Sales Report:Supplement No. 4 dated Oct 29, 2012 to Prospectus dated Oct 05, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 05, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 05, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
595701
This series of Notes was issued and sold upon the funding of the borrower loan #76877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $533.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 22y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,693 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Fury440 |
Borrower's state:
| Missouri |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
640-659
(Jun-2010)
640-659
(Mar-2010)
660-679
(Jan-2010)
|
|
Principal balance:
| $5,766.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Working toward my A rating !!
My financial situation is very strong. As of May2011, I was granted 100% service connected disability for my injuries incurred during the 1991 Gulf War. I am not listed as unemployable, so i continue to work my job of 23 years. My wife's father became ill and passed this last December. From the many trips between West Virginia and Missouri I incurred some scattered redit card Bills and I am now cleaning those up.
Monthly net income: $4620. (VA $2744, State $1876)
Monthly expenses: $2860 (with this loan)
Housing: $495 (House 1) 53k owed, valued 65K, ( refinanced last year to a 15 year note at 3.25%) $461 (House two), 23k owed, value 60K
Insurance: $168 cars, $600/year house 2. House 1 included in Mortgage.
Car expenses: $535, ((2011)Ford explorer, $25,000 owed)
Utilities: $350 / mo for both. (average)
Phone, cable, internet: $163, phone. $183, Cable internet.
Food, entertainment: $400
Clothing, household expenses: $200
Paying off:
Present proper note ($5800)
Costco AMX ( $1700)
Delta AMX ($1600)
USAA ($ 2700)
Discover ($2100)
Target ($ 527)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $200.00 | 10/16/2012 9:01:23 AM |
| elegant-income3 | $50.00 | 10/16/2012 9:03:02 AM |
| helpinghand63 | $25.00 | 10/16/2012 9:04:48 AM |
| bnlforever | $25.00 | 10/16/2012 9:05:00 AM |
| fcrick | $25.00 | 10/16/2012 9:06:25 AM |
| gelidfrank | $25.00 | 10/16/2012 9:06:33 AM |
| frooglejoe | $25.00 | 10/16/2012 9:07:00 AM |
| rakstar | $25.00 | 10/16/2012 9:09:07 AM |
| new-impeccable-coin | $25.00 | 10/16/2012 9:10:18 AM |
| CMJ-Partners | $100.00 | 10/16/2012 9:13:01 AM |
| john0720 | $25.00 | 10/16/2012 9:15:13 AM |
| salandstef | $25.00 | 10/16/2012 9:01:14 AM |
| special-generosity2 | $25.00 | 10/16/2012 9:16:27 AM |
| bxdoc | $25.00 | 10/16/2012 9:01:17 AM |
| scholarly-order6 | $150.00 | 10/16/2012 9:02:39 AM |
| USMC0311 | $50.00 | 10/16/2012 9:03:40 AM |
| larslfe | $25.00 | 10/16/2012 9:03:40 AM |
| gold-gazelle | $25.00 | 10/16/2012 9:20:36 AM |
| The_Phantom | $25.00 | 10/16/2012 9:04:23 AM |
| golffish2 | $25.00 | 10/16/2012 9:03:45 AM |
| vutah | $25.00 | 10/16/2012 9:04:00 AM |
| wonderous-truth6 | $25.00 | 10/16/2012 9:04:04 AM |
| cognizant-liberty4 | $50.00 | 10/16/2012 9:04:12 AM |
| lamsabuy | $182.00 | 10/16/2012 9:04:45 AM |
| Fitiwalt7 | $25.00 | 10/16/2012 9:04:51 AM |
| financial-frenzy | $50.00 | 10/16/2012 9:05:37 AM |
| Detour11 | $25.00 | 10/16/2012 9:27:11 AM |
| missoula | $25.00 | 10/16/2012 9:05:47 AM |
| Lacimae | $250.00 | 10/16/2012 9:06:45 AM |
| Tylerh | $250.00 | 10/16/2012 9:27:33 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:20 AM |
| stable-euro1 | $25.00 | 10/16/2012 9:07:23 AM |
| objective-investor | $250.00 | 10/16/2012 9:29:11 AM |
| point-promiser | $25.00 | 10/16/2012 9:08:43 AM |
| cash-reaction2 | $25.00 | 10/16/2012 9:07:57 AM |
| MoneyMA | $25.00 | 10/16/2012 9:31:48 AM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 9:09:30 AM |
| TheBestDad | $25.00 | 10/16/2012 9:08:40 AM |
| yertle9 | $25.00 | 10/16/2012 9:33:54 AM |
| igloo268 | $25.00 | 10/16/2012 9:09:16 AM |
| JJYossarian | $50.00 | 10/16/2012 9:12:13 AM |
| flexible-return297 | $25.00 | 10/16/2012 9:36:22 AM |
| dragonfly-amulet | $25.00 | 10/16/2012 9:12:38 AM |
| cassius84 | $25.00 | 10/16/2012 9:36:59 AM |
| intuitive-benefit3 | $100.00 | 10/16/2012 9:13:08 AM |
| wigglesworth4 | $500.00 | 10/16/2012 9:13:33 AM |
| InvestorPartners | $25.00 | 10/16/2012 9:16:08 AM |
| principal-cooker2 | $50.00 | 10/16/2012 9:16:46 AM |
| justreturns | $25.00 | 10/16/2012 9:18:13 AM |
| enthralling-deal53 | $100.00 | 10/16/2012 9:39:33 AM |
| top-unflappable-economy | $25.00 | 10/16/2012 9:19:58 AM |
| economy-voyage9 | $25.00 | 10/16/2012 9:19:52 AM |
| tough-cash4 | $41.54 | 10/16/2012 9:20:34 AM |
| flo_rida | $100.00 | 10/16/2012 9:20:02 AM |
| unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:24 AM |
| the_finance_guru | $50.00 | 10/16/2012 9:21:16 AM |
| gold-web4 | $25.00 | 10/16/2012 9:42:15 AM |
| figs4u2 | $100.00 | 10/16/2012 9:22:09 AM |
| xlk14 | $25.00 | 10/16/2012 9:22:42 AM |
| jscope | $25.00 | 10/16/2012 9:42:28 AM |
| dajen1 | $36.00 | 10/16/2012 9:43:15 AM |
| Ktodd | $25.15 | 10/16/2012 9:22:48 AM |
| Feyenoord | $30.00 | 10/16/2012 9:25:10 AM |
| lDewey | $25.00 | 10/16/2012 9:24:26 AM |
| commerce-viking1 | $50.00 | 10/16/2012 9:25:41 AM |
| RetiredATC | $50.00 | 10/16/2012 9:27:49 AM |
| treasure-pipeline | $25.00 | 10/16/2012 9:29:13 AM |
| scrappy-leverage6 | $25.00 | 10/16/2012 9:28:24 AM |
| supertux | $25.00 | 10/16/2012 9:47:45 AM |
| forthright-cash596 | $25.00 | 10/16/2012 9:48:32 AM |
| Reddress4u | $25.00 | 10/16/2012 9:31:07 AM |
| trade-goblin9 | $200.00 | 10/16/2012 9:32:02 AM |
| orange-market-amigo | $200.00 | 10/16/2012 9:32:21 AM |
| the-shrewd-wampum | $25.00 | 10/16/2012 9:33:24 AM |
| simpy | $25.00 | 10/16/2012 9:33:06 AM |
| ready-agreement5 | $25.00 | 10/16/2012 9:35:17 AM |
| the-profit-oracle | $25.00 | 10/16/2012 9:50:46 AM |
| ctgscott | $25.00 | 10/16/2012 9:36:29 AM |
| useful-p2ploan | $25.00 | 10/16/2012 9:51:58 AM |
| truth-companion | $100.00 | 10/16/2012 9:36:54 AM |
| prudent-hope7 | $25.00 | 10/16/2012 9:52:39 AM |
| Brown98 | $25.00 | 10/16/2012 9:53:10 AM |
| enthralling-investment | $25.00 | 10/16/2012 9:53:21 AM |
| iamricher | $25.00 | 10/16/2012 9:54:06 AM |
| supreme-exchange547 | $25.00 | 10/16/2012 9:37:43 AM |
| tech310 | $50.00 | 10/16/2012 9:37:54 AM |
| thehousewife | $25.00 | 10/16/2012 9:38:13 AM |
| cleared2land | $25.00 | 10/16/2012 9:38:27 AM |
| LightTheWay | $50.00 | 10/16/2012 9:57:28 AM |
| adventurous-credit466 | $50.00 | 10/16/2012 9:57:58 AM |
| fantastic-bazaar2 | $50.00 | 10/16/2012 9:39:48 AM |
| payment-labyrinth9 | $25.00 | 10/16/2012 9:58:55 AM |
| buraky | $38.00 | 10/16/2012 9:41:17 AM |
| wonderous-principal083 | $25.00 | 10/16/2012 9:41:52 AM |
| enticing-capital6 | $50.00 | 10/16/2012 9:41:22 AM |
| Spooky_Action | $25.00 | 10/16/2012 9:42:30 AM |
| vibrant-trade8 | $35.00 | 10/16/2012 9:43:27 AM |
| safehouse947 | $100.00 | 10/16/2012 9:43:06 AM |
| greenback-investor7 | $100.00 | 10/16/2012 10:01:09 AM |
| duty-powerplant0 | $25.00 | 10/16/2012 9:44:18 AM |
| durability-excellence | $25.00 | 10/16/2012 10:02:34 AM |
| Tasmir | $25.00 | 10/16/2012 9:45:29 AM |
| BostonCapital | $100.00 | 10/16/2012 9:46:07 AM |
| aggresive-truth179 | $25.00 | 10/16/2012 9:46:34 AM |
| danj | $25.00 | 10/16/2012 9:46:46 AM |
| miked8303 | $48.00 | 10/16/2012 9:46:53 AM |
| jamiee73 | $25.00 | 10/16/2012 9:48:02 AM |
| revenue-circuit1 | $25.00 | 10/16/2012 9:48:06 AM |
| lendacity | $25.00 | 10/16/2012 9:48:33 AM |
| F16Pilot | $25.00 | 10/16/2012 9:48:46 AM |
| 888GoldIngots | $25.00 | 10/16/2012 9:48:56 AM |
| jblack01 | $25.00 | 10/16/2012 9:49:03 AM |
| a-unflappable-finance | $100.00 | 10/16/2012 10:07:37 AM |
| wtrboy | $25.00 | 10/16/2012 10:07:43 AM |
| investisure | $50.00 | 10/16/2012 10:08:35 AM |
| penny-finder | $57.30 | 10/16/2012 10:08:44 AM |
| lender2611 | $50.00 | 10/16/2012 9:49:54 AM |
| durability-solstice8 | $50.00 | 10/16/2012 9:50:29 AM |
| TheHillsAreAlive | $25.00 | 10/16/2012 9:50:44 AM |
| Axium | $43.00 | 10/16/2012 9:50:49 AM |
| commitment-mesh | $25.00 | 10/16/2012 9:52:30 AM |
| Ducatiman1978 | $25.00 | 10/16/2012 9:53:39 AM |
| Cobradude1 | $25.00 | 10/16/2012 9:54:28 AM |
| smallbizrule | $25.00 | 10/16/2012 9:55:16 AM |
| attentive-vigilance1 | $25.00 | 10/16/2012 9:54:35 AM |
| income-buddy7 | $50.00 | 10/16/2012 9:54:55 AM |
| hc90474 | $25.00 | 10/16/2012 9:55:33 AM |
| purposeful-durability8 | $100.00 | 10/16/2012 9:56:04 AM |
| no_agenda_lender | $25.00 | 10/16/2012 9:56:25 AM |
| a-smart-p2p | $25.00 | 10/16/2012 9:56:51 AM |
| picklesforarthur | $25.00 | 10/16/2012 9:57:47 AM |
| hitsman | $50.00 | 10/16/2012 9:58:58 AM |
| dynamic-money271 | $100.00 | 10/16/2012 9:59:18 AM |
| GoGalt | $50.00 | 10/16/2012 10:03:01 AM |
| LendGuy | $25.00 | 10/16/2012 10:03:42 AM |
| adventurer447 | $300.00 | 10/16/2012 10:03:49 AM |
| epic-value6 | $50.00 | 10/16/2012 10:04:22 AM |
| oracle3 | $50.00 | 10/16/2012 10:06:41 AM |
| Moneypenny6 | $25.00 | 10/16/2012 10:07:06 AM |
| lean-dedication | $25.00 | 10/16/2012 10:07:39 AM |
| Christophe | $25.00 | 10/16/2012 10:08:43 AM |
| blivet1970 | $25.00 | 10/16/2012 10:09:27 AM |
| wealth-performer054 | $100.00 | 10/16/2012 9:01:41 AM |
| green-trade-dolphin2 | $59.69 | 10/16/2012 9:02:07 AM |
| friendly-gold | $25.00 | 10/16/2012 9:02:30 AM |
| Jonb6919 | $25.00 | 10/16/2012 9:02:33 AM |
| MoneyForNothing | $48.48 | 10/16/2012 9:04:41 AM |
| jbaum | $29.00 | 10/16/2012 9:04:58 AM |
| entertaining-rate9 | $25.00 | 10/16/2012 9:09:14 AM |
| FortuneFund | $200.00 | 10/16/2012 9:09:58 AM |
| lionheart722 | $100.00 | 10/16/2012 9:12:06 AM |
| CROBRUN | $50.00 | 10/16/2012 9:13:54 AM |
| mizon291 | $25.00 | 10/16/2012 9:00:52 AM |
| janeybooboo | $150.00 | 10/16/2012 9:01:06 AM |
| zeelender | $25.00 | 10/16/2012 9:01:32 AM |
| randsenterprise | $25.00 | 10/16/2012 9:02:43 AM |
| deal-enrichment | $25.00 | 10/16/2012 9:04:00 AM |
| Rollshaft | $32.50 | 10/16/2012 9:03:21 AM |
| und-alum | $25.00 | 10/16/2012 9:04:09 AM |
| E_G | $44.00 | 10/16/2012 9:23:04 AM |
| logical-penny14 | $25.00 | 10/16/2012 9:24:43 AM |
| heavenly-treasure542 | $25.00 | 10/16/2012 9:25:29 AM |
| bright-leverage2 | $25.00 | 10/16/2012 9:06:07 AM |
| yield-victor837 | $50.00 | 10/16/2012 9:26:48 AM |
| williemc44 | $25.00 | 10/16/2012 9:06:43 AM |
| rustysailor | $25.00 | 10/16/2012 9:07:01 AM |
| TomDalonajay | $25.00 | 10/16/2012 9:07:41 AM |
| reasonable-transaction7 | $25.00 | 10/16/2012 9:32:49 AM |
| california111 | $25.00 | 10/16/2012 9:09:45 AM |
| brightest-affluence-motivator | $50.00 | 10/16/2012 9:33:31 AM |
| influential-benjamins0 | $50.00 | 10/16/2012 9:33:56 AM |
| Huck007 | $25.00 | 10/16/2012 9:09:23 AM |
| principal-trombone | $41.00 | 10/16/2012 9:10:35 AM |
| hope-eagle6 | $25.00 | 10/16/2012 9:10:57 AM |
| community-triangulation5 | $25.00 | 10/16/2012 9:34:55 AM |
| credit-solstice | $25.00 | 10/16/2012 9:35:10 AM |
| indomitable-dedication | $25.00 | 10/16/2012 9:10:45 AM |
| DadWarbucks | $25.00 | 10/16/2012 9:35:22 AM |
| bajaruss | $25.00 | 10/16/2012 9:11:00 AM |
| TheoProf | $25.00 | 10/16/2012 9:37:36 AM |
| hard-working-rate3 | $25.00 | 10/16/2012 9:16:01 AM |
| MarcusOcean | $25.00 | 10/16/2012 9:16:39 AM |
| gain-equator | $25.00 | 10/16/2012 9:16:47 AM |
| josuae | $25.00 | 10/16/2012 9:17:15 AM |
| payout-runner | $25.00 | 10/16/2012 9:17:44 AM |
| theshef | $25.00 | 10/16/2012 9:17:18 AM |
| successful-agreement7 | $100.00 | 10/16/2012 9:38:37 AM |
| entertaining-revenue4 | $50.00 | 10/16/2012 9:17:47 AM |
| vestratech | $25.00 | 10/16/2012 9:18:07 AM |
| elasermd | $43.00 | 10/16/2012 9:38:47 AM |
| commitment-tom-tom | $25.00 | 10/16/2012 9:18:16 AM |
| Oyving | $25.00 | 10/16/2012 9:18:34 AM |
| wise-rupee-sanctuary | $50.00 | 10/16/2012 9:19:11 AM |
| the-auction-bear | $25.00 | 10/16/2012 9:19:49 AM |
| Xarach | $25.00 | 10/16/2012 9:20:00 AM |
| accruer89 | $100.00 | 10/16/2012 9:40:11 AM |
| flexible-treasure480 | $25.00 | 10/16/2012 9:20:42 AM |
| Hutpit | $75.00 | 10/16/2012 9:21:28 AM |
| Cheburashka | $30.00 | 10/16/2012 9:41:48 AM |
| hanuman77 | $25.00 | 10/16/2012 9:21:11 AM |
| Lam0nt | $25.00 | 10/16/2012 9:42:04 AM |
| Mojo1 | $50.00 | 10/16/2012 9:21:47 AM |
| unbelievable-diversification8 | $25.00 | 10/16/2012 9:25:03 AM |
| extraordinary-return995 | $50.00 | 10/16/2012 9:24:45 AM |
| rvtbike | $100.00 | 10/16/2012 9:25:31 AM |
| Cash-Flow | $1,500.00 | 10/16/2012 9:45:32 AM |
| BuffetRocks | $40.00 | 10/16/2012 9:25:51 AM |
| 108lender | $200.00 | 10/16/2012 9:27:35 AM |
| worth-web5 | $50.00 | 10/16/2012 9:27:55 AM |
| market-cougar3 | $50.00 | 10/16/2012 9:46:22 AM |
| wildanne | $50.00 | 10/16/2012 9:28:50 AM |
| integrity-starter | $25.00 | 10/16/2012 9:29:58 AM |
| new-truth-chuckler | $33.00 | 10/16/2012 9:47:43 AM |
| dkjl | $25.00 | 10/16/2012 9:28:39 AM |
| dinero-ecstasy3 | $25.00 | 10/16/2012 9:30:23 AM |
| corporatejim | $62.96 | 10/16/2012 9:30:17 AM |
| structure9 | $25.00 | 10/16/2012 9:31:56 AM |
| banchan | $37.00 | 10/16/2012 9:49:21 AM |
| knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:48 AM |
| skuba | $75.00 | 10/16/2012 9:50:15 AM |
| community-prophesy | $25.00 | 10/16/2012 9:33:52 AM |
| bold-steady-peso | $49.00 | 10/16/2012 9:35:30 AM |
| DirtyJenga | $25.00 | 10/16/2012 9:36:02 AM |
| Aquafina24Ounce | $25.00 | 10/16/2012 9:36:09 AM |
| reflective-cash0 | $50.00 | 10/16/2012 9:53:41 AM |
| gracej | $25.00 | 10/16/2012 9:37:39 AM |
| famous-ore2 | $37.00 | 10/16/2012 9:37:42 AM |
| dignified-finance | $30.00 | 10/16/2012 9:38:25 AM |
| Aimvest | $25.00 | 10/16/2012 9:57:20 AM |
| Laxa | $25.00 | 10/16/2012 9:39:43 AM |
| ersheido | $35.00 | 10/16/2012 9:41:03 AM |
| __A1B2 | $29.00 | 10/16/2012 9:59:13 AM |
| BabyCollegeFund | $29.50 | 10/16/2012 9:42:16 AM |
| postalwhiz | $25.00 | 10/16/2012 9:59:15 AM |
| PRGuyinVA | $25.00 | 10/16/2012 9:42:42 AM |
| korby524 | $25.00 | 10/16/2012 9:42:39 AM |
| mydogissocute | $25.00 | 10/16/2012 10:01:25 AM |
| WineDrop | $25.00 | 10/16/2012 10:02:13 AM |
| Fahrquar | $25.00 | 10/16/2012 10:02:23 AM |
| trade-burrito4 | $35.00 | 10/16/2012 10:02:26 AM |
| Ivan2007 | $50.00 | 10/16/2012 10:04:28 AM |
| dinero-speaker | $25.00 | 10/16/2012 10:05:35 AM |
| liberty-viola | $26.00 | 10/16/2012 10:05:55 AM |
| dominickf | $50.00 | 10/16/2012 9:48:52 AM |
| larrybird | $1,000.00 | 10/16/2012 10:07:22 AM |
| Preteur | $25.00 | 10/16/2012 10:08:31 AM |
| best-basis-trooper | $50.00 | 10/16/2012 10:08:53 AM |
| yank918 | $25.00 | 10/16/2012 10:09:07 AM |
| mobius_titan | $25.00 | 10/16/2012 9:52:41 AM |
| nickel-liberator | $47.00 | 10/16/2012 9:53:42 AM |
| Washington_Loan | $25.00 | 10/16/2012 9:54:56 AM |
| gulch | $25.00 | 10/16/2012 9:57:01 AM |
| PThor | $25.00 | 10/16/2012 9:57:12 AM |
| DL-JL | $25.00 | 10/16/2012 9:57:48 AM |
| reinforced-deal8 | $25.00 | 10/16/2012 9:58:34 AM |
| EthanColeInvestingGroup | $25.00 | 10/16/2012 9:59:59 AM |
| ericgassercom | $25.00 | 10/16/2012 10:00:50 AM |
| Banker7371 | $25.00 | 10/16/2012 10:00:12 AM |
| studious-bonus7 | $100.00 | 10/16/2012 10:02:11 AM |
| top-impressive-dinero | $25.00 | 10/16/2012 10:02:20 AM |
| romario | $25.00 | 10/16/2012 10:02:38 AM |
| diggingupward | $25.00 | 10/16/2012 10:03:33 AM |
| GoCougs | $50.00 | 10/16/2012 10:03:40 AM |
| moola-accelerator6 | $100.00 | 10/16/2012 10:05:15 AM |
| urbane-income7 | $25.00 | 10/16/2012 10:04:38 AM |
| new-transaction-wrangler | $25.00 | 10/16/2012 10:05:30 AM |
| asya | $27.00 | 10/16/2012 10:06:03 AM |
| gizzywump | $25.00 | 10/16/2012 10:06:58 AM |
| wise-credit-chef | $25.00 | 10/16/2012 10:07:25 AM |
| commerce-web5 | $25.00 | 10/16/2012 10:06:55 AM |
| delivery | $25.00 | 10/16/2012 10:08:15 AM |
| enthusiastic-bid5 | $50.00 | 10/16/2012 10:07:10 AM |
| timbob | $100.00 | 10/16/2012 10:07:27 AM |
| 273 Investments
|
Borrower Payment Dependent Notes Series
623599
This series of Notes was issued and sold upon the funding of the borrower loan #76467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $165.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,410 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-marketplace-attraction |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
740-759
(Jun-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/20/2012 1:50:43 PM |
| investmentgroup | $50.00 | 10/20/2012 1:30:23 PM |
| fabulous-community4 | $50.00 | 10/20/2012 1:11:16 PM |
| adaptable-return21 | $50.00 | 10/20/2012 12:00:54 PM |
| MoneyForNothing | $25.15 | 10/20/2012 12:02:00 PM |
| thrifty-capital | $40.00 | 10/20/2012 12:03:28 PM |
| intelligent-moola1 | $25.00 | 10/20/2012 12:08:03 PM |
| authoritative-capital | $100.00 | 10/20/2012 12:09:02 PM |
| musegaze | $50.00 | 10/20/2012 12:17:33 PM |
| hillerod | $26.20 | 10/20/2012 12:02:53 PM |
| Feyenoord | $30.00 | 10/20/2012 12:07:50 PM |
| BankofRon_IRA | $100.00 | 10/20/2012 12:30:13 PM |
| mikbos | $25.00 | 10/20/2012 12:14:12 PM |
| trumpeter5 | $25.00 | 10/20/2012 12:01:06 PM |
| compounding21 | $25.00 | 10/20/2012 12:16:19 PM |
| handy-justice | $50.00 | 10/20/2012 12:01:35 PM |
| Mikale360 | $25.00 | 10/20/2012 12:19:04 PM |
| EL_Papin | $25.00 | 10/20/2012 12:46:48 PM |
| principal-cooker2 | $50.00 | 10/20/2012 12:47:50 PM |
| LaGrangeLender | $60.00 | 10/20/2012 12:25:41 PM |
| desertoasis | $25.00 | 10/20/2012 12:51:45 PM |
| worldly-gold | $50.00 | 10/20/2012 12:32:55 PM |
| bid-stockpiler1 | $350.00 | 10/20/2012 1:01:39 PM |
| engrossing-responsibility0 | $50.00 | 10/20/2012 12:22:32 PM |
| vanklein | $25.00 | 10/20/2012 1:08:22 PM |
| deal-galleon | $25.00 | 10/20/2012 1:10:59 PM |
| nuetron | $25.00 | 10/20/2012 1:13:13 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:26 PM |
| wise-deal-panda | $99.00 | 10/20/2012 1:37:13 PM |
| vigorous-velocity | $93.00 | 10/20/2012 1:17:43 PM |
| money-surge1 | $25.00 | 10/20/2012 1:12:27 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:42 PM |
| deal-banker | $33.00 | 10/20/2012 1:39:13 PM |
| jkeller4000 | $39.00 | 10/20/2012 1:42:43 PM |
| vigorous-market5 | $200.00 | 10/20/2012 1:44:16 PM |
| DoctorJoe | $30.00 | 10/20/2012 1:49:56 PM |
| worldly-community3 | $47.00 | 10/20/2012 1:56:07 PM |
| LittleMingo | $30.00 | 10/20/2012 12:04:34 PM |
| yield-lion2 | $50.00 | 10/20/2012 12:23:38 PM |
| credit-missile | $135.00 | 10/20/2012 12:51:18 PM |
| nonattender | $25.00 | 10/20/2012 12:15:24 PM |
| money-baron-Roth401k | $25.00 | 10/20/2012 12:03:57 PM |
| Military_Money_Wise | $25.00 | 10/20/2012 12:24:03 PM |
| jazzlender | $25.00 | 10/20/2012 12:25:33 PM |
| power-chihuahua | $25.00 | 10/20/2012 12:26:21 PM |
| Bendan | $51.00 | 10/20/2012 12:08:02 PM |
| finance-prescription | $100.00 | 10/20/2012 12:28:15 PM |
| Comoparklender | $25.00 | 10/20/2012 12:39:55 PM |
| etraboulay | $50.00 | 10/20/2012 12:21:42 PM |
| Fitiwalt7 | $25.00 | 10/20/2012 12:41:28 PM |
| productive-note2 | $33.00 | 10/20/2012 12:24:36 PM |
| berniemadeoff | $50.00 | 10/20/2012 12:26:26 PM |
| Danjack_Capital | $25.00 | 10/20/2012 12:30:48 PM |
| hardatwork1 | $25.00 | 10/20/2012 12:50:12 PM |
| NekHoldings | $25.00 | 10/20/2012 12:52:34 PM |
| asiaratt | $50.00 | 10/20/2012 12:39:36 PM |
| mrxtravis | $25.00 | 10/20/2012 1:25:54 PM |
| promise2 | $25.00 | 10/20/2012 12:43:24 PM |
| 52digital | $75.00 | 10/20/2012 1:04:51 PM |
| the-credit-maker | $100.00 | 10/20/2012 1:05:14 PM |
| joyous-peace443 | $25.00 | 10/20/2012 1:12:14 PM |
| dedicated-transaction796 | $25.00 | 10/20/2012 1:17:15 PM |
| handshake5 | $100.00 | 10/20/2012 1:00:53 PM |
| melodious-fairness | $50.00 | 10/20/2012 1:19:36 PM |
| red-power-pecan | $50.00 | 10/20/2012 1:23:24 PM |
| AF-Chief | $25.00 | 10/20/2012 1:09:07 PM |
| enticing-capital6 | $50.00 | 10/20/2012 1:28:25 PM |
| atlas100 | $25.00 | 10/20/2012 1:09:42 PM |
| cp-family | $43.00 | 10/20/2012 1:11:12 PM |
| interstellar | $36.00 | 10/20/2012 1:34:37 PM |
| careful-vigilance4 | $25.00 | 10/20/2012 1:37:19 PM |
| slowgains | $25.00 | 10/20/2012 1:18:02 PM |
| moola-flag4 | $25.00 | 10/20/2012 1:46:32 PM |
| cash-reaction2 | $25.00 | 10/20/2012 1:27:55 PM |
| NorthernFunds | $50.00 | 10/20/2012 1:52:10 PM |
| DreisersFinancier | $50.00 | 10/20/2012 1:54:33 PM |
| account98118 | $74.65 | 10/20/2012 1:56:29 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
629925
This series of Notes was issued and sold upon the funding of the borrower loan #76371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 10.53% |
Borrower rate/APR:
| 11.53% / 14.35% |
Monthly payment:
| $527.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.15% | | |
| |
Estimated return*:
| 6.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 21y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,956 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| restless-contract2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
680-699
(Jan-2011)
|
|
Principal balance:
| $8,377.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unbelievable-exchange | $145.00 | 10/19/2012 9:01:14 AM |
| creditjunky | $125.00 | 10/17/2012 9:02:28 AM |
| community-burrito9 | $45.00 | 10/17/2012 9:04:45 AM |
| houston2077 | $50.00 | 10/17/2012 9:08:57 AM |
| best-bonafide-p2p | $25.00 | 10/17/2012 9:24:25 AM |
| glimmering-liberty616 | $25.00 | 10/17/2012 9:04:59 AM |
| responsive-wampum8 | $25.00 | 10/17/2012 9:21:20 AM |
| napmanger | $100.00 | 10/17/2012 9:24:51 AM |
| janeybooboo | $100.00 | 10/17/2012 9:08:40 AM |
| misit | $25.00 | 10/17/2012 10:15:41 AM |
| ethical-truth211 | $300.00 | 10/17/2012 9:43:04 AM |
| lnuss25 | $25.00 | 10/17/2012 1:38:56 PM |
| heroic-platinum | $25.00 | 10/17/2012 10:10:19 AM |
| lendersf | $50.00 | 10/17/2012 2:30:22 PM |
| fairness-atmosphere | $25.00 | 10/17/2012 2:51:27 PM |
| workaholic68 | $30.00 | 10/17/2012 11:23:48 AM |
| worth21 | $25.00 | 10/17/2012 12:40:46 PM |
| tolerant-currency6 | $25.00 | 10/17/2012 11:29:34 AM |
| marketplace-singularity3 | $25.00 | 10/17/2012 12:01:03 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:41 PM |
| CougarRoar | $25.00 | 10/17/2012 2:40:07 PM |
| income-buffalo1 | $50.00 | 10/17/2012 5:04:16 PM |
| ferdberfel | $25.00 | 10/17/2012 4:19:09 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:24:24 PM |
| 100units | $200.00 | 10/17/2012 5:12:47 PM |
| daano15 | $25.00 | 10/17/2012 6:06:17 PM |
| upbeat-finance8 | $25.00 | 10/17/2012 6:58:38 PM |
| shaps | $50.00 | 10/17/2012 5:25:31 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:39 PM |
| vines99 | $25.00 | 10/17/2012 10:08:55 PM |
| cake7 | $25.00 | 10/17/2012 7:30:29 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:16 AM |
| atlas100 | $25.00 | 10/18/2012 5:22:10 AM |
| DoctorJoe | $25.00 | 10/18/2012 4:29:36 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:18 AM |
| treasure-hunter270 | $50.00 | 10/18/2012 6:36:21 AM |
| investment-comet | $25.00 | 10/18/2012 7:09:01 AM |
| ideomorph | $25.00 | 10/18/2012 6:25:48 AM |
| hope-candy1 | $25.00 | 10/18/2012 6:28:57 AM |
| Rulea72 | $25.00 | 10/18/2012 7:45:15 AM |
| Gyroman | $50.00 | 10/18/2012 8:32:23 AM |
| valiant-money | $60.00 | 10/18/2012 9:55:20 AM |
| MoneyTree79 | $50.00 | 10/18/2012 8:46:59 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:35 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:40 AM |
| Feyenoord | $30.00 | 10/18/2012 2:20:33 PM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:34 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 1:13:45 PM |
| alaskakid | $30.00 | 10/18/2012 5:43:48 PM |
| kegs | $150.00 | 10/18/2012 2:25:41 PM |
| jpblan11 | $25.00 | 10/18/2012 3:46:26 PM |
| PXM-Financial | $25.00 | 10/18/2012 1:08:56 PM |
| vigilance-revolutionary | $50.00 | 10/18/2012 1:49:03 PM |
| PThor | $25.00 | 10/18/2012 5:52:17 PM |
| whitegold24k | $150.00 | 10/18/2012 2:55:45 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:41 PM |
| JustOneVoice | $25.00 | 10/18/2012 3:16:36 PM |
| p2ploan-starfish838 | $50.00 | 10/18/2012 3:57:00 PM |
| fairness-boomer6 | $50.00 | 10/18/2012 5:45:16 PM |
| brandonm78 | $25.00 | 10/18/2012 5:39:06 PM |
| american6 | $50.00 | 10/18/2012 5:48:08 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:38 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:53 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:45:52 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:17 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:14 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:23 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:05 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:31 PM |
| courteous-trade229 | $39.90 | 10/18/2012 7:19:19 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:49 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:48 PM |
| RockpointCapital | $300.00 | 10/18/2012 7:30:55 PM |
| McDeeter | $25.00 | 10/18/2012 7:31:27 PM |
| velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:12 PM |
| market-cougar3 | $50.00 | 10/18/2012 7:06:11 PM |
| sharp-platinum326 | $25.00 | 10/18/2012 7:17:42 PM |
| life-is-great | $25.00 | 10/18/2012 7:49:17 PM |
| rmachi | $25.00 | 10/18/2012 7:21:15 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:50 PM |
| top-silver-american | $25.00 | 10/18/2012 7:26:30 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:39 PM |
| cybernosha | $25.00 | 10/18/2012 7:30:41 PM |
| JeremyLinFan | $25.00 | 10/18/2012 8:08:48 PM |
| dukeiyer | $25.00 | 10/18/2012 8:11:27 PM |
| phaded | $25.00 | 10/18/2012 7:34:57 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:18 PM |
| prudent-deal662 | $25.00 | 10/18/2012 7:25:42 PM |
| gjm6d | $25.00 | 10/18/2012 7:41:40 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:54 PM |
| ivy-league-MBA | $25.00 | 10/18/2012 7:32:48 PM |
| katnmouse | $45.00 | 10/18/2012 9:02:06 PM |
| cerebral-dollar773 | $25.00 | 10/19/2012 5:46:52 AM |
| visionary-generosity0 | $50.00 | 10/19/2012 6:56:42 AM |
| laser | $50.00 | 10/19/2012 6:58:32 AM |
| Elefunt | $25.00 | 10/18/2012 8:28:16 PM |
| nuclearmoose | $50.00 | 10/18/2012 8:30:19 PM |
| Suit | $29.11 | 10/19/2012 7:39:31 AM |
| benefit-awakening9 | $100.00 | 10/18/2012 8:01:31 PM |
| trade-arch | $25.00 | 10/19/2012 7:59:12 AM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:55 AM |
| CarnageAsada | $25.00 | 10/19/2012 8:14:15 AM |
| dainova | $25.00 | 10/19/2012 9:02:40 AM |
| promise2 | $25.00 | 10/19/2012 12:21:40 AM |
| Hobson | $40.00 | 10/19/2012 5:48:52 AM |
| w3alter | $50.00 | 10/19/2012 9:08:27 AM |
| credit-maple | $25.00 | 10/19/2012 9:10:02 AM |
| exuberant-funds1 | $25.00 | 10/18/2012 8:48:00 PM |
| bellaquito | $500.00 | 10/18/2012 8:54:26 PM |
| BankofPete | $25.00 | 10/19/2012 6:43:06 AM |
| FWF-kinetic | $50.00 | 10/18/2012 9:03:36 PM |
| sophisticated-return496 | $25.00 | 10/19/2012 6:50:45 AM |
| Herluftrolle | $25.00 | 10/19/2012 9:13:39 AM |
| excellent-funds025 | $50.00 | 10/19/2012 7:13:40 AM |
| superb-return339 | $200.00 | 10/19/2012 7:25:01 AM |
| aprivatelender | $25.00 | 10/18/2012 10:06:00 PM |
| gold-web4 | $25.00 | 10/19/2012 9:20:28 AM |
| Crysalith | $25.52 | 10/19/2012 9:07:00 AM |
| spoolin18t | $50.00 | 10/19/2012 7:17:09 AM |
| flexible-rate1 | $25.00 | 10/19/2012 9:17:55 AM |
| Worldskiboy | $50.00 | 10/19/2012 9:57:31 AM |
| Splangy613 | $25.00 | 10/19/2012 9:58:35 AM |
| kwan | $25.00 | 10/19/2012 9:28:17 AM |
| mvalley | $25.00 | 10/19/2012 9:29:43 AM |
| pharmkid21 | $25.00 | 10/19/2012 10:02:33 AM |
| liberty-viola | $30.00 | 10/19/2012 9:33:44 AM |
| ranstlin | $25.00 | 10/19/2012 10:03:19 AM |
| E_G | $50.00 | 10/19/2012 9:13:07 AM |
| EnglishGeekInNYC | $25.00 | 10/19/2012 9:34:16 AM |
| derwiki | $25.00 | 10/19/2012 9:38:24 AM |
| purposeful-durability8 | $100.00 | 10/19/2012 9:17:28 AM |
| market-assembler | $50.00 | 10/19/2012 10:15:39 AM |
| lenderrob | $25.00 | 10/19/2012 10:18:14 AM |
| p2ploan-association0 | $25.00 | 10/19/2012 9:29:45 AM |
| best-listing-toro | $25.00 | 10/19/2012 9:30:07 AM |
| downtownfarm | $25.00 | 10/19/2012 9:48:59 AM |
| hard-working-rate3 | $25.00 | 10/19/2012 10:10:17 AM |
| TennSquire | $25.00 | 10/19/2012 10:10:21 AM |
| Clambake | $25.00 | 10/19/2012 9:59:01 AM |
| New-Brunswick-Investor | $25.00 | 10/19/2012 10:02:48 AM |
| Aberdeen | $99.00 | 10/18/2012 6:04:29 PM |
| moola-accelerator6 | $40.00 | 10/17/2012 10:25:26 AM |
| treasure-bliss | $100.00 | 10/17/2012 10:55:48 AM |
| proud-wealth2 | $28.00 | 10/17/2012 11:04:33 AM |
| rospa | $50.00 | 10/17/2012 9:55:48 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:24 AM |
| orange-preeminant-bill | $50.00 | 10/17/2012 10:44:07 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:30 PM |
| Interloper | $25.00 | 10/17/2012 10:05:58 AM |
| shawnb777 | $50.00 | 10/17/2012 11:17:34 AM |
| triguy | $500.00 | 10/17/2012 10:27:51 AM |
| euro-broadcaster | $25.00 | 10/17/2012 2:40:18 PM |
| social-zebra | $35.00 | 10/17/2012 11:55:01 AM |
| terrific-return | $25.00 | 10/17/2012 3:34:34 PM |
| gilbrear | $25.00 | 10/17/2012 3:49:21 PM |
| credit-dandelion148 | $400.00 | 10/17/2012 1:06:13 PM |
| silver-saber | $125.00 | 10/17/2012 12:08:37 PM |
| sweety075 | $25.00 | 10/17/2012 5:07:52 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:22 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:10:51 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:02 PM |
| 32669 | $69.20 | 10/17/2012 3:36:44 PM |
| bonus-quark4 | $25.00 | 10/17/2012 4:42:48 PM |
| windguy | $50.00 | 10/17/2012 5:29:10 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:29 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:10 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:22 PM |
| tranquil-diversification8 | $100.00 | 10/17/2012 6:30:28 PM |
| iamabby | $25.00 | 10/17/2012 7:04:40 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:17 AM |
| punctual-fund | $25.00 | 10/18/2012 6:08:48 AM |
| blue-unrelenting-rupee | $25.00 | 10/18/2012 8:25:30 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:04 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:26:53 AM |
| MakoF16 | $25.00 | 10/18/2012 8:20:32 AM |
| somebody32 | $50.00 | 10/18/2012 8:55:00 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:21 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:54 PM |
| Investor_DP | $200.00 | 10/18/2012 9:34:49 AM |
| phenomenal-asset4 | $50.00 | 10/18/2012 10:08:55 AM |
| doublej82 | $100.00 | 10/18/2012 10:15:09 AM |
| contract-student2 | $40.00 | 10/18/2012 12:12:53 PM |
| simeonthewhale | $25.00 | 10/18/2012 1:15:19 PM |
| pdub | $500.00 | 10/18/2012 12:07:13 PM |
| roman1998 | $50.00 | 10/18/2012 12:18:01 PM |
| Sturgee | $25.00 | 10/18/2012 3:31:28 PM |
| openness-antioxidant | $100.00 | 10/18/2012 1:21:04 PM |
| Investoman | $25.00 | 10/18/2012 5:45:42 PM |
| unrivaled-deal676 | $50.00 | 10/18/2012 6:08:06 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:47 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:27 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:29 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:50 PM |
| 108lender | $136.00 | 10/18/2012 6:23:02 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:01 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:54 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:53 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:41 PM |
| sharpey | $25.00 | 10/18/2012 6:43:16 PM |
| Mint_Man | $25.00 | 10/18/2012 7:03:06 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:51:01 PM |
| payout-reaction740 | $50.00 | 10/18/2012 6:42:49 PM |
| adub1979 | $75.00 | 10/18/2012 6:53:23 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:18 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:50 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:00 PM |
| soarmore | $25.00 | 10/18/2012 7:01:19 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:39 PM |
| Vegasjim | $25.00 | 10/18/2012 7:33:42 PM |
| lawyervon | $25.00 | 10/18/2012 7:07:30 PM |
| durability-solstice8 | $50.00 | 10/18/2012 7:40:31 PM |
| AFairDeal | $25.00 | 10/18/2012 7:16:58 PM |
| enticing-capital6 | $50.00 | 10/18/2012 7:17:02 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:36 PM |
| GameDesign | $50.00 | 10/18/2012 7:54:35 PM |
| objective-investor | $250.00 | 10/18/2012 7:26:33 PM |
| keen-credit6 | $26.00 | 10/18/2012 8:02:50 PM |
| natural-greenback6 | $25.00 | 10/18/2012 8:15:14 PM |
| hitsman | $50.00 | 10/18/2012 7:50:02 PM |
| duckbill_1972 | $25.00 | 10/18/2012 9:16:11 PM |
| adaptable-benefit6 | $25.00 | 10/18/2012 9:39:49 PM |
| thrifty-transaction578 | $25.00 | 10/18/2012 7:49:03 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:17 PM |
| hidavehi | $33.00 | 10/18/2012 7:57:37 PM |
| vinayski | $25.00 | 10/18/2012 7:58:47 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:31 PM |
| DadWarbucks | $25.00 | 10/18/2012 7:59:58 PM |
| thorough-marketplace441 | $25.00 | 10/19/2012 8:58:22 AM |
| MangoHedge | $25.00 | 10/18/2012 10:06:21 PM |
| tranquil-economy4 | $50.00 | 10/19/2012 12:50:03 AM |
| Ben-Siegelbaum | $100.00 | 10/19/2012 1:34:49 AM |
| oxnard | $100.00 | 10/19/2012 5:55:21 AM |
| payout-thinker7 | $25.00 | 10/19/2012 7:17:41 AM |
| LaGrangeLender | $60.00 | 10/19/2012 7:19:59 AM |
| Clovis_the-Benevolent | $100.00 | 10/18/2012 10:29:07 PM |
| kurg | $25.00 | 10/19/2012 9:20:57 AM |
| excellent-funds649 | $27.00 | 10/19/2012 9:22:10 AM |
| greenback-maniac | $25.00 | 10/19/2012 4:36:47 AM |
| pious-currency875 | $67.00 | 10/19/2012 9:28:02 AM |
| Eminent_Endeavors | $30.00 | 10/19/2012 5:48:52 AM |
| calbertrand | $25.00 | 10/19/2012 6:03:20 AM |
| engbusres | $40.00 | 10/19/2012 6:04:08 AM |
| mennleo | $36.00 | 10/19/2012 9:06:31 AM |
| TomDalonajay | $25.00 | 10/19/2012 9:07:41 AM |
| moltopaolo | $50.00 | 10/19/2012 9:40:44 AM |
| Zolton | $105.00 | 10/19/2012 9:08:37 AM |
| gold-fluffy-bunny4 | $32.00 | 10/19/2012 7:53:00 AM |
| pdxKurt | $50.00 | 10/19/2012 9:13:19 AM |
| neighborly-velocity4 | $25.00 | 10/19/2012 9:17:00 AM |
| mar97 | $25.00 | 10/19/2012 9:53:10 AM |
| tenacious-affluence | $25.00 | 10/19/2012 9:54:40 AM |
| ohnezweck | $32.00 | 10/19/2012 9:22:01 AM |
| gain-tamer7 | $100.00 | 10/19/2012 9:56:26 AM |
| fantastic-investment9 | $25.00 | 10/19/2012 9:58:31 AM |
| rcm87 | $50.00 | 10/19/2012 9:58:40 AM |
| mathomas3 | $50.00 | 10/19/2012 9:08:14 AM |
| richboy56 | $25.00 | 10/19/2012 9:59:46 AM |
| dansarkis | $25.00 | 10/19/2012 10:05:21 AM |
| relaxation798 | $100.00 | 10/19/2012 9:38:41 AM |
| MadHun | $200.00 | 10/19/2012 9:40:54 AM |
| casaba | $25.00 | 10/19/2012 9:18:57 AM |
| mtquan | $25.00 | 10/19/2012 9:46:53 AM |
| maldok1 | $25.00 | 10/19/2012 9:47:12 AM |
| enchanted-investment447 | $100.00 | 10/19/2012 9:47:58 AM |
| awe-inspiring-commitment972 | $50.00 | 10/19/2012 10:17:14 AM |
| figs4u2 | $83.00 | 10/19/2012 10:18:27 AM |
| affluence-tycoon | $25.00 | 10/19/2012 9:58:48 AM |
| power-kin | $50.00 | 10/19/2012 9:40:08 AM |
| Sunshine2222 | $25.00 | 10/19/2012 10:04:11 AM |
| bosco44 | $25.00 | 10/19/2012 9:51:53 AM |
| thoughtful-peso78 | $25.00 | 10/19/2012 10:00:09 AM |
| 4est | $25.00 | 10/19/2012 10:18:10 AM |
| 272 Investments
|
Borrower Payment Dependent Notes Series
634669
This series of Notes was issued and sold upon the funding of the borrower loan #76491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $118.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,414 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-dojo7 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $1,498.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...defray costs of partial two dental plates and other dentistry.
My financial situation:
I am a good candidate for this loan because...I have paid my current Prosper loan installments faithfully and have paid faithfully all installments of two other loans and paid faithfully my house rent. My health is excellent; I have not had even a cold or a headache since 1990. My Experian credit score is 662, not substantially higher, only because of credit problems that occurred 5 years of more ago. My income is tax-free and guaranteed to remain the same or be greater -- for the rest of my life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 10/22/2012 5:11:19 PM |
| foxy-marketplace2 | $100.00 | 10/22/2012 5:29:19 PM |
| community-burrito9 | $55.00 | 10/22/2012 5:22:53 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:39 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:43 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:18 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:22 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:10 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:03 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:04 PM |
| Cronos | $100.00 | 10/22/2012 6:11:04 PM |
| moola-accelerator6 | $30.00 | 10/22/2012 8:29:12 PM |
| E_G | $50.00 | 10/22/2012 6:19:13 PM |
| nitrostamped | $100.00 | 10/22/2012 6:27:00 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:05 PM |
| gravbox | $25.00 | 10/22/2012 6:59:31 PM |
| mlb1 | $60.00 | 10/23/2012 7:15:07 AM |
| dpa24 | $25.00 | 10/23/2012 3:08:38 AM |
| s270 | $25.00 | 10/23/2012 1:17:58 AM |
| john0720 | $25.00 | 10/23/2012 7:57:57 AM |
| P2P_CARE | $150.00 | 10/23/2012 8:20:15 AM |
| jdtv | $25.00 | 10/23/2012 8:16:11 AM |
| thehousewife | $25.00 | 10/23/2012 9:26:42 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:36 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:35 AM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:38 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:18 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:05 PM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:53 PM |
| zassociate | $200.00 | 10/22/2012 5:11:12 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:51 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:32 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:18 PM |
| undaunted-fairness0 | $25.00 | 10/22/2012 6:22:59 PM |
| 0_0 | $25.00 | 10/22/2012 6:28:11 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:54 PM |
| repayment-uprising | $25.00 | 10/23/2012 6:02:37 AM |
| bellaquito | $500.00 | 10/22/2012 7:34:11 PM |
| first-serene-credit | $25.00 | 10/23/2012 8:24:58 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 9:48:10 PM |
| well-mannered-income3 | $73.00 | 10/23/2012 4:25:39 AM |
| red-penny-philosopher | $25.00 | 10/23/2012 5:00:43 AM |
| Darts | $50.00 | 10/23/2012 8:45:18 AM |
| Leshan | $100.00 | 10/23/2012 8:46:39 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:52 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:22 AM |
| networks4ever | $25.00 | 10/23/2012 9:44:26 AM |
| LaGrangeLender | $60.00 | 10/23/2012 10:05:20 AM |
| finance-coyote3 | $953.74 | 10/23/2012 10:14:08 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:33 AM |
| palpbert | $25.00 | 10/23/2012 10:26:52 AM |
| punctual-coin1 | $35.00 | 10/23/2012 10:34:45 AM |
| refined-velocity5 | $25.00 | 10/23/2012 10:47:52 AM |
| progressive-penny0 | $25.00 | 10/23/2012 11:03:23 AM |
| payout-detective7 | $8.25 | 10/23/2012 11:06:15 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
637049
This series of Notes was issued and sold upon the funding of the borrower loan #76819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $327.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 7m |
|
Amount delinquent:
| $2,841 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,322 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wolfejb |
Borrower's state:
| Texas |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 4
( 6% )
| 640-659
(May-2010)
640-659
(Apr-2010)
560-579
(Sep-2008)
540-559
(Dec-2007)
|
|
Principal balance:
| $155.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 62 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because have a stable profession job and working hard to payoff debts and built credit. I work hard to pay additional amounts to payoff loan early.
Monthly net income: $ 6350.00
Monthly expenses: $ 3286
Housing: $ 1089.00
Insurance: $ 250.00
Car expenses: $ 75.00
Utilities: $ 200.00
Phone, cable, internet: $ 247.00
Food, entertainment: $ 325.00
Clothing, household expenses: $ 125.00
Credit cards and other loans: $ 525.00
Other expenses: $ 450.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/22/2012 6:15:27 PM |
| yield-lion2 | $100.00 | 10/23/2012 9:42:31 AM |
| trumpeter5 | $25.00 | 10/22/2012 5:01:14 PM |
| transaction-puppy6 | $25.00 | 10/22/2012 5:07:34 PM |
| moneylender25 | $25.00 | 10/22/2012 5:08:49 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:39 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:35 PM |
| vutah | $35.00 | 10/22/2012 5:01:08 PM |
| handy-justice | $25.00 | 10/22/2012 5:01:38 PM |
| wesleyan | $50.00 | 10/22/2012 5:03:17 PM |
| scholarly-order6 | $100.00 | 10/22/2012 5:04:10 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:05 PM |
| spark548 | $100.00 | 10/22/2012 5:07:37 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:44 PM |
| BostonCapital | $100.00 | 10/22/2012 5:17:28 PM |
| kind-credit-bear | $250.00 | 10/22/2012 5:39:14 PM |
| trade-goblin9 | $50.00 | 10/22/2012 5:22:34 PM |
| majestic-note6 | $200.00 | 10/22/2012 5:24:03 PM |
| LeReve | $500.00 | 10/22/2012 5:27:34 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:25 PM |
| us957165 | $25.00 | 10/22/2012 6:19:56 PM |
| Makingitrain | $25.00 | 10/22/2012 5:45:55 PM |
| the-respectful-transaction | $25.00 | 10/22/2012 5:55:19 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:44 PM |
| profitable-money | $25.00 | 10/22/2012 7:17:52 PM |
| commerce-viking1 | $50.00 | 10/22/2012 6:09:05 PM |
| moola-tulip1 | $45.00 | 10/22/2012 7:52:53 PM |
| Oak-Parker | $25.00 | 10/22/2012 8:21:05 PM |
| kinder-credit-bear | $25.00 | 10/22/2012 6:23:14 PM |
| open-minded-p2p1 | $25.00 | 10/22/2012 6:37:43 PM |
| janeybooboo | $50.26 | 10/22/2012 7:10:38 PM |
| Fire2 | $25.00 | 10/23/2012 6:53:17 AM |
| just-loyalty643 | $50.00 | 10/22/2012 7:29:50 PM |
| treasure-coyote3 | $25.00 | 10/22/2012 8:00:19 PM |
| fate-amenable-to-change | $30.00 | 10/22/2012 10:11:39 PM |
| pierrelasvegas | $25.00 | 10/23/2012 6:49:39 AM |
| FinanceEngine | $60.00 | 10/23/2012 6:57:00 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:25:24 AM |
| rome1426 | $25.00 | 10/23/2012 10:12:52 AM |
| 1800porsche | $25.00 | 10/23/2012 10:33:58 AM |
| thelovebug | $100.00 | 10/23/2012 9:57:23 AM |
| moola-accelerator6 | $25.00 | 10/23/2012 10:23:24 AM |
| WalnutCreekguy | $50.00 | 10/23/2012 10:23:28 AM |
| atlas100 | $50.00 | 10/23/2012 12:15:10 PM |
| deal-pioneer1 | $50.00 | 10/23/2012 12:22:46 PM |
| kind-truth-circuit | $50.00 | 10/23/2012 10:30:00 AM |
| amc3 | $119.84 | 10/23/2012 11:44:42 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:10 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:47 PM |
| HoweMoney | $50.00 | 10/23/2012 12:44:55 PM |
| hardatwork1 | $25.00 | 10/23/2012 12:58:23 PM |
| compatible-deal9 | $50.00 | 10/23/2012 1:01:07 PM |
| global-invest-group | $25.00 | 10/23/2012 1:03:17 PM |
| marwadi-62 | $400.00 | 10/23/2012 1:59:49 PM |
| ethical-truth211 | $213.03 | 10/23/2012 2:11:59 PM |
| LittleMingo | $30.00 | 10/22/2012 5:02:20 PM |
| MoneyForNothing | $25.58 | 10/22/2012 5:04:01 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:52 PM |
| hillerod | $26.22 | 10/22/2012 5:01:31 PM |
| Feyenoord | $30.00 | 10/22/2012 5:05:55 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:03 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:45 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:14:13 PM |
| a-finance-nirvana | $25.00 | 10/22/2012 5:17:36 PM |
| shaps | $50.00 | 10/22/2012 5:23:13 PM |
| _nfx-ira_ | $35.01 | 10/22/2012 5:51:12 PM |
| velocity-winner | $25.00 | 10/22/2012 5:51:34 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:39 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:05 PM |
| janeybooboo | $74.74 | 10/22/2012 5:55:27 PM |
| miked8303 | $50.00 | 10/22/2012 5:31:46 PM |
| AF-Chief | $25.00 | 10/22/2012 5:34:46 PM |
| Cronos | $100.00 | 10/22/2012 6:11:05 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:03 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:08 PM |
| twjh | $25.08 | 10/22/2012 6:43:11 PM |
| musegaze | $50.00 | 10/22/2012 5:56:00 PM |
| five-star-note | $200.00 | 10/22/2012 5:56:06 PM |
| compounding21 | $25.00 | 10/22/2012 6:06:50 PM |
| toblerone | $25.00 | 10/22/2012 6:07:34 PM |
| kulender | $100.00 | 10/22/2012 7:27:40 PM |
| just-finance2 | $25.00 | 10/22/2012 6:18:09 PM |
| DasMula | $50.00 | 10/22/2012 9:32:55 PM |
| DasMula | $50.00 | 10/22/2012 9:33:05 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 9:58:23 PM |
| jet341 | $100.00 | 10/22/2012 10:09:00 PM |
| marwadi-62 | $108.00 | 10/22/2012 6:36:26 PM |
| halothane_logic | $25.00 | 10/22/2012 6:36:59 PM |
| 52digital | $75.00 | 10/22/2012 6:37:49 PM |
| rdhfire | $25.00 | 10/23/2012 3:32:54 AM |
| myutmost | $90.00 | 10/22/2012 6:38:47 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:03 PM |
| FL-Lender | $25.00 | 10/23/2012 5:48:23 AM |
| punctual-fund | $25.00 | 10/23/2012 5:51:18 AM |
| oskizzle | $25.00 | 10/23/2012 6:05:40 AM |
| nalaari | $36.95 | 10/23/2012 7:00:18 AM |
| investment-comet | $25.00 | 10/23/2012 7:14:04 AM |
| dinero-wizard9 | $100.00 | 10/23/2012 7:50:32 AM |
| thrifty-capital | $25.00 | 10/22/2012 7:54:39 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:38:59 PM |
| euro-deployment | $25.00 | 10/22/2012 10:01:30 PM |
| cattlebaron | $93.24 | 10/22/2012 10:56:09 PM |
| producer455 | $25.00 | 10/23/2012 12:04:36 AM |
| DoctorJoe | $30.00 | 10/23/2012 6:30:22 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:05:57 AM |
| Asgardian | $25.00 | 10/23/2012 7:19:50 AM |
| funguyatnight | $25.00 | 10/23/2012 7:53:22 AM |
| 1randyp | $25.00 | 10/23/2012 9:20:40 AM |
| authoritative-platinum7 | $28.00 | 10/23/2012 9:13:04 AM |
| Thunderswan | $100.00 | 10/23/2012 9:24:01 AM |
| red-power-pecan | $50.00 | 10/23/2012 9:25:47 AM |
| desertoasis | $25.00 | 10/23/2012 10:20:16 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:22 AM |
| ChrisTJ | $25.00 | 10/23/2012 10:16:34 AM |
| economy-shrubbery6 | $25.00 | 10/23/2012 10:19:23 AM |
| spiff666 | $26.66 | 10/23/2012 12:12:54 PM |
| money-baron-Roth401k | $25.00 | 10/23/2012 10:24:13 AM |
| the-profit-oracle | $25.00 | 10/23/2012 10:27:05 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:22 AM |
| shrewd-peace7 | $25.00 | 10/23/2012 10:37:07 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:50 PM |
| doomsday18 | $25.00 | 10/23/2012 1:42:48 PM |
| wise-friendly-dollar | $25.00 | 10/23/2012 1:47:51 PM |
| shaunyq | $262.39 | 10/23/2012 1:55:13 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:57 PM |
| Mrs-Honeydew | $25.00 | 10/23/2012 2:04:56 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
637567
This series of Notes was issued and sold upon the funding of the borrower loan #76693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,453 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-generosity-wonder |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2011)
|
|
Principal balance:
| $7,271.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Business
Purpose of loan:
This loan will be used to...Help finance my fiancee's new Antique/ Vintage / Home Decor Store. We live in a quaint upstate NY town and my fiancee' has just opened her own shop, and so far is doing very well! There is a lot of buzz about the shop, and the fellow business owners as well as people that have been to the shop are very excited to see our Main St thrive! We/she just needs a little bit of start-up to buy some additional items for the store! The shop has been financed so far out of pocket.
My financial situation: Very good
I am a good candidate for this loan because...I have had another prosper loan that helped us build on our property and have always paid on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/15/2012 5:11:39 PM |
| Assets-Up | $25.00 | 10/15/2012 5:00:59 PM |
| green-trade-dolphin | $31.75 | 10/15/2012 5:02:24 PM |
| red-eloquent-rupee | $50.00 | 10/15/2012 5:04:39 PM |
| genius520 | $89.00 | 10/15/2012 5:12:01 PM |
| sensible-fund | $25.00 | 10/15/2012 5:07:06 PM |
| asset-portait013 | $100.00 | 10/15/2012 5:15:14 PM |
| silver-enlightenment0 | $25.00 | 10/15/2012 5:16:48 PM |
| dignified-truth7 | $105.25 | 10/15/2012 5:21:02 PM |
| special-dinero553 | $25.00 | 10/15/2012 5:15:55 PM |
| transparency-river1 | $690.00 | 10/15/2012 5:10:42 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:17 PM |
| MAYBROOK | $50.00 | 10/15/2012 5:12:40 PM |
| resolute-justice413 | $200.00 | 10/15/2012 5:14:53 PM |
| commanding-treasure2 | $49.00 | 10/15/2012 5:15:35 PM |
| nickel-ferret | $25.00 | 10/15/2012 5:19:41 PM |
| well-rounded-payout0 | $50.00 | 10/15/2012 5:01:15 PM |
| FinanceEngine | $60.00 | 10/15/2012 5:03:21 PM |
| pdub | $250.00 | 10/15/2012 5:06:35 PM |
| Miami | $25.00 | 10/15/2012 5:08:01 PM |
| american-investor | $25.00 | 10/15/2012 5:14:26 PM |
| Budro | $50.00 | 10/15/2012 5:02:46 PM |
| Mark-7 | $50.00 | 10/15/2012 5:08:18 PM |
| tech310 | $50.00 | 10/15/2012 5:09:06 PM |
| LightTheWay | $50.00 | 10/15/2012 5:10:24 PM |
| loan-fate | $50.00 | 10/15/2012 5:12:52 PM |
| j2ee | $50.00 | 10/15/2012 5:07:44 PM |
| spark548 | $100.00 | 10/15/2012 5:08:04 PM |
| market-cougar3 | $50.00 | 10/15/2012 5:15:48 PM |
| supersdf | $25.00 | 10/15/2012 5:18:22 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:26 PM |
| pierrelasvegas | $25.00 | 10/15/2012 5:16:19 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
639319
This series of Notes was issued and sold upon the funding of the borrower loan #76699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $594.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
25 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,417 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-master5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 86% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 14% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because of my employment & current income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $22,500.00 | 10/18/2012 5:40:17 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:16 PM |
| repayment-pagoda8 | $100.00 | 10/18/2012 5:48:29 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:46 PM |
| windguy | $50.00 | 10/18/2012 6:03:42 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:46 PM |
| PThor | $25.00 | 10/18/2012 5:52:25 PM |
| friedokra | $25.00 | 10/18/2012 6:02:05 PM |
| ethical-truth211 | $500.00 | 10/18/2012 6:06:24 PM |
| MI2 | $1,090.00 | 10/18/2012 6:10:19 PM |
| Nil2008 | $100.00 | 10/18/2012 5:47:25 PM |
| damage | $25.00 | 10/18/2012 5:58:14 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:56 PM |
| LaGrangeLender | $60.00 | 10/18/2012 5:44:10 PM |
| napmanger | $100.00 | 10/18/2012 6:01:05 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
640315
This series of Notes was issued and sold upon the funding of the borrower loan #76751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,998.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,092 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| epic-peace39 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate
This loan will be used to... I have 2 vehicles. Each needs a full set of tires. It would be nice to consolidate this bill with at least one of my credit card debts.
My financial situation:
I am a good candidate for this loan because... I pay my debts.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.02 | 10/15/2012 9:26:06 AM |
| Endeavour | $150.00 | 10/15/2012 9:03:01 AM |
| scholarly-order6 | $100.00 | 10/15/2012 9:08:39 AM |
| Nipper99 | $100.00 | 10/15/2012 9:18:06 AM |
| riveting-credit5 | $25.00 | 10/15/2012 9:24:13 AM |
| khaister | $25.00 | 10/15/2012 9:34:06 AM |
| tranquil-gain1 | $75.00 | 10/15/2012 9:35:40 AM |
| finance-ecstasy7 | $25.00 | 10/15/2012 9:09:06 AM |
| refresher211 | $100.00 | 10/15/2012 9:44:48 AM |
| HeroSupport | $45.00 | 10/15/2012 9:22:24 AM |
| enriched-return057 | $50.00 | 10/15/2012 9:52:07 AM |
| Jalebi | $50.00 | 10/15/2012 9:09:24 AM |
| knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:20 AM |
| Relient-K | $25.00 | 10/15/2012 9:56:04 AM |
| trade-goblin9 | $50.00 | 10/15/2012 9:24:24 AM |
| treasure-palace661 | $268.00 | 10/15/2012 10:13:10 AM |
| nevee | $40.00 | 10/15/2012 9:48:04 AM |
| best-bonafide-p2p | $25.00 | 10/15/2012 9:44:05 AM |
| Gregger | $25.00 | 10/15/2012 10:30:12 AM |
| greencat | $50.00 | 10/15/2012 9:45:23 AM |
| ferocious-kindness8 | $30.00 | 10/15/2012 10:13:49 AM |
| EngineersAlliance | $35.00 | 10/15/2012 11:16:48 AM |
| bellaquito | $500.00 | 10/15/2012 11:54:25 AM |
| meers2000 | $52.00 | 10/15/2012 10:14:50 AM |
| community-burrito9 | $40.00 | 10/15/2012 10:16:11 AM |
| Iwillhuntyoudown | $25.00 | 10/15/2012 10:45:20 AM |
| InvestorJunkie | $25.00 | 10/15/2012 11:42:12 AM |
| glroark | $133.91 | 10/15/2012 12:01:24 PM |
| green-trade-dolphin | $50.03 | 10/15/2012 11:29:56 AM |
| InChicago | $160.04 | 10/15/2012 9:02:22 AM |
| vutah | $35.00 | 10/15/2012 9:11:11 AM |
| wise-charming-reward | $200.00 | 10/15/2012 9:13:15 AM |
| rate-advocator7 | $200.00 | 10/15/2012 9:15:06 AM |
| wonder3 | $25.00 | 10/15/2012 9:03:09 AM |
| Assets-Up | $25.00 | 10/15/2012 9:06:41 AM |
| majestic-note6 | $150.00 | 10/15/2012 9:47:55 AM |
| slowgains | $25.00 | 10/15/2012 9:23:47 AM |
| appetizing-loyalty354 | $75.00 | 10/15/2012 9:03:38 AM |
| dedicated-contract755 | $25.00 | 10/15/2012 9:29:17 AM |
| new-impeccable-coin | $34.00 | 10/15/2012 9:10:35 AM |
| klippies | $25.00 | 10/15/2012 9:39:26 AM |
| Stek7 | $30.00 | 10/15/2012 9:23:29 AM |
| first-serene-credit | $25.00 | 10/15/2012 9:25:38 AM |
| DevinHill | $30.00 | 10/15/2012 10:37:35 AM |
| open-minded-p2p1 | $25.00 | 10/15/2012 10:38:20 AM |
| obedient-payout0 | $25.00 | 10/15/2012 10:52:27 AM |
| botfolio | $300.00 | 10/15/2012 10:15:51 AM |
| openness-antioxidant | $100.00 | 10/15/2012 10:33:03 AM |
| Nil2008 | $100.00 | 10/15/2012 10:42:20 AM |
| julijask | $25.00 | 10/15/2012 10:24:05 AM |
| fund-medalist171 | $65.00 | 10/15/2012 10:35:46 AM |
| gotjack-IRA | $25.00 | 10/15/2012 11:37:48 AM |
| Dubbs360 | $100.00 | 10/15/2012 11:40:03 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
642897
This series of Notes was issued and sold upon the funding of the borrower loan #76795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $128.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,848 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bid-pioneer121 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $1,931.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Medical/Dental
Purpose of loan: pay medical bills that have been given to collections
This loan will be used to...put bills into one payment
My financial situation: i keep all bills current, but money is tight
I am a good candidate for this loan because...i have a good payment record
Monthly net income: $3400
Monthly expenses: $3000
Housing: $545
Insurance: $300
Car expenses: $400
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
medical $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/24/2012 9:39:35 AM |
| Jalebi | $25.00 | 10/23/2012 5:08:18 PM |
| rine354 | $100.00 | 10/23/2012 5:09:11 PM |
| BankofRon_IRA | $100.00 | 10/23/2012 5:27:24 PM |
| imogen22 | $50.00 | 10/23/2012 5:12:19 PM |
| handy-justice | $25.00 | 10/23/2012 5:45:17 PM |
| refresher211 | $100.00 | 10/23/2012 5:17:49 PM |
| 52digital | $75.00 | 10/23/2012 5:33:04 PM |
| power-chihuahua | $25.00 | 10/23/2012 5:46:42 PM |
| suave-durability1 | $34.00 | 10/23/2012 5:49:00 PM |
| berniemadeoff | $50.00 | 10/23/2012 5:51:07 PM |
| jtc26 | $35.59 | 10/23/2012 8:30:24 PM |
| reward-walnut | $25.00 | 10/23/2012 6:05:13 PM |
| 1willray | $25.00 | 10/23/2012 10:01:11 PM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 11:36:35 PM |
| mikeandcat | $50.00 | 10/24/2012 4:57:35 AM |
| atlas100 | $25.00 | 10/24/2012 6:36:11 AM |
| Dubbs360 | $100.00 | 10/23/2012 6:59:35 PM |
| FinanceEngine | $60.00 | 10/24/2012 7:23:57 AM |
| Navy-Retired | $100.00 | 10/23/2012 7:40:44 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 7:57:38 PM |
| justasoldier | $100.00 | 10/23/2012 8:18:22 PM |
| Bank42 | $25.00 | 10/24/2012 8:15:52 AM |
| jjb516 | $25.00 | 10/23/2012 10:40:17 PM |
| point | $50.00 | 10/24/2012 9:16:12 AM |
| punctual-fund | $25.00 | 10/24/2012 9:22:32 AM |
| queentut | $37.00 | 10/24/2012 9:26:31 AM |
| careful-vigilance4 | $25.00 | 10/24/2012 9:31:04 AM |
| contract-lionheart | $75.00 | 10/24/2012 9:52:27 AM |
| dukeiyer | $25.00 | 10/24/2012 9:54:51 AM |
| fcrick | $25.00 | 10/24/2012 9:10:25 AM |
| AAnderson1750 | $113.00 | 10/24/2012 9:11:38 AM |
| deal-galleon | $25.00 | 10/24/2012 10:09:13 AM |
| joyous-peace443 | $25.00 | 10/24/2012 9:12:33 AM |
| musegaze | $44.00 | 10/24/2012 9:22:14 AM |
| ethical-truth211 | $100.00 | 10/24/2012 10:54:29 AM |
| jetavana | $25.00 | 10/24/2012 9:38:26 AM |
| the-credit-maker | $100.00 | 10/23/2012 5:12:33 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:18 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:23 PM |
| etraboulay | $50.00 | 10/23/2012 5:19:01 PM |
| enlighter | $48.00 | 10/23/2012 5:21:52 PM |
| money-baron-Roth401k | $25.00 | 10/23/2012 5:28:53 PM |
| sensible-fund | $25.00 | 10/23/2012 6:33:43 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:03 PM |
| transparency-position | $98.00 | 10/23/2012 7:29:13 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:05 PM |
| jkeller4000 | $25.00 | 10/23/2012 6:12:42 PM |
| Theofficer_roth_ira | $51.61 | 10/24/2012 12:05:12 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:30 AM |
| vivid-return426 | $25.00 | 10/23/2012 6:50:21 PM |
| papaloha | $91.00 | 10/23/2012 7:15:39 PM |
| red-ethical-duty6 | $50.00 | 10/23/2012 7:17:21 PM |
| respectful-dough429 | $25.00 | 10/23/2012 7:19:31 PM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:34 AM |
| larryboy10 | $25.00 | 10/23/2012 8:30:25 PM |
| EFS | $52.00 | 10/24/2012 9:06:09 AM |
| asset-linkage | $25.00 | 10/24/2012 12:58:31 AM |
| The_Phantom | $25.00 | 10/24/2012 9:15:54 AM |
| Colorado2006 | $26.00 | 10/24/2012 6:14:27 AM |
| principal-laser | $44.72 | 10/24/2012 6:13:14 AM |
| economy-shrubbery6 | $25.00 | 10/24/2012 9:26:57 AM |
| desertoasis | $25.00 | 10/24/2012 7:26:01 AM |
| stylish-revenue4 | $25.00 | 10/24/2012 7:41:05 AM |
| CMJ-Partners | $100.00 | 10/24/2012 7:48:28 AM |
| blue-unrelenting-rupee | $25.00 | 10/24/2012 8:48:24 AM |
| asiaratt | $30.00 | 10/24/2012 9:04:42 AM |
| zipemdown | $25.00 | 10/24/2012 9:13:37 AM |
| cash-turbine1 | $25.00 | 10/24/2012 9:34:25 AM |
| apostle901 | $25.00 | 10/24/2012 10:55:32 AM |
| contract-lionheart | $100.00 | 10/24/2012 9:52:13 AM |
| AF-Chief | $25.00 | 10/24/2012 9:57:20 AM |
| reasonable_usury | $50.00 | 10/24/2012 10:27:05 AM |
| bellaquito | $460.08 | 10/24/2012 11:11:29 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
645113
This series of Notes was issued and sold upon the funding of the borrower loan #76814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $340.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $28,433 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $786 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pound-exec2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off other high interest loans
My financial situation: employee
I am a good candidate for this loan because...I have a stable job and a good credit history
Monthly net income: $ 2250
Monthly expenses: $ 100
Housing: $ 550
Insurance: $ 80
Car expenses: $ 0.00
Utilities: $ 30
Phone, cable, internet: $60
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| larrybird | $1,000.00 | 10/20/2012 12:02:50 PM |
| cahjoon | $25.00 | 10/20/2012 12:02:58 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:50 PM |
| a-resplendent-commitment | $50.00 | 10/20/2012 12:10:15 PM |
| gold-pudding6 | $60.00 | 10/20/2012 12:10:37 PM |
| haplender | $50.00 | 10/20/2012 12:11:31 PM |
| steiglends | $47.00 | 10/20/2012 12:12:28 PM |
| Tideman | $25.00 | 10/20/2012 12:15:26 PM |
| Investor_DP | $200.00 | 10/20/2012 12:19:58 PM |
| intuitive-benefit3 | $100.00 | 10/20/2012 12:20:41 PM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:12 PM |
| elasermd | $37.00 | 10/20/2012 12:02:23 PM |
| the-auction-bear | $25.00 | 10/20/2012 12:03:38 PM |
| jobani | $25.00 | 10/20/2012 12:23:46 PM |
| gallant-economy9 | $50.00 | 10/20/2012 12:07:40 PM |
| Kerosene_Hat | $25.00 | 10/20/2012 12:27:37 PM |
| marketplace-cello5 | $25.00 | 10/20/2012 12:13:22 PM |
| no_agenda_lender | $25.00 | 10/20/2012 12:13:39 PM |
| Sefotonga | $25.00 | 10/20/2012 12:03:00 PM |
| ge0bab | $25.00 | 10/20/2012 12:40:47 PM |
| Cronos | $100.00 | 10/20/2012 12:04:54 PM |
| poeman | $25.00 | 10/20/2012 12:20:09 PM |
| benevolent-moola291 | $50.00 | 10/20/2012 12:20:22 PM |
| zeelender | $25.00 | 10/20/2012 12:05:24 PM |
| iolaire | $25.00 | 10/20/2012 12:06:11 PM |
| Duanep01 | $25.00 | 10/20/2012 12:07:46 PM |
| principal-trombone | $31.00 | 10/20/2012 12:21:57 PM |
| life-is-great | $25.00 | 10/20/2012 12:09:33 PM |
| CasaDeTomas | $50.00 | 10/20/2012 12:10:17 PM |
| LBOregon | $25.00 | 10/20/2012 12:24:14 PM |
| gold-gazelle | $25.00 | 10/20/2012 12:12:31 PM |
| payout-harmony4 | $35.00 | 10/20/2012 12:12:40 PM |
| RetiredATC | $50.00 | 10/20/2012 12:13:02 PM |
| DirtyJenga | $25.00 | 10/20/2012 12:48:44 PM |
| green-lovely-finance | $25.00 | 10/20/2012 12:14:03 PM |
| indomitable-dedication | $25.00 | 10/20/2012 12:49:26 PM |
| fearless-auction7 | $25.00 | 10/20/2012 12:14:54 PM |
| treasure-gazer | $25.00 | 10/20/2012 12:49:55 PM |
| figs4u2 | $100.00 | 10/20/2012 12:51:23 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:43 PM |
| terrific-yield6 | $25.00 | 10/20/2012 12:52:34 PM |
| doncm | $25.00 | 10/20/2012 12:53:06 PM |
| illustrado | $25.00 | 10/20/2012 12:53:24 PM |
| dragonfly-amulet | $25.00 | 10/20/2012 12:31:05 PM |
| red-eloquent-rupee | $50.00 | 10/20/2012 12:31:09 PM |
| flexible-value | $50.00 | 10/20/2012 12:55:38 PM |
| arkayem | $50.00 | 10/20/2012 12:56:06 PM |
| ISHLEP67 | $50.00 | 10/20/2012 12:33:41 PM |
| boss653 | $25.00 | 10/20/2012 12:35:19 PM |
| durability-ace9 | $30.00 | 10/20/2012 12:59:46 PM |
| SirArthur | $25.00 | 10/20/2012 12:36:25 PM |
| Zipline | $25.00 | 10/20/2012 12:36:57 PM |
| toblerone | $25.00 | 10/20/2012 1:01:44 PM |
| integrity-coyote | $25.00 | 10/20/2012 12:38:09 PM |
| top-impressive-dinero | $25.00 | 10/20/2012 12:21:53 PM |
| gold-commander0 | $25.00 | 10/20/2012 12:22:03 PM |
| BofM | $25.00 | 10/20/2012 12:41:18 PM |
| runner262 | $25.00 | 10/20/2012 1:07:36 PM |
| prohelper | $25.00 | 10/20/2012 12:25:53 PM |
| Maetryx | $25.00 | 10/20/2012 12:44:42 PM |
| rcm87 | $50.00 | 10/20/2012 12:27:43 PM |
| dedication-merman | $25.00 | 10/20/2012 12:45:01 PM |
| BuffetRocks | $34.00 | 10/20/2012 12:45:10 PM |
| tspyz | $25.00 | 10/20/2012 12:31:03 PM |
| HalfDayz | $25.00 | 10/20/2012 12:31:40 PM |
| EL_Papin | $25.00 | 10/20/2012 12:47:29 PM |
| openness-bliss | $25.00 | 10/20/2012 12:50:12 PM |
| gulch | $25.00 | 10/20/2012 12:51:49 PM |
| bonus-tent | $25.00 | 10/20/2012 12:36:39 PM |
| williemc44 | $25.00 | 10/20/2012 12:52:13 PM |
| market-assembler | $50.00 | 10/20/2012 12:53:42 PM |
| fulfilling-market2 | $47.00 | 10/20/2012 12:40:06 PM |
| top-satisfying-value | $25.00 | 10/20/2012 12:58:00 PM |
| CSUgrad08 | $25.00 | 10/20/2012 1:25:45 PM |
| angelinvestor2 | $40.00 | 10/20/2012 12:41:41 PM |
| hanuman77 | $25.00 | 10/20/2012 12:59:12 PM |
| gelidfrank | $25.00 | 10/20/2012 12:42:50 PM |
| the-shrewd-wampum | $25.00 | 10/20/2012 12:59:48 PM |
| hrubinst | $39.00 | 10/20/2012 1:00:23 PM |
| sunnyboy_7478 | $42.00 | 10/20/2012 1:30:34 PM |
| ItsJustMe79 | $25.00 | 10/20/2012 1:31:35 PM |
| Preteur | $25.00 | 10/20/2012 1:31:59 PM |
| commerce-broker | $25.00 | 10/20/2012 1:04:48 PM |
| bold-payment-guard | $50.00 | 10/20/2012 1:05:13 PM |
| cablenews | $100.00 | 10/20/2012 1:36:44 PM |
| skuba | $50.00 | 10/20/2012 12:47:44 PM |
| durability-excellence | $25.00 | 10/20/2012 1:37:52 PM |
| mvalley | $25.00 | 10/20/2012 1:09:51 PM |
| Kierf | $25.00 | 10/20/2012 12:53:04 PM |
| adventurer447 | $300.00 | 10/20/2012 1:14:06 PM |
| anti-wall-st | $27.00 | 10/20/2012 1:14:32 PM |
| chlebie | $39.00 | 10/20/2012 1:17:45 PM |
| kyomoon | $31.00 | 10/20/2012 1:01:29 PM |
| wtrboy | $25.00 | 10/20/2012 1:01:47 PM |
| piter-to-la-investment | $25.00 | 10/20/2012 1:20:19 PM |
| Ducatiman1978 | $25.00 | 10/20/2012 2:09:18 PM |
| zone6 | $100.00 | 10/20/2012 2:09:55 PM |
| orange-courageous-dedication | $25.00 | 10/20/2012 2:11:04 PM |
| uncleharold | $25.00 | 10/20/2012 1:25:43 PM |
| ivadood | $50.00 | 10/20/2012 1:28:28 PM |
| lisanate | $25.00 | 10/20/2012 1:30:42 PM |
| JJ9876 | $25.00 | 10/20/2012 1:12:22 PM |
| telegon | $25.00 | 10/20/2012 1:33:01 PM |
| enticing-note | $25.00 | 10/20/2012 1:12:57 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:05 PM |
| Fireball27 | $100.00 | 10/20/2012 1:15:25 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 1:16:45 PM |
| lender2611 | $50.00 | 10/20/2012 1:40:39 PM |
| CPAMAN | $25.00 | 10/20/2012 1:24:05 PM |
| aaronhthompson | $25.00 | 10/20/2012 1:24:37 PM |
| sensational-yield833 | $25.00 | 10/20/2012 1:26:12 PM |
| Investoman | $25.00 | 10/20/2012 1:27:13 PM |
| green-peso-backer | $50.00 | 10/20/2012 1:28:00 PM |
| MadHun | $200.00 | 10/20/2012 1:49:38 PM |
| successful-agreement7 | $100.00 | 10/20/2012 1:30:15 PM |
| the-dollar-topper | $150.00 | 10/20/2012 1:53:18 PM |
| spitzbergen | $25.00 | 10/20/2012 1:32:20 PM |
| ctgscott | $25.00 | 10/20/2012 1:35:55 PM |
| dospapalotes | $25.00 | 10/20/2012 1:35:57 PM |
| interest-pudding4 | $25.00 | 10/20/2012 1:37:22 PM |
| Hokie83 | $50.00 | 10/20/2012 2:03:30 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:00 PM |
| kahekili | $25.00 | 10/20/2012 1:41:02 PM |
| american6 | $50.00 | 10/20/2012 1:41:28 PM |
| afotherg | $25.00 | 10/20/2012 1:46:19 PM |
| JJYossarian | $50.00 | 10/20/2012 1:52:38 PM |
| FortuneFundII | $200.00 | 10/20/2012 1:56:32 PM |
| Ivan2007 | $42.00 | 10/20/2012 1:57:29 PM |
| authentic-liberty7 | $25.00 | 10/20/2012 2:03:01 PM |
| bazaar-tulip | $25.00 | 10/20/2012 12:02:52 PM |
| Zane314 | $50.00 | 10/20/2012 12:03:17 PM |
| capital-renewal | $50.00 | 10/20/2012 12:06:00 PM |
| bid-czar8 | $100.00 | 10/20/2012 12:06:14 PM |
| samo102us | $25.00 | 10/20/2012 12:08:17 PM |
| MarcusOcean | $25.00 | 10/20/2012 12:09:11 PM |
| Jonb6919 | $25.00 | 10/20/2012 12:15:11 PM |
| attentive-kindness641 | $59.00 | 10/20/2012 12:20:31 PM |
| wise-alluring-penny | $45.00 | 10/20/2012 12:01:05 PM |
| urbane-income7 | $25.00 | 10/20/2012 12:01:16 PM |
| gavinfh | $25.00 | 10/20/2012 12:24:38 PM |
| timbob | $100.00 | 10/20/2012 12:28:08 PM |
| Erikdbp | $25.00 | 10/20/2012 12:08:09 PM |
| best-phenomenal-treasure | $25.00 | 10/20/2012 12:08:36 PM |
| active-market | $50.00 | 10/20/2012 12:08:53 PM |
| 6moonbeams | $50.00 | 10/20/2012 12:10:26 PM |
| resolute-basis9 | $25.00 | 10/20/2012 12:34:05 PM |
| lendacity | $25.00 | 10/20/2012 12:14:22 PM |
| DPH | $33.00 | 10/20/2012 12:35:48 PM |
| krisran | $50.00 | 10/20/2012 12:15:40 PM |
| euro-watcher7 | $25.00 | 10/20/2012 12:16:26 PM |
| DcUnited | $25.00 | 10/20/2012 12:18:03 PM |
| gizzywump | $25.00 | 10/20/2012 12:40:18 PM |
| rakstar | $25.00 | 10/20/2012 12:41:29 PM |
| dime-sycamore3 | $50.00 | 10/20/2012 12:43:13 PM |
| enthusiastic-point | $25.00 | 10/20/2012 12:21:02 PM |
| wayman | $25.00 | 10/20/2012 12:06:30 PM |
| fcukciti | $35.00 | 10/20/2012 12:08:45 PM |
| reflective-cash0 | $50.00 | 10/20/2012 12:10:07 PM |
| heroic-interest259 | $50.00 | 10/20/2012 12:46:14 PM |
| F16Pilot | $25.00 | 10/20/2012 12:47:13 PM |
| webclimber | $97.00 | 10/20/2012 12:47:24 PM |
| und-alum | $25.00 | 10/20/2012 12:25:13 PM |
| helpinghand63 | $25.00 | 10/20/2012 12:25:19 PM |
| magical-credit523 | $25.00 | 10/20/2012 12:27:10 PM |
| Cheburashka | $30.00 | 10/20/2012 12:49:33 PM |
| rescue | $100.00 | 10/20/2012 12:14:52 PM |
| iamricher | $25.00 | 10/20/2012 12:51:25 PM |
| awe-inspiring-commitment972 | $50.00 | 10/20/2012 12:51:29 PM |
| Dubbs360 | $200.00 | 10/20/2012 12:51:57 PM |
| revolutionary082 | $27.27 | 10/20/2012 12:29:30 PM |
| commerce-web5 | $25.00 | 10/20/2012 12:16:30 PM |
| tranquil-credit0 | $25.00 | 10/20/2012 12:52:39 PM |
| tractorman | $25.00 | 10/20/2012 12:55:12 PM |
| social-trumpet | $25.00 | 10/20/2012 12:57:02 PM |
| yomanie | $25.00 | 10/20/2012 12:34:45 PM |
| hope-equation | $25.00 | 10/20/2012 12:20:48 PM |
| bid-papyrus | $25.00 | 10/20/2012 12:35:59 PM |
| postalwhiz | $25.00 | 10/20/2012 12:36:30 PM |
| Cash-Flow | $1,211.00 | 10/20/2012 12:21:14 PM |
| jeffpac | $50.00 | 10/20/2012 12:38:03 PM |
| income-buddy7 | $50.00 | 10/20/2012 1:02:12 PM |
| dinero-speaker | $25.00 | 10/20/2012 12:22:40 PM |
| HamachiMan | $50.00 | 10/20/2012 1:07:15 PM |
| Aimvest | $25.00 | 10/20/2012 12:26:51 PM |
| LeadFoot | $25.00 | 10/20/2012 12:27:29 PM |
| truth-companion | $100.00 | 10/20/2012 12:28:30 PM |
| brightest-affluence-motivator | $50.00 | 10/20/2012 1:09:23 PM |
| a-unflappable-finance | $100.00 | 10/20/2012 12:45:52 PM |
| downtownfarm | $25.00 | 10/20/2012 1:12:29 PM |
| the-laudable-peso | $40.00 | 10/20/2012 12:49:12 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:27 PM |
| Rdodson11 | $25.00 | 10/20/2012 12:37:30 PM |
| jamiee73 | $25.00 | 10/20/2012 1:18:42 PM |
| dougm | $25.00 | 10/20/2012 12:37:39 PM |
| enthralling-deal53 | $100.00 | 10/20/2012 12:38:30 PM |
| ferocious-camaraderi1 | $100.00 | 10/20/2012 12:54:47 PM |
| Cai8899 | $25.00 | 10/20/2012 12:39:59 PM |
| WolRab | $50.00 | 10/20/2012 1:24:46 PM |
| wise-rupee-sanctuary | $50.00 | 10/20/2012 12:57:43 PM |
| flexible-return297 | $25.00 | 10/20/2012 12:42:49 PM |
| cash-reaction2 | $25.00 | 10/20/2012 1:27:55 PM |
| listing-vista | $50.00 | 10/20/2012 12:43:19 PM |
| principal-flow9 | $25.00 | 10/20/2012 12:44:01 PM |
| Washington_Loan | $25.00 | 10/20/2012 1:32:41 PM |
| riproaringrapids | $50.00 | 10/20/2012 1:04:57 PM |
| power-trophy7 | $25.00 | 10/20/2012 1:05:08 PM |
| Natronpee | $25.00 | 10/20/2012 12:45:47 PM |
| IP | $25.00 | 10/20/2012 1:36:25 PM |
| E_G | $50.00 | 10/20/2012 12:47:05 PM |
| heart514 | $25.00 | 10/20/2012 1:38:21 PM |
| kevin314 | $25.00 | 10/20/2012 1:38:52 PM |
| larslfe | $25.00 | 10/20/2012 12:49:42 PM |
| unassassinable | $25.00 | 10/20/2012 1:46:02 PM |
| hopethisworks | $25.00 | 10/20/2012 12:51:40 PM |
| nickel-companion5 | $25.00 | 10/20/2012 1:10:20 PM |
| metro457 | $30.00 | 10/20/2012 1:48:52 PM |
| financial-frenzy | $50.00 | 10/20/2012 12:53:02 PM |
| mikyazmar | $25.00 | 10/20/2012 12:53:53 PM |
| new-transaction-wrangler | $25.00 | 10/20/2012 1:51:45 PM |
| point-promiser | $25.00 | 10/20/2012 1:13:15 PM |
| DadWarbucks | $25.00 | 10/20/2012 12:57:57 PM |
| tster | $25.00 | 10/20/2012 12:58:48 PM |
| YLlama | $25.00 | 10/20/2012 1:02:01 PM |
| useful-p2ploan | $25.00 | 10/20/2012 1:02:36 PM |
| exact-p2p2 | $25.00 | 10/20/2012 1:20:56 PM |
| loyalty-sherpa | $25.00 | 10/20/2012 1:05:11 PM |
| bnlforever | $25.00 | 10/20/2012 1:24:19 PM |
| billboy85 | $25.00 | 10/20/2012 1:06:08 PM |
| studious-bonus7 | $100.00 | 10/20/2012 1:07:09 PM |
| Webpreneur | $50.00 | 10/20/2012 1:26:28 PM |
| integrity-reactor4 | $100.00 | 10/20/2012 1:07:45 PM |
| hope-eagle6 | $25.00 | 10/20/2012 1:29:43 PM |
| five-star-euro3 | $25.00 | 10/20/2012 1:10:47 PM |
| transparency-sapling | $25.00 | 10/20/2012 1:30:59 PM |
| unrivaled-silver | $25.00 | 10/20/2012 1:31:06 PM |
| yertle9 | $25.00 | 10/20/2012 1:32:47 PM |
| macotra4 | $35.00 | 10/20/2012 1:15:32 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:42 PM |
| inspired-investment8 | $100.00 | 10/20/2012 1:23:32 PM |
| puifais | $50.00 | 10/20/2012 1:24:09 PM |
| first-pragmatic-note | $50.00 | 10/20/2012 1:27:35 PM |
| unforgettable-order9 | $50.00 | 10/20/2012 1:48:25 PM |
| fearless-loyalty5 | $25.00 | 10/20/2012 1:28:18 PM |
| Banker7371 | $25.00 | 10/20/2012 1:50:25 PM |
| truth-silo | $50.00 | 10/20/2012 1:32:18 PM |
| Lacimae | $100.00 | 10/20/2012 1:55:38 PM |
| treasure-pipeline | $25.00 | 10/20/2012 1:34:57 PM |
| newest-peace-surgeon | $51.00 | 10/20/2012 1:59:03 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:47 PM |
| benjamin67 | $25.00 | 10/20/2012 2:04:38 PM |
| hope-kingdom | $49.00 | 10/20/2012 1:38:55 PM |
| gracej | $25.00 | 10/20/2012 1:42:40 PM |
| rogue_monster | $50.00 | 10/20/2012 2:10:06 PM |
| Lam0nt | $25.00 | 10/20/2012 1:49:04 PM |
| commitment-tom-tom | $25.00 | 10/20/2012 1:49:43 PM |
| money-bauble | $100.00 | 10/20/2012 1:52:59 PM |
| heavenly-treasure542 | $25.00 | 10/20/2012 1:54:51 PM |
| point653 | $25.00 | 10/20/2012 1:58:11 PM |
| benevolent-transparency934 | $25.00 | 10/20/2012 2:00:35 PM |
| meenan | $25.00 | 10/20/2012 2:08:58 PM |
| 260 Investments
|
Borrower Payment Dependent Notes Series
645161
This series of Notes was issued and sold upon the funding of the borrower loan #76721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $131.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,268 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-marsupial4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a Home
Purpose of loan:
This loan will be used to help pay for my closing costs on my first home.
My financial situation:
I am a good candidate for this loan because I am a full time employee, I do not have a car payment and very low debt.
Monthly net income: $4250
Monthly expenses: $150
Housing: $883
Insurance: $80
Car expenses: $0
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $250.00 | 10/18/2012 6:47:06 PM |
| note-lesson7 | $100.00 | 10/18/2012 5:46:00 PM |
| imogen22 | $50.00 | 10/18/2012 5:54:06 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:23 PM |
| cr8on | $75.00 | 10/18/2012 5:56:35 PM |
| punctual-fund | $25.00 | 10/18/2012 5:49:04 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:54 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:43 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:27 PM |
| community-burrito9 | $35.00 | 10/18/2012 6:13:34 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:08 PM |
| a-finance-nirvana | $25.00 | 10/18/2012 6:09:14 PM |
| gold-sushi | $25.00 | 10/18/2012 6:12:10 PM |
| engaging-worth | $25.00 | 10/18/2012 6:21:08 PM |
| nethosters | $25.00 | 10/18/2012 6:47:30 PM |
| commerce-gargantuan2 | $31.00 | 10/18/2012 6:34:53 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:22 PM |
| NolockHolmes | $75.00 | 10/18/2012 6:58:26 PM |
| klippies | $25.00 | 10/18/2012 6:43:30 PM |
| the-silver-blaster | $50.00 | 10/18/2012 7:07:01 PM |
| structure9 | $25.00 | 10/18/2012 6:43:54 PM |
| Budro | $50.00 | 10/18/2012 7:08:16 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:11 PM |
| fantastic-bazaar2 | $50.00 | 10/18/2012 6:59:44 PM |
| charming-exchange7 | $25.00 | 10/18/2012 7:20:07 PM |
| Bank_Of_XL | $25.00 | 10/18/2012 6:59:51 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:35 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:59 PM |
| profitable-fairness1 | $50.00 | 10/18/2012 7:22:45 PM |
| P2P_Investor | $599.00 | 10/18/2012 7:26:27 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:49 PM |
| EngineersAlliance | $75.00 | 10/18/2012 5:40:16 PM |
| PThor | $25.00 | 10/18/2012 5:52:25 PM |
| fund-cypress910 | $25.00 | 10/18/2012 5:47:20 PM |
| toblerone | $25.00 | 10/18/2012 5:49:20 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:56:25 PM |
| ferocious-kindness8 | $30.00 | 10/18/2012 6:10:44 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:56 PM |
| nickel-ferret | $25.00 | 10/18/2012 5:57:54 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:36 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:03 PM |
| 0_0 | $25.00 | 10/18/2012 6:29:01 PM |
| tech310 | $50.00 | 10/18/2012 6:29:08 PM |
| AldiHoldings | $30.00 | 10/18/2012 6:41:26 PM |
| Emgolda | $25.00 | 10/18/2012 6:32:01 PM |
| tranquil-gain1 | $75.00 | 10/18/2012 6:42:55 PM |
| compassion-twister2 | $50.00 | 10/18/2012 6:59:50 PM |
| soarmore | $25.00 | 10/18/2012 7:01:31 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:46 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:35 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:00:56 PM |
| direct-social3 | $50.00 | 10/18/2012 7:21:12 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:48 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:54 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:23 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:06 PM |
| mikrolown | $25.00 | 10/18/2012 7:15:48 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
645645
This series of Notes was issued and sold upon the funding of the borrower loan #76997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,512 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-magnate4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Dept Consolidation
This loan will be used to...pay taxes and high interest loans
My financial situation:
I am a good candidate for this loan because...i work hard as a nurse and i pay my bills
Monthly net income: $65700
Monthly expenses: $
Housing: $953
Insurance: $
Car expenses: $850
Utilities: $380
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/17/2012 5:01:41 PM |
| ethical-truth211 | $500.00 | 10/17/2012 5:04:34 PM |
| Danjack_Capital | $25.00 | 10/17/2012 5:04:31 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:26 PM |
| majestic-note6 | $150.00 | 10/17/2012 5:27:16 PM |
| beachfunder | $200.00 | 10/17/2012 9:13:47 PM |
| djkaiser | $25.00 | 10/17/2012 9:20:04 PM |
| graceful-investment | $80.00 | 10/17/2012 6:40:21 PM |
| Gregger | $25.00 | 10/18/2012 2:38:27 AM |
| CA-Lender | $50.00 | 10/17/2012 7:07:49 PM |
| slowgains | $25.00 | 10/17/2012 7:16:01 PM |
| Bob450 | $25.00 | 10/17/2012 7:44:15 PM |
| return-enforcer5 | $25.00 | 10/17/2012 8:40:02 PM |
| trade-goblin9 | $25.00 | 10/17/2012 7:21:22 PM |
| Binan | $25.00 | 10/17/2012 11:22:19 PM |
| courteous-platinum7 | $30.00 | 10/18/2012 3:38:19 AM |
| Farmer-Ted | $25.00 | 10/18/2012 12:54:23 AM |
| power-secret-agent | $25.00 | 10/18/2012 2:20:13 AM |
| Star_Witness | $25.00 | 10/17/2012 7:46:50 PM |
| global-invest-group | $25.00 | 10/17/2012 8:24:40 PM |
| benefit-banshee | $25.00 | 10/17/2012 8:34:30 PM |
| EngineersAlliance | $35.00 | 10/17/2012 9:21:52 PM |
| let_me_retire | $75.00 | 10/18/2012 4:08:54 AM |
| community-burrito9 | $85.00 | 10/17/2012 6:08:25 PM |
| rockhound84 | $31.00 | 10/18/2012 5:50:42 AM |
| sgt-schultz | $7.96 | 10/18/2012 5:55:46 AM |
| terrific-p2p4 | $500.00 | 10/17/2012 7:01:17 PM |
| CashFlow13 | $1,500.00 | 10/17/2012 7:01:34 PM |
| wildebeest014 | $25.00 | 10/17/2012 8:39:49 PM |
| vines99 | $25.00 | 10/17/2012 10:10:06 PM |
| haken-rube | $25.00 | 10/17/2012 10:19:30 PM |
| commerce-venture1 | $25.00 | 10/18/2012 12:17:31 AM |
| bright-exchange | $50.00 | 10/17/2012 9:35:09 PM |
| Bad_Debt | $25.00 | 10/17/2012 9:50:48 PM |
| Colorado2006 | $26.00 | 10/18/2012 4:54:56 AM |
| RGlad | $100.00 | 10/18/2012 5:31:21 AM |
| pfh | $25.00 | 10/18/2012 5:42:36 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
648289
This series of Notes was issued and sold upon the funding of the borrower loan #77051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $226.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,253 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-toro |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some debt I recently accumulated to repair my new home and move in. I had to redo the kitchen, add gutters, trim trees, add a fence and fix some electrical in the home before moving in, and it exceeded my cash budget used to purchase the home, so I used credit. I would like to consolidate that into 1 monthly payment until I can pay the entire amount off.
My financial situation: I am a working professional with a solid employment history of 22 years at the same company. I am in good standing. My credit is fair-good, still recovering from my divorce 18 months ago.
I am a good candidate for this loan because I am an excellent risk. I have good employment history, good repayment history from my last loan, and have a solid purpose for the loan.
Monthly net income: $ 107,500.
Monthly expenses: $
Housing: $2300
Insurance: $
Car expenses: $459
Utilities: $124
Phone, cable, internet: $300
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/19/2012 9:01:47 AM |
| red-lovely-repayment | $25.00 | 10/19/2012 9:03:14 AM |
| money-to-bless | $25.00 | 10/19/2012 9:07:47 AM |
| soarmore | $25.00 | 10/19/2012 9:11:53 AM |
| Banker7371 | $25.00 | 10/19/2012 9:13:00 AM |
| Jalebi | $25.00 | 10/19/2012 9:14:50 AM |
| affluence-animal | $50.00 | 10/19/2012 9:16:06 AM |
| purposeful-durability8 | $100.00 | 10/19/2012 9:17:28 AM |
| rescue | $100.00 | 10/19/2012 9:18:01 AM |
| intrepid-transaction5 | $100.00 | 10/19/2012 9:18:40 AM |
| blue-unrelenting-rupee | $25.00 | 10/19/2012 9:25:20 AM |
| wifibank | $50.00 | 10/19/2012 9:28:09 AM |
| larslfe | $25.00 | 10/19/2012 9:29:10 AM |
| community-burrito9 | $45.00 | 10/19/2012 9:01:42 AM |
| felicity-contributor3 | $35.00 | 10/19/2012 9:02:53 AM |
| indomitable-economy8 | $25.00 | 10/19/2012 9:32:01 AM |
| american6 | $50.00 | 10/19/2012 9:04:17 AM |
| vestratech | $25.00 | 10/19/2012 9:33:56 AM |
| durability-seahorse7 | $50.00 | 10/19/2012 9:38:18 AM |
| intrepid-loot | $25.00 | 10/19/2012 9:08:13 AM |
| MadHun | $200.00 | 10/19/2012 9:40:55 AM |
| durability-ace9 | $30.00 | 10/19/2012 9:08:34 AM |
| Texas_lender | $25.00 | 10/19/2012 9:08:41 AM |
| SmokeyMirror | $25.00 | 10/19/2012 9:42:08 AM |
| bullish2bearish | $70.00 | 10/19/2012 9:09:04 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:48 AM |
| boylezz | $25.00 | 10/19/2012 9:11:14 AM |
| maldok1 | $25.00 | 10/19/2012 9:47:12 AM |
| E_G | $50.00 | 10/19/2012 9:13:15 AM |
| bid-papyrus | $25.00 | 10/19/2012 9:49:59 AM |
| quarkyuzu | $50.00 | 10/19/2012 9:50:32 AM |
| Lam0nt | $25.00 | 10/19/2012 9:16:25 AM |
| pizza296130 | $25.00 | 10/19/2012 9:02:06 AM |
| NekHoldings | $25.00 | 10/19/2012 9:02:23 AM |
| ohnezweck | $50.00 | 10/19/2012 9:22:01 AM |
| cash-reaction2 | $25.00 | 10/19/2012 9:22:14 AM |
| bid-czar8 | $100.00 | 10/19/2012 9:05:15 AM |
| fcrick | $25.00 | 10/19/2012 9:05:33 AM |
| LendGuy | $25.00 | 10/19/2012 9:24:30 AM |
| ski bum | $69.00 | 10/19/2012 9:06:40 AM |
| rogue_monster | $50.00 | 10/19/2012 9:57:09 AM |
| ethical-truth211 | $400.00 | 10/19/2012 9:58:01 AM |
| dragonfly-amulet | $25.00 | 10/19/2012 9:26:44 AM |
| mathomas3 | $50.00 | 10/19/2012 9:08:14 AM |
| viennese | $25.00 | 10/19/2012 9:59:13 AM |
| commitment-tom-tom | $25.00 | 10/19/2012 9:09:02 AM |
| RufusGreyhound | $25.00 | 10/19/2012 9:09:47 AM |
| haplender | $50.00 | 10/19/2012 10:01:31 AM |
| no_agenda_lender | $25.00 | 10/19/2012 9:31:17 AM |
| williemc44 | $25.00 | 10/19/2012 9:12:37 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:46 AM |
| best-phenomenal-treasure | $25.00 | 10/19/2012 9:34:55 AM |
| resource777 | $34.00 | 10/19/2012 9:35:16 AM |
| LMM1 | $25.00 | 10/19/2012 10:06:33 AM |
| caesark | $25.00 | 10/19/2012 10:07:58 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:13 AM |
| DasMula | $25.00 | 10/19/2012 9:20:14 AM |
| point-enforcer | $25.00 | 10/19/2012 10:13:10 AM |
| josuae | $25.00 | 10/19/2012 9:22:48 AM |
| hope-eagle6 | $25.00 | 10/19/2012 10:16:44 AM |
| brainy-credit1 | $40.00 | 10/19/2012 9:49:04 AM |
| awe-inspiring-commitment972 | $50.00 | 10/19/2012 10:17:14 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:52 AM |
| Red_b17 | $25.00 | 10/19/2012 9:26:02 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:46 AM |
| useful-p2ploan | $25.00 | 10/19/2012 9:28:38 AM |
| cleared2land | $25.00 | 10/19/2012 10:23:01 AM |
| buraky | $38.00 | 10/19/2012 9:32:57 AM |
| wwwUniversal | $25.00 | 10/19/2012 10:23:49 AM |
| colorado23 | $25.00 | 10/19/2012 9:33:31 AM |
| AF-Chief | $25.00 | 10/19/2012 10:23:59 AM |
| JJ9876 | $3.65 | 10/19/2012 10:26:24 AM |
| gold-gazelle | $25.00 | 10/19/2012 9:58:07 AM |
| buyrite334 | $25.00 | 10/19/2012 9:37:07 AM |
| bonus-goliath7 | $25.00 | 10/19/2012 9:58:13 AM |
| bonus-birch4 | $25.00 | 10/19/2012 9:39:59 AM |
| LifeOfLearning | $25.00 | 10/19/2012 10:02:24 AM |
| stable-euro1 | $25.00 | 10/19/2012 9:45:07 AM |
| commitment-mesh | $25.00 | 10/19/2012 10:04:46 AM |
| Railbird | $50.00 | 10/19/2012 9:48:44 AM |
| OGS_Capital | $25.00 | 10/19/2012 9:50:05 AM |
| angelinvestor2 | $40.00 | 10/19/2012 9:50:21 AM |
| enthusiastic-point | $25.00 | 10/19/2012 10:08:28 AM |
| CaptainBlueberry | $25.00 | 10/19/2012 10:11:16 AM |
| restech | $25.00 | 10/19/2012 10:11:23 AM |
| pure-pound7 | $75.00 | 10/19/2012 9:53:20 AM |
| john0720 | $25.00 | 10/19/2012 9:55:00 AM |
| kind-lovely-marketplace | $25.00 | 10/19/2012 9:55:55 AM |
| transparency-sapling | $25.00 | 10/19/2012 10:19:03 AM |
| rakstar | $25.00 | 10/19/2012 9:57:59 AM |
| rcm87 | $50.00 | 10/19/2012 9:58:40 AM |
| life-is-great | $25.00 | 10/19/2012 10:21:24 AM |
| orderandprogress | $50.00 | 10/19/2012 10:00:26 AM |
| dansarkis | $25.00 | 10/19/2012 10:05:21 AM |
| prohelper | $25.00 | 10/19/2012 10:05:46 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:00 AM |
| credible-duty9 | $25.00 | 10/19/2012 10:06:58 AM |
| compatible-power8 | $25.00 | 10/19/2012 10:08:16 AM |
| hard-working-rate3 | $25.00 | 10/19/2012 10:10:17 AM |
| e6400 | $25.00 | 10/19/2012 10:20:47 AM |
| BonesyJones | $34.00 | 10/19/2012 10:23:40 AM |
| green-trade-dolphin2 | $37.64 | 10/19/2012 9:02:08 AM |
| dkjl | $25.00 | 10/19/2012 9:02:14 AM |
| integrity-reactor4 | $100.00 | 10/19/2012 9:03:51 AM |
| DirtyJenga | $25.00 | 10/19/2012 9:05:48 AM |
| MoneyForNothing | $25.09 | 10/19/2012 9:11:26 AM |
| Fireball27 | $100.00 | 10/19/2012 9:11:57 AM |
| tractorman | $25.00 | 10/19/2012 9:13:56 AM |
| Zane314 | $50.00 | 10/19/2012 9:16:08 AM |
| safehouse947 | $100.00 | 10/19/2012 9:17:25 AM |
| commerce-web5 | $25.00 | 10/19/2012 9:21:03 AM |
| obduro_1 | $25.00 | 10/19/2012 9:22:03 AM |
| helpinghand63 | $25.00 | 10/19/2012 9:26:21 AM |
| compassionate-dime0 | $50.00 | 10/19/2012 9:30:13 AM |
| godzig | $25.00 | 10/19/2012 9:33:43 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:11 AM |
| SummitAdvisors | $50.00 | 10/19/2012 9:36:02 AM |
| sfmdg | $25.00 | 10/19/2012 9:37:05 AM |
| letsmakeitsuccessful | $25.00 | 10/19/2012 9:37:18 AM |
| green-trade-dolphin2 | $50.03 | 10/19/2012 9:06:16 AM |
| networks4ever | $25.00 | 10/19/2012 9:39:32 AM |
| DL-JL | $25.00 | 10/19/2012 9:06:58 AM |
| cutter21 | $25.00 | 10/19/2012 9:43:30 AM |
| enthralling-investment | $25.00 | 10/19/2012 9:10:27 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:44 AM |
| hopethisworks | $25.00 | 10/19/2012 9:48:02 AM |
| LoanMonkey | $50.00 | 10/19/2012 9:12:35 AM |
| new-truth-chuckler | $33.00 | 10/19/2012 9:49:31 AM |
| Herluftrolle | $25.00 | 10/19/2012 9:13:39 AM |
| Dubbs360 | $200.00 | 10/19/2012 9:50:31 AM |
| return-exchanger355 | $100.00 | 10/19/2012 9:14:12 AM |
| successful-agreement7 | $54.00 | 10/19/2012 9:17:12 AM |
| fulfilling-market2 | $100.00 | 10/19/2012 9:01:30 AM |
| RGlad | $100.00 | 10/19/2012 9:02:11 AM |
| Huck007 | $25.00 | 10/19/2012 9:53:23 AM |
| hillerod | $26.19 | 10/19/2012 9:04:34 AM |
| rate-mogul | $50.00 | 10/19/2012 9:54:32 AM |
| uncleharold | $25.00 | 10/19/2012 9:21:39 AM |
| vigorous-velocity | $200.00 | 10/19/2012 9:05:02 AM |
| gavinfh | $25.00 | 10/19/2012 9:05:44 AM |
| jedi053 | $100.00 | 10/19/2012 9:05:51 AM |
| consummate-affluence | $100.00 | 10/19/2012 9:06:00 AM |
| breadbroker | $25.00 | 10/19/2012 9:25:29 AM |
| durability-solstice8 | $50.00 | 10/19/2012 9:08:02 AM |
| unforgettable-wealth4 | $50.00 | 10/19/2012 9:59:19 AM |
| capital-renewal | $50.00 | 10/19/2012 9:09:48 AM |
| Ducatiman1978 | $25.00 | 10/19/2012 10:01:54 AM |
| dinero-speaker | $25.00 | 10/19/2012 9:32:36 AM |
| justreturns | $25.00 | 10/19/2012 10:03:31 AM |
| gelidfrank | $25.00 | 10/19/2012 10:04:16 AM |
| tkr2 | $25.00 | 10/19/2012 9:16:40 AM |
| heart514 | $25.00 | 10/19/2012 10:08:31 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:51 AM |
| hope-equation | $25.00 | 10/19/2012 10:13:17 AM |
| wayman | $25.00 | 10/19/2012 9:22:08 AM |
| the-brilliant-currency | $25.00 | 10/19/2012 9:47:33 AM |
| tylerfd | $50.00 | 10/19/2012 9:23:09 AM |
| henmota | $25.00 | 10/19/2012 9:48:19 AM |
| CPAMAN | $25.00 | 10/19/2012 10:16:39 AM |
| moola-accelerator6 | $35.61 | 10/19/2012 9:24:21 AM |
| agreement-guild | $50.00 | 10/19/2012 9:49:10 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:06 AM |
| flexible-return297 | $25.00 | 10/19/2012 9:27:05 AM |
| 6moonbeams | $50.00 | 10/19/2012 9:51:18 AM |
| supreme-exchange547 | $25.00 | 10/19/2012 9:52:34 AM |
| Coin-Toss | $100.00 | 10/19/2012 10:21:11 AM |
| mvalley | $25.00 | 10/19/2012 9:29:44 AM |
| the-yield-surfer | $25.00 | 10/19/2012 9:31:22 AM |
| DadWarbucks | $25.00 | 10/19/2012 9:31:28 AM |
| ItsJustMe79 | $25.00 | 10/19/2012 9:54:50 AM |
| LeadFoot | $25.00 | 10/19/2012 9:32:48 AM |
| gadget7 | $25.00 | 10/19/2012 9:55:10 AM |
| grabtakeout | $25.00 | 10/19/2012 10:24:44 AM |
| gain-tamer7 | $100.00 | 10/19/2012 9:56:26 AM |
| worth-web5 | $48.00 | 10/19/2012 9:35:28 AM |
| money-bauble | $100.00 | 10/19/2012 9:59:23 AM |
| AceInTheHole | $25.00 | 10/19/2012 9:40:31 AM |
| Investoman | $25.00 | 10/19/2012 10:02:19 AM |
| gracej | $25.00 | 10/19/2012 9:41:56 AM |
| ctgscott | $25.00 | 10/19/2012 10:02:30 AM |
| ranstlin | $25.00 | 10/19/2012 10:03:19 AM |
| intrepid-compassion29 | $25.00 | 10/19/2012 10:04:56 AM |
| downtownfarm | $25.00 | 10/19/2012 9:49:00 AM |
| BXA | $50.00 | 10/19/2012 9:49:52 AM |
| revenue-circuit1 | $25.00 | 10/19/2012 10:10:19 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:52 AM |
| market-assembler | $50.00 | 10/19/2012 10:15:39 AM |
| mobius_titan | $25.00 | 10/19/2012 9:55:57 AM |
| Aimvest | $25.00 | 10/19/2012 10:17:10 AM |
| Victor-E-Lane | $25.00 | 10/19/2012 9:57:02 AM |
| jybank | $50.00 | 10/19/2012 9:57:21 AM |
| Monrovia | $25.00 | 10/19/2012 9:57:37 AM |
| cbllender | $25.00 | 10/19/2012 10:20:11 AM |
| kevin314 | $25.00 | 10/19/2012 10:22:44 AM |
| durability-excellence | $25.00 | 10/19/2012 10:00:51 AM |
| AFFlyboy | $25.00 | 10/19/2012 10:24:18 AM |
| yield-museum | $101.79 | 10/19/2012 10:25:35 AM |
| urbane-income7 | $25.00 | 10/19/2012 10:12:09 AM |
| Cai8899 | $25.00 | 10/19/2012 10:16:16 AM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
649237
This series of Notes was issued and sold upon the funding of the borrower loan #76888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 4m |
|
Amount delinquent:
| $6,424 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,488 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-order1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay of several bills and keep only one
My financial situation:
I am a good candidate for this loan because.I want to get rid of a credit card bill and a loan I have.And increase my credit scores.
Monthly net income: $3700
Monthly expenses: $2300
Housing: $670
Insurance: $96
Car expenses: $30
Utilities: $120
Phone, cable, internet: $140
Food, entertainment: $120
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 10/3/2012 5:11:35 PM |
| pierrelasvegas | $25.00 | 10/3/2012 5:04:34 PM |
| DevinHill | $25.00 | 10/3/2012 5:06:37 PM |
| for_your_success | $25.00 | 10/3/2012 6:04:21 PM |
| diplomatic-wealth7 | $25.00 | 10/4/2012 10:28:54 AM |
| wattboy | $25.00 | 10/7/2012 7:03:34 AM |
| fervent-commerce | $72.00 | 10/9/2012 6:08:27 AM |
| Dubbs360 | $200.00 | 10/9/2012 12:25:49 PM |
| Weaverville | $25.00 | 10/10/2012 9:07:27 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:28 AM |
| tolerant-responsibility051 | $500.00 | 10/10/2012 5:11:54 PM |
| bold-economy-kayak | $50.00 | 10/12/2012 12:26:07 AM |
| helpful-credit156 | $25.00 | 10/12/2012 3:04:04 PM |
| Spiceyduck | $50.00 | 10/14/2012 4:31:33 AM |
| kalihan42 | $50.00 | 10/14/2012 11:54:46 AM |
| compatible-return120 | $25.00 | 10/15/2012 7:15:30 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:16 PM |
| Kunakiku | $25.00 | 10/15/2012 2:39:30 PM |
| Index_Plus | $500.00 | 10/15/2012 5:33:19 PM |
| Corlei | $25.00 | 10/15/2012 5:57:14 PM |
| truelumen | $25.00 | 10/16/2012 4:24:54 AM |
| irrelevant | $50.00 | 10/16/2012 5:07:33 AM |
| Xsi2k | $25.00 | 10/16/2012 5:33:21 AM |
| random12345 | $25.00 | 10/17/2012 11:07:47 AM |
| equitable-bid250 | $100.00 | 10/17/2012 1:50:58 PM |
| EclipseDirect | $100.00 | 10/17/2012 4:32:55 PM |
| spark548 | $100.00 | 10/3/2012 5:14:39 PM |
| majestic-note6 | $150.00 | 10/3/2012 5:30:14 PM |
| SolarMoonshine | $25.00 | 10/3/2012 6:52:57 PM |
| responsibility-butterfly | $50.00 | 10/4/2012 9:32:29 AM |
| benefit-hunter5 | $25.00 | 10/5/2012 9:46:29 AM |
| banker34 | $25.00 | 10/5/2012 11:24:56 PM |
| worthy-bid8 | $100.00 | 10/6/2012 1:17:20 PM |
| papaloha | $25.00 | 10/6/2012 11:28:02 PM |
| larryboy10 | $25.00 | 10/7/2012 1:13:55 PM |
| SkepticalBen | $25.00 | 10/10/2012 1:41:59 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:22 AM |
| cac1966 | $26.35 | 10/13/2012 3:55:11 PM |
| benevolent-marketplace4 | $500.00 | 10/15/2012 10:07:39 AM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:18 PM |
| historic-value7 | $50.00 | 10/15/2012 7:43:41 PM |
| NobisEst | $25.00 | 10/16/2012 10:53:31 AM |
| worth-shower8 | $100.00 | 10/16/2012 1:18:32 PM |
| leverage-monger | $25.00 | 10/16/2012 1:54:41 PM |
| helping-out | $33.76 | 10/17/2012 8:17:27 AM |
| CA-Lender | $25.00 | 10/17/2012 2:38:25 PM |
| EclipseDirect | $242.89 | 10/17/2012 4:40:57 PM |
| EclipseDirect | $50.00 | 10/17/2012 2:41:25 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
650167
This series of Notes was issued and sold upon the funding of the borrower loan #76633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $277.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 1m |
|
Amount delinquent:
| $5,513 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $528 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-cake2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/4/2012 5:03:54 PM |
| goodhearted-basis4 | $25.00 | 10/4/2012 5:36:58 PM |
| bazaar-tulip | $25.00 | 10/4/2012 5:27:46 PM |
| mikrolown | $25.00 | 10/4/2012 5:52:18 PM |
| supreme-treasure8 | $100.00 | 10/4/2012 5:59:22 PM |
| pierrelasvegas | $25.00 | 10/4/2012 7:03:04 PM |
| toblerone | $25.00 | 10/4/2012 6:42:55 PM |
| networks4ever | $25.00 | 10/4/2012 7:12:43 PM |
| supersam | $50.00 | 10/4/2012 9:33:30 PM |
| community-seahorse0 | $25.00 | 10/5/2012 5:50:56 AM |
| Bob450 | $25.00 | 10/5/2012 8:10:47 AM |
| gravbox | $25.00 | 10/5/2012 10:42:21 AM |
| papaloha | $25.00 | 10/5/2012 1:08:28 PM |
| bewitching-dollar5 | $100.00 | 10/5/2012 5:27:42 PM |
| bob450-roth | $25.00 | 10/5/2012 6:27:51 PM |
| credit-adventurer313 | $25.00 | 10/6/2012 4:14:45 PM |
| consummate-affluence | $100.00 | 10/6/2012 5:05:55 PM |
| restless-fund5 | $25.00 | 10/7/2012 12:17:35 PM |
| cardminger | $25.00 | 10/8/2012 9:20:00 AM |
| LeReve | $500.00 | 10/8/2012 10:00:09 AM |
| Kissabledevil | $25.00 | 10/8/2012 12:31:48 PM |
| return-exchanger355 | $100.00 | 10/8/2012 3:07:49 PM |
| a-finance-director | $100.00 | 10/8/2012 3:03:33 PM |
| dedication-capo7 | $400.00 | 10/8/2012 3:59:49 PM |
| haplender | $50.00 | 10/8/2012 5:31:50 PM |
| drg6289 | $25.00 | 10/8/2012 5:20:14 PM |
| WalnutCreekguy | $50.00 | 10/8/2012 5:26:54 PM |
| speedy-peso1 | $100.00 | 10/8/2012 5:31:11 PM |
| best-listing-toro | $25.00 | 10/8/2012 5:59:13 PM |
| maldok1 | $25.00 | 10/8/2012 6:42:22 PM |
| pensacolaborn | $25.00 | 10/8/2012 6:30:34 PM |
| scholarly-payment5 | $50.00 | 10/8/2012 9:42:46 PM |
| secondphase | $50.00 | 10/8/2012 10:06:39 PM |
| SkynxhuntIRA | $25.00 | 10/8/2012 8:44:42 PM |
| resplendent-dollar | $25.85 | 10/8/2012 10:33:07 PM |
| responsibility-tiger3 | $25.00 | 10/9/2012 8:03:46 AM |
| receptive-affluence035 | $25.00 | 10/9/2012 8:39:57 AM |
| hope-hickory | $50.00 | 10/9/2012 6:34:01 AM |
| basis-ruler8 | $25.00 | 10/9/2012 5:20:15 AM |
| Munnie | $50.00 | 10/9/2012 5:46:15 AM |
| leverage-monger | $44.00 | 10/9/2012 8:55:15 AM |
| suave-durability1 | $50.00 | 10/9/2012 9:19:27 AM |
| notupdated | $25.00 | 10/9/2012 9:21:10 AM |
| shiny-peso1 | $50.00 | 10/9/2012 11:05:54 AM |
| melodious-rupee3 | $50.00 | 10/9/2012 1:16:17 PM |
| capital-taco9 | $25.00 | 10/9/2012 12:39:57 PM |
| help4u | $49.00 | 10/9/2012 4:15:19 PM |
| gentle-generosity822 | $25.00 | 10/9/2012 5:31:52 PM |
| revenue-tamer3 | $25.00 | 10/9/2012 5:08:03 PM |
| community-burrito9 | $25.00 | 10/9/2012 5:49:38 PM |
| geniusj | $25.00 | 10/9/2012 5:51:07 PM |
| angelinvestor2 | $40.00 | 10/9/2012 5:27:38 PM |
| tnakamura | $50.00 | 10/9/2012 9:48:03 PM |
| paytonbrigadier | $250.00 | 10/10/2012 5:00:30 AM |
| SafeSaxa | $100.00 | 10/10/2012 8:25:58 AM |
| Weaverville | $25.00 | 10/10/2012 9:07:28 AM |
| global-invest-group | $25.00 | 10/10/2012 8:50:28 AM |
| linkage682 | $50.00 | 10/10/2012 9:56:35 AM |
| TrustsStrangers | $25.00 | 10/10/2012 10:36:30 AM |
| listing-vista | $50.00 | 10/10/2012 3:10:19 PM |
| sosleep | $25.00 | 10/10/2012 2:03:42 PM |
| bold-direct-asset | $50.00 | 10/10/2012 5:12:15 PM |
| money-bauble | $100.00 | 10/10/2012 5:33:39 PM |
| frogperson | $350.00 | 10/10/2012 8:56:04 PM |
| pizza296130 | $25.00 | 10/11/2012 10:03:45 AM |
| gain-tamer7 | $100.00 | 10/11/2012 10:09:52 AM |
| kulender | $100.00 | 10/11/2012 11:11:29 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:17 AM |
| peaceful-greenback719 | $25.00 | 10/11/2012 2:04:22 PM |
| bid-papyrus | $100.00 | 10/11/2012 12:57:03 PM |
| EL_Papin | $25.00 | 10/11/2012 6:09:54 PM |
| jaycro | $25.00 | 10/11/2012 8:26:29 PM |
| income-sycamore2 | $25.00 | 10/11/2012 9:14:06 PM |
| first-dinero-igloo | $25.00 | 10/12/2012 8:16:56 AM |
| compatible-deal9 | $25.00 | 10/12/2012 11:19:32 AM |
| organic-duty4 | $100.00 | 10/12/2012 11:17:46 AM |
| magnetic-credit229 | $25.00 | 10/12/2012 11:57:16 AM |
| vutah | $25.00 | 10/4/2012 5:02:36 PM |
| appetizing-loyalty354 | $100.00 | 10/4/2012 5:09:50 PM |
| fair-pound5 | $50.00 | 10/4/2012 5:17:00 PM |
| red-eloquent-rupee | $50.00 | 10/4/2012 5:26:27 PM |
| zipemdown | $25.00 | 10/4/2012 5:50:39 PM |
| 84928429 | $50.00 | 10/4/2012 6:23:50 PM |
| rate-advocator7 | $100.00 | 10/4/2012 6:29:00 PM |
| Sagamore | $200.00 | 10/4/2012 6:47:14 PM |
| first-pragmatic-power | $25.00 | 10/4/2012 6:54:44 PM |
| LendingPimp_2 | $26.00 | 10/4/2012 7:45:54 PM |
| thrifty-generosity222 | $50.00 | 10/4/2012 7:10:44 PM |
| Feyenoord | $30.00 | 10/5/2012 3:48:40 AM |
| responsibility-butterfly | $50.00 | 10/5/2012 9:56:03 AM |
| Emgolda | $25.00 | 10/5/2012 10:10:48 AM |
| bonus-demon | $50.00 | 10/5/2012 11:12:55 AM |
| postalwhiz | $25.00 | 10/5/2012 2:00:45 PM |
| treasure-coyote3 | $25.00 | 10/6/2012 11:26:43 PM |
| spark548 | $100.00 | 10/8/2012 9:13:12 AM |
| transparency-river1 | $750.00 | 10/8/2012 9:18:26 AM |
| speedy-point | $25.00 | 10/8/2012 11:11:29 AM |
| Peleadona | $25.00 | 10/8/2012 11:54:55 AM |
| progressive-economy261 | $500.00 | 10/8/2012 1:07:49 PM |
| pdub | $500.00 | 10/8/2012 4:05:52 PM |
| asset-portait013 | $100.00 | 10/8/2012 5:23:12 PM |
| proper-exchange8 | $50.00 | 10/8/2012 6:01:40 PM |
| Iamthewalrus | $25.00 | 10/8/2012 6:27:10 PM |
| unclejaef | $25.00 | 10/8/2012 7:37:21 PM |
| platinum-scientist9 | $25.00 | 10/8/2012 10:28:13 PM |
| affluence-animal | $50.00 | 10/8/2012 9:06:34 PM |
| capital-investor8 | $25.00 | 10/9/2012 8:32:31 AM |
| desertoasis | $25.00 | 10/9/2012 8:51:53 AM |
| five-star-justice | $25.00 | 10/9/2012 6:53:40 AM |
| commerce-arch | $100.00 | 10/9/2012 7:05:41 AM |
| RandB_CPAs | $50.00 | 10/9/2012 8:03:40 AM |
| gold-web4 | $50.00 | 10/9/2012 8:56:01 AM |
| RJTintheBK | $25.00 | 10/9/2012 7:06:04 AM |
| blinkyr1 | $25.00 | 10/9/2012 7:30:26 AM |
| sensible-dime2 | $50.00 | 10/9/2012 8:32:39 AM |
| jamiee73 | $25.00 | 10/9/2012 9:26:32 AM |
| Dubbs360 | $200.00 | 10/9/2012 12:25:54 PM |
| fairness-formula0 | $25.00 | 10/9/2012 9:44:21 AM |
| note-admiral548 | $25.00 | 10/9/2012 11:04:58 AM |
| jedi053 | $100.00 | 10/9/2012 3:14:51 PM |
| MyPFBlog | $25.00 | 10/9/2012 5:00:55 PM |
| HereToHelp305 | $57.00 | 10/9/2012 11:23:21 PM |
| bonus-seahorse | $28.00 | 10/10/2012 1:35:24 AM |
| wampum-cocktail | $25.00 | 10/10/2012 4:10:54 AM |
| payment-gusto | $25.00 | 10/9/2012 6:53:58 PM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:28 AM |
| generosity-battalion0 | $25.00 | 10/10/2012 10:35:03 AM |
| moremax | $150.00 | 10/10/2012 12:15:47 PM |
| integrity-web | $25.00 | 10/10/2012 10:41:14 AM |
| riveting-wealth2 | $50.00 | 10/10/2012 4:42:34 PM |
| deal-selector5 | $25.00 | 10/10/2012 3:02:55 PM |
| yield-hut | $25.00 | 10/10/2012 5:45:52 PM |
| wwwUniversal | $25.00 | 10/11/2012 8:08:37 AM |
| brightest-momentous-income | $25.00 | 10/11/2012 8:50:06 AM |
| stills | $80.00 | 10/11/2012 2:55:32 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:18 PM |
| willinvest | $25.00 | 10/11/2012 4:35:07 PM |
| burrben | $100.00 | 10/11/2012 6:33:57 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:22:19 PM |
| asset-dna5 | $25.00 | 10/11/2012 7:00:57 PM |
| lamcat2000 | $25.00 | 10/12/2012 7:26:45 AM |
| musegaze | $50.00 | 10/12/2012 9:06:09 AM |
| leverage-monger | $25.00 | 10/12/2012 9:29:57 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:24 AM |
| tolerant-responsibility051 | $170.15 | 10/12/2012 12:43:16 PM |
| trade-goblin9 | $100.00 | 10/12/2012 12:13:22 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
650867
This series of Notes was issued and sold upon the funding of the borrower loan #76603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 82% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 13y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,781 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthusiastic-credit116 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 10/9/2012 5:16:10 PM |
| let_me_retire | $75.00 | 10/9/2012 11:19:00 PM |
| Dubbs360 | $100.00 | 10/9/2012 6:51:05 PM |
| open-minded-p2p1 | $25.00 | 10/9/2012 6:54:28 PM |
| responsibility-butterfly | $50.00 | 10/10/2012 7:53:05 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:48 AM |
| ultimate-peace | $215.00 | 10/10/2012 12:14:33 PM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:32 AM |
| bellaquito | $500.00 | 10/11/2012 11:16:09 AM |
| diplomatic-wealth7 | $25.00 | 10/11/2012 5:39:18 PM |
| worthy-bid8 | $100.00 | 10/11/2012 5:24:43 PM |
| 52digital | $75.00 | 10/11/2012 7:18:19 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:42 AM |
| laudable-payout6 | $25.00 | 10/13/2012 1:24:49 AM |
| bankbuddy55 | $100.00 | 10/13/2012 8:28:21 PM |
| foothillender | $25.00 | 10/14/2012 8:43:55 AM |
| Digger85 | $100.00 | 10/14/2012 6:06:21 PM |
| botfolio | $300.00 | 10/15/2012 10:15:37 AM |
| pdub | $250.00 | 10/15/2012 5:06:06 PM |
| queentut | $100.00 | 10/9/2012 9:09:05 PM |
| money-baron | $100.00 | 10/9/2012 6:42:16 PM |
| CA-Lender | $25.00 | 10/10/2012 7:40:41 AM |
| treasure-palace661 | $350.00 | 10/10/2012 7:48:20 AM |
| ethical-truth211 | $25.00 | 10/10/2012 5:13:05 AM |
| Nil2008 | $100.00 | 10/10/2012 4:56:56 AM |
| berniemadeoff | $25.00 | 10/10/2012 11:55:33 AM |
| blitzen40 | $25.00 | 10/10/2012 6:18:31 PM |
| banker34 | $25.00 | 10/13/2012 4:38:00 PM |
| Ocean713 | $80.00 | 10/13/2012 7:41:35 PM |
| SpreadsheetSolutions | $25.00 | 10/14/2012 9:35:12 AM |
| Weaverville | $25.00 | 10/15/2012 12:04:54 PM |
| MI2 | $955.00 | 10/15/2012 5:40:09 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
651127
This series of Notes was issued and sold upon the funding of the borrower loan #76678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
5 | Length of status: | 29y 1m |
|
Amount delinquent:
| $1,454 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,194 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-principal-gargantuan |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 10/8/2012 5:10:57 PM |
| mrxtravis | $25.00 | 10/8/2012 6:35:15 PM |
| Skynxhunt | $25.00 | 10/8/2012 8:50:23 PM |
| a-successful-credit | $25.00 | 10/9/2012 7:37:18 AM |
| first-serene-credit | $25.00 | 10/9/2012 10:57:14 AM |
| open-minded-p2p1 | $25.00 | 10/9/2012 11:12:02 AM |
| Dubbs360 | $200.00 | 10/9/2012 12:26:11 PM |
| fervent-commerce | $25.00 | 10/10/2012 7:04:01 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:22 AM |
| dudebrah | $25.00 | 10/11/2012 3:11:01 PM |
| banker34 | $25.00 | 10/13/2012 4:37:56 PM |
| reasonable-nickel6 | $25.00 | 10/15/2012 8:46:18 AM |
| DreDub | $25.00 | 10/16/2012 5:26:59 AM |
| TheCount | $25.00 | 10/16/2012 10:20:23 AM |
| orchestra960 | $82.00 | 10/16/2012 10:23:15 AM |
| loot-chemistry2 | $50.41 | 10/16/2012 9:02:46 PM |
| desertoasis | $25.00 | 10/17/2012 9:48:31 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:19:21 PM |
| payout-shrubbery7 | $100.00 | 10/18/2012 12:27:46 PM |
| superb-truth061 | $25.00 | 10/18/2012 10:48:16 AM |
| green-friendly-bill | $50.00 | 10/19/2012 8:13:32 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:23 AM |
| PeterPsych | $154.00 | 10/19/2012 1:01:00 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:35:54 PM |
| california111 | $100.00 | 10/8/2012 10:40:34 PM |
| responsibility-butterfly | $50.00 | 10/9/2012 10:30:48 AM |
| diplomatic-wealth7 | $25.00 | 10/9/2012 6:19:24 PM |
| Weaverville | $25.00 | 10/10/2012 9:07:35 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:33 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:30 AM |
| paytonbrigadier | $250.00 | 10/13/2012 5:23:43 AM |
| mschoenf | $100.00 | 10/15/2012 5:19:16 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:20 PM |
| power-mad-scientist | $25.00 | 10/15/2012 8:58:53 PM |
| kulender | $100.00 | 10/16/2012 10:06:07 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:13 AM |
| leverage-monger | $25.00 | 10/16/2012 2:09:50 PM |
| impala6464 | $25.00 | 10/16/2012 9:15:16 PM |
| nalaari | $25.00 | 10/17/2012 7:12:41 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:32 AM |
| Mucman72 | $25.00 | 10/18/2012 6:39:03 PM |
| Budro | $25.00 | 10/19/2012 10:55:27 AM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:15:07 PM |
| adaptable-capital | $138.59 | 10/20/2012 4:01:47 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
651133
This series of Notes was issued and sold upon the funding of the borrower loan #76730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $486.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,460 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-ballet289 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off an existing high interest credit card that was used when the company I work for reduced our pay temporarily...
My financial situation:
I am a good candidate for this loan because I have a good job and have maintained a good credit score by paying my bills on time...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $500.00 | 10/17/2012 9:28:26 AM |
| imogen22 | $50.00 | 10/16/2012 5:13:14 PM |
| FortuneFund | $200.00 | 10/16/2012 5:09:00 PM |
| soarmore | $25.00 | 10/16/2012 5:12:46 PM |
| cardminger | $25.00 | 10/16/2012 5:11:15 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:56 PM |
| best-bonafide-p2p | $25.00 | 10/16/2012 5:33:13 PM |
| Detour11 | $25.00 | 10/16/2012 6:40:00 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:01 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:01 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:15 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:36 AM |
| blue-trade-optimizer | $50.00 | 10/18/2012 10:36:34 AM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:50 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:52 PM |
| ready-interest9 | $25.00 | 10/18/2012 8:29:58 PM |
| adamnash | $25.00 | 10/19/2012 9:53:02 AM |
| inspiring-kindness062 | $50.00 | 10/19/2012 9:54:10 AM |
| Investoman | $25.00 | 10/19/2012 10:02:16 AM |
| meux99 | $25.00 | 10/19/2012 9:36:50 AM |
| Castellan | $50.00 | 10/19/2012 10:26:40 AM |
| credit-scout7 | $50.00 | 10/19/2012 10:27:39 AM |
| unforgettable-wealth4 | $50.00 | 10/19/2012 9:59:18 AM |
| openness-prospector | $25.00 | 10/19/2012 10:00:34 AM |
| g0avs3327 | $25.00 | 10/19/2012 10:30:50 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:06 AM |
| RodBlizz42 | $29.00 | 10/19/2012 10:34:25 AM |
| puifais | $50.00 | 10/19/2012 10:03:26 AM |
| hard-working-rate3 | $25.00 | 10/19/2012 10:10:17 AM |
| bellach | $25.00 | 10/19/2012 10:51:12 AM |
| Great-Mom | $25.00 | 10/19/2012 10:13:43 AM |
| leeball | $50.00 | 10/19/2012 10:15:07 AM |
| Clambake | $25.00 | 10/19/2012 9:59:01 AM |
| golden-bid9 | $25.00 | 10/19/2012 10:26:06 AM |
| larrybird | $1,000.00 | 10/19/2012 10:28:21 AM |
| neighborly-hope6 | $100.00 | 10/19/2012 10:37:09 AM |
| harddollars | $26.00 | 10/19/2012 12:32:15 PM |
| sequoiapacific | $25.00 | 10/19/2012 10:42:02 AM |
| power-trophy7 | $25.00 | 10/19/2012 10:42:50 AM |
| C_Mark | $50.00 | 10/19/2012 10:20:01 AM |
| kanewna | $50.00 | 10/19/2012 10:51:44 AM |
| enchanted-compassion012 | $25.00 | 10/19/2012 10:27:43 AM |
| wigglesworth4 | $100.00 | 10/19/2012 11:06:21 AM |
| hope-kingdom | $25.00 | 10/19/2012 11:08:46 AM |
| mistering | $25.00 | 10/19/2012 2:26:54 PM |
| rockingnrolling | $33.00 | 10/19/2012 11:23:27 AM |
| Preteur | $25.00 | 10/19/2012 10:43:33 AM |
| sanjubab | $25.00 | 10/19/2012 10:50:07 AM |
| nuclearmoose | $50.00 | 10/19/2012 10:51:13 AM |
| overflowinglife | $150.00 | 10/19/2012 10:59:01 AM |
| spqrxxi | $25.00 | 10/19/2012 11:08:39 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:04 PM |
| spartan974 | $50.00 | 10/19/2012 11:23:10 AM |
| skuba | $100.00 | 10/19/2012 11:32:05 AM |
| burgeoning-greenback0 | $26.00 | 10/19/2012 2:19:11 PM |
| don'twannadance | $50.00 | 10/19/2012 2:38:56 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:09 PM |
| gain-neutrino9 | $25.00 | 10/19/2012 3:27:15 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:29 PM |
| astute-benjamins | $150.00 | 10/19/2012 1:55:42 PM |
| a-dough-plato | $30.00 | 10/19/2012 2:02:29 PM |
| don'twannadance | $50.00 | 10/19/2012 2:38:41 PM |
| mschoenf | $100.00 | 10/19/2012 5:26:54 PM |
| aabadabadoo | $25.00 | 10/19/2012 5:57:13 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:57 PM |
| benefit-banshee | $25.00 | 10/20/2012 5:33:38 AM |
| oceanside | $25.00 | 10/20/2012 6:51:31 AM |
| cac1966 | $25.34 | 10/20/2012 6:52:54 AM |
| theloanteacher | $25.00 | 10/20/2012 7:01:19 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:35 AM |
| keen-credit6 | $30.00 | 10/19/2012 6:29:54 PM |
| youqianderen | $79.00 | 10/20/2012 7:57:54 AM |
| sensible-order2 | $150.00 | 10/20/2012 8:21:26 AM |
| Jim33 | $25.00 | 10/20/2012 8:56:38 AM |
| RocketSurgeon | $25.00 | 10/19/2012 7:06:00 PM |
| helping-out | $40.00 | 10/20/2012 5:49:20 AM |
| WeAlNe | $25.00 | 10/20/2012 7:09:04 AM |
| Benny-factor | $1,500.00 | 10/20/2012 11:07:02 AM |
| julijask | $100.00 | 10/19/2012 9:00:49 PM |
| treasure-expert | $25.00 | 10/20/2012 11:32:23 AM |
| market-maple | $50.00 | 10/20/2012 7:49:56 AM |
| listing-reformation8 | $30.00 | 10/20/2012 10:38:32 AM |
| efficient-marketplace | $25.00 | 10/20/2012 12:14:30 PM |
| AFairDeal | $25.00 | 10/20/2012 12:16:13 PM |
| past-present-future | $50.00 | 10/20/2012 11:17:02 AM |
| Zolton | $128.00 | 10/20/2012 12:18:58 PM |
| japerk | $25.00 | 10/20/2012 8:14:07 AM |
| Logan7 | $25.00 | 10/20/2012 12:22:09 PM |
| JazzFranchise | $25.00 | 10/20/2012 12:23:05 PM |
| vibrant-trade8 | $35.00 | 10/20/2012 12:11:07 PM |
| slimof37 | $25.00 | 10/20/2012 12:13:35 PM |
| point-zebra | $25.00 | 10/20/2012 12:17:30 PM |
| thedoctor | $73.00 | 10/20/2012 12:44:47 PM |
| JaceSpade | $25.00 | 10/20/2012 12:22:42 PM |
| lifegrowth | $25.00 | 10/20/2012 12:26:02 PM |
| Aimvest | $25.00 | 10/20/2012 12:26:50 PM |
| awwaww | $25.00 | 10/20/2012 12:52:07 PM |
| logical-reward8 | $25.00 | 10/20/2012 12:17:19 PM |
| rlrcstr | $25.00 | 10/20/2012 12:19:32 PM |
| riskadverse44 | $25.00 | 10/20/2012 12:57:30 PM |
| CPDDDS | $50.00 | 10/20/2012 12:59:05 PM |
| hrubinst | $50.00 | 10/20/2012 1:00:22 PM |
| OldFriend | $25.00 | 10/20/2012 1:00:49 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:26 PM |
| bill-igloo | $25.00 | 10/20/2012 1:01:39 PM |
| wtrboy | $25.00 | 10/20/2012 1:01:46 PM |
| moremax | $200.00 | 10/20/2012 12:22:00 PM |
| vivacious-truth3 | $25.00 | 10/20/2012 1:03:59 PM |
| Wilvara | $25.00 | 10/20/2012 1:05:52 PM |
| preeminant-hope7 | $25.00 | 10/20/2012 1:06:43 PM |
| trustu | $50.00 | 10/20/2012 1:07:38 PM |
| fair-rate | $25.00 | 10/20/2012 1:07:52 PM |
| funds-promiser | $50.00 | 10/20/2012 1:08:09 PM |
| kbodendorf | $25.00 | 10/20/2012 1:08:24 PM |
| currency-scientist7 | $25.00 | 10/20/2012 12:44:53 PM |
| slartibardfast | $25.00 | 10/20/2012 1:08:54 PM |
| selfmademan | $25.00 | 10/20/2012 1:10:08 PM |
| Emgolda | $25.00 | 10/20/2012 12:29:24 PM |
| caring-investment692 | $25.00 | 10/20/2012 1:10:16 PM |
| mistertao | $25.00 | 10/20/2012 12:29:50 PM |
| helpishere777 | $25.00 | 10/20/2012 1:12:05 PM |
| worthy-dinero8 | $25.00 | 10/20/2012 1:12:49 PM |
| Blends | $45.00 | 10/20/2012 1:12:52 PM |
| phillipd48 | $25.00 | 10/20/2012 1:13:37 PM |
| -J | $50.00 | 10/20/2012 1:15:10 PM |
| delivery | $25.00 | 10/20/2012 1:18:09 PM |
| BxRealtor | $25.00 | 10/20/2012 12:52:10 PM |
| KarmaBum77 | $25.00 | 10/20/2012 1:19:07 PM |
| illustrado | $25.00 | 10/20/2012 12:53:23 PM |
| investment-network | $50.00 | 10/20/2012 12:54:35 PM |
| djs81 | $75.00 | 10/20/2012 12:56:11 PM |
| GreenSun | $25.00 | 10/20/2012 12:58:36 PM |
| ana74blue | $25.00 | 10/20/2012 12:59:20 PM |
| brutusbone | $25.00 | 10/20/2012 12:59:32 PM |
| dime-sycamore3 | $50.00 | 10/20/2012 12:43:09 PM |
| YLlama | $25.00 | 10/20/2012 1:01:56 PM |
| enterprising-integrity | $50.00 | 10/20/2012 1:03:54 PM |
| b2006 | $25.00 | 10/20/2012 1:07:26 PM |
| jeffc92 | $42.00 | 10/20/2012 12:47:52 PM |
| generosity-giraffe0 | $50.00 | 10/20/2012 1:08:58 PM |
| larslfe | $25.00 | 10/20/2012 12:49:41 PM |
| loaninvesting | $25.00 | 10/20/2012 1:10:35 PM |
| jjb3 | $25.00 | 10/20/2012 1:10:51 PM |
| nerdfactor | $25.00 | 10/20/2012 1:11:24 PM |
| Tradesmanlender | $25.00 | 10/20/2012 12:53:10 PM |
| a-important-deal | $25.00 | 10/20/2012 1:11:49 PM |
| martinatime | $50.00 | 10/20/2012 12:55:03 PM |
| honorable-loot4 | $25.00 | 10/20/2012 1:12:44 PM |
| soheagle | $25.00 | 10/20/2012 1:14:08 PM |
| blooming-market | $25.00 | 10/20/2012 1:14:34 PM |
| fortytwo | $150.00 | 10/20/2012 1:14:40 PM |
| whistledicksmith | $25.00 | 10/20/2012 1:15:29 PM |
| Tom579 | $50.00 | 10/20/2012 1:16:07 PM |
| REVSTJ999 | $25.00 | 10/20/2012 1:16:32 PM |
| Avala | $100.00 | 10/20/2012 1:00:26 PM |
| holstj | $25.00 | 10/20/2012 1:01:42 PM |
| financelover | $50.00 | 10/20/2012 1:19:01 PM |
| AmericanCredit | $85.52 | 10/20/2012 1:21:21 PM |
| ianakacg | $25.00 | 10/20/2012 1:04:46 PM |
| interest88 | $25.00 | 10/20/2012 1:05:17 PM |
| economy-molecule3 | $500.00 | 10/20/2012 1:05:35 PM |
| oldandcrafty | $25.00 | 10/20/2012 1:05:56 PM |
| bowdish1 | $100.00 | 10/20/2012 1:07:18 PM |
| whiterabbit1874 | $25.00 | 10/20/2012 1:07:32 PM |
| mosby | $25.00 | 10/20/2012 1:07:48 PM |
| availableloan | $25.00 | 10/20/2012 1:08:34 PM |
| sabre79 | $25.00 | 10/20/2012 1:08:52 PM |
| building-america | $25.00 | 10/20/2012 1:10:31 PM |
| influential-responsibility9 | $25.00 | 10/20/2012 1:12:03 PM |
| blukestrel | $25.00 | 10/20/2012 1:12:31 PM |
| Kijib | $25.00 | 10/20/2012 1:15:27 PM |
| important-penny3 | $25.00 | 10/20/2012 1:16:25 PM |
| mrrc7498 | $35.00 | 10/20/2012 1:19:12 PM |
| honker425 | $100.00 | 10/20/2012 1:19:48 PM |
| QuincyCapital | $25.00 | 10/20/2012 1:20:05 PM |
| L-vex | $25.00 | 10/20/2012 1:20:14 PM |
| decisive-income7 | $500.00 | 10/17/2012 8:14:43 AM |
| payout-paladin3 | $500.00 | 10/19/2012 10:39:48 AM |
| green-trade-dolphin2 | $31.02 | 10/16/2012 5:04:27 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:37 PM |
| community-burrito9 | $45.00 | 10/16/2012 5:22:17 PM |
| PThor | $25.00 | 10/16/2012 5:25:55 PM |
| Bank_Of_XL | $25.00 | 10/16/2012 5:48:25 PM |
| mdv | $25.00 | 10/16/2012 5:58:44 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:03 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:57 PM |
| credit-dandelion148 | $400.00 | 10/17/2012 1:10:12 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:27 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:27 AM |
| Interloper | $50.00 | 10/18/2012 8:27:34 AM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:21 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:58:58 PM |
| Vegasjim | $25.00 | 10/18/2012 8:00:11 PM |
| kurg | $25.00 | 10/19/2012 9:20:57 AM |
| excellent-funds649 | $50.00 | 10/19/2012 9:22:10 AM |
| proper-exchange8 | $50.00 | 10/19/2012 9:39:29 AM |
| proud-pound4 | $25.00 | 10/19/2012 9:20:50 AM |
| cebgop | $25.00 | 10/19/2012 10:09:21 AM |
| larsowe | $50.00 | 10/19/2012 9:40:52 AM |
| euro-infusion3 | $25.00 | 10/19/2012 10:13:05 AM |
| magical-greenback | $25.00 | 10/19/2012 9:47:08 AM |
| Cai8899 | $25.00 | 10/19/2012 10:16:14 AM |
| minista | $25.00 | 10/19/2012 10:23:10 AM |
| Wangersinc | $31.00 | 10/19/2012 9:56:30 AM |
| thomkozik | $25.00 | 10/19/2012 10:29:34 AM |
| thoughtful-peso78 | $25.00 | 10/19/2012 10:00:09 AM |
| diversification-surge | $25.00 | 10/19/2012 10:30:21 AM |
| sharpey | $25.00 | 10/19/2012 10:02:08 AM |
| JoyfulVegetarian | $25.00 | 10/19/2012 10:34:03 AM |
| riproaringrapids | $50.00 | 10/19/2012 10:34:36 AM |
| first-favorite-bonus9 | $25.00 | 10/19/2012 10:03:11 AM |
| BidDaddyBigBucks | $25.00 | 10/19/2012 10:37:08 AM |
| subtle-revenue0 | $25.00 | 10/19/2012 9:48:34 AM |
| Veridic | $25.00 | 10/19/2012 10:40:42 AM |
| the-auction-lotus | $25.00 | 10/19/2012 10:42:21 AM |
| wealthstar | $25.00 | 10/19/2012 9:57:19 AM |
| keyfig | $25.00 | 10/19/2012 10:31:30 AM |
| sjlender | $100.00 | 10/19/2012 10:32:14 AM |
| andrew491 | $50.00 | 10/19/2012 10:34:23 AM |
| bellaquito | $500.00 | 10/19/2012 11:49:12 AM |
| a-unflappable-finance | $100.00 | 10/19/2012 10:34:48 AM |
| currency-chihuahua3 | $50.00 | 10/19/2012 10:12:20 AM |
| first-charming-fund | $25.00 | 10/19/2012 12:12:01 PM |
| meenan | $25.00 | 10/19/2012 10:42:29 AM |
| responsive-worth5 | $25.00 | 10/19/2012 1:04:19 PM |
| enterprising-bazaar2 | $25.00 | 10/19/2012 10:52:57 AM |
| zone6 | $100.00 | 10/19/2012 10:53:28 AM |
| Quiddity | $25.00 | 10/19/2012 10:27:23 AM |
| loot-prescription3 | $25.00 | 10/19/2012 11:13:04 AM |
| mistering | $25.00 | 10/19/2012 2:27:10 PM |
| don'twannadance | $56.00 | 10/19/2012 2:38:00 PM |
| compoundinterest | $25.00 | 10/19/2012 10:41:17 AM |
| visionary-community | $25.00 | 10/19/2012 10:43:51 AM |
| mnmcarve | $25.00 | 10/19/2012 10:52:38 AM |
| houli123 | $50.00 | 10/19/2012 11:44:38 AM |
| velocity-solo | $25.00 | 10/19/2012 10:57:50 AM |
| Hogpilot | $50.00 | 10/19/2012 10:59:55 AM |
| payout-paladin3 | $250.00 | 10/19/2012 11:20:42 AM |
| dollardave | $50.00 | 10/19/2012 2:10:00 PM |
| SB94114 | $25.00 | 10/19/2012 12:23:06 PM |
| don'twannadance | $50.00 | 10/19/2012 2:38:31 PM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:48 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:13:13 PM |
| penny-kahuna0 | $25.00 | 10/19/2012 3:44:14 PM |
| listing-reformation8 | $50.00 | 10/19/2012 3:46:42 PM |
| lulasky63 | $50.00 | 10/19/2012 1:54:50 PM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:33 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:50 PM |
| Aquafina24Ounce | $25.00 | 10/19/2012 6:01:05 PM |
| GoldenKoi | $100.00 | 10/20/2012 1:36:20 AM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:34:20 AM |
| mlpinz | $25.00 | 10/19/2012 8:35:55 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:08 PM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:35:21 AM |
| Imperativity | $80.12 | 10/20/2012 10:23:35 AM |
| return-buddy | $25.00 | 10/20/2012 7:06:36 AM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:02 PM |
| JPAW777 | $25.00 | 10/20/2012 7:21:59 AM |
| dharma1 | $25.00 | 10/20/2012 12:06:22 PM |
| Medops911 | $25.00 | 10/20/2012 12:10:42 PM |
| silver-promise2 | $25.00 | 10/20/2012 10:18:10 AM |
| fly4sugar | $50.00 | 10/20/2012 10:39:38 AM |
| New-Truck-Savings | $25.00 | 10/20/2012 7:44:33 AM |
| basis-hero8 | $25.00 | 10/20/2012 8:08:29 AM |
| pragmatic-contract | $25.00 | 10/20/2012 12:02:43 PM |
| standanddeliver | $50.00 | 10/20/2012 12:25:49 PM |
| magical-credit523 | $25.00 | 10/20/2012 12:27:09 PM |
| Aggie88 | $50.00 | 10/20/2012 10:30:52 AM |
| hl8428 | $25.00 | 10/20/2012 11:40:48 AM |
| JCMC | $25.00 | 10/20/2012 11:48:18 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:21 AM |
| lender987654321 | $50.00 | 10/20/2012 12:20:57 PM |
| loot-heart | $25.00 | 10/20/2012 12:44:22 PM |
| good_lender | $25.00 | 10/20/2012 12:11:57 PM |
| lounges | $25.00 | 10/20/2012 12:25:00 PM |
| MiniBank998 | $25.00 | 10/20/2012 12:28:48 PM |
| NR | $25.00 | 10/20/2012 12:16:09 PM |
| ashik | $25.00 | 10/20/2012 12:54:28 PM |
| syrepsorp | $34.00 | 10/20/2012 12:32:05 PM |
| flexiboy35 | $25.00 | 10/20/2012 12:20:16 PM |
| Spring342 | $25.00 | 10/20/2012 1:00:16 PM |
| ultimatepaintball | $25.00 | 10/20/2012 1:01:06 PM |
| Namrok | $25.00 | 10/20/2012 12:23:00 PM |
| Zeattle | $25.00 | 10/20/2012 1:03:38 PM |
| jenkris | $25.00 | 10/20/2012 1:03:50 PM |
| worth-web5 | $50.00 | 10/20/2012 1:04:39 PM |
| Daneistes | $50.00 | 10/20/2012 1:05:40 PM |
| Mr_Marcus | $25.00 | 10/20/2012 1:06:54 PM |
| Beverly_Hills_Lender | $25.00 | 10/20/2012 1:07:40 PM |
| GmaJosephine | $25.00 | 10/20/2012 12:26:04 PM |
| wonderful-rupee | $25.00 | 10/20/2012 1:08:10 PM |
| nickel-authority8 | $25.00 | 10/20/2012 1:08:28 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:39 PM |
| ndwayno | $25.00 | 10/20/2012 1:09:31 PM |
| hitsman | $50.00 | 10/20/2012 12:46:22 PM |
| ocho | $25.00 | 10/20/2012 1:12:33 PM |
| compsciman | $25.00 | 10/20/2012 1:12:50 PM |
| Cheburashka | $30.00 | 10/20/2012 12:49:32 PM |
| adventurer447 | $300.00 | 10/20/2012 1:14:02 PM |
| PeterV | $25.00 | 10/20/2012 1:14:15 PM |
| anti-wall-st | $50.00 | 10/20/2012 1:14:31 PM |
| Tasteslikechicken | $50.00 | 10/20/2012 1:15:12 PM |
| platinum-genetics | $25.00 | 10/20/2012 1:20:26 PM |
| p1k4blu | $25.00 | 10/20/2012 12:39:10 PM |
| bill-appraiser7 | $25.00 | 10/20/2012 12:54:43 PM |
| mtquan | $25.00 | 10/20/2012 12:54:55 PM |
| resplendent-order9 | $25.00 | 10/20/2012 12:57:19 PM |
| iflyforfun | $25.00 | 10/20/2012 12:57:24 PM |
| finance-explosion6 | $25.00 | 10/20/2012 1:00:47 PM |
| kyomoon | $50.00 | 10/20/2012 1:01:28 PM |
| pipopirate | $25.00 | 10/20/2012 1:02:47 PM |
| Gnube | $25.00 | 10/20/2012 1:02:55 PM |
| 10ECgirl | $25.00 | 10/20/2012 1:03:15 PM |
| fair-funds | $25.00 | 10/20/2012 1:03:45 PM |
| docktah | $100.00 | 10/20/2012 1:04:14 PM |
| Unclejohn | $25.00 | 10/20/2012 1:04:16 PM |
| outwish | $25.00 | 10/20/2012 1:05:02 PM |
| Marfloogan | $25.00 | 10/20/2012 1:06:00 PM |
| actuarial_investor | $25.00 | 10/20/2012 1:06:21 PM |
| sdloanhelper | $50.00 | 10/20/2012 1:06:45 PM |
| Patrician | $50.00 | 10/20/2012 1:07:30 PM |
| johnsails | $50.00 | 10/20/2012 1:08:26 PM |
| loot-electron6 | $25.00 | 10/20/2012 1:08:30 PM |
| pubnat | $25.00 | 10/20/2012 1:09:21 PM |
| MONEYLENDER101 | $50.00 | 10/20/2012 12:51:18 PM |
| JohnW12 | $25.00 | 10/20/2012 1:10:01 PM |
| MrMoney0622 | $25.00 | 10/20/2012 1:10:24 PM |
| Chuck9802 | $25.00 | 10/20/2012 1:10:33 PM |
| Bunji78 | $25.00 | 10/20/2012 1:10:36 PM |
| harty | $50.00 | 10/20/2012 1:10:57 PM |
| Kyjamune | $25.00 | 10/20/2012 12:52:42 PM |
| caring-marketplace6 | $30.00 | 10/20/2012 1:11:23 PM |
| bvzm | $25.00 | 10/20/2012 1:11:34 PM |
| downtownfarm | $25.00 | 10/20/2012 1:12:29 PM |
| unknowable | $25.00 | 10/20/2012 12:54:52 PM |
| best-deal-banker | $50.00 | 10/20/2012 1:12:35 PM |
| enticing-note | $25.00 | 10/20/2012 1:12:56 PM |
| wise-unequivocal-return | $25.00 | 10/20/2012 12:55:45 PM |
| SojournerMobile | $25.00 | 10/20/2012 12:56:47 PM |
| courteous-wealth6 | $60.00 | 10/20/2012 1:00:55 PM |
| niskyfranchise | $50.00 | 10/20/2012 1:01:24 PM |
| transparency-baton | $25.00 | 10/20/2012 1:18:25 PM |
| sentry256 | $25.00 | 10/20/2012 1:19:16 PM |
| Yorker1776 | $25.00 | 10/20/2012 1:02:06 PM |
| littlemonkey | $25.00 | 10/20/2012 1:19:28 PM |
| dunox | $25.00 | 10/20/2012 1:21:18 PM |
| fervent-revenue7 | $25.00 | 10/20/2012 1:04:01 PM |
| commerce-broker | $25.00 | 10/20/2012 1:04:48 PM |
| top-community-voyage | $50.00 | 10/20/2012 1:05:32 PM |
| fox798 | $25.00 | 10/20/2012 1:05:45 PM |
| MoneyMA | $25.00 | 10/20/2012 1:06:06 PM |
| China0813 | $25.00 | 10/20/2012 1:07:27 PM |
| biobulator | $25.00 | 10/20/2012 1:08:48 PM |
| nickel-companion5 | $25.00 | 10/20/2012 1:10:18 PM |
| peripatetic | $25.00 | 10/20/2012 1:10:42 PM |
| Zuzu | $25.00 | 10/20/2012 1:12:10 PM |
| hardtofind | $50.00 | 10/20/2012 1:13:29 PM |
| Schuld66 | $25.00 | 10/20/2012 1:13:53 PM |
| macotra4 | $36.00 | 10/20/2012 1:15:31 PM |
| capital-dynamo0 | $25.00 | 10/20/2012 1:16:49 PM |
| Flanagan | $25.00 | 10/20/2012 1:17:33 PM |
| the-enterprising-leverage | $50.00 | 10/20/2012 1:17:35 PM |
| damage | $25.00 | 10/20/2012 1:18:34 PM |
| Cre8iveCash | $25.00 | 10/20/2012 1:19:38 PM |
| Taxman44 | $25.00 | 10/20/2012 1:19:52 PM |
| Chutney | $50.00 | 10/20/2012 1:20:12 PM |
| TelegramSam | $25.00 | 10/20/2012 1:20:32 PM |
| 367 Investments
|
Borrower Payment Dependent Notes Series
651313
This series of Notes was issued and sold upon the funding of the borrower loan #76660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 1
/
2 | Length of status: | 11y 5m |
|
Amount delinquent:
| $4,398 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $598 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spry-felicity9 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| contract-lotus | $50.00 | 10/19/2012 9:03:01 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:44 AM |
| trade-goblin9 | $13.00 | 10/19/2012 10:22:53 AM |
| AspiringJunzi | $25.00 | 10/19/2012 9:57:25 AM |
| Investoman | $25.00 | 10/19/2012 10:02:19 AM |
| ctgscott | $25.00 | 10/19/2012 10:02:31 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:46 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:00 AM |
| brainy-credit1 | $40.00 | 10/19/2012 9:49:08 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:52 AM |
| FundMaker | $25.00 | 10/19/2012 10:13:02 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:42 AM |
| marketplace-pinnacle964 | $25.00 | 10/19/2012 10:09:46 AM |
| urbane-income7 | $25.00 | 10/19/2012 10:12:09 AM |
| RufusGreyhound | $25.00 | 10/19/2012 9:09:47 AM |
| E_G | $50.00 | 10/19/2012 9:13:16 AM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:28 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:47 AM |
| no_agenda_lender | $25.00 | 10/19/2012 9:31:17 AM |
| american6 | $50.00 | 10/19/2012 9:04:18 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:48 AM |
| seineil | $26.00 | 10/19/2012 9:23:29 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:12 AM |
| mvalley | $25.00 | 10/19/2012 9:29:44 AM |
| boylezz | $25.00 | 10/19/2012 9:11:14 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:11 AM |
| IPG1 | $25.00 | 10/19/2012 9:13:54 AM |
| famous-hope | $25.00 | 10/19/2012 9:37:59 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:13 AM |
| green28 | $50.00 | 10/19/2012 9:24:41 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:52 AM |
| BostonCapital | $100.00 | 10/19/2012 9:55:30 AM |
| BlueRoom | $25.00 | 10/19/2012 9:57:16 AM |
| haplender | $46.00 | 10/19/2012 10:01:31 AM |
| ericgassercom | $25.00 | 10/19/2012 10:01:46 AM |
| prohelper | $25.00 | 10/19/2012 10:05:46 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:51 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
651549
This series of Notes was issued and sold upon the funding of the borrower loan #76636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $412.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| >1000% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,464 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-boss5 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card dept as well as part of student loan
My financial situation:
I am a good candidate for this loan because I've always pay all my bills on time. I've never stop payment on any obligation.
Monthly net income: $2818.4
Monthly expenses: $1920
Housing: $545 monthly
Insurance: $285 monthly
Car expenses: $160 monthly
Utilities: $130 monthly
Phone, cable, internet: $250 monthly
Food, entertainment: $200 monthly
Clothing, household expenses: $50 monthly
Credit cards and other loans: $250 monthly
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/10/2012 10:20:05 AM |
| power-chihuahua | $25.00 | 10/9/2012 5:07:35 PM |
| speedy-peso1 | $100.00 | 10/9/2012 5:25:27 PM |
| imogen22 | $50.00 | 10/9/2012 5:18:20 PM |
| NorthernFunds | $50.00 | 10/9/2012 5:24:16 PM |
| zipemdown | $25.00 | 10/9/2012 6:27:15 PM |
| brainy-return234 | $25.00 | 10/9/2012 5:58:02 PM |
| 52digital | $75.00 | 10/9/2012 6:03:50 PM |
| money-baron | $100.00 | 10/9/2012 6:53:08 PM |
| scarlet-velvet | $25.08 | 10/10/2012 4:13:04 AM |
| Dubbs360 | $200.00 | 10/9/2012 6:43:29 PM |
| Investor_DP | $200.00 | 10/9/2012 6:43:34 PM |
| responsibility-butterfly | $50.00 | 10/10/2012 7:53:06 AM |
| ideomorph | $25.00 | 10/10/2012 8:31:57 AM |
| fortytwo | $150.00 | 10/10/2012 9:06:11 AM |
| the-credit-maker | $62.00 | 10/10/2012 9:16:58 AM |
| principal-cooker2 | $50.00 | 10/10/2012 10:28:33 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:48 AM |
| artisan369 | $300.00 | 10/10/2012 12:01:22 PM |
| UltimateWill | $25.00 | 10/10/2012 11:27:41 AM |
| grf1945 | $25.00 | 10/10/2012 12:27:06 PM |
| enriching-dollar1 | $100.00 | 10/10/2012 5:11:10 PM |
| mindful-generosity1 | $50.00 | 10/10/2012 5:08:38 PM |
| industrious-currency | $25.00 | 10/10/2012 10:39:19 PM |
| jkeller4000 | $25.00 | 10/10/2012 6:50:32 PM |
| mover486 | $25.00 | 10/11/2012 6:03:53 AM |
| historic-value7 | $50.00 | 10/11/2012 12:13:58 PM |
| digitalhound | $25.00 | 10/11/2012 11:44:46 AM |
| businessbroker101 | $25.00 | 10/11/2012 3:49:08 PM |
| first-serene-credit | $25.00 | 10/11/2012 8:29:01 PM |
| EL_Papin | $25.00 | 10/12/2012 7:05:26 AM |
| asset-dna5 | $25.00 | 10/11/2012 7:01:03 PM |
| reward-giant1 | $48.00 | 10/12/2012 8:45:27 AM |
| laomedon | $50.00 | 10/11/2012 10:31:00 PM |
| ThePretender09 | $100.00 | 10/12/2012 8:08:34 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:44 AM |
| punctual-fund | $25.00 | 10/12/2012 9:47:58 AM |
| gimmeopenroad | $50.00 | 10/12/2012 10:22:21 AM |
| new-proud-p2p | $25.00 | 10/12/2012 12:45:05 PM |
| investment-tempo | $25.00 | 10/12/2012 10:45:44 AM |
| money-baron-Roth401k | $41.00 | 10/12/2012 11:32:01 AM |
| benevolent-loot5 | $186.00 | 10/12/2012 12:10:40 PM |
| benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:13 PM |
| worth-blanket2 | $1,978.90 | 10/12/2012 1:18:30 PM |
| etraboulay | $50.00 | 10/9/2012 5:08:40 PM |
| gentle-generosity822 | $25.00 | 10/9/2012 5:32:01 PM |
| pierrelasvegas | $25.00 | 10/9/2012 5:21:12 PM |
| refresher211 | $100.00 | 10/9/2012 5:22:22 PM |
| octoberfresh | $25.00 | 10/9/2012 5:54:30 PM |
| payment-gusto | $25.00 | 10/9/2012 6:54:03 PM |
| BankofRon_IRA | $100.00 | 10/9/2012 6:19:16 PM |
| treasure-palace661 | $350.00 | 10/10/2012 7:48:21 AM |
| paytonbrigadier | $250.00 | 10/10/2012 5:00:38 AM |
| the-profit-oracle | $25.00 | 10/10/2012 9:17:23 AM |
| duty-viola | $35.00 | 10/10/2012 9:02:23 AM |
| progressive-economy261 | $500.00 | 10/10/2012 7:46:45 AM |
| careful-vigilance4 | $25.00 | 10/10/2012 9:12:04 AM |
| Foggy | $25.00 | 10/10/2012 9:50:36 AM |
| handshake5 | $38.00 | 10/10/2012 9:14:31 AM |
| spitfire36o | $50.00 | 10/10/2012 9:35:29 AM |
| loan-fate | $38.00 | 10/10/2012 9:42:05 AM |
| asiaratt | $39.00 | 10/10/2012 10:47:35 AM |
| bailey7563 | $25.00 | 10/10/2012 10:56:47 AM |
| 108-IRA | $50.00 | 10/10/2012 11:03:31 AM |
| hopeful-deal7 | $25.00 | 10/10/2012 10:44:48 AM |
| red-power-pecan | $34.00 | 10/10/2012 10:14:33 AM |
| california111 | $100.00 | 10/10/2012 1:16:33 PM |
| finance-prescription | $100.00 | 10/10/2012 10:52:23 AM |
| musegaze | $50.00 | 10/10/2012 11:00:44 AM |
| credit-coach118 | $25.02 | 10/10/2012 11:23:54 AM |
| desertoasis | $25.00 | 10/10/2012 2:58:36 PM |
| berniemadeoff | $25.00 | 10/10/2012 11:48:14 AM |
| riveting-wealth2 | $50.00 | 10/10/2012 4:42:38 PM |
| SkepticalBen | $50.00 | 10/10/2012 1:45:35 PM |
| deal-selector5 | $25.00 | 10/10/2012 3:03:01 PM |
| proper-exchange8 | $50.00 | 10/10/2012 5:19:50 PM |
| progress-credit | $25.00 | 10/11/2012 9:02:43 AM |
| kulender | $100.00 | 10/11/2012 11:11:33 AM |
| dinero-pagoda650 | $50.00 | 10/11/2012 9:51:25 AM |
| pizza296130 | $25.00 | 10/11/2012 10:03:49 AM |
| bid-papyrus | $100.00 | 10/11/2012 12:57:07 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:28 PM |
| return-trader7 | $25.00 | 10/11/2012 7:44:02 PM |
| wwwUniversal | $25.00 | 10/12/2012 9:44:36 AM |
| RJN | $25.00 | 10/12/2012 8:21:00 AM |
| deal-galleon | $25.00 | 10/12/2012 10:46:14 AM |
| vibraphone3 | $25.00 | 10/12/2012 11:01:43 AM |
| worth-blanket2 | $25.00 | 10/12/2012 11:25:01 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
651699
This series of Notes was issued and sold upon the funding of the borrower loan #76910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $258.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1977 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,339 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-chairman8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...replace roof on house
My financial situation:
I am a good candidate for this loan because...I am a mature responsible adult that pays my bills on time even though I have had difficulties in the past.
Monthly net income: $2440.00
Monthly expenses: $1110.00
Housing: $450.00
Insurance: $50.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $75.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $60.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 10/11/2012 5:38:38 PM |
| zipemdown | $25.00 | 10/11/2012 5:14:07 PM |
| gentle-generosity822 | $25.00 | 10/11/2012 5:08:15 PM |
| first-pragmatic-power | $25.00 | 10/11/2012 5:45:30 PM |
| spark548 | $100.00 | 10/11/2012 6:17:02 PM |
| Dubbs360 | $200.00 | 10/11/2012 7:12:06 PM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:12 AM |
| benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:22 PM |
| california111 | $100.00 | 10/12/2012 10:03:36 AM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:44 PM |
| commerce-renewal | $25.00 | 10/12/2012 12:58:13 PM |
| jybank | $49.00 | 10/13/2012 10:51:01 AM |
| protector734 | $50.00 | 10/13/2012 6:26:00 AM |
| paytonbrigadier | $250.00 | 10/13/2012 5:23:46 AM |
| abundant-power | $25.00 | 10/13/2012 12:25:52 PM |
| alaskan1 | $25.00 | 10/13/2012 4:50:23 PM |
| Ocean713 | $80.00 | 10/13/2012 6:57:13 PM |
| contract-snowdome493 | $50.00 | 10/13/2012 3:22:37 PM |
| ready-vigilance3 | $50.00 | 10/13/2012 3:47:50 PM |
| capital-blueberry | $25.00 | 10/14/2012 7:49:18 AM |
| kind-payment-viking3 | $34.00 | 10/14/2012 9:30:12 AM |
| supreme-treasure8 | $100.00 | 10/11/2012 6:04:57 PM |
| 52digital | $75.00 | 10/11/2012 6:19:58 PM |
| pierrelasvegas | $25.00 | 10/11/2012 6:24:28 PM |
| majestic-note6 | $200.00 | 10/11/2012 6:26:56 PM |
| etraboulay | $50.00 | 10/11/2012 5:36:12 PM |
| special-dinero553 | $25.00 | 10/11/2012 6:24:06 PM |
| LeReve | $500.00 | 10/11/2012 6:29:23 PM |
| Investor_DP | $200.00 | 10/11/2012 6:18:57 PM |
| burrben | $100.00 | 10/11/2012 6:33:59 PM |
| a-finance-nirvana | $25.00 | 10/12/2012 9:02:23 AM |
| reward-giant1 | $48.00 | 10/12/2012 8:45:30 AM |
| musegaze | $50.00 | 10/12/2012 9:06:15 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:09 AM |
| RotJ | $200.00 | 10/12/2012 12:31:07 PM |
| mammalian4 | $25.00 | 10/12/2012 2:56:00 PM |
| p2p-czar3 | $25.00 | 10/12/2012 5:04:21 PM |
| new-proud-p2p | $25.00 | 10/12/2012 12:45:07 PM |
| commerce-venture1 | $25.00 | 10/13/2012 4:31:38 AM |
| saxaphone6 | $25.00 | 10/12/2012 7:32:05 PM |
| AldiHoldings | $25.00 | 10/12/2012 10:55:47 PM |
| cloud8 | $35.00 | 10/12/2012 9:02:46 PM |
| jebber007 | $25.00 | 10/13/2012 7:49:09 AM |
| whartonmba | $50.00 | 10/13/2012 9:32:36 AM |
| ouyangers | $25.00 | 10/13/2012 10:23:39 AM |
| unequivocal-return | $100.00 | 10/13/2012 7:56:51 AM |
| guild261 | $25.00 | 10/13/2012 2:54:07 PM |
| ttnk62918 | $25.00 | 10/13/2012 12:50:20 PM |
| myduck | $40.00 | 10/13/2012 4:37:54 PM |
| prudent-bid3 | $25.00 | 10/13/2012 12:38:15 PM |
| banker34 | $25.00 | 10/13/2012 4:41:18 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:12 AM |
| blue-loan-euphoria | $89.00 | 10/14/2012 5:48:20 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
651923
This series of Notes was issued and sold upon the funding of the borrower loan #76852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $167.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,553 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| realcoach1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Pay medical bills and credit card.
My financial situation:
I am a good candidate for this loan because...I have long term secure employment and this would help me re-establish more credit. Loan can be paid by automatic withdrawal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-seahorse0 | $25.00 | 10/10/2012 5:05:48 PM |
| repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:38 PM |
| phenomenal-rate1 | $500.00 | 10/10/2012 5:04:33 PM |
| jedi053 | $100.00 | 10/10/2012 5:26:58 PM |
| intuitive-benefit3 | $100.00 | 10/10/2012 6:20:01 PM |
| CreditBuilder2 | $25.01 | 10/10/2012 5:44:12 PM |
| gentle-generosity822 | $25.00 | 10/10/2012 6:40:51 PM |
| CPAecs | $25.00 | 10/11/2012 7:19:00 AM |
| responsibility-butterfly | $50.00 | 10/11/2012 7:42:14 AM |
| Dubbs360 | $200.00 | 10/10/2012 6:43:07 PM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:22 AM |
| gmoney37 | $50.00 | 10/11/2012 5:03:01 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:35 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:58 AM |
| bonus-demon | $25.00 | 10/12/2012 4:54:05 PM |
| mdv | $25.00 | 10/13/2012 11:04:18 AM |
| blue-lively-platinum | $25.00 | 10/13/2012 12:13:30 PM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:21 PM |
| dinero-elevator | $50.00 | 10/14/2012 1:52:19 PM |
| nourishing-point1 | $25.00 | 10/15/2012 7:58:50 AM |
| mschoenf | $100.00 | 10/15/2012 5:17:20 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:22 PM |
| Rivervale_Westwood | $25.00 | 10/10/2012 5:46:49 PM |
| indomitable-coin | $25.00 | 10/10/2012 5:22:12 PM |
| Arvicco | $400.00 | 10/10/2012 5:25:53 PM |
| FortuneFund | $50.00 | 10/10/2012 5:27:36 PM |
| marwadi-62 | $200.00 | 10/10/2012 7:11:35 PM |
| gravbox | $25.00 | 10/10/2012 6:33:05 PM |
| toblerone | $25.00 | 10/10/2012 6:58:52 PM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:42 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:30 AM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:21 PM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:39 PM |
| aganippe | $50.00 | 10/12/2012 3:13:13 PM |
| jojnax | $25.00 | 10/12/2012 7:55:14 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:20 AM |
| unequivocal-return | $100.00 | 10/13/2012 7:56:50 AM |
| mlm_invests | $25.00 | 10/13/2012 9:02:45 AM |
| Oakland | $50.00 | 10/13/2012 11:47:18 AM |
| goodhearted-basis4 | $25.00 | 10/14/2012 1:43:41 AM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:09 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:09 AM |
| glenium | $25.00 | 10/15/2012 2:39:03 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:35 AM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:55 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:24:52 PM |
| pdub | $250.00 | 10/15/2012 5:06:10 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:33 PM |
| MI2 | $2,030.99 | 10/15/2012 5:39:11 PM |
| benevolent-marketplace4 | $979.00 | 10/15/2012 5:24:09 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
652087
This series of Notes was issued and sold upon the funding of the borrower loan #76883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-victor3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay what my insurance will not cover on a procedure that I need.
My financial situation:
I am a good candidate for this loan because..I will pay it all back on time and may be able to pay it back early.
Monthly net income: $2672
Monthly expenses: $
Housing: $500
Insurance: $250
Car expenses: $
Utilities: $150
Phone, cable, internet: $225
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 10/9/2012 5:28:56 PM |
| herschelw | $25.00 | 10/10/2012 3:14:25 AM |
| open-minded-p2p1 | $25.00 | 10/9/2012 7:04:40 PM |
| let_me_retire | $25.00 | 10/9/2012 11:19:32 PM |
| Weaverville | $25.00 | 10/10/2012 9:07:52 AM |
| trade-goblin9 | $50.00 | 10/10/2012 6:51:34 AM |
| treasure-palace661 | $350.00 | 10/10/2012 7:48:22 AM |
| california111 | $100.00 | 10/10/2012 1:16:34 PM |
| diplomatic-wealth7 | $25.00 | 10/11/2012 9:19:39 AM |
| bold-wampum-compadre | $100.00 | 10/11/2012 12:20:28 PM |
| first-serene-credit | $25.00 | 10/11/2012 8:32:15 PM |
| Core-Marketing | $25.00 | 10/12/2012 5:54:53 AM |
| leverage-monger | $25.00 | 10/12/2012 10:16:46 AM |
| Astyanax | $25.00 | 10/13/2012 1:02:58 AM |
| leverage-boomer0 | $25.00 | 10/13/2012 10:22:35 AM |
| economy-popcorn | $25.00 | 10/14/2012 7:34:32 AM |
| Ocean713 | $80.00 | 10/13/2012 7:38:49 PM |
| compatible-deal9 | $25.00 | 10/14/2012 3:37:55 PM |
| beachfunder | $25.00 | 10/14/2012 4:13:23 PM |
| wise-innocent-value | $48.93 | 10/15/2012 2:05:34 PM |
| pdub | $250.00 | 10/15/2012 5:06:07 PM |
| wise-camaraderi-guard | $25.00 | 10/15/2012 2:15:46 PM |
| toomanyfishtanks | $25.00 | 10/15/2012 3:41:49 PM |
| bob450-roth | $25.00 | 10/15/2012 6:08:51 PM |
| order-supernova6 | $33.00 | 10/15/2012 6:14:46 PM |
| feb217 | $25.00 | 10/15/2012 10:06:00 PM |
| majestic-note6 | $150.00 | 10/9/2012 5:26:33 PM |
| Dubbs360 | $100.00 | 10/9/2012 6:51:06 PM |
| ethical-truth211 | $100.00 | 10/10/2012 5:05:35 AM |
| netg | $75.00 | 10/9/2012 6:50:52 PM |
| responsibility-butterfly | $50.00 | 10/10/2012 7:53:08 AM |
| fervent-commerce | $36.00 | 10/10/2012 6:53:11 AM |
| ethical-truth211 | $200.00 | 10/10/2012 5:05:13 AM |
| Bob450 | $25.00 | 10/10/2012 7:58:42 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:50 AM |
| worthy-bid8 | $28.00 | 10/10/2012 5:41:42 PM |
| cleo1255 | $50.00 | 10/10/2012 5:41:06 PM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:33 AM |
| dudebrah | $25.00 | 10/11/2012 3:15:03 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:46 AM |
| wise-deal-panda | $100.00 | 10/12/2012 5:06:39 PM |
| banker34 | $25.00 | 10/13/2012 4:38:00 PM |
| SpreadsheetSolutions | $25.00 | 10/14/2012 9:13:21 AM |
| capital-blueberry | $25.00 | 10/14/2012 8:10:49 AM |
| Saleen06 | $25.00 | 10/14/2012 11:17:20 AM |
| Lubava | $25.00 | 10/14/2012 8:52:05 PM |
| Danjack_Capital | $25.00 | 10/15/2012 9:55:24 AM |
| Odyssey77 | $25.00 | 10/15/2012 9:59:32 AM |
| cajunguy | $25.00 | 10/15/2012 3:44:36 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:24 PM |
| tcbanker03 | $50.00 | 10/15/2012 8:02:53 PM |
| bazaar-paladin7 | $19.07 | 10/15/2012 10:28:26 PM |
| Fund-2032 | $50.00 | 10/15/2012 9:31:28 PM |
| compassionate-power6 | $30.00 | 10/15/2012 9:43:39 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
652197
This series of Notes was issued and sold upon the funding of the borrower loan #76736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $84.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $973 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loyalty-legend2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,200.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2012)
680-699
(Jul-2012)
680-699
(Jun-2012)
720-739
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intuitive-benefit3 | $100.00 | 10/21/2012 12:01:20 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:04 PM |
| sweet-social2 | $25.00 | 10/21/2012 12:55:30 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:38 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:42 PM |
| a-finance-nirvana | $25.00 | 10/21/2012 1:07:03 PM |
| 1SteelerFan | $40.00 | 10/21/2012 1:34:42 PM |
| sweety075 | $25.00 | 10/21/2012 12:10:46 PM |
| gmoney37 | $50.00 | 10/21/2012 12:21:47 PM |
| MoneyForNothing | $25.00 | 10/21/2012 12:06:54 PM |
| vigorous-payment6 | $25.00 | 10/21/2012 12:07:21 PM |
| FortuneFundII | $200.00 | 10/21/2012 1:01:10 PM |
| fiserve4u | $50.00 | 10/21/2012 12:39:27 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:16:55 PM |
| powerful-return1 | $38.41 | 10/21/2012 1:38:27 PM |
| punctual-fund | $25.00 | 10/21/2012 1:45:18 PM |
| Joyflyer | $117.33 | 10/21/2012 2:01:17 PM |
| Vegasjim | $25.00 | 10/21/2012 1:28:32 PM |
| handy-affluence9 | $25.00 | 10/21/2012 1:28:55 PM |
| E_G | $50.00 | 10/21/2012 12:01:25 PM |
| brainy-credit1 | $40.00 | 10/21/2012 12:04:30 PM |
| compassion-twister2 | $100.00 | 10/21/2012 12:06:20 PM |
| the-magnificent-loan | $100.00 | 10/21/2012 12:18:00 PM |
| community-burrito9 | $25.00 | 10/21/2012 1:01:18 PM |
| intelligent-treasure075 | $35.25 | 10/21/2012 1:24:04 PM |
| hidavehi | $39.00 | 10/21/2012 1:28:59 PM |
| etraboulay | $50.00 | 10/21/2012 1:34:27 PM |
| penny-finder | $50.00 | 10/21/2012 12:09:10 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:50 PM |
| boylezz | $25.00 | 10/21/2012 12:46:00 PM |
| girlwithglasses | $50.00 | 10/21/2012 12:18:20 PM |
| CreditBuilder2 | $25.01 | 10/21/2012 1:04:06 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:11 PM |
| aztec | $50.00 | 10/21/2012 12:36:40 PM |
| Jassi | $25.00 | 10/21/2012 12:47:39 PM |
| brilliant-balance | $50.00 | 10/21/2012 1:34:22 PM |
| toblerone | $25.00 | 10/21/2012 1:36:51 PM |
| IPG1 | $25.00 | 10/21/2012 1:00:03 PM |
| marwadi-62 | $200.00 | 10/21/2012 1:41:05 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:17 PM |
| moola-accelerator6 | $40.00 | 10/21/2012 1:29:17 PM |
| mflawyer | $25.00 | 10/21/2012 1:42:43 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
652235
This series of Notes was issued and sold upon the funding of the borrower loan #76862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $888.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,643 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassailable-duty6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all credit card debt and remodel a bathroom in our home.
My financial situation:
I am a good candidate for this loan because I am highly motivated to relieve myself of all credit card debt. I believe that with one monthly payment my life will be much less stressful. Having one set amount will enable me to actually be able to see the light at the end of the tunnel and have the current cash flow needed to remodel our bathroom.
Monthly net income: $4,200
Monthly expenses: $1,450
Housing: $500
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $20,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-exchange547 | $25.00 | 10/11/2012 9:06:33 AM |
| Endeavour | $150.00 | 10/11/2012 9:16:01 AM |
| lionheart722 | $100.00 | 10/11/2012 9:50:08 AM |
| dedicated-contract755 | $25.00 | 10/11/2012 9:52:52 AM |
| resolute-justice413 | $200.00 | 10/11/2012 9:52:58 AM |
| Vegasjim | $25.00 | 10/11/2012 10:42:11 AM |
| order-tamale | $400.00 | 10/11/2012 9:42:08 AM |
| imogen22 | $50.00 | 10/11/2012 9:50:15 AM |
| principal-cooker2 | $50.00 | 10/11/2012 10:05:15 AM |
| Index_Plus | $5,000.00 | 10/11/2012 12:18:02 PM |
| gain-tamer7 | $100.00 | 10/11/2012 10:10:02 AM |
| versatile-dime442 | $250.00 | 10/11/2012 9:59:06 AM |
| entertaining-revenue4 | $50.00 | 10/11/2012 10:02:10 AM |
| LeReve | $500.00 | 10/11/2012 10:02:52 AM |
| john0720 | $25.00 | 10/11/2012 10:44:38 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:34 AM |
| MI2 | $5,000.00 | 10/11/2012 10:35:25 AM |
| bold-wampum-compadre | $100.00 | 10/11/2012 12:22:16 PM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:25 PM |
| kulender | $100.00 | 10/11/2012 11:11:38 AM |
| exuberant-truth5 | $25.00 | 10/11/2012 2:52:25 PM |
| brightest-return-widget | $25.00 | 10/11/2012 2:36:17 PM |
| Taz-Man-IIWIS | $25.00 | 10/11/2012 5:19:44 PM |
| finder61 | $25.00 | 10/11/2012 8:28:53 PM |
| silver-explorer6 | $25.00 | 10/11/2012 6:06:34 PM |
| Sabo | $30.00 | 10/12/2012 8:35:35 AM |
| sanfranciscomicro | $25.00 | 10/11/2012 8:39:53 PM |
| asset-dna5 | $25.00 | 10/11/2012 7:01:06 PM |
| the-dollar-topper | $150.00 | 10/12/2012 9:23:04 AM |
| EL_Papin | $25.00 | 10/12/2012 7:05:28 AM |
| Webpreneur | $50.00 | 10/12/2012 9:36:54 AM |
| cash-reaction2 | $25.00 | 10/12/2012 9:42:54 AM |
| the-laudable-peso | $40.00 | 10/12/2012 10:05:00 AM |
| profitable-fairness1 | $50.00 | 10/12/2012 10:16:09 AM |
| samo102us | $25.00 | 10/12/2012 9:31:47 AM |
| no_agenda_lender | $25.00 | 10/12/2012 9:06:42 AM |
| orange-stable-gain | $50.00 | 10/12/2012 9:34:11 AM |
| american6 | $50.00 | 10/12/2012 9:34:27 AM |
| enthusiastic-point | $25.00 | 10/12/2012 9:37:17 AM |
| life-is-great | $25.00 | 10/12/2012 9:41:33 AM |
| structure9 | $25.00 | 10/12/2012 10:03:06 AM |
| jamiee73 | $25.00 | 10/12/2012 9:44:41 AM |
| Investoman | $25.00 | 10/12/2012 10:19:01 AM |
| leverage-sensai6 | $25.00 | 10/12/2012 10:20:29 AM |
| wayman | $25.00 | 10/12/2012 10:01:18 AM |
| fairness-cell6 | $25.00 | 10/12/2012 12:19:00 PM |
| magical-fairness4 | $25.00 | 10/12/2012 12:25:00 PM |
| 6moonbeams | $50.00 | 10/12/2012 10:13:01 AM |
| green-loot-oasis | $25.00 | 10/12/2012 12:49:07 PM |
| heart514 | $25.00 | 10/12/2012 10:16:37 AM |
| andycheb | $50.00 | 10/12/2012 10:25:49 AM |
| joyous-platinum965 | $25.00 | 10/12/2012 2:21:20 PM |
| loan-mole8 | $25.00 | 10/12/2012 10:44:07 AM |
| Interloper | $55.00 | 10/12/2012 11:41:59 AM |
| kenji4861 | $25.00 | 10/12/2012 11:08:51 AM |
| bold-riveting-social | $50.00 | 10/12/2012 11:23:12 AM |
| commerce-renewal | $25.00 | 10/12/2012 12:58:13 PM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:42 PM |
| RotJ | $200.00 | 10/12/2012 12:28:11 PM |
| new-proud-p2p | $25.00 | 10/12/2012 12:45:07 PM |
| loyalty-circuitry | $50.00 | 10/12/2012 4:50:21 PM |
| saxaphone6 | $25.00 | 10/12/2012 7:31:08 PM |
| first-charming-fund | $25.00 | 10/12/2012 7:37:19 PM |
| first-graceful-contract | $25.00 | 10/12/2012 5:35:48 PM |
| clean-penny059 | $100.00 | 10/12/2012 9:45:34 PM |
| integrity-gazelle7 | $25.00 | 10/12/2012 6:55:31 PM |
| digitaldan | $30.00 | 10/12/2012 8:19:57 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:29 AM |
| liberty-banker0 | $25.00 | 10/12/2012 9:44:11 PM |
| marcopolo10 | $25.00 | 10/13/2012 7:56:06 AM |
| bonafide-economy | $50.00 | 10/12/2012 7:11:18 PM |
| ouyangers | $50.00 | 10/13/2012 10:22:54 AM |
| leverage-galleon | $30.00 | 10/12/2012 10:43:23 PM |
| helpbestican | $25.00 | 10/13/2012 8:24:52 AM |
| BocaYogi50 | $30.22 | 10/13/2012 8:37:25 AM |
| Munnie | $200.00 | 10/13/2012 9:02:45 AM |
| tough-integrity034 | $25.00 | 10/13/2012 9:31:02 AM |
| anacent | $50.00 | 10/13/2012 4:05:39 PM |
| sfmdg | $25.00 | 10/13/2012 12:44:43 PM |
| contract-snowdome493 | $50.00 | 10/13/2012 3:22:36 PM |
| peso-mate | $50.00 | 10/14/2012 5:24:52 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:11 AM |
| capital-heaven5 | $200.00 | 10/14/2012 9:31:31 AM |
| king1026 | $99.00 | 10/13/2012 7:49:31 PM |
| gobot | $25.00 | 10/14/2012 12:01:25 PM |
| power-defender7 | $40.00 | 10/13/2012 6:41:20 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:11 AM |
| generous-deal6 | $25.00 | 10/13/2012 7:41:39 PM |
| thankful-nickel2 | $25.00 | 10/13/2012 9:54:41 PM |
| dough-kitten5 | $25.00 | 10/14/2012 4:24:23 AM |
| 29Palms | $75.00 | 10/14/2012 11:01:36 AM |
| dschless | $25.00 | 10/14/2012 6:54:24 AM |
| Watersports | $50.00 | 10/14/2012 7:19:02 AM |
| latestone | $25.00 | 10/14/2012 10:11:31 AM |
| point-mastery | $50.00 | 10/14/2012 10:57:38 AM |
| global-invest-group | $25.00 | 10/14/2012 12:49:44 PM |
| wise-balanced-moola | $25.00 | 10/14/2012 12:56:24 PM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:24 AM |
| FortuneFund | $50.00 | 10/11/2012 9:19:19 AM |
| phenomenal-rate1 | $500.00 | 10/11/2012 9:43:54 AM |
| windguy | $50.00 | 10/11/2012 10:01:15 AM |
| green-trade-dolphin | $33.50 | 10/11/2012 9:02:23 AM |
| Endeavour | $150.00 | 10/11/2012 9:05:23 AM |
| jedi053 | $100.00 | 10/11/2012 9:32:57 AM |
| unbelievable-diversification8 | $25.00 | 10/11/2012 9:33:23 AM |
| vigorous-payment6 | $25.00 | 10/11/2012 10:25:38 AM |
| jubilant-capital1 | $25.00 | 10/11/2012 10:42:49 AM |
| urbane-income7 | $25.00 | 10/11/2012 9:49:12 AM |
| special-dinero553 | $25.00 | 10/11/2012 9:54:21 AM |
| intuitive-benefit3 | $100.00 | 10/11/2012 9:42:15 AM |
| dignified-truth7 | $200.00 | 10/11/2012 9:57:59 AM |
| pizza296130 | $25.00 | 10/11/2012 10:03:55 AM |
| houli123 | $200.00 | 10/11/2012 11:52:45 AM |
| benevolent-marketplace4 | $2,500.00 | 10/11/2012 12:08:34 PM |
| Arvicco | $400.00 | 10/11/2012 10:02:28 AM |
| octoberfresh | $25.00 | 10/11/2012 10:05:47 AM |
| repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:21 AM |
| power-bluebird2 | $25.00 | 10/11/2012 4:49:56 PM |
| historic-value7 | $200.00 | 10/11/2012 11:36:50 AM |
| gentle-generosity822 | $25.00 | 10/11/2012 10:43:26 AM |
| bid-papyrus | $100.00 | 10/11/2012 12:57:10 PM |
| jderek01 | $35.00 | 10/11/2012 1:30:18 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:38 PM |
| Peacepower | $40.00 | 10/11/2012 3:05:30 PM |
| Byrd24 | $100.00 | 10/11/2012 4:02:15 PM |
| seabassx | $25.00 | 10/11/2012 4:51:00 PM |
| mercuriant | $25.00 | 10/11/2012 6:08:15 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:22:08 PM |
| rescue | $100.00 | 10/12/2012 9:04:42 AM |
| treasure-bliss | $150.00 | 10/12/2012 6:42:38 AM |
| ItsJustMe79 | $25.00 | 10/12/2012 9:40:52 AM |
| restless-nickel158 | $50.00 | 10/12/2012 8:04:10 AM |
| payout-optimizer1 | $50.00 | 10/12/2012 7:50:30 AM |
| listing-vista | $50.00 | 10/12/2012 10:00:03 AM |
| kindness-jedi | $25.00 | 10/12/2012 9:15:53 AM |
| HamachiMan | $50.00 | 10/12/2012 9:05:06 AM |
| hard-working-rate3 | $25.00 | 10/12/2012 9:28:30 AM |
| hope-eagle6 | $25.00 | 10/12/2012 10:32:34 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:05 AM |
| investment-tempo | $25.00 | 10/12/2012 10:45:46 AM |
| successful-agreement7 | $100.00 | 10/12/2012 9:27:31 AM |
| wwwUniversal | $25.00 | 10/12/2012 9:44:37 AM |
| tech310 | $50.00 | 10/12/2012 9:44:48 AM |
| Cai8899 | $25.00 | 10/12/2012 11:25:53 AM |
| commerce-viking1 | $50.00 | 10/12/2012 9:45:04 AM |
| bazaar-festivity | $25.00 | 10/12/2012 9:47:54 AM |
| Banker7371 | $25.00 | 10/12/2012 9:50:11 AM |
| enthralling-investment | $25.00 | 10/12/2012 10:22:11 AM |
| transparency-sapling | $25.00 | 10/12/2012 10:25:46 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:05 AM |
| breathtaking-funds6 | $50.00 | 10/12/2012 10:09:10 AM |
| adventurer447 | $300.00 | 10/12/2012 10:50:25 AM |
| ranstlin | $25.00 | 10/12/2012 10:51:09 AM |
| superb-economy7 | $50.00 | 10/12/2012 1:12:15 PM |
| bid-czar8 | $100.00 | 10/12/2012 10:29:33 AM |
| Plutis | $25.00 | 10/12/2012 2:24:48 PM |
| mammalian4 | $25.00 | 10/12/2012 2:53:58 PM |
| value-showcase828 | $25.00 | 10/12/2012 10:51:57 AM |
| indomitable-dedication | $25.00 | 10/12/2012 10:52:48 AM |
| burgeoning-silver | $25.00 | 10/12/2012 11:10:28 AM |
| skillful-justice879 | $25.00 | 10/12/2012 12:16:54 PM |
| Sniper312 | $25.00 | 10/12/2012 12:17:49 PM |
| gizmo65 | $25.00 | 10/12/2012 11:31:44 AM |
| heatherwood | $25.00 | 10/12/2012 12:43:37 PM |
| nourishing-order8 | $25.00 | 10/12/2012 1:05:20 PM |
| bent300 | $50.00 | 10/12/2012 1:00:56 PM |
| courteous-auction748 | $41.41 | 10/12/2012 7:19:07 PM |
| jpac1066 | $100.00 | 10/13/2012 5:54:52 AM |
| continental2 | $100.00 | 10/12/2012 9:20:55 PM |
| crw1950 | $50.00 | 10/12/2012 8:55:22 PM |
| AldiHoldings | $45.00 | 10/12/2012 10:29:31 PM |
| success1001 | $100.00 | 10/13/2012 2:04:56 AM |
| Captmac2110 | $25.00 | 10/13/2012 7:47:55 AM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:22 AM |
| zxw | $25.00 | 10/13/2012 8:25:26 AM |
| SuzyQs | $25.00 | 10/13/2012 8:52:39 AM |
| the-profit-oracle | $25.00 | 10/13/2012 7:22:20 AM |
| Palentier | $25.00 | 10/13/2012 7:47:03 AM |
| MoneyBadger | $25.00 | 10/13/2012 11:45:33 AM |
| systematic-loan | $25.00 | 10/13/2012 9:04:11 AM |
| wampum-chorus3 | $25.00 | 10/13/2012 2:01:20 PM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:24 PM |
| bonafide-cash | $100.00 | 10/13/2012 6:17:27 PM |
| banker34 | $25.00 | 10/13/2012 7:32:45 PM |
| whitegold24k | $100.00 | 10/13/2012 2:48:30 PM |
| ConcreteOne | $25.00 | 10/14/2012 6:48:07 AM |
| integrity-broker | $50.00 | 10/13/2012 5:06:47 PM |
| georgethesir | $50.00 | 10/13/2012 5:42:57 PM |
| truth-boomarang | $25.00 | 10/13/2012 2:38:46 PM |
| capital-blueberry | $25.00 | 10/13/2012 7:47:27 PM |
| magical-kindness888888 | $100.00 | 10/14/2012 11:23:22 AM |
| the-productive-agreement | $50.00 | 10/13/2012 11:25:45 PM |
| alaskan1 | $25.00 | 10/13/2012 4:52:16 PM |
| CincyTex | $25.00 | 10/14/2012 1:25:59 AM |
| ddogs | $92.39 | 10/14/2012 10:44:07 AM |
| EvalCrux | $50.00 | 10/14/2012 12:31:45 PM |
| greenback-ally | $100.00 | 10/14/2012 1:15:23 PM |
| Moe87 | $8.48 | 10/14/2012 1:23:57 PM |
| FWF-kinetic | $25.00 | 10/14/2012 12:58:16 PM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
652295
This series of Notes was issued and sold upon the funding of the borrower loan #76946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $140.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,886 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| obedient-funds434 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate bills
This loan will be used to...Pay off bills
My financial situation:Good
I am a good candidate for this loan because... I am prompt on my bill paying. Have good credit
Monthly net income: $3200
Monthly expenses: $2500
Housing: $1000
Insurance: $90
Car expenses: $0
Utilities: $40
Phone, cable, internet: $60
Food, entertainment: $400
Clothing, household expenses: $20
Credit cards and other loans: $3000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $75.00 | 10/17/2012 9:03:48 AM |
| trade-goblin9 | $50.00 | 10/17/2012 9:21:54 AM |
| best-bonafide-p2p | $25.00 | 10/17/2012 9:22:34 AM |
| compassion-twister2 | $100.00 | 10/17/2012 9:38:00 AM |
| ethical-truth211 | $300.00 | 10/17/2012 9:39:05 AM |
| rospa | $50.00 | 10/17/2012 9:55:49 AM |
| MI2 | $2,000.00 | 10/17/2012 9:50:34 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:24 AM |
| credit-socrates648 | $750.00 | 10/17/2012 10:22:32 AM |
| janeybooboo | $100.00 | 10/17/2012 9:10:39 AM |
| Good-Yield | $25.00 | 10/17/2012 9:57:50 AM |
| misit | $25.00 | 10/17/2012 10:15:41 AM |
| triguy | $75.00 | 10/17/2012 10:27:52 AM |
| Interloper | $50.00 | 10/17/2012 10:05:58 AM |
| reward-system | $25.00 | 10/17/2012 10:07:01 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
652301
This series of Notes was issued and sold upon the funding of the borrower loan #76383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,438 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-kitten4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2197.18
Monthly expenses: $ 1700.00
Housing: $ 0
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 0
Phone, cable, internet: $ 100
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/16/2012 9:00:38 AM |
| decisive-income7 | $250.00 | 10/16/2012 12:58:28 PM |
| greencat | $50.00 | 10/16/2012 9:04:06 AM |
| worthy-bid8 | $100.00 | 10/16/2012 9:37:28 AM |
| first-serene-credit | $25.00 | 10/16/2012 10:45:04 AM |
| Dubbs360 | $100.00 | 10/16/2012 11:55:35 AM |
| let_me_retire | $30.00 | 10/16/2012 5:36:59 PM |
| KindCharmingReflective-affluence | $25.00 | 10/16/2012 5:51:21 PM |
| desertoasis | $25.00 | 10/17/2012 9:48:35 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:40 AM |
| gain-expert | $30.00 | 10/17/2012 11:57:35 AM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:36 PM |
| infusion6 | $50.00 | 10/17/2012 2:27:33 PM |
| namesty | $29.91 | 10/17/2012 2:02:53 PM |
| market-pudding | $25.00 | 10/17/2012 2:23:58 PM |
| kind-credit-bear | $192.00 | 10/17/2012 2:59:42 PM |
| Leshan | $50.00 | 10/17/2012 4:14:10 PM |
| handy-justice | $50.00 | 10/16/2012 9:09:25 AM |
| the-credit-maker | $100.00 | 10/16/2012 9:14:46 AM |
| green-trade-dolphin | $25.03 | 10/16/2012 9:06:23 AM |
| Relient-K | $25.00 | 10/16/2012 9:12:54 AM |
| Danjack_Capital | $25.00 | 10/16/2012 9:28:36 AM |
| oracle3 | $50.00 | 10/16/2012 10:06:42 AM |
| majestic-note6 | $150.00 | 10/16/2012 10:41:48 AM |
| CA-Lender | $25.00 | 10/16/2012 11:06:23 AM |
| banker34 | $25.00 | 10/16/2012 3:49:35 PM |
| bellaquito | $500.00 | 10/16/2012 12:10:27 PM |
| Bob450 | $25.00 | 10/16/2012 5:31:47 PM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:15 AM |
| credit-grove9 | $25.00 | 10/17/2012 10:07:46 AM |
| tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:03 AM |
| interest-jedi785 | $100.00 | 10/17/2012 12:15:56 PM |
| compatible-return120 | $35.76 | 10/17/2012 12:28:06 PM |
| Codextreme07 | $25.97 | 10/17/2012 10:23:34 AM |
| power-maple122 | $40.00 | 10/17/2012 11:36:19 AM |
| yield-hut | $25.00 | 10/17/2012 4:07:39 PM |
| s_man1 | $25.00 | 10/17/2012 4:33:04 PM |
| ethical-truth211 | $200.00 | 10/17/2012 4:57:46 PM |
| EclipseDirect | $50.00 | 10/17/2012 2:30:25 PM |
| hopeful-truth5 | $100.00 | 10/17/2012 3:08:03 PM |
| brenda_2_u | $40.00 | 10/17/2012 4:57:44 PM |
| p1b2g3c | $21.29 | 10/17/2012 5:02:27 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
652601
This series of Notes was issued and sold upon the funding of the borrower loan #76600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,324 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thoughtful-duty8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $1750
Housing: $1000
Insurance: $115
Car expenses: $
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FortuneFund | $50.00 | 10/12/2012 9:08:15 AM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:31 AM |
| janeybooboo | $100.00 | 10/12/2012 9:09:04 AM |
| bazaar-tulip | $25.00 | 10/12/2012 9:07:57 AM |
| mikrolown | $25.00 | 10/12/2012 9:43:13 AM |
| intuitive-benefit3 | $100.00 | 10/12/2012 10:38:50 AM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:54 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:29 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:34 AM |
| versatile-dime442 | $250.00 | 10/12/2012 12:18:51 PM |
| lionheart722 | $100.00 | 10/12/2012 10:33:42 AM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:52 PM |
| windguy | $50.00 | 10/12/2012 12:21:03 PM |
| phenomenal-rate1 | $500.00 | 10/12/2012 12:06:36 PM |
| currency-persimmon | $25.00 | 10/12/2012 1:17:18 PM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:54 PM |
| wigglesworth4 | $118.00 | 10/12/2012 5:16:00 PM |
| LeReve | $500.00 | 10/12/2012 12:23:08 PM |
| magical-fairness4 | $25.00 | 10/12/2012 12:25:00 PM |
| jcttjg | $25.00 | 10/12/2012 3:31:01 PM |
| heatherwood | $25.00 | 10/12/2012 12:43:37 PM |
| kind-wealth-pumpkin | $50.00 | 10/12/2012 4:24:43 PM |
| silver-explorer6 | $25.00 | 10/12/2012 5:39:54 PM |
| compassion-twister2 | $50.00 | 10/12/2012 5:07:27 PM |
| Red_b17 | $25.00 | 10/12/2012 5:15:16 PM |
| SummitAdvisors | $50.00 | 10/12/2012 5:15:27 PM |
| rescue | $100.00 | 10/12/2012 5:16:57 PM |
| hitsman | $50.00 | 10/12/2012 5:03:48 PM |
| wise-rupee-sanctuary | $50.00 | 10/12/2012 5:21:30 PM |
| ctgscott | $25.00 | 10/12/2012 6:07:37 PM |
| red-eloquent-rupee | $36.00 | 10/12/2012 5:08:36 PM |
| prohelper | $25.00 | 10/12/2012 5:26:08 PM |
| IP | $25.00 | 10/12/2012 5:27:12 PM |
| toblerone | $25.00 | 10/12/2012 5:34:17 PM |
| active-market | $50.00 | 10/12/2012 5:15:19 PM |
| cash-reaction2 | $25.00 | 10/12/2012 5:35:48 PM |
| urbane-income7 | $25.00 | 10/12/2012 5:21:10 PM |
| awe-inspiring-commitment972 | $32.00 | 10/12/2012 5:42:26 PM |
| DcUnited | $25.00 | 10/12/2012 5:43:57 PM |
| durability-solstice8 | $36.00 | 10/12/2012 5:24:12 PM |
| angelinvestor2 | $40.00 | 10/12/2012 5:52:34 PM |
| DL-JL | $25.00 | 10/12/2012 5:32:19 PM |
| fair-pound5 | $50.00 | 10/12/2012 5:34:46 PM |
| pious-currency875 | $100.00 | 10/12/2012 5:36:30 PM |
| new-truth-chuckler | $33.00 | 10/12/2012 6:04:31 PM |
| mvalley | $18.00 | 10/12/2012 6:10:25 PM |
| gelidfrank | $25.00 | 10/12/2012 5:55:53 PM |
| ItsJustMe79 | $25.00 | 10/12/2012 6:01:54 PM |
| financial-frenzy | $50.00 | 10/12/2012 6:07:09 PM |
| Vegasjim | $25.00 | 10/12/2012 10:58:33 AM |
| FortuneFundII | $100.00 | 10/12/2012 9:54:25 AM |
| gravbox | $25.00 | 10/12/2012 11:13:01 AM |
| gentle-generosity822 | $25.00 | 10/12/2012 11:13:07 AM |
| andycheb | $50.00 | 10/12/2012 10:25:50 AM |
| Arvicco | $400.00 | 10/12/2012 12:22:45 PM |
| paladin847 | $50.00 | 10/12/2012 10:49:28 AM |
| john0720 | $25.00 | 10/12/2012 11:21:19 AM |
| special-dinero553 | $25.00 | 10/12/2012 12:14:51 PM |
| order-tamale | $400.00 | 10/12/2012 12:05:06 PM |
| bent300 | $50.00 | 10/12/2012 1:00:58 PM |
| benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:28 PM |
| first-serene-credit | $25.00 | 10/12/2012 1:42:39 PM |
| sentimental-commerce4 | $250.00 | 10/12/2012 12:12:56 PM |
| resolute-justice413 | $200.00 | 10/12/2012 12:13:30 PM |
| dignified-truth7 | $200.00 | 10/12/2012 12:18:11 PM |
| GraffitiBridge | $25.00 | 10/12/2012 5:21:47 PM |
| jedi053 | $100.00 | 10/12/2012 5:22:59 PM |
| loyalty-hornet6 | $25.00 | 10/12/2012 5:27:09 PM |
| affluence-kingdom9 | $100.00 | 10/12/2012 5:02:39 PM |
| cbllender | $25.00 | 10/12/2012 5:30:49 PM |
| hope-eagle6 | $25.00 | 10/12/2012 5:34:55 PM |
| casserole9 | $35.00 | 10/12/2012 5:36:48 PM |
| return-exchanger355 | $100.00 | 10/12/2012 5:39:14 PM |
| ethical-truth211 | $400.00 | 10/12/2012 5:40:43 PM |
| american6 | $50.00 | 10/12/2012 5:00:37 PM |
| sassykatty | $50.00 | 10/12/2012 5:02:36 PM |
| compoundinterest | $25.00 | 10/12/2012 5:58:48 PM |
| MadHun | $200.00 | 10/12/2012 5:07:13 PM |
| uncleharold | $25.00 | 10/12/2012 5:24:33 PM |
| studious-bonus7 | $100.00 | 10/12/2012 5:15:05 PM |
| lendme2 | $60.00 | 10/12/2012 5:22:02 PM |
| value-investor9 | $50.00 | 10/12/2012 5:43:30 PM |
| wwwUniversal | $25.00 | 10/12/2012 5:44:29 PM |
| Taxman44 | $25.00 | 10/12/2012 5:47:38 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:41 PM |
| Cash-Flow | $217.00 | 10/12/2012 5:30:00 PM |
| haplender | $50.00 | 10/12/2012 5:35:19 PM |
| Patter256 | $25.00 | 10/12/2012 6:02:36 PM |
| DadWarbucks | $25.00 | 10/12/2012 6:08:58 PM |
| new-transaction-wrangler | $25.00 | 10/12/2012 5:48:59 PM |
| unrivaled-deal676 | $50.00 | 10/12/2012 5:53:08 PM |
| newest-glowing-cash | $25.00 | 10/12/2012 5:57:12 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
652609
This series of Notes was issued and sold upon the funding of the borrower loan #76937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $144 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $135 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-attractive-coin |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...Purchase inventory for an e-cigarette retail shop start up
My financial situation:
I am a good candidate for this loan because...I have a stable income from royalties that typically exceeds 100k/yr, am very consistent in making payments and will establish an auto pay for this loan as soon as it is received.
Monthly net income: $8500 - 9500
Monthly expenses: $4250 - 4500
Housing: $500
Insurance: $140
Car expenses: $250
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $975
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,064.00 | 10/16/2012 1:16:19 PM |
| kevin314 | $25.00 | 10/10/2012 5:27:18 PM |
| open-minded-p2p1 | $25.00 | 10/10/2012 6:44:20 PM |
| octoberfresh | $25.00 | 10/10/2012 6:52:04 PM |
| Dubbs360 | $100.00 | 10/10/2012 7:13:06 PM |
| diplomatic-wealth7 | $25.00 | 10/12/2012 9:24:54 AM |
| california111 | $100.00 | 10/12/2012 10:03:31 AM |
| worthy-bid8 | $100.00 | 10/12/2012 6:19:52 PM |
| Paxman84 | $25.00 | 10/13/2012 11:34:25 AM |
| wise_investor | $25.00 | 10/13/2012 7:30:06 AM |
| jebber007 | $40.00 | 10/13/2012 7:47:30 AM |
| guild261 | $25.00 | 10/13/2012 2:58:00 PM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:35 AM |
| Weaverville | $25.00 | 10/15/2012 12:04:55 PM |
| pdub | $250.00 | 10/15/2012 5:06:10 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:25 PM |
| kulender | $100.00 | 10/16/2012 10:06:09 AM |
| best-basis-trooper | $25.00 | 10/16/2012 10:10:52 AM |
| green-payment-ectasy | $300.00 | 10/16/2012 11:19:20 AM |
| nakanu | $25.00 | 10/15/2012 7:27:04 PM |
| responsibility-butterfly | $50.00 | 10/11/2012 7:42:17 AM |
| fervent-commerce | $36.00 | 10/10/2012 7:40:44 PM |
| let_me_retire | $75.00 | 10/11/2012 3:54:10 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:43 AM |
| first-serene-credit | $25.00 | 10/11/2012 8:30:06 PM |
| Jalebi | $50.00 | 10/12/2012 9:44:01 AM |
| exponential-fairness2 | $25.00 | 10/12/2012 3:59:43 PM |
| ultimate-peace | $60.00 | 10/12/2012 6:44:35 PM |
| banker34 | $25.00 | 10/13/2012 4:38:02 PM |
| roux | $25.00 | 10/15/2012 11:39:27 AM |
| diversification-cycle4 | $50.00 | 10/15/2012 8:08:32 PM |
| tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:43 AM |
| dudebrah | $25.00 | 10/16/2012 11:03:15 AM |
| platinum-confidant963 | $25.00 | 10/16/2012 11:18:29 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
652655
This series of Notes was issued and sold upon the funding of the borrower loan #76398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,417 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-equation6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nakanu | $25.00 | 10/15/2012 7:27:07 PM |
| 84928429 | $50.00 | 10/12/2012 5:07:41 PM |
| EL_Papin | $25.00 | 10/12/2012 6:02:50 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:56 PM |
| supreme-treasure8 | $100.00 | 10/12/2012 5:39:10 PM |
| 01a_MrUSC_IRA | $25.00 | 10/12/2012 6:54:53 PM |
| credit-adventurer313 | $30.00 | 10/13/2012 4:12:06 AM |
| mikrolown | $25.00 | 10/12/2012 6:23:15 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:36 AM |
| tolerant-responsibility051 | $2,000.00 | 10/13/2012 12:10:25 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:54 PM |
| transaction-puppy6 | $25.00 | 10/14/2012 4:01:50 PM |
| integrity-reactor4 | $100.00 | 10/14/2012 4:19:13 PM |
| asset-professor | $100.00 | 10/14/2012 6:30:31 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:07 AM |
| keen-peace465 | $25.00 | 10/15/2012 10:31:02 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:36 AM |
| Weaverville | $25.00 | 10/15/2012 12:05:06 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:37 PM |
| revenue-tamer3 | $25.00 | 10/15/2012 5:55:54 PM |
| money-bauble | $100.00 | 10/15/2012 6:18:33 PM |
| strive2 | $25.00 | 10/15/2012 6:01:14 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 6:44:35 PM |
| restless-fund5 | $25.00 | 10/15/2012 6:45:16 PM |
| power-mad-scientist | $25.00 | 10/15/2012 8:58:55 PM |
| DreDub | $25.00 | 10/16/2012 5:27:00 AM |
| historic-value7 | $150.00 | 10/15/2012 7:39:37 PM |
| AldiHoldings | $30.00 | 10/16/2012 7:36:24 AM |
| yield-hut | $25.00 | 10/16/2012 5:32:41 AM |
| ideal-platinum1 | $50.00 | 10/16/2012 6:20:13 AM |
| kindness-festivity | $50.00 | 10/16/2012 7:01:57 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:15 AM |
| Leshan | $50.00 | 10/16/2012 7:48:00 AM |
| banchan | $37.00 | 10/16/2012 9:49:13 AM |
| the-enthralling-coin | $25.00 | 10/16/2012 10:16:05 AM |
| orearella3 | $25.00 | 10/16/2012 10:15:56 AM |
| gotjack-IRA | $25.02 | 10/16/2012 10:39:18 AM |
| wwwUniversal | $25.00 | 10/16/2012 11:00:33 AM |
| Flreap | $25.00 | 10/16/2012 12:00:31 PM |
| enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:47 PM |
| inspiring-kindness062 | $100.00 | 10/16/2012 2:45:49 PM |
| DevinHill | $25.00 | 10/16/2012 4:42:12 PM |
| Munnie | $25.00 | 10/16/2012 4:57:47 PM |
| soarmore | $25.00 | 10/16/2012 5:12:13 PM |
| Bob450 | $25.00 | 10/16/2012 5:12:29 PM |
| kin990 | $25.00 | 10/16/2012 5:35:04 PM |
| bob450-roth | $25.00 | 10/16/2012 7:44:45 PM |
| TheBlueberryPirate | $25.00 | 10/17/2012 5:35:39 AM |
| Myrick | $25.00 | 10/17/2012 6:19:00 AM |
| MTF | $50.00 | 10/17/2012 7:48:42 AM |
| credit-dandelion148 | $250.00 | 10/17/2012 10:58:25 AM |
| HammerSmith | $25.00 | 10/17/2012 10:17:59 AM |
| mellyseppy | $25.00 | 10/17/2012 1:11:19 PM |
| decisive-income7 | $1,000.00 | 10/16/2012 12:58:57 PM |
| gentle-generosity822 | $25.00 | 10/12/2012 5:55:32 PM |
| musegaze | $50.00 | 10/12/2012 6:13:24 PM |
| bewitching-dollar5 | $100.00 | 10/12/2012 5:27:04 PM |
| 01a_MrsUSC | $50.00 | 10/12/2012 6:54:36 PM |
| Dubbs360 | $200.00 | 10/12/2012 5:22:52 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:51 PM |
| clean-penny059 | $100.00 | 10/12/2012 9:45:41 PM |
| pierrelasvegas | $25.00 | 10/12/2012 6:46:11 PM |
| Hedge-Fund | $50.00 | 10/12/2012 6:26:52 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:31 AM |
| banker34 | $25.00 | 10/13/2012 4:42:44 PM |
| credit-commander1 | $25.00 | 10/13/2012 2:00:52 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:21 AM |
| golffish2 | $25.00 | 10/15/2012 4:30:24 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:48 AM |
| botfolio | $300.00 | 10/15/2012 10:15:43 AM |
| the-brilliant-currency | $25.00 | 10/15/2012 10:39:38 AM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:58 PM |
| pdub | $750.00 | 10/15/2012 5:03:58 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:01 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:27 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:30 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:14 PM |
| Hambone1111 | $25.00 | 10/15/2012 6:01:46 PM |
| zipemdown | $25.00 | 10/15/2012 5:57:14 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:18 PM |
| mckhbnpc | $50.00 | 10/15/2012 6:05:20 PM |
| consummate-affluence | $100.00 | 10/15/2012 6:05:49 PM |
| bazaar-tulip | $25.00 | 10/15/2012 6:16:16 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:16 PM |
| networks4ever | $25.00 | 10/15/2012 6:23:17 PM |
| bewitching-exchange7 | $50.00 | 10/15/2012 11:16:26 PM |
| bbjones3 | $25.00 | 10/16/2012 6:36:03 AM |
| PThor | $25.00 | 10/16/2012 7:13:14 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:17 AM |
| DiligentiaLLC | $56.08 | 10/16/2012 7:39:26 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:47 AM |
| kulender | $100.00 | 10/16/2012 10:06:11 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:16 AM |
| leverage-monger | $25.00 | 10/16/2012 1:53:40 PM |
| Comoparklender | $25.00 | 10/16/2012 11:10:36 AM |
| Relient-K | $25.00 | 10/16/2012 3:00:27 PM |
| gpuck | $25.00 | 10/16/2012 6:23:46 PM |
| LizJX | $25.00 | 10/16/2012 5:51:00 PM |
| Lubava | $25.00 | 10/16/2012 8:45:37 PM |
| diversification-cycle4 | $25.00 | 10/17/2012 6:45:54 AM |
| triguy | $500.00 | 10/17/2012 10:27:46 AM |
| Green-Baron | $25.00 | 10/17/2012 1:26:04 PM |
| credit-dandelion148 | $156.90 | 10/17/2012 1:32:41 PM |
| davechris870 | $50.00 | 10/17/2012 11:27:01 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
652659
This series of Notes was issued and sold upon the funding of the borrower loan #76500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,413 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ideal-currency3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: to make our Florida room into a 3 season room and replace our deck
This loan will be used to...improve our home
My financial situation: Is solid, I am part owner of amortgage company and we have been steadily growing for the last 5 years.
I am a good candidate for this loan because...I apy my bills and I pay them early and always on time and will pay this balance off very quickly.
