM |
| md1207 | $25.00 | 12/10/2012 11:17:42 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
682340
This series of Notes was issued and sold upon the funding of the borrower loan #79519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,169 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| starter294 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 12/5/2012 6:13:33 PM |
| Nco | $100.00 | 12/5/2012 5:18:18 PM |
| CreditBuilder2 | $25.03 | 12/5/2012 8:10:20 PM |
| toblerone | $25.00 | 12/5/2012 7:54:43 PM |
| Rogelio48 | $25.00 | 12/6/2012 7:26:29 AM |
| 6_kids_college_fund | $25.00 | 12/6/2012 10:46:17 AM |
| Tscheddar | $25.00 | 12/6/2012 10:52:28 AM |
| asset-professor | $35.00 | 12/6/2012 10:41:59 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:21 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:39:15 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:56 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:35 AM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:57 PM |
| Gladglide | $25.00 | 12/13/2012 9:47:33 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:50 AM |
| desertoasis | $25.00 | 12/15/2012 7:31:13 PM |
| pennybypenny | $25.00 | 12/16/2012 9:37:24 PM |
| ethical-truth211 | $100.00 | 12/16/2012 6:50:34 AM |
| PFTLender | $25.00 | 12/17/2012 10:16:24 AM |
| alexander-hamilton | $50.00 | 12/17/2012 10:35:54 AM |
| J1mS | $119.90 | 12/17/2012 1:03:24 PM |
| fuzed | $50.00 | 12/17/2012 2:49:26 PM |
| toomanyfishtanks | $50.00 | 12/17/2012 3:47:45 PM |
| E-2 | $100.00 | 12/17/2012 5:09:38 PM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 9:58:41 AM |
| loyalty-dragster7 | $73.00 | 12/17/2012 5:26:44 PM |
| vigorous-velocity | $28.00 | 12/17/2012 5:12:59 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:06:01 PM |
| JGENERAL | $25.00 | 12/17/2012 5:20:44 PM |
| vutah | $25.00 | 12/5/2012 6:53:55 PM |
| greencat | $50.00 | 12/6/2012 8:37:13 AM |
| responsible-worth113 | $30.00 | 12/6/2012 1:39:20 PM |
| ultimate-peace | $25.00 | 12/6/2012 5:44:31 PM |
| LuvToLend | $25.00 | 12/6/2012 6:32:06 PM |
| benevolent-loot5 | $200.00 | 12/7/2012 9:17:32 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:13 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:08 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:32 PM |
| Risk4Reward | $25.00 | 12/9/2012 6:46:26 PM |
| Investor_DP | $100.00 | 12/11/2012 9:52:23 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:33 AM |
| cr8on | $30.00 | 12/11/2012 5:09:25 PM |
| Edakers | $25.00 | 12/11/2012 1:49:55 PM |
| roux | $25.00 | 12/12/2012 11:00:37 AM |
| djh47a | $25.00 | 12/12/2012 1:23:11 PM |
| blueshound | $25.00 | 12/12/2012 9:11:42 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:24 PM |
| new-start18100 | $25.00 | 12/13/2012 6:19:38 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:29:40 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:06 AM |
| bizlending | $500.00 | 12/15/2012 8:13:26 AM |
| bizlending | $250.00 | 12/15/2012 8:22:38 AM |
| IIP77 | $25.00 | 12/15/2012 2:08:40 PM |
| sentimental-economy486 | $25.00 | 12/16/2012 4:49:26 PM |
| 08bob | $25.00 | 12/17/2012 1:46:38 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:17 AM |
| courteous-platinum7 | $25.00 | 12/17/2012 7:55:21 AM |
| gain-expert | $35.00 | 12/17/2012 12:43:11 PM |
| social-heart | $25.00 | 12/17/2012 10:02:22 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:57 AM |
| philanthroful | $25.00 | 12/17/2012 10:08:35 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:42 AM |
| kegs | $200.00 | 12/17/2012 1:39:45 PM |
| versatile-dime442 | $250.00 | 12/17/2012 5:25:28 PM |
| careful-vigilance4 | $25.00 | 12/17/2012 9:58:49 AM |
| social-cocktail1 | $133.00 | 12/17/2012 5:32:01 PM |
| Bob450 | $25.00 | 12/17/2012 3:27:02 PM |
| subtle-bill727 | $25.00 | 12/17/2012 10:35:09 AM |
| keen-economy6 | $25.00 | 12/17/2012 5:17:39 PM |
| KB-IRA | $39.00 | 12/17/2012 5:21:00 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:17 PM |
| seeyouontv | $37.07 | 12/17/2012 6:26:35 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
682364
This series of Notes was issued and sold upon the funding of the borrower loan #79089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $239.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,196 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wolf221 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation to consolidate all of my credit card debt into one monthly payment at lower cost.This loan will be used to... Pay down existing credit card debt with a lower interest over the 5 year term. My financial situation: I have been with my current employer for close to 9 years and have never been late paying any credit cards, student loans or other personal loans. Monthly net income: $4,126Monthly expenses: see belowHousing: $1200 for mortgageInsurance: $110 per month, life insurance polices $80 & $55Car expenses: $533 per month (19 payments left)Utilities: paid by other family memberPhone, $100 per monthCable, internet: paid by other family memberFood, entertainment: $200 per month Clothing, household expenses: $100 per monthCredit cards and other loans: Existing Payments: $188 & $128 (payment plan) 4 cards in the amount of $132, $125, $35, & $25 to be paid off with this loan. Other expenses: Gas $100 per month, Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/10/2012 5:07:20 PM |
| Abece | $123.00 | 12/10/2012 5:44:46 PM |
| cash-mad-scientist3 | $25.00 | 12/10/2012 5:20:13 PM |
| RGlad | $100.00 | 12/10/2012 6:08:27 PM |
| Sweaty-Butt-Crack | $35.00 | 12/10/2012 6:18:00 PM |
| creditjunky | $125.00 | 12/10/2012 8:17:46 PM |
| janeybooboo | $51.04 | 12/10/2012 5:59:53 PM |
| Onlyhappycustomers | $25.00 | 12/10/2012 6:06:05 PM |
| jubilant-capital1 | $25.00 | 12/10/2012 7:47:22 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:10:51 PM |
| MonopolyDred | $25.00 | 12/11/2012 5:31:36 AM |
| glimmering-liberty616 | $25.00 | 12/10/2012 8:19:44 PM |
| Interloper | $25.00 | 12/11/2012 9:24:06 AM |
| natural-worth9 | $500.00 | 12/11/2012 7:29:50 AM |
| Abece | $127.00 | 12/11/2012 10:21:50 AM |
| bonus-seahorse | $123.54 | 12/11/2012 5:18:13 PM |
| payment-halo | $25.00 | 12/11/2012 7:58:55 PM |
| windguy | $50.00 | 12/11/2012 5:55:24 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:23 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:52 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:53 PM |
| trumpeter391 | $100.00 | 12/12/2012 1:20:35 PM |
| money-atizer | $25.00 | 12/12/2012 5:52:56 PM |
| brightest-trade-breeze | $25.00 | 12/12/2012 6:47:35 PM |
| njlw226 | $25.00 | 12/12/2012 6:22:57 PM |
| loot-prescription3 | $25.00 | 12/12/2012 5:50:56 PM |
| patriot897 | $25.00 | 12/13/2012 10:15:22 AM |
| yield-voyager8 | $25.00 | 12/13/2012 11:18:03 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:54 PM |
| PrimeFunding | $25.00 | 12/13/2012 11:07:06 AM |
| vivacious-fund2 | $25.00 | 12/13/2012 12:53:22 PM |
| economy-huckleberry0 | $25.00 | 12/13/2012 6:44:48 PM |
| octoberfresh | $25.00 | 12/13/2012 2:13:22 PM |
| godspeed237 | $50.00 | 12/13/2012 7:54:04 PM |
| gold-seahorse | $25.00 | 12/14/2012 12:57:30 AM |
| aprivatelender | $25.00 | 12/13/2012 10:33:29 PM |
| elasermd | $50.00 | 12/13/2012 6:51:33 PM |
| jstnow | $25.00 | 12/14/2012 3:09:12 PM |
| first-graceful-contract | $25.00 | 12/14/2012 6:02:52 PM |
| reaction18 | $25.02 | 12/15/2012 5:19:24 AM |
| RedmondMan | $25.00 | 12/15/2012 6:53:33 AM |
| hope-hickory8 | $25.00 | 12/15/2012 8:29:39 AM |
| Boca | $25.00 | 12/14/2012 8:01:39 PM |
| prudent-deal662 | $25.00 | 12/14/2012 5:39:33 PM |
| Bob450 | $30.00 | 12/15/2012 9:45:14 AM |
| green-loyalty-web | $25.00 | 12/14/2012 5:50:48 PM |
| joe_matadatz | $25.00 | 12/15/2012 10:36:28 AM |
| glimmering-liberty616 | $25.00 | 12/15/2012 7:24:47 AM |
| keen-credit6 | $25.00 | 12/15/2012 8:32:58 AM |
| heerzaquestion | $75.00 | 12/15/2012 11:12:20 AM |
| napmanger | $50.00 | 12/15/2012 10:47:35 AM |
| Maximum_Investment | $25.00 | 12/15/2012 8:44:03 AM |
| fund-tom-tom6 | $25.00 | 12/15/2012 11:19:21 AM |
| momoney2lend | $25.00 | 12/15/2012 11:30:18 AM |
| cerebral-dollar773 | $25.00 | 12/15/2012 11:41:10 AM |
| LD4LIFE | $88.64 | 12/15/2012 10:55:13 AM |
| yield-museum | $30.00 | 12/15/2012 10:56:11 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:35 AM |
| charming-exchange7 | $25.00 | 12/15/2012 12:08:49 PM |
| Astyanax | $45.00 | 12/15/2012 1:08:26 PM |
| Gordon_Gekko1 | $35.00 | 12/15/2012 1:12:17 PM |
| Centaur | $25.00 | 12/15/2012 1:55:43 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:44 PM |
| xtrabuck | $100.00 | 12/15/2012 2:22:03 PM |
| Dan7 | $200.00 | 12/15/2012 2:41:14 PM |
| the-silver-blaster | $75.00 | 12/15/2012 1:55:53 PM |
| objective-investor | $41.00 | 12/15/2012 1:13:37 PM |
| All_Wins | $33.23 | 12/15/2012 4:35:41 PM |
| well-mannered-income3 | $58.84 | 12/15/2012 5:13:28 PM |
| Cromag | $25.00 | 12/15/2012 1:38:30 PM |
| hopeful-silver5 | $31.84 | 12/15/2012 3:02:26 PM |
| cash-spinner | $25.00 | 12/15/2012 3:05:23 PM |
| greenback-loyalist8 | $25.84 | 12/15/2012 3:28:14 PM |
| PandB | $25.00 | 12/15/2012 3:43:44 PM |
| phathoe02 | $25.00 | 12/15/2012 3:50:12 PM |
| value-travels | $25.00 | 12/15/2012 4:04:21 PM |
| Froggy246 | $25.00 | 12/15/2012 4:21:58 PM |
| Roundhouse | $150.00 | 12/15/2012 4:36:03 PM |
| natural-affluence6 | $25.00 | 12/11/2012 9:03:04 AM |
| engaging-worth | $25.00 | 12/10/2012 6:12:11 PM |
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:08 PM |
| marketplace-singularity3 | $25.00 | 12/10/2012 5:09:35 PM |
| corndog4000 | $30.00 | 12/10/2012 6:45:53 PM |
| wildanne | $50.00 | 12/10/2012 7:05:06 PM |
| gravbox | $25.00 | 12/10/2012 6:38:42 PM |
| 113121 | $27.00 | 12/10/2012 6:59:48 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:49 PM |
| availableloan | $25.00 | 12/10/2012 7:09:30 PM |
| commerce-venture1 | $25.00 | 12/11/2012 9:14:43 AM |
| commerce-venture1 | $25.00 | 12/11/2012 9:15:05 AM |
| calbertrand | $25.00 | 12/11/2012 11:20:32 AM |
| leodaguy | $100.00 | 12/11/2012 11:22:17 AM |
| Abece | $100.00 | 12/11/2012 7:50:45 PM |
| helpful-fund7 | $38.53 | 12/12/2012 5:23:15 AM |
| Wordsmth | $25.00 | 12/12/2012 10:50:34 AM |
| Abece | $50.00 | 12/12/2012 12:05:26 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:38 PM |
| Faithful-Steward12 | $31.52 | 12/12/2012 1:06:44 PM |
| yield-deployment5 | $25.00 | 12/12/2012 1:57:32 PM |
| axl163 | $25.00 | 12/12/2012 2:14:21 PM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:06:43 AM |
| Abece | $75.00 | 12/12/2012 7:40:09 PM |
| deal-vibrato | $25.00 | 12/12/2012 5:56:06 PM |
| EthanColeInvestingGroup | $50.00 | 12/13/2012 12:23:16 AM |
| nevee | $25.00 | 12/12/2012 6:48:43 PM |
| Sagamore | $250.00 | 12/12/2012 8:03:28 PM |
| nex | $25.00 | 12/13/2012 10:42:46 AM |
| ell25 | $25.00 | 12/13/2012 9:46:53 AM |
| passivesf | $35.00 | 12/13/2012 11:59:06 AM |
| SBT | $25.00 | 12/13/2012 10:04:16 AM |
| Avicell | $25.00 | 12/13/2012 6:21:50 PM |
| wetlands | $200.00 | 12/13/2012 12:26:41 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:46 PM |
| moneylender25 | $25.00 | 12/13/2012 5:13:59 PM |
| Obiwan_Kanobi | $25.03 | 12/14/2012 9:10:27 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:14 AM |
| crown-year | $1,000.00 | 12/14/2012 12:59:34 PM |
| sprinter | $50.00 | 12/14/2012 10:07:54 AM |
| gjm6d | $25.00 | 12/14/2012 5:40:48 PM |
| kalamari | $30.00 | 12/14/2012 6:14:46 PM |
| kentmolyneaux | $44.78 | 12/14/2012 5:01:24 PM |
| astute-benjamins | $25.00 | 12/15/2012 7:50:20 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:21:51 AM |
| blue-lucrative-rate | $100.00 | 12/15/2012 8:58:54 AM |
| Rulea72 | $25.00 | 12/15/2012 9:50:35 AM |
| devoider | $25.00 | 12/15/2012 10:29:21 AM |
| affluence-microscope2 | $40.00 | 12/15/2012 10:47:50 AM |
| cxl9 | $100.00 | 12/15/2012 8:37:49 AM |
| friendinmoney | $35.00 | 12/14/2012 7:08:07 PM |
| radiant-dollar9 | $43.00 | 12/15/2012 11:18:11 AM |
| ChoiceInvestments | $27.55 | 12/14/2012 11:12:49 PM |
| ethical-truth211 | $500.00 | 12/15/2012 10:10:11 AM |
| NoCal | $50.00 | 12/15/2012 12:37:24 PM |
| JC_12 | $100.00 | 12/15/2012 12:30:17 PM |
| equitable-capital758 | $750.00 | 12/15/2012 12:35:08 PM |
| silver-buckeye | $25.00 | 12/15/2012 11:49:01 AM |
| compatible-deal9 | $50.00 | 12/15/2012 12:50:03 PM |
| Sanford-N-Sons | $25.00 | 12/15/2012 1:05:05 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:54 PM |
| durability-seahorse7 | $50.00 | 12/15/2012 4:58:53 PM |
| loot-heart | $25.00 | 12/15/2012 1:31:43 PM |
| cash-spinner | $25.00 | 12/15/2012 3:05:00 PM |
| quickstep | $150.00 | 12/15/2012 1:57:01 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:18 PM |
| hitsman | $50.00 | 12/15/2012 2:09:10 PM |
| best-bonafide-p2p | $25.00 | 12/15/2012 2:20:19 PM |
| platinum-czar | $33.59 | 12/15/2012 3:26:38 PM |
| MoBucks | $75.00 | 12/15/2012 4:46:05 PM |
| paradigm_shift | $100.00 | 12/15/2012 5:11:29 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
682368
This series of Notes was issued and sold upon the funding of the borrower loan #79239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,174.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $457.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1980 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,875 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-triumphant-compassion |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-genome84 | $250.00 | 12/5/2012 5:12:45 PM |
| deal-selector5 | $25.00 | 12/5/2012 5:31:04 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:33 PM |
| Money__Tree | $200.00 | 12/5/2012 5:37:03 PM |
| jiftostada | $25.00 | 12/5/2012 6:31:37 PM |
| aquariano2 | $25.00 | 12/6/2012 8:41:30 AM |
| asset-professor | $35.00 | 12/7/2012 10:58:03 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:51 AM |
| kenji4861 | $25.00 | 12/11/2012 9:36:05 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:34 AM |
| reaction18 | $50.00 | 12/13/2012 7:05:56 PM |
| justreturns | $25.00 | 12/14/2012 9:58:59 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:16 PM |
| loan-fate | $50.00 | 12/14/2012 5:52:15 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:35 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:44 AM |
| PFTLender | $25.00 | 12/15/2012 1:02:22 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:09:22 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:30 PM |
| deal-galleon | $25.00 | 12/17/2012 7:19:08 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:17 PM |
| 1NiceLender | $25.00 | 12/17/2012 2:46:30 PM |
| careful-vigilance4 | $25.00 | 12/17/2012 5:32:47 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 8:41:41 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:12 AM |
| pierrelasvegas | $25.00 | 12/18/2012 5:33:16 PM |
| pollosquawk | $27.00 | 12/18/2012 5:45:23 PM |
| subtle-bill727 | $25.00 | 12/18/2012 5:49:46 PM |
| Toby1montana | $50.00 | 12/18/2012 5:23:54 PM |
| Curly-Girly | $25.00 | 12/18/2012 2:17:26 PM |
| worldly-gold | $50.00 | 12/18/2012 5:50:21 PM |
| dedicated-transaction796 | $25.00 | 12/18/2012 5:15:19 PM |
| JGENERAL | $25.00 | 12/18/2012 5:31:59 PM |
| NewPairOfShoes | $25.00 | 12/18/2012 6:37:17 PM |
| LeReve | $78.00 | 12/18/2012 5:50:49 PM |
| psteveo | $25.00 | 12/18/2012 5:55:33 PM |
| tsquared_030 | $25.00 | 12/18/2012 7:23:43 PM |
| Whatssofunnybout | $33.00 | 12/18/2012 6:27:02 PM |
| ItsJustMe79 | $25.00 | 12/18/2012 6:31:14 PM |
| Munnie | $50.00 | 12/19/2012 7:01:19 AM |
| desertoasis | $25.00 | 12/18/2012 10:08:31 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:46 PM |
| floridass | $25.00 | 12/19/2012 9:37:32 AM |
| ICHITECH | $25.00 | 12/19/2012 7:55:21 AM |
| life-is-great | $25.00 | 12/19/2012 9:07:46 AM |
| korby524 | $25.00 | 12/19/2012 9:59:50 AM |
| Trondheim_Norway | $100.00 | 12/19/2012 11:05:01 AM |
| tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:46 AM |
| ahalls | $25.00 | 12/19/2012 9:48:55 AM |
| janeybooboo | $75.00 | 12/5/2012 5:27:25 PM |
| octoberfresh | $25.00 | 12/5/2012 5:52:04 PM |
| Dubbs360 | $50.00 | 12/5/2012 5:46:10 PM |
| five-star-note | $25.00 | 12/5/2012 8:16:10 PM |
| thrilling-point2 | $40.00 | 12/6/2012 5:27:24 PM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:54 PM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:53 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:42 PM |
| WalnutCreekguy | $50.00 | 12/6/2012 6:39:29 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:22 PM |
| nevee | $25.00 | 12/7/2012 5:43:35 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:09 PM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:04 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:33 PM |
| open-minded-p2p1 | $25.00 | 12/10/2012 7:18:53 PM |
| authentic-finance194 | $150.00 | 12/11/2012 9:51:25 AM |
| cr8on | $30.00 | 12/12/2012 9:46:41 AM |
| credible-responsibility022 | $25.00 | 12/12/2012 10:06:54 AM |
| vivid-return426 | $25.00 | 12/14/2012 9:56:43 AM |
| Kaj | $25.00 | 12/14/2012 10:08:37 AM |
| ucantbeetit | $25.00 | 12/14/2012 9:30:06 AM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:20 PM |
| PoundSmart | $41.00 | 12/15/2012 11:22:59 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:34 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:54 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:54 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:52 PM |
| Elefunt | $25.00 | 12/17/2012 10:04:45 AM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:45 AM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 9:20:56 AM |
| vigorous-velocity | $49.00 | 12/17/2012 5:12:51 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:42 AM |
| miked8303 | $75.00 | 12/17/2012 5:53:31 PM |
| cognizant-benjamins5 | $25.00 | 12/18/2012 6:00:07 AM |
| Learning2Lend | $25.00 | 12/18/2012 5:20:32 PM |
| Thunderswan | $25.00 | 12/18/2012 5:44:06 PM |
| jiggaman7 | $100.00 | 12/18/2012 5:48:51 PM |
| economy-shrubbery6 | $25.00 | 12/18/2012 6:12:12 PM |
| bartekr | $50.00 | 12/18/2012 6:32:07 PM |
| blue-subtle-integrity | $25.00 | 12/18/2012 5:12:43 PM |
| Canidae | $25.00 | 12/18/2012 5:08:37 PM |
| return-statuette139 | $37.00 | 12/18/2012 5:56:24 PM |
| E-2 | $55.00 | 12/18/2012 5:18:16 PM |
| vibraphone3 | $25.00 | 12/18/2012 6:33:58 PM |
| mikbos | $25.00 | 12/18/2012 6:36:05 PM |
| idastmerchants | $25.00 | 12/18/2012 5:55:07 PM |
| winmals | $25.00 | 12/18/2012 5:59:50 PM |
| professional-vigilance9 | $74.00 | 12/18/2012 6:13:23 PM |
| dignified-coin128 | $25.00 | 12/19/2012 9:40:03 AM |
| Index_Plus | $5,000.00 | 12/19/2012 8:52:58 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:18 AM |
| social-heart | $25.00 | 12/19/2012 9:41:53 AM |
| TumbleWeed88 | $25.00 | 12/19/2012 9:03:57 AM |
| mschoenf | $100.00 | 12/19/2012 9:10:27 AM |
| best-point-pursuit | $50.00 | 12/19/2012 9:11:15 AM |
| Maetryx | $25.00 | 12/19/2012 9:14:14 AM |
| Lamaroni | $25.00 | 12/19/2012 9:49:02 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 11:56:21 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:04 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
682508
This series of Notes was issued and sold upon the funding of the borrower loan #79041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,676 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| handy-coin4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consoldition
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Danjack_Capital | $25.00 | 12/5/2012 5:06:45 PM |
| entertaining-dollar298 | $25.00 | 12/5/2012 5:29:52 PM |
| obduro_1 | $25.00 | 12/5/2012 7:15:19 PM |
| Rogelio48 | $25.00 | 12/6/2012 7:47:40 AM |
| treasure-bliss | $25.00 | 12/6/2012 6:49:50 AM |
| appetizing-loyalty354 | $25.00 | 12/6/2012 10:21:29 AM |
| worthy-bid8 | $100.00 | 12/6/2012 10:28:39 AM |
| Bob450 | $25.00 | 12/6/2012 5:40:18 PM |
| ultimate-peace | $25.00 | 12/6/2012 5:45:06 PM |
| Budro | $25.00 | 12/8/2012 1:54:58 PM |
| magnetic-duty4 | $25.00 | 12/8/2012 4:54:35 PM |
| open-minded-p2p1 | $25.00 | 12/10/2012 7:18:54 PM |
| Sweaty-Butt-Crack | $25.00 | 12/10/2012 6:33:48 PM |
| guild261 | $25.00 | 12/11/2012 7:36:02 AM |
| power-spartan5 | $25.00 | 12/11/2012 10:41:05 AM |
| helpful-deal1 | $25.00 | 12/11/2012 4:02:50 PM |
| Laissez-faire | $25.00 | 12/11/2012 3:17:44 PM |
| stock106 | $25.00 | 12/11/2012 11:22:33 AM |
| tommymtg7 | $25.00 | 12/11/2012 6:08:27 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:24 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 8:16:10 PM |
| ibano | $25.00 | 12/11/2012 8:49:27 PM |
| Moneypenny6 | $25.00 | 12/11/2012 6:31:38 PM |
| euro-mastery | $55.00 | 12/11/2012 7:19:34 PM |
| SecondChanceLendingSERV | $26.58 | 12/11/2012 8:10:22 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:02:38 AM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:36 AM |
| bold-wampum-compadre | $68.00 | 12/12/2012 10:44:39 AM |
| djh47a | $50.00 | 12/12/2012 12:59:07 PM |
| impala6464 | $25.00 | 12/12/2012 11:24:08 PM |
| natural-point1 | $25.00 | 12/13/2012 8:23:36 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:02:08 AM |
| Bank_of_the_Galaxy | $25.00 | 12/13/2012 5:49:25 PM |
| KindCharmingReflective-affluence | $25.00 | 12/13/2012 7:56:32 PM |
| durability-widget3 | $100.00 | 12/14/2012 9:39:58 AM |
| pfh | $25.00 | 12/14/2012 9:41:44 AM |
| SemperFiMarines | $25.00 | 12/14/2012 12:53:10 PM |
| deal-hickory5 | $20.42 | 12/14/2012 5:23:48 PM |
| rate-advocator7 | $250.00 | 12/5/2012 5:17:36 PM |
| deal-selector5 | $25.00 | 12/5/2012 5:31:08 PM |
| foothillender | $25.00 | 12/6/2012 6:23:43 AM |
| market-bearer0 | $25.00 | 12/6/2012 7:42:22 AM |
| let_me_retire | $100.00 | 12/6/2012 1:39:32 PM |
| greencat | $50.00 | 12/7/2012 7:38:07 AM |
| boogienation | $25.00 | 12/8/2012 7:51:06 AM |
| exponential-fairness2 | $25.00 | 12/9/2012 9:35:17 AM |
| LittleMingo | $25.00 | 12/9/2012 2:23:09 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:34 PM |
| EFS | $100.00 | 12/9/2012 2:11:59 PM |
| wildanne | $50.00 | 12/10/2012 9:43:29 AM |
| bid-ace937 | $50.00 | 12/10/2012 6:10:31 PM |
| sturdy-note5 | $25.00 | 12/11/2012 8:04:28 AM |
| blue-unrelenting-rupee | $25.00 | 12/11/2012 9:14:57 AM |
| diplomatic-wealth7 | $25.00 | 12/11/2012 9:19:56 AM |
| heartpounding-note972 | $25.00 | 12/11/2012 9:55:12 AM |
| ethical-truth211 | $250.00 | 12/11/2012 1:51:28 PM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:13 AM |
| Ocean713 | $75.00 | 12/11/2012 12:18:46 PM |
| EL_Papin | $25.00 | 12/11/2012 5:31:09 PM |
| enriched-return057 | $25.00 | 12/11/2012 5:33:17 PM |
| sincere-agreement9 | $25.00 | 12/11/2012 5:39:58 PM |
| dukeiyer | $25.00 | 12/11/2012 5:59:02 PM |
| LuvToLend | $25.00 | 12/12/2012 9:15:17 AM |
| bob450-roth | $25.00 | 12/12/2012 10:45:14 AM |
| gjm6d | $25.00 | 12/12/2012 8:33:43 PM |
| dickfore | $25.00 | 12/12/2012 7:29:53 PM |
| yougottaloveit | $25.00 | 12/13/2012 9:56:18 AM |
| MeggieStardust | $25.00 | 12/14/2012 10:20:45 AM |
| return-rocket9 | $50.00 | 12/14/2012 12:56:42 PM |
| Ben_Graham | $30.00 | 12/14/2012 1:05:44 PM |
| Urban-MBA | $25.00 | 12/14/2012 1:24:43 PM |
| CorsoCapital | $150.00 | 12/14/2012 5:07:00 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
682616
This series of Notes was issued and sold upon the funding of the borrower loan #79703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $146.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
7 | Length of status: | 19y 6m |
|
Amount delinquent:
| $16 |
Total credit lines:
| 23 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,872 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-elegant-dinero |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2011)
|
|
Principal balance:
| $9,218.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off other bills.
My financial situation:
I am a good candidate for this loan because...I am already a customer in good standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/6/2012 12:06:27 PM |
| felicity-contributor3 | $35.00 | 12/6/2012 9:10:19 AM |
| KryptonWare-com | $25.00 | 12/6/2012 9:35:21 AM |
| MoneyForNothing | $25.16 | 12/6/2012 9:11:59 AM |
| stylish-revenue4 | $100.00 | 12/6/2012 9:30:13 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:54 AM |
| gravbox | $25.00 | 12/6/2012 10:58:33 AM |
| Tscheddar | $25.00 | 12/6/2012 3:25:49 PM |
| Bob450 | $27.00 | 12/6/2012 5:35:56 PM |
| DoctorJoe | $25.00 | 12/7/2012 3:37:02 AM |
| voipguy88 | $50.00 | 12/7/2012 8:32:07 AM |
| wetlands | $200.00 | 12/7/2012 9:23:42 AM |
| atlas100 | $25.00 | 12/7/2012 7:29:04 AM |
| loot-prescription3 | $25.00 | 12/7/2012 9:56:10 AM |
| rustysailor | $25.00 | 12/7/2012 10:10:12 AM |
| responsive-wampum8 | $25.00 | 12/7/2012 11:36:55 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:38:59 PM |
| MonopolyDred | $25.00 | 12/7/2012 12:15:24 PM |
| first-serene-credit | $25.00 | 12/7/2012 1:07:43 PM |
| NoCal | $50.00 | 12/7/2012 5:01:22 PM |
| Feyenoord | $30.00 | 12/8/2012 11:00:17 AM |
| elog238 | $25.00 | 12/8/2012 7:11:36 AM |
| blackstar | $25.36 | 12/8/2012 4:20:34 AM |
| supersarah61 | $25.00 | 12/8/2012 4:14:35 PM |
| rokman | $70.00 | 12/8/2012 1:10:32 PM |
| meoates1 | $25.00 | 12/9/2012 1:00:21 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:19 PM |
| Johnab | $26.00 | 12/9/2012 8:45:40 PM |
| tornado351 | $25.00 | 12/10/2012 3:25:16 AM |
| green-loyalty-web | $25.00 | 12/10/2012 9:37:06 AM |
| yield-voyager8 | $25.00 | 12/10/2012 10:13:33 AM |
| blue-lively-platinum | $25.00 | 12/10/2012 5:53:48 PM |
| ATLANTAHELP | $34.48 | 12/10/2012 6:05:09 PM |
| well-mannered-income3 | $63.00 | 12/10/2012 9:42:58 PM |
| 77dowplace | $43.00 | 12/10/2012 10:07:54 PM |
| supersam | $50.00 | 12/10/2012 10:19:21 PM |
| indomitable-coin | $25.00 | 12/11/2012 9:55:25 AM |
| dunkard13 | $100.00 | 12/11/2012 10:02:11 AM |
| wealth-pipeline | $25.00 | 12/11/2012 10:40:15 AM |
| peace-adventurer3 | $25.00 | 12/11/2012 6:56:13 PM |
| vines99 | $25.00 | 12/12/2012 12:04:37 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:44:49 PM |
| Bank-of-Jon | $75.00 | 12/12/2012 2:46:36 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:21 PM |
| MassBile | $36.76 | 12/13/2012 5:55:58 AM |
| lawdog33 | $25.00 | 12/13/2012 1:56:30 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:37 PM |
| us957165 | $25.00 | 12/13/2012 6:16:25 PM |
| elasermd | $100.00 | 12/13/2012 6:27:47 PM |
| FWF-kinetic | $25.00 | 12/13/2012 9:14:20 PM |
| glenium | $25.00 | 12/14/2012 2:59:53 AM |
| 420limo | $50.00 | 12/13/2012 11:46:22 PM |
| Avicell | $25.00 | 12/13/2012 6:21:31 PM |
| active-benjamins4 | $164.78 | 12/14/2012 9:10:20 AM |
| dough-kitten5 | $50.00 | 12/14/2012 4:25:51 AM |
| sprinter | $5.41 | 12/14/2012 10:07:38 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:38 AM |
| persistent-dinero953 | $25.00 | 12/14/2012 8:56:11 AM |
| durability-widget3 | $100.00 | 12/14/2012 9:44:12 AM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:02 AM |
| JC_12 | $100.00 | 12/14/2012 10:05:28 AM |
| High-flyer | $25.00 | 12/6/2012 9:28:52 AM |
| aztec | $50.00 | 12/6/2012 9:57:02 AM |
| slimof37 | $25.00 | 12/6/2012 10:01:49 AM |
| Zolton | $300.00 | 12/6/2012 9:39:38 AM |
| nex | $25.00 | 12/6/2012 11:02:05 AM |
| CreditBuilder2 | $25.01 | 12/6/2012 11:11:13 AM |
| five-star-note | $25.00 | 12/6/2012 11:24:34 AM |
| moneylender25 | $25.00 | 12/6/2012 2:45:35 PM |
| janeybooboo | $75.00 | 12/6/2012 6:28:00 PM |
| entertaining-rate9 | $25.00 | 12/6/2012 6:09:10 PM |
| Oakland | $50.00 | 12/7/2012 6:51:07 AM |
| thehousewife | $25.00 | 12/7/2012 8:08:16 AM |
| 340 | $25.00 | 12/7/2012 10:22:09 AM |
| 340IRA | $25.00 | 12/7/2012 10:22:19 AM |
| Mikale360 | $25.00 | 12/7/2012 11:13:11 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:33 PM |
| FinanceEngine | $65.00 | 12/7/2012 11:30:22 PM |
| KwonEnterprises | $50.00 | 12/8/2012 12:53:03 AM |
| Sanford-N-Sons | $25.00 | 12/7/2012 6:15:58 PM |
| sri59 | $100.00 | 12/8/2012 2:14:03 AM |
| producer455 | $25.00 | 12/9/2012 12:07:02 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:53 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:57 PM |
| LongJohn4263 | $25.00 | 12/9/2012 2:49:15 PM |
| franzzua | $25.00 | 12/10/2012 5:11:15 PM |
| purposeful-durability8 | $100.00 | 12/10/2012 6:01:30 PM |
| corporatejim | $30.20 | 12/10/2012 7:56:56 PM |
| Senechal | $25.00 | 12/11/2012 4:56:56 AM |
| techron2012 | $200.00 | 12/11/2012 7:44:41 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:53 PM |
| dpa24 | $25.00 | 12/12/2012 3:14:25 AM |
| vendorking1 | $25.00 | 12/12/2012 3:44:17 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:42 PM |
| Ocean713 | $75.00 | 12/12/2012 11:39:28 AM |
| Faithful-Steward12 | $25.00 | 12/12/2012 1:11:27 PM |
| djh47a | $25.00 | 12/12/2012 1:14:44 PM |
| trumpeter391 | $50.00 | 12/12/2012 11:05:12 AM |
| scoots3340 | $25.00 | 12/12/2012 5:01:58 PM |
| appetizing-velocity4 | $25.00 | 12/12/2012 6:35:11 PM |
| cclady | $100.00 | 12/13/2012 9:30:41 AM |
| WxChem | $25.00 | 12/13/2012 9:38:19 AM |
| affluence-hickory | $25.00 | 12/13/2012 8:29:25 AM |
| phaded | $25.00 | 12/13/2012 10:09:19 AM |
| compatible-deal9 | $50.00 | 12/13/2012 12:57:20 PM |
| important-trade094 | $50.00 | 12/13/2012 6:45:35 PM |
| anacent | $25.00 | 12/13/2012 10:26:46 PM |
| orange-commanding-truth | $25.00 | 12/13/2012 5:45:14 PM |
| diversification-cycle4 | $43.15 | 12/14/2012 9:17:45 AM |
| kpengineer | $25.00 | 12/14/2012 9:29:34 AM |
| refresher094 | $25.00 | 12/14/2012 9:40:31 AM |
| Theofficer_roth_ira | $25.69 | 12/13/2012 9:24:13 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
682648
This series of Notes was issued and sold upon the funding of the borrower loan #79251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,226.96 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $253.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,241 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-popcorn0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to cover some unexpected expenses and car repairs
My financial situation:
I am a good candidate for this loan because I understand I have quite a bit of credit, nevertheless I pay my obligations in a timely manner. I have had a charge off or debt reduction in my entire life. I am a responsible individual. I recently got a significant promotion as well as a guarantee bonus to be paid in March 2013.
Monthly net income: $15416
Monthly expenses:
Housing: $2000
Insurance: $250
Car expenses: $1000
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 12/10/2012 7:44:18 AM |
| transaction-seahorse0 | $25.00 | 12/4/2012 5:35:45 PM |
| formula842 | $25.00 | 12/4/2012 5:39:36 PM |
| octoberfresh | $25.00 | 12/5/2012 10:47:15 AM |
| Tscheddar | $25.00 | 12/6/2012 3:29:05 PM |
| return-point2 | $100.00 | 12/6/2012 6:15:57 PM |
| LuvToLend | $25.00 | 12/6/2012 6:32:06 PM |
| 01a_MrUSC_IRA | $25.00 | 12/7/2012 5:58:27 AM |
| kenji4861 | $25.00 | 12/7/2012 9:05:09 AM |
| justreturns | $25.00 | 12/7/2012 11:06:57 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:02 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:12:46 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:13 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:39 PM |
| Investor_DP | $100.00 | 12/8/2012 1:44:02 PM |
| thankful-nickel2 | $25.00 | 12/8/2012 4:15:22 PM |
| drkosh | $25.00 | 12/9/2012 11:00:14 AM |
| E-2 | $100.00 | 12/11/2012 5:26:17 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:40 PM |
| djh47a | $50.00 | 12/12/2012 12:59:03 PM |
| Wrats6 | $25.00 | 12/12/2012 3:21:41 PM |
| YampaQuant | $25.00 | 12/12/2012 2:30:35 PM |
| hero007 | $50.00 | 12/13/2012 9:03:29 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:09:59 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:34 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:42 AM |
| Zorro_970 | $30.00 | 12/15/2012 11:07:34 AM |
| Elefunt | $25.00 | 12/15/2012 12:41:56 PM |
| berniemadeoff | $75.00 | 12/16/2012 7:38:43 AM |
| Miami | $25.00 | 12/17/2012 9:09:54 AM |
| first-integrity-gravity | $50.00 | 12/16/2012 12:51:52 PM |
| dukeiyer | $25.00 | 12/17/2012 10:43:13 AM |
| jcw3rd | $25.00 | 12/17/2012 5:04:55 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:42 PM |
| grf1945 | $40.00 | 12/17/2012 5:50:13 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:05:42 PM |
| dough-hammock | $25.00 | 12/17/2012 2:00:37 PM |
| miked8303 | $75.00 | 12/17/2012 5:53:31 PM |
| compassion-neutron | $50.00 | 12/18/2012 6:27:56 AM |
| best-commerce-leader | $29.56 | 12/18/2012 4:18:01 AM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:33 PM |
| handy-loan527 | $25.00 | 12/18/2012 12:14:06 PM |
| 52digital | $75.00 | 12/18/2012 5:05:17 PM |
| open-minded-p2p1 | $25.00 | 12/4/2012 7:07:01 PM |
| liberty-tostada7 | $25.00 | 12/4/2012 7:12:27 PM |
| riveting-credit5 | $25.00 | 12/4/2012 6:12:21 PM |
| Kaj | $25.00 | 12/6/2012 6:09:43 PM |
| WalnutCreekguy | $50.00 | 12/6/2012 6:39:24 PM |
| asset-professor | $35.00 | 12/6/2012 5:23:00 PM |
| 312-Lender | $152.40 | 12/6/2012 7:34:14 PM |
| zipemdown | $25.00 | 12/6/2012 6:07:57 PM |
| bold-social-widget | $25.00 | 12/7/2012 11:36:57 AM |
| dominickf | $50.00 | 12/8/2012 2:08:49 PM |
| zorg77 | $50.00 | 12/9/2012 9:05:26 AM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:39 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:19 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:31:48 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:14 AM |
| kalamari | $30.00 | 12/11/2012 1:03:41 PM |
| first-inspiring-vigilance | $25.00 | 12/11/2012 10:49:34 AM |
| best-bonafide-p2p | $25.00 | 12/11/2012 5:14:16 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:33 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:26:03 PM |
| balance-force | $28.00 | 12/12/2012 1:52:48 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:30 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:18 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 11:01:37 AM |
| authoritative-platinum7 | $50.00 | 12/15/2012 1:28:52 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:08 PM |
| terrific-dough6 | $50.00 | 12/15/2012 1:09:34 PM |
| EL_Papin | $25.00 | 12/15/2012 2:11:46 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:11 AM |
| green-truth-mountain | $300.00 | 12/16/2012 9:33:36 AM |
| social-zebra | $31.00 | 12/16/2012 3:05:54 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:43 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:02 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:49 PM |
| social-tostada9 | $50.00 | 12/17/2012 7:57:45 AM |
| pennybypenny | $50.00 | 12/16/2012 9:23:20 PM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:40 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:15 AM |
| careful-vigilance4 | $25.00 | 12/17/2012 9:58:49 AM |
| dough-bear | $25.00 | 12/17/2012 5:45:20 PM |
| roux | $25.00 | 12/17/2012 6:54:43 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:46:11 PM |
| unassailable-fund | $35.00 | 12/17/2012 5:32:04 PM |
| VTXRider | $25.00 | 12/18/2012 9:47:43 AM |
| cognizant-benjamins5 | $25.00 | 12/18/2012 6:00:07 AM |
| moola-accelerator6 | $25.00 | 12/17/2012 6:42:46 PM |
| wwwUniversal | $25.00 | 12/18/2012 10:20:46 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
682666
This series of Notes was issued and sold upon the funding of the borrower loan #79438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 9m |
|
Amount delinquent:
| $396 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,714 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| direct-bill756 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,866
Monthly expenses: $
Housing: $1330
Insurance: $70
Car expenses: $665
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $650
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| red-duty-carrier | $25.00 | 12/4/2012 5:21:10 PM |
| EngineersAlliance | $25.00 | 12/4/2012 7:00:38 PM |
| vutah | $25.00 | 12/5/2012 4:18:27 AM |
| wise-charming-reward | $300.00 | 12/5/2012 4:41:27 AM |
| foothillender | $25.00 | 12/5/2012 10:27:08 AM |
| worthy-bid8 | $100.00 | 12/5/2012 10:11:50 AM |
| greencat | $50.00 | 12/6/2012 8:35:22 AM |
| diplomatic-wealth7 | $25.00 | 12/8/2012 1:41:22 PM |
| thankful-nickel2 | $25.00 | 12/8/2012 4:14:17 PM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:37 PM |
| ethical-truth211 | $200.00 | 12/10/2012 10:48:12 AM |
| ledesma31 | $26.44 | 12/11/2012 3:16:39 PM |
| brainy-wampum9 | $400.00 | 12/12/2012 5:43:58 AM |
| enticing-finance758 | $25.00 | 12/12/2012 7:00:26 AM |
| Hidalgo2004 | $26.64 | 12/12/2012 7:08:10 AM |
| happycents | $31.12 | 12/11/2012 9:33:12 PM |
| Bob450 | $25.00 | 12/12/2012 10:18:17 AM |
| Steelermoney | $40.00 | 12/12/2012 9:55:03 AM |
| moola-monger9 | $75.00 | 12/12/2012 1:10:11 PM |
| docjulia | $25.00 | 12/12/2012 11:19:43 PM |
| HelpWhenNeeded | $25.00 | 12/13/2012 11:00:28 AM |
| social-heart | $25.00 | 12/13/2012 6:22:25 PM |
| prudent-loot | $25.00 | 12/14/2012 2:41:51 PM |
| JC_12 | $50.00 | 12/14/2012 11:34:21 AM |
| helping-out | $45.00 | 12/15/2012 8:25:48 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:43 AM |
| affluence-broker | $25.00 | 12/15/2012 12:46:04 PM |
| PCity-LOA15 | $25.00 | 12/15/2012 12:48:31 PM |
| listing-dreams1 | $25.00 | 12/16/2012 7:35:43 AM |
| decisive-income7 | $250.00 | 12/5/2012 9:34:02 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:23:34 PM |
| Rogelio48 | $25.00 | 12/4/2012 6:41:49 PM |
| Nipper99 | $100.00 | 12/5/2012 5:44:32 AM |
| nonattender | $25.00 | 12/5/2012 9:51:17 AM |
| let_me_retire | $66.20 | 12/5/2012 8:36:28 PM |
| britches318 | $250.00 | 12/7/2012 9:10:30 AM |
| pureIRA | $100.00 | 12/7/2012 5:38:58 AM |
| stock106 | $25.00 | 12/8/2012 8:11:08 AM |
| exponential-fairness2 | $25.00 | 12/9/2012 9:32:52 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:19 PM |
| fixing_financials | $25.00 | 12/10/2012 9:15:47 PM |
| LuvToLend | $25.00 | 12/11/2012 10:27:10 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:09 AM |
| enriched-return057 | $25.00 | 12/11/2012 5:32:50 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:23 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 8:23:33 PM |
| ibano | $25.00 | 12/11/2012 8:50:07 PM |
| lastsliceofpizza | $25.00 | 12/12/2012 7:35:52 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:12:14 AM |
| mkerstei | $100.00 | 12/12/2012 11:22:47 AM |
| s_man1 | $25.00 | 12/12/2012 9:41:07 AM |
| djh47a | $50.00 | 12/12/2012 12:59:04 PM |
| riveting-wealth2 | $50.00 | 12/12/2012 4:06:06 PM |
| Valley-of-the-Dollar | $25.00 | 12/13/2012 3:12:50 PM |
| ucantbeetit | $25.00 | 12/13/2012 5:16:27 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:26:15 AM |
| majestic-note6 | $150.00 | 12/15/2012 11:20:55 AM |
| bid-lightning9 | $25.00 | 12/15/2012 11:38:47 AM |
| sgt-schultz | $27.00 | 12/15/2012 6:31:14 PM |
| EretzCapital | $25.00 | 12/15/2012 6:32:22 PM |
| natural-point1 | $25.00 | 12/15/2012 9:24:03 PM |
| cashasaurus0 | $50.00 | 12/16/2012 6:43:58 AM |
| bob450-roth | $25.00 | 12/16/2012 9:19:04 AM |
| bountiful-bid6 | $37.60 | 12/16/2012 10:25:31 AM |
| belief-integrity | $250.00 | 12/15/2012 3:13:37 PM |
| az2012 | $25.00 | 12/15/2012 7:53:04 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
682716
This series of Notes was issued and sold upon the funding of the borrower loan #79634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,038.01 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.99% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,141 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-finder9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest academic loans as well as accumulated expenses while unemployed.
My financial situation:
I am a good candidate for this loan because I'm a responsible person with a stable job in line for a promotion. I have great credit history, and make enough to pay the debt down, I'm just looking to consolidate for convenience and a better interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/5/2012 9:50:20 AM |
| special-transparency2 | $25.00 | 12/5/2012 10:02:13 AM |
| neighborly-hope6 | $100.00 | 12/5/2012 10:27:52 AM |
| amicablenemesis | $50.00 | 12/5/2012 10:29:51 AM |
| riskreward | $250.00 | 12/5/2012 10:51:20 AM |
| indomitable-coin | $25.00 | 12/5/2012 9:53:35 AM |
| Arvicco | $400.00 | 12/5/2012 10:53:13 AM |
| loot-prescription3 | $25.00 | 12/5/2012 9:55:13 AM |
| daw1878 | $25.00 | 12/5/2012 10:00:19 AM |
| benevolent-loot5 | $200.00 | 12/5/2012 10:44:14 AM |
| bonus-apricot366 | $25.00 | 12/5/2012 5:41:26 PM |
| wahoos20 | $100.00 | 12/6/2012 12:01:11 AM |
| Plutis | $25.00 | 12/6/2012 6:31:11 PM |
| adaboy65 | $75.00 | 12/7/2012 11:23:17 AM |
| dharma1 | $25.00 | 12/8/2012 5:39:24 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:53 PM |
| UT-Longhorn | $50.00 | 12/11/2012 9:50:49 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:46 AM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:53 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:50:55 AM |
| djh47a | $25.00 | 12/12/2012 1:23:08 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:09 PM |
| elasermd | $100.00 | 12/13/2012 6:27:41 PM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:13:58 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:19 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:30 PM |
| dunox | $75.00 | 12/18/2012 5:19:45 PM |
| dayahn | $25.00 | 12/18/2012 5:19:49 PM |
| fortytwo | $100.00 | 12/18/2012 5:20:41 PM |
| social-tostada9 | $50.00 | 12/18/2012 5:21:21 PM |
| mindful-generosity1 | $50.00 | 12/18/2012 5:37:06 PM |
| Tradesmanlender | $25.00 | 12/18/2012 5:39:04 PM |
| dinero-gusto9 | $25.00 | 12/18/2012 5:46:21 PM |
| arckinteractive | $50.00 | 12/18/2012 6:09:27 PM |
| vigorous-payment6 | $25.00 | 12/18/2012 6:14:41 PM |
| auction-iris9 | $120.00 | 12/18/2012 6:20:38 PM |
| proper-exchange8 | $50.00 | 12/18/2012 6:28:57 PM |
| power-amusement | $25.00 | 12/18/2012 5:05:41 PM |
| magical-credit523 | $25.00 | 12/18/2012 5:15:57 PM |
| GenerousGentleMan | $25.00 | 12/18/2012 5:19:11 PM |
| commerce-artisan8 | $50.00 | 12/18/2012 5:30:08 PM |
| the-bright-velocity | $25.00 | 12/18/2012 5:34:50 PM |
| dud | $75.00 | 12/18/2012 5:13:56 PM |
| fairness-musician3 | $25.00 | 12/18/2012 6:03:30 PM |
| nuclearmoose | $50.00 | 12/18/2012 6:08:56 PM |
| american6 | $50.00 | 12/18/2012 5:21:26 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:01 PM |
| euro-grove4 | $25.00 | 12/18/2012 6:10:20 PM |
| jjd2 | $25.00 | 12/18/2012 6:48:27 PM |
| california111 | $25.00 | 12/18/2012 11:44:04 PM |
| delicious-gold589 | $50.00 | 12/19/2012 12:43:03 AM |
| jazz619 | $25.00 | 12/18/2012 6:59:59 PM |
| Index_Plus | $6,500.00 | 12/19/2012 8:49:16 AM |
| Zolton | $300.00 | 12/5/2012 9:36:32 AM |
| CreditBuilder2 | $25.01 | 12/5/2012 11:55:35 AM |
| natural-worth9 | $75.00 | 12/5/2012 11:36:34 AM |
| supersarah61 | $25.00 | 12/5/2012 5:14:49 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 5:38:56 AM |
| wise-honorable-rate | $25.00 | 12/7/2012 8:02:42 AM |
| octoberfresh | $25.00 | 12/7/2012 6:53:28 AM |
| shamonn_p2p | $1,000.00 | 12/7/2012 9:55:10 AM |
| simplelender80 | $100.00 | 12/9/2012 1:51:44 PM |
| kalamari | $30.00 | 12/11/2012 1:03:46 PM |
| WhiteInvestor | $27.00 | 12/12/2012 9:11:38 AM |
| compoundinterest | $25.00 | 12/13/2012 9:52:58 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:20 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:37 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:22 PM |
| Mommo | $50.00 | 12/18/2012 5:03:58 PM |
| vMbanusi | $50.00 | 12/18/2012 5:20:15 PM |
| knowledgeable-listing597 | $25.00 | 12/18/2012 5:20:34 PM |
| transparency-sequoia6 | $100.00 | 12/18/2012 5:22:53 PM |
| Castellan | $50.00 | 12/18/2012 5:26:18 PM |
| adventurer447 | $300.00 | 12/18/2012 5:35:48 PM |
| shaps | $36.00 | 12/18/2012 5:38:10 PM |
| gold-hero4 | $50.00 | 12/18/2012 5:57:48 PM |
| LynJohn1023 | $25.00 | 12/18/2012 6:01:16 PM |
| Aimvest | $25.00 | 12/18/2012 6:17:38 PM |
| bowdish1 | $75.00 | 12/18/2012 6:49:09 PM |
| determined-openness7 | $25.00 | 12/18/2012 5:22:10 PM |
| commanding-treasure2 | $75.00 | 12/18/2012 5:23:12 PM |
| tender-integrity3 | $100.00 | 12/18/2012 5:23:22 PM |
| bbjones3 | $25.00 | 12/18/2012 5:00:49 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:41 PM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 5:46:58 PM |
| silver-explorer6 | $25.00 | 12/18/2012 5:51:35 PM |
| funds-pie8 | $50.00 | 12/18/2012 5:07:58 PM |
| unforgettable-wealth4 | $50.00 | 12/18/2012 5:13:53 PM |
| lostontheedge | $25.00 | 12/18/2012 6:03:17 PM |
| invincible-deal82 | $25.00 | 12/18/2012 6:07:38 PM |
| Brain_m | $25.00 | 12/18/2012 6:11:53 PM |
| liberty-cocktail6 | $50.00 | 12/19/2012 6:19:42 AM |
| logical-peso2 | $25.00 | 12/18/2012 5:22:45 PM |
| openness-enforcer76 | $25.00 | 12/18/2012 5:24:38 PM |
| SecondChanceLendingSERV | $25.00 | 12/18/2012 5:31:20 PM |
| reinforced-gain7 | $800.00 | 12/19/2012 8:51:02 AM |
| versatile-dime442 | $250.00 | 12/18/2012 5:39:14 PM |
| Investoman | $25.00 | 12/18/2012 5:43:54 PM |
| windguy | $50.00 | 12/18/2012 5:47:33 PM |
| sympathetic-funds818 | $50.00 | 12/18/2012 6:00:48 PM |
| best-camaraderi-sniffer | $75.00 | 12/18/2012 7:26:09 PM |
| rmachi | $25.00 | 12/18/2012 6:20:36 PM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
682908
This series of Notes was issued and sold upon the funding of the borrower loan #79648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mika6288 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower my bills
Purpose of loan: Lower monthy bills
This loan will be used to...To get ahead on my bills
My financial situation: Single parent was off work for several months battleing cancer and now back to work
I am a good candidate for this loan because... I pay my bills on time and sometimes
months in advance
Monthly net income: $3600.00
Monthly expenses: $2502.00
Housing: $1475.00
Insurance: 83.49
Car expenses: $399.00
Utilities: $68.00
Phone, cable, internet: $120.00
Food, entertainment: $275.00
Clothing, household expenses: $0.00
Credit cards and other loans: $101.20
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/13/2012 5:20:30 PM |
| marketplace-singularity3 | $25.00 | 12/13/2012 5:22:16 PM |
| appetizing-loyalty354 | $25.00 | 12/13/2012 5:49:57 PM |
| blue111 | $25.00 | 12/13/2012 5:13:12 PM |
| Sweaty-Butt-Crack | $40.00 | 12/13/2012 5:23:13 PM |
| rate-advocator7 | $250.00 | 12/13/2012 5:27:44 PM |
| cashhelp | $30.00 | 12/13/2012 6:43:20 PM |
| first-wampum-gazer | $2,000.00 | 12/13/2012 7:06:45 PM |
| payment-halo | $25.00 | 12/13/2012 7:24:01 PM |
| handy-justice | $25.00 | 12/13/2012 5:20:52 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:34:44 PM |
| magnetic-duty4 | $25.00 | 12/13/2012 7:06:42 PM |
| slowgains | $25.00 | 12/13/2012 7:29:21 PM |
| loyalty-czar | $100.00 | 12/14/2012 5:57:03 AM |
| sensible-fund | $25.00 | 12/14/2012 5:59:15 AM |
| restless-dime | $200.00 | 12/14/2012 7:56:43 AM |
| greencat | $50.00 | 12/14/2012 8:51:13 AM |
| EL_Papin | $25.00 | 12/14/2012 9:13:47 AM |
| transformer855 | $25.00 | 12/14/2012 10:12:40 AM |
| Bob450 | $25.00 | 12/14/2012 9:08:30 AM |
| durability-widget3 | $100.00 | 12/14/2012 9:49:30 AM |
| ethical-truth211 | $51.00 | 12/14/2012 12:00:02 PM |
| BigHorizon | $142.00 | 12/14/2012 3:43:16 PM |
| worthy-bid8 | $100.00 | 12/13/2012 5:09:08 PM |
| wildanne | $50.00 | 12/13/2012 6:10:45 PM |
| deepblue34 | $25.00 | 12/13/2012 7:16:56 PM |
| dynrep | $25.00 | 12/13/2012 7:24:25 PM |
| best-bonafide-p2p | $25.00 | 12/13/2012 5:12:28 PM |
| bob450-roth | $25.00 | 12/13/2012 6:48:13 PM |
| let_me_retire | $100.00 | 12/14/2012 4:14:49 AM |
| obduro_1 | $25.00 | 12/13/2012 7:04:38 PM |
| heartpounding-note972 | $25.00 | 12/13/2012 6:08:39 PM |
| riveting-credit5 | $25.00 | 12/13/2012 6:34:36 PM |
| BBsapphire-2-loan | $100.00 | 12/14/2012 10:26:42 AM |
| lochinvar | $49.00 | 12/14/2012 10:11:45 AM |
| market-bearer0 | $33.00 | 12/14/2012 12:10:41 PM |
| Tscheddar | $25.00 | 12/14/2012 3:19:52 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
683048
This series of Notes was issued and sold upon the funding of the borrower loan #79453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $324.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 4m |
|
Amount delinquent:
| $25,766 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,003 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| castlwizz |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 62 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $39,500.00 | < 31 days late:
| 1
( 2% )
| 720-739
(May-2012)
620-639
(Feb-2008)
620-639
(Jul-2007)
|
|
Principal balance:
| $15,776.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Proven Borrower Consolidating Debt
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have borrowed from Prosper in the past. I also live on my grandparents property paying only utilities and food (I help around the farm in exchange for rent). I have two running vehicles hat are completely paid for.
Monthly net income: $ 3500
Monthly expenses: $ 1750
Housing: $0
Insurance: $80
Car expenses: $200 gas
Utilities: $100-$300 depending on season heat/ac
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| secureincome | $555.00 | 12/6/2012 5:02:46 PM |
| janeybooboo | $74.74 | 12/6/2012 5:26:44 PM |
| Feyenoord | $30.00 | 12/6/2012 5:14:10 PM |
| 84928429 | $25.00 | 12/6/2012 6:09:32 PM |
| WalnutCreekguy | $50.00 | 12/6/2012 6:39:33 PM |
| bazaar-tulip | $25.00 | 12/6/2012 5:20:22 PM |
| enthusiastic-balance5 | $100.00 | 12/6/2012 7:05:18 PM |
| DoctorJoe | $25.00 | 12/7/2012 3:38:16 AM |
| top-goodhearted-liberty | $25.00 | 12/6/2012 6:38:16 PM |
| Nco | $100.00 | 12/6/2012 6:56:38 PM |
| return-point2 | $100.00 | 12/6/2012 6:16:01 PM |
| chinolatino | $25.00 | 12/6/2012 10:10:11 PM |
| Tscheddar | $25.00 | 12/7/2012 3:38:27 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:26 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:22:34 AM |
| Kaj | $25.00 | 12/7/2012 10:38:31 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:45 PM |
| TumbleWeed88 | $25.00 | 12/7/2012 6:19:11 PM |
| diversification-collider5 | $25.00 | 12/7/2012 7:39:16 PM |
| moola-accelerator6 | $60.00 | 12/8/2012 10:43:23 AM |
| 10jwbajore | $29.06 | 12/10/2012 8:31:20 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:26:43 PM |
| brightest-organized-balance | $25.00 | 12/10/2012 11:47:53 AM |
| Asynch | $25.00 | 12/10/2012 6:01:44 PM |
| jwesleym | $25.00 | 12/10/2012 6:06:19 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:13:57 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:35:58 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:50 AM |
| Cash4U2also | $40.00 | 12/11/2012 2:13:31 PM |
| Ocean713 | $75.00 | 12/11/2012 12:20:21 PM |
| hitsman | $50.00 | 12/11/2012 5:03:28 PM |
| moneytolend72 | $35.00 | 12/11/2012 12:51:51 PM |
| pioneer580 | $50.00 | 12/11/2012 9:50:54 PM |
| handy-affluence9 | $69.85 | 12/12/2012 6:20:03 AM |
| LaGrangeLender | $40.00 | 12/12/2012 6:08:44 AM |
| ChoiceInvestments | $27.50 | 12/11/2012 9:28:23 PM |
| E-2 | $100.00 | 12/12/2012 9:49:52 AM |
| burgeoning-generosity9 | $28.45 | 12/12/2012 10:08:57 AM |
| trumpeter391 | $100.00 | 12/12/2012 11:14:26 AM |
| return-commando5 | $55.18 | 12/12/2012 3:55:38 PM |
| wxman12 | $25.00 | 12/12/2012 12:35:32 PM |
| sophisticated-duty414 | $25.78 | 12/12/2012 12:40:17 PM |
| djh47a | $25.00 | 12/12/2012 1:23:17 PM |
| Comoparklender | $25.00 | 12/12/2012 10:59:28 AM |
| Wrats6 | $25.00 | 12/12/2012 3:20:09 PM |
| peaceful-farmer | $25.00 | 12/12/2012 3:45:38 PM |
| mkerstei | $200.00 | 12/12/2012 11:23:42 AM |
| power-lightning9 | $25.00 | 12/12/2012 12:55:55 PM |
| FinanceFrazier | $150.00 | 12/12/2012 1:54:30 PM |
| Jofga | $50.00 | 12/12/2012 3:26:31 PM |
| hero007 | $50.00 | 12/13/2012 9:03:44 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:42:57 AM |
| 420limo | $75.00 | 12/13/2012 11:48:02 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:41 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:12 PM |
| bunnybear | $40.00 | 12/14/2012 6:21:46 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:57 AM |
| commerce-artisan8 | $48.00 | 12/15/2012 11:09:30 AM |
| shaps | $50.00 | 12/15/2012 11:19:40 AM |
| freefly67 | $25.00 | 12/15/2012 8:06:07 AM |
| akakii | $35.00 | 12/15/2012 8:14:08 AM |
| PFTLender | $25.00 | 12/15/2012 1:02:23 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:50 PM |
| belief-integrity | $250.00 | 12/15/2012 1:25:41 PM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:51 AM |
| Mr_Maker | $50.00 | 12/16/2012 11:41:40 AM |
| sgt-schultz | $26.00 | 12/15/2012 6:32:22 PM |
| wilchik | $30.00 | 12/16/2012 8:29:44 PM |
| HD-4-Life | $100.00 | 12/16/2012 7:06:48 AM |
| broker048 | $25.00 | 12/16/2012 10:57:30 AM |
| saver266 | $25.00 | 12/16/2012 5:00:42 PM |
| RevREB | $25.00 | 12/16/2012 12:18:58 PM |
| betterthanstock | $25.00 | 12/16/2012 5:33:07 PM |
| silver-enlightenment0 | $25.00 | 12/16/2012 12:30:21 PM |
| belief-integrity | $125.00 | 12/16/2012 8:52:59 PM |
| MoneyForNothing | $25.62 | 12/6/2012 5:03:59 PM |
| fcrick | $50.00 | 12/6/2012 5:53:44 PM |
| five-star-note | $50.00 | 12/6/2012 7:05:03 PM |
| richboy56 | $25.00 | 12/6/2012 7:37:35 PM |
| moneylender25 | $25.00 | 12/6/2012 6:09:06 PM |
| LuvToLend | $25.00 | 12/6/2012 6:32:07 PM |
| Mikale360 | $25.00 | 12/7/2012 5:35:35 AM |
| zipemdown | $25.00 | 12/6/2012 6:08:50 PM |
| Bank42 | $25.00 | 12/7/2012 4:33:53 AM |
| riskreward | $250.00 | 12/7/2012 9:29:28 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:18 AM |
| LittleMingo | $30.00 | 12/7/2012 10:56:27 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:14 AM |
| 1313mark1313 | $25.13 | 12/7/2012 4:45:05 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:06 PM |
| thankful-nickel2 | $50.00 | 12/7/2012 3:12:11 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:01 PM |
| basis-spartan922 | $25.00 | 12/8/2012 8:35:27 AM |
| peso-spartan6 | $25.00 | 12/8/2012 1:43:19 PM |
| dominickf | $50.00 | 12/8/2012 2:08:55 PM |
| elog238 | $31.32 | 12/9/2012 7:11:56 AM |
| jtc26 | $94.13 | 12/8/2012 4:25:40 PM |
| KSPHoldings | $32.50 | 12/9/2012 12:27:09 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:57 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:44 PM |
| 10jwbajore | $250.00 | 12/10/2012 8:36:40 AM |
| purposeful-durability8 | $100.00 | 12/10/2012 9:27:57 AM |
| MSInvestor | $25.00 | 12/10/2012 3:04:27 PM |
| trumpeter5 | $25.00 | 12/10/2012 5:38:36 PM |
| vigorous-market5 | $200.00 | 12/10/2012 6:17:25 PM |
| treasure-hunter270 | $75.00 | 12/11/2012 8:22:55 AM |
| nickel-speaker6 | $25.00 | 12/11/2012 12:39:50 PM |
| deal-vibrato | $25.00 | 12/11/2012 10:22:26 AM |
| j2ee | $50.00 | 12/11/2012 5:20:48 PM |
| rootcanaler | $75.00 | 12/11/2012 2:19:08 PM |
| CashFlowLender | $25.00 | 12/11/2012 4:29:26 PM |
| Harry | $75.00 | 12/11/2012 5:30:26 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:26 PM |
| monster4 | $50.00 | 12/11/2012 5:21:45 PM |
| Odyssey77 | $25.00 | 12/11/2012 5:33:08 PM |
| repayment-uprising | $25.00 | 12/12/2012 6:06:52 AM |
| contract-amigo7 | $25.00 | 12/11/2012 6:10:22 PM |
| american-investor | $25.00 | 12/12/2012 9:14:57 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:47 PM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:46 AM |
| Badgworth | $25.00 | 12/12/2012 7:33:40 AM |
| compassion-paladin042 | $30.00 | 12/12/2012 1:18:31 PM |
| newest-keen-affluence | $25.00 | 12/12/2012 3:50:15 PM |
| kindness-party | $25.00 | 12/12/2012 2:01:56 PM |
| AF-Chief | $25.00 | 12/13/2012 10:21:55 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:32 PM |
| payout-paradise5 | $25.00 | 12/13/2012 6:20:12 PM |
| pierrelasvegas | $25.00 | 12/13/2012 6:22:46 PM |
| Rulea72 | $25.00 | 12/14/2012 7:13:51 AM |
| important-trade094 | $50.00 | 12/13/2012 6:43:38 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:04 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:25 PM |
| wwwUniversal | $25.00 | 12/14/2012 10:31:59 AM |
| snoop4jc | $25.00 | 12/15/2012 7:15:37 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:48 AM |
| bob450-roth | $25.00 | 12/15/2012 9:21:10 AM |
| wise-virtuous-vigilance | $100.00 | 12/15/2012 11:15:37 AM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:53 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:11 AM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:26:16 PM |
| friedokra | $25.00 | 12/15/2012 12:20:40 PM |
| fortytwo | $98.00 | 12/15/2012 1:43:42 PM |
| cardminger | $25.00 | 12/15/2012 12:27:23 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:01 PM |
| green-truth-mountain | $50.00 | 12/16/2012 9:48:50 AM |
| ddamenace | $50.00 | 12/15/2012 9:45:09 PM |
| dordee | $52.27 | 12/16/2012 12:31:03 PM |
| mindful-exchange2 | $25.00 | 12/16/2012 2:16:53 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:02 PM |
| bnoble09 | $25.00 | 12/15/2012 10:12:52 PM |
| ethical-truth211 | $100.00 | 12/16/2012 3:31:44 AM |
| a-natural-capital | $25.00 | 12/16/2012 12:55:55 PM |
| social-zebra | $33.00 | 12/16/2012 2:56:13 PM |
| interest-splendor | $50.00 | 12/16/2012 8:42:20 PM |
| MoneyForNothing | $3.47 | 12/16/2012 8:53:34 PM |
| jamiee73 | $50.00 | 12/16/2012 4:38:57 PM |
| myduck | $40.00 | 12/16/2012 6:54:12 PM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
683098
This series of Notes was issued and sold upon the funding of the borrower loan #79583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $84.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-treasure-excellency |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...im i honest personal who works very hard just passing for a bad moment but ready to star a better one with your help
Monthly net income: $2000
Monthly expenses: $1200
Housing: $650
Insurance: $150
Car expenses: $50
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| appetizing-loyalty354 | $25.00 | 12/5/2012 6:28:43 PM |
| rate-advocator7 | $250.00 | 12/5/2012 5:17:37 PM |
| CreditBuilder2 | $25.03 | 12/5/2012 8:10:20 PM |
| paradise-foothill | $50.00 | 12/7/2012 2:39:18 PM |
| LuvToLend | $25.00 | 12/9/2012 1:08:12 PM |
| let_me_retire | $50.00 | 12/10/2012 5:00:14 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:04 PM |
| well-rounded-payout0 | $40.00 | 12/11/2012 10:53:40 AM |
| Investor_DP | $100.00 | 12/11/2012 9:52:23 AM |
| Edakers | $25.00 | 12/11/2012 1:49:56 PM |
| bonus-seahorse | $25.00 | 12/11/2012 11:30:29 AM |
| Bob450 | $25.00 | 12/14/2012 9:12:11 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:06 AM |
| ethical-truth211 | $200.00 | 12/15/2012 12:58:10 PM |
| Gladglide | $25.00 | 12/15/2012 1:18:25 PM |
| IIP77 | $25.00 | 12/15/2012 2:08:41 PM |
| sgt-schultz | $27.00 | 12/15/2012 6:32:41 PM |
| desertoasis | $25.00 | 12/15/2012 7:31:14 PM |
| lincny2 | $189.97 | 12/16/2012 1:06:24 PM |
| Tscheddar | $25.00 | 12/6/2012 3:29:10 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:24 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:56 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:21 PM |
| brilliant-balance | $25.00 | 12/7/2012 7:35:52 PM |
| britches613 | $25.00 | 12/11/2012 7:30:34 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:35 AM |
| alliancecapital1 | $25.00 | 12/11/2012 5:15:33 PM |
| zorg77 | $25.00 | 12/11/2012 5:55:26 PM |
| Evolver | $31.00 | 12/11/2012 6:22:20 PM |
| bob450-roth | $25.00 | 12/12/2012 10:46:34 AM |
| Odyssey77 | $25.00 | 12/12/2012 5:51:35 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:25 PM |
| djh47a | $50.00 | 12/12/2012 12:59:08 PM |
| listing-enlightenment1 | $50.00 | 12/13/2012 6:41:13 PM |
| mrxtravis | $25.00 | 12/14/2012 6:25:25 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:51 AM |
| wise-deal-panda | $100.00 | 12/15/2012 12:56:36 PM |
| benevolent-loot5 | $77.00 | 12/15/2012 11:08:47 AM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:31 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
683112
This series of Notes was issued and sold upon the funding of the borrower loan #79685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $234.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 12y 5m |
|
Amount delinquent:
| $28 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,525 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| profitable-payment5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $12,900.00 | < 31 days late:
| 1
( 17% )
| 760-779
(Apr-2012)
|
|
Principal balance:
| $12,049.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off Lending Club loan and cover my portion of my daughter's private school tuition for this year.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and I also have some long term incentives from my company that will begin paying next March.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| slimof37 | $25.00 | 12/6/2012 5:07:38 PM |
| mymoneyblog | $25.00 | 12/6/2012 5:31:56 PM |
| bazaar-tulip | $25.00 | 12/6/2012 5:20:22 PM |
| LoanerPrincipal | $25.00 | 12/6/2012 6:10:34 PM |
| Zolton | $300.00 | 12/6/2012 5:57:02 PM |
| CreditBuilder2 | $25.01 | 12/6/2012 6:59:57 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 5:04:37 AM |
| chrisb1414 | $25.00 | 12/6/2012 7:06:46 PM |
| wetlands | $200.00 | 12/7/2012 9:23:44 AM |
| five-star-note | $25.00 | 12/7/2012 7:54:40 PM |
| loot-prescription3 | $25.00 | 12/8/2012 12:19:25 PM |
| bold-joyful-coin9 | $25.00 | 12/9/2012 3:30:45 PM |
| justreturns | $25.00 | 12/10/2012 10:21:07 AM |
| supersam | $50.00 | 12/10/2012 10:19:22 PM |
| franzzua | $25.00 | 12/11/2012 10:39:16 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:55 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:47 PM |
| dunkard13 | $100.00 | 12/11/2012 5:57:48 PM |
| purposeful-durability8 | $100.00 | 12/12/2012 9:14:50 AM |
| djh47a | $25.00 | 12/12/2012 1:14:47 PM |
| 108lender | $200.00 | 12/13/2012 9:01:17 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:39 PM |
| elasermd | $100.00 | 12/13/2012 6:27:50 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:33 PM |
| phaded | $25.00 | 12/15/2012 1:23:27 PM |
| hitsman | $50.00 | 12/16/2012 12:03:21 PM |
| fairness-musician3 | $25.00 | 12/16/2012 12:09:37 PM |
| labate | $25.00 | 12/16/2012 8:46:23 PM |
| awesome-generosity4 | $32.00 | 12/17/2012 5:38:28 AM |
| katnmouse | $40.00 | 12/17/2012 4:07:24 PM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:19 AM |
| fantastic-investment9 | $25.00 | 12/17/2012 5:13:02 PM |
| steady-silver6 | $50.00 | 12/17/2012 5:03:43 PM |
| managedfund | $1,333.00 | 12/17/2012 5:28:44 PM |
| availableloan | $25.00 | 12/18/2012 7:51:37 AM |
| meoates1 | $25.00 | 12/17/2012 6:13:50 PM |
| belief-integrity | $500.00 | 12/18/2012 5:39:42 AM |
| Jazzamaru | $100.00 | 12/18/2012 2:37:53 PM |
| compoundinterest | $25.00 | 12/18/2012 5:41:17 PM |
| skro | $25.00 | 12/18/2012 9:37:01 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:46 AM |
| Lubava | $25.00 | 12/18/2012 7:32:44 PM |
| daisuke | $25.00 | 12/19/2012 10:40:59 AM |
| american6 | $50.00 | 12/19/2012 9:04:25 AM |
| creative-p2p0 | $35.00 | 12/18/2012 8:08:30 PM |
| Truckie-FD | $45.00 | 12/19/2012 2:52:12 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:53 AM |
| jdrez | $25.00 | 12/19/2012 5:28:40 PM |
| adaboy65 | $100.00 | 12/19/2012 6:24:03 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:46 PM |
| IP | $25.00 | 12/19/2012 6:14:28 PM |
| grove88 | $25.00 | 12/19/2012 5:38:06 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:54 PM |
| cablenews | $43.00 | 12/19/2012 6:28:41 PM |
| worldly-income2 | $16.99 | 12/19/2012 7:19:09 PM |
| Sagamore | $250.00 | 12/6/2012 6:46:25 PM |
| special-transparency2 | $25.00 | 12/6/2012 5:12:50 PM |
| gravbox | $25.00 | 12/6/2012 6:47:04 PM |
| CougarRoar | $25.00 | 12/7/2012 9:49:22 AM |
| 340 | $25.00 | 12/7/2012 10:12:56 AM |
| aztec | $50.00 | 12/7/2012 9:32:27 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:14 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:33 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:39:00 PM |
| first-sharp-payout5 | $100.00 | 12/8/2012 8:38:51 AM |
| supersarah61 | $25.00 | 12/8/2012 4:14:36 PM |
| ucantbeetit | $25.00 | 12/8/2012 1:19:41 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:23 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:58 PM |
| wildanne | $50.00 | 12/10/2012 10:20:22 AM |
| patriot897 | $25.00 | 12/11/2012 9:37:40 AM |
| kalamari | $30.00 | 12/11/2012 1:03:53 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:53 PM |
| indomitable-coin | $25.00 | 12/12/2012 9:19:04 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:10:50 PM |
| Astyanax | $25.00 | 12/12/2012 8:08:18 PM |
| brainy-credit1 | $80.00 | 12/14/2012 8:44:31 AM |
| Avicell | $25.00 | 12/13/2012 6:21:35 PM |
| astute-benjamins | $25.00 | 12/14/2012 12:53:41 PM |
| sprinter | $50.00 | 12/14/2012 10:07:40 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:17 PM |
| appetizing-velocity4 | $25.00 | 12/14/2012 6:13:05 PM |
| Arvicco | $400.00 | 12/15/2012 11:28:28 AM |
| cardminger | $25.00 | 12/15/2012 12:27:23 PM |
| Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:27 PM |
| RGlad | $100.00 | 12/15/2012 2:42:58 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:50 PM |
| Brookst | $50.00 | 12/16/2012 9:47:19 AM |
| TGACJ | $30.00 | 12/16/2012 9:54:50 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:03 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:25 AM |
| adaptable-benefit6 | $25.00 | 12/16/2012 12:16:56 PM |
| sympathetic-funds818 | $50.00 | 12/16/2012 12:42:18 PM |
| ItsJustMe79 | $25.00 | 12/17/2012 9:22:30 AM |
| a-restless-dollar | $30.00 | 12/16/2012 10:33:11 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:19 AM |
| helpwithoutbanks | $25.00 | 12/17/2012 10:18:51 AM |
| benevolent-benefit7 | $75.00 | 12/17/2012 11:12:27 AM |
| lamsabuy | $200.00 | 12/17/2012 5:20:58 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:07 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:20 PM |
| brandonm78 | $25.00 | 12/17/2012 5:53:16 PM |
| chestnut4 | $25.00 | 12/17/2012 6:11:51 PM |
| ChrisJB | $25.00 | 12/17/2012 5:13:38 PM |
| newest-peso-excellence | $300.00 | 12/17/2012 3:13:45 PM |
| kingryan | $250.00 | 12/17/2012 5:22:28 PM |
| skillful-durability8 | $25.00 | 12/17/2012 5:25:22 PM |
| ChrisTJ | $25.00 | 12/18/2012 9:31:11 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:13 AM |
| Jalebi | $25.00 | 12/18/2012 6:15:26 PM |
| best-camaraderi-sniffer | $25.00 | 12/18/2012 7:28:22 PM |
| nad139 | $25.00 | 12/19/2012 4:14:46 AM |
| peace-twister2 | $25.00 | 12/19/2012 9:06:16 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:04 AM |
| Spaceman838 | $25.00 | 12/18/2012 7:32:16 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:10 PM |
| wampum-journey4 | $270.00 | 12/19/2012 8:27:34 AM |
| AlBRich | $25.00 | 12/19/2012 12:01:24 PM |
| quickstep | $150.00 | 12/19/2012 2:15:37 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:22 AM |
| yield-spectacle | $35.00 | 12/19/2012 11:49:17 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:36 PM |
| sinner_c5 | $25.00 | 12/19/2012 12:48:50 PM |
| compatible-deal9 | $25.00 | 12/19/2012 1:10:10 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:23 PM |
| cfinley106 | $25.00 | 12/19/2012 5:38:57 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:06 PM |
| help4u | $50.00 | 12/19/2012 6:59:50 PM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
683128
This series of Notes was issued and sold upon the funding of the borrower loan #79275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,503.02 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $178.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,855 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-gadget943 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off debt and a little vacation
My financial situation:
I am a good candidate for this loan because...
I have a secure well paying job that I have been at for over 7 years and have proven I and can , do and will pay my bills.
Monthly net income: $3333
Monthly expenses: $2245
Housing: $350
Insurance: $60
Car expenses: $160
Utilities: $60
Phone, cable, internet: $15
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $850
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/7/2012 8:06:17 PM |
| superb-funds335 | $25.00 | 12/5/2012 5:27:25 PM |
| return-point2 | $100.00 | 12/5/2012 6:19:35 PM |
| entertaining-dollar298 | $25.00 | 12/5/2012 5:29:53 PM |
| obduro_1 | $25.00 | 12/5/2012 7:15:20 PM |
| Tscheddar | $25.00 | 12/6/2012 3:29:11 PM |
| responsible-worth113 | $30.00 | 12/6/2012 1:36:32 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:25 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:49 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:41 AM |
| jebber007 | $45.00 | 12/9/2012 9:42:10 AM |
| daekpon | $50.00 | 12/9/2012 2:03:52 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:36 AM |
| Edakers | $25.00 | 12/11/2012 1:49:56 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:58 PM |
| organized-dedication696 | $25.00 | 12/12/2012 5:47:05 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:47 AM |
| ethical-truth211 | $100.00 | 12/16/2012 6:53:29 AM |
| dunkard13 | $200.00 | 12/17/2012 6:28:04 PM |
| bullwink27 | $25.00 | 12/18/2012 10:05:51 AM |
| zorg77 | $50.00 | 12/18/2012 11:36:29 AM |
| ethical-truth211 | $150.00 | 12/18/2012 11:00:17 AM |
| compatible-deal9 | $25.00 | 12/19/2012 1:15:26 PM |
| historic-value7 | $100.00 | 12/19/2012 10:17:15 AM |
| deal-selector5 | $25.00 | 12/5/2012 5:31:13 PM |
| octoberfresh | $25.00 | 12/5/2012 5:52:07 PM |
| callmebryan | $25.00 | 12/5/2012 8:00:14 PM |
| open-minded-p2p1 | $25.00 | 12/5/2012 6:13:33 PM |
| toblerone | $25.00 | 12/5/2012 7:54:43 PM |
| compassion-twister2 | $100.00 | 12/6/2012 11:55:44 AM |
| WalnutCreekguy | $50.00 | 12/6/2012 6:39:31 PM |
| oskizzle | $25.00 | 12/7/2012 11:28:33 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:21 PM |
| 113121 | $25.00 | 12/7/2012 7:39:42 PM |
| finance-investor3 | $25.00 | 12/8/2012 11:12:55 AM |
| asset-professor | $25.00 | 12/8/2012 11:21:57 AM |
| LuvToLend | $25.00 | 12/9/2012 1:08:13 PM |
| commerce-venture1 | $25.00 | 12/9/2012 2:38:29 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:35 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:52 AM |
| wildanne | $50.00 | 12/10/2012 9:43:32 AM |
| CA-Lender | $25.00 | 12/10/2012 4:58:41 PM |
| kenji4861 | $25.00 | 12/11/2012 9:36:06 AM |
| KCEnterprises | $25.00 | 12/11/2012 6:03:44 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 8:58:08 PM |
| moneylender25 | $25.00 | 12/14/2012 12:30:40 PM |
| bizlending | $100.00 | 12/15/2012 8:27:08 AM |
| gotjack-IRA | $25.02 | 12/15/2012 5:52:35 AM |
| deal-confidant7 | $100.00 | 12/15/2012 9:28:08 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:32 PM |
| scrappy-diversification7 | $803.00 | 12/15/2012 2:09:07 PM |
| pennybypenny | $25.00 | 12/16/2012 9:37:24 PM |
| 08bob | $25.00 | 12/17/2012 1:42:39 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:02:27 PM |
| djh47a | $25.00 | 12/17/2012 8:49:44 PM |
| zorg77 | $100.00 | 12/18/2012 11:36:22 AM |
| ResQDoc | $25.00 | 12/19/2012 4:27:38 AM |
| newest-phenomenal-dinero | $75.00 | 12/18/2012 8:14:55 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:05 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:10 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
683154
This series of Notes was issued and sold upon the funding of the borrower loan #79576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,679 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ultimate-penny564 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.00 | 12/12/2012 10:01:24 AM |
| Wrats6 | $25.00 | 12/6/2012 5:03:16 PM |
| money-genome84 | $250.00 | 12/6/2012 5:03:02 PM |
| red-duty-carrier | $25.00 | 12/6/2012 5:08:08 PM |
| Dubbs360 | $50.00 | 12/6/2012 5:43:35 PM |
| ferocious-kindness8 | $35.00 | 12/6/2012 5:11:53 PM |
| Rogelio48 | $31.00 | 12/6/2012 7:09:15 PM |
| liberty-tostada7 | $50.00 | 12/6/2012 7:15:46 PM |
| EngineersAlliance | $35.00 | 12/6/2012 6:34:35 PM |
| transparency-position | $88.88 | 12/6/2012 7:14:28 PM |
| glimmering-liberty616 | $25.00 | 12/7/2012 5:36:00 AM |
| vutah | $45.00 | 12/6/2012 7:11:18 PM |
| LendingPimp_2 | $51.00 | 12/6/2012 7:12:37 PM |
| finder61 | $25.00 | 12/6/2012 7:42:01 PM |
| DevinHill_IRA | $30.00 | 12/6/2012 7:52:20 PM |
| dynrep | $25.00 | 12/6/2012 8:09:34 PM |
| aquariano2 | $25.00 | 12/7/2012 9:03:19 AM |
| integrity-web | $25.00 | 12/7/2012 9:19:01 AM |
| credit-coach118 | $40.01 | 12/7/2012 10:58:23 AM |
| fund-medalist171 | $25.00 | 12/7/2012 3:53:34 PM |
| bazaar-tulip | $25.00 | 12/7/2012 6:31:13 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:46 PM |
| axl163 | $25.00 | 12/8/2012 1:00:56 AM |
| goat0 | $150.00 | 12/7/2012 6:27:02 PM |
| WalnutCreekguy | $48.00 | 12/8/2012 12:08:52 PM |
| Interloper | $25.00 | 12/8/2012 9:31:14 AM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:29 PM |
| forceful-wealth244 | $25.00 | 12/8/2012 12:17:06 PM |
| blueshound | $25.00 | 12/8/2012 6:49:38 PM |
| dedicated-contract755 | $30.00 | 12/9/2012 12:53:40 PM |
| credit-commander1 | $25.00 | 12/9/2012 1:12:34 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:44 PM |
| commerce-venture1 | $25.00 | 12/9/2012 2:40:02 PM |
| authentic-finance194 | $200.00 | 12/10/2012 6:29:27 AM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:37:15 PM |
| moola-gargantuan9 | $50.00 | 12/11/2012 9:25:50 AM |
| truth-companion | $25.00 | 12/11/2012 10:47:51 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:32 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:18:59 PM |
| nevee | $25.00 | 12/11/2012 5:19:47 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:48 PM |
| helpful-fund7 | $38.51 | 12/12/2012 5:17:52 AM |
| deal-vibrato | $25.00 | 12/11/2012 6:22:47 PM |
| Kaj | $25.00 | 12/11/2012 6:25:08 PM |
| cr8on | $30.00 | 12/12/2012 9:46:50 AM |
| NickelSteamroller | $25.00 | 12/12/2012 9:56:27 AM |
| dukeiyer | $25.00 | 12/12/2012 11:26:12 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:08:36 PM |
| new-start18100 | $25.00 | 12/12/2012 5:09:56 PM |
| monster4 | $50.00 | 12/12/2012 10:52:12 AM |
| dsnybnd | $25.00 | 12/12/2012 9:47:36 PM |
| heartpounding-note972 | $25.00 | 12/13/2012 9:18:09 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 8:58:05 PM |
| DevinHill | $25.00 | 12/14/2012 11:17:17 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:40:41 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:14 PM |
| stollcm | $25.00 | 12/15/2012 12:01:53 PM |
| 78 | $25.00 | 12/15/2012 1:32:22 PM |
| gotjack | $25.00 | 12/15/2012 2:46:27 PM |
| Roundhouse | $100.00 | 12/15/2012 4:52:14 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:51 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:13:47 PM |
| supersarah61 | $25.00 | 12/16/2012 1:54:02 PM |
| chato2345 | $25.00 | 12/16/2012 11:39:18 AM |
| social-zebra | $30.00 | 12/16/2012 3:10:11 PM |
| JPINVEST7 | $35.63 | 12/15/2012 6:37:36 PM |
| first-graceful-contract | $25.00 | 12/16/2012 12:41:33 PM |
| PFTLender | $25.00 | 12/16/2012 12:50:19 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:20 PM |
| shamantha | $28.00 | 12/17/2012 7:31:58 AM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:07 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:58 PM |
| a-currency-magnate | $25.00 | 12/16/2012 8:07:27 PM |
| dunox | $75.00 | 12/17/2012 9:27:08 AM |
| deal-pioneer1 | $25.00 | 12/17/2012 3:49:24 AM |
| wonder3 | $30.00 | 12/17/2012 6:08:38 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:03 PM |
| Felici_Finance | $25.00 | 12/17/2012 8:06:25 AM |
| CashBank | $25.00 | 12/17/2012 8:47:27 AM |
| sunny-dough9 | $200.00 | 12/16/2012 9:14:25 PM |
| intrepid-loot | $25.00 | 12/17/2012 2:05:09 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:20 AM |
| Leshan | $50.00 | 12/17/2012 7:36:07 AM |
| note-aspen6 | $25.00 | 12/17/2012 7:48:06 AM |
| dl_data | $100.00 | 12/17/2012 9:55:37 AM |
| deal-banker | $50.00 | 12/17/2012 8:05:45 AM |
| crdcteng | $25.00 | 12/17/2012 6:06:56 PM |
| return-enthusiast1 | $50.00 | 12/17/2012 12:39:44 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:32 PM |
| ell25 | $25.00 | 12/17/2012 6:31:39 PM |
| graceful-investment | $106.00 | 12/17/2012 7:07:59 PM |
| treasure-coyote3 | $25.00 | 12/17/2012 9:42:56 PM |
| unassuming-p2ploan774 | $40.00 | 12/17/2012 6:07:30 PM |
| meoates1 | $25.00 | 12/17/2012 6:13:51 PM |
| wwwUniversal | $25.00 | 12/18/2012 9:42:14 AM |
| ectasy683 | $25.00 | 12/18/2012 9:57:20 AM |
| FL-Lender | $25.00 | 12/17/2012 6:10:18 PM |
| itsmaj | $50.00 | 12/17/2012 11:43:27 PM |
| Beachnutty | $25.00 | 12/18/2012 9:46:30 AM |
| receptive-vigilance799 | $25.00 | 12/18/2012 9:01:58 AM |
| top-visionary-truth | $25.00 | 12/18/2012 1:57:44 PM |
| walkinsky | $200.00 | 12/18/2012 6:30:29 PM |
| power-secret-agent | $25.00 | 12/18/2012 11:04:36 AM |
| Lubava | $50.00 | 12/18/2012 7:29:47 PM |
| wale-ld | $35.00 | 12/18/2012 10:00:32 PM |
| best-bonafide-p2p | $25.00 | 12/18/2012 5:38:59 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:53 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:10 PM |
| creditjunky | $25.00 | 12/19/2012 4:10:15 AM |
| pound-mushroom3 | $25.00 | 12/18/2012 7:11:59 PM |
| dl_data | $100.00 | 12/18/2012 8:09:49 PM |
| Military_Money_Wise | $25.00 | 12/19/2012 11:50:23 AM |
| spirited-worth335 | $63.82 | 12/19/2012 3:32:04 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:23 AM |
| natural-liberty4 | $74.84 | 12/19/2012 5:37:24 PM |
| credit-adventurer313 | $50.00 | 12/6/2012 5:19:27 PM |
| octoberfresh | $25.00 | 12/6/2012 5:52:02 PM |
| berniemadeoff | $65.00 | 12/6/2012 7:30:03 PM |
| thrilling-point2 | $40.00 | 12/6/2012 5:27:15 PM |
| jubilant-capital1 | $25.00 | 12/6/2012 7:50:32 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:50 PM |
| gotjack-IRA | $75.00 | 12/6/2012 8:03:06 PM |
| payment-halo | $25.00 | 12/6/2012 8:09:11 PM |
| creditjunky | $25.00 | 12/6/2012 9:09:08 PM |
| Money__Tree | $200.00 | 12/6/2012 6:12:21 PM |
| marketplace-singularity3 | $25.00 | 12/6/2012 6:25:50 PM |
| ready-interest9 | $25.00 | 12/6/2012 7:08:55 PM |
| RGlad | $100.00 | 12/7/2012 1:01:25 AM |
| BigSkyFinancial | $28.69 | 12/7/2012 9:04:15 AM |
| natural-worth9 | $200.00 | 12/7/2012 10:38:49 AM |
| deal-selector5 | $25.00 | 12/7/2012 5:30:29 PM |
| magnetic-duty4 | $25.00 | 12/7/2012 2:06:12 PM |
| return-point2 | $100.00 | 12/7/2012 5:44:29 PM |
| 312-Lender | $52.13 | 12/7/2012 5:04:30 PM |
| contract-victor5 | $50.00 | 12/7/2012 8:31:23 PM |
| Endeavour | $150.00 | 12/8/2012 6:28:22 AM |
| LendingPimp | $102.00 | 12/8/2012 1:03:58 PM |
| kila-designer | $124.00 | 12/9/2012 12:50:39 PM |
| Hwornke | $25.00 | 12/10/2012 5:52:29 AM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:41:34 PM |
| 01a_MrUSC_IRA | $25.00 | 12/10/2012 4:48:43 AM |
| wildanne | $50.00 | 12/10/2012 9:43:36 AM |
| platinum-scientist9 | $25.00 | 12/10/2012 6:02:41 PM |
| Edakers | $25.00 | 12/11/2012 1:51:40 PM |
| EFS | $100.00 | 12/11/2012 5:05:51 PM |
| kalamari | $30.00 | 12/11/2012 1:03:53 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:18:17 PM |
| ucantbeetit | $25.00 | 12/11/2012 5:32:06 PM |
| aggresive-compassion612 | $25.00 | 12/11/2012 5:38:52 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:23:49 PM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:26 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:27 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:58 PM |
| LittleMingo | $25.00 | 12/11/2012 6:21:02 PM |
| Sweaty-Butt-Crack | $25.00 | 12/12/2012 6:21:18 AM |
| justreturns | $25.00 | 12/11/2012 6:06:50 PM |
| Jasner | $25.00 | 12/11/2012 6:23:25 PM |
| MyPFBlog | $25.00 | 12/12/2012 8:29:07 AM |
| loan-fate | $50.00 | 12/12/2012 9:03:04 AM |
| radiant-dollar9 | $200.00 | 12/12/2012 10:04:56 AM |
| balance-force | $28.00 | 12/12/2012 1:52:56 PM |
| dsnybnd | $25.00 | 12/12/2012 9:42:21 PM |
| tech310 | $50.00 | 12/13/2012 11:00:16 AM |
| vivacious-fund2 | $25.00 | 12/13/2012 12:52:26 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:32 PM |
| Quid-Pro-Quo | $45.28 | 12/13/2012 9:31:04 PM |
| RebuildALife | $25.00 | 12/14/2012 9:10:42 AM |
| reaction18 | $50.00 | 12/13/2012 7:05:57 PM |
| credit-driver9 | $98.23 | 12/13/2012 7:39:41 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:42 AM |
| pierrelasvegas | $25.00 | 12/14/2012 10:06:56 AM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:26 PM |
| Obiwan_Kanobi | $25.03 | 12/14/2012 5:50:23 PM |
| graceful-IRAinvestment | $50.00 | 12/14/2012 8:57:06 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:57 AM |
| SunnyMoney | $29.00 | 12/15/2012 11:40:57 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:21 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 11:02:31 AM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:52 PM |
| UHcougars | $25.00 | 12/15/2012 7:28:17 PM |
| hitsman | $50.00 | 12/16/2012 12:03:22 PM |
| RevREB | $25.00 | 12/16/2012 12:18:58 PM |
| ethical-truth211 | $1,000.00 | 12/16/2012 3:13:31 AM |
| quick | $50.00 | 12/16/2012 8:25:46 AM |
| Loan_shark718 | $25.00 | 12/16/2012 8:39:44 AM |
| privatebanker | $25.00 | 12/16/2012 10:44:10 AM |
| LaBamba | $100.00 | 12/15/2012 7:03:08 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:23 PM |
| payout-detective7 | $25.00 | 12/16/2012 6:54:21 AM |
| COCHINOBOY | $27.95 | 12/16/2012 10:48:54 AM |
| blue-pragmatic-truth | $25.00 | 12/17/2012 7:01:33 AM |
| wojo | $30.00 | 12/17/2012 7:24:30 AM |
| benefit-javelin | $50.00 | 12/17/2012 8:14:11 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:19 AM |
| natural-worth9 | $100.00 | 12/17/2012 9:24:43 AM |
| CA-Lender | $50.00 | 12/16/2012 1:09:58 PM |
| profitable-fairness1 | $75.00 | 12/17/2012 6:15:42 AM |
| Wordsmth | $25.00 | 12/16/2012 1:45:03 PM |
| Eminent_Endeavors | $25.00 | 12/17/2012 10:53:54 AM |
| awesome-generosity4 | $25.00 | 12/17/2012 5:36:59 AM |
| kegs | $200.00 | 12/17/2012 1:39:48 PM |
| crown-year | $1,500.00 | 12/17/2012 6:02:10 AM |
| the-credit-proton | $25.00 | 12/17/2012 7:27:52 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:21 PM |
| buffalobills | $25.00 | 12/17/2012 4:15:16 PM |
| Whipster | $60.00 | 12/17/2012 4:38:13 PM |
| prudent-deal662 | $25.00 | 12/17/2012 5:51:50 PM |
| green-loyalty-web | $25.00 | 12/17/2012 6:08:49 PM |
| kingryan | $250.00 | 12/17/2012 5:23:08 PM |
| integrity-doctor | $100.00 | 12/17/2012 2:55:14 PM |
| orearella3 | $30.00 | 12/17/2012 5:48:08 PM |
| grf1945 | $40.00 | 12/17/2012 5:50:13 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:06:21 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:46 AM |
| beer-gardener | $50.00 | 12/18/2012 10:24:31 AM |
| blue-dollar-viking | $75.00 | 12/18/2012 5:57:21 AM |
| Money_Working | $40.00 | 12/18/2012 1:13:32 PM |
| belief-integrity | $250.00 | 12/18/2012 11:30:53 AM |
| cardminger | $25.00 | 12/18/2012 9:16:44 AM |
| quickstep | $150.00 | 12/19/2012 2:15:09 AM |
| creditjunky | $75.00 | 12/19/2012 4:09:19 AM |
| crown-year | $500.00 | 12/19/2012 8:22:54 AM |
| wampum-journey4 | $300.00 | 12/19/2012 8:25:01 AM |
| ResQDoc | $25.00 | 12/19/2012 4:13:38 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:04 AM |
| Munnie | $50.00 | 12/19/2012 7:01:23 AM |
| quest0 | $100.00 | 12/19/2012 7:15:57 AM |
| Pickmar | $25.00 | 12/19/2012 9:13:49 AM |
| compatible-deal9 | $25.00 | 12/19/2012 1:07:41 PM |
| justice-inspector | $50.00 | 12/19/2012 1:58:39 PM |
| Myrick | $25.00 | 12/19/2012 4:51:50 PM |
| horseshoelake | $50.00 | 12/19/2012 11:41:02 AM |
| 232 Investments
|
Borrower Payment Dependent Notes Series
683196
This series of Notes was issued and sold upon the funding of the borrower loan #79633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,229.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $404.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,015 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tremendous-investment6 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
|
Principal balance:
| $3,410.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-class-gold0 | $55.00 | 12/6/2012 9:07:10 AM |
| LittleMingo | $25.00 | 12/6/2012 9:15:06 AM |
| mymoneyblog | $25.00 | 12/6/2012 9:51:11 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:54 AM |
| enthusiastic-balance5 | $100.00 | 12/6/2012 10:30:01 AM |
| kila-designer | $149.00 | 12/6/2012 10:42:55 AM |
| whitegold24k | $50.00 | 12/6/2012 12:45:30 PM |
| berniemadeoff | $65.00 | 12/6/2012 11:38:03 AM |
| thrilling-point2 | $40.00 | 12/6/2012 5:27:14 PM |
| zipemdown | $25.00 | 12/6/2012 6:08:40 PM |
| jwesleym | $25.00 | 12/7/2012 9:13:45 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:17 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:11 AM |
| justreturns | $25.00 | 12/7/2012 11:07:00 AM |
| Kaj | $25.00 | 12/7/2012 10:38:30 AM |
| Assets-Up | $25.00 | 12/7/2012 11:13:08 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:38 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:16 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:38 PM |
| kpengineer | $25.00 | 12/8/2012 11:23:28 AM |
| simplelender80 | $500.00 | 12/9/2012 12:31:54 PM |
| purposeful-durability8 | $100.00 | 12/9/2012 12:39:55 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:43 PM |
| FrugalForLife2 | $25.00 | 12/10/2012 5:16:09 PM |
| deal-vibrato | $25.00 | 12/10/2012 5:53:33 PM |
| first-serene-credit | $25.00 | 12/11/2012 8:33:40 AM |
| monster4 | $50.00 | 12/11/2012 10:15:41 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:24 PM |
| AF-Chief | $25.00 | 12/12/2012 9:45:45 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:14:53 PM |
| cardminger | $25.00 | 12/12/2012 6:27:19 PM |
| balance-force | $28.00 | 12/12/2012 1:52:55 PM |
| pierrelasvegas | $25.00 | 12/13/2012 6:22:45 PM |
| sensible-fund | $30.00 | 12/14/2012 5:47:20 AM |
| integrity-doctor | $100.00 | 12/14/2012 7:03:01 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:39 AM |
| moneyonmoneylove | $50.00 | 12/14/2012 5:26:36 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:09 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:25 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:40 AM |
| orange-responsive-leverage | $100.00 | 12/14/2012 6:27:23 PM |
| momoney2lend | $25.00 | 12/15/2012 11:37:05 AM |
| dunox | $75.00 | 12/15/2012 11:00:13 AM |
| receptive-vigilance799 | $25.00 | 12/15/2012 12:37:45 PM |
| RevREB | $25.00 | 12/16/2012 12:18:57 PM |
| capital-renewal | $33.00 | 12/16/2012 1:00:10 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:19 PM |
| kingryan | $250.00 | 12/17/2012 5:23:07 PM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:37:58 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:13 AM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:31 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:07 PM |
| pollosquawk | $27.00 | 12/18/2012 5:45:24 PM |
| grove88 | $25.00 | 12/18/2012 8:33:44 PM |
| integrity-american | $26.00 | 12/19/2012 3:26:28 PM |
| Munnie | $50.00 | 12/19/2012 7:01:22 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:02 AM |
| djmikmik | $25.00 | 12/19/2012 10:34:43 AM |
| Toby1montana | $50.00 | 12/19/2012 10:09:39 AM |
| tolerant-responsibility051 | $1,021.00 | 12/19/2012 11:15:47 AM |
| hope-wrangler1 | $50.00 | 12/19/2012 6:11:20 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:50 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:05 PM |
| new-marketplace-lyrics | $25.00 | 12/19/2012 7:53:20 PM |
| fulfilling-bazaar4 | $100.00 | 12/19/2012 5:41:39 PM |
| help4u | $50.00 | 12/19/2012 6:59:50 PM |
| Index_Plus | $4,000.00 | 12/19/2012 6:01:13 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:12 PM |
| fcrick | $50.00 | 12/6/2012 10:33:20 AM |
| newfoundation | $25.00 | 12/6/2012 9:51:39 AM |
| persist_in_doing | $25.00 | 12/6/2012 10:01:40 AM |
| WalnutCreekguy | $50.00 | 12/6/2012 9:43:56 AM |
| liberty-tostada7 | $50.00 | 12/6/2012 11:33:59 AM |
| return-point2 | $100.00 | 12/6/2012 9:56:41 AM |
| Dubbs360 | $50.00 | 12/6/2012 10:29:43 AM |
| deal-selector5 | $25.00 | 12/6/2012 10:42:43 AM |
| octoberfresh | $25.00 | 12/6/2012 10:17:46 AM |
| yield-voyager8 | $25.00 | 12/6/2012 10:26:45 AM |
| five-star-note | $25.00 | 12/6/2012 11:24:34 AM |
| treasure-bliss | $25.00 | 12/6/2012 10:46:41 AM |
| Tscheddar | $25.00 | 12/6/2012 3:25:50 PM |
| transparency-position | $110.00 | 12/6/2012 11:48:11 AM |
| thrilling-fund427 | $50.00 | 12/6/2012 5:28:41 PM |
| Interest2thePeople | $100.00 | 12/6/2012 5:22:48 PM |
| kind-lovely-marketplace | $50.00 | 12/6/2012 5:38:27 PM |
| Jasner | $25.00 | 12/7/2012 10:11:17 AM |
| loan-fate | $50.00 | 12/8/2012 12:02:55 PM |
| roland1 | $25.00 | 12/9/2012 12:23:43 PM |
| dukeiyer | $25.00 | 12/10/2012 9:39:05 AM |
| NickelSteamroller | $25.00 | 12/10/2012 5:54:59 PM |
| truth-companion | $25.00 | 12/11/2012 10:47:41 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:43 PM |
| cr8on | $30.00 | 12/12/2012 9:46:48 AM |
| tech310 | $50.00 | 12/12/2012 10:15:22 AM |
| gauss02 | $25.00 | 12/13/2012 9:36:24 AM |
| dunkard13 | $56.00 | 12/14/2012 5:20:40 PM |
| PFTLender | $25.00 | 12/15/2012 5:58:32 AM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:51 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:40 PM |
| money-bauble | $100.00 | 12/16/2012 12:13:36 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:55:59 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:19 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:19 AM |
| jamiee73 | $50.00 | 12/16/2012 4:38:56 PM |
| ectasy683 | $25.00 | 12/17/2012 9:16:56 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:31 PM |
| E-2 | $29.00 | 12/17/2012 5:09:18 PM |
| receptive-affluence035 | $25.00 | 12/18/2012 6:57:17 AM |
| Dave0 | $25.00 | 12/17/2012 7:00:22 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:44 AM |
| green-lovely-finance | $35.00 | 12/18/2012 6:56:15 AM |
| duty-viola | $35.00 | 12/18/2012 9:03:59 AM |
| income-champion | $25.00 | 12/18/2012 9:07:44 AM |
| jga516 | $25.00 | 12/18/2012 7:02:27 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:50 AM |
| korby524 | $25.00 | 12/19/2012 9:59:52 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:54 PM |
| natural-balance881 | $30.00 | 12/19/2012 5:06:18 PM |
| Bank42 | $25.00 | 12/19/2012 6:53:21 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:23 PM |
| PrimeFunding | $25.00 | 12/19/2012 5:48:53 PM |
| meoates1 | $25.00 | 12/19/2012 6:11:27 PM |
| fervent-repayment | $100.00 | 12/19/2012 5:41:03 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
683220
This series of Notes was issued and sold upon the funding of the borrower loan #79570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $110,403 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| healthy-rupee6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2012)
|
|
Principal balance:
| $4,356.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Potential Investors
I am appyling for this to loan to consolidate credit card debt. I have been a fortunate individual since I was sixteen years old to have always been gainfully employed. I have prided myself to always pay any loan or credit card purchase on time or in full each and every billing cycle.
Invest your funds with confindence!