Monthly net income: $20000
Monthly expenses: $
Housing: $5400
Insurance: N/A
Car expenses: $845, car paid off in 10 months, then will be $286 per month ofr insurance
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $800
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $30.00 | 10/15/2012 5:20:48 PM |
| tolerant-dime2 | $48.00 | 10/15/2012 5:02:24 PM |
| pdub | $750.00 | 10/15/2012 5:04:15 PM |
| asset-portait013 | $100.00 | 10/15/2012 5:15:14 PM |
| special-dinero553 | $25.00 | 10/15/2012 5:15:55 PM |
| janeybooboo | $100.00 | 10/15/2012 5:09:14 PM |
| best-bonafide-p2p | $50.00 | 10/15/2012 5:05:38 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:18 PM |
| community-burrito9 | $55.00 | 10/15/2012 5:28:31 PM |
| resolute-justice413 | $200.00 | 10/15/2012 5:14:54 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:31 PM |
| octoberfresh | $25.00 | 10/15/2012 5:27:13 PM |
| shaps | $50.00 | 10/15/2012 5:22:30 PM |
| Endeavour | $150.00 | 10/15/2012 5:34:54 PM |
| gotjack-IRA | $25.02 | 10/15/2012 5:47:09 PM |
| DasMula | $50.00 | 10/15/2012 5:49:21 PM |
| the-silver-blaster | $50.00 | 10/15/2012 5:51:09 PM |
| supreme-treasure8 | $100.00 | 10/15/2012 5:54:13 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:28 PM |
| commerce-viking1 | $50.00 | 10/15/2012 5:57:54 PM |
| cardminger | $25.00 | 10/15/2012 6:07:09 PM |
| Jasner | $25.00 | 10/15/2012 6:37:08 PM |
| ready-interest9 | $25.00 | 10/15/2012 6:20:11 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:17 PM |
| chad-bro-chill | $25.00 | 10/15/2012 6:22:17 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:39 PM |
| kfrench | $75.00 | 10/15/2012 7:00:08 PM |
| etraboulay | $50.00 | 10/15/2012 6:31:44 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 6:33:48 PM |
| openness-antioxidant | $75.00 | 10/15/2012 6:40:30 PM |
| blue-order-comet | $50.00 | 10/15/2012 7:01:03 PM |
| Dubbs360 | $200.00 | 10/15/2012 7:29:44 PM |
| thinker6 | $30.00 | 10/15/2012 7:16:56 PM |
| julijask | $25.00 | 10/15/2012 7:36:42 PM |
| _NaLNaBB | $200.00 | 10/15/2012 9:25:42 PM |
| cash-tent | $30.00 | 10/15/2012 11:46:36 PM |
| bonus-seahorse | $159.00 | 10/16/2012 1:17:16 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:18 AM |
| irrelevant | $50.00 | 10/16/2012 5:05:10 AM |
| wonder3 | $25.00 | 10/16/2012 5:56:26 AM |
| Champ3295 | $45.00 | 10/16/2012 8:38:45 AM |
| bbjones3 | $25.00 | 10/16/2012 6:36:05 AM |
| seabassx | $25.00 | 10/16/2012 7:24:13 AM |
| worth-quark7 | $25.00 | 10/16/2012 7:29:55 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:49 AM |
| scholarly-order6 | $50.00 | 10/16/2012 9:18:14 AM |
| Whipster | $60.00 | 10/16/2012 9:09:14 AM |
| structure9 | $25.00 | 10/16/2012 9:31:56 AM |
| tech310 | $50.00 | 10/16/2012 9:37:52 AM |
| Christophe | $25.00 | 10/16/2012 10:06:52 AM |
| Plow_n_Sow | $25.00 | 10/16/2012 10:08:16 AM |
| moola-accelerator6 | $50.00 | 10/16/2012 10:12:37 AM |
| mercuriant | $25.00 | 10/16/2012 10:30:40 AM |
| relentless-fund1 | $25.00 | 10/16/2012 10:29:50 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:19 AM |
| credit-commander1 | $25.00 | 10/16/2012 10:53:44 AM |
| wwwUniversal | $25.00 | 10/16/2012 11:00:38 AM |
| CA-Lender | $50.00 | 10/16/2012 11:04:30 AM |
| NobisEst | $25.00 | 10/16/2012 10:50:44 AM |
| Hippo-IRA1 | $25.00 | 10/16/2012 10:57:44 AM |
| selector568 | $300.00 | 10/16/2012 11:01:11 AM |
| treasure-coyote3 | $25.00 | 10/16/2012 10:56:44 AM |
| glroark | $100.00 | 10/16/2012 11:03:04 AM |
| payment-halo | $25.00 | 10/16/2012 12:09:56 PM |
| enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:48 PM |
| circulatingdollars | $26.58 | 10/16/2012 1:46:05 PM |
| enforcer0 | $31.06 | 10/16/2012 2:11:17 PM |
| brightest-trade-breeze | $25.00 | 10/16/2012 2:22:04 PM |
| peaceful-greenback719 | $26.68 | 10/16/2012 1:59:26 PM |
| justice-motivator9 | $75.00 | 10/16/2012 3:12:40 PM |
| economy-caper9 | $25.00 | 10/16/2012 2:20:07 PM |
| transaction-squirrel734 | $25.79 | 10/16/2012 2:42:20 PM |
| Codextreme07 | $101.75 | 10/16/2012 2:50:16 PM |
| best-tenacious-revenue | $35.00 | 10/16/2012 3:26:38 PM |
| decisive-income7 | $500.00 | 10/16/2012 9:13:14 AM |
| cr8on | $75.00 | 10/15/2012 5:05:16 PM |
| vutah | $35.00 | 10/15/2012 5:11:24 PM |
| VirginiaBuckeye | $250.00 | 10/15/2012 5:12:06 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:38 PM |
| ferocious-kindness8 | $30.00 | 10/15/2012 5:32:24 PM |
| houli123 | $25.00 | 10/15/2012 5:27:05 PM |
| keen-peace465 | $25.00 | 10/15/2012 5:30:09 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:22 PM |
| bright-idea11 | $25.00 | 10/15/2012 5:53:48 PM |
| credit-coach118 | $40.01 | 10/15/2012 5:54:21 PM |
| gentle-generosity822 | $25.00 | 10/15/2012 5:58:48 PM |
| Nil2008 | $100.00 | 10/15/2012 6:18:44 PM |
| the-brilliant-currency | $25.00 | 10/15/2012 6:02:56 PM |
| vigorous-payment6 | $25.00 | 10/15/2012 6:04:35 PM |
| BankofRon_IRA | $100.00 | 10/15/2012 6:35:11 PM |
| historic-value7 | $200.00 | 10/15/2012 7:35:34 PM |
| LoanerPrincipal | $25.00 | 10/15/2012 7:36:09 PM |
| compounding21 | $25.00 | 10/15/2012 6:39:02 PM |
| callmebryan | $25.00 | 10/15/2012 6:43:51 PM |
| pierrelasvegas | $25.00 | 10/15/2012 6:45:29 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:26 PM |
| FrugalForLife2 | $25.00 | 10/15/2012 6:59:45 PM |
| golffish2 | $50.00 | 10/16/2012 3:58:18 AM |
| dukeiyer | $25.00 | 10/15/2012 7:41:53 PM |
| hopeful_lender | $150.00 | 10/15/2012 8:02:21 PM |
| TheSituation | $25.00 | 10/15/2012 8:37:13 PM |
| WisconsinFinance | $25.00 | 10/15/2012 9:18:50 PM |
| Detour11 | $25.00 | 10/16/2012 6:25:05 AM |
| Khanbob | $25.00 | 10/16/2012 7:14:22 AM |
| Leshan | $50.00 | 10/16/2012 7:57:24 AM |
| helpful-fund7 | $52.55 | 10/16/2012 5:36:50 AM |
| treasure-bliss | $50.00 | 10/16/2012 5:52:30 AM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:47 AM |
| loyalty-czar | $100.00 | 10/16/2012 6:05:06 AM |
| PThor | $25.00 | 10/16/2012 7:13:21 AM |
| global-invest-group | $25.80 | 10/16/2012 7:44:23 AM |
| LikesToLend | $25.00 | 10/16/2012 7:51:52 AM |
| income-triangulation1 | $25.00 | 10/16/2012 9:04:13 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:20 AM |
| felicity-broadcaster6 | $50.00 | 10/16/2012 9:12:29 AM |
| wkeboarder21 | $100.00 | 10/16/2012 9:36:47 AM |
| justreturns | $25.00 | 10/16/2012 9:18:12 AM |
| wildanne | $50.00 | 10/16/2012 9:28:49 AM |
| genelinist | $500.00 | 10/16/2012 9:30:58 AM |
| top-courteous-peso | $75.00 | 10/16/2012 9:59:32 AM |
| SimpleChoice | $25.00 | 10/16/2012 9:47:27 AM |
| banchan | $37.00 | 10/16/2012 9:49:18 AM |
| profitable-fairness1 | $50.00 | 10/16/2012 10:26:03 AM |
| kulender | $100.00 | 10/16/2012 10:06:15 AM |
| bold-principal-thinker | $25.00 | 10/16/2012 10:19:08 AM |
| zeeexsixare | $400.00 | 10/16/2012 10:33:09 AM |
| impeccable-ore3 | $25.00 | 10/16/2012 10:41:25 AM |
| buffalobills | $25.00 | 10/16/2012 11:00:46 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:42 AM |
| berniemadeoff | $25.00 | 10/16/2012 11:36:40 AM |
| moola-buddy | $25.00 | 10/16/2012 10:56:41 AM |
| abundant-dinero5 | $50.00 | 10/16/2012 12:08:44 PM |
| BigSkyFinancial | $28.69 | 10/16/2012 11:07:53 AM |
| commanding-power463 | $70.00 | 10/16/2012 2:17:39 PM |
| inspiring-kindness062 | $100.00 | 10/16/2012 2:45:52 PM |
| jcw3rd | $25.00 | 10/16/2012 2:48:41 PM |
| dalawya | $25.00 | 10/16/2012 3:02:44 PM |
| sturdy-fairness5 | $50.00 | 10/16/2012 3:10:43 PM |
| China-man | $158.66 | 10/16/2012 11:22:56 AM |
| Jabez | $35.00 | 10/16/2012 12:03:59 PM |
| dynrep | $25.00 | 10/16/2012 12:11:00 PM |
| green-understanding-rupee | $25.00 | 10/16/2012 12:13:37 PM |
| leverage-monger | $25.00 | 10/16/2012 1:46:46 PM |
| Astyanax | $30.00 | 10/16/2012 1:45:08 PM |
| gilbrear | $25.00 | 10/16/2012 2:39:18 PM |
| dough-aficionado9 | $25.00 | 10/16/2012 1:57:45 PM |
| Relient-K | $25.00 | 10/16/2012 3:00:04 PM |
| cashasaurus0 | $53.41 | 10/16/2012 3:33:08 PM |
| RoyFauntleroy | $25.00 | 10/16/2012 2:54:28 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
652901
This series of Notes was issued and sold upon the funding of the borrower loan #76443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $486.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 1y 2m |
|
Amount delinquent:
| $2,784 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $82,494 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Uno2Tres |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 74% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 5
( 26% )
| 700-719
(Feb-2011)
|
|
Principal balance:
| $2,560.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
My financial situation:
I am a good candidate for this loan because I'm trying to get my financial house in order
Monthly net income: $ 6600
Monthly expenses:
Housing: $ 1700
Insurance: $ 125
Car expenses: $ 600
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $ 1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| p2p-czar3 | $25.00 | 10/12/2012 5:04:28 PM |
| moola-flag4 | $25.00 | 10/12/2012 5:08:56 PM |
| gentle-generosity822 | $25.00 | 10/12/2012 5:55:33 PM |
| LightTheWay | $50.00 | 10/12/2012 5:27:49 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:53 PM |
| trumpeter391 | $100.00 | 10/12/2012 5:23:13 PM |
| 52digital | $75.00 | 10/12/2012 6:01:13 PM |
| SecondChanceLendingSERV | $25.00 | 10/12/2012 10:26:08 PM |
| a-helping-hand | $100.00 | 10/12/2012 11:10:26 PM |
| pierrelasvegas | $25.00 | 10/12/2012 6:29:27 PM |
| halothane_logic | $25.00 | 10/12/2012 6:35:32 PM |
| open-minded-p2p1 | $25.00 | 10/12/2012 6:01:52 PM |
| paytonbrigadier | $250.00 | 10/13/2012 5:23:50 AM |
| protector734 | $50.00 | 10/13/2012 6:26:02 AM |
| chameleon125 | $25.00 | 10/13/2012 10:43:04 AM |
| zipemdown | $25.00 | 10/13/2012 12:48:34 PM |
| AF-Chief | $25.00 | 10/13/2012 1:06:37 PM |
| handy-justice | $50.00 | 10/13/2012 12:26:23 PM |
| fcrick | $25.00 | 10/13/2012 1:11:53 PM |
| dinero-launcher | $32.29 | 10/14/2012 8:01:49 AM |
| Numbat77 | $50.00 | 10/13/2012 2:01:36 PM |
| economy-coup | $100.00 | 10/13/2012 7:27:16 PM |
| Sixmil | $25.00 | 10/14/2012 9:10:29 AM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:22 AM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:55 PM |
| EEasyMoney | $25.00 | 10/15/2012 7:31:58 AM |
| a-resplendent-commitment | $50.00 | 10/14/2012 10:02:15 PM |
| Mark0135 | $50.00 | 10/14/2012 7:43:27 PM |
| punctual-worth263 | $25.00 | 10/14/2012 7:55:22 PM |
| continental2 | $100.00 | 10/14/2012 8:24:14 PM |
| important-gold5 | $25.00 | 10/15/2012 9:13:41 AM |
| korby524 | $25.00 | 10/15/2012 9:30:53 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:42:38 AM |
| michaelray703 | $25.00 | 10/15/2012 9:33:58 AM |
| purposeful-durability8 | $100.00 | 10/15/2012 9:49:15 AM |
| jamiee73 | $25.00 | 10/15/2012 9:41:26 AM |
| majestic-note6 | $200.00 | 10/15/2012 9:47:37 AM |
| BzJ108 | $25.00 | 10/15/2012 10:42:11 AM |
| digipak78 | $56.00 | 10/15/2012 11:13:40 AM |
| punctual-fund | $25.00 | 10/15/2012 10:21:54 AM |
| restless-nickel158 | $50.00 | 10/15/2012 10:36:51 AM |
| transparent-dinero8 | $25.00 | 10/15/2012 2:36:03 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:01 PM |
| social-aspen097 | $300.00 | 10/15/2012 5:04:52 PM |
| phenomenal-rate1 | $500.00 | 10/15/2012 5:07:10 PM |
| money-baron-Roth401k | $25.00 | 10/15/2012 5:01:26 PM |
| dedication-capo7 | $269.00 | 10/15/2012 3:23:47 PM |
| Mark-7 | $38.00 | 10/15/2012 5:08:18 PM |
| principal-cooker2 | $50.00 | 10/15/2012 5:10:11 PM |
| social-cocktail1 | $200.00 | 10/15/2012 5:11:14 PM |
| symbiosis | $50.00 | 10/15/2012 5:14:45 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:33 PM |
| thelovebug | $100.00 | 10/15/2012 5:19:22 PM |
| statuesque-affluence058 | $25.00 | 10/15/2012 5:30:02 PM |
| speedy-peso1 | $100.00 | 10/15/2012 5:22:59 PM |
| credible-balance6 | $27.00 | 10/15/2012 5:38:52 PM |
| haplender | $50.00 | 10/15/2012 5:26:03 PM |
| reflective-openness8 | $25.00 | 10/15/2012 5:46:59 PM |
| Sibelius2 | $25.00 | 10/15/2012 5:30:50 PM |
| compassionate-auction6 | $150.00 | 10/15/2012 5:50:58 PM |
| GGreg799 | $25.00 | 10/15/2012 5:36:43 PM |
| GoodLuckLender | $25.00 | 10/15/2012 5:38:19 PM |
| truth-silo | $50.00 | 10/15/2012 5:29:08 PM |
| laudable-balance568 | $25.00 | 10/15/2012 5:29:35 PM |
| jwesleym | $25.00 | 10/15/2012 5:31:55 PM |
| idastmerchants | $25.00 | 10/15/2012 5:33:12 PM |
| fighter122 | $25.00 | 10/15/2012 5:58:03 PM |
| dough-bear | $25.00 | 10/15/2012 5:33:31 PM |
| cp-family | $50.00 | 10/15/2012 5:41:34 PM |
| duty-viola | $35.00 | 10/15/2012 5:37:39 PM |
| rhin0cerx | $50.00 | 10/15/2012 5:37:43 PM |
| robust-diversification3 | $36.00 | 10/15/2012 5:59:33 PM |
| NoCal | $25.00 | 10/15/2012 6:00:12 PM |
| gizzywump | $25.00 | 10/15/2012 5:39:37 PM |
| rvfbroker | $25.00 | 10/15/2012 5:50:36 PM |
| durability-seahorse7 | $50.00 | 10/15/2012 5:50:53 PM |
| qwsd12 | $39.00 | 10/15/2012 5:44:54 PM |
| transaction-hugger4 | $100.00 | 10/15/2012 5:45:01 PM |
| rogue_monster | $50.00 | 10/15/2012 5:45:42 PM |
| adventurer447 | $300.00 | 10/15/2012 5:51:59 PM |
| revenue-tamer3 | $25.00 | 10/15/2012 5:55:55 PM |
| Beld | $50.00 | 10/15/2012 5:51:25 PM |
| the-laudable-peso | $40.00 | 10/15/2012 5:54:00 PM |
| durability-ace9 | $30.00 | 10/15/2012 5:54:18 PM |
| proper-exchange8 | $50.00 | 10/15/2012 5:54:25 PM |
| KB-IRA | $1,000.00 | 10/15/2012 5:59:46 PM |
| peace-fixer8 | $25.00 | 10/15/2012 5:11:36 PM |
| Ballybay | $100.00 | 10/12/2012 5:48:40 PM |
| Dubbs360 | $200.00 | 10/12/2012 6:30:33 PM |
| supreme-treasure8 | $100.00 | 10/12/2012 5:39:11 PM |
| etraboulay | $50.00 | 10/12/2012 5:37:07 PM |
| Investor_DP | $200.00 | 10/12/2012 6:13:12 PM |
| musegaze | $50.00 | 10/12/2012 6:13:25 PM |
| thrifty-capital | $25.00 | 10/12/2012 7:04:20 PM |
| jybank | $50.00 | 10/13/2012 10:49:35 AM |
| sjo1984111 | $25.00 | 10/13/2012 5:56:13 AM |
| econgineer | $100.00 | 10/13/2012 7:01:14 AM |
| jazzlender | $25.00 | 10/13/2012 12:09:40 PM |
| bid-stockpiler1 | $100.00 | 10/13/2012 6:44:59 AM |
| ouyangers | $25.00 | 10/13/2012 10:23:41 AM |
| whartonmba | $50.00 | 10/13/2012 9:32:38 AM |
| investorguy3000 | $25.00 | 10/13/2012 10:06:10 PM |
| first-serene-credit | $25.00 | 10/13/2012 3:17:18 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:22 AM |
| banker34 | $25.00 | 10/13/2012 4:41:20 PM |
| CincyTex | $25.00 | 10/14/2012 1:51:13 AM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:53 PM |
| commerce-viking1 | $50.00 | 10/14/2012 12:07:39 PM |
| asset-professor | $125.00 | 10/14/2012 6:30:31 PM |
| social-zebra | $32.00 | 10/14/2012 6:51:44 PM |
| NobisEst | $25.00 | 10/15/2012 12:40:26 AM |
| deal-pioneer1 | $49.67 | 10/15/2012 3:47:25 AM |
| peso-lyrics7 | $50.00 | 10/14/2012 1:35:30 PM |
| intelligent-income372 | $500.00 | 10/14/2012 4:29:45 PM |
| Arpad | $25.00 | 10/14/2012 8:14:29 PM |
| bold-shrewd-duty | $122.00 | 10/15/2012 5:27:35 AM |
| compatible-deal9 | $25.00 | 10/15/2012 8:27:01 AM |
| compounding21 | $25.00 | 10/15/2012 9:04:41 AM |
| jutdon84 | $25.00 | 10/15/2012 7:53:19 AM |
| wizard750 | $28.00 | 10/15/2012 9:11:07 AM |
| cberthiaume | $25.00 | 10/15/2012 8:13:12 AM |
| thorough-income854 | $30.00 | 10/15/2012 8:25:59 AM |
| gallant-market5 | $181.46 | 10/15/2012 8:30:46 AM |
| best-hope-goat | $25.00 | 10/15/2012 8:42:34 AM |
| TronMedici | $50.00 | 10/15/2012 9:28:38 AM |
| enthusiastic-credit2 | $25.00 | 10/15/2012 9:11:24 AM |
| money-surge1 | $25.00 | 10/15/2012 9:29:47 AM |
| spark548 | $100.00 | 10/15/2012 9:33:01 AM |
| LeReve | $276.00 | 10/15/2012 9:52:41 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:13:57 AM |
| wealth-infusion6 | $100.00 | 10/15/2012 11:40:17 AM |
| Weaverville | $25.00 | 10/15/2012 12:05:07 PM |
| fuzed | $50.00 | 10/15/2012 12:36:11 PM |
| shaps | $25.00 | 10/15/2012 10:25:47 AM |
| the-brilliant-currency | $25.00 | 10/15/2012 10:39:39 AM |
| forceful-durability7 | $39.44 | 10/15/2012 11:45:54 AM |
| toomanyfishtanks | $25.00 | 10/15/2012 3:29:31 PM |
| fund-dragster | $25.00 | 10/15/2012 4:16:35 PM |
| top-economy-mover | $50.00 | 10/15/2012 5:00:16 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:05 PM |
| careful-vigilance4 | $25.00 | 10/15/2012 5:02:35 PM |
| vibrant-point9 | $25.00 | 10/15/2012 5:08:22 PM |
| point | $34.00 | 10/15/2012 5:04:28 PM |
| orchestra960 | $300.00 | 10/15/2012 5:09:01 PM |
| red-eloquent-rupee | $50.00 | 10/15/2012 5:04:37 PM |
| Blessed1950 | $50.00 | 10/15/2012 5:21:10 PM |
| ASR3 | $50.00 | 10/15/2012 5:32:55 PM |
| mikbos | $25.00 | 10/15/2012 5:20:45 PM |
| angelinvestor2 | $40.00 | 10/15/2012 5:41:59 PM |
| p2ploan-charmer | $25.00 | 10/15/2012 5:26:33 PM |
| iLend-weGrow | $50.00 | 10/15/2012 5:27:38 PM |
| greenback-investor7 | $81.00 | 10/15/2012 5:27:56 PM |
| shrewd-peace7 | $25.00 | 10/15/2012 5:48:25 PM |
| natural-liberty4 | $200.00 | 10/15/2012 5:24:51 PM |
| Scoote2912 | $25.00 | 10/15/2012 5:55:01 PM |
| worldly-community3 | $50.00 | 10/15/2012 5:31:46 PM |
| tr-doc | $321.00 | 10/15/2012 5:58:06 PM |
| handshake5 | $100.00 | 10/15/2012 5:33:39 PM |
| prescription0 | $25.00 | 10/15/2012 5:47:54 PM |
| mercuriant | $25.00 | 10/15/2012 5:50:27 PM |
| 1randyp | $25.00 | 10/15/2012 5:45:58 PM |
| oreyedoc | $50.00 | 10/15/2012 5:47:09 PM |
| cnovak | $25.00 | 10/15/2012 5:47:16 PM |
| cash-reaction2 | $25.00 | 10/15/2012 5:48:44 PM |
| fortytwo | $150.00 | 10/15/2012 5:56:04 PM |
| saffron4 | $25.00 | 10/15/2012 5:57:26 PM |
| rescue | $100.00 | 10/15/2012 6:00:14 PM |
| speedy-point | $25.00 | 10/15/2012 5:59:53 PM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
652993
This series of Notes was issued and sold upon the funding of the borrower loan #76864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $257.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 19y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,855 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 1hogger |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
to payoff debt, wife has had 30% cut in pay due to merger with continental airline, and trying to save at least one of our credit .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nakanu | $25.00 | 10/15/2012 7:27:06 PM |
| FortuneFund | $50.00 | 10/12/2012 9:08:16 AM |
| Bank_Of_XL | $25.00 | 10/12/2012 9:05:28 AM |
| indomitable-coin | $25.00 | 10/12/2012 9:47:51 AM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:32 AM |
| patriot897 | $25.00 | 10/12/2012 9:42:58 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:31 AM |
| intuitive-benefit3 | $100.00 | 10/12/2012 10:38:51 AM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:55 AM |
| Theodon | $25.00 | 10/12/2012 6:13:15 PM |
| njlw226 | $25.00 | 10/12/2012 10:16:24 PM |
| Oakland | $50.00 | 10/13/2012 11:48:21 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:30 PM |
| toblerone | $25.00 | 10/13/2012 2:03:15 PM |
| moola-accelerator6 | $25.00 | 10/13/2012 7:20:01 PM |
| power-defender7 | $50.00 | 10/13/2012 6:44:38 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:53 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:16 AM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:57 PM |
| axl163 | $25.00 | 10/15/2012 3:13:16 PM |
| pdub | $500.00 | 10/15/2012 5:04:56 PM |
| flo_rida | $75.00 | 10/15/2012 5:21:27 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:13 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:16 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:14 PM |
| Darts | $50.00 | 10/15/2012 11:01:52 PM |
| PThor | $25.00 | 10/16/2012 7:13:13 AM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:40 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:14 AM |
| Interloper | $25.00 | 10/16/2012 10:15:12 AM |
| Wordsmth | $25.00 | 10/16/2012 11:06:17 AM |
| authentic-liberty7 | $25.00 | 10/16/2012 11:33:48 AM |
| tripnosis | $25.00 | 10/16/2012 11:34:05 AM |
| fairness-hammock | $25.00 | 10/16/2012 12:00:27 PM |
| Flreap | $25.00 | 10/16/2012 12:01:06 PM |
| magical-fairness4 | $25.00 | 10/16/2012 1:08:18 PM |
| leverage-monger | $25.00 | 10/16/2012 1:45:47 PM |
| first-silver-bridge | $25.00 | 10/16/2012 1:49:42 PM |
| quickstep | $125.00 | 10/16/2012 4:02:42 PM |
| IP | $25.00 | 10/16/2012 11:38:14 AM |
| brilliant-market680 | $25.00 | 10/16/2012 11:54:05 AM |
| bellaquito | $500.00 | 10/16/2012 12:03:45 PM |
| justice-mermaid067 | $25.00 | 10/16/2012 12:25:40 PM |
| astute-benjamins | $150.00 | 10/16/2012 1:05:32 PM |
| dough-aficionado9 | $25.00 | 10/16/2012 12:40:29 PM |
| RufusGreyhound | $25.00 | 10/16/2012 1:21:25 PM |
| FortuneFundII | $100.00 | 10/12/2012 9:54:26 AM |
| bazaar-tulip | $25.00 | 10/12/2012 9:08:02 AM |
| Obiwan_Kanobi | $25.02 | 10/12/2012 9:15:09 AM |
| best-bonafide-p2p | $25.00 | 10/12/2012 9:21:15 AM |
| CreditBuilder2 | $25.01 | 10/12/2012 10:30:50 AM |
| gravbox | $25.00 | 10/12/2012 11:13:01 AM |
| gentle-generosity822 | $25.00 | 10/12/2012 11:13:08 AM |
| Dubbs360 | $200.00 | 10/12/2012 11:25:18 AM |
| imogen22 | $50.00 | 10/12/2012 12:10:59 PM |
| fund-medalist171 | $25.00 | 10/12/2012 10:43:13 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:36 AM |
| ready-interest9 | $25.00 | 10/12/2012 11:01:28 AM |
| Arvicco | $400.00 | 10/12/2012 12:22:05 PM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:53 PM |
| octoberfresh | $25.00 | 10/12/2012 5:12:27 PM |
| etraboulay | $50.00 | 10/12/2012 6:57:32 PM |
| Rivervale_Westwood | $25.00 | 10/12/2012 6:00:52 PM |
| helpful-loan245 | $25.00 | 10/12/2012 7:30:59 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:28 AM |
| mdv | $25.00 | 10/13/2012 11:04:24 AM |
| LoanerPrincipal | $25.00 | 10/13/2012 1:06:58 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:16 AM |
| basis-encourager2 | $25.00 | 10/14/2012 10:06:22 AM |
| marketplace-singularity3 | $125.00 | 10/13/2012 7:52:26 PM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:43 AM |
| delicious-value973 | $100.00 | 10/15/2012 3:24:57 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:22 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:35 PM |
| historic-value7 | $150.00 | 10/15/2012 7:40:30 PM |
| BankofPete | $25.00 | 10/16/2012 5:59:19 AM |
| Sanford-N-Sons | $25.00 | 10/16/2012 9:19:08 AM |
| banchan | $37.00 | 10/16/2012 9:49:12 AM |
| BidDaddyBigBucks | $100.00 | 10/16/2012 11:13:11 AM |
| LendingZone | $25.00 | 10/16/2012 12:18:00 PM |
| craigj | $25.00 | 10/16/2012 1:16:28 PM |
| Vegasjim | $25.00 | 10/16/2012 11:55:55 AM |
| resolute-basis9 | $25.00 | 10/16/2012 11:46:41 AM |
| dukeiyer | $25.00 | 10/16/2012 11:57:22 AM |
| loyalty-circuitry | $100.00 | 10/16/2012 12:25:20 PM |
| coin-magnitude | $25.00 | 10/16/2012 12:53:31 PM |
| Astyanax | $25.00 | 10/16/2012 1:44:01 PM |
| payment-associate5 | $100.00 | 10/16/2012 1:26:22 PM |
| p2p-mogul | $25.00 | 10/16/2012 4:03:58 PM |
| a-restless-dollar | $35.00 | 10/16/2012 3:27:37 PM |
| SkinnyFish | $50.00 | 10/16/2012 3:34:37 PM |
| Johnab | $12.97 | 10/16/2012 4:05:11 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
653005
This series of Notes was issued and sold upon the funding of the borrower loan #76850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $1,300.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,774 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-supporter4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
I will be using this loan as I prepare to move as part of a job promotion/transfer. As part of the move, I will be paying off credit card debt.
The promotion includes a pay increase to approximately $150,000 per year, a $25,000 increase from my current income. I will be able use the additional income to pay this loan back within the agreed upon time frame.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $29.04 | 10/12/2012 5:02:47 PM |
| brandonm78 | $25.00 | 10/12/2012 5:04:33 PM |
| Income-Scout | $100.00 | 10/12/2012 5:14:44 PM |
| Phryne | $50.00 | 10/12/2012 5:18:39 PM |
| SergRoosterDu | $35.00 | 10/12/2012 5:19:59 PM |
| Plutis | $25.00 | 10/12/2012 5:28:35 PM |
| prudent-dough458 | $25.00 | 10/12/2012 5:06:16 PM |
| healthy-peace427 | $100.00 | 10/12/2012 5:06:18 PM |
| LoanerPrincipal | $25.00 | 10/12/2012 5:10:37 PM |
| skillful-justice879 | $25.00 | 10/12/2012 5:11:38 PM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:56 PM |
| green-discrete-rupee | $50.00 | 10/12/2012 5:19:03 PM |
| prudent-deal662 | $25.00 | 10/12/2012 6:16:29 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:57 PM |
| octoberfresh | $25.00 | 10/12/2012 5:12:32 PM |
| coin-trumpet | $40.00 | 10/12/2012 6:31:21 PM |
| Bendistraw | $25.00 | 10/12/2012 5:41:45 PM |
| listing-reformation8 | $25.00 | 10/12/2012 5:45:56 PM |
| thankful-nickel2 | $25.00 | 10/12/2012 5:47:57 PM |
| UncleBuffett | $75.00 | 10/12/2012 5:54:45 PM |
| note-willow8 | $25.00 | 10/12/2012 5:55:28 PM |
| _NaLNaBB | $750.00 | 10/12/2012 9:05:51 PM |
| nycgoat | $26.00 | 10/12/2012 10:00:06 PM |
| velocity-motivator6 | $25.00 | 10/12/2012 5:45:00 PM |
| mjjjrj | $25.00 | 10/12/2012 5:52:49 PM |
| vines99 | $50.00 | 10/13/2012 12:32:42 AM |
| DJReflections | $50.00 | 10/13/2012 12:39:32 AM |
| winlender | $40.00 | 10/12/2012 5:54:33 PM |
| supernova719 | $50.00 | 10/12/2012 6:28:38 PM |
| rakem777 | $25.00 | 10/12/2012 5:55:49 PM |
| kinetic-yield4 | $25.00 | 10/12/2012 6:30:58 PM |
| LarWit1512 | $25.00 | 10/12/2012 5:57:37 PM |
| etraboulay | $50.00 | 10/12/2012 6:57:36 PM |
| Vegasjim | $25.00 | 10/12/2012 7:21:01 PM |
| ingenious-deal6 | $25.00 | 10/12/2012 6:16:07 PM |
| rustysailor | $25.00 | 10/12/2012 7:46:14 PM |
| superb-funds335 | $25.00 | 10/12/2012 6:36:14 PM |
| clean-penny059 | $100.00 | 10/12/2012 9:45:43 PM |
| diversification-cycle4 | $50.00 | 10/12/2012 8:17:08 PM |
| mdv | $25.00 | 10/13/2012 11:04:28 AM |
| Hogan55 | $39.58 | 10/13/2012 5:50:20 AM |
| promise2 | $25.00 | 10/12/2012 10:19:29 PM |
| scojo | $25.11 | 10/12/2012 11:21:34 PM |
| kind-exchange-association | $25.00 | 10/12/2012 11:43:44 PM |
| kevin314 | $25.00 | 10/13/2012 12:17:40 PM |
| youthful-currency959 | $1,000.00 | 10/13/2012 8:00:16 AM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:32 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:35 PM |
| cerebral-dollar773 | $25.00 | 10/13/2012 5:43:47 AM |
| hardatwork1 | $25.00 | 10/13/2012 6:07:42 AM |
| bonus-tsunami916 | $30.05 | 10/13/2012 10:15:47 AM |
| sentimental-pound4 | $50.00 | 10/13/2012 7:26:30 AM |
| MateCocido | $126.00 | 10/13/2012 8:22:08 AM |
| Nosferatu93 | $150.00 | 10/13/2012 8:45:37 AM |
| new-discrete-camaraderi | $25.00 | 10/13/2012 9:15:14 AM |
| momentous-point6 | $50.00 | 10/13/2012 10:30:52 AM |
| Money_Working | $25.00 | 10/13/2012 11:22:45 AM |
| hitsman | $50.00 | 10/13/2012 12:13:53 PM |
| truth-boomarang | $50.00 | 10/13/2012 12:49:14 PM |
| MicroLender357 | $25.00 | 10/13/2012 1:09:43 PM |
| Ols744 | $40.00 | 10/13/2012 6:22:44 PM |
| toomanyfishtanks | $25.00 | 10/13/2012 12:43:19 PM |
| toblerone | $25.00 | 10/13/2012 2:03:16 PM |
| ThinkOutCrowd | $100.00 | 10/13/2012 7:32:32 PM |
| LimaGuy | $89.50 | 10/13/2012 8:20:17 PM |
| p2p-paradise | $25.00 | 10/13/2012 12:55:46 PM |
| bank_of_beila | $101.23 | 10/13/2012 11:00:21 PM |
| anacent | $50.00 | 10/13/2012 4:05:45 PM |
| vivid-loot1 | $32.02 | 10/13/2012 4:21:54 PM |
| SBT | $25.00 | 10/13/2012 1:23:37 PM |
| Quietlady | $100.00 | 10/14/2012 6:38:21 AM |
| a2190b | $27.19 | 10/14/2012 7:02:07 AM |
| hidavehi | $33.00 | 10/13/2012 1:35:47 PM |
| green-satisfying-investment3 | $50.00 | 10/13/2012 5:18:46 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:23 AM |
| bazaar-tiramisu4 | $25.00 | 10/13/2012 6:37:53 PM |
| frooogal | $25.00 | 10/13/2012 3:20:05 PM |
| TwistedWeasel | $25.00 | 10/13/2012 3:42:56 PM |
| imdave4me | $39.27 | 10/14/2012 11:33:18 AM |
| islander1 | $100.00 | 10/13/2012 5:00:50 PM |
| velocity-motivator6 | $25.00 | 10/13/2012 5:59:14 PM |
| Ocean713 | $75.00 | 10/13/2012 6:40:10 PM |
| sentimental-pound4 | $68.00 | 10/14/2012 7:03:14 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:23 AM |
| ams294 | $50.00 | 10/14/2012 6:08:08 AM |
| new-marketplace-lyrics | $25.00 | 10/14/2012 7:32:39 AM |
| fairness-symphony2 | $50.00 | 10/14/2012 2:18:07 PM |
| bonus-rotation1 | $150.00 | 10/14/2012 12:11:18 PM |
| quick | $50.00 | 10/14/2012 9:50:11 AM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:15 PM |
| benjamin67 | $25.00 | 10/14/2012 12:39:19 PM |
| RainyDayCash | $400.46 | 10/14/2012 7:59:56 PM |
| deal-violin | $35.58 | 10/14/2012 3:12:46 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:53 PM |
| seadogs | $25.00 | 10/15/2012 1:14:01 AM |
| point-pecan | $145.52 | 10/14/2012 5:33:41 PM |
| roadredwood | $50.00 | 10/14/2012 9:35:43 PM |
| competent-credit9 | $25.00 | 10/15/2012 3:34:14 AM |
| jguerrajr | $71.72 | 10/15/2012 3:46:34 AM |
| urbny | $33.74 | 10/15/2012 4:31:53 AM |
| BMerrick | $25.00 | 10/15/2012 7:17:40 AM |
| antlr | $25.00 | 10/15/2012 5:22:02 AM |
| I_Like_to_Invest | $25.00 | 10/15/2012 5:38:08 AM |
| foofightee | $25.00 | 10/15/2012 7:23:21 AM |
| chilandman | $50.00 | 10/15/2012 9:41:49 AM |
| imogen22 | $50.00 | 10/15/2012 9:38:39 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:50 AM |
| coolgenner | $50.00 | 10/15/2012 9:50:40 AM |
| pesoologist3 | $400.00 | 10/15/2012 10:28:45 AM |
| McMoney11 | $25.00 | 10/15/2012 10:36:28 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:14 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:13:58 AM |
| yyyy1313 | $25.00 | 10/15/2012 11:25:45 AM |
| yyyy1313 | $8.47 | 10/15/2012 11:25:58 AM |
| yyyy1313 | $50.00 | 10/15/2012 11:21:28 AM |
| geniusj | $25.00 | 10/12/2012 5:05:53 PM |
| FortuneFund | $200.00 | 10/12/2012 5:06:57 PM |
| investor-007 | $100.00 | 10/12/2012 5:08:37 PM |
| cordial-bonus | $25.00 | 10/12/2012 5:08:39 PM |
| DaveTheWave | $25.00 | 10/12/2012 5:10:04 PM |
| gmoney37 | $50.00 | 10/12/2012 5:14:42 PM |
| bullet-shark | $25.00 | 10/12/2012 5:27:21 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:54 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:47 PM |
| top-courteous-peso | $75.00 | 10/12/2012 5:34:38 PM |
| openness-antioxidant | $100.00 | 10/12/2012 5:37:45 PM |
| petsheep | $25.00 | 10/12/2012 5:40:07 PM |
| lionheart722 | $100.00 | 10/12/2012 5:52:10 PM |
| joecool1981 | $500.00 | 10/12/2012 5:15:51 PM |
| intuitive-benefit3 | $100.00 | 10/12/2012 5:57:44 PM |
| FortuneFundII | $200.00 | 10/12/2012 5:07:18 PM |
| compassion-twister2 | $50.00 | 10/12/2012 5:07:29 PM |
| auction-fanatic2 | $30.27 | 10/12/2012 5:09:16 PM |
| bazaar-tulip | $25.00 | 10/12/2012 6:16:42 PM |
| indomitable-coin | $25.00 | 10/12/2012 5:16:08 PM |
| dkjl | $25.00 | 10/12/2012 5:38:50 PM |
| bellaquito | $500.00 | 10/12/2012 6:51:32 PM |
| proud-pound4 | $25.00 | 10/12/2012 5:24:19 PM |
| spirit07a | $100.00 | 10/12/2012 5:25:05 PM |
| Zach842 | $25.00 | 10/12/2012 5:55:08 PM |
| money-ballet6 | $25.00 | 10/12/2012 9:09:07 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:54 PM |
| CreditBuilder2 | $25.01 | 10/12/2012 5:44:34 PM |
| 108lender | $200.00 | 10/12/2012 5:54:52 PM |
| gentle-generosity822 | $25.00 | 10/12/2012 6:28:52 PM |
| fragonardlives | $25.00 | 10/12/2012 5:56:08 PM |
| LaGrangeLender | $60.00 | 10/12/2012 6:01:33 PM |
| bonafide-economy | $50.00 | 10/12/2012 7:11:22 PM |
| Shomee_dmoney | $25.00 | 10/12/2012 9:59:20 PM |
| radforj22 | $25.00 | 10/13/2012 9:20:11 AM |
| success1001 | $100.00 | 10/13/2012 2:05:01 AM |
| a-versatile-power | $25.00 | 10/13/2012 3:57:54 AM |
| Wu_Minghua | $25.00 | 10/13/2012 4:17:00 AM |
| theogeer | $25.00 | 10/13/2012 12:24:46 PM |
| enriching-trade2 | $50.00 | 10/13/2012 12:26:18 PM |
| CIC | $25.00 | 10/13/2012 6:22:06 AM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:37 AM |
| elfincove | $110.00 | 10/13/2012 7:57:27 AM |
| DanV | $36.00 | 10/13/2012 12:49:58 PM |
| momentous-velocity5 | $75.00 | 10/13/2012 1:08:35 PM |
| Paxman84 | $25.00 | 10/13/2012 11:31:44 AM |
| fund-bauble | $500.00 | 10/13/2012 11:42:47 AM |
| graceful-durability246 | $50.00 | 10/13/2012 1:39:39 PM |
| capital-blueberry | $25.00 | 10/13/2012 12:26:56 PM |
| worth-alien3 | $25.00 | 10/13/2012 2:51:04 PM |
| magical-kindness888888 | $50.00 | 10/13/2012 3:33:42 PM |
| LivingInvestments00 | $25.00 | 10/13/2012 1:09:16 PM |
| LetMeHlpUHlpME | $50.00 | 10/13/2012 4:09:15 PM |
| peso-mate | $50.00 | 10/14/2012 5:24:54 AM |
| Sixmil | $50.00 | 10/14/2012 9:06:06 AM |
| contract-snowdome493 | $100.00 | 10/13/2012 3:15:44 PM |
| quick | $50.00 | 10/14/2012 9:46:03 AM |
| silver-dogwood4 | $25.00 | 10/14/2012 10:12:48 AM |
| Charmart | $25.00 | 10/14/2012 6:01:35 AM |
| freefly67 | $26.17 | 10/14/2012 7:57:04 AM |
| california111 | $50.00 | 10/13/2012 9:40:35 PM |
| chac | $300.00 | 10/14/2012 12:52:00 PM |
| Bubba-doggie-dog | $25.00 | 10/14/2012 4:55:13 AM |
| Corlei | $50.00 | 10/14/2012 7:45:46 AM |
| SuzyQs | $25.00 | 10/14/2012 2:21:23 PM |
| Techne_Funds_LLC | $25.00 | 10/14/2012 10:37:55 AM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:47:42 PM |
| CorporateRaider | $25.00 | 10/14/2012 12:42:37 PM |
| fight4whatsright | $25.00 | 10/14/2012 1:51:46 PM |
| capital-magician561 | $25.00 | 10/14/2012 4:43:42 PM |
| compatible-deal9 | $50.00 | 10/14/2012 3:36:55 PM |
| Gobsek | $25.00 | 10/14/2012 7:12:27 PM |
| continental2 | $100.00 | 10/14/2012 8:24:14 PM |
| 183626 | $46.07 | 10/15/2012 9:45:05 AM |
| botfolio | $300.00 | 10/15/2012 10:15:44 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:37 AM |
| flexible-rate1 | $25.00 | 10/15/2012 10:12:09 AM |
| shaps | $25.00 | 10/15/2012 10:25:47 AM |
| punctual-fund | $25.00 | 10/15/2012 10:21:54 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:56 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:08:20 AM |
| tmdmf | $25.00 | 10/15/2012 11:21:00 AM |
| 197 Investments
|
Borrower Payment Dependent Notes Series
653017
This series of Notes was issued and sold upon the funding of the borrower loan #76855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $223.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unequivocal-value5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...get surgery
My financial situation:
I am a good candidate for this loan because...I pay on time, am responsible and have a good income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/12/2012 9:05:12 AM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:33 AM |
| superb-funds335 | $25.00 | 10/12/2012 9:24:11 AM |
| obduro_1 | $25.00 | 10/12/2012 9:45:32 AM |
| indomitable-coin | $25.00 | 10/12/2012 9:47:52 AM |
| bazaar-tulip | $25.00 | 10/12/2012 9:08:02 AM |
| Obiwan_Kanobi | $25.02 | 10/12/2012 9:15:09 AM |
| tender-wealth0 | $25.00 | 10/12/2012 10:33:20 AM |
| boylezz | $25.00 | 10/12/2012 10:45:01 AM |
| goodhearted-basis4 | $25.00 | 10/12/2012 9:41:18 AM |
| Rockymtnhi | $100.00 | 10/12/2012 10:03:13 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:31 AM |
| FortuneFundII | $100.00 | 10/12/2012 9:54:26 AM |
| Arvicco | $400.00 | 10/12/2012 12:22:05 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:56 AM |
| CreditBuilder2 | $25.01 | 10/12/2012 10:30:50 AM |
| intuitive-benefit3 | $100.00 | 10/12/2012 10:38:51 AM |
| Dubbs360 | $200.00 | 10/12/2012 11:25:19 AM |
| gentle-generosity822 | $25.00 | 10/12/2012 11:13:08 AM |
| market-maximizer472 | $25.00 | 10/13/2012 6:45:02 AM |
| Oakland | $50.00 | 10/13/2012 11:48:43 AM |
| heerzaquestion | $75.00 | 10/13/2012 12:12:02 PM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:30 PM |
| unequivocal-return | $100.00 | 10/13/2012 7:56:52 AM |
| power-defender7 | $50.00 | 10/13/2012 6:45:30 PM |
| invest-in-ed | $250.00 | 10/13/2012 7:08:18 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:17 AM |
| kind-payment-viking3 | $166.00 | 10/14/2012 9:30:17 AM |
| FWF-kinetic | $25.00 | 10/14/2012 1:05:43 PM |
| pdub | $500.00 | 10/15/2012 5:04:56 PM |
| weiyinsan | $25.00 | 10/15/2012 5:04:57 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:35 PM |
| openness-stream9 | $300.00 | 10/15/2012 6:07:39 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:14 PM |
| RGlad | $100.00 | 10/16/2012 5:28:07 AM |
| diversification-cycle4 | $25.00 | 10/15/2012 8:04:57 PM |
| zico479 | $200.00 | 10/15/2012 9:31:59 PM |
| Maverick158 | $50.00 | 10/16/2012 7:14:13 AM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:41 AM |
| Jiangtao | $25.00 | 10/16/2012 5:44:16 AM |
| PThor | $25.00 | 10/16/2012 7:13:13 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:15 AM |
| crdcteng | $50.00 | 10/16/2012 9:08:53 AM |
| Sanford-N-Sons | $25.00 | 10/16/2012 9:19:08 AM |
| engaging-worth | $25.00 | 10/16/2012 10:21:46 AM |
| Vegasjim | $25.00 | 10/16/2012 11:55:55 AM |
| BidDaddyBigBucks | $100.00 | 10/16/2012 11:13:11 AM |
| leverage-monger | $25.00 | 10/16/2012 2:03:11 PM |
| soarmore | $25.00 | 10/16/2012 5:12:11 PM |
| wam37 | $25.00 | 10/17/2012 8:01:07 AM |
| herbyman | $50.00 | 10/17/2012 7:06:14 AM |
| astro128 | $45.34 | 10/17/2012 9:41:51 AM |
| credit-dandelion148 | $200.00 | 10/17/2012 10:57:20 AM |
| royboy0292 | $25.00 | 10/17/2012 11:46:04 AM |
| Iwillhuntyoudown | $25.00 | 10/17/2012 3:23:51 PM |
| L-Dogg | $80.47 | 10/17/2012 10:21:09 PM |
| bunnybear | $31.36 | 10/17/2012 5:48:25 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:26 PM |
| radforj22 | $25.00 | 10/18/2012 4:27:24 AM |
| treasure-bliss | $50.00 | 10/18/2012 9:02:50 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:31:37 AM |
| nycitynoodle | $42.75 | 10/18/2012 6:56:17 AM |
| thankful-nickel2 | $25.00 | 10/18/2012 9:45:57 AM |
| merkutio | $25.00 | 10/18/2012 10:21:47 AM |
| cclady | $350.00 | 10/18/2012 10:30:05 AM |
| blue-trade-optimizer | $50.00 | 10/18/2012 10:36:26 AM |
| nakanu | $25.00 | 10/15/2012 7:27:06 PM |
| Bank_Of_XL | $25.00 | 10/12/2012 9:05:33 AM |
| FortuneFund | $50.00 | 10/12/2012 9:08:17 AM |
| _NaLNaBB | $100.00 | 10/12/2012 9:04:22 AM |
| jwill2172 | $100.00 | 10/12/2012 10:11:55 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:36 AM |
| imogen22 | $50.00 | 10/12/2012 12:10:59 PM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:53 PM |
| gravbox | $25.00 | 10/12/2012 11:13:01 AM |
| JustMee | $25.00 | 10/12/2012 11:25:09 AM |
| octoberfresh | $25.00 | 10/12/2012 5:12:27 PM |
| napmanger | $100.00 | 10/12/2012 5:25:52 PM |
| etraboulay | $50.00 | 10/12/2012 6:57:32 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:28 AM |
| mdv | $25.00 | 10/13/2012 11:04:25 AM |
| friendinmoney | $35.00 | 10/13/2012 10:26:44 AM |
| LoanerPrincipal | $25.00 | 10/13/2012 1:06:58 PM |
| payment-halo | $25.00 | 10/13/2012 8:35:09 PM |
| UOweMe | $100.00 | 10/14/2012 5:24:47 AM |
| zippy-revenue8 | $25.00 | 10/14/2012 5:55:03 AM |
| moola-accelerator6 | $40.00 | 10/13/2012 7:17:50 PM |
| marketplace-singularity3 | $150.00 | 10/13/2012 7:52:10 PM |
| fascinating-value4 | $200.00 | 10/14/2012 9:26:35 PM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:43 AM |
| CFOGO | $25.00 | 10/15/2012 11:13:49 AM |
| newest-return-wind | $25.00 | 10/15/2012 12:35:46 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:24:57 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:22 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:16 PM |
| Darts | $50.00 | 10/15/2012 11:01:52 PM |
| Nazbuster | $50.00 | 10/15/2012 9:04:23 PM |
| BankofPete | $25.00 | 10/16/2012 6:00:03 AM |
| compassionate-asset8 | $25.00 | 10/15/2012 10:50:00 PM |
| banchan | $37.00 | 10/16/2012 9:49:12 AM |
| CSAworker | $25.00 | 10/16/2012 1:59:28 PM |
| LaGrangeLender | $60.00 | 10/16/2012 11:25:26 AM |
| ore-dojo | $50.00 | 10/16/2012 12:21:39 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:47 PM |
| WilsonFunds | $66.00 | 10/16/2012 9:25:49 PM |
| coasterman | $25.00 | 10/16/2012 7:37:02 PM |
| Leshan | $50.00 | 10/17/2012 6:52:33 AM |
| moola-gargantuan9 | $50.00 | 10/17/2012 7:14:27 AM |
| triguy | $242.00 | 10/17/2012 10:27:46 AM |
| value-finder1 | $150.00 | 10/17/2012 10:05:30 AM |
| loyalty-czar | $100.00 | 10/17/2012 11:21:00 AM |
| astute-benjamins | $150.00 | 10/17/2012 4:28:07 PM |
| dissector56958 | $50.00 | 10/17/2012 11:56:35 AM |
| credit-dandelion148 | $200.00 | 10/17/2012 1:30:25 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:04:40 PM |
| Astyanax | $40.00 | 10/17/2012 8:18:43 PM |
| SkyLoan | $30.36 | 10/17/2012 8:46:57 PM |
| pilot1723 | $25.00 | 10/17/2012 10:57:52 PM |
| quickstep | $150.00 | 10/18/2012 4:05:12 AM |
| Ravyn | $25.00 | 10/18/2012 6:59:32 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:50 AM |
| advanceloan | $25.00 | 10/18/2012 7:03:58 AM |
| sparkling-contract7 | $25.00 | 10/18/2012 6:18:33 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:18 AM |
| heavensfx | $25.00 | 10/18/2012 7:19:12 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:37 AM |
| orange-liberty-oyster | $25.00 | 10/18/2012 9:03:31 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 8:01:41 AM |
| reward-financier | $50.00 | 10/18/2012 10:25:45 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
653195
This series of Notes was issued and sold upon the funding of the borrower loan #76936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $206.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 42y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,929 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-euro-capo |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home repairs
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I pay my bills on time.
Monthly net income: $4300.00
Monthly expenses: $3380.00
Housing: $400.00
Insurance: $50.00
Car expenses: $200.00
Utilities: $70.00
Phone, cable, internet: $80.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $2280.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lovely-currency3 | $50.00 | 10/21/2012 12:11:30 PM |
| community-burrito9 | $25.00 | 10/21/2012 1:00:37 PM |
| liberty-tostada7 | $50.00 | 10/21/2012 1:42:51 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:52 PM |
| etraboulay | $50.00 | 10/21/2012 1:07:27 PM |
| scholarly-order6 | $30.00 | 10/21/2012 1:10:50 PM |
| transparency-position | $100.00 | 10/21/2012 1:53:12 PM |
| cr8on | $75.00 | 10/21/2012 1:04:21 PM |
| compounding21 | $25.00 | 10/21/2012 1:15:55 PM |
| Star_Witness | $25.00 | 10/21/2012 6:18:30 PM |
| desertoasis | $25.00 | 10/22/2012 10:04:39 AM |
| bold-social-widget | $50.00 | 10/22/2012 10:07:17 AM |
| refresher211 | $100.00 | 10/22/2012 9:24:50 AM |
| tranquil-ore4 | $25.00 | 10/22/2012 9:44:16 AM |
| Starica | $150.00 | 10/22/2012 9:44:49 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:41 AM |
| pierrelasvegas | $25.00 | 10/22/2012 3:25:58 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:11 AM |
| nourishing-interest0 | $25.00 | 10/22/2012 2:39:23 PM |
| EarlyRiser | $250.00 | 10/22/2012 5:02:19 PM |
| jet341 | $100.00 | 10/22/2012 10:08:56 PM |
| wwwUniversal | $25.00 | 10/23/2012 10:27:42 AM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:00 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:42 PM |
| knowledgeable-silver6 | $25.00 | 10/23/2012 5:15:53 PM |
| reward-walnut | $25.00 | 10/23/2012 6:05:10 PM |
| quirky1981 | $25.00 | 10/24/2012 7:07:11 AM |
| brainy-return234 | $25.00 | 10/24/2012 9:47:19 AM |
| paradise-foothill | $50.00 | 10/24/2012 1:40:31 PM |
| openness-antioxidant | $25.00 | 10/24/2012 10:58:39 AM |
| yield-hut | $50.00 | 10/25/2012 5:10:20 AM |
| cberthiaume | $25.00 | 10/25/2012 7:55:23 AM |
| compatible-deal9 | $25.00 | 10/25/2012 11:54:11 AM |
| skaught | $30.00 | 10/25/2012 12:56:49 PM |
| orearella3 | $25.00 | 10/25/2012 10:24:41 AM |
| Weaverville | $50.00 | 10/25/2012 4:24:34 PM |
| vigilance-spinner3 | $25.00 | 10/25/2012 12:36:21 PM |
| icon7 | $100.00 | 10/25/2012 11:52:13 AM |
| MikeyZ2008 | $25.00 | 10/25/2012 5:14:27 PM |
| Bank42 | $25.00 | 10/25/2012 1:30:01 PM |
| brilliant-justice214 | $25.00 | 10/25/2012 4:33:06 PM |
| DreDub | $25.00 | 10/25/2012 4:10:22 PM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 5:35:27 PM |
| the-credit-maker | $100.00 | 10/25/2012 5:05:00 PM |
| red-power-pecan | $50.00 | 10/25/2012 5:06:02 PM |
| Comoparklender | $25.00 | 10/25/2012 5:14:11 PM |
| point | $50.00 | 10/25/2012 5:30:24 PM |
| Iamthewalrus | $25.00 | 10/25/2012 5:32:09 PM |
| fascinating-money236 | $25.00 | 10/25/2012 5:58:44 PM |
| delicious-value973 | $89.00 | 10/25/2012 6:03:57 PM |
| alexander-hamilton | $50.00 | 10/22/2012 5:03:58 PM |
| power-chihuahua | $25.00 | 10/21/2012 12:40:59 PM |
| credit-coach118 | $25.02 | 10/21/2012 1:09:08 PM |
| BankofRon_IRA | $100.00 | 10/21/2012 12:52:20 PM |
| one-midas | $25.00 | 10/21/2012 12:31:52 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:17 PM |
| SLN-10 | $50.00 | 10/21/2012 1:08:12 PM |
| kulender | $100.00 | 10/21/2012 2:37:51 PM |
| Peleadona | $25.00 | 10/21/2012 1:40:38 PM |
| Dubbs360 | $200.00 | 10/21/2012 1:56:00 PM |
| Cronos | $50.00 | 10/22/2012 10:19:58 AM |
| imogen22 | $50.00 | 10/22/2012 9:20:51 AM |
| XwileycoyoteX | $25.00 | 10/22/2012 1:54:16 PM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:38:06 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:51 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:02 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:36 PM |
| BankofRon | $25.00 | 10/22/2012 5:47:18 PM |
| 52digital | $75.00 | 10/22/2012 6:37:47 PM |
| contract-snowdome493 | $25.00 | 10/22/2012 9:52:29 PM |
| money-baron | $100.00 | 10/22/2012 7:11:15 PM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:33 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:22 AM |
| berniemadeoff | $25.00 | 10/23/2012 11:28:00 AM |
| thrifty-capital | $35.01 | 10/23/2012 11:31:47 AM |
| credit-grove9 | $25.00 | 10/23/2012 4:07:58 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:57 PM |
| newest-currency-vibrato | $25.00 | 10/23/2012 5:40:15 PM |
| fervent-repayment | $100.00 | 10/23/2012 6:20:40 PM |
| the-profit-oracle | $25.00 | 10/24/2012 10:27:07 AM |
| silver-enlightenment0 | $25.00 | 10/24/2012 10:19:45 AM |
| principal-cooker2 | $50.00 | 10/24/2012 10:24:36 AM |
| tranquil-gain1 | $50.00 | 10/24/2012 11:39:57 AM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:49 PM |
| favorite-commerce | $50.00 | 10/24/2012 5:41:53 PM |
| bent300 | $25.00 | 10/24/2012 9:44:24 PM |
| davez0r | $25.00 | 10/24/2012 10:01:22 PM |
| urbane-benjamins4 | $50.00 | 10/25/2012 1:24:41 AM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:05:31 AM |
| 1SteelerFan | $25.00 | 10/25/2012 12:27:49 PM |
| Leshan | $50.00 | 10/25/2012 4:01:04 PM |
| the-wealth-taxi | $31.16 | 10/25/2012 5:09:32 PM |
| VIPLLC | $25.00 | 10/25/2012 3:17:19 PM |
| bold-worth-wrangler | $50.00 | 10/25/2012 2:37:41 PM |
| whitegold24k | $72.81 | 10/25/2012 4:11:16 PM |
| KB-IRA | $100.00 | 10/25/2012 4:12:23 PM |
| oceanpark | $50.00 | 10/25/2012 3:37:49 PM |
| ChoiceInvestments | $26.00 | 10/25/2012 5:33:48 PM |
| intelligent-yield | $36.00 | 10/25/2012 5:38:05 PM |
| zipemdown | $25.00 | 10/25/2012 5:45:47 PM |
| suave-durability1 | $50.00 | 10/25/2012 5:59:29 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
653227
This series of Notes was issued and sold upon the funding of the borrower loan #76793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $325.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
0 | Length of status: | 12y 4m |
|
Amount delinquent:
| $484 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| khemo_t |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,200.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... I need to replace the roof on my house before winter. Any extra money will be used to put up fences on the farm.
My financial situation:
I am a good candidate for this loan because...I have recently moved to a smaller house so I am more financially secure than I was for the past 6 months.
Monthly net income: $ 2400
Monthly expenses:
Housing: $220
Insurance: $180
Car expenses: $240
Utilities: $350
Phone, cable, internet: $160
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kindness-fanatic | $25.00 | 10/12/2012 9:04:49 AM |
| musegaze | $50.00 | 10/12/2012 9:06:28 AM |
| marwadi-62 | $500.00 | 10/12/2012 9:09:21 AM |
| LaGrangeLender | $31.00 | 10/12/2012 9:17:02 AM |
| compounding21 | $25.00 | 10/12/2012 9:36:52 AM |
| dime-sprout | $25.00 | 10/12/2012 9:38:13 AM |
| MoneyForNothing | $25.35 | 10/12/2012 9:02:30 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:31 AM |
| Dubbs360 | $200.00 | 10/12/2012 9:48:02 AM |
| trade-goblin9 | $150.00 | 10/12/2012 9:19:29 AM |
| janeybooboo | $100.00 | 10/12/2012 9:03:00 AM |
| real-return2 | $26.00 | 10/12/2012 9:03:37 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:36 AM |
| halothane_logic | $26.00 | 10/12/2012 10:06:21 AM |
| finance-prescription | $100.00 | 10/12/2012 9:25:11 AM |
| LENDO-CALRISSIAN | $25.00 | 10/12/2012 9:05:40 AM |
| 1randyp | $25.00 | 10/12/2012 9:28:58 AM |
| methodical-interest039 | $30.00 | 10/12/2012 9:06:47 AM |
| jtc26 | $86.57 | 10/12/2012 10:52:24 AM |
| exchange-squirrel | $200.00 | 10/12/2012 9:56:39 AM |
| organic-duty4 | $100.00 | 10/12/2012 11:17:53 AM |
| gotjack-IRA | $100.03 | 10/12/2012 11:34:57 AM |
| 01a_MrUSC_IRA | $50.00 | 10/12/2012 11:47:10 AM |
| Mrs-Honeydew | $25.00 | 10/12/2012 9:47:06 AM |
| melodious-fairness | $33.00 | 10/12/2012 10:18:42 AM |
| return-grizzly | $100.00 | 10/12/2012 9:52:02 AM |
| RotJ | $200.00 | 10/12/2012 12:30:33 PM |
| investment-tempo | $25.00 | 10/12/2012 10:45:48 AM |
| commerce-renewal | $25.00 | 10/12/2012 12:58:15 PM |
| velocity-solo | $25.00 | 10/12/2012 11:01:08 AM |
| gentle-generosity822 | $25.00 | 10/12/2012 10:23:01 AM |
| mikeandcat | $200.00 | 10/12/2012 1:21:03 PM |
| Star_Witness | $85.00 | 10/12/2012 10:27:47 AM |
| first-serene-credit | $25.00 | 10/12/2012 1:41:05 PM |
| LittleMingo | $50.00 | 10/12/2012 1:53:48 PM |
| compoundinterest | $25.00 | 10/12/2012 11:18:27 AM |
| listing-reformation8 | $25.00 | 10/12/2012 11:23:34 AM |
| new-orbital-transaction | $25.00 | 10/12/2012 2:56:25 PM |
| Wangchuk | $25.01 | 10/12/2012 11:38:20 AM |
| basis-spartan922 | $25.00 | 10/12/2012 3:49:50 PM |
| tcpfan | $25.00 | 10/12/2012 5:04:08 PM |
| genius520 | $87.00 | 10/12/2012 5:04:40 PM |
| EL_Papin | $25.00 | 10/12/2012 11:22:02 AM |
| hapste | $25.00 | 10/12/2012 11:31:23 AM |
| rutzebach | $200.00 | 10/12/2012 11:32:53 AM |
| slowgains | $25.00 | 10/12/2012 11:56:10 AM |
| historic-value7 | $100.00 | 10/12/2012 5:09:19 PM |
| currency-fan9 | $50.00 | 10/12/2012 12:14:01 PM |
| moneylender25 | $25.00 | 10/12/2012 2:43:32 PM |
| lamsabuy | $109.00 | 10/12/2012 5:24:36 PM |
| transparency-position | $61.00 | 10/12/2012 12:44:34 PM |
| thehousewife | $25.00 | 10/12/2012 5:27:57 PM |
| Comoparklender | $25.00 | 10/12/2012 5:01:18 PM |
| thankful-nickel2 | $25.00 | 10/12/2012 5:46:48 PM |
| vines99 | $50.00 | 10/12/2012 4:56:57 PM |
| currency-library94 | $50.00 | 10/12/2012 5:03:26 PM |
| p2p-czar3 | $25.00 | 10/12/2012 5:04:25 PM |
| jazzlender | $25.00 | 10/12/2012 5:19:29 PM |
| influential-benjamins0 | $55.00 | 10/12/2012 5:20:44 PM |
| kls4560 | $25.00 | 10/12/2012 6:34:00 PM |
| interest-splendor | $35.00 | 10/12/2012 8:13:38 PM |
| dkjl | $30.00 | 10/12/2012 5:32:16 PM |
| ChoiceInvestments | $26.00 | 10/12/2012 5:33:23 PM |
| zipemdown | $25.00 | 10/12/2012 5:33:37 PM |
| worldly-income2 | $25.00 | 10/12/2012 9:43:42 PM |
| shawnw2 | $150.00 | 10/12/2012 6:09:23 PM |
| promise2 | $25.00 | 10/12/2012 10:44:33 PM |
| scholarly-order6 | $75.00 | 10/13/2012 3:17:37 AM |
| pierrelasvegas | $25.00 | 10/12/2012 5:59:52 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:28 AM |
| Johnab | $26.00 | 10/12/2012 8:15:44 PM |
| Rulea72 | $25.00 | 10/13/2012 7:24:37 AM |
| Razors_Edge | $25.00 | 10/12/2012 10:57:01 PM |
| tough-integrity034 | $25.00 | 10/13/2012 9:31:03 AM |
| Sunshine2222 | $25.00 | 10/13/2012 10:31:25 AM |
| BritDad | $25.00 | 10/13/2012 5:59:13 AM |
| the-profit-oracle | $25.00 | 10/13/2012 7:22:20 AM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:33 AM |
| success1001 | $100.00 | 10/13/2012 2:04:58 AM |
| Domgabriel | $25.00 | 10/13/2012 7:52:05 AM |
| first-dinero-paladin | $42.07 | 10/13/2012 9:27:49 AM |
| bbt210 | $25.05 | 10/13/2012 9:38:14 AM |
| rutzebach | $43.17 | 10/13/2012 9:42:12 AM |
| bid-stockpiler1 | $200.00 | 10/13/2012 6:47:33 AM |
| principal-laser | $100.00 | 10/13/2012 7:52:10 AM |
| payout-bridge | $25.00 | 10/13/2012 7:57:15 AM |
| trade-goblin9 | $51.21 | 10/13/2012 10:40:53 AM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:33 AM |
| vutah | $25.00 | 10/12/2012 9:32:58 AM |
| brandonm78 | $25.00 | 10/12/2012 9:35:52 AM |
| tolerant-responsibility051 | $2,000.00 | 10/12/2012 9:50:00 AM |
| brondero | $73.00 | 10/12/2012 9:54:24 AM |
| bazaar-tulip | $25.00 | 10/12/2012 9:08:02 AM |
| sturdy-economy173 | $35.00 | 10/12/2012 10:00:46 AM |
| DasMula | $50.00 | 10/12/2012 9:05:21 AM |
| _nfx-ira_ | $35.01 | 10/12/2012 9:07:01 AM |
| trumpeter391 | $100.00 | 10/12/2012 9:07:20 AM |
| bewitching-dollar5 | $100.00 | 10/12/2012 10:19:26 AM |
| amlu1988 | $25.00 | 10/12/2012 10:25:11 AM |
| vigorous-velocity | $200.00 | 10/12/2012 10:30:22 AM |
| moola-accelerator6 | $50.00 | 10/12/2012 9:23:13 AM |
| hitsman | $50.00 | 10/12/2012 10:50:35 AM |
| Beld | $50.00 | 10/12/2012 9:44:45 AM |
| punctual-fund | $25.00 | 10/12/2012 9:46:49 AM |
| Investor_DP | $200.00 | 10/12/2012 9:36:02 AM |
| tolerant-currency6 | $25.00 | 10/12/2012 11:30:32 AM |
| handshake5 | $48.00 | 10/12/2012 9:51:02 AM |
| AF-Chief | $25.00 | 10/12/2012 9:51:08 AM |
| WalnutCreekguy | $46.00 | 10/12/2012 10:24:19 AM |
| andycheb | $50.00 | 10/12/2012 10:25:51 AM |
| enticing-capital6 | $50.00 | 10/12/2012 10:45:38 AM |
| katnmouse | $25.00 | 10/12/2012 4:40:28 PM |
| thrilling-fund427 | $50.00 | 10/12/2012 12:07:34 PM |
| quarkyuzu | $50.00 | 10/12/2012 11:10:21 AM |
| transparency-river1 | $265.00 | 10/12/2012 12:09:28 PM |
| money-baron-roth-IRA | $50.00 | 10/12/2012 12:13:40 PM |
| twjh | $25.04 | 10/12/2012 11:23:53 AM |
| sweety075 | $25.00 | 10/12/2012 5:12:08 PM |
| UncleScroogeDMD | $100.00 | 10/12/2012 3:23:42 PM |
| trustworthy-money2 | $25.00 | 10/12/2012 3:30:17 PM |
| gilbrear | $25.00 | 10/12/2012 3:33:19 PM |
| new-proud-p2p | $25.00 | 10/12/2012 12:45:08 PM |
| Jerrys1951 | $35.00 | 10/12/2012 4:57:19 PM |
| bent300 | $50.00 | 10/12/2012 1:00:59 PM |
| helpful-credit156 | $75.00 | 10/12/2012 2:48:11 PM |
| aganippe | $50.00 | 10/12/2012 3:26:17 PM |
| red-ethical-duty6 | $50.00 | 10/12/2012 4:32:48 PM |
| kila-designer | $200.00 | 10/12/2012 5:01:40 PM |
| Voracious_Trees | $25.00 | 10/12/2012 5:58:16 PM |
| professional-vigilance9 | $100.00 | 10/12/2012 6:09:45 PM |
| toblerone | $25.00 | 10/12/2012 5:34:17 PM |
| purposeful-durability8 | $100.00 | 10/12/2012 5:14:17 PM |
| Feyenoord | $30.00 | 10/12/2012 5:37:22 PM |
| supreme-treasure8 | $100.00 | 10/12/2012 5:39:07 PM |
| Bob450 | $25.00 | 10/12/2012 5:23:44 PM |
| innovator10 | $439.00 | 10/12/2012 6:06:52 PM |
| Astyanax | $30.00 | 10/12/2012 10:19:30 PM |
| fcrick | $25.00 | 10/12/2012 6:09:47 PM |
| Mikale360 | $25.00 | 10/12/2012 10:28:51 PM |
| fantastic-penny9 | $50.00 | 10/12/2012 6:10:23 PM |
| reward-giant1 | $48.00 | 10/12/2012 5:47:22 PM |
| AldiHoldings | $35.00 | 10/12/2012 10:48:08 PM |
| brightest-riveting-order | $25.00 | 10/12/2012 5:53:28 PM |
| etraboulay | $50.00 | 10/12/2012 6:57:32 PM |
| commerce-venture1 | $25.00 | 10/13/2012 4:05:06 AM |
| investmentgroup | $50.00 | 10/12/2012 6:24:16 PM |
| 52digital | $75.00 | 10/12/2012 6:29:47 PM |
| liberty-banker0 | $25.00 | 10/12/2012 9:44:15 PM |
| Leshan | $100.00 | 10/13/2012 7:38:05 AM |
| 01a_MrsUSC | $50.00 | 10/12/2012 6:51:09 PM |
| MTF | $50.00 | 10/13/2012 9:10:33 AM |
| goodhearted-gold3 | $25.96 | 10/13/2012 9:33:16 AM |
| cloud8 | $41.53 | 10/12/2012 9:01:06 PM |
| melodious-openness | $100.00 | 10/13/2012 6:10:06 AM |
| finance-coyote3 | $240.00 | 10/13/2012 4:00:10 AM |
| FinanceEngine | $60.00 | 10/13/2012 8:53:08 AM |
| paytonbrigadier | $250.00 | 10/13/2012 5:23:48 AM |
| DoctorJoe | $30.00 | 10/13/2012 7:04:16 AM |
| zxw | $25.00 | 10/13/2012 8:25:26 AM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
653263
This series of Notes was issued and sold upon the funding of the borrower loan #76787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $166.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 1m |
|
Amount delinquent:
| $388 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $410 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-sage4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
|
|
Principal balance:
| $3,380.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff debt to government
My financial situation:
I am a good candidate for this loan because...my debt to income ratio is low and I've never missed my existing prosper loan payment; its in good standing. I also have 1200 / month rental income from an inherited home paid in full.
Monthly net income: $6850 net salary & 1200/month lease income
Monthly expenses: $4550
Housing: $1400
Insurance: $ 228 including Aarp life ins
Car expenses: $950
Utilities: $235
Phone, cable, internet: $475
Food, entertainment: $600
Clothing, household expenses: $ 150
Credit cards and other loans: $325
Other expenses: $183.69 prosper loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.12 | 10/12/2012 9:02:13 AM |
| BankofRon_IRA | $100.00 | 10/12/2012 9:03:58 AM |
| JauaFlash | $25.00 | 10/12/2012 9:05:59 AM |
| elegant-return3 | $25.00 | 10/12/2012 9:07:24 AM |
| john0720 | $25.00 | 10/12/2012 9:27:52 AM |
| the-credit-maker | $100.00 | 10/12/2012 9:39:20 AM |
| handy-justice | $50.00 | 10/12/2012 9:03:12 AM |
| trade-goblin9 | $25.00 | 10/12/2012 9:04:10 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:32 AM |
| dedicated-transaction796 | $25.00 | 10/12/2012 9:04:47 AM |
| punctual-fund | $25.00 | 10/12/2012 9:46:49 AM |
| principal-laser | $75.00 | 10/12/2012 9:49:12 AM |
| musegaze | $50.00 | 10/12/2012 9:06:28 AM |
| hopeful-deal7 | $25.00 | 10/12/2012 9:07:50 AM |
| helpful-credit156 | $85.00 | 10/12/2012 9:16:43 AM |
| money-genome84 | $250.00 | 10/12/2012 9:17:14 AM |
| hillerod | $26.12 | 10/12/2012 9:02:37 AM |
| DasMula | $50.00 | 10/12/2012 9:03:00 AM |
| trumpeter391 | $125.00 | 10/12/2012 9:05:35 AM |
| moola-accelerator6 | $25.00 | 10/12/2012 9:30:21 AM |
| FASTIZIO_P | $25.00 | 10/12/2012 9:37:46 AM |
| ItsJustMe79 | $25.00 | 10/12/2012 9:40:53 AM |
| joyous-durability8 | $25.00 | 10/12/2012 9:21:41 AM |
| vutah | $25.00 | 10/12/2012 9:32:35 AM |
| mstar925 | $26.00 | 10/12/2012 9:45:11 AM |
| asiaratt | $50.00 | 10/12/2012 9:46:38 AM |
| felicity-contributor3 | $25.00 | 10/12/2012 9:48:12 AM |
| decisive-income7 | $500.00 | 10/12/2012 9:24:29 AM |
| janeybooboo | $100.00 | 10/12/2012 9:02:38 AM |
| kindness-fanatic | $25.00 | 10/12/2012 9:03:40 AM |
| finance-prescription | $100.00 | 10/12/2012 9:25:12 AM |
| MStax | $100.00 | 10/12/2012 9:02:10 AM |
| NekHoldings | $25.00 | 10/12/2012 9:03:04 AM |
| reward-walnut | $25.00 | 10/12/2012 9:44:35 AM |
| 113121 | $25.00 | 10/12/2012 9:04:29 AM |
| krafty01 | $40.36 | 10/12/2012 9:05:20 AM |
| money-to-bless | $25.00 | 10/12/2012 9:05:42 AM |
| asset-professor | $25.00 | 10/12/2012 9:08:40 AM |
| larryboy10 | $25.00 | 10/12/2012 9:20:07 AM |
| fortytwo | $90.00 | 10/12/2012 9:22:28 AM |
| calmfunds | $2,000.00 | 10/12/2012 9:03:48 AM |
| Hedge-Fund | $75.00 | 10/12/2012 9:19:48 AM |
| slowgains | $25.00 | 10/12/2012 9:31:55 AM |
| Frover | $26.14 | 10/12/2012 9:45:10 AM |
| tolerant-responsibility051 | $381.26 | 10/12/2012 9:50:00 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
653303
This series of Notes was issued and sold upon the funding of the borrower loan #76431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $150.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,550 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-sunshine0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BostonCapital | $100.00 | 10/13/2012 12:22:17 PM |
| pierrelasvegas | $25.00 | 10/13/2012 12:45:37 PM |
| CaptainBL | $25.00 | 10/13/2012 12:48:12 PM |
| velocityasaurus-rex4 | $100.00 | 10/13/2012 12:30:09 PM |
| wampum-chorus3 | $25.00 | 10/13/2012 2:01:25 PM |
| booOST | $25.00 | 10/13/2012 2:23:31 PM |
| Vegasjim | $25.00 | 10/13/2012 12:58:16 PM |
| Jalebi | $50.00 | 10/13/2012 1:13:05 PM |
| selector568 | $66.00 | 10/13/2012 1:34:56 PM |
| 0_0 | $25.00 | 10/13/2012 1:37:07 PM |
| musegaze | $50.00 | 10/13/2012 1:01:17 PM |
| california111 | $50.00 | 10/13/2012 9:40:37 PM |
| supreme-treasure8 | $100.00 | 10/13/2012 1:08:28 PM |
| BankofRon_IRA | $100.00 | 10/13/2012 1:30:19 PM |
| bellaquito | $500.00 | 10/13/2012 1:50:47 PM |
| Sixmil | $100.00 | 10/14/2012 9:17:37 AM |
| Ocean713 | $80.00 | 10/13/2012 7:16:29 PM |
| bsg43 | $25.00 | 10/14/2012 5:09:37 AM |
| commerce-venture1 | $25.00 | 10/13/2012 7:17:16 PM |
| econgineer | $100.00 | 10/14/2012 7:29:30 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:26 AM |
| helpful-deal1 | $25.00 | 10/14/2012 3:53:58 PM |
| transaction-puppy6 | $25.00 | 10/14/2012 4:01:52 PM |
| commerce-viking1 | $50.00 | 10/14/2012 12:07:41 PM |
| Rancid | $25.00 | 10/14/2012 2:41:33 PM |
| asset-professor | $100.00 | 10/14/2012 6:30:34 PM |
| upbeat-investment9 | $25.00 | 10/14/2012 4:09:49 PM |
| gentle-generosity822 | $25.00 | 10/13/2012 12:03:52 PM |
| compassion-twister2 | $50.00 | 10/13/2012 12:57:07 PM |
| toblerone | $25.00 | 10/13/2012 1:05:12 PM |
| ethical-truth211 | $400.00 | 10/13/2012 12:23:53 PM |
| vigorous-payment6 | $25.00 | 10/13/2012 12:20:12 PM |
| mikrolown | $25.00 | 10/13/2012 12:21:38 PM |
| Dubbs360 | $200.00 | 10/13/2012 1:51:20 PM |
| community-seahorse0 | $25.00 | 10/13/2012 12:46:25 PM |
| Malkial | $25.00 | 10/13/2012 8:20:30 PM |
| contract-snowdome493 | $50.00 | 10/13/2012 3:22:40 PM |
| ready-vigilance3 | $50.00 | 10/13/2012 3:47:52 PM |
| Hedge-Fund | $25.00 | 10/14/2012 6:45:21 AM |
| banker34 | $25.00 | 10/13/2012 4:42:45 PM |
| JeremyLinFan | $30.00 | 10/13/2012 1:35:57 PM |
| ethicalhumanist | $100.00 | 10/13/2012 2:34:49 PM |
| paradise-foothill | $50.00 | 10/13/2012 3:50:01 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:27 AM |
| longcall | $56.00 | 10/14/2012 9:45:45 PM |
| integrity-reactor4 | $100.00 | 10/14/2012 4:32:55 PM |
| Mark0135 | $50.00 | 10/14/2012 7:43:29 PM |
| finance-coyote3 | $563.87 | 10/14/2012 10:50:53 PM |
| best-shiny-hope | $29.13 | 10/14/2012 7:46:45 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
653427
This series of Notes was issued and sold upon the funding of the borrower loan #76515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $366.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,580 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exact-return840 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
home improvement
My financial situation:
I am a good candidate for this loan because...
i have excellent credit history
Monthly net income: $5000
Monthly expenses: $400
Housing: $900
Insurance: $0
Car expenses: $0
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gentle-generosity822 | $25.00 | 10/13/2012 12:03:52 PM |
| historic-value7 | $200.00 | 10/13/2012 12:05:58 PM |
| Endeavour | $150.00 | 10/13/2012 12:03:39 PM |
| Bob450 | $25.00 | 10/13/2012 12:04:36 PM |
| worth-blanket2 | $11,250.00 | 10/13/2012 12:05:21 PM |
| InChicago | $80.04 | 10/13/2012 12:00:40 PM |
| bewitching-dollar5 | $100.00 | 10/13/2012 12:05:41 PM |
| tolerant-responsibility051 | $569.96 | 10/13/2012 12:10:26 PM |
| janeybooboo | $100.00 | 10/13/2012 12:06:11 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
653431
This series of Notes was issued and sold upon the funding of the borrower loan #76612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,688 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-pound-taco |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate all credit card loans into one place at a lower average APR, which will allow me to pay off these loans in a shorter amount of time with less money wasted on interest
My financial situation:
I am a good candidate for this loan because...I have an excellent credit rating (780+) which reflects my history on always paying off my debts. Further, I have a steady employment history (4+ years at current company), make a 6-figure salary, own 2 cars outright, and the credit card debt I am consolidating was used to invest in home improvements which have increased the value of my home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $500.00 | 10/19/2012 6:54:37 PM |
| green-trade-dolphin2 | $32.04 | 10/12/2012 5:02:16 PM |
| lionheart722 | $100.00 | 10/12/2012 5:52:10 PM |
| cardminger | $25.00 | 10/12/2012 5:13:31 PM |
| neighborly-hope6 | $100.00 | 10/12/2012 5:19:51 PM |
| Plutis | $25.00 | 10/12/2012 5:28:35 PM |
| indomitable-coin | $25.00 | 10/12/2012 5:16:09 PM |
| green-discrete-rupee | $50.00 | 10/12/2012 5:19:04 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:55 PM |
| bazaar-tulip | $25.00 | 10/12/2012 6:16:42 PM |
| floridahelper | $50.00 | 10/13/2012 7:40:29 AM |
| HikeMoab | $50.00 | 10/12/2012 7:02:59 PM |
| Vegasjim | $25.00 | 10/12/2012 7:21:01 PM |
| kenji4861 | $25.00 | 10/13/2012 12:40:00 PM |
| mdv | $25.00 | 10/13/2012 11:04:28 AM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:54 PM |
| slimof37 | $25.00 | 10/15/2012 9:51:37 AM |
| WhiteInvestor | $27.00 | 10/15/2012 11:16:44 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:46 AM |
| shaps | $25.00 | 10/15/2012 10:25:48 AM |
| pdub | $750.00 | 10/15/2012 5:04:05 PM |
| Ripsaw4U | $50.00 | 10/16/2012 10:08:54 AM |
| green28 | $50.00 | 10/16/2012 10:11:00 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:31 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:52 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:19 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:26 AM |
| KCEnterprises | $25.00 | 10/19/2012 2:28:31 PM |
| sing4ding | $100.00 | 10/19/2012 3:56:36 PM |
| magnificent-felicity4 | $25.00 | 10/19/2012 5:00:26 PM |
| priceless-cash5 | $25.00 | 10/19/2012 1:07:25 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:33:53 PM |
| california111 | $50.00 | 10/19/2012 1:41:20 PM |
| gallant-economy9 | $50.00 | 10/19/2012 5:05:57 PM |
| first-charming-fund | $25.00 | 10/19/2012 12:11:39 PM |
| harddollars | $42.00 | 10/19/2012 12:29:26 PM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:32 PM |
| gracej | $25.00 | 10/19/2012 5:13:56 PM |
| tenacious-affluence | $25.00 | 10/19/2012 5:15:10 PM |
| hitsman | $50.00 | 10/19/2012 5:15:50 PM |
| dollardave | $50.00 | 10/19/2012 2:10:00 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:49 PM |
| larsowe | $50.00 | 10/19/2012 5:03:37 PM |
| peso-trailblazer0 | $25.00 | 10/19/2012 2:47:11 PM |
| dodgriz | $25.00 | 10/19/2012 5:29:59 PM |
| j2ee | $50.00 | 10/19/2012 5:06:50 PM |
| airbornn | $43.02 | 10/19/2012 3:37:08 PM |
| tenacious-liberty1 | $25.00 | 10/19/2012 5:09:06 PM |
| PRGuyinVA | $25.00 | 10/19/2012 5:09:28 PM |
| availableloan | $25.00 | 10/19/2012 5:10:10 PM |
| compoundinterest | $25.00 | 10/19/2012 5:35:00 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:27 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:54 PM |
| affluence-kingdom9 | $100.00 | 10/19/2012 5:00:58 PM |
| benjamins-explosion142 | $25.00 | 10/19/2012 5:39:45 PM |
| blue-basis-flower | $25.00 | 10/19/2012 5:41:44 PM |
| pious-currency875 | $100.00 | 10/19/2012 5:42:18 PM |
| Tradesmanlender | $25.00 | 10/19/2012 5:43:33 PM |
| loot-heart | $25.00 | 10/19/2012 5:05:29 PM |
| AFairDeal | $25.00 | 10/19/2012 5:46:18 PM |
| MicroL | $25.00 | 10/19/2012 5:19:42 PM |
| american6 | $50.00 | 10/19/2012 5:08:28 PM |
| loyalty-hornet6 | $25.00 | 10/19/2012 5:49:32 PM |
| EricLender | $25.00 | 10/19/2012 5:10:18 PM |
| djc314 | $100.00 | 10/19/2012 5:11:48 PM |
| bowdish1 | $100.00 | 10/19/2012 5:14:13 PM |
| holstj | $25.00 | 10/19/2012 5:14:23 PM |
| PsychoWallaby | $50.00 | 10/19/2012 5:55:49 PM |
| kind-transparency-ferret | $100.00 | 10/19/2012 5:30:13 PM |
| moola-gondola1 | $25.00 | 10/19/2012 5:56:27 PM |
| don8ter | $50.00 | 10/19/2012 5:30:57 PM |
| rs999 | $25.00 | 10/19/2012 6:01:59 PM |
| wtrboy | $25.00 | 10/19/2012 5:18:52 PM |
| mason13a | $25.00 | 10/19/2012 5:21:45 PM |
| Clambake | $25.00 | 10/19/2012 5:39:49 PM |
| red-deal-genius | $25.00 | 10/19/2012 5:26:34 PM |
| postalwhiz | $25.00 | 10/19/2012 6:14:03 PM |
| djs81 | $75.00 | 10/19/2012 5:28:33 PM |
| doncm | $25.00 | 10/19/2012 5:48:20 PM |
| ianakacg | $25.00 | 10/19/2012 5:49:48 PM |
| lowestghost | $50.00 | 10/19/2012 5:52:45 PM |
| emo13 | $50.00 | 10/19/2012 6:29:51 PM |
| Castellan | $50.00 | 10/19/2012 6:31:04 PM |
| handy-money9 | $75.00 | 10/19/2012 5:53:15 PM |
| aabadabadoo | $25.00 | 10/19/2012 5:56:04 PM |
| Preteur | $25.00 | 10/19/2012 5:37:28 PM |
| Taxman44 | $25.00 | 10/19/2012 5:56:42 PM |
| transparency-baton | $25.00 | 10/19/2012 5:38:32 PM |
| sanjubab | $25.00 | 10/19/2012 6:50:29 PM |
| coin-tweet | $25.00 | 10/19/2012 5:41:10 PM |
| bold-organic-yield | $500.00 | 10/19/2012 5:59:58 PM |
| investment-tempo | $25.00 | 10/19/2012 6:00:05 PM |
| breathtaking-transparency9 | $25.00 | 10/19/2012 5:46:16 PM |
| houli123 | $50.00 | 10/19/2012 7:45:39 PM |
| plentiful-note6 | $25.00 | 10/19/2012 6:06:37 PM |
| payout-paladin3 | $500.00 | 10/19/2012 8:01:57 PM |
| unassailable-funds754 | $25.00 | 10/19/2012 6:09:21 PM |
| unforgettable-wealth4 | $50.00 | 10/19/2012 6:12:00 PM |
| FLINVESTER | $25.00 | 10/19/2012 5:53:50 PM |
| note-proton0 | $25.00 | 10/19/2012 5:57:12 PM |
| Gabriel02 | $25.00 | 10/19/2012 5:58:00 PM |
| squadron465 | $25.00 | 10/19/2012 6:22:57 PM |
| China-man | $300.00 | 10/20/2012 5:25:02 AM |
| wise-unequivocal-return | $25.00 | 10/19/2012 6:07:49 PM |
| bid-papyrus | $25.00 | 10/19/2012 6:08:29 PM |
| return-aurora853 | $500.00 | 10/19/2012 6:09:55 PM |
| sympathetic-funds818 | $25.00 | 10/19/2012 6:14:50 PM |
| circuitfive | $25.00 | 10/19/2012 6:17:45 PM |
| principal-trident | $25.00 | 10/19/2012 6:27:44 PM |
| ingenious-point1 | $50.00 | 10/20/2012 8:39:26 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:35:21 AM |
| gentle-gain235 | $100.00 | 10/20/2012 9:40:09 AM |
| scuba-man | $50.00 | 10/20/2012 6:47:56 AM |
| Ricajote | $25.00 | 10/20/2012 7:38:29 AM |
| market-maple | $50.00 | 10/20/2012 7:49:55 AM |
| cant-dance | $25.00 | 10/20/2012 12:00:38 PM |
| mpactlender | $50.00 | 10/20/2012 12:00:49 PM |
| Dave0 | $25.00 | 10/20/2012 12:01:39 PM |
| Chembro783 | $25.00 | 10/20/2012 12:49:18 AM |
| elasermd | $50.00 | 10/20/2012 12:02:22 PM |
| ore-widget7 | $25.00 | 10/20/2012 12:02:44 PM |
| kunger | $25.00 | 10/20/2012 12:05:39 PM |
| williamgates | $25.00 | 10/20/2012 9:16:50 AM |
| capital-blueberry | $25.00 | 10/20/2012 10:04:57 AM |
| soulful-compassion3 | $100.00 | 10/20/2012 7:06:38 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:34 AM |
| wonderful-nickel0 | $25.00 | 10/20/2012 12:01:44 PM |
| balance-voyager | $75.00 | 10/20/2012 12:03:43 PM |
| region123 | $50.00 | 10/20/2012 12:04:08 PM |
| blissful-responsibility4 | $25.00 | 10/20/2012 12:04:35 PM |
| ms48105 | $25.00 | 10/20/2012 12:05:18 PM |
| atlacatl | $25.00 | 10/20/2012 9:43:32 AM |
| Aggie88 | $50.00 | 10/20/2012 10:29:56 AM |
| wise-alluring-penny | $50.00 | 10/20/2012 12:01:04 PM |
| ebusinessagent | $25.00 | 10/20/2012 12:01:08 PM |
| glimmering-velocity2 | $25.00 | 10/20/2012 12:01:23 PM |
| thoughtful-fairness2 | $25.00 | 10/20/2012 12:03:13 PM |
| trucklawyer | $25.00 | 10/20/2012 12:04:16 PM |
| FortuneFund | $200.00 | 10/12/2012 5:06:59 PM |
| compassion-twister2 | $50.00 | 10/12/2012 5:07:30 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:58 PM |
| Bank_Of_XL | $25.00 | 10/12/2012 5:13:25 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:55 PM |
| octoberfresh | $25.00 | 10/12/2012 5:12:33 PM |
| penny-finder | $113.95 | 10/12/2012 5:55:58 PM |
| Rivervale_Westwood | $25.00 | 10/12/2012 6:00:53 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:47 PM |
| Capitalincome | $25.00 | 10/12/2012 5:19:47 PM |
| ready-interest9 | $25.00 | 10/12/2012 6:55:44 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:33 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:36 PM |
| blot44 | $25.00 | 10/13/2012 9:42:08 AM |
| restless-nickel158 | $50.00 | 10/13/2012 10:18:01 AM |
| tender-wealth0 | $25.25 | 10/13/2012 8:38:42 AM |
| kfrench | $75.00 | 10/13/2012 1:45:58 PM |
| Phryne | $50.00 | 10/13/2012 7:52:51 PM |
| finder61 | $25.00 | 10/13/2012 6:52:38 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:56 PM |
| euro-deployment | $25.00 | 10/14/2012 10:34:49 PM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:57:31 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:35 AM |
| BMerrick | $25.00 | 10/15/2012 7:15:48 AM |
| windguy | $50.00 | 10/15/2012 9:49:48 AM |
| imogen22 | $50.00 | 10/15/2012 9:38:51 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:51 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:50 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:06 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:40 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:18 PM |
| Darts | $50.00 | 10/15/2012 11:01:54 PM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:42 AM |
| PThor | $25.00 | 10/16/2012 7:13:15 AM |
| BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:13 AM |
| soarmore | $25.00 | 10/16/2012 5:12:14 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:49 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:16 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:30 PM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:29 AM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:26 PM |
| OldestBrother | $50.00 | 10/19/2012 2:09:22 PM |
| burgeoning-greenback0 | $50.00 | 10/19/2012 2:19:10 PM |
| hawaiitechnical | $25.00 | 10/19/2012 3:27:58 PM |
| penny-kahuna0 | $25.00 | 10/19/2012 3:44:14 PM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:48 PM |
| responsive-worth5 | $25.00 | 10/19/2012 1:04:18 PM |
| skuba | $100.00 | 10/19/2012 11:31:57 AM |
| larslfe | $25.00 | 10/19/2012 5:06:27 PM |
| power-trophy7 | $25.00 | 10/19/2012 5:07:23 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:35:59 PM |
| slartibardfast | $25.00 | 10/19/2012 5:11:11 PM |
| inspiring-kindness062 | $25.00 | 10/19/2012 1:40:13 PM |
| adventurer447 | $300.00 | 10/19/2012 5:23:30 PM |
| prosha | $25.00 | 10/19/2012 3:05:48 PM |
| gain-neutrino9 | $25.00 | 10/19/2012 3:25:03 PM |
| peace-flower9 | $50.00 | 10/19/2012 5:07:21 PM |
| velocity-solo | $25.00 | 10/19/2012 5:07:55 PM |
| listing-reformation8 | $35.00 | 10/19/2012 3:46:41 PM |
| the-magnificent-loan | $100.00 | 10/19/2012 5:36:08 PM |
| commerce-gargantuan2 | $50.00 | 10/19/2012 5:12:41 PM |
| dinero-pagoda650 | $50.00 | 10/19/2012 5:01:27 PM |
| gold-position | $25.00 | 10/19/2012 5:01:32 PM |
| JTCorp | $25.00 | 10/19/2012 5:39:15 PM |
| orange-courageous-dedication | $25.00 | 10/19/2012 5:03:27 PM |
| velocityasaurus-rex4 | $100.00 | 10/19/2012 5:17:15 PM |
| Pasagam | $50.00 | 10/19/2012 5:04:55 PM |
| proper-exchange8 | $50.00 | 10/19/2012 5:50:28 PM |
| invincible-deal82 | $25.00 | 10/19/2012 5:51:54 PM |
| hrubinst | $50.00 | 10/19/2012 5:52:00 PM |
| minista | $25.00 | 10/19/2012 5:54:17 PM |
| first-favorite-bonus9 | $25.00 | 10/19/2012 5:57:02 PM |
| hostbank | $100.00 | 10/19/2012 5:59:15 PM |
| flo_rida | $100.00 | 10/19/2012 6:00:02 PM |
| mar97 | $25.00 | 10/19/2012 6:00:30 PM |
| andrew491 | $50.00 | 10/19/2012 6:01:36 PM |
| dthompso | $50.00 | 10/19/2012 6:02:54 PM |
| excellent-funds649 | $50.00 | 10/19/2012 5:35:35 PM |
| figs4u2 | $100.00 | 10/19/2012 5:36:28 PM |
| nuclearmoose | $50.00 | 10/19/2012 5:19:21 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:37 PM |
| siege01 | $25.00 | 10/19/2012 6:08:38 PM |
| mschoenf | $100.00 | 10/19/2012 5:26:39 PM |
| socrates520 | $50.00 | 10/19/2012 6:13:05 PM |
| Investoman | $25.00 | 10/19/2012 5:48:12 PM |
| Warwick | $25.00 | 10/19/2012 6:15:45 PM |
| brightest-repayment-patriot | $75.00 | 10/19/2012 6:16:49 PM |
| RufusGreyhound | $25.00 | 10/19/2012 6:22:10 PM |
| prudent-dough458 | $25.00 | 10/19/2012 6:23:37 PM |
| jcornehlsen | $25.00 | 10/19/2012 6:26:51 PM |
| unforgettable-pound574 | $50.00 | 10/19/2012 5:35:04 PM |
| upupandaway | $50.00 | 10/19/2012 5:37:22 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:04 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:52 PM |
| ualf | $50.00 | 10/19/2012 5:58:23 PM |
| Gnube | $25.00 | 10/19/2012 5:59:04 PM |
| ski bum | $100.00 | 10/19/2012 5:42:12 PM |
| silver-explorer6 | $25.00 | 10/19/2012 6:02:09 PM |
| Great-Mom | $25.00 | 10/19/2012 6:03:24 PM |
| fortytwo | $150.00 | 10/19/2012 6:05:15 PM |
| intuitive-integrity9 | $50.00 | 10/19/2012 6:10:10 PM |
| deal-cowbell695 | $25.00 | 10/19/2012 5:50:39 PM |
| Emgolda | $25.00 | 10/19/2012 5:52:34 PM |
| TCayce | $25.00 | 10/19/2012 5:57:01 PM |
| hard-working-rate3 | $25.00 | 10/19/2012 6:36:42 PM |
| V40Harmony | $25.00 | 10/19/2012 6:05:46 PM |
| Smalltimelender | $25.00 | 10/20/2012 4:59:19 AM |
| larrybird | $1,000.00 | 10/19/2012 6:06:17 PM |
| bellaquito | $500.00 | 10/19/2012 7:04:44 PM |
| alverado | $100.00 | 10/20/2012 7:04:25 AM |
| g0avs3327 | $25.00 | 10/19/2012 6:22:27 PM |
| kind-lovely-credit | $25.00 | 10/19/2012 11:58:01 PM |
| ingenious-point1 | $25.00 | 10/20/2012 8:36:11 AM |
| ekbangali | $100.00 | 10/20/2012 8:42:29 AM |
| magical-credit523 | $25.00 | 10/20/2012 4:46:03 AM |
| awe-inspiring-payment | $25.03 | 10/20/2012 5:13:33 AM |
| Canassatego | $25.00 | 10/20/2012 5:20:20 AM |
| Snoopylover | $25.00 | 10/20/2012 10:37:26 AM |
| dough-reformer9 | $25.00 | 10/20/2012 10:53:46 AM |
| drtrimmers | $25.00 | 10/20/2012 12:00:33 PM |
| youqianderen | $79.00 | 10/20/2012 7:57:49 AM |
| woodenshoes | $25.00 | 10/20/2012 12:01:31 PM |
| soldadoz | $25.00 | 10/20/2012 12:02:09 PM |
| mrladybug101 | $25.00 | 10/20/2012 12:02:20 PM |
| visionary-community | $25.00 | 10/20/2012 12:02:26 PM |
| rambone05 | $25.00 | 10/20/2012 12:03:24 PM |
| tlam168 | $25.00 | 10/20/2012 12:04:01 PM |
| RusRobo | $25.00 | 10/20/2012 12:04:43 PM |
| shrewd-dedication2 | $100.00 | 10/20/2012 5:12:37 AM |
| determined-deal7 | $25.00 | 10/20/2012 12:05:42 PM |
| benefit-banshee | $25.00 | 10/20/2012 5:32:53 AM |
| rakey | $25.00 | 10/20/2012 8:44:28 AM |
| dollars4debts | $25.00 | 10/20/2012 10:38:26 AM |
| smk420 | $25.00 | 10/20/2012 10:42:02 AM |
| kanpur63 | $25.00 | 10/20/2012 12:00:54 PM |
| leeball | $50.00 | 10/20/2012 12:01:27 PM |
| firewomin | $25.00 | 10/20/2012 12:02:18 PM |
| shorthairedg | $25.00 | 10/20/2012 12:02:29 PM |
| pragmatic-contract | $25.00 | 10/20/2012 12:02:42 PM |
| MrDavid | $75.00 | 10/20/2012 12:03:15 PM |
| bazaar-fluffy-bunny1 | $25.00 | 10/20/2012 12:04:07 PM |
| VentureExplorer | $100.00 | 10/20/2012 12:04:46 PM |
| SkiNZ | $25.00 | 10/20/2012 12:05:17 PM |
| MTLoans | $25.00 | 10/20/2012 12:05:26 PM |
| RoccoLoan | $50.00 | 10/20/2012 9:43:49 AM |
| UstedEsElHombre | $100.00 | 10/20/2012 12:02:05 PM |
| treasure-serrano729 | $34.88 | 10/20/2012 12:02:21 PM |
| BonesyJones | $100.00 | 10/20/2012 12:03:59 PM |
| speyer | $25.00 | 10/20/2012 12:04:18 PM |
| 287 Investments
|
Borrower Payment Dependent Notes Series
653573
This series of Notes was issued and sold upon the funding of the borrower loan #76823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $277.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,788 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| capital-lion4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,250.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2010)
|
|
Principal balance:
| $2,327.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
debt control - in the home stretch!
Purpose of loan:
Pay off remaining high interest debt.
My financial situation:
I am a good candidate for this loan because this is my second prosper loan. I have never missed a payment nor been late. My employment is steady, income stable (increased since last loan) and I am very determined to clear my debt, one prosper loan at a time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| brandonm78 | $25.00 | 10/14/2012 12:41:12 PM |
| one-midas | $25.00 | 10/14/2012 12:54:08 PM |
| repayment-chihuahua3 | $25.00 | 10/14/2012 1:00:45 PM |
| bellaquito | $500.00 | 10/14/2012 1:42:40 PM |
| Jalebi | $50.00 | 10/14/2012 12:04:14 PM |
| FortuneFund | $200.00 | 10/14/2012 12:19:17 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:35:00 PM |
| prudent-dough458 | $25.00 | 10/14/2012 12:01:58 PM |
| cardminger | $25.00 | 10/14/2012 12:34:04 PM |
| FortuneFundII | $200.00 | 10/14/2012 12:37:54 PM |
| boylezz | $25.00 | 10/14/2012 12:48:44 PM |
| JeremyLinFan | $40.00 | 10/14/2012 1:09:30 PM |
| indomitable-coin | $25.00 | 10/14/2012 12:33:32 PM |
| vinayski | $25.00 | 10/14/2012 1:33:32 PM |
| greenback-chairman5 | $25.00 | 10/14/2012 1:43:44 PM |
| uncl-sammy | $25.00 | 10/14/2012 10:18:22 PM |
| ready-interest9 | $25.00 | 10/14/2012 1:01:17 PM |
| RGlad | $65.00 | 10/14/2012 1:33:00 PM |
| GreenLender11 | $100.00 | 10/14/2012 5:31:49 PM |
| important-trade094 | $40.00 | 10/15/2012 6:37:07 AM |
| dough-tsunami2 | $25.00 | 10/15/2012 7:00:31 AM |
| supersarah61 | $25.00 | 10/14/2012 3:43:27 PM |
| agalt | $100.00 | 10/15/2012 7:44:13 AM |
| glowing-pound3 | $50.00 | 10/14/2012 4:07:58 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:18 PM |
| hopeful-silver5 | $50.00 | 10/14/2012 5:30:49 PM |
| s270 | $50.00 | 10/14/2012 11:29:51 PM |
| note-clarinet | $50.00 | 10/15/2012 4:36:21 AM |
| oskizzle | $25.00 | 10/15/2012 5:55:43 AM |
| keen-credit6 | $28.00 | 10/14/2012 9:52:13 PM |
| coin-sherpa | $25.00 | 10/15/2012 2:57:14 AM |
| ronin4sale | $25.00 | 10/15/2012 4:39:36 AM |
| mad-scientist418 | $25.00 | 10/15/2012 6:57:14 AM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:13 AM |
| Mrs-Honeydew | $25.00 | 10/15/2012 7:25:17 AM |
| loyalist1 | $200.00 | 10/15/2012 8:01:01 AM |
| moola-accelerator6 | $25.00 | 10/15/2012 8:26:52 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:40 AM |
| Plutis | $25.00 | 10/15/2012 9:34:49 AM |
| vigorous-payment6 | $25.00 | 10/15/2012 9:38:26 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:41:56 AM |
| charming-exchange7 | $25.00 | 10/15/2012 10:24:28 AM |
| finance-coyote3 | $2,000.00 | 10/15/2012 9:54:56 AM |
| shaps | $25.00 | 10/15/2012 10:25:56 AM |
| nickel-ferret | $25.00 | 10/15/2012 9:43:52 AM |
| BzJ108 | $50.00 | 10/15/2012 10:39:16 AM |
| Fonthill | $463.63 | 10/15/2012 11:06:59 AM |
| pure-treasure7 | $50.00 | 10/15/2012 10:14:09 AM |
| McMoney11 | $25.00 | 10/15/2012 10:39:33 AM |
| dukeiyer | $25.00 | 10/15/2012 11:01:59 AM |
| community-seahorse0 | $25.00 | 10/14/2012 12:41:18 PM |
| Vegasjim | $25.00 | 10/14/2012 12:59:01 PM |
| currency-chihuahua3 | $50.00 | 10/14/2012 1:06:51 PM |
| best-bonafide-p2p | $25.00 | 10/14/2012 1:12:54 PM |
| hitsman | $50.00 | 10/14/2012 1:24:02 PM |
| green-trade-dolphin2 | $38.83 | 10/14/2012 12:02:44 PM |
| kind-payment-viking3 | $100.00 | 10/14/2012 12:04:30 PM |
| fairness-symphony2 | $50.00 | 10/14/2012 2:07:52 PM |
| spirit07a | $100.00 | 10/14/2012 12:06:23 PM |
| fuse136 | $25.00 | 10/14/2012 2:46:52 PM |
| phaded | $25.00 | 10/14/2012 12:15:20 PM |
| CreditBuilder2 | $25.01 | 10/14/2012 12:31:50 PM |
| janeybooboo | $75.00 | 10/14/2012 12:02:02 PM |
| sci_guy | $25.00 | 10/14/2012 6:28:20 PM |
| Feyenoord | $30.00 | 10/14/2012 1:03:51 PM |
| intuitive-benefit3 | $100.00 | 10/14/2012 12:20:47 PM |
| sam-dog-dew | $25.00 | 10/14/2012 6:33:56 PM |
| cjames84 | $25.00 | 10/14/2012 6:56:40 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:59 PM |
| gentle-generosity822 | $25.00 | 10/14/2012 1:34:47 PM |
| Arpad | $60.00 | 10/14/2012 8:13:50 PM |
| payout-reaction740 | $50.00 | 10/14/2012 12:47:00 PM |
| tolerant-currency6 | $25.00 | 10/14/2012 1:55:16 PM |
| velocityasaurus-rex4 | $100.00 | 10/14/2012 12:49:10 PM |
| lionheart722 | $100.00 | 10/14/2012 12:53:45 PM |
| market-cougar3 | $50.00 | 10/14/2012 12:54:05 PM |
| euro-deployment | $25.00 | 10/14/2012 10:30:34 PM |
| helpful-deal1 | $25.00 | 10/14/2012 4:09:09 PM |
| kfrench | $75.00 | 10/14/2012 1:33:57 PM |
| sweety075 | $25.00 | 10/14/2012 1:44:12 PM |
| trade-goblin9 | $50.00 | 10/15/2012 7:35:46 AM |
| chinolatino | $25.00 | 10/14/2012 7:01:21 PM |
| compatible-deal9 | $50.00 | 10/15/2012 8:21:39 AM |
| maj0508 | $100.00 | 10/14/2012 5:05:13 PM |
| TechieLender | $50.00 | 10/14/2012 5:23:00 PM |
| loosd | $61.03 | 10/15/2012 8:48:37 AM |
| x01440 | $83.64 | 10/14/2012 9:22:13 PM |
| mapgirl | $25.00 | 10/14/2012 11:16:41 PM |
| Detour11 | $25.00 | 10/14/2012 7:42:28 PM |
| continental2 | $100.00 | 10/14/2012 8:24:16 PM |
| foofightee | $25.00 | 10/15/2012 7:25:40 AM |
| elbastador | $25.00 | 10/14/2012 11:36:54 PM |
| 12BNTheBlack | $39.86 | 10/15/2012 7:48:22 AM |
| tolerant-dinero2 | $25.00 | 10/15/2012 7:50:07 AM |
| integrity-hug2 | $25.00 | 10/15/2012 7:56:06 AM |
| thehousewife | $25.00 | 10/15/2012 8:58:24 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:40 AM |
| smallbizrule | $25.00 | 10/15/2012 9:48:11 AM |
| bill-expert | $25.00 | 10/15/2012 9:37:14 AM |
| coolgenner | $50.00 | 10/15/2012 9:51:58 AM |
| coolgenner | $50.00 | 10/15/2012 9:53:19 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:51 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:41 AM |
| doomsday18 | $25.00 | 10/15/2012 10:05:07 AM |
| botfolio | $300.00 | 10/15/2012 10:15:48 AM |
| vines99 | $25.00 | 10/15/2012 10:26:39 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:02 AM |
| punctual-fund | $25.00 | 10/15/2012 10:21:55 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
653719
This series of Notes was issued and sold upon the funding of the borrower loan #76906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 23y 1m |
|
Amount delinquent:
| $251 |
Total credit lines:
| 23 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,680 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-opera7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...replace deck, gutter and soffit.
My financial situation:
I am a good candidate for this loan because...i have good credit and good job. i will repay loan on time.
Monthly net income: $58000
Monthly expenses: $
Housing: $
Insurance: $300
Car expenses: $165
Utilities: $165
Phone, cable, internet: $85
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $5000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $50.00 | 10/14/2012 12:04:15 PM |
| supreme-treasure8 | $100.00 | 10/14/2012 12:06:07 PM |
| commerce-viking1 | $50.00 | 10/14/2012 12:07:42 PM |
| kfrench | $75.00 | 10/14/2012 1:33:57 PM |
| janeybooboo | $75.00 | 10/14/2012 12:07:41 PM |
| klippies | $25.00 | 10/14/2012 12:58:18 PM |
| pierrelasvegas | $25.00 | 10/14/2012 1:36:28 PM |
| community-burrito9 | $30.00 | 10/14/2012 2:55:16 PM |
| asset-professor | $100.00 | 10/14/2012 6:30:37 PM |
| vigorous-payment6 | $25.00 | 10/15/2012 9:38:28 AM |
| Endeavour | $150.00 | 10/15/2012 9:18:39 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:03 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:42 AM |
| resolute-justice413 | $200.00 | 10/15/2012 9:41:13 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:42:22 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:47 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:08 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:43 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:16 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:34 PM |
| moola-buddy | $25.00 | 10/15/2012 5:38:08 PM |
| zipemdown | $25.00 | 10/15/2012 5:57:16 PM |
| strive2 | $25.00 | 10/15/2012 6:01:15 PM |
| silver-explorer6 | $25.00 | 10/15/2012 6:13:39 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:23 PM |
| rautility | $50.00 | 10/15/2012 7:00:31 PM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:46 AM |
| ideal-platinum1 | $50.00 | 10/16/2012 6:20:14 AM |
| social-heart | $25.00 | 10/16/2012 9:00:58 AM |
| PThor | $25.00 | 10/16/2012 7:13:18 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:48 AM |
| banchan | $37.00 | 10/16/2012 9:49:15 AM |
| tech310 | $50.00 | 10/16/2012 9:37:51 AM |
| kulender | $100.00 | 10/16/2012 10:06:13 AM |
| profitable-fairness1 | $50.00 | 10/16/2012 10:26:03 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:39 AM |
| wise-direct-community | $25.00 | 10/16/2012 11:15:30 AM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:39 PM |
| integrity-reactor4 | $100.00 | 10/17/2012 5:15:54 AM |
| global-invest-group | $25.00 | 10/17/2012 8:27:06 AM |
| the-inspired-justice | $25.00 | 10/17/2012 1:43:49 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:25 AM |
| treasure-bliss | $50.00 | 10/18/2012 9:44:44 AM |
| pdub | $500.00 | 10/18/2012 12:07:09 PM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:31 PM |
| economy-producer | $25.00 | 10/18/2012 5:39:11 PM |
| kind-magnificent-bid | $50.00 | 10/18/2012 5:40:24 PM |
| on_your_side | $25.00 | 10/18/2012 5:40:51 PM |
| red-eloquent-rupee | $50.00 | 10/18/2012 5:42:01 PM |
| lendacity | $25.00 | 10/18/2012 5:45:58 PM |
| fortytwo | $150.00 | 10/18/2012 5:46:32 PM |
| greatwhiteninja | $25.00 | 10/18/2012 5:46:46 PM |
| transparency-sapling | $25.00 | 10/18/2012 5:48:58 PM |
| omniviper | $25.00 | 10/18/2012 5:49:08 PM |
| bill-expert | $25.00 | 10/18/2012 1:35:07 PM |
| brilliant-market680 | $25.00 | 10/18/2012 5:49:16 PM |
| Located | $25.00 | 10/18/2012 5:39:49 PM |
| fund-jedi3 | $25.00 | 10/18/2012 5:40:31 PM |
| enthralling-deal53 | $100.00 | 10/18/2012 5:41:05 PM |
| p2p-rocker141 | $25.00 | 10/18/2012 5:41:26 PM |
| new-truth-chuckler | $33.00 | 10/18/2012 5:53:17 PM |
| unrelenting-auction7 | $25.00 | 10/18/2012 5:53:30 PM |
| down-with-big-banks-2 | $25.00 | 10/18/2012 5:53:45 PM |
| haplender | $50.00 | 10/18/2012 5:46:26 PM |
| principal-cooker2 | $50.00 | 10/18/2012 5:56:13 PM |
| zeelender | $25.00 | 10/18/2012 5:47:06 PM |
| durability-ace9 | $30.00 | 10/18/2012 5:57:18 PM |
| Zane314 | $48.00 | 10/18/2012 5:43:43 PM |
| affluence-animal | $50.00 | 10/18/2012 5:51:01 PM |
| Intelon | $25.00 | 10/18/2012 5:51:29 PM |
| shanedog | $25.00 | 10/18/2012 6:00:55 PM |
| subtle-bill727 | $25.00 | 10/18/2012 5:45:34 PM |
| traice | $25.00 | 10/18/2012 6:01:35 PM |
| spark548 | $100.00 | 10/18/2012 5:46:11 PM |
| breathtaking-funds6 | $46.00 | 10/18/2012 5:47:41 PM |
| p2p-czar3 | $25.00 | 10/18/2012 5:53:57 PM |
| bnlforever | $25.00 | 10/18/2012 5:54:10 PM |
| a-unflappable-finance | $100.00 | 10/18/2012 6:06:30 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:13 PM |
| nimble-revenue5 | $100.00 | 10/18/2012 5:54:50 PM |
| foxtrot12 | $75.00 | 10/18/2012 5:56:24 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:38 PM |
| 1phantom | $25.00 | 10/18/2012 6:12:13 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:41 PM |
| treasure-widget | $25.00 | 10/18/2012 5:58:27 PM |
| 6moonbeams | $50.00 | 10/18/2012 5:59:08 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:02 PM |
| loyalty-sherpa | $25.00 | 10/18/2012 6:14:16 PM |
| euro-watcher7 | $25.00 | 10/18/2012 6:14:24 PM |
| riproaringrapids | $50.00 | 10/18/2012 6:14:36 PM |
| kind-lovely-marketplace | $25.00 | 10/18/2012 6:01:25 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:08 PM |
| SimpleChoice | $25.00 | 10/18/2012 6:16:39 PM |
| svandgts | $25.00 | 10/18/2012 6:18:10 PM |
| unforgettable-wealth4 | $50.00 | 10/18/2012 6:18:59 PM |
| GreatReturnForYou | $52.00 | 10/18/2012 6:19:10 PM |
| Jloaner | $100.00 | 10/18/2012 6:04:43 PM |
| adventurer447 | $300.00 | 10/18/2012 6:20:40 PM |
| radiant-dollar9 | $200.00 | 10/18/2012 5:59:27 PM |
| daisuke | $25.00 | 10/18/2012 6:07:01 PM |
| prohelper | $25.00 | 10/18/2012 6:21:26 PM |
| compassion-bauble4 | $50.00 | 10/18/2012 6:08:44 PM |
| commanding-treasure2 | $75.00 | 10/18/2012 6:24:29 PM |
| listing-vista | $50.00 | 10/18/2012 6:02:22 PM |
| kycats01 | $25.00 | 10/18/2012 6:25:44 PM |
| a-resplendent-commitment | $50.00 | 10/18/2012 6:03:29 PM |
| moola-wildebeest3 | $50.00 | 10/18/2012 6:04:19 PM |
| JLChamberlain | $25.00 | 10/18/2012 6:12:36 PM |
| RJTintheBK | $25.00 | 10/18/2012 6:05:44 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:17 PM |
| upright-silver | $25.00 | 10/18/2012 6:15:56 PM |
| commerce-web5 | $25.00 | 10/18/2012 6:32:29 PM |
| turbolozano | $25.00 | 10/18/2012 6:18:40 PM |
| benjamins-utopia | $100.00 | 10/18/2012 6:09:57 PM |
| lowlite6647 | $25.00 | 10/18/2012 6:35:22 PM |
| new-intuitive-dime | $25.00 | 10/18/2012 6:11:50 PM |
| gold-gazelle | $25.00 | 10/18/2012 6:13:15 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:27 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:47 PM |
| brightest-listing-scrutinzer | $50.00 | 10/18/2012 6:26:10 PM |
| Track-Layer | $100.00 | 10/18/2012 6:16:33 PM |
| the-shrewd-wampum | $25.00 | 10/18/2012 6:29:54 PM |
| arkayem | $46.00 | 10/18/2012 6:20:36 PM |
| rescue | $100.00 | 10/18/2012 6:34:49 PM |
| deal-vibrato | $25.00 | 10/18/2012 6:22:59 PM |
| Ironlock | $25.00 | 10/18/2012 6:24:51 PM |
| worth-web5 | $50.00 | 10/18/2012 6:27:25 PM |
| duty-viola | $35.00 | 10/18/2012 6:29:13 PM |
| resource777 | $50.00 | 10/18/2012 6:32:24 PM |
| wise-balanced-moola | $25.00 | 10/18/2012 6:35:13 PM |
| RJN | $40.00 | 10/14/2012 12:22:05 PM |
| gentle-generosity822 | $25.00 | 10/14/2012 12:33:02 PM |
| upbeat-investment9 | $25.00 | 10/14/2012 4:29:35 PM |
| houli123 | $25.00 | 10/14/2012 12:04:20 PM |
| community-seahorse0 | $25.00 | 10/14/2012 12:41:19 PM |
| kind-payment-viking3 | $100.00 | 10/14/2012 12:04:31 PM |
| Dubbs360 | $200.00 | 10/14/2012 1:16:05 PM |
| Nil2008 | $100.00 | 10/15/2012 5:59:46 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:40 AM |
| bright-idea11 | $25.00 | 10/14/2012 3:35:00 PM |
| shaps | $25.00 | 10/15/2012 10:25:56 AM |
| keen-peace465 | $25.00 | 10/15/2012 10:31:05 AM |
| compounding21 | $25.00 | 10/15/2012 10:50:42 AM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:24 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:16 PM |
| Quiza12 | $100.00 | 10/16/2012 7:21:16 AM |
| bbjones3 | $25.00 | 10/16/2012 6:36:04 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:18 AM |
| bazaar-tulip | $25.00 | 10/16/2012 10:13:02 AM |
| fund-tom-tom6 | $25.00 | 10/16/2012 10:34:42 AM |
| selector568 | $300.00 | 10/16/2012 11:01:11 AM |
| vigorous-market5 | $100.00 | 10/16/2012 12:16:00 PM |
| worthy-bid8 | $400.00 | 10/16/2012 11:08:34 AM |
| Munnie | $25.00 | 10/16/2012 4:57:48 PM |
| enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:48 PM |
| soarmore | $25.00 | 10/16/2012 5:12:18 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:18 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 12:51:19 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:31 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:10 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:48 PM |
| loyalist1 | $100.00 | 10/18/2012 7:30:16 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:38 AM |
| openness-antioxidant | $50.00 | 10/18/2012 12:53:46 PM |
| orange-commanding-truth | $42.00 | 10/18/2012 12:31:39 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:27 AM |
| HenryS | $30.00 | 10/18/2012 5:40:59 PM |
| EngineersAlliance | $75.00 | 10/18/2012 1:44:48 PM |
| handshake5 | $100.00 | 10/18/2012 5:42:34 PM |
| worlds-best-moola281 | $25.00 | 10/18/2012 5:48:37 PM |
| Odyssey77 | $25.00 | 10/18/2012 5:50:04 PM |
| jamiee73 | $25.00 | 10/18/2012 5:39:01 PM |
| Takeover22 | $100.00 | 10/18/2012 5:40:33 PM |
| investisure | $50.00 | 10/18/2012 5:52:58 PM |
| suk200 | $25.00 | 10/18/2012 5:42:53 PM |
| Toby1montana | $50.00 | 10/18/2012 5:43:12 PM |
| gold-web4 | $25.00 | 10/18/2012 5:44:43 PM |
| payout-paradise5 | $25.00 | 10/18/2012 5:56:48 PM |
| statuesque-affluence058 | $25.00 | 10/18/2012 5:57:03 PM |
| magnitude787 | $30.00 | 10/18/2012 5:39:16 PM |
| pure-pound7 | $75.00 | 10/18/2012 5:40:16 PM |
| paladin847 | $70.00 | 10/18/2012 5:41:15 PM |
| engaging-leverage823 | $25.00 | 10/18/2012 5:41:22 PM |
| topper480 | $50.00 | 10/18/2012 5:58:11 PM |
| income-champion | $25.00 | 10/18/2012 5:49:02 PM |
| larslfe | $25.00 | 10/18/2012 5:58:40 PM |
| CasaDeTomas | $50.00 | 10/18/2012 5:49:38 PM |
| SkepticalBen | $25.00 | 10/18/2012 5:50:36 PM |
| SolarPowerFund | $25.00 | 10/18/2012 5:43:48 PM |
| korby524 | $25.00 | 10/18/2012 5:43:57 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:21 PM |
| sentimental-commerce4 | $250.00 | 10/18/2012 5:54:49 PM |
| zassociate | $200.00 | 10/18/2012 5:49:29 PM |
| kginatl | $50.00 | 10/18/2012 6:07:36 PM |
| first-resolute-deal | $25.00 | 10/18/2012 6:07:38 PM |
| affluence-kingdom9 | $100.00 | 10/18/2012 5:55:46 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:47 PM |
| punctual-fund | $25.00 | 10/18/2012 5:51:43 PM |
| letsmakeitsuccessful | $25.00 | 10/18/2012 5:52:03 PM |
| DadWarbucks | $25.00 | 10/18/2012 6:11:37 PM |
| red-luminous-gain | $25.00 | 10/18/2012 6:12:01 PM |
| houdin8888 | $25.00 | 10/18/2012 6:12:28 PM |
| truth-haven5 | $25.00 | 10/18/2012 5:57:35 PM |
| productive-ore | $25.00 | 10/18/2012 6:12:59 PM |
| dime-sprout | $25.00 | 10/18/2012 5:59:33 PM |
| TCR3 | $25.00 | 10/18/2012 5:54:42 PM |
| bid-papyrus | $25.00 | 10/18/2012 6:15:59 PM |
| ahalls | $25.00 | 10/18/2012 6:02:47 PM |
| nickel-ferret | $25.00 | 10/18/2012 5:57:54 PM |
| BuffetRocks | $38.00 | 10/18/2012 6:05:54 PM |
| dbmurch | $25.00 | 10/18/2012 5:59:23 PM |
| orearella3 | $25.00 | 10/18/2012 6:06:40 PM |
| jay100124 | $25.00 | 10/18/2012 6:09:19 PM |
| return-pioneer221 | $200.00 | 10/18/2012 6:22:47 PM |
| studious-bonus7 | $100.00 | 10/18/2012 6:01:37 PM |
| majestic-note6 | $200.00 | 10/18/2012 6:02:24 PM |
| EJL | $25.00 | 10/18/2012 6:26:01 PM |
| fervent-repayment | $100.00 | 10/18/2012 6:26:50 PM |
| 87Marc | $25.00 | 10/18/2012 6:02:49 PM |
| wise-rupee-sanctuary | $36.00 | 10/18/2012 6:27:09 PM |
| dinero-pagoda650 | $50.00 | 10/18/2012 6:11:21 PM |
| sjlnn | $25.00 | 10/18/2012 6:04:17 PM |
| StPong | $25.00 | 10/18/2012 6:12:18 PM |
| LeReve | $500.00 | 10/18/2012 6:05:27 PM |
| realtormoises | $25.00 | 10/18/2012 6:05:58 PM |
| rogue_monster | $50.00 | 10/18/2012 6:31:23 PM |
| payment-pursuit3 | $50.00 | 10/18/2012 6:32:03 PM |
| green-peso-backer | $25.00 | 10/18/2012 6:32:37 PM |
| abundant-power | $25.00 | 10/18/2012 6:32:49 PM |
| wizard750 | $28.00 | 10/18/2012 6:32:52 PM |
| WalnutCreekguy | $50.00 | 10/18/2012 6:17:21 PM |
| mad4wknds | $25.00 | 10/18/2012 6:33:34 PM |
| successful-agreement7 | $100.00 | 10/18/2012 6:17:47 PM |
| silver-enlightenment0 | $25.00 | 10/18/2012 6:08:27 PM |
| sensible-trade | $83.00 | 10/18/2012 6:33:44 PM |
| micko | $25.00 | 10/18/2012 6:34:01 PM |
| VesuvianMan | $50.00 | 10/18/2012 6:34:32 PM |
| openness-surge0 | $25.00 | 10/18/2012 6:09:43 PM |
| sjc224 | $25.00 | 10/18/2012 6:11:19 PM |
| rbettenc | $25.00 | 10/18/2012 6:12:26 PM |
| social-trumpet | $25.00 | 10/18/2012 6:13:32 PM |
| gamp | $25.00 | 10/18/2012 6:24:20 PM |
| musegaze | $50.00 | 10/18/2012 6:16:23 PM |
| mvalley | $25.00 | 10/18/2012 6:16:35 PM |
| jstefans | $25.00 | 10/18/2012 6:18:30 PM |
| matthart | $25.00 | 10/18/2012 6:18:49 PM |
| gizzywump | $25.00 | 10/18/2012 6:28:44 PM |
| awe-inspiring-commitment972 | $50.00 | 10/18/2012 6:29:34 PM |
| williemc44 | $25.00 | 10/18/2012 6:20:01 PM |
| dmh4880 | $97.00 | 10/18/2012 6:31:09 PM |
| shmb6508 | $50.00 | 10/18/2012 6:32:32 PM |
| best-witty-income | $25.00 | 10/18/2012 6:21:20 PM |
| rakstar | $25.00 | 10/18/2012 6:33:16 PM |
| durability-mad-scientist4 | $100.00 | 10/18/2012 6:34:02 PM |
| best-charming-leverage | $50.00 | 10/18/2012 6:28:18 PM |
| DL-JL | $25.00 | 10/18/2012 6:30:27 PM |
| ericgassercom | $25.00 | 10/18/2012 6:32:43 PM |
| enticing-note | $25.00 | 10/18/2012 6:33:18 PM |
| 258 Investments
|
Borrower Payment Dependent Notes Series
653831
This series of Notes was issued and sold upon the funding of the borrower loan #76623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $596.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,370 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ecstatic-loan9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debts and incoming medical bills.
My financial situation:
I am a good candidate for this loan because I have good credit and have always paid my debts on time. I'm just wanting to put my debt in one lump sum at a lower rate with no random increases.
Monthly net income: $3,500
Monthly expenses: $1200, total with credit cards
Housing: $00
Insurance: $00
Car expenses: $685
Utilities: $00
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $00
Credit cards and other loans: $0
Other expenses: $00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| octoberfresh | $25.00 | 10/20/2012 12:12:57 PM |
| dariop | $25.01 | 10/20/2012 12:17:22 PM |
| Whipster | $60.00 | 10/20/2012 12:04:36 PM |
| wise-charming-reward | $500.00 | 10/20/2012 12:39:38 PM |
| bazaar-tulip | $25.00 | 10/20/2012 12:02:52 PM |
| first-pragmatic-power | $25.00 | 10/20/2012 12:28:32 PM |
| nevee | $40.00 | 10/20/2012 12:15:50 PM |
| ethical-truth211 | $200.00 | 10/20/2012 12:32:18 PM |
| commerce-viking1 | $50.00 | 10/20/2012 1:03:27 PM |
| paxnj | $25.00 | 10/20/2012 12:23:20 PM |
| the-profit-oracle | $25.00 | 10/20/2012 1:12:42 PM |
| simplyonce | $25.00 | 10/20/2012 1:18:56 PM |
| vigorous-payment6 | $25.00 | 10/20/2012 12:59:27 PM |
| fearless-loyalty5 | $25.00 | 10/20/2012 1:28:18 PM |
| ferocious-kindness8 | $30.00 | 10/20/2012 1:04:33 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:00 PM |
| bazaar-festivity | $25.00 | 10/20/2012 1:48:44 PM |
| fantastic-wampum1 | $100.00 | 10/20/2012 1:11:47 PM |
| best-bonafide-p2p | $25.00 | 10/20/2012 2:33:51 PM |
| _NaLNaBB | $100.00 | 10/20/2012 3:25:00 PM |
| wonder3 | $30.00 | 10/20/2012 1:51:48 PM |
| worth-topper4 | $50.00 | 10/20/2012 5:20:00 PM |
| hopeful_lender | $100.00 | 10/20/2012 1:56:42 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 2:36:22 PM |
| Voracious_Trees | $25.00 | 10/20/2012 2:52:18 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:50 PM |
| Dubbs360 | $200.00 | 10/20/2012 2:25:25 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:43 PM |
| Christophe | $25.00 | 10/21/2012 7:19:44 AM |
| whitegold24k | $100.00 | 10/21/2012 9:38:23 AM |
| seabassx | $25.00 | 10/20/2012 9:14:15 PM |
| pythia | $50.00 | 10/21/2012 4:07:42 AM |
| loyalist1 | $150.00 | 10/22/2012 8:28:45 AM |
| benjamins-wasp | $50.00 | 10/21/2012 7:44:35 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:49 AM |
| MI2 | $5,000.00 | 10/22/2012 8:25:40 AM |
| Index_Plus | $5,000.00 | 10/22/2012 8:17:02 AM |
| Interloper | $55.00 | 10/22/2012 8:26:46 AM |
| finder61 | $25.00 | 10/20/2012 12:18:49 PM |
| Investor_DP | $200.00 | 10/20/2012 12:19:59 PM |
| nonattender | $25.00 | 10/20/2012 12:04:58 PM |
| Nipper99 | $100.00 | 10/20/2012 12:26:11 PM |
| BostonCapital | $100.00 | 10/20/2012 12:11:09 PM |
| rolltide09 | $50.00 | 10/20/2012 12:03:02 PM |
| Endeavour | $150.00 | 10/20/2012 12:03:06 PM |
| cr8on | $75.00 | 10/20/2012 12:22:05 PM |
| payout-paradise5 | $25.00 | 10/20/2012 12:48:34 PM |
| reward-gala | $25.00 | 10/20/2012 12:53:55 PM |
| houli123 | $25.00 | 10/20/2012 12:55:34 PM |
| tech310 | $50.00 | 10/20/2012 12:33:48 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:27 PM |
| Budro | $50.00 | 10/20/2012 1:01:13 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:44 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:06 PM |
| compounding21 | $25.00 | 10/20/2012 1:36:21 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:47 PM |
| supreme-treasure8 | $100.00 | 10/20/2012 1:07:59 PM |
| pierrelasvegas | $25.00 | 10/20/2012 1:45:49 PM |
| one-midas | $25.00 | 10/20/2012 1:02:30 PM |
| missing-link | $25.00 | 10/20/2012 1:27:39 PM |
| community-burrito9 | $45.00 | 10/20/2012 2:33:22 PM |
| wealth-competitor | $25.00 | 10/20/2012 1:30:17 PM |
| blue-order-comet | $50.00 | 10/20/2012 1:35:17 PM |
| exciting-fairness | $200.00 | 10/20/2012 6:53:26 PM |
| econgineer | $100.00 | 10/20/2012 7:24:04 PM |
| bellaquito | $500.00 | 10/20/2012 1:44:35 PM |
| pious-benjamins1 | $44.00 | 10/21/2012 12:24:39 AM |
| selector568 | $300.00 | 10/20/2012 2:28:24 PM |
| marketplace-singularity3 | $85.00 | 10/20/2012 2:38:10 PM |
| yield-seeker | $25.00 | 10/20/2012 6:26:18 PM |
| social-heart | $25.00 | 10/21/2012 12:19:39 PM |
| janeybooboo | $100.00 | 10/20/2012 8:55:29 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:58 PM |
| commerce-venture1 | $25.00 | 10/21/2012 4:41:03 AM |
| callmebryan | $25.00 | 10/21/2012 10:17:37 AM |
| kulender | $100.00 | 10/21/2012 2:37:43 PM |
| kind-important-liberty9 | $25.00 | 10/21/2012 11:06:58 AM |
| contract-victor5 | $30.00 | 10/21/2012 9:51:02 PM |
| CASSHMAN | $150.00 | 10/21/2012 5:24:41 PM |
| ready-agreement5 | $25.00 | 10/21/2012 6:35:21 PM |
| formula842 | $25.00 | 10/21/2012 7:38:18 PM |
| treasure-bliss | $25.00 | 10/22/2012 7:42:03 AM |
| green-order-captain | $50.00 | 10/22/2012 5:42:36 AM |
| buffalobills | $25.00 | 10/22/2012 8:04:34 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
653871
This series of Notes was issued and sold upon the funding of the borrower loan #76530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 13.93% |
Borrower rate/APR:
| 14.93% / 22.71% |
Monthly payment:
| $902.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.97% | | |
| |
Estimated return*:
| 5.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,542 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-justice-dreams |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate the balances on the few cards that I carry. Short-term loan as I only have an immediate financial need.
My financial situation:
I am a good candidate for this loan because I have had steady employment with the same company for 16 years and have been paying all of my bills on time. This loan fits into the timing I have planned to be debt-free, yet offers an interest rate lower than the cards I carry a balance on.
Monthly net income: $5,846
Monthly expenses: $3,753
Housing: $2,313
Insurance: $100
Car expenses: $500
Utilities: $150
Phone, cable, internet: $140
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/15/2012 9:06:13 AM |
| wealth-funkmaster8 | $50.00 | 10/15/2012 10:03:45 AM |
| vigorous-payment6 | $25.00 | 10/15/2012 9:38:33 AM |
| asset-portait013 | $100.00 | 10/15/2012 9:41:33 AM |
| healthy-peace427 | $100.00 | 10/15/2012 9:46:02 AM |
| shaps | $25.00 | 10/15/2012 10:26:01 AM |
| fmanjoo | $25.00 | 10/15/2012 9:44:06 AM |
| pierrelasvegas | $25.00 | 10/15/2012 10:34:31 AM |
| _NaLNaBB | $100.00 | 10/15/2012 10:43:13 AM |
| toblerone | $25.00 | 10/15/2012 11:15:16 AM |
| ethical-truth211 | $500.00 | 10/15/2012 1:15:52 PM |
| moola-accelerator6 | $30.00 | 10/15/2012 4:55:28 PM |
| ready-p2p4 | $106.81 | 10/15/2012 3:27:38 PM |
| pdub | $500.00 | 10/15/2012 5:05:05 PM |
| MicroLender357 | $25.00 | 10/15/2012 5:37:57 PM |
| zipemdown | $25.00 | 10/15/2012 5:57:17 PM |
| commerce-viking1 | $50.00 | 10/15/2012 5:57:53 PM |
| silver-explorer6 | $25.00 | 10/15/2012 6:13:41 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:27 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:26 PM |
| ideomorph | $25.00 | 10/15/2012 7:28:57 PM |
| Relaxo | $250.00 | 10/15/2012 7:42:06 PM |
| loot-chemistry2 | $107.00 | 10/15/2012 11:00:49 PM |
| MateCocido | $90.00 | 10/16/2012 6:43:38 AM |
| investment-comet | $25.00 | 10/16/2012 7:11:55 AM |
| PThor | $25.00 | 10/16/2012 7:13:20 AM |
| hope-candy1 | $100.00 | 10/16/2012 8:00:38 AM |
| bbjones3 | $25.00 | 10/16/2012 6:36:04 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:49 AM |
| ingenious-truth684 | $25.00 | 10/16/2012 9:30:05 AM |
| note-willow8 | $25.00 | 10/16/2012 9:57:26 AM |
| kulender | $100.00 | 10/16/2012 10:06:15 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:42 AM |
| inspiring-kindness062 | $100.00 | 10/16/2012 2:45:51 PM |
| bold-deal-czar | $25.00 | 10/16/2012 1:31:33 PM |
| note-willow8 | $25.00 | 10/16/2012 3:07:53 PM |
| soarmore | $25.00 | 10/16/2012 5:12:21 PM |
| commerce-cymbal8 | $25.00 | 10/16/2012 4:47:28 PM |
| moola-tulip1 | $45.00 | 10/16/2012 7:58:46 PM |
| designer_10 | $25.00 | 10/16/2012 7:05:48 PM |
| JW-From-SoCal | $25.00 | 10/17/2012 8:42:16 AM |
| Winged_Inspirations | $25.00 | 10/17/2012 5:25:28 AM |
| elfincove | $25.00 | 10/17/2012 6:37:15 AM |
| oskizzle | $25.00 | 10/17/2012 5:53:46 AM |
| bazaar-tiramisu4 | $25.00 | 10/17/2012 11:02:21 AM |
| bcsmith | $25.00 | 10/17/2012 11:48:23 AM |
| imdave4me | $35.00 | 10/17/2012 12:23:47 PM |
| riskreward | $250.00 | 10/17/2012 10:29:57 AM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:35 PM |
| triguy | $500.00 | 10/17/2012 10:27:47 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:32 PM |
| hopeful-truth5 | $100.00 | 10/17/2012 3:11:10 PM |
| shamantha | $28.00 | 10/17/2012 12:10:32 PM |
| myduck | $40.00 | 10/17/2012 2:49:32 PM |
| usanachris | $29.00 | 10/17/2012 2:01:31 PM |
| refined-return922 | $25.00 | 10/17/2012 2:16:08 PM |
| coin-spinner3 | $25.00 | 10/17/2012 3:48:56 PM |
| mounthelix | $25.00 | 10/17/2012 4:26:40 PM |
| natural-liberty4 | $200.00 | 10/17/2012 5:27:55 PM |
| Bank42 | $25.00 | 10/17/2012 6:01:54 PM |
| magical-kindness888888 | $50.00 | 10/17/2012 6:08:08 PM |
| finance-coyote3 | $102.93 | 10/17/2012 7:01:19 PM |
| speedy-peso1 | $100.00 | 10/17/2012 5:26:20 PM |
| ore-genius2 | $200.00 | 10/17/2012 5:27:28 PM |
| nakanu | $25.00 | 10/15/2012 7:27:13 PM |
| Jalebi | $50.00 | 10/15/2012 9:09:29 AM |
| gentle-generosity822 | $25.00 | 10/15/2012 9:12:15 AM |
| punctual-contract256 | $25.00 | 10/15/2012 9:14:31 AM |
| supreme-treasure8 | $100.00 | 10/15/2012 9:31:02 AM |
| mikrolown | $25.00 | 10/15/2012 9:34:12 AM |
| kind-payment-viking3 | $100.00 | 10/15/2012 9:35:56 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:19 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:46 AM |
| money-exchanger4 | $25.00 | 10/15/2012 9:49:52 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:13 AM |
| keen-peace465 | $25.00 | 10/15/2012 10:31:06 AM |
| capital-blueberry | $25.00 | 10/15/2012 11:12:09 AM |
| coin-gusto | $150.00 | 10/15/2012 11:08:47 AM |
| red-gallant-dime | $250.00 | 10/15/2012 3:36:35 PM |
| elfincove | $60.12 | 10/15/2012 3:48:15 PM |
| aks12 | $25.00 | 10/15/2012 1:56:56 PM |
| global-invest-group | $25.00 | 10/15/2012 2:39:49 PM |
| HikeMoab | $25.00 | 10/15/2012 1:02:01 PM |
| D100 | $25.00 | 10/15/2012 3:09:25 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:14 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:13 PM |
| UncleBuffett | $50.00 | 10/15/2012 4:39:08 PM |
| a-noble-coin | $25.00 | 10/15/2012 5:10:24 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:44 PM |
| credit-wheel7 | $25.00 | 10/15/2012 5:20:17 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:37 PM |
| a-finance-nirvana | $25.00 | 10/15/2012 5:52:26 PM |
| smart-platinum7 | $100.00 | 10/15/2012 6:31:29 PM |
| GradEcon | $28.05 | 10/15/2012 6:38:16 PM |
| bonafide-yield351 | $25.00 | 10/15/2012 9:50:57 PM |
| credit-superstar110 | $25.00 | 10/16/2012 6:46:58 AM |
| imdave4me | $75.00 | 10/16/2012 12:51:53 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:17 AM |
| social-comet7 | $34.63 | 10/16/2012 4:17:31 AM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:46 AM |
| weatherman89 | $49.12 | 10/16/2012 5:48:59 AM |
| ideal-platinum1 | $50.00 | 10/16/2012 6:20:15 AM |
| punctual-fund | $25.00 | 10/16/2012 6:39:52 AM |
| orange-preeminant-bill | $100.00 | 10/16/2012 6:45:33 AM |
| Petiza | $166.00 | 10/16/2012 6:55:25 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:18 AM |
| benefit-javelin | $41.66 | 10/16/2012 8:29:20 AM |
| banchan | $37.00 | 10/16/2012 9:49:17 AM |
| terrific-dough6 | $50.00 | 10/16/2012 10:50:43 AM |
| selector568 | $300.00 | 10/16/2012 11:01:11 AM |
| NobisEst | $57.69 | 10/16/2012 11:02:50 AM |
| tomdooley12520 | $60.00 | 10/16/2012 1:09:48 PM |
| vigorous-market5 | $75.00 | 10/16/2012 12:16:01 PM |
| compassionate-payment218 | $25.00 | 10/16/2012 3:36:39 PM |
| Good-times | $25.00 | 10/16/2012 8:27:50 PM |
| fairness-symphony2 | $50.00 | 10/17/2012 7:30:34 AM |
| Jim33 | $25.00 | 10/17/2012 7:48:03 AM |
| mala54 | $25.00 | 10/17/2012 12:35:54 PM |
| sasquatch5 | $25.00 | 10/17/2012 1:14:34 PM |
| wealth-funkmaster8 | $40.00 | 10/17/2012 10:42:16 AM |
| the-sweet-penny2 | $50.00 | 10/17/2012 10:03:32 AM |
| deal-violin | $100.00 | 10/17/2012 10:21:33 AM |
| Reyom_Lending | $25.00 | 10/17/2012 2:59:08 PM |
| hardatwork1 | $25.00 | 10/17/2012 3:08:51 PM |
| finance-amusement4 | $50.00 | 10/17/2012 3:12:24 PM |
| terrific-return | $25.00 | 10/17/2012 3:42:09 PM |
| seadogs | $25.00 | 10/17/2012 1:19:23 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:19 PM |
| value-wind0 | $50.00 | 10/17/2012 2:26:06 PM |
| yield-hut | $25.00 | 10/17/2012 4:07:39 PM |
| burgeoning-greenback0 | $25.00 | 10/17/2012 4:49:19 PM |
| affluence-wasp6 | $25.00 | 10/17/2012 4:50:53 PM |
| powderbumps | $26.99 | 10/17/2012 4:55:28 PM |
| LeReve | $500.00 | 10/17/2012 5:31:20 PM |
| spark548 | $100.00 | 10/17/2012 5:07:36 PM |
| thankful-nickel2 | $25.00 | 10/17/2012 6:53:08 PM |
| doopers | $25.00 | 10/17/2012 5:58:47 PM |
| keichi03 | $25.00 | 10/17/2012 5:40:32 PM |
| asset-dna5 | $25.00 | 10/17/2012 6:00:15 PM |
| Ols744 | $35.00 | 10/17/2012 6:26:42 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
654017
This series of Notes was issued and sold upon the funding of the borrower loan #76606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $894 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| value-director9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...free up finances, and make it easier with one monthly payment
My financial situation:
I am a good candidate for this loan because...I have excellent record of paying credit card bills on time, above and beyond minimum due.
Monthly net income: $2200.00
Monthly expenses: $125.00
Housing: $690.00
Insurance: $145.00
Car expenses: $0
Utilities: $55.00
Phone, cable, internet: $110.00
Food, entertainment: $120.00
Clothing, household expenses: $50.00
Credit cards and other loans: $2000.00
Other expenses: $30.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/16/2012 5:37:56 PM |
| Zingaro | $25.00 | 10/16/2012 5:24:58 PM |
| deepblue34 | $35.00 | 10/16/2012 5:54:01 PM |
| rate-advocator7 | $200.00 | 10/16/2012 5:46:37 PM |
| blitzen40 | $25.00 | 10/16/2012 6:07:44 PM |
| ethical-truth211 | $100.00 | 10/17/2012 7:43:45 AM |
| professional-dinero753 | $27.41 | 10/18/2012 3:02:29 AM |
| wildebeest014 | $25.00 | 10/17/2012 8:34:14 PM |
| djkaiser | $25.00 | 10/17/2012 9:20:26 PM |
| let_me_retire | $50.00 | 10/18/2012 4:00:34 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:30 AM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:50 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:13:51 PM |
| emance | $43.83 | 10/19/2012 10:11:58 AM |
| hundorama | $25.00 | 10/19/2012 1:23:18 PM |
| proper-revenue5 | $53.00 | 10/19/2012 2:26:46 PM |
| mindful-exchange2 | $25.00 | 10/19/2012 2:59:49 PM |
| ferdberfel | $25.00 | 10/19/2012 4:18:18 PM |
| sincerlyyours | $100.00 | 10/19/2012 1:00:54 PM |
| diplomatic-wealth7 | $25.00 | 10/19/2012 5:11:30 PM |
| Investing-in-you-2 | $25.00 | 10/19/2012 2:37:39 PM |
| Malkial | $25.00 | 10/19/2012 4:47:15 PM |
| Piitb08 | $150.00 | 10/19/2012 5:50:36 PM |
| SV-AZ | $25.00 | 10/19/2012 6:29:47 PM |
| creditologist281 | $73.99 | 10/19/2012 7:08:53 PM |
| commitment-farm | $50.00 | 10/19/2012 7:48:48 PM |
| forthright-loot7 | $50.00 | 10/19/2012 7:58:38 PM |
| businessguy29 | $50.00 | 10/19/2012 6:17:13 PM |
| newest-market-spy | $25.00 | 10/19/2012 8:13:57 PM |
| Bank42 | $25.00 | 10/19/2012 7:54:03 PM |
| appetizing-loyalty354 | $75.00 | 10/16/2012 5:24:03 PM |
| majestic-note6 | $150.00 | 10/16/2012 5:21:41 PM |
| tolerant-dinero2 | $25.00 | 10/16/2012 5:35:22 PM |
| trade-goblin9 | $100.00 | 10/16/2012 6:15:03 PM |
| greencat | $50.00 | 10/17/2012 7:18:33 AM |
| ethical-truth211 | $50.00 | 10/18/2012 3:24:25 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:45 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:19:44 PM |
| ColoradoLender82 | $25.00 | 10/19/2012 8:13:49 AM |
| promise2 | $47.18 | 10/19/2012 11:50:57 AM |
| goat361 | $27.00 | 10/19/2012 1:08:35 PM |
| capital-magician561 | $25.00 | 10/19/2012 1:24:03 PM |
| Budro | $25.00 | 10/19/2012 10:55:30 AM |
| return-kung-fu2 | $27.00 | 10/19/2012 2:39:44 PM |
| MasterTech33 | $25.00 | 10/19/2012 2:43:47 PM |
| mammalian4 | $25.00 | 10/19/2012 3:46:28 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:05 PM |
| ace330 | $25.00 | 10/19/2012 12:25:33 PM |
| blue-relentless-hope | $25.00 | 10/19/2012 2:49:50 PM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:49 PM |
| best-liberty-tranquility | $56.55 | 10/19/2012 4:22:43 PM |
| lulasky63 | $50.00 | 10/19/2012 1:52:25 PM |
| hawaiitechnical | $25.00 | 10/19/2012 3:27:39 PM |
| banker34 | $25.00 | 10/19/2012 3:46:46 PM |
| thoughtful-benjamins6 | $25.00 | 10/19/2012 4:50:24 PM |
| Leshan | $50.00 | 10/19/2012 4:55:41 PM |
| droopie1 | $25.00 | 10/19/2012 5:32:03 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:57 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:38 PM |
| iidemosthenesii | $25.00 | 10/19/2012 6:17:30 PM |
| newest-bid-britches | $100.00 | 10/19/2012 5:58:18 PM |
| mlpinz | $25.00 | 10/19/2012 8:35:41 PM |
| Mr-big-money-Mex | $26.07 | 10/19/2012 8:42:55 PM |
| reward-excellency1 | $7.97 | 10/19/2012 8:44:09 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
654061
This series of Notes was issued and sold upon the funding of the borrower loan #76509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $414.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,606 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heavenly-vigilance54 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have an excellent repayment history
Monthly net income: $6,000
Monthly expenses: $
Housing: $500.00
Insurance: $60.00
Car expenses: $360.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $500.00
Clothing, household expenses: $25.00
Credit cards and other loans: $2,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/15/2012 9:08:31 AM |
| Jalebi | $50.00 | 10/15/2012 9:09:31 AM |
| octoberfresh | $25.00 | 10/15/2012 9:34:47 AM |
| kind-payment-viking3 | $100.00 | 10/15/2012 9:35:57 AM |
| vigorous-payment6 | $25.00 | 10/15/2012 9:38:33 AM |
| klippies | $25.00 | 10/15/2012 9:39:26 AM |
| reasonable_usury | $50.00 | 10/15/2012 9:55:44 AM |
| vutah | $25.00 | 10/15/2012 9:14:14 AM |
| Endeavour | $150.00 | 10/15/2012 9:19:06 AM |
| inspire22 | $25.00 | 10/15/2012 9:23:17 AM |
| supreme-treasure8 | $100.00 | 10/15/2012 9:31:03 AM |
| kfrench | $75.00 | 10/15/2012 10:16:58 AM |
| resolute-justice413 | $200.00 | 10/15/2012 9:41:15 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:42:23 AM |
| cash-mad-scientist3 | $25.00 | 10/15/2012 9:45:26 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:14 AM |
| Detour11 | $25.00 | 10/15/2012 10:08:24 AM |
| InvestorJunkie | $25.00 | 10/15/2012 11:42:48 AM |
| keen-peace465 | $25.00 | 10/15/2012 10:31:07 AM |
| pierrelasvegas | $25.00 | 10/15/2012 10:34:31 AM |
| Dubbs360 | $200.00 | 10/15/2012 11:33:22 AM |
| marketplace-singularity3 | $25.00 | 10/15/2012 12:02:51 PM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:06 PM |
| pdub | $500.00 | 10/15/2012 5:05:06 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:14 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:54 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:37 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:45 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:17 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:22 PM |
| SimpleChoice | $25.00 | 10/15/2012 5:39:54 PM |
| abundant-dinero5 | $50.00 | 10/15/2012 6:51:06 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:26 PM |
| dukeiyer | $25.00 | 10/15/2012 7:41:52 PM |
| finder61 | $25.00 | 10/15/2012 8:37:38 PM |
| _NaLNaBB | $250.00 | 10/15/2012 9:36:46 PM |
| treasure-bliss | $50.00 | 10/16/2012 5:41:44 AM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:47 AM |
| chrisb1414 | $25.00 | 10/16/2012 6:17:44 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:17 AM |
| worth-quark7 | $25.00 | 10/16/2012 7:29:15 AM |
| bazaar-festivity | $25.00 | 10/16/2012 9:07:19 AM |
| DiligentiaLLC | $75.00 | 10/16/2012 7:38:35 AM |
| wonder3 | $25.00 | 10/16/2012 9:08:56 AM |
| Leshan | $50.00 | 10/16/2012 7:42:41 AM |
| compatible-deal9 | $50.00 | 10/16/2012 8:58:10 AM |
| friendinmoney | $25.00 | 10/16/2012 9:17:09 AM |
| RocketSurgeon | $25.00 | 10/16/2012 9:35:26 AM |
| justreturns | $25.00 | 10/16/2012 9:18:12 AM |
| simplyonce | $25.00 | 10/16/2012 9:40:23 AM |
| scarlet-velvet | $50.08 | 10/16/2012 9:27:34 AM |
| banchan | $37.00 | 10/16/2012 9:49:17 AM |
| abundant-power | $25.00 | 10/16/2012 9:55:46 AM |
| finance-prescription | $100.00 | 10/16/2012 9:57:04 AM |
| justice-economist | $25.00 | 10/16/2012 9:56:07 AM |
| delicious-cash | $50.00 | 10/16/2012 9:57:09 AM |
| money-vista | $25.00 | 10/16/2012 9:57:37 AM |
| houli123 | $25.00 | 10/15/2012 9:39:21 AM |
| Jasner | $25.00 | 10/15/2012 9:41:51 AM |
| best-bonafide-p2p | $25.00 | 10/15/2012 9:42:02 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:20 AM |
| gentle-generosity822 | $25.00 | 10/15/2012 9:12:16 AM |
| community-burrito9 | $45.00 | 10/15/2012 9:19:01 AM |
| asset-portait013 | $100.00 | 10/15/2012 9:41:34 AM |
| Nil2008 | $100.00 | 10/15/2012 10:27:15 AM |
| bright-idea11 | $25.00 | 10/15/2012 10:39:21 AM |
| cr8on | $75.00 | 10/15/2012 9:51:10 AM |
| JeremyLinFan | $40.00 | 10/15/2012 10:52:45 AM |
| knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:21 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:47 AM |
| LoanerPrincipal | $25.00 | 10/15/2012 11:24:19 AM |
| compounding21 | $25.00 | 10/15/2012 10:50:43 AM |
| shaps | $25.00 | 10/15/2012 10:26:02 AM |
| ethical-truth211 | $300.00 | 10/15/2012 1:22:00 PM |
| commerce-viking1 | $50.00 | 10/15/2012 5:57:54 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:27 PM |
| callmebryan | $25.00 | 10/15/2012 6:44:20 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:17 PM |
| Star_Witness | $25.00 | 10/15/2012 7:07:34 PM |
| cash-tent | $30.00 | 10/15/2012 11:42:27 PM |
| bbjones3 | $25.00 | 10/16/2012 6:36:05 AM |
| bonus-seahorse | $80.00 | 10/16/2012 1:23:10 AM |
| seabassx | $25.00 | 10/16/2012 7:23:38 AM |
| deal-kung-fu | $40.00 | 10/16/2012 4:35:41 AM |
| rockhound84 | $25.00 | 10/16/2012 5:34:06 AM |
| chris-heretoinvest | $25.00 | 10/16/2012 5:45:51 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:49 AM |
| investment-comet | $25.00 | 10/16/2012 7:09:10 AM |
| PThor | $25.00 | 10/16/2012 7:13:21 AM |
| Sid-K | $25.00 | 10/16/2012 9:14:21 AM |
| structure9 | $25.00 | 10/16/2012 9:31:56 AM |
| genelinist | $500.00 | 10/16/2012 9:31:38 AM |
| tech310 | $50.00 | 10/16/2012 9:37:52 AM |
| fund-blackberry6 | $25.00 | 10/16/2012 9:57:45 AM |
| value-microscope | $8.92 | 10/16/2012 9:58:19 AM |
| orange-vigilance-shower | $50.00 | 10/16/2012 9:54:29 AM |
| attentive-vigilance1 | $25.00 | 10/16/2012 9:54:35 AM |
| income-buddy7 | $29.00 | 10/16/2012 9:54:54 AM |
| jo2y | $25.00 | 10/16/2012 9:56:59 AM |
| EthanColeInvestingGroup | $25.00 | 10/16/2012 9:57:34 AM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
654123
This series of Notes was issued and sold upon the funding of the borrower loan #76506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $139.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-telescope5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay taxes
My financial situation:
I am a good candidate for this loan because..we have the income to repay the loan on or before date it will be due. I am only asking for help because of a recent life event which we used nearly all our savings to provide for our immediate family members. This event left us financially short to satisfy the full amount of our taxes we owe. We we would both be forever grateful for the opportunity to you give us with your assistance.
Monthly net income: $2614.00
Monthly expenses: $2257.00
Housing: $975.00
Insurance: $112.00
Car expenses: $435.00
Utilities: $150.00
Phone, cable, internet: $85.00
Food, entertainment: $225.00
Clothing, household expenses: $150.00
Credit cards and other loans: $435.00
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| speedy-point | $25.00 | 10/16/2012 5:03:27 PM |
| return-exchanger355 | $100.00 | 10/16/2012 5:05:44 PM |
| open-minded-p2p1 | $25.00 | 10/16/2012 5:09:18 PM |
| haplender | $44.00 | 10/16/2012 5:10:02 PM |
| enriching-dollar1 | $100.00 | 10/16/2012 5:10:41 PM |
| soarmore | $25.00 | 10/16/2012 5:12:47 PM |
| careful-vigilance4 | $25.00 | 10/16/2012 5:06:58 PM |
| shaps | $50.00 | 10/16/2012 5:20:34 PM |
| red-eloquent-rupee | $50.00 | 10/16/2012 5:20:50 PM |
| speedy-peso1 | $100.00 | 10/16/2012 5:20:57 PM |
| natural-liberty4 | $200.00 | 10/16/2012 5:21:50 PM |
| marcomnzs | $25.00 | 10/16/2012 5:27:49 PM |
| abundanceforever | $48.00 | 10/16/2012 5:13:48 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:36 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:39 PM |
| LeReve | $500.00 | 10/16/2012 5:24:39 PM |
| social-cocktail1 | $53.00 | 10/16/2012 5:26:03 PM |
| appetizing-loyalty354 | $75.00 | 10/16/2012 5:24:03 PM |
| shrewd-peace7 | $25.00 | 10/16/2012 5:32:55 PM |
| 0_0 | $25.00 | 10/16/2012 5:26:55 PM |
| MoneyForNothing | $5.00 | 10/16/2012 5:33:12 PM |
| 113121 | $25.00 | 10/16/2012 5:28:15 PM |
| phenomenal-rate1 | $500.00 | 10/16/2012 5:06:18 PM |
| zipemdown | $25.00 | 10/16/2012 5:07:48 PM |
| orchestra960 | $300.00 | 10/16/2012 5:08:31 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:21 PM |
| first-pragmatic-power | $25.00 | 10/16/2012 5:19:44 PM |
| majestic-note6 | $200.00 | 10/16/2012 5:21:31 PM |
| handy-justice | $50.00 | 10/16/2012 5:09:15 PM |
| selector568 | $300.00 | 10/16/2012 5:09:33 PM |
| Bob450 | $25.00 | 10/16/2012 5:27:23 PM |
| friedokra | $25.00 | 10/16/2012 5:29:10 PM |
| restless-fund5 | $25.00 | 10/16/2012 5:18:33 PM |
| a-finance-nirvana | $25.00 | 10/16/2012 5:23:01 PM |
| jamiee73 | $25.00 | 10/16/2012 5:23:31 PM |
| cp-family | $50.00 | 10/16/2012 5:30:29 PM |
| Jalebi | $25.00 | 10/16/2012 5:31:24 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
654223
This series of Notes was issued and sold upon the funding of the borrower loan #76783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,505 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-temple0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $3.000
Housing: $998
Insurance: $176
Car expenses: $200 gas
Utilities: $300
Phone, cable, internet: $140
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/15/2012 5:01:12 PM |
| pdub | $250.00 | 10/15/2012 5:06:40 PM |
| majestic-note6 | $150.00 | 10/15/2012 5:24:16 PM |
| refresher211 | $100.00 | 10/15/2012 5:20:02 PM |
| community-burrito9 | $45.00 | 10/15/2012 5:26:55 PM |
| Zingaro | $25.00 | 10/15/2012 5:49:23 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:43 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:41 PM |
| hopeful_lender | $100.00 | 10/15/2012 7:57:47 PM |
| Christus_Victor | $25.00 | 10/15/2012 9:31:25 PM |
| 52digital | $75.00 | 10/15/2012 7:21:56 PM |
| Dubbs360 | $100.00 | 10/15/2012 7:36:38 PM |
| california111 | $50.00 | 10/15/2012 11:24:24 PM |
| asset-trajectory | $25.00 | 10/16/2012 12:29:27 AM |
| isfahanian | $25.00 | 10/16/2012 1:46:19 AM |
| klippies | $25.00 | 10/15/2012 5:26:40 PM |
| green-trade-dolphin | $25.00 | 10/15/2012 5:59:18 PM |
| netg | $75.00 | 10/15/2012 6:39:39 PM |
| bellaquito | $500.00 | 10/15/2012 7:34:35 PM |
| cash-tent | $25.00 | 10/15/2012 11:39:39 PM |
| return-rocket9 | $50.00 | 10/15/2012 10:51:39 PM |
| newest-generous-income | $25.00 | 10/16/2012 2:25:23 AM |
| credit-prodigy4 | $74.96 | 10/16/2012 3:34:44 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
654239
This series of Notes was issued and sold upon the funding of the borrower loan #76377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 11m |
|
Amount delinquent:
| $59,860 |
Total credit lines:
| 34 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 2/ 7 |
Revolving credit balance:
| $15,531 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wealth-melody2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
help secure a soda machine vending route. I have already invested 60% and would use this loan for the balance.
My financial situation:
I am a good candidate for this loan because...
I am a full-time employee and I would be adding at least an extra $1,000/month with these 10 locations. If each location does not net $100/month it will be replaced per contract.
Monthly net income: $3,450 not including new income
Monthly expenses: $2,755
Housing: $1000
Insurance: $140
Car expenses: $200
Utilities: $250
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tolerant-dinero2 | $25.00 | 10/16/2012 5:36:00 PM |
| ultimate-peace | $25.00 | 10/17/2012 9:29:08 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:31 AM |
| DreDub | $25.00 | 10/18/2012 10:14:16 AM |
| banker34 | $37.64 | 10/18/2012 12:05:29 PM |
| diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:57 PM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:51 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:06:41 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:30 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:45 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:51 PM |
| tremendous-dough2 | $43.43 | 10/18/2012 11:06:08 PM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:25 AM |
| the-credit-maker | $56.00 | 10/19/2012 10:27:58 AM |
| admirable-return6 | $100.00 | 10/19/2012 5:44:56 PM |
| trade-surge3 | $25.00 | 10/19/2012 8:58:57 PM |
| a-dough-plato | $25.00 | 10/20/2012 9:28:38 AM |
| power-bluebird2 | $25.00 | 10/20/2012 3:21:03 AM |
| usanachris | $30.00 | 10/20/2012 8:40:30 AM |
| decisive-income7 | $250.00 | 10/17/2012 8:14:27 AM |
| m0rlock | $500.00 | 10/18/2012 10:56:44 AM |
| asset-zone8 | $25.00 | 10/18/2012 10:19:35 AM |
| superb-truth061 | $25.00 | 10/18/2012 10:58:25 AM |
| kegs | $150.00 | 10/18/2012 2:25:37 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:30 PM |
| knowledgeable-silver6 | $25.00 | 10/18/2012 6:01:31 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:35 PM |
| rs999 | $25.00 | 10/18/2012 7:33:23 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:35 AM |
| reasonable-nickel6 | $25.00 | 10/19/2012 8:59:21 AM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:19:44 PM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:26 AM |
| RufusGreyhound | $25.00 | 10/19/2012 9:09:46 AM |
| deal-hickory5 | $100.00 | 10/19/2012 9:15:59 AM |
| handy-market4 | $25.00 | 10/19/2012 10:40:17 AM |
| silver-saber | $500.00 | 10/19/2012 1:24:17 PM |
| dinero-philosopher1 | $30.00 | 10/19/2012 11:15:05 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:05 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:29 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:21:50 PM |
| Benny-factor | $1,052.93 | 10/20/2012 11:05:25 AM |
| green-trade-wildcat | $25.00 | 10/20/2012 5:18:57 AM |
| RoccoLoan | $25.00 | 10/20/2012 9:45:50 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
654291
This series of Notes was issued and sold upon the funding of the borrower loan #77024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $191.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,313 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shrewd-deal478 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used for large purchases such as couch, bedroom furniture, kitchen, and living room essentials as I am moving and do not have most of these.
My financial situation:
I am a good candidate for this loan because I am in a strong financial situation with no other debt besides a car payment, and the debt is from moving expenses and larger purchases that I had to make in order to move. Additionally, I work in the financial industry and understand how to manage my expenses and debt, and just do not have capital on hand to purchase these items as most of my savings are in a company sponsored 401k.
Monthly net income: $ 4200
Monthly expenses: $400
Housing: $ 800
Insurance: $ 150
Car expenses: $ 272.00
Utilities: $ 50
Phone, cable, internet: $25
Food, entertainment: $ 300
Clothing, household expenses: $200
Credit cards and other loans: $ 150
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:36 PM |
| ingenious-deal6 | $25.00 | 10/18/2012 5:50:52 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:36 PM |
| economy-tuba7 | $50.00 | 10/18/2012 5:44:52 PM |
| ethical-truth211 | $400.00 | 10/18/2012 6:07:41 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:20 PM |
| MI2 | $4,875.00 | 10/18/2012 6:09:00 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:55 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:17 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:23 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:37 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:34 PM |
| I_Like_to_Invest | $25.00 | 10/18/2012 5:59:17 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:52 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:57 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:33 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:57 PM |
| LeReve | $500.00 | 10/18/2012 6:05:09 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
654299
This series of Notes was issued and sold upon the funding of the borrower loan #76802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,908.77 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $462.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,933 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Nick10 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 1
( 17% )
| 800-819
(Mar-2012)
560-579
(Oct-2007)
|
|
Principal balance:
| $12,091.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Need this money due to some unexpected expense.
I am a good candidate for this loan because I am an honest person and I have always paid all my debt and bills on time and regularly the pass 8 years. I turn to Prosper because I want to establish a long tern relationship with the company and maitain my reputation as an honest, and an individual of character. I will have no difficulty of paying back the debt.
Monthly net income: $ 7148 after Tax
10% Bonus at the end of the Contract= $5791.97
Another Incentive-PTO= 4,456.76
Travel Incentive= $3400
Monthly expenses: $ 100
Housing: $ 1400
Insurance: $65
Car expenses: $360
Utilities: $40
Phone, cable, internet: $ 60
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $ 150
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/15/2012 5:11:39 PM |
| pdub | $500.00 | 10/15/2012 5:05:07 PM |
| resolute-justice413 | $200.00 | 10/15/2012 5:14:54 PM |
| Budro | $50.00 | 10/15/2012 5:02:47 PM |
| tech310 | $50.00 | 10/15/2012 5:09:07 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:39 PM |
| green-discrete-rupee | $50.00 | 10/15/2012 5:29:01 PM |
| pragmatic-auction8 | $49.00 | 10/15/2012 5:30:04 PM |
| schlepper | $25.00 | 10/15/2012 5:30:16 PM |
| pleasant-nickel0 | $25.00 | 10/15/2012 5:30:33 PM |
| toblerone | $25.00 | 10/15/2012 5:31:00 PM |
| musegaze | $50.00 | 10/15/2012 5:32:10 PM |
| handshake5 | $100.00 | 10/15/2012 5:33:39 PM |
| DrewOdette | $25.00 | 10/15/2012 5:35:50 PM |
| jojofrankie | $25.00 | 10/15/2012 5:37:23 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:18 PM |
| BuffetRocks | $50.00 | 10/15/2012 5:38:17 PM |
| credible-balance6 | $50.00 | 10/15/2012 5:38:52 PM |
| a-dough-plato | $25.00 | 10/15/2012 5:39:14 PM |
| benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:14 PM |
| top-payout-fixer | $25.00 | 10/15/2012 5:40:35 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:27 PM |
| Thunderswan | $100.00 | 10/15/2012 5:25:20 PM |
| compounding21 | $25.00 | 10/15/2012 5:41:52 PM |
| dignified-truth7 | $108.00 | 10/15/2012 5:21:03 PM |
| richboy56 | $25.00 | 10/15/2012 5:42:40 PM |
| dime-sprout | $25.00 | 10/15/2012 5:28:31 PM |
| sjc224 | $25.00 | 10/15/2012 5:30:32 PM |
| loyalty-dragster7 | $125.00 | 10/15/2012 5:32:06 PM |
| arkayem | $29.00 | 10/15/2012 5:50:06 PM |
| community-burrito9 | $25.00 | 10/15/2012 5:26:17 PM |
| compassion-expert | $25.00 | 10/15/2012 5:36:12 PM |
| enthralling-deal53 | $100.00 | 10/15/2012 5:38:58 PM |
| ASR3 | $50.00 | 10/15/2012 5:32:55 PM |
| hard-working-rate3 | $25.00 | 10/15/2012 5:33:10 PM |
| wayman | $25.00 | 10/15/2012 5:41:06 PM |
| inspired-investment8 | $25.00 | 10/15/2012 5:37:01 PM |
| gethsemane4 | $25.00 | 10/15/2012 5:44:41 PM |
| svandgts | $25.00 | 10/15/2012 5:37:45 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:33 PM |
| new-intuitive-dime | $25.00 | 10/15/2012 5:38:49 PM |
| yield-lion | $25.00 | 10/15/2012 5:45:49 PM |
| purposeful-durability8 | $100.00 | 10/15/2012 5:46:26 PM |
| note-tent | $26.00 | 10/15/2012 5:46:53 PM |
| thrifty-generosity222 | $50.00 | 10/15/2012 5:41:26 PM |
| pound-ace | $25.00 | 10/15/2012 5:41:41 PM |
| angelinvestor2 | $40.00 | 10/15/2012 5:42:00 PM |
| compassionate-auction6 | $150.00 | 10/15/2012 5:50:59 PM |
| qwsd12 | $50.00 | 10/15/2012 5:44:54 PM |
| listing-escalator9 | $25.00 | 10/15/2012 5:45:03 PM |
| rogue_monster | $50.00 | 10/15/2012 5:45:43 PM |
| jazzlender | $25.00 | 10/15/2012 5:48:13 PM |
| tstaub1234 | $25.00 | 10/15/2012 5:49:35 PM |
| contract-bopper | $25.00 | 10/15/2012 5:50:14 PM |
| durability-seahorse7 | $50.00 | 10/15/2012 5:50:54 PM |
| j2ee | $50.00 | 10/15/2012 5:07:45 PM |
| Caine1974 | $100.00 | 10/15/2012 5:08:55 PM |
| oracle3 | $50.00 | 10/15/2012 5:05:47 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:45 PM |
| spark548 | $100.00 | 10/15/2012 5:08:04 PM |
| pierrelasvegas | $25.00 | 10/15/2012 5:16:20 PM |
| nickel-ferret | $25.00 | 10/15/2012 5:19:41 PM |
| impressive-loan | $100.00 | 10/15/2012 5:07:40 PM |
| special-dinero553 | $25.00 | 10/15/2012 5:15:56 PM |
| speedy-peso1 | $99.00 | 10/15/2012 5:22:45 PM |
| nyp112 | $50.00 | 10/15/2012 5:24:37 PM |
| natural-liberty4 | $200.00 | 10/15/2012 5:24:41 PM |
| laudable-balance568 | $25.00 | 10/15/2012 5:29:35 PM |
| keen-peace465 | $25.00 | 10/15/2012 5:30:09 PM |
| jo2y | $25.00 | 10/15/2012 5:32:23 PM |
| Bookophile | $50.00 | 10/15/2012 5:34:20 PM |
| top-courageous-payment3 | $34.00 | 10/15/2012 5:35:26 PM |
| shaps | $50.00 | 10/15/2012 5:22:31 PM |
| wampum-optimization | $25.00 | 10/15/2012 5:36:36 PM |
| gizzywump | $25.00 | 10/15/2012 5:39:38 PM |
| moola-wildebeest3 | $50.00 | 10/15/2012 5:40:07 PM |
| yield-trader | $25.00 | 10/15/2012 5:42:28 PM |
| haplender | $50.00 | 10/15/2012 5:26:05 PM |
| klippies | $25.00 | 10/15/2012 5:26:40 PM |
| entertaining-revenue4 | $50.00 | 10/15/2012 5:44:11 PM |
| resource777 | $30.00 | 10/15/2012 5:44:52 PM |
| 1randyp | $25.00 | 10/15/2012 5:45:59 PM |
| cnovak | $25.00 | 10/15/2012 5:47:16 PM |
| wizard750 | $28.00 | 10/15/2012 5:29:29 PM |
| ericgassercom | $25.00 | 10/15/2012 5:30:28 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 5:50:16 PM |
| AF-Chief | $25.00 | 10/15/2012 5:34:17 PM |
| LeReve | $500.00 | 10/15/2012 5:27:26 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:24 PM |
| TeachertoPolitician | $25.00 | 10/15/2012 5:40:45 PM |
| Comoparklender | $25.00 | 10/15/2012 5:38:14 PM |
| safehouse947 | $43.00 | 10/15/2012 5:38:54 PM |
| superb-funds335 | $25.00 | 10/15/2012 5:45:51 PM |
| reflective-openness8 | $25.00 | 10/15/2012 5:47:00 PM |
| cash-reaction2 | $25.00 | 10/15/2012 5:48:45 PM |
| Aliso-Viejo | $50.00 | 10/15/2012 5:40:31 PM |
| openness-surge0 | $25.00 | 10/15/2012 5:42:05 PM |
| special-generosity2 | $25.00 | 10/15/2012 5:43:44 PM |
| mercuriant | $25.00 | 10/15/2012 5:50:29 PM |
| studious-bonus7 | $73.00 | 10/15/2012 5:46:23 PM |
| sympathetic-funds818 | $25.00 | 10/15/2012 5:46:28 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
654331
This series of Notes was issued and sold upon the funding of the borrower loan #76805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,659 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-basis-escalator |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Nov-2011)
|
|
Principal balance:
| $11,382.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to purchase a commercial refrigerator to be able to increase business.
My financial situation:
I am a good candidate for this loan because my credit is good, and business is good and I want to improve the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LoanerPrincipal | $25.00 | 10/15/2012 9:10:27 AM |
| Perdita_II | $25.00 | 10/15/2012 9:13:43 AM |
| repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:30 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:21 AM |
| Jalebi | $50.00 | 10/15/2012 9:09:31 AM |
| knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:22 AM |
| undaunted-fairness0 | $25.00 | 10/15/2012 10:00:53 AM |
| kind-payment-viking3 | $100.00 | 10/15/2012 9:35:58 AM |
| Vegasjim | $25.00 | 10/15/2012 10:04:24 AM |
| indomitable-coin | $25.00 | 10/15/2012 9:42:53 AM |
| nickel-ferret | $25.00 | 10/15/2012 9:43:53 AM |
| vigorous-payment6 | $25.00 | 10/15/2012 9:38:34 AM |
| charming-exchange7 | $25.00 | 10/15/2012 10:24:30 AM |
| shaps | $25.00 | 10/15/2012 10:26:02 AM |
| FortuneFundII | $200.00 | 10/15/2012 10:32:10 AM |
| prudent-deal662 | $25.00 | 10/15/2012 10:41:37 AM |
| luminous-finance9 | $25.00 | 10/15/2012 10:47:36 AM |
| tolerant-currency6 | $25.00 | 10/15/2012 11:00:22 AM |
| currency-chihuahua3 | $50.00 | 10/15/2012 10:01:08 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:10:49 AM |
| boylezz | $25.00 | 10/15/2012 10:16:08 AM |
| bright-idea11 | $25.00 | 10/15/2012 10:39:21 AM |
| calm-platinum957 | $35.00 | 10/15/2012 10:18:26 AM |
| gentle-generosity822 | $25.00 | 10/15/2012 10:20:17 AM |
| dukeiyer | $25.00 | 10/15/2012 11:02:00 AM |
| Fonthill | $500.00 | 10/15/2012 11:07:04 AM |
| dkl | $25.00 | 10/15/2012 11:10:50 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:54 AM |
| Rockymtnhi | $100.00 | 10/15/2012 9:13:01 AM |
| sweety075 | $25.00 | 10/15/2012 9:23:26 AM |
| lionheart722 | $100.00 | 10/15/2012 9:12:03 AM |
| patriot897 | $25.00 | 10/15/2012 9:11:04 AM |
| compassion-twister2 | $50.00 | 10/15/2012 9:11:12 AM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:14 AM |
| loot-baton | $25.00 | 10/15/2012 10:03:21 AM |
| velocityasaurus-rex4 | $100.00 | 10/15/2012 9:13:27 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:41:56 AM |
| FortuneFund | $200.00 | 10/15/2012 10:13:25 AM |
| intuitive-benefit3 | $100.00 | 10/15/2012 9:32:33 AM |
| pure-treasure7 | $50.00 | 10/15/2012 10:14:10 AM |
| spirit07a | $100.00 | 10/15/2012 9:56:54 AM |
| CreditBuilder2 | $25.01 | 10/15/2012 10:03:09 AM |
| vinayski | $25.00 | 10/15/2012 10:43:06 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:45 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:14 AM |
| botfolio | $300.00 | 10/15/2012 10:15:52 AM |
| punctual-fund | $25.00 | 10/15/2012 10:21:57 AM |
| prudent-dough458 | $25.00 | 10/15/2012 10:22:30 AM |
| 1313mark1313 | $25.10 | 10/15/2012 11:43:33 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:47 AM |
| bellaquito | $500.00 | 10/15/2012 11:47:49 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
654435
This series of Notes was issued and sold upon the funding of the borrower loan #77021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $584.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,648 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| alluring-repayment |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $21,768.89 | < 31 days late:
| 0
( 0% )
| 780-799
(May-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Improving the value of my home!
Purpose of loan:
I have been trying to procure a HARP-2.0 refi, but unfortunately, my loan to value ratio exceeds that which any bank will fund, even under HARP guidelines. Due to the loan to value ratio, I am also unable to obtain normal home improvement loans or home equity loans to make some much needed renovations.
This loan will be used primarily to refurbish my bathroom and kitchen. I would prefer to do this through prosper.com, as I had a good experience here previously, and I do not want to use credit accounts and credit "checks" to pay contractors.
My financial situation:
I am a good candidate for this loan because I have proven history paying off a previous Prosper loan. I have an extremely stable job in healthcare IT, with nearly 15 years of service credit with my employer. I have minimal expenses outside this loan, and fully intend to pay it down using a large anticipated tax return next year. The proceeds of this loan will be used to increase the value of my home, hopefully enabling me to reach a favorable enough loan to value ratio to allow me to proceed with a HARP refi.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| newest-currency-vibrato | $25.00 | 10/16/2012 9:03:32 AM |
| blackstar | $25.00 | 10/16/2012 9:11:07 AM |
| intuitive-benefit3 | $100.00 | 10/16/2012 9:13:08 AM |
| green-trade-dolphin2 | $38.72 | 10/16/2012 9:02:38 AM |
| Tradesmanlender | $25.00 | 10/16/2012 9:02:49 AM |
| Sanford-N-Sons | $25.00 | 10/16/2012 9:19:09 AM |
| AFairDeal | $25.00 | 10/16/2012 9:03:21 AM |
| USMC0311 | $25.00 | 10/16/2012 9:04:09 AM |
| MoneyForNothing | $25.11 | 10/16/2012 9:05:22 AM |
| Tylerh | $250.00 | 10/16/2012 9:27:33 AM |
| CreditBuilder2 | $25.01 | 10/16/2012 9:09:54 AM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 9:09:30 AM |
| FortuneFund | $200.00 | 10/16/2012 9:09:59 AM |
| best-bonafide-p2p | $100.00 | 10/16/2012 9:14:36 AM |
| hard-working-rate3 | $25.00 | 10/16/2012 9:16:01 AM |
| LaGrangeLender | $60.00 | 10/16/2012 9:40:25 AM |
| flo_rida | $100.00 | 10/16/2012 9:20:02 AM |
| genelinist | $300.00 | 10/16/2012 9:28:22 AM |
| 108lender | $200.00 | 10/16/2012 9:27:36 AM |
| SBT | $25.00 | 10/16/2012 9:30:54 AM |
| lendacity | $25.00 | 10/16/2012 9:48:33 AM |
| bold-steady-peso | $100.00 | 10/16/2012 9:35:31 AM |
| intrepid-loot | $25.00 | 10/16/2012 9:36:25 AM |
| hitsman | $50.00 | 10/16/2012 9:58:58 AM |
| moola-accelerator6 | $75.00 | 10/16/2012 10:06:38 AM |
| banchan | $37.00 | 10/16/2012 9:49:22 AM |
| durability-solstice8 | $50.00 | 10/16/2012 9:50:30 AM |
| currency-agave | $50.00 | 10/16/2012 10:11:28 AM |
| suave-durability1 | $50.00 | 10/16/2012 10:16:24 AM |
| invincible-deal82 | $25.00 | 10/16/2012 10:17:33 AM |
| Aimvest | $25.00 | 10/16/2012 9:57:21 AM |
| Clambake | $25.00 | 10/16/2012 10:21:26 AM |
| w3alter | $50.00 | 10/16/2012 10:23:31 AM |
| Tingali | $30.00 | 10/16/2012 10:03:03 AM |
| oracle3 | $50.00 | 10/16/2012 10:06:43 AM |
| ingenious-deal6 | $25.00 | 10/16/2012 10:32:55 AM |
| blue-attractive-coin | $50.00 | 10/16/2012 10:33:15 AM |
| liberty-society5 | $25.00 | 10/16/2012 10:33:35 AM |
| ivy-league-MBA | $25.00 | 10/16/2012 10:34:10 AM |
| chestnut4 | $25.00 | 10/16/2012 10:34:16 AM |
| mvalley | $25.00 | 10/16/2012 10:18:32 AM |
| credit-statuette8 | $25.00 | 10/16/2012 10:37:58 AM |
| Medic05 | $25.00 | 10/16/2012 10:39:02 AM |
| platinum-sorcerer6 | $29.00 | 10/16/2012 10:39:20 AM |
| sturdy-value9 | $25.00 | 10/16/2012 10:19:55 AM |
| top-sensible-yield | $25.00 | 10/16/2012 10:40:40 AM |
| helpful-loan245 | $25.00 | 10/16/2012 10:22:05 AM |
| persistent-dinero953 | $25.00 | 10/16/2012 10:22:50 AM |
| NobisEst | $50.00 | 10/16/2012 10:44:09 AM |
| jeffpac | $33.00 | 10/16/2012 10:45:08 AM |
| Arvicco | $400.00 | 10/16/2012 10:46:06 AM |
| minista | $25.00 | 10/16/2012 10:46:43 AM |
| LendVR | $37.81 | 10/16/2012 10:31:56 AM |
| Cai8899 | $25.00 | 10/16/2012 10:47:46 AM |
| Alpha-AssistU | $25.00 | 10/16/2012 10:48:57 AM |
| life-is-great | $25.00 | 10/16/2012 10:30:49 AM |
| LaveenFinancial | $25.00 | 10/16/2012 10:50:41 AM |
| currency-chihuahua3 | $50.00 | 10/16/2012 10:34:36 AM |
| pragmatic-camaraderi | $25.00 | 10/16/2012 10:35:29 AM |
| american6 | $50.00 | 10/16/2012 10:50:52 AM |
| spirit07a | $100.00 | 10/16/2012 10:33:25 AM |
| 120933 | $50.00 | 10/16/2012 10:36:01 AM |
| debt-fuse158 | $25.00 | 10/16/2012 10:37:34 AM |
| durability-officer | $44.00 | 10/16/2012 10:34:44 AM |
| JASON_ALFUND | $25.00 | 10/16/2012 10:38:49 AM |
| sadhikari | $25.00 | 10/16/2012 10:39:04 AM |
| drummer427 | $25.00 | 10/16/2012 10:36:31 AM |
| progressive-asset | $33.00 | 10/16/2012 10:56:57 AM |
| wetlands | $200.00 | 10/16/2012 10:37:47 AM |
| promise2 | $44.80 | 10/16/2012 10:38:07 AM |
| calamango | $50.00 | 10/16/2012 10:38:25 AM |
| rcm87 | $50.00 | 10/16/2012 10:38:28 AM |
| lendingstar | $25.00 | 10/16/2012 10:41:10 AM |
| Codextreme07 | $50.00 | 10/16/2012 10:41:30 AM |
| Avala | $100.00 | 10/16/2012 10:41:42 AM |
| Schmoootie | $25.00 | 10/16/2012 10:59:14 AM |
| power-trophy7 | $25.00 | 10/16/2012 10:39:47 AM |
| unique-finance0 | $50.00 | 10/16/2012 10:40:27 AM |
| velocity-solo | $25.00 | 10/16/2012 10:40:35 AM |
| TrustPlus | $45.00 | 10/16/2012 10:42:48 AM |
| mennleo | $50.00 | 10/16/2012 10:43:04 AM |
| WorldlyWorker | $25.00 | 10/16/2012 10:42:12 AM |
| 1phantom | $25.00 | 10/16/2012 11:01:52 AM |
| ChrisTJ | $25.00 | 10/16/2012 10:42:43 AM |
| IP | $25.00 | 10/16/2012 11:02:03 AM |
| siesta100 | $25.00 | 10/16/2012 11:03:22 AM |
| benjamins-utopia | $100.00 | 10/16/2012 10:45:17 AM |
| mtquan | $25.00 | 10/16/2012 11:04:04 AM |
| selfmademan | $25.00 | 10/16/2012 10:43:40 AM |
| sharpey | $25.00 | 10/16/2012 10:43:48 AM |
| TW2000 | $25.00 | 10/16/2012 10:46:13 AM |
| bonus-tent | $25.00 | 10/16/2012 10:44:12 AM |
| supersam | $50.00 | 10/16/2012 10:45:40 AM |
| platinum-dojo | $25.00 | 10/16/2012 10:48:29 AM |
| broomfieldbucks | $25.00 | 10/16/2012 10:49:06 AM |
| goldeneye777 | $36.00 | 10/16/2012 11:11:55 AM |
| deal-vibrato | $25.00 | 10/16/2012 10:47:48 AM |
| eg192 | $25.00 | 10/16/2012 10:47:55 AM |
| Hippo-IRA1 | $25.00 | 10/16/2012 10:51:05 AM |
| ready-interest9 | $25.00 | 10/16/2012 10:50:36 AM |
| toblerone | $25.00 | 10/16/2012 11:18:51 AM |
| loyalty-sherpa | $25.00 | 10/16/2012 10:50:46 AM |
| letsloansomemoney | $43.00 | 10/16/2012 11:20:14 AM |
| mtsilver | $25.00 | 10/16/2012 10:53:47 AM |
| emelia | $25.00 | 10/16/2012 11:22:14 AM |
| hardwareman | $37.00 | 10/16/2012 10:54:40 AM |
| db0973 | $25.00 | 10/16/2012 10:55:32 AM |
| Atlanta-Buyer | $25.00 | 10/16/2012 10:55:44 AM |
| diversification-empire | $25.00 | 10/16/2012 10:51:34 AM |
| MARWARISETH | $200.00 | 10/16/2012 11:28:27 AM |
| lizard_lips | $25.00 | 10/16/2012 10:57:50 AM |
| the-transaction-stronghold | $25.00 | 10/16/2012 10:59:06 AM |
| rupee-artisan | $25.00 | 10/16/2012 10:53:48 AM |
| delectable-point5 | $50.00 | 10/16/2012 10:55:01 AM |
| treasure-coyote3 | $25.00 | 10/16/2012 10:55:08 AM |
| credit-maple | $25.00 | 10/16/2012 10:55:23 AM |
| ladyorayne | $100.00 | 10/16/2012 11:55:51 AM |
| realtormoises | $25.00 | 10/16/2012 10:56:19 AM |
| JJ9876 | $25.00 | 10/16/2012 10:57:59 AM |
| djkaiser | $25.00 | 10/16/2012 12:04:28 PM |
| helpishere777 | $25.00 | 10/16/2012 10:59:10 AM |
| KlotzLending | $25.00 | 10/16/2012 11:04:24 AM |
| nickel-banshee | $34.59 | 10/16/2012 11:01:10 AM |
| serene-capital | $30.00 | 10/16/2012 12:55:05 PM |
| meenan | $25.00 | 10/16/2012 11:05:44 AM |
| impartial-p2p6 | $25.00 | 10/16/2012 11:06:45 AM |
| 6moonbeams | $50.00 | 10/16/2012 11:09:46 AM |
| payout-harmony4 | $45.00 | 10/16/2012 11:07:25 AM |
| kendigme | $25.00 | 10/16/2012 1:55:39 PM |
| tps_bubba | $25.00 | 10/16/2012 11:08:42 AM |
| happydayloans10 | $25.00 | 10/16/2012 2:14:27 PM |
| hl8428 | $29.93 | 10/16/2012 2:34:00 PM |
| inspiring-kindness062 | $100.00 | 10/16/2012 2:45:54 PM |
| mathomas3 | $50.00 | 10/16/2012 11:15:00 AM |
| Dubbs360 | $200.00 | 10/16/2012 11:15:20 AM |
| emo13 | $25.00 | 10/16/2012 11:16:49 AM |
| BidDaddyBigBucks | $100.00 | 10/16/2012 11:13:19 AM |
| brainy-dedication | $25.00 | 10/16/2012 11:18:15 AM |
| microfunder | $25.00 | 10/16/2012 11:13:25 AM |
| restless-currency | $40.00 | 10/16/2012 11:14:25 AM |
| benjamins-nest | $90.03 | 10/16/2012 11:20:49 AM |
| gojackgo | $46.00 | 10/16/2012 11:16:22 AM |
| basis-spartan922 | $25.00 | 10/16/2012 11:31:57 AM |
| indomitable-economy8 | $25.00 | 10/16/2012 11:22:10 AM |
| hopeful-silver5 | $59.18 | 10/16/2012 11:26:46 AM |
| green28 | $50.00 | 10/16/2012 11:29:15 AM |
| the-debt-mate | $40.00 | 10/16/2012 4:59:16 PM |
| friedokra | $25.00 | 10/16/2012 5:00:39 PM |
| integrity-gazelle7 | $50.00 | 10/16/2012 11:57:50 AM |
| dukeiyer | $25.00 | 10/16/2012 11:57:23 AM |
| deal-pioneer1 | $50.00 | 10/16/2012 12:09:23 PM |
| loyalty-circuitry | $100.00 | 10/16/2012 12:25:20 PM |
| phenomenal-rate1 | $500.00 | 10/16/2012 5:05:40 PM |
| justice-mermaid067 | $25.00 | 10/16/2012 12:25:40 PM |
| enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:51 PM |
| RufusGreyhound | $25.00 | 10/16/2012 1:21:27 PM |
| astute-benjamins | $150.00 | 10/16/2012 1:05:48 PM |
| magical-fairness4 | $25.00 | 10/16/2012 1:08:18 PM |
| Astyanax | $36.59 | 10/16/2012 1:41:29 PM |
| felicity-fertilizer6 | $25.00 | 10/16/2012 1:44:00 PM |
| sassybaskets | $26.17 | 10/16/2012 2:18:42 PM |
| jcw3rd | $25.00 | 10/16/2012 2:47:47 PM |
| FinanceEngine | $60.00 | 10/16/2012 2:13:50 PM |
| mlm_invests | $40.00 | 10/16/2012 3:30:14 PM |
| yield-deployment5 | $25.00 | 10/16/2012 3:32:13 PM |
| gilbrear | $25.00 | 10/16/2012 2:36:54 PM |
| quarkyuzu | $50.00 | 10/16/2012 3:51:25 PM |
| roadster199 | $25.00 | 10/16/2012 4:10:27 PM |
| payment-halo | $25.00 | 10/16/2012 4:48:58 PM |
| mbf2234 | $32.57 | 10/16/2012 4:09:18 PM |
| transaction-keeper5 | $29.93 | 10/16/2012 4:14:53 PM |
| deal-goliath4 | $275.00 | 10/16/2012 5:16:21 PM |
| soarmore | $25.00 | 10/16/2012 5:12:29 PM |
| 100units | $200.00 | 10/16/2012 5:11:21 PM |
| shrewd-deal | $50.00 | 10/16/2012 5:15:05 PM |
| Focus-on-tommorow | $25.00 | 10/16/2012 5:41:24 PM |
| new-orbital-transaction | $25.00 | 10/16/2012 5:51:30 PM |
| wildguy | $30.00 | 10/16/2012 5:31:51 PM |
| jedi053 | $100.00 | 10/16/2012 6:02:15 PM |
| turbobrat | $25.00 | 10/16/2012 6:09:38 PM |
| BorthersKeeper | $25.00 | 10/16/2012 6:13:44 PM |
| top-tender-moola | $25.00 | 10/16/2012 6:23:58 PM |
| KindCharmingReflective-affluence | $50.00 | 10/16/2012 5:49:51 PM |
| EretzCapital | $25.00 | 10/16/2012 7:27:06 PM |
| MI2 | $5,000.00 | 10/16/2012 6:24:35 PM |
| vines99 | $50.00 | 10/16/2012 6:23:02 PM |
| currency-persimmon | $25.00 | 10/16/2012 7:13:12 PM |
| asset-twister70 | $25.00 | 10/16/2012 7:15:33 PM |
| hope-hickory8 | $25.00 | 10/16/2012 7:34:08 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:56 PM |
| investmentgroup | $50.00 | 10/16/2012 11:07:49 AM |
| BiggestG | $25.00 | 10/16/2012 9:15:04 AM |
| justreturns | $25.00 | 10/16/2012 9:18:14 AM |
| networks4ever | $25.00 | 10/16/2012 9:02:15 AM |
| urbane-deal152 | $50.00 | 10/16/2012 9:03:14 AM |
| Bank_Of_XL | $25.00 | 10/16/2012 9:04:49 AM |
| Aquafina24Ounce | $25.00 | 10/16/2012 9:36:10 AM |
| felicity-broadcaster6 | $50.00 | 10/16/2012 9:12:30 AM |
| unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:24 AM |
| responsibility-cherry6 | $25.00 | 10/16/2012 9:21:05 AM |
| DadWarbucks | $25.00 | 10/16/2012 9:35:22 AM |
| knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:50 AM |
| aztec | $50.00 | 10/16/2012 9:39:11 AM |
| didibagle | $68.96 | 10/16/2012 9:58:14 AM |
| octoberfresh | $25.00 | 10/16/2012 9:46:12 AM |
| brainy-credit1 | $40.00 | 10/16/2012 9:47:22 AM |
| gold-commander0 | $25.00 | 10/16/2012 10:10:55 AM |
| thrifty-transaction578 | $25.00 | 10/16/2012 10:10:58 AM |
| indomitable-coin | $25.00 | 10/16/2012 9:52:16 AM |
| Detour11 | $25.00 | 10/16/2012 9:53:03 AM |
| Retired_Senior | $84.00 | 10/16/2012 10:17:14 AM |
| PThor | $25.00 | 10/16/2012 9:57:13 AM |
| community-burrito9 | $25.00 | 10/16/2012 9:59:20 AM |
| helpful-credit156 | $50.00 | 10/16/2012 10:22:57 AM |
| Emgolda | $25.00 | 10/16/2012 10:26:01 AM |
| truth-vault4 | $25.00 | 10/16/2012 10:05:19 AM |
| HamachiMan | $50.00 | 10/16/2012 10:27:28 AM |
| commerce-web5 | $25.00 | 10/16/2012 10:06:56 AM |
| bazaar-tulip | $25.00 | 10/16/2012 10:13:04 AM |
| rate-mogul | $50.00 | 10/16/2012 10:13:18 AM |
| ski bum | $51.00 | 10/16/2012 10:13:21 AM |
| gjh37 | $25.00 | 10/16/2012 10:35:07 AM |
| dspmn | $25.00 | 10/16/2012 10:36:50 AM |
| awe-inspiring-commitment972 | $41.00 | 10/16/2012 10:17:12 AM |
| loot-heart | $25.00 | 10/16/2012 10:18:16 AM |
| btim40 | $25.00 | 10/16/2012 10:39:36 AM |
| DreisersFinancier | $50.00 | 10/16/2012 10:40:32 AM |
| FortuneFundII | $200.00 | 10/16/2012 10:41:05 AM |
| Kame | $25.00 | 10/16/2012 10:42:03 AM |
| emphatic-responsibility | $50.00 | 10/16/2012 10:42:24 AM |
| downtownfarm | $25.00 | 10/16/2012 10:44:00 AM |
| Great-Mom | $25.00 | 10/16/2012 10:24:59 AM |
| point653 | $25.00 | 10/16/2012 10:28:26 AM |
| mystical-diversification1 | $25.00 | 10/16/2012 10:28:57 AM |
| Dawags1 | $25.00 | 10/16/2012 10:26:36 AM |
| resolute-basis9 | $25.00 | 10/16/2012 10:26:38 AM |
| velocity-javelin8 | $25.00 | 10/16/2012 10:45:54 AM |
| Jalebi | $50.00 | 10/16/2012 10:30:29 AM |
| productive-finance | $25.00 | 10/16/2012 10:46:20 AM |
| elegant-return3 | $30.00 | 10/16/2012 10:27:41 AM |
| sjlender | $36.00 | 10/16/2012 10:28:07 AM |
| XP | $50.00 | 10/16/2012 10:47:48 AM |
| compoundinterest | $25.00 | 10/16/2012 10:34:07 AM |
| relentless-fund1 | $25.00 | 10/16/2012 10:33:08 AM |
| wonderous-p2ploan3 | $25.00 | 10/16/2012 10:51:01 AM |
| contract-bopper | $25.00 | 10/16/2012 10:38:09 AM |
| brewman | $25.00 | 10/16/2012 10:34:41 AM |
| justice-star9 | $25.00 | 10/16/2012 10:35:37 AM |
| shred123 | $25.00 | 10/16/2012 10:55:47 AM |
| kyomoon | $50.00 | 10/16/2012 10:39:34 AM |
| ranstlin | $25.00 | 10/16/2012 10:56:46 AM |
| value-wind0 | $25.00 | 10/16/2012 10:37:06 AM |
| cunning-worth5 | $25.00 | 10/16/2012 10:57:41 AM |
| return-meadow684 | $25.00 | 10/16/2012 10:40:46 AM |
| finance-kayak30 | $100.00 | 10/16/2012 10:38:13 AM |
| Investoman | $25.00 | 10/16/2012 10:40:53 AM |
| dollar-spy | $25.00 | 10/16/2012 10:38:41 AM |
| ready-bid9 | $50.00 | 10/16/2012 10:58:29 AM |
| first-serene-credit | $25.00 | 10/16/2012 10:41:48 AM |
| attentive-kindness641 | $100.00 | 10/16/2012 10:40:00 AM |
| first-serene-credit | $25.00 | 10/16/2012 10:42:04 AM |
| lakshmilila | $25.00 | 10/16/2012 10:40:21 AM |
| market-assembler | $50.00 | 10/16/2012 10:42:32 AM |
| misterhobbs | $25.00 | 10/16/2012 11:00:44 AM |
| profitable-benefit952 | $200.00 | 10/16/2012 10:43:34 AM |
| NDFIRTH | $50.00 | 10/16/2012 10:42:31 AM |
| Basset_Hound_Investments | $25.00 | 10/16/2012 11:01:49 AM |
| marketplace-cello5 | $25.00 | 10/16/2012 10:42:58 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:24 AM |
| capital-marsupial3 | $25.00 | 10/16/2012 11:03:10 AM |
| jrbill1998 | $50.00 | 10/16/2012 10:44:53 AM |
| dochelp | $50.00 | 10/16/2012 11:04:54 AM |
| LeReve | $500.00 | 10/16/2012 10:46:45 AM |
| Splangy613 | $25.00 | 10/16/2012 10:44:26 AM |
| krisran | $50.00 | 10/16/2012 10:44:43 AM |
| redalert99 | $46.00 | 10/16/2012 10:47:10 AM |
| hrubinst | $50.00 | 10/16/2012 10:45:30 AM |
| Breakfast_Gypsy | $25.00 | 10/16/2012 11:07:34 AM |
| kind-payment-viking3 | $100.00 | 10/16/2012 10:48:24 AM |
| brightest-riveting-order | $25.00 | 10/16/2012 11:08:51 AM |
| BxRealtor | $25.00 | 10/16/2012 10:48:31 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 10/16/2012 10:49:39 AM |
| gatorjh | $25.00 | 10/16/2012 10:47:36 AM |
| zzztimbo | $25.00 | 10/16/2012 10:50:00 AM |
| hope-kingdom | $50.00 | 10/16/2012 11:14:42 AM |
| Arg3998 | $26.00 | 10/16/2012 10:49:31 AM |
| Deuce | $26.00 | 10/16/2012 10:50:19 AM |
| KeepOnRunning | $100.00 | 10/16/2012 10:51:42 AM |
| fishtale | $25.00 | 10/16/2012 11:18:43 AM |
| bowdish1 | $100.00 | 10/16/2012 10:53:10 AM |
| affluence-tomahawk | $25.00 | 10/16/2012 11:23:27 AM |
| keeks | $25.00 | 10/16/2012 10:51:27 AM |
| internetwolf | $25.00 | 10/16/2012 10:56:16 AM |
| pious-currency875 | $100.00 | 10/16/2012 10:52:19 AM |
| hostbank | $100.00 | 10/16/2012 10:57:53 AM |
| MadHun | $200.00 | 10/16/2012 10:52:22 AM |
| listing-trapper3 | $50.00 | 10/16/2012 10:58:44 AM |
| punctual-worth263 | $50.00 | 10/16/2012 10:53:10 AM |
| gristle | $25.00 | 10/16/2012 10:58:49 AM |
| dospapalotes | $25.00 | 10/16/2012 10:59:04 AM |
| bobby5832708 | $25.00 | 10/16/2012 10:59:27 AM |
| moneyonmoneylove | $360.98 | 10/16/2012 11:40:39 AM |
| rewards | $25.00 | 10/16/2012 10:55:21 AM |
| inspired-investment8 | $100.00 | 10/16/2012 10:56:09 AM |
| important-gold5 | $25.00 | 10/16/2012 11:00:47 AM |
| velocity-amplifier9 | $25.00 | 10/16/2012 10:56:21 AM |
| Pizza-man | $38.00 | 10/16/2012 10:56:53 AM |
| Vegasjim | $25.00 | 10/16/2012 11:55:58 AM |
| fairness-hammock | $50.00 | 10/16/2012 12:03:03 PM |
| don8ter | $50.00 | 10/16/2012 10:58:12 AM |
| Tai | $25.00 | 10/16/2012 11:03:59 AM |
| maldok1 | $25.00 | 10/16/2012 10:59:44 AM |
| fcukciti | $35.00 | 10/16/2012 11:00:58 AM |
| etraboulay | $50.00 | 10/16/2012 11:05:47 AM |
| gentle-generosity822 | $25.00 | 10/16/2012 11:05:51 AM |
| Wordsmth | $25.00 | 10/16/2012 11:06:19 AM |
| SpectrumCen | $25.00 | 10/16/2012 11:04:52 AM |
| skifamily1992 | $25.59 | 10/16/2012 1:19:37 PM |
| dedication-patriot | $25.00 | 10/16/2012 1:49:29 PM |
| worthy-value1 | $25.00 | 10/16/2012 11:09:18 AM |
| atomantic | $50.00 | 10/16/2012 2:04:37 PM |
| stockpiler608 | $25.00 | 10/16/2012 2:17:35 PM |
| aver2801 | $25.00 | 10/16/2012 11:12:58 AM |
| DoctorJoe | $30.00 | 10/16/2012 2:49:43 PM |
| Nil2008 | $100.00 | 10/16/2012 3:01:35 PM |
| rine354 | $200.00 | 10/16/2012 3:16:58 PM |
| icchok | $50.00 | 10/16/2012 11:13:36 AM |
| dollardave | $50.00 | 10/16/2012 11:19:39 AM |
| zoomdrm57 | $25.00 | 10/16/2012 11:20:35 AM |
| luminous-marketplace5 | $25.00 | 10/16/2012 11:16:10 AM |
| Business_Happens | $25.00 | 10/16/2012 11:22:57 AM |
| zone6 | $100.00 | 10/16/2012 11:24:48 AM |
| best-payment-antioxidant | $25.00 | 10/16/2012 11:17:45 AM |
| p2p-mogul | $50.00 | 10/16/2012 3:53:05 PM |
| mauge35 | $113.90 | 10/16/2012 11:29:39 AM |
| investmentgeek | $25.00 | 10/16/2012 4:12:00 PM |
| Robin_Hood | $26.09 | 10/16/2012 11:37:53 AM |
| lendme2 | $50.00 | 10/16/2012 11:25:54 AM |
| hopeful-silver5 | $50.00 | 10/16/2012 11:26:15 AM |
| Gsmcellz | $28.43 | 10/16/2012 4:39:47 PM |
| rutzebach | $200.00 | 10/16/2012 4:44:33 PM |
| Munnie | $25.00 | 10/16/2012 4:57:49 PM |
| Leshan | $53.03 | 10/16/2012 5:01:19 PM |
| brondero | $90.00 | 10/16/2012 11:38:53 AM |
| LendingZone | $25.00 | 10/16/2012 12:14:01 PM |
| producer455 | $36.20 | 10/16/2012 12:14:06 PM |
| HYGCapitalPartnersLP | $100.00 | 10/16/2012 12:16:14 PM |
| entertaining-greenback2 | $55.27 | 10/16/2012 5:05:32 PM |
| fzzylogic | $100.00 | 10/16/2012 12:50:59 PM |
| JeffHoll | $200.00 | 10/16/2012 1:27:23 PM |
| five-star-order1 | $50.00 | 10/16/2012 1:36:07 PM |
| efficient-greenback6 | $25.00 | 10/16/2012 2:05:10 PM |
| hopeful_lender | $100.00 | 10/16/2012 2:45:05 PM |
| Barrayaran | $25.00 | 10/16/2012 2:09:59 PM |
| bonus-seahorse | $250.00 | 10/16/2012 2:11:41 PM |
| fund-medalist171 | $30.00 | 10/16/2012 4:50:34 PM |
| Keystonekop | $100.00 | 10/16/2012 4:01:43 PM |
| quickstep | $150.00 | 10/16/2012 4:11:40 PM |
| imogen22 | $50.00 | 10/16/2012 5:13:09 PM |
| dynrep | $25.00 | 10/16/2012 4:49:51 PM |
| zippy-revenue8 | $25.00 | 10/16/2012 5:00:18 PM |
| a-finance-director | $100.00 | 10/16/2012 5:15:28 PM |
| loan-master996 | $50.00 | 10/16/2012 5:16:43 PM |
| Brookst | $50.00 | 10/16/2012 5:07:01 PM |
| The-Lighthouse-Group | $25.00 | 10/16/2012 5:21:50 PM |
| Solid-Platinum | $30.00 | 10/16/2012 5:24:47 PM |
| reward-giant1 | $48.00 | 10/16/2012 5:28:39 PM |
| ponch12 | $34.14 | 10/16/2012 5:43:06 PM |
| Earnest_Money | $30.00 | 10/16/2012 6:25:40 PM |
| contract-paloverde1 | $25.00 | 10/16/2012 6:43:49 PM |
| liberty-point | $75.00 | 10/16/2012 6:49:51 PM |
| 111TaxMan | $25.00 | 10/16/2012 5:44:27 PM |
| geobmx540 | $331.71 | 10/16/2012 7:26:59 PM |
| best-listing-toro | $25.00 | 10/16/2012 5:48:04 PM |
| enchanted-truth264 | $25.00 | 10/16/2012 7:04:51 PM |
| reward-dynamo | $25.00 | 10/16/2012 6:15:47 PM |
| happyinvallarta | $50.00 | 10/16/2012 6:39:33 PM |
| income-buffalo1 | $72.90 | 10/16/2012 7:08:08 PM |
| well-mannered-income3 | $100.00 | 10/16/2012 7:25:33 PM |
| historic-value7 | $200.00 | 10/16/2012 7:36:33 PM |
| Voracious_Trees | $13.36 | 10/16/2012 7:48:18 PM |
| 381 Investments
|
Borrower Payment Dependent Notes Series
654449
This series of Notes was issued and sold upon the funding of the borrower loan #76639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $271.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $818 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| laudable-order4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 43% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 8
( 57% )
| 640-659
(Apr-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mikeandcat | $50.00 | 10/17/2012 9:02:53 AM |
| trumpeter5 | $25.00 | 10/17/2012 9:03:38 AM |
| triguy | $500.00 | 10/17/2012 10:27:52 AM |
| boston_mass | $25.00 | 10/17/2012 1:37:05 PM |
| treasure-bliss | $50.00 | 10/17/2012 10:54:52 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:41 PM |
| orange-preeminant-bill | $50.00 | 10/17/2012 10:42:34 AM |
| social-zebra | $30.00 | 10/17/2012 11:52:47 AM |
| tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:36 AM |
| melodious-openness | $200.00 | 10/17/2012 3:29:23 PM |
| URBANCAPITAL | $29.01 | 10/17/2012 3:32:59 PM |
| BankofRon | $25.00 | 10/17/2012 3:57:13 PM |
| ferdberfel | $36.79 | 10/17/2012 4:17:58 PM |
| FL-Lender | $25.00 | 10/17/2012 12:46:08 PM |
| bonus-quark4 | $25.00 | 10/17/2012 4:42:17 PM |
| contract-snowdome493 | $25.00 | 10/17/2012 11:34:55 AM |
| DiligentiaLLC | $75.00 | 10/17/2012 1:41:39 PM |
| amlu1988 | $25.00 | 10/17/2012 2:35:54 PM |
| gilbrear | $25.00 | 10/17/2012 5:30:08 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:21 PM |
| gothampark | $25.00 | 10/17/2012 5:19:24 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:19:53 PM |
| Malkial | $25.00 | 10/17/2012 8:57:45 PM |
| wildebeest014 | $25.00 | 10/17/2012 9:02:14 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:06:45 PM |
| cbivitz | $100.00 | 10/17/2012 7:09:34 PM |
| sensible-rate | $25.04 | 10/18/2012 6:19:43 AM |
| cozy-ore516 | $25.00 | 10/17/2012 7:15:09 PM |
| invesor87 | $53.08 | 10/17/2012 9:37:21 PM |
| jwesleym | $25.00 | 10/18/2012 12:25:27 AM |
| Theofficer_roth_ira | $29.27 | 10/17/2012 8:31:40 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:22 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:18 AM |
| buffalobills | $25.00 | 10/18/2012 7:59:11 AM |
| radiobuda | $25.00 | 10/18/2012 12:23:17 AM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:22:27 AM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:17 AM |
| peaceful-greenback719 | $25.00 | 10/18/2012 5:33:43 AM |
| Leshan | $100.00 | 10/18/2012 6:24:12 AM |
| blue-tender-currency | $200.00 | 10/18/2012 7:25:41 AM |
| LeReve | $500.00 | 10/18/2012 9:27:14 AM |
| Westerly | $25.00 | 10/18/2012 8:49:37 AM |
| somebody32 | $50.00 | 10/18/2012 8:55:00 AM |
| ONECENTATATIME | $26.00 | 10/18/2012 7:30:11 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:36 AM |
| bulldog22ph | $25.00 | 10/18/2012 9:42:38 AM |
| brightest-momentous-income | $64.92 | 10/18/2012 9:04:04 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:18 AM |
| euro-melody896 | $110.81 | 10/18/2012 11:03:26 AM |
| FinanceEngine | $50.00 | 10/17/2012 9:52:23 AM |
| appetizing-loyalty354 | $100.00 | 10/17/2012 10:23:26 AM |
| scarlet-velvet | $50.08 | 10/17/2012 9:37:14 AM |
| convergentthinker | $100.00 | 10/17/2012 9:16:01 AM |
| rospa | $50.00 | 10/17/2012 9:55:49 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:24 AM |
| Bank42 | $25.00 | 10/17/2012 10:56:02 AM |
| LivingInvestments00 | $25.00 | 10/17/2012 2:06:10 PM |
| rate-advocator7 | $200.00 | 10/17/2012 10:19:11 AM |
| credit-socrates648 | $750.00 | 10/17/2012 10:22:33 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:07 AM |
| chererat | $38.33 | 10/17/2012 3:03:30 PM |
| silver-saber | $125.00 | 10/17/2012 12:08:38 PM |
| Beast_Mode_Money | $25.00 | 10/17/2012 1:09:36 PM |
| whatsmyname019 | $37.79 | 10/17/2012 2:33:56 PM |
| integrity-electron9 | $50.00 | 10/17/2012 3:00:47 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:21 PM |
| EL_Papin | $25.00 | 10/17/2012 4:10:15 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:02 PM |
| Imaginos1892 | $100.00 | 10/17/2012 6:06:22 PM |
| 100units | $200.00 | 10/17/2012 5:13:39 PM |
| handy-affluence9 | $25.44 | 10/17/2012 5:06:46 PM |
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:22 PM |
| asset-portait013 | $100.00 | 10/17/2012 5:18:45 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:28 PM |
| sensible-fund | $25.00 | 10/17/2012 8:49:59 PM |
| vines99 | $25.00 | 10/17/2012 10:09:02 PM |
| Danylostefan | $70.00 | 10/18/2012 5:26:20 AM |
| benjamins-worker5 | $60.00 | 10/17/2012 6:49:19 PM |
| erccpa | $59.55 | 10/17/2012 6:57:38 PM |
| Codextreme07 | $75.00 | 10/17/2012 7:00:31 PM |
| treasure-hunter270 | $50.00 | 10/18/2012 6:34:54 AM |
| RSV | $25.00 | 10/18/2012 3:31:10 AM |
| Prospect10 | $200.00 | 10/17/2012 10:18:59 PM |
| deal-wind | $25.00 | 10/18/2012 5:31:41 AM |
| note-mad-scientist | $30.00 | 10/18/2012 4:42:03 AM |
| Iowa65 | $25.00 | 10/18/2012 7:04:16 AM |
| capital-investor8 | $25.00 | 10/18/2012 6:17:49 AM |
| bob450-roth | $25.00 | 10/18/2012 9:13:42 AM |
| draggon77 | $25.00 | 10/18/2012 7:53:26 AM |
| credit-dandelion148 | $200.00 | 10/18/2012 7:59:48 AM |
| kulender | $50.00 | 10/18/2012 8:04:04 AM |
| generous-aloha2 | $25.00 | 10/18/2012 9:23:42 AM |
| blue-tender-currency | $200.00 | 10/18/2012 7:27:23 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:49 AM |
| aabadabadoo | $25.00 | 10/18/2012 9:10:45 AM |
| rutzebach1 | $48.89 | 10/18/2012 10:29:47 AM |
| Bob450 | $25.00 | 10/18/2012 9:02:17 AM |
| revenue-serenity | $25.00 | 10/18/2012 9:24:54 AM |
| return-enthusiast1 | $25.00 | 10/18/2012 9:15:21 AM |
| orange-liberty-oyster | $25.00 | 10/18/2012 9:15:58 AM |
| compatible-deal9 | $50.00 | 10/18/2012 10:17:22 AM |
| JGuide | $25.00 | 10/18/2012 10:34:44 AM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
654517
This series of Notes was issued and sold upon the funding of the borrower loan #76813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 11y 2m |
|
Amount delinquent:
| $994 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,643 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fixer783 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
My financial situation:
I am a good candidate for this loan because I will repay this loan befoore the end of the contract.
Monthly net income: $4,800
Monthly expenses: $3,100
Housing: $1,400
Insurance: $100
Car expenses: $660
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/15/2012 5:05:48 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:39 PM |
| cattlebaron | $25.00 | 10/15/2012 5:14:14 PM |
| green-discrete-rupee | $50.00 | 10/15/2012 5:29:02 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:18 PM |
| trade-goblin9 | $50.00 | 10/15/2012 5:22:24 PM |
| shaps | $50.00 | 10/15/2012 5:22:31 PM |
| keen-peace465 | $25.00 | 10/15/2012 5:30:10 PM |
| community-burrito9 | $35.00 | 10/15/2012 5:25:15 PM |
| bright-idea11 | $25.00 | 10/15/2012 5:53:49 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 5:50:17 PM |
| cardminger | $25.00 | 10/15/2012 6:07:11 PM |
| a-finance-nirvana | $25.00 | 10/15/2012 5:52:27 PM |
| Vegasjim | $25.00 | 10/15/2012 5:57:02 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:30 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 6:33:52 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:29 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:17 PM |
| jayk63 | $25.00 | 10/16/2012 5:39:46 AM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:48 AM |
| compassion-burrito | $50.00 | 10/16/2012 6:46:55 AM |
| bbjones3 | $25.00 | 10/16/2012 6:36:06 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:19 AM |
| 0_0 | $25.00 | 10/16/2012 9:00:38 AM |
| knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:42 AM |
| buddy486 | $25.00 | 10/16/2012 9:13:39 AM |
| banchan | $37.00 | 10/16/2012 9:49:18 AM |
| tech310 | $50.00 | 10/16/2012 9:37:53 AM |
| oregonusa | $25.00 | 10/16/2012 9:49:49 AM |
| Plow_n_Sow | $25.00 | 10/16/2012 10:12:43 AM |
| wizardii | $25.00 | 10/16/2012 10:03:57 AM |
| economy-structure9 | $25.00 | 10/16/2012 10:10:21 AM |
| profitable-fairness1 | $41.00 | 10/16/2012 10:26:04 AM |
| mercuriant | $25.00 | 10/16/2012 10:30:41 AM |
| NobisEst | $25.00 | 10/16/2012 10:58:17 AM |
| glroark | $100.00 | 10/16/2012 11:04:06 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:43 AM |
| palpbert | $25.00 | 10/16/2012 11:15:34 AM |
| All_Wins | $35.89 | 10/16/2012 1:29:29 PM |
| Astyanax | $30.00 | 10/16/2012 1:47:28 PM |
| inspiring-kindness062 | $200.00 | 10/16/2012 2:45:52 PM |
| quarkyuzu | $50.00 | 10/16/2012 3:55:43 PM |
| 113121 | $25.00 | 10/15/2012 5:20:00 PM |
| nakanu | $25.00 | 10/15/2012 7:27:13 PM |
| decisive-income7 | $500.00 | 10/16/2012 1:15:25 PM |
| vutah | $35.00 | 10/15/2012 5:07:23 PM |
| resolute-justice413 | $200.00 | 10/15/2012 5:14:55 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:45 PM |
| special-dinero553 | $25.00 | 10/15/2012 5:15:56 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:34 PM |
| janeybooboo | $75.00 | 10/15/2012 5:23:35 PM |
| gotjack-IRA | $25.02 | 10/15/2012 5:46:56 PM |
| supreme-treasure8 | $100.00 | 10/15/2012 5:54:14 PM |
| commerce-viking1 | $50.00 | 10/15/2012 5:57:55 PM |
| gentle-generosity822 | $25.00 | 10/15/2012 5:58:50 PM |
| EngineersAlliance | $100.00 | 10/15/2012 6:00:56 PM |
| vigorous-payment6 | $25.00 | 10/15/2012 6:04:36 PM |
| pierrelasvegas | $25.00 | 10/15/2012 6:45:30 PM |
| bullwink27 | $25.00 | 10/15/2012 6:23:28 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:45 PM |
| toblerone | $25.00 | 10/15/2012 6:24:10 PM |
| etraboulay | $50.00 | 10/15/2012 6:31:46 PM |
| hopeful_lender | $100.00 | 10/15/2012 7:53:41 PM |
| houli123 | $225.00 | 10/15/2012 7:22:27 PM |
| Dubbs360 | $200.00 | 10/15/2012 7:29:45 PM |
| money-baron | $100.00 | 10/15/2012 7:38:44 PM |
| PThor | $25.00 | 10/16/2012 7:13:23 AM |
| foothillender | $25.00 | 10/16/2012 7:50:51 AM |
| Bank-of-Oof | $25.00 | 10/16/2012 8:34:17 AM |
| mt3209 | $25.00 | 10/16/2012 9:00:36 AM |
| justreturns | $25.00 | 10/16/2012 9:18:12 AM |
| compassionate-dime0 | $32.00 | 10/16/2012 9:30:43 AM |
| scholarly-order6 | $25.00 | 10/16/2012 9:16:45 AM |
| enriching-trade2 | $50.00 | 10/16/2012 10:17:04 AM |
| laudable-treasure4 | $25.00 | 10/16/2012 10:26:55 AM |
| blue-lively-platinum | $25.00 | 10/16/2012 11:14:00 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:19 AM |
| vkorichkov | $25.00 | 10/16/2012 11:00:46 AM |
| selector568 | $300.00 | 10/16/2012 11:01:12 AM |
| a-restless-dollar | $25.00 | 10/16/2012 3:33:25 PM |
| otto1939 | $203.00 | 10/16/2012 3:53:34 PM |
| Johnab | $1.09 | 10/16/2012 4:04:07 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
654549
This series of Notes was issued and sold upon the funding of the borrower loan #76898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $210.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 0m |
|
Amount delinquent:
| $11,976 |
Total credit lines:
| 18 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,601 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| restless-dime67 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/16/2012 5:47:37 PM |
| return-exchanger355 | $43.00 | 10/16/2012 5:05:44 PM |
| careful-vigilance4 | $25.00 | 10/16/2012 5:06:58 PM |
| enriching-dollar1 | $41.00 | 10/16/2012 5:10:41 PM |
| money-bauble | $100.00 | 10/16/2012 5:08:21 PM |
| zipemdown | $25.00 | 10/16/2012 5:07:48 PM |
| natural-liberty4 | $190.00 | 10/16/2012 5:21:50 PM |
| tolerant-responsibility051 | $2,500.00 | 10/16/2012 5:16:29 PM |
| wwwUniversal | $25.00 | 10/16/2012 5:52:31 PM |
| gentle-generosity822 | $25.00 | 10/16/2012 5:52:20 PM |
| etraboulay | $50.00 | 10/16/2012 5:43:36 PM |
| 52digital | $75.00 | 10/16/2012 5:53:30 PM |
| WalnutCreekguy | $50.00 | 10/16/2012 6:00:50 PM |
| trajectory8 | $25.00 | 10/16/2012 5:50:10 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:06 PM |
| currency-persimmon | $25.00 | 10/16/2012 7:16:09 PM |
| contract-paloverde1 | $25.00 | 10/17/2012 9:18:59 AM |
| leverage-monger | $25.00 | 10/17/2012 8:59:13 AM |
| desertoasis | $25.00 | 10/17/2012 9:48:37 AM |
| credit-dandelion148 | $250.00 | 10/17/2012 10:48:47 AM |
| value-wind0 | $50.00 | 10/17/2012 2:26:08 PM |
| spark548 | $100.00 | 10/17/2012 5:07:49 PM |
| compatible-deal9 | $25.00 | 10/17/2012 5:48:53 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:37 PM |
| KB-IRA | $31.00 | 10/17/2012 7:21:36 PM |
| phenomenal-rate1 | $500.00 | 10/16/2012 5:06:26 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:22 PM |
| thrilling-fund427 | $50.00 | 10/16/2012 5:08:14 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:39 PM |
| LeReve | $500.00 | 10/16/2012 5:24:39 PM |
| soarmore | $25.00 | 10/16/2012 5:12:48 PM |
| restless-fund5 | $25.00 | 10/16/2012 5:18:34 PM |
| speedy-peso1 | $100.00 | 10/16/2012 5:20:57 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:04 PM |
| consummate-affluence | $100.00 | 10/16/2012 5:50:33 PM |
| bewitching-dollar5 | $100.00 | 10/16/2012 5:58:11 PM |
| bold-direct-asset | $50.00 | 10/16/2012 5:59:22 PM |
| cp-family | $50.00 | 10/16/2012 5:30:30 PM |
| Dubbs360 | $200.00 | 10/16/2012 5:43:02 PM |
| Investor_DP | $200.00 | 10/16/2012 6:21:50 PM |
| supreme-treasure8 | $100.00 | 10/16/2012 5:36:18 PM |
| capital-renewal | $50.00 | 10/16/2012 5:46:46 PM |
| NoCal | $25.00 | 10/16/2012 5:51:27 PM |
| well-mannered-income3 | $40.00 | 10/16/2012 7:37:32 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:02 PM |
| oldtruckads | $25.00 | 10/17/2012 4:01:17 AM |
| mikeandcat | $50.00 | 10/17/2012 4:36:41 AM |
| TheBlueberryPirate | $25.00 | 10/17/2012 5:35:46 AM |
| bob450-roth | $25.00 | 10/17/2012 8:29:10 AM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:37 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:40 PM |
| restless-payment312 | $255.00 | 10/17/2012 5:15:38 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:20:02 PM |
| yurison | $25.00 | 10/17/2012 5:17:17 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
654645
This series of Notes was issued and sold upon the funding of the borrower loan #76476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $185.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 2m |
|
Amount delinquent:
| $1,557 |
Total credit lines:
| 25 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,191 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| champion930 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off debt.
My financial situation:
I am a good candidate for this loan because I will pay it back in a timely manner and am in need.