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Fiimg | $50.00 | 12/6/2012 9:46:14 AM |
| mymoneyblog | $25.00 | 12/6/2012 9:51:12 AM |
| fcrick | $50.00 | 12/6/2012 10:33:20 AM |
| secureincome | $555.00 | 12/6/2012 10:00:32 AM |
| bowdish1 | $25.00 | 12/6/2012 10:38:07 AM |
| five-star-note | $25.00 | 12/6/2012 11:24:35 AM |
| gravbox | $25.00 | 12/6/2012 10:58:33 AM |
| Tscheddar | $25.00 | 12/6/2012 3:25:50 PM |
| repayment-pagoda8 | $100.00 | 12/6/2012 5:32:51 PM |
| affluence-microscope2 | $200.00 | 12/6/2012 5:22:08 PM |
| LaGrangeLender | $60.00 | 12/7/2012 6:15:33 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:21:50 AM |
| Harry | $75.00 | 12/7/2012 9:53:40 AM |
| radiant-dollar9 | $200.00 | 12/7/2012 9:25:31 AM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:28:15 AM |
| special-dinero553 | $25.00 | 12/7/2012 9:19:30 AM |
| adaboy65 | $75.00 | 12/7/2012 11:23:22 AM |
| valiant-return584 | $50.00 | 12/7/2012 6:13:38 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:20 PM |
| newest-organic-rupee | $25.00 | 12/9/2012 9:11:48 PM |
| appetizing-velocity4 | $25.00 | 12/9/2012 2:59:24 PM |
| 1stBankAndHal | $25.04 | 12/9/2012 7:07:43 PM |
| tech310 | $50.00 | 12/10/2012 10:10:45 AM |
| franzzua | $25.00 | 12/11/2012 10:39:14 AM |
| Mommo | $50.00 | 12/11/2012 5:15:20 PM |
| kind-euro-mirth | $50.00 | 12/11/2012 5:20:19 PM |
| dime-mandolin9 | $50.00 | 12/11/2012 5:33:25 PM |
| wetlands | $200.00 | 12/11/2012 5:44:18 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:47 PM |
| riskreward | $250.00 | 12/11/2012 5:54:37 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:43 PM |
| trumpeter391 | $25.00 | 12/12/2012 1:14:31 PM |
| hero007 | $50.00 | 12/13/2012 9:03:43 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:26 PM |
| Astyanax | $30.00 | 12/12/2012 7:48:24 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:04 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:39 PM |
| cilution | $50.00 | 12/14/2012 4:50:19 PM |
| dunkard13 | $100.00 | 12/14/2012 5:20:41 PM |
| worth-game-changer8 | $25.00 | 12/14/2012 10:32:44 PM |
| devoider | $25.00 | 12/15/2012 10:28:19 AM |
| hitsman | $50.00 | 12/14/2012 6:40:28 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:28:56 AM |
| kulender | $100.00 | 12/15/2012 9:24:29 AM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:41 AM |
| gethsemane4 | $25.00 | 12/15/2012 12:13:52 PM |
| principal-cooker2 | $50.00 | 12/15/2012 12:48:25 PM |
| RgPro | $25.00 | 12/15/2012 12:04:05 PM |
| keen-credit6 | $25.00 | 12/15/2012 6:56:03 PM |
| dank-of-america | $42.20 | 12/15/2012 6:59:02 PM |
| green-loyalty-cub | $49.00 | 12/15/2012 9:12:44 PM |
| China-man | $59.56 | 12/16/2012 4:01:58 AM |
| pleasant-listing712 | $25.00 | 12/16/2012 8:47:50 AM |
| cash-spinner | $25.00 | 12/15/2012 3:06:18 PM |
| ferdberfel | $25.00 | 12/15/2012 4:08:00 PM |
| UHcougars | $25.00 | 12/15/2012 7:19:08 PM |
| ilend57 | $25.00 | 12/15/2012 9:36:24 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:04 AM |
| RevREB | $25.00 | 12/16/2012 12:18:57 PM |
| power-bluebird2 | $25.00 | 12/17/2012 2:47:02 AM |
| Digger85 | $100.00 | 12/17/2012 4:43:18 AM |
| USMC0311 | $25.00 | 12/16/2012 8:11:13 AM |
| benefit-mushroom6 | $25.00 | 12/16/2012 1:54:35 PM |
| moneytolend72 | $40.00 | 12/17/2012 8:26:48 AM |
| caring-contract6 | $50.00 | 12/16/2012 11:42:25 PM |
| first-class-yield9 | $48.00 | 12/17/2012 5:34:57 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:00 PM |
| saver266 | $30.00 | 12/16/2012 4:37:16 PM |
| Bank_of_the_Galaxy | $25.00 | 12/16/2012 6:17:40 PM |
| 08bob | $25.00 | 12/17/2012 1:30:15 AM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:32 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:19 AM |
| sparkling-contract7 | $25.00 | 12/17/2012 8:27:32 AM |
| transparent-loan5 | $101.00 | 12/17/2012 10:33:30 AM |
| spry-hope4 | $200.00 | 12/17/2012 5:12:15 PM |
| dukeiyer | $25.00 | 12/17/2012 11:06:58 AM |
| restless-nickel158 | $44.00 | 12/17/2012 9:34:20 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:49 PM |
| kingryan | $250.00 | 12/17/2012 5:22:39 PM |
| TheHillsAreAlive | $25.00 | 12/17/2012 5:35:49 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:08:13 PM |
| lamsabuy | $200.00 | 12/17/2012 5:20:57 PM |
| tranquil-gain1 | $75.00 | 12/17/2012 6:46:00 PM |
| LenderToAll | $100.00 | 12/17/2012 5:23:50 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:19 PM |
| beeper2 | $25.00 | 12/17/2012 5:26:59 PM |
| randsenterprise | $25.00 | 12/17/2012 6:06:59 PM |
| 02408575 | $25.00 | 12/17/2012 5:54:27 PM |
| compassion-neutron | $50.00 | 12/18/2012 6:27:56 AM |
| mammalian4 | $25.00 | 12/18/2012 2:47:49 PM |
| rootcanaler | $50.00 | 12/18/2012 3:43:53 PM |
| ChrisTJ | $25.00 | 12/18/2012 9:31:10 AM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:10 AM |
| commerce-viking1 | $50.00 | 12/18/2012 5:14:11 PM |
| GenerousGentleMan | $25.00 | 12/18/2012 9:01:29 AM |
| rupee-champion7 | $25.00 | 12/18/2012 2:33:57 PM |
| brilliant-penny9 | $25.00 | 12/18/2012 3:59:16 PM |
| value-showcase828 | $25.00 | 12/18/2012 5:00:39 PM |
| grabtakeout | $25.00 | 12/18/2012 5:03:04 PM |
| terrific-dough6 | $50.00 | 12/18/2012 5:22:58 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 5:25:09 PM |
| abundanceforever | $52.50 | 12/18/2012 5:30:52 PM |
| compoundinterest | $25.00 | 12/18/2012 5:41:14 PM |
| order-tamale | $400.00 | 12/18/2012 5:06:50 PM |
| Cai8899 | $25.00 | 12/18/2012 6:14:56 PM |
| american6 | $50.00 | 12/19/2012 9:04:24 AM |
| reward-walnut | $25.00 | 12/18/2012 6:09:57 PM |
| bbt210 | $25.05 | 12/18/2012 6:32:39 PM |
| grove88 | $25.00 | 12/18/2012 8:33:44 PM |
| Munnie | $50.00 | 12/19/2012 7:01:22 AM |
| 907 | $25.00 | 12/18/2012 7:49:21 PM |
| life-is-great | $25.00 | 12/19/2012 9:07:51 AM |
| Quiza12 | $22.73 | 12/19/2012 11:14:02 AM |
| unrivaled-deal676 | $50.00 | 12/19/2012 9:01:38 AM |
| rvtbike | $37.00 | 12/19/2012 9:46:49 AM |
| korby524 | $25.00 | 12/19/2012 9:59:53 AM |
| letsmakeitsuccessful | $25.00 | 12/19/2012 10:11:54 AM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:44 AM |
| vivid-p2ploan1 | $25.00 | 12/6/2012 9:08:45 AM |
| vutah | $25.00 | 12/6/2012 9:28:32 AM |
| bazaar-tulip | $25.00 | 12/6/2012 10:56:55 AM |
| CougarRoar | $25.00 | 12/6/2012 9:33:23 AM |
| enthusiastic-balance5 | $100.00 | 12/6/2012 10:30:02 AM |
| phenomenal-rate1 | $500.00 | 12/6/2012 5:24:57 PM |
| Mountain-Lion-IRA1 | $25.00 | 12/7/2012 6:02:30 AM |
| peso-spartan6 | $25.00 | 12/7/2012 8:36:42 AM |
| Mikale360 | $25.00 | 12/7/2012 5:33:11 AM |
| RGlad | $100.00 | 12/7/2012 12:56:33 AM |
| windguy | $50.00 | 12/7/2012 9:30:21 AM |
| AF-Chief | $25.00 | 12/7/2012 10:23:11 AM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:12 AM |
| dominickf | $50.00 | 12/8/2012 2:08:54 PM |
| qsolo | $25.00 | 12/8/2012 1:32:27 PM |
| simplelender80 | $500.00 | 12/9/2012 12:31:55 PM |
| purposeful-durability8 | $100.00 | 12/9/2012 12:39:55 PM |
| sharp-platinum326 | $25.00 | 12/10/2012 9:32:54 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:36 AM |
| fulfilling-bazaar4 | $100.00 | 12/10/2012 6:20:35 PM |
| redmumba | $50.00 | 12/11/2012 12:30:15 AM |
| HereToHelp305 | $50.00 | 12/10/2012 10:10:06 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:13:56 PM |
| lionheart722 | $25.00 | 12/11/2012 10:00:36 AM |
| HoosierDaddie | $300.00 | 12/11/2012 5:21:57 PM |
| Zorro_970 | $100.00 | 12/11/2012 5:35:52 PM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:58 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:02 AM |
| transparency-futurist3 | $25.00 | 12/12/2012 2:30:33 PM |
| balance-force | $28.00 | 12/12/2012 1:52:56 PM |
| djh47a | $25.00 | 12/12/2012 1:23:16 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:59 PM |
| Avicell | $25.00 | 12/13/2012 6:21:32 PM |
| important-trade094 | $30.00 | 12/13/2012 6:44:50 PM |
| oxnard | $25.00 | 12/14/2012 7:29:28 AM |
| managedfund | $894.00 | 12/14/2012 9:54:50 AM |
| fairness-musician3 | $25.00 | 12/14/2012 10:00:02 AM |
| supersarah61 | $25.00 | 12/14/2012 4:54:04 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:10 PM |
| just-loyalty643 | $50.00 | 12/15/2012 1:02:31 AM |
| kinetic-loot436 | $50.00 | 12/15/2012 4:20:32 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:34:56 AM |
| belief-integrity | $400.00 | 12/14/2012 6:40:37 PM |
| integrity-starter | $25.00 | 12/15/2012 12:08:31 PM |
| shamonn_p2p | $50.00 | 12/15/2012 11:17:51 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:17:11 AM |
| adventurous-credit466 | $50.00 | 12/15/2012 12:08:54 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:59:45 PM |
| five-star-principal0 | $25.00 | 12/15/2012 12:58:59 PM |
| jazzlender | $50.00 | 12/15/2012 1:11:35 PM |
| mtquan | $25.00 | 12/15/2012 12:41:35 PM |
| PFTLender | $25.00 | 12/15/2012 1:02:23 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:02:41 PM |
| Navy-Retired | $91.95 | 12/15/2012 5:30:15 PM |
| coloradoadam | $25.00 | 12/15/2012 8:55:54 PM |
| return-buddy | $50.00 | 12/16/2012 8:11:10 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:31 PM |
| tranquil-diversification8 | $79.53 | 12/15/2012 2:46:18 PM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:12 AM |
| deal-seagull7 | $50.00 | 12/16/2012 6:36:56 AM |
| ericgassercom | $25.00 | 12/15/2012 2:09:23 PM |
| B2152 | $25.00 | 12/16/2012 7:35:19 AM |
| Socorro_Capital_Partners | $25.01 | 12/15/2012 7:34:12 PM |
| emergencyMD | $25.00 | 12/15/2012 8:06:13 PM |
| pennybypenny | $100.00 | 12/16/2012 9:32:23 PM |
| Marietta | $25.00 | 12/17/2012 3:15:15 AM |
| awesome-generosity4 | $25.00 | 12/17/2012 5:35:58 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:31:33 PM |
| natural-greenback6 | $25.00 | 12/16/2012 12:12:57 PM |
| EverettFinancial | $25.00 | 12/17/2012 9:08:49 AM |
| a-currency-magnate | $45.88 | 12/16/2012 8:03:34 PM |
| market-assembler | $50.00 | 12/16/2012 8:29:42 PM |
| pennybypenny | $100.00 | 12/16/2012 9:23:22 PM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:19 PM |
| moola-accelerator6 | $40.00 | 12/16/2012 1:30:59 PM |
| best-camaraderi-sniffer | $50.00 | 12/17/2012 7:14:55 AM |
| social-zebra | $30.00 | 12/16/2012 3:09:33 PM |
| Sardineface | $100.00 | 12/16/2012 4:07:28 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:21 AM |
| agreement-welder | $25.00 | 12/16/2012 8:03:33 PM |
| gru3hunt3r | $34.25 | 12/17/2012 8:25:30 AM |
| jpac1066 | $25.00 | 12/17/2012 12:09:06 PM |
| Preferred-Lender | $25.00 | 12/17/2012 6:17:28 PM |
| currency-fan9 | $50.00 | 12/17/2012 2:46:40 PM |
| youngster50 | $25.00 | 12/17/2012 4:20:28 PM |
| income-champion | $25.00 | 12/18/2012 9:07:45 AM |
| wwwUniversal | $25.00 | 12/18/2012 9:42:13 AM |
| Eddy-2-Aces | $25.00 | 12/18/2012 10:58:19 AM |
| bonus-quark4 | $25.00 | 12/18/2012 11:56:53 AM |
| delectable-order532 | $81.00 | 12/18/2012 5:15:16 PM |
| entertaining-revenue4 | $42.00 | 12/18/2012 5:46:52 PM |
| Jalebi | $25.00 | 12/18/2012 9:33:26 AM |
| skro | $25.00 | 12/18/2012 9:37:00 AM |
| cutter21 | $25.00 | 12/18/2012 9:52:17 AM |
| first-credit-meridian | $25.00 | 12/18/2012 6:07:19 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:45 AM |
| reward-reactor | $25.00 | 12/18/2012 10:54:45 AM |
| fortytwo | $100.00 | 12/18/2012 5:20:41 PM |
| jga516 | $25.00 | 12/18/2012 7:02:27 PM |
| loyalty-circuitry | $32.00 | 12/18/2012 12:46:24 PM |
| ready-agreement5 | $25.00 | 12/18/2012 5:31:33 PM |
| persistent-dinero953 | $25.00 | 12/18/2012 1:41:12 PM |
| abundant-power | $25.00 | 12/18/2012 6:02:59 PM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:10 AM |
| green-lovely-finance | $25.00 | 12/18/2012 6:09:46 PM |
| logical-peso2 | $25.00 | 12/18/2012 5:22:45 PM |
| loyalist1 | $200.00 | 12/19/2012 7:25:28 AM |
| Thunderswan | $30.00 | 12/18/2012 5:43:35 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:07 PM |
| biglender5 | $25.00 | 12/18/2012 5:46:40 PM |
| foxtrot12 | $75.00 | 12/18/2012 5:50:06 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:22 AM |
| Lubava | $25.00 | 12/18/2012 7:27:23 PM |
| investmentgeek | $25.00 | 12/18/2012 7:46:20 PM |
| sign_here | $25.00 | 12/18/2012 10:12:09 PM |
| integrity-doctor | $100.00 | 12/19/2012 7:17:08 AM |
| wampum-journey4 | $350.30 | 12/19/2012 8:30:57 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:03 AM |
| djmikmik | $25.00 | 12/19/2012 10:18:31 AM |
| 237 Investments
|
Borrower Payment Dependent Notes Series
683224
This series of Notes was issued and sold upon the funding of the borrower loan #79652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $132.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,462 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-flag0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay down credit card debt
My financial situation:
I am a good candidate for this loan because...my income is secure and fixed. i pay my debts on time and i am an honest and sincere person who would truly appreciate this loan at this time. thank you for considering me. have a very happy and safe holiday season
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-motivator0 | $50.00 | 12/5/2012 5:11:38 PM |
| bazaar-tulip | $500.00 | 12/5/2012 6:55:42 PM |
| natural-worth9 | $75.00 | 12/5/2012 7:36:25 PM |
| listing-flower2 | $100.00 | 12/5/2012 9:26:28 PM |
| BBsapphire-2-loan | $100.00 | 12/5/2012 10:11:43 PM |
| CreditBuilder2 | $25.01 | 12/5/2012 7:45:42 PM |
| abundance923 | $60.00 | 12/6/2012 4:33:56 PM |
| cerebral-dollar773 | $25.00 | 12/7/2012 6:06:26 AM |
| P2P4me | $200.00 | 12/7/2012 6:51:37 AM |
| nickel-ferret | $25.00 | 12/7/2012 9:20:14 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:37:32 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:54:04 PM |
| bfn311 | $25.00 | 12/8/2012 12:50:28 PM |
| radforj22 | $25.00 | 12/8/2012 7:51:11 PM |
| drkosh | $25.00 | 12/9/2012 11:00:16 AM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:43:55 PM |
| first-economy-spectacle | $25.00 | 12/9/2012 1:18:06 PM |
| prudent-deal662 | $25.00 | 12/9/2012 12:40:46 PM |
| qsolo | $25.00 | 12/9/2012 12:55:13 PM |
| Roundhouse | $25.00 | 12/9/2012 10:44:12 PM |
| Plutis | $25.00 | 12/11/2012 6:11:24 PM |
| kfrench | $33.00 | 12/12/2012 11:05:28 AM |
| djh47a | $50.00 | 12/12/2012 12:59:08 PM |
| Zolton | $300.00 | 12/5/2012 6:44:31 PM |
| wetlands | $200.00 | 12/7/2012 9:23:41 AM |
| windguy | $50.00 | 12/7/2012 9:29:45 AM |
| octoberfresh | $25.00 | 12/7/2012 10:06:06 AM |
| Winged_Inspirations | $25.00 | 12/7/2012 11:31:22 AM |
| rokman | $70.00 | 12/8/2012 12:57:54 PM |
| jazz619 | $25.00 | 12/8/2012 1:06:34 PM |
| singletrck | $25.00 | 12/8/2012 12:52:04 PM |
| the-capital-shooter | $33.63 | 12/8/2012 2:20:03 PM |
| duty-sundae1 | $25.00 | 12/10/2012 9:01:07 PM |
| Clarkekent3000 | $40.00 | 12/10/2012 9:20:35 PM |
| bruin558 | $30.00 | 12/11/2012 5:24:37 PM |
| Ocean713 | $75.00 | 12/12/2012 11:47:53 AM |
| durable-investment8 | $25.00 | 12/13/2012 7:12:25 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:35 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:11 PM |
| crown-year | $1,208.36 | 12/14/2012 5:53:29 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
683234
This series of Notes was issued and sold upon the funding of the borrower loan #79730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,836.66 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $283.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,141 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-lively-market |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2600
Monthly expenses: $
Housing: $807.21
Insurance: $300
Car expenses: $260
Utilities: $100
Phone, cable, internet: $145
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $300Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interest2thePeople | $100.00 | 12/7/2012 9:05:43 AM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 9:16:22 AM |
| treasure-bliss | $25.00 | 12/7/2012 9:09:50 AM |
| Dubbs360 | $50.00 | 12/7/2012 10:24:18 AM |
| money-genome84 | $250.00 | 12/7/2012 10:39:45 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:23 AM |
| ready-interest9 | $25.00 | 12/7/2012 11:24:28 AM |
| berniemadeoff | $65.00 | 12/7/2012 12:01:18 PM |
| Silver_Rupee | $25.00 | 12/7/2012 12:25:31 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:43:17 PM |
| octoberfresh | $25.00 | 12/7/2012 5:49:17 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:39 PM |
| tommymtg7 | $25.00 | 12/7/2012 7:00:05 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:58 PM |
| dukeiyer | $25.00 | 12/10/2012 9:39:07 AM |
| ucantbeetit | $25.00 | 12/10/2012 9:12:09 AM |
| NickelSteamroller | $25.00 | 12/11/2012 10:00:43 AM |
| justreturns | $25.00 | 12/11/2012 10:08:55 AM |
| successful-agreement7 | $100.00 | 12/11/2012 5:32:27 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:51 PM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:35 AM |
| cr8on | $30.00 | 12/12/2012 9:46:52 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:01:45 PM |
| transparency-universe8 | $25.00 | 12/13/2012 7:27:08 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:44 AM |
| tech310 | $50.00 | 12/14/2012 9:43:38 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:00 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:23 AM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:22 AM |
| jamiee73 | $50.00 | 12/16/2012 4:39:00 PM |
| finance-refresher3 | $50.00 | 12/17/2012 12:55:34 PM |
| gain-chosen-one081 | $25.00 | 12/17/2012 9:46:00 AM |
| PFTLender | $25.00 | 12/18/2012 9:31:46 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:14 AM |
| aquariano2 | $25.00 | 12/18/2012 8:28:18 AM |
| Trondheim_Norway | $150.00 | 12/19/2012 11:20:52 AM |
| Munnie | $50.00 | 12/19/2012 7:01:25 AM |
| theshef | $25.00 | 12/20/2012 9:10:13 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:57 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:32 PM |
| ElPadrino0 | $25.00 | 12/19/2012 6:58:49 PM |
| tranquil-gain1 | $75.00 | 12/20/2012 5:55:53 PM |
| reaction5 | $25.00 | 12/20/2012 10:01:09 AM |
| the-debt-mate | $25.00 | 12/20/2012 1:43:46 PM |
| hundorama | $25.00 | 12/21/2012 6:23:53 AM |
| supersarah61 | $25.00 | 12/20/2012 5:11:37 PM |
| social-tostada9 | $50.00 | 12/20/2012 6:06:47 PM |
| prominence8 | $35.00 | 12/21/2012 12:06:05 AM |
| revolutionary769 | $35.00 | 12/21/2012 5:35:40 AM |
| thrilling-point2 | $40.00 | 12/7/2012 9:07:40 AM |
| Wrats6 | $25.00 | 12/7/2012 9:09:54 AM |
| thrilling-fund427 | $50.00 | 12/7/2012 9:09:12 AM |
| zipemdown | $25.00 | 12/7/2012 9:27:13 AM |
| paxnj | $33.58 | 12/7/2012 9:41:06 AM |
| Money__Tree | $200.00 | 12/7/2012 10:28:43 AM |
| deal-selector5 | $25.00 | 12/7/2012 10:32:58 AM |
| WalnutCreekguy | $50.00 | 12/7/2012 10:02:53 AM |
| return-point2 | $100.00 | 12/7/2012 10:09:50 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:14:55 AM |
| liberty-tostada7 | $50.00 | 12/7/2012 11:54:12 AM |
| transparency-position | $110.00 | 12/7/2012 12:01:08 PM |
| janeybooboo | $50.00 | 12/7/2012 12:48:36 PM |
| kila-designer | $149.00 | 12/7/2012 5:26:35 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:03 PM |
| Kaj | $25.00 | 12/8/2012 12:24:15 PM |
| loan-fate | $50.00 | 12/8/2012 12:02:56 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:54 AM |
| BankofRon | $25.00 | 12/10/2012 9:34:46 AM |
| Jasner | $25.00 | 12/10/2012 9:37:19 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:04 AM |
| TumbleWeed88 | $25.00 | 12/12/2012 10:25:44 AM |
| balance-force | $28.00 | 12/12/2012 1:52:58 PM |
| scarlet-velvet | $50.08 | 12/12/2012 10:58:02 PM |
| credit-adventurer313 | $25.00 | 12/13/2012 7:23:19 AM |
| gold-sushi | $25.00 | 12/13/2012 9:13:27 AM |
| monster4 | $50.00 | 12/13/2012 5:16:33 PM |
| pierrelasvegas | $25.00 | 12/14/2012 10:06:57 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:17 PM |
| new-start18100 | $25.00 | 12/14/2012 5:43:56 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:43:44 PM |
| 78 | $25.00 | 12/15/2012 1:37:19 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:16 AM |
| Roundhouse | $50.00 | 12/15/2012 4:59:54 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:02 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:07 PM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:23 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:19 AM |
| RevREB | $25.00 | 12/17/2012 6:39:57 PM |
| kingryan | $250.00 | 12/17/2012 5:23:11 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:06:50 AM |
| cardminger | $25.00 | 12/18/2012 9:16:44 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:15 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:08 AM |
| steven3333 | $25.00 | 12/19/2012 8:55:11 AM |
| quest0 | $50.00 | 12/19/2012 7:17:15 AM |
| hitsman | $50.00 | 12/19/2012 9:39:41 AM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:10 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:17 PM |
| kulender | $50.00 | 12/20/2012 5:11:20 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:29 PM |
| SimpleChoice | $25.00 | 12/20/2012 5:40:40 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:38 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:18 PM |
| Bank42 | $25.00 | 12/21/2012 4:30:28 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
683262
This series of Notes was issued and sold upon the funding of the borrower loan #79627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,925.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,665 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-forte695 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit card consolidation
This loan will be used to pay off balances on credit cards.
My financial situation:
I am a good candidate for this loan because I am a senior executive at a Fortune 100 company making over $400,000 in base salary.
Monthly net income: $20,000
Monthly expenses: $7300
Housing: $4200
Insurance: $150
Car expenses: $1300
Utilities: $150
Phone, cable, internet: $400
Food, entertainment: $400
Clothing, household expenses: $500
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:23:59 PM |
| worthy-bid8 | $100.00 | 12/6/2012 10:28:49 AM |
| Tscheddar | $25.00 | 12/6/2012 3:29:14 PM |
| Rogelio48 | $25.00 | 12/7/2012 4:53:52 AM |
| open-minded-p2p1 | $25.00 | 12/6/2012 7:11:42 PM |
| simplelender80 | $75.00 | 12/9/2012 2:02:41 PM |
| enterprising-pound5 | $50.00 | 12/9/2012 7:46:49 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:36 AM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:07 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 11:03:21 AM |
| social-heart | $25.00 | 12/15/2012 12:39:40 PM |
| cr8on | $50.00 | 12/17/2012 6:37:36 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:24 PM |
| Index_Plus | $1,000.00 | 12/20/2012 7:16:07 AM |
| Gregger | $25.00 | 12/6/2012 10:48:11 AM |
| commerce-venture1 | $25.00 | 12/6/2012 12:34:14 PM |
| ultimate-peace | $350.00 | 12/6/2012 5:42:49 PM |
| let_me_retire | $25.00 | 12/7/2012 11:00:19 AM |
| jebber007 | $50.00 | 12/9/2012 9:38:09 AM |
| diplomatic-wealth7 | $25.00 | 12/12/2012 5:39:01 PM |
| belief-integrity | $150.00 | 12/12/2012 6:37:42 PM |
| loyalty-cupcake6 | $25.00 | 12/16/2012 12:31:58 PM |
| LuvToLend | $25.00 | 12/17/2012 9:20:25 AM |
| dl_data | $100.00 | 12/17/2012 9:58:58 AM |
| businessbroker101 | $50.00 | 12/17/2012 9:54:32 AM |
| affluence-broker | $25.00 | 12/18/2012 9:42:01 AM |
| dl_data | $100.00 | 12/18/2012 8:12:26 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:27 AM |
| dl_data | $150.00 | 12/19/2012 8:50:20 AM |
| djh47a | $25.00 | 12/19/2012 8:06:43 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
683330
This series of Notes was issued and sold upon the funding of the borrower loan #79413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,561 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-enticing-justice |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...this will allow me one set payment and allow me to close most all revolving credit cards
Monthly net income: $3610.00
Monthly expenses: $
Housing: $890.00
Insurance: $104.00
Car expenses: $445.00
Utilities: $200.00
Phone, cable, internet: $93.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $700.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 12/10/2012 5:09:24 PM |
| Money__Tree | $200.00 | 12/10/2012 5:02:08 PM |
| Dubbs360 | $50.00 | 12/10/2012 6:21:39 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:44 PM |
| transparency-position | $125.00 | 12/10/2012 7:10:44 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:11 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:01 PM |
| cr8on | $30.00 | 12/12/2012 5:09:16 PM |
| aquariano2 | $25.00 | 12/13/2012 8:36:35 AM |
| reaction18 | $50.00 | 12/13/2012 7:05:59 PM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:26 PM |
| aggresive-compassion612 | $25.00 | 12/14/2012 5:32:25 PM |
| kenji4861 | $25.00 | 12/14/2012 5:39:46 PM |
| Kaj | $25.00 | 12/14/2012 6:28:54 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:47 AM |
| loan-fate | $50.00 | 12/15/2012 1:17:35 PM |
| justreturns | $25.00 | 12/15/2012 12:09:41 PM |
| bazaar-tulip | $420.00 | 12/15/2012 1:58:05 PM |
| credit-adventurer313 | $25.00 | 12/17/2012 2:23:38 PM |
| berniemadeoff | $25.00 | 12/18/2012 4:03:15 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:56 AM |
| authentic-finance194 | $100.00 | 12/20/2012 12:54:55 PM |
| TumbleWeed88 | $25.00 | 12/20/2012 5:43:02 PM |
| SBT | $25.00 | 12/20/2012 6:11:33 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:35 PM |
| new-start18100 | $25.00 | 12/23/2012 12:32:37 PM |
| ultimate-social | $25.00 | 12/23/2012 2:47:03 PM |
| first-graceful-contract | $25.00 | 12/22/2012 9:06:15 PM |
| helping-out | $100.00 | 12/23/2012 7:32:37 PM |
| resplendent-dollar | $25.00 | 12/23/2012 11:36:57 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:42:58 AM |
| tom203 | $25.00 | 12/23/2012 12:41:45 PM |
| commerce-zebra3 | $25.00 | 12/23/2012 1:59:34 PM |
| supersarah61 | $25.00 | 12/23/2012 3:53:51 PM |
| larslfe | $25.00 | 12/24/2012 9:05:13 AM |
| Elefunt | $25.00 | 12/23/2012 1:27:05 PM |
| brilliant-market680 | $25.00 | 12/24/2012 9:11:35 AM |
| stoopidnoodle | $25.00 | 12/24/2012 9:18:50 AM |
| thetropics18 | $25.00 | 12/24/2012 9:20:35 AM |
| Spiceyduck | $100.00 | 12/24/2012 3:21:02 AM |
| utmom | $25.00 | 12/24/2012 9:27:18 AM |
| best-elevated-social | $25.00 | 12/24/2012 9:29:01 AM |
| Katburg | $25.00 | 12/24/2012 9:29:54 AM |
| Munnie | $25.00 | 12/24/2012 6:11:52 AM |
| money51282 | $30.00 | 12/24/2012 9:40:03 AM |
| emgventures | $25.00 | 12/24/2012 9:42:46 AM |
| jamiee73 | $25.00 | 12/23/2012 6:17:53 PM |
| Sid-K | $25.00 | 12/24/2012 9:06:36 AM |
| the-laudable-peso | $40.00 | 12/24/2012 9:06:57 AM |
| MADAOO7 | $50.00 | 12/24/2012 9:56:34 AM |
| symbiosis | $50.00 | 12/24/2012 9:57:57 AM |
| moviedaze | $25.00 | 12/24/2012 9:58:23 AM |
| profit-powerplant | $25.00 | 12/24/2012 9:58:26 AM |
| NewPairOfShoes | $25.00 | 12/24/2012 9:15:22 AM |
| Brianformisano | $25.00 | 12/24/2012 10:03:00 AM |
| Dave0 | $25.00 | 12/24/2012 9:18:39 AM |
| Miklot | $30.00 | 12/24/2012 10:03:31 AM |
| point653 | $25.00 | 12/24/2012 9:20:03 AM |
| unassuming-note | $25.00 | 12/24/2012 9:24:18 AM |
| km007 | $25.00 | 12/24/2012 10:09:47 AM |
| qwsd12 | $32.00 | 12/24/2012 10:10:14 AM |
| Toby1montana | $50.00 | 12/24/2012 9:25:28 AM |
| a-truth-upholder | $25.00 | 12/24/2012 9:32:59 AM |
| handshake5 | $100.00 | 12/24/2012 9:34:39 AM |
| whartonmba | $50.00 | 12/24/2012 9:04:40 AM |
| moola-wildebeest3 | $41.00 | 12/24/2012 9:38:36 AM |
| SKOAL | $25.00 | 12/24/2012 9:12:21 AM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:56 AM |
| Bank42 | $25.00 | 12/24/2012 10:27:19 AM |
| yield-trader | $25.00 | 12/24/2012 9:44:33 AM |
| 52digital | $75.00 | 12/24/2012 10:31:32 AM |
| shmb6508 | $50.00 | 12/24/2012 10:31:47 AM |
| Sunbase | $25.00 | 12/24/2012 9:20:17 AM |
| receptive-vigilance799 | $25.00 | 12/24/2012 9:47:49 AM |
| svandgts | $25.00 | 12/24/2012 10:34:21 AM |
| idastmerchants | $25.00 | 12/24/2012 9:23:27 AM |
| kind-truth-circuit | $50.00 | 12/24/2012 9:24:22 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:35 AM |
| ore-healer6 | $100.00 | 12/24/2012 10:37:48 AM |
| FASTIZIO_P | $27.00 | 12/24/2012 10:38:18 AM |
| 6515Wheat | $25.00 | 12/24/2012 10:40:22 AM |
| flexible-value | $50.00 | 12/24/2012 9:34:15 AM |
| Palacios | $36.00 | 12/24/2012 9:34:30 AM |
| visifav4 | $25.00 | 12/24/2012 10:41:42 AM |
| economy-shrubbery6 | $25.00 | 12/24/2012 9:36:13 AM |
| the-silver-blaster | $75.00 | 12/24/2012 10:08:23 AM |
| trumpeter391 | $25.00 | 12/24/2012 10:09:33 AM |
| organic-responsibility530 | $25.00 | 12/24/2012 10:47:52 AM |
| theaterguy | $25.00 | 12/24/2012 10:48:19 AM |
| velocity-javelin8 | $25.00 | 12/24/2012 10:49:03 AM |
| income-rocker2 | $48.00 | 12/24/2012 9:45:12 AM |
| washboard1 | $25.00 | 12/24/2012 9:46:02 AM |
| kind-magnificent-bid | $29.00 | 12/24/2012 10:14:16 AM |
| bold-direct-asset | $29.00 | 12/24/2012 10:15:17 AM |
| financial-frenzy | $50.00 | 12/24/2012 10:53:04 AM |
| obfuscatedsn | $43.00 | 12/24/2012 10:18:23 AM |
| EnglishGeekInNYC | $25.00 | 12/24/2012 10:18:32 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:03 AM |
| HamachiMan | $50.00 | 12/24/2012 10:19:56 AM |
| gain-cadence | $2.01 | 12/24/2012 10:55:36 AM |
| SummitAdvisors | $50.00 | 12/24/2012 10:22:42 AM |
| hopethisworks | $25.00 | 12/24/2012 10:24:51 AM |
| exchange-pledge | $37.00 | 12/24/2012 10:25:51 AM |
| economy-lotus | $50.00 | 12/24/2012 9:59:10 AM |
| melodious-fairness | $50.00 | 12/24/2012 9:59:20 AM |
| hard-working-loot | $34.00 | 12/24/2012 10:31:19 AM |
| DirtyJenga | $25.00 | 12/24/2012 10:32:01 AM |
| statuesque-affluence058 | $25.00 | 12/24/2012 10:37:26 AM |
| indomitable-dedication | $25.00 | 12/24/2012 10:09:03 AM |
| payout-achievement | $50.00 | 12/24/2012 10:39:22 AM |
| red-eloquent-rupee | $50.00 | 12/24/2012 10:11:35 AM |
| knowledgeable-silver6 | $25.00 | 12/24/2012 10:11:47 AM |
| Learning2Lend | $25.00 | 12/24/2012 10:42:56 AM |
| impeccable-ore3 | $25.00 | 12/24/2012 10:45:14 AM |
| urbane-duty560 | $50.00 | 12/24/2012 10:47:44 AM |
| credit-dandelion148 | $76.00 | 12/24/2012 10:48:09 AM |
| rhin0cerx | $50.00 | 12/24/2012 10:22:37 AM |
| decisive-return611 | $100.00 | 12/24/2012 10:50:15 AM |
| sauropod | $25.00 | 12/24/2012 10:53:54 AM |
| bigredbus | $25.00 | 12/24/2012 10:28:22 AM |
| lillian27 | $25.00 | 12/24/2012 10:28:32 AM |
| thelovebug | $100.00 | 12/24/2012 10:55:13 AM |
| brightest-affluence-motivator | $50.00 | 12/24/2012 10:31:03 AM |
| Vreet | $25.00 | 12/24/2012 10:31:06 AM |
| ore-authority2 | $50.00 | 12/24/2012 10:33:38 AM |
| income-buddy7 | $50.00 | 12/24/2012 10:36:16 AM |
| new-truth-chuckler | $33.00 | 12/24/2012 10:38:55 AM |
| rolltide09 | $39.00 | 12/24/2012 10:45:17 AM |
| finance-prescription | $100.00 | 12/24/2012 10:46:09 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:53 PM |
| octoberfresh | $25.00 | 12/10/2012 5:04:36 PM |
| kila-designer | $124.00 | 12/10/2012 5:43:24 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:00 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:08 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:32 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:57 PM |
| money-genome84 | $250.00 | 12/10/2012 5:25:03 PM |
| grnii78 | $125.00 | 12/10/2012 6:48:52 PM |
| restless-dime | $100.00 | 12/11/2012 6:52:38 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:48 AM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:30 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:22 PM |
| simplelender80 | $125.00 | 12/12/2012 10:47:15 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:46 PM |
| simplyonce | $25.00 | 12/14/2012 6:05:34 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:58 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:19 PM |
| deal-banker | $50.00 | 12/18/2012 8:56:19 AM |
| best-point-pursuit | $50.00 | 12/19/2012 9:11:17 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:17 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:36 AM |
| SecondChanceLendingSERV | $25.00 | 12/19/2012 5:44:36 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:49 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:37 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:27 PM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:27 AM |
| nex | $25.00 | 12/21/2012 6:26:39 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:51:35 AM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:34:34 AM |
| payment-gusto | $25.00 | 12/22/2012 12:36:28 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:03 AM |
| panda-lender | $25.00 | 12/23/2012 12:18:55 PM |
| kpengineer | $75.00 | 12/22/2012 3:04:05 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:12 PM |
| mtnguy_24 | $77.99 | 12/23/2012 8:16:04 PM |
| desertoasis | $25.00 | 12/24/2012 7:36:18 AM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:33 PM |
| chief64 | $200.00 | 12/24/2012 9:04:04 AM |
| Comoparklender | $25.00 | 12/24/2012 9:04:21 AM |
| EFS | $100.00 | 12/23/2012 4:45:31 PM |
| nowits10 | $25.00 | 12/24/2012 9:07:41 AM |
| revolutionary769 | $75.00 | 12/23/2012 7:41:19 PM |
| TronMedici | $50.00 | 12/24/2012 9:13:07 AM |
| blazing-capital2 | $250.00 | 12/23/2012 1:36:45 PM |
| golden-cat | $25.00 | 12/24/2012 9:14:59 AM |
| Bank_of_the_Galaxy | $25.00 | 12/23/2012 8:41:54 PM |
| rescue | $100.00 | 12/24/2012 9:18:21 AM |
| top-historic-peso | $25.00 | 12/24/2012 9:21:17 AM |
| alexander-hamilton | $134.00 | 12/24/2012 9:29:11 AM |
| bid-czar8 | $100.00 | 12/24/2012 9:30:34 AM |
| transparent-dinero8 | $50.00 | 12/23/2012 4:49:22 PM |
| treasure-widget | $25.00 | 12/24/2012 9:41:15 AM |
| money-bauble | $100.00 | 12/24/2012 9:01:17 AM |
| market-jam | $25.00 | 12/24/2012 9:56:11 AM |
| TheFamilyFund | $25.00 | 12/24/2012 9:12:28 AM |
| KarlMarx | $25.00 | 12/24/2012 9:14:43 AM |
| listing-escalator9 | $25.00 | 12/24/2012 9:15:33 AM |
| EBITDA | $25.00 | 12/24/2012 10:01:30 AM |
| professional-vigilance9 | $100.00 | 12/24/2012 10:07:49 AM |
| point-xylophone | $25.00 | 12/24/2012 10:08:20 AM |
| PrimeFunding | $25.00 | 12/24/2012 10:10:01 AM |
| miked8303 | $75.00 | 12/24/2012 10:10:57 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:27 AM |
| compassionate-auction6 | $150.00 | 12/24/2012 10:15:31 AM |
| Wellman | $25.00 | 12/24/2012 10:16:20 AM |
| mikbos | $25.00 | 12/24/2012 9:33:19 AM |
| capital-renewal | $45.00 | 12/24/2012 10:20:51 AM |
| puifais | $38.00 | 12/24/2012 9:36:30 AM |
| duty-viola | $35.00 | 12/24/2012 9:38:21 AM |
| tornandfrayed | $25.00 | 12/24/2012 9:41:37 AM |
| tremendous-payment | $25.00 | 12/24/2012 10:25:54 AM |
| exciting-loyalty3 | $25.00 | 12/24/2012 10:27:14 AM |
| bountiful-social976 | $34.00 | 12/24/2012 9:44:46 AM |
| FRC64 | $25.00 | 12/24/2012 10:30:52 AM |
| p2ploan-charmer | $25.00 | 12/24/2012 9:46:43 AM |
| blue-subtle-integrity | $25.00 | 12/24/2012 9:19:53 AM |
| Track-Layer | $38.00 | 12/24/2012 9:23:03 AM |
| jo2y | $25.00 | 12/24/2012 10:35:50 AM |
| CPAMAN | $25.00 | 12/24/2012 10:36:45 AM |
| MadHun | $200.00 | 12/24/2012 10:37:32 AM |
| pound-mushroom3 | $25.00 | 12/24/2012 9:42:39 AM |
| winmals | $25.00 | 12/24/2012 9:45:59 AM |
| VmIE | $25.00 | 12/24/2012 10:50:44 AM |
| economy-producer | $25.00 | 12/24/2012 9:46:40 AM |
| 6moonbeams | $50.00 | 12/24/2012 10:51:09 AM |
| SugarMommy | $25.00 | 12/24/2012 9:48:12 AM |
| grf1945 | $40.00 | 12/24/2012 9:49:03 AM |
| subtle-bill727 | $25.00 | 12/24/2012 10:54:49 AM |
| jstefans | $25.00 | 12/24/2012 10:20:33 AM |
| Forlio | $25.00 | 12/24/2012 10:21:18 AM |
| kindness-electron577 | $25.00 | 12/24/2012 10:21:58 AM |
| carlover | $25.00 | 12/24/2012 10:22:49 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:43 AM |
| SDC | $25.00 | 12/24/2012 9:56:56 AM |
| ideal-dime09 | $30.00 | 12/24/2012 10:29:21 AM |
| cnovak | $25.00 | 12/24/2012 10:29:38 AM |
| framework145 | $25.00 | 12/24/2012 10:30:58 AM |
| Sibelius2 | $25.00 | 12/24/2012 10:04:47 AM |
| whatknows | $25.00 | 12/24/2012 10:37:30 AM |
| ah-long | $25.00 | 12/24/2012 10:06:22 AM |
| progressive-economy261 | $400.00 | 12/24/2012 10:09:12 AM |
| ChefATL | $25.00 | 12/24/2012 10:09:39 AM |
| lucrative-dollar | $25.00 | 12/24/2012 10:39:52 AM |
| new-intuitive-dime | $25.00 | 12/24/2012 10:43:19 AM |
| Frenchynh | $25.00 | 12/24/2012 10:17:53 AM |
| debt-force | $25.00 | 12/24/2012 10:47:29 AM |
| krisran | $50.00 | 12/24/2012 10:22:22 AM |
| orange-stable-gain | $50.00 | 12/24/2012 10:23:16 AM |
| musegaze | $50.00 | 12/24/2012 10:25:02 AM |
| best-charming-leverage | $50.00 | 12/24/2012 10:52:16 AM |
| return-venture1 | $100.00 | 12/24/2012 10:53:40 AM |
| oldmora | $48.00 | 12/24/2012 10:28:01 AM |
| ore-holly | $25.00 | 12/24/2012 10:28:26 AM |
| 1randyp | $25.00 | 12/24/2012 10:54:21 AM |
| davisfl | $25.00 | 12/24/2012 10:29:47 AM |
| social-cocktail1 | $200.00 | 12/24/2012 10:38:40 AM |
| best-witty-income | $25.00 | 12/24/2012 10:42:01 AM |
| niceville80 | $25.00 | 12/24/2012 10:44:12 AM |
| nanda | $25.00 | 12/24/2012 10:44:19 AM |
| saffron4 | $25.00 | 12/24/2012 10:46:01 AM |
| dedicated-transaction796 | $25.00 | 12/24/2012 10:47:48 AM |
| 251 Investments
|
Borrower Payment Dependent Notes Series
683360
This series of Notes was issued and sold upon the funding of the borrower loan #79329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,427 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CharlieBarlyBear |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Consolidate
This loan will be used to consolidate my auto loan and my husband's auto loan. The cars are a 2007 Toyota Yaris with 80K mi and a Toyota Matrix with 100K miles. We don't owe too much on either car but, if I can consolidate them into one payment, then I can easily pay for my husband's medical care. He is ill, can't work, and doesn't qualify for SSDI.
I am a good candidate for this loan because I always make all my monthly payments and I intend to pay off this loan as soon as possible. Also, I will start a second job in the middle of January.
Monthly net income: $1700
Housing & Utilities: $0, I live rent-free with my mother
Insurance: $200
Car expenses: $80, gas
Phone, cable, internet: $200
Credit cards and other loans: $600
Other expenses: $240, medical
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-selector5 | $25.00 | 12/7/2012 5:30:41 PM |
| zipemdown | $25.00 | 12/7/2012 5:35:14 PM |
| obduro_1 | $25.00 | 12/7/2012 6:49:10 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 5:57:07 PM |
| riskreward | $250.00 | 12/7/2012 5:57:41 PM |
| credit-coach118 | $40.01 | 12/7/2012 6:01:38 PM |
| vutah | $25.00 | 12/7/2012 6:03:03 PM |
| corndog4000 | $60.00 | 12/7/2012 6:46:13 PM |
| bazaar-tulip | $25.00 | 12/8/2012 12:06:50 PM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:33 PM |
| octoberfresh | $25.00 | 12/8/2012 1:18:25 PM |
| BostonCapital | $100.00 | 12/10/2012 9:16:56 AM |
| TumbleWeed88 | $25.00 | 12/10/2012 10:11:47 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:46 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:28 PM |
| nevee | $25.00 | 12/11/2012 10:22:55 AM |
| aggresive-compassion612 | $25.00 | 12/11/2012 10:24:48 AM |
| LuvToLend | $25.00 | 12/11/2012 10:27:12 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:26 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:39 PM |
| j2ee | $41.00 | 12/11/2012 5:20:49 PM |
| Kaj | $25.00 | 12/11/2012 6:25:10 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:28 PM |
| one-midas | $25.00 | 12/12/2012 9:21:28 AM |
| cr8on | $30.00 | 12/12/2012 9:46:55 AM |
| JeremyLinFan | $30.00 | 12/12/2012 11:05:02 AM |
| well-rounded-diversification | $25.00 | 12/12/2012 6:33:40 PM |
| deal-vibrato | $25.00 | 12/13/2012 9:27:20 AM |
| nethosters | $25.00 | 12/13/2012 10:46:20 AM |
| YampaQuant | $25.00 | 12/13/2012 3:14:34 PM |
| loan-fate | $50.00 | 12/13/2012 5:00:34 PM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:51 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:47 PM |
| BankofRon | $25.00 | 12/14/2012 9:56:55 AM |
| ttnk62918 | $25.00 | 12/14/2012 9:11:31 AM |
| wizardii | $25.00 | 12/14/2012 10:41:48 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:34 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:27 AM |
| payout-paradise5 | $25.00 | 12/15/2012 1:05:10 PM |
| ethical-truth211 | $400.00 | 12/15/2012 1:02:57 PM |
| oregonusa | $25.00 | 12/15/2012 1:49:09 PM |
| calamango | $35.00 | 12/15/2012 1:20:37 PM |
| sgt-schultz | $26.00 | 12/15/2012 6:31:38 PM |
| lincny2 | $372.88 | 12/15/2012 7:55:03 PM |
| investment-cluster | $25.00 | 12/15/2012 5:38:29 PM |
| jpac1066 | $25.00 | 12/15/2012 7:30:16 PM |
| formula842 | $25.00 | 12/7/2012 6:00:56 PM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:42:20 PM |
| nickel-ferret | $25.00 | 12/7/2012 5:52:43 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:32 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:56:09 PM |
| berniemadeoff | $65.00 | 12/7/2012 7:28:57 PM |
| payout-motivator0 | $50.00 | 12/7/2012 6:27:08 PM |
| liberty-tostada7 | $50.00 | 12/7/2012 7:42:22 PM |
| natural-worth9 | $25.00 | 12/8/2012 9:02:02 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:07 PM |
| return-point2 | $100.00 | 12/10/2012 9:45:45 AM |
| bonus-seahorse | $25.00 | 12/10/2012 1:58:02 PM |
| creative-p2p0 | $45.00 | 12/10/2012 6:19:26 PM |
| kalamari | $30.00 | 12/11/2012 1:03:59 PM |
| power-spartan5 | $25.00 | 12/11/2012 10:41:07 AM |
| prudent-dough458 | $25.00 | 12/11/2012 5:22:43 PM |
| peso-spartan6 | $25.00 | 12/11/2012 6:15:48 PM |
| gokart83 | $25.00 | 12/12/2012 10:23:28 AM |
| trumpeter391 | $25.00 | 12/12/2012 12:27:41 PM |
| kfrench | $75.00 | 12/12/2012 11:05:28 AM |
| diversification-collider5 | $25.00 | 12/12/2012 5:19:14 PM |
| Miami | $25.00 | 12/12/2012 5:09:49 PM |
| loyalist1 | $150.00 | 12/13/2012 8:07:35 AM |
| hero007 | $50.00 | 12/13/2012 9:03:48 AM |
| bullwink27 | $25.00 | 12/13/2012 9:19:45 AM |
| gold-sushi | $25.00 | 12/13/2012 9:13:27 AM |
| NickelSteamroller | $25.00 | 12/13/2012 10:00:34 AM |
| wealth-competitor | $25.00 | 12/13/2012 10:03:00 AM |
| ryan6853 | $25.11 | 12/13/2012 10:06:08 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:35 PM |
| djh47a | $25.00 | 12/13/2012 9:24:03 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:05 AM |
| adam_rodgers | $25.00 | 12/14/2012 9:53:25 AM |
| monster4 | $50.00 | 12/14/2012 10:15:24 AM |
| -PokerNut | $50.00 | 12/14/2012 11:00:59 AM |
| Harry | $75.00 | 12/14/2012 5:21:08 PM |
| pierrelasvegas | $25.00 | 12/14/2012 5:21:25 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:54 AM |
| richboy56 | $25.00 | 12/14/2012 6:24:28 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:21 PM |
| snoop4jc | $100.00 | 12/15/2012 7:13:52 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:27 AM |
| wise-direct-community | $25.00 | 12/15/2012 12:29:48 PM |
| sharp-platinum326 | $25.00 | 12/15/2012 12:35:23 PM |
| terrific-dough6 | $50.00 | 12/15/2012 1:09:34 PM |
| lionheart722 | $25.00 | 12/15/2012 1:34:31 PM |
| tech310 | $50.00 | 12/15/2012 1:06:22 PM |
| Yogidog | $25.00 | 12/15/2012 1:14:17 PM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:50 PM |
| CoolPlexer | $25.00 | 12/15/2012 2:16:38 PM |
| LoanerPrincipal | $25.00 | 12/15/2012 2:50:39 PM |
| Roundhouse | $125.00 | 12/15/2012 4:37:05 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:23 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
683456
This series of Notes was issued and sold upon the funding of the borrower loan #79582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-11-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $198.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $908 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-sensation448 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Redecorating and Reorganizing
Purpose of loan:to enviromentally improve living space
This loan will be used to...redecorate and enviromentally upgrade living space
My financial situation: stable
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $3046
Housing: $1350
Insurance: $300
Car expenses: $336
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/7/2012 8:05:15 PM |
| DevinHill_IRA | $25.00 | 12/7/2012 5:14:38 PM |
| zipemdown | $25.00 | 12/7/2012 5:35:15 PM |
| vutah | $45.00 | 12/7/2012 6:04:12 PM |
| octoberfresh | $25.00 | 12/7/2012 5:49:31 PM |
| rate-advocator7 | $250.00 | 12/7/2012 5:46:17 PM |
| 113121 | $27.00 | 12/7/2012 7:15:16 PM |
| open-minded-p2p1 | $25.00 | 12/7/2012 5:53:01 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 5:57:11 PM |
| formula842 | $25.00 | 12/7/2012 6:00:57 PM |
| golffish2 | $50.00 | 12/7/2012 6:44:25 PM |
| MrDance123 | $50.00 | 12/8/2012 9:05:05 AM |
| scholarly-order6 | $50.00 | 12/8/2012 9:52:51 AM |
| janeybooboo | $75.00 | 12/7/2012 9:26:02 PM |
| appetizing-loyalty354 | $25.00 | 12/8/2012 12:52:27 PM |
| progress-credit | $25.00 | 12/8/2012 9:41:06 PM |
| dannycarter10 | $25.00 | 12/8/2012 10:28:29 PM |
| LittleMingo | $25.00 | 12/8/2012 6:09:58 PM |
| natural-worth9 | $300.00 | 12/8/2012 3:51:57 PM |
| fund-medalist171 | $40.00 | 12/9/2012 4:18:08 AM |
| BBsapphire-2-loan | $100.00 | 12/9/2012 10:00:01 AM |
| Roundhouse | $125.00 | 12/9/2012 10:48:18 PM |
| CA-Lender | $25.00 | 12/10/2012 4:59:09 PM |
| blueshound | $25.00 | 12/10/2012 4:59:20 PM |
| witty-compassion | $25.00 | 12/10/2012 10:45:04 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:13 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:26 AM |
| E-2 | $78.00 | 12/11/2012 5:26:20 PM |
| Edakers | $25.00 | 12/11/2012 1:50:05 PM |
| return-point2 | $100.00 | 12/11/2012 5:04:03 PM |
| contract-amigo7 | $25.00 | 12/11/2012 6:20:27 PM |
| asset-professor | $25.00 | 12/11/2012 5:31:02 PM |
| doobieBear | $25.00 | 12/11/2012 6:06:50 PM |
| deal-selector5 | $25.00 | 12/11/2012 6:09:36 PM |
| Tscheddar | $25.00 | 12/11/2012 6:24:52 PM |
| Kaj | $25.00 | 12/11/2012 6:25:11 PM |
| scrappy-diversification7 | $835.99 | 12/11/2012 6:25:23 PM |
| scoobiedoo | $50.01 | 12/7/2012 6:03:14 PM |
| superb-funds335 | $25.00 | 12/7/2012 5:50:53 PM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:30 PM |
| handy-justice | $25.00 | 12/7/2012 5:13:47 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:33 PM |
| ferocious-kindness8 | $35.00 | 12/7/2012 6:15:12 PM |
| EngineersAlliance | $35.00 | 12/7/2012 5:57:18 PM |
| 01a_MrUSC_IRA | $25.00 | 12/7/2012 7:17:34 PM |
| heavenly-interest9 | $1,000.00 | 12/7/2012 6:20:11 PM |
| commerce-venture1 | $25.00 | 12/7/2012 9:27:25 PM |
| treasure-bliss | $25.00 | 12/8/2012 4:16:07 AM |
| commanding-income774 | $25.00 | 12/8/2012 6:17:55 PM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:34 PM |
| skillful-asset5 | $30.00 | 12/9/2012 4:59:47 PM |
| restless-dime | $100.00 | 12/10/2012 12:21:43 PM |
| yield-journey | $25.00 | 12/10/2012 5:16:35 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:28 PM |
| guild261 | $25.00 | 12/11/2012 7:34:12 AM |
| buffalobills | $25.00 | 12/11/2012 5:02:29 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:28 PM |
| Investor_DP | $100.00 | 12/11/2012 5:04:53 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:47 PM |
| successful-agreement7 | $49.00 | 12/11/2012 5:32:43 PM |
| selector568 | $300.00 | 12/11/2012 5:53:41 PM |
| aggresive-compassion612 | $25.00 | 12/11/2012 5:38:52 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:48 PM |
| zorg77 | $100.00 | 12/11/2012 5:59:31 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
683524
This series of Notes was issued and sold upon the funding of the borrower loan #79787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,926.25 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 0.74% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 6.41% |
Borrower rate/APR:
| 7.41% / 7.83% |
Monthly payment:
| $359.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.35% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,623 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-dolphin837 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
The loan will be used to consolidate and pay off credit card debt. The loan will allow me to simplify my monthly payments by reducing multiple payments into one easy to pay bill, as well as allow me to close unnecessary credit card accounts.
My financial situation:
I am a good candidate for this loan because I have a stable and established work history. As a career civil servant I have a guaranteed income that is not affected by changes in the financial market. Additionally, I have an excellent credit rating (789) and I have never defaulted on any loans or other financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| blot44 | $25.00 | 12/9/2012 12:40:00 PM |
| green-trade-dolphin2 | $30.00 | 12/9/2012 12:04:26 PM |
| availableloan | $25.00 | 12/9/2012 1:44:41 PM |
| Dollars4Rent | $50.00 | 12/9/2012 1:02:47 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:13 PM |
| CreditBuilder2 | $25.01 | 12/9/2012 2:30:31 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:45:58 PM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:51 AM |
| riskreward | $250.00 | 12/11/2012 5:54:11 PM |
| windguy | $50.00 | 12/11/2012 5:55:32 PM |
| Capitalincome | $25.00 | 12/13/2012 11:09:04 AM |
| supersarah61 | $25.00 | 12/13/2012 5:21:43 PM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:35 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:18:37 AM |
| neighborly-hope6 | $33.00 | 12/18/2012 5:40:37 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:02 PM |
| social-tostada9 | $50.00 | 12/20/2012 9:21:52 AM |
| fairness-musician3 | $25.00 | 12/20/2012 9:33:38 AM |
| SJM10011a | $25.00 | 12/20/2012 9:34:57 AM |
| Castellan | $50.00 | 12/20/2012 9:43:47 AM |
| tender-integrity3 | $100.00 | 12/20/2012 9:03:20 AM |
| Rivervale_Westwood | $25.00 | 12/20/2012 5:04:45 PM |
| pennybypenny | $25.00 | 12/20/2012 9:26:12 AM |
| Dave0 | $25.00 | 12/20/2012 9:32:36 AM |
| Tradesmanlender | $25.00 | 12/20/2012 9:41:52 AM |
| responsive-benefit380 | $25.00 | 12/20/2012 10:14:36 AM |
| knowledgeable-silver6 | $25.00 | 12/20/2012 5:35:37 PM |
| dignified-coin128 | $25.00 | 12/20/2012 5:39:34 PM |
| SecondChanceLendingSERV | $25.00 | 12/20/2012 9:02:50 AM |
| openness-enforcer76 | $25.00 | 12/20/2012 9:19:02 AM |
| community-seahorse0 | $25.00 | 12/20/2012 9:38:10 AM |
| funds-captain4 | $50.00 | 12/20/2012 6:00:43 PM |
| logical-principal8 | $50.00 | 12/20/2012 9:54:49 AM |
| adaboy65 | $75.00 | 12/20/2012 9:56:18 AM |
| reaction5 | $25.00 | 12/20/2012 10:01:18 AM |
| octoberfresh | $25.00 | 12/20/2012 10:27:34 AM |
| american6 | $50.00 | 12/20/2012 5:14:08 PM |
| kind-cash-porcelain | $50.00 | 12/20/2012 5:22:53 PM |
| adaptable-benefit6 | $25.00 | 12/20/2012 5:37:58 PM |
| YLlama | $50.00 | 12/21/2012 9:12:33 AM |
| dodgriz | $25.00 | 12/21/2012 9:29:18 AM |
| enriching-dollar1 | $50.00 | 12/21/2012 9:37:10 AM |
| benevolent-loot5 | $200.00 | 12/21/2012 9:41:04 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:31 PM |
| Zeenos | $25.00 | 12/20/2012 6:00:21 PM |
| V40Harmony | $25.00 | 12/21/2012 10:05:32 AM |
| jcornehlsen | $25.00 | 12/20/2012 6:20:09 PM |
| g0avs3327 | $25.00 | 12/21/2012 9:26:54 AM |
| loan-warrior | $25.00 | 12/21/2012 2:38:03 PM |
| loyalty-hornet6 | $25.00 | 12/21/2012 9:35:05 AM |
| transparency-sequoia6 | $100.00 | 12/21/2012 9:37:36 AM |
| felicity-rotation6 | $25.00 | 12/21/2012 3:34:06 PM |
| BDL-Roth | $40.00 | 12/21/2012 5:01:33 PM |
| nukespike | $25.00 | 12/21/2012 5:03:15 PM |
| Willylump | $25.00 | 12/21/2012 9:13:29 AM |
| grove88 | $25.00 | 12/21/2012 9:15:28 AM |
| figs4u2 | $100.00 | 12/21/2012 5:07:06 PM |
| integrity-american | $25.00 | 12/21/2012 10:13:48 AM |
| mommyhelper | $25.00 | 12/21/2012 5:13:25 PM |
| selfmademan | $25.00 | 12/21/2012 5:15:33 PM |
| jjd2 | $25.00 | 12/21/2012 5:34:29 PM |
| versatile-dime442 | $63.00 | 12/21/2012 9:47:57 AM |
| natural-liberty4 | $200.00 | 12/21/2012 9:48:52 AM |
| R3P0MAN | $50.00 | 12/21/2012 9:49:12 AM |
| aquaskiiier | $25.00 | 12/21/2012 5:49:07 PM |
| AmericanCredit | $100.00 | 12/21/2012 10:08:32 AM |
| downtownfarm | $25.00 | 12/21/2012 5:55:05 PM |
| a-rupee-chemistry | $25.00 | 12/21/2012 5:56:36 PM |
| C_Mark | $50.00 | 12/21/2012 5:58:02 PM |
| Timchenko_LLC | $25.00 | 12/21/2012 5:58:20 PM |
| britgsb | $50.00 | 12/21/2012 6:00:44 PM |
| TSC | $50.00 | 12/21/2012 6:08:45 PM |
| HAVEANICEDAY | $25.00 | 12/21/2012 6:09:38 PM |
| magical-credit523 | $25.00 | 12/21/2012 6:24:20 PM |
| superb-transparency799 | $25.00 | 12/21/2012 4:55:13 PM |
| atlacatl | $25.00 | 12/21/2012 5:04:24 PM |
| Cheburashka | $30.00 | 12/21/2012 5:04:46 PM |
| euro-infusion3 | $25.00 | 12/21/2012 5:06:40 PM |
| diversification-medalist | $25.00 | 12/21/2012 5:08:01 PM |
| power-trophy7 | $25.00 | 12/21/2012 5:08:13 PM |
| larrybird | $1,000.00 | 12/21/2012 5:09:39 PM |
| Spring342 | $25.00 | 12/21/2012 5:09:50 PM |
| bowerz | $25.00 | 12/21/2012 5:11:23 PM |
| Woodworker57 | $25.00 | 12/21/2012 5:13:18 PM |
| ujiba | $50.00 | 12/21/2012 5:13:44 PM |
| Maraxus | $50.00 | 12/21/2012 5:27:42 PM |
| fwaguy | $25.00 | 12/21/2012 5:28:30 PM |
| Bikram | $50.00 | 12/21/2012 5:29:31 PM |
| paramjit | $50.00 | 12/21/2012 5:29:47 PM |
| marketplace-cello5 | $25.00 | 12/21/2012 5:30:00 PM |
| sentry256 | $25.00 | 12/21/2012 5:32:26 PM |
| nodebtin3 | $100.00 | 12/22/2012 6:51:15 AM |
| deal-dreams3 | $25.00 | 12/21/2012 5:32:56 PM |
| AnxiousAirman | $50.00 | 12/21/2012 5:35:31 PM |
| BB-ptoploan | $50.00 | 12/21/2012 5:40:51 PM |
| Investitall | $25.00 | 12/21/2012 4:51:36 PM |
| responsive-worth5 | $25.00 | 12/21/2012 5:00:37 PM |
| money-bopper3 | $25.00 | 12/21/2012 5:44:17 PM |
| hitsman | $50.00 | 12/21/2012 5:45:53 PM |
| uagrad | $25.00 | 12/21/2012 5:47:41 PM |
| worth-web5 | $50.00 | 12/21/2012 5:03:49 PM |
| Schuld66 | $25.00 | 12/21/2012 5:51:15 PM |
| asset-upholder2 | $25.00 | 12/21/2012 5:54:55 PM |
| KHODADAD | $25.00 | 12/21/2012 6:01:53 PM |
| ZeoInvestments | $25.00 | 12/21/2012 6:02:18 PM |
| jdashv | $25.00 | 12/21/2012 5:13:50 PM |
| meux99 | $25.00 | 12/21/2012 5:15:21 PM |
| Aimvest | $25.00 | 12/21/2012 5:23:03 PM |
| a-unflappable-finance | $100.00 | 12/21/2012 5:25:10 PM |
| nimble-money0 | $25.00 | 12/21/2012 6:08:37 PM |
| whistledicksmith | $25.00 | 12/21/2012 5:25:50 PM |
| dilbert17 | $25.00 | 12/21/2012 6:10:37 PM |
| kind-transparency-ferret | $100.00 | 12/21/2012 6:11:21 PM |
| Goat | $25.00 | 12/21/2012 5:34:53 PM |
| neenerman | $50.00 | 12/21/2012 5:37:17 PM |
| cebgop | $25.00 | 12/21/2012 5:38:38 PM |
| toocautious | $84.53 | 12/21/2012 6:54:22 PM |
| Cre8iveCash | $25.00 | 12/21/2012 5:53:30 PM |
| ATOHokie | $100.00 | 12/22/2012 12:50:48 PM |
| bobby5832708 | $25.00 | 12/21/2012 6:03:09 PM |
| aslidsiksoraksi | $25.00 | 12/22/2012 12:53:17 PM |
| kcole10 | $25.00 | 12/21/2012 6:08:07 PM |
| bold-important-dollar | $25.00 | 12/22/2012 5:55:31 AM |
| natural-worth9 | $75.00 | 12/22/2012 6:39:06 AM |
| zpellman | $100.84 | 12/22/2012 7:34:50 AM |
| migueldedios | $25.00 | 12/21/2012 9:24:04 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:25 PM |
| 29Palms | $75.00 | 12/22/2012 11:05:56 AM |
| cerebral-dollar773 | $50.00 | 12/22/2012 6:12:44 AM |
| JS1008 | $25.00 | 12/22/2012 7:42:08 AM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:16 PM |
| rate-chorus | $25.00 | 12/22/2012 12:44:50 PM |
| mathaiusa | $25.00 | 12/22/2012 1:06:33 PM |
| subtle-revenue0 | $25.00 | 12/22/2012 12:02:08 PM |
| UstedEsElHombre | $100.00 | 12/22/2012 12:26:13 PM |
| faithey | $50.00 | 12/22/2012 12:39:24 PM |
| mindful-generosity1 | $50.00 | 12/22/2012 12:52:40 PM |
| first-favorite-bonus9 | $25.00 | 12/22/2012 1:19:32 PM |
| Jazzamaru | $125.00 | 12/22/2012 1:27:03 PM |
| market-maximizer472 | $50.00 | 12/23/2012 6:51:30 AM |
| first-credit-meridian | $25.00 | 12/22/2012 1:41:48 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:28 PM |
| Hy-FineAnts-33 | $50.00 | 12/22/2012 1:50:15 PM |
| leverage-symphony | $200.00 | 12/23/2012 11:31:57 AM |
| brycemcd | $25.00 | 12/23/2012 7:14:03 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:37:57 AM |
| marketplace-singularity3 | $25.00 | 12/9/2012 12:48:21 PM |
| natural-worth9 | $25.00 | 12/9/2012 12:15:53 PM |
| Zolton | $300.00 | 12/9/2012 12:27:32 PM |
| GoldenKoi | $100.00 | 12/10/2012 12:20:01 AM |
| ready-interest9 | $25.00 | 12/9/2012 1:57:37 PM |
| tommyb34 | $25.00 | 12/10/2012 7:32:48 AM |
| loot-prescription3 | $25.00 | 12/10/2012 9:14:36 AM |
| ForMyFamily | $50.00 | 12/10/2012 11:06:38 AM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:59 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:25 PM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:10 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:47 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:24 PM |
| elasermd | $100.00 | 12/20/2012 9:16:14 AM |
| compoundinterest | $25.00 | 12/20/2012 10:14:55 AM |
| Investoman | $25.00 | 12/20/2012 9:10:43 AM |
| compassion-twister2 | $25.00 | 12/20/2012 9:21:04 AM |
| kalamari | $30.00 | 12/20/2012 9:41:13 AM |
| cardminger | $25.00 | 12/20/2012 10:00:45 AM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:28 AM |
| AFairDeal | $25.00 | 12/20/2012 10:14:45 AM |
| gold-hero4 | $50.00 | 12/20/2012 9:51:21 AM |
| euro-grove4 | $25.00 | 12/20/2012 10:11:29 AM |
| Octavian315 | $33.00 | 12/20/2012 10:12:05 AM |
| djs81 | $75.00 | 12/20/2012 10:13:32 AM |
| worlds-best-auction | $50.00 | 12/20/2012 11:16:50 PM |
| sympathetic-funds818 | $50.00 | 12/20/2012 5:18:30 PM |
| stable-durability122 | $25.00 | 12/20/2012 2:07:52 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:10 AM |
| ucantbeetit | $25.00 | 12/20/2012 5:43:06 PM |
| funds-pie8 | $50.00 | 12/20/2012 6:00:33 PM |
| Relevance | $25.00 | 12/21/2012 9:33:25 AM |
| flyfisherman99 | $100.00 | 12/21/2012 9:34:52 AM |
| hope-wrangler1 | $50.00 | 12/20/2012 5:52:38 PM |
| first-coin-tweet | $25.00 | 12/21/2012 10:15:26 AM |
| GrayStudio | $25.00 | 12/21/2012 11:54:47 AM |
| boilermaker63 | $25.00 | 12/21/2012 9:21:33 AM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:46 AM |
| dunox | $73.00 | 12/21/2012 9:35:01 AM |
| chicago1228 | $25.00 | 12/21/2012 3:28:23 PM |
| thaceisbac | $25.00 | 12/21/2012 3:29:05 PM |
| reward-giant1 | $25.00 | 12/21/2012 5:01:48 PM |
| SojournerMobile | $25.00 | 12/21/2012 5:02:20 PM |
| peso-oyster1 | $25.00 | 12/21/2012 9:15:16 AM |
| Arvicco | $400.00 | 12/21/2012 9:54:29 AM |
| bdiddy1268 | $25.00 | 12/21/2012 5:08:18 PM |
| bailey14 | $25.00 | 12/21/2012 5:09:30 PM |
| EDBB767 | $50.00 | 12/21/2012 5:10:10 PM |
| openness-molecule2 | $25.00 | 12/21/2012 9:22:00 AM |
| jjb3 | $25.00 | 12/21/2012 9:23:46 AM |
| Great-Mom | $25.00 | 12/21/2012 5:10:47 PM |
| budyzr | $25.00 | 12/21/2012 5:11:05 PM |
| worth-rocket0 | $30.00 | 12/21/2012 5:11:41 PM |
| HoosierDaddie | $34.00 | 12/21/2012 9:30:09 AM |
| majestic-principal1 | $25.00 | 12/21/2012 9:31:17 AM |
| flexible-basis345 | $25.00 | 12/21/2012 9:32:05 AM |
| mizon291 | $25.00 | 12/21/2012 5:21:53 PM |
| Zuzu | $25.00 | 12/21/2012 5:24:27 PM |
| wealth-nexus091 | $25.00 | 12/21/2012 5:26:16 PM |
| nuclearmoose | $50.00 | 12/21/2012 5:26:46 PM |
| wadeveloper | $25.00 | 12/21/2012 9:37:42 AM |
| perls | $100.00 | 12/21/2012 5:31:00 PM |
| value-caravan | $25.00 | 12/21/2012 5:32:35 PM |
| worth-sanctuary9 | $25.00 | 12/21/2012 5:40:17 PM |
| social-pizza5 | $25.00 | 12/21/2012 5:41:23 PM |
| deegeeman | $25.00 | 12/21/2012 5:43:30 PM |
| Strato | $25.02 | 12/21/2012 5:48:18 PM |
| Clambake | $25.00 | 12/21/2012 5:48:29 PM |
| docktah | $100.00 | 12/21/2012 5:49:10 PM |
| JandJ-Bank | $25.00 | 12/21/2012 5:51:01 PM |
| magical-fairness4 | $25.00 | 12/21/2012 1:26:49 PM |
| proud-pound4 | $25.00 | 12/21/2012 5:52:27 PM |
| thevogelfamily | $30.00 | 12/21/2012 9:58:11 AM |
| transparency-gondola5 | $25.00 | 12/21/2012 2:16:40 PM |
| rexryan1470 | $25.00 | 12/21/2012 2:16:55 PM |
| LogicalCC | $25.00 | 12/21/2012 10:10:02 AM |
| proper-exchange8 | $50.00 | 12/21/2012 5:58:08 PM |
| redmumba | $50.00 | 12/21/2012 2:38:25 PM |
| martinatime | $50.00 | 12/21/2012 5:59:56 PM |
| Avala | $100.00 | 12/21/2012 6:01:09 PM |
| kmcolo | $25.00 | 12/21/2012 2:47:21 PM |
| zone6 | $100.00 | 12/21/2012 10:30:20 AM |
| Prairie-MN | $30.00 | 12/21/2012 6:06:47 PM |
| meenan | $25.00 | 12/21/2012 6:10:00 PM |
| silver-philosopher | $25.00 | 12/21/2012 6:10:48 PM |
| BK2SEA | $25.00 | 12/21/2012 6:24:24 PM |
| helpishere777 | $25.00 | 12/21/2012 5:03:16 PM |
| Scrabble | $25.00 | 12/21/2012 5:06:59 PM |
| ethical-bid6 | $250.00 | 12/21/2012 9:51:32 PM |
| lenderforyoutoday | $50.00 | 12/21/2012 5:08:56 PM |
| Nopa | $25.00 | 12/21/2012 5:09:14 PM |
| thoughtful-fairness2 | $25.00 | 12/21/2012 5:09:52 PM |
| 1phantom | $25.00 | 12/21/2012 5:11:42 PM |
| by32 | $25.00 | 12/21/2012 3:04:48 PM |
| KWarrior | $100.00 | 12/21/2012 5:13:41 PM |
| helping-out | $40.00 | 12/22/2012 5:52:14 AM |
| Svendolyn80 | $50.00 | 12/21/2012 5:29:10 PM |
| dfealk | $25.00 | 12/21/2012 5:29:28 PM |
| gojackgo | $100.00 | 12/21/2012 5:30:04 PM |
| tsui517 | $50.00 | 12/21/2012 5:31:05 PM |
| puifais | $50.00 | 12/21/2012 5:32:28 PM |
| Pasagam | $50.00 | 12/21/2012 5:32:53 PM |
| Kame | $25.00 | 12/21/2012 5:35:41 PM |
| jenkris | $25.00 | 12/21/2012 5:40:56 PM |
| philosopher4 | $50.00 | 12/21/2012 5:43:43 PM |
| austria | $40.00 | 12/21/2012 5:01:19 PM |
| impressive-yield3 | $25.00 | 12/21/2012 5:02:47 PM |
| Brett834 | $250.00 | 12/21/2012 5:02:54 PM |
| impeccable-penny | $50.00 | 12/22/2012 8:11:59 AM |
| pdxtech | $50.00 | 12/21/2012 5:04:01 PM |
| riproaringrapids | $50.00 | 12/21/2012 5:04:26 PM |
| adventurer447 | $300.00 | 12/21/2012 5:51:20 PM |
| TheGrayFox | $25.00 | 12/21/2012 5:05:22 PM |
| tenacious-liberty1 | $25.00 | 12/21/2012 5:08:37 PM |
| transparency-halo | $25.00 | 12/21/2012 5:10:06 PM |
| tuffshorty | $30.00 | 12/21/2012 5:11:30 PM |
| velocity-javelin8 | $25.00 | 12/21/2012 5:54:52 PM |
| murren | $25.00 | 12/21/2012 6:01:03 PM |
| lean-gain5 | $1,000.00 | 12/21/2012 6:02:11 PM |
| new-economy-cadence | $25.00 | 12/21/2012 6:02:29 PM |
| trumpeter391 | $25.00 | 12/22/2012 10:59:22 AM |
| workinghardoregon | $25.00 | 12/21/2012 5:13:32 PM |
| innocent-loot | $25.00 | 12/21/2012 5:23:36 PM |
| JohnW12 | $25.00 | 12/21/2012 5:24:56 PM |
| davidside | $50.00 | 12/21/2012 6:08:40 PM |
| auction-iris9 | $120.00 | 12/21/2012 5:28:28 PM |
| bbjones3 | $25.00 | 12/21/2012 5:30:39 PM |
| a8h8a8 | $25.00 | 12/21/2012 6:24:40 PM |
| fair-rate | $25.00 | 12/21/2012 5:37:03 PM |
| the_winning_ticket | $250.00 | 12/22/2012 12:22:11 PM |
| Bendistraw | $25.00 | 12/21/2012 5:40:54 PM |
| matt84003 | $25.00 | 12/22/2012 12:29:13 PM |
| market-waterfall5 | $100.00 | 12/21/2012 5:47:18 PM |
| BlessedEveryDay | $25.00 | 12/21/2012 6:54:17 PM |
| dharma1 | $25.00 | 12/21/2012 5:49:13 PM |
| wise-alluring-penny | $50.00 | 12/21/2012 5:51:53 PM |
| BCD | $25.00 | 12/21/2012 5:55:02 PM |
| larslfe | $25.00 | 12/21/2012 5:56:13 PM |
| MONEYLENDER101 | $50.00 | 12/21/2012 6:06:36 PM |
| silverloan | $50.00 | 12/21/2012 6:09:24 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:21 PM |
| joecosby3 | $25.00 | 12/21/2012 10:42:52 PM |
| bowdish1 | $75.00 | 12/22/2012 1:26:22 PM |
| sweet-capital7 | $100.00 | 12/22/2012 11:25:22 AM |
| MorleyTwirl | $100.00 | 12/22/2012 12:01:08 PM |
| g314 | $25.00 | 12/22/2012 12:06:57 PM |
| revolutionary769 | $150.00 | 12/22/2012 2:37:21 PM |
| eis930 | $100.00 | 12/22/2012 12:38:37 PM |
| Flyinerb | $50.00 | 12/22/2012 12:44:26 PM |
| radforj22 | $50.00 | 12/22/2012 4:02:35 PM |
| commerce-yeller | $25.00 | 12/22/2012 5:35:49 PM |
| strawberry_fields | $50.00 | 12/22/2012 12:23:25 PM |
| jfd287 | $25.00 | 12/22/2012 1:17:10 PM |
| p2ploan-sycamore3 | $25.00 | 12/22/2012 12:52:13 PM |
| ericd523 | $25.00 | 12/23/2012 11:47:08 AM |
| soulwork | $50.00 | 12/22/2012 3:00:18 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:15:45 PM |
| commerce-yeller | $50.00 | 12/22/2012 5:19:22 PM |
| bright-payment2 | $50.00 | 12/23/2012 7:40:18 AM |
| Brianformisano | $25.00 | 12/23/2012 8:11:24 AM |
| LoanDMC | $25.00 | 12/23/2012 9:39:55 AM |
| abundant-peace196 | $25.00 | 12/22/2012 7:57:04 PM |
| goat361 | $29.85 | 12/23/2012 6:52:29 AM |
| ingenious-point1 | $25.00 | 12/23/2012 9:01:50 AM |
| fantastic-openness | $50.00 | 12/23/2012 9:57:57 AM |
| 311 Investments
|
Borrower Payment Dependent Notes Series
683570
This series of Notes was issued and sold upon the funding of the borrower loan #79242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $172.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
1 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| invincible-peso0 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Operate and grow small business.
This loan will be used to...Purchase additional product so company can grow. This will allow me to market to additional stores.
My financial situation: Will keep current job to pay home expenses. Spouse pays mortgage, insurance & major utilities. I will put profits back into the business for further growth and to service my loan. I am a good candidate for this loan because...Sales and profits are increasing. My previous business and sales experience.
Monthly net income: $2400
Monthly expenses: $1292 (total)
Housing: $0 (spouse pays)
Insurance: $(spouse pays)
Car expenses: $442.00 (high mileage lease)
Utilities: $75.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $125.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/12/2012 5:11:33 PM |
| deal-selector5 | $25.00 | 12/12/2012 5:50:02 PM |
| rate-advocator7 | $250.00 | 12/12/2012 5:19:34 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:46 PM |
| engaging-worth | $25.00 | 12/12/2012 5:29:14 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:10 PM |
| smear87 | $50.00 | 12/12/2012 5:51:42 PM |
| Edakers | $25.00 | 12/12/2012 6:53:13 PM |
| helpful-fund7 | $49.50 | 12/13/2012 6:20:12 AM |
| cahjoon | $25.00 | 12/13/2012 9:28:40 AM |
| Bob450 | $25.00 | 12/13/2012 9:55:07 AM |
| reduce_US_govt_debt | $32.00 | 12/13/2012 10:44:51 AM |
| gjm6d | $25.00 | 12/13/2012 10:51:03 AM |
| malomar66 | $45.00 | 12/13/2012 11:35:26 AM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:54 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:56:20 PM |
| heerzaquestion | $25.00 | 12/13/2012 4:06:18 PM |
| dynadave | $300.00 | 12/14/2012 10:46:34 AM |
| zorg77 | $100.00 | 12/14/2012 4:14:55 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:35 AM |
| Interest2thePeople | $55.00 | 12/15/2012 10:49:48 AM |
| Astyanax | $30.00 | 12/15/2012 1:12:16 PM |
| bold-direct-asset | $50.00 | 12/15/2012 1:21:14 PM |
| quickstep | $150.00 | 12/15/2012 1:58:40 PM |
| vtr1000 | $25.00 | 12/15/2012 1:27:33 PM |
| ddamenace | $50.00 | 12/15/2012 9:40:19 PM |
| Roundhouse | $75.00 | 12/15/2012 4:37:39 PM |
| cashasaurus0 | $43.50 | 12/16/2012 6:42:32 AM |
| best-bonafide-p2p | $25.00 | 12/15/2012 5:29:17 PM |
| HD-4-Life | $300.00 | 12/15/2012 5:42:13 PM |
| scoobiedoo | $25.00 | 12/14/2012 8:25:18 AM |
| DasMula | $25.00 | 12/12/2012 5:29:24 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:24 PM |
| superb-funds335 | $25.00 | 12/12/2012 6:13:34 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:21 PM |
| DreisersFinancier | $50.00 | 12/12/2012 5:07:24 PM |
| I_Like_to_Invest | $25.00 | 12/12/2012 5:12:11 PM |
| treasure-bliss | $25.00 | 12/13/2012 3:43:03 AM |
| appetizing-loyalty354 | $25.00 | 12/12/2012 5:23:22 PM |
| first-wampum-gazer | $2,000.00 | 12/12/2012 7:06:36 PM |
| credit-adventurer313 | $25.00 | 12/12/2012 5:37:39 PM |
| compassion-twister2 | $25.00 | 12/12/2012 7:20:57 PM |
| buddy486 | $40.00 | 12/12/2012 5:56:50 PM |
| octoberfresh | $25.00 | 12/12/2012 6:17:40 PM |
| slowgains | $25.00 | 12/12/2012 7:34:39 PM |
| natural-worth9 | $25.00 | 12/13/2012 6:41:51 AM |
| bob450-roth | $25.00 | 12/13/2012 10:18:02 AM |
| crown-year | $500.00 | 12/13/2012 12:02:13 PM |
| vivacious-fund2 | $25.00 | 12/13/2012 2:51:49 PM |
| brightest-fascinating-principal | $25.00 | 12/13/2012 7:07:08 PM |
| dynrep | $25.00 | 12/13/2012 7:13:53 PM |
| Megaton | $25.00 | 12/14/2012 6:26:35 PM |
| YosemiteSam | $25.00 | 12/15/2012 7:57:24 AM |
| crown-year | $500.00 | 12/15/2012 11:06:04 AM |
| friendinmoney | $25.00 | 12/15/2012 8:23:57 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:28 PM |
| JayIsABear | $75.00 | 12/15/2012 1:32:15 PM |
| Mr_School_Boy_Cookies | $50.00 | 12/16/2012 12:19:10 AM |
| wwwUniversal | $25.00 | 12/15/2012 2:12:52 PM |
| CaptainTimerica | $250.00 | 12/15/2012 10:03:55 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
683600
This series of Notes was issued and sold upon the funding of the borrower loan #79784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,927.27 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $516 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-vivid-revenue |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Help family
My financial situation:
I am a good candidate for this loan because...
My monthly expenses relative to my income are very reasonable. I pay bills on time.
Monthly net income: $2500
Monthly expenses: $1500
Housing: $400
Insurance: $80
Car expenses: $220
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $50
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/9/2012 12:25:52 PM |
| DasMula | $25.00 | 12/9/2012 12:17:15 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:13 PM |
| CreditBuilder2 | $25.03 | 12/9/2012 2:27:11 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:38 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:37 AM |
| credit-coach118 | $25.02 | 12/11/2012 11:24:58 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:43 PM |
| Edakers | $25.00 | 12/11/2012 1:50:11 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 9:10:33 PM |
| bold-wampum-compadre | $100.00 | 12/12/2012 10:44:40 AM |
| Investor_DP | $100.00 | 12/12/2012 5:42:00 PM |
| brilliant-balance | $25.00 | 12/13/2012 11:46:33 AM |
| zorg77 | $25.00 | 12/14/2012 3:55:39 PM |
| bizlending | $500.00 | 12/15/2012 8:05:35 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:07 AM |
| Mucman72 | $25.00 | 12/15/2012 7:00:52 PM |
| 6_kids_college_fund | $25.00 | 12/17/2012 12:43:06 PM |
| FlyBill | $50.00 | 12/20/2012 12:38:40 PM |
| kulender | $50.00 | 12/20/2012 5:11:26 PM |
| PFTLender | $25.00 | 12/20/2012 5:29:39 PM |
| courteous-platinum7 | $25.00 | 12/20/2012 7:47:22 AM |
| new-start18100 | $25.00 | 12/20/2012 5:57:20 PM |
| evilkats | $50.00 | 12/20/2012 5:17:32 PM |
| benevolent-loot5 | $200.00 | 12/21/2012 9:41:26 AM |
| CapricornLending | $25.00 | 12/20/2012 8:42:54 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 7:04:53 PM |
| versatile-dime442 | $39.00 | 12/21/2012 9:48:21 AM |
| orange-dynamic-euro | $27.35 | 12/21/2012 9:50:14 AM |
| worthy-bid8 | $200.00 | 12/21/2012 10:25:34 AM |
| Roux1 | $25.00 | 12/21/2012 10:50:18 AM |
| WalnutCreekguy | $100.00 | 12/21/2012 6:21:54 PM |
| nex | $25.00 | 12/21/2012 6:26:34 PM |
| tom203 | $25.00 | 12/21/2012 11:25:35 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:38 PM |
| gothampark | $25.00 | 12/21/2012 7:20:34 PM |
| california111 | $50.00 | 12/22/2012 10:26:22 AM |
| ken168 | $25.00 | 12/22/2012 4:03:52 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:49:43 AM |
| forthright-trade | $35.00 | 12/22/2012 10:12:06 AM |
| Kyileo | $25.00 | 12/22/2012 4:02:02 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 4:58:33 PM |
| DaGoldenchild | $25.00 | 12/23/2012 7:42:28 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:37:57 AM |
| RockAngelHair | $25.00 | 12/22/2012 6:06:44 PM |
| nickel-karate5 | $120.78 | 12/23/2012 11:09:05 AM |
| open-minded-p2p1 | $25.00 | 12/9/2012 1:04:09 PM |
| valiant-return584 | $50.00 | 12/9/2012 12:22:46 PM |
| Danjack_Capital | $25.00 | 12/9/2012 3:07:44 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:49 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:46 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:30 PM |
| djh47a | $25.00 | 12/12/2012 1:23:23 PM |
| roux | $25.00 | 12/12/2012 11:00:37 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:31 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:57 AM |
| let_me_retire | $30.00 | 12/15/2012 10:40:01 AM |
| Wordsmth | $25.00 | 12/16/2012 1:45:04 PM |
| desertoasis | $25.00 | 12/17/2012 8:00:28 PM |
| crippledcircus | $25.00 | 12/19/2012 5:52:39 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:03 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:55 PM |
| VIPLLC | $25.00 | 12/20/2012 7:43:34 AM |
| _nfx-ira_ | $36.01 | 12/20/2012 6:20:54 AM |
| flexible-basis345 | $25.00 | 12/20/2012 12:01:34 PM |
| ItsJustMe79 | $25.00 | 12/21/2012 9:06:35 AM |
| E-2 | $100.00 | 12/21/2012 9:34:26 AM |
| trumpeter391 | $25.00 | 12/20/2012 7:09:33 PM |
| JGENERAL | $25.00 | 12/21/2012 10:03:28 AM |
| pure-pound7 | $27.00 | 12/21/2012 10:35:33 AM |
| madisonboy123 | $25.00 | 12/21/2012 9:33:22 AM |
| BandB | $29.21 | 12/22/2012 4:05:25 AM |
| Weaverville | $25.00 | 12/21/2012 6:05:30 PM |
| aslidsiksoraksi | $25.00 | 12/22/2012 12:53:18 PM |
| unforgettable-market7 | $35.00 | 12/22/2012 1:05:04 PM |
| community-engine750 | $25.00 | 12/22/2012 11:19:23 AM |
| One_Lolo | $25.00 | 12/23/2012 9:34:02 AM |
| philantist | $25.00 | 12/22/2012 10:15:03 PM |
| Brianformisano | $25.00 | 12/23/2012 8:11:24 AM |
| nperkins77 | $87.87 | 12/23/2012 8:21:41 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
683628
This series of Notes was issued and sold upon the funding of the borrower loan #79290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1970 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $113 |
Total credit lines:
| 22 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,790 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-historic-bonus |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge till SS payments
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 12/7/2012 9:06:22 AM |
| benevolent-loot5 | $200.00 | 12/7/2012 9:17:36 AM |
| vutah | $25.00 | 12/7/2012 9:08:50 AM |
| 84928429 | $25.00 | 12/7/2012 10:21:55 AM |
| handy-justice | $50.00 | 12/7/2012 9:21:57 AM |
| Danjack_Capital | $25.00 | 12/7/2012 10:06:58 AM |
| LuvToLend | $25.00 | 12/7/2012 10:42:05 AM |
| cr8on | $30.00 | 12/7/2012 1:47:47 PM |
| janeybooboo | $50.00 | 12/7/2012 12:38:33 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:04 PM |
| let_me_retire | $25.00 | 12/9/2012 2:41:33 AM |
| simplelender80 | $75.00 | 12/9/2012 2:02:59 PM |
| skillful-asset5 | $25.00 | 12/10/2012 6:32:57 PM |
| Odyssey77 | $25.00 | 12/11/2012 9:22:12 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:06 AM |
| first-inspiring-vigilance | $25.00 | 12/11/2012 6:14:33 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:26 PM |
| djh47a | $50.00 | 12/12/2012 12:59:12 PM |
| cardminger | $25.00 | 12/12/2012 6:27:20 PM |
| ethical-truth211 | $100.00 | 12/13/2012 4:50:24 AM |
| graceful-investment | $106.00 | 12/13/2012 8:08:13 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:45 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:49 AM |
| coin-architect2 | $100.00 | 12/16/2012 9:36:33 AM |
| britches318 | $100.00 | 12/18/2012 8:01:08 AM |
| squadron820 | $75.00 | 12/18/2012 8:08:58 AM |
| helping-out | $30.00 | 12/18/2012 1:06:33 PM |
| treasure-coyote3 | $25.00 | 12/17/2012 9:41:28 PM |
| fund-bauble | $25.00 | 12/18/2012 6:31:52 PM |
| keen-economy6 | $25.00 | 12/18/2012 5:09:07 PM |
| CA-Lender | $25.00 | 12/18/2012 12:19:42 PM |
| Leshan | $50.00 | 12/18/2012 7:34:14 PM |
| 907 | $25.00 | 12/18/2012 7:49:25 PM |
| transaction-seahorse0 | $25.00 | 12/7/2012 9:29:02 AM |
| zipemdown | $25.00 | 12/7/2012 9:27:14 AM |
| treasure-bliss | $25.00 | 12/7/2012 9:37:01 AM |
| power-spartan5 | $25.00 | 12/7/2012 10:45:24 AM |
| brainy-return234 | $50.00 | 12/7/2012 11:13:33 AM |
| asset-professor | $35.00 | 12/7/2012 10:58:03 AM |
| pembull | $25.00 | 12/7/2012 11:55:42 AM |
| CreditBuilder2 | $25.03 | 12/7/2012 11:58:46 AM |
| berniemadeoff | $55.00 | 12/7/2012 12:11:59 PM |
| cr8on | $30.00 | 12/7/2012 1:47:21 PM |
| bibleinvestor3 | $25.00 | 12/8/2012 5:03:23 AM |
| jebber007 | $35.00 | 12/9/2012 9:41:08 AM |
| courteous-platinum7 | $25.00 | 12/10/2012 12:56:22 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:37 AM |
| Investor_DP | $100.00 | 12/11/2012 5:04:50 PM |
| little_lender1 | $100.00 | 12/12/2012 10:09:09 AM |
| Ocean713 | $75.00 | 12/12/2012 11:52:46 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:29 PM |
| mlm_invests | $25.00 | 12/13/2012 9:15:10 AM |
| mneinc | $25.00 | 12/12/2012 10:30:32 PM |
| ethical-truth211 | $100.00 | 12/13/2012 4:51:06 AM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:49 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:43 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:30:15 AM |
| desertoasis | $25.00 | 12/17/2012 7:32:00 AM |
| clean-penny059 | $100.00 | 12/16/2012 9:58:21 PM |
| dough-kitten5 | $25.00 | 12/17/2012 4:07:06 AM |
| toomanyfishtanks | $25.00 | 12/17/2012 3:50:12 PM |
| E-2 | $35.00 | 12/17/2012 5:09:39 PM |
| Cjdj | $27.00 | 12/18/2012 10:26:23 AM |
| cincy1 | $25.00 | 12/19/2012 10:59:57 AM |
| natural-liberty4 | $131.97 | 12/19/2012 5:37:53 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:32 AM |
| witty-compassion | $25.00 | 12/19/2012 1:51:49 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
683714
This series of Notes was issued and sold upon the funding of the borrower loan #79805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 9m |
|
Amount delinquent:
| $382 |
Total credit lines:
| 18 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,829 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glowing-treasure686 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate mine and my wifes debt into one payment
My financial situation:
I am a good candidate for this loan because I have job security with the military and will be promoted at the first of the year. I posses the ability to make the payments on time and have the available income to make these payments.
Monthly net income: $5500.00
Monthly expenses: $
Housing: $1300
Insurance: $85
Car expenses: $415
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $125
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:32:54 AM |
| bowdish1 | $25.00 | 12/10/2012 5:29:03 PM |
| Nco | $150.00 | 12/10/2012 5:59:21 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:57 PM |
| gravbox | $25.00 | 12/10/2012 6:38:43 PM |
| toblerone | $25.00 | 12/10/2012 6:24:24 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:36:04 PM |
| zone6 | $100.00 | 12/11/2012 10:28:14 AM |
| phenomenal-rate1 | $296.00 | 12/11/2012 5:20:32 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:23 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:48:04 AM |
| qsolo | $25.00 | 12/12/2012 10:34:11 AM |
| prudent-dough458 | $25.00 | 12/12/2012 5:02:44 PM |
| Harry | $75.00 | 12/12/2012 5:59:44 PM |
| peso-spartan6 | $25.00 | 12/13/2012 9:35:49 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:29 PM |
| kind-euro-mirth | $50.00 | 12/15/2012 10:50:53 AM |
| dime-mandolin9 | $50.00 | 12/15/2012 11:05:54 AM |
| riskreward | $250.00 | 12/15/2012 11:26:59 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:28 AM |
| wetlands | $200.00 | 12/15/2012 11:16:10 AM |
| dominickf | $50.00 | 12/15/2012 1:43:51 PM |
| thrifty-note2 | $25.00 | 12/16/2012 10:20:09 PM |
| shur | $50.00 | 12/17/2012 5:15:36 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:15:03 PM |
| the-gentle-dinero9 | $27.43 | 12/18/2012 8:08:30 AM |
| cardminger | $25.00 | 12/18/2012 9:16:59 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:24 AM |
| IP | $25.00 | 12/19/2012 6:14:40 PM |
| silver4711 | $50.00 | 12/20/2012 10:11:47 AM |
| ideal-platinum1 | $25.00 | 12/20/2012 10:58:34 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:32 PM |
| funds-pie8 | $50.00 | 12/21/2012 9:31:10 AM |
| franzzua | $25.00 | 12/20/2012 5:29:23 PM |
| theshef | $25.00 | 12/20/2012 6:10:39 PM |
| Mommo | $50.00 | 12/21/2012 9:25:54 AM |
| John_Galt | $44.00 | 12/21/2012 4:16:36 PM |
| Haydn-sav | $25.00 | 12/21/2012 9:46:20 AM |
| principal-cooker2 | $50.00 | 12/21/2012 9:54:47 AM |
| tom203 | $25.00 | 12/21/2012 11:25:38 AM |
| kegs | $150.00 | 12/21/2012 2:48:59 PM |
| RevREB | $25.00 | 12/21/2012 10:24:18 AM |
| yield-seeker | $25.00 | 12/22/2012 9:40:49 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:30:12 AM |
| thoughtful-payment587 | $25.00 | 12/21/2012 10:44:18 PM |
| belief-integrity | $500.00 | 12/22/2012 1:35:09 PM |
| p40thawk | $25.00 | 12/22/2012 8:53:24 PM |
| SkipMcGrath | $50.00 | 12/22/2012 1:43:29 PM |
| fulfilling-bazaar4 | $100.00 | 12/23/2012 1:20:14 PM |
| payout-paradise5 | $25.00 | 12/23/2012 1:55:29 PM |
| supersarah61 | $25.00 | 12/22/2012 4:54:07 PM |
| fantastic-openness | $50.00 | 12/23/2012 9:58:02 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:03 AM |
| gustavholstopus32 | $25.00 | 12/24/2012 4:51:23 AM |
| chief64 | $200.00 | 12/24/2012 9:04:05 AM |
| slartibardfast | $25.00 | 12/24/2012 9:04:34 AM |
| gelidfrank | $25.00 | 12/24/2012 9:08:50 AM |
| jazzlender | $50.00 | 12/23/2012 1:33:33 PM |
| paladin847 | $50.00 | 12/23/2012 1:36:56 PM |
| blue-calm-commitment | $25.00 | 12/24/2012 9:16:26 AM |
| wadeveloper | $25.00 | 12/24/2012 9:18:06 AM |
| Ivan2007 | $50.00 | 12/24/2012 9:23:37 AM |
| philanthroful | $25.00 | 12/24/2012 9:27:48 AM |
| meoates1 | $25.00 | 12/24/2012 9:29:21 AM |
| Skiph | $25.00 | 12/24/2012 9:30:28 AM |
| bid-czar8 | $100.00 | 12/24/2012 9:30:36 AM |
| supersarah61 | $25.00 | 12/23/2012 3:53:15 PM |
| Ruckus888 | $41.88 | 12/24/2012 7:33:52 AM |
| jybank | $50.00 | 12/23/2012 7:25:54 PM |
| ccook1998 | $25.00 | 12/23/2012 9:06:10 PM |
| green28 | $100.00 | 12/24/2012 9:01:20 AM |
| matthart | $25.00 | 12/24/2012 9:04:16 AM |
| exchange-ninja | $25.00 | 12/24/2012 9:11:08 AM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:57 AM |
| Victor-E-Lane | $25.00 | 12/24/2012 9:13:02 AM |
| durability-solstice8 | $38.00 | 12/24/2012 9:13:29 AM |
| standanddeliver | $47.00 | 12/24/2012 9:15:05 AM |
| B2152 | $25.00 | 12/24/2012 6:17:28 AM |
| lagnisiruk | $25.00 | 12/24/2012 9:16:39 AM |
| reflective-cash0 | $50.00 | 12/24/2012 9:17:19 AM |
| rescue | $100.00 | 12/24/2012 9:18:22 AM |
| infusion6 | $25.00 | 12/24/2012 9:19:42 AM |
| ianakacg | $25.00 | 12/24/2012 9:27:58 AM |
| intrepid-transaction5 | $100.00 | 12/24/2012 9:30:14 AM |
| perls | $94.00 | 12/24/2012 9:02:43 AM |
| scrappy-leverage6 | $25.00 | 12/24/2012 9:04:51 AM |
| jrbill1998 | $46.00 | 12/24/2012 9:08:12 AM |
| studious-bonus7 | $100.00 | 12/24/2012 9:09:43 AM |
| Elbanko | $30.00 | 12/24/2012 9:10:17 AM |
| Cubsfan07 | $25.00 | 12/24/2012 9:14:33 AM |
| credit-solstice | $25.00 | 12/24/2012 9:21:07 AM |
| Jonb6919 | $25.00 | 12/24/2012 9:28:34 AM |
| heroic-interest259 | $50.00 | 12/24/2012 9:30:12 AM |
| Sagamore | $50.00 | 12/10/2012 5:14:39 PM |
| Vegasjim | $25.00 | 12/10/2012 5:43:52 PM |
| a-finance-nirvana | $25.00 | 12/10/2012 5:40:04 PM |
| Edakers | $25.00 | 12/11/2012 1:50:19 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:24 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:30 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:59 PM |
| Tscheddar | $25.00 | 12/12/2012 5:57:11 PM |
| djh47a | $25.00 | 12/12/2012 1:23:26 PM |
| GCInvestments | $25.00 | 12/13/2012 9:47:37 AM |
| hero007 | $50.00 | 12/13/2012 9:03:55 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:09 PM |
| Avicell | $25.00 | 12/13/2012 6:21:50 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:30:00 PM |
| jpblan11 | $25.00 | 12/14/2012 10:04:00 AM |
| new-start18100 | $25.00 | 12/14/2012 5:43:58 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:30 PM |
| special-dinero553 | $25.00 | 12/15/2012 11:12:41 AM |
| shamonn_p2p | $32.00 | 12/15/2012 11:17:54 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:02 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:40 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:54 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:19 PM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:27:55 PM |
| mr_haldane | $25.00 | 12/16/2012 1:30:52 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:20 AM |
| kingryan | $124.00 | 12/17/2012 5:22:53 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:31 PM |
| 907 | $25.00 | 12/18/2012 7:49:35 PM |
| hope-bull5 | $50.00 | 12/19/2012 1:41:13 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:15 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:09 PM |
| euro-grove4 | $25.00 | 12/19/2012 5:18:28 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:39:57 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:19 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:32 PM |
| sympathetic-funds818 | $50.00 | 12/20/2012 5:18:31 PM |
| social-tostada9 | $50.00 | 12/20/2012 9:21:53 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:33 PM |
| commerce-artisan8 | $50.00 | 12/21/2012 9:41:47 AM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:53 AM |
| blackstar | $51.06 | 12/21/2012 9:49:55 AM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:24 PM |
| pleasant-listing712 | $25.00 | 12/21/2012 2:08:13 PM |
| PFTLender | $25.00 | 12/21/2012 9:59:10 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:41 PM |
| unrivaled-deal676 | $50.00 | 12/21/2012 5:47:29 PM |
| california111 | $50.00 | 12/22/2012 10:26:23 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:11:38 PM |
| mathaiusa | $25.00 | 12/22/2012 1:06:39 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:32 PM |
| bosco44 | $25.00 | 12/23/2012 9:21:53 AM |
| cutter21 | $25.00 | 12/23/2012 12:13:04 PM |
| SirArthur | $25.00 | 12/23/2012 12:24:08 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:42 PM |
| TVOpsGuy | $25.00 | 12/23/2012 12:33:56 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:32 PM |
| integrity-spinner | $50.00 | 12/22/2012 1:43:04 PM |
| adaptable-benefit6 | $25.00 | 12/23/2012 1:28:53 PM |
| point-promiser | $25.00 | 12/23/2012 1:32:36 PM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:22 PM |
| rogue_monster | $50.00 | 12/23/2012 2:02:28 PM |
| green-lovely-finance | $25.00 | 12/23/2012 12:26:22 PM |
| sadls | $25.00 | 12/23/2012 1:00:22 PM |
| flexible-income7 | $25.00 | 12/23/2012 7:12:39 AM |
| NobisEst | $25.00 | 12/23/2012 1:07:14 PM |
| balance-bandit0 | $25.00 | 12/23/2012 1:09:53 PM |
| unassassinable | $25.00 | 12/23/2012 1:14:21 PM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:17 AM |
| peace-photon1 | $50.00 | 12/23/2012 2:26:27 PM |
| formula842 | $25.00 | 12/24/2012 8:16:13 AM |
| bazaar-neptune2 | $39.88 | 12/24/2012 8:23:02 AM |
| dinero-speaker | $25.00 | 12/24/2012 9:02:17 AM |
| piter-to-la-investment | $25.00 | 12/24/2012 9:05:08 AM |
| nedtravis | $25.00 | 12/24/2012 9:06:45 AM |
| durability-goat644 | $25.00 | 12/24/2012 9:14:06 AM |
| dynamic-money271 | $100.00 | 12/24/2012 9:17:10 AM |
| Dave0 | $25.00 | 12/24/2012 9:18:40 AM |
| breathtaking-funds6 | $50.00 | 12/24/2012 9:21:02 AM |
| red-penny-philosopher | $25.00 | 12/23/2012 10:55:16 PM |
| heyokafinancial | $25.00 | 12/24/2012 8:20:40 AM |
| EnergyEngr | $25.00 | 12/24/2012 9:01:50 AM |
| burgeoning-silver | $25.00 | 12/24/2012 9:03:46 AM |
| larslfe | $25.00 | 12/24/2012 9:05:14 AM |
| the-laudable-peso | $40.00 | 12/24/2012 9:06:58 AM |
| WolRab | $50.00 | 12/24/2012 9:09:27 AM |
| unrelenting-auction7 | $25.00 | 12/24/2012 9:19:51 AM |
| worth-web5 | $27.00 | 12/24/2012 9:24:32 AM |
| rupee-artisan | $25.00 | 12/24/2012 9:26:00 AM |
| zeelender | $25.00 | 12/24/2012 9:27:28 AM |
| market-assembler | $50.00 | 12/24/2012 9:01:36 AM |
| investment-pro4 | $50.00 | 12/24/2012 9:01:54 AM |
| down-with-big-banks-2 | $25.00 | 12/24/2012 9:04:55 AM |
| brazilofmux | $100.00 | 12/24/2012 9:13:32 AM |
| economy-molecule3 | $383.00 | 12/24/2012 9:15:19 AM |
| PittsburghMark | $25.00 | 12/24/2012 9:16:20 AM |
| yomanie | $25.00 | 12/24/2012 9:17:56 AM |
| point653 | $25.00 | 12/24/2012 9:20:04 AM |
| kind-payment-viking3 | $100.00 | 12/24/2012 9:26:37 AM |
| Railbird | $50.00 | 12/24/2012 9:26:53 AM |
| dragonfly-amulet | $25.00 | 12/24/2012 9:28:22 AM |
| 194 Investments
|
Borrower Payment Dependent Notes Series
683810
This series of Notes was issued and sold upon the funding of the borrower loan #79296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 24y 3m |
|
Amount delinquent:
| $30 |
Total credit lines:
| 30 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,740 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| versatile-dollar750 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.02 | 12/9/2012 12:27:14 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:18 PM |
| vutah | $65.00 | 12/9/2012 12:12:31 PM |
| heavenly-interest9 | $1,000.00 | 12/9/2012 1:46:45 PM |
| berniemadeoff | $55.00 | 12/9/2012 2:03:27 PM |
| Rogelio48 | $25.00 | 12/9/2012 5:21:15 PM |
| let_me_retire | $75.00 | 12/9/2012 7:13:51 PM |
| handy-justice | $50.00 | 12/9/2012 2:58:44 PM |
| Gregger | $45.69 | 12/9/2012 3:14:40 PM |
| skillful-asset5 | $25.00 | 12/9/2012 4:49:37 PM |
| blueshound | $25.00 | 12/10/2012 4:38:17 PM |
| ultimate-peace | $225.00 | 12/10/2012 6:35:54 PM |
| boogienation | $25.00 | 12/10/2012 7:14:48 PM |
| Whipster | $35.00 | 12/11/2012 5:53:24 PM |
| Tscheddar | $25.00 | 12/12/2012 6:00:15 PM |
| HeroSupport | $35.00 | 12/13/2012 9:13:43 AM |
| belief-integrity | $250.00 | 12/14/2012 7:14:18 PM |
| diplomatic-wealth7 | $25.00 | 12/15/2012 2:08:19 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:19:11 AM |
| blue-relentless-hope | $50.00 | 12/16/2012 4:29:41 PM |
| britches318 | $200.00 | 12/18/2012 7:36:53 AM |
| cr8on | $50.00 | 12/17/2012 6:37:36 PM |
| Money_Working | $25.00 | 12/18/2012 1:26:07 PM |
| ethical-truth211 | $400.00 | 12/19/2012 11:15:59 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:28 AM |
| ethical-truth211 | $48.98 | 12/20/2012 3:01:08 AM |
| thrifty-capital | $25.00 | 12/19/2012 8:24:35 PM |
| Relient-K | $25.00 | 12/9/2012 1:25:18 PM |
| CA-Lender | $25.00 | 12/9/2012 2:23:06 PM |
| worthy-bid8 | $100.00 | 12/9/2012 1:29:52 PM |
| Bob450 | $25.00 | 12/9/2012 5:00:34 PM |
| treasure-bliss | $50.00 | 12/10/2012 4:47:37 AM |
| enterprising-pound5 | $50.00 | 12/11/2012 5:19:21 PM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:40 AM |
| mlm_invests | $50.00 | 12/12/2012 11:33:39 AM |
| djh47a | $50.00 | 12/12/2012 12:59:14 PM |
| exponential-fairness2 | $25.00 | 12/12/2012 8:12:59 PM |
| Valley-of-the-Dollar | $25.00 | 12/13/2012 3:11:26 PM |
| dl_data | $100.00 | 12/17/2012 9:57:19 AM |
| fountain355 | $25.00 | 12/17/2012 12:39:06 PM |
| belief-integrity | $250.00 | 12/18/2012 1:34:24 PM |
| Lubava | $25.00 | 12/18/2012 7:31:04 PM |
| dl_data | $100.00 | 12/18/2012 8:10:52 PM |
| preventivepestcontrol | $25.00 | 12/19/2012 1:47:31 PM |
| Labamba32 | $35.00 | 12/19/2012 2:09:47 PM |
| Shirts | $30.31 | 12/19/2012 7:11:29 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
683906
This series of Notes was issued and sold upon the funding of the borrower loan #79281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $640 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-angel9 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $50.00 | 12/10/2012 9:58:13 AM |
| selector568 | $300.00 | 12/10/2012 9:30:22 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:45 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 9:52:00 AM |
| return-point2 | $100.00 | 12/10/2012 9:45:46 AM |
| guild261 | $25.00 | 12/11/2012 7:33:52 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:42 AM |
| Zingaro | $25.00 | 12/12/2012 10:00:04 AM |
| Evolver | $50.00 | 12/17/2012 5:49:47 PM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:45 PM |
| Investor_DP | $100.00 | 12/18/2012 6:06:35 PM |
| diversification-collider5 | $25.00 | 12/18/2012 5:47:11 PM |
| Kaj | $25.00 | 12/19/2012 10:11:04 AM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:32 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:47 PM |
| aggresive-compassion612 | $25.00 | 12/19/2012 5:53:16 PM |
| contract-amigo7 | $25.00 | 12/20/2012 7:16:56 AM |
| unassailable-funds754 | $25.00 | 12/20/2012 9:16:05 AM |
| bid-tweet7 | $50.00 | 12/20/2012 9:24:37 AM |
| lincny2 | $83.00 | 12/20/2012 9:51:45 AM |
| Eric_Gagne | $25.00 | 12/20/2012 7:48:54 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:16 AM |
| mrxtravis | $25.00 | 12/10/2012 10:26:55 AM |
| LuvToLend | $30.00 | 12/10/2012 2:38:44 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:06 PM |
| skillful-asset5 | $25.00 | 12/10/2012 6:18:37 PM |
| foothillender | $25.00 | 12/11/2012 7:33:47 AM |
| well-rounded-payout0 | $50.00 | 12/11/2012 10:53:40 AM |
| Edakers | $25.00 | 12/11/2012 1:50:15 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:20 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:00 PM |
| kenji4861 | $25.00 | 12/15/2012 1:09:07 PM |
| paradise-foothill | $50.00 | 12/16/2012 9:36:48 AM |
| power-spartan5 | $25.00 | 12/18/2012 6:32:23 PM |
| successful-agreement7 | $62.00 | 12/19/2012 9:47:10 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:22 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:11 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:21 PM |
| djh47a | $25.00 | 12/19/2012 8:06:44 PM |
| silver-fuse | $25.00 | 12/20/2012 7:22:17 AM |
| bazaar-tulip | $500.00 | 12/19/2012 6:42:30 PM |
| VIPLLC | $25.00 | 12/20/2012 7:40:16 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
683918
This series of Notes was issued and sold upon the funding of the borrower loan #79532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,216 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-powerful-fund |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement/Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay Off high interest credit cards and to make various home improvements
My financial situation:
I am a good candidate for this loan because...
I make all my payments on time and have good employment history. I am also attending school to improve my future earnings. I budget carefully and spend wisely.