Monthly net income: $ 2000.00
Monthly expenses: Not sure if this should include everything, but if it does $1650.00
Housing: $750.00
Insurance: $190.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $ 300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| five-star-justice | $25.00 | 10/16/2012 9:23:57 AM |
| gentle-generosity822 | $25.00 | 10/16/2012 9:05:54 AM |
| kevin314 | $25.00 | 10/16/2012 9:36:00 AM |
| open-minded-p2p1 | $25.00 | 10/16/2012 9:49:01 AM |
| banchan | $37.00 | 10/16/2012 9:49:23 AM |
| etraboulay | $50.00 | 10/16/2012 10:03:19 AM |
| careful-vigilance4 | $25.00 | 10/16/2012 9:45:51 AM |
| Wellman | $25.00 | 10/16/2012 10:13:40 AM |
| toblerone | $25.00 | 10/16/2012 9:54:03 AM |
| spark548 | $100.00 | 10/16/2012 10:21:23 AM |
| persistent-dinero953 | $25.00 | 10/16/2012 10:22:51 AM |
| Dubbs360 | $200.00 | 10/16/2012 10:08:17 AM |
| supreme-treasure8 | $100.00 | 10/16/2012 10:33:47 AM |
| musegaze | $50.00 | 10/16/2012 10:39:14 AM |
| thrilling-fund427 | $50.00 | 10/16/2012 10:22:29 AM |
| orchestra960 | $300.00 | 10/16/2012 10:22:47 AM |
| subtle-bill727 | $25.00 | 10/16/2012 10:45:21 AM |
| enriching-dollar1 | $100.00 | 10/16/2012 10:26:25 AM |
| Jalebi | $50.00 | 10/16/2012 10:30:31 AM |
| life-is-great | $25.00 | 10/16/2012 10:30:50 AM |
| LeReve | $353.00 | 10/16/2012 10:47:25 AM |
| likeable-responsibility6 | $43.00 | 10/16/2012 10:32:33 AM |
| economy-shrubbery6 | $25.00 | 10/16/2012 10:34:01 AM |
| liberty-society5 | $25.00 | 10/16/2012 10:33:36 AM |
| burrito6 | $50.00 | 10/16/2012 10:38:00 AM |
| cp-family | $50.00 | 10/16/2012 10:42:19 AM |
| marketplace-cello5 | $25.00 | 10/16/2012 10:42:58 AM |
| nanda | $25.00 | 10/16/2012 10:46:10 AM |
| thelovebug | $100.00 | 10/16/2012 10:44:03 AM |
| yngling | $25.00 | 10/16/2012 10:46:26 AM |
| newest-currency-vibrato | $40.00 | 10/16/2012 9:08:46 AM |
| trade-goblin9 | $25.00 | 10/16/2012 9:17:53 AM |
| trajectory8 | $25.00 | 10/16/2012 9:26:35 AM |
| receptive-affluence035 | $25.00 | 10/16/2012 9:29:24 AM |
| capital-investor8 | $25.00 | 10/16/2012 10:10:15 AM |
| durability-solstice8 | $50.00 | 10/16/2012 9:50:31 AM |
| tolerant-responsibility051 | $2,500.00 | 10/16/2012 9:56:32 AM |
| bewitching-dollar5 | $100.00 | 10/16/2012 10:22:57 AM |
| kulender | $100.00 | 10/16/2012 10:06:19 AM |
| jiftostada | $25.00 | 10/16/2012 10:08:49 AM |
| compassionate-auction6 | $52.00 | 10/16/2012 10:36:15 AM |
| WalnutCreekguy | $50.00 | 10/16/2012 10:39:07 AM |
| phenomenal-rate1 | $500.00 | 10/16/2012 10:19:38 AM |
| thoughtful-peso78 | $25.00 | 10/16/2012 10:22:18 AM |
| asiaratt | $50.00 | 10/16/2012 10:27:48 AM |
| Thunderswan | $100.00 | 10/16/2012 10:44:11 AM |
| EBITDA | $25.00 | 10/16/2012 10:33:30 AM |
| mschoenf | $100.00 | 10/16/2012 10:35:43 AM |
| GreenMind | $25.00 | 10/16/2012 10:33:54 AM |
| pierrelasvegas | $25.00 | 10/16/2012 10:33:56 AM |
| MrBailey | $25.00 | 10/16/2012 10:34:39 AM |
| market-jam | $25.00 | 10/16/2012 10:35:39 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:26 AM |
| exciting-loyalty3 | $25.00 | 10/16/2012 10:45:52 AM |
| NoCal | $25.00 | 10/16/2012 10:46:57 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
654719
This series of Notes was issued and sold upon the funding of the borrower loan #76617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $335.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 2m |
|
Amount delinquent:
| $470 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,014 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Beachnutty |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2007)
700-719
(Mar-2007)
|
|
Principal balance:
| $0.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate current credit card bills into one payment. I am looking to have one payment for my debt and also looking to rebuild my credit rating again after completing a short-sale on our home due to divorce.
My financial situation:
I am a good candidate for this loan because I have stable employment at a company I have worked at for the last 9 years. I am trying to simplify my life and my debt payments. I have requested a 5-year loan simply to have a smaller required payment, but in reality, the loan will probably be paid off much quicker. My credit score has recently dropped because of the need to sell our home as a short sale in the current economy. The short sale was completed in September and now it's time to get back on track financially and rebuild my credit rating.
Monthly net income: $4220
Monthly expense breakdown:
Housing: $1400
Insurance: $100
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $700
Clothing, household expenses: $300
Credit cards and other loans (to be paid off with prosper loan): $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 10/23/2012 6:37:15 PM |
| peace-adventurer3 | $25.00 | 10/23/2012 6:51:30 PM |
| toblerone | $25.00 | 10/23/2012 5:00:53 PM |
| janeybooboo | $150.00 | 10/23/2012 5:06:00 PM |
| sweety075 | $25.00 | 10/23/2012 5:07:30 PM |
| trade-goblin9 | $50.00 | 10/23/2012 5:22:01 PM |
| adaptable-return21 | $50.00 | 10/23/2012 5:00:49 PM |
| Face-foist | $50.00 | 10/23/2012 5:02:41 PM |
| thrilling-fund427 | $50.00 | 10/23/2012 5:06:26 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:43 PM |
| exchange-squirrel | $200.00 | 10/23/2012 5:29:47 PM |
| Vreet | $25.00 | 10/23/2012 6:36:34 PM |
| shawnw2 | $150.00 | 10/23/2012 6:39:35 PM |
| cardminger | $25.00 | 10/23/2012 5:46:30 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:28 PM |
| jtc26 | $100.00 | 10/23/2012 8:32:51 PM |
| payout-bridge | $100.00 | 10/23/2012 9:06:41 PM |
| twjh | $25.04 | 10/23/2012 6:12:58 PM |
| ALANGREANSPAN | $25.00 | 10/23/2012 6:22:10 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:31 PM |
| mikeandcat | $100.00 | 10/24/2012 4:55:31 AM |
| MangoHedge | $50.00 | 10/23/2012 6:32:47 PM |
| bubb_hans | $25.00 | 10/24/2012 6:09:35 AM |
| payment-halo | $25.00 | 10/23/2012 6:43:55 PM |
| magical-credit523 | $25.00 | 10/23/2012 6:51:25 PM |
| nourishing-order8 | $25.00 | 10/24/2012 6:38:55 AM |
| moneylender25 | $25.00 | 10/23/2012 7:06:30 PM |
| intrepid-compassion29 | $25.00 | 10/24/2012 6:58:52 AM |
| stylish-revenue4 | $25.00 | 10/24/2012 7:44:19 AM |
| glroark | $200.00 | 10/24/2012 8:21:03 AM |
| funguyatnight | $50.00 | 10/24/2012 8:28:31 AM |
| funguyatnight | $50.00 | 10/24/2012 8:29:01 AM |
| community-burrito9 | $50.00 | 10/24/2012 5:20:09 AM |
| Brisket_Bob | $27.92 | 10/24/2012 6:42:19 AM |
| unequivocal-nickel1 | $25.00 | 10/24/2012 9:24:51 AM |
| Socorro_Capital_Partners | $25.01 | 10/24/2012 7:53:42 AM |
| social-cocktail1 | $30.00 | 10/24/2012 9:05:09 AM |
| neuroshred | $200.00 | 10/24/2012 9:14:27 AM |
| visionary-dedication5 | $50.00 | 10/24/2012 11:51:55 AM |
| intrepid-repayment1 | $25.00 | 10/24/2012 9:55:09 AM |
| AF-Chief | $25.00 | 10/24/2012 9:57:21 AM |
| thinker6 | $30.00 | 10/24/2012 2:34:55 PM |
| shiny-peso1 | $100.00 | 10/24/2012 10:14:19 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:09 AM |
| dime-lotus | $44.70 | 10/24/2012 10:41:54 AM |
| worldly-income2 | $25.00 | 10/24/2012 10:42:15 AM |
| EL_Papin | $25.00 | 10/24/2012 10:45:30 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:41 AM |
| supreme-dollar5 | $50.00 | 10/24/2012 12:36:31 PM |
| moneytolend72 | $35.00 | 10/24/2012 12:49:26 PM |
| ethical-truth211 | $2,000.00 | 10/24/2012 1:36:35 PM |
| punctual-fund | $25.00 | 10/24/2012 3:39:28 PM |
| jonnysixgun | $30.78 | 10/24/2012 3:45:41 PM |
| investment-cluster | $60.00 | 10/24/2012 4:07:05 PM |
| platinum-frog | $25.00 | 10/24/2012 4:31:19 PM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:09 PM |
| db0973 | $25.00 | 10/24/2012 6:30:05 PM |
| tcpfan | $25.00 | 10/24/2012 5:20:01 PM |
| heart514 | $25.00 | 10/24/2012 7:06:05 PM |
| Leshan | $100.00 | 10/24/2012 5:24:49 PM |
| Gabster114 | $25.00 | 10/24/2012 7:29:46 PM |
| excellent-investment636 | $300.00 | 10/24/2012 9:10:50 PM |
| Malkial | $26.78 | 10/24/2012 6:06:40 PM |
| just-loyalty643 | $50.00 | 10/24/2012 6:04:10 PM |
| schaffran | $25.00 | 10/24/2012 6:10:49 PM |
| bold-worth-wrangler | $150.00 | 10/24/2012 7:47:20 PM |
| aabadabadoo | $50.00 | 10/24/2012 7:53:55 PM |
| loan-oath0 | $50.45 | 10/24/2012 8:51:48 PM |
| LittleMingo | $32.73 | 10/23/2012 5:01:58 PM |
| InChicago | $40.04 | 10/24/2012 8:59:17 AM |
| Jalebi | $25.00 | 10/23/2012 5:08:18 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:18 PM |
| marwadi-62 | $500.00 | 10/23/2012 5:17:46 PM |
| Feyenoord | $30.00 | 10/23/2012 5:20:22 PM |
| _nfx-ira_ | $35.01 | 10/23/2012 5:21:13 PM |
| community-burrito9 | $65.00 | 10/23/2012 5:23:12 PM |
| trumpeter5 | $50.00 | 10/23/2012 5:01:12 PM |
| vutah | $25.00 | 10/23/2012 5:01:09 PM |
| MoneyForNothing | $50.40 | 10/23/2012 5:01:53 PM |
| DasMula | $25.00 | 10/23/2012 5:06:34 PM |
| felicity-contributor3 | $50.00 | 10/23/2012 5:09:07 PM |
| 84928429 | $50.00 | 10/23/2012 5:15:30 PM |
| five-star-note | $200.00 | 10/23/2012 5:21:11 PM |
| moola-accelerator6 | $100.00 | 10/23/2012 5:23:11 PM |
| MoonMama | $25.00 | 10/23/2012 5:24:34 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:24 PM |
| DoctorJoe | $25.00 | 10/23/2012 6:19:12 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:58 PM |
| jubilant-capital1 | $25.00 | 10/23/2012 6:32:42 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:02 PM |
| Suit | $450.00 | 10/23/2012 5:43:47 PM |
| brondero | $120.00 | 10/23/2012 9:55:23 PM |
| Dubbs360 | $200.00 | 10/23/2012 6:10:22 PM |
| Fire2 | $25.00 | 10/23/2012 6:19:43 PM |
| pposFUNDing | $31.25 | 10/24/2012 12:48:07 AM |
| amlu1988 | $25.00 | 10/23/2012 6:28:26 PM |
| vines99 | $50.00 | 10/23/2012 9:30:44 PM |
| mikbos | $25.00 | 10/23/2012 9:35:26 PM |
| Mikale360 | $25.00 | 10/23/2012 11:15:06 PM |
| Hippo-IRA1 | $25.00 | 10/24/2012 4:51:10 AM |
| Mountain-Lion-IRA1 | $25.00 | 10/24/2012 4:55:20 AM |
| Mathon | $25.00 | 10/24/2012 9:13:13 AM |
| rtfproducer | $25.00 | 10/24/2012 5:02:45 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:17:01 AM |
| bluesky55 | $25.00 | 10/24/2012 9:24:43 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:06 AM |
| Jimthemoo | $50.00 | 10/24/2012 7:01:46 AM |
| Detour11 | $25.00 | 10/24/2012 7:06:35 AM |
| Obiwan_Kanobi | $25.00 | 10/24/2012 7:11:34 AM |
| FinanceEngine | $60.00 | 10/24/2012 7:24:34 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:36 AM |
| 13nd3r | $25.00 | 10/24/2012 8:02:01 AM |
| nukespike | $25.00 | 10/24/2012 9:39:42 AM |
| thankful-nickel2 | $25.00 | 10/24/2012 9:40:20 AM |
| funguyatnight | $50.00 | 10/24/2012 8:28:10 AM |
| Mrs-Honeydew | $35.00 | 10/24/2012 9:41:58 AM |
| cattlebaron | $100.00 | 10/24/2012 9:51:04 AM |
| trumpeter391 | $25.00 | 10/24/2012 9:08:25 AM |
| helvet | $25.00 | 10/24/2012 10:10:03 AM |
| The_Phantom | $25.00 | 10/24/2012 9:16:37 AM |
| indomitable-money676 | $25.00 | 10/24/2012 9:18:34 AM |
| five-star-note | $300.00 | 10/24/2012 9:31:15 AM |
| ns2397 | $25.00 | 10/24/2012 9:46:58 AM |
| wdworld | $25.00 | 10/24/2012 11:39:16 AM |
| compatible-deal9 | $25.00 | 10/24/2012 12:28:13 PM |
| bazaar-tulip | $25.00 | 10/24/2012 10:00:31 AM |
| leball | $25.00 | 10/24/2012 10:04:34 AM |
| oracle3 | $50.00 | 10/24/2012 10:05:22 AM |
| fuzed | $50.00 | 10/24/2012 1:27:36 PM |
| market-pudding | $25.00 | 10/24/2012 10:06:19 AM |
| commerce-venture1 | $25.00 | 10/24/2012 2:04:23 PM |
| LivingInvestments00 | $25.00 | 10/24/2012 2:31:21 PM |
| currency-persimmon | $25.00 | 10/24/2012 2:34:22 PM |
| papaloha | $113.00 | 10/24/2012 10:13:40 AM |
| basis-spartan922 | $25.00 | 10/24/2012 3:17:07 PM |
| pembull | $25.00 | 10/24/2012 10:20:20 AM |
| jderek01 | $50.00 | 10/24/2012 4:14:20 PM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:11 AM |
| rine354 | $100.00 | 10/24/2012 11:39:37 AM |
| acepoint | $25.00 | 10/24/2012 12:11:12 PM |
| gentle-generosity822 | $25.00 | 10/24/2012 5:36:49 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:06 PM |
| gothampark | $25.00 | 10/24/2012 5:46:54 PM |
| MilitaryMTP | $100.00 | 10/24/2012 1:46:50 PM |
| slowgains | $25.00 | 10/24/2012 1:47:18 PM |
| MBBinthBK | $25.00 | 10/24/2012 2:20:41 PM |
| toomanyfishtanks | $50.00 | 10/24/2012 3:15:52 PM |
| gilbrear | $25.00 | 10/24/2012 3:18:02 PM |
| fair-interest6 | $30.46 | 10/24/2012 3:43:10 PM |
| myduck | $50.00 | 10/24/2012 3:57:11 PM |
| repayment-uprising | $25.00 | 10/24/2012 4:33:03 PM |
| point | $50.00 | 10/24/2012 6:03:52 PM |
| Bankeroni_and_Cheese | $45.00 | 10/24/2012 5:08:08 PM |
| interest-splendor | $50.00 | 10/24/2012 6:53:28 PM |
| psycardis | $25.00 | 10/24/2012 7:25:02 PM |
| bid-catalyst0 | $200.00 | 10/24/2012 5:28:47 PM |
| well-mannered-income3 | $64.00 | 10/24/2012 8:15:58 PM |
| crw1950 | $25.20 | 10/24/2012 8:20:06 PM |
| Lubava | $29.00 | 10/24/2012 8:44:39 PM |
| capital-blueberry | $25.00 | 10/24/2012 5:48:47 PM |
| Mid-Ocean | $25.00 | 10/24/2012 6:05:55 PM |
| melodious-openness | $200.00 | 10/24/2012 6:09:16 PM |
| Frosty | $50.00 | 10/24/2012 7:22:52 PM |
| Gabster114 | $37.79 | 10/24/2012 7:38:02 PM |
| new-dedication-travels | $25.00 | 10/24/2012 8:10:40 PM |
| ore-dojo | $25.00 | 10/24/2012 8:38:23 PM |
| dime-selector | $29.30 | 10/24/2012 8:25:05 PM |
| l2fp | $16.14 | 10/24/2012 9:37:07 PM |
| excellent-investment636 | $100.00 | 10/24/2012 9:13:43 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
654807
This series of Notes was issued and sold upon the funding of the borrower loan #76985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,585 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| go2012 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off my credit card debt .
My financial situation:
I am a good candidate for this loan because... I am finished with school, have stable employment and can easily pay off my monthly balance.
Monthly net income: $3000
Rent: $1050
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/17/2012 9:21:44 AM |
| SOP_Bank | $25.00 | 10/17/2012 9:37:23 AM |
| wise-charming-reward | $500.00 | 10/17/2012 10:17:18 AM |
| janeybooboo | $100.00 | 10/17/2012 9:06:41 AM |
| ethical-truth211 | $500.00 | 10/17/2012 9:37:45 AM |
| thankful-nickel2 | $25.00 | 10/17/2012 11:24:39 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:37 AM |
| silver-saber | $125.00 | 10/17/2012 12:08:40 PM |
| punctual-coin1 | $30.00 | 10/17/2012 10:08:33 AM |
| Nipper99 | $100.00 | 10/17/2012 10:23:59 AM |
| jubilant-capital1 | $25.00 | 10/17/2012 1:12:01 PM |
| penny-finder | $25.00 | 10/17/2012 10:04:35 AM |
| orbital-value360 | $48.15 | 10/17/2012 1:57:17 PM |
| Wu_Minghua | $25.00 | 10/17/2012 2:19:41 PM |
| triguy | $500.00 | 10/17/2012 10:27:52 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:07 AM |
| credit-dandelion148 | $250.00 | 10/17/2012 10:51:21 AM |
| axl163 | $25.00 | 10/17/2012 10:58:12 AM |
| orange-spiritual-cash | $38.18 | 10/17/2012 12:08:44 PM |
| fund-cypress910 | $25.00 | 10/17/2012 11:17:21 AM |
| helpful-loan245 | $25.00 | 10/17/2012 11:29:07 AM |
| chablist | $100.00 | 10/17/2012 12:59:22 PM |
| Green-Baron | $25.00 | 10/17/2012 1:27:04 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:30 PM |
| integrity-palm9 | $25.00 | 10/17/2012 12:57:19 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:42 PM |
| ace330 | $25.00 | 10/17/2012 2:59:42 PM |
| tranquil-gain1 | $66.34 | 10/17/2012 3:03:15 PM |
| compassion-twister2 | $100.00 | 10/17/2012 9:38:00 AM |
| scholarly-order6 | $25.00 | 10/17/2012 9:47:12 AM |
| community-burrito9 | $25.00 | 10/17/2012 9:02:48 AM |
| misit | $25.00 | 10/17/2012 10:16:53 AM |
| Nerdster1 | $25.00 | 10/17/2012 9:13:59 AM |
| treasure-bliss | $100.00 | 10/17/2012 11:07:03 AM |
| ptclender | $100.00 | 10/17/2012 9:21:36 AM |
| kendigme | $25.00 | 10/17/2012 12:13:07 PM |
| corndog4000 | $55.00 | 10/17/2012 12:15:44 PM |
| unrelenting-euro7 | $50.00 | 10/17/2012 1:07:39 PM |
| MI2 | $5,000.00 | 10/17/2012 9:50:34 AM |
| Interloper | $60.00 | 10/17/2012 10:05:07 AM |
| historic-value7 | $100.00 | 10/17/2012 10:14:14 AM |
| SkinnyFish | $50.00 | 10/17/2012 2:21:41 PM |
| EclipseDirect | $25.00 | 10/17/2012 2:31:29 PM |
| rpdelray | $25.00 | 10/17/2012 2:56:11 PM |
| spiff666 | $26.66 | 10/17/2012 1:14:55 PM |
| FundMaker | $25.00 | 10/17/2012 12:17:58 PM |
| JWinvest | $25.00 | 10/17/2012 12:36:22 PM |
| peaceful-greenback719 | $25.67 | 10/17/2012 2:12:15 PM |
| credit-dandelion148 | $200.00 | 10/17/2012 1:39:32 PM |
| myduck | $50.00 | 10/17/2012 2:47:08 PM |
| global-invest-group | $25.00 | 10/17/2012 2:58:14 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
654873
This series of Notes was issued and sold upon the funding of the borrower loan #76762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $333.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 11m |
|
Amount delinquent:
| $20,172 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,477 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| NikkiT |
Borrower's state:
| Illinois |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
660-679
(Dec-2010)
660-679
(Nov-2010)
660-679
(Sep-2010)
|
|
Principal balance:
| $3,238.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
The proceeds of this loan will be used to insulate my primary residence before the winter weather arrives. This will also include replacing an outdated furnace with an energy efficient model and replacing a few windows.
I'm an ideal candidate for this loan as I've been employed as Director of Operations at the same corporation since 1999. The company's overall revenues, even in a bad economy, have been up at least 20% each year since 2006. Because of this success, I have job security and a steady income for years to come.
Monthly net income: $9,720
Total Monthly Expenses (as outlined below): $4,343
Housing: $2,450
Insurance: $150
Car expenses: $ 440
Utilities: $225
Phone, cable, internet: $105
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $623
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/16/2012 5:04:47 PM |
| alexander-hamilton | $50.00 | 10/16/2012 5:51:39 PM |
| handy-justice | $50.00 | 10/16/2012 5:05:01 PM |
| vutah | $25.00 | 10/16/2012 5:06:54 PM |
| WisconsinFinance | $25.00 | 10/16/2012 5:04:02 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:43 PM |
| power-chihuahua | $25.00 | 10/16/2012 5:34:46 PM |
| 52digital | $75.00 | 10/16/2012 5:53:30 PM |
| toblerone | $25.00 | 10/16/2012 6:27:34 PM |
| EL_Papin | $25.00 | 10/16/2012 6:56:21 PM |
| helpful-credit156 | $75.00 | 10/17/2012 12:32:27 AM |
| courteous-platinum7 | $30.00 | 10/17/2012 5:38:42 AM |
| Tscheddar | $25.00 | 10/16/2012 6:16:41 PM |
| DoctorJoe | $25.00 | 10/17/2012 4:28:20 AM |
| FarmersBank | $51.30 | 10/17/2012 7:20:10 AM |
| bluedingo | $58.72 | 10/17/2012 2:52:33 PM |
| justbman | $25.00 | 10/17/2012 11:37:26 AM |
| melodious-openness | $200.00 | 10/17/2012 3:28:24 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:38 PM |
| orchestra960 | $300.00 | 10/17/2012 5:09:04 PM |
| wise-felicity-blossom | $100.00 | 10/17/2012 5:10:23 PM |
| melodious-capital3 | $33.93 | 10/17/2012 3:15:25 PM |
| return-kung-fu2 | $35.00 | 10/17/2012 3:25:55 PM |
| trade-boots1 | $100.00 | 10/17/2012 5:07:23 PM |
| jwesleym | $25.00 | 10/18/2012 12:24:16 AM |
| TheSituation | $25.00 | 10/17/2012 7:04:22 PM |
| note-proton0 | $25.00 | 10/18/2012 6:47:17 AM |
| Jake_in_NY | $25.00 | 10/18/2012 6:57:34 AM |
| bent300 | $25.00 | 10/18/2012 7:08:20 AM |
| 340 | $25.00 | 10/17/2012 11:18:07 PM |
| capital-investor8 | $25.00 | 10/18/2012 6:20:50 AM |
| economy-hercules9 | $50.00 | 10/18/2012 8:40:53 AM |
| wbwill | $25.00 | 10/18/2012 1:37:09 AM |
| benevolent-loot5 | $200.00 | 10/18/2012 9:17:01 AM |
| kulender | $50.00 | 10/18/2012 8:03:55 AM |
| compassion-paladin042 | $35.00 | 10/18/2012 8:42:33 AM |
| asset-zone8 | $25.00 | 10/18/2012 10:19:36 AM |
| quirky1981 | $25.00 | 10/18/2012 9:04:33 AM |
| desertoasis | $25.00 | 10/18/2012 9:23:36 AM |
| velocity-owner4 | $50.00 | 10/18/2012 10:44:02 AM |
| pure-pound7 | $78.00 | 10/18/2012 11:37:13 AM |
| kegs | $150.00 | 10/18/2012 2:25:38 PM |
| economy-producer | $25.00 | 10/18/2012 5:39:12 PM |
| wise-bonus-orchid | $100.00 | 10/18/2012 12:07:41 PM |
| 1willray | $25.00 | 10/18/2012 1:31:57 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:31 PM |
| HammerSmith | $25.00 | 10/18/2012 5:39:36 PM |
| handshake5 | $100.00 | 10/18/2012 5:42:35 PM |
| note-goblin0 | $25.00 | 10/18/2012 3:47:57 PM |
| durability-ace9 | $30.00 | 10/18/2012 5:57:18 PM |
| sauropod | $25.00 | 10/18/2012 5:48:56 PM |
| affluence-animal | $50.00 | 10/18/2012 5:51:02 PM |
| mounthelix | $25.00 | 10/18/2012 5:52:13 PM |
| powerplant62 | $25.00 | 10/18/2012 6:03:02 PM |
| gotjack-IRA | $25.03 | 10/18/2012 5:48:17 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:19 PM |
| orearella3 | $25.00 | 10/18/2012 6:06:45 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:50 PM |
| musegaze | $50.00 | 10/18/2012 6:16:24 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:24 PM |
| best-elevated-social | $25.00 | 10/18/2012 6:00:44 PM |
| knowledgeable-silver6 | $25.00 | 10/18/2012 6:01:31 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:39 PM |
| worth-web5 | $50.00 | 10/18/2012 6:27:25 PM |
| damanq | $25.00 | 10/18/2012 6:03:00 PM |
| Hambone1111 | $25.00 | 10/18/2012 6:03:27 PM |
| moola-flag4 | $25.00 | 10/18/2012 6:15:08 PM |
| economy-shrubbery6 | $25.00 | 10/18/2012 6:35:02 PM |
| joyous-peace443 | $25.00 | 10/18/2012 6:28:33 PM |
| gizzywump | $25.00 | 10/18/2012 6:28:45 PM |
| heart514 | $25.00 | 10/18/2012 6:41:24 PM |
| shmb6508 | $50.00 | 10/18/2012 6:32:33 PM |
| truth-companion | $31.00 | 10/18/2012 6:48:22 PM |
| income-rocker2 | $50.00 | 10/18/2012 6:48:52 PM |
| JauaFlash | $25.00 | 10/18/2012 6:49:37 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:15 PM |
| peso-lyrics7 | $50.00 | 10/16/2012 5:04:46 PM |
| AAnderson1750 | $200.00 | 10/16/2012 5:04:57 PM |
| mschoenf | $100.00 | 10/16/2012 5:17:37 PM |
| etraboulay | $50.00 | 10/16/2012 5:43:37 PM |
| AF-Chief | $25.00 | 10/16/2012 5:25:18 PM |
| credit-commander1 | $25.00 | 10/16/2012 5:59:34 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:02 PM |
| vines99 | $25.00 | 10/16/2012 6:23:59 PM |
| bewitching-dollar5 | $100.00 | 10/16/2012 5:58:11 PM |
| just-finance2 | $25.00 | 10/17/2012 5:56:42 AM |
| contract-equinox | $84.88 | 10/17/2012 12:19:45 AM |
| voipguy88 | $50.00 | 10/17/2012 8:54:35 AM |
| dough-rumbler | $25.00 | 10/17/2012 9:07:50 AM |
| tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:34 AM |
| the-inspired-justice | $25.00 | 10/17/2012 1:40:58 PM |
| halothane_logic | $28.99 | 10/17/2012 11:03:43 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:41 AM |
| gothampark | $25.00 | 10/17/2012 4:05:55 PM |
| fairness-atmosphere | $25.00 | 10/17/2012 2:47:07 PM |
| enriching-dollar1 | $100.00 | 10/17/2012 5:12:14 PM |
| RebuildingAmerica | $25.00 | 10/17/2012 2:17:37 PM |
| speedy-peso1 | $100.00 | 10/17/2012 5:26:39 PM |
| paytonbrigadier | $323.00 | 10/17/2012 6:19:49 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:21 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:20:12 PM |
| ore-genius2 | $200.00 | 10/17/2012 5:27:28 PM |
| RSV | $25.00 | 10/18/2012 3:31:08 AM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:37 PM |
| Hummer-Guy | $25.00 | 10/17/2012 7:54:49 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:14 AM |
| openness-wind8 | $75.00 | 10/18/2012 7:40:43 AM |
| orange-liberty-oyster | $30.73 | 10/18/2012 9:45:26 AM |
| DreDub | $25.00 | 10/18/2012 10:14:16 AM |
| d2vid | $50.00 | 10/18/2012 10:18:50 AM |
| treasure-palace661 | $350.00 | 10/18/2012 12:04:58 PM |
| moola-accelerator6 | $25.00 | 10/18/2012 10:39:10 AM |
| euro-eagle1 | $25.00 | 10/18/2012 10:48:53 AM |
| Epiphanic | $25.00 | 10/18/2012 4:32:09 PM |
| bid-stockpiler1 | $100.00 | 10/18/2012 1:29:50 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:26 PM |
| michaelray703 | $25.00 | 10/18/2012 5:46:03 PM |
| env | $25.00 | 10/18/2012 2:01:45 PM |
| jiggaman7 | $72.00 | 10/18/2012 5:41:58 PM |
| SkepticalBen | $25.00 | 10/18/2012 5:50:38 PM |
| cp-family | $50.00 | 10/18/2012 5:51:59 PM |
| nimble-revenue5 | $100.00 | 10/18/2012 5:54:51 PM |
| larslfe | $25.00 | 10/18/2012 5:58:41 PM |
| 87Marc | $25.00 | 10/18/2012 6:02:49 PM |
| adventurer447 | $300.00 | 10/18/2012 6:20:41 PM |
| Iamthewalrus | $25.00 | 10/18/2012 6:20:51 PM |
| best-charming-leverage | $50.00 | 10/18/2012 6:28:18 PM |
| money-baron-Roth401k | $25.00 | 10/18/2012 6:19:03 PM |
| melodious-fairness | $50.00 | 10/18/2012 6:39:36 PM |
| pizza296130 | $25.00 | 10/18/2012 6:39:39 PM |
| chkrvrty | $50.00 | 10/18/2012 6:19:46 PM |
| ore-holly | $25.00 | 10/18/2012 6:38:06 PM |
| hopeful-deal7 | $25.00 | 10/18/2012 6:31:12 PM |
| Canidae | $25.00 | 10/18/2012 6:42:52 PM |
| nodrivelpls | $25.00 | 10/18/2012 6:32:26 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:46 PM |
| helpinghand63 | $25.00 | 10/18/2012 6:37:29 PM |
| ah-long | $25.00 | 10/18/2012 6:38:27 PM |
| the-enthralling-coin | $25.00 | 10/18/2012 6:39:56 PM |
| rvfbroker | $25.00 | 10/18/2012 6:42:50 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
654879
This series of Notes was issued and sold upon the funding of the borrower loan #76796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $397.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
9 | Length of status: | 1y 2m |
|
Amount delinquent:
| $494 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,252 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unbelievable-fairness514 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate Debts
My financial situation:
I am a good candidate for this loan; I have positive cash flow, good salary, long term permanent employment (4 years 2 months. This consolidation will assist in lowering overall other higher interest and lowering my payment amounts.
Monthly gross income: $ 10,000
Monthly Expenses: Approx 3,500 Per month
Includes:
Housing: $ 1,000
Insurance: $200
Car expenses(including insurance/Lease): $ 600
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: estimated $8,000-$10,000 (to be consolidated)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $35.00 | 10/16/2012 5:06:24 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:37 PM |
| open-minded-p2p1 | $25.00 | 10/16/2012 5:09:18 PM |
| soarmore | $25.00 | 10/16/2012 5:12:49 PM |
| shaps | $50.00 | 10/16/2012 5:20:34 PM |
| DasMula | $25.00 | 10/16/2012 5:19:12 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:23 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:43 PM |
| supreme-treasure8 | $100.00 | 10/16/2012 5:36:19 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 1:04:37 PM |
| pound-cake | $200.00 | 10/17/2012 5:29:09 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:31 PM |
| EngineersAlliance | $100.00 | 10/17/2012 9:20:54 PM |
| CA-Lender | $25.00 | 10/17/2012 7:11:35 PM |
| capital-investor8 | $25.00 | 10/18/2012 6:20:03 AM |
| kulender | $50.00 | 10/18/2012 8:03:56 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:45 AM |
| moola-accelerator6 | $25.00 | 10/18/2012 4:07:21 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:48 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:31 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:47 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:53 PM |
| benevolent-interest219 | $25.00 | 10/18/2012 7:39:29 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:59:21 PM |
| sharp-return7 | $25.69 | 10/18/2012 9:53:22 PM |
| pembull | $25.00 | 10/19/2012 10:44:17 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:09 PM |
| listing-reformation8 | $25.00 | 10/19/2012 3:46:42 PM |
| phenomenal-rate1 | $500.00 | 10/19/2012 5:06:18 PM |
| wdove511 | $25.00 | 10/19/2012 2:02:41 PM |
| nowits10 | $25.00 | 10/19/2012 5:09:57 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:21 PM |
| WalnutCreekguy | $50.00 | 10/19/2012 5:06:10 PM |
| money-surge1 | $25.00 | 10/19/2012 5:32:18 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:38 PM |
| gothampark | $25.00 | 10/19/2012 5:19:19 PM |
| moola-wildebeest3 | $29.00 | 10/19/2012 5:49:43 PM |
| enriching-dollar1 | $100.00 | 10/19/2012 5:14:19 PM |
| bid-banjo3 | $100.00 | 10/19/2012 5:15:23 PM |
| exciting-loyalty3 | $25.00 | 10/19/2012 5:31:19 PM |
| speedy-peso1 | $100.00 | 10/19/2012 5:33:35 PM |
| delicious-value973 | $100.00 | 10/19/2012 6:02:15 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:58 PM |
| top-economy-mover | $30.00 | 10/19/2012 5:39:18 PM |
| BostonCapital | $100.00 | 10/19/2012 5:40:53 PM |
| focused-yield4 | $100.00 | 10/19/2012 5:31:16 PM |
| pizza296130 | $25.00 | 10/19/2012 5:51:30 PM |
| valiant-liberty4 | $25.00 | 10/19/2012 6:28:44 PM |
| rs999 | $25.00 | 10/19/2012 6:02:00 PM |
| musegaze | $50.00 | 10/19/2012 5:42:53 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:13 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:38:11 PM |
| bid-papyrus | $25.00 | 10/19/2012 6:08:30 PM |
| cloud8 | $25.00 | 10/19/2012 7:58:46 PM |
| frooogal | $25.00 | 10/19/2012 8:50:17 PM |
| systematic-listing2 | $25.00 | 10/20/2012 12:00:39 PM |
| nodrivelpls | $25.00 | 10/20/2012 12:11:33 PM |
| elegant-hope578 | $50.00 | 10/20/2012 12:18:29 PM |
| MADAOO7 | $50.00 | 10/20/2012 12:18:48 PM |
| willinvest | $25.00 | 10/20/2012 8:52:28 AM |
| life-is-great | $25.00 | 10/20/2012 12:09:29 PM |
| professional-vigilance9 | $38.00 | 10/20/2012 12:10:55 PM |
| return-commando5 | $74.46 | 10/20/2012 11:56:32 AM |
| rescue | $100.00 | 10/20/2012 12:14:51 PM |
| krisran | $50.00 | 10/20/2012 12:15:40 PM |
| affluence-tycoon | $25.00 | 10/20/2012 12:03:35 PM |
| engrossing-responsibility0 | $10.33 | 10/20/2012 12:22:31 PM |
| economy-producer | $25.00 | 10/20/2012 12:10:01 PM |
| abundant-dinero5 | $50.00 | 10/20/2012 12:11:43 PM |
| economy-shrubbery6 | $25.00 | 10/20/2012 12:13:50 PM |
| trajectory8 | $25.00 | 10/20/2012 12:19:55 PM |
| scoobiedoo | $25.01 | 10/16/2012 5:48:58 PM |
| peace-fixer8 | $25.00 | 10/19/2012 5:21:08 PM |
| selector568 | $300.00 | 10/16/2012 5:09:34 PM |
| majestic-note6 | $200.00 | 10/16/2012 5:21:31 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:05 PM |
| 52digital | $75.00 | 10/16/2012 5:53:30 PM |
| commerce-viking1 | $50.00 | 10/16/2012 5:44:56 PM |
| the-brilliant-currency | $25.00 | 10/16/2012 5:53:17 PM |
| etraboulay | $50.00 | 10/16/2012 5:43:37 PM |
| moola-tulip1 | $45.00 | 10/16/2012 7:58:15 PM |
| EthanColeInvestingGroup | $25.00 | 10/16/2012 7:37:47 PM |
| thrifty-capital | $25.00 | 10/16/2012 9:50:30 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:02 PM |
| HammerSmith | $25.00 | 10/17/2012 10:18:07 AM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:37 PM |
| upbeat-finance8 | $25.00 | 10/17/2012 7:10:13 PM |
| ideomorph | $25.00 | 10/18/2012 6:24:09 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:12:11 PM |
| loyalist1 | $100.00 | 10/18/2012 7:30:18 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 8:14:11 AM |
| hope-candy1 | $50.00 | 10/18/2012 6:27:24 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:31 AM |
| pdub | $500.00 | 10/18/2012 12:07:12 PM |
| compounding21 | $25.00 | 10/18/2012 8:17:17 PM |
| liberty-tostada7 | $25.00 | 10/18/2012 8:53:27 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:01 PM |
| social-heart | $25.00 | 10/19/2012 9:33:03 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:06 PM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:49 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:08 PM |
| california111 | $50.00 | 10/19/2012 1:41:21 PM |
| desertoasis | $25.00 | 10/19/2012 2:59:10 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:29 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:50 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:04:57 PM |
| spark548 | $100.00 | 10/19/2012 5:09:09 PM |
| restless-fund5 | $25.00 | 10/19/2012 5:11:25 PM |
| mauge35 | $25.00 | 10/19/2012 12:45:26 PM |
| social-cocktail1 | $200.00 | 10/19/2012 5:01:00 PM |
| worldly-community3 | $50.00 | 10/19/2012 5:10:42 PM |
| careful-vigilance4 | $25.00 | 10/19/2012 5:35:59 PM |
| pure-pound7 | $75.00 | 10/19/2012 5:42:59 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:46:59 PM |
| shrewd-peace7 | $25.00 | 10/19/2012 5:23:11 PM |
| first-integrity-gravity | $50.00 | 10/19/2012 6:05:13 PM |
| saffron4 | $25.00 | 10/19/2012 6:07:23 PM |
| return-exchanger355 | $100.00 | 10/19/2012 6:16:51 PM |
| gain-tamer7 | $100.00 | 10/19/2012 6:17:21 PM |
| ah-long | $25.00 | 10/19/2012 6:35:30 PM |
| red-eloquent-rupee | $50.00 | 10/19/2012 6:02:11 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:13:27 PM |
| return-pioneer221 | $115.00 | 10/19/2012 5:59:46 PM |
| cognizant-usa32 | $27.99 | 10/20/2012 3:51:52 AM |
| paytonbrigadier | $250.00 | 10/19/2012 6:10:36 PM |
| bonus-yeller | $25.00 | 10/20/2012 6:45:51 AM |
| dedication-capo7 | $100.00 | 10/19/2012 11:39:58 PM |
| vineet | $26.00 | 10/20/2012 8:05:55 AM |
| cattlebaron | $100.00 | 10/20/2012 8:09:00 AM |
| help4u | $50.00 | 10/20/2012 5:38:54 AM |
| SkepticalBen | $25.00 | 10/20/2012 12:10:22 PM |
| nanda | $25.00 | 10/20/2012 12:10:53 PM |
| capital-blueberry | $25.00 | 10/20/2012 10:20:44 AM |
| lendacity | $25.00 | 10/20/2012 12:14:21 PM |
| 1800porsche | $25.00 | 10/20/2012 12:17:14 PM |
| Miklot | $30.00 | 10/20/2012 12:00:57 PM |
| bid-czar8 | $100.00 | 10/20/2012 12:06:13 PM |
| rhin0cerx | $50.00 | 10/20/2012 12:09:41 PM |
| haplender | $50.00 | 10/20/2012 12:11:31 PM |
| trumpeter391 | $36.52 | 10/20/2012 11:06:29 AM |
| Benny-factor | $750.00 | 10/20/2012 11:07:58 AM |
| gallant-economy9 | $50.00 | 10/20/2012 12:07:37 PM |
| kind-truth-circuit | $50.00 | 10/20/2012 12:08:22 PM |
| payout-achievement | $50.00 | 10/20/2012 12:08:58 PM |
| 6moonbeams | $50.00 | 10/20/2012 12:10:26 PM |
| nimble-revenue5 | $100.00 | 10/20/2012 12:12:33 PM |
| marketplace-cello5 | $25.00 | 10/20/2012 12:13:22 PM |
| mikbos | $25.00 | 10/20/2012 12:14:11 PM |
| a-truth-upholder | $25.00 | 10/20/2012 12:14:16 PM |
| thelovebug | $100.00 | 10/20/2012 12:15:01 PM |
| Beld | $50.00 | 10/20/2012 12:17:24 PM |
| income-rocker2 | $27.00 | 10/20/2012 12:21:03 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
655173
This series of Notes was issued and sold upon the funding of the borrower loan #76539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,127 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| needcash328 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 47 ( 92% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $24,500.00 | < 31 days late:
| 4
( 8% )
| 700-719
(Sep-2011)
720-739
(Jun-2010)
660-679
(Oct-2009)
660-679
(May-2008)
|
|
Principal balance:
| $9,150.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have been a prosper customer for many years and understand that everyday people are making this a reality for me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-adventurer3 | $25.00 | 10/16/2012 6:20:27 PM |
| compoundinterest | $25.00 | 10/16/2012 5:07:31 PM |
| newest-payment-trapper | $62.50 | 10/16/2012 5:08:41 PM |
| haplender | $50.00 | 10/16/2012 5:10:03 PM |
| soarmore | $25.00 | 10/16/2012 5:12:51 PM |
| nyp112 | $50.00 | 10/16/2012 5:12:56 PM |
| janeybooboo | $100.00 | 10/16/2012 5:03:34 PM |
| order-tamale | $400.00 | 10/16/2012 5:04:23 PM |
| social-aspen097 | $300.00 | 10/16/2012 5:04:59 PM |
| return-exchanger355 | $100.00 | 10/16/2012 5:05:45 PM |
| entertaining-revenue4 | $50.00 | 10/16/2012 5:06:21 PM |
| cr8on | $75.00 | 10/16/2012 5:17:26 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:25 PM |
| kingryan | $69.00 | 10/16/2012 5:19:28 PM |
| breathtaking-funds6 | $50.00 | 10/16/2012 5:07:37 PM |
| repayment-pagoda8 | $100.00 | 10/16/2012 5:10:07 PM |
| hope-percolator8 | $50.00 | 10/16/2012 5:13:06 PM |
| 100units | $200.00 | 10/16/2012 5:11:31 PM |
| velocityasaurus-rex4 | $100.00 | 10/16/2012 5:11:57 PM |
| Arvicco | $400.00 | 10/16/2012 5:23:54 PM |
| Kunakiku | $25.00 | 10/16/2012 5:24:30 PM |
| community-burrito9 | $65.00 | 10/16/2012 5:14:19 PM |
| community-seahorse0 | $25.00 | 10/16/2012 5:15:01 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:15 PM |
| market-cougar3 | $50.00 | 10/16/2012 5:27:51 PM |
| Emgolda | $25.00 | 10/16/2012 5:16:47 PM |
| wetlands | $200.00 | 10/16/2012 5:18:46 PM |
| a-finance-director | $100.00 | 10/16/2012 5:15:30 PM |
| lionheart722 | $100.00 | 10/16/2012 5:35:13 PM |
| nickel-ferret | $25.00 | 10/16/2012 5:18:01 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:45 PM |
| jamiee73 | $25.00 | 10/16/2012 5:23:31 PM |
| shaps | $50.00 | 10/16/2012 5:20:13 PM |
| red-eloquent-rupee | $50.00 | 10/16/2012 5:20:51 PM |
| best-listing-toro | $25.00 | 10/16/2012 5:48:06 PM |
| urbane-income7 | $25.00 | 10/16/2012 5:48:46 PM |
| thoughtful-peso78 | $25.00 | 10/16/2012 5:23:11 PM |
| bill-mushroom | $50.00 | 10/16/2012 5:31:44 PM |
| AF-Chief | $25.00 | 10/16/2012 5:25:19 PM |
| Byrd24 | $100.00 | 10/16/2012 5:42:53 PM |
| wildanne | $50.00 | 10/16/2012 5:32:15 PM |
| marwadi-62 | $500.00 | 10/16/2012 5:51:04 PM |
| Detour11 | $25.00 | 10/16/2012 6:52:04 PM |
| TennSquire | $25.00 | 10/16/2012 5:55:42 PM |
| punctual-marketplace164 | $50.00 | 10/16/2012 7:20:52 PM |
| commerce-viking1 | $50.00 | 10/16/2012 5:44:57 PM |
| green28 | $50.00 | 10/16/2012 5:59:15 PM |
| fairness-formula0 | $25.00 | 10/16/2012 6:02:07 PM |
| Eisande | $50.00 | 10/16/2012 7:59:45 PM |
| Lubava | $25.00 | 10/16/2012 8:40:03 PM |
| MI2 | $5,000.00 | 10/16/2012 6:24:48 PM |
| finance-coyote3 | $522.96 | 10/17/2012 12:05:56 AM |
| moola-accelerator6 | $50.00 | 10/16/2012 6:02:14 PM |
| 1stBankAndHal | $25.04 | 10/16/2012 6:03:01 PM |
| EthanColeInvestingGroup | $25.00 | 10/16/2012 7:42:13 PM |
| Gobsek | $25.00 | 10/16/2012 7:57:05 PM |
| tolerant-currency6 | $25.00 | 10/16/2012 8:13:35 PM |
| mad-scientist0 | $25.00 | 10/16/2012 6:42:52 PM |
| HLender | $40.00 | 10/16/2012 8:39:56 PM |
| profitable-commerce822 | $25.00 | 10/16/2012 9:11:12 PM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:47 PM |
| LittleMingo | $30.00 | 10/16/2012 5:37:03 PM |
| bazaar-tulip | $25.00 | 10/16/2012 5:13:24 PM |
| orange-spiritual-contract | $100.00 | 10/16/2012 5:13:35 PM |
| abundanceforever | $52.50 | 10/16/2012 5:13:43 PM |
| RGlad | $100.00 | 10/16/2012 5:05:35 PM |
| tcpfan | $25.00 | 10/16/2012 5:05:46 PM |
| phenomenal-rate1 | $500.00 | 10/16/2012 5:05:54 PM |
| j2ee | $50.00 | 10/16/2012 5:06:38 PM |
| affluence-microscope2 | $200.00 | 10/16/2012 5:04:35 PM |
| FortuneFund | $200.00 | 10/16/2012 5:09:02 PM |
| radiant-dollar9 | $200.00 | 10/16/2012 5:19:46 PM |
| delectable-order532 | $100.00 | 10/16/2012 5:07:54 PM |
| Cookstersalibi | $25.00 | 10/16/2012 5:10:57 PM |
| windguy | $50.00 | 10/16/2012 5:23:13 PM |
| enthusiastic-cash599 | $50.00 | 10/16/2012 5:23:33 PM |
| sentimental-commerce4 | $250.00 | 10/16/2012 5:14:02 PM |
| resolute-justice413 | $200.00 | 10/16/2012 5:14:12 PM |
| PThor | $25.00 | 10/16/2012 5:26:00 PM |
| silver-explorer6 | $25.00 | 10/16/2012 5:31:53 PM |
| dignified-truth7 | $200.00 | 10/16/2012 5:18:55 PM |
| vigorous-payment6 | $25.00 | 10/16/2012 5:19:39 PM |
| principal-cooker2 | $50.00 | 10/16/2012 5:35:44 PM |
| sturdy-dime5 | $25.00 | 10/16/2012 5:20:32 PM |
| mschoenf | $100.00 | 10/16/2012 5:16:49 PM |
| Focus-on-tommorow | $25.00 | 10/16/2012 5:41:27 PM |
| LeReve | $500.00 | 10/16/2012 5:24:18 PM |
| versatile-dime442 | $250.00 | 10/16/2012 5:21:20 PM |
| capital-renewal | $50.00 | 10/16/2012 5:46:46 PM |
| trade-goblin9 | $25.00 | 10/16/2012 5:22:48 PM |
| Jalebi | $25.00 | 10/16/2012 5:31:24 PM |
| the-profit-oracle | $25.00 | 10/16/2012 5:26:05 PM |
| dollar-idol7 | $28.00 | 10/16/2012 5:57:12 PM |
| ericgassercom | $25.00 | 10/16/2012 5:36:23 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:58 PM |
| FortuneFundII | $200.00 | 10/16/2012 6:03:25 PM |
| Feyenoord | $30.00 | 10/16/2012 5:42:49 PM |
| enchanted-note14 | $25.00 | 10/16/2012 6:09:01 PM |
| spirit07a | $100.00 | 10/16/2012 5:44:34 PM |
| vines99 | $50.00 | 10/16/2012 6:24:12 PM |
| BBsapphire-2-loan | $100.00 | 10/16/2012 6:28:56 PM |
| friendly-openness77 | $50.00 | 10/16/2012 6:30:52 PM |
| justreturns | $25.00 | 10/16/2012 5:42:09 PM |
| enchanted-truth264 | $25.00 | 10/16/2012 7:04:53 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:06 PM |
| jedi053 | $100.00 | 10/16/2012 6:02:16 PM |
| fcrick | $25.00 | 10/16/2012 5:51:51 PM |
| gravbox | $25.00 | 10/16/2012 6:24:51 PM |
| hitsman | $50.00 | 10/16/2012 5:57:03 PM |
| chrisb1414 | $25.00 | 10/16/2012 5:58:28 PM |
| credit-bliss8 | $25.00 | 10/16/2012 9:33:35 PM |
| CougarRoar | $25.00 | 10/16/2012 9:50:20 PM |
| shiny-peso1 | $50.00 | 10/16/2012 6:00:02 PM |
| Vegasjim | $25.00 | 10/16/2012 6:00:36 PM |
| awesome-generosity4 | $25.00 | 10/16/2012 7:07:43 PM |
| currency-persimmon | $25.00 | 10/16/2012 7:14:47 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:06 PM |
| roadredwood | $25.00 | 10/16/2012 8:52:09 PM |
| napmanger | $50.00 | 10/16/2012 9:59:46 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
655291
This series of Notes was issued and sold upon the funding of the borrower loan #77018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,976.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $383.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,827 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Norbie |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
660-679
(Jun-2010)
|
|
Principal balance:
| $7,735.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Final phase
Purpose of loan:
Loan proceeds will go toward paying off a the remaining balances on revolving debt revolving debt assigned to me during divorce.
My financial situation:
I am a good candidate for this loan because I have a demonstrated track record for prompt payment and always pay more than the minimum payment. The debt I will be paying off is what remains from my divorce settlement. By paying this off I will be eliminating the remaining credit reporting links I have with my ex-wife.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.26 | 10/19/2012 5:04:19 PM |
| friedokra | $25.00 | 10/19/2012 5:04:06 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:33:00 PM |
| community-burrito9 | $35.00 | 10/19/2012 5:03:41 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:34 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:53 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:25 PM |
| boston_mass | $25.00 | 10/19/2012 5:33:44 PM |
| Dubbs360 | $200.00 | 10/19/2012 6:29:49 PM |
| gravbox | $25.00 | 10/19/2012 6:37:23 PM |
| MonopolyDred | $25.00 | 10/19/2012 5:35:51 PM |
| Vegasjim | $25.00 | 10/19/2012 6:54:53 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:58 PM |
| FortuneFund | $200.00 | 10/19/2012 6:06:42 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:50 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:25 PM |
| Voracious_Trees | $25.00 | 10/19/2012 5:52:57 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:56 PM |
| janeybooboo | $25.25 | 10/19/2012 6:15:02 PM |
| cerebral-dollar773 | $25.00 | 10/20/2012 7:11:41 AM |
| vines99 | $50.00 | 10/19/2012 10:21:29 PM |
| RGlad | $35.00 | 10/19/2012 10:28:28 PM |
| RB_Double-A_Bravo | $38.53 | 10/20/2012 3:52:04 AM |
| bellaquito | $500.00 | 10/19/2012 7:01:22 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:04 PM |
| corporatejim | $50.91 | 10/20/2012 7:50:34 AM |
| boston_mass | $100.00 | 10/20/2012 4:50:23 AM |
| payout-bridge | $25.00 | 10/20/2012 11:15:44 AM |
| market-maple | $50.00 | 10/20/2012 7:50:07 AM |
| community-seahorse0 | $25.00 | 10/20/2012 12:28:50 PM |
| bid-stockpiler1 | $300.00 | 10/20/2012 1:03:42 PM |
| enticing-capital6 | $50.00 | 10/20/2012 1:28:24 PM |
| Proactive-Financial-Lending | $25.00 | 10/20/2012 1:30:06 PM |
| cilynx | $25.00 | 10/20/2012 1:56:15 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:24 PM |
| DoctorJoe | $25.00 | 10/20/2012 1:48:24 PM |
| theskippy | $25.00 | 10/20/2012 9:27:25 PM |
| brondero | $43.00 | 10/20/2012 10:51:28 PM |
| benefit-ruler | $25.00 | 10/21/2012 4:23:21 AM |
| Gyroman | $105.00 | 10/21/2012 4:51:47 AM |
| Truckie-FD | $50.00 | 10/21/2012 8:01:38 AM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:05 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:35 PM |
| value-searcher3 | $25.00 | 10/21/2012 12:20:26 PM |
| rbgnr111 | $25.00 | 10/20/2012 4:36:52 PM |
| Loan_shark718 | $35.00 | 10/21/2012 5:57:00 AM |
| Gordon_Gekko1 | $30.00 | 10/20/2012 5:55:49 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:27 PM |
| gold-miser9 | $75.00 | 10/20/2012 7:25:14 PM |
| compatible-deal9 | $50.00 | 10/21/2012 10:39:24 AM |
| nimble-money086 | $25.00 | 10/21/2012 1:19:51 PM |
| Hey_Joe | $25.00 | 10/21/2012 7:02:38 AM |
| HenlopenCapital | $25.00 | 10/21/2012 8:47:38 AM |
| Joyflyer | $200.00 | 10/21/2012 2:00:27 PM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:58 AM |
| social-zebra | $36.00 | 10/21/2012 4:18:06 PM |
| zoomdrm57 | $25.00 | 10/21/2012 1:25:10 PM |
| hl8428 | $25.00 | 10/21/2012 6:35:02 PM |
| Codextreme07 | $29.69 | 10/21/2012 4:46:01 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:58:32 PM |
| treasure-hunter270 | $50.00 | 10/22/2012 7:42:26 AM |
| a2190b | $32.88 | 10/22/2012 8:13:47 AM |
| LeReve | $500.00 | 10/22/2012 9:32:08 AM |
| sfd | $50.00 | 10/22/2012 8:18:19 AM |
| p2ploan-starfish838 | $50.00 | 10/22/2012 7:23:43 AM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:34 AM |
| reinforced-gain7 | $500.00 | 10/22/2012 8:31:32 AM |
| ingenious-diversification | $75.00 | 10/22/2012 8:32:06 AM |
| Tradesmanlender | $25.00 | 10/22/2012 10:16:27 AM |
| zski | $25.00 | 10/22/2012 9:27:13 AM |
| windguy | $50.00 | 10/22/2012 9:30:28 AM |
| dmk2006 | $25.00 | 10/22/2012 4:24:13 PM |
| bill-sequoia7 | $25.00 | 10/22/2012 10:59:44 AM |
| best-return-comforter | $25.00 | 10/22/2012 11:59:56 AM |
| astute-benjamins | $150.00 | 10/22/2012 2:22:34 PM |
| Feyenoord | $30.00 | 10/22/2012 3:12:27 PM |
| Benny-factor | $1,500.00 | 10/22/2012 3:51:13 PM |
| MonkeyHero | $50.00 | 10/22/2012 4:17:40 PM |
| zassociate | $200.00 | 10/22/2012 5:11:09 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:01 PM |
| prudent-bid3 | $25.00 | 10/22/2012 6:13:27 PM |
| Mid-Ocean | $25.00 | 10/22/2012 6:21:00 PM |
| flexible-rate1 | $25.00 | 10/22/2012 6:25:05 PM |
| euro-deployment | $25.00 | 10/22/2012 9:40:38 PM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:18 PM |
| universal71 | $25.00 | 10/23/2012 6:20:05 AM |
| economy-popcorn | $25.00 | 10/23/2012 6:48:40 AM |
| profitable-money | $50.00 | 10/22/2012 7:16:25 PM |
| Astyanax | $25.00 | 10/23/2012 3:31:59 AM |
| YosemiteSam | $25.00 | 10/23/2012 4:42:45 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:51 AM |
| friendinmoney | $25.00 | 10/23/2012 8:11:08 AM |
| SpreadsheetSolutions | $25.00 | 10/23/2012 8:22:57 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:08 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:38 AM |
| ChrisJB | $25.00 | 10/23/2012 9:46:31 AM |
| CSAworker | $25.00 | 10/23/2012 9:35:27 AM |
| wisem2540 | $25.00 | 10/23/2012 9:51:12 AM |
| worth-blanket2 | $2,840.40 | 10/23/2012 9:58:35 AM |
| FunnelMan | $50.00 | 10/23/2012 10:14:48 AM |
| reward-dynamo | $25.00 | 10/23/2012 10:32:48 AM |
| GreedyLawyer | $15.60 | 10/23/2012 10:33:12 AM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:43 PM |
| moola-accelerator6 | $50.00 | 10/19/2012 5:19:30 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:21 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:12 PM |
| trade-goblin9 | $25.00 | 10/19/2012 5:52:26 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:04 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:08 PM |
| RGlad | $65.00 | 10/19/2012 6:46:56 PM |
| thankful-nickel2 | $55.55 | 10/19/2012 5:45:10 PM |
| E_G | $50.00 | 10/19/2012 6:12:47 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:12 AM |
| janeybooboo | $74.75 | 10/19/2012 9:19:43 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:34:57 PM |
| commerce-venture1 | $25.00 | 10/20/2012 4:10:47 AM |
| basejump0 | $25.00 | 10/20/2012 5:17:43 AM |
| capital-blueberry | $25.00 | 10/20/2012 10:21:18 AM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:18 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:49 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:35 AM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:30 PM |
| skuba | $50.00 | 10/20/2012 12:47:42 PM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:12 PM |
| twjh | $25.00 | 10/21/2012 5:29:32 AM |
| kindness-juniper275 | $25.00 | 10/21/2012 8:26:08 AM |
| whitegold24k | $150.00 | 10/21/2012 9:10:31 AM |
| sensible-order2 | $100.00 | 10/21/2012 9:13:48 AM |
| green28 | $50.00 | 10/20/2012 2:07:38 PM |
| meoweo | $25.00 | 10/20/2012 5:24:57 PM |
| LaBamba | $100.00 | 10/21/2012 7:53:36 AM |
| dynamic-platinum | $25.00 | 10/21/2012 5:47:51 AM |
| 08bob | $25.00 | 10/21/2012 10:44:58 AM |
| loot-heart | $25.00 | 10/21/2012 12:25:24 PM |
| affluence-hickory | $25.00 | 10/21/2012 11:47:22 AM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:19 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:43 PM |
| payment-wonder2 | $30.17 | 10/21/2012 7:59:26 PM |
| weWantToHelp | $60.00 | 10/21/2012 8:05:31 PM |
| antlr | $25.00 | 10/21/2012 9:48:50 PM |
| Willylump | $25.00 | 10/21/2012 12:59:19 PM |
| Obiwan_Kanobi | $25.00 | 10/22/2012 12:47:37 AM |
| important-trade094 | $35.00 | 10/22/2012 5:46:46 AM |
| generosity-pizza | $25.00 | 10/21/2012 4:06:39 PM |
| transaction-puppy6 | $25.00 | 10/21/2012 6:00:58 PM |
| williamgates | $25.00 | 10/21/2012 6:50:20 PM |
| freefly67 | $25.00 | 10/21/2012 4:49:50 PM |
| MissionMicroFinance | $25.00 | 10/22/2012 9:10:38 AM |
| bill-expert | $29.00 | 10/22/2012 9:12:35 AM |
| rcs2003 | $50.00 | 10/22/2012 6:21:14 AM |
| Cronos | $100.00 | 10/21/2012 10:58:46 PM |
| note-admiral548 | $25.00 | 10/22/2012 3:34:06 AM |
| DCinDC | $100.00 | 10/22/2012 7:38:28 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:05 AM |
| zxr | $25.00 | 10/22/2012 10:08:26 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:56 AM |
| Arvicco | $400.00 | 10/22/2012 9:31:40 AM |
| jwill2172 | $50.00 | 10/22/2012 3:20:12 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:43 PM |
| Cali123 | $25.00 | 10/22/2012 10:47:55 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:03 AM |
| heli-pilot | $25.00 | 10/22/2012 2:39:07 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:31 PM |
| innovator10 | $500.00 | 10/22/2012 5:04:25 PM |
| paladin847 | $70.00 | 10/22/2012 5:09:37 PM |
| purposeful-durability8 | $100.00 | 10/22/2012 5:54:30 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:30 PM |
| lenderrob | $25.00 | 10/22/2012 5:51:02 PM |
| ivy-league-MBA | $25.00 | 10/22/2012 6:01:06 PM |
| just-loyalty643 | $50.00 | 10/22/2012 7:24:46 PM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:22:30 AM |
| jdtv | $25.00 | 10/23/2012 8:09:10 AM |
| balanced-payment1 | $100.00 | 10/22/2012 9:33:31 PM |
| Digs | $25.00 | 10/23/2012 5:07:40 AM |
| wise-platinum-companion | $50.00 | 10/23/2012 5:08:34 AM |
| treasure-bliss | $100.00 | 10/23/2012 5:54:34 AM |
| orange-preeminant-bill | $25.00 | 10/23/2012 6:30:00 AM |
| Darts | $50.00 | 10/23/2012 8:45:02 AM |
| oxnard | $100.00 | 10/23/2012 8:49:01 AM |
| iem2509 | $45.00 | 10/23/2012 9:37:11 AM |
| Investoman | $25.00 | 10/23/2012 10:10:38 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:23 AM |
| influential-benjamins0 | $100.00 | 10/23/2012 9:57:30 AM |
| rosadoc | $25.00 | 10/23/2012 10:01:57 AM |
| TennSquire | $25.00 | 10/23/2012 10:18:53 AM |
| Cai8899 | $25.00 | 10/23/2012 10:24:01 AM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
655293
This series of Notes was issued and sold upon the funding of the borrower loan #76386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Tradesman - Carpent... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,817 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-upright-platinum |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ptclender | $50.00 | 10/17/2012 9:17:58 AM |
| desertoasis | $25.00 | 10/17/2012 9:48:38 AM |
| scholarly-order6 | $25.00 | 10/17/2012 9:50:34 AM |
| CA-Lender | $25.00 | 10/17/2012 9:56:01 AM |
| thrifty-capital | $25.00 | 10/17/2012 9:58:35 AM |
| 6_kids_college_fund | $25.00 | 10/17/2012 10:18:01 AM |
| handy-justice | $50.00 | 10/17/2012 9:08:13 AM |
| trade-goblin9 | $25.00 | 10/17/2012 9:09:16 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:43 AM |
| janeybooboo | $75.00 | 10/17/2012 9:07:13 AM |
| marketplace-singularity3 | $25.00 | 10/17/2012 11:50:33 AM |
| Bob450 | $25.00 | 10/17/2012 9:13:36 AM |
| vutah | $35.00 | 10/17/2012 9:46:16 AM |
| tranquil-gain1 | $50.00 | 10/17/2012 3:04:52 PM |
| prudent-loot | $25.00 | 10/17/2012 11:04:46 AM |
| Rogelio48 | $40.00 | 10/17/2012 12:18:13 PM |
| commerce-venture1 | $25.00 | 10/17/2012 12:30:01 PM |
| seadogs | $25.00 | 10/17/2012 1:21:53 PM |
| Requiem | $25.00 | 10/17/2012 1:51:32 PM |
| aquariano | $25.00 | 10/17/2012 12:12:52 PM |
| Eric_Gagne | $40.00 | 10/17/2012 12:47:27 PM |
| global-invest-group | $25.00 | 10/17/2012 2:57:55 PM |
| greencat | $50.00 | 10/17/2012 3:54:20 PM |
| graceful-IRAinvestment | $106.00 | 10/17/2012 3:59:26 PM |
| refresher211 | $100.00 | 10/17/2012 5:22:52 PM |
| priceless-capital0 | $45.00 | 10/17/2012 4:42:22 PM |
| gotjack-IRA | $25.02 | 10/17/2012 6:07:30 PM |
| graceful-investment | $150.00 | 10/17/2012 6:36:54 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:20:13 PM |
| houston2077 | $25.00 | 10/17/2012 6:48:12 PM |
| Free-the-usa-1776 | $25.00 | 10/17/2012 6:52:13 PM |
| moola-accelerator6 | $12.98 | 10/17/2012 6:59:05 PM |
| platinum-admiral8 | $25.00 | 10/17/2012 5:58:34 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:42 PM |
| kila-designer | $250.00 | 10/17/2012 6:50:59 PM |
| withering-flounder | $75.00 | 10/17/2012 5:00:17 PM |
| 113121 | $750.00 | 10/17/2012 5:18:36 PM |
| finance-investor3 | $25.00 | 10/17/2012 9:02:24 AM |
| community-burrito9 | $35.00 | 10/17/2012 9:13:04 AM |
| ethical-truth211 | $300.00 | 10/17/2012 9:23:43 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:26 AM |
| MyPFBlog | $25.00 | 10/17/2012 11:16:43 AM |
| djmgd790 | $50.00 | 10/17/2012 11:24:15 AM |
| credit-adventurer313 | $25.00 | 10/17/2012 3:37:43 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 12:49:46 PM |
| helpful-loan245 | $25.00 | 10/17/2012 11:28:49 AM |
| mykkai | $25.00 | 10/17/2012 2:14:44 PM |
| favorite-commerce | $50.00 | 10/17/2012 3:45:35 PM |
| graceful-investment | $106.00 | 10/17/2012 3:51:54 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:42 PM |
| enriching-dollar1 | $100.00 | 10/17/2012 5:12:15 PM |
| kk-gp | $80.00 | 10/17/2012 5:35:50 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
655309
This series of Notes was issued and sold upon the funding of the borrower loan #76374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 21y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,786 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diplomatic-liberty5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: payoff taxes and other bills
This loan will be used to...
My financial situation: struggling with bad timing
I am a good candidate for this loan because...it will be paid off in less than 2 months
Monthly net income: $2400
Monthly expenses: $600
Housing: $0
Insurance: $0
Car expenses 60a week for gas
Utilities: $00p
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $60
Credit cards and other loans: $6000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $197.36 | 10/18/2012 10:31:50 AM |
| worth-blanket2 | $3,600.00 | 10/18/2012 9:06:37 AM |
| d2vid | $37.64 | 10/18/2012 10:19:28 AM |
| handy-justice | $25.00 | 10/18/2012 9:13:58 AM |
| pierrelasvegas | $25.00 | 10/18/2012 9:19:50 AM |
| Danjack_Capital | $25.00 | 10/18/2012 9:06:17 AM |
| thrifty-capital | $35.00 | 10/18/2012 9:19:14 AM |
| credit-grove9 | $25.00 | 10/18/2012 9:46:12 AM |
| Plow_n_Sow | $30.00 | 10/18/2012 10:17:15 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
655323
This series of Notes was issued and sold upon the funding of the borrower loan #77006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $463.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,086 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worlds-best-marketplace4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 10/17/2012 5:05:57 PM |
| worth-blanket2 | $13,500.00 | 10/17/2012 5:09:11 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:45 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:14 PM |
| community-burrito9 | $45.00 | 10/17/2012 5:11:01 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:45 PM |
| houston2077 | $25.00 | 10/17/2012 6:58:38 PM |
| kila-designer | $300.00 | 10/17/2012 6:49:35 PM |
| scoobiedoo | $25.00 | 10/17/2012 6:26:29 PM |
| cattlebaron | $25.00 | 10/17/2012 5:04:42 PM |
| CA-Lender | $25.00 | 10/17/2012 7:08:17 PM |
| ethical-truth211 | $300.00 | 10/17/2012 5:12:49 PM |
| keichi03 | $25.00 | 10/17/2012 5:32:25 PM |
| kk-gp | $100.00 | 10/17/2012 5:35:37 PM |
| janeybooboo | $150.00 | 10/17/2012 5:41:28 PM |
| graceful-investment | $106.00 | 10/17/2012 6:34:05 PM |
| trade-goblin9 | $99.00 | 10/17/2012 7:19:23 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
655335
This series of Notes was issued and sold upon the funding of the borrower loan #76711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $170.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,339 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wampum-tiramisu4 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...I pay my bills regularly and on time. I am wanting to become debt free soon and wanting to just have one payment to simplify my life.
Monthly net income: $2400
Monthly expenses: $300
Housing: $I don't pay, my husband does
Insurance: $Husband pays
Car expenses: $Husband pays
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| patriot897 | $25.00 | 10/18/2012 5:39:22 PM |
| sturdy-dime5 | $25.00 | 10/18/2012 5:44:14 PM |
| Investoman | $25.00 | 10/18/2012 5:45:44 PM |
| 100units | $200.00 | 10/18/2012 5:50:06 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:46 PM |
| 6_kids_college_fund | $25.00 | 10/18/2012 5:59:12 PM |
| radiant-dollar9 | $200.00 | 10/18/2012 5:59:21 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:23 PM |
| PThor | $25.00 | 10/18/2012 5:52:25 PM |
| haplender | $50.00 | 10/18/2012 5:46:29 PM |
| paxnj | $25.00 | 10/18/2012 5:54:53 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:37 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:17 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:20 PM |
| versatile-dime442 | $250.00 | 10/18/2012 6:02:12 PM |
| pound-mushroom3 | $25.00 | 10/18/2012 6:18:47 PM |
| windguy | $50.00 | 10/18/2012 6:04:14 PM |
| LeReve | $500.00 | 10/18/2012 6:05:10 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:57 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:53 PM |
| kindness-jedi | $25.00 | 10/18/2012 6:30:41 PM |
| loyalty-cargo | $50.00 | 10/18/2012 6:17:36 PM |
| adventurer447 | $262.00 | 10/18/2012 6:20:42 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:11 PM |
| bonus-seahorse | $30.00 | 10/18/2012 6:22:01 PM |
| gulch | $25.00 | 10/18/2012 6:37:20 PM |
| truth-silo | $50.00 | 10/18/2012 6:37:23 PM |
| wayman | $25.00 | 10/18/2012 6:41:55 PM |
| Peacepower | $50.00 | 10/18/2012 6:16:21 PM |
| tech310 | $50.00 | 10/18/2012 6:29:08 PM |
| AceNow | $35.00 | 10/18/2012 6:45:21 PM |
| benefit-investor1 | $25.00 | 10/18/2012 6:21:19 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:36 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:32 PM |
| vkorichkov | $25.00 | 10/18/2012 6:26:17 PM |
| AldiHoldings | $25.00 | 10/18/2012 6:36:28 PM |
| slithytove | $25.00 | 10/18/2012 6:40:43 PM |
| DL-JL | $25.00 | 10/18/2012 6:30:28 PM |
| Emgolda | $25.00 | 10/18/2012 6:32:01 PM |
| sharpey | $25.00 | 10/18/2012 6:43:19 PM |
| rescue | $100.00 | 10/18/2012 6:34:51 PM |
| iolaire | $25.00 | 10/18/2012 6:44:34 PM |
| income-buddy7 | $50.00 | 10/18/2012 6:44:44 PM |
| loan-mole8 | $25.00 | 10/18/2012 6:36:06 PM |
| Rick21 | $50.00 | 10/18/2012 6:36:28 PM |
| maldok1 | $25.00 | 10/18/2012 6:37:03 PM |
| Tai | $25.00 | 10/18/2012 6:37:53 PM |
| the-productive-agreement | $25.00 | 10/18/2012 6:40:26 PM |
| durability-seahorse7 | $50.00 | 10/18/2012 6:40:34 PM |
| dragonfly-amulet | $25.00 | 10/18/2012 6:41:10 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:46 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:34 PM |
| american6 | $50.00 | 10/18/2012 5:48:12 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:56 PM |
| Cai8899 | $25.00 | 10/18/2012 5:57:45 PM |
| income-champion | $25.00 | 10/18/2012 5:49:03 PM |
| repayment-pagoda8 | $100.00 | 10/18/2012 5:49:12 PM |
| affluence-microscope2 | $200.00 | 10/18/2012 5:42:58 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:36 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:58 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:52 PM |
| Arvicco | $400.00 | 10/18/2012 6:04:47 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:10 PM |
| letsmakeitsuccessful | $25.00 | 10/18/2012 5:52:05 PM |
| wetlands | $200.00 | 10/18/2012 5:58:24 PM |
| mmills1220 | $25.00 | 10/18/2012 5:54:21 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:33 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:52 PM |
| successful-agreement7 | $100.00 | 10/18/2012 6:17:49 PM |
| prohelper | $25.00 | 10/18/2012 6:21:26 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:51 PM |
| gizzywump | $25.00 | 10/18/2012 6:28:46 PM |
| resolute-basis9 | $25.00 | 10/18/2012 6:35:51 PM |
| helpinghand63 | $25.00 | 10/18/2012 6:37:30 PM |
| pizza296130 | $25.00 | 10/18/2012 6:39:40 PM |
| Relevance | $25.00 | 10/18/2012 6:39:45 PM |
| enthusiastic-point | $25.00 | 10/18/2012 6:41:29 PM |
| durability-goat644 | $25.00 | 10/18/2012 6:44:56 PM |
| meenan | $73.00 | 10/18/2012 6:36:54 PM |
| reflective-cash0 | $50.00 | 10/18/2012 6:38:15 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:03 PM |
| awe-inspiring-commitment972 | $35.00 | 10/18/2012 6:29:35 PM |
| enticing-note | $25.00 | 10/18/2012 6:33:19 PM |
| pious-currency875 | $100.00 | 10/18/2012 6:35:48 PM |
| rate-mogul | $50.00 | 10/18/2012 6:39:43 PM |
| best-phenomenal-treasure | $25.00 | 10/18/2012 6:41:08 PM |
| TomProsper | $25.00 | 10/18/2012 6:43:35 PM |
| Taxman44 | $25.00 | 10/18/2012 6:43:42 PM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
655337
This series of Notes was issued and sold upon the funding of the borrower loan #76772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $90.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,730 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-laser484 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to pay off a higher interest credit account.
My financial situation: employed full time.
I am a good candidate for this loan because I have a good job and excellent credit history. My credit report speaks for itself...never a late payment in my life!!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $250.00 | 10/19/2012 5:07:01 PM |
| vutah | $35.00 | 10/19/2012 5:03:31 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:23 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:18 PM |
| community-burrito9 | $40.00 | 10/19/2012 5:03:16 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:42 PM |
| klippies | $25.00 | 10/19/2012 5:07:58 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:49 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:55 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:57 PM |
| ethical-truth211 | $400.00 | 10/19/2012 5:30:55 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:37 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:43 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:20 PM |
| heartpounding-note972 | $25.00 | 10/19/2012 5:37:37 PM |
| the-silver-blaster | $50.00 | 10/19/2012 5:39:42 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:41 PM |
| openness-antioxidant | $100.00 | 10/19/2012 5:48:59 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:26 PM |
| Whipster | $60.00 | 10/19/2012 5:02:23 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:31 PM |
| dollar-idol7 | $35.00 | 10/19/2012 5:26:08 PM |
| j2ee | $50.00 | 10/19/2012 5:07:17 PM |
| Endeavour | $150.00 | 10/19/2012 5:05:35 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:37 PM |
| gotjack-IRA | $25.02 | 10/19/2012 5:52:58 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:04 PM |
| cr8on | $75.00 | 10/19/2012 5:38:25 PM |
| scho0590 | $79.98 | 10/19/2012 5:54:04 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:20 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:22 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
655353
This series of Notes was issued and sold upon the funding of the borrower loan #76726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $300 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsive-auction3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to provide a down payment on a business loan. It will allow me to open a firearm and archery training, sales, and practice facility. This facility will provide state of the art equipment, top of the line products, and knowledgeable staff. It will be unique in there is not comparable facility in the area. Potential profit averaging 26% on each sale and 50% on facility use make this a strong investment with good return potential.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history. I have a strong employment history and an even stronger work ethic and will work hard to see that my business succeeds. I will be leading this company and ensuring continued success.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $40.02 | 10/20/2012 3:45:51 PM |
| nonattender | $25.00 | 10/20/2012 12:03:32 PM |
| favorite-commerce | $50.00 | 10/20/2012 12:20:23 PM |
| Danjack_Capital | $25.00 | 10/20/2012 12:28:18 PM |
| commerce-zebra3 | $25.00 | 10/20/2012 12:53:14 PM |
| tranquil-gain1 | $75.00 | 10/20/2012 1:38:15 PM |
| kfrench | $25.00 | 10/20/2012 1:48:10 PM |
| SweatyBalls | $40.00 | 10/20/2012 12:55:26 PM |
| best-bonafide-p2p | $25.00 | 10/20/2012 2:37:47 PM |
| openness-antioxidant | $75.00 | 10/20/2012 1:37:24 PM |
| let_me_retire | $91.00 | 10/22/2012 3:45:15 AM |
| yougottaloveit | $25.04 | 10/22/2012 8:49:05 AM |
| jtwildcat713 | $25.00 | 10/21/2012 5:49:18 PM |
| capital_projects_investor | $25.00 | 10/22/2012 7:22:50 AM |
| GoldLetters | $56.85 | 10/22/2012 1:55:26 PM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:19 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:45 PM |
| nycfinance | $25.00 | 10/22/2012 5:49:27 PM |
| newest-bid-britches | $100.00 | 10/22/2012 6:04:45 PM |
| worthy-bid8 | $100.00 | 10/22/2012 5:47:58 PM |
| OLYVRC | $100.00 | 10/22/2012 6:29:06 PM |
| california111 | $50.00 | 10/22/2012 10:25:49 PM |
| money-baron | $100.00 | 10/22/2012 7:11:14 PM |
| buffalobills | $25.00 | 10/23/2012 7:20:58 AM |
| green-rapid-openness | $300.00 | 10/22/2012 8:22:00 PM |
| AldiHoldings | $30.00 | 10/22/2012 9:54:43 PM |
| impala6464 | $30.00 | 10/22/2012 11:13:39 PM |
| droopie1 | $25.00 | 10/23/2012 7:01:20 AM |
| magical-loyalty679 | $40.00 | 10/23/2012 7:07:39 AM |
| Plow_n_Sow | $25.00 | 10/23/2012 7:32:50 AM |
| GoldLetters | $94.56 | 10/23/2012 8:16:27 AM |
| enchanted-note | $25.00 | 10/23/2012 9:31:04 AM |
| dough-souffle | $25.00 | 10/23/2012 9:55:14 AM |
| jkeller4000 | $25.00 | 10/23/2012 11:23:33 AM |
| Bank42 | $25.00 | 10/23/2012 10:17:50 AM |
| payment-halo | $16.11 | 10/23/2012 12:10:16 PM |
| jaxlender15 | $25.00 | 10/23/2012 11:11:51 AM |
| wisem2540 | $25.00 | 10/23/2012 11:27:13 AM |
| 168RichCapital | $25.10 | 10/23/2012 12:07:28 PM |
| riveting-credit5 | $25.00 | 10/20/2012 12:03:45 PM |
| CA-Lender | $25.00 | 10/20/2012 12:42:35 PM |
| loan-tycoon0 | $25.00 | 10/20/2012 1:29:48 PM |
| rate-advocator7 | $200.00 | 10/20/2012 1:55:21 PM |
| brilliant-balance | $50.00 | 10/20/2012 2:14:43 PM |
| Dubbs360 | $100.00 | 10/20/2012 2:33:15 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:43 PM |
| blue-order-comet | $25.00 | 10/20/2012 1:48:48 PM |
| hopeful_lender | $150.00 | 10/20/2012 1:56:12 PM |
| lib5836 | $25.00 | 10/20/2012 7:40:49 PM |
| cattlebaron | $214.11 | 10/20/2012 4:23:46 PM |
| julijask | $25.00 | 10/20/2012 2:55:46 PM |
| radiant-dinero2 | $25.00 | 10/20/2012 8:23:33 PM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:55:33 AM |
| cash-tent | $35.00 | 10/21/2012 5:38:14 PM |
| enderak | $35.00 | 10/22/2012 3:07:21 PM |
| appetizing-loyalty354 | $75.00 | 10/22/2012 5:06:04 PM |
| diplomatic-wealth7 | $25.00 | 10/22/2012 5:41:49 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:14 PM |
| queentut | $100.00 | 10/22/2012 5:30:01 PM |
| CaptainTimerica | $200.00 | 10/22/2012 6:05:04 PM |
| banker34 | $25.00 | 10/22/2012 7:08:58 PM |
| eagle1271 | $30.00 | 10/22/2012 6:13:07 PM |
| bold-pound-statuette | $25.00 | 10/22/2012 6:31:36 PM |
| autobahn77 | $27.93 | 10/23/2012 6:57:59 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:34:47 AM |
| bold-wampum-compadre | $100.00 | 10/23/2012 4:14:00 AM |
| Astyanax | $25.00 | 10/23/2012 4:33:16 AM |
| loyalty-czar | $59.28 | 10/23/2012 4:58:27 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:16 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:29 AM |
| branaa99 | $25.00 | 10/23/2012 11:03:16 AM |
| transformer855 | $25.00 | 10/23/2012 12:06:42 PM |
| AJ6 | $25.00 | 10/23/2012 10:25:37 AM |
| saver266 | $60.00 | 10/23/2012 11:41:54 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
655365
This series of Notes was issued and sold upon the funding of the borrower loan #76801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $231.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,668 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| faith1975 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2011)
640-659
(Mar-2008)
|
|
Principal balance:
| $1,789.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
personal loan
Purpose of loan: personal loan
This loan will be used to...fix the roof of our house
My financial situation:
I am a good candidate for this loan because...I have borrowed before and never late on any payment
Monthly net income: $2000
Monthly expenses: $1200
Housing: $0
Insurance: $0
Car expenses: $184
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 10/17/2012 9:05:24 AM |
| LittleMingo | $25.00 | 10/17/2012 9:06:44 AM |
| benjaminsky | $25.00 | 10/17/2012 10:00:34 AM |
| janeybooboo | $150.00 | 10/17/2012 9:02:18 AM |
| RGlad | $150.00 | 10/17/2012 9:02:36 AM |
| quantum_leap | $25.00 | 10/17/2012 9:04:17 AM |
| houston2077 | $50.00 | 10/17/2012 9:08:57 AM |
| enderak | $25.00 | 10/17/2012 9:23:55 AM |
| loan-master1 | $25.00 | 10/17/2012 9:35:03 AM |
| value-travels | $30.00 | 10/17/2012 9:35:29 AM |
| scholarly-order6 | $100.00 | 10/17/2012 9:45:27 AM |
| desertoasis | $25.00 | 10/17/2012 9:48:39 AM |
| CA-Lender | $25.00 | 10/17/2012 9:55:31 AM |
| wonder3 | $25.00 | 10/17/2012 9:04:08 AM |
| mikeandcat | $150.00 | 10/17/2012 9:05:29 AM |
| felicity-contributor3 | $60.00 | 10/17/2012 9:06:26 AM |
| Nipper99 | $100.00 | 10/17/2012 10:24:28 AM |
| krafty01 | $25.00 | 10/17/2012 9:06:27 AM |
| trade-goblin9 | $150.00 | 10/17/2012 9:47:08 AM |
| DasMula | $50.00 | 10/17/2012 9:53:44 AM |
| exciting-fairness | $200.00 | 10/17/2012 9:29:23 AM |
| Rider | $70.24 | 10/17/2012 9:54:27 AM |
| bullish2bearish | $125.00 | 10/17/2012 9:57:48 AM |
| heroic-platinum | $50.00 | 10/17/2012 10:09:52 AM |
| wise-charming-reward | $500.00 | 10/17/2012 10:19:19 AM |
| Codextreme07 | $50.00 | 10/17/2012 10:21:33 AM |
| sgt-schultz | $35.00 | 10/17/2012 11:12:46 AM |
| reverent-bazaar284 | $25.00 | 10/17/2012 11:09:25 AM |
| thehousewife | $100.00 | 10/17/2012 11:15:03 AM |
| Basset_Hound_Investments | $18.65 | 10/17/2012 11:20:59 AM |
| Endeavour | $150.00 | 10/17/2012 9:05:43 AM |
| Bob450 | $25.00 | 10/17/2012 9:08:06 AM |
| ethical-truth211 | $1,000.00 | 10/17/2012 9:22:51 AM |
| Military_Money_Wise | $25.00 | 10/17/2012 9:28:57 AM |
| 10jwbajore | $66.69 | 10/17/2012 9:29:14 AM |
| Row2010 | $25.00 | 10/17/2012 9:30:57 AM |
| convergentthinker | $214.84 | 10/17/2012 9:34:03 AM |
| rospa | $50.00 | 10/17/2012 9:55:49 AM |
| credit-grove9 | $50.00 | 10/17/2012 10:04:32 AM |
| bbt28 | $25.05 | 10/17/2012 10:05:46 AM |
| trumpeter5 | $25.00 | 10/17/2012 9:02:25 AM |
| gain-equator | $25.00 | 10/17/2012 9:02:48 AM |
| market-aspen9 | $50.00 | 10/17/2012 10:21:54 AM |
| mainsail35 | $111.46 | 10/17/2012 9:08:39 AM |
| Bank42 | $25.00 | 10/17/2012 10:56:12 AM |
| melodious-openness | $283.35 | 10/17/2012 10:57:04 AM |
| MoneyForNothing | $50.49 | 10/17/2012 9:02:22 AM |
| stylish-revenue4 | $50.00 | 10/17/2012 9:26:48 AM |
| friedokra | $25.00 | 10/17/2012 9:27:42 AM |
| Assets-Up | $25.00 | 10/17/2012 9:03:30 AM |
| missoula | $25.00 | 10/17/2012 9:07:24 AM |
| FinanceEngine | $65.00 | 10/17/2012 9:51:27 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:26 AM |
| CMJ-Partners | $100.00 | 10/17/2012 9:21:22 AM |
| __A1B2 | $27.00 | 10/17/2012 10:05:04 AM |
| Detour11 | $25.00 | 10/17/2012 9:32:27 AM |
| SOP_Bank | $50.00 | 10/17/2012 9:36:15 AM |
| moola-accelerator6 | $40.00 | 10/17/2012 10:25:02 AM |
| thrifty-capital | $32.00 | 10/17/2012 9:56:58 AM |
| credit-dandelion148 | $200.00 | 10/17/2012 10:29:07 AM |
| youngster50 | $25.00 | 10/17/2012 10:48:03 AM |
| halothane_logic | $112.00 | 10/17/2012 11:04:20 AM |
| MusicandMedicine | $150.00 | 10/17/2012 11:11:43 AM |
| Money_Working | $25.00 | 10/17/2012 11:16:23 AM |
| dissector56958 | $33.23 | 10/17/2012 11:00:44 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
655393
This series of Notes was issued and sold upon the funding of the borrower loan #76434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,108 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-pound-friendship |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2.300.00
Monthly expenses:
Housing: $620.00
Insurance: $50.00
Car expenses: $100.00
Utilities: $40.00
Phone, cable, internet: $60.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| careful-vigilance4 | $25.00 | 10/16/2012 5:06:59 PM |
| zipemdown | $25.00 | 10/16/2012 5:07:49 PM |
| pierrelasvegas | $25.00 | 10/16/2012 5:16:10 PM |
| asset-professor | $100.00 | 10/16/2012 5:13:40 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:46 PM |
| Investor_DP | $200.00 | 10/16/2012 6:21:51 PM |
| gotjack-IRA | $25.02 | 10/16/2012 5:38:03 PM |
| toblerone | $25.00 | 10/16/2012 5:53:23 PM |
| 52digital | $75.00 | 10/16/2012 5:53:31 PM |
| euro-eagle1 | $25.00 | 10/16/2012 8:25:55 PM |
| hopeful_lender | $100.00 | 10/17/2012 6:38:48 AM |
| scholarly-order6 | $30.00 | 10/16/2012 6:48:42 PM |
| ethical-truth211 | $100.00 | 10/17/2012 7:36:10 AM |
| daekpon | $50.00 | 10/16/2012 9:33:45 PM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:42 AM |
| speedy-peso1 | $100.00 | 10/17/2012 5:26:40 PM |
| enriching-dollar1 | $100.00 | 10/17/2012 5:12:15 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:21 PM |
| economy-hercules9 | $50.00 | 10/18/2012 8:40:53 AM |
| velocity-owner4 | $50.00 | 10/18/2012 10:44:02 AM |
| superb-truth061 | $25.00 | 10/18/2012 10:52:19 AM |
| wise-bonus-orchid | $50.00 | 10/18/2012 12:10:06 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:31 PM |
| kegs | $150.00 | 10/18/2012 2:25:38 PM |
| bold-wampum-compadre | $75.00 | 10/18/2012 1:56:18 PM |
| DreisersFinancier | $50.00 | 10/18/2012 6:09:23 PM |
| nourishing-interest0 | $25.00 | 10/18/2012 5:51:29 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:25 PM |
| ttnk62918 | $25.00 | 10/18/2012 6:37:33 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 7:02:43 PM |
| zadok | $32.00 | 10/18/2012 7:04:44 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:54 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:47 PM |
| cash-reaction2 | $25.00 | 10/18/2012 7:13:52 PM |
| 113121 | $25.00 | 10/16/2012 5:28:43 PM |
| alexander-hamilton | $50.00 | 10/16/2012 5:51:40 PM |
| open-minded-p2p1 | $25.00 | 10/16/2012 5:09:19 PM |
| power-chihuahua | $25.00 | 10/16/2012 5:34:47 PM |
| d2vid | $62.00 | 10/16/2012 6:21:34 PM |
| etraboulay | $50.00 | 10/16/2012 5:43:38 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:03 PM |
| Eisande | $25.00 | 10/16/2012 8:24:27 PM |
| netg | $75.00 | 10/17/2012 8:19:41 AM |
| delicious-value973 | $100.00 | 10/17/2012 8:58:50 AM |
| greencat | $50.00 | 10/17/2012 7:19:52 AM |
| credit-grove9 | $25.00 | 10/17/2012 10:07:47 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:22 AM |
| 6_kids_college_fund | $25.00 | 10/17/2012 10:16:42 AM |
| credit-adventurer313 | $30.00 | 10/17/2012 3:36:53 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:38 PM |
| capital-investor8 | $25.00 | 10/18/2012 6:20:50 AM |
| benevolent-loot5 | $200.00 | 10/18/2012 9:17:02 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:15 AM |
| kulender | $50.00 | 10/18/2012 8:03:57 AM |
| asset-zone8 | $25.00 | 10/18/2012 10:19:36 AM |
| Relient-K | $25.00 | 10/18/2012 3:21:24 PM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:08:28 PM |
| money-fort | $25.00 | 10/18/2012 4:19:17 PM |
| robust-trade | $25.00 | 10/18/2012 5:46:17 PM |
| principal-cooker2 | $50.00 | 10/18/2012 5:56:13 PM |
| NorthernFunds | $50.00 | 10/18/2012 6:59:18 PM |
| MikeyZ2008 | $25.00 | 10/18/2012 6:36:13 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:16 PM |
| deal-galleon | $25.00 | 10/18/2012 7:08:43 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:05:02 PM |
| paytonbrigadier | $250.00 | 10/18/2012 7:14:10 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
655415
This series of Notes was issued and sold upon the funding of the borrower loan #76984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $365.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,141 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| receptive-gain860 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,000.00 | 10/17/2012 5:12:08 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:31 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:14 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:54 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:13:58 PM |
| thankful-nickel2 | $25.00 | 10/17/2012 6:59:48 PM |
| global-invest-group | $25.00 | 10/17/2012 8:27:05 PM |
| wildebeest014 | $25.00 | 10/17/2012 9:04:27 PM |
| hope-candy1 | $75.00 | 10/18/2012 6:35:09 AM |
| ect_2k20 | $25.00 | 10/18/2012 6:51:14 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:42 AM |
| treasure-bliss | $100.00 | 10/18/2012 9:41:48 AM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:11:11 AM |
| wise-charming-reward | $200.00 | 10/18/2012 8:39:09 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:09 AM |
| Index_Plus | $5,000.00 | 10/18/2012 11:42:01 AM |
| bold-velocity-cake | $6.00 | 10/18/2012 12:40:02 PM |
| Endeavour | $150.00 | 10/17/2012 5:05:22 PM |
| vutah | $45.00 | 10/17/2012 5:05:40 PM |
| janeybooboo | $100.00 | 10/17/2012 5:41:41 PM |
| cattlebaron | $25.00 | 10/17/2012 5:04:25 PM |
| community-burrito9 | $25.00 | 10/17/2012 5:10:27 PM |
| ethical-truth211 | $300.00 | 10/17/2012 5:11:00 PM |
| new-impeccable-coin | $32.00 | 10/17/2012 5:13:09 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:26 PM |
| trade-goblin9 | $25.00 | 10/17/2012 7:19:50 PM |
| Khanbob | $25.00 | 10/18/2012 7:30:43 AM |
| golffish2 | $25.00 | 10/18/2012 4:04:19 AM |
| income-triangulation1 | $25.00 | 10/18/2012 4:13:10 AM |
| 01a_MrUSC | $50.00 | 10/18/2012 5:10:59 AM |
| Plow_n_Sow | $50.00 | 10/18/2012 6:03:14 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:26 AM |
| worth-quark7 | $25.00 | 10/18/2012 5:48:09 AM |
| Nipper99 | $100.00 | 10/18/2012 8:43:28 AM |
| MoneyTree79 | $25.00 | 10/18/2012 8:47:33 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:01 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:23 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:06 AM |
| samurai2 | $25.00 | 10/18/2012 11:32:31 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:46 AM |
| orange-commanding-truth | $42.00 | 10/18/2012 12:29:56 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
655483
This series of Notes was issued and sold upon the funding of the borrower loan #76979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $75.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,914 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smithdaddy83 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 49 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,600.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Jan-2012)
620-639
(Nov-2010)
600-619
(Sep-2008)
|
|
Principal balance:
| $5,919.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Help with child's medical bills.
Purpose of loan: This is to pay some medical bills for my 3 year old son who has been in physical therapy.
My financial situation:
I am a good candidate for this loan because... I have another Prosper loan and I have never missed a payment.
Monthly net income: $2900
Monthly expenses: $
Housing: $705
Insurance: $60
Car expenses: $240
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500 (groceries)
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $475 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 10/23/2012 5:01:21 PM |
| CashFlow13 | $1,500.00 | 10/23/2012 5:00:26 PM |
| green-trade-dolphin | $85.41 | 10/23/2012 5:01:18 PM |
| sweetsassymolassy | $25.00 | 10/23/2012 5:02:00 PM |
| fascinating-generosity3 | $300.00 | 10/23/2012 5:00:28 PM |
| school-loan-gambler | $350.00 | 10/23/2012 5:00:27 PM |
| MoneyForNothing | $49.49 | 10/23/2012 5:00:55 PM |
| bonus-demon | $25.00 | 10/23/2012 5:02:23 PM |
| brightest-organized-balance | $25.00 | 10/23/2012 5:02:41 PM |
| trumpeter5 | $25.00 | 10/23/2012 5:01:53 PM |
| tolerant-currency6 | $25.00 | 10/23/2012 5:01:27 PM |
| bold-worth-wrangler | $40.10 | 10/23/2012 5:03:39 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
655491
This series of Notes was issued and sold upon the funding of the borrower loan #76587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,230 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-marauder |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolodation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Steady Income
Monthly net income: $11000
Monthly expenses: $3000
Housing: $1200
Insurance: $400
Car expenses: $362
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $2,000.00 | 10/17/2012 9:02:46 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
655515
This series of Notes was issued and sold upon the funding of the borrower loan #76781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,741 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tremendous-market5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 10/17/2012 5:04:07 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:04:52 PM |
| asset-portait013 | $100.00 | 10/17/2012 5:18:34 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:20 PM |
| 100units | $200.00 | 10/17/2012 5:13:17 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:01 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:11:41 PM |
| versatile-dime442 | $250.00 | 10/17/2012 5:26:53 PM |
| windguy | $50.00 | 10/17/2012 5:29:51 PM |
| paxnj | $25.00 | 10/17/2012 5:43:59 PM |
| wetlands | $200.00 | 10/17/2012 5:23:47 PM |
| radiant-dollar9 | $200.00 | 10/17/2012 5:25:17 PM |
| MI2 | $5,000.00 | 10/17/2012 6:44:15 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:12 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:31 AM |
| contract-amigo7 | $25.00 | 10/18/2012 7:17:57 AM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:22 AM |
| credit-adventurer313 | $50.00 | 10/18/2012 3:25:32 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:30:01 AM |
| AldiHoldings | $30.00 | 10/17/2012 10:30:06 PM |
| red-rate-whistle | $30.00 | 10/17/2012 10:56:45 PM |
| somebody32 | $50.00 | 10/18/2012 8:55:02 AM |
| practical-expectations | $25.00 | 10/18/2012 6:39:18 AM |
| Obiwan_Kanobi | $25.00 | 10/18/2012 7:08:51 AM |
| historic-value7 | $200.00 | 10/18/2012 7:15:09 AM |
| kdsmaclean | $25.00 | 10/18/2012 8:37:12 AM |
| AY_RY | $37.73 | 10/18/2012 9:34:09 AM |
| Use_It_Wisely | $25.00 | 10/18/2012 8:29:19 AM |
| Theboof | $50.00 | 10/18/2012 9:16:29 AM |
| real-return2 | $26.00 | 10/18/2012 9:03:23 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:26 AM |
| emphatic-responsibility | $29.00 | 10/18/2012 9:24:51 AM |
| Thunderswan | $100.00 | 10/18/2012 9:25:22 AM |
| real-return | $26.00 | 10/18/2012 9:31:58 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:10 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:46 AM |
| treasure-bliss | $100.00 | 10/18/2012 9:21:42 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:01 AM |
| Eisande | $50.00 | 10/18/2012 1:00:10 PM |
| capital-heaven5 | $400.00 | 10/18/2012 11:06:20 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:37 AM |
| hunter1124 | $25.00 | 10/18/2012 9:45:24 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:24 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:56 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:33 PM |
| rate-authority2 | $25.00 | 10/18/2012 4:31:54 PM |
| jamiee73 | $25.00 | 10/18/2012 5:39:03 PM |
| note-rapture | $25.00 | 10/18/2012 5:39:27 PM |
| SweatyBalls | $35.00 | 10/18/2012 3:01:34 PM |
| auction-pragmatist | $25.00 | 10/18/2012 3:06:11 PM |
| american6 | $50.00 | 10/18/2012 5:48:11 PM |
| revenue-tamer3 | $25.00 | 10/18/2012 5:49:23 PM |
| pure-pound7 | $75.00 | 10/18/2012 5:40:19 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:32 PM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:12:31 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:19 PM |
| fairness-symphony2 | $50.00 | 10/18/2012 4:46:02 PM |
| affluence-kingdom9 | $75.00 | 10/18/2012 5:55:47 PM |
| income-champion | $25.00 | 10/18/2012 5:49:03 PM |
| tapesor | $147.00 | 10/18/2012 5:43:07 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:16 PM |
| sturdy-dime5 | $25.00 | 10/18/2012 5:44:14 PM |
| letsmakeitsuccessful | $25.00 | 10/18/2012 5:52:04 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:55 PM |
| Tradesmanlender | $25.00 | 10/18/2012 6:04:54 PM |
| mercuriant | $25.00 | 10/18/2012 5:48:52 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:30 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:49 PM |
| Cai8899 | $25.00 | 10/18/2012 5:57:44 PM |
| poeman | $25.00 | 10/18/2012 5:57:47 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:03 PM |
| mar97 | $25.00 | 10/18/2012 6:04:26 PM |
| Tylerh | $250.00 | 10/18/2012 5:58:59 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:10 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:57 PM |
| felicity-broadcaster6 | $44.00 | 10/18/2012 6:11:26 PM |
| community-burrito9 | $25.00 | 10/17/2012 5:10:06 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:11 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:09 PM |
| pleasant-listing712 | $25.00 | 10/17/2012 5:24:25 PM |
| orange-spiritual-contract | $36.00 | 10/17/2012 5:16:53 PM |
| mmills1220 | $25.00 | 10/17/2012 5:17:06 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:48 PM |
| sentimental-commerce4 | $250.00 | 10/17/2012 5:18:04 PM |
| axl163 | $25.00 | 10/17/2012 10:12:09 PM |
| LeReve | $500.00 | 10/17/2012 5:31:12 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:33 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:25 PM |
| economy-sunrise | $25.00 | 10/17/2012 10:23:52 PM |
| nevetsnosliw1 | $25.00 | 10/17/2012 10:25:13 PM |
| coin-enclave | $50.00 | 10/18/2012 7:20:20 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:08 AM |
| bilecibank | $50.00 | 10/18/2012 6:10:04 AM |
| JinNing | $50.00 | 10/18/2012 6:17:25 AM |
| kendigme | $25.00 | 10/18/2012 3:31:05 AM |
| nycitynoodle | $25.00 | 10/18/2012 6:52:03 AM |
| bent300 | $25.00 | 10/18/2012 7:08:22 AM |
| citizenX | $50.00 | 10/18/2012 7:18:49 AM |
| reward-giant1 | $25.00 | 10/18/2012 7:09:50 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:40 AM |
| evergreen16 | $150.00 | 10/18/2012 8:27:35 AM |
| terrific-fund5 | $25.00 | 10/18/2012 9:10:46 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:07 AM |
| reflective-greenback1 | $25.00 | 10/18/2012 9:21:57 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:40 AM |
| wkeboarder21 | $50.00 | 10/18/2012 1:40:54 PM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:49 AM |
| DreDub | $25.00 | 10/18/2012 10:14:17 AM |
| krisran | $50.00 | 10/18/2012 1:25:50 PM |
| treasure-palace661 | $350.00 | 10/18/2012 12:05:00 PM |
| kegs | $150.00 | 10/18/2012 2:25:46 PM |
| transparency-sapling | $25.00 | 10/18/2012 5:48:58 PM |
| rate-negotiator | $25.00 | 10/18/2012 1:33:07 PM |
| GatorBux | $50.00 | 10/18/2012 5:39:24 PM |
| bonus-seahorse | $70.00 | 10/18/2012 2:32:33 PM |
| PThor | $25.00 | 10/18/2012 5:52:22 PM |
| whitegold24k | $100.00 | 10/18/2012 3:07:11 PM |
| value-surgeon | $25.00 | 10/18/2012 3:12:28 PM |
| kila-designer | $150.00 | 10/18/2012 4:15:45 PM |
| Iwillhuntyoudown | $25.00 | 10/18/2012 5:23:45 PM |
| EL_Papin | $25.00 | 10/18/2012 5:30:24 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:48 PM |
| Investoman | $25.00 | 10/18/2012 5:45:44 PM |
| haplender | $50.00 | 10/18/2012 5:46:28 PM |
| the-laudable-peso | $40.00 | 10/18/2012 5:53:10 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:43 PM |
| mckhbnpc | $50.00 | 10/18/2012 5:58:43 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:05 PM |
| commerce-associate5 | $100.00 | 10/18/2012 6:04:07 PM |
| puifais | $50.00 | 10/18/2012 6:04:11 PM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
655565
This series of Notes was issued and sold upon the funding of the borrower loan #76470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $521 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-kayak6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting Business Loan. XT Repairs
Purpose of loan:
This loan will be used to purchase salvaged electronics and be repaired and sold to the public.
My financial situation:
I am a good candidate for this loan because I am a hard worker and self motivated and want to see my business succeed and as of right now we are getting steady business. Started making good money from working in my house now I am starting my own business because I know it will one day make me a lot of money. Business started the 1st of September of 2012
Monthly net income: $3850
Monthly expenses: $1120
As of 10/19/12.
www.XTRepairs.com
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/20/2012 1:50:43 PM |
| handy-justice | $50.00 | 10/20/2012 12:03:34 PM |
| octoberfresh | $25.00 | 10/20/2012 12:12:57 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:27 PM |
| BankofRon_IRA | $100.00 | 10/20/2012 12:30:14 PM |
| nonattender | $25.00 | 10/20/2012 12:18:40 PM |
| missing-link | $25.00 | 10/20/2012 2:04:49 PM |
| fantastic-wampum1 | $100.00 | 10/20/2012 1:11:47 PM |
| money-baron | $100.00 | 10/20/2012 2:47:15 PM |
| transaction-circuit | $75.00 | 10/20/2012 1:35:33 PM |
| Dubbs360 | $200.00 | 10/20/2012 2:25:25 PM |
| luminous-finance9 | $26.00 | 10/21/2012 10:12:36 AM |
| scarlet-velvet | $25.08 | 10/20/2012 4:54:51 PM |
| pierrelasvegas | $25.00 | 10/20/2012 2:56:12 PM |
| lib5836 | $25.00 | 10/20/2012 7:41:07 PM |
| gold-miser9 | $25.00 | 10/20/2012 7:53:55 PM |
| point | $100.00 | 10/20/2012 9:23:26 PM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:53:08 AM |
| whitegold24k | $50.00 | 10/21/2012 9:34:05 AM |
| drkosh | $25.00 | 10/21/2012 3:08:01 PM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:25:56 AM |
| imogen22 | $50.00 | 10/22/2012 9:20:51 AM |
| Cronos | $50.00 | 10/22/2012 10:19:57 AM |
| trident8 | $25.00 | 10/22/2012 2:34:03 PM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:38:05 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:46 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 5:26:58 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:01 PM |
| scoobiedoo | $25.01 | 10/20/2012 3:45:23 PM |
| authoritative-capital | $50.00 | 10/20/2012 12:10:07 PM |
| power-chihuahua | $25.00 | 10/20/2012 12:26:21 PM |
| etraboulay | $50.00 | 10/20/2012 12:21:43 PM |
| BankofRon | $25.00 | 10/20/2012 12:24:23 PM |
| credit-coach118 | $25.02 | 10/20/2012 2:02:20 PM |
| brainy-return234 | $25.00 | 10/20/2012 1:17:22 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:59 PM |
| StrongMonty | $90.00 | 10/20/2012 4:37:00 PM |
| careful-vigilance4 | $25.00 | 10/20/2012 1:37:19 PM |
| bellaquito | $500.00 | 10/20/2012 2:31:28 PM |
| CreditBuilder2 | $25.02 | 10/20/2012 2:03:18 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:43 PM |
| Voracious_Trees | $25.00 | 10/20/2012 2:51:44 PM |
| macm | $108.53 | 10/21/2012 12:13:19 PM |
| cattlebaron | $50.00 | 10/20/2012 4:56:49 PM |
| kulender | $100.00 | 10/21/2012 2:37:44 PM |
| benefit-javelin | $25.00 | 10/22/2012 7:16:21 AM |
| Eric_Gagne | $25.00 | 10/22/2012 7:48:44 AM |
| transaction-puppy6 | $25.00 | 10/21/2012 6:04:31 PM |
| desertoasis | $25.00 | 10/21/2012 7:42:39 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:08 AM |
| dukeiyer | $25.00 | 10/22/2012 10:59:55 AM |
| refresher211 | $100.00 | 10/22/2012 9:24:50 AM |
| Miami | $25.00 | 10/22/2012 10:10:07 AM |
| Benny-factor | $700.34 | 10/22/2012 6:10:24 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
655589
This series of Notes was issued and sold upon the funding of the borrower loan #76846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $237.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,404 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-souffle2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,150.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
|
|
Principal balance:
| $2,983.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate several of my higher interest rate bills into a lower overall monthly payment and to pay off a sizeable emergency medical bill. With the money saved each month, I will finally begin to fund a savings account with which to invest for retirement and maintain my home. Even with a good job, divorce really set me back. My previous Prosper loan was a godsend at a time when emergencies just kept happening. I?m still on the road to success!!
My financial situation:
I am a good candidate for this loan because I do have an excellent career, my credit is steadily improving since divorce, the monthly payment is well within my budget, and I fully intend to get to the point where I can invest here and help people who?ve been through difficult times!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 10/22/2012 5:11:19 PM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:02 PM |
| Kunakiku | $25.00 | 10/22/2012 5:08:04 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:44 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:19 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:27 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:39 PM |
| windguy | $50.00 | 10/22/2012 5:25:27 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:40 PM |
| ethical-truth211 | $100.00 | 10/22/2012 5:59:51 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:23 PM |
| E_G | $50.00 | 10/22/2012 6:19:13 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:04 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:05 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:04 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:18 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:18 PM |
| boylezz | $25.00 | 10/22/2012 6:28:28 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:54 PM |
| janeybooboo | $75.00 | 10/22/2012 7:06:04 PM |
| Detour11 | $25.00 | 10/22/2012 7:31:09 PM |
| jubilant-capital1 | $25.00 | 10/22/2012 8:29:39 PM |
| Voracious_Trees | $25.00 | 10/23/2012 12:51:40 AM |
| john0720 | $25.00 | 10/23/2012 7:57:57 AM |
| P2P_CARE | $99.98 | 10/23/2012 8:16:30 AM |
| bonus-quark4 | $25.00 | 10/23/2012 8:43:20 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:24 AM |
| worth-blanket2 | $5,535.01 | 10/23/2012 10:16:28 AM |
| FunnelMan | $50.00 | 10/23/2012 10:20:39 AM |
| 6_kids_college_fund | $25.00 | 10/23/2012 10:17:01 AM |
| quick | $50.00 | 10/23/2012 12:13:27 PM |
| jybank | $50.00 | 10/23/2012 11:05:19 AM |
| god_is_great | $25.00 | 10/23/2012 11:18:17 AM |
| hybridatl | $25.00 | 10/23/2012 12:13:02 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:19 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:06 PM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:54 PM |
| zassociate | $200.00 | 10/22/2012 5:11:13 PM |
| community-burrito9 | $65.00 | 10/22/2012 5:15:09 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:34 PM |
| Cronos | $100.00 | 10/22/2012 6:11:05 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:52 PM |
| gravbox | $25.00 | 10/22/2012 6:59:32 PM |
| bellaquito | $500.00 | 10/22/2012 7:34:12 PM |
| vines99 | $25.00 | 10/22/2012 8:40:40 PM |
| euro-deployment | $25.00 | 10/22/2012 9:53:03 PM |
| FinanceEngine | $60.00 | 10/23/2012 7:05:15 AM |
| moola-accelerator6 | $25.00 | 10/22/2012 8:28:24 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 10:00:51 PM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:52 AM |
| DoctorJoe | $25.00 | 10/23/2012 6:31:20 AM |
| OGS_Capital | $25.00 | 10/23/2012 7:37:30 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:32:20 AM |
| Darts | $50.00 | 10/23/2012 8:45:19 AM |
| cardminger | $25.00 | 10/23/2012 9:07:20 AM |
| thehousewife | $25.00 | 10/23/2012 9:27:16 AM |
| Sneezie | $100.00 | 10/23/2012 9:35:14 AM |
| punctual-coin1 | $30.00 | 10/23/2012 10:37:17 AM |
| InspireLife | $25.00 | 10/23/2012 11:56:43 AM |
| astute-benjamins | $150.00 | 10/23/2012 12:08:02 PM |
| generous-aloha2 | $31.43 | 10/23/2012 12:08:14 PM |
| Rider | $140.00 | 10/23/2012 12:12:43 PM |
| brendan711 | $13.57 | 10/23/2012 12:16:45 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
655597
This series of Notes was issued and sold upon the funding of the borrower loan #76569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $252.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 4
/
4 | Length of status: | 32y 2m |
|
Amount delinquent:
| $25,392 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $421 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triumphant-marketplace612 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: pay of debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
i keep my promise on repaying my debt.
Monthly net income: $1450.00
Monthly expenses: $
Housing: $539.00
Insurance: $408.00
Car expenses: $311.00
Utilities: $100.00
Phone, cable, internet: $142.00
Food, entertainment: $100.00
Clothing, household expenses: $60.00
Credit cards and other loans: $50.00
Other expenses: $40.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| HammerSmith | $25.00 | 10/17/2012 10:18:09 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:09 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:42 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:41 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:19:53 PM |
| loyalist1 | $100.00 | 10/18/2012 7:30:19 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:36 AM |
| kulender | $50.00 | 10/18/2012 8:04:07 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:53 AM |
| brainy-credit1 | $40.00 | 10/18/2012 5:40:27 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:24 PM |
| PThor | $25.00 | 10/18/2012 5:52:18 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:41 PM |
| Iamthewalrus | $25.00 | 10/18/2012 6:20:52 PM |
| soarmore | $25.00 | 10/18/2012 7:01:22 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:50 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:40 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:32 PM |
| keen-peace465 | $25.00 | 10/18/2012 7:31:27 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:55 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:36 PM |
| rhodylend | $25.00 | 10/18/2012 7:27:32 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:40 PM |
| BostonCapital | $100.00 | 10/18/2012 7:33:37 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:59:22 PM |
| california111 | $50.00 | 10/19/2012 1:41:23 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:12 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:08 PM |
| skuba | $100.00 | 10/19/2012 11:32:08 AM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:30 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:55 PM |
| mike279766 | $28.00 | 10/19/2012 9:45:41 PM |
| Green-Baron | $25.00 | 10/20/2012 8:41:43 AM |
| CAGE-Investments | $25.00 | 10/20/2012 12:54:30 PM |
| fund-blackberry6 | $25.00 | 10/20/2012 1:37:09 PM |
| Comoparklender | $25.00 | 10/20/2012 1:53:29 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:00 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:01 PM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:55 AM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:50 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:44 AM |
| transaction-puppy6 | $25.00 | 10/21/2012 6:04:30 PM |
| antlr | $25.00 | 10/21/2012 9:48:48 PM |
| wise-virtuous-vigilance | $100.00 | 10/22/2012 9:25:35 AM |
| revenue-serenity | $25.00 | 10/22/2012 8:52:36 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:51 AM |
| Miami | $25.00 | 10/22/2012 10:10:06 AM |
| double22 | $185.75 | 10/22/2012 11:48:43 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:09:04 PM |
| zassociate | $200.00 | 10/22/2012 5:11:50 PM |
| Benny-factor | $750.00 | 10/22/2012 4:39:24 PM |
| peace-fixer8 | $25.00 | 10/18/2012 7:44:29 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:32 PM |
| j2ee | $50.00 | 10/17/2012 5:07:05 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:52 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:12 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:30 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:18 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:13:57 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:20 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:28 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:41 AM |
| kegs | $150.00 | 10/18/2012 2:25:43 PM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:35 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:10 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:26 PM |
| a-finance-nirvana | $25.00 | 10/18/2012 6:09:11 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:53 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:54 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:19 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:15 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:18 PM |
| return-exchanger355 | $100.00 | 10/18/2012 7:36:28 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:32 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:03 PM |
| spoolin18t | $50.00 | 10/19/2012 7:17:31 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:02 AM |
| EBITDA | $25.00 | 10/19/2012 10:28:30 AM |
| nukespike | $25.00 | 10/19/2012 11:20:04 AM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:10 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:47 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:46 PM |
| blue-lively-platinum | $25.00 | 10/20/2012 12:34:01 PM |
| payout-paradise5 | $25.00 | 10/20/2012 12:48:33 PM |
| dynamic-money271 | $100.00 | 10/20/2012 1:15:56 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:38 PM |
| freedomlender | $25.00 | 10/20/2012 1:21:05 PM |
| supersam | $29.00 | 10/20/2012 1:23:16 PM |
| silver-enlightenment0 | $25.00 | 10/20/2012 1:57:14 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:22 PM |
| RocketSurgeon | $25.00 | 10/20/2012 1:54:48 PM |
| latestone | $25.00 | 10/21/2012 10:06:31 AM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:54 PM |
| starapple | $25.00 | 10/21/2012 12:05:13 AM |
| ready-agreement5 | $25.00 | 10/21/2012 6:34:28 PM |
| casserole9 | $35.00 | 10/22/2012 9:00:55 AM |
| delectable-order532 | $28.00 | 10/22/2012 9:13:16 AM |
| LeReve | $500.00 | 10/22/2012 9:32:27 AM |
| rhyno92 | $100.00 | 10/22/2012 9:50:56 AM |
| investment-cluster | $25.00 | 10/22/2012 4:40:19 PM |
| Cronos | $50.00 | 10/22/2012 10:19:56 AM |
| Jalebi | $25.00 | 10/22/2012 5:04:34 PM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:23 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:51 PM |
| mschoenf | $54.25 | 10/22/2012 5:19:28 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
655599
This series of Notes was issued and sold upon the funding of the borrower loan #76733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $412.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,404 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sensible-value855 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit cards, home improvements
This loan will be used to...pay off debt
My financial situation: is very strong and good
I am a good candidate for this loan because...i pay my bills on time
Monthly net income: $8300
Monthly expenses: $3700
Housing: $1000
Insurance: $150
Car expenses: $703
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $75.00 | 10/17/2012 5:02:51 PM |
| unbelievable-exchange | $100.00 | 10/19/2012 8:59:34 AM |
| pierrelasvegas | $25.00 | 10/17/2012 5:20:13 PM |
| trade-goblin9 | $25.00 | 10/17/2012 7:18:23 PM |
| capital-investor8 | $25.00 | 10/18/2012 6:20:51 AM |
| kulender | $50.00 | 10/18/2012 8:04:12 AM |
| velocity-owner4 | $50.00 | 10/18/2012 10:44:03 AM |
| DreDub | $25.00 | 10/18/2012 10:14:17 AM |
| kegs | $150.00 | 10/18/2012 2:25:47 PM |
| 1willray | $25.00 | 10/18/2012 1:29:45 PM |
| pdub | $500.00 | 10/18/2012 12:07:15 PM |
| pure-pound7 | $75.00 | 10/18/2012 5:40:20 PM |
| principal-cooker2 | $50.00 | 10/18/2012 5:56:14 PM |
| handshake5 | $100.00 | 10/18/2012 5:42:36 PM |
| nimble-revenue5 | $91.00 | 10/18/2012 5:54:52 PM |
| worldly-gold | $50.00 | 10/18/2012 5:57:01 PM |
| 52digital | $75.00 | 10/18/2012 6:10:20 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:51 PM |
| Canidae | $25.00 | 10/18/2012 6:42:52 PM |
| economy-shrubbery6 | $25.00 | 10/18/2012 6:35:02 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:48 PM |
| power-chihuahua | $25.00 | 10/18/2012 6:45:53 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:04:42 PM |
| point653 | $25.00 | 10/18/2012 7:00:00 PM |
| Splangy613 | $25.00 | 10/18/2012 7:21:19 PM |
| HamachiMan | $28.00 | 10/18/2012 7:00:43 PM |
| bid-czar8 | $100.00 | 10/18/2012 7:00:49 PM |
| tkr2 | $25.00 | 10/18/2012 7:31:09 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:57 PM |
| mikbos | $25.00 | 10/18/2012 7:37:31 PM |
| dedicated-transaction796 | $25.00 | 10/18/2012 7:09:42 PM |
| 108-IRA | $50.00 | 10/18/2012 7:49:40 PM |
| gallant-economy9 | $50.00 | 10/18/2012 7:13:27 PM |
| cash-reaction2 | $25.00 | 10/18/2012 7:13:52 PM |
| paytonbrigadier | $250.00 | 10/18/2012 7:14:11 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:58 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:35 PM |
| engrossing-responsibility0 | $47.00 | 10/18/2012 7:32:10 PM |
| social-cocktail1 | $200.00 | 10/18/2012 7:35:45 PM |
| tostada88 | $25.00 | 10/18/2012 7:21:37 PM |
| worldly-community3 | $50.00 | 10/18/2012 7:24:38 PM |
| GGreg799 | $25.00 | 10/18/2012 7:49:26 PM |
| authoritative-capital | $25.00 | 10/18/2012 9:01:12 PM |
| natural-return0 | $25.00 | 10/18/2012 8:04:47 PM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:11 PM |
| cberthiaume | $25.00 | 10/19/2012 8:52:34 AM |
| tranquil-economy4 | $45.00 | 10/19/2012 12:50:32 AM |
| best-ingenious-rupee | $25.00 | 10/18/2012 8:27:00 PM |
| pythia | $50.00 | 10/18/2012 9:31:01 PM |
| 87Marc | $25.00 | 10/19/2012 9:17:34 AM |
| compatible-deal9 | $25.00 | 10/19/2012 7:39:32 AM |
| transaction-puppy6 | $25.00 | 10/18/2012 11:03:51 PM |
| treasure-coyote3 | $25.00 | 10/18/2012 11:15:14 PM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:56 AM |
| RufusGreyhound | $25.00 | 10/19/2012 9:09:46 AM |
| reasonable-nickel6 | $25.00 | 10/19/2012 8:59:22 AM |
| Bendan | $100.00 | 10/19/2012 9:18:21 AM |
| blue-unrelenting-rupee | $25.00 | 10/19/2012 9:27:08 AM |
| Comoparklender | $25.00 | 10/19/2012 9:21:52 AM |
| melodious-fairness | $50.00 | 10/19/2012 10:24:13 AM |
| marketplace-hut9 | $25.00 | 10/19/2012 10:40:37 AM |
| ultimate-peace | $125.00 | 10/19/2012 11:42:15 AM |
| indomitable-dedication | $25.00 | 10/19/2012 10:32:20 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:13 PM |
| wdove511 | $25.00 | 10/19/2012 2:02:41 PM |
| dollardave | $50.00 | 10/19/2012 2:10:02 PM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:49 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:11 PM |
| mammalian4 | $25.00 | 10/19/2012 3:43:12 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:13 PM |
| proper-revenue5 | $50.00 | 10/19/2012 2:24:28 PM |
| justasoldier | $75.00 | 10/20/2012 10:20:17 AM |
| hope-candy1 | $75.00 | 10/20/2012 9:44:18 AM |
| income-sycamore2 | $25.00 | 10/20/2012 7:15:28 AM |
| TheCount | $25.00 | 10/20/2012 12:16:17 PM |
| BGILlender | $25.00 | 10/20/2012 12:42:36 PM |
| interest-agave | $25.00 | 10/20/2012 1:09:45 PM |
| LightTheWay | $50.00 | 10/20/2012 1:16:51 PM |
| shmb6508 | $43.00 | 10/20/2012 12:41:24 PM |
| promise2 | $25.00 | 10/20/2012 12:43:05 PM |
| adventurer447 | $300.00 | 10/20/2012 1:14:03 PM |
| stoopidnoodle | $25.00 | 10/20/2012 2:03:29 PM |
| orearella3 | $25.00 | 10/20/2012 1:08:56 PM |
| booOST | $25.00 | 10/20/2012 4:12:21 PM |
| wise-bonus-orchid | $50.00 | 10/20/2012 6:15:07 PM |
| Sixmil | $25.00 | 10/20/2012 8:29:47 PM |
| CACO_Lender | $25.00 | 10/20/2012 6:20:39 PM |
| nvhm | $25.00 | 10/20/2012 8:20:16 PM |
| enchanted-truth264 | $25.00 | 10/20/2012 9:22:35 PM |
| azazle | $25.00 | 10/21/2012 4:26:41 AM |
| gold-miser9 | $25.00 | 10/20/2012 7:09:17 PM |
| kayakbleu | $25.00 | 10/20/2012 8:52:20 PM |
| sensational-note3 | $25.00 | 10/20/2012 8:55:38 PM |
| Engineer44 | $30.00 | 10/21/2012 2:41:38 AM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:53:19 AM |
| auction-companion358 | $76.54 | 10/21/2012 8:12:56 AM |
| alexander-hamilton | $50.00 | 10/18/2012 6:15:45 PM |
| scoobiedoo | $25.01 | 10/19/2012 7:45:42 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:46 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:26 AM |
| asset-zone8 | $25.00 | 10/18/2012 10:19:36 AM |
| credit-grove9 | $25.00 | 10/18/2012 9:46:12 AM |
| treasure-palace661 | $350.00 | 10/18/2012 12:05:01 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:28 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:34 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:48 PM |
| cp-family | $50.00 | 10/18/2012 5:52:00 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:20 PM |
| musegaze | $50.00 | 10/18/2012 6:16:26 PM |
| speedy-peso1 | $100.00 | 10/18/2012 6:01:46 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:17 PM |
| silver-enlightenment0 | $25.00 | 10/18/2012 6:08:28 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:28 PM |
| gizzywump | $25.00 | 10/18/2012 6:28:45 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:49 PM |
| asiaratt | $50.00 | 10/18/2012 6:58:09 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:21 PM |
| NorthernFunds | $50.00 | 10/18/2012 6:59:18 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 7:02:44 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:34 PM |
| idastmerchants | $25.00 | 10/18/2012 7:04:55 PM |
| compassionate-auction6 | $150.00 | 10/18/2012 7:06:32 PM |
| economy-hercules9 | $50.00 | 10/18/2012 7:07:14 PM |
| Learning2Lend | $25.00 | 10/18/2012 7:03:10 PM |
| money-surge1 | $25.00 | 10/18/2012 7:06:49 PM |
| the-credit-maker | $100.00 | 10/18/2012 7:38:00 PM |
| deal-galleon | $25.00 | 10/18/2012 7:08:43 PM |
| delicious-value973 | $100.00 | 10/18/2012 7:39:10 PM |
| thoughtful-peso78 | $25.00 | 10/18/2012 7:09:28 PM |
| speedy-point | $25.00 | 10/18/2012 7:18:25 PM |
| lillian27 | $25.00 | 10/18/2012 7:17:00 PM |
| finance-prescription | $100.00 | 10/18/2012 7:38:08 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:56 PM |
| truth-chooser1 | $25.00 | 10/18/2012 7:30:22 PM |
| MadHun | $200.00 | 10/18/2012 7:38:32 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:37 AM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:05 PM |
| nex | $25.00 | 10/18/2012 7:49:30 PM |
| vibraphone3 | $25.00 | 10/18/2012 8:02:07 PM |
| phenomenal-dinero917 | $200.00 | 10/19/2012 2:48:08 AM |
| hardatwork1 | $25.00 | 10/19/2012 6:41:58 AM |
| Hidalgo2004 | $28.19 | 10/19/2012 4:37:41 AM |
| ideomorph | $25.00 | 10/19/2012 8:16:38 AM |
| hopeful-deal7 | $25.00 | 10/19/2012 9:45:24 AM |
| madisonboy123 | $25.00 | 10/19/2012 9:47:14 AM |
| euro-banker | $25.00 | 10/19/2012 10:27:42 AM |
| jazzlender | $25.00 | 10/19/2012 10:34:45 AM |
| 77scout | $75.00 | 10/19/2012 12:20:07 PM |
| vigilance-spinner3 | $25.00 | 10/19/2012 1:59:53 PM |
| desertoasis | $25.00 | 10/19/2012 2:59:11 PM |
| credit-dandelion148 | $100.00 | 10/19/2012 2:40:27 PM |
| mauge35 | $50.00 | 10/19/2012 12:49:38 PM |
| enriching-dollar1 | $100.00 | 10/19/2012 5:14:32 PM |
| bonus-raker0 | $25.00 | 10/19/2012 4:55:07 PM |
| pizza296130 | $25.00 | 10/19/2012 5:51:30 PM |
| triumphant-point5 | $50.00 | 10/20/2012 7:46:36 AM |
| ironman84 | $50.00 | 10/20/2012 8:08:20 AM |
| payout-bridge | $75.00 | 10/20/2012 11:17:11 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:30:14 AM |
| truth-companion | $45.00 | 10/20/2012 12:28:30 PM |
| elegant-hope578 | $50.00 | 10/20/2012 12:18:30 PM |
| genius520 | $66.00 | 10/20/2012 12:58:02 PM |
| ITExec | $56.00 | 10/20/2012 1:06:32 PM |
| unassuming-note | $25.00 | 10/20/2012 1:19:55 PM |
| bailey7563 | $25.00 | 10/20/2012 12:54:26 PM |
| best-charming-leverage | $50.00 | 10/20/2012 12:40:50 PM |
| JauaFlash | $25.00 | 10/20/2012 1:34:12 PM |
| larslfe | $25.00 | 10/20/2012 12:49:41 PM |
| joyous-peace443 | $25.00 | 10/20/2012 1:12:13 PM |
| interstellar | $75.00 | 10/20/2012 1:34:37 PM |
| myduck | $25.00 | 10/20/2012 4:18:13 PM |
| Navy_Wife_Retired | $59.68 | 10/20/2012 6:10:44 PM |
| account98118 | $200.00 | 10/20/2012 1:59:41 PM |
| Pitufo | $25.00 | 10/20/2012 6:42:28 PM |
| point | $100.00 | 10/20/2012 9:23:25 PM |
| return-kung-fu2 | $25.05 | 10/20/2012 2:31:24 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:55 PM |
| sam-dog-dew | $25.00 | 10/20/2012 7:14:44 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:07 PM |
| sensational-note3 | $25.00 | 10/20/2012 8:54:26 PM |
| RKLFinancial | $25.00 | 10/20/2012 4:19:08 PM |
| EretzCapital | $25.00 | 10/20/2012 7:15:44 PM |
| FL-Lender | $25.00 | 10/20/2012 7:21:42 PM |
| open-minded-benjamins860 | $59.53 | 10/20/2012 8:06:58 PM |
| 184 Investments
|
Borrower Payment Dependent Notes Series
655611
This series of Notes was issued and sold upon the funding of the borrower loan #76951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $602.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,883 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-vivid-justice |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... pay off credit cards
My financial situation:
I am a good candidate for this loan because... I have always been very responsible and want to get out of debt faster.
Monthly net income: $ 60,000
Monthly expenses: $
Housing: $ 906.00
Insurance: $ 1,000 house yearly, car 580 yearly
Car expenses: $ no car payment. regular maintenance only
Utilities: $ 275 monthly
Phone, cable, internet: $ 75.00 monthly
Food, entertainment: $ 300 monthly
Clothing, household expenses: $ 600 yearly
Credit cards and other loans: $ 16,000 credit cards, home equity 7,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/17/2012 5:14:33 PM |
| new-impeccable-coin | $38.00 | 10/17/2012 5:10:56 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:14 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:32 PM |
| community-burrito9 | $25.00 | 10/17/2012 5:09:39 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:55 PM |
| trade-goblin9 | $100.00 | 10/17/2012 7:17:57 PM |
| ethical-truth211 | $500.00 | 10/17/2012 5:23:12 PM |
| janeybooboo | $125.00 | 10/17/2012 5:42:00 PM |
| commerce-venture1 | $25.00 | 10/17/2012 11:55:06 PM |
| wildebeest014 | $25.00 | 10/17/2012 9:05:06 PM |
| callmebryan | $25.00 | 10/17/2012 9:13:05 PM |
| marketplace-singularity3 | $125.00 | 10/18/2012 5:08:02 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:27 AM |
| hope-candy1 | $75.00 | 10/18/2012 6:36:03 AM |
| wise-charming-reward | $500.00 | 10/18/2012 8:39:51 AM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:11:27 AM |
| pdub | $500.00 | 10/18/2012 12:07:15 PM |
| glroark | $100.00 | 10/18/2012 1:16:39 PM |
| treasure-bliss | $100.00 | 10/18/2012 10:05:29 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:46 AM |
| laudable-payout6 | $25.00 | 10/18/2012 1:47:45 PM |
| Index_Plus | $5,000.00 | 10/18/2012 11:42:02 AM |
| green-high-five7 | $35.00 | 10/18/2012 3:29:26 PM |
| liberty-optimization7 | $25.00 | 10/18/2012 12:16:53 PM |
| orange-commanding-truth | $42.00 | 10/18/2012 12:29:33 PM |
| openness-antioxidant | $100.00 | 10/18/2012 12:40:23 PM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:38 PM |
| structure648 | $49.16 | 10/18/2012 11:57:40 AM |
| penny-socrates5 | $100.00 | 10/18/2012 1:29:59 PM |
| whitegoldira | $100.00 | 10/18/2012 3:57:55 PM |
| mercuriant | $25.00 | 10/18/2012 5:48:52 PM |
| systematic-value343 | $50.00 | 10/18/2012 2:01:43 PM |
| Obiwan_Kanobi | $25.00 | 10/18/2012 4:12:53 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:18 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:26 PM |
| credit-coach118 | $40.01 | 10/18/2012 6:18:02 PM |
| Tradesmanlender | $25.00 | 10/18/2012 6:04:54 PM |
| impeccable-ore3 | $25.00 | 10/18/2012 6:41:50 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:51:56 PM |
| new-justice-entrepreneur | $25.00 | 10/18/2012 6:38:08 PM |
| tranquil-gain1 | $75.00 | 10/18/2012 6:42:55 PM |
| structure9 | $25.00 | 10/18/2012 6:43:54 PM |
| wildanne | $43.00 | 10/18/2012 6:58:22 PM |
| social-heart | $25.00 | 10/18/2012 6:55:52 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:43 PM |
| the-silver-blaster | $50.00 | 10/18/2012 7:07:00 PM |
| finance-ecstasy7 | $25.00 | 10/18/2012 7:25:35 PM |
| justreturns | $25.00 | 10/18/2012 7:02:15 PM |
| Budro | $50.00 | 10/18/2012 7:08:16 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:21 PM |
| julijask | $25.00 | 10/18/2012 8:07:57 PM |
| credit-bliss8 | $25.00 | 10/18/2012 7:22:53 PM |
| keen-peace465 | $25.00 | 10/18/2012 7:31:30 PM |
| blue-order-comet | $50.00 | 10/18/2012 8:08:24 PM |
| flexible-money1 | $228.00 | 10/19/2012 6:46:39 AM |
| FWF-kinetic | $25.00 | 10/18/2012 9:07:50 PM |
| tender-ore | $25.00 | 10/18/2012 10:09:18 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 8:14:46 PM |
| DiligentiaLLC | $50.00 | 10/18/2012 8:21:35 PM |
| berniemadeoff | $25.00 | 10/18/2012 8:22:37 PM |
| transparency-position | $99.00 | 10/18/2012 9:06:31 PM |
| paradigm_shift | $100.00 | 10/19/2012 5:33:03 AM |
| compatible-deal9 | $50.00 | 10/19/2012 7:56:52 AM |
| yougottaloveit | $28.00 | 10/19/2012 8:49:01 AM |
| docdekay | $50.00 | 10/19/2012 9:35:23 AM |
| jybank | $49.00 | 10/19/2012 10:06:14 AM |
| Alereon | $25.00 | 10/19/2012 10:55:40 AM |
| seabassx | $25.00 | 10/19/2012 12:26:38 PM |
| john0720 | $25.00 | 10/19/2012 10:47:17 AM |
| MI2 | $1,540.83 | 10/19/2012 3:05:20 PM |
| best-bonafide-p2p | $25.00 | 10/17/2012 5:04:24 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:27 PM |
| asset-portait013 | $100.00 | 10/17/2012 5:18:48 PM |
| upbeat-finance8 | $25.00 | 10/17/2012 7:09:27 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:42 AM |
| jubilant-capital1 | $25.00 | 10/17/2012 8:35:57 PM |
| income-triangulation1 | $25.00 | 10/18/2012 4:13:28 AM |
| Nipper99 | $100.00 | 10/18/2012 8:44:01 AM |
| return-enthusiast1 | $50.00 | 10/18/2012 9:00:52 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:20 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:02 AM |
| benefit-javelin | $65.00 | 10/18/2012 2:14:55 PM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:10 AM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:13:41 PM |
| HammerSmith | $25.00 | 10/18/2012 5:39:37 PM |
| kila-designer | $200.00 | 10/18/2012 4:24:30 PM |
| cr8on | $75.00 | 10/18/2012 5:56:32 PM |
| Iwillhuntyoudown | $25.00 | 10/18/2012 5:36:30 PM |
| ferocious-kindness8 | $30.00 | 10/18/2012 6:10:44 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:48 PM |
| bazaar-elvis | $33.00 | 10/18/2012 6:09:32 PM |
| credible-responsibility022 | $25.00 | 10/18/2012 6:15:22 PM |
| sentimental-cash0 | $25.00 | 10/18/2012 6:23:26 PM |
| tech310 | $50.00 | 10/18/2012 6:29:06 PM |
| VirginiaBuckeye | $50.00 | 10/18/2012 6:34:46 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:58 PM |
| klippies | $25.00 | 10/18/2012 6:43:29 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:33 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:57 PM |
| cardminger | $25.00 | 10/18/2012 6:53:12 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:19 PM |
| Sid-K | $25.00 | 10/18/2012 6:47:45 PM |
| first-balance-neutron | $50.00 | 10/18/2012 7:13:35 PM |
| adub1979 | $75.00 | 10/18/2012 6:53:23 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:09 PM |
| mikrolown | $25.00 | 10/18/2012 7:15:47 PM |
| profitable-fairness1 | $50.00 | 10/18/2012 7:22:43 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:21 PM |
| LoanerPrincipal | $25.00 | 10/18/2012 8:54:57 PM |
| worth-quark7 | $25.00 | 10/19/2012 6:24:49 AM |
| compounding21 | $25.00 | 10/18/2012 8:17:18 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:21 PM |
| dukeiyer | $25.00 | 10/18/2012 8:26:08 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:06 PM |
| riskreward | $250.00 | 10/19/2012 8:56:25 AM |
| FinanceEngine | $55.00 | 10/19/2012 9:01:14 AM |
| selector568 | $300.00 | 10/18/2012 8:15:28 PM |
| friendinmoney | $25.00 | 10/19/2012 6:51:03 AM |
| LaGrangeLender | $60.00 | 10/19/2012 7:17:45 AM |
| compatible-deal9 | $50.00 | 10/19/2012 7:54:16 AM |
| first-dinero-igloo | $25.00 | 10/19/2012 8:32:05 AM |
| VirginiaBuckeye | $100.00 | 10/19/2012 5:24:25 AM |
| superstar449 | $40.00 | 10/19/2012 6:01:11 AM |
| leverage-monger | $25.00 | 10/19/2012 9:50:30 AM |
| theaterguy | $25.00 | 10/19/2012 9:52:42 AM |
| skuba | $100.00 | 10/19/2012 11:32:14 AM |
| erowis | $25.00 | 10/19/2012 11:40:37 AM |
| DaGoldenchild | $25.00 | 10/19/2012 1:46:37 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:13 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:11 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
655679
This series of Notes was issued and sold upon the funding of the borrower loan #77003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 15y 4m |
|
Amount delinquent:
| $260 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,453 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-chairman187 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
Pay off a couple of outstanding medical bills and make a couple of purchases to improve my home.
My financial situation:
I am a good candidate for this loan because I have worked for Procter & Gamble for over 15 years. I have a good, steady income and plan to stay at P&G until I retire. I have a reliable car which is paid for, have owned a home for almost 17 years and have been in my current home for almost 6 years.
I will set up payments to pay automatically each month to ensure they are not late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:40 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:40 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:19 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:28 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:19 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:54 PM |
| E_G | $50.00 | 10/22/2012 6:19:13 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:56 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:47 PM |
| janeybooboo | $150.00 | 10/23/2012 5:18:56 PM |
| IP | $25.00 | 10/23/2012 5:20:06 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:05 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:23 PM |
| Oakland | $50.00 | 10/24/2012 2:46:59 AM |
| ONECENTATATIME | $50.00 | 10/24/2012 9:53:14 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:05 AM |
| FortuneFund | $200.00 | 10/24/2012 5:09:35 PM |
| a-dollar-orchestra | $500.00 | 10/24/2012 5:18:35 PM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:30 AM |
| kind-payment-viking3 | $100.00 | 10/24/2012 5:20:30 PM |
| Jalebi | $25.00 | 10/24/2012 5:26:25 PM |
| tj1683 | $25.00 | 10/24/2012 3:03:42 PM |
| power-kin | $25.00 | 10/24/2012 6:07:34 PM |
| zassociate | $200.00 | 10/24/2012 5:13:03 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:14:57 PM |
| mschoenf | $100.00 | 10/24/2012 5:19:48 PM |
| Arvicco | $400.00 | 10/24/2012 5:26:30 PM |
| CreditBuilder2 | $25.01 | 10/24/2012 5:29:18 PM |
| banchan | $37.00 | 10/24/2012 5:34:28 PM |
| durability-solstice8 | $50.00 | 10/24/2012 5:44:20 PM |
| euro-infusion3 | $25.00 | 10/24/2012 5:54:50 PM |
| indomitable-coin | $25.00 | 10/24/2012 6:00:13 PM |
| life-is-great | $25.00 | 10/24/2012 5:56:34 PM |
| Aquafina24Ounce | $25.00 | 10/24/2012 6:03:19 PM |
| foxy-marketplace2 | $100.00 | 10/24/2012 6:10:26 PM |
| rawman | $25.00 | 10/24/2012 6:48:47 PM |
| bxdoc | $25.00 | 10/25/2012 9:07:35 AM |
| GlobalVisionary | $50.00 | 10/25/2012 9:10:11 AM |
| mtp | $49.00 | 10/25/2012 9:13:18 AM |
| Wardog | $25.00 | 10/25/2012 9:16:02 AM |
| peace-pilot | $25.00 | 10/25/2012 9:17:15 AM |
| market-assembler | $50.00 | 10/25/2012 9:18:39 AM |
| bold-worth-wrangler | $150.00 | 10/24/2012 8:26:01 PM |
| antlr | $25.00 | 10/24/2012 9:38:30 PM |
| MrDavid | $33.00 | 10/25/2012 9:23:09 AM |
| treasure-pipeline | $25.00 | 10/25/2012 9:24:30 AM |
| Fortuno_per_commodo | $44.00 | 10/25/2012 9:25:46 AM |
| unforgettable-wealth4 | $50.00 | 10/25/2012 9:27:32 AM |
| ujiba | $50.00 | 10/25/2012 9:28:50 AM |
| davez0r | $25.00 | 10/24/2012 10:00:45 PM |
| silktea | $25.00 | 10/25/2012 9:33:59 AM |
| gold-pudding6 | $60.00 | 10/25/2012 9:36:28 AM |
| helpinghand63 | $25.00 | 10/25/2012 9:38:02 AM |
| dthompso | $45.00 | 10/25/2012 9:41:33 AM |
| enthralling-investment | $25.00 | 10/25/2012 9:43:32 AM |
| KR | $25.00 | 10/25/2012 6:51:17 AM |
| stoopidnoodle | $25.00 | 10/25/2012 9:47:43 AM |
| Cai8899 | $25.00 | 10/25/2012 9:49:35 AM |
| icchok | $50.00 | 10/25/2012 9:50:37 AM |
| DublinCaLender | $26.00 | 10/25/2012 9:52:36 AM |
| Aimvest | $25.00 | 10/25/2012 9:56:58 AM |
| Purple11 | $100.00 | 10/25/2012 10:04:38 AM |
| dajen1 | $40.00 | 10/25/2012 10:04:45 AM |
| linkage682 | $50.00 | 10/25/2012 8:39:49 AM |
| benjamins-utopia | $100.00 | 10/25/2012 10:11:00 AM |
| leftwinger | $25.00 | 10/25/2012 9:03:38 AM |
| faifar | $50.00 | 10/25/2012 10:15:49 AM |
| riskadverse44 | $25.00 | 10/25/2012 10:17:07 AM |
| Arpad | $30.00 | 10/25/2012 10:21:07 AM |
| misterhobbs | $25.00 | 10/25/2012 9:11:58 AM |
| a-transparency-prodigy | $25.00 | 10/25/2012 9:12:31 AM |
| studious-bonus7 | $100.00 | 10/25/2012 9:09:58 AM |
| MONEYLENDER101 | $50.00 | 10/25/2012 9:11:16 AM |
| Herluftrolle | $25.00 | 10/25/2012 9:12:49 AM |
| jbaum | $40.00 | 10/25/2012 9:16:05 AM |
| 6moonbeams | $50.00 | 10/25/2012 9:16:28 AM |
| Cash-Flow | $1,500.00 | 10/25/2012 9:21:07 AM |
| selfmademan | $25.00 | 10/25/2012 9:17:55 AM |
| siesta100 | $25.00 | 10/25/2012 9:19:14 AM |
| sclark | $25.00 | 10/25/2012 10:42:02 AM |
| gjh37 | $25.00 | 10/25/2012 9:22:16 AM |
| Max8319 | $25.00 | 10/25/2012 9:22:58 AM |
| donicurioso | $25.00 | 10/25/2012 9:31:12 AM |
| tolstoy00 | $25.00 | 10/25/2012 9:26:47 AM |
| elasermd | $50.00 | 10/25/2012 10:56:05 AM |
| blue-laudable-dinero | $25.00 | 10/25/2012 9:27:12 AM |
| point653 | $25.00 | 10/25/2012 9:27:49 AM |
| dunedin | $25.00 | 10/25/2012 9:28:59 AM |
| larslfe | $25.00 | 10/25/2012 9:37:14 AM |
| math1973 | $50.00 | 10/25/2012 9:38:30 AM |
| bowdish1 | $64.00 | 10/25/2012 9:32:55 AM |
| enticing-note | $25.00 | 10/25/2012 9:34:49 AM |
| DirtyJenga | $25.00 | 10/25/2012 9:43:52 AM |
| iolaire | $25.00 | 10/25/2012 9:46:33 AM |
| lounges | $25.00 | 10/25/2012 9:40:50 AM |
| puifais | $33.00 | 10/25/2012 9:47:37 AM |
| elated-credit30 | $100.00 | 10/25/2012 9:43:10 AM |
| kirkjerk | $31.00 | 10/25/2012 9:48:06 AM |
| icon7 | $60.00 | 10/25/2012 11:32:01 AM |
| hopethisworks | $25.00 | 10/25/2012 9:54:35 AM |
| payout-harmony4 | $38.00 | 10/25/2012 9:57:36 AM |
| commerce-web5 | $25.00 | 10/25/2012 9:59:13 AM |
| ready-justice7 | $50.00 | 10/25/2012 10:00:53 AM |
| C_Mark | $32.00 | 10/25/2012 10:05:51 AM |
| compoundinterest | $25.00 | 10/25/2012 10:08:09 AM |
| durability-officer | $50.00 | 10/25/2012 9:58:49 AM |
| liberty-viola | $30.00 | 10/25/2012 9:59:34 AM |
| gracej | $25.00 | 10/25/2012 10:12:15 AM |
| bdloans | $40.00 | 10/25/2012 10:13:35 AM |
| Mint_Man | $25.00 | 10/25/2012 10:16:04 AM |
| anacent | $25.00 | 10/25/2012 10:05:07 AM |
| Pman | $25.00 | 10/25/2012 10:07:06 AM |
| currency-scientist7 | $25.00 | 10/25/2012 10:20:12 AM |
| rcm87 | $50.00 | 10/25/2012 10:09:32 AM |
| deal-violin | $33.00 | 10/25/2012 10:10:22 AM |
| zone6 | $100.00 | 10/25/2012 10:28:51 AM |
| platinum-genetics | $25.00 | 10/25/2012 10:23:28 AM |
| benefit-prescription6 | $100.00 | 10/25/2012 10:24:31 AM |
| dignified-finance | $25.00 | 10/25/2012 10:34:04 AM |
| hard-working-rate3 | $25.00 | 10/25/2012 10:35:14 AM |
| pugmalion | $25.00 | 10/25/2012 10:36:04 AM |
| restless-currency | $40.00 | 10/25/2012 10:43:42 AM |
| bsg43 | $25.00 | 10/25/2012 10:34:24 AM |
| finance-hope | $25.00 | 10/25/2012 10:50:45 AM |
| plentiful-note6 | $25.00 | 10/25/2012 10:56:43 AM |
| treasure-bliss | $50.00 | 10/25/2012 10:37:18 AM |
| the-gain-platoon | $25.00 | 10/25/2012 11:18:13 AM |
| rulender | $25.00 | 10/25/2012 11:04:54 AM |
| rentalguy | $25.00 | 10/25/2012 11:23:26 AM |
| Investor_DP | $200.00 | 10/22/2012 5:46:04 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:34 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:06 PM |
| gravbox | $25.00 | 10/22/2012 6:59:32 PM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:25 AM |
| HikeMoab | $25.00 | 10/23/2012 2:03:40 PM |
| mlm_invests | $50.00 | 10/23/2012 9:21:49 PM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:34 AM |
| etraboulay | $50.00 | 10/24/2012 10:28:56 AM |
| rlmtr | $25.00 | 10/24/2012 11:24:54 AM |
| SalesGuyMN | $50.00 | 10/24/2012 3:33:26 PM |
| Blucruz | $100.00 | 10/24/2012 11:17:18 AM |
| acepoint | $25.00 | 10/24/2012 12:10:55 PM |
| bold-riveting-social | $50.00 | 10/24/2012 5:27:54 PM |
| awe-inspiring-fund0 | $25.00 | 10/24/2012 5:33:40 PM |
| Peacepower | $50.00 | 10/24/2012 5:34:57 PM |
| bid-papyrus | $25.00 | 10/24/2012 5:46:08 PM |
| bazaar-tulip | $25.00 | 10/24/2012 5:46:31 PM |
| american6 | $50.00 | 10/24/2012 5:50:14 PM |
| enchanted-compassion012 | $25.00 | 10/24/2012 5:58:04 PM |
| BidDaddyBigBucks | $25.00 | 10/24/2012 5:01:05 PM |
| knowledgeable-silver6 | $25.00 | 10/24/2012 5:01:34 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:11:52 PM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:25 PM |
| the-elegant-deal | $50.00 | 10/24/2012 5:14:05 PM |
| KlotzLending | $25.00 | 10/24/2012 5:23:34 PM |
| illustrado | $25.00 | 10/24/2012 5:23:51 PM |
| thrifty-transaction578 | $25.00 | 10/24/2012 5:22:41 PM |
| historic-balance5 | $50.00 | 10/24/2012 5:33:07 PM |
| progressive-economy261 | $400.00 | 10/24/2012 5:33:45 PM |
| youqianderen | $79.00 | 10/24/2012 5:38:54 PM |
| MoonMama | $25.00 | 10/24/2012 5:48:07 PM |
| skuba | $50.00 | 10/24/2012 5:55:18 PM |
| PThor | $25.00 | 10/24/2012 5:57:31 PM |
| kind-treasure-tower | $25.00 | 10/24/2012 5:59:57 PM |
| soarmore | $25.00 | 10/24/2012 6:00:40 PM |
| flo_rida | $100.00 | 10/24/2012 6:03:03 PM |
| suave-durability1 | $50.00 | 10/25/2012 8:18:14 AM |
| awe-inspiring-commitment972 | $50.00 | 10/25/2012 9:02:51 AM |
| dynamic-rupee | $25.00 | 10/25/2012 9:03:18 AM |
| exuberant-pound | $25.00 | 10/25/2012 9:04:13 AM |
| heart514 | $25.00 | 10/24/2012 7:05:42 PM |
| a-unflappable-finance | $86.00 | 10/25/2012 9:16:40 AM |
| loyalty-sherpa | $25.00 | 10/25/2012 9:19:20 AM |
| MadHun | $200.00 | 10/25/2012 9:24:21 AM |
| loan-cake8 | $25.00 | 10/25/2012 9:27:18 AM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:47:14 AM |
| dennisuello | $50.00 | 10/25/2012 9:40:34 AM |
| WorldlyWorker | $25.00 | 10/25/2012 9:41:21 AM |
| kchen486 | $50.00 | 10/25/2012 9:42:25 AM |
| flexible-value | $50.00 | 10/25/2012 9:47:39 AM |
| ianakacg | $25.00 | 10/25/2012 9:50:51 AM |
| bonus-tent | $25.00 | 10/25/2012 9:53:59 AM |
| Investoman | $25.00 | 10/25/2012 9:01:13 AM |
| rupee-artisan | $25.00 | 10/25/2012 10:10:56 AM |
| LR_Biker | $29.00 | 10/25/2012 10:11:04 AM |
| top-commitment-champ | $25.00 | 10/25/2012 9:05:11 AM |
| minista | $25.00 | 10/25/2012 10:16:14 AM |
| maracas71 | $25.00 | 10/25/2012 9:10:12 AM |
| velocity-solo | $26.00 | 10/25/2012 9:11:03 AM |
| affluence-tomahawk | $25.00 | 10/25/2012 10:22:18 AM |
| resolute-basis9 | $25.00 | 10/25/2012 9:11:40 AM |
| mvalley | $25.00 | 10/25/2012 9:12:40 AM |
| greenback-snowdome1 | $50.00 | 10/25/2012 9:13:55 AM |
| success1001 | $28.00 | 10/25/2012 10:27:33 AM |
| sturdy-fairness0 | $100.00 | 10/25/2012 10:36:34 AM |
| scrappy-leverage6 | $25.00 | 10/25/2012 9:21:44 AM |
| DadWarbucks | $25.00 | 10/25/2012 9:16:07 AM |
| fishtale | $25.00 | 10/25/2012 10:40:25 AM |
| Castellan | $25.00 | 10/25/2012 9:17:52 AM |
| SpectrumCen | $25.00 | 10/25/2012 9:25:55 AM |
| dinero-speaker | $25.00 | 10/25/2012 10:41:25 AM |
| hard-working-income0 | $25.00 | 10/25/2012 10:42:07 AM |
| new-nourishing-trade | $25.00 | 10/25/2012 9:27:01 AM |
| djindepth | $50.00 | 10/25/2012 9:28:03 AM |
| tps_bubba | $25.00 | 10/25/2012 9:25:29 AM |
| cablenews | $100.00 | 10/25/2012 9:28:09 AM |
| Tasteslikechicken | $29.00 | 10/25/2012 9:37:10 AM |
| matthart | $25.00 | 10/25/2012 9:37:20 AM |
| lendacity | $25.00 | 10/25/2012 9:31:25 AM |
| Pasagam | $25.00 | 10/25/2012 11:07:07 AM |
| cash-sensai2 | $25.00 | 10/25/2012 9:33:32 AM |
| gold-commander0 | $25.00 | 10/25/2012 9:44:53 AM |
| five-star-asset2 | $25.00 | 10/25/2012 9:51:28 AM |
| HamachiMan | $50.00 | 10/25/2012 9:51:44 AM |
| forceful-nickel6 | $25.00 | 10/25/2012 9:54:16 AM |
| transparency-baton | $25.00 | 10/25/2012 9:55:42 AM |
| zzztimbo | $25.00 | 10/25/2012 9:47:11 AM |
| wealth-fields8 | $50.00 | 10/25/2012 9:48:29 AM |
| dpfl55 | $25.00 | 10/25/2012 9:52:49 AM |
| don8ter | $50.00 | 10/25/2012 9:53:25 AM |
| powdrsnow | $25.00 | 10/25/2012 9:53:43 AM |
| top-sensible-yield | $25.00 | 10/25/2012 9:59:15 AM |
| important-gold5 | $25.00 | 10/25/2012 10:08:55 AM |
| debt-fuse158 | $25.00 | 10/25/2012 10:10:00 AM |
| ItsJustMe79 | $25.00 | 10/25/2012 10:11:47 AM |
| 1phantom | $25.00 | 10/25/2012 10:01:31 AM |
| krisran | $46.00 | 10/25/2012 10:01:36 AM |
| brainy-dedication | $50.00 | 10/25/2012 10:13:44 AM |
| successful-agreement7 | $100.00 | 10/25/2012 10:02:20 AM |
| friendly-gold | $25.00 | 10/25/2012 10:16:37 AM |
| tramb | $25.00 | 10/25/2012 10:06:12 AM |
| adventurer447 | $300.00 | 10/25/2012 10:19:19 AM |
| downtownfarm | $25.00 | 10/25/2012 10:20:51 AM |
| rate-mogul | $50.00 | 10/25/2012 10:23:36 AM |
| the-unrelenting-rupee | $25.00 | 10/25/2012 10:14:06 AM |
| Avala | $100.00 | 10/25/2012 10:15:03 AM |
| meow8705 | $37.00 | 10/25/2012 10:17:37 AM |
| maldok1 | $25.00 | 10/25/2012 10:18:23 AM |
| a-sentimental-return9 | $25.00 | 10/25/2012 10:21:04 AM |
| efficient-marketplace | $25.00 | 10/25/2012 10:33:17 AM |
| figs4u2 | $100.00 | 10/25/2012 10:26:51 AM |
| gojackgo | $38.00 | 10/25/2012 10:40:01 AM |
| meenan | $25.00 | 10/25/2012 10:28:43 AM |
| Ivan2007 | $50.00 | 10/25/2012 10:32:17 AM |
| listing-bandit6 | $50.00 | 10/25/2012 10:32:56 AM |
| authentic-liberty7 | $25.00 | 10/25/2012 10:48:12 AM |
| bajaruss | $25.00 | 10/25/2012 10:55:22 AM |
| benevolent-marketplace4 | $1,121.99 | 10/25/2012 11:58:51 AM |
| GrayStudio | $25.00 | 10/25/2012 11:36:48 AM |
| 249 Investments
|
Borrower Payment Dependent Notes Series
655721
This series of Notes was issued and sold upon the funding of the borrower loan #76641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $135.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 5m |
|
Amount delinquent:
| $220 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,578 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| turtle39 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card & medical loan
My financial situation:
I am a good candidate for this loan because I have a steady job and I have been with the practice for six years as the Office Manager.
Monthly net income: $12000
Monthly expenses: $200
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zorro_970 | $100.00 | 10/17/2012 5:14:22 PM |
| 100units | $200.00 | 10/17/2012 5:13:40 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:31 AM |
| cozy-ore516 | $25.00 | 10/17/2012 7:15:09 PM |
| jwesleym | $25.00 | 10/18/2012 12:27:36 AM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:23 AM |
| gilbrear | $25.00 | 10/18/2012 4:13:42 AM |
| capital-investor8 | $25.00 | 10/18/2012 6:17:50 AM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:22:28 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:02 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:27 AM |
| High-flyer | $25.00 | 10/18/2012 9:31:43 AM |
| LeReve | $27.00 | 10/18/2012 9:27:14 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:38 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:11 AM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:34 PM |
| note-venture | $25.00 | 10/18/2012 12:59:22 PM |
| haplender | $50.00 | 10/18/2012 5:46:28 PM |
| spark548 | $100.00 | 10/18/2012 5:46:12 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:34 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:49 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:30 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:50 PM |
| thrifty-generosity222 | $50.00 | 10/18/2012 6:48:36 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:22 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:58 PM |
| sharpey | $25.00 | 10/18/2012 6:43:18 PM |
| tolerant-responsibility051 | $1,921.00 | 10/18/2012 7:00:37 PM |
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:23 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:19:54 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:29 PM |
| Bob450 | $25.00 | 10/17/2012 7:42:17 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:13:59 PM |
| helvet | $27.00 | 10/18/2012 7:36:19 AM |
| dinero-pecan6 | $25.00 | 10/18/2012 7:17:32 AM |
| kulender | $50.00 | 10/18/2012 8:04:13 AM |
| somebody32 | $50.00 | 10/18/2012 8:55:02 AM |
| compassion-paladin042 | $50.00 | 10/18/2012 8:40:13 AM |
| dawn4380msn | $25.00 | 10/18/2012 9:03:16 AM |
| revenue-serenity | $25.00 | 10/18/2012 9:24:54 AM |
| bob450-roth | $25.00 | 10/18/2012 9:14:20 AM |
| treasure-bliss | $25.00 | 10/18/2012 9:57:06 AM |
| penny-socrates5 | $100.00 | 10/18/2012 1:28:45 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:47 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:07 AM |
| kegs | $150.00 | 10/18/2012 2:25:47 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:54 PM |
| EL_Papin | $25.00 | 10/18/2012 5:32:16 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:20 PM |
| PThor | $25.00 | 10/18/2012 5:52:22 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:19 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:28 PM |
| EBITDA | $25.00 | 10/18/2012 6:41:02 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
655781
This series of Notes was issued and sold upon the funding of the borrower loan #76671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,625 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adorable-peso724 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Conduct yard and house improvements.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have always met my obligations on time. I have a great amount of college repayments which makes my debt ratio much higher.
Monthly net income: $3,620
Monthly expenses: $2,251
Housing: $
Insurance: $55.00
Car expenses: $335.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $958.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| refresher211 | $100.00 | 10/18/2012 5:58:09 PM |
| klippies | $25.00 | 10/18/2012 6:43:30 PM |
| berniemadeoff | $25.00 | 10/18/2012 8:20:11 PM |
| spirit07a | $100.00 | 10/19/2012 10:34:07 AM |
| favorite-commerce | $30.00 | 10/19/2012 3:15:43 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:17 PM |
| Bank42 | $25.00 | 10/19/2012 1:59:52 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:39 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:31 PM |
| let_me_retire | $75.00 | 10/20/2012 6:24:25 AM |
| tiger1818 | $25.00 | 10/20/2012 7:38:23 AM |
| integrity-electron9 | $50.00 | 10/20/2012 12:43:21 PM |
| diplomatic-wealth7 | $25.00 | 10/20/2012 12:39:06 PM |
| stock106 | $25.00 | 10/20/2012 1:35:41 PM |
| DreisersFinancier | $50.00 | 10/20/2012 1:54:32 PM |
| return-kung-fu2 | $25.50 | 10/20/2012 2:12:42 PM |
| green-rapid-openness | $300.00 | 10/20/2012 3:53:05 PM |
| BigBag | $25.00 | 10/20/2012 5:35:51 PM |
| california111 | $25.00 | 10/20/2012 3:05:20 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:13 PM |
| hml | $50.00 | 10/20/2012 10:26:37 PM |
| jpac1066 | $25.00 | 10/21/2012 6:49:40 AM |
| dough-souffle | $25.00 | 10/21/2012 12:55:51 PM |
| Money_Working | $25.00 | 10/20/2012 11:21:45 PM |
| enthusiastic-ore5 | $128.83 | 10/21/2012 4:05:28 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:56 AM |
| forthright-trade | $35.00 | 10/21/2012 2:14:47 PM |
| benefit-flow | $51.72 | 10/21/2012 3:43:43 PM |
| zenyatta | $25.00 | 10/21/2012 12:38:15 PM |
| extraordinary-platinum727 | $25.00 | 10/21/2012 1:01:21 PM |
| tpcnet | $27.15 | 10/21/2012 1:58:00 PM |
| drkosh | $50.00 | 10/21/2012 3:13:32 PM |
| riveting-credit5 | $25.00 | 10/18/2012 6:40:31 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:19:47 PM |
| Zingaro | $25.00 | 10/18/2012 7:03:49 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:19:00 PM |
| Numbat77 | $25.00 | 10/18/2012 9:21:59 PM |
| money-baron | $100.00 | 10/18/2012 8:03:56 PM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:29 AM |
| greencat | $50.00 | 10/19/2012 7:13:48 AM |
| Budro | $25.00 | 10/19/2012 10:55:32 AM |
| worthy-bid8 | $100.00 | 10/19/2012 5:06:41 PM |
| graceful-investment | $106.00 | 10/19/2012 5:30:36 PM |
| Kennfusion | $25.00 | 10/20/2012 4:38:32 AM |
| exponential-fairness2 | $25.00 | 10/20/2012 6:20:46 AM |
| justasoldier | $100.00 | 10/20/2012 10:20:50 AM |
| payout-bridge | $150.00 | 10/20/2012 11:19:15 AM |
| enchanted-note | $25.00 | 10/20/2012 12:46:26 PM |
| whitegold24k | $50.00 | 10/21/2012 9:15:46 AM |
| earlybird172961 | $40.00 | 10/21/2012 6:20:35 AM |
| sensible-order2 | $100.00 | 10/21/2012 9:09:13 AM |
| Lubava | $45.00 | 10/21/2012 9:49:04 AM |
| compatible-deal9 | $25.00 | 10/21/2012 10:47:11 AM |
| toomanyfishtanks | $35.80 | 10/21/2012 11:01:40 AM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:28:02 AM |
| lean-dedication | $25.00 | 10/21/2012 1:46:10 PM |
| Joyflyer | $25.00 | 10/21/2012 1:56:24 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
655785
This series of Notes was issued and sold upon the funding of the borrower loan #76479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 20y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,573 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unassuming-note125 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to catch up on household expenses due to unexpected dental expenses not covered by insurance as well as costs associated with moving my new wife and step-son into my home.
My financial situation:
I am a good candidate for this loan because my income will allow me to make timely payments.
Monthly net income: $9200
Monthly expenses: $4850
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 10/22/2012 5:02:25 PM |
| HeroSupport | $60.00 | 10/22/2012 5:04:02 PM |
| wonder3 | $25.00 | 10/22/2012 5:02:03 PM |
| TheSituation | $25.00 | 10/22/2012 5:04:33 PM |
| bold-social-widget | $50.00 | 10/22/2012 5:30:22 PM |
| scholarly-order6 | $75.00 | 10/22/2012 5:37:41 PM |
| Relient-K | $25.00 | 10/22/2012 5:17:02 PM |
| graceful-investment | $80.00 | 10/22/2012 6:02:50 PM |
| banker34 | $25.00 | 10/22/2012 7:25:56 PM |
| bellaquito | $500.00 | 10/22/2012 7:40:47 PM |
| open-minded-p2p1 | $25.00 | 10/22/2012 6:37:43 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:13 PM |
| prudent-bid3 | $25.00 | 10/23/2012 6:13:25 AM |
| wealth-multiplier | $25.00 | 10/23/2012 7:05:03 AM |
| thrifty-capital | $25.00 | 10/22/2012 7:55:28 PM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:19 AM |
| Gregger | $55.91 | 10/23/2012 4:24:05 AM |
| Gregger | $200.00 | 10/23/2012 4:25:30 AM |
| DHolly | $50.02 | 10/23/2012 6:30:22 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:37:20 AM |
| McMoney11 | $25.00 | 10/23/2012 8:43:48 AM |
| priceless-capital0 | $36.00 | 10/23/2012 8:55:39 AM |
| InChicago | $80.04 | 10/22/2012 5:01:10 PM |
| slowgains | $25.00 | 10/22/2012 5:13:00 PM |
| EarlyRiser | $93.00 | 10/22/2012 5:02:20 PM |
| vutah | $35.00 | 10/22/2012 5:01:49 PM |
| nonattender | $25.00 | 10/22/2012 5:02:53 PM |
| majestic-note6 | $150.00 | 10/22/2012 5:24:13 PM |
| let_me_retire | $100.00 | 10/22/2012 5:07:10 PM |
| green-trade-dolphin | $50.03 | 10/22/2012 5:28:52 PM |
| lovely-currency3 | $50.00 | 10/22/2012 5:32:44 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:14 PM |
| zone6 | $100.00 | 10/22/2012 5:47:48 PM |
| ferocious-kindness8 | $35.00 | 10/22/2012 5:50:38 PM |
| berniemadeoff | $25.00 | 10/22/2012 6:34:25 PM |
| liberty-tostada7 | $50.00 | 10/22/2012 6:19:34 PM |
| Endeavour | $150.00 | 10/22/2012 6:38:24 PM |
| Peleadona | $25.00 | 10/22/2012 6:41:06 PM |
| Detour11 | $25.00 | 10/22/2012 6:44:37 PM |
| AldiHoldings | $30.00 | 10/22/2012 10:24:15 PM |
| bold-wampum-compadre | $100.00 | 10/23/2012 4:14:01 AM |
| Astyanax | $25.00 | 10/23/2012 4:28:01 AM |
| Khanbob | $25.00 | 10/23/2012 5:49:39 AM |
| sgt-schultz | $45.00 | 10/23/2012 6:49:59 AM |
| glroark | $150.00 | 10/23/2012 7:02:05 AM |
| buffalobills | $25.00 | 10/23/2012 7:21:16 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
655801
This series of Notes was issued and sold upon the funding of the borrower loan #76957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $373.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 21y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $357,588 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-monger5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay expenses related to my son.
My financial situation:
I am a good candidate for this loan because...this is a short term funding need and I have a consistent payment history.
Monthly net income: $17404
Monthly expenses: $10972
Housing: $5103
Insurance: $315
Car expenses: $598
Utilities: $524
Phone, cable, internet: $274
Food, entertainment: $1250
Clothing, household expenses: $1250
Credit cards and other loans: $1658
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 10/17/2012 9:02:48 AM |
| triguy | $500.00 | 10/17/2012 10:27:53 AM |
| best-bonafide-p2p | $25.00 | 10/17/2012 9:21:35 AM |
| fund-cypress910 | $25.00 | 10/17/2012 11:17:21 AM |
| compassion-twister2 | $100.00 | 10/17/2012 9:38:01 AM |
| kendigme | $45.93 | 10/17/2012 12:13:30 PM |
| order-tamale | $400.00 | 10/17/2012 5:03:45 PM |
| sentimental-commerce4 | $250.00 | 10/17/2012 5:18:03 PM |
| LeReve | $500.00 | 10/17/2012 5:31:11 PM |
| resolute-justice413 | $200.00 | 10/17/2012 5:18:13 PM |
| keichi03 | $25.21 | 10/17/2012 5:46:11 PM |
| pleasant-listing712 | $25.00 | 10/17/2012 5:24:24 PM |
| versatile-dime442 | $250.00 | 10/17/2012 5:26:52 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:18 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:29 PM |
| TommyTucker | $100.00 | 10/17/2012 7:59:21 PM |
| sparkling-contract7 | $25.00 | 10/18/2012 6:08:10 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:59 AM |
| credit-triumph1 | $25.00 | 10/18/2012 6:56:07 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:29 AM |
| pshans | $25.00 | 10/18/2012 7:27:18 AM |
| bent300 | $25.00 | 10/18/2012 7:08:21 AM |
| buffalobills | $25.00 | 10/18/2012 8:00:56 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:08 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:20 AM |
| treasure-bliss | $25.00 | 10/18/2012 9:00:53 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:38 AM |
| credit-dandelion148 | $250.00 | 10/17/2012 10:52:07 AM |
| helpful-loan245 | $25.00 | 10/17/2012 11:28:57 AM |
| MI2 | $5,000.00 | 10/17/2012 9:50:35 AM |
| moola-accelerator6 | $25.00 | 10/17/2012 10:30:21 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:09 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:43 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:03 PM |
| silver-saber | $125.00 | 10/17/2012 12:08:42 PM |
| Zorro_970 | $100.00 | 10/17/2012 4:27:03 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:18 PM |
| dignified-truth7 | $200.00 | 10/17/2012 5:24:22 PM |
| historic-value7 | $200.00 | 10/17/2012 5:08:41 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:08 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:58 PM |
| red-rate-whistle | $30.00 | 10/17/2012 10:55:33 PM |
| shaps | $50.00 | 10/17/2012 5:25:49 PM |
| BBsapphire-2-loan | $100.00 | 10/18/2012 12:38:45 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:05 AM |
| Astyanax | $25.87 | 10/17/2012 7:48:40 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:23 PM |
| treasure-hunter270 | $25.00 | 10/18/2012 6:38:41 AM |
| haken-rube | $25.00 | 10/17/2012 10:25:45 PM |
| greenback-ally | $100.00 | 10/17/2012 7:52:36 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:30 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:32:05 AM |
| investment-comet | $25.00 | 10/18/2012 7:11:01 AM |
| nakanu | $25.00 | 10/18/2012 9:09:56 AM |
| Theboof | $50.00 | 10/18/2012 9:16:26 AM |
| hope-percolator8 | $22.99 | 10/18/2012 9:16:50 AM |
| deal-banker | $25.00 | 10/18/2012 7:55:06 AM |
| citizenX | $50.00 | 10/18/2012 7:18:49 AM |
| terrific-fund5 | $25.00 | 10/18/2012 9:10:45 AM |
| somebody32 | $50.00 | 10/18/2012 8:55:00 AM |
| majestic-duty4 | $75.00 | 10/18/2012 9:09:59 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
655827
This series of Notes was issued and sold upon the funding of the borrower loan #76777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $308.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 72% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,103 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| courteous-capital1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit card
This loan will be used to...pay off credit card
My financial situation:
I am a good candidate for this loan because...i pay all bills on time
Monthly net income: $
Monthly expenses: $
Housing: $392
Insurance: $0
Car expenses: $177
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zorro_970 | $100.00 | 10/18/2012 9:16:40 AM |
| Detour11 | $25.00 | 10/18/2012 10:54:49 AM |
| community-burrito9 | $25.00 | 10/18/2012 9:05:23 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:11 AM |
| pierrelasvegas | $25.00 | 10/18/2012 9:19:38 AM |
| 1NiceLender | $25.00 | 10/18/2012 12:57:52 PM |
| HammerSmith | $25.00 | 10/18/2012 5:39:38 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:22 PM |
| trade-goblin9 | $25.00 | 10/18/2012 12:58:09 PM |
| whitegoldira | $100.00 | 10/18/2012 3:50:33 PM |
| asset-professor | $100.00 | 10/18/2012 5:49:35 PM |
| CalBear08 | $27.00 | 10/18/2012 6:06:59 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:32 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:55 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:22 PM |
| cr8on | $75.00 | 10/18/2012 5:56:34 PM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:30:50 PM |
| gold-sushi | $25.00 | 10/18/2012 6:12:10 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:35 PM |
| bellaquito | $500.00 | 10/18/2012 7:00:36 PM |
| justreturns | $25.00 | 10/18/2012 7:02:16 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:45 PM |
| Foggy | $25.00 | 10/18/2012 6:45:08 PM |
| thoughtful-peso78 | $25.00 | 10/18/2012 7:09:28 PM |
| jiftostada | $25.00 | 10/18/2012 6:49:21 PM |
| soarmore | $25.00 | 10/18/2012 7:01:30 PM |
| kila-designer | $349.00 | 10/18/2012 6:55:37 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:04:02 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:35 PM |
| commerce-zebra3 | $25.00 | 10/18/2012 7:26:12 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:11 PM |
| supreme-exchange547 | $25.00 | 10/18/2012 7:34:28 PM |
| thelovebug | $100.00 | 10/18/2012 7:16:18 PM |
| LoanerPrincipal | $25.00 | 10/18/2012 8:16:17 PM |
| capital-investor8 | $25.00 | 10/18/2012 7:41:16 PM |
| networks4ever | $25.00 | 10/18/2012 7:52:34 PM |
| return-exchanger355 | $100.00 | 10/18/2012 7:36:34 PM |
| benevolent-interest219 | $25.00 | 10/18/2012 7:39:33 PM |
| janeybooboo | $100.00 | 10/18/2012 8:02:44 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:39 AM |
| Silver_Rupee | $25.01 | 10/18/2012 7:53:49 PM |
| DiligentiaLLC | $54.37 | 10/18/2012 8:21:57 PM |
| transparency-position | $25.00 | 10/18/2012 9:05:45 PM |
| Peleadona | $25.00 | 10/18/2012 8:39:33 PM |
| first-integrity-gravity | $50.00 | 10/19/2012 9:25:23 AM |
| wale-ld | $26.21 | 10/19/2012 4:56:01 AM |
| erowis | $75.00 | 10/19/2012 11:54:24 AM |
| peace-fixer8 | $25.00 | 10/18/2012 7:44:31 PM |
| asset-portait013 | $100.00 | 10/18/2012 9:18:33 AM |
| Interest2thePeople | $100.00 | 10/18/2012 9:09:42 AM |
| thrilling-fund427 | $50.00 | 10/18/2012 9:11:57 AM |
| kegs | $150.00 | 10/18/2012 2:25:52 PM |
| laudable-payout6 | $25.00 | 10/18/2012 1:48:22 PM |
| fund-blackberry6 | $25.00 | 10/18/2012 5:42:48 PM |
| ethical-truth211 | $200.00 | 10/18/2012 12:22:58 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:56 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:52:09 PM |
| money-genome84 | $250.00 | 10/18/2012 6:03:56 PM |
| houli123 | $25.00 | 10/18/2012 6:34:43 PM |
| 52digital | $75.00 | 10/18/2012 6:10:23 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:52 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:30 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:38 PM |
| Elefunt | $25.00 | 10/18/2012 6:48:55 PM |
| tolerant-responsibility051 | $2,500.00 | 10/18/2012 7:00:39 PM |
| Money__Tree | $200.00 | 10/18/2012 6:39:08 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:35 PM |
| KaChingInvestments | $25.00 | 10/18/2012 7:23:53 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 7:08:24 PM |
| profit-powerplant | $25.00 | 10/18/2012 7:13:16 PM |
| EnglishGeekInNYC | $50.00 | 10/18/2012 7:39:44 PM |
| the-brilliant-currency | $25.00 | 10/18/2012 7:48:20 PM |
| credit-wheel7 | $25.00 | 10/18/2012 8:01:51 PM |
| Scrooge_McDuck2 | $47.00 | 10/18/2012 8:08:52 PM |
| berniemadeoff | $25.00 | 10/18/2012 8:20:11 PM |
| enchanted-note | $25.00 | 10/18/2012 7:30:34 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:14 PM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:12 PM |
| consummate-affluence | $100.00 | 10/18/2012 7:36:59 PM |
| bold-economy-kayak | $75.00 | 10/18/2012 11:57:53 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:59:22 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:40 PM |
| MyPFBlog | $25.00 | 10/18/2012 8:06:08 PM |
| cordial-affluence2 | $25.00 | 10/18/2012 8:06:53 PM |
| jwjazzco | $25.00 | 10/19/2012 6:10:29 AM |
| jetavana | $25.00 | 10/18/2012 8:17:02 PM |
| Star_Witness | $25.00 | 10/18/2012 8:27:04 PM |
| mercuriant | $25.00 | 10/19/2012 9:04:25 AM |
| Navy-Retired | $100.00 | 10/18/2012 9:22:14 PM |
| newest-phenomenal-dinero | $70.00 | 10/18/2012 11:12:57 PM |
| compatible-deal9 | $25.00 | 10/19/2012 8:01:11 AM |
| wwwUniversal | $25.00 | 10/19/2012 10:23:48 AM |
| the-enthralling-coin | $25.00 | 10/19/2012 9:46:39 AM |
| leverage-monger | $25.00 | 10/19/2012 9:53:45 AM |
| Index_Plus | $1,476.41 | 10/19/2012 2:46:55 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
655887
This series of Notes was issued and sold upon the funding of the borrower loan #76870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $165.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,008 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Debt-Free-Future |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 6_kids_college_fund | $25.00 | 10/19/2012 11:52:44 AM |
| gold-sushi | $25.00 | 10/19/2012 9:04:40 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:12 AM |
| RGlad | $100.00 | 10/19/2012 9:09:42 AM |
| compassion-twister2 | $50.00 | 10/19/2012 9:20:37 AM |
| obduro_1 | $25.00 | 10/19/2012 9:22:03 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:53 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:47 AM |
| ursus | $200.00 | 10/19/2012 10:21:43 AM |
| mikrolown | $25.00 | 10/19/2012 9:39:11 AM |
| a-finance-nirvana | $25.00 | 10/19/2012 10:33:33 AM |
| Budro | $50.00 | 10/19/2012 9:52:06 AM |
| EngineersAlliance | $75.00 | 10/19/2012 10:11:49 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:53 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:15 AM |
| BostonCapital | $100.00 | 10/19/2012 9:55:30 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:51 AM |
| toblerone | $25.00 | 10/19/2012 10:26:52 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:31 AM |
| seabassx | $25.00 | 10/19/2012 12:26:51 PM |
| nukespike | $25.00 | 10/19/2012 11:20:07 AM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:21 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:15 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:36 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:38 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:18 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:55 PM |
| scho0590 | $40.00 | 10/19/2012 5:54:38 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:41 PM |
| newest-currency-vibrato | $50.00 | 10/19/2012 5:16:42 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:15 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:51 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:16 PM |
| lagnisiruk | $25.00 | 10/19/2012 6:35:13 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:58 PM |
| Vegasjim | $25.00 | 10/19/2012 9:19:22 AM |
| janeybooboo | $100.00 | 10/19/2012 9:11:36 AM |
| superb-funds335 | $25.00 | 10/19/2012 9:18:25 AM |
| pierrelasvegas | $25.00 | 10/19/2012 9:35:59 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:52 AM |
| ethical-truth211 | $100.00 | 10/19/2012 9:56:05 AM |
| keen-peace465 | $25.00 | 10/19/2012 10:02:13 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:42 AM |
| super_pickle | $50.00 | 10/19/2012 12:57:23 PM |
| goodhearted-basis4 | $25.00 | 10/19/2012 10:57:27 AM |
| bellaquito | $500.00 | 10/19/2012 11:10:28 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:53 AM |
| 0_0 | $25.00 | 10/19/2012 10:45:07 AM |
| skuba | $100.00 | 10/19/2012 11:32:24 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:21 PM |
| RocketSurgeon | $25.00 | 10/19/2012 11:24:54 AM |
| JeremyLinFan | $25.00 | 10/19/2012 11:33:48 AM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:34 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:15 PM |
| klemer | $25.00 | 10/19/2012 2:18:29 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:04:57 PM |
| botfolio | $300.00 | 10/19/2012 3:02:47 PM |
| j2ee | $50.00 | 10/19/2012 5:07:15 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:34 PM |
| prudent-bid3 | $40.00 | 10/19/2012 5:29:28 PM |
| selector568 | $300.00 | 10/19/2012 6:24:42 PM |
| bjr01 | $25.00 | 10/19/2012 9:34:04 PM |
| first-pragmatic-power | $25.00 | 10/19/2012 6:21:08 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:57 PM |
| Aspirant | $50.00 | 10/19/2012 7:16:30 PM |
| cloud8 | $25.00 | 10/19/2012 7:31:13 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:48 PM |
| vines99 | $20.00 | 10/19/2012 10:22:31 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
655917
This series of Notes was issued and sold upon the funding of the borrower loan #76768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $54.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $525 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-magnate0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: To pay Dental Bill
This loan will be used to...
Pay the Dentest
My financial situation: is poor
I am a good candidate for this loan because...
I'll pay it off with monthley papments
Monthly net income: $2606
Monthly expenses: $1458
Housing: $340
Insurance: $106
Car expenses: $279
Utilities: $75
Phone, cable, internet: $58
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:57 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:53:04 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:34 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:23 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:24 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:43 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:34 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:56:26 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:04 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:37 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:52:12 PM |
| tolerant-responsibility051 | $789.99 | 10/18/2012 7:00:40 PM |
| thrilling-fund427 | $50.00 | 10/18/2012 5:46:36 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:58 PM |
| bonus-seahorse | $35.00 | 10/18/2012 6:24:15 PM |
| dariop | $25.01 | 10/18/2012 6:43:47 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
655937
This series of Notes was issued and sold upon the funding of the borrower loan #76446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $545.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,450 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderwall |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 56 ( 81% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 13
( 19% )
| 620-639
(Apr-2011)
600-619
(Mar-2010)
520-539
(May-2008)
520-539
(Feb-2008)
|
|
Principal balance:
| $3,046.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 69 | | |
Description
Auto
Purpose of loan: To finance a new vehicle for our growing family
This loan will be used to...purchase a Chevy Traverse as we recently added a third child to our family
My financial situation: Has improved significantly with a new job. At my prior employer, my annual income was just under $150,000 per year. At my new job, I have an annual base of 160,000 and a guaranteed minimum bonus amount (written into my contract) of 50,000, which is paid on September 30.
I am a good candidate for this loan because...my earning power has improved substantially and becuase I have never had a late payment on any account in my credit report
Monthly net income: $8740 (based only on base salary and not including guaranteed min. 50k bonus in September, 2013)
Monthly expenses: $7084
Housing: $2660
Insurance: $317
Car expenses: $332
Utilities: $750
Phone, cable, internet: $325
Food, entertainment: $1100
Clothing, household expenses: $450
Credit cards and other loans: $650
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/19/2012 5:29:47 AM |
| spark548 | $100.00 | 10/18/2012 5:46:22 PM |
| haplender | $50.00 | 10/18/2012 5:46:29 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:31 PM |
| first-friendly-listing | $50.00 | 10/18/2012 5:44:18 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:24 PM |
| Wellman | $25.00 | 10/18/2012 5:58:07 PM |
| majestic-note6 | $200.00 | 10/18/2012 6:02:28 PM |
| Feyenoord | $30.00 | 10/18/2012 5:53:02 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:53:13 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:58 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:56:44 PM |
| the-respectful-transaction | $25.00 | 10/18/2012 6:19:12 PM |
| cvlender | $25.00 | 10/18/2012 6:19:55 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:21 PM |
| kind-credit-bear | $48.00 | 10/18/2012 6:02:17 PM |
| money-baron-Roth401k | $25.00 | 10/18/2012 6:19:05 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:40 PM |
| myutmost | $90.00 | 10/18/2012 6:39:20 PM |
| Astyanax | $30.00 | 10/18/2012 6:23:01 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:32 PM |
| dough-bear | $25.00 | 10/18/2012 6:47:11 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:37 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:54 PM |
| ptjg | $100.00 | 10/18/2012 6:36:32 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:06:00 PM |
| red-power-pecan | $50.00 | 10/18/2012 6:44:07 PM |
| genius520 | $100.00 | 10/18/2012 6:56:57 PM |
| amlu1988 | $25.00 | 10/18/2012 6:50:45 PM |
| profit-powerplant | $25.00 | 10/18/2012 7:13:16 PM |
| aader | $25.00 | 10/18/2012 6:53:32 PM |
| soarmore | $25.00 | 10/18/2012 7:01:33 PM |
| financial-frenzy | $41.00 | 10/18/2012 7:02:25 PM |
| kinder-credit-bear | $25.00 | 10/18/2012 7:22:00 PM |
| the-silver-blaster | $50.00 | 10/18/2012 7:07:02 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:24 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:36 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:47 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:56 PM |
| social-cocktail1 | $200.00 | 10/18/2012 7:35:48 PM |
| american-investor | $25.00 | 10/18/2012 7:06:25 PM |
| bold-marketplace-awakening | $135.00 | 10/18/2012 7:14:23 PM |
| durability-solstice8 | $50.00 | 10/18/2012 7:40:35 PM |
| shiny-peso1 | $29.00 | 10/18/2012 7:10:17 PM |
| tech310 | $50.00 | 10/18/2012 7:49:13 PM |
| GGreg799 | $25.00 | 10/18/2012 7:49:26 PM |
| pleasant-commerce934 | $25.00 | 10/18/2012 8:00:29 PM |
| valiant-liberty4 | $25.00 | 10/18/2012 8:04:03 PM |
| organic-commerce9 | $25.00 | 10/18/2012 8:05:20 PM |
| rs999 | $25.00 | 10/18/2012 7:33:28 PM |
| finance-prescription | $100.00 | 10/18/2012 7:38:10 PM |
| Thoth_88 | $25.00 | 10/18/2012 7:25:10 PM |
| Jalebi | $25.00 | 10/18/2012 7:28:01 PM |
| janeybooboo | $25.00 | 10/18/2012 8:41:59 PM |
| nex | $25.00 | 10/18/2012 7:49:32 PM |
| liberty-tostada7 | $25.00 | 10/18/2012 8:46:46 PM |
| bold-social-widget | $25.00 | 10/18/2012 7:52:20 PM |
| money-baron-roth-IRA | $50.00 | 10/18/2012 7:52:40 PM |
| _NaLNaBB | $300.00 | 10/18/2012 9:43:39 PM |
| mikbos | $25.00 | 10/18/2012 7:37:33 PM |
| vines99 | $50.00 | 10/19/2012 2:37:05 AM |
| trumpeter5 | $25.00 | 10/18/2012 7:43:23 PM |
| melodious-openness | $181.04 | 10/19/2012 5:10:56 AM |
| intelligent-moola1 | $25.00 | 10/19/2012 5:29:27 AM |
| unassassinable | $25.00 | 10/18/2012 7:48:07 PM |
| atlas100 | $25.00 | 10/19/2012 6:30:02 AM |
| triumphant-point5 | $50.00 | 10/19/2012 6:52:51 AM |
| compatible-deal9 | $50.00 | 10/19/2012 7:37:44 AM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:57 AM |
| felicity-contributor3 | $25.00 | 10/18/2012 9:25:03 PM |
| rvfbroker | $25.00 | 10/19/2012 9:01:46 AM |
| riveting-community | $26.00 | 10/18/2012 8:13:15 PM |
| buffalobills | $25.00 | 10/18/2012 10:44:38 PM |
| serene-capital | $30.00 | 10/19/2012 12:41:31 AM |
| ElAbel11 | $25.00 | 10/19/2012 9:03:49 AM |
| DoctorJoe | $35.00 | 10/19/2012 4:25:32 AM |
| Rx-Ace | $195.78 | 10/19/2012 4:48:15 AM |
| DasMula | $50.00 | 10/18/2012 8:32:00 PM |
| MilitaryMTP | $100.00 | 10/19/2012 5:54:23 AM |
| jwjazzco | $25.00 | 10/19/2012 6:10:30 AM |
| silver-enlightenment0 | $25.00 | 10/19/2012 9:10:59 AM |
| LoanerPrincipal | $25.00 | 10/18/2012 8:54:58 PM |
| FWF-kinetic | $25.00 | 10/18/2012 9:05:43 PM |
| responsible-finance9 | $32.03 | 10/18/2012 9:18:52 PM |
| economy-shrubbery6 | $25.00 | 10/19/2012 9:15:12 AM |
| rescue | $27.00 | 10/19/2012 9:18:01 AM |
| transaction-squirrel734 | $25.00 | 10/19/2012 7:32:44 AM |
| Rulea72 | $25.00 | 10/19/2012 7:41:42 AM |
| titancash4u | $25.00 | 10/19/2012 12:33:45 AM |
| cberthiaume | $25.00 | 10/19/2012 8:52:36 AM |
| treasure-medalist0 | $25.00 | 10/19/2012 9:01:44 AM |
| chererat | $25.00 | 10/19/2012 5:50:31 AM |
| thelovebug | $100.00 | 10/19/2012 9:09:05 AM |
| trajectory8 | $25.00 | 10/19/2012 9:11:16 AM |
| fund-kazoo | $30.38 | 10/19/2012 8:05:56 AM |
| Pitufo | $25.00 | 10/19/2012 8:41:27 AM |
| bid-czar8 | $100.00 | 10/19/2012 9:05:15 AM |
| RufusGreyhound | $25.00 | 10/19/2012 9:09:46 AM |
| klend4 | $25.00 | 10/19/2012 9:11:41 AM |
| 87Marc | $25.00 | 10/19/2012 9:17:35 AM |
| FASTIZIO_P | $27.00 | 10/19/2012 9:25:40 AM |
| Diamond_Jim | $25.00 | 10/19/2012 9:27:18 AM |
| decisive-commerce9 | $25.00 | 10/19/2012 9:28:05 AM |
| Coin-Toss | $25.00 | 10/19/2012 10:22:19 AM |
| loan-fate | $50.00 | 10/19/2012 9:32:06 AM |
| gimmeopenroad | $50.00 | 10/19/2012 9:32:23 AM |
| credit-boots0 | $25.00 | 10/19/2012 10:31:56 AM |
| WalnutCreekguy | $50.00 | 10/19/2012 10:02:55 AM |
| loyalty-paradise1 | $25.00 | 10/19/2012 9:46:59 AM |
| Borbole | $35.20 | 10/19/2012 10:07:58 AM |
| cash-turbine1 | $25.00 | 10/19/2012 10:20:26 AM |
| IntrepidInvestment | $50.00 | 10/19/2012 9:59:26 AM |
| jybank | $50.00 | 10/19/2012 10:02:55 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:26 AM |
| FrugalForLife | $25.00 | 10/19/2012 11:30:17 AM |
| indomitable-dedication | $25.00 | 10/19/2012 10:32:21 AM |
| bbt28 | $25.05 | 10/19/2012 10:55:29 AM |
| seabassx | $25.00 | 10/19/2012 12:25:33 PM |
| brightest-bonafide-deal | $25.00 | 10/19/2012 12:39:07 PM |
| gain-equator | $25.00 | 10/19/2012 1:58:07 PM |
| a-dough-plato | $25.00 | 10/19/2012 2:04:02 PM |
| nalaari | $25.81 | 10/19/2012 2:05:16 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:18 PM |
| kain11286 | $50.00 | 10/19/2012 1:43:04 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:14 PM |
| LittleMingo | $25.00 | 10/18/2012 5:48:39 PM |
| peace-fixer8 | $25.00 | 10/18/2012 7:44:32 PM |
| heavenly-interest9 | $1,000.00 | 10/18/2012 7:52:32 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:51 PM |
| handy-justice | $50.00 | 10/18/2012 5:58:24 PM |
| toblerone | $25.00 | 10/18/2012 5:49:20 PM |
| ingenious-deal6 | $25.00 | 10/18/2012 5:50:53 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:50 PM |
| vutah | $25.00 | 10/18/2012 5:46:51 PM |
| queentut | $100.00 | 10/18/2012 6:06:06 PM |
| dukeiyer | $25.00 | 10/18/2012 6:07:09 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:53 PM |
| principal-cooker2 | $50.00 | 10/18/2012 5:56:15 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:19 PM |
| LeReve | $500.00 | 10/18/2012 6:05:37 PM |
| AF-Chief | $25.00 | 10/18/2012 6:05:48 PM |
| shaps | $50.00 | 10/18/2012 6:01:23 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:51 PM |
| 52digital | $75.00 | 10/18/2012 6:10:25 PM |
| global-invest-group | $25.00 | 10/18/2012 6:29:20 PM |
| platinum-attraction | $25.00 | 10/18/2012 6:49:52 PM |
| 108lender | $200.00 | 10/18/2012 6:23:03 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:24 PM |
| shrewd-peace7 | $25.00 | 10/18/2012 6:29:51 PM |
| missing-link | $25.00 | 10/18/2012 7:01:14 PM |
| return-grizzly | $100.00 | 10/18/2012 6:46:11 PM |
| restless-fund5 | $25.00 | 10/18/2012 7:04:39 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:20 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:53 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:48:29 PM |
| the-profit-oracle | $25.00 | 10/18/2012 7:19:33 PM |
| oreyedoc | $50.00 | 10/18/2012 7:23:52 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:11 PM |
| Banker2OO7 | $75.00 | 10/18/2012 7:09:53 PM |
| authoritative-platinum7 | $50.00 | 10/18/2012 7:13:25 PM |
| return-exchanger355 | $100.00 | 10/18/2012 7:36:36 PM |
| benevolent-interest219 | $25.00 | 10/18/2012 7:39:34 PM |
| jazzlender | $25.00 | 10/18/2012 7:25:21 PM |
| compounding21 | $25.00 | 10/18/2012 7:26:18 PM |
| Track-Layer | $100.00 | 10/18/2012 8:00:30 PM |
| vibraphone3 | $25.00 | 10/18/2012 8:02:08 PM |
| supreme-exchange547 | $25.00 | 10/18/2012 7:34:29 PM |
| Gobsek | $50.00 | 10/18/2012 8:18:59 PM |
| moola-accelerator6 | $25.00 | 10/18/2012 8:23:03 PM |
| WeedPatch | $50.00 | 10/18/2012 7:26:59 PM |
| best-ingenious-rupee | $25.00 | 10/18/2012 8:27:05 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:15 PM |
| life-is-great | $25.00 | 10/18/2012 7:49:20 PM |
| keynaples | $50.00 | 10/18/2012 7:49:51 PM |
| RGlad | $65.00 | 10/18/2012 7:52:14 PM |
| Navy-Retired | $52.88 | 10/18/2012 9:19:56 PM |
| tender-ore | $25.00 | 10/18/2012 10:04:43 PM |
| janeybooboo | $25.25 | 10/18/2012 7:56:45 PM |
| GameDesign | $25.00 | 10/18/2012 7:57:00 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:50 PM |
| JGENERAL | $50.00 | 10/19/2012 5:32:15 AM |
| Cronos | $50.00 | 10/18/2012 7:47:57 PM |
| dime-sprout | $25.00 | 10/18/2012 8:07:24 PM |
| Tscheddar | $25.00 | 10/19/2012 6:00:58 AM |
| sensible-fund | $25.02 | 10/18/2012 8:12:03 PM |
| TheHillsAreAlive | $25.00 | 10/18/2012 7:51:02 PM |
| Comoparklender | $25.00 | 10/18/2012 7:52:08 PM |
| Bank42 | $25.00 | 10/19/2012 6:32:34 AM |
| open-minded-p2p1 | $25.00 | 10/18/2012 7:53:25 PM |
| DiligentiaLLC | $75.00 | 10/18/2012 8:19:53 PM |
| Basset_Hound_Investments | $29.13 | 10/19/2012 7:00:02 AM |
| investment-comet | $25.00 | 10/19/2012 7:12:42 AM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:41 PM |
| thrifty-capital | $25.00 | 10/18/2012 9:09:42 PM |
| deal-banker | $35.00 | 10/19/2012 8:43:39 AM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:12 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:09 PM |
| fairwealth | $25.00 | 10/19/2012 9:02:27 AM |
| promise2 | $54.35 | 10/19/2012 12:18:11 AM |
| gotjack-IRA | $100.03 | 10/19/2012 2:04:14 AM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:40 AM |
| bold-calm-value | $30.30 | 10/19/2012 5:54:04 AM |
| Navy_Wife_Retired | $61.96 | 10/18/2012 9:17:26 PM |
| 1randyp | $25.00 | 10/19/2012 9:14:17 AM |
| loyalty-dragster7 | $32.00 | 10/19/2012 9:17:45 AM |
| transaction-puppy6 | $25.00 | 10/18/2012 11:03:51 PM |
| helynn | $25.00 | 10/19/2012 8:15:01 AM |
| LimaGuy | $28.77 | 10/19/2012 9:28:48 AM |
| fighter122 | $25.00 | 10/19/2012 9:31:10 AM |
| sophisticated-velocity977 | $48.57 | 10/19/2012 5:58:25 AM |
| mercuriant | $25.00 | 10/19/2012 9:04:26 AM |
| TC_12June12 | $25.00 | 10/19/2012 9:06:15 AM |
| FinanceEngine | $60.00 | 10/19/2012 6:58:34 AM |
| Frenchynh | $25.00 | 10/19/2012 9:16:52 AM |
| suave-durability1 | $50.00 | 10/19/2012 9:56:37 AM |
| ChefATL | $25.00 | 10/19/2012 9:30:32 AM |
| dedicated-transaction796 | $25.00 | 10/19/2012 9:18:33 AM |
| nimble-revenue5 | $41.00 | 10/19/2012 9:23:03 AM |
| worldly-community3 | $50.00 | 10/19/2012 9:30:17 AM |
| mpatrick | $50.00 | 10/19/2012 9:50:55 AM |
| Wangchuk | $25.01 | 10/19/2012 10:43:20 AM |
| Winged_Inspirations | $25.00 | 10/19/2012 10:50:35 AM |
| independent-leverage6 | $30.00 | 10/19/2012 9:57:24 AM |
| richboy56 | $25.00 | 10/19/2012 9:59:46 AM |
| worldly-gold | $50.00 | 10/19/2012 10:23:42 AM |
| payout-bridge | $25.00 | 10/19/2012 10:56:44 AM |
| wdove511 | $25.00 | 10/19/2012 2:02:42 PM |
| viennese | $5.27 | 10/19/2012 2:07:06 PM |
| repayment-uprising | $50.00 | 10/19/2012 10:51:14 AM |
| lagnisiruk | $25.00 | 10/19/2012 10:53:04 AM |
| tolerant-currency6 | $25.00 | 10/19/2012 11:48:01 AM |
| alphaseek | $200.00 | 10/19/2012 1:02:13 PM |
| silver-saber | $1,328.31 | 10/19/2012 1:35:32 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:14 PM |
| producer455 | $33.86 | 10/19/2012 11:40:10 AM |
| 235 Investments
|
Borrower Payment Dependent Notes Series
655941
This series of Notes was issued and sold upon the funding of the borrower loan #76967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $120.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 15y 1m |
|
Amount delinquent:
| $69 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $668 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ms8892 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to... Buy car
My financial situation:
I am a good candidate for this loan because... IM working full time and will pay loan back plus I would like to rebuild credit back up.
Monthly net income: $4000
Monthly expenses: $3000
Housing: $1971
Insurance: $120
Car expenses: $140
Utilities: $170170
Phone, cable, internet: $176
Food, entertainment: $140
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 10/18/2012 9:06:17 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:12 AM |
| vutah | $35.00 | 10/18/2012 9:09:31 AM |
| Zorro_970 | $100.00 | 10/18/2012 9:16:41 AM |
| Danjack_Capital | $25.00 | 10/18/2012 9:07:01 AM |
| pierrelasvegas | $25.00 | 10/18/2012 9:19:38 AM |
| toblerone | $25.00 | 10/18/2012 5:49:20 PM |
| kegs | $150.00 | 10/18/2012 2:25:52 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:22 PM |
| 52digital | $75.00 | 10/18/2012 6:10:24 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:52:10 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:52 PM |
| bob450-roth | $25.00 | 10/18/2012 9:10:55 AM |
| thrilling-fund427 | $50.00 | 10/18/2012 9:11:58 AM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:56 PM |
| goat0 | $107.00 | 10/18/2012 5:38:55 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:33 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:55 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:23 PM |
| 0_0 | $25.00 | 10/18/2012 6:29:01 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:38 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:30 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:35 PM |
| tolerant-responsibility051 | $2,183.00 | 10/18/2012 7:00:39 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
655945
This series of Notes was issued and sold upon the funding of the borrower loan #76727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,775 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-tender-yield |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/17/2012 5:03:05 PM |
| favorite-commerce | $30.00 | 10/17/2012 5:12:29 PM |
| community-burrito9 | $55.00 | 10/17/2012 6:07:53 PM |
| FormulaOneFan | $25.00 | 10/18/2012 9:01:21 AM |
| Relient-K | $25.00 | 10/18/2012 5:41:09 PM |
| diplomatic-wealth7 | $25.00 | 10/18/2012 5:55:03 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:17 PM |
| queentut | $100.00 | 10/18/2012 6:06:03 PM |
| impeccable-ore3 | $25.00 | 10/18/2012 6:41:51 PM |
| global-invest-group | $25.00 | 10/18/2012 6:28:12 PM |
| Sid-K | $25.00 | 10/18/2012 6:47:46 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:08:22 PM |
| money-baron | $100.00 | 10/18/2012 8:03:50 PM |
| gotjack-IRA | $25.00 | 10/18/2012 9:09:58 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:36 PM |
| HomerdohNY | $25.00 | 10/19/2012 5:29:02 AM |
| reasonable-nickel6 | $25.00 | 10/19/2012 8:59:23 AM |
| berniemadeoff | $25.00 | 10/18/2012 8:20:10 PM |
| BlackBear1505 | $25.00 | 10/19/2012 6:27:44 AM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:38 AM |
| compatible-deal9 | $25.00 | 10/19/2012 7:43:06 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:26:28 AM |
| ledesma31 | $33.79 | 10/19/2012 12:27:56 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:13 PM |
| KB-IRA | $68.61 | 10/19/2012 12:07:30 PM |
| goat361 | $25.00 | 10/19/2012 1:07:29 PM |
| Leshan | $50.00 | 10/19/2012 4:56:06 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:31:25 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:01 PM |
| banker34 | $29.00 | 10/19/2012 8:15:49 PM |
| let_me_retire | $50.00 | 10/20/2012 6:07:54 AM |
| priceless-euro0 | $100.00 | 10/20/2012 6:58:17 AM |
| RoccoLoan | $25.00 | 10/20/2012 9:44:10 AM |
| autobahn77 | $28.46 | 10/20/2012 7:40:40 AM |
| Scombs | $25.00 | 10/20/2012 9:39:02 AM |
| majestic-note6 | $150.00 | 10/17/2012 5:27:17 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:43 AM |
| CA-Lender | $25.00 | 10/18/2012 3:01:39 PM |
| stock106 | $25.00 | 10/18/2012 6:21:30 PM |
| riveting-credit5 | $25.00 | 10/18/2012 6:40:30 PM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:54 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:18 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:51 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:00 PM |
| JGENERAL | $25.00 | 10/19/2012 6:09:58 AM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:12 PM |
| bellaquito | $500.00 | 10/18/2012 9:01:01 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:52 PM |
| Bank42 | $25.00 | 10/19/2012 6:32:04 AM |
| leverage-monger | $25.00 | 10/19/2012 10:19:24 AM |
| enchanted-note | $25.00 | 10/19/2012 10:22:15 AM |
| smooothymon | $25.00 | 10/19/2012 11:49:49 AM |
| california111 | $50.00 | 10/19/2012 1:41:24 PM |
| prudent-bid3 | $25.00 | 10/19/2012 5:31:15 PM |
| joelnet | $25.00 | 10/19/2012 5:45:01 PM |
| mlm_invests | $25.00 | 10/20/2012 8:01:09 AM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:30 PM |
| payout-mongoose | $25.00 | 10/20/2012 4:55:15 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:22:46 AM |
| fides-cx | $25.00 | 10/19/2012 8:54:36 PM |
| adaptable-capital | $250.00 | 10/20/2012 3:58:40 AM |
| agreement-confidant5 | $25.00 | 10/20/2012 8:17:39 AM |
| trader-joe | $25.00 | 10/20/2012 8:33:40 AM |
| bazaar-paladin7 | $50.00 | 10/20/2012 9:13:37 AM |
| scottssmcom | $86.00 | 10/20/2012 6:31:06 AM |
| ibano | $14.10 | 10/20/2012 10:00:50 AM |
| duty-viola | $25.00 | 10/20/2012 7:40:31 AM |
| payout-thinker7 | $25.00 | 10/20/2012 9:58:03 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
655969
This series of Notes was issued and sold upon the funding of the borrower loan #76778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,048 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-galaxy6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/19/2012 10:24:20 AM |
| asset-professor | $100.00 | 10/19/2012 9:23:55 AM |
| deal-galleon | $25.00 | 10/19/2012 9:10:25 AM |
| ethical-truth211 | $200.00 | 10/19/2012 9:52:44 AM |
| EL_Papin | $25.00 | 10/19/2012 9:06:28 AM |
| gentle-generosity822 | $25.00 | 10/19/2012 9:46:23 AM |
| 52digital | $70.00 | 10/19/2012 9:34:53 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:47 AM |
| zipemdown | $25.00 | 10/19/2012 9:43:02 AM |
| careful-vigilance4 | $25.00 | 10/19/2012 10:01:56 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:27 AM |
| 108-IRA | $50.00 | 10/19/2012 10:43:00 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:15 PM |
| return-kung-fu2 | $6.21 | 10/19/2012 2:42:01 PM |
| power-chihuahua | $25.00 | 10/19/2012 9:41:05 AM |
| finance-prescription | $100.00 | 10/19/2012 9:51:48 AM |
| DasMula | $25.00 | 10/19/2012 9:17:54 AM |
| social-cocktail1 | $200.00 | 10/19/2012 9:47:54 AM |
| toblerone | $25.00 | 10/19/2012 10:26:53 AM |
| appetizing-loyalty354 | $75.00 | 10/19/2012 10:34:01 AM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:10 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:53 AM |
| BankofRon_IRA | $100.00 | 10/19/2012 10:08:55 AM |
| rate-advocator7 | $200.00 | 10/19/2012 10:09:50 AM |
| open-minded-p2p1 | $25.00 | 10/19/2012 11:50:24 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:51 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:21 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:15 PM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:31 AM |
| dollardave | $50.00 | 10/19/2012 2:10:03 PM |
| EclipseDirect | $25.00 | 10/19/2012 2:16:47 PM |
| credit-dandelion148 | $200.00 | 10/19/2012 2:38:15 PM |
| new-gold-wrangler | $1,000.00 | 10/19/2012 11:12:31 AM |
| california111 | $50.00 | 10/19/2012 1:41:25 PM |
| bellaquito | $500.00 | 10/19/2012 11:38:38 AM |
| credit-adventurer313 | $48.79 | 10/19/2012 2:40:40 PM |
| wdove511 | $25.00 | 10/19/2012 2:02:42 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
655977
This series of Notes was issued and sold upon the funding of the borrower loan #76659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $386.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 39y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,605 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-coin5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... credit cards and divorce
My financial situation:
I am a good candidate for this loan because... i am retied and get 3 monthtyly checks
Monthly net income: $36451
Monthly expenses: $1150
Housing: $400
Insurance: $none
Car expenses: $none
Utilities: $250
Phone, cable, internet: $212
Food, entertainment: $300
Clothing, household expenses: $ none
Credit cards and other loans: $ 373
Other expenses: $ 60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/18/2012 7:44:32 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:50 PM |
| thrilling-fund427 | $50.00 | 10/18/2012 5:46:59 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:24 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:57 PM |
| ethical-truth211 | $100.00 | 10/18/2012 6:01:00 PM |
| trade-goblin9 | $25.00 | 10/18/2012 5:57:36 PM |
| community-burrito9 | $35.00 | 10/18/2012 6:11:27 PM |
| 52digital | $75.00 | 10/18/2012 6:10:26 PM |
| tolerant-responsibility051 | $2,500.00 | 10/18/2012 7:00:41 PM |
| jiftostada | $25.00 | 10/18/2012 6:49:22 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:36 PM |
| profit-powerplant | $25.00 | 10/18/2012 7:13:16 PM |
| capital-investor8 | $25.00 | 10/18/2012 7:41:17 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:16 PM |
| GameDesign | $35.00 | 10/18/2012 7:58:56 PM |
| benevolent-interest219 | $25.00 | 10/18/2012 7:39:35 PM |
| RGlad | $100.00 | 10/18/2012 8:02:16 PM |
| networks4ever | $25.00 | 10/18/2012 7:52:34 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:59:23 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:41 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:15 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:40 AM |
| credit-coach118 | $25.00 | 10/19/2012 9:05:33 AM |
| MI2 | $5,000.00 | 10/19/2012 3:05:28 PM |
| turlocks | $30.00 | 10/19/2012 11:41:27 AM |
| erowis | $75.00 | 10/19/2012 11:55:46 AM |
| buffalobills | $25.00 | 10/19/2012 4:21:31 PM |
| graceful-investment | $106.00 | 10/19/2012 5:35:16 PM |
| gothampark | $25.00 | 10/19/2012 5:21:35 PM |
| CalBear08 | $33.33 | 10/19/2012 5:26:02 PM |
| vivid-return426 | $25.00 | 10/19/2012 6:29:47 PM |
| SLN-10 | $60.00 | 10/19/2012 6:53:43 PM |
| Scrooge_McDuck2 | $67.00 | 10/19/2012 6:22:32 PM |
| cloud8 | $25.00 | 10/19/2012 7:50:04 PM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:58:37 PM |
| Rulea72 | $25.00 | 10/20/2012 7:16:35 AM |
| China-man | $150.00 | 10/20/2012 5:22:36 AM |
| DiligentiaLLC | $75.00 | 10/20/2012 5:48:40 AM |
| thelovebug | $30.00 | 10/20/2012 12:15:02 PM |
| community-burrito9 | $35.00 | 10/20/2012 10:47:06 AM |
| CA-Lender | $25.00 | 10/20/2012 12:40:56 PM |
| five-star-justice | $25.00 | 10/20/2012 12:42:08 PM |
| abundant-power | $25.00 | 10/20/2012 12:05:22 PM |
| shrewd-peace7 | $25.00 | 10/20/2012 1:02:53 PM |
| Tylerh | $151.00 | 10/20/2012 1:37:59 PM |
| penny-socrates5 | $100.00 | 10/20/2012 1:42:48 PM |
| zone8 | $65.00 | 10/20/2012 1:19:34 PM |
| careful-vigilance4 | $25.00 | 10/20/2012 1:37:17 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:53:26 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:58 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:52:10 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:34 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:24 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:56:44 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:40 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:55 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:32 PM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:30:50 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:37 PM |
| NickelSteamroller | $35.00 | 10/18/2012 6:31:49 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:38 PM |
| soarmore | $25.00 | 10/18/2012 7:01:34 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:49 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:56 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:04:21 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:47 PM |
| janeybooboo | $100.00 | 10/18/2012 8:02:00 PM |
| compounding21 | $25.00 | 10/18/2012 8:17:19 PM |
| tech310 | $50.00 | 10/18/2012 7:49:13 PM |
| netg | $75.00 | 10/18/2012 7:51:53 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:12:38 PM |
| jwjazzco | $25.00 | 10/19/2012 6:10:30 AM |
| transparency-position | $99.00 | 10/18/2012 9:06:31 PM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:13 PM |
| commerce-venture1 | $25.00 | 10/18/2012 9:50:19 PM |
| income-triangulation1 | $25.00 | 10/19/2012 12:22:20 AM |
| UBOtto186 | $50.00 | 10/19/2012 9:51:48 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:14 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:18 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:36 PM |
| unflappable-payment4 | $25.00 | 10/19/2012 5:47:43 PM |
| mercuriant | $25.00 | 10/19/2012 6:04:17 PM |
| deal-marauder6 | $25.00 | 10/19/2012 8:36:35 PM |
| MyPFBlog | $25.00 | 10/19/2012 7:18:04 PM |
| desertoasis | $25.00 | 10/20/2012 9:37:06 AM |
| market-pudding | $25.00 | 10/20/2012 9:51:49 AM |
| theaterguy | $25.00 | 10/20/2012 9:07:26 AM |
| loan-fate | $50.00 | 10/20/2012 12:25:44 PM |
| cajunguy | $30.00 | 10/20/2012 12:51:12 PM |
| red-power-pecan | $50.00 | 10/20/2012 1:23:23 PM |
| fervent-repayment | $100.00 | 10/20/2012 1:23:49 PM |
| symbiosis | $39.00 | 10/20/2012 1:21:59 PM |
| Katburg | $25.00 | 10/20/2012 1:11:43 PM |
| EBITDA | $25.00 | 10/20/2012 1:26:44 PM |
| LaGrangeLender | $49.67 | 10/20/2012 1:57:30 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
655989
This series of Notes was issued and sold upon the funding of the borrower loan #76831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 0m |
|
Amount delinquent:
| $20,533 |
Total credit lines:
| 35 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 45 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-architect8 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to.help pay for my wedding.
My financial situation: Wells Fargo
I am a good candidate for this loan because.I have a very stable income and would love to have the wedding of my dreams. Of course this will not pay for the entire wedding but I can't access my 401 K until March 2013.
Monthly net income: $4400
Monthly expenses: $2750
Housing: $1340
Insurance: $78
Car expenses: $425
Utilities: $105
Phone, cable, internet: $109
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $386
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,000.00 | 10/18/2012 10:35:28 AM |
| vutah | $35.00 | 10/18/2012 9:09:11 AM |
| Plow_n_Sow | $25.00 | 10/18/2012 10:06:10 AM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:56 PM |
| ultimate-peace | $25.00 | 10/19/2012 11:40:34 AM |
| leverage-monger | $25.00 | 10/19/2012 10:16:00 AM |
| mammalian4 | $25.00 | 10/19/2012 3:47:02 PM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:16:30 PM |
| Loan2Own | $150.00 | 10/20/2012 11:42:08 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:12 PM |
| wealth-multiplier | $25.00 | 10/22/2012 10:11:59 AM |
| banker34 | $47.17 | 10/23/2012 12:04:54 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:43 PM |
| worthy-bid8 | $100.00 | 10/23/2012 5:16:03 PM |
| wisem2540 | $25.00 | 10/23/2012 8:01:45 PM |
| Jalebi | $25.00 | 10/24/2012 9:30:21 AM |
| deal-hickory5 | $79.00 | 10/24/2012 9:41:29 AM |
| diplomatic-wealth7 | $25.00 | 10/24/2012 9:07:33 AM |
| extraordinary-dollar7 | $26.29 | 10/24/2012 10:23:01 AM |
| reward-adventure | $50.00 | 10/24/2012 9:41:11 AM |
| credit-grove9 | $25.00 | 10/24/2012 10:18:46 AM |
| the-laudable-peso | $37.00 | 10/24/2012 10:22:39 AM |
| rhino-investing-eagle | $40.00 | 10/24/2012 12:54:03 PM |
| lean-dedication | $12.21 | 10/24/2012 3:13:13 PM |
| golffish2 | $25.00 | 10/18/2012 9:06:56 AM |
| Gregger | $25.00 | 10/18/2012 10:36:33 AM |
| DevinHill | $25.00 | 10/18/2012 12:16:20 PM |
| glroark | $200.00 | 10/18/2012 1:17:16 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:16:29 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 7:53:25 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:58 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:33:00 PM |
| gotjack-IRA | $25.02 | 10/20/2012 3:55:11 AM |
| pennies_from_heaven | $25.00 | 10/21/2012 11:29:13 AM |
| seadogs | $25.00 | 10/21/2012 5:16:22 AM |
| sfd | $50.00 | 10/22/2012 8:19:55 AM |
| Feyenoord | $30.00 | 10/21/2012 3:59:02 PM |
| the-credit-maker | $100.00 | 10/24/2012 10:25:04 AM |
| cashcache | $25.00 | 10/24/2012 2:49:54 PM |
| 4444abcd | $46.31 | 10/24/2012 11:52:12 AM |
| listing-enlightenment1 | $200.00 | 10/24/2012 12:33:04 PM |
| LODenterprises | $32.00 | 10/24/2012 2:24:59 PM |
| attractive-fund | $50.00 | 10/24/2012 2:39:11 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
655991
This series of Notes was issued and sold upon the funding of the borrower loan #76760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $53.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,927 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| serene-commitment196 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards at a lower rate
My financial situation:
I am a good candidate for this loan because...I have great credit history on all of my credit accounts. They are all in good standing and I have no late payments.