Monthly net income: $3350.00
Monthly expenses: $
Housing: $1131.50
Insurance: $228.00
Car expenses: $250.00
Utilities: $100.00
Phone, cable, internet: $42.50
Food, entertainment: $200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $160.00
Other expenses: $110.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/10/2012 9:02:46 PM |
| Wrats6 | $25.00 | 12/10/2012 5:09:44 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:04 PM |
| Nco | $150.00 | 12/10/2012 5:59:21 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:48 PM |
| 113121 | $50.00 | 12/10/2012 7:01:03 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:26:56 PM |
| deal-kung-fu | $80.00 | 12/11/2012 3:40:22 AM |
| blueshound | $25.00 | 12/11/2012 5:58:39 AM |
| 01a_MrUSC_IRA | $25.00 | 12/11/2012 9:15:32 AM |
| Edakers | $25.00 | 12/11/2012 1:50:19 PM |
| prudent-dough458 | $25.00 | 12/12/2012 5:02:45 PM |
| WalnutCreekguy | $50.00 | 12/12/2012 5:14:29 PM |
| deal-selector5 | $25.00 | 12/12/2012 5:50:00 PM |
| gotjack-IRA | $75.00 | 12/12/2012 6:48:41 PM |
| organized-dedication696 | $25.00 | 12/12/2012 5:04:52 PM |
| commerce-venture1 | $25.00 | 12/13/2012 1:29:28 AM |
| DevinHill_IRA | $30.00 | 12/12/2012 5:42:16 PM |
| Star_Witness | $25.00 | 12/12/2012 10:12:48 PM |
| justreturns | $25.00 | 12/13/2012 9:19:22 AM |
| Lender2895a | $100.00 | 12/13/2012 7:30:52 AM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:38 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:29:08 PM |
| aggresive-compassion612 | $25.00 | 12/13/2012 5:57:35 PM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:12 PM |
| moneylender25 | $25.00 | 12/13/2012 5:13:55 PM |
| Kaj | $25.00 | 12/13/2012 6:05:01 PM |
| pureIRA | $100.00 | 12/14/2012 8:00:06 AM |
| euro-eagle1 | $25.25 | 12/14/2012 10:42:14 AM |
| zorg77 | $100.00 | 12/14/2012 6:19:14 PM |
| liberty-thinker | $25.00 | 12/15/2012 5:16:44 AM |
| diversification-collider5 | $25.00 | 12/14/2012 5:59:41 PM |
| smart-transparency099 | $25.00 | 12/15/2012 7:50:11 AM |
| j2ee | $50.00 | 12/15/2012 10:52:05 AM |
| Scubadiver | $49.99 | 12/15/2012 11:38:53 AM |
| ethical-truth211 | $300.00 | 12/15/2012 5:52:38 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:34 AM |
| snoop4jc | $25.00 | 12/15/2012 7:16:27 AM |
| income-buffalo1 | $50.00 | 12/15/2012 7:47:30 AM |
| kind-bid-genome | $25.00 | 12/15/2012 8:59:36 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:50 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:25 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:11 PM |
| repayment-chihuahua3 | $25.00 | 12/15/2012 1:27:01 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:20 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:00 PM |
| Thought | $25.00 | 12/16/2012 11:48:52 AM |
| Astyanax | $25.00 | 12/15/2012 6:43:51 PM |
| deal-confidant7 | $100.00 | 12/15/2012 9:00:10 PM |
| kind-important-liberty9 | $25.00 | 12/16/2012 12:41:10 AM |
| PaulW | $25.00 | 12/15/2012 4:14:37 PM |
| roadster199 | $25.00 | 12/17/2012 2:31:12 AM |
| Leshan | $50.00 | 12/16/2012 7:07:39 AM |
| green-truth-mountain | $50.00 | 12/16/2012 9:39:56 AM |
| greekgst99 | $25.00 | 12/16/2012 1:38:50 PM |
| nelie150 | $25.00 | 12/16/2012 12:21:20 PM |
| first-graceful-contract | $25.00 | 12/16/2012 12:41:00 PM |
| mr_haldane | $25.00 | 12/16/2012 12:47:56 PM |
| wilchik | $30.00 | 12/16/2012 8:31:02 PM |
| leverage-accelerator | $28.10 | 12/16/2012 6:48:07 PM |
| crown-year | $751.78 | 12/17/2012 5:54:33 AM |
| EngineersAlliance | $75.00 | 12/10/2012 5:48:26 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:58 PM |
| red-duty-carrier | $25.00 | 12/10/2012 5:56:52 PM |
| JeremyLinFan | $30.00 | 12/10/2012 6:45:45 PM |
| octoberfresh | $25.00 | 12/11/2012 10:52:07 AM |
| riskreward | $250.00 | 12/11/2012 5:54:52 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:51 PM |
| finder61 | $25.00 | 12/11/2012 10:36:54 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:56 PM |
| Plutis | $25.00 | 12/11/2012 6:11:26 PM |
| Risk4Reward | $25.00 | 12/12/2012 3:23:01 PM |
| return-point2 | $100.00 | 12/12/2012 5:58:29 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:47:37 AM |
| cr8on | $30.00 | 12/12/2012 5:09:17 PM |
| first-balance-neutron | $25.00 | 12/12/2012 5:18:43 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:16 PM |
| goat0 | $150.00 | 12/12/2012 7:06:03 PM |
| BostonCapital | $100.00 | 12/12/2012 5:37:48 PM |
| hero007 | $50.00 | 12/13/2012 9:03:55 AM |
| chinolatino | $25.00 | 12/12/2012 8:16:00 PM |
| one-midas | $25.00 | 12/13/2012 9:22:22 AM |
| LuvToLend | $25.00 | 12/13/2012 9:59:34 AM |
| TumbleWeed88 | $25.00 | 12/13/2012 10:38:13 AM |
| platinum-scientist9 | $25.00 | 12/13/2012 5:02:10 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:42 PM |
| YampaQuant | $25.00 | 12/13/2012 3:13:11 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:47 PM |
| NolockHolmes | $100.00 | 12/13/2012 6:17:16 PM |
| banker9705 | $80.00 | 12/14/2012 6:46:11 PM |
| hitsman | $50.00 | 12/14/2012 6:40:29 PM |
| bizlending | $250.00 | 12/15/2012 8:27:54 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:46:22 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:29 AM |
| reaction18 | $25.02 | 12/15/2012 5:20:02 AM |
| finance-investor3 | $25.00 | 12/15/2012 11:48:02 AM |
| crown-year | $750.00 | 12/15/2012 11:16:53 AM |
| the-inspired-justice | $25.00 | 12/15/2012 9:42:04 AM |
| BankofRon | $25.00 | 12/15/2012 12:26:22 PM |
| equitable-capital758 | $145.00 | 12/15/2012 12:35:09 PM |
| nimble-dedication1 | $60.04 | 12/15/2012 11:31:51 AM |
| USMCR | $25.00 | 12/15/2012 11:53:31 AM |
| TigerForce | $28.82 | 12/15/2012 12:13:03 PM |
| ttnk62918 | $25.00 | 12/15/2012 2:23:14 PM |
| RGlad | $150.00 | 12/15/2012 2:46:53 PM |
| bjr01 | $25.00 | 12/15/2012 4:27:59 PM |
| Nazbuster | $75.00 | 12/15/2012 1:20:34 PM |
| global-invest-group | $25.00 | 12/15/2012 2:26:51 PM |
| brightest-trade-breeze | $25.00 | 12/15/2012 9:10:49 PM |
| payment-halo | $25.00 | 12/16/2012 8:56:05 AM |
| loyalist1 | $100.00 | 12/16/2012 10:49:25 AM |
| wwwUniversal | $25.00 | 12/15/2012 2:51:12 PM |
| cajunguy | $40.00 | 12/15/2012 4:58:39 PM |
| social-zebra | $31.00 | 12/16/2012 2:59:46 PM |
| investment-cluster | $25.00 | 12/15/2012 5:42:21 PM |
| Accountant83 | $25.00 | 12/16/2012 7:03:36 PM |
| kinetic-loot436 | $230.00 | 12/16/2012 3:33:38 AM |
| gold-sushi | $50.00 | 12/16/2012 1:11:55 PM |
| orearella3 | $30.00 | 12/16/2012 1:19:18 PM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:18:58 PM |
| wilmajean | $50.00 | 12/17/2012 4:58:59 AM |
| pennybypenny | $100.00 | 12/16/2012 9:23:28 PM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
683964
This series of Notes was issued and sold upon the funding of the borrower loan #79260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $200.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,182 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jubilant-commitment6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt
My financial situation:
I am a good candidate for this loan because...maintain a checking and savings account and get paid every 2 weeks
Monthly net income: $3500
Monthly expenses: $
Housing: $460
Insurance: $250
Car expenses: $240
Utilities: $300
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $30.00 | 12/12/2012 10:08:11 AM |
| Nco | $100.00 | 12/7/2012 5:37:59 PM |
| open-minded-p2p1 | $25.00 | 12/7/2012 5:53:01 PM |
| vutah | $45.00 | 12/7/2012 6:04:47 PM |
| thrilling-point2 | $40.00 | 12/7/2012 5:44:53 PM |
| 113121 | $25.00 | 12/7/2012 7:13:53 PM |
| EngineersAlliance | $35.00 | 12/7/2012 6:49:32 PM |
| golffish2 | $25.00 | 12/7/2012 6:45:09 PM |
| Rogelio48 | $25.00 | 12/8/2012 8:04:55 AM |
| LittleMingo | $25.00 | 12/8/2012 11:41:20 AM |
| BradP | $25.00 | 12/8/2012 5:36:31 PM |
| gondeee | $25.00 | 12/9/2012 11:07:17 AM |
| skillful-asset5 | $30.00 | 12/9/2012 4:58:24 PM |
| CA-Lender | $25.00 | 12/10/2012 4:59:18 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:28 AM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:00 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:48 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:55 PM |
| power-spartan5 | $25.00 | 12/12/2012 9:51:31 AM |
| aggresive-compassion612 | $25.00 | 12/12/2012 9:53:07 AM |
| cr8on | $30.00 | 12/12/2012 9:46:56 AM |
| successful-agreement7 | $100.00 | 12/12/2012 9:54:24 AM |
| receptive-affluence035 | $25.00 | 12/12/2012 10:33:27 AM |
| bonafide-yield351 | $25.00 | 12/13/2012 8:09:35 AM |
| kenji4861 | $25.00 | 12/13/2012 9:53:04 AM |
| brainy-return234 | $50.00 | 12/13/2012 6:59:48 PM |
| pembull | $25.00 | 12/13/2012 7:33:01 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:47 AM |
| the-hope-workhorse | $25.00 | 12/14/2012 4:25:05 PM |
| moneylender25 | $25.00 | 12/14/2012 12:31:08 PM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:40 PM |
| slowgains | $25.00 | 12/16/2012 9:32:32 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:25 PM |
| ethical-truth211 | $650.00 | 12/16/2012 3:17:34 AM |
| tender-ore | $25.00 | 12/17/2012 8:38:28 AM |
| payment-halo | $25.00 | 12/17/2012 9:44:48 AM |
| courteous-platinum7 | $30.00 | 12/17/2012 7:55:31 AM |
| newest-currency-vibrato | $25.00 | 12/17/2012 11:49:04 AM |
| kegs | $200.00 | 12/17/2012 1:39:53 PM |
| note-aspen6 | $25.00 | 12/17/2012 7:49:52 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:25 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:07:03 PM |
| ethical-truth211 | $350.00 | 12/17/2012 11:32:27 AM |
| cardminger | $25.00 | 12/18/2012 9:16:48 AM |
| handy-loan527 | $25.00 | 12/18/2012 12:16:59 PM |
| sturdy-economy173 | $25.00 | 12/18/2012 3:25:04 PM |
| zorg77 | $50.00 | 12/18/2012 6:18:39 PM |
| ethical-truth211 | $175.65 | 12/20/2012 2:54:03 AM |
| helping-out | $30.00 | 12/19/2012 5:36:44 PM |
| ChoiceInvestments | $26.50 | 12/19/2012 8:14:47 PM |
| economy-coup | $200.00 | 12/7/2012 5:51:16 PM |
| natural-affluence6 | $25.00 | 12/11/2012 9:03:35 PM |
| handy-justice | $50.00 | 12/7/2012 5:12:47 PM |
| Dubbs360 | $50.00 | 12/7/2012 5:57:25 PM |
| Interest2thePeople | $100.00 | 12/7/2012 5:43:50 PM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 5:48:33 PM |
| zipemdown | $25.00 | 12/7/2012 5:35:20 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:36 PM |
| SLN-10 | $60.00 | 12/8/2012 2:17:37 PM |
| dannycarter10 | $25.00 | 12/8/2012 10:28:44 PM |
| Risk4Reward | $25.00 | 12/10/2012 11:00:23 AM |
| jiftostada | $25.00 | 12/11/2012 5:02:19 PM |
| return-point2 | $100.00 | 12/11/2012 5:04:04 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:48 PM |
| Kaj | $25.00 | 12/11/2012 6:25:12 PM |
| trade-caper | $50.00 | 12/12/2012 5:33:47 AM |
| asset-professor | $25.00 | 12/12/2012 10:04:16 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:31:00 AM |
| Numbat77 | $25.00 | 12/13/2012 7:37:01 PM |
| credit-commander1 | $25.00 | 12/14/2012 11:24:34 AM |
| gotjack-IRA | $25.02 | 12/15/2012 5:49:43 AM |
| new-start18100 | $25.00 | 12/15/2012 12:29:57 PM |
| nalaari | $34.00 | 12/16/2012 6:49:32 AM |
| coin-architect2 | $100.00 | 12/16/2012 9:22:03 AM |
| order-singularity430 | $50.00 | 12/16/2012 11:21:15 AM |
| supersarah61 | $25.00 | 12/16/2012 1:53:20 PM |
| Cromag | $25.00 | 12/17/2012 8:31:58 AM |
| capital-magician561 | $25.00 | 12/17/2012 8:59:37 AM |
| pennybypenny | $50.00 | 12/16/2012 9:23:25 PM |
| murtaza | $100.00 | 12/17/2012 12:17:15 PM |
| integrity-doctor | $100.00 | 12/17/2012 4:35:32 PM |
| first-integrity-gravity | $50.00 | 12/17/2012 10:08:14 AM |
| listing-enlightenment1 | $200.00 | 12/17/2012 8:33:27 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:23 AM |
| Leshan | $50.00 | 12/17/2012 6:02:53 PM |
| britches318 | $100.00 | 12/18/2012 8:04:12 AM |
| beer-gardener | $25.00 | 12/18/2012 11:07:02 AM |
| Lubava | $25.00 | 12/18/2012 7:33:18 PM |
| frogperson | $278.83 | 12/18/2012 9:36:20 PM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:03 AM |
| justsk8tingby | $50.00 | 12/19/2012 9:19:36 AM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:13 AM |
| ResQDoc | $25.00 | 12/19/2012 4:17:22 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:13 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:33 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:45 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:46 PM |
| mmckune | $25.00 | 12/19/2012 5:14:06 PM |
| RKLFinancial | $25.00 | 12/19/2012 10:39:25 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:20 PM |
| avm-the-investor | $100.00 | 12/19/2012 11:55:46 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
683970
This series of Notes was issued and sold upon the funding of the borrower loan #79811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $301.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1972 |
Debt/Income ratio:
| 74% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,857 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| debtconsolidatorcelina |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
|
|
Principal balance:
| $2,232.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:32:55 AM |
| yield-voyager8 | $25.00 | 12/10/2012 5:11:30 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:58 PM |
| bowdish1 | $25.00 | 12/10/2012 5:29:04 PM |
| persist_in_doing | $25.00 | 12/10/2012 6:16:56 PM |
| CreditBuilder2 | $25.06 | 12/10/2012 6:28:55 PM |
| ell25 | $50.00 | 12/10/2012 8:30:20 PM |
| first-serene-credit | $25.00 | 12/11/2012 8:39:21 AM |
| simplelender80 | $500.00 | 12/11/2012 10:12:22 AM |
| deal-vibrato | $25.00 | 12/11/2012 10:22:29 AM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:37 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:06 PM |
| windguy | $50.00 | 12/11/2012 5:56:00 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:03 PM |
| AF-Chief | $25.00 | 12/12/2012 9:45:47 AM |
| cr8on | $30.00 | 12/12/2012 9:46:59 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:29 PM |
| purposeful-durability8 | $100.00 | 12/13/2012 5:37:48 PM |
| integrity-doctor | $100.00 | 12/14/2012 6:49:02 AM |
| Avicell | $25.00 | 12/13/2012 6:21:51 PM |
| money-bauble | $100.00 | 12/14/2012 10:13:22 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:30 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:20 PM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:34 AM |
| forceful-note8 | $50.00 | 12/18/2012 5:35:19 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:25 AM |
| IP | $25.00 | 12/19/2012 6:14:40 PM |
| ideal-platinum1 | $25.00 | 12/20/2012 10:58:34 AM |
| skro | $25.00 | 12/20/2012 9:50:51 AM |
| euro-grove4 | $25.00 | 12/20/2012 10:11:29 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:34 PM |
| RevREB | $25.00 | 12/21/2012 10:24:19 AM |
| theshef | $25.00 | 12/21/2012 9:51:47 AM |
| PFTLender | $25.00 | 12/21/2012 9:59:10 AM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:41 PM |
| kegs | $150.00 | 12/21/2012 2:49:00 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:25 PM |
| mckhbnpc | $50.00 | 12/21/2012 5:35:22 PM |
| yield-seeker | $25.00 | 12/22/2012 9:40:49 AM |
| Lily_of_the_Valley | $400.00 | 12/22/2012 11:25:02 AM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:22 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:32 PM |
| LilyAcreInvestmentsLLC | $155.00 | 12/22/2012 10:42:05 AM |
| hitsman | $50.00 | 12/22/2012 12:21:34 PM |
| fantastic-openness | $50.00 | 12/23/2012 9:58:02 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:15:46 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:03 AM |
| ericd523 | $25.00 | 12/23/2012 11:47:18 AM |
| valiant-note129 | $25.00 | 12/22/2012 7:05:25 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:43 PM |
| Investor_DP | $100.00 | 12/23/2012 1:53:49 PM |
| gethsemane4 | $25.00 | 12/23/2012 1:01:59 PM |
| 1willray | $31.65 | 12/23/2012 4:13:04 PM |
| unassassinable | $25.00 | 12/23/2012 1:14:22 PM |
| the-silver-blaster | $40.00 | 12/23/2012 1:17:29 PM |
| rogue_monster | $50.00 | 12/24/2012 9:06:05 AM |
| helping-out | $150.00 | 12/23/2012 7:22:27 PM |
| dime-advantage4 | $25.00 | 12/23/2012 7:25:43 PM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:57 AM |
| SirArthur | $25.00 | 12/24/2012 9:17:48 AM |
| fantastic-bazaar2 | $50.00 | 12/24/2012 9:19:58 AM |
| transaction-animal8 | $25.00 | 12/24/2012 9:28:17 AM |
| Lender12 | $25.00 | 12/24/2012 9:28:48 AM |
| flexible-value | $50.00 | 12/24/2012 9:34:15 AM |
| maestro119 | $25.00 | 12/24/2012 9:35:43 AM |
| netelegent | $25.00 | 12/24/2012 9:36:52 AM |
| telegon | $25.00 | 12/24/2012 9:37:56 AM |
| p2p-czar3 | $25.00 | 12/24/2012 9:38:02 AM |
| Aimvest | $25.00 | 12/24/2012 9:39:22 AM |
| impressive-yield3 | $25.00 | 12/24/2012 9:39:59 AM |
| urbane-income7 | $25.00 | 12/24/2012 9:45:43 AM |
| the-auction-firestarter | $25.00 | 12/24/2012 9:47:15 AM |
| ASLIBD | $25.00 | 12/24/2012 9:47:41 AM |
| grant_myron | $28.35 | 12/24/2012 8:59:13 AM |
| emergencyMD | $25.00 | 12/23/2012 10:18:13 PM |
| DDHMoney | $25.00 | 12/24/2012 9:53:26 AM |
| a-resplendent-commitment | $25.00 | 12/24/2012 9:56:38 AM |
| Emgolda | $25.00 | 12/24/2012 9:13:22 AM |
| dckpolo | $25.00 | 12/24/2012 10:00:19 AM |
| steady-dime | $25.00 | 12/24/2012 10:01:43 AM |
| resolute-worth4 | $50.00 | 12/24/2012 10:04:11 AM |
| Redmond | $25.00 | 12/24/2012 10:04:56 AM |
| first-class-yield9 | $25.00 | 12/24/2012 7:22:47 AM |
| wise-balanced-moola | $25.00 | 12/24/2012 10:07:13 AM |
| ski bum | $100.00 | 12/24/2012 9:33:14 AM |
| the-laudable-peso | $40.00 | 12/24/2012 9:06:58 AM |
| angelinvestor2 | $40.00 | 12/24/2012 9:36:19 AM |
| buyrite334 | $25.00 | 12/24/2012 9:36:28 AM |
| fcukciti | $35.00 | 12/24/2012 9:37:51 AM |
| green-lovely-finance | $25.00 | 12/24/2012 9:41:51 AM |
| investisure | $50.00 | 12/24/2012 9:45:17 AM |
| reflective-cash0 | $50.00 | 12/24/2012 9:17:19 AM |
| auction-bonaza8 | $100.00 | 12/24/2012 9:45:54 AM |
| deal-secret-agent | $25.00 | 12/24/2012 9:50:43 AM |
| benevolent-moola291 | $50.00 | 12/24/2012 9:53:58 AM |
| social-trumpet | $25.00 | 12/24/2012 9:56:20 AM |
| und-alum | $25.00 | 12/24/2012 9:56:31 AM |
| Preferred-Lender | $25.00 | 12/24/2012 9:29:25 AM |
| ATWSPOON | $25.00 | 12/24/2012 9:58:21 AM |
| spitzbergen | $25.00 | 12/24/2012 9:34:33 AM |
| california111 | $25.00 | 12/24/2012 9:35:12 AM |
| orange-courageous-dedication | $25.00 | 12/24/2012 9:35:37 AM |
| hostbank | $100.00 | 12/24/2012 9:35:54 AM |
| downtownfarm | $25.00 | 12/24/2012 9:36:00 AM |
| prosha | $25.00 | 12/24/2012 9:36:57 AM |
| briantrader21 | $25.00 | 12/24/2012 10:06:25 AM |
| receptive-vigilance799 | $25.00 | 12/24/2012 9:47:50 AM |
| useful-p2ploan | $25.00 | 12/24/2012 9:54:31 AM |
| RetiredATC | $50.00 | 12/24/2012 9:58:41 AM |
| skillful-market6 | $25.00 | 12/24/2012 9:58:48 AM |
| dinero-ecstasy3 | $25.00 | 12/24/2012 9:59:31 AM |
| postalwhiz | $25.00 | 12/24/2012 9:59:42 AM |
| bonus-birch4 | $25.00 | 12/24/2012 10:00:07 AM |
| jscope | $25.00 | 12/24/2012 10:05:13 AM |
| vivid-p2ploan1 | $25.00 | 12/10/2012 5:54:00 PM |
| mymoneyblog | $25.00 | 12/10/2012 5:41:22 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:07 PM |
| entertaining-rate9 | $25.00 | 12/10/2012 6:19:21 PM |
| five-star-note | $25.00 | 12/10/2012 6:59:11 PM |
| whitegold24k | $100.00 | 12/11/2012 7:56:51 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:37 PM |
| fcrick | $50.00 | 12/11/2012 5:11:03 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:08 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:57 PM |
| trumpeter391 | $100.00 | 12/12/2012 11:47:10 AM |
| riskreward | $250.00 | 12/12/2012 10:07:48 AM |
| LaGrangeLender | $60.00 | 12/13/2012 10:48:54 AM |
| tech310 | $50.00 | 12/14/2012 9:43:39 AM |
| wetlands | $200.00 | 12/15/2012 11:16:10 AM |
| justice-inspector | $25.00 | 12/15/2012 1:47:55 PM |
| new-start18100 | $25.00 | 12/15/2012 12:29:57 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:20 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:31 PM |
| kingryan | $250.00 | 12/18/2012 5:35:51 PM |
| natural-balance881 | $30.00 | 12/19/2012 5:06:19 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:16 PM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:10 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:39:58 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:19 PM |
| Rogesparkguy | $25.00 | 12/20/2012 8:18:15 AM |
| new-marketplace-lyrics | $25.00 | 12/19/2012 7:53:20 PM |
| franzzua | $25.00 | 12/20/2012 5:29:23 PM |
| social-tostada9 | $50.00 | 12/20/2012 6:06:50 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:53 AM |
| managedfund | $422.00 | 12/20/2012 5:06:50 PM |
| sympathetic-funds818 | $50.00 | 12/21/2012 9:26:11 AM |
| enchanted-note14 | $25.00 | 12/20/2012 5:54:21 PM |
| money-atizer | $25.00 | 12/21/2012 9:22:27 AM |
| Haydn-sav | $25.00 | 12/21/2012 5:06:56 PM |
| sharp518 | $25.00 | 12/21/2012 5:43:11 PM |
| tom203 | $25.00 | 12/21/2012 11:25:38 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:07 PM |
| PineapplePants | $25.00 | 12/21/2012 5:05:37 PM |
| nex | $25.00 | 12/21/2012 6:26:39 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:44:24 AM |
| supersarah61 | $25.00 | 12/22/2012 4:54:08 PM |
| LilyAcreInvestmentsLLC | $300.00 | 12/22/2012 11:12:04 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:33 PM |
| 420limo | $25.00 | 12/23/2012 1:17:03 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:13 PM |
| Gettinricher | $25.00 | 12/23/2012 1:39:31 PM |
| 907 | $50.00 | 12/22/2012 10:08:56 PM |
| peace-photon1 | $50.00 | 12/23/2012 2:26:27 PM |
| revolutionary769 | $40.00 | 12/23/2012 10:55:15 AM |
| funds-pie8 | $50.00 | 12/23/2012 12:17:17 PM |
| invincible-agreement8 | $100.00 | 12/22/2012 7:34:56 PM |
| bosco44 | $25.00 | 12/23/2012 9:21:53 AM |
| jazzlender | $25.00 | 12/23/2012 1:33:34 PM |
| purposeful-dedication | $50.00 | 12/24/2012 6:54:55 AM |
| Mad_Scientist | $25.00 | 12/23/2012 2:15:00 PM |
| TheCount | $25.00 | 12/23/2012 12:58:56 PM |
| astute-benjamins | $25.00 | 12/24/2012 8:17:02 AM |
| jmeasn | $35.00 | 12/23/2012 5:54:20 PM |
| leverage-galleon | $50.00 | 12/23/2012 8:19:05 PM |
| Navy_Wife_Retired | $60.35 | 12/23/2012 8:26:03 PM |
| rescue | $100.00 | 12/24/2012 9:18:23 AM |
| Huck007 | $25.00 | 12/24/2012 9:39:54 AM |
| EndRunFunding | $50.00 | 12/24/2012 9:45:38 AM |
| american6 | $50.00 | 12/24/2012 9:46:46 AM |
| heyokafinancial | $25.00 | 12/24/2012 8:20:40 AM |
| Navy-Retired | $50.00 | 12/23/2012 8:44:16 PM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:04 AM |
| ctgscott | $25.00 | 12/24/2012 9:50:20 AM |
| market-assembler | $50.00 | 12/24/2012 9:01:36 AM |
| harmonious-asset9 | $25.00 | 12/24/2012 9:02:52 AM |
| chief64 | $200.00 | 12/24/2012 9:04:05 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:35 AM |
| BuffetRocks | $50.00 | 12/24/2012 10:03:26 AM |
| Reddress4u | $25.00 | 12/24/2012 10:06:36 AM |
| thezfunk | $25.00 | 12/24/2012 9:33:27 AM |
| puifais | $50.00 | 12/24/2012 9:36:31 AM |
| Cronos | $34.00 | 12/24/2012 9:38:18 AM |
| Rusheen_Capital_Partners | $250.00 | 12/24/2012 9:39:07 AM |
| abundant-power | $25.00 | 12/24/2012 9:41:32 AM |
| rovo | $25.00 | 12/24/2012 9:41:53 AM |
| deal-contributor8 | $50.00 | 12/24/2012 9:45:30 AM |
| arkayem | $50.00 | 12/24/2012 9:49:20 AM |
| durability-alien3 | $50.00 | 12/24/2012 9:50:23 AM |
| a-unflappable-finance | $100.00 | 12/24/2012 9:55:08 AM |
| revmax | $25.00 | 12/24/2012 9:58:06 AM |
| networks4ever | $25.00 | 12/24/2012 9:30:16 AM |
| bid-czar8 | $53.00 | 12/24/2012 9:30:54 AM |
| igloo268 | $25.00 | 12/24/2012 9:59:35 AM |
| green-peso-backer | $50.00 | 12/24/2012 10:02:34 AM |
| Brianformisano | $25.00 | 12/24/2012 10:03:01 AM |
| nerdfactor | $25.00 | 12/24/2012 10:03:07 AM |
| intuitive-integrity9 | $50.00 | 12/24/2012 10:05:07 AM |
| bdiddy1268 | $25.00 | 12/24/2012 10:05:43 AM |
| flexible-return297 | $25.00 | 12/24/2012 9:39:28 AM |
| andrewrobison | $30.00 | 12/24/2012 9:44:26 AM |
| wtrboy | $25.00 | 12/24/2012 9:47:02 AM |
| skuba | $50.00 | 12/24/2012 9:48:37 AM |
| Investoman | $25.00 | 12/24/2012 9:49:24 AM |
| ohnezweck | $50.00 | 12/24/2012 9:55:28 AM |
| yertle9 | $25.00 | 12/24/2012 9:56:43 AM |
| cognizant-liberty4 | $50.00 | 12/24/2012 10:00:13 AM |
| top-economy-mover | $25.00 | 12/24/2012 10:01:10 AM |
| dedication-merman | $25.00 | 12/24/2012 10:03:40 AM |
| repayment-chihuahua3 | $25.00 | 12/24/2012 10:07:04 AM |
| 219 Investments
|
Borrower Payment Dependent Notes Series
684070
This series of Notes was issued and sold upon the funding of the borrower loan #79516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $287.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,662 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| johnol |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
680-699
(Oct-2009)
|
|
Principal balance:
| $13,682.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
3rd Phase of Business Launch
Expansion phase of business. Currently generating a free cash-flow of over $1,500 per month during launch phase after all expenses.
Investment now will allow us to double our predicted future income path moving us toward a net profit of $66,000 in 2013; $259,000 in 2014; and $537,000 in 2015.
Our Market Advantages:
-Proprietary methods
-Exclusive technology
Infrastructure is already in place and we are already generating a good return. With a solid, proven model - the additional influx of capital at this critical time during this next part of our launch expansion will allow us to reach our target goals in half the time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $72.36 | 12/7/2012 9:07:30 AM |
| DreisersFinancier | $50.00 | 12/7/2012 9:03:22 AM |
| trumpeter5 | $25.00 | 12/7/2012 9:05:40 AM |
| thankful-nickel2 | $55.55 | 12/7/2012 9:55:51 AM |
| bowdish1 | $25.00 | 12/7/2012 9:45:04 AM |
| stylish-revenue4 | $100.00 | 12/7/2012 9:24:00 AM |
| JCM_MN | $45.00 | 12/7/2012 12:44:26 PM |
| entertaining-rate9 | $25.00 | 12/7/2012 11:04:16 AM |
| credit-commander1 | $25.00 | 12/7/2012 11:23:56 AM |
| yield-voyager8 | $25.00 | 12/7/2012 6:44:18 PM |
| thehousewife | $25.00 | 12/8/2012 8:15:09 AM |
| five-star-note | $25.00 | 12/7/2012 7:54:41 PM |
| helpingyou1 | $36.30 | 12/8/2012 2:16:23 AM |
| Feyenoord | $30.00 | 12/8/2012 10:59:21 AM |
| forceful-note8 | $50.00 | 12/8/2012 12:32:47 PM |
| elog238 | $100.00 | 12/9/2012 6:52:22 AM |
| elog238 | $45.00 | 12/9/2012 7:18:43 AM |
| zorg77 | $50.00 | 12/9/2012 9:14:49 AM |
| deal-gazer | $50.00 | 12/9/2012 11:53:01 PM |
| Dubbly | $25.00 | 12/10/2012 9:35:47 AM |
| grammaspurse | $25.00 | 12/9/2012 6:59:45 PM |
| rcs2003 | $25.00 | 12/9/2012 10:36:40 PM |
| economy-popcorn | $25.00 | 12/11/2012 7:06:31 AM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:32:02 AM |
| purposeful-durability8 | $100.00 | 12/11/2012 10:31:40 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:53 PM |
| marwadi-62 | $100.00 | 12/12/2012 7:11:47 AM |
| wetlands | $200.00 | 12/12/2012 10:02:45 AM |
| MTGuy | $25.00 | 12/12/2012 12:48:10 PM |
| suave-durability1 | $50.00 | 12/12/2012 10:44:55 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:30 PM |
| djh47a | $25.00 | 12/12/2012 1:14:48 PM |
| top-deal-achievement | $34.43 | 12/13/2012 6:52:22 AM |
| luminous-finance9 | $26.00 | 12/12/2012 7:17:17 PM |
| kind-bazaar-kitten | $25.00 | 12/12/2012 7:47:26 PM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:43:32 AM |
| money-bauble | $100.00 | 12/13/2012 5:18:38 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:07 PM |
| Avicell | $25.00 | 12/13/2012 6:21:40 PM |
| Peacepower | $35.00 | 12/13/2012 6:30:25 PM |
| Isaac007 | $25.00 | 12/14/2012 8:01:22 AM |
| important-trade094 | $50.00 | 12/13/2012 6:42:10 PM |
| kls4560 | $25.00 | 12/14/2012 10:35:21 AM |
| rutzebach | $93.62 | 12/14/2012 8:38:13 AM |
| compassionate-transparency47 | $40.00 | 12/14/2012 10:03:08 AM |
| franzzua | $25.00 | 12/14/2012 5:50:34 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:20 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:01 AM |
| octoberfresh | $25.00 | 12/15/2012 6:41:15 AM |
| cozy-hope5 | $40.00 | 12/15/2012 6:42:12 AM |
| bold-charming-worth | $25.00 | 12/15/2012 11:06:58 AM |
| worth-game-changer8 | $25.00 | 12/14/2012 10:33:32 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:18:01 AM |
| astute-benjamins | $25.00 | 12/15/2012 7:48:36 AM |
| sharp518 | $25.00 | 12/15/2012 12:16:50 PM |
| jazzlender | $50.00 | 12/15/2012 1:11:36 PM |
| enticing-capital6 | $50.00 | 12/15/2012 1:38:52 PM |
| vtr1000 | $25.60 | 12/15/2012 1:18:15 PM |
| upright-note5 | $29.24 | 12/15/2012 2:20:38 PM |
| cozy-principal883 | $31.90 | 12/15/2012 4:25:03 PM |
| vtr1000 | $25.00 | 12/15/2012 1:18:29 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:08 PM |
| broker048 | $40.00 | 12/16/2012 11:15:29 AM |
| gbrbob | $32.85 | 12/15/2012 5:38:44 PM |
| berniemadeoff | $75.00 | 12/16/2012 7:47:47 AM |
| ideal-platinum1 | $50.00 | 12/16/2012 9:41:14 AM |
| Dan7 | $250.00 | 12/15/2012 2:38:59 PM |
| slpark | $30.00 | 12/15/2012 2:57:43 PM |
| credit-formula0 | $100.00 | 12/15/2012 4:15:37 PM |
| dordee | $52.27 | 12/16/2012 12:32:24 PM |
| top-magnificent-greenback | $25.00 | 12/17/2012 5:57:39 AM |
| mr_haldane | $25.00 | 12/16/2012 1:30:47 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:08 PM |
| interest-splendor | $30.00 | 12/16/2012 8:43:39 PM |
| Leshan | $100.00 | 12/17/2012 7:49:54 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:22 AM |
| PFTLender | $25.00 | 12/17/2012 10:16:26 AM |
| orange-sensational-peace | $100.00 | 12/17/2012 5:02:33 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:06:25 PM |
| ptjg | $100.00 | 12/17/2012 9:25:21 AM |
| kingryan | $136.83 | 12/17/2012 5:22:41 PM |
| helping-out | $150.00 | 12/17/2012 3:54:11 PM |
| martymaniaman | $25.00 | 12/17/2012 1:07:50 PM |
| djalan | $39.70 | 12/17/2012 1:31:15 PM |
| bsmtloan | $99.44 | 12/17/2012 4:51:44 PM |
| kind-lovely-marketplace | $50.00 | 12/7/2012 9:16:13 AM |
| CreditBuilder2 | $25.06 | 12/7/2012 9:21:22 AM |
| gotjack-IRA | $300.01 | 12/7/2012 9:53:09 AM |
| MoneyForNothing | $70.46 | 12/7/2012 9:07:16 AM |
| fcrick | $50.00 | 12/7/2012 10:02:35 AM |
| Forward-Looking | $25.00 | 12/7/2012 10:08:30 AM |
| felicity-contributor3 | $50.00 | 12/7/2012 9:10:47 AM |
| moola-accelerator6 | $75.00 | 12/7/2012 9:36:51 AM |
| persist_in_doing | $25.00 | 12/7/2012 9:44:17 AM |
| bazaar-tulip | $25.00 | 12/7/2012 10:15:00 AM |
| moneylender25 | $25.00 | 12/7/2012 1:30:04 PM |
| Banker2OO7 | $75.00 | 12/7/2012 11:04:48 AM |
| janeybooboo | $25.25 | 12/7/2012 11:05:08 AM |
| integrity-doctor | $100.00 | 12/7/2012 11:56:28 AM |
| affluence-microscope2 | $200.00 | 12/7/2012 5:40:49 PM |
| RGlad | $65.00 | 12/7/2012 12:23:15 PM |
| enthusiastic-balance5 | $95.00 | 12/7/2012 12:29:15 PM |
| radiant-dollar9 | $200.00 | 12/7/2012 5:55:30 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:11 PM |
| FinanceEngine | $60.00 | 12/7/2012 11:31:31 PM |
| Bob450 | $25.00 | 12/8/2012 6:03:19 AM |
| AF-Chief | $25.00 | 12/8/2012 12:37:32 PM |
| deal-vibrato | $25.00 | 12/9/2012 12:18:27 PM |
| simplelender80 | $500.00 | 12/9/2012 12:32:00 PM |
| voipguy88 | $50.00 | 12/10/2012 6:38:26 PM |
| sunny-dough9 | $200.00 | 12/11/2012 5:16:52 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:36:36 AM |
| refined-hope3 | $25.00 | 12/11/2012 5:13:05 PM |
| riskreward | $250.00 | 12/11/2012 5:54:39 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:54 PM |
| 01a_MrUSC_IRA | $25.00 | 12/12/2012 5:00:59 AM |
| trumpeter391 | $25.00 | 12/12/2012 1:00:07 PM |
| kmg751 | $25.00 | 12/12/2012 11:00:50 AM |
| reaction18 | $100.01 | 12/13/2012 10:16:27 AM |
| atomantic | $200.00 | 12/13/2012 12:41:16 PM |
| currency-persimmon | $25.00 | 12/13/2012 2:08:37 PM |
| elevated-greenback4 | $30.54 | 12/13/2012 5:42:02 PM |
| hitsman | $50.00 | 12/13/2012 6:23:16 PM |
| income-buffalo1 | $77.40 | 12/13/2012 6:32:08 PM |
| ltstout | $45.00 | 12/14/2012 2:32:31 AM |
| epic-ore2 | $50.00 | 12/14/2012 6:27:24 AM |
| affluence-hickory | $25.00 | 12/14/2012 8:00:52 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:45 AM |
| diggingupward | $25.00 | 12/14/2012 12:57:20 PM |
| wealth-kangaroo8 | $25.00 | 12/14/2012 4:24:33 PM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:41:09 PM |
| courteous-auction748 | $25.00 | 12/14/2012 6:52:42 PM |
| bold-important-dollar | $25.00 | 12/15/2012 6:19:38 AM |
| inspired-payment1 | $50.00 | 12/15/2012 8:21:18 AM |
| dime-vista2 | $25.00 | 12/15/2012 9:47:40 AM |
| Jerrys1951 | $30.37 | 12/15/2012 9:55:46 AM |
| devoider | $25.00 | 12/15/2012 10:27:45 AM |
| Ellendra | $25.00 | 12/15/2012 10:36:25 AM |
| compatible-deal9 | $25.00 | 12/15/2012 12:58:34 PM |
| mikrolown | $25.00 | 12/15/2012 1:01:53 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:37 PM |
| managedfund | $35.00 | 12/15/2012 1:04:31 PM |
| principal-exec | $25.00 | 12/15/2012 3:59:33 PM |
| ferdberfel | $25.00 | 12/15/2012 4:05:55 PM |
| MoBucks | $50.00 | 12/15/2012 4:48:23 PM |
| Mindful7 | $25.00 | 12/15/2012 5:02:47 PM |
| rutzebach | $74.81 | 12/15/2012 8:49:58 PM |
| newest-neighborly-power | $25.00 | 12/15/2012 1:33:57 PM |
| belief-integrity | $450.00 | 12/15/2012 2:54:30 PM |
| handy-affluence9 | $100.00 | 12/15/2012 3:08:17 PM |
| leverage-accelerator | $25.00 | 12/16/2012 6:48:50 PM |
| accmgg | $100.00 | 12/16/2012 9:47:39 AM |
| first-dinero-temple | $25.00 | 12/17/2012 9:33:58 AM |
| deal-pioneer1 | $25.00 | 12/17/2012 3:46:39 AM |
| wwwUniversal | $25.00 | 12/16/2012 1:17:25 PM |
| diligent-benefit386 | $500.00 | 12/17/2012 6:59:19 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:55 AM |
| market-assembler | $50.00 | 12/16/2012 8:29:44 PM |
| abundant-power | $25.00 | 12/17/2012 9:18:43 AM |
| dough-hammock | $25.00 | 12/17/2012 1:59:28 PM |
| crown-year | $1,000.00 | 12/17/2012 9:55:33 AM |
| k219824 | $125.00 | 12/17/2012 3:13:38 PM |
| consummate-liberty8 | $25.00 | 12/17/2012 4:39:50 PM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
684114
This series of Notes was issued and sold upon the funding of the borrower loan #79044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 20.53% |
Borrower rate/APR:
| 21.53% / 24.02% |
Monthly payment:
| $396.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.24% | | |
| |
Estimated return*:
| 12.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,548 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-magnitude5 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a strong, diverse history of debt repayment, particularly over the last 6 years in my current employment and income.
Monthly net income: $ 4,200.00
Monthly expenses: $No pre-existing other monthly expenses
Housing: $ 950.00
Insurance: $ 75.00 (Auto)
Car expenses: $ 250.00
Utilities: $ 275.00 (Electricity, Water and Sewage)
Phone, cable, internet: $ 200.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 450.00 (This loan would be used to pay off the balances and consolidate these debts)
Other expenses: $ No pre-existing other monthly expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/7/2012 8:04:11 PM |
| decisive-income7 | $2,500.00 | 12/10/2012 7:55:29 AM |
| methodical-interest039 | $40.00 | 12/7/2012 5:28:56 PM |
| CashFlow13 | $1,500.00 | 12/7/2012 5:04:50 PM |
| credit-adventurer313 | $50.00 | 12/7/2012 6:01:13 PM |
| vivid-p2ploan1 | $25.00 | 12/7/2012 6:07:19 PM |
| money-genome84 | $250.00 | 12/7/2012 6:28:56 PM |
| EngineersAlliance | $35.00 | 12/7/2012 6:49:32 PM |
| 113121 | $75.00 | 12/7/2012 7:12:40 PM |
| transparency-position | $134.00 | 12/7/2012 7:14:53 PM |
| ferocious-kindness8 | $35.00 | 12/7/2012 6:15:12 PM |
| janeybooboo | $100.00 | 12/7/2012 9:26:47 PM |
| LittleMingo | $25.00 | 12/8/2012 11:45:08 AM |
| blueshound | $25.00 | 12/8/2012 6:42:27 PM |
| tommymtg7 | $25.00 | 12/8/2012 1:50:36 PM |
| Wangchuk | $25.00 | 12/9/2012 6:10:15 AM |
| commerce-venture1 | $45.30 | 12/8/2012 6:52:21 PM |
| heavenly-interest9 | $1,000.00 | 12/9/2012 4:01:07 PM |
| wildanne | $50.00 | 12/10/2012 9:43:47 AM |
| natural-worth9 | $300.00 | 12/10/2012 11:56:14 AM |
| fund-medalist171 | $33.00 | 12/10/2012 5:12:48 PM |
| helpful-fund7 | $44.69 | 12/10/2012 4:52:53 PM |
| Edakers | $25.00 | 12/11/2012 1:51:41 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:40 PM |
| benefit-javelin | $50.00 | 12/12/2012 12:13:01 PM |
| heartpounding-note972 | $25.00 | 12/12/2012 12:31:17 PM |
| kila-designer | $124.00 | 12/12/2012 5:08:23 PM |
| cr8on | $30.00 | 12/12/2012 5:09:04 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:23:57 PM |
| Endeavour | $150.00 | 12/12/2012 5:46:12 PM |
| deal-selector5 | $25.00 | 12/12/2012 5:49:58 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:04 PM |
| HeroSupport | $55.00 | 12/13/2012 9:14:49 AM |
| wonder3 | $35.00 | 12/13/2012 6:09:10 AM |
| Whipster | $50.00 | 12/13/2012 9:12:12 AM |
| malomar66 | $50.00 | 12/13/2012 11:36:47 AM |
| CA-Lender | $25.00 | 12/13/2012 11:50:12 AM |
| Interest2thePeople | $100.00 | 12/13/2012 12:07:48 PM |
| moneylender25 | $25.00 | 12/13/2012 5:15:03 PM |
| knowledgeable-silver8 | $25.00 | 12/13/2012 5:06:02 PM |
| economy-popcorn | $25.00 | 12/14/2012 5:51:37 AM |
| Wildcat23 | $100.00 | 12/13/2012 9:53:14 PM |
| slowgains | $25.00 | 12/14/2012 5:23:30 AM |
| orearella3 | $30.00 | 12/14/2012 9:27:36 AM |
| friendinmoney | $25.00 | 12/14/2012 8:27:25 AM |
| MilitaryMTP | $100.00 | 12/14/2012 12:42:57 PM |
| Tscheddar | $25.00 | 12/14/2012 3:18:46 PM |
| glroark | $100.00 | 12/14/2012 9:30:57 AM |
| ElPadrino0 | $67.96 | 12/14/2012 4:39:56 PM |
| intrepid-loot | $25.00 | 12/14/2012 12:33:08 PM |
| aggresive-compassion612 | $25.00 | 12/14/2012 5:32:24 PM |
| greenback-loyalist8 | $25.29 | 12/14/2012 4:18:41 PM |
| market-pudding | $25.00 | 12/14/2012 4:54:15 PM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:23 PM |
| euro-eagle1 | $27.61 | 12/14/2012 10:36:12 AM |
| first-graceful-contract | $29.98 | 12/14/2012 5:56:47 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:21 PM |
| Kaj | $25.00 | 12/14/2012 6:28:52 PM |
| theaterguy | $25.00 | 12/14/2012 1:01:38 PM |
| mpatrick | $50.00 | 12/14/2012 1:55:22 PM |
| coin-lesson3 | $40.00 | 12/14/2012 4:25:49 PM |
| supersarah61 | $25.00 | 12/14/2012 4:47:48 PM |
| blue-dollar-viking | $75.00 | 12/14/2012 6:02:30 PM |
| hitsman | $50.00 | 12/14/2012 6:40:28 PM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:10:21 PM |
| scoobiedoo | $30.01 | 12/7/2012 6:04:53 PM |
| valiant-return584 | $50.00 | 12/7/2012 6:14:40 PM |
| marketplace-singularity3 | $25.00 | 12/7/2012 6:21:28 PM |
| zipemdown | $25.00 | 12/7/2012 5:35:26 PM |
| Dubbs360 | $50.00 | 12/7/2012 5:57:27 PM |
| Money__Tree | $200.00 | 12/7/2012 5:59:42 PM |
| vutah | $45.00 | 12/7/2012 6:01:47 PM |
| lowrater | $50.40 | 12/7/2012 10:43:50 PM |
| golffish2 | $50.00 | 12/7/2012 6:52:15 PM |
| 01a_MrUSC_IRA | $25.00 | 12/7/2012 7:16:51 PM |
| Fitiwalt7 | $25.00 | 12/7/2012 7:40:58 PM |
| gotjack-IRA | $75.00 | 12/7/2012 8:16:26 PM |
| credit-commander1 | $25.00 | 12/8/2012 8:31:28 AM |
| treasure-bliss | $50.00 | 12/8/2012 4:24:34 AM |
| dannycarter10 | $25.00 | 12/8/2012 10:28:51 PM |
| Rogelio48 | $31.00 | 12/9/2012 1:52:07 PM |
| goat0 | $150.00 | 12/10/2012 9:37:14 AM |
| TumbleWeed88 | $25.00 | 12/10/2012 10:11:47 AM |
| vivacious-fund2 | $25.00 | 12/10/2012 9:33:16 AM |
| Risk4Reward | $25.00 | 12/10/2012 10:58:30 AM |
| penny-socrates5 | $100.00 | 12/10/2012 12:00:27 PM |
| octoberfresh | $25.00 | 12/10/2012 5:04:17 PM |
| DevinHill_IRA | $30.00 | 12/10/2012 7:30:42 PM |
| payment-halo | $25.00 | 12/10/2012 8:24:58 PM |
| profitable-fairness1 | $50.00 | 12/11/2012 9:41:31 AM |
| trade-caper | $50.00 | 12/12/2012 5:32:57 AM |
| Roundhouse | $75.00 | 12/12/2012 8:03:09 AM |
| Ocean713 | $75.00 | 12/12/2012 12:07:17 PM |
| return-point2 | $100.00 | 12/12/2012 5:58:28 PM |
| ethical-truth211 | $500.00 | 12/13/2012 6:07:17 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:35 PM |
| jybank | $49.00 | 12/14/2012 12:26:09 AM |
| reaction18 | $50.00 | 12/13/2012 7:05:58 PM |
| felicity-daydream | $25.00 | 12/14/2012 8:45:58 AM |
| crown-year | $1,500.00 | 12/14/2012 5:59:01 AM |
| buffalobills | $25.00 | 12/14/2012 12:25:52 PM |
| relentless-fund1 | $25.00 | 12/14/2012 9:11:53 AM |
| WalnutCreekguy | $50.00 | 12/14/2012 9:19:50 AM |
| intelligent-treasure075 | $25.00 | 12/14/2012 2:57:06 PM |
| golffish2 | $50.00 | 12/14/2012 9:42:24 AM |
| 1313mark1313 | $72.13 | 12/14/2012 5:14:59 PM |
| platinum-scientist9 | $25.00 | 12/14/2012 5:30:20 PM |
| zorg77 | $100.00 | 12/14/2012 5:33:03 PM |
| Badgworth | $26.29 | 12/14/2012 4:08:34 PM |
| MeggieStardust | $25.00 | 12/14/2012 10:20:47 AM |
| nycfinance | $25.00 | 12/14/2012 10:21:23 AM |
| wwwUniversal | $25.00 | 12/14/2012 6:20:47 PM |
| EFS | $100.00 | 12/14/2012 6:34:46 PM |
| wale-ld | $40.00 | 12/14/2012 12:22:47 PM |
| 113121 | $1,487.48 | 12/14/2012 8:10:37 PM |
| worldly-income2 | $25.00 | 12/14/2012 5:56:41 PM |
| deal-vibrato | $25.00 | 12/14/2012 5:09:50 PM |
| kalamari | $30.00 | 12/14/2012 6:14:44 PM |
| NickelSteamroller | $25.00 | 12/14/2012 6:23:49 PM |
| mammalian4 | $25.00 | 12/14/2012 6:56:12 PM |
| monster4 | $50.00 | 12/14/2012 5:33:48 PM |
| p2p-mover0 | $25.00 | 12/14/2012 5:51:57 PM |
| Simple3 | $26.86 | 12/14/2012 6:22:03 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
684138
This series of Notes was issued and sold upon the funding of the borrower loan #79733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $324.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,240 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Maria7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I want to consolidate the debt that I piled up during the end of my studies and interview season for residency position.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zippy-revenue8 | $25.00 | 12/7/2012 5:35:36 PM |
| windguy | $50.00 | 12/7/2012 5:57:55 PM |
| Zolton | $300.00 | 12/7/2012 5:47:32 PM |
| loot-prescription3 | $25.00 | 12/7/2012 5:15:12 PM |
| riskreward | $250.00 | 12/7/2012 5:57:36 PM |
| CreditBuilder2 | $25.01 | 12/7/2012 7:08:54 PM |
| availableloan | $25.00 | 12/7/2012 6:46:11 PM |
| blot44 | $25.00 | 12/8/2012 7:50:14 AM |
| natural-worth9 | $300.00 | 12/7/2012 7:56:41 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:44:05 PM |
| simplelender80 | $125.00 | 12/9/2012 1:25:11 PM |
| Plow_n_Sow | $100.00 | 12/10/2012 7:22:59 AM |
| bid-starfish | $25.00 | 12/10/2012 9:39:50 AM |
| compassion-twister2 | $50.00 | 12/10/2012 10:40:56 AM |
| janeybooboo | $75.00 | 12/10/2012 5:58:15 PM |
| brightest-fascinating-principal | $25.00 | 12/11/2012 1:09:17 AM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:23:38 PM |
| Senechal | $25.00 | 12/11/2012 4:14:42 AM |
| market-maximizer472 | $25.00 | 12/11/2012 8:34:36 AM |
| sflawya | $25.00 | 12/11/2012 10:27:50 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:50 AM |
| kalamari | $30.00 | 12/11/2012 1:04:00 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:58 PM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:23 AM |
| enriching-trade2 | $50.00 | 12/12/2012 9:16:23 AM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:04 AM |
| kevin314 | $25.00 | 12/12/2012 6:23:45 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:24 PM |
| benevolent-loot5 | $200.00 | 12/13/2012 12:22:44 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:54:30 PM |
| anacent | $25.00 | 12/13/2012 10:26:48 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:48 AM |
| AFairDeal | $25.00 | 12/14/2012 10:32:40 AM |
| kind-cash-porcelain | $25.00 | 12/14/2012 5:45:12 PM |
| kulender | $100.00 | 12/15/2012 9:24:31 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:03 AM |
| joe_matadatz | $25.00 | 12/15/2012 10:40:28 AM |
| und | $25.00 | 12/15/2012 12:00:30 PM |
| knowledgeable-silver6 | $25.00 | 12/15/2012 12:26:51 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:28 PM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:11 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:24 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:31 AM |
| pennybypenny | $100.00 | 12/16/2012 9:23:25 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:03:58 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:23 AM |
| kegs | $200.00 | 12/17/2012 1:39:54 PM |
| sturzstrom | $25.00 | 12/17/2012 9:34:51 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:17:36 PM |
| openness-enforcer76 | $25.00 | 12/17/2012 5:51:22 PM |
| cocopuffs | $25.00 | 12/18/2012 1:25:23 AM |
| intrepid-compassion29 | $25.00 | 12/18/2012 6:39:01 AM |
| hitsman | $50.00 | 12/17/2012 5:19:44 PM |
| prainvestment | $25.00 | 12/18/2012 6:53:16 AM |
| greenback-watcher1 | $25.00 | 12/17/2012 5:24:23 PM |
| payment-halo | $25.00 | 12/17/2012 5:32:27 PM |
| 12BNTheBlack | $39.25 | 12/18/2012 10:07:09 AM |
| moola-cell3 | $52.48 | 12/18/2012 7:33:36 AM |
| kind-exchange-association | $39.00 | 12/17/2012 7:56:47 PM |
| transparency-sequoia6 | $100.00 | 12/18/2012 5:22:53 PM |
| Ocean713 | $75.00 | 12/18/2012 3:49:05 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:20 PM |
| organic-truth9 | $25.50 | 12/18/2012 11:41:17 AM |
| compatible-deal9 | $50.00 | 12/18/2012 2:46:18 PM |
| rootcanaler | $100.00 | 12/18/2012 3:26:33 PM |
| community-producer7 | $100.00 | 12/18/2012 3:51:44 PM |
| Firescreek | $25.00 | 12/18/2012 4:28:09 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 5:25:11 PM |
| Simple3 | $29.66 | 12/19/2012 9:33:55 AM |
| Rockymtnhi | $200.00 | 12/19/2012 9:34:58 AM |
| california111 | $25.00 | 12/18/2012 11:44:05 PM |
| djh47a | $50.00 | 12/19/2012 7:03:50 AM |
| silver4711 | $100.00 | 12/19/2012 12:05:56 PM |
| bold-phenomenal-funds | $30.00 | 12/19/2012 9:27:06 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:12 AM |
| mclapperton | $50.00 | 12/19/2012 5:46:13 AM |
| bothaus | $100.00 | 12/19/2012 10:04:33 AM |
| cognizant-integrity72 | $50.00 | 12/19/2012 10:48:18 AM |
| natural-worth9 | $100.00 | 12/19/2012 11:39:50 AM |
| nuclearmoose | $50.00 | 12/19/2012 6:27:41 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:02 PM |
| Avala | $54.00 | 12/19/2012 5:08:42 PM |
| dunox | $72.00 | 12/19/2012 5:27:04 PM |
| responsive-benefit380 | $25.00 | 12/20/2012 10:14:36 AM |
| payment-boots2 | $25.00 | 12/20/2012 8:59:03 AM |
| macotra4 | $36.00 | 12/20/2012 5:48:38 PM |
| Flyinerb | $50.00 | 12/20/2012 6:01:56 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:28 AM |
| ingenious-point1 | $25.00 | 12/20/2012 6:14:07 PM |
| Maraxus | $50.00 | 12/20/2012 3:06:16 PM |
| astute-benjamins | $25.00 | 12/20/2012 3:13:40 PM |
| cocorico12 | $50.00 | 12/20/2012 8:05:12 PM |
| VikingInvestments | $25.00 | 12/20/2012 5:13:02 PM |
| ethical-truth211 | $125.00 | 12/21/2012 2:10:06 AM |
| R3P0MAN | $50.00 | 12/21/2012 2:41:38 AM |
| themoneydoctor | $50.00 | 12/20/2012 5:19:09 PM |
| creative-p2p0 | $25.00 | 12/21/2012 5:05:49 AM |
| revolutionary769 | $400.00 | 12/21/2012 5:29:02 AM |
| asset-guitar5 | $28.29 | 12/21/2012 8:23:08 AM |
| B1 | $32.53 | 12/21/2012 8:40:19 AM |
| trying2survive2 | $25.00 | 12/20/2012 5:09:01 PM |
| YLlama | $50.00 | 12/20/2012 5:17:25 PM |
| worlds-best-auction | $50.00 | 12/20/2012 11:16:49 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:41 AM |
| gorhamics | $25.00 | 12/21/2012 2:47:38 AM |
| thoughtful-p2ploan0 | $25.00 | 12/21/2012 5:12:32 AM |
| loyalty-hornet6 | $25.00 | 12/20/2012 6:51:10 PM |
| belief-integrity | $750.00 | 12/21/2012 8:28:10 AM |
| brazzier-cluster | $25.00 | 12/21/2012 6:42:03 AM |
| Recyclist | $35.00 | 12/21/2012 7:01:06 AM |
| encore06 | $25.04 | 12/21/2012 7:54:20 AM |
| decisive-income7 | $1,500.00 | 12/10/2012 7:37:38 AM |
| nevee | $25.00 | 12/7/2012 5:43:38 PM |
| bazaar-tulip | $25.00 | 12/7/2012 6:31:23 PM |
| cerebral-dollar773 | $32.41 | 12/8/2012 6:35:53 AM |
| Bank_Of_XL | $30.00 | 12/8/2012 7:16:13 AM |
| corndog4000 | $30.00 | 12/7/2012 7:00:55 PM |
| wahoos20 | $300.00 | 12/8/2012 2:10:52 AM |
| HikeMoab | $25.00 | 12/8/2012 9:42:53 AM |
| indomitable-coin | $25.00 | 12/8/2012 12:01:11 PM |
| neighborly-hope6 | $100.00 | 12/8/2012 12:49:04 PM |
| magnetic-duty4 | $25.00 | 12/8/2012 4:26:45 PM |
| supersarah61 | $25.00 | 12/9/2012 4:03:10 PM |
| dharma1 | $25.00 | 12/11/2012 9:53:20 AM |
| octoberfresh | $25.00 | 12/11/2012 6:48:34 AM |
| tender-wealth0 | $25.00 | 12/11/2012 10:05:30 AM |
| ucantbeetit | $25.00 | 12/11/2012 9:39:58 AM |
| adaboy65 | $100.00 | 12/11/2012 10:02:18 AM |
| Castellan | $50.00 | 12/11/2012 10:52:22 AM |
| compoundinterest | $25.00 | 12/11/2012 10:02:02 AM |
| gold-hero4 | $50.00 | 12/11/2012 5:22:56 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:50 PM |
| djh47a | $25.00 | 12/12/2012 1:14:50 PM |
| Investoman | $25.00 | 12/13/2012 9:26:17 AM |
| american6 | $50.00 | 12/13/2012 10:14:55 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:45 AM |
| elasermd | $100.00 | 12/13/2012 6:27:55 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:48 AM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 10:05:02 AM |
| heerzaquestion | $50.00 | 12/15/2012 7:29:57 AM |
| tender-integrity3 | $100.00 | 12/14/2012 6:12:01 PM |
| BobRand | $50.00 | 12/15/2012 6:21:02 AM |
| investment-genetics90 | $25.00 | 12/15/2012 1:24:27 PM |
| magical-credit523 | $25.00 | 12/15/2012 12:25:45 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:18 AM |
| djs81 | $75.00 | 12/16/2012 12:33:20 PM |
| Greycat | $25.00 | 12/16/2012 5:21:36 PM |
| Dave0 | $25.00 | 12/17/2012 9:18:52 AM |
| sweet-capital7 | $100.00 | 12/16/2012 12:36:50 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:22 AM |
| mighty-return326 | $75.00 | 12/17/2012 5:49:13 AM |
| crown-year | $1,000.00 | 12/17/2012 9:51:17 AM |
| katnmouse | $50.00 | 12/17/2012 4:10:24 PM |
| Tscheddar | $25.00 | 12/17/2012 4:13:16 PM |
| Tradesmanlender | $25.00 | 12/17/2012 5:16:56 PM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:34 PM |
| dynrep | $25.00 | 12/17/2012 5:32:40 PM |
| wilchik | $80.00 | 12/17/2012 8:13:56 PM |
| EJPiper | $25.00 | 12/17/2012 11:00:30 PM |
| FL-Lender | $25.00 | 12/17/2012 6:04:21 PM |
| Nickle-Back | $30.00 | 12/17/2012 5:20:31 PM |
| prudent-deal662 | $25.00 | 12/17/2012 5:51:51 PM |
| funds-pie8 | $50.00 | 12/18/2012 10:07:07 AM |
| usanachris | $40.00 | 12/18/2012 6:47:20 AM |
| jhernand17 | $25.00 | 12/18/2012 8:30:25 AM |
| compwhiz | $25.00 | 12/18/2012 8:50:59 AM |
| mmabel | $25.00 | 12/18/2012 8:56:13 AM |
| point-elm789 | $50.00 | 12/18/2012 12:55:13 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:19 AM |
| tomdooley12520 | $25.00 | 12/18/2012 1:36:02 PM |
| terrific-return | $25.01 | 12/19/2012 5:53:26 AM |
| Pickmar | $25.00 | 12/19/2012 9:08:28 AM |
| red-active-note | $25.00 | 12/19/2012 9:50:52 AM |
| hundorama | $33.08 | 12/19/2012 9:58:00 AM |
| syracuserei | $75.00 | 12/19/2012 4:56:04 AM |
| Brisket_Bob | $75.00 | 12/18/2012 8:05:23 PM |
| screw-the-banks | $25.00 | 12/18/2012 8:16:55 PM |
| goodturn | $30.00 | 12/19/2012 10:41:40 AM |
| julijask | $100.00 | 12/19/2012 5:28:20 PM |
| Rico47 | $25.00 | 12/19/2012 12:53:53 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:52 PM |
| hope-wrangler1 | $50.00 | 12/20/2012 9:06:06 AM |
| funds-captain4 | $50.00 | 12/20/2012 9:13:20 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:00:59 PM |
| proper-commitment5 | $25.00 | 12/19/2012 5:29:51 PM |
| best-bonafide-p2p | $50.00 | 12/19/2012 6:29:03 PM |
| bowdish1 | $73.00 | 12/19/2012 6:32:41 PM |
| p1k4blu | $25.00 | 12/20/2012 1:50:17 AM |
| stable-durability122 | $25.00 | 12/20/2012 2:07:51 PM |
| wadeveloper | $25.00 | 12/20/2012 5:09:27 PM |
| skuba | $50.00 | 12/20/2012 5:09:43 PM |
| reaction5 | $25.00 | 12/20/2012 10:01:15 AM |
| dignified-coin128 | $25.00 | 12/20/2012 9:05:13 AM |
| SJM10011a | $25.00 | 12/20/2012 9:34:57 AM |
| RebuildingAmerica | $25.00 | 12/20/2012 6:31:18 PM |
| Neighbor-Bob | $100.00 | 12/20/2012 7:02:34 PM |
| flexible-basis345 | $25.00 | 12/20/2012 5:07:26 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:10 AM |
| heyokafinancial | $25.00 | 12/21/2012 7:57:52 AM |
| auction-iris9 | $120.00 | 12/20/2012 5:15:28 PM |
| benjamins-thunder | $25.00 | 12/20/2012 6:29:51 PM |
| orange-responsive-leverage | $100.00 | 12/20/2012 5:27:06 PM |
| nehemiah65 | $28.00 | 12/20/2012 6:36:28 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:29 PM |
| sthomasg | $55.00 | 12/20/2012 6:58:25 PM |
| pug90000 | $33.29 | 12/21/2012 6:05:34 AM |
| bazaar-paladin7 | $2.45 | 12/21/2012 9:11:37 AM |
| grotheik | $30.00 | 12/21/2012 5:53:53 AM |
| MonkeyHero | $25.00 | 12/21/2012 7:35:49 AM |
| 209 Investments
|
Borrower Payment Dependent Notes Series
684248
This series of Notes was issued and sold upon the funding of the borrower loan #79347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $180.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 30y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-agreement037 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:household expenses
This loan will be used to..pay bills.
My financial situation: good
I am a good candidate for this loan because...willing to set up auto payments every month
Monthly net income: $5200.00
Monthly expenses: $400.00
Housing: $1981.00
Insurance: $221.00
Car expenses: $174.00
Utilities: $135.00
Phone, cable, internet: $136.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kessler | $28.00 | 12/10/2012 9:33:23 AM |
| return-point2 | $100.00 | 12/10/2012 9:45:46 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:17 AM |
| LuvToLend | $25.00 | 12/11/2012 5:26:50 PM |
| Edakers | $25.00 | 12/11/2012 1:50:15 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:59 PM |
| trumpeter391 | $25.00 | 12/12/2012 12:14:16 PM |
| robust-money141 | $100.00 | 12/12/2012 1:30:00 PM |
| loyalist1 | $150.00 | 12/13/2012 8:07:36 AM |
| kenji4861 | $25.00 | 12/13/2012 9:53:06 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:43 PM |
| dinero-honker | $84.43 | 12/15/2012 8:33:09 AM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:37:18 AM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:46 AM |
| wise-deal-panda | $100.00 | 12/15/2012 12:56:36 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:01 PM |
| ttnk62918 | $25.00 | 12/15/2012 2:23:13 PM |
| pembull | $25.00 | 12/15/2012 2:37:52 PM |
| 907 | $25.00 | 12/18/2012 7:49:31 PM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:45 PM |
| ResQDoc | $25.00 | 12/19/2012 4:26:19 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:05 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:25 AM |
| LendingPimp_2 | $50.00 | 12/19/2012 11:49:55 PM |
| kulender | $50.00 | 12/20/2012 5:11:28 PM |
| Land_on_your_feet | $30.00 | 12/20/2012 5:15:03 AM |
| cwjpott | $25.00 | 12/21/2012 5:11:26 AM |
| thoughtful-payment587 | $25.00 | 12/20/2012 7:04:41 PM |
| Scrooge_McDuck2 | $100.00 | 12/10/2012 9:39:35 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 9:52:01 AM |
| Sagamore | $50.00 | 12/10/2012 9:58:13 AM |
| selector568 | $300.00 | 12/10/2012 9:30:23 AM |
| open-minded-p2p1 | $25.00 | 12/10/2012 9:36:56 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:46 AM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:42 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:42 AM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:29 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:20 PM |
| zorg77 | $25.00 | 12/11/2012 5:57:29 PM |
| Investor_DP | $100.00 | 12/12/2012 9:39:18 AM |
| aggresive-compassion612 | $25.00 | 12/12/2012 9:53:09 AM |
| djh47a | $25.00 | 12/12/2012 1:23:24 PM |
| HelpWhenNeeded | $50.00 | 12/13/2012 11:16:08 AM |
| diversification-collider5 | $25.00 | 12/14/2012 5:59:37 PM |
| unger | $180.00 | 12/14/2012 7:10:52 PM |
| evilkats | $50.00 | 12/14/2012 7:05:08 PM |
| mauge35 | $28.31 | 12/14/2012 7:22:53 PM |
| dinero-launcher | $25.00 | 12/15/2012 9:17:14 AM |
| octoberfresh | $25.00 | 12/15/2012 6:41:52 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:50 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:10 PM |
| Makingitrain | $25.00 | 12/15/2012 12:06:24 PM |
| Ballybay | $200.00 | 12/15/2012 12:55:34 PM |
| roland1 | $25.00 | 12/15/2012 3:27:13 PM |
| upright-note5 | $29.25 | 12/15/2012 2:19:18 PM |
| pennybypenny | $50.00 | 12/16/2012 9:23:27 PM |
| WBPJ67 | $25.00 | 12/17/2012 5:07:46 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:58 PM |
| bonus-seahorse | $25.00 | 12/18/2012 1:52:38 AM |
| ChoiceInvestments | $26.00 | 12/17/2012 9:03:10 PM |
| justsk8tingby | $25.00 | 12/19/2012 9:15:23 AM |
| newest-attractive-funds | $25.36 | 12/19/2012 6:09:28 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:48 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:34 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:21 PM |
| branaa99 | $25.00 | 12/20/2012 6:03:58 AM |
| tmdmf | $25.00 | 12/21/2012 8:11:03 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:20 AM |
| revolutionary769 | $25.00 | 12/21/2012 5:45:01 AM |
| kegs | $150.00 | 12/21/2012 2:48:57 PM |
| unbeatable-integrity822 | $28.65 | 12/21/2012 3:27:14 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
684268
This series of Notes was issued and sold upon the funding of the borrower loan #79766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 5m |
|
Amount delinquent:
| $521 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,816 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-point472 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vehicle Replacement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/10/2012 8:38:25 PM |
| Money__Tree | $200.00 | 12/10/2012 5:02:09 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:20:59 PM |
| berniemadeoff | $55.00 | 12/10/2012 7:03:07 PM |
| Nco | $150.00 | 12/10/2012 5:59:21 PM |
| CreditBuilder2 | $25.03 | 12/10/2012 7:27:51 PM |
| power-spartan5 | $25.00 | 12/11/2012 5:29:29 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:34 PM |
| the-hope-workhorse | $25.00 | 12/14/2012 4:18:34 PM |
| PrimeFunding | $25.00 | 12/19/2012 5:48:54 PM |
| jacsantacruz | $25.00 | 12/21/2012 2:45:23 PM |
| belief-integrity | $250.00 | 12/21/2012 1:36:47 PM |
| MyPFBlog | $25.00 | 12/21/2012 10:19:29 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:07 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:42 PM |
| tolerant-responsibility051 | $988.97 | 12/21/2012 5:10:49 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:06 PM |
| EngineersAlliance | $50.00 | 12/10/2012 5:49:18 PM |
| let_me_retire | $50.00 | 12/10/2012 5:04:54 PM |
| vutah | $45.00 | 12/10/2012 5:57:52 PM |
| money-genome84 | $250.00 | 12/10/2012 5:25:04 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:09 PM |
| toblerone | $25.00 | 12/10/2012 6:24:25 PM |
| green-trade-wildcat | $50.00 | 12/10/2012 7:03:27 PM |
| Bob450 | $25.00 | 12/11/2012 10:14:47 AM |
| TumbleWeed88 | $25.00 | 12/11/2012 9:32:37 AM |
| authentic-finance194 | $100.00 | 12/11/2012 9:48:41 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:48 AM |
| Edakers | $25.00 | 12/11/2012 1:50:20 PM |
| Rogelio48 | $25.00 | 12/11/2012 2:41:29 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:51 PM |
| newest-currency-vibrato | $30.00 | 12/12/2012 5:26:13 PM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:51 AM |
| helping-out | $100.00 | 12/15/2012 6:12:17 AM |
| frogperson | $200.00 | 12/15/2012 10:13:42 AM |
| bob450-roth | $25.00 | 12/15/2012 9:11:11 AM |
| loyalty-cupcake6 | $25.00 | 12/16/2012 12:31:58 PM |
| Thought | $25.00 | 12/16/2012 11:22:05 AM |
| BradP | $25.00 | 12/17/2012 10:13:28 AM |
| vigorous-velocity | $81.00 | 12/17/2012 5:13:05 PM |
| britches318 | $100.00 | 12/18/2012 7:29:02 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:36 AM |
| back-scratchers | $50.00 | 12/20/2012 8:04:40 AM |
| integrity-statue | $25.00 | 12/20/2012 9:31:25 AM |
| britches318 | $100.00 | 12/20/2012 9:44:30 AM |
| ProModelA | $25.00 | 12/20/2012 8:31:00 PM |
| tom203 | $25.00 | 12/21/2012 11:25:39 AM |
| gain-chosen-one081 | $25.00 | 12/21/2012 9:18:13 AM |
| payout-shrubbery7 | $25.00 | 12/21/2012 2:14:25 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
684290
This series of Notes was issued and sold upon the funding of the borrower loan #79176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-12-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $172.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,699 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reliable-social0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation and a used car for child in college
This loan will be used to...
My financial situation: Stable
I am a good candidate for this loan because...
I have a stable job and meet my debts on time. I have never not paid a bill.
Monthly net income: $4000
Monthly expenses: $2000
Housing: $665
Insurance: $78
Car expenses: $327
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $300..but this will all roll into the consolidation loan
Other expenses: $100. recreation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/10/2012 8:39:27 PM |
| natural-affluence6 | $25.00 | 12/10/2012 9:03:18 PM |
| Money__Tree | $200.00 | 12/10/2012 5:02:09 PM |
| vutah | $45.00 | 12/10/2012 5:59:30 PM |
| deal-selector5 | $25.00 | 12/10/2012 6:00:47 PM |
| Silver_Rupee | $25.00 | 12/10/2012 6:19:28 PM |
| corndog4000 | $60.00 | 12/10/2012 6:33:53 PM |
| Aberdeen | $100.00 | 12/10/2012 6:47:53 PM |
| reduce_US_govt_debt | $32.00 | 12/10/2012 7:05:27 PM |
| methodical-interest039 | $35.00 | 12/10/2012 7:25:59 PM |
| wildanne | $50.00 | 12/10/2012 6:22:50 PM |
| Onlyhappycustomers | $25.00 | 12/10/2012 6:07:23 PM |
| 113121 | $40.00 | 12/10/2012 7:02:11 PM |
| transparency-position | $99.71 | 12/10/2012 7:04:31 PM |
| wonder3 | $30.00 | 12/11/2012 6:19:59 AM |
| courteous-platinum7 | $30.00 | 12/11/2012 6:40:57 AM |
| Bad_Debt | $25.00 | 12/10/2012 10:41:52 PM |
| 01a_MrUSC_IRA | $25.00 | 12/11/2012 9:16:07 AM |
| Rogelio48 | $25.00 | 12/11/2012 6:50:15 AM |
| platinum-scientist9 | $25.00 | 12/11/2012 9:27:07 AM |
| first-graceful-contract | $25.15 | 12/11/2012 9:42:34 AM |
| golffish2 | $25.00 | 12/11/2012 3:40:31 AM |
| LittleMingo | $30.00 | 12/11/2012 4:00:52 AM |
| Endeavour | $150.00 | 12/11/2012 9:22:35 AM |
| profitable-fairness1 | $50.00 | 12/11/2012 9:43:29 AM |
| Edakers | $25.00 | 12/11/2012 1:50:20 PM |
| return-point2 | $100.00 | 12/11/2012 5:04:10 PM |
| contract-amigo7 | $25.00 | 12/11/2012 6:20:04 PM |
| green-high-five7 | $65.00 | 12/11/2012 8:54:29 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:24 PM |
| finance-investor3 | $25.00 | 12/11/2012 10:58:34 PM |
| newest-phenomenal-dinero | $100.00 | 12/12/2012 12:25:44 AM |
| liberty-magnate | $25.00 | 12/11/2012 8:07:49 PM |
| prudent-bid3 | $40.00 | 12/11/2012 6:13:33 PM |
| prendani | $25.00 | 12/11/2012 10:52:48 PM |
| wwwUniversal | $25.00 | 12/11/2012 6:33:41 PM |
| burgeoning-affluence5 | $50.00 | 12/11/2012 7:45:06 PM |
| Christophe | $25.00 | 12/11/2012 8:01:03 PM |
| Rollshaft | $25.00 | 12/11/2012 10:18:25 PM |
| decisive-income7 | $1,000.00 | 12/11/2012 10:25:15 AM |
| rate-advocator7 | $250.00 | 12/10/2012 5:04:05 PM |
| Wrats6 | $25.00 | 12/10/2012 5:09:02 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:00 PM |
| credit-adventurer313 | $25.00 | 12/10/2012 5:38:52 PM |
| Abece | $172.67 | 12/10/2012 5:41:53 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:09 PM |
| Dubbs360 | $50.00 | 12/10/2012 6:21:39 PM |
| octoberfresh | $25.00 | 12/10/2012 5:04:39 PM |
| credit-coach118 | $40.01 | 12/10/2012 5:14:52 PM |
| red-duty-carrier | $25.00 | 12/10/2012 5:56:52 PM |
| ready-interest9 | $25.00 | 12/10/2012 6:37:54 PM |
| LendingPimp | $102.00 | 12/10/2012 5:23:59 PM |
| money-genome84 | $250.00 | 12/10/2012 5:25:05 PM |
| payment-halo | $25.00 | 12/10/2012 7:11:19 PM |
| dynrep | $25.00 | 12/10/2012 7:11:39 PM |
| Whipster | $50.00 | 12/10/2012 7:27:51 PM |
| bob450-roth | $25.00 | 12/10/2012 8:49:41 PM |
| LendingPimp_2 | $51.00 | 12/10/2012 6:41:55 PM |
| DevinHill_IRA | $30.00 | 12/10/2012 7:36:45 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:09:20 PM |
| treasure-bliss | $50.00 | 12/11/2012 3:07:00 AM |
| HeroSupport | $30.00 | 12/11/2012 9:20:38 AM |
| natural-worth9 | $50.00 | 12/11/2012 7:31:36 AM |
| kila-designer | $124.00 | 12/11/2012 10:32:24 AM |
| authentic-finance194 | $250.00 | 12/11/2012 9:46:04 AM |
| BBsapphire-2-loan | $100.00 | 12/11/2012 10:24:28 AM |
| intrepid-loot | $25.00 | 12/11/2012 10:03:47 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:49 AM |
| appetizing-loyalty354 | $25.00 | 12/11/2012 10:22:48 AM |
| tommymtg7 | $25.00 | 12/11/2012 10:53:57 AM |
| Bob450 | $25.00 | 12/11/2012 10:24:45 AM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:04 PM |
| finder61 | $25.00 | 12/11/2012 11:16:06 AM |
| EFS | $100.00 | 12/11/2012 5:05:00 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:21 PM |
| thrilling-fund427 | $43.00 | 12/11/2012 5:23:54 PM |
| circuitfive | $25.00 | 12/11/2012 5:51:18 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:51 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:54 PM |
| erowis | $50.00 | 12/11/2012 7:00:41 PM |
| coin-architect2 | $100.00 | 12/11/2012 6:09:55 PM |
| new-order-poplar | $25.00 | 12/11/2012 7:58:10 PM |
| Christus_Victor | $25.00 | 12/11/2012 10:20:18 PM |
| ethical-truth211 | $335.46 | 12/12/2012 2:15:43 AM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:52 PM |
| zorg77 | $100.00 | 12/11/2012 6:33:48 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
684308
This series of Notes was issued and sold upon the funding of the borrower loan #79826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $577.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,515 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-peaceful-transparency |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards
My financial situation:
I am a good candidate for this loan because...I have always paid back my debt. I have never shunned my responsibilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:09 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:08 PM |
| best-bonafide-p2p | $25.00 | 12/10/2012 8:10:14 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:51 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:02 PM |
| Loans101 | $35.00 | 12/11/2012 1:57:24 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:41:58 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:23 PM |
| ucantbeetit | $25.00 | 12/12/2012 9:46:25 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:54 PM |
| justreturns | $25.00 | 12/14/2012 5:44:16 PM |
| deal-vibrato | $25.00 | 12/14/2012 5:09:52 PM |
| prudent-dough458 | $25.00 | 12/14/2012 5:29:24 PM |
| indomitable-coin | $25.00 | 12/14/2012 6:22:25 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:36 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:43 AM |
| unrivaled-deal676 | $50.00 | 12/15/2012 1:59:27 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:21 PM |
| mr_haldane | $25.00 | 12/16/2012 1:45:51 PM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:06 PM |
| wise-honorable-rate | $25.00 | 12/16/2012 12:27:24 PM |
| benjamins-wasp | $50.00 | 12/17/2012 5:48:29 PM |
| cardminger | $25.00 | 12/18/2012 9:17:00 AM |
| kingryan | $250.00 | 12/18/2012 5:35:43 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:25 AM |
| Quiza12 | $100.00 | 12/19/2012 11:14:20 AM |
| johnayan | $25.00 | 12/19/2012 9:12:00 AM |
| djs81 | $75.00 | 12/19/2012 10:14:52 AM |
| daisuke | $25.00 | 12/19/2012 10:41:04 AM |
| amicablenemesis | $50.00 | 12/19/2012 9:39:25 AM |
| commerce-artisan8 | $50.00 | 12/19/2012 9:48:40 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:43 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:32 PM |
| abundanceforever | $39.00 | 12/19/2012 5:31:24 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:19 PM |
| prudent-deal662 | $25.00 | 12/19/2012 6:29:43 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:34 PM |
| Munnie | $25.00 | 12/21/2012 6:12:54 AM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:24 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:12 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:41 PM |
| california111 | $50.00 | 12/22/2012 10:21:32 AM |
| 29Palms | $75.00 | 12/22/2012 11:03:46 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:02 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:33 PM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:33 PM |
| fantastic-openness | $50.00 | 12/23/2012 9:58:02 AM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:22 PM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:17 PM |
| ItsJustMe79 | $25.00 | 12/23/2012 12:20:12 PM |
| bosco44 | $25.00 | 12/23/2012 12:30:22 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:08 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:04 AM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:17 AM |
| commerce-yeller | $75.00 | 12/24/2012 6:22:25 AM |
| flyfisherman99 | $150.00 | 12/24/2012 7:08:42 AM |
| matthart | $25.00 | 12/24/2012 9:04:17 AM |
| larslfe | $25.00 | 12/24/2012 9:05:15 AM |
| papaman | $25.00 | 12/24/2012 9:05:43 AM |
| Fearless_Lender | $25.00 | 12/24/2012 9:07:37 AM |
| basis-mate7 | $25.00 | 12/24/2012 9:09:31 AM |
| graceful-durability246 | $34.00 | 12/24/2012 9:13:05 AM |
| Emgolda | $25.00 | 12/24/2012 9:13:23 AM |
| mg6619 | $25.00 | 12/24/2012 9:14:15 AM |
| Schuld66 | $25.00 | 12/24/2012 9:19:11 AM |
| shawndw | $25.00 | 12/24/2012 9:20:12 AM |
| GrommetPosse | $50.00 | 12/24/2012 9:22:23 AM |
| unrivaled-silver | $25.00 | 12/24/2012 9:23:58 AM |
| Chutney | $28.00 | 12/24/2012 9:25:18 AM |
| restech | $25.00 | 12/24/2012 9:26:32 AM |
| xphile | $25.00 | 12/24/2012 9:28:08 AM |
| glider537 | $25.00 | 12/24/2012 9:31:46 AM |
| cash-fanatic | $25.00 | 12/24/2012 9:33:39 AM |
| dfealk | $25.00 | 12/24/2012 9:35:06 AM |
| downtownfarm | $25.00 | 12/24/2012 9:36:00 AM |
| prosha | $25.00 | 12/24/2012 9:36:39 AM |
| impressive-yield3 | $25.00 | 12/24/2012 9:39:59 AM |
| Pman | $25.00 | 12/24/2012 9:41:40 AM |
| Frankieb21 | $25.00 | 12/24/2012 9:42:35 AM |
| payout-harmony4 | $75.00 | 12/24/2012 9:42:52 AM |
| ore-den9 | $50.00 | 12/24/2012 9:43:33 AM |
| jjb3 | $25.00 | 12/24/2012 9:45:45 AM |
| Tasteslikechicken | $42.00 | 12/24/2012 9:45:57 AM |
| wtrboy | $25.00 | 12/24/2012 9:47:03 AM |
| Patter256 | $25.00 | 12/24/2012 9:47:34 AM |
| jtrue71 | $25.00 | 12/24/2012 9:47:59 AM |
| Machiavelli1 | $25.00 | 12/23/2012 8:20:09 PM |
| ChiPhi49083 | $25.00 | 12/24/2012 9:48:59 AM |
| lendingforgood | $50.00 | 12/24/2012 9:50:49 AM |
| benevolent-moola291 | $50.00 | 12/24/2012 9:54:00 AM |
| sr47567 | $25.00 | 12/24/2012 9:55:21 AM |
| studious-bonus7 | $100.00 | 12/24/2012 9:09:44 AM |
| kind-genuine-dough | $25.00 | 12/24/2012 9:57:28 AM |
| hons2000 | $25.00 | 12/24/2012 9:57:37 AM |
| compassionate-payment218 | $25.00 | 12/24/2012 9:57:46 AM |
| LenderOnWheels | $25.00 | 12/24/2012 9:58:08 AM |
| techvet | $50.00 | 12/24/2012 9:13:25 AM |
| market-fox753 | $30.00 | 12/24/2012 9:59:37 AM |
| dckpolo | $25.00 | 12/24/2012 10:00:20 AM |
| peripatetic | $25.00 | 12/24/2012 9:15:29 AM |
| jdrez | $50.00 | 12/24/2012 6:46:21 AM |
| wadeveloper | $25.00 | 12/24/2012 9:18:06 AM |
| ramsba | $50.00 | 12/24/2012 9:23:11 AM |
| Ivan2007 | $50.00 | 12/24/2012 9:23:37 AM |
| thestartuplender | $40.00 | 12/24/2012 10:09:43 AM |
| logical-repayment1 | $25.00 | 12/24/2012 10:10:22 AM |
| mad4wknds | $25.00 | 12/24/2012 9:25:16 AM |
| N0Bama | $25.00 | 12/24/2012 10:12:49 AM |
| return-aurora853 | $107.00 | 12/24/2012 9:25:58 AM |
| rupee-artisan | $25.00 | 12/24/2012 9:26:00 AM |
| 0OPS | $25.00 | 12/24/2012 9:26:40 AM |
| investment-framework | $25.00 | 12/24/2012 9:27:45 AM |
| macjp123 | $50.00 | 12/24/2012 9:28:58 AM |
| broomfieldbucks | $25.00 | 12/24/2012 9:32:01 AM |
| power-collider | $25.00 | 12/24/2012 9:32:43 AM |
| Bendistraw | $25.00 | 12/24/2012 10:18:42 AM |
| flexible-value | $50.00 | 12/24/2012 9:34:16 AM |
| E_G | $50.00 | 12/24/2012 10:20:55 AM |
| orange-courageous-dedication | $25.00 | 12/24/2012 9:35:37 AM |
| StPong | $25.00 | 12/24/2012 10:21:15 AM |
| loan-master996 | $50.00 | 12/24/2012 9:36:22 AM |
| krisran | $50.00 | 12/24/2012 10:22:23 AM |
| DaMoneyTree | $25.00 | 12/24/2012 9:37:32 AM |
| iwantmore | $25.00 | 12/24/2012 9:37:46 AM |
| Business_Happens | $25.00 | 12/24/2012 10:23:04 AM |
| resolute-basis9 | $25.00 | 12/24/2012 10:24:06 AM |
| dthompso | $50.00 | 12/24/2012 9:12:50 AM |
| superpuppy | $35.00 | 12/24/2012 10:25:24 AM |
| MrDavid | $33.00 | 12/24/2012 9:42:25 AM |
| brazilofmux | $100.00 | 12/24/2012 9:13:32 AM |
| delivery | $25.00 | 12/24/2012 9:43:20 AM |
| silverloan | $30.00 | 12/24/2012 9:43:25 AM |
| Mint_Man | $25.00 | 12/24/2012 10:27:11 AM |
| upbeat-coin937 | $25.00 | 12/24/2012 9:44:23 AM |
| chlebie | $50.00 | 12/24/2012 10:28:04 AM |
| sc91 | $25.00 | 12/24/2012 9:17:27 AM |
| benjamins-utopia | $100.00 | 12/24/2012 10:30:15 AM |
| cash-sensai2 | $25.00 | 12/24/2012 9:18:03 AM |
| american6 | $50.00 | 12/24/2012 9:46:46 AM |
| caliguian | $25.00 | 12/24/2012 9:20:38 AM |
| scholarly-liberty3 | $25.00 | 12/24/2012 9:20:53 AM |
| nosualcneas | $25.00 | 12/24/2012 9:48:18 AM |
| skuba | $50.00 | 12/24/2012 9:48:39 AM |
| get30inc | $39.00 | 12/24/2012 9:23:01 AM |
| worth-web5 | $50.00 | 12/24/2012 9:24:33 AM |
| ianakacg | $25.00 | 12/24/2012 9:27:59 AM |
| mrfrog | $25.00 | 12/24/2012 9:58:30 AM |
| ski bum | $100.00 | 12/24/2012 9:33:15 AM |
| logical-peso2 | $25.00 | 12/24/2012 9:59:54 AM |
| ijspence | $25.00 | 12/24/2012 9:34:26 AM |
| Caidin | $25.00 | 12/24/2012 9:34:49 AM |
| hostbank | $100.00 | 12/24/2012 9:35:54 AM |
| fcukciti | $35.00 | 12/24/2012 9:37:52 AM |
| Aimvest | $25.00 | 12/24/2012 9:39:22 AM |
| loanscholar | $25.00 | 12/24/2012 9:42:43 AM |
| shasta1 | $50.00 | 12/24/2012 10:11:28 AM |
| pious-currency875 | $100.00 | 12/24/2012 10:13:59 AM |
| betak | $25.00 | 12/24/2012 10:14:59 AM |
| trade-solo | $25.00 | 12/24/2012 9:47:28 AM |
| ASLIBD | $25.00 | 12/24/2012 9:47:41 AM |
| note-tent | $50.00 | 12/24/2012 9:48:55 AM |
| compoundinterest | $25.00 | 12/24/2012 10:19:03 AM |
| Purple11 | $100.00 | 12/24/2012 9:50:29 AM |
| top-silver-american | $25.00 | 12/24/2012 9:50:37 AM |
| basis-gazer0 | $25.00 | 12/24/2012 9:50:55 AM |
| radiant-fund | $50.00 | 12/24/2012 10:21:54 AM |
| notupdated | $25.00 | 12/24/2012 9:52:22 AM |
| loyalty-sherpa | $25.00 | 12/24/2012 10:22:30 AM |
| carlover | $25.00 | 12/24/2012 10:22:50 AM |
| commanding-treasure2 | $75.00 | 12/24/2012 10:23:06 AM |
| joudsa | $25.00 | 12/24/2012 9:54:26 AM |
| Quiddity | $25.00 | 12/24/2012 9:55:03 AM |
| a-resplendent-commitment | $25.00 | 12/24/2012 9:56:39 AM |
| Tapu22 | $25.00 | 12/24/2012 10:26:56 AM |
| revmax | $25.00 | 12/24/2012 9:58:06 AM |
| Millmanator | $25.00 | 12/24/2012 9:58:37 AM |
| duty-gusto6 | $75.00 | 12/24/2012 10:29:26 AM |
| attentive-compassion1 | $34.00 | 12/24/2012 9:59:39 AM |
| Brianformisano | $25.00 | 12/24/2012 10:03:03 AM |
| bdiddy1268 | $25.00 | 12/24/2012 10:05:43 AM |
| lostontheedge | $25.00 | 12/24/2012 10:06:59 AM |
| progressive-economy261 | $400.00 | 12/24/2012 10:09:13 AM |
| preeminant-hope7 | $32.00 | 12/24/2012 10:14:51 AM |
| Hawaiibynight | $25.00 | 12/24/2012 10:23:24 AM |
| hopethisworks | $25.00 | 12/24/2012 10:24:52 AM |
| currency-persimmon | $25.00 | 12/24/2012 10:26:26 AM |
| jeewrx | $50.00 | 12/24/2012 10:27:31 AM |
| Cookstersalibi | $25.00 | 12/21/2012 10:55:44 AM |
| Zolton | $300.00 | 12/10/2012 5:07:22 PM |
| wildanne | $50.00 | 12/10/2012 7:05:07 PM |
| windguy | $50.00 | 12/11/2012 5:55:14 PM |
| wetlands | $200.00 | 12/11/2012 5:43:53 PM |
| WhiteInvestor | $27.00 | 12/12/2012 9:07:27 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:14 PM |
| qsolo | $25.00 | 12/14/2012 5:02:14 PM |
| Harry | $75.00 | 12/14/2012 5:21:09 PM |
| sprinter | $50.00 | 12/14/2012 10:07:54 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:45 PM |
| Avicell | $25.00 | 12/14/2012 5:52:05 PM |
| elasermd | $56.00 | 12/14/2012 10:40:43 AM |
| loot-prescription3 | $25.00 | 12/14/2012 5:25:20 PM |
| hero007 | $50.00 | 12/15/2012 12:45:04 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:55 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:38 AM |
| well-rounded-diversification | $25.00 | 12/16/2012 3:54:45 PM |
| chac | $100.00 | 12/17/2012 12:44:11 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:19 PM |
| franzzua | $25.00 | 12/17/2012 5:41:19 PM |
| 907 | $25.00 | 12/18/2012 7:49:36 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:31 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:37 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:27 PM |
| kind-euro-mirth | $50.00 | 12/19/2012 9:41:19 AM |
| shamonn_p2p | $50.00 | 12/19/2012 9:51:39 AM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:49 AM |
| entertaining-revenue4 | $50.00 | 12/19/2012 10:02:19 AM |
| IP | $25.00 | 12/19/2012 6:14:41 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:31 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:10 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:33 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:53 AM |
| euro-grove4 | $25.00 | 12/20/2012 5:47:51 PM |
| ryanp100 | $25.00 | 12/21/2012 9:36:50 AM |
| Goldberry | $30.00 | 12/21/2012 11:51:15 AM |
| P2P4me | $400.00 | 12/21/2012 12:02:52 PM |
| kegs | $150.00 | 12/21/2012 2:49:00 PM |
| Arvicco | $233.00 | 12/21/2012 9:54:22 AM |
| fortytwo | $62.00 | 12/21/2012 5:34:56 PM |
| tom203 | $25.00 | 12/21/2012 11:25:39 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:26 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:17 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:14 PM |
| matt84003 | $25.00 | 12/22/2012 12:29:16 PM |
| misit | $25.00 | 12/23/2012 12:32:18 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:28 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:42:58 AM |
| ericd523 | $25.00 | 12/23/2012 11:47:18 AM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:43 PM |
| TVOpsGuy | $25.00 | 12/23/2012 12:33:56 PM |
| burgeoning-silver | $25.00 | 12/24/2012 9:03:47 AM |
| chief64 | $200.00 | 12/24/2012 9:04:05 AM |
| slartibardfast | $25.00 | 12/24/2012 9:04:35 AM |
| compatible-power8 | $25.00 | 12/24/2012 9:08:06 AM |
| bikermouse | $25.00 | 12/24/2012 9:08:18 AM |
| historic-balance5 | $50.00 | 12/24/2012 9:09:15 AM |
| georgethesir | $50.00 | 12/23/2012 6:33:45 PM |
| jonmars | $25.00 | 12/24/2012 9:12:52 AM |
| stoopidnoodle | $25.00 | 12/24/2012 9:18:51 AM |
| progressive-asset | $68.00 | 12/24/2012 9:19:23 AM |
| KimJongWill | $25.00 | 12/24/2012 9:23:48 AM |
| bigbryan98 | $25.00 | 12/24/2012 9:25:50 AM |
| hope-wrangler1 | $50.00 | 12/24/2012 9:27:54 AM |
| meoates1 | $25.00 | 12/24/2012 9:29:22 AM |
| Adam_00 | $50.00 | 12/24/2012 9:30:21 AM |
| Mr_Marcus | $25.00 | 12/24/2012 9:31:26 AM |
| diversification-viking | $25.00 | 12/24/2012 9:32:30 AM |
| treasure-singularity | $25.00 | 12/24/2012 9:33:05 AM |
| thezfunk | $25.00 | 12/24/2012 9:33:27 AM |
| bold-liberty-spartan | $25.00 | 12/24/2012 9:36:34 AM |
| MasterKey | $25.00 | 12/24/2012 9:39:00 AM |
| MONEYLENDER101 | $50.00 | 12/24/2012 9:39:52 AM |
| Trigirl23 | $25.00 | 12/24/2012 9:40:06 AM |
| w3alter | $50.00 | 12/24/2012 9:40:37 AM |
| heyokafinancial | $25.00 | 12/24/2012 8:20:40 AM |
| Investoman | $25.00 | 12/24/2012 9:49:25 AM |
| sharpey | $25.00 | 12/24/2012 9:50:32 AM |
| market-assembler | $50.00 | 12/24/2012 9:01:37 AM |
| chicco | $236.00 | 12/24/2012 9:04:00 AM |
| innocent-income4 | $25.00 | 12/24/2012 9:54:13 AM |
| jrbill1998 | $50.00 | 12/24/2012 9:08:13 AM |
| selfmademan | $25.00 | 12/24/2012 9:12:40 AM |
| squeebie | $50.00 | 12/24/2012 9:13:11 AM |
| first-upright-payout | $25.00 | 12/24/2012 9:58:43 AM |
| mason13a | $25.00 | 12/24/2012 9:58:53 AM |
| postalwhiz | $25.00 | 12/24/2012 9:59:42 AM |
| economy-molecule3 | $500.00 | 12/24/2012 9:15:20 AM |
| Doodlemeyer | $50.00 | 12/24/2012 9:17:45 AM |
| nerdfactor | $25.00 | 12/24/2012 10:03:08 AM |
| thoughtful-fairness2 | $25.00 | 12/24/2012 9:18:35 AM |
| Dave0 | $25.00 | 12/24/2012 9:18:41 AM |
| syounker | $25.00 | 12/24/2012 10:04:41 AM |
| point653 | $25.00 | 12/24/2012 9:20:04 AM |
| rate-mogul | $50.00 | 12/24/2012 10:07:45 AM |
| trumpeter391 | $25.00 | 12/24/2012 10:09:15 AM |
| knowledgeable-silver6 | $25.00 | 12/24/2012 10:11:48 AM |
| kind-payment-viking3 | $100.00 | 12/24/2012 9:26:37 AM |
| funds-captain4 | $50.00 | 12/24/2012 9:28:06 AM |
| red-diversification-paradise | $25.00 | 12/24/2012 10:14:20 AM |
| commerce-web5 | $25.00 | 12/24/2012 9:32:22 AM |
| adaptable-benefit6 | $25.00 | 12/24/2012 9:01:43 AM |
| power-kin | $25.00 | 12/24/2012 10:17:28 AM |
| platinum-dojo | $25.00 | 12/24/2012 9:34:07 AM |
| mkl42 | $50.00 | 12/24/2012 9:03:37 AM |
| HamachiMan | $50.00 | 12/24/2012 10:19:57 AM |
| stuy1998 | $25.00 | 12/24/2012 9:05:28 AM |
| durability-officer | $50.00 | 12/24/2012 9:06:17 AM |
| kwan | $25.00 | 12/24/2012 10:22:46 AM |
| red-unequivocal-finance | $25.00 | 12/24/2012 9:39:03 AM |
| jeffpac | $26.00 | 12/24/2012 9:39:35 AM |
| don8ter | $50.00 | 12/24/2012 9:39:41 AM |
| vivixmedia | $25.00 | 12/24/2012 10:24:03 AM |
| efficient-marketplace | $25.00 | 12/24/2012 10:24:42 AM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:58 AM |
| Atlanta-Buyer | $25.00 | 12/24/2012 9:42:17 AM |
| durability-solstice8 | $50.00 | 12/24/2012 9:13:29 AM |
| Pizza-man | $32.00 | 12/24/2012 9:14:30 AM |
| cgorry | $25.00 | 12/24/2012 10:27:58 AM |
| asset-conqueror6 | $25.00 | 12/24/2012 10:28:36 AM |
| smilinguy | $25.00 | 12/24/2012 10:29:18 AM |
| deal-contributor8 | $50.00 | 12/24/2012 9:45:31 AM |
| Yanwoo | $25.00 | 12/24/2012 9:46:08 AM |
| mrladybug101 | $25.00 | 12/24/2012 9:47:26 AM |
| chump_change1977 | $25.00 | 12/24/2012 9:48:05 AM |
| minista | $25.00 | 12/24/2012 9:21:39 AM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 9:22:36 AM |
| Willylump | $25.00 | 12/24/2012 9:49:59 AM |
| nycloan | $25.00 | 12/24/2012 9:23:46 AM |
| a-unflappable-finance | $100.00 | 12/24/2012 9:55:09 AM |
| macgeek | $50.00 | 12/24/2012 9:26:18 AM |
| ohnezweck | $50.00 | 12/24/2012 9:55:29 AM |
| GenerousGentleMan | $25.00 | 12/24/2012 9:56:28 AM |
| revenue-buddy0 | $25.00 | 12/24/2012 9:28:32 AM |
| Rdodson11 | $25.00 | 12/24/2012 9:28:50 AM |
| gjh37 | $25.00 | 12/24/2012 9:57:13 AM |
| dignified-finance | $50.00 | 12/24/2012 9:31:06 AM |
| vigilance-machine6 | $25.00 | 12/24/2012 9:32:14 AM |
| ujiba | $32.00 | 12/24/2012 9:33:37 AM |
| majikthanos | $50.00 | 12/24/2012 9:34:01 AM |
| bigballer105 | $50.00 | 12/24/2012 10:03:44 AM |
| responsibility-cherry6 | $25.00 | 12/24/2012 10:05:18 AM |
| brw | $25.00 | 12/24/2012 9:37:03 AM |
| he-shoots-he-scores | $25.00 | 12/24/2012 9:37:43 AM |
| jthowell77 | $50.00 | 12/24/2012 9:38:42 AM |
| dajen1 | $40.00 | 12/24/2012 9:41:55 AM |
| leverage-trident | $25.00 | 12/24/2012 10:10:54 AM |
| value-microscope | $25.00 | 12/24/2012 10:11:06 AM |
| derwiki | $25.00 | 12/24/2012 9:43:17 AM |
| Pairodimes | $25.00 | 12/24/2012 10:12:33 AM |
| tender-integrity3 | $100.00 | 12/24/2012 9:46:25 AM |
| velocityasaurus-rex4 | $100.00 | 12/24/2012 10:15:09 AM |
| reflective-deal8 | $50.00 | 12/24/2012 10:17:49 AM |
| mizount | $25.00 | 12/24/2012 10:18:19 AM |
| natecam | $25.00 | 12/24/2012 10:18:29 AM |
| wise-alluring-penny | $50.00 | 12/24/2012 10:19:47 AM |
| Crystalprop | $25.00 | 12/24/2012 10:19:52 AM |
| flo_rida | $38.00 | 12/24/2012 9:50:52 AM |
| axp2000 | $100.00 | 12/24/2012 9:50:58 AM |
| transparency-halo | $25.00 | 12/24/2012 10:20:44 AM |
| hayman2013 | $25.00 | 12/24/2012 10:23:19 AM |
| treasure-dreamer7 | $25.00 | 12/24/2012 10:23:21 AM |
| sammyhammy | $25.00 | 12/24/2012 9:53:23 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:36 AM |
| exchange-pledge | $50.00 | 12/24/2012 10:25:51 AM |
| MoxiePop | $25.00 | 12/24/2012 9:57:52 AM |
| solin003 | $25.00 | 12/24/2012 10:27:53 AM |
| sadhikari | $25.00 | 12/24/2012 10:28:29 AM |
| tapesor | $200.00 | 12/24/2012 10:29:31 AM |
| top-sensible-yield | $25.00 | 12/24/2012 9:59:08 AM |
| igloo268 | $25.00 | 12/24/2012 9:59:35 AM |
| srgriff | $25.00 | 12/24/2012 9:59:52 AM |
| rate-authority2 | $25.00 | 12/24/2012 10:00:03 AM |
| GBLENDER | $25.00 | 12/24/2012 10:03:37 AM |
| Redmond | $25.00 | 12/24/2012 10:04:57 AM |
| intuitive-integrity9 | $50.00 | 12/24/2012 10:05:09 AM |
| sturdy-fairness0 | $100.00 | 12/24/2012 10:06:14 AM |
| Avala | $100.00 | 12/24/2012 10:06:50 AM |
| Daneistes | $31.00 | 12/24/2012 10:08:09 AM |
| beachbetahavmymoneys | $25.00 | 12/24/2012 10:11:45 AM |
| kchen486 | $50.00 | 12/24/2012 10:12:43 AM |
| dpfl55 | $25.00 | 12/24/2012 10:14:23 AM |
| tranquil-greenback9 | $25.00 | 12/24/2012 10:15:05 AM |
| tolstoy00 | $25.00 | 12/24/2012 10:15:13 AM |
| sensational-yield833 | $25.00 | 12/24/2012 10:15:23 AM |
| forthright-affluence3 | $25.00 | 12/24/2012 10:18:02 AM |
| EnglishGeekInNYC | $25.00 | 12/24/2012 10:18:33 AM |
| Koomarbit | $30.00 | 12/24/2012 10:21:43 AM |
| benefit-prescription6 | $100.00 | 12/24/2012 10:25:45 AM |
| Loan_Stranger | $25.00 | 12/24/2012 10:27:03 AM |
| 378 Investments
|
Borrower Payment Dependent Notes Series
684324
This series of Notes was issued and sold upon the funding of the borrower loan #79838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $380.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,864 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| natural-coin1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $50.00 | 12/24/2012 11:18:57 AM |
| Wrats6 | $25.00 | 12/10/2012 5:16:12 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:54 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:10 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:00 PM |
| Dubbs360 | $50.00 | 12/10/2012 6:21:40 PM |
| octoberfresh | $25.00 | 12/10/2012 5:04:40 PM |
| money-genome84 | $250.00 | 12/10/2012 5:25:06 PM |
| restless-dime | $100.00 | 12/11/2012 6:34:20 AM |
| natural-worth9 | $25.00 | 12/11/2012 7:32:10 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:49 AM |
| finder61 | $25.00 | 12/11/2012 11:14:45 AM |
| Edakers | $25.00 | 12/11/2012 1:51:43 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:31 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:05 PM |
| kenji4861 | $25.00 | 12/13/2012 6:05:09 PM |
| aggresive-compassion612 | $25.00 | 12/14/2012 10:37:03 AM |
| Kaj | $25.00 | 12/14/2012 10:08:38 AM |
| EFS | $100.00 | 12/14/2012 11:04:14 AM |
| LittleMingo | $30.00 | 12/14/2012 7:41:19 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:47 AM |
| justreturns | $25.00 | 12/15/2012 12:09:41 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:59 AM |
| simplyonce | $25.00 | 12/15/2012 12:58:19 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:21 PM |
| bazaar-tulip | $500.00 | 12/16/2012 1:21:55 PM |
| best-point-pursuit | $50.00 | 12/19/2012 9:11:17 AM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:17 PM |
| TumbleWeed88 | $25.00 | 12/20/2012 5:43:02 PM |
| authentic-finance194 | $150.00 | 12/20/2012 12:55:10 PM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:27 PM |
| CA-Lender | $25.00 | 12/21/2012 11:57:24 AM |
| industrious-p2ploan393 | $250.00 | 12/22/2012 11:34:34 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:46:56 AM |
| 30Engine | $25.00 | 12/22/2012 10:11:44 PM |
| payment-gusto | $25.00 | 12/22/2012 12:36:28 PM |
| goat361 | $25.00 | 12/23/2012 6:51:23 AM |
| BlessedEveryDay | $25.00 | 12/22/2012 4:05:12 PM |
| Hambone1111 | $25.00 | 12/23/2012 12:52:22 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:13 PM |
| 907 | $25.00 | 12/22/2012 10:01:57 PM |
| Sixmil | $45.00 | 12/23/2012 12:41:17 PM |
| ultimate-social | $25.00 | 12/23/2012 2:47:52 PM |
| marketplace-cello5 | $25.00 | 12/24/2012 9:12:58 AM |
| mckhbnpc | $50.00 | 12/23/2012 9:58:05 PM |
| COCHINOBOY | $33.69 | 12/24/2012 12:18:17 AM |
| desertoasis | $25.00 | 12/24/2012 7:36:18 AM |
| money-bauble | $100.00 | 12/24/2012 9:01:17 AM |
| MrBojangles01 | $25.00 | 12/24/2012 2:42:58 AM |
| Tradesmanlender | $25.00 | 12/24/2012 9:55:44 AM |
| market-jam | $25.00 | 12/24/2012 9:56:12 AM |
| blue-subtle-integrity | $25.00 | 12/24/2012 9:19:54 AM |
| compassionate-auction6 | $33.00 | 12/24/2012 10:15:32 AM |
| economy-shrubbery6 | $25.00 | 12/24/2012 9:36:15 AM |
| SummitAdvisors | $50.00 | 12/24/2012 10:22:43 AM |
| top-historic-peso | $25.00 | 12/24/2012 9:21:18 AM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 9:22:37 AM |
| Katburg | $25.00 | 12/24/2012 9:29:55 AM |
| melodious-fairness | $50.00 | 12/24/2012 9:59:21 AM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:28 AM |
| gallant-economy9 | $50.00 | 12/24/2012 10:56:17 AM |
| musegaze | $50.00 | 12/24/2012 10:25:03 AM |
| DER | $25.00 | 12/24/2012 11:02:37 AM |
| Diamond_Jim | $25.00 | 12/24/2012 11:03:17 AM |
| ITExec | $100.00 | 12/24/2012 11:05:55 AM |
| FRC64 | $25.00 | 12/24/2012 10:30:52 AM |
| social-heart | $25.00 | 12/24/2012 11:06:46 AM |
| theshef | $25.00 | 12/24/2012 11:08:30 AM |
| currency-scientist7 | $25.00 | 12/24/2012 11:09:05 AM |
| svandgts | $25.00 | 12/24/2012 10:34:22 AM |
| Miklot | $30.00 | 12/24/2012 10:03:32 AM |
| MadHun | $166.00 | 12/24/2012 10:37:32 AM |
| rogue_monster | $50.00 | 12/24/2012 11:15:48 AM |
| miked8303 | $75.00 | 12/24/2012 10:10:58 AM |
| jiggaman7 | $100.00 | 12/24/2012 11:18:25 AM |
| adventurer447 | $300.00 | 12/24/2012 11:28:19 AM |
| dedicated-transaction796 | $25.00 | 12/24/2012 10:47:48 AM |
| best-charming-leverage | $50.00 | 12/24/2012 10:52:16 AM |
| davisfl | $25.00 | 12/24/2012 10:29:48 AM |
| the-dollar-topper | $150.00 | 12/24/2012 10:56:09 AM |
| 52digital | $75.00 | 12/24/2012 10:31:32 AM |
| InvestorPartners | $25.00 | 12/24/2012 11:00:09 AM |
| compassion-expert | $25.00 | 12/24/2012 11:00:37 AM |
| jml3482 | $25.00 | 12/24/2012 11:03:50 AM |
| nimble-revenue5 | $100.00 | 12/24/2012 11:05:48 AM |
| sadls | $25.00 | 12/24/2012 11:10:46 AM |
| Learning2Lend | $25.00 | 12/24/2012 10:42:56 AM |
| niceville80 | $25.00 | 12/24/2012 10:44:12 AM |
| Iamthewalrus | $25.00 | 12/24/2012 11:15:41 AM |
| robust-diversification3 | $41.00 | 12/24/2012 11:18:18 AM |
| haplender | $50.00 | 12/24/2012 11:19:44 AM |
| mercuriant | $25.00 | 12/24/2012 11:24:15 AM |
| PFTLender | $25.00 | 12/24/2012 11:24:47 AM |
| invincible-deal82 | $25.00 | 12/24/2012 11:25:39 AM |
| 108-IRA | $246.00 | 12/24/2012 11:26:35 AM |
| gain-cadence | $25.00 | 12/24/2012 10:55:48 AM |
| oreyedoc | $50.00 | 12/24/2012 10:57:53 AM |
| leverage-baker | $25.00 | 12/24/2012 11:02:01 AM |
| authentic-liberty7 | $25.00 | 12/24/2012 11:35:04 AM |
| sdkevin | $25.00 | 12/24/2012 11:02:31 AM |
| the-productive-agreement | $25.00 | 12/24/2012 11:10:17 AM |
| richrobe | $25.00 | 12/24/2012 11:12:32 AM |
| fighter122 | $25.00 | 12/24/2012 11:13:57 AM |
| mistertao | $25.00 | 12/24/2012 11:16:03 AM |
| heart514 | $25.00 | 12/24/2012 11:17:09 AM |
| Fortuno_per_commodo | $25.00 | 12/24/2012 11:18:16 AM |
| durability-ace9 | $25.00 | 12/24/2012 11:23:45 AM |
| return-point2 | $100.00 | 12/10/2012 5:50:33 PM |
| jiftostada | $25.00 | 12/10/2012 6:06:40 PM |
| Money__Tree | $200.00 | 12/10/2012 5:02:10 PM |
| nevee | $25.00 | 12/10/2012 6:05:16 PM |
| selector568 | $300.00 | 12/10/2012 5:43:43 PM |
| asset-professor | $25.00 | 12/10/2012 5:50:09 PM |
| kalamari | $30.00 | 12/11/2012 1:04:05 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:24:01 PM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:12 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:24 PM |
| cr8on | $30.00 | 12/12/2012 5:09:17 PM |
| aquariano2 | $25.00 | 12/13/2012 8:36:09 AM |
| emphatic-gold584 | $100.00 | 12/14/2012 8:36:51 AM |
| loan-fate | $27.00 | 12/14/2012 9:12:16 AM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:10 PM |
| Interloper | $25.00 | 12/16/2012 9:20:12 AM |
| ucantbeetit | $25.00 | 12/17/2012 6:54:03 PM |
| credit-adventurer313 | $25.00 | 12/18/2012 11:54:28 AM |
| natural-liberty4 | $86.00 | 12/19/2012 5:37:49 PM |
| tommymtg7 | $25.00 | 12/20/2012 6:31:56 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 7:07:43 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:39 PM |
| nex | $25.00 | 12/21/2012 6:26:40 PM |
| moola-buddy | $25.00 | 12/23/2012 12:54:03 PM |
| supersarah61 | $25.00 | 12/22/2012 4:50:05 PM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:39:07 PM |
| jamiee73 | $25.00 | 12/23/2012 6:17:53 PM |
| revolutionary769 | $25.00 | 12/23/2012 7:40:32 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:04 AM |
| panda-lender | $25.00 | 12/23/2012 12:18:55 PM |
| KarlMarx | $25.00 | 12/24/2012 9:14:44 AM |
| Munnie | $25.00 | 12/24/2012 6:11:52 AM |
| mtnguy_24 | $100.00 | 12/23/2012 8:15:24 PM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:04 AM |
| Comoparklender | $25.00 | 12/24/2012 9:04:22 AM |
| symbiosis | $45.00 | 12/24/2012 9:57:57 AM |
| TronMedici | $50.00 | 12/24/2012 9:13:07 AM |
| rescue | $100.00 | 12/24/2012 9:18:24 AM |
| kind-truth-circuit | $50.00 | 12/24/2012 9:24:23 AM |
| handshake5 | $100.00 | 12/24/2012 9:34:40 AM |
| rhin0cerx | $50.00 | 12/24/2012 10:22:39 AM |
| carlover | $25.00 | 12/24/2012 10:22:51 AM |
| grf1945 | $40.00 | 12/24/2012 9:49:05 AM |
| pennybypenny | $25.00 | 12/24/2012 9:53:36 AM |
| social-cocktail1 | $200.00 | 12/24/2012 10:38:40 AM |
| mikbos | $25.00 | 12/24/2012 9:33:20 AM |
| EBITDA | $25.00 | 12/24/2012 10:01:31 AM |
| tornandfrayed | $25.00 | 12/24/2012 9:41:38 AM |
| 1randyp | $25.00 | 12/24/2012 10:54:21 AM |
| Elefunt | $25.00 | 12/24/2012 10:29:08 AM |
| cablenews | $69.00 | 12/24/2012 11:08:45 AM |
| CPAMAN | $25.00 | 12/24/2012 10:36:46 AM |
| professional-vigilance9 | $44.00 | 12/24/2012 10:07:49 AM |
| progressive-economy261 | $400.00 | 12/24/2012 10:09:14 AM |
| MrAndyman | $25.00 | 12/24/2012 11:16:50 AM |
| zone8 | $100.00 | 12/24/2012 11:17:17 AM |
| chkrvrty | $50.00 | 12/24/2012 11:18:07 AM |
| Wellman | $25.00 | 12/24/2012 10:16:20 AM |
| Bank42 | $25.00 | 12/24/2012 10:18:03 AM |
| JGENERAL | $25.00 | 12/24/2012 11:29:27 AM |
| 6moonbeams | $50.00 | 12/24/2012 10:51:10 AM |
| return-pioneer221 | $137.00 | 12/24/2012 11:34:28 AM |
| sympathetic-funds818 | $50.00 | 12/24/2012 10:56:49 AM |
| ore-healer6 | $40.00 | 12/24/2012 10:37:48 AM |
| hope-base | $25.00 | 12/24/2012 11:05:10 AM |
| red-power-pecan | $50.00 | 12/24/2012 11:10:56 AM |
| return-exchanger355 | $54.00 | 12/24/2012 11:11:55 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:13:47 AM |
| organic-commerce9 | $25.00 | 12/24/2012 11:17:35 AM |
| finance-prescription | $100.00 | 12/24/2012 10:46:10 AM |
| enchanted-note | $25.00 | 12/24/2012 11:19:27 AM |
| Canidae | $25.00 | 12/24/2012 11:23:00 AM |
| thelovebug | $100.00 | 12/24/2012 10:55:14 AM |
| Beld | $50.00 | 12/24/2012 10:57:06 AM |
| rvfbroker | $25.00 | 12/24/2012 11:00:22 AM |
| trajectory8 | $25.00 | 12/24/2012 11:02:03 AM |
| burrito6 | $50.00 | 12/24/2012 11:36:24 AM |
| vontuse | $25.00 | 12/24/2012 11:07:45 AM |
| 87Marc | $25.00 | 12/24/2012 11:08:21 AM |
| GGreg799 | $25.00 | 12/24/2012 11:10:13 AM |
| pixeldave | $25.00 | 12/24/2012 11:16:30 AM |
| Tylerh | $250.00 | 12/24/2012 11:22:38 AM |
| dukeiyer | $25.00 | 12/24/2012 11:23:39 AM |
| unassassinable | $25.00 | 12/24/2012 11:26:37 AM |
| michaelray703 | $25.00 | 12/24/2012 11:30:57 AM |
| PadreAyudate | $25.00 | 12/24/2012 11:31:15 AM |
| bewitching-dollar5 | $100.00 | 12/24/2012 11:34:17 AM |
| first-pragmatic-power | $25.00 | 12/24/2012 11:35:35 AM |
| nodrivelpls | $25.00 | 12/24/2012 11:39:08 AM |
| 196 Investments
|
Borrower Payment Dependent Notes Series
684354
This series of Notes was issued and sold upon the funding of the borrower loan #79387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $136.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 44y 6m |
|
Amount delinquent:
| $188 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $26,027 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| revenue-spa0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
|
|
Principal balance:
| $2,490.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...Make improvements to my house. My Father lives with
me and he is 80 years old and I would like to have some work done on his bathroom shower
to make it safer for him.
My financial situation:
I am a good candidate for this loan because...I have limited monthly expenses and I am capeable of making the payments. My Father has a good pention and SS and pays most of the housing expenses.