Monthly net income: $1900.00
Monthly expenses:
Housing: $0.00
Insurance: $0.00
Car expenses: $60.00
Utilities: $100.00
Phone, cable, internet: $40.00
Food, entertainment: $150.00
Clothing, household expenses: $0.00
Credit cards and other loans: $105.00
Other expenses: $30.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| life-is-great | $25.00 | 10/20/2012 12:09:33 PM |
| CasaDeTomas | $50.00 | 10/20/2012 12:10:17 PM |
| rescue | $100.00 | 10/20/2012 12:14:53 PM |
| BDL-Roth | $40.00 | 10/20/2012 12:07:33 PM |
| samo102us | $25.00 | 10/20/2012 12:08:17 PM |
| octoberfresh | $25.00 | 10/20/2012 12:12:58 PM |
| leeball | $50.00 | 10/20/2012 12:01:28 PM |
| orange-stable-gain | $50.00 | 10/20/2012 12:03:11 PM |
| Investor_DP | $200.00 | 10/20/2012 12:19:59 PM |
| breathtaking-funds6 | $50.00 | 10/20/2012 12:04:37 PM |
| one-midas | $50.00 | 10/20/2012 12:20:47 PM |
| paxnj | $25.00 | 10/20/2012 12:21:33 PM |
| kindness-jedi | $25.00 | 10/20/2012 12:08:56 PM |
| cr8on | $75.00 | 10/20/2012 12:22:05 PM |
| mikrolown | $25.00 | 10/20/2012 12:14:18 PM |
| LeadFoot | $25.00 | 10/20/2012 12:27:29 PM |
| Perdita_II | $25.00 | 10/20/2012 12:27:52 PM |
| 6moonbeams | $44.00 | 10/20/2012 12:10:27 PM |
| haplender | $50.00 | 10/20/2012 12:11:32 PM |
| bazaar-tulip | $25.00 | 10/20/2012 12:02:53 PM |
| superb-funds335 | $25.00 | 10/20/2012 12:24:55 PM |
| ingenious-deal6 | $25.00 | 10/20/2012 12:26:09 PM |
| Aimvest | $25.00 | 10/20/2012 12:26:51 PM |
| IPG1 | $25.00 | 10/20/2012 12:09:35 PM |
| nevee | $40.00 | 10/20/2012 12:15:50 PM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:13 PM |
| dariop | $25.01 | 10/20/2012 12:17:22 PM |
| economy-structure9 | $25.00 | 10/20/2012 12:19:10 PM |
| poeman | $25.00 | 10/20/2012 12:20:10 PM |
| intuitive-benefit3 | $100.00 | 10/20/2012 12:20:42 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:50 PM |
| supersdf | $25.00 | 10/20/2012 12:11:55 PM |
| HikeMoab | $25.00 | 10/20/2012 12:26:20 PM |
| patriot897 | $25.00 | 10/20/2012 12:15:45 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:43 PM |
| cnovak | $25.00 | 10/20/2012 12:16:28 PM |
| ethical-truth211 | $500.99 | 10/20/2012 12:30:57 PM |
| vkorichkov | $25.00 | 10/20/2012 12:23:25 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
656011
This series of Notes was issued and sold upon the funding of the borrower loan #77015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $279.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 1m |
|
Amount delinquent:
| $88 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,852 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-hot-rod |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 10/17/2012 5:04:47 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:09 PM |
| MI2 | $5,000.00 | 10/17/2012 6:44:15 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:32 AM |
| prudent-bid3 | $25.00 | 10/18/2012 6:18:26 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:50 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:11 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:03 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:47 AM |
| gold-blanket | $25.00 | 10/18/2012 5:41:33 PM |
| GrayStudio | $25.00 | 10/18/2012 12:06:56 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:16 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:30 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:49 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:20 PM |
| PThor | $25.00 | 10/18/2012 5:52:22 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:50 PM |
| cr8on | $75.00 | 10/18/2012 5:56:32 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:59 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:40 PM |
| gulch | $25.00 | 10/18/2012 6:37:20 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:51 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:30 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:52:00 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:52 PM |
| credit-bliss8 | $25.00 | 10/18/2012 7:04:17 PM |
| soarmore | $25.00 | 10/18/2012 7:01:26 PM |
| AldiHoldings | $25.00 | 10/18/2012 7:31:58 PM |
| fair-pound5 | $50.00 | 10/18/2012 7:12:21 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:36 PM |
| speedy-point | $25.00 | 10/18/2012 7:18:25 PM |
| sankyu | $25.00 | 10/18/2012 7:25:58 PM |
| bid-youngster026 | $25.00 | 10/18/2012 7:31:16 PM |
| consummate-affluence | $100.00 | 10/18/2012 7:36:58 PM |
| urbane-income7 | $25.00 | 10/18/2012 7:37:24 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:00 PM |
| MadHun | $74.00 | 10/18/2012 7:38:35 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:20 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:01 PM |
| LeReve | $500.00 | 10/17/2012 5:31:12 PM |
| janeybooboo | $50.00 | 10/17/2012 5:44:48 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:33 PM |
| pleasant-listing712 | $25.00 | 10/17/2012 5:24:25 PM |
| commerce-venture1 | $25.00 | 10/17/2012 11:53:59 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:23 AM |
| Bob450 | $25.00 | 10/17/2012 7:43:41 PM |
| historic-value7 | $200.00 | 10/18/2012 7:15:59 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:27 AM |
| bob450-roth | $25.00 | 10/18/2012 9:15:25 AM |
| versatile-dime442 | $76.00 | 10/18/2012 9:23:54 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:40 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:38 AM |
| somebody32 | $50.00 | 10/18/2012 8:55:03 AM |
| krisran | $50.00 | 10/18/2012 1:25:51 PM |
| kegs | $150.00 | 10/18/2012 2:25:47 PM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:07 AM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:34 PM |
| ethical-truth211 | $100.00 | 10/18/2012 12:49:20 PM |
| EL_Papin | $25.00 | 10/18/2012 5:30:25 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:55 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:55 PM |
| american6 | $50.00 | 10/18/2012 5:48:11 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:06 PM |
| bazaar-festivity | $25.00 | 10/18/2012 6:14:09 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:07 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:43 PM |
| velocity-warrior | $25.00 | 10/18/2012 6:17:09 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:23 PM |
| sharpey | $25.00 | 10/18/2012 6:43:18 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:07:22 PM |
| shiny-peso1 | $50.00 | 10/18/2012 7:10:16 PM |
| IP | $25.00 | 10/18/2012 7:11:08 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:28 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:42 PM |
| hard-working-rate3 | $25.00 | 10/18/2012 7:04:10 PM |
| tkr2 | $25.00 | 10/18/2012 7:31:09 PM |
| return-exchanger355 | $100.00 | 10/18/2012 7:36:31 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:59 PM |
| hope-eagle6 | $25.00 | 10/18/2012 7:18:19 PM |
| toblerone | $25.00 | 10/18/2012 7:37:15 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
656043
This series of Notes was issued and sold upon the funding of the borrower loan #76741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
17 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,491 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-supernova0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6800.00
Monthly expenses: 3700.00
Housing: $1280.00
Insurance: $
Car expenses: $0
Utilities: 125.00
Phone, cable, internet: $180.00
Food, entertainment: $450.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 10/18/2012 1:02:46 PM |
| CA-Lender | $25.00 | 10/18/2012 9:05:09 AM |
| first-lovely-dollar | $25.00 | 10/18/2012 9:36:29 AM |
| green-trade-dolphin | $50.03 | 10/18/2012 9:05:54 AM |
| handy-justice | $50.00 | 10/18/2012 9:13:20 AM |
| commerce-venture1 | $25.00 | 10/18/2012 2:52:54 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:17:33 PM |
| berniemadeoff | $25.00 | 10/18/2012 7:56:03 PM |
| ultimate-peace | $220.00 | 10/19/2012 11:42:47 AM |
| let_me_retire | $50.00 | 10/20/2012 6:19:01 AM |
| slowgains | $25.00 | 10/20/2012 9:05:59 AM |
| unbeatable-integrity822 | $25.00 | 10/20/2012 6:45:54 PM |
| euro-eagle1 | $25.03 | 10/21/2012 1:04:25 PM |
| drkosh | $25.00 | 10/21/2012 3:22:23 PM |
| deal-sitar4 | $30.00 | 10/22/2012 10:24:33 AM |
| sgt-schultz | $45.00 | 10/23/2012 6:49:39 AM |
| california111 | $50.00 | 10/22/2012 10:25:47 PM |
| InChicago | $160.04 | 10/18/2012 9:02:38 AM |
| Bad_Debt | $25.00 | 10/18/2012 9:06:26 AM |
| vutah | $25.00 | 10/18/2012 9:08:45 AM |
| DevinHill | $25.00 | 10/18/2012 12:17:59 PM |
| pietro_torna_indietro | $25.00 | 10/18/2012 9:40:47 AM |
| thrifty-capital | $25.00 | 10/18/2012 10:09:57 AM |
| whitegoldira | $25.00 | 10/18/2012 3:52:39 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:56 PM |
| newest-generous-income | $25.00 | 10/18/2012 2:16:55 PM |
| Zingaro | $25.00 | 10/18/2012 7:03:48 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:59 PM |
| bellaquito | $28.00 | 10/18/2012 9:01:02 PM |
| mrxtravis | $25.00 | 10/18/2012 8:08:20 PM |
| Budro | $25.00 | 10/19/2012 10:55:31 AM |
| fountain355 | $25.00 | 10/20/2012 6:32:40 AM |
| Bob450 | $25.00 | 10/20/2012 8:00:58 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:12 PM |
| glroark | $50.00 | 10/22/2012 8:34:59 AM |
| wealth-multiplier | $25.00 | 10/22/2012 10:11:25 AM |
| Feyenoord | $30.00 | 10/22/2012 3:17:04 PM |
| banker34 | $25.00 | 10/22/2012 7:25:44 PM |
| green-rapid-openness | $300.00 | 10/22/2012 8:24:21 PM |
| for_your_success | $30.00 | 10/22/2012 9:40:33 PM |
| droopie1 | $25.00 | 10/23/2012 7:00:21 AM |
| worthy-bid8 | $100.00 | 10/23/2012 9:29:10 AM |
| DreisersFinancier | $6.90 | 10/23/2012 9:36:27 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
656055
This series of Notes was issued and sold upon the funding of the borrower loan #76584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $408.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,127 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-majesty557 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $25.00 | 10/18/2012 9:05:38 AM |
| best-bonafide-p2p | $25.00 | 10/18/2012 9:13:14 AM |
| Endeavour | $150.00 | 10/18/2012 9:03:29 AM |
| thrifty-capital | $35.00 | 10/18/2012 9:19:28 AM |
| ethical-truth211 | $300.00 | 10/18/2012 11:49:12 AM |
| paxnj | $25.00 | 10/18/2012 10:10:16 AM |
| pdub | $500.00 | 10/18/2012 12:07:17 PM |
| first-economy-spectacle | $25.00 | 10/18/2012 3:44:06 PM |
| benefit-javelin | $65.00 | 10/18/2012 2:15:14 PM |
| graceful-investment | $106.00 | 10/18/2012 3:23:49 PM |
| 52digital | $75.00 | 10/18/2012 6:10:24 PM |
| unforgettable-wealth4 | $50.00 | 10/18/2012 6:19:00 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:31 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:55 PM |
| red-power-pecan | $50.00 | 10/18/2012 6:44:06 PM |
| duty-viola | $35.00 | 10/18/2012 6:29:15 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:53 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:35 PM |
| power-chihuahua | $25.00 | 10/18/2012 6:45:53 PM |
| affluence-tycoon | $25.00 | 10/18/2012 7:20:10 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:59 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:05:36 PM |
| Jalebi | $25.00 | 10/18/2012 7:28:00 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:15 PM |
| nex | $25.00 | 10/18/2012 7:49:31 PM |
| 108-IRA | $50.00 | 10/18/2012 7:49:40 PM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:12 PM |
| social-cocktail1 | $200.00 | 10/18/2012 7:35:47 PM |
| wise-charming-reward | $500.00 | 10/19/2012 12:30:41 AM |
| bellaquito | $500.00 | 10/18/2012 8:47:28 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:08 PM |
| berniemadeoff | $25.00 | 10/18/2012 8:20:11 PM |
| authoritative-capital | $25.00 | 10/18/2012 8:58:48 PM |
| transparency-position | $25.00 | 10/18/2012 9:05:46 PM |
| economy-shrubbery6 | $25.00 | 10/19/2012 9:15:11 AM |
| dedicated-transaction796 | $25.00 | 10/19/2012 9:18:33 AM |
| money-surge1 | $25.00 | 10/19/2012 9:43:46 AM |
| Bendan | $49.00 | 10/19/2012 9:18:21 AM |
| leverage-monger | $25.00 | 10/19/2012 10:01:57 AM |
| wwwUniversal | $25.00 | 10/19/2012 10:23:49 AM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:13 PM |
| dollardave | $50.00 | 10/19/2012 2:10:02 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:16 PM |
| wdove511 | $25.00 | 10/19/2012 2:02:41 PM |
| enriching-dollar1 | $100.00 | 10/19/2012 5:14:33 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:15:49 PM |
| CalBear08 | $31.00 | 10/19/2012 5:26:02 PM |
| bancoroyal | $44.41 | 10/20/2012 5:58:34 AM |
| income-sycamore2 | $25.00 | 10/20/2012 7:15:28 AM |
| best-liberty-tranquility | $39.52 | 10/20/2012 7:48:24 AM |
| thomas16882004 | $25.00 | 10/19/2012 8:08:22 PM |
| bonus-yeller | $25.00 | 10/20/2012 6:45:51 AM |
| alexander-hamilton | $50.00 | 10/18/2012 6:15:46 PM |
| imogen22 | $50.00 | 10/18/2012 9:17:13 AM |
| refresher211 | $100.00 | 10/18/2012 9:21:26 AM |
| d2vid | $40.00 | 10/18/2012 10:19:09 AM |
| real-return2 | $40.00 | 10/18/2012 9:02:43 AM |
| pierrelasvegas | $25.00 | 10/18/2012 9:19:50 AM |
| velocity-owner4 | $50.00 | 10/18/2012 10:44:03 AM |
| community-burrito9 | $65.00 | 10/18/2012 9:04:10 AM |
| real-return | $26.00 | 10/18/2012 9:28:22 AM |
| global-invest-group | $25.00 | 10/18/2012 10:55:25 AM |
| credit-grove9 | $25.00 | 10/18/2012 9:46:13 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:26 AM |
| EngineersAlliance | $75.00 | 10/18/2012 11:00:11 AM |
| kegs | $150.00 | 10/18/2012 2:25:53 PM |
| whitegold24k | $50.00 | 10/18/2012 3:12:55 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:30 PM |
| cr8on | $75.00 | 10/18/2012 5:56:34 PM |
| Gladglide | $25.00 | 10/18/2012 6:11:59 PM |
| Whipster | $60.00 | 10/18/2012 6:33:46 PM |
| silver-trident5 | $118.00 | 10/18/2012 6:54:41 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 7:02:45 PM |
| the-profit-oracle | $25.00 | 10/18/2012 7:19:31 PM |
| NorthernFunds | $50.00 | 10/18/2012 6:59:19 PM |
| EL_Papin | $25.00 | 10/18/2012 7:10:38 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:35 PM |
| finance-prescription | $100.00 | 10/18/2012 7:38:09 PM |
| charming-exchange7 | $25.00 | 10/18/2012 7:20:07 PM |
| vibraphone3 | $25.00 | 10/18/2012 8:02:07 PM |
| credit-dandelion148 | $250.00 | 10/18/2012 7:36:44 PM |
| KaChingInvestments | $25.00 | 10/18/2012 7:26:30 PM |
| best-ingenious-rupee | $25.00 | 10/18/2012 8:27:04 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:12 PM |
| new-gold-wrangler | $1,000.00 | 10/18/2012 8:35:49 PM |
| Peleadona | $25.00 | 10/18/2012 8:39:33 PM |
| mikbos | $25.00 | 10/18/2012 7:37:32 PM |
| Nipper99 | $100.00 | 10/19/2012 12:34:33 AM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:40 AM |
| compounding21 | $25.00 | 10/18/2012 8:17:19 PM |
| DiligentiaLLC | $75.00 | 10/19/2012 7:24:29 AM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:41 PM |
| cberthiaume | $25.00 | 10/19/2012 8:52:35 AM |
| reasonable-nickel6 | $25.00 | 10/19/2012 8:59:23 AM |
| transaction-puppy6 | $25.00 | 10/18/2012 11:03:51 PM |
| bid-czar8 | $64.00 | 10/19/2012 9:05:14 AM |
| calbertrand | $25.00 | 10/19/2012 6:02:14 AM |
| gimmeopenroad | $28.00 | 10/19/2012 9:32:22 AM |
| MadHun | $45.00 | 10/19/2012 9:40:55 AM |
| LaGrangeLender | $50.00 | 10/19/2012 7:20:31 AM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:57 AM |
| deal-galleon | $25.00 | 10/19/2012 9:10:25 AM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:28 AM |
| compassionate-auction6 | $48.00 | 10/19/2012 10:23:44 AM |
| handshake5 | $76.00 | 10/19/2012 9:56:08 AM |
| john0720 | $25.00 | 10/19/2012 10:47:17 AM |
| asiaratt | $42.00 | 10/19/2012 9:54:34 AM |
| SimpleChoice | $25.00 | 10/19/2012 10:59:34 AM |
| the-credit-maker | $100.00 | 10/19/2012 10:27:58 AM |
| 77scout | $75.00 | 10/19/2012 12:20:07 PM |
| worldly-gold | $47.00 | 10/19/2012 10:23:42 AM |
| california111 | $50.00 | 10/19/2012 1:41:24 PM |
| mykkai | $25.00 | 10/19/2012 11:18:31 AM |
| julijask | $25.00 | 10/19/2012 4:32:32 PM |
| jkeller4000 | $25.00 | 10/19/2012 11:20:49 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:14 PM |
| sensible-interest2 | $107.39 | 10/19/2012 3:59:26 PM |
| artisan369 | $300.00 | 10/19/2012 2:22:19 PM |
| bazaar-paladin7 | $27.21 | 10/19/2012 5:43:23 PM |
| gothampark | $25.00 | 10/19/2012 5:05:03 PM |
| kila-designer | $300.00 | 10/19/2012 5:29:38 PM |
| musegaze | $50.00 | 10/19/2012 5:42:53 PM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:58:55 PM |
| the_spook | $35.15 | 10/19/2012 6:25:07 PM |
| all_of_that_one | $75.00 | 10/20/2012 9:03:37 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:35:22 AM |
| repayment-uprising | $25.00 | 10/20/2012 7:00:30 AM |
| power-secret-agent | $25.00 | 10/20/2012 2:33:12 AM |
| Brisket_Bob | $34.41 | 10/20/2012 4:54:25 AM |
| payment-halo | $1.91 | 10/20/2012 9:09:57 AM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
656193
This series of Notes was issued and sold upon the funding of the borrower loan #76916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $457.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,687 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sweety1985 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2012)
680-699
(Oct-2011)
640-659
(Mar-2008)
|
|
Principal balance:
| $9,739.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing loan with a lower interest rate.
My financial situation:
I am a good candidate for this loan because.. i have been employed by the same company for 13 years, and i always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fund-cypress910 | $25.00 | 10/18/2012 5:47:02 PM |
| note-lesson7 | $100.00 | 10/18/2012 5:45:37 PM |
| boston_mass | $25.00 | 10/18/2012 5:43:14 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:55:53 PM |
| unrivaled-deal676 | $50.00 | 10/18/2012 6:08:09 PM |
| windguy | $50.00 | 10/18/2012 6:03:24 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:30 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:33 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:38 PM |
| note-admiral548 | $25.00 | 10/18/2012 6:39:38 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:06 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:28 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:55 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:56 PM |
| soarmore | $25.00 | 10/18/2012 7:01:34 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:06 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:56 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:40 PM |
| capital-splendor4 | $55.69 | 10/18/2012 7:29:50 PM |
| adaptable-benefit6 | $25.00 | 10/18/2012 9:39:52 PM |
| thehousewife | $25.00 | 10/19/2012 5:32:28 AM |
| cerebral-dollar773 | $25.00 | 10/19/2012 5:49:19 AM |
| moola-accelerator6 | $25.00 | 10/18/2012 8:23:35 PM |
| compatible-deal9 | $50.00 | 10/19/2012 7:36:01 AM |
| JeremyLinFan | $25.00 | 10/18/2012 8:08:48 PM |
| thorough-marketplace441 | $25.00 | 10/19/2012 8:59:04 AM |
| power-kin | $50.00 | 10/19/2012 9:40:11 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:19 AM |
| VBAces | $50.00 | 10/19/2012 3:15:26 PM |
| lulasky63 | $50.00 | 10/19/2012 1:58:46 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:36 PM |
| iidemosthenesii | $100.00 | 10/19/2012 6:26:10 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:39 PM |
| kind-payment-viking3 | $100.00 | 10/19/2012 6:00:41 PM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:32:16 AM |
| PaulW | $40.00 | 10/20/2012 5:55:15 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:55 PM |
| vines99 | $25.00 | 10/19/2012 10:20:58 PM |
| hardatwork1 | $25.00 | 10/20/2012 6:15:40 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:01 AM |
| objective-investor | $250.00 | 10/20/2012 12:22:15 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:41 PM |
| affluence-tycoon | $25.00 | 10/20/2012 12:03:36 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:42 PM |
| golden-cat | $25.00 | 10/20/2012 1:10:04 PM |
| cozy-gain023 | $25.00 | 10/20/2012 12:51:27 PM |
| Investoman | $25.00 | 10/20/2012 1:27:10 PM |
| dime-sycamore3 | $41.00 | 10/20/2012 12:43:13 PM |
| hitsman | $50.00 | 10/20/2012 12:46:23 PM |
| dainova | $25.00 | 10/20/2012 12:49:06 PM |
| payout-harmony4 | $50.00 | 10/20/2012 2:07:04 PM |
| finance_mba | $25.00 | 10/20/2012 1:24:32 PM |
| orange-courageous-dedication | $25.00 | 10/20/2012 2:11:03 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:22 PM |
| american6 | $50.00 | 10/20/2012 1:41:27 PM |
| authentic-liberty7 | $25.00 | 10/20/2012 2:03:00 PM |
| wonderous-truth6 | $25.00 | 10/20/2012 1:38:29 PM |
| green28 | $50.00 | 10/20/2012 2:07:37 PM |
| meenan | $25.00 | 10/20/2012 2:08:58 PM |
| ivy-league-MBA | $25.00 | 10/20/2012 2:11:48 PM |
| jasperpants | $25.00 | 10/20/2012 2:12:26 PM |
| natural-greenback6 | $25.00 | 10/20/2012 9:06:26 PM |
| mr55262 | $25.00 | 10/20/2012 1:54:15 PM |
| Scoreman | $25.00 | 10/20/2012 1:58:27 PM |
| TMBank | $28.00 | 10/21/2012 8:28:50 AM |
| fishtale | $25.00 | 10/20/2012 2:05:10 PM |
| HeadHunter | $50.00 | 10/20/2012 2:06:36 PM |
| emo13 | $50.00 | 10/20/2012 2:06:47 PM |
| zone6 | $100.00 | 10/20/2012 2:09:54 PM |
| rainorshine47 | $25.00 | 10/20/2012 2:10:26 PM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:15:50 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:56 AM |
| principal-trombone | $50.00 | 10/21/2012 12:04:20 PM |
| bonafide-cash | $150.00 | 10/20/2012 7:48:05 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:15 PM |
| starapple | $25.00 | 10/21/2012 12:05:15 AM |
| Blucruz | $100.00 | 10/20/2012 4:44:10 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:02 PM |
| thoughtful-p2ploan0 | $25.00 | 10/21/2012 7:22:33 AM |
| Nazbuster | $200.00 | 10/20/2012 6:09:17 PM |
| pro-fl | $27.00 | 10/21/2012 9:06:18 AM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:25 PM |
| Willylump | $25.00 | 10/21/2012 12:59:18 PM |
| transaction-puppy6 | $25.00 | 10/20/2012 10:44:29 PM |
| benjamins-nest | $25.00 | 10/20/2012 11:55:53 PM |
| Justbiz | $50.00 | 10/21/2012 1:09:49 PM |
| rcj1411 | $25.00 | 10/21/2012 8:06:52 AM |
| Jimmiert1148 | $25.00 | 10/21/2012 12:05:50 PM |
| flexible-rate1 | $25.00 | 10/21/2012 12:13:48 PM |
| 08bob | $25.00 | 10/21/2012 10:27:25 AM |
| DaMoneyTree | $25.00 | 10/21/2012 12:45:54 PM |
| tranquil-diversification8 | $100.00 | 10/21/2012 4:27:44 PM |
| broomfieldbucks | $25.00 | 10/21/2012 12:48:19 PM |
| sammyhammy | $25.00 | 10/21/2012 12:49:20 PM |
| scotty61 | $25.00 | 10/21/2012 4:50:35 PM |
| helpinghand63 | $25.00 | 10/21/2012 12:50:56 PM |
| SpareChangeHero | $25.00 | 10/21/2012 12:12:35 PM |
| sophisticated-fund623 | $100.00 | 10/21/2012 6:23:06 PM |
| williamgates | $25.00 | 10/21/2012 6:50:20 PM |
| bold-liberty-spartan | $25.00 | 10/21/2012 12:47:02 PM |
| _NaLNaBB | $200.00 | 10/21/2012 8:07:07 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:36 PM |
| balance-tamer7 | $125.00 | 10/22/2012 6:16:10 AM |
| five-star-order1 | $50.00 | 10/21/2012 3:41:45 PM |
| ingenious-diversification | $75.00 | 10/22/2012 8:27:44 AM |
| DreDub | $25.00 | 10/22/2012 8:28:11 AM |
| terrific-return | $25.00 | 10/21/2012 3:52:02 PM |
| Goldberry | $35.00 | 10/21/2012 4:27:26 PM |
| TBCapitol | $54.56 | 10/21/2012 5:27:04 PM |
| benjamins-wasp | $100.00 | 10/21/2012 7:39:43 PM |
| durability-warmth | $25.00 | 10/21/2012 6:46:32 PM |
| avm-the-investor | $100.00 | 10/22/2012 1:04:54 AM |
| devoider | $25.00 | 10/22/2012 7:21:22 AM |
| awern | $30.27 | 10/22/2012 7:45:32 AM |
| motorguy650 | $50.00 | 10/22/2012 8:48:30 AM |
| reinforced-gain7 | $500.00 | 10/22/2012 8:31:28 AM |
| sgt-schultz | $35.00 | 10/22/2012 8:33:14 AM |
| progressive-economy261 | $358.96 | 10/22/2012 9:06:52 AM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:27 PM |
| ethical-truth211 | $500.00 | 10/18/2012 6:10:58 PM |
| nickel-ferret | $25.00 | 10/18/2012 5:57:33 PM |
| shaps | $50.00 | 10/18/2012 6:00:37 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:05 PM |
| phaded | $25.00 | 10/18/2012 6:24:08 PM |
| community-burrito9 | $35.00 | 10/18/2012 6:10:11 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:54 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:13 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:23 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:51:07 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:06 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:33 PM |
| rs999 | $25.00 | 10/18/2012 7:33:29 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:56 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:51 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:24 PM |
| janeybooboo | $100.00 | 10/18/2012 8:04:16 PM |
| Vegasjim | $25.00 | 10/18/2012 7:33:57 PM |
| thrifty-transaction578 | $25.00 | 10/18/2012 7:49:08 PM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:30 AM |
| cash-spinner | $25.00 | 10/19/2012 4:25:37 AM |
| bellaquito | $500.00 | 10/18/2012 8:54:28 PM |
| starry2001 | $25.00 | 10/18/2012 9:09:28 PM |
| superb-return339 | $200.00 | 10/19/2012 7:25:07 AM |
| E_G | $50.00 | 10/19/2012 9:13:12 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:19 PM |
| california111 | $50.00 | 10/19/2012 1:41:25 PM |
| bbt28 | $25.05 | 10/19/2012 10:56:03 AM |
| hope-pudding0 | $35.00 | 10/19/2012 12:26:17 PM |
| noodles932 | $31.27 | 10/19/2012 4:51:25 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:33:59 PM |
| skuba | $100.00 | 10/19/2012 11:32:18 AM |
| alphaseek | $200.00 | 10/19/2012 1:02:13 PM |
| pdub | $500.00 | 10/19/2012 2:59:33 PM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:18 PM |
| theloanteacher | $25.00 | 10/20/2012 7:04:32 AM |
| JPAW777 | $25.00 | 10/20/2012 7:21:40 AM |
| punctual-fund | $25.00 | 10/20/2012 8:40:50 AM |
| market-maple | $50.00 | 10/20/2012 7:50:03 AM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:28 PM |
| finder072 | $25.00 | 10/20/2012 12:24:11 PM |
| neighborly-velocity4 | $25.00 | 10/20/2012 12:30:08 PM |
| blue-silver-bull | $25.00 | 10/20/2012 12:23:29 PM |
| paladin847 | $70.00 | 10/20/2012 12:48:11 PM |
| point653 | $25.00 | 10/20/2012 1:58:10 PM |
| tranquil-revenue | $25.00 | 10/20/2012 2:41:08 PM |
| gracej | $25.00 | 10/20/2012 1:42:40 PM |
| Badgworth | $50.00 | 10/20/2012 4:16:58 PM |
| riveting-p2ploan4 | $25.00 | 10/20/2012 5:15:00 PM |
| GreatReturnForYou | $25.00 | 10/20/2012 1:55:58 PM |
| ready-bid9 | $50.00 | 10/20/2012 1:34:03 PM |
| treasure-pipeline | $25.00 | 10/20/2012 1:34:57 PM |
| IP | $25.00 | 10/20/2012 1:57:04 PM |
| jazz619 | $25.00 | 10/20/2012 2:01:01 PM |
| subtle-social4 | $25.00 | 10/20/2012 2:04:46 PM |
| gristle | $25.00 | 10/20/2012 2:05:01 PM |
| Sixmil | $100.00 | 10/20/2012 8:30:43 PM |
| methodical-principal2 | $25.00 | 10/20/2012 2:21:38 PM |
| georgethesir | $50.00 | 10/21/2012 8:22:00 AM |
| zoomdrm57 | $25.00 | 10/20/2012 2:00:00 PM |
| influential-benjamins0 | $100.00 | 10/20/2012 2:02:30 PM |
| gain-sphinx3 | $25.00 | 10/20/2012 2:11:24 PM |
| entertaining-rate9 | $25.00 | 10/21/2012 12:03:22 PM |
| unbeatable-integrity822 | $25.00 | 10/20/2012 6:39:03 PM |
| be_wise | $25.00 | 10/20/2012 7:48:36 PM |
| gold-reformer3 | $25.00 | 10/20/2012 8:04:02 PM |
| greenback-visionary4 | $25.00 | 10/21/2012 12:19:31 PM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:10 PM |
| IOHOVA | $25.00 | 10/20/2012 6:17:09 PM |
| brainy-dedication | $25.00 | 10/21/2012 1:00:08 PM |
| affluence-hickory | $27.40 | 10/21/2012 11:56:16 AM |
| sensible-order2 | $150.00 | 10/21/2012 8:53:52 AM |
| Mathiaslh | $25.00 | 10/21/2012 2:37:23 PM |
| boilermaker63 | $25.00 | 10/21/2012 12:18:06 PM |
| HamachiMan | $50.00 | 10/21/2012 12:20:05 PM |
| Crystalprop | $25.00 | 10/21/2012 12:35:27 PM |
| currency-persimmon | $25.00 | 10/21/2012 4:00:07 PM |
| goldie414 | $50.00 | 10/21/2012 12:01:49 PM |
| velocity-solo | $25.00 | 10/21/2012 12:43:19 PM |
| rcm87 | $50.00 | 10/21/2012 12:56:06 PM |
| snazzet | $25.00 | 10/21/2012 12:56:51 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:41 PM |
| historic-balance5 | $50.00 | 10/21/2012 12:18:48 PM |
| Ivan2007 | $50.00 | 10/21/2012 12:53:51 PM |
| bid-papyrus | $25.00 | 10/21/2012 12:56:26 PM |
| tramb | $25.00 | 10/21/2012 1:49:56 PM |
| purposeful-durability8 | $100.00 | 10/21/2012 1:02:57 PM |
| Finchy78 | $25.00 | 10/21/2012 1:55:39 PM |
| MoonMama | $25.00 | 10/21/2012 1:06:19 PM |
| Suit | $56.79 | 10/22/2012 7:18:36 AM |
| Pressure_Drop | $25.00 | 10/21/2012 2:46:17 PM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:31 AM |
| vertigo2x | $25.00 | 10/22/2012 8:52:11 AM |
| hl8428 | $25.00 | 10/21/2012 6:26:20 PM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:18 PM |
| self-reliant-currency34 | $25.00 | 10/21/2012 8:39:24 PM |
| antlr | $25.00 | 10/21/2012 9:48:49 PM |
| Cronos | $100.00 | 10/21/2012 10:58:45 PM |
| Blue_HorseShoe | $25.00 | 10/22/2012 5:00:40 AM |
| rootcanaler | $50.00 | 10/21/2012 10:43:49 PM |
| ASLIBD | $25.00 | 10/22/2012 7:58:03 AM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:20:49 AM |
| radforj22 | $25.00 | 10/22/2012 7:48:28 AM |
| hope-dreamer9 | $160.00 | 10/22/2012 8:33:42 AM |
| lagnisiruk | $25.00 | 10/22/2012 9:05:49 AM |
| 224 Investments
|
Borrower Payment Dependent Notes Series
656259
This series of Notes was issued and sold upon the funding of the borrower loan #76775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $139.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 18y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,157 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-chestnut7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...repair my roof and kitchen
My financial situation:
I am a good candidate for this loan because...i am employed and have been for over 9 years with the same job
Monthly net income: $3500
Monthly expenses: $
Housing: $367
Insurance: $228
Car expenses: $292
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $43
Other expenses: $
80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 10/19/2012 9:15:37 AM |
| gold-sushi | $25.00 | 10/19/2012 9:04:40 AM |
| Obiwan_Kanobi | $25.03 | 10/19/2012 9:06:44 AM |
| RGlad | $100.00 | 10/19/2012 9:09:25 AM |
| superb-funds335 | $25.00 | 10/19/2012 9:18:26 AM |
| asset-professor | $100.00 | 10/19/2012 9:23:55 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:06 AM |
| community-burrito9 | $25.00 | 10/19/2012 9:07:23 AM |
| DasMula | $50.00 | 10/19/2012 9:16:44 AM |
| miked8303 | $50.00 | 10/19/2012 9:20:52 AM |
| compassion-twister2 | $50.00 | 10/19/2012 9:20:37 AM |
| mmckune | $25.00 | 10/19/2012 10:16:46 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:51 AM |
| gokart83 | $25.00 | 10/19/2012 9:25:50 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:54 AM |
| ingenious-deal6 | $25.00 | 10/19/2012 9:30:10 AM |
| simiray | $30.00 | 10/19/2012 9:54:03 AM |
| 0_0 | $25.00 | 10/19/2012 9:54:12 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:47 AM |
| mt3209 | $25.00 | 10/19/2012 10:31:07 AM |
| jybank | $49.00 | 10/19/2012 10:07:33 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:53 AM |
| leverage-monger | $25.00 | 10/19/2012 10:21:19 AM |
| wwwUniversal | $25.00 | 10/19/2012 10:23:50 AM |
| cash-mad-scientist3 | $25.00 | 10/19/2012 10:02:21 AM |
| paxnj | $25.00 | 10/19/2012 10:32:03 AM |
| engaging-worth | $25.00 | 10/19/2012 10:32:55 AM |
| appetizing-loyalty354 | $75.00 | 10/19/2012 10:34:01 AM |
| missing-link | $25.00 | 10/19/2012 10:10:45 AM |
| scrappy-diversification7 | $545.51 | 10/19/2012 10:34:38 AM |
| a-finance-nirvana | $25.00 | 10/19/2012 10:33:34 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:13 AM |
| janeybooboo | $100.00 | 10/19/2012 9:12:12 AM |
| courteous-kindness1 | $25.00 | 10/19/2012 9:23:26 AM |
| finance-investor3 | $25.00 | 10/19/2012 9:02:49 AM |
| credit-coach118 | $50.46 | 10/19/2012 9:03:21 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:54 AM |
| Danjack_Capital | $25.00 | 10/19/2012 9:04:28 AM |
| the-silver-blaster | $50.00 | 10/19/2012 9:56:22 AM |
| brainy-return234 | $25.00 | 10/19/2012 9:27:37 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:22 AM |
| blue111 | $25.00 | 10/19/2012 9:38:53 AM |
| tranquil-gain1 | $75.00 | 10/19/2012 9:43:10 AM |
| toblerone | $25.00 | 10/19/2012 10:26:53 AM |
| openness-antioxidant | $100.00 | 10/19/2012 10:33:07 AM |
| wise-repayment-seeker | $25.00 | 10/19/2012 9:50:35 AM |
| rate-advocator7 | $200.00 | 10/19/2012 10:09:50 AM |
| houli123 | $25.00 | 10/19/2012 10:23:53 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:27 AM |
| selector568 | $300.00 | 10/19/2012 10:05:33 AM |
| open-minded-p2p1 | $25.00 | 10/19/2012 10:17:57 AM |
| LoanerPrincipal | $25.00 | 10/19/2012 10:33:30 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
656261
This series of Notes was issued and sold upon the funding of the borrower loan #76934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $281.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $11,719 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shiny-transaction571 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off bills so i can just have one payment every month
My financial situation:
I am a good candidate for this loan because...i work everyday and i would like to get all my bils paid off
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $31.02 | 10/19/2012 9:03:11 AM |
| community-burrito9 | $50.00 | 10/19/2012 9:06:55 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:45 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:07 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:48 AM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:10 AM |
| napmanger | $100.00 | 10/19/2012 2:18:10 PM |
| blot44 | $25.00 | 10/19/2012 5:53:56 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:07 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:54:47 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:32 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:24:26 PM |
| zassociate | $200.00 | 10/22/2012 5:11:30 PM |
| chac | $100.00 | 10/22/2012 5:31:18 PM |
| AmericanCredit | $26.00 | 10/22/2012 5:36:23 PM |
| Arvicco | $400.00 | 10/22/2012 5:26:57 PM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:17 PM |
| responsive-worth5 | $50.00 | 10/23/2012 8:09:58 AM |
| PThor | $25.00 | 10/23/2012 9:09:06 AM |
| Investoman | $25.00 | 10/23/2012 10:10:37 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:22 AM |
| pound-defender6 | $25.00 | 10/23/2012 1:35:39 PM |
| investment-framework | $26.00 | 10/23/2012 11:36:20 AM |
| Jofga | $25.00 | 10/23/2012 1:44:26 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:33 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:39:45 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:40 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:37 PM |
| thorough-marketplace441 | $25.00 | 10/23/2012 2:23:40 PM |
| radforj22 | $50.00 | 10/23/2012 3:51:46 PM |
| stable-penny27 | $25.00 | 10/23/2012 5:35:56 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 5:59:36 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:04:24 PM |
| moremax | $150.00 | 10/23/2012 6:48:11 PM |
| ryancooper | $50.00 | 10/23/2012 6:17:46 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:11 PM |
| fantastic-openness | $200.00 | 10/23/2012 11:12:39 PM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:36 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:08 AM |
| credit-jamboree1 | $25.00 | 10/24/2012 6:19:48 AM |
| economy-popcorn | $25.00 | 10/24/2012 6:46:13 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:54:54 AM |
| mtp | $100.00 | 10/24/2012 9:27:52 AM |
| Money2Lend_U | $250.00 | 10/24/2012 9:33:26 AM |
| avocadodogs | $25.00 | 10/24/2012 9:34:06 AM |
| matthart | $25.00 | 10/24/2012 9:38:01 AM |
| nukespike | $25.00 | 10/24/2012 9:39:37 AM |
| unforgettable-wealth4 | $50.00 | 10/24/2012 9:42:17 AM |
| bajeezus | $25.00 | 10/24/2012 9:50:30 AM |
| feedpaulyfaster | $25.00 | 10/24/2012 9:54:12 AM |
| reaction5 | $25.00 | 10/24/2012 9:54:28 AM |
| get30inc | $50.00 | 10/24/2012 9:56:18 AM |
| promiser200 | $25.00 | 10/24/2012 9:56:27 AM |
| investment-pro4 | $100.00 | 10/24/2012 9:57:46 AM |
| the-magnificent-loan | $100.00 | 10/24/2012 9:59:35 AM |
| Aimvest | $25.00 | 10/24/2012 10:03:04 AM |
| Clambake | $25.00 | 10/24/2012 10:09:15 AM |
| natural-affluence4 | $25.00 | 10/24/2012 10:10:11 AM |
| kingdom323 | $50.00 | 10/24/2012 10:10:54 AM |
| vigilance-caper093 | $25.00 | 10/24/2012 10:11:26 AM |
| nickel-companion5 | $25.00 | 10/24/2012 10:13:19 AM |
| finance-explosion6 | $25.00 | 10/24/2012 10:17:54 AM |
| first-favorite-bonus9 | $25.00 | 10/24/2012 9:20:53 AM |
| EnglishGeekInNYC | $25.00 | 10/24/2012 9:22:06 AM |
| PRGuyinVA | $25.00 | 10/24/2012 9:25:24 AM |
| bold-fabulous-bill | $25.00 | 10/24/2012 9:25:57 AM |
| RusRobo | $25.00 | 10/24/2012 9:26:19 AM |
| jthowell77 | $25.00 | 10/24/2012 9:27:24 AM |
| Rdodson11 | $25.00 | 10/24/2012 9:27:44 AM |
| ZeoInvestments | $25.00 | 10/24/2012 9:27:55 AM |
| corvettejrw | $25.00 | 10/24/2012 9:29:57 AM |
| gracej | $25.00 | 10/24/2012 9:29:32 AM |
| PK_USMC | $25.00 | 10/24/2012 9:30:27 AM |
| moneynmotion | $25.00 | 10/24/2012 9:30:29 AM |
| Great-Mom | $25.00 | 10/24/2012 9:32:11 AM |
| thoughtful-fairness2 | $25.00 | 10/24/2012 9:32:12 AM |
| LoanBrkr | $25.00 | 10/24/2012 9:34:12 AM |
| inspiring-kindness062 | $50.00 | 10/24/2012 9:32:32 AM |
| helpishere777 | $25.00 | 10/24/2012 9:35:38 AM |
| orange-dollar-raccoon | $100.00 | 10/24/2012 9:34:00 AM |
| yukongin | $50.00 | 10/24/2012 9:35:32 AM |
| Doc23 | $25.00 | 10/24/2012 9:38:04 AM |
| larslfe | $25.00 | 10/24/2012 9:37:07 AM |
| Panna | $25.00 | 10/24/2012 9:39:06 AM |
| 1phantom | $25.00 | 10/24/2012 9:39:49 AM |
| sharpey | $25.00 | 10/24/2012 9:40:47 AM |
| austria | $40.00 | 10/24/2012 9:41:00 AM |
| innocent-loot | $25.00 | 10/24/2012 9:42:07 AM |
| benevolent-moola291 | $50.00 | 10/24/2012 9:44:07 AM |
| minista | $25.00 | 10/24/2012 9:44:39 AM |
| enticing-note | $25.00 | 10/24/2012 9:44:54 AM |
| kewgdns | $30.00 | 10/24/2012 9:46:04 AM |
| mistertao | $25.00 | 10/24/2012 9:48:54 AM |
| damanq | $25.00 | 10/24/2012 9:49:10 AM |
| AgTiPinisher | $25.00 | 10/24/2012 9:49:20 AM |
| whistledicksmith | $25.00 | 10/24/2012 9:50:24 AM |
| invincible-deal82 | $25.00 | 10/24/2012 9:51:29 AM |
| OldFriend | $25.00 | 10/24/2012 9:52:15 AM |
| euro-infusion3 | $25.00 | 10/24/2012 9:53:12 AM |
| logical-reward8 | $25.00 | 10/24/2012 9:53:28 AM |
| Thecozychick | $25.00 | 10/24/2012 9:53:40 AM |
| cognizant-responsibility9 | $25.00 | 10/24/2012 9:55:14 AM |
| lifegrowth | $25.00 | 10/24/2012 9:55:53 AM |
| intuitive-integrity9 | $50.00 | 10/24/2012 9:56:10 AM |
| valemic | $25.00 | 10/24/2012 9:57:41 AM |
| adventurer447 | $300.00 | 10/24/2012 10:01:13 AM |
| johntims | $25.00 | 10/24/2012 10:09:00 AM |
| helvet | $25.00 | 10/24/2012 10:10:01 AM |
| bowdish1 | $100.00 | 10/24/2012 10:09:27 AM |
| keeks | $25.00 | 10/24/2012 10:13:16 AM |
| BB-ptoploan | $50.00 | 10/24/2012 10:13:32 AM |
| dfealk | $25.00 | 10/24/2012 10:16:04 AM |
| fund-booster4 | $200.00 | 10/24/2012 10:14:41 AM |
| dynamic-gold3 | $25.00 | 10/24/2012 10:18:09 AM |
| helpu88 | $25.00 | 10/24/2012 10:17:35 AM |
| larrybird | $835.98 | 10/24/2012 10:19:10 AM |
| decisive-income7 | $1,000.00 | 10/19/2012 9:13:41 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:54 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:54 AM |
| ethical-truth211 | $100.00 | 10/19/2012 10:18:39 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:14 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:02 AM |
| mdv | $25.00 | 10/19/2012 10:19:32 AM |
| heerzaquestion | $55.00 | 10/19/2012 10:50:29 AM |
| jubilant-capital1 | $25.00 | 10/19/2012 10:44:36 AM |
| Vegasjim | $25.00 | 10/19/2012 11:10:14 AM |
| neighborly-hope6 | $100.00 | 10/19/2012 5:14:59 PM |
| indomitable-coin | $25.00 | 10/19/2012 5:47:35 PM |
| Interloper | $35.00 | 10/20/2012 10:36:28 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:29 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:20 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:38 PM |
| compoundinterest | $25.00 | 10/22/2012 5:50:47 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:01 PM |
| skuba | $50.00 | 10/22/2012 6:04:35 PM |
| bellaquito | $500.00 | 10/22/2012 7:37:34 PM |
| AFairDeal | $25.00 | 10/23/2012 9:08:01 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:33 AM |
| nhm | $35.00 | 10/23/2012 9:39:27 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:35 AM |
| hybridatl | $25.00 | 10/23/2012 12:12:53 PM |
| soarmore | $25.00 | 10/23/2012 10:25:42 AM |
| Cai8899 | $25.00 | 10/23/2012 10:24:01 AM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:37 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:35 PM |
| a-economy-tranquility | $25.00 | 10/23/2012 2:33:33 PM |
| dollar-javelin | $25.00 | 10/23/2012 5:56:39 PM |
| hs112a | $25.00 | 10/23/2012 5:30:03 PM |
| nuclearmoose | $50.00 | 10/23/2012 5:47:41 PM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:15 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:12 PM |
| DaveTheWave | $25.00 | 10/24/2012 8:03:17 AM |
| zaquiri_ice | $50.00 | 10/23/2012 8:20:52 PM |
| availableloan | $25.00 | 10/24/2012 9:05:15 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:23 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:25 AM |
| asdf9876 | $25.00 | 10/24/2012 9:26:15 AM |
| bdiddy1268 | $25.00 | 10/24/2012 9:27:16 AM |
| Preteur | $25.00 | 10/24/2012 9:31:08 AM |
| doncm | $25.00 | 10/24/2012 9:35:17 AM |
| BuffetRocks | $50.00 | 10/24/2012 9:35:53 AM |
| sensational-kindness | $25.00 | 10/24/2012 9:36:38 AM |
| a-leverage-investor | $75.00 | 10/24/2012 8:02:45 AM |
| rangers94 | $25.00 | 10/24/2012 9:40:15 AM |
| RockCrown | $25.00 | 10/24/2012 9:40:45 AM |
| eadamson | $25.00 | 10/24/2012 9:42:16 AM |
| shabufa | $25.00 | 10/24/2012 9:42:40 AM |
| orange-courageous-dedication | $25.00 | 10/24/2012 9:43:26 AM |
| downtownfarm | $25.00 | 10/24/2012 9:43:48 AM |
| Castellan | $50.00 | 10/24/2012 9:45:12 AM |
| C_Mark | $50.00 | 10/24/2012 9:45:55 AM |
| Woodworker57 | $25.00 | 10/24/2012 9:46:32 AM |
| value-guru3 | $25.00 | 10/24/2012 9:48:11 AM |
| diligent-leverage | $25.00 | 10/24/2012 9:48:39 AM |
| 13loans | $25.00 | 10/24/2012 9:50:26 AM |
| lucky6 | $25.00 | 10/24/2012 9:51:51 AM |
| income-excellence1 | $50.00 | 10/24/2012 9:53:45 AM |
| damcoolguy | $32.00 | 10/24/2012 9:56:47 AM |
| designs626 | $50.00 | 10/24/2012 10:00:09 AM |
| amherstbird | $25.00 | 10/24/2012 10:02:09 AM |
| platinum-sorcerer6 | $50.00 | 10/24/2012 10:10:48 AM |
| american6 | $50.00 | 10/24/2012 10:11:36 AM |
| rakstar | $50.00 | 10/24/2012 9:14:59 AM |
| fair_rates | $25.00 | 10/24/2012 10:12:18 AM |
| ore-jalapeno4 | $50.00 | 10/24/2012 10:12:57 AM |
| BridgeBum | $25.00 | 10/24/2012 10:17:48 AM |
| cebgop | $25.00 | 10/24/2012 9:25:05 AM |
| panthernoelle | $25.00 | 10/24/2012 9:25:45 AM |
| GAOGERAM_BANK | $25.00 | 10/24/2012 9:26:24 AM |
| Quaven | $25.00 | 10/24/2012 9:26:54 AM |
| hostbank | $100.00 | 10/24/2012 9:27:11 AM |
| active-reward7 | $50.00 | 10/24/2012 9:27:28 AM |
| sngndnc | $25.00 | 10/24/2012 9:31:29 AM |
| bill-igloo | $25.00 | 10/24/2012 9:33:05 AM |
| outwish | $25.00 | 10/24/2012 9:34:17 AM |
| dionysus03 | $50.00 | 10/24/2012 9:36:19 AM |
| capital-cedar6 | $25.00 | 10/24/2012 9:35:01 AM |
| reflective-deal8 | $50.00 | 10/24/2012 9:35:11 AM |
| Kijib | $25.00 | 10/24/2012 9:36:57 AM |
| masonn | $50.00 | 10/24/2012 9:37:30 AM |
| unrivaled-silver | $25.00 | 10/24/2012 9:36:12 AM |
| habellydancer | $25.00 | 10/24/2012 9:38:18 AM |
| fortytwo | $150.00 | 10/24/2012 9:39:44 AM |
| Aquafina24Ounce | $25.00 | 10/24/2012 9:39:46 AM |
| enchanted-compassion012 | $25.00 | 10/24/2012 9:40:28 AM |
| important-penny3 | $25.00 | 10/24/2012 9:41:02 AM |
| Headhunter14 | $50.00 | 10/24/2012 9:41:56 AM |
| harty | $50.00 | 10/24/2012 9:46:53 AM |
| wtrboy | $25.00 | 10/24/2012 9:46:43 AM |
| esabzb | $25.00 | 10/24/2012 9:49:19 AM |
| lancetc | $25.00 | 10/24/2012 9:50:20 AM |
| adaboy65 | $100.00 | 10/24/2012 9:49:53 AM |
| Avala | $100.00 | 10/24/2012 9:50:42 AM |
| JohnW12 | $25.00 | 10/24/2012 9:51:14 AM |
| investment-network | $50.00 | 10/24/2012 9:51:42 AM |
| jfd287 | $25.00 | 10/24/2012 9:52:22 AM |
| AvPro | $25.00 | 10/24/2012 9:53:06 AM |
| ideal-penny8 | $25.00 | 10/24/2012 9:53:19 AM |
| kyomoon | $50.00 | 10/24/2012 9:53:36 AM |
| ronkr | $25.00 | 10/24/2012 9:53:38 AM |
| jaker | $25.00 | 10/24/2012 9:53:34 AM |
| new-wampum-clarinet | $175.00 | 10/24/2012 9:54:03 AM |
| socrates520 | $50.00 | 10/24/2012 9:54:47 AM |
| ebusinessagent | $25.00 | 10/24/2012 9:55:43 AM |
| superb-return339 | $200.00 | 10/24/2012 9:55:59 AM |
| dunox | $25.00 | 10/24/2012 9:56:12 AM |
| pleasant-basis | $25.00 | 10/24/2012 9:58:48 AM |
| speyer | $25.00 | 10/24/2012 9:58:24 AM |
| diversification-surge | $25.00 | 10/24/2012 10:00:25 AM |
| 16888 | $25.00 | 10/24/2012 10:00:45 AM |
| budyzr | $25.00 | 10/24/2012 10:00:53 AM |
| market-pudding | $25.00 | 10/24/2012 10:08:25 AM |
| csarradio | $25.00 | 10/24/2012 10:12:02 AM |
| RocketSurgeon | $25.00 | 10/24/2012 10:16:44 AM |
| Chuck9802 | $25.00 | 10/24/2012 10:17:32 AM |
| ebgb234 | $25.00 | 10/24/2012 10:17:49 AM |
| kind-genuine-dough | $25.00 | 10/24/2012 10:18:42 AM |
| 237 Investments
|
Borrower Payment Dependent Notes Series
656289
This series of Notes was issued and sold upon the funding of the borrower loan #77030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $1,040.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsive-capital7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Credit Card Debt
Purpose of loan:
This loan will be used to replace credit card debt with a lower interest rate.
My financial situation:
I am a good candidate for this loan because I am financially responsible. I've never defaulted or been late for a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $100.00 | 10/18/2012 5:47:44 PM |
| UncleBuffett | $50.00 | 10/18/2012 5:47:15 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:13 PM |
| the-sweet-penny2 | $50.00 | 10/18/2012 6:20:41 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:55 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:34 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:06 PM |
| LoanerPrincipal | $25.00 | 10/18/2012 7:09:02 PM |
| compassion-twister2 | $50.00 | 10/18/2012 6:59:51 PM |
| healthy-peace427 | $100.00 | 10/18/2012 7:01:55 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:40 PM |
| velocity-motivator6 | $25.00 | 10/19/2012 3:54:09 AM |
| kfrench | $75.00 | 10/18/2012 8:32:41 PM |
| CIC | $25.00 | 10/19/2012 2:42:46 AM |
| rakem777 | $25.00 | 10/19/2012 10:37:48 AM |
| skuba | $100.00 | 10/19/2012 11:32:19 AM |
| MicroLender357 | $25.00 | 10/19/2012 10:14:29 AM |
| a-versatile-power | $25.00 | 10/19/2012 11:04:11 AM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:00 PM |
| KCEnterprises | $25.00 | 10/19/2012 2:28:34 PM |
| elfincove | $25.00 | 10/19/2012 3:07:44 PM |
| Quietlady | $150.00 | 10/20/2012 5:40:04 AM |
| hardatwork1 | $25.00 | 10/20/2012 6:18:12 AM |
| scuba-man | $25.00 | 10/20/2012 6:43:13 AM |
| majestic-bill8 | $100.00 | 10/20/2012 7:14:49 AM |
| gentle-gain235 | $100.00 | 10/20/2012 9:40:39 AM |
| cerebral-dollar773 | $25.00 | 10/20/2012 7:06:36 AM |
| dough-reformer9 | $25.00 | 10/20/2012 10:54:34 AM |
| HikeMoab | $50.00 | 10/20/2012 8:03:49 AM |
| elfincove | $37.09 | 10/20/2012 9:20:44 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:27 AM |
| rmachi | $25.00 | 10/20/2012 1:27:03 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:15 PM |
| worth-topper4 | $25.00 | 10/20/2012 5:14:56 PM |
| BigBag | $25.00 | 10/20/2012 5:35:07 PM |
| availableloan | $25.00 | 10/20/2012 2:02:43 PM |
| Helping_1_at_a_time | $50.00 | 10/20/2012 1:56:24 PM |
| IPlayOutsideTheBox | $27.50 | 10/21/2012 9:51:18 AM |
| blue-intuitive-order | $50.00 | 10/21/2012 10:33:21 AM |
| Shalidar | $50.00 | 10/20/2012 3:37:23 PM |
| new-diversification-owner | $25.00 | 10/20/2012 8:22:44 PM |
| co98senior | $35.00 | 10/21/2012 10:11:48 AM |
| williamgates | $25.00 | 10/21/2012 6:51:00 PM |
| fuse290 | $35.00 | 10/21/2012 3:13:15 PM |
| Kyne | $100.00 | 10/21/2012 4:25:04 PM |
| benjamins-wasp | $100.00 | 10/21/2012 7:42:20 PM |
| imdave4me | $25.00 | 10/22/2012 3:31:09 AM |
| respect_doug | $25.00 | 10/22/2012 7:09:27 AM |
| TwistedWeasel | $25.31 | 10/22/2012 9:34:02 AM |
| first-cordial-funds | $50.00 | 10/22/2012 7:34:03 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:53 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:01:44 PM |
| notupdated | $25.00 | 10/22/2012 5:03:08 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:04 PM |
| enthralling-investment | $25.00 | 10/22/2012 5:12:33 PM |
| restless-nickel158 | $50.00 | 10/22/2012 2:37:00 PM |
| RufusGreyhound | $25.00 | 10/22/2012 2:50:53 PM |
| Splangy613 | $25.00 | 10/22/2012 5:13:43 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:15:47 PM |
| MonkeyHero | $50.00 | 10/22/2012 4:16:14 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:10 PM |
| resource777 | $50.00 | 10/22/2012 5:18:48 PM |
| life-is-great | $25.00 | 10/22/2012 5:01:05 PM |
| wigglesworth4 | $500.00 | 10/22/2012 5:01:16 PM |
| dinero-dancer8 | $100.00 | 10/22/2012 5:02:31 PM |
| Cheburashka | $30.00 | 10/22/2012 5:03:31 PM |
| commanding-treasure2 | $75.00 | 10/22/2012 5:21:57 PM |
| studious-bonus7 | $100.00 | 10/22/2012 5:22:48 PM |
| thrifty-transaction578 | $25.00 | 10/22/2012 5:05:50 PM |
| historic-balance5 | $50.00 | 10/22/2012 5:05:23 PM |
| AFairDeal | $25.00 | 10/22/2012 5:05:31 PM |
| ualf | $31.00 | 10/22/2012 5:06:25 PM |
| gold-web4 | $25.00 | 10/22/2012 5:25:33 PM |
| Castellan | $50.00 | 10/22/2012 5:08:16 PM |
| dedicated-hope640 | $25.00 | 10/22/2012 5:07:18 PM |
| serene-truth2 | $100.00 | 10/22/2012 5:08:27 PM |
| transparency-game-changer0 | $45.00 | 10/22/2012 5:08:24 PM |
| bsg43 | $25.00 | 10/22/2012 5:10:40 PM |
| LR_Biker | $28.00 | 10/22/2012 5:10:55 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:40 PM |
| socrates520 | $44.00 | 10/22/2012 5:14:55 PM |
| Kravcorp | $25.00 | 10/22/2012 5:17:56 PM |
| hostbank | $97.00 | 10/22/2012 5:18:10 PM |
| matthart | $25.00 | 10/22/2012 5:18:23 PM |
| dedication-prospector1 | $25.00 | 10/22/2012 5:19:12 PM |
| the2monkeys | $25.00 | 10/22/2012 5:18:18 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:29 PM |
| DadWarbucks | $25.00 | 10/22/2012 5:18:59 PM |
| principal-trident | $25.00 | 10/22/2012 5:20:56 PM |
| ouiemyster06 | $50.00 | 10/22/2012 5:22:47 PM |
| MtnLend | $25.00 | 10/22/2012 5:26:25 PM |
| Aberdeen | $100.00 | 10/18/2012 8:01:01 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:06 PM |
| shaps | $50.00 | 10/18/2012 6:00:38 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:39 PM |
| Vegasjim | $25.00 | 10/18/2012 6:17:28 PM |
| fragonardlives | $25.00 | 10/18/2012 6:43:22 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:23 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:38 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:29 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:34 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:57 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:51 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:25 PM |
| prudent-deal662 | $25.00 | 10/18/2012 7:58:42 PM |
| enchanted-note | $50.00 | 10/18/2012 8:10:09 PM |
| _NaLNaBB | $400.00 | 10/18/2012 9:06:49 PM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:31 AM |
| SBT | $25.00 | 10/19/2012 9:28:17 AM |
| E_G | $50.00 | 10/19/2012 9:13:13 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:04 AM |
| lochinvar | $75.00 | 10/19/2012 11:21:33 AM |
| Ripsaw4U | $50.00 | 10/19/2012 11:22:26 AM |
| pdub | $500.00 | 10/19/2012 2:59:34 PM |
| ore-dojo | $50.00 | 10/19/2012 5:00:50 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:19 PM |
| bright-idea11 | $50.00 | 10/19/2012 3:27:58 PM |
| gmoney37 | $50.00 | 10/19/2012 5:53:57 PM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:56:34 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:02 AM |
| compoundinterest | $25.00 | 10/20/2012 12:06:47 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:16 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:40 PM |
| Talents3508 | $25.00 | 10/20/2012 1:34:01 PM |
| _NaLNaBB | $100.00 | 10/20/2012 3:23:05 PM |
| seadogs | $25.00 | 10/21/2012 5:17:20 AM |
| Batman2u | $100.00 | 10/21/2012 7:40:59 AM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:37 PM |
| ams294 | $50.00 | 10/21/2012 6:20:37 AM |
| fuse290 | $35.00 | 10/21/2012 3:15:41 PM |
| pesoologist3 | $200.00 | 10/21/2012 3:26:51 PM |
| transaction-puppy6 | $25.00 | 10/21/2012 6:00:21 PM |
| drkosh | $25.00 | 10/21/2012 3:26:22 PM |
| Plutis | $25.00 | 10/21/2012 7:04:20 PM |
| McMoney11 | $25.00 | 10/21/2012 7:37:42 PM |
| enthralling-payout0 | $25.00 | 10/21/2012 6:54:11 PM |
| I_Like_to_Invest | $25.00 | 10/22/2012 7:33:05 AM |
| polka2002 | $27.98 | 10/22/2012 7:55:36 AM |
| LuckyMacFunding | $25.00 | 10/22/2012 8:36:02 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:01 AM |
| a_andy | $30.00 | 10/22/2012 12:11:00 PM |
| rhyno92 | $100.00 | 10/22/2012 9:50:59 AM |
| velocityasaurus-rex4 | $100.00 | 10/22/2012 5:03:00 PM |
| maldok1 | $25.00 | 10/22/2012 5:03:05 PM |
| return-aurora853 | $500.00 | 10/22/2012 5:03:35 PM |
| coin-tweet | $25.00 | 10/22/2012 5:03:44 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:36 PM |
| loyalty-hornet6 | $25.00 | 10/22/2012 5:07:01 PM |
| Mid-Ocean | $25.00 | 10/22/2012 12:49:23 PM |
| EDBB767 | $50.00 | 10/22/2012 1:59:55 PM |
| bicyclist2270 | $25.00 | 10/22/2012 3:10:12 PM |
| bonanza1973 | $25.00 | 10/22/2012 5:13:50 PM |
| orange-elevated-dime2 | $25.00 | 10/22/2012 3:31:45 PM |
| Benny-factor | $750.00 | 10/22/2012 3:47:18 PM |
| heatherwood | $40.00 | 10/22/2012 3:45:56 PM |
| continental2 | $100.00 | 10/22/2012 4:23:13 PM |
| hard-working-rate3 | $25.00 | 10/22/2012 5:19:15 PM |
| asset-dna5 | $25.00 | 10/22/2012 4:54:32 PM |
| Atlanta-Buyer | $25.00 | 10/22/2012 5:02:15 PM |
| blissful-ore5 | $25.00 | 10/22/2012 5:05:33 PM |
| Shingu | $40.00 | 10/22/2012 5:05:41 PM |
| important-gold5 | $25.00 | 10/22/2012 5:07:50 PM |
| PThor | $25.00 | 10/22/2012 5:08:58 PM |
| jedi053 | $100.00 | 10/22/2012 5:26:28 PM |
| Gnube | $25.00 | 10/22/2012 5:08:52 PM |
| success1001 | $100.00 | 10/22/2012 5:09:43 PM |
| zassociate | $200.00 | 10/22/2012 5:11:05 PM |
| fantastic-bazaar2 | $50.00 | 10/22/2012 5:16:28 PM |
| benjamins-utopia | $100.00 | 10/22/2012 5:16:37 PM |
| krisran | $50.00 | 10/22/2012 5:17:58 PM |
| Tonusb0 | $25.00 | 10/22/2012 5:20:47 PM |
| NeketanBank | $25.00 | 10/22/2012 5:21:36 PM |
| mulberry4 | $50.00 | 10/22/2012 5:22:02 PM |
| misit | $25.00 | 10/22/2012 5:22:53 PM |
| Approved1234 | $25.00 | 10/22/2012 5:24:31 PM |
| Jaguar-Nation | $25.00 | 10/22/2012 5:26:19 PM |
| abundant-velocity5 | $51.00 | 10/22/2012 5:26:47 PM |
| extraordinary-platinum727 | $25.00 | 10/22/2012 5:26:45 PM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
656293
This series of Notes was issued and sold upon the funding of the borrower loan #76686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 15
/
12 | Length of status: | 13y 10m |
|
Amount delinquent:
| $755 |
Total credit lines:
| 46 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,889 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-paladin2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...Home improvement
My financial situation: Good
I am a good candidate for this loan because...I am able to pay back
Monthly net income: $3800.00
Monthly expenses: $2800.00
Housing: $389.00
Insurance: $180.00
Car expenses: $500.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| majestic-note6 | $200.00 | 10/17/2012 5:27:05 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:34 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:39 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:28 AM |
| kulender | $50.00 | 10/18/2012 8:04:13 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 8:14:13 AM |
| pdub | $500.00 | 10/18/2012 12:07:15 PM |
| HammerSmith | $25.00 | 10/18/2012 5:39:38 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:50 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:35 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:49 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:06 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:12:37 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:11 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:55 PM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:52 PM |
| vutah | $25.00 | 10/22/2012 5:15:04 PM |
| Vreet | $25.00 | 10/23/2012 6:36:16 PM |
| enriching-dollar1 | $100.00 | 10/24/2012 5:13:36 PM |
| 52digital | $75.00 | 10/24/2012 5:35:33 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:13:05 PM |
| spark548 | $100.00 | 10/24/2012 5:09:33 PM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:52 PM |
| kind-payment-viking3 | $100.00 | 10/24/2012 5:20:28 PM |
| Jalebi | $25.00 | 10/24/2012 5:26:25 PM |
| gentle-generosity822 | $25.00 | 10/24/2012 5:36:48 PM |
| zipemdown | $25.00 | 10/24/2012 5:46:11 PM |
| Ballybay | $100.00 | 10/24/2012 5:47:57 PM |
| melodious-fairness | $34.00 | 10/24/2012 6:04:44 PM |
| finance-prescription | $100.00 | 10/24/2012 6:05:41 PM |
| marketplace-hut9 | $25.00 | 10/24/2012 6:20:00 PM |
| the-flexible-dime | $25.00 | 10/24/2012 6:56:11 PM |
| debt-force | $25.00 | 10/25/2012 9:07:28 AM |
| bold-worth-wrangler | $50.00 | 10/24/2012 8:06:45 PM |
| KirosPOS | $79.00 | 10/24/2012 7:50:31 PM |
| bent300 | $25.00 | 10/24/2012 9:44:23 PM |
| Marietta | $25.00 | 10/25/2012 5:20:55 AM |
| cp-family | $50.00 | 10/25/2012 9:50:14 AM |
| best-ingenious-rupee | $25.00 | 10/25/2012 9:53:36 AM |
| trajectory8 | $25.00 | 10/25/2012 9:55:09 AM |
| amart1983 | $25.00 | 10/25/2012 8:33:08 AM |
| Santa_Osage | $25.00 | 10/25/2012 10:00:11 AM |
| forthright-trade | $35.00 | 10/25/2012 10:03:21 AM |
| davisfl | $25.00 | 10/25/2012 9:05:55 AM |
| economy-shrubbery6 | $25.00 | 10/25/2012 9:09:44 AM |
| Comoparklender | $25.00 | 10/25/2012 10:27:03 AM |
| jmb_lending | $50.00 | 10/25/2012 9:13:07 AM |
| musegaze | $50.00 | 10/25/2012 10:29:32 AM |
| market-jam | $25.00 | 10/25/2012 9:22:18 AM |
| InvestingEngineer | $35.00 | 10/25/2012 9:19:04 AM |
| progressive-economy261 | $400.00 | 10/25/2012 9:21:12 AM |
| handshake5 | $85.00 | 10/25/2012 9:23:39 AM |
| symbiosis | $50.00 | 10/25/2012 9:34:21 AM |
| km007 | $25.00 | 10/25/2012 9:38:19 AM |
| blackattak67 | $25.00 | 10/25/2012 9:32:02 AM |
| deal-pinnacle7 | $25.00 | 10/25/2012 9:51:39 AM |
| vigorous-velocity | $89.00 | 10/25/2012 9:57:51 AM |
| social-cocktail1 | $200.00 | 10/25/2012 10:13:16 AM |
| dedicated-transaction796 | $25.00 | 10/25/2012 10:19:12 AM |
| DreDub | $25.00 | 10/25/2012 4:10:21 PM |
| principal-cooker2 | $50.00 | 10/25/2012 10:39:05 AM |
| miamibeachloaner | $25.00 | 10/25/2012 10:50:36 AM |
| jedi053 | $100.00 | 10/25/2012 5:07:44 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:13:25 PM |
| nukespike | $25.00 | 10/25/2012 12:18:46 PM |
| Benny-factor | $1,500.00 | 10/25/2012 2:14:42 PM |
| oceanpark | $25.00 | 10/25/2012 3:41:53 PM |
| Thunderswan | $100.00 | 10/25/2012 5:25:11 PM |
| durability-chestnut0 | $100.00 | 10/25/2012 5:54:14 PM |
| orchestra960 | $300.00 | 10/25/2012 5:08:18 PM |
| finance-kayak30 | $100.00 | 10/25/2012 5:21:38 PM |
| turbobrat | $25.00 | 10/25/2012 6:26:13 PM |
| wildebeest014 | $25.00 | 10/25/2012 8:29:49 PM |
| cah1942 | $25.00 | 10/25/2012 8:30:05 PM |
| note-admiral548 | $25.00 | 10/26/2012 2:50:09 AM |
| knowledgeable-silver6 | $25.00 | 10/25/2012 6:10:02 PM |
| muirheaj | $25.00 | 10/26/2012 6:44:21 AM |
| first-integrity-gravity | $50.00 | 10/25/2012 6:26:40 PM |
| delectable-point5 | $25.00 | 10/26/2012 9:02:39 AM |
| rvfbroker | $25.00 | 10/26/2012 9:08:41 AM |
| Mario-Galaxy | $75.00 | 10/25/2012 8:07:30 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:12:24 PM |
| rapid-credit428 | $25.00 | 10/26/2012 9:25:50 AM |
| forceful-diversification0 | $25.85 | 10/26/2012 2:49:10 AM |
| SMU_ponies | $25.00 | 10/26/2012 9:33:43 AM |
| indomitable-credit7 | $30.00 | 10/26/2012 4:27:09 AM |
| 6moonbeams | $50.00 | 10/26/2012 9:44:18 AM |
| bobby2c | $25.00 | 10/26/2012 9:44:55 AM |
| agreement-merry-maker | $30.42 | 10/26/2012 8:18:36 AM |
| gimmeopenroad | $50.00 | 10/26/2012 9:05:00 AM |
| framework145 | $25.00 | 10/26/2012 9:05:13 AM |
| MrMcduck | $25.00 | 10/26/2012 9:06:43 AM |
| durability-ace9 | $30.00 | 10/26/2012 9:07:05 AM |
| Katburg | $25.00 | 10/26/2012 9:08:43 AM |
| lillian27 | $25.00 | 10/26/2012 10:04:09 AM |
| chkrvrty | $50.00 | 10/26/2012 10:11:40 AM |
| tremendous-payment | $25.00 | 10/26/2012 9:26:42 AM |
| shmb6508 | $43.00 | 10/26/2012 9:29:41 AM |
| TronMedici | $50.00 | 10/26/2012 9:32:25 AM |
| upright-revenue7 | $25.00 | 10/26/2012 9:33:03 AM |
| income-pillow | $62.00 | 10/26/2012 9:33:35 AM |
| brilliant-market680 | $25.00 | 10/26/2012 9:36:05 AM |
| 87Marc | $25.00 | 10/26/2012 9:37:57 AM |
| yonderalaska | $55.00 | 10/26/2012 9:38:47 AM |
| nowits10 | $25.00 | 10/26/2012 9:38:54 AM |
| Learning2Lend | $25.00 | 10/26/2012 9:39:11 AM |
| fairness-atmosphere | $25.00 | 10/26/2012 9:40:42 AM |
| exciting-loyalty3 | $25.00 | 10/26/2012 9:41:45 AM |
| niceville80 | $25.00 | 10/26/2012 9:42:10 AM |
| best-charming-leverage | $50.00 | 10/26/2012 9:43:57 AM |
| NoCal | $25.00 | 10/26/2012 9:44:06 AM |
| point-hunter4 | $50.00 | 10/26/2012 9:49:17 AM |
| Forlio | $25.00 | 10/26/2012 9:51:02 AM |
| FASTIZIO_P | $27.00 | 10/26/2012 9:58:08 AM |
| the-profit-oracle | $25.00 | 10/26/2012 9:57:33 AM |
| jiggaman7 | $100.00 | 10/26/2012 9:57:52 AM |
| svandgts | $25.00 | 10/26/2012 10:00:55 AM |
| ChefATL | $25.00 | 10/26/2012 10:04:21 AM |
| best-elevated-social | $25.00 | 10/26/2012 10:04:50 AM |
| organic-order | $25.00 | 10/26/2012 10:10:15 AM |
| majestic-moola4 | $25.00 | 10/26/2012 10:12:58 AM |
| peace-fixer8 | $25.00 | 10/25/2012 5:27:24 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:46 PM |
| shaps | $50.00 | 10/17/2012 5:26:10 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:43 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:04 AM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:49 PM |
| asset-professor | $100.00 | 10/18/2012 5:49:34 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:19 PM |
| selector568 | $300.00 | 10/18/2012 7:04:05 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:57 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:21 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:08 PM |
| rhyno92 | $100.00 | 10/22/2012 9:50:57 AM |
| jet341 | $30.00 | 10/22/2012 10:08:53 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:41 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:37:49 PM |
| Washington_University_MBA | $25.00 | 10/24/2012 4:49:49 PM |
| careful-vigilance4 | $25.00 | 10/24/2012 5:15:05 PM |
| BostonCapital | $100.00 | 10/24/2012 5:31:37 PM |
| genius520 | $100.00 | 10/24/2012 5:18:18 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:36 PM |
| LeReve | $500.00 | 10/24/2012 5:26:50 PM |
| antlr | $25.00 | 10/24/2012 9:38:29 PM |
| evilkats | $50.00 | 10/24/2012 5:44:38 PM |
| nodrivelpls | $25.00 | 10/24/2012 5:46:45 PM |
| professional-vigilance9 | $92.00 | 10/24/2012 5:46:49 PM |
| valiant-liberty4 | $25.00 | 10/24/2012 6:16:08 PM |
| authoritative-platinum7 | $50.00 | 10/25/2012 9:11:44 AM |
| bonus-zone | $25.00 | 10/25/2012 9:16:54 AM |
| desertoasis | $25.00 | 10/24/2012 10:13:26 PM |
| thorough-capital799 | $25.00 | 10/24/2012 10:47:38 PM |
| Beld | $50.00 | 10/25/2012 9:40:07 AM |
| marketplace-flan9 | $50.00 | 10/25/2012 6:45:02 AM |
| suave-durability1 | $50.00 | 10/25/2012 9:49:51 AM |
| cberthiaume | $25.00 | 10/25/2012 7:55:22 AM |
| engrossing-responsibility0 | $50.00 | 10/25/2012 9:53:32 AM |
| WalnutCreekguy | $50.00 | 10/25/2012 10:01:03 AM |
| life-is-great | $25.00 | 10/25/2012 10:10:12 AM |
| oreyedoc | $50.00 | 10/25/2012 10:16:20 AM |
| brightXeyes | $25.00 | 10/25/2012 10:20:26 AM |
| asiaratt | $50.00 | 10/25/2012 9:16:35 AM |
| csa_101824 | $25.00 | 10/25/2012 9:21:40 AM |
| nimble-revenue5 | $77.00 | 10/25/2012 9:22:20 AM |
| pixeldave | $25.00 | 10/25/2012 10:47:54 AM |
| dough-bear | $25.00 | 10/25/2012 9:30:05 AM |
| shrewd-peace7 | $25.00 | 10/25/2012 9:34:27 AM |
| burrito6 | $50.00 | 10/25/2012 9:37:46 AM |
| zone8 | $100.00 | 10/25/2012 9:39:03 AM |
| payout-achievement | $50.00 | 10/25/2012 9:40:53 AM |
| 907 | $37.95 | 10/25/2012 11:11:57 AM |
| Miklot | $30.00 | 10/25/2012 9:45:10 AM |
| EBITDA | $25.00 | 10/25/2012 9:45:35 AM |
| JohnSmallberries | $25.00 | 10/25/2012 9:44:49 AM |
| jazzlender | $25.00 | 10/25/2012 9:51:21 AM |
| tornandfrayed | $25.00 | 10/25/2012 9:51:38 AM |
| diplomatic-wealth7 | $25.00 | 10/25/2012 11:34:54 AM |
| compatible-deal9 | $25.00 | 10/25/2012 11:50:28 AM |
| silver-enlightenment0 | $25.00 | 10/25/2012 9:55:02 AM |
| boybutter | $25.00 | 10/25/2012 9:55:29 AM |
| bill-ladder2 | $25.00 | 10/25/2012 10:08:56 AM |
| worldly-community3 | $50.00 | 10/25/2012 10:09:15 AM |
| ITExec | $100.00 | 10/25/2012 9:57:46 AM |
| the-laudable-peso | $40.00 | 10/25/2012 10:11:50 AM |
| kind-truth-circuit | $50.00 | 10/25/2012 10:18:21 AM |
| StLME | $30.00 | 10/25/2012 2:15:02 PM |
| top-historic-peso | $25.00 | 10/25/2012 10:11:13 AM |
| Wellman | $25.00 | 10/25/2012 10:26:23 AM |
| the-healthy-commitment | $25.00 | 10/25/2012 10:15:06 AM |
| wwwUniversal | $25.00 | 10/25/2012 10:25:08 AM |
| point | $50.00 | 10/25/2012 10:40:13 AM |
| gustavzantanon | $25.00 | 10/25/2012 10:42:20 AM |
| soarmore | $25.00 | 10/25/2012 5:09:49 PM |
| currency-persimmon | $25.00 | 10/25/2012 12:23:23 PM |
| marketplace-buckeye | $29.00 | 10/25/2012 5:24:42 PM |
| Leshan | $50.00 | 10/25/2012 4:05:41 PM |
| banchan | $37.00 | 10/25/2012 5:31:59 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:51:51 PM |
| phenomenal-rate1 | $500.00 | 10/25/2012 5:06:28 PM |
| the-brilliant-currency | $25.00 | 10/25/2012 5:08:04 PM |
| proper-exchange8 | $50.00 | 10/25/2012 5:17:52 PM |
| LightTheWay | $50.00 | 10/25/2012 5:22:24 PM |
| durability-solstice8 | $50.00 | 10/25/2012 5:22:47 PM |
| Iamthewalrus | $25.00 | 10/25/2012 5:32:08 PM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 5:35:27 PM |
| ralph44 | $25.00 | 10/25/2012 5:37:19 PM |
| deal-wind | $25.00 | 10/26/2012 5:29:10 AM |
| 6515Wheat | $42.85 | 10/26/2012 6:38:25 AM |
| dedication-capo7 | $100.00 | 10/26/2012 7:31:01 AM |
| roman2008 | $25.00 | 10/26/2012 9:03:01 AM |
| the-dollar-topper | $63.00 | 10/26/2012 9:15:27 AM |
| Diamond_Jim | $25.00 | 10/26/2012 9:20:35 AM |
| rysil | $35.00 | 10/26/2012 9:37:24 AM |
| Mindful7 | $25.00 | 10/26/2012 5:37:44 AM |
| Sibelius2 | $25.00 | 10/26/2012 9:42:29 AM |
| nalaari | $31.00 | 10/26/2012 6:30:23 AM |
| bid-czar8 | $81.00 | 10/26/2012 9:43:26 AM |
| jme5343 | $25.00 | 10/26/2012 9:57:48 AM |
| lucrative-dollar | $25.00 | 10/26/2012 9:00:50 AM |
| jml3482 | $25.00 | 10/26/2012 9:07:10 AM |
| temitaco | $26.45 | 10/26/2012 9:08:48 AM |
| whatknows | $25.00 | 10/26/2012 10:04:13 AM |
| RufusGreyhound | $25.00 | 10/26/2012 9:10:35 AM |
| VmIE | $25.00 | 10/26/2012 9:13:39 AM |
| Sunbase | $25.00 | 10/26/2012 9:18:53 AM |
| a-truth-upholder | $25.00 | 10/26/2012 10:11:44 AM |
| rogue_monster | $39.00 | 10/26/2012 10:15:36 AM |
| indomitable-dedication | $25.00 | 10/26/2012 10:16:24 AM |
| compassionate-auction6 | $124.48 | 10/26/2012 10:16:51 AM |
| point-xylophone | $25.00 | 10/26/2012 9:27:15 AM |
| 1randyp | $25.00 | 10/26/2012 9:27:41 AM |
| haplender | $50.00 | 10/26/2012 9:29:37 AM |
| ItsJustMe79 | $25.00 | 10/26/2012 9:30:39 AM |
| MrBailey | $25.00 | 10/26/2012 9:34:47 AM |
| CPAMAN | $25.00 | 10/26/2012 9:38:29 AM |
| ah-long | $25.00 | 10/26/2012 9:39:22 AM |
| KarlMarx | $25.00 | 10/26/2012 9:41:48 AM |
| michaelray703 | $25.00 | 10/26/2012 9:41:24 AM |
| ChuckieG | $25.00 | 10/26/2012 9:43:45 AM |
| versatile-dime442 | $250.00 | 10/26/2012 9:43:41 AM |
| worth-web5 | $50.00 | 10/26/2012 9:49:03 AM |
| unassailable-fund | $40.00 | 10/26/2012 9:57:03 AM |
| MadHun | $105.00 | 10/26/2012 9:57:09 AM |
| kind-magnificent-bid | $40.00 | 10/26/2012 9:59:42 AM |
| saffron4 | $25.00 | 10/26/2012 9:58:36 AM |
| perls | $100.00 | 10/26/2012 10:01:28 AM |
| DER | $25.00 | 10/26/2012 10:04:16 AM |
| SKOAL | $25.00 | 10/26/2012 10:05:32 AM |
| green-discrete-responsibility | $25.00 | 10/26/2012 10:04:40 AM |
| Canidae | $25.00 | 10/26/2012 10:07:44 AM |
| income-rocker2 | $48.00 | 10/26/2012 10:15:29 AM |
| 251 Investments
|
Borrower Payment Dependent Notes Series
656343
This series of Notes was issued and sold upon the funding of the borrower loan #76894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $201.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,598 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-jet2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
680-699
(Jul-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate other credit into for friendly payment so that I can attack more with better resources.
My financial situation:
I am a good candidate for this loan because I pay my bills ontime and have had a previous Prosper loan with no late or missed payments. I am an honest person looking to get out of debt and educate my family by my actions of getting out of debt myself. I have a clean history of payment. I will attack this loan with alot of aggression to try and pay early.
Monthly net income: $4800 + bonus
Monthly expenses: $4380
Housing: $1200
Insurance: $200
Car expenses: $530
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $700, this can be reduced to $300 or less by this consolidation
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Cubsfan07 | $25.00 | 10/18/2012 5:41:18 PM |
| fuse136 | $25.00 | 10/18/2012 5:41:49 PM |
| miamibeachloaner | $35.00 | 10/18/2012 5:40:38 PM |
| UstedEsElHombre | $96.00 | 10/18/2012 5:41:13 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:35 PM |
| Cutts | $25.00 | 10/18/2012 5:41:24 PM |
| commitment-neutron1 | $200.00 | 10/18/2012 5:42:25 PM |
| affluence-microscope2 | $200.00 | 10/18/2012 5:42:58 PM |
| worth-blanket2 | $7,200.00 | 10/18/2012 5:43:13 PM |
| red-eloquent-rupee | $50.00 | 10/18/2012 5:42:04 PM |
| pure-pound7 | $75.00 | 10/18/2012 5:40:21 PM |
| enthralling-deal53 | $100.00 | 10/18/2012 5:41:05 PM |
| point-oyster5 | $25.00 | 10/18/2012 5:41:30 PM |
| Fireball27 | $100.00 | 10/18/2012 5:42:23 PM |
| fcrick | $25.00 | 10/18/2012 5:42:56 PM |
| MoneyForNothing | $25.35 | 10/18/2012 5:42:06 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
656367
This series of Notes was issued and sold upon the funding of the borrower loan #77078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $151.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,000 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-virtuous-benefit |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $35.00 | 10/19/2012 9:06:30 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:13 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:54 AM |
| MikeyZ2008 | $25.00 | 10/19/2012 10:40:15 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:53 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:54 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:53 AM |
| money-baron | $100.00 | 10/19/2012 10:37:05 AM |
| scrappy-diversification7 | $2,000.00 | 10/19/2012 10:34:39 AM |
| transaction-circuit | $75.00 | 10/19/2012 10:39:19 AM |
| ethical-truth211 | $300.00 | 10/19/2012 10:00:37 AM |
| miked8303 | $50.00 | 10/19/2012 9:20:53 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:52 AM |
| selector568 | $300.00 | 10/19/2012 10:05:34 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:47 AM |
| cash-mad-scientist3 | $25.00 | 10/19/2012 10:02:22 AM |
| rate-advocator7 | $200.00 | 10/19/2012 10:09:51 AM |
| Winged_Inspirations | $25.00 | 10/19/2012 10:55:10 AM |
| CA-Lender | $25.00 | 10/19/2012 11:02:11 AM |
| Dubbs360 | $40.00 | 10/19/2012 11:08:32 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
656397
This series of Notes was issued and sold upon the funding of the borrower loan #76886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,470 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balanced-duty87 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement and pay off credit
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...almost 5 years out of bankruptcy and have never been late since.
Monthly net income: $7000
Monthly expenses: $1000
Housing: $1250
Insurance: $250
Car expenses: $570
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/19/2012 5:21:09 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:28 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:25 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:54 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:08 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:40 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:08 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:24 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:53 PM |
| EngineersAlliance | $75.00 | 10/18/2012 7:25:15 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:11 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:58 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:49 PM |
| fund-tom-tom6 | $25.00 | 10/18/2012 7:48:39 PM |
| commerce-venture1 | $25.00 | 10/18/2012 9:46:50 PM |
| selector568 | $300.00 | 10/18/2012 8:15:28 PM |
| treasure-bliss | $50.00 | 10/19/2012 4:17:30 AM |
| JeremyLinFan | $25.00 | 10/18/2012 8:36:38 PM |
| cattlebaron | $50.00 | 10/18/2012 10:22:44 PM |
| john0720 | $25.00 | 10/19/2012 10:47:19 AM |
| HammerSmith | $25.00 | 10/19/2012 5:15:43 PM |
| wampum-cocktail | $25.00 | 10/19/2012 5:16:35 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:15 PM |
| pound-mushroom3 | $25.00 | 10/19/2012 5:20:05 PM |
| PThor | $25.00 | 10/19/2012 5:04:43 PM |
| soarmore | $25.00 | 10/19/2012 5:04:49 PM |
| pdub | $500.00 | 10/19/2012 2:59:34 PM |
| deal-goliath4 | $81.00 | 10/19/2012 5:26:24 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:21 PM |
| money-surge1 | $25.00 | 10/19/2012 5:32:19 PM |
| spark548 | $100.00 | 10/19/2012 5:08:51 PM |
| natural-liberty4 | $200.00 | 10/19/2012 5:35:27 PM |
| Thunderswan | $100.00 | 10/19/2012 5:36:19 PM |
| new-gold-wrangler | $1,000.00 | 10/19/2012 5:02:25 PM |
| angelinvestor2 | $40.00 | 10/19/2012 5:40:46 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:39 PM |
| valiant-liberty4 | $25.00 | 10/19/2012 5:46:01 PM |
| WalnutCreekguy | $50.00 | 10/19/2012 5:06:11 PM |
| auction-bonaza8 | $100.00 | 10/19/2012 5:24:48 PM |
| nimble-revenue5 | $100.00 | 10/19/2012 5:55:34 PM |
| bid-banjo3 | $55.00 | 10/19/2012 5:15:08 PM |
| wise-virtuous-vigilance | $100.00 | 10/19/2012 5:29:38 PM |
| magnitude787 | $30.00 | 10/19/2012 5:30:51 PM |
| speedy-peso1 | $100.00 | 10/19/2012 5:33:19 PM |
| delicious-value973 | $100.00 | 10/19/2012 6:02:15 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:02 PM |
| thrifty-generosity222 | $50.00 | 10/19/2012 5:19:13 PM |
| accruer89 | $100.00 | 10/19/2012 5:38:12 PM |
| top-economy-mover | $50.00 | 10/19/2012 5:39:18 PM |
| bold-restless-dinero | $25.00 | 10/19/2012 5:41:58 PM |
| repayment-genius7 | $25.00 | 10/19/2012 6:09:52 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:41 PM |
| love-interest | $25.00 | 10/19/2012 5:32:43 PM |
| GoBigRed97 | $30.00 | 10/19/2012 5:57:20 PM |
| maskir | $25.00 | 10/19/2012 5:58:08 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:37 PM |
| pure-pound7 | $75.00 | 10/19/2012 5:43:00 PM |
| moola-wildebeest3 | $50.00 | 10/19/2012 5:49:43 PM |
| proper-exchange8 | $50.00 | 10/19/2012 5:50:29 PM |
| hard-working-loot | $50.00 | 10/19/2012 6:14:17 PM |
| frooogal | $25.00 | 10/19/2012 8:50:18 PM |
| unassuming-note | $25.00 | 10/19/2012 5:54:34 PM |
| social-heart | $25.00 | 10/19/2012 5:56:58 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:36:56 PM |
| rs999 | $25.00 | 10/19/2012 6:02:01 PM |
| bid-papyrus | $25.00 | 10/19/2012 6:08:36 PM |
| velocity-solo | $25.00 | 10/19/2012 6:10:07 PM |
| iLend-weGrow | $50.00 | 10/19/2012 6:14:38 PM |
| mike279766 | $57.31 | 10/19/2012 9:43:08 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:05:18 PM |
| asset-dna5 | $25.00 | 10/20/2012 9:27:21 AM |
| help4u | $50.00 | 10/20/2012 5:38:55 AM |
| intuitive-listing9 | $57.88 | 10/19/2012 8:13:57 PM |
| obfuscatedsn | $100.00 | 10/20/2012 12:00:59 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:46 PM |
| yield-lion | $25.00 | 10/20/2012 12:02:57 PM |
| worth-eclipse9 | $100.00 | 10/20/2012 12:03:41 PM |
| the-brilliant-currency | $25.00 | 10/20/2012 12:04:03 PM |
| Green-Baron | $25.00 | 10/20/2012 8:41:44 AM |
| all_of_that_one | $75.00 | 10/20/2012 9:03:38 AM |
| gallant-economy9 | $50.00 | 10/20/2012 12:07:39 PM |
| journey517 | $25.00 | 10/20/2012 12:10:10 PM |
| CasaDeTomas | $50.00 | 10/20/2012 12:10:16 PM |
| investtor | $25.00 | 10/20/2012 12:15:55 PM |
| orderly-loot | $25.00 | 10/20/2012 11:16:37 AM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:12 PM |
| Aliso-Viejo | $50.00 | 10/20/2012 12:21:38 PM |
| Perolus | $25.00 | 10/20/2012 12:02:24 PM |
| compassionate-auction6 | $150.00 | 10/20/2012 12:24:17 PM |
| zeelender | $25.00 | 10/20/2012 12:05:24 PM |
| first-silver-bridge | $25.00 | 10/20/2012 9:37:08 AM |
| a-enticing-reward | $25.00 | 10/20/2012 12:26:57 PM |
| rcm87 | $50.00 | 10/20/2012 12:27:43 PM |
| capital-blueberry | $25.00 | 10/20/2012 10:15:14 AM |
| CapitalismRocks | $25.00 | 10/20/2012 12:28:46 PM |
| creative-repayment5 | $25.00 | 10/20/2012 12:28:58 PM |
| SkepticalBen | $25.00 | 10/20/2012 12:10:22 PM |
| nanda | $25.00 | 10/20/2012 12:10:54 PM |
| green-safe-wampum | $50.00 | 10/20/2012 11:00:24 AM |
| HenryS | $30.00 | 10/20/2012 12:31:01 PM |
| smoothmoniker | $25.00 | 10/20/2012 12:12:43 PM |
| bonus-tent | $25.00 | 10/20/2012 12:36:39 PM |
| elegant-hope578 | $50.00 | 10/20/2012 12:18:30 PM |
| shmb6508 | $50.00 | 10/20/2012 12:41:24 PM |
| pious-market939 | $40.00 | 10/20/2012 12:42:59 PM |
| bid-czar8 | $100.00 | 10/20/2012 12:06:13 PM |
| Gladglide | $25.00 | 10/20/2012 12:21:33 PM |
| finder072 | $25.00 | 10/20/2012 12:24:11 PM |
| finance-prescription | $100.00 | 10/20/2012 12:28:14 PM |
| yield-trader | $25.00 | 10/20/2012 12:29:47 PM |
| greatwhiteninja | $25.00 | 10/20/2012 12:30:41 PM |
| elation074 | $25.00 | 10/20/2012 12:19:22 PM |
| benevolent-moola291 | $50.00 | 10/20/2012 12:20:21 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:28 PM |
| prohelper | $25.00 | 10/20/2012 12:25:52 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:41 PM |
| rakstar | $25.00 | 10/20/2012 12:41:28 PM |
| BGILlender | $25.00 | 10/20/2012 12:42:37 PM |
| note-lesson7 | $100.00 | 10/18/2012 5:46:00 PM |
| fund-cypress910 | $25.00 | 10/18/2012 5:47:20 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:08 PM |
| cr8on | $75.00 | 10/18/2012 5:56:35 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:43 PM |
| community-burrito9 | $25.00 | 10/18/2012 6:08:42 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:06:00 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:25 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:09 PM |
| keen-peace465 | $25.00 | 10/18/2012 7:31:33 PM |
| compounding21 | $25.00 | 10/18/2012 8:17:20 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:25 PM |
| elegant-loot | $25.00 | 10/19/2012 7:16:49 AM |
| pierrelasvegas | $25.00 | 10/18/2012 8:27:54 PM |
| berniemadeoff | $25.00 | 10/18/2012 8:22:38 PM |
| economy-popcorn | $25.00 | 10/19/2012 6:01:48 AM |
| Christophe | $25.00 | 10/19/2012 7:49:26 AM |
| bonus-seahorse | $25.00 | 10/19/2012 10:57:46 AM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:19:50 PM |
| chinolatino | $25.00 | 10/19/2012 4:40:51 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:37 PM |
| skuba | $100.00 | 10/19/2012 11:32:20 AM |
| restless-fund5 | $25.00 | 10/19/2012 5:11:25 PM |
| red-power-pecan | $50.00 | 10/19/2012 5:13:49 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:22:33 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:52 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:04:57 PM |
| j2ee | $50.00 | 10/19/2012 5:07:15 PM |
| versatile-dime442 | $250.00 | 10/19/2012 5:34:06 PM |
| emphatic-responsibility | $50.00 | 10/19/2012 5:35:49 PM |
| social-cocktail1 | $200.00 | 10/19/2012 5:01:01 PM |
| haplender | $50.00 | 10/19/2012 5:36:53 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:46:59 PM |
| ryanplays311 | $25.00 | 10/19/2012 5:47:43 PM |
| sankyu | $50.00 | 10/19/2012 5:33:52 PM |
| sentimental-commerce4 | $250.00 | 10/19/2012 5:22:59 PM |
| suave-durability1 | $50.00 | 10/19/2012 5:44:18 PM |
| wizard750 | $28.00 | 10/19/2012 5:30:25 PM |
| best-charming-leverage | $50.00 | 10/19/2012 5:52:37 PM |
| RJTintheBK | $25.00 | 10/19/2012 5:34:40 PM |
| the-dollar-topper | $84.00 | 10/19/2012 5:37:06 PM |
| frencheese | $25.00 | 10/19/2012 5:38:03 PM |
| BostonCapital | $100.00 | 10/19/2012 5:40:54 PM |
| kind-payment-viking3 | $100.00 | 10/19/2012 6:00:41 PM |
| musegaze | $50.00 | 10/19/2012 5:42:54 PM |
| global-invest-group | $25.00 | 10/19/2012 5:43:09 PM |
| dime-sprout | $25.00 | 10/19/2012 6:03:44 PM |
| capital-renewal | $50.00 | 10/19/2012 5:49:02 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:56 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:56 PM |
| pizza296130 | $25.00 | 10/19/2012 5:51:31 PM |
| return-exchanger355 | $100.00 | 10/19/2012 6:16:51 PM |
| jamiee73 | $25.00 | 10/19/2012 6:16:55 PM |
| gain-tamer7 | $100.00 | 10/19/2012 6:17:21 PM |
| prudent-dough458 | $25.00 | 10/19/2012 6:23:38 PM |
| return-pioneer221 | $200.00 | 10/19/2012 5:59:46 PM |
| Bosunsmate | $25.00 | 10/19/2012 6:01:12 PM |
| red-eloquent-rupee | $50.00 | 10/19/2012 6:02:12 PM |
| PaulW | $25.00 | 10/20/2012 5:56:09 AM |
| paytonbrigadier | $250.00 | 10/19/2012 6:10:37 PM |
| bonus-yeller | $25.00 | 10/20/2012 6:45:52 AM |
| bellaquito | $500.00 | 10/19/2012 6:21:23 PM |
| nickel-karate5 | $100.00 | 10/19/2012 6:26:41 PM |
| abundant-dinero5 | $50.00 | 10/20/2012 8:26:06 AM |
| silver-breeze3 | $25.00 | 10/20/2012 10:28:10 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:48 PM |
| bold-wampum-compadre | $100.00 | 10/20/2012 11:07:53 AM |
| life-is-great | $25.00 | 10/20/2012 12:09:31 PM |
| economy-producer | $25.00 | 10/20/2012 12:10:01 PM |
| professional-vigilance9 | $100.00 | 10/20/2012 12:10:55 PM |
| Reinadog9 | $25.00 | 10/20/2012 12:19:13 PM |
| Signaturedg | $25.00 | 10/20/2012 12:20:19 PM |
| jmb_lending | $25.00 | 10/20/2012 12:24:01 PM |
| Cronos | $27.00 | 10/20/2012 12:04:53 PM |
| washboard1 | $25.00 | 10/20/2012 12:24:39 PM |
| MAYBROOK | $50.00 | 10/20/2012 12:24:50 PM |
| panther757 | $25.00 | 10/20/2012 12:26:54 PM |
| mad4wknds | $25.00 | 10/20/2012 12:07:03 PM |
| monster4 | $50.00 | 10/20/2012 12:07:30 PM |
| gold-gazelle | $25.00 | 10/20/2012 12:12:31 PM |
| Benny-factor | $1,500.00 | 10/20/2012 11:12:51 AM |
| kind-lovely-marketplace | $25.00 | 10/20/2012 12:13:13 PM |
| lendacity | $25.00 | 10/20/2012 12:14:22 PM |
| enthralling-deal53 | $66.00 | 10/20/2012 12:38:30 PM |
| Beld | $50.00 | 10/20/2012 12:17:24 PM |
| freetimeskier | $25.00 | 10/20/2012 12:18:55 PM |
| listing-vista | $50.00 | 10/20/2012 12:43:18 PM |
| wayman | $25.00 | 10/20/2012 12:06:30 PM |
| credit-utensil7 | $25.00 | 10/20/2012 12:07:02 PM |
| 6moonbeams | $50.00 | 10/20/2012 12:10:26 PM |
| helpinghand63 | $25.00 | 10/20/2012 12:25:18 PM |
| China-man | $200.00 | 10/20/2012 12:12:53 PM |
| rescue | $100.00 | 10/20/2012 12:14:51 PM |
| timbob | $97.00 | 10/20/2012 12:28:07 PM |
| rhodylend | $25.00 | 10/20/2012 12:29:01 PM |
| commerce-web5 | $25.00 | 10/20/2012 12:16:30 PM |
| resolute-basis9 | $25.00 | 10/20/2012 12:34:05 PM |
| income-rocker2 | $50.00 | 10/20/2012 12:21:04 PM |
| dougm | $25.00 | 10/20/2012 12:37:38 PM |
| korby524 | $11.81 | 10/20/2012 12:44:15 PM |
| LeadFoot | $25.00 | 10/20/2012 12:27:28 PM |
| gothampark | $25.00 | 10/20/2012 12:33:50 PM |
| seeyouontv | $75.00 | 10/20/2012 12:37:11 PM |
| BofM | $25.00 | 10/20/2012 12:41:18 PM |
| ore-holly | $25.00 | 10/20/2012 12:43:29 PM |
| 223 Investments
|
Borrower Payment Dependent Notes Series
656409
This series of Notes was issued and sold upon the funding of the borrower loan #76695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,765 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-marketplace-friendship |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off bills.
This loan will be used to...to pay off bills.
My financial situation:
I am a good candidate for this loan because...I have never missed a payment and have a very good credit rating.
Monthly net income: $2000
Monthly expenses: 1887
Housing: $0
Insurance: $100
Car expenses: $40
Utilities: $250
Phone, cable, internet: $97
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 10/18/2012 5:42:59 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:25 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:56 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:18 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:35 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:52 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:37 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:36 PM |
| Investoman | $25.00 | 10/18/2012 5:45:45 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:37 PM |
| trade-goblin9 | $25.00 | 10/18/2012 5:55:58 PM |
| wetlands | $200.00 | 10/18/2012 5:58:25 PM |
| versatile-dime442 | $250.00 | 10/18/2012 6:02:12 PM |
| american6 | $50.00 | 10/18/2012 5:48:12 PM |
| 100units | $200.00 | 10/18/2012 5:50:06 PM |
| Cai8899 | $25.00 | 10/18/2012 5:57:45 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:35 PM |
| pound-mushroom3 | $25.00 | 10/18/2012 6:18:48 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:20 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:14 PM |
| windguy | $50.00 | 10/18/2012 6:04:14 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:54 PM |
| rescue | $100.00 | 10/18/2012 6:34:51 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:51 PM |
| maldok1 | $25.00 | 10/18/2012 6:37:03 PM |
| gulch | $25.00 | 10/18/2012 6:37:20 PM |
| Taxman44 | $25.00 | 10/18/2012 6:43:43 PM |
| dariop | $25.01 | 10/18/2012 6:43:47 PM |
| platinum-genetics | $25.00 | 10/18/2012 6:46:49 PM |
| ven | $50.00 | 10/18/2012 6:48:06 PM |
| luminous-marketplace5 | $50.00 | 10/18/2012 6:49:02 PM |
| downtownfarm | $25.00 | 10/18/2012 6:49:25 PM |
| stable-euro1 | $25.00 | 10/18/2012 6:49:40 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:34 PM |
| historic-value7 | $150.00 | 10/18/2012 6:27:37 PM |
| Xarach | $25.00 | 10/18/2012 6:54:49 PM |
| skuba | $75.00 | 10/18/2012 6:56:52 PM |
| bonus-tent | $25.00 | 10/18/2012 6:58:38 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:54 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:47 PM |
| sharpey | $25.00 | 10/18/2012 6:43:19 PM |
| ore-jalapeno4 | $50.00 | 10/18/2012 7:00:31 PM |
| afotherg | $25.00 | 10/18/2012 7:00:58 PM |
| soarmore | $25.00 | 10/18/2012 7:01:36 PM |
| mason13a | $25.00 | 10/18/2012 6:46:42 PM |
| figs4u2 | $100.00 | 10/18/2012 7:02:31 PM |
| credit-meteor7 | $171.00 | 10/18/2012 6:48:13 PM |
| Sefotonga | $25.00 | 10/18/2012 6:48:43 PM |
| soulwork | $50.00 | 10/18/2012 6:50:03 PM |
| durability-seahorse7 | $50.00 | 10/18/2012 6:40:35 PM |
| green-high-five7 | $35.00 | 10/18/2012 6:47:52 PM |
| truth-companion | $100.00 | 10/18/2012 6:48:23 PM |
| power-trophy7 | $25.00 | 10/18/2012 6:59:11 PM |
| Woobos | $25.00 | 10/18/2012 6:56:33 PM |
| rcm87 | $50.00 | 10/18/2012 7:02:51 PM |
| payout-harmony4 | $50.00 | 10/18/2012 6:57:08 PM |
| point653 | $25.00 | 10/18/2012 7:00:01 PM |
| bid-czar8 | $100.00 | 10/18/2012 7:00:50 PM |
| financial-frenzy | $50.00 | 10/18/2012 7:02:25 PM |
| haplender | $50.00 | 10/18/2012 5:46:30 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:58 PM |
| moola-buddy | $25.00 | 10/18/2012 5:49:47 PM |
| PThor | $25.00 | 10/18/2012 5:52:26 PM |
| Arvicco | $400.00 | 10/18/2012 6:04:47 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:47 PM |
| Peacepower | $50.00 | 10/18/2012 6:16:22 PM |
| LeReve | $500.00 | 10/18/2012 6:05:11 PM |
| radiant-dollar9 | $200.00 | 10/18/2012 5:59:21 PM |
| community-burrito9 | $25.00 | 10/18/2012 6:08:12 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:08 PM |
| MI2 | $5,000.00 | 10/18/2012 6:09:02 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:12 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:40 PM |
| Lam0nt | $25.00 | 10/18/2012 6:47:14 PM |
| DcUnited | $25.00 | 10/18/2012 6:47:24 PM |
| reflective-cash0 | $30.00 | 10/18/2012 6:38:16 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:08 PM |
| pizza296130 | $25.00 | 10/18/2012 6:39:41 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:56:52 PM |
| wayman | $25.00 | 10/18/2012 6:41:55 PM |
| dougm | $25.00 | 10/18/2012 7:00:20 PM |
| Banker7371 | $25.00 | 10/18/2012 7:01:42 PM |
| dinero-speaker | $25.00 | 10/18/2012 6:46:29 PM |
| transparency-baton | $25.00 | 10/18/2012 6:46:51 PM |
| the-dollar-topper | $150.00 | 10/18/2012 6:48:49 PM |
| dinero-ecstasy3 | $25.00 | 10/18/2012 6:49:14 PM |
| Mommy_of_3_Princesses | $50.00 | 10/18/2012 6:50:01 PM |
| wtrboy | $25.00 | 10/18/2012 6:51:38 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:52:13 PM |
| income-buddy7 | $50.00 | 10/18/2012 6:44:44 PM |
| truth-futurist | $50.00 | 10/18/2012 6:57:10 PM |
| SmokeyMirror | $25.00 | 10/18/2012 6:47:52 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:35 PM |
| treasure-gazer | $25.00 | 10/18/2012 6:50:53 PM |
| andrew491 | $50.00 | 10/18/2012 6:59:57 PM |
| Herluftrolle | $25.00 | 10/18/2012 7:00:29 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:30 PM |
| tolerant-responsibility051 | $2,500.00 | 10/18/2012 7:00:41 PM |
| basis-mate7 | $25.00 | 10/18/2012 6:55:25 PM |
| buyrite334 | $25.00 | 10/18/2012 6:56:10 PM |
| auction-bonaza8 | $100.00 | 10/18/2012 7:02:55 PM |
| urbane-duty560 | $25.00 | 10/18/2012 6:57:28 PM |
| HamachiMan | $50.00 | 10/18/2012 7:00:44 PM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
656413
This series of Notes was issued and sold upon the funding of the borrower loan #76597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $595.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,428 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| delicious-principal69 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down Credit Card Debt
My financial situation:
I am a good candidate for this loan because high income
Monthly net income: $25,721
Monthly expenses: $13,000
Housing: $3,800
Insurance: $1,500
Car expenses: $1,500
Utilities: $500
Phone, cable, internet: $600
Food, entertainment: $2000
Clothing, household expenses: $1500
Credit cards and other loans: $4000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $40.00 | 10/19/2012 1:43:31 PM |
| tolerant-dime2 | $43.00 | 10/18/2012 9:06:23 AM |
| thrifty-capital | $35.00 | 10/18/2012 9:19:56 AM |
| shaps | $50.00 | 10/18/2012 9:23:30 AM |
| Zorro_970 | $100.00 | 10/18/2012 9:16:32 AM |
| Index_Plus | $5,000.00 | 10/18/2012 11:42:05 AM |
| ethical-truth211 | $300.00 | 10/18/2012 11:46:19 AM |
| Detour11 | $25.00 | 10/18/2012 10:52:03 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:12 AM |
| BBsapphire-2-loan | $100.00 | 10/18/2012 12:09:05 PM |
| graceful-investment | $106.00 | 10/18/2012 3:24:34 PM |
| asset-professor | $100.00 | 10/18/2012 5:49:36 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:23 PM |
| credible-responsibility022 | $25.00 | 10/18/2012 6:14:06 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:56 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:39 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:53 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:23 PM |
| the-silver-blaster | $50.00 | 10/18/2012 7:07:01 PM |
| Peleadona | $25.00 | 10/18/2012 8:39:34 PM |
| bold-social-widget | $25.00 | 10/18/2012 7:52:20 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:15 PM |
| mercuriant | $25.00 | 10/19/2012 9:04:26 AM |
| golffish2 | $25.00 | 10/19/2012 4:25:46 AM |
| worth-quark7 | $25.00 | 10/19/2012 6:24:25 AM |
| NotOprah | $50.00 | 10/19/2012 9:34:19 AM |
| zipemdown | $25.00 | 10/19/2012 9:43:01 AM |
| DiligentiaLLC | $50.00 | 10/19/2012 7:24:59 AM |
| new-truth-chuckler | $33.00 | 10/19/2012 9:49:31 AM |
| asiaratt | $50.00 | 10/19/2012 9:54:34 AM |
| thelovebug | $100.00 | 10/19/2012 9:09:05 AM |
| dough-bear | $25.00 | 10/19/2012 10:00:05 AM |
| terrific-dough6 | $50.00 | 10/19/2012 9:10:19 AM |
| careful-vigilance4 | $25.00 | 10/19/2012 10:01:55 AM |
| mikbos | $25.00 | 10/19/2012 9:44:13 AM |
| social-cocktail1 | $200.00 | 10/19/2012 9:47:53 AM |
| unassailable-fund | $40.00 | 10/19/2012 9:47:58 AM |
| tornandfrayed | $25.00 | 10/19/2012 9:48:14 AM |
| stock106 | $25.00 | 10/19/2012 9:51:03 AM |
| 6moonbeams | $50.00 | 10/19/2012 9:51:18 AM |
| finance-prescription | $100.00 | 10/19/2012 9:51:47 AM |
| shrewd-peace7 | $25.00 | 10/19/2012 10:21:26 AM |
| compassionate-auction6 | $150.00 | 10/19/2012 10:23:44 AM |
| ItsJustMe79 | $25.00 | 10/19/2012 9:54:49 AM |
| handshake5 | $100.00 | 10/19/2012 9:56:08 AM |
| debt-force | $25.00 | 10/19/2012 9:36:36 AM |
| MadHun | $200.00 | 10/19/2012 9:40:55 AM |
| saffron4 | $25.00 | 10/19/2012 9:43:27 AM |
| money-surge1 | $25.00 | 10/19/2012 9:43:46 AM |
| WalnutCreekguy | $50.00 | 10/19/2012 10:02:54 AM |
| Comoparklender | $25.00 | 10/19/2012 10:35:40 AM |
| jybank | $49.00 | 10/19/2012 10:04:18 AM |
| john0720 | $25.00 | 10/19/2012 10:47:18 AM |
| utmom | $25.00 | 10/19/2012 10:13:14 AM |
| Miklot | $30.00 | 10/19/2012 10:55:51 AM |
| valiant-liberty4 | $25.00 | 10/19/2012 11:06:19 AM |
| riveting-community | $26.00 | 10/19/2012 11:16:36 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:26 AM |
| gustavzantanon | $25.00 | 10/19/2012 10:31:59 AM |
| cropdust3r | $25.00 | 10/19/2012 10:09:37 AM |
| the-profit-oracle | $25.00 | 10/19/2012 10:11:06 AM |
| erowis | $50.00 | 10/19/2012 11:55:16 AM |
| heavenly-bazaar3 | $49.00 | 10/19/2012 10:40:34 AM |
| loot-geyser1 | $25.00 | 10/19/2012 10:20:04 AM |
| exponential-reward081 | $25.00 | 10/19/2012 10:20:39 AM |
| kind-truth-circuit | $50.00 | 10/19/2012 10:22:25 AM |
| pfh | $25.00 | 10/19/2012 1:29:05 PM |
| top-historic-peso | $25.00 | 10/19/2012 10:25:10 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:14 PM |
| indomitable-dedication | $25.00 | 10/19/2012 10:32:20 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:07 AM |
| MasterTech33 | $29.31 | 10/19/2012 2:40:48 PM |
| marketplace-hut9 | $25.00 | 10/19/2012 10:40:38 AM |
| vigilance-spinner3 | $25.00 | 10/19/2012 2:46:36 PM |
| Winged_Inspirations | $25.00 | 10/19/2012 10:49:01 AM |
| yield-lion | $25.00 | 10/19/2012 10:54:30 AM |
| SimpleChoice | $25.00 | 10/19/2012 10:59:34 AM |
| debatergirl | $25.00 | 10/19/2012 11:15:26 AM |
| klend4 | $25.00 | 10/19/2012 12:54:42 PM |
| generous-credit | $134.00 | 10/19/2012 11:33:16 AM |
| wdove511 | $25.00 | 10/19/2012 2:02:42 PM |
| Investing-in-you-2 | $25.00 | 10/19/2012 2:36:18 PM |
| saxaphone6 | $25.00 | 10/19/2012 1:20:03 PM |
| Bank42 | $25.00 | 10/19/2012 1:57:30 PM |
| happyface | $34.00 | 10/19/2012 2:29:35 PM |
| MI2 | $131.44 | 10/19/2012 3:05:22 PM |
| heavenly-interest9 | $578.52 | 10/18/2012 9:14:14 AM |
| majestic-note6 | $200.00 | 10/18/2012 9:24:11 AM |
| thankful-nickel2 | $25.00 | 10/18/2012 9:40:09 AM |
| special-dinero553 | $25.00 | 10/18/2012 9:19:14 AM |
| community-burrito9 | $55.00 | 10/18/2012 9:03:38 AM |
| vutah | $25.00 | 10/18/2012 9:08:12 AM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:07:56 AM |
| commerce-venture1 | $25.00 | 10/18/2012 2:19:17 PM |
| DevinHill | $25.00 | 10/18/2012 12:02:45 PM |
| pdub | $500.00 | 10/18/2012 12:07:17 PM |
| moola-accelerator6 | $25.00 | 10/18/2012 4:08:38 PM |
| openness-antioxidant | $50.00 | 10/18/2012 12:51:35 PM |
| helpful-loan245 | $25.00 | 10/18/2012 12:34:46 PM |
| trade-goblin9 | $50.00 | 10/18/2012 12:56:12 PM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:15:18 PM |
| whitegoldira | $50.00 | 10/18/2012 4:02:25 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:57 PM |
| cr8on | $75.00 | 10/18/2012 5:56:34 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:50 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:55 PM |
| a-finance-nirvana | $25.00 | 10/18/2012 6:09:14 PM |
| klippies | $25.00 | 10/18/2012 6:43:30 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:35 PM |
| Sid-K | $25.00 | 10/18/2012 6:47:46 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:35 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:10 PM |
| justreturns | $25.00 | 10/18/2012 7:02:16 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:59 PM |
| toblerone | $25.00 | 10/18/2012 7:37:16 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 7:53:25 PM |
| liberty-tostada7 | $25.00 | 10/18/2012 8:46:46 PM |
| LoanerPrincipal | $25.00 | 10/18/2012 8:54:58 PM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:08 PM |
| wise-charming-reward | $500.00 | 10/19/2012 12:29:59 AM |
| Nipper99 | $100.00 | 10/19/2012 12:34:09 AM |
| first-integrity-gravity | $50.00 | 10/19/2012 9:25:24 AM |
| wonderous-principal083 | $25.00 | 10/19/2012 9:53:42 AM |
| Katburg | $25.00 | 10/19/2012 9:53:45 AM |
| 52digital | $75.00 | 10/19/2012 9:34:53 AM |
| chkrvrty | $50.00 | 10/19/2012 9:35:13 AM |
| proper-exchange8 | $50.00 | 10/19/2012 9:39:30 AM |
| coolnatkat | $25.00 | 10/19/2012 9:42:56 AM |
| loyalty-paradise1 | $25.00 | 10/19/2012 9:46:02 AM |
| ASR3 | $50.00 | 10/19/2012 10:17:32 AM |
| life-is-great | $25.00 | 10/19/2012 10:21:24 AM |
| fortytwo | $133.00 | 10/19/2012 9:55:34 AM |
| EnglishGeekInNYC | $25.00 | 10/19/2012 9:34:17 AM |
| best-charming-leverage | $35.00 | 10/19/2012 9:57:53 AM |
| nodrivelpls | $25.00 | 10/19/2012 9:37:56 AM |
| NoCal | $25.00 | 10/19/2012 10:30:44 AM |
| haplender | $50.00 | 10/19/2012 10:01:30 AM |
| gentle-generosity822 | $25.00 | 10/19/2012 9:46:23 AM |
| bid-papyrus | $25.00 | 10/19/2012 9:49:59 AM |
| Maetryx | $25.00 | 10/19/2012 10:43:28 AM |
| miamibeachloaner | $25.00 | 10/19/2012 10:50:20 AM |
| the-healthy-commitment | $25.00 | 10/19/2012 10:50:55 AM |
| lagnisiruk | $25.00 | 10/19/2012 10:53:04 AM |
| davisfl | $25.00 | 10/19/2012 11:00:30 AM |
| prohelper | $25.00 | 10/19/2012 10:05:45 AM |
| jakdwak | $25.00 | 10/19/2012 10:29:51 AM |
| buffalobills | $25.00 | 10/19/2012 12:03:24 PM |
| cp-family | $50.00 | 10/19/2012 10:37:30 AM |
| Astyanax | $25.00 | 10/19/2012 12:17:16 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:17 PM |
| silver-saber | $500.00 | 10/19/2012 1:19:09 PM |
| melodious-fairness | $50.00 | 10/19/2012 10:24:14 AM |
| EBITDA | $25.00 | 10/19/2012 10:28:31 AM |
| vibraphone3 | $25.00 | 10/19/2012 11:06:02 AM |
| credit-boots0 | $25.00 | 10/19/2012 10:31:56 AM |
| resplendent-moola | $25.00 | 10/19/2012 10:33:22 AM |
| prescription0 | $25.00 | 10/19/2012 10:48:56 AM |
| Sibelius2 | $25.00 | 10/19/2012 10:52:00 AM |
| unassassinable | $25.00 | 10/19/2012 10:53:02 AM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:14 PM |
| orange-commanding-truth | $42.00 | 10/19/2012 2:33:05 PM |
| credit-dandelion148 | $300.00 | 10/19/2012 2:36:54 PM |
| diversification-cycle4 | $50.00 | 10/19/2012 2:44:22 PM |
| peso-trailblazer0 | $26.73 | 10/19/2012 2:41:15 PM |
| global-invest-group | $25.00 | 10/19/2012 2:42:14 PM |
| desertoasis | $25.00 | 10/19/2012 2:56:56 PM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
656525
This series of Notes was issued and sold upon the funding of the borrower loan #76624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $154.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 20y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,376 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dw35205 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 71% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 10
( 29% )
| 600-619
(Oct-2011)
620-639
(Jun-2008)
620-639
(Apr-2008)
|
|
Principal balance:
| $1,499.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my last couple of high interest credit card balances. I will be continuing to pay them off, regardless of the outcome of this loan attempt, but would sure prefer to have a lower interest rate!
My financial situation:
I am a good candidate for this loan because...I have been employed with the same company since 1992, and dont forsee any change in that situation. I pay off my debts. I have had 2 previous Prosper Loans. One is payed off, and the other is current.
Monthly net income: $2300
Monthly expenses: $1200
Housing: $600
Insurance: $30
Car expenses: $50
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:05 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:18:07 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:45 PM |
| community-burrito9 | $25.00 | 10/19/2012 5:02:41 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:40 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:23 PM |
| ethical-truth211 | $500.00 | 10/19/2012 5:28:53 PM |
| dkjl | $25.00 | 10/19/2012 6:09:02 PM |
| kila-designer | $200.00 | 10/19/2012 5:44:46 PM |
| toblerone | $25.00 | 10/19/2012 6:16:39 PM |
| majestic-note6 | $200.00 | 10/19/2012 5:34:32 PM |
| mmckune | $25.00 | 10/19/2012 5:42:37 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:02 PM |
| tmdmf | $30.30 | 10/19/2012 8:14:27 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:27 PM |
| slowgains | $25.00 | 10/19/2012 8:49:33 PM |
| kinder-credit-bear | $25.00 | 10/19/2012 6:26:49 PM |
| Mikale360 | $25.00 | 10/19/2012 11:14:39 PM |
| witty-openness | $25.00 | 10/19/2012 6:10:47 PM |
| first-pragmatic-power | $25.00 | 10/19/2012 6:21:12 PM |
| papaloha | $33.00 | 10/19/2012 8:24:10 PM |
| vines99 | $25.00 | 10/19/2012 10:21:37 PM |
| LesErin600 | $4.53 | 10/20/2012 4:01:24 AM |
| LittleMingo | $25.00 | 10/19/2012 5:03:36 PM |
| credit-missile | $125.00 | 10/19/2012 5:29:01 PM |
| benjaminsky | $25.00 | 10/20/2012 4:00:37 AM |
| marwadi-62 | $500.00 | 10/19/2012 5:13:54 PM |
| trumpeter5 | $25.00 | 10/19/2012 5:02:07 PM |
| jwesleym | $25.00 | 10/19/2012 5:02:14 PM |
| sweety075 | $25.00 | 10/19/2012 5:02:44 PM |
| etraboulay | $50.00 | 10/19/2012 5:03:55 PM |
| handy-justice | $50.00 | 10/19/2012 5:04:26 PM |
| boston_mass | $25.00 | 10/19/2012 5:33:45 PM |
| thrifty-capital | $25.00 | 10/19/2012 5:06:19 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:41 PM |
| spark548 | $70.00 | 10/19/2012 5:09:14 PM |
| DasMula | $25.00 | 10/19/2012 5:09:37 PM |
| miked8303 | $50.00 | 10/19/2012 5:24:07 PM |
| us957165 | $25.00 | 10/19/2012 5:13:26 PM |
| amlu1988 | $25.00 | 10/19/2012 5:59:21 PM |
| cr8on | $75.00 | 10/19/2012 5:38:27 PM |
| john0720 | $25.00 | 10/19/2012 5:43:14 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:25:12 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:48 PM |
| Feyenoord | $30.00 | 10/19/2012 5:31:37 PM |
| shaps | $50.00 | 10/19/2012 5:33:06 PM |
| ILoveBearHats | $25.00 | 10/19/2012 5:57:27 PM |
| cloud8 | $25.00 | 10/19/2012 7:47:55 PM |
| newest-market-spy | $25.00 | 10/19/2012 8:11:56 PM |
| janeybooboo | $25.25 | 10/19/2012 6:15:02 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:30:13 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:59 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:09:34 PM |
| sensible-fund | $25.00 | 10/19/2012 6:10:08 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:50 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:56 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 6:55:12 PM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:48 PM |
| jderek01 | $25.00 | 10/19/2012 8:04:56 PM |
| goodcents | $26.45 | 10/19/2012 8:46:35 PM |
| diversification-cycle4 | $50.00 | 10/19/2012 9:47:34 PM |
| Piaoliang | $30.47 | 10/20/2012 1:28:57 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
656531
This series of Notes was issued and sold upon the funding of the borrower loan #76982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,533 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tbj-jmj |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because... I can Afford the monthly payment
in my budget.
I have a very stable job with product which is a main staple and have
been with the same company for 6+ years.
I have paid monthly debt payments on time for years.
I plan on purchasing a home after paying down debt also.
Thank you for working with me...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:54 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:43 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:05 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:39 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:35 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:27 PM |
| SBT | $25.00 | 10/19/2012 5:16:12 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:59 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:57 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:26 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:08 PM |
| Vegasjim | $25.00 | 10/19/2012 6:54:54 PM |
| E_G | $50.00 | 10/19/2012 6:12:47 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:36 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:13 AM |
| cerebral-dollar773 | $25.00 | 10/20/2012 7:10:59 AM |
| Interloper | $35.00 | 10/20/2012 10:36:28 AM |
| heerzaquestion | $65.00 | 10/20/2012 8:57:23 AM |
| HikeMoab | $25.00 | 10/20/2012 12:27:15 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:18 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:37 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:49:08 PM |
| williamgates | $25.00 | 10/21/2012 6:51:03 PM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:56 AM |
| skuba | $50.00 | 10/22/2012 9:10:04 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:03 AM |
| Arvicco | $400.00 | 10/22/2012 9:31:40 AM |
| astute-benjamins | $150.00 | 10/22/2012 2:22:51 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:06 AM |
| red-penny-philosopher | $25.00 | 10/22/2012 10:24:19 AM |
| Cali123 | $25.00 | 10/22/2012 10:47:55 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:08 PM |
| invincible-agreement8 | $120.00 | 10/22/2012 3:42:32 PM |
| income-buffalo1 | $50.00 | 10/22/2012 4:03:52 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:13 PM |
| hitsman | $50.00 | 10/22/2012 5:32:47 PM |
| moremax | $100.00 | 10/22/2012 5:37:48 PM |
| jderek01 | $35.00 | 10/22/2012 7:11:30 PM |
| agalt | $100.00 | 10/22/2012 8:28:59 PM |
| greenback-loyalist8 | $25.00 | 10/22/2012 6:55:00 PM |
| Darts | $50.00 | 10/23/2012 8:45:05 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:40 AM |
| loot-heart | $25.00 | 10/23/2012 9:09:07 AM |
| objective-investor | $250.00 | 10/23/2012 9:18:50 AM |
| Investoman | $25.00 | 10/23/2012 10:10:38 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:37 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:24 AM |
| hybridatl | $25.00 | 10/23/2012 12:12:56 PM |
| enriching-trade2 | $50.00 | 10/23/2012 10:23:17 AM |
| loot-caper | $25.00 | 10/23/2012 12:16:38 PM |
| mighty-value | $25.00 | 10/23/2012 1:30:03 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:36 PM |
| Jofga | $25.00 | 10/23/2012 1:49:29 PM |
| durability-dreams3 | $50.00 | 10/23/2012 12:11:15 PM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:19 PM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:22 PM |
| thorough-marketplace441 | $30.00 | 10/23/2012 2:20:10 PM |
| friendship290 | $25.00 | 10/23/2012 12:24:47 PM |
| compatible-deal9 | $50.00 | 10/23/2012 12:42:12 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:40 PM |
| theloanteacher | $25.00 | 10/23/2012 3:58:49 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:40 PM |
| point653 | $25.00 | 10/23/2012 5:15:12 PM |
| janeybooboo | $100.00 | 10/23/2012 5:19:21 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:34 PM |
| CWA_Financial | $41.00 | 10/23/2012 5:01:17 PM |
| american6 | $50.00 | 10/23/2012 5:09:34 PM |
| xchach1ng | $25.00 | 10/23/2012 5:11:45 PM |
| mschoenf | $100.00 | 10/23/2012 5:16:09 PM |
| IP | $25.00 | 10/23/2012 5:19:59 PM |
| direct-dinero2 | $44.00 | 10/23/2012 5:28:32 PM |
| mvalley | $25.00 | 10/23/2012 5:29:26 PM |
| payout-influencer2 | $25.00 | 10/23/2012 5:29:20 PM |
| hs112a | $25.00 | 10/23/2012 5:30:04 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:14 PM |
| jedi053 | $100.00 | 10/23/2012 5:35:12 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:37:53 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:57 PM |
| Solid-Platinum | $30.00 | 10/23/2012 6:38:15 PM |
| affluence-vault2 | $100.00 | 10/23/2012 5:39:47 PM |
| Earnest_Money | $32.00 | 10/23/2012 8:33:50 PM |
| dor | $40.00 | 10/23/2012 9:29:35 PM |
| Anonymous_Guy | $25.00 | 10/23/2012 6:01:56 PM |
| EDBB767 | $41.00 | 10/23/2012 6:02:15 PM |
| Cai8899 | $25.00 | 10/23/2012 6:09:34 PM |
| success1001 | $100.00 | 10/23/2012 6:13:11 PM |
| AFairDeal | $25.00 | 10/23/2012 6:14:57 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:18:01 PM |
| Castellan | $50.00 | 10/23/2012 6:25:06 PM |
| new-dedication-travels | $25.00 | 10/24/2012 5:54:57 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:37 AM |
| ideomorph | $25.00 | 10/23/2012 7:13:48 PM |
| loyalty-czar | $50.00 | 10/23/2012 7:18:45 PM |
| brilliant-justice214 | $50.00 | 10/23/2012 7:20:58 PM |
| penny-firestarter | $25.00 | 10/24/2012 7:09:24 AM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:35:45 PM |
| zaquiri_ice | $50.00 | 10/23/2012 8:20:52 PM |
| DaveTheWave | $25.00 | 10/24/2012 8:04:43 AM |
| Kravcorp | $25.00 | 10/23/2012 10:06:15 PM |
| fantastic-openness | $50.00 | 10/23/2012 11:08:49 PM |
| velocity-solo | $26.00 | 10/24/2012 9:09:25 AM |
| bid-papyrus | $25.00 | 10/24/2012 9:18:45 AM |
| MadHun | $200.00 | 10/24/2012 9:22:08 AM |
| loan-lionheart6 | $25.00 | 10/24/2012 7:13:44 AM |
| investment-comet | $25.00 | 10/24/2012 7:18:41 AM |
| rcm87 | $50.00 | 10/24/2012 9:32:36 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:53:09 AM |
| Cover4 | $50.00 | 10/24/2012 8:44:39 AM |
| Taxman44 | $25.00 | 10/24/2012 9:03:25 AM |
| treasure-pipeline | $25.00 | 10/24/2012 9:52:46 AM |
| euro-infusion3 | $25.00 | 10/24/2012 9:53:13 AM |
| gold-commander0 | $25.00 | 10/24/2012 9:55:33 AM |
| golden-responsibility189 | $100.00 | 10/24/2012 9:56:30 AM |
| 6moonbeams | $50.00 | 10/24/2012 9:58:33 AM |
| papaman | $25.00 | 10/24/2012 10:01:02 AM |
| Clambake | $25.00 | 10/24/2012 10:09:16 AM |
| bowdish1 | $28.00 | 10/24/2012 10:09:28 AM |
| BiggestG | $25.00 | 10/24/2012 9:14:26 AM |
| wealth-empire7 | $25.00 | 10/24/2012 10:11:56 AM |
| rakstar | $50.00 | 10/24/2012 9:15:04 AM |
| lost-money-so-far-on-these | $25.00 | 10/24/2012 10:16:25 AM |
| responsibility-cherry6 | $25.00 | 10/24/2012 10:19:23 AM |
| excellent-funds649 | $26.00 | 10/24/2012 9:19:49 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:09 AM |
| dospapalotes | $25.00 | 10/24/2012 10:21:57 AM |
| power-kin | $25.00 | 10/24/2012 9:22:42 AM |
| organic-responsibility530 | $25.00 | 10/24/2012 10:27:56 AM |
| top-sensible-yield | $25.00 | 10/24/2012 9:25:43 AM |
| hopethisworks | $25.00 | 10/24/2012 9:31:12 AM |
| lawyervon | $25.00 | 10/24/2012 9:34:30 AM |
| lawdog33 | $25.00 | 10/24/2012 10:51:12 AM |
| transparency-galleon | $25.00 | 10/24/2012 9:37:59 AM |
| enchanted-compassion012 | $25.00 | 10/24/2012 9:40:29 AM |
| elevated-investment | $25.00 | 10/24/2012 9:41:16 AM |
| Ivan2007 | $50.00 | 10/24/2012 9:41:47 AM |
| jtrue71 | $25.00 | 10/24/2012 9:44:52 AM |
| enticing-note | $25.00 | 10/24/2012 9:44:54 AM |
| stampx | $25.00 | 10/24/2012 9:45:01 AM |
| C_Mark | $40.00 | 10/24/2012 9:45:55 AM |
| dood2112 | $25.00 | 10/24/2012 9:46:10 AM |
| genuine-loan0 | $50.00 | 10/24/2012 11:26:47 AM |
| otalon | $25.00 | 10/24/2012 9:48:35 AM |
| adaboy65 | $100.00 | 10/24/2012 9:49:53 AM |
| invincible-deal82 | $25.00 | 10/24/2012 9:51:29 AM |
| awe-inspiring-commitment972 | $50.00 | 10/24/2012 9:51:46 AM |
| income-excellence1 | $29.00 | 10/24/2012 9:53:45 AM |
| thrifty-transaction578 | $25.00 | 10/24/2012 9:54:30 AM |
| openness-outpost7 | $25.00 | 10/24/2012 12:26:11 PM |
| investment-pro4 | $34.00 | 10/24/2012 9:57:47 AM |
| adventurer447 | $300.00 | 10/24/2012 10:01:14 AM |
| metro457 | $100.00 | 10/24/2012 10:01:31 AM |
| 1willray | $26.00 | 10/24/2012 1:08:19 PM |
| justinology | $26.87 | 10/24/2012 10:03:38 AM |
| helvet | $30.00 | 10/24/2012 10:10:01 AM |
| currency-persimmon | $25.00 | 10/24/2012 2:35:09 PM |
| tj1683 | $25.00 | 10/24/2012 2:45:13 PM |
| larrybird | $496.00 | 10/24/2012 10:19:19 AM |
| sadhikari | $25.00 | 10/24/2012 10:20:11 AM |
| pthighs | $108.15 | 10/24/2012 3:40:59 PM |
| hard-working-rate3 | $25.00 | 10/24/2012 10:20:49 AM |
| Supernick | $500.00 | 10/24/2012 4:05:13 PM |
| inspired-investment8 | $68.00 | 10/24/2012 10:27:10 AM |
| JDED | $25.00 | 10/24/2012 5:05:26 PM |
| 4aBetterTomorrow | $25.00 | 10/24/2012 5:09:26 PM |
| TCayce | $25.00 | 10/24/2012 5:10:27 PM |
| ideal-fund042 | $25.00 | 10/24/2012 10:54:00 AM |
| BonesyJones | $100.00 | 10/24/2012 5:13:23 PM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:25 AM |
| Focus-on-tommorow | $25.00 | 10/24/2012 5:24:18 PM |
| acepoint | $25.00 | 10/24/2012 12:10:49 PM |
| bebeito | $100.00 | 10/24/2012 12:51:52 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:02 PM |
| MBBinthBK | $29.33 | 10/24/2012 2:21:59 PM |
| credit-meteor7 | $250.00 | 10/24/2012 5:58:19 PM |
| payout-detective7 | $100.00 | 10/24/2012 4:01:09 PM |
| ijspence | $25.00 | 10/24/2012 6:01:24 PM |
| BidDaddyBigBucks | $25.00 | 10/24/2012 5:01:04 PM |
| market-assembler | $50.00 | 10/24/2012 5:09:01 PM |
| EtaDuck | $25.00 | 10/24/2012 5:19:15 PM |
| Cheese-Exporter | $34.21 | 10/24/2012 7:03:33 PM |
| w3alter | $50.00 | 10/24/2012 5:19:50 PM |
| greenback-investor7 | $100.00 | 10/24/2012 5:30:57 PM |
| Hiro07 | $25.00 | 10/24/2012 5:36:08 PM |
| ready-bid9 | $50.00 | 10/24/2012 5:43:29 PM |
| mrfrog | $25.00 | 10/24/2012 5:43:16 PM |
| excellent-greenback | $33.00 | 10/24/2012 5:45:15 PM |
| brw | $25.00 | 10/24/2012 5:47:10 PM |
| OswegoUSA | $25.00 | 10/24/2012 5:56:20 PM |
| kind-treasure-tower | $25.00 | 10/24/2012 5:59:55 PM |
| genuine-kindness448 | $100.00 | 10/25/2012 6:54:05 AM |
| foxy-marketplace2 | $100.00 | 10/24/2012 6:07:36 PM |
| value-wind0 | $150.00 | 10/25/2012 7:41:07 AM |
| martinatime | $25.00 | 10/24/2012 6:16:06 PM |
| HavenZone | $27.00 | 10/25/2012 8:11:52 AM |
| dignified-finance | $25.00 | 10/24/2012 6:26:18 PM |
| engaging-yield4 | $25.00 | 10/25/2012 9:01:17 AM |
| rawman | $25.00 | 10/24/2012 6:48:46 PM |
| wise-nourishing-leverage | $25.00 | 10/24/2012 6:57:46 PM |
| capital-blueberry | $25.00 | 10/24/2012 7:27:23 PM |
| nebula076 | $100.00 | 10/24/2012 7:38:35 PM |
| bb575 | $50.00 | 10/24/2012 7:10:29 PM |
| excellent-investment636 | $200.00 | 10/24/2012 9:14:40 PM |
| antlr | $25.00 | 10/24/2012 9:38:29 PM |
| davez0r | $25.00 | 10/24/2012 10:00:45 PM |
| AJaye2006 | $69.21 | 10/25/2012 1:57:25 AM |
| JinNing | $75.00 | 10/25/2012 6:41:48 AM |
| AceKingLender | $36.07 | 10/25/2012 6:34:37 AM |
| fairness-atmosphere | $25.00 | 10/25/2012 7:05:47 AM |
| interest-jedi785 | $100.00 | 10/25/2012 7:06:34 AM |
| Roop1121 | $600.00 | 10/25/2012 8:05:43 AM |
| jdtv | $25.00 | 10/25/2012 8:49:12 AM |
| superb-truth061 | $25.00 | 10/25/2012 8:49:49 AM |
| linkage682 | $50.00 | 10/25/2012 8:39:48 AM |
| worth-web5 | $50.00 | 10/25/2012 9:01:54 AM |
| napmanger | $100.00 | 10/19/2012 5:10:10 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:49 PM |
| LoanerPrincipal | $25.00 | 10/19/2012 5:12:13 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:22 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:33:01 PM |
| Dubbs360 | $200.00 | 10/19/2012 6:29:49 PM |
| best-bonafide-p2p | $50.00 | 10/19/2012 7:49:39 PM |
| bellaquito | $500.00 | 10/19/2012 7:01:23 PM |
| trade-goblin9 | $25.00 | 10/19/2012 7:48:36 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:36:07 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:50 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:46 PM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:58:56 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:52 AM |
| windguy | $50.00 | 10/22/2012 9:30:28 AM |
| LeReve | $51.00 | 10/22/2012 9:32:10 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 4:46:01 PM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:19 PM |
| dukeiyer | $25.00 | 10/22/2012 10:41:46 AM |
| bill-sequoia7 | $25.00 | 10/22/2012 10:59:44 AM |
| magical-fairness4 | $25.00 | 10/22/2012 2:49:47 PM |
| Benny-factor | $750.00 | 10/22/2012 3:59:46 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:44 PM |
| zassociate | $200.00 | 10/22/2012 5:11:10 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:32 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:39 PM |
| standanddeliver | $50.00 | 10/22/2012 5:52:19 PM |
| fate-amenable-to-change | $30.00 | 10/22/2012 10:06:25 PM |
| Glory_Honor_Orange | $100.00 | 10/22/2012 6:25:50 PM |
| payout-detective7 | $25.00 | 10/23/2012 1:09:13 AM |
| simeonthewhale | $25.00 | 10/23/2012 5:29:35 AM |
| orangetrust | $117.00 | 10/23/2012 8:43:28 AM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:19 PM |
| awesome-generosity4 | $25.00 | 10/23/2012 5:40:26 AM |
| universal71 | $25.00 | 10/23/2012 6:20:05 AM |
| gold-disk | $25.00 | 10/23/2012 12:29:56 PM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:09 PM |
| deal-pioneer1 | $25.00 | 10/23/2012 12:18:32 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:26 PM |
| Joeburly | $25.00 | 10/23/2012 2:32:57 PM |
| grove064 | $100.00 | 10/23/2012 2:33:59 PM |
| intelligent-dedication9 | $125.00 | 10/23/2012 12:52:45 PM |
| respectful-credit820 | $25.00 | 10/23/2012 1:00:13 PM |
| asset-upholder2 | $50.00 | 10/23/2012 12:52:19 PM |
| grove88 | $25.00 | 10/23/2012 1:36:28 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:48 PM |
| skelterhelper | $25.00 | 10/23/2012 1:45:39 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 1:48:52 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:41 PM |
| PThor | $25.00 | 10/23/2012 5:24:22 PM |
| bonus-demon | $25.00 | 10/23/2012 5:00:43 PM |
| phenomenal-rate1 | $500.00 | 10/23/2012 5:04:22 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:25 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:31 PM |
| flo_rida | $100.00 | 10/23/2012 5:42:17 PM |
| life-is-great | $25.00 | 10/23/2012 5:22:19 PM |
| openness-revolutionary567 | $33.00 | 10/23/2012 6:15:14 PM |
| credit-blossom0 | $25.00 | 10/23/2012 5:32:39 PM |
| Emgolda | $25.00 | 10/23/2012 5:38:53 PM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:44:43 PM |
| banchan | $37.00 | 10/23/2012 5:52:15 PM |
| top-payout-enclave | $25.00 | 10/23/2012 9:00:11 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 5:59:36 PM |
| KlotzLending | $25.00 | 10/23/2012 6:02:24 PM |
| debt-fuse158 | $25.00 | 10/23/2012 6:23:10 PM |
| leverage-grove6 | $25.00 | 10/23/2012 6:42:28 PM |
| studio3d | $25.00 | 10/24/2012 6:11:23 AM |
| gokart83 | $25.00 | 10/23/2012 7:01:45 PM |
| keen-credit6 | $27.00 | 10/23/2012 7:59:55 PM |
| DaveTheWave | $25.00 | 10/24/2012 8:03:56 AM |
| economy-popcorn | $25.00 | 10/23/2012 9:02:38 PM |
| pythia | $50.00 | 10/24/2012 1:26:15 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:26 AM |
| Cheburashka | $30.00 | 10/24/2012 9:19:16 AM |
| credit-jamboree1 | $25.00 | 10/24/2012 6:19:50 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:54:55 AM |
| the-shrewd-wampum | $25.00 | 10/24/2012 9:31:21 AM |
| Breakfast_Gypsy | $25.00 | 10/24/2012 9:32:25 AM |
| friendly-money | $100.00 | 10/24/2012 7:48:41 AM |
| Tapu22 | $25.00 | 10/24/2012 9:33:48 AM |
| loyalty-sherpa | $25.00 | 10/24/2012 9:34:45 AM |
| felicity-broadcaster6 | $50.00 | 10/24/2012 9:37:41 AM |
| trapper569 | $25.00 | 10/24/2012 9:39:16 AM |
| awe-inspiring-payment | $28.42 | 10/24/2012 8:44:43 AM |
| minista | $25.00 | 10/24/2012 9:44:40 AM |
| durability-solstice8 | $50.00 | 10/24/2012 9:50:32 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:26 AM |
| soarmore | $25.00 | 10/24/2012 9:51:27 AM |
| siesta100 | $25.00 | 10/24/2012 9:51:36 AM |
| successful-agreement7 | $100.00 | 10/24/2012 10:02:06 AM |
| equitable-capital758 | $750.00 | 10/24/2012 9:15:25 AM |
| ore-jalapeno4 | $38.00 | 10/24/2012 10:12:58 AM |
| babokd | $100.00 | 10/24/2012 10:22:10 AM |
| deal-vibrato | $25.00 | 10/24/2012 9:22:49 AM |
| thedoctor | $75.00 | 10/24/2012 10:29:34 AM |
| bdiddy1268 | $25.00 | 10/24/2012 9:27:16 AM |
| commerce-web5 | $25.00 | 10/24/2012 9:29:14 AM |
| authentic-liberty7 | $25.00 | 10/24/2012 10:35:14 AM |
| Money2Lend_U | $83.00 | 10/24/2012 9:33:26 AM |
| Approved1234 | $25.00 | 10/24/2012 9:34:47 AM |
| Redmond | $25.00 | 10/24/2012 9:35:00 AM |
| kind-unassuming-fund | $25.00 | 10/24/2012 9:35:06 AM |
| JJ9876 | $25.00 | 10/24/2012 9:36:55 AM |
| chlebie | $50.00 | 10/24/2012 9:37:39 AM |
| matthart | $25.00 | 10/24/2012 9:38:01 AM |
| urbane-deal152 | $50.00 | 10/24/2012 9:39:18 AM |
| vibrant-trade8 | $35.00 | 10/24/2012 9:39:33 AM |
| Mario-Galaxy | $200.00 | 10/24/2012 9:39:38 AM |
| Aquafina24Ounce | $25.00 | 10/24/2012 9:39:47 AM |
| respectful-return176 | $50.00 | 10/24/2012 11:08:59 AM |
| Blucruz | $100.00 | 10/24/2012 11:17:17 AM |
| unforgettable-wealth4 | $50.00 | 10/24/2012 9:42:18 AM |
| rlmtr | $25.00 | 10/24/2012 11:23:35 AM |
| scrappy-leverage6 | $25.00 | 10/24/2012 9:43:00 AM |
| deal-contributor8 | $50.00 | 10/24/2012 9:43:28 AM |
| bonanza1973 | $25.00 | 10/24/2012 9:43:33 AM |
| gold-pudding6 | $60.00 | 10/24/2012 9:44:21 AM |
| loan-mole8 | $25.00 | 10/24/2012 9:46:22 AM |
| DadWarbucks | $25.00 | 10/24/2012 9:49:24 AM |
| Avala | $49.00 | 10/24/2012 9:50:42 AM |
| wonderous-p2ploan3 | $25.00 | 10/24/2012 9:53:17 AM |
| kyomoon | $29.00 | 10/24/2012 9:53:36 AM |
| amijo | $25.00 | 10/24/2012 9:54:14 AM |
| socrates520 | $34.00 | 10/24/2012 9:54:47 AM |
| historic-balance5 | $50.00 | 10/24/2012 9:56:54 AM |
| HamachiMan | $50.00 | 10/24/2012 9:57:39 AM |
| fuzed | $50.00 | 10/24/2012 1:27:32 PM |
| fcukciti | $35.00 | 10/24/2012 10:09:55 AM |
| platinum-sorcerer6 | $40.00 | 10/24/2012 10:10:48 AM |
| platinum-hugger1 | $25.00 | 10/24/2012 2:57:30 PM |
| fund-booster4 | $200.00 | 10/24/2012 10:14:41 AM |
| dfealk | $25.00 | 10/24/2012 10:16:04 AM |
| brightest-affluence-motivator | $50.00 | 10/24/2012 10:18:54 AM |
| brightest-precious-dollar | $25.00 | 10/24/2012 10:16:57 AM |
| riproaringrapids | $50.00 | 10/24/2012 10:19:47 AM |
| value-microscope | $25.00 | 10/24/2012 10:21:25 AM |
| SMU_ponies | $25.00 | 10/24/2012 10:22:55 AM |
| rate-mogul | $50.00 | 10/24/2012 10:23:10 AM |
| JC_12 | $45.00 | 10/24/2012 10:26:09 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:02 AM |
| luminous-marketplace5 | $25.00 | 10/24/2012 10:38:59 AM |
| worthy-value1 | $25.00 | 10/24/2012 10:37:35 AM |
| zoomdrm57 | $25.00 | 10/24/2012 10:49:03 AM |
| FLRN | $25.00 | 10/24/2012 5:12:34 PM |
| LakeProfit | $50.00 | 10/24/2012 11:40:44 AM |
| bold-riveting-social | $50.00 | 10/24/2012 5:27:53 PM |
| Tai | $25.00 | 10/24/2012 5:28:56 PM |
| enthralling-wampum | $25.00 | 10/24/2012 5:29:15 PM |
| dollardave | $50.00 | 10/24/2012 12:24:07 PM |
| awe-inspiring-fund0 | $25.00 | 10/24/2012 5:33:40 PM |
| exuberant-funds1 | $27.35 | 10/24/2012 12:34:13 PM |
| hopeful-bill540 | $30.00 | 10/24/2012 12:41:08 PM |
| thinker6 | $40.00 | 10/24/2012 2:38:12 PM |
| SalesGuyMN | $50.00 | 10/24/2012 3:33:25 PM |
| buraky | $50.00 | 10/24/2012 5:55:23 PM |
| Stafo | $25.00 | 10/24/2012 5:01:32 PM |
| top-blissful-dedication | $25.00 | 10/24/2012 5:02:10 PM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:06 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:11:51 PM |
| nosualcneas | $25.00 | 10/24/2012 5:09:31 PM |
| wigglesworth4 | $100.00 | 10/24/2012 6:25:11 PM |
| ASLIBD | $25.00 | 10/24/2012 5:10:58 PM |
| dhw1 | $25.00 | 10/24/2012 5:11:48 PM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:24 PM |
| a-dollar-orchestra | $350.00 | 10/24/2012 5:18:34 PM |
| illustrado | $25.00 | 10/24/2012 5:23:48 PM |
| helpinghand63 | $25.00 | 10/24/2012 5:23:54 PM |
| carlover | $25.00 | 10/24/2012 5:27:49 PM |
| New-Brunswick-Investor | $25.00 | 10/24/2012 5:32:17 PM |
| Peacepower | $50.00 | 10/24/2012 5:34:55 PM |
| Lubava | $30.00 | 10/24/2012 8:45:25 PM |
| Leopoldine | $25.00 | 10/24/2012 10:17:23 PM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:47:13 AM |
| income-plato | $25.00 | 10/25/2012 5:40:43 AM |
| krisran | $40.00 | 10/24/2012 6:02:45 PM |
| laser | $25.00 | 10/25/2012 6:44:59 AM |
| silver-saber | $125.00 | 10/24/2012 6:09:57 PM |
| tomdooley12520 | $50.00 | 10/25/2012 7:08:00 AM |
| Tylerh | $250.00 | 10/24/2012 6:09:08 PM |
| cunning-worth5 | $25.00 | 10/24/2012 6:18:38 PM |
| slojudy | $25.00 | 10/24/2012 6:21:36 PM |
| Isanpankki | $119.33 | 10/25/2012 8:36:31 AM |
| inspired-finance | $25.00 | 10/25/2012 8:40:07 AM |
| heart514 | $25.00 | 10/24/2012 7:05:30 PM |
| Gambino | $50.00 | 10/24/2012 7:08:34 PM |
| transaction-flower | $100.00 | 10/24/2012 7:15:35 PM |
| aabadabadoo | $25.00 | 10/24/2012 7:48:05 PM |
| China-man | $150.00 | 10/24/2012 11:02:55 PM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:49:32 AM |
| urbane-benjamins4 | $100.00 | 10/25/2012 1:26:11 AM |
| diversification-cycle4 | $45.81 | 10/25/2012 6:00:18 AM |
| broosky2 | $50.00 | 10/25/2012 7:49:17 AM |
| harperpotok | $100.00 | 10/25/2012 9:00:59 AM |
| 407 Investments
|
Borrower Payment Dependent Notes Series
656677
This series of Notes was issued and sold upon the funding of the borrower loan #76955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,495 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ibo7867 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards. The loan will be $60 less a month than we are paying now but the advantage is we will be able to pay off credit cards in 5 years.
My financial situation:
I am a good candidate for this loan because I have used Prosper in the past and paid off the total amount. I have recently been promoted to a new position with guaranteed wage increase for the next 5 years. With this loan we will be getting ourselves out from under the long term payments of credit cards.
Monthly net income: $4220
Monthly expenses: Listed Below
Housing: $840 Includes Insurance
Insurance: $136
Car expenses: $400 Includes gas expenses
Utilities: $200
Phone, cable, internet: $280
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $250.00 | 10/21/2012 1:29:24 PM |
| listing-trapper3 | $50.00 | 10/21/2012 12:01:31 PM |
| __A1B2 | $29.00 | 10/21/2012 12:05:20 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:04 PM |
| tranquil-revenue | $35.00 | 10/21/2012 12:20:57 PM |
| community-burrito9 | $100.00 | 10/21/2012 12:31:51 PM |
| drcoop | $25.00 | 10/21/2012 12:32:09 PM |
| dinero-elevator | $50.00 | 10/21/2012 12:48:08 PM |
| Dubbs360 | $200.00 | 10/21/2012 12:53:08 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:38 PM |
| nyp112 | $50.00 | 10/21/2012 1:02:20 PM |
| cr8on | $75.00 | 10/21/2012 1:04:22 PM |
| Justbiz | $50.00 | 10/21/2012 1:09:50 PM |
| Banker2OO7 | $75.00 | 10/21/2012 1:24:58 PM |
| intuitive-benefit3 | $100.00 | 10/21/2012 12:01:20 PM |
| chererat | $42.14 | 10/21/2012 1:33:05 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:50 PM |
| john0720 | $25.00 | 10/21/2012 12:08:50 PM |
| Feyenoord | $30.00 | 10/21/2012 3:56:31 PM |
| janeybooboo | $49.75 | 10/21/2012 4:36:19 PM |
| fcrick | $25.00 | 10/21/2012 12:48:27 PM |
| thankful-nickel2 | $55.55 | 10/21/2012 12:51:03 PM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:20 PM |
| hopeful_lender | $100.00 | 10/21/2012 5:12:48 PM |
| ryanp100 | $25.00 | 10/21/2012 12:09:55 PM |
| gotjack-IRA | $300.01 | 10/21/2012 12:15:44 PM |
| virtuous-repayment | $25.00 | 10/21/2012 12:56:15 PM |
| wonder3 | $30.00 | 10/21/2012 6:03:18 PM |
| FortuneFundII | $200.00 | 10/21/2012 1:01:10 PM |
| moola-accelerator6 | $50.00 | 10/21/2012 1:02:00 PM |
| exchange-portait7 | $30.00 | 10/21/2012 7:23:58 PM |
| payout-paladin3 | $500.00 | 10/21/2012 1:35:12 PM |
| Mathiaslh | $25.00 | 10/21/2012 2:37:23 PM |
| refined-return922 | $25.00 | 10/22/2012 5:14:39 AM |
| FarmersBank | $50.00 | 10/22/2012 5:57:46 AM |
| EngineersAlliance | $75.00 | 10/21/2012 1:28:30 PM |
| janeybooboo | $25.25 | 10/21/2012 1:28:48 PM |
| tirelighter778552 | $25.00 | 10/22/2012 7:12:39 AM |
| Mj-orange | $32.00 | 10/21/2012 3:38:26 PM |
| bellaquito | $500.00 | 10/21/2012 1:41:22 PM |
| planetibet | $25.00 | 10/22/2012 7:22:29 AM |
| thehousewife | $25.00 | 10/22/2012 7:27:35 AM |
| social-zebra | $33.00 | 10/21/2012 4:19:15 PM |
| treasure-hunter270 | $50.00 | 10/22/2012 7:41:41 AM |
| RGlad | $35.00 | 10/21/2012 4:59:52 PM |
| Byrd24 | $100.00 | 10/21/2012 5:32:32 PM |
| gain-equator | $25.00 | 10/21/2012 4:31:58 PM |
| durability-warmth | $25.00 | 10/21/2012 6:46:33 PM |
| waverunner088 | $26.62 | 10/21/2012 6:13:32 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:53:46 PM |
| cash-spinner | $25.00 | 10/22/2012 3:55:22 AM |
| greenback-chairman5 | $40.00 | 10/21/2012 8:18:42 PM |
| ResQDoc | $38.06 | 10/22/2012 4:15:25 AM |
| Manvel | $25.00 | 10/22/2012 4:40:27 AM |
| green-unrivaled-felicity | $64.36 | 10/21/2012 8:44:33 PM |
| Longtermcapitalmgmt | $25.00 | 10/21/2012 9:17:57 PM |
| Eminent_Endeavors | $26.38 | 10/22/2012 5:34:01 AM |
| p2ploan-starfish838 | $50.00 | 10/22/2012 7:22:20 AM |
| DoctorJoe | $30.00 | 10/22/2012 7:58:42 AM |
| rf7949 | $25.00 | 10/22/2012 6:08:15 AM |
| balance-tamer7 | $125.00 | 10/22/2012 6:16:11 AM |
| BigBroJake | $25.00 | 10/22/2012 6:34:22 AM |
| Detour11 | $25.00 | 10/22/2012 6:46:03 AM |
| ASLIBD | $25.00 | 10/22/2012 7:58:04 AM |
| investmentgroup | $50.00 | 10/21/2012 1:26:57 PM |
| felicity-contributor3 | $25.00 | 10/21/2012 12:02:40 PM |
| entertaining-rate9 | $25.00 | 10/21/2012 12:03:22 PM |
| Milonguero | $100.00 | 10/21/2012 12:05:27 PM |
| GoGalt | $50.00 | 10/21/2012 12:14:09 PM |
| AF-Chief | $25.00 | 10/21/2012 12:19:41 PM |
| market-cougar3 | $50.00 | 10/21/2012 12:22:15 PM |
| marwadi-62 | $500.00 | 10/21/2012 12:42:11 PM |
| bid-papyrus | $25.00 | 10/21/2012 12:56:27 PM |
| jubilant-capital1 | $25.00 | 10/21/2012 1:01:01 PM |
| purposeful-durability8 | $100.00 | 10/21/2012 1:02:58 PM |
| nex | $25.00 | 10/21/2012 1:21:30 PM |
| katnmouse | $45.00 | 10/21/2012 1:28:58 PM |
| E_G | $50.00 | 10/21/2012 12:01:26 PM |
| enchanted-note14 | $25.00 | 10/21/2012 12:02:10 PM |
| MoneyForNothing | $30.02 | 10/21/2012 12:02:27 PM |
| intrepid-loot | $25.00 | 10/21/2012 2:09:29 PM |
| seabass123 | $25.00 | 10/21/2012 2:25:39 PM |
| the-magnificent-loan | $100.00 | 10/21/2012 12:18:01 PM |
| green-trade-dolphin2 | $45.75 | 10/21/2012 12:02:15 PM |
| treasure-medalist0 | $25.00 | 10/21/2012 12:49:03 PM |
| DasMula | $25.00 | 10/21/2012 12:13:59 PM |
| smart-gain | $50.00 | 10/21/2012 12:16:31 PM |
| RGlad | $65.00 | 10/21/2012 1:00:51 PM |
| asmithj | $25.00 | 10/21/2012 1:02:32 PM |
| B2152 | $25.00 | 10/21/2012 6:41:19 PM |
| integrity-reactor4 | $100.00 | 10/21/2012 1:03:45 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:11 PM |
| williamgates | $25.00 | 10/21/2012 6:50:21 PM |
| justice-allocator3 | $25.00 | 10/21/2012 7:03:39 PM |
| broomfieldbucks | $25.00 | 10/21/2012 12:48:19 PM |
| payout-bridge | $50.00 | 10/21/2012 1:26:20 PM |
| weWantToHelp | $75.00 | 10/21/2012 8:00:34 PM |
| gravbox | $25.00 | 10/21/2012 12:54:21 PM |
| etraboulay | $50.00 | 10/21/2012 1:34:28 PM |
| peace-cell2 | $25.00 | 10/21/2012 9:37:05 PM |
| fearless-loyalty5 | $25.00 | 10/21/2012 1:00:59 PM |
| EL_Papin | $25.00 | 10/21/2012 1:41:43 PM |
| Joyflyer | $500.00 | 10/21/2012 1:51:43 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:17 PM |
| stylish-revenue4 | $100.00 | 10/21/2012 2:28:33 PM |
| cimbaman | $50.00 | 10/22/2012 4:28:38 AM |
| JackinGreen | $86.36 | 10/22/2012 4:48:55 AM |
| kulender | $100.00 | 10/21/2012 2:37:51 PM |
| nimble-money086 | $25.00 | 10/21/2012 1:22:57 PM |
| devoider | $25.00 | 10/22/2012 7:19:18 AM |
| Firescreek | $25.00 | 10/21/2012 4:05:50 PM |
| Lender3G | $25.00 | 10/21/2012 4:23:33 PM |
| Napoli_Lending | $125.00 | 10/21/2012 1:59:13 PM |
| FWF-kinetic | $25.00 | 10/21/2012 4:36:31 PM |
| bold-joyful-exchange | $25.00 | 10/22/2012 8:16:32 AM |
| first-felicity-pursuit | $25.00 | 10/22/2012 8:22:52 AM |
| malcolmreynolds | $40.20 | 10/21/2012 4:02:43 PM |
| maestro119 | $25.00 | 10/21/2012 4:27:36 PM |
| jasonj72 | $25.00 | 10/21/2012 6:50:10 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:44 PM |
| five-star-note | $150.00 | 10/21/2012 7:56:06 PM |
| neuroshred | $66.10 | 10/21/2012 6:12:20 PM |
| s270 | $50.00 | 10/21/2012 6:15:05 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:52 PM |
| napmanger | $100.00 | 10/21/2012 9:45:07 PM |
| Fitiwalt7 | $30.00 | 10/21/2012 7:03:30 PM |
| Chillito | $100.00 | 10/22/2012 12:43:02 AM |
| moneyforthehoney | $35.00 | 10/21/2012 8:33:35 PM |
| Munnie | $50.00 | 10/21/2012 9:25:50 PM |
| dgallo | $25.00 | 10/22/2012 6:14:20 AM |
| Cronos | $100.00 | 10/21/2012 10:58:47 PM |
| treasure-bliss | $100.00 | 10/22/2012 7:07:26 AM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:50 AM |
| 78 | $25.00 | 10/22/2012 7:28:47 AM |
| finance-admirer614 | $42.53 | 10/22/2012 7:51:02 AM |
| blue-dollar-viking | $50.00 | 10/22/2012 6:28:23 AM |
| Index_Plus | $5,000.00 | 10/22/2012 8:17:06 AM |
| MI2 | $861.92 | 10/22/2012 8:25:45 AM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
656729
This series of Notes was issued and sold upon the funding of the borrower loan #76428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $462.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $255 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-point9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Pay off a loan which had a unknown balloon payment after the loan was bought out by a different company
This loan will be used to...pay off a loan in collection
My financial situation: Chase
I am a good candidate for this loan because... I have been working on building my credit and was in a good spot. Until my bank was bought out and a loan was switched & terms. Did not realize that payments were not coming out anymore and the full amount was due some time ago (that is my fault for not paying attention to my account). Now my credit is damaged due to this and can not get a loan from my bank due to the 120 days late policy they have. I work hard, I jointly own a home, I hate being in debit and really need some help. I have some monies to put towards the loan but am short $13000. I plan on paying this off as quickly as possible. My full tax refund will be applied to the loan as well. My goal is to have it paid off in 18 months. Please help me get out of this mess and I promise to pay it back quickly and pay more attention to my finances in the future.
Monthly net income: $3090
Monthly expenses: 0
Housing: $784
Insurance: $0
Car expenses: $0 -company vehicle
Utilities: $210
Phone, cable, internet: $225
Food, entertainment: $150
Clothing, household expenses: $350
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $3,000.00 | 10/20/2012 3:00:45 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:21 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:07 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:50 PM |
| phenomenal-rate1 | $500.00 | 10/19/2012 5:05:59 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:23 PM |
| supreme-exchange547 | $25.00 | 10/19/2012 5:36:26 PM |
| tranquil-gain1 | $75.00 | 10/19/2012 5:36:35 PM |
| order-tamale | $400.00 | 10/19/2012 5:04:12 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:02 PM |
| superb-funds335 | $25.00 | 10/19/2012 5:59:37 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:07 PM |
| mschoenf | $100.00 | 10/19/2012 5:27:11 PM |
| DreisersFinancier | $28.00 | 10/19/2012 5:30:47 PM |
| shaps | $50.00 | 10/19/2012 5:32:48 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:55:02 PM |
| gotjack-IRA | $25.02 | 10/19/2012 5:45:47 PM |
| Investor_DP | $200.00 | 10/19/2012 6:06:01 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:10 PM |
| janeybooboo | $50.00 | 10/19/2012 9:45:19 PM |
| bold-economy-kayak | $50.00 | 10/20/2012 12:09:43 AM |
| lionheart722 | $25.00 | 10/20/2012 5:19:20 AM |
| houli123 | $200.00 | 10/19/2012 7:24:39 PM |
| cardminger | $25.00 | 10/19/2012 6:16:30 PM |
| nickel-karate5 | $100.00 | 10/19/2012 6:23:36 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:58 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:12:02 PM |
| market-maple | $50.00 | 10/20/2012 7:50:08 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:04 PM |
| green28 | $50.00 | 10/20/2012 12:14:57 PM |
| madigan | $250.00 | 10/20/2012 9:22:13 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:36 AM |
| ericgassercom | $25.00 | 10/20/2012 12:52:50 PM |
| fantastic-bazaar2 | $48.00 | 10/20/2012 1:06:47 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:25 PM |
| supersam | $50.00 | 10/20/2012 1:23:16 PM |
| HikeMoab | $25.00 | 10/20/2012 1:25:16 PM |
| autonomous-finance4 | $25.00 | 10/21/2012 8:23:57 AM |
| worth-topper4 | $25.00 | 10/20/2012 5:33:10 PM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:12 PM |
| nvhm | $50.00 | 10/20/2012 8:23:26 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:05 PM |
| Batman2u | $50.00 | 10/21/2012 8:02:03 AM |
| One_Lolo | $25.00 | 10/21/2012 9:46:22 AM |
| kindness-ninja983 | $65.00 | 10/21/2012 5:00:26 AM |
| BocaYogi50 | $25.00 | 10/21/2012 9:46:48 AM |
| wwwUniversal | $25.00 | 10/21/2012 12:55:54 PM |
| avm-the-investor | $100.00 | 10/22/2012 1:18:29 AM |
| kulender | $100.00 | 10/21/2012 2:37:41 PM |
| treasure-bliss | $50.00 | 10/22/2012 6:52:22 AM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:33:13 AM |
| Star_Witness | $25.00 | 10/21/2012 6:17:45 PM |
| creativename | $25.00 | 10/21/2012 11:43:32 PM |
| TravisMcGee | $25.00 | 10/21/2012 7:12:09 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:51 PM |
| ingenious-diversification | $75.00 | 10/22/2012 8:16:35 AM |
| Index_Plus | $2,395.77 | 10/22/2012 8:17:01 AM |
| 113121 | $25.00 | 10/19/2012 5:15:50 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:35 PM |
| resolute-justice413 | $200.00 | 10/19/2012 5:23:14 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:40 PM |
| mikrolown | $25.00 | 10/19/2012 5:13:30 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:44 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:18:46 PM |
| Vegasjim | $25.00 | 10/19/2012 5:48:53 PM |
| napmanger | $200.00 | 10/19/2012 5:11:44 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:40 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:18 PM |
| FortuneFund | $200.00 | 10/19/2012 6:06:44 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:23 PM |
| a-finance-nirvana | $25.00 | 10/19/2012 5:32:13 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:26 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:28 PM |
| compassion-twister2 | $50.00 | 10/19/2012 6:34:46 PM |
| E_G | $50.00 | 10/19/2012 6:12:48 PM |
| marwadi-62 | $200.00 | 10/19/2012 6:14:42 PM |
| gravbox | $25.00 | 10/19/2012 6:37:23 PM |
| unrelenting-integrity | $25.00 | 10/19/2012 9:51:28 PM |
| Kravcorp | $25.00 | 10/19/2012 10:26:55 PM |
| Win_With_P2P | $25.00 | 10/20/2012 6:22:25 AM |
| 1traveler | $25.00 | 10/20/2012 9:39:25 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:15 AM |
| cattlebaron | $500.00 | 10/20/2012 9:00:37 AM |
| Ganadai | $25.00 | 10/20/2012 12:41:09 PM |
| Rivervale_Westwood | $25.00 | 10/20/2012 12:37:50 PM |
| justreturns | $25.00 | 10/20/2012 12:43:50 PM |
| Ripsaw4U | $50.00 | 10/20/2012 1:40:07 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:26 PM |
| terrific-dough6 | $50.00 | 10/20/2012 1:15:50 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:41:50 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:27 PM |
| sam-dog-dew | $25.00 | 10/20/2012 7:24:42 PM |
| social-pear9 | $25.00 | 10/20/2012 1:48:55 PM |
| Green-Baron | $25.00 | 10/20/2012 10:02:33 PM |
| radforj22 | $25.00 | 10/21/2012 1:42:10 AM |
| _NaLNaBB | $100.00 | 10/20/2012 3:26:28 PM |
| Wangchuk | $25.01 | 10/20/2012 7:40:26 PM |
| new-diversification-owner | $25.00 | 10/20/2012 8:25:44 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:38 PM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 8:03:07 AM |
| unbeatable-integrity822 | $25.00 | 10/20/2012 6:42:30 PM |
| whitegold24k | $150.00 | 10/21/2012 9:24:44 AM |
| friendinmoney | $25.00 | 10/20/2012 10:16:55 PM |
| boots682 | $25.00 | 10/21/2012 10:15:45 AM |
| Iwillhuntyoudown | $25.00 | 10/21/2012 1:19:40 AM |
| ethical-truth211 | $25.00 | 10/21/2012 11:22:42 AM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:53:52 AM |
| williamgates | $25.00 | 10/21/2012 6:51:03 PM |
| bjr01 | $25.00 | 10/21/2012 7:08:33 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:40 PM |
| peaceful-greenback719 | $34.20 | 10/22/2012 5:56:04 AM |
| drkosh | $25.00 | 10/21/2012 3:26:25 PM |
| Munnie | $50.00 | 10/21/2012 9:25:49 PM |
| treasure-coyote3 | $25.00 | 10/21/2012 9:53:33 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:48 AM |
| quickstep | $125.00 | 10/22/2012 3:22:32 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
656825
This series of Notes was issued and sold upon the funding of the borrower loan #76918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 12y 3m |
|
Amount delinquent:
| $80,646 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $214 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-blueberry7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other Vehicle Repair
Purpose of loan:
This loan will be used to...
Fix personel vehicle
My financial situation:
I am a good candidate for this loan because...
I am good employee and work hard and always try to do the right thing
Monthly net income: $5000
Monthly expenses: $2005
Housing: $875
Insurance: $45
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $35
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| euro-speaker8 | $250.00 | 10/20/2012 12:35:28 PM |
| BostonCapital | $100.00 | 10/20/2012 12:11:09 PM |
| oregonusa | $25.00 | 10/20/2012 12:49:50 PM |
| vigorous-payment6 | $25.00 | 10/20/2012 12:59:27 PM |
| Vegasjim | $25.00 | 10/20/2012 1:25:07 PM |
| pierrelasvegas | $25.00 | 10/20/2012 1:45:49 PM |
| the-profit-oracle | $25.00 | 10/20/2012 1:12:42 PM |
| Dubbs360 | $200.00 | 10/20/2012 2:25:25 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:48 PM |
| fearless-loyalty5 | $25.00 | 10/20/2012 1:28:18 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:07 PM |
| rzlender | $25.00 | 10/20/2012 1:43:56 PM |
| janeybooboo | $50.00 | 10/20/2012 8:59:38 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 2:36:22 PM |
| yield-seeker | $25.00 | 10/20/2012 6:26:18 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:44 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:52 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:57 AM |
| nickel-ferret | $25.00 | 10/22/2012 9:24:40 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:57 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:15:31 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:57 AM |
| wise-virtuous-vigilance | $27.00 | 10/22/2012 9:25:35 AM |
| LeReve | $500.00 | 10/22/2012 9:32:28 AM |
| Cronos | $50.00 | 10/22/2012 10:19:57 AM |
| casserole9 | $35.00 | 10/22/2012 5:12:36 PM |
| investment-cluster | $25.00 | 10/22/2012 4:39:27 PM |
| zassociate | $200.00 | 10/22/2012 5:11:53 PM |
| Investor_DP | $200.00 | 10/20/2012 12:20:00 PM |
| commerce-viking1 | $50.00 | 10/20/2012 1:03:27 PM |
| supreme-treasure8 | $100.00 | 10/20/2012 1:07:59 PM |
| payout-paradise5 | $25.00 | 10/20/2012 12:48:34 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:01 PM |
| a-finance-nirvana | $25.00 | 10/20/2012 1:22:31 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:59 PM |
| hevenanderth | $25.00 | 10/21/2012 8:22:40 AM |
| punctual-fund | $25.00 | 10/21/2012 8:38:10 AM |
| kulender | $100.00 | 10/21/2012 2:37:44 PM |
| loyalist1 | $150.00 | 10/22/2012 8:28:46 AM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:49 AM |
| wwwUniversal | $25.00 | 10/22/2012 9:26:12 AM |
| revenue-serenity | $25.00 | 10/22/2012 8:52:38 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:08 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:25 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:13:01 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:19:51 AM |
| lagnisiruk | $25.00 | 10/22/2012 10:29:55 AM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:23 AM |
| interest-competitor | $25.00 | 10/22/2012 11:47:35 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:55 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:12:42 PM |
| 0_0 | $25.00 | 10/22/2012 5:18:14 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:47 PM |
| j2ee | $50.00 | 10/22/2012 5:06:51 PM |
| mschoenf | $13.00 | 10/22/2012 5:19:29 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
656881
This series of Notes was issued and sold upon the funding of the borrower loan #76742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orb062 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my high interest discover credit card
My financial situation:
I am a good candidate for this loan because I have been regularily employed and made my housing payments in a timely manner. I do not currently have a car loan
Monthly net income: $66,000
Monthly expenses: $
Housing: $ 1105
Insurance: $ 130
Car expenses: $ 350 (gas) no car loan
Utilities: $ 100 electric, 60 water and sewer
Phone, cable, internet: $ 200 phone $100 internet/cable
Food, entertainment: $ 600
Clothing, household expenses: $ 200
Credit cards and other loans: $ 0 if I can pay off Citi and Discover
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $500.00 | 10/18/2012 7:58:17 PM |
| mdv | $25.00 | 10/18/2012 5:49:44 PM |
| shaps | $50.00 | 10/18/2012 6:00:54 PM |
| fund-cypress910 | $25.00 | 10/18/2012 5:47:10 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:47 PM |
| windguy | $50.00 | 10/18/2012 6:03:44 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:10 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:47 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:31 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:39 PM |
| neighborly-hope6 | $100.00 | 10/18/2012 7:10:07 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:07 PM |
| obedient-payout0 | $25.00 | 10/18/2012 7:03:52 PM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:32 AM |
| ready-interest9 | $25.00 | 10/18/2012 8:30:01 PM |
| cerebral-dollar773 | $25.00 | 10/19/2012 5:39:35 AM |
| mlandrid | $25.00 | 10/19/2012 10:32:25 AM |
| mtquan | $25.00 | 10/19/2012 9:46:54 AM |
| the-bright-velocity | $25.00 | 10/19/2012 10:39:13 AM |
| nuclearmoose | $43.00 | 10/19/2012 10:51:14 AM |
| gnuey | $25.00 | 10/19/2012 11:23:26 AM |
| skuba | $100.00 | 10/19/2012 11:32:21 AM |
| Castelj | $35.00 | 10/19/2012 10:53:33 AM |
| nukespike | $25.00 | 10/19/2012 11:20:07 AM |
| spartan974 | $50.00 | 10/19/2012 11:23:14 AM |
| pdub | $500.00 | 10/19/2012 2:59:35 PM |
| bradfid | $25.00 | 10/19/2012 10:44:42 AM |
| MontyTheMusicMan | $25.00 | 10/19/2012 12:38:17 PM |
| harddollars | $50.00 | 10/19/2012 12:33:30 PM |
| listing-reformation8 | $50.00 | 10/19/2012 3:46:43 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:40 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:02 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 6:14:12 PM |
| skorpious | $25.00 | 10/19/2012 5:29:54 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:38 PM |
| kind-lovely-credit | $25.00 | 10/19/2012 11:58:04 PM |
| japerk | $25.00 | 10/20/2012 8:14:32 AM |
| GoldenKoi | $200.00 | 10/20/2012 1:41:52 AM |
| TigerForce | $38.98 | 10/20/2012 4:57:23 AM |
| treasure-expert | $25.00 | 10/20/2012 11:32:27 AM |
| Boba1964 | $25.00 | 10/20/2012 11:33:38 AM |
| market-maple | $50.00 | 10/20/2012 7:50:04 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:03 AM |
| Brisket_Bob | $60.00 | 10/20/2012 4:47:07 AM |
| sensible-order2 | $150.00 | 10/20/2012 8:20:20 AM |
| SecondChanceLendingSERV | $25.00 | 10/20/2012 9:41:13 AM |
| brightest-durability-chomper | $25.00 | 10/20/2012 7:47:18 AM |
| impartial-deal | $25.00 | 10/20/2012 12:20:51 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:41 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:43 PM |
| meux99 | $25.00 | 10/20/2012 1:03:00 PM |
| commanding-treasure2 | $75.00 | 10/20/2012 1:15:43 PM |
| american6 | $50.00 | 10/20/2012 1:41:27 PM |
| cablenews | $100.00 | 10/20/2012 1:59:20 PM |
| income-cactus0 | $50.00 | 10/20/2012 2:01:58 PM |
| Investoman | $25.00 | 10/20/2012 1:27:11 PM |
| availableloan | $25.00 | 10/20/2012 1:08:36 PM |
| Clambake | $25.00 | 10/20/2012 1:13:35 PM |
| jonandmeg21 | $25.00 | 10/20/2012 1:18:54 PM |
| RocketSurgeon | $25.00 | 10/20/2012 1:54:49 PM |
| samurai2 | $25.00 | 10/20/2012 6:00:37 PM |
| enchanted-truth264 | $25.00 | 10/20/2012 9:22:57 PM |
| social-pear9 | $50.00 | 10/20/2012 1:52:44 PM |
| fund-booster4 | $250.00 | 10/21/2012 8:14:51 AM |
| compatible-deal9 | $50.00 | 10/21/2012 10:28:56 AM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:02 PM |
| Drager | $38.11 | 10/20/2012 2:49:30 PM |
| be_wise | $25.00 | 10/20/2012 7:46:21 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:14:51 PM |
| starapple | $25.00 | 10/21/2012 12:05:15 AM |
| top-wampum-seahorse | $100.00 | 10/20/2012 5:12:50 PM |
| Spaceman838 | $25.00 | 10/20/2012 7:58:58 PM |
| BidDaddyBigBucks | $25.00 | 10/21/2012 1:02:56 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:38 PM |
| dough-souffle | $25.00 | 10/21/2012 1:29:10 PM |
| Batman2u | $50.00 | 10/21/2012 7:54:52 AM |
| deal-dolphin5 | $50.00 | 10/21/2012 8:21:58 AM |
| gold-enclave165 | $100.00 | 10/21/2012 2:03:59 PM |
| new-wampum-clarinet | $100.00 | 10/21/2012 3:10:51 PM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:14:22 AM |
| gold-circuitry | $391.00 | 10/21/2012 3:46:52 PM |
| Charmart | $25.00 | 10/21/2012 5:11:07 PM |
| BuckeyesBacker | $25.00 | 10/21/2012 5:16:40 PM |
| currency-scientist7 | $25.00 | 10/21/2012 12:19:45 PM |
| natural-trade7 | $91.71 | 10/21/2012 1:06:11 PM |
| justice-allocator3 | $43.26 | 10/21/2012 7:01:30 PM |
| dollar-missile3 | $25.00 | 10/21/2012 12:40:01 PM |
| Plutis | $25.00 | 10/21/2012 7:04:20 PM |
| blLending | $25.00 | 10/21/2012 7:30:50 PM |
| seabass123 | $25.00 | 10/21/2012 2:24:09 PM |
| magee425 | $25.00 | 10/22/2012 6:15:18 AM |
| prainvestment | $25.00 | 10/22/2012 6:32:06 AM |
| investor11373 | $25.00 | 10/21/2012 2:09:31 PM |
| drkosh | $25.00 | 10/21/2012 3:26:22 PM |
| keichi03 | $25.00 | 10/21/2012 4:15:40 PM |
| sophisticated-fund623 | $52.75 | 10/21/2012 6:22:31 PM |
| tranquil-diversification8 | $100.00 | 10/21/2012 4:26:02 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:41 PM |
| siamman | $40.84 | 10/21/2012 9:22:28 PM |
| LenderByDay | $25.00 | 10/21/2012 10:04:13 PM |
| Steveoo1 | $200.00 | 10/21/2012 7:02:21 PM |
| avm-the-investor | $100.00 | 10/22/2012 1:04:43 AM |
| new-poetic-transaction | $75.00 | 10/21/2012 8:03:03 PM |
| Helping-U-Succeed | $25.00 | 10/22/2012 6:08:20 AM |
| barchibald | $40.00 | 10/22/2012 6:43:26 AM |
| deal-wind | $25.00 | 10/22/2012 5:31:01 AM |
| visionary-generosity0 | $25.00 | 10/22/2012 7:59:25 AM |
| repayment-pagoda8 | $100.00 | 10/18/2012 5:48:41 PM |
| PThor | $25.00 | 10/18/2012 5:52:26 PM |
| imogen22 | $50.00 | 10/18/2012 5:53:51 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:10 PM |
| Ripsaw4U | $50.00 | 10/18/2012 5:57:39 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:42 PM |
| cardminger | $25.00 | 10/18/2012 6:53:14 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:25 PM |
| green28 | $50.00 | 10/18/2012 6:40:55 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:57 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:36 PM |
| soarmore | $25.00 | 10/18/2012 7:01:37 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:41 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:54 PM |
| bellaquito | $500.00 | 10/18/2012 8:58:12 PM |
| Vegasjim | $25.00 | 10/18/2012 7:34:02 PM |
| kfrench | $75.00 | 10/18/2012 8:11:38 PM |
| secobarbital | $100.00 | 10/19/2012 9:49:26 AM |
| pay_day | $50.00 | 10/19/2012 10:32:04 AM |
| prudent-dough458 | $25.00 | 10/19/2012 10:21:12 AM |
| repayment-pudding | $25.00 | 10/19/2012 10:06:13 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:07 AM |
| finance-refresher3 | $50.00 | 10/19/2012 10:35:50 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:20 PM |
| x32248 | $25.00 | 10/19/2012 10:37:13 AM |
| BenR | $100.00 | 10/19/2012 10:49:28 AM |
| radforj22 | $50.00 | 10/19/2012 12:03:30 PM |
| Fun54115 | $25.00 | 10/19/2012 12:29:57 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:01 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:13 PM |
| bright-idea11 | $50.00 | 10/19/2012 3:27:58 PM |
| inspiring-kindness062 | $25.00 | 10/19/2012 1:40:15 PM |
| california111 | $50.00 | 10/19/2012 1:41:25 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:37 PM |
| jpblan11 | $25.00 | 10/19/2012 3:10:17 PM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:08 PM |
| bankojerry | $25.00 | 10/20/2012 5:46:46 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:57 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:13 PM |
| lulasky63 | $25.00 | 10/20/2012 9:51:36 AM |
| capital-blueberry | $25.00 | 10/20/2012 10:16:05 AM |
| blue-trade-optimizer | $25.00 | 10/20/2012 10:24:24 AM |
| scuba-man | $25.00 | 10/20/2012 6:55:37 AM |
| discrete-asset | $25.00 | 10/20/2012 10:43:33 AM |
| BlessedEveryDay | $25.00 | 10/20/2012 4:37:12 AM |
| theloanteacher | $25.00 | 10/20/2012 7:02:12 AM |
| kind-durability-battalion | $50.00 | 10/20/2012 10:09:19 AM |
| listing-reformation8 | $50.00 | 10/20/2012 10:36:56 AM |
| mlpinz | $25.00 | 10/20/2012 7:54:44 AM |
| past-present-future | $50.00 | 10/20/2012 11:13:54 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:28 AM |
| 5kids5 | $48.77 | 10/20/2012 12:41:22 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:28 PM |
| AFairDeal | $25.00 | 10/20/2012 12:16:14 PM |
| first-favorite-bonus9 | $25.00 | 10/20/2012 12:19:48 PM |
| scholarly-benefit5 | $25.00 | 10/20/2012 1:09:10 PM |
| minista | $25.00 | 10/20/2012 1:20:35 PM |
| loot-heart | $25.00 | 10/20/2012 12:44:23 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:24 PM |
| leverage-reaction | $25.00 | 10/20/2012 1:17:25 PM |
| x-lender | $25.00 | 10/20/2012 1:18:22 PM |
| kaykarun | $50.00 | 10/20/2012 2:03:04 PM |
| EnglishGeekInNYC | $25.00 | 10/20/2012 1:44:57 PM |
| jazz619 | $25.00 | 10/20/2012 2:01:02 PM |
| joyful-yield3 | $35.00 | 10/20/2012 7:28:54 PM |
| Money_Lender2 | $33.52 | 10/20/2012 8:45:05 PM |
| pious-benjamins1 | $44.00 | 10/21/2012 12:02:33 AM |
| Frankieb21 | $25.00 | 10/20/2012 1:56:11 PM |
| justinology | $29.20 | 10/21/2012 8:19:45 AM |
| georgethesir | $50.00 | 10/21/2012 8:22:01 AM |
| wuscjim | $25.00 | 10/20/2012 2:07:31 PM |
| 280Z | $25.00 | 10/20/2012 4:24:34 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:17 PM |
| awwaww | $25.00 | 10/21/2012 12:17:52 PM |
| Sixmil | $100.00 | 10/20/2012 8:30:13 PM |
| blue-bazaar-implementer | $100.00 | 10/21/2012 12:34:11 PM |
| awesome-generosity4 | $45.00 | 10/21/2012 7:29:03 AM |
| gatorjh | $25.00 | 10/20/2012 5:35:05 PM |
| Solid-Platinum | $30.00 | 10/21/2012 1:02:39 PM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:52:15 AM |
| 08bob | $25.00 | 10/21/2012 10:24:27 AM |
| 1SteelerFan | $35.00 | 10/21/2012 1:34:16 PM |
| spiff666 | $26.66 | 10/21/2012 8:21:48 AM |
| skidoo99 | $25.00 | 10/21/2012 12:09:01 PM |
| blue-useful-auction | $25.00 | 10/21/2012 3:02:30 PM |
| heroic-vigilance1 | $25.00 | 10/21/2012 11:05:25 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:56 AM |
| malcolmreynolds | $50.00 | 10/21/2012 3:54:28 PM |
| YellowJacket | $25.00 | 10/21/2012 4:08:00 PM |
| jayvee169 | $30.32 | 10/21/2012 5:02:55 PM |
| williamgates | $25.00 | 10/21/2012 6:51:00 PM |
| turbostar666 | $25.00 | 10/21/2012 1:05:39 PM |
| FAUVERSTIEN | $25.79 | 10/21/2012 8:23:43 PM |
| Willylump | $25.00 | 10/21/2012 12:59:18 PM |
| RememberToForget | $25.00 | 10/21/2012 1:43:11 PM |
| s270 | $72.67 | 10/22/2012 1:09:43 AM |
| unafraid-loan5 | $25.00 | 10/22/2012 7:13:21 AM |
| BMerrick | $25.00 | 10/22/2012 7:17:40 AM |
| devoider | $25.00 | 10/22/2012 7:18:23 AM |
| GreenLender11 | $100.00 | 10/21/2012 4:06:50 PM |
| awern | $25.00 | 10/22/2012 7:44:12 AM |
| Tahoeman | $25.00 | 10/22/2012 7:48:49 AM |
| UncleScroogeDMD | $100.00 | 10/21/2012 5:00:49 PM |
| Bank_Of_XL | $25.00 | 10/21/2012 5:11:45 PM |
| hawk357 | $40.00 | 10/21/2012 8:47:18 PM |
| bb575 | $50.00 | 10/21/2012 8:22:29 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:50:51 PM |
| rootcanaler | $50.00 | 10/21/2012 10:41:42 PM |
| broosky2 | $25.00 | 10/22/2012 7:11:23 AM |
| benefit-lyrics9 | $25.00 | 10/22/2012 7:15:33 AM |
| eretro | $34.23 | 10/22/2012 7:37:38 AM |
| KristenHorseLuv | $33.41 | 10/22/2012 6:40:47 AM |
| red-sincere-fund | $82.78 | 10/22/2012 8:29:33 AM |
| 220 Investments
|
Borrower Payment Dependent Notes Series
656883
This series of Notes was issued and sold upon the funding of the borrower loan #76969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $730 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-worth3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 92% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 8% )
| 680-699
(Aug-2011)
|
|
Principal balance:
| $3,658.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan: Finish paying off Medical Debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have a good credit rating and have never missed a payment with Prosper
Monthly net income: $3600
Monthly expenses: $3100
Housing: $1500
Insurance: $100
Car expenses: $200
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/19/2012 5:02:46 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:23 PM |
| DasMula | $25.00 | 10/19/2012 5:09:07 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:48 PM |
| MoneyForNothing | $25.12 | 10/19/2012 5:05:51 PM |
| enriching-dollar1 | $100.00 | 10/19/2012 5:14:33 PM |
| musegaze | $50.00 | 10/19/2012 5:42:56 PM |
| power-chihuahua | $25.00 | 10/19/2012 5:51:52 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:28 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:19 PM |
| ethical-truth211 | $400.00 | 10/19/2012 5:22:43 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:42 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:26:00 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 7:01:58 PM |
| Bank42 | $25.00 | 10/19/2012 6:14:30 PM |
| 1willray | $26.43 | 10/20/2012 4:13:14 AM |
| moola-accelerator6 | $25.00 | 10/19/2012 6:50:16 PM |
| melodious-openness | $200.00 | 10/20/2012 6:23:24 AM |
| netg | $57.00 | 10/19/2012 6:16:08 PM |
| papaloha | $44.00 | 10/19/2012 8:22:12 PM |
| New-Truck-Savings | $25.00 | 10/20/2012 7:47:56 AM |
| first-serene-credit | $25.00 | 10/19/2012 10:32:16 PM |
| hidavehi | $39.00 | 10/19/2012 6:41:55 PM |
| Hardlyskiing01 | $100.00 | 10/20/2012 7:59:11 AM |
| tomdooley12520 | $25.00 | 10/20/2012 6:35:51 AM |
| principal-laser | $45.00 | 10/20/2012 6:45:54 AM |
| authoritative-capital | $75.00 | 10/20/2012 12:00:30 PM |
| dedication-capo7 | $100.00 | 10/19/2012 11:39:59 PM |
| Bob450 | $25.00 | 10/20/2012 8:03:06 AM |
| travels536 | $25.09 | 10/20/2012 6:44:34 AM |
| nimble-revenue5 | $76.00 | 10/20/2012 12:12:34 PM |
| mikeandcat | $50.00 | 10/20/2012 8:31:46 AM |
| kinder-credit-bear | $25.00 | 10/20/2012 12:04:50 PM |
| desertoasis | $25.00 | 10/20/2012 9:37:07 AM |
| gallant-economy9 | $50.00 | 10/20/2012 12:07:39 PM |
| social-cocktail1 | $164.55 | 10/20/2012 12:13:44 PM |
| pfh | $25.00 | 10/20/2012 12:09:34 PM |
| handy-justice | $25.00 | 10/19/2012 5:03:15 PM |
| thrifty-capital | $30.00 | 10/19/2012 5:04:55 PM |
| enchanted-note14 | $25.00 | 10/19/2012 5:16:20 PM |
| etraboulay | $50.00 | 10/19/2012 5:03:56 PM |
| pure-pound7 | $75.00 | 10/19/2012 5:43:00 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:05 PM |
| money-fort | $27.81 | 10/19/2012 5:46:04 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:13:17 PM |
| newest-bid-britches | $100.00 | 10/19/2012 5:58:18 PM |
| 52digital | $75.00 | 10/19/2012 5:32:07 PM |
| paytonbrigadier | $250.00 | 10/19/2012 6:10:37 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:14:15 PM |
| JeremyLinFan | $50.00 | 10/19/2012 5:37:43 PM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:49 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:03 PM |
| blue-unrelenting-rupee | $25.00 | 10/19/2012 8:15:15 PM |
| persist_in_doing | $25.00 | 10/19/2012 6:13:45 PM |
| rs999 | $25.00 | 10/19/2012 6:02:01 PM |
| respectful-dough429 | $25.00 | 10/19/2012 6:38:30 PM |
| vines99 | $25.00 | 10/19/2012 10:21:44 PM |
| toblerone | $25.00 | 10/19/2012 6:59:06 PM |
| CA-Lender | $25.00 | 10/20/2012 10:42:40 AM |
| income-sycamore2 | $25.00 | 10/20/2012 7:15:29 AM |
| patriot0 | $50.00 | 10/20/2012 7:58:42 AM |
| intelligent-moola1 | $25.00 | 10/20/2012 12:09:09 PM |
| newest-generous-income | $25.00 | 10/20/2012 6:56:47 AM |
| bid-stockpiler1 | $25.00 | 10/20/2012 7:00:01 AM |
| trumpeter391 | $25.00 | 10/20/2012 11:04:17 AM |
| Bendan | $100.00 | 10/20/2012 12:08:01 PM |
| money-baron-Roth401k | $25.00 | 10/20/2012 12:03:57 PM |
| bid-czar8 | $100.00 | 10/20/2012 12:06:14 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
657011
This series of Notes was issued and sold upon the funding of the borrower loan #76542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $109.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,234 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| innocent-note686 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off loan with higher interest rate
This loan will be used to... pay off Lando Corp loan
My financial situation: good
I am a good candidate for this loan because... I currently pay $85 a month for this loan without any issues and adding another $25 to my monthly outlay will not be an issue. It will let me pay off the loan in a short time period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vigorous-payment6 | $25.00 | 10/21/2012 12:07:22 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:51 PM |
| Dollars4Rent | $50.00 | 10/21/2012 12:38:26 PM |
| Bank_Of_XL | $25.00 | 10/21/2012 5:11:57 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:39 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:25:52 PM |
| ready-interest9 | $25.00 | 10/21/2012 12:56:58 PM |
| n036939 | $25.47 | 10/22/2012 5:05:28 AM |
| drkosh | $25.00 | 10/21/2012 3:26:26 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:53 PM |
| FortuneFund | $200.00 | 10/22/2012 9:13:13 AM |
| Plutis | $25.00 | 10/21/2012 7:04:22 PM |
| Eric_Gagne | $25.00 | 10/22/2012 7:48:16 AM |
| ore-dojo | $50.00 | 10/22/2012 9:57:10 AM |
| skuba | $50.00 | 10/22/2012 9:10:04 AM |
| octoberfresh | $25.00 | 10/22/2012 9:18:52 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:49 AM |
| cardminger | $25.00 | 10/22/2012 11:08:38 AM |
| shaps | $50.00 | 10/22/2012 9:27:15 AM |
| windguy | $50.00 | 10/22/2012 9:30:38 AM |
| Perdita_II | $25.00 | 10/22/2012 9:32:12 AM |
| green28 | $50.00 | 10/22/2012 9:38:53 AM |
| youqianderen | $79.00 | 10/22/2012 9:58:49 AM |
| pound-griffin5 | $25.00 | 10/22/2012 10:17:12 AM |
| bellaquito | $500.00 | 10/22/2012 10:51:10 AM |
| ColoradoLender82 | $25.00 | 10/22/2012 11:19:29 AM |
| inspiring-kindness062 | $25.00 | 10/22/2012 11:19:36 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:24:26 PM |
| availableloan | $25.00 | 10/22/2012 5:04:10 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:51 PM |
| Ripsaw4U | $50.00 | 10/22/2012 5:27:37 PM |
| jazz619 | $25.00 | 10/22/2012 5:14:11 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:17:17 PM |
| lagnisiruk | $25.00 | 10/22/2012 5:27:02 PM |
| Mid-Ocean | $25.00 | 10/22/2012 6:08:30 PM |
| miket71 | $30.00 | 10/22/2012 6:04:14 PM |
| capital-blueberry | $3.87 | 10/22/2012 6:26:54 PM |
| mdv | $25.00 | 10/21/2012 12:22:50 PM |
| sweet-social2 | $25.00 | 10/21/2012 12:55:30 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:18 PM |
| Vegasjim | $25.00 | 10/21/2012 1:28:33 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:12 PM |
| Tbone49 | $25.00 | 10/21/2012 12:45:17 PM |
| neighborly-hope6 | $100.00 | 10/21/2012 12:48:21 PM |
| kfrench | $75.00 | 10/21/2012 1:26:27 PM |
| boylezz | $25.00 | 10/21/2012 1:30:05 PM |
| blue-useful-auction | $25.00 | 10/21/2012 3:01:10 PM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:27 AM |
| CFOGO | $25.00 | 10/22/2012 5:20:28 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:30 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:11 AM |
| indomitable-coin | $25.00 | 10/22/2012 10:10:11 AM |
| lionheart722 | $25.00 | 10/22/2012 10:21:16 AM |
| AmericanCredit | $100.00 | 10/22/2012 10:21:51 AM |
| crude | $35.00 | 10/22/2012 12:26:40 PM |
| spiff666 | $26.66 | 10/22/2012 3:06:00 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:49 PM |
| nuclearmoose | $50.00 | 10/22/2012 5:04:16 PM |
| zassociate | $200.00 | 10/22/2012 5:11:30 PM |
| green-discrete-rupee | $50.00 | 10/22/2012 5:38:11 PM |
| New-Brunswick-Investor | $25.00 | 10/22/2012 5:44:49 PM |
| peaceful-treasure1 | $25.00 | 10/22/2012 5:22:34 PM |
| fixer833 | $25.00 | 10/22/2012 6:14:14 PM |
| undaunted-fairness0 | $25.00 | 10/22/2012 6:22:58 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
657069
This series of Notes was issued and sold upon the funding of the borrower loan #76392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158,416 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jpblan11 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,800.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
740-759
(Oct-2009)
|
|
Principal balance:
| $304.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Re-Invest in Prosper
Purpose of loan:
This loan will used to re invest in Prosper. I have had several loans through proper and want to continue building on the investment I have accumulated.
My financial situation:
I am a good candidate for this loan because I have not had ANY late payments on any previous loans I have had. Your money is secure as it is my plan to continue to borrow again. Please review my former loans for more details. My net monthly income will cover my loan payment. My current annual salary this year has increased to $141,000. I own several rental real estate properties in total five residences NY and Mass in which I only have two mortgages. I have previously used a line of credit loan to purchase an income producing property; all rentals I have are income producing. I have also have onver $220,000 in securities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $56.28 | 10/19/2012 5:02:11 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:25 PM |
| SergRoosterDu | $25.00 | 10/19/2012 5:22:54 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:27 PM |
| phaded | $25.00 | 10/19/2012 5:32:16 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:08:10 PM |
| payout-reaction740 | $50.00 | 10/19/2012 5:38:34 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:08 PM |
| trade-goblin9 | $25.00 | 10/19/2012 5:49:17 PM |
| investment-artist | $92.10 | 10/19/2012 5:51:02 PM |
| listing-reformation8 | $25.00 | 10/19/2012 5:52:11 PM |
| LoanerPrincipal | $25.00 | 10/19/2012 5:12:13 PM |
| ready-interest9 | $25.00 | 10/19/2012 5:28:04 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:17 PM |
| Perdita_II | $25.00 | 10/19/2012 5:30:44 PM |
| shaps | $50.00 | 10/19/2012 5:32:22 PM |
| cordial-bonus | $25.00 | 10/19/2012 5:59:17 PM |
| moremax | $150.00 | 10/19/2012 5:33:37 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:24 PM |
| WeshaTheLeopard | $30.00 | 10/19/2012 6:04:06 PM |
| vinayski | $25.00 | 10/19/2012 5:37:39 PM |
| admirable-return6 | $200.00 | 10/19/2012 5:43:24 PM |
| thankful-nickel2 | $55.55 | 10/19/2012 5:45:11 PM |
| janeybooboo | $25.25 | 10/19/2012 6:15:03 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:33:01 PM |
| SV-AZ | $48.55 | 10/19/2012 6:28:11 PM |
| kfrench | $75.00 | 10/19/2012 6:31:49 PM |
| jonmars | $25.00 | 10/19/2012 5:39:24 PM |
| dkjl | $25.00 | 10/19/2012 6:03:39 PM |
| virtuous-repayment | $25.00 | 10/19/2012 5:48:10 PM |
| swissbanker | $25.00 | 10/19/2012 7:57:08 PM |
| spirit07a | $83.00 | 10/19/2012 5:56:54 PM |
| Dollars4Rent | $25.00 | 10/19/2012 6:30:47 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:11 PM |
| E_G | $50.00 | 10/19/2012 6:12:49 PM |
| dbs | $25.00 | 10/19/2012 6:15:19 PM |
| CoolPlexer | $25.00 | 10/19/2012 6:17:00 PM |
| JeremyLinFan | $25.00 | 10/19/2012 6:23:12 PM |
| prudent-dough458 | $25.00 | 10/19/2012 6:23:39 PM |
| value-sequoia8 | $40.00 | 10/19/2012 6:24:43 PM |
| trade-goblin9 | $24.26 | 10/19/2012 8:17:31 PM |
| Vegasjim | $25.00 | 10/19/2012 6:25:36 PM |
| compassion-twister2 | $50.00 | 10/19/2012 6:34:47 PM |
| 0_0 | $25.00 | 10/19/2012 6:41:38 PM |
| best-bonafide-p2p | $50.00 | 10/19/2012 6:42:52 PM |
| Crisscross | $50.00 | 10/19/2012 7:35:30 PM |
| sweety075 | $25.00 | 10/19/2012 5:06:42 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:36 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:32 PM |
| Brattt | $25.00 | 10/19/2012 5:28:37 PM |
| a-finance-nirvana | $25.00 | 10/19/2012 5:32:13 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:06 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:36 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:27 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:44 PM |
| jcornehlsen | $25.00 | 10/19/2012 5:36:38 PM |
| Investor_DP | $200.00 | 10/19/2012 6:06:04 PM |
| boylezz | $25.00 | 10/19/2012 5:42:04 PM |
| Plow_n_Sow | $70.00 | 10/19/2012 6:12:31 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:59 PM |
| boston_mass | $25.00 | 10/19/2012 5:33:45 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:30 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:23 PM |
| LaGrangeLender | $60.00 | 10/19/2012 5:56:34 PM |
| iidemosthenesii | $100.00 | 10/19/2012 6:11:22 PM |
| HikeMoab | $75.00 | 10/19/2012 6:11:43 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:51 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:55:02 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 6:01:27 PM |
| cashhelp | $30.00 | 10/19/2012 6:42:02 PM |
| FortuneFund | $200.00 | 10/19/2012 6:06:44 PM |
| Feyenoord | $30.00 | 10/19/2012 6:23:21 PM |
| Tbone49 | $25.00 | 10/19/2012 6:37:13 PM |
| RGlad | $65.00 | 10/19/2012 6:46:57 PM |
| feb217 | $40.00 | 10/19/2012 7:20:12 PM |
| cloud8 | $50.00 | 10/19/2012 7:39:42 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
657145
This series of Notes was issued and sold upon the funding of the borrower loan #76748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,155 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worlds-best-trade3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
740-759
(Nov-2011)
|
|
Principal balance:
| $7,317.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to finance a secured business transaction with 20% return
My financial situation:
I am a good candidate for this loan because I have a great credit and payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $27.18 | 10/19/2012 9:03:42 AM |
| income-encore1 | $25.00 | 10/19/2012 9:11:29 AM |
| CaptainBL | $25.00 | 10/19/2012 9:35:37 AM |
| soarmore | $25.00 | 10/19/2012 9:11:53 AM |
| calm-platinum957 | $35.00 | 10/19/2012 9:04:35 AM |
| payout-motivator0 | $25.00 | 10/19/2012 10:00:56 AM |
| boylezz | $25.00 | 10/19/2012 9:11:14 AM |
| justreturns | $25.00 | 10/19/2012 10:03:34 AM |
| E_G | $50.00 | 10/19/2012 9:13:16 AM |
| LoanerPrincipal | $25.00 | 10/19/2012 9:18:07 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:49 AM |
| Rockymtnhi | $100.00 | 10/19/2012 9:24:15 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:07 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:43 AM |
| Jassi | $25.00 | 10/19/2012 9:38:12 AM |
| XP | $25.00 | 10/19/2012 10:29:06 AM |
| power-kin | $50.00 | 10/19/2012 9:40:11 AM |
| lionheart722 | $58.00 | 10/19/2012 10:40:50 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:58 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:55 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:56 AM |
| prudent-dough458 | $25.00 | 10/19/2012 10:21:12 AM |
| vinayski | $25.00 | 10/19/2012 11:27:15 AM |
| skuba | $100.00 | 10/19/2012 11:32:25 AM |
| hidavehi | $33.00 | 10/19/2012 10:33:25 AM |
| Vegasjim | $25.00 | 10/19/2012 10:33:49 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:08 AM |
| aztec | $50.00 | 10/19/2012 10:13:41 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:22 PM |
| vtrentster | $25.00 | 10/19/2012 10:38:22 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:16 AM |
| bbt28 | $25.05 | 10/19/2012 10:57:24 AM |
| Plutis | $25.00 | 10/19/2012 5:11:54 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:02 PM |
| jpblan11 | $25.00 | 10/19/2012 3:29:55 PM |
| LiveNow | $25.00 | 10/19/2012 4:10:12 PM |
| ingenious-deal6 | $25.00 | 10/19/2012 5:00:32 PM |
| shaps | $50.00 | 10/19/2012 5:32:21 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:26 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:16 PM |
| aabadabadoo | $50.00 | 10/19/2012 5:57:43 PM |
| admirable-return6 | $200.00 | 10/19/2012 5:39:18 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:59:56 PM |
| boston_mass | $25.00 | 10/20/2012 4:52:03 AM |
| blue-laudable-dinero | $25.00 | 10/20/2012 6:08:22 AM |
| luminous-finance9 | $25.00 | 10/19/2012 7:02:22 PM |
| One-ninety-three | $25.00 | 10/20/2012 6:57:54 AM |
| wise-abundant-hope | $25.00 | 10/20/2012 7:40:41 AM |
| visionary-dedication5 | $25.00 | 10/20/2012 2:19:18 AM |
| cloud8 | $30.00 | 10/19/2012 7:58:33 PM |
| spiritual-compassion3-16 | $25.00 | 10/20/2012 7:48:54 AM |
| vines99 | $25.00 | 10/19/2012 10:19:52 PM |
| goodhearted-basis4 | $25.00 | 10/20/2012 12:21:22 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:45 AM |
| bonus-yeller | $30.00 | 10/20/2012 6:45:52 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:39 AM |
| Leshan | $100.00 | 10/20/2012 7:49:21 AM |
| mlpinz | $25.00 | 10/20/2012 7:55:01 AM |
| green28 | $50.00 | 10/19/2012 9:24:42 AM |
| payout-reaction740 | $50.00 | 10/19/2012 9:29:28 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:14 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:45 AM |
| rs999 | $25.00 | 10/19/2012 9:05:11 AM |
| boston_mass | $25.00 | 10/19/2012 9:56:39 AM |
| CreditBuilder2 | $25.01 | 10/19/2012 9:36:28 AM |
| ready-interest9 | $25.00 | 10/19/2012 9:41:08 AM |
| indomitable-coin | $25.00 | 10/19/2012 10:22:11 AM |
| Income-Scout | $100.00 | 10/19/2012 9:38:27 AM |
| kfrench | $75.00 | 10/19/2012 10:37:03 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:19 AM |
| prudent-deal662 | $25.00 | 10/19/2012 10:47:24 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:46 AM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:11 AM |
| Astyanax | $25.00 | 10/19/2012 12:11:22 PM |
| california111 | $44.00 | 10/19/2012 1:41:26 PM |
| nuclearmoose | $50.00 | 10/19/2012 11:01:31 AM |
| intuitive-benefit3 | $100.00 | 10/19/2012 10:36:57 AM |
| openness-stream9 | $200.00 | 10/19/2012 3:38:49 PM |
| proud-gold9 | $25.00 | 10/19/2012 10:59:51 AM |
| super_pickle | $25.00 | 10/19/2012 12:52:10 PM |
| Johnab | $25.00 | 10/19/2012 12:57:41 PM |
| alphaseek | $200.00 | 10/19/2012 1:02:13 PM |
| CIC | $25.00 | 10/19/2012 11:28:02 AM |
| bellaquito | $500.00 | 10/19/2012 11:45:28 AM |
| bright-idea11 | $50.00 | 10/19/2012 3:27:59 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:05 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:35 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:24 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:31 PM |
| moremax | $150.00 | 10/19/2012 5:35:31 PM |
| enchanted-compassion012 | $25.00 | 10/19/2012 6:04:12 PM |
| iidemosthenesii | $100.00 | 10/19/2012 6:05:30 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:58 PM |
| dbs | $25.00 | 10/19/2012 6:15:19 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:38 PM |
| Voracious_Trees | $25.00 | 10/19/2012 6:00:05 PM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:26 AM |
| whiffle | $30.00 | 10/20/2012 6:46:03 AM |
| starry2001 | $25.00 | 10/20/2012 6:49:03 AM |
| best-bonafide-p2p | $50.00 | 10/19/2012 7:50:21 PM |
| value-sequoia8 | $41.00 | 10/19/2012 6:22:11 PM |
| market-maple | $50.00 | 10/20/2012 7:50:05 AM |
| punctual-fund | $25.00 | 10/20/2012 8:41:45 AM |
| kind-durability-battalion | $100.00 | 10/20/2012 10:03:19 AM |
| Benny-factor | $818.09 | 10/20/2012 11:13:35 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:08 AM |
| armny | $149.67 | 10/20/2012 8:43:49 AM |
| SecondChanceLendingSERV | $25.00 | 10/20/2012 9:41:43 AM |
| blue-trade-optimizer | $25.00 | 10/20/2012 10:24:25 AM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
657187
This series of Notes was issued and sold upon the funding of the borrower loan #76704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 33y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,565 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nickel-recorder455 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Payoff bills and to fix somethings in the house.
My financial situation:
I am a good candidate for this loan because...
I will paid it back in 3 years time.
Monthly net income: $2,580.44
Monthly expenses: $497.88
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $132.88
Food, entertainment: $0
Clothing, household expenses: $150-$200
Credit cards and other loans: $11,471.54
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| note-lesson7 | $100.00 | 10/19/2012 5:08:37 PM |
| Astyanax | $25.00 | 10/19/2012 5:10:11 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:24 PM |
| ethical-truth211 | $200.00 | 10/19/2012 5:18:03 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:55:02 PM |
| compassion-twister2 | $100.00 | 10/19/2012 5:15:16 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:09 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:57 PM |
| first-pragmatic-power | $25.00 | 10/19/2012 6:21:14 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:24 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:31 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:59 PM |
| best-bonafide-p2p | $25.00 | 10/19/2012 6:34:31 PM |
| toblerone | $25.00 | 10/19/2012 6:47:22 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:37 AM |
| finder61 | $25.00 | 10/20/2012 12:18:15 PM |
| KCEnterprises | $25.00 | 10/20/2012 2:30:08 PM |
| blue-order-comet | $50.00 | 10/20/2012 1:35:17 PM |
| killdare | $25.00 | 10/20/2012 7:09:37 PM |
| vigorous-market5 | $100.00 | 10/20/2012 2:39:04 PM |
| callmebryan | $25.00 | 10/21/2012 10:18:12 AM |
| radiant-dinero2 | $25.00 | 10/20/2012 8:23:33 PM |
| kulender | $100.00 | 10/21/2012 2:37:42 PM |
| careful-compassion | $25.00 | 10/22/2012 8:58:59 AM |
| social-heart | $25.00 | 10/22/2012 9:10:50 AM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:52 PM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:25 AM |
| docdekay | $50.00 | 10/22/2012 9:42:12 AM |
| seabassx | $25.00 | 10/22/2012 2:56:36 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:54:32 AM |
| bonus-seahorse | $34.00 | 10/22/2012 11:44:15 AM |
| pdub | $750.00 | 10/22/2012 12:57:11 PM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:35:34 PM |
| Nil2008 | $100.00 | 10/22/2012 2:47:27 PM |
| pierrelasvegas | $25.00 | 10/22/2012 3:25:55 PM |
| zassociate | $200.00 | 10/22/2012 5:11:53 PM |
| asset-portait013 | $66.00 | 10/22/2012 5:16:49 PM |
| Odyssey77 | $25.00 | 10/22/2012 5:25:14 PM |
| klippies | $25.00 | 10/22/2012 6:14:06 PM |
| global-invest-group | $25.00 | 10/22/2012 6:17:13 PM |
| Maximum_Investment | $25.00 | 10/23/2012 2:03:00 AM |
| leverage-galleon | $40.00 | 10/22/2012 11:53:14 PM |
| benefit-javelin | $50.00 | 10/23/2012 8:21:31 AM |
| CashBank | $25.00 | 10/23/2012 8:41:56 AM |
| jybank | $49.00 | 10/23/2012 11:18:41 AM |
| hybridatl | $25.00 | 10/23/2012 12:12:56 PM |
| cogent | $32.95 | 10/23/2012 12:25:14 PM |
| riskreward | $250.00 | 10/23/2012 10:32:43 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:28 AM |
| Weaverville | $25.00 | 10/23/2012 2:07:50 PM |
| onaquest66 | $25.00 | 10/23/2012 3:54:39 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:48 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:40 PM |
| illinois_joe | $40.00 | 10/23/2012 2:32:34 PM |
| DreamIsReal | $102.26 | 10/23/2012 3:38:23 PM |
| USMCR | $25.00 | 10/23/2012 3:52:04 PM |
| Eisande | $50.00 | 10/23/2012 5:29:05 PM |
| Vreet | $25.00 | 10/23/2012 6:36:18 PM |
| worldly-income2 | $25.00 | 10/24/2012 10:32:36 AM |
| wdworld | $25.00 | 10/24/2012 11:42:30 AM |
| sharp-return7 | $25.69 | 10/24/2012 11:48:51 AM |
| acepoint | $25.00 | 10/24/2012 12:10:49 PM |
| thinker6 | $40.00 | 10/24/2012 2:30:59 PM |
| wildanne | $50.00 | 10/24/2012 5:57:11 PM |
| just-loyalty643 | $50.00 | 10/24/2012 9:02:59 PM |
| Future-Await21 | $25.00 | 10/25/2012 1:24:44 AM |
| Eminent_Endeavors | $25.00 | 10/25/2012 5:12:02 AM |
| P2P4me | $600.00 | 10/25/2012 4:41:37 AM |
| ResQDoc | $25.00 | 10/25/2012 8:21:59 AM |
| deal-banker | $25.00 | 10/25/2012 12:45:39 PM |
| eljobe | $36.00 | 10/25/2012 2:14:16 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:17:26 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:38 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:19 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:24 PM |
| tranquil-gain1 | $75.00 | 10/19/2012 5:36:35 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:50 PM |
| openness-antioxidant | $100.00 | 10/19/2012 5:49:00 PM |
| cr8on | $75.00 | 10/19/2012 5:38:30 PM |
| Investor_DP | $200.00 | 10/19/2012 6:06:05 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:12 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:43 PM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:49 PM |
| green-discrete-rupee | $50.00 | 10/19/2012 5:50:55 PM |
| RGlad | $100.00 | 10/19/2012 10:27:56 PM |
| EngineersAlliance | $75.00 | 10/19/2012 6:31:59 PM |
| janeybooboo | $75.00 | 10/19/2012 9:48:58 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:49 PM |
| fund-fox4 | $100.00 | 10/20/2012 11:25:43 AM |
| retirementlady | $25.00 | 10/20/2012 8:56:08 AM |
| all_of_that_one | $50.00 | 10/20/2012 9:03:39 AM |
| Christophe | $25.00 | 10/20/2012 6:23:32 AM |
| the-silver-blaster | $50.00 | 10/20/2012 12:55:50 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:48 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:40 PM |
| worth-topper4 | $25.00 | 10/20/2012 5:21:41 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:30:01 PM |
| MI2 | $5,000.00 | 10/22/2012 8:25:39 AM |
| loyalist1 | $100.00 | 10/22/2012 8:41:04 AM |
| formula842 | $25.00 | 10/21/2012 7:38:18 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:07 AM |
| Pickmar | $25.00 | 10/22/2012 10:11:41 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:55 PM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:56:49 AM |
| moremax | $100.00 | 10/22/2012 5:42:07 PM |
| cropdust3r | $25.00 | 10/22/2012 5:43:33 PM |
| SpreadsheetSolutions | $25.00 | 10/23/2012 8:40:09 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:43 AM |
| yzerizef | $30.00 | 10/23/2012 4:45:15 AM |
| goose026 | $75.00 | 10/23/2012 5:06:11 AM |
| treasure-bliss | $25.00 | 10/23/2012 5:59:21 AM |
| john0720 | $25.00 | 10/23/2012 7:59:19 AM |
| SimpleChoice | $25.00 | 10/23/2012 9:23:05 AM |
| axl163 | $25.00 | 10/23/2012 11:35:08 AM |
| fund-tom-tom6 | $25.00 | 10/23/2012 10:22:00 AM |
| KindCharmingReflective-affluence | $25.00 | 10/23/2012 11:08:28 AM |
| ns2397 | $50.00 | 10/23/2012 12:16:26 PM |
| sinner_c5 | $30.00 | 10/23/2012 3:03:34 PM |
| systematic-asset8 | $60.00 | 10/23/2012 3:39:32 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:49 PM |
| EclipseDirect | $25.00 | 10/23/2012 5:03:03 PM |
| mlm_invests | $50.00 | 10/23/2012 9:03:15 PM |
| mikbos | $25.00 | 10/23/2012 9:35:12 PM |
| gold-maestro6 | $50.00 | 10/23/2012 10:08:58 PM |
| Maximum_Investment | $25.00 | 10/24/2012 3:18:49 AM |
| neuroshred | $200.00 | 10/24/2012 9:29:12 AM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:18 PM |
| historic-value7 | $200.00 | 10/24/2012 12:42:15 PM |
| compatible-deal9 | $25.00 | 10/24/2012 12:42:29 PM |
| ingenious-truth684 | $50.00 | 10/24/2012 2:52:01 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:10 PM |
| China-man | $150.00 | 10/24/2012 11:04:18 PM |
| heart514 | $25.00 | 10/24/2012 7:05:30 PM |
| EclipseDirect | $25.00 | 10/25/2012 10:07:28 AM |
| durability-revelry2 | $25.00 | 10/25/2012 2:41:20 PM |
| brilliant-justice214 | $50.00 | 10/25/2012 4:44:59 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:34 PM |
| Index_Plus | $1,373.10 | 10/25/2012 5:12:56 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
657189
This series of Notes was issued and sold upon the funding of the borrower loan #76774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,024 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| financier4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2011)
|
|
Principal balance:
| $6,542.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Fixing Up the House
Purpose of loan:
This loan will be used to make repairs to several structural components of my home, including the windows, doors, and part of the roof.
My financial situation:
I am a good candidate for this loan because I earn a nice salary, mainly through book royalties. In addition, I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $38.43 | 10/20/2012 12:02:12 PM |
| bazaar-tulip | $25.00 | 10/20/2012 12:02:53 PM |
| finder61 | $25.00 | 10/20/2012 12:11:50 PM |
| cordial-bonus | $25.00 | 10/20/2012 12:13:04 PM |
| intuitive-benefit3 | $100.00 | 10/20/2012 12:20:42 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:20 PM |
| dbs | $25.00 | 10/20/2012 12:14:43 PM |
| Investor_DP | $200.00 | 10/20/2012 12:20:02 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:30 PM |
| MattLic | $25.00 | 10/20/2012 1:09:03 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:31 PM |
| justreturns | $25.00 | 10/20/2012 12:43:51 PM |
| Hawaiibynight | $25.00 | 10/20/2012 12:43:54 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:26 PM |
| toblerone | $25.00 | 10/20/2012 1:53:49 PM |
| FortuneFundII | $200.00 | 10/20/2012 1:56:34 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 1:16:46 PM |
| market-cougar3 | $50.00 | 10/20/2012 1:03:03 PM |
| sweety075 | $25.00 | 10/20/2012 2:35:36 PM |
| CaptainBL | $25.00 | 10/20/2012 1:30:13 PM |
| Vegasjim | $25.00 | 10/20/2012 1:56:59 PM |
| vinayski | $25.00 | 10/20/2012 2:07:42 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:26 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:52 PM |
| Batman2u | $25.00 | 10/21/2012 8:05:11 AM |
| bluebird5 | $25.00 | 10/20/2012 1:59:48 PM |
| community-burrito9 | $25.00 | 10/20/2012 2:31:26 PM |
| radforj22 | $25.00 | 10/20/2012 3:12:10 PM |
| jubilant-capital1 | $25.00 | 10/20/2012 3:38:39 PM |
| Global_Lender | $25.00 | 10/20/2012 6:46:00 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:28 PM |
| 280Z | $25.00 | 10/20/2012 4:20:02 PM |
| OzGuy609 | $25.00 | 10/20/2012 5:37:22 PM |
| TMBank | $30.48 | 10/21/2012 8:25:42 AM |
| punctual-fund | $25.00 | 10/21/2012 8:36:53 AM |
| first-dinero-paladin | $49.57 | 10/20/2012 6:26:03 PM |
| worth-firestarter0 | $25.00 | 10/20/2012 8:51:18 PM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 10:00:09 AM |
| compatible-deal9 | $50.00 | 10/21/2012 10:31:41 AM |
| BocaYogi50 | $25.00 | 10/21/2012 9:38:27 AM |
| the-loyalty-wildebeest | $28.00 | 10/21/2012 9:55:33 AM |
| drkosh | $25.00 | 10/21/2012 3:26:25 PM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:19 PM |
| Solid-Platinum | $30.00 | 10/21/2012 1:04:00 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:29:36 PM |
| thehousewife | $25.00 | 10/22/2012 7:26:41 AM |
| Asset-Builder | $129.45 | 10/21/2012 2:58:14 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:43 PM |
| williamgates | $25.00 | 10/21/2012 6:50:20 PM |
| awwaww | $25.00 | 10/22/2012 9:05:15 AM |
| affluence-microscope2 | $68.00 | 10/22/2012 9:08:55 AM |
| MissionMicroFinance | $25.00 | 10/22/2012 9:10:38 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:12:41 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:09 AM |
| antlr | $25.00 | 10/21/2012 9:48:51 PM |
| balance316 | $26.00 | 10/22/2012 6:47:56 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:36 AM |
| oskizzle | $25.00 | 10/22/2012 5:55:09 AM |
| gjm6d | $25.00 | 10/22/2012 9:32:22 AM |
| reinforced-gain7 | $97.00 | 10/22/2012 8:31:33 AM |
| lionheart722 | $25.00 | 10/22/2012 10:21:15 AM |
| p2p-paradise | $25.00 | 10/22/2012 10:51:32 AM |
| wise-virtuous-vigilance | $100.00 | 10/22/2012 9:25:14 AM |
| JGENERAL | $30.00 | 10/22/2012 11:12:14 AM |
| radiant-dollar9 | $70.00 | 10/22/2012 9:26:35 AM |
| mighty-dedication223 | $50.00 | 10/22/2012 1:58:04 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:09 AM |
| fairness-symphony2 | $50.00 | 10/22/2012 3:32:05 PM |
| dukeiyer | $25.00 | 10/22/2012 10:41:47 AM |
| skuba | $25.00 | 10/22/2012 11:17:30 AM |
| responsibility-venture8 | $200.00 | 10/22/2012 1:01:32 PM |
| green28 | $50.00 | 10/20/2012 12:14:57 PM |
| prudent-dough458 | $25.00 | 10/20/2012 12:05:20 PM |
| boylezz | $25.00 | 10/20/2012 12:06:56 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:51 PM |
| compassion-twister2 | $50.00 | 10/20/2012 12:45:54 PM |
| E_G | $50.00 | 10/20/2012 12:47:05 PM |
| suave-durability1 | $50.00 | 10/20/2012 12:56:36 PM |
| lender987654321 | $50.00 | 10/20/2012 12:20:57 PM |
| LoanerPrincipal | $25.00 | 10/20/2012 12:44:28 PM |
| Rivervale_Westwood | $25.00 | 10/20/2012 12:37:51 PM |
| vigorous-payment6 | $25.00 | 10/20/2012 12:59:28 PM |
| openness-antioxidant | $100.00 | 10/20/2012 12:54:10 PM |
| DreisersFinancier | $50.00 | 10/20/2012 1:54:33 PM |
| JeremyLinFan | $40.00 | 10/20/2012 2:06:45 PM |
| CreditBuilder2 | $25.01 | 10/20/2012 1:09:13 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:01 PM |
| phaded | $25.00 | 10/20/2012 1:22:24 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:46 PM |
| enticing-capital6 | $48.00 | 10/20/2012 1:28:25 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:09 PM |
| Gordon_Gekko1 | $30.00 | 10/20/2012 5:55:55 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:48 PM |
| proud-gold9 | $25.00 | 10/20/2012 2:16:49 PM |
| bellaquito | $500.00 | 10/20/2012 2:39:19 PM |
| pious-benjamins1 | $44.00 | 10/21/2012 12:05:26 AM |
| kfrench | $75.00 | 10/20/2012 2:45:53 PM |
| bold-steady-peso | $100.00 | 10/20/2012 1:55:55 PM |
| awesome-generosity4 | $50.00 | 10/21/2012 7:28:27 AM |
| sensible-order2 | $100.00 | 10/21/2012 9:08:31 AM |
| 08bob | $25.00 | 10/21/2012 10:30:18 AM |
| logical-moola4 | $28.00 | 10/20/2012 5:38:12 PM |
| lunaireMD | $102.49 | 10/20/2012 7:31:01 PM |
| blue-bazaar-implementer | $50.00 | 10/21/2012 12:35:09 PM |
| jubilant-agreement0 | $25.00 | 10/21/2012 7:33:03 AM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:41 PM |
| benjamins-wasp | $100.00 | 10/21/2012 7:49:30 PM |
| bb575 | $50.00 | 10/21/2012 8:22:30 PM |
| 1SteelerFan | $35.00 | 10/21/2012 1:35:42 PM |
| Cronos | $100.00 | 10/21/2012 10:58:46 PM |
| generosity-pizza | $25.00 | 10/21/2012 4:04:21 PM |
| finance-rocket2 | $25.00 | 10/21/2012 6:29:04 PM |
| weWantToHelp | $50.00 | 10/21/2012 8:01:41 PM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:44 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:16 AM |
| shaps | $50.00 | 10/22/2012 9:27:05 AM |
| Blue_HorseShoe | $25.00 | 10/22/2012 5:00:40 AM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:35 AM |
| DCinDC | $100.00 | 10/22/2012 9:00:05 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:58 AM |
| Tradesmanlender | $25.00 | 10/22/2012 10:16:29 AM |
| Plutis | $25.00 | 10/22/2012 9:15:51 AM |
| abundanceforever | $44.00 | 10/22/2012 9:21:37 AM |
| nickel-ferret | $25.00 | 10/22/2012 9:24:17 AM |
| reliable-dollar415 | $26.68 | 10/22/2012 11:06:04 AM |
| mcs86d | $25.00 | 10/22/2012 9:27:02 AM |
| darknesscrown | $25.00 | 10/22/2012 1:01:35 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:08 PM |
| bill-sequoia7 | $200.00 | 10/22/2012 10:57:34 AM |
| interest-competitor | $37.21 | 10/22/2012 11:48:28 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:04 AM |
| order-supernova6 | $50.00 | 10/22/2012 12:25:42 PM |
| pdub | $500.00 | 10/22/2012 12:58:32 PM |
| LenderToAll | $150.00 | 10/22/2012 1:01:11 PM |
| USMC0311 | $25.00 | 10/22/2012 1:07:28 PM |
| Mid-Ocean | $25.00 | 10/22/2012 1:56:01 PM |
| Benny-factor | $995.68 | 10/22/2012 3:56:06 PM |
| boston_mass | $25.00 | 10/22/2012 3:34:35 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
657201
This series of Notes was issued and sold upon the funding of the borrower loan #76680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $84.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,188 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-creature462 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some outstanding debt so I can make one monthly payment and get everything paid in full quicker.
My financial situation: Is very stable.
I am a good candidate for this loan because I am responsible and will make timely payments each month. Will try to pay more than the minimum balance each month to get this balance paid off as quickly as possible.
Monthly net income: $22000.00
Monthly expenses: $150.00
Housing: $500.00
Insurance: $150.00
Car expenses: $40.00
Utilities: $160.00
Phone, cable, internet: $45.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/20/2012 1:50:43 PM |
| tolerant-dime2 | $25.00 | 10/20/2012 12:03:51 PM |
| authoritative-capital | $50.00 | 10/20/2012 12:12:13 PM |
| nonattender | $25.00 | 10/20/2012 12:12:47 PM |
| ethical-truth211 | $200.00 | 10/20/2012 12:25:41 PM |
| handy-justice | $50.00 | 10/20/2012 12:06:57 PM |
| finance-investor3 | $25.00 | 10/20/2012 12:29:05 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:31 PM |
| EL_Papin | $25.00 | 10/20/2012 12:46:48 PM |
| power-chihuahua | $25.00 | 10/20/2012 12:26:21 PM |
| patriot897 | $25.00 | 10/20/2012 12:15:46 PM |
| BankofRon_IRA | $100.00 | 10/20/2012 12:30:14 PM |
| thrifty-capital | $35.00 | 10/20/2012 1:28:38 PM |
| careful-vigilance4 | $25.00 | 10/20/2012 1:37:20 PM |
| well-rounded-payout0 | $50.00 | 10/20/2012 2:01:07 PM |
| Dubbs360 | $53.75 | 10/20/2012 2:25:26 PM |
| rate-advocator7 | $200.00 | 10/20/2012 1:55:21 PM |
| missing-link | $25.00 | 10/20/2012 2:04:49 PM |
| etraboulay | $50.00 | 10/20/2012 12:21:44 PM |
| cr8on | $75.00 | 10/20/2012 12:22:06 PM |
| Danjack_Capital | $25.00 | 10/20/2012 12:25:30 PM |
| appetizing-loyalty354 | $32.00 | 10/20/2012 12:55:30 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:45 PM |
| ethical-truth211 | $100.00 | 10/20/2012 12:25:49 PM |
| enchanted-note | $25.00 | 10/20/2012 12:46:27 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:43 PM |
| one-midas | $25.00 | 10/20/2012 12:55:22 PM |
| asset-professor | $100.00 | 10/20/2012 1:26:49 PM |
| trade-goblin9 | $98.25 | 10/20/2012 1:11:59 PM |
| mrxtravis | $25.00 | 10/20/2012 1:57:45 PM |
| fantastic-wampum1 | $81.00 | 10/20/2012 1:11:47 PM |
| Evolver | $50.00 | 10/20/2012 2:09:00 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
657229
This series of Notes was issued and sold upon the funding of the borrower loan #76449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $126.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 32y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,402 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-minded-return853 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...my net income will increase by $1900 per month starting 1/29/13
Monthly net income: $3380
Monthly expenses: $
Housing: $1127
Insurance: $125
Car expenses: $
Utilities: $200
Phone, cable, internet: $65
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| etraboulay | $50.00 | 10/19/2012 5:03:57 PM |
| EL_Papin | $25.00 | 10/19/2012 5:04:53 PM |
| brainy-return234 | $25.00 | 10/19/2012 5:06:25 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:24 PM |
| power-chihuahua | $25.00 | 10/19/2012 5:51:52 PM |
| well-rounded-payout0 | $50.00 | 10/19/2012 6:51:02 PM |
| VirginiaBuckeye | $50.00 | 10/19/2012 5:45:14 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:31 PM |
| janeybooboo | $75.00 | 10/19/2012 9:31:33 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 6:55:14 PM |
| money-baron | $100.00 | 10/19/2012 7:08:38 PM |
| hektek22 | $600.00 | 10/20/2012 5:32:19 AM |
| transparency-position | $99.00 | 10/19/2012 7:33:14 PM |
| trade-goblin9 | $75.00 | 10/19/2012 7:46:09 PM |
| tomdooley12520 | $25.00 | 10/20/2012 6:35:09 AM |
| lowrater | $50.60 | 10/20/2012 10:35:26 AM |
| nonattender | $25.00 | 10/20/2012 7:39:53 AM |
| jc33148 | $25.00 | 10/20/2012 8:12:10 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:48 AM |
| ChoiceInvestments | $25.00 | 10/20/2012 7:30:26 AM |
| handy-justice | $50.00 | 10/20/2012 11:58:37 AM |
| buffalobills | $25.00 | 10/20/2012 8:09:03 AM |
| SimpleChoice | $25.00 | 10/20/2012 12:24:42 PM |
| first-serene-credit | $25.00 | 10/20/2012 9:55:29 AM |
| authoritative-capital | $25.00 | 10/20/2012 12:04:37 PM |
| BankofRon | $25.00 | 10/20/2012 12:24:23 PM |
| julijask | $25.00 | 10/19/2012 5:26:17 PM |
| joelnet | $25.00 | 10/19/2012 5:44:48 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:36 PM |
| courteous-kindness1 | $25.00 | 10/19/2012 5:55:24 PM |
| refresher211 | $100.00 | 10/19/2012 5:28:57 PM |
| asset-professor | $100.00 | 10/19/2012 6:24:29 PM |
| favorite-commerce | $50.00 | 10/19/2012 5:33:50 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:14:15 PM |
| DiligentiaLLC | $75.00 | 10/20/2012 5:49:43 AM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:49 PM |
| credit-coach118 | $25.02 | 10/19/2012 6:31:30 PM |
| Budro | $25.00 | 10/19/2012 6:40:51 PM |
| newest-generous-income | $25.00 | 10/20/2012 7:00:14 AM |
| VirginiaBuckeye | $100.00 | 10/20/2012 4:20:06 AM |
| all_of_that_one | $50.00 | 10/20/2012 9:03:40 AM |
| tolerant-dime2 | $30.00 | 10/20/2012 11:56:57 AM |
| felicity-contributor3 | $25.00 | 10/20/2012 12:12:11 PM |
| bold-wampum-compadre | $100.00 | 10/20/2012 11:07:53 AM |
| EarlyRiser | $20.38 | 10/20/2012 12:40:20 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
657265
This series of Notes was issued and sold upon the funding of the borrower loan #76644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $325.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1968 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 9m |
|
Amount delinquent:
| $5,963 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $489 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silentpeace |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 3% )
| 760-779
(Apr-2008)
740-759
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate loans and to pay off a substantial part of my auto loan with the purpose of refinancing the balance for a lower payment amount.
My financial situation: I would like to reduce the number of accounts I am currently paying and I would like to refinance my auto loan. I am currently employed full time and have the funds to repay the loan amount.
I am a good candidate for this loan because I have borrowed from Prosper in the past and repaid the loan on time without missing a payment. I have enough income to make the loan repayment amount each month.
Monthly net income: $4,575.02
Monthly expenses: $3740.00
Housing: $1680
Insurance: $127.00
Car expenses: $150.00 for gas, $339.00 for car payment
Utilities: $112
Phone, cable, internet: $122
Food, entertainment: $750.00
Clothing, household expenses: $80.00
Credit cards and other loans: $100.00 (part of consolidation); Lendmark Financial: 280.00 (part of loan consolidation)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $135.00 | 10/19/2012 5:03:23 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:06 PM |
| thrilling-fund427 | $50.00 | 10/19/2012 5:09:40 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:48 PM |
| vutah | $35.00 | 10/19/2012 5:07:31 PM |
| sweety075 | $25.00 | 10/19/2012 5:07:41 PM |
| money-bauble | $100.00 | 10/19/2012 5:12:22 PM |
| trumpeter5 | $25.00 | 10/19/2012 5:03:00 PM |
| tolerant-responsibility051 | $2,500.00 | 10/19/2012 5:49:26 PM |
| bewitching-dollar5 | $100.00 | 10/19/2012 5:23:39 PM |
| networks4ever | $25.00 | 10/19/2012 5:15:31 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:54 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:27 PM |
| trade-goblin9 | $50.00 | 10/19/2012 5:48:16 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:44 PM |
| Voracious_Trees | $25.00 | 10/19/2012 5:50:11 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:12:03 PM |
| moneylender25 | $50.00 | 10/19/2012 8:21:43 PM |
| moola-accelerator6 | $25.00 | 10/19/2012 6:48:29 PM |
| janeybooboo | $25.25 | 10/19/2012 6:15:03 PM |
| well-mannered-income3 | $79.00 | 10/19/2012 7:59:35 PM |
| nalaari | $34.00 | 10/20/2012 7:26:04 AM |
| BorthersKeeper | $25.00 | 10/20/2012 2:01:36 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:25:42 AM |
| benefit-banshee | $25.00 | 10/20/2012 5:39:24 AM |
| wealth-pizza | $76.00 | 10/20/2012 5:49:19 AM |
| payout-bridge | $35.00 | 10/20/2012 11:14:55 AM |
| skythex | $31.90 | 10/20/2012 11:41:26 AM |
| vines99 | $25.00 | 10/19/2012 10:22:02 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:33:51 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:47 PM |
| deal-gazer | $50.00 | 10/20/2012 3:19:55 AM |
| sensible-order2 | $150.00 | 10/20/2012 8:25:50 AM |
| mikeandcat | $118.27 | 10/20/2012 8:27:44 AM |
| melodious-openness | $200.00 | 10/20/2012 6:24:10 AM |
| dime-sprout | $25.00 | 10/20/2012 12:12:20 PM |
| ChoiceInvestments | $28.50 | 10/20/2012 7:35:24 AM |
| fcrick | $25.00 | 10/20/2012 12:18:52 PM |
| vineet | $25.00 | 10/20/2012 8:18:53 AM |
| monster4 | $26.00 | 10/20/2012 12:07:30 PM |
| SoldiersMom | $75.00 | 10/20/2012 10:29:42 AM |
| reaction5 | $25.00 | 10/20/2012 12:28:42 PM |
| zipemdown | $25.00 | 10/20/2012 12:32:15 PM |
| jazzlender | $25.00 | 10/20/2012 12:25:33 PM |
| social-cocktail1 | $200.00 | 10/20/2012 12:13:45 PM |
| first-resolute-deal | $25.00 | 10/20/2012 12:57:47 PM |
| vigorous-velocity | $200.00 | 10/20/2012 1:17:43 PM |
| unassuming-note | $25.00 | 10/20/2012 1:19:55 PM |
| Comoparklender | $25.00 | 10/20/2012 12:39:54 PM |
| tender-commerce8 | $50.00 | 10/20/2012 1:25:03 PM |
| subtle-bill727 | $25.00 | 10/20/2012 1:27:24 PM |
| lowlite6647 | $25.00 | 10/20/2012 1:30:52 PM |
| promise2 | $25.00 | 10/20/2012 12:44:11 PM |
| wormdc | $25.00 | 10/20/2012 1:34:19 PM |
| deal-banker | $35.00 | 10/20/2012 1:38:19 PM |
| svandgts | $25.00 | 10/20/2012 1:07:57 PM |
| Caerus | $50.00 | 10/20/2012 1:38:54 PM |
| jkeller4000 | $100.00 | 10/20/2012 1:42:43 PM |
| moola-buddy | $25.00 | 10/20/2012 1:09:33 PM |
| DoctorJoe | $30.00 | 10/20/2012 1:49:13 PM |
| Banker7371 | $25.00 | 10/20/2012 1:50:25 PM |
| CAGE-Investments | $25.00 | 10/20/2012 12:54:31 PM |
| Track-Layer | $100.00 | 10/20/2012 12:55:22 PM |
| Lacimae | $100.00 | 10/20/2012 1:55:38 PM |
| mauge35 | $42.06 | 10/20/2012 1:55:45 PM |
| ahalls | $25.00 | 10/20/2012 1:57:10 PM |
| melodious-fairness | $50.00 | 10/20/2012 1:19:36 PM |
| traice | $25.00 | 10/20/2012 1:20:48 PM |
| nellaelyob | $25.00 | 10/20/2012 1:20:51 PM |
| red-power-pecan | $50.00 | 10/20/2012 1:23:23 PM |
| inspired-investment8 | $96.00 | 10/20/2012 1:23:31 PM |
| rogue_monster | $50.00 | 10/20/2012 2:10:06 PM |
| nex | $25.00 | 10/20/2012 2:11:31 PM |
| enticing-capital6 | $50.00 | 10/20/2012 1:28:24 PM |
| velocity-solo | $25.00 | 10/20/2012 2:46:32 PM |
| sjc224 | $25.00 | 10/20/2012 1:33:31 PM |
| best-witty-income | $25.00 | 10/20/2012 1:34:43 PM |
| cablenews | $92.00 | 10/20/2012 1:36:44 PM |
| jstefans | $25.00 | 10/20/2012 1:17:06 PM |
| Vreet | $25.00 | 10/20/2012 1:46:52 PM |
| statuesque-affluence058 | $25.00 | 10/20/2012 1:47:09 PM |
| J-Rott | $200.00 | 10/20/2012 1:47:58 PM |
| first-pragmatic-note | $50.00 | 10/20/2012 1:27:35 PM |
| GradStudent34 | $32.00 | 10/20/2012 1:55:28 PM |
| point653 | $25.00 | 10/20/2012 1:58:10 PM |
| heart514 | $25.00 | 10/20/2012 1:38:20 PM |
| ivy-league-MBA | $25.00 | 10/20/2012 2:11:48 PM |
| commitment-tom-tom | $25.00 | 10/20/2012 1:49:43 PM |
| lordnecron | $25.85 | 10/20/2012 3:10:56 PM |
| twjh | $25.00 | 10/20/2012 3:16:58 PM |
| Mindful7 | $25.00 | 10/20/2012 3:22:51 PM |
| rebelduke | $25.00 | 10/20/2012 1:58:12 PM |
| Ducatiman1978 | $25.00 | 10/20/2012 2:09:18 PM |
| zone6 | $100.00 | 10/20/2012 2:09:54 PM |
| pragmatic-auction8 | $25.00 | 10/20/2012 2:14:15 PM |
| jscope | $25.00 | 10/20/2012 2:19:26 PM |
| LittleMingo | $25.00 | 10/19/2012 5:04:18 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:09 PM |
| MoneyForNothing | $32.32 | 10/19/2012 5:05:20 PM |
| ethical-truth211 | $200.00 | 10/19/2012 5:17:11 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:44 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:03 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:32 PM |
| mschoenf | $93.00 | 10/19/2012 5:27:41 PM |
| EL_Papin | $25.00 | 10/19/2012 6:09:26 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:32 PM |
| Dubbs360 | $200.00 | 10/19/2012 5:45:37 PM |
| smart-gain | $50.00 | 10/19/2012 5:32:57 PM |
| Investor_DP | $200.00 | 10/19/2012 6:06:05 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:12 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:05 PM |
| Tscheddar | $25.00 | 10/20/2012 5:30:28 AM |
| helping-out | $37.72 | 10/20/2012 5:51:00 AM |
| iidemosthenesii | $100.00 | 10/19/2012 6:20:09 PM |
| jpac1066 | $100.00 | 10/20/2012 7:34:17 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:25:00 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:22:51 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:33:25 PM |
| Mikale360 | $25.00 | 10/19/2012 11:15:19 PM |
| wattboy | $25.00 | 10/20/2012 8:11:12 AM |
| visionary-dedication5 | $25.00 | 10/20/2012 2:20:18 AM |
| bid-stockpiler1 | $150.00 | 10/20/2012 7:06:09 AM |
| papaloha | $111.00 | 10/19/2012 8:25:16 PM |
| Fire2 | $25.00 | 10/20/2012 12:00:45 PM |
| Green-Baron | $25.00 | 10/20/2012 8:36:20 AM |
| FinanceEngine | $60.00 | 10/20/2012 8:40:29 AM |
| Scombs | $34.75 | 10/20/2012 9:41:07 AM |
| tolerant-truth2 | $40.00 | 10/20/2012 12:11:14 PM |
| market-pudding | $25.00 | 10/20/2012 9:47:19 AM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:30 PM |
| justasoldier | $150.00 | 10/20/2012 10:22:03 AM |
| derauma | $30.00 | 10/20/2012 12:15:18 PM |
| musegaze | $50.00 | 10/20/2012 12:17:33 PM |
| halothane_logic | $26.00 | 10/20/2012 12:56:19 PM |
| handshake5 | $100.00 | 10/20/2012 1:00:52 PM |
| LaGrangeLender | $60.00 | 10/20/2012 12:25:41 PM |
| interstellar | $75.00 | 10/20/2012 12:32:17 PM |
| successful-agreement7 | $74.00 | 10/20/2012 1:30:15 PM |
| skuba | $50.00 | 10/20/2012 12:47:43 PM |
| down-with-big-banks-2 | $25.00 | 10/20/2012 1:40:11 PM |
| mvalley | $25.00 | 10/20/2012 1:09:51 PM |
| atlas100 | $50.00 | 10/20/2012 1:10:13 PM |
| Bookophile | $50.00 | 10/20/2012 1:53:53 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:42 PM |
| brilliant-market680 | $25.00 | 10/20/2012 1:19:18 PM |
| point | $50.00 | 10/20/2012 2:09:47 PM |
| intrepid-loot | $25.00 | 10/20/2012 1:08:01 PM |
| cash-reaction2 | $25.00 | 10/20/2012 1:27:54 PM |
| StPong | $25.00 | 10/20/2012 1:28:36 PM |
| money-surge1 | $25.00 | 10/20/2012 1:12:26 PM |
| chameleon125 | $50.00 | 10/20/2012 2:56:11 PM |
| thedude393 | $25.00 | 10/20/2012 1:14:51 PM |
| jamiee73 | $25.00 | 10/20/2012 1:18:41 PM |
| 1randyp | $25.00 | 10/20/2012 1:22:15 PM |
| adventurer447 | $33.00 | 10/20/2012 1:43:44 PM |
| green-peso-backer | $50.00 | 10/20/2012 1:28:00 PM |
| restless-currency | $40.00 | 10/20/2012 1:28:49 PM |
| vegibenz | $25.00 | 10/20/2012 1:29:57 PM |
| independent-silver9 | $25.00 | 10/20/2012 1:30:37 PM |
| the-dollar-topper | $150.00 | 10/20/2012 1:53:18 PM |
| towering-wealth | $50.00 | 10/20/2012 1:32:01 PM |
| oldmora | $50.00 | 10/20/2012 1:35:26 PM |
| moola-wildebeest3 | $50.00 | 10/20/2012 1:36:02 PM |
| wise-deal-panda | $200.00 | 10/20/2012 1:37:13 PM |
| randsenterprise | $25.00 | 10/20/2012 1:37:41 PM |
| krafty01 | $70.19 | 10/20/2012 2:01:18 PM |
| money-baron-roth-IRA | $50.00 | 10/20/2012 2:23:17 PM |
| finance-mammalian2 | $25.00 | 10/20/2012 2:27:49 PM |
| MadHun | $200.00 | 10/20/2012 1:49:38 PM |
| rokman | $40.00 | 10/20/2012 3:18:35 PM |
| jybank | $50.00 | 10/20/2012 3:31:39 PM |
| 1313mark1313 | $141.19 | 10/20/2012 3:44:55 PM |
| authentic-liberty7 | $25.00 | 10/20/2012 2:03:01 PM |
| dough-hammock | $25.00 | 10/20/2012 2:35:11 PM |
| friedokra | $25.00 | 10/20/2012 2:37:30 PM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
657415
This series of Notes was issued and sold upon the funding of the borrower loan #77036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $134.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,245 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-saver1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Help get me through the Holidays
Purpose of loan:
This loan will be used to...supplement income. I do inventories. Hours at work have been reduced during last part of year. Hours return during January.
My financial situation:
I am a good candidate for this loan because...I feel obligated to pay my debts. I have no missed or late payments for nearly 10 years. I am also in the Navy Reserve and honor my committments.
Monthly net income: $1700
Monthly expenses: $2000
Housing: $470
Insurance: $90
Car expenses: $120
Utilities: $70
Phone, cable, internet: $70
Food, entertainment: $180
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $50.00 | 10/19/2012 5:10:47 PM |
| trumpeter5 | $25.00 | 10/19/2012 5:03:21 PM |
| green-trade-dolphin | $34.00 | 10/19/2012 5:03:26 PM |
| sweety075 | $25.00 | 10/19/2012 5:07:28 PM |
| SergRoosterDu | $30.00 | 10/19/2012 5:03:28 PM |
| miked8303 | $50.00 | 10/19/2012 5:24:08 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:25:12 PM |
| handy-justice | $50.00 | 10/19/2012 5:05:28 PM |
| bellaquito | $500.00 | 10/19/2012 5:29:33 PM |
| RLaumeyer | $70.22 | 10/19/2012 5:32:38 PM |
| us957165 | $25.00 | 10/19/2012 5:14:27 PM |
| sflash | $25.00 | 10/19/2012 5:44:16 PM |
| DasMula | $25.00 | 10/19/2012 5:08:39 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:12:20 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:49 PM |
| ASuperJohn | $150.00 | 10/19/2012 5:54:25 PM |
| amlu1988 | $25.00 | 10/19/2012 5:58:35 PM |
| supreme-exchange547 | $25.00 | 10/19/2012 5:36:27 PM |
| WeshaTheLeopard | $25.00 | 10/19/2012 6:04:27 PM |
| sudeep104 | $25.00 | 10/19/2012 5:22:34 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:20 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:24 PM |
| shaps | $50.00 | 10/19/2012 5:33:07 PM |
| john0720 | $25.00 | 10/19/2012 5:43:14 PM |
| WeshaTheLeopard | $25.00 | 10/19/2012 6:03:12 PM |
| dkjl | $25.00 | 10/19/2012 6:08:19 PM |
| Elefunt | $25.00 | 10/19/2012 5:57:38 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:06:45 PM |
| DiligentiaLLC | $75.00 | 10/19/2012 6:15:48 PM |
| credit-missile | $125.00 | 10/19/2012 5:04:47 PM |
| LendSoHardUniversity | $125.04 | 10/19/2012 5:23:41 PM |
| etraboulay | $50.00 | 10/19/2012 5:03:57 PM |
| joelnet | $25.00 | 10/19/2012 5:45:11 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:03 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:41 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:54 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:18:07 PM |
| accruer89 | $34.00 | 10/19/2012 5:38:12 PM |
| cr8on | $75.00 | 10/19/2012 5:38:30 PM |
| mmckune | $25.00 | 10/19/2012 5:42:38 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:24:11 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:45 PM |
| sensible-fund | $25.00 | 10/19/2012 6:11:13 PM |
| riveting-credit5 | $25.00 | 10/19/2012 6:14:49 PM |
| CoolPlexer | $25.00 | 10/19/2012 6:17:01 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:44 PM |
| nickel-karate5 | $71.52 | 10/19/2012 6:18:50 PM |
| BigSkyFinancial | $60.22 | 10/19/2012 5:49:46 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:33 PM |
| majestic-note6 | $200.00 | 10/19/2012 5:34:32 PM |
| gold-sushi | $25.00 | 10/19/2012 5:56:08 PM |
| vanklein | $25.00 | 10/19/2012 5:56:14 PM |
| NekHoldings | $25.00 | 10/19/2012 6:04:49 PM |
| Investor_DP | $200.00 | 10/19/2012 6:06:06 PM |
| Bank42 | $25.00 | 10/19/2012 6:14:06 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
657425
This series of Notes was issued and sold upon the funding of the borrower loan #76922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $100.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,079 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 63 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-assembler0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for an outstanding vet bill and condo association fees.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I try to resolve my outstanding debt.
Monthly net income: $3000
Monthly expenses: $
Housing: $940
Insurance: $90
Car expenses: $300
Utilities: $200
Phone, cable, internet: $215
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
205
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/22/2012 9:02:43 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:23:10 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:47 AM |
| EngineersAlliance | $100.00 | 10/22/2012 9:38:51 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:09 AM |
| Zingaro | $25.00 | 10/22/2012 9:14:58 AM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:28 AM |
| well-rounded-payout0 | $50.00 | 10/22/2012 9:37:12 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:05 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:21 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:21 AM |
| DCinDC | $19.96 | 10/22/2012 9:57:09 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:20:03 AM |
| shaps | $50.00 | 10/22/2012 9:27:38 AM |
| majestic-note6 | $200.00 | 10/22/2012 9:28:23 AM |
| Makingitrain | $25.00 | 10/22/2012 9:31:42 AM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:51 AM |
| bellaquito | $500.00 | 10/22/2012 9:10:55 AM |
| commerce-viking1 | $50.00 | 10/22/2012 9:18:28 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:19:09 AM |
| Danjack_Capital | $25.00 | 10/22/2012 9:39:43 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
657543
This series of Notes was issued and sold upon the funding of the borrower loan #76904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $237.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,756 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Robert18SE |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Requesting loan to be used for debt consolidation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cordial-loan036 | $50.00 | 10/21/2012 12:15:25 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:40 PM |
| bellaquito | $500.00 | 10/21/2012 2:01:41 PM |
| obedient-payout0 | $25.00 | 10/21/2012 12:45:32 PM |
| best-bonafide-p2p | $50.00 | 10/21/2012 5:40:17 PM |
| green-discrete-rupee | $50.00 | 10/21/2012 12:33:12 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:13 PM |
| community-burrito9 | $25.00 | 10/21/2012 12:58:10 PM |
| GoldenKoi | $200.00 | 10/21/2012 1:35:54 PM |
| hpajlp | $50.00 | 10/21/2012 1:53:58 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:19 PM |
| Bank_Of_XL | $25.00 | 10/21/2012 5:10:59 PM |
| napmanger | $100.00 | 10/21/2012 9:55:52 PM |
| impartial-economy1 | $25.00 | 10/22/2012 10:10:25 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:41 AM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 9:39:48 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:13 AM |
| nuclearmoose | $50.00 | 10/22/2012 5:04:18 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:52 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:24:27 PM |
| the-capital-shooter | $35.96 | 10/22/2012 3:26:59 PM |
| chac | $150.00 | 10/22/2012 5:48:05 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:37 PM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:19 PM |
| responsive-worth5 | $50.00 | 10/23/2012 8:09:59 AM |
| Salvy | $25.00 | 10/22/2012 9:42:17 PM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:47 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:39 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:25 AM |
| ingenious-deal6 | $25.00 | 10/23/2012 9:34:01 AM |
| nhm | $35.00 | 10/23/2012 9:39:27 AM |
| whipone | $25.00 | 10/23/2012 10:28:32 AM |
| bowl800 | $25.00 | 10/23/2012 10:40:40 AM |
| durability-warmth | $25.00 | 10/23/2012 11:11:14 AM |
| loot-prescription3 | $25.00 | 10/23/2012 11:12:44 AM |
| axl163 | $25.00 | 10/23/2012 11:37:26 AM |
| Investoman | $25.00 | 10/23/2012 10:10:40 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:09 PM |
| hybridatl | $25.00 | 10/23/2012 12:12:58 PM |
| intelligent-dedication9 | $105.00 | 10/23/2012 12:52:46 PM |
| peer2peer-goodness | $25.00 | 10/23/2012 1:17:57 PM |
| hardwareman | $50.00 | 10/23/2012 11:10:22 AM |
| mighty-value | $25.00 | 10/23/2012 1:30:04 PM |
| rogue_monster | $50.00 | 10/23/2012 11:20:43 AM |
| Chutney | $25.00 | 10/23/2012 11:21:37 AM |
| goldenretriever | $300.00 | 10/23/2012 2:00:50 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:38 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 2:28:43 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:42:51 PM |
| respectful-credit820 | $25.00 | 10/23/2012 1:00:14 PM |
| lucrative-penny079 | $25.00 | 10/23/2012 4:28:36 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:45 PM |
| pound-defender6 | $25.00 | 10/23/2012 1:35:40 PM |
| meux99 | $25.00 | 10/23/2012 5:01:12 PM |
| worth-web5 | $50.00 | 10/23/2012 5:01:15 PM |
| Independenttools | $25.00 | 10/23/2012 5:01:46 PM |
| spirit07a | $100.00 | 10/23/2012 5:03:50 PM |
| janeybooboo | $100.00 | 10/23/2012 1:52:02 PM |
| lgs83 | $30.00 | 10/23/2012 5:06:56 PM |
| wtrboy | $25.00 | 10/23/2012 5:07:33 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:43 PM |
| gerryfixit | $50.00 | 10/23/2012 3:00:58 PM |
| Viamin | $25.00 | 10/23/2012 5:17:16 PM |
| Batman2u | $50.00 | 10/23/2012 3:22:00 PM |
| unforgettable-wealth4 | $50.00 | 10/23/2012 5:18:10 PM |
| darknesscrown | $25.00 | 10/23/2012 5:19:26 PM |
| midde551 | $25.00 | 10/23/2012 5:20:46 PM |
| truth-explorer | $25.00 | 10/23/2012 5:22:12 PM |
| cachecrew | $50.00 | 10/23/2012 4:15:22 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 4:44:55 PM |
| nimble-revenue0 | $50.00 | 10/23/2012 5:23:22 PM |
| JLMGroupFunds | $25.00 | 10/23/2012 5:23:29 PM |
| responsibility-orchestra1 | $25.00 | 10/23/2012 5:00:41 PM |
| CWA_Financial | $50.00 | 10/23/2012 5:01:17 PM |
| bonus-poplar2 | $25.00 | 10/23/2012 5:01:42 PM |
| Tradesmanlender | $25.00 | 10/23/2012 5:06:16 PM |
| BDL-Roth | $40.00 | 10/23/2012 5:06:32 PM |
| Unclejohn | $25.00 | 10/23/2012 5:08:53 PM |
| consulguru | $99.00 | 10/23/2012 5:09:08 PM |
| american6 | $50.00 | 10/23/2012 5:09:35 PM |
| Jaguar-Nation | $25.00 | 10/23/2012 5:14:33 PM |
| New-Brunswick-Investor | $25.00 | 10/23/2012 5:13:52 PM |
| phillipd48 | $25.00 | 10/23/2012 5:14:36 PM |
| benjamins-utopia | $100.00 | 10/23/2012 5:16:13 PM |
| kevin314 | $25.00 | 10/23/2012 5:16:01 PM |
| dschless | $25.00 | 10/23/2012 5:17:44 PM |
| GreenSun | $25.00 | 10/23/2012 5:18:44 PM |
| nonukem | $25.00 | 10/23/2012 5:20:32 PM |
| auction-iris9 | $120.00 | 10/23/2012 5:21:02 PM |
| Cre8iveCash | $25.00 | 10/23/2012 5:21:24 PM |
| Arvicco | $400.00 | 10/23/2012 5:22:48 PM |
| wealthstar | $25.00 | 10/23/2012 5:23:15 PM |
| Preteur | $25.00 | 10/23/2012 5:23:51 PM |
| Aberdeen | $100.00 | 10/21/2012 1:25:39 PM |
| mdv | $25.00 | 10/21/2012 12:22:50 PM |
| ready-interest9 | $25.00 | 10/21/2012 12:56:59 PM |
| green-trade-dolphin2 | $36.02 | 10/21/2012 12:02:46 PM |
| brainy-credit1 | $40.00 | 10/21/2012 12:04:30 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:53 PM |
| patriot897 | $25.00 | 10/21/2012 12:55:04 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:56 PM |
| PThor | $25.00 | 10/21/2012 12:35:36 PM |
| neighborly-hope6 | $100.00 | 10/21/2012 12:48:21 PM |
| jubilant-capital1 | $25.00 | 10/21/2012 12:59:23 PM |
| Vegasjim | $25.00 | 10/21/2012 1:56:18 PM |
| blot44 | $25.00 | 10/21/2012 4:08:48 PM |
| Interloper | $25.00 | 10/22/2012 8:26:47 AM |
| Goldberry | $25.00 | 10/21/2012 4:36:57 PM |
| marketplace-singularity3 | $150.00 | 10/22/2012 6:26:07 AM |
| I_Like_to_Invest | $25.00 | 10/22/2012 7:33:08 AM |
| income-encore1 | $50.00 | 10/22/2012 8:58:09 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:28 AM |
| Rivervale_Westwood | $25.00 | 10/22/2012 9:58:26 AM |
| market-maximizer472 | $100.00 | 10/22/2012 10:07:52 AM |
| AmericanCredit | $100.00 | 10/22/2012 10:21:51 AM |
| income-awakening6 | $25.00 | 10/22/2012 12:38:00 PM |
| themoneydoctor | $25.00 | 10/22/2012 3:21:29 PM |
| zassociate | $200.00 | 10/22/2012 5:11:31 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:49 PM |
| cardminger | $25.00 | 10/22/2012 5:25:11 PM |
| WaitForIt | $25.00 | 10/22/2012 6:12:40 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:20 PM |
| sanjubab | $100.00 | 10/22/2012 6:19:07 PM |
| HikeMoab | $50.00 | 10/22/2012 8:00:09 PM |
| heerzaquestion | $74.00 | 10/23/2012 5:18:55 AM |
| lending401 | $25.00 | 10/23/2012 11:15:31 AM |
| timbob | $100.00 | 10/23/2012 11:31:12 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:33 AM |
| agreementarella4 | $50.00 | 10/23/2012 11:50:48 AM |
| community-seahorse0 | $25.00 | 10/23/2012 10:14:18 AM |
| euro-trumpet | $25.00 | 10/23/2012 10:19:32 AM |
| dlenz | $25.00 | 10/23/2012 12:09:36 PM |
| enriching-trade2 | $50.00 | 10/23/2012 10:23:17 AM |
| Cai8899 | $25.00 | 10/23/2012 10:24:01 AM |
| bbbshome | $25.00 | 10/23/2012 12:55:14 PM |
| blue-trade-optimizer | $25.00 | 10/23/2012 12:56:45 PM |
| cfarther | $50.00 | 10/23/2012 10:59:15 AM |
| DP_Investment | $43.00 | 10/23/2012 1:19:43 PM |
| money-accomplishment7 | $25.00 | 10/23/2012 11:37:17 AM |
| investment-framework | $26.00 | 10/23/2012 11:36:20 AM |
| skelterhelper | $25.00 | 10/23/2012 1:45:39 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:07:44 PM |
| LaXavier | $25.00 | 10/23/2012 12:08:40 PM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:22 PM |
| houli123 | $50.00 | 10/23/2012 12:25:18 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:56 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:26 PM |
| penny-flan6 | $35.00 | 10/23/2012 12:44:50 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:42 PM |
| brightest-inspired-gain | $25.00 | 10/23/2012 1:03:08 PM |
| new-wampum-clarinet | $150.00 | 10/23/2012 1:11:33 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:35 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:39:46 PM |
| transaction-singularity5 | $50.00 | 10/23/2012 4:40:53 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:51 PM |
| toomanyfishtanks | $100.00 | 10/23/2012 2:18:45 PM |
| prudent-deal662 | $25.00 | 10/23/2012 5:09:03 PM |
| revmax | $25.00 | 10/23/2012 5:10:45 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:42 PM |
| nerdfactor | $25.00 | 10/23/2012 5:11:55 PM |
| gjm6d | $25.00 | 10/23/2012 5:13:23 PM |
| williamgates | $25.00 | 10/23/2012 5:14:18 PM |
| heavensfx | $25.00 | 10/23/2012 2:52:58 PM |
| a-economy-tranquility | $25.00 | 10/23/2012 2:33:33 PM |
| cingular | $25.00 | 10/23/2012 5:15:24 PM |
| starapple | $25.00 | 10/23/2012 5:15:38 PM |
| deal-goliath4 | $500.00 | 10/23/2012 5:15:39 PM |
| bid-papyrus | $25.00 | 10/23/2012 5:17:34 PM |
| infomas | $25.00 | 10/23/2012 5:18:23 PM |
| radforj22 | $50.00 | 10/23/2012 3:49:42 PM |
| balance-river | $25.00 | 10/23/2012 3:53:16 PM |
| Rdodson11 | $25.00 | 10/23/2012 5:20:49 PM |
| unassailable-funds754 | $25.00 | 10/23/2012 5:20:58 PM |
| Mantis75 | $25.00 | 10/23/2012 5:22:15 PM |
| bankojerry | $25.00 | 10/23/2012 4:33:13 PM |
| gatorjh | $25.00 | 10/23/2012 5:00:35 PM |
| transparent-loot6 | $25.00 | 10/23/2012 4:49:01 PM |
| hrubinst | $50.00 | 10/23/2012 5:01:07 PM |
| new-bid-boomarang | $25.00 | 10/23/2012 4:56:58 PM |
| peso-voyage2 | $100.00 | 10/23/2012 5:06:47 PM |
| bluesky55 | $25.00 | 10/23/2012 5:08:28 PM |
| contract-sunshine5 | $25.00 | 10/23/2012 5:12:46 PM |
| cash-recruiter7 | $400.00 | 10/23/2012 5:12:56 PM |
| JohnBanks | $25.00 | 10/23/2012 5:12:24 PM |
| new-smart-deal | $50.00 | 10/23/2012 5:12:40 PM |
| mschoenf | $100.00 | 10/23/2012 5:16:14 PM |
| durability-chestnut0 | $100.00 | 10/23/2012 5:16:40 PM |
| courteous-wealth6 | $60.00 | 10/23/2012 5:15:59 PM |
| kubien | $25.00 | 10/23/2012 5:18:12 PM |
| Willylump | $25.00 | 10/23/2012 5:17:18 PM |
| wise-bazaar-mason | $25.00 | 10/23/2012 5:17:25 PM |
| knowledgeable-currency6 | $25.00 | 10/23/2012 5:19:19 PM |
| math1973 | $50.00 | 10/23/2012 5:21:21 PM |
| scrappy-peso0 | $25.00 | 10/23/2012 5:22:10 PM |
| velocity-solo | $26.00 | 10/23/2012 5:22:35 PM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
657595
This series of Notes was issued and sold upon the funding of the borrower loan #76853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,789 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keen-durability619 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off $44
My financial situation:
I am a good candidate for this loan because I make a decent salary and I have a record as of today of paying my bills in time for over 14 years.
Monthly net income: $5500
Monthly expenses: $
Housing: $2080
Insurance: $200
Car expenses: $200
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $440
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $30.00 | 10/20/2012 12:37:36 PM |
| green-trade-dolphin | $30.63 | 10/20/2012 12:00:45 PM |
| Fish_manager | $25.00 | 10/20/2012 12:05:37 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:32 PM |
| skillful-finance | $25.00 | 10/20/2012 12:41:16 PM |
| superb-funds335 | $25.00 | 10/20/2012 12:24:56 PM |
| patriot897 | $25.00 | 10/20/2012 12:15:46 PM |
| intuitive-benefit3 | $100.00 | 10/20/2012 12:20:42 PM |
| commerce-viking1 | $50.00 | 10/20/2012 1:03:27 PM |
| compassion-twister2 | $100.00 | 10/20/2012 12:44:51 PM |
| supreme-exchange547 | $25.00 | 10/20/2012 12:36:54 PM |
| E_G | $50.00 | 10/20/2012 12:47:06 PM |
| FortuneFundII | $200.00 | 10/20/2012 1:56:34 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 1:16:46 PM |
| daw1878 | $25.00 | 10/20/2012 1:03:25 PM |
| gotjack-IRA | $25.02 | 10/20/2012 1:24:30 PM |
| JeremyLinFan | $30.00 | 10/20/2012 2:18:29 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:10 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:48 PM |
| a-finance-nirvana | $25.00 | 10/20/2012 1:22:32 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:42:44 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:52 PM |
| unbeatable-integrity822 | $25.00 | 10/20/2012 6:50:50 PM |
| Ready2Loan | $30.00 | 10/20/2012 2:08:00 PM |
| rokman | $50.00 | 10/20/2012 3:16:33 PM |
| wdworld | $25.00 | 10/21/2012 9:34:41 AM |
| gravbox | $25.00 | 10/20/2012 2:13:01 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:47 PM |
| Plow_n_Sow | $25.00 | 10/20/2012 3:46:02 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:28 PM |
| callmebryan | $25.00 | 10/21/2012 10:17:03 AM |
| leverage-dolphin | $25.00 | 10/21/2012 12:04:01 PM |
| chac | $100.00 | 10/21/2012 9:32:28 AM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:49 AM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:34:13 AM |
| Wangchuk | $25.01 | 10/21/2012 5:29:36 PM |
| transaction-puppy6 | $25.00 | 10/21/2012 5:58:54 PM |
| williamgates | $25.00 | 10/21/2012 6:51:03 PM |
| amc3 | $100.24 | 10/21/2012 7:46:13 PM |
| Munnie | $50.00 | 10/21/2012 9:25:50 PM |
| treasure-bliss | $50.00 | 10/22/2012 7:04:56 AM |
| Index_Plus | $3,950.44 | 10/22/2012 8:17:02 AM |
| decisive-income7 | $2,000.00 | 10/20/2012 2:51:30 PM |
| Investor_DP | $200.00 | 10/20/2012 12:20:02 PM |
| tech310 | $50.00 | 10/20/2012 12:33:48 PM |
| Rockymtnhi | $100.00 | 10/20/2012 12:38:56 PM |
| loot-baton | $25.00 | 10/20/2012 12:48:42 PM |
| mikrolown | $25.00 | 10/20/2012 12:14:19 PM |
| vigorous-payment6 | $25.00 | 10/20/2012 12:59:28 PM |
| ethical-truth211 | $100.00 | 10/20/2012 12:24:22 PM |
| HikeMoab | $25.00 | 10/20/2012 1:25:16 PM |
| fearless-loyalty5 | $25.00 | 10/20/2012 1:28:19 PM |
| toblerone | $25.00 | 10/20/2012 1:42:37 PM |
| moola-buddy | $25.00 | 10/20/2012 1:09:33 PM |
| Vegasjim | $25.00 | 10/20/2012 1:25:07 PM |
| houli123 | $250.00 | 10/20/2012 3:05:23 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:02 PM |
| profitable-fairness1 | $50.00 | 10/20/2012 1:22:35 PM |
| green-discrete-rupee | $25.00 | 10/20/2012 1:26:07 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:26 PM |
| Watersports | $50.00 | 10/20/2012 8:50:11 PM |
| prudent-deal662 | $25.00 | 10/20/2012 2:15:04 PM |
| radforj22 | $25.00 | 10/21/2012 1:39:14 AM |
| marwadi-62 | $200.00 | 10/20/2012 2:22:02 PM |
| janeybooboo | $100.00 | 10/20/2012 8:59:03 PM |
| Green-Baron | $25.00 | 10/20/2012 10:02:34 PM |
| cattlebaron | $100.00 | 10/20/2012 4:22:21 PM |
| goodhearted-basis4 | $25.00 | 10/20/2012 4:25:12 PM |
| wwwUniversal | $25.00 | 10/21/2012 12:55:55 PM |
| spiff666 | $26.66 | 10/21/2012 8:24:08 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 10:00:24 AM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:28:18 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:41 PM |
| kulender | $100.00 | 10/21/2012 2:37:46 PM |
| moola-accelerator6 | $30.00 | 10/21/2012 1:33:33 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:52 PM |
| Blue_HorseShoe | $25.00 | 10/22/2012 5:02:34 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
657605
This series of Notes was issued and sold upon the funding of the borrower loan #76981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $239 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momentous-power8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cell phone 843.00
Purpose of loan: Consolodate my cell phone bill.
This loan will be used to...pay bills
My financial situation: I am don disability I get 675.00 a month and will pay this loan off by december 2012
I am a good candidate for this loan because...
Monthly net income: $825.00
Monthly expenses: $500.00
Housing: $1200
Insurance: $475.00
Car expenses: $0.00
Utilities: $150.00
Phone, cable, internet: $220.00
Food, entertainment: $200.00
Clothing, household expenses: $40.00
Credit cards and other loans: $781.30
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $32.00 | 10/22/2012 5:04:00 PM |
| decisive-income7 | $250.00 | 10/23/2012 7:40:02 AM |
| Jalebi | $25.00 | 10/22/2012 5:05:08 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:43 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:21 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:03 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:30 PM |
| credit-coach118 | $25.02 | 10/22/2012 6:33:10 PM |
| paxnj | $25.00 | 10/22/2012 6:12:48 PM |
| well-rounded-payout0 | $50.00 | 10/22/2012 6:33:41 PM |
| bonus-seahorse | $25.00 | 10/23/2012 7:13:57 AM |
| pierrelasvegas | $25.00 | 10/23/2012 6:49:42 AM |
| ultimate-peace | $242.98 | 10/23/2012 9:22:07 AM |
| riveting-credit5 | $25.00 | 10/22/2012 5:06:11 PM |
| imogen22 | $50.00 | 10/22/2012 5:15:18 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:25 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:48 PM |
| mrxtravis | $25.00 | 10/22/2012 6:37:04 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:06 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:04 PM |
| kulender | $100.00 | 10/22/2012 7:27:42 PM |
| transaction-circuit | $75.00 | 10/22/2012 6:15:50 PM |
| kind-important-liberty9 | $25.00 | 10/22/2012 10:23:34 PM |
| money-baron | $100.00 | 10/22/2012 7:11:16 PM |
| Eric_Gagne | $25.00 | 10/23/2012 7:29:40 AM |
| jet341 | $100.00 | 10/22/2012 10:09:00 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
657641
This series of Notes was issued and sold upon the funding of the borrower loan #76629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,174 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sympathetic-liberty5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation credit cards
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $25.00 | 10/22/2012 5:05:09 PM |
| imogen22 | $50.00 | 10/22/2012 5:15:19 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:03 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:45 PM |
| real-return2 | $26.00 | 10/22/2012 5:22:43 PM |
| commerce-zebra3 | $25.00 | 10/22/2012 6:04:32 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:49 PM |
| nevee | $40.00 | 10/22/2012 5:35:55 PM |
| global-invest-group | $25.00 | 10/22/2012 6:17:13 PM |
| CA-Lender | $75.01 | 10/22/2012 6:55:00 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:04 PM |
| kind-important-liberty9 | $25.00 | 10/22/2012 10:22:18 PM |
| meers2000 | $95.55 | 10/22/2012 6:46:30 PM |
| benjamins-rumbler | $50.00 | 10/23/2012 6:18:28 AM |
| money-baron | $100.00 | 10/22/2012 7:11:17 PM |
| transparency-position | $98.00 | 10/22/2012 7:19:47 PM |
| glroark | $50.00 | 10/23/2012 7:03:38 AM |
| jet341 | $100.00 | 10/22/2012 10:09:01 PM |
| LendingPimp | $100.00 | 10/23/2012 3:33:51 AM |
| wealth-multiplier | $25.00 | 10/23/2012 7:04:16 AM |
| greencat | $50.00 | 10/23/2012 7:23:42 AM |
| Christophe | $25.00 | 10/23/2012 7:31:52 AM |
| ultimate-peace | $250.00 | 10/23/2012 9:22:44 AM |
| aquariano | $25.00 | 10/23/2012 8:32:43 AM |
| magical-loyalty679 | $25.00 | 10/23/2012 8:54:21 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:28 AM |
| jgar_O | $14.30 | 10/23/2012 10:20:11 AM |
| alexander-hamilton | $26.00 | 10/23/2012 10:12:45 AM |
| riveting-credit5 | $25.00 | 10/22/2012 5:06:11 PM |
| vutah | $25.00 | 10/22/2012 5:12:50 PM |
| cr8on | $75.00 | 10/22/2012 5:06:32 PM |
| fund-medalist171 | $35.00 | 10/22/2012 5:09:28 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:43 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:21 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:30 PM |
| real-return | $26.00 | 10/22/2012 5:25:25 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:09 PM |
| asset-professor | $100.00 | 10/22/2012 5:27:58 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:25 PM |
| wise-charming-reward | $200.00 | 10/22/2012 5:34:34 PM |
| EL_Papin | $25.00 | 10/22/2012 6:14:32 PM |
| kila-designer | $148.00 | 10/22/2012 5:48:15 PM |
| Nipper99 | $100.00 | 10/22/2012 5:48:24 PM |
| ethical-truth211 | $50.00 | 10/22/2012 5:54:22 PM |
| principal-star | $25.00 | 10/22/2012 7:42:58 PM |
| paxnj | $25.00 | 10/22/2012 6:12:37 PM |
| njlom | $100.00 | 10/23/2012 2:52:28 AM |
| ready-interest9 | $25.00 | 10/22/2012 6:58:20 PM |
| bellaquito | $500.00 | 10/22/2012 7:27:25 PM |
| kulender | $100.00 | 10/22/2012 7:27:43 PM |
| bancoroyal | $41.14 | 10/23/2012 7:11:31 AM |
| Eric_Gagne | $25.00 | 10/23/2012 7:32:25 AM |
| nourishing-interest0 | $25.00 | 10/23/2012 9:20:52 AM |
| graceful-investment | $25.00 | 10/23/2012 8:23:15 AM |
| thehousewife | $25.00 | 10/23/2012 9:40:58 AM |
| moola-monger9 | $75.00 | 10/23/2012 9:46:17 AM |
| enchanted-note | $25.00 | 10/23/2012 9:31:06 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
657691
This series of Notes was issued and sold upon the funding of the borrower loan #76674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 16.97% |
Borrower rate/APR:
| 17.97% / 20.37% |
Monthly payment:
| $570.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 11.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,503 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| suave-penny614 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off several credit cards at a high interest rate and two other smaller debts.
My financial situation:
I am a good candidate for this loan because I have been in the same job for 13 years and have no plans of changing jobs. I have also owned my home for 14 years and have never been late on a payment. While the economy has taken its toll on the home value to the point where I cannot borrow against it to pay these off, I have the ability to keep all of my payments current. My current monthly expenses include payments on the debt to be consolidated; these payments total $925.10.
Monthly net income: $ 4,600
Monthly expenses: $ 3,900
Housing: $ 1415.00
Insurance: $ 107.00
Car expenses: $ 400.00
Utilities: $ 160.00
Phone, cable, internet: $ 240.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $925.00
Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-geyser1 | $50.00 | 10/23/2012 5:01:33 PM |
| phenomenal-rate1 | $500.00 | 10/23/2012 5:04:44 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:37 PM |
| Interest2thePeople | $100.00 | 10/23/2012 5:03:21 PM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 5:27:14 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:16:54 PM |
| janeybooboo | $150.00 | 10/23/2012 5:28:42 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:32 PM |
| cardminger | $25.00 | 10/23/2012 5:46:31 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:29 PM |
| mikbos | $25.00 | 10/23/2012 9:35:27 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:33 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 6:14:26 PM |
| hope-eagle6 | $25.00 | 10/23/2012 6:19:27 PM |
| jubilant-capital1 | $25.00 | 10/23/2012 6:30:54 PM |
| bubb_hans | $25.00 | 10/24/2012 6:09:36 AM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:02 PM |
| 13nd3r | $25.00 | 10/24/2012 8:04:08 AM |
| funguyatnight | $25.00 | 10/24/2012 8:46:37 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:46 AM |
| oracle3 | $50.00 | 10/24/2012 10:05:23 AM |
| HikeMoab | $25.00 | 10/24/2012 11:06:27 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:10 AM |
| EL_Papin | $25.00 | 10/24/2012 10:54:35 AM |
| acepoint | $25.00 | 10/24/2012 12:11:13 PM |
| MoonMama | $25.00 | 10/24/2012 5:48:08 PM |
| Sardineface | $50.00 | 10/25/2012 6:16:45 AM |
| shiny-peso1 | $50.00 | 10/25/2012 9:50:44 AM |
| money-bauble | $100.00 | 10/25/2012 9:53:55 AM |
| Aimvest | $25.00 | 10/25/2012 9:57:13 AM |
| bill-ladder2 | $25.00 | 10/25/2012 10:08:59 AM |
| bazaar-tulip | $25.00 | 10/25/2012 10:12:21 AM |
| euro-speaker8 | $250.00 | 10/25/2012 10:33:39 AM |
| jobani | $25.00 | 10/25/2012 5:01:48 PM |
| affluence-microscope2 | $200.00 | 10/25/2012 5:03:56 PM |
| efficient-dollar888 | $25.00 | 10/25/2012 12:07:15 PM |
| enriching-dollar1 | $100.00 | 10/25/2012 5:11:41 PM |
| authoritative-capital | $25.00 | 10/25/2012 11:37:25 AM |
| gravity7 | $25.00 | 10/25/2012 5:14:50 PM |
| no_agenda_lender | $25.00 | 10/25/2012 5:18:21 PM |
| useful-p2ploan | $25.00 | 10/25/2012 5:18:43 PM |
| benevolent-transparency934 | $25.00 | 10/25/2012 5:21:50 PM |
| wise-rupee-sanctuary | $50.00 | 10/25/2012 5:23:20 PM |
| elated-credit30 | $27.00 | 10/25/2012 5:23:53 PM |
| pound-albatross7 | $50.00 | 10/25/2012 4:05:23 PM |
| hanuman77 | $25.00 | 10/25/2012 5:34:35 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:17:37 PM |
| boater01 | $26.00 | 10/25/2012 5:01:11 PM |
| CROBRUN | $50.00 | 10/25/2012 5:01:51 PM |
| a-resplendent-commitment | $50.00 | 10/25/2012 5:43:35 PM |
| Investing-in-you-2 | $25.67 | 10/25/2012 5:43:53 PM |
| smart-gain | $50.00 | 10/25/2012 5:05:10 PM |
| deal-promiser1 | $50.00 | 10/25/2012 5:07:56 PM |
| 6moonbeams | $50.00 | 10/25/2012 5:04:56 PM |
| bazaar-festivity | $25.00 | 10/25/2012 5:08:03 PM |
| the-laudable-peso | $40.00 | 10/25/2012 5:49:45 PM |
| enticing-note | $25.00 | 10/25/2012 5:08:23 PM |
| basis-ferret8 | $50.00 | 10/25/2012 5:50:34 PM |
| soarmore | $25.00 | 10/25/2012 5:09:51 PM |
| CasaDeTomas | $50.00 | 10/25/2012 5:52:08 PM |
| maldok1 | $25.00 | 10/25/2012 5:52:30 PM |
| jblack01 | $25.00 | 10/25/2012 5:54:48 PM |
| revolutionary082 | $27.27 | 10/25/2012 5:55:26 PM |
| financial-frenzy | $50.00 | 10/25/2012 5:56:36 PM |
| enchanted-compassion012 | $25.00 | 10/25/2012 5:57:14 PM |
| the-brilliant-currency | $25.00 | 10/25/2012 5:08:05 PM |
| income-champion | $25.00 | 10/25/2012 5:08:10 PM |
| gold-web4 | $25.00 | 10/25/2012 5:59:24 PM |
| Maetryx | $25.00 | 10/25/2012 5:08:43 PM |
| life-is-great | $25.00 | 10/25/2012 6:00:49 PM |
| gethsemane4 | $25.00 | 10/25/2012 5:10:51 PM |
| transparency-river1 | $750.00 | 10/25/2012 5:10:56 PM |
| prohelper | $25.00 | 10/25/2012 6:05:57 PM |
| resource777 | $46.00 | 10/25/2012 5:13:52 PM |
| LenderDan | $200.00 | 10/25/2012 5:13:54 PM |
| sacramentan | $50.00 | 10/25/2012 6:10:21 PM |
| PThor | $25.00 | 10/25/2012 5:20:31 PM |
| wetlands | $200.00 | 10/25/2012 5:21:27 PM |
| sharpchicago | $50.00 | 10/25/2012 5:14:37 PM |
| durability-solstice8 | $50.00 | 10/25/2012 5:22:48 PM |
| euro-watcher7 | $25.00 | 10/25/2012 5:23:25 PM |
| versatile-dime442 | $250.00 | 10/25/2012 5:23:41 PM |
| sankyu | $50.00 | 10/25/2012 5:26:14 PM |
| Taxman44 | $25.00 | 10/25/2012 5:21:32 PM |
| 3ToedMenace | $50.00 | 10/25/2012 5:27:10 PM |
| pure-pound7 | $75.00 | 10/25/2012 5:27:27 PM |
| marketplace-buckeye | $50.00 | 10/25/2012 5:24:43 PM |
| poeman | $25.00 | 10/25/2012 5:31:03 PM |
| DL-JL | $25.00 | 10/25/2012 5:26:44 PM |
| Arvicco | $400.00 | 10/25/2012 5:27:32 PM |
| euro-infusion3 | $25.00 | 10/25/2012 5:29:23 PM |
| peterpossum | $25.00 | 10/25/2012 5:37:00 PM |
| Investoman | $25.00 | 10/25/2012 5:33:04 PM |
| community-prophesy | $25.00 | 10/25/2012 5:39:29 PM |
| bold-worth-wrangler | $100.00 | 10/25/2012 5:39:56 PM |
| social-elevator | $25.00 | 10/25/2012 7:38:06 PM |
| capital-renewal | $50.00 | 10/25/2012 5:43:47 PM |
| red-eloquent-rupee | $50.00 | 10/25/2012 5:44:21 PM |
| Kissabledevil | $25.00 | 10/25/2012 7:38:48 PM |
| regahj99 | $25.00 | 10/25/2012 5:46:11 PM |
| capital-blueberry | $25.00 | 10/25/2012 8:06:22 PM |
| bnlforever | $25.00 | 10/25/2012 5:43:41 PM |
| unrelenting-auction7 | $25.00 | 10/25/2012 5:52:47 PM |
| hard-working-rate3 | $25.00 | 10/25/2012 5:49:43 PM |
| FortuneFund | $200.00 | 10/25/2012 5:56:43 PM |
| california111 | $50.00 | 10/25/2012 10:08:52 PM |
| currency-attraction928 | $25.00 | 10/25/2012 10:16:09 PM |
| Diversified_Examiner | $42.19 | 10/25/2012 11:21:58 PM |
| spyro | $25.00 | 10/25/2012 6:00:03 PM |
| durability-chestnut0 | $100.00 | 10/25/2012 5:54:16 PM |
| ski bum | $96.00 | 10/25/2012 6:02:28 PM |
| social-trumpet | $25.00 | 10/25/2012 5:57:01 PM |
| forceful-diversification0 | $25.85 | 10/26/2012 2:50:56 AM |
| Worldskiboy | $39.00 | 10/25/2012 6:05:26 PM |
| hope-pudding0 | $26.30 | 10/26/2012 4:08:52 AM |
| indomitable-credit7 | $30.00 | 10/26/2012 4:27:13 AM |
| note-mad-scientist | $60.00 | 10/26/2012 4:34:49 AM |
| gold-fluffy-bunny4 | $29.78 | 10/26/2012 4:46:36 AM |
| chenry9202 | $25.00 | 10/25/2012 6:13:25 PM |
| noble-leverage035 | $26.00 | 10/26/2012 5:51:10 AM |
| JGENERAL | $25.00 | 10/26/2012 5:54:25 AM |
| Focus-on-tommorow | $25.00 | 10/25/2012 6:15:33 PM |
| blackberry313 | $25.00 | 10/26/2012 6:02:04 AM |
| progressive-economy261 | $400.00 | 10/25/2012 6:09:54 PM |
| lender2611 | $25.00 | 10/25/2012 6:18:28 PM |
| nalaari | $31.00 | 10/26/2012 6:26:47 AM |
| gold-blanket | $25.00 | 10/25/2012 6:20:11 PM |
| helping-out | $50.00 | 10/26/2012 6:32:52 AM |
| benefit-position | $25.00 | 10/26/2012 6:36:19 AM |
| mvalley | $25.00 | 10/25/2012 6:19:44 PM |
| hitsman | $50.00 | 10/25/2012 6:23:21 PM |
| Mad_Scientist | $50.00 | 10/26/2012 8:51:07 AM |
| ideomorph | $25.00 | 10/25/2012 7:12:12 PM |
| katnmouse | $25.00 | 10/25/2012 8:26:01 PM |
| wildebeest014 | $25.00 | 10/25/2012 8:29:51 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:16:09 PM |
| sugybutt | $25.00 | 10/25/2012 8:57:07 PM |
| adelaide-moira | $25.00 | 10/25/2012 9:43:45 PM |
| AldiHoldings | $40.00 | 10/25/2012 11:05:35 PM |
| drk | $25.00 | 10/26/2012 12:28:56 AM |
| HereToHelp305 | $70.00 | 10/26/2012 1:42:02 AM |
| 30Sky | $50.00 | 10/26/2012 12:43:23 AM |
| Sniper312 | $25.00 | 10/26/2012 1:35:35 AM |
| dime-oyster2 | $70.00 | 10/26/2012 3:50:57 AM |
| gilbrear | $25.00 | 10/26/2012 4:00:02 AM |
| TigerForce | $25.00 | 10/26/2012 4:34:58 AM |
| cimbaman | $67.81 | 10/26/2012 4:06:08 AM |
| vagrantprodigy | $101.86 | 10/26/2012 5:00:31 AM |
| Mindful7 | $25.00 | 10/26/2012 5:37:12 AM |
| greenback-loyalist8 | $25.00 | 10/26/2012 5:08:46 AM |
| eker1170 | $31.00 | 10/26/2012 5:26:42 AM |
| LimaGuy | $25.00 | 10/26/2012 6:08:15 AM |
| 1stTime2ndChance | $25.00 | 10/26/2012 6:29:40 AM |
| fund-kazoo | $50.00 | 10/26/2012 6:43:16 AM |
| bbjones3 | $50.00 | 10/26/2012 6:57:02 AM |
| Leshan | $50.00 | 10/26/2012 7:21:17 AM |
| Washington_Loan | $25.00 | 10/26/2012 7:29:12 AM |
| principal-laser | $104.80 | 10/26/2012 7:36:40 AM |
| fairness-symphony2 | $50.00 | 10/26/2012 8:03:15 AM |
| respectful-pound | $129.42 | 10/26/2012 8:07:44 AM |
| agreement-merry-maker | $30.00 | 10/26/2012 8:14:56 AM |
| Aquafina24Ounce | $25.00 | 10/26/2012 8:12:01 AM |
| rexryan1470 | $25.00 | 10/26/2012 8:12:43 AM |
| DS84 | $26.68 | 10/26/2012 8:31:22 AM |
| B1-Lancer | $43.60 | 10/26/2012 8:42:27 AM |
| YellowJacket | $25.00 | 10/26/2012 8:52:30 AM |
| progress-credit | $25.00 | 10/26/2012 8:49:10 AM |
| decisive-income7 | $1,000.00 | 10/23/2012 5:14:52 PM |
| zassociate | $200.00 | 10/23/2012 5:09:20 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:39 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:43 PM |
| IP | $25.00 | 10/23/2012 5:20:14 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:19 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:22 PM |
| Zorro_970 | $100.00 | 10/23/2012 5:11:23 PM |
| community-burrito9 | $35.00 | 10/23/2012 5:21:52 PM |
| LeReve | $500.00 | 10/23/2012 5:23:07 PM |
| E_G | $50.00 | 10/23/2012 5:32:25 PM |
| magical-credit523 | $25.00 | 10/23/2012 5:51:19 PM |
| cr8on | $75.00 | 10/23/2012 5:58:06 PM |
| FortuneFundII | $200.00 | 10/23/2012 5:58:14 PM |
| toblerone | $25.00 | 10/23/2012 6:04:39 PM |
| Dubbs360 | $200.00 | 10/23/2012 6:10:23 PM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:17:01 AM |
| Munnie | $25.00 | 10/24/2012 6:05:26 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:40 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:12 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:42 AM |
| heart514 | $25.00 | 10/24/2012 7:06:06 PM |
| integrity-reactor4 | $100.00 | 10/25/2012 4:46:29 AM |
| urbane-income7 | $25.00 | 10/24/2012 5:53:50 PM |
| colonel165 | $25.00 | 10/24/2012 8:18:13 PM |
| linkage682 | $50.00 | 10/25/2012 8:39:53 AM |
| valiant-liberty4 | $25.00 | 10/25/2012 11:37:32 AM |
| Turtlebear44 | $25.00 | 10/25/2012 1:10:43 PM |
| DreDub | $25.00 | 10/25/2012 4:10:24 PM |
| loyalty-hornet6 | $25.00 | 10/25/2012 5:03:03 PM |
| samo102us | $25.00 | 10/25/2012 5:09:38 PM |
| benevolent-marketplace4 | $2,500.00 | 10/25/2012 11:58:55 AM |
| moola-rose8 | $50.00 | 10/25/2012 1:32:41 PM |
| dmh4880 | $101.00 | 10/25/2012 5:14:48 PM |
| sentimental-commerce4 | $250.00 | 10/25/2012 5:16:47 PM |
| note-admiral548 | $25.00 | 10/25/2012 5:19:10 PM |
| F16Pilot | $25.00 | 10/25/2012 5:19:27 PM |
| haplender | $50.00 | 10/25/2012 5:22:20 PM |
| return-smasher2 | $27.57 | 10/25/2012 3:54:10 PM |
| income-buddy7 | $50.00 | 10/25/2012 5:29:20 PM |
| progressive-asset | $62.00 | 10/25/2012 5:30:22 PM |
| entertaining-credit3 | $46.86 | 10/25/2012 3:55:22 PM |
| kindness-rascal5 | $500.00 | 10/25/2012 5:32:51 PM |
| joyful-credit8 | $25.00 | 10/25/2012 4:45:44 PM |
| consummate-affluence | $100.00 | 10/25/2012 5:02:24 PM |
| Banker7371 | $25.00 | 10/25/2012 5:02:31 PM |
| rakstar | $25.00 | 10/25/2012 5:40:04 PM |
| transparency-sapling | $25.00 | 10/25/2012 5:04:08 PM |
| tylerfd | $50.00 | 10/25/2012 5:01:20 PM |
| Tideman | $25.00 | 10/25/2012 5:44:56 PM |
| jedi053 | $100.00 | 10/25/2012 5:07:46 PM |
| flexible-return297 | $25.00 | 10/25/2012 5:07:52 PM |
| TheKid | $31.00 | 10/25/2012 5:49:04 PM |
| CPAMAN | $25.00 | 10/25/2012 5:08:26 PM |
| MicroPod | $25.00 | 10/25/2012 5:08:36 PM |
| tr-doc | $400.00 | 10/25/2012 6:04:49 PM |
| yomanie | $25.00 | 10/25/2012 6:05:09 PM |
| Cutts | $25.00 | 10/25/2012 6:06:29 PM |
| letsmakeitsuccessful | $25.00 | 10/25/2012 6:06:57 PM |
| return-exchanger355 | $100.00 | 10/25/2012 5:14:22 PM |
| red-luminous-gain | $25.00 | 10/25/2012 6:10:57 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:22 PM |
| affluence-kingdom9 | $100.00 | 10/25/2012 5:16:04 PM |
| commerce-associate5 | $100.00 | 10/25/2012 5:13:19 PM |
| 100units | $200.00 | 10/25/2012 5:13:58 PM |
| simpy | $25.00 | 10/25/2012 6:18:35 PM |
| awe-inspiring-commitment972 | $50.00 | 10/25/2012 5:14:31 PM |
| radiant-dollar9 | $200.00 | 10/25/2012 5:22:36 PM |
| ctgscott | $25.00 | 10/25/2012 6:24:51 PM |
| balance-bandit0 | $25.00 | 10/25/2012 5:24:49 PM |
| ivadood | $50.00 | 10/25/2012 5:19:08 PM |
| mschoenf | $100.00 | 10/25/2012 5:19:34 PM |
| chlebie | $50.00 | 10/25/2012 6:29:17 PM |
| rescue | $100.00 | 10/25/2012 6:29:32 PM |
| green-peso-backer | $50.00 | 10/25/2012 5:22:02 PM |
| angelinvestor2 | $40.00 | 10/25/2012 5:27:36 PM |
| active-market | $50.00 | 10/25/2012 6:32:18 PM |
| gulch | $25.00 | 10/25/2012 5:28:23 PM |
| agreement-guild | $50.00 | 10/25/2012 5:24:40 PM |
| breathtaking-funds6 | $50.00 | 10/25/2012 5:26:21 PM |
| banchan | $37.00 | 10/25/2012 5:31:59 PM |
| philwags | $25.00 | 10/25/2012 5:26:48 PM |
| the-dollar-topper | $150.00 | 10/25/2012 5:34:14 PM |
| durability-balance4 | $50.00 | 10/25/2012 5:32:41 PM |
| Joyflyer | $25.00 | 10/25/2012 7:13:47 PM |
| kind-payment-viking3 | $100.00 | 10/25/2012 5:33:16 PM |
| fund-blackberry6 | $25.00 | 10/25/2012 5:39:30 PM |
| zeelender | $25.00 | 10/25/2012 5:35:53 PM |
| gavinfh | $25.00 | 10/25/2012 5:41:42 PM |
| principal-kung-fu | $25.00 | 10/25/2012 5:42:55 PM |
| BonesyJones | $100.00 | 10/25/2012 5:39:56 PM |
| thoughtful-peso78 | $25.00 | 10/25/2012 5:44:33 PM |
| market-bearer7 | $28.97 | 10/25/2012 8:29:30 PM |
| zrohmm | $25.00 | 10/25/2012 5:46:31 PM |
| cutter21 | $25.00 | 10/25/2012 5:50:19 PM |
| cloud8 | $40.00 | 10/25/2012 9:07:35 PM |
| marketplace-cello5 | $25.00 | 10/25/2012 5:51:36 PM |
| skuba | $50.00 | 10/25/2012 5:52:20 PM |
| piter-to-la-investment | $25.00 | 10/25/2012 5:52:44 PM |
| arkayem | $50.00 | 10/25/2012 5:49:14 PM |
| listing-vista | $50.00 | 10/25/2012 5:49:59 PM |
| wayman | $25.00 | 10/25/2012 5:50:07 PM |
| compoundinterest | $25.00 | 10/25/2012 5:57:31 PM |
| indomitable-economy8 | $25.00 | 10/25/2012 10:27:47 PM |
| five-star-euro3 | $25.00 | 10/25/2012 5:58:06 PM |
| fulfilling-market2 | $100.00 | 10/25/2012 5:58:11 PM |
| williemc44 | $25.00 | 10/25/2012 6:00:07 PM |
| american6 | $50.00 | 10/25/2012 6:00:33 PM |
| soulwork | $50.00 | 10/25/2012 5:54:51 PM |
| a-dough-plato | $30.00 | 10/25/2012 6:09:38 PM |
| value-fortress3 | $28.00 | 10/26/2012 5:05:35 AM |
| wwwUniversal | $25.00 | 10/25/2012 6:11:59 PM |
| steady-silver6 | $50.00 | 10/26/2012 5:54:36 AM |
| knowledgeable-silver6 | $25.00 | 10/25/2012 6:10:04 PM |
| sturdy-dime5 | $25.00 | 10/25/2012 6:12:05 PM |
| rogue_monster | $50.00 | 10/25/2012 6:12:08 PM |
| resolute-worth4 | $50.00 | 10/25/2012 6:14:10 PM |
| flo_rida | $100.00 | 10/25/2012 6:22:11 PM |
| Railbird | $50.00 | 10/25/2012 6:16:32 PM |
| return-buddy | $25.00 | 10/26/2012 7:03:16 AM |
| gizzywump | $25.00 | 10/25/2012 6:18:29 PM |
| CaptainBlueberry | $25.00 | 10/25/2012 6:26:05 PM |
| deal-selector5 | $25.00 | 10/25/2012 6:31:00 PM |
| alaskan1 | $25.73 | 10/26/2012 8:14:40 AM |
| transaction-squirrel734 | $25.00 | 10/26/2012 8:27:56 AM |
| MLMarine | $25.00 | 10/25/2012 6:33:38 PM |
| payout-thinker7 | $25.00 | 10/26/2012 8:38:36 AM |
| unassassinable | $25.00 | 10/25/2012 6:38:30 PM |
| auddoc | $25.00 | 10/26/2012 9:01:44 AM |
| newest-tough-contract | $25.00 | 10/25/2012 6:50:07 PM |
| generosity-producer594 | $25.00 | 10/25/2012 7:26:38 PM |
| market-bearer7 | $25.00 | 10/25/2012 8:15:24 PM |
| worldly-income2 | $25.00 | 10/25/2012 8:50:21 PM |
| just-loyalty643 | $50.00 | 10/25/2012 10:03:43 PM |
| LaQuintaWealthManagmentGroup | $39.00 | 10/25/2012 11:34:38 PM |
| risk_free | $500.00 | 10/26/2012 4:22:07 AM |
| SnakeEater | $25.00 | 10/26/2012 3:56:54 AM |
| eveoceane | $47.00 | 10/26/2012 4:03:45 AM |
| indomitable-credit7 | $50.00 | 10/26/2012 4:35:31 AM |
| benefit-pro | $50.00 | 10/26/2012 5:07:27 AM |
| B2152 | $25.00 | 10/26/2012 4:51:25 AM |
| tough-cash4 | $28.62 | 10/26/2012 5:27:19 AM |
| rtfproducer | $25.00 | 10/26/2012 5:59:26 AM |
| Silverling6 | $54.00 | 10/26/2012 6:10:58 AM |
| astute-benjamins | $150.00 | 10/26/2012 6:48:58 AM |
| ultimate-wealth7 | $25.00 | 10/26/2012 7:24:29 AM |
| Astyanax | $25.00 | 10/26/2012 7:28:02 AM |
| Leopoldine | $26.81 | 10/26/2012 7:26:30 AM |
| El_Scubano | $25.00 | 10/26/2012 7:29:50 AM |
| penny-socrates5 | $100.00 | 10/26/2012 7:37:11 AM |
| ericsb | $26.87 | 10/26/2012 7:44:05 AM |
| dough-aficionado9 | $25.00 | 10/26/2012 7:44:36 AM |
| Suit | $25.00 | 10/26/2012 8:14:44 AM |
| EretzCapital | $50.00 | 10/26/2012 8:20:16 AM |
| delectable-point5 | $6.34 | 10/26/2012 9:02:39 AM |
| 322 Investments
|
Borrower Payment Dependent Notes Series
657721
This series of Notes was issued and sold upon the funding of the borrower loan #76880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
2 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,968 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-ectasy |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate and pay off credit cards.
This loan will be used to...directly pay off 2 existing credit cards that were opened up while I was a student.
My financial situation: Stable. I now make adequate income and am no longer living paycheck to paycheck.
I am a good candidate for this loan because...I care about my credit and will pay off my monthly bills on time.
Monthly net income: $ 2800
Monthly expenses: $ 300
Housing: $ 740
Insurance: $ 37
Car expenses: $ 0
Utilities: $ 15
Phone, cable, internet: $ 87
Food, entertainment: $ 150
Clothing, household expenses: $ 80
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rate-advocator7 | $200.00 | 10/22/2012 5:01:48 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:15 PM |
| banker34 | $25.00 | 10/22/2012 7:25:57 PM |
| brilliant-balance | $25.00 | 10/22/2012 7:46:56 PM |
| bonus-seahorse | $30.00 | 10/23/2012 7:17:44 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:39:36 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:30 AM |
| transformer855 | $25.00 | 10/23/2012 12:08:15 PM |
| zippy-market5 | $25.00 | 10/23/2012 12:22:19 PM |
| gallant-market5 | $91.18 | 10/23/2012 12:44:08 PM |
| money-baron | $67.00 | 10/23/2012 10:42:53 AM |
| SAR-2 | $25.00 | 10/23/2012 1:03:10 PM |
| MusicandMedicine | $25.00 | 10/23/2012 12:17:01 PM |
| TWINS_CLUB | $100.76 | 10/23/2012 12:49:03 PM |
| tigerlady92 | $25.00 | 10/23/2012 12:54:31 PM |
| gocubsgo22 | $30.65 | 10/23/2012 1:07:24 PM |
| nourishing-order8 | $25.00 | 10/23/2012 1:04:05 PM |
| paybackquickly | $25.00 | 10/23/2012 1:23:26 PM |
| thestartuplender | $25.00 | 10/23/2012 1:08:29 PM |
| likeable-hope | $25.00 | 10/23/2012 1:30:14 PM |
| elated-credit30 | $72.50 | 10/23/2012 1:34:52 PM |
| SweatyBalls | $40.00 | 10/22/2012 5:24:45 PM |
| nonattender | $25.00 | 10/22/2012 5:25:36 PM |
| Nipper99 | $100.00 | 10/22/2012 5:49:05 PM |
| majestic-note6 | $150.00 | 10/22/2012 5:24:14 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:30 PM |
| wise-charming-reward | $200.00 | 10/22/2012 5:35:57 PM |
| ethical-truth211 | $300.00 | 10/22/2012 5:52:54 PM |
| meers2000 | $71.00 | 10/22/2012 6:46:30 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:14 PM |
| aquariano | $25.00 | 10/23/2012 8:42:11 AM |
| LongTail | $27.00 | 10/22/2012 11:33:05 PM |
| greencat | $50.00 | 10/23/2012 7:26:01 AM |
| benefit-javelin | $25.00 | 10/23/2012 8:26:32 AM |
| skockie | $100.00 | 10/23/2012 12:17:43 PM |
| quick | $50.00 | 10/23/2012 12:18:13 PM |
| commitment-galaxy | $25.00 | 10/23/2012 12:32:53 PM |
| Suit | $235.41 | 10/23/2012 1:03:17 PM |
| compatible-deal9 | $25.00 | 10/23/2012 1:04:22 PM |
| Lender950 | $34.40 | 10/23/2012 10:56:17 AM |
| payout-detective7 | $25.00 | 10/23/2012 11:02:55 AM |
| gain-expert | $25.00 | 10/23/2012 11:04:31 AM |
| top-worth-pledge | $25.00 | 10/23/2012 1:23:08 PM |
| hope-twister5 | $25.00 | 10/23/2012 11:19:02 AM |
| 168RichCapital | $25.10 | 10/23/2012 12:04:08 PM |
| historic-nickel | $25.00 | 10/23/2012 12:15:00 PM |
| upbeat-wealth | $25.00 | 10/23/2012 12:22:19 PM |
| return-rocket9 | $50.00 | 10/23/2012 12:39:57 PM |
| greenback-chairman5 | $25.00 | 10/23/2012 12:44:36 PM |
| snowyowl | $50.00 | 10/23/2012 1:31:24 PM |
| loan-oasis4 | $25.00 | 10/23/2012 1:19:08 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
657725
This series of Notes was issued and sold upon the funding of the borrower loan #77027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,333.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $278.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,603 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| boomer46 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 63 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $29,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2011)
760-779
(Apr-2010)
760-779
(Dec-2009)
780-799
(Aug-2008)
|
|
Principal balance:
| $11,664.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...purchase two possibly eight windows
My financial situation:
I am a good candidate for this loan because...my bills are always paid timely no defaults ever.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thankful-nickel2 | $55.55 | 10/22/2012 5:02:25 PM |
| MoneyForNothing | $25.63 | 10/22/2012 5:05:19 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:23 PM |
| shaps | $50.00 | 10/22/2012 5:22:28 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:09 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:44 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:06:55 PM |
| zassociate | $200.00 | 10/22/2012 5:11:13 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:20 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:45 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:35 PM |
| 888GoldIngots | $25.00 | 10/22/2012 5:25:16 PM |
| payout-reaction740 | $50.00 | 10/22/2012 5:53:45 PM |
| virtuous-repayment | $25.00 | 10/22/2012 5:54:34 PM |
| phaded | $25.00 | 10/22/2012 6:00:16 PM |
| Vegasjim | $25.00 | 10/22/2012 6:31:00 PM |
| moola-accelerator6 | $50.00 | 10/22/2012 5:47:52 PM |
| marketplace-singularity3 | $45.00 | 10/22/2012 6:39:41 PM |
| janeybooboo | $74.74 | 10/22/2012 5:55:28 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:33 PM |
| RGlad | $65.00 | 10/22/2012 6:59:13 PM |
| Cronos | $100.00 | 10/22/2012 6:11:06 PM |
| E_G | $50.00 | 10/22/2012 6:19:14 PM |
| kfrench | $75.00 | 10/22/2012 6:21:22 PM |
| Astyanax | $25.00 | 10/23/2012 3:47:37 AM |
| twjh | $25.08 | 10/22/2012 6:43:12 PM |
| JeremyLinFan | $40.00 | 10/22/2012 7:01:31 PM |
| DoctorJoe | $25.00 | 10/23/2012 6:31:39 AM |
| bellaquito | $500.00 | 10/22/2012 7:34:13 PM |
| NVSTRKOBALT | $25.00 | 10/23/2012 8:37:02 AM |
| napmanger | $100.00 | 10/22/2012 9:51:19 PM |
| euro-deployment | $25.00 | 10/22/2012 9:41:37 PM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:53 AM |
| innovator10 | $500.00 | 10/23/2012 9:10:23 AM |
| treasure-bliss | $50.00 | 10/23/2012 6:15:09 AM |
| Darts | $50.00 | 10/23/2012 8:45:20 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:39 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:30 AM |
| CaptainBL | $25.00 | 10/23/2012 9:49:54 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:56:13 AM |
| punctual-fund | $50.00 | 10/23/2012 11:22:26 AM |
| AJ6 | $25.00 | 10/23/2012 10:41:22 AM |
| moneytolend72 | $35.00 | 10/23/2012 12:55:22 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:45 PM |
| Johnab | $25.00 | 10/23/2012 1:03:16 PM |
| steven3333 | $25.00 | 10/23/2012 1:25:36 PM |
| grove88 | $25.00 | 10/23/2012 1:36:30 PM |
| income-vault6 | $25.00 | 10/23/2012 1:51:03 PM |
| currency-fan9 | $50.00 | 10/23/2012 12:05:57 PM |
| sublime-liberty6 | $50.00 | 10/23/2012 12:10:10 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:47 PM |
| HoweMoney | $100.00 | 10/23/2012 12:39:55 PM |
| bartb | $25.00 | 10/23/2012 1:00:44 PM |
| rustysailor | $25.00 | 10/23/2012 1:04:19 PM |
| Jofga | $50.00 | 10/23/2012 1:33:44 PM |
| janeybooboo | $50.00 | 10/23/2012 1:48:47 PM |
| platinum-pear4 | $25.00 | 10/23/2012 2:05:04 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 2:17:15 PM |
| JRhino | $25.00 | 10/23/2012 2:30:05 PM |
| grove064 | $69.53 | 10/23/2012 2:31:38 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:09:59 PM |
| trade-goblin9 | $50.00 | 10/22/2012 5:20:41 PM |
| fuse136 | $25.00 | 10/22/2012 5:25:44 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:08:53 PM |
| enticing-capital6 | $50.00 | 10/22/2012 5:08:56 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:45 PM |
| CreditBuilder2 | $25.01 | 10/22/2012 5:11:20 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:10 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:55 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:20 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:47 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:18 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:07 PM |
| Feyenoord | $30.00 | 10/22/2012 6:25:08 PM |
| boylezz | $25.00 | 10/22/2012 6:28:29 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:57 PM |
| dukeiyer | $25.00 | 10/22/2012 6:43:23 PM |
| 1stBankAndHal | $25.08 | 10/22/2012 5:55:39 PM |
| payout-motivator0 | $25.00 | 10/22/2012 6:07:39 PM |
| ready-interest9 | $25.00 | 10/22/2012 6:10:23 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:23 PM |
| green28 | $50.00 | 10/22/2012 6:11:30 PM |
| the-kindness-honker | $25.00 | 10/22/2012 9:18:55 PM |
| villagecoconut | $26.40 | 10/23/2012 7:40:38 AM |
| __A1B2 | $30.00 | 10/22/2012 8:12:25 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:29:43 PM |
| glimmering-return863 | $50.00 | 10/23/2012 3:27:24 AM |
| Galdis | $25.00 | 10/23/2012 5:26:56 AM |
| orange-preeminant-bill | $25.00 | 10/23/2012 6:44:49 AM |
| valiant-money | $75.00 | 10/23/2012 9:19:28 AM |
| P2P_CARE | $200.00 | 10/23/2012 8:27:19 AM |
| thehousewife | $25.00 | 10/23/2012 9:41:34 AM |
| radforj22 | $25.00 | 10/23/2012 10:07:46 AM |
| Queueball1 | $25.00 | 10/23/2012 9:34:50 AM |
| cilynx | $25.00 | 10/23/2012 10:53:21 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:43 AM |
| HenlopenCapital | $25.00 | 10/23/2012 10:00:25 AM |
| Elefunt | $25.00 | 10/23/2012 11:41:23 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:35 AM |
| point-doughnut | $250.17 | 10/23/2012 12:20:23 PM |
| mfs1000 | $30.55 | 10/23/2012 12:57:26 PM |
| thestartuplender | $50.00 | 10/23/2012 1:05:37 PM |
| graceful-durability246 | $850.00 | 10/23/2012 10:54:38 AM |
| janeybooboo | $75.26 | 10/23/2012 1:48:32 PM |
| PXM-Financial | $50.00 | 10/23/2012 1:59:09 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:03 PM |
| investment-equation | $25.00 | 10/23/2012 12:22:24 PM |
| point-doughnut | $250.00 | 10/23/2012 12:24:30 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:27 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:58:05 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:57 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:59 PM |
| toomanyfishtanks | $100.00 | 10/23/2012 1:53:31 PM |
| designer_10 | $25.00 | 10/23/2012 1:55:37 PM |
| wise-friendly-dollar | $25.00 | 10/23/2012 1:48:14 PM |
| Mrs-Honeydew | $30.00 | 10/23/2012 2:05:39 PM |
| first-class-dough2 | $50.00 | 10/23/2012 2:00:51 PM |
| fairness-carrier | $100.00 | 10/23/2012 2:18:04 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:48 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
657779
This series of Notes was issued and sold upon the funding of the borrower loan #76596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.24% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 13.21% |
Borrower rate/APR:
| 14.21% / 16.52% |
Monthly payment:
| $444.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.74% | | |
| |
Estimated return*:
| 9.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $181,461 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| safe-investment9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 86% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 14% )
| 740-759
(Mar-2012)
|
|
Principal balance:
| $5,884.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $25.00 | 10/22/2012 5:09:31 PM |
| windguy | $50.00 | 10/22/2012 5:25:27 PM |
| zassociate | $200.00 | 10/22/2012 5:11:13 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:20 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:08 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:35 PM |
| phaded | $25.00 | 10/22/2012 6:25:16 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:19 PM |
| E_G | $50.00 | 10/22/2012 6:19:14 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:54 PM |
| gravbox | $25.00 | 10/22/2012 6:59:33 PM |
| Darts | $50.00 | 10/23/2012 8:45:20 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:53 AM |
| P2P_CARE | $100.00 | 10/23/2012 8:22:27 AM |
| justreturns | $25.00 | 10/23/2012 9:41:07 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:32 AM |
| radforj22 | $25.00 | 10/23/2012 10:07:10 AM |
| hybridatl | $25.00 | 10/23/2012 12:13:03 PM |
| lulasky63 | $25.00 | 10/23/2012 12:14:20 PM |
| compatible-deal9 | $50.00 | 10/23/2012 12:44:52 PM |
| LaGrangeLender | $60.00 | 10/23/2012 10:55:43 AM |
| five-star-nickel8 | $50.00 | 10/23/2012 2:15:39 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:27 PM |
| Codextreme07 | $26.54 | 10/23/2012 12:51:30 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:46 PM |
| loan-oasis4 | $25.00 | 10/23/2012 1:19:28 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:57 PM |
| wise-friendly-dollar | $25.00 | 10/23/2012 1:47:15 PM |
| thorough-marketplace441 | $35.00 | 10/23/2012 2:20:40 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:48 PM |
| LimaGuy | $25.95 | 10/23/2012 2:32:35 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:45 PM |
| Nil2008 | $100.00 | 10/22/2012 5:02:29 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:10 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:45 PM |
| CreditBuilder2 | $25.01 | 10/22/2012 5:11:20 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:21 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:44 PM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:54 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:32 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:56 PM |
| dukeiyer | $25.00 | 10/22/2012 6:43:24 PM |
| Cronos | $100.00 | 10/22/2012 6:11:06 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:06 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 10:02:12 PM |
| leverage-galleon | $40.00 | 10/22/2012 11:55:24 PM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:44 AM |
| indomitable-coin | $25.00 | 10/23/2012 9:28:59 AM |
| FunnelMan | $75.00 | 10/23/2012 10:17:46 AM |
| GreedyLawyer | $31.01 | 10/23/2012 10:34:41 AM |
| worth-blanket2 | $14,701.49 | 10/23/2012 10:01:41 AM |
| compwhiz | $25.00 | 10/23/2012 12:46:53 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:59 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:08:18 PM |
| deal-pioneer1 | $25.00 | 10/23/2012 12:23:14 PM |
| loan-galaxy6 | $500.00 | 10/23/2012 12:48:42 PM |
| Jofga | $50.00 | 10/23/2012 1:55:34 PM |
| income-vault6 | $25.00 | 10/23/2012 1:46:54 PM |
| helping-out | $30.00 | 10/23/2012 2:10:38 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 2:16:50 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:47 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
657809
This series of Notes was issued and sold upon the funding of the borrower loan #76647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $846.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,983 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-sherpa0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
debt consolidation
My financial situation: is good just want to pay everything off and have one payment
I am a good candidate for this loan because...I have no bills except thecredit cards I'm paying off. Taking care of elderly parents at their home, no rent. No car payment or insurance have a company car.
Monthly net income: $4800.00
Monthly expenses: $2000.00
Housing: $0Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $120.00
Food, entertainment: $200.00Clothing, household expenses: $200.00
Credit cards and other loans: $1500.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 10/23/2012 9:02:14 AM |
| Endeavour | $150.00 | 10/23/2012 9:06:00 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:01 AM |
| j2ee | $50.00 | 10/23/2012 9:10:08 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:48 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:45 AM |
| special-dinero553 | $25.00 | 10/23/2012 9:18:54 AM |
| community-burrito9 | $55.00 | 10/23/2012 9:20:50 AM |
| Thunderswan | $26.00 | 10/23/2012 9:23:51 AM |
| BostonCapital | $100.00 | 10/23/2012 9:39:31 AM |
| missing-link | $25.00 | 10/23/2012 11:25:06 AM |
| blinkygab | $50.00 | 10/23/2012 11:31:39 AM |
| pdub | $500.00 | 10/23/2012 12:01:05 PM |
| currency-fan9 | $50.00 | 10/23/2012 12:06:00 PM |
| fund-tom-tom6 | $25.00 | 10/23/2012 10:22:02 AM |
| riskreward | $250.00 | 10/23/2012 10:32:45 AM |
| bellaquito | $500.00 | 10/23/2012 11:01:01 AM |
| Dubbs360 | $200.00 | 10/23/2012 11:24:36 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:39 AM |
| transparency-position | $99.00 | 10/23/2012 12:11:09 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:34 PM |
| janeybooboo | $100.00 | 10/23/2012 1:34:23 PM |
| Masdevallia | $50.00 | 10/23/2012 2:04:49 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:12 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:52 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:17 PM |
| jubilant-capital1 | $25.00 | 10/23/2012 4:39:15 PM |
| mikbos | $25.00 | 10/23/2012 9:35:23 PM |
| marketplace-singularity3 | $50.00 | 10/23/2012 6:15:19 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:27 PM |
| community-burrito9 | $45.00 | 10/24/2012 5:34:09 AM |
| moremax | $50.00 | 10/23/2012 6:45:55 PM |
| neuroshred | $150.00 | 10/24/2012 8:59:00 AM |
| gentle-generosity822 | $25.00 | 10/24/2012 9:47:22 AM |
| HLender | $40.00 | 10/24/2012 9:10:31 AM |
| geuvera-capital | $25.00 | 10/24/2012 9:33:08 AM |
| nymedic1979 | $50.00 | 10/24/2012 10:39:35 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:37 AM |
| kind-payment-viking3 | $100.00 | 10/24/2012 9:44:48 AM |
| Mark-7 | $50.00 | 10/24/2012 9:46:14 AM |
| rautility | $36.00 | 10/24/2012 9:55:45 AM |
| bazaar-tulip | $25.00 | 10/24/2012 10:00:30 AM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:20 PM |
| fuzed | $50.00 | 10/24/2012 1:27:35 PM |
| Bank42 | $25.00 | 10/24/2012 4:32:18 PM |
| the-profit-oracle | $25.00 | 10/24/2012 10:27:08 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:04 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:10 AM |
| openness-antioxidant | $25.00 | 10/24/2012 10:44:01 AM |
| fund-cypress910 | $25.00 | 10/24/2012 5:10:48 PM |
| zassociate | $200.00 | 10/24/2012 5:13:25 PM |
| resolute-justice413 | $200.00 | 10/24/2012 5:17:54 PM |
| asset-portait013 | $100.00 | 10/24/2012 5:18:15 PM |
| progressive-gold6 | $100.00 | 10/24/2012 5:20:42 PM |
| shaps | $50.00 | 10/24/2012 5:23:14 PM |
| LakeProfit | $48.00 | 10/24/2012 11:44:55 AM |
| acepoint | $25.00 | 10/24/2012 12:11:07 PM |
| roccofox | $25.00 | 10/24/2012 12:22:54 PM |
| Mathon | $25.00 | 10/24/2012 5:32:36 PM |
| shrewd-dedication2 | $100.00 | 10/24/2012 5:36:29 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:06 PM |
| booOST | $25.00 | 10/24/2012 2:37:37 PM |
| Laissez-faire | $50.00 | 10/24/2012 3:40:20 PM |
| nourishing-order8 | $25.00 | 10/24/2012 3:49:53 PM |
| jderek01 | $35.00 | 10/24/2012 4:18:31 PM |
| keen-peace465 | $25.00 | 10/24/2012 5:12:18 PM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:53 PM |
| the-flexible-dime | $25.00 | 10/24/2012 6:56:11 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:16 PM |
| mauge35 | $33.29 | 10/24/2012 7:08:36 PM |
| Jalebi | $25.00 | 10/24/2012 5:26:26 PM |
| KirosPOS | $70.00 | 10/24/2012 7:49:32 PM |
| davez0r | $25.00 | 10/24/2012 9:58:59 PM |
| elegant-hope578 | $50.00 | 10/24/2012 5:52:18 PM |
| michaelinvestments | $41.52 | 10/25/2012 4:38:27 AM |
| billybragg | $25.00 | 10/25/2012 7:00:14 AM |
| heart514 | $25.00 | 10/24/2012 7:05:59 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 8:08:49 PM |
| greenback-sage433 | $25.00 | 10/24/2012 9:40:12 PM |
| excellent-investment636 | $300.00 | 10/24/2012 9:12:18 PM |
| Leopoldine | $25.00 | 10/24/2012 10:20:28 PM |
| bent300 | $25.00 | 10/24/2012 9:44:25 PM |
| invincible-deal82 | $25.00 | 10/25/2012 9:30:42 AM |
| market-trooper3 | $30.00 | 10/25/2012 4:00:33 AM |
| Sardineface | $50.00 | 10/25/2012 6:16:43 AM |
| Munnie | $25.00 | 10/25/2012 6:20:44 AM |
| fantastic-wampum1 | $100.00 | 10/25/2012 9:50:53 AM |
| jazzlender | $25.00 | 10/25/2012 9:51:21 AM |
| enthralling-deal53 | $49.00 | 10/25/2012 9:59:07 AM |
| social-heart | $25.00 | 10/25/2012 10:00:20 AM |
| linkage682 | $50.00 | 10/25/2012 8:39:52 AM |
| duty-viola | $30.00 | 10/25/2012 8:50:10 AM |
| 87Marc | $25.00 | 10/25/2012 10:14:32 AM |
| listing-escalator9 | $25.00 | 10/25/2012 10:15:59 AM |
| jmb_lending | $50.00 | 10/25/2012 9:13:08 AM |
| terrific-dough6 | $50.00 | 10/25/2012 9:12:08 AM |
| return-beeper | $50.00 | 10/25/2012 10:30:35 AM |
| listing-bandit6 | $50.00 | 10/25/2012 10:32:57 AM |
| the-dollar-topper | $150.00 | 10/25/2012 10:34:55 AM |
| InvestingEngineer | $64.50 | 10/25/2012 9:19:04 AM |
| bazaar-festivity | $25.00 | 10/25/2012 10:38:01 AM |
| point | $50.00 | 10/25/2012 10:40:14 AM |
| scientists | $25.00 | 10/25/2012 11:17:53 AM |
| compoundinterest | $25.00 | 10/25/2012 11:21:47 AM |
| icon7 | $100.00 | 10/25/2012 11:24:12 AM |
| efficient-dollar888 | $25.00 | 10/25/2012 12:07:14 PM |
| fervent-repayment | $100.00 | 10/25/2012 9:59:29 AM |
| new-proud-p2p | $25.00 | 10/25/2012 12:22:53 PM |
| finance-prescription | $100.00 | 10/25/2012 10:09:51 AM |
| WalnutCreekguy | $50.00 | 10/25/2012 10:01:05 AM |
| Dopplerbob | $25.00 | 10/25/2012 1:38:25 PM |
| maxion | $25.00 | 10/25/2012 10:17:00 AM |
| adventurer447 | $64.00 | 10/25/2012 10:19:19 AM |
| gmanrex | $25.00 | 10/25/2012 2:04:02 PM |
| blazing-capital2 | $250.00 | 10/25/2012 10:11:31 AM |
| genius520 | $100.00 | 10/25/2012 10:13:19 AM |
| capital-renewal | $50.00 | 10/25/2012 10:15:35 AM |
| tylerfd | $36.00 | 10/25/2012 10:16:59 AM |
| ChristopherS | $25.00 | 10/25/2012 10:27:25 AM |
| Bookophile | $50.00 | 10/25/2012 10:31:45 AM |
| awesome-peso0 | $25.00 | 10/25/2012 10:56:26 AM |
| unforgettable-order9 | $25.00 | 10/25/2012 11:11:30 AM |
| MI2 | $5,000.00 | 10/25/2012 11:15:34 AM |
| benevolent-marketplace4 | $2,500.00 | 10/25/2012 11:58:53 AM |
| HeroSupport | $60.00 | 10/25/2012 11:37:07 AM |
| compatible-deal9 | $50.00 | 10/25/2012 11:49:11 AM |
| holdem-donk | $25.00 | 10/25/2012 1:00:02 PM |
| Benny-factor | $1,324.77 | 10/25/2012 2:11:31 PM |
| jpblan11 | $25.00 | 10/25/2012 1:20:13 PM |
| Shawn95187 | $25.00 | 10/25/2012 1:37:45 PM |
| note-lesson7 | $100.00 | 10/23/2012 9:10:45 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:33 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:13 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:15:59 AM |
| nickel-ferret | $25.00 | 10/23/2012 9:20:04 AM |
| vigorous-payment6 | $25.00 | 10/23/2012 9:22:11 AM |
| Detour11 | $25.00 | 10/23/2012 9:26:50 AM |
| credit-coach118 | $25.36 | 10/23/2012 9:29:37 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:35 AM |
| cr8on | $75.00 | 10/23/2012 9:31:46 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:59 AM |
| JeremyLinFan | $30.00 | 10/23/2012 11:34:28 AM |
| hybridatl | $25.00 | 10/23/2012 12:13:11 PM |
| formula842 | $25.00 | 10/23/2012 12:40:04 PM |
| houli123 | $25.00 | 10/23/2012 11:02:15 AM |
| bold-social-widget | $25.00 | 10/23/2012 11:16:39 AM |
| goal-bill3 | $25.00 | 10/23/2012 11:24:53 AM |
| jaxlender15 | $25.00 | 10/23/2012 11:28:37 AM |
| liberty-tostada7 | $50.00 | 10/23/2012 11:31:10 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:13 PM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:27 PM |
| dollar-idol7 | $30.00 | 10/23/2012 4:23:44 PM |
| pietro_torna_indietro | $50.00 | 10/23/2012 2:43:05 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:56 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:01 PM |
| Vreet | $25.00 | 10/23/2012 6:36:30 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 7:14:08 PM |
| gold-maestro6 | $50.00 | 10/23/2012 10:07:19 PM |
| Win_With_P2P | $25.00 | 10/24/2012 5:34:21 AM |
| nukespike | $25.00 | 10/24/2012 9:39:40 AM |
| john0720 | $50.00 | 10/24/2012 8:35:41 AM |
| tech310 | $32.00 | 10/24/2012 9:03:34 AM |
| NickelSteamroller | $25.00 | 10/24/2012 10:17:22 AM |
| octoberfresh | $25.00 | 10/24/2012 9:40:53 AM |
| payout-paradise5 | $25.00 | 10/24/2012 9:42:47 AM |
| mwl | $25.00 | 10/24/2012 9:48:59 AM |
| supreme-treasure8 | $100.00 | 10/24/2012 9:56:57 AM |
| rocker137 | $25.00 | 10/24/2012 9:57:12 AM |
| simplyonce | $25.00 | 10/24/2012 9:58:40 AM |
| entertaining-revenue4 | $50.00 | 10/24/2012 10:10:40 AM |
| shiny-peso1 | $100.00 | 10/24/2012 10:14:18 AM |
| SalesGuyMN | $50.00 | 10/24/2012 3:33:28 PM |
| silver-enlightenment0 | $25.00 | 10/24/2012 10:19:45 AM |
| principal-cooker2 | $50.00 | 10/24/2012 10:24:37 AM |
| aabadabadoo | $25.00 | 10/24/2012 10:32:01 AM |
| Zorro_970 | $100.00 | 10/24/2012 5:16:19 PM |
| majestic-note6 | $200.00 | 10/24/2012 5:23:40 PM |
| tranquil-gain1 | $25.00 | 10/24/2012 11:47:44 AM |
| prudent-dough458 | $25.00 | 10/24/2012 5:36:41 PM |
| evilkats | $50.00 | 10/24/2012 5:45:19 PM |
| Rain-Maker35 | $50.00 | 10/24/2012 2:38:15 PM |
| SunnyMoney | $25.45 | 10/24/2012 3:41:44 PM |
| fair-interest6 | $25.00 | 10/24/2012 3:46:27 PM |
| punctual-fund | $25.00 | 10/24/2012 3:42:04 PM |
| orchestra960 | $300.00 | 10/24/2012 5:10:09 PM |
| Gladglide | $25.00 | 10/24/2012 5:13:21 PM |
| valiant-liberty4 | $25.00 | 10/24/2012 5:18:53 PM |
| mschoenf | $100.00 | 10/24/2012 5:20:19 PM |
| Nazbuster | $150.00 | 10/24/2012 8:39:17 PM |
| durability-solstice8 | $50.00 | 10/24/2012 5:44:20 PM |
| micko | $25.00 | 10/24/2012 5:47:37 PM |
| marketplace-flan9 | $113.12 | 10/25/2012 6:43:47 AM |
| fairness-atmosphere | $25.00 | 10/25/2012 7:07:36 AM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:13:06 PM |
| velocityasaurus-rex4 | $49.00 | 10/24/2012 6:12:51 PM |
| value-wind0 | $100.00 | 10/25/2012 7:50:22 AM |
| just-loyalty643 | $50.00 | 10/24/2012 8:55:30 PM |
| benjamins-frontier2 | $25.00 | 10/25/2012 9:21:45 AM |
| MrBailey | $25.00 | 10/25/2012 9:22:57 AM |
| swampman | $25.00 | 10/24/2012 9:04:19 PM |
| antlr | $25.00 | 10/24/2012 9:38:32 PM |
| cozy-principal883 | $25.99 | 10/25/2012 3:27:04 AM |
| P2P4me | $500.00 | 10/25/2012 4:50:40 AM |
| wdworld | $25.00 | 10/25/2012 7:03:36 AM |
| cberthiaume | $25.00 | 10/25/2012 7:55:24 AM |
| ResQDoc | $25.00 | 10/25/2012 8:05:22 AM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 7:17:26 AM |
| LuckyMacFunding | $25.00 | 10/25/2012 8:37:46 AM |
| mennleo | $50.00 | 10/25/2012 9:59:48 AM |
| tender-commerce8 | $50.00 | 10/25/2012 10:03:58 AM |
| 1randyp | $25.00 | 10/25/2012 10:06:31 AM |
| Intelon | $25.00 | 10/25/2012 10:06:48 AM |
| red-power-pecan | $50.00 | 10/25/2012 10:09:19 AM |
| pound-mushroom3 | $25.00 | 10/25/2012 9:05:57 AM |
| Purposeful | $50.00 | 10/25/2012 10:15:08 AM |
| Sabo | $50.00 | 10/25/2012 9:08:03 AM |
| first-pragmatic-power | $25.00 | 10/25/2012 10:15:51 AM |
| pound-ace | $25.00 | 10/25/2012 10:23:20 AM |
| wwwUniversal | $25.00 | 10/25/2012 10:25:11 AM |
| Comoparklender | $25.00 | 10/25/2012 10:27:04 AM |
| hard-working-rate3 | $25.00 | 10/25/2012 10:35:15 AM |
| progress-credit | $25.00 | 10/25/2012 9:19:28 AM |
| logical-investment4 | $25.00 | 10/25/2012 10:43:02 AM |
| VirginiaBuckeye | $50.00 | 10/25/2012 9:24:32 AM |
| treasure-bliss | $50.00 | 10/25/2012 10:50:16 AM |
| fair-pound5 | $25.00 | 10/25/2012 11:19:22 AM |
| shawnb777 | $50.00 | 10/25/2012 11:56:49 AM |
| best-ingenious-rupee | $25.00 | 10/25/2012 9:53:37 AM |
| dime-sprout | $25.00 | 10/25/2012 9:55:45 AM |
| dynamic-money271 | $100.00 | 10/25/2012 9:56:31 AM |
| deal-banker | $25.00 | 10/25/2012 12:43:40 PM |
| life-is-great | $25.00 | 10/25/2012 10:10:13 AM |
| Turtlebear44 | $25.00 | 10/25/2012 1:10:43 PM |
| impressive-return173 | $50.00 | 10/25/2012 10:13:32 AM |
| wigglesworth4 | $70.00 | 10/25/2012 10:14:22 AM |
| PCGeekWI | $25.00 | 10/25/2012 10:14:38 AM |
| hitsman | $50.00 | 10/25/2012 10:08:50 AM |
| bill-ladder2 | $25.00 | 10/25/2012 10:08:59 AM |
| rcm87 | $43.00 | 10/25/2012 10:09:32 AM |
| shiny-dollar9 | $25.00 | 10/25/2012 10:22:27 AM |
| nanda | $25.00 | 10/25/2012 10:24:18 AM |
| top-investment-american | $25.00 | 10/25/2012 10:28:40 AM |
| musegaze | $50.00 | 10/25/2012 10:29:32 AM |
| transparency-sapling | $25.00 | 10/25/2012 10:18:59 AM |
| money-surge1 | $25.00 | 10/25/2012 10:26:00 AM |
| CapitalismRocks | $25.00 | 10/25/2012 10:27:23 AM |
| MAYBROOK | $25.00 | 10/25/2012 10:40:20 AM |
| farlik | $25.00 | 10/25/2012 11:06:21 AM |
| truth-companion | $25.00 | 10/25/2012 11:26:21 AM |
| Astyanax | $25.00 | 10/25/2012 12:13:18 PM |
| currency-persimmon | $25.00 | 10/25/2012 12:17:57 PM |
| MINTURN | $25.00 | 10/25/2012 1:03:41 PM |
| CallMeDaddy | $100.00 | 10/25/2012 1:29:53 PM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
657829
This series of Notes was issued and sold upon the funding of the borrower loan #76843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,415 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-swashbuckler5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off small credit card debt to allow me to put money toward other debt (debt consolidation)
My financial situation:
I am a good candidate for this loan because...
I have fair credit due to my debt but I pay my bills and honor my obligations
Monthly net income: $3800
Monthly expenses: $3600
Housing: $700
Insurance: $300
Car expenses: $300
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $350
Clothing, household expenses: $300
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lovely-currency3 | $50.00 | 10/21/2012 12:11:30 PM |
| transparency-position | $100.00 | 10/21/2012 1:53:12 PM |
| community-burrito9 | $100.00 | 10/21/2012 1:28:53 PM |
| liberty-tostada7 | $50.00 | 10/21/2012 1:33:07 PM |
| thehousewife | $25.00 | 10/22/2012 7:30:37 AM |
| progress-credit | $25.00 | 10/22/2012 3:19:10 PM |
| bold-social-widget | $25.00 | 10/22/2012 11:10:53 AM |
| EarlyRiser | $250.00 | 10/22/2012 5:02:19 PM |
| greencat | $50.00 | 10/23/2012 7:27:13 AM |
| cardminger | $25.00 | 10/23/2012 9:07:16 AM |
| sdcc72 | $25.00 | 10/23/2012 9:16:16 AM |
| quick | $50.00 | 10/23/2012 12:21:06 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:45 PM |
| truth-oath1 | $25.00 | 10/23/2012 12:32:17 PM |
| ethical-truth211 | $200.00 | 10/23/2012 2:07:25 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:52 PM |
| diplomatic-wealth7 | $25.00 | 10/23/2012 5:07:35 PM |
| mhotchan | $100.00 | 10/23/2012 2:28:57 PM |
| grove064 | $100.00 | 10/23/2012 2:33:36 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 3:32:05 PM |
| stock106 | $25.00 | 10/23/2012 5:49:13 PM |
| Joyflyer | $25.00 | 10/24/2012 4:23:30 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:51:45 AM |
| fairgirl | $25.00 | 10/24/2012 4:47:53 AM |
| yield-human | $50.00 | 10/24/2012 6:20:04 AM |
| roguewinner | $25.00 | 10/24/2012 9:22:15 AM |
| Leshan | $50.00 | 10/24/2012 6:51:26 AM |
| green-rapid-openness | $300.00 | 10/24/2012 4:47:07 PM |
| lastsliceofpizza | $25.00 | 10/24/2012 11:19:00 AM |
| blue-competent-hope | $100.42 | 10/24/2012 11:27:21 AM |
| gain-expert | $34.55 | 10/24/2012 3:41:28 PM |
| the-credit-maker | $100.00 | 10/24/2012 5:33:47 PM |
| Loanstou | $239.41 | 10/24/2012 6:42:37 PM |
| let_me_retire | $30.00 | 10/22/2012 3:57:26 AM |
| Detour11 | $25.00 | 10/22/2012 6:44:48 AM |
| Peleadona | $25.00 | 10/21/2012 1:40:38 PM |
| Dubbs360 | $100.00 | 10/21/2012 2:02:16 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:58 PM |
| refresher211 | $100.00 | 10/22/2012 9:25:01 AM |
| JRS | $25.00 | 10/22/2012 4:10:44 PM |
| Starica | $150.00 | 10/22/2012 6:42:44 PM |
| banker34 | $25.00 | 10/22/2012 7:25:55 PM |
| california111 | $50.00 | 10/22/2012 10:25:51 PM |
| samurai2 | $25.00 | 10/22/2012 7:02:22 PM |
| graceful-investment | $25.00 | 10/23/2012 8:22:32 AM |
| aquariano | $25.00 | 10/23/2012 8:41:49 AM |
| berniemadeoff | $25.00 | 10/23/2012 11:28:00 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:25:52 AM |
| compatible-deal9 | $25.00 | 10/23/2012 1:02:58 PM |
| asset-cougar0 | $25.00 | 10/23/2012 1:47:13 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:03 PM |
| Lubava | $50.00 | 10/23/2012 5:21:44 PM |
| worthy-bid8 | $100.00 | 10/23/2012 5:16:05 PM |
| Tizzo27 | $100.00 | 10/23/2012 5:25:01 PM |
| asset-trajectory | $25.00 | 10/23/2012 10:40:11 PM |
| helping-out | $25.00 | 10/24/2012 6:17:17 AM |
| sturdy-note5 | $25.00 | 10/24/2012 6:06:12 AM |
| 168RichCapital | $25.10 | 10/24/2012 6:27:46 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:09:02 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:09:18 AM |
| Bank42 | $25.00 | 10/24/2012 8:13:15 AM |
| foofightee | $25.00 | 10/24/2012 9:33:50 AM |
| emjaybee | $25.00 | 10/24/2012 2:34:02 PM |
| mpatrick | $75.00 | 10/24/2012 11:11:10 AM |
| tranquil-gain1 | $25.00 | 10/24/2012 11:40:43 AM |
| credible-responsibility022 | $25.00 | 10/24/2012 5:07:50 PM |
| money-baron | $100.00 | 10/24/2012 6:43:15 PM |
| dough-dreams8 | $95.52 | 10/24/2012 7:15:17 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
657855
This series of Notes was issued and sold upon the funding of the borrower loan #76972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $694.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 22y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,224 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-mystical-payment |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit Card and Debt Consolidation
This loan will be used to...pay off all my credit cards and a line of credit with an extremely high interest rate.
My financial situation: Fair, I have had some timeliness issue due to a past botched medical procedure which caused me to be off work for almost a year. It has taken a long time to recover from that however I have always paid my debts and will continue to do so. I am currently renting my DC home and the income I receive from that covers the mortgage and fee's. Additionally the home is estimated to have increased in value by $25,000.
I am a good candidate for this loan because...I have a secure job. I work for the Federal Aviation Administration as the Air Traffic Control Manager in Tucson Arizona. I have worked for the FAA for 22 years and was in the Air Force 4 years prior. This loan will put me in a better financial situation in the future and allow me to have all my unsecured credit cards and line of credit loans paid off. I will also be able to pay the full amount of this loan off in 5 years or less. I hope to find a home to purchase in AZ next year so I am extremely stable.
Monthly net income: $7420.00
Monthly expenses: $5751.00
Housing: $2400.00
Insurance: $70.00
Car expenses: $570.00
Utilities: $85.00
Phone, cable, internet: $290.00
Food, entertainment: $400.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1236.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interest2thePeople | $100.00 | 10/23/2012 9:09:15 AM |
| Bank_Of_XL | $25.00 | 10/23/2012 9:04:14 AM |
| Endeavour | $150.00 | 10/23/2012 9:06:18 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:13 AM |
| Detour11 | $25.00 | 10/23/2012 9:34:50 AM |
| EL_Papin | $25.00 | 10/23/2012 10:50:32 AM |
| 84928429 | $50.00 | 10/23/2012 10:19:00 AM |
| 1NiceLender | $25.00 | 10/23/2012 10:24:04 AM |
| houli123 | $25.00 | 10/23/2012 11:02:15 AM |
| cattlebaron | $180.54 | 10/23/2012 11:53:47 AM |
| Weaverville | $25.00 | 10/23/2012 2:08:13 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:56 PM |
| janeybooboo | $100.00 | 10/23/2012 1:39:05 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:14 PM |
| kila-designer | $349.00 | 10/23/2012 5:03:55 PM |
| graceful-investment | $106.00 | 10/23/2012 6:17:22 PM |
| mikbos | $25.00 | 10/23/2012 9:35:23 PM |
| vines99 | $25.00 | 10/23/2012 9:35:34 PM |
| bubb_hans | $25.00 | 10/24/2012 6:09:34 AM |
| john0720 | $50.00 | 10/24/2012 8:35:41 AM |
| Eminent_Endeavors | $25.00 | 10/24/2012 9:17:51 AM |
| red-duty-carrier | $25.00 | 10/23/2012 9:17:21 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:34 AM |
| wonder3 | $30.00 | 10/23/2012 9:08:23 AM |
| community-burrito9 | $75.00 | 10/23/2012 9:20:02 AM |
| commerce-zebra3 | $25.00 | 10/23/2012 10:09:33 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:36 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:59 AM |
| dedicated-contract755 | $25.00 | 10/23/2012 9:50:42 AM |
| Dubbs360 | $200.00 | 10/23/2012 9:56:33 AM |
| toblerone | $25.00 | 10/23/2012 11:23:06 AM |
| jaxlender15 | $25.00 | 10/23/2012 11:28:00 AM |
| courteous-platinum7 | $25.00 | 10/23/2012 12:14:06 PM |
| payment-halo | $25.00 | 10/23/2012 1:44:31 PM |
| green-high-five7 | $35.00 | 10/23/2012 3:56:30 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:06:15 PM |
| best-bonafide-p2p | $25.00 | 10/23/2012 5:18:39 PM |
| marketplace-singularity3 | $125.00 | 10/23/2012 6:14:59 PM |
| worth-blanket2 | $22,500.46 | 10/24/2012 9:52:01 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
657891
This series of Notes was issued and sold upon the funding of the borrower loan #76964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,839 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-awakening1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used for relocation expenses as well as home improvements.
My financial situation:
I am a good candidate for this loan because I make payments on time and I am a hard worker.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/22/2012 9:03:09 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:39 AM |
| aztec | $50.00 | 10/22/2012 9:05:58 AM |
| best-bonafide-p2p | $50.00 | 10/22/2012 9:55:59 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:09:48 AM |
| E_G | $50.00 | 10/22/2012 10:11:34 AM |
| Bank_Of_XL | $25.00 | 10/22/2012 10:17:42 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:28 AM |
| fearless-loyalty5 | $25.00 | 10/22/2012 9:13:12 AM |
| red-penny-philosopher | $25.00 | 10/22/2012 10:26:17 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:22 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:54 AM |
| terryaj | $25.00 | 10/22/2012 12:45:08 PM |
| astute-benjamins | $150.00 | 10/22/2012 2:24:09 PM |
| Investor_DP | $200.00 | 10/22/2012 9:49:06 AM |
| themoneydoctor | $100.00 | 10/22/2012 3:24:57 PM |
| impartial-economy1 | $25.00 | 10/22/2012 10:10:26 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 10:12:15 AM |
| forceful-wealth244 | $25.00 | 10/22/2012 10:28:42 AM |
| first-wampum-gazer | $2,000.00 | 10/22/2012 10:32:50 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:04:02 PM |
| ready-interest9 | $25.00 | 10/22/2012 10:29:38 AM |
| Obiwan_Kanobi | $25.02 | 10/22/2012 10:34:09 AM |
| dukeiyer | $25.00 | 10/22/2012 10:41:47 AM |
| Vegasjim | $25.00 | 10/22/2012 11:01:41 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:06 AM |
| friedokra | $25.00 | 10/22/2012 1:27:49 PM |
| napmanger | $100.00 | 10/22/2012 3:55:08 PM |
| zassociate | $200.00 | 10/22/2012 5:11:12 PM |
| xynny | $49.02 | 10/22/2012 5:21:35 PM |
| networks4ever | $25.00 | 10/22/2012 6:24:10 PM |
| etraboulay | $50.00 | 10/22/2012 6:32:41 PM |
| Eminent_Endeavors | $25.00 | 10/23/2012 5:26:25 AM |
| orange-preeminant-bill | $50.00 | 10/23/2012 6:49:32 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:51 AM |
| awwaww | $25.00 | 10/23/2012 9:09:25 AM |
| Rockymtnhi | $100.00 | 10/23/2012 9:10:44 AM |
| SweatyBalls | $30.00 | 10/23/2012 7:40:52 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:41:53 AM |
| DDPrime | $50.00 | 10/23/2012 9:12:41 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:35 AM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:27 PM |
| brightest-trade-breeze | $25.00 | 10/23/2012 10:36:12 AM |
| compatible-deal9 | $50.00 | 10/23/2012 1:09:52 PM |
| whitegoldira | $150.00 | 10/23/2012 11:02:10 AM |
| Lender50 | $25.00 | 10/23/2012 1:57:05 PM |
| buffalobills | $25.00 | 10/23/2012 2:05:01 PM |
| payment-halo | $25.00 | 10/23/2012 12:11:34 PM |
| payout-quark | $25.00 | 10/23/2012 12:12:16 PM |
| dynrep | $25.00 | 10/23/2012 12:14:33 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:39 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:44 PM |
| paybackquickly | $50.00 | 10/23/2012 1:40:42 PM |
| grove88 | $25.00 | 10/23/2012 1:36:30 PM |
| janeybooboo | $150.00 | 10/23/2012 1:48:03 PM |
| five-star-nickel8 | $50.00 | 10/23/2012 2:15:02 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:46 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:45 PM |
| peso-stockpiler | $30.00 | 10/23/2012 2:44:42 PM |
| friendinmoney | $11.10 | 10/23/2012 2:57:33 PM |
| decisive-income7 | $1,000.00 | 10/22/2012 9:18:41 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:22 AM |
| yield-voyager8 | $25.00 | 10/22/2012 10:01:18 AM |
| gmoney37 | $50.00 | 10/22/2012 9:03:22 AM |
| nevee | $40.00 | 10/22/2012 9:04:19 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:09 AM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:04 AM |
| brainy-credit1 | $40.00 | 10/22/2012 11:05:08 AM |
| hopeful_lender | $100.00 | 10/22/2012 11:14:43 AM |
| houli123 | $200.00 | 10/22/2012 11:37:54 AM |
| first-graceful-contract | $30.00 | 10/22/2012 12:12:21 PM |
| treasure-bliss | $25.00 | 10/22/2012 9:36:54 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:48 AM |
| superb-funds335 | $25.00 | 10/22/2012 9:36:03 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:05 AM |
| here2lend | $25.00 | 10/22/2012 9:42:54 AM |
| calm-platinum957 | $35.00 | 10/22/2012 9:49:25 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:21 AM |
| Benny-factor | $1,500.00 | 10/22/2012 4:28:17 PM |
| Dubbs360 | $200.00 | 10/22/2012 10:28:12 AM |
| bellaquito | $500.00 | 10/22/2012 10:47:37 AM |
| Nil2008 | $100.00 | 10/22/2012 1:02:00 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:12 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:15 PM |
| justreturns | $25.00 | 10/22/2012 5:21:51 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:59 PM |
| CreditBuilder2 | $25.01 | 10/22/2012 5:11:19 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:37 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:17 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:45 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:22 PM |
| ingenious-deal6 | $25.00 | 10/22/2012 6:11:59 PM |
| Centaur | $25.00 | 10/22/2012 11:12:32 PM |
| exchange-cub | $100.00 | 10/22/2012 11:26:46 PM |
| helpful-loan245 | $25.00 | 10/22/2012 6:40:08 PM |
| SomebodysMom | $40.00 | 10/22/2012 9:16:38 PM |
| Darts | $50.00 | 10/23/2012 8:45:18 AM |
| heerzaquestion | $100.00 | 10/23/2012 5:21:31 AM |
| SBT | $25.00 | 10/23/2012 9:50:21 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:27 AM |
| CSAworker | $25.00 | 10/23/2012 9:36:39 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:42 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:34 AM |
| worth-blanket2 | $13,464.85 | 10/23/2012 10:04:50 AM |
| dlenz | $25.00 | 10/23/2012 12:07:15 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:01 PM |
| GreedyLawyer | $25.00 | 10/23/2012 10:33:58 AM |
| god_is_great | $50.00 | 10/23/2012 11:19:38 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:55 PM |
| income-encore1 | $25.00 | 10/23/2012 11:59:20 AM |
| skockie | $100.00 | 10/23/2012 12:21:29 PM |
| Joeburly | $25.00 | 10/23/2012 2:32:58 PM |
| intelligent-dedication9 | $130.00 | 10/23/2012 12:52:46 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:49 PM |
| atlvalet | $25.00 | 10/23/2012 1:45:57 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
657925
This series of Notes was issued and sold upon the funding of the borrower loan #76970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $389.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,772 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vivid-credit336 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $25.01 | 10/23/2012 9:16:40 AM |
| decisive-income7 | $250.00 | 10/24/2012 9:37:39 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:34 AM |
| openness-antioxidant | $100.00 | 10/23/2012 9:03:46 AM |
| cr8on | $75.00 | 10/23/2012 9:31:47 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:00 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:45 AM |
| Starica | $150.00 | 10/23/2012 9:48:56 AM |
| ferocious-kindness8 | $35.00 | 10/23/2012 9:55:03 AM |
| asset-portait013 | $100.00 | 10/23/2012 9:18:18 AM |
| community-burrito9 | $80.00 | 10/23/2012 9:19:20 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:36 AM |
| engaging-worth | $25.00 | 10/23/2012 10:29:43 AM |
| nevee | $40.00 | 10/23/2012 10:40:00 AM |
| tranquil-gain1 | $75.00 | 10/23/2012 10:38:06 AM |
| best-bonafide-p2p | $25.00 | 10/23/2012 12:58:12 PM |
| Dubbs360 | $200.00 | 10/23/2012 11:24:37 AM |
| transparency-position | $99.00 | 10/23/2012 12:11:09 PM |
| brainy-return234 | $25.00 | 10/23/2012 5:04:19 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:01 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:52 PM |
| Endeavour | $150.00 | 10/23/2012 5:01:32 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:57 PM |
| finder61 | $25.00 | 10/23/2012 5:04:38 PM |
| wonder3 | $25.00 | 10/23/2012 5:08:44 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:02 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:26 PM |
| mschoenf | $100.00 | 10/23/2012 5:16:56 PM |
| shaps | $50.00 | 10/23/2012 5:19:35 PM |
| autonomous-finance4 | $25.00 | 10/23/2012 5:58:21 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:20 PM |
| authoritative-platinum7 | $50.00 | 10/23/2012 6:14:34 PM |
| blue-subtle-integrity | $25.00 | 10/23/2012 5:30:54 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:17 PM |
| progressive-economy261 | $400.00 | 10/23/2012 5:48:26 PM |
| suave-durability1 | $50.00 | 10/23/2012 5:48:59 PM |
| investment-visionary | $25.00 | 10/23/2012 5:58:38 PM |
| selector568 | $300.00 | 10/23/2012 6:07:29 PM |
| marketplace-singularity3 | $100.00 | 10/23/2012 6:14:41 PM |
| Rulea72 | $25.00 | 10/24/2012 7:39:58 AM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:20 PM |
| natural-point1 | $25.00 | 10/23/2012 8:30:27 PM |
| Bank42 | $25.00 | 10/24/2012 8:14:51 AM |
| CA-Lender | $25.00 | 10/24/2012 8:49:59 AM |
| first-integrity-gravity | $50.00 | 10/24/2012 9:03:03 AM |
| community-burrito9 | $40.00 | 10/24/2012 5:25:21 AM |
| economy-caper9 | $25.00 | 10/24/2012 6:31:54 AM |
| bold-worth-wrangler | $50.00 | 10/24/2012 8:05:25 AM |
| HLender | $40.00 | 10/24/2012 9:10:31 AM |
| Mathon | $25.00 | 10/24/2012 9:13:10 AM |
| zipemdown | $25.00 | 10/24/2012 9:13:36 AM |
| the-silver-blaster | $50.00 | 10/24/2012 9:16:08 AM |
| musegaze | $50.00 | 10/24/2012 9:22:12 AM |
| aabadabadoo | $25.00 | 10/24/2012 10:35:18 AM |
| terrific-dough6 | $26.00 | 10/24/2012 9:36:04 AM |
| shrewd-peace7 | $25.00 | 10/24/2012 9:44:25 AM |
| dukeiyer | $25.00 | 10/24/2012 9:54:50 AM |
| gilbrear | $25.00 | 10/24/2012 3:19:57 PM |
| magical-loyalty679 | $25.00 | 10/24/2012 10:24:16 AM |
| hellasow | $50.00 | 10/24/2012 11:01:00 AM |
| gain-mountain1 | $25.00 | 10/24/2012 11:26:27 AM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:20 PM |
| fund-medalist171 | $35.00 | 10/24/2012 1:37:50 PM |
| URBANCAPITAL | $25.00 | 10/24/2012 2:31:57 PM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:08 PM |
| majestic-currency3 | $29.59 | 10/24/2012 7:49:20 PM |
| Ballybay | $100.00 | 10/24/2012 5:47:57 PM |
| john0720 | $25.00 | 10/24/2012 6:37:15 PM |
| the-flexible-dime | $25.00 | 10/24/2012 6:56:12 PM |
| preventivepestcontrol | $50.00 | 10/24/2012 8:27:31 PM |
| l2fp | $25.00 | 10/24/2012 9:38:23 PM |
| Lubava | $30.05 | 10/24/2012 8:45:07 PM |
| gotjack-IRA | $25.02 | 10/25/2012 1:19:24 AM |
| payout-bridge | $35.00 | 10/24/2012 10:01:33 PM |
| Leopoldine | $25.00 | 10/24/2012 10:17:41 PM |
| CallMeDaddy | $103.79 | 10/24/2012 11:58:42 PM |
| agalt | $50.00 | 10/25/2012 2:00:41 AM |
| treasure-coyote3 | $25.00 | 10/25/2012 3:10:20 AM |
| Benny-factor | $907.54 | 10/25/2012 4:44:43 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:16:09 AM |
| Zorro_970 | $100.00 | 10/23/2012 9:16:50 AM |
| special-dinero553 | $25.00 | 10/23/2012 9:19:05 AM |
| EngineersAlliance | $100.00 | 10/23/2012 9:57:18 AM |
| majestic-note6 | $200.00 | 10/23/2012 9:23:02 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:44 AM |
| golffish2 | $25.00 | 10/23/2012 9:44:47 AM |
| asset-professor | $100.00 | 10/23/2012 9:58:24 AM |
| EarlyRiser | $250.00 | 10/23/2012 10:10:04 AM |
| formula842 | $25.00 | 10/23/2012 12:40:04 PM |
| houli123 | $25.00 | 10/23/2012 11:02:16 AM |
| thrifty-capital | $30.00 | 10/23/2012 11:08:40 AM |
| julijask | $25.00 | 10/23/2012 11:23:28 AM |
| pdub | $500.00 | 10/23/2012 12:01:06 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:15 PM |
| pietro_torna_indietro | $50.00 | 10/23/2012 2:42:28 PM |
| janeybooboo | $100.00 | 10/23/2012 1:39:44 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:05:37 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:12 PM |
| gold-sushi | $25.00 | 10/23/2012 5:12:00 PM |
| supreme-exchange547 | $25.00 | 10/23/2012 5:26:02 PM |
| careful-vigilance4 | $25.00 | 10/23/2012 5:18:20 PM |
| etraboulay | $50.00 | 10/23/2012 5:18:58 PM |
| BostonCapital | $100.00 | 10/23/2012 5:21:27 PM |
| bellaquito | $500.00 | 10/23/2012 5:22:23 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:17 PM |
| 52digital | $75.00 | 10/23/2012 5:33:02 PM |
| revenue-innovator1 | $50.00 | 10/23/2012 5:44:17 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:02 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:57:50 PM |
| Elefunt | $25.00 | 10/23/2012 6:02:03 PM |
| calm-platinum957 | $35.00 | 10/23/2012 6:06:57 PM |
| Whipster | $50.00 | 10/24/2012 5:02:06 AM |
| Vreet | $25.00 | 10/23/2012 6:36:30 PM |
| Interloper | $40.00 | 10/23/2012 8:21:44 PM |
| PeePaw | $25.00 | 10/24/2012 8:09:02 AM |
| Wellman | $25.00 | 10/24/2012 9:00:51 AM |
| enriched-return057 | $25.00 | 10/23/2012 10:02:19 PM |
| orange-stable-gain | $50.00 | 10/24/2012 9:23:28 AM |
| enthusiastic-credit2 | $25.00 | 10/24/2012 6:48:28 AM |
| desertoasis | $25.00 | 10/24/2012 7:25:01 AM |
| profit-powerplant | $25.00 | 10/24/2012 9:37:37 AM |
| glroark | $100.00 | 10/24/2012 8:28:52 AM |
| duty-viola | $35.00 | 10/24/2012 9:15:38 AM |
| wwwUniversal | $25.00 | 10/24/2012 9:15:32 AM |
| bold-principal-thinker | $25.00 | 10/24/2012 10:15:04 AM |
| queentut | $100.00 | 10/24/2012 9:26:31 AM |
| miked8303 | $29.00 | 10/24/2012 9:34:25 AM |
| Roundhouse | $50.00 | 10/24/2012 10:02:20 AM |
| market-pudding | $25.00 | 10/24/2012 10:11:09 AM |
| principal-dreams9 | $25.00 | 10/24/2012 3:19:30 PM |
| the-profit-oracle | $25.00 | 10/24/2012 10:27:08 AM |
| jhernand17 | $25.00 | 10/24/2012 2:05:33 PM |
| spry-justice9 | $175.00 | 10/24/2012 2:40:28 PM |
| doublediamond | $25.00 | 10/24/2012 3:05:11 PM |
| point | $50.00 | 10/24/2012 6:03:52 PM |
| mauge35 | $50.00 | 10/24/2012 7:06:18 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:41 PM |
| Something-Corporate | $25.00 | 10/24/2012 7:07:24 PM |
| bid-catalyst0 | $100.00 | 10/24/2012 5:30:07 PM |
| porwestco | $25.00 | 10/25/2012 2:34:59 AM |
| fair-dollar | $25.00 | 10/24/2012 6:00:20 PM |
| _NaLNaBB | $150.00 | 10/24/2012 9:56:36 PM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
657951
This series of Notes was issued and sold upon the funding of the borrower loan #76602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 14y 9m |
|
Amount delinquent:
| $258 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,681 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-rupee-britches |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: ok
I am a good candidate for this loan because...
gainfully employed
Monthly net income: $8000
Monthly expenses: $7500
Housing: $3600
Insurance: $300
Car expenses: $375
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $1200
Clothing, household expenses: $500
Credit cards and other loans: $750
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 10/22/2012 5:03:23 PM |
| decisive-income7 | $250.00 | 10/23/2012 7:37:14 AM |
| vutah | $35.00 | 10/22/2012 5:02:39 PM |
| community-burrito9 | $25.00 | 10/22/2012 5:09:01 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:26 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:22 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:31 PM |
| green-discrete-rupee | $50.00 | 10/22/2012 5:38:12 PM |
| green-inspiring-peace | $25.00 | 10/22/2012 5:43:16 PM |
| jiftostada | $25.00 | 10/22/2012 5:54:10 PM |
| money-baron | $100.00 | 10/22/2012 7:11:17 PM |
| open-minded-p2p1 | $25.00 | 10/22/2012 6:37:44 PM |
| jet341 | $100.00 | 10/22/2012 10:09:01 PM |
| money-fort | $25.00 | 10/23/2012 9:09:46 AM |
| wwwUniversal | $25.00 | 10/23/2012 10:27:45 AM |
| flight51 | $25.00 | 10/23/2012 12:37:17 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:58 PM |
| CA-Lender | $25.00 | 10/23/2012 2:12:11 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 4:58:32 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:00 PM |
| organic-generosity1 | $50.00 | 10/23/2012 8:12:56 PM |
| ore-accord | $25.00 | 10/23/2012 10:35:33 PM |
| lordnecron | $26.92 | 10/24/2012 2:56:47 AM |
| checzwick | $25.00 | 10/23/2012 6:23:32 PM |
| Leopoldine | $25.00 | 10/24/2012 8:15:14 AM |
| loan-hawk9 | $25.00 | 10/24/2012 10:24:41 AM |
| desertoasis | $25.00 | 10/24/2012 11:46:19 AM |
| attractive-fund | $50.00 | 10/24/2012 2:40:44 PM |
| 6_kids_college_fund | $25.00 | 10/24/2012 10:50:05 AM |
| TEAM-Jasper | $25.00 | 10/24/2012 1:13:20 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:10 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:46 PM |
| asset-professor | $100.00 | 10/22/2012 5:27:58 PM |
| toblerone | $25.00 | 10/22/2012 6:07:34 PM |
| EL_Papin | $25.00 | 10/22/2012 6:14:33 PM |
| ethical-truth211 | $400.00 | 10/22/2012 5:51:24 PM |
| bewitching-dollar5 | $100.00 | 10/22/2012 6:09:53 PM |
| principal-dreams9 | $25.00 | 10/22/2012 9:11:49 PM |
| Dubbs360 | $100.00 | 10/22/2012 6:47:42 PM |
| kulender | $100.00 | 10/22/2012 7:27:44 PM |
| 312-Lender | $52.21 | 10/23/2012 7:52:30 AM |
| iloveyouloans | $47.00 | 10/23/2012 8:52:59 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:32 AM |
| the-enthralling-coin | $25.00 | 10/23/2012 10:33:13 AM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:00 PM |
| 52digital | $52.00 | 10/23/2012 5:33:01 PM |
| orange-liberty-oyster | $25.00 | 10/24/2012 9:14:15 AM |
| booOST | $25.53 | 10/24/2012 2:36:28 PM |
| sensible-order2 | $111.34 | 10/24/2012 3:36:12 PM |
| flag3 | $50.00 | 10/24/2012 2:30:20 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
658001
This series of Notes was issued and sold upon the funding of the borrower loan #76924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $323.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2008 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,380 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| medalist818 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $4,483.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interest2thePeople | $100.00 | 10/23/2012 9:09:15 AM |
| jet341 | $100.00 | 10/23/2012 9:10:41 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:34 AM |
| the-silver-blaster | $50.00 | 10/23/2012 9:29:58 AM |
| scholarly-order6 | $25.00 | 10/23/2012 9:02:01 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:36 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:01 AM |
| thrilling-fund427 | $50.00 | 10/23/2012 9:10:54 AM |
| golffish2 | $25.00 | 10/23/2012 9:46:26 AM |
| pierrelasvegas | $25.00 | 10/23/2012 9:55:53 AM |
| vutah | $25.00 | 10/23/2012 9:27:55 AM |
| justreturns | $25.00 | 10/23/2012 9:41:10 AM |
| jazzlender | $25.00 | 10/23/2012 10:43:44 AM |
| cvlender | $25.00 | 10/23/2012 10:46:06 AM |
| EL_Papin | $25.00 | 10/23/2012 10:50:33 AM |
| FinanceEngine | $50.00 | 10/23/2012 9:58:41 AM |
| Rogelio48 | $31.00 | 10/23/2012 12:01:51 PM |
| Comoparklender | $25.00 | 10/23/2012 10:41:25 AM |
| supreme-treasure8 | $100.00 | 10/23/2012 10:51:35 AM |
| unclejaef | $25.00 | 10/23/2012 12:06:50 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:11 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:34 PM |
| grove064 | $100.00 | 10/23/2012 2:32:17 PM |
| MoneyTree79 | $50.00 | 10/23/2012 12:42:14 PM |
| Laissez-faire | $75.00 | 10/23/2012 4:17:46 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 1:50:53 PM |
| newest-currency-vibrato | $40.00 | 10/23/2012 5:13:48 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:56 PM |
| moola-accelerator6 | $50.00 | 10/23/2012 5:28:52 PM |
| kind-credit-bear | $100.00 | 10/23/2012 6:31:06 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:00 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:03 PM |
| vines99 | $25.00 | 10/23/2012 9:30:19 PM |
| enriched-return057 | $25.00 | 10/23/2012 10:02:20 PM |
| amlu1988 | $25.00 | 10/23/2012 6:40:34 PM |
| mikbos | $25.00 | 10/23/2012 9:35:23 PM |
| dgallo | $25.00 | 10/24/2012 4:52:46 AM |
| bubb_hans | $25.00 | 10/24/2012 6:09:34 AM |
| Jimthemoo | $25.00 | 10/24/2012 6:58:40 AM |
| impressive-loan | $56.00 | 10/24/2012 9:29:02 AM |
| 13nd3r | $25.00 | 10/24/2012 8:02:00 AM |
| rakstar | $50.00 | 10/24/2012 9:15:17 AM |
| indomitable-money676 | $25.00 | 10/24/2012 9:18:33 AM |
| nukespike | $25.00 | 10/24/2012 9:39:41 AM |
| compounding21 | $25.00 | 10/24/2012 9:43:21 AM |
| worth-blanket2 | $6,823.98 | 10/24/2012 9:50:27 AM |
| LittleMingo | $30.00 | 10/23/2012 2:39:30 PM |
| nyp112 | $50.00 | 10/23/2012 9:23:53 AM |
| progressive-economy261 | $400.00 | 10/23/2012 9:02:15 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:49 AM |
| bazaar-tulip | $25.00 | 10/23/2012 9:19:18 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:13 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:44 AM |
| mikrolown | $25.00 | 10/23/2012 9:40:37 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:00 AM |
| Dubbs360 | $200.00 | 10/23/2012 9:56:34 AM |
| treasure-medalist0 | $25.00 | 10/23/2012 10:13:45 AM |
| Bank42 | $25.00 | 10/23/2012 10:22:47 AM |
| tech310 | $50.00 | 10/23/2012 10:23:25 AM |
| john0720 | $25.00 | 10/23/2012 10:36:05 AM |
| Silver_Rupee | $25.01 | 10/23/2012 10:47:51 AM |
| keeminn | $25.00 | 10/23/2012 10:53:01 AM |
| DeepThinker | $30.00 | 10/23/2012 1:08:51 PM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:27 PM |
| community-burrito9 | $100.00 | 10/23/2012 11:21:51 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:09 PM |
| courteous-platinum7 | $25.00 | 10/23/2012 12:16:29 PM |
| heroic-deal7 | $25.00 | 10/23/2012 12:24:44 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:53 PM |
| pietro_torna_indietro | $50.00 | 10/23/2012 2:41:55 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:49:10 PM |
| jmeasn | $40.00 | 10/23/2012 12:58:23 PM |
| janeybooboo | $100.00 | 10/23/2012 1:31:38 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:47:23 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:14 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:15 PM |
| deal-banker | $50.00 | 10/23/2012 3:14:38 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:49:30 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:04:55 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:12 PM |
| DoctorJoe | $25.00 | 10/23/2012 6:11:51 PM |
| Bob450 | $25.00 | 10/23/2012 7:11:52 PM |
| Assets-Up | $25.00 | 10/23/2012 6:08:43 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:27 PM |
| Vreet | $25.00 | 10/23/2012 6:36:30 PM |
| sensible-fund | $25.00 | 10/23/2012 6:34:27 PM |
| dunkard13 | $50.00 | 10/23/2012 6:44:39 PM |
| red-ethical-duty6 | $25.00 | 10/23/2012 7:30:44 PM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:59 AM |
| punctual-fund | $25.00 | 10/24/2012 9:24:45 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:04 AM |
| Green-Baron | $25.00 | 10/24/2012 9:25:55 AM |
| Socorro_Capital_Partners | $25.01 | 10/24/2012 7:46:15 AM |
| green-safe-wampum | $50.00 | 10/24/2012 8:29:45 AM |
| fcrick | $25.00 | 10/24/2012 9:10:24 AM |
| Mathon | $25.00 | 10/24/2012 9:13:10 AM |
| keen-peace465 | $25.00 | 10/24/2012 9:25:12 AM |
| hitsman | $50.00 | 10/24/2012 9:34:14 AM |
| kind-payment-viking3 | $100.00 | 10/24/2012 9:44:48 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
658005
This series of Notes was issued and sold upon the funding of the borrower loan #76521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,139 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sturdy-contract413 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...put in a new heat/AC unit and replace the roof
My financial situation:
I am a good candidate for this loan because...I make over $100,000.00 in income, have low debt, and pay my bills promply.
Monthly net income: $8000
Monthly expenses: $3173 (this is a total of the numbers below)
Housing: $800
Insurance: $200
Car expenses: $750
Utilities: $150
Phone, cable, internet: $73
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $30.00 | 10/22/2012 5:24:57 PM |
| peace-fixer8 | $25.00 | 10/22/2012 6:15:27 PM |
| velocityasaurus-rex4 | $100.00 | 10/22/2012 5:03:02 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:23 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:46 PM |
| mschoenf | $100.00 | 10/22/2012 5:19:30 PM |
| payout-paradise5 | $25.00 | 10/22/2012 5:08:42 PM |
| worth-poblano9 | $200.00 | 10/22/2012 5:07:58 PM |
| robust-trade | $25.00 | 10/22/2012 5:08:35 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:46 PM |
| zassociate | $200.00 | 10/22/2012 5:11:58 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:07 PM |
| Vegasjim | $25.00 | 10/22/2012 5:29:28 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:14:09 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:36 PM |
| BostonCapital | $100.00 | 10/22/2012 5:17:29 PM |
| pierrelasvegas | $25.00 | 10/22/2012 5:18:01 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:59 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:45 PM |
| Budro | $50.00 | 10/22/2012 5:58:10 PM |
| LeReve | $257.00 | 10/22/2012 5:27:26 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:05 PM |
| supreme-exchange547 | $25.00 | 10/22/2012 6:04:55 PM |
| dinero-pagoda650 | $50.00 | 10/22/2012 6:07:04 PM |
| maskir | $25.00 | 10/22/2012 5:36:34 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:10 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:56 PM |
| proper-exchange8 | $50.00 | 10/22/2012 5:48:13 PM |
| musegaze | $50.00 | 10/22/2012 5:56:01 PM |
| profitable-fairness1 | $50.00 | 10/22/2012 5:59:45 PM |
| toblerone | $25.00 | 10/22/2012 6:07:35 PM |
| the-profit-oracle | $25.00 | 10/22/2012 6:18:21 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 6:35:52 PM |
| Voracious_Trees | $25.00 | 10/23/2012 12:50:50 AM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:06 PM |
| slg6200 | $25.00 | 10/23/2012 8:07:43 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 8:15:19 PM |
| 111TaxMan | $63.58 | 10/23/2012 8:44:06 AM |
| jet341 | $100.00 | 10/22/2012 10:09:01 PM |
| benevolent-bonus | $25.00 | 10/23/2012 9:04:51 AM |
| CAGE-Investments | $25.00 | 10/23/2012 9:07:32 AM |
| wormdc | $25.00 | 10/23/2012 9:09:11 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:16 AM |
| speedy-point | $25.00 | 10/23/2012 9:22:06 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:47:01 AM |
| handshake5 | $100.00 | 10/23/2012 9:02:20 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:53 AM |
| restless-currency | $40.00 | 10/23/2012 9:52:14 AM |
| Mark-7 | $50.00 | 10/23/2012 9:54:16 AM |
| resolute-justice413 | $200.00 | 10/23/2012 9:18:01 AM |
| scholarly-order6 | $25.00 | 10/23/2012 9:18:38 AM |
| bid-czar8 | $100.00 | 10/23/2012 9:19:57 AM |
| 1randyp | $25.00 | 10/23/2012 9:20:41 AM |
| rhodylend | $25.00 | 10/23/2012 9:21:51 AM |
| finance-kayak30 | $100.00 | 10/23/2012 9:21:08 AM |
| 6moonbeams | $50.00 | 10/23/2012 9:23:14 AM |
| foxtrot12 | $25.00 | 10/23/2012 9:25:26 AM |
| yield-trader | $25.00 | 10/23/2012 9:28:42 AM |
| justreturns | $25.00 | 10/23/2012 9:41:08 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:33 AM |
| silver-enlightenment0 | $25.00 | 10/23/2012 9:55:00 AM |
| finance-prescription | $100.00 | 10/23/2012 11:17:06 AM |
| rogue_monster | $50.00 | 10/23/2012 11:20:43 AM |
| quest0 | $50.00 | 10/23/2012 10:05:24 AM |
| unclejaef | $25.00 | 10/23/2012 12:06:48 PM |
| lostontheedge | $25.00 | 10/23/2012 10:18:38 AM |
| fund-tom-tom6 | $25.00 | 10/23/2012 10:22:00 AM |
| ns2397 | $50.00 | 10/23/2012 12:16:30 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:39 PM |
| first-pragmatic-power | $25.00 | 10/23/2012 11:11:32 AM |
| mighty-value | $25.00 | 10/23/2012 1:30:05 PM |
| upright-commitment5 | $25.00 | 10/23/2012 11:15:41 AM |
| jpollar | $25.00 | 10/23/2012 11:30:59 AM |
| seabassx | $25.00 | 10/23/2012 11:40:07 AM |
| skelterhelper | $25.00 | 10/23/2012 1:45:39 PM |
| toomanyfishtanks | $100.00 | 10/23/2012 1:52:31 PM |
| platinum-pear4 | $25.00 | 10/23/2012 2:03:34 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:01 PM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:19 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:56 PM |
| asset-upholder2 | $50.00 | 10/23/2012 12:52:20 PM |
| quarkyuzu | $50.00 | 10/23/2012 3:40:44 PM |
| credit-blossom0 | $200.00 | 10/23/2012 4:30:45 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:58 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:47:22 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:00 PM |
| Comoparklender | $25.00 | 10/23/2012 5:01:36 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:47 PM |
| deal-banker | $50.00 | 10/23/2012 3:07:54 PM |
| Hotrod52 | $29.66 | 10/23/2012 3:43:10 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:37 PM |
| greekgst99 | $25.00 | 10/23/2012 4:24:36 PM |
| Nazbuster | $200.00 | 10/23/2012 5:23:46 PM |
| five-star-principal0 | $25.00 | 10/23/2012 5:06:18 PM |
| Lubava | $30.00 | 10/23/2012 5:22:25 PM |
| Suit | $100.00 | 10/23/2012 5:24:11 PM |
| Eisande | $50.00 | 10/23/2012 5:29:06 PM |
| brightest-responsible-contract | $25.00 | 10/23/2012 5:31:39 PM |
| moola-accelerator6 | $50.00 | 10/23/2012 5:31:41 PM |
| genius520 | $100.00 | 10/23/2012 5:33:31 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:26 PM |
| unger | $225.00 | 10/23/2012 7:21:02 PM |
| eRealEstate | $65.00 | 10/23/2012 7:47:59 PM |
| just-loyalty643 | $50.00 | 10/23/2012 5:55:15 PM |
| dunkard13 | $100.00 | 10/23/2012 6:01:39 PM |
| pug90000 | $27.40 | 10/23/2012 9:20:40 PM |
| ElvisCash | $50.00 | 10/23/2012 9:22:57 PM |
| richierich19 | $25.00 | 10/23/2012 6:00:21 PM |
| five-star-bid2 | $30.00 | 10/23/2012 10:33:35 PM |
| vigilance-spinner3 | $25.00 | 10/23/2012 10:52:53 PM |
| scrappy-rate9 | $73.89 | 10/23/2012 11:54:25 PM |
| wdworld | $25.00 | 10/24/2012 1:02:10 AM |
| starry2001 | $25.00 | 10/24/2012 4:39:53 AM |
| Vreet | $25.00 | 10/23/2012 6:36:25 PM |
| LimaGuy | $43.28 | 10/24/2012 5:48:09 AM |
| gustavholstopus32 | $25.00 | 10/24/2012 5:50:59 AM |
| new-dedication-travels | $25.00 | 10/24/2012 5:53:22 AM |
| pfh | $25.00 | 10/24/2012 6:06:12 AM |
| LaGrangeLender | $40.00 | 10/24/2012 6:15:06 AM |
| Bankeroni_and_Cheese | $50.00 | 10/23/2012 7:22:49 PM |
| income-buffalo1 | $71.69 | 10/23/2012 7:36:54 PM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:38:23 PM |
| reward-juniper6 | $25.00 | 10/23/2012 8:20:38 PM |
| sunny-dough9 | $200.00 | 10/23/2012 8:54:40 PM |
| engbusres | $37.00 | 10/23/2012 9:31:17 PM |
| kindness-fox8 | $25.00 | 10/23/2012 9:32:57 PM |
| mikbos | $25.00 | 10/23/2012 9:35:18 PM |
| gothampark | $25.00 | 10/23/2012 9:45:10 PM |
| gold-maestro6 | $50.00 | 10/23/2012 10:06:11 PM |
| Theofficer | $30.00 | 10/23/2012 10:18:55 PM |
| ore-master | $25.00 | 10/23/2012 10:13:48 PM |
| agreement-confidant5 | $25.00 | 10/23/2012 10:38:26 PM |
| BlessedEveryDay | $25.00 | 10/24/2012 4:00:21 AM |
| peaceful-greenback719 | $80.87 | 10/24/2012 3:02:00 AM |
| Felici_Finance | $25.00 | 10/24/2012 3:19:56 AM |
| red-penny-philosopher | $25.00 | 10/24/2012 4:41:51 AM |
| sgt-schultz | $40.00 | 10/24/2012 4:58:34 AM |
| Munnie | $25.00 | 10/24/2012 6:05:25 AM |
| studio3d | $25.00 | 10/24/2012 6:11:20 AM |
| abundant-dollar7 | $76.01 | 10/24/2012 6:16:43 AM |
| mrack | $25.00 | 10/24/2012 1:09:04 AM |
| keen-peace465 | $25.00 | 10/22/2012 5:06:49 PM |
| micko | $25.00 | 10/22/2012 5:22:15 PM |
| shaps | $50.00 | 10/22/2012 5:23:00 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:11 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:07:13 PM |
| j2ee | $50.00 | 10/22/2012 5:06:51 PM |
| elegant-hope578 | $50.00 | 10/22/2012 5:10:57 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:33 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:40 PM |
| gotjack-IRA | $25.02 | 10/22/2012 5:38:54 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:41 PM |
| EngineersAlliance | $100.00 | 10/22/2012 5:43:27 PM |
| Thunderswan | $100.00 | 10/22/2012 5:25:09 PM |
| sankyu | $50.00 | 10/22/2012 6:06:39 PM |
| fervent-repayment | $100.00 | 10/22/2012 5:37:08 PM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 5:45:46 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:09 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:09 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:10 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:34 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:45 PM |
| commerce-viking1 | $50.00 | 10/22/2012 6:09:10 PM |
| orange-stable-gain | $50.00 | 10/22/2012 6:10:14 PM |
| tech310 | $50.00 | 10/22/2012 6:11:16 PM |
| flo_rida | $100.00 | 10/22/2012 6:15:02 PM |
| social-heart | $25.00 | 10/22/2012 6:16:06 PM |
| red-duty-carrier | $25.00 | 10/22/2012 6:24:06 PM |
| principal-cooker2 | $50.00 | 10/22/2012 6:30:28 PM |
| BorthersKeeper | $25.00 | 10/22/2012 10:58:29 PM |
| jonathan10s | $25.00 | 10/22/2012 7:04:22 PM |
| kulender | $100.00 | 10/22/2012 7:27:44 PM |
| contract-snowdome493 | $25.00 | 10/22/2012 9:52:30 PM |
| well-rounded-investment | $85.47 | 10/22/2012 10:00:46 PM |
| bent300 | $25.00 | 10/22/2012 10:44:41 PM |
| durability-officer | $50.00 | 10/23/2012 9:20:56 AM |
| red-power-pecan | $50.00 | 10/23/2012 9:25:47 AM |
| economy-producer | $25.00 | 10/23/2012 9:03:59 AM |
| EBITDA | $25.00 | 10/23/2012 9:04:47 AM |
| unforgettable-wealth4 | $50.00 | 10/23/2012 9:06:22 AM |
| social-aspen097 | $300.00 | 10/23/2012 9:08:09 AM |
| life-is-great | $25.00 | 10/23/2012 9:09:33 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:52 AM |
| geuvera-capital | $25.00 | 10/23/2012 9:10:56 AM |
| fortytwo | $150.00 | 10/23/2012 9:12:30 AM |
| svandgts | $25.00 | 10/23/2012 9:51:52 AM |
| duty-viola | $35.00 | 10/23/2012 9:16:55 AM |
| restless-payment312 | $119.00 | 10/23/2012 9:17:12 AM |
| DoubleG8 | $25.00 | 10/23/2012 9:59:23 AM |
| focused-yield4 | $100.00 | 10/23/2012 9:21:17 AM |
| williemc44 | $25.00 | 10/23/2012 9:21:52 AM |
| first-resolute-deal | $25.00 | 10/23/2012 10:04:51 AM |
| dime-sprout | $25.00 | 10/23/2012 9:21:56 AM |
| panther757 | $25.00 | 10/23/2012 9:29:18 AM |
| Bank42 | $25.00 | 10/23/2012 10:18:21 AM |
| pdub | $500.00 | 10/23/2012 12:00:55 PM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:10 PM |
| clean-income2 | $25.00 | 10/23/2012 12:06:07 PM |
| monster4 | $43.00 | 10/23/2012 10:17:49 AM |
| WalnutCreekguy | $50.00 | 10/23/2012 10:23:29 AM |
| Scombs | $50.00 | 10/23/2012 12:19:05 PM |
| cogent | $33.00 | 10/23/2012 12:26:16 PM |
| riskreward | $250.00 | 10/23/2012 10:32:44 AM |
| kindness-didgeridoo0 | $25.00 | 10/23/2012 10:50:28 AM |
| magnificent-dime4 | $25.00 | 10/23/2012 10:51:24 AM |
| statuesque-affluence058 | $25.00 | 10/23/2012 11:11:35 AM |
| punctual-fund | $25.00 | 10/23/2012 11:21:58 AM |
| goal-bill3 | $25.00 | 10/23/2012 11:24:52 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:35 AM |
| currency-fan9 | $50.00 | 10/23/2012 12:05:57 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:03 PM |
| grove064 | $100.00 | 10/23/2012 2:31:13 PM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:24 PM |
| rustysailor | $25.00 | 10/23/2012 1:09:27 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:07:59 PM |
| nakanu | $25.00 | 10/23/2012 1:43:16 PM |
| janeybooboo | $100.00 | 10/23/2012 1:44:28 PM |
| fairness-carrier | $100.00 | 10/23/2012 2:13:02 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:26 PM |
| return-venture1 | $56.71 | 10/23/2012 2:27:59 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:30:45 PM |
| dogbait | $63.49 | 10/23/2012 3:45:09 PM |
| onaquest66 | $25.00 | 10/23/2012 3:33:12 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:53 PM |
| abundant-euro0 | $40.00 | 10/23/2012 5:16:51 PM |
| majestic-note6 | $35.00 | 10/23/2012 5:20:40 PM |
| bubby115 | $25.00 | 10/23/2012 5:21:07 PM |
| Green_Bay_Packers | $39.43 | 10/23/2012 6:08:52 PM |
| jazzlender | $25.00 | 10/23/2012 6:10:01 PM |
| hitsman | $50.00 | 10/23/2012 6:13:50 PM |
| direct-dinero2 | $25.67 | 10/23/2012 5:30:42 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:59 PM |
| gokart83 | $25.00 | 10/23/2012 6:58:55 PM |
| point | $50.00 | 10/23/2012 5:47:55 PM |
| brilliant-justice214 | $50.00 | 10/23/2012 7:12:35 PM |
| moremax | $50.00 | 10/23/2012 7:16:01 PM |
| phenomenal-asset4 | $25.00 | 10/23/2012 8:10:13 PM |
| LightTheWay | $50.00 | 10/23/2012 5:54:01 PM |
| 850 | $50.00 | 10/23/2012 8:52:37 PM |
| felicity-fertilizer6 | $42.99 | 10/23/2012 9:44:20 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:21 PM |
| helpwithoutbanks | $25.00 | 10/24/2012 4:55:21 AM |
| blackstar | $25.00 | 10/24/2012 5:25:32 AM |
| Win_With_P2P | $25.00 | 10/24/2012 5:33:10 AM |
| EndRunFunding | $50.00 | 10/23/2012 6:38:55 PM |
| bonus-demon | $50.00 | 10/23/2012 6:47:13 PM |
| nashibaksi | $30.00 | 10/23/2012 7:18:34 PM |
| unique-kindness882 | $30.25 | 10/23/2012 7:21:58 PM |
| doopers | $25.00 | 10/23/2012 7:41:08 PM |
| num1irish | $50.00 | 10/23/2012 7:56:35 PM |
| Jumping_Jedi | $25.00 | 10/23/2012 7:52:26 PM |
| infomas | $40.00 | 10/23/2012 8:07:39 PM |
| Snoopylover | $25.00 | 10/23/2012 8:28:53 PM |
| fulfilling-responsibilityOFU | $29.94 | 10/23/2012 10:04:18 PM |
| chinolatino | $25.00 | 10/23/2012 10:13:15 PM |
| cash-tent | $25.00 | 10/23/2012 10:21:39 PM |
| fantastic-openness | $25.00 | 10/23/2012 11:07:51 PM |
| emjo1219 | $50.00 | 10/24/2012 12:37:04 AM |
| gbrbob | $25.34 | 10/24/2012 3:10:58 AM |
| Joyflyer | $100.00 | 10/24/2012 4:18:17 AM |
| shrewd-dedication2 | $50.00 | 10/24/2012 4:34:18 AM |
| prudent-bid3 | $31.31 | 10/24/2012 6:08:20 AM |
| Mindful7 | $25.00 | 10/24/2012 6:09:48 AM |
| gold-omatic | $25.00 | 10/24/2012 6:07:04 AM |
| bubb_hans | $25.00 | 10/24/2012 6:09:31 AM |
| sparkling-contract7 | $25.00 | 10/24/2012 6:14:46 AM |
| 266 Investments
|
Borrower Payment Dependent Notes Series
658019
This series of Notes was issued and sold upon the funding of the borrower loan #76786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $289.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $14,176 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| foxy-openness327 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate loans and home improvement
My financial situation:
I am a good candidate for this loan because...I am continually trying to improve my credit standing.
Monthly net income: $4333
Monthly expenses: $2673
Housing: $884
Insurance: $85
Car expenses: $600
Utilities: $130
Phone, cable, internet: $279
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $275
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/23/2012 10:12:45 AM |
| Jalebi | $25.00 | 10/22/2012 5:05:11 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:23 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:26 PM |
| lovely-currency3 | $50.00 | 10/22/2012 5:32:44 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:31 PM |
| Detour11 | $25.00 | 10/22/2012 6:43:08 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:37:51 PM |
| joyous-peace443 | $25.00 | 10/23/2012 10:03:22 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:34 AM |
| dinero-launcher | $26.00 | 10/23/2012 11:17:56 AM |
| Sibelius2 | $25.00 | 10/23/2012 10:11:59 AM |
| brmar | $25.00 | 10/23/2012 10:17:51 AM |
| economy-shrubbery6 | $25.00 | 10/23/2012 10:19:23 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:23 AM |
| mikbos | $25.00 | 10/23/2012 10:37:04 AM |
| Comoparklender | $25.00 | 10/23/2012 10:41:24 AM |
| jazzlender | $25.00 | 10/23/2012 10:43:43 AM |
| capital-commando | $25.00 | 10/23/2012 10:58:05 AM |
| jybank | $50.00 | 10/23/2012 11:05:43 AM |
| ore-genius2 | $121.00 | 10/23/2012 12:06:10 PM |
| quick | $50.00 | 10/23/2012 12:23:18 PM |
| commitment-galaxy | $25.00 | 10/23/2012 12:35:14 PM |
| loan-oasis4 | $25.00 | 10/23/2012 2:46:30 PM |
| brainy-return234 | $25.00 | 10/23/2012 5:04:18 PM |
| ITExec | $63.00 | 10/23/2012 5:06:07 PM |
| nimble-revenue5 | $100.00 | 10/23/2012 5:12:38 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 3:33:17 PM |
| paytonbrigadier | $334.00 | 10/23/2012 4:05:45 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:00 PM |
| transparent-silver6 | $25.00 | 10/23/2012 5:25:15 PM |
| worldly-community3 | $26.00 | 10/23/2012 5:02:39 PM |
| wise-felicity-blossom | $100.00 | 10/23/2012 5:07:42 PM |
| transaction-puppy6 | $25.00 | 10/23/2012 5:09:50 PM |
| dedicated-transaction796 | $25.00 | 10/23/2012 5:42:23 PM |
| the-credit-maker | $100.00 | 10/23/2012 5:12:32 PM |
| mschoenf | $100.00 | 10/23/2012 5:17:06 PM |
| speedy-peso1 | $100.00 | 10/23/2012 5:20:21 PM |
| natural-liberty4 | $200.00 | 10/23/2012 5:21:09 PM |
| interest-agave | $25.00 | 10/23/2012 5:21:07 PM |
| rvfbroker | $25.00 | 10/23/2012 6:03:49 PM |
| economy-producer | $25.00 | 10/23/2012 5:23:12 PM |
| deal-galleon | $25.00 | 10/23/2012 5:32:35 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:59 PM |
| musegaze | $50.00 | 10/23/2012 5:43:52 PM |
| reasonable-nickel6 | $25.00 | 10/23/2012 5:41:57 PM |
| cash-reaction2 | $25.00 | 10/23/2012 5:46:05 PM |
| StPong | $25.00 | 10/23/2012 5:54:48 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:01 PM |
| cp-family | $47.00 | 10/23/2012 6:02:10 PM |
| compassionate-auction6 | $81.00 | 10/23/2012 6:08:20 PM |
| community-burrito9 | $45.00 | 10/24/2012 5:27:43 AM |
| evilkats | $50.00 | 10/23/2012 6:46:43 PM |
| citytreker | $38.30 | 10/23/2012 7:52:21 PM |
| justasoldier | $50.00 | 10/23/2012 8:15:09 PM |
| emjo1219 | $26.93 | 10/24/2012 12:41:10 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:27 AM |
| mindful-deal289 | $25.00 | 10/24/2012 5:48:45 AM |
| gold-omatic | $25.00 | 10/24/2012 6:07:37 AM |
| LaGrangeLender | $25.00 | 10/24/2012 6:12:51 AM |
| jutdon84 | $25.00 | 10/24/2012 6:27:48 AM |
| Leshan | $50.00 | 10/24/2012 6:44:35 AM |
| red-power-pecan | $42.00 | 10/24/2012 9:31:15 AM |
| tkr2 | $25.00 | 10/24/2012 9:34:34 AM |
| durability-ace9 | $30.00 | 10/24/2012 9:35:20 AM |
| conqueror048 | $25.00 | 10/24/2012 8:01:56 AM |
| glroark | $100.00 | 10/24/2012 8:27:06 AM |
| MADAOO7 | $50.00 | 10/24/2012 9:42:52 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 9:11:29 AM |
| TheCount | $25.00 | 10/24/2012 9:18:31 AM |
| DrewOdette | $25.00 | 10/24/2012 9:23:20 AM |
| vibraphone3 | $25.00 | 10/24/2012 10:37:53 AM |
| korby524 | $25.00 | 10/24/2012 9:31:40 AM |
| jstefans | $25.00 | 10/24/2012 9:35:35 AM |
| revolutionary082 | $27.27 | 10/24/2012 9:50:47 AM |
| best-elevated-social | $25.00 | 10/24/2012 10:12:14 AM |
| community-burrito9 | $55.00 | 10/22/2012 5:08:04 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:47 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:07 PM |
| scholarly-order6 | $30.00 | 10/22/2012 6:40:47 PM |
| SLN-10 | $50.00 | 10/22/2012 7:09:29 PM |
| kulender | $100.00 | 10/22/2012 7:27:45 PM |
| tender-ore | $25.00 | 10/22/2012 9:05:13 PM |
| jet341 | $100.00 | 10/22/2012 10:09:02 PM |
| greencat | $50.00 | 10/23/2012 7:24:36 AM |
| silver-enlightenment0 | $25.00 | 10/23/2012 9:55:00 AM |
| lucrative-deal5 | $25.00 | 10/23/2012 9:59:38 AM |
| quest0 | $31.58 | 10/23/2012 10:05:48 AM |
| asiaratt | $33.00 | 10/23/2012 10:12:20 AM |
| jiggaman7 | $27.00 | 10/23/2012 10:18:42 AM |
| desertoasis | $25.00 | 10/23/2012 10:20:17 AM |
| the-profit-oracle | $25.00 | 10/23/2012 10:27:05 AM |
| mighty-value | $25.00 | 10/23/2012 1:30:06 PM |
| berniemadeoff | $25.00 | 10/23/2012 11:28:01 AM |
| thrifty-capital | $35.01 | 10/23/2012 11:31:20 AM |
| thrifty-capital | $35.01 | 10/23/2012 11:31:56 AM |
| deal-pioneer1 | $25.00 | 10/23/2012 12:20:42 PM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:01 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:53:51 PM |
| justice-alert | $25.00 | 10/23/2012 12:53:52 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:59 PM |
| Bendan | $100.00 | 10/23/2012 5:02:51 PM |
| asset-cougar0 | $25.00 | 10/23/2012 2:23:45 PM |
| enriching-dollar1 | $100.00 | 10/23/2012 5:09:44 PM |
| grove064 | $100.00 | 10/23/2012 2:34:11 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:37 PM |
| zipemdown | $25.00 | 10/23/2012 5:24:25 PM |
| principal-cooker2 | $50.00 | 10/23/2012 5:01:29 PM |
| JauaFlash | $25.00 | 10/23/2012 5:11:18 PM |
| point | $50.00 | 10/23/2012 5:47:55 PM |
| money-surge1 | $25.00 | 10/23/2012 5:21:31 PM |
| Bookophile | $37.00 | 10/23/2012 5:27:59 PM |
| handshake5 | $100.00 | 10/23/2012 5:30:59 PM |
| 52digital | $75.00 | 10/23/2012 5:33:02 PM |
| damanq | $25.00 | 10/23/2012 5:57:02 PM |
| autonomous-finance4 | $25.00 | 10/23/2012 6:00:16 PM |
| 850 | $50.00 | 10/23/2012 8:55:16 PM |
| Toby1montana | $47.00 | 10/23/2012 6:00:19 PM |
| finance-prescription | $100.00 | 10/23/2012 6:01:44 PM |
| reward-walnut | $25.00 | 10/23/2012 6:05:13 PM |
| 1willray | $25.00 | 10/23/2012 10:02:13 PM |
| scrappy-rate9 | $50.00 | 10/23/2012 11:55:21 PM |
| Joyflyer | $25.00 | 10/24/2012 4:21:00 AM |
| ideomorph | $25.00 | 10/23/2012 7:10:42 PM |
| Moosifer44 | $25.00 | 10/24/2012 8:20:36 AM |
| urbny | $25.00 | 10/24/2012 8:36:43 AM |
| TruTaing | $25.00 | 10/23/2012 9:51:24 PM |
| asset-linkage | $25.00 | 10/24/2012 12:58:31 AM |
| sparkling-contract7 | $25.00 | 10/24/2012 6:15:14 AM |
| mmabel | $25.00 | 10/24/2012 6:17:47 AM |
| jes5199 | $29.00 | 10/24/2012 9:35:39 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:06:10 AM |
| borquist | $25.00 | 10/24/2012 8:09:20 AM |
| social-cocktail1 | $200.00 | 10/24/2012 9:05:08 AM |
| credit-selector954 | $50.00 | 10/24/2012 9:50:16 AM |
| productive-note2 | $50.00 | 10/24/2012 9:50:22 AM |
| dukeiyer | $25.00 | 10/24/2012 9:54:50 AM |
| euro-banker | $25.00 | 10/24/2012 9:18:17 AM |
| ore-galaxy7 | $100.00 | 10/24/2012 10:29:02 AM |
| rutzebach | $168.02 | 10/24/2012 9:34:57 AM |
| heroic-payout9 | $25.00 | 10/24/2012 9:53:17 AM |
| market-pudding | $25.00 | 10/24/2012 10:02:23 AM |
| transparent-loan5 | $100.00 | 10/24/2012 10:24:38 AM |
| worldly-income2 | $14.88 | 10/24/2012 10:43:55 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
658049
This series of Notes was issued and sold upon the funding of the borrower loan #76732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $71.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,059 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-saxaphone2 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 88% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 13% )
| 640-659
(May-2011)
|
|
Principal balance:
| $3,410.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to add a little boost of income to my household. I currently have another Prosper loan open that I was selflessly funded by members of this community, and I feel this is a good place to come when I am in need of a little assistance. The funds will be used for general household expenses such as groceries, gas for vehicle, etc. I do not necessarily require the full amount I am requesting, but I feel this is a better avenue than a payday loan or other high interest short term loan.
My financial situation:
I am a good candidate for this loan because my financial need is temporary, not recurring. I recently had to take a trip for a family emergency that I definitely was not expecting, and it exhausted more of my income than I was prepared to use. I am only trying to recover from this incident without having to sacrifice another expense. I pride myself in my strict budget, but I have not yet accumulated enough expenses for worst case scenarios, and especially for vacations. I feel my daily stability is more important than planning for trips. I definitely do not foresee needing the full term to repay this loan, but of course, best to be prepared. Any additional funding will be used toward any outstanding debts to reduce my monthly obligations even more.
My monthly income after taxes with my new promotion is now approx $3400 from the $2900 it was at, while my expenses have been reduced to approx $1900 from the $2200 it was at the time of my last loan request here.
Despite whether I am funded for this loan or not, I would like to thank each of my potential investors for taking the time to review my request, and I am glad to be part of this community. I hope to one day soon be in a position to invest so others like me can take advantage of this great opportunity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $30.00 | 10/22/2012 5:05:56 PM |
| order-tamale | $400.00 | 10/22/2012 5:03:12 PM |
| affluence-microscope2 | $200.00 | 10/22/2012 5:03:24 PM |
| phenomenal-rate1 | $500.00 | 10/22/2012 5:05:48 PM |
| j2ee | $50.00 | 10/22/2012 5:06:30 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:07:03 PM |
| 100units | $200.00 | 10/22/2012 5:12:30 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:42 PM |
| velocityasaurus-rex4 | $100.00 | 10/22/2012 5:03:02 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:12 PM |
| scholarly-order6 | $75.00 | 10/22/2012 5:06:02 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:12 PM |
| zassociate | $200.00 | 10/22/2012 5:11:39 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
658107
This series of Notes was issued and sold upon the funding of the borrower loan #76524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $214.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,017 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Sylvialorenz |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,249.87 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2080
Monthly expenses: $1420
Housing: $475
Insurance: $80
Car expenses: 280$
Utilities: $50
Phone, cable, internet: $65
Food, entertainment: $200
Clothing, household expenses: $40
Credit cards and other loans: $230
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/22/2012 6:15:27 PM |
| skillful-justice879 | $25.00 | 10/22/2012 5:03:48 PM |
| community-burrito9 | $65.00 | 10/22/2012 5:06:08 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:24 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:07 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:40 PM |
| trade-goblin9 | $25.00 | 10/22/2012 5:16:32 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:37 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:59 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:47 PM |
| jwesleym | $25.00 | 10/22/2012 5:07:05 PM |
| transaction-puppy6 | $25.00 | 10/22/2012 5:07:35 PM |
| zassociate | $200.00 | 10/22/2012 5:11:58 PM |
| nyp112 | $50.00 | 10/22/2012 5:31:32 PM |
| hitsman | $50.00 | 10/22/2012 5:32:48 PM |
| asset-portait013 | $100.00 | 10/22/2012 5:16:50 PM |
| BostonCapital | $100.00 | 10/22/2012 5:17:29 PM |
| formula842 | $25.00 | 10/22/2012 5:17:46 PM |
| pierrelasvegas | $25.00 | 10/22/2012 5:18:01 PM |
| friedokra | $25.00 | 10/22/2012 5:20:48 PM |
| mschoenf | $100.00 | 10/22/2012 5:19:30 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:11 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:10 PM |
| musegaze | $50.00 | 10/22/2012 5:56:01 PM |
| mikrolown | $25.00 | 10/22/2012 5:57:55 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:46 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:51 PM |
| nevee | $40.00 | 10/22/2012 5:35:55 PM |
| tech310 | $50.00 | 10/22/2012 6:11:17 PM |
| wise-charming-reward | $500.00 | 10/22/2012 5:37:16 PM |
| flo_rida | $50.00 | 10/22/2012 6:15:03 PM |
| social-heart | $25.00 | 10/22/2012 6:16:06 PM |
| openness-antioxidant | $100.00 | 10/22/2012 5:41:57 PM |
| lagnisiruk | $25.00 | 10/22/2012 6:16:21 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:11 PM |
| proper-exchange8 | $50.00 | 10/22/2012 5:48:13 PM |
| jaxlender15 | $25.00 | 10/22/2012 5:49:26 PM |
| graduatey2k | $25.00 | 10/22/2012 5:51:40 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:05 PM |
| supreme-exchange547 | $25.00 | 10/22/2012 6:04:57 PM |
| EretzCapital | $26.93 | 10/22/2012 6:06:24 PM |
| commerce-viking1 | $50.00 | 10/22/2012 6:09:11 PM |
| BigSkyFinancial | $60.22 | 10/22/2012 6:09:27 PM |
| loyalty-meadow | $25.00 | 10/22/2012 6:14:36 PM |
| finder61 | $25.00 | 10/22/2012 6:20:18 PM |
| j2ee | $50.00 | 10/22/2012 5:06:52 PM |
| engaging-worth | $25.00 | 10/22/2012 5:09:18 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:48 PM |
| john0720 | $25.00 | 10/22/2012 5:15:10 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:13 PM |
| riveting-credit5 | $25.00 | 10/22/2012 5:06:12 PM |
| first-pragmatic-power | $25.00 | 10/22/2012 5:25:05 PM |
| keen-peace465 | $25.00 | 10/22/2012 5:06:49 PM |
| cr8on | $75.00 | 10/22/2012 5:06:33 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:07:13 PM |
| wonder3 | $25.00 | 10/22/2012 5:07:32 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:34 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:14:10 PM |
| entertaining-revenue4 | $50.00 | 10/22/2012 5:34:50 PM |
| scholarly-order6 | $100.00 | 10/22/2012 5:16:40 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:41 PM |
| cajunguy | $30.00 | 10/22/2012 5:48:47 PM |
| shaps | $50.00 | 10/22/2012 5:23:01 PM |
| spirit07a | $100.00 | 10/22/2012 5:52:28 PM |
| loyalty-dragster7 | $125.00 | 10/22/2012 5:55:39 PM |
| RLaumeyer | $70.22 | 10/22/2012 5:27:19 PM |
| MoneyForNothing | $25.07 | 10/22/2012 5:26:44 PM |
| finance-ecstasy7 | $25.00 | 10/22/2012 6:05:00 PM |
| sankyu | $50.00 | 10/22/2012 6:06:39 PM |
| payout-motivator0 | $25.00 | 10/22/2012 6:07:39 PM |
| AF-Chief | $25.00 | 10/22/2012 5:34:47 PM |
| Cronos | $100.00 | 10/22/2012 6:11:08 PM |
| sudeep104 | $25.00 | 10/22/2012 5:37:10 PM |
| charming-exchange7 | $25.00 | 10/22/2012 6:15:05 PM |
| missing-link | $25.00 | 10/22/2012 5:42:41 PM |
| bullwink27 | $25.00 | 10/22/2012 5:42:47 PM |
| mistering | $25.00 | 10/22/2012 6:18:39 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:57 PM |
| ethical-truth211 | $400.00 | 10/22/2012 5:48:31 PM |
| Nipper99 | $100.00 | 10/22/2012 5:49:38 PM |
| NolockHolmes | $75.00 | 10/22/2012 5:52:53 PM |
| payout-reaction740 | $50.00 | 10/22/2012 5:53:45 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:12 PM |
| stable-bonus | $25.00 | 10/22/2012 5:55:37 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:35 PM |
| Budro | $50.00 | 10/22/2012 5:58:10 PM |
| Miami | $25.00 | 10/22/2012 6:01:21 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:45 PM |
| compounding21 | $25.00 | 10/22/2012 6:06:51 PM |
| hudget | $25.00 | 10/22/2012 6:09:26 PM |
| Emgolda | $25.00 | 10/22/2012 6:11:00 PM |
| mercuriant | $25.00 | 10/22/2012 6:11:45 PM |
| klippies | $25.00 | 10/22/2012 6:14:08 PM |
| Mid-Ocean | $25.00 | 10/22/2012 6:15:00 PM |
| cash-mad-scientist3 | $25.00 | 10/22/2012 6:16:34 PM |
| finder61 | $25.00 | 10/22/2012 6:18:00 PM |
| Assets-Up | $25.00 | 10/22/2012 6:19:28 PM |
| payment-halo | $7.56 | 10/22/2012 6:22:33 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
658159
This series of Notes was issued and sold upon the funding of the borrower loan #76835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $141.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,774 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-return-vinyl |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off revolving credit
My financial situation:
I am a good candidate for this loan because in December I will get a 2% raise. In Feb 2013, I get paid annual bonus and another raise (usually 3%) I anticipate paying half of the loan principle at that time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $4,000.00 | 10/22/2012 9:15:00 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:09 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:40 AM |
| shaps | $50.00 | 10/22/2012 9:27:16 AM |
| patriot897 | $25.00 | 10/22/2012 9:04:03 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:50 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:31 AM |
| loot-baton | $25.00 | 10/22/2012 9:20:22 AM |
| eridient | $25.00 | 10/22/2012 9:25:20 AM |
| vigorous-payment6 | $25.00 | 10/22/2012 9:31:45 AM |
| euro-speaker8 | $50.00 | 10/22/2012 9:38:49 AM |
| cwegert | $25.00 | 10/22/2012 9:29:06 AM |
| Perdita_II | $25.00 | 10/22/2012 9:32:13 AM |
| windguy | $50.00 | 10/22/2012 9:30:39 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
658175
This series of Notes was issued and sold upon the funding of the borrower loan #76780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $325.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,958 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brilliant-asset055 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...
Finalize my wedding plans
My financial situation:
I am a good candidate for this loan because...
I am a nurse practitioner with a stable job environment in a growing profession with more income sources in play soon through Aextra work
Monthly net income: $4600
Monthly expenses: 700
Housing: $1400
Insurance: $77
Car expenses: $475
Utilities: $100
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $40.00 | 10/24/2012 6:19:52 AM |
| Interest2thePeople | $100.00 | 10/23/2012 9:09:15 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:35 AM |
| Bank_Of_XL | $25.00 | 10/23/2012 9:05:46 AM |
| one-midas | $25.00 | 10/23/2012 9:45:50 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:37 AM |
| mikrolown | $25.00 | 10/23/2012 9:40:38 AM |
| Dubbs360 | $200.00 | 10/23/2012 9:56:34 AM |
| Abece | $255.55 | 10/23/2012 9:57:11 AM |
| 84928429 | $50.00 | 10/23/2012 10:19:01 AM |
| EL_Papin | $25.00 | 10/23/2012 10:50:34 AM |
| toblerone | $25.00 | 10/23/2012 11:23:07 AM |
| cattlebaron | $25.00 | 10/23/2012 11:52:18 AM |
| janeybooboo | $150.00 | 10/23/2012 1:34:08 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:04:29 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:16 PM |
| pietro_torna_indietro | $50.00 | 10/23/2012 2:40:46 PM |
| kind-credit-bear | $99.00 | 10/23/2012 6:31:07 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:00 PM |
| green-high-five7 | $35.00 | 10/23/2012 5:39:23 PM |
| bonus-demon | $50.00 | 10/23/2012 6:47:13 PM |
| Bankeroni_and_Cheese | $50.00 | 10/23/2012 7:27:43 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:03 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:57:26 PM |
| calm-platinum957 | $35.00 | 10/23/2012 6:06:58 PM |
| dickfore | $25.00 | 10/24/2012 3:08:32 AM |
| Vreet | $25.00 | 10/23/2012 6:36:31 PM |
| evilkats | $50.00 | 10/23/2012 6:43:51 PM |
| refined-return922 | $25.00 | 10/24/2012 6:18:52 AM |
| pednatjr | $25.00 | 10/24/2012 6:40:57 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:05 AM |
| investment-comet | $25.00 | 10/24/2012 7:19:35 AM |
| income-buffalo1 | $50.00 | 10/23/2012 7:42:41 PM |
| Quid-Pro-Quo | $27.19 | 10/23/2012 7:44:56 PM |
| DaveTheWave | $25.00 | 10/24/2012 8:09:07 AM |
| glroark | $200.00 | 10/24/2012 8:28:10 AM |
| felicity-fertilizer6 | $25.00 | 10/23/2012 9:46:55 PM |
| StLME | $25.11 | 10/24/2012 9:05:53 AM |
| rtfproducer | $37.21 | 10/24/2012 5:05:27 AM |
| mindful-deal289 | $30.00 | 10/24/2012 5:48:08 AM |
| p2p-_-4me | $25.32 | 10/24/2012 9:19:30 AM |
| nalaari | $35.00 | 10/24/2012 6:19:08 AM |
| Leshan | $50.00 | 10/24/2012 6:51:00 AM |
| unequivocal-nickel1 | $25.00 | 10/24/2012 9:24:51 AM |
| punctual-fund | $25.00 | 10/24/2012 9:25:52 AM |
| credit-dandelion148 | $200.00 | 10/24/2012 9:33:35 AM |
| Bank42 | $25.00 | 10/24/2012 8:16:38 AM |
| funguyatnight | $25.00 | 10/24/2012 8:12:27 AM |
| tranquil-wealth1 | $41.31 | 10/24/2012 8:38:43 AM |
| Scombs | $33.01 | 10/24/2012 8:51:09 AM |
| bob450-roth | $25.00 | 10/24/2012 8:54:02 AM |
| rolltide09 | $50.00 | 10/24/2012 9:03:14 AM |
| Sid-K | $25.00 | 10/24/2012 9:07:55 AM |
| intelligent-treasure075 | $25.32 | 10/24/2012 9:10:31 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 9:11:30 AM |
| LimaGuy | $50.00 | 10/24/2012 10:08:25 AM |
| the-silver-blaster | $50.00 | 10/24/2012 9:16:09 AM |
| wwwUniversal | $25.00 | 10/24/2012 9:15:33 AM |
| point | $50.00 | 10/24/2012 9:16:11 AM |
| Jalebi | $25.00 | 10/24/2012 9:30:22 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:10 AM |
| crdcteng | $50.00 | 10/24/2012 9:34:38 AM |
| felicity-broadcaster6 | $50.00 | 10/24/2012 9:37:43 AM |
| nukespike | $25.00 | 10/24/2012 9:39:41 AM |
| pierrelasvegas | $25.00 | 10/24/2012 9:40:19 AM |
| prudent-deal662 | $25.00 | 10/24/2012 9:42:37 AM |
| justreturns | $25.00 | 10/24/2012 9:43:52 AM |
| bold-direct-asset | $50.00 | 10/24/2012 9:49:07 AM |
| ONECENTATATIME | $25.00 | 10/24/2012 10:01:32 AM |
| market-pudding | $25.00 | 10/24/2012 10:02:52 AM |
| helvet | $25.00 | 10/24/2012 10:10:03 AM |
| BountifulLending | $25.00 | 10/24/2012 10:13:56 AM |
| shiny-peso1 | $100.00 | 10/24/2012 10:14:18 AM |
| Comoparklender | $25.00 | 10/24/2012 10:25:55 AM |
| decisive-income7 | $4,000.00 | 10/23/2012 9:29:18 AM |
| reduce_US_govt_debt | $27.00 | 10/23/2012 9:15:32 AM |
| ore-achievement329 | $25.00 | 10/23/2012 9:29:50 AM |
| Zipcut | $26.00 | 10/23/2012 9:12:15 AM |
| vutah | $25.00 | 10/23/2012 9:27:34 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:03 AM |
| houli123 | $25.00 | 10/23/2012 11:02:16 AM |
| LendingPimp_2 | $26.00 | 10/23/2012 11:05:03 AM |
| superb-funds335 | $25.00 | 10/23/2012 10:11:06 AM |
| patriot897 | $25.00 | 10/23/2012 10:30:53 AM |
| best-bonafide-p2p | $25.00 | 10/23/2012 12:56:40 PM |
| courteous-platinum7 | $25.00 | 10/23/2012 12:15:51 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:15 PM |
| credit-adventurer313 | $33.48 | 10/23/2012 3:46:07 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:57 PM |
| investment-visionary | $25.00 | 10/23/2012 5:58:38 PM |
| compassion-charmer7 | $50.06 | 10/23/2012 6:22:52 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:57 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:28 PM |
| bazaar-tulip | $25.00 | 10/23/2012 5:38:34 PM |
| Masdevallia | $50.00 | 10/23/2012 6:38:49 PM |
| newest-currency-vibrato | $50.00 | 10/23/2012 5:44:19 PM |
| Bob450 | $25.00 | 10/23/2012 7:11:34 PM |
| Interloper | $50.00 | 10/23/2012 8:21:44 PM |
| just-loyalty643 | $50.00 | 10/23/2012 6:01:37 PM |
| mikbos | $25.00 | 10/23/2012 9:35:24 PM |
| hitsman | $50.00 | 10/23/2012 6:13:52 PM |
| scrappy-rate9 | $50.00 | 10/23/2012 11:55:42 PM |
| pythia | $50.00 | 10/24/2012 1:27:33 AM |
| Joyflyer | $100.00 | 10/24/2012 4:21:48 AM |
| LoanerPrincipal | $25.00 | 10/23/2012 6:36:45 PM |
| brilliant-justice214 | $50.00 | 10/23/2012 7:13:46 PM |
| Navy-Retired | $100.00 | 10/23/2012 7:34:51 PM |
| 13nd3r | $25.00 | 10/24/2012 8:02:01 AM |
| djkaiser | $25.00 | 10/23/2012 8:30:23 PM |
| sunny-dough9 | $200.00 | 10/23/2012 8:50:37 PM |
| roadster199 | $25.00 | 10/24/2012 8:23:13 AM |
| calahan | $81.16 | 10/24/2012 8:53:57 AM |
| vines99 | $25.00 | 10/23/2012 9:36:14 PM |
| Biancs | $200.00 | 10/23/2012 10:02:13 PM |
| enriched-return057 | $25.00 | 10/23/2012 10:02:20 PM |
| social-cocktail1 | $200.00 | 10/24/2012 9:05:09 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:59 AM |
| helping-out | $57.27 | 10/24/2012 6:17:45 AM |
| nourishing-order8 | $25.00 | 10/24/2012 6:37:42 AM |
| trade-surge3 | $25.00 | 10/24/2012 6:38:34 AM |
| musegaze | $50.00 | 10/24/2012 9:22:13 AM |
| Jimthemoo | $50.00 | 10/24/2012 6:57:41 AM |
| payout-carnival | $50.39 | 10/24/2012 7:12:31 AM |
| FinanceEngine | $60.00 | 10/24/2012 7:22:07 AM |
| treasure-bliss | $25.00 | 10/24/2012 7:44:12 AM |
| benefit-javelin | $55.00 | 10/24/2012 7:55:38 AM |
| 111TaxMan | $30.28 | 10/24/2012 8:15:07 AM |
| Kestrel | $25.00 | 10/24/2012 8:21:12 AM |
| Ingenuity-Computers | $106.98 | 10/24/2012 8:38:47 AM |
| melodious-openness | $200.00 | 10/24/2012 9:47:00 AM |
| fairwealth | $25.00 | 10/24/2012 9:03:06 AM |
| tech310 | $50.00 | 10/24/2012 9:03:34 AM |
| worldly-income2 | $25.00 | 10/24/2012 10:08:08 AM |
| Mathon | $25.00 | 10/24/2012 9:13:11 AM |
| jazzlender | $25.00 | 10/24/2012 10:14:11 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:05 AM |
| nakanu | $25.00 | 10/24/2012 9:29:20 AM |
| octoberfresh | $25.00 | 10/24/2012 9:40:53 AM |
| ns2397 | $25.00 | 10/24/2012 9:46:57 AM |
| Roundhouse | $150.00 | 10/24/2012 9:52:07 AM |
| progressive-economy261 | $400.00 | 10/24/2012 10:06:03 AM |
| RocketSurgeon | $25.00 | 10/24/2012 10:16:45 AM |
| p2p-paradise | $25.00 | 10/24/2012 10:17:30 AM |
| bellaquito | $378.36 | 10/24/2012 10:39:09 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
658215
This series of Notes was issued and sold upon the funding of the borrower loan #76551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $97.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
8 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,737 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exjock |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,551.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Nov-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
About Me
I am a technical support person at a Fortune 500 company. I have been in the technical support field for 25 years. I am married and have been the sole provider for my wife and two children during our 20 years of marriage. I had previously taken out a Prosper loan of $1900 which I paid off back in 2009.
"Loan Paid In Full Your loan, "http://not-out-of-debt-yet.blogspot.com" (Loan #23788) has been paid in full. View loan payment history. Aug-17-2009 9:41 AM "
What the loan is for
I will use this loan to pay off some high interest rate debt. This will free up $250 a month. You can track my progress on my blog: http://not-out-of-debt-yet.blogspot.com
My credit rating
Good
My Income and Expenses
Monthly net income: $ 5200
Monthly expenses: $ 4830
Housing: $ 2150
Insurance: $ 350
Utilities: $ 150
Car expenses: $300
Phone, Cable, Internet: $180
Food, entertainment, Misc: $ 400
Clothing, household expenses: $ 100
Credit cards: $700
Tuition: $400
Remaining Funds each month: $470
After I payoff high interest loans:
Remaining Funds each month: $720
We have taken many steps to improve our financial position - part-time jobs, selling personal belongings on eBay, canceling monthly lawn service, cancelled extra phone line, cancelled gym membership and Balance Liquidation Plans with 14 of my 16 creditors. At the present rate I will be out of debt in three years.
Paying off this loan
I will pay you back on time and in full. I do not cheat people and I do not leave people hanging. You will be glad you made this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.19 | 10/22/2012 5:03:16 PM |
| community-burrito9 | $25.00 | 10/22/2012 5:05:23 PM |
| keen-peace465 | $25.00 | 10/22/2012 5:06:49 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:37 PM |
| trumpeter5 | $25.00 | 10/22/2012 5:03:05 PM |
| vutah | $25.00 | 10/22/2012 5:04:21 PM |
| Feyenoord | $30.00 | 10/22/2012 5:05:56 PM |
| scholarly-order6 | $25.00 | 10/22/2012 5:09:12 PM |
| amlu1988 | $25.00 | 10/22/2012 5:28:58 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:08 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:48 PM |
| trade-goblin9 | $25.00 | 10/22/2012 5:15:24 PM |
| pierrelasvegas | $25.00 | 10/22/2012 5:18:01 PM |
| 0_0 | $25.00 | 10/22/2012 5:18:15 PM |
| ethical-truth211 | $741.78 | 10/22/2012 5:46:54 PM |
| felicity-contributor3 | $35.00 | 10/22/2012 5:23:38 PM |
| Hippo-IRA1 | $38.00 | 10/22/2012 5:31:53 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:11 PM |
| 113121 | $75.00 | 10/22/2012 5:10:19 PM |
| credit-missile | $135.00 | 10/22/2012 5:03:03 PM |
| zassociate | $200.00 | 10/22/2012 5:11:58 PM |
| kevin314 | $25.00 | 10/22/2012 5:03:29 PM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:27 PM |
| friedokra | $25.00 | 10/22/2012 5:05:08 PM |
| Dusigrosz | $300.00 | 10/22/2012 5:05:14 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:13 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:12 PM |
| moneylender25 | $50.00 | 10/22/2012 5:09:23 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:34 PM |
| gotjack-IRA | $100.03 | 10/22/2012 5:21:03 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:48 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:47 PM |
| brainy-credit1 | $40.00 | 10/22/2012 5:32:37 PM |
| lnuss25 | $30.00 | 10/22/2012 5:33:58 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:58 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:12 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
658297
This series of Notes was issued and sold upon the funding of the borrower loan #76632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,448 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| luke3454 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
|
|
Principal balance:
| $8,158.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off existing prosper loan and other credit cards
My financial situation:
I am a good candidate for this loan because...I have shown the ability to make payments on time on current loan plus other expenses
Monthly net income: $3400
Monthly expenses: $
Housing: $785.00
Insurance: $250
Car expenses: $
Utilities: $120
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AF-Chief | $25.00 | 10/22/2012 9:09:12 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:54 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:41 AM |
| thrilling-fund427 | $50.00 | 10/22/2012 9:13:52 AM |
| pierrelasvegas | $25.00 | 10/22/2012 9:23:22 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:49 AM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:51 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:23 AM |
| DoctorJoe | $25.00 | 10/22/2012 3:25:55 PM |
| compounding21 | $25.00 | 10/22/2012 9:53:44 AM |
| Benny-factor | $1,500.00 | 10/22/2012 4:26:38 PM |
| bellaquito | $500.00 | 10/22/2012 10:12:34 AM |
| EL_Papin | $25.00 | 10/22/2012 10:32:55 AM |
| BankofRon_IRA | $100.00 | 10/22/2012 11:44:43 AM |
| paytonbrigadier | $250.00 | 10/22/2012 5:10:09 PM |
| money-hot-rod | $211.88 | 10/22/2012 1:06:02 PM |
| revolutionary769 | $100.00 | 10/22/2012 1:17:01 PM |
| rubylender | $25.00 | 10/22/2012 1:44:07 PM |
| asset-portait013 | $100.00 | 10/22/2012 5:16:49 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:38 PM |
| keen-peace465 | $25.00 | 10/22/2012 5:06:48 PM |
| zassociate | $200.00 | 10/22/2012 5:11:56 PM |
| moviedaze | $25.00 | 10/22/2012 5:46:34 PM |
| listing-escalator9 | $25.00 | 10/22/2012 5:46:40 PM |
| postalwhiz | $25.00 | 10/22/2012 5:49:48 PM |
| kginatl | $43.00 | 10/22/2012 5:50:15 PM |
| angelinvestor2 | $40.00 | 10/22/2012 6:04:03 PM |
| credit-dandelion148 | $250.00 | 10/22/2012 6:08:05 PM |
| gain-tamer7 | $99.00 | 10/22/2012 6:08:50 PM |
| 1randyp | $25.00 | 10/22/2012 6:10:17 PM |
| tolerant-responsibility051 | $2,500.00 | 10/22/2012 5:35:47 PM |
| maskir | $25.00 | 10/22/2012 5:36:34 PM |
| businessbroker101 | $25.00 | 10/22/2012 5:37:38 PM |
| Macbethofscots | $25.00 | 10/22/2012 5:38:34 PM |
| fund-tom-tom6 | $25.00 | 10/22/2012 5:40:15 PM |
| nanda | $25.00 | 10/22/2012 6:22:29 PM |
| Mathon | $25.00 | 10/22/2012 5:47:12 PM |
| HenryS | $30.00 | 10/22/2012 5:48:58 PM |
| Beld | $50.00 | 10/22/2012 5:49:32 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:08 PM |
| wormdc | $25.00 | 10/22/2012 6:38:27 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:05 PM |
| musegaze | $50.00 | 10/22/2012 5:55:59 PM |
| loan-wasp | $44.00 | 10/22/2012 6:02:50 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:04 PM |
| bbt210 | $25.05 | 10/22/2012 7:14:21 PM |
| kulender | $100.00 | 10/22/2012 7:27:40 PM |
| brandonm78 | $25.00 | 10/22/2012 6:12:47 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 8:15:17 PM |
| flo_rida | $100.00 | 10/22/2012 6:15:01 PM |
| thrifty-generosity222 | $50.00 | 10/22/2012 6:15:21 PM |
| pizza296130 | $25.00 | 10/22/2012 6:20:42 PM |
| durability-solstice8 | $50.00 | 10/22/2012 6:21:19 PM |
| statuesque-affluence058 | $25.00 | 10/22/2012 6:21:41 PM |
| money-bauble | $34.00 | 10/22/2012 6:31:29 PM |
| well-mannered-income3 | $70.00 | 10/23/2012 4:19:10 AM |
| valiant-liberty4 | $25.00 | 10/22/2012 6:39:23 PM |
| Theofficer_roth_ira | $97.00 | 10/23/2012 5:19:38 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:16 AM |
| wale-ld | $33.64 | 10/23/2012 6:36:46 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 6:53:54 AM |
| benefit-javelin | $100.00 | 10/23/2012 8:20:55 AM |
| Leshan | $100.00 | 10/23/2012 8:37:45 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:09 AM |
| bent300 | $25.00 | 10/22/2012 10:44:40 PM |
| nutandhoney | $25.00 | 10/23/2012 9:06:42 AM |
| life-is-great | $25.00 | 10/23/2012 9:09:33 AM |
| melodious-openness | $100.00 | 10/23/2012 6:02:30 AM |
| TigerForce | $25.00 | 10/23/2012 6:08:19 AM |
| pedroballgame | $50.00 | 10/23/2012 9:12:08 AM |
| money51282 | $100.00 | 10/23/2012 9:12:17 AM |
| orange-preeminant-bill | $50.00 | 10/23/2012 6:28:29 AM |
| invincible-deal82 | $25.00 | 10/23/2012 9:12:53 AM |
| jstefans | $25.00 | 10/23/2012 9:12:58 AM |
| wealth-grasshopper0 | $50.00 | 10/23/2012 9:13:22 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:02:23 AM |
| funguyatnight | $100.00 | 10/23/2012 7:45:16 AM |
| durability-mad-scientist4 | $100.00 | 10/23/2012 9:01:32 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:51 AM |
| new-intuitive-dime | $25.00 | 10/23/2012 9:15:22 AM |
| restless-payment312 | $500.00 | 10/23/2012 9:17:12 AM |
| traice | $25.00 | 10/23/2012 9:17:43 AM |
| peace-fixer8 | $25.00 | 10/22/2012 6:15:26 PM |
| MoneyForNothing | $25.09 | 10/22/2012 9:15:03 AM |
| LeReve | $500.00 | 10/22/2012 9:32:29 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:09 AM |
| mikrolown | $25.00 | 10/22/2012 9:03:36 AM |
| scholarly-order6 | $50.00 | 10/22/2012 9:06:19 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:09 AM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:29 AM |
| moola-accelerator6 | $25.00 | 10/22/2012 10:08:15 AM |
| ethical-truth211 | $200.00 | 10/22/2012 9:12:25 AM |
| Cronos | $100.00 | 10/22/2012 9:20:13 AM |
| treasure-bliss | $50.00 | 10/22/2012 9:34:52 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:44 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:07 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:25 AM |
| RatRaceChamp | $63.71 | 10/22/2012 9:54:46 AM |
| Comoparklender | $25.00 | 10/22/2012 5:03:56 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:03 PM |
| listing-enlightenment1 | $100.00 | 10/22/2012 11:22:56 AM |
| independent-vigilance4 | $25.00 | 10/22/2012 11:35:31 AM |
| market-pudding | $25.00 | 10/22/2012 12:06:09 PM |
| sacopt | $47.58 | 10/22/2012 12:09:33 PM |
| bonus-seahorse | $30.00 | 10/22/2012 3:40:56 PM |
| jybank | $50.00 | 10/22/2012 4:37:32 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:35 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 4:51:31 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:55 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:16:08 PM |
| benevolent-bonus | $25.00 | 10/22/2012 6:07:23 PM |
| hitsman | $50.00 | 10/22/2012 5:32:48 PM |
| TheSwissBanker | $25.00 | 10/22/2012 6:12:24 PM |
| treasure-generator | $25.00 | 10/22/2012 5:40:35 PM |
| pragmatic-auction8 | $25.00 | 10/22/2012 6:19:44 PM |
| affluence-kingdom9 | $100.00 | 10/22/2012 6:22:01 PM |
| proper-exchange8 | $50.00 | 10/22/2012 5:48:12 PM |
| suk200 | $25.00 | 10/22/2012 6:31:54 PM |
| GatorBux | $41.00 | 10/22/2012 5:54:54 PM |
| floret596 | $25.00 | 10/22/2012 5:57:27 PM |
| social-cocktail1 | $200.00 | 10/22/2012 6:01:49 PM |
| jonathan10s | $25.00 | 10/22/2012 7:04:21 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:43 PM |
| handshake5 | $100.00 | 10/22/2012 6:05:27 PM |
| sankyu | $50.00 | 10/22/2012 6:06:38 PM |
| jderek01 | $35.00 | 10/22/2012 7:13:08 PM |
| shrewd-truth1 | $25.00 | 10/22/2012 6:08:15 PM |
| industrious-transparency6 | $25.00 | 10/22/2012 6:08:56 PM |
| bewitching-dollar5 | $100.00 | 10/22/2012 6:09:53 PM |
| fair-pound5 | $43.00 | 10/22/2012 6:10:20 PM |
| economy-producer | $25.00 | 10/22/2012 6:14:02 PM |
| SkepticalBen | $25.00 | 10/22/2012 6:16:28 PM |
| professional-vigilance9 | $100.00 | 10/22/2012 6:17:11 PM |
| r6guy | $50.00 | 10/22/2012 9:07:10 PM |
| monster4 | $50.00 | 10/22/2012 6:23:55 PM |
| Glory_Honor_Orange | $100.00 | 10/22/2012 6:27:00 PM |
| mikeandcat | $100.00 | 10/23/2012 5:08:21 AM |
| pleasant-listing712 | $25.00 | 10/22/2012 6:49:00 PM |
| simeonthewhale | $25.00 | 10/23/2012 5:29:58 AM |
| truth-companion | $25.00 | 10/22/2012 7:01:22 PM |
| prudent-bid3 | $40.00 | 10/23/2012 6:14:35 AM |
| slg6200 | $25.00 | 10/23/2012 8:07:43 AM |
| ChoiceInvestments | $26.00 | 10/22/2012 8:32:03 PM |
| fundenstein | $25.00 | 10/23/2012 8:19:30 AM |
| blue-unrelenting-rupee | $25.00 | 10/23/2012 8:32:50 AM |
| ErrantG | $25.00 | 10/22/2012 9:36:45 PM |
| jet341 | $100.00 | 10/22/2012 10:08:59 PM |
| DadWarbucks | $25.00 | 10/23/2012 9:01:44 AM |
| Zane314 | $50.00 | 10/23/2012 9:02:03 AM |
| sjc224 | $25.00 | 10/23/2012 9:05:10 AM |
| dough-kitten5 | $25.00 | 10/23/2012 9:08:38 AM |
| JGENERAL | $25.00 | 10/23/2012 5:23:18 AM |
| FL-Lender | $25.00 | 10/23/2012 5:46:09 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:51 AM |
| FinanceEngine | $60.00 | 10/23/2012 6:56:08 AM |
| credit-dandelion148 | $152.85 | 10/23/2012 7:19:34 AM |
| Bob450 | $25.00 | 10/23/2012 8:04:57 AM |
| horseshoelake | $100.00 | 10/23/2012 8:47:29 AM |
| rescue | $100.00 | 10/23/2012 9:05:14 AM |
| CAGE-Investments | $25.00 | 10/23/2012 9:07:31 AM |
| kind-magnificent-bid | $50.00 | 10/23/2012 9:10:43 AM |
| Located | $25.00 | 10/23/2012 9:15:07 AM |
| mmills1220 | $25.00 | 10/23/2012 9:17:24 AM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
658301
This series of Notes was issued and sold upon the funding of the borrower loan #76548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $107.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,323 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| knowledgeable-transaction183 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
740-759
(Aug-2011)
|
|
Principal balance:
| $3,449.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 10/23/2012 5:03:02 PM |
| DasMula | $25.00 | 10/23/2012 5:07:58 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:19 PM |
| cash-mad-scientist3 | $25.00 | 10/23/2012 5:14:11 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:19 PM |
| Silver_Rupee | $25.01 | 10/23/2012 5:29:38 PM |
| sweety075 | $25.00 | 10/23/2012 5:04:46 PM |
| thrilling-fund427 | $50.00 | 10/23/2012 5:06:26 PM |
| tech310 | $50.00 | 10/23/2012 5:12:14 PM |
| money-baron | $100.00 | 10/23/2012 5:47:11 PM |
| trade-goblin9 | $50.00 | 10/23/2012 5:15:54 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:44 PM |
| Feyenoord | $30.00 | 10/23/2012 5:20:23 PM |
| engaging-worth | $25.00 | 10/23/2012 5:23:27 PM |
| moola-accelerator6 | $40.00 | 10/23/2012 5:25:57 PM |
| sensible-fund | $25.00 | 10/23/2012 6:34:04 PM |
| gokart83 | $25.00 | 10/23/2012 5:42:40 PM |
| jaxlender15 | $25.00 | 10/23/2012 7:14:30 PM |
| phaded | $25.00 | 10/23/2012 5:47:45 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:29 PM |
| ingenious-deal6 | $25.00 | 10/23/2012 5:55:11 PM |
| obedient-payout0 | $25.00 | 10/23/2012 6:07:51 PM |
| fantastic-openness | $25.00 | 10/23/2012 11:09:21 PM |
| MoneyTree79 | $25.00 | 10/23/2012 6:16:53 PM |
| scholarly-order6 | $25.00 | 10/24/2012 4:34:28 AM |
| graceful-investment | $102.00 | 10/23/2012 6:29:27 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:32 PM |
| mindful-deal289 | $30.00 | 10/24/2012 5:45:04 AM |
| Vreet | $25.00 | 10/23/2012 6:36:35 PM |
| moneylender25 | $25.00 | 10/23/2012 7:06:50 PM |
| intrepid-compassion29 | $25.00 | 10/24/2012 7:06:36 AM |
| justasoldier | $100.00 | 10/23/2012 8:22:51 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:49:36 PM |
| dor | $25.00 | 10/23/2012 9:31:04 PM |
| mikbos | $25.00 | 10/23/2012 9:35:28 PM |
| onecooldrink | $25.00 | 10/23/2012 9:42:55 PM |
| SpreadsheetSolutions | $25.00 | 10/23/2012 11:21:16 PM |
| intelligent-moola1 | $25.00 | 10/24/2012 5:43:04 AM |
| sturdy-note5 | $25.00 | 10/24/2012 6:11:14 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:17:01 AM |
| nalaari | $25.58 | 10/24/2012 6:21:02 AM |
| Brisket_Bob | $25.00 | 10/24/2012 6:38:36 AM |
| Leshan | $100.00 | 10/24/2012 6:52:00 AM |
| Aberdeen | $99.00 | 10/23/2012 6:00:30 PM |
| Interest2thePeople | $100.00 | 10/23/2012 5:03:34 PM |
| Bad_Debt | $25.00 | 10/23/2012 5:09:43 PM |
| community-burrito9 | $45.00 | 10/23/2012 5:21:18 PM |
| knee_caps | $26.00 | 10/23/2012 5:21:37 PM |
| nyp112 | $50.00 | 10/23/2012 5:23:32 PM |
| felicity-contributor3 | $25.00 | 10/23/2012 5:01:39 PM |
| green-trade-dolphin | $40.52 | 10/23/2012 5:01:49 PM |
| janeybooboo | $75.00 | 10/23/2012 5:08:52 PM |
| gold-sushi | $25.00 | 10/23/2012 5:12:00 PM |
| NekHoldings | $25.00 | 10/23/2012 5:13:31 PM |
| bbt28 | $25.05 | 10/23/2012 5:16:53 PM |
| fascinating-benefit279 | $36.00 | 10/23/2012 5:24:32 PM |
| treasure-medalist0 | $25.00 | 10/23/2012 5:24:39 PM |
| hellasow | $75.00 | 10/23/2012 6:26:43 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:59 PM |
| magical-credit523 | $25.00 | 10/23/2012 6:51:26 PM |
| seineil | $75.00 | 10/23/2012 5:46:16 PM |
| cr8on | $75.00 | 10/23/2012 5:58:07 PM |
| Dubbs360 | $200.00 | 10/23/2012 6:10:23 PM |
| scarlet-velvet | $50.08 | 10/23/2012 6:08:19 PM |
| Theofficer_roth_ira | $31.58 | 10/23/2012 10:14:27 PM |
| jjb516 | $50.00 | 10/23/2012 10:44:24 PM |
| amlu1988 | $25.00 | 10/23/2012 6:35:17 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:03 PM |
| studio3d | $25.00 | 10/24/2012 6:11:01 AM |
| shawnw2 | $150.00 | 10/23/2012 6:39:36 PM |
| Navy-Retired | $100.00 | 10/23/2012 7:37:39 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 8:00:32 PM |
| vines99 | $50.00 | 10/23/2012 9:32:03 PM |
| WeshaTheLeopard | $25.00 | 10/23/2012 11:06:44 PM |
| wdworld | $25.00 | 10/24/2012 1:08:57 AM |
| heerzaquestion | $30.00 | 10/24/2012 4:27:31 AM |
| mikeandcat | $76.77 | 10/24/2012 4:53:57 AM |
| community-burrito9 | $25.00 | 10/24/2012 5:20:33 AM |
| studio3d | $25.00 | 10/24/2012 6:11:12 AM |
| Earn_money | $34.00 | 10/24/2012 6:24:13 AM |
| atlas100 | $25.00 | 10/24/2012 6:34:11 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:08 AM |
| Jimthemoo | $50.00 | 10/24/2012 6:58:16 AM |
| Obiwan_Kanobi | $25.00 | 10/24/2012 7:08:06 AM |
| forceful-durability7 | $30.16 | 10/24/2012 7:14:17 AM |
| loan-lionheart6 | $25.00 | 10/24/2012 7:17:15 AM |
| investment-comet | $23.25 | 10/24/2012 7:20:17 AM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
658303
This series of Notes was issued and sold upon the funding of the borrower loan #76620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,817 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-network |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
***Small business start up***
Purpose of loan: Small business Start-up
This loan will be used to...Purchase a computer and some required software as well as provide the first three rounds of marketing to potential clients that are already in my database.
My financial situation: Good
I am a good candidate for this loan because... I currently teach full time at the high school level and teach part time at the university level. I make more than enough income to pay this loan back. My business is fully up and running but I need the loan to get over some of the essential expenses of starting up.
Monthly net income: $5500 and $2200 = $7700
Monthly expenses: $
Housing: $2150
Insurance: $500
Car expenses: $200
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 10/22/2012 5:03:36 PM |
| Benny-factor | $1,000.00 | 10/22/2012 6:54:26 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:15 PM |
| fund-javelin1 | $25.00 | 10/22/2012 7:49:29 PM |
| worthy-bid8 | $100.00 | 10/23/2012 5:16:07 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:06 PM |
| income-cocktail3 | $25.00 | 10/23/2012 8:54:02 PM |
| open-minded-p2p1 | $25.00 | 10/23/2012 6:08:25 PM |
| jhernand17 | $25.00 | 10/24/2012 8:29:58 AM |
| responsive-value4 | $25.00 | 10/24/2012 8:30:16 AM |
| diplomatic-wealth7 | $25.00 | 10/24/2012 9:07:35 AM |
| punctual-fund | $25.00 | 10/24/2012 9:21:45 AM |
| Businessincubator | $50.00 | 10/24/2012 9:24:38 AM |
| surge9 | $200.00 | 10/24/2012 10:12:38 AM |
| moola-accelerator6 | $30.00 | 10/24/2012 10:32:08 AM |
| compatible-deal9 | $25.00 | 10/24/2012 12:33:09 PM |
| Lubava | $100.00 | 10/24/2012 8:46:38 PM |
| Leopoldine | $25.00 | 10/24/2012 10:17:59 PM |
| buffalobills | $25.00 | 10/25/2012 7:38:53 AM |
| preventivepestcontrol | $75.00 | 10/24/2012 8:28:21 PM |
| reasonable-kindness0 | $25.00 | 10/24/2012 9:38:03 PM |
| payout-bridge | $50.00 | 10/24/2012 10:02:02 PM |
| KR | $25.00 | 10/25/2012 6:42:23 AM |
| Marietta | $25.00 | 10/25/2012 5:19:01 AM |
| blue-dollar-viking | $50.00 | 10/25/2012 5:59:01 AM |
| compatible-return120 | $25.00 | 10/25/2012 7:38:15 AM |
| drb4ever | $25.00 | 10/25/2012 8:28:20 AM |
| stevestricker | $25.00 | 10/25/2012 8:34:38 AM |
| Isanpankki | $25.00 | 10/25/2012 8:37:08 AM |
| rockhound84 | $28.85 | 10/25/2012 8:43:13 AM |
| liberty-tostada7 | $25.00 | 10/22/2012 6:59:38 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:20:36 PM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:36 AM |
| CA-Lender | $25.00 | 10/23/2012 2:12:01 PM |
| let_me_retire | $100.00 | 10/23/2012 3:05:32 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 4:49:38 PM |
| refresher211 | $100.00 | 10/23/2012 5:18:04 PM |
| banker34 | $25.00 | 10/23/2012 6:59:18 PM |
| california111 | $50.00 | 10/24/2012 12:13:03 AM |
| goodcents | $25.00 | 10/23/2012 8:48:18 PM |
| Stozer | $25.00 | 10/24/2012 8:28:32 AM |
| vtr1000 | $25.00 | 10/23/2012 10:46:02 PM |
| augi_enterprises | $25.00 | 10/24/2012 9:34:16 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:53:55 AM |
| finance-spruce | $25.00 | 10/24/2012 9:39:32 AM |
| Bank42 | $25.00 | 10/24/2012 8:14:32 AM |
| cash-turbine1 | $45.00 | 10/24/2012 9:30:45 AM |
| ore-leather | $25.00 | 10/24/2012 9:49:57 AM |
| big-mac-50 | $200.00 | 10/24/2012 2:50:47 PM |
| gristle_mcthornbody | $25.00 | 10/24/2012 3:16:01 PM |
| green-rapid-openness | $300.00 | 10/24/2012 4:49:20 PM |
| newequity | $25.00 | 10/24/2012 3:32:55 PM |
| blue-order-comet | $25.00 | 10/24/2012 6:42:31 PM |
| bid-catalyst0 | $100.00 | 10/24/2012 5:31:23 PM |
| undergroundmike | $37.41 | 10/25/2012 2:38:33 AM |
| pj000218 | $50.00 | 10/25/2012 7:11:16 AM |
| CreditPal | $25.00 | 10/24/2012 6:48:09 PM |
| herschelw | $25.00 | 10/24/2012 7:26:17 PM |
| Gobsek | $25.00 | 10/24/2012 8:06:50 PM |
| l2fp | $25.00 | 10/24/2012 9:40:23 PM |
| geniusboy91 | $25.00 | 10/24/2012 11:30:56 PM |
| yield-hut | $50.00 | 10/25/2012 5:10:20 AM |
| steady-fairness761 | $25.00 | 10/25/2012 7:27:57 AM |
| transaction-singularity5 | $50.00 | 10/25/2012 8:02:16 AM |
| loan-fluffy-bunny5 | $33.74 | 10/25/2012 7:11:54 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
658379
This series of Notes was issued and sold upon the funding of the borrower loan #76662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 23.19% |
Borrower rate/APR:
| 24.19% / 28.03% |
Monthly payment:
| $118.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.26% | | |
| |
Estimated return*:
| 10.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 45y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,331 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-igloo3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $65.00 | 10/23/2012 5:20:54 PM |
| commerce-viking1 | $50.00 | 10/23/2012 5:40:19 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:30 PM |
| bonus-demon | $50.00 | 10/23/2012 6:26:42 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:22 PM |
| Dubbs360 | $200.00 | 10/23/2012 7:06:38 PM |
| Vreet | $25.00 | 10/23/2012 6:36:35 PM |
| neuroshred | $100.00 | 10/24/2012 8:59:32 AM |
| community-burrito9 | $35.00 | 10/24/2012 5:30:24 AM |
| Zingaro | $25.00 | 10/24/2012 9:30:09 AM |
| loyalist1 | $150.00 | 10/24/2012 7:32:21 AM |
| etraboulay | $29.00 | 10/24/2012 9:01:28 AM |
| MikeyZ2008 | $25.00 | 10/24/2012 10:21:14 AM |
| Investor_DP | $51.00 | 10/24/2012 9:38:58 AM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:22 PM |
| paradise-foothill | $50.00 | 10/24/2012 1:29:33 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:44 PM |
| the-flexible-dime | $25.00 | 10/24/2012 7:06:42 PM |
| commerce-venture1 | $25.00 | 10/25/2012 12:51:20 AM |
| pierrelasvegas | $25.00 | 10/25/2012 2:32:44 PM |
| miked8303 | $50.00 | 10/25/2012 5:09:20 PM |
| point | $50.00 | 10/25/2012 5:30:24 PM |
| Weaverville | $50.00 | 10/25/2012 4:24:35 PM |
| Jalebi | $25.00 | 10/25/2012 5:10:06 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:13:34 PM |
| Comoparklender | $25.00 | 10/25/2012 5:14:11 PM |
| shaps | $50.00 | 10/25/2012 5:23:28 PM |
| careful-vigilance4 | $25.00 | 10/25/2012 5:25:03 PM |
| 52digital | $75.00 | 10/25/2012 5:31:12 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:11:03 PM |
| special-dinero553 | $25.00 | 10/23/2012 5:15:01 PM |
| majestic-note6 | $200.00 | 10/23/2012 5:20:55 PM |
| BostonCapital | $100.00 | 10/23/2012 5:21:28 PM |
| open-minded-p2p1 | $25.00 | 10/23/2012 5:27:21 PM |
| moola-buddy | $25.00 | 10/23/2012 5:59:51 PM |
| well-rounded-payout0 | $50.00 | 10/23/2012 6:22:31 PM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:43 AM |
| selector568 | $300.00 | 10/24/2012 9:37:53 AM |
| Free-the-usa-1776 | $25.00 | 10/24/2012 11:23:13 AM |
| britches613 | $25.00 | 10/24/2012 10:23:18 AM |
| bold-worth-wrangler | $50.00 | 10/25/2012 2:40:23 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:51:53 PM |
| intelligent-yield | $25.00 | 10/25/2012 10:34:45 AM |
| gentle-generosity822 | $25.00 | 10/25/2012 5:05:18 PM |
| unbeatable-integrity822 | $25.00 | 10/25/2012 2:26:21 PM |
| kind-payment-viking3 | $69.00 | 10/25/2012 5:33:17 PM |
| transaction-puppy6 | $25.00 | 10/25/2012 5:08:14 PM |
| Zorro_970 | $100.00 | 10/25/2012 5:15:18 PM |
| LeReve | $151.00 | 10/25/2012 5:28:17 PM |
| supreme-treasure8 | $100.00 | 10/25/2012 5:26:34 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
658525
This series of Notes was issued and sold upon the funding of the borrower loan #76837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $275.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,021 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wiki2008 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
680-699
(Mar-2008)
|
|
Principal balance:
| $8,642.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Debt consolidation
Purpose of loan:
consolidate debt
My financial situation:
I am a good candidate for this loan because I am financially stable. I have had the same job for the past 9 years and also have a second job that I have had for the past 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 10/22/2012 6:06:45 PM |
| trade-goblin9 | $25.00 | 10/22/2012 5:14:45 PM |
| community-burrito9 | $25.00 | 10/22/2012 5:04:02 PM |
| windguy | $50.00 | 10/22/2012 5:25:28 PM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:54 PM |
| zassociate | $200.00 | 10/22/2012 5:11:14 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:50 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:46 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:37 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:19 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:13 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:07 PM |
| phaded | $25.00 | 10/22/2012 6:00:16 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:21 PM |
| GoGalt | $50.00 | 10/22/2012 6:12:01 PM |
| E_G | $50.00 | 10/22/2012 6:19:15 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 6:43:08 PM |
| euro-deployment | $25.00 | 10/22/2012 9:55:59 PM |
| MonopolyDred | $25.00 | 10/23/2012 4:50:33 AM |
| vtrentster | $25.00 | 10/23/2012 6:14:41 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:17 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:30:54 AM |
| jelly1126 | $39.59 | 10/23/2012 11:54:55 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:21 AM |
| RGlad | $65.00 | 10/23/2012 10:48:33 AM |
| whitegoldira | $63.00 | 10/23/2012 11:02:10 AM |
| bellaquito | $500.00 | 10/23/2012 11:31:36 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:22 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:36 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:23 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:49 PM |
| fuse136 | $25.00 | 10/22/2012 5:26:36 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:48 PM |
| moola-accelerator6 | $50.00 | 10/22/2012 5:47:53 PM |
| Nil2008 | $100.00 | 10/22/2012 5:49:07 PM |
| WeedPatch | $50.00 | 10/22/2012 6:35:37 PM |
| janeybooboo | $74.74 | 10/22/2012 5:55:28 PM |
| gravbox | $25.00 | 10/22/2012 6:59:33 PM |
| Detour11 | $25.00 | 10/22/2012 7:25:28 PM |
| vinayski | $25.00 | 10/22/2012 6:23:44 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:55 PM |
| Benny-factor | $1,500.00 | 10/22/2012 7:08:12 PM |
| janeybooboo | $25.26 | 10/22/2012 7:11:14 PM |
| napmanger | $100.00 | 10/22/2012 9:47:41 PM |
| orange-preeminant-bill | $100.00 | 10/23/2012 6:54:34 AM |
| Darts | $50.00 | 10/23/2012 8:45:21 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:38 AM |
| thehousewife | $25.00 | 10/23/2012 9:28:21 AM |
| heerzaquestion | $25.00 | 10/23/2012 11:33:38 AM |
| InspireLife | $25.00 | 10/23/2012 11:54:30 AM |
| worth-blanket2 | $6,683.40 | 10/23/2012 10:30:32 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
658531
This series of Notes was issued and sold upon the funding of the borrower loan #76756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,850.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $403.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,071 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rupee-topper |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
|
Principal balance:
| $5,478.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
disconsolate 1 loan that is currently at 32 % interest and one credit card that is at 33% interest rate.
My financial situation:
I am already paying above the minimum for these two payments and have not missed a payment, I will actually be paying more on the loan each month, but would like to get my interest rates down.