Monthly net income: $2100.00
Monthly expenses: $350.00
Housing: $0
Insurance: $90 monthly car insurance
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $ see above monthly expenses
Credit cards and other loans: $4000.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 12/8/2012 12:08:54 PM |
| BostonCapital | $28.00 | 12/8/2012 12:54:44 PM |
| money-baron | $86.00 | 12/8/2012 12:49:23 PM |
| return-point2 | $100.00 | 12/8/2012 12:54:37 PM |
| valiant-return584 | $50.00 | 12/8/2012 1:23:14 PM |
| bitterroot_mt | $45.63 | 12/8/2012 4:28:51 PM |
| handy-justice | $50.00 | 12/8/2012 12:55:07 PM |
| zorg77 | $50.00 | 12/9/2012 9:06:59 AM |
| Risk4Reward | $25.00 | 12/9/2012 9:19:08 AM |
| power-spartan5 | $25.00 | 12/9/2012 1:10:39 PM |
| Tscheddar | $25.00 | 12/9/2012 2:03:22 PM |
| diversification-collider5 | $25.00 | 12/10/2012 10:08:36 AM |
| purposeful-durability8 | $100.00 | 12/10/2012 6:01:35 PM |
| integrity-doctor | $100.00 | 12/12/2012 6:43:18 AM |
| DonaldColorado | $100.00 | 12/11/2012 6:27:57 PM |
| moola-monger9 | $75.00 | 12/12/2012 1:11:20 PM |
| successful-agreement7 | $100.00 | 12/12/2012 9:54:25 AM |
| Kyne | $25.00 | 12/12/2012 2:08:57 PM |
| ddog0224 | $60.20 | 12/12/2012 4:52:51 PM |
| djh47a | $50.00 | 12/12/2012 12:59:14 PM |
| robust-money141 | $100.00 | 12/12/2012 1:32:31 PM |
| Wrats6 | $25.00 | 12/12/2012 3:19:34 PM |
| Ocean713 | $75.00 | 12/12/2012 11:03:55 AM |
| Astyanax | $30.00 | 12/12/2012 7:15:24 PM |
| KramericaIndustries | $26.84 | 12/12/2012 9:30:26 PM |
| fcrick | $50.00 | 12/13/2012 9:43:46 AM |
| AF-Chief | $25.00 | 12/13/2012 10:21:56 AM |
| HelpWhenNeeded | $50.00 | 12/13/2012 10:46:46 AM |
| hero007 | $50.00 | 12/13/2012 6:33:54 PM |
| enthusiastic-balance5 | $100.00 | 12/14/2012 9:01:18 AM |
| cilution | $50.00 | 12/14/2012 4:50:20 PM |
| kinetic-loot436 | $50.00 | 12/15/2012 4:08:29 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:17:55 AM |
| selector568 | $300.00 | 12/8/2012 12:20:12 PM |
| zipemdown | $25.00 | 12/8/2012 12:23:14 PM |
| LuvToLend | $25.00 | 12/8/2012 12:55:23 PM |
| open-minded-p2p1 | $25.00 | 12/8/2012 2:31:56 PM |
| 01a_MrUSC_IRA | $25.00 | 12/8/2012 3:03:43 PM |
| five-star-note | $25.00 | 12/8/2012 2:20:07 PM |
| Bank42 | $25.00 | 12/9/2012 5:31:04 AM |
| cjames84 | $25.00 | 12/9/2012 1:23:30 PM |
| kenji4861 | $25.00 | 12/9/2012 12:17:50 PM |
| aggresive-compassion612 | $25.00 | 12/9/2012 7:38:46 PM |
| first-serene-credit | $25.00 | 12/10/2012 9:03:05 AM |
| otto1939 | $104.00 | 12/10/2012 12:29:09 PM |
| money-baron-Roth401k | $25.00 | 12/10/2012 5:15:58 PM |
| Investor_DP | $100.00 | 12/11/2012 9:52:24 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:37 AM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:13 PM |
| mindful-deal289 | $25.00 | 12/12/2012 6:55:34 AM |
| mkerstei | $200.00 | 12/12/2012 11:24:43 AM |
| trumpeter391 | $25.00 | 12/12/2012 12:19:22 PM |
| treasure-expert | $25.00 | 12/12/2012 4:26:37 PM |
| sensible-fund | $25.00 | 12/14/2012 5:52:18 AM |
| bazaar-tulip | $500.00 | 12/14/2012 6:51:41 PM |
| gothampark | $25.00 | 12/14/2012 7:51:09 PM |
| helping-out | $19.33 | 12/15/2012 5:16:54 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
684432
This series of Notes was issued and sold upon the funding of the borrower loan #79517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,477 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| utensil841 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Moving expenses
This loan will be used to...allow me to move to another town and get back into a niche manufacturing field with great potential for growth
My financial situation: Still employed and the cross over will be smooth
I am a good candidate for this loan because...I am a very hard worker and this new position will open up new avenues for me.
Monthly net income: $2200
Monthly expenses: $1400
Housing: $450
Insurance: $
Car expenses: $450
Utilities: $40
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $
Other expenses: $160
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Budro | $25.00 | 12/9/2012 1:22:07 PM |
| vutah | $25.00 | 12/9/2012 12:13:10 PM |
| Danjack_Capital | $25.00 | 12/9/2012 3:02:20 PM |
| Bad_Debt | $25.00 | 12/9/2012 4:01:52 PM |
| skillful-asset5 | $30.00 | 12/9/2012 4:47:56 PM |
| worthy-bid8 | $100.00 | 12/9/2012 1:29:52 PM |
| deal-kung-fu | $40.00 | 12/9/2012 7:54:12 PM |
| let_me_retire | $25.00 | 12/10/2012 4:35:40 AM |
| exponential-fairness2 | $25.00 | 12/10/2012 6:20:02 PM |
| octoberfresh | $25.00 | 12/11/2012 6:47:13 AM |
| HeroSupport | $25.00 | 12/11/2012 9:20:18 AM |
| bid-ace937 | $50.00 | 12/11/2012 9:49:18 AM |
| Tscheddar | $25.00 | 12/11/2012 7:22:31 PM |
| trumpeter391 | $25.00 | 12/12/2012 11:25:25 AM |
| Ben_Graham | $25.00 | 12/14/2012 1:09:05 PM |
| LuvToLend | $25.00 | 12/14/2012 5:29:39 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:33 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:54:46 PM |
| s_man1 | $25.00 | 12/15/2012 6:51:03 PM |
| Iwillhuntyoudown | $25.00 | 12/15/2012 9:59:46 PM |
| sushi537 | $25.00 | 12/15/2012 10:26:55 PM |
| generous-peace4 | $25.31 | 12/15/2012 10:58:01 PM |
| order-singularity430 | $50.00 | 12/15/2012 1:55:56 PM |
| sgt-schultz | $27.00 | 12/15/2012 6:33:00 PM |
| zippy-listing8 | $29.53 | 12/15/2012 3:05:59 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:19 PM |
| slowgains | $25.00 | 12/9/2012 1:50:14 PM |
| Endeavour | $150.00 | 12/9/2012 12:13:11 PM |
| deal-selector5 | $25.00 | 12/9/2012 12:22:07 PM |
| handy-justice | $40.00 | 12/9/2012 2:59:43 PM |
| restless-dime | $50.00 | 12/10/2012 12:06:26 PM |
| Whipster | $50.00 | 12/10/2012 2:34:46 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:40 PM |
| boogienation | $25.00 | 12/10/2012 7:01:01 PM |
| diplomatic-wealth7 | $25.00 | 12/11/2012 9:19:59 AM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:40 AM |
| djh47a | $50.00 | 12/12/2012 12:59:15 PM |
| tommymtg7 | $25.00 | 12/14/2012 6:42:54 PM |
| Bob450 | $25.00 | 12/15/2012 9:48:42 AM |
| EddiesMoney | $25.00 | 12/15/2012 12:51:09 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:09 PM |
| TFAD72 | $25.25 | 12/15/2012 4:43:52 PM |
| rutzebach1 | $109.57 | 12/15/2012 8:56:22 PM |
| Kqwik | $25.00 | 12/16/2012 2:43:45 AM |
| melodious-openness | $200.00 | 12/15/2012 2:52:49 PM |
| coloradoadam | $25.00 | 12/15/2012 8:54:18 PM |
| Debt-Reduction-Plus | $35.00 | 12/15/2012 9:15:11 PM |
| ethical-truth211 | $13.34 | 12/16/2012 2:59:15 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
684458
This series of Notes was issued and sold upon the funding of the borrower loan #79444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,400.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $262.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 5.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,333 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tranquil-justice789 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used topay off high-interest credit cards and start to get my finances in order.
My financial situation:
I am a good candidate for this loan because I am working to follow a budget, and save money for my future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| special-transparency2 | $25.00 | 12/10/2012 5:34:11 PM |
| Phryne | $50.00 | 12/10/2012 5:38:28 PM |
| daw1878 | $25.00 | 12/10/2012 5:48:07 PM |
| compassion-twister2 | $50.00 | 12/10/2012 6:46:59 PM |
| patriot897 | $25.00 | 12/10/2012 5:59:59 PM |
| natural-worth9 | $75.00 | 12/11/2012 7:34:17 AM |
| indomitable-coin | $25.00 | 12/11/2012 9:55:27 AM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:55 AM |
| kalamari | $30.00 | 12/11/2012 1:04:06 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:18:03 PM |
| well-rounded-diversification | $25.00 | 12/12/2012 4:47:48 PM |
| prudent-dough458 | $25.00 | 12/12/2012 5:02:46 PM |
| dharma1 | $25.00 | 12/12/2012 5:24:50 PM |
| gold-hero4 | $50.00 | 12/12/2012 5:30:54 PM |
| skillful-finance | $25.00 | 12/12/2012 6:20:56 PM |
| uncl-sammy | $25.00 | 12/12/2012 6:52:55 PM |
| simplelender80 | $125.00 | 12/12/2012 6:22:35 PM |
| octoberfresh | $25.00 | 12/12/2012 6:39:06 PM |
| power-amusement | $25.00 | 12/12/2012 6:44:51 PM |
| kevin314 | $25.00 | 12/13/2012 9:18:39 AM |
| RG | $30.00 | 12/13/2012 9:26:56 AM |
| wise-honorable-rate | $25.00 | 12/13/2012 10:11:55 AM |
| hero007 | $50.00 | 12/13/2012 9:03:56 AM |
| adaboy65 | $100.00 | 12/13/2012 9:40:53 AM |
| Arvicco | $400.00 | 12/13/2012 12:34:31 PM |
| Capitalincome | $25.00 | 12/13/2012 11:11:47 AM |
| WillyP345 | $50.00 | 12/13/2012 6:16:10 PM |
| radforj22 | $50.00 | 12/13/2012 1:22:34 PM |
| elasermd | $100.00 | 12/13/2012 6:28:02 PM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:19 PM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:07 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:47 AM |
| anacent | $25.00 | 12/13/2012 10:26:49 PM |
| enriching-trade2 | $50.00 | 12/14/2012 5:40:23 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:24 PM |
| Rivervale_Westwood | $25.00 | 12/14/2012 5:08:39 PM |
| joe_matadatz | $25.00 | 12/14/2012 10:51:51 AM |
| bcash1 | $50.00 | 12/15/2012 8:11:38 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:23:09 AM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:28 AM |
| samurai2 | $25.00 | 12/14/2012 7:57:44 PM |
| coin-sphinx4 | $34.99 | 12/15/2012 11:48:57 AM |
| BobRand | $50.00 | 12/15/2012 6:21:05 AM |
| kind-durability-battalion | $75.00 | 12/15/2012 10:26:22 AM |
| PixelPusher | $100.00 | 12/15/2012 12:07:38 PM |
| top-unforgettable-income | $25.00 | 12/15/2012 12:52:29 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:53:11 PM |
| transaction-puppy6 | $25.00 | 12/15/2012 1:00:02 PM |
| vibrant-trade8 | $35.00 | 12/15/2012 12:28:38 PM |
| BrLender | $50.00 | 12/15/2012 12:34:38 PM |
| favorable-deal0 | $25.00 | 12/15/2012 12:20:50 PM |
| Syzygy | $25.00 | 12/15/2012 1:45:39 PM |
| Oupa-George | $25.00 | 12/15/2012 12:42:26 PM |
| AFairDeal | $25.00 | 12/15/2012 12:42:59 PM |
| CoolPlexer | $50.00 | 12/15/2012 2:24:05 PM |
| objective-investor | $250.00 | 12/15/2012 1:13:38 PM |
| Roundhouse | $75.00 | 12/15/2012 4:38:44 PM |
| JustOneVoice | $25.00 | 12/16/2012 5:34:21 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:21 AM |
| earth70s | $25.00 | 12/15/2012 8:53:52 PM |
| chilandman | $50.00 | 12/16/2012 12:19:36 PM |
| Money_Working | $50.00 | 12/15/2012 10:48:04 PM |
| spiff666 | $26.66 | 12/16/2012 8:34:43 AM |
| Charmart | $25.00 | 12/16/2012 9:49:00 AM |
| Steveoo1 | $100.00 | 12/16/2012 9:49:26 AM |
| bountiful-bid6 | $212.40 | 12/16/2012 10:29:15 AM |
| value-architect6 | $25.00 | 12/16/2012 11:15:24 AM |
| sgt-schultz | $25.00 | 12/15/2012 6:34:12 PM |
| ddamenace | $100.00 | 12/15/2012 9:43:23 PM |
| Snoclaf | $19.94 | 12/16/2012 12:48:30 PM |
| Zolton | $300.00 | 12/10/2012 5:07:24 PM |
| xrycac | $25.00 | 12/10/2012 5:44:24 PM |
| loan-mongoose1 | $25.00 | 12/10/2012 5:07:11 PM |
| marketplace-singularity3 | $25.00 | 12/10/2012 5:09:37 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:09 PM |
| loot-prescription3 | $25.00 | 12/10/2012 5:49:27 PM |
| engaging-worth | $25.00 | 12/10/2012 6:12:14 PM |
| ready-interest9 | $25.00 | 12/10/2012 6:37:55 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:31:36 PM |
| blot44 | $25.00 | 12/11/2012 6:37:43 AM |
| gentle-gain235 | $100.00 | 12/11/2012 2:10:07 PM |
| rootcanaler | $25.00 | 12/11/2012 2:46:35 PM |
| commerce-gargantuan2 | $25.00 | 12/11/2012 5:47:47 PM |
| neighborly-hope6 | $100.00 | 12/11/2012 5:11:57 PM |
| Plutis | $25.00 | 12/11/2012 6:10:02 PM |
| supersarah61 | $25.00 | 12/11/2012 5:50:12 PM |
| riskreward | $250.00 | 12/11/2012 5:54:17 PM |
| compoundinterest | $25.00 | 12/12/2012 5:13:51 PM |
| Sneezie | $100.00 | 12/12/2012 5:21:39 PM |
| Ripsaw4U | $50.00 | 12/12/2012 5:15:43 PM |
| logical-peso2 | $25.00 | 12/12/2012 5:29:26 PM |
| fortytwo | $100.00 | 12/13/2012 9:24:27 AM |
| aabadabadoo | $25.00 | 12/13/2012 9:13:02 AM |
| cardminger | $25.00 | 12/13/2012 9:48:29 AM |
| market-maximizer472 | $25.00 | 12/13/2012 8:54:39 AM |
| ucantbeetit | $25.00 | 12/13/2012 10:03:29 AM |
| Castellan | $50.00 | 12/13/2012 10:51:52 AM |
| commerce-artisan8 | $50.00 | 12/13/2012 12:22:54 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:27 PM |
| rmachi | $25.00 | 12/13/2012 10:27:29 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:42 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 4:28:39 AM |
| mjosa | $25.00 | 12/14/2012 10:14:50 AM |
| prudent-deal662 | $25.00 | 12/14/2012 11:33:01 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:08 AM |
| Investoman | $25.00 | 12/14/2012 6:26:28 PM |
| availableloan | $25.00 | 12/15/2012 7:02:54 AM |
| grotheik | $25.00 | 12/15/2012 8:15:18 AM |
| Money_Hog | $25.00 | 12/15/2012 9:24:21 AM |
| JC_12 | $100.00 | 12/15/2012 12:31:02 PM |
| loyalty-locomotive | $100.00 | 12/15/2012 12:33:26 PM |
| amicablenemesis | $50.00 | 12/15/2012 10:46:31 AM |
| proper-agreement8 | $50.00 | 12/15/2012 12:14:05 PM |
| rbc_ventures | $25.00 | 12/15/2012 12:16:45 PM |
| american6 | $50.00 | 12/15/2012 1:03:12 PM |
| crown-year | $1,000.00 | 12/15/2012 11:19:35 AM |
| syounker | $25.00 | 12/15/2012 1:14:20 PM |
| FmrEngr2Phd | $25.00 | 12/15/2012 1:18:01 PM |
| SMU_ponies | $25.00 | 12/15/2012 1:22:42 PM |
| peace-fiesta7 | $25.00 | 12/15/2012 12:56:53 PM |
| credit-formula0 | $25.00 | 12/15/2012 1:02:44 PM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:04 PM |
| mtquan | $25.00 | 12/15/2012 12:41:35 PM |
| missgina | $25.00 | 12/15/2012 12:43:50 PM |
| tranquil-diversification8 | $100.00 | 12/15/2012 2:45:36 PM |
| hitsman | $50.00 | 12/15/2012 2:09:11 PM |
| starry2001 | $25.00 | 12/16/2012 6:07:03 AM |
| listing-dreams1 | $25.00 | 12/16/2012 7:36:25 AM |
| TGACJ | $50.00 | 12/16/2012 9:50:57 AM |
| There-to-help | $25.00 | 12/16/2012 11:32:17 AM |
| SCD | $25.00 | 12/15/2012 6:24:38 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:22 PM |
| agbullet55443 | $300.00 | 12/15/2012 11:12:26 PM |
| LAGuy89 | $25.00 | 12/16/2012 4:18:28 AM |
| sweet-capital7 | $100.00 | 12/16/2012 12:38:00 PM |
| RiderIRA | $215.00 | 12/16/2012 8:34:50 AM |
| titan2 | $25.00 | 12/16/2012 10:31:46 AM |
| Solid-Platinum | $30.00 | 12/16/2012 12:30:25 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:05 AM |
| shrewd-dedication2 | $25.00 | 12/16/2012 8:32:09 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
684486
This series of Notes was issued and sold upon the funding of the borrower loan #79684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| valiant-greenback113 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.My goal is to be completely debt free, and raise my credit rating.
My financial situation:
I am a good candidate for this loan because I have a consistent and steady streams of income that does not change.The money is direct deposited into my account every month.I can provide multiple months of statements showing this consistent stream.
Monthly net income: $5735
Monthly expenses: $
Housing: $2400
Insurance: $89
Car expenses: $0
Utilities: $240
Phone, cable, internet: $145
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:24:19 PM |
| commitment-galaxy | $25.00 | 12/21/2012 3:19:39 PM |
| Sweaty-Butt-Crack | $40.00 | 12/9/2012 12:35:28 PM |
| worthy-bid8 | $100.00 | 12/9/2012 1:29:53 PM |
| skillful-asset5 | $30.00 | 12/9/2012 4:47:09 PM |
| exponential-fairness2 | $25.00 | 12/13/2012 5:12:08 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:33 AM |
| blue-relentless-hope | $25.00 | 12/16/2012 4:30:19 PM |
| professional-dinero753 | $25.00 | 12/17/2012 8:45:50 AM |
| transparency-position | $29.00 | 12/18/2012 11:47:58 AM |
| newest-sturdy-yield | $25.00 | 12/20/2012 2:18:01 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:51 AM |
| businessbroker101 | $50.00 | 12/20/2012 5:24:46 PM |
| EFS | $100.00 | 12/20/2012 1:55:36 PM |
| affluence-broker | $25.00 | 12/20/2012 5:18:23 PM |
| natural-liberty4 | $200.00 | 12/21/2012 9:49:40 AM |
| LittleMingo | $25.00 | 12/20/2012 5:53:29 PM |
| HelpWhenNeeded | $25.00 | 12/21/2012 10:04:32 PM |
| investment-happiness | $100.00 | 12/21/2012 2:40:33 PM |
| tom203 | $25.00 | 12/21/2012 5:28:48 PM |
| banker34 | $100.00 | 12/21/2012 6:18:41 PM |
| nex | $25.00 | 12/21/2012 6:26:35 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:03:12 PM |
| sanych | $25.00 | 12/21/2012 7:36:30 PM |
| banker34 | $200.00 | 12/21/2012 10:24:30 PM |
| trumpeter391 | $25.00 | 12/22/2012 10:53:53 AM |
| helping-out | $25.00 | 12/22/2012 5:48:14 AM |
| ChaChing123 | $500.00 | 12/22/2012 12:11:32 PM |
| CA-Lender | $25.00 | 12/22/2012 12:14:41 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:14 AM |
| hillbilly40 | $36.00 | 12/22/2012 11:11:54 AM |
| scoobiedoo | $25.00 | 12/14/2012 8:19:40 AM |
| blue111 | $25.00 | 12/9/2012 1:47:19 PM |
| rate-advocator7 | $250.00 | 12/9/2012 1:31:36 PM |
| Rogelio48 | $25.00 | 12/9/2012 5:20:02 PM |
| magnetic-duty4 | $25.00 | 12/10/2012 4:20:43 PM |
| boogienation | $25.00 | 12/10/2012 7:14:20 PM |
| heartpounding-note972 | $25.00 | 12/11/2012 9:55:14 AM |
| transformer855 | $25.00 | 12/13/2012 7:24:26 AM |
| appetizing-loyalty354 | $25.00 | 12/13/2012 5:49:57 PM |
| compassion-twister2 | $50.00 | 12/13/2012 6:15:43 PM |
| thelopper | $25.00 | 12/15/2012 10:10:54 AM |
| diplomatic-wealth7 | $25.00 | 12/16/2012 1:17:49 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:16:16 PM |
| LongTail | $35.00 | 12/17/2012 10:56:12 PM |
| Winged_Inspirations | $25.00 | 12/20/2012 11:56:45 AM |
| LuvToLend | $25.00 | 12/21/2012 9:09:00 AM |
| bid-ace937 | $50.00 | 12/20/2012 5:58:57 PM |
| refresher211 | $37.00 | 12/21/2012 9:45:05 AM |
| SecondChanceLendingSERV | $25.00 | 12/21/2012 9:30:26 AM |
| big-mac-50 | $1,000.00 | 12/21/2012 8:22:09 PM |
| bold-important-dollar | $25.00 | 12/22/2012 5:53:41 AM |
| organized-dedication696 | $25.00 | 12/21/2012 5:51:04 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:31 PM |
| ucsd-triton | $25.00 | 12/21/2012 11:39:34 PM |
| RevREB | $8.00 | 12/22/2012 12:27:49 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
684558
This series of Notes was issued and sold upon the funding of the borrower loan #79428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $847.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,722 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thoughtful-justice560 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: To pay for a vacation
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...I can have it paid off no later than February 10,2013
Monthly net income: $ 10,000
Monthly expenses:
Housing: $ 2700.
Insurance: $
Car expenses: $ 300.
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:33:03 AM |
| DreisersFinancier | $50.00 | 12/12/2012 5:07:24 PM |
| cahjoon | $25.00 | 12/12/2012 6:55:12 PM |
| Shomee_dmoney | $25.00 | 12/12/2012 9:01:54 PM |
| djh47a | $50.00 | 12/13/2012 7:30:31 AM |
| green28 | $75.00 | 12/12/2012 5:40:12 PM |
| weatherman89 | $25.00 | 12/12/2012 10:03:30 PM |
| Ready2Loan | $30.00 | 12/13/2012 10:55:44 AM |
| BostonCapital | $100.00 | 12/13/2012 5:29:54 PM |
| prudent-dinero | $25.00 | 12/13/2012 9:25:57 PM |
| kinetic-loot436 | $30.00 | 12/13/2012 5:21:25 PM |
| oxnard | $50.00 | 12/14/2012 7:33:37 AM |
| top-fund-explosion | $25.00 | 12/13/2012 9:17:32 PM |
| radiant-wealth0 | $50.00 | 12/14/2012 9:22:02 AM |
| deal-vibrato | $25.00 | 12/14/2012 9:31:46 AM |
| qsolo | $25.00 | 12/14/2012 9:42:28 AM |
| D100 | $35.72 | 12/14/2012 10:30:43 AM |
| friedokra | $25.00 | 12/15/2012 12:22:51 PM |
| Gold-bug | $50.00 | 12/15/2012 12:36:15 PM |
| riskreward | $250.00 | 12/15/2012 11:27:00 AM |
| fmanjoo | $25.00 | 12/15/2012 12:52:58 PM |
| sudeep104 | $25.00 | 12/15/2012 2:29:18 PM |
| Eddy-2-Aces | $25.00 | 12/15/2012 2:36:24 PM |
| CaptainBL | $25.00 | 12/15/2012 1:24:06 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:15 PM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:25 AM |
| greenback-position633 | $25.00 | 12/16/2012 1:11:53 PM |
| assets_and_elbows | $125.00 | 12/15/2012 8:17:34 PM |
| funds-rascal | $200.00 | 12/17/2012 9:38:30 PM |
| hopeful-trade | $25.00 | 12/18/2012 9:49:09 AM |
| 907 | $25.00 | 12/18/2012 7:49:50 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:52 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:38 AM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:28:31 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:25 PM |
| adeline057 | $25.00 | 12/20/2012 1:03:49 AM |
| dominickf | $50.00 | 12/19/2012 6:05:34 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:37 PM |
| hitsman | $50.00 | 12/20/2012 5:34:50 PM |
| natural-liberty4 | $200.00 | 12/21/2012 9:49:07 AM |
| TRCRI | $50.00 | 12/21/2012 10:46:12 AM |
| currency-launcher0 | $25.00 | 12/22/2012 6:05:20 AM |
| california111 | $50.00 | 12/22/2012 10:26:27 AM |
| new-start18100 | $25.00 | 12/21/2012 5:25:13 PM |
| community-seahorse0 | $25.00 | 12/22/2012 12:37:16 PM |
| formula842 | $25.00 | 12/22/2012 4:53:15 AM |
| social-tostada9 | $50.00 | 12/22/2012 12:26:28 PM |
| lean-gain5 | $25.00 | 12/22/2012 10:38:40 AM |
| availableloan | $25.00 | 12/22/2012 12:08:37 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:09:00 PM |
| new-dedication-travels | $25.00 | 12/22/2012 4:07:58 PM |
| felicity-neutron4 | $25.00 | 12/23/2012 7:15:08 AM |
| tmdmf | $25.00 | 12/23/2012 12:06:02 PM |
| tranquil-loyalty465 | $50.00 | 12/23/2012 8:16:32 PM |
| new-diversification-owner | $25.00 | 12/23/2012 9:15:38 PM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:20 PM |
| payout-paradise5 | $25.00 | 12/23/2012 1:55:30 PM |
| tom203 | $25.00 | 12/23/2012 12:41:47 PM |
| theshef | $25.00 | 12/23/2012 12:47:00 PM |
| OTM84 | $200.00 | 12/23/2012 2:18:18 PM |
| FloridaBookie | $25.00 | 12/23/2012 2:32:10 PM |
| mikrolown | $25.00 | 12/23/2012 1:33:30 PM |
| casserole9 | $35.00 | 12/24/2012 9:44:44 AM |
| funds-control3 | $40.04 | 12/23/2012 7:54:26 PM |
| Investoman | $25.00 | 12/24/2012 9:49:38 AM |
| logical-peso2 | $25.00 | 12/24/2012 9:59:55 AM |
| dynamic-money271 | $100.00 | 12/24/2012 9:17:15 AM |
| lostontheedge | $25.00 | 12/24/2012 10:07:02 AM |
| thestartuplender | $31.00 | 12/24/2012 10:09:44 AM |
| compoundinterest | $25.00 | 12/24/2012 10:19:22 AM |
| jthowell77 | $50.00 | 12/24/2012 9:38:43 AM |
| commanding-treasure2 | $75.00 | 12/24/2012 10:23:10 AM |
| geniusj | $25.00 | 12/24/2012 9:10:57 AM |
| pound-mushroom3 | $25.00 | 12/24/2012 9:42:40 AM |
| Haydn-sav | $25.00 | 12/24/2012 9:43:02 AM |
| wise-deal-panda | $100.00 | 12/24/2012 9:26:23 AM |
| value-showcase828 | $25.00 | 12/24/2012 10:39:40 AM |
| streak269 | $25.00 | 12/24/2012 10:44:43 AM |
| franzzua | $25.00 | 12/24/2012 9:42:01 AM |
| UltimateWill | $25.00 | 12/24/2012 9:44:20 AM |
| worth-monger844 | $100.00 | 12/24/2012 10:56:25 AM |
| compassionate-payment218 | $25.00 | 12/24/2012 9:57:50 AM |
| no_agenda_lender | $25.00 | 12/24/2012 10:39:45 AM |
| fantastic-wampum1 | $100.00 | 12/24/2012 11:19:37 AM |
| ahansen | $25.00 | 12/24/2012 10:42:23 AM |
| Helping_1_at_a_time | $25.00 | 12/24/2012 10:23:27 AM |
| suave-durability1 | $50.00 | 12/24/2012 11:31:02 AM |
| currency-persimmon | $25.00 | 12/24/2012 10:31:16 AM |
| burtwald | $28.56 | 12/24/2012 10:33:20 AM |
| RocketSurgeon | $25.00 | 12/24/2012 10:33:28 AM |
| fortytwo | $100.00 | 12/24/2012 11:02:59 AM |
| value-investor9 | $50.00 | 12/24/2012 10:41:50 AM |
| supreme-benefit | $25.00 | 12/24/2012 11:24:00 AM |
| powderbumps | $27.53 | 12/24/2012 10:55:58 AM |
| rate-hawk | $25.00 | 12/24/2012 11:13:30 AM |
| samo102us | $25.00 | 12/24/2012 11:20:49 AM |
| PFTLender | $25.00 | 12/24/2012 11:24:48 AM |
| note-willow8 | $25.00 | 12/12/2012 5:06:37 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:10 PM |
| bowdish1 | $25.00 | 12/12/2012 5:30:31 PM |
| money-hercules4 | $100.00 | 12/12/2012 6:17:55 PM |
| Edakers | $25.00 | 12/12/2012 6:53:14 PM |
| orange-dedication-maple | $25.00 | 12/12/2012 7:35:10 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:47 PM |
| toblerone | $25.00 | 12/12/2012 6:28:29 PM |
| snoop4jc | $50.00 | 12/13/2012 9:06:44 AM |
| healthy-peace427 | $100.00 | 12/12/2012 6:37:29 PM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:00 PM |
| immaculate-return25 | $25.00 | 12/13/2012 5:16:04 PM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:20 PM |
| Avicell | $25.00 | 12/13/2012 6:22:02 PM |
| co98senior | $25.00 | 12/14/2012 5:27:00 AM |
| richboy56 | $25.00 | 12/13/2012 6:40:36 PM |
| rakem777 | $25.00 | 12/14/2012 9:06:53 AM |
| MicroLender357 | $25.00 | 12/14/2012 10:37:42 AM |
| JavaJunky58 | $25.00 | 12/14/2012 5:19:19 PM |
| gmoney37 | $25.00 | 12/14/2012 5:58:43 PM |
| Harry | $75.00 | 12/14/2012 5:21:09 PM |
| Bosibz | $50.00 | 12/15/2012 7:58:24 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:08:05 AM |
| transparency-sapling | $25.00 | 12/15/2012 1:16:45 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:29 PM |
| sun818 | $25.00 | 12/15/2012 12:53:02 PM |
| salala | $25.00 | 12/15/2012 1:38:21 PM |
| industrious-dedication2 | $30.92 | 12/17/2012 8:49:43 AM |
| sophisticated-diversification5 | $50.00 | 12/17/2012 11:38:05 AM |
| durability-mover5 | $50.00 | 12/17/2012 3:08:22 PM |
| magical-kindness888888 | $30.00 | 12/17/2012 5:19:38 PM |
| new-dynamic-value | $25.00 | 12/18/2012 8:32:19 AM |
| wetlands | $200.00 | 12/18/2012 5:34:41 PM |
| kingryan | $250.00 | 12/18/2012 5:35:53 PM |
| IP | $25.00 | 12/19/2012 6:14:48 PM |
| asset-dominator5 | $25.00 | 12/19/2012 5:22:39 PM |
| benjamins-wasp | $50.00 | 12/19/2012 5:16:07 PM |
| glowing-pound3 | $100.00 | 12/20/2012 9:52:28 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:40 PM |
| Maraxus | $50.00 | 12/20/2012 2:59:15 PM |
| a-foxy-balance | $25.00 | 12/20/2012 10:18:25 AM |
| principal-cooker2 | $50.00 | 12/21/2012 5:00:51 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:31 PM |
| TRCRI | $50.00 | 12/21/2012 12:09:26 PM |
| invincible-agreement8 | $100.00 | 12/21/2012 9:59:35 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:12:15 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:49 PM |
| emphatic-currency194 | $25.00 | 12/21/2012 11:26:40 PM |
| the-sweet-penny2 | $25.00 | 12/22/2012 11:07:50 AM |
| DeBo_92 | $592.21 | 12/22/2012 6:56:13 AM |
| yield-seeker | $25.00 | 12/22/2012 9:40:50 AM |
| euro-grove4 | $25.00 | 12/22/2012 12:40:02 PM |
| iLumberjack | $100.00 | 12/22/2012 7:43:51 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:16 PM |
| kmprospeo | $25.00 | 12/22/2012 1:03:33 PM |
| TVOpsGuy | $25.00 | 12/23/2012 12:33:57 PM |
| integrity-spinner | $50.00 | 12/22/2012 1:43:04 PM |
| 907 | $25.00 | 12/22/2012 10:09:48 PM |
| jsa7cornell | $100.00 | 12/23/2012 8:54:10 AM |
| payment-halo | $25.00 | 12/23/2012 4:36:38 PM |
| bazaar-eclipse5 | $25.00 | 12/23/2012 12:35:51 PM |
| peace-photon1 | $50.00 | 12/23/2012 2:26:29 PM |
| peso-magnifico | $50.00 | 12/24/2012 9:00:46 AM |
| supersarah61 | $25.00 | 12/23/2012 3:57:27 PM |
| virtuous-auction7 | $25.95 | 12/23/2012 4:45:39 PM |
| terrific-dough6 | $50.00 | 12/24/2012 9:16:46 AM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:19 AM |
| Cai8899 | $25.00 | 12/24/2012 9:36:48 AM |
| Attainable | $65.00 | 12/24/2012 9:59:04 AM |
| DadWarbucks | $25.00 | 12/24/2012 9:24:50 AM |
| foxtrot12 | $75.00 | 12/24/2012 10:11:59 AM |
| villagers | $25.00 | 12/24/2012 10:16:59 AM |
| bill-mushroom | $50.00 | 12/24/2012 10:20:08 AM |
| dariop | $25.01 | 12/24/2012 9:36:09 AM |
| radiant-fund | $50.00 | 12/24/2012 10:21:55 AM |
| green28 | $75.00 | 12/24/2012 9:23:04 AM |
| contract-lotus | $50.00 | 12/24/2012 10:36:12 AM |
| GoCougs | $50.00 | 12/24/2012 9:36:36 AM |
| RevREB | $25.00 | 12/24/2012 10:44:06 AM |
| jmb_lending | $50.00 | 12/24/2012 10:46:42 AM |
| Queueball1 | $25.00 | 12/24/2012 10:11:18 AM |
| knowledgeable-silver6 | $25.00 | 12/24/2012 10:11:53 AM |
| american6 | $50.00 | 12/24/2012 9:46:51 AM |
| heyokafinancial | $25.00 | 12/24/2012 9:57:01 AM |
| joe_matadatz | $100.00 | 12/24/2012 10:04:29 AM |
| syounker | $25.00 | 12/24/2012 10:04:43 AM |
| mvalley | $25.00 | 12/24/2012 11:17:42 AM |
| velocityasaurus-rex4 | $100.00 | 12/24/2012 10:15:11 AM |
| magnificent-dime4 | $25.00 | 12/24/2012 11:23:04 AM |
| britgsb | $50.00 | 12/24/2012 10:50:01 AM |
| affluence-tycoon | $25.00 | 12/24/2012 10:55:00 AM |
| Vegasjim | $12.06 | 12/24/2012 11:41:12 AM |
| ErsatzMike | $25.00 | 12/24/2012 10:32:04 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:13:47 AM |
| aasx1108 | $25.00 | 12/24/2012 11:15:58 AM |
| haplender | $50.00 | 12/24/2012 11:19:47 AM |
| vigorous-payment6 | $25.00 | 12/24/2012 11:23:37 AM |
| commerce-viking1 | $50.00 | 12/24/2012 11:25:22 AM |
| first-riveting-dollar | $25.00 | 12/24/2012 11:39:14 AM |
| 196 Investments
|
Borrower Payment Dependent Notes Series
684630
This series of Notes was issued and sold upon the funding of the borrower loan #79763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $222.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 27y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $34,147 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worldly-auction0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
High Income and no missed payments during past 8 years
Monthly net income: $ 13,306
Monthly expenses: $ 5393
Housing: $ 1704
Insurance: $ 160
Car expenses: $ 430
Utilities: $ 250
Phone, cable, internet: $ 230
Food, entertainment: $ 670
Clothing, household expenses: $ 120
Credit cards and other loans: $ 1589
Other expenses: $ 910
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gain-equator | $25.00 | 12/10/2012 9:07:16 AM |
| dannycarter10 | $25.00 | 12/10/2012 9:30:26 AM |
| open-minded-p2p1 | $25.00 | 12/10/2012 9:36:56 AM |
| Wrats6 | $25.00 | 12/10/2012 9:01:49 AM |
| octoberfresh | $25.00 | 12/10/2012 9:07:52 AM |
| Gregger | $25.00 | 12/10/2012 10:34:42 AM |
| commerce-venture1 | $25.00 | 12/10/2012 5:14:54 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:21 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:29 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:13 PM |
| return-point2 | $100.00 | 12/13/2012 5:54:28 PM |
| LuvToLend | $25.00 | 12/13/2012 6:30:18 PM |
| belief-integrity | $250.00 | 12/13/2012 7:25:44 PM |
| power-spartan5 | $25.00 | 12/14/2012 9:03:16 AM |
| Kaj | $25.00 | 12/14/2012 10:08:37 AM |
| ucantbeetit | $25.00 | 12/14/2012 5:25:05 PM |
| justreturns | $25.00 | 12/15/2012 12:09:39 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:50 AM |
| berniemadeoff | $75.00 | 12/16/2012 7:38:00 AM |
| Chasing_the_dime | $25.00 | 12/17/2012 9:08:32 AM |
| dukeiyer | $25.00 | 12/17/2012 11:21:02 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:59 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:31:38 PM |
| Tscheddar | $25.00 | 12/18/2012 5:34:25 AM |
| diversification-collider5 | $25.00 | 12/17/2012 5:34:21 PM |
| squadron820 | $85.00 | 12/18/2012 9:30:35 AM |
| mindful-deal289 | $25.00 | 12/18/2012 6:13:41 AM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:00:36 PM |
| ideal-peace5 | $100.00 | 12/18/2012 5:11:43 PM |
| 907 | $25.00 | 12/18/2012 7:49:31 PM |
| glimmering-funds2 | $25.00 | 12/18/2012 3:11:46 PM |
| CoyoteJack | $25.00 | 12/19/2012 4:47:57 AM |
| eljobe | $50.00 | 12/19/2012 7:27:31 AM |
| debtfreenow-82 | $25.00 | 12/19/2012 9:19:29 AM |
| restless-value862 | $150.00 | 12/19/2012 9:24:04 AM |
| Leshan | $50.00 | 12/19/2012 7:44:48 AM |
| bancoroyal | $47.85 | 12/19/2012 5:14:24 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:33 AM |
| Quiza12 | $100.00 | 12/19/2012 11:24:26 AM |
| helping-out | $25.00 | 12/19/2012 7:32:09 PM |
| branaa99 | $25.00 | 12/20/2012 6:11:28 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:48 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:31:29 PM |
| kulender | $50.00 | 12/20/2012 5:11:28 PM |
| shawnw2 | $35.00 | 12/20/2012 9:28:51 AM |
| Goat-herder | $25.00 | 12/20/2012 5:09:30 PM |
| ethical-truth211 | $40.00 | 12/21/2012 2:13:57 AM |
| thelovebug | $100.00 | 12/21/2012 9:06:20 AM |
| thoughtful-payment587 | $50.00 | 12/20/2012 7:03:02 PM |
| authoritative-platinum7 | $50.00 | 12/21/2012 5:04:34 PM |
| elegant-hope578 | $27.00 | 12/21/2012 5:06:20 PM |
| MasterTech33 | $27.00 | 12/21/2012 3:34:53 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:41 PM |
| dough-bear | $25.00 | 12/21/2012 5:07:16 PM |
| Cookstersalibi | $25.00 | 12/21/2012 11:02:23 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:17 AM |
| nonattender | $26.26 | 12/10/2012 9:10:03 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:47 AM |
| vutah | $35.00 | 12/10/2012 11:18:57 AM |
| skillful-asset5 | $30.00 | 12/10/2012 6:17:16 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:43 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:21 PM |
| Investor_DP | $100.00 | 12/13/2012 5:22:47 PM |
| asset-professor | $25.00 | 12/13/2012 5:43:20 PM |
| kenji4861 | $25.00 | 12/13/2012 6:05:08 PM |
| aggresive-compassion612 | $25.00 | 12/13/2012 5:57:35 PM |
| 312-Lender | $152.40 | 12/13/2012 7:18:31 PM |
| Endeavour | $150.00 | 12/14/2012 9:14:37 AM |
| zorg77 | $50.00 | 12/14/2012 4:03:53 PM |
| truth-companion | $25.00 | 12/15/2012 10:56:44 AM |
| bazaar-tulip | $66.00 | 12/14/2012 6:51:44 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:46 AM |
| Whipster | $60.00 | 12/15/2012 1:47:24 PM |
| HeroSupport | $60.00 | 12/15/2012 1:51:14 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:02 PM |
| Star_Witness | $25.00 | 12/15/2012 3:40:03 PM |
| green-truth-mountain | $100.00 | 12/16/2012 9:33:37 AM |
| top-benefit-sequoia | $25.00 | 12/17/2012 8:38:06 AM |
| pennybypenny | $25.00 | 12/17/2012 9:31:37 AM |
| refined-return922 | $25.00 | 12/17/2012 7:55:06 AM |
| orange-dedication-maple | $25.00 | 12/16/2012 8:59:44 PM |
| Ballybay | $200.00 | 12/17/2012 9:25:36 AM |
| supersarah61 | $25.00 | 12/17/2012 4:51:30 PM |
| silver-metronome2 | $25.00 | 12/18/2012 10:00:30 AM |
| roux | $25.00 | 12/18/2012 10:30:27 AM |
| contract-amigo7 | $25.00 | 12/18/2012 7:13:56 AM |
| listing-enlightenment1 | $100.00 | 12/18/2012 7:49:33 AM |
| djh47a | $25.00 | 12/17/2012 8:49:45 PM |
| moola-monger9 | $75.00 | 12/18/2012 12:25:35 PM |
| Ocean713 | $75.00 | 12/18/2012 3:51:53 PM |
| first-integrity-gravity | $50.00 | 12/18/2012 5:54:47 PM |
| HereToHelp305 | $50.00 | 12/18/2012 8:08:32 PM |
| agalt | $40.00 | 12/18/2012 10:39:43 PM |
| worlds-best-worth2 | $25.00 | 12/18/2012 7:06:59 PM |
| felicity-broadcaster6 | $80.00 | 12/19/2012 8:25:53 AM |
| JRS | $25.00 | 12/19/2012 3:19:29 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:35 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:22 PM |
| revolutionary769 | $100.00 | 12/21/2012 5:31:29 AM |
| ethical-truth211 | $260.00 | 12/21/2012 4:24:17 PM |
| cwjpott | $25.00 | 12/21/2012 9:07:37 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:06 PM |
| kegs | $150.00 | 12/21/2012 2:48:57 PM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
684654
This series of Notes was issued and sold upon the funding of the borrower loan #79802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,255 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intelligent-bill559 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be solely used to pay off my American express CHARGE card (****21003). In short, at the time of application for my AMEX card, I requested a CREDIT CARD. I was given a CHARGE CARD (difference in monthly payments; credit card: $100/mo., charge card: $3,350) Unaware I was given a charge card and expected to make full balance payments, i accrued much needed expenses and am not able to pay the asking payment amount ($3,350.00). This is hurting my once great credit and ability to apply for a bigger loan amount with my personal bank. Once my personal bank loan is accepted (AMEX is my only tripping stone), I will be using the bigger loan amount to pay off my balance with you (Prosper). Please inform me if there is, for any reason, any additional fees that would be implemented should I choose to pay off the balance in full.
My financial situation:
Prior to my American Express account, I had rather great credit (please refer to credit report for further details). I am attempting to apply for a loan at my personal bank for moving expenses. My AMEX account and its "monthly payment" is the only thing preventing the banks from accepting my application. (As a charge card, on my Credit Report, my bank sees AMEX monthly payments as $3,350, which is my outstanding balance. A credit card with the same outstanding balance would show on my credit report as high as $100.00/month.) As you can see, this American Express situation is a real set back when applying for a much needed loan.
Monthly net income: $1200.00
Monthly expenses:
Housing: $385.00
Insurance: $NA
Car expenses: $50.00
Utilities: $40.00
Phone, cable, internet: Utilities inclusive
Food, entertainment: 150.00
Clothing, household expenses: $20.00 max
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 12/10/2012 9:16:56 AM |
| appetizing-loyalty354 | $25.00 | 12/10/2012 9:04:40 AM |
| slowgains | $25.00 | 12/10/2012 9:11:16 AM |
| octoberfresh | $25.00 | 12/10/2012 9:07:53 AM |
| asset-professor | $25.00 | 12/10/2012 9:52:07 AM |
| Risk4Reward | $25.00 | 12/10/2012 11:05:49 AM |
| CreditBuilder2 | $25.03 | 12/10/2012 10:43:47 AM |
| let_me_retire | $25.00 | 12/10/2012 12:37:31 PM |
| skillful-asset5 | $25.00 | 12/10/2012 6:15:58 PM |
| boogienation | $25.00 | 12/10/2012 7:38:07 PM |
| bob450-roth | $25.00 | 12/10/2012 8:55:33 PM |
| payment-halo | $25.00 | 12/10/2012 6:54:07 PM |
| julijask | $25.00 | 12/11/2012 11:08:43 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:43 AM |
| Edakers | $25.00 | 12/11/2012 1:50:16 PM |
| greencat | $50.00 | 12/11/2012 12:41:17 PM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:19 AM |
| brilliant-balance | $25.00 | 12/11/2012 7:19:38 PM |
| Relo-Queen | $182.71 | 12/11/2012 8:10:12 PM |
| -PokerNut | $83.23 | 12/11/2012 8:54:04 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:32 PM |
| Investor_DP | $100.00 | 12/12/2012 9:39:19 AM |
| djh47a | $50.00 | 12/12/2012 12:59:18 PM |
| jtwildcat713 | $25.00 | 12/12/2012 1:41:23 PM |
| little_lender1 | $100.00 | 12/12/2012 10:09:09 AM |
| balance-force | $28.00 | 12/12/2012 1:52:59 PM |
| tommymtg7 | $25.00 | 12/12/2012 7:03:03 PM |
| CA-Lender | $25.00 | 12/12/2012 10:09:51 PM |
| big-mac-50 | $400.00 | 12/13/2012 7:17:10 AM |
| CO_Engineer | $75.00 | 12/13/2012 9:49:36 AM |
| mykkai | $25.00 | 12/13/2012 6:32:12 PM |
| attractive-fund | $50.00 | 12/14/2012 6:32:10 AM |
| digitaldan | $40.00 | 12/15/2012 9:35:00 AM |
| big-mac-50 | $365.87 | 12/15/2012 7:28:13 AM |
| ThePretender09 | $100.00 | 12/15/2012 8:37:06 AM |
| zorg77 | $100.00 | 12/15/2012 9:23:08 AM |
| SerZav | $50.00 | 12/15/2012 10:20:01 AM |
| gain-chosen-one081 | $25.00 | 12/15/2012 1:17:53 PM |
| Astyanax | $30.00 | 12/15/2012 12:57:57 PM |
| penny-socrates5 | $100.00 | 12/15/2012 1:23:45 PM |
| forthright-trade | $40.00 | 12/15/2012 2:04:38 PM |
| riveting-credit5 | $25.00 | 12/10/2012 9:17:31 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:40 AM |
| obduro_1 | $25.00 | 12/10/2012 10:12:18 AM |
| loan-fate | $50.00 | 12/10/2012 9:53:56 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:18 AM |
| money-fort | $30.00 | 12/10/2012 12:02:48 PM |
| rate-advocator7 | $250.00 | 12/10/2012 10:08:20 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:48 AM |
| restless-dime | $100.00 | 12/10/2012 12:13:54 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:52 PM |
| finder61 | $25.00 | 12/11/2012 11:14:19 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:35:43 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:46 PM |
| laomedon | $71.67 | 12/12/2012 12:40:14 AM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:32 PM |
| Bob450 | $25.00 | 12/13/2012 9:53:22 AM |
| heerzaquestion | $25.00 | 12/13/2012 5:28:05 AM |
| 6515Wheat | $25.00 | 12/13/2012 5:53:52 PM |
| sincere-agreement9 | $25.00 | 12/13/2012 6:20:01 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:53 PM |
| appcoder | $25.00 | 12/14/2012 11:15:02 AM |
| blue-order-comet | $25.00 | 12/14/2012 10:48:55 AM |
| kind-durability-battalion | $75.00 | 12/15/2012 10:19:33 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:37:57 AM |
| eboomer2611 | $25.00 | 12/15/2012 1:04:04 PM |
| Roundhouse | $125.00 | 12/15/2012 4:35:46 PM |
| cajunguy | $18.49 | 12/15/2012 4:53:12 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
684670
This series of Notes was issued and sold upon the funding of the borrower loan #79386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,878.40 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $670.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,207 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worthy-silver774 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to pay Custom fees for a package
My financial situation:
I am a good candidate for this loan because i will be able to pay this off soon.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 12/9/2012 1:44:42 PM |
| CreditBuilder2 | $25.01 | 12/9/2012 2:11:30 PM |
| natural-worth9 | $100.00 | 12/9/2012 12:28:12 PM |
| toblerone | $25.00 | 12/9/2012 1:41:11 PM |
| leodaguy | $100.00 | 12/9/2012 1:13:46 PM |
| magnetic-duty4 | $25.00 | 12/9/2012 8:36:55 PM |
| corndog4000 | $30.00 | 12/9/2012 2:11:46 PM |
| five-star-note | $25.00 | 12/9/2012 2:21:53 PM |
| Bank_Of_XL | $30.00 | 12/9/2012 5:13:39 PM |
| WhiteInvestor | $27.00 | 12/10/2012 3:27:38 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:41 PM |
| supersam | $50.00 | 12/13/2012 9:32:25 AM |
| loot-prescription3 | $25.00 | 12/13/2012 5:18:56 PM |
| justreturns | $25.00 | 12/13/2012 5:19:07 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:51 PM |
| Avicell | $25.00 | 12/13/2012 6:21:46 PM |
| elasermd | $100.00 | 12/13/2012 6:27:57 PM |
| Harry | $75.00 | 12/13/2012 6:06:51 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:10 PM |
| supersarah61 | $25.00 | 12/14/2012 4:55:45 PM |
| dunkard13 | $100.00 | 12/14/2012 5:20:41 PM |
| kind-euro-mirth | $41.00 | 12/15/2012 10:50:43 AM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:47:42 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:33 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:36 AM |
| commerce-artisan8 | $50.00 | 12/15/2012 11:08:58 AM |
| fortytwo | $100.00 | 12/15/2012 1:43:43 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:51 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:48 PM |
| Roundhouse | $50.00 | 12/15/2012 4:54:45 PM |
| blue-bazaar-implementer | $50.00 | 12/16/2012 8:55:27 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:13 PM |
| amicablenemesis | $50.00 | 12/17/2012 9:17:12 AM |
| Syzygy | $25.00 | 12/17/2012 5:59:19 PM |
| logical-peso2 | $25.00 | 12/18/2012 5:22:48 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:25 PM |
| commanding-bid973 | $100.00 | 12/19/2012 10:38:46 AM |
| Arvicco | $400.00 | 12/19/2012 9:57:22 AM |
| euro-grove4 | $25.00 | 12/19/2012 5:18:27 PM |
| alpha-lending | $25.00 | 12/19/2012 9:35:32 AM |
| HoosierDaddie | $50.00 | 12/19/2012 9:42:12 AM |
| Quiza12 | $100.00 | 12/19/2012 11:14:18 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:36:41 PM |
| djs81 | $75.00 | 12/19/2012 10:14:50 AM |
| daisuke | $25.00 | 12/19/2012 10:41:02 AM |
| adaptable-benefit6 | $25.00 | 12/19/2012 6:01:23 PM |
| DDPrime | $35.00 | 12/19/2012 5:25:45 PM |
| first-credit-meridian | $25.00 | 12/19/2012 5:32:20 PM |
| hitsman | $50.00 | 12/20/2012 10:12:26 AM |
| the-debt-mate | $25.00 | 12/20/2012 1:41:25 PM |
| inventive-dollar498 | $25.00 | 12/19/2012 6:29:16 PM |
| revolutionary769 | $1,000.00 | 12/20/2012 5:25:47 PM |
| funds-pie8 | $50.00 | 12/20/2012 6:00:34 PM |
| misit | $25.00 | 12/20/2012 9:54:05 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:31 PM |
| Munnie | $25.00 | 12/21/2012 6:12:52 AM |
| loyalty-meadow | $25.00 | 12/21/2012 8:34:29 AM |
| ItsJustMe79 | $25.00 | 12/20/2012 5:58:39 PM |
| reaction5 | $25.00 | 12/20/2012 5:27:14 PM |
| Willylump | $25.00 | 12/21/2012 9:13:30 AM |
| worth21 | $25.00 | 12/21/2012 2:18:59 PM |
| worlds-best-auction | $50.00 | 12/20/2012 11:16:50 PM |
| redmumba | $50.00 | 12/21/2012 2:38:25 PM |
| crown-year | $2,000.00 | 12/21/2012 6:17:13 AM |
| mrsasman | $25.00 | 12/21/2012 9:47:54 AM |
| natural-worth9 | $275.00 | 12/21/2012 9:54:01 AM |
| Superjeep73 | $25.00 | 12/21/2012 10:59:03 AM |
| orange-dynamic-euro | $27.35 | 12/21/2012 9:45:48 AM |
| CarnageAsada | $50.00 | 12/21/2012 10:05:43 AM |
| GBLENDER | $25.00 | 12/21/2012 5:54:57 PM |
| improvman | $100.00 | 12/21/2012 3:20:08 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:23 PM |
| tom203 | $25.00 | 12/21/2012 11:25:36 AM |
| P2P4me | $400.00 | 12/21/2012 11:59:24 AM |
| stable-durability122 | $25.00 | 12/21/2012 8:22:32 PM |
| PPLIN810 | $25.00 | 12/21/2012 9:32:12 PM |
| 29Palms | $75.00 | 12/22/2012 11:03:45 AM |
| brilliance258 | $25.00 | 12/21/2012 5:29:17 PM |
| best-bonafide-p2p | $50.00 | 12/21/2012 5:37:57 PM |
| mathaiusa | $25.00 | 12/22/2012 1:06:34 PM |
| silver-breeze3 | $25.00 | 12/21/2012 7:19:15 PM |
| N0Bama | $25.00 | 12/22/2012 10:19:04 AM |
| trumpeter391 | $25.00 | 12/22/2012 10:59:45 AM |
| market-assembler | $50.00 | 12/22/2012 12:25:16 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:15 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:00 AM |
| aslidsiksoraksi | $25.00 | 12/22/2012 12:53:19 PM |
| impressive-yield3 | $25.00 | 12/22/2012 1:03:01 PM |
| bajaruss | $25.00 | 12/22/2012 12:08:19 PM |
| sadls | $25.00 | 12/22/2012 12:31:01 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:25 PM |
| mr_boardwalk | $111.80 | 12/23/2012 5:06:03 AM |
| OTM84 | $150.00 | 12/23/2012 6:21:32 AM |
| bowdish1 | $75.00 | 12/22/2012 1:26:23 PM |
| Errylend | $25.00 | 12/23/2012 6:38:56 AM |
| SkipMcGrath | $50.00 | 12/22/2012 1:43:27 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:22 PM |
| integrity-spinner | $75.00 | 12/22/2012 1:43:02 PM |
| spoolin18t | $50.00 | 12/23/2012 6:37:07 AM |
| fantastic-openness | $50.00 | 12/23/2012 9:57:58 AM |
| Brianformisano | $25.00 | 12/23/2012 8:11:25 AM |
| ericd523 | $25.00 | 12/23/2012 11:47:08 AM |
| decisive-income7 | $4,000.00 | 12/10/2012 7:38:27 AM |
| simplelender80 | $75.00 | 12/9/2012 2:03:14 PM |
| Sagamore | $250.00 | 12/9/2012 1:23:20 PM |
| Zolton | $300.00 | 12/9/2012 12:27:34 PM |
| ready-interest9 | $25.00 | 12/9/2012 1:57:37 PM |
| bazaar-tulip | $25.00 | 12/10/2012 10:25:26 AM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:17:46 PM |
| Plutis | $25.00 | 12/11/2012 6:11:25 PM |
| qsolo | $25.00 | 12/13/2012 5:05:11 PM |
| franzzua | $25.00 | 12/13/2012 5:15:31 PM |
| top-courteous-peso | $75.00 | 12/13/2012 6:11:39 PM |
| deal-vibrato | $25.00 | 12/13/2012 5:30:00 PM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:17 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:55:55 PM |
| kalamari | $30.00 | 12/13/2012 5:37:46 PM |
| sprinter | $50.00 | 12/14/2012 10:07:46 AM |
| octoberfresh | $25.00 | 12/14/2012 10:38:03 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:10 AM |
| joe_matadatz | $25.00 | 12/14/2012 2:25:33 PM |
| wise-honorable-rate | $25.00 | 12/14/2012 6:04:10 PM |
| hero007 | $50.00 | 12/14/2012 6:15:14 PM |
| radforj22 | $25.00 | 12/15/2012 10:13:40 AM |
| palu2619 | $25.00 | 12/15/2012 11:11:38 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:29 AM |
| wetlands | $200.00 | 12/15/2012 11:15:49 AM |
| radiant-dollar9 | $200.00 | 12/15/2012 11:18:01 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:34 AM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:00 PM |
| benjamins-wasp | $100.00 | 12/17/2012 12:14:57 PM |
| abundanceforever | $46.00 | 12/17/2012 5:18:19 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:18 PM |
| kingryan | $250.00 | 12/18/2012 5:35:29 PM |
| 907 | $25.00 | 12/18/2012 7:49:30 PM |
| johnayan | $25.00 | 12/19/2012 9:11:59 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:17 AM |
| pharmkid21 | $25.00 | 12/19/2012 5:29:08 PM |
| dedication-ecstasy5 | $25.00 | 12/19/2012 12:37:17 PM |
| wildguy | $100.00 | 12/19/2012 10:00:30 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:26 PM |
| bid-sushi9 | $25.00 | 12/20/2012 2:34:57 AM |
| community-seahorse0 | $25.00 | 12/19/2012 6:01:03 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:29 AM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:20 PM |
| Lender2895a | $100.00 | 12/20/2012 11:26:15 AM |
| IP | $25.00 | 12/19/2012 6:14:36 PM |
| thoughtful-payment587 | $50.00 | 12/20/2012 7:03:33 PM |
| kinetic-platinum1 | $50.00 | 12/21/2012 12:20:48 AM |
| natural-worth9 | $125.00 | 12/21/2012 8:44:03 AM |
| sympathetic-funds818 | $50.00 | 12/21/2012 9:26:11 AM |
| money-maker03 | $26.24 | 12/20/2012 7:00:11 PM |
| witty-hope4 | $50.00 | 12/20/2012 8:05:36 PM |
| SecondChanceLendingSERV | $25.00 | 12/21/2012 9:30:26 AM |
| repayment-pagoda8 | $89.00 | 12/21/2012 9:36:20 AM |
| wadeveloper | $25.00 | 12/21/2012 9:37:43 AM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:11 AM |
| Justbiz | $50.00 | 12/21/2012 5:14:21 PM |
| Maraxus | $25.00 | 12/21/2012 5:25:35 PM |
| compatible-power8 | $25.00 | 12/21/2012 9:45:20 AM |
| Goldberry | $25.00 | 12/21/2012 11:49:54 AM |
| MonkeyB | $25.00 | 12/21/2012 1:47:12 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:20 PM |
| kegs | $150.00 | 12/21/2012 2:48:56 PM |
| freedom-credit | $25.00 | 12/21/2012 2:49:29 PM |
| by32 | $25.00 | 12/21/2012 3:04:48 PM |
| John_Galt | $55.00 | 12/21/2012 3:51:10 PM |
| GrayStudio | $25.00 | 12/21/2012 11:54:48 AM |
| XenonX | $25.00 | 12/21/2012 3:14:54 PM |
| bold-important-dollar | $100.00 | 12/22/2012 5:42:06 AM |
| matt84003 | $25.00 | 12/22/2012 12:29:13 PM |
| california111 | $50.00 | 12/22/2012 10:21:31 AM |
| nodebtin3 | $100.00 | 12/22/2012 6:55:37 AM |
| asset-angel7 | $25.00 | 12/22/2012 4:32:28 PM |
| brilliant-penny9 | $25.00 | 12/22/2012 1:04:03 PM |
| afmentor | $100.00 | 12/22/2012 12:06:47 PM |
| Jalebi | $25.00 | 12/22/2012 12:07:31 PM |
| strawberry_fields | $30.00 | 12/22/2012 12:23:25 PM |
| philantist | $25.00 | 12/22/2012 10:15:03 PM |
| Jazzamaru | $125.00 | 12/22/2012 1:27:04 PM |
| oldrebel | $25.00 | 12/23/2012 9:44:50 AM |
| mad4wknds | $25.00 | 12/22/2012 1:06:52 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:37:58 AM |
| helping-out | $250.00 | 12/22/2012 2:43:55 PM |
| BaxterEvil | $25.00 | 12/22/2012 3:39:17 PM |
| market-maximizer472 | $25.00 | 12/23/2012 6:51:30 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:15:45 PM |
| abundant-peace196 | $25.00 | 12/22/2012 7:57:04 PM |
| p40thawk | $25.00 | 12/22/2012 8:53:23 PM |
| 189 Investments
|
Borrower Payment Dependent Notes Series
684686
This series of Notes was issued and sold upon the funding of the borrower loan #79230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $890.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.80% | | |
| |
Estimated return*:
| 5.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,407 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| comet910 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expense
Purpose of loan:
This loan will be used to pay moving expense.
My financial situation:
I am a good candidate for this loan because I have a good credit and income.
Monthly net income: $ 9,000
Monthly expenses: $ 100
Housing: $ 2,450
Insurance: $ 1,500
Car expenses: $ 900
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 1000
Clothing, household expenses: $ 100
Credit cards and other loans: $ 5,000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| influential-peso9 | $25.00 | 12/11/2012 9:10:16 AM |
| green28 | $75.00 | 12/11/2012 9:04:21 AM |
| weatherman89 | $30.00 | 12/11/2012 9:55:15 AM |
| platinum-scientist9 | $25.00 | 12/11/2012 9:27:08 AM |
| DevinHill | $25.00 | 12/11/2012 9:36:31 AM |
| note-willow8 | $25.00 | 12/11/2012 9:41:35 AM |
| healthy-peace427 | $100.00 | 12/11/2012 9:49:29 AM |
| valiant-return584 | $50.00 | 12/11/2012 9:56:27 AM |
| money-hercules4 | $100.00 | 12/11/2012 9:37:05 AM |
| toblerone | $25.00 | 12/11/2012 10:33:00 AM |
| ace230 | $25.00 | 12/11/2012 11:35:42 AM |
| the-sweet-penny2 | $25.00 | 12/11/2012 12:16:22 PM |
| natural-worth9 | $500.00 | 12/11/2012 11:47:48 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:11 PM |
| DevinHill_IRA | $25.00 | 12/11/2012 5:48:28 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:28 PM |
| Clovis_the-Benevolent | $50.00 | 12/11/2012 10:36:23 PM |
| elfincove | $50.00 | 12/12/2012 6:03:34 AM |
| perfume956 | $50.00 | 12/12/2012 6:15:42 PM |
| marketplace-singularity3 | $35.00 | 12/13/2012 11:54:13 AM |
| nevee | $25.00 | 12/13/2012 6:05:40 PM |
| HogLeg | $25.00 | 12/13/2012 6:02:28 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:00 PM |
| funds-gourd4 | $26.00 | 12/14/2012 1:07:30 PM |
| Bosibz | $50.00 | 12/15/2012 7:58:23 AM |
| velocity-motivator6 | $25.00 | 12/15/2012 11:18:55 AM |
| MicroLender357 | $25.00 | 12/15/2012 12:26:33 PM |
| Gold-bug | $50.00 | 12/15/2012 12:36:14 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:55 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:38 PM |
| asset-dominator5 | $34.00 | 12/16/2012 11:19:00 AM |
| Roundhouse | $100.00 | 12/15/2012 4:51:10 PM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:20:24 PM |
| loan-upholder4 | $25.00 | 12/17/2012 1:11:08 PM |
| AllanBK | $25.00 | 12/17/2012 6:24:44 AM |
| dynrep | $25.00 | 12/17/2012 5:19:15 PM |
| superb-truth061 | $48.71 | 12/17/2012 12:45:04 PM |
| MarkEH | $50.00 | 12/17/2012 1:25:29 PM |
| skillful-durability8 | $25.00 | 12/17/2012 5:24:25 PM |
| green-loyalty-cub | $49.00 | 12/17/2012 1:51:15 PM |
| admirable-economy3 | $25.00 | 12/17/2012 3:09:54 PM |
| VegasJay | $25.00 | 12/17/2012 3:32:36 PM |
| thegreatstrafe | $25.00 | 12/17/2012 4:14:32 PM |
| enticing-affluence6 | $25.00 | 12/17/2012 4:51:01 PM |
| steady-silver6 | $42.88 | 12/17/2012 4:56:12 PM |
| deal-vibrato | $25.00 | 12/17/2012 5:12:00 PM |
| brilliant-leverage4 | $25.00 | 12/17/2012 5:13:46 PM |
| kegs | $200.00 | 12/17/2012 1:39:57 PM |
| wetlands | $200.00 | 12/17/2012 5:21:50 PM |
| ltschetter | $25.00 | 12/17/2012 2:25:15 PM |
| p2p-blossom938 | $43.00 | 12/17/2012 6:57:10 PM |
| jwsf1977 | $50.00 | 12/17/2012 9:02:13 PM |
| greenback-frog7 | $25.00 | 12/17/2012 11:01:31 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:36:09 PM |
| BostonCapital | $100.00 | 12/17/2012 6:08:55 PM |
| Money_Working | $35.00 | 12/18/2012 1:22:07 PM |
| cerebral-dollar773 | $25.00 | 12/17/2012 7:45:34 PM |
| TheBelt | $30.43 | 12/17/2012 8:18:22 PM |
| Mucman72 | $25.00 | 12/18/2012 4:24:14 PM |
| oxnard | $50.00 | 12/18/2012 5:05:10 PM |
| likeable-power | $100.00 | 12/18/2012 3:35:12 AM |
| sturdy-velocity6 | $46.80 | 12/18/2012 6:15:31 AM |
| new-dynamic-value | $25.00 | 12/18/2012 8:32:02 AM |
| hopeful-trade | $25.00 | 12/18/2012 9:48:27 AM |
| commerce-gargantuan2 | $25.00 | 12/18/2012 6:18:13 PM |
| sudeep104 | $25.00 | 12/18/2012 6:32:20 PM |
| promise2 | $35.91 | 12/18/2012 11:58:12 AM |
| compassion-twister2 | $25.00 | 12/18/2012 7:04:19 PM |
| LODenterprises | $25.00 | 12/18/2012 7:50:08 PM |
| ClearCut | $100.00 | 12/18/2012 10:11:46 PM |
| deal-selector5 | $25.00 | 12/18/2012 5:51:05 PM |
| compassionate-dime0 | $50.00 | 12/18/2012 5:23:46 PM |
| kingryan | $250.00 | 12/18/2012 5:35:52 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:37 PM |
| enchanted-responsibility762 | $25.00 | 12/18/2012 8:20:56 PM |
| IamLejo | $50.00 | 12/18/2012 8:26:15 PM |
| Pickmar | $25.00 | 12/19/2012 9:13:52 AM |
| The_Secret | $42.42 | 12/18/2012 10:36:18 PM |
| glclhej | $50.00 | 12/19/2012 5:30:19 AM |
| ucsd-triton | $25.00 | 12/19/2012 4:14:56 PM |
| Quiza12 | $100.00 | 12/19/2012 11:14:21 AM |
| compatible-deal9 | $25.00 | 12/19/2012 1:01:07 PM |
| Bank_of_E-Ville | $25.00 | 12/19/2012 1:02:45 PM |
| friedokra | $25.00 | 12/19/2012 10:03:13 AM |
| dogthecat | $35.00 | 12/19/2012 2:13:55 PM |
| sincere-funds470 | $39.99 | 12/19/2012 2:41:53 PM |
| bitterroot_mt | $25.00 | 12/19/2012 4:26:56 PM |
| wildanne | $50.00 | 12/11/2012 9:15:22 AM |
| tranquil-gain1 | $75.00 | 12/11/2012 9:23:20 AM |
| openness-antioxidant | $100.00 | 12/11/2012 9:36:00 AM |
| bowdish1 | $25.00 | 12/11/2012 9:50:08 AM |
| maniac3 | $1,022.00 | 12/11/2012 12:28:37 PM |
| dedicated-contract755 | $30.00 | 12/11/2012 10:50:18 AM |
| Relaxo | $250.00 | 12/11/2012 3:32:18 PM |
| entertaining-dollar298 | $25.00 | 12/11/2012 10:36:12 AM |
| imdave4me | $75.00 | 12/11/2012 3:23:15 PM |
| ghettodrvr | $25.00 | 12/11/2012 5:33:34 PM |
| ottog18 | $95.65 | 12/11/2012 2:09:40 PM |
| P2P4me | $400.00 | 12/12/2012 5:37:19 AM |
| marwadi-62 | $100.00 | 12/12/2012 1:45:47 PM |
| magnetic-duty4 | $25.00 | 12/12/2012 4:08:25 PM |
| unforgettable-return6 | $25.00 | 12/12/2012 4:27:05 PM |
| djh47a | $50.00 | 12/12/2012 1:08:26 PM |
| Shomee_dmoney | $25.00 | 12/12/2012 9:05:56 PM |
| orange-dedication-maple | $25.00 | 12/12/2012 7:31:52 PM |
| a-finance-nirvana | $25.00 | 12/13/2012 9:59:44 AM |
| fmanjoo | $25.00 | 12/13/2012 10:14:27 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:33 PM |
| Interloper | $25.00 | 12/13/2012 12:37:12 PM |
| radforj22 | $25.00 | 12/13/2012 1:29:15 PM |
| fund-human459 | $50.00 | 12/15/2012 7:01:46 AM |
| kind-durability-battalion | $125.00 | 12/15/2012 10:26:56 AM |
| bazaar-tiramisu4 | $25.00 | 12/15/2012 9:09:48 AM |
| availableloan | $25.00 | 12/15/2012 12:54:15 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:02 PM |
| assets_and_elbows | $125.00 | 12/15/2012 8:15:03 PM |
| historic-value2 | $25.00 | 12/16/2012 1:30:09 PM |
| eoppy | $25.00 | 12/15/2012 3:42:54 PM |
| riskreward | $250.00 | 12/17/2012 9:49:57 AM |
| exchange-colonel7 | $34.41 | 12/17/2012 11:50:36 AM |
| misit | $25.00 | 12/17/2012 1:16:54 PM |
| prudent-dough458 | $25.00 | 12/17/2012 10:03:20 AM |
| sophisticated-diversification5 | $50.00 | 12/17/2012 10:27:11 AM |
| everbel | $50.00 | 12/17/2012 10:45:55 AM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:30 PM |
| chac | $250.00 | 12/17/2012 12:49:25 PM |
| durability-mover5 | $50.00 | 12/17/2012 3:07:14 PM |
| consummate-liberty8 | $25.00 | 12/17/2012 5:40:09 PM |
| supersarah61 | $25.00 | 12/17/2012 4:48:53 PM |
| djalan | $25.00 | 12/17/2012 1:24:24 PM |
| payment-halo | $25.00 | 12/17/2012 5:18:57 PM |
| hitsman | $50.00 | 12/17/2012 5:19:44 PM |
| dlenz | $25.00 | 12/17/2012 2:18:59 PM |
| newest-peso-excellence | $200.00 | 12/17/2012 3:17:11 PM |
| qsolo | $25.00 | 12/17/2012 5:39:41 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:07:23 PM |
| octoberfresh | $25.00 | 12/18/2012 6:40:37 AM |
| prudent-deal662 | $25.00 | 12/18/2012 9:40:22 AM |
| Ripsaw4U | $50.00 | 12/17/2012 7:15:22 PM |
| funds-rascal | $200.00 | 12/17/2012 9:28:34 PM |
| Sniper312 | $25.00 | 12/18/2012 3:09:17 AM |
| wwwUniversal | $25.00 | 12/18/2012 10:20:47 AM |
| beer-gardener | $25.00 | 12/18/2012 11:08:05 AM |
| squadron820 | $25.00 | 12/18/2012 8:08:02 AM |
| direct-affluence8 | $50.00 | 12/18/2012 5:16:38 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:23 AM |
| transparency-sapling | $25.00 | 12/18/2012 9:10:53 AM |
| Dolfan13 | $100.88 | 12/18/2012 1:41:23 PM |
| ResQDoc | $25.00 | 12/19/2012 4:13:13 AM |
| tech310 | $50.00 | 12/18/2012 6:18:19 PM |
| benjamins-wasp | $50.00 | 12/18/2012 6:20:05 PM |
| Harry | $32.00 | 12/18/2012 6:22:05 PM |
| Crie | $50.00 | 12/19/2012 8:53:36 AM |
| abundant-power | $25.00 | 12/18/2012 6:02:59 PM |
| historic-reward468 | $100.00 | 12/18/2012 6:33:11 PM |
| 907 | $25.00 | 12/18/2012 7:49:41 PM |
| cordial-economy027 | $25.00 | 12/19/2012 9:10:44 AM |
| alpha-lending | $25.00 | 12/19/2012 9:35:47 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:30 AM |
| bruinfanatic | $55.17 | 12/19/2012 9:34:20 AM |
| magical-kindness888888 | $25.00 | 12/19/2012 11:47:03 AM |
| red-joyful-dinero | $100.00 | 12/19/2012 11:50:21 AM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:28:30 PM |
| silver-plato | $100.00 | 12/19/2012 10:50:59 AM |
| HereToHelp305 | $80.75 | 12/19/2012 4:40:05 PM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
684706
This series of Notes was issued and sold upon the funding of the borrower loan #79245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $471.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 32
/
27 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,335 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-metronome6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAY OFF 2ND MORTGAGE SETTLEMENT
Purpose of loan:
This loan will be used to...PAYOFF SETTLEMENT AGREEMENT WITH 2ND MORTGAGE LIEN HOLDER
My financial situation:
I am a good candidate for this loan because...ONCE I PAY OFF THE SETTLEMENT, IT WILL REDUCE MY MONTHLY BILLS BY $673. WHICH WILL ALLOW ME TO SELL MY HOUSE AND I WILL HAVE THE $673 EXTRA TO PAY-OFF THIS LOAN. I INTEND TO PAY OFF THIS LOAN FASTER THAN THE THREE YEARS AND I AM SOMEONE WHO PAYS HIS BILLS ON TIME AND DON'T MISS PAYMENTS. I HAVE BEEN GETTING A RAISE EVERY YEAR AND BONUSES THAT ARE NOT REFLECTED IN THE ANNUAL INCOME. I AM CURRENTLY IN THE POSITION FOR GETTING A PROMOTION WHICH WILL INCREASE MY PAY.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $27.05 | 12/9/2012 12:04:58 PM |
| natural-worth9 | $50.00 | 12/9/2012 12:22:15 PM |
| loan-mongoose1 | $25.00 | 12/9/2012 12:44:15 PM |
| ready-interest9 | $25.00 | 12/9/2012 1:57:39 PM |
| well-rounded-diversification | $25.00 | 12/11/2012 5:16:57 PM |
| logical-peso2 | $25.00 | 12/11/2012 5:26:04 PM |
| compoundinterest | $25.00 | 12/11/2012 5:26:23 PM |
| commerce-artisan8 | $50.00 | 12/11/2012 5:37:40 PM |
| Plutis | $25.00 | 12/11/2012 6:11:26 PM |
| inspiring-kindness062 | $25.00 | 12/12/2012 8:45:24 AM |
| logical-reward8 | $25.00 | 12/11/2012 6:17:59 PM |
| kalamari | $30.00 | 12/12/2012 9:48:13 AM |
| indomitable-coin | $25.00 | 12/12/2012 9:19:04 AM |
| adaboy65 | $100.00 | 12/12/2012 9:30:08 AM |
| market-maximizer472 | $25.00 | 12/12/2012 9:14:55 AM |
| djh47a | $25.00 | 12/12/2012 1:23:23 PM |
| wise-honorable-rate | $25.00 | 12/12/2012 5:33:57 PM |
| neighborly-hope6 | $100.00 | 12/12/2012 6:22:59 PM |
| octoberfresh | $25.00 | 12/12/2012 6:39:05 PM |
| cardminger | $25.00 | 12/12/2012 6:27:21 PM |
| hero007 | $50.00 | 12/13/2012 9:03:52 AM |
| Investoman | $25.00 | 12/13/2012 9:26:18 AM |
| Culebra1930 | $75.00 | 12/13/2012 5:49:16 PM |
| anacent | $25.00 | 12/13/2012 10:26:49 PM |
| elasermd | $100.00 | 12/13/2012 6:27:57 PM |
| WillyP345 | $50.00 | 12/13/2012 6:16:10 PM |
| georgethesir | $50.00 | 12/14/2012 4:54:49 AM |
| Eddy-2-Aces | $25.00 | 12/14/2012 9:10:07 AM |
| joe_matadatz | $25.00 | 12/14/2012 10:49:37 AM |
| abz | $50.00 | 12/14/2012 6:46:11 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:04 AM |
| kulender | $100.00 | 12/15/2012 9:24:32 AM |
| AFairDeal | $25.00 | 12/15/2012 12:42:58 PM |
| philantist | $25.00 | 12/15/2012 9:39:35 PM |
| topterp | $100.00 | 12/15/2012 4:29:57 PM |
| student17354 | $30.00 | 12/15/2012 5:20:52 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:03:52 PM |
| hitsman | $50.00 | 12/15/2012 2:09:10 PM |
| chato2345 | $25.00 | 12/16/2012 11:44:22 AM |
| courageous-felicity090 | $25.00 | 12/16/2012 1:56:11 PM |
| magical-credit523 | $25.00 | 12/16/2012 12:03:11 PM |
| Greycat | $25.00 | 12/16/2012 5:19:45 PM |
| kind-cash-porcelain | $50.00 | 12/16/2012 12:40:18 PM |
| mcs99 | $100.00 | 12/16/2012 8:39:06 PM |
| pennybypenny | $25.00 | 12/16/2012 9:23:26 PM |
| hfpinc | $40.00 | 12/16/2012 5:03:15 AM |
| awesome-generosity4 | $25.00 | 12/17/2012 5:37:47 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:20 AM |
| court329 | $25.00 | 12/17/2012 7:57:29 AM |
| commanding-treasure2 | $75.00 | 12/16/2012 12:04:18 PM |
| mighty-dedication223 | $25.00 | 12/16/2012 5:06:28 PM |
| y2kflh | $25.00 | 12/17/2012 9:57:36 AM |
| skorpious | $25.00 | 12/16/2012 2:41:01 PM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:26 AM |
| Senechal | $25.00 | 12/17/2012 4:30:03 AM |
| kegs | $200.00 | 12/17/2012 1:39:55 PM |
| AllanBK | $30.00 | 12/17/2012 6:21:26 AM |
| GenerousGentleMan | $25.00 | 12/17/2012 10:14:07 AM |
| serene_sale | $200.00 | 12/17/2012 9:16:33 AM |
| editengine | $25.00 | 12/17/2012 11:13:06 AM |
| murtaza | $250.00 | 12/17/2012 12:16:27 PM |
| revenue-serenity5 | $25.00 | 12/17/2012 10:07:09 AM |
| finance-lion8 | $25.00 | 12/17/2012 10:07:23 AM |
| organic-truth9 | $26.00 | 12/17/2012 11:52:16 AM |
| chac | $500.00 | 12/17/2012 12:35:45 PM |
| HessChris | $25.00 | 12/17/2012 6:57:02 PM |
| Dave0 | $25.00 | 12/17/2012 7:00:22 PM |
| kwan | $25.00 | 12/17/2012 5:11:50 PM |
| openness-enforcer76 | $25.00 | 12/17/2012 5:51:23 PM |
| pay_day | $50.00 | 12/17/2012 5:56:32 PM |
| coin-planet | $50.00 | 12/18/2012 6:57:40 AM |
| lostontheedge | $25.00 | 12/18/2012 9:24:15 AM |
| Brain_m | $25.00 | 12/18/2012 9:29:08 AM |
| YampaQuant | $25.00 | 12/18/2012 9:49:11 AM |
| natural-worth9 | $150.00 | 12/18/2012 9:56:28 AM |
| exact-greenback1 | $200.00 | 12/17/2012 6:03:54 PM |
| syounker | $25.00 | 12/17/2012 6:06:28 PM |
| trade-solo | $25.00 | 12/17/2012 6:14:07 PM |
| sprinkler5 | $25.00 | 12/18/2012 5:11:17 AM |
| bold-important-dollar | $25.00 | 12/18/2012 5:29:48 AM |
| jazz619 | $25.00 | 12/18/2012 10:54:16 AM |
| indianoven | $25.00 | 12/18/2012 8:53:46 AM |
| Trebuchez | $50.00 | 12/18/2012 4:39:50 AM |
| breathtaking-transparency9 | $32.00 | 12/18/2012 9:16:30 AM |
| msfitzge | $51.38 | 12/18/2012 5:48:28 PM |
| rootcanaler | $75.00 | 12/18/2012 3:29:31 PM |
| leverage-grove6 | $30.00 | 12/18/2012 6:21:41 PM |
| nickel-omatic8 | $25.00 | 12/18/2012 10:42:39 AM |
| Mommo | $50.00 | 12/18/2012 5:04:00 PM |
| RocketSurgeon | $25.00 | 12/18/2012 6:17:05 PM |
| adaptable-benefit6 | $25.00 | 12/18/2012 5:25:11 PM |
| johnayan | $25.00 | 12/19/2012 9:11:59 AM |
| rs999 | $25.00 | 12/18/2012 5:48:42 PM |
| bitterroot_mt | $25.00 | 12/18/2012 6:47:41 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:25 PM |
| kind-soulful-worth1 | $25.00 | 12/19/2012 8:18:25 AM |
| dedication-ecstasy5 | $25.00 | 12/19/2012 12:37:17 PM |
| lundyloan | $157.47 | 12/19/2012 1:22:35 PM |
| Tradesmanlender | $25.00 | 12/19/2012 5:05:19 PM |
| vigorous-payment6 | $25.00 | 12/19/2012 5:20:06 PM |
| silver-plato | $100.00 | 12/19/2012 10:50:59 AM |
| chemistry220 | $25.00 | 12/19/2012 10:15:13 AM |
| BenR | $100.00 | 12/19/2012 5:11:34 PM |
| bradfid | $25.00 | 12/19/2012 5:16:32 PM |
| transparency-sequoia6 | $100.00 | 12/19/2012 5:28:22 PM |
| decisive-income7 | $2,500.00 | 12/10/2012 7:39:06 AM |
| blot44 | $25.00 | 12/9/2012 12:41:39 PM |
| CreditBuilder2 | $25.01 | 12/9/2012 2:30:32 PM |
| Zolton | $300.00 | 12/9/2012 12:27:35 PM |
| bazaar-tulip | $25.00 | 12/9/2012 1:46:02 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:14 PM |
| loot-prescription3 | $25.00 | 12/10/2012 9:14:37 AM |
| radforj22 | $25.00 | 12/10/2012 10:07:00 PM |
| priceless-money6 | $228.00 | 12/10/2012 11:24:03 PM |
| DonaldColorado | $50.00 | 12/11/2012 10:03:52 AM |
| dharma1 | $25.00 | 12/11/2012 5:18:08 PM |
| prudent-dough458 | $25.00 | 12/11/2012 5:22:44 PM |
| riskreward | $250.00 | 12/11/2012 5:54:12 PM |
| Arvicco | $400.00 | 12/11/2012 5:56:51 PM |
| Castellan | $50.00 | 12/11/2012 5:48:57 PM |
| power-amusement | $25.00 | 12/11/2012 5:59:50 PM |
| supersarah61 | $25.00 | 12/11/2012 5:50:10 PM |
| uncl-sammy | $25.00 | 12/11/2012 6:24:07 PM |
| Desa_Miwu | $25.00 | 12/12/2012 6:51:05 AM |
| amicablenemesis | $50.00 | 12/12/2012 9:42:41 AM |
| fortytwo | $100.00 | 12/12/2012 5:57:55 PM |
| gold-hero4 | $50.00 | 12/12/2012 5:30:45 PM |
| american6 | $50.00 | 12/13/2012 10:14:55 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:39 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:25 PM |
| first-sharp-payout5 | $100.00 | 12/13/2012 3:56:07 PM |
| cerebral-dollar773 | $25.00 | 12/14/2012 4:27:53 AM |
| fairness-musician3 | $25.00 | 12/14/2012 7:51:46 AM |
| asset-reaction | $50.00 | 12/14/2012 2:44:49 PM |
| Hy-FineAnts-33 | $50.00 | 12/14/2012 5:01:23 PM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:27 AM |
| leverage-empire1 | $100.00 | 12/15/2012 1:17:03 PM |
| Money_Working | $25.00 | 12/15/2012 5:07:09 PM |
| velocity-knickers | $150.00 | 12/15/2012 10:50:51 PM |
| prudent-payment316 | $25.00 | 12/16/2012 12:25:05 AM |
| bountiful-bid6 | $250.00 | 12/16/2012 9:09:46 AM |
| orange-dedication-maple | $25.00 | 12/16/2012 8:54:55 PM |
| mighty-return326 | $75.00 | 12/17/2012 5:38:46 AM |
| RiderIRA | $215.00 | 12/16/2012 8:37:00 AM |
| radiant-wealth0 | $50.00 | 12/17/2012 7:51:44 AM |
| jlgreen | $25.00 | 12/16/2012 12:03:36 PM |
| thorough-marketplace441 | $75.00 | 12/16/2012 3:37:28 PM |
| roadredwood | $35.50 | 12/16/2012 8:42:21 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:34 AM |
| one2save | $25.00 | 12/16/2012 6:11:27 PM |
| Octavian315 | $33.00 | 12/17/2012 10:52:22 AM |
| MrBadExample | $374.00 | 12/16/2012 8:46:24 PM |
| JMJIluss | $25.00 | 12/16/2012 10:07:24 PM |
| crown-year | $1,000.00 | 12/17/2012 6:00:41 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:35 PM |
| note-aspen6 | $25.00 | 12/17/2012 7:48:52 AM |
| knowledgeable-silver6 | $25.00 | 12/17/2012 9:58:43 AM |
| benevolent-benefit7 | $150.00 | 12/17/2012 10:59:52 AM |
| Nickle-Back | $30.00 | 12/17/2012 9:21:20 AM |
| ralph44 | $29.61 | 12/17/2012 9:42:08 AM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:25 PM |
| transparent-loan5 | $100.00 | 12/17/2012 10:33:50 AM |
| LimaGuy | $25.00 | 12/17/2012 11:44:01 AM |
| jonandmeg21 | $25.00 | 12/17/2012 6:14:11 PM |
| compatible-deal9 | $25.00 | 12/17/2012 12:42:35 PM |
| extraordinary-platinum727 | $25.00 | 12/17/2012 6:27:43 PM |
| tender-integrity3 | $100.00 | 12/17/2012 5:39:48 PM |
| Spkthewrd3 | $25.00 | 12/18/2012 7:41:51 AM |
| djs81 | $75.00 | 12/17/2012 6:23:19 PM |
| dud | $27.00 | 12/17/2012 5:47:19 PM |
| reward-galaxy | $25.00 | 12/17/2012 6:17:57 PM |
| best-camaraderi-sniffer | $50.00 | 12/18/2012 3:19:30 AM |
| Boxhead | $25.00 | 12/17/2012 6:49:00 PM |
| fireboss | $25.00 | 12/18/2012 9:00:23 AM |
| UBOtto186 | $50.00 | 12/18/2012 9:14:55 AM |
| creativename | $25.00 | 12/17/2012 10:59:31 PM |
| euro-grove4 | $100.00 | 12/18/2012 9:34:21 AM |
| acrobat1 | $75.00 | 12/18/2012 6:08:15 AM |
| stable-penny27 | $25.00 | 12/18/2012 9:13:43 AM |
| newest-bountiful-basis | $25.00 | 12/18/2012 9:57:36 AM |
| funds-pie8 | $50.00 | 12/18/2012 10:07:20 AM |
| important-diversification620 | $25.00 | 12/18/2012 5:13:02 PM |
| circuitfive | $25.00 | 12/18/2012 5:13:38 PM |
| cocorico12 | $50.00 | 12/18/2012 9:49:48 PM |
| Future-Await21 | $25.00 | 12/19/2012 12:38:27 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:17 AM |
| dhkny5 | $100.00 | 12/19/2012 8:39:35 AM |
| silver4711 | $200.00 | 12/19/2012 9:44:55 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:03 PM |
| nuclearmoose | $50.00 | 12/19/2012 5:25:23 PM |
| natural-liberty4 | $37.98 | 12/19/2012 5:36:53 PM |
| 191 Investments
|
Borrower Payment Dependent Notes Series
684754
This series of Notes was issued and sold upon the funding of the borrower loan #79062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $10,134 |
Total credit lines:
| 29 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,918 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-heartpounding-euro |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $3850
Housing: $700
Insurance: $100
Car expenses: $300
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $1200
Clothing, household expenses: $300
Credit cards and other loans: $600
Other 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/9/2012 12:25:54 PM |
| Vegasjim | $25.00 | 12/10/2012 5:43:51 PM |
| LuvToLend | $25.00 | 12/11/2012 10:27:12 AM |
| a-finance-nirvana | $25.00 | 12/11/2012 10:35:43 AM |
| Edakers | $25.00 | 12/11/2012 1:50:13 PM |
| return-point2 | $100.00 | 12/11/2012 5:04:08 PM |
| WalnutCreekguy | $50.00 | 12/11/2012 6:21:51 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:52:50 PM |
| riskreward | $250.00 | 12/11/2012 5:54:49 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:27 PM |
| indomitable-camaraderi3 | $50.00 | 12/13/2012 9:13:03 AM |
| Kaj | $25.00 | 12/13/2012 9:28:58 AM |
| hitsman | $50.00 | 12/13/2012 10:04:11 AM |
| mindful-exchange2 | $25.00 | 12/13/2012 7:02:55 AM |
| wealth-multiplier | $25.00 | 12/13/2012 6:39:22 PM |
| gain-expert | $33.00 | 12/13/2012 4:10:54 PM |
| jybank | $50.00 | 12/14/2012 12:19:03 AM |
| ethical-truth211 | $25.00 | 12/13/2012 5:39:19 PM |
| palpbert | $25.00 | 12/14/2012 9:24:51 AM |
| kenang1 | $25.62 | 12/14/2012 2:45:20 PM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:26 PM |
| LD4LIFE | $25.87 | 12/15/2012 10:49:39 AM |
| helping-out | $25.00 | 12/15/2012 5:27:32 AM |
| ns2397 | $50.00 | 12/15/2012 8:24:24 AM |
| octoberfresh | $25.00 | 12/15/2012 6:38:23 AM |
| loyalty-meadow | $25.00 | 12/15/2012 7:12:03 AM |
| safe-bill7 | $58.45 | 12/15/2012 9:23:48 AM |
| Nco | $100.00 | 12/9/2012 12:28:40 PM |
| valiant-return584 | $50.00 | 12/9/2012 12:22:54 PM |
| toblerone | $25.00 | 12/9/2012 12:38:27 PM |
| simplelender80 | $75.00 | 12/9/2012 2:03:15 PM |
| well-rounded-payout0 | $50.00 | 12/10/2012 5:30:30 PM |
| immaculate-return25 | $25.00 | 12/10/2012 7:36:01 PM |
| aggresive-compassion612 | $25.00 | 12/11/2012 10:24:49 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:38 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:45 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:22 PM |
| IPG1 | $25.00 | 12/11/2012 6:21:37 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:19 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:31 PM |
| Odyssey77 | $25.00 | 12/12/2012 9:38:38 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:16:55 AM |
| shoupster | $25.00 | 12/13/2012 8:06:29 AM |
| power-spartan5 | $25.00 | 12/13/2012 9:49:02 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:40 PM |
| djh47a | $25.00 | 12/13/2012 9:24:03 PM |
| msw_engr | $50.00 | 12/14/2012 8:26:06 AM |
| diversification-collider5 | $25.00 | 12/14/2012 9:42:19 AM |
| rzlender | $25.00 | 12/14/2012 10:08:54 AM |
| 1SteelerFan | $30.00 | 12/14/2012 2:35:51 PM |
| relentless-gain3 | $25.00 | 12/14/2012 7:43:25 PM |
| market-maximizer472 | $25.00 | 12/15/2012 8:03:00 AM |
| lagnisiruk | $25.00 | 12/14/2012 5:36:40 PM |
| snoop4jc | $25.00 | 12/15/2012 7:11:40 AM |
| epic-transaction | $27.06 | 12/15/2012 10:29:19 AM |
| daano15 | $25.00 | 12/15/2012 7:32:31 AM |
| seabass123 | $25.00 | 12/15/2012 8:06:16 AM |
| SerZav | $50.00 | 12/15/2012 10:16:33 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
684846
This series of Notes was issued and sold upon the funding of the borrower loan #79631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,364.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $368.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,444 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-turtle5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate credit cards with high interest.
My financial situation:
I am a good candidate for this loan because...I have a steady job that is in big demand, I work in the aerospace industry providing product to both military and comercial applications. I am on time with my payments and will have no issues repaying this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ucantbeetit | $25.00 | 12/10/2012 9:12:09 AM |
| loot-prescription3 | $25.00 | 12/10/2012 9:14:37 AM |
| loan-mongoose1 | $25.00 | 12/10/2012 9:24:12 AM |
| prudent-dough458 | $25.00 | 12/10/2012 9:34:17 AM |
| openness-antioxidant | $100.00 | 12/10/2012 9:35:37 AM |
| nevee | $25.00 | 12/10/2012 9:44:11 AM |
| Harry | $75.00 | 12/10/2012 9:44:38 AM |
| marketplace-singularity3 | $25.00 | 12/10/2012 9:52:36 AM |
| leodaguy | $100.00 | 12/10/2012 9:17:13 AM |
| loot-baton | $25.00 | 12/10/2012 9:39:45 AM |
| a-finance-nirvana | $25.00 | 12/10/2012 9:04:30 AM |
| CreditBuilder2 | $25.01 | 12/10/2012 10:30:26 AM |
| natural-worth9 | $200.00 | 12/10/2012 11:17:10 AM |
| compassion-twister2 | $50.00 | 12/10/2012 9:49:36 AM |
| wildanne | $50.00 | 12/10/2012 10:20:24 AM |
| bazaar-tulip | $25.00 | 12/10/2012 10:25:29 AM |
| sing4ding | $100.00 | 12/10/2012 10:28:55 AM |
| green-order-captain | $50.00 | 12/10/2012 10:59:51 AM |
| supersarah61 | $25.00 | 12/10/2012 4:11:18 PM |
| LongTail | $34.00 | 12/10/2012 9:55:11 PM |
| supersam | $50.00 | 12/10/2012 10:19:25 PM |
| CreditCardKiller | $29.30 | 12/11/2012 8:19:12 AM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:15:03 PM |
| market-maximizer472 | $25.00 | 12/11/2012 8:38:15 AM |
| well-rounded-diversification | $25.00 | 12/11/2012 9:32:05 AM |
| commerce-gargantuan2 | $25.00 | 12/11/2012 10:49:52 AM |
| justreturns | $25.00 | 12/11/2012 10:08:57 AM |
| deal-vibrato | $25.00 | 12/11/2012 10:22:27 AM |
| windguy | $50.00 | 12/11/2012 5:55:12 PM |
| wetlands | $200.00 | 12/11/2012 5:43:51 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:00 PM |
| matt87 | $25.00 | 12/11/2012 7:42:30 PM |
| superb-kindness2 | $50.00 | 12/12/2012 4:55:39 AM |
| djh47a | $25.00 | 12/12/2012 1:23:24 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:24:50 PM |
| hero007 | $50.00 | 12/13/2012 9:03:52 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:52 PM |
| Avicell | $25.00 | 12/13/2012 6:21:47 PM |
| elasermd | $100.00 | 12/13/2012 6:27:59 PM |
| sprinter | $50.00 | 12/14/2012 10:07:47 AM |
| franzzua | $25.00 | 12/14/2012 5:50:37 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:34 AM |
| top-courteous-peso | $75.00 | 12/15/2012 12:49:28 PM |
| justice-inspector | $25.00 | 12/15/2012 1:47:50 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:03 PM |
| bountiful-bid6 | $200.00 | 12/16/2012 10:34:25 AM |
| bountiful-bid6 | $200.00 | 12/16/2012 10:32:21 AM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 12:14:03 PM |
| chac | $500.00 | 12/17/2012 12:37:25 PM |
| Money_Working | $40.00 | 12/17/2012 1:24:35 PM |
| transparent-loan5 | $100.00 | 12/17/2012 10:35:25 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:28 AM |
| benjamins-wasp | $100.00 | 12/17/2012 12:15:00 PM |
| credit-maple | $25.00 | 12/17/2012 5:20:50 PM |
| ltschetter | $25.00 | 12/17/2012 2:25:57 PM |
| velocity-aurora | $250.00 | 12/17/2012 2:55:16 PM |
| benjamin67 | $25.00 | 12/17/2012 5:54:09 PM |
| VicSpi | $100.00 | 12/17/2012 6:04:26 PM |
| organic-truth9 | $51.00 | 12/17/2012 11:59:55 AM |
| best-bonafide-p2p | $50.00 | 12/17/2012 5:17:57 PM |
| VegasJay | $25.00 | 12/17/2012 3:33:03 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:20 PM |
| breathtaking-transparency9 | $25.00 | 12/18/2012 9:16:06 AM |
| JustMee | $25.00 | 12/18/2012 6:28:12 AM |
| blue-laudable-dinero | $25.00 | 12/18/2012 2:04:56 PM |
| sturzstrom | $25.00 | 12/17/2012 9:44:14 PM |
| kingryan | $250.00 | 12/18/2012 5:35:30 PM |
| jrc | $38.31 | 12/18/2012 12:46:39 PM |
| Spaceman838 | $25.00 | 12/18/2012 7:30:06 PM |
| MonkeyHero | $62.65 | 12/18/2012 7:41:54 PM |
| 907 | $25.00 | 12/18/2012 7:49:32 PM |
| Zolton | $300.00 | 12/10/2012 9:45:23 AM |
| superb-funds335 | $25.00 | 12/10/2012 9:10:37 AM |
| magnetic-duty4 | $25.00 | 12/10/2012 10:07:59 AM |
| payout-motivator0 | $50.00 | 12/10/2012 10:10:08 AM |
| bid-starfish | $25.00 | 12/10/2012 9:39:52 AM |
| ready-interest9 | $25.00 | 12/10/2012 10:18:46 AM |
| qsolo | $25.00 | 12/10/2012 9:48:38 AM |
| uncl-sammy | $25.00 | 12/10/2012 10:39:41 AM |
| toblerone | $25.00 | 12/10/2012 10:29:44 AM |
| availableloan | $25.00 | 12/10/2012 10:41:54 AM |
| jubilant-capital1 | $25.00 | 12/10/2012 4:21:38 PM |
| wise-charming-reward | $300.00 | 12/10/2012 6:52:17 PM |
| wise-honorable-rate | $25.00 | 12/11/2012 9:07:46 AM |
| kfrench | $75.00 | 12/11/2012 10:50:39 AM |
| kalamari | $30.00 | 12/11/2012 1:04:03 PM |
| octoberfresh | $25.00 | 12/11/2012 11:24:29 AM |
| commerce-equilibrium7 | $25.00 | 12/11/2012 4:24:58 PM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:00 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:41:54 PM |
| Plutis | $25.00 | 12/11/2012 6:11:26 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:21 PM |
| unrivaled-deal676 | $50.00 | 12/12/2012 10:58:56 AM |
| Income-Scout | $100.00 | 12/13/2012 10:18:15 AM |
| Capitalincome | $25.00 | 12/13/2012 11:10:53 AM |
| palu2619 | $25.00 | 12/13/2012 12:23:13 PM |
| Mr_Potter | $25.00 | 12/14/2012 5:37:27 AM |
| indomitable-coin | $25.00 | 12/14/2012 9:15:12 AM |
| belief-integrity | $250.00 | 12/13/2012 7:25:44 PM |
| bonafide-openness665 | $25.00 | 12/14/2012 8:55:19 AM |
| kind-durability-battalion | $75.00 | 12/15/2012 10:18:07 AM |
| phenomenal-gain5 | $30.00 | 12/15/2012 8:23:41 AM |
| radforj22 | $25.00 | 12/15/2012 10:09:18 AM |
| PoundSmart | $100.00 | 12/15/2012 11:21:42 AM |
| Roundhouse | $75.00 | 12/15/2012 4:52:57 PM |
| dunkard13 | $200.00 | 12/16/2012 12:37:01 PM |
| Charmart | $25.00 | 12/16/2012 9:53:50 AM |
| one2save | $25.00 | 12/16/2012 6:12:29 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:35 AM |
| mr_haldane | $25.00 | 12/16/2012 1:45:51 PM |
| chato2345 | $25.00 | 12/16/2012 11:48:41 AM |
| hitsman | $50.00 | 12/16/2012 12:03:23 PM |
| Senechal | $25.00 | 12/17/2012 4:27:07 AM |
| pennybypenny | $25.00 | 12/16/2012 9:23:27 PM |
| hope-spinner | $25.00 | 12/17/2012 1:31:29 PM |
| LKN2RTR | $40.48 | 12/17/2012 1:16:18 PM |
| newest-peso-excellence | $500.00 | 12/17/2012 3:08:33 PM |
| katnmouse | $50.00 | 12/17/2012 4:05:03 PM |
| amicablenemesis | $50.00 | 12/17/2012 5:01:33 PM |
| benevolent-benefit7 | $100.00 | 12/17/2012 11:10:03 AM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:16 PM |
| tranquil-gain1 | $25.00 | 12/17/2012 6:46:01 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:03:24 PM |
| belief-integrity | $750.00 | 12/18/2012 5:38:48 AM |
| commerce-artisan8 | $50.00 | 12/17/2012 5:17:31 PM |
| crown-year | $1,000.00 | 12/18/2012 7:06:56 AM |
| coin-trumpet | $50.00 | 12/17/2012 6:12:51 PM |
| Ripsaw4U | $50.00 | 12/17/2012 7:15:22 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:47:21 PM |
| Nusk | $25.00 | 12/17/2012 11:35:02 PM |
| kind-euro-mirth | $50.00 | 12/18/2012 5:09:48 PM |
| bcash1 | $50.00 | 12/18/2012 7:59:11 AM |
| bothaus | $100.00 | 12/18/2012 9:32:35 AM |
| compatible-deal9 | $25.00 | 12/18/2012 4:50:58 PM |
| beer-gardener | $28.25 | 12/18/2012 10:22:34 AM |
| circuitfive | $25.00 | 12/18/2012 5:13:38 PM |
| natural-worth9 | $300.00 | 12/18/2012 7:20:45 PM |
| rootcanaler | $50.00 | 12/18/2012 3:23:52 PM |
| fortytwo | $100.00 | 12/18/2012 5:20:43 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:27 PM |
| payment-halo | $25.00 | 12/18/2012 7:47:38 PM |
| cocorico12 | $50.00 | 12/18/2012 9:45:54 PM |
| Future-Await21 | $31.11 | 12/19/2012 12:35:29 AM |
| saffron483 | $25.00 | 12/18/2012 9:45:18 PM |
| ethical-truth211 | $143.89 | 12/19/2012 2:36:42 AM |
| 145 Investments
|
Borrower Payment Dependent Notes Series
684862
This series of Notes was issued and sold upon the funding of the borrower loan #79676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,454 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leader671 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
|
|
Principal balance:
| $4,712.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 12/9/2012 12:18:32 PM |
| diplomatic-wealth7 | $25.00 | 12/9/2012 12:23:16 PM |
| Tscheddar | $25.00 | 12/9/2012 2:03:22 PM |
| worthy-bid8 | $100.00 | 12/9/2012 1:29:54 PM |
| 312-Lender | $50.00 | 12/9/2012 10:07:24 PM |
| skillful-asset5 | $25.00 | 12/9/2012 4:45:06 PM |
| newest-currency-vibrato | $25.00 | 12/10/2012 6:05:27 PM |
| ultimate-peace | $225.00 | 12/10/2012 6:37:35 PM |
| first-serene-credit | $25.00 | 12/11/2012 8:20:06 AM |
| FarmersBank | $29.07 | 12/12/2012 7:15:04 AM |
| djh47a | $50.00 | 12/12/2012 12:59:16 PM |
| Malkial | $35.00 | 12/13/2012 4:19:32 PM |
| ledesma31 | $30.00 | 12/13/2012 1:54:10 PM |
| impala6464 | $30.58 | 12/14/2012 12:56:07 AM |
| sensible-fund | $25.00 | 12/14/2012 5:51:36 AM |
| AcProb5 | $100.00 | 12/14/2012 9:06:18 AM |
| cash-turbine1 | $25.00 | 12/14/2012 7:10:06 AM |
| dime-blackberry1 | $50.00 | 12/14/2012 9:14:15 AM |
| deal-tycoon | $25.00 | 12/14/2012 1:00:55 PM |
| Bank42 | $25.00 | 12/15/2012 12:10:14 PM |
| cr8on | $100.00 | 12/17/2012 3:08:47 PM |
| businessbroker101 | $50.00 | 12/17/2012 6:31:54 PM |
| the-money-maker | $25.00 | 12/17/2012 7:09:26 PM |
| belief-integrity | $100.00 | 12/18/2012 1:36:43 PM |
| revenue-driver8 | $50.00 | 12/18/2012 2:05:08 PM |
| elog238 | $25.00 | 12/18/2012 2:32:54 PM |
| rlaboy | $25.00 | 12/19/2012 6:48:51 AM |
| exponential-fairness2 | $25.00 | 12/19/2012 3:48:17 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:29 AM |
| helping-out | $100.00 | 12/19/2012 5:29:08 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:20 PM |
| simplelender80 | $500.00 | 12/9/2012 12:32:06 PM |
| Relient-K | $25.00 | 12/9/2012 1:25:19 PM |
| EngineersAlliance | $50.00 | 12/9/2012 1:13:12 PM |
| five-star-note | $25.00 | 12/9/2012 2:28:08 PM |
| chameleon125 | $25.00 | 12/10/2012 6:40:00 AM |
| melodious-openness | $200.00 | 12/10/2012 5:56:45 PM |
| belief-integrity | $150.00 | 12/10/2012 6:47:36 PM |
| AF-Chief | $25.00 | 12/11/2012 9:05:30 AM |
| Bob450 | $25.00 | 12/11/2012 10:18:23 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:18:02 AM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:41 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:25:06 AM |
| compatible-return120 | $25.00 | 12/13/2012 7:18:09 AM |
| new-economy-cadence | $25.00 | 12/13/2012 8:10:01 AM |
| kinder-credit-bear | $25.00 | 12/13/2012 9:48:50 AM |
| fcrick | $42.00 | 12/13/2012 9:43:46 AM |
| money-baron-Roth401k | $25.00 | 12/13/2012 10:00:27 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:41:23 AM |
| papaloha | $44.23 | 12/13/2012 7:20:10 PM |
| accelerator672 | $50.00 | 12/13/2012 6:52:57 PM |
| capital-galaxy | $400.00 | 12/14/2012 6:46:42 AM |
| 1SteelerFan | $25.00 | 12/14/2012 2:40:07 PM |
| supersam | $50.00 | 12/14/2012 12:14:37 PM |
| octoberfresh | $25.00 | 12/14/2012 12:59:11 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:09 PM |
| hidavehi | $29.00 | 12/15/2012 1:56:03 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 10:14:17 AM |
| 340 | $25.00 | 12/16/2012 11:58:42 AM |
| JASHoldingsLTD1 | $25.00 | 12/16/2012 5:58:30 PM |
| Contra_Capital_LLC | $25.00 | 12/16/2012 8:52:14 PM |
| bob450-roth | $25.00 | 12/17/2012 3:36:32 PM |
| enthusiastic-balance5 | $100.00 | 12/17/2012 5:40:23 PM |
| msd71258 | $25.78 | 12/18/2012 8:35:39 AM |
| britches318 | $50.00 | 12/18/2012 7:38:01 AM |
| travels536 | $25.02 | 12/18/2012 8:47:24 PM |
| Lubava | $25.00 | 12/18/2012 7:27:35 PM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:31:44 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:33 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
684872
This series of Notes was issued and sold upon the funding of the borrower loan #79305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $229.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 660-679 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,866 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sparkling-commitment4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $3,741.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my bills
My financial situation:
I am a good candidate for this loan because I will use this money to pay off my current prosper account that I used to help pay for my wedding and I have never missed a payment. I am trying to consildate my debt.
Monthly net income: $2100
Monthly expenses: $1600
Housing: $420
Insurance: $100
Car expenses: $340
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $140
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| belief-integrity | $750.00 | 12/11/2012 5:06:45 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:24 PM |
| newfoundation | $25.00 | 12/11/2012 5:42:47 PM |
| belief-integrity | $500.00 | 12/11/2012 5:11:36 PM |
| mymoneyblog | $25.00 | 12/11/2012 5:14:50 PM |
| Dubbs360 | $50.00 | 12/11/2012 6:01:39 PM |
| Edakers | $25.00 | 12/11/2012 6:06:10 PM |
| octoberfresh | $25.00 | 12/11/2012 5:27:50 PM |
| stylish-revenue4 | $100.00 | 12/11/2012 5:40:28 PM |
| yield-voyager8 | $25.00 | 12/11/2012 6:18:10 PM |
| persist_in_doing | $25.00 | 12/11/2012 6:24:56 PM |
| LittleMingo | $30.00 | 12/12/2012 5:11:47 AM |
| ImNotSoDumb | $25.01 | 12/11/2012 6:44:51 PM |
| integrity-doctor | $100.00 | 12/12/2012 6:55:50 AM |
| Silver_Rupee | $25.00 | 12/11/2012 6:19:31 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:34 PM |
| trumpeter391 | $25.00 | 12/12/2012 9:19:00 AM |
| liberty-tostada7 | $50.00 | 12/11/2012 7:25:01 PM |
| cr8on | $30.00 | 12/12/2012 9:47:03 AM |
| mikeandcat | $91.85 | 12/12/2012 4:26:08 AM |
| thehousewife | $25.00 | 12/12/2012 10:24:01 AM |
| 1NiceLender | $25.00 | 12/12/2012 10:40:07 AM |
| promise2 | $25.00 | 12/12/2012 12:08:22 PM |
| mikeandcat | $83.75 | 12/13/2012 6:45:57 AM |
| Astyanax | $30.00 | 12/12/2012 7:47:27 PM |
| Feyenoord | $30.00 | 12/13/2012 9:05:55 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 4:34:54 AM |
| benefit-javelin | $50.00 | 12/14/2012 7:48:27 AM |
| Kaj | $25.00 | 12/14/2012 10:08:42 AM |
| moneyonmoneylove | $404.12 | 12/14/2012 5:32:26 PM |
| kls4560 | $25.00 | 12/14/2012 5:48:00 PM |
| reinforced-velocity158 | $40.00 | 12/14/2012 9:47:19 PM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:26:29 AM |
| RB_Double-A_Bravo | $39.44 | 12/15/2012 7:08:00 AM |
| thorough-duty641 | $25.00 | 12/15/2012 10:34:54 AM |
| aggresive-compassion612 | $25.00 | 12/15/2012 12:08:15 PM |
| prudent-deal662 | $25.00 | 12/15/2012 1:00:05 PM |
| momoney2lend | $25.00 | 12/15/2012 11:39:38 AM |
| global-invest-group | $25.00 | 12/15/2012 12:54:21 PM |
| justreturns | $25.00 | 12/15/2012 12:09:42 PM |
| Wrats6 | $25.00 | 12/15/2012 12:13:26 PM |
| ethical-truth211 | $200.00 | 12/15/2012 1:21:39 PM |
| brondero | $85.00 | 12/16/2012 6:33:07 PM |
| roland1 | $25.00 | 12/16/2012 1:04:57 PM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:29 AM |
| broker048 | $25.00 | 12/16/2012 11:17:33 AM |
| profitable-fairness1 | $50.00 | 12/17/2012 6:15:25 AM |
| pennybypenny | $50.00 | 12/17/2012 9:39:16 AM |
| power-spartan5 | $25.00 | 12/17/2012 9:39:58 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:07 AM |
| dukeiyer | $25.00 | 12/17/2012 10:58:21 AM |
| theaterguy | $30.00 | 12/17/2012 5:03:55 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:31 PM |
| principal-laser | $74.84 | 12/18/2012 4:57:26 AM |
| loan-fate | $50.00 | 12/18/2012 10:07:36 AM |
| Cat_in_the_Hat | $25.00 | 12/18/2012 10:51:38 AM |
| Dantis | $25.00 | 12/19/2012 8:46:19 AM |
| Lubava | $25.00 | 12/18/2012 7:33:33 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:43 PM |
| rlaboy | $25.00 | 12/19/2012 6:50:27 AM |
| best-point-pursuit | $100.00 | 12/19/2012 9:02:18 AM |
| djmikmik | $100.00 | 12/19/2012 10:32:43 AM |
| fairness-atmosphere | $25.00 | 12/19/2012 10:56:38 AM |
| beans53 | $25.00 | 12/19/2012 12:46:00 PM |
| JRS | $25.00 | 12/19/2012 3:17:13 PM |
| jwesleym | $25.00 | 12/19/2012 5:38:45 PM |
| tolerant-responsibility051 | $441.58 | 12/20/2012 5:28:45 PM |
| ingenious-yield3 | $25.00 | 12/20/2012 6:47:44 AM |
| cogent | $25.00 | 12/20/2012 11:35:51 AM |
| green-trade-dolphin | $39.66 | 12/11/2012 5:01:19 PM |
| felicity-contributor3 | $35.00 | 12/11/2012 5:15:25 PM |
| commerce-venture1 | $25.00 | 12/11/2012 5:02:26 PM |
| MoneyForNothing | $25.12 | 12/11/2012 5:04:19 PM |
| zipemdown | $25.00 | 12/11/2012 5:33:40 PM |
| Dubbly | $25.00 | 12/11/2012 5:44:46 PM |
| LuvToLend | $25.00 | 12/11/2012 5:26:52 PM |
| valiant-return584 | $50.00 | 12/11/2012 6:00:56 PM |
| Fitiwalt7 | $25.00 | 12/11/2012 6:03:48 PM |
| 01a_MrUSC_IRA | $25.00 | 12/11/2012 7:20:59 PM |
| DoctorJoe | $25.00 | 12/11/2012 6:18:22 PM |
| bob450-roth | $25.00 | 12/11/2012 9:02:39 PM |
| berniemadeoff | $65.00 | 12/11/2012 6:28:28 PM |
| truth-companion | $25.00 | 12/11/2012 6:44:07 PM |
| Tscheddar | $25.00 | 12/11/2012 6:50:00 PM |
| entertaining-rate9 | $25.00 | 12/11/2012 5:57:54 PM |
| Bob450 | $25.00 | 12/11/2012 8:49:55 PM |
| transparency-position | $160.00 | 12/11/2012 6:20:06 PM |
| scholarly-order6 | $50.00 | 12/12/2012 6:11:13 AM |
| corporatejim | $27.19 | 12/12/2012 6:59:18 AM |
| transparency-universe8 | $25.00 | 12/12/2012 7:24:20 AM |
| Charlie010 | $25.00 | 12/11/2012 8:12:01 PM |
| treasure-bliss | $35.00 | 12/12/2012 4:06:11 AM |
| entertaining-revenue4 | $50.00 | 12/12/2012 9:22:17 AM |
| WalnutCreekguy | $50.00 | 12/12/2012 10:18:22 AM |
| pembull | $25.00 | 12/12/2012 9:54:54 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:18:06 AM |
| return-point2 | $100.00 | 12/12/2012 9:22:00 AM |
| Interest2thePeople | $100.00 | 12/12/2012 9:45:19 AM |
| dollar-authority | $50.00 | 12/13/2012 8:14:15 AM |
| simplelender80 | $500.00 | 12/13/2012 5:31:22 PM |
| sensible-fund | $30.00 | 12/14/2012 5:45:10 AM |
| Assets-Up | $25.00 | 12/14/2012 11:31:21 AM |
| moneyonmoneylove | $50.00 | 12/14/2012 5:26:36 PM |
| five-star-note | $25.00 | 12/14/2012 11:18:05 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:26:58 AM |
| FrugalForLife2 | $25.00 | 12/14/2012 6:29:51 PM |
| DiligentiaLLC | $89.02 | 12/15/2012 7:55:18 AM |
| thrilling-fund427 | $50.00 | 12/15/2012 10:55:59 AM |
| purposeful-durability8 | $100.00 | 12/15/2012 12:09:12 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:50 PM |
| tommymtg7 | $25.00 | 12/15/2012 1:05:22 PM |
| scarlet-velvet | $50.08 | 12/15/2012 11:06:44 PM |
| whitegold24k | $100.00 | 12/16/2012 8:13:25 AM |
| grammaspurse | $25.00 | 12/16/2012 2:42:47 PM |
| SPickle | $25.00 | 12/17/2012 8:11:36 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:03:01 PM |
| itsmaj | $50.00 | 12/17/2012 11:44:35 PM |
| Frover | $38.43 | 12/18/2012 6:57:42 AM |
| first-graceful-contract | $29.91 | 12/17/2012 6:51:34 PM |
| Trebuchez | $50.00 | 12/18/2012 4:43:35 AM |
| beer-gardener | $75.00 | 12/18/2012 11:07:28 AM |
| nimble-money086 | $25.00 | 12/18/2012 11:42:11 AM |
| ResQDoc | $25.00 | 12/19/2012 4:23:47 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:32 PM |
| kingryan | $250.00 | 12/19/2012 5:34:27 PM |
| jpac1066 | $25.00 | 12/20/2012 5:57:13 AM |
| unassailable-funds754 | $25.00 | 12/20/2012 9:16:06 AM |
| avm-the-investor | $100.00 | 12/19/2012 11:58:58 PM |
| artisan369 | $300.00 | 12/20/2012 12:42:25 PM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
684896
This series of Notes was issued and sold upon the funding of the borrower loan #79666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $201.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,005 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scrappy-rupee9 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
|
|
Principal balance:
| $8,190.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Auto car loan
Purpose of loan: Needing to get a better daily driver car. Mine is getting really old.
This loan will be used to help purchase a newer vehicle then I already have. I'm not getting a bran new car just like a 2000-2004 model Honda.
My financial situation: I'm good financially, just wanting to help my credit history.
I am a good candidate for this loan because I never miss a payment and I'm very responsible with money.
Monthly net income: $4000
Monthly expenses: $600
Housing: $200
Insurance: $155
Car expenses: $50
Utilities: $190
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:39 PM |
| mymoneyblog | $25.00 | 12/11/2012 5:14:53 PM |
| entertaining-rate9 | $25.00 | 12/11/2012 5:57:55 PM |
| Edakers | $25.00 | 12/11/2012 6:06:10 PM |
| marwadi-62 | $225.00 | 12/11/2012 6:06:48 PM |
| persist_in_doing | $25.00 | 12/11/2012 6:24:56 PM |
| gravbox | $25.00 | 12/11/2012 6:40:55 PM |
| return-enforcer5 | $25.00 | 12/12/2012 6:33:57 AM |
| valiant-return584 | $50.00 | 12/11/2012 6:00:57 PM |
| DoctorJoe | $25.00 | 12/11/2012 6:19:14 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:34 PM |
| integrity-doctor | $100.00 | 12/12/2012 6:57:13 AM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:38 AM |
| reduce_US_govt_debt | $32.00 | 12/12/2012 10:15:30 AM |
| enthusiastic-balance5 | $100.00 | 12/12/2012 10:37:46 AM |
| simplelender80 | $500.00 | 12/13/2012 5:31:23 PM |
| Avicell | $25.00 | 12/13/2012 6:21:58 PM |
| AF-Chief | $25.00 | 12/14/2012 10:22:57 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:05 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:33 PM |
| fcrick | $50.00 | 12/14/2012 6:30:13 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:56 AM |
| Bob450 | $25.00 | 12/15/2012 9:30:03 AM |
| money-bauble | $100.00 | 12/15/2012 1:09:55 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:07 PM |
| twjh | $33.00 | 12/15/2012 2:40:34 PM |
| whitegold24k | $50.00 | 12/16/2012 8:28:40 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:50 PM |
| SPickle | $25.00 | 12/17/2012 8:09:03 AM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:36 AM |
| digipak78 | $50.00 | 12/18/2012 5:08:11 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:43 PM |
| natural-balance881 | $30.00 | 12/19/2012 5:06:20 PM |
| forceful-note8 | $50.00 | 12/19/2012 5:29:01 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:21 PM |
| tolerant-dinero2 | $25.00 | 12/20/2012 1:53:47 PM |
| revolutionary769 | $600.00 | 12/21/2012 5:54:02 AM |
| enchanted-note14 | $25.00 | 12/20/2012 5:54:21 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:38 PM |
| green-revenue-rocker | $30.00 | 12/21/2012 9:58:33 AM |
| 1SteelerFan | $30.00 | 12/21/2012 1:17:31 PM |
| namd | $50.00 | 12/21/2012 2:53:16 PM |
| generous-repayment0 | $40.00 | 12/21/2012 3:33:13 PM |
| orange-dedication-maple | $25.00 | 12/21/2012 3:44:20 PM |
| natural-liberty4 | $200.00 | 12/21/2012 9:49:06 AM |
| mercuriant | $25.00 | 12/21/2012 9:28:52 AM |
| community-seahorse0 | $25.00 | 12/21/2012 10:12:54 AM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:28 PM |
| helping-out | $300.00 | 12/21/2012 3:14:01 PM |
| Bank_of_the_Galaxy | $25.00 | 12/21/2012 3:34:42 PM |
| cloud8 | $25.00 | 12/21/2012 3:37:26 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:47:22 PM |
| surferracerskaterboy | $75.00 | 12/21/2012 7:52:53 PM |
| LoxKid | $26.00 | 12/21/2012 3:05:14 PM |
| new-start18100 | $25.00 | 12/21/2012 5:25:12 PM |
| abundant-power | $25.00 | 12/21/2012 5:33:27 PM |
| 2020Trader | $44.79 | 12/21/2012 9:10:52 PM |
| responsibilityenstein3 | $25.00 | 12/21/2012 5:55:54 PM |
| repayment-pagoda8 | $100.00 | 12/11/2012 5:29:39 PM |
| green-trade-dolphin2 | $37.75 | 12/11/2012 5:02:43 PM |
| money-hercules4 | $100.00 | 12/11/2012 5:08:16 PM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:14 PM |
| CreditBuilder2 | $25.06 | 12/11/2012 5:38:26 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:47:10 PM |
| yield-voyager8 | $25.00 | 12/11/2012 6:18:10 PM |
| bowdish1 | $25.00 | 12/11/2012 6:20:11 PM |
| zorg77 | $50.00 | 12/11/2012 6:20:25 PM |
| Tscheddar | $25.00 | 12/11/2012 6:50:00 PM |
| stylish-revenue4 | $100.00 | 12/11/2012 5:39:42 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:33 PM |
| scholarly-order6 | $50.00 | 12/12/2012 6:27:27 AM |
| trumpeter391 | $25.00 | 12/12/2012 9:18:27 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:18:07 AM |
| kalamari | $30.00 | 12/12/2012 9:48:14 AM |
| Astyanax | $30.00 | 12/12/2012 8:22:10 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:36 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 6:07:22 PM |
| LoanerPrincipal | $25.00 | 12/14/2012 10:31:23 AM |
| tech310 | $50.00 | 12/14/2012 5:16:05 PM |
| bunnybear | $40.00 | 12/14/2012 6:22:23 PM |
| riskreward | $250.00 | 12/15/2012 11:27:00 AM |
| charming-exchange7 | $25.00 | 12/15/2012 12:08:49 PM |
| Moneypenny6 | $25.00 | 12/16/2012 11:58:46 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:25 AM |
| purposeful-durability8 | $100.00 | 12/16/2012 12:49:16 PM |
| deal-pioneer1 | $25.00 | 12/17/2012 3:56:02 AM |
| pennybypenny | $200.00 | 12/16/2012 9:23:28 PM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:58 AM |
| shellstar | $25.00 | 12/17/2012 4:14:43 PM |
| wetlands | $200.00 | 12/18/2012 5:34:41 PM |
| kingryan | $250.00 | 12/18/2012 5:35:53 PM |
| MoneyTree79 | $75.00 | 12/18/2012 6:42:52 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:34 AM |
| creative-p2p0 | $25.00 | 12/18/2012 8:12:05 PM |
| IP | $25.00 | 12/19/2012 6:14:46 PM |
| broker048 | $25.00 | 12/20/2012 8:59:43 AM |
| ideal-platinum1 | $25.00 | 12/20/2012 10:58:36 AM |
| hitsman | $50.00 | 12/20/2012 5:34:50 PM |
| euro-grove4 | $25.00 | 12/21/2012 9:39:10 AM |
| nehemiah65 | $28.00 | 12/20/2012 6:36:28 PM |
| kegs | $150.00 | 12/21/2012 2:49:02 PM |
| unbeatable-integrity822 | $25.00 | 12/21/2012 3:28:19 PM |
| finance-coyote3 | $701.32 | 12/21/2012 11:35:28 AM |
| compatible-deal9 | $25.00 | 12/21/2012 7:10:39 PM |
| roblender | $50.00 | 12/21/2012 5:04:16 PM |
| generous-aloha2 | $25.00 | 12/21/2012 3:28:23 PM |
| heroic-dime8 | $56.08 | 12/21/2012 4:23:53 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:19 PM |
| nex | $25.00 | 12/21/2012 6:26:55 PM |
| Blackberry_Hill_AFH | $50.00 | 12/21/2012 8:09:19 PM |
| silver-bluebird | $25.00 | 12/21/2012 6:07:01 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
685006
This series of Notes was issued and sold upon the funding of the borrower loan #79056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,276 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stable-listing446 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off some debt so that I can get back on track.
My financial situation:
I am a good candidate for this loan because... I have a good income but got behind and just can't seem to get caught up. I am very responsible and always do my best to make y payments on time.
Monthly net income: $2400
Monthly expenses: $2166
Housing: $607
Insurance: $200
Car expenses: $400
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $760
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $35.00 | 12/12/2012 10:07:55 AM |
| Nco | $150.00 | 12/10/2012 9:03:43 AM |
| power-spartan5 | $25.00 | 12/10/2012 9:25:16 AM |
| vivid-p2ploan1 | $25.00 | 12/10/2012 9:09:53 AM |
| ferocious-kindness8 | $35.00 | 12/10/2012 9:56:39 AM |
| CreditBuilder2 | $25.03 | 12/10/2012 10:43:48 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:40 AM |
| asset-professor | $25.00 | 12/10/2012 9:52:08 AM |
| restless-dime | $100.00 | 12/10/2012 12:18:46 PM |
| Risk4Reward | $25.00 | 12/10/2012 11:07:14 AM |
| loan-fate | $50.00 | 12/10/2012 6:08:29 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:53 PM |
| Bob450 | $25.00 | 12/10/2012 8:39:30 PM |
| boogienation | $25.00 | 12/10/2012 7:41:11 PM |
| NickelSteamroller | $25.00 | 12/11/2012 10:00:44 AM |
| TumbleWeed88 | $25.00 | 12/11/2012 9:32:36 AM |
| Edakers | $25.00 | 12/11/2012 1:50:17 PM |
| enterprising-pound5 | $50.00 | 12/11/2012 5:19:54 PM |
| julijask | $25.00 | 12/11/2012 11:08:43 AM |
| blue-subtle-integrity | $25.00 | 12/12/2012 3:22:25 AM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:47 PM |
| Tscheddar | $25.00 | 12/11/2012 7:22:32 PM |
| balance-force | $28.00 | 12/12/2012 1:52:59 PM |
| credit-commander1 | $25.00 | 12/12/2012 4:19:33 PM |
| greenback-buckeye | $25.00 | 12/12/2012 11:36:13 AM |
| dime-umbrella6 | $25.00 | 12/13/2012 11:30:19 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:47:54 PM |
| mykkai | $25.00 | 12/13/2012 6:34:23 PM |
| hektek22 | $600.00 | 12/14/2012 7:56:16 AM |
| felicity-czar6 | $25.00 | 12/14/2012 1:59:30 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:28 PM |
| wise-charming-reward | $300.00 | 12/14/2012 2:31:25 PM |
| new-start18100 | $25.00 | 12/14/2012 5:43:57 PM |
| ThePretender09 | $100.00 | 12/15/2012 8:37:45 AM |
| desertoasis | $25.00 | 12/15/2012 8:59:38 AM |
| EnergyEngr | $25.00 | 12/14/2012 8:45:46 PM |
| theaterguy | $25.00 | 12/15/2012 10:12:38 AM |
| ethical-truth211 | $200.00 | 12/15/2012 3:04:34 AM |
| dukeiyer | $25.00 | 12/14/2012 6:45:14 PM |
| Cotter | $50.00 | 12/15/2012 9:55:57 AM |
| banker34 | $57.47 | 12/15/2012 7:39:46 AM |
| slowgains | $25.00 | 12/15/2012 8:03:10 AM |
| ThePretender09 | $100.00 | 12/15/2012 8:33:09 AM |
| SerZav | $21.48 | 12/15/2012 10:15:20 AM |
| decisive-income7 | $250.00 | 12/10/2012 9:17:17 AM |
| DevinHill | $25.00 | 12/10/2012 10:36:05 AM |
| credit-coach118 | $25.02 | 12/10/2012 10:28:27 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:20 AM |
| octoberfresh | $25.00 | 12/10/2012 10:04:14 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:50 AM |
| SLN-10 | $50.00 | 12/10/2012 11:31:43 AM |
| money-atizer | $25.00 | 12/10/2012 11:58:52 AM |
| let_me_retire | $50.00 | 12/10/2012 12:38:17 PM |
| marketplace-singularity3 | $25.00 | 12/10/2012 1:55:50 PM |
| skillful-asset5 | $45.00 | 12/10/2012 6:14:32 PM |
| courteous-platinum7 | $30.00 | 12/11/2012 6:41:31 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:44 AM |
| greencat | $50.00 | 12/11/2012 12:40:15 PM |
| cr8on | $30.00 | 12/11/2012 5:09:27 PM |
| Investor_DP | $53.00 | 12/12/2012 9:39:19 AM |
| djh47a | $50.00 | 12/12/2012 12:59:18 PM |
| progress-credit | $25.00 | 12/13/2012 1:06:33 PM |
| Nipper99 | $100.00 | 12/14/2012 2:33:40 PM |
| gain-chosen-one081 | $25.00 | 12/14/2012 5:44:41 PM |
| jstnow | $25.00 | 12/14/2012 3:10:58 PM |
| helping-out | $30.00 | 12/15/2012 5:28:04 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:34 AM |
| platinum-admiral8 | $25.00 | 12/15/2012 8:18:38 AM |
| zorg77 | $100.00 | 12/15/2012 9:21:29 AM |
| digitaldan | $30.00 | 12/15/2012 9:30:40 AM |
| subtle-bill727 | $25.00 | 12/14/2012 5:56:07 PM |
| jkeller4000 | $25.00 | 12/14/2012 6:22:45 PM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:39:26 PM |
| power-secret-agent | $25.00 | 12/15/2012 3:01:04 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:05 AM |
| bob450-roth | $25.00 | 12/15/2012 9:15:17 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
685010
This series of Notes was issued and sold upon the funding of the borrower loan #79408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $239.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,773 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-sage826 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
660-679
(Nov-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter391 | $25.00 | 12/12/2012 9:17:52 AM |
| BostonCapital | $100.00 | 12/12/2012 9:20:58 AM |
| kind-euro-mirth | $50.00 | 12/12/2012 9:45:59 AM |
| phenomenal-rate1 | $500.00 | 12/12/2012 9:46:05 AM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:39 AM |
| ideal-peace5 | $100.00 | 12/12/2012 9:46:30 AM |
| the-sharp-openness | $25.00 | 12/12/2012 10:14:59 AM |
| CoolPlexer | $25.00 | 12/12/2012 10:36:03 AM |
| secureincome | $555.00 | 12/12/2012 9:33:56 AM |
| Beechturner | $30.00 | 12/12/2012 11:39:26 AM |
| affluence-microscope2 | $200.00 | 12/12/2012 9:43:45 AM |
| uncl-sammy | $25.00 | 12/12/2012 10:26:44 AM |
| vivid-p2ploan1 | $25.00 | 12/12/2012 10:48:21 AM |
| kind-lovely-marketplace | $50.00 | 12/12/2012 9:54:59 AM |
| nickel-ferret | $25.00 | 12/12/2012 10:01:40 AM |
| Ready2Loan | $30.00 | 12/12/2012 10:51:47 AM |
| Byrd24 | $100.00 | 12/12/2012 6:18:28 PM |
| djh47a | $25.00 | 12/12/2012 1:23:31 PM |
| marwadi-62 | $100.00 | 12/12/2012 1:45:49 PM |
| radforj22 | $52.85 | 12/13/2012 7:46:37 AM |
| dynadave | $200.00 | 12/12/2012 7:33:18 PM |
| Astyanax | $30.00 | 12/12/2012 7:35:39 PM |
| djs81 | $50.00 | 12/12/2012 6:29:36 PM |
| 108lender | $153.00 | 12/13/2012 9:01:18 AM |
| acropiloterau2002 | $25.00 | 12/13/2012 9:36:17 AM |
| Mikale360 | $25.00 | 12/13/2012 7:11:38 AM |
| point-doughnut | $50.00 | 12/13/2012 8:21:24 AM |
| enthusiastic-balance5 | $100.00 | 12/13/2012 10:08:04 AM |
| USAFVET2010 | $38.49 | 12/13/2012 12:18:54 PM |
| lochinvar | $48.00 | 12/13/2012 10:41:34 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:39 PM |
| fulfilling-bazaar4 | $100.00 | 12/13/2012 6:41:12 PM |
| simplelender80 | $500.00 | 12/14/2012 9:54:06 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:09 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:33 PM |
| smallbizrule | $25.00 | 12/14/2012 10:42:49 PM |
| ericsb | $70.00 | 12/15/2012 7:09:31 AM |
| first-serene-credit | $25.00 | 12/14/2012 7:19:06 PM |
| kind-bid-genome | $25.00 | 12/15/2012 8:58:05 AM |
| gothampark | $25.00 | 12/15/2012 9:34:10 AM |
| helping-out | $50.00 | 12/15/2012 5:20:52 AM |
| belief-integrity | $400.00 | 12/14/2012 6:40:38 PM |
| PoundSmart | $80.93 | 12/15/2012 11:22:05 AM |
| money-hercules4 | $100.00 | 12/12/2012 9:19:18 AM |
| bowdish1 | $25.00 | 12/12/2012 9:31:03 AM |
| RGlad | $98.01 | 12/12/2012 9:37:22 AM |
| toblerone | $25.00 | 12/12/2012 9:43:33 AM |
| special-dinero553 | $25.00 | 12/12/2012 10:00:32 AM |
| bazaar-tulip | $25.00 | 12/12/2012 9:35:25 AM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:49 AM |
| deal-selector5 | $25.00 | 12/12/2012 9:20:26 AM |
| penny-finder | $26.72 | 12/12/2012 10:45:22 AM |
| radiant-dollar9 | $200.00 | 12/12/2012 10:04:06 AM |
| gravbox | $25.00 | 12/12/2012 10:48:38 AM |
| transaction-seahorse0 | $25.00 | 12/12/2012 10:06:29 AM |
| entertaining-rate9 | $25.00 | 12/12/2012 9:47:33 AM |
| patriot897 | $25.00 | 12/12/2012 9:47:46 AM |
| repayment-pagoda8 | $100.00 | 12/12/2012 9:51:54 AM |
| wise-charming-reward | $400.00 | 12/12/2012 4:06:29 PM |
| DreisersFinancier | $50.00 | 12/12/2012 10:18:00 AM |
| wildanne | $50.00 | 12/12/2012 10:34:50 AM |
| a-finance-nirvana | $25.00 | 12/12/2012 10:55:46 AM |
| Nipper99 | $100.00 | 12/12/2012 4:14:07 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:10 PM |
| youqianderen | $25.00 | 12/12/2012 5:55:29 PM |
| well-rounded-dinero | $25.00 | 12/12/2012 6:44:43 PM |
| availableloan | $25.00 | 12/12/2012 6:51:09 PM |
| unforgettable-return6 | $25.00 | 12/12/2012 4:24:21 PM |
| intelligent-yield | $25.00 | 12/12/2012 6:30:16 PM |
| enriching-trade2 | $50.00 | 12/13/2012 9:57:01 AM |
| hero007 | $50.00 | 12/13/2012 9:04:02 AM |
| octoberfresh | $25.00 | 12/13/2012 10:44:56 AM |
| qsolo | $25.00 | 12/13/2012 9:28:27 AM |
| palu2619 | $25.00 | 12/13/2012 12:24:14 PM |
| treasure-hunter270 | $50.00 | 12/13/2012 5:26:23 PM |
| Avicell | $25.00 | 12/13/2012 6:22:01 PM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:07 PM |
| Johnab | $25.00 | 12/13/2012 8:33:57 PM |
| lionheart722 | $25.00 | 12/14/2012 10:32:04 AM |
| Harry | $47.00 | 12/14/2012 9:08:58 AM |
| AF-Chief | $25.00 | 12/14/2012 10:22:58 AM |
| transparency-futurist3 | $25.00 | 12/14/2012 2:48:12 PM |
| LaGrangeLender | $40.00 | 12/14/2012 10:10:57 AM |
| unique007 | $25.00 | 12/15/2012 7:26:57 AM |
| prudent-bid3 | $25.00 | 12/14/2012 8:00:17 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:57 AM |
| belief-integrity | $350.00 | 12/14/2012 7:38:17 PM |
| JustMee | $25.00 | 12/14/2012 10:15:14 PM |
| SerZav | $50.00 | 12/15/2012 10:17:17 AM |
| sympathetic-funds818 | $100.00 | 12/15/2012 4:25:03 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:29 AM |
| Zorro_970 | $100.00 | 12/15/2012 11:07:02 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
685078
This series of Notes was issued and sold upon the funding of the borrower loan #79543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $22,731 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-power058 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 82% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 2
( 18% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $7,786.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Household Expenses
Purpose of loan: Household/Relocation Expenses
This loan will be used to...
Pay for my expenses while moving from one state to another.
I am a good candidate for this loan because...
I already have job interviews scheduled for when I arrive. Lenders can be comfortable and positive their money with interest will be paid. I have family and a good foundation where I am moving; thus, lenders should recognize payments will not be late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| power-spartan5 | $25.00 | 12/10/2012 9:25:17 AM |
| purposeful-durability8 | $100.00 | 12/10/2012 9:27:58 AM |
| persist_in_doing | $25.00 | 12/10/2012 9:15:32 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:52 AM |
| CreditBuilder2 | $25.03 | 12/10/2012 10:43:48 AM |
| FootoftheMountain | $25.00 | 12/10/2012 3:54:53 PM |
| subtle-bill727 | $25.00 | 12/10/2012 9:56:16 AM |
| cash-kin7 | $25.00 | 12/10/2012 10:09:43 AM |
| Tscheddar | $25.00 | 12/10/2012 11:19:25 AM |
| money-baron | $100.00 | 12/10/2012 5:53:01 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:42 PM |
| alexander-hamilton | $50.00 | 12/11/2012 11:30:59 AM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:49 PM |
| AF-Chief | $25.00 | 12/12/2012 9:45:46 AM |
| money-baron-Roth401k | $25.00 | 12/12/2012 10:10:43 AM |
| desertoasis | $25.00 | 12/12/2012 9:14:42 AM |
| trumpeter391 | $25.00 | 12/12/2012 11:29:00 AM |
| balance-force | $28.00 | 12/12/2012 1:53:00 PM |
| KMSB | $50.00 | 12/13/2012 8:49:22 AM |
| social-cocktail1 | $47.00 | 12/13/2012 9:47:08 AM |
| principal-cooker2 | $50.00 | 12/13/2012 10:14:05 AM |
| E-2 | $127.00 | 12/13/2012 12:13:39 PM |
| IIP77 | $25.00 | 12/14/2012 6:50:53 AM |
| Isaac007 | $25.00 | 12/14/2012 7:59:55 AM |
| productive-note2 | $50.00 | 12/14/2012 10:23:57 AM |
| money-baron-roth-IRA | $37.00 | 12/14/2012 10:51:23 AM |
| brightest-luminous-cash9 | $25.00 | 12/14/2012 5:45:50 PM |
| auction-pragmatist | $25.00 | 12/14/2012 12:45:08 PM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:07 AM |
| agreement-sunshine | $25.00 | 12/15/2012 11:09:29 AM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:51 AM |
| Bendan | $75.00 | 12/15/2012 12:12:07 PM |
| JGENERAL | $25.00 | 12/15/2012 12:31:47 PM |
| duty-viola | $31.00 | 12/15/2012 1:53:21 PM |
| trimwork99 | $25.00 | 12/16/2012 12:24:22 PM |
| pure-pound7 | $25.00 | 12/16/2012 9:18:38 PM |
| helping-out | $25.00 | 12/16/2012 11:29:12 PM |
| jamiee73 | $25.00 | 12/16/2012 4:39:51 PM |
| JASHoldingsLTD1 | $25.00 | 12/16/2012 5:47:43 PM |
| bold-worth-wrangler | $25.00 | 12/17/2012 9:22:06 AM |
| TronMedici | $50.00 | 12/17/2012 9:26:15 AM |
| ectasy683 | $25.00 | 12/16/2012 8:22:01 PM |
| DreDub | $25.00 | 12/17/2012 8:53:52 AM |
| enderak | $25.00 | 12/17/2012 3:56:48 PM |
| 108-IRA | $50.00 | 12/17/2012 6:47:05 PM |
| first-credit-meridian | $25.00 | 12/18/2012 9:55:25 AM |
| octoberfresh | $25.00 | 12/10/2012 9:07:54 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:21 AM |
| five-star-note | $25.00 | 12/10/2012 10:33:23 AM |
| ItsJustMe79 | $25.00 | 12/10/2012 10:07:41 AM |
| kulender | $50.00 | 12/10/2012 5:28:20 PM |
| Investor_DP | $100.00 | 12/10/2012 5:54:23 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:53 PM |
| careful-vigilance4 | $25.00 | 12/11/2012 9:28:31 AM |
| MatrixAssetsLLC | $300.00 | 12/11/2012 10:37:49 AM |
| sunwell | $100.00 | 12/11/2012 10:16:49 AM |
| greenback-amplifier | $25.00 | 12/11/2012 10:35:08 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:45 AM |
| aldeed | $50.00 | 12/11/2012 1:03:07 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:44 PM |
| djh47a | $25.00 | 12/12/2012 1:23:25 PM |
| loyalty-cupcake6 | $25.00 | 12/12/2012 6:01:53 PM |
| economy-shrubbery6 | $25.00 | 12/13/2012 9:57:18 AM |
| mikbos | $25.00 | 12/13/2012 9:27:50 AM |
| joyous-peace443 | $25.00 | 12/13/2012 9:33:15 AM |
| skro | $25.00 | 12/13/2012 10:01:54 AM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:43:21 AM |
| peace-saber0 | $25.00 | 12/13/2012 10:47:47 AM |
| gain-expert | $25.00 | 12/13/2012 4:10:07 PM |
| IntrepidInvestment | $40.00 | 12/13/2012 6:06:55 PM |
| engrossing-responsibility0 | $50.00 | 12/14/2012 9:04:56 AM |
| sensible-fund | $30.00 | 12/14/2012 5:58:05 AM |
| KB-IRA | $40.00 | 12/13/2012 7:35:46 PM |
| note-goblin0 | $25.00 | 12/14/2012 11:14:49 AM |
| payout-thinker7 | $25.00 | 12/14/2012 1:24:07 PM |
| worthy-bid8 | $154.00 | 12/14/2012 10:39:02 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:34 AM |
| scottssmcom | $94.00 | 12/14/2012 8:29:46 PM |
| loyalty-dragster7 | $61.00 | 12/15/2012 11:23:48 AM |
| Bank42 | $25.00 | 12/15/2012 12:15:24 PM |
| the-brilliant-currency | $25.00 | 12/15/2012 12:28:22 PM |
| Dave0 | $25.00 | 12/16/2012 12:04:13 PM |
| Land_on_your_feet | $25.00 | 12/17/2012 5:51:32 AM |
| philanthroful | $25.00 | 12/17/2012 10:06:58 AM |
| Miami | $25.00 | 12/17/2012 9:09:55 AM |
| the-money-maker | $25.00 | 12/17/2012 7:09:26 PM |
| asset-linkage | $25.00 | 12/18/2012 12:18:26 AM |
| enthusiastic-bid5 | $25.00 | 12/18/2012 11:38:19 AM |
| compassionate-power6 | $30.00 | 12/18/2012 9:26:27 AM |
| power-chihuahua | $25.00 | 12/18/2012 5:01:12 PM |
| greenback-frog7 | $25.00 | 12/17/2012 10:55:42 PM |
| longcall | $25.00 | 12/18/2012 10:28:21 AM |
| ChrisTJ | $25.00 | 12/18/2012 9:31:11 AM |
| commitment-neutron1 | $130.97 | 12/18/2012 5:04:35 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
685080
This series of Notes was issued and sold upon the funding of the borrower loan #79769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $31 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $151 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-system5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 100% )
| 660-679
(Aug-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...get my debts in order and have one payment
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500.00
Monthly expenses: $500.
Housing: $
Insurance: $54.
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/10/2012 5:06:26 PM |
| toblerone | $25.00 | 12/10/2012 5:23:30 PM |
| jiftostada | $25.00 | 12/10/2012 6:06:41 PM |
| Dubbs360 | $50.00 | 12/10/2012 6:21:41 PM |
| five-star-note | $25.00 | 12/10/2012 6:59:13 PM |
| handy-justice | $50.00 | 12/11/2012 8:53:07 AM |
| let_me_retire | $75.00 | 12/11/2012 9:34:28 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:52 AM |
| Edakers | $25.00 | 12/11/2012 1:50:20 PM |
| ItsJustMe79 | $25.00 | 12/11/2012 5:26:13 PM |
| benevolent-loot5 | $200.00 | 12/11/2012 5:36:44 PM |
| bob450-roth | $25.00 | 12/11/2012 9:01:10 PM |
| melodious-openness | $200.00 | 12/12/2012 4:02:55 AM |
| kind-credit-bear | $25.00 | 12/12/2012 9:18:04 AM |
| desertoasis | $25.00 | 12/12/2012 9:14:43 AM |
| kinder-credit-bear | $25.00 | 12/12/2012 5:59:25 PM |
| loyalty-cupcake6 | $35.00 | 12/12/2012 6:06:32 PM |
| KMSB | $50.00 | 12/13/2012 8:49:22 AM |
| JGuide | $25.00 | 12/13/2012 12:54:45 AM |
| kevin314 | $25.00 | 12/13/2012 9:18:39 AM |
| LaGrangeLender | $60.00 | 12/13/2012 10:48:55 AM |
| sensible-fund | $30.00 | 12/14/2012 5:57:25 AM |
| IIP77 | $25.00 | 12/14/2012 6:50:55 AM |
| red-ethical-duty6 | $25.00 | 12/15/2012 9:09:04 AM |
| frogperson | $200.00 | 12/15/2012 10:16:47 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:35:08 AM |
| PFTLender | $25.00 | 12/15/2012 5:58:35 AM |
| Astyanax | $25.00 | 12/15/2012 12:54:15 PM |
| money-baron-roth-IRA | $50.00 | 12/15/2012 2:19:53 PM |
| roux | $25.00 | 12/15/2012 2:23:06 PM |
| EretzCapital | $95.97 | 12/15/2012 6:31:53 PM |
| economy-coup | $200.00 | 12/10/2012 8:40:28 PM |
| kulender | $50.00 | 12/10/2012 5:28:21 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:08 PM |
| Tscheddar | $25.00 | 12/10/2012 6:38:49 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:54 PM |
| CreditBuilder2 | $25.03 | 12/10/2012 7:27:51 PM |
| Bob450 | $25.00 | 12/10/2012 8:32:58 PM |
| noble-value258 | $100.00 | 12/10/2012 9:32:43 PM |
| careful-vigilance4 | $25.00 | 12/11/2012 9:28:32 AM |
| simplelender80 | $500.00 | 12/11/2012 10:12:23 AM |
| sunwell | $100.00 | 12/11/2012 10:16:49 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:27:23 AM |
| purposeful-durability8 | $100.00 | 12/11/2012 10:31:41 AM |
| subtle-bill727 | $25.00 | 12/11/2012 10:04:38 AM |
| Risk4Reward | $25.00 | 12/11/2012 10:46:48 AM |
| TumbleWeed88 | $25.00 | 12/11/2012 5:40:59 PM |
| principal-laser | $60.00 | 12/12/2012 5:07:29 AM |
| integrity-doctor | $100.00 | 12/12/2012 6:45:36 AM |
| green-loyalty-web | $25.00 | 12/12/2012 10:34:03 AM |
| RSV | $25.00 | 12/13/2012 4:04:35 AM |
| mummey | $50.00 | 12/12/2012 6:31:03 PM |
| money-baron-Roth401k | $25.00 | 12/13/2012 10:00:27 AM |
| alexander-hamilton | $50.00 | 12/13/2012 11:26:26 AM |
| DKSArt | $25.00 | 12/13/2012 1:06:09 PM |
| AF-Chief | $25.00 | 12/13/2012 10:21:57 AM |
| interstellar | $75.00 | 12/13/2012 10:33:53 AM |
| ethical-truth211 | $50.00 | 12/13/2012 5:53:04 PM |
| djh47a | $25.00 | 12/13/2012 2:23:14 PM |
| papaloha | $44.00 | 12/13/2012 7:21:02 PM |
| joyous-peace443 | $25.00 | 12/14/2012 9:20:00 AM |
| mkm | $25.00 | 12/14/2012 2:49:52 PM |
| E-2 | $100.00 | 12/15/2012 10:59:33 AM |
| vigorous-velocity | $300.00 | 12/15/2012 11:02:24 AM |
| enriching-value332 | $25.00 | 12/15/2012 12:27:56 PM |
| five-star-bonus6 | $25.00 | 12/15/2012 11:44:52 AM |
| first-dinero-temple | $25.00 | 12/15/2012 1:19:16 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
685102
This series of Notes was issued and sold upon the funding of the borrower loan #79389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $269.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,389 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-credit27 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $3,722.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/23/2012 1:35:38 PM |
| return-point2 | $100.00 | 12/10/2012 9:45:47 AM |
| yield-voyager8 | $25.00 | 12/10/2012 9:08:29 AM |
| entertaining-rate9 | $25.00 | 12/10/2012 9:13:06 AM |
| zipemdown | $25.00 | 12/10/2012 10:02:21 AM |
| belief-integrity | $150.00 | 12/10/2012 12:44:20 PM |
| Charlie010 | $25.00 | 12/10/2012 1:04:51 PM |
| bazaar-tulip | $25.00 | 12/10/2012 10:25:29 AM |
| valiant-return584 | $50.00 | 12/10/2012 10:28:52 AM |
| Dubbs360 | $50.00 | 12/10/2012 9:51:18 AM |
| Tscheddar | $25.00 | 12/10/2012 11:19:25 AM |
| simplelender80 | $500.00 | 12/10/2012 10:24:53 AM |
| skillful-asset5 | $30.00 | 12/10/2012 6:13:10 PM |
| first-serene-credit | $25.00 | 12/11/2012 8:34:16 AM |
| kind-lovely-marketplace | $50.00 | 12/11/2012 5:34:50 PM |
| DoctorJoe | $25.00 | 12/11/2012 6:13:26 PM |
| trumpeter391 | $25.00 | 12/12/2012 12:11:15 PM |
| cr8on | $30.00 | 12/12/2012 9:46:58 AM |
| fcrick | $50.00 | 12/13/2012 9:43:47 AM |
| transparency-sapling | $25.00 | 12/14/2012 5:20:29 PM |
| affluence-microscope2 | $200.00 | 12/15/2012 10:48:33 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:06 PM |
| whitegold24k | $50.00 | 12/16/2012 8:16:12 AM |
| capital-investor8 | $25.00 | 12/17/2012 6:24:26 AM |
| moola-accelerator6 | $25.00 | 12/16/2012 1:32:13 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:28 PM |
| TheHillsAreAlive | $25.00 | 12/18/2012 10:27:34 AM |
| kingryan | $250.00 | 12/18/2012 5:36:10 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:27 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:20 AM |
| Quiza12 | $100.00 | 12/19/2012 11:14:20 AM |
| tolerant-responsibility051 | $2,500.00 | 12/20/2012 5:28:26 PM |
| revolutionary769 | $25.00 | 12/21/2012 5:45:44 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:17 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:05:33 PM |
| lulasky63 | $32.64 | 12/22/2012 6:03:25 AM |
| supersarah61 | $25.00 | 12/21/2012 5:32:56 PM |
| roblender | $50.00 | 12/21/2012 5:04:13 PM |
| tom203 | $25.00 | 12/22/2012 12:18:06 PM |
| nex | $25.00 | 12/21/2012 6:26:36 PM |
| Weaverville | $25.00 | 12/21/2012 6:05:33 PM |
| newest-peso-excellence | $50.00 | 12/22/2012 9:04:09 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:00:09 AM |
| belief-integrity | $350.00 | 12/22/2012 2:56:48 PM |
| LilyAcreInvestmentsLLC | $294.00 | 12/22/2012 10:58:37 AM |
| mathaiusa | $25.00 | 12/22/2012 1:06:36 PM |
| velocity-solo | $25.00 | 12/23/2012 1:10:12 PM |
| HenryS | $30.00 | 12/23/2012 1:21:52 PM |
| tnjohnso | $25.00 | 12/23/2012 1:24:28 PM |
| community-seahorse0 | $25.00 | 12/23/2012 1:29:09 PM |
| adventurer447 | $74.00 | 12/23/2012 1:41:07 PM |
| finance-prescription | $100.00 | 12/23/2012 1:43:15 PM |
| rjleves | $25.00 | 12/23/2012 2:00:49 PM |
| Toby1montana | $50.00 | 12/23/2012 12:46:08 PM |
| sadls | $25.00 | 12/23/2012 1:00:20 PM |
| sjc224 | $25.00 | 12/23/2012 1:05:29 PM |
| vmann | $25.00 | 12/23/2012 1:09:29 PM |
| compoundinterest | $25.00 | 12/23/2012 1:20:34 PM |
| RevREB | $25.00 | 12/23/2012 12:28:53 PM |
| rogue_monster | $50.00 | 12/23/2012 12:32:42 PM |
| theshef | $25.00 | 12/23/2012 12:46:58 PM |
| rescue | $100.00 | 12/23/2012 12:56:05 PM |
| Doodlemeyer | $29.00 | 12/23/2012 1:15:21 PM |
| grf1945 | $40.00 | 12/23/2012 1:17:01 PM |
| PFTLender | $25.00 | 12/23/2012 1:24:42 PM |
| frooglejoe | $25.00 | 12/23/2012 1:53:40 PM |
| OTM84 | $50.00 | 12/23/2012 2:00:16 PM |
| economy-coup | $100.00 | 12/22/2012 12:32:53 AM |
| WalnutCreekguy | $50.00 | 12/10/2012 9:52:02 AM |
| five-star-note | $25.00 | 12/10/2012 10:33:24 AM |
| berniemadeoff | $65.00 | 12/10/2012 11:53:35 AM |
| john0720 | $100.00 | 12/10/2012 10:13:22 AM |
| integrity-doctor | $100.00 | 12/10/2012 2:39:54 PM |
| Kaj | $25.00 | 12/10/2012 9:47:56 AM |
| Dubbly | $25.00 | 12/10/2012 10:37:49 AM |
| aggresive-compassion612 | $25.00 | 12/10/2012 9:58:56 AM |
| 01a_MrUSC_IRA | $25.00 | 12/10/2012 11:09:08 AM |
| workorbe | $25.00 | 12/10/2012 2:37:12 PM |
| truth-companion | $25.00 | 12/11/2012 10:48:45 AM |
| Interest2thePeople | $100.00 | 12/11/2012 5:19:03 PM |
| thrilling-point2 | $40.00 | 12/11/2012 5:22:19 PM |
| thrilling-fund427 | $50.00 | 12/11/2012 5:23:53 PM |
| purposeful-durability8 | $100.00 | 12/12/2012 9:14:51 AM |
| enthusiastic-balance5 | $100.00 | 12/12/2012 10:37:45 AM |
| power-spartan5 | $25.00 | 12/13/2012 6:01:10 PM |
| Assets-Up | $25.00 | 12/13/2012 7:07:28 PM |
| AF-Chief | $25.00 | 12/14/2012 10:22:55 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:20:09 AM |
| credit-adventurer313 | $25.00 | 12/15/2012 5:25:18 PM |
| deal-vibrato | $25.00 | 12/16/2012 12:54:29 PM |
| pierrelasvegas | $25.00 | 12/17/2012 9:38:09 AM |
| loyalty-cupcake6 | $25.00 | 12/17/2012 5:18:29 PM |
| forceful-note8 | $28.00 | 12/18/2012 5:35:19 PM |
| successful-agreement7 | $37.00 | 12/19/2012 9:46:56 AM |
| exchange-mason | $25.00 | 12/18/2012 6:42:18 PM |
| natural-liberty4 | $48.00 | 12/19/2012 5:37:37 PM |
| monster4 | $50.00 | 12/21/2012 9:36:26 AM |
| hitsman | $50.00 | 12/21/2012 9:02:28 AM |
| kegs | $150.00 | 12/21/2012 2:48:58 PM |
| ezrloan | $25.00 | 12/21/2012 4:38:23 PM |
| payout-thinker7 | $25.00 | 12/22/2012 6:53:23 AM |
| gauss02 | $25.00 | 12/22/2012 12:30:16 PM |
| ATWSPOON | $25.00 | 12/22/2012 12:45:13 PM |
| helping-out | $25.00 | 12/22/2012 5:43:05 AM |
| invincible-wampum3 | $50.00 | 12/22/2012 7:53:51 AM |
| Leshan | $100.00 | 12/22/2012 8:42:33 AM |
| market-pudding | $25.00 | 12/22/2012 6:07:15 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:27 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:53 PM |
| MKProfSolutions | $25.00 | 12/23/2012 12:39:49 PM |
| valiant-liberty4 | $25.00 | 12/23/2012 12:55:37 PM |
| interstellar | $75.00 | 12/23/2012 1:03:27 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:08 PM |
| belief-integrity | $250.00 | 12/22/2012 7:37:25 PM |
| Purposeful | $50.00 | 12/23/2012 1:40:02 PM |
| first-pragmatic-power | $25.00 | 12/23/2012 1:41:48 PM |
| treasure-gazer | $25.00 | 12/23/2012 1:42:36 PM |
| money-bauble | $59.00 | 12/23/2012 1:43:25 PM |
| debt-force | $25.00 | 12/23/2012 1:44:01 PM |
| peace-fixer8 | $25.00 | 12/23/2012 1:52:05 PM |
| Trentsteel_98 | $25.00 | 12/23/2012 1:52:30 PM |
| Investor_DP | $100.00 | 12/23/2012 1:53:49 PM |
| fantastic-openness | $50.00 | 12/23/2012 9:57:59 AM |
| sensational-coin2 | $25.00 | 12/22/2012 6:17:42 PM |
| Brianformisano | $25.00 | 12/23/2012 1:00:07 PM |
| orderly-loot | $25.00 | 12/23/2012 1:16:12 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:00 AM |
| impartial-p2p6 | $50.00 | 12/23/2012 11:57:41 AM |
| dragonfly-amulet | $25.00 | 12/23/2012 1:45:17 PM |
| DadWarbucks | $25.00 | 12/23/2012 12:33:40 PM |
| Hambone1111 | $25.00 | 12/23/2012 12:52:21 PM |
| fulfilling-bazaar4 | $100.00 | 12/23/2012 1:20:13 PM |
| Dowanhill | $25.00 | 12/23/2012 1:24:30 PM |
| haplender | $50.00 | 12/23/2012 1:29:33 PM |
| social-tostada9 | $50.00 | 12/23/2012 1:39:02 PM |
| enthralling-deal53 | $73.00 | 12/23/2012 1:59:13 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
685112
This series of Notes was issued and sold upon the funding of the borrower loan #79399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-13-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 90% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,376 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enthusiastic-euro0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay Bills
My financial situation: Is consistant pay and hours. I am managing my money to pay off all debt sooner.
I am a good candidate for this loan because...I do pay my bills
Monthly net income: $1440.00
Monthly expenses: $1064.00Housing: $499.00
Insurance: $49.00
Car expenses: $0
Utilities: $75.00
Phone, cable, internet: $50.00
Food, entertainment: $0
Clothing, household expenses: $60.00
Credit cards and other loans: $300.00
Other expenses: 60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wrats6 | $25.00 | 12/12/2012 9:13:54 AM |
| thrilling-point2 | $40.00 | 12/12/2012 9:47:29 AM |
| BostonCapital | $100.00 | 12/12/2012 9:20:59 AM |
| zipemdown | $25.00 | 12/12/2012 10:02:26 AM |
| affluence-microscope2 | $200.00 | 12/12/2012 9:44:01 AM |
| valiant-return584 | $50.00 | 12/12/2012 9:50:51 AM |
| daw1878 | $25.00 | 12/12/2012 9:52:53 AM |
| Budro | $50.00 | 12/12/2012 9:57:21 AM |
| robust-money141 | $100.00 | 12/12/2012 1:25:18 PM |
| radiant-dollar9 | $200.00 | 12/12/2012 10:04:34 AM |
| simplelender80 | $125.00 | 12/12/2012 6:22:42 PM |
| ChoiceInvestments | $27.50 | 12/12/2012 9:00:03 PM |
| cr8on | $30.00 | 12/13/2012 9:12:52 AM |
| USMCR | $25.00 | 12/12/2012 6:57:17 PM |
| wwwUniversal | $25.00 | 12/13/2012 9:40:20 AM |
| amdavadi | $100.00 | 12/13/2012 10:57:11 AM |
| trumpeter391 | $25.00 | 12/13/2012 3:30:23 PM |
| prudent-dough458 | $25.00 | 12/13/2012 5:44:19 PM |
| return-point2 | $92.50 | 12/13/2012 5:54:32 PM |
| transaction-seahorse0 | $25.00 | 12/12/2012 10:06:56 AM |
| riskreward | $250.00 | 12/12/2012 10:07:56 AM |
| kind-lovely-marketplace | $50.00 | 12/12/2012 9:55:12 AM |
| orange-preeminant-bill | $25.00 | 12/12/2012 10:05:18 AM |
| formula842 | $25.00 | 12/12/2012 9:42:58 AM |
| missing-link | $25.00 | 12/12/2012 10:24:45 AM |
| principal-star | $25.00 | 12/12/2012 12:42:02 PM |
| octoberfresh | $25.00 | 12/12/2012 10:41:14 AM |
| systematic-asset8 | $60.00 | 12/12/2012 12:03:46 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:40 PM |
| payout-motivator0 | $50.00 | 12/12/2012 6:51:03 PM |
| 6515Wheat | $25.00 | 12/13/2012 4:38:27 PM |
| heerzaquestion | $25.00 | 12/13/2012 4:07:11 PM |
| PAPAT | $25.00 | 12/13/2012 2:24:44 PM |
| WalnutCreekguy | $50.00 | 12/13/2012 5:24:17 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
685138
This series of Notes was issued and sold upon the funding of the borrower loan #79197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $226.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $914 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Melis_Mama |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Auto Loan Refinancing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leodaguy | $100.00 | 12/10/2012 5:05:14 PM |
| mymoneyblog | $25.00 | 12/10/2012 5:41:23 PM |
| bazaar-tulip | $25.00 | 12/10/2012 6:16:10 PM |
| CreditBuilder2 | $25.01 | 12/10/2012 7:12:53 PM |
| daw1878 | $25.00 | 12/10/2012 5:48:08 PM |
| wise-charming-reward | $500.00 | 12/10/2012 6:33:46 PM |
| heerzaquestion | $50.00 | 12/10/2012 6:46:00 PM |
| uncl-sammy | $25.00 | 12/10/2012 6:47:29 PM |
| availableloan | $25.00 | 12/10/2012 7:09:31 PM |
| cjames84 | $25.00 | 12/11/2012 3:39:22 AM |
| YampaQuant | $25.00 | 12/11/2012 9:55:07 AM |
| arenangelchild | $100.00 | 12/11/2012 5:32:14 AM |
| natural-worth9 | $25.00 | 12/11/2012 7:35:05 AM |
| loot-prescription3 | $25.00 | 12/11/2012 10:33:28 AM |
| Winged_Inspirations | $25.00 | 12/11/2012 11:18:19 AM |
| CoolPlexer | $25.00 | 12/11/2012 10:41:10 AM |
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:03 PM |
| kalamari | $30.00 | 12/11/2012 1:04:06 PM |
| cwegert | $25.00 | 12/11/2012 5:15:37 PM |
| goodhearted-basis4 | $25.00 | 12/11/2012 11:18:27 PM |
| qsolo | $25.00 | 12/11/2012 5:51:43 PM |
| Tscheddar | $25.00 | 12/11/2012 6:49:57 PM |
| Roundhouse | $75.00 | 12/12/2012 8:01:54 AM |
| djh47a | $50.00 | 12/12/2012 12:59:20 PM |
| deal-vibrato | $25.00 | 12/12/2012 10:11:37 AM |
| Johnab | $25.00 | 12/12/2012 2:54:26 PM |
| supersarah61 | $25.00 | 12/12/2012 5:20:54 PM |
| dbs | $25.00 | 12/12/2012 5:27:02 PM |
| prudent-deal662 | $25.00 | 12/13/2012 9:16:36 AM |
| elog238 | $25.00 | 12/13/2012 6:56:56 AM |
| SBT | $25.00 | 12/13/2012 10:04:16 AM |
| amdavadi | $100.00 | 12/13/2012 10:58:46 AM |
| fairness-booster9 | $25.00 | 12/13/2012 6:33:14 PM |
| Hy-FineAnts-33 | $100.00 | 12/13/2012 8:22:11 PM |
| True_Believer | $50.73 | 12/13/2012 8:22:40 PM |
| green-trade-firestarter | $40.00 | 12/13/2012 9:06:14 PM |
| ethical-truth211 | $408.33 | 12/14/2012 5:18:15 AM |
| obduro_1 | $25.00 | 12/10/2012 5:39:37 PM |
| greenback-judo | $50.00 | 12/10/2012 5:44:01 PM |
| slimof37 | $25.00 | 12/10/2012 5:46:45 PM |
| Zolton | $300.00 | 12/10/2012 5:07:24 PM |
| just-loyalty643 | $25.00 | 12/10/2012 6:01:29 PM |
| entertaining-rate9 | $25.00 | 12/10/2012 6:19:22 PM |
| penny-finder | $55.00 | 12/10/2012 5:41:42 PM |
| prudent-dough458 | $25.00 | 12/10/2012 5:04:10 PM |
| secureincome | $555.00 | 12/10/2012 5:23:50 PM |
| Nipper99 | $100.00 | 12/10/2012 7:06:24 PM |
| well-rounded-diversification | $25.00 | 12/10/2012 5:59:07 PM |
| DreisersFinancier | $50.00 | 12/10/2012 6:32:53 PM |
| Dan4703 | $25.00 | 12/10/2012 6:51:09 PM |
| best-bonafide-p2p | $50.00 | 12/10/2012 8:06:51 PM |
| octoberfresh | $25.00 | 12/11/2012 6:47:33 AM |
| treasure-hunter270 | $50.00 | 12/11/2012 8:31:22 AM |
| Mikale360 | $25.00 | 12/10/2012 9:28:07 PM |
| pure-treasure7 | $50.00 | 12/10/2012 10:14:03 PM |
| order-merman | $42.56 | 12/11/2012 5:02:13 AM |
| money-atizer | $25.00 | 12/11/2012 10:23:01 AM |
| one-midas | $25.00 | 12/11/2012 9:21:30 AM |
| five-star-note | $25.00 | 12/11/2012 11:09:06 AM |
| Phunder | $25.00 | 12/11/2012 10:56:57 AM |
| Nazbuster | $50.00 | 12/11/2012 1:48:44 PM |
| Harry | $75.00 | 12/11/2012 5:30:28 PM |
| radforj22 | $25.00 | 12/11/2012 3:15:10 PM |
| Plutis | $25.00 | 12/11/2012 6:10:02 PM |
| wetlands | $200.00 | 12/11/2012 5:43:54 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:24 PM |
| simplelender80 | $500.00 | 12/11/2012 6:17:02 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:41:59 PM |
| Tbone49 | $25.00 | 12/11/2012 7:26:27 PM |
| triumphant-community | $50.00 | 12/11/2012 7:50:39 PM |
| truth-igniter4 | $25.00 | 12/12/2012 9:20:11 AM |
| bid-starfish | $25.00 | 12/12/2012 10:08:54 AM |
| bartb | $25.00 | 12/12/2012 2:51:33 PM |
| BigBag | $25.00 | 12/12/2012 8:40:44 PM |
| durable-investment8 | $35.00 | 12/13/2012 7:17:39 AM |
| Prime_Note_Investor | $200.00 | 12/12/2012 6:10:53 PM |
| Astyanax | $35.00 | 12/12/2012 7:17:14 PM |
| CaptainBL | $25.00 | 12/13/2012 10:08:35 AM |
| LaGrangeLender | $60.00 | 12/13/2012 10:48:55 AM |
| Jassi | $25.00 | 12/13/2012 9:43:08 AM |
| bonafide-openness665 | $25.00 | 12/13/2012 9:44:48 AM |
| crown-year | $1,000.00 | 12/13/2012 12:56:50 PM |
| cello1 | $25.00 | 12/13/2012 4:36:49 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:15 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:55 PM |
| Avicell | $25.00 | 12/13/2012 6:21:51 PM |
| knowledgeable-leverage8 | $25.00 | 12/13/2012 4:31:52 PM |
| glenium | $25.00 | 12/14/2012 2:58:22 AM |
| CA-Paco | $50.00 | 12/13/2012 8:45:58 PM |
| smart-kindness8 | $38.37 | 12/14/2012 4:23:05 AM |
| ruralgold | $25.00 | 12/14/2012 5:01:06 AM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
685160
This series of Notes was issued and sold upon the funding of the borrower loan #79595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $212.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| triumph246 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Home Imp:Invest in income, not debt
I'm a Retired returning Prosper Borrower, who has/is a lender under the tag: triumph246
Purpose of loan:
This is a home improvement loan to:
Mjaor Upgrade of the electrical distribution and supply to my home, including some green features.
Upgrade roof and structural underpinnings in some cases.
In the end, to Add Solar Panel generation - covers only base load.
This investment will generate savings used to assist in paying down the loan, nearing half the monthly payment. The remainder will be my investment in quality of life and property value.
Due to the nature of this project, I can't access HELOC because of the Solar components future income generation potential and restrictions tied to certain rebate and incentive programs.
I will apply for utility and tax incentives, and if accepted, I will use the funds to pre-pay portions of this loan. The loan amount is the worst case scenario of the project from preliminary estimates.
My financial situation:
I have a stable retirement income and occasional side work.
Apart from major purchases, I pay my bills on a cash basis so I have little revolving credit worries, and no credit card balances. I have just recently paid off my car and my motorcycle before that in anticipation of this project.
Thanks for giving me loan a look.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.13 | 12/12/2012 9:05:08 AM |
| trumpeter391 | $100.00 | 12/12/2012 9:09:43 AM |
| superb-funds335 | $25.00 | 12/12/2012 9:16:00 AM |
| ALANGREANSPAN | $25.00 | 12/12/2012 9:20:28 AM |
| KryptonWare-com | $25.00 | 12/12/2012 9:32:37 AM |
| market-maximizer472 | $25.00 | 12/12/2012 9:06:30 AM |
| engaging-worth | $25.00 | 12/12/2012 9:07:18 AM |
| __A1B2 | $30.00 | 12/12/2012 9:15:45 AM |
| bazaar-tulip | $25.00 | 12/12/2012 9:35:26 AM |
| Aberdeen | $99.00 | 12/12/2012 10:17:36 AM |
| Zolton | $300.00 | 12/12/2012 9:49:32 AM |
| bid-youngster026 | $25.00 | 12/12/2012 9:48:05 AM |
| DoctorJoe | $25.00 | 12/12/2012 3:11:30 PM |
| commerce-venture1 | $25.00 | 12/12/2012 4:58:19 PM |
| cerebral-deal353 | $25.00 | 12/12/2012 1:03:58 PM |
| moneylender25 | $25.00 | 12/12/2012 10:52:16 AM |
| CreditBuilder2 | $25.01 | 12/12/2012 11:09:53 AM |
| nex | $25.00 | 12/12/2012 11:25:11 AM |
| kendigme | $49.38 | 12/12/2012 1:15:56 PM |
| weiyinsan | $40.00 | 12/12/2012 4:59:00 PM |
| elog238 | $125.00 | 12/13/2012 7:02:08 AM |
| JGuide | $25.00 | 12/13/2012 12:52:17 AM |
| cerebral-dollar773 | $25.54 | 12/13/2012 8:33:34 AM |
| corporatejim | $32.68 | 12/13/2012 9:39:20 AM |
| LENDO-CALRISSIAN | $25.00 | 12/13/2012 10:22:33 AM |
| Abece | $102.59 | 12/13/2012 12:24:09 PM |
| Eminent_Endeavors | $32.41 | 12/13/2012 12:32:45 PM |
| economy-huckleberry0 | $25.00 | 12/13/2012 6:49:57 PM |
| payment-halo | $25.00 | 12/13/2012 7:59:54 PM |
| mad-scientist0 | $50.00 | 12/14/2012 10:00:51 AM |
| sprinter | $50.00 | 12/14/2012 10:07:58 AM |
| courteous-trade229 | $30.00 | 12/14/2012 10:10:09 AM |
| jojo6686 | $79.14 | 12/14/2012 5:41:56 PM |
| supersarah61 | $25.00 | 12/14/2012 4:55:46 PM |
| zorg77 | $100.00 | 12/14/2012 11:54:13 AM |
| Boca | $30.48 | 12/14/2012 8:02:58 PM |
| napmanger | $50.00 | 12/15/2012 10:48:38 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:32:33 AM |
| power-chef420 | $25.00 | 12/15/2012 12:58:12 PM |
| NoCal | $42.00 | 12/15/2012 12:37:25 PM |
| JBBank | $25.00 | 12/15/2012 1:13:55 PM |
| LaGrangeLender | $60.00 | 12/15/2012 1:03:18 PM |
| Gordon_Gekko1 | $30.00 | 12/15/2012 1:10:03 PM |
| loot-prescription3 | $25.00 | 12/15/2012 1:58:59 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:39:16 PM |
| OGS_Capital | $50.00 | 12/16/2012 7:55:29 AM |
| Brookst | $50.00 | 12/16/2012 9:46:50 AM |
| JustMee | $25.00 | 12/16/2012 2:53:25 PM |
| well-mannered-income3 | $100.00 | 12/15/2012 5:24:23 PM |
| KSPHoldings | $30.00 | 12/16/2012 5:49:13 AM |
| deal-pioneer1 | $50.00 | 12/17/2012 3:54:44 AM |
| wilmajean | $100.00 | 12/17/2012 5:03:35 AM |
| affluence-hickory | $25.00 | 12/17/2012 8:02:49 AM |
| generosity-battalion0 | $25.00 | 12/17/2012 8:33:42 AM |
| BuzzyBee336 | $75.00 | 12/16/2012 5:13:24 PM |
| dukeiyer | $25.00 | 12/17/2012 11:14:08 AM |
| Avicell | $25.00 | 12/17/2012 9:40:17 AM |
| heavensfx | $25.00 | 12/17/2012 9:49:18 AM |
| Mrs-Honeydew | $25.00 | 12/17/2012 7:04:39 AM |
| Aristocrat | $34.46 | 12/17/2012 9:49:51 AM |
| treasure-hunter270 | $43.10 | 12/17/2012 3:38:31 PM |
| ralph44 | $25.00 | 12/17/2012 9:33:02 AM |
| frankdelraza | $25.00 | 12/17/2012 9:38:40 AM |
| martymaniaman | $25.00 | 12/17/2012 1:00:45 PM |
| dough-hammock | $25.00 | 12/17/2012 1:58:59 PM |
| blue-laudable-dinero | $25.00 | 12/17/2012 10:57:43 AM |
| trumpeter5 | $25.00 | 12/17/2012 11:49:52 AM |
| felicity-contributor3 | $50.00 | 12/12/2012 9:17:10 AM |
| RGlad | $150.00 | 12/12/2012 9:36:30 AM |
| bid-starfish | $25.00 | 12/12/2012 10:08:56 AM |
| DasMula | $63.39 | 12/12/2012 9:12:40 AM |
| thehousewife | $25.00 | 12/12/2012 10:28:39 AM |
| wetlands | $200.00 | 12/12/2012 10:02:36 AM |
| gravbox | $25.00 | 12/12/2012 10:48:38 AM |
| natural-worth9 | $75.00 | 12/12/2012 10:24:05 AM |
| entertaining-rate9 | $25.00 | 12/12/2012 9:47:34 AM |
| cahjoon | $25.00 | 12/12/2012 10:33:50 AM |
| cash-mad-scientist3 | $25.00 | 12/12/2012 9:56:40 AM |
| investmentgroup | $50.00 | 12/12/2012 11:13:30 AM |
| DreisersFinancier | $50.00 | 12/12/2012 10:18:06 AM |
| yield-deployment5 | $25.00 | 12/12/2012 1:53:12 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:10 PM |
| Abece | $221.79 | 12/12/2012 12:14:32 PM |
| corphippie | $25.00 | 12/13/2012 7:00:57 AM |
| loyalty-czar | $54.94 | 12/12/2012 7:42:28 PM |
| magnetic-duty4 | $25.00 | 12/12/2012 6:10:37 PM |
| kevin314 | $25.00 | 12/13/2012 9:18:41 AM |
| Astyanax | $40.00 | 12/12/2012 8:18:04 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:00 PM |
| radforj22 | $25.00 | 12/13/2012 1:49:52 PM |
| valiant-money | $50.00 | 12/14/2012 7:47:38 AM |
| brightest-riveting-order | $25.00 | 12/14/2012 9:57:16 AM |
| finopp | $25.00 | 12/14/2012 11:15:15 AM |
| DevinHill_IRA | $50.00 | 12/14/2012 11:05:27 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:09 AM |
| octoberfresh | $25.00 | 12/15/2012 6:37:21 AM |
| TWGCJ | $25.00 | 12/15/2012 10:48:24 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:13 PM |
| deal-vibrato | $25.00 | 12/15/2012 1:21:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:23 PM |
| EthanColeInvestingGroup | $25.00 | 12/16/2012 6:13:13 AM |
| Oakland | $50.00 | 12/16/2012 11:13:52 AM |
| 340IRA | $25.00 | 12/16/2012 11:57:01 AM |
| BigBag | $25.00 | 12/16/2012 11:57:50 AM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:48:18 PM |
| producer455 | $26.84 | 12/16/2012 12:09:47 PM |
| Aceangel | $50.00 | 12/15/2012 7:42:29 PM |
| whitegold24k | $122.55 | 12/16/2012 8:36:54 AM |
| Moneypenny6 | $25.00 | 12/16/2012 11:57:17 AM |
| HD-4-Life | $365.00 | 12/15/2012 5:32:29 PM |
| CSharper | $25.00 | 12/15/2012 6:57:52 PM |
| goodhearted-basis4 | $25.00 | 12/15/2012 7:21:48 PM |
| prudent-deal662 | $25.00 | 12/16/2012 12:32:39 PM |
| pennybypenny | $200.00 | 12/16/2012 9:23:30 PM |
| tornado351 | $25.00 | 12/17/2012 3:24:35 AM |
| themoneydoctor | $56.37 | 12/16/2012 1:09:27 PM |
| crown-year | $2,000.00 | 12/17/2012 6:04:17 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:48 AM |
| MassBile | $26.01 | 12/17/2012 7:09:58 AM |
| grammaspurse | $25.00 | 12/16/2012 2:53:18 PM |
| benjamins-worker5 | $150.00 | 12/17/2012 8:34:16 AM |
| pound-albatross7 | $319.39 | 12/16/2012 12:07:45 PM |
| first-dinero-temple | $25.00 | 12/17/2012 9:26:01 AM |
| 1NiceLender | $25.00 | 12/16/2012 1:32:58 PM |
| calbertrand | $25.00 | 12/17/2012 8:17:29 AM |
| tranquil-gain1 | $75.00 | 12/17/2012 8:55:10 AM |
| tke248 | $57.80 | 12/16/2012 6:52:27 PM |
| newest-currency-vibrato | $25.00 | 12/17/2012 11:47:56 AM |
| indomart | $25.00 | 12/17/2012 12:51:25 PM |
| BankofPete | $25.00 | 12/17/2012 11:07:58 AM |
| runfree | $100.00 | 12/17/2012 10:28:48 AM |
| refined-commerce2 | $30.00 | 12/17/2012 11:46:24 AM |
| astute-benjamins | $25.00 | 12/17/2012 12:06:44 PM |
| benevolent-power3 | $25.00 | 12/17/2012 2:05:26 PM |
| hope-coup | $100.00 | 12/17/2012 3:03:22 PM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
685438
This series of Notes was issued and sold upon the funding of the borrower loan #79511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Dec-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $137.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,761 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mussel736 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2012)
|
|
Principal balance:
| $2,169.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
I am seeking a loan which will serve to pay off a couple of higher interest accounts. By paying these off, my total monthly payment obligation will be lowered. This will allow me to pay a little more towards paying off my total debt and hopefully allow me to also place some money in savings as a buffer, which I have been unable to do as of late. In addition, I am continuing to seek part time employment which will not only supplement my regular salary, but it will also help me pay down my debts more quickly, and hopefully make 2013 a more prosperous year. I sincerely thank you for your time in considering my request and I wish you a very Happy Holiday season.
My financial situation:
I am a good candidate for this loan because...
Despite hardships in the past I have always been responsible for my debts and have never asked for anything to be waived. I will continue to honor any financial obligation that I incur. I have a stable source of income and as I have said I am even trying to supplement that income to accomplish my goals.
Monthly net income: $3247.98
Monthly expenses: $500
Housing: $
Insurance: $43.07
Car expenses: $200
Utilities: $300
Phone, cable, internet: $90
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kaj | $25.00 | 12/10/2012 5:33:37 PM |
| zipemdown | $25.00 | 12/10/2012 5:06:35 PM |
| valiant-return584 | $50.00 | 12/10/2012 5:21:10 PM |
| five-star-note | $25.00 | 12/10/2012 6:59:13 PM |
| skillful-asset5 | $30.00 | 12/10/2012 5:48:41 PM |
| vutah | $25.00 | 12/10/2012 6:00:18 PM |
| TumbleWeed88 | $25.00 | 12/10/2012 6:01:02 PM |
| comoy | $25.00 | 12/11/2012 10:49:54 AM |
| Investor_DP | $100.00 | 12/11/2012 9:52:25 AM |
| power-spartan5 | $25.00 | 12/11/2012 10:41:08 AM |
| truth-companion | $25.00 | 12/11/2012 10:48:53 AM |
| Edakers | $25.00 | 12/11/2012 1:50:21 PM |
| transaction-seahorse0 | $25.00 | 12/11/2012 5:53:27 PM |
| ChoiceInvestments | $25.00 | 12/11/2012 9:33:23 PM |
| DonaldColorado | $100.00 | 12/11/2012 6:28:04 PM |
| cr8on | $30.00 | 12/12/2012 9:46:59 AM |
| brightest-organized-balance | $25.00 | 12/12/2012 1:56:52 PM |
| Navy_Wife_Retired | $94.35 | 12/12/2012 5:26:22 PM |
| ddog0224 | $50.00 | 12/12/2012 5:02:39 PM |
| the-wealth-taxi | $25.00 | 12/13/2012 5:03:19 AM |
| robotengineer | $25.14 | 12/12/2012 7:35:19 PM |
| money-baron-Roth401k | $25.00 | 12/12/2012 6:33:18 PM |
| ag-ventures | $25.00 | 12/12/2012 9:46:36 PM |
| HelpWhenNeeded | $25.00 | 12/13/2012 10:47:40 AM |
| McDeeter | $30.00 | 12/13/2012 9:00:41 PM |
| euphoria8 | $35.00 | 12/14/2012 5:46:43 AM |
| AF-Chief | $25.00 | 12/14/2012 10:22:57 AM |
| LaGrangeLender | $60.00 | 12/14/2012 10:10:55 AM |
| Hippo-IRA1 | $30.00 | 12/15/2012 4:15:23 AM |
| mammalian4 | $25.00 | 12/14/2012 6:57:29 PM |
| Bob450 | $25.00 | 12/15/2012 9:44:19 AM |
| tolerant-dinero2 | $25.00 | 12/15/2012 10:22:58 AM |
| pfh | $25.00 | 12/15/2012 5:41:58 AM |
| SerZav | $50.00 | 12/15/2012 10:18:22 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:51 AM |
| fcrick | $36.23 | 12/15/2012 12:08:41 PM |
| persist_in_doing | $25.00 | 12/10/2012 6:16:56 PM |
| aggresive-compassion612 | $25.00 | 12/10/2012 5:44:53 PM |
| return-point2 | $100.00 | 12/10/2012 5:50:34 PM |
| Nco | $150.00 | 12/10/2012 5:59:22 PM |
| Tscheddar | $25.00 | 12/10/2012 6:38:50 PM |
| LuvToLend | $25.00 | 12/10/2012 6:11:56 PM |
| simplelender80 | $500.00 | 12/10/2012 5:31:55 PM |
| WalnutCreekguy | $50.00 | 12/10/2012 5:34:58 PM |
| kenji4861 | $25.00 | 12/10/2012 6:22:21 PM |
| top-goodhearted-liberty | $25.00 | 12/10/2012 6:38:00 PM |
| handy-justice | $50.00 | 12/11/2012 8:55:14 AM |
| first-serene-credit | $25.00 | 12/11/2012 8:26:40 AM |
| diversification-collider5 | $25.00 | 12/11/2012 9:16:24 AM |
| Assets-Up | $25.00 | 12/11/2012 10:57:45 AM |
| Sunshine2222 | $25.00 | 12/11/2012 10:21:11 AM |
| DoctorJoe | $25.00 | 12/11/2012 6:15:05 PM |
| purposeful-durability8 | $100.00 | 12/11/2012 5:35:48 PM |
| integrity-doctor | $100.00 | 12/12/2012 6:46:21 AM |
| Bank42 | $25.00 | 12/12/2012 7:27:21 AM |
| Odyssey77 | $25.00 | 12/12/2012 9:38:39 AM |
| trumpeter391 | $50.00 | 12/12/2012 11:20:04 AM |
| wealth-ferret | $25.00 | 12/12/2012 4:56:57 PM |
| benefit-javelin | $50.00 | 12/12/2012 12:12:53 PM |
| djh47a | $50.00 | 12/12/2012 12:59:20 PM |
| gold-miser9 | $53.21 | 12/12/2012 9:13:31 PM |
| gotjack-IRA | $25.01 | 12/12/2012 6:52:25 PM |
| appcoder | $35.00 | 12/13/2012 9:31:36 AM |
| reaction18 | $100.01 | 12/13/2012 10:17:31 AM |
| papaloha | $66.00 | 12/13/2012 7:25:00 PM |
| num1irish | $50.00 | 12/14/2012 10:20:13 AM |
| Military_Money_Wise | $25.00 | 12/14/2012 9:08:35 AM |
| zorg77 | $100.00 | 12/14/2012 5:33:40 PM |
| bbt210 | $25.05 | 12/14/2012 7:00:21 PM |
| successful-agreement7 | $100.00 | 12/15/2012 11:04:47 AM |
| momoney2lend | $25.00 | 12/15/2012 11:38:45 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
685562
This series of Notes was issued and sold upon the funding of the borrower loan #79555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,288 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pleasant-durability352 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...consolidate bills.
My financial situation:
I am a good candidate for this loan because...that i have paid all of my creditors on time since my bankruptcy.
Monthly net income: $4300
Monthly expenses: $ 100
Housing: $ 1200
Insurance: $ 125
Car expenses: $ 0
Utilities: $ 150
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $25
Credit cards and other loans: $ 500
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 12/14/2012 5:03:40 PM |
| Something-Corporate | $25.00 | 12/13/2012 9:06:04 AM |
| golffish2 | $25.00 | 12/13/2012 9:05:28 AM |
| deal-selector5 | $25.00 | 12/13/2012 9:02:10 AM |
| EngineersAlliance | $50.00 | 12/13/2012 11:00:36 AM |
| LittleMingo | $25.00 | 12/13/2012 9:22:56 AM |
| let_me_retire | $50.00 | 12/13/2012 12:05:08 PM |
| RGlad | $100.00 | 12/13/2012 9:31:03 AM |
| worthy-bid8 | $100.00 | 12/13/2012 9:47:50 AM |
| gotjack-IRA | $25.00 | 12/13/2012 12:45:58 PM |
| slowgains | $25.00 | 12/13/2012 10:22:34 AM |
| DevinHill | $25.00 | 12/13/2012 11:31:20 AM |
| DevinHill_IRA | $30.00 | 12/13/2012 7:46:13 PM |
| finder61 | $25.00 | 12/13/2012 9:48:20 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:44:12 PM |
| belief-integrity | $250.00 | 12/14/2012 7:14:22 PM |
| exponential-fairness2 | $25.00 | 12/15/2012 7:43:56 AM |
| Bob450 | $25.00 | 12/15/2012 9:27:19 AM |
| belief-integrity | $500.00 | 12/14/2012 7:54:55 PM |
| djh47a | $25.00 | 12/15/2012 7:38:28 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:36 AM |
| Star_Witness | $25.00 | 12/15/2012 3:38:23 PM |
| the-hope-workhorse | $25.00 | 12/16/2012 5:34:46 PM |
| payment-halo | $25.00 | 12/17/2012 9:40:15 AM |
| niq4soccer | $25.00 | 12/17/2012 2:30:17 PM |
| bob450-roth | $25.00 | 12/17/2012 3:37:39 PM |
| order-banshee3 | $25.00 | 12/17/2012 3:57:28 PM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:31:54 PM |
| burgeoning-affluence5 | $50.00 | 12/17/2012 8:06:38 PM |
| professional-listing746 | $128.99 | 12/18/2012 5:25:09 AM |
| urcabinetguy | $50.00 | 12/18/2012 7:05:15 AM |
| srosa29 | $25.00 | 12/18/2012 8:12:31 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 10:01:07 PM |
| Isanpankki | $25.00 | 12/18/2012 10:16:32 AM |
| squadron820 | $25.00 | 12/18/2012 7:59:49 AM |
| Money_Working | $25.00 | 12/18/2012 12:57:54 PM |
| checzwick | $25.00 | 12/18/2012 1:12:22 PM |
| schnatty | $25.00 | 12/18/2012 9:08:07 AM |
| Mucman72 | $25.00 | 12/17/2012 9:54:11 PM |
| mammalian4 | $25.00 | 12/18/2012 2:37:59 PM |
| dukeiyer | $25.00 | 12/18/2012 10:34:13 AM |
| bid-ace937 | $50.00 | 12/18/2012 5:15:40 PM |
| ethical-truth211 | $25.00 | 12/18/2012 5:21:48 PM |
| Ocean713 | $75.00 | 12/18/2012 3:48:21 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:53 PM |
| treasure-bliss | $25.00 | 12/13/2012 9:21:15 AM |
| berniemadeoff | $75.00 | 12/13/2012 9:31:44 AM |
| rate-advocator7 | $250.00 | 12/13/2012 10:11:45 AM |
| reaction18 | $50.00 | 12/13/2012 10:20:09 AM |
| DreisersFinancier | $50.00 | 12/13/2012 9:15:23 AM |
| Rogelio48 | $30.00 | 12/13/2012 10:46:22 AM |
| appetizing-loyalty354 | $25.00 | 12/13/2012 10:56:58 AM |
| CA-Lender | $25.00 | 12/13/2012 11:46:54 AM |
| vutah | $45.00 | 12/13/2012 12:02:20 PM |
| thrilling-point2 | $40.00 | 12/13/2012 12:11:08 PM |
| prudent-loot | $25.00 | 12/13/2012 8:28:08 PM |
| pureIRA | $100.00 | 12/14/2012 7:58:40 AM |
| sincere-agreement9 | $38.71 | 12/15/2012 1:17:39 PM |
| wise-deal-panda | $100.00 | 12/15/2012 12:56:37 PM |
| tommymtg7 | $25.00 | 12/15/2012 2:08:01 PM |
| diplomatic-wealth7 | $25.00 | 12/17/2012 5:24:12 PM |
| return-rocket9 | $50.00 | 12/17/2012 9:27:48 PM |
| bold-important-dollar | $50.00 | 12/18/2012 5:32:12 AM |
| MrBojangles01 | $50.00 | 12/18/2012 6:57:32 AM |
| britches318 | $100.00 | 12/18/2012 7:41:39 AM |
| jhernand17 | $25.00 | 12/18/2012 8:29:44 AM |
| WonderPup | $25.00 | 12/18/2012 8:30:04 AM |
| Tscheddar | $25.00 | 12/18/2012 5:34:26 AM |
| rate-allocator | $25.00 | 12/18/2012 1:45:27 PM |
| order-singularity430 | $50.00 | 12/18/2012 2:37:29 PM |
| beer-gardener | $25.00 | 12/18/2012 10:23:32 AM |
| boogienation | $25.00 | 12/18/2012 5:14:42 PM |
| iamaloner | $50.00 | 12/18/2012 11:27:59 AM |
| organic-truth9 | $25.09 | 12/18/2012 11:35:14 AM |
| helping-out | $85.00 | 12/18/2012 4:24:14 PM |
| purposeful-integrity | $47.21 | 12/18/2012 6:05:58 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
685618
This series of Notes was issued and sold upon the funding of the borrower loan #79311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $306.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 21y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,103 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-bugle7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2700
Monthly expenses: $ 1900
Housing: $ 995
Insurance: $ 100
Car expenses: $ 75.00
Utilities: $ 152.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 400
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $35.02 | 12/13/2012 9:01:15 AM |
| cash-mad-scientist3 | $25.00 | 12/13/2012 9:39:25 AM |
| ready-interest9 | $25.00 | 12/13/2012 10:44:28 AM |
| kila-designer | $124.00 | 12/13/2012 10:08:46 AM |
| marketplace-singularity3 | $25.00 | 12/13/2012 11:48:15 AM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:04 PM |
| CreditBuilder2 | $25.06 | 12/13/2012 9:42:22 AM |
| credit-adventurer313 | $25.00 | 12/13/2012 10:06:52 AM |
| gotjack-IRA | $150.00 | 12/13/2012 12:41:04 PM |
| marwadi-62 | $225.00 | 12/13/2012 11:46:07 AM |
| integrity-doctor | $100.00 | 12/14/2012 7:12:11 AM |
| finder61 | $25.00 | 12/13/2012 9:46:53 PM |
| nevee | $25.00 | 12/14/2012 9:57:46 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:59 AM |
| napmanger | $50.00 | 12/15/2012 10:52:41 AM |
| Endeavour | $150.00 | 12/17/2012 5:27:11 PM |
| MyPFBlog | $25.00 | 12/17/2012 5:57:24 PM |
| belief-integrity | $100.00 | 12/17/2012 7:12:36 PM |
| riskreward | $250.00 | 12/17/2012 5:29:00 PM |
| Roundhouse | $50.00 | 12/17/2012 9:20:16 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:12:26 PM |
| ore-achievement329 | $25.00 | 12/17/2012 5:17:24 PM |
| tranquil-gain1 | $75.00 | 12/18/2012 9:44:21 AM |
| wonder3 | $35.00 | 12/18/2012 6:07:15 AM |
| zorg77 | $50.00 | 12/18/2012 11:37:27 AM |
| zorg77 | $100.00 | 12/18/2012 11:37:20 AM |
| kingryan | $250.00 | 12/18/2012 5:35:54 PM |
| deal-selector5 | $25.00 | 12/18/2012 5:51:06 PM |
| deal-vibrato | $25.00 | 12/18/2012 5:51:47 PM |
| tech310 | $50.00 | 12/19/2012 10:20:50 AM |
| octoberfresh | $25.00 | 12/19/2012 8:11:53 AM |
| Trondheim_Norway | $125.00 | 12/19/2012 11:03:14 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:34:25 PM |
| satisfying-reward1 | $25.00 | 12/19/2012 12:38:19 PM |
| rtfproducer | $25.00 | 12/19/2012 5:36:05 PM |
| vagrantprodigy | $350.00 | 12/20/2012 4:49:50 AM |
| kendigme | $47.83 | 12/20/2012 5:09:33 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:44 PM |
| IP | $25.00 | 12/19/2012 6:14:55 PM |
| Eminent_Endeavors | $25.00 | 12/20/2012 11:52:35 AM |
| trumpeter391 | $25.00 | 12/20/2012 3:29:07 PM |
| justreturns | $25.00 | 12/20/2012 5:20:23 PM |
| river-change | $25.00 | 12/20/2012 9:22:40 AM |
| ore-dojo | $100.00 | 12/20/2012 10:19:17 AM |
| villagecoconut | $25.62 | 12/20/2012 11:10:41 PM |
| paradigm_shift | $100.00 | 12/21/2012 3:00:29 AM |
| revolutionary769 | $50.00 | 12/21/2012 5:25:48 AM |
| crown-year | $231.28 | 12/21/2012 6:22:18 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:46 PM |
| transparency-sapling | $25.00 | 12/20/2012 6:00:00 PM |
| stills | $428.69 | 12/21/2012 4:55:59 AM |
| helping-out | $25.00 | 12/21/2012 6:05:58 AM |
| ChewyZ | $25.00 | 12/21/2012 6:19:29 AM |
| scoobiedoo | $25.00 | 12/14/2012 8:15:03 AM |
| RGlad | $200.00 | 12/13/2012 9:34:02 AM |
| cr8on | $30.00 | 12/13/2012 9:12:58 AM |
| orange-preeminant-bill | $25.00 | 12/13/2012 9:31:34 AM |
| bazaar-tulip | $25.00 | 12/13/2012 9:59:09 AM |
| wildanne | $50.00 | 12/13/2012 10:45:36 AM |
| EngineersAlliance | $75.00 | 12/13/2012 10:51:05 AM |
| bowdish1 | $25.00 | 12/13/2012 10:04:56 AM |
| best-bonafide-p2p | $25.00 | 12/13/2012 10:30:22 AM |
| valiant-return584 | $50.00 | 12/13/2012 9:34:36 AM |
| gravbox | $25.00 | 12/13/2012 11:18:30 AM |
| Interloper | $25.00 | 12/13/2012 12:37:16 PM |
| reaction18 | $50.00 | 12/13/2012 7:06:05 PM |
| natural-worth9 | $75.00 | 12/14/2012 7:23:50 AM |
| PrimeFunding | $25.00 | 12/15/2012 12:12:14 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:21 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:56 PM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:23:28 AM |
| reflective-greenback1 | $25.00 | 12/17/2012 12:42:40 PM |
| windguy | $50.00 | 12/17/2012 5:30:06 PM |
| crown-year | $1,500.00 | 12/17/2012 11:13:28 AM |
| bill-tent1 | $50.00 | 12/17/2012 5:16:40 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:44 PM |
| helpful-fund7 | $57.50 | 12/18/2012 5:27:46 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:25 PM |
| money-bauble | $100.00 | 12/17/2012 5:34:20 PM |
| cardminger | $25.00 | 12/18/2012 9:17:04 AM |
| tolerant-responsibility051 | $2,500.00 | 12/17/2012 6:07:14 PM |
| first-graceful-contract | $25.00 | 12/17/2012 10:27:54 PM |
| credit-commander1 | $25.00 | 12/18/2012 8:31:46 AM |
| blueshound | $25.00 | 12/18/2012 5:34:44 AM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 5:47:00 PM |
| 6_kids_college_fund | $25.00 | 12/19/2012 10:04:35 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:57 PM |
| goodturn | $30.00 | 12/19/2012 10:43:02 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:30 AM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:28 PM |
| bewitching-dollar5 | $100.00 | 12/19/2012 5:17:01 PM |
| satisfying-reward1 | $25.00 | 12/19/2012 12:38:55 PM |
| natural-worth9 | $300.00 | 12/19/2012 12:59:53 PM |
| compatible-deal9 | $25.00 | 12/19/2012 1:16:16 PM |
| natural-worth9 | $125.00 | 12/19/2012 5:28:04 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:31:23 AM |
| helping-out | $25.00 | 12/19/2012 7:30:54 PM |
| abundant-power | $25.00 | 12/20/2012 9:31:29 AM |
| Goat-herder | $100.00 | 12/20/2012 5:18:16 PM |
| astute-benjamins | $25.00 | 12/20/2012 3:14:11 PM |
| deal-pioneer1 | $50.00 | 12/20/2012 12:51:41 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:49 PM |
| kalamari | $30.00 | 12/20/2012 5:29:19 PM |
| rtfproducer | $25.00 | 12/20/2012 8:27:59 PM |
| ethical-truth211 | $300.00 | 12/21/2012 2:09:07 AM |
| wwwUniversal | $25.00 | 12/20/2012 6:26:25 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
685648
This series of Notes was issued and sold upon the funding of the borrower loan #79708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 70% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,450 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| drum991 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
700-719
(Apr-2011)
|
|
Principal balance:
| $2,390.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan: To pay off loans to get a lower interest rate
This loan will be used to...To pay off loans
My financial situation: Employed
Monthly net income: $3000
Monthly expenses: $1000
Housing: $600
Insurance: $ 69
Car expenses: Payed off
Utilities: included in rent
Phone, cable, internet: paid by company
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:33:03 AM |
| bowdish1 | $25.00 | 12/12/2012 5:30:34 PM |
| BostonCapital | $100.00 | 12/12/2012 5:38:02 PM |
| Edakers | $25.00 | 12/12/2012 5:58:34 PM |
| belief-integrity | $750.00 | 12/12/2012 6:13:12 PM |
| susurrus | $100.00 | 12/12/2012 5:28:04 PM |
| MoneyForNothing | $25.18 | 12/12/2012 5:05:25 PM |
| secureincome | $555.00 | 12/12/2012 5:28:40 PM |
| Tscheddar | $25.00 | 12/12/2012 5:52:10 PM |
| Feyenoord | $30.00 | 12/13/2012 9:05:56 AM |
| qsolo | $25.00 | 12/13/2012 9:28:27 AM |
| Dubbly | $25.00 | 12/12/2012 6:41:03 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:22:56 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:22:40 PM |
| transaction-seahorse0 | $25.00 | 12/13/2012 12:31:47 PM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:00 PM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:04 PM |
| phenomenal-rate1 | $1,620.00 | 12/13/2012 12:09:14 PM |
| Avicell | $25.00 | 12/13/2012 6:22:02 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:15 PM |
| 1stBankAndHal | $25.06 | 12/13/2012 6:43:01 PM |
| well-rounded-dinero | $25.00 | 12/13/2012 7:19:42 PM |
| radforj22 | $25.00 | 12/14/2012 8:43:53 AM |
| repayment-ringleader | $25.00 | 12/13/2012 11:48:09 PM |
| WhiteInvestor | $27.00 | 12/14/2012 9:54:53 AM |
| thankful-nickel2 | $55.00 | 12/14/2012 12:02:56 PM |
| AF-Chief | $25.00 | 12/14/2012 10:22:59 AM |
| deal-vibrato | $25.00 | 12/14/2012 9:31:47 AM |
| Whitey | $27.33 | 12/14/2012 5:04:15 PM |
| Harry | $75.00 | 12/14/2012 5:21:10 PM |
| simplelender80 | $500.00 | 12/14/2012 5:21:20 PM |
| five-star-note | $25.00 | 12/14/2012 11:18:11 AM |
| HoosierDaddie | $50.00 | 12/15/2012 10:53:30 AM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:58 AM |
| Zorro_970 | $61.00 | 12/15/2012 11:07:02 AM |
| fcrick | $50.00 | 12/15/2012 12:08:47 PM |
| adventurous-credit466 | $50.00 | 12/15/2012 12:08:55 PM |
| tech310 | $50.00 | 12/15/2012 1:06:27 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:31 PM |
| cilution | $200.00 | 12/16/2012 12:09:42 PM |
| CASSHMAN | $200.00 | 12/16/2012 3:13:47 PM |
| purposeful-durability8 | $100.00 | 12/17/2012 10:28:41 AM |
| Hexnut | $200.00 | 12/17/2012 10:16:46 PM |
| steady-silver6 | $30.00 | 12/17/2012 5:09:37 PM |
| LaGrangeLender | $50.00 | 12/18/2012 6:26:51 AM |
| TheHillsAreAlive | $25.00 | 12/17/2012 6:14:17 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:52 PM |
| kingryan | $250.00 | 12/18/2012 5:35:54 PM |
| bbt210 | $25.00 | 12/18/2012 6:36:27 PM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:39 AM |
| integrity-doctor | $100.00 | 12/19/2012 12:19:09 PM |
| BigHorizon | $250.00 | 12/19/2012 6:07:20 PM |
| IP | $25.00 | 12/19/2012 6:14:48 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:40 PM |
| handy-point5 | $25.00 | 12/20/2012 11:01:47 PM |
| roblender | $50.00 | 12/21/2012 5:04:16 PM |
| US_NAVY_SAILOR | $25.00 | 12/21/2012 2:34:31 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:49 PM |
| forceful-note8 | $50.00 | 12/21/2012 5:55:12 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:32 PM |
| new-start18100 | $25.00 | 12/22/2012 12:46:14 PM |
| interest-splendor | $40.00 | 12/21/2012 7:50:52 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:18 PM |
| california111 | $50.00 | 12/22/2012 10:24:01 AM |
| commerce-yeller | $65.00 | 12/22/2012 5:20:28 PM |
| ralph44 | $25.00 | 12/22/2012 7:55:32 PM |
| coin-tweet | $25.00 | 12/22/2012 9:46:28 PM |
| payout-fort1 | $25.00 | 12/23/2012 9:58:18 AM |
| youngster50 | $25.00 | 12/23/2012 2:30:38 PM |
| FloridaBookie | $41.30 | 12/23/2012 2:34:30 PM |
| 420limo | $125.81 | 12/23/2012 1:27:08 AM |
| iSayHello | $35.19 | 12/23/2012 7:46:34 PM |
| jubilant-agreement0 | $200.00 | 12/24/2012 12:50:05 AM |
| pfh | $25.00 | 12/24/2012 6:25:14 AM |
| NobisEst | $25.00 | 12/23/2012 12:52:16 PM |
| grasshopper288 | $25.00 | 12/24/2012 9:10:06 AM |
| Mailmon | $25.00 | 12/23/2012 10:16:12 PM |
| Theofficer | $30.10 | 12/23/2012 11:39:14 PM |
| Sniper312 | $25.00 | 12/24/2012 2:46:29 AM |
| awesome-generosity4 | $25.00 | 12/24/2012 7:33:21 AM |
| Navy-Retired | $50.00 | 12/23/2012 8:33:03 PM |
| green28 | $125.00 | 12/24/2012 9:06:18 AM |
| coin-popcorn | $30.00 | 12/24/2012 9:13:50 AM |
| MoneyForNothing | $0.72 | 12/24/2012 9:21:58 AM |
| Cookstersalibi | $25.00 | 12/15/2012 1:18:42 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:28 PM |
| mymoneyblog | $25.00 | 12/12/2012 5:22:25 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:48 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:14 PM |
| gravbox | $25.00 | 12/12/2012 6:36:25 PM |
| green-trade-dolphin2 | $41.18 | 12/12/2012 5:03:22 PM |
| cr8on | $30.00 | 12/12/2012 5:09:23 PM |
| vtrentster | $26.00 | 12/13/2012 6:13:58 AM |
| thehousewife | $25.00 | 12/13/2012 8:02:41 AM |
| JeremyLinFan | $30.00 | 12/12/2012 7:00:32 PM |
| marwadi-62 | $225.00 | 12/12/2012 7:31:21 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:26:11 PM |
| repayment-pagoda8 | $100.00 | 12/13/2012 12:15:15 PM |
| corporatejim | $32.68 | 12/13/2012 9:39:40 AM |
| windguy | $50.00 | 12/13/2012 12:33:53 PM |
| wise-charming-reward | $400.00 | 12/13/2012 3:31:46 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:28:43 PM |
| belief-integrity | $250.00 | 12/13/2012 7:12:06 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:54:33 PM |
| lionheart722 | $25.00 | 12/14/2012 5:19:00 PM |
| Nipper99 | $200.00 | 12/15/2012 7:44:38 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:29:28 AM |
| special-dinero553 | $25.00 | 12/15/2012 11:12:41 AM |
| kind-euro-mirth | $50.00 | 12/15/2012 10:50:53 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:41 AM |
| riskreward | $250.00 | 12/15/2012 11:27:00 AM |
| justice-inspector | $25.00 | 12/15/2012 1:48:16 PM |
| transparency-sapling | $25.00 | 12/15/2012 1:16:46 PM |
| whitegold24k | $150.00 | 12/16/2012 8:35:36 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:25 AM |
| pennybypenny | $100.00 | 12/16/2012 9:23:30 PM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:59 AM |
| EverettFinancial | $25.00 | 12/17/2012 9:10:32 AM |
| kls4560 | $25.00 | 12/16/2012 12:44:33 PM |
| profitable-fairness1 | $75.00 | 12/17/2012 6:18:16 AM |
| enchanted-investment447 | $100.00 | 12/17/2012 9:05:01 AM |
| treasure-hunter270 | $50.00 | 12/17/2012 3:40:23 PM |
| shamonn_p2p | $50.00 | 12/17/2012 5:23:33 PM |
| chac | $200.00 | 12/17/2012 5:33:56 PM |
| rootcanaler | $60.00 | 12/18/2012 3:43:07 PM |
| prudent-deal662 | $25.00 | 12/18/2012 5:10:41 PM |
| rlaboy | $25.00 | 12/19/2012 6:49:46 AM |
| wetlands | $200.00 | 12/18/2012 5:34:41 PM |
| first-graceful-contract | $25.00 | 12/18/2012 9:09:36 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:26 PM |
| dime-mandolin9 | $50.00 | 12/19/2012 5:29:03 PM |
| hope-bull5 | $50.00 | 12/19/2012 1:41:15 PM |
| tolerant-dinero2 | $25.00 | 12/20/2012 1:55:31 PM |
| broker048 | $25.00 | 12/20/2012 9:04:55 AM |
| dominickf | $50.00 | 12/20/2012 5:08:51 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:42 PM |
| natural-balance881 | $40.00 | 12/20/2012 6:23:34 PM |
| ethicalhumanist | $100.00 | 12/20/2012 1:30:58 PM |
| cerebral-dollar773 | $25.00 | 12/21/2012 6:33:23 AM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:37 PM |
| Money_Working | $30.00 | 12/20/2012 4:18:44 PM |
| Mommo | $50.00 | 12/21/2012 9:25:54 AM |
| benjamins-wasp | $50.00 | 12/20/2012 5:22:10 PM |
| revolutionary769 | $700.00 | 12/21/2012 5:58:01 AM |
| brazzier-cluster | $25.00 | 12/21/2012 6:49:15 AM |
| mercuriant | $25.00 | 12/21/2012 9:28:53 AM |
| pure-treasure7 | $50.00 | 12/21/2012 11:28:37 AM |
| yield-seeker | $25.00 | 12/22/2012 9:40:51 AM |
| -------Loaner | $25.00 | 12/21/2012 5:12:57 PM |
| silver-bluebird | $50.00 | 12/21/2012 6:08:31 PM |
| fulfilling-investment4 | $25.00 | 12/21/2012 6:15:29 PM |
| nodebtin3 | $100.00 | 12/22/2012 6:49:55 AM |
| ethical-bid6 | $50.00 | 12/21/2012 10:00:50 PM |
| abundant-power | $25.00 | 12/22/2012 12:07:44 PM |
| principal-cooker2 | $50.00 | 12/22/2012 12:27:07 PM |
| Errylend | $30.00 | 12/23/2012 6:35:46 AM |
| integrity-spinner | $50.00 | 12/22/2012 1:43:05 PM |
| Manta_Rai | $30.00 | 12/23/2012 9:57:06 AM |
| ready-agreement5 | $25.00 | 12/23/2012 1:08:09 PM |
| community-seahorse0 | $25.00 | 12/23/2012 1:29:11 PM |
| helping-out | $600.00 | 12/22/2012 2:41:24 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:29 PM |
| euro-grove4 | $25.00 | 12/23/2012 12:16:50 PM |
| theshef | $25.00 | 12/23/2012 12:47:00 PM |
| king1026 | $36.00 | 12/23/2012 8:52:16 PM |
| szooey | $30.00 | 12/23/2012 11:10:26 PM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:21 PM |
| five-star-asset2 | $25.00 | 12/24/2012 5:25:38 AM |
| sgt-schultz | $25.72 | 12/24/2012 5:45:58 AM |
| social-tostada9 | $50.00 | 12/23/2012 1:39:03 PM |
| skockie | $50.00 | 12/24/2012 7:49:55 AM |
| sunny-benefit0 | $25.00 | 12/23/2012 8:38:18 PM |
| pound-mushroom3 | $25.00 | 12/23/2012 2:15:35 PM |
| supersarah61 | $25.00 | 12/23/2012 3:57:27 PM |
| commanding-commerce0 | $42.73 | 12/24/2012 7:59:08 AM |
| formula842 | $25.00 | 12/24/2012 8:15:11 AM |
| historic-dough5 | $25.00 | 12/23/2012 8:28:08 PM |
| TVOpsGuy | $25.00 | 12/24/2012 9:21:35 AM |
| dynamic-money271 | $51.00 | 12/24/2012 9:17:16 AM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
685696
This series of Notes was issued and sold upon the funding of the borrower loan #79383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $228.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,554 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnificent-compassion1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...To pay off a personal loan with a higher rate and longer term from One Main Financial. The overage will be used to provide funds as needed for unexpected expenses. My financial situation: I have improved my credit profile in the last few years and have a steady income over the last 9 years.
I am a good candidate for this loan because...I have shown steady improvement with my credit profile over the last few years. My consistent work history and annual income over the past 9 years shows a great deal of stability during tougher economic conditions in our country.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 12/11/2012 5:17:05 PM |
| nickel-ferret | $25.00 | 12/11/2012 5:42:01 PM |
| openness-antioxidant | $100.00 | 12/11/2012 5:29:45 PM |
| radiant-dollar9 | $200.00 | 12/11/2012 5:46:25 PM |
| windguy | $50.00 | 12/11/2012 5:55:16 PM |
| one-midas | $25.00 | 12/11/2012 6:00:15 PM |
| wildanne | $50.00 | 12/11/2012 6:09:05 PM |
| wetlands | $200.00 | 12/11/2012 5:43:57 PM |
| payout-motivator0 | $50.00 | 12/11/2012 5:44:36 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:36 PM |
| payment-halo | $25.00 | 12/11/2012 8:16:04 PM |
| natural-worth9 | $25.00 | 12/12/2012 7:04:06 AM |
| Aberdeen | $100.00 | 12/11/2012 7:01:37 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:30:14 PM |
| listing-flower2 | $100.00 | 12/12/2012 10:25:51 PM |
| bill-tent1 | $50.00 | 12/13/2012 12:20:58 PM |
| palu2619 | $25.00 | 12/13/2012 12:23:16 PM |
| PoundSmart | $100.00 | 12/15/2012 11:21:46 AM |
| njlw226 | $25.00 | 12/15/2012 12:57:00 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:52 PM |
| sprinter | $50.00 | 12/15/2012 1:13:17 PM |
| tigercat | $50.00 | 12/15/2012 7:59:36 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:08 PM |
| syracuserei | $50.00 | 12/16/2012 9:15:59 AM |
| kfrench | $75.00 | 12/16/2012 1:31:06 PM |
| compassionate-asset8 | $25.00 | 12/17/2012 12:34:12 AM |
| commitment-orca7 | $100.00 | 12/17/2012 6:18:40 AM |
| rpdelray | $35.00 | 12/19/2012 3:23:11 AM |
| unrivaled-deal676 | $50.00 | 12/19/2012 9:01:46 AM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:29 PM |
| JerryB96 | $100.00 | 12/19/2012 9:40:24 AM |
| silver4711 | $50.00 | 12/19/2012 10:11:17 AM |
| djh47a | $25.00 | 12/19/2012 8:06:44 PM |
| subtle-leverage4 | $25.00 | 12/20/2012 4:28:22 PM |
| active-wealth3 | $25.00 | 12/21/2012 3:01:13 PM |
| Solid-Platinum | $25.00 | 12/21/2012 3:33:38 PM |
| steady-silver6 | $30.00 | 12/21/2012 4:34:02 PM |
| franzzua | $25.00 | 12/21/2012 5:13:58 PM |
| indomitable-coin | $25.00 | 12/21/2012 5:27:28 PM |
| logical-principal8 | $50.00 | 12/21/2012 5:29:07 PM |
| loot-prescription3 | $25.00 | 12/21/2012 5:34:17 PM |
| kalamari | $30.00 | 12/21/2012 5:34:59 PM |
| sturzstrom | $25.00 | 12/21/2012 11:54:35 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:53:44 PM |
| hero007 | $50.00 | 12/21/2012 6:17:23 PM |
| Harry | $75.00 | 12/21/2012 5:02:38 PM |
| benjamins-wasp | $50.00 | 12/21/2012 5:05:25 PM |
| qsolo | $25.00 | 12/21/2012 5:11:50 PM |
| improvman | $100.00 | 12/21/2012 3:22:37 PM |
| natural-worth9 | $150.00 | 12/21/2012 3:23:22 PM |
| Munnie | $25.00 | 12/22/2012 6:54:51 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:04 AM |
| Avicell | $25.00 | 12/21/2012 5:24:06 PM |
| wise-honorable-rate | $25.00 | 12/21/2012 6:22:15 PM |
| the-magnificent-loan | $200.00 | 12/22/2012 12:23:17 PM |
| deal-vibrato | $25.00 | 12/21/2012 5:41:33 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:09:38 PM |
| fairness-symphony2 | $50.00 | 12/21/2012 7:20:43 PM |
| well-rounded-diversification | $25.00 | 12/21/2012 5:56:01 PM |
| money-atizer | $25.00 | 12/21/2012 6:15:49 PM |
| cak02c | $25.00 | 12/21/2012 8:29:51 PM |
| trumpeter391 | $25.00 | 12/22/2012 11:00:03 AM |
| payout-thinker7 | $25.00 | 12/22/2012 6:53:59 AM |
| auction-eclipse8 | $50.00 | 12/22/2012 12:31:52 PM |
| revolutionary769 | $100.00 | 12/22/2012 2:39:37 PM |
| newest-peso-excellence | $200.00 | 12/22/2012 9:02:16 AM |
| euro-grove4 | $25.00 | 12/22/2012 12:40:02 PM |
| radforj22 | $25.00 | 12/22/2012 3:51:26 PM |
| commerce-yeller | $65.00 | 12/22/2012 5:19:51 PM |
| Errylend | $40.00 | 12/23/2012 6:34:45 AM |
| spoolin18t | $50.00 | 12/23/2012 6:37:10 AM |
| payout-fort1 | $30.00 | 12/23/2012 9:58:39 AM |
| uncl-sammy | $25.00 | 12/22/2012 1:34:52 PM |
| Manta_Rai | $30.00 | 12/23/2012 9:56:21 AM |
| Requiem | $25.00 | 12/23/2012 1:27:30 AM |
| Cookstersalibi | $25.00 | 12/21/2012 11:05:31 AM |
| nevee | $25.00 | 12/11/2012 5:19:49 PM |
| Zolton | $300.00 | 12/11/2012 5:05:02 PM |
| leodaguy | $100.00 | 12/11/2012 5:37:58 PM |
| loan-mongoose1 | $25.00 | 12/11/2012 5:59:45 PM |
| corndog4000 | $30.00 | 12/11/2012 7:00:57 PM |
| CreditBuilder2 | $25.01 | 12/11/2012 7:01:41 PM |
| magnetic-duty4 | $25.00 | 12/13/2012 3:05:39 PM |
| dermit | $25.00 | 12/15/2012 7:52:40 AM |
| supersarah61 | $25.00 | 12/15/2012 4:32:39 PM |
| Roundhouse | $100.00 | 12/15/2012 5:02:52 PM |
| historic-value2 | $25.00 | 12/16/2012 1:32:41 PM |
| mr_haldane | $25.00 | 12/17/2012 10:51:50 AM |
| Mav26 | $75.00 | 12/17/2012 7:28:37 AM |
| kwatson7 | $100.00 | 12/17/2012 11:01:41 AM |
| Winged_Inspirations | $25.00 | 12/20/2012 11:56:46 AM |
| djmikmik | $25.00 | 12/20/2012 12:32:53 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:19 PM |
| IP | $25.00 | 12/21/2012 5:13:01 PM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:28 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:27 PM |
| malcolmreynolds | $25.00 | 12/21/2012 2:55:36 PM |
| SBT | $25.00 | 12/21/2012 5:18:48 PM |
| upbeat-finance8 | $25.00 | 12/21/2012 5:54:16 PM |
| hitsman | $50.00 | 12/21/2012 5:45:53 PM |
| community-seahorse0 | $25.00 | 12/22/2012 12:37:15 PM |
| Batman2u | $25.00 | 12/22/2012 5:37:20 AM |
| generous-cash1 | $250.00 | 12/22/2012 9:41:13 AM |
| eljobe | $35.00 | 12/22/2012 9:50:09 AM |
| nodebtin3 | $100.00 | 12/22/2012 7:01:45 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:19 AM |
| quad | $150.00 | 12/22/2012 12:42:04 PM |
| california111 | $50.00 | 12/22/2012 10:21:34 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:13:56 PM |
| ralph44 | $25.00 | 12/22/2012 7:54:57 PM |
| coin-tweet | $25.00 | 12/22/2012 9:43:09 PM |
| entertaining-revenue4 | $50.00 | 12/22/2012 12:45:10 PM |
| octoberfresh | $25.00 | 12/23/2012 6:20:24 AM |
| GarBear88 | $100.00 | 12/22/2012 1:38:19 PM |
| helping-out | $75.00 | 12/22/2012 2:39:29 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:30 PM |
| Ilyav | $118.89 | 12/22/2012 8:09:43 PM |
| ethical-truth211 | $100.00 | 12/23/2012 2:23:59 AM |
| NYBIZ | $25.00 | 12/22/2012 4:12:22 PM |
| wam37 | $25.00 | 12/22/2012 4:36:24 PM |
| crw1950 | $50.00 | 12/23/2012 8:18:04 AM |
| SallyLu | $29.19 | 12/23/2012 10:10:42 AM |
| kelador | $76.91 | 12/22/2012 9:16:22 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
685714
This series of Notes was issued and sold upon the funding of the borrower loan #79492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $97.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,838 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliant-commitment6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt in an effort to improve my credit score and financial stability.
My financial situation:
I am a good candidate for this loan because I have good credit, a stable, full-time job wherein I work 40+ hours/week, and an excellent history of making timely payments for rent, utility expenses, etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $28.02 | 12/11/2012 5:03:14 PM |
| patriot897 | $25.00 | 12/11/2012 5:32:32 PM |
| loot-prescription3 | $25.00 | 12/11/2012 5:36:53 PM |
| nevee | $25.00 | 12/11/2012 5:19:49 PM |
| Zolton | $300.00 | 12/11/2012 5:05:03 PM |
| kalamari | $30.00 | 12/11/2012 5:05:25 PM |
| DonaldColorado | $50.00 | 12/11/2012 5:54:05 PM |
| logical-reward8 | $25.00 | 12/11/2012 6:18:05 PM |
| loan-mongoose1 | $25.00 | 12/11/2012 5:59:45 PM |
| blot44 | $25.00 | 12/12/2012 7:02:24 AM |
| tomdooley12520 | $25.00 | 12/13/2012 11:42:33 AM |
| indomitable-coin | $25.00 | 12/13/2012 10:22:18 AM |
| Oranje88 | $60.00 | 12/15/2012 7:11:06 AM |
| undaunted-fairness0 | $25.00 | 12/15/2012 12:19:19 PM |
| RainyDayLoans | $35.00 | 12/15/2012 1:48:53 PM |
| Mav26 | $100.00 | 12/17/2012 7:27:49 AM |
| Moneypenny6 | $25.00 | 12/16/2012 11:56:52 AM |
| mighty-return326 | $50.00 | 12/17/2012 5:49:53 AM |
| crown-year | $2,000.00 | 12/17/2012 6:24:35 AM |
| Mentor99 | $100.00 | 12/17/2012 8:58:37 AM |
| bold-joyful-coin9 | $25.00 | 12/17/2012 9:59:23 AM |
| resplendent-moola | $50.00 | 12/17/2012 10:24:02 AM |
| riskreward | $250.00 | 12/11/2012 5:54:21 PM |
| bazaar-tulip | $25.00 | 12/11/2012 6:24:36 PM |
| obduro_1 | $25.00 | 12/11/2012 6:43:47 PM |
| CreditBuilder2 | $25.01 | 12/11/2012 7:19:53 PM |
| supersarah61 | $25.00 | 12/11/2012 5:50:15 PM |
| special-transparency2 | $25.00 | 12/11/2012 5:53:36 PM |
| windguy | $50.00 | 12/11/2012 5:55:34 PM |
| cwegert | $25.00 | 12/12/2012 8:56:17 AM |
| djh47a | $25.00 | 12/12/2012 1:14:55 PM |
| wahoos20 | $200.00 | 12/13/2012 1:13:50 AM |
| market-maximizer472 | $25.00 | 12/13/2012 8:54:41 AM |
| neighborly-hope6 | $100.00 | 12/13/2012 10:06:22 AM |
| Perdita_II | $25.00 | 12/13/2012 10:20:22 AM |
| bill-tent1 | $50.00 | 12/13/2012 12:21:29 PM |
| elasermd | $100.00 | 12/13/2012 6:28:03 PM |
| tomjac2000 | $25.00 | 12/14/2012 9:02:58 PM |
| SCD | $25.00 | 12/14/2012 5:28:20 PM |
| joe_matadatz | $25.00 | 12/15/2012 10:41:04 AM |
| Guerrilla_Man | $25.00 | 12/15/2012 12:12:03 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:04:52 PM |
| elevated-finance | $25.00 | 12/15/2012 4:20:05 PM |
| the-capital-shooter | $25.00 | 12/15/2012 7:12:58 PM |
| syracuserei | $50.00 | 12/16/2012 9:14:17 AM |
| Hy-FineAnts-33 | $50.00 | 12/16/2012 1:05:01 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:43 AM |
| crown-year | $21.97 | 12/17/2012 11:06:53 AM |
| heavensfx | $25.00 | 12/17/2012 9:47:18 AM |
| cloud546 | $25.00 | 12/17/2012 11:02:56 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
685760
This series of Notes was issued and sold upon the funding of the borrower loan #79365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $292.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,425 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-doughnut4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off credit card debt
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time, I have a good career in a great facility. I work in a pediatric emergency room as a soical worker. I assess all the abuse and neglect cases. It's a crazy job, but the people I work with are amazing! I honestly got in over my head with credit cards. I have been working to pay them off, but I I would rather pay a lump sum a month and know that the debt is gone. I know that no one knows me, but I am extremely reliable and will pay off this loan!! Thank you for your consideration.