Monthly net income: $2700.00
Monthly expenses: $
Housing: $890.00
Insurance: $23.00
Car expenses: $0 -- no car
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $ (445.12 -- will be consolidating this payment with this loan), and an additional 100.00 on my two credit cards I use all the time
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-adventurer3 | $25.00 | 10/22/2012 6:47:37 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:08 PM |
| EFS | $500.00 | 10/22/2012 5:19:41 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:14 PM |
| cr8on | $75.00 | 10/22/2012 5:06:33 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:13 PM |
| Taz-Man-IIWIS | $25.00 | 10/22/2012 5:26:11 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:48 PM |
| superb-funds335 | $25.00 | 10/22/2012 5:15:55 PM |
| scholarly-order6 | $75.00 | 10/22/2012 5:34:52 PM |
| john0720 | $25.00 | 10/22/2012 5:15:12 PM |
| pierrelasvegas | $25.00 | 10/22/2012 5:18:02 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:37 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:37 PM |
| compounding21 | $25.00 | 10/22/2012 6:06:52 PM |
| Emgolda | $25.00 | 10/22/2012 6:11:00 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:59 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:10 PM |
| dukeiyer | $25.00 | 10/22/2012 6:36:12 PM |
| fervent-repayment | $100.00 | 10/22/2012 6:54:24 PM |
| janeybooboo | $75.00 | 10/22/2012 7:05:41 PM |
| toblerone | $25.00 | 10/22/2012 6:07:35 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:07:55 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 6:14:56 PM |
| moola-accelerator6 | $30.00 | 10/22/2012 8:29:54 PM |
| treasure-medalist0 | $25.00 | 10/22/2012 6:23:24 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 6:35:52 PM |
| EL_Papin | $25.00 | 10/22/2012 6:38:10 PM |
| bellaquito | $500.00 | 10/22/2012 6:45:52 PM |
| melodious-openness | $100.00 | 10/23/2012 6:04:13 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:31:33 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:17 AM |
| DoctorJoe | $25.00 | 10/23/2012 6:33:12 AM |
| FinanceEngine | $60.00 | 10/23/2012 7:01:48 AM |
| Cat_in_the_Hat | $25.00 | 10/23/2012 9:15:59 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:14:41 AM |
| focused-yield4 | $40.00 | 10/23/2012 9:21:17 AM |
| Bob450 | $25.00 | 10/23/2012 8:05:17 AM |
| dime-sprout | $25.00 | 10/23/2012 9:21:56 AM |
| Assets-Up | $25.00 | 10/23/2012 9:07:22 AM |
| CAGE-Investments | $25.00 | 10/23/2012 9:07:32 AM |
| ekmendenhall | $50.00 | 10/23/2012 9:14:01 AM |
| cognizant-bazaar5 | $25.00 | 10/23/2012 9:57:14 AM |
| orange-stable-gain | $42.00 | 10/23/2012 9:20:52 AM |
| quest0 | $25.00 | 10/23/2012 10:06:26 AM |
| loyalty-voyage | $25.00 | 10/23/2012 10:13:56 AM |
| structure9 | $25.00 | 10/23/2012 10:14:06 AM |
| respectful-note5 | $25.00 | 10/23/2012 9:27:41 AM |
| the-silver-blaster | $50.00 | 10/23/2012 9:29:56 AM |
| blazing-capital2 | $250.00 | 10/23/2012 9:48:17 AM |
| tnjohnso | $25.00 | 10/23/2012 10:12:07 AM |
| ChrisTJ | $25.00 | 10/23/2012 10:16:34 AM |
| Bank42 | $25.00 | 10/23/2012 10:20:45 AM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:19 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:31 PM |
| whitegold24k | $50.00 | 10/23/2012 12:33:42 PM |
| 1willray | $30.00 | 10/23/2012 1:14:29 PM |
| Masdevallia | $25.00 | 10/23/2012 1:53:42 PM |
| nakanu | $25.00 | 10/23/2012 1:57:00 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:49 PM |
| tenacious_n | $25.00 | 10/23/2012 12:10:49 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:05 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:40 PM |
| poolshark72 | $25.00 | 10/23/2012 12:28:01 PM |
| intelligent-dedication9 | $170.00 | 10/23/2012 12:52:46 PM |
| superboss-awesomefist | $25.00 | 10/23/2012 12:46:58 PM |
| jmeasn | $40.00 | 10/23/2012 12:57:35 PM |
| best-ready-credit | $30.00 | 10/23/2012 3:07:38 PM |
| mighty-value | $25.00 | 10/23/2012 1:30:06 PM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:24 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:02 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:02 PM |
| toomanyfishtanks | $100.00 | 10/23/2012 1:51:36 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:26 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:02 PM |
| bid-stockpiler1 | $50.00 | 10/23/2012 2:31:20 PM |
| loan-oasis4 | $25.00 | 10/23/2012 2:45:30 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:50:16 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:38 PM |
| dollar-idol7 | $30.00 | 10/23/2012 4:25:03 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:47:22 PM |
| 111TaxMan | $25.00 | 10/23/2012 5:41:54 PM |
| Lubava | $50.00 | 10/23/2012 5:21:04 PM |
| Suit | $100.00 | 10/23/2012 5:22:25 PM |
| well-mannered-income3 | $40.00 | 10/23/2012 6:13:51 PM |
| Macbethofscots | $25.00 | 10/23/2012 5:26:58 PM |
| janeybooboo | $25.00 | 10/23/2012 5:31:17 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:26 PM |
| Vreet | $25.00 | 10/23/2012 6:36:27 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:00 PM |
| red-ethical-duty6 | $75.00 | 10/23/2012 7:20:37 PM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:19 PM |
| citytreker | $25.00 | 10/23/2012 7:51:25 PM |
| smart-gain | $50.00 | 10/23/2012 6:03:20 PM |
| brightest-p2p-magnitude | $27.56 | 10/23/2012 9:21:41 PM |
| jcw3rd | $25.00 | 10/23/2012 9:23:24 PM |
| dunkard13 | $100.00 | 10/23/2012 6:00:53 PM |
| Green_Bay_Packers | $50.00 | 10/23/2012 6:07:14 PM |
| felicity-fertilizer6 | $100.00 | 10/23/2012 9:45:59 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:38:56 PM |
| moremax | $50.00 | 10/23/2012 6:53:20 PM |
| zippy-greenback231 | $25.00 | 10/23/2012 6:56:39 PM |
| Engineer44 | $35.00 | 10/23/2012 7:17:49 PM |
| nashibaksi | $30.00 | 10/23/2012 7:17:33 PM |
| wisem2540 | $25.00 | 10/23/2012 7:31:04 PM |
| income-buffalo1 | $50.00 | 10/23/2012 7:35:48 PM |
| odp01 | $26.95 | 10/23/2012 7:42:35 PM |
| sunny-dough9 | $200.00 | 10/23/2012 8:49:53 PM |
| gothampark | $25.00 | 10/23/2012 9:44:08 PM |
| 113121 | $25.00 | 10/22/2012 5:11:08 PM |
| green-trade-dolphin | $30.39 | 10/22/2012 5:03:01 PM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:28 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:49 PM |
| zassociate | $200.00 | 10/22/2012 5:11:58 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:50 PM |
| nyp112 | $50.00 | 10/22/2012 5:31:32 PM |
| asset-portait013 | $100.00 | 10/22/2012 5:16:50 PM |
| gotjack-IRA | $25.03 | 10/22/2012 5:18:55 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:13 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:12 PM |
| DasMula | $25.00 | 10/22/2012 5:31:45 PM |
| tech310 | $50.00 | 10/22/2012 6:11:17 PM |
| green-discrete-rupee | $50.00 | 10/22/2012 5:38:12 PM |
| Silver_Rupee | $25.01 | 10/22/2012 6:32:13 PM |
| helpful-loan245 | $25.00 | 10/22/2012 6:39:38 PM |
| jaxlender15 | $25.00 | 10/22/2012 5:56:03 PM |
| musegaze | $50.00 | 10/22/2012 5:56:02 PM |
| mikrolown | $25.00 | 10/22/2012 5:57:55 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:05 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:46 PM |
| sankyu | $50.00 | 10/22/2012 6:06:40 PM |
| bewitching-dollar5 | $100.00 | 10/22/2012 6:09:54 PM |
| kulender | $100.00 | 10/22/2012 7:27:47 PM |
| just-loyalty643 | $50.00 | 10/22/2012 7:32:07 PM |
| Cronos | $100.00 | 10/22/2012 6:11:08 PM |
| funguyatnight | $200.00 | 10/23/2012 8:07:26 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 8:15:20 PM |
| SomebodysMom | $25.00 | 10/22/2012 9:25:21 PM |
| contract-snowdome493 | $25.00 | 10/22/2012 9:52:31 PM |
| jet341 | $100.00 | 10/22/2012 10:09:03 PM |
| Astyanax | $30.00 | 10/23/2012 3:58:52 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:55 AM |
| rockerZ71 | $25.00 | 10/23/2012 4:54:32 AM |
| fortytwo | $150.00 | 10/23/2012 9:12:31 AM |
| fcrick | $25.00 | 10/23/2012 9:25:21 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:52 AM |
| profitable-fairness1 | $50.00 | 10/23/2012 9:13:49 AM |
| 1randyp | $25.00 | 10/23/2012 9:20:42 AM |
| first-resolute-deal | $25.00 | 10/23/2012 10:04:51 AM |
| wealth-performer054 | $40.00 | 10/23/2012 9:26:08 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:38 AM |
| AF-Chief | $25.00 | 10/23/2012 9:42:39 AM |
| DoubleG8 | $25.00 | 10/23/2012 9:59:23 AM |
| clean-income2 | $25.00 | 10/23/2012 12:06:08 PM |
| loyalty-dragster7 | $125.00 | 10/23/2012 10:18:26 AM |
| fund-tom-tom6 | $25.00 | 10/23/2012 10:22:00 AM |
| WalnutCreekguy | $50.00 | 10/23/2012 10:23:29 AM |
| rate-angel9 | $50.00 | 10/23/2012 10:23:13 AM |
| vegibenz | $25.00 | 10/23/2012 10:29:58 AM |
| MoneyTree79 | $50.00 | 10/23/2012 12:42:36 PM |
| money-bauble | $100.00 | 10/23/2012 10:35:37 AM |
| jybank | $49.00 | 10/23/2012 11:11:48 AM |
| rogue_monster | $50.00 | 10/23/2012 11:20:46 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:11 PM |
| grove064 | $100.00 | 10/23/2012 2:32:05 PM |
| wealth-owner | $100.00 | 10/23/2012 2:59:57 PM |
| deal-banker | $50.00 | 10/23/2012 3:15:13 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:48 PM |
| keen-peace465 | $25.00 | 10/23/2012 5:15:14 PM |
| star382 | $25.00 | 10/23/2012 5:16:34 PM |
| Leshan | $100.00 | 10/23/2012 3:27:46 PM |
| Relient-K | $25.00 | 10/23/2012 3:19:37 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:53 PM |
| credit-blossom0 | $100.00 | 10/23/2012 4:48:25 PM |
| Scottyd911 | $50.00 | 10/23/2012 4:57:19 PM |
| prudent-deal662 | $25.00 | 10/23/2012 5:09:03 PM |
| tolerant-responsibility051 | $2,146.00 | 10/23/2012 5:44:20 PM |
| bbt28 | $25.05 | 10/23/2012 5:12:41 PM |
| schoolchamp | $25.00 | 10/23/2012 5:51:37 PM |
| power-bluebird2 | $25.00 | 10/23/2012 5:55:14 PM |
| new-gold-wrangler | $1,000.00 | 10/23/2012 5:23:21 PM |
| hitsman | $50.00 | 10/23/2012 6:13:50 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:23 PM |
| prudent-gain7 | $25.00 | 10/23/2012 6:55:42 PM |
| brandonm78 | $25.00 | 10/23/2012 5:43:13 PM |
| point | $50.00 | 10/23/2012 5:47:55 PM |
| dor | $30.00 | 10/23/2012 9:27:34 PM |
| mikbos | $25.00 | 10/23/2012 9:35:19 PM |
| agreementarella4 | $50.00 | 10/23/2012 6:14:30 PM |
| thoughtful-peso78 | $25.00 | 10/23/2012 6:13:17 PM |
| market-trooper3 | $30.00 | 10/23/2012 6:14:04 PM |
| virtuous-yield | $25.00 | 10/23/2012 6:44:40 PM |
| Bankeroni_and_Cheese | $50.00 | 10/23/2012 7:18:03 PM |
| jc33148 | $25.00 | 10/23/2012 7:31:22 PM |
| Navy_Wife_Retired | $53.88 | 10/23/2012 7:31:18 PM |
| Jumping_Jedi | $25.00 | 10/23/2012 7:51:25 PM |
| All_Wins | $64.88 | 10/23/2012 8:01:09 PM |
| infomas | $30.00 | 10/23/2012 8:06:11 PM |
| diversification-cycle4 | $50.00 | 10/23/2012 8:56:54 PM |
| engbusres | $30.00 | 10/23/2012 9:30:26 PM |
| vines99 | $25.00 | 10/23/2012 9:31:49 PM |
| Froggy246 | $15.25 | 10/23/2012 10:04:42 PM |
| 202 Investments
|
Borrower Payment Dependent Notes Series
658627
This series of Notes was issued and sold upon the funding of the borrower loan #76518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
23 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $135,365 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-karate |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $3,320.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Debt Cosolidation
My financial situation: Excellent
I am a good candidate for this loan because I'm employed and pay monthly payment on time.
Monthly net income: $ 4500
Monthly expenses: $500
Housing: $1200
Insurance: $ 200
Car expenses: $ none
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EFS | $256.00 | 10/22/2012 5:19:41 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:15 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:37 PM |
| compounding21 | $25.00 | 10/22/2012 6:06:52 PM |
| Glory_Honor_Orange | $50.00 | 10/22/2012 6:26:40 PM |
| KB-IRA | $50.00 | 10/22/2012 7:14:28 PM |
| LongTail | $27.00 | 10/22/2012 11:37:25 PM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:10:54 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:32:39 AM |
| Bank42 | $25.00 | 10/23/2012 10:21:37 AM |
| diplomatic-wealth7 | $25.00 | 10/23/2012 10:28:22 AM |
| eling99 | $25.00 | 10/23/2012 10:42:28 AM |
| return-venture1 | $100.00 | 10/23/2012 2:30:05 PM |
| let_me_retire | $25.57 | 10/23/2012 2:53:44 PM |
| Malkial | $25.00 | 10/23/2012 3:35:54 PM |
| LuvToLend | $25.00 | 10/23/2012 3:45:54 PM |
| SAR-2 | $25.00 | 10/23/2012 1:03:50 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:02 PM |
| exponential-fairness2 | $25.00 | 10/23/2012 4:34:21 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:03 PM |
| abundant-euro0 | $40.00 | 10/23/2012 5:17:19 PM |
| Lubava | $25.48 | 10/23/2012 5:21:15 PM |
| Nazbuster | $100.00 | 10/23/2012 5:37:05 PM |
| Richlaw | $200.00 | 10/23/2012 5:46:37 PM |
| stock106 | $25.00 | 10/23/2012 5:48:34 PM |
| C_M | $34.98 | 10/24/2012 5:14:40 AM |
| sensible-fund | $25.00 | 10/23/2012 6:32:58 PM |
| Navy-Retired | $40.05 | 10/23/2012 7:32:45 PM |
| citytreker | $25.00 | 10/23/2012 7:51:37 PM |
| jtc26 | $50.00 | 10/23/2012 8:30:02 PM |
| emjo1219 | $25.00 | 10/24/2012 12:40:00 AM |
| Rip128 | $80.00 | 10/24/2012 5:24:15 AM |
| industrious-currency | $25.00 | 10/24/2012 5:57:34 AM |
| refresher211 | $100.00 | 10/22/2012 5:21:15 PM |
| majestic-note6 | $150.00 | 10/22/2012 5:24:15 PM |
| worthy-bid8 | $100.00 | 10/22/2012 5:48:01 PM |
| dollar-vibraphone4 | $109.61 | 10/22/2012 5:41:31 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 9:35:38 PM |
| open-minded-p2p1 | $25.00 | 10/22/2012 6:37:44 PM |
| liberty-tostada7 | $25.00 | 10/22/2012 6:59:38 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:15 PM |
| banker34 | $25.00 | 10/22/2012 7:08:59 PM |
| KB-IRA | $50.00 | 10/22/2012 7:13:48 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:20:36 PM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:21 AM |
| vines99 | $25.00 | 10/22/2012 8:38:28 PM |
| tdorren | $25.00 | 10/23/2012 7:07:01 AM |
| mad-scientist418 | $25.00 | 10/23/2012 7:12:33 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:39 AM |
| AF-Chief | $25.00 | 10/23/2012 9:42:40 AM |
| CA-Lender | $25.00 | 10/23/2012 10:26:14 AM |
| MoneyTree79 | $25.00 | 10/23/2012 12:43:29 PM |
| compatible-deal9 | $25.00 | 10/23/2012 1:05:22 PM |
| hidavehi | $33.00 | 10/23/2012 11:20:37 AM |
| platinum-pear4 | $25.00 | 10/23/2012 2:04:32 PM |
| quick | $50.00 | 10/23/2012 12:20:14 PM |
| mhotchan | $100.00 | 10/23/2012 2:28:58 PM |
| jmeasn | $25.00 | 10/23/2012 12:54:40 PM |
| thestartuplender | $25.00 | 10/23/2012 1:06:55 PM |
| PXM-Financial | $30.00 | 10/23/2012 1:57:09 PM |
| grove064 | $100.00 | 10/23/2012 2:33:23 PM |
| lucrative-listing2 | $28.15 | 10/23/2012 2:37:06 PM |
| moola-accelerator6 | $25.00 | 10/23/2012 5:29:50 PM |
| papaloha | $44.00 | 10/23/2012 7:15:15 PM |
| Jumping_Jedi | $25.00 | 10/23/2012 7:52:58 PM |
| justasoldier | $100.00 | 10/23/2012 8:21:30 PM |
| Gobsek | $25.00 | 10/23/2012 8:38:59 PM |
| sensational-dollar1 | $50.00 | 10/23/2012 6:18:04 PM |
| best-liberty-tranquility | $141.83 | 10/24/2012 3:34:23 AM |
| Rx-Ace | $139.65 | 10/24/2012 4:07:57 AM |
| sgt-schultz | $59.23 | 10/24/2012 4:59:46 AM |
| integrity-broker | $25.00 | 10/24/2012 5:36:45 AM |
| intelligent-moola1 | $25.00 | 10/24/2012 5:44:46 AM |
| reducereuserecycle | $25.00 | 10/23/2012 8:45:29 PM |
| 850 | $50.00 | 10/23/2012 8:54:26 PM |
| asset-trajectory | $25.00 | 10/23/2012 10:39:48 PM |
| Joyflyer | $25.00 | 10/24/2012 4:20:09 AM |
| punctual-fund | $25.00 | 10/24/2012 4:40:46 AM |
| Hippo-IRA1 | $25.00 | 10/24/2012 4:51:44 AM |
| mikeandcat | $50.00 | 10/24/2012 5:00:42 AM |
| sturdy-note5 | $10.45 | 10/24/2012 6:02:27 AM |
| mindful-deal289 | $25.00 | 10/24/2012 5:51:37 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
658639
This series of Notes was issued and sold upon the funding of the borrower loan #76753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $313.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,621 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tgfo4927 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 28 ( 90% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 3
( 10% )
| 720-739
(Jan-2012)
680-699
(Feb-2011)
720-739
(Feb-2010)
680-699
(Sep-2009)
|
|
Principal balance:
| $4,364.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation
Purpose of loan:
I will be consolidating 5 credit cards and 2 personal loans to one payment. This will reduce my monthly payouts by $734, with this loan payment making my net gain per month to be approximately $400 and my overall interest rates from 21-28% to 15%.
My financial situation:
I am a good candidate for this loan because I am steadily employed with a stable company. I also currently meet my obligations even though it stretches my finances. The ability to consolidate and reduce my monthly outputs will be a welcome relief.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $500.00 | 10/22/2012 7:02:11 PM |
| zassociate | $200.00 | 10/22/2012 5:11:15 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:24 PM |
| community-burrito9 | $40.00 | 10/22/2012 5:20:57 PM |
| felicity-contributor3 | $35.00 | 10/22/2012 5:21:30 PM |
| 1stBankAndHal | $25.08 | 10/22/2012 5:54:30 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:38 PM |
| scholarly-order6 | $150.00 | 10/22/2012 5:32:11 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:21 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:15 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:37 PM |
| FWF-kinetic | $25.00 | 10/22/2012 8:39:06 PM |
| janeybooboo | $25.25 | 10/22/2012 6:33:25 PM |
| radforj22 | $25.00 | 10/23/2012 1:02:22 AM |
| DoctorJoe | $25.00 | 10/23/2012 6:34:32 AM |
| bellaquito | $500.00 | 10/22/2012 7:34:14 PM |
| payout-paladin3 | $250.00 | 10/22/2012 7:41:04 PM |
| payout-paladin3 | $500.00 | 10/22/2012 7:44:40 PM |
| __A1B2 | $30.00 | 10/22/2012 8:10:33 PM |
| DasMula | $25.00 | 10/22/2012 9:28:12 PM |
| vines99 | $25.00 | 10/22/2012 8:40:34 PM |
| s270 | $50.00 | 10/23/2012 1:16:22 AM |
| FinanceEngine | $60.00 | 10/23/2012 7:00:34 AM |
| omegamon1 | $25.00 | 10/23/2012 7:17:58 AM |
| john0720 | $25.00 | 10/23/2012 7:57:58 AM |
| thankful-nickel2 | $55.55 | 10/23/2012 9:34:52 AM |
| cardminger | $25.00 | 10/23/2012 9:07:23 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:46 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:21 AM |
| whitegold24k | $100.00 | 10/23/2012 12:30:02 PM |
| Hillbilly_Banker | $25.00 | 10/23/2012 12:42:52 PM |
| thorough-duty641 | $25.00 | 10/23/2012 12:56:39 PM |
| tigerlady92 | $25.00 | 10/23/2012 12:57:11 PM |
| Wu_Minghua | $25.00 | 10/23/2012 10:46:15 AM |
| intelligent-reward | $25.00 | 10/23/2012 11:57:02 AM |
| janeybooboo | $74.75 | 10/23/2012 1:47:12 PM |
| SCIGroup | $250.00 | 10/23/2012 2:32:54 PM |
| RiderIRA | $396.00 | 10/23/2012 12:45:27 PM |
| justice-alert | $25.00 | 10/23/2012 12:59:46 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:47 PM |
| tolerant-currency6 | $25.00 | 10/23/2012 4:58:46 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 1:44:47 PM |
| Badgworth | $55.98 | 10/23/2012 1:59:34 PM |
| liberty-point | $95.70 | 10/23/2012 5:07:03 PM |
| Masdevallia | $100.00 | 10/23/2012 2:22:56 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 2:26:09 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:48 PM |
| grove064 | $100.00 | 10/23/2012 2:34:52 PM |
| promise2 | $25.00 | 10/23/2012 2:54:15 PM |
| tidy-balance1 | $25.00 | 10/23/2012 2:42:10 PM |
| credit-twister554 | $50.00 | 10/23/2012 3:25:46 PM |
| star382 | $25.00 | 10/23/2012 5:16:34 PM |
| deal-banker | $100.00 | 10/23/2012 3:11:47 PM |
| kind-exchange-association | $33.25 | 10/23/2012 3:28:01 PM |
| theloanteacher | $25.00 | 10/23/2012 4:00:02 PM |
| bubby115 | $25.00 | 10/23/2012 5:22:04 PM |
| yu-rik | $250.00 | 10/23/2012 4:35:52 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 4:44:31 PM |
| appetizing-payout2 | $157.27 | 10/23/2012 4:29:49 PM |
| fund-dragster | $200.00 | 10/23/2012 4:52:53 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:49:52 PM |
| community-seahorse0 | $25.00 | 10/23/2012 5:00:42 PM |
| dough-souffle | $25.00 | 10/23/2012 5:03:15 PM |
| hs112a | $25.00 | 10/23/2012 5:30:08 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:07 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:35 PM |
| 78 | $25.84 | 10/23/2012 5:12:42 PM |
| Suit | $75.00 | 10/23/2012 5:16:27 PM |
| Lubava | $51.00 | 10/23/2012 5:22:08 PM |
| Brisket_Bob | $40.00 | 10/23/2012 5:46:57 PM |
| marketplace-singularity3 | $125.00 | 10/22/2012 5:03:33 PM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:04 PM |
| windguy | $50.00 | 10/22/2012 5:25:28 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:50 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:49 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:51 PM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:55 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:22 PM |
| E_G | $50.00 | 10/22/2012 6:19:16 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:43:59 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:56 PM |
| RGlad | $60.00 | 10/22/2012 6:59:14 PM |
| ethical-truth211 | $100.00 | 10/22/2012 6:04:23 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:20 PM |
| payout-paladin3 | $500.00 | 10/22/2012 7:39:17 PM |
| vinayski | $25.00 | 10/22/2012 6:23:45 PM |
| clean-fund | $250.00 | 10/22/2012 11:40:10 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:08 PM |
| Detour11 | $25.00 | 10/22/2012 6:37:50 PM |
| Astyanax | $25.00 | 10/23/2012 3:51:03 AM |
| Abece | $153.16 | 10/23/2012 5:02:11 AM |
| gravbox | $25.00 | 10/22/2012 6:59:34 PM |
| jubilant-capital1 | $25.00 | 10/22/2012 8:22:38 PM |
| moola-accelerator6 | $40.00 | 10/22/2012 8:35:41 PM |
| Darts | $50.00 | 10/23/2012 8:45:22 AM |
| Eminent_Endeavors | $30.76 | 10/23/2012 5:17:06 AM |
| bhop | $26.04 | 10/23/2012 7:06:10 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:29:51 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:55 AM |
| justreturns | $25.00 | 10/23/2012 9:41:09 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:18 AM |
| thehousewife | $25.00 | 10/23/2012 9:28:54 AM |
| indomitable-coin | $25.00 | 10/23/2012 9:28:59 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:39 AM |
| entertaining-revenue4 | $50.00 | 10/23/2012 10:40:44 AM |
| marwadi-62 | $200.00 | 10/23/2012 11:04:50 AM |
| jelly1126 | $50.00 | 10/23/2012 11:56:29 AM |
| Codextreme07 | $25.00 | 10/23/2012 12:52:14 PM |
| dist | $34.92 | 10/23/2012 1:11:07 PM |
| jybank | $50.00 | 10/23/2012 11:10:04 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:03 PM |
| daddysgotya | $50.00 | 10/23/2012 11:55:14 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:02 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:09:19 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:06 PM |
| atlas100 | $25.00 | 10/23/2012 12:17:03 PM |
| unbeatable-funds5 | $50.00 | 10/23/2012 12:24:01 PM |
| quick | $50.00 | 10/23/2012 12:26:37 PM |
| compatible-deal9 | $50.00 | 10/23/2012 12:45:49 PM |
| loan-galaxy6 | $500.00 | 10/23/2012 12:49:57 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:38 PM |
| dollar-idol7 | $30.00 | 10/23/2012 4:26:05 PM |
| Jofga | $50.00 | 10/23/2012 1:57:11 PM |
| thorough-marketplace441 | $25.00 | 10/23/2012 2:21:06 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:49 PM |
| gjm6d | $25.00 | 10/23/2012 5:13:24 PM |
| bid-stockpiler1 | $237.70 | 10/23/2012 2:34:04 PM |
| JRhino | $25.00 | 10/23/2012 2:34:30 PM |
| Cronos | $100.00 | 10/23/2012 5:15:48 PM |
| abundant-euro0 | $40.00 | 10/23/2012 5:16:15 PM |
| best-ready-credit | $25.00 | 10/23/2012 3:05:50 PM |
| bryant05 | $35.00 | 10/23/2012 3:24:54 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:42:20 PM |
| Leshan | $100.00 | 10/23/2012 3:26:23 PM |
| relentless-social631 | $69.43 | 10/23/2012 4:12:05 PM |
| gilbrear | $25.00 | 10/23/2012 4:11:43 PM |
| credit-blossom0 | $100.00 | 10/23/2012 4:38:25 PM |
| Arvicco | $400.00 | 10/23/2012 5:22:38 PM |
| Torero06 | $30.00 | 10/23/2012 4:37:53 PM |
| Nazbuster | $200.00 | 10/23/2012 4:41:09 PM |
| newest-currency-vibrato | $40.00 | 10/23/2012 5:28:35 PM |
| Eisande | $50.00 | 10/23/2012 5:29:06 PM |
| sweety075 | $25.00 | 10/23/2012 5:08:25 PM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 5:11:12 PM |
| charlies-angel | $100.00 | 10/23/2012 5:11:37 PM |
| the-enthralling-coin | $25.00 | 10/23/2012 5:12:45 PM |
| bbt28 | $25.05 | 10/23/2012 5:13:10 PM |
| infomas | $50.00 | 10/23/2012 5:17:28 PM |
| enticing-capital6 | $50.00 | 10/23/2012 5:52:00 PM |
| IP | $25.00 | 10/23/2012 5:20:07 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:50 PM |
| KEOLEND | $25.00 | 10/23/2012 5:22:05 PM |
| frontier_dad | $65.00 | 10/23/2012 5:30:50 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:26 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:09 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:00 PM |
| keichi03 | $25.00 | 10/23/2012 5:40:42 PM |
| ADIDASNO | $25.00 | 10/23/2012 5:43:27 PM |
| just-loyalty643 | $50.00 | 10/23/2012 5:52:08 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
658641
This series of Notes was issued and sold upon the funding of the borrower loan #76975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,430.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 16.95% |
Borrower rate/APR:
| 17.95% / 25.79% |
Monthly payment:
| $772.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.59% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,221 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-chihuahua |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
720-739
(Nov-2011)
|
|
Principal balance:
| $3,966.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Wedding Loans
Purpose of loan:
This loan will be used to finance my upcoming wedding. We have saved enough to finance around %25, but after the rehearsal, the wedding, the reception, the honeymoon, and other costs, we are around $8500 short. We both have steady jobs and make more than enough to pay back the loan. We have very low monthly costs because we do not pay any rent/mortage and our other total debt is very low. I have had a personal loan through Prosper for close to a year and have all current payments.
My financial situation:
I am a good candidate for this loan because our monthly costs are very low and we both have decent jobs and job security. That is why we are applying for a one year loan instead of longer. We just need a little help to finance the wedding but will have no problem paying for it.
Monthly net income: $2600
Monthly expenses: $990
Housing: $0
Insurance: $140
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $46.52 | 10/23/2012 9:01:48 AM |
| quantum_leap | $25.00 | 10/23/2012 9:02:23 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:49 AM |
| shaps | $50.00 | 10/23/2012 9:22:32 AM |
| scholarly-order6 | $25.00 | 10/23/2012 9:03:58 AM |
| handy-justice | $50.00 | 10/23/2012 9:07:00 AM |
| FormulaOneFan | $25.00 | 10/23/2012 9:09:54 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:46 AM |
| etraboulay | $50.00 | 10/23/2012 9:15:44 AM |
| asset-portait013 | $100.00 | 10/23/2012 9:18:18 AM |
| rakem777 | $25.00 | 10/23/2012 9:28:30 AM |
| moola-accelerator6 | $30.00 | 10/23/2012 10:18:58 AM |
| brainy-return234 | $25.00 | 10/23/2012 9:33:26 AM |
| asset-professor | $100.00 | 10/23/2012 9:58:24 AM |
| CIC | $25.00 | 10/23/2012 10:02:56 AM |
| treasure-medalist0 | $25.00 | 10/23/2012 10:13:45 AM |
| unclejaef | $25.00 | 10/23/2012 12:06:51 PM |
| fmanjoo | $25.00 | 10/23/2012 10:26:21 AM |
| _NaLNaBB | $50.00 | 10/23/2012 10:26:44 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:24 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:09 PM |
| top-p2p-jubilee | $37.27 | 10/23/2012 1:49:26 PM |
| cash-popcorn7 | $25.00 | 10/23/2012 1:53:34 PM |
| the-sweet-penny2 | $25.00 | 10/23/2012 12:10:36 PM |
| jmeasn | $25.00 | 10/23/2012 12:59:21 PM |
| rustysailor | $35.00 | 10/23/2012 1:07:10 PM |
| red-gallant-dime | $500.00 | 10/23/2012 1:36:05 PM |
| Nazbuster | $200.00 | 10/23/2012 4:46:05 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:02:43 PM |
| enticing-affluence6 | $50.00 | 10/23/2012 1:51:28 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:28 PM |
| deal-banker | $75.00 | 10/23/2012 3:23:30 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:52 PM |
| Plow_n_Sow | $100.00 | 10/23/2012 4:51:41 PM |
| Eisande | $50.00 | 10/23/2012 5:29:11 PM |
| Hogan55 | $48.58 | 10/23/2012 5:07:58 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:13 PM |
| newest-currency-vibrato | $40.00 | 10/23/2012 5:15:18 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:26 PM |
| Macbethofscots | $25.00 | 10/23/2012 5:26:58 PM |
| just-loyalty643 | $25.00 | 10/23/2012 6:18:03 PM |
| GreenMind | $25.00 | 10/23/2012 5:33:40 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:17 PM |
| bonafide-yield351 | $25.00 | 10/23/2012 5:44:32 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:03 PM |
| abundant-power | $25.00 | 10/23/2012 5:56:36 PM |
| Assets-Up | $25.00 | 10/23/2012 6:08:44 PM |
| amlu1988 | $25.00 | 10/23/2012 6:29:06 PM |
| decisive-income7 | $2,000.00 | 10/23/2012 9:30:02 AM |
| decisive-income7 | $1,000.00 | 10/23/2012 9:30:53 AM |
| jet341 | $100.00 | 10/23/2012 9:10:41 AM |
| progressive-economy261 | $400.00 | 10/23/2012 9:02:16 AM |
| fortytwo | $25.00 | 10/23/2012 9:12:32 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:38 AM |
| gold-sushi | $25.00 | 10/23/2012 9:22:53 AM |
| bellaquito | $500.00 | 10/23/2012 10:12:32 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:38 AM |
| Bank42 | $25.00 | 10/23/2012 10:22:15 AM |
| UncleBuffett | $50.00 | 10/23/2012 10:26:13 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:44 AM |
| value-allocator1 | $100.00 | 10/23/2012 9:38:10 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:06 AM |
| sudeep104 | $25.00 | 10/23/2012 9:49:19 AM |
| supreme-treasure8 | $33.00 | 10/23/2012 10:51:35 AM |
| D100 | $25.00 | 10/23/2012 9:56:41 AM |
| FinanceEngine | $70.00 | 10/23/2012 9:57:34 AM |
| note-willow8 | $25.00 | 10/23/2012 10:03:57 AM |
| slxvq | $30.00 | 10/23/2012 10:10:10 AM |
| dukeiyer | $25.00 | 10/23/2012 10:33:41 AM |
| paybackquickly | $25.00 | 10/23/2012 11:23:19 AM |
| kind-awesome-commitment | $87.63 | 10/23/2012 12:36:31 PM |
| promise2 | $50.00 | 10/23/2012 2:55:05 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:01 PM |
| credit-blossom0 | $100.00 | 10/23/2012 4:44:17 PM |
| PXM-Financial | $51.00 | 10/23/2012 1:58:34 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:17 PM |
| pure-note0 | $26.00 | 10/23/2012 2:25:14 PM |
| appetizing-point5 | $30.00 | 10/23/2012 3:28:47 PM |
| order-banshee3 | $25.00 | 10/23/2012 3:23:51 PM |
| bonus-animal4 | $100.00 | 10/23/2012 4:42:48 PM |
| brightest-organized-balance | $25.00 | 10/23/2012 4:52:01 PM |
| Lubava | $25.00 | 10/23/2012 5:24:16 PM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 5:11:13 PM |
| 52digital | $75.00 | 10/23/2012 5:33:03 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:02 PM |
| Ols744 | $25.00 | 10/23/2012 5:53:56 PM |
| jwesleym | $25.00 | 10/23/2012 5:57:45 PM |
| 1800porsche | $25.00 | 10/23/2012 6:00:28 PM |
| sensible-fund | $10.00 | 10/23/2012 6:32:16 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
658699
This series of Notes was issued and sold upon the funding of the borrower loan #76575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $150.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,315 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-fortress |
Borrower's state:
| Minnesota |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
660-679
(Jun-2010)
660-679
(Mar-2010)
660-679
(Jan-2010)
|
|
Principal balance:
| $3,320.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff two credit cards and a personal loan.
My financial situation:
I am a good candidate for this loan because...
I pay all my bills on time and had some surprise auto repairs that had to be put on credit cards.
Monthly net income: $3100
Monthly expenses: $
Housing: $564
Insurance: $139
Car expenses: $175
Utilities: $150
Phone, cable, internet: $225
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $1363
Other expenses: $12
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $25.00 | 10/22/2012 5:04:49 PM |
| Interest2thePeople | $100.00 | 10/22/2012 5:05:21 PM |
| asset-portait013 | $100.00 | 10/22/2012 5:16:58 PM |
| community-burrito9 | $45.00 | 10/22/2012 5:20:07 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:15 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:29 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:09 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:51 PM |
| scholarly-order6 | $25.00 | 10/22/2012 5:14:01 PM |
| Foggy | $25.00 | 10/22/2012 5:42:31 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:12 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:49 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:28 PM |
| bewitching-dollar5 | $100.00 | 10/22/2012 6:09:54 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:15 PM |
| jiftostada | $25.00 | 10/22/2012 5:54:11 PM |
| kulender | $100.00 | 10/22/2012 7:27:47 PM |
| kind-bazaar-kitten | $25.00 | 10/22/2012 7:59:11 PM |
| bbt210 | $25.05 | 10/22/2012 7:14:33 PM |
| FinanceEngine | $60.00 | 10/23/2012 6:55:02 AM |
| funguyatnight | $100.00 | 10/23/2012 7:41:44 AM |
| draggon77 | $25.00 | 10/23/2012 8:00:09 AM |
| bold-worth-wrangler | $50.00 | 10/22/2012 9:42:07 PM |
| jet341 | $100.00 | 10/22/2012 10:09:03 PM |
| serene-capital | $25.00 | 10/22/2012 11:31:07 PM |
| well-mannered-income3 | $30.00 | 10/23/2012 4:17:55 AM |
| pierrelasvegas | $25.00 | 10/23/2012 6:49:43 AM |
| sharp518 | $25.00 | 10/23/2012 8:34:09 AM |
| TheSituation | $25.00 | 10/22/2012 5:05:04 PM |
| cr8on | $75.00 | 10/22/2012 5:06:34 PM |
| bellaquito | $500.00 | 10/22/2012 5:19:47 PM |
| spark548 | $36.00 | 10/22/2012 5:07:38 PM |
| ethical-truth211 | $100.00 | 10/22/2012 5:43:36 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:38 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:50 PM |
| 52digital | $75.00 | 10/22/2012 6:37:50 PM |
| janeybooboo | $50.00 | 10/22/2012 7:04:57 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:07:55 PM |
| Cronos | $100.00 | 10/22/2012 6:11:09 PM |
| jsnryn | $58.64 | 10/22/2012 8:12:23 PM |
| ChoiceInvestments | $26.00 | 10/22/2012 8:31:10 PM |
| Glory_Honor_Orange | $50.00 | 10/22/2012 6:27:48 PM |
| Benny-factor | $1,000.00 | 10/22/2012 6:43:06 PM |
| repayment-uprising | $25.00 | 10/23/2012 6:01:56 AM |
| Detour11 | $25.00 | 10/22/2012 7:04:31 PM |
| DoctorJoe | $25.00 | 10/23/2012 6:35:05 AM |
| easylivin | $25.00 | 10/23/2012 7:34:51 AM |
| global-invest-group | $32.18 | 10/23/2012 7:49:50 AM |
| moola-accelerator6 | $25.00 | 10/22/2012 8:32:03 PM |
| first-serene-credit | $25.00 | 10/23/2012 8:16:26 AM |
| vines99 | $25.00 | 10/22/2012 8:38:43 PM |
| Leshan | $47.13 | 10/23/2012 8:37:11 AM |
| dave779599 | $25.00 | 10/22/2012 11:20:13 PM |
| note-admiral548 | $25.00 | 10/23/2012 3:49:55 AM |
| JGENERAL | $25.00 | 10/23/2012 5:21:07 AM |
| prudent-bid3 | $40.00 | 10/23/2012 6:12:39 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:01:24 AM |
| fairness-atmosphere | $25.00 | 10/23/2012 7:15:38 AM |
| dough-aficionado9 | $25.00 | 10/23/2012 7:55:36 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
658841
This series of Notes was issued and sold upon the funding of the borrower loan #77048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,620 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-javelin561 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Need a new furnace or I will freeze.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have a high income to debt ratio but I am good at paying my debt back. I am in a bind because of divorcing and coming back from a deployment. I took on a lot of responsibility after the divorce. It is no issue though. My is currently in refinance as well. I have a percentage rate of only 3.5% if that gives you a good idea of good I am at paying my debt. I was able to get my monthly mortage down $300. My furnace just went out. It was over twenty years old. I need a new furnace but the costs of living expenses in Maryland are much higher than other areas and therefore so is the cost to get a new furnace installed. I am actually getting promoted soon and will also have a large increase in my annual salary.
Monthly net income: $6500.00
Monthly expenses: $150.00
Housing: $1327.00
Insurance: $150.00
Car expenses: $595.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $400.00 Student loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nonattender | $25.00 | 10/24/2012 10:18:00 AM |
| riveting-credit5 | $25.00 | 10/24/2012 9:29:49 AM |
| Gregger | $35.81 | 10/24/2012 10:56:42 AM |
| commerce-venture1 | $25.00 | 10/24/2012 2:44:59 PM |
| Malkial | $25.00 | 10/24/2012 6:08:27 PM |
| thrifty-capital | $30.00 | 10/24/2012 6:55:10 PM |
| DalawaFunds | $25.00 | 10/25/2012 6:58:16 AM |
| cash-turbine1 | $25.00 | 10/25/2012 9:48:52 AM |
| helping-out | $25.00 | 10/25/2012 8:40:45 AM |
| Benny-factor | $750.00 | 10/25/2012 2:16:23 PM |
| MKKBucks | $25.00 | 10/25/2012 2:59:38 PM |
| compatible-deal9 | $25.00 | 10/25/2012 11:59:45 AM |
| let_me_retire | $100.00 | 10/25/2012 3:47:16 PM |
| KB-IRA | $100.00 | 10/25/2012 4:12:57 PM |
| brilliant-justice214 | $25.00 | 10/25/2012 4:35:55 PM |
| ore-accord | $25.00 | 10/25/2012 7:14:05 PM |
| reasonable-kindness0 | $37.79 | 10/25/2012 6:59:35 PM |
| unger | $430.00 | 10/25/2012 7:15:15 PM |
| Shirts | $32.00 | 10/25/2012 7:28:14 PM |
| curveylady | $51.64 | 10/25/2012 8:09:49 PM |
| Dubbs360 | $200.00 | 10/24/2012 11:08:03 AM |
| gotjack-IRA | $25.00 | 10/24/2012 11:49:00 AM |
| Bank42 | $25.00 | 10/24/2012 4:34:53 PM |
| zone6 | $100.00 | 10/24/2012 6:18:29 PM |
| refresher211 | $100.00 | 10/24/2012 5:21:39 PM |
| majestic-note6 | $150.00 | 10/24/2012 5:24:03 PM |
| preventivepestcontrol | $75.00 | 10/24/2012 8:31:23 PM |
| worthy-bid8 | $100.00 | 10/24/2012 5:52:15 PM |
| EddiesMoney | $25.00 | 10/25/2012 5:11:00 AM |
| nebula076 | $100.00 | 10/25/2012 7:12:37 AM |
| compatible-return120 | $43.67 | 10/25/2012 7:39:59 AM |
| obedient-payout0 | $25.00 | 10/24/2012 6:28:26 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 8:11:37 PM |
| l2fp | $25.00 | 10/24/2012 9:48:05 PM |
| pj000218 | $267.86 | 10/25/2012 7:16:17 AM |
| diplomatic-wealth7 | $25.00 | 10/25/2012 9:59:45 AM |
| lastsliceofpizza | $25.00 | 10/25/2012 8:41:04 AM |
| forthright-trade | $35.00 | 10/25/2012 10:04:30 AM |
| Stek7 | $30.00 | 10/25/2012 10:11:23 AM |
| banker34 | $25.00 | 10/25/2012 10:12:03 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:14:43 AM |
| WAREAGLE127 | $96.00 | 10/25/2012 10:43:05 AM |
| HelpWhenNeeded | $25.00 | 10/25/2012 10:34:58 AM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:05:40 AM |
| icon7 | $100.00 | 10/25/2012 11:54:33 AM |
| I-Believe-In-You | $30.00 | 10/25/2012 3:21:47 PM |
| tom4bama | $45.00 | 10/25/2012 3:42:47 PM |
| favorite-commerce | $50.00 | 10/25/2012 5:44:20 PM |
| Cybercusp | $25.00 | 10/25/2012 5:46:50 PM |
| CACO_Lender | $25.00 | 10/25/2012 8:04:33 PM |
| oracle3 | $50.00 | 10/25/2012 6:07:53 PM |
| Whatssofunnybout | $50.00 | 10/25/2012 6:40:44 PM |
| Joyflyer | $25.00 | 10/25/2012 7:03:14 PM |
| ibano | $25.00 | 10/25/2012 7:06:28 PM |
| ibano | $25.00 | 10/25/2012 7:07:42 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:02:47 PM |
| cloud8 | $10.23 | 10/25/2012 8:58:00 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
658921
This series of Notes was issued and sold upon the funding of the borrower loan #76901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,525 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-breathtaking-credit |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 17% )
| 720-739
(Mar-2012)
|
|
Principal balance:
| $3,587.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Debt Consolidation
My financial situation:
I am a good candidate for this loan because...I have two jobs. I can set up electronic payments so that my payments are made on time.
Monthly net income: $5200
Monthly expenses: $
Housing: $864.00
Insurance: $86.00
Car expenses: $524.00
Utilities: $89.00
Phone, cable, internet: $120.00
Food, entertainment: $80.00
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $75.00 | 10/23/2012 9:18:21 AM |
| money-baron | $100.00 | 10/23/2012 9:25:38 AM |
| handy-justice | $50.00 | 10/23/2012 9:02:20 AM |
| trumpeter391 | $25.63 | 10/23/2012 9:04:57 AM |
| power-chihuahua | $25.00 | 10/23/2012 9:18:34 AM |
| deal-galleon | $25.00 | 10/23/2012 9:21:12 AM |
| silver-trident5 | $339.00 | 10/23/2012 9:23:17 AM |
| jubilant-benjamins567 | $25.00 | 10/23/2012 9:24:48 AM |
| klend4 | $25.00 | 10/23/2012 9:30:03 AM |
| Nemo2001 | $25.00 | 10/23/2012 9:32:45 AM |
| Bank42 | $25.00 | 10/23/2012 10:22:34 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:06 AM |
| jkeller4000 | $25.00 | 10/23/2012 11:23:34 AM |
| desertoasis | $25.00 | 10/23/2012 10:20:18 AM |
| CA-Lender | $25.00 | 10/23/2012 10:26:02 AM |
| quick | $50.00 | 10/23/2012 12:19:07 PM |
| jmeasn | $25.00 | 10/23/2012 12:55:16 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:56:15 PM |
| gain-expert | $35.80 | 10/23/2012 11:05:08 AM |
| hope-twister5 | $40.07 | 10/23/2012 11:20:00 AM |
| Dgodfather110 | $27.41 | 10/23/2012 1:43:27 PM |
| 01a_MrUSC_IRA | $25.00 | 10/23/2012 11:49:31 AM |
| transformer855 | $25.00 | 10/23/2012 1:57:19 PM |
| LuvToLend | $25.00 | 10/23/2012 3:45:40 PM |
| paytonbrigadier | $334.00 | 10/23/2012 4:05:45 PM |
| extraordinary-dollar7 | $35.00 | 10/23/2012 4:11:58 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:09 PM |
| 907 | $50.00 | 10/23/2012 4:25:27 PM |
| Torero06 | $25.00 | 10/23/2012 4:40:24 PM |
| charlies-angel | $54.50 | 10/23/2012 5:10:21 PM |
| return-venture1 | $100.00 | 10/23/2012 2:28:46 PM |
| grove064 | $100.00 | 10/23/2012 2:31:02 PM |
| Malkial | $25.00 | 10/23/2012 3:35:24 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:01 PM |
| revenue-magnolia | $50.00 | 10/23/2012 4:26:01 PM |
| alexander-hamilton | $50.00 | 10/23/2012 10:12:45 AM |
| LittleMingo | $25.00 | 10/23/2012 2:38:44 PM |
| refresher211 | $100.00 | 10/23/2012 9:20:16 AM |
| BankofRon_IRA | $100.00 | 10/23/2012 9:11:03 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:49 AM |
| etraboulay | $29.00 | 10/23/2012 9:15:44 AM |
| transaction-circuit | $70.00 | 10/23/2012 9:28:18 AM |
| cash-strawberry3 | $25.00 | 10/23/2012 10:41:30 AM |
| trade-goblin9 | $50.00 | 10/23/2012 11:39:58 AM |
| moola-accelerator6 | $30.00 | 10/23/2012 10:20:53 AM |
| BankofRon | $25.00 | 10/23/2012 10:22:22 AM |
| upbeat-wealth | $25.00 | 10/23/2012 12:22:56 PM |
| zippy-market5 | $25.00 | 10/23/2012 12:23:45 PM |
| 1willray | $29.93 | 10/23/2012 10:30:14 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:24 AM |
| thestartuplender | $25.00 | 10/23/2012 1:08:10 PM |
| bold-social-widget | $25.00 | 10/23/2012 11:07:18 AM |
| liberty-tostada7 | $25.00 | 10/23/2012 11:22:31 AM |
| Dubbs360 | $200.00 | 10/23/2012 11:24:38 AM |
| 168RichCapital | $25.00 | 10/23/2012 12:06:25 PM |
| kind-durability-battalion | $125.00 | 10/23/2012 12:18:06 PM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:02 PM |
| mighty-value | $25.00 | 10/23/2012 1:30:07 PM |
| credit-blossom0 | $25.00 | 10/23/2012 4:31:58 PM |
| power-maple122 | $50.00 | 10/23/2012 4:55:07 PM |
| missourimade | $25.00 | 10/23/2012 1:57:13 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 3:06:56 PM |
| bryant05 | $33.25 | 10/23/2012 3:23:00 PM |
| deal-banker | $50.00 | 10/23/2012 3:07:12 PM |
| balance-river | $25.00 | 10/23/2012 3:52:34 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:40 PM |
| pthighs | $200.00 | 10/23/2012 4:24:30 PM |
| transaction-singularity5 | $25.00 | 10/23/2012 4:39:53 PM |
| power-maple122 | $61.41 | 10/23/2012 4:55:48 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:01:55 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:14 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
658957
This series of Notes was issued and sold upon the funding of the borrower loan #76840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 21
/
18 | Length of status: | 2y 9m |
|
Amount delinquent:
| $6,202 |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,184 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-agave0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon_IRA | $100.00 | 10/23/2012 9:11:04 AM |
| Money__Tree | $200.00 | 10/23/2012 9:14:32 AM |
| community-burrito9 | $25.00 | 10/23/2012 9:16:30 AM |
| money-genome84 | $250.00 | 10/23/2012 9:24:43 AM |
| EL_Papin | $25.00 | 10/23/2012 9:31:17 AM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:02 PM |
| Dubbs360 | $100.00 | 10/23/2012 11:15:48 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:10 PM |
| paytonbrigadier | $334.00 | 10/23/2012 4:05:46 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 3:33:51 PM |
| zipemdown | $25.00 | 10/23/2012 5:24:27 PM |
| Tizzo27 | $50.00 | 10/23/2012 5:26:17 PM |
| 52digital | $75.00 | 10/23/2012 5:33:03 PM |
| careful-vigilance4 | $25.00 | 10/23/2012 5:18:21 PM |
| etraboulay | $50.00 | 10/23/2012 5:18:59 PM |
| asiaratt | $50.00 | 10/23/2012 5:55:37 PM |
| reward-walnut | $25.00 | 10/23/2012 6:05:13 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:21 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:03 PM |
| 1willray | $25.00 | 10/23/2012 9:58:04 PM |
| Sibelius2 | $25.00 | 10/23/2012 6:23:21 PM |
| compassion-angel4 | $52.23 | 10/23/2012 6:53:19 PM |
| Bank42 | $25.00 | 10/24/2012 8:16:03 AM |
| worldly-gold | $25.00 | 10/24/2012 9:16:18 AM |
| desertoasis | $25.00 | 10/24/2012 7:25:02 AM |
| handshake5 | $100.00 | 10/24/2012 9:41:06 AM |
| nukespike | $25.00 | 10/24/2012 11:20:18 AM |
| dollardave | $50.00 | 10/24/2012 12:24:11 PM |
| gazza49185 | $31.98 | 10/24/2012 1:21:11 PM |
| deal-galleon | $25.00 | 10/24/2012 10:09:13 AM |
| jazzlender | $25.00 | 10/24/2012 10:14:12 AM |
| sensible-order2 | $162.20 | 10/24/2012 3:37:27 PM |
| StPong | $25.00 | 10/24/2012 10:19:21 AM |
| Washington_University_MBA | $25.00 | 10/24/2012 4:49:50 PM |
| pierrelasvegas | $25.00 | 10/24/2012 10:48:40 AM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:54 PM |
| genius520 | $100.00 | 10/24/2012 5:18:19 PM |
| jbloans | $25.00 | 10/24/2012 5:27:29 PM |
| 907 | $25.00 | 10/24/2012 12:19:32 PM |
| kurtb57 | $38.93 | 10/24/2012 1:03:26 PM |
| booOST | $27.00 | 10/24/2012 2:36:51 PM |
| professional-vigilance9 | $27.08 | 10/24/2012 5:46:50 PM |
| alexander-hamilton | $50.00 | 10/24/2012 9:39:35 AM |
| power-chihuahua | $25.00 | 10/23/2012 9:18:35 AM |
| green-inspiring-peace | $25.00 | 10/23/2012 9:15:02 AM |
| vutah | $25.00 | 10/23/2012 9:26:44 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:10 AM |
| the-credit-maker | $100.00 | 10/23/2012 5:12:33 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:40 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:14 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:02 PM |
| TruTaing | $25.00 | 10/23/2012 9:51:25 PM |
| joyous-peace443 | $25.00 | 10/23/2012 6:16:11 PM |
| justasoldier | $50.00 | 10/23/2012 8:16:45 PM |
| impala6464 | $30.00 | 10/23/2012 9:12:53 PM |
| money-surge1 | $25.00 | 10/24/2012 9:01:10 AM |
| asset-linkage | $25.00 | 10/24/2012 12:58:31 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:29 AM |
| wwwUniversal | $25.00 | 10/24/2012 9:15:33 AM |
| point | $50.00 | 10/24/2012 9:16:11 AM |
| nalaari | $29.00 | 10/24/2012 6:19:51 AM |
| JauaFlash | $25.00 | 10/24/2012 9:21:36 AM |
| economy-shrubbery6 | $25.00 | 10/24/2012 9:26:57 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:52:15 AM |
| jstefans | $25.00 | 10/24/2012 9:35:36 AM |
| musegaze | $50.00 | 10/24/2012 9:22:13 AM |
| Comoparklender | $25.00 | 10/24/2012 10:25:56 AM |
| mpatrick | $50.00 | 10/24/2012 11:10:39 AM |
| bewitching-dollar5 | $62.00 | 10/24/2012 9:49:29 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:08 PM |
| listing-enlightenment1 | $100.00 | 10/24/2012 12:36:42 PM |
| 6515Wheat | $25.00 | 10/24/2012 1:00:12 PM |
| Aspirant | $51.58 | 10/24/2012 3:52:47 PM |
| beer-gardener | $29.00 | 10/24/2012 3:59:37 PM |
| drg6289 | $25.00 | 10/24/2012 5:11:20 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
659171
This series of Notes was issued and sold upon the funding of the borrower loan #76900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1974 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,937 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-peso8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| note-lesson7 | $100.00 | 10/24/2012 5:09:19 PM |
| commerce-viking1 | $50.00 | 10/24/2012 5:13:42 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:15:31 PM |
| tranquil-gain1 | $75.00 | 10/24/2012 5:30:41 PM |
| j2ee | $50.00 | 10/24/2012 5:08:32 PM |
| vigorous-payment6 | $25.00 | 10/24/2012 5:22:47 PM |
| BostonCapital | $100.00 | 10/24/2012 5:31:38 PM |
| well-rounded-payout0 | $50.00 | 10/24/2012 5:37:24 PM |
| cr8on | $75.00 | 10/24/2012 6:06:59 PM |
| economy-popcorn | $25.00 | 10/25/2012 6:57:00 AM |
| bellaquito | $500.00 | 10/24/2012 6:15:52 PM |
| etraboulay | $50.00 | 10/24/2012 6:20:41 PM |
| brilliant-balance | $50.00 | 10/24/2012 6:56:58 PM |
| Dubbs360 | $225.00 | 10/24/2012 6:54:07 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:26 PM |
| magical-credit523 | $25.00 | 10/24/2012 5:54:40 PM |
| punctual-fund | $25.00 | 10/24/2012 6:31:39 PM |
| pierrelasvegas | $25.00 | 10/24/2012 5:19:12 PM |
| mikrolown | $25.00 | 10/24/2012 5:19:28 PM |
| nickel-ferret | $25.00 | 10/24/2012 5:21:15 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:34 PM |
| heart514 | $25.00 | 10/24/2012 7:06:23 PM |
| SouthFloridaLender | $60.00 | 10/25/2012 4:41:20 AM |
| Abece | $200.00 | 10/25/2012 6:26:05 AM |
| ResQDoc | $25.00 | 10/25/2012 8:10:28 AM |
| ColoradoLender82 | $25.00 | 10/25/2012 8:11:39 AM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 7:17:38 AM |
| suave-durability1 | $40.00 | 10/25/2012 8:18:46 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
659179
This series of Notes was issued and sold upon the funding of the borrower loan #76994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 0m |
|
Amount delinquent:
| $469 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,948 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dc0622 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
540-559
(Jan-2008)
|
|
Principal balance:
| $6,173.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Loan Needed to Help a Family Member
Purpose of loan:
This loan will be used to help a family member get a through financial hardship.
My financial situation:
I am a good candidate for this loan because I have a steady income. I will make sure this loan will be paid back in a timely manner.
Monthly net income: $4900
Monthly expenses: $3300
Housing: $1000
Insurance: $250
Car expenses: $100
Utilities: $120
Phone, cable, internet: $130
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-adventurer3 | $25.00 | 10/23/2012 10:40:54 AM |
| progressive-economy261 | $400.00 | 10/23/2012 9:02:16 AM |
| affluence-microscope2 | $200.00 | 10/23/2012 9:07:36 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:53 AM |
| Zorro_970 | $100.00 | 10/23/2012 9:16:21 AM |
| mschoenf | $100.00 | 10/23/2012 9:19:20 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:40 AM |
| AF-Chief | $25.00 | 10/23/2012 9:42:41 AM |
| newest-payment-trapper | $62.50 | 10/23/2012 9:12:36 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:47 AM |
| zassociate | $200.00 | 10/23/2012 9:14:23 AM |
| 100units | $200.00 | 10/23/2012 9:15:05 AM |
| special-dinero553 | $25.00 | 10/23/2012 9:18:45 AM |
| DoubleG8 | $25.00 | 10/23/2012 9:59:24 AM |
| wetlands | $200.00 | 10/23/2012 9:21:01 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:40 AM |
| rcm87 | $50.00 | 10/23/2012 10:05:56 AM |
| shaps | $50.00 | 10/23/2012 9:22:21 AM |
| enthusiastic-cash599 | $50.00 | 10/23/2012 9:24:58 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:15 AM |
| jrbill1998 | $25.00 | 10/23/2012 10:17:22 AM |
| lostontheedge | $25.00 | 10/23/2012 10:18:38 AM |
| wise-rupee-sanctuary | $50.00 | 10/23/2012 10:19:26 AM |
| adventurer447 | $142.00 | 10/23/2012 10:21:39 AM |
| the-laudable-peso | $40.00 | 10/23/2012 10:23:40 AM |
| prohelper | $25.00 | 10/23/2012 10:25:11 AM |
| SummitAdvisors | $50.00 | 10/23/2012 10:27:10 AM |
| mennleo | $29.00 | 10/23/2012 10:27:35 AM |
| BostonCapital | $100.00 | 10/23/2012 9:39:31 AM |
| value-showcase828 | $25.00 | 10/23/2012 10:30:56 AM |
| p2p-czar3 | $25.00 | 10/23/2012 10:33:21 AM |
| Approved1234 | $25.00 | 10/23/2012 10:34:15 AM |
| flexible-treasure480 | $25.00 | 10/23/2012 10:38:28 AM |
| abundant-benefit4 | $25.00 | 10/23/2012 10:40:32 AM |
| coin-saffron5 | $50.00 | 10/23/2012 10:40:59 AM |
| E_G | $50.00 | 10/23/2012 9:54:03 AM |
| larslfe | $25.00 | 10/23/2012 10:54:50 AM |
| compassion-bauble4 | $25.00 | 10/23/2012 11:02:39 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:36 AM |
| stable-euro1 | $25.00 | 10/23/2012 10:08:24 AM |
| bob_sacamano | $25.00 | 10/23/2012 10:09:51 AM |
| mvalley | $25.00 | 10/23/2012 10:10:18 AM |
| ctgscott | $25.00 | 10/23/2012 10:13:41 AM |
| the-dollar-topper | $150.00 | 10/23/2012 10:13:59 AM |
| ramsba | $35.00 | 10/23/2012 10:18:25 AM |
| ore-genius2 | $200.00 | 10/23/2012 12:06:11 PM |
| ChrisTJ | $25.00 | 10/23/2012 10:16:35 AM |
| urbane-income7 | $25.00 | 10/23/2012 12:10:35 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 10:19:16 AM |
| tenacious_n | $25.00 | 10/23/2012 12:10:50 PM |
| mlbox3k | $25.00 | 10/23/2012 10:20:35 AM |
| rogue_monster | $50.00 | 10/23/2012 10:21:47 AM |
| skro | $25.00 | 10/23/2012 10:29:03 AM |
| UncleSteve3000 | $48.00 | 10/23/2012 12:25:02 PM |
| transparency-sapling | $25.00 | 10/23/2012 10:28:59 AM |
| cbllender | $25.00 | 10/23/2012 10:31:39 AM |
| theshef | $25.00 | 10/23/2012 10:34:00 AM |
| wealth-pal3 | $30.00 | 10/23/2012 10:36:55 AM |
| cash-reaction2 | $25.00 | 10/23/2012 10:37:19 AM |
| skiberdad | $32.00 | 10/23/2012 10:37:39 AM |
| LightTheWay | $50.00 | 10/23/2012 10:43:13 AM |
| stylish-generosity6 | $25.00 | 10/23/2012 10:48:36 AM |
| investisure | $50.00 | 10/23/2012 10:50:36 AM |
| payout-paradise5 | $25.00 | 10/23/2012 10:51:36 AM |
| gold-pudding6 | $60.00 | 10/23/2012 10:53:30 AM |
| Cronos | $50.00 | 10/23/2012 10:56:33 AM |
| fair-pound5 | $25.00 | 10/23/2012 11:01:40 AM |
| jybank | $50.00 | 10/23/2012 11:08:59 AM |
| gravbox | $25.00 | 10/23/2012 11:15:52 AM |
| punctual-fund | $25.00 | 10/23/2012 11:21:34 AM |
| saver266 | $30.00 | 10/23/2012 11:40:19 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:39 AM |
| pdub | $500.00 | 10/23/2012 12:01:07 PM |
| currency-fan9 | $50.00 | 10/23/2012 12:06:00 PM |
| Composure1 | $25.00 | 10/23/2012 12:07:26 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:51 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:12 PM |
| worth-sundae | $25.00 | 10/23/2012 12:15:21 PM |
| quick | $50.00 | 10/23/2012 12:16:26 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:41 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:35 PM |
| heroic-deal7 | $25.00 | 10/23/2012 12:25:37 PM |
| hope-eagle6 | $25.00 | 10/23/2012 9:05:45 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:02 AM |
| phenomenal-rate1 | $500.00 | 10/23/2012 9:09:31 AM |
| j2ee | $50.00 | 10/23/2012 9:09:56 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:50 AM |
| principal-cooker2 | $50.00 | 10/23/2012 9:16:45 AM |
| resolute-justice413 | $200.00 | 10/23/2012 9:17:46 AM |
| wise-virtuous-vigilance | $71.00 | 10/23/2012 9:20:38 AM |
| vigorous-payment6 | $25.00 | 10/23/2012 9:22:13 AM |
| life-is-great | $25.00 | 10/23/2012 9:09:34 AM |
| note-lesson7 | $100.00 | 10/23/2012 9:10:33 AM |
| fund-cypress910 | $25.00 | 10/23/2012 9:11:57 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:15:42 AM |
| FortuneFundII | $200.00 | 10/23/2012 9:19:00 AM |
| bazaar-tulip | $25.00 | 10/23/2012 9:19:18 AM |
| nickel-ferret | $25.00 | 10/23/2012 9:19:55 AM |
| radiant-dollar9 | $200.00 | 10/23/2012 9:21:49 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:57 AM |
| LeReve | $500.00 | 10/23/2012 9:25:42 AM |
| emphatic-responsibility | $29.00 | 10/23/2012 9:23:31 AM |
| haplender | $50.00 | 10/23/2012 10:17:46 AM |
| Cobradude1 | $25.00 | 10/23/2012 10:19:28 AM |
| durability-goat644 | $25.00 | 10/23/2012 10:20:42 AM |
| letsmakeitsuccessful | $25.00 | 10/23/2012 10:26:00 AM |
| IP | $25.00 | 10/23/2012 10:27:08 AM |
| trident9 | $78.00 | 10/23/2012 10:30:20 AM |
| benevolent-moola291 | $50.00 | 10/23/2012 10:30:47 AM |
| Railbird | $50.00 | 10/23/2012 10:31:21 AM |
| F16Pilot | $25.00 | 10/23/2012 10:33:10 AM |
| listing-vista | $50.00 | 10/23/2012 10:34:19 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:12 AM |
| broomfieldbucks | $25.00 | 10/23/2012 10:43:11 AM |
| unassassinable | $25.00 | 10/23/2012 10:48:31 AM |
| affluence-tycoon | $25.00 | 10/23/2012 10:56:16 AM |
| newest-peace-surgeon | $51.00 | 10/23/2012 10:57:04 AM |
| agreement-network | $25.00 | 10/23/2012 10:57:24 AM |
| american6 | $50.00 | 10/23/2012 9:56:31 AM |
| thedoctor | $50.00 | 10/23/2012 11:07:36 AM |
| cashtolendyou | $50.00 | 10/23/2012 11:14:48 AM |
| point-oyster5 | $25.00 | 10/23/2012 10:09:16 AM |
| JJYossarian | $50.00 | 10/23/2012 10:12:50 AM |
| Investoman | $25.00 | 10/23/2012 10:10:42 AM |
| heart514 | $25.00 | 10/23/2012 10:11:44 AM |
| income-buddy7 | $50.00 | 10/23/2012 10:14:31 AM |
| gethsemane4 | $25.00 | 10/23/2012 10:13:04 AM |
| skuba | $50.00 | 10/23/2012 10:13:52 AM |
| Victor-E-Lane | $25.00 | 10/23/2012 10:14:01 AM |
| jmb_lending | $31.00 | 10/23/2012 10:16:04 AM |
| TennSquire | $25.00 | 10/23/2012 10:18:53 AM |
| kind-lovely-marketplace | $25.00 | 10/23/2012 10:20:52 AM |
| studious-bonus7 | $100.00 | 10/23/2012 10:20:47 AM |
| moola-accelerator6 | $25.00 | 10/23/2012 10:21:40 AM |
| mtquan | $25.00 | 10/23/2012 10:22:16 AM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:19 PM |
| angelinvestor2 | $40.00 | 10/23/2012 10:23:33 AM |
| Katahdin | $39.00 | 10/23/2012 10:25:35 AM |
| heavenly-bazaar3 | $100.00 | 10/23/2012 10:23:56 AM |
| commerce-web5 | $25.00 | 10/23/2012 10:26:14 AM |
| the-profit-oracle | $25.00 | 10/23/2012 10:27:06 AM |
| hitsman | $50.00 | 10/23/2012 10:28:44 AM |
| successful-agreement7 | $62.00 | 10/23/2012 10:31:20 AM |
| Banker7371 | $25.00 | 10/23/2012 10:31:44 AM |
| josuae | $25.00 | 10/23/2012 10:34:26 AM |
| HoweMoney | $35.00 | 10/23/2012 12:40:43 PM |
| wonderous-p2ploan3 | $25.00 | 10/23/2012 10:36:15 AM |
| dcgator | $25.00 | 10/23/2012 10:34:44 AM |
| hanuman77 | $25.00 | 10/23/2012 10:36:57 AM |
| mondial4 | $39.00 | 10/23/2012 10:50:03 AM |
| magnificent-dime4 | $25.00 | 10/23/2012 10:51:24 AM |
| agreement-guild | $50.00 | 10/23/2012 10:53:55 AM |
| delivery | $25.00 | 10/23/2012 10:51:53 AM |
| dominickf | $50.00 | 10/23/2012 10:54:20 AM |
| Vegasjim | $25.00 | 10/23/2012 10:57:31 AM |
| gallant-economy9 | $41.00 | 10/23/2012 11:04:48 AM |
| lender2611 | $25.00 | 10/23/2012 11:19:44 AM |
| community-prophesy | $25.00 | 10/23/2012 11:22:33 AM |
| goal-bill3 | $25.00 | 10/23/2012 11:24:53 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:11 PM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:23 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:57 PM |
| two_talents | $0.50 | 10/23/2012 12:46:06 PM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
659403
This series of Notes was issued and sold upon the funding of the borrower loan #76954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,074 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnetic-wealth7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used :
Pay off a few small credit cards
Some small home maintenance expenses
Auto repairs and maintenance
Monthly net income: $8750
Monthly expenses: $
Housing: $2300.00
Insurance: $15.00
Car expenses: $310.00
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 10/24/2012 9:03:47 AM |
| power-chihuahua | $25.00 | 10/24/2012 9:45:53 AM |
| toblerone | $25.00 | 10/24/2012 9:57:35 AM |
| paradise-foothill | $50.00 | 10/24/2012 1:39:34 PM |
| drg6289 | $25.00 | 10/24/2012 5:11:21 PM |
| etraboulay | $50.00 | 10/24/2012 5:51:14 PM |
| thorough-capital799 | $25.00 | 10/24/2012 10:47:40 PM |
| evilkats | $50.00 | 10/25/2012 7:15:46 AM |
| radiobuda | $34.35 | 10/25/2012 8:26:30 AM |
| money-fort | $30.00 | 10/25/2012 10:24:00 AM |
| dukeiyer | $25.00 | 10/25/2012 9:23:58 AM |
| best-ingenious-rupee | $25.00 | 10/25/2012 9:53:38 AM |
| pierrelasvegas | $25.00 | 10/25/2012 2:32:45 PM |
| lovely-order7 | $25.00 | 10/25/2012 3:17:25 PM |
| open-minded-p2p1 | $25.00 | 10/25/2012 10:47:30 AM |
| 108-IRA | $50.00 | 10/25/2012 11:06:07 AM |
| compatible-deal9 | $25.00 | 10/25/2012 11:55:42 AM |
| authoritative-capital | $25.00 | 10/25/2012 11:18:20 AM |
| melodious-openness | $151.03 | 10/25/2012 11:55:04 AM |
| Benny-factor | $750.00 | 10/25/2012 2:18:17 PM |
| brilliant-justice214 | $50.00 | 10/25/2012 4:26:14 PM |
| euro-speaker8 | $250.00 | 10/25/2012 5:44:47 PM |
| gentle-generosity822 | $25.00 | 10/25/2012 5:05:19 PM |
| indomitable-credit7 | $30.00 | 10/26/2012 4:27:14 AM |
| BankofRon_IRA | $100.00 | 10/25/2012 6:01:04 PM |
| KB-IRA | $65.81 | 10/26/2012 6:32:36 AM |
| value-travels | $25.00 | 10/26/2012 9:10:34 AM |
| melodious-openness | $100.00 | 10/26/2012 4:33:52 AM |
| co98senior | $25.00 | 10/26/2012 4:36:45 AM |
| EODCAP | $25.00 | 10/26/2012 6:47:01 AM |
| draggon77 | $25.00 | 10/26/2012 8:31:06 AM |
| Journey_Loans | $190.00 | 10/26/2012 9:13:50 AM |
| alexander-hamilton | $50.00 | 10/25/2012 10:14:58 AM |
| asset-professor | $100.00 | 10/24/2012 9:47:28 AM |
| Dubbs360 | $250.00 | 10/24/2012 10:53:14 AM |
| 6_kids_college_fund | $25.00 | 10/24/2012 5:26:47 PM |
| moola-accelerator6 | $25.00 | 10/24/2012 5:48:32 PM |
| rjcoutur2001 | $62.69 | 10/24/2012 5:54:00 PM |
| bold-worth-wrangler | $50.00 | 10/24/2012 8:34:46 PM |
| supreme-p2p9 | $40.00 | 10/24/2012 9:50:51 PM |
| bob450-roth | $25.00 | 10/25/2012 9:30:51 AM |
| amart1983 | $25.00 | 10/25/2012 8:53:58 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:14:46 AM |
| HelpWhenNeeded | $50.00 | 10/25/2012 10:43:44 AM |
| desertoasis | $25.00 | 10/25/2012 1:38:14 PM |
| careful-vigilance4 | $25.00 | 10/25/2012 10:17:59 AM |
| 1willray | $25.00 | 10/25/2012 10:22:17 AM |
| Comoparklender | $25.00 | 10/25/2012 10:27:05 AM |
| Weaverville | $50.00 | 10/25/2012 4:24:37 PM |
| Boiler7777 | $25.00 | 10/25/2012 4:33:07 PM |
| friendinmoney | $25.00 | 10/25/2012 4:50:07 PM |
| the-credit-maker | $100.00 | 10/25/2012 5:05:02 PM |
| Jalebi | $25.00 | 10/25/2012 5:10:10 PM |
| 52digital | $75.00 | 10/25/2012 5:31:13 PM |
| Blackberry_Hill_AFH | $31.88 | 10/26/2012 4:39:02 AM |
| beachfunder | $169.00 | 10/25/2012 6:15:35 PM |
| planetibet | $25.00 | 10/26/2012 6:12:41 AM |
| Mad_Scientist | $25.00 | 10/26/2012 8:55:15 AM |
| payout-mongoose | $25.00 | 10/26/2012 4:09:17 AM |
| blackberry313 | $25.00 | 10/26/2012 6:02:19 AM |
| blue-entertaining-dinero | $25.00 | 10/26/2012 6:51:40 AM |
| payout-thinker7 | $25.00 | 10/26/2012 8:38:47 AM |
| crdcteng | $50.00 | 10/26/2012 9:08:31 AM |
| YampaQuant | $25.00 | 10/26/2012 9:10:59 AM |
| cp-family | $50.00 | 10/26/2012 9:09:37 AM |
| interstellar | $20.24 | 10/26/2012 9:23:46 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
659411
This series of Notes was issued and sold upon the funding of the borrower loan #76966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $222.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,757 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Bank-Man |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
740-759
(Sep-2009)
640-659
(Apr-2008)
580-599
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... payoff several high interest rate credit cards and allow me to close out at least one with VERY unfavorable terms. I will leave a balance on two cards I intend to keep as the interest rates are 6.99% and 0% currently. The resulting reduced revolving credit utilization will help improve my overall credit picture in preperation for my first home purchase in a few years. This will help me get out of the charging and consolidating cycle!
My financial situation:
I am a good candidate for this loan because...I take my financial obligations seriously. I had a previous Prosper loan several years ago that should help demonstrate to this audience my intent and ability to repay as agreed.
Please feel free to ask me questions, and thank you for your consideration.
Monthly net income: $ 3824
Monthly expenses: $ 1265
Housing: $ 540
Car expenses/insurance: $ 100
Utilities: $ 150
Credit cards and other loans: $ 475 ($200 is student loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| felicity-contributor3 | $50.00 | 10/25/2012 9:06:04 AM |
| oskizzle | $25.00 | 10/25/2012 9:03:17 AM |
| golffish2 | $25.00 | 10/25/2012 9:04:44 AM |
| worth-blanket2 | $5,850.00 | 10/25/2012 9:05:03 AM |
| CasaDeTomas | $42.00 | 10/25/2012 9:07:12 AM |
| toblerone | $8.00 | 10/25/2012 9:08:30 AM |
| community-burrito9 | $125.00 | 10/25/2012 9:06:18 AM |
| janeybooboo | $100.00 | 10/25/2012 9:03:02 AM |
| value-investor9 | $50.00 | 10/25/2012 9:07:05 AM |
| persistent-dinero953 | $25.00 | 10/25/2012 9:07:21 AM |
| historic-value7 | $200.00 | 10/25/2012 9:07:23 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
659457
This series of Notes was issued and sold upon the funding of the borrower loan #76897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $90.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,322 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| laudable-platinum2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to bridge the gap between semesters. I am an attorney but am continuing my education as an LL.M student.
My financial situation:
I am a good candidate for this loan because i have a guaranteed income next semester, as well as my employability will increase as a result of my completion of this program.
Monthly net income: $ 2,000
Monthly expenses: $
Housing: $650
Insurance: $ 120
Car expenses: $0
Utilities: $60
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $40
Other expenses: $ 120 (education loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/25/2012 7:24:26 AM |
| Interest2thePeople | $100.00 | 10/24/2012 5:07:12 PM |
| Dubbs360 | $300.00 | 10/24/2012 5:44:06 PM |
| Zingaro | $25.00 | 10/25/2012 9:01:47 AM |
| money-baron | $100.00 | 10/25/2012 10:43:15 AM |
| careful-vigilance4 | $25.00 | 10/25/2012 10:18:00 AM |
| WAREAGLE127 | $100.00 | 10/25/2012 10:41:28 AM |
| Benny-factor | $766.67 | 10/25/2012 2:13:18 PM |
| thrilling-fund427 | $50.00 | 10/24/2012 5:09:58 PM |
| Bob450 | $25.00 | 10/24/2012 7:14:17 PM |
| etraboulay | $50.00 | 10/24/2012 5:51:16 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:36 PM |
| well-rounded-payout0 | $50.00 | 10/24/2012 6:17:35 PM |
| transaction-circuit | $75.00 | 10/25/2012 9:52:05 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:14:53 AM |
| rce1964 | $25.00 | 10/25/2012 10:45:57 AM |
| bob450-roth | $25.00 | 10/25/2012 9:32:45 AM |
| HelpWhenNeeded | $50.00 | 10/25/2012 11:00:04 AM |
| point | $50.00 | 10/25/2012 10:40:15 AM |
| compatible-deal9 | $50.00 | 10/25/2012 11:53:17 AM |
| druidpoet | $33.33 | 10/25/2012 1:14:48 PM |
| paradise-foothill | $50.00 | 10/25/2012 1:42:44 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
659709
This series of Notes was issued and sold upon the funding of the borrower loan #77045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $155.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,223 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-arboretum6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...help my son with a purchase
My financial situation:
I am a good candidate for this loan because I have excellent credit, work history and payment history...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| repayment-pagoda8 | $100.00 | 10/24/2012 5:11:53 PM |
| magical-credit523 | $25.00 | 10/24/2012 5:14:31 PM |
| Dollars4Rent | $50.00 | 10/24/2012 5:38:32 PM |
| Perdita_II | $25.00 | 10/24/2012 5:08:10 PM |
| engaging-worth | $25.00 | 10/24/2012 5:10:16 PM |
| vigorous-payment6 | $25.00 | 10/24/2012 5:22:48 PM |
| FAsAreDUMB | $50.00 | 10/24/2012 7:16:02 PM |
| cordial-loan036 | $50.00 | 10/24/2012 5:41:13 PM |
| mdv | $25.00 | 10/24/2012 5:43:35 PM |
| blot44 | $25.00 | 10/24/2012 9:20:59 PM |
| neighborly-hope6 | $100.00 | 10/24/2012 5:57:28 PM |
| GoGators01 | $25.00 | 10/24/2012 5:53:26 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:39 PM |
| Vegasjim | $25.00 | 10/24/2012 6:18:46 PM |
| suave-durability1 | $50.00 | 10/25/2012 8:18:49 AM |
| punctual-fund | $25.00 | 10/24/2012 6:31:40 PM |
| prudent-deal662 | $25.00 | 10/24/2012 6:28:54 PM |
| heart514 | $25.00 | 10/24/2012 7:06:26 PM |
| tommyb34 | $25.00 | 10/24/2012 7:26:23 PM |
| robust-loyalty | $50.00 | 10/24/2012 8:18:47 PM |
| order-geyser1 | $50.00 | 10/24/2012 8:27:02 PM |
| currency-chihuahua3 | $50.00 | 10/25/2012 9:45:52 AM |
| first-felicity-pursuit | $25.00 | 10/25/2012 8:09:24 AM |
| responsive-worth5 | $50.00 | 10/25/2012 7:37:41 AM |
| Aimvest | $25.00 | 10/25/2012 9:57:21 AM |
| Ripsaw4U | $50.00 | 10/25/2012 9:04:36 AM |
| D911ave | $50.00 | 10/25/2012 9:16:58 AM |
| giftgold | $25.00 | 10/25/2012 12:09:08 PM |
| skillful-finance | $25.00 | 10/25/2012 10:13:30 AM |
| top-unforgettable-income | $25.00 | 10/25/2012 10:03:54 AM |
| unbeatable-integrity822 | $30.00 | 10/25/2012 2:25:49 PM |
| lionheart722 | $100.00 | 10/25/2012 10:24:36 AM |
| cello1 | $25.00 | 10/25/2012 3:47:54 PM |
| TGGGGGGGGGGGGGGG | $25.00 | 10/25/2012 11:00:10 AM |
| generosity-willow1 | $50.00 | 10/25/2012 1:01:52 PM |
| BlessedEveryDay | $25.00 | 10/25/2012 1:29:56 PM |
| moola-rose8 | $50.00 | 10/25/2012 1:32:45 PM |
| BidDaddyBigBucks | $25.00 | 10/25/2012 5:20:26 PM |
| MKKBucks | $25.00 | 10/25/2012 2:59:56 PM |
| Jalebi | $25.00 | 10/25/2012 5:10:13 PM |
| fund-cypress910 | $25.00 | 10/25/2012 5:08:40 PM |
| Plutis | $25.00 | 10/25/2012 5:09:43 PM |
| soarmore | $25.00 | 10/25/2012 5:09:53 PM |
| octoberfresh | $25.00 | 10/25/2012 5:15:58 PM |
| damage | $25.00 | 10/25/2012 5:24:17 PM |
| PThor | $25.00 | 10/25/2012 5:20:33 PM |
| QuincyCapital | $25.00 | 10/25/2012 5:21:35 PM |
| Aberdeen | $100.00 | 10/24/2012 6:30:07 PM |
| shaps | $50.00 | 10/24/2012 5:22:56 PM |
| kfrench | $75.00 | 10/24/2012 5:52:53 PM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 5:04:54 PM |
| patriot897 | $25.00 | 10/24/2012 6:19:19 PM |
| bellaquito | $500.00 | 10/24/2012 6:47:24 PM |
| obedient-payout0 | $25.00 | 10/24/2012 5:41:29 PM |
| thickhead | $25.00 | 10/24/2012 5:43:24 PM |
| cwegert | $25.00 | 10/24/2012 9:44:37 PM |
| swampman | $25.00 | 10/24/2012 9:04:23 PM |
| tender-wealth0 | $25.00 | 10/25/2012 6:15:35 AM |
| market-maximizer472 | $25.00 | 10/25/2012 7:10:33 AM |
| rlmtr | $25.00 | 10/25/2012 7:49:38 AM |
| cerebral-dollar773 | $44.28 | 10/25/2012 8:40:41 AM |
| radforj22 | $100.00 | 10/25/2012 8:42:27 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:14:58 AM |
| cash-vault | $25.00 | 10/25/2012 10:50:56 AM |
| Rivervale_Westwood | $25.00 | 10/25/2012 9:30:20 AM |
| availableloan | $25.00 | 10/25/2012 9:43:36 AM |
| important-ore | $150.00 | 10/25/2012 9:46:50 AM |
| zwx1997 | $25.00 | 10/25/2012 12:35:27 PM |
| Phryne | $50.00 | 10/25/2012 1:06:45 PM |
| Benny-factor | $1,000.00 | 10/25/2012 2:14:14 PM |
| pound-albatross7 | $50.00 | 10/25/2012 4:05:27 PM |
| trade-solo | $25.00 | 10/25/2012 5:00:57 PM |
| red-fervent-deal | $50.00 | 10/25/2012 10:45:37 AM |
| inspiring-kindness062 | $50.00 | 10/25/2012 5:03:20 PM |
| lagnisiruk | $25.00 | 10/25/2012 5:14:33 PM |
| justinology | $25.00 | 10/25/2012 1:10:40 PM |
| bold-worth-wrangler | $150.00 | 10/25/2012 2:38:19 PM |
| blue-useful-auction | $25.00 | 10/25/2012 1:39:19 PM |
| radareye2 | $25.00 | 10/25/2012 1:44:44 PM |
| a2190b | $25.72 | 10/25/2012 2:57:09 PM |
| FundMaker | $25.00 | 10/25/2012 3:19:37 PM |
| holdem-donk | $25.00 | 10/25/2012 4:11:26 PM |
| fervent-reward0 | $25.00 | 10/25/2012 4:54:42 PM |
| friendinmoney | $30.00 | 10/25/2012 4:55:52 PM |
| transaction-puppy6 | $25.00 | 10/25/2012 5:08:14 PM |
| FmrEngr2Phd | $25.00 | 10/25/2012 5:05:24 PM |
| miket71 | $30.00 | 10/25/2012 5:06:26 PM |
| loan-lionheart6 | $25.00 | 10/25/2012 5:10:21 PM |
| mschoenf | $100.00 | 10/25/2012 5:19:13 PM |
| Jassi | $25.00 | 10/25/2012 5:23:31 PM |
| SwiDaddy | $25.00 | 10/25/2012 5:24:06 PM |
| SMVM87 | $50.00 | 10/25/2012 5:21:52 PM |
| reward-galaxy | $25.00 | 10/25/2012 5:22:16 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
659791
This series of Notes was issued and sold upon the funding of the borrower loan #76683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $84.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 76 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,245 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| suave-pound7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
680-699
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff small credit card debt and a few outstanding medical bills from and unforeseen hospital stay back in July.
My financial situation:
I am a good candidate for this loan because I have a full time job and currently studying for a certification. This certification will allow me to get a part time job where I can payoff my debt sooner.
Monthly net income: $ 5000
Monthly expenses: $
Housing: $1800
Insurance: $115
Car expenses: $ 585
Utilities: $ 100
Phone, cable, internet: $85
Food, entertainment: $ 100
Clothing, household expenses: $125
Credit cards and other loans: $ 325
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $350.00 | 10/24/2012 9:02:55 AM |
| InChicago | $120.04 | 10/24/2012 9:03:27 AM |
| marinbb | $50.00 | 10/24/2012 9:04:16 AM |
| frantic-retirement | $100.00 | 10/24/2012 9:02:56 AM |
| Bob450 | $25.00 | 10/24/2012 9:06:00 AM |
| BankofRon_IRA | $58.00 | 10/24/2012 9:20:00 AM |
| NekHoldings | $25.00 | 10/24/2012 9:03:28 AM |
| handy-justice | $100.00 | 10/24/2012 9:04:29 AM |
| caper945 | $100.00 | 10/24/2012 9:07:15 AM |
| Bad_Debt | $25.00 | 10/24/2012 9:08:06 AM |
| neuroshred | $66.08 | 10/24/2012 9:13:14 AM |
| green-trade-dolphin | $25.03 | 10/24/2012 9:17:08 AM |
| scholarly-order6 | $75.00 | 10/24/2012 9:17:02 AM |
| slowgains | $25.00 | 10/24/2012 9:25:32 AM |
| fascinating-generosity3 | $300.00 | 10/24/2012 9:02:55 AM |
| fascinating-generosity3 | $126.47 | 10/24/2012 9:03:57 AM |
| LittleMingo | $30.00 | 10/24/2012 9:03:37 AM |
| MoneyForNothing | $30.20 | 10/24/2012 9:03:51 AM |
| RGlad | $100.00 | 10/24/2012 9:03:53 AM |
| Danjack_Capital | $25.00 | 10/24/2012 9:04:23 AM |
| thorough-payout8 | $25.00 | 10/24/2012 9:04:39 AM |
| community-burrito9 | $75.00 | 10/24/2012 9:07:23 AM |
| mrxtravis | $25.00 | 10/24/2012 9:25:47 AM |
| cr8on | $75.00 | 10/24/2012 9:26:50 AM |
| janeybooboo | $100.00 | 10/24/2012 9:03:40 AM |
| trumpeter5 | $25.00 | 10/24/2012 9:04:26 AM |
| Dusigrosz | $159.00 | 10/24/2012 9:04:39 AM |
| vutah | $35.00 | 10/24/2012 9:05:47 AM |
| felicity-contributor3 | $35.00 | 10/24/2012 9:06:09 AM |
| ALANGREANSPAN | $25.00 | 10/24/2012 9:06:23 AM |
| 312-Lender | $102.05 | 10/24/2012 9:10:02 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 9:11:31 AM |
| availableloan | $25.00 | 10/24/2012 9:12:20 AM |
| The_Phantom | $25.00 | 10/24/2012 9:14:57 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
659797
This series of Notes was issued and sold upon the funding of the borrower loan #77042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 22.78% |
Borrower rate/APR:
| 23.78% / 31.73% |
Monthly payment:
| $377.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.70% | | |
| |
Estimated return*:
| 6.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,514 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensational-treasure060 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...Taxes
My financial situation:
I am a good candidate for this loan because...I have good credit and plan to pay this off early
Monthly net income: $3000.00
Monthly expenses: $2500.00
Housing: $1000
Insurance: $100
Car expenses: $200
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rakem777 | $25.00 | 10/25/2012 9:08:07 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:15:52 AM |
| etraboulay | $50.00 | 10/25/2012 9:22:12 AM |
| asset-professor | $100.00 | 10/25/2012 9:49:44 AM |
| priceless-capital0 | $40.00 | 10/25/2012 2:07:49 PM |
| value-allocator1 | $100.00 | 10/25/2012 10:09:57 AM |
| power-chihuahua | $25.00 | 10/25/2012 10:24:53 AM |
| wwwUniversal | $25.00 | 10/25/2012 10:25:13 AM |
| bonus-animal4 | $125.00 | 10/25/2012 3:37:55 PM |
| UncleBuffett | $50.00 | 10/25/2012 3:59:30 PM |
| cashcache | $25.00 | 10/25/2012 4:37:41 PM |
| the-credit-maker | $87.00 | 10/25/2012 5:05:03 PM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:05:43 AM |
| Jalebi | $25.00 | 10/25/2012 5:10:16 PM |
| octoberfresh | $25.00 | 10/25/2012 5:15:59 PM |
| Quiza12 | $50.00 | 10/25/2012 12:50:01 PM |
| global-invest-group | $50.00 | 10/25/2012 2:30:08 PM |
| enticing-affluence6 | $75.00 | 10/25/2012 2:36:50 PM |
| johnyv40 | $25.00 | 10/25/2012 3:48:25 PM |
| KB-IRA | $100.00 | 10/25/2012 4:12:06 PM |
| daisy192 | $46.97 | 10/25/2012 4:17:39 PM |
| g-mak-fund | $25.00 | 10/25/2012 4:26:18 PM |
| refresher211 | $69.37 | 10/25/2012 5:20:44 PM |
| paxnj | $25.00 | 10/25/2012 10:03:12 AM |
| FormulaOneFan | $25.00 | 10/25/2012 9:10:27 AM |
| britches613 | $25.00 | 10/25/2012 10:28:53 AM |
| newest-generous-income | $25.00 | 10/25/2012 9:18:48 AM |
| the-sweet-penny2 | $25.00 | 10/25/2012 11:56:13 AM |
| scrappy-diversification7 | $2,000.00 | 10/25/2012 9:51:41 AM |
| Fund-2032 | $50.00 | 10/25/2012 2:16:15 PM |
| wealth-multiplier | $25.00 | 10/25/2012 2:33:25 PM |
| wealth-funkmaster8 | $50.73 | 10/25/2012 2:36:57 PM |
| green-punctual-coin | $36.00 | 10/25/2012 2:55:08 PM |
| coin-gusto | $25.00 | 10/25/2012 10:24:25 AM |
| Bank42 | $25.00 | 10/25/2012 10:29:24 AM |
| magical-kindness888888 | $75.00 | 10/25/2012 10:36:53 AM |
| ideal-velocity7 | $57.93 | 10/25/2012 5:08:24 PM |
| elfincove | $39.59 | 10/25/2012 11:57:10 AM |
| the-wealth-taxi | $32.12 | 10/25/2012 5:11:11 PM |
| The_Engineer | $25.00 | 10/25/2012 1:05:00 PM |
| a-noble-coin | $25.00 | 10/25/2012 3:40:03 PM |
| smart-platinum7 | $72.41 | 10/25/2012 3:19:48 PM |
| BBsapphire-2-loan | $100.00 | 10/25/2012 3:26:03 PM |
| magical-kindness888888 | $50.00 | 10/25/2012 4:35:16 PM |
| credit-grove9 | $25.00 | 10/25/2012 4:15:40 PM |
| wattboy | $25.00 | 10/25/2012 4:27:12 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
659923
This series of Notes was issued and sold upon the funding of the borrower loan #76973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $144.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,386 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| helm |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2012)
660-679
(Nov-2009)
|
|
Principal balance:
| $4,173.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 10/24/2012 9:06:17 AM |
| magical-credit523 | $25.00 | 10/24/2012 9:06:28 AM |
| kdsmaclean | $25.00 | 10/24/2012 9:22:16 AM |
| janeybooboo | $100.00 | 10/24/2012 9:05:41 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:59 AM |
| felicity-contributor3 | $35.00 | 10/24/2012 9:14:12 AM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 9:17:27 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:23 AM |
| MichaelProsper | $40.00 | 10/24/2012 9:36:51 AM |
| unique-market9 | $26.99 | 10/24/2012 11:50:46 AM |
| intuitive-benefit3 | $100.00 | 10/24/2012 9:52:42 AM |
| listing-enlightenment1 | $100.00 | 10/24/2012 12:35:23 PM |
| dpa24 | $26.00 | 10/24/2012 3:18:36 PM |
| E_G | $50.00 | 10/24/2012 10:23:22 AM |
| nex | $25.00 | 10/24/2012 10:44:18 AM |
| marwadi-62 | $200.00 | 10/24/2012 10:49:21 AM |
| hidavehi | $32.00 | 10/24/2012 10:52:52 AM |
| ideal-fund042 | $25.00 | 10/24/2012 10:55:16 AM |
| responsive-wampum8 | $25.00 | 10/24/2012 10:59:16 AM |
| 12Knocksinna | $25.00 | 10/24/2012 11:17:08 AM |
| Blucruz | $100.00 | 10/24/2012 11:17:20 AM |
| bellaquito | $500.00 | 10/24/2012 11:18:51 AM |
| genuine-loan0 | $50.00 | 10/24/2012 11:24:10 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:52 AM |
| rlmtr | $25.00 | 10/24/2012 11:24:58 AM |
| acepoint | $25.00 | 10/24/2012 12:11:28 PM |
| compatible-deal9 | $25.00 | 10/24/2012 12:27:01 PM |
| supreme-dollar5 | $25.00 | 10/24/2012 12:33:37 PM |
| heavenly-social1 | $50.00 | 10/24/2012 2:44:05 PM |
| gilbrear | $25.00 | 10/24/2012 3:22:36 PM |
| fair-interest6 | $25.00 | 10/24/2012 3:44:25 PM |
| payout-detective7 | $50.00 | 10/24/2012 4:06:00 PM |
| foxy-marketplace2 | $100.00 | 10/24/2012 6:08:24 PM |
| FortuneFundII | $177.00 | 10/24/2012 5:08:22 PM |
| john0720 | $50.00 | 10/24/2012 6:19:23 PM |
| toblerone | $25.00 | 10/24/2012 6:41:32 PM |
| bold-riveting-social | $50.00 | 10/24/2012 5:27:57 PM |
| TPDODGER | $35.00 | 10/24/2012 8:41:58 PM |
| Future-Await21 | $25.00 | 10/25/2012 1:27:39 AM |
| indomitable-money676 | $25.00 | 10/24/2012 7:15:23 PM |
| new-dedication-travels | $25.00 | 10/24/2012 8:13:01 PM |
| order-geyser1 | $50.00 | 10/24/2012 8:27:01 PM |
| payout-bridge | $25.00 | 10/24/2012 10:02:43 PM |
| Leopoldine | $25.00 | 10/24/2012 10:14:31 PM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:48:31 AM |
| Benny-factor | $1,167.52 | 10/25/2012 4:51:28 AM |
| community-burrito9 | $25.00 | 10/24/2012 9:06:54 AM |
| yield-voyager8 | $25.00 | 10/24/2012 9:22:04 AM |
| FinanceEngine | $60.00 | 10/24/2012 10:09:17 AM |
| wild_carrot | $25.00 | 10/24/2012 2:27:46 PM |
| diggingupward | $25.00 | 10/24/2012 2:37:39 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 10:12:47 AM |
| spry-justice9 | $250.00 | 10/24/2012 2:41:27 PM |
| punctual-fund | $25.00 | 10/24/2012 3:40:30 PM |
| moola-accelerator6 | $35.00 | 10/24/2012 10:29:41 AM |
| gravbox | $25.00 | 10/24/2012 10:33:22 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:18 AM |
| Dubbs360 | $275.00 | 10/24/2012 10:39:55 AM |
| return-smasher2 | $38.48 | 10/24/2012 11:05:46 AM |
| Vegasjim | $25.00 | 10/24/2012 11:16:12 AM |
| openness-outpost7 | $25.00 | 10/24/2012 12:26:15 PM |
| ethical-truth211 | $100.00 | 10/24/2012 1:42:27 PM |
| lawyervon | $25.00 | 10/24/2012 5:49:10 PM |
| nebula076 | $200.00 | 10/24/2012 1:57:47 PM |
| heart514 | $25.00 | 10/24/2012 7:06:21 PM |
| neumarcx | $100.00 | 10/24/2012 5:40:27 PM |
| shrewd-gain7 | $25.00 | 10/24/2012 10:06:28 PM |
| Silverling6 | $52.00 | 10/24/2012 6:31:57 PM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:31 PM |
| rawman | $25.00 | 10/24/2012 6:48:58 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 7:48:00 PM |
| excellent-investment636 | $500.00 | 10/24/2012 9:14:19 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
660071
This series of Notes was issued and sold upon the funding of the borrower loan #76939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $127.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $262,224 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-karate |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
720-739
(Jan-2011)
720-739
(Sep-2010)
720-739
(Jul-2010)
|
|
Principal balance:
| $4,563.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Business
Purpose of loan: Business Inventory Purchasing
This loan will be used to...purchase inventory we are producing for the holiday selling season.
My financial situation: Good, but will be much better once I have the funds to produce the products my customers want. Traditional banks simply will not loan to small business, so I look once again to Prosper for the help that.
I am a good candidate for this loan because...my company produces home decor products that cannot be found anywhere else, and are in higher demand than we have been able to meet. Our current production run is for merchandise customers have requested and are on our waiting lists to purchase.
Monthly net income: $8000
Monthly expenses: $
Housing: $1150
Insurance: $300
Car expenses: $650
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $800
Credit cards and other loans: $2000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $350.00 | 10/25/2012 5:00:47 PM |
| trumpeter5 | $25.00 | 10/25/2012 5:01:54 PM |
| MoneyForNothing | $52.32 | 10/25/2012 5:02:03 PM |
| witty-openness | $25.00 | 10/25/2012 5:40:11 PM |
| handy-justice | $25.00 | 10/25/2012 5:04:08 PM |
| benjamins-rumbler | $50.00 | 10/25/2012 5:52:35 PM |
| BankofRon_IRA | $100.00 | 10/25/2012 6:01:05 PM |
| money-baron | $100.00 | 10/25/2012 6:02:10 PM |
| wwwUniversal | $25.00 | 10/25/2012 6:12:01 PM |
| open-minded-p2p1 | $25.00 | 10/25/2012 6:21:00 PM |
| respectful-dough429 | $25.00 | 10/25/2012 6:34:50 PM |
| Bank42 | $25.00 | 10/25/2012 5:44:45 PM |
| paxnj | $25.00 | 10/25/2012 6:01:37 PM |
| mad-scientist418 | $25.00 | 10/25/2012 6:09:57 PM |
| jhouman | $50.00 | 10/25/2012 6:19:06 PM |
| well-rounded-payout0 | $50.00 | 10/25/2012 6:34:26 PM |
| peace-adventurer3 | $25.00 | 10/25/2012 6:50:28 PM |
| well-rounded-dinero | $25.00 | 10/25/2012 6:52:18 PM |
| Narcolepsyjr | $25.00 | 10/25/2012 6:58:26 PM |
| thehousewife | $50.00 | 10/25/2012 7:14:36 PM |
| peso-bonaza | $17.15 | 10/25/2012 7:32:13 PM |
| LittleMingo | $30.00 | 10/25/2012 5:02:06 PM |
| alexander-hamilton | $50.00 | 10/25/2012 5:40:19 PM |
| Feyenoord | $30.00 | 10/25/2012 5:21:26 PM |
| transaction-seahorse0 | $25.00 | 10/25/2012 5:26:09 PM |
| Dusigrosz | $173.00 | 10/25/2012 5:03:36 PM |
| green-trade-dolphin | $58.02 | 10/25/2012 5:01:16 PM |
| janeybooboo | $75.00 | 10/25/2012 5:02:00 PM |
| ILoveBearHats | $25.00 | 10/25/2012 6:07:43 PM |
| MStax | $100.00 | 10/25/2012 5:22:02 PM |
| Mountain-Lion-IRA1 | $25.00 | 10/25/2012 5:24:23 PM |
| moola-accelerator6 | $30.00 | 10/25/2012 6:29:11 PM |
| Budro | $25.00 | 10/25/2012 6:57:13 PM |
| power-chihuahua | $25.00 | 10/25/2012 5:45:24 PM |
| thankful-nickel2 | $25.00 | 10/25/2012 5:47:30 PM |
| etraboulay | $50.00 | 10/25/2012 6:03:32 PM |
| Banker2OO7 | $75.00 | 10/25/2012 6:08:11 PM |
| shawnw2 | $325.00 | 10/25/2012 6:24:59 PM |
| Zoomzoom22 | $312.51 | 10/25/2012 6:19:04 PM |
| RGlad | $65.00 | 10/25/2012 6:30:39 PM |
| thrifty-capital | $32.00 | 10/25/2012 6:39:03 PM |
| brightest-organized-balance | $25.00 | 10/25/2012 6:50:41 PM |
| 01a_MrUSC_IRA | $50.00 | 10/25/2012 7:04:02 PM |
| Dubbs360 | $225.00 | 10/25/2012 7:19:41 PM |
| 01a_MrUSC | $25.00 | 10/25/2012 7:16:17 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
611460
This series of Notes was issued and sold upon the funding of the borrower loan #76705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $668.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,556 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-carnival2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 85% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 15% )
| 720-739
(Sep-2011)
|
|
Principal balance:
| $3,430.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off multiple credit cards.
My financial situation:
I am a good candidate for this loan because I am a responsible borrower with an MBA degree. I have a stable job that I have been in for 14+ years. I have been in the same home for 12 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 10/19/2012 5:08:48 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:31 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:31 PM |
| shaps | $50.00 | 10/19/2012 5:32:21 PM |
| community-burrito9 | $25.00 | 10/19/2012 5:11:36 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:06 PM |
| friedokra | $25.00 | 10/19/2012 5:21:50 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:36 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:24 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:32:59 PM |
| oracle3 | $50.00 | 10/19/2012 5:18:57 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:40 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:26 PM |
| indomitable-coin | $25.00 | 10/19/2012 5:47:36 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:24 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:49 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:00 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:54:57 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:58:35 PM |
| Vegasjim | $25.00 | 10/19/2012 6:25:35 PM |
| etraboulay | $50.00 | 10/19/2012 6:08:56 PM |
| Win_With_P2P | $25.00 | 10/20/2012 6:28:52 AM |
| income-buffalo1 | $50.00 | 10/20/2012 7:53:32 AM |
| mlpinz | $43.00 | 10/20/2012 7:55:16 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:11 AM |
| moola-accelerator6 | $25.00 | 10/19/2012 6:47:44 PM |
| silver-breeze3 | $35.00 | 10/20/2012 10:26:55 AM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:51:23 AM |
| vines99 | $25.00 | 10/19/2012 10:20:00 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:34:17 PM |
| awesome-generosity4 | $50.00 | 10/20/2012 6:19:20 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:29:09 AM |
| Stillinutah | $28.48 | 10/20/2012 11:12:41 AM |
| compoundinterest | $25.00 | 10/20/2012 12:06:48 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:29 PM |
| justreturns | $25.00 | 10/20/2012 12:43:49 PM |
| Hawaiibynight | $25.00 | 10/20/2012 12:43:54 PM |
| mizon291 | $25.00 | 10/20/2012 12:48:13 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:43 PM |
| unrivaled-deal676 | $50.00 | 10/20/2012 12:49:28 PM |
| 108lender | $200.00 | 10/20/2012 1:08:32 PM |
| marketplace-singularity3 | $25.00 | 10/20/2012 2:38:26 PM |
| x-lender | $25.00 | 10/20/2012 1:18:22 PM |
| Frankieb21 | $25.00 | 10/20/2012 1:56:11 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:43 PM |
| thrifty-transaction578 | $25.00 | 10/20/2012 1:36:15 PM |
| dukeiyer | $25.00 | 10/20/2012 2:32:47 PM |
| pious-benjamins1 | $33.00 | 10/21/2012 12:04:31 AM |
| LaGrangeLender | $60.00 | 10/20/2012 1:57:31 PM |
| whitegold24k | $150.00 | 10/21/2012 9:09:19 AM |
| 08bob | $25.00 | 10/21/2012 10:31:03 AM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:03 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:26 PM |
| be_wise | $25.00 | 10/20/2012 7:48:37 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:38 PM |
| compatible-deal9 | $50.00 | 10/21/2012 10:38:24 AM |
| tranquil-revenue | $25.00 | 10/21/2012 12:20:57 PM |
| Solid-Platinum | $30.00 | 10/21/2012 1:04:22 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:51:37 PM |
| bb575 | $50.00 | 10/21/2012 8:22:30 PM |
| drkosh | $25.00 | 10/21/2012 3:26:24 PM |
| tranquil-diversification8 | $44.95 | 10/21/2012 4:30:34 PM |
| Goldberry | $40.00 | 10/21/2012 4:50:23 PM |
| reinforced-gain7 | $500.00 | 10/22/2012 8:31:31 AM |
| balanced-marketplace9 | $25.00 | 10/21/2012 4:17:46 PM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:19 PM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:54 AM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:42 PM |
| MissionMicroFinance | $25.00 | 10/22/2012 9:10:37 AM |
| phenomenal-rate1 | $161.00 | 10/22/2012 9:10:52 AM |
| Cronos | $100.00 | 10/21/2012 10:58:45 PM |
| prossperous01 | $25.00 | 10/22/2012 7:17:01 AM |
| bid-fluffy-bunny3 | $25.00 | 10/22/2012 9:54:50 AM |
| benevolent-loot5 | $34.00 | 10/22/2012 9:20:24 AM |
| abundanceforever | $52.50 | 10/22/2012 9:21:37 AM |
| durability-warmth | $50.00 | 10/22/2012 9:24:05 AM |
| wise-virtuous-vigilance | $100.00 | 10/22/2012 9:25:13 AM |
| emphatic-responsibility | $32.00 | 10/22/2012 9:29:01 AM |
| misit | $25.00 | 10/22/2012 12:17:48 PM |
| Arvicco | $400.00 | 10/22/2012 9:31:40 AM |
| LeReve | $500.00 | 10/22/2012 9:32:08 AM |
| restless-nickel158 | $50.00 | 10/22/2012 2:37:01 PM |
| Malkial | $50.00 | 10/22/2012 3:26:06 PM |
| EdPoe | $100.00 | 10/22/2012 3:37:45 PM |
| rate-allocator | $30.00 | 10/22/2012 10:14:11 AM |
| Cali123 | $25.00 | 10/22/2012 10:47:55 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:02 AM |
| Plutis | $25.00 | 10/22/2012 5:09:39 PM |
| pdub | $750.00 | 10/22/2012 12:57:09 PM |
| magical-fairness4 | $25.00 | 10/22/2012 2:49:35 PM |
| Coco_Chanel | $25.00 | 10/22/2012 3:27:47 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:31 PM |
| keen-credit6 | $28.00 | 10/22/2012 5:07:54 PM |
| zassociate | $200.00 | 10/22/2012 5:11:07 PM |
| educationfirst | $50.00 | 10/22/2012 5:30:53 PM |
| mschoenf | $91.00 | 10/22/2012 5:18:26 PM |
| Sotando | $25.00 | 10/22/2012 5:21:06 PM |
| impartial-deal | $25.00 | 10/22/2012 5:24:35 PM |
| Glory_Honor_Orange | $100.00 | 10/22/2012 6:24:33 PM |
| brandonm78 | $25.00 | 10/22/2012 6:12:47 PM |
| Cash4U2also | $25.00 | 10/23/2012 1:44:59 AM |
| yzerizef | $30.00 | 10/23/2012 4:45:14 AM |
| repayment-uprising | $25.00 | 10/23/2012 6:01:23 AM |
| investment-comet | $25.00 | 10/23/2012 7:12:03 AM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:29:42 PM |
| Kaliafx | $457.40 | 10/23/2012 8:46:47 AM |
| oxnard | $100.00 | 10/22/2012 10:10:19 PM |
| payout-detective7 | $25.00 | 10/23/2012 1:10:11 AM |
| starry2001 | $25.00 | 10/23/2012 4:54:40 AM |
| simeonthewhale | $25.00 | 10/23/2012 5:29:05 AM |
| powerful-cash7 | $50.00 | 10/23/2012 5:39:31 AM |
| worldly-income2 | $25.00 | 10/23/2012 6:22:01 AM |
| sgt-schultz | $30.00 | 10/23/2012 6:50:29 AM |
| agreement-confidant5 | $25.00 | 10/23/2012 7:58:37 AM |
| best-basis-trooper | $50.00 | 10/23/2012 8:28:33 AM |
| social-aspen097 | $27.00 | 10/23/2012 9:07:59 AM |
| social-attraction463 | $25.00 | 10/23/2012 9:39:06 AM |
| j2ee | $50.00 | 10/23/2012 9:09:46 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:50 AM |
| trade-burrito4 | $35.00 | 10/23/2012 9:44:21 AM |
| currency-persimmon | $25.00 | 10/23/2012 9:19:31 AM |
| lagnisiruk | $25.00 | 10/23/2012 9:24:39 AM |
| currency-scientist7 | $25.00 | 10/23/2012 9:29:51 AM |
| Great-Mom | $25.00 | 10/23/2012 9:29:03 AM |
| Zoomie | $25.00 | 10/23/2012 9:42:53 AM |
| daddysgotya | $50.00 | 10/23/2012 11:51:52 AM |
| impeccable-community589808 | $100.00 | 10/23/2012 10:11:17 AM |
| blue-kindness-conga | $25.00 | 10/23/2012 10:17:54 AM |
| lostontheedge | $25.00 | 10/23/2012 10:18:37 AM |
| mtquan | $25.00 | 10/23/2012 10:22:07 AM |
| RocketSurgeon | $25.00 | 10/23/2012 10:23:52 AM |
| trident9 | $100.00 | 10/23/2012 10:30:20 AM |
| Wu_Minghua | $27.50 | 10/23/2012 10:54:48 AM |
| ralph44 | $50.00 | 10/23/2012 10:57:35 AM |
| payout-detective7 | $27.00 | 10/23/2012 11:05:14 AM |
| saver266 | $30.00 | 10/23/2012 11:41:22 AM |
| payout-paladin3 | $500.00 | 10/19/2012 6:54:38 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:16 PM |
| green28 | $50.00 | 10/19/2012 5:35:07 PM |
| skuba | $50.00 | 10/19/2012 5:13:01 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:39 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:13 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:52 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:20 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:49 PM |
| E_G | $50.00 | 10/19/2012 6:12:45 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:39 PM |
| FortuneFund | $200.00 | 10/19/2012 6:06:41 PM |
| payout-paladin3 | $500.00 | 10/19/2012 7:59:10 PM |
| entertaining-revenue4 | $50.00 | 10/19/2012 6:14:10 PM |
| iidemosthenesii | $25.00 | 10/19/2012 6:14:25 PM |
| bellaquito | $500.00 | 10/19/2012 7:01:22 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:49 PM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:24 PM |
| market-maple | $50.00 | 10/20/2012 7:50:06 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:27 AM |
| hope-candy1 | $75.00 | 10/20/2012 9:47:32 AM |
| AFairDeal | $25.00 | 10/20/2012 12:16:15 PM |
| dainova | $25.00 | 10/20/2012 12:49:06 PM |
| awwaww | $25.00 | 10/20/2012 12:52:08 PM |
| Investoman | $25.00 | 10/20/2012 1:27:12 PM |
| ready-bid9 | $50.00 | 10/20/2012 1:34:03 PM |
| zoomdrm57 | $25.00 | 10/20/2012 2:00:00 PM |
| Bamaman205 | $25.00 | 10/20/2012 1:27:58 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:25 PM |
| redrose1518 | $40.00 | 10/20/2012 5:22:43 PM |
| starapple | $25.00 | 10/21/2012 12:05:16 AM |
| dough-hammock | $25.00 | 10/20/2012 2:40:23 PM |
| TMBank | $28.00 | 10/21/2012 8:31:22 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:57:14 AM |
| Badgworth | $50.00 | 10/20/2012 4:33:56 PM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:11 PM |
| radforj22 | $50.00 | 10/20/2012 3:15:11 PM |
| mansim | $25.10 | 10/20/2012 7:52:48 PM |
| leverage-galleon | $30.00 | 10/20/2012 11:12:20 PM |
| georgethesir | $50.00 | 10/21/2012 8:22:02 AM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:26 PM |
| Willylump | $25.00 | 10/21/2012 12:59:19 PM |
| cozy-principal883 | $35.82 | 10/21/2012 11:04:23 AM |
| Forge_Survival_Supply_Com | $25.00 | 10/21/2012 9:37:56 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:57 AM |
| FWF-kinetic | $25.00 | 10/21/2012 4:38:32 PM |
| williamgates | $25.00 | 10/21/2012 6:50:20 PM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:23:10 AM |
| treasure-bliss | $50.00 | 10/22/2012 7:39:20 AM |
| social-zebra | $30.32 | 10/21/2012 4:17:41 PM |
| ddog0224 | $100.00 | 10/21/2012 6:55:53 PM |
| affluence-microscope2 | $200.00 | 10/22/2012 9:08:55 AM |
| antlr | $25.00 | 10/21/2012 9:48:49 PM |
| investorguy3000 | $25.00 | 10/22/2012 1:06:26 AM |
| flexible-rate1 | $25.00 | 10/22/2012 9:17:16 AM |
| balance-tamer7 | $125.00 | 10/22/2012 6:16:11 AM |
| Obiwan_Kanobi | $25.00 | 10/22/2012 7:19:56 AM |
| radiant-dollar9 | $200.00 | 10/22/2012 9:26:35 AM |
| versatile-dime442 | $41.00 | 10/22/2012 9:27:49 AM |
| DoctorJoe | $25.00 | 10/22/2012 7:57:10 AM |
| youthful-peace4 | $25.00 | 10/22/2012 6:10:47 AM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:33 AM |
| dough-cherry4 | $25.00 | 10/22/2012 10:39:41 AM |
| windguy | $50.00 | 10/22/2012 9:30:19 AM |
| purposeful-durability8 | $100.00 | 10/22/2012 9:34:18 AM |
| Mid-Ocean | $50.00 | 10/22/2012 1:11:21 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:02 AM |
| standanddeliver | $50.00 | 10/22/2012 10:11:39 AM |
| the-happy-dough | $250.00 | 10/22/2012 10:59:21 AM |
| bill-sequoia7 | $25.00 | 10/22/2012 10:59:43 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:07 PM |
| leverage-monger | $25.00 | 10/22/2012 2:55:11 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:12 PM |
| orange-elated-contract | $35.53 | 10/22/2012 4:12:35 PM |
| bold-worth-wrangler | $100.34 | 10/22/2012 4:42:33 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:42 PM |
| influential-benjamins0 | $100.00 | 10/22/2012 5:28:18 PM |
| ChrisJB | $25.00 | 10/22/2012 5:47:28 PM |
| TennSquire | $25.00 | 10/22/2012 5:51:32 PM |
| hitsman | $50.00 | 10/22/2012 5:32:47 PM |
| entertaining-rate9 | $25.00 | 10/22/2012 5:38:18 PM |
| loyalty-locomotive | $25.00 | 10/22/2012 5:42:10 PM |
| lekkerguy | $31.00 | 10/22/2012 6:17:37 PM |
| reward-giant1 | $48.00 | 10/22/2012 5:44:39 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:29 PM |
| Benny-factor | $1,250.00 | 10/22/2012 6:44:51 PM |
| Lea1791 | $31.78 | 10/22/2012 6:54:49 PM |
| blue-vigilance-nest | $100.00 | 10/22/2012 6:06:23 PM |
| everythingbagel | $100.00 | 10/22/2012 6:16:14 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:32:59 PM |
| Munnie | $25.00 | 10/23/2012 6:01:20 AM |
| urbny | $36.33 | 10/23/2012 6:46:14 AM |
| just-loyalty643 | $50.00 | 10/22/2012 7:23:19 PM |
| jdtv | $25.00 | 10/23/2012 8:06:13 AM |
| blue-deal-mole | $50.00 | 10/23/2012 8:16:02 AM |
| etnies451 | $107.84 | 10/22/2012 8:29:33 PM |
| Darts | $50.00 | 10/23/2012 8:45:01 AM |
| rootcanaler | $50.00 | 10/22/2012 9:59:09 PM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:07 AM |
| AmericanCowboy | $225.00 | 10/22/2012 11:26:29 PM |
| Astyanax | $25.00 | 10/23/2012 3:30:10 AM |
| lenderob | $50.00 | 10/23/2012 9:08:19 AM |
| Mindful7 | $25.00 | 10/23/2012 5:30:03 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:15 AM |
| universal71 | $25.00 | 10/23/2012 6:20:04 AM |
| lazyeye | $81.04 | 10/23/2012 7:09:20 AM |
| fairness-atmosphere | $25.00 | 10/23/2012 7:15:18 AM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:22:30 AM |
| payout-thinker7 | $25.00 | 10/23/2012 7:50:31 AM |
| SecondChanceLendingSERV | $27.21 | 10/23/2012 8:13:32 AM |
| fulfilling-return414 | $25.00 | 10/23/2012 8:23:00 AM |
| P2P_CARE | $75.00 | 10/23/2012 8:23:29 AM |
| flo_rida | $60.00 | 10/23/2012 9:01:50 AM |
| casaba | $25.00 | 10/23/2012 9:39:29 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:35 AM |
| terminal-velocity34 | $25.00 | 10/23/2012 9:10:02 AM |
| loan-cake8 | $25.00 | 10/23/2012 9:47:13 AM |
| richboy56 | $25.00 | 10/23/2012 9:53:56 AM |
| TomDalonajay | $25.00 | 10/23/2012 9:58:00 AM |
| Spooky_Action | $25.00 | 10/23/2012 10:00:41 AM |
| balance-renewal3 | $25.00 | 10/23/2012 10:12:57 AM |
| brilliant-leverage4 | $25.00 | 10/23/2012 10:13:30 AM |
| Emgolda | $25.00 | 10/23/2012 10:13:57 AM |
| Oupa-George | $25.00 | 10/23/2012 9:29:16 AM |
| mennleo | $50.00 | 10/23/2012 10:27:34 AM |
| circuitfive | $25.00 | 10/23/2012 9:42:25 AM |
| Wu_Minghua | $25.00 | 10/23/2012 10:40:01 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:37 AM |
| cybernosha | $25.00 | 10/23/2012 10:00:59 AM |
| agreementarella4 | $100.00 | 10/23/2012 11:43:40 AM |
| noble-moola0 | $30.00 | 10/23/2012 10:08:00 AM |
| FunnelMan | $75.00 | 10/23/2012 10:13:49 AM |
| ChrisTJ | $25.00 | 10/23/2012 10:16:33 AM |
| JazzFranchise | $25.00 | 10/23/2012 10:18:34 AM |
| syounker | $25.00 | 10/23/2012 10:16:39 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:23 AM |
| reward-dynamo | $25.00 | 10/23/2012 10:27:02 AM |
| RgPro | $25.00 | 10/23/2012 10:24:32 AM |
| wise-loan-poplar | $25.00 | 10/23/2012 10:30:16 AM |
| skro | $25.00 | 10/23/2012 10:29:03 AM |
| chilandman | $50.00 | 10/23/2012 10:33:24 AM |
| graceful-durability246 | $150.00 | 10/23/2012 10:46:01 AM |
| camaraderi-atmosphere | $25.00 | 10/23/2012 10:46:19 AM |
| payout-detective7 | $41.75 | 10/23/2012 11:10:26 AM |
| paybackquickly | $25.00 | 10/23/2012 11:14:41 AM |
| New-Truck-Savings | $25.00 | 10/23/2012 11:17:20 AM |
| intelligent-reward | $25.00 | 10/23/2012 11:56:35 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:27 AM |
| treasure-palace661 | $81.10 | 10/23/2012 12:02:56 PM |
| 285 Investments
|
Borrower Payment Dependent Notes Series
629828
This series of Notes was issued and sold upon the funding of the borrower loan #76891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Biologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,816 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-matador |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.04 | 10/18/2012 9:00:47 AM |
| heavenly-interest9 | $1,739.93 | 10/18/2012 9:03:00 AM |
| Danjack_Capital | $25.00 | 10/18/2012 9:00:58 AM |
| green-trade-dolphin | $50.03 | 10/18/2012 9:02:07 AM |
| income-triangulation1 | $25.00 | 10/18/2012 9:01:20 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
638754
This series of Notes was issued and sold upon the funding of the borrower loan #76919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 12 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,361 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-bright-durability |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $25.00 | 10/22/2012 9:15:09 AM |
| yield-lion2 | $50.00 | 10/22/2012 9:19:24 AM |
| fabulous-community4 | $50.00 | 10/22/2012 9:48:10 AM |
| NekHoldings | $25.00 | 10/22/2012 9:02:21 AM |
| refresher211 | $100.00 | 10/22/2012 9:25:02 AM |
| ethical-truth211 | $400.00 | 10/22/2012 9:05:48 AM |
| compounding21 | $25.00 | 10/22/2012 9:53:43 AM |
| worthy-bid8 | $25.00 | 10/22/2012 10:07:35 AM |
| moola-accelerator6 | $30.00 | 10/22/2012 10:08:36 AM |
| mystical-kindness2 | $25.00 | 10/22/2012 9:27:28 AM |
| Nipper99 | $100.00 | 10/22/2012 1:37:47 PM |
| contract-lionheart | $25.00 | 10/22/2012 9:47:42 AM |
| bbt28 | $25.05 | 10/22/2012 9:52:18 AM |
| thankful-nickel2 | $25.00 | 10/22/2012 9:58:11 AM |
| exchange-upholder0 | $25.00 | 10/22/2012 4:17:54 PM |
| wealth-multiplier | $25.00 | 10/22/2012 10:06:46 AM |
| buffalobills | $25.00 | 10/22/2012 4:38:40 PM |
| DiligentiaLLC | $50.00 | 10/22/2012 4:56:41 PM |
| handy-justice | $50.00 | 10/22/2012 10:16:34 AM |
| well-rounded-dinero | $25.00 | 10/22/2012 11:51:35 AM |
| wise-charming-reward | $500.00 | 10/22/2012 1:32:01 PM |
| DoctorJoe | $25.00 | 10/22/2012 3:22:23 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:56 PM |
| dollar-vibraphone4 | $109.00 | 10/22/2012 5:41:14 PM |
| green-rapid-openness | $300.00 | 10/22/2012 8:17:56 PM |
| prudent-bid3 | $25.00 | 10/22/2012 6:14:05 PM |
| industrious-currency | $25.00 | 10/23/2012 5:01:03 AM |
| revenue-appraiser | $25.00 | 10/23/2012 5:25:08 AM |
| droopie1 | $25.00 | 10/23/2012 6:59:51 AM |
| benefit-javelin | $44.97 | 10/23/2012 8:07:29 AM |
| McMoney11 | $25.00 | 10/23/2012 8:42:42 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:00:21 AM |
| Rogelio48 | $25.00 | 10/23/2012 7:28:13 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:21:00 AM |
| bullish2bearish | $33.00 | 10/23/2012 9:16:05 AM |
| diversification-balancer870 | $5.27 | 10/23/2012 9:17:13 AM |
| credit-missile | $75.00 | 10/22/2012 9:14:59 AM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:39 AM |
| slowgains | $25.00 | 10/22/2012 9:45:06 AM |
| quantum_leap | $25.00 | 10/22/2012 9:05:55 AM |
| AF-Chief | $25.00 | 10/22/2012 9:09:10 AM |
| MoneyForNothing | $25.04 | 10/22/2012 9:16:14 AM |
| ronin4sale | $25.00 | 10/22/2012 10:55:29 AM |
| magical-loyalty679 | $25.00 | 10/22/2012 1:39:51 PM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:09 AM |
| Mikale360 | $25.00 | 10/22/2012 3:17:19 PM |
| Bank42 | $25.00 | 10/22/2012 9:55:13 AM |
| let_me_retire | $100.00 | 10/22/2012 3:49:58 PM |
| contract-equinox | $42.67 | 10/22/2012 9:58:13 AM |
| lucrative-loan | $250.00 | 10/22/2012 4:04:20 PM |
| SouthernRemarketing | $25.00 | 10/22/2012 10:06:37 AM |
| rate-allocator | $25.00 | 10/22/2012 10:14:57 AM |
| ronin4sale | $25.00 | 10/22/2012 10:53:42 AM |
| Dubbs360 | $100.00 | 10/22/2012 11:21:45 AM |
| banker34 | $25.00 | 10/22/2012 3:15:03 PM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:20 PM |
| 340 | $25.00 | 10/22/2012 8:43:57 PM |
| SomebodysMom | $25.00 | 10/22/2012 9:21:43 PM |
| AldiHoldings | $35.00 | 10/22/2012 10:13:05 PM |
| capital-blueberry | $25.00 | 10/22/2012 6:33:04 PM |
| FL-Lender | $25.00 | 10/23/2012 5:38:48 AM |
| money-baron | $100.00 | 10/22/2012 7:11:16 PM |
| mad-scientist418 | $25.00 | 10/23/2012 7:11:24 AM |
| Oak-Parker | $25.00 | 10/22/2012 8:18:06 PM |
| LivingInvestments00 | $25.00 | 10/22/2012 8:26:10 PM |
| vines99 | $25.00 | 10/22/2012 8:37:47 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:35:23 PM |
| bright-exchange | $25.00 | 10/22/2012 8:56:32 PM |
| impala6464 | $30.00 | 10/22/2012 11:14:15 PM |
| sgt-schultz | $45.00 | 10/23/2012 6:49:15 AM |
| economy-popcorn | $25.00 | 10/23/2012 6:50:51 AM |
| draggon77 | $25.00 | 10/23/2012 8:01:16 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
639220
This series of Notes was issued and sold upon the funding of the borrower loan #76681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,764 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-exuberant-justice |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off debts and some cash for Christmas
My financial situation:
I am a good candidate for this loan because...I need to pay off debts and will have some cash coming in from paycheck to paycheck and will pay off faster after owe (the little bank) and car payment soon finish.
Monthly net income: $1700.00
Monthly expenses: $0
Housing: $684.00
Insurance: $77.00
Car expenses: $329.
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $426.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 10/10/2012 9:41:59 AM |
| Weaverville | $25.00 | 10/10/2012 9:07:58 AM |
| return-exchanger355 | $100.00 | 10/10/2012 9:12:41 AM |
| Nipper99 | $100.00 | 10/10/2012 9:18:35 AM |
| BostonCapital | $100.00 | 10/10/2012 9:49:27 AM |
| gentle-generosity822 | $25.00 | 10/10/2012 9:58:16 AM |
| careful-vigilance4 | $25.00 | 10/10/2012 9:12:05 AM |
| cr8on | $75.00 | 10/10/2012 10:03:52 AM |
| gold-sushi | $25.00 | 10/10/2012 9:14:28 AM |
| houli123 | $25.00 | 10/10/2012 9:47:06 AM |
| ethical-truth211 | $100.00 | 10/10/2012 9:27:52 AM |
| octoberfresh | $25.00 | 10/10/2012 9:51:10 AM |
| one-midas | $25.00 | 10/10/2012 9:36:26 AM |
| moola-monger9 | $75.00 | 10/10/2012 10:30:17 AM |
| asset-professor | $25.00 | 10/10/2012 9:44:02 AM |
| Elefunt | $25.00 | 10/10/2012 10:57:13 AM |
| authoritative-platinum7 | $46.00 | 10/10/2012 10:23:41 AM |
| RJN | $35.00 | 10/10/2012 10:58:55 AM |
| intuitive-velocity4 | $25.00 | 10/10/2012 10:29:51 AM |
| fantastic-wampum1 | $100.00 | 10/10/2012 11:18:29 AM |
| TrustsStrangers | $25.00 | 10/10/2012 10:36:44 AM |
| queentut | $100.00 | 10/10/2012 10:12:24 AM |
| justreturns | $25.00 | 10/10/2012 10:15:22 AM |
| hershey88 | $25.00 | 10/10/2012 10:48:29 AM |
| open-minded-p2p1 | $25.00 | 10/10/2012 12:09:31 PM |
| Index_Plus | $1,843.45 | 10/10/2012 2:24:52 PM |
| etraboulay | $50.00 | 10/10/2012 10:53:42 AM |
| Investor_DP | $200.00 | 10/10/2012 11:48:03 AM |
| pierrelasvegas | $25.00 | 10/10/2012 11:51:31 AM |
| azazle | $50.00 | 10/10/2012 12:07:43 PM |
| mindful-deal877 | $25.00 | 10/10/2012 12:27:11 PM |
| d2vid | $45.55 | 10/10/2012 11:36:54 AM |
| Dubbs360 | $200.00 | 10/10/2012 11:49:35 AM |
| lunareclipse | $100.00 | 10/10/2012 12:41:46 PM |
| california111 | $100.00 | 10/10/2012 1:16:35 PM |
| angelinvestor2 | $40.00 | 10/10/2012 9:12:27 AM |
| jedi053 | $100.00 | 10/10/2012 9:26:35 AM |
| engaging-worth | $25.00 | 10/10/2012 9:04:35 AM |
| zipemdown | $25.00 | 10/10/2012 9:43:41 AM |
| riveting-credit5 | $25.00 | 10/10/2012 10:01:17 AM |
| wise-charming-reward | $200.00 | 10/10/2012 9:14:28 AM |
| 52digital | $75.00 | 10/10/2012 9:18:33 AM |
| first-pragmatic-power | $25.00 | 10/10/2012 9:35:37 AM |
| profit-powerplant | $25.00 | 10/10/2012 9:53:08 AM |
| supreme-exchange547 | $25.00 | 10/10/2012 9:56:06 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:54 AM |
| worthy-commitment7 | $25.00 | 10/10/2012 9:43:45 AM |
| linkage682 | $50.00 | 10/10/2012 9:56:44 AM |
| paxnj | $25.00 | 10/10/2012 10:02:46 AM |
| silver-trident5 | $500.00 | 10/10/2012 10:32:20 AM |
| UltimateWill | $25.00 | 10/10/2012 11:27:42 AM |
| WalnutCreekguy | $50.00 | 10/10/2012 10:48:48 AM |
| berniemadeoff | $25.00 | 10/10/2012 11:48:15 AM |
| klippies | $25.00 | 10/10/2012 10:25:28 AM |
| bellaquito | $500.00 | 10/10/2012 11:07:16 AM |
| supreme-treasure8 | $100.00 | 10/10/2012 10:32:04 AM |
| missing-link | $25.00 | 10/10/2012 11:19:51 AM |
| Comoparklender | $25.00 | 10/10/2012 11:20:19 AM |
| wwwUniversal | $25.00 | 10/10/2012 11:25:58 AM |
| miamibeachloaner | $25.00 | 10/10/2012 10:56:45 AM |
| scholarly-order6 | $30.00 | 10/10/2012 12:03:06 PM |
| commerce-venture1 | $25.00 | 10/10/2012 12:21:32 PM |
| market-pudding | $25.00 | 10/10/2012 12:39:49 PM |
| reduce_US_govt_debt | $35.00 | 10/10/2012 11:23:49 AM |
| money-baron | $100.00 | 10/10/2012 11:42:13 AM |
| SLN-10 | $50.00 | 10/10/2012 12:01:26 PM |
| moremax | $100.00 | 10/10/2012 12:15:56 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
643454
This series of Notes was issued and sold upon the funding of the borrower loan #76645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.49% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.62% | | |
| |
Estimated return*:
| 4.13% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,871 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kag032001 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit card at lower interest rate
This loan will be used to...
My financial situation: I have good credit and stable employment. and I am only borrowing a managable amount.
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 10/20/2012 12:02:54 PM |
| octoberfresh | $25.00 | 10/20/2012 12:12:59 PM |
| patriot897 | $25.00 | 10/20/2012 12:15:47 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:21 PM |
| Azonic21 | $25.00 | 10/20/2012 12:05:35 PM |
| ingenious-deal6 | $25.00 | 10/20/2012 12:26:10 PM |
| neighborly-hope6 | $100.00 | 10/20/2012 12:08:08 PM |
| green28 | $50.00 | 10/20/2012 12:14:57 PM |
| ethical-truth211 | $50.00 | 10/20/2012 12:22:16 PM |
| Aaron_Oz | $25.00 | 10/20/2012 12:44:36 PM |
| newest-generous-income | $25.00 | 10/20/2012 12:22:36 PM |
| mdv | $25.00 | 10/20/2012 12:22:43 PM |
| IPG1 | $25.00 | 10/20/2012 12:09:35 PM |
| skillful-diversification2 | $25.00 | 10/20/2012 12:10:39 PM |
| community-seahorse0 | $25.00 | 10/20/2012 12:28:50 PM |
| missgina | $25.00 | 10/20/2012 12:33:22 PM |
| first-favorite-bonus9 | $25.00 | 10/20/2012 12:19:49 PM |
| Jalebi | $25.00 | 10/20/2012 12:34:58 PM |
| rakem777 | $25.00 | 10/20/2012 12:34:29 PM |
| Bendistraw | $25.00 | 10/20/2012 12:35:51 PM |
| GoGators01 | $25.00 | 10/20/2012 12:40:11 PM |
| Income-Scout | $100.00 | 10/20/2012 12:42:32 PM |
| prudent-dough458 | $25.00 | 10/20/2012 12:05:20 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:51 PM |
| HikeMoab | $25.00 | 10/20/2012 12:12:48 PM |
| proper-agreement8 | $50.00 | 10/20/2012 12:01:58 PM |
| petera650 | $25.00 | 10/20/2012 12:05:01 PM |
| dollar-surge8 | $25.00 | 10/20/2012 12:06:54 PM |
| Perdita_II | $25.00 | 10/20/2012 12:27:53 PM |
| OGS_Capital | $45.00 | 10/20/2012 12:34:00 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:33 PM |
| Ripsaw4U | $50.00 | 10/20/2012 12:38:35 PM |
| PerryTech | $25.00 | 10/20/2012 12:17:41 PM |
| truth-igniter4 | $25.00 | 10/20/2012 12:19:35 PM |
| skillful-finance | $25.00 | 10/20/2012 12:41:16 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:31 PM |
| obedient-payout0 | $25.00 | 10/20/2012 12:07:28 PM |
| dumbass | $25.00 | 10/20/2012 12:21:36 PM |
| UncleBuffett | $75.00 | 10/20/2012 12:22:21 PM |
| Zach842 | $25.00 | 10/20/2012 12:13:29 PM |
| AFairDeal | $25.00 | 10/20/2012 12:16:15 PM |
| Syzygy | $25.00 | 10/20/2012 12:18:27 PM |
| BrLender | $50.00 | 10/20/2012 12:35:17 PM |
| rjmdez | $25.00 | 10/20/2012 12:39:48 PM |
| BenR | $100.00 | 10/20/2012 12:22:24 PM |
| penny-finder | $30.00 | 10/20/2012 12:23:20 PM |
| loot-heart | $25.00 | 10/20/2012 12:44:23 PM |
| compassion-twister2 | $100.00 | 10/20/2012 12:44:51 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
643530
This series of Notes was issued and sold upon the funding of the borrower loan #76675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,045 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| felicity-thinker6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off three high intert credit cards in whic I will close.
My financial situation:
I am a good candidate for this loan because...I have a full time job and pay my bills on time.
Monthly net income: $5876
Monthly expenses: $2931.62
Housing: $1800
Insurance: $217.25
Car expenses: $310.38
Utilities: $100.00
Phone, cable, internet: $110.00
Food, entertainment: $75.00
Clothing, household expenses: $20.00
Credit cards and other loans: $182.28
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/21/2012 12:34:14 PM |
| vutah | $35.00 | 10/21/2012 12:03:30 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:19:59 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:24:59 PM |
| nonattender | $25.00 | 10/21/2012 1:46:27 PM |
| brilliant-balance | $25.00 | 10/21/2012 2:02:06 PM |
| let_me_retire | $60.00 | 10/22/2012 3:59:22 AM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:38 AM |
| banker34 | $25.00 | 10/22/2012 3:14:19 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:43:31 PM |
| diplomatic-wealth7 | $25.00 | 10/22/2012 5:41:50 PM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 5:45:45 PM |
| Benny-factor | $750.00 | 10/22/2012 6:45:57 PM |
| jderek01 | $25.00 | 10/22/2012 7:10:13 PM |
| green-rapid-openness | $300.00 | 10/22/2012 8:22:54 PM |
| AldiHoldings | $30.00 | 10/22/2012 10:04:50 PM |
| Glory_Honor_Orange | $50.00 | 10/22/2012 6:25:14 PM |
| deal-wind | $25.00 | 10/23/2012 5:36:48 AM |
| punctual-fund | $25.00 | 10/23/2012 5:52:10 AM |
| STLRacer | $25.00 | 10/23/2012 6:03:08 AM |
| prudent-bid3 | $25.00 | 10/23/2012 6:11:29 AM |
| poetic-integrity668 | $100.00 | 10/22/2012 9:17:36 PM |
| dave779599 | $25.00 | 10/22/2012 11:17:53 PM |
| payout-detective7 | $25.00 | 10/23/2012 1:09:45 AM |
| Astyanax | $25.00 | 10/23/2012 4:21:05 AM |
| northwesttlr | $25.00 | 10/23/2012 4:48:20 AM |
| revenue-appraiser | $25.00 | 10/23/2012 5:21:45 AM |
| s_man1 | $25.00 | 10/23/2012 5:23:29 AM |
| appetizing-loyalty354 | $41.22 | 10/23/2012 6:04:51 AM |
| Eddy-2-Aces | $25.00 | 10/23/2012 6:10:04 AM |
| order-singularity430 | $100.00 | 10/23/2012 6:30:29 AM |
| helping-out | $50.00 | 10/23/2012 6:39:05 AM |
| droopie1 | $13.97 | 10/23/2012 6:58:11 AM |
| decisive-income7 | $250.00 | 10/22/2012 7:18:46 AM |
| DasMula | $25.00 | 10/21/2012 12:15:01 PM |
| rate-advocator7 | $200.00 | 10/21/2012 12:35:14 PM |
| Dubbs360 | $100.00 | 10/21/2012 2:02:16 PM |
| wise-charming-reward | $200.00 | 10/21/2012 8:05:09 PM |
| Nipper99 | $100.00 | 10/21/2012 8:08:59 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:52 PM |
| daekpon | $25.00 | 10/22/2012 11:25:21 AM |
| abundant-dinero5 | $25.00 | 10/22/2012 4:03:21 PM |
| worthy-bid8 | $100.00 | 10/22/2012 5:47:58 PM |
| big-mac-50 | $200.00 | 10/22/2012 8:36:36 PM |
| serene-capital | $25.00 | 10/22/2012 11:27:08 PM |
| barchibald | $50.00 | 10/23/2012 6:06:36 AM |
| YampaQuant | $25.00 | 10/23/2012 6:36:46 AM |
| KB-IRA | $50.00 | 10/22/2012 7:13:07 PM |
| intrepid-compassion29 | $25.00 | 10/23/2012 6:53:27 AM |
| penny-infusion7 | $25.00 | 10/22/2012 7:19:45 PM |
| Codextreme07 | $25.00 | 10/22/2012 8:09:15 PM |
| evilkats | $50.00 | 10/22/2012 8:15:33 PM |
| bright-exchange | $25.00 | 10/22/2012 8:58:40 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:32:58 PM |
| california111 | $50.00 | 10/22/2012 10:25:51 PM |
| impala6464 | $49.81 | 10/22/2012 11:15:07 PM |
| sgt-schultz | $45.00 | 10/23/2012 6:48:50 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
644036
This series of Notes was issued and sold upon the funding of the borrower loan #76903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $77.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 11m |
|
Amount delinquent:
| $30,667 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $859 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joehoble |
Borrower's state:
| NewYork |
Borrower's group:
| NO DELINQZ |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,125.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2009)
600-619
(Oct-2009)
640-659
(Oct-2008)
600-619
(Nov-2006)
|
|
Principal balance:
| $90.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Up's, down's and back up again
Friends:
Thank you for the time to stop and consider this loan. Sometimes I find it difficult to believe it has been almost 6 years and 2 loans. Here I am asking for a third. I have had several up's and down's since we have forged this relationship. I had 2 large hardships in the past 2+ years, divorce and foreclosure, both happened hand in hand first before the second but on the up side I was able to pay all my other debt off. I am now back on the up swing and hope to continue moving in the right direction.
I am asking for another loan for a couple of reasons but mainly for the purpose of funding Christmas and paying down a few credit cards.
I have never been delinquent on a Prosper.com loan and I think that in itself is worth noting. I have taken out a few credit card, all of which are in good standing as well. As previously mentioned I do have a foreclosure.
I hope you are able to help again.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $45.00 | 10/24/2012 9:02:06 AM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 9:17:12 AM |
| neuroshred | $100.00 | 10/24/2012 9:20:12 AM |
| tremendous-integrity | $50.00 | 10/24/2012 9:49:03 AM |
| CreditBuilder2 | $25.01 | 10/24/2012 9:06:16 AM |
| lionheart722 | $63.00 | 10/24/2012 9:08:11 AM |
| slimof37 | $25.00 | 10/24/2012 10:10:14 AM |
| indomitable-money676 | $25.00 | 10/24/2012 9:18:36 AM |
| indomitable-coin | $25.00 | 10/24/2012 10:21:12 AM |
| eries | $25.00 | 10/24/2012 9:31:54 AM |
| Investor_DP | $200.00 | 10/24/2012 9:38:58 AM |
| vigorous-payment6 | $25.00 | 10/24/2012 9:46:34 AM |
| janeybooboo | $74.74 | 10/24/2012 9:52:04 AM |
| bazaar-tulip | $25.00 | 10/24/2012 10:00:33 AM |
| oracle3 | $50.00 | 10/24/2012 10:05:26 AM |
| progressive-economy261 | $400.00 | 10/24/2012 10:06:04 AM |
| rex45 | $25.00 | 10/24/2012 10:13:06 AM |
| boylezz | $25.00 | 10/24/2012 10:15:51 AM |
| britches613 | $25.00 | 10/24/2012 10:22:04 AM |
| Jassi | $25.00 | 10/24/2012 10:30:06 AM |
| scholarly-order6 | $25.00 | 10/24/2012 9:22:45 AM |
| OnePoorDude | $25.00 | 10/24/2012 9:23:40 AM |
| MoneyForNothing | $35.45 | 10/24/2012 9:03:03 AM |
| intuitive-benefit3 | $100.00 | 10/24/2012 9:52:39 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:53 AM |
| magical-credit523 | $25.00 | 10/24/2012 9:06:22 AM |
| Kravcorp | $25.00 | 10/24/2012 9:08:12 AM |
| EWP | $200.00 | 10/24/2012 9:10:10 AM |
| Vegasjim | $25.00 | 10/24/2012 10:09:58 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:14 AM |
| green28 | $50.00 | 10/24/2012 10:21:08 AM |
| a-finance-nirvana | $25.00 | 10/24/2012 9:20:50 AM |
| moola-accelerator6 | $27.00 | 10/24/2012 10:24:40 AM |
| trade-goblin9 | $25.00 | 10/24/2012 9:25:21 AM |
| Jalebi | $25.00 | 10/24/2012 9:30:24 AM |
| sweety075 | $25.00 | 10/24/2012 9:32:20 AM |
| SpreadsheetSolutions | $25.00 | 10/24/2012 9:36:49 AM |
| glittering-nickel | $50.00 | 10/24/2012 9:43:19 AM |
| TryingToHelpUsBoth | $25.00 | 10/24/2012 9:51:04 AM |
| mountainpeak | $25.00 | 10/24/2012 9:59:45 AM |
| american6 | $50.00 | 10/24/2012 10:11:41 AM |
| persistent-dinero953 | $25.00 | 10/24/2012 10:12:36 AM |
| E_G | $50.00 | 10/24/2012 10:23:18 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:16 AM |
| thoughtful-commerce8 | $4.80 | 10/24/2012 10:37:15 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
644220
This series of Notes was issued and sold upon the funding of the borrower loan #76892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $83.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,903 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MBAGrad08 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
600-619
(Jul-2008)
|
|
Principal balance:
| $2,773.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Reducing Debt Burden
Purpose of loan: This loan will be used to pay off a current loan with a higher interest rate, reducing my monthly loan payment by over $100.
My financial situation:
I am a good candidate for this loan because I have a secure job; I have worked to improve my credit score over the past 3 years - it has increased by almost 100 points. The only other debt I have is graduates school debt, 1 credit card and a car loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fund-cypress910 | $25.00 | 10/22/2012 5:08:54 PM |
| zassociate | $200.00 | 10/22/2012 5:11:15 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:52 PM |
| sweety075 | $25.00 | 10/22/2012 5:18:00 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:47 PM |
| shaps | $50.00 | 10/22/2012 5:22:29 PM |
| windguy | $50.00 | 10/22/2012 5:25:17 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:06:55 PM |
| fuse136 | $25.00 | 10/22/2012 5:27:04 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:23 PM |
| scholarly-order6 | $100.00 | 10/22/2012 5:30:57 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:24 PM |
| prudent-dough458 | $25.00 | 10/22/2012 5:36:39 PM |
| felicity-contributor3 | $50.00 | 10/22/2012 5:19:49 PM |
| circuitfive | $25.00 | 10/22/2012 5:45:35 PM |
| moola-accelerator6 | $25.00 | 10/22/2012 5:47:53 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:49 PM |
| kindness-fanatic | $25.00 | 10/22/2012 5:36:13 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:15 PM |
| trade-goblin9 | $50.00 | 10/22/2012 5:13:43 PM |
| community-burrito9 | $100.00 | 10/22/2012 5:19:31 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:51 PM |
| Vegasjim | $25.00 | 10/22/2012 5:29:28 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:12 PM |
| friedokra | $25.00 | 10/22/2012 5:19:26 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:25 PM |
| Perdita_II | $25.00 | 10/22/2012 5:20:54 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:38 PM |
| Approved | $50.00 | 10/22/2012 5:37:15 PM |
| wise-charming-reward | $200.00 | 10/22/2012 5:39:02 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:00 PM |
| New-Brunswick-Investor | $25.00 | 10/22/2012 5:44:49 PM |
| Nipper99 | $100.00 | 10/22/2012 5:47:26 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
644852
This series of Notes was issued and sold upon the funding of the borrower loan #76925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 25.92% |
Borrower rate/APR:
| 26.92% / 29.55% |
Monthly payment:
| $137.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.78% | | |
| |
Estimated return*:
| 13.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,882 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| g3machine |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
620-639
(Oct-2010)
640-659
(Sep-2010)
780-799
(Mar-2010)
|
|
Principal balance:
| $4,970.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Educational Play Center Marketing
Purpose of loan:
This loan will be used to pay for increased marketing. We have found over the past two years that our customers love us and return very often, but we still have only scratched the surface of market potential. Our attendance has grown 17% Summer 2010 to 2011 and 23% Summer 2011 to 2012, but have only had 7% of our local families find us. We have run Television commercials in the past and found them to be the most effective. With proper seasonal timing (right after the election), four weeks of television costing $4,000 will easily increase admission by $6,000 in admission over eight weeks, a 150% Return on Investment. That payout will be continuously returned to the marketing budget for the life of the loan.
My financial situation:
I am a good candidate for this loan because we have been a stable business for more than two years and just need a boost in advertising to bump us to the next level. Also note we have a previous prosper loan that we used for special programs, and we have not missed a payment since it opened last year. The most successful of our programs we call Tactical Sports Arena and has had 500% ROI.
I am very willing to share the full details of our Business Plan and Financial Statements to those interested.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $40.00 | 10/23/2012 5:04:30 PM |
| felicity-contributor3 | $35.00 | 10/23/2012 5:02:31 PM |
| thrilling-fund427 | $50.00 | 10/23/2012 5:06:36 PM |
| Colorado2006 | $25.28 | 10/23/2012 5:06:50 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:21 PM |
| money-bauble | $100.00 | 10/23/2012 5:25:31 PM |
| trumpeter5 | $25.00 | 10/23/2012 5:02:24 PM |
| MoneyForNothing | $28.28 | 10/23/2012 5:03:32 PM |
| Interest2thePeople | $100.00 | 10/23/2012 5:03:43 PM |
| brainy-return234 | $25.00 | 10/23/2012 5:04:19 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:59 PM |
| DasMula | $25.00 | 10/23/2012 5:04:52 PM |
| scholarly-order6 | $100.00 | 10/23/2012 5:38:48 PM |
| Banker2OO7 | $75.00 | 10/23/2012 5:39:43 PM |
| SLN-10 | $100.00 | 10/23/2012 5:10:34 PM |
| handy-justice | $50.00 | 10/23/2012 5:42:02 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:47 PM |
| moola-accelerator6 | $45.00 | 10/23/2012 5:24:53 PM |
| shawnw2 | $325.00 | 10/23/2012 6:17:37 PM |
| BigHorizon | $500.00 | 10/23/2012 7:01:52 PM |
| respectful-dough429 | $25.00 | 10/23/2012 7:11:59 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:34 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 7:58:56 PM |
| Dubbs360 | $200.00 | 10/23/2012 6:10:28 PM |
| just-loyalty643 | $50.00 | 10/23/2012 6:10:17 PM |
| twjh | $25.08 | 10/23/2012 6:22:07 PM |
| myutmost | $45.00 | 10/23/2012 6:40:01 PM |
| vivid-return426 | $25.00 | 10/23/2012 6:50:22 PM |
| transparency-position | $108.00 | 10/23/2012 7:15:38 PM |
| brilliant-justice214 | $50.00 | 10/23/2012 7:17:00 PM |
| RGlad | $100.00 | 10/23/2012 7:31:32 PM |
| wisem2540 | $25.00 | 10/23/2012 7:41:03 PM |
| I-Believe-In-You | $32.56 | 10/23/2012 8:46:00 PM |
| pug90000 | $12.17 | 10/23/2012 9:20:00 PM |
| green-trade-dolphin | $68.52 | 10/23/2012 5:03:25 PM |
| janeybooboo | $50.00 | 10/23/2012 5:07:00 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:24 PM |
| NekHoldings | $25.00 | 10/23/2012 5:14:07 PM |
| ILoveBearHats | $25.00 | 10/23/2012 5:48:02 PM |
| marwadi-62 | $500.00 | 10/23/2012 5:17:47 PM |
| etraboulay | $50.00 | 10/23/2012 5:19:03 PM |
| Feyenoord | $30.00 | 10/23/2012 5:20:23 PM |
| witty-openness | $25.00 | 10/23/2012 5:47:06 PM |
| money-baron | $100.00 | 10/23/2012 5:47:12 PM |
| moneylender25 | $25.00 | 10/23/2012 7:06:03 PM |
| roland1 | $25.00 | 10/23/2012 5:48:44 PM |
| favorite-commerce | $50.00 | 10/23/2012 5:51:38 PM |
| income-buffalo1 | $50.00 | 10/23/2012 7:47:37 PM |
| jtc26 | $150.00 | 10/23/2012 8:31:29 PM |
| income-cocktail3 | $25.00 | 10/23/2012 8:57:43 PM |
| market-cougar3 | $50.00 | 10/23/2012 5:58:50 PM |
| sensible-fund | $30.11 | 10/23/2012 6:31:51 PM |
| Vreet | $25.00 | 10/23/2012 6:36:37 PM |
| servnyou | $25.00 | 10/23/2012 6:59:58 PM |
| organic-generosity1 | $175.00 | 10/23/2012 8:20:38 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:53:34 PM |
| payout-bridge | $125.00 | 10/23/2012 9:08:58 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
645138
This series of Notes was issued and sold upon the funding of the borrower loan #76744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $325.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,694 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-leverage-attraction |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to get cought up with some credit card bills and to keep some money in the bank for a rainy day.
My financial situation:
I am a good candidate for this loan because although I apllied for a 5 year loan this will be a loan until January 7, 2014. I will be recieving a 200,000 check then from my annuity account and will pay off this loan in full at that time.
Monthly net income: $ 2000
Monthly expenses: $
Housing: $ 1203
Insurance: $50
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/15/2012 7:57:12 AM |
| houli123 | $25.00 | 10/13/2012 12:42:09 PM |
| community-seahorse0 | $25.00 | 10/13/2012 12:46:25 PM |
| mikrolown | $25.00 | 10/13/2012 12:21:39 PM |
| Investor_DP | $200.00 | 10/13/2012 12:25:00 PM |
| bellaquito | $500.00 | 10/13/2012 1:50:48 PM |
| gentle-generosity822 | $25.00 | 10/13/2012 12:03:54 PM |
| bewitching-dollar5 | $100.00 | 10/13/2012 12:05:42 PM |
| Plow_n_Sow | $26.00 | 10/13/2012 2:07:10 PM |
| tolerant-responsibility051 | $2,000.00 | 10/13/2012 12:09:38 PM |
| pierrelasvegas | $25.00 | 10/13/2012 12:45:38 PM |
| income-triangulation1 | $25.00 | 10/13/2012 12:14:28 PM |
| supreme-treasure8 | $100.00 | 10/13/2012 1:08:29 PM |
| 52digital | $75.00 | 10/13/2012 1:24:25 PM |
| banker34 | $25.00 | 10/13/2012 4:42:46 PM |
| gotjack-IRA | $25.02 | 10/13/2012 5:21:19 PM |
| RedmondMan | $25.00 | 10/14/2012 8:35:48 AM |
| musegaze | $50.00 | 10/14/2012 12:11:58 PM |
| elegant-loot | $86.86 | 10/14/2012 4:22:18 PM |
| Money__Tree | $200.00 | 10/14/2012 1:21:48 PM |
| EL_Papin | $25.00 | 10/14/2012 1:32:40 PM |
| antlr | $25.00 | 10/15/2012 5:22:02 AM |
| sankyu | $100.00 | 10/15/2012 10:10:58 AM |
| asset-portait013 | $100.00 | 10/15/2012 9:41:32 AM |
| thrilling-fund427 | $50.00 | 10/15/2012 9:33:31 AM |
| balance-renewal3 | $25.00 | 10/15/2012 11:04:54 AM |
| botfolio | $300.00 | 10/15/2012 10:15:46 AM |
| Land_on_your_feet | $25.00 | 10/15/2012 10:29:13 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:39 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:14:00 AM |
| Beast_Mode_Money | $25.00 | 10/15/2012 10:48:07 AM |
| Zuzu | $25.00 | 10/15/2012 3:36:23 PM |
| credit-socrates648 | $1,000.00 | 10/15/2012 12:35:57 PM |
| maskir | $25.00 | 10/15/2012 11:29:12 AM |
| Journey_Loans | $188.00 | 10/15/2012 2:12:56 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:04 PM |
| ryanplays311 | $25.00 | 10/15/2012 5:09:59 PM |
| 100units | $200.00 | 10/15/2012 5:12:15 PM |
| best-charming-leverage | $50.00 | 10/15/2012 5:12:21 PM |
| top-economy-mover | $50.00 | 10/15/2012 5:00:17 PM |
| irrelevant | $50.00 | 10/15/2012 5:05:08 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:31 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:28 PM |
| return-exchanger355 | $100.00 | 10/15/2012 5:18:42 PM |
| peace-fixer8 | $25.00 | 10/15/2012 5:11:37 PM |
| superb-funds335 | $25.00 | 10/13/2012 12:50:51 PM |
| Dubbs360 | $200.00 | 10/13/2012 12:31:58 PM |
| Star_Witness | $25.00 | 10/13/2012 1:48:53 PM |
| Plow_n_Sow | $50.00 | 10/13/2012 2:05:28 PM |
| Jalebi | $50.00 | 10/13/2012 1:13:08 PM |
| 113121 | $25.00 | 10/13/2012 5:00:33 PM |
| cr8on | $75.00 | 10/13/2012 12:41:06 PM |
| economy-coup | $100.00 | 10/13/2012 7:27:20 PM |
| friedokra | $25.00 | 10/13/2012 3:15:10 PM |
| ready-vigilance3 | $50.00 | 10/13/2012 3:47:53 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:26 AM |
| asset-professor | $100.00 | 10/14/2012 6:30:35 PM |
| Mark0135 | $50.00 | 10/14/2012 7:43:29 PM |
| a-resplendent-commitment | $50.00 | 10/15/2012 9:12:57 AM |
| maschinenbau | $25.00 | 10/15/2012 6:07:20 AM |
| Approved1234 | $25.00 | 10/15/2012 8:51:38 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:07 AM |
| keen-peace465 | $25.00 | 10/15/2012 10:31:04 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:57 AM |
| punctual-fund | $25.00 | 10/15/2012 10:25:16 AM |
| BorthersKeeper | $25.00 | 10/15/2012 11:04:49 AM |
| dukeiyer | $25.00 | 10/15/2012 11:15:05 AM |
| the-brilliant-currency | $25.00 | 10/15/2012 10:39:41 AM |
| bonus-seahorse | $35.00 | 10/15/2012 2:55:57 PM |
| bonafide-leverage358 | $25.00 | 10/15/2012 4:47:50 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:41 PM |
| Weaverville | $25.00 | 10/15/2012 12:05:11 PM |
| social-aspen097 | $300.00 | 10/15/2012 5:04:46 PM |
| Bob450 | $25.00 | 10/15/2012 5:07:09 PM |
| toomanyfishtanks | $25.00 | 10/15/2012 3:44:56 PM |
| orearella3 | $25.00 | 10/15/2012 5:05:59 PM |
| imogen22 | $50.00 | 10/15/2012 5:13:08 PM |
| bazaar-festivity | $25.00 | 10/15/2012 5:00:55 PM |
| red-eloquent-rupee | $50.00 | 10/15/2012 5:04:38 PM |
| pdub | $500.00 | 10/15/2012 5:04:58 PM |
| transparency-river1 | $750.00 | 10/15/2012 5:10:41 PM |
| spark548 | $100.00 | 10/15/2012 5:08:03 PM |
| wwwUniversal | $25.00 | 10/15/2012 5:15:09 PM |
| benevolent-marketplace4 | $377.12 | 10/15/2012 5:24:11 PM |
| focused-yield4 | $87.00 | 10/15/2012 5:21:12 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:23 PM |
| speedy-peso1 | $100.00 | 10/15/2012 5:22:45 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
645158
This series of Notes was issued and sold upon the funding of the borrower loan #76960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $278.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,198 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ak47range |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... To pay off a few high interest bills. Also for dental work.
My financial situation:
I am a good candidate for this loan because... I'm a hard working, trying to clean my credit score, by paying off high interest loans.
Monthly net income: $ 2800.00
Monthly expenses: $ 2,200.00
Housing: $ 800.
Insurance: $ 75.
Car expenses: $ 300.
Utilities: $ 350.
Phone, cable, internet: $ 100.
Food, entertainment: $ 450.
Clothing, household expenses: $
Credit cards and other loans: $ 4,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 10/22/2012 9:10:53 AM |
| commerce-viking1 | $50.00 | 10/22/2012 9:18:25 AM |
| enthusiastic-cash599 | $50.00 | 10/22/2012 9:31:29 AM |
| LeReve | $177.00 | 10/22/2012 9:32:38 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:42 AM |
| nycfinance | $25.00 | 10/22/2012 10:02:43 AM |
| community-burrito9 | $40.00 | 10/22/2012 9:04:09 AM |
| BostonCapital | $100.00 | 10/22/2012 10:13:42 AM |
| Elefunt | $25.00 | 10/22/2012 10:15:37 AM |
| accelerator96 | $25.00 | 10/22/2012 10:19:57 AM |
| transaction-puppy6 | $25.00 | 10/22/2012 9:26:42 AM |
| Dubbs360 | $200.00 | 10/22/2012 11:13:10 AM |
| majestic-note6 | $200.00 | 10/22/2012 9:28:22 AM |
| Thunderswan | $100.00 | 10/22/2012 9:30:00 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:38 AM |
| bullwink27 | $25.00 | 10/22/2012 1:45:53 PM |
| laudable-payout6 | $25.00 | 10/22/2012 9:43:29 AM |
| ethical-truth211 | $25.00 | 10/22/2012 9:40:41 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:10 AM |
| Investor_DP | $200.00 | 10/22/2012 9:48:57 AM |
| leverage-monger | $25.00 | 10/22/2012 3:10:41 PM |
| Obiwan_Kanobi | $25.03 | 10/22/2012 9:56:25 AM |
| jaxlender15 | $25.00 | 10/22/2012 3:58:33 PM |
| formula842 | $25.00 | 10/22/2012 9:57:02 AM |
| miked8303 | $50.00 | 10/22/2012 10:03:44 AM |
| girlwithglasses | $50.00 | 10/22/2012 10:10:38 AM |
| investment-cluster | $25.00 | 10/22/2012 4:40:46 PM |
| etraboulay | $50.00 | 10/22/2012 10:14:55 AM |
| buffalobills | $25.00 | 10/22/2012 10:16:12 AM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:32:23 AM |
| JeremyLinFan | $30.00 | 10/22/2012 10:46:37 AM |
| Jalebi | $25.00 | 10/22/2012 5:04:57 PM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:24 AM |
| reduce_US_govt_debt | $35.00 | 10/22/2012 11:20:45 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:58 PM |
| Nipper99 | $100.00 | 10/22/2012 1:38:07 PM |
| pierrelasvegas | $25.00 | 10/22/2012 3:25:59 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:33 PM |
| the-silver-blaster | $50.00 | 10/22/2012 5:01:25 PM |
| Sotando | $25.00 | 10/22/2012 5:24:14 PM |
| spark548 | $100.00 | 10/22/2012 5:07:37 PM |
| nakanu | $25.00 | 10/22/2012 5:16:33 PM |
| mmckune | $25.00 | 10/22/2012 5:21:18 PM |
| silver-explorer6 | $25.00 | 10/22/2012 5:24:40 PM |
| first-pragmatic-power | $25.00 | 10/22/2012 5:25:04 PM |
| Odyssey77 | $25.00 | 10/22/2012 5:25:14 PM |
| extraordinary-platinum727 | $25.00 | 10/22/2012 5:26:45 PM |
| Nemo2001 | $25.00 | 10/22/2012 5:33:01 PM |
| ttnk62918 | $25.00 | 10/22/2012 5:33:27 PM |
| green-discrete-rupee | $50.00 | 10/22/2012 5:38:11 PM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:26 AM |
| bizlending | $400.00 | 10/22/2012 9:28:46 AM |
| tranquil-gain1 | $75.00 | 10/22/2012 9:32:56 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:50 AM |
| openness-antioxidant | $100.00 | 10/22/2012 9:03:16 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:16 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:03 AM |
| houli123 | $25.00 | 10/22/2012 10:05:19 AM |
| Miami | $25.00 | 10/22/2012 10:10:08 AM |
| toblerone | $25.00 | 10/22/2012 10:15:32 AM |
| Cronos | $50.00 | 10/22/2012 10:19:59 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:19:08 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:20:01 AM |
| crdcteng | $25.00 | 10/22/2012 9:20:51 AM |
| dukeiyer | $25.00 | 10/22/2012 10:59:55 AM |
| julijask | $25.00 | 10/22/2012 11:01:09 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:23:09 AM |
| thelovebug | $100.00 | 10/22/2012 11:10:22 AM |
| rate-advocator7 | $200.00 | 10/22/2012 9:25:53 AM |
| shaps | $50.00 | 10/22/2012 9:27:35 AM |
| daekpon | $25.00 | 10/22/2012 11:23:19 AM |
| superb-funds335 | $25.00 | 10/22/2012 9:36:02 AM |
| 6_kids_college_fund | $25.00 | 10/22/2012 2:10:17 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:48 AM |
| open-minded-p2p1 | $25.00 | 10/22/2012 9:47:04 AM |
| engaging-worth | $25.00 | 10/22/2012 10:04:21 AM |
| asset-professor | $100.00 | 10/22/2012 10:15:08 AM |
| bold-worth-wrangler | $50.00 | 10/22/2012 5:01:08 PM |
| cr8on | $75.00 | 10/22/2012 10:54:04 AM |
| appetizing-loyalty354 | $75.00 | 10/22/2012 5:06:05 PM |
| wise-charming-reward | $500.00 | 10/22/2012 1:32:28 PM |
| lowrater | $50.40 | 10/22/2012 1:38:13 PM |
| MichaelProsper | $40.00 | 10/22/2012 5:12:23 PM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:20 PM |
| docdekay | $50.00 | 10/22/2012 5:06:18 PM |
| wwwUniversal | $25.00 | 10/22/2012 5:06:43 PM |
| point | $50.00 | 10/22/2012 5:12:27 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:07 PM |
| NolockHolmes | $75.00 | 10/22/2012 5:52:53 PM |
| queentut | $83.00 | 10/22/2012 5:30:01 PM |
| jgar_O | $35.00 | 10/22/2012 5:38:17 PM |
| selector568 | $284.57 | 10/22/2012 5:52:56 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
645248
This series of Notes was issued and sold upon the funding of the borrower loan #76482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2009 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,756 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-sitar2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
consolidate debt
My financial situation:
excellent credit history, consistent income, exceptionally responsible
Monthly net income: $ 2000
Monthly expenses: $ 300
Housing: $ 0
Insurance: $ 100
Car expenses: $ 500
Utilities: $ 0
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 10/18/2012 5:42:41 PM |
| Investoman | $25.00 | 10/18/2012 5:45:45 PM |
| haplender | $50.00 | 10/18/2012 5:46:30 PM |
| fund-cypress910 | $25.00 | 10/18/2012 5:47:16 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:58 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:36 PM |
| note-lesson7 | $100.00 | 10/18/2012 5:45:51 PM |
| paxnj | $25.00 | 10/18/2012 5:55:30 PM |
| CaptainBL | $25.00 | 10/18/2012 5:46:19 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:14 PM |
| american6 | $50.00 | 10/18/2012 5:48:13 PM |
| compassion-twister2 | $100.00 | 10/18/2012 5:40:55 PM |
| radiant-dollar9 | $200.00 | 10/18/2012 5:59:15 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:29 PM |
| 100units | $200.00 | 10/18/2012 5:49:56 PM |
| abundanceforever | $52.50 | 10/18/2012 5:54:39 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:03 PM |
| principal-cooker2 | $50.00 | 10/18/2012 5:56:15 PM |
| contract-bopper | $25.00 | 10/18/2012 5:59:11 PM |
| affluence-microscope2 | $200.00 | 10/18/2012 5:42:51 PM |
| j2ee | $50.00 | 10/18/2012 5:45:03 PM |
| ingenious-deal6 | $25.00 | 10/18/2012 5:50:54 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:48 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:27 PM |
| toblerone | $25.00 | 10/18/2012 5:49:21 PM |
| PThor | $25.00 | 10/18/2012 5:52:26 PM |
| repayment-pagoda8 | $100.00 | 10/18/2012 5:49:06 PM |
| nickel-ferret | $25.00 | 10/18/2012 5:57:41 PM |
| hope-percolator8 | $50.00 | 10/18/2012 5:53:42 PM |
| resolute-justice413 | $200.00 | 10/18/2012 5:55:28 PM |
| wetlands | $200.00 | 10/18/2012 5:58:25 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
645566
This series of Notes was issued and sold upon the funding of the borrower loan #76425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $457.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 103% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,631 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jbotknitty1104 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 64 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
680-699
(Feb-2007)
680-699
(Feb-2007)
|
|
Principal balance:
| $1,042.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Consolidating our debt!
Purpose of loan:
My partner of ten years and I want to consolidate our debt and pay it down once and for all! We feel like we will never get a handle on it at the absurd interest rates we have to pay credit card companies--we have been trying for years and it simply isn't working. Rather than pay all that interest to banks, I'd much rather pay it to private investors.
My financial situation:
I have been working as a hairstylist for nearly six years now, and I have been at my current job for two years building a sizable clientele. My credit score is pretty solid (my debt to income ratio is high, but mostly due to student loans), and I pay my bills on time. I have successfully paid off one Prosper loan in full, and am on my way to paying off a second (that helped us move out to and get started in Portland). I have never missed a payment or defaulted. I just want to be rid of this high interest debt!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 10/10/2012 5:03:51 PM |
| green-trade-dolphin2 | $59.69 | 10/10/2012 5:02:17 PM |
| brandonm78 | $50.00 | 10/10/2012 5:04:17 PM |
| phenomenal-rate1 | $500.00 | 10/10/2012 5:04:25 PM |
| compoundinterest | $25.00 | 10/10/2012 5:19:15 PM |
| virtuous-repayment | $25.00 | 10/10/2012 5:22:37 PM |
| unrivaled-deal676 | $50.00 | 10/10/2012 5:13:11 PM |
| community-burrito9 | $25.00 | 10/10/2012 5:02:14 PM |
| Arvicco | $400.00 | 10/10/2012 5:25:49 PM |
| thankful-nickel2 | $55.55 | 10/10/2012 5:14:11 PM |
| octoberfresh | $25.00 | 10/10/2012 5:06:51 PM |
| CreditBuilder2 | $25.01 | 10/10/2012 5:44:10 PM |
| imogen22 | $50.00 | 10/10/2012 5:12:52 PM |
| spirit07a | $100.00 | 10/10/2012 5:50:50 PM |
| hitsman | $50.00 | 10/10/2012 6:04:27 PM |
| wise-charming-reward | $500.00 | 10/10/2012 6:32:43 PM |
| velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:42 PM |
| vigorous-payment6 | $25.00 | 10/10/2012 5:45:16 PM |
| Vegasjim | $25.00 | 10/10/2012 6:52:16 PM |
| Mrs-Honeydew | $30.00 | 10/10/2012 5:55:41 PM |
| beaglebagel | $91.07 | 10/10/2012 7:57:28 PM |
| ptjg | $100.00 | 10/10/2012 6:01:56 PM |
| golden-cat | $25.00 | 10/10/2012 6:12:45 PM |
| responsibility-butterfly | $50.00 | 10/11/2012 7:42:07 AM |
| jubilant-benjamins567 | $25.00 | 10/11/2012 7:58:35 AM |
| prudent-deal662 | $25.00 | 10/10/2012 6:40:54 PM |
| RGlad | $65.00 | 10/10/2012 6:41:22 PM |
| kfrench | $75.00 | 10/10/2012 6:54:33 PM |
| larryboy10 | $25.00 | 10/10/2012 11:29:29 PM |
| LoanerPrincipal | $25.00 | 10/10/2012 7:17:50 PM |
| PaulW | $40.00 | 10/11/2012 4:40:10 AM |
| first-serene-credit | $25.00 | 10/10/2012 8:33:33 PM |
| coin-kin | $36.00 | 10/11/2012 5:27:46 AM |
| gustavholstopus32 | $25.00 | 10/10/2012 8:40:45 PM |
| Detour11 | $25.00 | 10/10/2012 8:41:51 PM |
| cerebral-dollar773 | $36.38 | 10/11/2012 5:57:55 AM |
| farlik | $25.00 | 10/11/2012 6:43:41 AM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:19 AM |
| a-leverage-investor | $33.25 | 10/10/2012 9:51:18 PM |
| Nazbuster | $100.00 | 10/10/2012 10:01:02 PM |
| vines99 | $50.00 | 10/11/2012 1:19:46 AM |
| enchanted-investment447 | $100.00 | 10/11/2012 8:31:57 AM |
| peaceful-greenback719 | $25.00 | 10/11/2012 5:08:45 AM |
| compatible-deal9 | $50.00 | 10/11/2012 9:39:28 AM |
| revenue-carnation043 | $50.00 | 10/11/2012 9:00:11 AM |
| tranquil-diversification8 | $146.17 | 10/11/2012 9:04:08 AM |
| zchickan | $75.00 | 10/11/2012 8:04:15 AM |
| trade-goblin9 | $25.00 | 10/11/2012 8:13:36 AM |
| 1stTime2ndChance | $25.00 | 10/11/2012 8:43:31 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:37 AM |
| bazaar-tulip | $25.00 | 10/11/2012 9:45:14 AM |
| Napoli_Lending | $95.00 | 10/11/2012 11:20:03 AM |
| historic-value7 | $100.00 | 10/11/2012 12:11:52 PM |
| producer455 | $25.00 | 10/11/2012 3:45:55 PM |
| moola-accelerator6 | $50.00 | 10/11/2012 10:13:42 AM |
| bid-papyrus | $100.00 | 10/11/2012 12:57:09 PM |
| finance-coyote3 | $2,000.00 | 10/11/2012 5:29:07 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:32 PM |
| Jinja | $100.00 | 10/11/2012 12:52:17 PM |
| heroic-payout9 | $32.69 | 10/11/2012 1:54:22 PM |
| pure-loyalty6 | $25.00 | 10/11/2012 4:46:41 PM |
| WeshaTheLeopard | $25.00 | 10/11/2012 2:18:29 PM |
| coasterman | $25.00 | 10/11/2012 4:35:18 PM |
| ethicalhumanist | $100.00 | 10/11/2012 6:08:43 PM |
| purposeful-durability8 | $100.00 | 10/11/2012 5:01:38 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:21:50 PM |
| myduck | $50.00 | 10/11/2012 6:23:41 PM |
| keen-credit6 | $26.00 | 10/11/2012 6:29:17 PM |
| dedicated-hope640 | $25.00 | 10/11/2012 7:58:57 PM |
| gold-position343 | $50.00 | 10/12/2012 3:15:33 AM |
| crw1950 | $40.52 | 10/12/2012 5:24:52 AM |
| jonathan10s | $100.00 | 10/11/2012 6:10:05 PM |
| BorthersKeeper | $25.00 | 10/12/2012 6:43:23 AM |
| Rulea72 | $25.00 | 10/12/2012 7:18:04 AM |
| asset-dna5 | $25.00 | 10/11/2012 7:01:05 PM |
| liberty-viola | $30.00 | 10/12/2012 9:01:36 AM |
| onecooldrink | $25.00 | 10/11/2012 10:23:26 PM |
| discostu | $25.00 | 10/12/2012 12:01:25 AM |
| serene-capital | $35.00 | 10/12/2012 2:09:48 AM |
| irishalaskan | $25.00 | 10/11/2012 9:07:34 PM |
| HenlopenCapital | $25.00 | 10/12/2012 5:07:43 AM |
| sushi537 | $25.00 | 10/12/2012 2:44:07 AM |
| Leshan | $100.00 | 10/12/2012 6:56:59 AM |
| american6 | $50.00 | 10/12/2012 9:34:27 AM |
| life-is-great | $25.00 | 10/12/2012 9:41:33 AM |
| restless-nickel158 | $50.00 | 10/12/2012 8:04:08 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:53 AM |
| Erileb | $100.00 | 10/12/2012 8:51:42 AM |
| prainvestment | $25.00 | 10/12/2012 7:28:40 AM |
| cbivitz | $125.00 | 10/12/2012 7:45:39 AM |
| bonus-tsunami916 | $25.00 | 10/12/2012 7:51:29 AM |
| Lev8 | $25.00 | 10/12/2012 8:01:18 AM |
| spawn5150 | $25.00 | 10/12/2012 9:01:45 AM |
| currency-balancer | $25.00 | 10/12/2012 9:15:51 AM |
| lostontheedge | $25.00 | 10/12/2012 9:21:24 AM |
| enriched-truth | $25.00 | 10/12/2012 9:35:00 AM |
| mennleo | $43.00 | 10/12/2012 9:20:24 AM |
| asya | $28.00 | 10/12/2012 11:00:29 AM |
| foofightee | $25.00 | 10/12/2012 9:42:01 AM |
| cashasaurus0 | $181.29 | 10/12/2012 11:29:28 AM |
| enthralling-investment | $25.00 | 10/12/2012 10:22:10 AM |
| andycheb | $50.00 | 10/12/2012 10:25:48 AM |
| california111 | $100.00 | 10/12/2012 10:03:27 AM |
| pbo922 | $25.00 | 10/12/2012 10:45:25 AM |
| investment-tempo | $25.00 | 10/12/2012 10:45:45 AM |
| enticing-capital6 | $50.00 | 10/12/2012 10:45:37 AM |
| TMBank | $30.98 | 10/12/2012 10:50:19 AM |
| vinayski | $25.00 | 10/12/2012 11:04:51 AM |
| repayment-pagoda8 | $100.00 | 10/10/2012 5:08:27 PM |
| community-seahorse0 | $25.00 | 10/10/2012 5:05:39 PM |
| bold-riveting-social | $41.00 | 10/10/2012 5:17:49 PM |
| tolerant-currency6 | $25.00 | 10/10/2012 5:21:59 PM |
| nickel-ferret | $25.00 | 10/10/2012 5:17:26 PM |
| Nicedad72 | $25.00 | 10/10/2012 5:35:26 PM |
| JeremyLinFan | $40.00 | 10/10/2012 5:43:47 PM |
| indomitable-coin | $25.00 | 10/10/2012 5:22:08 PM |
| windguy | $50.00 | 10/10/2012 5:24:35 PM |
| jedi053 | $100.00 | 10/10/2012 5:26:47 PM |
| promise2 | $25.00 | 10/10/2012 5:52:46 PM |
| special-dinero553 | $25.00 | 10/10/2012 5:15:51 PM |
| repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:34 PM |
| LaGrangeLender | $60.00 | 10/10/2012 6:08:14 PM |
| prudent-dough458 | $25.00 | 10/10/2012 5:47:37 PM |
| FortuneFund | $50.00 | 10/10/2012 5:27:32 PM |
| intuitive-benefit3 | $100.00 | 10/10/2012 6:19:56 PM |
| Nipper99 | $100.00 | 10/10/2012 6:23:42 PM |
| gentle-generosity822 | $25.00 | 10/10/2012 6:40:49 PM |
| i3urtonair | $25.00 | 10/10/2012 7:52:48 PM |
| fuse136 | $25.00 | 10/10/2012 6:32:14 PM |
| jubilant-agreement0 | $25.00 | 10/11/2012 4:11:28 AM |
| kenji4861 | $25.00 | 10/10/2012 6:44:16 PM |
| 888GoldIngots | $25.00 | 10/10/2012 6:15:29 PM |
| CollinsCrew | $45.25 | 10/11/2012 6:07:52 AM |
| janeybooboo | $74.74 | 10/10/2012 6:17:58 PM |
| fireboss | $40.81 | 10/11/2012 6:55:30 AM |
| a-listing-shooter | $500.00 | 10/11/2012 7:19:07 AM |
| dkjl | $25.92 | 10/10/2012 7:22:26 PM |
| andyb9 | $25.00 | 10/10/2012 7:36:54 PM |
| twjh | $25.08 | 10/10/2012 7:04:00 PM |
| the-swashbuckler | $25.00 | 10/10/2012 7:08:02 PM |
| bellaquito | $500.00 | 10/10/2012 7:34:04 PM |
| Brisket_Bob | $35.00 | 10/11/2012 5:43:49 AM |
| atlas100 | $50.00 | 10/11/2012 6:27:55 AM |
| bid-stockpiler1 | $100.00 | 10/11/2012 6:38:46 AM |
| valiant-money | $50.00 | 10/11/2012 8:50:02 AM |
| dinero-pagoda650 | $50.00 | 10/11/2012 9:51:27 AM |
| gain-tamer7 | $100.00 | 10/11/2012 10:09:57 AM |
| equitable-p2ploan8 | $25.00 | 10/11/2012 9:10:10 AM |
| Voracious_Trees | $25.00 | 10/11/2012 9:23:40 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:27 AM |
| Skatingbear | $100.00 | 10/11/2012 10:58:30 AM |
| accelerator96 | $25.00 | 10/11/2012 11:00:01 AM |
| Dgodfather110 | $60.00 | 10/11/2012 2:30:19 PM |
| awesome-generosity4 | $25.00 | 10/11/2012 3:05:13 PM |
| wishihadmore | $25.00 | 10/11/2012 3:59:59 PM |
| digitalhound | $50.00 | 10/11/2012 10:53:56 AM |
| benefit-lyrics9 | $25.00 | 10/11/2012 1:50:50 PM |
| brightest-return-widget | $25.00 | 10/11/2012 2:36:16 PM |
| Peacepower | $40.00 | 10/11/2012 3:05:30 PM |
| COguy | $30.00 | 10/11/2012 4:47:58 PM |
| DoctorJoe | $25.00 | 10/11/2012 3:42:25 PM |
| discrete-asset | $25.00 | 10/11/2012 4:44:11 PM |
| giantfan19 | $66.22 | 10/11/2012 7:43:26 PM |
| reward-excellency1 | $25.00 | 10/11/2012 9:48:52 PM |
| orange-preeminant-bill | $50.00 | 10/12/2012 6:29:02 AM |
| payout-thinker7 | $25.00 | 10/12/2012 7:54:21 AM |
| fund-tom-tom6 | $25.00 | 10/12/2012 8:15:27 AM |
| sflash | $25.00 | 10/11/2012 7:38:47 PM |
| sanfranciscomicro | $25.00 | 10/11/2012 8:39:53 PM |
| courteous-trade229 | $37.00 | 10/11/2012 8:52:47 PM |
| penny-mad-scientist9 | $50.00 | 10/11/2012 9:19:00 PM |
| skifamily1992 | $25.00 | 10/12/2012 4:15:14 AM |
| swissbanker | $25.00 | 10/11/2012 9:27:17 PM |
| Anonymous_Guy | $25.00 | 10/11/2012 9:39:44 PM |
| dinero-dancer8 | $100.00 | 10/11/2012 10:18:39 PM |
| Wisc_investor | $25.00 | 10/12/2012 6:31:18 AM |
| Supernick | $300.00 | 10/12/2012 7:02:08 AM |
| bosco44 | $25.00 | 10/12/2012 9:37:43 AM |
| payout-optimizer1 | $50.00 | 10/12/2012 7:50:29 AM |
| mflawyer | $25.00 | 10/12/2012 6:25:36 AM |
| asset-twister70 | $25.00 | 10/12/2012 8:22:57 AM |
| reward-giant1 | $48.00 | 10/12/2012 8:42:30 AM |
| LuckyMacFunding | $25.00 | 10/12/2012 8:17:22 AM |
| Sabo | $30.00 | 10/12/2012 8:35:35 AM |
| commanding-treasure2 | $75.00 | 10/12/2012 9:24:51 AM |
| dhkny5 | $400.00 | 10/12/2012 9:30:53 AM |
| BenR | $51.00 | 10/12/2012 10:16:15 AM |
| friends-helping-friends | $25.00 | 10/12/2012 10:30:21 AM |
| thrifty-transaction578 | $25.00 | 10/12/2012 9:26:33 AM |
| ranstlin | $25.00 | 10/12/2012 10:51:09 AM |
| punctual-worth263 | $50.00 | 10/12/2012 11:00:24 AM |
| punctual-fund | $25.00 | 10/12/2012 9:41:49 AM |
| fairness-palm | $28.00 | 10/12/2012 10:04:39 AM |
| Rider | $80.49 | 10/12/2012 10:10:35 AM |
| Astyanax | $30.91 | 10/12/2012 10:12:20 AM |
| ready-bid9 | $28.00 | 10/12/2012 10:13:31 AM |
| the-loyalty-wildebeest | $39.71 | 10/12/2012 10:28:23 AM |
| RiderIRA | $107.27 | 10/12/2012 10:01:29 AM |
| Investoman | $25.00 | 10/12/2012 10:19:01 AM |
| resolute-payment | $25.00 | 10/12/2012 10:54:16 AM |
| richboy56 | $25.00 | 10/12/2012 10:39:59 AM |
| 201 Investments
|
Borrower Payment Dependent Notes Series
645950
This series of Notes was issued and sold upon the funding of the borrower loan #76828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,278 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-guitar1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay off medical bills.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and always budget myself accordingly. This was an unexpected medical expense that needs to be paid. I am just out of college and my savings still needs time to grow or I would have paid with that.
Monthly net income: $1,710
Monthly expenses: $1,500
Housing: $403.00
Insurance: $100
Car expenses: $300
Utilities: $60
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $320
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/24/2012 9:02:01 AM |
| Danjack_Capital | $25.00 | 10/24/2012 9:01:26 AM |
| calmfunds | $1,844.96 | 10/24/2012 9:04:19 AM |
| community-burrito9 | $50.00 | 10/24/2012 9:01:37 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
648234
This series of Notes was issued and sold upon the funding of the borrower loan #76874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,497 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-broker9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation
Purpose of loan:
Applying to consolidate my current debt into a single loan with a lower interest rate than the higher card rates that I had accumulated during school. With this loan, I would like to get my payments down to one monthly payment to simplify my payments schedule and get debt-free in the next 5 years.
My financial situation:
I am a good candidate for this loan because I have a steady income as a computer software professional and my payment history for the last couple of years has always been on time. While I have requested for a 5 yr loan to lessen burden of high payment every month, I will be striving to pay off this loan much earlier, whenever possible and achieve the goal to be debt-free.
Monthly net income: $ 4800.00
Monthly expenses: $ 2350-2450 (on average for last 12 months)
Housing: $ 550 ( My portion of rent for the apt that I share with another person)
Insurance: $160
Car expenses: $150 ( I do not drive, use metro to work - monthly transportation costs)
Utilities: $150
Phone, cable, internet: $ 55 ( Cable, Internet are covered in the Utilities)
Food, entertainment: $200
Clothing, household expenses: $100-200
Credit cards and other loans: $800
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 10/15/2012 5:03:03 PM |
| cr8on | $75.00 | 10/15/2012 5:05:17 PM |
| oracle3 | $50.00 | 10/15/2012 5:05:49 PM |
| vutah | $25.00 | 10/15/2012 5:05:57 PM |
| cattlebaron | $25.00 | 10/15/2012 5:13:05 PM |
| janeybooboo | $100.00 | 10/15/2012 5:14:08 PM |
| worth-blanket2 | $13,500.00 | 10/15/2012 5:06:05 PM |
| cattlebaron | $25.00 | 10/15/2012 5:13:18 PM |
| 113121 | $25.00 | 10/15/2012 5:15:06 PM |
| historic-value7 | $200.00 | 10/15/2012 5:07:11 PM |
| wonder3 | $25.00 | 10/15/2012 5:08:08 PM |
| pdub | $750.00 | 10/15/2012 5:04:17 PM |
| asset-portait013 | $100.00 | 10/15/2012 5:15:16 PM |
| Bob450 | $25.00 | 10/15/2012 5:08:45 PM |
| Dubbs360 | $150.00 | 10/15/2012 5:15:24 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
648808
This series of Notes was issued and sold upon the funding of the borrower loan #76635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,073 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-respectful-velocity |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt and home improvements.
My financial situation:
I am a good candidate for this loan because of my annual salary, 401K contributions, and annuities provides the means to guarantee that the loan will be re-paid in full.
Monthly net income: $ 4100
Monthly expenses: $ 3050
Housing: $ 1900 (monthly)
Insurance: $ (paid thru 2012)
Car expenses: $ 650 (monthly)
Utilities: $ 150 (monthly)
Phone, cable, internet: $ 200 (monthly)
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 75 (monthly) Total owed $850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/17/2012 9:07:35 AM |
| historic-value7 | $100.00 | 10/17/2012 10:14:15 AM |
| trade-goblin9 | $25.00 | 10/17/2012 9:33:33 AM |
| ethical-truth211 | $200.00 | 10/17/2012 9:54:04 AM |
| moola-accelerator6 | $50.00 | 10/17/2012 10:29:00 AM |
| THE-CASH-MAN | $25.00 | 10/17/2012 10:30:22 AM |
| credit-dandelion148 | $225.00 | 10/17/2012 10:50:23 AM |
| decisive-income7 | $2,000.00 | 10/17/2012 9:26:21 AM |
| finance-lion8 | $25.00 | 10/17/2012 9:45:29 AM |
| community-burrito9 | $75.00 | 10/17/2012 9:09:56 AM |
| _NaLNaBB | $100.00 | 10/17/2012 9:15:07 AM |
| scholarly-order6 | $75.00 | 10/17/2012 9:49:23 AM |
| MI2 | $2,000.00 | 10/17/2012 9:50:33 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
649198
This series of Notes was issued and sold upon the funding of the borrower loan #77054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,161 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impartial-peso577 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Frenchtown Dry Goods LLC
The purpose of this loan is to open and operate a men's retail store in Frenchtown, NJ.
Frenchtown is a small river town in western Hunterdon County New Jersey. Hunterdon County is routinely ranked in the top ten in median household income in the country (#4 in 2011). Neighboring Somerset County is ranked #6.
Frenchtown has been named one of the 8 "great places in New Jersey" in a recent state magazine. Frenctown is a tourist attraction known for its small town scenery, its proximity to the Delaware River, its unique shops and its many festivals. The festivals include but are not limited to; River Fest, Bastille Day and Green Fair.
Frenchtown houses 10 restaurants (two with bars) and 16 shops (3 home stores, a bike/rental shop, a book store, home town pet supply store, florist, 3 galleries, 3 salons, 2 yoga studios various other shops)
This loan will be used to buy inventory, advertise and procure the technology that will ensure efficiency and productivity.
My financial situation:
I am a good candidate for this loan because my current credit score and history is excellent.
I am a public school teacher with tenure so my job security is solid.
I hold Masters degrees in Supervision and Administration which afford me a working knowledge of how to manage an organization and its budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| soarmore | $25.00 | 10/16/2012 5:12:36 PM |
| bazaar-tulip | $25.00 | 10/16/2012 5:13:18 PM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:24 PM |
| repayment-pagoda8 | $100.00 | 10/16/2012 5:09:36 PM |
| here2lend | $25.00 | 10/16/2012 5:11:34 PM |
| aztec | $50.00 | 10/16/2012 5:18:15 PM |
| Nil2008 | $100.00 | 10/16/2012 5:34:48 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:45:53 PM |
| best-bonafide-p2p | $50.00 | 10/16/2012 5:31:27 PM |
| calm-platinum957 | $35.00 | 10/16/2012 5:51:13 PM |
| MI2 | $5,000.00 | 10/16/2012 6:24:37 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:58 PM |
| Voracious_Trees | $25.00 | 10/16/2012 7:45:41 PM |
| CIC | $25.00 | 10/17/2012 2:47:06 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:20 AM |
| Empower-personal-responsibility | $25.00 | 10/17/2012 7:54:05 AM |
| triguy | $500.00 | 10/17/2012 10:27:49 AM |
| radforj22 | $50.00 | 10/17/2012 11:01:02 AM |
| malomar66 | $46.42 | 10/17/2012 11:22:30 AM |
| Interest2thePeople | $100.00 | 10/17/2012 5:04:43 PM |
| credit-dandelion148 | $200.00 | 10/17/2012 12:44:36 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:37 PM |
| imogen22 | $50.00 | 10/17/2012 5:15:50 PM |
| commitment-neutron1 | $50.00 | 10/17/2012 5:03:09 PM |
| orange-brainy-return | $25.00 | 10/17/2012 5:40:01 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:35 PM |
| deal-goliath4 | $59.00 | 10/17/2012 5:20:26 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:24 PM |
| betterthanstock | $25.00 | 10/17/2012 7:09:20 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:27 AM |
| new-dedication-travels | $25.00 | 10/18/2012 6:53:29 AM |
| x32248 | $25.00 | 10/17/2012 7:50:02 PM |
| DPRIEST26777 | $25.00 | 10/17/2012 7:51:13 PM |
| red-rate-whistle | $45.00 | 10/17/2012 10:59:20 PM |
| Integrity-Lending4U | $25.00 | 10/18/2012 12:36:51 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:25 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:58 AM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:11 AM |
| blue-lucrative-rate | $50.00 | 10/17/2012 10:25:17 PM |
| red-penny-philosopher | $25.00 | 10/18/2012 4:12:15 AM |
| bent300 | $25.00 | 10/18/2012 7:08:19 AM |
| platinum-frog | $25.00 | 10/18/2012 6:15:11 AM |
| aabadabadoo | $25.00 | 10/18/2012 9:09:40 AM |
| Rulea72 | $25.00 | 10/18/2012 7:49:25 AM |
| buffalobills | $25.00 | 10/18/2012 8:00:40 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:57 AM |
| Rockymtnhi | $25.00 | 10/18/2012 9:52:00 AM |
| astute-benjamins | $150.00 | 10/18/2012 8:05:56 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:47 AM |
| treasure-bliss | $50.00 | 10/18/2012 9:25:00 AM |
| luckylinux | $50.00 | 10/18/2012 12:28:18 PM |
| Investor_DP | $200.00 | 10/18/2012 9:34:42 AM |
| capital-heaven5 | $400.00 | 10/18/2012 11:16:54 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:19 AM |
| auction-pragmatist | $25.00 | 10/18/2012 3:03:00 PM |
| GrayStudio | $25.00 | 10/18/2012 12:06:52 PM |
| value-surgeon | $25.00 | 10/18/2012 3:12:28 PM |
| Boca | $39.26 | 10/18/2012 11:31:44 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:33 AM |
| return-aurora853 | $500.00 | 10/18/2012 5:40:43 PM |
| jonmars | $25.00 | 10/18/2012 5:41:11 PM |
| principal-aggregator5 | $50.00 | 10/18/2012 2:35:44 PM |
| whitegold24k | $150.00 | 10/18/2012 2:57:27 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:44 PM |
| kegs | $150.00 | 10/18/2012 2:25:35 PM |
| american6 | $50.00 | 10/18/2012 5:48:06 PM |
| 6moonbeams | $50.00 | 10/18/2012 5:59:09 PM |
| ingenious-deal6 | $25.00 | 10/18/2012 5:50:51 PM |
| income-excellence1 | $25.00 | 10/18/2012 6:00:42 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:56 PM |
| wise-bonus-honker | $25.00 | 10/18/2012 6:03:09 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:39 PM |
| puifais | $50.00 | 10/18/2012 6:04:10 PM |
| BidDaddyBigBucks | $25.00 | 10/18/2012 6:05:32 PM |
| BonesyJones | $100.00 | 10/18/2012 6:07:55 PM |
| kewgdns | $25.00 | 10/18/2012 6:13:17 PM |
| Castellan | $50.00 | 10/18/2012 6:13:43 PM |
| likeable-value | $25.00 | 10/18/2012 6:14:19 PM |
| bdiddy1268 | $25.00 | 10/18/2012 6:15:54 PM |
| Preteur | $25.00 | 10/18/2012 6:00:51 PM |
| bid-papyrus | $25.00 | 10/18/2012 6:15:59 PM |
| moltopaolo | $50.00 | 10/18/2012 6:16:08 PM |
| Businessincubator | $41.00 | 10/18/2012 6:17:18 PM |
| banchan | $37.00 | 10/18/2012 6:02:34 PM |
| trunderw | $33.00 | 10/18/2012 6:03:38 PM |
| building-america | $25.00 | 10/18/2012 6:18:26 PM |
| matthart | $25.00 | 10/18/2012 6:18:50 PM |
| boater01 | $100.00 | 10/18/2012 6:19:14 PM |
| Cai8899 | $25.00 | 10/18/2012 5:57:43 PM |
| bobb72 | $25.00 | 10/18/2012 6:19:53 PM |
| Pasagam | $50.00 | 10/18/2012 6:07:24 PM |
| keeks | $25.00 | 10/18/2012 6:21:52 PM |
| DreisersFinancier | $50.00 | 10/18/2012 6:09:22 PM |
| LandE2BG | $50.00 | 10/18/2012 6:09:39 PM |
| credit-maple | $25.00 | 10/18/2012 6:00:59 PM |
| macjp123 | $50.00 | 10/18/2012 6:23:46 PM |
| nerdfactor | $25.00 | 10/18/2012 6:10:30 PM |
| don8ter | $50.00 | 10/18/2012 6:03:07 PM |
| DadWarbucks | $25.00 | 10/18/2012 6:11:37 PM |
| tolstoy00 | $25.00 | 10/18/2012 6:04:13 PM |
| supersam | $50.00 | 10/18/2012 6:12:15 PM |
| Tradesmanlender | $25.00 | 10/18/2012 6:04:54 PM |
| djs81 | $75.00 | 10/18/2012 6:05:25 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:31 PM |
| realtormoises | $25.00 | 10/18/2012 6:05:58 PM |
| thoughtful-fairness2 | $25.00 | 10/18/2012 6:06:01 PM |
| TheKid | $100.00 | 10/18/2012 6:15:40 PM |
| subtle-revenue0 | $25.00 | 10/18/2012 6:06:24 PM |
| newest-rate-relaxation | $50.00 | 10/18/2012 6:06:38 PM |
| natural-affluence4 | $25.00 | 10/18/2012 6:16:18 PM |
| bold-charming-worth | $25.00 | 10/18/2012 6:06:49 PM |
| Approved1234 | $25.00 | 10/18/2012 6:16:30 PM |
| mistertao | $25.00 | 10/18/2012 6:17:00 PM |
| good2b | $25.00 | 10/18/2012 6:17:02 PM |
| ThomasC | $36.00 | 10/18/2012 6:07:32 PM |
| otalon | $25.00 | 10/18/2012 6:17:16 PM |
| syrepsorp | $50.00 | 10/18/2012 6:07:50 PM |
| red-diversification-paradise | $25.00 | 10/18/2012 6:09:28 PM |
| scrappy-leverage6 | $25.00 | 10/18/2012 6:09:45 PM |
| BoughtTheFarm | $25.00 | 10/18/2012 6:20:08 PM |
| TheYellowDart | $25.00 | 10/18/2012 6:20:23 PM |
| currency-chihuahua3 | $50.00 | 10/18/2012 6:10:34 PM |
| dinero-pagoda650 | $50.00 | 10/18/2012 6:11:22 PM |
| lending_well | $25.00 | 10/18/2012 6:12:55 PM |
| SBT | $25.00 | 10/18/2012 6:14:02 PM |
| Cash-Flow | $1,500.00 | 10/18/2012 6:23:05 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:49 PM |
| mrfixerupper | $25.00 | 10/18/2012 6:24:56 PM |
| EJPiper | $25.00 | 10/18/2012 6:25:49 PM |
| hopethisworks | $25.00 | 10/18/2012 6:15:49 PM |
| velocity-solo | $25.00 | 10/18/2012 6:16:11 PM |
| Peacepower | $50.00 | 10/18/2012 6:16:20 PM |
| gristle | $25.00 | 10/18/2012 6:19:37 PM |
| xphile | $25.00 | 10/18/2012 6:20:47 PM |
| Nickle-Back | $30.00 | 10/18/2012 6:21:22 PM |
| marketplace-hut9 | $100.00 | 10/18/2012 6:22:07 PM |
| Kravcorp | $25.00 | 10/18/2012 6:22:25 PM |
| lakshmilila | $25.00 | 10/18/2012 6:23:58 PM |
| peace-maximizer8 | $25.00 | 10/18/2012 6:25:30 PM |
| fishintime | $36.85 | 10/18/2012 6:25:58 PM |
| decisive-income7 | $500.00 | 10/17/2012 8:07:18 AM |
| decisive-income7 | $500.00 | 10/17/2012 9:27:26 AM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:13 PM |
| FortuneFund | $200.00 | 10/16/2012 5:08:53 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:21 PM |
| 100units | $200.00 | 10/16/2012 5:11:21 PM |
| CreditBuilder2 | $25.01 | 10/16/2012 5:23:19 PM |
| nevee | $40.00 | 10/16/2012 5:24:32 PM |
| shrewd-deal | $50.00 | 10/16/2012 5:15:05 PM |
| brainy-credit1 | $40.00 | 10/16/2012 5:20:43 PM |
| PThor | $25.00 | 10/16/2012 5:25:47 PM |
| Sanford-N-Sons | $25.00 | 10/16/2012 5:53:00 PM |
| Maverick158 | $75.00 | 10/16/2012 5:29:40 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:53 PM |
| FortuneFundII | $200.00 | 10/16/2012 6:03:19 PM |
| ThinkOutCrowd | $100.00 | 10/16/2012 8:05:12 PM |
| brilliant-justice214 | $50.00 | 10/16/2012 7:09:00 PM |
| hopeful_lender | $100.00 | 10/17/2012 7:30:32 AM |
| napmanger | $100.00 | 10/16/2012 9:53:29 PM |
| heerzaquestion | $65.00 | 10/17/2012 4:37:19 AM |
| economy-popcorn | $25.00 | 10/16/2012 9:02:21 PM |
| FredHead3 | $61.36 | 10/17/2012 6:44:18 AM |
| green-unafraid-credit | $26.89 | 10/17/2012 12:54:15 AM |
| vivid-deal8 | $36.40 | 10/17/2012 4:36:49 AM |
| Obiwan_Kanobi | $25.00 | 10/17/2012 7:27:46 AM |
| dynadave | $1,000.00 | 10/17/2012 8:50:01 AM |
| promise2 | $25.00 | 10/17/2012 8:53:33 AM |
| Interloper | $25.00 | 10/17/2012 10:05:06 AM |
| corndog4000 | $30.00 | 10/17/2012 12:18:12 PM |
| loyalty-czar | $50.00 | 10/17/2012 12:13:46 PM |
| Centaur | $25.00 | 10/17/2012 3:59:47 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:00 PM |
| LeReve | $500.00 | 10/17/2012 5:31:01 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:05:57 PM |
| DNCMediaLoans | $25.00 | 10/17/2012 10:43:55 PM |
| natural-liberty4 | $156.00 | 10/17/2012 5:27:36 PM |
| best-virtuous-return | $200.00 | 10/18/2012 6:11:55 AM |
| bitterroot_mt | $29.87 | 10/17/2012 8:16:45 PM |
| benefit-banshee | $25.00 | 10/17/2012 8:32:28 PM |
| invest-in-ed | $150.00 | 10/17/2012 9:18:19 PM |
| drgreer | $37.00 | 10/18/2012 6:31:01 AM |
| citizenX | $50.00 | 10/18/2012 7:18:48 AM |
| farlik | $25.00 | 10/18/2012 7:21:22 AM |
| unbeatable-greenback911 | $25.00 | 10/18/2012 4:11:03 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:07 AM |
| brandan | $114.46 | 10/18/2012 7:48:54 AM |
| lulasky63 | $25.00 | 10/17/2012 10:52:03 PM |
| justice-awakening0 | $25.00 | 10/17/2012 11:01:22 PM |
| benefit-zoo | $50.00 | 10/18/2012 8:27:01 AM |
| marketplace-nucleus7 | $75.00 | 10/18/2012 6:21:03 AM |
| the-revenue-demon | $50.00 | 10/18/2012 6:34:14 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:58 AM |
| nycitynoodle | $25.00 | 10/18/2012 6:53:04 AM |
| blot44 | $25.00 | 10/18/2012 6:29:59 AM |
| vigorous-vigilance773 | $25.00 | 10/18/2012 7:03:57 AM |
| steady-fairness761 | $25.00 | 10/18/2012 7:13:03 AM |
| MassBile | $34.22 | 10/18/2012 8:47:22 AM |
| majestic-duty4 | $25.00 | 10/18/2012 9:01:09 AM |
| helvet | $27.00 | 10/18/2012 7:38:28 AM |
| Theboof | $50.00 | 10/18/2012 9:16:25 AM |
| reflective-greenback1 | $25.00 | 10/18/2012 9:24:44 AM |
| happyjackbak | $50.00 | 10/18/2012 9:49:04 AM |
| investment-appraiser | $100.00 | 10/18/2012 11:58:25 AM |
| krisran | $50.00 | 10/18/2012 1:25:49 PM |
| blLending | $25.00 | 10/18/2012 12:07:55 PM |
| dordee | $60.00 | 10/18/2012 11:52:55 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:53:58 AM |
| Investoman | $25.00 | 10/18/2012 5:45:40 PM |
| lendacity | $25.00 | 10/18/2012 5:45:58 PM |
| ryancooper | $25.00 | 10/18/2012 1:13:20 PM |
| ElvisCash | $50.00 | 10/18/2012 1:24:17 PM |
| Long-term2040 | $25.00 | 10/18/2012 4:46:36 PM |
| nourishing-order8 | $25.00 | 10/18/2012 5:51:11 PM |
| runfree | $25.26 | 10/18/2012 2:47:54 PM |
| enthralling-investment | $25.00 | 10/18/2012 5:46:15 PM |
| gold-commander0 | $25.00 | 10/18/2012 5:56:06 PM |
| Rancid | $25.00 | 10/18/2012 5:49:49 PM |
| Avala | $35.00 | 10/18/2012 5:50:41 PM |
| note-proton0 | $25.00 | 10/18/2012 6:00:46 PM |
| MARSTUN | $100.00 | 10/18/2012 6:01:17 PM |
| studious-bonus7 | $100.00 | 10/18/2012 6:01:37 PM |
| CWA_Financial | $36.00 | 10/18/2012 5:52:15 PM |
| the-bid-sorcerer | $50.00 | 10/18/2012 6:02:51 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:03 PM |
| a-unflappable-finance | $100.00 | 10/18/2012 6:06:30 PM |
| mrladybug101 | $25.00 | 10/18/2012 6:08:01 PM |
| Arpad | $30.00 | 10/18/2012 6:10:55 PM |
| felicity-broadcaster6 | $50.00 | 10/18/2012 6:11:26 PM |
| sbsahm | $50.00 | 10/18/2012 6:12:04 PM |
| 1phantom | $25.00 | 10/18/2012 6:12:13 PM |
| siesta100 | $25.00 | 10/18/2012 6:13:12 PM |
| loyalty-sherpa | $25.00 | 10/18/2012 6:14:17 PM |
| mosjustin | $25.00 | 10/18/2012 6:15:43 PM |
| mvalley | $25.00 | 10/18/2012 6:16:36 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:09 PM |
| affluence-kingdom9 | $100.00 | 10/18/2012 5:55:47 PM |
| power-collider | $25.00 | 10/18/2012 6:17:05 PM |
| SharingTheLuv | $25.00 | 10/18/2012 6:17:19 PM |
| mar97 | $25.00 | 10/18/2012 6:04:25 PM |
| unforgettable-wealth4 | $50.00 | 10/18/2012 6:19:00 PM |
| bowdish1 | $100.00 | 10/18/2012 5:57:32 PM |
| DanLash | $25.00 | 10/18/2012 6:19:35 PM |
| Tylerh | $250.00 | 10/18/2012 5:58:58 PM |
| BicyclePostLendingDivision | $32.00 | 10/18/2012 6:20:57 PM |
| BCdiggs | $25.00 | 10/18/2012 6:06:33 PM |
| money-floret | $26.00 | 10/18/2012 6:06:35 PM |
| friendly-community6 | $25.00 | 10/18/2012 6:07:34 PM |
| Anonymous_Guy | $25.00 | 10/18/2012 6:22:10 PM |
| durability-officer | $54.00 | 10/18/2012 6:08:31 PM |
| lendme2 | $200.00 | 10/18/2012 6:08:56 PM |
| JDED | $25.00 | 10/18/2012 6:09:36 PM |
| brightest-breathtaking-finance | $100.00 | 10/18/2012 6:01:12 PM |
| Aimvest | $25.00 | 10/18/2012 6:01:19 PM |
| stolan | $50.00 | 10/18/2012 6:03:47 PM |
| sacmt | $25.00 | 10/18/2012 6:05:39 PM |
| Redmond | $25.00 | 10/18/2012 6:05:42 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:18 PM |
| Chervianne | $50.00 | 10/18/2012 6:06:36 PM |
| exact-loan5 | $50.00 | 10/18/2012 6:16:52 PM |
| jeffpac | $50.00 | 10/18/2012 6:07:57 PM |
| gold-pudding6 | $60.00 | 10/18/2012 6:17:40 PM |
| benjamins-utopia | $100.00 | 10/18/2012 6:09:58 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:39 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:44 PM |
| mindful-generosity1 | $50.00 | 10/18/2012 6:24:02 PM |
| riproaringrapids | $50.00 | 10/18/2012 6:14:37 PM |
| WxChem | $25.00 | 10/18/2012 6:15:11 PM |
| joyful-worth486 | $25.00 | 10/18/2012 6:15:52 PM |
| successful-agreement7 | $100.00 | 10/18/2012 6:17:48 PM |
| coin-tweet | $25.00 | 10/18/2012 6:17:54 PM |
| hostbank | $100.00 | 10/18/2012 6:18:20 PM |
| adventurer447 | $300.00 | 10/18/2012 6:20:40 PM |
| aesop56 | $25.00 | 10/18/2012 6:20:46 PM |
| dparkhom | $50.00 | 10/18/2012 6:20:49 PM |
| jbaum | $30.00 | 10/18/2012 6:22:58 PM |
| deal-vibrato | $25.00 | 10/18/2012 6:22:59 PM |
| rulender | $25.00 | 10/18/2012 6:23:12 PM |
| 277 Investments
|
Borrower Payment Dependent Notes Series
649336
This series of Notes was issued and sold upon the funding of the borrower loan #76413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,102 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diversification-xylophone0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...Buy equipment for my Business
My financial situation:
I am a good candidate for this loan because...I am able to pay back loansbecause of good cash flow in the spring and summer months.
Monthly net income: $12000
Monthly expenses: $5000
Housing: $1100
Insurance: $1000
Car expenses: $800
Utilities: $120
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| azazle | $25.00 | 10/9/2012 9:34:23 AM |
| responsibility-butterfly | $50.00 | 10/9/2012 10:30:58 AM |
| open-minded-p2p1 | $25.00 | 10/9/2012 10:35:50 AM |
| Dubbs360 | $200.00 | 10/9/2012 12:26:22 PM |
| worthy-bid8 | $100.00 | 10/10/2012 9:57:19 AM |
| slowgains | $25.00 | 10/10/2012 12:18:53 PM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:27 AM |
| banker34 | $25.00 | 10/13/2012 4:37:58 PM |
| roux | $25.00 | 10/15/2012 11:39:27 AM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:22 PM |
| irrelevant | $50.00 | 10/16/2012 5:08:37 AM |
| rjcoutur2001 | $84.56 | 10/15/2012 10:03:29 PM |
| tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:42 AM |
| glroark | $50.00 | 10/16/2012 11:05:06 AM |
| leverage-monger | $25.00 | 10/17/2012 9:20:11 AM |
| DrWill | $25.00 | 10/17/2012 8:42:05 PM |
| superb-truth061 | $25.00 | 10/18/2012 10:54:14 AM |
| payout-shrubbery7 | $200.00 | 10/18/2012 12:40:24 PM |
| CaptainTimerica | $204.00 | 10/18/2012 11:06:55 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:24 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:35:55 PM |
| return-kung-fu2 | $27.00 | 10/19/2012 2:48:43 PM |
| travels536 | $25.01 | 10/20/2012 6:52:32 AM |
| green-rapid-openness | $300.00 | 10/20/2012 4:45:41 PM |
| ASG_NECO | $25.00 | 10/20/2012 1:32:33 PM |
| blue-silver-ruler | $25.00 | 10/20/2012 6:47:48 PM |
| Washington_University_MBA | $54.37 | 10/20/2012 5:51:59 PM |
| natural-affluence6 | $25.00 | 10/10/2012 5:02:08 PM |
| CA-Lender | $25.00 | 10/9/2012 2:09:31 PM |
| Weaverville | $25.00 | 10/10/2012 9:07:40 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:38 AM |
| diplomatic-wealth7 | $25.00 | 10/10/2012 10:12:38 AM |
| california111 | $100.00 | 10/10/2012 1:16:29 PM |
| InChicago | $80.04 | 10/10/2012 12:00:19 PM |
| first-serene-credit | $25.00 | 10/10/2012 8:40:06 PM |
| dudebrah | $25.00 | 10/11/2012 3:13:15 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:35 AM |
| kulender | $100.00 | 10/16/2012 10:06:09 AM |
| Borikuoso | $35.00 | 10/16/2012 3:29:43 PM |
| melodious-openness | $200.00 | 10/16/2012 3:51:51 PM |
| WillBeFreeOfDebt | $25.10 | 10/17/2012 6:45:32 AM |
| fountain355 | $25.00 | 10/17/2012 5:50:50 AM |
| Bob450 | $25.00 | 10/17/2012 8:46:05 AM |
| desertoasis | $25.00 | 10/17/2012 9:48:32 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:33 AM |
| VAMUSIC | $35.81 | 10/17/2012 10:40:58 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:19:22 PM |
| hundorama | $25.00 | 10/19/2012 1:24:34 PM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:21:23 PM |
| mlm_invests | $25.00 | 10/20/2012 8:04:02 AM |
| kind-lovely-credit | $25.00 | 10/19/2012 11:58:01 PM |
| Mucman72 | $25.00 | 10/20/2012 12:44:31 PM |
| red-gallant-dime | $186.98 | 10/20/2012 3:39:58 PM |
| droopie1 | $25.00 | 10/20/2012 2:49:48 PM |
| Johnab | $14.58 | 10/20/2012 7:17:53 PM |
| EretzCapital | $52.55 | 10/20/2012 7:16:08 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
649614
This series of Notes was issued and sold upon the funding of the borrower loan #76684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $219.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,785 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Telecatster |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because... Same career for over 20 years. Current Employer more than 10 years. Homeowner. No bankruptcy. Good credit score. Good income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| windguy | $50.00 | 10/17/2012 5:29:30 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:11:12 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:36 PM |
| Capitalincome | $25.00 | 10/17/2012 7:34:24 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:01 PM |
| jcech | $25.00 | 10/17/2012 6:03:56 PM |
| shaps | $50.00 | 10/17/2012 5:25:40 PM |
| compassion-twister2 | $100.00 | 10/17/2012 7:33:14 PM |
| principal-bull | $25.00 | 10/17/2012 8:15:58 PM |
| goodhearted-basis4 | $25.00 | 10/18/2012 1:33:46 AM |
| engaging-worth | $25.00 | 10/17/2012 9:51:41 PM |
| cerebral-dollar773 | $25.00 | 10/18/2012 4:45:51 AM |
| TryingToHelpUsBoth | $25.00 | 10/18/2012 12:13:11 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:31 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:01 AM |
| newest-return-wind | $25.00 | 10/18/2012 12:19:49 PM |
| patriot897 | $25.00 | 10/18/2012 5:39:20 PM |
| Investoman | $25.00 | 10/18/2012 5:45:43 PM |
| BrLender | $50.00 | 10/18/2012 5:46:57 PM |
| PThor | $25.00 | 10/18/2012 5:52:19 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:42 PM |
| Ripsaw4U | $50.00 | 10/18/2012 5:57:38 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:48 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:53 PM |
| point-sitar6 | $25.00 | 10/18/2012 6:15:20 PM |
| Dollars4Rent | $50.00 | 10/18/2012 5:57:05 PM |
| Arvicco | $400.00 | 10/18/2012 6:04:32 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:42 PM |
| truth-igniter4 | $25.00 | 10/18/2012 6:35:58 PM |
| green28 | $50.00 | 10/18/2012 6:40:51 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:54 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:54 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:01 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:24 PM |
| Rivervale_Westwood | $25.00 | 10/18/2012 6:44:26 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:27 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:51 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:37 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:32 PM |
| Vegasjim | $25.00 | 10/18/2012 7:33:43 PM |
| nuclearmoose | $50.00 | 10/18/2012 7:50:45 PM |
| bluebouyz | $25.00 | 10/18/2012 9:33:49 PM |
| wildebeest014 | $25.00 | 10/18/2012 8:02:38 PM |
| ready-interest9 | $25.00 | 10/18/2012 8:29:59 PM |
| laser | $50.00 | 10/19/2012 7:26:28 AM |
| responsive-worth5 | $25.00 | 10/19/2012 7:55:38 AM |
| kfrench | $75.00 | 10/18/2012 8:11:37 PM |
| power-secret-agent | $25.00 | 10/19/2012 3:10:28 AM |
| floridahelper | $25.00 | 10/19/2012 5:42:41 AM |
| CoolPlexer | $50.00 | 10/18/2012 8:46:33 PM |
| rpdelray | $25.00 | 10/19/2012 8:06:57 AM |
| blue-useful-auction | $25.00 | 10/19/2012 6:31:51 AM |
| Sneezie | $100.00 | 10/19/2012 9:18:11 AM |
| availableloan | $25.00 | 10/19/2012 9:26:48 AM |
| nukespike | $25.00 | 10/19/2012 11:20:05 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:09 PM |
| skuba | $100.00 | 10/19/2012 11:32:09 AM |
| miket71 | $30.00 | 10/19/2012 5:01:35 PM |
| radforj22 | $100.00 | 10/19/2012 12:06:34 PM |
| KCEnterprises | $25.00 | 10/19/2012 2:28:33 PM |
| important-diversification620 | $25.00 | 10/19/2012 5:14:10 PM |
| bright-idea11 | $50.00 | 10/19/2012 3:27:55 PM |
| dime-smasher5 | $25.00 | 10/19/2012 1:36:06 PM |
| njlw226 | $25.00 | 10/19/2012 3:59:51 PM |
| squweech | $25.00 | 10/19/2012 5:38:20 PM |
| Google_Me | $87.76 | 10/19/2012 5:43:24 PM |
| SunsetCoastCapital | $25.00 | 10/19/2012 5:26:56 PM |
| unflappable-payment4 | $25.00 | 10/19/2012 5:46:57 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 6:15:15 PM |
| Palentier | $25.00 | 10/19/2012 5:30:38 PM |
| Tbone49 | $25.00 | 10/19/2012 6:37:52 PM |
| crw1950 | $54.60 | 10/20/2012 5:28:18 AM |
| cloud8 | $40.00 | 10/19/2012 7:49:06 PM |
| SCD | $25.00 | 10/19/2012 8:51:04 PM |
| GoldenKoi | $200.00 | 10/20/2012 1:37:37 AM |
| China-man | $100.00 | 10/20/2012 5:21:16 AM |
| scuba-man | $25.00 | 10/20/2012 6:45:05 AM |
| Aberdeen | $100.00 | 10/18/2012 8:01:00 PM |
| cwegert | $25.00 | 10/17/2012 5:26:19 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:07 AM |
| houston2077 | $25.00 | 10/17/2012 6:39:23 PM |
| finder61 | $25.00 | 10/17/2012 8:06:37 PM |
| glenium | $25.00 | 10/18/2012 3:21:58 AM |
| blot44 | $25.00 | 10/18/2012 6:28:48 AM |
| CFOGO | $25.00 | 10/18/2012 5:55:39 AM |
| market-maximizer472 | $100.00 | 10/18/2012 7:50:17 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:36 AM |
| jpblan11 | $25.00 | 10/18/2012 3:59:59 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:42 AM |
| LaXavier | $25.00 | 10/18/2012 3:33:20 PM |
| mdv | $25.00 | 10/18/2012 5:49:40 PM |
| american6 | $50.00 | 10/18/2012 5:48:09 PM |
| brainy-credit1 | $40.00 | 10/18/2012 5:40:27 PM |
| fabulous-bazaar4 | $25.00 | 10/18/2012 6:03:15 PM |
| BidDaddyBigBucks | $25.00 | 10/18/2012 6:05:33 PM |
| proper-commitment5 | $25.00 | 10/18/2012 6:19:51 PM |
| bowl800 | $25.00 | 10/18/2012 6:11:31 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:29 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:42 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:50 PM |
| cardminger | $25.00 | 10/18/2012 6:53:10 PM |
| skillful-finance | $25.00 | 10/18/2012 6:41:12 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:19 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:05 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:16 PM |
| soarmore | $25.00 | 10/18/2012 7:01:23 PM |
| loot-baton | $25.00 | 10/18/2012 7:24:49 PM |
| obedient-payout0 | $25.00 | 10/18/2012 7:03:51 PM |
| neighborly-hope6 | $100.00 | 10/18/2012 7:10:04 PM |
| velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:13 PM |
| rmachi | $25.00 | 10/18/2012 7:21:15 PM |
| boylezz | $25.00 | 10/18/2012 8:15:30 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:55 PM |
| bellaquito | $500.00 | 10/18/2012 8:58:10 PM |
| zwx1997 | $25.00 | 10/19/2012 7:00:04 AM |
| prudent-deal662 | $25.00 | 10/18/2012 7:58:40 PM |
| superb-return339 | $200.00 | 10/19/2012 7:25:02 AM |
| HomerdohNY | $25.00 | 10/19/2012 5:28:04 AM |
| SecondChanceLendingSERV | $28.40 | 10/19/2012 8:51:49 AM |
| Spiv_51 | $25.00 | 10/19/2012 6:12:14 AM |
| TXCapLeader | $100.00 | 10/19/2012 6:20:45 AM |
| oskizzle | $25.00 | 10/19/2012 7:44:01 AM |
| napoleon1168 | $25.00 | 10/19/2012 9:52:37 AM |
| top-unforgettable-income | $25.00 | 10/19/2012 9:36:57 AM |
| colospgs | $25.00 | 10/19/2012 10:07:03 AM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:33:56 PM |
| RocketSurgeon | $25.00 | 10/19/2012 11:24:52 AM |
| inspiring-kindness062 | $25.00 | 10/19/2012 1:40:15 PM |
| treasure-palace661 | $113.00 | 10/19/2012 3:01:09 PM |
| lagnisiruk | $25.00 | 10/19/2012 5:40:04 PM |
| Plutis | $25.00 | 10/19/2012 5:12:08 PM |
| WaitForIt | $25.00 | 10/19/2012 6:10:19 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:10 PM |
| abundance923 | $50.00 | 10/20/2012 6:30:49 AM |
| thankful-nickel2 | $25.00 | 10/19/2012 8:00:33 PM |
| ingenious-order783 | $25.00 | 10/20/2012 7:49:44 AM |
| market-maple | $50.00 | 10/20/2012 7:49:57 AM |
| bsmtloan | $98.67 | 10/20/2012 7:38:35 AM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
649650
This series of Notes was issued and sold upon the funding of the borrower loan #76648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,950.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $199.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,527 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| capital-guitar3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
|
Principal balance:
| $937.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Finish Paying Off Credit Cards
Purpose of loan:
This loan will be used to finish paying off my remaining credit card balances.
My financial situation:
I am a good candidate for this loan because I have a good and steady job that I have been at for almost 5 years. I recently developed and did all the coding for a new control panel for our equipment. I feel pretty secure in my job as I'm the only one that really understands how it works.
I pay roughly 20% APR on my credit cards and have been working on paying them off, but the interest alone is over $100 per month.