Monthly net income: $4,0000
Monthly expenses: $
Housing: $1110
Insurance: $150.00
Car expenses: $0
Utilities: $50.00
Phone, cable, internet: $100.00
Food, entertainment: $400
Clothing, household expenses: $100.00
Credit cards and other loans: $1500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/22/2012 12:33:08 AM |
| moneylender25 | $25.00 | 12/13/2012 5:07:39 PM |
| dedicated-contract755 | $30.00 | 12/13/2012 5:39:02 PM |
| vivid-p2ploan1 | $25.00 | 12/13/2012 6:11:57 PM |
| CreditBuilder2 | $25.06 | 12/13/2012 5:33:20 PM |
| bazaar-tulip | $25.00 | 12/13/2012 5:57:21 PM |
| green-trade-dolphin | $40.02 | 12/13/2012 5:02:26 PM |
| gravbox | $25.00 | 12/13/2012 7:01:42 PM |
| reaction18 | $50.00 | 12/13/2012 7:06:08 PM |
| valiant-return584 | $50.00 | 12/13/2012 5:52:06 PM |
| cr8on | $30.00 | 12/13/2012 5:52:53 PM |
| toblerone | $25.00 | 12/13/2012 7:14:36 PM |
| wildanne | $50.00 | 12/13/2012 6:10:45 PM |
| bowdish1 | $25.00 | 12/13/2012 6:11:52 PM |
| integrity-doctor | $100.00 | 12/14/2012 7:08:49 AM |
| Interloper | $25.00 | 12/14/2012 12:00:26 PM |
| platinum-scientist9 | $25.00 | 12/14/2012 9:18:20 AM |
| magnetic-duty4 | $25.00 | 12/14/2012 3:05:30 PM |
| gotjack-IRA | $25.02 | 12/15/2012 5:02:07 AM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:16 AM |
| Tscheddar | $25.00 | 12/15/2012 11:15:03 AM |
| belief-integrity | $100.00 | 12/17/2012 7:12:37 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:12:27 PM |
| PrimeFunding | $25.00 | 12/17/2012 6:52:24 PM |
| kingryan | $250.00 | 12/18/2012 5:35:55 PM |
| money-bauble | $100.00 | 12/18/2012 5:52:54 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:00 PM |
| morfie | $25.00 | 12/19/2012 10:18:38 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:38 AM |
| 6_kids_college_fund | $25.00 | 12/19/2012 10:03:59 AM |
| deal-selector5 | $25.00 | 12/19/2012 5:12:52 PM |
| supersarah61 | $25.00 | 12/19/2012 5:22:35 PM |
| active-dinero | $39.53 | 12/19/2012 12:38:11 PM |
| MyPFBlog | $25.00 | 12/19/2012 6:24:17 PM |
| gentlesmile | $30.00 | 12/20/2012 12:12:20 AM |
| deal-pioneer1 | $25.00 | 12/20/2012 5:14:05 AM |
| hitsman | $50.00 | 12/19/2012 5:54:51 PM |
| satisfying-reward1 | $40.00 | 12/20/2012 1:23:40 AM |
| vagrantprodigy | $411.30 | 12/20/2012 4:50:27 AM |
| nimcha | $50.00 | 12/20/2012 8:41:36 AM |
| stable-durability122 | $25.00 | 12/20/2012 2:06:40 PM |
| ingenious-gold842 | $26.12 | 12/20/2012 3:02:41 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:36:32 PM |
| dynrep | $35.00 | 12/20/2012 6:58:36 PM |
| top-tranquil-justice | $50.00 | 12/20/2012 11:05:49 AM |
| wonder3 | $30.00 | 12/21/2012 6:03:02 AM |
| MarcusJames04 | $181.26 | 12/20/2012 5:55:31 PM |
| surge11 | $25.00 | 12/20/2012 8:46:13 PM |
| ddog0224 | $50.00 | 12/20/2012 6:38:26 PM |
| heartpounding-note972 | $25.00 | 12/21/2012 9:16:23 AM |
| justasoldier | $50.00 | 12/20/2012 9:46:11 PM |
| prominence8 | $35.00 | 12/21/2012 12:01:00 AM |
| mercuriant | $25.00 | 12/21/2012 9:28:53 AM |
| crdcteng | $50.00 | 12/21/2012 9:18:43 AM |
| reasonable-currency | $67.24 | 12/21/2012 7:03:50 PM |
| Boca | $41.34 | 12/21/2012 3:20:56 PM |
| nodebtin3 | $25.00 | 12/22/2012 6:47:33 AM |
| helping-out | $1,000.00 | 12/22/2012 5:51:07 AM |
| loyalty-cupcake6 | $58.00 | 12/22/2012 7:47:36 AM |
| paradigm_shift | $100.00 | 12/22/2012 9:45:53 AM |
| Integritas | $30.00 | 12/22/2012 7:13:31 AM |
| jnmt78 | $50.00 | 12/22/2012 7:25:10 AM |
| compassion-twister2 | $50.00 | 12/22/2012 10:04:44 AM |
| friedokra | $25.00 | 12/22/2012 12:05:09 PM |
| abundant-power | $25.00 | 12/22/2012 12:07:45 PM |
| natural-affluence6 | $25.00 | 12/17/2012 9:03:00 PM |
| cash-mad-scientist3 | $25.00 | 12/13/2012 5:34:11 PM |
| money-hercules4 | $100.00 | 12/13/2012 6:44:46 PM |
| Bank_Of_XL | $30.00 | 12/13/2012 5:09:17 PM |
| kila-designer | $124.00 | 12/13/2012 5:10:41 PM |
| finder61 | $25.00 | 12/13/2012 9:45:52 PM |
| jubilant-capital1 | $25.00 | 12/13/2012 5:27:21 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:32:35 PM |
| treasure-bliss | $50.00 | 12/14/2012 4:42:20 AM |
| DevinHill_IRA | $25.00 | 12/14/2012 11:03:34 AM |
| marwadi-62 | $58.00 | 12/14/2012 10:46:28 AM |
| nevee | $25.00 | 12/14/2012 6:31:10 PM |
| 113121 | $30.00 | 12/14/2012 7:54:13 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:58:00 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:23 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:26 PM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:21:42 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:44 PM |
| bill-tent1 | $50.00 | 12/17/2012 5:16:40 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:26 PM |
| axl163 | $25.00 | 12/17/2012 11:00:07 PM |
| riskreward | $250.00 | 12/18/2012 5:46:32 PM |
| windguy | $50.00 | 12/18/2012 5:48:20 PM |
| Obiwan_Kanobi | $25.03 | 12/19/2012 9:37:16 AM |
| Bank_of_the_Galaxy | $25.00 | 12/19/2012 4:47:36 PM |
| deal-vibrato | $25.00 | 12/19/2012 9:40:38 AM |
| tolerant-responsibility051 | $2,000.00 | 12/19/2012 11:15:49 AM |
| Roundhouse | $100.00 | 12/19/2012 5:49:24 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:30 PM |
| green-safe-wampum | $50.00 | 12/19/2012 1:34:12 PM |
| invincible-agreement8 | $100.00 | 12/19/2012 4:57:36 PM |
| namesty | $57.25 | 12/20/2012 7:18:20 AM |
| income-awakening6 | $25.00 | 12/20/2012 7:32:37 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:47 PM |
| IP | $25.00 | 12/19/2012 6:14:56 PM |
| tsmeg123 | $28.08 | 12/20/2012 11:47:35 AM |
| Realty24 | $65.00 | 12/19/2012 7:22:15 PM |
| commerce-venture1 | $30.00 | 12/20/2012 5:17:24 PM |
| Goat-herder | $75.00 | 12/20/2012 5:19:19 PM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:20:41 AM |
| cupcakey | $25.00 | 12/20/2012 10:49:48 AM |
| gilbrear | $25.00 | 12/20/2012 3:19:57 PM |
| itjunkie | $65.00 | 12/20/2012 10:23:22 AM |
| greenback-companion8 | $25.00 | 12/20/2012 9:24:00 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:51 PM |
| vivacious-fund2 | $25.00 | 12/20/2012 12:20:29 PM |
| reflective-greenback1 | $50.00 | 12/20/2012 2:42:01 PM |
| Money_Working | $35.00 | 12/20/2012 4:27:26 PM |
| payment-halo | $35.00 | 12/20/2012 6:58:20 PM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:48 PM |
| theaterguy | $30.00 | 12/20/2012 7:06:18 PM |
| Neighbor-Bob | $50.00 | 12/20/2012 7:19:11 PM |
| wise-deal-ectasy | $125.00 | 12/20/2012 8:27:57 PM |
| cerebral-dollar773 | $25.00 | 12/21/2012 6:35:09 AM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:36 PM |
| nex | $25.00 | 12/21/2012 6:27:09 PM |
| helpful-fund7 | $41.21 | 12/21/2012 6:36:43 PM |
| rawsports | $50.00 | 12/21/2012 1:45:20 PM |
| dl_data | $250.00 | 12/21/2012 9:21:52 PM |
| bold-important-dollar | $66.73 | 12/22/2012 5:41:20 AM |
| benjamins-worker5 | $39.66 | 12/22/2012 8:17:15 AM |
| eljobe | $100.00 | 12/22/2012 9:44:02 AM |
| tech310 | $50.00 | 12/21/2012 5:57:54 PM |
| zorg77 | $100.00 | 12/22/2012 12:13:36 PM |
| enterprising-pound5 | $50.00 | 12/22/2012 5:05:44 AM |
| natural-worth9 | $500.00 | 12/22/2012 6:46:25 AM |
| zorg77 | $25.00 | 12/22/2012 12:13:43 PM |
| Bank_of_E-Ville | $25.00 | 12/22/2012 9:19:59 AM |
| first-economy-spectacle | $25.00 | 12/22/2012 10:24:09 AM |
| ethical-truth211 | $185.15 | 12/22/2012 12:58:50 PM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
685810
This series of Notes was issued and sold upon the funding of the borrower loan #79299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,750.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $162.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $912 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-creature486 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...fix my roof.
My financial situation:
I am a good candidate for this loan because...I have solid work history. Since bankruptcy have begun re-establishing my credit, no issues since.
Monthly net income: $4142.00
Monthly expenses: $
Housing: $996.00
Insurance: $50.00
Car expenses: $50.00
Utilities: $75.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 12/11/2012 5:07:27 PM |
| rate-advocator7 | $250.00 | 12/11/2012 5:01:51 PM |
| ultimate-peace | $350.00 | 12/11/2012 5:56:38 PM |
| DasMula | $25.03 | 12/11/2012 8:48:17 PM |
| Land_on_your_feet | $25.00 | 12/12/2012 7:06:01 AM |
| appetizing-loyalty354 | $25.00 | 12/12/2012 5:23:20 PM |
| scrooge2020 | $28.77 | 12/12/2012 10:52:33 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:35 AM |
| enterprising-pound5 | $50.00 | 12/17/2012 8:00:23 PM |
| Mucman72 | $25.00 | 12/17/2012 9:53:27 PM |
| britches318 | $100.00 | 12/18/2012 7:40:18 AM |
| ethical-truth211 | $100.00 | 12/18/2012 5:15:59 PM |
| order-singularity430 | $100.00 | 12/18/2012 2:38:38 PM |
| ethical-truth211 | $200.00 | 12/18/2012 5:15:34 PM |
| benefit-flow | $50.00 | 12/18/2012 6:36:58 PM |
| dl_data | $100.00 | 12/18/2012 8:13:29 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:30 AM |
| helping-out | $25.00 | 12/19/2012 7:29:21 PM |
| power-spartan5 | $25.00 | 12/19/2012 6:00:12 PM |
| kafoty1 | $41.20 | 12/20/2012 4:50:10 PM |
| dl_data | $150.00 | 12/20/2012 1:10:48 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:31 PM |
| DreisersFinancier | $50.00 | 12/11/2012 5:46:37 PM |
| worthy-bid8 | $100.00 | 12/11/2012 5:49:59 PM |
| let_me_retire | $45.00 | 12/11/2012 6:59:08 PM |
| berniemadeoff | $55.00 | 12/11/2012 6:37:07 PM |
| greencat | $50.00 | 12/12/2012 8:15:49 AM |
| Rogelio48 | $25.00 | 12/12/2012 7:58:57 AM |
| Something-Corporate | $25.00 | 12/12/2012 9:11:50 AM |
| Tscheddar | $25.00 | 12/12/2012 5:57:20 PM |
| cr8on | $30.00 | 12/15/2012 2:45:41 PM |
| diplomatic-wealth7 | $25.00 | 12/17/2012 5:24:10 PM |
| Firescreek | $25.00 | 12/18/2012 9:02:13 AM |
| belief-integrity | $350.00 | 12/17/2012 7:02:13 PM |
| Ocean713 | $75.00 | 12/18/2012 3:52:28 PM |
| jhernand17 | $25.00 | 12/18/2012 4:39:58 PM |
| dukeiyer | $25.00 | 12/18/2012 5:21:23 PM |
| dl_data | $100.00 | 12/18/2012 11:26:21 AM |
| the-hope-workhorse | $25.00 | 12/18/2012 12:50:52 PM |
| the-inspired-justice | $25.00 | 12/18/2012 11:36:34 PM |
| compatible-deal9 | $25.00 | 12/19/2012 1:17:16 PM |
| dl_data | $150.00 | 12/19/2012 8:50:52 AM |
| belief-integrity | $350.00 | 12/20/2012 1:43:31 PM |
| blue-dough-zoomer | $25.00 | 12/20/2012 4:41:39 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:15:23 PM |
| businessbroker101 | $50.00 | 12/20/2012 9:54:44 AM |
| trumpeter391 | $25.00 | 12/20/2012 3:28:25 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
685836
This series of Notes was issued and sold upon the funding of the borrower loan #79083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,482 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| washboard190 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TheSituation | $25.00 | 12/12/2012 5:04:39 PM |
| nonattender | $25.00 | 12/12/2012 5:05:05 PM |
| enriched-return057 | $25.00 | 12/12/2012 5:18:58 PM |
| worthy-bid8 | $100.00 | 12/12/2012 5:58:59 PM |
| let_me_retire | $75.00 | 12/12/2012 7:30:39 PM |
| wildanne | $50.00 | 12/12/2012 6:06:40 PM |
| blueshound | $25.00 | 12/12/2012 8:21:05 PM |
| berniemadeoff | $75.00 | 12/12/2012 6:13:09 PM |
| best-bonafide-p2p | $25.00 | 12/12/2012 5:24:35 PM |
| liberty-tostada7 | $25.00 | 12/12/2012 7:26:55 PM |
| greencat | $50.00 | 12/13/2012 8:46:15 AM |
| professional-dinero753 | $25.00 | 12/12/2012 11:23:27 PM |
| marketplace-singularity3 | $25.00 | 12/13/2012 11:51:59 AM |
| orchestra960 | $529.00 | 12/13/2012 12:13:03 PM |
| belief-integrity | $500.00 | 12/13/2012 7:13:40 PM |
| fund-medalist171 | $40.00 | 12/13/2012 5:19:46 PM |
| diplomatic-wealth7 | $25.00 | 12/13/2012 6:25:45 PM |
| skillful-asset5 | $30.00 | 12/13/2012 6:53:59 PM |
| Blackberry_Hill_AFH | $31.35 | 12/14/2012 4:38:11 AM |
| silver-ectasy1 | $25.00 | 12/14/2012 6:41:18 AM |
| octoberfresh | $25.00 | 12/14/2012 6:56:17 AM |
| graceful-investment | $106.00 | 12/13/2012 7:57:33 PM |
| djh47a | $25.00 | 12/13/2012 9:24:05 PM |
| gogene2002 | $25.00 | 12/14/2012 8:54:17 AM |
| katnmouse | $30.00 | 12/14/2012 6:02:44 AM |
| compatible-return120 | $25.00 | 12/14/2012 7:54:55 AM |
| AcProb5 | $100.00 | 12/14/2012 9:05:49 AM |
| transaction-squirrel734 | $25.00 | 12/14/2012 6:07:25 AM |
| stock106 | $25.00 | 12/14/2012 7:59:07 AM |
| refined-return922 | $25.00 | 12/14/2012 8:29:30 AM |
| RebuildALife | $25.00 | 12/14/2012 9:10:43 AM |
| bid-ace937 | $50.00 | 12/14/2012 6:51:47 PM |
| Bob450 | $25.00 | 12/15/2012 9:39:18 AM |
| pennies_from_heaven | $25.00 | 12/15/2012 11:02:33 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:52:44 PM |
| WriteTheLegend | $193.00 | 12/15/2012 12:29:26 PM |
| green-rapid-openness | $299.50 | 12/15/2012 4:00:35 PM |
| pfh | $25.00 | 12/15/2012 2:01:53 PM |
| epic-payout | $36.80 | 12/15/2012 1:42:40 PM |
| graceful-D4Sinvestment | $50.00 | 12/15/2012 1:52:05 PM |
| scoobiedoo | $40.00 | 12/14/2012 8:22:57 AM |
| deal-hickory5 | $100.00 | 12/14/2012 5:24:48 PM |
| vutah | $45.00 | 12/12/2012 5:54:00 PM |
| Something-Corporate | $25.00 | 12/12/2012 6:00:01 PM |
| obduro_1 | $25.00 | 12/12/2012 6:36:05 PM |
| orange-preeminant-bill | $25.00 | 12/13/2012 3:55:40 AM |
| deal-selector5 | $25.00 | 12/12/2012 5:50:04 PM |
| riveting-credit5 | $25.00 | 12/12/2012 5:57:46 PM |
| DevinHill | $25.00 | 12/12/2012 6:41:50 PM |
| WisconsinFinance | $25.00 | 12/13/2012 12:04:03 PM |
| thrilling-point2 | $40.00 | 12/13/2012 12:11:07 PM |
| restless-dime | $100.00 | 12/13/2012 12:33:30 PM |
| 168RichCapital | $25.12 | 12/14/2012 7:26:50 AM |
| burgeoning-affluence5 | $50.00 | 12/13/2012 8:27:10 PM |
| sentimental-commerce1 | $28.81 | 12/14/2012 8:34:03 AM |
| dukeiyer | $25.00 | 12/14/2012 9:00:38 AM |
| ethical-truth211 | $50.00 | 12/14/2012 5:07:01 AM |
| impala6464 | $30.00 | 12/14/2012 12:53:44 AM |
| CA-Lender | $50.00 | 12/14/2012 10:11:14 AM |
| Fdeer | $105.85 | 12/14/2012 9:36:22 AM |
| GoldLetters | $59.57 | 12/14/2012 11:14:43 AM |
| bob450-roth | $25.00 | 12/15/2012 9:19:55 AM |
| exponential-fairness2 | $25.00 | 12/15/2012 7:42:45 AM |
| PoundSmart | $100.00 | 12/15/2012 11:23:35 AM |
| cr8on | $30.00 | 12/15/2012 2:46:38 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
685850
This series of Notes was issued and sold upon the funding of the borrower loan #79709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $133,946 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| merciful-gain941 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off small credit card accounts
My financial situation:
I am a good candidate for this loan because...I work by commission only and have accounts in the works to cover the loan in a couple of months
Monthly net income: $3500
Monthly expenses: $
Housing: $0.00 paid by spouse
Insurance: $0.00 paid by spouse
Car expenses: gas and up keep $200.00 per month
Utilities: $0
Phone, cable, internet: $300
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $2500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transparency-position | $144.00 | 12/14/2012 5:03:35 PM |
| octoberfresh | $25.00 | 12/14/2012 5:19:25 PM |
| money-genome84 | $250.00 | 12/14/2012 5:22:32 PM |
| Dubbs360 | $50.00 | 12/14/2012 6:41:07 PM |
| authentic-finance194 | $150.00 | 12/15/2012 5:12:25 AM |
| credit-coach118 | $25.02 | 12/14/2012 6:50:32 PM |
| boogienation | $25.00 | 12/15/2012 9:01:05 AM |
| credit-adventurer313 | $53.97 | 12/15/2012 5:22:38 PM |
| emance | $44.13 | 12/15/2012 4:49:13 PM |
| BradP | $25.00 | 12/17/2012 10:13:51 AM |
| Emt-James | $50.00 | 12/17/2012 10:46:15 AM |
| benevolent-loot5 | $200.00 | 12/17/2012 5:17:09 PM |
| power-spartan5 | $25.00 | 12/17/2012 5:29:23 PM |
| loan-fate | $50.00 | 12/17/2012 5:56:54 PM |
| desertoasis | $25.00 | 12/17/2012 8:00:28 PM |
| IIP77 | $25.00 | 12/18/2012 9:13:59 AM |
| careful-vigilance4 | $25.00 | 12/18/2012 10:03:27 AM |
| agalt | $45.00 | 12/18/2012 10:42:30 PM |
| zorg77 | $100.00 | 12/18/2012 5:43:41 PM |
| preventivepestcontrol | $25.00 | 12/19/2012 1:43:51 PM |
| squadron820 | $45.00 | 12/19/2012 6:42:03 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:25 PM |
| mistering | $25.00 | 12/20/2012 12:19:10 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:01 PM |
| Iceman1347 | $25.00 | 12/19/2012 6:59:22 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:06 AM |
| brightest-bonafide-deal | $25.00 | 12/20/2012 12:46:16 AM |
| britches318 | $50.00 | 12/20/2012 9:45:08 AM |
| wyobeads | $25.00 | 12/20/2012 2:15:17 PM |
| spike22 | $25.88 | 12/20/2012 1:34:00 PM |
| stable-durability122 | $25.00 | 12/20/2012 2:05:54 PM |
| capital-galaxy | $149.74 | 12/20/2012 2:16:51 PM |
| economy-coup | $200.00 | 12/14/2012 7:32:48 PM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:25 PM |
| jiftostada | $25.00 | 12/14/2012 5:58:05 PM |
| zipemdown | $25.00 | 12/14/2012 6:17:16 PM |
| helping-out | $75.00 | 12/15/2012 6:13:31 AM |
| impala6464 | $25.00 | 12/15/2012 1:26:14 AM |
| frogperson | $200.00 | 12/15/2012 10:14:01 AM |
| Money__Tree | $200.00 | 12/14/2012 6:20:23 PM |
| CreditBuilder2 | $25.03 | 12/14/2012 6:53:25 PM |
| Bob450 | $25.00 | 12/15/2012 9:35:03 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:52:19 PM |
| brainy-return234 | $50.00 | 12/15/2012 2:07:36 PM |
| treasure-bliss | $25.00 | 12/16/2012 7:14:30 AM |
| loyalty-cupcake6 | $36.00 | 12/16/2012 11:10:28 AM |
| a-restless-dollar | $35.00 | 12/16/2012 10:42:19 PM |
| LuvToLend | $25.00 | 12/17/2012 9:20:35 AM |
| Johnny2Dogs | $25.00 | 12/17/2012 3:52:27 PM |
| dukeiyer | $25.00 | 12/17/2012 11:21:06 AM |
| integrity-doctor | $100.00 | 12/17/2012 3:06:58 PM |
| jkeller4000 | $25.00 | 12/17/2012 6:25:54 PM |
| queentut | $49.00 | 12/18/2012 9:36:54 AM |
| E-2 | $42.00 | 12/18/2012 5:18:48 PM |
| PFTLender | $25.00 | 12/18/2012 9:31:48 AM |
| vivid-return426 | $25.00 | 12/18/2012 10:10:02 AM |
| safe-affluence91 | $30.00 | 12/18/2012 3:02:47 PM |
| justice-allocator3 | $25.00 | 12/18/2012 8:37:59 PM |
| alexander-hamilton | $50.00 | 12/18/2012 6:22:28 PM |
| Leshan | $50.00 | 12/18/2012 7:33:15 PM |
| av22 | $100.00 | 12/19/2012 7:25:08 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:44 AM |
| commerce-aggregator7 | $25.00 | 12/18/2012 8:47:44 PM |
| subtle-bill727 | $25.00 | 12/19/2012 5:16:55 PM |
| social-heart | $25.00 | 12/20/2012 9:08:06 AM |
| momentous-value | $25.00 | 12/19/2012 6:01:51 PM |
| ItsJustMe79 | $25.00 | 12/19/2012 5:28:16 PM |
| CA-Lender | $25.00 | 12/20/2012 11:06:47 AM |
| Realty24 | $25.00 | 12/19/2012 7:19:16 PM |
| lovely-order7 | $25.00 | 12/19/2012 7:59:38 PM |
| docjulia | $25.00 | 12/19/2012 7:23:58 PM |
| cognizant-usa32 | $35.23 | 12/20/2012 3:28:12 AM |
| scarlet-velvet | $25.00 | 12/20/2012 6:47:11 AM |
| skaught | $30.00 | 12/20/2012 11:20:58 AM |
| amlu1988 | $25.00 | 12/20/2012 11:29:28 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
685862
This series of Notes was issued and sold upon the funding of the borrower loan #79693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $241.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,168 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lasm1989 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 66 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
640-659
(Oct-2009)
640-659
(Sep-2009)
620-639
(Oct-2008)
|
|
Principal balance:
| $1,756.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Home Repair
Purpose of loan: Home Repair
This loan will be used to... to fix up my mother's home it is in need of a new roof, all the plumbing needs to be replaced. The home has copper pipes which needs to be changed to the pvc pipe and the home needs re-wiring (electrical). Need painting inside, new carpet and tile and a new foundation put into the bathroom. Will also upgrade windows and doors
My financial situation: Very good I have worked really hard to re-establish my credit.
I am a good candidate for this loan because... I have paid off two prosper loans and only 1 year away from paying off my third prosper loan. I have never been deliquent on any prosper loan or any other bills I have currently. I have an extra $798.00 a month in addition to my income if needed to help repay this loan and if asked by prosper to provide bank statements. If a lender wants to know the origination of these funds just ask. I would be very grateful if you consider me for this loan. Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $40.66 | 12/14/2012 9:11:00 AM |
| serene-capital | $30.00 | 12/14/2012 9:31:56 AM |
| greenback-surge4 | $25.00 | 12/14/2012 10:34:20 AM |
| belief-integrity | $750.00 | 12/14/2012 9:08:19 AM |
| moola-accelerator6 | $100.00 | 12/14/2012 10:15:09 AM |
| supersarah61 | $25.00 | 12/14/2012 4:55:49 PM |
| bazaar-tulip | $25.00 | 12/14/2012 9:36:25 AM |
| CreditBuilder2 | $25.01 | 12/14/2012 10:49:44 AM |
| sprinter | $50.00 | 12/14/2012 10:08:01 AM |
| basis-spartan922 | $50.00 | 12/15/2012 7:48:16 AM |
| corporatejim | $30.03 | 12/15/2012 7:28:26 AM |
| RGlad | $65.00 | 12/14/2012 6:58:33 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:57:41 AM |
| ChoiceInvestments | $32.50 | 12/15/2012 7:28:33 AM |
| Astyanax | $30.00 | 12/15/2012 12:39:57 PM |
| windguy | $50.00 | 12/15/2012 11:27:31 AM |
| virtuous-repayment | $25.00 | 12/15/2012 1:21:32 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:29 PM |
| marwadi-62 | $200.00 | 12/15/2012 2:38:55 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:18:48 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:14:59 AM |
| mr_haldane | $25.00 | 12/17/2012 10:51:59 AM |
| martymaniaman | $25.00 | 12/17/2012 1:20:48 PM |
| balance316 | $26.00 | 12/17/2012 6:21:14 AM |
| indomitable-coin | $25.00 | 12/17/2012 5:13:59 PM |
| Slapshot | $100.00 | 12/18/2012 6:11:35 AM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:05 PM |
| loot-prescription3 | $25.00 | 12/17/2012 7:09:16 PM |
| new-orbital-transaction | $50.00 | 12/17/2012 8:52:22 PM |
| value-rapture | $25.00 | 12/18/2012 11:32:03 AM |
| greenback-watcher1 | $50.00 | 12/18/2012 6:06:46 PM |
| Maverick158 | $25.00 | 12/18/2012 6:36:31 PM |
| justice-allocator3 | $25.00 | 12/18/2012 8:39:02 PM |
| dhkny5 | $150.72 | 12/19/2012 8:38:17 AM |
| kind-bazaar-kitten | $25.00 | 12/18/2012 7:50:18 PM |
| justice-allocator3 | $50.00 | 12/18/2012 8:40:42 PM |
| pure-loyalty6 | $25.00 | 12/18/2012 9:05:06 PM |
| trustworthy-money2 | $25.00 | 12/19/2012 9:35:07 AM |
| hitsman | $50.00 | 12/19/2012 9:39:43 AM |
| compatible-deal9 | $50.00 | 12/19/2012 12:54:30 PM |
| invincible-agreement8 | $100.00 | 12/19/2012 4:51:43 PM |
| a2190b | $28.18 | 12/20/2012 7:15:33 AM |
| hundorama | $25.00 | 12/20/2012 1:01:22 PM |
| duty-whomper5 | $26.68 | 12/20/2012 6:16:23 PM |
| Gandalf0001 | $25.00 | 12/20/2012 6:34:29 PM |
| deal-vibrato | $25.00 | 12/20/2012 5:12:35 PM |
| ddog0224 | $100.00 | 12/20/2012 6:37:35 PM |
| yield-voyager8 | $25.00 | 12/20/2012 7:22:36 PM |
| Susie-Q | $50.00 | 12/21/2012 3:04:47 PM |
| roblender | $50.00 | 12/21/2012 5:04:18 PM |
| nodebtin3 | $100.00 | 12/22/2012 6:50:52 AM |
| Gyroman | $135.00 | 12/21/2012 4:11:09 PM |
| interest-splendor | $40.00 | 12/21/2012 7:54:35 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:45 PM |
| bold-important-dollar | $100.00 | 12/22/2012 5:52:39 AM |
| BigBag | $25.00 | 12/22/2012 8:01:03 AM |
| revolutionary769 | $800.00 | 12/22/2012 2:44:35 PM |
| Kyileo | $25.00 | 12/22/2012 3:52:52 PM |
| commerce-yeller | $75.00 | 12/22/2012 5:18:24 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:41:49 PM |
| NYBIZ | $25.00 | 12/22/2012 4:11:11 PM |
| rasengan89 | $25.00 | 12/22/2012 4:43:53 PM |
| KaChingInvestments | $25.00 | 12/22/2012 6:54:23 PM |
| radforj22 | $100.00 | 12/22/2012 7:46:59 PM |
| epic-investment9 | $25.00 | 12/22/2012 8:03:02 PM |
| thankful-nickel2 | $55.55 | 12/14/2012 9:46:15 AM |
| DreisersFinancier | $50.00 | 12/14/2012 9:02:39 AM |
| felicity-contributor3 | $50.00 | 12/14/2012 9:16:07 AM |
| Zolton | $300.00 | 12/14/2012 9:55:14 AM |
| availableloan | $25.00 | 12/14/2012 11:01:42 AM |
| green-trade-dolphin2 | $69.35 | 12/14/2012 9:02:09 AM |
| finopp | $25.00 | 12/14/2012 11:16:52 AM |
| entertaining-rate9 | $25.00 | 12/14/2012 9:23:12 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 9:26:18 AM |
| gravbox | $25.00 | 12/14/2012 10:24:15 AM |
| janeybooboo | $50.00 | 12/14/2012 9:29:30 AM |
| Tscheddar | $25.00 | 12/14/2012 11:47:37 AM |
| sflash | $25.00 | 12/14/2012 10:52:19 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:20 AM |
| bill-tent1 | $50.00 | 12/15/2012 11:07:47 AM |
| wetlands | $200.00 | 12/15/2012 11:15:50 AM |
| first-serene-credit | $50.00 | 12/15/2012 12:35:09 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:32 PM |
| themoneydoctor | $75.00 | 12/16/2012 1:26:36 PM |
| bid-starfish | $25.00 | 12/17/2012 7:56:25 AM |
| simplelender80 | $500.00 | 12/17/2012 5:40:33 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:28 PM |
| Slapshot | $150.00 | 12/18/2012 6:12:26 AM |
| Hy-FineAnts-33 | $50.00 | 12/18/2012 10:03:04 AM |
| LaGrangeLender | $60.00 | 12/18/2012 9:10:28 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:02 PM |
| USFoundation | $25.00 | 12/18/2012 7:45:23 PM |
| euro-deployment | $25.00 | 12/18/2012 11:45:46 PM |
| jtc26 | $100.00 | 12/19/2012 4:56:19 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:37 PM |
| goodturn | $30.00 | 12/19/2012 10:50:58 AM |
| hope-hickory8 | $25.00 | 12/19/2012 1:24:32 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:50 PM |
| ebase22 | $25.00 | 12/19/2012 1:50:23 PM |
| mwsailing | $100.00 | 12/19/2012 11:16:24 PM |
| daddysgotya | $50.00 | 12/20/2012 3:18:09 AM |
| Mr_Maker | $150.00 | 12/20/2012 5:38:53 AM |
| heerzaquestion | $100.00 | 12/20/2012 7:16:17 AM |
| broker048 | $40.00 | 12/20/2012 9:07:48 AM |
| kls4560 | $25.00 | 12/20/2012 9:09:01 AM |
| BJnRJames | $50.00 | 12/20/2012 9:54:52 AM |
| money-atizer | $25.00 | 12/19/2012 6:32:25 PM |
| psanders75 | $100.00 | 12/19/2012 7:52:09 PM |
| usanachris | $27.00 | 12/20/2012 6:36:46 AM |
| trumpeter391 | $100.00 | 12/20/2012 3:35:30 PM |
| Money_Working | $35.00 | 12/20/2012 4:23:14 PM |
| smart-transparency099 | $25.00 | 12/20/2012 4:34:34 PM |
| diggingupward | $25.00 | 12/20/2012 9:08:30 AM |
| llequire1 | $200.00 | 12/20/2012 8:47:34 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:49 PM |
| purposeful-durability8 | $100.00 | 12/20/2012 9:29:52 AM |
| best-hope-harp | $25.00 | 12/20/2012 9:34:30 AM |
| rine354 | $100.00 | 12/20/2012 12:48:23 PM |
| MonkeyHero | $100.00 | 12/20/2012 1:40:16 PM |
| reward-dynamo | $25.00 | 12/20/2012 6:02:40 PM |
| zchamilton | $50.00 | 12/20/2012 5:45:27 PM |
| WZ3190 | $25.00 | 12/20/2012 8:42:52 PM |
| John_Galt | $33.00 | 12/21/2012 3:53:05 PM |
| BocaYogi50 | $57.67 | 12/22/2012 4:46:55 AM |
| OswegoUSA | $25.00 | 12/22/2012 5:37:18 AM |
| helping-out | $400.00 | 12/22/2012 5:53:49 AM |
| shoupster | $25.00 | 12/22/2012 4:20:00 PM |
| ralph44 | $25.00 | 12/22/2012 7:54:01 PM |
| coin-tweet | $25.00 | 12/22/2012 9:42:46 PM |
| belief-integrity | $250.00 | 12/22/2012 3:01:12 PM |
| Peacepower | $53.25 | 12/22/2012 4:01:19 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 10:59:49 PM |
| ethical-truth211 | $304.40 | 12/23/2012 2:20:43 AM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:06:09 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
685934
This series of Notes was issued and sold upon the funding of the borrower loan #79594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,907 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| charming-wampum671 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consiladation
Purpose of loan: consiladating 401 loan
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HoosierDaddie | $50.00 | 12/19/2012 5:23:55 PM |
| wildanne | $50.00 | 12/19/2012 5:59:30 PM |
| money-hercules4 | $100.00 | 12/19/2012 6:08:09 PM |
| listing-flower2 | $100.00 | 12/19/2012 6:40:09 PM |
| corndog4000 | $55.00 | 12/19/2012 6:58:27 PM |
| belief-integrity | $100.00 | 12/19/2012 7:12:44 PM |
| alpha-lending | $25.00 | 12/19/2012 5:14:22 PM |
| Roundhouse | $75.00 | 12/19/2012 5:49:45 PM |
| affluence-microscope2 | $200.00 | 12/19/2012 5:21:44 PM |
| bowdish1 | $25.00 | 12/19/2012 6:10:19 PM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:10 PM |
| Approved | $25.00 | 12/19/2012 6:21:00 PM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:39:32 PM |
| obduro_1 | $25.00 | 12/19/2012 6:59:58 PM |
| djh47a | $25.00 | 12/19/2012 8:06:47 PM |
| superb-funds335 | $25.00 | 12/19/2012 6:05:05 PM |
| bfn311 | $25.00 | 12/19/2012 6:22:32 PM |
| compassion-twister2 | $25.00 | 12/19/2012 6:30:45 PM |
| jgar_O | $25.00 | 12/19/2012 7:08:51 PM |
| dunkard13 | $300.00 | 12/19/2012 5:26:24 PM |
| best-bonafide-p2p | $25.00 | 12/19/2012 6:26:01 PM |
| Nco | $150.00 | 12/19/2012 5:22:16 PM |
| marketplace-singularity3 | $50.00 | 12/19/2012 5:29:41 PM |
| nickel-ferret | $25.00 | 12/19/2012 5:32:46 PM |
| blueshound | $25.00 | 12/20/2012 4:39:20 AM |
| intelligent-yield | $50.00 | 12/19/2012 5:39:00 PM |
| toblerone | $25.00 | 12/19/2012 5:41:53 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:21:57 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:04:51 PM |
| repayment-pagoda8 | $100.00 | 12/19/2012 5:27:44 PM |
| entertaining-dollar298 | $25.00 | 12/19/2012 6:06:13 PM |
| radiant-dollar9 | $200.00 | 12/19/2012 5:35:17 PM |
| crown-year | $870.00 | 12/20/2012 5:56:44 AM |
| gravbox | $25.00 | 12/19/2012 6:31:44 PM |
| Edakers | $25.00 | 12/19/2012 7:00:41 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
685958
This series of Notes was issued and sold upon the funding of the borrower loan #79203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,132 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-dollar-goblin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
Pay for repairs on auto.
My financial situation: Do not have enough available funds to cover the cost of repairs.
I am a good candidate for this loan because... I am very good at repaying my debts on time.
Monthly net income: $2,124.00
Monthly expenses:
Housing: $960.00
Insurance: $58.00/mo.
Car expenses: $60.00
Utilities: $54.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $550.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/14/2012 5:24:59 PM |
| balanced-balance6 | $25.00 | 12/14/2012 9:19:26 AM |
| riveting-credit5 | $25.00 | 12/14/2012 9:52:35 AM |
| worthy-bid8 | $100.00 | 12/14/2012 10:15:46 AM |
| Budro | $25.00 | 12/14/2012 10:32:37 AM |
| reinforced-velocity158 | $50.00 | 12/14/2012 9:38:08 PM |
| PoundSmart | $100.00 | 12/15/2012 11:23:38 AM |
| eboomer2611 | $25.00 | 12/15/2012 12:59:28 PM |
| bid-ace937 | $50.00 | 12/15/2012 12:45:54 PM |
| CA-Lender | $25.00 | 12/16/2012 1:10:31 PM |
| octoberfresh | $25.00 | 12/17/2012 7:30:10 AM |
| stock106 | $25.00 | 12/17/2012 7:37:31 AM |
| Bank_of_the_Galaxy | $25.00 | 12/17/2012 4:32:13 PM |
| credit-birch | $33.00 | 12/18/2012 3:19:07 AM |
| sturdy-velocity6 | $25.00 | 12/18/2012 6:18:45 AM |
| Tscheddar | $25.00 | 12/18/2012 5:34:26 AM |
| squadron820 | $40.00 | 12/18/2012 8:04:06 AM |
| payment-halo | $25.00 | 12/17/2012 7:18:39 PM |
| silver-beaker | $454.23 | 12/18/2012 2:44:15 PM |
| kinetic-generosity766 | $25.00 | 12/18/2012 9:12:53 AM |
| sturdy-economy173 | $25.00 | 12/18/2012 3:23:22 PM |
| spry-loot4 | $25.00 | 12/17/2012 8:29:20 PM |
| respectful-nickel2 | $50.00 | 12/18/2012 9:46:26 AM |
| refined-return922 | $25.00 | 12/18/2012 5:57:54 AM |
| jtwildcat713 | $25.00 | 12/18/2012 7:12:18 AM |
| bill-expert | $27.00 | 12/18/2012 9:02:23 AM |
| Isanpankki | $27.24 | 12/18/2012 10:16:00 AM |
| order-singularity430 | $200.00 | 12/18/2012 2:34:26 PM |
| Mostlycoins | $25.00 | 12/18/2012 6:58:31 PM |
| PackFan13 | $25.00 | 12/18/2012 8:07:21 PM |
| obduro_1 | $25.00 | 12/14/2012 10:23:47 AM |
| let_me_retire | $75.00 | 12/14/2012 11:58:01 AM |
| transformer855 | $25.00 | 12/14/2012 10:12:53 AM |
| deal-selector5 | $25.00 | 12/14/2012 5:05:07 PM |
| DreisersFinancier | $50.00 | 12/14/2012 10:31:26 AM |
| bold-pound-statuette | $200.00 | 12/14/2012 9:02:32 PM |
| diplomatic-wealth7 | $25.00 | 12/14/2012 5:52:46 PM |
| money-fort | $25.00 | 12/15/2012 5:58:19 PM |
| Roundhouse | $75.00 | 12/15/2012 5:01:34 PM |
| listing-enlightenment1 | $100.00 | 12/17/2012 8:36:01 AM |
| djalan | $25.00 | 12/17/2012 1:25:41 PM |
| tommymtg7 | $25.00 | 12/17/2012 10:31:03 AM |
| fountain355 | $50.00 | 12/17/2012 12:43:43 PM |
| greencat | $50.00 | 12/17/2012 2:59:27 PM |
| britches318 | $100.00 | 12/18/2012 7:44:18 AM |
| WonderPup | $25.00 | 12/18/2012 8:30:33 AM |
| dynrep | $25.00 | 12/17/2012 7:20:32 PM |
| moola-monger9 | $75.00 | 12/18/2012 12:24:37 PM |
| jhernand17 | $25.00 | 12/18/2012 1:49:53 PM |
| yield-human | $50.00 | 12/18/2012 5:29:47 PM |
| 1313mark1313 | $30.07 | 12/18/2012 12:06:15 PM |
| niq4soccer | $25.00 | 12/18/2012 1:05:44 PM |
| wise-unbelievable-gain | $25.00 | 12/18/2012 1:08:28 PM |
| truelumen | $25.00 | 12/18/2012 7:04:40 PM |
| Military_Money_Wise | $13.46 | 12/18/2012 8:40:28 PM |
| jjb516 | $50.00 | 12/18/2012 7:09:08 PM |
| Lubava | $25.00 | 12/18/2012 7:25:12 PM |
| djmikmik | $50.00 | 12/18/2012 7:38:26 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
686120
This series of Notes was issued and sold upon the funding of the borrower loan #79498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,676 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-circuit888 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
680-699
(Jul-2009)
720-739
(Oct-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Changing jobs
Purpose of loan:
This loan will be used to...Pay bills while changing from seasonal job to full time teaching job
My financial situation: good, mother lives with me and helps with bills, have rental income and receieve SSI for grandchild who lives with me as well
I am a good candidate for this loan because...this is my third loan never been late with any payment. I am waiting for unemployment takes eight to ten weeks, has been eight weeks. Will start as substitute teacher after holidays.
Monthly net income: $1,550
Monthly expenses: $1800
Housing: $1044
Insurance: $130
Car expenses: $60
Utilities: $250
Phone, cable, internet: $118
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $40
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $64.56 | 12/14/2012 5:01:58 PM |
| transparency-position | $170.00 | 12/14/2012 5:04:18 PM |
| formula842 | $25.00 | 12/14/2012 5:08:58 PM |
| Forward-Looking | $25.00 | 12/14/2012 5:14:33 PM |
| exchange-squirrel | $200.00 | 12/14/2012 5:14:45 PM |
| SergRoosterDu | $25.00 | 12/14/2012 5:07:46 PM |
| rich329 | $15.44 | 12/14/2012 5:23:34 PM |
| adaptable-return21 | $50.00 | 12/14/2012 5:02:38 PM |
| BigHorizon | $500.00 | 12/14/2012 5:02:41 PM |
| PLANECRASH | $25.00 | 12/14/2012 5:02:24 PM |
| money-baron | $100.00 | 12/14/2012 5:03:36 PM |
| the-respectful-transaction | $25.00 | 12/14/2012 5:04:40 PM |
| friedokra | $25.00 | 12/14/2012 5:07:12 PM |
| Face-foist | $500.00 | 12/14/2012 5:02:30 PM |
| five-star-note | $200.00 | 12/14/2012 5:05:56 PM |
| diversification-ambrosia | $25.00 | 12/14/2012 5:17:47 PM |
| octoberfresh | $25.00 | 12/14/2012 5:19:26 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
686132
This series of Notes was issued and sold upon the funding of the borrower loan #79601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $428.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,095 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| natural-revenue5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2012)
660-679
(Apr-2011)
|
|
Principal balance:
| $4,271.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Debt consolidation
This loan will be used to pay off my car, credit card debt and student loans. It will decrease my monthly payment and have me debt free in three years.
I am a good candidate for this loan because I have a great, stable job, am very responsible and have used Prosper before with a perfect record.
Monthly net income: $4,000
Housing: $750
Insurance: $80
Car expenses: $150
Utilities: $75
Food, entertainment: $300
Credit cards and other loans: $0 with this loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $200.00 | 12/15/2012 12:05:08 PM |
| green-trade-dolphin | $56.10 | 12/14/2012 5:02:30 PM |
| transparency-position | $158.73 | 12/14/2012 5:04:50 PM |
| formula842 | $25.00 | 12/14/2012 5:08:59 PM |
| Feyenoord | $30.00 | 12/14/2012 5:26:13 PM |
| return-point2 | $100.00 | 12/14/2012 5:38:18 PM |
| kinder-credit-bear | $25.00 | 12/14/2012 5:38:57 PM |
| moola-accelerator6 | $30.00 | 12/14/2012 8:50:28 PM |
| LendSoHardUniversity | $50.00 | 12/14/2012 5:03:36 PM |
| Forward-Looking | $25.00 | 12/14/2012 5:14:33 PM |
| MoneyForNothing | $52.26 | 12/14/2012 5:15:25 PM |
| Wrats6 | $25.00 | 12/14/2012 6:18:46 PM |
| red-duty-carrier | $25.00 | 12/14/2012 5:21:31 PM |
| belief-integrity | $750.00 | 12/14/2012 5:25:59 PM |
| grnii78 | $175.00 | 12/14/2012 6:57:30 PM |
| RGlad | $65.00 | 12/14/2012 6:58:33 PM |
| Dont_Worry_Be_Happy | $25.00 | 12/15/2012 9:40:20 AM |
| witty-openness | $25.00 | 12/14/2012 5:51:06 PM |
| bid-stockpiler1 | $50.00 | 12/14/2012 6:13:44 PM |
| WalnutCreekguy | $50.00 | 12/14/2012 6:28:38 PM |
| five-star-note | $50.00 | 12/14/2012 6:37:51 PM |
| SLN-10 | $75.00 | 12/14/2012 6:54:40 PM |
| janeybooboo | $25.25 | 12/14/2012 7:18:39 PM |
| thehousewife | $50.00 | 12/15/2012 9:23:40 AM |
| Military_Money_Wise | $25.00 | 12/15/2012 10:32:52 AM |
| first-serene-credit | $33.00 | 12/15/2012 12:41:34 AM |
| scholarly-order6 | $70.00 | 12/15/2012 10:42:32 AM |
| thrilling-point2 | $40.00 | 12/15/2012 10:54:21 AM |
| Bank42 | $25.00 | 12/15/2012 12:10:47 PM |
| Big_Z_Loans | $200.00 | 12/15/2012 12:28:33 PM |
| transaction-seahorse0 | $25.00 | 12/15/2012 11:26:13 AM |
| simplelender80 | $500.00 | 12/15/2012 12:50:35 PM |
| Tell-me-more | $40.00 | 12/15/2012 1:32:32 PM |
| kenji4861 | $25.00 | 12/15/2012 1:09:17 PM |
| wormdc | $25.00 | 12/15/2012 1:52:08 PM |
| halothane_logic | $75.00 | 12/15/2012 2:22:30 PM |
| mikeandcat | $100.00 | 12/15/2012 5:57:27 PM |
| berniemadeoff | $75.00 | 12/16/2012 7:43:19 AM |
| producer455 | $26.00 | 12/16/2012 12:08:33 PM |
| EFS | $450.00 | 12/16/2012 12:40:47 PM |
| sensible-fund | $27.96 | 12/16/2012 6:07:45 AM |
| gain-equator | $25.00 | 12/15/2012 2:16:02 PM |
| Byrd24 | $100.00 | 12/15/2012 2:19:56 PM |
| grammaspurse | $25.00 | 12/16/2012 3:15:21 PM |
| CMJ-Partners | $25.00 | 12/16/2012 4:51:07 PM |
| JASHoldingsLTD1 | $25.00 | 12/16/2012 5:38:35 PM |
| C2Banking | $25.00 | 12/15/2012 11:11:03 PM |
| purposeful-durability8 | $100.00 | 12/16/2012 12:49:17 PM |
| generosity-battalion0 | $30.00 | 12/17/2012 8:28:46 AM |
| FinanceEngine | $60.00 | 12/17/2012 8:56:54 AM |
| knee_caps | $25.00 | 12/16/2012 10:23:12 PM |
| 1NiceLender | $25.00 | 12/16/2012 1:32:21 PM |
| benefit-mushroom6 | $25.00 | 12/16/2012 1:54:53 PM |
| Peleadona | $25.00 | 12/16/2012 2:07:57 PM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:12 AM |
| dukeiyer | $25.00 | 12/17/2012 10:43:15 AM |
| 168RichCapital | $25.12 | 12/17/2012 6:21:11 AM |
| integrity-doctor | $100.00 | 12/17/2012 2:38:28 PM |
| integrity-hug2 | $25.00 | 12/17/2012 6:47:08 AM |
| toomanyfishtanks | $50.00 | 12/17/2012 3:43:43 PM |
| order-banshee3 | $25.00 | 12/17/2012 3:56:17 PM |
| Champion_Lending | $25.00 | 12/17/2012 8:19:57 AM |
| EverettFinancial | $25.00 | 12/17/2012 9:00:34 AM |
| first-dinero-temple | $25.00 | 12/17/2012 9:30:31 AM |
| payment-halo | $25.00 | 12/17/2012 9:42:29 AM |
| dl_data | $100.00 | 12/17/2012 9:52:56 AM |
| dough-kitten5 | $36.13 | 12/17/2012 5:44:33 PM |
| augi_enterprises | $25.00 | 12/17/2012 3:55:40 PM |
| enderak | $35.00 | 12/17/2012 3:57:20 PM |
| wwwUniversal | $25.00 | 12/17/2012 5:45:43 PM |
| theaterguy | $30.00 | 12/17/2012 5:01:41 PM |
| organized-dedication696 | $25.00 | 12/17/2012 11:45:02 AM |
| industrious-currency | $25.00 | 12/17/2012 12:12:09 PM |
| Money_Working | $25.00 | 12/17/2012 1:58:13 PM |
| WorkingTA | $27.00 | 12/17/2012 9:03:01 PM |
| treasure-coyote3 | $23.99 | 12/17/2012 9:44:06 PM |
| matthewa | $25.00 | 12/17/2012 5:46:53 PM |
| newest-thrilling-income | $25.00 | 12/17/2012 7:05:40 PM |
| graceful-investment | $106.00 | 12/17/2012 7:06:07 PM |
| Iwillhuntyoudown | $25.00 | 12/17/2012 6:08:03 PM |
| prudent-bid3 | $50.00 | 12/17/2012 6:09:11 PM |
| pposFUNDing | $41.71 | 12/17/2012 9:04:05 PM |
| Moorish1Privateer | $25.54 | 12/17/2012 9:17:36 PM |
| Vote4Conservatives | $25.00 | 12/17/2012 9:27:26 PM |
| scoobiedoo | $30.01 | 12/14/2012 5:05:30 PM |
| octoberfresh | $25.00 | 12/14/2012 5:19:27 PM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:26 PM |
| handy-justice | $25.00 | 12/14/2012 5:18:12 PM |
| john0720 | $100.00 | 12/14/2012 6:08:56 PM |
| thankful-nickel2 | $55.55 | 12/14/2012 6:18:34 PM |
| Tscheddar | $25.00 | 12/14/2012 6:18:57 PM |
| trumpeter5 | $25.00 | 12/14/2012 6:20:11 PM |
| scholarly-order6 | $30.00 | 12/14/2012 7:04:51 PM |
| cr8on | $30.00 | 12/14/2012 5:37:20 PM |
| EngineersAlliance | $35.00 | 12/14/2012 5:57:09 PM |
| Mountain-Lion-IRA1 | $33.00 | 12/15/2012 4:17:15 AM |
| JeremyLinFan | $40.00 | 12/14/2012 6:29:12 PM |
| well-rounded-dinero | $25.00 | 12/14/2012 6:29:21 PM |
| respectful-dough429 | $25.00 | 12/14/2012 6:40:07 PM |
| luv4cycling | $50.00 | 12/14/2012 6:51:51 PM |
| slowgains | $25.00 | 12/15/2012 7:59:55 AM |
| Bob450 | $25.00 | 12/15/2012 9:34:13 AM |
| restless-dime | $100.00 | 12/15/2012 9:46:14 AM |
| zipemdown | $25.00 | 12/14/2012 6:17:17 PM |
| heroic-platinum | $25.00 | 12/15/2012 7:44:24 AM |
| LittleMingo | $30.00 | 12/14/2012 7:12:26 PM |
| moneylender25 | $25.00 | 12/14/2012 7:51:58 PM |
| deal-gazer | $50.00 | 12/15/2012 9:38:11 AM |
| integrity-web | $25.00 | 12/14/2012 10:07:32 PM |
| PoundSmart | $100.00 | 12/15/2012 11:22:55 AM |
| return-enforcer5 | $25.00 | 12/15/2012 11:38:29 AM |
| Whatssofunnybout | $33.00 | 12/15/2012 12:06:39 PM |
| kind-credit-bear | $50.00 | 12/15/2012 11:00:05 AM |
| corporatejim | $30.03 | 12/15/2012 7:27:09 AM |
| DiligentiaLLC | $75.00 | 12/15/2012 7:52:54 AM |
| Charlie010 | $50.00 | 12/15/2012 9:46:04 AM |
| callmebryan | $25.00 | 12/15/2012 11:18:54 AM |
| Astyanax | $45.00 | 12/15/2012 12:26:54 PM |
| justanothersushieater | $25.00 | 12/15/2012 12:02:04 PM |
| momoney2lend | $37.24 | 12/15/2012 11:46:09 AM |
| Investor_DP | $100.00 | 12/15/2012 12:47:55 PM |
| Banker2OO7 | $75.00 | 12/15/2012 12:15:28 PM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:28:19 PM |
| benefit-trident | $25.00 | 12/15/2012 12:39:10 PM |
| stylish-revenue4 | $100.00 | 12/15/2012 12:41:15 PM |
| money-baron-Roth401k | $25.00 | 12/15/2012 12:48:56 PM |
| hardatwork1 | $25.00 | 12/15/2012 4:43:59 PM |
| McLaren231 | $25.00 | 12/16/2012 6:15:08 AM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:48 PM |
| lnuss25 | $34.00 | 12/16/2012 5:32:17 AM |
| spiff666 | $26.66 | 12/16/2012 8:37:58 AM |
| Lender3G | $25.00 | 12/16/2012 7:37:33 PM |
| artisan369 | $300.00 | 12/15/2012 9:38:44 PM |
| EthanColeInvestingGroup | $25.00 | 12/16/2012 6:09:29 AM |
| whitegold24k | $100.00 | 12/16/2012 8:23:21 AM |
| bid-starfish | $25.00 | 12/17/2012 7:56:25 AM |
| Macbethofscots | $25.00 | 12/16/2012 12:10:53 PM |
| brondero | $1,100.00 | 12/16/2012 6:02:30 PM |
| Digger85 | $100.00 | 12/17/2012 4:37:55 AM |
| enterprising-pound5 | $50.00 | 12/16/2012 1:53:26 PM |
| Mrs-Honeydew | $25.00 | 12/17/2012 6:56:42 AM |
| tolerant-currency6 | $25.00 | 12/17/2012 6:58:43 AM |
| Leshan | $100.00 | 12/17/2012 7:53:56 AM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:29:39 PM |
| JonDough | $50.00 | 12/17/2012 8:49:55 AM |
| genuine-money | $100.00 | 12/16/2012 6:21:16 PM |
| tommymtg7 | $25.00 | 12/17/2012 9:14:51 AM |
| helping-out | $200.00 | 12/16/2012 11:31:25 PM |
| integrity-hug2 | $25.00 | 12/17/2012 6:47:36 AM |
| jubilant-agreement0 | $25.00 | 12/17/2012 2:56:55 PM |
| benefit-javelin | $660.29 | 12/17/2012 8:14:40 AM |
| Colorado2006 | $25.00 | 12/17/2012 8:33:55 AM |
| Assets-Up | $25.00 | 12/17/2012 10:42:34 AM |
| treasure-hunter270 | $50.00 | 12/17/2012 3:38:55 PM |
| katnmouse | $40.00 | 12/17/2012 4:12:29 PM |
| buffalobills | $25.00 | 12/17/2012 4:19:34 PM |
| mikeandcat | $130.43 | 12/17/2012 6:46:35 PM |
| skillful-asset5 | $30.00 | 12/17/2012 8:10:02 PM |
| truth-companion | $25.00 | 12/17/2012 5:07:59 PM |
| best-shiny-hope | $50.00 | 12/17/2012 6:00:12 PM |
| Zion-CIF | $25.00 | 12/17/2012 5:16:26 PM |
| TheHillsAreAlive | $25.00 | 12/17/2012 6:14:19 PM |
| interest-splendor | $30.00 | 12/17/2012 6:48:03 PM |
| Montgomery-Burns | $25.00 | 12/17/2012 7:45:52 PM |
| Katzenjammer | $25.00 | 12/17/2012 6:42:06 PM |
| EL_Papin | $25.00 | 12/17/2012 6:54:25 PM |
| power-lightning9 | $25.00 | 12/17/2012 7:35:07 PM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
686242
This series of Notes was issued and sold upon the funding of the borrower loan #79122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $237.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
20 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,756 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| THX1138 |
Borrower's state:
| Texas |
Borrower's group:
| Voyagers Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 67 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
660-679
(Sep-2010)
620-639
(May-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 67 | | |
Description
Debt consolidation
Purpose of loan: Pay off credit cards with small balances and credit limits
This loan will be used to... Pay off several credit cards with small balances and credit limits
My financial situation:
I am a good candidate for this loan because... Paying off these credit cards will free up $336 per month, more than enough to cover this loan payment and give me a little extra cash available.
Monthly net income: $6215
Monthly expenses: $
Housing: $1543
Insurance: $315
Car expenses: $200
Utilities: $400
Phone, cable, internet: $65
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $90.02 | 12/17/2012 9:01:10 AM |
| Banker2OO7 | $75.00 | 12/17/2012 9:03:37 AM |
| TheSituation | $25.00 | 12/17/2012 9:04:06 AM |
| benjamins-rumbler | $50.00 | 12/17/2012 9:04:31 AM |
| Dusigrosz | $500.00 | 12/17/2012 9:07:32 AM |
| fabulous-community4 | $90.00 | 12/17/2012 9:07:46 AM |
| myutmost | $80.00 | 12/17/2012 9:09:17 AM |
| treasure-bliss | $75.00 | 12/17/2012 9:09:19 AM |
| LittleMingo | $30.00 | 12/17/2012 9:13:09 AM |
| tommymtg7 | $25.00 | 12/17/2012 9:14:51 AM |
| thrilling-fund427 | $50.00 | 12/17/2012 9:22:47 AM |
| octoberfresh | $25.00 | 12/17/2012 9:23:17 AM |
| _nfx-ira_ | $35.01 | 12/17/2012 9:36:07 AM |
| valiant-return584 | $50.00 | 12/17/2012 10:06:09 AM |
| CashFlow13 | $1,000.00 | 12/17/2012 9:00:21 AM |
| fantastic-contract1 | $400.00 | 12/17/2012 9:00:27 AM |
| money-to-bless | $25.00 | 12/17/2012 9:02:22 AM |
| yield-lion2 | $200.00 | 12/17/2012 9:05:57 AM |
| slowgains | $25.00 | 12/17/2012 9:20:25 AM |
| stylish-revenue4 | $100.00 | 12/17/2012 9:28:39 AM |
| return-point2 | $100.00 | 12/17/2012 9:29:16 AM |
| pennybypenny | $25.00 | 12/17/2012 9:31:39 AM |
| dl_data | $100.00 | 12/17/2012 9:54:31 AM |
| terrific-p2p4 | $500.00 | 12/17/2012 9:00:22 AM |
| commerce-venture1 | $50.00 | 12/17/2012 9:17:52 AM |
| SLN-10 | $100.00 | 12/17/2012 9:20:05 AM |
| Feyenoord | $30.00 | 12/17/2012 9:20:43 AM |
| five-star-note | $200.00 | 12/17/2012 9:21:50 AM |
| grnii78 | $400.00 | 12/17/2012 9:29:41 AM |
| wildanne | $50.00 | 12/17/2012 9:32:25 AM |
| moola-accelerator6 | $40.00 | 12/17/2012 9:35:06 AM |
| WalnutCreekguy | $50.00 | 12/17/2012 9:37:57 AM |
| asset-professor | $25.00 | 12/17/2012 9:39:32 AM |
| Forward-Looking | $6.00 | 12/17/2012 10:10:48 AM |
| Face-foist | $500.00 | 12/17/2012 9:01:33 AM |
| moneylender25 | $25.00 | 12/17/2012 9:08:00 AM |
| NekHoldings | $25.00 | 12/17/2012 9:08:47 AM |
| investment-artist | $95.10 | 12/17/2012 9:10:40 AM |
| orange-useful-revenue | $25.00 | 12/17/2012 9:29:18 AM |
| dannycarter10 | $25.00 | 12/17/2012 9:41:11 AM |
| Dubbs360 | $50.00 | 12/17/2012 9:46:03 AM |
| asset-sprout | $25.00 | 12/17/2012 9:50:19 AM |
| respectful-dough429 | $100.00 | 12/17/2012 9:56:30 AM |
| first-integrity-gravity | $50.00 | 12/17/2012 10:08:15 AM |
| clean-fund | $71.11 | 12/17/2012 10:09:36 AM |
| frantic-retirement | $100.00 | 12/17/2012 9:00:23 AM |
| trumpeter5 | $25.00 | 12/17/2012 9:01:09 AM |
| PLANECRASH | $25.00 | 12/17/2012 9:01:30 AM |
| gain-equator | $50.00 | 12/17/2012 9:02:40 AM |
| MoneyForNothing | $67.67 | 12/17/2012 9:02:59 AM |
| LendSoHardUniversity | $50.00 | 12/17/2012 9:03:47 AM |
| __A1B2 | $27.00 | 12/17/2012 9:06:22 AM |
| newfoundation | $25.00 | 12/17/2012 9:16:22 AM |
| thrilling-point2 | $40.00 | 12/17/2012 9:21:32 AM |
| fund-medalist171 | $31.00 | 12/17/2012 9:26:50 AM |
| Silver_Rupee | $25.00 | 12/17/2012 9:51:38 AM |
| luv4cycling | $100.00 | 12/17/2012 9:52:38 AM |
| clean-fund | $300.00 | 12/17/2012 9:53:51 AM |
| zipemdown | $25.00 | 12/17/2012 10:01:56 AM |
| school-loan-gambler | $350.00 | 12/17/2012 9:00:20 AM |
| adaptable-return21 | $50.00 | 12/17/2012 9:01:27 AM |
| fascinating-generosity3 | $67.09 | 12/17/2012 9:01:35 AM |
| EverettFinancial | $25.00 | 12/17/2012 9:02:07 AM |
| felicity-contributor3 | $50.00 | 12/17/2012 9:02:34 AM |
| Nco | $150.00 | 12/17/2012 9:03:30 AM |
| lucrative-loan | $200.00 | 12/17/2012 9:05:05 AM |
| shawnw2 | $400.00 | 12/17/2012 9:06:27 AM |
| Wrats6 | $25.00 | 12/17/2012 9:09:22 AM |
| credit-guard5 | $25.00 | 12/17/2012 9:12:40 AM |
| Interest2thePeople | $100.00 | 12/17/2012 9:19:23 AM |
| Charlie010 | $50.00 | 12/17/2012 9:23:24 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
686324
This series of Notes was issued and sold upon the funding of the borrower loan #79547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $173.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
5 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| odbmeth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 52 ( 91% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 5
( 9% )
|
(May-2011)
740-759
(Jun-2010)
660-679
(Apr-2008)
720-739
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Clearing out my debt
Purpose of loan:
This loan will be used to consolidate two loans that currently have higher APRs than what is offered by Prosper. My credit is currently fair, but all of my payments are on time, and this loan will not grow my debt. In fact, this will make my debts easier to pay.
My financial situation:
I am a good candidate for this loan because I have listed on Prosper before and successfully paid each time.
Monthly net income: $6400
Monthly expenses: $550
Housing: $1500
Insurance: $300
Car expenses: $900
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $50.00 | 12/14/2012 5:05:10 PM |
| five-star-note | $200.00 | 12/14/2012 5:05:57 PM |
| BigHorizon | $258.00 | 12/14/2012 5:07:13 PM |
| Nco | $150.00 | 12/14/2012 5:20:36 PM |
| grammaspurse | $25.00 | 12/14/2012 5:21:37 PM |
| vivid-p2ploan1 | $25.00 | 12/14/2012 5:25:54 PM |
| exchange-squirrel | $50.00 | 12/14/2012 5:36:05 PM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:28 PM |
| wildanne | $50.00 | 12/14/2012 5:51:02 PM |
| MoneyForNothing | $75.52 | 12/14/2012 5:18:28 PM |
| slowgains | $25.00 | 12/14/2012 6:39:55 PM |
| rich329 | $25.00 | 12/14/2012 5:32:38 PM |
| top-goodhearted-liberty | $25.00 | 12/14/2012 6:54:02 PM |
| witty-openness | $25.00 | 12/14/2012 5:51:07 PM |
| TumbleWeed88 | $25.00 | 12/14/2012 5:54:13 PM |
| Sagamore | $50.00 | 12/14/2012 5:57:51 PM |
| yield-lion2 | $50.00 | 12/14/2012 6:01:15 PM |
| ferocious-kindness8 | $35.00 | 12/14/2012 5:28:38 PM |
| luv4cycling | $100.00 | 12/14/2012 5:32:48 PM |
| nonattender | $40.06 | 12/14/2012 5:51:37 PM |
| Tscheddar | $25.00 | 12/14/2012 6:18:57 PM |
| EFS | $100.00 | 12/14/2012 6:34:47 PM |
| first-serene-credit | $25.00 | 12/14/2012 7:22:11 PM |
| scoobiedoo | $50.01 | 12/14/2012 5:04:59 PM |
| Beechturner | $30.00 | 12/14/2012 5:06:04 PM |
| friedokra | $25.00 | 12/14/2012 5:06:11 PM |
| commerce-venture1 | $25.00 | 12/14/2012 5:06:30 PM |
| felicity-contributor3 | $35.00 | 12/14/2012 5:08:45 PM |
| green-trade-dolphin | $66.09 | 12/14/2012 5:03:01 PM |
| missing-link | $25.00 | 12/14/2012 5:48:18 PM |
| SergRoosterDu | $25.00 | 12/14/2012 5:09:57 PM |
| handy-justice | $50.00 | 12/14/2012 5:15:05 PM |
| credit-guard5 | $25.00 | 12/14/2012 5:16:58 PM |
| belief-integrity | $750.00 | 12/14/2012 5:25:59 PM |
| bbt28 | $25.05 | 12/14/2012 7:03:49 PM |
| belief-integrity | $900.00 | 12/14/2012 7:30:23 PM |
| LittleMingo | $30.00 | 12/14/2012 5:44:01 PM |
| _nfx-ira_ | $35.01 | 12/14/2012 5:58:46 PM |
| gain-equator | $50.00 | 12/14/2012 5:04:21 PM |
| trumpeter5 | $25.00 | 12/14/2012 6:19:25 PM |
| JeremyLinFan | $40.00 | 12/14/2012 6:29:13 PM |
| janeybooboo | $74.74 | 12/14/2012 6:34:10 PM |
| daw1878 | $25.00 | 12/14/2012 6:47:28 PM |
| obduro_1 | $25.00 | 12/14/2012 7:02:12 PM |
| zipemdown | $25.00 | 12/14/2012 6:17:19 PM |
| Wrats6 | $25.00 | 12/14/2012 6:18:29 PM |
| bid-stockpiler1 | $500.00 | 12/14/2012 6:23:16 PM |
| RGlad | $101.00 | 12/14/2012 6:30:02 PM |
| Edakers | $25.00 | 12/14/2012 6:52:19 PM |
| MoneyForNothing | $4.52 | 12/14/2012 7:31:12 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
686356
This series of Notes was issued and sold upon the funding of the borrower loan #79618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $179.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $55,628 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-apricot |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2012)
700-719
(Aug-2011)
640-659
(Jun-2010)
|
|
Principal balance:
| $6,029.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... Upgrade my kitchen and bathroom with new appliances, new cabinets, new shower surround and vanity.
My financial situation:
I am a good candidate for this loan because... I am very dependable, have a steady, secure position in a great field, have owned my home for over 16 years and I always pay my bills on time.
Monthly net income:
Monthly expenses: $280
Housing: $760
Insurance: $50
Car expenses: $
Utilities: $
Phone, cable, internet: $44
Food, entertainment: $100
Clothing, household expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cr8on | $30.00 | 12/12/2012 5:09:25 PM |
| MoneyForNothing | $25.09 | 12/12/2012 5:12:13 PM |
| secureincome | $555.00 | 12/12/2012 5:28:41 PM |
| valiant-return584 | $50.00 | 12/12/2012 6:15:17 PM |
| top-goodhearted-liberty | $25.00 | 12/12/2012 5:35:07 PM |
| DreisersFinancier | $50.00 | 12/12/2012 5:07:35 PM |
| Tscheddar | $25.00 | 12/12/2012 5:49:21 PM |
| entertaining-rate9 | $25.00 | 12/12/2012 5:53:29 PM |
| return-point2 | $100.00 | 12/12/2012 5:58:31 PM |
| bonus-seahorse | $25.00 | 12/12/2012 6:34:38 PM |
| well-rounded-dinero | $25.00 | 12/12/2012 6:44:43 PM |
| TumbleWeed88 | $25.00 | 12/13/2012 10:38:15 AM |
| WalnutCreekguy | $50.00 | 12/13/2012 9:29:27 AM |
| riskreward | $250.00 | 12/13/2012 12:33:08 PM |
| affluence-microscope2 | $200.00 | 12/13/2012 12:06:40 PM |
| kind-lovely-marketplace | $50.00 | 12/13/2012 12:19:13 PM |
| pembull | $25.00 | 12/13/2012 11:22:43 AM |
| djh47a | $25.00 | 12/13/2012 9:24:07 PM |
| starry2001 | $25.00 | 12/14/2012 4:25:18 AM |
| global-invest-group | $25.00 | 12/14/2012 9:39:46 AM |
| hitsman | $50.00 | 12/14/2012 9:02:08 AM |
| Johnab | $26.00 | 12/14/2012 4:28:39 PM |
| gokart83 | $25.00 | 12/14/2012 10:36:09 AM |
| Bank_of_the_Galaxy | $25.00 | 12/14/2012 7:11:46 PM |
| tomdooley12520 | $50.00 | 12/15/2012 9:46:17 AM |
| PoundSmart | $100.00 | 12/15/2012 11:22:31 AM |
| position960 | $25.00 | 12/15/2012 8:23:17 AM |
| simplelender80 | $136.00 | 12/15/2012 12:50:33 PM |
| handy-affluence9 | $29.65 | 12/15/2012 3:06:29 PM |
| steward850 | $25.75 | 12/15/2012 4:46:57 PM |
| green-truth-mountain | $50.00 | 12/16/2012 9:39:58 AM |
| brondero | $56.00 | 12/16/2012 6:14:11 PM |
| pennybypenny | $25.00 | 12/17/2012 9:39:18 AM |
| transaction-competitor0 | $25.00 | 12/17/2012 10:38:09 AM |
| j2ee | $35.00 | 12/17/2012 9:20:21 AM |
| BusinessIntegrationGroup-BIG | $26.75 | 12/18/2012 6:11:54 AM |
| oskizzle | $25.00 | 12/18/2012 7:04:56 AM |
| thrifty-greenback5 | $25.00 | 12/18/2012 8:47:52 AM |
| fulfilling-return414 | $25.00 | 12/18/2012 9:13:46 AM |
| aggresive-compassion612 | $25.00 | 12/18/2012 9:27:38 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:58:53 PM |
| contract-amigo7 | $25.00 | 12/19/2012 7:12:54 AM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:42 PM |
| wealth-competitor | $25.00 | 12/19/2012 5:55:43 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:40 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:40 PM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:48 PM |
| tolerant-dinero2 | $25.00 | 12/20/2012 1:56:25 PM |
| 1800porsche | $25.00 | 12/20/2012 5:20:43 PM |
| keichi03 | $25.51 | 12/20/2012 5:41:58 PM |
| benjamins-wasp | $50.00 | 12/20/2012 5:22:10 PM |
| zipemdown | $25.00 | 12/12/2012 5:11:36 PM |
| trumpeter391 | $25.00 | 12/12/2012 8:22:25 PM |
| susurrus | $100.00 | 12/12/2012 5:28:05 PM |
| ursus | $250.00 | 12/12/2012 5:29:02 PM |
| Big_Z_Loans | $200.00 | 12/12/2012 7:45:53 PM |
| bazaar-tulip | $25.00 | 12/12/2012 6:12:51 PM |
| transaction-seahorse0 | $25.00 | 12/13/2012 12:31:58 PM |
| radiant-dollar9 | $200.00 | 12/13/2012 12:29:09 PM |
| palu2619 | $25.00 | 12/13/2012 12:24:46 PM |
| heroic-platinum | $25.00 | 12/13/2012 10:51:59 PM |
| LuvToLend | $25.00 | 12/13/2012 6:30:19 PM |
| msw_engr | $50.00 | 12/14/2012 8:24:04 AM |
| sensible-fund | $25.00 | 12/14/2012 5:50:44 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:11 AM |
| wealth-kangaroo8 | $25.00 | 12/14/2012 4:23:11 PM |
| octoberfresh | $25.00 | 12/15/2012 6:39:52 AM |
| FrugalForLife2 | $25.00 | 12/14/2012 6:58:22 PM |
| dinero-launcher | $25.00 | 12/15/2012 9:15:46 AM |
| invincible-wampum3 | $50.00 | 12/15/2012 10:00:46 AM |
| truth-companion | $25.00 | 12/15/2012 10:56:35 AM |
| seabass123 | $25.00 | 12/15/2012 8:07:18 AM |
| nickel-ferret | $25.00 | 12/15/2012 11:14:57 AM |
| Comoparklender | $25.00 | 12/15/2012 12:34:13 PM |
| adventurous-credit466 | $50.00 | 12/15/2012 12:08:55 PM |
| compatible-deal9 | $25.00 | 12/15/2012 12:54:50 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:05:39 PM |
| upright-note5 | $29.25 | 12/15/2012 2:18:17 PM |
| Kaj | $25.00 | 12/16/2012 1:26:19 PM |
| wwwUniversal | $25.00 | 12/16/2012 1:17:26 PM |
| dukeiyer | $25.00 | 12/17/2012 10:58:21 AM |
| Leshan | $100.00 | 12/17/2012 7:58:15 AM |
| diversification-collider5 | $25.00 | 12/17/2012 5:34:23 PM |
| purposeful-durability8 | $100.00 | 12/18/2012 9:04:06 AM |
| Miami | $25.00 | 12/18/2012 9:28:21 AM |
| handy-loan527 | $25.00 | 12/18/2012 12:15:50 PM |
| mammalian4 | $50.00 | 12/18/2012 2:46:55 PM |
| trumpeter5 | $25.00 | 12/18/2012 2:49:35 PM |
| Troutfinder | $25.00 | 12/18/2012 10:33:33 AM |
| rootcanaler | $25.00 | 12/18/2012 3:39:21 PM |
| fairness-atmosphere | $25.00 | 12/19/2012 10:56:07 AM |
| avm-the-investor | $100.00 | 12/19/2012 11:57:06 PM |
| payment-boots2 | $25.00 | 12/20/2012 8:59:21 AM |
| power-spartan5 | $25.00 | 12/19/2012 6:00:17 PM |
| smart-transparency099 | $25.00 | 12/20/2012 4:38:43 PM |
| Goat-herder | $25.00 | 12/20/2012 5:27:01 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
686432
This series of Notes was issued and sold upon the funding of the borrower loan #79712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 17y 8m |
|
Amount delinquent:
| $2,975 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,652 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sunnibank |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 82 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2011)
640-659
(Apr-2010)
560-579
(Sep-2008)
560-579
(Jan-2008)
|
|
Principal balance:
| $1,284.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 82 | | |
Description
Vacation
Purpose of loan:
This loan will be used to..vacation.
My financial situation:
I am a good candidate for this loan because...ihave had several loans and 3 have been paid back in full.
Monthly net income: $ 3000
Monthly expenses: $
Housing: $800
Insurance: $136
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/17/2012 10:21:36 AM |
| benjamins-rumbler | $50.00 | 12/17/2012 9:02:19 AM |
| yield-lion2 | $200.00 | 12/17/2012 9:06:42 AM |
| diplomatic-wealth7 | $25.00 | 12/17/2012 9:35:54 AM |
| asset-sprout | $25.00 | 12/17/2012 9:46:23 AM |
| Forward-Looking | $25.00 | 12/17/2012 10:09:40 AM |
| trumpeter5 | $25.00 | 12/17/2012 9:03:10 AM |
| five-star-note | $200.00 | 12/17/2012 9:21:51 AM |
| serene-capital | $25.00 | 12/17/2012 12:50:06 PM |
| stylish-revenue4 | $100.00 | 12/17/2012 9:25:30 AM |
| justasoldier | $150.00 | 12/17/2012 2:28:08 PM |
| MoneyForNothing | $41.82 | 12/17/2012 9:01:30 AM |
| LittleMingo | $27.00 | 12/17/2012 9:13:10 AM |
| melodious-capital3 | $40.74 | 12/17/2012 10:33:54 AM |
| belief-integrity | $450.00 | 12/17/2012 11:01:58 AM |
| Fdeer | $200.00 | 12/17/2012 1:37:58 PM |
| MoneyForNothing | $16.51 | 12/17/2012 3:17:21 PM |
| Beechturner | $25.00 | 12/17/2012 11:46:59 AM |
| DKSArt | $30.00 | 12/17/2012 11:47:04 AM |
| scholarly-order6 | $25.00 | 12/17/2012 12:15:42 PM |
| myutmost | $61.00 | 12/17/2012 9:09:18 AM |
| worthy-bid8 | $100.00 | 12/17/2012 9:19:33 AM |
| bmw2 | $30.00 | 12/17/2012 9:40:54 AM |
| NekHoldings | $25.00 | 12/17/2012 9:08:34 AM |
| rpd1211 | $25.00 | 12/17/2012 2:08:57 PM |
| marwadi-62 | $100.00 | 12/17/2012 3:12:21 PM |
| dl_data | $100.00 | 12/17/2012 9:57:53 AM |
| servnyou | $30.00 | 12/17/2012 10:07:25 AM |
| Tscheddar | $25.00 | 12/17/2012 10:15:10 AM |
| College4theGirls | $25.00 | 12/17/2012 9:03:51 AM |
| 312-Lender | $200.00 | 12/17/2012 9:08:33 AM |
| rich329 | $25.00 | 12/17/2012 10:28:54 AM |
| krafty01 | $40.34 | 12/17/2012 10:32:05 AM |
| Feyenoord | $30.00 | 12/17/2012 9:20:48 AM |
| the-hope-workhorse | $25.00 | 12/17/2012 11:29:52 AM |
| organized-dedication696 | $25.00 | 12/17/2012 11:48:40 AM |
| jhouman | $200.00 | 12/17/2012 9:32:31 AM |
| melodious-openness | $61.56 | 12/17/2012 9:35:10 AM |
| Gregger | $25.00 | 12/17/2012 10:35:57 AM |
| LittleMingo | $30.00 | 12/17/2012 11:57:29 AM |
| BJnRJames | $36.03 | 12/17/2012 1:41:11 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
686480
This series of Notes was issued and sold upon the funding of the borrower loan #79395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $89.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $149 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigilance-knickers580 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees
Purpose of loan:
This loan will be used to pay for ... Christmas shopping, pay off medical/dental bills, and assist my son with legal fees.
My financial situation:
I am a good candidate for this loan because... I have steady employment and can fulfill my commitment to this loan.
I did file for bankruptcy and it was discharged 2 years ago. I am in a much better financial state with no current deliquencies on my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $300.00 | 12/16/2012 12:28:39 PM |
| goodhearted-basis4 | $25.00 | 12/16/2012 12:46:38 PM |
| gravbox | $25.00 | 12/16/2012 2:05:50 PM |
| supersarah61 | $25.00 | 12/17/2012 4:56:35 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:02:31 PM |
| direct-social3 | $50.00 | 12/17/2012 5:56:02 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:06 PM |
| sweet-social2 | $35.00 | 12/18/2012 8:55:13 AM |
| Hy-FineAnts-33 | $50.00 | 12/18/2012 10:03:09 AM |
| first-sharp-payout5 | $100.00 | 12/18/2012 6:37:59 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:08 PM |
| indomitable-coin | $25.00 | 12/18/2012 5:33:05 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:42 PM |
| sprinter | $50.00 | 12/20/2012 6:02:38 PM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:38 AM |
| donenzo | $25.00 | 12/20/2012 9:12:11 PM |
| Montiesholdings | $25.00 | 12/21/2012 8:39:03 AM |
| kmprospeo | $25.00 | 12/21/2012 5:10:24 PM |
| jsak74 | $25.00 | 12/21/2012 12:01:12 PM |
| logical-principal8 | $50.00 | 12/21/2012 9:57:01 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:05 PM |
| dcfinancial | $30.00 | 12/23/2012 6:16:56 AM |
| GTMoneyMan | $25.00 | 12/23/2012 9:19:36 AM |
| bright-payment2 | $50.00 | 12/23/2012 7:55:40 AM |
| gru3hunt3r | $30.00 | 12/23/2012 10:35:09 AM |
| Ocean713 | $75.00 | 12/23/2012 1:27:24 AM |
| barchibald | $100.00 | 12/24/2012 5:45:25 AM |
| Rulea72 | $25.00 | 12/24/2012 7:09:36 AM |
| sharp-return7 | $25.69 | 12/24/2012 7:26:44 AM |
| OTM84 | $100.00 | 12/23/2012 2:12:16 PM |
| ethical-truth211 | $100.00 | 12/24/2012 3:54:16 AM |
| cxl9 | $50.00 | 12/23/2012 8:23:05 PM |
| loans-from-us-2-u | $25.00 | 12/23/2012 10:45:19 PM |
| aztec | $50.00 | 12/16/2012 1:11:12 PM |
| CreditBuilder2 | $25.01 | 12/16/2012 1:28:27 PM |
| bill-tent1 | $50.00 | 12/17/2012 9:33:04 AM |
| bazaar-tulip | $25.00 | 12/16/2012 1:00:47 PM |
| DreisersFinancier | $50.00 | 12/16/2012 1:02:31 PM |
| wetlands | $200.00 | 12/17/2012 9:40:31 AM |
| marwadi-62 | $100.00 | 12/17/2012 3:14:27 PM |
| silver-plato | $75.00 | 12/17/2012 11:07:58 AM |
| supersam | $50.00 | 12/17/2012 5:25:17 PM |
| fascinating-benefit279 | $50.00 | 12/17/2012 5:40:57 PM |
| cahjoon | $25.00 | 12/18/2012 9:32:22 AM |
| trumpeter391 | $25.00 | 12/21/2012 9:16:13 AM |
| John_Galt | $25.00 | 12/21/2012 4:06:33 PM |
| loot-prescription3 | $25.00 | 12/21/2012 9:30:32 AM |
| bold-important-dollar | $25.00 | 12/22/2012 5:43:55 AM |
| 0_0 | $25.00 | 12/21/2012 6:15:12 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:03:39 AM |
| commerce-yeller | $25.00 | 12/22/2012 5:23:58 PM |
| leverage-symphony | $50.00 | 12/23/2012 11:29:57 AM |
| balanced-agreement0 | $50.00 | 12/23/2012 12:33:00 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 9:06:30 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 5:07:14 PM |
| Littlepeng | $25.00 | 12/22/2012 7:34:12 PM |
| barchibald | $50.00 | 12/24/2012 5:45:37 AM |
| hitsman | $50.00 | 12/23/2012 12:54:00 PM |
| astute-benjamins | $25.00 | 12/23/2012 3:21:57 PM |
| california111 | $25.00 | 12/23/2012 4:42:31 PM |
| 1313mark1313 | $75.09 | 12/23/2012 5:10:12 PM |
| coin-sphinx4 | $34.99 | 12/23/2012 2:19:20 PM |
| payout-thinker7 | $25.00 | 12/24/2012 8:16:10 AM |
| Peacepower | $25.00 | 12/24/2012 8:19:41 AM |
| RiderIRA | $169.22 | 12/24/2012 9:12:18 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
686646
This series of Notes was issued and sold upon the funding of the borrower loan #79732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 820-839 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $213 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-champion0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay of Student Loans
Purpose of loan:
This loan will be used to...
Pay off some student loans and a small amount owed to the IRS from last year.
My financial situation:
I am a good candidate for this loan because...
I have a stable, well-paying job at a bank, and I have a strong credit history and have never had an issue paying my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $30.00 | 12/14/2012 9:07:33 AM |
| marketplace-singularity3 | $25.00 | 12/14/2012 10:12:24 AM |
| JC_12 | $100.00 | 12/14/2012 9:53:59 AM |
| daw1878 | $25.00 | 12/14/2012 10:53:47 AM |
| ready-interest9 | $25.00 | 12/14/2012 10:54:03 AM |
| syrepsorp | $30.00 | 12/14/2012 9:24:58 AM |
| fragonardlives | $25.00 | 12/14/2012 10:56:14 AM |
| cerebral-dollar773 | $25.00 | 12/14/2012 5:19:03 PM |
| uncl-sammy | $25.00 | 12/14/2012 5:10:11 PM |
| Aberdeen | $100.00 | 12/14/2012 10:41:16 AM |
| natural-worth9 | $100.00 | 12/14/2012 10:58:03 AM |
| blue-useful-auction | $25.00 | 12/14/2012 6:53:53 PM |
| greenback-judo | $50.00 | 12/14/2012 6:26:58 PM |
| penny-finder | $27.24 | 12/14/2012 6:32:01 PM |
| alydad1 | $25.00 | 12/15/2012 7:59:29 AM |
| return-mad-scientist137 | $25.00 | 12/14/2012 5:42:55 PM |
| grotheik | $25.00 | 12/15/2012 8:14:06 AM |
| tender-wealth0 | $25.00 | 12/15/2012 11:26:24 AM |
| riskreward | $250.00 | 12/15/2012 11:26:49 AM |
| Arvicco | $400.00 | 12/15/2012 11:28:39 AM |
| indomitable-coin | $25.00 | 12/15/2012 12:54:43 PM |
| compoundinterest | $25.00 | 12/15/2012 12:26:06 PM |
| Hy-FineAnts-33 | $50.00 | 12/15/2012 12:41:31 PM |
| sflawya | $25.00 | 12/15/2012 12:49:53 PM |
| rmachi | $25.00 | 12/15/2012 1:22:16 PM |
| benefit-thunder0 | $25.00 | 12/15/2012 5:39:07 PM |
| Greycat | $25.00 | 12/16/2012 5:23:45 PM |
| kalamari | $30.00 | 12/17/2012 9:49:59 AM |
| social-tostada9 | $100.00 | 12/17/2012 7:57:32 AM |
| YampaQuant | $25.00 | 12/18/2012 9:48:03 AM |
| first-sharp-payout5 | $100.00 | 12/18/2012 6:36:13 PM |
| kevin314 | $25.00 | 12/19/2012 9:31:26 AM |
| commerce-artisan8 | $50.00 | 12/19/2012 5:31:01 PM |
| simplelender80 | $125.00 | 12/19/2012 10:08:13 AM |
| american6 | $50.00 | 12/19/2012 6:21:46 PM |
| euro-grove4 | $25.00 | 12/20/2012 10:11:29 AM |
| dharma1 | $25.00 | 12/19/2012 5:57:38 PM |
| bill-magnolia5 | $25.00 | 12/20/2012 3:35:40 PM |
| bonus-apricot366 | $25.00 | 12/19/2012 7:05:43 PM |
| wealth-scout124 | $50.00 | 12/20/2012 10:01:38 AM |
| alpinaut | $25.00 | 12/20/2012 10:02:42 AM |
| cocorico12 | $30.00 | 12/20/2012 8:11:50 PM |
| Spiv_51 | $25.00 | 12/20/2012 5:15:19 PM |
| USAFVET2010 | $25.00 | 12/21/2012 8:15:55 AM |
| Rockymtnhi | $50.00 | 12/21/2012 1:13:00 PM |
| resplendent-income544 | $100.00 | 12/21/2012 7:41:33 AM |
| proud-wealth2 | $30.23 | 12/21/2012 1:57:00 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:39 PM |
| John_Galt | $66.00 | 12/21/2012 3:45:31 PM |
| nodebtin3 | $100.00 | 12/22/2012 7:20:27 AM |
| impeccable-penny | $50.00 | 12/22/2012 8:12:13 AM |
| trumpeter391 | $25.00 | 12/22/2012 11:01:54 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:14:46 PM |
| freest8r | $50.00 | 12/22/2012 1:54:58 PM |
| newest-return-wind | $25.00 | 12/22/2012 11:13:14 AM |
| DaGoldenchild | $25.00 | 12/23/2012 7:47:39 AM |
| SkipMcGrath | $50.00 | 12/23/2012 12:01:23 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 4:56:02 PM |
| belief-integrity | $500.00 | 12/22/2012 1:35:10 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:34 PM |
| cash-strawberry3 | $25.00 | 12/22/2012 5:45:38 PM |
| shoupster | $100.00 | 12/22/2012 4:06:09 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 8:25:27 PM |
| SpreadsheetSolutions | $25.00 | 12/23/2012 9:01:30 AM |
| revolutionary769 | $400.00 | 12/23/2012 10:33:10 AM |
| circuitfive | $25.00 | 12/24/2012 9:01:24 AM |
| Rivervale_Westwood | $25.00 | 12/24/2012 9:14:21 AM |
| Snoopylover | $25.00 | 12/24/2012 9:15:27 AM |
| benjamin67 | $25.00 | 12/23/2012 1:44:54 PM |
| sigue | $25.00 | 12/24/2012 9:40:17 AM |
| Lotsofbears | $25.00 | 12/23/2012 5:45:12 PM |
| sturzstrom | $25.00 | 12/24/2012 8:01:04 AM |
| PaulW | $40.00 | 12/24/2012 8:30:13 AM |
| Investoman | $25.00 | 12/24/2012 9:49:50 AM |
| sunny-benefit0 | $25.00 | 12/23/2012 8:41:23 PM |
| green28 | $88.60 | 12/24/2012 9:12:43 AM |
| kind-durability-battalion | $75.00 | 12/24/2012 9:58:06 AM |
| fireboss | $31.95 | 12/24/2012 5:47:08 AM |
| profitable-benefit952 | $100.00 | 12/24/2012 5:48:04 AM |
| bosco44 | $25.00 | 12/24/2012 9:17:33 AM |
| elfincove | $26.13 | 12/24/2012 7:46:20 AM |
| jpblan11 | $25.00 | 12/24/2012 10:15:43 AM |
| damage | $25.00 | 12/24/2012 9:07:55 AM |
| dollar-missile3 | $25.00 | 12/24/2012 9:09:00 AM |
| community-jubilee | $25.00 | 12/24/2012 9:23:20 AM |
| Castellan | $46.00 | 12/24/2012 11:00:48 AM |
| LiquidLender | $25.00 | 12/24/2012 9:56:05 AM |
| CSAworker | $25.00 | 12/24/2012 10:02:08 AM |
| currency-scientist7 | $25.00 | 12/24/2012 11:09:07 AM |
| AFairDeal | $25.00 | 12/24/2012 10:42:34 AM |
| johannesfactotum | $30.00 | 12/24/2012 11:02:33 AM |
| Syzygy | $25.00 | 12/24/2012 11:41:31 AM |
| holdem-donk | $25.00 | 12/23/2012 1:42:45 PM |
| special-transparency2 | $25.00 | 12/14/2012 9:15:39 AM |
| DonaldColorado | $50.00 | 12/14/2012 10:03:05 AM |
| Plutis | $25.00 | 12/14/2012 10:06:42 AM |
| Zolton | $300.00 | 12/14/2012 9:55:14 AM |
| availableloan | $25.00 | 12/14/2012 11:01:42 AM |
| loan-mongoose1 | $25.00 | 12/14/2012 9:06:45 AM |
| bazaar-tulip | $25.00 | 12/14/2012 9:36:26 AM |
| UncleBuffett | $75.00 | 12/14/2012 5:06:12 PM |
| CreditBuilder2 | $25.01 | 12/14/2012 11:10:34 AM |
| prudent-dough458 | $25.00 | 12/14/2012 5:29:30 PM |
| blot44 | $25.00 | 12/14/2012 2:52:43 PM |
| loot-baton | $25.00 | 12/14/2012 10:12:54 AM |
| neighborly-hope6 | $100.00 | 12/14/2012 5:35:56 PM |
| compassion-twister2 | $50.00 | 12/14/2012 5:36:47 PM |
| NJournalist | $25.00 | 12/14/2012 6:29:33 PM |
| loot-prescription3 | $25.00 | 12/14/2012 5:25:27 PM |
| palu2619 | $25.00 | 12/15/2012 11:11:49 AM |
| logical-reward8 | $25.00 | 12/15/2012 12:13:13 PM |
| bill-tent1 | $50.00 | 12/15/2012 11:07:57 AM |
| Searlzy | $25.00 | 12/15/2012 1:19:05 PM |
| Ripsaw4U | $50.00 | 12/15/2012 12:22:42 PM |
| commerce-gargantuan2 | $25.00 | 12/15/2012 1:35:37 PM |
| well-rounded-diversification | $25.00 | 12/15/2012 1:38:17 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:34 PM |
| patriot897 | $25.00 | 12/15/2012 1:19:38 PM |
| skillful-diversification2 | $25.00 | 12/15/2012 1:42:18 PM |
| fairness-musician3 | $25.00 | 12/16/2012 12:09:37 PM |
| ucantbeetit | $25.00 | 12/16/2012 12:47:40 PM |
| fortytwo | $100.00 | 12/16/2012 12:51:22 PM |
| commitment-orca7 | $100.00 | 12/17/2012 6:16:54 AM |
| supersarah61 | $25.00 | 12/16/2012 1:59:30 PM |
| elasermd | $100.00 | 12/16/2012 12:23:36 PM |
| dough-reformer9 | $25.00 | 12/17/2012 8:06:22 AM |
| benevolent-power3 | $50.00 | 12/17/2012 2:03:58 PM |
| octoberfresh | $25.00 | 12/17/2012 10:10:01 AM |
| silver-plato | $75.00 | 12/17/2012 11:07:54 AM |
| worlds-best-worth2 | $25.00 | 12/17/2012 11:24:13 PM |
| wise-honorable-rate | $25.00 | 12/18/2012 5:44:17 PM |
| studious-revenue7 | $25.00 | 12/18/2012 11:33:12 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:02 PM |
| sympathetic-funds818 | $50.00 | 12/19/2012 9:05:54 AM |
| logical-principal8 | $50.00 | 12/19/2012 9:27:42 AM |
| djs81 | $75.00 | 12/19/2012 10:14:59 AM |
| natural-liberty4 | $200.00 | 12/19/2012 5:37:06 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:30:18 PM |
| rbc_ventures | $25.00 | 12/19/2012 5:58:06 PM |
| market-maximizer472 | $25.00 | 12/20/2012 7:09:46 AM |
| syracuserei | $50.00 | 12/20/2012 8:38:35 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:50 PM |
| wealth-watcher3 | $100.00 | 12/20/2012 3:58:25 PM |
| orange-brainy-return | $25.00 | 12/20/2012 5:02:14 PM |
| quantumwellguy | $50.00 | 12/20/2012 5:16:25 PM |
| Maraxus | $50.00 | 12/20/2012 2:50:47 PM |
| ingenious-point1 | $75.00 | 12/20/2012 6:17:14 PM |
| hitsman | $50.00 | 12/20/2012 5:34:51 PM |
| axelducheck | $25.00 | 12/21/2012 9:29:23 AM |
| AmericanCredit | $100.00 | 12/21/2012 10:08:37 AM |
| green-grower | $100.00 | 12/21/2012 10:31:18 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:39 PM |
| TRCRI | $50.00 | 12/21/2012 12:11:55 PM |
| fairness-symphony2 | $50.00 | 12/21/2012 7:21:59 PM |
| Canassatego | $25.00 | 12/22/2012 4:13:53 AM |
| autonomous-basis | $25.00 | 12/22/2012 8:27:34 AM |
| kaykarun | $50.00 | 12/21/2012 5:47:48 PM |
| bold-important-dollar | $50.00 | 12/22/2012 5:21:35 AM |
| newest-peso-excellence | $300.00 | 12/22/2012 9:06:00 AM |
| Davidson2 | $50.00 | 12/22/2012 9:34:25 AM |
| LilyAcreInvestmentsLLC | $234.00 | 12/22/2012 10:44:29 AM |
| Batman2u | $50.00 | 12/22/2012 5:38:08 AM |
| prudent-deal662 | $25.00 | 12/22/2012 12:12:55 PM |
| california111 | $50.00 | 12/22/2012 10:21:41 AM |
| 1313mark1313 | $25.09 | 12/22/2012 4:41:23 PM |
| qsolo | $50.00 | 12/22/2012 1:05:59 PM |
| AaronL | $25.00 | 12/22/2012 11:43:06 AM |
| community-seahorse0 | $25.00 | 12/22/2012 12:37:16 PM |
| debt-legend | $25.00 | 12/22/2012 1:18:35 PM |
| dough-souffle | $25.00 | 12/23/2012 1:24:26 PM |
| RocketSurgeon | $25.00 | 12/23/2012 1:36:14 PM |
| belief-integrity | $250.00 | 12/22/2012 2:51:15 PM |
| commerce-yeller | $75.00 | 12/22/2012 5:23:15 PM |
| helping-out | $70.00 | 12/23/2012 10:32:54 AM |
| spiff666 | $26.66 | 12/23/2012 7:50:20 AM |
| bright-payment2 | $50.00 | 12/23/2012 8:06:55 AM |
| DaveTheWave | $25.00 | 12/23/2012 1:33:38 PM |
| crown-year | $500.00 | 12/24/2012 7:12:46 AM |
| syounker | $25.00 | 12/23/2012 1:06:10 PM |
| lucrative-rate2 | $100.00 | 12/23/2012 5:00:52 PM |
| impartial-deal | $25.00 | 12/24/2012 9:13:14 AM |
| aabadabadoo | $25.00 | 12/23/2012 2:27:40 PM |
| crown-year | $750.00 | 12/24/2012 7:21:26 AM |
| Capitalincome | $25.00 | 12/23/2012 9:07:04 PM |
| ivar | $25.00 | 12/24/2012 9:02:38 AM |
| economy-tuba7 | $50.00 | 12/24/2012 10:00:49 AM |
| EJO | $25.00 | 12/24/2012 10:14:14 AM |
| coin-popcorn | $25.00 | 12/24/2012 9:16:14 AM |
| matt87 | $25.00 | 12/24/2012 9:40:09 AM |
| logical-peso2 | $25.00 | 12/24/2012 9:59:56 AM |
| Income-Scout | $100.00 | 12/24/2012 10:03:59 AM |
| belief-integrity | $105.00 | 12/24/2012 11:40:49 AM |
| obedient-payout0 | $25.00 | 12/24/2012 11:01:10 AM |
| Sustainable_investments | $25.00 | 12/24/2012 11:15:55 AM |
| enriching-trade2 | $30.00 | 12/24/2012 10:44:49 AM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
686660
This series of Notes was issued and sold upon the funding of the borrower loan #79604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-17-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $303.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $201,083 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elegant-compassion9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
|
Principal balance:
| $3,580.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
I am refinancing the balance of a previous loan that I used for home improvement to get a lower rate.
My financial situation:
I am a good candidate for this loan because I have excellent credit and I own my own home. I earn more than $150K per year base salary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $27.05 | 12/16/2012 12:02:13 PM |
| entertaining-rate9 | $25.00 | 12/16/2012 12:17:47 PM |
| influential-peso9 | $25.00 | 12/16/2012 12:31:55 PM |
| well-rounded-diversification | $25.00 | 12/16/2012 12:45:32 PM |
| xrycac | $25.00 | 12/16/2012 12:48:08 PM |
| leodaguy | $100.00 | 12/16/2012 12:49:36 PM |
| Eddy-2-Aces | $25.00 | 12/16/2012 12:55:40 PM |
| immaculate-yield0 | $150.00 | 12/16/2012 1:04:45 PM |
| notabanker | $25.00 | 12/16/2012 1:10:02 PM |
| spiritual-greenback | $25.00 | 12/16/2012 5:51:33 PM |
| statuesque-listing929 | $100.00 | 12/16/2012 7:17:37 PM |
| statuesque-listing929 | $100.00 | 12/16/2012 7:18:28 PM |
| USMC0311 | $25.00 | 12/16/2012 7:28:58 PM |
| roadredwood | $25.00 | 12/16/2012 8:47:34 PM |
| CreditBuilder2 | $25.01 | 12/16/2012 1:28:27 PM |
| five-star-note | $25.00 | 12/16/2012 1:58:23 PM |
| fund-human459 | $50.00 | 12/16/2012 12:11:57 PM |
| marketplace-singularity3 | $25.00 | 12/16/2012 12:28:21 PM |
| 1stBankAndHal | $50.10 | 12/16/2012 7:04:13 PM |
| secureincome | $555.00 | 12/16/2012 12:37:24 PM |
| best-income-fertilizer | $50.00 | 12/16/2012 8:20:56 PM |
| perfume956 | $50.00 | 12/16/2012 12:52:09 PM |
| fairness-bearer1 | $29.97 | 12/16/2012 9:31:08 PM |
| weatherman89 | $35.00 | 12/16/2012 9:47:46 PM |
| holdem-donk | $25.00 | 12/16/2012 12:59:17 PM |
| a-restless-dollar | $30.00 | 12/16/2012 10:26:52 PM |
| bazaar-tulip | $25.00 | 12/16/2012 1:00:47 PM |
| green28 | $75.00 | 12/16/2012 1:04:42 PM |
| greenback-position633 | $35.00 | 12/16/2012 1:10:48 PM |
| healthy-peace427 | $100.00 | 12/16/2012 1:13:55 PM |
| joe_matadatz | $25.00 | 12/16/2012 1:14:33 PM |
| Beechturner | $30.00 | 12/17/2012 4:30:45 AM |
| quantum_leap | $31.59 | 12/16/2012 1:15:41 PM |
| Tscheddar | $25.00 | 12/16/2012 1:51:34 PM |
| Mikale360 | $25.00 | 12/16/2012 2:34:37 PM |
| benefit-awakening9 | $114.21 | 12/16/2012 4:59:22 PM |
| cerebral-dollar773 | $25.00 | 12/16/2012 7:36:15 PM |
| crown-year | $187.28 | 12/17/2012 5:56:01 AM |
| ghettodrvr | $100.00 | 12/16/2012 12:21:37 PM |
| mymoneyblog | $25.00 | 12/16/2012 12:25:27 PM |
| Bosibz | $50.00 | 12/16/2012 12:26:32 PM |
| Zolton | $300.00 | 12/16/2012 12:28:39 PM |
| LoanerPrincipal | $25.00 | 12/16/2012 12:47:01 PM |
| note-willow8 | $25.00 | 12/16/2012 12:51:04 PM |
| loan-mongoose1 | $25.00 | 12/16/2012 1:00:14 PM |
| Feyenoord | $30.00 | 12/16/2012 1:34:43 PM |
| wildanne | $50.00 | 12/16/2012 1:52:30 PM |
| Jassi | $25.00 | 12/16/2012 12:08:13 PM |
| Oak-Parker | $25.00 | 12/16/2012 4:23:23 PM |
| sunny-benefit0 | $25.00 | 12/16/2012 4:27:10 PM |
| Gold-bug | $50.00 | 12/16/2012 12:38:01 PM |
| prudent-dough458 | $25.00 | 12/16/2012 12:51:37 PM |
| slimof37 | $25.00 | 12/16/2012 1:11:53 PM |
| winlender | $40.00 | 12/16/2012 1:15:32 PM |
| compassion-twister2 | $50.00 | 12/16/2012 1:25:57 PM |
| myduck | $50.00 | 12/16/2012 6:55:00 PM |
| coin-flow541 | $25.93 | 12/16/2012 8:24:03 PM |
| thrifty-note2 | $25.00 | 12/16/2012 10:19:13 PM |
| cordial-bonus | $25.00 | 12/16/2012 1:01:26 PM |
| sprinter | $50.00 | 12/16/2012 1:12:54 PM |
| jazz619 | $25.00 | 12/16/2012 1:41:34 PM |
| point-doughnut | $28.86 | 12/16/2012 6:10:59 PM |
| orange-dedication-maple | $25.00 | 12/16/2012 9:08:48 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
686708
This series of Notes was issued and sold upon the funding of the borrower loan #79531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $346.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,666 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| priceless-pound4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
|
Principal balance:
| $3,627.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I have had a previous loan and never missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| perfume956 | $50.00 | 12/17/2012 9:02:04 AM |
| bill-tent1 | $50.00 | 12/17/2012 9:33:05 AM |
| secureincome | $555.00 | 12/17/2012 9:53:14 AM |
| healthy-peace427 | $100.00 | 12/17/2012 9:57:15 AM |
| cordial-bonus | $25.00 | 12/17/2012 10:09:32 AM |
| Tscheddar | $25.00 | 12/17/2012 10:39:01 AM |
| kwatson7 | $100.00 | 12/17/2012 11:01:45 AM |
| slimof37 | $25.00 | 12/17/2012 9:10:36 AM |
| five-star-note | $25.00 | 12/17/2012 11:34:55 AM |
| green-dollar-buffalo | $50.00 | 12/17/2012 9:24:15 AM |
| green28 | $75.00 | 12/17/2012 9:24:34 AM |
| direct-social3 | $50.00 | 12/17/2012 9:26:58 AM |
| wetlands | $200.00 | 12/17/2012 9:40:32 AM |
| fund-human459 | $50.00 | 12/17/2012 9:50:06 AM |
| mymoneyblog | $25.00 | 12/17/2012 9:50:53 AM |
| engaging-worth | $25.00 | 12/17/2012 9:52:22 AM |
| prudent-dough458 | $25.00 | 12/17/2012 10:03:21 AM |
| ore-didgeridoo | $25.00 | 12/17/2012 4:20:27 PM |
| Dan4703 | $25.00 | 12/17/2012 10:14:47 AM |
| payout-reaction740 | $50.00 | 12/17/2012 9:08:47 AM |
| notabanker | $25.00 | 12/17/2012 9:23:53 AM |
| radforj22 | $25.00 | 12/17/2012 5:23:27 PM |
| qsolo | $25.00 | 12/17/2012 5:39:42 PM |
| Row2010 | $25.00 | 12/17/2012 10:24:04 AM |
| toblerone | $25.00 | 12/17/2012 10:31:35 AM |
| shellstar | $25.00 | 12/17/2012 4:15:16 PM |
| newest-generous-income | $25.00 | 12/17/2012 5:05:35 PM |
| kinetic-loot436 | $30.00 | 12/17/2012 6:10:12 PM |
| indomart | $25.00 | 12/17/2012 12:55:17 PM |
| hitsman | $50.00 | 12/17/2012 5:19:45 PM |
| ams294 | $30.00 | 12/17/2012 2:17:51 PM |
| theloanteacher | $25.00 | 12/17/2012 4:14:12 PM |
| ghettodrvr | $25.00 | 12/17/2012 5:19:30 PM |
| mad-scientist418 | $25.00 | 12/17/2012 6:32:40 PM |
| Ripsaw4U | $50.00 | 12/17/2012 7:15:25 PM |
| openness-antioxidant | $100.00 | 12/17/2012 6:05:47 PM |
| digitialblue | $100.00 | 12/17/2012 8:51:37 PM |
| Tighternbarkonatree | $25.00 | 12/18/2012 4:24:23 AM |
| weatherman89 | $40.00 | 12/17/2012 9:02:09 AM |
| entertaining-rate9 | $25.00 | 12/17/2012 9:05:28 AM |
| Bosibz | $50.00 | 12/17/2012 9:24:20 AM |
| Gold-bug | $50.00 | 12/17/2012 9:41:29 AM |
| obduro_1 | $25.00 | 12/17/2012 10:23:31 AM |
| one-midas | $25.00 | 12/17/2012 10:28:15 AM |
| benevolent-benefit7 | $50.00 | 12/17/2012 11:13:47 AM |
| bazaar-tulip | $25.00 | 12/17/2012 9:15:46 AM |
| influential-peso9 | $25.00 | 12/17/2012 9:15:55 AM |
| CIC | $25.00 | 12/17/2012 1:19:05 PM |
| winlender | $40.00 | 12/17/2012 9:45:15 AM |
| steady-silver6 | $50.00 | 12/17/2012 5:04:07 PM |
| Zolton | $300.00 | 12/17/2012 9:21:04 AM |
| martymaniaman | $25.00 | 12/17/2012 1:10:05 PM |
| friedokra | $25.00 | 12/17/2012 3:22:27 PM |
| leodaguy | $100.00 | 12/17/2012 10:19:07 AM |
| loan-mongoose1 | $25.00 | 12/17/2012 10:33:47 AM |
| CreditBuilder2 | $25.01 | 12/17/2012 10:56:04 AM |
| well-rounded-diversification | $25.00 | 12/17/2012 5:17:43 PM |
| magical-kindness888888 | $30.71 | 12/17/2012 5:20:39 PM |
| dollar-surge8 | $25.00 | 12/17/2012 6:52:08 PM |
| QuidWilson | $25.00 | 12/17/2012 3:24:52 PM |
| enderak | $25.00 | 12/17/2012 3:52:31 PM |
| supersarah61 | $25.00 | 12/17/2012 4:56:35 PM |
| LoanerPrincipal | $25.00 | 12/17/2012 5:50:56 PM |
| bbbshome | $25.00 | 12/18/2012 6:28:13 AM |
| OnePoorDude | $25.00 | 12/17/2012 6:18:26 PM |
| MikeMann | $100.00 | 12/17/2012 7:49:27 PM |
| LongTail | $26.00 | 12/17/2012 10:52:09 PM |
| LaGrangeLender | $50.00 | 12/18/2012 6:28:19 AM |
| green-lovely-finance | $123.28 | 12/18/2012 6:54:07 AM |
| Shomee_dmoney | $25.00 | 12/17/2012 7:43:38 PM |
| Hexnut | $200.00 | 12/17/2012 10:23:31 PM |
| transparency-futurist3 | $50.00 | 12/18/2012 5:28:52 AM |
| reward-excellency1 | $25.00 | 12/18/2012 6:17:08 AM |
| bid-starfish | $25.00 | 12/18/2012 6:30:29 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
686804
This series of Notes was issued and sold upon the funding of the borrower loan #79796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 20y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,319 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-starter9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan: consolidate some loans
This loan will be used to... pay off some loans to make one less payment
My financial situation: average
I am a good candidate for this loan because... i've been to trying to maintain my good cresit worthiness
Monthly net 2691.60
Monthly expenses:2087.95
Housing:550.00
Car Insurance & life insurance : 162.00
Car expenses: 0.00 gas: 80.00
Utilities: $275.00
Phone, cable, internet: 437.95
Food, entertainment: 100.00
Clothing, household expenses: 50.00
Credit cards and other loans: 433.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 12/17/2012 9:36:34 AM |
| Investor_DP | $100.00 | 12/17/2012 9:31:05 AM |
| transaction-seahorse0 | $25.00 | 12/17/2012 9:49:10 AM |
| valiant-return584 | $50.00 | 12/17/2012 10:06:11 AM |
| Nco | $150.00 | 12/17/2012 9:03:31 AM |
| LuvToLend | $25.00 | 12/17/2012 6:00:55 PM |
| CreditBuilder2 | $25.03 | 12/17/2012 11:13:20 AM |
| power-spartan5 | $25.00 | 12/17/2012 5:29:23 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:57:47 PM |
| careful-vigilance4 | $25.00 | 12/18/2012 5:24:11 PM |
| IIP77 | $25.00 | 12/18/2012 6:01:13 PM |
| Mucman72 | $25.00 | 12/18/2012 4:25:53 PM |
| E-2 | $43.00 | 12/18/2012 5:18:33 PM |
| zorg77 | $50.00 | 12/18/2012 6:11:48 PM |
| loyalty-dragster7 | $87.00 | 12/19/2012 5:39:19 PM |
| pennybypenny | $25.00 | 12/19/2012 5:46:34 PM |
| cberthiaume | $25.00 | 12/20/2012 8:18:08 AM |
| kulender | $50.00 | 12/20/2012 5:11:31 PM |
| djh47a | $25.00 | 12/21/2012 8:15:13 AM |
| JGENERAL | $25.00 | 12/21/2012 10:03:29 AM |
| pure-pound7 | $27.00 | 12/21/2012 10:35:34 AM |
| california111 | $50.00 | 12/22/2012 10:26:32 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:21 PM |
| ItsJustMe79 | $25.00 | 12/22/2012 12:26:59 PM |
| wise-peaceful-p2ploan | $25.00 | 12/21/2012 7:09:42 PM |
| nex | $25.00 | 12/21/2012 6:27:12 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:35:18 AM |
| community-engine750 | $25.00 | 12/22/2012 11:19:24 AM |
| Brianformisano | $25.00 | 12/23/2012 8:11:27 AM |
| One_Lolo | $25.00 | 12/23/2012 9:32:22 AM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:23:35 PM |
| StPong | $25.00 | 12/23/2012 1:18:27 PM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:20 PM |
| 108-IRA | $50.00 | 12/23/2012 1:48:43 PM |
| 52digital | $75.00 | 12/23/2012 12:49:28 PM |
| interest-agave | $25.00 | 12/23/2012 1:12:43 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:58 PM |
| credit-selector954 | $50.00 | 12/23/2012 2:00:41 PM |
| social-zebra | $32.45 | 12/23/2012 2:52:18 PM |
| winmals | $25.00 | 12/23/2012 2:06:22 PM |
| Edakers | $25.00 | 12/17/2012 10:48:17 AM |
| justasoldier | $50.00 | 12/17/2012 2:27:17 PM |
| Tscheddar | $25.00 | 12/17/2012 11:10:40 AM |
| asset-professor | $25.00 | 12/17/2012 9:39:34 AM |
| zipemdown | $25.00 | 12/17/2012 10:01:58 AM |
| greencat | $50.00 | 12/17/2012 10:56:58 AM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 9:32:33 AM |
| Rogelio48 | $30.00 | 12/18/2012 6:51:40 AM |
| benevolent-loot5 | $200.00 | 12/18/2012 5:29:19 PM |
| 907 | $25.00 | 12/18/2012 7:50:02 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:02 PM |
| PFTLender | $25.00 | 12/19/2012 5:51:27 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:14:27 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:25 PM |
| FlyBill | $50.00 | 12/20/2012 12:38:41 PM |
| desertoasis | $25.00 | 12/21/2012 8:41:31 AM |
| 08bob | $25.00 | 12/21/2012 2:40:16 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:07 PM |
| tom203 | $25.00 | 12/21/2012 11:25:39 AM |
| ken168 | $25.00 | 12/22/2012 4:03:52 AM |
| worthy-bid8 | $400.00 | 12/22/2012 1:33:19 PM |
| BradP | $25.00 | 12/22/2012 2:14:07 PM |
| trumpeter391 | $25.00 | 12/22/2012 2:52:50 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:40 PM |
| alexander-hamilton | $50.00 | 12/23/2012 2:00:58 PM |
| Leshan | $50.00 | 12/23/2012 3:21:20 PM |
| RockAngelHair | $25.00 | 12/23/2012 4:08:57 PM |
| ksmorrow | $25.00 | 12/23/2012 4:24:02 PM |
| Toby1montana | $50.00 | 12/23/2012 12:46:09 PM |
| Bendan | $100.00 | 12/23/2012 1:07:47 PM |
| Comoparklender | $25.00 | 12/23/2012 1:14:27 PM |
| red-power-pecan | $50.00 | 12/23/2012 1:21:19 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:06 AM |
| marketplace-hut9 | $25.00 | 12/23/2012 1:26:46 PM |
| finance-prescription | $100.00 | 12/23/2012 1:43:20 PM |
| Bob450 | $25.00 | 12/23/2012 1:48:20 PM |
| NobisEst | $25.00 | 12/23/2012 12:48:30 PM |
| supersarah61 | $25.00 | 12/23/2012 3:51:20 PM |
| blazing-capital2 | $250.00 | 12/23/2012 1:45:29 PM |
| truth-chooser1 | $25.00 | 12/23/2012 1:48:48 PM |
| Mad_Scientist | $25.00 | 12/23/2012 2:13:41 PM |
| 1willray | $25.00 | 12/23/2012 4:13:34 PM |
| investment-cluster | $25.00 | 12/23/2012 4:21:40 PM |
| lincny2 | $75.52 | 12/23/2012 4:41:21 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
686818
This series of Notes was issued and sold upon the funding of the borrower loan #79687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $486 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,762 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dignified-justice9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2012)
|
|
Principal balance:
| $4,843.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan:
finance the equipment needed to add STEM (Science Technology Engineering Mathmatics) to our current business. We need a dozen apple laptops as I will be teaching students how to develop a game-based app on Android & IOS. I have eight students signed up thus far
My financial situation:
I am a good candidate for this loan because...
Even though it has been a rough year in business, we do pay all of our bills. Also, our business is growing every month, and we are coming up on our really busy time (January through April.
Monthly net income: $ 3,900.00
Monthly expenses: $ 3,300.00
Housing: $ 1,000.00
Insurance: $ 97,00
Car expenses: $ 500.00
Utilities: $ 300.00
Phone, cable, internet: $110.00
Food, entertainment: $ 300.
Clothing, household expenses: $175.00
Credit cards and other loans: $ 700.00
Other expenses: $ 115.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $25.00 | 12/14/2012 9:06:01 AM |
| CreditBuilder2 | $25.03 | 12/14/2012 11:06:58 AM |
| valiant-return584 | $50.00 | 12/14/2012 10:19:57 AM |
| five-star-note | $25.00 | 12/14/2012 11:18:21 AM |
| Tscheddar | $25.00 | 12/14/2012 11:31:00 AM |
| zorg77 | $100.00 | 12/14/2012 3:21:25 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:44:18 AM |
| sympathetic-funds818 | $25.00 | 12/15/2012 4:38:01 AM |
| money-baron-Roth401k | $25.00 | 12/15/2012 12:48:55 PM |
| careful-vigilance4 | $25.00 | 12/15/2012 1:23:17 PM |
| desertoasis | $25.00 | 12/15/2012 7:32:38 PM |
| sensible-fund | $30.00 | 12/16/2012 6:09:51 AM |
| mckhbnpc | $50.00 | 12/17/2012 10:56:45 AM |
| Numbat77 | $50.00 | 12/17/2012 10:58:37 AM |
| subtle-bill727 | $25.00 | 12/18/2012 9:39:04 AM |
| PFTLender | $25.00 | 12/18/2012 9:31:48 AM |
| ItsJustMe79 | $25.00 | 12/18/2012 6:31:15 PM |
| kulender | $50.00 | 12/20/2012 5:11:30 PM |
| economy-coup | $200.00 | 12/14/2012 2:10:31 PM |
| Edakers | $25.00 | 12/14/2012 10:49:18 AM |
| AF-Chief | $25.00 | 12/14/2012 10:23:00 AM |
| fcrick | $50.00 | 12/14/2012 10:38:31 AM |
| zipemdown | $25.00 | 12/14/2012 9:41:02 AM |
| simplelender80 | $25.00 | 12/14/2012 5:21:20 PM |
| loyalty-cupcake6 | $30.00 | 12/14/2012 4:33:30 PM |
| power-spartan5 | $25.00 | 12/14/2012 5:03:27 PM |
| purposeful-durability8 | $100.00 | 12/14/2012 5:37:39 PM |
| benevolent-loot5 | $200.00 | 12/15/2012 11:08:52 AM |
| money-baron | $100.00 | 12/15/2012 1:31:16 PM |
| IIP77 | $25.00 | 12/15/2012 2:08:42 PM |
| alexander-hamilton | $34.00 | 12/17/2012 10:35:57 AM |
| E-2 | $30.00 | 12/17/2012 5:09:54 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:42 AM |
| red-ethical-duty6 | $40.00 | 12/19/2012 2:16:52 PM |
| ore-leather | $25.00 | 12/19/2012 3:28:55 PM |
| profitable-loyalty8 | $25.00 | 12/19/2012 11:15:24 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:01 PM |
| Dr_No | $25.00 | 12/19/2012 7:09:28 PM |
| NewPairOfShoes | $25.00 | 12/20/2012 9:51:10 AM |
| broker048 | $25.00 | 12/20/2012 8:30:46 AM |
| FlyBill | $50.00 | 12/20/2012 12:38:40 PM |
| tolerant-responsibility051 | $2,035.97 | 12/20/2012 5:28:58 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
686930
This series of Notes was issued and sold upon the funding of the borrower loan #79200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $214.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
15 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,331 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hoopdream |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $3,595.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have a steady income. I have been employed with the same company for 12 years. I am trying to pay off debts that I incurred a few years ago during the fiscal crisis. My income has been very steady over the last three years.
Monthly net income: $11300
Monthly expenses: $9863
Housing: $3628
Insurance: $150
Car expenses: $685
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.12 | 12/17/2012 5:01:52 PM |
| money-to-bless | $25.00 | 12/17/2012 5:06:58 PM |
| return-point2 | $100.00 | 12/17/2012 5:20:06 PM |
| nickel-ferret | $25.00 | 12/17/2012 5:20:54 PM |
| formula842 | $25.00 | 12/17/2012 5:21:42 PM |
| transparency-position | $25.00 | 12/17/2012 5:07:52 PM |
| octoberfresh | $25.00 | 12/17/2012 6:33:32 PM |
| stylish-revenue4 | $100.00 | 12/17/2012 5:28:29 PM |
| riskreward | $250.00 | 12/17/2012 5:29:11 PM |
| Feyenoord | $30.00 | 12/17/2012 5:15:18 PM |
| toblerone | $25.00 | 12/17/2012 6:04:26 PM |
| belief-integrity | $750.00 | 12/17/2012 7:26:21 PM |
| cjames84 | $25.00 | 12/18/2012 3:56:10 AM |
| DoctorJoe | $25.00 | 12/18/2012 4:23:34 AM |
| Fitiwalt7 | $25.00 | 12/18/2012 4:46:57 AM |
| 1stBankAndHal | $25.05 | 12/18/2012 5:14:52 AM |
| belief-integrity | $750.00 | 12/17/2012 6:32:44 PM |
| LaGrangeLender | $60.00 | 12/18/2012 6:23:40 AM |
| Assets-Up | $25.00 | 12/17/2012 6:46:48 PM |
| XP | $25.00 | 12/18/2012 12:12:22 PM |
| well-rounded-dinero | $25.00 | 12/17/2012 7:38:06 PM |
| tomdooley12520 | $35.00 | 12/18/2012 1:32:05 PM |
| WalnutCreekguy | $50.00 | 12/18/2012 9:14:22 AM |
| djmikmik | $100.00 | 12/18/2012 4:57:24 PM |
| Military_Money_Wise | $25.00 | 12/18/2012 3:21:09 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:27 AM |
| moola-monger9 | $75.00 | 12/18/2012 12:27:04 PM |
| Wrats6 | $25.00 | 12/18/2012 2:57:16 PM |
| Ocean713 | $75.00 | 12/18/2012 3:50:46 PM |
| supersarah61 | $25.00 | 12/18/2012 3:56:36 PM |
| abundant-euro0 | $39.00 | 12/18/2012 4:16:36 PM |
| wwwUniversal | $25.00 | 12/18/2012 6:02:17 PM |
| purposeful-integrity | $600.83 | 12/18/2012 6:11:20 PM |
| thrilling-point2 | $40.00 | 12/17/2012 5:06:08 PM |
| Nco | $150.00 | 12/17/2012 5:41:27 PM |
| entertaining-rate9 | $25.00 | 12/17/2012 5:43:00 PM |
| trumpeter5 | $25.00 | 12/17/2012 5:01:57 PM |
| wildanne | $50.00 | 12/17/2012 5:59:39 PM |
| Tscheddar | $25.00 | 12/17/2012 6:53:38 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 5:28:05 PM |
| Ripsaw4U | $50.00 | 12/17/2012 7:15:26 PM |
| five-star-note | $25.00 | 12/17/2012 7:28:34 PM |
| zipemdown | $25.00 | 12/17/2012 5:35:07 PM |
| first-balance-neutron | $25.00 | 12/17/2012 5:37:51 PM |
| fitiwalt | $25.00 | 12/18/2012 4:50:31 AM |
| thehousewife | $25.00 | 12/18/2012 4:56:48 AM |
| massuot | $25.00 | 12/18/2012 8:00:04 AM |
| secureincome | $555.00 | 12/17/2012 6:29:46 PM |
| fulfilling-return414 | $25.00 | 12/18/2012 9:15:37 AM |
| a-finance-nirvana | $25.00 | 12/18/2012 9:33:08 AM |
| Dubbly | $25.00 | 12/17/2012 7:08:51 PM |
| scholarly-order6 | $25.00 | 12/18/2012 9:51:15 AM |
| integrity-web | $25.00 | 12/17/2012 8:18:55 PM |
| finance-relaxation3 | $25.00 | 12/17/2012 8:43:12 PM |
| serene-capital | $35.00 | 12/17/2012 10:14:26 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:10 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:10 PM |
| oskizzle | $25.00 | 12/18/2012 7:05:09 AM |
| gondeee | $25.00 | 12/18/2012 11:41:00 AM |
| Big_Z_Loans | $200.00 | 12/18/2012 8:39:53 AM |
| simplelender80 | $100.00 | 12/18/2012 9:12:55 AM |
| rootcanaler | $75.00 | 12/18/2012 3:27:29 PM |
| jhernand17 | $25.00 | 12/18/2012 4:40:26 PM |
| Astyanax | $30.00 | 12/18/2012 5:06:07 PM |
| hitsman | $50.00 | 12/18/2012 5:12:58 PM |
| crown-year | $500.00 | 12/18/2012 1:00:07 PM |
| tommymtg7 | $25.00 | 12/18/2012 9:35:24 AM |
| newest-thrilling-income | $50.00 | 12/18/2012 4:54:45 PM |
| compatible-deal9 | $25.00 | 12/18/2012 5:00:22 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
686934
This series of Notes was issued and sold upon the funding of the borrower loan #79194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 3m |
|
Amount delinquent:
| $151 |
Total credit lines:
| 39 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $305 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| salixa2346 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2012)
620-639
(Dec-2009)
640-659
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
3rd Prosper Loan On Time & Paid Off
Hello Prosper community,
This is my thrid time around with this and I've had great people in the past fund my loans, which have all been paid on time and paid off. Help me do it again for light equipment upgrades and credit boosting. Usually I'm purchasing new mowers or a new piece of equipment, but this time I just need to upgrade the small items such as back pack blowers, weedwhackers, new 2-stroke snow blower, hand tools, ect.
My income hasn't increased or decreased from the last 2 years so I am very financially stable despite the economy. My last loan I paid off in less than a year so I have demonstrated that I am fully capable of affording this loan.
Like I said I'm mainly looking to build my credit here on prosper and with the 3 credit reporters. Send a message if you have questions.
Thanks for looking
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fantastic-contract1 | $400.00 | 12/14/2012 5:02:50 PM |
| DasMula | $55.12 | 12/14/2012 5:06:09 PM |
| RecoveryLender | $25.00 | 12/14/2012 5:13:14 PM |
| MoneyForNothing | $50.85 | 12/14/2012 5:14:17 PM |
| school-loan-gambler | $350.00 | 12/14/2012 5:02:49 PM |
| commerce-venture1 | $25.00 | 12/14/2012 5:04:59 PM |
| Dusigrosz | $350.00 | 12/14/2012 5:02:48 PM |
| commerce-venture1 | $25.00 | 12/14/2012 5:04:25 PM |
| transparency-position | $150.00 | 12/14/2012 5:06:21 PM |
| marinbb | $25.00 | 12/14/2012 5:09:09 PM |
| MoneyForNothing | $11.00 | 12/14/2012 5:14:29 PM |
| frantic-retirement | $100.00 | 12/14/2012 5:02:50 PM |
| PLANECRASH | $25.00 | 12/14/2012 5:03:25 PM |
| marinbb | $100.00 | 12/14/2012 5:04:59 PM |
| five-star-note | $200.00 | 12/14/2012 5:05:57 PM |
| felicity-contributor3 | $35.00 | 12/14/2012 5:06:20 PM |
| commerce-venture1 | $25.00 | 12/14/2012 5:07:33 PM |
| adaptable-return21 | $50.00 | 12/14/2012 5:04:07 PM |
| innovator2 | $246.03 | 12/14/2012 5:04:45 PM |
| BigHorizon | $500.00 | 12/14/2012 5:06:18 PM |
| moneyforthehoney | $30.00 | 12/14/2012 5:14:01 PM |
| fascinating-generosity3 | $150.00 | 12/14/2012 5:02:49 PM |
| BigHorizon | $500.00 | 12/14/2012 5:03:28 PM |
| Dusigrosz | $572.00 | 12/14/2012 5:04:06 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
686960
This series of Notes was issued and sold upon the funding of the borrower loan #79823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 12.23% |
Borrower rate/APR:
| 13.23% / 20.98% |
Monthly payment:
| $312.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 5.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 27y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,678 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| handy-wealth792 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used tocomplete down payment on a home ...
My financial situation:
I am a good candidate for this loan because all my obligations are paid on time...
Monthly net income: $6600
Monthly expenses: $4200
Housing: $2499
Insurance: $170.00
Car expenses: $400
Utilities: 150
Phone, cable, internet: $150
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $13000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/17/2012 5:35:08 PM |
| toblerone | $25.00 | 12/17/2012 6:04:27 PM |
| healthy-peace427 | $100.00 | 12/17/2012 5:33:42 PM |
| valiant-return584 | $50.00 | 12/17/2012 6:26:11 PM |
| weatherman89 | $25.00 | 12/17/2012 10:13:26 PM |
| greenback-upholder9 | $25.00 | 12/18/2012 7:21:06 AM |
| MikeMann | $100.00 | 12/17/2012 7:59:30 PM |
| 907 | $25.00 | 12/18/2012 7:50:06 PM |
| WalnutCreekguy | $50.00 | 12/19/2012 9:50:18 AM |
| rootcanaler | $50.00 | 12/20/2012 11:37:15 AM |
| rokman | $50.00 | 12/20/2012 6:53:33 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:27:58 PM |
| bank_of_beila | $44.02 | 12/21/2012 6:50:56 PM |
| mars2024 | $50.81 | 12/21/2012 2:41:39 PM |
| kmprospeo | $25.00 | 12/22/2012 1:03:34 PM |
| Bank42 | $25.00 | 12/22/2012 9:29:31 AM |
| california111 | $50.00 | 12/22/2012 10:26:33 AM |
| Mucman72 | $25.00 | 12/23/2012 2:42:01 AM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:12 PM |
| trumpeter391 | $30.03 | 12/23/2012 8:19:40 PM |
| Petiza | $37.00 | 12/24/2012 5:43:54 AM |
| TheBelt | $27.14 | 12/24/2012 5:50:19 AM |
| first-class-yield9 | $25.00 | 12/24/2012 7:23:59 AM |
| triumphant-point5 | $50.00 | 12/24/2012 7:54:10 AM |
| Peacepower | $25.00 | 12/24/2012 8:22:05 AM |
| PoliticinandNegotiatin | $61.74 | 12/23/2012 3:33:57 PM |
| PoliticinandNegotiatin | $36.51 | 12/23/2012 3:41:37 PM |
| payment-halo | $25.00 | 12/23/2012 5:00:23 PM |
| dynrep | $25.00 | 12/23/2012 5:01:38 PM |
| LuckyMacFunding | $25.00 | 12/23/2012 11:56:07 PM |
| MateCocido | $52.00 | 12/24/2012 5:49:46 AM |
| newest-generous-income | $25.00 | 12/24/2012 6:39:06 AM |
| careful-note1 | $25.00 | 12/24/2012 6:51:54 AM |
| hillbilly40 | $50.00 | 12/24/2012 6:55:39 AM |
| awesome-generosity4 | $25.00 | 12/24/2012 7:29:09 AM |
| amlu1988 | $25.00 | 12/24/2012 7:59:15 AM |
| helping-out | $30.00 | 12/23/2012 7:32:56 PM |
| resplendent-dollar | $25.00 | 12/23/2012 11:37:16 PM |
| radiant-fund | $100.00 | 12/24/2012 10:10:04 AM |
| green28 | $100.00 | 12/24/2012 8:57:09 AM |
| fmanjoo | $25.00 | 12/24/2012 9:33:08 AM |
| currency-persimmon | $25.00 | 12/24/2012 10:20:02 AM |
| Kaj | $25.00 | 12/24/2012 9:46:16 AM |
| CSAworker | $25.00 | 12/24/2012 10:00:47 AM |
| authoritative-asset293 | $25.00 | 12/24/2012 10:14:49 AM |
| Cookstersalibi | $25.00 | 12/21/2012 11:02:26 AM |
| money-sequoia9 | $25.00 | 12/17/2012 5:09:58 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:11 PM |
| perfume956 | $50.00 | 12/17/2012 6:20:17 PM |
| hopeful-trade | $25.00 | 12/18/2012 9:51:36 AM |
| new-dynamic-value | $25.00 | 12/18/2012 8:33:13 AM |
| note-willow8 | $25.00 | 12/18/2012 10:31:52 AM |
| sun818 | $25.00 | 12/19/2012 9:45:41 AM |
| prudent-dough458 | $25.00 | 12/19/2012 9:54:59 AM |
| djh47a | $25.00 | 12/19/2012 7:01:38 AM |
| return-point2 | $100.00 | 12/19/2012 9:54:50 AM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:28:32 PM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:47 PM |
| adeline057 | $30.00 | 12/20/2012 1:14:07 AM |
| Maraxus | $25.00 | 12/20/2012 3:09:18 PM |
| credit-wheel7 | $25.00 | 12/20/2012 10:45:54 AM |
| LuvToLend | $25.00 | 12/20/2012 5:33:59 PM |
| generous-cash1 | $250.00 | 12/21/2012 7:40:03 AM |
| bonus-seahorse | $25.00 | 12/21/2012 12:54:28 PM |
| ucsd-triton | $25.00 | 12/21/2012 10:41:52 PM |
| kinetic-loot436 | $30.00 | 12/21/2012 6:01:30 PM |
| qsolo | $50.00 | 12/22/2012 1:06:07 PM |
| nodebtin3 | $50.00 | 12/22/2012 7:42:13 AM |
| worth-alien3 | $25.77 | 12/21/2012 7:39:11 PM |
| first-economy-spectacle | $25.00 | 12/22/2012 10:30:58 AM |
| jetset82 | $25.00 | 12/23/2012 1:10:44 PM |
| tomdooley12520 | $25.00 | 12/23/2012 1:27:02 PM |
| fishcreek | $25.00 | 12/23/2012 12:43:35 PM |
| seabass123 | $31.78 | 12/24/2012 7:37:46 AM |
| young_investor112 | $25.00 | 12/23/2012 4:02:21 PM |
| TigerForce | $35.68 | 12/24/2012 9:03:34 AM |
| cbfresh | $31.09 | 12/24/2012 9:13:47 AM |
| ChoiceInvestments | $25.00 | 12/23/2012 8:41:50 PM |
| stock106 | $40.00 | 12/23/2012 2:20:07 PM |
| repayment-chihuahua3 | $25.00 | 12/23/2012 4:51:54 PM |
| extraordinary-dollar7 | $32.00 | 12/23/2012 8:31:19 PM |
| Leshan | $50.00 | 12/24/2012 6:26:47 AM |
| co98senior | $25.00 | 12/24/2012 9:16:48 AM |
| awesome-generosity4 | $25.00 | 12/24/2012 7:30:01 AM |
| LimaGuy | $47.45 | 12/24/2012 7:37:15 AM |
| sasquatch5 | $25.00 | 12/24/2012 8:34:33 AM |
| babyfund | $25.00 | 12/24/2012 9:34:50 AM |
| cash-architect | $25.00 | 12/24/2012 10:17:21 AM |
| first-friendly-listing | $26.98 | 12/24/2012 10:27:40 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
687036
This series of Notes was issued and sold upon the funding of the borrower loan #79672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $113,499 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-tremolo4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...make repairs and buy appliances
My financial situation:
I am a good candidate for this loan because...I currently am contracted with Bank Solutions Group. Income will rise to $1,000 a day upon initial project. In addition, two relatives living with me contribute to household income. In addition, I receive $1,675 SSI. monthly. My plan is to repay the loan in 6 months
Monthly net income: $2600
Monthly expenses: $2196
Housing: $0
Insurance: $200
Car expenses: $256
Utilities: $0 paid by someone else
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $1500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/17/2012 10:21:34 AM |
| riveting-credit5 | $25.00 | 12/14/2012 5:49:29 PM |
| worthy-bid8 | $100.00 | 12/14/2012 5:22:24 PM |
| boogienation | $25.00 | 12/15/2012 9:03:22 AM |
| let_me_retire | $75.00 | 12/15/2012 3:38:57 AM |
| wealth-renaissance5 | $30.00 | 12/15/2012 2:15:11 PM |
| dl_data | $100.00 | 12/18/2012 9:34:54 PM |
| dl_data | $100.00 | 12/19/2012 8:57:46 AM |
| preventivepestcontrol | $75.00 | 12/19/2012 1:55:26 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:07 AM |
| ProModelA | $25.00 | 12/20/2012 8:37:58 PM |
| revolutionary769 | $25.00 | 12/21/2012 5:36:27 AM |
| helping-out | $50.00 | 12/22/2012 5:43:37 AM |
| elated-bid596 | $25.00 | 12/21/2012 4:39:05 PM |
| silver-bluebird | $25.00 | 12/21/2012 6:10:35 PM |
| organized-dedication696 | $25.00 | 12/21/2012 6:24:14 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:21 PM |
| diplomatic-wealth7 | $25.00 | 12/21/2012 6:14:08 PM |
| az2012 | $25.00 | 12/22/2012 6:36:06 AM |
| DIONISIOS | $35.00 | 12/22/2012 6:52:36 AM |
| bold-important-dollar | $25.00 | 12/22/2012 5:24:25 AM |
| ultimate-peace | $225.00 | 12/14/2012 5:38:59 PM |
| DreisersFinancier | $50.00 | 12/14/2012 5:47:10 PM |
| exciting-fairness | $200.00 | 12/14/2012 6:29:54 PM |
| scholarly-order6 | $25.00 | 12/15/2012 10:38:34 AM |
| blitzen40 | $25.00 | 12/15/2012 3:23:09 PM |
| treasure-bliss | $25.00 | 12/16/2012 7:17:14 AM |
| CA-Lender | $25.00 | 12/16/2012 1:16:18 PM |
| justasoldier | $100.00 | 12/17/2012 2:45:21 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:16:06 PM |
| dl_data | $50.00 | 12/20/2012 1:16:11 PM |
| SudianX | $25.00 | 12/21/2012 6:23:13 PM |
| newest-sturdy-yield | $25.00 | 12/21/2012 8:09:49 PM |
| ucsd-triton | $25.00 | 12/21/2012 10:58:27 PM |
| hml | $50.00 | 12/22/2012 1:40:49 AM |
| LSLLL | $25.00 | 12/21/2012 9:51:53 PM |
| enterprising-pound5 | $50.00 | 12/22/2012 4:56:02 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
687048
This series of Notes was issued and sold upon the funding of the borrower loan #79227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,563 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| taester00 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Aug-2011)
580-599
(Aug-2008)
|
|
Principal balance:
| $2,767.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off higher interest loan. I was stupid and got a loan which has crazy interest rate. (In the upwards of 780% APR)
My financial situation:
I am a good candidate for this loan because... I can definitely make the monthly payments because I make $430 monthly payment on the loan that I am trying to pay off. I have two jobs and high income. But I also have a lot of debt. Been doing okay but want to decrease the interests I am paying because it feels like everything I earn is going to paying interests.
Monthly net income: $7000
Monthly expenses: $1000
Housing: $600
Insurance: $225
Car expenses: $120
Utilities: $60
Phone, cable, internet: $80
Food, entertainment: $1000
Clothing, household expenses: $50
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fantastic-contract1 | $400.00 | 12/15/2012 12:00:36 PM |
| DasMula | $200.00 | 12/15/2012 12:02:17 PM |
| handy-justice | $100.00 | 12/15/2012 12:08:08 PM |
| purposeful-durability8 | $100.00 | 12/15/2012 12:09:13 PM |
| Beechturner | $25.00 | 12/15/2012 12:11:44 PM |
| marinbb | $100.00 | 12/15/2012 12:16:06 PM |
| credit-guard5 | $25.00 | 12/15/2012 12:22:07 PM |
| thankful-nickel2 | $55.55 | 12/15/2012 12:26:29 PM |
| dollar-tornado3 | $25.00 | 12/15/2012 12:27:16 PM |
| stylish-revenue4 | $100.00 | 12/15/2012 12:37:47 PM |
| school-loan-gambler | $350.00 | 12/15/2012 12:00:35 PM |
| LittleMingo | $45.00 | 12/15/2012 12:01:55 PM |
| john0720 | $83.00 | 12/15/2012 12:24:11 PM |
| power-spartan5 | $25.00 | 12/15/2012 12:30:14 PM |
| zipemdown | $25.00 | 12/15/2012 12:43:03 PM |
| first-serene-credit | $25.00 | 12/15/2012 12:18:47 PM |
| LendSoHardUniversity | $50.00 | 12/15/2012 12:33:06 PM |
| money-baron-Roth401k | $25.00 | 12/15/2012 12:48:56 PM |
| MoneyForNothing | $60.40 | 12/15/2012 12:02:02 PM |
| felicity-contributor3 | $35.00 | 12/15/2012 12:07:24 PM |
| DreisersFinancier | $50.00 | 12/15/2012 12:17:13 PM |
| Forward-Looking | $25.00 | 12/15/2012 12:18:12 PM |
| fascinating-generosity3 | $150.00 | 12/15/2012 12:00:36 PM |
| trumpeter5 | $25.00 | 12/15/2012 12:01:30 PM |
| Dusigrosz | $304.00 | 12/15/2012 12:03:46 PM |
| atlas-shrugged | $250.00 | 12/15/2012 12:46:46 PM |
| fcrick | $44.00 | 12/15/2012 12:08:47 PM |
| Investor_DP | $100.00 | 12/15/2012 12:47:56 PM |
| marwadi-62 | $250.00 | 12/15/2012 12:51:43 PM |
| slowgains | $25.00 | 12/15/2012 12:20:08 PM |
| frantic-retirement | $100.00 | 12/15/2012 12:00:38 PM |
| TheSituation | $25.00 | 12/15/2012 12:04:02 PM |
| Bank42 | $25.00 | 12/15/2012 12:11:42 PM |
| 312-Lender | $200.00 | 12/15/2012 12:24:49 PM |
| benefit-trident | $25.00 | 12/15/2012 12:40:52 PM |
| simplelender80 | $500.00 | 12/15/2012 12:50:36 PM |
| ethical-truth211 | $48.05 | 12/15/2012 12:54:45 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
687068
This series of Notes was issued and sold upon the funding of the borrower loan #79645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $123.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,357 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-payout-transporter |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay the last of my families debt and provide a reasonable monthly pay back amount at a better interest rate.
My financial situation:
I am a good candidate for this loan because I have spent the last two years working on my credit, paying down debts and this will be my last step in that processes.
Monthly net income: $3600
Monthly expenses: 3000
Housing: $1400
Insurance: $120
Car expenses: $300
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-finance-nirvana | $25.00 | 12/18/2012 9:33:09 AM |
| JC_12 | $100.00 | 12/18/2012 10:10:31 AM |
| Edakers | $25.00 | 12/18/2012 10:41:08 AM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:07:53 PM |
| jazz619 | $25.00 | 12/18/2012 9:44:18 AM |
| gravbox | $25.00 | 12/18/2012 9:58:36 AM |
| kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:36 PM |
| money-hercules4 | $100.00 | 12/18/2012 9:12:02 AM |
| valiant-return584 | $50.00 | 12/18/2012 10:12:22 AM |
| phenomenal-rate1 | $500.00 | 12/18/2012 5:10:22 PM |
| Ready2Loan | $30.00 | 12/18/2012 6:49:07 PM |
| nickel-ferret | $25.00 | 12/18/2012 5:33:53 PM |
| bowdish1 | $25.00 | 12/18/2012 5:20:25 PM |
| intelligent-yield | $50.00 | 12/18/2012 6:32:59 PM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:44:59 PM |
| 519dobber | $25.00 | 12/18/2012 6:57:58 PM |
| HikeMoab | $25.00 | 12/18/2012 8:41:11 PM |
| PoundSmart | $100.00 | 12/19/2012 9:54:02 AM |
| 907 | $25.00 | 12/18/2012 7:50:16 PM |
| beans53 | $25.00 | 12/19/2012 12:52:46 PM |
| SkinnyFish | $25.00 | 12/20/2012 3:56:06 PM |
| nvhm | $25.00 | 12/20/2012 7:00:17 PM |
| rootcanaler | $25.00 | 12/20/2012 12:01:17 PM |
| payment-halo | $25.00 | 12/20/2012 6:25:08 PM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:35:29 AM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:46 AM |
| 1SteelerFan | $25.00 | 12/21/2012 1:16:33 PM |
| BostonCapital | $100.00 | 12/21/2012 9:58:16 AM |
| axl163 | $25.00 | 12/21/2012 2:27:45 PM |
| malcolmreynolds | $25.00 | 12/21/2012 2:51:29 PM |
| active-wealth3 | $25.00 | 12/21/2012 2:58:08 PM |
| cloud8 | $29.51 | 12/21/2012 3:10:25 PM |
| TurboTaxi | $17.57 | 12/21/2012 3:15:58 PM |
| Social_Catapult | $25.00 | 12/21/2012 11:46:27 AM |
| keen-auction1 | $100.00 | 12/21/2012 3:13:42 PM |
| HoosierDaddie | $50.00 | 12/18/2012 5:13:10 PM |
| scholarly-order6 | $50.00 | 12/18/2012 9:53:55 AM |
| bazaar-tulip | $25.00 | 12/18/2012 10:03:49 AM |
| Vegasjim | $25.00 | 12/18/2012 9:31:29 AM |
| Nco | $150.00 | 12/18/2012 9:55:13 AM |
| toblerone | $25.00 | 12/18/2012 10:03:15 AM |
| radiant-dollar9 | $200.00 | 12/18/2012 5:37:08 PM |
| greenback-watcher1 | $25.00 | 12/18/2012 5:42:44 PM |
| cahjoon | $25.00 | 12/18/2012 5:20:51 PM |
| brilliant-balance | $50.00 | 12/18/2012 6:39:13 PM |
| transparency-futurist3 | $25.00 | 12/19/2012 4:15:40 AM |
| paradise-foothill | $50.00 | 12/19/2012 2:51:22 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:46 PM |
| djh47a | $25.00 | 12/19/2012 8:06:46 PM |
| mmckune | $25.00 | 12/19/2012 5:14:08 PM |
| listing-flower2 | $100.00 | 12/19/2012 6:38:50 PM |
| silver4711 | $50.00 | 12/20/2012 9:10:55 AM |
| Tscheddar | $25.00 | 12/20/2012 6:40:47 PM |
| Maraxus | $83.00 | 12/20/2012 3:01:55 PM |
| magnetic-duty4 | $25.00 | 12/21/2012 1:23:17 PM |
| MightyMataya | $25.00 | 12/21/2012 3:13:04 PM |
| shamonn_p2p | $50.00 | 12/21/2012 9:46:33 AM |
| Underzenith85 | $34.60 | 12/21/2012 2:00:07 PM |
| appcoder | $29.00 | 12/21/2012 2:46:05 PM |
| Papujo | $51.32 | 12/21/2012 12:48:59 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
687082
This series of Notes was issued and sold upon the funding of the borrower loan #79302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $235.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,885 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stella626 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt that I incurred after college. This loan will allow me to pay off the 3 highest rate cards I have - one at 24.24% and two at 19.99% each.
My financial situation:
I am a good candidate for this loan because I pay my bills on time (usually early), have a stable career, & have repaired my credit enough to be able to purchase a home in March 2012. I am dedicated to reducing my debt, but it's difficult to do with high interest rates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 12/17/2012 5:01:54 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:23:41 PM |
| sharp-platinum326 | $25.00 | 12/17/2012 5:53:50 PM |
| bazaar-tulip | $25.00 | 12/17/2012 6:39:12 PM |
| Zolton | $300.00 | 12/17/2012 5:20:14 PM |
| CreditBuilder2 | $25.01 | 12/17/2012 6:49:53 PM |
| toblerone | $25.00 | 12/17/2012 7:04:29 PM |
| windguy | $50.00 | 12/17/2012 5:29:27 PM |
| leodaguy | $100.00 | 12/17/2012 5:51:15 PM |
| xrycac | $25.00 | 12/17/2012 6:08:27 PM |
| wetlands | $200.00 | 12/17/2012 5:21:40 PM |
| marketplace-pinnacle964 | $25.00 | 12/18/2012 9:07:49 AM |
| Chadwick_Bay_Investments | $25.00 | 12/18/2012 5:56:23 AM |
| supersarah61 | $25.00 | 12/18/2012 4:05:18 PM |
| well-rounded-diversification | $25.00 | 12/18/2012 4:19:52 PM |
| arenangelchild | $60.13 | 12/17/2012 11:41:04 PM |
| gentle-gain235 | $150.00 | 12/18/2012 9:15:32 AM |
| Nipper99 | $100.00 | 12/18/2012 12:30:14 PM |
| rootcanaler | $60.00 | 12/18/2012 3:20:56 PM |
| radforj22 | $25.00 | 12/18/2012 3:54:19 PM |
| marwadi-62 | $200.00 | 12/18/2012 8:03:43 PM |
| uncl-sammy | $25.00 | 12/18/2012 7:01:24 PM |
| openness-antioxidant | $100.00 | 12/18/2012 6:16:51 PM |
| Win_With_P2P | $30.00 | 12/19/2012 6:00:01 AM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:09 PM |
| cardminger | $25.00 | 12/19/2012 9:17:56 AM |
| silver4711 | $50.00 | 12/19/2012 11:52:34 AM |
| justice-inspector | $50.00 | 12/19/2012 1:58:46 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:43 PM |
| invincible-agreement8 | $100.00 | 12/19/2012 4:51:57 PM |
| determined-moola824 | $25.00 | 12/19/2012 8:20:52 PM |
| indomitable-coin | $25.00 | 12/19/2012 5:06:00 PM |
| silver4711 | $50.00 | 12/20/2012 9:05:27 AM |
| gogrannygo | $26.00 | 12/20/2012 10:32:13 AM |
| djh47a | $25.00 | 12/19/2012 8:06:45 PM |
| ScionAltera | $25.00 | 12/19/2012 6:33:17 PM |
| investment-cluster | $50.00 | 12/20/2012 4:04:57 PM |
| samurai2 | $25.00 | 12/20/2012 9:56:21 AM |
| contract-amigo7 | $25.00 | 12/20/2012 7:17:28 AM |
| income-awakening6 | $25.00 | 12/20/2012 7:45:26 AM |
| VBPlayer | $30.00 | 12/20/2012 4:11:14 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:29:47 PM |
| Money_Working | $25.00 | 12/20/2012 4:28:56 PM |
| jddorsey | $50.00 | 12/18/2012 5:06:07 PM |
| coin-planet | $25.00 | 12/19/2012 7:55:10 PM |
| bill-tent1 | $50.00 | 12/17/2012 5:16:15 PM |
| nickel-ferret | $25.00 | 12/17/2012 5:20:35 PM |
| loan-mongoose1 | $25.00 | 12/17/2012 5:06:11 PM |
| silver-plato | $75.00 | 12/17/2012 5:46:41 PM |
| jubilant-capital1 | $25.00 | 12/17/2012 5:47:09 PM |
| transparency-futurist3 | $25.00 | 12/18/2012 5:28:30 AM |
| belief-integrity | $100.00 | 12/17/2012 7:12:42 PM |
| axl163 | $25.00 | 12/17/2012 11:01:08 PM |
| wise-charming-reward | $500.00 | 12/18/2012 12:19:47 PM |
| qsolo | $25.00 | 12/18/2012 5:38:44 PM |
| PoundSmart | $100.00 | 12/18/2012 5:41:24 PM |
| geechee | $25.00 | 12/18/2012 2:41:33 PM |
| Dan4703 | $25.00 | 12/18/2012 2:58:39 PM |
| Roundhouse | $75.00 | 12/18/2012 3:24:06 PM |
| prudent-dough458 | $25.00 | 12/18/2012 5:01:44 PM |
| wise-charming-reward | $500.00 | 12/18/2012 12:19:48 PM |
| 907 | $25.00 | 12/18/2012 7:50:06 PM |
| palu2619 | $25.00 | 12/18/2012 5:31:22 PM |
| ucantbeetit | $25.00 | 12/18/2012 5:57:21 PM |
| unrivaled-deal676 | $50.00 | 12/19/2012 9:01:51 AM |
| rpdelray | $35.00 | 12/19/2012 3:23:48 AM |
| Hy-FineAnts-33 | $50.00 | 12/19/2012 3:32:43 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:57 AM |
| JerryB96 | $100.00 | 12/19/2012 9:43:37 AM |
| Plutis | $25.00 | 12/19/2012 9:45:25 AM |
| UncleSafety | $100.00 | 12/19/2012 12:26:26 PM |
| octoberfresh | $25.00 | 12/19/2012 10:05:36 AM |
| ahfcp | $35.62 | 12/19/2012 2:10:21 PM |
| Nickle-Back | $30.00 | 12/19/2012 5:47:48 PM |
| hitsman | $50.00 | 12/19/2012 5:54:52 PM |
| primed | $25.00 | 12/19/2012 8:21:44 PM |
| Fdeer | $150.00 | 12/20/2012 5:06:57 AM |
| Dgodfather110 | $30.00 | 12/20/2012 6:24:47 AM |
| listing-flower2 | $100.00 | 12/19/2012 6:35:36 PM |
| djs81 | $75.00 | 12/20/2012 10:13:33 AM |
| top-tranquil-justice | $25.00 | 12/20/2012 11:10:20 AM |
| mclapperton | $40.00 | 12/20/2012 6:37:16 AM |
| pchang | $44.00 | 12/20/2012 4:53:55 PM |
| revolutionary769 | $966.00 | 12/20/2012 5:22:48 PM |
| daddysgotya | $50.00 | 12/20/2012 3:19:28 AM |
| Nicedad72 | $25.00 | 12/20/2012 8:04:36 AM |
| funds-chemistry1 | $30.00 | 12/20/2012 9:53:01 AM |
| peso-dancer3 | $25.00 | 12/20/2012 1:10:59 PM |
| MonkeyHero | $48.24 | 12/20/2012 1:36:18 PM |
| tomdooley12520 | $35.00 | 12/20/2012 4:02:39 PM |
| the-capital-shooter | $75.00 | 12/20/2012 11:42:46 AM |
| smart-transparency099 | $25.00 | 12/20/2012 4:31:50 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
687094
This series of Notes was issued and sold upon the funding of the borrower loan #79431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,797 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| precious-moola271 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt and do some home improvements.
My financial situation:
I am a good candidate for this loan because I have a good job with steady, verifiable income. I have not missed a single payment in over 5 years.
Monthly net income: $4,750.00
Monthly expenses: $1770
Housing: $200
Insurance: $150
Car expenses: $600
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $470
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Nco | $150.00 | 12/14/2012 5:20:37 PM |
| cr8on | $30.00 | 12/14/2012 5:37:21 PM |
| valiant-return584 | $50.00 | 12/14/2012 5:47:29 PM |
| zipemdown | $25.00 | 12/14/2012 6:17:22 PM |
| exciting-fairness | $200.00 | 12/14/2012 6:29:02 PM |
| vivid-p2ploan1 | $25.00 | 12/14/2012 5:25:55 PM |
| vutah | $65.00 | 12/14/2012 7:03:19 PM |
| Money__Tree | $200.00 | 12/14/2012 6:20:24 PM |
| green-dollar-buffalo | $50.00 | 12/15/2012 10:59:06 AM |
| LendingPimp_2 | $26.00 | 12/14/2012 6:58:12 PM |
| reaction18 | $50.00 | 12/14/2012 7:21:52 PM |
| the-hope-workhorse | $25.00 | 12/15/2012 10:18:51 AM |
| Endeavour | $150.00 | 12/15/2012 1:54:46 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:51 PM |
| janeybooboo | $75.00 | 12/15/2012 2:31:10 PM |
| TumbleWeed88 | $25.00 | 12/16/2012 12:30:00 PM |
| treasure-bliss | $75.00 | 12/16/2012 7:26:17 AM |
| RGlad | $100.00 | 12/15/2012 2:39:41 PM |
| wonder3 | $35.00 | 12/17/2012 6:12:47 AM |
| bob450-roth | $25.00 | 12/17/2012 3:49:53 PM |
| slowgains | $25.00 | 12/17/2012 7:19:35 PM |
| jiftostada | $25.00 | 12/19/2012 9:17:31 AM |
| alpha-lending | $25.00 | 12/19/2012 9:36:48 AM |
| Whipster | $60.00 | 12/19/2012 3:58:53 PM |
| thrilling-fund427 | $50.00 | 12/19/2012 9:43:28 AM |
| HeroSupport | $50.00 | 12/19/2012 5:20:27 PM |
| HereToHelp305 | $50.00 | 12/19/2012 4:52:35 PM |
| belief-integrity | $100.00 | 12/19/2012 7:12:39 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:07 AM |
| bonus-demon | $100.00 | 12/20/2012 4:33:18 PM |
| asset-professor | $35.00 | 12/20/2012 6:11:15 PM |
| truth-companion | $25.00 | 12/21/2012 9:32:47 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:43 PM |
| goat0 | $54.00 | 12/23/2012 2:24:33 PM |
| revolutionary769 | $500.00 | 12/23/2012 11:02:14 AM |
| Navy-Retired | $56.68 | 12/23/2012 8:31:47 PM |
| planetibet | $25.00 | 12/24/2012 5:24:16 AM |
| melodious-openness | $200.00 | 12/24/2012 6:24:37 AM |
| nalaari | $27.01 | 12/24/2012 7:38:46 AM |
| HelpWhenNeeded | $25.00 | 12/23/2012 6:00:36 PM |
| Leshan | $50.00 | 12/24/2012 6:26:17 AM |
| awesome-generosity4 | $25.00 | 12/24/2012 7:31:10 AM |
| ethical-truth211 | $500.00 | 12/24/2012 4:13:27 AM |
| glroark | $48.00 | 12/24/2012 7:06:50 AM |
| trumpeter391 | $25.00 | 12/24/2012 8:58:55 AM |
| subtle-leverage4 | $25.00 | 12/24/2012 10:20:23 AM |
| orangetrust | $100.00 | 12/24/2012 10:48:03 AM |
| Kaj | $25.00 | 12/24/2012 9:46:13 AM |
| orangetrust | $100.00 | 12/24/2012 10:41:24 AM |
| dukeiyer | $25.00 | 12/24/2012 11:23:39 AM |
| enriching-trade2 | $30.00 | 12/24/2012 10:44:52 AM |
| EL_Papin | $25.00 | 12/24/2012 11:41:29 AM |
| peaceful-greenback719 | $50.47 | 12/24/2012 12:42:23 PM |
| theaterguy | $30.00 | 12/24/2012 10:46:22 AM |
| oxnard | $50.00 | 12/24/2012 1:23:22 PM |
| awesome-rate640 | $50.00 | 12/24/2012 11:45:10 AM |
| wwwUniversal | $25.00 | 12/24/2012 11:13:49 AM |
| Ocean713 | $75.00 | 12/24/2012 11:15:36 AM |
| designer_10 | $25.00 | 12/24/2012 12:49:51 PM |
| Astyanax | $40.00 | 12/24/2012 12:55:29 PM |
| credit-bliss8 | $25.00 | 12/24/2012 12:15:30 PM |
| MusicandMedicine | $40.00 | 12/24/2012 1:09:22 PM |
| rate-advocator7 | $250.00 | 12/14/2012 5:45:33 PM |
| commerce-venture1 | $25.00 | 12/15/2012 12:55:11 AM |
| money-genome84 | $250.00 | 12/14/2012 5:22:33 PM |
| Dubbs360 | $50.00 | 12/14/2012 6:41:07 PM |
| finder61 | $25.00 | 12/15/2012 1:09:03 AM |
| market-bearer0 | $30.00 | 12/15/2012 6:20:23 AM |
| Edakers | $25.00 | 12/14/2012 6:52:19 PM |
| kind-lovely-marketplace | $50.00 | 12/15/2012 11:06:40 AM |
| hope-den1 | $50.00 | 12/15/2012 12:14:58 AM |
| Rogelio48 | $30.00 | 12/15/2012 6:12:16 AM |
| appetizing-loyalty354 | $25.00 | 12/15/2012 2:09:37 PM |
| DevinHill_IRA | $25.00 | 12/16/2012 11:55:35 AM |
| dannycarter10 | $25.00 | 12/16/2012 10:43:13 AM |
| dedicated-principal | $30.00 | 12/17/2012 6:50:05 AM |
| authentic-finance194 | $200.00 | 12/17/2012 9:12:51 AM |
| integrity-doctor | $100.00 | 12/17/2012 3:05:48 PM |
| octoberfresh | $25.00 | 12/17/2012 6:33:27 PM |
| Rockymtnhi | $100.00 | 12/19/2012 9:39:53 AM |
| deal-selector5 | $25.00 | 12/19/2012 5:12:52 PM |
| credit-adventurer313 | $25.00 | 12/19/2012 2:04:39 PM |
| selector568 | $300.00 | 12/20/2012 6:00:12 PM |
| WalnutCreekguy | $50.00 | 12/20/2012 5:45:32 PM |
| kenji4861 | $25.00 | 12/20/2012 5:52:04 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:52 PM |
| return-point2 | $100.00 | 12/20/2012 6:43:10 PM |
| EFS | $100.00 | 12/21/2012 10:28:39 AM |
| cerebral-dollar773 | $25.00 | 12/21/2012 6:31:46 AM |
| LuvToLend | $25.00 | 12/21/2012 9:09:00 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:14:30 AM |
| JABevan | $33.83 | 12/21/2012 3:50:46 PM |
| LittleMingo | $25.00 | 12/22/2012 1:14:39 AM |
| nodebtin3 | $50.00 | 12/22/2012 7:29:02 AM |
| belief-integrity | $250.00 | 12/22/2012 7:55:49 PM |
| helping-out | $100.00 | 12/23/2012 7:35:29 PM |
| Bob450 | $25.00 | 12/23/2012 9:15:26 PM |
| SecondChanceLendingSERV | $25.00 | 12/23/2012 10:34:09 PM |
| heerzaquestion | $30.00 | 12/23/2012 1:55:34 PM |
| intrepid-loot | $25.00 | 12/23/2012 3:37:19 PM |
| bancoroyal | $49.57 | 12/23/2012 10:11:42 PM |
| finance-investor3 | $25.00 | 12/23/2012 11:08:12 PM |
| jybank | $49.00 | 12/23/2012 7:31:31 PM |
| blue-unrelenting-rupee | $25.00 | 12/24/2012 9:59:44 AM |
| Scombs | $32.72 | 12/24/2012 10:30:45 AM |
| pound-cake | $200.00 | 12/24/2012 10:50:45 AM |
| benefit-javelin | $81.96 | 12/24/2012 11:33:03 AM |
| a-worth-speaker | $25.00 | 12/24/2012 12:06:58 PM |
| one-midas | $25.00 | 12/24/2012 11:12:52 AM |
| CACO_Lender | $25.00 | 12/24/2012 10:46:00 AM |
| mpatrick | $49.76 | 12/24/2012 1:54:39 PM |
| equitable-capital758 | $321.00 | 12/24/2012 11:31:36 AM |
| listing-flower2 | $100.00 | 12/24/2012 12:18:04 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
687096
This series of Notes was issued and sold upon the funding of the borrower loan #79377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 34
/
22 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,362 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-gallant-finance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a solid history of timely debt repayment.
Monthly net income: $7500
Monthly expenses: $6,800.00
Housing: $1600.00
Insurance: $1000.00
Car expenses: $800.00
Utilities: $268.00
Phone, cable, internet: $405.00
Food, entertainment: $480.00
Clothing, household expenses: $250.00
Credit cards and other loans: $2000.00
Other expenses: $
I had other medical expenses, but they have since been paid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transparency-position | $110.00 | 12/15/2012 12:35:43 PM |
| wise-charming-reward | $300.00 | 12/15/2012 1:38:20 PM |
| five-star-note | $25.00 | 12/15/2012 3:13:57 PM |
| blueshound | $25.00 | 12/15/2012 8:08:26 PM |
| let_me_retire | $75.00 | 12/16/2012 3:47:13 AM |
| gotjack-IRA | $25.00 | 12/15/2012 2:45:42 PM |
| golffish2 | $100.00 | 12/16/2012 2:09:30 PM |
| genuine-money | $75.00 | 12/16/2012 6:17:57 PM |
| ultimate-peace | $100.00 | 12/16/2012 7:06:16 PM |
| justasoldier | $50.00 | 12/17/2012 2:42:57 PM |
| britches318 | $100.00 | 12/18/2012 7:47:43 AM |
| belief-integrity | $100.00 | 12/17/2012 7:12:39 PM |
| graceful-investment | $106.00 | 12/18/2012 6:29:22 PM |
| RebuildALife | $25.00 | 12/21/2012 9:10:59 AM |
| djmikmik | $25.00 | 12/21/2012 9:18:13 AM |
| JeremyLinFan | $30.00 | 12/20/2012 6:15:00 PM |
| AaronL | $25.00 | 12/22/2012 11:42:20 AM |
| LilyAcreInvestmentsLLC | $335.00 | 12/22/2012 11:11:18 AM |
| cah1942 | $25.00 | 12/22/2012 11:15:51 AM |
| bold-important-dollar | $50.00 | 12/22/2012 5:44:54 AM |
| Roux1 | $25.00 | 12/22/2012 12:34:00 PM |
| investment-happiness | $100.00 | 12/22/2012 2:31:14 PM |
| euro-eagle1 | $28.16 | 12/22/2012 7:05:32 PM |
| Kyileo | $25.00 | 12/22/2012 3:56:29 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:45 PM |
| natural-affluence6 | $25.00 | 12/17/2012 5:03:04 PM |
| deal-hickory5 | $100.00 | 12/18/2012 10:02:13 AM |
| Cookstersalibi | $25.00 | 12/21/2012 11:02:26 AM |
| berniemadeoff | $75.00 | 12/15/2012 12:02:44 PM |
| riveting-credit5 | $25.00 | 12/15/2012 12:53:58 PM |
| DasMula | $25.00 | 12/15/2012 12:09:05 PM |
| handy-justice | $50.00 | 12/15/2012 12:10:12 PM |
| professional-dinero753 | $25.00 | 12/15/2012 1:16:34 PM |
| worthy-bid8 | $100.00 | 12/15/2012 1:53:44 PM |
| thankful-nickel2 | $25.00 | 12/15/2012 8:45:53 PM |
| reaction18 | $50.00 | 12/15/2012 2:42:08 PM |
| lowrater | $100.60 | 12/16/2012 12:11:05 PM |
| restless-dime | $100.00 | 12/17/2012 7:56:48 AM |
| toomanyfishtanks | $25.00 | 12/17/2012 4:08:01 PM |
| exponential-fairness2 | $25.00 | 12/17/2012 4:04:08 PM |
| fountain355 | $25.00 | 12/17/2012 12:44:41 PM |
| Wangchuk | $30.01 | 12/18/2012 9:26:50 AM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:45 PM |
| bid-ace937 | $50.00 | 12/18/2012 5:15:41 PM |
| organized-dedication696 | $25.00 | 12/20/2012 5:49:32 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:08 AM |
| investment-happiness | $100.00 | 12/21/2012 2:39:27 PM |
| highyield | $25.00 | 12/21/2012 2:42:45 PM |
| banker34 | $100.00 | 12/21/2012 3:18:00 PM |
| helping-out | $100.00 | 12/22/2012 5:57:57 AM |
| greenback-orchestra | $75.00 | 12/22/2012 9:24:38 AM |
| Debt-Reduction-Plus | $32.76 | 12/22/2012 3:05:26 PM |
| docjulia | $75.00 | 12/22/2012 7:04:40 PM |
| docjulia | $27.47 | 12/22/2012 7:08:44 PM |
| graceful-balance3 | $250.00 | 12/22/2012 2:28:36 PM |
| revolutionary769 | $40.00 | 12/22/2012 2:42:42 PM |
| banker34 | $100.00 | 12/22/2012 3:06:24 PM |
| Skatingbear | $100.00 | 12/22/2012 6:59:26 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
687154
This series of Notes was issued and sold upon the funding of the borrower loan #79717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,895 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sturdy-market377 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...Purchase a security in ETRADE
My financial situation: Good
I am a good candidate for this loan because...I pay all of my bills on time
Monthly net income: $2000
Monthly expenses: $1500
Housing: $816
Insurance: $50
Car expenses: $50
Utilities: $200
Phone, cable, internet: $400
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lovely-currency3 | $50.00 | 12/20/2012 9:13:28 AM |
| bold-social-widget | $50.00 | 12/20/2012 9:45:03 AM |
| zipemdown | $25.00 | 12/20/2012 10:17:05 AM |
| CreditBuilder2 | $25.03 | 12/20/2012 11:09:34 AM |
| let_me_retire | $25.00 | 12/20/2012 2:21:11 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:15:10 PM |
| kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:35 AM |
| LuvToLend | $25.00 | 12/21/2012 5:30:37 PM |
| nex | $25.00 | 12/21/2012 6:27:20 PM |
| graceful-IRAinvestment | $25.00 | 12/21/2012 1:33:43 PM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:42 PM |
| graceful-investment | $50.00 | 12/22/2012 11:42:05 AM |
| vivid-return426 | $25.00 | 12/21/2012 5:35:59 PM |
| desertoasis | $25.00 | 12/21/2012 9:13:20 PM |
| power-spartan5 | $25.00 | 12/22/2012 12:38:08 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:28 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:25 AM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:51 PM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:07 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:29 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:59 PM |
| terrific-p2ploan | $25.00 | 12/22/2012 8:39:06 PM |
| MrBojangles01 | $25.00 | 12/24/2012 2:43:00 AM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:25 PM |
| graceful-D4Sinvestment | $25.00 | 12/23/2012 2:14:12 PM |
| pierrelasvegas | $25.00 | 12/23/2012 1:11:42 PM |
| unforgettable-wealth4 | $50.00 | 12/24/2012 9:22:48 AM |
| duty-viola | $35.00 | 12/24/2012 9:38:24 AM |
| impala6464 | $30.00 | 12/23/2012 10:08:33 PM |
| scarlet-velvet | $25.08 | 12/23/2012 10:19:40 PM |
| careful-vigilance4 | $25.00 | 12/24/2012 10:14:43 AM |
| hopethisworks | $25.00 | 12/24/2012 10:24:58 AM |
| transaction-circuit | $75.00 | 12/24/2012 10:35:48 AM |
| melodious-fairness | $46.00 | 12/24/2012 9:59:25 AM |
| Learning2Lend | $25.00 | 12/24/2012 10:42:56 AM |
| Bank42 | $25.00 | 12/24/2012 10:27:27 AM |
| 52digital | $75.00 | 12/24/2012 10:31:40 AM |
| shmb6508 | $50.00 | 12/24/2012 10:31:49 AM |
| ore-authority2 | $50.00 | 12/24/2012 10:33:39 AM |
| cardminger | $25.00 | 12/24/2012 10:23:54 AM |
| cnovak | $25.00 | 12/24/2012 10:29:40 AM |
| power-chihuahua | $25.00 | 12/24/2012 10:37:04 AM |
| tolerant-responsibility051 | $580.89 | 12/24/2012 10:45:34 AM |
| economy-coup | $200.00 | 12/20/2012 1:38:53 PM |
| ready-interest9 | $25.00 | 12/20/2012 10:44:10 AM |
| liberty-tostada7 | $50.00 | 12/20/2012 10:56:35 AM |
| zorg77 | $100.00 | 12/20/2012 1:00:40 PM |
| boogienation | $25.00 | 12/20/2012 4:41:31 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:20 AM |
| octoberfresh | $25.00 | 12/20/2012 10:27:36 AM |
| deal-selector5 | $25.00 | 12/20/2012 10:34:14 AM |
| asset-professor | $35.00 | 12/20/2012 6:11:15 PM |
| valiant-return584 | $50.00 | 12/20/2012 10:18:42 AM |
| obduro_1 | $25.00 | 12/20/2012 10:57:49 AM |
| authentic-finance194 | $300.00 | 12/20/2012 12:47:28 PM |
| tom203 | $25.00 | 12/21/2012 11:25:41 AM |
| vigorous-velocity | $77.00 | 12/21/2012 9:36:46 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:10 PM |
| loan-fate | $50.00 | 12/22/2012 12:35:30 PM |
| tommymtg7 | $25.00 | 12/22/2012 1:20:43 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:52:48 PM |
| back-scratchers | $55.00 | 12/23/2012 2:00:36 PM |
| jkeller4000 | $25.00 | 12/23/2012 2:03:41 PM |
| Relient-K | $25.00 | 12/24/2012 8:02:33 AM |
| ItsJustMe79 | $25.00 | 12/24/2012 9:50:12 AM |
| PrimeFunding | $25.00 | 12/24/2012 10:10:07 AM |
| MadHun | $200.00 | 12/24/2012 10:37:34 AM |
| mikbos | $25.00 | 12/24/2012 9:33:24 AM |
| IIP77 | $25.00 | 12/24/2012 9:44:10 AM |
| orearella3 | $30.00 | 12/24/2012 10:45:11 AM |
| musegaze | $50.00 | 12/24/2012 10:25:08 AM |
| revolutionary082 | $26.00 | 12/24/2012 10:26:24 AM |
| hopeful-deal7 | $25.00 | 12/24/2012 10:32:35 AM |
| social-cocktail1 | $200.00 | 12/24/2012 10:38:43 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
687166
This series of Notes was issued and sold upon the funding of the borrower loan #79420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Dec-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,990 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-heroic-bid |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
|
Principal balance:
| $3,320.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have paid my current Prosper Account well and I will pay this off within 3 months.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LuvToLend | $25.00 | 12/14/2012 5:29:44 PM |
| Sagamore | $50.00 | 12/14/2012 5:57:52 PM |
| Budro | $25.00 | 12/14/2012 6:51:00 PM |
| DreisersFinancier | $50.00 | 12/14/2012 5:47:10 PM |
| five-star-note | $25.00 | 12/14/2012 7:20:53 PM |
| ultimate-peace | $25.00 | 12/14/2012 5:41:13 PM |
| Mikale360 | $25.00 | 12/14/2012 10:27:42 PM |
| Free-the-usa-1776 | $25.00 | 12/15/2012 9:49:43 AM |
| belief-integrity | $400.00 | 12/14/2012 6:40:38 PM |
| Bob450 | $25.00 | 12/15/2012 9:31:26 AM |
| bid-ace937 | $50.00 | 12/15/2012 12:45:54 PM |
| Bank42 | $25.00 | 12/15/2012 12:12:19 PM |
| simplelender80 | $500.00 | 12/15/2012 12:50:35 PM |
| AF-Chief | $25.00 | 12/15/2012 1:27:45 PM |
| deal-hickory5 | $100.00 | 12/14/2012 5:25:00 PM |
| BigHorizon | $250.00 | 12/14/2012 5:03:56 PM |
| handy-justice | $50.00 | 12/14/2012 5:15:43 PM |
| trumpeter5 | $25.00 | 12/14/2012 6:21:14 PM |
| graceful-IRAinvestment | $60.00 | 12/14/2012 6:25:09 PM |
| worthy-bid8 | $100.00 | 12/14/2012 5:22:26 PM |
| Tscheddar | $25.00 | 12/14/2012 6:18:58 PM |
| djh47a | $25.00 | 12/15/2012 7:38:30 AM |
| boogienation | $25.00 | 12/15/2012 9:02:46 AM |
| first-serene-credit | $25.00 | 12/15/2012 12:24:26 AM |
| epic-payout | $40.00 | 12/15/2012 1:39:57 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
687194
This series of Notes was issued and sold upon the funding of the borrower loan #79278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,563 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| steady-trade5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
My financial situation:
In December 2012, landlord decided to sell property so had to move and with Christmas Holiday had to put together monies quickly. This put a dent in my budget. However I am a good candidate for this loan because I have excellent credit, good work history (federal employee) and an current with all debt. This loan will help me continue to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/18/2012 9:09:23 AM |
| heartpounding-note972 | $25.00 | 12/18/2012 9:27:48 AM |
| vivid-p2ploan1 | $25.00 | 12/18/2012 9:37:20 AM |
| gotjack-IRA | $25.02 | 12/18/2012 5:07:00 PM |
| Nco | $150.00 | 12/18/2012 9:55:13 AM |
| commerce-venture1 | $25.00 | 12/18/2012 5:18:35 PM |
| formula842 | $25.00 | 12/18/2012 10:32:12 AM |
| treasure-bliss | $25.00 | 12/18/2012 9:51:08 AM |
| nevee | $25.00 | 12/18/2012 10:04:37 AM |
| MoneyTree79 | $50.00 | 12/18/2012 6:45:38 PM |
| belief-integrity | $100.00 | 12/18/2012 10:44:56 AM |
| green-dollar-buffalo | $50.00 | 12/18/2012 5:17:46 PM |
| bonus-seahorse | $30.00 | 12/18/2012 11:35:40 AM |
| kind-lovely-marketplace | $50.00 | 12/18/2012 5:25:54 PM |
| Rollshaft | $25.00 | 12/18/2012 3:13:11 PM |
| SoCalIsHere | $25.00 | 12/18/2012 9:47:16 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:22 PM |
| ResQDoc | $25.00 | 12/19/2012 4:28:18 AM |
| 907 | $25.00 | 12/18/2012 7:50:17 PM |
| CFOGO | $25.00 | 12/19/2012 5:04:31 AM |
| ethical-truth211 | $291.98 | 12/19/2012 11:17:22 AM |
| Rockymtnhi | $100.00 | 12/18/2012 9:58:07 AM |
| finance-boomerang0 | $25.00 | 12/18/2012 9:10:49 AM |
| toblerone | $25.00 | 12/18/2012 10:03:16 AM |
| geechee | $25.00 | 12/18/2012 2:43:32 PM |
| heerzaquestion | $25.00 | 12/18/2012 3:32:40 PM |
| daw1878 | $25.00 | 12/18/2012 9:57:12 AM |
| bazaar-tulip | $25.00 | 12/18/2012 10:03:50 AM |
| valiant-return584 | $50.00 | 12/18/2012 10:12:23 AM |
| Kessler | $28.00 | 12/18/2012 9:06:43 AM |
| EngineersAlliance | $25.00 | 12/18/2012 9:12:21 AM |
| riskreward | $250.00 | 12/18/2012 5:46:48 PM |
| octoberfresh | $25.00 | 12/18/2012 5:11:30 PM |
| 113121 | $25.00 | 12/18/2012 3:56:24 PM |
| LiveNow | $25.00 | 12/18/2012 4:00:02 PM |
| flexible-duty3 | $25.00 | 12/19/2012 5:26:14 AM |
| cash-mad-scientist3 | $25.00 | 12/18/2012 6:18:47 PM |
| silver-plato | $75.00 | 12/19/2012 10:50:59 AM |
| alpha-lending | $25.00 | 12/19/2012 9:37:06 AM |
| historic-value7 | $100.00 | 12/19/2012 10:15:47 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
687206
This series of Notes was issued and sold upon the funding of the borrower loan #79368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $196.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,160 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-boomerang4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
|
|
Principal balance:
| $2,743.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay my implant operation which had to be done a couple of years ago, and to finish paying my old loan from prosper, in this way I will only have one loan to take care of.
My financial situation:
I am a good candidate for this loan because...My credit score is fairly good, I am a responsible person and I still have my steady job, but with a little bit more income. Also from my last loan people can see that I always pay on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $25.00 | 12/18/2012 9:29:11 AM |
| Zolton | $300.00 | 12/18/2012 9:30:01 AM |
| payout-reaction740 | $50.00 | 12/18/2012 9:43:56 AM |
| entertaining-rate9 | $25.00 | 12/18/2012 9:54:09 AM |
| DreisersFinancier | $50.00 | 12/18/2012 10:15:00 AM |
| Aberdeen | $99.00 | 12/18/2012 10:16:36 AM |
| nickel-ferret | $25.00 | 12/18/2012 5:33:36 PM |
| supersarah61 | $25.00 | 12/18/2012 4:05:20 PM |
| slimof37 | $25.00 | 12/18/2012 10:06:35 AM |
| CreditBuilder2 | $25.01 | 12/18/2012 10:22:36 AM |
| uncl-sammy | $25.00 | 12/18/2012 10:23:05 AM |
| Tscheddar | $25.00 | 12/18/2012 10:54:25 AM |
| JeremyLinFan | $30.00 | 12/18/2012 10:58:06 AM |
| PoundSmart | $100.00 | 12/18/2012 5:41:24 PM |
| euro-deployment | $25.00 | 12/18/2012 11:46:32 PM |
| secureincome | $555.00 | 12/18/2012 5:40:47 PM |
| dhkny5 | $50.00 | 12/19/2012 8:35:13 AM |
| heroic-platinum | $25.00 | 12/19/2012 6:45:55 AM |
| 1stBankAndHal | $25.06 | 12/19/2012 7:51:42 AM |
| justice-inspector | $50.00 | 12/19/2012 1:58:48 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:46 PM |
| prairielender | $25.00 | 12/20/2012 6:01:19 AM |
| simplelender80 | $500.00 | 12/19/2012 5:59:45 PM |
| bonus-apricot366 | $25.26 | 12/20/2012 6:45:19 PM |
| auction-eclipse8 | $50.00 | 12/20/2012 10:50:23 AM |
| immaculate-yield0 | $150.00 | 12/20/2012 5:31:17 PM |
| hitsman | $50.00 | 12/20/2012 5:34:51 PM |
| income-lion | $25.00 | 12/21/2012 10:25:29 AM |
| keen-auction1 | $63.33 | 12/21/2012 3:16:51 PM |
| Plutis | $25.00 | 12/21/2012 9:35:59 AM |
| unbeatable-integrity822 | $25.00 | 12/21/2012 3:29:48 PM |
| Harry | $75.00 | 12/21/2012 9:14:20 AM |
| commitment-orca7 | $100.00 | 12/21/2012 9:57:41 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:21 PM |
| sprinter | $50.00 | 12/21/2012 5:59:21 PM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:38:04 AM |
| Boba1964 | $25.00 | 12/21/2012 12:02:24 PM |
| purposeful-durability8 | $100.00 | 12/21/2012 5:06:02 PM |
| eljobe | $35.00 | 12/22/2012 9:46:07 AM |
| mad-scientist418 | $25.00 | 12/22/2012 10:31:34 AM |
| benjamins-wasp | $50.00 | 12/22/2012 12:22:30 PM |
| nodebtin3 | $100.00 | 12/22/2012 6:50:34 AM |
| Gordon_Gekko1 | $25.00 | 12/22/2012 7:43:10 AM |
| ethical-truth211 | $100.00 | 12/22/2012 1:02:05 PM |
| bazaar-tulip | $25.00 | 12/18/2012 10:03:50 AM |
| leodaguy | $100.00 | 12/18/2012 9:37:26 AM |
| bill-tent1 | $50.00 | 12/18/2012 5:27:50 PM |
| palu2619 | $25.00 | 12/18/2012 5:31:23 PM |
| wetlands | $200.00 | 12/18/2012 5:34:27 PM |
| radiant-dollar9 | $200.00 | 12/18/2012 5:36:39 PM |
| five-star-note | $25.00 | 12/18/2012 11:20:12 AM |
| mymoneyblog | $25.00 | 12/18/2012 9:38:45 AM |
| rootcanaler | $50.00 | 12/18/2012 3:41:35 PM |
| affluence-microscope2 | $200.00 | 12/18/2012 5:07:15 PM |
| MonkeyHero | $50.00 | 12/20/2012 1:58:38 PM |
| silver4711 | $50.00 | 12/20/2012 9:21:43 AM |
| djh47a | $25.00 | 12/19/2012 8:06:46 PM |
| indomitable-coin | $25.00 | 12/20/2012 5:57:33 PM |
| shellstar | $25.00 | 12/20/2012 4:50:11 PM |
| green-grower | $100.00 | 12/21/2012 10:32:19 AM |
| cerebral-dollar773 | $25.00 | 12/21/2012 6:32:40 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:50 PM |
| LSAR | $27.00 | 12/21/2012 4:18:06 PM |
| pure-treasure7 | $50.00 | 12/21/2012 11:28:39 AM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:45 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:25 PM |
| helping-out | $200.00 | 12/22/2012 5:52:37 AM |
| trumpeter391 | $25.00 | 12/22/2012 10:59:00 AM |
| silver-buckeye | $25.00 | 12/22/2012 7:27:50 AM |
| interest-splendor | $35.00 | 12/21/2012 7:55:11 PM |
| payout-thinker7 | $25.00 | 12/22/2012 6:54:50 AM |
| chac | $100.00 | 12/22/2012 12:19:54 PM |
| revolutionary769 | $199.22 | 12/22/2012 2:32:15 PM |
| california111 | $50.00 | 12/22/2012 10:24:13 AM |
| LilyAcreInvestmentsLLC | $106.12 | 12/22/2012 10:35:32 AM |
| AaronL | $25.00 | 12/22/2012 11:40:44 AM |
| the-magnificent-loan | $200.00 | 12/22/2012 12:23:17 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:30 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
687216
This series of Notes was issued and sold upon the funding of the borrower loan #79263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $203.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,361 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-vigilance-harp |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off expenses
My financial situation: Steady but need some relief
I am a good candidate for this loan because... I pay on time and improved my credit over the years. I already have a plan to limit the amount of debt I have over a few years. This would make just a bit easier to handle in a shorter amount of time.
Monthly net income: $2,100
Monthly expenses: $
Housing: $520
Insurance: $
Car expenses: $None
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $200-$300
Clothing, household expenses: $100-200
Credit cards and other loans: $5000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kila-designer | $124.00 | 12/16/2012 12:04:22 PM |
| Dubbs360 | $50.00 | 12/16/2012 12:19:05 PM |
| rate-advocator7 | $250.00 | 12/16/2012 12:14:10 PM |
| BBsapphire-2-loan | $100.00 | 12/16/2012 12:29:11 PM |
| transparency-position | $54.77 | 12/16/2012 5:41:27 PM |
| dannycarter10 | $25.00 | 12/16/2012 12:50:46 PM |
| octoberfresh | $25.00 | 12/16/2012 12:55:52 PM |
| market-bearer0 | $29.00 | 12/16/2012 1:16:21 PM |
| toblerone | $25.00 | 12/16/2012 1:26:14 PM |
| vivid-p2ploan1 | $25.00 | 12/16/2012 1:29:10 PM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:54 AM |
| integrity-doctor | $100.00 | 12/17/2012 2:59:31 PM |
| friedokra | $25.00 | 12/17/2012 3:23:22 PM |
| Interest2thePeople | $99.00 | 12/17/2012 5:03:27 PM |
| Interloper | $25.00 | 12/17/2012 5:13:41 PM |
| return-point2 | $100.00 | 12/17/2012 5:20:05 PM |
| skillful-asset5 | $30.00 | 12/17/2012 8:00:45 PM |
| mr_haldane | $25.00 | 12/17/2012 5:47:49 PM |
| LuvToLend | $25.00 | 12/17/2012 6:00:54 PM |
| Roundhouse | $100.00 | 12/17/2012 9:20:57 PM |
| LittleMingo | $30.00 | 12/18/2012 3:14:49 AM |
| reduce_US_govt_debt | $32.00 | 12/18/2012 10:20:42 AM |
| capital-investor8 | $25.00 | 12/18/2012 6:53:31 AM |
| Beast_Mode_Money | $25.00 | 12/18/2012 7:06:37 AM |
| hitsman | $50.00 | 12/18/2012 5:12:58 PM |
| TumbleWeed88 | $25.00 | 12/18/2012 9:03:16 AM |
| power-secret-agent | $25.00 | 12/18/2012 11:09:14 AM |
| nycfinance | $25.00 | 12/18/2012 5:06:41 PM |
| crown-year | $500.00 | 12/18/2012 12:58:35 PM |
| helpful-fund7 | $52.93 | 12/19/2012 5:36:58 AM |
| jybank | $50.00 | 12/18/2012 6:22:07 PM |
| power-lightning9 | $25.00 | 12/19/2012 8:37:42 AM |
| scarlet-velvet | $50.08 | 12/18/2012 9:13:04 PM |
| credit-adventurer313 | $35.00 | 12/19/2012 10:11:27 AM |
| Leshan | $50.00 | 12/19/2012 7:45:35 AM |
| felicity-broadcaster6 | $100.00 | 12/19/2012 8:23:49 AM |
| rtfproducer | $25.00 | 12/19/2012 9:23:06 AM |
| green-safe-wampum | $50.00 | 12/19/2012 1:22:05 PM |
| Solid-Platinum | $25.00 | 12/19/2012 1:52:24 PM |
| ddog0224 | $100.00 | 12/19/2012 4:08:13 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:54 AM |
| orange-dedication-maple | $25.00 | 12/19/2012 10:13:35 AM |
| SnakeV | $25.00 | 12/19/2012 2:27:35 PM |
| beans53 | $25.00 | 12/19/2012 12:46:38 PM |
| cajunguy | $30.00 | 12/19/2012 7:01:46 PM |
| jstnow | $25.00 | 12/19/2012 3:40:30 PM |
| brightest-bonafide-deal | $25.00 | 12/20/2012 12:45:23 AM |
| ethical-truth211 | $351.46 | 12/20/2012 3:02:35 AM |
| unassailable-funds754 | $25.00 | 12/19/2012 6:04:49 PM |
| blue-dollar-viking | $75.00 | 12/19/2012 6:21:49 PM |
| valiant-return584 | $50.00 | 12/16/2012 12:08:23 PM |
| appetizing-loyalty354 | $25.00 | 12/16/2012 12:39:52 PM |
| Edakers | $25.00 | 12/16/2012 1:15:26 PM |
| reaction18 | $50.00 | 12/16/2012 1:46:15 PM |
| Bank_Of_XL | $30.00 | 12/16/2012 5:04:19 PM |
| zipemdown | $25.00 | 12/16/2012 12:27:15 PM |
| bazaar-tulip | $25.00 | 12/16/2012 1:00:48 PM |
| Rogelio48 | $52.00 | 12/16/2012 1:07:15 PM |
| nevee | $25.00 | 12/16/2012 1:13:29 PM |
| wildanne | $50.00 | 12/16/2012 1:21:05 PM |
| corndog4000 | $60.00 | 12/16/2012 1:52:45 PM |
| finder61 | $25.00 | 12/16/2012 2:46:18 PM |
| intrepid-loot | $25.00 | 12/16/2012 4:11:49 PM |
| superb-funds335 | $25.00 | 12/16/2012 12:08:44 PM |
| ferocious-kindness8 | $35.00 | 12/16/2012 12:13:46 PM |
| dedicated-contract755 | $30.00 | 12/16/2012 12:14:53 PM |
| vutah | $45.00 | 12/16/2012 12:44:13 PM |
| janeybooboo | $75.00 | 12/16/2012 10:27:10 PM |
| commerce-venture1 | $25.00 | 12/17/2012 9:34:03 AM |
| Nco | $150.00 | 12/17/2012 9:03:28 AM |
| jubilant-capital1 | $25.00 | 12/16/2012 8:37:17 PM |
| thrilling-fund427 | $50.00 | 12/17/2012 5:07:20 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 9:24:45 AM |
| Tscheddar | $25.00 | 12/17/2012 2:50:42 PM |
| dunkard13 | $200.00 | 12/17/2012 6:28:27 PM |
| natural-worth9 | $500.00 | 12/17/2012 6:55:02 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 5:24:35 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 5:03:15 PM |
| truth-companion | $25.00 | 12/17/2012 5:07:44 PM |
| Endeavour | $150.00 | 12/17/2012 5:26:39 PM |
| cr8on | $50.00 | 12/17/2012 6:37:39 PM |
| bid-starfish | $25.00 | 12/18/2012 6:30:29 AM |
| platinum-scientist9 | $25.00 | 12/17/2012 6:38:30 PM |
| EFS | $100.00 | 12/17/2012 7:02:25 PM |
| aquariano2 | $25.00 | 12/18/2012 8:26:32 AM |
| WalnutCreekguy | $50.00 | 12/18/2012 9:14:20 AM |
| wonder3 | $30.00 | 12/18/2012 6:04:46 AM |
| deal-banker | $50.00 | 12/18/2012 8:56:26 AM |
| deal-selector5 | $25.00 | 12/18/2012 5:51:06 PM |
| Bob450 | $25.00 | 12/18/2012 11:38:21 AM |
| magnetic-duty4 | $25.00 | 12/18/2012 11:07:35 PM |
| dukeiyer | $25.00 | 12/18/2012 7:02:48 PM |
| serene-capital | $25.00 | 12/18/2012 10:46:11 PM |
| SpaghettiMonster | $750.00 | 12/19/2012 6:49:56 AM |
| DreDub | $25.00 | 12/19/2012 8:27:36 AM |
| Trondheim_Norway | $100.00 | 12/19/2012 11:11:31 AM |
| payment-halo | $25.00 | 12/18/2012 8:03:54 PM |
| ethical-truth211 | $35.00 | 12/19/2012 11:41:06 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:33:34 PM |
| compatible-deal9 | $25.00 | 12/19/2012 12:57:55 PM |
| ResQDoc | $25.00 | 12/19/2012 4:07:28 AM |
| Nickle-Back | $30.00 | 12/19/2012 4:22:15 AM |
| Bank_of_the_Galaxy | $25.00 | 12/19/2012 4:42:57 PM |
| Whipster | $55.00 | 12/19/2012 5:17:34 PM |
| prudent-bid3 | $25.00 | 12/19/2012 5:28:12 PM |
| stealthzap | $25.00 | 12/19/2012 2:27:11 PM |
| ingenious-leverage6 | $50.00 | 12/19/2012 1:35:27 PM |
| supersarah61 | $25.00 | 12/19/2012 5:20:51 PM |
| avm-the-investor | $100.00 | 12/19/2012 11:57:56 PM |
| worldly-income2 | $28.02 | 12/19/2012 7:21:20 PM |
| order-taco-bell | $26.74 | 12/20/2012 12:06:15 AM |
| mistering | $25.00 | 12/20/2012 12:17:35 AM |
| mwsailing | $50.00 | 12/19/2012 11:14:08 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
687322
This series of Notes was issued and sold upon the funding of the borrower loan #79474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-16-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $321.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 28y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,709 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bobb72 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
|
Principal balance:
| $8,370.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:Consolidate Bills
This loan will be used to...Pay off current Prosper Loan and consolidate some other bills
My financial situation: Good I am a good candidate for this loan because... I have worked at the same job for near 30 yrs and I pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.07 | 12/15/2012 12:05:10 PM |
| bazaar-tulip | $25.00 | 12/15/2012 12:08:19 PM |
| entertaining-rate9 | $25.00 | 12/15/2012 12:29:40 PM |
| leodaguy | $100.00 | 12/15/2012 1:33:23 PM |
| Zolton | $300.00 | 12/15/2012 1:02:00 PM |
| CougarRoar | $25.00 | 12/15/2012 1:03:41 PM |
| superb-funds335 | $25.00 | 12/15/2012 1:01:45 PM |
| loan-mongoose1 | $25.00 | 12/15/2012 2:13:03 PM |
| five-star-note | $25.00 | 12/15/2012 3:28:04 PM |
| slimof37 | $25.00 | 12/15/2012 1:14:57 PM |
| supersarah61 | $25.00 | 12/15/2012 4:32:44 PM |
| CreditBuilder2 | $25.01 | 12/15/2012 2:16:42 PM |
| janeybooboo | $75.00 | 12/15/2012 2:25:18 PM |
| wildanne | $50.00 | 12/15/2012 2:30:04 PM |
| marwadi-62 | $200.00 | 12/15/2012 2:38:56 PM |
| belief-integrity | $350.00 | 12/16/2012 7:18:44 AM |
| loyalty-cupcake6 | $12,288.36 | 12/16/2012 11:06:38 AM |
| mymoneyblog | $25.00 | 12/15/2012 12:10:50 PM |
| ready-interest9 | $25.00 | 12/15/2012 1:00:27 PM |
| ucantbeetit | $25.00 | 12/15/2012 12:46:35 PM |
| green-trade-dolphin2 | $36.56 | 12/15/2012 12:02:40 PM |
| finder61 | $25.00 | 12/15/2012 12:52:54 PM |
| justreturns | $25.00 | 12/15/2012 12:09:43 PM |
| compassion-twister2 | $50.00 | 12/15/2012 12:53:47 PM |
| Tscheddar | $25.00 | 12/15/2012 2:19:39 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:35 PM |
| sprinter | $50.00 | 12/15/2012 1:13:17 PM |
| gravbox | $25.00 | 12/15/2012 1:51:59 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:55 PM |
| USMC0311 | $25.00 | 12/16/2012 8:17:01 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
687484
This series of Notes was issued and sold upon the funding of the borrower loan #79736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $263.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,888 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| platinum-flower1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
660-679
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan: Consolidate some small debt and pay state incrome taxes
This loan will be used to...Debt consolidation
My financial situation: Higher income earner
I am a good candidate for this loan because...Returning customer, short term loan good payment history with Prosper
Monthly net income: $8250
Monthly expenses: $
Housing: $1695
Insurance: $150
Car expenses: $700
Utilities: $70
Phone, cable, internet: $175
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $
350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Beechturner | $30.00 | 12/15/2012 12:13:30 PM |
| DasMula | $25.00 | 12/15/2012 12:07:02 PM |
| CreditBuilder2 | $25.06 | 12/15/2012 12:11:10 PM |
| friedokra | $25.00 | 12/15/2012 12:13:29 PM |
| cash-mad-scientist3 | $25.00 | 12/15/2012 12:22:25 PM |
| mad-scientist0 | $50.00 | 12/15/2012 1:13:31 PM |
| blue-silver-bull | $25.00 | 12/15/2012 1:18:44 PM |
| wildanne | $50.00 | 12/15/2012 1:20:54 PM |
| deal-vibrato | $25.00 | 12/15/2012 1:21:01 PM |
| bazaar-tulip | $25.00 | 12/15/2012 12:08:21 PM |
| MoneyForNothing | $25.08 | 12/15/2012 12:09:11 PM |
| cahjoon | $25.00 | 12/15/2012 1:32:42 PM |
| valiant-return584 | $50.00 | 12/15/2012 1:00:45 PM |
| deal-selector5 | $25.00 | 12/15/2012 12:19:05 PM |
| supersam | $50.00 | 12/15/2012 12:46:12 PM |
| platinum-scientist9 | $25.00 | 12/15/2012 2:12:23 PM |
| patriot897 | $25.00 | 12/15/2012 1:19:39 PM |
| HikeMoab | $25.00 | 12/15/2012 10:42:30 PM |
| USMC0311 | $25.00 | 12/16/2012 8:09:03 AM |
| marwadi-62 | $225.00 | 12/15/2012 2:26:30 PM |
| gravbox | $25.00 | 12/15/2012 1:52:00 PM |
| Christophe | $25.00 | 12/15/2012 7:09:01 PM |
| Hippo-IRA1 | $30.00 | 12/16/2012 3:50:54 AM |
| mr_haldane | $25.00 | 12/16/2012 1:30:54 PM |
| belief-integrity | $450.00 | 12/15/2012 2:54:35 PM |
| five-star-note | $25.00 | 12/15/2012 3:28:04 PM |
| money-to-bless | $25.00 | 12/15/2012 8:06:10 PM |
| Mikale360 | $25.00 | 12/16/2012 5:50:35 AM |
| EthanColeInvestingGroup | $25.00 | 12/16/2012 6:10:59 AM |
| belief-integrity | $550.00 | 12/16/2012 7:35:05 AM |
| syracuserei | $100.00 | 12/16/2012 9:20:40 AM |
| Asgardian | $25.00 | 12/16/2012 2:24:27 PM |
| the-sharp-openness | $25.00 | 12/16/2012 12:28:31 PM |
| bill-tent1 | $50.00 | 12/17/2012 9:33:33 AM |
| bid-starfish | $25.00 | 12/17/2012 7:56:26 AM |
| the-lean-bid | $25.00 | 12/17/2012 8:12:48 AM |
| Bad_Debt | $25.00 | 12/16/2012 10:42:40 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 9:42:08 AM |
| octoberfresh | $25.00 | 12/17/2012 7:30:56 AM |
| gjm6d | $25.00 | 12/17/2012 10:09:47 AM |
| FinDoc | $25.00 | 12/17/2012 5:00:25 PM |
| treasure-hunter270 | $75.00 | 12/17/2012 3:42:59 PM |
| rich329 | $25.00 | 12/17/2012 10:21:35 AM |
| integrity-doctor | $100.00 | 12/17/2012 2:42:20 PM |
| dynrep | $50.00 | 12/17/2012 7:58:00 PM |
| transparency-futurist3 | $25.00 | 12/18/2012 5:29:41 AM |
| Rockymtnhi | $200.00 | 12/18/2012 10:41:25 AM |
| first-graceful-contract | $25.00 | 12/17/2012 6:50:43 PM |
| kind-exchange-association | $25.00 | 12/17/2012 8:00:03 PM |
| auction-eclipse8 | $50.00 | 12/18/2012 6:59:07 PM |
| dl_data | $200.00 | 12/18/2012 8:24:32 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:50 AM |
| hitsman | $50.00 | 12/19/2012 9:39:44 AM |
| Soulphoniks-Holdings | $25.00 | 12/19/2012 11:14:59 AM |
| logical-principal8 | $50.00 | 12/19/2012 5:17:55 PM |
| silver4711 | $50.00 | 12/19/2012 9:51:37 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:34:54 PM |
| OGS_Capital | $50.00 | 12/19/2012 10:07:46 AM |
| helping-out | $145.00 | 12/19/2012 7:32:33 PM |
| Iowa65 | $25.03 | 12/20/2012 7:31:02 AM |
| abundant-power | $25.00 | 12/20/2012 9:31:29 AM |
| cordial-affluence2 | $25.00 | 12/19/2012 6:14:10 PM |
| Skatingbear | $100.00 | 12/19/2012 6:22:10 PM |
| Aceangel | $50.00 | 12/20/2012 2:58:21 PM |
| trumpeter391 | $25.00 | 12/20/2012 3:30:11 PM |
| Goat-herder | $100.00 | 12/20/2012 5:08:11 PM |
| diggingupward | $25.00 | 12/20/2012 9:10:10 AM |
| the-magnificent-loan | $200.00 | 12/20/2012 5:42:53 PM |
| Bank_of_the_Galaxy | $25.00 | 12/20/2012 7:19:15 PM |
| commerce-yeller | $75.00 | 12/21/2012 5:08:32 AM |
| IP | $25.00 | 12/21/2012 9:14:23 AM |
| best-funds-swashbuckler | $25.00 | 12/21/2012 5:57:24 AM |
| brazzier-cluster | $25.00 | 12/21/2012 6:35:54 AM |
| draygon32 | $32.36 | 12/21/2012 6:41:46 AM |
| payout-detective7 | $25.00 | 12/21/2012 7:03:28 AM |
| bbt28 | $25.05 | 12/21/2012 7:44:47 AM |
| historic-dough5 | $25.00 | 12/21/2012 8:01:01 AM |
| drcoop | $25.00 | 12/15/2012 12:25:41 PM |
| green-trade-dolphin2 | $40.20 | 12/15/2012 12:02:09 PM |
| justreturns | $25.00 | 12/15/2012 12:09:43 PM |
| entertaining-rate9 | $25.00 | 12/15/2012 12:29:40 PM |
| tech310 | $50.00 | 12/15/2012 1:06:29 PM |
| Astyanax | $45.00 | 12/15/2012 12:45:29 PM |
| marketplace-singularity3 | $65.00 | 12/15/2012 1:17:51 PM |
| bowdish1 | $25.00 | 12/15/2012 12:47:46 PM |
| kind-credit-bear | $100.00 | 12/15/2012 1:03:26 PM |
| justice-inspector | $25.00 | 12/15/2012 1:48:36 PM |
| 108lender | $200.00 | 12/15/2012 1:50:24 PM |
| reaction18 | $50.00 | 12/15/2012 2:36:20 PM |
| thankful-nickel2 | $55.00 | 12/15/2012 8:34:57 PM |
| Skynxhunt | $25.00 | 12/15/2012 2:06:58 PM |
| Tscheddar | $25.00 | 12/15/2012 2:19:40 PM |
| first-dinero-paladin | $72.44 | 12/16/2012 8:25:01 AM |
| RGlad | $100.00 | 12/15/2012 2:51:50 PM |
| janeybooboo | $100.00 | 12/15/2012 2:25:48 PM |
| kalamari | $30.00 | 12/16/2012 1:18:44 PM |
| Roundhouse | $150.00 | 12/16/2012 3:19:28 PM |
| finder61 | $25.00 | 12/15/2012 11:16:49 PM |
| serene-capital | $30.00 | 12/17/2012 12:47:16 AM |
| benjamins-grove | $58.66 | 12/16/2012 3:20:19 PM |
| first-serene-credit | $25.00 | 12/16/2012 6:56:52 PM |
| windguy | $50.00 | 12/17/2012 9:51:24 AM |
| best-camaraderi-sniffer | $25.00 | 12/17/2012 7:15:00 AM |
| affluence-microscope2 | $200.00 | 12/17/2012 9:18:27 AM |
| deal-pioneer1 | $81.00 | 12/17/2012 3:57:01 AM |
| overflowinglife | $66.00 | 12/17/2012 9:54:19 AM |
| availableloan | $25.00 | 12/17/2012 10:33:04 AM |
| dlenz | $25.00 | 12/17/2012 2:13:57 PM |
| radforj22 | $50.00 | 12/17/2012 5:26:37 PM |
| payment-halo | $50.00 | 12/17/2012 7:57:48 PM |
| simplelender80 | $500.00 | 12/17/2012 5:40:34 PM |
| yield-voyager8 | $25.00 | 12/17/2012 5:20:42 PM |
| TheHillsAreAlive | $25.00 | 12/17/2012 6:14:20 PM |
| LaGrangeLender | $60.00 | 12/17/2012 5:29:36 PM |
| FutureLenderEC | $25.00 | 12/18/2012 6:02:51 AM |
| special-transparency2 | $30.00 | 12/17/2012 7:24:59 PM |
| AF-Chief | $25.00 | 12/18/2012 9:21:17 AM |
| MoneyTree79 | $50.14 | 12/18/2012 6:40:58 PM |
| purposeful-durability8 | $100.00 | 12/18/2012 5:27:22 PM |
| djmikmik | $250.00 | 12/18/2012 7:18:39 PM |
| duty-accomplishment | $25.00 | 12/18/2012 9:49:25 PM |
| rcs2003 | $31.36 | 12/18/2012 10:16:35 PM |
| Ron77 | $100.00 | 12/19/2012 10:00:06 AM |
| supersarah61 | $25.00 | 12/19/2012 5:23:10 PM |
| compatible-deal9 | $25.00 | 12/19/2012 12:56:09 PM |
| BigBag | $25.00 | 12/19/2012 1:55:26 PM |
| Razor129 | $31.81 | 12/19/2012 1:58:04 PM |
| capitalelstiltskin2 | $40.00 | 12/19/2012 11:49:41 AM |
| djs81 | $50.00 | 12/19/2012 6:21:43 PM |
| ingenious-leverage6 | $25.00 | 12/19/2012 1:37:54 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:35 PM |
| gentlesmile | $25.00 | 12/20/2012 12:11:09 AM |
| kingryan | $250.00 | 12/19/2012 5:34:04 PM |
| clean-wealth7 | $450.00 | 12/19/2012 5:43:20 PM |
| dsnybnd | $25.00 | 12/20/2012 3:15:37 PM |
| blue-dough-zoomer | $27.52 | 12/20/2012 4:24:06 PM |
| dime-bigwig4 | $32.68 | 12/20/2012 9:26:28 AM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:53 PM |
| broker048 | $30.00 | 12/20/2012 8:25:22 AM |
| jcw3rd | $25.00 | 12/20/2012 10:28:50 AM |
| magnetic-duty4 | $25.00 | 12/20/2012 9:06:28 AM |
| top-tranquil-justice | $25.00 | 12/20/2012 11:06:29 AM |
| RebuildingAmerica | $25.00 | 12/20/2012 6:29:43 PM |
| ultimate-penny564 | $25.00 | 12/20/2012 4:42:56 PM |
| prominence8 | $35.00 | 12/21/2012 12:01:53 AM |
| vagrantprodigy | $250.00 | 12/21/2012 4:21:38 AM |
| organic-treasure | $28.69 | 12/20/2012 1:20:53 PM |
| vulgy | $50.00 | 12/21/2012 6:02:26 AM |
| astute-benjamins | $25.00 | 12/20/2012 3:14:29 PM |
| Maximum_Investment | $25.00 | 12/21/2012 8:48:05 AM |
| wdworld | $30.00 | 12/21/2012 9:09:34 AM |
| theaterguy | $30.00 | 12/20/2012 7:08:36 PM |
| witty-hope4 | $50.00 | 12/20/2012 8:02:43 PM |
| revolutionary769 | $500.00 | 12/21/2012 5:28:30 AM |
| value-travels | $25.00 | 12/21/2012 8:58:01 AM |
| WZ3190 | $25.00 | 12/20/2012 8:45:32 PM |
| Firescreek | $25.00 | 12/21/2012 5:37:36 AM |
| bluefinch | $50.00 | 12/21/2012 7:16:47 AM |
| cozy-principal883 | $30.00 | 12/21/2012 7:21:18 AM |
| RufusGreyhound | $25.00 | 12/21/2012 8:49:44 AM |
| heartpounding-note972 | $25.00 | 12/21/2012 9:11:08 AM |
| crdcteng | $6.92 | 12/21/2012 9:14:38 AM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
687552
This series of Notes was issued and sold upon the funding of the borrower loan #79293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,712 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-medalist6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
I am in desperate need of some dental work that my insurnace will only partially cover.
I am a good candidate for this loan because...I have a full time job which I have been at over 5 years now. Prior to this job I was employed by the same company for 9 years however was laid off due to the economy. I have great credit and am working hard to keep it that way!!!! I hope to pay the loan off early with my tax refund in March.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sagamore | $50.00 | 12/17/2012 9:20:17 AM |
| justasoldier | $100.00 | 12/17/2012 2:24:14 PM |
| dl_data | $100.00 | 12/17/2012 9:52:25 AM |
| Budro | $25.00 | 12/17/2012 10:44:00 AM |
| worthy-bid8 | $100.00 | 12/17/2012 9:19:39 AM |
| ultimate-peace | $100.00 | 12/17/2012 3:20:47 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:55:29 PM |
| prudent-loot | $25.00 | 12/18/2012 9:46:56 AM |
| enterprising-pound5 | $50.00 | 12/17/2012 7:58:16 PM |
| cardminger | $25.00 | 12/18/2012 9:17:06 AM |
| boogienation | $25.00 | 12/18/2012 5:09:12 PM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:46 PM |
| best-point-pursuit | $100.00 | 12/19/2012 9:08:16 AM |
| dukeiyer | $25.00 | 12/19/2012 5:08:32 PM |
| Bob450 | $25.00 | 12/19/2012 1:15:00 PM |
| green-safe-wampum | $50.00 | 12/19/2012 1:31:33 PM |
| preventivepestcontrol | $50.00 | 12/19/2012 1:45:54 PM |
| squadron820 | $25.00 | 12/19/2012 6:44:11 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:15:37 PM |
| capital-galaxy | $325.02 | 12/20/2012 2:17:55 PM |
| Fdeer | $50.00 | 12/20/2012 5:05:54 AM |
| Nicedad72 | $25.00 | 12/20/2012 8:03:32 AM |
| deal-hickory5 | $100.00 | 12/18/2012 10:02:14 AM |
| treasure-bliss | $25.00 | 12/17/2012 9:28:57 AM |
| Something-Corporate | $25.00 | 12/17/2012 9:36:22 AM |
| obduro_1 | $25.00 | 12/17/2012 10:23:32 AM |
| first-class-gold0 | $100.00 | 12/17/2012 9:41:44 AM |
| Star_Witness | $25.00 | 12/17/2012 7:30:00 PM |
| let_me_retire | $56.98 | 12/18/2012 3:14:49 AM |
| dl_data | $100.00 | 12/18/2012 8:06:40 PM |
| sfd | $38.00 | 12/19/2012 11:01:21 AM |
| fountain355 | $25.00 | 12/20/2012 5:36:09 AM |
| rapid-liberty3 | $25.00 | 12/20/2012 9:05:05 AM |
| wyobeads | $25.00 | 12/20/2012 2:16:04 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
687554
This series of Notes was issued and sold upon the funding of the borrower loan #79558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,636 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| greenback-beast8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2012)
|
|
Principal balance:
| $2,999.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Car work
Purpose of loan:
This loan will be used to fix major issues for my car.
My financial situation:
I am a good candidate for this loan because I have worked very hard to keep a good credit rating. I have not missed a payment on anything for more than 4 years now. We just need a little help to get passed these car issues.
Monthly net income: $2600
Monthly expenses: $
Housing: $600
Insurance: $67
Car expenses: $160
Utilities: $30
Phone, cable, internet: $45
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/18/2012 6:15:14 PM |
| ultimate-peace | $25.00 | 12/18/2012 5:01:19 PM |
| innovator2 | $82.65 | 12/18/2012 5:02:09 PM |
| DreisersFinancier | $50.00 | 12/18/2012 5:01:57 PM |
| trumpeter5 | $25.00 | 12/18/2012 5:02:01 PM |
| handy-justice | $50.00 | 12/18/2012 5:02:56 PM |
| worthy-bid8 | $100.00 | 12/18/2012 6:35:40 PM |
| Something-Corporate | $25.00 | 12/18/2012 5:58:26 PM |
| ResQDoc | $25.00 | 12/19/2012 4:19:36 AM |
| duty-ninja0 | $25.00 | 12/19/2012 6:06:53 AM |
| DrWill | $31.46 | 12/18/2012 7:40:30 PM |
| ursus | $250.00 | 12/18/2012 6:51:53 PM |
| bob450-roth | $25.00 | 12/18/2012 6:53:41 PM |
| deal-hickory5 | $100.00 | 12/18/2012 5:34:56 PM |
| gotjack-IRA | $25.03 | 12/18/2012 5:16:06 PM |
| five-star-note | $25.00 | 12/18/2012 6:56:51 PM |
| simplelender80 | $475.00 | 12/18/2012 5:40:19 PM |
| the-hope-workhorse | $25.00 | 12/18/2012 9:01:18 PM |
| DasMula | $25.00 | 12/18/2012 5:07:08 PM |
| treasure-bliss | $25.00 | 12/19/2012 4:46:36 AM |
| prudent-bid3 | $25.00 | 12/19/2012 6:27:36 AM |
| Sagamore | $50.00 | 12/18/2012 5:45:27 PM |
| worlds-best-worth2 | $25.00 | 12/18/2012 7:07:39 PM |
| Tscheddar | $25.00 | 12/18/2012 7:40:32 PM |
| Budro | $25.00 | 12/18/2012 6:29:20 PM |
| rlaboy | $12.33 | 12/19/2012 6:48:04 AM |
| contract-paloverde1 | $25.00 | 12/18/2012 7:08:12 PM |
| melodious-openness | $73.53 | 12/18/2012 7:17:25 PM |
| Mikale360 | $25.00 | 12/18/2012 7:28:30 PM |
| Lubava | $25.00 | 12/18/2012 7:33:53 PM |
| dl_data | $100.00 | 12/18/2012 9:32:27 PM |
| cjames84 | $25.00 | 12/19/2012 3:57:12 AM |
| DoctorJoe | $25.00 | 12/19/2012 4:15:49 AM |
| fox479 | $25.00 | 12/19/2012 6:45:30 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
687564
This series of Notes was issued and sold upon the funding of the borrower loan #79841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,648 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-honorable-note3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: home improvement
This loan will be used to...fix house
My financial situation: good
I am a good candidate for this loan because...I work and pay my loans
Monthly net income: $45,000
Monthly expenses: $1700
Housing: $800
Insurance: 100 $
Car expenses: $50
Utilities: $450
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $100.00 | 12/17/2012 5:10:49 PM |
| PoundSmart | $100.00 | 12/17/2012 9:46:34 AM |
| DasMula | $25.00 | 12/17/2012 2:16:17 PM |
| greencat | $50.00 | 12/17/2012 10:51:01 AM |
| restless-dime | $100.00 | 12/17/2012 1:16:44 PM |
| DreisersFinancier | $50.00 | 12/17/2012 10:05:45 AM |
| justasoldier | $75.00 | 12/17/2012 2:23:25 PM |
| graceful-investment | $106.00 | 12/17/2012 6:59:05 PM |
| exponential-fairness2 | $25.00 | 12/17/2012 4:12:26 PM |
| kind-credit-bear | $50.00 | 12/17/2012 6:57:54 PM |
| let_me_retire | $100.00 | 12/18/2012 3:13:39 AM |
| Rogelio48 | $25.00 | 12/18/2012 6:51:02 AM |
| return-enforcer5 | $25.00 | 12/18/2012 7:06:02 AM |
| natural-point1 | $25.00 | 12/18/2012 9:25:01 PM |
| Bob450 | $25.00 | 12/19/2012 2:48:44 PM |
| Sweaty-Butt-Crack | $25.00 | 12/19/2012 4:11:15 PM |
| corundum | $25.00 | 12/20/2012 2:48:17 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:56 PM |
| banker34 | $100.00 | 12/21/2012 3:15:02 PM |
| dynrep | $25.00 | 12/22/2012 5:32:56 PM |
| Black_Dog_Lending | $50.00 | 12/22/2012 8:30:32 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:53 PM |
| djh47a | $25.00 | 12/23/2012 5:53:31 AM |
| MrBojangles01 | $25.00 | 12/24/2012 3:23:01 AM |
| NobisEst | $25.00 | 12/23/2012 12:47:16 PM |
| buffalobills | $25.00 | 12/24/2012 8:15:03 AM |
| banker34 | $76.62 | 12/23/2012 6:43:25 PM |
| bonus-apricot366 | $25.35 | 12/23/2012 2:47:34 PM |
| octoberfresh | $25.00 | 12/24/2012 6:38:01 AM |
| heroic-compassion6 | $116.39 | 12/24/2012 8:13:04 AM |
| kurtb57 | $128.03 | 12/24/2012 8:36:07 AM |
| blue-relentless-hope | $25.00 | 12/24/2012 9:51:10 AM |
| Serenity-Cat | $25.00 | 12/24/2012 11:05:14 AM |
| ARobertsone | $66.60 | 12/24/2012 10:12:41 AM |
| CACO_Lender | $25.00 | 12/24/2012 10:45:22 AM |
| rospa | $26.98 | 12/24/2012 10:44:51 AM |
| greenback-frog7 | $25.00 | 12/24/2012 12:18:36 PM |
| bold-pound-statuette | $200.00 | 12/17/2012 10:17:06 AM |
| rate-advocator7 | $250.00 | 12/17/2012 9:17:20 AM |
| treasure-bliss | $50.00 | 12/17/2012 9:23:41 AM |
| deal-selector5 | $25.00 | 12/17/2012 9:27:20 AM |
| worthy-bid8 | $100.00 | 12/17/2012 9:19:40 AM |
| appetizing-loyalty354 | $25.00 | 12/17/2012 9:42:49 AM |
| slowgains | $25.00 | 12/17/2012 4:56:04 PM |
| scholarly-order6 | $25.00 | 12/17/2012 12:19:32 PM |
| graceful-IRAinvestment | $50.00 | 12/17/2012 7:10:13 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:54:46 PM |
| Roundhouse | $100.00 | 12/17/2012 9:21:54 PM |
| prudent-loot | $25.00 | 12/18/2012 9:44:54 AM |
| bid-ace937 | $50.00 | 12/18/2012 5:15:42 PM |
| aquariano | $25.00 | 12/18/2012 8:42:09 AM |
| tommymtg7 | $25.00 | 12/18/2012 10:13:01 AM |
| diplomatic-wealth7 | $25.00 | 12/18/2012 6:08:47 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:35 AM |
| transformer855 | $25.00 | 12/19/2012 1:14:36 PM |
| EFS | $100.00 | 12/20/2012 1:57:01 PM |
| trumpeter391 | $25.00 | 12/21/2012 9:15:37 AM |
| LittleMingo | $25.00 | 12/20/2012 5:52:32 PM |
| RubyMartin | $25.00 | 12/23/2012 1:11:58 AM |
| payment-halo | $25.00 | 12/22/2012 3:13:41 PM |
| dukeiyer | $25.00 | 12/23/2012 12:16:31 PM |
| DaGoldenchild | $25.00 | 12/23/2012 7:40:52 AM |
| helping-out | $30.00 | 12/23/2012 10:39:02 AM |
| revolutionary769 | $40.00 | 12/23/2012 10:39:15 AM |
| TC_12June12 | $25.00 | 12/24/2012 9:52:51 AM |
| melodious-openness | $169.06 | 12/24/2012 6:35:27 AM |
| awesome-generosity4 | $25.00 | 12/24/2012 7:32:28 AM |
| rutzebach1 | $85.43 | 12/24/2012 10:18:43 AM |
| sincerlyyours | $100.00 | 12/24/2012 11:12:20 AM |
| Ocean713 | $75.00 | 12/24/2012 11:14:24 AM |
| Astyanax | $25.00 | 12/24/2012 12:57:13 PM |
| MusicandMedicine | $25.00 | 12/24/2012 1:07:01 PM |
| bid-catalyst0 | $100.00 | 12/24/2012 1:12:34 PM |
| orange-pound-party | $49.54 | 12/24/2012 1:13:16 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
687688
This series of Notes was issued and sold upon the funding of the borrower loan #79778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Dec-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $344.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 760-779 (Nov-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,502 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-tolerant-social |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off all credit cards
My financial situation: Chase
My goal is to pay things off in the next 2 to 3 years
By consolidating this will help me do this much quicker
and improve my credit rating. I pay by loans on time and consistently
but this would also help with all the interest I am paying
Monthly net income: $ 4,600.00
Monthly expenses: $
Housing: $ 1323.00
Insurance:425.00 Medical/dental/life
Car expense 600.00 car payment/gas
Utilities: $135.00
Phone, cable, internet: 125.00
Food, entertainment: $150.00
Clothing, household expenses: $125.00
Credit cards and other loans: $650.00
Other expenses: $ 45.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/16/2012 12:08:25 PM |
| tranquil-gain1 | $75.00 | 12/16/2012 12:31:19 PM |
| xrycac | $25.00 | 12/16/2012 12:48:09 PM |
| best-bonafide-p2p | $25.00 | 12/16/2012 3:50:15 PM |
| red-duty-carrier | $25.00 | 12/16/2012 12:17:31 PM |
| money-hercules4 | $100.00 | 12/16/2012 1:12:33 PM |
| transparency-futurist3 | $25.00 | 12/17/2012 6:16:52 AM |
| glimmering-liberty616 | $25.00 | 12/16/2012 1:46:30 PM |
| marketplace-singularity3 | $25.00 | 12/16/2012 12:28:21 PM |
| affluence-microscope2 | $200.00 | 12/17/2012 9:18:18 AM |
| jubilant-capital1 | $25.00 | 12/16/2012 8:34:16 PM |
| green-dollar-buffalo | $50.00 | 12/17/2012 9:24:30 AM |
| janeybooboo | $100.42 | 12/16/2012 10:28:57 PM |
| bazaar-tulip | $25.00 | 12/16/2012 1:00:49 PM |
| mr_haldane | $25.00 | 12/16/2012 1:30:55 PM |
| creditjunky | $100.00 | 12/16/2012 1:45:38 PM |
| corndog4000 | $30.00 | 12/16/2012 2:28:40 PM |
| JeremyLinFan | $30.00 | 12/16/2012 2:31:50 PM |
| dynrep | $30.00 | 12/16/2012 4:20:59 PM |
| transaction-seahorse0 | $25.00 | 12/17/2012 9:48:17 AM |
| kind-lovely-marketplace | $50.00 | 12/17/2012 9:31:30 AM |
| nickel-ferret | $25.00 | 12/17/2012 5:20:46 PM |
| bowdish1 | $25.00 | 12/17/2012 5:32:39 PM |
| payout-motivator0 | $50.00 | 12/17/2012 5:01:08 PM |
| openness-antioxidant | $100.00 | 12/17/2012 6:05:47 PM |
| peso-spartan6 | $25.00 | 12/17/2012 5:27:51 PM |
| belief-integrity | $100.00 | 12/17/2012 7:12:41 PM |
| cr8on | $50.00 | 12/17/2012 6:37:40 PM |
| natural-worth9 | $500.00 | 12/17/2012 7:03:29 PM |
| Nipper99 | $100.00 | 12/18/2012 12:31:51 PM |
| crown-year | $1,000.00 | 12/18/2012 1:11:41 PM |
| wise-charming-reward | $300.00 | 12/18/2012 12:24:03 PM |
| penny-finder | $25.00 | 12/18/2012 5:27:36 PM |
| silver4711 | $50.00 | 12/19/2012 9:59:37 AM |
| listing-flower2 | $100.00 | 12/19/2012 6:34:04 PM |
| coin-trader7 | $25.00 | 12/20/2012 5:14:55 PM |
| Plutis | $25.00 | 12/20/2012 4:09:12 PM |
| deal-selector5 | $25.00 | 12/20/2012 5:26:20 PM |
| windguy | $50.00 | 12/21/2012 9:53:38 AM |
| BostonCapital | $100.00 | 12/21/2012 9:58:16 AM |
| justreturns | $25.00 | 12/21/2012 5:10:43 PM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:42 PM |
| shamonn_p2p | $50.00 | 12/21/2012 9:46:33 AM |
| lionheart722 | $25.00 | 12/21/2012 6:08:42 PM |
| trumpeter391 | $25.00 | 12/21/2012 6:15:05 PM |
| qsolo | $25.00 | 12/21/2012 5:11:58 PM |
| maclove10 | $25.00 | 12/22/2012 7:32:01 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:06 PM |
| california111 | $50.00 | 12/22/2012 10:26:31 AM |
| sharp-platinum326 | $25.00 | 12/21/2012 5:27:16 PM |
| ucantbeetit | $25.00 | 12/21/2012 5:30:10 PM |
| Firescreek | $25.00 | 12/22/2012 12:12:14 PM |
| auction-eclipse8 | $50.00 | 12/22/2012 12:31:53 PM |
| helping-out | $600.00 | 12/22/2012 5:57:39 AM |
| first-economy-spectacle | $25.00 | 12/22/2012 10:23:00 AM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:22 AM |
| revolutionary769 | $300.00 | 12/22/2012 2:43:06 PM |
| generous-cash1 | $280.00 | 12/22/2012 3:00:53 PM |
| ChillyWilly | $25.00 | 12/22/2012 3:11:06 PM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:21:24 AM |
| Kyileo | $25.00 | 12/22/2012 3:54:08 PM |
| ethical-truth211 | $150.00 | 12/22/2012 1:13:24 PM |
| Money_Working | $35.00 | 12/22/2012 12:55:46 PM |
| bonafide-cash | $150.00 | 12/22/2012 2:34:49 PM |
| burgeoning-affluence5 | $50.00 | 12/22/2012 3:00:14 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:15:06 PM |
| commerce-yeller | $65.00 | 12/22/2012 5:18:59 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:23:51 PM |
| Leopoldine | $25.00 | 12/22/2012 6:44:28 PM |
| SpreadsheetSolutions | $25.00 | 12/22/2012 3:26:11 PM |
| cerebral-dollar773 | $25.00 | 12/22/2012 5:56:41 PM |
| belief-integrity | $350.00 | 12/22/2012 7:42:57 PM |
| ralph44 | $11.01 | 12/22/2012 7:53:15 PM |
| economy-coup | $100.00 | 12/22/2012 12:33:18 AM |
| wildanne | $50.00 | 12/16/2012 1:21:06 PM |
| ready-interest9 | $25.00 | 12/16/2012 1:44:22 PM |
| gravbox | $25.00 | 12/16/2012 2:05:50 PM |
| nevee | $25.00 | 12/16/2012 1:13:30 PM |
| finder61 | $25.00 | 12/16/2012 2:48:21 PM |
| dedicated-contract755 | $30.00 | 12/16/2012 12:14:53 PM |
| finance-relaxation3 | $25.00 | 12/16/2012 8:32:58 PM |
| radiant-dollar9 | $200.00 | 12/17/2012 9:41:56 AM |
| magnetic-duty4 | $25.00 | 12/16/2012 2:25:30 PM |
| payment-halo | $30.00 | 12/16/2012 4:20:45 PM |
| Nco | $150.00 | 12/17/2012 9:03:29 AM |
| buddy486 | $25.00 | 12/17/2012 4:51:13 PM |
| repayment-pagoda8 | $100.00 | 12/17/2012 5:12:19 PM |
| Interloper | $25.00 | 12/17/2012 5:13:42 PM |
| marwadi-62 | $100.00 | 12/17/2012 3:15:19 PM |
| phenomenal-rate1 | $120.00 | 12/17/2012 5:04:06 PM |
| SOP_Bank | $25.00 | 12/17/2012 6:16:48 PM |
| kfrench | $75.00 | 12/17/2012 6:51:55 PM |
| skillful-asset5 | $30.00 | 12/17/2012 7:59:16 PM |
| platinum-scientist9 | $25.00 | 12/17/2012 6:38:30 PM |
| Roundhouse | $125.00 | 12/17/2012 9:22:10 PM |
| PoundSmart | $97.00 | 12/18/2012 5:41:40 PM |
| Investor509 | $25.00 | 12/18/2012 6:14:28 PM |
| HoosierDaddie | $50.00 | 12/18/2012 5:13:09 PM |
| alpha-lending | $25.00 | 12/19/2012 9:36:55 AM |
| 907 | $25.00 | 12/18/2012 7:50:01 PM |
| HereToHelp305 | $200.00 | 12/19/2012 4:40:38 PM |
| pietro_torna_indietro | $50.00 | 12/19/2012 9:31:24 AM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:37:23 PM |
| justice-inspector | $50.00 | 12/19/2012 1:58:45 PM |
| Lender2895a | $100.00 | 12/20/2012 11:26:23 AM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:44 AM |
| heartpounding-note972 | $25.00 | 12/21/2012 9:12:55 AM |
| docdekay | $50.00 | 12/21/2012 6:04:49 PM |
| hero007 | $50.00 | 12/21/2012 6:17:23 PM |
| nodebtin3 | $50.00 | 12/22/2012 6:58:51 AM |
| John_Galt | $44.00 | 12/21/2012 4:07:42 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:24 PM |
| LilyAcreInvestmentsLLC | $300.00 | 12/22/2012 10:52:30 AM |
| axl163 | $25.00 | 12/22/2012 11:33:02 AM |
| deal-vibrato | $25.00 | 12/22/2012 12:09:57 PM |
| cah1942 | $25.00 | 12/22/2012 11:14:20 AM |
| uncl-sammy | $25.00 | 12/22/2012 2:17:30 PM |
| chicagobanker | $50.00 | 12/22/2012 9:00:06 AM |
| starry2001 | $25.00 | 12/22/2012 10:08:02 AM |
| TPDODGER | $25.00 | 12/22/2012 10:49:57 AM |
| hitsman | $50.00 | 12/22/2012 12:21:36 PM |
| the-magnificent-loan | $200.00 | 12/22/2012 12:23:17 PM |
| theloanteacher | $25.00 | 12/22/2012 6:17:22 PM |
| marketplace-singularity3 | $35.00 | 12/22/2012 1:20:42 PM |
| logical-principal8 | $50.00 | 12/22/2012 1:06:30 PM |
| freest8r | $50.00 | 12/22/2012 1:55:34 PM |
| mddahlheim | $32.57 | 12/22/2012 4:29:30 PM |
| supersarah61 | $25.00 | 12/22/2012 4:43:11 PM |
| spry-credit269 | $50.00 | 12/22/2012 6:10:21 PM |
| valiant-note129 | $25.00 | 12/22/2012 6:54:23 PM |
| radforj22 | $25.00 | 12/22/2012 3:48:12 PM |
| Iwillhuntyoudown | $25.00 | 12/22/2012 6:27:47 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
687840
This series of Notes was issued and sold upon the funding of the borrower loan #79585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,425.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $148.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,790 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-catalyst013 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: I have a very steady income and have been with my current employer for over 2 years. I have never had any job gaps since I srated in a professional role.