Monthly net income: $2500
Monthly expenses: $1750
------------------------------------
Housing: $550
Insurance: $100
Car expenses: $450
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $75.00 | 10/17/2012 5:01:19 PM |
| Johnab | $25.00 | 10/17/2012 5:01:23 PM |
| worth-blanket2 | $7,155.00 | 10/17/2012 5:03:45 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:04:51 PM |
| commitment-neutron1 | $200.00 | 10/17/2012 5:03:24 PM |
| wonder3 | $30.00 | 10/17/2012 5:02:20 PM |
| friedokra | $25.00 | 10/17/2012 5:02:44 PM |
| affluence-microscope2 | $200.00 | 10/17/2012 5:04:06 PM |
| Endeavour | $150.00 | 10/17/2012 5:04:14 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
650468
This series of Notes was issued and sold upon the funding of the borrower loan #76817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $941.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,814 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| processor272 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit accounts
My financial situation: Own a home without mortgage, Gross income =$100,000 per year plus 10% bonus
I am a good candidate for this loan because...I have stable income and no mortgage debt or car loans
Monthly net income: $ 4920.00
Monthly expenses: $
Housing: $0
Insurance: $335.00
Car expenses: $250.00
Utilities: $290.00
Phone, cable, internet: $142.00
Food, entertainment: $450.00
Clothing, household expenses: $25.00
Credit cards and other loans: $850.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/7/2012 12:11:33 PM |
| decisive-income7 | $2,000.00 | 10/8/2012 7:35:52 AM |
| natural-affluence6 | $25.00 | 10/9/2012 6:01:47 PM |
| supreme-exchange547 | $25.00 | 10/7/2012 12:08:53 PM |
| Emgolda | $25.00 | 10/7/2012 12:12:23 PM |
| jubilant-capital1 | $25.00 | 10/7/2012 12:34:02 PM |
| silver-explorer6 | $25.00 | 10/7/2012 12:06:10 PM |
| houli123 | $25.00 | 10/7/2012 12:16:57 PM |
| first-pragmatic-power | $25.00 | 10/7/2012 1:06:14 PM |
| ursus | $200.00 | 10/7/2012 12:18:13 PM |
| JeremyLinFan | $30.00 | 10/7/2012 1:21:56 PM |
| bonus-seahorse | $60.00 | 10/7/2012 2:14:27 PM |
| _NaLNaBB | $200.00 | 10/7/2012 2:15:20 PM |
| vigorous-market5 | $100.00 | 10/7/2012 3:55:11 PM |
| azazle | $50.00 | 10/7/2012 1:02:26 PM |
| kfrench | $75.00 | 10/7/2012 1:38:50 PM |
| real-return2 | $26.00 | 10/7/2012 2:26:12 PM |
| thrifty-capital | $25.00 | 10/7/2012 2:40:00 PM |
| tranquil-note5 | $50.00 | 10/8/2012 5:54:54 AM |
| responsibility-butterfly | $50.00 | 10/8/2012 8:50:38 AM |
| Agonbiew | $50.00 | 10/8/2012 8:51:05 AM |
| spark548 | $100.00 | 10/8/2012 9:13:16 AM |
| transparency-river1 | $511.00 | 10/8/2012 9:18:29 AM |
| speedy-point | $25.00 | 10/8/2012 11:11:33 AM |
| ingenious-diversification | $75.00 | 10/8/2012 10:16:18 AM |
| seabassx | $30.00 | 10/8/2012 11:04:19 AM |
| reinforced-gain7 | $500.00 | 10/8/2012 3:07:35 PM |
| Peleadona | $25.00 | 10/8/2012 11:54:58 AM |
| enticing-exchange3 | $25.00 | 10/8/2012 4:54:33 PM |
| Astyanax | $40.00 | 10/8/2012 4:06:16 PM |
| payment-halo | $25.00 | 10/8/2012 2:53:25 PM |
| dynrep | $25.00 | 10/8/2012 2:55:21 PM |
| return-exchanger355 | $100.00 | 10/8/2012 3:07:51 PM |
| bill-expert | $25.00 | 10/8/2012 3:22:26 PM |
| pdub | $750.00 | 10/8/2012 4:04:36 PM |
| bazaar-tulip | $25.00 | 10/8/2012 5:09:08 PM |
| income-triangulation1 | $25.00 | 10/8/2012 5:02:52 PM |
| WalnutCreekguy | $50.00 | 10/8/2012 5:26:54 PM |
| asset-portait013 | $100.00 | 10/8/2012 5:23:12 PM |
| best-listing-toro | $25.00 | 10/8/2012 5:59:26 PM |
| duty-viola | $35.00 | 10/8/2012 6:04:30 PM |
| duty-powerplant0 | $25.00 | 10/8/2012 6:16:04 PM |
| paradigm_shift | $100.00 | 10/8/2012 5:50:53 PM |
| Debt-Reduction-Plus | $37.92 | 10/8/2012 6:29:37 PM |
| proper-exchange8 | $50.00 | 10/8/2012 6:01:45 PM |
| maldok1 | $25.00 | 10/8/2012 6:42:24 PM |
| powderbumps | $28.05 | 10/8/2012 8:24:42 PM |
| platinum-scientist9 | $25.00 | 10/8/2012 10:28:15 PM |
| cwss-lending | $50.00 | 10/8/2012 10:35:04 PM |
| FWF-kinetic | $25.00 | 10/8/2012 9:29:20 PM |
| elated-greenback | $50.00 | 10/8/2012 9:07:23 PM |
| gain-aspen | $25.77 | 10/9/2012 6:14:02 AM |
| Munnie | $50.00 | 10/9/2012 5:46:15 AM |
| commerce-arch | $100.00 | 10/9/2012 7:05:41 AM |
| blinkyr1 | $25.00 | 10/9/2012 7:30:26 AM |
| deal-banker | $50.00 | 10/9/2012 8:12:46 AM |
| resolute-justice413 | $200.00 | 10/9/2012 9:12:22 AM |
| hope-hickory | $50.00 | 10/9/2012 6:34:02 AM |
| Badgworth | $25.00 | 10/9/2012 7:03:11 AM |
| notupdated | $25.00 | 10/9/2012 9:21:12 AM |
| XwileycoyoteX | $25.00 | 10/9/2012 7:41:25 AM |
| jamiee73 | $25.00 | 10/9/2012 9:26:32 AM |
| pious-benjamins1 | $66.00 | 10/9/2012 8:42:22 AM |
| payout-quark | $100.00 | 10/9/2012 1:14:13 PM |
| neuroshred | $31.38 | 10/9/2012 1:58:36 PM |
| CA-Lender | $75.00 | 10/9/2012 2:08:56 PM |
| jedi053 | $100.00 | 10/9/2012 3:14:56 PM |
| broker048 | $50.00 | 10/9/2012 3:57:04 PM |
| geobmx540 | $68.52 | 10/9/2012 4:23:18 PM |
| shiny-peso1 | $50.00 | 10/9/2012 11:05:55 AM |
| 113121 | $100.00 | 10/9/2012 5:18:02 PM |
| note-goblin0 | $25.00 | 10/9/2012 7:56:34 PM |
| payment-gusto | $25.00 | 10/9/2012 6:53:58 PM |
| sensible-interest2 | $109.79 | 10/9/2012 7:31:09 PM |
| slowgains | $25.00 | 10/9/2012 7:55:24 PM |
| mdc1988 | $100.00 | 10/9/2012 8:05:34 PM |
| zipemdown | $25.00 | 10/7/2012 12:29:57 PM |
| supreme-treasure8 | $100.00 | 10/7/2012 12:04:06 PM |
| missing-link | $25.00 | 10/7/2012 1:04:07 PM |
| global-invest-group | $25.00 | 10/7/2012 12:14:27 PM |
| vigorous-payment6 | $25.00 | 10/7/2012 12:21:31 PM |
| pierrelasvegas | $25.00 | 10/7/2012 1:51:20 PM |
| commerce-venture1 | $25.00 | 10/7/2012 3:44:44 PM |
| Ocean713 | $80.00 | 10/7/2012 7:50:42 PM |
| riskreward | $250.00 | 10/8/2012 8:24:59 AM |
| MI2 | $5,000.00 | 10/8/2012 7:49:18 AM |
| special-dinero553 | $25.00 | 10/8/2012 9:31:35 AM |
| kegs | $150.00 | 10/8/2012 11:36:28 AM |
| LeReve | $500.00 | 10/8/2012 10:00:12 AM |
| RGlad | $200.00 | 10/8/2012 12:03:50 PM |
| Kissabledevil | $25.00 | 10/8/2012 12:31:51 PM |
| brightest-gain-investor | $1,000.00 | 10/8/2012 10:30:34 AM |
| progressive-economy261 | $500.00 | 10/8/2012 1:07:55 PM |
| FinanceFrazier | $100.00 | 10/8/2012 2:17:31 PM |
| Index_Plus | $5,000.00 | 10/8/2012 2:40:40 PM |
| credit-socrates648 | $1,000.00 | 10/8/2012 10:37:48 AM |
| treasure-palace661 | $350.00 | 10/8/2012 1:06:25 PM |
| dedication-capo7 | $400.00 | 10/8/2012 3:59:53 PM |
| speedy-peso1 | $100.00 | 10/8/2012 5:31:11 PM |
| wealth-competitor | $25.00 | 10/8/2012 5:17:55 PM |
| dignified-truth7 | $200.00 | 10/8/2012 5:28:31 PM |
| thrifty-generosity222 | $50.00 | 10/8/2012 5:25:02 PM |
| first-friendly-listing | $50.00 | 10/8/2012 5:35:42 PM |
| haplender | $50.00 | 10/8/2012 5:31:52 PM |
| rautility | $50.00 | 10/8/2012 5:44:12 PM |
| Budro | $46.00 | 10/8/2012 6:03:28 PM |
| joyous-platinum965 | $25.00 | 10/8/2012 6:20:00 PM |
| mindful-generosity1 | $50.00 | 10/8/2012 6:29:00 PM |
| dough-kitten5 | $25.00 | 10/8/2012 7:40:36 PM |
| LODenterprises | $25.00 | 10/8/2012 7:51:48 PM |
| pensacolaborn | $25.00 | 10/8/2012 6:30:34 PM |
| unclejaef | $25.00 | 10/8/2012 7:37:25 PM |
| SkynxhuntIRA | $25.00 | 10/8/2012 8:44:43 PM |
| janeybooboo | $75.00 | 10/8/2012 8:07:27 PM |
| fervent-rupee9 | $42.00 | 10/9/2012 5:08:22 AM |
| a-helping-hand | $200.00 | 10/8/2012 10:08:28 PM |
| diverse-benjamins | $25.00 | 10/8/2012 10:45:44 PM |
| transparent-dinero8 | $100.00 | 10/9/2012 7:22:43 AM |
| RandB_CPAs | $50.00 | 10/9/2012 8:03:41 AM |
| sensible-dime2 | $50.00 | 10/9/2012 8:31:33 AM |
| desertoasis | $25.00 | 10/9/2012 8:57:32 AM |
| glroark | $100.00 | 10/9/2012 7:02:20 AM |
| RJTintheBK | $25.00 | 10/9/2012 7:06:05 AM |
| receptive-affluence035 | $25.00 | 10/9/2012 8:41:09 AM |
| gold-web4 | $50.00 | 10/9/2012 8:56:02 AM |
| fairness-formula0 | $25.00 | 10/9/2012 9:44:22 AM |
| capital-taco9 | $25.00 | 10/9/2012 12:39:57 PM |
| melodious-rupee3 | $50.00 | 10/9/2012 1:16:19 PM |
| dukeiyer | $25.00 | 10/9/2012 10:50:04 AM |
| Dubbs360 | $200.00 | 10/9/2012 12:26:02 PM |
| lordnecron | $25.00 | 10/9/2012 3:46:05 PM |
| real-return | $26.00 | 10/9/2012 12:37:44 PM |
| willinvest | $25.00 | 10/9/2012 4:17:17 PM |
| integrity-reactor4 | $100.00 | 10/9/2012 1:59:45 PM |
| gpuck | $25.00 | 10/9/2012 4:57:19 PM |
| Nil2008 | $100.00 | 10/9/2012 2:59:06 PM |
| fantastic-bazaar2 | $50.00 | 10/9/2012 4:55:34 PM |
| reward-system | $25.00 | 10/9/2012 5:14:57 PM |
| angelinvestor2 | $40.00 | 10/9/2012 5:27:38 PM |
| RedantFinance | $25.00 | 10/9/2012 5:06:33 PM |
| gentle-generosity822 | $25.00 | 10/9/2012 5:31:52 PM |
| natejx | $25.00 | 10/9/2012 6:08:57 PM |
| historic-value7 | $200.00 | 10/9/2012 5:47:53 PM |
| escandalo | $41.57 | 10/9/2012 8:09:32 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
650692
This series of Notes was issued and sold upon the funding of the borrower loan #77069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 14.63% |
Borrower rate/APR:
| 15.63% / 23.42% |
Monthly payment:
| $905.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.58% | | |
| |
Estimated return*:
| 5.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,122 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wympam |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Patent to License New Devel Product
Purpose of loan: To get a patent and to pursue licensing a newly developed product never before seen in market
My financial situation:
I am a good candidate for this loan because I have a stable job and steady income. I am a hard worker and make money off the money I get.
Monthly net income: $6125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-festivity | $25.00 | 10/16/2012 9:07:21 AM |
| ingenious-truth684 | $25.00 | 10/16/2012 9:31:26 AM |
| best-bonafide-p2p | $25.00 | 10/16/2012 9:15:16 AM |
| commerce-viking1 | $50.00 | 10/16/2012 9:25:44 AM |
| BostonCapital | $100.00 | 10/16/2012 9:46:08 AM |
| octoberfresh | $25.00 | 10/16/2012 9:46:13 AM |
| structure9 | $25.00 | 10/16/2012 9:31:57 AM |
| banchan | $37.00 | 10/16/2012 9:49:23 AM |
| durability-solstice8 | $50.00 | 10/16/2012 9:50:32 AM |
| note-willow8 | $25.00 | 10/16/2012 9:57:27 AM |
| _NaLNaBB | $50.00 | 10/16/2012 9:41:11 AM |
| bazaar-tulip | $25.00 | 10/16/2012 10:13:05 AM |
| kulender | $100.00 | 10/16/2012 10:06:20 AM |
| supreme-treasure8 | $100.00 | 10/16/2012 10:33:48 AM |
| velocityasaurus-rex4 | $100.00 | 10/16/2012 10:18:43 AM |
| money-exchanger4 | $25.00 | 10/16/2012 10:21:17 AM |
| persistent-dinero953 | $25.00 | 10/16/2012 10:22:51 AM |
| missing-link | $25.00 | 10/16/2012 10:28:00 AM |
| profitable-fairness1 | $50.00 | 10/16/2012 10:26:04 AM |
| vigorous-payment6 | $25.00 | 10/16/2012 10:47:33 AM |
| wealth-competitor | $25.00 | 10/16/2012 10:30:56 AM |
| ingenious-deal6 | $25.00 | 10/16/2012 10:32:56 AM |
| credit-wheel7 | $25.00 | 10/16/2012 10:58:17 AM |
| HoweMoney | $36.51 | 10/16/2012 11:01:02 AM |
| wayman | $25.00 | 10/16/2012 11:03:13 AM |
| social-cocktail1 | $163.00 | 10/16/2012 10:51:30 AM |
| Rockymtnhi | $100.00 | 10/16/2012 10:56:13 AM |
| selector568 | $300.00 | 10/16/2012 11:01:12 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:46 AM |
| bellaquito | $500.00 | 10/16/2012 11:32:33 AM |
| bold-deal-czar | $25.00 | 10/16/2012 1:28:55 PM |
| enticing-affluence6 | $50.00 | 10/16/2012 2:24:51 PM |
| felicity-fertilizer6 | $25.00 | 10/16/2012 1:48:00 PM |
| bazaar-linkage661 | $40.88 | 10/16/2012 3:19:41 PM |
| Munnie | $25.00 | 10/16/2012 4:57:49 PM |
| soarmore | $25.00 | 10/16/2012 5:12:30 PM |
| punctual-marketplace164 | $50.00 | 10/16/2012 7:20:50 PM |
| Skynxhunt | $25.00 | 10/16/2012 7:36:53 PM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:43 PM |
| UncleBuffett | $50.00 | 10/16/2012 7:28:17 PM |
| a-versatile-power | $25.00 | 10/16/2012 9:35:11 PM |
| dmiller_24 | $25.00 | 10/17/2012 6:44:54 AM |
| Winged_Inspirations | $25.00 | 10/17/2012 5:23:11 AM |
| market-aspen9 | $60.45 | 10/17/2012 10:23:39 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:34 AM |
| bonafide-yield351 | $28.39 | 10/17/2012 12:03:22 PM |
| seadogs | $25.00 | 10/17/2012 1:20:12 PM |
| wealth-funkmaster8 | $52.35 | 10/17/2012 10:41:04 AM |
| credit-dandelion148 | $200.00 | 10/17/2012 1:59:36 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:36 PM |
| Leshan | $50.00 | 10/17/2012 4:14:41 PM |
| Bank42 | $25.00 | 10/17/2012 4:17:31 PM |
| hardatwork1 | $25.00 | 10/17/2012 4:43:38 PM |
| goal-power5 | $30.54 | 10/17/2012 4:54:12 PM |
| bcsmith | $25.00 | 10/17/2012 11:47:39 AM |
| justinology | $25.00 | 10/17/2012 1:41:17 PM |
| tranquil-gain1 | $50.00 | 10/17/2012 2:59:07 PM |
| hope-candy1 | $75.00 | 10/17/2012 3:09:46 PM |
| return-kung-fu2 | $26.00 | 10/17/2012 3:30:12 PM |
| coin-spinner3 | $25.00 | 10/17/2012 3:49:39 PM |
| powderbumps | $26.99 | 10/17/2012 4:56:33 PM |
| rustysailor | $25.00 | 10/16/2012 9:09:16 AM |
| gold-sushi | $25.00 | 10/16/2012 9:14:44 AM |
| Tradesmanlender | $25.00 | 10/16/2012 9:02:49 AM |
| fortytwo | $150.00 | 10/16/2012 9:02:19 AM |
| unforgettable-wealth4 | $38.00 | 10/16/2012 9:20:25 AM |
| felicity-broadcaster6 | $50.00 | 10/16/2012 9:12:31 AM |
| payout-paradise5 | $25.00 | 10/16/2012 9:15:31 AM |
| fmanjoo | $25.00 | 10/16/2012 9:38:52 AM |
| CaptainBL | $25.00 | 10/16/2012 9:30:12 AM |
| tech310 | $50.00 | 10/16/2012 9:37:56 AM |
| dariop | $25.01 | 10/16/2012 9:56:30 AM |
| keen-peace465 | $25.00 | 10/16/2012 9:38:01 AM |
| PThor | $25.00 | 10/16/2012 9:57:15 AM |
| projectpcs | $25.00 | 10/16/2012 9:48:23 AM |
| Interloper | $50.00 | 10/16/2012 10:15:15 AM |
| rakem777 | $25.00 | 10/16/2012 10:18:22 AM |
| respectful-note5 | $25.00 | 10/16/2012 10:16:03 AM |
| shaps | $50.00 | 10/16/2012 10:40:18 AM |
| pierrelasvegas | $25.00 | 10/16/2012 10:21:10 AM |
| cash-mad-scientist3 | $25.00 | 10/16/2012 10:21:13 AM |
| paxnj | $25.00 | 10/16/2012 10:27:54 AM |
| CAGE-Investments | $25.00 | 10/16/2012 10:48:03 AM |
| liberty-society5 | $25.00 | 10/16/2012 10:33:36 AM |
| asset-portait013 | $100.00 | 10/16/2012 10:32:02 AM |
| red-gallant-dime | $200.00 | 10/16/2012 10:38:40 AM |
| MicroLender357 | $25.00 | 10/16/2012 10:37:18 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:26 AM |
| healthy-peace427 | $100.00 | 10/16/2012 10:43:42 AM |
| kind-payment-viking3 | $100.00 | 10/16/2012 10:48:26 AM |
| chitownlender82 | $107.87 | 10/16/2012 11:14:32 AM |
| capital-renewal | $50.00 | 10/16/2012 10:50:10 AM |
| unforgettable-order9 | $25.00 | 10/16/2012 11:55:17 AM |
| mikrolown | $25.00 | 10/16/2012 10:58:47 AM |
| CIC | $25.00 | 10/16/2012 11:06:03 AM |
| worthy-bid8 | $400.00 | 10/16/2012 11:08:37 AM |
| etraboulay | $50.00 | 10/16/2012 11:05:48 AM |
| compoundinterest | $25.00 | 10/16/2012 11:08:48 AM |
| LoanerPrincipal | $25.00 | 10/16/2012 11:16:00 AM |
| Rockymtnhi | $100.00 | 10/16/2012 11:27:47 AM |
| sudeep104 | $25.00 | 10/16/2012 11:45:08 AM |
| Vegasjim | $25.00 | 10/16/2012 11:45:21 AM |
| bazaar-paladin7 | $25.80 | 10/16/2012 12:07:27 PM |
| enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:51 PM |
| coin-magnitude | $25.00 | 10/16/2012 12:43:57 PM |
| extraordinary-velocity6 | $25.00 | 10/16/2012 1:19:03 PM |
| serene-capital | $25.00 | 10/16/2012 12:55:50 PM |
| compassionate-payment218 | $25.00 | 10/16/2012 3:35:26 PM |
| ATWLab | $25.00 | 10/16/2012 4:27:26 PM |
| Relaxo | $250.00 | 10/16/2012 4:33:00 PM |
| wwwUniversal | $25.00 | 10/16/2012 5:52:28 PM |
| enchanted-truth264 | $25.00 | 10/16/2012 7:04:51 PM |
| BigBag | $25.00 | 10/16/2012 8:12:14 PM |
| bonus-animal4 | $75.00 | 10/16/2012 6:02:59 PM |
| antlr | $25.00 | 10/16/2012 8:15:10 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:04 PM |
| TheBlueberryPirate | $25.00 | 10/17/2012 5:35:44 AM |
| kag032001 | $34.21 | 10/17/2012 7:55:25 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:20 AM |
| credit-socrates648 | $750.00 | 10/17/2012 10:22:29 AM |
| bazaar-tiramisu4 | $25.00 | 10/17/2012 11:01:48 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:03 AM |
| silver-saber | $125.00 | 10/17/2012 12:08:33 PM |
| imdave4me | $75.00 | 10/17/2012 12:22:38 PM |
| triguy | $500.00 | 10/17/2012 10:27:49 AM |
| riskreward | $250.00 | 10/17/2012 10:29:57 AM |
| deal-violin | $25.00 | 10/17/2012 10:20:24 AM |
| commerce-blossom1 | $29.27 | 10/17/2012 12:04:54 PM |
| treasure-bliss | $100.00 | 10/17/2012 11:13:05 AM |
| gothampark | $25.00 | 10/17/2012 4:09:07 PM |
| ferdberfel | $25.00 | 10/17/2012 4:19:40 PM |
| LOANMAN614 | $50.00 | 10/17/2012 4:44:49 PM |
| income-buffalo1 | $32.57 | 10/17/2012 5:02:56 PM |
| orbital-value360 | $50.00 | 10/17/2012 1:50:33 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:36 PM |
| 32669 | $35.00 | 10/17/2012 3:40:06 PM |
| value-wind0 | $50.00 | 10/17/2012 2:26:06 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:20 PM |
| yield-hut | $25.00 | 10/17/2012 4:07:40 PM |
| Kentrader14 | $310.08 | 10/17/2012 5:30:04 PM |
| historic-reward468 | $100.00 | 10/17/2012 5:12:57 PM |
| spark548 | $100.00 | 10/17/2012 5:07:37 PM |
| compatible-deal9 | $25.00 | 10/17/2012 5:26:57 PM |
| LeReve | $135.08 | 10/17/2012 5:31:21 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
650756
This series of Notes was issued and sold upon the funding of the borrower loan #76419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $519.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 9m |
|
Amount delinquent:
| $38,212 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,847 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-natural-gain |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
Debt consolidation
My financial situation:
I am a good candidate for this loan because i am trying to get out of debt in the next 5 years.
Monthly net income: $2600
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $300
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 10/8/2012 9:10:50 AM |
| urbane-income7 | $25.00 | 10/8/2012 9:24:25 AM |
| bewitching-dollar5 | $100.00 | 10/8/2012 9:19:27 AM |
| Darts | $50.00 | 10/8/2012 9:32:03 AM |
| toblerone | $25.00 | 10/8/2012 10:05:27 AM |
| intuitive-benefit3 | $100.00 | 10/8/2012 10:09:16 AM |
| LeReve | $500.00 | 10/8/2012 9:59:58 AM |
| Kissabledevil | $25.00 | 10/8/2012 12:31:53 PM |
| speedy-point | $25.00 | 10/8/2012 11:11:36 AM |
| FinanceFrazier | $131.25 | 10/8/2012 2:26:40 PM |
| loyalty-hornet6 | $25.00 | 10/8/2012 5:08:38 PM |
| bonafide-yield351 | $25.00 | 10/8/2012 5:00:22 PM |
| bazaar-tulip | $25.00 | 10/8/2012 5:09:14 PM |
| haplender | $50.00 | 10/8/2012 5:31:53 PM |
| natural-liberty4 | $200.00 | 10/8/2012 5:34:07 PM |
| Cai8899 | $25.00 | 10/8/2012 5:54:50 PM |
| magnificent-felicity4 | $25.00 | 10/8/2012 6:26:13 PM |
| best-listing-toro | $25.00 | 10/8/2012 5:59:32 PM |
| durability-seahorse7 | $50.00 | 10/8/2012 6:28:02 PM |
| money-bauble | $100.00 | 10/8/2012 6:07:49 PM |
| cladius67 | $25.00 | 10/8/2012 8:13:24 PM |
| panegryst | $50.00 | 10/8/2012 6:49:11 PM |
| RothySkynx | $25.00 | 10/8/2012 8:41:56 PM |
| godsost | $25.00 | 10/8/2012 8:44:33 PM |
| taiko6 | $25.00 | 10/8/2012 7:51:34 PM |
| blinkyr1 | $25.00 | 10/9/2012 7:30:27 AM |
| basis-ruler8 | $25.00 | 10/9/2012 5:20:16 AM |
| RandB_CPAs | $50.00 | 10/9/2012 8:03:42 AM |
| yield-seeker | $50.00 | 10/9/2012 6:21:19 AM |
| ideal-economy | $39.75 | 10/9/2012 6:53:10 AM |
| adaptable-benefit6 | $25.00 | 10/9/2012 9:06:11 AM |
| notupdated | $25.00 | 10/9/2012 9:21:13 AM |
| fairness-formula0 | $25.00 | 10/9/2012 9:44:23 AM |
| affluent-anteater | $25.00 | 10/9/2012 11:31:36 AM |
| trade-goblin9 | $100.00 | 10/9/2012 10:14:12 AM |
| responsibility-butterfly | $50.00 | 10/9/2012 10:30:43 AM |
| loan-mole8 | $25.00 | 10/9/2012 9:34:40 AM |
| raisingophelia | $50.00 | 10/9/2012 12:55:37 PM |
| Sagamore | $300.00 | 10/9/2012 10:56:06 AM |
| rate-coup9 | $50.00 | 10/9/2012 1:56:27 PM |
| melodious-rupee3 | $50.00 | 10/9/2012 1:16:20 PM |
| dollardave | $50.00 | 10/9/2012 2:14:16 PM |
| shiny-peso1 | $50.00 | 10/9/2012 11:05:56 AM |
| RufusGreyhound | $25.00 | 10/9/2012 4:50:21 PM |
| tom203 | $35.00 | 10/9/2012 12:55:18 PM |
| wise-bid-umbrella | $25.00 | 10/9/2012 2:17:07 PM |
| well-mannered-income3 | $60.00 | 10/9/2012 5:04:02 PM |
| rate-authority2 | $25.00 | 10/9/2012 4:23:08 PM |
| pious-currency875 | $100.00 | 10/9/2012 5:00:50 PM |
| integrity-reactor4 | $100.00 | 10/9/2012 5:02:44 PM |
| 77dowplace | $41.39 | 10/9/2012 5:44:10 PM |
| financial-frenzy | $45.00 | 10/9/2012 5:44:07 PM |
| vigman777 | $25.00 | 10/9/2012 8:55:53 PM |
| treasure-bliss | $100.00 | 10/10/2012 6:14:16 AM |
| kevin314 | $25.00 | 10/10/2012 9:29:45 AM |
| the-laudable-peso | $31.00 | 10/10/2012 10:51:46 AM |
| moremax | $150.00 | 10/10/2012 12:15:48 PM |
| deal-selector5 | $25.00 | 10/10/2012 3:02:58 PM |
| wigglesworth4 | $70.00 | 10/10/2012 11:14:47 AM |
| new-bid-boomarang | $29.00 | 10/10/2012 11:40:49 AM |
| listing-vista | $50.00 | 10/10/2012 3:10:19 PM |
| market-assembler | $27.00 | 10/10/2012 6:10:17 PM |
| burgeoning-silver | $25.00 | 10/10/2012 6:19:49 PM |
| slartibardfast | $25.00 | 10/10/2012 6:22:18 PM |
| hard-working-rate3 | $25.00 | 10/10/2012 6:39:36 PM |
| new-truth-chuckler | $33.00 | 10/10/2012 6:05:42 PM |
| bajaruss | $25.00 | 10/10/2012 6:05:55 PM |
| bold-organic-yield | $262.00 | 10/10/2012 6:16:34 PM |
| Kravcorp | $25.00 | 10/10/2012 11:20:12 PM |
| Worldskiboy | $50.00 | 10/10/2012 6:10:27 PM |
| life-is-great | $25.00 | 10/10/2012 6:15:25 PM |
| successful-agreement7 | $100.00 | 10/10/2012 6:18:42 PM |
| sbsahm | $25.00 | 10/10/2012 6:44:58 PM |
| brainy-dedication | $25.00 | 10/10/2012 6:56:23 PM |
| gallant-economy9 | $50.00 | 10/11/2012 9:00:33 AM |
| MadHun | $200.00 | 10/11/2012 9:12:35 AM |
| first-silver-bridge | $25.00 | 10/11/2012 6:16:21 AM |
| useful-p2ploan | $25.00 | 10/11/2012 9:21:10 AM |
| DreDub | $25.00 | 10/11/2012 8:59:34 AM |
| harperpotok | $53.00 | 10/11/2012 9:48:48 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:21 AM |
| dragonfly-amulet | $25.00 | 10/11/2012 9:11:19 AM |
| SRK_FROM_WA | $25.00 | 10/11/2012 9:12:37 AM |
| rescue | $100.00 | 10/11/2012 9:59:55 AM |
| boss653 | $25.00 | 10/11/2012 9:16:44 AM |
| orange-courageous-dedication | $25.00 | 10/11/2012 10:09:15 AM |
| Webpreneur | $50.00 | 10/11/2012 9:26:32 AM |
| WolRab | $50.00 | 10/11/2012 9:27:12 AM |
| treasure-pipeline | $25.00 | 10/11/2012 10:13:16 AM |
| kwlbrdr | $25.00 | 10/11/2012 9:33:00 AM |
| bid-czar8 | $100.00 | 10/11/2012 10:14:29 AM |
| samo102us | $25.00 | 10/11/2012 10:16:54 AM |
| hopethisworks | $25.00 | 10/11/2012 10:21:55 AM |
| hayman2013 | $25.00 | 10/11/2012 10:27:09 AM |
| benevolent-money6 | $25.00 | 10/11/2012 10:27:11 AM |
| Banker7371 | $25.00 | 10/11/2012 9:43:50 AM |
| lender2611 | $25.00 | 10/11/2012 10:43:44 AM |
| transparency-sapling | $25.00 | 10/11/2012 9:31:17 AM |
| davechris870 | $25.00 | 10/11/2012 9:35:44 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:19 AM |
| truth-companion | $100.00 | 10/11/2012 9:37:51 AM |
| prohelper | $25.00 | 10/11/2012 9:46:01 AM |
| pizza296130 | $25.00 | 10/11/2012 10:03:47 AM |
| ccantrell06 | $25.00 | 10/11/2012 12:08:35 PM |
| bid-papyrus | $100.00 | 10/11/2012 12:57:05 PM |
| riproaringrapids | $36.00 | 10/11/2012 9:57:52 AM |
| tooflets | $25.00 | 10/11/2012 1:35:57 PM |
| pdxtech | $50.00 | 10/11/2012 10:15:28 AM |
| red-luminous-gain | $25.00 | 10/11/2012 10:16:02 AM |
| commerce-web5 | $25.00 | 10/11/2012 10:17:18 AM |
| larslfe | $25.00 | 10/11/2012 10:18:31 AM |
| exact-p2p2 | $25.00 | 10/11/2012 10:24:22 AM |
| velocity-javelin8 | $25.00 | 10/11/2012 10:30:53 AM |
| tractorman | $25.00 | 10/11/2012 10:15:47 AM |
| 6moonbeams | $50.00 | 10/11/2012 10:19:47 AM |
| williemc44 | $25.00 | 10/11/2012 11:05:07 AM |
| authentic-liberty7 | $25.00 | 10/11/2012 10:50:52 AM |
| wwwUniversal | $25.00 | 10/11/2012 5:04:06 PM |
| asset-dna5 | $25.00 | 10/11/2012 7:00:59 PM |
| ErrantG | $25.00 | 10/11/2012 7:40:43 PM |
| sanfranciscomicro | $25.00 | 10/11/2012 8:39:52 PM |
| EL_Papin | $25.00 | 10/11/2012 6:21:55 PM |
| restless-nickel158 | $50.00 | 10/12/2012 8:04:06 AM |
| penny-mad-scientist9 | $50.00 | 10/11/2012 9:18:59 PM |
| gizzywump | $25.00 | 10/12/2012 9:23:31 AM |
| community-triangulation5 | $25.00 | 10/12/2012 9:33:07 AM |
| adventurer447 | $300.00 | 10/12/2012 9:35:22 AM |
| heavenly-bazaar3 | $100.00 | 10/12/2012 10:01:37 AM |
| Railbird | $50.00 | 10/12/2012 10:24:24 AM |
| rcm87 | $40.00 | 10/12/2012 10:29:57 AM |
| depate | $25.00 | 10/12/2012 10:39:31 AM |
| investment-tempo | $25.00 | 10/12/2012 10:45:42 AM |
| E_G | $45.00 | 10/12/2012 10:51:17 AM |
| Lam0nt | $25.00 | 10/12/2012 9:37:54 AM |
| ivadood | $50.00 | 10/12/2012 9:40:30 AM |
| income-buddy7 | $50.00 | 10/12/2012 11:11:25 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:29 AM |
| leverage-monger | $25.00 | 10/12/2012 10:01:28 AM |
| pound-cake | $200.00 | 10/12/2012 11:22:02 AM |
| loyalty-sherpa | $25.00 | 10/12/2012 10:04:40 AM |
| TheoProf | $25.00 | 10/12/2012 9:51:52 AM |
| enthralling-investment | $25.00 | 10/12/2012 10:22:09 AM |
| reflective-cash0 | $50.00 | 10/12/2012 10:07:36 AM |
| RocketSurgeon | $25.00 | 10/12/2012 10:19:43 AM |
| Kame | $25.00 | 10/12/2012 10:21:00 AM |
| bountiful-investment0 | $25.00 | 10/12/2012 10:24:13 AM |
| organic-duty4 | $100.00 | 10/12/2012 11:17:47 AM |
| credit-boots0 | $100.00 | 10/12/2012 3:42:30 PM |
| wowlender | $25.00 | 10/12/2012 11:24:41 AM |
| tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:18 PM |
| magical-fairness4 | $25.00 | 10/12/2012 12:24:58 PM |
| upright-note5 | $26.00 | 10/12/2012 3:37:16 PM |
| interest-fox7 | $25.00 | 10/12/2012 12:53:21 PM |
| contract-paloverde1 | $25.00 | 10/12/2012 2:06:05 PM |
| joyous-platinum965 | $25.00 | 10/12/2012 2:11:59 PM |
| emphatic-dollar5 | $55.00 | 10/12/2012 3:32:52 PM |
| emphatic-dollar5 | $50.00 | 10/12/2012 3:44:46 PM |
| red-eloquent-rupee | $50.00 | 10/12/2012 5:08:35 PM |
| DirtyJenga | $25.00 | 10/12/2012 5:10:41 PM |
| unrelenting-auction7 | $15.36 | 10/12/2012 5:13:46 PM |
| FortuneFund | $50.00 | 10/8/2012 9:16:16 AM |
| zassociate | $200.00 | 10/8/2012 9:19:11 AM |
| consummate-affluence | $100.00 | 10/8/2012 9:17:58 AM |
| versatile-dime442 | $250.00 | 10/8/2012 9:49:07 AM |
| kenji4861 | $25.00 | 10/8/2012 11:01:28 AM |
| Arvicco | $400.00 | 10/8/2012 9:59:35 AM |
| Peleadona | $25.00 | 10/8/2012 11:55:00 AM |
| repayment-chihuahua3 | $25.00 | 10/8/2012 10:27:33 AM |
| return-exchanger355 | $100.00 | 10/8/2012 3:07:52 PM |
| Nil2008 | $100.00 | 10/8/2012 10:58:55 AM |
| gravbox | $25.00 | 10/8/2012 11:02:11 AM |
| progressive-economy261 | $500.00 | 10/8/2012 1:08:00 PM |
| houli123 | $100.00 | 10/8/2012 2:50:45 PM |
| thrilling-exchange36 | $52.67 | 10/8/2012 3:08:20 PM |
| orange-liberty-oyster | $100.00 | 10/8/2012 5:18:53 PM |
| affluence-kingdom9 | $100.00 | 10/8/2012 5:27:15 PM |
| mckhbnpc | $50.00 | 10/8/2012 5:56:02 PM |
| Taxman44 | $25.00 | 10/8/2012 5:41:31 PM |
| networks4ever | $25.00 | 10/8/2012 6:38:23 PM |
| maldok1 | $25.00 | 10/8/2012 6:42:27 PM |
| astute-note1 | $25.00 | 10/8/2012 7:46:04 PM |
| sturdy-dime5 | $25.00 | 10/8/2012 6:27:30 PM |
| kmcolo | $25.00 | 10/8/2012 9:08:39 PM |
| loot-motivator7 | $25.00 | 10/8/2012 8:23:22 PM |
| unclejaef | $25.00 | 10/8/2012 7:37:27 PM |
| affluence-animal | $50.00 | 10/8/2012 9:06:38 PM |
| commerce-sunrise | $45.00 | 10/8/2012 8:15:48 PM |
| authentic-deal8 | $25.00 | 10/9/2012 12:47:11 AM |
| GhiaGuy | $25.00 | 10/9/2012 4:55:43 AM |
| community-seahorse0 | $25.00 | 10/9/2012 5:08:01 AM |
| secondphase | $50.00 | 10/8/2012 10:03:32 PM |
| bold-sunny-generosity | $25.00 | 10/9/2012 5:34:14 AM |
| platinum-scientist9 | $25.00 | 10/8/2012 10:28:18 PM |
| Munnie | $50.00 | 10/9/2012 5:46:16 AM |
| XwileycoyoteX | $25.00 | 10/9/2012 7:42:23 AM |
| jamiee73 | $25.00 | 10/9/2012 9:26:33 AM |
| Asailorman | $25.00 | 10/9/2012 8:05:34 AM |
| attentive-finance4 | $25.00 | 10/9/2012 11:21:36 AM |
| angelinvestor2 | $40.00 | 10/9/2012 9:57:55 AM |
| fund-upholder512 | $27.00 | 10/9/2012 2:23:21 PM |
| Dubbs360 | $200.00 | 10/9/2012 12:26:07 PM |
| note-admiral548 | $25.00 | 10/9/2012 11:04:59 AM |
| help4u | $50.00 | 10/9/2012 4:15:20 PM |
| gold-heaven9 | $25.00 | 10/9/2012 4:37:35 PM |
| jedi053 | $100.00 | 10/9/2012 3:14:59 PM |
| the-brilliant-currency | $25.00 | 10/9/2012 5:36:47 PM |
| fair-pound5 | $50.00 | 10/9/2012 5:34:31 PM |
| unbelievable-diversification8 | $25.00 | 10/9/2012 6:13:37 PM |
| gentle-generosity822 | $25.00 | 10/9/2012 6:32:39 PM |
| paladin847 | $70.00 | 10/9/2012 6:17:21 PM |
| silver-cloud | $25.00 | 10/10/2012 5:31:36 AM |
| escandalo | $25.08 | 10/9/2012 8:10:04 PM |
| slyders87 | $50.00 | 10/9/2012 6:28:17 PM |
| p2ploan-flag5 | $50.00 | 10/9/2012 8:45:18 PM |
| HereToHelp305 | $57.00 | 10/9/2012 11:23:22 PM |
| Sabo | $40.00 | 10/10/2012 8:11:27 AM |
| Weaverville | $25.00 | 10/10/2012 9:07:33 AM |
| justice-trajectory7 | $25.00 | 10/10/2012 9:31:10 AM |
| chump_change1977 | $25.00 | 10/10/2012 10:14:10 AM |
| hope-eagle6 | $25.00 | 10/10/2012 9:53:35 AM |
| Investoman | $25.00 | 10/10/2012 10:20:54 AM |
| american6 | $50.00 | 10/10/2012 11:02:24 AM |
| pure-pound7 | $69.00 | 10/10/2012 12:43:07 PM |
| TrustsStrangers | $25.00 | 10/10/2012 10:36:32 AM |
| UltimateWill | $25.00 | 10/10/2012 11:27:37 AM |
| puifais | $46.00 | 10/10/2012 10:55:09 AM |
| SkepticalBen | $50.00 | 10/10/2012 1:45:34 PM |
| andrew491 | $50.00 | 10/10/2012 6:10:31 PM |
| satisfying-deal5 | $40.00 | 10/10/2012 6:09:17 PM |
| browneyegravy | $25.00 | 10/10/2012 6:15:00 PM |
| tenacious-affluence | $25.00 | 10/10/2012 6:02:59 PM |
| unafraid-cash2 | $50.00 | 10/10/2012 6:23:00 PM |
| bxdoc | $25.00 | 10/10/2012 6:11:30 PM |
| IP | $25.00 | 10/10/2012 6:16:44 PM |
| Preteur | $25.00 | 10/10/2012 6:18:05 PM |
| ItsJustMe79 | $25.00 | 10/10/2012 6:22:15 PM |
| rate-mogul | $27.00 | 10/10/2012 6:24:27 PM |
| benjamins-explosion142 | $25.00 | 10/10/2012 6:28:53 PM |
| frogperson | $150.00 | 10/10/2012 8:57:26 PM |
| benevolent-transparency934 | $25.00 | 10/11/2012 9:04:15 AM |
| Splangy613 | $25.00 | 10/11/2012 9:06:31 AM |
| nerdbomber | $25.00 | 10/11/2012 9:09:54 AM |
| sjvicker | $25.00 | 10/11/2012 9:10:36 AM |
| mvalley | $25.00 | 10/11/2012 9:26:19 AM |
| benjamins-utopia | $63.00 | 10/11/2012 9:29:36 AM |
| BXA | $50.00 | 10/11/2012 9:37:30 AM |
| rakstar | $25.00 | 10/11/2012 9:42:56 AM |
| flexible-return297 | $25.00 | 10/11/2012 9:03:25 AM |
| BlindJoeDeath | $50.00 | 10/11/2012 9:05:24 AM |
| DadWarbucks | $25.00 | 10/11/2012 9:07:21 AM |
| figs4u2 | $30.00 | 10/11/2012 9:07:49 AM |
| buraky | $30.00 | 10/11/2012 9:07:54 AM |
| indomitable-economy8 | $25.00 | 10/11/2012 8:48:26 AM |
| mtp | $36.00 | 10/11/2012 9:11:11 AM |
| cash-reaction2 | $25.00 | 10/11/2012 9:55:38 AM |
| HamachiMan | $50.00 | 10/11/2012 9:14:31 AM |
| economy-molecule3 | $155.00 | 10/11/2012 9:18:29 AM |
| durability-ace9 | $30.00 | 10/11/2012 9:03:43 AM |
| the-dollar-topper | $150.00 | 10/11/2012 10:07:24 AM |
| larrybird | $705.00 | 10/11/2012 10:09:09 AM |
| Rick21 | $44.00 | 10/11/2012 9:09:29 AM |
| awe-inspiring-commitment972 | $50.00 | 10/11/2012 9:09:52 AM |
| bigladybug | $49.00 | 10/11/2012 10:10:08 AM |
| heart514 | $25.00 | 10/11/2012 9:14:21 AM |
| brightest-affluence-motivator | $50.00 | 10/11/2012 9:15:03 AM |
| Elbanko | $30.00 | 10/11/2012 10:18:46 AM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:15 AM |
| DarthContinent | $25.00 | 10/11/2012 10:28:02 AM |
| skuba | $44.00 | 10/11/2012 9:44:31 AM |
| SummitAdvisors | $50.00 | 10/11/2012 9:23:01 AM |
| LendGuy | $25.00 | 10/11/2012 9:29:44 AM |
| cassius84 | $25.00 | 10/11/2012 9:34:39 AM |
| breathtaking-funds6 | $50.00 | 10/11/2012 9:52:11 AM |
| flexible-value | $50.00 | 10/11/2012 9:40:49 AM |
| kulender | $100.00 | 10/11/2012 11:11:31 AM |
| astute-benjamins | $150.00 | 10/11/2012 9:45:57 AM |
| bakerbob | $40.00 | 10/11/2012 11:18:27 AM |
| income-champion | $25.00 | 10/11/2012 10:10:43 AM |
| JJ9876 | $25.00 | 10/11/2012 9:58:25 AM |
| indomitable-dedication | $25.00 | 10/11/2012 10:03:38 AM |
| gold-gazelle | $25.00 | 10/11/2012 10:06:07 AM |
| salandstef | $25.00 | 10/11/2012 10:06:58 AM |
| poeman | $25.00 | 10/11/2012 10:08:48 AM |
| gain-tamer7 | $100.00 | 10/11/2012 10:09:54 AM |
| power-bluebird2 | $25.00 | 10/11/2012 4:51:17 PM |
| wayman | $25.00 | 10/11/2012 10:22:13 AM |
| studious-bonus7 | $100.00 | 10/11/2012 10:26:33 AM |
| enthusiastic-point | $25.00 | 10/11/2012 10:28:08 AM |
| exuberant-truth5 | $25.00 | 10/11/2012 2:52:24 PM |
| Peacepower | $40.00 | 10/11/2012 3:05:28 PM |
| brightest-return-widget | $25.00 | 10/11/2012 2:36:13 PM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:23 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:22:07 PM |
| no_agenda_lender | $25.00 | 10/12/2012 9:06:42 AM |
| gulch | $25.00 | 10/12/2012 9:16:05 AM |
| finance-collider4 | $25.00 | 10/11/2012 10:08:29 PM |
| leverage-trident | $25.00 | 10/12/2012 9:23:55 AM |
| durability-excellence | $25.00 | 10/12/2012 9:29:46 AM |
| gobot | $25.00 | 10/12/2012 9:40:11 AM |
| tabbytiger | $100.00 | 10/12/2012 9:40:50 AM |
| clarkoa | $25.00 | 10/12/2012 9:45:00 AM |
| andycheb | $50.00 | 10/12/2012 10:25:47 AM |
| NYCFinancier | $34.50 | 10/12/2012 9:14:27 AM |
| unassassinable | $25.00 | 10/12/2012 9:54:11 AM |
| Sefotonga | $25.00 | 10/12/2012 9:55:25 AM |
| CashGuardian | $26.00 | 10/12/2012 10:33:29 AM |
| Ducatiman1978 | $25.00 | 10/12/2012 10:03:44 AM |
| best-phenomenal-treasure | $25.00 | 10/12/2012 10:05:12 AM |
| new-proud-p2p | $25.00 | 10/12/2012 12:45:03 PM |
| bent300 | $50.00 | 10/12/2012 1:00:51 PM |
| bold-direct-asset | $50.00 | 10/12/2012 10:27:27 AM |
| runner262 | $25.00 | 10/12/2012 10:29:40 AM |
| bold-riveting-social | $50.00 | 10/12/2012 11:23:12 AM |
| hope-motor1 | $25.00 | 10/12/2012 11:50:05 AM |
| ranstlin | $25.00 | 10/12/2012 10:51:08 AM |
| Headhunter14 | $30.00 | 10/12/2012 11:02:35 AM |
| commerce-renewal | $25.00 | 10/12/2012 12:58:11 PM |
| towering-liberty6 | $50.00 | 10/12/2012 2:42:05 PM |
| kind-wealth-pumpkin | $50.00 | 10/12/2012 4:24:42 PM |
| currency-library94 | $50.00 | 10/12/2012 5:02:56 PM |
| natural-greenback6 | $25.00 | 10/12/2012 4:37:39 PM |
| dougm | $25.00 | 10/12/2012 5:10:50 PM |
| tenacious-liberty1 | $25.00 | 10/12/2012 4:51:58 PM |
| 323 Investments
|
Borrower Payment Dependent Notes Series
650950
This series of Notes was issued and sold upon the funding of the borrower loan #76913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,893 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upholder397 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate my debt
My financial situation:
I am a good candidate for this loan because...
I have good credit, have never been to collections, own my condo, never missed a mortgage payment, and have owned for six years, steady job, just trying to correct the debt accrued when I was not making as much as I am now. I have around 100k in my 401k. The only expenses I will have after I hopefully get this loan will be my mortgage and car payment, so with my income now it is clear I can pay back the loan within five years if not sooner. I would really appreciate the opportunity to get ahead.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/6/2012 2:35:50 PM |
| Emgolda | $25.00 | 10/6/2012 12:01:07 PM |
| CreditBuilder2 | $25.01 | 10/6/2012 12:09:52 PM |
| octoberfresh | $25.00 | 10/6/2012 12:34:28 PM |
| napmanger | $100.00 | 10/6/2012 12:36:34 PM |
| intuitive-benefit3 | $100.00 | 10/6/2012 12:39:12 PM |
| entertaining-revenue4 | $50.00 | 10/6/2012 12:59:22 PM |
| best-bonafide-p2p | $50.00 | 10/6/2012 1:28:47 PM |
| aztec | $50.00 | 10/6/2012 1:08:08 PM |
| repayment-chihuahua3 | $25.00 | 10/6/2012 1:20:53 PM |
| Obiwan_Kanobi | $25.02 | 10/6/2012 1:35:47 PM |
| kenji4861 | $25.00 | 10/6/2012 1:45:20 PM |
| community-burrito9 | $35.00 | 10/6/2012 3:14:11 PM |
| responsibility-butterfly | $50.00 | 10/7/2012 10:54:44 AM |
| tender-wealth0 | $25.00 | 10/7/2012 9:57:20 AM |
| ethical-truth211 | $200.00 | 10/7/2012 11:16:10 AM |
| LoanerPrincipal | $25.00 | 10/7/2012 12:59:34 PM |
| moola-gargantuan9 | $50.00 | 10/8/2012 7:11:10 AM |
| indomitable-coin | $25.00 | 10/8/2012 9:19:01 AM |
| imogen22 | $50.00 | 10/8/2012 9:25:09 AM |
| houli123 | $100.00 | 10/8/2012 2:50:41 PM |
| progressive-economy261 | $500.00 | 10/8/2012 1:07:54 PM |
| treasure-palace661 | $350.00 | 10/8/2012 1:06:23 PM |
| bazaar-tulip | $25.00 | 10/8/2012 5:09:07 PM |
| ND1998 | $50.00 | 10/8/2012 6:51:07 PM |
| maldok1 | $25.00 | 10/8/2012 6:42:24 PM |
| RothySkynx | $25.00 | 10/8/2012 8:41:51 PM |
| UOweMe | $25.00 | 10/9/2012 3:53:26 AM |
| vigilance-revolutionary | $50.00 | 10/9/2012 7:44:15 AM |
| loyalty-circuitry | $100.00 | 10/9/2012 9:19:10 AM |
| themoneydoctor | $50.00 | 10/9/2012 2:11:22 PM |
| jedi053 | $100.00 | 10/9/2012 3:14:55 PM |
| Dubbs360 | $200.00 | 10/9/2012 12:26:00 PM |
| broker048 | $25.00 | 10/9/2012 3:57:54 PM |
| gentle-generosity822 | $25.00 | 10/9/2012 6:32:37 PM |
| A4 | $35.00 | 10/10/2012 9:10:02 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:19 AM |
| SBT | $25.00 | 10/11/2012 9:24:37 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:18 AM |
| Trimalchio12 | $25.00 | 10/11/2012 2:01:01 PM |
| Index_Plus | $5,000.00 | 10/11/2012 6:49:38 PM |
| heerzaquestion | $60.00 | 10/12/2012 4:43:42 AM |
| velocity-dreams | $35.24 | 10/12/2012 7:18:27 AM |
| treasure-bliss | $200.00 | 10/12/2012 9:04:46 AM |
| nevee | $40.00 | 10/12/2012 10:58:25 AM |
| community-burrito9 | $25.00 | 10/12/2012 1:58:06 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:13 AM |
| Wu_Minghua | $25.00 | 10/13/2012 4:05:17 AM |
| Hwornke | $25.00 | 10/13/2012 11:26:15 AM |
| Oakland | $50.00 | 10/13/2012 11:49:20 AM |
| leverage-galleon | $30.00 | 10/12/2012 10:41:40 PM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:15 PM |
| mdv | $25.00 | 10/13/2012 11:04:13 AM |
| moola-accelerator6 | $50.00 | 10/13/2012 7:15:58 PM |
| capital-blueberry | $25.00 | 10/14/2012 8:11:30 AM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:49:30 PM |
| CE88 | $100.00 | 10/15/2012 11:44:05 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:41:55 PM |
| Tradesmanlender | $25.00 | 10/15/2012 5:00:50 PM |
| Oyving | $25.00 | 10/15/2012 5:02:57 PM |
| Retired_Senior | $250.00 | 10/15/2012 5:04:30 PM |
| magnificent-felicity4 | $25.00 | 10/15/2012 5:04:32 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:17 PM |
| velocity-solo | $25.00 | 10/15/2012 5:05:32 PM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:54 PM |
| hopethisworks | $25.00 | 10/15/2012 5:01:48 PM |
| pious-currency875 | $100.00 | 10/15/2012 5:08:06 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:24:47 PM |
| Clambake | $25.00 | 10/15/2012 5:02:54 PM |
| pdub | $750.00 | 10/15/2012 5:03:42 PM |
| friendly-gold | $25.00 | 10/15/2012 5:05:25 PM |
| HamachiMan | $50.00 | 10/15/2012 5:12:04 PM |
| top-sensible-yield | $25.00 | 10/15/2012 5:13:52 PM |
| investment-kingdom | $25.00 | 10/15/2012 5:07:13 PM |
| first-careful-currency | $300.00 | 10/15/2012 5:02:51 PM |
| new-truth-chuckler | $33.00 | 10/15/2012 5:07:51 PM |
| american6 | $50.00 | 10/15/2012 5:03:17 PM |
| terminal-velocity34 | $25.00 | 10/15/2012 5:16:09 PM |
| miked8303 | $50.00 | 10/15/2012 5:17:05 PM |
| Proactive-Financial-Lending | $25.00 | 10/15/2012 5:09:55 PM |
| loot-caper | $25.00 | 10/15/2012 5:17:42 PM |
| reaction5 | $25.00 | 10/15/2012 5:18:10 PM |
| first-sophisticated-rate | $25.00 | 10/15/2012 5:13:15 PM |
| blue-basis-flower | $25.00 | 10/15/2012 5:13:26 PM |
| excellent-funds649 | $50.00 | 10/15/2012 5:13:59 PM |
| sentimental-commerce4 | $250.00 | 10/15/2012 5:14:15 PM |
| IP | $25.00 | 10/15/2012 5:08:49 PM |
| JJ9876 | $25.00 | 10/15/2012 5:16:13 PM |
| shrewd-deal | $50.00 | 10/15/2012 5:22:25 PM |
| spirit07a | $100.00 | 10/15/2012 5:22:41 PM |
| pleasant-benjamins6 | $100.00 | 10/15/2012 5:17:27 PM |
| a-unflappable-finance | $100.00 | 10/15/2012 5:13:29 PM |
| unforgettable-pound574 | $32.00 | 10/15/2012 5:19:58 PM |
| exchange-pledge | $50.00 | 10/15/2012 5:16:45 PM |
| WorldlyWorker | $25.00 | 10/15/2012 5:31:44 PM |
| revmax | $25.00 | 10/15/2012 5:32:30 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:19 PM |
| basis-mate7 | $25.00 | 10/15/2012 5:19:03 PM |
| bid-pioneer3 | $50.00 | 10/15/2012 5:23:45 PM |
| currency-stockpiler8 | $25.00 | 10/15/2012 5:19:39 PM |
| postalwhiz | $25.00 | 10/15/2012 5:25:29 PM |
| greenback-investor7 | $100.00 | 10/15/2012 5:27:56 PM |
| mvalley | $25.00 | 10/15/2012 5:22:51 PM |
| gemoscar | $25.00 | 10/15/2012 5:31:47 PM |
| emphatic-responsibility | $50.00 | 10/15/2012 5:25:03 PM |
| hard-working-rate3 | $25.00 | 10/15/2012 5:33:07 PM |
| invincible-deal82 | $25.00 | 10/15/2012 5:25:58 PM |
| Refugee | $25.00 | 10/15/2012 5:34:40 PM |
| return-creature4 | $25.00 | 10/15/2012 5:35:22 PM |
| Mint_Man | $25.00 | 10/15/2012 5:36:21 PM |
| 6moonbeams | $50.00 | 10/15/2012 5:26:48 PM |
| MtnLend | $25.00 | 10/15/2012 5:27:30 PM |
| ItsJustMe79 | $25.00 | 10/15/2012 5:39:05 PM |
| gold-commander0 | $25.00 | 10/15/2012 5:29:11 PM |
| successful-agreement7 | $100.00 | 10/15/2012 5:31:33 PM |
| don8ter | $50.00 | 10/15/2012 5:32:32 PM |
| diversification-empire | $25.00 | 10/15/2012 5:32:47 PM |
| Elbanko | $30.00 | 10/15/2012 5:33:46 PM |
| friedokra | $25.00 | 10/15/2012 5:34:27 PM |
| Koomarbit | $30.00 | 10/15/2012 5:34:35 PM |
| downtownfarm | $25.00 | 10/15/2012 5:37:51 PM |
| fund-medalist171 | $30.00 | 10/6/2012 12:22:12 PM |
| brainy-credit1 | $40.00 | 10/6/2012 12:39:29 PM |
| jubilant-capital1 | $25.00 | 10/6/2012 1:09:00 PM |
| Detour11 | $25.00 | 10/6/2012 1:24:56 PM |
| fboba | $300.00 | 10/6/2012 1:33:53 PM |
| FortuneFund | $50.00 | 10/6/2012 1:27:44 PM |
| ready-interest9 | $25.00 | 10/6/2012 2:15:30 PM |
| icydog | $25.00 | 10/6/2012 3:41:54 PM |
| EJPiper | $29.48 | 10/7/2012 11:05:14 AM |
| HikeMoab | $50.00 | 10/7/2012 8:18:33 AM |
| Bank_Of_XL | $25.00 | 10/7/2012 10:22:49 AM |
| Ocean713 | $75.00 | 10/7/2012 7:19:46 PM |
| phenomenal-rate1 | $500.00 | 10/8/2012 9:09:54 AM |
| cardminger | $25.00 | 10/8/2012 9:20:01 AM |
| windguy | $50.00 | 10/8/2012 9:57:42 AM |
| Arvicco | $400.00 | 10/8/2012 9:59:14 AM |
| kegs | $150.00 | 10/8/2012 11:36:26 AM |
| reinforced-gain7 | $500.00 | 10/8/2012 3:07:34 PM |
| historic-value7 | $200.00 | 10/8/2012 5:54:41 PM |
| janeybooboo | $75.00 | 10/8/2012 8:13:35 PM |
| jubilant-agreement0 | $25.00 | 10/9/2012 4:16:19 AM |
| courteous-trade229 | $40.00 | 10/9/2012 8:56:42 AM |
| JTHarris | $25.00 | 10/10/2012 7:51:57 AM |
| jwill2172 | $100.00 | 10/9/2012 7:33:59 PM |
| loyalist1 | $100.00 | 10/10/2012 8:45:16 AM |
| TrustsStrangers | $25.00 | 10/10/2012 10:36:31 AM |
| abundant-one | $25.00 | 10/10/2012 11:32:04 AM |
| marketplace-singularity3 | $85.00 | 10/11/2012 6:51:39 AM |
| herbyman | $50.00 | 10/11/2012 7:03:37 AM |
| restless-nickel158 | $50.00 | 10/11/2012 6:55:30 AM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:15 AM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:21 PM |
| dinero-dancer8 | $100.00 | 10/11/2012 10:18:37 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:26 AM |
| Henrylin | $30.00 | 10/12/2012 12:26:03 PM |
| ALL-PRIME | $50.00 | 10/13/2012 1:39:39 AM |
| Beast_Mode_Money | $25.00 | 10/13/2012 12:03:47 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:24 AM |
| kind-value-pouch | $200.00 | 10/13/2012 10:18:13 AM |
| power-defender7 | $50.00 | 10/13/2012 6:27:07 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:02 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:04 AM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:42 PM |
| I_Like_to_Invest | $25.00 | 10/15/2012 5:38:07 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:28 AM |
| RufusGreyhound | $25.00 | 10/15/2012 5:07:59 PM |
| unforgettable-wealth4 | $50.00 | 10/15/2012 5:09:15 PM |
| betak | $25.00 | 10/15/2012 5:12:13 PM |
| rate-mogul | $50.00 | 10/15/2012 5:05:56 PM |
| independent-revenue4 | $35.00 | 10/15/2012 5:14:19 PM |
| payout-harmony4 | $50.00 | 10/15/2012 5:02:04 PM |
| balance-computer9 | $25.00 | 10/15/2012 5:14:41 PM |
| trade-boots1 | $100.00 | 10/15/2012 5:07:53 PM |
| Dave0 | $25.00 | 10/15/2012 5:15:27 PM |
| realtormoises | $25.00 | 10/15/2012 5:04:42 PM |
| commerce-web5 | $25.00 | 10/15/2012 5:04:49 PM |
| repayment-pagoda8 | $100.00 | 10/15/2012 5:09:43 PM |
| asya | $27.00 | 10/15/2012 5:17:14 PM |
| timbob | $100.00 | 10/15/2012 5:17:59 PM |
| standanddeliver | $50.00 | 10/15/2012 5:11:50 PM |
| life-is-great | $25.00 | 10/15/2012 5:12:54 PM |
| krisran | $50.00 | 10/15/2012 5:20:39 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:17 PM |
| pennyloafer | $25.00 | 10/15/2012 5:14:49 PM |
| kind-transparency-ferret | $73.00 | 10/15/2012 5:09:13 PM |
| note-pagoda1 | $52.00 | 10/15/2012 5:22:22 PM |
| aggresive-commerce8 | $29.00 | 10/15/2012 5:22:49 PM |
| aabadabadoo | $25.00 | 10/15/2012 5:24:17 PM |
| takarlstad | $25.00 | 10/15/2012 5:24:39 PM |
| mulberry4 | $50.00 | 10/15/2012 5:12:56 PM |
| tflood1967 | $90.00 | 10/15/2012 5:13:03 PM |
| payout-crescendo9 | $124.00 | 10/15/2012 5:13:10 PM |
| principal-trident | $25.00 | 10/15/2012 5:20:06 PM |
| leeball | $50.00 | 10/15/2012 5:14:39 PM |
| compatible-power8 | $25.00 | 10/15/2012 5:20:29 PM |
| Aimvest | $25.00 | 10/15/2012 5:28:36 PM |
| wise-bonus-honker | $25.00 | 10/15/2012 5:33:18 PM |
| jrbill1998 | $50.00 | 10/15/2012 5:33:20 PM |
| resolute-basis9 | $25.00 | 10/15/2012 5:35:06 PM |
| return-aurora853 | $500.00 | 10/15/2012 5:18:24 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:31 PM |
| benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:23:56 PM |
| DadWarbucks | $25.00 | 10/15/2012 5:19:46 PM |
| charming-economy438 | $25.00 | 10/15/2012 5:26:21 PM |
| Zolton | $300.00 | 10/15/2012 5:27:32 PM |
| peso-voyage2 | $37.00 | 10/15/2012 5:28:18 PM |
| rupee-artisan | $25.00 | 10/15/2012 5:29:59 PM |
| bonanza1973 | $25.00 | 10/15/2012 5:23:47 PM |
| hope-motor1 | $50.00 | 10/15/2012 5:31:02 PM |
| socrates520 | $27.00 | 10/15/2012 5:31:05 PM |
| platinum-genetics | $25.00 | 10/15/2012 5:32:28 PM |
| ohnezweck | $50.00 | 10/15/2012 5:34:18 PM |
| inspired-investment8 | $100.00 | 10/15/2012 5:36:59 PM |
| MI2 | $2,106.25 | 10/15/2012 5:39:08 PM |
| PRGuyinVA | $25.00 | 10/15/2012 5:28:41 PM |
| papaman | $25.00 | 10/15/2012 5:29:48 PM |
| MBIntl | $100.00 | 10/15/2012 5:31:11 PM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
651146
This series of Notes was issued and sold upon the funding of the borrower loan #76599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $208.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,644 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Brenda2008 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
640-659
(Aug-2009)
660-679
(Jun-2008)
|
|
Principal balance:
| $4,344.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Debt consolidation
Purpose of loan: to pay offf credit cards
This loan will be used to...payoff credit cards
My financial situation: same job 101/2 years
I am a good candidate for this loan because...I have paid back one to prosper and I have a second one that is perfect. I keep my credit clean and current
Monthly net income: $4800
Monthly expenses: $
Housing: $ 1400
Insurance: $150
Car expenses: $560
Utilities: $70.00
Phone, cable, internet: $100.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $pay them off
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/15/2012 5:11:15 PM |
| fantastic-contract1 | $300.00 | 10/15/2012 5:01:35 PM |
| handy-justice | $50.00 | 10/15/2012 5:05:24 PM |
| trumpeter5 | $25.00 | 10/15/2012 5:01:57 PM |
| janeybooboo | $100.00 | 10/15/2012 5:03:13 PM |
| dkjl | $25.00 | 10/15/2012 5:03:46 PM |
| trade-goblin9 | $100.00 | 10/15/2012 5:04:20 PM |
| money-to-bless | $25.00 | 10/15/2012 5:12:12 PM |
| terrific-p2p4 | $500.00 | 10/15/2012 5:01:36 PM |
| pierrelasvegas | $25.00 | 10/15/2012 5:16:42 PM |
| reward-walnut | $25.00 | 10/15/2012 5:10:21 PM |
| Malkial | $50.00 | 10/15/2012 5:19:11 PM |
| felicity-contributor3 | $50.00 | 10/15/2012 5:09:28 PM |
| community-burrito9 | $25.00 | 10/15/2012 5:22:44 PM |
| DasMula | $50.00 | 10/15/2012 5:25:33 PM |
| a-noble-coin | $25.00 | 10/15/2012 5:13:07 PM |
| moola-flag4 | $25.00 | 10/15/2012 5:19:30 PM |
| toblerone | $25.00 | 10/15/2012 5:31:00 PM |
| handshake5 | $31.00 | 10/15/2012 5:33:40 PM |
| slowgains | $25.00 | 10/15/2012 5:24:57 PM |
| DasMula | $100.00 | 10/15/2012 5:25:26 PM |
| 52digital | $75.00 | 10/15/2012 5:22:56 PM |
| musegaze | $50.00 | 10/15/2012 5:32:10 PM |
| BankofRon_IRA | $100.00 | 10/15/2012 5:24:44 PM |
| power-chihuahua | $25.00 | 10/15/2012 5:32:51 PM |
| compounding21 | $25.00 | 10/15/2012 5:41:53 PM |
| Hedge-Fund | $100.00 | 10/15/2012 5:44:04 PM |
| GGreg799 | $25.00 | 10/15/2012 5:36:43 PM |
| MoneyForNothing | $50.50 | 10/15/2012 5:39:52 PM |
| cp-family | $50.00 | 10/15/2012 5:41:35 PM |
| payment-halo | $25.00 | 10/15/2012 5:43:38 PM |
| credit-missile | $125.00 | 10/15/2012 5:04:44 PM |
| LittleMingo | $45.00 | 10/15/2012 5:10:59 PM |
| CashFlow13 | $1,500.00 | 10/15/2012 5:01:37 PM |
| careful-vigilance4 | $25.00 | 10/15/2012 5:02:39 PM |
| pdub | $250.00 | 10/15/2012 5:06:45 PM |
| etraboulay | $50.00 | 10/15/2012 5:08:43 PM |
| marwadi-62 | $135.00 | 10/15/2012 5:04:44 PM |
| sweety075 | $25.00 | 10/15/2012 5:05:02 PM |
| vutah | $45.00 | 10/15/2012 5:05:04 PM |
| mschoenf | $100.00 | 10/15/2012 5:19:01 PM |
| sensible-fund | $25.00 | 10/15/2012 5:08:07 PM |
| laudable-balance568 | $25.00 | 10/15/2012 5:29:36 PM |
| five-star-note | $200.00 | 10/15/2012 5:21:54 PM |
| speedy-peso1 | $100.00 | 10/15/2012 5:23:06 PM |
| DasMula | $50.00 | 10/15/2012 5:41:01 PM |
| DasMula | $6.95 | 10/15/2012 5:44:22 PM |
| integrity-web | $25.00 | 10/15/2012 5:29:06 PM |
| thankful-nickel2 | $55.55 | 10/15/2012 5:30:22 PM |
| deal-galleon | $25.00 | 10/15/2012 5:44:05 PM |
| TronMedici | $31.00 | 10/15/2012 5:42:07 PM |
| trimwork99 | $25.00 | 10/15/2012 5:43:41 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
651294
This series of Notes was issued and sold upon the funding of the borrower loan #76952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75,611 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-spruce0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
veternary care for dog
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $100.00 | 10/21/2012 2:02:17 PM |
| lovely-currency3 | $50.00 | 10/21/2012 12:11:30 PM |
| Relient-K | $25.00 | 10/21/2012 12:23:34 PM |
| first-class-gold0 | $100.00 | 10/21/2012 12:57:16 PM |
| liberty-tostada7 | $50.00 | 10/21/2012 1:42:52 PM |
| Peleadona | $25.00 | 10/21/2012 1:40:38 PM |
| SudianX | $26.21 | 10/21/2012 4:13:32 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:01 PM |
| refresher211 | $100.00 | 10/22/2012 9:25:01 AM |
| banker34 | $25.00 | 10/22/2012 7:25:55 PM |
| mad-scientist418 | $25.00 | 10/23/2012 7:17:41 AM |
| cardminger | $25.00 | 10/23/2012 9:07:17 AM |
| bold-worth-wrangler | $50.00 | 10/23/2012 5:00:15 PM |
| worthy-bid8 | $100.00 | 10/23/2012 5:16:05 PM |
| diplomatic-return861 | $21.69 | 10/24/2012 7:01:01 AM |
| california111 | $50.00 | 10/24/2012 12:13:02 AM |
| 168RichCapital | $25.10 | 10/24/2012 6:25:23 AM |
| Leshan | $50.00 | 10/24/2012 6:54:30 AM |
| cash-tent | $25.00 | 10/21/2012 5:43:48 PM |
| riveting-credit5 | $25.00 | 10/21/2012 12:50:31 PM |
| transparency-position | $99.00 | 10/21/2012 1:55:11 PM |
| let_me_retire | $50.00 | 10/22/2012 4:00:31 AM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:38 AM |
| bold-social-widget | $50.00 | 10/22/2012 10:07:18 AM |
| Budro | $25.00 | 10/22/2012 10:28:49 AM |
| graceful-investment | $25.00 | 10/22/2012 6:11:49 PM |
| Benny-factor | $750.00 | 10/22/2012 6:18:32 PM |
| graceful-investment | $83.00 | 10/23/2012 8:17:37 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:38:13 AM |
| LSLLL | $25.00 | 10/23/2012 4:47:36 AM |
| sdcc72 | $25.00 | 10/23/2012 9:17:49 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:33 AM |
| enchanted-note | $25.00 | 10/23/2012 9:31:05 AM |
| graceful-D4Sinvestment | $25.00 | 10/23/2012 10:28:38 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:25:32 AM |
| berniemadeoff | $25.00 | 10/23/2012 11:28:01 AM |
| ibano | $25.00 | 10/23/2012 8:29:41 PM |
| Cawse | $25.00 | 10/23/2012 9:17:40 PM |
| sgt-schultz | $45.00 | 10/24/2012 4:58:47 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
651302
This series of Notes was issued and sold upon the funding of the borrower loan #76608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $258.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,675 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| breathtaking-rupee |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The Beginning to prosper
Purpose of loan:
This loan will be used to...
My financial situation: With my change in employment classification, I have earned in 8 months more than the entire last year.
I am a good candidate for this loan because...my FICO scores have continued to climb in the last 60 months and my financial goals are prospering.
Monthly net income: $ 9833
Monthly expenses: $ 3940
Housing: $ 1100
Insurance: $ 450
Car expenses: $ 420
Utilities: $ 280
Phone, cable, internet: $ 235
Food, entertainment: $ 510
Clothing, household expenses: $ 275
Credit cards and other loans: $ 320
Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 10/15/2012 9:00:32 AM |
| nakanu | $25.00 | 10/15/2012 7:27:09 PM |
| Jalebi | $50.00 | 10/15/2012 9:09:15 AM |
| etraboulay | $50.00 | 10/15/2012 9:18:57 AM |
| EngineersAlliance | $100.00 | 10/15/2012 9:35:30 AM |
| open-minded-p2p1 | $25.00 | 10/15/2012 9:42:10 AM |
| gentle-generosity822 | $25.00 | 10/15/2012 9:12:09 AM |
| majestic-note6 | $200.00 | 10/15/2012 9:47:39 AM |
| janeybooboo | $100.00 | 10/15/2012 9:05:50 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:09 AM |
| scholarly-order6 | $75.00 | 10/15/2012 9:12:49 AM |
| Eminent_Endeavors | $25.00 | 10/15/2012 10:08:21 AM |
| charming-exchange7 | $25.00 | 10/15/2012 10:24:29 AM |
| money-to-bless | $25.00 | 10/15/2012 9:41:19 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:42:40 AM |
| asset-professor | $100.00 | 10/15/2012 10:12:21 AM |
| gotjack-IRA | $25.02 | 10/15/2012 11:07:13 AM |
| dukeiyer | $25.00 | 10/15/2012 11:20:54 AM |
| LoanerPrincipal | $25.00 | 10/15/2012 11:24:18 AM |
| roux | $25.00 | 10/15/2012 11:39:28 AM |
| felicity-contributor3 | $25.00 | 10/15/2012 12:21:42 PM |
| community-burrito9 | $40.00 | 10/15/2012 10:16:11 AM |
| slowgains | $25.00 | 10/15/2012 10:42:46 AM |
| glroark | $100.00 | 10/15/2012 12:02:10 PM |
| skillful-justice879 | $25.00 | 10/15/2012 1:40:25 PM |
| DasMula | $50.00 | 10/15/2012 2:43:34 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:09 PM |
| moneyforthehoney | $35.00 | 10/15/2012 4:46:44 PM |
| moola-accelerator6 | $30.00 | 10/15/2012 4:53:59 PM |
| cajunguy | $30.00 | 10/15/2012 3:45:23 PM |
| ttnk62918 | $25.00 | 10/15/2012 5:13:22 PM |
| first-pragmatic-power | $25.00 | 10/15/2012 5:13:43 PM |
| mschoenf | $61.00 | 10/15/2012 5:18:35 PM |
| first-integrity-gravity | $50.00 | 10/15/2012 5:31:14 PM |
| openness-stream9 | $100.00 | 10/15/2012 5:58:32 PM |
| Hedge-Fund | $50.00 | 10/15/2012 5:45:57 PM |
| silver-explorer6 | $25.00 | 10/15/2012 6:13:40 PM |
| sam-dog-dew | $25.00 | 10/15/2012 6:08:08 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:23 PM |
| abundant-dinero5 | $50.00 | 10/15/2012 6:53:05 PM |
| priceless-capital0 | $33.47 | 10/15/2012 7:47:38 PM |
| Shawn95187 | $25.00 | 10/15/2012 8:53:00 PM |
| benevolent1 | $22.35 | 10/15/2012 8:58:04 PM |
| decisive-income7 | $1,250.00 | 10/15/2012 9:13:23 AM |
| 113121 | $700.00 | 10/15/2012 9:47:12 AM |
| commerce-viking1 | $50.00 | 10/15/2012 9:02:08 AM |
| Nipper99 | $100.00 | 10/15/2012 9:17:25 AM |
| kind-payment-viking3 | $100.00 | 10/15/2012 9:35:51 AM |
| vutah | $45.00 | 10/15/2012 9:07:22 AM |
| cattlebaron | $50.00 | 10/15/2012 9:03:40 AM |
| bonus-demon | $25.00 | 10/15/2012 9:32:14 AM |
| wise-charming-reward | $200.00 | 10/15/2012 9:10:48 AM |
| 52digital | $75.00 | 10/15/2012 9:19:07 AM |
| superb-funds335 | $25.00 | 10/15/2012 9:22:11 AM |
| asset-portait013 | $100.00 | 10/15/2012 9:41:44 AM |
| supreme-treasure8 | $100.00 | 10/15/2012 9:30:57 AM |
| knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:17 AM |
| thrifty-capital | $38.00 | 10/15/2012 11:04:40 AM |
| shaps | $25.00 | 10/15/2012 10:25:57 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:04 AM |
| pierrelasvegas | $25.00 | 10/15/2012 10:34:30 AM |
| the-brilliant-currency | $25.00 | 10/15/2012 10:39:42 AM |
| McMoney11 | $25.00 | 10/15/2012 10:43:32 AM |
| bright-idea11 | $25.00 | 10/15/2012 10:39:17 AM |
| Dubbs360 | $200.00 | 10/15/2012 11:33:18 AM |
| toblerone | $25.00 | 10/15/2012 11:15:13 AM |
| global-invest-group | $25.00 | 10/15/2012 2:41:32 PM |
| pdub | $250.00 | 10/15/2012 5:06:30 PM |
| Vector | $25.00 | 10/15/2012 5:47:12 PM |
| Scrooge_McDuck2 | $100.00 | 10/15/2012 5:48:33 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:24 PM |
| netg | $75.00 | 10/15/2012 6:39:39 PM |
| thinker6 | $30.00 | 10/15/2012 6:51:19 PM |
| tcbanker03 | $83.11 | 10/15/2012 8:08:23 PM |
| ASG_NECO | $27.05 | 10/15/2012 8:52:22 PM |
| TheSituation | $25.00 | 10/15/2012 8:39:34 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
651444
This series of Notes was issued and sold upon the funding of the borrower loan #76804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 8.38% |
Borrower rate/APR:
| 9.38% / 11.58% |
Monthly payment:
| $251.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.30% | | |
| |
Estimated return*:
| 7.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-fascinating-fairness |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/10/2012 9:40:17 AM |
| zenyatta | $25.00 | 10/10/2012 9:08:15 AM |
| obedient-payout0 | $25.00 | 10/10/2012 9:18:49 AM |
| jedi053 | $100.00 | 10/10/2012 9:26:38 AM |
| indomitable-coin | $25.00 | 10/10/2012 9:41:04 AM |
| obduro_1 | $25.00 | 10/10/2012 9:14:21 AM |
| HikeMoab | $50.00 | 10/10/2012 9:28:58 AM |
| kenji4861 | $25.00 | 10/10/2012 9:40:46 AM |
| Rivervale_Westwood | $25.00 | 10/10/2012 10:22:11 AM |
| FortuneFund | $50.00 | 10/10/2012 9:56:58 AM |
| jubilant-capital1 | $25.00 | 10/10/2012 10:31:31 AM |
| neighborly-hope6 | $100.00 | 10/10/2012 10:40:40 AM |
| repayment-chihuahua3 | $25.00 | 10/10/2012 10:56:17 AM |
| napmanger | $100.00 | 10/10/2012 3:28:21 PM |
| Arvicco | $400.00 | 10/10/2012 5:25:58 PM |
| responsibility-butterfly | $50.00 | 10/11/2012 7:42:04 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:36 AM |
| primetime | $25.00 | 10/11/2012 9:57:59 AM |
| tender-wealth0 | $25.00 | 10/11/2012 2:27:12 PM |
| ATOHokie | $100.00 | 10/11/2012 5:23:14 PM |
| Trimalchio12 | $25.00 | 10/11/2012 2:01:06 PM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:18 PM |
| cardminger | $25.00 | 10/11/2012 5:35:25 PM |
| bonafide-economy | $50.00 | 10/12/2012 7:11:15 PM |
| epic-interest0 | $25.00 | 10/13/2012 4:23:04 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:19 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:27 AM |
| mdv | $25.00 | 10/13/2012 11:04:16 AM |
| sturdy-duty177 | $25.00 | 10/13/2012 3:37:58 PM |
| georgethesir | $50.00 | 10/13/2012 5:42:55 PM |
| anacent | $50.00 | 10/13/2012 4:05:37 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:46 PM |
| Investoman | $25.00 | 10/14/2012 12:58:45 PM |
| antlr | $25.00 | 10/15/2012 5:21:57 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:45 AM |
| pdub | $500.00 | 10/15/2012 5:04:55 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:20 PM |
| BonesyJones | $200.00 | 10/15/2012 7:42:08 PM |
| Darts | $50.00 | 10/15/2012 11:01:48 PM |
| myersei | $25.00 | 10/16/2012 9:04:07 AM |
| PThor | $25.00 | 10/16/2012 7:13:09 AM |
| Tradesmanlender | $25.00 | 10/16/2012 9:02:47 AM |
| cablenews | $81.00 | 10/16/2012 9:07:33 AM |
| flugbone | $100.00 | 10/16/2012 9:40:08 AM |
| radforj22 | $25.00 | 10/16/2012 10:24:45 AM |
| benjamins-thunder | $25.00 | 10/16/2012 11:14:41 AM |
| BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:09 AM |
| Vegasjim | $25.00 | 10/16/2012 11:55:53 AM |
| soarmore | $25.00 | 10/16/2012 5:12:07 PM |
| larsowe | $75.00 | 10/16/2012 5:34:36 PM |
| BlessedEveryDay | $25.00 | 10/16/2012 6:24:04 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:45 PM |
| broosky2 | $60.00 | 10/17/2012 7:35:23 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:13 PM |
| angrenost | $25.00 | 10/17/2012 1:57:30 PM |
| principal-bull | $25.00 | 10/17/2012 8:05:55 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:47 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:23 AM |
| blue-trade-optimizer | $50.00 | 10/18/2012 10:36:25 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:50 PM |
| Castellan | $50.00 | 10/18/2012 6:13:42 PM |
| JC_12 | $50.00 | 10/18/2012 6:30:07 PM |
| wealthstar | $25.00 | 10/18/2012 7:35:50 PM |
| kevin314 | $25.00 | 10/18/2012 7:11:02 PM |
| BxRealtor | $25.00 | 10/18/2012 7:37:03 PM |
| enriching-trade2 | $25.00 | 10/18/2012 7:40:21 PM |
| nuclearmoose | $50.00 | 10/18/2012 7:50:41 PM |
| Brisket_Bob | $50.00 | 10/18/2012 9:47:26 PM |
| lively-dedication4 | $25.00 | 10/19/2012 5:42:50 AM |
| superb-return339 | $200.00 | 10/19/2012 7:24:58 AM |
| skuba | $100.00 | 10/19/2012 11:31:53 AM |
| cfarther | $50.00 | 10/19/2012 10:36:53 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:35:56 PM |
| nakanu | $25.00 | 10/15/2012 7:27:04 PM |
| ingenious-point1 | $25.00 | 10/10/2012 9:12:22 AM |
| green-trade-dolphin2 | $27.02 | 10/10/2012 9:04:18 AM |
| community-seahorse0 | $25.00 | 10/10/2012 9:48:09 AM |
| one-midas | $25.00 | 10/10/2012 9:23:49 AM |
| green-discrete-rupee | $50.00 | 10/10/2012 9:49:23 AM |
| community-burrito9 | $25.00 | 10/10/2012 10:33:42 AM |
| patriot897 | $25.00 | 10/10/2012 10:02:52 AM |
| brainy-credit1 | $40.00 | 10/10/2012 9:56:21 AM |
| imogen22 | $50.00 | 10/10/2012 5:13:04 PM |
| rokman | $50.00 | 10/10/2012 6:42:42 PM |
| WaitForIt | $25.00 | 10/11/2012 7:08:03 AM |
| Ganadai | $25.00 | 10/11/2012 9:06:24 AM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:31 PM |
| cerebral-dollar773 | $50.00 | 10/12/2012 6:09:22 AM |
| REG_Z | $25.00 | 10/11/2012 8:23:01 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:51 AM |
| organic-duty4 | $100.00 | 10/12/2012 11:17:50 AM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:18 AM |
| bellaquito | $500.00 | 10/12/2012 6:54:43 PM |
| success1001 | $30.00 | 10/13/2012 2:04:53 AM |
| compoundinterest | $25.00 | 10/13/2012 12:37:43 PM |
| irishalaskan | $25.00 | 10/13/2012 8:10:05 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:31 AM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:10 PM |
| slimof37 | $25.00 | 10/15/2012 9:51:31 AM |
| punctual-fund | $25.00 | 10/15/2012 10:25:12 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:28 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 12:01:16 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:26 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:00 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:21 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:44 PM |
| Cai8899 | $25.00 | 10/15/2012 5:50:34 PM |
| availableloan | $25.00 | 10/15/2012 6:07:49 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:09 PM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:38 AM |
| freddieja | $50.00 | 10/16/2012 6:46:28 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:12 AM |
| AFairDeal | $25.00 | 10/16/2012 9:03:16 AM |
| Aaron_Oz | $25.00 | 10/16/2012 9:16:56 AM |
| puifais | $50.00 | 10/16/2012 9:46:16 AM |
| stable-penny27 | $25.00 | 10/16/2012 9:33:13 AM |
| openness-prospector | $25.00 | 10/16/2012 10:17:42 AM |
| american6 | $50.00 | 10/16/2012 10:50:48 AM |
| green28 | $50.00 | 10/16/2012 11:29:14 AM |
| inspiring-kindness062 | $200.00 | 10/16/2012 2:45:48 PM |
| responsive-worth5 | $50.00 | 10/16/2012 8:48:42 PM |
| UT-Longhorn | $25.00 | 10/17/2012 8:51:59 AM |
| Theofficer_roth_ira | $198.22 | 10/16/2012 8:41:39 PM |
| wam37 | $25.00 | 10/17/2012 7:59:31 AM |
| Perdita_II | $25.00 | 10/17/2012 8:29:03 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:28 PM |
| astute-benjamins | $150.00 | 10/17/2012 4:26:01 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:15:56 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:10 AM |
| BURNERA_1 | $150.00 | 10/18/2012 9:49:15 AM |
| GOLDEN007 | $25.00 | 10/18/2012 11:21:20 AM |
| kegs | $150.00 | 10/18/2012 2:25:29 PM |
| the-magnetic-transaction | $42.00 | 10/18/2012 5:43:58 PM |
| windguy | $50.00 | 10/18/2012 6:03:58 PM |
| NJournalist | $25.00 | 10/18/2012 6:21:50 PM |
| sharpey | $25.00 | 10/18/2012 6:43:12 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:12 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:23 PM |
| AldiHoldings | $50.00 | 10/18/2012 7:09:03 PM |
| first-funds-palace | $25.00 | 10/18/2012 7:48:56 PM |
| Woodworker57 | $25.00 | 10/18/2012 7:26:35 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:25 PM |
| iem2509 | $35.00 | 10/18/2012 7:40:00 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:41:55 PM |
| blue-relay | $25.00 | 10/18/2012 8:36:44 PM |
| GameDesign | $50.00 | 10/18/2012 7:54:34 PM |
| Spiv_51 | $25.00 | 10/19/2012 6:02:34 AM |
| spoolin18t | $50.00 | 10/19/2012 7:17:06 AM |
| trade-arch | $25.00 | 10/19/2012 7:59:11 AM |
| laser | $50.00 | 10/19/2012 7:16:08 AM |
| compatible-deal9 | $50.00 | 10/19/2012 8:02:00 AM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:52 AM |
| EJO | $25.00 | 10/19/2012 9:51:09 AM |
| Index_Plus | $1,736.76 | 10/19/2012 2:41:39 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
651512
This series of Notes was issued and sold upon the funding of the borrower loan #76868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,502 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-maracas8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2516.00
Monthly expenses: $1394.00
Housing: $547.00
Insurance: $70.00
Car expenses: $269.00
Utilities: $90.00
Phone, cable, internet: $68.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| majestic-note6 | $150.00 | 10/9/2012 5:26:31 PM |
| 52digital | $75.00 | 10/9/2012 6:52:47 PM |
| bellaquito | $500.00 | 10/9/2012 7:05:26 PM |
| wealth-renaissance5 | $25.00 | 10/10/2012 5:11:42 AM |
| responsibility-butterfly | $50.00 | 10/10/2012 7:52:56 AM |
| let_me_retire | $75.00 | 10/9/2012 11:11:18 PM |
| treasure-palace661 | $350.00 | 10/10/2012 7:48:16 AM |
| Weaverville | $25.00 | 10/10/2012 9:07:44 AM |
| pure-pound7 | $75.00 | 10/10/2012 9:41:42 AM |
| california111 | $100.00 | 10/10/2012 1:16:31 PM |
| bold-wampum-compadre | $50.00 | 10/10/2012 1:35:42 PM |
| first-serene-credit | $25.00 | 10/10/2012 8:41:16 PM |
| diplomatic-wealth7 | $25.00 | 10/10/2012 6:19:41 PM |
| newest-generous-income | $25.00 | 10/11/2012 2:25:43 AM |
| JABevan | $25.00 | 10/11/2012 10:47:16 AM |
| bright-exchange | $25.00 | 10/11/2012 6:20:16 PM |
| Piitb08 | $150.00 | 10/12/2012 5:29:32 AM |
| optimusfunding | $27.33 | 10/13/2012 11:16:31 AM |
| banker34 | $25.00 | 10/13/2012 4:37:59 PM |
| magical-kindness888888 | $36.43 | 10/13/2012 4:02:44 PM |
| alaskan1 | $25.00 | 10/13/2012 4:51:13 PM |
| Malkial | $25.00 | 10/13/2012 8:27:02 PM |
| Zingaro | $25.00 | 10/9/2012 5:28:55 PM |
| appetizing-loyalty354 | $100.00 | 10/9/2012 5:42:57 PM |
| rate-advocator7 | $100.00 | 10/9/2012 5:49:29 PM |
| azazle | $25.00 | 10/9/2012 8:02:54 PM |
| Dubbs360 | $100.00 | 10/9/2012 6:51:03 PM |
| bazaar-scrutinzer5 | $25.00 | 10/10/2012 8:05:46 AM |
| SecondChanceLendingSERV | $26.80 | 10/10/2012 10:24:17 AM |
| worthy-bid8 | $100.00 | 10/10/2012 9:57:20 AM |
| wise-deal-panda | $100.00 | 10/10/2012 9:46:40 AM |
| moola-monger9 | $75.00 | 10/10/2012 10:20:32 AM |
| brilliant-balance | $50.00 | 10/10/2012 11:53:03 AM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:30 AM |
| Moneypenny6 | $25.00 | 10/12/2012 6:42:29 AM |
| Jalebi | $50.00 | 10/12/2012 9:43:38 AM |
| exponential-fairness2 | $25.00 | 10/12/2012 3:51:25 PM |
| LuvToLend | $25.00 | 10/12/2012 11:59:41 PM |
| digitaldan | $40.00 | 10/12/2012 8:20:44 PM |
| citytreker | $25.00 | 10/13/2012 2:51:16 PM |
| KramericaIndustries | $6.24 | 10/13/2012 9:34:31 PM |
| icon688 | $35.90 | 10/13/2012 3:21:31 PM |
| sgt-schultz | $47.30 | 10/13/2012 8:50:36 PM |
| Ocean713 | $80.00 | 10/13/2012 7:37:10 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
651582
This series of Notes was issued and sold upon the funding of the borrower loan #76497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,767 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-geyser |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Small business
This loan will be used to...for capital and advertising
My financial situation: good
I am a good candidate for this loan because...I will pay it back on or before time.
Monthly net income: 1752.00
Monthly expenses: 950.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100.00
Clothing, household expenses: $75.00
Credit cards and other loans: $36000
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| liberty-tostada7 | $50.00 | 10/10/2012 5:09:07 PM |
| Peleadona | $25.00 | 10/10/2012 7:17:10 PM |
| money-baron | $100.00 | 10/10/2012 6:32:20 PM |
| pierrelasvegas | $25.00 | 10/11/2012 8:49:37 AM |
| responsibility-butterfly | $50.00 | 10/11/2012 7:42:09 AM |
| let_me_retire | $25.00 | 10/11/2012 3:50:39 AM |
| first-serene-credit | $25.00 | 10/11/2012 8:31:54 PM |
| Jalebi | $50.00 | 10/12/2012 9:43:54 AM |
| banker34 | $25.00 | 10/13/2012 4:38:02 PM |
| CincyTex | $25.00 | 10/14/2012 1:41:36 AM |
| bankbuddy55 | $100.00 | 10/13/2012 8:32:35 PM |
| botfolio | $300.00 | 10/15/2012 10:15:38 AM |
| Weaverville | $25.00 | 10/15/2012 12:04:54 PM |
| loan-hawk9 | $25.00 | 10/15/2012 6:20:48 PM |
| shiny-capital4 | $550.00 | 10/16/2012 2:00:08 AM |
| refresher211 | $100.00 | 10/10/2012 5:18:13 PM |
| blitzen40 | $25.00 | 10/10/2012 6:14:28 PM |
| open-minded-p2p1 | $25.00 | 10/10/2012 7:06:16 PM |
| Dubbs360 | $100.00 | 10/10/2012 7:13:04 PM |
| dinero-pagoda650 | $50.00 | 10/11/2012 9:51:27 AM |
| worthy-bid8 | $100.00 | 10/11/2012 9:35:59 AM |
| diplomatic-wealth7 | $25.00 | 10/12/2012 9:24:53 AM |
| california111 | $100.00 | 10/12/2012 10:03:28 AM |
| whitegold24k | $50.00 | 10/13/2012 3:04:06 PM |
| lib5836 | $25.00 | 10/13/2012 10:46:22 PM |
| fervent-repayment | $100.00 | 10/14/2012 3:09:49 AM |
| skillful-market6 | $25.00 | 10/13/2012 5:13:40 PM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:29 AM |
| pdub | $250.00 | 10/15/2012 5:06:09 PM |
| MI2 | $1,000.00 | 10/15/2012 5:40:11 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:25 PM |
| mindful-generosity1 | $50.00 | 10/15/2012 6:34:52 PM |
| platinum-boss2 | $25.00 | 10/15/2012 7:39:11 PM |
| cash-tent | $25.00 | 10/15/2012 11:41:37 PM |
| historic-value7 | $50.00 | 10/15/2012 7:42:23 PM |
| asset-trajectory | $25.00 | 10/16/2012 12:31:47 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
651618
This series of Notes was issued and sold upon the funding of the borrower loan #76656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,293 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| underpromiseandoverdeliver |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
Energy efficient upgrades to primary residence. I am paying for the new heating system and water heater, gas hook up, etc out of pocket. This loan will be for the 34 windows I am replacing.
My financial situation:
My debt to income ratio is very low
Monthly net income: $13667
Total Monthly expenses: $2479
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $150.00 | 10/16/2012 9:07:14 AM |
| janeybooboo | $100.00 | 10/16/2012 9:07:24 AM |
| best-bonafide-p2p | $25.00 | 10/16/2012 9:11:44 AM |
| I_Like_to_Invest | $25.00 | 10/16/2012 9:20:29 AM |
| the-silver-blaster | $30.00 | 10/16/2012 9:21:45 AM |
| octoberfresh | $25.00 | 10/16/2012 9:46:13 AM |
| wise-charming-reward | $500.00 | 10/16/2012 9:35:44 AM |
| Nipper99 | $100.00 | 10/16/2012 9:39:11 AM |
| moola-accelerator6 | $40.00 | 10/16/2012 10:15:33 AM |
| PThor | $25.00 | 10/16/2012 9:57:15 AM |
| klippies | $25.00 | 10/16/2012 10:21:01 AM |
| oracle3 | $50.00 | 10/16/2012 10:06:44 AM |
| resolute-justice413 | $200.00 | 10/16/2012 10:31:38 AM |
| ingenious-deal6 | $25.00 | 10/16/2012 10:32:56 AM |
| hopeful_lender | $100.00 | 10/16/2012 10:13:07 AM |
| helpful-loan245 | $25.00 | 10/16/2012 10:22:58 AM |
| missing-link | $25.00 | 10/16/2012 10:28:00 AM |
| supreme-treasure8 | $100.00 | 10/16/2012 10:33:48 AM |
| etraboulay | $50.00 | 10/16/2012 11:05:48 AM |
| Wordsmth | $25.00 | 10/16/2012 11:06:19 AM |
| laudable-treasure4 | $25.00 | 10/16/2012 11:03:53 AM |
| toblerone | $25.00 | 10/16/2012 11:04:07 AM |
| jubilant-capital1 | $25.00 | 10/16/2012 11:08:53 AM |
| careful-compassion | $25.00 | 10/16/2012 4:35:23 PM |
| marketplace-singularity3 | $75.00 | 10/16/2012 1:08:57 PM |
| enriched-note6 | $25.00 | 10/16/2012 4:56:39 PM |
| BBsapphire-2-loan | $100.00 | 10/16/2012 6:46:25 PM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:43 PM |
| MI2 | $5,000.00 | 10/16/2012 6:24:35 PM |
| moola-gargantuan9 | $50.00 | 10/17/2012 7:14:00 AM |
| global-invest-group | $25.00 | 10/17/2012 8:26:42 AM |
| treasure-bliss | $100.00 | 10/17/2012 11:24:59 AM |
| the-inspired-justice | $25.00 | 10/17/2012 1:45:25 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:49 PM |
| tranquil-gain1 | $100.00 | 10/17/2012 3:12:59 PM |
| Iwillhuntyoudown | $25.00 | 10/17/2012 3:36:37 PM |
| Nil2008 | $100.00 | 10/17/2012 4:55:13 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:10 PM |
| finder61 | $25.00 | 10/17/2012 7:37:26 PM |
| SC2TX | $100.00 | 10/17/2012 5:36:51 PM |
| passivesf | $40.00 | 10/18/2012 5:12:28 AM |
| unger | $130.00 | 10/17/2012 7:14:05 PM |
| MoneyBadger | $25.00 | 10/18/2012 5:42:38 AM |
| treasure-hunter270 | $25.00 | 10/18/2012 6:39:59 AM |
| kulender | $50.00 | 10/18/2012 8:03:51 AM |
| buffalobills | $25.00 | 10/18/2012 8:04:02 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:41 AM |
| forthright-trade | $35.00 | 10/18/2012 10:58:19 AM |
| commerce-viking1 | $50.00 | 10/16/2012 9:25:44 AM |
| finance-boomerang0 | $25.00 | 10/16/2012 9:07:29 AM |
| keen-peace465 | $25.00 | 10/16/2012 9:38:01 AM |
| tech310 | $50.00 | 10/16/2012 9:37:56 AM |
| Christophe | $25.00 | 10/16/2012 10:01:00 AM |
| community-burrito9 | $25.00 | 10/16/2012 9:57:14 AM |
| persistent-dinero953 | $25.00 | 10/16/2012 10:22:52 AM |
| superb-funds335 | $25.00 | 10/16/2012 10:07:01 AM |
| first-friendly-listing | $29.00 | 10/16/2012 10:11:20 AM |
| shaps | $50.00 | 10/16/2012 10:40:18 AM |
| special-dinero553 | $25.00 | 10/16/2012 10:33:02 AM |
| mschoenf | $100.00 | 10/16/2012 10:35:12 AM |
| mikrolown | $25.00 | 10/16/2012 10:58:47 AM |
| compassion-twister2 | $50.00 | 10/16/2012 11:01:14 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:26 AM |
| vigorous-payment6 | $25.00 | 10/16/2012 10:47:33 AM |
| kind-payment-viking3 | $100.00 | 10/16/2012 10:48:26 AM |
| fund-medalist171 | $43.00 | 10/16/2012 11:15:33 AM |
| a-finance-nirvana | $25.00 | 10/16/2012 10:58:40 AM |
| Hippo-IRA1 | $25.00 | 10/16/2012 11:00:33 AM |
| Dubbs360 | $200.00 | 10/16/2012 11:48:07 AM |
| LoanerPrincipal | $25.00 | 10/16/2012 12:03:28 PM |
| pierrelasvegas | $25.00 | 10/16/2012 12:04:00 PM |
| bonus-seahorse | $180.00 | 10/16/2012 2:01:39 PM |
| soarmore | $25.00 | 10/16/2012 5:12:31 PM |
| market-maximizer472 | $25.00 | 10/16/2012 5:32:21 PM |
| payment-halo | $25.00 | 10/16/2012 8:36:07 PM |
| herbyman | $50.00 | 10/17/2012 7:03:59 AM |
| dynadave | $1,000.00 | 10/17/2012 8:46:29 AM |
| integrity-reactor4 | $100.00 | 10/17/2012 5:15:55 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:35 AM |
| _NaLNaBB | $300.00 | 10/17/2012 5:24:33 PM |
| return-enforcer5 | $25.00 | 10/17/2012 8:44:23 PM |
| sparkling-contract7 | $25.00 | 10/18/2012 6:13:12 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:26 AM |
| crippledcircus | $33.46 | 10/18/2012 6:59:39 AM |
| dlenz | $25.00 | 10/18/2012 7:35:10 AM |
| superb-truth061 | $25.00 | 10/18/2012 11:03:21 AM |
| Rockymtnhi | $100.00 | 10/18/2012 9:51:11 AM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:12:47 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:33 AM |
| Index_Plus | $3,389.54 | 10/18/2012 11:41:50 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
651708
This series of Notes was issued and sold upon the funding of the borrower loan #77009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $184.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,779 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-trombone8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolitate debt...
My financial situation:
I am a good candidate for this loan because I make all loan payments...
Monthly net income: $3500
Monthly expenses: $2200
Housing: $240
Insurance: $
Car expenses: $500
Utilities: $
Phone, cable, internet: $75
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/18/2012 6:15:47 PM |
| CashFlow13 | $1,500.00 | 10/18/2012 5:39:34 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:32 PM |
| cr8on | $75.00 | 10/18/2012 5:56:36 PM |
| community-burrito9 | $45.00 | 10/18/2012 6:07:01 PM |
| tolerant-dime2 | $29.00 | 10/18/2012 6:05:05 PM |
| refresher211 | $100.00 | 10/18/2012 5:57:57 PM |
| 52digital | $75.00 | 10/18/2012 6:10:27 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:57 PM |
| red-power-pecan | $50.00 | 10/18/2012 6:44:08 PM |
| EarlyRiser | $250.00 | 10/18/2012 6:44:15 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:49 PM |
| nethosters | $25.00 | 10/18/2012 6:47:30 PM |
| NorthernFunds | $50.00 | 10/18/2012 6:59:19 PM |
| KaChingInvestments | $25.00 | 10/18/2012 7:18:45 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:36 PM |
| Starica | $47.00 | 10/18/2012 7:00:56 PM |
| finance-prescription | $27.00 | 10/18/2012 7:38:11 PM |
| EngineersAlliance | $75.00 | 10/18/2012 7:25:16 PM |
| 108-IRA | $50.00 | 10/18/2012 7:49:40 PM |
| trade-goblin9 | $50.00 | 10/18/2012 7:36:45 PM |
| vutah | $25.00 | 10/18/2012 5:45:25 PM |
| hektek22 | $600.00 | 10/18/2012 5:42:45 PM |
| imogen22 | $50.00 | 10/18/2012 5:54:16 PM |
| asset-professor | $100.00 | 10/18/2012 5:49:36 PM |
| MoneyTree79 | $25.00 | 10/18/2012 6:09:07 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:56:46 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:10 PM |
| ethical-truth211 | $200.00 | 10/18/2012 5:55:17 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:33 PM |
| ferocious-kindness8 | $30.00 | 10/18/2012 6:10:45 PM |
| VirginiaBuckeye | $50.00 | 10/18/2012 6:34:46 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:40 PM |
| jgar_O | $35.00 | 10/18/2012 6:32:45 PM |
| terrific-dough6 | $50.00 | 10/18/2012 6:40:37 PM |
| power-chihuahua | $25.00 | 10/18/2012 6:45:54 PM |
| wildanne | $50.00 | 10/18/2012 6:58:22 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 7:02:46 PM |
| AldiHoldings | $30.00 | 10/18/2012 7:05:15 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:05:52 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:06:01 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:19 PM |
| slowgains | $7.00 | 10/18/2012 7:50:04 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
651938
This series of Notes was issued and sold upon the funding of the borrower loan #77075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $216.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,591 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MamaMo |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...CONSOLIDATE MY BILLS
My financial situation:
I am a good candidate for this loan because...I PAY MY BILLS MONTHLY AND ON TIME.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 10/23/2012 9:19:18 AM |
| indomitable-coin | $25.00 | 10/23/2012 9:29:00 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:50 AM |
| obedient-payout0 | $25.00 | 10/23/2012 10:06:53 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:16 AM |
| neighborly-hope6 | $100.00 | 10/23/2012 9:37:54 AM |
| engaging-worth | $25.00 | 10/23/2012 10:29:44 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:14 AM |
| bellaquito | $500.00 | 10/23/2012 11:34:26 AM |
| CoolPlexer | $50.00 | 10/23/2012 12:03:42 PM |
| napmanger | $100.00 | 10/23/2012 10:27:00 AM |
| patriot897 | $25.00 | 10/23/2012 10:30:54 AM |
| respectful-credit820 | $25.00 | 10/23/2012 1:00:14 PM |
| Heater36 | $25.00 | 10/23/2012 1:27:04 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:09:38 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:12 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:41 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:55 PM |
| a-economy-tranquility | $25.00 | 10/23/2012 2:33:34 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:10 PM |
| cachecrew | $50.00 | 10/23/2012 4:15:23 PM |
| pound-defender6 | $25.00 | 10/23/2012 1:35:41 PM |
| unequivocal-nickel1 | $25.00 | 10/23/2012 4:39:47 PM |
| skelterhelper | $25.00 | 10/23/2012 1:45:40 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:18 PM |
| first-class-dough2 | $100.00 | 10/23/2012 2:06:41 PM |
| responsive-worth5 | $25.00 | 10/23/2012 2:53:31 PM |
| gerryfixit | $50.00 | 10/23/2012 3:00:59 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:40 PM |
| puifais | $50.00 | 10/23/2012 5:38:44 PM |
| zassociate | $200.00 | 10/23/2012 5:09:14 PM |
| imogen22 | $50.00 | 10/23/2012 5:11:58 PM |
| Cai8899 | $25.00 | 10/23/2012 6:09:34 PM |
| integrity-american | $25.00 | 10/23/2012 6:18:34 PM |
| FortuneFund | $200.00 | 10/23/2012 6:19:09 PM |
| Brisket_Bob | $59.12 | 10/23/2012 5:30:03 PM |
| Sneezie | $100.00 | 10/23/2012 6:23:26 PM |
| jedi053 | $100.00 | 10/23/2012 5:35:13 PM |
| affluence-vault2 | $100.00 | 10/23/2012 5:39:49 PM |
| nuclearmoose | $50.00 | 10/23/2012 5:47:42 PM |
| MathProfessor | $25.00 | 10/23/2012 5:50:41 PM |
| AmericanCredit | $100.00 | 10/23/2012 5:54:35 PM |
| availableloan | $25.00 | 10/23/2012 5:58:19 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:04:32 PM |
| thoughtful-peso78 | $25.00 | 10/23/2012 6:13:18 PM |
| ryancooper | $50.00 | 10/23/2012 6:17:49 PM |
| EnglishGeekInNYC | $25.00 | 10/23/2012 6:15:32 PM |
| Phunder | $25.00 | 10/24/2012 12:11:21 AM |
| Digs | $25.00 | 10/24/2012 4:53:10 AM |
| hope-hickory | $50.00 | 10/23/2012 6:27:28 PM |
| community-burrito9 | $35.00 | 10/24/2012 5:26:02 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:59 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:05 AM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:43:01 PM |
| red-deal-genius | $50.00 | 10/23/2012 10:40:23 PM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:42 AM |
| BxRealtor | $25.00 | 10/24/2012 9:14:19 AM |
| gallant-economy9 | $50.00 | 10/24/2012 9:16:33 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:13 AM |
| Earn_money | $25.00 | 10/24/2012 6:25:38 AM |
| credit-jamboree1 | $25.00 | 10/24/2012 6:19:51 AM |
| first-favorite-bonus9 | $25.00 | 10/24/2012 9:20:54 AM |
| Scott0007 | $25.00 | 10/24/2012 9:23:51 AM |
| income-fortress | $25.00 | 10/24/2012 9:36:47 AM |
| nukespike | $25.00 | 10/24/2012 9:39:41 AM |
| Aquafina24Ounce | $25.00 | 10/24/2012 9:39:47 AM |
| deal-financier5 | $75.00 | 10/24/2012 8:52:26 AM |
| minista | $25.00 | 10/24/2012 9:44:42 AM |
| marketplace-cello5 | $25.00 | 10/24/2012 9:02:25 AM |
| cclady | $500.00 | 10/24/2012 9:50:21 AM |
| whistledicksmith | $25.00 | 10/24/2012 9:50:24 AM |
| helvet | $25.00 | 10/24/2012 10:10:03 AM |
| subtle-revenue0 | $25.00 | 10/24/2012 9:13:30 AM |
| RocketSurgeon | $25.00 | 10/24/2012 10:16:45 AM |
| riproaringrapids | $50.00 | 10/24/2012 10:19:47 AM |
| hard-working-rate3 | $25.00 | 10/24/2012 10:20:51 AM |
| ProjectVenture | $25.00 | 10/24/2012 10:21:37 AM |
| Seafirst | $50.00 | 10/24/2012 9:22:28 AM |
| jocephus | $25.00 | 10/24/2012 9:23:16 AM |
| postalwhiz | $25.00 | 10/24/2012 9:23:00 AM |
| rewards | $25.00 | 10/24/2012 9:23:55 AM |
| orange-mindful-bazaar | $50.00 | 10/24/2012 10:53:43 AM |
| Arg3998 | $50.00 | 10/24/2012 9:40:00 AM |
| Blucruz | $100.00 | 10/24/2012 11:16:28 AM |
| prudent-deal662 | $25.00 | 10/24/2012 9:42:37 AM |
| soarmore | $25.00 | 10/24/2012 9:51:27 AM |
| Roundhouse | $100.00 | 10/24/2012 9:53:35 AM |
| market-pudding | $25.00 | 10/24/2012 10:07:55 AM |
| dfealk | $25.00 | 10/24/2012 10:16:05 AM |
| MikeB918 | $25.00 | 10/24/2012 10:21:35 AM |
| rce1964 | $25.00 | 10/24/2012 10:26:27 AM |
| siege01 | $25.00 | 10/24/2012 10:38:45 AM |
| Snoopylover | $25.00 | 10/24/2012 10:49:54 AM |
| hope-kingdom | $25.00 | 10/24/2012 10:54:11 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:57 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:40 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:02 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:50 AM |
| community-burrito9 | $55.00 | 10/23/2012 9:12:12 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:38 AM |
| octoberfresh | $25.00 | 10/23/2012 10:25:02 AM |
| nevee | $40.00 | 10/23/2012 10:40:00 AM |
| mdv | $25.00 | 10/23/2012 10:06:10 AM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:23 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:51 PM |
| Vegasjim | $25.00 | 10/23/2012 11:21:16 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:12 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:57 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:28 PM |
| the-capital-shooter | $73.30 | 10/23/2012 3:04:40 PM |
| intelligent-dedication9 | $110.00 | 10/23/2012 12:52:47 PM |
| mighty-value | $25.00 | 10/23/2012 1:30:08 PM |
| janeybooboo | $100.00 | 10/23/2012 1:41:10 PM |
| Jofga | $50.00 | 10/23/2012 1:57:45 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:14 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:53 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 2:29:02 PM |
| blot44 | $25.00 | 10/23/2012 3:54:22 PM |
| community-seahorse0 | $25.00 | 10/23/2012 5:00:43 PM |
| hs112a | $25.00 | 10/23/2012 5:30:11 PM |
| Investoman | $25.00 | 10/23/2012 5:04:13 PM |
| stable-penny27 | $25.00 | 10/23/2012 5:36:00 PM |
| BonesyJones | $100.00 | 10/23/2012 5:43:46 PM |
| Arvicco | $400.00 | 10/23/2012 5:22:49 PM |
| PThor | $25.00 | 10/23/2012 5:24:23 PM |
| AFairDeal | $25.00 | 10/23/2012 6:14:58 PM |
| Balraug | $50.00 | 10/23/2012 5:41:36 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 5:59:38 PM |
| Anonymous_Guy | $25.00 | 10/23/2012 6:01:57 PM |
| success1001 | $100.00 | 10/23/2012 6:13:13 PM |
| compoundinterest | $25.00 | 10/23/2012 6:16:48 PM |
| wahoos20 | $400.00 | 10/23/2012 11:42:16 PM |
| Castellan | $37.00 | 10/23/2012 6:25:07 PM |
| youqianderen | $25.00 | 10/23/2012 6:20:37 PM |
| CFOGO | $25.00 | 10/24/2012 4:51:55 AM |
| heerzaquestion | $50.00 | 10/23/2012 6:47:00 PM |
| aabadabadoo | $25.00 | 10/23/2012 6:51:58 PM |
| zaquiri_ice | $50.00 | 10/23/2012 8:20:54 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 8:03:52 AM |
| economy-popcorn | $25.00 | 10/23/2012 9:03:00 PM |
| vigilance-accruer | $25.00 | 10/23/2012 8:58:45 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:32 PM |
| Aeroman32 | $50.00 | 10/23/2012 10:45:33 PM |
| fantastic-openness | $200.00 | 10/23/2012 11:12:44 PM |
| pythia | $50.00 | 10/24/2012 1:27:54 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:30 AM |
| BidDaddyBigBucks | $25.00 | 10/24/2012 9:19:05 AM |
| BankofPete | $25.00 | 10/24/2012 6:20:37 AM |
| slartibardfast | $25.00 | 10/24/2012 9:21:19 AM |
| Zuzu | $25.00 | 10/24/2012 9:24:31 AM |
| intrepid-compassion29 | $25.00 | 10/24/2012 6:53:32 AM |
| lender987654321 | $50.00 | 10/24/2012 9:29:30 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:01:31 AM |
| john0720 | $50.00 | 10/24/2012 8:35:42 AM |
| Captain88 | $25.00 | 10/24/2012 8:42:28 AM |
| kindness-lesson1 | $25.00 | 10/24/2012 8:42:52 AM |
| rakstar | $50.00 | 10/24/2012 9:15:18 AM |
| Cheburashka | $30.00 | 10/24/2012 9:19:16 AM |
| Kame | $25.00 | 10/24/2012 9:19:10 AM |
| shaker348 | $25.00 | 10/24/2012 10:19:36 AM |
| Pasagam | $50.00 | 10/24/2012 9:24:10 AM |
| inspiring-kindness062 | $50.00 | 10/24/2012 9:32:33 AM |
| LAKESPRING | $25.00 | 10/24/2012 10:39:58 AM |
| pious-benjamins1 | $25.00 | 10/24/2012 9:35:51 AM |
| herbyman | $50.00 | 10/24/2012 11:03:34 AM |
| american6 | $50.00 | 10/24/2012 10:11:40 AM |
| fund-booster4 | $179.00 | 10/24/2012 10:14:41 AM |
| Stavros | $50.00 | 10/24/2012 10:17:33 AM |
| Tradesmanlender | $25.00 | 10/24/2012 10:22:51 AM |
| kindness-opera9 | $50.00 | 10/24/2012 10:23:41 AM |
| REVSTJ999 | $25.00 | 10/24/2012 10:25:44 AM |
| Vreet | $25.00 | 10/24/2012 10:35:40 AM |
| Maccs55 | $25.00 | 10/24/2012 10:36:30 AM |
| Chutney | $25.00 | 10/24/2012 10:38:24 AM |
| lawdog33 | $25.00 | 10/24/2012 10:46:42 AM |
| radforj22 | $50.00 | 10/24/2012 10:55:30 AM |
| power-kin | $50.00 | 10/24/2012 10:56:20 AM |
| ideal-fund042 | $25.00 | 10/24/2012 10:58:28 AM |
| blue-competent-hope | $31.58 | 10/24/2012 11:24:38 AM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
651982
This series of Notes was issued and sold upon the funding of the borrower loan #76933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,483 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Phaedrus_Dagastino |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 28 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2008)
780-799
(Dec-2007)
|
|
Principal balance:
| $0.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Debt Consolidation
Purpose of loan:
Consolidate Credit Card payments until commissions are paid out.
My financial situation:
Gainfully employed as a sales executive with a large technology company. On track to exceed current year quota and need to pay off current debts until commissions are paid in May 2013.
I have been promoted twice in the past year and manage a large sales team. This loan is to stem a short term cash flow problem.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:54 AM |
| neuroshred | $100.00 | 10/24/2012 9:07:19 AM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 9:17:15 AM |
| cordial-bonus | $25.00 | 10/24/2012 9:18:40 AM |
| vigorous-payment6 | $25.00 | 10/24/2012 9:46:35 AM |
| classypete | $25.00 | 10/24/2012 9:46:48 AM |
| janeybooboo | $100.00 | 10/24/2012 9:03:24 AM |
| missoula | $25.00 | 10/24/2012 9:49:02 AM |
| magical-credit523 | $25.00 | 10/24/2012 9:06:23 AM |
| a-finance-nirvana | $25.00 | 10/24/2012 9:20:50 AM |
| LoanerPrincipal | $25.00 | 10/24/2012 9:24:01 AM |
| JeremyLinFan | $50.00 | 10/24/2012 10:45:42 AM |
| George2384 | $25.00 | 10/24/2012 10:53:01 AM |
| bellaquito | $500.00 | 10/24/2012 11:18:50 AM |
| intuitive-benefit3 | $100.00 | 10/24/2012 9:52:39 AM |
| roccofox | $25.00 | 10/24/2012 12:22:56 PM |
| openness-outpost7 | $25.00 | 10/24/2012 12:26:15 PM |
| oracle3 | $50.00 | 10/24/2012 10:05:26 AM |
| slimof37 | $25.00 | 10/24/2012 10:10:15 AM |
| entertaining-revenue4 | $50.00 | 10/24/2012 10:10:42 AM |
| persistent-dinero953 | $25.00 | 10/24/2012 10:12:37 AM |
| tj1683 | $25.00 | 10/24/2012 3:03:44 PM |
| openness-antioxidant | $100.00 | 10/24/2012 10:17:12 AM |
| kfrench | $75.00 | 10/24/2012 10:35:50 AM |
| order-tamale | $67.00 | 10/24/2012 5:05:29 PM |
| fuse136 | $25.00 | 10/24/2012 5:07:46 PM |
| FortuneFundII | $200.00 | 10/24/2012 5:08:21 PM |
| Detour11 | $25.00 | 10/24/2012 10:38:26 AM |
| note-lesson7 | $100.00 | 10/24/2012 5:08:57 PM |
| Vegasjim | $25.00 | 10/24/2012 10:47:56 AM |
| fund-cypress910 | $25.00 | 10/24/2012 5:10:30 PM |
| Blucruz | $100.00 | 10/24/2012 11:17:20 AM |
| fantastic-peace5 | $25.00 | 10/24/2012 11:24:29 AM |
| rlmtr | $25.00 | 10/24/2012 11:24:57 AM |
| rine354 | $200.00 | 10/24/2012 11:40:11 AM |
| acepoint | $25.00 | 10/24/2012 12:11:20 PM |
| Barrayaran | $25.00 | 10/24/2012 12:35:33 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:08 PM |
| Truchaos | $32.08 | 10/24/2012 5:47:44 PM |
| pdub | $500.00 | 10/24/2012 2:36:50 PM |
| HenlopenCapital | $25.00 | 10/24/2012 3:43:20 PM |
| blue-velocity-washboard | $50.00 | 10/24/2012 3:57:13 PM |
| shrewd-dedication2 | $100.00 | 10/24/2012 6:41:51 PM |
| rawman | $25.00 | 10/24/2012 6:48:57 PM |
| special-dinero553 | $25.00 | 10/24/2012 5:18:27 PM |
| orange-spiritual-contract | $49.00 | 10/24/2012 5:17:09 PM |
| interest-splendor | $40.00 | 10/24/2012 6:54:51 PM |
| mschoenf | $100.00 | 10/24/2012 5:19:38 PM |
| nickel-ferret | $25.00 | 10/24/2012 5:20:57 PM |
| wise-virtuous-vigilance | $84.00 | 10/24/2012 5:21:51 PM |
| shaps | $50.00 | 10/24/2012 5:22:43 PM |
| Thunderswan | $100.00 | 10/24/2012 5:24:20 PM |
| TMBank | $25.00 | 10/24/2012 7:36:04 PM |
| chinolatino | $25.00 | 10/24/2012 9:14:17 PM |
| Mrs-Honeydew | $25.00 | 10/25/2012 4:40:08 AM |
| payout-paladin3 | $500.00 | 10/24/2012 5:58:16 PM |
| richboy56 | $25.00 | 10/24/2012 6:05:07 PM |
| Feyenoord | $30.00 | 10/24/2012 6:21:00 PM |
| linkage682 | $50.00 | 10/25/2012 8:39:55 AM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:30 PM |
| flexible-rate1 | $25.00 | 10/25/2012 9:03:14 AM |
| cashhelp | $30.00 | 10/24/2012 7:04:03 PM |
| atlas100 | $25.00 | 10/24/2012 7:38:21 PM |
| ericsb | $52.27 | 10/25/2012 7:18:44 AM |
| broosky2 | $50.00 | 10/25/2012 7:49:19 AM |
| radforj22 | $100.00 | 10/25/2012 8:46:53 AM |
| trade-burrito4 | $35.00 | 10/25/2012 10:26:02 AM |
| Thunder08 | $25.00 | 10/25/2012 9:12:45 AM |
| listing-bandit6 | $50.00 | 10/25/2012 10:32:59 AM |
| progressive-economy261 | $400.00 | 10/25/2012 9:21:14 AM |
| EnglishGeekInNYC | $25.00 | 10/25/2012 10:54:53 AM |
| wonderous-truth6 | $25.00 | 10/25/2012 9:53:34 AM |
| justchecking999 | $25.00 | 10/25/2012 9:56:17 AM |
| SailAwayMoon | $25.00 | 10/25/2012 9:51:19 AM |
| giftgold | $25.00 | 10/25/2012 12:09:06 PM |
| compoundinterest | $25.00 | 10/25/2012 10:08:13 AM |
| RgPro | $25.00 | 10/25/2012 10:01:51 AM |
| wigglesworth4 | $100.00 | 10/25/2012 10:14:22 AM |
| romario | $25.00 | 10/25/2012 10:03:07 AM |
| nakanu | $25.00 | 10/25/2012 1:44:42 PM |
| blue-laudable-dinero | $50.00 | 10/25/2012 2:13:23 PM |
| credit-maple | $25.00 | 10/25/2012 10:11:02 AM |
| AFairDeal | $25.00 | 10/25/2012 10:24:44 AM |
| velocityasaurus-rex4 | $100.00 | 10/25/2012 10:17:22 AM |
| pound-albatross7 | $50.00 | 10/25/2012 4:05:24 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:17:40 PM |
| velger25 | $50.00 | 10/25/2012 4:51:03 PM |
| euro-speaker8 | $250.00 | 10/25/2012 10:33:39 AM |
| RGlad | $65.00 | 10/25/2012 11:25:38 AM |
| newest-payment-trapper | $62.50 | 10/25/2012 5:09:15 PM |
| bid-fluffy-bunny3 | $25.00 | 10/25/2012 5:10:26 PM |
| lnuss25 | $25.00 | 10/25/2012 11:26:25 AM |
| Guiren | $104.25 | 10/25/2012 12:43:51 PM |
| lagnisiruk | $25.00 | 10/25/2012 5:14:33 PM |
| generosity-willow1 | $50.00 | 10/25/2012 12:52:40 PM |
| justinology | $35.00 | 10/25/2012 1:10:24 PM |
| maj0508 | $100.00 | 10/25/2012 1:26:23 PM |
| penny-plato | $25.00 | 10/25/2012 1:31:29 PM |
| PThor | $25.00 | 10/25/2012 5:20:32 PM |
| radiant-dollar9 | $200.00 | 10/25/2012 5:22:18 PM |
| awesome-generosity4 | $35.00 | 10/25/2012 3:48:19 PM |
| Benny-factor | $1,500.00 | 10/25/2012 2:40:18 PM |
| Arvicco | $400.00 | 10/25/2012 5:27:12 PM |
| fervent-reward0 | $25.00 | 10/25/2012 4:54:41 PM |
| peaceful-farmer | $25.00 | 10/25/2012 5:04:53 PM |
| phenomenal-rate1 | $500.00 | 10/25/2012 5:06:00 PM |
| miket71 | $30.00 | 10/25/2012 5:06:25 PM |
| first-keen-dough | $25.00 | 10/25/2012 5:07:19 PM |
| loan-lionheart6 | $25.00 | 10/25/2012 5:12:59 PM |
| BidDaddyBigBucks | $25.00 | 10/25/2012 5:20:25 PM |
| contract-bopper | $25.00 | 10/25/2012 5:20:51 PM |
| kindness-rascal5 | $1,082.81 | 10/25/2012 5:30:45 PM |
| investmentgroup | $50.00 | 10/25/2012 10:36:18 AM |
| CreditBuilder2 | $25.01 | 10/24/2012 9:06:16 AM |
| unrivaled-deal676 | $50.00 | 10/24/2012 9:24:49 AM |
| thankful-nickel2 | $55.55 | 10/24/2012 9:34:58 AM |
| Investor_DP | $200.00 | 10/24/2012 9:38:59 AM |
| glittering-nickel | $50.00 | 10/24/2012 9:43:19 AM |
| green-trade-dolphin2 | $53.03 | 10/24/2012 9:02:19 AM |
| scholarly-benefit5 | $25.00 | 10/24/2012 9:06:21 AM |
| american6 | $50.00 | 10/24/2012 10:11:42 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:14 AM |
| E_G | $50.00 | 10/24/2012 10:23:18 AM |
| prudent-dough458 | $25.00 | 10/24/2012 9:23:33 AM |
| marketplace-singularity3 | $25.00 | 10/24/2012 10:36:25 AM |
| Jalebi | $25.00 | 10/24/2012 9:30:24 AM |
| Kravcorp | $25.00 | 10/24/2012 10:51:33 AM |
| octoberfresh | $25.00 | 10/24/2012 9:40:56 AM |
| justice-star9 | $25.00 | 10/24/2012 12:11:57 PM |
| currency-balancer | $25.00 | 10/24/2012 12:37:34 PM |
| PXM-Financial | $50.00 | 10/24/2012 12:59:03 PM |
| compassion-twister2 | $100.00 | 10/24/2012 10:20:33 AM |
| green28 | $49.00 | 10/24/2012 10:21:09 AM |
| indomitable-coin | $25.00 | 10/24/2012 10:21:12 AM |
| moola-accelerator6 | $50.00 | 10/24/2012 10:28:25 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:17 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:16 AM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:11:31 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:14:49 PM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:47 AM |
| windguy | $50.00 | 10/24/2012 5:25:56 PM |
| bold-riveting-social | $50.00 | 10/24/2012 5:27:56 PM |
| underfrog | $25.00 | 10/24/2012 2:59:46 PM |
| income-awakening6 | $25.00 | 10/24/2012 3:13:56 PM |
| IP | $25.00 | 10/24/2012 5:01:23 PM |
| db0973 | $25.00 | 10/24/2012 6:47:50 PM |
| aabadabadoo | $50.00 | 10/24/2012 7:57:43 PM |
| order-geyser1 | $50.00 | 10/24/2012 8:26:57 PM |
| skeptikos | $100.00 | 10/24/2012 5:32:13 PM |
| titan2 | $25.00 | 10/24/2012 8:32:29 PM |
| swampman | $25.00 | 10/24/2012 9:04:21 PM |
| capital-blueberry | $25.00 | 10/24/2012 5:56:32 PM |
| wildanne | $50.00 | 10/24/2012 5:57:21 PM |
| toblerone | $25.00 | 10/24/2012 6:41:31 PM |
| heart514 | $25.00 | 10/24/2012 7:06:13 PM |
| jmb_lending | $50.00 | 10/25/2012 9:13:09 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:14:25 AM |
| transaction-flower | $100.00 | 10/24/2012 7:07:59 PM |
| bold-worth-wrangler | $150.00 | 10/24/2012 8:24:05 PM |
| MoonMama | $25.00 | 10/25/2012 9:16:09 AM |
| bent300 | $25.00 | 10/24/2012 9:44:25 PM |
| tremendous-integrity | $50.00 | 10/25/2012 9:37:49 AM |
| justreturns | $25.00 | 10/25/2012 9:41:27 AM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:47:17 AM |
| purposeful-durability8 | $100.00 | 10/25/2012 10:23:46 AM |
| InvestingEngineer | $64.50 | 10/25/2012 9:19:05 AM |
| affluence-tycoon | $25.00 | 10/25/2012 9:19:50 AM |
| attentive-compassion1 | $50.00 | 10/25/2012 9:30:34 AM |
| elegant-income3 | $50.00 | 10/25/2012 9:26:46 AM |
| vines99 | $50.00 | 10/25/2012 11:16:05 AM |
| icon7 | $100.00 | 10/25/2012 11:29:21 AM |
| gjm6d | $25.00 | 10/25/2012 9:54:23 AM |
| girlwithglasses | $37.00 | 10/25/2012 9:48:56 AM |
| Aimvest | $25.00 | 10/25/2012 9:57:17 AM |
| silver-wonder278 | $50.00 | 10/25/2012 9:51:42 AM |
| top-silver-american | $25.00 | 10/25/2012 9:56:15 AM |
| Sothenwhat | $37.00 | 10/25/2012 10:07:15 AM |
| bazaar-tulip | $25.00 | 10/25/2012 10:12:23 AM |
| moola-rose8 | $50.00 | 10/25/2012 1:32:44 PM |
| anacent | $25.00 | 10/25/2012 10:05:12 AM |
| lionheart722 | $100.00 | 10/25/2012 10:24:36 AM |
| Hillbilly_Banker | $25.00 | 10/25/2012 3:38:37 PM |
| aasx1108 | $25.00 | 10/25/2012 10:34:00 AM |
| pious-benjamins1 | $25.00 | 10/25/2012 10:39:22 AM |
| crw1950 | $50.00 | 10/25/2012 4:32:21 PM |
| compatible-deal9 | $25.00 | 10/25/2012 11:44:37 AM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:10 PM |
| 1SteelerFan | $30.00 | 10/25/2012 12:28:24 PM |
| shawnb777 | $50.00 | 10/25/2012 11:58:48 AM |
| radareye2 | $25.00 | 10/25/2012 1:44:05 PM |
| Leshan | $100.00 | 10/25/2012 4:02:55 PM |
| felicity-broadcaster6 | $50.00 | 10/25/2012 5:27:41 PM |
| KlotzLending | $25.00 | 10/25/2012 5:29:29 PM |
| PaulW | $40.00 | 10/25/2012 4:20:00 PM |
| silver-explorer6 | $25.00 | 10/25/2012 5:00:38 PM |
| power-secret-agent | $25.00 | 10/25/2012 4:33:52 PM |
| camaraderi-aficionado9 | $25.00 | 10/25/2012 4:53:32 PM |
| Plutis | $25.00 | 10/25/2012 5:09:35 PM |
| soarmore | $25.00 | 10/25/2012 5:09:52 PM |
| commerce-gargantuan2 | $25.00 | 10/25/2012 5:11:35 PM |
| 100units | $200.00 | 10/25/2012 5:13:49 PM |
| community-seahorse0 | $25.00 | 10/25/2012 5:14:50 PM |
| market-cougar3 | $50.00 | 10/25/2012 5:21:45 PM |
| lekkerguy | $50.00 | 10/25/2012 5:29:05 PM |
| commanding-treasure2 | $75.00 | 10/25/2012 5:26:03 PM |
| 205 Investments
|
Borrower Payment Dependent Notes Series
652080
This series of Notes was issued and sold upon the funding of the borrower loan #76473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $424.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,833 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fair-gain5 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
720-739
(Oct-2009)
|
|
Principal balance:
| $11,883.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to..pay off higher interest rates on credit cards. We both win, you earn money and I pay less interest.
My financial situation:
I am a good candidate for this loan because this is my thrid loan thru Propser. I pay my bills on time and would rather pay you then a credit card company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $500.00 | 10/11/2012 10:51:42 AM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:22 AM |
| hitsman | $50.00 | 10/11/2012 9:18:32 AM |
| spirit07a | $100.00 | 10/11/2012 9:19:04 AM |
| jedi053 | $100.00 | 10/11/2012 9:32:53 AM |
| best-bonafide-p2p | $25.00 | 10/11/2012 9:39:18 AM |
| justreturns | $25.00 | 10/11/2012 9:40:21 AM |
| janeybooboo | $75.00 | 10/11/2012 9:01:57 AM |
| tranquil-diversification8 | $150.00 | 10/11/2012 9:04:23 AM |
| tolerant-dime2 | $29.00 | 10/11/2012 9:08:56 AM |
| entertaining-revenue4 | $50.00 | 10/11/2012 10:02:09 AM |
| compoundinterest | $25.00 | 10/11/2012 9:12:01 AM |
| payout-reaction740 | $50.00 | 10/11/2012 9:16:43 AM |
| vigorous-payment6 | $25.00 | 10/11/2012 10:25:36 AM |
| phenomenal-rate1 | $500.00 | 10/11/2012 9:43:33 AM |
| Vegasjim | $25.00 | 10/11/2012 10:42:10 AM |
| repayment-pagoda8 | $100.00 | 10/11/2012 9:47:27 AM |
| gentle-generosity822 | $25.00 | 10/11/2012 10:43:24 AM |
| lionheart722 | $100.00 | 10/11/2012 9:50:08 AM |
| phaded | $25.00 | 10/11/2012 9:52:32 AM |
| intuitive-benefit3 | $100.00 | 10/11/2012 9:42:14 AM |
| JeremyLinFan | $40.00 | 10/11/2012 9:43:58 AM |
| supertux | $25.01 | 10/11/2012 11:06:46 AM |
| green28 | $50.00 | 10/11/2012 9:58:33 AM |
| brandonm78 | $25.00 | 10/11/2012 9:57:28 AM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:36 PM |
| moola-accelerator6 | $50.00 | 10/11/2012 10:15:26 AM |
| ready-interest9 | $25.00 | 10/11/2012 10:17:14 AM |
| investment-artist | $92.10 | 10/11/2012 10:18:01 AM |
| velocityasaurus-rex4 | $100.00 | 10/11/2012 10:21:35 AM |
| thankful-nickel2 | $55.55 | 10/11/2012 10:27:34 AM |
| Feyenoord | $30.00 | 10/11/2012 10:45:07 AM |
| wonderous-power | $25.00 | 10/11/2012 10:57:23 AM |
| jcw3rd | $25.00 | 10/11/2012 11:04:47 AM |
| awesome-generosity4 | $40.00 | 10/11/2012 3:05:44 PM |
| WeshaTheLeopard | $25.00 | 10/11/2012 2:19:24 PM |
| pure-loyalty6 | $25.00 | 10/11/2012 4:48:02 PM |
| adorable-asset9 | $88.00 | 10/11/2012 6:32:22 PM |
| Cookstersalibi | $25.00 | 10/11/2012 5:41:44 PM |
| XP | $50.00 | 10/12/2012 6:29:53 AM |
| SSC_CCV | $76.00 | 10/12/2012 7:51:04 AM |
| restless-nickel158 | $50.00 | 10/12/2012 8:04:09 AM |
| reward-giant1 | $48.00 | 10/12/2012 8:42:31 AM |
| treasure-bliss | $200.00 | 10/12/2012 9:02:42 AM |
| dinero-dancer8 | $100.00 | 10/11/2012 10:18:41 PM |
| finder61 | $25.00 | 10/11/2012 8:23:24 PM |
| atlas100 | $25.00 | 10/12/2012 6:53:28 AM |
| cerebral-dollar773 | $25.00 | 10/12/2012 6:04:15 AM |
| cordial-bonus | $25.00 | 10/12/2012 9:38:23 AM |
| punctual-fund | $25.00 | 10/12/2012 9:41:49 AM |
| enriched-truth | $25.00 | 10/12/2012 9:35:01 AM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:40 PM |
| Plutis | $25.00 | 10/12/2012 12:08:22 PM |
| market-cougar3 | $50.00 | 10/12/2012 10:29:11 AM |
| california111 | $100.00 | 10/12/2012 10:03:32 AM |
| designer_10 | $25.00 | 10/12/2012 2:03:37 PM |
| vinayski | $25.00 | 10/12/2012 11:04:52 AM |
| dinero-philosopher1 | $100.00 | 10/12/2012 11:52:39 AM |
| currency-fan9 | $50.00 | 10/12/2012 12:14:00 PM |
| upright-note5 | $26.41 | 10/12/2012 3:40:44 PM |
| bent300 | $50.00 | 10/12/2012 1:00:55 PM |
| Winged_Inspirations | $25.00 | 10/12/2012 2:12:44 PM |
| New-Brunswick-Investor | $25.00 | 10/12/2012 3:51:01 PM |
| Menntu | $100.00 | 10/12/2012 4:10:26 PM |
| loyalty-circuitry | $100.00 | 10/12/2012 4:46:14 PM |
| jderek01 | $40.00 | 10/12/2012 4:53:21 PM |
| lostperception | $25.00 | 10/12/2012 5:59:17 PM |
| zone6 | $97.00 | 10/12/2012 6:21:06 PM |
| cybernosha | $25.00 | 10/12/2012 5:57:01 PM |
| JayKae | $30.00 | 10/12/2012 5:37:24 PM |
| DackoDenk | $25.00 | 10/12/2012 10:37:05 PM |
| Longstreet47 | $25.00 | 10/12/2012 6:28:18 PM |
| a-balance-surgeon | $50.00 | 10/12/2012 6:01:41 PM |
| Wu_Minghua | $25.00 | 10/13/2012 4:02:00 AM |
| bonafide-economy | $50.00 | 10/12/2012 7:11:18 PM |
| interest-splendor | $40.00 | 10/12/2012 8:12:34 PM |
| kls4560 | $25.00 | 10/12/2012 6:34:00 PM |
| finance-coyote3 | $2,000.00 | 10/13/2012 8:06:30 AM |
| newgroom422 | $25.00 | 10/12/2012 11:16:18 PM |
| systematic-loan | $25.00 | 10/13/2012 9:04:11 AM |
| success1001 | $100.00 | 10/13/2012 2:04:55 AM |
| giantfan19 | $31.46 | 10/12/2012 8:29:25 PM |
| Paxman84 | $25.00 | 10/13/2012 11:04:34 AM |
| ALL-PRIME | $50.00 | 10/13/2012 1:39:43 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:22 PM |
| USMC0311 | $25.00 | 10/13/2012 9:08:03 AM |
| dough-souffle | $25.00 | 10/13/2012 12:31:55 PM |
| Sunshine2222 | $50.00 | 10/13/2012 10:33:04 AM |
| entertaining-rate9 | $25.00 | 10/13/2012 12:43:04 PM |
| EddiesMoney | $25.00 | 10/13/2012 8:17:09 AM |
| OGS_Capital | $25.00 | 10/13/2012 9:17:33 AM |
| Tradesmanlender | $25.00 | 10/13/2012 1:12:26 PM |
| Jordan1123 | $25.00 | 10/13/2012 11:38:13 AM |
| rupeeasaurus7 | $25.00 | 10/13/2012 2:43:25 PM |
| purposeful-durability8 | $100.00 | 10/13/2012 12:14:16 PM |
| 888GoldIngots | $25.00 | 10/13/2012 12:18:41 PM |
| classypete | $25.00 | 10/13/2012 12:57:40 PM |
| georgethesir | $50.00 | 10/13/2012 5:42:56 PM |
| silver-wonder278 | $50.00 | 10/13/2012 12:41:08 PM |
| contract-snowdome493 | $100.00 | 10/13/2012 3:15:44 PM |
| anacent | $50.00 | 10/13/2012 4:05:38 PM |
| banker34 | $25.00 | 10/13/2012 7:32:44 PM |
| FortuneFund | $50.00 | 10/11/2012 9:19:17 AM |
| green-trade-dolphin2 | $59.15 | 10/11/2012 9:02:10 AM |
| nickel-ferret | $25.00 | 10/11/2012 9:56:01 AM |
| CreditBuilder2 | $25.01 | 10/11/2012 10:01:12 AM |
| ptjg | $100.00 | 10/11/2012 9:18:50 AM |
| Dont_Worry_Be_Happy | $25.00 | 10/11/2012 9:16:42 AM |
| compatible-deal9 | $50.00 | 10/11/2012 9:40:46 AM |
| indomitable-coin | $25.00 | 10/11/2012 10:26:23 AM |
| repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:16 AM |
| imogen22 | $50.00 | 10/11/2012 9:49:52 AM |
| special-dinero553 | $25.00 | 10/11/2012 9:54:09 AM |
| prudent-dough458 | $25.00 | 10/11/2012 9:55:41 AM |
| kenji4861 | $25.00 | 10/11/2012 11:08:55 AM |
| community-seahorse0 | $25.00 | 10/11/2012 9:44:51 AM |
| aabadabadoo | $25.00 | 10/11/2012 11:16:25 AM |
| Arvicco | $400.00 | 10/11/2012 10:02:03 AM |
| dinero-pagoda650 | $50.00 | 10/11/2012 9:51:32 AM |
| tolerant-currency6 | $25.00 | 10/11/2012 11:42:34 AM |
| windguy | $50.00 | 10/11/2012 10:00:40 AM |
| persistent-social223 | $100.00 | 10/11/2012 2:21:29 PM |
| gain-tamer7 | $100.00 | 10/11/2012 10:10:00 AM |
| vines99 | $50.00 | 10/11/2012 10:14:11 AM |
| kfrench | $75.00 | 10/11/2012 10:49:40 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:32 AM |
| digitalhound | $25.00 | 10/11/2012 10:59:02 AM |
| virtuous-repayment | $25.00 | 10/11/2012 10:24:46 AM |
| proud-gold9 | $25.00 | 10/11/2012 10:57:56 AM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:23 PM |
| fuse136 | $25.00 | 10/11/2012 11:01:10 AM |
| BMerrick | $25.00 | 10/11/2012 2:17:45 PM |
| heroic-platinum | $50.00 | 10/11/2012 2:22:31 PM |
| cardminger | $25.00 | 10/11/2012 5:35:26 PM |
| sweety075 | $25.00 | 10/11/2012 5:03:36 PM |
| DoctorJoe | $25.00 | 10/11/2012 3:42:58 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:21:52 PM |
| silver-explorer6 | $25.00 | 10/11/2012 6:06:33 PM |
| Mrs-Honeydew | $25.00 | 10/12/2012 5:51:36 AM |
| XP | $25.00 | 10/12/2012 6:32:08 AM |
| Wisc_investor | $30.00 | 10/12/2012 6:33:47 AM |
| benefit-lyrics9 | $25.00 | 10/12/2012 7:06:02 AM |
| sushi537 | $25.00 | 10/12/2012 2:38:52 AM |
| kindness-fanatic | $25.00 | 10/12/2012 6:35:03 AM |
| HenlopenCapital | $25.00 | 10/12/2012 5:08:18 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:02 AM |
| payout-optimizer1 | $50.00 | 10/12/2012 7:50:30 AM |
| currency-balancer | $25.00 | 10/12/2012 9:15:51 AM |
| foofightee | $25.00 | 10/12/2012 9:43:13 AM |
| RGlad | $65.00 | 10/12/2012 11:00:53 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:02 AM |
| unrivaled-deal676 | $50.00 | 10/12/2012 10:46:50 AM |
| flyfisherman99 | $40.00 | 10/12/2012 1:28:38 PM |
| UncleScroogeDMD | $114.48 | 10/12/2012 3:22:52 PM |
| currency-library94 | $50.00 | 10/12/2012 5:01:29 PM |
| Nich | $45.00 | 10/12/2012 12:39:50 PM |
| mjcareful | $70.71 | 10/12/2012 1:21:41 PM |
| trade-burrito4 | $35.00 | 10/12/2012 5:42:34 PM |
| laudable-treasure4 | $25.00 | 10/12/2012 3:52:06 PM |
| coinasaurus-rex7 | $25.00 | 10/12/2012 5:10:20 PM |
| progress-credit | $25.00 | 10/12/2012 4:57:08 PM |
| Nickle-Back | $30.00 | 10/12/2012 5:21:54 PM |
| thehousewife | $25.00 | 10/12/2012 5:26:58 PM |
| ashinvest | $25.00 | 10/12/2012 7:19:06 PM |
| thrifty-transaction578 | $25.00 | 10/12/2012 5:55:51 PM |
| liberty-banker0 | $25.00 | 10/12/2012 9:44:10 PM |
| casaba | $25.00 | 10/12/2012 5:40:14 PM |
| Astyanax | $30.00 | 10/12/2012 10:10:32 PM |
| justchecking999 | $25.00 | 10/12/2012 5:51:20 PM |
| careful-penny | $25.00 | 10/12/2012 6:02:51 PM |
| epic-interest0 | $25.00 | 10/13/2012 4:16:28 AM |
| tolerant-dinero2 | $100.00 | 10/12/2012 8:53:20 PM |
| crw1950 | $50.00 | 10/12/2012 8:58:41 PM |
| clean-penny059 | $100.00 | 10/12/2012 9:45:33 PM |
| AldiHoldings | $30.00 | 10/12/2012 11:33:31 PM |
| orange-fantastic-listing | $25.00 | 10/13/2012 9:22:15 AM |
| groovychick | $25.00 | 10/13/2012 10:31:36 AM |
| continental2 | $100.00 | 10/12/2012 9:20:54 PM |
| AldiHoldings | $25.00 | 10/12/2012 11:40:21 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:28 AM |
| Skulljocky | $25.00 | 10/13/2012 12:10:21 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:21 AM |
| payout-bridge | $35.00 | 10/13/2012 7:59:15 AM |
| radforj22 | $50.00 | 10/13/2012 9:21:55 AM |
| ivy-league-MBA | $25.00 | 10/13/2012 12:30:26 PM |
| mdv | $25.00 | 10/13/2012 11:04:19 AM |
| Smalltimelender | $25.00 | 10/13/2012 11:20:53 AM |
| High-flyer | $25.00 | 10/13/2012 8:17:57 AM |
| fantastic-investment9 | $25.00 | 10/13/2012 12:04:17 PM |
| important-diversification620 | $25.00 | 10/13/2012 12:15:38 PM |
| skro | $25.00 | 10/13/2012 12:51:46 PM |
| gjm6d | $25.00 | 10/13/2012 1:04:38 PM |
| myduck | $40.00 | 10/13/2012 4:36:07 PM |
| labate | $25.00 | 10/13/2012 4:40:00 PM |
| richboy56 | $25.00 | 10/13/2012 12:33:30 PM |
| graceful-durability246 | $100.00 | 10/13/2012 1:32:54 PM |
| likeable-money4 | $25.00 | 10/13/2012 12:43:55 PM |
| wampum-chorus3 | $25.00 | 10/13/2012 2:01:19 PM |
| brightest-credit-engine | $40.00 | 10/13/2012 8:29:49 PM |
| LaGrangeLender | $60.00 | 10/13/2012 1:21:06 PM |
| Byrd24 | $100.00 | 10/13/2012 4:42:55 PM |
| ethicalhumanist | $100.00 | 10/13/2012 2:25:53 PM |
| Ocean713 | $75.00 | 10/13/2012 6:54:00 PM |
| wise-benjamins-fortress | $25.00 | 10/13/2012 8:10:28 PM |
| bankbuddy55 | $62.12 | 10/13/2012 8:39:44 PM |
| 205 Investments
|
Borrower Payment Dependent Notes Series
652274
This series of Notes was issued and sold upon the funding of the borrower loan #76416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 79% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,184 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| careful-bill356 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..Pay off some of my medical and dental bills and credit cards.
My financial situation:
I am a good candidate for this loan because...i know i can pay off this loan amount in these term or better yet much faster. i have no late payments on my credit history,always paying off my bills on time and some are on automatic pay date .
Monthly net income: $1600
Monthly expenses: $1500
Housing: $350
Insurance: $125
Car expenses: $0
Utilities: $0
Phone, cable, internet: $57
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans:$ 750
Other expenses: 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 10/12/2012 9:07:10 AM |
| california111 | $100.00 | 10/12/2012 10:03:40 AM |
| BankofRon_IRA | $100.00 | 10/12/2012 9:03:58 AM |
| asset-professor | $25.00 | 10/12/2012 9:08:39 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:23 AM |
| cr8on | $75.00 | 10/12/2012 10:35:01 AM |
| 108-IRA | $50.00 | 10/12/2012 11:37:30 AM |
| alexander-hamilton | $50.00 | 10/12/2012 10:40:37 AM |
| trade-goblin9 | $100.00 | 10/12/2012 9:16:07 AM |
| etraboulay | $50.00 | 10/12/2012 9:54:16 AM |
| desertoasis | $25.00 | 10/12/2012 10:15:58 AM |
| musegaze | $50.00 | 10/12/2012 9:06:23 AM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:50 PM |
| gentle-generosity822 | $25.00 | 10/12/2012 10:22:59 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:29 AM |
| benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:27 PM |
| bellaquito | $500.00 | 10/12/2012 12:08:38 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
652324
This series of Notes was issued and sold upon the funding of the borrower loan #76452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,650 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organized-commerce5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: CONSOLIDATE SOME OF MY CREDIT CARDS
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $
Housing: $750
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| newest-sturdy-yield | $31.58 | 10/19/2012 9:15:51 AM |
| Rogelio48 | $44.00 | 10/19/2012 10:44:40 AM |
| blue-order-comet | $25.00 | 10/19/2012 10:48:34 AM |
| favorite-commerce | $50.00 | 10/19/2012 3:15:52 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 11:43:40 AM |
| julijask | $25.00 | 10/19/2012 11:02:06 AM |
| refresher211 | $100.00 | 10/19/2012 5:29:16 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:51:58 PM |
| money-baron | $100.00 | 10/19/2012 7:08:36 PM |
| CA-Lender | $25.00 | 10/20/2012 10:44:41 AM |
| stock106 | $25.00 | 10/20/2012 1:43:32 PM |
| gold-miser9 | $25.00 | 10/20/2012 7:40:25 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:22 PM |
| big-mac-50 | $200.00 | 10/22/2012 8:31:34 AM |
| docdekay | $50.00 | 10/22/2012 9:42:12 AM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:18 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:40 PM |
| transparency-position | $25.00 | 10/22/2012 11:20:54 AM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:43:01 PM |
| brightest-systematic-commitment | $25.00 | 10/22/2012 5:39:04 PM |
| pious-payment3 | $25.00 | 10/22/2012 6:15:15 PM |
| Glory_Honor_Orange | $50.00 | 10/22/2012 6:24:44 PM |
| Kunakiku | $27.12 | 10/22/2012 9:13:16 PM |
| jderek01 | $25.00 | 10/22/2012 7:08:53 PM |
| reverent-bazaar284 | $25.00 | 10/22/2012 8:06:53 PM |
| Piitb08 | $150.00 | 10/22/2012 8:01:59 PM |
| bright-exchange | $25.00 | 10/22/2012 8:55:17 PM |
| Assets-Up | $25.00 | 10/19/2012 9:10:29 AM |
| ethical-truth211 | $300.00 | 10/19/2012 9:46:59 AM |
| riveting-credit5 | $25.00 | 10/19/2012 10:45:30 AM |
| trade-goblin9 | $25.00 | 10/19/2012 10:14:12 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:04 AM |
| Dubbs360 | $100.00 | 10/19/2012 11:15:04 AM |
| obedient-payout0 | $25.00 | 10/19/2012 11:22:47 AM |
| best-bonafide-p2p | $25.00 | 10/19/2012 12:17:21 PM |
| Numbat77 | $25.00 | 10/19/2012 11:29:32 AM |
| greencat | $50.00 | 10/19/2012 12:03:46 PM |
| buffalobills | $25.00 | 10/19/2012 4:37:57 PM |
| majestic-note6 | $150.00 | 10/19/2012 5:34:45 PM |
| Onlyhappycustomers | $25.00 | 10/20/2012 7:47:30 AM |
| JoePaNation | $70.00 | 10/20/2012 7:43:12 AM |
| let_me_retire | $25.00 | 10/20/2012 6:38:13 AM |
| first-serene-credit | $25.00 | 10/20/2012 9:47:24 AM |
| worthy-bid8 | $100.00 | 10/20/2012 12:44:06 PM |
| csak13 | $50.00 | 10/21/2012 2:15:24 PM |
| green-rapid-openness | $300.00 | 10/21/2012 2:54:14 PM |
| drkosh | $25.00 | 10/21/2012 3:19:05 PM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:35:34 AM |
| bubby115 | $25.00 | 10/22/2012 2:32:02 PM |
| banker34 | $25.00 | 10/22/2012 3:14:18 PM |
| JRS | $25.00 | 10/22/2012 4:01:51 PM |
| diplomatic-wealth7 | $25.00 | 10/22/2012 5:41:48 PM |
| cajunguy | $25.00 | 10/22/2012 5:47:32 PM |
| p2p-mushroom1 | $25.00 | 10/22/2012 6:02:00 PM |
| KB-IRA | $100.00 | 10/22/2012 7:12:32 PM |
| klippies | $25.00 | 10/22/2012 6:14:06 PM |
| gain-expert | $25.00 | 10/22/2012 9:07:37 PM |
| poetic-integrity668 | $92.30 | 10/22/2012 9:15:35 PM |
| Benny-factor | $750.00 | 10/22/2012 6:38:46 PM |
| penny-infusion7 | $25.00 | 10/22/2012 7:06:46 PM |
| Codextreme07 | $25.00 | 10/22/2012 8:04:18 PM |
| agalt | $35.00 | 10/22/2012 8:25:50 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
652368
This series of Notes was issued and sold upon the funding of the borrower loan #76765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 11.03% |
Borrower rate/APR:
| 12.03% / 14.86% |
Monthly payment:
| $505.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.61% | | |
| |
Estimated return*:
| 7.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,217 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moola-bada-bing6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off other higher interest debt.
My financial situation:
I am a good candidate for this loan because I successfully make payments to all accounts monthly and on time. Having this loan will only increase my ability to do this by lowering my overall total, allowing for larger percent to be applied to the principal.
My employment history allows me to make all payments. While my credit history shows a favorable view of me as a borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Detour11 | $25.00 | 10/11/2012 9:25:49 AM |
| jedi053 | $100.00 | 10/11/2012 9:32:54 AM |
| intuitive-benefit3 | $100.00 | 10/11/2012 9:42:15 AM |
| entertaining-revenue4 | $50.00 | 10/11/2012 10:02:09 AM |
| FortuneFund | $50.00 | 10/11/2012 9:19:18 AM |
| community-seahorse0 | $25.00 | 10/11/2012 9:44:52 AM |
| CreditBuilder2 | $25.01 | 10/11/2012 10:01:12 AM |
| BMerrick | $25.00 | 10/11/2012 2:25:14 PM |
| vigorous-payment6 | $25.00 | 10/11/2012 10:25:37 AM |
| Vegasjim | $25.00 | 10/11/2012 10:42:11 AM |
| ethicalhumanist | $100.00 | 10/11/2012 6:20:39 PM |
| finder61 | $25.00 | 10/11/2012 8:23:58 PM |
| Jalebi | $50.00 | 10/12/2012 9:44:04 AM |
| zchamilton | $50.00 | 10/12/2012 10:53:11 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:04 AM |
| ALL-PRIME | $50.00 | 10/13/2012 1:39:43 AM |
| leverage-galleon | $30.00 | 10/12/2012 10:42:09 PM |
| restless-nickel158 | $50.00 | 10/13/2012 10:17:59 AM |
| Oakland | $50.00 | 10/13/2012 11:49:03 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:23 PM |
| power-defender7 | $50.00 | 10/13/2012 6:39:21 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:11 AM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:52:47 PM |
| Digger85 | $200.00 | 10/14/2012 6:10:38 PM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:36 AM |
| shaps | $25.00 | 10/15/2012 10:25:41 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:41 AM |
| Cherrypicker | $25.00 | 10/15/2012 12:09:54 PM |
| pdub | $750.00 | 10/15/2012 5:03:50 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:30 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:23 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:09 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:11 PM |
| Darts | $50.00 | 10/15/2012 11:01:51 PM |
| CLFINV | $49.89 | 10/16/2012 6:56:05 AM |
| hope-hickory8 | $25.00 | 10/16/2012 5:56:44 AM |
| MongoBongo | $25.02 | 10/16/2012 12:02:11 PM |
| historic-value7 | $200.00 | 10/16/2012 1:02:20 PM |
| myextracash | $25.00 | 10/16/2012 2:46:12 PM |
| soarmore | $25.00 | 10/16/2012 5:12:08 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:46 PM |
| cerebral-dollar773 | $25.00 | 10/17/2012 7:32:23 AM |
| dordee | $39.31 | 10/17/2012 11:57:17 AM |
| triguy | $500.00 | 10/17/2012 10:27:45 AM |
| tranquil-gain1 | $100.00 | 10/17/2012 2:54:49 PM |
| JWinvest | $25.00 | 10/17/2012 12:35:39 PM |
| schnarff | $25.00 | 10/17/2012 5:00:30 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:18 PM |
| keichi03 | $25.00 | 10/17/2012 5:41:53 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:26 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:20 PM |
| principal-bull | $25.00 | 10/17/2012 8:07:27 PM |
| justinology | $25.00 | 10/17/2012 8:43:02 PM |
| djkaiser | $25.00 | 10/17/2012 9:21:57 PM |
| Metasequoia | $25.00 | 10/17/2012 9:35:59 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:49 AM |
| Bankeroni_and_Cheese | $25.00 | 10/17/2012 9:26:00 PM |
| DonaldColorado | $62.44 | 10/18/2012 7:32:51 AM |
| trustworthy-finance6 | $150.00 | 10/17/2012 10:05:18 PM |
| carolinalending | $25.00 | 10/18/2012 1:28:18 AM |
| JinNing | $75.00 | 10/18/2012 6:16:31 AM |
| hope-candy1 | $75.00 | 10/18/2012 6:22:04 AM |
| coin-popcorn | $25.00 | 10/18/2012 7:47:56 AM |
| comicgeek | $25.00 | 10/18/2012 7:54:01 AM |
| Bito03 | $28.27 | 10/18/2012 8:01:58 AM |
| Ben_Graham | $25.00 | 10/18/2012 7:35:51 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:11 AM |
| friendinmoney | $25.00 | 10/18/2012 9:10:28 AM |
| Simple3 | $56.00 | 10/18/2012 9:02:43 AM |
| Investor_DP | $65.06 | 10/18/2012 9:34:35 AM |
| repayment-pagoda8 | $100.00 | 10/18/2012 9:13:37 AM |
| wise-charming-reward | $500.00 | 10/11/2012 9:11:19 AM |
| FortuneFundII | $100.00 | 10/11/2012 9:18:23 AM |
| octoberfresh | $25.00 | 10/11/2012 10:05:45 AM |
| Nipper99 | $100.00 | 10/11/2012 9:16:33 AM |
| repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:19 AM |
| jubilant-capital1 | $25.00 | 10/11/2012 10:44:47 AM |
| etraboulay | $50.00 | 10/11/2012 10:58:33 AM |
| special-dinero553 | $25.00 | 10/11/2012 9:54:09 AM |
| windguy | $50.00 | 10/11/2012 10:00:41 AM |
| imogen22 | $50.00 | 10/11/2012 9:49:52 AM |
| lionheart722 | $100.00 | 10/11/2012 9:50:08 AM |
| Arvicco | $400.00 | 10/11/2012 10:02:04 AM |
| indomitable-coin | $25.00 | 10/11/2012 10:26:24 AM |
| gentle-generosity822 | $25.00 | 10/11/2012 10:43:25 AM |
| flexible-rate1 | $25.00 | 10/11/2012 3:29:37 PM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:24 PM |
| silver-explorer6 | $25.00 | 10/11/2012 6:06:33 PM |
| abundant-one | $25.00 | 10/12/2012 1:33:19 PM |
| progressive-economy261 | $500.00 | 10/12/2012 12:07:41 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:21 AM |
| mdv | $25.00 | 10/13/2012 11:04:20 AM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:11 AM |
| frooogal | $25.00 | 10/13/2012 3:20:59 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:48 PM |
| knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:48 PM |
| longcall | $100.00 | 10/14/2012 9:39:30 PM |
| fairness-symphony2 | $50.00 | 10/14/2012 2:16:12 PM |
| courteous-trade229 | $35.00 | 10/15/2012 11:15:14 AM |
| WhiteInvestor | $27.00 | 10/15/2012 11:17:30 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:02 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:24:53 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:34 PM |
| ivanhoe78 | $25.00 | 10/15/2012 5:40:59 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:15 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:11 PM |
| sharp-platinum326 | $25.00 | 10/15/2012 6:26:45 PM |
| LendingSingularity | $50.00 | 10/15/2012 7:04:16 PM |
| greenback-drummer9 | $50.00 | 10/15/2012 8:36:24 PM |
| crw1950 | $50.00 | 10/16/2012 6:29:36 AM |
| LongTail | $40.00 | 10/15/2012 10:27:32 PM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:39 AM |
| Leshan | $50.00 | 10/16/2012 7:50:28 AM |
| AldiHoldings | $30.00 | 10/16/2012 7:53:49 AM |
| treasure-bliss | $100.00 | 10/16/2012 5:46:44 AM |
| PThor | $25.00 | 10/16/2012 7:13:11 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:14 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:14 AM |
| banchan | $37.00 | 10/16/2012 9:49:10 AM |
| Plutis | $25.00 | 10/16/2012 10:24:13 AM |
| circuitfive | $25.00 | 10/16/2012 10:46:04 AM |
| LaGrangeLender | $60.00 | 10/16/2012 11:25:26 AM |
| Astyanax | $30.00 | 10/16/2012 1:54:48 PM |
| BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:10 AM |
| dinero-idol677 | $100.00 | 10/16/2012 2:16:37 PM |
| coasterman | $25.00 | 10/16/2012 7:33:21 PM |
| EthanColeInvestingGroup | $25.00 | 10/16/2012 7:38:23 PM |
| MoneyBadger | $25.00 | 10/16/2012 7:56:21 PM |
| houston2077 | $100.00 | 10/17/2012 9:11:30 AM |
| value-finder1 | $100.00 | 10/17/2012 10:04:50 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:15 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:29 PM |
| credit-dandelion148 | $100.00 | 10/17/2012 10:55:19 AM |
| integrity-palm9 | $25.00 | 10/17/2012 12:59:51 PM |
| value-wind0 | $50.00 | 10/17/2012 2:26:05 PM |
| credit-dandelion148 | $200.00 | 10/17/2012 1:28:46 PM |
| bold-enriching-capital | $25.00 | 10/17/2012 5:20:04 PM |
| betterthanstock | $25.00 | 10/17/2012 7:13:00 PM |
| value-fortress3 | $25.00 | 10/17/2012 6:20:09 PM |
| jc33148 | $25.00 | 10/18/2012 5:36:53 AM |
| sri59 | $100.00 | 10/18/2012 6:09:16 AM |
| benefit-banshee | $25.00 | 10/17/2012 8:48:33 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:08 AM |
| sgt-schultz | $35.00 | 10/18/2012 5:56:30 AM |
| investment-comet | $25.00 | 10/18/2012 7:10:32 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:17 AM |
| Casual72 | $25.00 | 10/18/2012 9:32:06 AM |
| hope-solstice8 | $25.00 | 10/18/2012 8:40:01 AM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
652376
This series of Notes was issued and sold upon the funding of the borrower loan #76666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $391.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,026 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nickel-circuitry0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| neighborly-hope6 | $100.00 | 10/11/2012 5:13:52 PM |
| community-burrito9 | $45.00 | 10/11/2012 5:27:57 PM |
| repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:18 PM |
| napmanger | $100.00 | 10/11/2012 8:37:17 PM |
| indomitable-coin | $25.00 | 10/11/2012 5:55:22 PM |
| cerebral-dollar773 | $25.00 | 10/12/2012 5:57:31 AM |
| kenji4861 | $25.00 | 10/12/2012 9:42:39 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:17 AM |
| compoundinterest | $25.00 | 10/12/2012 10:00:43 AM |
| mdv | $25.00 | 10/13/2012 11:04:21 AM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:31 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:26 PM |
| sturdy-duty177 | $25.00 | 10/13/2012 3:37:58 PM |
| antlr | $25.00 | 10/15/2012 5:21:59 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:34 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:38 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:48 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:31 PM |
| pdub | $750.00 | 10/15/2012 5:03:52 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:45 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:24 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:12 PM |
| BonesyJones | $200.00 | 10/15/2012 7:42:10 PM |
| PThor | $25.00 | 10/16/2012 7:13:11 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:14 AM |
| Cai8899 | $25.00 | 10/16/2012 10:47:45 AM |
| soarmore | $25.00 | 10/16/2012 5:12:09 PM |
| responsive-worth5 | $50.00 | 10/16/2012 8:48:43 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:15 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:17 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:11 AM |
| investment-appraiser | $100.00 | 10/18/2012 12:07:52 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:24 AM |
| radforj22 | $25.00 | 10/18/2012 10:38:11 AM |
| american6 | $50.00 | 10/18/2012 5:48:05 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:24 PM |
| spoolin18t | $50.00 | 10/19/2012 7:17:07 AM |
| superb-return339 | $200.00 | 10/19/2012 7:24:59 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:35:58 PM |
| Index_Plus | $5,000.00 | 10/19/2012 2:43:01 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:27 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:03 PM |
| Svigel | $38.76 | 10/20/2012 7:11:29 AM |
| youqianderen | $79.00 | 10/20/2012 7:57:46 AM |
| WxChem | $25.00 | 10/20/2012 12:05:05 PM |
| green28 | $50.00 | 10/20/2012 2:07:34 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:21:19 PM |
| gatorjh | $25.00 | 10/20/2012 5:35:02 PM |
| compatible-deal9 | $50.00 | 10/21/2012 10:35:41 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:54 AM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:39 PM |
| gokart83 | $25.00 | 10/21/2012 5:18:19 PM |
| reinforced-gain7 | $500.00 | 10/22/2012 8:31:26 AM |
| Leopoldine | $35.00 | 10/22/2012 8:47:52 AM |
| LenderByDay | $25.00 | 10/21/2012 10:07:25 PM |
| broosky2 | $25.00 | 10/22/2012 7:11:21 AM |
| jayh888 | $26.00 | 10/22/2012 10:50:41 AM |
| rhyno92 | $100.00 | 10/22/2012 9:50:49 AM |
| Headhunter14 | $50.00 | 10/22/2012 5:05:28 PM |
| orange-elevated-dime2 | $25.00 | 10/22/2012 3:27:47 PM |
| Benny-factor | $750.00 | 10/22/2012 3:43:21 PM |
| blue-laudable-dinero | $47.96 | 10/22/2012 4:53:14 PM |
| Nickle-Back | $30.00 | 10/22/2012 5:01:43 PM |
| return-aurora853 | $500.00 | 10/22/2012 5:03:34 PM |
| thedoctor | $100.00 | 10/22/2012 5:03:26 PM |
| unforgettable-wealth4 | $50.00 | 10/22/2012 5:03:39 PM |
| hawaiiangirl76 | $25.00 | 10/22/2012 5:03:48 PM |
| Shingu | $50.00 | 10/22/2012 5:05:34 PM |
| FortuneFund | $50.00 | 10/11/2012 5:05:43 PM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:31 PM |
| jedi053 | $100.00 | 10/11/2012 6:00:56 PM |
| bellaquito | $500.00 | 10/11/2012 6:58:16 PM |
| Arvicco | $400.00 | 10/11/2012 6:28:39 PM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:23 AM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:28 AM |
| zchamilton | $50.00 | 10/12/2012 10:53:12 AM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:23 AM |
| anacent | $50.00 | 10/13/2012 4:05:40 PM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:56:10 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:12 PM |
| first-serene-credit | $25.00 | 10/14/2012 6:00:55 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:32 AM |
| fly4sugar | $50.00 | 10/15/2012 8:49:07 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:02 PM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:39 AM |
| Darts | $50.00 | 10/15/2012 11:01:51 PM |
| Investoman | $25.00 | 10/16/2012 10:40:50 AM |
| BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:11 AM |
| Vegasjim | $25.00 | 10/16/2012 11:55:54 AM |
| larsowe | $75.00 | 10/16/2012 5:34:37 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:46 PM |
| UT-Longhorn | $25.00 | 10/17/2012 8:52:00 AM |
| vtrentster | $25.00 | 10/17/2012 6:57:40 AM |
| credit-dandelion148 | $100.00 | 10/17/2012 10:56:45 AM |
| credit-dandelion148 | $300.00 | 10/17/2012 1:29:39 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:30 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:49 AM |
| treasure-bliss | $50.00 | 10/18/2012 9:48:27 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:51 PM |
| auction-pragmatist | $25.00 | 10/18/2012 3:03:00 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:26 PM |
| mathomas3 | $89.05 | 10/19/2012 3:20:03 AM |
| skuba | $100.00 | 10/19/2012 11:31:54 AM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:17:01 PM |
| jdrez | $25.00 | 10/19/2012 5:27:39 PM |
| bonus-yeller | $30.00 | 10/20/2012 6:45:50 AM |
| ach | $50.00 | 10/19/2012 8:18:42 PM |
| market-maple | $50.00 | 10/20/2012 7:49:54 AM |
| AM2008 | $25.00 | 10/21/2012 8:16:03 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:39:29 AM |
| williamgates | $25.00 | 10/21/2012 6:50:57 PM |
| Supernick | $500.00 | 10/21/2012 9:26:31 PM |
| gokart83 | $50.00 | 10/21/2012 5:17:46 PM |
| Good-Yield | $25.00 | 10/22/2012 8:41:41 AM |
| Supermodeler | $200.00 | 10/22/2012 4:05:15 PM |
| graduatey2k | $25.00 | 10/22/2012 5:01:45 PM |
| swampman | $25.00 | 10/22/2012 5:02:36 PM |
| AmericanCredit | $100.00 | 10/22/2012 10:21:46 AM |
| REITRUST | $35.00 | 10/22/2012 11:00:36 AM |
| responsive-benefit380 | $25.00 | 10/22/2012 11:40:38 AM |
| Ristefo | $25.00 | 10/22/2012 1:45:32 PM |
| EDBB767 | $50.00 | 10/22/2012 1:59:54 PM |
| astute-benjamins | $150.00 | 10/22/2012 2:21:34 PM |
| canonical1 | $25.00 | 10/22/2012 2:34:21 PM |
| RufusGreyhound | $25.00 | 10/22/2012 2:50:53 PM |
| finance-coyote3 | $1,972.65 | 10/22/2012 4:14:57 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:06 PM |
| platinum-genetics | $25.00 | 10/22/2012 5:01:32 PM |
| TelegramSam | $25.00 | 10/22/2012 5:01:09 PM |
| handy-money9 | $75.00 | 10/22/2012 5:02:56 PM |
| Cheburashka | $30.00 | 10/22/2012 5:03:31 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
652674
This series of Notes was issued and sold upon the funding of the borrower loan #76422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 13 |
Current / open credit lines:
| 6
/
6 | Length of status: | 49y 1m |
|
Amount delinquent:
| $348 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $44,869 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-ballet0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $4300.00
Monthly expenses: $2400.00
Housing: $600.00
Insurance: $73.00
Car expenses: $263.00
Utilities: $185.00
Phone, cable, internet: $175.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $150.00
Other expenses: $300.00
Dental bills,medical bills,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gentle-generosity822 | $25.00 | 10/11/2012 5:08:23 PM |
| vigorous-payment6 | $25.00 | 10/11/2012 5:55:50 PM |
| zipemdown | $25.00 | 10/11/2012 5:14:12 PM |
| bazaar-tulip | $25.00 | 10/11/2012 5:16:33 PM |
| Dubbs360 | $200.00 | 10/11/2012 7:12:09 PM |
| supreme-treasure8 | $100.00 | 10/11/2012 6:05:02 PM |
| money-baron | $100.00 | 10/11/2012 6:06:44 PM |
| etraboulay | $50.00 | 10/11/2012 6:07:17 PM |
| sentimental-commerce4 | $250.00 | 10/11/2012 6:22:24 PM |
| resolute-justice413 | $200.00 | 10/11/2012 6:22:54 PM |
| newest-generous-income | $25.00 | 10/11/2012 6:58:25 PM |
| autonomous-finance4 | $25.00 | 10/11/2012 7:39:42 PM |
| community-seahorse0 | $25.00 | 10/12/2012 9:08:28 AM |
| musegaze | $50.00 | 10/12/2012 9:06:22 AM |
| organic-duty4 | $100.00 | 10/12/2012 11:17:52 AM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:53 PM |
| paradise-foothill | $50.00 | 10/12/2012 6:59:44 PM |
| newgroom422 | $25.00 | 10/12/2012 11:15:39 PM |
| AldiHoldings | $25.00 | 10/12/2012 11:27:53 PM |
| success1001 | $100.00 | 10/13/2012 2:04:57 AM |
| finance-coyote3 | $400.00 | 10/13/2012 3:58:46 AM |
| green-discrete-rupee | $50.00 | 10/11/2012 5:09:31 PM |
| well-rounded-payout0 | $50.00 | 10/11/2012 5:37:00 PM |
| pierrelasvegas | $25.00 | 10/11/2012 7:24:46 PM |
| special-dinero553 | $25.00 | 10/11/2012 6:23:56 PM |
| EL_Papin | $25.00 | 10/12/2012 7:05:30 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:20 AM |
| a-finance-nirvana | $25.00 | 10/12/2012 9:02:24 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:26 AM |
| p2p-czar3 | $25.00 | 10/12/2012 5:04:23 PM |
| jmvingeorgia | $75.00 | 10/12/2012 5:13:02 PM |
| shrewd-deal | $50.00 | 10/12/2012 6:43:01 PM |
| 0_0 | $25.00 | 10/12/2012 6:36:17 PM |
| wdworld | $50.00 | 10/12/2012 11:39:33 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:25 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
652680
This series of Notes was issued and sold upon the funding of the borrower loan #76503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,135 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| special-benjamins329 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1519
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 95
Car expenses: $ 303
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 640
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ethical-truth211 | $200.00 | 10/11/2012 5:17:49 PM |
| Dubbs360 | $100.00 | 10/11/2012 7:20:20 PM |
| riveting-credit5 | $25.00 | 10/11/2012 5:40:03 PM |
| money-baron | $100.00 | 10/11/2012 6:06:44 PM |
| CA-Lender | $25.00 | 10/12/2012 8:26:05 AM |
| Jalebi | $50.00 | 10/12/2012 9:44:21 AM |
| natural-point1 | $25.00 | 10/12/2012 1:00:11 PM |
| 52digital | $75.00 | 10/12/2012 6:39:14 PM |
| skillful-asset5 | $30.00 | 10/12/2012 6:02:40 PM |
| let_me_retire | $27.00 | 10/13/2012 3:53:58 AM |
| bellaquito | $500.00 | 10/12/2012 6:57:24 PM |
| toomanyfishtanks | $50.00 | 10/13/2012 12:49:35 PM |
| Grandmahoneybee | $25.00 | 10/13/2012 1:26:19 PM |
| bid-catalyst0 | $100.00 | 10/13/2012 7:50:23 PM |
| banker34 | $25.00 | 10/13/2012 4:38:08 PM |
| JRS | $25.00 | 10/14/2012 11:51:37 AM |
| Nil2008 | $100.00 | 10/14/2012 2:02:05 PM |
| JohnWS | $31.56 | 10/14/2012 6:04:46 PM |
| nwwineguy | $25.00 | 10/14/2012 8:42:37 PM |
| NobisEst | $25.00 | 10/15/2012 12:42:22 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:40 AM |
| Weaverville | $25.00 | 10/15/2012 12:05:01 PM |
| cajunguy | $25.00 | 10/15/2012 3:39:58 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:32 PM |
| jtwildcat713 | $25.00 | 10/16/2012 7:46:05 AM |
| foothillender | $25.00 | 10/16/2012 7:46:36 AM |
| california111 | $25.00 | 10/16/2012 9:09:45 AM |
| diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:53 AM |
| tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:44 AM |
| lean-dedication | $25.00 | 10/16/2012 10:01:21 AM |
| trade-goblin9 | $25.00 | 10/11/2012 6:45:51 PM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:27 AM |
| helpful-credit156 | $25.00 | 10/12/2012 3:03:02 PM |
| ethicalhumanist | $50.00 | 10/13/2012 2:33:38 PM |
| Sixmil | $25.00 | 10/14/2012 9:15:42 AM |
| first-serene-credit | $25.00 | 10/14/2012 6:03:01 PM |
| joebob78 | $50.00 | 10/14/2012 12:21:12 PM |
| Lubava | $25.00 | 10/14/2012 8:43:41 PM |
| dough-tsunami2 | $25.00 | 10/15/2012 7:04:09 AM |
| KB-IRA | $100.00 | 10/15/2012 12:38:37 PM |
| pdub | $250.00 | 10/15/2012 5:06:14 PM |
| LendToCause | $25.00 | 10/15/2012 6:04:49 PM |
| green_acres | $60.00 | 10/15/2012 7:09:06 PM |
| truelumen | $25.00 | 10/16/2012 4:25:40 AM |
| Emperor_of_Banking | $25.00 | 10/15/2012 8:07:00 PM |
| quest0 | $50.00 | 10/16/2012 7:11:36 AM |
| Leshan | $50.00 | 10/16/2012 7:54:59 AM |
| bob450-roth | $25.00 | 10/16/2012 8:56:56 AM |
| Bob450 | $25.00 | 10/16/2012 9:09:42 AM |
| worthy-bid8 | $100.00 | 10/16/2012 9:37:18 AM |
| helpful-credit156 | $26.44 | 10/16/2012 10:21:59 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
652790
This series of Notes was issued and sold upon the funding of the borrower loan #76838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Biologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,434 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cluster360 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Miscellaneous expense
Purpose of loan:
This loan will be used to...
Help pay bills
My financial situation:
I am a good candidate for this loan because...
I do pay my loans and I have a good work history
Monthly net income: $4550
Monthly expenses: $3576
Housing: $1068
Insurance: $289
Car expenses: $666
Utilities: $285
Phone, cable, internet: $168
Food, entertainment: $650
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $50.00 | 10/12/2012 9:44:25 AM |
| handy-justice | $50.00 | 10/12/2012 9:07:54 AM |
| RGlad | $100.00 | 10/12/2012 9:04:11 AM |
| best-bonafide-p2p | $25.00 | 10/12/2012 9:18:06 AM |
| greencat | $50.00 | 10/12/2012 9:25:05 AM |
| responsibility-butterfly | $50.00 | 10/12/2012 10:04:31 AM |
| refresher211 | $100.00 | 10/12/2012 12:17:10 PM |
| majestic-note6 | $150.00 | 10/12/2012 12:19:18 PM |
| transparency-position | $57.00 | 10/12/2012 12:51:17 PM |
| blue-order-comet | $25.00 | 10/12/2012 11:22:33 AM |
| obedient-payout0 | $25.00 | 10/12/2012 11:29:05 AM |
| graceful-investment | $106.00 | 10/12/2012 3:24:11 PM |
| money-baron | $87.00 | 10/12/2012 11:14:11 AM |
| jtwildcat713 | $25.00 | 10/12/2012 12:16:27 PM |
| bellaquito | $500.00 | 10/12/2012 12:23:24 PM |
| vines99 | $25.00 | 10/12/2012 4:58:37 PM |
| ibano | $25.00 | 10/13/2012 2:48:27 AM |
| fountain355 | $24.66 | 10/13/2012 5:42:50 AM |
| favorite-commerce | $50.00 | 10/13/2012 5:01:41 AM |
| income-triangulation1 | $25.00 | 10/12/2012 9:04:13 AM |
| DasMula | $25.00 | 10/12/2012 9:12:23 AM |
| california111 | $100.00 | 10/12/2012 10:03:41 AM |
| Assets-Up | $25.00 | 10/12/2012 9:53:44 AM |
| bazaar-scrutinzer5 | $25.00 | 10/12/2012 2:39:19 PM |
| Dubbs360 | $100.00 | 10/12/2012 12:29:11 PM |
| 52digital | $75.00 | 10/12/2012 6:39:15 PM |
| riveting-credit5 | $25.00 | 10/12/2012 5:52:26 PM |
| azazle | $25.00 | 10/13/2012 1:54:32 AM |
| let_me_retire | $50.34 | 10/13/2012 3:52:42 AM |
| heavenly-interest9 | $2,000.00 | 10/13/2012 12:38:14 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
652884
This series of Notes was issued and sold upon the funding of the borrower loan #76784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,940 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DownWithDebt2012 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation to pay down my debt snowball
This loan will be used to pay off outstanding higher interest debt, enabling us to pay down my debt snowball more quickly.
My financial situation: Excellent credit rating with solid income
I am a good candidate for this loan because I have mantained an excellent credit rating as well as a solid income source for my entire adult life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $28.04 | 10/12/2012 5:03:18 PM |
| octoberfresh | $25.00 | 10/12/2012 5:12:29 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:45 PM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:55 PM |
| indomitable-coin | $25.00 | 10/12/2012 5:16:06 PM |
| Ripsaw4U | $50.00 | 10/12/2012 5:20:00 PM |
| FortuneFund | $200.00 | 10/12/2012 5:06:54 PM |
| green28 | $50.00 | 10/12/2012 5:27:14 PM |
| Plutis | $25.00 | 10/12/2012 5:28:30 PM |
| bellaquito | $500.00 | 10/12/2012 6:54:45 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:29 AM |
| Vegasjim | $25.00 | 10/12/2012 7:20:59 PM |
| bazaar-tulip | $25.00 | 10/12/2012 6:16:39 PM |
| ALL-PRIME | $50.00 | 10/13/2012 1:39:45 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:31 PM |
| cerebral-dollar773 | $30.57 | 10/13/2012 5:40:42 AM |
| mdv | $25.00 | 10/13/2012 11:04:25 AM |
| finder61 | $25.00 | 10/13/2012 6:51:48 PM |
| anacent | $50.00 | 10/13/2012 4:05:44 PM |
| chac | $300.00 | 10/14/2012 12:43:55 PM |
| capital-blueberry | $25.00 | 10/14/2012 8:04:12 AM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:55:40 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:52 PM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:35 AM |
| imogen22 | $50.00 | 10/15/2012 9:38:50 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:45 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:44 AM |
| WhiteInvestor | $27.00 | 10/15/2012 11:16:07 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:35 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:04 PM |
| pdub | $750.00 | 10/15/2012 5:03:54 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:22 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:35 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:15 PM |
| LongTail | $30.00 | 10/15/2012 10:29:15 PM |
| PThor | $25.00 | 10/16/2012 7:13:13 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:16 AM |
| AFairDeal | $25.00 | 10/16/2012 9:03:19 AM |
| Investoman | $25.00 | 10/16/2012 10:40:51 AM |
| jazz619 | $25.00 | 10/16/2012 11:37:45 AM |
| timbob | $100.00 | 10/16/2012 12:02:06 PM |
| orangetrust | $50.00 | 10/16/2012 12:49:31 PM |
| BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:12 AM |
| aabadabadoo | $25.00 | 10/16/2012 11:35:03 AM |
| ecstatic-income923 | $250.00 | 10/16/2012 12:39:43 PM |
| ultimate-responsibility0 | $25.00 | 10/16/2012 12:51:49 PM |
| interest-jedi785 | $100.00 | 10/16/2012 1:30:10 PM |
| Iamatlast | $50.00 | 10/16/2012 1:41:02 PM |
| payment-associate5 | $100.00 | 10/16/2012 1:26:22 PM |
| efficient-greenback6 | $25.00 | 10/16/2012 2:28:51 PM |
| inspiring-kindness062 | $50.00 | 10/16/2012 3:00:43 PM |
| prudent-dough458 | $25.00 | 10/16/2012 5:01:56 PM |
| pleasant-bid | $35.00 | 10/16/2012 4:50:54 PM |
| Castellan | $50.00 | 10/16/2012 5:26:10 PM |
| best-listing-toro | $25.00 | 10/16/2012 5:48:03 PM |
| jmb_lending | $50.00 | 10/16/2012 5:57:16 PM |
| antlr | $25.00 | 10/16/2012 8:15:08 PM |
| ManhattanLender | $25.00 | 10/16/2012 5:52:22 PM |
| Eisande | $25.00 | 10/16/2012 8:24:24 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:02 PM |
| RothySkynx | $25.00 | 10/16/2012 7:39:48 PM |
| pednatjr | $33.57 | 10/17/2012 8:50:15 AM |
| deal-thinker7 | $25.00 | 10/17/2012 3:32:42 AM |
| studious-revenue7 | $25.00 | 10/16/2012 9:03:19 PM |
| owhite2000 | $25.00 | 10/17/2012 6:14:32 AM |
| moola-gargantuan9 | $50.00 | 10/17/2012 7:21:45 AM |
| fireboss | $25.66 | 10/17/2012 7:28:39 AM |
| helping-out | $40.00 | 10/17/2012 8:16:12 AM |
| UT-Longhorn | $25.00 | 10/17/2012 8:52:01 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:15 PM |
| loot-cannon764 | $25.00 | 10/17/2012 11:26:13 AM |
| BondTrader | $25.00 | 10/17/2012 10:54:32 AM |
| gold-disk | $25.00 | 10/17/2012 1:03:46 PM |
| fascinating-transparency6 | $92.36 | 10/17/2012 1:15:44 PM |
| retiresecure | $25.00 | 10/17/2012 1:43:35 PM |
| iamabby | $50.00 | 10/17/2012 7:05:30 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:34 PM |
| citizenX | $50.00 | 10/18/2012 7:18:47 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:57 AM |
| comicgeek | $25.00 | 10/18/2012 7:55:01 AM |
| loyalty-meadow | $25.00 | 10/18/2012 12:47:06 AM |
| bent300 | $25.00 | 10/18/2012 7:08:17 AM |
| drgreer | $40.00 | 10/18/2012 6:31:00 AM |
| fortress767 | $40.00 | 10/18/2012 6:31:41 AM |
| reward-force | $40.00 | 10/18/2012 7:02:58 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:18 AM |
| happyjackbak | $50.00 | 10/18/2012 9:49:03 AM |
| honor_natisx21 | $25.00 | 10/18/2012 10:43:41 AM |
| GOLDEN007 | $25.00 | 10/18/2012 11:21:21 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:25 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:27 AM |
| radforj22 | $25.00 | 10/18/2012 10:37:43 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:51 PM |
| krisran | $50.00 | 10/18/2012 1:25:48 PM |
| ss2020 | $31.00 | 10/18/2012 5:45:06 PM |
| exuberant-dime | $25.00 | 10/18/2012 5:47:23 PM |
| atlacatl | $25.00 | 10/18/2012 5:47:46 PM |
| asset-equilibrium0 | $25.00 | 10/18/2012 5:39:25 PM |
| TCayce | $25.00 | 10/18/2012 5:43:10 PM |
| g314 | $25.00 | 10/18/2012 5:44:20 PM |
| theemhdoctor | $25.00 | 10/18/2012 5:54:25 PM |
| JohnW12 | $25.00 | 10/18/2012 5:56:01 PM |
| Daneistes | $50.00 | 10/18/2012 5:46:48 PM |
| nbah123 | $50.00 | 10/18/2012 5:37:15 PM |
| thedoctor | $76.00 | 10/18/2012 5:40:46 PM |
| TrustPlus | $50.00 | 10/18/2012 5:48:26 PM |
| narblark | $50.00 | 10/18/2012 5:49:13 PM |
| auction-sage | $100.00 | 10/18/2012 5:59:04 PM |
| Panna | $25.00 | 10/18/2012 5:50:19 PM |
| mg6619 | $25.00 | 10/18/2012 5:44:00 PM |
| murren | $25.00 | 10/18/2012 6:01:15 PM |
| moneynmotion | $25.00 | 10/18/2012 6:03:13 PM |
| fortytwo | $150.00 | 10/18/2012 5:46:32 PM |
| AvPro | $25.00 | 10/18/2012 6:04:05 PM |
| revenue-serenity5 | $25.00 | 10/18/2012 5:47:14 PM |
| WhiteSapphire | $25.00 | 10/18/2012 5:47:28 PM |
| orange-courageous-dedication | $25.00 | 10/18/2012 5:48:02 PM |
| GreenSun | $25.00 | 10/18/2012 6:05:52 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:16 PM |
| soheagle | $25.00 | 10/18/2012 5:48:45 PM |
| ikaika1 | $25.00 | 10/18/2012 5:48:49 PM |
| SanJoser | $25.00 | 10/18/2012 5:54:18 PM |
| kcole10 | $25.00 | 10/18/2012 5:49:10 PM |
| ThomasC | $50.00 | 10/18/2012 6:07:32 PM |
| mrladybug101 | $25.00 | 10/18/2012 6:08:01 PM |
| revmax | $25.00 | 10/18/2012 6:08:20 PM |
| efficient-marketplace | $25.00 | 10/18/2012 5:49:55 PM |
| lgs83 | $30.00 | 10/18/2012 6:08:47 PM |
| steiglends | $100.00 | 10/18/2012 5:50:08 PM |
| wealth-influencer | $25.00 | 10/18/2012 5:51:39 PM |
| peripatetic | $25.00 | 10/18/2012 5:57:22 PM |
| special-wealth2 | $50.00 | 10/18/2012 5:57:25 PM |
| bowdish1 | $100.00 | 10/18/2012 5:57:31 PM |
| flexiboy35 | $25.00 | 10/18/2012 6:12:23 PM |
| listing-goat | $25.00 | 10/18/2012 5:57:59 PM |
| x-lender | $25.00 | 10/18/2012 5:58:46 PM |
| pbandjb | $25.00 | 10/18/2012 5:53:15 PM |
| encore06 | $25.00 | 10/18/2012 5:53:38 PM |
| mighty-credit57 | $25.00 | 10/18/2012 5:59:19 PM |
| leeball | $50.00 | 10/18/2012 5:54:45 PM |
| success1001 | $100.00 | 10/18/2012 6:01:01 PM |
| mistertao | $25.00 | 10/18/2012 6:17:00 PM |
| jaredorlofsky | $25.00 | 10/18/2012 6:02:18 PM |
| systematic-trade | $25.00 | 10/18/2012 5:56:09 PM |
| damanq | $25.00 | 10/18/2012 6:02:59 PM |
| don8ter | $50.00 | 10/18/2012 6:03:06 PM |
| djs81 | $75.00 | 10/18/2012 6:05:24 PM |
| rupee-lotus5 | $50.00 | 10/18/2012 6:19:58 PM |
| BoughtTheFarm | $25.00 | 10/18/2012 6:20:08 PM |
| adventurer447 | $300.00 | 10/18/2012 6:20:39 PM |
| Tylerh | $250.00 | 10/18/2012 5:58:58 PM |
| money-floret | $50.00 | 10/18/2012 6:06:34 PM |
| Nickle-Back | $30.00 | 10/18/2012 6:21:22 PM |
| income-excellence1 | $25.00 | 10/18/2012 6:00:41 PM |
| Poohcho | $25.00 | 10/18/2012 6:00:48 PM |
| littlemonkey | $25.00 | 10/18/2012 6:09:42 PM |
| Aimvest | $25.00 | 10/18/2012 6:01:19 PM |
| the-pragmatic-fund | $25.00 | 10/18/2012 6:01:29 PM |
| mindful-generosity1 | $50.00 | 10/18/2012 6:24:01 PM |
| return-financier517 | $100.00 | 10/18/2012 6:01:59 PM |
| invincible-dough | $25.00 | 10/18/2012 6:02:14 PM |
| FadSaolAgat | $50.00 | 10/18/2012 6:02:26 PM |
| speyer | $25.00 | 10/18/2012 6:25:55 PM |
| peace-cadence | $25.00 | 10/18/2012 6:26:48 PM |
| value-guru3 | $25.00 | 10/18/2012 6:02:42 PM |
| mar97 | $25.00 | 10/18/2012 6:04:24 PM |
| Tradesmanlender | $25.00 | 10/18/2012 6:04:52 PM |
| kinetic-agreement | $25.00 | 10/18/2012 6:13:11 PM |
| joedeshon | $25.00 | 10/18/2012 6:05:30 PM |
| likeable-value | $25.00 | 10/18/2012 6:14:19 PM |
| BuffetRocks | $50.00 | 10/18/2012 6:05:53 PM |
| fcb202 | $50.00 | 10/18/2012 6:14:58 PM |
| a-unflappable-finance | $100.00 | 10/18/2012 6:06:30 PM |
| nofreelunch | $50.00 | 10/18/2012 6:16:47 PM |
| elasermd | $50.00 | 10/18/2012 6:17:38 PM |
| building-america | $25.00 | 10/18/2012 6:18:21 PM |
| jay100124 | $25.00 | 10/18/2012 6:09:19 PM |
| a8h8a8 | $25.00 | 10/18/2012 6:09:26 PM |
| axelducheck | $25.00 | 10/18/2012 6:09:37 PM |
| LandE2BG | $50.00 | 10/18/2012 6:09:39 PM |
| arcangel72 | $25.00 | 10/18/2012 6:19:43 PM |
| zhiguli | $25.00 | 10/18/2012 6:10:52 PM |
| jbaum | $40.00 | 10/18/2012 6:22:57 PM |
| rulender | $25.00 | 10/18/2012 6:23:12 PM |
| compassionate-fairness6 | $25.00 | 10/18/2012 6:14:12 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:30 PM |
| Marfloogan | $25.00 | 10/18/2012 6:24:38 PM |
| dedication-prospector1 | $25.00 | 10/18/2012 6:25:26 PM |
| joyful-worth486 | $25.00 | 10/18/2012 6:15:51 PM |
| bdiddy1268 | $25.00 | 10/18/2012 6:15:54 PM |
| C_Mark | $50.00 | 10/18/2012 6:27:13 PM |
| courteous-vigilance154 | $25.00 | 10/18/2012 6:17:29 PM |
| matthart | $25.00 | 10/18/2012 6:18:49 PM |
| MyKidsDad | $25.00 | 10/18/2012 6:18:57 PM |
| zanglish101 | $30.00 | 10/18/2012 6:21:46 PM |
| 13loans | $25.00 | 10/18/2012 6:22:03 PM |
| JebkaClan | $25.00 | 10/18/2012 6:24:11 PM |
| commanding-treasure2 | $75.00 | 10/18/2012 6:24:29 PM |
| kenji4861 | $25.00 | 10/12/2012 5:24:30 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:55 PM |
| Aberdeen | $100.00 | 10/12/2012 6:13:50 PM |
| neighborly-hope6 | $100.00 | 10/12/2012 5:19:50 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:43 PM |
| lionheart722 | $100.00 | 10/12/2012 5:52:07 PM |
| rmachi | $25.00 | 10/12/2012 5:55:02 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:51 PM |
| prudent-deal662 | $25.00 | 10/12/2012 6:16:28 PM |
| blot44 | $25.00 | 10/13/2012 9:41:16 AM |
| restless-nickel158 | $50.00 | 10/13/2012 10:18:00 AM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:35 AM |
| kfrench | $75.00 | 10/13/2012 1:45:58 PM |
| social-pear9 | $50.00 | 10/13/2012 7:29:11 PM |
| sturdy-duty177 | $25.00 | 10/13/2012 3:38:00 PM |
| california111 | $50.00 | 10/13/2012 9:40:32 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:14 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:34 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:36 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:47 AM |
| windguy | $50.00 | 10/15/2012 9:49:47 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:53 AM |
| shaps | $25.00 | 10/15/2012 10:25:44 AM |
| wealth-infusion6 | $100.00 | 10/15/2012 11:40:15 AM |
| flo_rida | $100.00 | 10/15/2012 5:21:28 PM |
| silver-explorer6 | $25.00 | 10/15/2012 6:13:36 PM |
| compoundinterest | $25.00 | 10/15/2012 6:47:59 PM |
| rlmtr | $25.00 | 10/15/2012 9:48:44 PM |
| Darts | $50.00 | 10/15/2012 11:01:52 PM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:41 AM |
| EnglishGeekInNYC | $25.00 | 10/16/2012 10:57:02 AM |
| newest-trade-spruce | $25.00 | 10/16/2012 11:32:49 AM |
| fly4sugar | $100.00 | 10/16/2012 12:16:33 PM |
| loyalty-circuitry | $100.00 | 10/16/2012 12:24:24 PM |
| devoider | $25.00 | 10/16/2012 3:34:13 PM |
| CPAMAN | $25.00 | 10/16/2012 11:29:41 AM |
| velocity-solo | $25.00 | 10/16/2012 11:54:25 AM |
| houli123 | $50.00 | 10/16/2012 12:23:01 PM |
| RufusGreyhound | $25.00 | 10/16/2012 1:21:26 PM |
| first-silver-bridge | $25.00 | 10/16/2012 1:49:42 PM |
| lostontheedge | $25.00 | 10/16/2012 5:10:13 PM |
| RoyFauntleroy | $25.00 | 10/16/2012 2:54:28 PM |
| soarmore | $25.00 | 10/16/2012 5:12:11 PM |
| Jag97 | $61.95 | 10/16/2012 4:20:12 PM |
| misit | $25.00 | 10/16/2012 5:01:46 PM |
| return-aurora853 | $66.00 | 10/16/2012 5:43:34 PM |
| larsowe | $75.00 | 10/16/2012 5:34:38 PM |
| hitsman | $50.00 | 10/16/2012 5:57:00 PM |
| BigBag | $25.00 | 10/16/2012 8:14:19 PM |
| responsive-worth5 | $50.00 | 10/16/2012 8:48:43 PM |
| inspiring-marketplace | $25.00 | 10/16/2012 11:29:38 PM |
| jedi053 | $100.00 | 10/16/2012 6:02:14 PM |
| punctual-marketplace164 | $50.00 | 10/16/2012 7:20:48 PM |
| proud-deal06 | $25.00 | 10/17/2012 5:11:04 AM |
| radiant-bazaar1 | $25.00 | 10/17/2012 8:15:33 AM |
| exciting-finance288 | $30.00 | 10/16/2012 8:23:16 PM |
| YampaQuant | $25.00 | 10/17/2012 6:42:14 AM |
| Good-Yield | $25.00 | 10/17/2012 9:47:39 AM |
| stylish-benjamins6 | $30.00 | 10/17/2012 7:10:43 AM |
| broosky2 | $50.00 | 10/17/2012 7:35:29 AM |
| houston2077 | $50.00 | 10/17/2012 9:08:55 AM |
| pound-lightning | $25.00 | 10/17/2012 12:44:11 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:31 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:29 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:34 PM |
| williamgates | $25.00 | 10/17/2012 6:12:06 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:15:57 PM |
| emphatic-responsibility | $50.00 | 10/17/2012 5:28:10 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:19:13 PM |
| justice-awakening0 | $25.00 | 10/17/2012 11:01:22 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:50 AM |
| unclehank | $25.00 | 10/18/2012 6:07:24 AM |
| marketplace-nucleus7 | $75.00 | 10/18/2012 6:21:02 AM |
| note-proton0 | $25.00 | 10/18/2012 6:47:16 AM |
| BURNERA_1 | $100.00 | 10/18/2012 9:53:27 AM |
| economy-hercules9 | $50.00 | 10/18/2012 8:40:50 AM |
| Theboof | $50.00 | 10/18/2012 9:16:24 AM |
| nukespike | $25.00 | 10/18/2012 12:22:29 PM |
| Culebra1930 | $75.00 | 10/18/2012 12:33:08 PM |
| roman1998 | $50.00 | 10/18/2012 12:18:00 PM |
| dharma1 | $25.00 | 10/18/2012 5:46:05 PM |
| miwoktribe | $50.00 | 10/18/2012 12:51:52 PM |
| masonn | $50.00 | 10/18/2012 5:46:13 PM |
| american6 | $50.00 | 10/18/2012 5:48:05 PM |
| enriching-dollar1 | $100.00 | 10/18/2012 5:49:46 PM |
| Avala | $100.00 | 10/18/2012 5:50:41 PM |
| respectful-return176 | $25.00 | 10/18/2012 2:18:22 PM |
| majestic-dedication | $50.00 | 10/18/2012 5:50:49 PM |
| kegs | $150.00 | 10/18/2012 2:25:31 PM |
| tramb | $25.00 | 10/18/2012 3:01:34 PM |
| Granddad | $25.00 | 10/18/2012 5:52:34 PM |
| ore-widget7 | $25.00 | 10/18/2012 5:43:27 PM |
| Roohugger | $25.00 | 10/18/2012 5:53:48 PM |
| economy-tuba7 | $50.00 | 10/18/2012 5:44:52 PM |
| serene-truth2 | $100.00 | 10/18/2012 5:54:47 PM |
| ouiemyster06 | $50.00 | 10/18/2012 5:57:16 PM |
| nickel-companion5 | $25.00 | 10/18/2012 5:48:24 PM |
| worlds-best-moola281 | $25.00 | 10/18/2012 5:48:37 PM |
| lekkerguy | $50.00 | 10/18/2012 5:41:07 PM |
| keke2000 | $25.00 | 10/18/2012 5:59:02 PM |
| Timchenko_LLC | $25.00 | 10/18/2012 5:43:05 PM |
| kalex752 | $25.00 | 10/18/2012 5:51:31 PM |
| lend2end | $25.00 | 10/18/2012 5:51:37 PM |
| Prairie-MN | $30.00 | 10/18/2012 5:51:44 PM |
| blueisland | $30.00 | 10/18/2012 6:01:03 PM |
| red-robust-rupee | $25.00 | 10/18/2012 6:01:50 PM |
| paymentologist | $50.00 | 10/18/2012 5:46:09 PM |
| sshs | $25.00 | 10/18/2012 6:02:40 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:55 PM |
| spenrod | $25.00 | 10/18/2012 6:03:11 PM |
| kbodendorf | $25.00 | 10/18/2012 5:52:36 PM |
| trunderw | $50.00 | 10/18/2012 6:03:32 PM |
| market-waterfall5 | $100.00 | 10/18/2012 6:06:09 PM |
| nickel-circuitry | $25.00 | 10/18/2012 5:48:47 PM |
| momentous-balance | $50.00 | 10/18/2012 5:54:24 PM |
| bds9646 | $26.00 | 10/18/2012 6:07:11 PM |
| jenkris | $25.00 | 10/18/2012 5:49:15 PM |
| Pasagam | $50.00 | 10/18/2012 6:07:23 PM |
| BonesyJones | $100.00 | 10/18/2012 6:07:54 PM |
| jeffpac | $50.00 | 10/18/2012 6:07:57 PM |
| hybridatl | $25.00 | 10/18/2012 5:49:53 PM |
| jakesworld | $25.00 | 10/18/2012 5:49:58 PM |
| Kame | $25.00 | 10/18/2012 5:50:10 PM |
| affluence-kingdom9 | $100.00 | 10/18/2012 5:55:46 PM |
| Quaven | $25.00 | 10/18/2012 5:51:05 PM |
| ScottW | $25.00 | 10/18/2012 5:51:13 PM |
| srilm | $25.00 | 10/18/2012 5:56:21 PM |
| Dcoy | $25.00 | 10/18/2012 5:56:29 PM |
| Yogidog | $25.00 | 10/18/2012 6:12:22 PM |
| principal-trident | $25.00 | 10/18/2012 6:12:38 PM |
| larslfe | $25.00 | 10/18/2012 5:58:40 PM |
| Doc23 | $25.00 | 10/18/2012 5:59:06 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:01 PM |
| aviente | $25.00 | 10/18/2012 5:54:08 PM |
| dpjd | $25.00 | 10/18/2012 6:15:26 PM |
| bluesky55 | $25.00 | 10/18/2012 6:15:37 PM |
| Preteur | $25.00 | 10/18/2012 6:00:50 PM |
| MARSTUN | $100.00 | 10/18/2012 6:01:17 PM |
| MoneyMA | $25.00 | 10/18/2012 6:02:06 PM |
| br4444 | $50.00 | 10/18/2012 6:18:06 PM |
| stolan | $50.00 | 10/18/2012 6:03:46 PM |
| nodebtin3 | $100.00 | 10/18/2012 5:57:10 PM |
| TheYellowDart | $25.00 | 10/18/2012 6:20:23 PM |
| realtormoises | $25.00 | 10/18/2012 6:05:57 PM |
| girlwithglasses | $50.00 | 10/18/2012 5:58:49 PM |
| cash-pie | $25.00 | 10/18/2012 6:21:24 PM |
| innocent-loot | $25.00 | 10/18/2012 6:07:46 PM |
| syrepsorp | $50.00 | 10/18/2012 6:07:50 PM |
| diversification-surge | $25.00 | 10/18/2012 6:00:31 PM |
| asdf9876 | $25.00 | 10/18/2012 6:09:30 PM |
| currency-scientist7 | $25.00 | 10/18/2012 6:09:54 PM |
| ski bum | $100.00 | 10/18/2012 6:26:59 PM |
| Arpad | $30.00 | 10/18/2012 6:10:55 PM |
| logical-reward8 | $25.00 | 10/18/2012 6:12:06 PM |
| JAVEHE | $25.00 | 10/18/2012 6:12:08 PM |
| pixeldave | $50.00 | 10/18/2012 6:04:23 PM |
| radpin | $25.00 | 10/18/2012 6:04:50 PM |
| dollar-missile3 | $25.00 | 10/18/2012 6:04:59 PM |
| riproaringrapids | $50.00 | 10/18/2012 6:14:36 PM |
| thoughtful-fairness2 | $25.00 | 10/18/2012 6:06:00 PM |
| cognizant-responsibility9 | $25.00 | 10/18/2012 6:06:14 PM |
| LendDoc | $25.00 | 10/18/2012 6:06:22 PM |
| fearless-wampum2 | $25.00 | 10/18/2012 6:06:26 PM |
| artist207 | $25.00 | 10/18/2012 6:16:02 PM |
| natural-affluence4 | $25.00 | 10/18/2012 6:16:18 PM |
| LR_Biker | $50.00 | 10/18/2012 6:07:27 PM |
| coin-tweet | $25.00 | 10/18/2012 6:17:54 PM |
| durability-officer | $200.00 | 10/18/2012 6:08:30 PM |
| benefit-elation | $25.00 | 10/18/2012 6:08:48 PM |
| hostbank | $100.00 | 10/18/2012 6:18:19 PM |
| tlp43 | $25.00 | 10/18/2012 6:18:28 PM |
| red-diversification-paradise | $25.00 | 10/18/2012 6:09:28 PM |
| scholarly-benefit5 | $25.00 | 10/18/2012 6:19:18 PM |
| GhaChr | $50.00 | 10/18/2012 6:19:40 PM |
| benjamins-utopia | $100.00 | 10/18/2012 6:09:56 PM |
| aasx1108 | $25.00 | 10/18/2012 6:20:11 PM |
| nerdfactor | $25.00 | 10/18/2012 6:10:29 PM |
| benjamin67 | $25.00 | 10/18/2012 6:10:47 PM |
| skvat | $25.00 | 10/18/2012 6:10:50 PM |
| Tyre | $50.00 | 10/18/2012 6:10:57 PM |
| JBDAD | $25.00 | 10/18/2012 6:11:24 PM |
| sanjubab | $200.00 | 10/18/2012 6:11:29 PM |
| 1phantom | $25.00 | 10/18/2012 6:12:12 PM |
| emprestador | $25.00 | 10/18/2012 6:22:27 PM |
| kewgdns | $30.00 | 10/18/2012 6:13:17 PM |
| Gorblum | $25.00 | 10/18/2012 6:14:14 PM |
| a-important-deal | $25.00 | 10/18/2012 6:14:28 PM |
| joseapg | $25.00 | 10/18/2012 6:24:36 PM |
| bid-papyrus | $25.00 | 10/18/2012 6:15:59 PM |
| deal-mover | $25.00 | 10/18/2012 6:16:05 PM |
| Chuck9802 | $25.00 | 10/18/2012 6:27:11 PM |
| DementiaAddict | $35.00 | 10/18/2012 6:16:28 PM |
| boilermaker63 | $25.00 | 10/18/2012 6:17:07 PM |
| unforgettable-wealth4 | $50.00 | 10/18/2012 6:18:59 PM |
| commerce-sunrise | $50.00 | 10/18/2012 6:20:44 PM |
| BicyclePostLendingDivision | $35.00 | 10/18/2012 6:20:57 PM |
| keeks | $25.00 | 10/18/2012 6:21:51 PM |
| medman | $25.00 | 10/18/2012 6:22:05 PM |
| dunox | $25.00 | 10/18/2012 6:22:23 PM |
| deal-frontier | $25.00 | 10/18/2012 6:23:21 PM |
| Stollewood | $25.00 | 10/18/2012 6:24:18 PM |
| fishintime | $100.00 | 10/18/2012 6:25:58 PM |
| fair_rates | $25.00 | 10/18/2012 6:26:05 PM |
| 401 Investments
|
Borrower Payment Dependent Notes Series
652926
This series of Notes was issued and sold upon the funding of the borrower loan #76720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,050 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-credit684 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate some high interest credit cards into a lower interest rate loan.
My financial situation:
I am a good candidate for this loan because... I will pay it back! I have cut my credit card debt in almost half over the past year and a half even with higher interest rates. I am hoping to consolidate to continue to cut my interest charges and continue to work towards being credit card debt free. My credit card debts include a number of medical stays for my wife in the hospital and other medical bills. Unfortunately it was on credit cards that I did not realize had defaulted to an interest rate of almost 30 percent. My credit score is 788 and would be higher with less debt. I have paid off almost 20k in debt already and I am working hard on paying off the rest. Getting the lower interest rate will allow me to make a bigger impact towards paying off the debt each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:47 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:23 PM |
| windguy | $50.00 | 10/18/2012 6:03:43 PM |
| napmanger | $100.00 | 10/18/2012 6:06:16 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:55 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:57 PM |
| jubilant-capital1 | $25.00 | 10/18/2012 6:40:32 PM |
| Bank_Of_XL | $25.00 | 10/18/2012 6:59:32 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:35 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:40 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:31 PM |
| LoanerPrincipal | $25.00 | 10/18/2012 7:09:03 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:55 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:24 PM |
| Dubbs360 | $200.00 | 10/18/2012 7:44:24 PM |
| Investor_DP | $200.00 | 10/18/2012 7:12:59 PM |
| treasure-bliss | $100.00 | 10/19/2012 4:12:37 AM |
| themoneydoctor | $50.00 | 10/19/2012 8:50:05 AM |
| zippy-revenue8 | $25.00 | 10/19/2012 4:26:29 AM |
| marketplace-singularity3 | $65.00 | 10/19/2012 6:20:04 AM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:33 AM |
| E_G | $50.00 | 10/19/2012 9:13:14 AM |
| skuba | $100.00 | 10/19/2012 11:32:21 AM |
| helpful-loan245 | $25.00 | 10/19/2012 2:33:56 PM |
| passivesf | $25.00 | 10/19/2012 3:00:00 PM |
| indomitable-coin | $25.00 | 10/19/2012 5:47:33 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:52 PM |
| jdrez | $50.00 | 10/19/2012 5:41:01 PM |
| calm-platinum957 | $35.00 | 10/19/2012 5:42:33 PM |
| bellaquito | $500.00 | 10/19/2012 7:01:21 PM |
| Let-Me-Help-You | $48.00 | 10/19/2012 5:58:43 PM |
| cerebral-dollar773 | $50.00 | 10/20/2012 7:06:07 AM |
| MonopolyDred | $25.00 | 10/20/2012 7:21:53 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:44 AM |
| first-serene-credit | $25.00 | 10/20/2012 9:45:36 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:38 AM |
| market-maple | $50.00 | 10/20/2012 7:50:04 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:28 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:04 AM |
| HikeMoab | $25.00 | 10/20/2012 8:06:04 AM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:28 PM |
| Hawaiibynight | $25.00 | 10/20/2012 12:43:54 PM |
| BiggestG | $25.00 | 10/20/2012 12:30:52 PM |
| Cai8899 | $25.00 | 10/20/2012 12:39:58 PM |
| puifais | $50.00 | 10/20/2012 1:24:09 PM |
| awwaww | $25.00 | 10/20/2012 12:52:08 PM |
| point653 | $25.00 | 10/20/2012 1:58:10 PM |
| Investoman | $25.00 | 10/20/2012 1:27:11 PM |
| friedokra | $25.00 | 10/20/2012 2:41:26 PM |
| thrifty-transaction578 | $25.00 | 10/20/2012 1:36:15 PM |
| geniusj | $25.00 | 10/20/2012 1:39:13 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:02 PM |
| ready-bid9 | $50.00 | 10/20/2012 1:34:03 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:40 PM |
| zoomdrm57 | $25.00 | 10/20/2012 2:00:00 PM |
| silverloan | $47.00 | 10/20/2012 1:40:18 PM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:57 AM |
| thoughtful-p2ploan0 | $25.00 | 10/21/2012 7:22:34 AM |
| boilermaker63 | $25.00 | 10/21/2012 12:18:06 PM |
| Kissabledevil | $25.00 | 10/21/2012 4:56:18 PM |
| Teminole | $50.00 | 10/21/2012 12:35:07 PM |
| Charmart | $25.00 | 10/21/2012 5:15:27 PM |
| Fortuno_per_commodo | $50.00 | 10/21/2012 5:52:42 PM |
| Good-Yield | $25.00 | 10/22/2012 8:43:34 AM |
| antlr | $25.00 | 10/21/2012 9:48:49 PM |
| bold-courteous-hope | $25.00 | 10/22/2012 9:17:09 AM |
| trophy112 | $25.63 | 10/22/2012 9:22:20 AM |
| ASLIBD | $25.00 | 10/22/2012 7:58:04 AM |
| balance-tamer7 | $125.00 | 10/22/2012 6:16:10 AM |
| historic-balance5 | $50.00 | 10/22/2012 9:37:03 AM |
| DreDub | $25.00 | 10/22/2012 8:28:11 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:54 AM |
| finance-kayak30 | $100.00 | 10/22/2012 9:25:57 AM |
| auction-sage | $100.00 | 10/22/2012 9:26:23 AM |
| versatile-dime442 | $250.00 | 10/22/2012 9:27:48 AM |
| emphatic-responsibility | $50.00 | 10/22/2012 9:29:01 AM |
| forthright-affluence3 | $25.00 | 10/22/2012 9:47:08 AM |
| kencox | $25.00 | 10/22/2012 10:06:32 AM |
| impartial-economy1 | $25.00 | 10/22/2012 10:10:24 AM |
| marketplace-cello5 | $25.00 | 10/22/2012 10:13:09 AM |
| pugmalion | $25.00 | 10/22/2012 10:16:17 AM |
| opportunity85 | $25.00 | 10/22/2012 10:17:49 AM |
| dough-cherry4 | $25.00 | 10/22/2012 10:39:40 AM |
| bill-sequoia7 | $25.00 | 10/22/2012 10:59:43 AM |
| Castellan | $50.00 | 10/22/2012 5:08:16 PM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:02 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:04 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:03:09 PM |
| return-aurora853 | $500.00 | 10/22/2012 5:03:36 PM |
| phenomenal-rate1 | $500.00 | 10/22/2012 5:05:42 PM |
| gold-web4 | $25.00 | 10/22/2012 5:25:33 PM |
| moremax | $100.00 | 10/22/2012 5:32:20 PM |
| eyeofaneedle | $50.00 | 10/22/2012 5:35:05 PM |
| p2p-bauble | $25.00 | 10/22/2012 5:35:51 PM |
| sentimental-commerce4 | $54.00 | 10/22/2012 5:15:48 PM |
| KeepOnRunning | $100.00 | 10/22/2012 5:40:06 PM |
| dough-guard3 | $36.00 | 10/22/2012 5:41:03 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:29 PM |
| banchan | $37.00 | 10/22/2012 5:46:54 PM |
| rewards | $25.00 | 10/22/2012 5:50:43 PM |
| velocity-scrutinzer6 | $50.00 | 10/22/2012 5:50:57 PM |
| american6 | $50.00 | 10/22/2012 5:51:27 PM |
| payment-associate5 | $100.00 | 10/22/2012 5:52:30 PM |
| Sevron | $54.00 | 10/22/2012 5:53:43 PM |
| Geldmeister | $25.00 | 10/22/2012 5:54:37 PM |
| new-truth-chuckler | $33.00 | 10/22/2012 5:56:21 PM |
| jedi053 | $100.00 | 10/22/2012 5:26:28 PM |
| bowdish1 | $93.00 | 10/22/2012 6:03:31 PM |
| delectable-point5 | $50.00 | 10/22/2012 5:29:59 PM |
| BonesyJones | $100.00 | 10/22/2012 6:06:01 PM |
| velocity-solo | $25.00 | 10/22/2012 6:06:04 PM |
| WxChem | $25.00 | 10/22/2012 6:08:07 PM |
| gain-tamer7 | $100.00 | 10/22/2012 6:08:50 PM |
| pious-currency875 | $100.00 | 10/22/2012 5:31:21 PM |
| RufusGreyhound | $25.00 | 10/22/2012 5:34:30 PM |
| bid-papyrus | $25.00 | 10/22/2012 5:34:44 PM |
| loyalty-sherpa | $25.00 | 10/22/2012 5:36:26 PM |
| pinnacleatl | $25.00 | 10/22/2012 5:37:17 PM |
| sympathetic-funds818 | $25.00 | 10/22/2012 5:38:30 PM |
| orange-courageous-dedication | $25.00 | 10/22/2012 5:39:45 PM |
| ItsJustMe79 | $25.00 | 10/22/2012 5:41:52 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:28 PM |
| larrybird | $518.00 | 10/22/2012 5:46:29 PM |
| gallant-economy9 | $50.00 | 10/22/2012 5:46:35 PM |
| orange-dollar-raccoon | $48.00 | 10/22/2012 5:46:52 PM |
| excellent-funds649 | $50.00 | 10/22/2012 5:48:08 PM |
| TrustPlus | $50.00 | 10/22/2012 5:48:35 PM |
| JJ9876 | $25.00 | 10/22/2012 5:49:01 PM |
| dthompso | $33.00 | 10/22/2012 6:32:47 PM |
| soarmore | $25.00 | 10/22/2012 5:49:13 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:00 PM |
| investment-tempo | $25.00 | 10/22/2012 5:52:17 PM |
| payout-crescendo9 | $120.00 | 10/22/2012 5:52:55 PM |
| pleasant-listing712 | $25.00 | 10/22/2012 6:49:00 PM |
| mindful-generosity1 | $50.00 | 10/22/2012 5:56:45 PM |
| riproaringrapids | $50.00 | 10/22/2012 6:02:20 PM |
| dinero-pagoda650 | $50.00 | 10/22/2012 6:07:01 PM |
| Herluftrolle | $25.00 | 10/22/2012 6:08:46 PM |
| the-financier814 | $25.00 | 10/22/2012 6:09:20 PM |
| treasure-pipeline | $25.00 | 10/22/2012 6:11:13 PM |
| capital-javelin3 | $50.00 | 10/22/2012 8:42:33 PM |
| blue-basis-flower | $25.00 | 10/22/2012 6:18:03 PM |
| rokdim | $26.00 | 10/22/2012 6:18:51 PM |
| mtp | $100.00 | 10/22/2012 6:20:30 PM |
| anti-wall-st | $50.00 | 10/22/2012 6:24:13 PM |
| bent300 | $25.00 | 10/22/2012 10:44:39 PM |
| reward-giant1 | $25.00 | 10/22/2012 6:33:04 PM |
| exchange-cub | $50.00 | 10/22/2012 11:19:46 PM |
| penny-firestarter | $25.00 | 10/22/2012 6:33:34 PM |
| vigman777 | $25.00 | 10/22/2012 6:34:38 PM |
| nitrostamped | $181.18 | 10/22/2012 6:35:26 PM |
| leverage-galleon | $40.00 | 10/22/2012 11:52:26 PM |
| income-excellence1 | $50.00 | 10/22/2012 7:15:54 PM |
| lazyeye | $50.00 | 10/23/2012 7:06:39 AM |
| blue-deal-mole | $50.00 | 10/23/2012 8:17:57 AM |
| chorus731 | $25.00 | 10/22/2012 9:57:48 PM |
| contract-snowdome493 | $50.00 | 10/22/2012 9:49:33 PM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:06 AM |
| joshua18 | $25.00 | 10/23/2012 9:01:12 AM |
| BorthersKeeper | $25.00 | 10/22/2012 10:55:56 PM |
| Astyanax | $30.00 | 10/23/2012 4:15:10 AM |
| foxy-gold5 | $50.00 | 10/23/2012 5:41:55 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:15 AM |
| universal71 | $25.00 | 10/23/2012 6:20:04 AM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:22:29 AM |
| Cash-Flow | $1,500.00 | 10/23/2012 9:00:48 AM |
| iolaire | $25.00 | 10/23/2012 9:01:20 AM |
| burgeoning-silver | $25.00 | 10/23/2012 9:01:35 AM |
| best-bonafide-p2p | $25.00 | 10/18/2012 6:15:35 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:11 PM |
| community-burrito9 | $70.00 | 10/18/2012 6:03:18 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:15 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:42 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:10 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:37 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:41 PM |
| RGlad | $100.00 | 10/18/2012 7:56:00 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:26 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:50 PM |
| janeybooboo | $100.00 | 10/18/2012 7:55:41 PM |
| Vegasjim | $25.00 | 10/18/2012 8:00:21 PM |
| ready-interest9 | $25.00 | 10/18/2012 8:30:02 PM |
| blue-trade-optimizer | $66.31 | 10/19/2012 7:44:26 AM |
| toblerone | $25.00 | 10/18/2012 8:04:53 PM |
| moola-accelerator6 | $50.00 | 10/18/2012 8:24:42 PM |
| dsnybnd | $25.00 | 10/19/2012 7:23:57 AM |
| Balraug | $175.00 | 10/19/2012 4:12:40 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:38 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:37 PM |
| compoundinterest | $25.00 | 10/19/2012 5:35:01 PM |
| justreturns | $25.00 | 10/19/2012 5:27:47 PM |
| Proactive-Financial-Lending | $25.00 | 10/19/2012 5:53:35 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:57 PM |
| interest88 | $40.00 | 10/19/2012 7:16:12 PM |
| Interloper | $35.00 | 10/20/2012 10:36:27 AM |
| DrNano | $50.00 | 10/20/2012 11:59:33 AM |
| astute-benjamins | $150.00 | 10/20/2012 10:09:03 AM |
| capital-blueberry | $25.00 | 10/20/2012 10:17:02 AM |
| AFairDeal | $25.00 | 10/20/2012 12:16:14 PM |
| compatible-power8 | $25.00 | 10/20/2012 12:17:12 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:41 PM |
| Kyjamune | $25.00 | 10/20/2012 12:52:42 PM |
| contract-bopper | $25.00 | 10/20/2012 12:41:58 PM |
| bds9646 | $26.00 | 10/20/2012 12:24:47 PM |
| Tradesmanlender | $25.00 | 10/20/2012 12:53:10 PM |
| top-blissful-dedication | $25.00 | 10/20/2012 12:46:46 PM |
| dainova | $25.00 | 10/20/2012 12:49:06 PM |
| jcornehlsen | $25.00 | 10/20/2012 1:41:30 PM |
| bnordman | $25.00 | 10/20/2012 2:05:21 PM |
| green28 | $50.00 | 10/20/2012 2:07:38 PM |
| blue-order-comet | $100.00 | 10/20/2012 2:09:20 PM |
| spiceguy | $50.00 | 10/20/2012 1:06:38 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:17 PM |
| payment-halo | $25.00 | 10/20/2012 3:51:44 PM |
| AceNow | $50.00 | 10/20/2012 2:00:11 PM |
| credit-maple | $25.00 | 10/20/2012 1:40:34 PM |
| benjamins-nest | $120.90 | 10/21/2012 12:00:13 AM |
| pious-benjamins1 | $66.00 | 10/21/2012 12:03:41 AM |
| tranquil-revenue | $25.00 | 10/20/2012 2:41:08 PM |
| subtle-revenue0 | $25.00 | 10/20/2012 1:53:36 PM |
| IPlayOutsideTheBox | $27.50 | 10/21/2012 9:52:37 AM |
| dukeiyer | $25.00 | 10/20/2012 2:32:47 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:23 PM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:11 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:26 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:20:57 PM |
| riveting-p2ploan4 | $25.00 | 10/20/2012 5:15:00 PM |
| Gordon_Gekko1 | $30.00 | 10/20/2012 5:59:53 PM |
| georgethesir | $50.00 | 10/21/2012 8:22:01 AM |
| whitegold24k | $150.00 | 10/21/2012 9:14:40 AM |
| be_wise | $25.00 | 10/20/2012 7:48:36 PM |
| starapple | $25.00 | 10/21/2012 12:05:15 AM |
| income-awakening6 | $25.00 | 10/21/2012 7:43:15 AM |
| compatible-deal9 | $50.00 | 10/21/2012 10:37:28 AM |
| california4u | $55.52 | 10/21/2012 12:24:46 PM |
| seanickson | $25.00 | 10/21/2012 4:11:23 PM |
| Willylump | $25.00 | 10/21/2012 12:59:19 PM |
| durability-warmth | $25.00 | 10/21/2012 6:46:32 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:59:31 PM |
| Justbiz | $50.00 | 10/21/2012 1:09:50 PM |
| williamgates | $25.00 | 10/21/2012 6:51:00 PM |
| bb575 | $50.00 | 10/21/2012 8:22:29 PM |
| cimbaman | $50.00 | 10/22/2012 4:24:51 AM |
| Jalebi | $25.00 | 10/22/2012 9:27:18 AM |
| interest-jedi785 | $100.00 | 10/22/2012 7:03:40 AM |
| LeReve | $500.00 | 10/22/2012 9:32:07 AM |
| reinforced-gain7 | $500.00 | 10/22/2012 8:31:28 AM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 9:39:48 AM |
| jhernand17 | $25.00 | 10/22/2012 8:17:49 AM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:31 AM |
| diversification-wildcat2 | $25.00 | 10/22/2012 8:41:05 AM |
| Cali123 | $25.00 | 10/22/2012 10:47:55 AM |
| bid-banjo3 | $100.00 | 10/22/2012 9:17:43 AM |
| benevolent-loot5 | $200.00 | 10/22/2012 9:20:24 AM |
| zski | $25.00 | 10/22/2012 9:27:13 AM |
| wfish52 | $27.28 | 10/22/2012 12:06:09 PM |
| Arvicco | $400.00 | 10/22/2012 9:31:40 AM |
| payout-igloo | $51.00 | 10/22/2012 12:32:33 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:00 AM |
| asset-conqueror6 | $25.00 | 10/22/2012 9:51:26 AM |
| shawndw | $25.00 | 10/22/2012 9:56:51 AM |
| Pickmar | $25.00 | 10/22/2012 10:00:30 AM |
| helpinghand63 | $25.00 | 10/22/2012 10:12:17 AM |
| EDBB767 | $50.00 | 10/22/2012 1:59:55 PM |
| Mid-Ocean | $25.00 | 10/22/2012 2:15:47 PM |
| reward-anteater0 | $100.00 | 10/22/2012 3:39:36 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:41 PM |
| Benny-factor | $1,500.00 | 10/22/2012 3:48:08 PM |
| Supermodeler | $1,000.00 | 10/22/2012 4:14:11 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:11 PM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:18 PM |
| progressive-gold6 | $100.00 | 10/22/2012 5:20:09 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:52 PM |
| loyalty-hornet6 | $25.00 | 10/22/2012 5:07:01 PM |
| success1001 | $100.00 | 10/22/2012 5:09:43 PM |
| BidDaddyBigBucks | $25.00 | 10/22/2012 5:27:13 PM |
| zassociate | $200.00 | 10/22/2012 5:11:05 PM |
| power-trophy7 | $25.00 | 10/22/2012 5:09:45 PM |
| awe-inspiring-commitment972 | $50.00 | 10/22/2012 5:31:58 PM |
| auction-iris9 | $26.00 | 10/22/2012 5:32:31 PM |
| Asailorman | $43.00 | 10/22/2012 5:33:50 PM |
| note-proton0 | $25.00 | 10/22/2012 5:35:15 PM |
| buraky | $50.00 | 10/22/2012 5:35:19 PM |
| velocity-marble7 | $25.00 | 10/22/2012 5:37:06 PM |
| tenacious-affluence | $25.00 | 10/22/2012 5:42:55 PM |
| rcm87 | $50.00 | 10/22/2012 5:44:11 PM |
| mschoenf | $100.00 | 10/22/2012 5:18:40 PM |
| Redmond | $25.00 | 10/22/2012 5:46:37 PM |
| note-tent | $50.00 | 10/22/2012 5:51:20 PM |
| Approved1234 | $25.00 | 10/22/2012 5:24:32 PM |
| siesta100 | $25.00 | 10/22/2012 5:29:07 PM |
| mvalley | $25.00 | 10/22/2012 5:32:57 PM |
| nodebtin3 | $31.00 | 10/22/2012 5:35:23 PM |
| investment-pro4 | $52.00 | 10/22/2012 6:11:36 PM |
| KlotzLending | $25.00 | 10/22/2012 6:12:03 PM |
| Tai | $25.00 | 10/22/2012 6:12:58 PM |
| benjo | $48.00 | 10/22/2012 6:16:18 PM |
| adventurer447 | $300.00 | 10/22/2012 5:43:46 PM |
| mistering | $35.00 | 10/22/2012 6:19:19 PM |
| affluence-kingdom9 | $100.00 | 10/22/2012 6:22:00 PM |
| postalwhiz | $25.00 | 10/22/2012 5:49:47 PM |
| andrew491 | $31.00 | 10/22/2012 5:52:12 PM |
| IP | $25.00 | 10/22/2012 5:52:06 PM |
| magnificent-felicity4 | $25.00 | 10/22/2012 6:01:25 PM |
| ramsba | $50.00 | 10/22/2012 6:06:13 PM |
| Arpad | $30.00 | 10/22/2012 6:09:48 PM |
| Emgolda | $25.00 | 10/22/2012 6:10:57 PM |
| resolute-point5 | $81.00 | 10/22/2012 6:13:34 PM |
| payout-harmony4 | $50.00 | 10/22/2012 6:13:58 PM |
| flo_rida | $100.00 | 10/22/2012 6:14:59 PM |
| Taxman44 | $25.00 | 10/22/2012 6:16:25 PM |
| mistertao | $25.00 | 10/22/2012 6:16:46 PM |
| RocketSurgeon | $25.00 | 10/22/2012 6:15:48 PM |
| sanjubab | $88.00 | 10/22/2012 6:19:07 PM |
| durability-solstice8 | $50.00 | 10/22/2012 6:21:18 PM |
| tapesor | $200.00 | 10/22/2012 6:25:01 PM |
| slowpig | $27.00 | 10/22/2012 6:29:25 PM |
| mar97 | $25.00 | 10/22/2012 6:30:45 PM |
| EvalCrux | $50.00 | 10/22/2012 6:34:52 PM |
| Cash4U2also | $27.00 | 10/23/2012 1:48:29 AM |
| ddamenace | $75.00 | 10/22/2012 6:43:16 PM |
| Munnie | $25.00 | 10/23/2012 6:01:19 AM |
| jonathan10s | $25.00 | 10/22/2012 7:04:20 PM |
| lendme2 | $50.00 | 10/22/2012 7:06:27 PM |
| economy-popcorn | $25.00 | 10/23/2012 7:00:45 AM |
| EJPiper | $25.00 | 10/22/2012 7:46:50 PM |
| SomebodysMom | $40.00 | 10/22/2012 9:20:33 PM |
| VikingInvestments | $25.00 | 10/22/2012 8:44:35 PM |
| DadWarbucks | $25.00 | 10/23/2012 9:01:43 AM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:17 PM |
| abundant-exchange | $50.00 | 10/23/2012 5:33:19 AM |
| Smallbear | $25.00 | 10/23/2012 6:39:44 AM |
| Darts | $50.00 | 10/23/2012 8:45:00 AM |
| igloo268 | $25.00 | 10/23/2012 9:01:17 AM |
| loan-rider7 | $25.00 | 10/23/2012 9:01:47 AM |
| enticing-note | $25.00 | 10/23/2012 9:02:08 AM |
| Avala | $100.00 | 10/23/2012 9:02:34 AM |
| 337 Investments
|
Borrower Payment Dependent Notes Series
653022
This series of Notes was issued and sold upon the funding of the borrower loan #76615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 5m |
|
Amount delinquent:
| $286 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shiny-camaraderi1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Lending Capital
Purpose of loan:
This loan will be used for lending capital for my payday lending business.