I am a good candidate for this loan because... I have a good hisotry of paying off my laons in a timely manner
Monthly net income: $ 3550
Monthly expenses: $
Housing: $ 600
Insurance: $ 50
Car expenses: $ 0
Utilities: $ 50
Phone, cable, internet: $ 85
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 12/18/2012 9:58:08 AM |
| deal-hickory5 | $100.00 | 12/19/2012 10:06:49 AM |
| heartpounding-note972 | $25.00 | 12/18/2012 9:27:49 AM |
| marketplace-singularity3 | $50.00 | 12/18/2012 10:01:14 AM |
| exciting-fairness | $200.00 | 12/18/2012 1:53:39 PM |
| riveting-credit5 | $25.00 | 12/18/2012 9:10:01 AM |
| boogienation | $50.00 | 12/18/2012 5:03:28 PM |
| thrilling-point2 | $40.00 | 12/18/2012 5:15:00 PM |
| treasure-bliss | $50.00 | 12/18/2012 9:56:19 AM |
| best-bonafide-p2p | $25.00 | 12/18/2012 10:56:37 AM |
| wise-charming-reward | $400.00 | 12/18/2012 12:11:56 PM |
| obduro_1 | $25.00 | 12/18/2012 10:00:57 AM |
| rate-advocator7 | $250.00 | 12/18/2012 10:19:43 AM |
| slowgains | $25.00 | 12/19/2012 5:18:09 AM |
| tommymtg7 | $25.00 | 12/18/2012 7:42:03 PM |
| greencat | $50.00 | 12/19/2012 9:19:02 AM |
| transformer855 | $25.00 | 12/19/2012 1:14:13 PM |
| preventivepestcontrol | $50.00 | 12/19/2012 1:52:05 PM |
| octoberfresh | $25.00 | 12/19/2012 10:05:03 AM |
| Sweaty-Butt-Crack | $30.00 | 12/19/2012 4:11:47 PM |
| beachfunder | $100.00 | 12/19/2012 10:43:57 AM |
| Muhiah-Investments | $50.00 | 12/19/2012 6:00:09 PM |
| Skatingbear | $100.00 | 12/19/2012 6:19:18 PM |
| squadron820 | $35.00 | 12/19/2012 5:25:41 PM |
| dynrep | $25.00 | 12/19/2012 5:00:30 PM |
| sincere-agreement9 | $25.00 | 12/19/2012 6:04:03 PM |
| bid-ace937 | $50.00 | 12/19/2012 6:07:52 PM |
| cajunguy | $2.55 | 12/19/2012 7:02:07 PM |
| diplomatic-wealth7 | $25.00 | 12/19/2012 6:35:09 PM |
| eloquent-justice4 | $25.00 | 12/19/2012 6:45:57 PM |
| CA-Lender | $25.00 | 12/18/2012 12:21:05 PM |
| appetizing-loyalty354 | $25.00 | 12/18/2012 9:07:06 AM |
| tomdooley12520 | $35.00 | 12/18/2012 1:37:23 PM |
| magnetic-duty4 | $25.00 | 12/18/2012 9:34:59 AM |
| restless-dime | $200.00 | 12/18/2012 11:12:00 AM |
| ultimate-peace | $50.00 | 12/18/2012 11:32:42 AM |
| Nipper99 | $100.00 | 12/18/2012 12:29:08 PM |
| gold-miser9 | $50.00 | 12/18/2012 1:56:31 PM |
| berniemadeoff | $75.00 | 12/18/2012 9:48:19 AM |
| LiveNow | $25.00 | 12/18/2012 3:58:24 PM |
| exponential-fairness2 | $25.00 | 12/18/2012 10:24:49 AM |
| professional-dinero753 | $25.00 | 12/18/2012 1:59:37 PM |
| worthy-bid8 | $100.00 | 12/18/2012 6:35:39 PM |
| Rogelio48 | $31.00 | 12/18/2012 7:15:29 PM |
| MoneyTree79 | $25.00 | 12/18/2012 6:44:41 PM |
| let_me_retire | $50.00 | 12/19/2012 2:46:18 AM |
| payment-halo | $25.00 | 12/19/2012 4:59:22 PM |
| finder61 | $25.00 | 12/19/2012 11:28:06 AM |
| simplelender80 | $125.00 | 12/19/2012 10:08:14 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:58:38 AM |
| Bank_of_the_Galaxy | $25.00 | 12/19/2012 4:44:38 PM |
| banker34 | $76.45 | 12/19/2012 12:24:22 PM |
| investordiy_dot_com | $25.00 | 12/19/2012 6:18:03 PM |
| COCHINOBOY | $50.00 | 12/19/2012 1:05:09 PM |
| mmabel | $25.00 | 12/19/2012 6:51:52 PM |
| Golfmoney | $100.00 | 12/19/2012 6:32:41 PM |
| brenda_2_u | $50.00 | 12/19/2012 5:58:50 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
687842
This series of Notes was issued and sold upon the funding of the borrower loan #79760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,053 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-sculpture |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay an unexpected medical / dental bill.
My financial situation:
I am a good candidate for this loan because I have a good credit score and history of repayment.
Monthly net income: $4,600
Monthly expenses: $
Housing: $1,300
Insurance: $150
Car expenses: $500
Utilities: $50
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leverage-cleansing3 | $25.00 | 12/19/2012 5:27:52 PM |
| dl_data | $350.00 | 12/19/2012 5:20:45 PM |
| worthy-bid8 | $100.00 | 12/19/2012 5:59:36 PM |
| vutah | $65.00 | 12/19/2012 6:59:32 PM |
| belief-integrity | $100.00 | 12/19/2012 7:12:44 PM |
| restless-dime | $200.00 | 12/20/2012 7:50:23 AM |
| Star_Witness | $25.00 | 12/19/2012 8:11:21 PM |
| dl_data | $150.00 | 12/20/2012 1:10:15 PM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:36:58 AM |
| revolutionary769 | $25.00 | 12/21/2012 3:18:36 PM |
| ethical-truth211 | $361.36 | 12/21/2012 4:30:38 PM |
| helping-out | $39.64 | 12/21/2012 3:17:20 PM |
| malcolmreynolds | $25.00 | 12/21/2012 2:53:33 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:52 PM |
| Something-Corporate | $25.00 | 12/19/2012 5:01:56 PM |
| ultimate-peace | $350.00 | 12/19/2012 5:07:21 PM |
| best-point-pursuit | $100.00 | 12/19/2012 7:11:43 PM |
| Budro | $25.00 | 12/19/2012 6:25:56 PM |
| let_me_retire | $75.00 | 12/20/2012 2:24:11 PM |
| boogienation | $25.00 | 12/20/2012 4:43:54 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:19 AM |
| Scrooge_McDuck2 | $69.00 | 12/21/2012 9:04:58 AM |
| banker34 | $100.00 | 12/21/2012 3:13:26 PM |
| Finchy78 | $25.00 | 12/21/2012 1:14:08 PM |
| graceful-IRAinvestment | $30.00 | 12/21/2012 1:44:20 PM |
| active-wealth3 | $25.00 | 12/21/2012 3:00:11 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
687936
This series of Notes was issued and sold upon the funding of the borrower loan #79640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 22.78% |
Borrower rate/APR:
| 23.78% / 31.73% |
Monthly payment:
| $188.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.70% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $199 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbelievable-fairness926 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to pay off some debts and get some well needed auto repairs
My financial situation:
I am a good candidate for this loan because I have steady income and don't have a lot of expenses, just need a quick boost.
Monthly net income: $ 1500
Monthly expenses: $ 600
Housing: $0
Insurance: $65
Car expenses: $0
Utilities: $0
Phone, cable, internet: $95
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $1100 total
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zipemdown | $25.00 | 12/18/2012 9:09:25 AM |
| credit-coach118 | $25.02 | 12/18/2012 10:04:04 AM |
| Edakers | $25.00 | 12/18/2012 10:41:10 AM |
| tomdooley12520 | $25.00 | 12/18/2012 1:34:44 PM |
| djmikmik | $100.00 | 12/18/2012 3:33:17 PM |
| Mucman72 | $25.00 | 12/18/2012 4:21:55 PM |
| valiant-return584 | $50.00 | 12/18/2012 10:12:25 AM |
| slowgains | $25.00 | 12/18/2012 10:37:40 AM |
| coin-gusto | $100.00 | 12/18/2012 5:53:07 PM |
| gold-miser9 | $34.80 | 12/18/2012 1:57:52 PM |
| azazello77 | $102.00 | 12/18/2012 3:20:00 PM |
| obduro_1 | $25.00 | 12/18/2012 10:00:57 AM |
| bold-joyful-coin9 | $25.00 | 12/18/2012 6:26:10 PM |
| skillful-justice879 | $2.15 | 12/18/2012 6:46:11 PM |
| CreditBuilder2 | $25.03 | 12/18/2012 10:36:45 AM |
| sincere-agreement9 | $25.00 | 12/18/2012 5:49:10 PM |
| MoneyTree79 | $25.00 | 12/18/2012 6:44:03 PM |
| paxnj | $25.00 | 12/18/2012 5:57:06 PM |
| octoberfresh | $25.00 | 12/18/2012 9:24:53 AM |
| entertaining-dollar298 | $25.00 | 12/18/2012 10:20:08 AM |
| value-allocator1 | $100.00 | 12/18/2012 10:25:47 AM |
| mrxtravis | $25.00 | 12/18/2012 10:26:06 AM |
| money-sequoia9 | $25.00 | 12/18/2012 10:26:17 AM |
| hopeful-trade | $25.00 | 12/18/2012 9:52:50 AM |
| rate-advocator7 | $250.00 | 12/18/2012 10:19:44 AM |
| the-truth-hercules | $100.00 | 12/18/2012 10:32:54 AM |
| money-exchanger4 | $25.00 | 12/18/2012 9:05:55 AM |
| appetizing-loyalty354 | $25.00 | 12/18/2012 9:07:08 AM |
| Aberdeen | $100.00 | 12/18/2012 10:58:49 AM |
| weatherman89 | $25.00 | 12/18/2012 11:18:49 AM |
| transparency-position | $106.00 | 12/18/2012 11:38:34 AM |
| asset-professor | $25.00 | 12/18/2012 5:02:43 PM |
| ghettodrvr | $25.00 | 12/18/2012 6:38:03 PM |
| note-willow8 | $25.00 | 12/18/2012 10:31:54 AM |
| bonus-animal4 | $75.00 | 12/18/2012 12:49:09 PM |
| ethical-truth211 | $100.00 | 12/18/2012 5:31:44 PM |
| LiveNow | $25.00 | 12/18/2012 3:57:38 PM |
| nourishing-interest0 | $25.00 | 12/18/2012 4:39:32 PM |
| platinum-scientist9 | $25.00 | 12/18/2012 5:17:04 PM |
| ethical-truth211 | $100.00 | 12/18/2012 5:31:28 PM |
| hillbilly40 | $30.00 | 12/18/2012 5:44:45 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
688110
This series of Notes was issued and sold upon the funding of the borrower loan #79673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 22.78% |
Borrower rate/APR:
| 23.78% / 31.73% |
Monthly payment:
| $283.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.70% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,592 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-winner7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
Pay local property taxes before we put our house up for sale.
My financial situation:
I always make all our payment on time and generally pay off all our loans early.
Monthly net income: $ 5500
Housing: $ 1000
Insurance: $ 200
Car expenses: $ 350
Utilities: $ 400
Phone, cable, internet: $ 50
Food, entertainment: $ 250
Clothing, household expenses: $ 0
Credit cards and other loans: $ 300
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DreisersFinancier | $50.00 | 12/18/2012 5:01:58 PM |
| zipemdown | $25.00 | 12/18/2012 6:48:45 PM |
| CreditBuilder2 | $25.03 | 12/18/2012 7:01:11 PM |
| money-exchanger4 | $25.00 | 12/18/2012 5:28:58 PM |
| 907 | $25.00 | 12/18/2012 7:50:19 PM |
| red-capital-harmonica | $25.00 | 12/18/2012 11:31:23 PM |
| LoanerShark | $115.00 | 12/19/2012 3:48:19 AM |
| platinum-scientist9 | $25.00 | 12/18/2012 5:17:05 PM |
| rate-advocator7 | $250.00 | 12/18/2012 5:19:28 PM |
| djh47a | $25.00 | 12/19/2012 7:01:38 AM |
| asset-professor | $35.00 | 12/18/2012 6:45:19 PM |
| Sagamore | $50.00 | 12/18/2012 5:45:27 PM |
| paxnj | $25.00 | 12/18/2012 5:56:42 PM |
| value-allocator1 | $100.00 | 12/18/2012 5:59:25 PM |
| Kentrader14 | $148.07 | 12/18/2012 7:34:32 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:52 PM |
| five-star-note | $25.00 | 12/18/2012 6:48:54 PM |
| steady-gold | $30.65 | 12/19/2012 11:30:35 AM |
| aks12 | $25.00 | 12/18/2012 9:20:30 PM |
| Focused | $48.45 | 12/19/2012 4:47:05 AM |
| mcs99 | $100.00 | 12/19/2012 2:50:52 PM |
| JRS | $25.00 | 12/19/2012 3:20:34 PM |
| desertoasis | $25.00 | 12/19/2012 3:32:19 PM |
| MikeMann | $200.00 | 12/19/2012 3:33:59 PM |
| greenback-frog7 | $25.00 | 12/19/2012 4:23:32 PM |
| ready-p2p4 | $108.08 | 12/19/2012 3:17:51 PM |
| payment-halo | $50.00 | 12/19/2012 5:25:54 PM |
| Bank_of_the_Galaxy | $25.00 | 12/19/2012 4:43:15 PM |
| twjh | $50.09 | 12/19/2012 5:01:34 PM |
| dynrep | $50.00 | 12/19/2012 5:26:08 PM |
| toblerone | $25.00 | 12/18/2012 6:32:16 PM |
| ghettodrvr | $25.00 | 12/18/2012 6:37:17 PM |
| dl_data | $200.00 | 12/18/2012 7:49:52 PM |
| britches613 | $25.00 | 12/18/2012 7:52:22 PM |
| appetizing-loyalty354 | $25.00 | 12/18/2012 6:14:13 PM |
| money-sequoia9 | $25.00 | 12/18/2012 6:18:35 PM |
| slowgains | $25.00 | 12/18/2012 6:20:41 PM |
| unassassinable | $25.00 | 12/18/2012 7:18:32 PM |
| weatherman89 | $25.00 | 12/18/2012 9:43:28 PM |
| cordial-economy027 | $25.00 | 12/19/2012 9:05:20 AM |
| Relaxo | $250.00 | 12/18/2012 8:31:12 PM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:29:29 PM |
| dl_data | $150.00 | 12/19/2012 8:51:24 AM |
| bonus-animal4 | $25.00 | 12/19/2012 2:53:24 PM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:53 AM |
| myduck | $30.00 | 12/19/2012 5:08:46 PM |
| immaculate-power3 | $30.68 | 12/19/2012 2:36:22 PM |
| credit-grove9 | $49.22 | 12/19/2012 4:13:08 PM |
| prudent-bid3 | $25.00 | 12/19/2012 5:26:14 PM |
| benevolent-loot5 | $179.73 | 12/19/2012 5:30:50 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
688118
This series of Notes was issued and sold upon the funding of the borrower loan #79320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $68.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $120,613 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tipo56 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 57 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
660-679
(May-2010)
680-699
(Jan-2010)
660-679
(Jul-2008)
|
|
Principal balance:
| $1,463.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
Buy a stove and refrigerator
My financial situation:
I am a good candidate for this loan because...
I have been borrowing from Prosper since 2003 and have not miss a payment
Monthly net income: $3100.00
Monthly expenses: $
Housing: $894.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $50.00
Phone, cable, internet: $100.00
Food, entertainment: $120.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/21/2012 9:07:06 AM |
| whitegold24k | $200.00 | 12/21/2012 9:11:15 AM |
| LaGrangeLender | $60.00 | 12/21/2012 9:19:00 AM |
| affluence-microscope2 | $200.00 | 12/21/2012 9:27:29 AM |
| MoneyForNothing | $25.57 | 12/21/2012 9:02:43 AM |
| bazaar-tulip | $25.00 | 12/21/2012 9:06:39 AM |
| greenback-surge4 | $25.00 | 12/21/2012 9:13:18 AM |
| money-hercules4 | $100.00 | 12/21/2012 9:23:01 AM |
| ready-interest9 | $25.00 | 12/21/2012 9:15:13 AM |
| secureincome | $555.00 | 12/21/2012 9:23:34 AM |
| historic-value7 | $150.00 | 12/21/2012 9:28:29 AM |
| phenomenal-rate1 | $478.88 | 12/21/2012 9:29:11 AM |
| alpha-lending | $25.00 | 12/21/2012 9:09:29 AM |
| greenback-watcher1 | $50.00 | 12/21/2012 9:11:50 AM |
| red-duty-carrier | $25.00 | 12/21/2012 9:24:19 AM |
| exchange-mason | $25.00 | 12/21/2012 9:10:41 AM |
| value-travels | $25.00 | 12/21/2012 9:16:12 AM |
| thankful-nickel2 | $55.55 | 12/21/2012 9:05:09 AM |
| marketplace-singularity3 | $50.00 | 12/21/2012 9:16:32 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
688140
This series of Notes was issued and sold upon the funding of the borrower loan #79688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $173.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Nov-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $174 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,760 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriched-deal873 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Personal loan for gift
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green28 | $75.00 | 12/18/2012 5:08:33 PM |
| bill-tent1 | $50.00 | 12/18/2012 5:27:53 PM |
| the-sweet-penny2 | $25.00 | 12/19/2012 1:35:59 AM |
| djh47a | $25.00 | 12/19/2012 7:01:39 AM |
| newest-generous-income | $25.00 | 12/18/2012 5:34:31 PM |
| Gold-bug | $50.00 | 12/18/2012 5:54:12 PM |
| toblerone | $25.00 | 12/18/2012 7:07:24 PM |
| LoanerPrincipal | $25.00 | 12/19/2012 9:35:12 AM |
| note-willow8 | $25.00 | 12/19/2012 10:19:38 AM |
| direct-affluence8 | $50.00 | 12/19/2012 9:46:51 AM |
| payout-motivator0 | $50.00 | 12/19/2012 5:27:57 PM |
| justice-inspector | $50.00 | 12/19/2012 5:06:08 PM |
| transaction-competitor0 | $25.00 | 12/19/2012 5:28:15 PM |
| bfn311 | $25.00 | 12/19/2012 6:21:38 PM |
| prudent-dough458 | $25.00 | 12/19/2012 6:03:39 PM |
| Hogan55 | $29.99 | 12/19/2012 7:41:43 PM |
| psanders75 | $115.00 | 12/19/2012 7:53:46 PM |
| Azonic21 | $25.00 | 12/18/2012 5:30:00 PM |
| healthy-peace427 | $100.00 | 12/18/2012 6:03:50 PM |
| bazaar-tulip | $25.00 | 12/18/2012 6:35:26 PM |
| Zolton | $300.00 | 12/18/2012 5:45:40 PM |
| notabanker | $25.00 | 12/18/2012 5:03:25 PM |
| nickel-omatic8 | $25.00 | 12/18/2012 6:14:07 PM |
| Bosibz | $50.00 | 12/18/2012 6:21:28 PM |
| wetlands | $200.00 | 12/18/2012 5:34:28 PM |
| CreditBuilder2 | $25.01 | 12/18/2012 6:44:49 PM |
| 907 | $25.00 | 12/18/2012 7:50:20 PM |
| weatherman89 | $30.00 | 12/18/2012 9:43:59 PM |
| HereToHelp305 | $250.00 | 12/19/2012 4:34:48 PM |
| fund-human459 | $25.00 | 12/19/2012 10:06:13 AM |
| alpha-lending | $25.00 | 12/19/2012 9:37:09 AM |
| hitsman | $50.00 | 12/19/2012 5:54:52 PM |
| unrivaled-deal676 | $50.00 | 12/19/2012 5:59:41 PM |
| kfrench | $75.00 | 12/19/2012 6:26:21 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
688144
This series of Notes was issued and sold upon the funding of the borrower loan #79224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-18-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 3m |
|
Amount delinquent:
| $285 |
Total credit lines:
| 40 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Loriewp |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 85% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 3
( 8% )
| 600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 3
( 8% )
|
|
Total payments billed:
| 39 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay off two medical collections and I need to replace a partial that I threw out when my previous dentist tried to talk me into dentures. My current dentist assured me that a partial would work just fine and I'm kicking myself because I believed the first dentist and now have the extra expense of a new partial.
My financial situation:
I am a good candidate for this loan because my credit standing has improved slightly. My rating has taken a beating due to both my husband and myself having cancer in 2008. I am now also working more hours and have just two small collections totally approximately $ 500.00 that I need to pay off. My credit rating will then rise. My housing and medical insurance expenses are currently paid for by my spouse.
Monthly net income: $ 2,000.00
Monthly expenses: $ 990.00
Housing: $ 398.96
Insurance: $ 111.20
Car expenses: $ 0
Utilities: $ 150.00
Phone, cable, internet: $ 160.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 210.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ProsprousLender | $25.00 | 12/18/2012 5:06:18 PM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:55 PM |
| loyalty-cupcake6 | $25.00 | 12/18/2012 5:47:01 PM |
| five-star-note | $200.00 | 12/18/2012 5:56:12 PM |
| zorg77 | $50.00 | 12/18/2012 5:57:50 PM |
| felicity-contributor3 | $25.00 | 12/18/2012 5:16:02 PM |
| benevolent-loot5 | $196.00 | 12/18/2012 5:29:19 PM |
| simplelender80 | $500.00 | 12/18/2012 5:40:20 PM |
| trumpeter5 | $25.00 | 12/18/2012 5:02:35 PM |
| vanklein | $25.00 | 12/18/2012 5:52:27 PM |
| Investor_DP | $100.00 | 12/18/2012 6:06:36 PM |
| LuvToLend | $25.00 | 12/18/2012 6:22:51 PM |
| purposeful-durability8 | $100.00 | 12/18/2012 5:27:23 PM |
| IIP77 | $25.00 | 12/18/2012 6:01:14 PM |
| LaGrangeLender | $60.00 | 12/18/2012 5:17:41 PM |
| LittleMingo | $30.00 | 12/18/2012 5:02:21 PM |
| Budro | $25.00 | 12/18/2012 6:29:20 PM |
| yield-lion2 | $100.00 | 12/18/2012 5:06:46 PM |
| College4theGirls | $25.00 | 12/18/2012 6:33:02 PM |
| _nfx-ira_ | $35.01 | 12/18/2012 5:12:53 PM |
| MoneyForNothing | $25.00 | 12/18/2012 5:13:15 PM |
| SLN-10 | $100.00 | 12/18/2012 5:18:31 PM |
| Sagamore | $50.00 | 12/18/2012 5:45:27 PM |
| DasMula | $25.00 | 12/18/2012 5:02:42 PM |
| lucrative-loan | $100.00 | 12/18/2012 5:06:10 PM |
| power-spartan5 | $25.00 | 12/18/2012 6:32:28 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:53 PM |
| zipemdown | $3.99 | 12/18/2012 6:48:46 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
688184
This series of Notes was issued and sold upon the funding of the borrower loan #79799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Dec-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $110.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,131 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-twister |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Pay off some small debt and start new year off clean
My financial situation: Stable
I am a good candidate for this loan because...I have been living at the same residence for over 20 years. I have put 2 kids through college, one finishing in May. GREAT job which is constantly getting better.
Monthly net income: $5000
Monthly expenses: $3550
Housing: $1500
Insurance: $300
Car expenses: $0
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $750
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 12/20/2012 5:27:55 PM |
| valiant-return584 | $50.00 | 12/20/2012 5:57:53 PM |
| CreditBuilder2 | $25.03 | 12/20/2012 6:42:31 PM |
| skillful-asset5 | $30.00 | 12/20/2012 7:31:42 PM |
| zipemdown | $25.00 | 12/20/2012 6:52:04 PM |
| thrilling-point2 | $40.00 | 12/21/2012 9:31:01 AM |
| nex | $25.00 | 12/21/2012 6:27:25 PM |
| zorg77 | $100.00 | 12/21/2012 8:18:20 PM |
| Weaverville | $25.00 | 12/21/2012 6:06:29 PM |
| tom203 | $25.00 | 12/21/2012 5:28:53 PM |
| power-spartan5 | $25.00 | 12/22/2012 12:38:08 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 7:49:25 AM |
| Tscheddar | $25.00 | 12/22/2012 12:51:01 PM |
| bahamaman | $25.00 | 12/22/2012 12:30:35 PM |
| Investor_DP | $100.00 | 12/22/2012 12:30:38 PM |
| djh47a | $25.00 | 12/23/2012 5:53:33 AM |
| One_Lolo | $25.00 | 12/23/2012 9:31:35 AM |
| reverent-greenback219 | $25.00 | 12/23/2012 10:38:07 AM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:27:49 PM |
| farblest | $40.00 | 12/23/2012 7:48:44 AM |
| jc33148 | $25.00 | 12/23/2012 9:54:25 PM |
| wwwUniversal | $25.00 | 12/23/2012 1:27:13 PM |
| diplomatic-wealth7 | $25.00 | 12/23/2012 1:35:26 PM |
| ethical-truth211 | $100.00 | 12/24/2012 3:57:12 AM |
| ethical-truth211 | $200.00 | 12/24/2012 3:56:50 AM |
| spirited-worth335 | $18.21 | 12/24/2012 5:31:39 AM |
| DreisersFinancier | $50.00 | 12/20/2012 6:02:08 PM |
| treasure-bliss | $25.00 | 12/21/2012 3:48:57 AM |
| ultimate-peace | $225.00 | 12/20/2012 5:01:21 PM |
| transaction-seahorse0 | $25.00 | 12/21/2012 9:52:02 AM |
| berniemadeoff | $70.00 | 12/20/2012 6:19:10 PM |
| balanced-balance6 | $25.00 | 12/21/2012 6:44:33 AM |
| vutah | $45.00 | 12/20/2012 6:59:04 PM |
| Scrooge_McDuck2 | $100.00 | 12/21/2012 9:04:58 AM |
| PoundSmart | $100.00 | 12/21/2012 9:50:34 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:39 PM |
| belief-integrity | $350.00 | 12/22/2012 8:15:18 AM |
| 907 | $25.00 | 12/22/2012 3:50:43 PM |
| glowing-affluence022 | $25.00 | 12/22/2012 4:59:44 PM |
| payment-halo | $25.00 | 12/22/2012 5:29:48 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:55 PM |
| panda-lender | $25.00 | 12/23/2012 12:18:59 PM |
| trumpeter391 | $25.00 | 12/22/2012 2:53:11 PM |
| powerful-return1 | $25.00 | 12/23/2012 10:49:24 PM |
| AngusFarmer | $25.00 | 12/24/2012 4:10:17 AM |
| Soothsayer | $26.67 | 12/24/2012 5:10:58 AM |
| OTM84 | $50.00 | 12/23/2012 1:55:24 PM |
| worthy-bid8 | $178.00 | 12/23/2012 2:18:26 PM |
| goodhearted-finance2 | $25.00 | 12/23/2012 8:20:24 PM |
| ChoiceInvestments | $27.00 | 12/23/2012 8:22:02 PM |
| loan-arrow3 | $25.00 | 12/24/2012 4:59:20 AM |
| value-burrito | $25.09 | 12/24/2012 4:33:14 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
688296
This series of Notes was issued and sold upon the funding of the borrower loan #79579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,098 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ndwayno |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 64% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 10
( 30% )
| 700-719
(Jul-2009)
|
|
Principal balance:
| $760.89 |
31+ days late:
| 2
( 6% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| preeminant-moola6 | $25.00 | 12/19/2012 12:00:42 PM |
| LuvToLend | $25.00 | 12/19/2012 9:08:32 AM |
| zipemdown | $25.00 | 12/19/2012 9:10:52 AM |
| heavenly-interest9 | $1,000.00 | 12/19/2012 9:20:37 AM |
| transaction-seahorse0 | $25.00 | 12/19/2012 9:55:47 AM |
| lovely-currency3 | $50.00 | 12/19/2012 9:17:53 AM |
| jetavana | $25.00 | 12/19/2012 9:33:53 AM |
| cjames84 | $25.00 | 12/19/2012 3:50:39 PM |
| LittleMingo | $30.00 | 12/19/2012 9:05:23 AM |
| cgoca | $25.00 | 12/19/2012 9:33:59 AM |
| Tscheddar | $25.00 | 12/19/2012 10:31:27 AM |
| thrilling-point2 | $40.00 | 12/19/2012 9:42:50 AM |
| PoundSmart | $100.00 | 12/19/2012 9:54:46 AM |
| gothampark | $25.00 | 12/19/2012 5:37:34 PM |
| seadrg | $25.00 | 12/19/2012 12:57:31 PM |
| purposeful-durability8 | $100.00 | 12/19/2012 5:37:41 PM |
| clean-wealth7 | $203.62 | 12/19/2012 5:41:49 PM |
| five-star-note | $25.00 | 12/19/2012 10:21:46 AM |
| felicity-contributor3 | $35.00 | 12/19/2012 11:08:50 AM |
| keen-economy6 | $25.00 | 12/19/2012 5:21:21 PM |
| greenback-frog7 | $25.00 | 12/19/2012 4:38:40 PM |
| natural-liberty4 | $200.00 | 12/19/2012 5:38:03 PM |
| preeminant-moola6 | $25.00 | 12/19/2012 12:01:38 PM |
| NickelSteamroller | $25.00 | 12/19/2012 9:11:42 AM |
| valiant-return584 | $50.00 | 12/19/2012 9:43:12 AM |
| top-goodhearted-liberty | $25.00 | 12/19/2012 10:13:59 AM |
| berniemadeoff | $70.00 | 12/19/2012 10:29:59 AM |
| janeybooboo | $74.75 | 12/19/2012 10:48:53 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:50:54 AM |
| CreditBuilder2 | $25.03 | 12/19/2012 10:52:00 AM |
| LendSoHardUniversity | $50.00 | 12/19/2012 9:04:11 AM |
| ultimate-peace | $50.00 | 12/19/2012 12:06:50 PM |
| LaGrangeLender | $60.00 | 12/19/2012 9:19:48 AM |
| 312-Lender | $200.00 | 12/19/2012 9:22:49 AM |
| integrity-web | $25.00 | 12/19/2012 9:44:25 AM |
| handy-justice | $50.00 | 12/19/2012 4:58:10 PM |
| greencat | $50.00 | 12/19/2012 9:18:17 AM |
| janeybooboo | $25.25 | 12/19/2012 10:26:57 AM |
| Gregger | $161.35 | 12/19/2012 10:39:46 AM |
| octoberfresh | $25.00 | 12/19/2012 5:22:50 PM |
| Nco | $150.00 | 12/19/2012 9:39:06 AM |
| vutah | $25.00 | 12/19/2012 11:24:33 AM |
| integrity-doctor | $100.00 | 12/19/2012 11:57:08 AM |
| wildanne | $50.00 | 12/19/2012 9:50:59 AM |
| scholarly-order6 | $50.00 | 12/19/2012 1:09:03 PM |
| trumpeter5 | $25.00 | 12/19/2012 2:24:24 PM |
| belief-integrity | $500.00 | 12/19/2012 3:43:50 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
688440
This series of Notes was issued and sold upon the funding of the borrower loan #79287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,798 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Retired-BB-Referee |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I am working two jobs and am completely current on my debt obligations.
Monthly net income: $ 7500
Monthly expenses: $300
Housing: $1195
Insurance: $250
Car expenses: $0200
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gain-equator | $25.00 | 12/19/2012 5:10:37 PM |
| wildanne | $50.00 | 12/19/2012 5:59:31 PM |
| worthy-bid8 | $100.00 | 12/19/2012 5:59:37 PM |
| lovely-currency3 | $50.00 | 12/19/2012 6:13:23 PM |
| vutah | $65.00 | 12/19/2012 6:59:03 PM |
| belief-integrity | $100.00 | 12/19/2012 7:12:45 PM |
| MeggieStardust | $25.00 | 12/19/2012 11:20:41 PM |
| blueshound | $25.00 | 12/20/2012 4:24:22 AM |
| red-duty-carrier | $25.00 | 12/19/2012 5:51:23 PM |
| dl_data | $350.00 | 12/19/2012 5:19:41 PM |
| 01a_MrUSC_IRA | $25.00 | 12/19/2012 6:09:54 PM |
| cr8on | $50.00 | 12/19/2012 6:14:25 PM |
| integrity-web | $25.00 | 12/19/2012 6:20:00 PM |
| greencat | $50.00 | 12/20/2012 10:05:47 AM |
| the-hope-workhorse | $25.00 | 12/20/2012 10:16:03 AM |
| finance-relaxation3 | $25.00 | 12/19/2012 6:47:12 PM |
| worth-shower8 | $100.00 | 12/19/2012 7:15:44 PM |
| wise-charming-reward | $300.00 | 12/20/2012 12:43:09 PM |
| the-debt-mate | $43.91 | 12/20/2012 1:32:16 PM |
| BigSkyFinancial | $28.69 | 12/20/2012 8:35:47 AM |
| helping-out | $40.00 | 12/19/2012 7:37:02 PM |
| restless-dime | $200.00 | 12/20/2012 7:52:36 AM |
| samurai2 | $25.00 | 12/20/2012 9:53:59 AM |
| orchestra960 | $251.00 | 12/19/2012 5:25:42 PM |
| brightest-dignified-penny | $25.00 | 12/19/2012 5:32:18 PM |
| berniemadeoff | $75.00 | 12/19/2012 5:02:40 PM |
| ultimate-peace | $350.00 | 12/19/2012 5:08:01 PM |
| heavenly-interest9 | $1,000.00 | 12/19/2012 6:27:18 PM |
| obduro_1 | $25.00 | 12/19/2012 6:59:58 PM |
| liberty-tostada7 | $50.00 | 12/19/2012 5:23:50 PM |
| thrifty-capital | $25.00 | 12/19/2012 8:23:23 PM |
| let_me_retire | $50.00 | 12/19/2012 11:40:03 PM |
| Something-Corporate | $25.00 | 12/19/2012 5:01:57 PM |
| transparency-position | $46.00 | 12/19/2012 5:45:31 PM |
| thrilling-point2 | $40.00 | 12/19/2012 5:24:37 PM |
| lowrater | $50.40 | 12/20/2012 9:30:38 AM |
| bid-ace937 | $50.00 | 12/20/2012 10:06:27 AM |
| CA-Lender | $25.00 | 12/20/2012 11:07:32 AM |
| nonattender | $25.00 | 12/19/2012 10:40:02 PM |
| dannycarter10 | $25.00 | 12/19/2012 6:20:04 PM |
| shawnw2 | $35.00 | 12/20/2012 9:29:20 AM |
| Star_Witness | $25.00 | 12/19/2012 8:10:37 PM |
| JeremyLinFan | $50.00 | 12/20/2012 10:02:46 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
688448
This series of Notes was issued and sold upon the funding of the borrower loan #79371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $372.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,135 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sisameme |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 53 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 1
( 2% )
| 680-699
(Jan-2012)
680-699
(Aug-2010)
700-719
(Mar-2008)
|
|
Principal balance:
| $6,652.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
4th Prosper Loan
Purpose of loan:
This loan will be used to... Consolidate and accelerate debt reduction.
My financial situation:
I am a good candidate for this loan because... I have already paid off two Prosper loans.
Monthly net income: $6,000 (not including 3-5k in bonus' per quarter)
Housing: $950
Insurance: $220
Car expenses: $900
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $50.53 | 12/21/2012 9:04:48 AM |
| the-magnificent-loan | $200.00 | 12/21/2012 9:34:57 AM |
| repayment-pagoda8 | $100.00 | 12/21/2012 9:36:33 AM |
| janeybooboo | $74.74 | 12/21/2012 9:47:35 AM |
| availableloan | $25.00 | 12/21/2012 10:17:57 AM |
| belief-integrity | $1,750.00 | 12/21/2012 10:45:14 AM |
| Forward-Looking | $25.00 | 12/21/2012 9:02:19 AM |
| felicity-contributor3 | $50.00 | 12/21/2012 9:06:17 AM |
| bazaar-tulip | $25.00 | 12/21/2012 9:06:40 AM |
| cr8on | $100.00 | 12/21/2012 9:10:24 AM |
| finance7777 | $25.00 | 12/21/2012 2:23:48 PM |
| revolutionary769 | $1,000.00 | 12/21/2012 3:22:30 PM |
| bill-tent1 | $50.00 | 12/21/2012 9:40:48 AM |
| coin-trader7 | $25.00 | 12/21/2012 9:41:57 AM |
| Silver_Rupee | $25.00 | 12/21/2012 9:03:26 AM |
| reaction18 | $100.01 | 12/21/2012 9:51:42 AM |
| greenback-watcher1 | $50.00 | 12/21/2012 9:10:58 AM |
| value-travels | $25.00 | 12/21/2012 9:16:55 AM |
| MyPFBlog | $25.00 | 12/21/2012 10:15:05 AM |
| dannycarter10 | $25.00 | 12/21/2012 10:15:30 AM |
| principal-kung-fu | $25.00 | 12/21/2012 5:12:52 PM |
| yield-voyager8 | $25.00 | 12/21/2012 5:13:03 PM |
| moola-accelerator6 | $90.00 | 12/21/2012 10:21:36 AM |
| LittleMingo | $30.00 | 12/21/2012 9:38:23 AM |
| hitsman | $50.00 | 12/21/2012 5:45:55 PM |
| asset-sprout | $25.00 | 12/21/2012 12:03:34 PM |
| The-Helper | $25.00 | 12/21/2012 12:34:15 PM |
| deal-selector5 | $25.00 | 12/21/2012 10:29:26 AM |
| cloud8 | $40.00 | 12/21/2012 3:29:37 PM |
| trumpeter391 | $50.00 | 12/21/2012 6:12:32 PM |
| first-serene-credit | $25.00 | 12/21/2012 11:47:48 AM |
| nex | $25.00 | 12/21/2012 6:27:27 PM |
| Gregger | $25.00 | 12/21/2012 11:50:46 AM |
| Finchy78 | $25.00 | 12/21/2012 1:20:15 PM |
| gondeee | $25.00 | 12/21/2012 7:50:41 PM |
| roblender | $50.00 | 12/21/2012 5:04:21 PM |
| payout-thinker7 | $25.00 | 12/22/2012 6:54:25 AM |
| John_Galt | $33.00 | 12/21/2012 4:04:19 PM |
| supersarah61 | $25.00 | 12/21/2012 5:36:43 PM |
| ezrloan | $30.00 | 12/21/2012 4:39:54 PM |
| friedokra | $25.00 | 12/22/2012 9:01:29 AM |
| Lily_of_the_Valley | $353.00 | 12/22/2012 11:19:01 AM |
| trumpeter391 | $50.00 | 12/21/2012 6:12:20 PM |
| moneylender25 | $25.00 | 12/21/2012 5:36:08 PM |
| BlessedEveryDay | $25.00 | 12/21/2012 6:56:16 PM |
| alpha-lending | $25.00 | 12/21/2012 5:53:05 PM |
| knee_caps | $35.00 | 12/21/2012 8:06:30 PM |
| Money_Working | $30.00 | 12/21/2012 7:21:43 PM |
| currency-persimmon | $30.00 | 12/22/2012 8:17:47 AM |
| eljobe | $45.00 | 12/22/2012 9:44:48 AM |
| income-cocktail3 | $25.00 | 12/22/2012 2:33:57 AM |
| rate-seahorse | $61.15 | 12/22/2012 3:38:19 AM |
| helping-out | $700.00 | 12/22/2012 5:49:54 AM |
| AaronL | $25.00 | 12/22/2012 11:41:42 AM |
| cerebral-dollar773 | $34.54 | 12/22/2012 6:09:44 AM |
| zorg77 | $25.00 | 12/22/2012 12:14:14 PM |
| freest8r | $50.00 | 12/22/2012 1:54:18 PM |
| radforj22 | $50.00 | 12/22/2012 3:47:13 PM |
| Vaanolo | $25.00 | 12/22/2012 12:45:43 PM |
| Badgworth | $25.00 | 12/22/2012 12:56:36 PM |
| first-economy-spectacle | $25.00 | 12/22/2012 10:28:42 AM |
| LilyAcreInvestmentsLLC | $112.88 | 12/22/2012 10:32:53 AM |
| ell25 | $25.00 | 12/22/2012 1:05:24 PM |
| astute-benjamins | $25.00 | 12/22/2012 1:29:04 PM |
| jif101 | $25.00 | 12/22/2012 1:37:51 PM |
| thoughtful-payment587 | $75.00 | 12/22/2012 3:26:53 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:15 PM |
| historic-dough5 | $25.00 | 12/22/2012 1:49:55 PM |
| economy-coup | $100.00 | 12/22/2012 12:33:25 AM |
| stylish-revenue4 | $100.00 | 12/21/2012 9:08:58 AM |
| Endeavour | $150.00 | 12/21/2012 9:09:11 AM |
| greenback-surge4 | $25.00 | 12/21/2012 9:13:18 AM |
| cardminger | $25.00 | 12/21/2012 9:36:55 AM |
| kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:05 AM |
| tolerant-responsibility051 | $2,500.00 | 12/21/2012 9:39:33 AM |
| entertaining-rate9 | $25.00 | 12/21/2012 9:47:06 AM |
| radiant-dollar9 | $200.00 | 12/21/2012 9:47:14 AM |
| belief-integrity | $750.00 | 12/21/2012 10:07:58 AM |
| bowdish1 | $25.00 | 12/21/2012 10:11:45 AM |
| gravbox | $25.00 | 12/21/2012 10:20:30 AM |
| RGlad | $65.00 | 12/21/2012 10:37:36 AM |
| trumpeter5 | $25.00 | 12/21/2012 9:01:31 AM |
| commerce-venture1 | $50.00 | 12/21/2012 9:02:02 AM |
| thankful-nickel2 | $34.00 | 12/21/2012 9:05:10 AM |
| treasure-bliss | $50.00 | 12/21/2012 1:57:24 PM |
| wildanne | $50.00 | 12/21/2012 9:23:51 AM |
| XenonX | $25.00 | 12/21/2012 3:17:07 PM |
| MonkeyHero | $25.00 | 12/21/2012 4:00:48 PM |
| TumbleWeed88 | $25.00 | 12/21/2012 9:42:25 AM |
| valiant-return584 | $50.00 | 12/21/2012 9:07:06 AM |
| red-duty-carrier | $25.00 | 12/21/2012 9:24:19 AM |
| affluence-microscope2 | $200.00 | 12/21/2012 9:27:36 AM |
| CreditBuilder2 | $25.06 | 12/21/2012 9:32:11 AM |
| wonder3 | $30.00 | 12/21/2012 10:25:39 AM |
| Dubbly | $25.00 | 12/21/2012 9:33:53 AM |
| vutah | $25.00 | 12/21/2012 5:30:04 PM |
| fitiwalt | $25.00 | 12/21/2012 11:30:43 AM |
| windguy | $50.00 | 12/21/2012 9:53:50 AM |
| simplelender80 | $500.00 | 12/21/2012 9:57:32 AM |
| gotjack-IRA | $200.01 | 12/21/2012 10:11:10 AM |
| Banker2OO7 | $75.00 | 12/21/2012 10:24:22 AM |
| Tscheddar | $25.00 | 12/21/2012 11:18:32 AM |
| marwadi-62 | $250.00 | 12/21/2012 5:00:47 PM |
| sanych | $32.91 | 12/21/2012 7:22:37 PM |
| AirForce2001 | $38.09 | 12/22/2012 4:13:39 AM |
| MrAirport | $87.83 | 12/21/2012 3:27:59 PM |
| DCLiberaltarian | $40.00 | 12/22/2012 6:16:31 AM |
| vivacious-fund2 | $25.00 | 12/22/2012 9:17:41 AM |
| LilyAcreInvestmentsLLC | $197.12 | 12/22/2012 11:02:53 AM |
| cah1942 | $50.00 | 12/22/2012 11:12:23 AM |
| bonafide-loan214 | $54.23 | 12/22/2012 11:39:42 AM |
| credit-commander1 | $25.00 | 12/22/2012 12:03:17 PM |
| zorg77 | $100.00 | 12/22/2012 12:14:08 PM |
| BBsapphire-2-loan | $100.00 | 12/22/2012 12:01:51 AM |
| bold-important-dollar | $100.00 | 12/22/2012 5:19:49 AM |
| rich329 | $25.00 | 12/22/2012 7:25:44 AM |
| purposeful-durability8 | $100.00 | 12/22/2012 1:08:32 PM |
| reasonable-currency | $50.00 | 12/21/2012 7:00:07 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:17:11 PM |
| newest-peso-excellence | $100.00 | 12/22/2012 9:04:53 AM |
| janeybooboo | $75.26 | 12/22/2012 4:42:58 AM |
| MBBinthBK | $25.00 | 12/22/2012 6:20:54 AM |
| nodebtin3 | $100.00 | 12/22/2012 6:49:07 AM |
| wxman12 | $25.00 | 12/22/2012 12:20:59 PM |
| goal-dinero631 | $25.00 | 12/22/2012 2:27:40 PM |
| treasure-hunter270 | $75.00 | 12/22/2012 8:26:18 AM |
| LimaGuy | $25.00 | 12/22/2012 3:16:18 PM |
| PrimeFunding | $25.00 | 12/22/2012 12:42:40 PM |
| SkinnyFish | $15.64 | 12/22/2012 4:03:57 PM |
| SkipMcGrath | $50.00 | 12/22/2012 1:45:11 PM |
| Peacepower | $50.00 | 12/22/2012 4:02:52 PM |
| jubilant-fund6 | $30.00 | 12/22/2012 2:05:58 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
688524
This series of Notes was issued and sold upon the funding of the borrower loan #79636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,300.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $157.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,645 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparent-openness813 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2012)
|
|
Principal balance:
| $3,082.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to treat and repair my house caused by temite damage.
My financial situation:
I am a good candidate for this loan because I plan to pay off the loan early (in 2 years.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| secureincome | $555.00 | 12/19/2012 5:06:33 PM |
| zipemdown | $25.00 | 12/19/2012 5:19:11 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:21:59 PM |
| cr8on | $100.00 | 12/19/2012 5:28:59 PM |
| reaction18 | $100.01 | 12/19/2012 6:27:26 PM |
| kind-lovely-marketplace | $50.00 | 12/19/2012 5:29:26 PM |
| riskreward | $250.00 | 12/19/2012 5:40:42 PM |
| broker048 | $25.00 | 12/20/2012 8:58:34 AM |
| john0720 | $75.00 | 12/19/2012 5:18:04 PM |
| janeybooboo | $75.00 | 12/19/2012 5:53:34 PM |
| TumbleWeed88 | $25.00 | 12/20/2012 9:56:15 AM |
| hitsman | $50.00 | 12/20/2012 10:12:27 AM |
| transaction-seahorse0 | $25.00 | 12/19/2012 5:39:43 PM |
| entertaining-rate9 | $25.00 | 12/19/2012 5:49:53 PM |
| RGlad | $100.00 | 12/19/2012 5:55:06 PM |
| HereToHelp305 | $150.00 | 12/20/2012 1:05:12 PM |
| belief-integrity | $300.00 | 12/20/2012 6:01:55 AM |
| integrity-doctor | $100.00 | 12/20/2012 8:16:22 AM |
| trumpeter391 | $25.00 | 12/20/2012 3:31:51 PM |
| mtb_investing | $25.00 | 12/21/2012 3:27:18 AM |
| return-point2 | $100.00 | 12/21/2012 9:12:26 AM |
| num1irish | $50.00 | 12/21/2012 10:41:34 AM |
| payout-detective7 | $25.00 | 12/21/2012 7:06:03 AM |
| CapricornLending | $25.00 | 12/20/2012 8:44:09 PM |
| truth-companion | $25.00 | 12/21/2012 9:32:35 AM |
| best-income-fertilizer | $100.00 | 12/21/2012 10:34:11 AM |
| El_Scubano | $25.00 | 12/21/2012 11:26:14 AM |
| Eddy-2-Aces | $25.00 | 12/21/2012 10:49:01 AM |
| first-serene-credit | $25.00 | 12/21/2012 11:44:45 AM |
| TRCRI | $25.00 | 12/21/2012 12:00:42 PM |
| Elroy-Leroy | $50.00 | 12/21/2012 12:31:04 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:54 PM |
| valiant-return584 | $50.00 | 12/19/2012 6:04:55 PM |
| EngineersAlliance | $25.00 | 12/19/2012 5:09:14 PM |
| Tscheddar | $25.00 | 12/19/2012 6:28:46 PM |
| nickel-ferret | $25.00 | 12/19/2012 5:32:57 PM |
| Nco | $150.00 | 12/19/2012 5:22:17 PM |
| Fdeer | $200.00 | 12/20/2012 9:25:37 AM |
| belief-integrity | $450.00 | 12/19/2012 6:44:40 PM |
| DoctorJoe | $25.00 | 12/20/2012 4:21:49 AM |
| Palentier | $25.00 | 12/20/2012 5:33:06 PM |
| gondeee | $25.00 | 12/20/2012 9:56:52 AM |
| stable-durability122 | $25.00 | 12/20/2012 2:02:53 PM |
| berniemadeoff | $65.00 | 12/20/2012 6:36:16 PM |
| lincny2 | $287.22 | 12/20/2012 10:17:32 AM |
| compassionate-dedication6 | $32.31 | 12/20/2012 10:29:31 AM |
| OzGuy609 | $25.00 | 12/20/2012 11:04:26 PM |
| rwhite1682 | $50.00 | 12/21/2012 11:10:49 AM |
| fitiwalt | $27.03 | 12/21/2012 11:32:09 AM |
| bonus-seahorse | $58.43 | 12/21/2012 12:57:41 PM |
| WalnutCreekguy | $50.00 | 12/21/2012 10:12:12 AM |
| pure-treasure7 | $50.00 | 12/21/2012 11:28:40 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
688550
This series of Notes was issued and sold upon the funding of the borrower loan #79675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.25% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 25.39% |
Borrower rate/APR:
| 26.39% / 30.29% |
Monthly payment:
| $121.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.18% | | |
| |
Estimated return*:
| 10.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,918 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-octave5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to help me purchase an engagement ring for my girlfriend
My financial situation:
I am a good candidate for this loan because I have a very good job with an excellent employer. I have been working there for almost 10 year and have plans to stay with the company
Monthly net income: $ 5000
Monthly expenses: $ 3500
Housing: $ 817 (mortgage)
Insurance: $ 130 (car)
Car expenses: $520 (car payment)
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Cookstersalibi | $25.00 | 12/21/2012 10:47:43 AM |
| ultimate-peace | $225.00 | 12/21/2012 9:02:14 AM |
| wildanne | $50.00 | 12/21/2012 9:23:51 AM |
| toblerone | $25.00 | 12/21/2012 9:40:16 AM |
| zipemdown | $25.00 | 12/21/2012 9:08:23 AM |
| rate-advocator7 | $250.00 | 12/21/2012 9:25:53 AM |
| clean-penny059 | $100.00 | 12/21/2012 4:48:10 PM |
| riveting-credit5 | $25.00 | 12/21/2012 9:07:28 AM |
| ferocious-kindness8 | $35.00 | 12/21/2012 9:16:51 AM |
| PoundSmart | $100.00 | 12/21/2012 9:50:35 AM |
| Finchy78 | $25.00 | 12/21/2012 1:16:32 PM |
| treasure-bliss | $50.00 | 12/21/2012 1:59:07 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:43:21 PM |
| zorg77 | $100.00 | 12/21/2012 8:10:59 PM |
| dl_data | $500.00 | 12/21/2012 9:18:33 PM |
| rockhound84 | $38.00 | 12/22/2012 6:36:24 AM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:41 PM |
| SLN-10 | $50.00 | 12/21/2012 6:25:12 PM |
| bold-important-dollar | $50.00 | 12/22/2012 5:18:36 AM |
| DIONISIOS | $147.66 | 12/22/2012 6:53:14 AM |
| SudianX | $25.00 | 12/21/2012 6:28:30 PM |
| enterprising-pound5 | $100.00 | 12/22/2012 4:53:21 AM |
| helping-out | $60.00 | 12/22/2012 5:43:57 AM |
| nodebtin3 | $25.00 | 12/22/2012 6:47:03 AM |
| scoobiedoo | $30.01 | 12/21/2012 5:35:38 PM |
| kind-lovely-marketplace | $50.00 | 12/21/2012 9:39:36 AM |
| handy-justice | $25.00 | 12/21/2012 9:43:39 AM |
| JeremyLinFan | $40.00 | 12/21/2012 9:04:35 AM |
| valiant-return584 | $50.00 | 12/21/2012 9:07:07 AM |
| marketplace-singularity3 | $50.00 | 12/21/2012 9:16:32 AM |
| DreisersFinancier | $50.00 | 12/21/2012 9:41:20 AM |
| transaction-seahorse0 | $25.00 | 12/21/2012 9:52:03 AM |
| ready-interest9 | $25.00 | 12/21/2012 10:35:57 AM |
| historic-value7 | $124.17 | 12/21/2012 9:37:50 AM |
| vutah | $25.00 | 12/21/2012 5:29:41 PM |
| octoberfresh | $25.00 | 12/21/2012 10:03:36 AM |
| berniemadeoff | $75.00 | 12/21/2012 10:11:57 AM |
| liberty-tostada7 | $50.00 | 12/21/2012 10:31:25 AM |
| Weaverville | $25.00 | 12/21/2012 6:06:31 PM |
| Wangchuk | $25.13 | 12/21/2012 11:09:43 AM |
| CreditBuilder2 | $25.03 | 12/21/2012 11:17:48 AM |
| Underworld_Explorer | $50.00 | 12/21/2012 4:54:42 PM |
| ucsd-triton | $25.00 | 12/21/2012 11:41:55 PM |
| appetizing-loyalty354 | $25.00 | 12/21/2012 5:13:13 PM |
| dukeiyer | $25.00 | 12/21/2012 10:44:20 PM |
| slowgains | $25.00 | 12/21/2012 6:02:27 PM |
| nex | $25.00 | 12/21/2012 6:27:28 PM |
| magnetic-duty4 | $25.00 | 12/22/2012 1:16:43 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
688582
This series of Notes was issued and sold upon the funding of the borrower loan #79573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-19-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $111.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,118 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-reformation1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Consolidate debt
My financial situation:
I am a good candidate for this loan because... I will be 100 percent be able to make the monthly payments. This is a zero risk loan.
Monthly net income: $5832 gross
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $70.01 | 12/18/2012 6:35:34 PM |
| cattlebaron | $100.00 | 12/18/2012 5:02:26 PM |
| EngineersAlliance | $25.00 | 12/18/2012 5:44:46 PM |
| ferocious-kindness8 | $35.00 | 12/18/2012 6:11:59 PM |
| zipemdown | $25.00 | 12/18/2012 6:48:48 PM |
| nickel-ferret | $25.00 | 12/18/2012 5:34:13 PM |
| 907 | $25.00 | 12/18/2012 7:50:20 PM |
| riskreward | $250.00 | 12/18/2012 5:46:50 PM |
| treasure-bliss | $50.00 | 12/19/2012 4:50:21 AM |
| wildanne | $50.00 | 12/18/2012 5:32:45 PM |
| superb-funds335 | $25.00 | 12/18/2012 6:41:00 PM |
| Edakers | $25.00 | 12/18/2012 6:55:46 PM |
| formula842 | $25.00 | 12/18/2012 6:01:55 PM |
| Vegasjim | $25.00 | 12/18/2012 7:12:55 PM |
| uncl-sammy | $25.00 | 12/18/2012 7:27:55 PM |
| mt3209 | $25.00 | 12/18/2012 6:12:57 PM |
| alpha-lending | $25.00 | 12/19/2012 9:37:09 AM |
| silver4711 | $50.00 | 12/19/2012 9:53:28 AM |
| compassion-twister2 | $25.00 | 12/18/2012 7:04:20 PM |
| LuvToLend | $25.00 | 12/19/2012 9:08:31 AM |
| Napoli_Lending | $90.00 | 12/19/2012 12:10:29 PM |
| ddog0224 | $100.00 | 12/19/2012 4:07:30 PM |
| market-maximizer472 | $50.00 | 12/19/2012 7:47:12 AM |
| compatible-deal9 | $25.00 | 12/19/2012 12:57:04 PM |
| jstnow | $25.00 | 12/19/2012 3:39:25 PM |
| skinzfan | $500.00 | 12/19/2012 11:39:59 AM |
| TwistedWeasel | $25.00 | 12/19/2012 4:57:37 PM |
| epic-interest0 | $25.00 | 12/19/2012 12:40:39 PM |
| careful-compassion | $25.00 | 12/18/2012 5:08:30 PM |
| truth-companion | $25.00 | 12/18/2012 5:16:23 PM |
| dunkard13 | $200.00 | 12/18/2012 6:22:13 PM |
| DasMula | $25.00 | 12/18/2012 5:09:53 PM |
| entertaining-dollar298 | $25.00 | 12/18/2012 5:21:48 PM |
| return-enforcer5 | $25.00 | 12/18/2012 5:40:18 PM |
| friedokra | $25.00 | 12/18/2012 5:08:12 PM |
| octoberfresh | $25.00 | 12/18/2012 5:11:34 PM |
| bazaar-tulip | $25.00 | 12/18/2012 6:35:28 PM |
| Nco | $150.00 | 12/18/2012 5:39:08 PM |
| deal-banker | $50.00 | 12/18/2012 6:49:28 PM |
| transaction-seahorse0 | $25.00 | 12/18/2012 5:45:18 PM |
| gokart83 | $25.00 | 12/18/2012 6:19:58 PM |
| toblerone | $25.00 | 12/18/2012 6:32:17 PM |
| valiant-return584 | $50.00 | 12/18/2012 6:46:54 PM |
| CFOGO | $25.00 | 12/19/2012 5:05:42 AM |
| commerce-venture1 | $25.00 | 12/19/2012 7:04:46 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:16 AM |
| TumbleWeed88 | $25.00 | 12/19/2012 9:04:02 AM |
| stealthzap | $38.73 | 12/19/2012 2:27:47 PM |
| Tscheddar | $25.00 | 12/19/2012 3:24:36 PM |
| Bank_of_the_Galaxy | $25.00 | 12/19/2012 4:42:41 PM |
| profitable-fairness1 | $75.00 | 12/19/2012 12:35:32 PM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:51 PM |
| myduck | $66.26 | 12/19/2012 5:04:51 PM |
| beans53 | $25.00 | 12/19/2012 12:47:08 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
688804
This series of Notes was issued and sold upon the funding of the borrower loan #79745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-21-2012 |
|
|
Lender yield:
| 14.63% |
Borrower rate/APR:
| 15.63% / 23.42% |
Monthly payment:
| $181.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.58% | | |
| |
Estimated return*:
| 5.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 7m |
|
Amount delinquent:
| $134 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,439 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| aneczka |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off payday installment loan (current on loan just extreme high interest) and few small credit cards
My financial situation: building my credit up from rough economic situation in the past
I am a good candidate for this loan because...I've improved my credit score by 100 points in last 3-4 yrs
Monthly net income: $1424
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $0
Utilities: $ 120
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $1500 installment payday loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| valiant-return584 | $50.00 | 12/19/2012 9:43:14 AM |
| weatherman89 | $25.00 | 12/19/2012 9:07:52 AM |
| zipemdown | $25.00 | 12/19/2012 9:10:53 AM |
| lm75 | $25.00 | 12/19/2012 3:17:05 PM |
| perfume956 | $50.00 | 12/19/2012 9:53:15 AM |
| bazaar-tulip | $25.00 | 12/19/2012 5:21:56 PM |
| beans53 | $25.00 | 12/19/2012 12:50:21 PM |
| healthy-peace427 | $100.00 | 12/19/2012 10:14:08 AM |
| best-unbeatable-transaction | $25.00 | 12/19/2012 3:28:33 PM |
| durability-mover5 | $50.00 | 12/19/2012 7:47:02 PM |
| adeline057 | $25.00 | 12/20/2012 1:06:55 AM |
| HereToHelp305 | $150.00 | 12/19/2012 4:50:52 PM |
| Maraxus | $25.00 | 12/20/2012 3:08:54 PM |
| Eric_Gagne | $25.00 | 12/20/2012 7:48:23 AM |
| rokman | $40.00 | 12/20/2012 6:48:16 PM |
| bonafide-yield351 | $25.00 | 12/20/2012 8:20:20 PM |
| wealth-renaissance5 | $25.00 | 12/21/2012 7:12:39 AM |
| repayment-neptune428 | $100.00 | 12/21/2012 7:19:33 AM |
| sincere-funds470 | $25.00 | 12/21/2012 8:34:14 AM |
| wendyhop | $25.00 | 12/21/2012 6:57:33 AM |
| bluebouyz | $25.00 | 12/20/2012 9:40:05 PM |
| hitsman | $50.00 | 12/21/2012 9:02:33 AM |
| trumpeter391 | $25.00 | 12/21/2012 9:12:29 AM |
| money-sequoia9 | $25.00 | 12/19/2012 9:48:12 AM |
| Edakers | $25.00 | 12/19/2012 10:23:48 AM |
| toblerone | $25.00 | 12/19/2012 9:37:24 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 10:46:17 AM |
| coin-gusto | $50.00 | 12/19/2012 11:37:25 AM |
| TumbleWeed88 | $25.00 | 12/19/2012 5:31:19 PM |
| rootcanaler | $25.00 | 12/20/2012 11:39:45 AM |
| new-dynamic-value | $25.00 | 12/19/2012 11:41:32 PM |
| tomdooley12520 | $25.00 | 12/20/2012 4:03:52 PM |
| bonneville83 | $52.85 | 12/20/2012 9:16:41 AM |
| rapid-loyalty1 | $25.00 | 12/20/2012 9:48:09 AM |
| return-point2 | $100.00 | 12/20/2012 6:43:15 PM |
| rustysailor | $25.00 | 12/20/2012 11:36:15 AM |
| iLumberjack | $100.00 | 12/21/2012 4:43:06 AM |
| transparent-loan5 | $100.00 | 12/21/2012 5:58:39 AM |
| generous-cash1 | $150.00 | 12/21/2012 7:41:07 AM |
| wealth-multiplier | $25.00 | 12/20/2012 7:42:39 PM |
| BostonCapital | $100.00 | 12/21/2012 9:58:17 AM |
| WalnutCreekguy | $50.00 | 12/21/2012 10:12:11 AM |
| bazaar-paladin7 | $27.69 | 12/21/2012 9:13:25 AM |
| Lendersaurus-Rex | $25.00 | 12/21/2012 9:15:39 AM |
| bonus-tsunami916 | $4.46 | 12/21/2012 10:16:18 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
688846
This series of Notes was issued and sold upon the funding of the borrower loan #79338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-20-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $123.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 780-799 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,956 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FarmersBank |
Borrower's state:
| Minnesota |
Borrower's group:
| Minnesota Investors Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $6,800.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Sep-2010)
820-839
(Aug-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off a whole life insurance loan prior to the end of the tax year.
My financial situation:
I am a good candidate for this loan because...
I have enough in savings to pay this off at any given time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| baroo | $25.00 | 12/19/2012 5:04:52 PM |
| logical-principal8 | $50.00 | 12/19/2012 5:18:00 PM |
| phenomenal-gain5 | $30.00 | 12/19/2012 5:20:58 PM |
| mymoneyblog | $25.00 | 12/19/2012 5:27:01 PM |
| conductor146 | $25.00 | 12/19/2012 5:40:55 PM |
| loot-baton | $25.00 | 12/19/2012 5:42:51 PM |
| bold-important-dollar | $25.00 | 12/19/2012 5:58:33 PM |
| thankful-nickel2 | $55.55 | 12/19/2012 5:14:48 PM |
| slimof37 | $25.00 | 12/19/2012 5:15:28 PM |
| availableloan | $25.00 | 12/19/2012 6:38:47 PM |
| silver-plato | $75.00 | 12/19/2012 5:25:35 PM |
| supersarah61 | $25.00 | 12/19/2012 5:26:15 PM |
| blot44 | $25.00 | 12/19/2012 5:26:33 PM |
| palu2619 | $25.00 | 12/19/2012 5:31:49 PM |
| safe-rate7 | $50.00 | 12/20/2012 12:10:56 AM |
| green-trade-dolphin2 | $45.74 | 12/19/2012 5:02:17 PM |
| Dan4703 | $25.00 | 12/20/2012 8:08:36 AM |
| Aberdeen | $99.00 | 12/19/2012 5:16:43 PM |
| investment-artist | $95.10 | 12/19/2012 5:46:13 PM |
| MoneyForNothing | $0.08 | 12/20/2012 8:56:18 AM |
| DonaldColorado | $50.00 | 12/19/2012 5:22:20 PM |
| Ripsaw4U | $50.00 | 12/19/2012 6:10:49 PM |
| marketplace-singularity3 | $50.00 | 12/19/2012 5:29:41 PM |
| daw1878 | $25.00 | 12/19/2012 5:35:58 PM |
| neighborly-hope6 | $100.00 | 12/19/2012 6:27:29 PM |
| cordial-bonus | $25.00 | 12/19/2012 6:29:48 PM |
| riskreward | $250.00 | 12/19/2012 5:40:20 PM |
| pious-benjamins1 | $25.00 | 12/19/2012 5:54:01 PM |
| Tscheddar | $25.00 | 12/19/2012 7:11:00 PM |
| special-transparency2 | $25.00 | 12/19/2012 5:58:39 PM |
| radforj22 | $100.00 | 12/19/2012 10:51:15 PM |
| Dollars4Rent | $50.00 | 12/19/2012 6:12:45 PM |
| dhkny5 | $100.00 | 12/20/2012 7:39:32 AM |
| obduro_1 | $25.00 | 12/19/2012 6:59:59 PM |
| cerebral-dollar773 | $38.52 | 12/19/2012 8:09:45 PM |
| cjames84 | $25.00 | 12/20/2012 3:22:57 AM |
| Hy-FineAnts-33 | $50.00 | 12/20/2012 8:00:23 AM |
| Islandgal | $25.00 | 12/20/2012 8:12:40 AM |
| ready-interest9 | $25.00 | 12/19/2012 5:10:19 PM |
| xrycac | $25.00 | 12/19/2012 5:11:10 PM |
| bazaar-tulip | $25.00 | 12/19/2012 5:22:01 PM |
| Zolton | $300.00 | 12/19/2012 5:31:37 PM |
| blue-silver-bull | $25.00 | 12/19/2012 5:37:51 PM |
| money-to-bless | $25.00 | 12/19/2012 5:43:30 PM |
| immaculate-yield0 | $150.00 | 12/19/2012 5:57:17 PM |
| simplelender80 | $500.00 | 12/19/2012 5:59:47 PM |
| jazz619 | $25.00 | 12/19/2012 6:15:01 PM |
| cashhelp | $30.00 | 12/19/2012 6:28:04 PM |
| loan-mongoose1 | $25.00 | 12/19/2012 5:18:13 PM |
| five-star-note | $25.00 | 12/19/2012 6:55:11 PM |
| Beechturner | $40.00 | 12/20/2012 4:23:14 AM |
| gentle-gain235 | $66.00 | 12/20/2012 8:51:05 AM |
| Roundhouse | $50.00 | 12/19/2012 5:50:33 PM |
| engaging-worth | $25.00 | 12/19/2012 5:23:51 PM |
| GoGalt | $50.00 | 12/19/2012 6:02:14 PM |
| ChrisTJ | $25.00 | 12/19/2012 5:25:15 PM |
| bill-tent1 | $50.00 | 12/19/2012 5:30:21 PM |
| investmentgroup | $50.00 | 12/19/2012 6:24:15 PM |
| payout-reaction740 | $50.00 | 12/19/2012 5:40:18 PM |
| CreditBuilder2 | $25.01 | 12/19/2012 6:57:49 PM |
| youqianderen | $25.00 | 12/19/2012 5:49:24 PM |
| entertaining-rate9 | $25.00 | 12/19/2012 5:49:53 PM |
| uncl-sammy | $25.00 | 12/19/2012 5:56:13 PM |
| djmikmik | $100.00 | 12/19/2012 7:28:36 PM |
| compassion-twister2 | $25.00 | 12/19/2012 6:04:42 PM |
| CoolPlexer | $25.00 | 12/19/2012 6:12:38 PM |
| Perdita_II | $25.00 | 12/19/2012 6:21:16 PM |
| loot-prescription3 | $25.00 | 12/19/2012 6:22:56 PM |
| bfn311 | $25.00 | 12/19/2012 6:23:00 PM |
| wahoos20 | $100.00 | 12/20/2012 5:18:09 AM |
| bold-joyful-coin9 | $25.00 | 12/19/2012 6:23:50 PM |
| Tbone49 | $25.00 | 12/19/2012 7:39:28 PM |
| new-marketplace-lyrics | $25.00 | 12/19/2012 7:53:21 PM |
| the-kindness-honker | $25.00 | 12/19/2012 8:26:16 PM |
| LaGrangeLender | $50.00 | 12/20/2012 6:06:04 AM |
| blue-useful-auction | $25.00 | 12/20/2012 6:32:53 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
689044
This series of Notes was issued and sold upon the funding of the borrower loan #79353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Dec-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $83.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 760-779 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,133 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| autonomous-rate181 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/19/2012 5:22:02 PM |
| Zolton | $300.00 | 12/19/2012 5:31:40 PM |
| DreisersFinancier | $50.00 | 12/19/2012 6:02:55 PM |
| radiant-dollar9 | $200.00 | 12/19/2012 5:34:51 PM |
| Eric_Gagne | $25.00 | 12/20/2012 7:49:26 AM |
| supersam | $50.00 | 12/19/2012 6:33:57 PM |
| CreditBuilder2 | $25.01 | 12/19/2012 6:41:14 PM |
| Plutis | $25.00 | 12/20/2012 4:08:19 PM |
| rootcanaler | $50.00 | 12/20/2012 11:57:00 AM |
| HereToHelp305 | $250.00 | 12/20/2012 1:03:06 PM |
| supersarah61 | $25.00 | 12/20/2012 5:15:55 PM |
| xrycac | $25.00 | 12/21/2012 10:04:26 AM |
| Papujo | $50.00 | 12/21/2012 12:14:41 PM |
| XenonX | $25.00 | 12/21/2012 3:14:44 PM |
| nourishing-order8 | $25.00 | 12/21/2012 3:30:14 PM |
| John_Galt | $25.00 | 12/21/2012 3:49:30 PM |
| hitsman | $50.00 | 12/21/2012 5:45:55 PM |
| upbeat-finance8 | $25.00 | 12/21/2012 5:54:55 PM |
| best-income-fertilizer | $50.00 | 12/21/2012 10:37:12 AM |
| principal-admirer5 | $25.00 | 12/21/2012 3:41:55 PM |
| Susie-Q | $50.00 | 12/21/2012 3:03:34 PM |
| first-credit-meridian | $25.00 | 12/21/2012 5:54:34 PM |
| pirahna125 | $25.00 | 12/21/2012 5:16:12 PM |
| compatible-deal9 | $25.00 | 12/21/2012 7:15:12 PM |
| bold-generosity-enlightenment | $50.00 | 12/22/2012 3:21:56 AM |
| helping-out | $73.97 | 12/22/2012 5:42:43 AM |
| aztec | $50.00 | 12/19/2012 5:52:28 PM |
| ready-interest9 | $25.00 | 12/19/2012 6:23:02 PM |
| bill-tent1 | $50.00 | 12/19/2012 5:30:09 PM |
| affluence-microscope2 | $200.00 | 12/19/2012 5:21:24 PM |
| bfn311 | $25.00 | 12/19/2012 6:22:04 PM |
| daw1878 | $25.00 | 12/19/2012 5:35:59 PM |
| best-bonafide-p2p | $25.00 | 12/19/2012 6:26:02 PM |
| LoanerPrincipal | $25.00 | 12/20/2012 10:09:52 AM |
| rokman | $50.00 | 12/20/2012 6:50:25 PM |
| djh47a | $25.00 | 12/21/2012 8:15:14 AM |
| Premierelender | $25.00 | 12/20/2012 7:12:15 PM |
| wetlands | $200.00 | 12/21/2012 9:45:30 AM |
| qsolo | $25.00 | 12/21/2012 5:12:06 PM |
| Centerline15 | $25.00 | 12/21/2012 9:39:47 AM |
| payout-motivator0 | $50.00 | 12/21/2012 5:02:58 PM |
| 2020Trader | $34.00 | 12/21/2012 9:19:39 PM |
| excellent-balance196 | $25.00 | 12/21/2012 2:37:56 PM |
| kmprospeo | $25.00 | 12/21/2012 5:10:28 PM |
| ultimate-commitment | $25.00 | 12/21/2012 4:47:18 PM |
| generosity-leather858 | $25.00 | 12/22/2012 4:54:14 AM |
| hulkamaniac | $42.02 | 12/22/2012 5:18:44 AM |
| ucsd-triton | $25.00 | 12/21/2012 10:49:45 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
689200
This series of Notes was issued and sold upon the funding of the borrower loan #79690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 12.89% |
Borrower rate/APR:
| 13.89% / 21.65% |
Monthly payment:
| $179.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.06% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| animal932 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off a high-interest rate GE Capital account and FICA taxes
My financial situation: I have social security retirement income in addition to my employment income of $23000. My job as a Clinical Therapist is very secure.
I am a good candidate for this loan because.. I have paid my credit accounts in the past and this loan will lower my monthly cash flow.
Monthly net income: $2500
Monthly expenses: $ 2500
Housing: $350
Insurance: $225
Car expenses: $150
Utilities: $125
Phone, cable, internet: $110
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 12/21/2012 9:06:40 AM |
| zipemdown | $25.00 | 12/21/2012 9:08:23 AM |
| valiant-return584 | $50.00 | 12/21/2012 9:07:07 AM |
| return-point2 | $100.00 | 12/21/2012 5:48:45 PM |
| new-dynamic-value | $25.00 | 12/21/2012 1:32:53 PM |
| HereToHelp305 | $150.00 | 12/21/2012 1:54:39 PM |
| BostonCapital | $100.00 | 12/21/2012 5:07:59 PM |
| consolidate1 | $25.00 | 12/21/2012 3:30:22 PM |
| ultimate-commitment | $25.00 | 12/21/2012 4:46:24 PM |
| healthy-peace427 | $100.00 | 12/21/2012 5:38:33 PM |
| hitsman | $50.00 | 12/22/2012 12:21:36 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:17:00 AM |
| one-midas | $25.00 | 12/22/2012 12:36:03 PM |
| myduck | $50.00 | 12/22/2012 3:48:00 PM |
| credit-wheel7 | $25.00 | 12/22/2012 12:15:10 PM |
| Razor129 | $30.60 | 12/22/2012 5:28:37 PM |
| helping-out | $30.00 | 12/22/2012 2:47:52 PM |
| supersarah61 | $25.00 | 12/22/2012 4:44:09 PM |
| orange-dollar-raccoon | $100.00 | 12/22/2012 1:16:17 PM |
| historic-reward468 | $100.00 | 12/22/2012 5:26:34 PM |
| spry-credit269 | $49.40 | 12/22/2012 6:09:09 PM |
| ethical-truth211 | $50.00 | 12/22/2012 4:31:11 PM |
| elated-bid596 | $25.00 | 12/21/2012 4:27:16 PM |
| weatherman89 | $30.00 | 12/21/2012 9:51:08 AM |
| perfume956 | $50.00 | 12/21/2012 9:51:30 AM |
| money-sequoia9 | $25.00 | 12/21/2012 9:58:33 AM |
| Relaxo | $200.00 | 12/21/2012 2:56:18 PM |
| Edakers | $25.00 | 12/21/2012 10:37:39 AM |
| trumpeter391 | $25.00 | 12/22/2012 10:56:07 AM |
| ucsd-triton | $25.00 | 12/21/2012 10:40:33 PM |
| bazaar-paladin7 | $25.00 | 12/21/2012 6:49:22 PM |
| generous-cash1 | $150.00 | 12/22/2012 9:37:24 AM |
| adeline057 | $25.00 | 12/21/2012 11:41:05 PM |
| freest8r | $50.00 | 12/22/2012 1:56:06 PM |
| revolutionary769 | $35.00 | 12/22/2012 2:47:57 PM |
| payment-halo | $25.00 | 12/22/2012 3:15:28 PM |
| Bank42 | $25.00 | 12/22/2012 9:30:03 AM |
| qsolo | $50.00 | 12/22/2012 1:06:25 PM |
| 907 | $25.00 | 12/22/2012 3:19:56 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
689532
This series of Notes was issued and sold upon the funding of the borrower loan #79726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Dec-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-22-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $64.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2010 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 600-619 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,815 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nakatani |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
|
|
Principal balance:
| $2,011.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $200.00 | 12/22/2012 12:53:23 PM |
| handy-justice | $50.00 | 12/22/2012 12:01:49 PM |
| simplelender80 | $362.00 | 12/22/2012 12:21:14 PM |
| loyalty-cupcake6 | $25.00 | 12/22/2012 12:33:20 PM |
| coin-trader7 | $25.00 | 12/22/2012 12:35:56 PM |
| Tscheddar | $25.00 | 12/22/2012 12:50:10 PM |
| zipemdown | $25.00 | 12/22/2012 1:02:02 PM |
| deal-selector5 | $25.00 | 12/22/2012 1:03:19 PM |
| Money__Tree | $200.00 | 12/22/2012 1:09:15 PM |
| quantum_leap | $25.00 | 12/22/2012 12:07:29 PM |
| the-hope-workhorse | $25.00 | 12/22/2012 2:18:34 PM |
| Capitalincome | $25.00 | 12/22/2012 2:22:20 PM |
| TumbleWeed88 | $25.00 | 12/22/2012 12:58:27 PM |
| purposeful-durability8 | $100.00 | 12/22/2012 1:08:33 PM |
| NickelSteamroller | $25.00 | 12/22/2012 12:10:07 PM |
| nodebtin3 | $25.00 | 12/22/2012 1:10:58 PM |
| LuvToLend | $25.00 | 12/22/2012 12:19:50 PM |
| LaGrangeLender | $60.00 | 12/22/2012 12:21:24 PM |
| platinum-scientist9 | $25.00 | 12/22/2012 12:24:09 PM |
| jiftostada | $25.00 | 12/22/2012 1:17:29 PM |
| octoberfresh | $25.00 | 12/22/2012 1:03:11 PM |
| Rogelio48 | $40.00 | 12/22/2012 1:32:25 PM |
| nex | $25.00 | 12/22/2012 1:41:08 PM |
| transparency-position | $29.00 | 12/22/2012 2:16:35 PM |
| Jazzamaru | $50.00 | 12/22/2012 1:27:10 PM |
| 6_kids_college_fund | $25.00 | 12/22/2012 1:57:20 PM |
| investment-happiness | $100.00 | 12/22/2012 2:30:42 PM |
| helping-out | $18.98 | 12/22/2012 2:31:27 PM |
| valiant-return584 | $50.00 | 12/22/2012 12:41:08 PM |
| Dubbs360 | $50.00 | 12/22/2012 12:45:48 PM |
| credit-adventurer313 | $25.00 | 12/22/2012 1:11:17 PM |
| LittleMingo | $40.00 | 12/22/2012 12:07:49 PM |
| BradP | $25.00 | 12/22/2012 2:13:04 PM |
| Silver_Rupee | $25.00 | 12/22/2012 12:01:05 PM |
| power-spartan5 | $25.00 | 12/22/2012 12:38:08 PM |
| Bad_Debt | $25.00 | 12/22/2012 12:55:52 PM |
| Edakers | $25.00 | 12/22/2012 1:29:18 PM |
| CreditBuilder2 | $25.02 | 12/22/2012 1:38:27 PM |
| first-credit-meridian | $25.00 | 12/22/2012 1:41:49 PM |
| Roux1 | $25.00 | 12/22/2012 2:18:05 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
689686
This series of Notes was issued and sold upon the funding of the borrower loan #79790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 34y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,222 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-paradise8 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
|
Principal balance:
| $945.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to close a few credit accounts.
My financial situation:
I am a good candidate for this loan because business leverage will be available for helping constant finance leverage, 5%.
Monthly net income: $11,640.00
Monthly expenses: $0
Housing: $0
Insurance: $25
Car expenses: $0.00
Utilities: $100
Phone, cable, internet: $65
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $565
Other expenses: $15
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 12/22/2012 12:03:49 PM |
| 1stBankAndHal | $50.22 | 12/22/2012 12:19:56 PM |
| coin-trader7 | $25.00 | 12/22/2012 12:35:57 PM |
| SLN-10 | $100.00 | 12/22/2012 1:01:22 PM |
| Banker2OO7 | $75.00 | 12/22/2012 12:05:58 PM |
| workorbe | $25.00 | 12/22/2012 12:26:35 PM |
| trumpeter391 | $25.00 | 12/22/2012 2:52:20 PM |
| corndog4000 | $165.00 | 12/22/2012 12:39:58 PM |
| Tscheddar | $25.00 | 12/22/2012 12:50:10 PM |
| vivid-p2ploan1 | $25.00 | 12/22/2012 1:00:08 PM |
| susurrus | $100.00 | 12/22/2012 1:02:27 PM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:49 PM |
| simplelender80 | $500.00 | 12/22/2012 12:21:15 PM |
| LaGrangeLender | $60.00 | 12/22/2012 12:21:25 PM |
| return-point2 | $100.00 | 12/22/2012 12:35:37 PM |
| purposeful-durability8 | $100.00 | 12/22/2012 1:08:33 PM |
| kenji4861 | $25.00 | 12/23/2012 12:38:50 PM |
| rasengan89 | $25.00 | 12/22/2012 4:53:46 PM |
| best-point-pursuit | $100.00 | 12/22/2012 1:19:44 PM |
| CoolPlexer | $25.00 | 12/22/2012 1:29:50 PM |
| grammaspurse | $25.00 | 12/23/2012 1:24:58 PM |
| organized-dedication696 | $25.00 | 12/22/2012 5:25:16 PM |
| djh47a | $25.00 | 12/23/2012 5:53:34 AM |
| helping-out | $100.00 | 12/23/2012 10:25:00 AM |
| justasoldier | $100.00 | 12/22/2012 10:31:04 PM |
| Ocean713 | $75.00 | 12/23/2012 1:26:32 AM |
| Bank42 | $25.00 | 12/23/2012 1:11:15 PM |
| cjames84 | $25.00 | 12/23/2012 10:22:35 AM |
| RGlad | $65.00 | 12/23/2012 1:25:51 PM |
| balanced-agreement0 | $25.00 | 12/23/2012 12:31:20 PM |
| Cookstersalibi | $25.00 | 12/22/2012 12:41:59 PM |
| WalnutCreekguy | $50.00 | 12/22/2012 12:31:26 PM |
| octoberfresh | $25.00 | 12/22/2012 1:03:12 PM |
| formula842 | $25.00 | 12/22/2012 1:19:05 PM |
| five-star-note | $50.00 | 12/22/2012 1:25:17 PM |
| Forward-Looking | $25.00 | 12/22/2012 12:20:14 PM |
| exchange-squirrel | $200.00 | 12/22/2012 12:29:37 PM |
| Wrats6 | $25.00 | 12/22/2012 12:33:28 PM |
| radforj22 | $25.00 | 12/22/2012 4:01:58 PM |
| felicity-contributor3 | $25.00 | 12/22/2012 12:04:38 PM |
| grnii78 | $175.00 | 12/22/2012 1:11:05 PM |
| stylish-revenue4 | $100.00 | 12/22/2012 12:25:33 PM |
| knee_caps | $25.00 | 12/22/2012 6:59:03 PM |
| 907 | $25.00 | 12/22/2012 10:11:45 PM |
| valiant-return584 | $50.00 | 12/22/2012 12:41:09 PM |
| scholarly-order6 | $100.00 | 12/22/2012 1:17:49 PM |
| zipemdown | $25.00 | 12/22/2012 1:02:03 PM |
| respectful-dough429 | $25.00 | 12/22/2012 1:51:16 PM |
| revolutionary769 | $75.00 | 12/23/2012 10:26:01 AM |
| well-rounded-dinero | $25.00 | 12/22/2012 2:06:53 PM |
| money-baron | $100.00 | 12/23/2012 1:22:25 PM |
| transparency-position | $200.00 | 12/22/2012 1:59:05 PM |
| tomdooley12520 | $54.78 | 12/23/2012 1:35:16 PM |
| BigHorizon | $150.00 | 12/23/2012 6:55:03 AM |
| treasure-bliss | $25.00 | 12/23/2012 7:31:58 AM |
| fcrick | $50.00 | 12/23/2012 12:51:53 PM |
| tommymtg7 | $25.00 | 12/23/2012 1:13:43 PM |
| DaveTheWave | $25.00 | 12/23/2012 1:29:57 PM |
| awe-inspiring-credit7 | $30.00 | 12/23/2012 12:22:14 PM |
| money-baron-roth-IRA | $50.00 | 12/23/2012 1:25:20 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
689772
This series of Notes was issued and sold upon the funding of the borrower loan #79702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Dec-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $241.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,767 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lendit2you |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
740-759
(Jul-2010)
740-759
(Aug-2009)
|
|
Principal balance:
| $6,935.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Back to purchase another property.
Purpose of loan:
This loan will be used to give additional funding to purchase another rental property. This will be my 3rd prosper loan used for my business. I am a good candidate for this loan as I have a very good cashflow on my current properties. This new rental purchase will add roughly $1200/month after all expenses are paid, making this loan a very low risk. If you have any questions feel free to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 12/23/2012 12:15:01 PM |
| DreisersFinancier | $50.00 | 12/23/2012 1:30:41 PM |
| first-credit-meridian | $25.00 | 12/23/2012 1:39:33 PM |
| greenback-watcher1 | $35.00 | 12/23/2012 1:39:49 PM |
| Tscheddar | $25.00 | 12/23/2012 2:11:53 PM |
| radforj22 | $50.00 | 12/23/2012 2:21:08 PM |
| belief-integrity | $450.00 | 12/23/2012 2:29:57 PM |
| cerebral-dollar773 | $26.97 | 12/23/2012 3:28:38 PM |
| real-return2 | $25.00 | 12/23/2012 3:39:21 PM |
| belief-integrity | $500.00 | 12/23/2012 6:53:54 PM |
| ChoiceInvestments | $27.50 | 12/23/2012 8:46:26 PM |
| bazaar-tulip | $25.00 | 12/23/2012 1:19:56 PM |
| felicity-contributor3 | $35.00 | 12/23/2012 1:34:41 PM |
| Feyenoord | $30.00 | 12/23/2012 1:39:11 PM |
| patriot384 | $50.00 | 12/24/2012 6:04:26 AM |
| trumpeter391 | $40.91 | 12/24/2012 6:48:01 AM |
| sublime-liberty6 | $50.00 | 12/24/2012 7:09:51 AM |
| orange-dollar-raccoon | $100.00 | 12/23/2012 12:50:33 PM |
| tornado351 | $25.00 | 12/24/2012 7:37:52 AM |
| hope-hickory8 | $25.00 | 12/23/2012 3:16:09 PM |
| supersarah61 | $25.00 | 12/23/2012 3:55:38 PM |
| Daubertoo | $25.00 | 12/23/2012 4:10:11 PM |
| 1313mark1313 | $141.13 | 12/23/2012 5:06:39 PM |
| payment-halo | $25.00 | 12/23/2012 7:14:23 PM |
| helping-out | $85.89 | 12/23/2012 10:10:41 PM |
| supertux | $25.03 | 12/23/2012 10:46:07 PM |
| Future-Await21 | $30.94 | 12/24/2012 5:35:42 AM |
| Abece | $191.56 | 12/23/2012 3:25:31 PM |
| belief-integrity | $1,550.00 | 12/23/2012 3:30:29 PM |
| BigBroJake | $25.00 | 12/24/2012 5:59:33 AM |
| silver4711 | $50.00 | 12/24/2012 6:31:16 AM |
| jpblan11 | $25.00 | 12/24/2012 7:25:44 AM |
| loyalty-cupcake6 | $27.00 | 12/24/2012 7:44:42 AM |
| revolutionary769 | $1,500.00 | 12/23/2012 10:11:56 PM |
| deal-pioneer1 | $50.00 | 12/24/2012 4:41:23 AM |
| katnmouse | $25.00 | 12/24/2012 5:03:14 AM |
| commerce-yeller | $75.00 | 12/24/2012 6:12:18 AM |
| Iowa65 | $32.04 | 12/24/2012 6:41:41 AM |
| nalaari | $30.00 | 12/24/2012 7:36:23 AM |
| finagler | $25.00 | 12/24/2012 7:39:08 AM |
| Zolton | $300.00 | 12/23/2012 1:25:26 PM |
| RGlad | $65.00 | 12/23/2012 1:25:51 PM |
| the-magnificent-loan | $200.00 | 12/23/2012 1:31:49 PM |
| janeybooboo | $25.25 | 12/23/2012 1:42:43 PM |
| nex | $25.00 | 12/23/2012 2:19:47 PM |
| 01a_MrUSC_IRA | $25.00 | 12/23/2012 2:28:34 PM |
| friedokra | $25.00 | 12/23/2012 3:00:57 PM |
| belief-integrity | $1,000.00 | 12/23/2012 3:45:39 PM |
| quiksilver180 | $29.83 | 12/23/2012 11:58:17 PM |
| jubilant-agreement0 | $200.00 | 12/24/2012 12:50:49 AM |
| ell25 | $25.00 | 12/23/2012 12:05:41 PM |
| MoneyForNothing | $25.27 | 12/23/2012 12:07:35 PM |
| intrepid-compassion29 | $25.00 | 12/24/2012 5:27:21 AM |
| simplelender80 | $500.00 | 12/23/2012 12:28:33 PM |
| ASG_NECO | $27.30 | 12/24/2012 6:01:57 AM |
| rich329 | $25.00 | 12/24/2012 6:50:28 AM |
| Rulea72 | $25.00 | 12/24/2012 7:10:33 AM |
| thankful-nickel2 | $55.55 | 12/23/2012 2:04:05 PM |
| CreditBuilder2 | $25.01 | 12/23/2012 2:24:59 PM |
| Oakland | $50.00 | 12/23/2012 2:56:00 PM |
| responsible-finance9 | $26.24 | 12/23/2012 8:49:11 PM |
| belief-integrity | $250.00 | 12/23/2012 9:31:00 PM |
| HereToHelp305 | $250.00 | 12/23/2012 9:40:42 PM |
| CIC | $25.00 | 12/23/2012 1:59:55 PM |
| economy-popcorn | $25.00 | 12/24/2012 6:17:14 AM |
| methodical-interest039 | $30.00 | 12/24/2012 6:31:14 AM |
| california111 | $25.00 | 12/23/2012 4:42:35 PM |
| DoctorJoe | $25.00 | 12/24/2012 6:49:12 AM |
| Chessplayer71 | $51.14 | 12/24/2012 7:26:22 AM |
| sharp-return7 | $25.69 | 12/24/2012 7:28:21 AM |
| BJnRJames | $50.00 | 12/23/2012 6:15:27 PM |
| ATLANTAHELP | $582.25 | 12/24/2012 7:52:44 AM |
| moola-accelerator6 | $70.00 | 12/23/2012 7:14:31 PM |
| BigBag | $25.00 | 12/23/2012 8:49:21 PM |
| FWF-kinetic | $29.99 | 12/23/2012 9:43:41 PM |
| Rollshaft | $25.00 | 12/24/2012 3:58:58 AM |
| blueshound | $25.00 | 12/24/2012 4:43:10 AM |
| Ambassador | $54.00 | 12/24/2012 5:32:15 AM |
| sturzstrom | $25.00 | 12/24/2012 6:34:22 AM |
| XP | $25.00 | 12/24/2012 7:34:21 AM |
| A-Win-Win | $43.51 | 12/24/2012 7:35:27 AM |
| seabass123 | $25.00 | 12/24/2012 7:37:00 AM |
| OGS_Capital | $25.00 | 12/24/2012 7:47:21 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
689932
This series of Notes was issued and sold upon the funding of the borrower loan #79781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Dec-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $117.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Dec-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ILuvHim222 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 80% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 1
( 20% )
| 680-699
(Feb-2012)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Auto - Need reliable transportation
Purpose of loan:
This loan will be used to... buy a car that is 7 years newer than the one I am driving. I need something reliable to get me to and from my clients. I am in home health care and without a reliable vehicle I can not work. This is a very reliable vehicle as I am buying it directly from a garage that I trust completely. I also have a special needs child that I have to be able to transport. This will help keep me working and him healthy. Thanks for considering us!
My financial situation:
I am a good candidate for this loan because... I have had one loan here before and paid it off in full. I am behind on no bills and do not buy things that I can not afford to pay for. I am very confident that I can easily make these payments.
Monthly net income: $ 1600
Monthly expenses: $ 1100
Housing: $570
Insurance: $33 (paid in full for the year)
Car expenses: $ unknown but it will go way down when I stop putting hundreds in repairs into my car with 210k miles on it!
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/21/2012 5:57:40 PM |
| credit-missile | $50.49 | 12/22/2012 3:54:15 PM |
| money-baron-roth-IRA | $50.00 | 12/21/2012 5:08:07 PM |
| dunkard13 | $300.00 | 12/21/2012 5:11:38 PM |
| simplelender80 | $500.00 | 12/21/2012 6:04:44 PM |
| Tscheddar | $25.00 | 12/21/2012 6:26:11 PM |
| handy-justice | $25.00 | 12/21/2012 5:01:46 PM |
| purposeful-durability8 | $100.00 | 12/21/2012 5:06:03 PM |
| valiant-return584 | $50.00 | 12/21/2012 6:00:21 PM |
| DoctorJoe | $25.00 | 12/22/2012 10:51:11 AM |
| octoberfresh | $25.00 | 12/21/2012 5:42:42 PM |
| blue111 | $25.00 | 12/21/2012 5:44:12 PM |
| knee_caps | $25.00 | 12/21/2012 8:14:56 PM |
| treasure-bliss | $25.00 | 12/22/2012 6:11:08 AM |
| Roux1 | $25.00 | 12/22/2012 1:37:06 PM |
| nodebtin3 | $25.00 | 12/22/2012 7:43:16 AM |
| zorg77 | $100.00 | 12/22/2012 8:40:24 AM |
| vutah | $25.00 | 12/22/2012 12:27:43 PM |
| WalnutCreekguy | $50.00 | 12/22/2012 12:31:26 PM |
| Ocean713 | $75.00 | 12/23/2012 1:25:57 AM |
| ethical-truth211 | $400.00 | 12/23/2012 6:35:59 AM |
| zipemdown | $25.00 | 12/22/2012 1:01:56 PM |
| CoolPlexer | $25.00 | 12/22/2012 1:29:50 PM |
| CreditBuilder2 | $25.02 | 12/22/2012 1:38:27 PM |
| helping-out | $30.00 | 12/23/2012 10:22:05 AM |
| balanced-balance6 | $32.00 | 12/22/2012 3:53:52 PM |
| integrity-doctor | $100.00 | 12/22/2012 4:56:09 PM |
| SpreadsheetSolutions | $25.00 | 12/23/2012 4:15:30 AM |
| JIM1JIM2 | $25.00 | 12/23/2012 9:00:41 AM |
| the-hope-workhorse | $25.00 | 12/23/2012 10:36:50 AM |
| a-helping-hand | $125.00 | 12/22/2012 5:24:42 PM |
| Wrats6 | $25.00 | 12/23/2012 11:41:10 AM |
| yield-lion2 | $44.00 | 12/23/2012 12:01:21 PM |
| credit-missile | $25.00 | 12/22/2012 4:10:54 PM |
| kind-credit-bear | $100.00 | 12/21/2012 5:58:31 PM |
| kinder-credit-bear | $25.00 | 12/21/2012 6:02:09 PM |
| rate-advocator7 | $250.00 | 12/21/2012 6:13:13 PM |
| trumpeter5 | $25.00 | 12/21/2012 5:01:49 PM |
| superb-funds335 | $25.00 | 12/21/2012 5:04:55 PM |
| BigHorizon | $250.00 | 12/22/2012 9:09:37 AM |
| trumpeter391 | $25.00 | 12/22/2012 11:02:19 AM |
| slowgains | $25.00 | 12/21/2012 6:06:05 PM |
| DreisersFinancier | $50.00 | 12/21/2012 5:37:36 PM |
| LaGrangeLender | $60.00 | 12/22/2012 12:21:24 PM |
| return-point2 | $100.00 | 12/21/2012 5:48:46 PM |
| toblerone | $25.00 | 12/22/2012 12:39:53 PM |
| Mikale360 | $25.00 | 12/22/2012 6:55:02 AM |
| supersarah61 | $25.00 | 12/22/2012 4:51:14 PM |
| appetizing-loyalty354 | $25.00 | 12/22/2012 12:46:47 PM |
| Edakers | $25.00 | 12/22/2012 1:29:14 PM |
| revolutionary769 | $35.00 | 12/23/2012 10:22:18 AM |
| OTM84 | $100.00 | 12/23/2012 6:14:46 AM |
| One_Lolo | $50.00 | 12/23/2012 9:27:32 AM |
| transaction-circuit | $73.49 | 12/23/2012 12:01:50 PM |
| consolidate1 | $25.00 | 12/22/2012 7:06:09 PM |
| 907 | $100.00 | 12/22/2012 10:11:08 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
690244
This series of Notes was issued and sold upon the funding of the borrower loan #79793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Dec-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Dec-23-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $178.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,395 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lizzyruth |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,550.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2010)
540-559
(Mar-2008)
640-659
(Jul-2007)
640-659
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Caribbean Custom Vacations
Purpose of loan: Home Based Travel Agency
This loan will be used to...Further Marketing & Set-up of Travel Agency
My financial situation:
I am a good candidate for this loan because...I will specialize in the Niche Marketing of custom vacations& Destination Weddings to the Yucatan Peninsula in addition to privately guided tours of Archaeological Sites within this area. 15 years experience in working for a large resort company and my personal tour guide contacts in the area assures me of a good head start and excellent chance of success as I know exactly how to sell the "Vacation of a Lifetime", providing my clients with the best bang for their buck. I have registered my business name and have my FEIN#. I plan on starting this part-time - keeping my current employment until I am able to go full time & eventually hire & train an additional agent when the money starts rolling in hand over fist!
I am a previous borrower and paid my loan off in excellent standing.
Monthly net income: $4,000
Monthly expenses: $3,000
Housing: $ 1,000
Insurance: $ 116
Car expenses: $ 289
Utilities: $126-186 varies
Phone, cable, internet: $ 192
Food, entertainment: $ 200-300
Clothing, household expenses: $minimal
Credit cards and other loans: $ varies 500-1000
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 12/23/2012 2:51:01 PM |
| Banker2OO7 | $75.00 | 12/23/2012 12:04:48 PM |
| return-point2 | $100.00 | 12/23/2012 12:08:06 PM |
| zipemdown | $25.00 | 12/23/2012 12:36:50 PM |
| shawnw2 | $400.00 | 12/23/2012 12:42:28 PM |
| Star_Witness | $85.00 | 12/23/2012 1:39:50 PM |
| reaction18 | $100.01 | 12/23/2012 2:00:43 PM |
| Mikale360 | $25.00 | 12/23/2012 2:05:04 PM |
| investmentgroup | $50.00 | 12/23/2012 2:19:12 PM |
| finance-amusement4 | $50.00 | 12/23/2012 2:45:29 PM |
| fantastic-contract1 | $400.00 | 12/23/2012 12:00:25 PM |
| cerebral-dollar773 | $30.81 | 12/23/2012 3:27:25 PM |
| vutah | $45.00 | 12/23/2012 12:39:12 PM |
| vanklein | $25.00 | 12/23/2012 12:53:12 PM |
| LittleMingo | $25.00 | 12/23/2012 12:03:03 PM |
| marwadi-62 | $250.00 | 12/23/2012 1:32:03 PM |
| Forward-Looking | $25.00 | 12/23/2012 12:21:18 PM |
| Roux1 | $25.00 | 12/23/2012 1:49:10 PM |
| kenji4861 | $25.00 | 12/23/2012 12:38:50 PM |
| fcrick | $50.00 | 12/23/2012 12:51:54 PM |
| belief-integrity | $450.00 | 12/23/2012 2:29:58 PM |
| Leshan | $100.00 | 12/23/2012 3:20:55 PM |
| mrxtravis | $25.00 | 12/23/2012 1:11:17 PM |
| five-star-note | $50.00 | 12/23/2012 1:21:49 PM |
| money-baron-roth-IRA | $42.00 | 12/23/2012 1:25:20 PM |
| LaGrangeLender | $60.00 | 12/23/2012 1:25:48 PM |
| halothane_logic | $26.00 | 12/23/2012 1:44:16 PM |
| CoolPlexer | $25.00 | 12/23/2012 2:03:49 PM |
| credit-missile | $75.00 | 12/23/2012 12:20:03 PM |
| octoberfresh | $25.00 | 12/23/2012 12:08:49 PM |
| corndog4000 | $165.00 | 12/23/2012 12:37:12 PM |
| deal-selector5 | $25.00 | 12/23/2012 12:58:11 PM |
| pembull | $25.00 | 12/23/2012 1:15:07 PM |
| janeybooboo | $25.25 | 12/23/2012 1:42:45 PM |
| Tscheddar | $25.00 | 12/23/2012 1:43:46 PM |
| felicity-contributor3 | $25.00 | 12/23/2012 1:56:32 PM |
| respectful-dough429 | $25.00 | 12/23/2012 2:04:04 PM |
| Wrats6 | $25.00 | 12/23/2012 12:01:08 PM |
| cashhelp | $30.00 | 12/23/2012 2:53:28 PM |
| handy-justice | $50.00 | 12/23/2012 12:02:37 PM |
| SLN-10 | $100.00 | 12/23/2012 12:19:38 PM |
| caper945 | $100.00 | 12/23/2012 12:02:35 PM |
| MoneyForNothing | $50.35 | 12/23/2012 12:05:30 PM |
| purposeful-durability8 | $100.00 | 12/23/2012 12:17:06 PM |
| WalnutCreekguy | $50.00 | 12/23/2012 12:33:22 PM |
| valiant-return584 | $50.00 | 12/23/2012 12:40:23 PM |
| susurrus | $100.00 | 12/23/2012 12:47:32 PM |
| EngineersAlliance | $25.00 | 12/23/2012 12:54:32 PM |
| alpha-lending | $25.00 | 12/23/2012 12:56:44 PM |
| berniemadeoff | $60.00 | 12/23/2012 2:21:47 PM |
| coin-trader7 | $25.00 | 12/23/2012 12:59:15 PM |
| 01a_MrUSC_IRA | $25.00 | 12/23/2012 2:28:34 PM |
| vivid-p2ploan1 | $25.00 | 12/23/2012 1:23:18 PM |
| RGlad | $65.00 | 12/23/2012 1:25:52 PM |
| DreisersFinancier | $50.00 | 12/23/2012 1:30:43 PM |
| best-enthusiastic-commerce | $25.00 | 12/23/2012 1:45:02 PM |
| thankful-nickel2 | $55.55 | 12/23/2012 2:04:06 PM |
| _nfx-ira_ | $35.02 | 12/23/2012 2:21:24 PM |
| best-point-pursuit | $100.00 | 12/23/2012 2:21:46 PM |
| DasMula | $100.00 | 12/23/2012 2:22:31 PM |
| well-rounded-dinero | $25.00 | 12/23/2012 2:32:10 PM |
| gotjack-IRA | $100.01 | 12/23/2012 2:53:00 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
690304
This series of Notes was issued and sold upon the funding of the borrower loan #79404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Dec-24-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Dec-24-2012 |
|
|
Lender yield:
| 5.43% |
Borrower rate/APR:
| 6.43% / 7.37% |
Monthly payment:
| $258.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.33% | | |
| |
Estimated return*:
| 3.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Dec-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117,365 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| backen |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,400.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2012)
780-799
(Aug-2009)
720-739
(Apr-2008)
740-759
(Dec-2007)
|
|
Principal balance:
| $624.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolodate 1 outstanding credit card from 9.6% rate.
My financial situation:
I am a good candidate for this loan because...
I always have paid my creditors, on time, in full, since my first sunoco gas card in 1991
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| weatherman89 | $60.00 | 12/24/2012 9:07:46 AM |
| logical-reward8 | $25.00 | 12/24/2012 9:26:07 AM |
| penny-finder | $65.32 | 12/24/2012 9:51:21 AM |
| djs81 | $75.00 | 12/24/2012 9:14:03 AM |
| supernova719 | $75.00 | 12/24/2012 9:59:46 AM |
| DonaldColorado | $50.00 | 12/24/2012 10:10:32 AM |
| california111 | $50.00 | 12/24/2012 9:32:50 AM |
| direct-social3 | $50.00 | 12/24/2012 9:33:33 AM |
| affluence-widget7 | $50.00 | 12/24/2012 9:35:08 AM |
| auction-eclipse8 | $50.00 | 12/24/2012 9:10:36 AM |
| direct-affluence8 | $50.00 | 12/24/2012 9:14:11 AM |
| D911ave | $50.00 | 12/24/2012 9:17:02 AM |
| xrycac | $25.00 | 12/24/2012 9:45:52 AM |
| simplelender80 | $500.00 | 12/24/2012 9:47:23 AM |
| notabanker | $25.00 | 12/24/2012 9:38:40 AM |
| indomitable-coin | $25.00 | 12/24/2012 9:51:42 AM |
| jennifer55126 | $25.00 | 12/24/2012 9:53:20 AM |
| dough-souffle | $25.00 | 12/24/2012 10:25:22 AM |
| blue-useful-auction | $25.00 | 12/24/2012 9:58:48 AM |
| fascinating-benefit279 | $50.00 | 12/24/2012 10:11:11 AM |
| Zolton | $300.00 | 12/24/2012 10:17:46 AM |
| virtuous-repayment | $25.00 | 12/24/2012 10:17:58 AM |
| Helping_1_at_a_time | $25.00 | 12/24/2012 10:23:30 AM |
| availableloan | $19.13 | 12/24/2012 10:31:40 AM |
| green28 | $75.00 | 12/24/2012 9:08:55 AM |
| bazaar-tulip | $25.00 | 12/24/2012 9:12:00 AM |
| rakem777 | $25.00 | 12/24/2012 9:26:14 AM |
| mymoneyblog | $25.00 | 12/24/2012 9:39:38 AM |
| optostar | $25.00 | 12/24/2012 9:07:18 AM |
| Jay_Tee | $50.00 | 12/24/2012 9:11:23 AM |
| loan-mongoose1 | $25.00 | 12/24/2012 9:14:52 AM |
| the-kindness-honker | $25.00 | 12/24/2012 9:16:39 AM |
| joe_matadatz | $100.00 | 12/24/2012 10:02:30 AM |
| qsolo | $50.00 | 12/24/2012 9:19:33 AM |
| enticing-capital6 | $50.00 | 12/24/2012 9:34:36 AM |
| thankful-nickel2 | $55.55 | 12/24/2012 9:07:21 AM |
| point-bandit | $25.00 | 12/24/2012 9:12:54 AM |
| listing-reformation8 | $25.00 | 12/24/2012 9:58:12 AM |
| Jassi | $25.00 | 12/24/2012 9:29:52 AM |
| cordial-bonus | $25.00 | 12/24/2012 9:31:39 AM |
| radiant-fund | $100.00 | 12/24/2012 10:11:25 AM |
| healthy-peace427 | $100.00 | 12/24/2012 10:17:36 AM |
| subtle-leverage4 | $50.00 | 12/24/2012 10:24:01 AM |
| chac | $200.00 | 12/24/2012 10:25:06 AM |
| daw1878 | $25.00 | 12/24/2012 10:29:42 AM |
| orange-dollar-raccoon | $100.00 | 12/24/2012 10:02:47 AM |
| newest-generous-income | $25.00 | 12/24/2012 10:07:40 AM |
| sun818 | $25.00 | 12/24/2012 10:21:04 AM |
| Dan4703 | $25.00 | 12/24/2012 10:21:19 AM |
| 49 Investments
|