My financial situation:
I am a good candidate for this loan because I have a fast growing payday loan business that is in the need of more lending capital. Would have no problem repaying the loan.
Monthly net income: $2100
Monthly expenses: $
Housing: $455
Insurance: $0
Car expenses: $0
Utilities: 0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $187
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| p2p-gala | $25.00 | 10/20/2012 5:18:41 PM |
| cattlebaron | $25.00 | 10/17/2012 5:01:00 PM |
| benjamins-rumbler | $50.00 | 10/18/2012 5:15:54 AM |
| CaptainTimerica | $200.00 | 10/18/2012 11:07:41 AM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:04:36 PM |
| money-baron | $100.00 | 10/18/2012 8:03:48 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:49 PM |
| newest-sturdy-yield | $25.00 | 10/19/2012 9:12:18 AM |
| deal-pal | $25.00 | 10/19/2012 6:31:17 AM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:19:13 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:29 PM |
| kind-lovely-credit | $120.00 | 10/19/2012 11:58:01 PM |
| radiobuda | $25.00 | 10/19/2012 8:53:12 PM |
| let_me_retire | $100.00 | 10/20/2012 6:06:33 AM |
| trumpeter391 | $25.00 | 10/20/2012 11:02:47 AM |
| gallant-economy9 | $50.00 | 10/20/2012 12:07:38 PM |
| economy-shrubbery6 | $25.00 | 10/20/2012 12:13:50 PM |
| reward-adventure | $50.00 | 10/20/2012 12:15:32 PM |
| elegant-hope578 | $25.00 | 10/20/2012 12:18:30 PM |
| Iceman1347 | $25.00 | 10/20/2012 11:10:43 AM |
| payout-bridge | $150.00 | 10/20/2012 11:18:21 AM |
| deal-hickory5 | $100.00 | 10/20/2012 12:13:48 PM |
| Cybercusp | $25.00 | 10/20/2012 12:37:20 PM |
| promise2 | $50.00 | 10/20/2012 12:42:02 PM |
| svandgts | $25.00 | 10/20/2012 1:07:56 PM |
| stock106 | $25.00 | 10/20/2012 1:17:30 PM |
| ecstatic-money064 | $25.00 | 10/20/2012 1:05:49 PM |
| silver-enlightenment0 | $25.00 | 10/20/2012 1:57:14 PM |
| truth-chooser1 | $25.00 | 10/20/2012 1:30:50 PM |
| copper | $50.00 | 10/20/2012 1:11:59 PM |
| AldiHoldings | $40.00 | 10/20/2012 6:42:45 PM |
| sam-dog-dew | $25.00 | 10/20/2012 7:15:45 PM |
| CorsoCapital | $50.00 | 10/20/2012 2:38:44 PM |
| earlybird172961 | $46.31 | 10/21/2012 6:22:11 AM |
| dynrep | $25.00 | 10/20/2012 3:05:51 PM |
| cupcake0 | $25.00 | 10/21/2012 7:21:16 AM |
| nickel-banshee | $46.88 | 10/20/2012 4:49:10 PM |
| lib5836 | $25.00 | 10/20/2012 7:37:49 PM |
| transaction-puppy6 | $25.00 | 10/20/2012 10:46:28 PM |
| RLaumeyer | $28.67 | 10/20/2012 11:04:58 PM |
| auction-companion358 | $97.11 | 10/21/2012 8:13:53 AM |
| twjh | $25.00 | 10/21/2012 9:19:55 AM |
| slowgains | $25.00 | 10/21/2012 9:36:53 AM |
| radiant-dinero2 | $25.00 | 10/20/2012 8:23:32 PM |
| 6515Wheat | $41.14 | 10/21/2012 10:16:03 AM |
| benefit-position | $25.00 | 10/20/2012 11:08:29 PM |
| vigorous-exchange | $63.30 | 10/21/2012 4:00:44 AM |
| WisconsinLiberal | $3.15 | 10/21/2012 10:22:22 AM |
| scoobiedoo | $40.02 | 10/19/2012 7:45:54 PM |
| CA-Lender | $25.00 | 10/17/2012 7:12:20 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:38 AM |
| Rogelio48 | $25.00 | 10/18/2012 12:53:22 PM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:53 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:18:25 PM |
| adamdroker | $25.00 | 10/18/2012 10:38:38 PM |
| banker34 | $25.00 | 10/19/2012 3:46:46 PM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:16:22 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:58 PM |
| Bank42 | $25.00 | 10/19/2012 6:08:34 PM |
| exponential-fairness2 | $25.00 | 10/20/2012 6:19:07 AM |
| master648 | $30.00 | 10/20/2012 7:54:33 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:35:22 AM |
| TheCount | $25.00 | 10/20/2012 12:16:17 PM |
| income-buffalo1 | $50.00 | 10/20/2012 7:52:48 AM |
| top-courteous-peso | $34.00 | 10/20/2012 12:09:14 PM |
| principal-cooker2 | $50.00 | 10/20/2012 12:47:49 PM |
| larslfe | $25.00 | 10/20/2012 12:49:41 PM |
| rospa | $50.00 | 10/20/2012 1:00:46 PM |
| dedicated-transaction796 | $25.00 | 10/20/2012 1:17:14 PM |
| diplomatic-wealth7 | $25.00 | 10/20/2012 12:39:03 PM |
| the-laudable-peso | $40.00 | 10/20/2012 12:49:10 PM |
| phil172 | $25.00 | 10/20/2012 1:16:14 PM |
| kevin314 | $25.00 | 10/20/2012 1:38:50 PM |
| gold-miser9 | $25.00 | 10/20/2012 4:11:35 PM |
| Valley-of-the-Dollar | $25.00 | 10/20/2012 6:24:48 PM |
| Engineer44 | $30.00 | 10/21/2012 2:47:38 AM |
| account98118 | $200.00 | 10/20/2012 1:55:44 PM |
| california111 | $25.00 | 10/20/2012 3:05:19 PM |
| LaBamba | $100.00 | 10/21/2012 7:48:50 AM |
| TrailB1aze5 | $29.17 | 10/21/2012 8:45:58 AM |
| Lubava | $25.00 | 10/21/2012 9:46:59 AM |
| return-kung-fu2 | $25.25 | 10/20/2012 2:21:21 PM |
| continental2 | $100.00 | 10/20/2012 2:37:33 PM |
| benefit-surfer | $30.00 | 10/20/2012 5:29:27 PM |
| payment-halo | $25.00 | 10/20/2012 3:05:00 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:01 PM |
| priceless-euro0 | $100.00 | 10/21/2012 6:18:43 AM |
| sensible-order2 | $50.00 | 10/21/2012 8:51:28 AM |
| balance-trailblazer | $40.00 | 10/21/2012 9:01:20 AM |
| kayakbleu | $25.00 | 10/20/2012 8:57:00 PM |
| soulful-money6 | $25.00 | 10/21/2012 8:00:09 AM |
| One_Lolo | $25.00 | 10/21/2012 9:41:38 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
653124
This series of Notes was issued and sold upon the funding of the borrower loan #76687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $505.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,622 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| genuine-coin |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Dec-2011)
760-779
(Sep-2010)
700-719
(Nov-2009)
|
|
Principal balance:
| $7,573.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff all my credit cards and my current prosper loan and reduce the interest rate I'm paying on Prosper right now.
My financial situation:
I am a good candidate for this loan because I have a stable job, I'm responsible, I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 10/12/2012 5:16:07 PM |
| brandonm78 | $25.00 | 10/12/2012 5:04:31 PM |
| sweety075 | $25.00 | 10/12/2012 5:06:54 PM |
| FortuneFund | $200.00 | 10/12/2012 5:06:55 PM |
| JeremyLinFan | $40.00 | 10/12/2012 5:09:42 PM |
| unrivaled-deal676 | $50.00 | 10/12/2012 5:53:08 PM |
| intuitive-benefit3 | $100.00 | 10/12/2012 5:57:43 PM |
| MoneyForNothing | $25.32 | 10/12/2012 5:03:02 PM |
| FortuneFundII | $200.00 | 10/12/2012 5:07:16 PM |
| green28 | $50.00 | 10/12/2012 5:27:14 PM |
| bellaquito | $500.00 | 10/12/2012 6:51:31 PM |
| CreditBuilder2 | $25.01 | 10/12/2012 5:44:33 PM |
| community-burrito9 | $45.00 | 10/12/2012 5:23:47 PM |
| thankful-nickel2 | $25.00 | 10/12/2012 5:45:06 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:47 PM |
| Froggy246 | $25.00 | 10/12/2012 10:11:34 PM |
| penny-finder | $25.00 | 10/12/2012 5:49:04 PM |
| ptjg | $100.00 | 10/12/2012 5:50:22 PM |
| bonafide-economy | $50.00 | 10/12/2012 7:11:21 PM |
| seabass123 | $25.00 | 10/12/2012 6:20:18 PM |
| RGlad | $65.00 | 10/12/2012 6:23:10 PM |
| corporatejim | $64.28 | 10/13/2012 6:26:07 AM |
| Detour11 | $25.00 | 10/12/2012 8:06:46 PM |
| success1001 | $100.00 | 10/13/2012 2:05:00 AM |
| tolerant-dinero2 | $25.00 | 10/12/2012 8:54:24 PM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:30 AM |
| continental2 | $100.00 | 10/12/2012 9:20:59 PM |
| Money_Working | $25.00 | 10/13/2012 11:27:18 AM |
| hardatwork1 | $25.00 | 10/13/2012 6:14:10 AM |
| crw1950 | $46.79 | 10/13/2012 7:19:46 AM |
| Domgabriel | $25.00 | 10/13/2012 7:54:06 AM |
| economy-popcorn | $25.00 | 10/13/2012 8:35:25 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:32 PM |
| Eminent_Endeavors | $30.00 | 10/13/2012 10:16:22 AM |
| mdv | $25.00 | 10/13/2012 11:04:27 AM |
| toomanyfishtanks | $50.00 | 10/13/2012 12:40:36 PM |
| ericsb | $30.72 | 10/13/2012 8:07:53 AM |
| nimble-money086 | $25.00 | 10/13/2012 11:56:16 AM |
| labate | $25.00 | 10/13/2012 4:40:07 PM |
| LivingInvestments00 | $25.00 | 10/13/2012 1:12:07 PM |
| kenji4861 | $25.00 | 10/13/2012 1:32:44 PM |
| Ocean713 | $75.00 | 10/13/2012 6:40:58 PM |
| california111 | $50.00 | 10/13/2012 9:40:33 PM |
| peaceful-farmer | $75.00 | 10/14/2012 8:35:03 AM |
| TMBank | $25.00 | 10/14/2012 8:49:58 AM |
| Sixmil | $100.00 | 10/14/2012 9:06:31 AM |
| first-serene-credit | $25.00 | 10/13/2012 3:15:49 PM |
| wise-benjamins-fortress | $50.00 | 10/13/2012 8:06:27 PM |
| anacent | $50.00 | 10/13/2012 4:05:44 PM |
| wise_investor | $25.00 | 10/13/2012 6:39:26 PM |
| persistent-dinero953 | $25.00 | 10/14/2012 8:21:19 AM |
| matthewrburk | $65.16 | 10/13/2012 11:57:35 PM |
| global-invest-group | $25.00 | 10/14/2012 12:02:59 PM |
| supersarah61 | $25.00 | 10/14/2012 3:40:14 PM |
| starry2001 | $25.00 | 10/14/2012 1:05:56 PM |
| awesome-generosity4 | $30.00 | 10/14/2012 3:13:55 PM |
| coin-sherpa | $32.00 | 10/15/2012 4:23:08 AM |
| atlas100 | $50.00 | 10/15/2012 5:14:32 AM |
| antlr | $25.00 | 10/15/2012 5:22:01 AM |
| YampaQuant | $25.00 | 10/15/2012 6:37:19 AM |
| Jaguar-Nation | $25.00 | 10/14/2012 8:28:43 PM |
| euro-deployment | $25.00 | 10/14/2012 10:30:54 PM |
| commanding-bid973 | $25.00 | 10/15/2012 5:59:41 AM |
| immaculate-treasure | $27.18 | 10/15/2012 6:26:08 AM |
| dough-tsunami2 | $25.00 | 10/15/2012 6:58:39 AM |
| kind-bazaar-kitten | $25.00 | 10/14/2012 11:13:41 PM |
| sublime-liberty6 | $50.00 | 10/15/2012 2:27:15 AM |
| loyalist1 | $200.00 | 10/15/2012 8:01:00 AM |
| Approved1234 | $25.00 | 10/15/2012 8:51:37 AM |
| Jack-Sparrow | $50.00 | 10/15/2012 8:59:22 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:37 AM |
| blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:05 AM |
| order-tamale | $172.00 | 10/15/2012 9:29:30 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:47 AM |
| pure-treasure7 | $50.00 | 10/15/2012 10:14:07 AM |
| punctual-fund | $25.00 | 10/15/2012 10:21:52 AM |
| shaps | $25.00 | 10/15/2012 10:25:45 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:41:54 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:44 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:13 AM |
| Tradesmanlender | $25.00 | 10/15/2012 10:05:25 AM |
| WhiteInvestor | $27.00 | 10/15/2012 11:18:49 AM |
| kls4560 | $25.00 | 10/15/2012 10:27:42 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:55 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:36 PM |
| wealth-infusion6 | $100.00 | 10/15/2012 11:40:16 AM |
| Cherrypicker | $50.00 | 10/15/2012 12:10:33 PM |
| whitegoldira | $200.00 | 10/15/2012 11:45:08 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:04 PM |
| casaba | $25.00 | 10/15/2012 5:05:28 PM |
| first-liberty-duckling | $25.00 | 10/15/2012 3:57:34 PM |
| chilandman | $50.00 | 10/15/2012 5:07:35 PM |
| Torero06 | $41.60 | 10/15/2012 4:20:45 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:29 PM |
| benevolent-marketplace4 | $409.46 | 10/15/2012 5:24:09 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:35 PM |
| friedokra | $25.00 | 10/12/2012 5:16:13 PM |
| thehousewife | $25.00 | 10/12/2012 5:29:22 PM |
| market-cougar3 | $50.00 | 10/12/2012 5:40:27 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:55 PM |
| janeybooboo | $100.00 | 10/12/2012 5:02:57 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:52 PM |
| moola-accelerator6 | $40.00 | 10/12/2012 5:05:34 PM |
| equitable-capital758 | $750.00 | 10/12/2012 5:20:06 PM |
| ethical-truth211 | $300.00 | 10/12/2012 6:09:03 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:45 PM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:55 PM |
| lionheart722 | $100.00 | 10/12/2012 5:52:07 PM |
| tolerant-currency6 | $25.00 | 10/12/2012 5:53:51 PM |
| mar97 | $25.00 | 10/12/2012 5:57:09 PM |
| vines99 | $25.00 | 10/13/2012 12:31:10 AM |
| etraboulay | $50.00 | 10/12/2012 6:57:34 PM |
| bazaar-tulip | $25.00 | 10/12/2012 6:16:40 PM |
| gentle-generosity822 | $25.00 | 10/12/2012 6:28:50 PM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:35 AM |
| Vegasjim | $25.00 | 10/12/2012 7:21:00 PM |
| restless-nickel158 | $50.00 | 10/13/2012 10:18:00 AM |
| clean-penny059 | $100.00 | 10/12/2012 9:45:40 PM |
| newgroom422 | $25.00 | 10/12/2012 11:16:51 PM |
| treasure-bliss | $25.00 | 10/13/2012 4:43:57 AM |
| orange-preeminant-bill | $75.00 | 10/13/2012 4:58:16 AM |
| cerebral-dollar773 | $25.00 | 10/13/2012 5:42:40 AM |
| benefit-banshee | $25.00 | 10/13/2012 6:31:50 AM |
| groovychick | $25.00 | 10/13/2012 10:31:52 AM |
| bid-stockpiler1 | $50.00 | 10/13/2012 7:04:29 AM |
| DoctorJoe | $30.00 | 10/13/2012 7:06:50 AM |
| Oakland | $50.00 | 10/13/2012 11:46:46 AM |
| compoundinterest | $25.00 | 10/13/2012 12:37:44 PM |
| hitsman | $50.00 | 10/13/2012 12:13:53 PM |
| bonafide-cash | $100.00 | 10/13/2012 6:23:36 PM |
| wampum-chorus3 | $25.00 | 10/13/2012 2:01:23 PM |
| benefit-squirrel | $100.00 | 10/13/2012 2:18:13 PM |
| rcj1411 | $25.00 | 10/13/2012 4:19:00 PM |
| islander1 | $50.00 | 10/13/2012 5:07:23 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:20 AM |
| 1313mark1313 | $100.08 | 10/14/2012 11:01:47 AM |
| open-minded-bonus652 | $35.59 | 10/14/2012 1:38:31 AM |
| Malkial | $25.00 | 10/13/2012 8:22:03 PM |
| quick | $50.00 | 10/14/2012 9:44:52 AM |
| producer455 | $25.00 | 10/14/2012 12:24:12 PM |
| upbeat-investment9 | $25.00 | 10/14/2012 4:45:25 PM |
| hopeful-silver5 | $50.00 | 10/14/2012 5:29:38 PM |
| basis-spartan922 | $25.00 | 10/14/2012 2:29:18 PM |
| longcall | $100.00 | 10/14/2012 9:42:12 PM |
| coin-sherpa | $25.00 | 10/15/2012 4:22:59 AM |
| capital-web7 | $50.00 | 10/14/2012 4:23:02 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:15 PM |
| compatible-deal9 | $50.00 | 10/15/2012 8:23:35 AM |
| loan-mongoose1 | $25.00 | 10/14/2012 5:51:21 PM |
| uncl-sammy | $25.00 | 10/14/2012 10:18:20 PM |
| punctual-worth263 | $40.00 | 10/14/2012 7:54:26 PM |
| Skatingbear | $100.00 | 10/15/2012 9:14:12 AM |
| elbastador | $25.00 | 10/14/2012 11:36:19 PM |
| phenomenal-rate1 | $500.00 | 10/15/2012 9:31:09 AM |
| contract-student2 | $37.81 | 10/15/2012 6:32:36 AM |
| nickel-ferret | $25.00 | 10/15/2012 9:43:50 AM |
| windguy | $50.00 | 10/15/2012 9:49:20 AM |
| sankyu | $100.00 | 10/15/2012 10:10:55 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:13:56 AM |
| dignified-truth7 | $200.00 | 10/15/2012 9:45:42 AM |
| botfolio | $300.00 | 10/15/2012 10:15:43 AM |
| Row2010 | $25.00 | 10/15/2012 10:27:02 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:58:40 AM |
| Spkthewrd3 | $25.00 | 10/15/2012 10:56:14 AM |
| BorthersKeeper | $25.00 | 10/15/2012 11:04:47 AM |
| ONECENTATATIME | $50.00 | 10/15/2012 3:59:11 PM |
| pinnacleatl | $25.00 | 10/15/2012 11:38:33 AM |
| felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:58 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:00 PM |
| finance-coyote3 | $1,500.00 | 10/15/2012 3:42:37 PM |
| pdub | $750.00 | 10/15/2012 5:03:57 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:10 PM |
| pleasant-benjamins6 | $100.00 | 10/15/2012 5:17:27 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
653148
This series of Notes was issued and sold upon the funding of the borrower loan #76841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $703.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,787 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-youngster8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt for faster pay off.
My financial situation:
I am a good candidate for this loan because I am already paying this amount, but would like to pay my debt off faster and pay less interest. Although I have only been w/my current company for 3 1/2 years, I have been doing the same thing since 2006 but old company sold out to the new one. I would like to move in 1-2 years and want all of my debt paid off prior to my move.
Monthly net income: $3500.00
Monthly expenses: $2330.00
Housing: $888.00
Insurance: $178.00
Car expenses: $0 (reimbursed by employer)
Utilities: $100.00
Phone, cable, internet: $0 (paid by employer)
Food, entertainment: $Varies
Clothing, household expenses: $Varies
Credit cards and other loans: $750.00
Other expenses: $Varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $250.00 | 10/19/2012 11:00:57 AM |
| community-burrito9 | $75.00 | 10/19/2012 9:03:14 AM |
| EnglishGeekInNYC | $25.00 | 10/19/2012 9:34:17 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:14 AM |
| pound-mushroom3 | $25.00 | 10/19/2012 9:49:24 AM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:29 AM |
| Tylerh | $210.00 | 10/19/2012 9:03:57 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:56 AM |
| harmonious-asset9 | $25.00 | 10/19/2012 10:01:00 AM |
| no_agenda_lender | $25.00 | 10/19/2012 9:31:18 AM |
| ctgscott | $25.00 | 10/19/2012 10:02:31 AM |
| justreturns | $25.00 | 10/19/2012 10:03:34 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:05 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:23 AM |
| profitable-fairness1 | $50.00 | 10/19/2012 10:09:44 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:49 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:55 AM |
| cnovak | $25.00 | 10/19/2012 9:48:00 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:52 AM |
| acropiloterau2002 | $25.00 | 10/19/2012 10:16:55 AM |
| tech310 | $50.00 | 10/19/2012 9:27:33 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:48 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:43 AM |
| structure9 | $25.00 | 10/19/2012 9:57:05 AM |
| biglender5 | $25.00 | 10/19/2012 9:36:13 AM |
| paxnj | $25.00 | 10/19/2012 10:28:31 AM |
| fair-pound5 | $50.00 | 10/19/2012 10:35:37 AM |
| Taz-Man-IIWIS | $25.00 | 10/19/2012 10:08:39 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:58 AM |
| samo102us | $25.00 | 10/19/2012 10:51:31 AM |
| TheoProf | $25.00 | 10/19/2012 10:58:29 AM |
| skuba | $100.00 | 10/19/2012 11:32:25 AM |
| JeremyLinFan | $25.00 | 10/19/2012 11:33:49 AM |
| community-seahorse0 | $25.00 | 10/19/2012 10:36:43 AM |
| ready-interest9 | $25.00 | 10/19/2012 10:38:28 AM |
| auction-bonaza8 | $100.00 | 10/19/2012 10:13:51 AM |
| magnificent-dime4 | $25.00 | 10/19/2012 10:43:49 AM |
| jrbill1998 | $43.00 | 10/19/2012 10:48:20 AM |
| zchamilton | $50.00 | 10/19/2012 10:51:08 AM |
| unassassinable | $25.00 | 10/19/2012 10:53:02 AM |
| HamachiMan | $50.00 | 10/19/2012 10:30:12 AM |
| indomitable-dedication | $25.00 | 10/19/2012 10:32:21 AM |
| Vegasjim | $25.00 | 10/19/2012 10:33:50 AM |
| napmanger | $200.00 | 10/19/2012 2:19:03 PM |
| hotwired | $50.00 | 10/19/2012 10:36:03 AM |
| gizzywump | $25.00 | 10/19/2012 10:38:06 AM |
| spartan974 | $50.00 | 10/19/2012 11:23:14 AM |
| cr8on | $75.00 | 10/19/2012 10:39:43 AM |
| loyalty-sherpa | $25.00 | 10/19/2012 10:39:50 AM |
| heavenly-bazaar3 | $100.00 | 10/19/2012 10:40:35 AM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:36 PM |
| MI2 | $5,000.00 | 10/19/2012 3:05:29 PM |
| etraboulay | $50.00 | 10/19/2012 10:56:17 AM |
| new-gold-wrangler | $1,000.00 | 10/19/2012 11:02:28 AM |
| reasonable-greenback | $25.00 | 10/19/2012 11:18:13 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:22 PM |
| payout-paladin3 | $250.00 | 10/19/2012 11:19:14 AM |
| unforgettable-order9 | $50.00 | 10/19/2012 11:23:39 AM |
| houli123 | $125.00 | 10/19/2012 11:29:53 AM |
| Index_Plus | $5,000.00 | 10/19/2012 2:38:53 PM |
| pdub | $500.00 | 10/19/2012 2:59:37 PM |
| DaGoldenchild | $25.00 | 10/19/2012 1:31:30 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:02 PM |
| silver-saber | $1,000.00 | 10/19/2012 1:37:28 PM |
| alexander-hamilton | $250.00 | 10/19/2012 11:21:53 AM |
| BansirOfBabylon | $25.00 | 10/19/2012 9:21:42 AM |
| mizon291 | $25.00 | 10/19/2012 9:32:04 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:12 AM |
| janeybooboo | $75.00 | 10/19/2012 9:06:49 AM |
| enchanted-investment447 | $100.00 | 10/19/2012 9:43:09 AM |
| InvestorPartners | $25.00 | 10/19/2012 9:45:42 AM |
| E_G | $50.00 | 10/19/2012 9:13:17 AM |
| Tradesmanlender | $25.00 | 10/19/2012 9:03:54 AM |
| nevee | $40.00 | 10/19/2012 9:54:46 AM |
| BostonCapital | $100.00 | 10/19/2012 9:55:31 AM |
| best-bonafide-p2p | $25.00 | 10/19/2012 9:05:36 AM |
| entertaining-revenue4 | $50.00 | 10/19/2012 9:16:01 AM |
| marketplace-pinnacle964 | $25.00 | 10/19/2012 10:09:46 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:14 AM |
| the-profit-oracle | $25.00 | 10/19/2012 10:11:06 AM |
| trade-goblin9 | $25.00 | 10/19/2012 10:16:04 AM |
| kindness-jedi | $25.00 | 10/19/2012 9:53:00 AM |
| ingenious-deal6 | $25.00 | 10/19/2012 9:30:11 AM |
| luann199 | $25.00 | 10/19/2012 10:24:22 AM |
| special-generosity2 | $25.00 | 10/19/2012 9:39:38 AM |
| rvtbike | $100.00 | 10/19/2012 10:30:09 AM |
| cfleap | $25.00 | 10/19/2012 10:30:49 AM |
| impressive-loan | $100.00 | 10/19/2012 9:46:26 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:19 AM |
| bazaar-festivity | $25.00 | 10/19/2012 10:10:52 AM |
| heerzaquestion | $65.00 | 10/19/2012 10:49:57 AM |
| gravbox | $25.00 | 10/19/2012 10:51:10 AM |
| dynamic-money271 | $100.00 | 10/19/2012 10:14:50 AM |
| wigglesworth4 | $100.00 | 10/19/2012 11:06:22 AM |
| authentic-liberty7 | $25.00 | 10/19/2012 11:07:42 AM |
| Investoman | $25.00 | 10/19/2012 10:02:19 AM |
| IP | $25.00 | 10/19/2012 10:28:19 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:46 AM |
| Wangchuk | $25.01 | 10/19/2012 11:31:16 AM |
| orange-market-amigo | $200.00 | 10/19/2012 10:28:58 AM |
| riproaringrapids | $39.00 | 10/19/2012 10:34:37 AM |
| cardminger | $25.00 | 10/19/2012 10:11:39 AM |
| finance-refresher3 | $50.00 | 10/19/2012 10:35:51 AM |
| intuitive-benefit3 | $100.00 | 10/19/2012 10:36:58 AM |
| incbx | $100.00 | 10/19/2012 10:38:41 AM |
| p2ploan-flag5 | $50.00 | 10/19/2012 12:42:49 PM |
| ethical-truth211 | $200.00 | 10/19/2012 10:22:34 AM |
| credit-dandelion148 | $250.00 | 10/19/2012 10:29:55 AM |
| lender2611 | $25.00 | 10/19/2012 11:08:41 AM |
| burgeoning-greenback0 | $50.00 | 10/19/2012 2:19:12 PM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:11 AM |
| rmachi | $25.00 | 10/19/2012 10:35:58 AM |
| blivet1970 | $25.00 | 10/19/2012 10:36:45 AM |
| listing-vista | $50.00 | 10/19/2012 10:40:19 AM |
| orange-stable-gain | $50.00 | 10/19/2012 10:41:42 AM |
| bellaquito | $500.00 | 10/19/2012 11:30:54 AM |
| Maetryx | $25.00 | 10/19/2012 10:43:29 AM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:14 PM |
| botfolio | $300.00 | 10/19/2012 3:02:48 PM |
| newest-peace-surgeon | $51.00 | 10/19/2012 11:09:02 AM |
| gnuey | $25.00 | 10/19/2012 11:23:26 AM |
| benjamin67 | $25.00 | 10/19/2012 2:00:49 PM |
| california111 | $50.00 | 10/19/2012 1:41:26 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:16 PM |
| elevated-generosity | $25.00 | 10/19/2012 2:21:01 PM |
| VegasJay | $25.00 | 10/19/2012 2:27:03 PM |
| kendigme | $25.00 | 10/19/2012 2:55:52 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
653188
This series of Notes was issued and sold upon the funding of the borrower loan #76651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $98.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,462 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duty-caravan9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to pay for auto repairs and rebuild my credit.
My financial situation:
I am a good candidate for this loan because I take my credit and finances seriously. I am very good at staying current on all of my bills and will do the same with this loan.
Monthly net income: $3200
Monthly expenses: $2200
Housing: $850
Insurance: $102
Car expenses: $380
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $193
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $225.00 | 10/12/2012 5:14:50 PM |
| power-chihuahua | $25.00 | 10/12/2012 5:09:07 PM |
| janeybooboo | $50.00 | 10/12/2012 5:05:59 PM |
| worth-blanket2 | $2,700.00 | 10/12/2012 5:14:11 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
653190
This series of Notes was issued and sold upon the funding of the borrower loan #76485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,093 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-storm3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...pay business operating expenses.
My financial situation:
I am a good candidate for this loan because...I have ongoing funds in which to pay this loan back on the 3 year schedule requested.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FortuneFund | $200.00 | 10/12/2012 5:06:55 PM |
| compassion-twister2 | $50.00 | 10/12/2012 5:07:29 PM |
| Plutis | $25.00 | 10/12/2012 5:28:35 PM |
| lionheart722 | $100.00 | 10/12/2012 5:52:08 PM |
| boylezz | $25.00 | 10/12/2012 5:15:00 PM |
| LoanerPrincipal | $25.00 | 10/12/2012 5:10:36 PM |
| octoberfresh | $25.00 | 10/12/2012 5:12:31 PM |
| velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:55 PM |
| lochinvar | $75.00 | 10/12/2012 6:58:35 PM |
| vigorous-payment6 | $25.00 | 10/12/2012 5:29:46 PM |
| intuitive-benefit3 | $100.00 | 10/12/2012 5:57:43 PM |
| kfrench | $75.00 | 10/12/2012 6:03:40 PM |
| CaptainBL | $25.00 | 10/12/2012 5:42:49 PM |
| payout-motivator0 | $25.00 | 10/12/2012 6:38:10 PM |
| etraboulay | $50.00 | 10/12/2012 6:57:34 PM |
| CIC | $25.00 | 10/13/2012 6:23:19 AM |
| gentle-generosity822 | $25.00 | 10/12/2012 6:28:50 PM |
| tender-wealth0 | $25.81 | 10/13/2012 8:41:38 AM |
| OzGuy609 | $25.00 | 10/13/2012 7:38:24 AM |
| gmoney37 | $50.00 | 10/13/2012 12:56:24 PM |
| coin-trumpet | $40.00 | 10/13/2012 1:06:23 PM |
| kind-payment-viking3 | $200.00 | 10/14/2012 9:30:20 AM |
| california111 | $50.00 | 10/13/2012 9:40:34 PM |
| goodhearted-basis4 | $25.00 | 10/14/2012 1:42:12 AM |
| chac | $100.00 | 10/14/2012 12:47:05 PM |
| SCD | $25.00 | 10/14/2012 7:34:13 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:53 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:07 AM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:10 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:41:54 AM |
| nickel-ferret | $25.00 | 10/15/2012 9:43:50 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:37 AM |
| prudent-dough458 | $25.00 | 10/15/2012 10:22:29 AM |
| charming-exchange7 | $25.00 | 10/15/2012 10:24:27 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:47 AM |
| wealth-infusion6 | $100.00 | 10/15/2012 11:40:16 AM |
| hitsman | $50.00 | 10/15/2012 10:20:39 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:45 AM |
| kryptonite51 | $25.00 | 10/15/2012 10:40:21 AM |
| CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:59:03 AM |
| P2P4me | $200.00 | 10/15/2012 3:42:42 PM |
| top-courteous-peso | $75.00 | 10/15/2012 5:06:58 PM |
| SBT | $25.00 | 10/15/2012 5:16:23 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:10 PM |
| Sneezie | $38.00 | 10/15/2012 5:26:29 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:23 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:29 PM |
| Syzygy | $25.00 | 10/15/2012 5:16:31 PM |
| loyalty-hornet6 | $25.00 | 10/15/2012 5:47:38 PM |
| jedi053 | $100.00 | 10/15/2012 5:43:27 PM |
| supersam | $50.00 | 10/15/2012 5:45:05 PM |
| KinderGentlerLender | $35.00 | 10/15/2012 6:13:54 PM |
| geniusj | $25.00 | 10/15/2012 5:54:55 PM |
| openness-stream9 | $200.00 | 10/15/2012 5:57:36 PM |
| JayKae | $30.00 | 10/15/2012 5:59:26 PM |
| DreisersFinancier | $50.00 | 10/15/2012 6:05:32 PM |
| dollar-chestnut8 | $25.00 | 10/15/2012 6:07:04 PM |
| enriching-trade2 | $50.00 | 10/15/2012 6:11:45 PM |
| relaxation798 | $100.00 | 10/15/2012 6:14:45 PM |
| silver-explorer6 | $25.00 | 10/15/2012 6:13:37 PM |
| aztec | $50.00 | 10/12/2012 5:09:22 PM |
| community-seahorse0 | $25.00 | 10/12/2012 5:11:56 PM |
| WaitForIt | $25.00 | 10/12/2012 5:48:03 PM |
| FortuneFundII | $200.00 | 10/12/2012 5:07:17 PM |
| indomitable-coin | $25.00 | 10/12/2012 5:16:07 PM |
| bellaquito | $500.00 | 10/12/2012 6:51:32 PM |
| CreditBuilder2 | $25.01 | 10/12/2012 5:44:33 PM |
| Vegasjim | $25.00 | 10/12/2012 7:21:00 PM |
| Jalebi | $50.00 | 10/12/2012 5:28:47 PM |
| calm-platinum957 | $35.00 | 10/12/2012 5:54:10 PM |
| repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:52 PM |
| income-encore1 | $50.00 | 10/12/2012 6:02:25 PM |
| prudent-deal662 | $25.00 | 10/12/2012 6:16:29 PM |
| bazaar-tulip | $25.00 | 10/12/2012 6:16:40 PM |
| superb-funds335 | $25.00 | 10/12/2012 6:36:14 PM |
| mdv | $25.00 | 10/13/2012 11:04:27 AM |
| courageous-felicity090 | $50.00 | 10/13/2012 3:41:30 AM |
| efficient-treasure0 | $25.00 | 10/13/2012 7:25:35 AM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:32 PM |
| peso-mate | $50.00 | 10/14/2012 5:24:53 AM |
| truth-boomarang | $25.00 | 10/13/2012 2:48:09 PM |
| invest-in-ed | $150.00 | 10/13/2012 7:10:15 PM |
| TexasLender2007 | $25.00 | 10/14/2012 11:27:09 AM |
| sci_guy | $25.00 | 10/14/2012 6:28:19 PM |
| I_Like_to_Invest | $25.00 | 10/15/2012 5:38:08 AM |
| best-bonafide-p2p | $25.00 | 10/15/2012 9:48:44 AM |
| imogen22 | $50.00 | 10/15/2012 9:38:39 AM |
| blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:06 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:14 AM |
| shaps | $25.00 | 10/15/2012 10:25:45 AM |
| Tradesmanlender | $25.00 | 10/15/2012 10:05:26 AM |
| sankyu | $100.00 | 10/15/2012 10:10:56 AM |
| dukeiyer | $25.00 | 10/15/2012 11:01:57 AM |
| punctual-fund | $25.00 | 10/15/2012 10:24:03 AM |
| pinnacleatl | $25.00 | 10/15/2012 11:38:33 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:13:56 AM |
| botfolio | $300.00 | 10/15/2012 10:15:43 AM |
| awwaww | $25.00 | 10/15/2012 10:39:59 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:56 AM |
| velocity-dynamo5 | $50.00 | 10/15/2012 4:35:04 PM |
| pure-interest | $25.00 | 10/15/2012 4:57:15 PM |
| fuzed | $50.00 | 10/15/2012 12:36:11 PM |
| misit | $25.00 | 10/15/2012 12:55:03 PM |
| pdub | $500.00 | 10/15/2012 5:04:57 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:00 PM |
| Napoli_Lending | $100.00 | 10/15/2012 3:56:45 PM |
| miket71 | $30.00 | 10/15/2012 5:16:29 PM |
| phenomenal-rate1 | $500.00 | 10/15/2012 5:05:34 PM |
| rmachi | $25.00 | 10/15/2012 5:21:51 PM |
| green28 | $50.00 | 10/15/2012 5:14:07 PM |
| kevin314 | $25.00 | 10/15/2012 5:20:36 PM |
| dignified-truth7 | $200.00 | 10/15/2012 5:20:42 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:36 PM |
| lagnisiruk | $25.00 | 10/15/2012 5:51:49 PM |
| Frankieb21 | $25.00 | 10/15/2012 5:39:40 PM |
| sympathetic-funds818 | $25.00 | 10/15/2012 5:46:28 PM |
| Tylerh | $250.00 | 10/15/2012 6:03:11 PM |
| contract-bopper | $25.00 | 10/15/2012 5:50:13 PM |
| wildguy | $100.00 | 10/15/2012 6:05:23 PM |
| reflective-openness8 | $25.00 | 10/15/2012 5:46:58 PM |
| EtaDuck | $25.00 | 10/15/2012 5:53:26 PM |
| note-proton0 | $25.00 | 10/15/2012 5:55:41 PM |
| the-precious-bid | $25.00 | 10/15/2012 5:56:45 PM |
| fantastic-bazaar2 | $50.00 | 10/15/2012 6:08:40 PM |
| anti-wall-st | $26.00 | 10/15/2012 5:56:47 PM |
| Taxman44 | $25.00 | 10/15/2012 6:05:42 PM |
| Investoman | $25.00 | 10/15/2012 6:05:55 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:17 PM |
| mar97 | $25.00 | 10/15/2012 6:06:00 PM |
| affluence-kingdom9 | $100.00 | 10/15/2012 6:09:54 PM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
653250
This series of Notes was issued and sold upon the funding of the borrower loan #76455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $331.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,584 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| JR321 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... Consilidate all of my current credit card debt so I can pay it down faster at a lower rate and boost my credit rating.
My financial situation: Bank of America
I am a good candidate for this loan because... I consistantly pay my bills on time and have a secure full time job.
Monthly net income: $ 4,200
Monthly expenses: $1800
Housing: $ 700
Insurance: $ 50
Car expenses: $ 630
Utilities: $ 80
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 350
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $25.00 | 10/19/2012 9:02:47 AM |
| DasMula | $25.00 | 10/19/2012 9:10:30 AM |
| janeybooboo | $100.00 | 10/19/2012 9:06:30 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:56 AM |
| Rockymtnhi | $100.00 | 10/19/2012 9:24:15 AM |
| vutah | $25.00 | 10/19/2012 9:25:25 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:07 AM |
| RGlad | $100.00 | 10/19/2012 9:07:57 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:14 AM |
| cash-mad-scientist3 | $25.00 | 10/19/2012 10:02:22 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:24 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:56 AM |
| miked8303 | $50.00 | 10/19/2012 9:20:54 AM |
| nevee | $40.00 | 10/19/2012 9:54:47 AM |
| ethical-truth211 | $400.00 | 10/19/2012 9:45:52 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:58 AM |
| heerzaquestion | $80.00 | 10/19/2012 10:48:57 AM |
| missing-link | $25.00 | 10/19/2012 10:10:45 AM |
| real-return | $26.00 | 10/19/2012 10:46:36 AM |
| john0720 | $25.00 | 10/19/2012 10:47:20 AM |
| blueshound | $25.00 | 10/19/2012 2:34:08 PM |
| cr8on | $75.00 | 10/19/2012 10:39:43 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:55 AM |
| marketplace-singularity3 | $25.00 | 10/19/2012 2:57:42 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 11:43:41 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:33 AM |
| finance-relaxation3 | $25.00 | 10/19/2012 11:14:17 AM |
| SweatyBalls | $30.00 | 10/19/2012 2:43:06 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:16 PM |
| MI2 | $899.00 | 10/19/2012 3:05:30 PM |
| Interloper | $45.00 | 10/19/2012 9:53:13 AM |
| asset-professor | $100.00 | 10/19/2012 9:23:57 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:48 AM |
| Rockymtnhi | $100.00 | 10/19/2012 10:28:27 AM |
| ferocious-kindness8 | $30.00 | 10/19/2012 9:52:36 AM |
| EngineersAlliance | $75.00 | 10/19/2012 10:11:49 AM |
| erowis | $25.00 | 10/19/2012 11:57:42 AM |
| engaging-worth | $25.00 | 10/19/2012 10:32:55 AM |
| jmvingeorgia | $25.00 | 10/19/2012 12:51:35 PM |
| Index_Plus | $5,000.00 | 10/19/2012 2:46:59 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
653672
This series of Notes was issued and sold upon the funding of the borrower loan #76820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $527.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 87% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,229 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impressive-nickel698 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gobot | $25.00 | 10/14/2012 12:01:26 PM |
| Jalebi | $50.00 | 10/14/2012 12:04:08 PM |
| JeremyLinFan | $40.00 | 10/14/2012 1:21:22 PM |
| vigorous-payment6 | $25.00 | 10/14/2012 12:01:22 PM |
| bellaquito | $500.00 | 10/14/2012 1:26:40 PM |
| kfrench | $75.00 | 10/14/2012 1:33:56 PM |
| octoberfresh | $25.00 | 10/14/2012 12:03:16 PM |
| kind-payment-viking3 | $100.00 | 10/14/2012 12:04:28 PM |
| commerce-viking1 | $50.00 | 10/14/2012 12:07:41 PM |
| EvalCrux | $50.00 | 10/14/2012 12:31:47 PM |
| upbeat-investment9 | $25.00 | 10/14/2012 4:40:22 PM |
| FortuneFundII | $200.00 | 10/14/2012 12:37:53 PM |
| durability-ace9 | $30.00 | 10/14/2012 12:04:45 PM |
| order-gondola | $25.00 | 10/14/2012 5:47:30 PM |
| velocityasaurus-rex4 | $100.00 | 10/14/2012 12:49:09 PM |
| lionheart722 | $100.00 | 10/14/2012 12:53:42 PM |
| Vegasjim | $25.00 | 10/14/2012 12:58:59 PM |
| intuitive-benefit3 | $100.00 | 10/14/2012 12:20:47 PM |
| capital-web7 | $50.00 | 10/14/2012 4:23:03 PM |
| YampaQuant | $25.00 | 10/15/2012 6:40:47 AM |
| Spinache | $100.00 | 10/15/2012 7:59:05 AM |
| Mark0135 | $50.00 | 10/14/2012 7:43:29 PM |
| dough-tsunami2 | $25.00 | 10/15/2012 7:13:39 AM |
| 100units | $200.00 | 10/15/2012 9:37:26 AM |
| Approved1234 | $25.00 | 10/15/2012 8:51:39 AM |
| enthusiastic-cash599 | $50.00 | 10/15/2012 9:50:44 AM |
| social-aspen097 | $133.00 | 10/15/2012 9:30:27 AM |
| phenomenal-rate1 | $500.00 | 10/15/2012 9:31:22 AM |
| LeReve | $500.00 | 10/15/2012 9:52:13 AM |
| affluence-microscope2 | $200.00 | 10/15/2012 9:29:55 AM |
| abundanceforever | $52.50 | 10/15/2012 9:40:30 AM |
| sentimental-commerce4 | $250.00 | 10/15/2012 9:40:42 AM |
| jamiee73 | $25.00 | 10/15/2012 9:41:27 AM |
| special-dinero553 | $25.00 | 10/15/2012 9:42:07 AM |
| versatile-dime442 | $250.00 | 10/15/2012 9:47:11 AM |
| progressive-economy261 | $500.00 | 10/15/2012 10:14:01 AM |
| botfolio | $300.00 | 10/15/2012 10:15:47 AM |
| credit-socrates648 | $1,000.00 | 10/15/2012 12:35:58 PM |
| BorthersKeeper | $25.00 | 10/15/2012 11:04:49 AM |
| wealth-infusion6 | $100.00 | 10/15/2012 11:40:20 AM |
| pdub | $750.00 | 10/15/2012 5:04:10 PM |
| red-eloquent-rupee | $50.00 | 10/15/2012 5:04:39 PM |
| ONECENTATATIME | $25.00 | 10/15/2012 4:08:22 PM |
| hope-eagle6 | $25.00 | 10/15/2012 5:17:55 PM |
| zassociate | $172.00 | 10/15/2012 5:11:01 PM |
| supersdf | $25.00 | 10/15/2012 5:18:22 PM |
| tech310 | $50.00 | 10/15/2012 5:09:04 PM |
| hope-percolator8 | $50.00 | 10/15/2012 5:12:26 PM |
| wise-deal-panda | $100.00 | 10/15/2012 5:20:32 PM |
| LBOregon | $25.00 | 10/15/2012 5:30:07 PM |
| ericgassercom | $25.00 | 10/15/2012 5:30:28 PM |
| revolutionary082 | $27.27 | 10/15/2012 5:30:52 PM |
| MBIntl | $68.00 | 10/15/2012 5:31:11 PM |
| josuae | $25.00 | 10/15/2012 5:31:18 PM |
| rmachi | $25.00 | 10/15/2012 5:21:52 PM |
| jrbill1998 | $29.00 | 10/15/2012 5:33:20 PM |
| natural-note | $25.00 | 10/15/2012 5:35:49 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:52 PM |
| GatorBux | $34.00 | 10/15/2012 5:19:49 PM |
| just-money930 | $25.00 | 10/15/2012 5:25:04 PM |
| postalwhiz | $25.00 | 10/15/2012 5:25:30 PM |
| henmota | $25.00 | 10/15/2012 5:29:13 PM |
| auction-bonaza8 | $100.00 | 10/15/2012 5:26:55 PM |
| Jonb6919 | $25.00 | 10/15/2012 5:29:15 PM |
| Taz-Man-IIWIS | $25.00 | 10/15/2012 5:29:50 PM |
| HalfDayz | $25.00 | 10/15/2012 5:32:34 PM |
| cleared2land | $25.00 | 10/15/2012 5:33:57 PM |
| resolute-basis9 | $25.00 | 10/15/2012 5:35:07 PM |
| Batman518 | $25.00 | 10/15/2012 5:36:39 PM |
| inspired-investment8 | $78.23 | 10/15/2012 5:36:59 PM |
| sfmdg | $25.00 | 10/14/2012 12:05:08 PM |
| supreme-exchange547 | $25.00 | 10/14/2012 12:14:35 PM |
| cr8on | $75.00 | 10/14/2012 12:37:27 PM |
| community-seahorse0 | $25.00 | 10/14/2012 12:41:16 PM |
| luann199 | $25.00 | 10/14/2012 12:45:25 PM |
| repayment-chihuahua3 | $25.00 | 10/14/2012 1:00:44 PM |
| currency-chihuahua3 | $50.00 | 10/14/2012 1:06:48 PM |
| gentle-generosity822 | $25.00 | 10/14/2012 1:34:46 PM |
| dinero-elevator | $50.00 | 10/14/2012 1:47:14 PM |
| FortuneFund | $200.00 | 10/14/2012 12:19:16 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:58 PM |
| BostonCapital | $100.00 | 10/14/2012 12:28:22 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:17 PM |
| community-burrito9 | $25.00 | 10/14/2012 2:57:28 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:38 AM |
| luckyldy | $50.00 | 10/15/2012 8:04:34 AM |
| Jaguar-Nation | $25.00 | 10/14/2012 8:28:44 PM |
| a-resplendent-commitment | $50.00 | 10/14/2012 10:02:16 PM |
| HLender | $40.00 | 10/15/2012 1:04:30 AM |
| maschinenbau | $25.00 | 10/15/2012 6:07:21 AM |
| important-gold5 | $25.00 | 10/15/2012 9:13:41 AM |
| nickel-ferret | $25.00 | 10/15/2012 9:44:08 AM |
| wetlands | $200.00 | 10/15/2012 9:45:21 AM |
| dignified-truth7 | $111.00 | 10/15/2012 9:45:56 AM |
| windguy | $50.00 | 10/15/2012 9:50:11 AM |
| Arvicco | $400.00 | 10/15/2012 9:51:56 AM |
| j2ee | $50.00 | 10/15/2012 9:32:27 AM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:59 AM |
| resolute-justice413 | $200.00 | 10/15/2012 9:40:54 AM |
| punctual-fund | $25.00 | 10/15/2012 10:25:17 AM |
| blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:06 AM |
| radiant-dollar9 | $200.00 | 10/15/2012 9:46:11 AM |
| thrilling-listing51 | $100.00 | 10/15/2012 9:48:06 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:00 AM |
| balance-renewal3 | $25.00 | 10/15/2012 11:04:54 AM |
| WhiteInvestor | $27.00 | 10/15/2012 11:10:39 AM |
| sankyu | $100.00 | 10/15/2012 10:10:58 AM |
| shaps | $25.00 | 10/15/2012 10:25:53 AM |
| etraboulay | $50.00 | 10/15/2012 10:13:40 AM |
| misit | $25.00 | 10/15/2012 12:55:03 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:07 PM |
| gold-disk | $25.00 | 10/15/2012 12:53:43 PM |
| top-economy-mover | $50.00 | 10/15/2012 5:00:18 PM |
| Tradesmanlender | $25.00 | 10/15/2012 5:00:52 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:09 PM |
| Zane314 | $50.00 | 10/15/2012 5:00:42 PM |
| wwwUniversal | $25.00 | 10/15/2012 5:15:09 PM |
| return-exchanger355 | $100.00 | 10/15/2012 5:18:42 PM |
| famous-reward9 | $104.00 | 10/15/2012 5:12:11 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:33 PM |
| imogen22 | $50.00 | 10/15/2012 5:13:02 PM |
| agreement-guild | $29.00 | 10/15/2012 5:26:25 PM |
| Emgolda | $25.00 | 10/15/2012 5:20:24 PM |
| the-auction-bear | $25.00 | 10/15/2012 5:30:49 PM |
| hard-working-rate3 | $25.00 | 10/15/2012 5:33:09 PM |
| Auburnmist | $25.00 | 10/15/2012 5:34:46 PM |
| unrivaled-deal676 | $50.00 | 10/15/2012 5:35:33 PM |
| benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:12 PM |
| caesark | $25.00 | 10/15/2012 5:29:40 PM |
| natural-liberty4 | $200.00 | 10/15/2012 5:24:30 PM |
| marketplace-pinnacle964 | $25.00 | 10/15/2012 5:33:13 PM |
| haplender | $50.00 | 10/15/2012 5:26:04 PM |
| resolute-worth4 | $50.00 | 10/15/2012 5:35:02 PM |
| accruer89 | $100.00 | 10/15/2012 5:27:28 PM |
| truth-silo | $50.00 | 10/15/2012 5:29:09 PM |
| gold-commander0 | $25.00 | 10/15/2012 5:29:11 PM |
| _G_ | $25.00 | 10/15/2012 5:31:26 PM |
| LoanMonkey | $50.00 | 10/15/2012 5:34:30 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
653716
This series of Notes was issued and sold upon the funding of the borrower loan #76871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $245.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,587 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-spinner8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I work full time and have been at the same place of employment for 11 years. I am a very valued member who is always at work and have great job security for my experience, punctuality, and responsibility. I have become a valued member of management. This will help me pay off my credit card debts faster and I prefer to pay them than to take the easy way out and go bankrupt. I prefer to pay all of whom I owe to the full amount. Part of this debt is from my out of pocket that insurance didn't cover for an adult tonsillectomy
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green28 | $50.00 | 10/13/2012 12:02:25 PM |
| obedient-payout0 | $25.00 | 10/13/2012 12:27:22 PM |
| octoberfresh | $25.00 | 10/13/2012 12:48:03 PM |
| green-trade-dolphin2 | $27.52 | 10/13/2012 12:03:10 PM |
| indomitable-coin | $25.00 | 10/13/2012 12:04:36 PM |
| lionheart722 | $100.00 | 10/13/2012 12:13:56 PM |
| boylezz | $25.00 | 10/13/2012 1:18:53 PM |
| velocityasaurus-rex4 | $100.00 | 10/13/2012 12:30:09 PM |
| neighborly-hope6 | $100.00 | 10/13/2012 12:33:02 PM |
| rmachi | $25.00 | 10/13/2012 12:39:35 PM |
| vigorous-payment6 | $25.00 | 10/13/2012 12:20:13 PM |
| proper-commitment5 | $25.00 | 10/13/2012 12:26:16 PM |
| Jalebi | $50.00 | 10/13/2012 1:13:10 PM |
| ready-interest9 | $25.00 | 10/13/2012 1:21:54 PM |
| kfrench | $75.00 | 10/13/2012 1:35:33 PM |
| mdv | $25.00 | 10/13/2012 12:40:35 PM |
| xrycac | $25.00 | 10/13/2012 12:44:16 PM |
| community-seahorse0 | $25.00 | 10/13/2012 12:46:26 PM |
| FortuneFund | $200.00 | 10/13/2012 12:54:44 PM |
| agbullet55443 | $200.00 | 10/13/2012 9:42:16 PM |
| sturdy-duty177 | $25.00 | 10/13/2012 3:38:00 PM |
| bazaar-tulip | $25.00 | 10/13/2012 1:12:51 PM |
| JRS | $25.00 | 10/14/2012 12:01:41 PM |
| california111 | $50.00 | 10/13/2012 9:40:38 PM |
| finder61 | $25.00 | 10/13/2012 6:53:39 PM |
| dime-smasher5 | $25.00 | 10/14/2012 9:58:47 AM |
| Voracious_Trees | $25.00 | 10/14/2012 11:54:04 AM |
| blot44 | $25.00 | 10/14/2012 10:25:39 AM |
| wise-charming-reward | $400.00 | 10/14/2012 5:14:19 PM |
| sci_guy | $25.00 | 10/14/2012 6:28:19 PM |
| transparent-loot6 | $25.00 | 10/14/2012 3:46:53 PM |
| KSfuture | $50.00 | 10/14/2012 3:48:12 PM |
| nevee | $25.00 | 10/14/2012 6:54:23 PM |
| a-responsible-return | $100.00 | 10/14/2012 7:19:16 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 7:12:36 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:12:58 AM |
| repayment-pagoda8 | $100.00 | 10/15/2012 9:35:35 AM |
| upupandaway | $50.00 | 10/15/2012 10:29:09 AM |
| windguy | $50.00 | 10/15/2012 9:49:48 AM |
| CFOGO | $25.00 | 10/15/2012 11:11:02 AM |
| thoughtful-peso78 | $25.00 | 10/15/2012 1:42:08 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:43 PM |
| samurai2 | $25.00 | 10/15/2012 4:03:49 PM |
| bankojerry | $27.00 | 10/15/2012 4:32:33 PM |
| pdub | $250.00 | 10/15/2012 5:06:25 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:36 PM |
| Sneezie | $100.00 | 10/15/2012 5:26:30 PM |
| availableloan | $25.00 | 10/15/2012 6:07:49 PM |
| BOZO88 | $45.00 | 10/15/2012 7:06:04 PM |
| Darts | $50.00 | 10/15/2012 11:01:55 PM |
| starry2001 | $25.00 | 10/16/2012 4:51:39 AM |
| finance-coyote3 | $1,000.00 | 10/15/2012 10:26:54 PM |
| PThor | $25.00 | 10/16/2012 7:13:17 AM |
| credit-prodigy4 | $100.00 | 10/16/2012 3:38:38 AM |
| ingenious-order783 | $25.00 | 10/16/2012 7:33:21 AM |
| Aquafina24Ounce | $25.00 | 10/16/2012 5:34:43 AM |
| Leshan | $50.00 | 10/16/2012 7:38:24 AM |
| sgt-schultz | $30.00 | 10/16/2012 8:24:47 AM |
| compatible-deal9 | $88.58 | 10/16/2012 8:54:36 AM |
| patriot897 | $25.00 | 10/13/2012 12:15:56 PM |
| Vegasjim | $25.00 | 10/13/2012 1:34:58 PM |
| kenji4861 | $25.00 | 10/13/2012 12:40:01 PM |
| engaging-worth | $25.00 | 10/13/2012 12:17:47 PM |
| cardminger | $25.00 | 10/13/2012 12:55:36 PM |
| currency-chihuahua3 | $50.00 | 10/13/2012 12:24:38 PM |
| repayment-chihuahua3 | $25.00 | 10/13/2012 12:37:49 PM |
| bellaquito | $500.00 | 10/13/2012 2:26:16 PM |
| Plutis | $25.00 | 10/13/2012 1:00:22 PM |
| social-pear9 | $50.00 | 10/13/2012 7:29:11 PM |
| blue-useful-auction | $25.00 | 10/14/2012 8:52:29 AM |
| Nipper99 | $100.00 | 10/14/2012 5:09:15 PM |
| CoolPlexer | $25.00 | 10/14/2012 9:31:23 PM |
| bright-idea11 | $25.00 | 10/14/2012 3:34:57 PM |
| Arvicco | $400.00 | 10/15/2012 9:51:51 AM |
| imogen22 | $50.00 | 10/15/2012 9:38:52 AM |
| slimof37 | $25.00 | 10/15/2012 9:51:38 AM |
| shaps | $25.00 | 10/15/2012 10:25:52 AM |
| Fonthill | $500.00 | 10/15/2012 11:06:58 AM |
| pesoologist3 | $200.00 | 10/15/2012 10:28:48 AM |
| Cherrypicker | $50.00 | 10/15/2012 12:08:24 PM |
| radforj22 | $75.00 | 10/15/2012 2:08:31 PM |
| clean-point9 | $50.00 | 10/15/2012 4:39:25 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:32 PM |
| Ripsaw4U | $50.00 | 10/15/2012 6:23:24 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:21 PM |
| compoundinterest | $25.00 | 10/15/2012 6:48:01 PM |
| cerebral-dollar773 | $25.00 | 10/16/2012 5:08:17 AM |
| AldiHoldings | $40.00 | 10/15/2012 9:44:06 PM |
| unafraid-loan5 | $25.00 | 10/16/2012 6:40:54 AM |
| worlds-best-worth2 | $25.00 | 10/15/2012 11:23:58 PM |
| PalmerTheEmbalmer | $60.48 | 10/16/2012 1:01:46 AM |
| elfincove | $56.42 | 10/16/2012 7:44:23 AM |
| zwx1997 | $25.00 | 10/16/2012 6:12:08 AM |
| note-maker146 | $100.00 | 10/16/2012 8:47:16 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
653806
This series of Notes was issued and sold upon the funding of the borrower loan #76440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $318.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,714 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 3bratmom |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 51% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 17
( 49% )
| 640-659
(Apr-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation assistance
Purpose of loan:
This loan will be used to pay off my car loan and a couple other debts to assist in reducing monthly expenses. Allowing for breathing room.
My financial situation:
I am a good candidate for this loan because... As a single mom with two teenage boys, we have recently been challenged with changes to our living arrangements. Then to continue our recent challenges my pay has been reduced by the state and there is a possibility of an additional reduction due to the states inability to balance the budget for the state. I am trying to reduce my monthly expenses now as to avoid any further hardship. I appreciate your considerations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sweety075 | $25.00 | 10/15/2012 5:04:26 PM |
| pdub | $500.00 | 10/15/2012 5:05:09 PM |
| velocity-marble7 | $25.00 | 10/15/2012 5:05:37 PM |
| oracle3 | $50.00 | 10/15/2012 5:05:51 PM |
| FinanceEngine | $60.00 | 10/15/2012 5:05:59 PM |
| market-cougar3 | $50.00 | 10/15/2012 5:15:49 PM |
| FortuneFundII | $200.00 | 10/15/2012 5:10:16 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:40 PM |
| KlotzLending | $25.00 | 10/15/2012 5:23:41 PM |
| networks4ever | $25.00 | 10/15/2012 5:27:47 PM |
| community-seahorse0 | $25.00 | 10/15/2012 5:55:11 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 5:50:18 PM |
| FortuneFund | $200.00 | 10/15/2012 5:51:32 PM |
| kind-credit-bear | $250.00 | 10/15/2012 5:56:22 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:53 PM |
| Sanford-N-Sons | $25.00 | 10/15/2012 6:29:14 PM |
| etraboulay | $50.00 | 10/15/2012 6:31:49 PM |
| hitsman | $50.00 | 10/15/2012 6:13:49 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:32 PM |
| bazaar-tulip | $25.00 | 10/15/2012 6:16:23 PM |
| gravbox | $25.00 | 10/15/2012 6:19:12 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:33 PM |
| atlas100 | $25.00 | 10/15/2012 8:09:25 PM |
| itsmaj | $100.00 | 10/15/2012 8:20:21 PM |
| Voracious_Trees | $25.00 | 10/15/2012 6:47:44 PM |
| versatile-return3 | $100.00 | 10/15/2012 9:19:21 PM |
| AldiHoldings | $25.00 | 10/15/2012 10:17:11 PM |
| Darts | $50.00 | 10/15/2012 11:02:03 PM |
| PalmerTheEmbalmer | $28.24 | 10/16/2012 12:57:47 AM |
| note-goblin0 | $25.00 | 10/15/2012 10:15:27 PM |
| finance-coyote3 | $360.00 | 10/15/2012 10:28:11 PM |
| Barrayaran | $25.00 | 10/15/2012 10:43:21 PM |
| leverage-ectasy | $25.00 | 10/15/2012 10:40:09 PM |
| Arvicco | $400.00 | 10/15/2012 5:26:32 PM |
| mschoenf | $100.00 | 10/15/2012 5:17:25 PM |
| windguy | $50.00 | 10/15/2012 5:25:47 PM |
| flo_rida | $100.00 | 10/15/2012 5:21:40 PM |
| benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:14 PM |
| intuitive-benefit3 | $100.00 | 10/15/2012 5:59:11 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:25 PM |
| LaGrangeLender | $60.00 | 10/15/2012 5:50:56 PM |
| Imaginos1892 | $75.00 | 10/15/2012 6:07:56 PM |
| repayment-chihuahua3 | $25.00 | 10/15/2012 5:53:00 PM |
| CreditBuilder2 | $25.01 | 10/15/2012 6:16:43 PM |
| indomitable-coin | $25.00 | 10/15/2012 6:02:17 PM |
| cminus | $25.13 | 10/15/2012 5:58:40 PM |
| camaraderi-aficionado9 | $25.00 | 10/15/2012 6:12:02 PM |
| Slapshot | $25.00 | 10/15/2012 6:18:37 PM |
| silver-stacker | $26.29 | 10/15/2012 7:01:58 PM |
| janeybooboo | $25.25 | 10/15/2012 6:32:38 PM |
| nex | $25.00 | 10/15/2012 7:11:32 PM |
| treasure-generator | $25.00 | 10/15/2012 7:12:46 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 6:33:56 PM |
| bellaquito | $500.00 | 10/15/2012 7:28:25 PM |
| satisfying-reward1 | $32.77 | 10/15/2012 8:31:39 PM |
| compoundinterest | $25.00 | 10/15/2012 6:48:03 PM |
| Dubbs360 | $200.00 | 10/15/2012 6:56:25 PM |
| Glovez2 | $107.31 | 10/15/2012 10:41:27 PM |
| BonesyJones | $200.00 | 10/15/2012 7:42:15 PM |
| TheArtOfLogic | $25.00 | 10/15/2012 8:14:08 PM |
| powerful-deal8 | $50.00 | 10/15/2012 9:03:40 PM |
| coopPV | $50.00 | 10/15/2012 9:30:00 PM |
| Codextreme07 | $50.00 | 10/15/2012 9:36:07 PM |
| bonus-seahorse | $200.00 | 10/16/2012 1:28:36 AM |
| s270 | $25.00 | 10/15/2012 11:26:40 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
653826
This series of Notes was issued and sold upon the funding of the borrower loan #76825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 11 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,124 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-euphoria2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Kim
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $50.00 | 10/15/2012 9:09:18 AM |
| first-serene-credit | $25.00 | 10/15/2012 9:24:26 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:06 AM |
| Dubbs360 | $100.00 | 10/15/2012 11:40:01 AM |
| banker34 | $25.00 | 10/15/2012 4:02:34 PM |
| oracle3 | $50.00 | 10/15/2012 1:44:49 PM |
| let_me_retire | $50.00 | 10/15/2012 5:09:06 PM |
| newest-currency-vibrato | $25.00 | 10/16/2012 9:17:28 AM |
| worthy-bid8 | $100.00 | 10/16/2012 9:37:24 AM |
| diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:56 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:18 AM |
| Bob450 | $25.00 | 10/16/2012 5:30:36 PM |
| bob450-roth | $25.00 | 10/16/2012 7:49:40 PM |
| market-bearer0 | $25.00 | 10/17/2012 7:23:14 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:37 AM |
| payout-shrubbery7 | $100.00 | 10/18/2012 1:02:21 PM |
| openness-antioxidant | $50.00 | 10/18/2012 1:00:06 PM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:14:46 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:38:59 PM |
| leverage-monger | $25.00 | 10/19/2012 10:18:34 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:47:38 PM |
| drkosh | $25.00 | 10/21/2012 3:22:03 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 5:24:55 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:37:58 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:33 PM |
| Lubava | $25.00 | 10/23/2012 5:24:57 PM |
| 850 | $50.00 | 10/23/2012 9:10:41 PM |
| MI2 | $500.00 | 10/24/2012 2:40:50 PM |
| nakanu | $25.00 | 10/15/2012 7:27:10 PM |
| majestic-note6 | $150.00 | 10/15/2012 9:47:55 AM |
| ethical-truth211 | $100.00 | 10/15/2012 1:43:25 PM |
| Rogelio48 | $25.00 | 10/15/2012 11:38:57 AM |
| open-minded-p2p1 | $25.00 | 10/15/2012 10:46:59 AM |
| MrDance123 | $25.00 | 10/15/2012 3:11:26 PM |
| pdub | $250.00 | 10/15/2012 5:06:31 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:40 PM |
| stock106 | $25.00 | 10/16/2012 8:15:43 AM |
| melodious-openness | $200.00 | 10/16/2012 3:58:38 PM |
| dudebrah | $25.00 | 10/17/2012 8:37:42 AM |
| global-invest-group | $25.00 | 10/17/2012 8:24:07 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:24 AM |
| kila-designer | $200.00 | 10/18/2012 4:35:54 PM |
| unbeatable-integrity822 | $25.00 | 10/20/2012 6:45:01 PM |
| Benny-factor | $750.00 | 10/22/2012 4:34:30 PM |
| flight51 | $25.00 | 10/23/2012 12:35:15 PM |
| CA-Lender | $25.00 | 10/24/2012 9:01:01 AM |
| cash-turbine1 | $25.00 | 10/24/2012 9:37:02 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
653834
This series of Notes was issued and sold upon the funding of the borrower loan #76708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 329% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,557 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-dedication4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HHa
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time
Monthly net income: $2300
Monthly expenses: $
Housing: $0
Insurance $161.00 including car
Car expenses: $100.00 gas
Utilities: $180.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdub | $250.00 | 10/15/2012 5:06:50 PM |
| Zingaro | $25.00 | 10/15/2012 5:49:23 PM |
| bellaquito | $500.00 | 10/15/2012 7:34:36 PM |
| MI2 | $1,000.00 | 10/15/2012 5:40:27 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:45 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:54 PM |
| historic-value7 | $75.00 | 10/15/2012 7:31:27 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
653864
This series of Notes was issued and sold upon the funding of the borrower loan #77081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,867 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-thrifty-platinum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nakanu | $25.00 | 10/15/2012 7:27:15 PM |
| vutah | $35.00 | 10/15/2012 5:03:14 PM |
| pdub | $750.00 | 10/15/2012 5:04:18 PM |
| special-dinero553 | $25.00 | 10/15/2012 5:15:57 PM |
| cattlebaron | $100.00 | 10/15/2012 5:10:39 PM |
| houli123 | $25.00 | 10/15/2012 5:27:06 PM |
| keen-peace465 | $25.00 | 10/15/2012 5:30:11 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:33 PM |
| commerce-viking1 | $50.00 | 10/15/2012 5:57:57 PM |
| bright-idea11 | $25.00 | 10/15/2012 5:53:51 PM |
| gentle-generosity822 | $25.00 | 10/15/2012 5:58:53 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:56 PM |
| rautility | $50.00 | 10/15/2012 7:00:31 PM |
| callmebryan | $25.00 | 10/15/2012 6:39:33 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:18 PM |
| dariop | $25.01 | 10/15/2012 6:54:05 PM |
| Dubbs360 | $200.00 | 10/15/2012 7:29:49 PM |
| LoanerPrincipal | $25.00 | 10/15/2012 7:36:10 PM |
| bbjones3 | $25.00 | 10/16/2012 6:36:07 AM |
| investment-comet | $25.00 | 10/16/2012 7:12:23 AM |
| PThor | $25.00 | 10/16/2012 7:13:25 AM |
| rustysailor | $25.00 | 10/16/2012 9:08:13 AM |
| tech310 | $50.00 | 10/16/2012 9:37:53 AM |
| Interloper | $50.00 | 10/16/2012 10:15:13 AM |
| missing-link | $25.00 | 10/16/2012 10:27:59 AM |
| enriching-trade2 | $50.00 | 10/16/2012 10:17:04 AM |
| a-finance-nirvana | $25.00 | 10/16/2012 10:58:39 AM |
| wise-direct-community | $25.00 | 10/16/2012 11:15:30 AM |
| jybank | $49.00 | 10/16/2012 10:54:47 AM |
| wwwUniversal | $25.00 | 10/16/2012 11:00:40 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:44 AM |
| bonus-seahorse | $29.00 | 10/16/2012 2:01:03 PM |
| jcw3rd | $25.00 | 10/16/2012 2:55:14 PM |
| heerzaquestion | $50.00 | 10/17/2012 4:28:03 AM |
| herbyman | $50.00 | 10/17/2012 7:02:21 AM |
| integrity-reactor4 | $100.00 | 10/17/2012 5:15:54 AM |
| triguy | $500.00 | 10/17/2012 10:27:47 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:35 PM |
| pound-cake | $200.00 | 10/17/2012 5:22:24 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:25 AM |
| greenback-ally | $100.00 | 10/17/2012 7:53:40 PM |
| treasure-hunter270 | $25.00 | 10/18/2012 6:39:23 AM |
| Ben_Graham | $25.00 | 10/18/2012 7:37:32 AM |
| kulender | $50.00 | 10/18/2012 8:03:48 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:39 AM |
| dordee | $40.00 | 10/18/2012 11:50:32 AM |
| transparent-loot6 | $25.00 | 10/18/2012 4:36:33 PM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:07:39 PM |
| Obiwan_Kanobi | $25.00 | 10/18/2012 4:12:52 PM |
| EngineersAlliance | $25.00 | 10/18/2012 1:45:15 PM |
| systematic-value343 | $50.00 | 10/18/2012 2:01:40 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:22 PM |
| mercuriant | $25.00 | 10/18/2012 5:48:50 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:51 PM |
| wildanne | $50.00 | 10/18/2012 6:58:20 PM |
| orange-sensational-peace | $100.00 | 10/18/2012 6:47:21 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:29 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:51 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:07:20 PM |
| Budro | $50.00 | 10/18/2012 7:08:15 PM |
| profitable-fairness1 | $50.00 | 10/18/2012 7:22:40 PM |
| tmdmf | $25.00 | 10/19/2012 5:07:51 AM |
| compatible-deal9 | $50.00 | 10/19/2012 7:52:32 AM |
| treasure-bliss | $25.00 | 10/19/2012 4:02:27 AM |
| TMac | $25.00 | 10/19/2012 6:25:10 AM |
| WonderPup | $25.00 | 10/19/2012 10:00:34 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:07 PM |
| skuba | $100.00 | 10/19/2012 11:32:02 AM |
| botfolio | $87.00 | 10/19/2012 3:02:46 PM |
| Shawn95187 | $50.00 | 10/19/2012 6:01:55 PM |
| rockhound84 | $34.00 | 10/20/2012 6:01:24 AM |
| cloud8 | $30.00 | 10/19/2012 7:41:33 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:46 PM |
| willinvest | $25.00 | 10/20/2012 8:48:48 AM |
| Loan2Own | $100.00 | 10/20/2012 11:46:30 AM |
| all_of_that_one | $35.00 | 10/20/2012 9:03:37 AM |
| robust-trade | $25.00 | 10/20/2012 12:46:37 PM |
| terrific-dough6 | $50.00 | 10/20/2012 1:15:50 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:38 PM |
| dough-hammock | $25.00 | 10/20/2012 2:34:45 PM |
| bazaar-festivity | $25.00 | 10/20/2012 1:48:43 PM |
| DreisersFinancier | $50.00 | 10/20/2012 1:54:32 PM |
| chrisb1414 | $25.00 | 10/20/2012 2:14:13 PM |
| RKLFinancial | $25.00 | 10/20/2012 4:16:54 PM |
| decisive-income7 | $500.00 | 10/16/2012 1:18:16 PM |
| asset-portait013 | $100.00 | 10/15/2012 5:15:17 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:19 PM |
| resolute-justice413 | $200.00 | 10/15/2012 5:14:56 PM |
| shaps | $50.00 | 10/15/2012 5:22:32 PM |
| MI2 | $5,000.00 | 10/15/2012 5:39:25 PM |
| the-silver-blaster | $50.00 | 10/15/2012 5:51:10 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:41 PM |
| superb-funds335 | $25.00 | 10/15/2012 5:45:52 PM |
| vigorous-payment6 | $25.00 | 10/15/2012 6:04:37 PM |
| supreme-treasure8 | $100.00 | 10/15/2012 5:54:16 PM |
| mikrolown | $25.00 | 10/15/2012 6:04:53 PM |
| toblerone | $25.00 | 10/15/2012 6:24:14 PM |
| compassion-twister2 | $50.00 | 10/15/2012 7:03:48 PM |
| etraboulay | $50.00 | 10/15/2012 6:31:50 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 6:33:57 PM |
| pierrelasvegas | $25.00 | 10/15/2012 6:45:32 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:33 PM |
| JeremyLinFan | $40.00 | 10/15/2012 7:59:31 PM |
| hopeful_lender | $100.00 | 10/15/2012 7:42:04 PM |
| kind-durability-battalion | $100.00 | 10/15/2012 9:09:49 PM |
| RGlad | $100.00 | 10/16/2012 5:23:06 AM |
| the-profit-oracle | $25.00 | 10/16/2012 5:46:49 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:21 AM |
| banchan | $37.00 | 10/16/2012 9:49:20 AM |
| first-friendly-listing | $50.00 | 10/16/2012 10:11:20 AM |
| selector568 | $237.00 | 10/16/2012 11:01:12 AM |
| dukeiyer | $25.00 | 10/16/2012 12:11:29 PM |
| Wordsmth | $25.00 | 10/16/2012 11:06:18 AM |
| lochinvar | $59.00 | 10/16/2012 11:28:23 AM |
| ore-dojo | $25.00 | 10/16/2012 12:23:54 PM |
| inspiring-kindness062 | $100.00 | 10/16/2012 2:45:52 PM |
| soarmore | $25.00 | 10/16/2012 5:12:24 PM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:40 PM |
| moola-gargantuan9 | $50.00 | 10/17/2012 7:13:37 AM |
| riskreward | $250.00 | 10/17/2012 10:29:57 AM |
| credit-dandelion148 | $250.00 | 10/17/2012 12:37:36 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:49 PM |
| tranquil-gain1 | $50.00 | 10/17/2012 3:23:38 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:10 PM |
| SC2TX | $100.00 | 10/17/2012 5:36:51 PM |
| upbeat-finance8 | $25.00 | 10/17/2012 7:01:08 PM |
| orangefob7 | $30.00 | 10/17/2012 8:04:28 PM |
| stollcm | $25.00 | 10/18/2012 6:16:44 AM |
| Rockymtnhi | $25.00 | 10/18/2012 9:50:45 AM |
| superb-truth061 | $25.00 | 10/18/2012 11:01:42 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:30 AM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:31 PM |
| simplyonce | $25.00 | 10/18/2012 5:55:59 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:47 PM |
| social-heart | $25.00 | 10/18/2012 6:55:50 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:59:19 PM |
| cloud546 | $25.00 | 10/19/2012 12:51:38 AM |
| economy-popcorn | $25.00 | 10/19/2012 6:03:02 AM |
| FWF-kinetic | $25.00 | 10/18/2012 9:10:18 PM |
| laser | $50.00 | 10/19/2012 7:13:53 AM |
| elegant-loot | $50.00 | 10/19/2012 7:14:04 AM |
| New-Brunswick-Investor | $25.00 | 10/19/2012 10:02:47 AM |
| gizmo65 | $25.00 | 10/19/2012 10:09:34 AM |
| seabassx | $25.00 | 10/19/2012 12:26:28 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:02 PM |
| indomitable-deal0 | $25.00 | 10/19/2012 2:55:39 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:07 PM |
| mammalian4 | $25.00 | 10/19/2012 3:33:58 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:14:25 PM |
| chablist | $50.00 | 10/19/2012 5:11:09 PM |
| natejx | $25.00 | 10/19/2012 5:33:22 PM |
| thankful-nickel2 | $25.00 | 10/19/2012 8:01:24 PM |
| power-persimmon5 | $25.00 | 10/20/2012 9:27:15 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:43 AM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:54 PM |
| wampum-influencer | $25.00 | 10/20/2012 6:40:30 AM |
| ingenious-truth684 | $25.00 | 10/20/2012 11:28:26 AM |
| first-serene-credit | $25.00 | 10/20/2012 9:56:03 AM |
| daw1878 | $25.00 | 10/20/2012 1:03:24 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:47:44 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:48 PM |
| Ripsaw4U | $50.00 | 10/20/2012 1:40:06 PM |
| historic-value7 | $95.99 | 10/20/2012 4:48:39 PM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
653950
This series of Notes was issued and sold upon the funding of the borrower loan #76769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
|
Amount delinquent:
| $1,056 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-magician9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $50.00 | 10/14/2012 12:04:08 PM |
| open-minded-p2p1 | $25.00 | 10/14/2012 2:15:39 PM |
| first-serene-credit | $25.00 | 10/14/2012 6:17:13 PM |
| Dubbs360 | $100.00 | 10/14/2012 1:23:16 PM |
| banker34 | $25.00 | 10/15/2012 7:21:46 AM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:38 PM |
| california111 | $50.00 | 10/15/2012 11:24:22 PM |
| CA-Lender | $25.00 | 10/17/2012 7:13:09 PM |
| payout-shrubbery7 | $100.00 | 10/18/2012 12:58:36 PM |
| Budro | $25.00 | 10/19/2012 10:55:28 AM |
| hundorama | $25.00 | 10/19/2012 1:25:24 PM |
| pure-pound7 | $75.00 | 10/19/2012 5:42:59 PM |
| speedy-peso1 | $100.00 | 10/19/2012 5:33:49 PM |
| rs999 | $25.00 | 10/19/2012 6:02:00 PM |
| extraordinary-dollar7 | $25.87 | 10/19/2012 6:13:46 PM |
| paytonbrigadier | $250.00 | 10/19/2012 6:10:35 PM |
| trade-goblin9 | $6.28 | 10/19/2012 8:16:32 PM |
| stock106 | $25.00 | 10/14/2012 2:27:11 PM |
| Gregger | $25.73 | 10/14/2012 1:48:04 PM |
| majestic-note6 | $150.00 | 10/15/2012 9:47:52 AM |
| diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:55 AM |
| worthy-bid8 | $100.00 | 10/16/2012 9:37:22 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:17 AM |
| LuvToLend | $25.00 | 10/16/2012 11:17:29 AM |
| mrxtravis | $25.00 | 10/16/2012 11:39:40 AM |
| FundMaker | $25.00 | 10/16/2012 1:07:53 PM |
| melodious-openness | $200.00 | 10/16/2012 3:58:05 PM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:36 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:23 AM |
| gain-expert | $25.65 | 10/19/2012 10:22:59 AM |
| Happyhourcomics | $25.00 | 10/19/2012 3:10:56 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:37 PM |
| businessbroker101 | $25.00 | 10/19/2012 5:46:58 PM |
| impala6464 | $32.44 | 10/19/2012 6:43:46 PM |
| Bank42 | $25.00 | 10/19/2012 7:53:34 PM |
| rce1964 | $25.00 | 10/19/2012 7:14:00 PM |
| payout-carnival | $59.03 | 10/19/2012 7:22:06 PM |
| funimuni | $25.00 | 10/19/2012 7:37:55 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
653952
This series of Notes was issued and sold upon the funding of the borrower loan #76949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,517 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unabashed-felicity4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jalebi | $50.00 | 10/15/2012 9:09:20 AM |
| first-serene-credit | $25.00 | 10/15/2012 9:25:16 AM |
| liberty-tostada7 | $50.00 | 10/15/2012 9:17:39 AM |
| lovely-currency3 | $50.00 | 10/15/2012 9:39:59 AM |
| majestic-note6 | $150.00 | 10/15/2012 9:47:55 AM |
| botfolio | $300.00 | 10/15/2012 10:15:50 AM |
| Dubbs360 | $100.00 | 10/15/2012 11:40:03 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:08 AM |
| banker34 | $25.00 | 10/15/2012 4:02:35 PM |
| ethical-truth211 | $200.00 | 10/15/2012 1:34:21 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:41 PM |
| historic-value7 | $75.00 | 10/15/2012 7:36:19 PM |
| greencat | $50.00 | 10/16/2012 7:45:48 AM |
| Khanbob | $25.00 | 10/16/2012 7:15:35 AM |
| compatible-deal9 | $25.00 | 10/16/2012 8:48:18 AM |
| worthy-bid8 | $100.00 | 10/16/2012 9:37:25 AM |
| platinum-boss2 | $25.00 | 10/16/2012 11:06:53 AM |
| 168RichCapital | $25.10 | 10/17/2012 6:35:45 AM |
| Lubava | $25.00 | 10/16/2012 8:47:30 PM |
| ethical-truth211 | $100.00 | 10/17/2012 7:24:32 AM |
| blue-relentless-hope | $25.00 | 10/17/2012 8:07:04 AM |
| dudebrah | $25.00 | 10/17/2012 8:38:01 AM |
| dough-aficionado9 | $25.00 | 10/17/2012 7:53:27 AM |
| Urban-MBA | $25.00 | 10/17/2012 11:10:28 AM |
| sgt-schultz | $24.90 | 10/17/2012 11:13:04 AM |
| CA-Lender | $25.00 | 10/17/2012 9:56:28 AM |
| dedication-capo7 | $50.00 | 10/17/2012 10:27:38 AM |
| oracle3 | $50.00 | 10/15/2012 1:44:50 PM |
| pdub | $250.00 | 10/15/2012 5:06:33 PM |
| farm592 | $25.00 | 10/15/2012 5:12:31 PM |
| MI2 | $1,000.00 | 10/15/2012 5:40:24 PM |
| california111 | $50.00 | 10/15/2012 11:24:24 PM |
| punctual-fund | $25.00 | 10/16/2012 10:36:47 AM |
| NobisEst | $25.00 | 10/16/2012 10:30:58 AM |
| melodious-openness | $200.00 | 10/16/2012 3:51:18 PM |
| apostle901 | $25.00 | 10/16/2012 11:51:50 AM |
| MilitaryMTP | $50.00 | 10/16/2012 1:19:08 PM |
| leverage-monger | $25.00 | 10/16/2012 1:57:40 PM |
| Sotando | $25.00 | 10/16/2012 5:12:23 PM |
| courteous-platinum7 | $25.00 | 10/17/2012 5:39:29 AM |
| mittman43 | $150.00 | 10/17/2012 9:31:36 AM |
| pfh | $25.00 | 10/17/2012 8:46:28 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
654112
This series of Notes was issued and sold upon the funding of the borrower loan #76747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $105.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $185 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-investment082 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:51 AM |
| community-burrito9 | $55.00 | 10/22/2012 9:03:37 AM |
| j2ee | $50.00 | 10/22/2012 9:11:38 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:31 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:17 AM |
| newest-payment-trapper | $62.50 | 10/22/2012 9:15:34 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:04 AM |
| enriching-dollar1 | $68.00 | 10/22/2012 9:17:19 AM |
| commerce-viking1 | $50.00 | 10/22/2012 9:18:26 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:19:29 AM |
| deal-goliath4 | $253.50 | 10/22/2012 9:23:39 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:04 AM |
| trade-boots1 | $41.00 | 10/22/2012 9:12:19 AM |
| worth-poblano9 | $25.00 | 10/22/2012 9:13:28 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:39 AM |
| first-careful-currency | $31.00 | 10/22/2012 9:08:28 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:12:51 AM |
| fearless-loyalty5 | $25.00 | 10/22/2012 9:13:08 AM |
| order-tamale | $400.00 | 10/22/2012 9:08:43 AM |
| affluence-microscope2 | $200.00 | 10/22/2012 9:09:07 AM |
| phenomenal-rate1 | $500.00 | 10/22/2012 9:11:02 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:15:05 AM |
| marketplace-pinnacle964 | $25.00 | 10/22/2012 9:14:43 AM |
| 100units | $200.00 | 10/22/2012 9:18:02 AM |
| orange-spiritual-contract | $39.00 | 10/22/2012 9:21:02 AM |
| scholarly-order6 | $25.00 | 10/22/2012 9:22:14 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:48 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
654150
This series of Notes was issued and sold upon the funding of the borrower loan #77012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,250.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $582.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 7m |
|
Amount delinquent:
| $840 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,368 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassuming-fund8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payb off old debt
My financial situation: good
I am a good candidate for this loan because...i was having a hard time paying debt and am working full time now want to get payed up
Monthly net income: $3200.00
Monthly expenses: $500.00
Housing: $600.00
Insurance: $50.00
Car expenses: $0
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $800.00
Other expenses: $0
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/16/2012 5:47:35 PM |
| oracle3 | $50.00 | 10/15/2012 5:05:53 PM |
| trade-goblin9 | $25.00 | 10/15/2012 5:07:20 PM |
| Dubbs360 | $200.00 | 10/15/2012 5:15:25 PM |
| Bob450 | $25.00 | 10/15/2012 5:06:29 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:28 PM |
| thoughtful-peso78 | $25.00 | 10/15/2012 5:50:19 PM |
| Money__Tree | $200.00 | 10/15/2012 6:06:02 PM |
| etraboulay | $50.00 | 10/15/2012 6:31:51 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:33 PM |
| supreme-exchange547 | $25.00 | 10/15/2012 6:48:18 PM |
| EL_Papin | $25.00 | 10/15/2012 7:11:25 PM |
| vigorous-market5 | $117.00 | 10/15/2012 6:55:10 PM |
| houli123 | $50.00 | 10/15/2012 6:51:20 PM |
| money-genome84 | $250.00 | 10/16/2012 12:08:27 AM |
| bbjones3 | $25.00 | 10/16/2012 6:36:07 AM |
| credit-adventurer313 | $30.00 | 10/16/2012 9:37:49 AM |
| unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:23 AM |
| Investor_DP | $200.00 | 10/16/2012 9:42:58 AM |
| restless-currency | $31.00 | 10/16/2012 10:15:00 AM |
| tolerant-responsibility051 | $2,500.00 | 10/16/2012 9:56:31 AM |
| kulender | $100.00 | 10/16/2012 10:06:17 AM |
| EBITDA | $25.00 | 10/16/2012 10:33:30 AM |
| bazaar-tulip | $25.00 | 10/16/2012 10:13:04 AM |
| versatile-dime442 | $208.00 | 10/16/2012 10:40:59 AM |
| tender-commerce8 | $50.00 | 10/16/2012 10:43:37 AM |
| nanda | $25.00 | 10/16/2012 10:46:10 AM |
| life-is-great | $25.00 | 10/16/2012 10:30:48 AM |
| kind-bill-supporter | $25.00 | 10/16/2012 10:48:35 AM |
| heart514 | $25.00 | 10/16/2012 10:50:07 AM |
| liberty-society5 | $25.00 | 10/16/2012 10:33:35 AM |
| adventurer447 | $300.00 | 10/16/2012 11:06:04 AM |
| LeReve | $500.00 | 10/16/2012 10:47:07 AM |
| CAGE-Investments | $25.00 | 10/16/2012 10:48:02 AM |
| shmb6508 | $26.00 | 10/16/2012 10:49:33 AM |
| Beld | $50.00 | 10/16/2012 10:49:07 AM |
| red-power-pecan | $50.00 | 10/16/2012 10:53:30 AM |
| zone6 | $100.00 | 10/16/2012 11:24:48 AM |
| social-cocktail1 | $200.00 | 10/16/2012 10:51:29 AM |
| Palacios | $50.00 | 10/16/2012 11:27:20 AM |
| bid-czar8 | $100.00 | 10/16/2012 11:01:45 AM |
| haplender | $50.00 | 10/16/2012 11:03:08 AM |
| coin-magnitude | $25.00 | 10/16/2012 12:45:12 PM |
| hope-equation | $25.00 | 10/16/2012 11:05:16 AM |
| ATWLab | $25.00 | 10/16/2012 4:27:25 PM |
| leverage-monger | $25.00 | 10/16/2012 2:22:10 PM |
| dinero-idol677 | $100.00 | 10/16/2012 2:19:10 PM |
| soarmore | $25.00 | 10/16/2012 5:12:24 PM |
| enchanted-truth264 | $25.00 | 10/16/2012 7:04:50 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:03 PM |
| TheBlueberryPirate | $25.00 | 10/17/2012 5:35:42 AM |
| Skynxhunt | $25.00 | 10/16/2012 7:36:53 PM |
| Tasmir | $25.00 | 10/17/2012 8:36:15 AM |
| red-integrity-ace | $25.00 | 10/17/2012 8:27:26 AM |
| rockerZ71 | $25.00 | 10/17/2012 11:05:48 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:02 AM |
| credit-dandelion148 | $200.00 | 10/17/2012 12:42:45 PM |
| rospa | $42.00 | 10/17/2012 9:55:45 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:35 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:35 PM |
| speedy-peso1 | $100.00 | 10/17/2012 5:26:20 PM |
| cozy-ore516 | $25.00 | 10/17/2012 7:15:08 PM |
| pound-cake | $200.00 | 10/17/2012 5:24:26 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:09 AM |
| RSV | $25.00 | 10/18/2012 3:32:02 AM |
| dinero-launcher | $30.00 | 10/17/2012 7:55:42 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:25 AM |
| citizenX | $50.00 | 10/18/2012 7:18:47 AM |
| loyalty-voyage | $25.00 | 10/18/2012 7:27:39 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:06 AM |
| kdsmaclean | $25.00 | 10/18/2012 8:37:12 AM |
| practical-expectations | $25.00 | 10/18/2012 6:39:18 AM |
| helvet | $26.89 | 10/18/2012 7:39:38 AM |
| reward-giant1 | $25.00 | 10/18/2012 7:09:50 AM |
| revenue-serenity | $25.00 | 10/18/2012 9:24:53 AM |
| compassion-paladin042 | $50.00 | 10/18/2012 8:36:17 AM |
| farlik | $25.00 | 10/18/2012 7:16:49 AM |
| DreDub | $25.00 | 10/18/2012 10:14:15 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:57 AM |
| dordee | $40.00 | 10/18/2012 11:50:57 AM |
| kegs | $150.00 | 10/18/2012 2:25:33 PM |
| treasure-palace661 | $350.00 | 10/18/2012 12:04:55 PM |
| reward-processor | $25.00 | 10/18/2012 10:42:43 AM |
| nukespike | $25.00 | 10/18/2012 12:22:29 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:28 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:31 AM |
| MyPlantsEatBugs | $25.00 | 10/18/2012 3:10:07 PM |
| note-venture | $50.00 | 10/18/2012 12:58:26 PM |
| resplendent-dollar | $30.00 | 10/18/2012 4:04:38 PM |
| economy-producer | $25.00 | 10/18/2012 5:39:11 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:33 PM |
| Takeover22 | $27.00 | 10/18/2012 5:40:33 PM |
| auction-pragmatist | $25.00 | 10/18/2012 3:08:19 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:02 PM |
| jamiee73 | $25.00 | 10/18/2012 5:39:01 PM |
| dime-sprout | $25.00 | 10/18/2012 5:59:33 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:08 PM |
| first-resolute-deal | $25.00 | 10/18/2012 6:07:39 PM |
| SkepticalBen | $25.00 | 10/18/2012 5:50:37 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:47 PM |
| letsmakeitsuccessful | $25.00 | 10/18/2012 5:52:03 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:43 PM |
| mvalley | $25.00 | 10/18/2012 6:16:35 PM |
| affluence-kingdom9 | $100.00 | 10/18/2012 5:55:47 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:18 PM |
| sjc224 | $25.00 | 10/18/2012 6:11:19 PM |
| mad4wknds | $25.00 | 10/18/2012 6:33:34 PM |
| maldok1 | $25.00 | 10/18/2012 6:37:00 PM |
| Dave0 | $25.00 | 10/18/2012 6:40:03 PM |
| successful-agreement7 | $63.00 | 10/18/2012 6:17:48 PM |
| income-buddy7 | $50.00 | 10/18/2012 6:44:43 PM |
| durability-goat644 | $25.00 | 10/18/2012 6:44:56 PM |
| shiny-dollar9 | $25.00 | 10/18/2012 6:46:13 PM |
| thrifty-generosity222 | $50.00 | 10/18/2012 6:48:34 PM |
| income-rocker2 | $50.00 | 10/18/2012 6:48:52 PM |
| gizzywump | $25.00 | 10/18/2012 6:28:44 PM |
| rjleves | $39.00 | 10/18/2012 6:40:25 PM |
| andrew491 | $50.00 | 10/18/2012 6:59:56 PM |
| resolute-basis9 | $25.00 | 10/18/2012 6:35:51 PM |
| top-payout-fixer | $25.00 | 10/18/2012 6:46:03 PM |
| JSCharter | $50.00 | 10/18/2012 6:46:05 PM |
| platinum-genetics | $25.00 | 10/18/2012 6:46:49 PM |
| the-dollar-topper | $150.00 | 10/18/2012 6:48:47 PM |
| nick5454 | $25.00 | 10/18/2012 7:03:28 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:14 PM |
| professional-vigilance9 | $100.00 | 10/18/2012 6:56:30 PM |
| logical-investment4 | $25.00 | 10/18/2012 6:46:20 PM |
| Lam0nt | $25.00 | 10/18/2012 6:47:14 PM |
| repayment-walnut2 | $25.00 | 10/18/2012 7:11:23 PM |
| Herluftrolle | $25.00 | 10/18/2012 7:00:23 PM |
| SeaDevil | $25.00 | 10/18/2012 6:53:47 PM |
| qwsd12 | $50.00 | 10/18/2012 7:02:27 PM |
| speedy-point | $25.00 | 10/18/2012 7:18:22 PM |
| camaraderi-atmosphere | $27.00 | 10/18/2012 7:18:41 PM |
| auction-fanatic8 | $25.00 | 10/18/2012 7:20:03 PM |
| restless-fund5 | $25.00 | 10/18/2012 7:04:38 PM |
| felicity-shrine2 | $25.00 | 10/18/2012 7:05:35 PM |
| yield-trader | $25.00 | 10/18/2012 7:21:08 PM |
| top-economy-mover | $30.00 | 10/18/2012 7:22:50 PM |
| money-surge1 | $25.00 | 10/18/2012 7:06:48 PM |
| Banker7371 | $25.00 | 10/18/2012 7:01:41 PM |
| jazzlender | $25.00 | 10/18/2012 7:25:18 PM |
| financial-frenzy | $50.00 | 10/18/2012 7:02:23 PM |
| bid-plato6 | $25.00 | 10/18/2012 7:27:40 PM |
| profitable-deal3 | $25.00 | 10/18/2012 7:03:26 PM |
| hard-working-rate3 | $25.00 | 10/18/2012 7:04:08 PM |
| hard-working-loot | $50.00 | 10/18/2012 7:10:58 PM |
| DrewOdette | $25.00 | 10/18/2012 7:06:18 PM |
| CanArkRoamNu | $25.00 | 10/18/2012 7:07:44 PM |
| newest-glowing-cash | $25.00 | 10/18/2012 7:09:16 PM |
| cospilot | $25.00 | 10/18/2012 7:16:47 PM |
| responsibility-magnate | $30.00 | 10/18/2012 7:17:11 PM |
| gallant-economy9 | $50.00 | 10/18/2012 7:13:27 PM |
| cash-reaction2 | $25.00 | 10/18/2012 7:13:50 PM |
| interstellar | $75.00 | 10/18/2012 7:13:57 PM |
| Splangy613 | $25.00 | 10/18/2012 7:21:18 PM |
| benevolent-moola291 | $49.00 | 10/18/2012 7:16:14 PM |
| income-pillow | $75.00 | 10/18/2012 7:26:55 PM |
| Mathon | $25.00 | 10/18/2012 7:27:16 PM |
| mtquan | $25.00 | 10/18/2012 7:18:07 PM |
| exact-p2p2 | $25.00 | 10/18/2012 7:18:21 PM |
| rupee-tuba | $25.00 | 10/18/2012 7:20:16 PM |
| treasure-generator | $25.00 | 10/18/2012 7:24:55 PM |
| sankyu | $50.00 | 10/18/2012 7:25:56 PM |
| keen-peace465 | $25.00 | 10/15/2012 5:30:11 PM |
| kind-payment-viking3 | $100.00 | 10/15/2012 5:38:42 PM |
| consummate-affluence | $100.00 | 10/15/2012 6:05:53 PM |
| supreme-treasure8 | $100.00 | 10/15/2012 5:54:16 PM |
| money-bauble | $100.00 | 10/15/2012 6:18:35 PM |
| networks4ever | $25.00 | 10/15/2012 6:23:21 PM |
| bob450-roth | $25.00 | 10/15/2012 6:04:59 PM |
| persistent-dinero953 | $25.00 | 10/15/2012 6:33:57 PM |
| Jalebi | $50.00 | 10/15/2012 6:28:57 PM |
| bewitching-dollar5 | $100.00 | 10/15/2012 6:44:20 PM |
| pierrelasvegas | $25.00 | 10/15/2012 6:45:32 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:34 PM |
| octoberfresh | $25.00 | 10/15/2012 7:12:21 PM |
| PThor | $25.00 | 10/16/2012 7:13:25 AM |
| Quiza12 | $100.00 | 10/16/2012 7:21:21 AM |
| mckhbnpc | $50.00 | 10/16/2012 9:06:56 AM |
| banchan | $37.00 | 10/16/2012 9:49:20 AM |
| Railbird | $50.00 | 10/16/2012 10:10:18 AM |
| WalnutCreekguy | $50.00 | 10/16/2012 10:39:05 AM |
| thrilling-fund427 | $50.00 | 10/16/2012 10:22:22 AM |
| rescue | $100.00 | 10/16/2012 10:29:32 AM |
| musegaze | $50.00 | 10/16/2012 10:39:12 AM |
| melodious-rupee3 | $25.00 | 10/16/2012 10:40:15 AM |
| Thunderswan | $100.00 | 10/16/2012 10:43:45 AM |
| enthusiastic-cash599 | $50.00 | 10/16/2012 10:45:50 AM |
| Reinadog9 | $25.00 | 10/16/2012 10:48:46 AM |
| capital-renewal | $50.00 | 10/16/2012 10:50:10 AM |
| indomitable-economy8 | $25.00 | 10/16/2012 11:22:10 AM |
| velocity-solo | $25.00 | 10/16/2012 11:31:22 AM |
| authentic-liberty7 | $25.00 | 10/16/2012 11:33:48 AM |
| handshake5 | $100.00 | 10/16/2012 11:00:06 AM |
| rogue_monster | $50.00 | 10/16/2012 11:01:21 AM |
| wayman | $25.00 | 10/16/2012 11:03:12 AM |
| melodious-openness | $200.00 | 10/16/2012 11:05:08 AM |
| payment-associate5 | $100.00 | 10/16/2012 1:26:23 PM |
| svandgts | $25.00 | 10/16/2012 11:06:56 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:44 AM |
| compoundinterest | $25.00 | 10/16/2012 11:08:47 AM |
| 6moonbeams | $50.00 | 10/16/2012 11:09:45 AM |
| RoyFauntleroy | $25.00 | 10/16/2012 2:54:29 PM |
| nex | $25.00 | 10/16/2012 11:15:22 AM |
| investmentgeek | $25.00 | 10/16/2012 4:11:59 PM |
| RotJ | $100.00 | 10/16/2012 11:54:36 AM |
| unforgettable-order9 | $25.00 | 10/16/2012 11:55:17 AM |
| extraordinary-velocity6 | $25.00 | 10/16/2012 1:19:47 PM |
| RufusGreyhound | $25.00 | 10/16/2012 1:21:27 PM |
| Diesel_16 | $25.00 | 10/16/2012 1:30:47 PM |
| first-silver-bridge | $25.00 | 10/16/2012 1:49:43 PM |
| wale-ld | $45.40 | 10/16/2012 4:07:33 PM |
| Munnie | $25.00 | 10/16/2012 4:57:48 PM |
| zipemdown | $25.00 | 10/16/2012 5:07:44 PM |
| 100units | $200.00 | 10/16/2012 5:12:59 PM |
| antlr | $25.00 | 10/16/2012 8:15:09 PM |
| for_your_success | $50.00 | 10/17/2012 4:45:14 AM |
| owhite2000 | $25.00 | 10/17/2012 6:14:32 AM |
| delicious-value973 | $100.00 | 10/17/2012 8:58:50 AM |
| LosGatos | $25.00 | 10/17/2012 9:15:29 AM |
| Interest2thePeople | $100.00 | 10/17/2012 11:18:11 AM |
| sasquatch5 | $25.00 | 10/17/2012 1:17:19 PM |
| silver-saber | $125.00 | 10/17/2012 12:08:33 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:21 PM |
| integrity-electron9 | $50.00 | 10/17/2012 2:59:34 PM |
| sacopt | $32.39 | 10/17/2012 3:57:24 PM |
| ethical-truth211 | $200.00 | 10/17/2012 4:59:36 PM |
| spark548 | $100.00 | 10/17/2012 5:07:36 PM |
| iamabby | $25.00 | 10/17/2012 7:05:47 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:20 PM |
| natural-liberty4 | $200.00 | 10/17/2012 5:27:55 PM |
| compatible-deal9 | $25.00 | 10/17/2012 5:39:10 PM |
| bettndon | $80.00 | 10/18/2012 3:47:31 AM |
| well-mannered-income3 | $90.00 | 10/17/2012 6:29:37 PM |
| Shockem923 | $25.00 | 10/18/2012 6:19:51 AM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:22:25 AM |
| jwesleym | $25.00 | 10/18/2012 12:26:54 AM |
| chief_wo | $25.00 | 10/17/2012 9:21:18 PM |
| ideal-platinum1 | $25.00 | 10/18/2012 7:34:08 AM |
| Bup | $30.68 | 10/18/2012 4:46:00 AM |
| Located | $25.00 | 10/18/2012 6:43:34 AM |
| five-star-justice | $25.00 | 10/18/2012 6:15:39 AM |
| capital-investor8 | $25.00 | 10/18/2012 6:17:46 AM |
| Obiwan_Kanobi | $25.00 | 10/18/2012 7:24:01 AM |
| bent300 | $25.00 | 10/18/2012 7:08:18 AM |
| ARobertsone | $122.16 | 10/18/2012 8:09:18 AM |
| kind-natural-auction | $25.00 | 10/18/2012 7:17:49 AM |
| economy-hercules9 | $50.00 | 10/18/2012 8:40:52 AM |
| surge11 | $25.00 | 10/18/2012 9:40:15 AM |
| pure-pound7 | $78.00 | 10/18/2012 11:37:13 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:53:57 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:32 AM |
| penny-socrates5 | $100.00 | 10/18/2012 1:25:48 PM |
| bill-igloo | $25.00 | 10/18/2012 2:44:08 PM |
| value-surgeon | $25.00 | 10/18/2012 3:12:28 PM |
| Eisande | $50.00 | 10/18/2012 1:00:10 PM |
| red-eloquent-rupee | $50.00 | 10/18/2012 5:42:02 PM |
| miwoktribe | $50.00 | 10/18/2012 12:53:31 PM |
| income-champion | $25.00 | 10/18/2012 5:49:02 PM |
| zassociate | $71.00 | 10/18/2012 5:49:30 PM |
| green-benjamins-atizer | $25.00 | 10/18/2012 4:38:01 PM |
| bnlforever | $25.00 | 10/18/2012 5:54:10 PM |
| rate-authority2 | $25.00 | 10/18/2012 4:31:54 PM |
| revenue-tamer3 | $25.00 | 10/18/2012 5:49:23 PM |
| social-aspen097 | $300.00 | 10/18/2012 5:43:09 PM |
| puifais | $32.00 | 10/18/2012 6:04:10 PM |
| transparency-sapling | $25.00 | 10/18/2012 5:48:58 PM |
| nimble-revenue5 | $100.00 | 10/18/2012 5:54:51 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:48 PM |
| radiant-dollar9 | $200.00 | 10/18/2012 6:00:25 PM |
| shanedog | $25.00 | 10/18/2012 6:00:56 PM |
| SimpleChoice | $25.00 | 10/18/2012 6:16:39 PM |
| Hambone1111 | $25.00 | 10/18/2012 6:03:26 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:23 PM |
| DadWarbucks | $25.00 | 10/18/2012 6:11:37 PM |
| DL-JL | $25.00 | 10/18/2012 6:30:27 PM |
| orearella3 | $25.00 | 10/18/2012 6:06:44 PM |
| turbolozano | $25.00 | 10/18/2012 6:18:41 PM |
| washboard1 | $25.00 | 10/18/2012 6:37:14 PM |
| cash-hyperdrive0 | $100.00 | 10/18/2012 6:38:35 PM |
| durability-seahorse7 | $36.00 | 10/18/2012 6:40:34 PM |
| EastBayCapital | $25.00 | 10/18/2012 6:45:50 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:51:45 PM |
| payout-harmony4 | $50.00 | 10/18/2012 6:57:06 PM |
| sharpey | $25.00 | 10/18/2012 6:43:13 PM |
| rcflick | $25.00 | 10/18/2012 6:46:26 PM |
| dinero-speaker | $25.00 | 10/18/2012 6:46:28 PM |
| melodious-fairness | $50.00 | 10/18/2012 6:39:36 PM |
| rcm87 | $50.00 | 10/18/2012 7:02:48 PM |
| pizza296130 | $25.00 | 10/18/2012 6:39:39 PM |
| pedroballgame | $50.00 | 10/18/2012 6:50:51 PM |
| soulwork | $50.00 | 10/18/2012 6:51:09 PM |
| credit-bliss8 | $25.00 | 10/18/2012 7:08:40 PM |
| valiant-liberty4 | $25.00 | 10/18/2012 6:55:10 PM |
| oldmora | $50.00 | 10/18/2012 7:09:15 PM |
| urbane-duty560 | $25.00 | 10/18/2012 6:57:28 PM |
| bath836 | $25.00 | 10/18/2012 7:09:39 PM |
| Cheburashka | $30.00 | 10/18/2012 6:57:30 PM |
| the-deal-ace | $25.00 | 10/18/2012 7:10:48 PM |
| wampum-optimization | $25.00 | 10/18/2012 6:49:44 PM |
| fair-pound5 | $50.00 | 10/18/2012 7:12:20 PM |
| point653 | $25.00 | 10/18/2012 6:59:59 PM |
| HamachiMan | $50.00 | 10/18/2012 7:00:43 PM |
| the-genuine-revenue | $25.00 | 10/18/2012 7:01:11 PM |
| figs4u2 | $100.00 | 10/18/2012 7:02:30 PM |
| Lacimae | $250.00 | 10/18/2012 7:03:55 PM |
| compassionate-auction6 | $150.00 | 10/18/2012 7:06:30 PM |
| telegon | $25.00 | 10/18/2012 7:07:16 PM |
| Ducatiman1978 | $25.00 | 10/18/2012 7:24:58 PM |
| Midwestvalues | $100.00 | 10/18/2012 7:03:13 PM |
| monster4 | $50.00 | 10/18/2012 7:03:59 PM |
| inspired-investment8 | $92.00 | 10/18/2012 7:04:13 PM |
| shiny-peso1 | $50.00 | 10/18/2012 7:10:14 PM |
| chairsitter | $25.00 | 10/18/2012 7:10:19 PM |
| gain-tamer7 | $100.00 | 10/18/2012 7:05:07 PM |
| compassion-expert | $25.00 | 10/18/2012 7:13:20 PM |
| persevering | $25.00 | 10/18/2012 7:08:48 PM |
| pragmatic-auction8 | $50.00 | 10/18/2012 7:15:24 PM |
| fairness-formula0 | $25.00 | 10/18/2012 7:11:19 PM |
| moviedaze | $25.00 | 10/18/2012 7:12:15 PM |
| wormdc | $25.00 | 10/18/2012 7:20:00 PM |
| paytonbrigadier | $250.00 | 10/18/2012 7:14:09 PM |
| tostada88 | $25.00 | 10/18/2012 7:21:36 PM |
| RYNO-THE-GYNO | $63.95 | 10/18/2012 7:14:19 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:48 PM |
| TrekTune | $25.00 | 10/18/2012 7:15:19 PM |
| a-natural-capital | $25.00 | 10/18/2012 7:15:56 PM |
| NotOprah | $50.00 | 10/18/2012 7:21:04 PM |
| wampum-cocktail | $25.00 | 10/18/2012 7:25:09 PM |
| 330 Investments
|
Borrower Payment Dependent Notes Series
654268
This series of Notes was issued and sold upon the funding of the borrower loan #76822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $180.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 20y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,789 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lava065 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| engaging-worth | $25.00 | 10/15/2012 9:07:32 AM |
| pierrelasvegas | $25.00 | 10/15/2012 9:42:58 AM |
| bob450-roth | $25.00 | 10/15/2012 9:32:34 AM |
| bewitching-dollar5 | $100.00 | 10/15/2012 9:59:36 AM |
| 52digital | $75.00 | 10/15/2012 9:19:10 AM |
| persistent-dinero953 | $25.00 | 10/15/2012 9:32:14 AM |
| thrilling-fund427 | $50.00 | 10/15/2012 9:33:41 AM |
| tolerant-responsibility051 | $2,000.00 | 10/15/2012 9:45:31 AM |
| Rogelio48 | $29.00 | 10/15/2012 10:41:34 AM |
| treasure-palace661 | $350.00 | 10/15/2012 10:13:09 AM |
| helpful-loan245 | $25.00 | 10/15/2012 10:51:33 AM |
| Dubbs360 | $200.00 | 10/15/2012 10:04:04 AM |
| open-minded-p2p1 | $25.00 | 10/15/2012 10:38:20 AM |
| progressive-economy261 | $46.00 | 10/15/2012 10:14:04 AM |
| the-brilliant-currency | $25.00 | 10/15/2012 10:39:43 AM |
| Bob450 | $25.00 | 10/15/2012 5:06:11 PM |
| delicious-value973 | $100.00 | 10/15/2012 3:25:11 PM |
| kind-bid-genome | $25.00 | 10/15/2012 4:56:51 PM |
| pdub | $250.00 | 10/15/2012 5:06:33 PM |
| shrewd-deal | $50.00 | 10/15/2012 5:22:26 PM |
| C2Banking | $25.00 | 10/15/2012 5:49:11 PM |
| zipemdown | $25.00 | 10/15/2012 5:57:17 PM |
| Brisket_Bob | $25.00 | 10/15/2012 6:32:20 PM |
| consummate-affluence | $100.00 | 10/15/2012 6:05:52 PM |
| money-bauble | $100.00 | 10/15/2012 6:18:33 PM |
| wale-ld | $30.06 | 10/15/2012 6:56:15 PM |
| buffalobills | $25.00 | 10/15/2012 6:40:31 PM |
| Scrooge_McDuck2 | $100.00 | 10/15/2012 7:09:53 PM |
| priceless-capital0 | $32.80 | 10/15/2012 7:46:46 PM |
| peace-fixer8 | $25.00 | 10/15/2012 5:11:38 PM |
| nakanu | $25.00 | 10/15/2012 7:27:12 PM |
| gentle-generosity822 | $25.00 | 10/15/2012 9:12:13 AM |
| etraboulay | $50.00 | 10/15/2012 9:18:59 AM |
| kind-payment-viking3 | $100.00 | 10/15/2012 9:35:54 AM |
| Jalebi | $50.00 | 10/15/2012 9:09:23 AM |
| supreme-treasure8 | $100.00 | 10/15/2012 9:31:00 AM |
| octoberfresh | $25.00 | 10/15/2012 9:34:43 AM |
| fervent-repayment | $59.00 | 10/15/2012 9:32:24 AM |
| Investor_DP | $200.00 | 10/15/2012 10:11:13 AM |
| ethical-truth211 | $200.00 | 10/15/2012 1:28:38 PM |
| dukeiyer | $25.00 | 10/15/2012 11:20:54 AM |
| Weaverville | $25.00 | 10/15/2012 12:05:13 PM |
| phenomenal-rate1 | $500.00 | 10/15/2012 5:07:29 PM |
| spark548 | $100.00 | 10/15/2012 5:08:13 PM |
| mschoenf | $100.00 | 10/15/2012 5:18:47 PM |
| SimpleChoice | $25.00 | 10/15/2012 5:39:53 PM |
| MyPFBlog | $25.00 | 10/15/2012 5:48:42 PM |
| Elefunt | $25.00 | 10/15/2012 5:23:54 PM |
| networks4ever | $25.00 | 10/15/2012 6:23:18 PM |
| durability-solstice8 | $50.00 | 10/15/2012 6:08:26 PM |
| vivid-return426 | $25.00 | 10/15/2012 6:42:10 PM |
| Mat25 | $28.14 | 10/15/2012 7:42:53 PM |
| euro-speaker8 | $250.00 | 10/15/2012 6:46:24 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
654314
This series of Notes was issued and sold upon the funding of the borrower loan #76921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,421.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $604.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,880 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-loot0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(Apr-2011)
|
|
Principal balance:
| $5,578.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Business Loan/Proven Solid Borrower
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| imogen22 | $50.00 | 10/17/2012 5:16:01 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:37 PM |
| blot44 | $25.00 | 10/18/2012 6:30:27 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:08 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:37 AM |
| ChrisTJ | $25.00 | 10/18/2012 5:38:59 PM |
| mdv | $25.00 | 10/18/2012 5:49:41 PM |
| PThor | $25.00 | 10/18/2012 5:52:19 PM |
| brandonm78 | $25.00 | 10/18/2012 5:39:07 PM |
| Dollars4Rent | $50.00 | 10/18/2012 5:57:05 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:43 PM |
| ATOHokie | $100.00 | 10/18/2012 6:15:29 PM |
| fantastic-investment9 | $25.00 | 10/18/2012 6:12:57 PM |
| kind-rupee-welder | $25.00 | 10/18/2012 6:17:26 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:29 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:02 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:25 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:51 PM |
| financialaid | $25.00 | 10/18/2012 6:44:39 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:17 PM |
| lamsabuy | $200.00 | 10/18/2012 7:09:47 PM |
| fopaul13 | $25.00 | 10/18/2012 6:59:49 PM |
| upc_tnt | $25.00 | 10/18/2012 7:06:08 PM |
| ChrisJB | $25.00 | 10/18/2012 7:35:38 PM |
| wise-exchange-chooser | $25.00 | 10/18/2012 7:52:43 PM |
| enticing-capital6 | $50.00 | 10/18/2012 7:17:03 PM |
| Vegasjim | $25.00 | 10/18/2012 7:33:45 PM |
| loot-heart | $25.00 | 10/19/2012 9:09:21 AM |
| hitsman | $50.00 | 10/19/2012 9:14:41 AM |
| Jalebi | $25.00 | 10/19/2012 9:14:50 AM |
| thorough-marketplace441 | $25.00 | 10/19/2012 8:56:47 AM |
| american6 | $50.00 | 10/19/2012 9:04:14 AM |
| AFairDeal | $25.00 | 10/19/2012 9:07:48 AM |
| enriching-trade2 | $50.00 | 10/19/2012 9:31:38 AM |
| BDL-Roth | $40.00 | 10/19/2012 9:12:31 AM |
| Emgolda | $25.00 | 10/19/2012 9:13:30 AM |
| bosco44 | $25.00 | 10/19/2012 9:51:53 AM |
| minista | $25.00 | 10/19/2012 10:23:11 AM |
| larsowe | $25.00 | 10/19/2012 9:40:52 AM |
| Rivervale_Westwood | $25.00 | 10/19/2012 9:46:18 AM |
| wigglesworth4 | $79.00 | 10/19/2012 11:06:22 AM |
| diversification-surge | $25.00 | 10/19/2012 10:30:22 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:06 AM |
| rmachi | $25.00 | 10/19/2012 10:35:57 AM |
| community-seahorse0 | $25.00 | 10/19/2012 10:36:42 AM |
| Castellan | $49.00 | 10/19/2012 10:26:41 AM |
| spartan974 | $50.00 | 10/19/2012 11:23:11 AM |
| gnuey | $25.00 | 10/19/2012 11:23:25 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:17 AM |
| radforj22 | $35.48 | 10/19/2012 12:06:04 PM |
| jazz619 | $25.00 | 10/19/2012 10:59:27 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:10 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:33:57 PM |
| reward-giant1 | $48.00 | 10/19/2012 5:31:21 PM |
| BidDaddyBigBucks | $25.00 | 10/19/2012 6:09:35 PM |
| boston_mass | $26.68 | 10/20/2012 4:53:51 AM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:10 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:22 AM |
| dadalou | $25.00 | 10/20/2012 12:08:04 PM |
| Obiwan_Kanobi | $25.00 | 10/20/2012 7:22:07 AM |
| market-maple | $50.00 | 10/20/2012 7:50:00 AM |
| first-favorite-bonus9 | $25.00 | 10/20/2012 12:19:47 PM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:11 PM |
| fireboss | $71.78 | 10/20/2012 8:02:00 AM |
| dharma1 | $25.00 | 10/20/2012 12:06:22 PM |
| power-amusement | $25.00 | 10/20/2012 12:37:55 PM |
| chestnut4 | $25.00 | 10/20/2012 12:01:18 PM |
| Spooky_Action | $25.00 | 10/20/2012 12:04:30 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:39 PM |
| sweet-loan7 | $25.00 | 10/20/2012 1:07:04 PM |
| sharpey | $25.00 | 10/20/2012 1:10:55 PM |
| best-deal-banker | $28.00 | 10/20/2012 1:12:35 PM |
| responsibility-fortress | $25.00 | 10/20/2012 12:50:30 PM |
| cebgop | $25.00 | 10/20/2012 12:35:45 PM |
| bluesky55 | $25.00 | 10/20/2012 1:21:56 PM |
| Great-Mom | $25.00 | 10/20/2012 12:53:48 PM |
| SB-Funding | $27.00 | 10/20/2012 1:22:13 PM |
| CoolHelp | $50.00 | 10/20/2012 1:22:47 PM |
| first-pragmatic-note | $50.00 | 10/20/2012 1:27:33 PM |
| The_Lending_Muscle | $25.00 | 10/20/2012 1:28:16 PM |
| wtrboy | $25.00 | 10/20/2012 1:01:46 PM |
| revenue-burst676 | $25.00 | 10/20/2012 1:30:45 PM |
| trade-solo | $25.00 | 10/20/2012 1:31:37 PM |
| BAYOUBEAR | $25.00 | 10/20/2012 1:33:33 PM |
| fxtrader | $25.00 | 10/20/2012 1:34:05 PM |
| pleasant-basis | $25.00 | 10/20/2012 1:34:14 PM |
| geekguy | $25.00 | 10/20/2012 1:04:24 PM |
| mg6619 | $25.00 | 10/20/2012 1:35:05 PM |
| a-unflappable-finance | $33.00 | 10/20/2012 12:45:51 PM |
| availableloan | $25.00 | 10/20/2012 1:08:35 PM |
| mulberry4 | $50.00 | 10/20/2012 1:47:24 PM |
| helpishere777 | $25.00 | 10/20/2012 1:12:06 PM |
| Zuzu | $25.00 | 10/20/2012 1:12:10 PM |
| YLlama | $25.00 | 10/20/2012 1:01:57 PM |
| wealthstar | $25.00 | 10/20/2012 1:57:55 PM |
| bbrinck | $25.00 | 10/20/2012 1:21:45 PM |
| trade-burrito4 | $35.00 | 10/20/2012 1:05:05 PM |
| dthompso | $50.00 | 10/20/2012 1:23:34 PM |
| hostbank | $100.00 | 10/20/2012 1:23:51 PM |
| reward-galaxy | $25.00 | 10/20/2012 1:25:59 PM |
| nuclearmoose | $50.00 | 10/20/2012 1:28:32 PM |
| cptproton | $50.00 | 10/20/2012 1:28:57 PM |
| dynamic-capital | $25.00 | 10/20/2012 1:31:27 PM |
| loantigger | $25.00 | 10/20/2012 1:32:26 PM |
| macgeek | $50.00 | 10/20/2012 1:33:14 PM |
| phillipd48 | $25.00 | 10/20/2012 1:13:37 PM |
| talang | $25.00 | 10/20/2012 1:34:45 PM |
| platinum-sorcerer6 | $50.00 | 10/20/2012 1:36:17 PM |
| hptcrabbers | $25.00 | 10/20/2012 1:36:47 PM |
| Flanagan | $25.00 | 10/20/2012 1:17:33 PM |
| kingdom323 | $50.00 | 10/20/2012 1:40:15 PM |
| red-unequivocal-finance | $25.00 | 10/20/2012 1:41:40 PM |
| gracej | $25.00 | 10/20/2012 1:42:39 PM |
| Casman8815 | $25.00 | 10/20/2012 1:43:23 PM |
| bent300 | $50.00 | 10/20/2012 1:24:52 PM |
| value-pole | $25.00 | 10/20/2012 1:44:20 PM |
| Panna | $25.00 | 10/20/2012 1:25:51 PM |
| shur | $50.00 | 10/20/2012 1:26:20 PM |
| penny-leader416 | $25.00 | 10/20/2012 1:27:17 PM |
| TheReaderRabbit | $25.00 | 10/20/2012 1:28:13 PM |
| red-robust-rupee | $25.00 | 10/20/2012 1:28:22 PM |
| math1973 | $50.00 | 10/20/2012 1:29:51 PM |
| Pizza-man | $50.00 | 10/20/2012 1:52:56 PM |
| Preteur | $25.00 | 10/20/2012 1:31:58 PM |
| Traal | $25.00 | 10/20/2012 1:32:51 PM |
| blackbird77 | $50.00 | 10/20/2012 1:33:36 PM |
| first-class-transparency2 | $25.00 | 10/20/2012 1:33:48 PM |
| rulender | $25.00 | 10/20/2012 1:33:52 PM |
| payout-crescendo9 | $200.00 | 10/20/2012 1:58:40 PM |
| VicSpi | $100.00 | 10/20/2012 1:36:41 PM |
| Pasagam | $50.00 | 10/20/2012 1:39:08 PM |
| jcornehlsen | $25.00 | 10/20/2012 1:41:30 PM |
| neenerman | $50.00 | 10/20/2012 1:42:10 PM |
| Arg3998 | $50.00 | 10/20/2012 1:45:23 PM |
| gojackgo | $100.00 | 10/20/2012 1:51:46 PM |
| subtle-revenue0 | $25.00 | 10/20/2012 1:53:36 PM |
| benjamins-utopia | $100.00 | 10/20/2012 1:55:44 PM |
| shaps | $50.00 | 10/17/2012 5:25:41 PM |
| boston_mass | $25.00 | 10/17/2012 6:20:06 PM |
| balance316 | $26.00 | 10/18/2012 5:39:02 AM |
| compassion-twister2 | $50.00 | 10/17/2012 7:33:53 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:23 PM |
| vines99 | $25.00 | 10/17/2012 10:09:11 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:31 AM |
| pdub | $500.00 | 10/18/2012 12:07:13 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:42 AM |
| entertaining-rate9 | $25.00 | 10/18/2012 5:53:56 PM |
| flexible-rate1 | $25.00 | 10/18/2012 5:53:40 PM |
| skro | $25.00 | 10/18/2012 6:18:00 PM |
| 108lender | $200.00 | 10/18/2012 6:23:03 PM |
| ptjg | $100.00 | 10/18/2012 6:36:31 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:55 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:20 PM |
| market-cougar3 | $50.00 | 10/18/2012 7:06:12 PM |
| soarmore | $25.00 | 10/18/2012 7:01:24 PM |
| richboy56 | $25.00 | 10/18/2012 7:03:57 PM |
| phaded | $25.00 | 10/18/2012 7:34:58 PM |
| determined-revenue1 | $35.00 | 10/18/2012 7:07:47 PM |
| lenderrob | $25.00 | 10/18/2012 7:32:27 PM |
| kfrench | $75.00 | 10/18/2012 8:32:40 PM |
| vinayski | $25.00 | 10/18/2012 7:58:48 PM |
| Aquafina24Ounce | $25.00 | 10/19/2012 9:15:07 AM |
| Syzygy | $25.00 | 10/19/2012 9:54:16 AM |
| rs999 | $25.00 | 10/19/2012 9:05:11 AM |
| jedi053 | $100.00 | 10/19/2012 9:05:51 AM |
| Clambake | $25.00 | 10/19/2012 9:59:02 AM |
| CornerKetch | $25.03 | 10/19/2012 10:01:03 AM |
| Investoman | $25.00 | 10/19/2012 10:02:17 AM |
| silver-explorer6 | $25.00 | 10/19/2012 9:36:55 AM |
| prudent-dough458 | $25.00 | 10/19/2012 10:21:11 AM |
| knowledgeable-silver6 | $25.00 | 10/19/2012 10:22:24 AM |
| lostontheedge | $25.00 | 10/19/2012 9:32:30 AM |
| finance-refresher3 | $50.00 | 10/19/2012 10:35:50 AM |
| kevin314 | $25.00 | 10/19/2012 10:22:44 AM |
| gjm6d | $25.00 | 10/19/2012 10:32:44 AM |
| Brain_m | $25.00 | 10/19/2012 10:36:18 AM |
| neighborly-hope6 | $100.00 | 10/19/2012 10:37:10 AM |
| commanding-treasure2 | $75.00 | 10/19/2012 10:42:04 AM |
| scholarly-benefit5 | $25.00 | 10/19/2012 10:50:30 AM |
| enchanted-compassion012 | $25.00 | 10/19/2012 10:27:44 AM |
| mlandrid | $25.00 | 10/19/2012 10:32:25 AM |
| commerce-gargantuan2 | $50.00 | 10/19/2012 10:32:46 AM |
| nukespike | $25.00 | 10/19/2012 11:20:06 AM |
| skuba | $100.00 | 10/19/2012 11:32:10 AM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:31 PM |
| bellaquito | $500.00 | 10/19/2012 11:49:12 AM |
| liberty-berserker | $50.00 | 10/19/2012 2:51:29 PM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:33 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:54 PM |
| ml13 | $35.00 | 10/19/2012 3:15:09 PM |
| Sp-lender | $39.58 | 10/19/2012 3:56:17 PM |
| inspiring-kindness062 | $25.00 | 10/19/2012 1:40:15 PM |
| mizon291 | $25.00 | 10/19/2012 5:18:33 PM |
| california111 | $50.00 | 10/19/2012 1:41:23 PM |
| dollardave | $50.00 | 10/19/2012 2:10:01 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:10 PM |
| bright-idea11 | $50.00 | 10/19/2012 3:27:55 PM |
| aabadabadoo | $50.00 | 10/19/2012 5:57:43 PM |
| youqianderen | $79.00 | 10/20/2012 7:57:56 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:54 PM |
| Benny-factor | $1,500.00 | 10/20/2012 11:08:57 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:25 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:36 AM |
| ekbangali | $50.00 | 10/20/2012 8:44:39 AM |
| FAsAreDUMB | $25.00 | 10/20/2012 9:25:06 AM |
| misit | $25.00 | 10/20/2012 12:25:57 PM |
| larrybird | $968.00 | 10/20/2012 12:02:50 PM |
| ManhattanLender | $25.00 | 10/20/2012 12:19:37 PM |
| dime-sycamore3 | $50.00 | 10/20/2012 12:43:09 PM |
| spiritual-money299 | $50.00 | 10/20/2012 12:43:15 PM |
| fairness-palm | $50.00 | 10/20/2012 12:46:40 PM |
| thickhead | $25.00 | 10/20/2012 12:15:43 PM |
| logical-reward8 | $25.00 | 10/20/2012 12:17:20 PM |
| investment-network | $33.00 | 10/20/2012 12:54:35 PM |
| Boxhead | $50.00 | 10/20/2012 12:55:10 PM |
| aasx1108 | $25.00 | 10/20/2012 1:01:03 PM |
| SherrieT | $50.00 | 10/20/2012 12:37:23 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:26 PM |
| riproaringrapids | $50.00 | 10/20/2012 1:04:57 PM |
| power-trophy7 | $25.00 | 10/20/2012 1:05:07 PM |
| bold-yield-rumbler | $25.00 | 10/20/2012 1:05:42 PM |
| proud-pound4 | $25.00 | 10/20/2012 1:08:14 PM |
| mason13a | $25.00 | 10/20/2012 1:23:39 PM |
| SAVMYSOL | $25.00 | 10/20/2012 1:24:27 PM |
| virtualbank | $25.00 | 10/20/2012 1:24:47 PM |
| Warbler | $50.00 | 10/20/2012 12:58:15 PM |
| exact-greenback1 | $200.00 | 10/20/2012 1:25:19 PM |
| the-gain-platoon | $25.00 | 10/20/2012 1:27:47 PM |
| FlyingBobo | $25.00 | 10/20/2012 1:28:03 PM |
| bonus-poplar2 | $25.00 | 10/20/2012 1:29:17 PM |
| passbook | $25.00 | 10/20/2012 1:31:10 PM |
| meux99 | $25.00 | 10/20/2012 1:02:59 PM |
| Maccs55 | $25.00 | 10/20/2012 1:32:44 PM |
| obedient-dollar3 | $25.00 | 10/20/2012 1:35:06 PM |
| income-fortress | $25.00 | 10/20/2012 12:45:05 PM |
| intrepid-payment7 | $25.00 | 10/20/2012 1:38:12 PM |
| hardatwork1 | $25.00 | 10/20/2012 12:48:59 PM |
| prost | $25.00 | 10/20/2012 1:39:31 PM |
| MJDAE | $50.00 | 10/20/2012 1:09:35 PM |
| nickel-companion5 | $25.00 | 10/20/2012 1:10:19 PM |
| sequoiapacific | $25.00 | 10/20/2012 1:49:45 PM |
| joyful-worth486 | $25.00 | 10/20/2012 1:51:01 PM |
| account98118 | $200.00 | 10/20/2012 1:52:34 PM |
| fortytwo | $150.00 | 10/20/2012 1:14:40 PM |
| Avala | $100.00 | 10/20/2012 1:00:26 PM |
| credit-scout7 | $50.00 | 10/20/2012 1:01:11 PM |
| x-lender | $25.00 | 10/20/2012 1:18:21 PM |
| mrsasman | $25.00 | 10/20/2012 1:58:17 PM |
| Peer-to-PeerFunding | $25.00 | 10/20/2012 1:22:29 PM |
| bdiddy1268 | $25.00 | 10/20/2012 1:23:28 PM |
| C_Mark | $50.00 | 10/20/2012 1:05:37 PM |
| unforgettable-wealth4 | $50.00 | 10/20/2012 1:24:59 PM |
| mrmojado | $25.00 | 10/20/2012 1:05:54 PM |
| bndlending2u | $25.00 | 10/20/2012 1:25:05 PM |
| Auditman | $50.00 | 10/20/2012 1:25:13 PM |
| bowdish1 | $100.00 | 10/20/2012 1:07:18 PM |
| methodical-basis822 | $25.00 | 10/20/2012 1:28:34 PM |
| Stollewood | $25.00 | 10/20/2012 1:28:51 PM |
| laudable-leverage6 | $100.00 | 10/20/2012 1:29:12 PM |
| unrivaled-silver | $25.00 | 10/20/2012 1:31:05 PM |
| Relevance | $25.00 | 10/20/2012 1:31:31 PM |
| sjlender | $100.00 | 10/20/2012 1:32:43 PM |
| Warwick | $25.00 | 10/20/2012 1:33:54 PM |
| magical-greenback | $25.00 | 10/20/2012 1:34:52 PM |
| adventurer447 | $300.00 | 10/20/2012 1:14:02 PM |
| thrftylendr | $25.00 | 10/20/2012 1:35:14 PM |
| whistledicksmith | $25.00 | 10/20/2012 1:15:30 PM |
| hardwareman | $100.00 | 10/20/2012 1:36:26 PM |
| Tylerh | $250.00 | 10/20/2012 1:37:59 PM |
| chillware | $25.00 | 10/20/2012 1:19:20 PM |
| AmericanCredit | $100.00 | 10/20/2012 1:21:37 PM |
| silverloan | $50.00 | 10/20/2012 1:40:18 PM |
| jakesworld | $25.00 | 10/20/2012 1:41:43 PM |
| wjf60 | $50.00 | 10/20/2012 1:23:41 PM |
| educationfirst | $50.00 | 10/20/2012 1:43:39 PM |
| wildebeest014 | $25.00 | 10/20/2012 1:43:46 PM |
| afotherg | $25.00 | 10/20/2012 1:46:18 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:24 PM |
| velocity-solo | $25.00 | 10/20/2012 1:50:55 PM |
| midde551 | $25.00 | 10/20/2012 1:50:57 PM |
| PJE | $25.00 | 10/20/2012 1:29:56 PM |
| social-pear9 | $50.00 | 10/20/2012 1:52:44 PM |
| SanJoser | $25.00 | 10/20/2012 1:30:18 PM |
| Gabriel02 | $25.00 | 10/20/2012 1:30:55 PM |
| knowledgeable-currency6 | $25.00 | 10/20/2012 1:31:16 PM |
| JandJ-Bank | $25.00 | 10/20/2012 1:31:44 PM |
| BCD | $25.00 | 10/20/2012 1:32:02 PM |
| dpfl55 | $25.00 | 10/20/2012 1:33:50 PM |
| asset-conqueror6 | $25.00 | 10/20/2012 1:35:20 PM |
| pulmdoc | $25.00 | 10/20/2012 1:35:31 PM |
| Hanalei712 | $50.00 | 10/20/2012 1:36:23 PM |
| nickel-circuitry | $25.00 | 10/20/2012 1:38:40 PM |
| Kentrader14 | $500.00 | 10/20/2012 1:39:07 PM |
| 16888 | $25.00 | 10/20/2012 1:39:58 PM |
| transparency-game-changer0 | $50.00 | 10/20/2012 1:41:19 PM |
| crispies | $25.00 | 10/20/2012 1:42:21 PM |
| purohit | $25.00 | 10/20/2012 1:47:23 PM |
| narblark | $50.00 | 10/20/2012 1:51:27 PM |
| PhalanxBulldog | $25.00 | 10/20/2012 1:51:29 PM |
| mr55262 | $25.00 | 10/20/2012 1:54:14 PM |
| 300 Investments
|
Borrower Payment Dependent Notes Series
654404
This series of Notes was issued and sold upon the funding of the borrower loan #76437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $226 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsive-basis2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1590
Monthly expenses: $300
Housing: $300
Insurance: $220
Car expenses: $
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 10/16/2012 9:03:45 AM |
| Danjack_Capital | $25.00 | 10/16/2012 9:06:58 AM |
| the-credit-maker | $100.00 | 10/16/2012 9:14:48 AM |
| fortytwo | $75.00 | 10/16/2012 9:02:19 AM |
| reasonable-nickel6 | $25.00 | 10/16/2012 9:03:59 AM |
| scarlet-velvet | $50.08 | 10/16/2012 9:30:25 AM |
| deal-galleon | $25.00 | 10/16/2012 9:34:27 AM |
| kulender | $100.00 | 10/16/2012 10:06:20 AM |
| BankofRon | $25.00 | 10/16/2012 9:59:55 AM |
| transaction-circuit | $75.00 | 10/16/2012 10:14:29 AM |
| paxnj | $25.00 | 10/16/2012 10:28:07 AM |
| riveting-credit5 | $25.00 | 10/16/2012 10:45:27 AM |
| asiaratt | $50.00 | 10/16/2012 10:27:49 AM |
| pierrelasvegas | $25.00 | 10/16/2012 10:34:13 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:27 AM |
| patriot897 | $25.00 | 10/16/2012 10:48:09 AM |
| cnovak | $25.00 | 10/16/2012 10:48:06 AM |
| BankofRon_IRA | $100.00 | 10/16/2012 10:50:54 AM |
| first-serene-credit | $25.00 | 10/16/2012 10:54:39 AM |
| worthy-bid8 | $224.92 | 10/16/2012 11:08:37 AM |
| alexander-hamilton | $50.00 | 10/16/2012 10:57:18 AM |
| mikeandcat | $50.00 | 10/16/2012 9:34:48 AM |
| careful-vigilance4 | $25.00 | 10/16/2012 9:45:52 AM |
| etraboulay | $50.00 | 10/16/2012 10:03:19 AM |
| power-chihuahua | $25.00 | 10/16/2012 10:38:31 AM |
| imogen22 | $50.00 | 10/16/2012 10:29:23 AM |
| joyous-peace443 | $25.00 | 10/16/2012 10:36:30 AM |
| economy-shrubbery6 | $25.00 | 10/16/2012 10:34:01 AM |
| musegaze | $50.00 | 10/16/2012 10:39:14 AM |
| BHopkins | $25.00 | 10/16/2012 10:43:47 AM |
| promise2 | $25.00 | 10/16/2012 10:45:39 AM |
| social-cocktail1 | $200.00 | 10/16/2012 10:51:30 AM |
| pietro_torna_indietro | $50.00 | 10/16/2012 10:52:07 AM |
| wwwUniversal | $25.00 | 10/16/2012 11:00:41 AM |
| CA-Lender | $25.00 | 10/16/2012 11:05:44 AM |
| wise-deal-panda | $100.00 | 10/16/2012 11:07:47 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
654506
This series of Notes was issued and sold upon the funding of the borrower loan #76798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $169.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 2m |
|
Amount delinquent:
| $67 |
Total credit lines:
| 28 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $493 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pure-wealth312 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...make improvements in my home.
My financial situation:
I am a good candidate for this loan because... im very reliable when it comes to paying my bills on time
Monthly net income: $1700
Monthly expenses: $
Housing $350
Insurance: $150
Car expenses: $175
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $175
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $40.01 | 10/16/2012 9:12:08 AM |
| handy-justice | $50.00 | 10/16/2012 9:08:40 AM |
| Bob450 | $25.00 | 10/16/2012 9:03:53 AM |
| one-midas | $25.00 | 10/16/2012 9:04:59 AM |
| receptive-affluence035 | $25.00 | 10/16/2012 9:29:25 AM |
| RGlad | $100.00 | 10/16/2012 9:07:38 AM |
| Foggy | $25.00 | 10/16/2012 9:08:57 AM |
| five-star-justice | $25.00 | 10/16/2012 9:23:58 AM |
| selector568 | $300.00 | 10/16/2012 9:50:25 AM |
| mikeandcat | $50.00 | 10/16/2012 9:35:55 AM |
| community-burrito9 | $25.00 | 10/16/2012 9:56:18 AM |
| capital-investor8 | $25.00 | 10/16/2012 10:10:16 AM |
| finagler | $25.00 | 10/16/2012 10:14:53 AM |
| houli123 | $25.00 | 10/16/2012 10:05:24 AM |
| euro-speaker8 | $250.00 | 10/16/2012 10:43:28 AM |
| patriot897 | $25.00 | 10/16/2012 10:48:10 AM |
| kind-payment-viking3 | $100.00 | 10/16/2012 10:48:26 AM |
| orange-liberty-oyster | $26.00 | 10/16/2012 11:05:30 AM |
| Flreap | $25.00 | 10/16/2012 11:59:25 AM |
| heavenly-interest9 | $464.88 | 10/16/2012 12:03:30 PM |
| scholarly-order6 | $25.00 | 10/16/2012 9:10:04 AM |
| janeybooboo | $100.00 | 10/16/2012 9:07:48 AM |
| revenue-innovator1 | $50.00 | 10/16/2012 9:13:47 AM |
| DasMula | $25.00 | 10/16/2012 9:46:58 AM |
| intrepid-loot | $25.00 | 10/16/2012 9:31:08 AM |
| open-minded-p2p1 | $25.00 | 10/16/2012 9:49:01 AM |
| tolerant-responsibility051 | $2,500.00 | 10/16/2012 9:57:42 AM |
| etraboulay | $50.00 | 10/16/2012 10:03:20 AM |
| bob450-roth | $25.00 | 10/16/2012 9:50:42 AM |
| the-brilliant-currency | $25.00 | 10/16/2012 9:53:16 AM |
| enriching-trade2 | $50.00 | 10/16/2012 10:17:05 AM |
| asset-professor | $100.00 | 10/16/2012 10:27:58 AM |
| Dubbs360 | $200.00 | 10/16/2012 10:08:17 AM |
| mschoenf | $99.00 | 10/16/2012 10:35:43 AM |
| bewitching-dollar5 | $100.00 | 10/16/2012 10:22:58 AM |
| persistent-dinero953 | $25.00 | 10/16/2012 10:22:53 AM |
| supreme-treasure8 | $100.00 | 10/16/2012 10:33:49 AM |
| MichaelProsper | $40.00 | 10/16/2012 10:39:22 AM |
| wwwUniversal | $25.00 | 10/16/2012 11:00:42 AM |
| toblerone | $25.00 | 10/16/2012 11:04:07 AM |
| Iamthewalrus | $25.00 | 10/16/2012 10:51:23 AM |
| pietro_torna_indietro | $30.11 | 10/16/2012 10:51:44 AM |
| trent98375 | $25.00 | 10/16/2012 11:31:14 AM |
| money-bauble | $100.00 | 10/16/2012 10:55:36 AM |
| Comoparklender | $25.00 | 10/16/2012 11:10:47 AM |
| CA-Lender | $25.00 | 10/16/2012 11:12:21 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
654674
This series of Notes was issued and sold upon the funding of the borrower loan #77057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $3,445 |
Total credit lines:
| 41 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,602 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-neutrino0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EMERGENCY EXPENSES
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/16/2012 5:37:48 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:28 AM |
| Budro | $25.00 | 10/19/2012 10:55:29 AM |
| diplomatic-wealth7 | $25.00 | 10/19/2012 10:15:35 AM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:20:20 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:47:50 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:36 PM |
| Jalebi | $25.00 | 10/23/2012 5:07:57 PM |
| Benny-factor | $750.00 | 10/25/2012 2:16:46 PM |
| bold-worth-wrangler | $50.00 | 10/25/2012 2:39:37 PM |
| Iamthewalrus | $25.00 | 10/25/2012 5:32:08 PM |
| economy-shrubbery6 | $25.00 | 10/26/2012 9:04:52 AM |
| value-travels | $30.00 | 10/26/2012 9:10:52 AM |
| deal-hickory5 | $100.00 | 10/26/2012 9:24:51 AM |
| sgt-schultz | $45.00 | 10/26/2012 6:01:30 AM |
| 168RichCapital | $25.10 | 10/26/2012 8:13:57 AM |
| ecstatic-money064 | $25.00 | 10/26/2012 9:05:02 AM |
| cp-family | $50.00 | 10/26/2012 9:09:36 AM |
| RufusGreyhound | $25.00 | 10/26/2012 9:10:35 AM |
| the-laudable-peso | $30.00 | 10/26/2012 9:44:09 AM |
| transaction-puppy6 | $25.00 | 10/26/2012 9:47:44 AM |
| fulfilling-responsibilityOFU | $10.92 | 10/26/2012 9:57:37 AM |
| worthy-bid8 | $100.00 | 10/16/2012 5:53:58 PM |
| tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:05 AM |
| dissector56958 | $25.00 | 10/17/2012 11:54:42 AM |
| first-serene-credit | $25.00 | 10/18/2012 7:12:37 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:43 PM |
| pembull | $25.00 | 10/18/2012 8:21:02 PM |
| banker34 | $25.00 | 10/22/2012 3:46:14 PM |
| awesome-dollar5 | $50.00 | 10/25/2012 3:56:24 PM |
| DreDub | $25.00 | 10/25/2012 4:10:20 PM |
| durability-genetics7 | $25.00 | 10/25/2012 4:07:10 PM |
| the-credit-maker | $100.00 | 10/25/2012 5:04:59 PM |
| impala6464 | $30.00 | 10/25/2012 6:40:28 PM |
| Cybercusp | $25.00 | 10/25/2012 5:46:45 PM |
| Blackberry_Hill_AFH | $25.00 | 10/26/2012 4:37:24 AM |
| Leopoldine | $25.00 | 10/25/2012 10:00:08 PM |
| california111 | $50.00 | 10/25/2012 10:08:49 PM |
| JGENERAL | $25.00 | 10/26/2012 5:55:43 AM |
| innocent-loot | $25.00 | 10/26/2012 9:36:51 AM |
| yonderalaska | $53.98 | 10/26/2012 9:42:43 AM |
| give_to_get | $25.00 | 10/26/2012 9:57:20 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
654736
This series of Notes was issued and sold upon the funding of the borrower loan #76757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,029 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funds-sceptre3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: Vacation
This loan will be used to...To visit sick sister in philippines
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdub | $250.00 | 10/15/2012 5:06:54 PM |
| best-bonafide-p2p | $25.00 | 10/15/2012 5:13:27 PM |
| majestic-note6 | $150.00 | 10/15/2012 5:24:17 PM |
| ferocious-kindness8 | $30.00 | 10/15/2012 5:32:25 PM |
| MI2 | $1,000.00 | 10/15/2012 5:40:28 PM |
| the-credit-maker | $100.00 | 10/15/2012 5:58:47 PM |
| kila-designer | $150.00 | 10/15/2012 5:48:40 PM |
| riveting-credit5 | $25.00 | 10/15/2012 5:44:48 PM |
| Nil2008 | $100.00 | 10/15/2012 6:20:05 PM |
| fund-medalist171 | $50.00 | 10/15/2012 6:24:04 PM |
| hopeful_lender | $100.00 | 10/15/2012 7:30:53 PM |
| Dubbs360 | $100.00 | 10/15/2012 7:36:41 PM |
| Land_on_your_feet | $25.82 | 10/16/2012 5:48:59 AM |
| let_me_retire | $50.00 | 10/16/2012 6:06:24 AM |
| I-Believe-In-You | $25.00 | 10/15/2012 10:09:51 PM |
| winmals | $25.00 | 10/16/2012 6:42:07 AM |
| california111 | $50.00 | 10/15/2012 11:24:27 PM |
| transformer855 | $25.00 | 10/16/2012 7:21:20 AM |
| first-lovely-dollar | $50.00 | 10/16/2012 4:34:11 AM |
| Leshan | $50.00 | 10/16/2012 7:40:05 AM |
| Colorado2006 | $25.00 | 10/16/2012 5:36:02 AM |
| historic-value7 | $75.00 | 10/16/2012 6:34:00 AM |
| Iloanyoumoney | $50.00 | 10/16/2012 7:30:21 AM |
| jtwildcat713 | $25.00 | 10/16/2012 7:41:16 AM |
| stock106 | $25.00 | 10/16/2012 8:14:20 AM |
| benefit-javelin | $25.00 | 10/16/2012 8:10:01 AM |
| InChicago | $160.04 | 10/15/2012 5:03:09 PM |
| slowgains | $25.00 | 10/15/2012 5:31:41 PM |
| refresher211 | $100.00 | 10/15/2012 5:20:03 PM |
| green-trade-dolphin | $25.03 | 10/15/2012 5:57:40 PM |
| enchanted-note | $25.00 | 10/15/2012 5:49:04 PM |
| openness-antioxidant | $75.00 | 10/15/2012 6:40:31 PM |
| buffalobills | $25.00 | 10/15/2012 6:47:16 PM |
| justasoldier | $50.00 | 10/15/2012 7:50:30 PM |
| note-goblin0 | $25.00 | 10/15/2012 10:16:41 PM |
| bellaquito | $500.00 | 10/15/2012 7:34:36 PM |
| courteous-note1 | $25.00 | 10/16/2012 5:28:22 AM |
| refined-return922 | $25.00 | 10/16/2012 6:03:10 AM |
| FutureLenderEC | $41.12 | 10/16/2012 6:18:06 AM |
| priceless-euro0 | $100.00 | 10/15/2012 11:29:36 PM |
| Rulea72 | $25.00 | 10/16/2012 8:06:08 AM |
| 168RichCapital | $25.10 | 10/16/2012 6:28:38 AM |
| cgoca | $25.00 | 10/16/2012 6:50:07 AM |
| sgt-schultz | $17.89 | 10/16/2012 8:24:32 AM |
| compatible-return120 | $100.00 | 10/16/2012 8:09:20 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
654746
This series of Notes was issued and sold upon the funding of the borrower loan #76990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $665.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,703 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| HelpMeHelpYou1978 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay back taxes and payoff and existing loan with another peer to peer company (higher interest rate).
My financial situation:
I am a good candidate for this loan because my credit history is very strong and I have never defaulted on any loan I have been issued. I am prior Air Force and I hold myself to a higher standard of integrity and I will not jeopardize that.
Monthly net income: $11,000
Monthly expenses: $3000.00
Housing: $800.00
Insurance: $250.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $600.00 (includes loan that will be paided off)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $4,000.00 | 10/17/2012 8:04:20 AM |
| green-high-five7 | $36.17 | 10/16/2012 5:03:03 PM |
| FortuneFund | $200.00 | 10/16/2012 5:08:54 PM |
| RGlad | $150.00 | 10/16/2012 5:12:03 PM |
| soarmore | $25.00 | 10/16/2012 5:12:39 PM |
| windguy | $50.00 | 10/16/2012 5:23:25 PM |
| sentimental-commerce4 | $250.00 | 10/16/2012 5:14:01 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:49 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:14 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:45:55 PM |
| toblerone | $25.00 | 10/16/2012 6:27:34 PM |
| bewitching-dollar5 | $100.00 | 10/16/2012 5:58:09 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:53 PM |
| moola-accelerator6 | $25.00 | 10/16/2012 6:06:11 PM |
| mikrolown | $25.00 | 10/16/2012 5:54:33 PM |
| BBsapphire-2-loan | $100.00 | 10/16/2012 6:39:18 PM |
| intrepid-loot | $25.00 | 10/16/2012 5:59:58 PM |
| FortuneFundII | $200.00 | 10/16/2012 6:03:20 PM |
| helpful-loan245 | $25.00 | 10/17/2012 2:52:42 AM |
| kendigme | $25.00 | 10/17/2012 3:07:51 AM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:44 PM |
| bob450-roth | $25.00 | 10/16/2012 7:45:39 PM |
| ore-achievement329 | $25.00 | 10/17/2012 6:39:29 AM |
| fairness-symphony2 | $50.00 | 10/17/2012 7:29:40 AM |
| Plow_n_Sow | $100.00 | 10/17/2012 8:01:45 AM |
| bonus-seahorse | $50.00 | 10/17/2012 12:10:31 AM |
| dynrep | $25.00 | 10/16/2012 8:34:39 PM |
| cash-spinner | $25.00 | 10/17/2012 5:37:12 AM |
| profitable-commerce822 | $25.00 | 10/16/2012 9:11:11 PM |
| owhite2000 | $25.00 | 10/17/2012 6:14:33 AM |
| RedmondMan | $25.00 | 10/17/2012 6:25:49 AM |
| herbyman | $50.00 | 10/17/2012 7:01:54 AM |
| CashBank | $25.00 | 10/17/2012 9:08:32 AM |
| UT-Longhorn | $25.00 | 10/17/2012 8:52:03 AM |
| gain-equator | $25.00 | 10/17/2012 9:03:37 AM |
| CA-Lender | $25.00 | 10/17/2012 9:59:50 AM |
| commerce-venture1 | $53.54 | 10/17/2012 12:16:01 PM |
| credit-socrates648 | $750.00 | 10/17/2012 10:22:29 AM |
| Beast_Mode_Money | $25.00 | 10/17/2012 9:50:23 AM |
| value-wind0 | $50.00 | 10/17/2012 2:26:07 PM |
| triguy | $500.00 | 10/17/2012 10:27:49 AM |
| orderly-loot | $25.00 | 10/17/2012 11:34:16 AM |
| silver-saber | $125.00 | 10/17/2012 12:08:34 PM |
| contract-snowdome493 | $25.00 | 10/17/2012 11:34:53 AM |
| the-careful-fund | $25.00 | 10/17/2012 2:27:20 PM |
| mounthelix | $25.00 | 10/17/2012 4:26:40 PM |
| astute-benjamins | $150.00 | 10/17/2012 4:28:34 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:00 PM |
| pleasant-listing712 | $25.00 | 10/17/2012 5:24:24 PM |
| betterthanstock | $33.20 | 10/17/2012 7:20:31 PM |
| finder61 | $25.00 | 10/17/2012 8:08:07 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:20 PM |
| wildebeest014 | $25.00 | 10/17/2012 9:05:36 PM |
| Astyanax | $25.00 | 10/17/2012 8:22:09 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:26 AM |
| historic-value7 | $150.00 | 10/18/2012 7:18:34 AM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:11 AM |
| SkyHighTigers | $25.00 | 10/17/2012 9:06:41 PM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:58 AM |
| nevetsnosliw1 | $25.00 | 10/17/2012 10:24:36 PM |
| kdsmaclean | $25.00 | 10/18/2012 8:37:12 AM |
| bent300 | $25.00 | 10/18/2012 7:08:19 AM |
| citizenX | $50.00 | 10/18/2012 7:18:48 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:58 AM |
| DreDub | $25.00 | 10/18/2012 10:14:15 AM |
| compatible-deal9 | $50.00 | 10/18/2012 10:23:30 AM |
| reflective-greenback1 | $50.00 | 10/18/2012 9:21:19 AM |
| enthusiastic-bid5 | $50.00 | 10/18/2012 11:23:15 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:34 AM |
| thankful-nickel2 | $25.00 | 10/18/2012 9:44:52 AM |
| Theboof | $50.00 | 10/18/2012 9:16:26 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:34 AM |
| Index_Plus | $2,741.63 | 10/18/2012 11:41:52 AM |
| nakanu | $25.00 | 10/17/2012 6:54:23 PM |
| phenomenal-rate1 | $500.00 | 10/16/2012 5:06:05 PM |
| mmills1220 | $25.00 | 10/16/2012 5:13:37 PM |
| Bob450 | $25.00 | 10/16/2012 5:14:05 PM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:25 PM |
| superb-funds335 | $25.00 | 10/16/2012 5:14:50 PM |
| green-trade-dolphin2 | $41.02 | 10/16/2012 5:03:56 PM |
| mschoenf | $100.00 | 10/16/2012 5:16:56 PM |
| bazaar-tulip | $25.00 | 10/16/2012 5:13:18 PM |
| janeybooboo | $100.00 | 10/16/2012 5:12:17 PM |
| asset-portait013 | $100.00 | 10/16/2012 5:14:33 PM |
| PThor | $25.00 | 10/16/2012 5:25:49 PM |
| market-maximizer472 | $25.00 | 10/16/2012 5:30:08 PM |
| rautility | $50.00 | 10/16/2012 5:31:05 PM |
| Dubbs360 | $200.00 | 10/16/2012 5:43:00 PM |
| versatile-dime442 | $250.00 | 10/16/2012 5:21:18 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:23 PM |
| best-bonafide-p2p | $25.00 | 10/16/2012 5:28:19 PM |
| LeReve | $500.00 | 10/16/2012 5:24:17 PM |
| integrity-reactor4 | $100.00 | 10/16/2012 5:28:22 PM |
| Focus-on-tommorow | $25.00 | 10/16/2012 5:41:24 PM |
| MI2 | $5,000.00 | 10/16/2012 6:24:38 PM |
| urbane-income7 | $25.00 | 10/16/2012 5:48:45 PM |
| trade-goblin9 | $50.00 | 10/16/2012 6:28:36 PM |
| EL_Papin | $25.00 | 10/16/2012 6:48:01 PM |
| consummate-affluence | $100.00 | 10/16/2012 5:50:32 PM |
| payment-halo | $25.00 | 10/16/2012 8:34:01 PM |
| enchanted-truth264 | $25.00 | 10/16/2012 7:04:51 PM |
| income-triangulation1 | $25.00 | 10/17/2012 2:02:48 AM |
| vivid-return426 | $25.00 | 10/16/2012 6:18:39 PM |
| LibbyZ | $50.00 | 10/16/2012 8:45:05 PM |
| MyPFBlog | $25.00 | 10/17/2012 8:03:04 AM |
| blue-unrelenting-rupee | $25.00 | 10/17/2012 8:17:36 AM |
| global-invest-group | $25.00 | 10/17/2012 8:28:07 AM |
| well-mannered-income3 | $63.00 | 10/16/2012 7:44:03 PM |
| Higheagle | $25.00 | 10/17/2012 9:01:10 AM |
| mikeandcat | $50.00 | 10/17/2012 4:39:04 AM |
| a-dollar-orchestra | $115.00 | 10/17/2012 3:20:56 AM |
| active-dinero | $31.90 | 10/17/2012 7:34:20 AM |
| lawrence_bacchus | $26.00 | 10/17/2012 6:31:20 AM |
| moola-gargantuan9 | $50.00 | 10/17/2012 7:11:49 AM |
| hopeful_lender | $100.00 | 10/17/2012 7:24:49 AM |
| credit-dandelion148 | $350.00 | 10/17/2012 10:43:35 AM |
| Interest2thePeople | $100.00 | 10/17/2012 11:26:06 AM |
| commerce-venture1 | $53.54 | 10/17/2012 12:15:17 PM |
| Good-Yield | $25.00 | 10/17/2012 9:55:07 AM |
| treasure-palace661 | $65.00 | 10/17/2012 10:01:20 AM |
| tooflets | $25.00 | 10/17/2012 2:00:18 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:37 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:38 PM |
| transaction-puppy6 | $25.00 | 10/17/2012 10:51:50 AM |
| davechris870 | $50.00 | 10/17/2012 11:27:04 AM |
| gold-disk | $25.00 | 10/17/2012 1:03:47 PM |
| tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:33 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:25 PM |
| top-courageous-payment3 | $60.00 | 10/17/2012 6:33:34 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:00 PM |
| rate-bopbop-a-loobop089 | $25.00 | 10/17/2012 7:56:52 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:47 PM |
| kind-bazaar-kitten | $25.00 | 10/17/2012 10:53:54 PM |
| theaterguy | $30.00 | 10/17/2012 10:31:37 PM |
| trustworthy-finance6 | $150.00 | 10/17/2012 10:02:44 PM |
| buffalobills | $25.00 | 10/18/2012 8:01:14 AM |
| justice-awakening0 | $25.00 | 10/17/2012 11:01:22 PM |
| itsmaj | $75.00 | 10/17/2012 11:59:58 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:59 AM |
| KidSicily | $50.00 | 10/18/2012 6:53:05 AM |
| Law_Gator | $25.00 | 10/18/2012 9:09:13 AM |
| nycitynoodle | $25.00 | 10/18/2012 6:48:10 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:07 AM |
| Ben_Graham | $25.00 | 10/18/2012 7:36:25 AM |
| treasure-bliss | $100.00 | 10/18/2012 9:12:27 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:43 AM |
| terrific-fund5 | $25.00 | 10/18/2012 9:10:45 AM |
| capital-heaven5 | $300.00 | 10/18/2012 11:05:03 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:48 AM |
| reward-financier | $25.00 | 10/18/2012 10:32:33 AM |
| blue-trade-optimizer | $50.00 | 10/18/2012 10:36:33 AM |
| 151 Investments
|
Borrower Payment Dependent Notes Series
654758
This series of Notes was issued and sold upon the funding of the borrower loan #76663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $441.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 18y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,387 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-fanatic |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off a portion of a Time Share loan at a higher interest rate.
My financial situation:
I am a good candidate for this loan because...I have a study job and make decent money. I have always paid my bills in a timely fashion.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $25.00 | 10/16/2012 5:07:26 PM |
| soarmore | $25.00 | 10/16/2012 5:12:39 PM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:26 PM |
| PThor | $25.00 | 10/16/2012 5:25:50 PM |
| bazaar-tulip | $25.00 | 10/16/2012 5:13:18 PM |
| vigorous-payment6 | $25.00 | 10/16/2012 5:19:34 PM |
| shaps | $50.00 | 10/16/2012 5:20:08 PM |
| neighborly-hope6 | $100.00 | 10/16/2012 5:20:20 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:24 PM |
| lionheart722 | $100.00 | 10/16/2012 5:35:10 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:49 PM |
| obedient-payout0 | $25.00 | 10/16/2012 5:56:03 PM |
| mdv | $25.00 | 10/16/2012 5:58:44 PM |
| Vegasjim | $25.00 | 10/16/2012 6:00:34 PM |
| Eisande | $25.00 | 10/16/2012 8:24:25 PM |
| responsive-worth5 | $50.00 | 10/16/2012 8:48:45 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:00 PM |
| UT-Longhorn | $25.00 | 10/17/2012 8:52:03 AM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:38 PM |
| payout-paladin3 | $100.00 | 10/17/2012 12:43:01 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:35 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:25 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:38:59 AM |
| aabadabadoo | $25.00 | 10/18/2012 9:12:42 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:26 AM |
| RoyFauntleroy | $25.00 | 10/18/2012 9:30:28 AM |
| roman1998 | $50.00 | 10/18/2012 12:18:01 PM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:33 AM |
| kegs | $150.00 | 10/18/2012 2:25:36 PM |
| jpblan11 | $25.00 | 10/18/2012 3:56:41 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:28 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:31 PM |
| BidDaddyBigBucks | $25.00 | 10/18/2012 6:05:32 PM |
| currency-chihuahua3 | $50.00 | 10/18/2012 6:10:34 PM |
| Arvicco | $400.00 | 10/18/2012 6:04:31 PM |
| BenR | $100.00 | 10/18/2012 6:06:51 PM |
| Castellan | $50.00 | 10/18/2012 6:13:44 PM |
| sharpey | $25.00 | 10/18/2012 6:43:14 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:39 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:51 PM |
| meux99 | $25.00 | 10/18/2012 7:08:20 PM |
| Woodworker57 | $25.00 | 10/18/2012 7:26:36 PM |
| thoughtful-peso78 | $25.00 | 10/18/2012 7:09:27 PM |
| BDL-Roth | $40.00 | 10/18/2012 7:30:38 PM |
| gojackgo | $28.00 | 10/18/2012 7:32:59 PM |
| Clambake | $25.00 | 10/18/2012 7:10:28 PM |
| MtnLend | $25.00 | 10/18/2012 7:11:38 PM |
| lostontheedge | $25.00 | 10/18/2012 7:23:43 PM |
| AldiHoldings | $30.00 | 10/18/2012 7:31:56 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:39 PM |
| awwaww | $25.00 | 10/18/2012 7:45:33 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:29 PM |
| adamnash | $25.00 | 10/18/2012 7:49:49 PM |
| GameDesign | $50.00 | 10/18/2012 7:54:34 PM |
| spoolin18t | $50.00 | 10/19/2012 7:17:08 AM |
| kfrench | $75.00 | 10/18/2012 8:11:35 PM |
| thevogelfamily | $30.00 | 10/19/2012 9:02:26 AM |
| Zolton | $300.00 | 10/19/2012 9:08:36 AM |
| duty-monger | $50.00 | 10/19/2012 6:42:01 AM |
| sophisticated-return496 | $25.00 | 10/19/2012 6:50:44 AM |
| superb-return339 | $200.00 | 10/19/2012 7:25:00 AM |
| tidy-generosity | $25.00 | 10/19/2012 9:27:51 AM |
| mtp | $100.00 | 10/19/2012 9:29:05 AM |
| enticing-note | $25.00 | 10/19/2012 9:29:08 AM |
| wise-unequivocal-return | $25.00 | 10/19/2012 9:30:47 AM |
| ChicoBob | $25.00 | 10/19/2012 9:31:08 AM |
| velocity-javelin8 | $25.00 | 10/19/2012 9:31:48 AM |
| worth-web5 | $50.00 | 10/19/2012 9:35:28 AM |
| investment-tempo | $25.00 | 10/19/2012 9:37:37 AM |
| dunox | $25.00 | 10/19/2012 9:38:02 AM |
| cablenews | $100.00 | 10/19/2012 9:06:49 AM |
| aasx1108 | $25.00 | 10/19/2012 9:44:42 AM |
| compatible-deal9 | $50.00 | 10/19/2012 7:33:07 AM |
| tough-peso2 | $25.00 | 10/19/2012 9:46:06 AM |
| sentry256 | $25.00 | 10/19/2012 9:47:24 AM |
| trade-arch | $25.00 | 10/19/2012 7:59:11 AM |
| loyalty-hornet6 | $25.00 | 10/19/2012 9:49:41 AM |
| ultimatepaintball | $25.00 | 10/19/2012 9:50:42 AM |
| timbob | $100.00 | 10/19/2012 9:16:20 AM |
| marketplace-achievement | $25.00 | 10/19/2012 9:51:49 AM |
| bosco44 | $25.00 | 10/19/2012 9:51:53 AM |
| velocity-solo | $25.00 | 10/19/2012 9:03:03 AM |
| proud-pound4 | $25.00 | 10/19/2012 9:20:50 AM |
| mrsasman | $50.00 | 10/19/2012 9:21:47 AM |
| fortytwo | $150.00 | 10/19/2012 9:55:33 AM |
| intently | $25.00 | 10/19/2012 9:57:29 AM |
| jjb3 | $25.00 | 10/19/2012 9:07:22 AM |
| afotherg | $25.00 | 10/19/2012 9:59:03 AM |
| invincible-deal82 | $25.00 | 10/19/2012 9:26:58 AM |
| red-unequivocal-finance | $25.00 | 10/19/2012 9:28:54 AM |
| Keebs | $25.00 | 10/19/2012 10:00:40 AM |
| stable-transaction145 | $30.00 | 10/19/2012 9:30:05 AM |
| jps888 | $25.00 | 10/19/2012 10:04:56 AM |
| SanJoser | $25.00 | 10/19/2012 9:35:47 AM |
| TQLender | $25.00 | 10/19/2012 9:39:08 AM |
| flo_rida | $100.00 | 10/19/2012 9:40:23 AM |
| nick5454 | $25.00 | 10/19/2012 9:18:53 AM |
| thoughtful-fairness2 | $25.00 | 10/19/2012 9:44:14 AM |
| thezfunk | $25.00 | 10/19/2012 9:46:36 AM |
| finance-explosion6 | $25.00 | 10/19/2012 9:24:36 AM |
| corvettejrw | $25.00 | 10/19/2012 9:50:25 AM |
| riskadverse44 | $25.00 | 10/19/2012 10:17:55 AM |
| dinero-pagoda650 | $50.00 | 10/19/2012 10:18:34 AM |
| CAPTCASH | $25.00 | 10/19/2012 9:51:26 AM |
| coin-tweet | $25.00 | 10/19/2012 10:19:24 AM |
| the_winning_ticket | $250.00 | 10/19/2012 10:20:08 AM |
| truth-futurist | $50.00 | 10/19/2012 9:52:58 AM |
| transparency-halo | $25.00 | 10/19/2012 9:53:18 AM |
| larslfe | $25.00 | 10/19/2012 9:29:09 AM |
| tenacious-affluence | $25.00 | 10/19/2012 9:54:40 AM |
| selfmademan | $25.00 | 10/19/2012 9:33:16 AM |
| creative-gold | $25.00 | 10/19/2012 9:33:21 AM |
| determined-bill5 | $100.00 | 10/19/2012 9:33:41 AM |
| srosa29 | $25.00 | 10/19/2012 10:23:58 AM |
| scrappy-peso0 | $25.00 | 10/19/2012 9:55:43 AM |
| djc314 | $100.00 | 10/19/2012 10:25:31 AM |
| SugarMommy | $25.00 | 10/19/2012 9:58:09 AM |
| benjamins-utopia | $100.00 | 10/19/2012 9:39:56 AM |
| social-pizza5 | $25.00 | 10/19/2012 10:00:10 AM |
| benjamins-explosion142 | $25.00 | 10/19/2012 9:44:46 AM |
| magical-greenback | $25.00 | 10/19/2012 9:47:07 AM |
| johntims | $25.00 | 10/19/2012 9:50:44 AM |
| cebgop | $25.00 | 10/19/2012 10:09:21 AM |
| gallant-economy9 | $50.00 | 10/19/2012 9:51:12 AM |
| Sunshine2222 | $25.00 | 10/19/2012 10:10:41 AM |
| stuy1998 | $25.00 | 10/19/2012 9:53:28 AM |
| platinum-genetics | $25.00 | 10/19/2012 10:13:12 AM |
| truth-prospector | $25.00 | 10/19/2012 10:15:22 AM |
| alaskanone | $25.00 | 10/19/2012 9:54:52 AM |
| dfealk | $25.00 | 10/19/2012 9:55:02 AM |
| JohnGalt94 | $25.00 | 10/19/2012 10:20:06 AM |
| pieceofbread | $25.00 | 10/19/2012 9:58:01 AM |
| building-america | $25.00 | 10/19/2012 9:59:44 AM |
| nimble-money0 | $25.00 | 10/19/2012 10:23:09 AM |
| selvamfinance | $25.00 | 10/19/2012 10:01:33 AM |
| dodgriz | $25.00 | 10/19/2012 10:24:50 AM |
| New-Brunswick-Investor | $25.00 | 10/19/2012 10:02:47 AM |
| Fingar | $25.00 | 10/19/2012 10:24:59 AM |
| investment-kingdom | $25.00 | 10/19/2012 10:05:00 AM |
| MrDavid | $75.00 | 10/19/2012 10:08:45 AM |
| locomotive7 | $25.00 | 10/19/2012 10:09:13 AM |
| mr55262 | $25.00 | 10/19/2012 10:13:20 AM |
| pipopirate | $25.00 | 10/19/2012 10:14:17 AM |
| Kyjamune | $25.00 | 10/19/2012 10:14:53 AM |
| bndlending2u | $25.00 | 10/19/2012 10:15:14 AM |
| well-mannered-power8 | $25.00 | 10/19/2012 10:18:59 AM |
| money-explorer3 | $25.00 | 10/19/2012 10:21:02 AM |
| Gnube | $25.00 | 10/19/2012 10:21:53 AM |
| Tyre | $50.00 | 10/19/2012 10:22:27 AM |
| BonesyJones | $100.00 | 10/19/2012 10:23:24 AM |
| eyeofaneedle | $50.00 | 10/19/2012 10:24:30 AM |
| imogen22 | $50.00 | 10/16/2012 5:13:14 PM |
| FortuneFund | $200.00 | 10/16/2012 5:08:54 PM |
| indomitable-coin | $25.00 | 10/16/2012 5:07:18 PM |
| repayment-pagoda8 | $100.00 | 10/16/2012 5:09:47 PM |
| windguy | $50.00 | 10/16/2012 5:22:55 PM |
| cardminger | $25.00 | 10/16/2012 5:11:14 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:45:55 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:54 PM |
| larsowe | $75.00 | 10/16/2012 5:34:41 PM |
| cerebral-dollar773 | $25.00 | 10/17/2012 7:27:15 AM |
| houston2077 | $100.00 | 10/17/2012 9:11:35 AM |
| random12345 | $25.00 | 10/17/2012 11:13:08 AM |
| Culebra1930 | $75.00 | 10/18/2012 12:33:10 PM |
| GOLDEN007 | $25.00 | 10/18/2012 11:21:23 AM |
| pdub | $500.00 | 10/18/2012 12:07:11 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:35 AM |
| treasure-palace661 | $350.00 | 10/18/2012 12:04:57 PM |
| GrayStudio | $25.00 | 10/18/2012 12:06:53 PM |
| Investoman | $25.00 | 10/18/2012 5:45:41 PM |
| american6 | $50.00 | 10/18/2012 5:48:06 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:44 PM |
| inspiring-kindness062 | $50.00 | 10/18/2012 6:16:50 PM |
| green28 | $50.00 | 10/18/2012 6:40:50 PM |
| proper-exchange8 | $50.00 | 10/18/2012 6:50:15 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:52 PM |
| first-favorite-bonus9 | $25.00 | 10/18/2012 6:50:26 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:49 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:49 PM |
| hard-working-rate3 | $25.00 | 10/18/2012 7:04:08 PM |
| Great-Mom | $25.00 | 10/18/2012 7:31:43 PM |
| velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:11 PM |
| EnglishGeekInNYC | $50.00 | 10/18/2012 7:39:41 PM |
| minista | $25.00 | 10/18/2012 7:16:00 PM |
| gjm6d | $25.00 | 10/18/2012 7:41:39 PM |
| hitsman | $50.00 | 10/18/2012 7:50:01 PM |
| nuclearmoose | $50.00 | 10/18/2012 7:50:44 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:30 PM |
| AFairDeal | $25.00 | 10/18/2012 7:16:56 PM |
| wealthstar | $25.00 | 10/18/2012 7:35:52 PM |
| bradomino | $25.00 | 10/18/2012 7:39:57 PM |
| budyzr | $25.00 | 10/18/2012 7:36:18 PM |
| Ben-Siegelbaum | $50.00 | 10/19/2012 1:47:42 AM |
| kid8549 | $100.00 | 10/18/2012 7:41:48 PM |
| value-surgeon | $25.00 | 10/19/2012 7:46:53 AM |
| bellaquito | $500.00 | 10/18/2012 8:58:07 PM |
| thorough-marketplace441 | $55.00 | 10/19/2012 8:54:02 AM |
| Solid-Platinum | $25.00 | 10/19/2012 12:47:24 AM |
| JGENERAL | $50.00 | 10/19/2012 5:29:54 AM |
| ready-interest9 | $25.00 | 10/18/2012 8:29:57 PM |
| slimof37 | $25.00 | 10/19/2012 9:07:50 AM |
| northphoto | $25.00 | 10/19/2012 6:52:08 AM |
| abundant-dollar7 | $50.00 | 10/19/2012 8:10:54 AM |
| handy-money9 | $75.00 | 10/19/2012 9:34:41 AM |
| harty | $50.00 | 10/19/2012 9:39:54 AM |
| misit | $25.00 | 10/19/2012 9:07:18 AM |
| postalwhiz | $25.00 | 10/19/2012 9:42:23 AM |
| adventurer447 | $300.00 | 10/19/2012 9:46:01 AM |
| Mommy_of_3_Princesses | $50.00 | 10/19/2012 9:48:08 AM |
| peso-oyster1 | $25.00 | 10/19/2012 9:48:41 AM |
| social-turtle4 | $25.00 | 10/19/2012 9:49:39 AM |
| unrivaled-silver | $25.00 | 10/19/2012 9:49:48 AM |
| jonandmeg21 | $25.00 | 10/19/2012 9:50:36 AM |
| AdamClemSC | $25.00 | 10/19/2012 9:50:48 AM |
| Cheburashka | $30.00 | 10/19/2012 9:51:38 AM |
| credit-statuette8 | $25.00 | 10/19/2012 9:53:48 AM |
| funds-captain4 | $50.00 | 10/19/2012 9:55:39 AM |
| biobulator | $25.00 | 10/19/2012 9:55:49 AM |
| get30inc | $50.00 | 10/19/2012 9:56:24 AM |
| speedy-point4 | $50.00 | 10/19/2012 9:56:28 AM |
| goldeneye777 | $51.00 | 10/19/2012 9:29:46 AM |
| MiniBank998 | $25.00 | 10/19/2012 9:32:34 AM |
| benevolent-moola291 | $50.00 | 10/19/2012 9:32:38 AM |
| adventurous-cash | $25.00 | 10/19/2012 9:36:32 AM |
| tlam168 | $25.00 | 10/19/2012 9:37:27 AM |
| rytrearc | $25.00 | 10/19/2012 10:07:13 AM |
| Pasagam | $50.00 | 10/19/2012 9:40:02 AM |
| nerdfactor | $25.00 | 10/19/2012 10:10:29 AM |
| cmw65 | $25.00 | 10/19/2012 9:40:22 AM |
| ocho | $25.00 | 10/19/2012 9:41:03 AM |
| gracej | $25.00 | 10/19/2012 9:41:56 AM |
| klin | $25.00 | 10/19/2012 9:42:30 AM |
| auction-iris9 | $120.00 | 10/19/2012 10:12:39 AM |
| Lesburger | $25.00 | 10/19/2012 9:46:52 AM |
| return-aurora853 | $500.00 | 10/19/2012 10:14:52 AM |
| RockCrown | $25.00 | 10/19/2012 10:16:23 AM |
| downtownfarm | $25.00 | 10/19/2012 9:48:59 AM |
| bid-papyrus | $25.00 | 10/19/2012 9:49:58 AM |
| scout777 | $25.00 | 10/19/2012 9:30:57 AM |
| kind-genuine-dough | $25.00 | 10/19/2012 9:54:14 AM |
| mizon291 | $25.00 | 10/19/2012 9:32:03 AM |
| BB-ptoploan | $50.00 | 10/19/2012 9:54:58 AM |
| feedpaulyfaster | $25.00 | 10/19/2012 9:55:18 AM |
| iflyforfun | $25.00 | 10/19/2012 9:56:06 AM |
| money-bopper3 | $25.00 | 10/19/2012 9:35:01 AM |
| otter | $50.00 | 10/19/2012 9:38:07 AM |
| consulguru | $99.00 | 10/19/2012 9:41:25 AM |
| inspired-investment8 | $100.00 | 10/19/2012 9:41:53 AM |
| c4shmunne | $50.00 | 10/19/2012 9:43:57 AM |
| finance-negotiator2 | $25.00 | 10/19/2012 9:44:24 AM |
| dartmouth99 | $25.00 | 10/19/2012 10:03:25 AM |
| prudent-payment316 | $25.00 | 10/19/2012 9:46:45 AM |
| lrr34 | $25.00 | 10/19/2012 10:07:39 AM |
| jmb_lending | $50.00 | 10/19/2012 9:51:10 AM |
| mar97 | $25.00 | 10/19/2012 9:53:09 AM |
| hostbank | $100.00 | 10/19/2012 9:53:40 AM |
| lounges | $25.00 | 10/19/2012 10:15:37 AM |
| marketplace-cello5 | $25.00 | 10/19/2012 10:15:59 AM |
| community-saver158 | $50.00 | 10/19/2012 10:17:12 AM |
| Wangersinc | $50.00 | 10/19/2012 9:56:29 AM |
| YLlama | $25.00 | 10/19/2012 10:17:35 AM |
| eadamson | $25.00 | 10/19/2012 9:57:07 AM |
| power-haven459 | $25.00 | 10/19/2012 10:19:23 AM |
| AnxiousAirman | $50.00 | 10/19/2012 10:19:44 AM |
| moola-gondola1 | $25.00 | 10/19/2012 9:58:03 AM |
| phillipd48 | $25.00 | 10/19/2012 9:58:17 AM |
| 1phantom | $25.00 | 10/19/2012 10:20:26 AM |
| littlemonkey | $25.00 | 10/19/2012 10:20:54 AM |
| Goat | $25.00 | 10/19/2012 9:59:16 AM |
| orange-courageous-dedication | $25.00 | 10/19/2012 10:24:54 AM |
| RocketSurgeon | $25.00 | 10/19/2012 10:25:24 AM |
| EvalCrux | $50.00 | 10/19/2012 10:02:50 AM |
| fair_rates | $25.00 | 10/19/2012 10:06:10 AM |
| doncm | $25.00 | 10/19/2012 10:10:47 AM |
| don8ter | $50.00 | 10/19/2012 10:13:07 AM |
| slartibardfast | $25.00 | 10/19/2012 10:14:12 AM |
| Aimvest | $25.00 | 10/19/2012 10:17:09 AM |
| figs4u2 | $100.00 | 10/19/2012 10:18:26 AM |
| C_Mark | $50.00 | 10/19/2012 10:20:00 AM |
| treasure-singularity | $25.00 | 10/19/2012 10:21:17 AM |
| 280 Investments
|
Borrower Payment Dependent Notes Series
654884
This series of Notes was issued and sold upon the funding of the borrower loan #76789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $551.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,632 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| LimaGuy |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Large Purchases
Purpose of loan:
This loan will be used to consolidate bills and provide funds for expenses associated with moving into a new home in the San Francisco Bay Area. Expenses include closing costs, moving van, appraisals, etc.
My financial situation:
I am a good candidate for this loan because I have never missed a payment and have a fairly decent credit score. I recently and quickly paid off a Prosper loan obtained in November 2011.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| XP | $25.00 | 10/18/2012 9:01:54 AM |
| green-trade-dolphin2 | $38.26 | 10/18/2012 9:02:12 AM |
| MoneyForNothing | $25.09 | 10/18/2012 9:07:06 AM |
| the-fund-mussel | $161.42 | 10/18/2012 9:12:09 AM |
| best-bonafide-p2p | $25.00 | 10/18/2012 9:20:09 AM |
| rine354 | $100.00 | 10/18/2012 10:07:22 AM |
| repayment-pagoda8 | $100.00 | 10/18/2012 9:13:48 AM |
| moola-accelerator6 | $50.00 | 10/18/2012 10:33:48 AM |
| Nil2008 | $100.00 | 10/18/2012 11:12:19 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:06 AM |
| thankful-nickel2 | $25.00 | 10/18/2012 9:38:14 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:57 PM |
| Detour11 | $25.00 | 10/18/2012 10:56:49 AM |
| Voracious_Trees | $25.00 | 10/18/2012 9:40:49 AM |
| Interloper | $25.00 | 10/18/2012 2:19:33 PM |
| payout-bridge | $35.00 | 10/18/2012 11:04:10 AM |
| ethical-truth211 | $300.00 | 10/18/2012 12:46:08 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:48 AM |
| rate-negotiator | $50.00 | 10/18/2012 1:23:22 PM |
| ryan6853 | $25.00 | 10/18/2012 1:28:15 PM |
| eries | $25.00 | 10/18/2012 5:43:55 PM |
| LaGrangeLender | $60.00 | 10/18/2012 5:44:09 PM |
| commerce-venture1 | $25.00 | 10/18/2012 2:43:55 PM |
| DoctorJoe | $30.00 | 10/18/2012 4:02:44 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:52 PM |
| kegs | $150.00 | 10/18/2012 2:25:49 PM |
| income-buffalo1 | $40.45 | 10/18/2012 2:45:06 PM |
| PThor | $25.00 | 10/18/2012 5:52:23 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:51 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:44 PM |
| MoneyTree79 | $75.00 | 10/18/2012 6:08:43 PM |
| SBT | $25.00 | 10/18/2012 6:14:03 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:52 PM |
| HikeMoab | $35.00 | 10/18/2012 6:12:26 PM |
| ptjg | $100.00 | 10/18/2012 6:36:32 PM |
| Sanford-N-Sons | $25.00 | 10/18/2012 6:24:54 PM |
| Astyanax | $30.00 | 10/18/2012 6:26:40 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:33 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:08 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:49:47 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:43 PM |
| kind-bazaar-kitten | $25.00 | 10/18/2012 6:47:02 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:25 PM |
| soarmore | $25.00 | 10/18/2012 7:01:27 PM |
| Lender10 | $25.00 | 10/18/2012 6:59:47 PM |
| networks4ever | $25.00 | 10/18/2012 7:01:46 PM |
| thrifty-transaction578 | $25.00 | 10/18/2012 7:49:05 PM |
| overflowinglife | $150.00 | 10/18/2012 7:50:38 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:46 PM |
| loot-heart | $25.00 | 10/18/2012 7:30:02 PM |
| toblerone | $25.00 | 10/18/2012 8:04:52 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:44 PM |
| blue-relay | $25.00 | 10/18/2012 8:36:08 PM |
| bellaquito | $500.00 | 10/18/2012 8:54:27 PM |
| ferpeiks | $410.00 | 10/19/2012 12:49:42 AM |
| RGlad | $100.00 | 10/19/2012 1:58:16 AM |
| enriching-trade2 | $25.00 | 10/18/2012 7:40:22 PM |
| astute-benjamins | $150.00 | 10/18/2012 8:02:21 PM |
| Eminent_Endeavors | $28.17 | 10/19/2012 5:47:05 AM |
| economy-popcorn | $25.00 | 10/19/2012 5:50:33 AM |
| FredHead3 | $29.46 | 10/19/2012 6:27:05 AM |
| first-wampum-gazer | $2,000.00 | 10/18/2012 7:51:30 PM |
| Vegasjim | $25.00 | 10/18/2012 8:00:18 PM |
| keen-credit6 | $26.00 | 10/18/2012 8:00:35 PM |
| Navy-Retired | $100.00 | 10/18/2012 9:26:40 PM |
| The-Lighthouse-Group | $25.00 | 10/19/2012 4:25:46 AM |
| ready-vigilance3 | $50.00 | 10/18/2012 8:23:05 PM |
| beeper2 | $75.00 | 10/19/2012 6:51:27 AM |
| jasonj72 | $50.00 | 10/18/2012 9:23:07 PM |
| spoolin18t | $50.00 | 10/19/2012 7:17:09 AM |
| Danylostefan | $90.00 | 10/19/2012 7:23:34 AM |
| bowler252 | $25.00 | 10/18/2012 10:19:49 PM |
| themoneydoctor | $85.20 | 10/19/2012 8:44:45 AM |
| cerebral-dollar773 | $25.00 | 10/19/2012 5:46:30 AM |
| MINTURN | $27.00 | 10/19/2012 9:05:23 AM |
| brightest-momentous-income | $25.79 | 10/19/2012 9:08:27 AM |
| cxl9 | $50.00 | 10/19/2012 7:24:25 AM |
| blackstar | $25.00 | 10/19/2012 9:10:24 AM |
| american6 | $50.00 | 10/19/2012 9:04:16 AM |
| trevinom | $25.00 | 10/19/2012 9:34:14 AM |
| E_G | $50.00 | 10/19/2012 9:13:10 AM |
| Poncee | $25.00 | 10/19/2012 10:02:39 AM |
| moneyplayer | $25.00 | 10/19/2012 10:37:59 AM |
| 108lender | $200.00 | 10/19/2012 10:12:13 AM |
| mauge35 | $109.60 | 10/19/2012 10:54:18 AM |
| yield-voyager8 | $25.00 | 10/19/2012 11:10:23 AM |
| brightest-riveting-order | $25.00 | 10/19/2012 11:22:53 AM |
| spartan974 | $50.00 | 10/19/2012 11:23:13 AM |
| Poncee | $25.00 | 10/19/2012 10:04:40 AM |
| entertaining-rate9 | $25.00 | 10/19/2012 10:38:33 AM |
| ace330 | $50.00 | 10/19/2012 12:29:57 PM |
| objective-investor | $250.00 | 10/19/2012 10:49:48 AM |
| skro | $25.00 | 10/19/2012 10:28:56 AM |
| dedicated-diversification5 | $76.00 | 10/19/2012 10:31:44 AM |
| diggingupward | $25.00 | 10/19/2012 2:32:31 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:12 PM |
| hawaiitechnical | $25.00 | 10/19/2012 3:32:21 PM |
| mammalian4 | $50.00 | 10/19/2012 3:42:52 PM |
| cocopuffs | $25.00 | 10/19/2012 4:53:39 PM |
| Leshan | $89.23 | 10/19/2012 4:57:21 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:15 PM |
| income-awakening6 | $25.00 | 10/19/2012 11:15:45 AM |
| the-revenue-demon | $50.00 | 10/19/2012 1:03:54 PM |
| skuba | $100.00 | 10/19/2012 11:32:15 AM |
| peace-saber0 | $25.00 | 10/19/2012 11:32:58 AM |
| openness-outpost7 | $500.00 | 10/19/2012 2:14:26 PM |
| orange-liberty-oyster | $26.00 | 10/19/2012 2:23:58 PM |
| impressive-social2 | $25.00 | 10/19/2012 2:40:13 PM |
| bonus-raker0 | $25.00 | 10/19/2012 4:58:06 PM |
| KCEnterprises | $25.00 | 10/19/2012 2:28:33 PM |
| phenomenal-rate1 | $500.00 | 10/19/2012 5:05:48 PM |
| paradigm_shift | $100.00 | 10/19/2012 3:06:53 PM |
| justme4now | $70.00 | 10/19/2012 3:52:13 PM |
| buffalobills | $25.00 | 10/19/2012 4:23:45 PM |
| hawaladar | $35.00 | 10/19/2012 4:51:35 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:51 PM |
| flexible-rate1 | $25.00 | 10/19/2012 5:15:42 PM |
| relaxation798 | $100.00 | 10/19/2012 5:41:04 PM |
| brandonm78 | $25.00 | 10/19/2012 5:52:41 PM |
| prudent-bid3 | $25.00 | 10/19/2012 5:30:30 PM |
| reward-giant1 | $48.00 | 10/19/2012 5:31:21 PM |
| benjamin67 | $25.00 | 10/19/2012 6:13:28 PM |
| purposeful-durability8 | $100.00 | 10/19/2012 5:51:43 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:01 PM |
| SCOUTY | $25.20 | 10/19/2012 8:19:44 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:22:37 PM |
| fantastic-penny9 | $50.00 | 10/19/2012 10:30:25 PM |
| special-dime5 | $76.88 | 10/20/2012 12:51:08 AM |
| Elefunt | $25.00 | 10/19/2012 6:42:59 PM |
| benefit-banshee | $25.00 | 10/20/2012 5:36:56 AM |
| DrNano | $50.00 | 10/19/2012 7:35:29 PM |
| contract-bopper | $25.00 | 10/19/2012 6:21:29 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:55 PM |
| JPAW777 | $25.00 | 10/20/2012 7:21:01 AM |
| tiger1818 | $25.00 | 10/20/2012 7:40:14 AM |
| mlpinz | $42.97 | 10/19/2012 8:36:16 PM |
| julijask | $50.00 | 10/19/2012 9:05:21 PM |
| vines99 | $25.00 | 10/19/2012 10:20:45 PM |
| MKKBucks | $25.00 | 10/19/2012 10:38:53 PM |
| rakey | $25.00 | 10/20/2012 8:40:10 AM |
| brightest-income-hunter | $50.00 | 10/20/2012 8:52:04 AM |
| Peterman | $25.00 | 10/20/2012 7:12:21 AM |
| wampum-influencer | $26.37 | 10/20/2012 7:29:29 AM |
| jc33148 | $25.00 | 10/20/2012 8:14:32 AM |
| Smalltimelender | $25.00 | 10/20/2012 4:58:57 AM |
| StoneBreaker | $25.00 | 10/20/2012 8:26:50 AM |
| alaskan1 | $32.85 | 10/20/2012 8:28:36 AM |
| madigan | $750.40 | 10/20/2012 9:08:37 AM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:33:26 AM |
| blue-dollar-viking | $50.00 | 10/20/2012 6:55:46 AM |
| keeminn | $25.00 | 10/20/2012 7:14:08 AM |
| jpac1066 | $200.00 | 10/20/2012 7:25:42 AM |
| market-maple | $50.00 | 10/20/2012 7:50:02 AM |
| 100units | $200.00 | 10/18/2012 9:15:05 AM |
| tolerant-dime2 | $32.00 | 10/18/2012 9:20:14 AM |
| nevee | $40.00 | 10/18/2012 9:20:22 AM |
| Rockymtnhi | $100.00 | 10/18/2012 9:52:58 AM |
| treasure-bliss | $100.00 | 10/18/2012 10:19:56 AM |
| CIC | $25.00 | 10/18/2012 10:20:40 AM |
| USMC0311 | $25.00 | 10/18/2012 11:05:23 AM |
| Interest2thePeople | $100.00 | 10/18/2012 9:09:10 AM |
| compatible-deal9 | $50.00 | 10/18/2012 10:09:32 AM |
| dynadave | $700.00 | 10/18/2012 9:20:09 AM |
| reflective-greenback1 | $40.00 | 10/18/2012 9:27:28 AM |
| blue-trade-optimizer | $50.00 | 10/18/2012 10:36:40 AM |
| helpful-loan245 | $25.00 | 10/18/2012 12:36:01 PM |
| investment-appraiser | $200.00 | 10/18/2012 12:06:36 PM |
| basis-spartan922 | $25.00 | 10/18/2012 2:28:14 PM |
| whitegold24k | $250.00 | 10/18/2012 2:54:19 PM |
| p2ploan-starfish838 | $50.00 | 10/18/2012 3:58:17 PM |
| SweatyBalls | $40.00 | 10/18/2012 2:47:45 PM |
| Rulea72 | $25.00 | 10/18/2012 4:50:50 PM |
| heavy_ax | $50.00 | 10/18/2012 4:56:50 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:45 PM |
| napmanger | $100.00 | 10/18/2012 6:05:21 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:30 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:31 PM |
| whipone | $25.00 | 10/18/2012 6:13:04 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:00 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:45 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:04 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:51:03 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:29 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:37 PM |
| listing-reformation8 | $25.00 | 10/18/2012 7:16:46 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:53 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:22 PM |
| WeedPatch | $50.00 | 10/18/2012 7:26:58 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:37 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:04 PM |
| listing-trapper3 | $50.00 | 10/18/2012 7:30:59 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:48 PM |
| Slapshot | $25.00 | 10/18/2012 8:19:42 PM |
| RockpointCapital | $300.00 | 10/18/2012 7:27:28 PM |
| hitsman | $50.00 | 10/18/2012 7:50:03 PM |
| Dubbs360 | $200.00 | 10/18/2012 7:44:22 PM |
| lively-dedication4 | $25.00 | 10/19/2012 5:41:34 AM |
| mflawyer | $25.00 | 10/19/2012 6:03:22 AM |
| calbertrand | $25.00 | 10/19/2012 6:04:09 AM |
| duty-awakening3 | $29.00 | 10/18/2012 8:30:00 PM |
| FWF-kinetic | $50.00 | 10/18/2012 9:04:16 PM |
| dukeiyer | $25.00 | 10/18/2012 8:11:28 PM |
| currency-persimmon | $35.00 | 10/18/2012 8:16:24 PM |
| Obiwan_Kanobi | $25.02 | 10/18/2012 8:18:05 PM |
| mad-scientist0 | $40.00 | 10/19/2012 4:47:28 AM |
| Dollars4Rent | $25.00 | 10/18/2012 8:26:28 PM |
| marketplace-singularity3 | $125.00 | 10/19/2012 6:21:26 AM |
| duty-monger | $100.00 | 10/19/2012 6:40:42 AM |
| adaptable-benefit6 | $25.00 | 10/18/2012 9:39:50 PM |
| Marssoft | $25.56 | 10/18/2012 11:07:28 PM |
| market-maximizer472 | $100.00 | 10/19/2012 8:16:54 AM |
| Ben-Siegelbaum | $50.00 | 10/19/2012 1:50:00 AM |
| valiant-money | $75.00 | 10/19/2012 8:27:20 AM |
| dainova | $25.00 | 10/19/2012 9:02:43 AM |
| superb-return339 | $200.00 | 10/19/2012 7:25:05 AM |
| blue-unrelenting-rupee | $25.00 | 10/19/2012 9:25:15 AM |
| ingenious-deal6 | $25.00 | 10/19/2012 9:30:10 AM |
| Reputation1 | $25.00 | 10/19/2012 10:04:30 AM |
| power-kin | $50.00 | 10/19/2012 9:40:09 AM |
| El_Scubano | $25.00 | 10/19/2012 10:32:41 AM |
| producer455 | $25.00 | 10/19/2012 11:44:51 AM |
| platinum-frog | $25.00 | 10/19/2012 10:48:28 AM |
| deal-pioneer1 | $40.04 | 10/19/2012 1:25:53 PM |
| heerzaquestion | $100.00 | 10/19/2012 10:57:08 AM |
| RocketSurgeon | $25.00 | 10/19/2012 11:24:54 AM |
| first-graceful-contract | $50.00 | 10/19/2012 11:29:00 AM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:35 PM |
| repayment-uprising | $25.00 | 10/19/2012 10:50:01 AM |
| ASLIBD | $50.00 | 10/19/2012 11:51:29 AM |
| chato2345 | $25.00 | 10/19/2012 3:36:52 PM |
| SushiForever | $48.28 | 10/19/2012 3:56:45 PM |
| geniusj | $25.00 | 10/19/2012 5:12:10 PM |
| silver-saber | $125.51 | 10/19/2012 1:05:20 PM |
| terminal-velocity34 | $25.00 | 10/19/2012 5:15:12 PM |
| greenback-loyalist8 | $25.00 | 10/19/2012 3:47:09 PM |
| dollardave | $50.00 | 10/19/2012 2:10:02 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:34 PM |
| LP_InvestmentGroup | $217.06 | 10/19/2012 5:53:32 PM |
| equitable-capital758 | $750.00 | 10/19/2012 5:34:10 PM |
| imogen22 | $50.00 | 10/19/2012 5:20:47 PM |
| BidDaddyBigBucks | $25.00 | 10/19/2012 6:09:36 PM |
| entertaining-greenback2 | $28.55 | 10/19/2012 5:34:38 PM |
| life-is-great | $25.00 | 10/19/2012 6:36:14 PM |
| RedmondMan | $25.00 | 10/19/2012 6:41:49 PM |
| jdrez | $25.00 | 10/19/2012 5:38:45 PM |
| interest88 | $40.00 | 10/19/2012 7:15:55 PM |
| well-mannered-income3 | $60.00 | 10/19/2012 7:51:56 PM |
| kragilan | $100.00 | 10/19/2012 7:54:02 PM |
| thomas16882004 | $25.00 | 10/19/2012 8:09:13 PM |
| fides-cx | $71.99 | 10/19/2012 9:00:25 PM |
| hope-fortress753 | $25.00 | 10/19/2012 9:37:31 PM |
| McChan | $100.00 | 10/19/2012 6:45:00 PM |
| blue-laudable-dinero | $25.00 | 10/20/2012 6:06:41 AM |
| JGuide | $26.00 | 10/20/2012 6:10:28 AM |
| oxnard | $100.00 | 10/20/2012 6:22:28 AM |
| tomdooley12520 | $50.00 | 10/20/2012 6:31:09 AM |
| liberty-point | $60.91 | 10/19/2012 6:14:52 PM |
| return-buddy | $25.00 | 10/20/2012 7:08:49 AM |
| Peterman | $25.00 | 10/20/2012 7:20:35 AM |
| KwonEnterprises | $50.00 | 10/19/2012 9:34:45 PM |
| Piaoliang | $25.00 | 10/20/2012 1:30:00 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:25 AM |
| help4u | $50.00 | 10/20/2012 5:38:55 AM |
| helping-out | $70.00 | 10/20/2012 5:49:48 AM |
| 111TaxMan | $25.00 | 10/20/2012 6:20:31 AM |
| investorrr | $60.00 | 10/19/2012 11:15:22 PM |
| youqianderen | $79.00 | 10/20/2012 7:57:58 AM |
| sushi537 | $25.00 | 10/20/2012 1:56:50 AM |
| WorkingTA | $90.00 | 10/20/2012 8:13:22 AM |
| japerk | $50.00 | 10/20/2012 8:14:57 AM |
| China-man | $300.00 | 10/20/2012 5:23:10 AM |
| ekbangali | $50.00 | 10/20/2012 8:49:27 AM |
| ocifer50 | $25.00 | 10/20/2012 6:01:34 AM |
| VGitane25 | $65.73 | 10/20/2012 7:08:17 AM |
| bibleinvestor3 | $25.00 | 10/20/2012 7:39:37 AM |
| 275 Investments
|
Borrower Payment Dependent Notes Series
654968
This series of Notes was issued and sold upon the funding of the borrower loan #76494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $537.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,850 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-silver |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2011)
700-719
(Apr-2010)
|
|
Principal balance:
| $5,720.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $100.00 | 10/19/2012 9:03:01 AM |
| janeybooboo | $100.00 | 10/19/2012 9:03:21 AM |
| quantum_leap | $35.53 | 10/19/2012 9:03:35 AM |
| moola-accelerator6 | $50.00 | 10/19/2012 9:14:53 AM |
| market-cougar3 | $50.00 | 10/19/2012 9:30:37 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:12 AM |
| fcrick | $25.00 | 10/19/2012 9:05:34 AM |
| Feyenoord | $30.00 | 10/19/2012 9:37:40 AM |
| zipemdown | $25.00 | 10/19/2012 9:43:02 AM |
| CAGE-Investments | $25.00 | 10/19/2012 9:14:24 AM |
| real-return | $26.00 | 10/19/2012 9:07:42 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:15 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:45 AM |
| keen-peace465 | $25.00 | 10/19/2012 10:02:13 AM |
| soarmore | $25.00 | 10/19/2012 9:11:53 AM |
| five-star-note | $200.00 | 10/19/2012 10:07:15 AM |
| bazaar-festivity | $25.00 | 10/19/2012 10:10:52 AM |
| blazing-capital2 | $250.00 | 10/19/2012 10:16:12 AM |
| Dont_Worry_Be_Happy | $25.00 | 10/19/2012 9:50:50 AM |
| vigorous-market5 | $200.00 | 10/19/2012 9:27:21 AM |
| AF-Chief | $25.00 | 10/19/2012 10:24:00 AM |
| pierrelasvegas | $25.00 | 10/19/2012 9:36:00 AM |
| thankful-nickel2 | $55.55 | 10/19/2012 10:00:01 AM |
| jybank | $50.00 | 10/19/2012 10:01:10 AM |
| genius520 | $100.00 | 10/19/2012 10:02:52 AM |
| first-pragmatic-power | $25.00 | 10/19/2012 9:44:44 AM |
| Dubbly | $25.00 | 10/19/2012 10:35:27 AM |
| Comoparklender | $25.00 | 10/19/2012 10:35:40 AM |
| social-cocktail1 | $200.00 | 10/19/2012 9:47:54 AM |
| fuse136 | $25.00 | 10/19/2012 10:37:11 AM |
| tnjohnso | $25.00 | 10/19/2012 9:56:45 AM |
| compounding21 | $25.00 | 10/19/2012 10:21:36 AM |
| spartan974 | $50.00 | 10/19/2012 11:23:15 AM |
| 01a_MrUSC_IRA | $50.00 | 10/19/2012 11:26:43 AM |
| global-invest-group | $25.00 | 10/19/2012 10:10:50 AM |
| the-profit-oracle | $25.00 | 10/19/2012 10:11:07 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:56 AM |
| cr8on | $75.00 | 10/19/2012 10:39:45 AM |
| Gladglide | $25.00 | 10/19/2012 10:17:19 AM |
| five-star-note | $200.00 | 10/19/2012 10:47:33 AM |
| alphaseek | $200.00 | 10/19/2012 1:02:13 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:17 PM |
| etraboulay | $50.00 | 10/19/2012 10:56:17 AM |
| XP | $50.00 | 10/19/2012 10:26:56 AM |
| credit-dandelion148 | $56.00 | 10/19/2012 10:29:55 AM |
| Cookstersalibi | $25.00 | 10/19/2012 10:31:41 AM |
| jazzlender | $25.00 | 10/19/2012 10:34:46 AM |
| finance-refresher3 | $50.00 | 10/19/2012 10:35:51 AM |
| ingeborg77 | $63.00 | 10/19/2012 2:34:42 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:55 AM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:14 PM |
| money-baron-roth-IRA | $50.00 | 10/19/2012 11:52:22 AM |
| bbt28 | $25.05 | 10/19/2012 10:57:48 AM |
| nukespike | $25.00 | 10/19/2012 11:20:07 AM |
| PaulW | $25.00 | 10/19/2012 1:38:05 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:16 PM |
| foldingbenny2 | $50.00 | 10/19/2012 1:56:40 PM |
| tolerant-currency6 | $25.00 | 10/19/2012 11:49:55 AM |
| Champion_Lending | $35.00 | 10/19/2012 1:29:51 PM |
| peace-fixer8 | $25.00 | 10/19/2012 9:31:46 AM |
| LittleMingo | $30.00 | 10/19/2012 10:25:36 AM |
| jedi053 | $100.00 | 10/19/2012 9:05:51 AM |
| Assets-Up | $25.00 | 10/19/2012 9:07:06 AM |
| durability-solstice8 | $33.00 | 10/19/2012 9:08:02 AM |
| return-exchanger355 | $100.00 | 10/19/2012 9:14:13 AM |
| community-burrito9 | $65.00 | 10/19/2012 9:15:13 AM |
| gentle-generosity822 | $25.00 | 10/19/2012 9:46:23 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:59 AM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:29 AM |
| wonderous-principal083 | $25.00 | 10/19/2012 9:53:43 AM |
| MoneyForNothing | $40.00 | 10/19/2012 9:03:40 AM |
| felicity-contributor3 | $50.00 | 10/19/2012 9:04:06 AM |
| marwadi-62 | $500.00 | 10/19/2012 9:26:11 AM |
| payout-paradise5 | $25.00 | 10/19/2012 9:09:50 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:05 AM |
| new-gold-wrangler | $1,000.00 | 10/19/2012 10:06:15 AM |
| ethical-truth211 | $500.00 | 10/19/2012 9:44:52 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:52 AM |
| life-is-great | $25.00 | 10/19/2012 10:21:24 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:57 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:44 AM |
| john0720 | $25.00 | 10/19/2012 9:55:00 AM |
| BostonCapital | $100.00 | 10/19/2012 9:55:31 AM |
| credit-boots0 | $25.00 | 10/19/2012 10:31:56 AM |
| WalnutCreekguy | $50.00 | 10/19/2012 10:02:55 AM |
| pound-mushroom3 | $25.00 | 10/19/2012 9:49:24 AM |
| finance-prescription | $91.00 | 10/19/2012 9:51:48 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:34 AM |
| JeremyLinFan | $25.00 | 10/19/2012 11:18:49 AM |
| haplender | $50.00 | 10/19/2012 10:01:31 AM |
| tidy-fairness3 | $25.00 | 10/19/2012 10:25:39 AM |
| intrepid-compassion29 | $25.00 | 10/19/2012 10:05:40 AM |
| EngineersAlliance | $75.00 | 10/19/2012 10:11:50 AM |
| thrifty-capital | $30.00 | 10/19/2012 11:57:21 AM |
| trumpeter5 | $25.00 | 10/19/2012 10:22:03 AM |
| trade-goblin9 | $25.00 | 10/19/2012 10:26:37 AM |
| dinero-philosopher1 | $35.00 | 10/19/2012 11:16:04 AM |
| thrifty-generosity222 | $50.00 | 10/19/2012 10:39:35 AM |
| Smalltimelender | $25.00 | 10/19/2012 2:51:35 PM |
| jubilant-capital1 | $25.00 | 10/19/2012 10:43:20 AM |
| pdub | $500.00 | 10/19/2012 2:59:37 PM |
| skuba | $100.00 | 10/19/2012 11:32:25 AM |
| MI2 | $483.87 | 10/19/2012 3:05:31 PM |
| bellaquito | $500.00 | 10/19/2012 11:10:29 AM |
| 01a_MrsUSC | $100.00 | 10/19/2012 11:18:23 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:22 PM |
| vines99 | $50.00 | 10/19/2012 11:58:09 AM |
| Index_Plus | $5,000.00 | 10/19/2012 2:38:53 PM |
| fairness-atmosphere | $40.00 | 10/19/2012 12:51:35 PM |
| botfolio | $300.00 | 10/19/2012 3:02:48 PM |
| ChoiceInvestments | $26.00 | 10/19/2012 2:07:33 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
655082
This series of Notes was issued and sold upon the funding of the borrower loan #76816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $322.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,743 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| foxy-revenue3 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $200.00 | 10/17/2012 5:03:23 PM |
| HeroSupport | $60.00 | 10/17/2012 5:07:38 PM |
| Whipster | $60.00 | 10/17/2012 5:02:39 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:43 PM |
| decisive-income7 | $135.00 | 10/17/2012 5:17:56 PM |
| community-burrito9 | $45.00 | 10/17/2012 5:06:33 PM |
| keichi03 | $25.00 | 10/17/2012 5:09:26 PM |
| worth-blanket2 | $9,900.00 | 10/17/2012 5:02:06 PM |
| best-bonafide-p2p | $25.00 | 10/17/2012 5:02:55 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:13 PM |
| Endeavour | $150.00 | 10/17/2012 5:04:47 PM |
| spark548 | $100.00 | 10/17/2012 5:07:50 PM |
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:33 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:32 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
655088
This series of Notes was issued and sold upon the funding of the borrower loan #76738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,020 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-nickel9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay off bills
My financial situation:
I am a good candidate for this loan because I make all my payments on time, I have a high credit score, and my debt to income ratio is great.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Brookst | $50.00 | 10/16/2012 5:04:11 PM |
| worth-blanket2 | $13,500.00 | 10/16/2012 5:02:59 PM |
| repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:27 PM |
| superb-funds335 | $25.00 | 10/16/2012 5:14:51 PM |
| FortuneFund | $200.00 | 10/16/2012 5:08:55 PM |
| soarmore | $25.00 | 10/16/2012 5:12:41 PM |
| best-bonafide-p2p | $25.00 | 10/16/2012 5:28:40 PM |
| LoanerPrincipal | $25.00 | 10/16/2012 5:29:27 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:45:56 PM |
| historic-value7 | $200.00 | 10/16/2012 5:05:04 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:26 PM |
| PThor | $25.00 | 10/16/2012 5:25:51 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:17 PM |
| CreditBuilder2 | $25.01 | 10/16/2012 5:23:20 PM |
| gpuck | $25.00 | 10/16/2012 6:22:56 PM |
| MI2 | $274.99 | 10/16/2012 6:24:40 PM |
| Sanford-N-Sons | $25.00 | 10/16/2012 5:53:00 PM |
| FortuneFundII | $200.00 | 10/16/2012 6:03:21 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
655118
This series of Notes was issued and sold upon the funding of the borrower loan #76389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,750.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $370.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,369 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loyalty-commander6 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 38% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 8
( 62% )
| 660-679
(Jun-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to combine loans
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $35.00 | 10/19/2012 9:04:37 AM |
| consummate-affluence | $100.00 | 10/19/2012 9:06:00 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:46 AM |
| tolerant-responsibility051 | $2,500.00 | 10/19/2012 9:23:25 AM |
| pierrelasvegas | $25.00 | 10/19/2012 9:36:00 AM |
| commerce-zebra3 | $25.00 | 10/19/2012 9:03:25 AM |
| enchanted-note14 | $25.00 | 10/19/2012 9:31:58 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:56 AM |
| halothane_logic | $26.00 | 10/19/2012 9:22:34 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:57 AM |
| HeMan_Master-of-Universe | $25.00 | 10/19/2012 9:36:38 AM |
| zipemdown | $25.00 | 10/19/2012 9:43:03 AM |
| jazzlender | $25.00 | 10/19/2012 10:34:46 AM |
| UBOtto186 | $50.00 | 10/19/2012 9:48:43 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:50:59 AM |
| bewitching-dollar5 | $100.00 | 10/19/2012 10:01:13 AM |
| AF-Chief | $25.00 | 10/19/2012 10:24:00 AM |
| thrifty-generosity222 | $50.00 | 10/19/2012 10:39:36 AM |
| BankofRon_IRA | $100.00 | 10/19/2012 10:47:08 AM |
| bbt28 | $25.05 | 10/19/2012 10:58:18 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:08 AM |
| loyalty-voyage | $25.00 | 10/19/2012 2:31:22 PM |
| kind-credit-bear | $100.00 | 10/19/2012 11:21:42 AM |
| cr8on | $75.00 | 10/19/2012 10:39:46 AM |
| Obiwan_Kanobi | $25.00 | 10/19/2012 2:51:34 PM |
| botfolio | $300.00 | 10/19/2012 3:02:48 PM |
| etraboulay | $50.00 | 10/19/2012 10:56:17 AM |
| AM2008 | $25.00 | 10/19/2012 12:32:32 PM |
| mikeandcat | $100.00 | 10/19/2012 11:13:35 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:23 PM |
| Index_Plus | $5,000.00 | 10/19/2012 2:38:53 PM |
| market-cougar3 | $50.00 | 10/19/2012 9:30:37 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:13 AM |
| fcrick | $25.00 | 10/19/2012 9:05:34 AM |
| Feyenoord | $30.00 | 10/19/2012 9:37:41 AM |
| mikrolown | $25.00 | 10/19/2012 9:39:12 AM |
| ethical-truth211 | $300.00 | 10/19/2012 9:40:38 AM |
| persist_in_doing | $25.00 | 10/19/2012 9:26:55 AM |
| jwesleym | $25.00 | 10/19/2012 9:59:20 AM |
| Bob450 | $25.00 | 10/19/2012 9:08:36 AM |
| keen-peace465 | $25.00 | 10/19/2012 10:02:14 AM |
| networks4ever | $25.00 | 10/19/2012 9:39:32 AM |
| social-cocktail1 | $59.00 | 10/19/2012 9:47:54 AM |
| kila-designer | $399.00 | 10/19/2012 9:52:29 AM |
| compounding21 | $25.00 | 10/19/2012 10:21:36 AM |
| EL_Papin | $25.00 | 10/19/2012 10:30:04 AM |
| genius520 | $65.00 | 10/19/2012 10:02:52 AM |
| Dubbs360 | $200.00 | 10/19/2012 9:50:33 AM |
| amlu1988 | $25.00 | 10/19/2012 10:49:35 AM |
| boston_mass | $25.00 | 10/19/2012 9:56:39 AM |
| bellaquito | $500.00 | 10/19/2012 11:10:29 AM |
| money-bauble | $100.00 | 10/19/2012 9:59:24 AM |
| credit-boots0 | $25.00 | 10/19/2012 10:31:57 AM |
| vigorous-market5 | $200.00 | 10/19/2012 11:53:17 AM |
| vines99 | $25.00 | 10/19/2012 11:59:17 AM |
| melodious-openness | $200.00 | 10/19/2012 10:40:20 AM |
| orange-stable-gain | $35.00 | 10/19/2012 10:41:42 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:16 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:55 AM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:14 PM |
| nex | $25.00 | 10/19/2012 10:48:36 AM |
| money-baron-roth-IRA | $50.00 | 10/19/2012 11:52:23 AM |
| LivingInvestments00 | $25.00 | 10/19/2012 12:36:10 PM |
| skuba | $100.00 | 10/19/2012 11:32:26 AM |
| erowis | $25.00 | 10/19/2012 11:49:29 AM |
| brightest-bonafide-deal | $25.00 | 10/19/2012 12:47:23 PM |
| MI2 | $925.95 | 10/19/2012 3:05:32 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
655202
This series of Notes was issued and sold upon the funding of the borrower loan #76987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,286 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dolphin60 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...continue working on my business needs until completion.
My financial situation:
I am a good candidate for this loan because...I always pay on time and have built my credit to be more than excellent. Also am very reliable and have a very steady income. I will also setup an automatic direct deposit type payment. That way I will never be late on any payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Assets-Up | $25.00 | 10/17/2012 9:01:18 AM |
| melodious-openness | $200.00 | 10/17/2012 10:53:05 AM |
| paxnj | $25.00 | 10/17/2012 9:56:23 AM |
| HammerSmith | $25.00 | 10/17/2012 10:18:08 AM |
| contract-snowdome493 | $25.00 | 10/17/2012 11:34:54 AM |
| income-triangulation1 | $25.00 | 10/17/2012 10:42:46 AM |
| commerce-venture1 | $25.00 | 10/17/2012 12:40:06 PM |
| FL-Lender | $25.00 | 10/17/2012 12:42:06 PM |
| back-scratchers | $50.00 | 10/17/2012 4:39:36 PM |
| tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:35 AM |
| sasquatch5 | $25.00 | 10/17/2012 1:19:57 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 2:00:18 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:38 PM |
| integrity-electron9 | $50.00 | 10/17/2012 2:53:23 PM |
| speedy-peso1 | $100.00 | 10/17/2012 5:26:29 PM |
| orchestra960 | $273.00 | 10/17/2012 5:08:55 PM |
| trade-boots1 | $33.00 | 10/17/2012 5:07:14 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:31 PM |
| cash-recruiter7 | $400.00 | 10/17/2012 5:17:20 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:37 PM |
| enriching-dollar1 | $65.00 | 10/17/2012 5:12:05 PM |
| restless-payment312 | $500.00 | 10/17/2012 5:15:39 PM |
| asset-portait013 | $100.00 | 10/17/2012 5:18:56 PM |
| Voracious_Trees | $25.00 | 10/17/2012 5:25:08 PM |
| red-power-pecan | $50.00 | 10/17/2012 6:30:39 PM |
| Razors_Edge | $25.00 | 10/17/2012 7:22:07 PM |
| capital-investor8 | $25.00 | 10/18/2012 6:17:48 AM |
| income-sycamore2 | $25.00 | 10/17/2012 8:25:22 PM |
| wildebeest014 | $25.00 | 10/17/2012 8:52:45 PM |
| buffalobills | $25.00 | 10/18/2012 8:00:14 AM |
| five-star-justice | $25.00 | 10/18/2012 6:15:40 AM |
| receptive-affluence035 | $25.00 | 10/18/2012 6:22:26 AM |
| vision2seavt | $25.00 | 10/18/2012 6:36:36 AM |
| COCHINOBOY | $35.00 | 10/18/2012 4:49:18 AM |
| bent300 | $25.00 | 10/18/2012 7:08:20 AM |
| bob450-roth | $30.00 | 10/18/2012 9:10:29 AM |
| mmills1220 | $25.00 | 10/18/2012 9:17:34 AM |
| Reputation1 | $25.00 | 10/18/2012 8:08:32 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 8:14:12 AM |
| natural-liberty4 | $200.00 | 10/18/2012 9:24:36 AM |
| kind-natural-auction | $25.00 | 10/18/2012 7:19:59 AM |
| Rulea72 | $25.00 | 10/18/2012 7:50:42 AM |
| return-enthusiast1 | $25.00 | 10/18/2012 9:05:03 AM |
| kulender | $50.00 | 10/18/2012 8:04:01 AM |
| trumpeter391 | $25.00 | 10/18/2012 9:01:48 AM |
| Bob450 | $30.00 | 10/18/2012 9:01:54 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:47 AM |
| dordee | $40.00 | 10/18/2012 11:54:38 AM |
| asset-zone8 | $25.00 | 10/18/2012 10:19:36 AM |
| benevolent1 | $25.00 | 10/18/2012 1:07:02 PM |
| repayment-wicket0 | $25.00 | 10/18/2012 1:54:38 PM |
| kind-magnificent-bid | $50.00 | 10/18/2012 5:40:24 PM |
| wkeboarder21 | $100.00 | 10/18/2012 1:40:14 PM |
| careful-vigilance4 | $25.00 | 10/18/2012 5:42:27 PM |
| leverage-hawk | $50.00 | 10/18/2012 5:44:23 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:17 PM |
| jono9999 | $42.52 | 10/18/2012 2:57:14 PM |
| haplender | $50.00 | 10/18/2012 5:46:27 PM |
| ChuckieG | $25.00 | 10/18/2012 5:47:18 PM |
| durability-molecule | $25.00 | 10/18/2012 5:48:22 PM |
| mercuriant | $25.00 | 10/18/2012 5:48:51 PM |
| economy-producer | $25.00 | 10/18/2012 5:39:12 PM |
| on_your_side | $25.00 | 10/18/2012 5:40:51 PM |
| dalawya | $25.00 | 10/18/2012 2:48:26 PM |
| jiggaman7 | $100.00 | 10/18/2012 5:41:58 PM |
| the-laudable-peso | $40.00 | 10/18/2012 5:53:10 PM |
| truth-chooser1 | $25.00 | 10/18/2012 5:53:25 PM |
| centsoffreedom | $32.82 | 10/18/2012 4:05:45 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:27 PM |
| michaelray703 | $25.00 | 10/18/2012 5:46:04 PM |
| jamiee73 | $25.00 | 10/18/2012 5:39:02 PM |
| rhin0cerx | $50.00 | 10/18/2012 5:47:34 PM |
| worldly-gold | $50.00 | 10/18/2012 5:56:50 PM |
| Wellman | $25.00 | 10/18/2012 5:58:06 PM |
| brilliant-market680 | $25.00 | 10/18/2012 5:49:17 PM |
| SkepticalBen | $25.00 | 10/18/2012 5:50:39 PM |
| SDC | $25.00 | 10/18/2012 5:44:07 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:52:07 PM |
| ktradtke | $25.00 | 10/18/2012 6:02:03 PM |
| a-resplendent-commitment | $50.00 | 10/18/2012 6:03:29 PM |
| bountiful-social976 | $50.00 | 10/18/2012 5:47:30 PM |
| CoffeyvilleKS | $25.00 | 10/18/2012 5:53:28 PM |
| bnlforever | $25.00 | 10/18/2012 5:54:11 PM |
| emgventures | $25.00 | 10/18/2012 6:07:30 PM |
| rysil | $35.00 | 10/18/2012 5:49:51 PM |
| loyalty-dragster7 | $125.00 | 10/18/2012 5:55:51 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:46 PM |
| Diamond_Jim | $25.00 | 10/18/2012 5:52:56 PM |
| Tylerh | $250.00 | 10/18/2012 5:58:59 PM |
| new-truth-chuckler | $33.00 | 10/18/2012 5:53:17 PM |
| 6moonbeams | $50.00 | 10/18/2012 5:59:09 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:37 PM |
| bid-papyrus | $25.00 | 10/18/2012 6:16:00 PM |
| CPAMAN | $25.00 | 10/18/2012 5:55:34 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:10 PM |
| arsisi | $50.00 | 10/18/2012 5:55:57 PM |
| DreisersFinancier | $50.00 | 10/18/2012 6:09:23 PM |
| angelinvestor2 | $40.00 | 10/18/2012 6:09:48 PM |
| benjamins-utopia | $100.00 | 10/18/2012 6:09:58 PM |
| RJTintheBK | $25.00 | 10/18/2012 6:05:44 PM |
| queentut | $100.00 | 10/18/2012 6:06:02 PM |
| dukeiyer | $25.00 | 10/18/2012 6:07:07 PM |
| compassion-bauble4 | $50.00 | 10/18/2012 6:08:44 PM |
| roman2008 | $25.00 | 10/18/2012 6:09:34 PM |
| hopethisworks | $25.00 | 10/18/2012 6:15:49 PM |
| musegaze | $14.15 | 10/18/2012 6:16:24 PM |
| benjamins-rumbler | $50.00 | 10/17/2012 9:09:19 AM |
| gimincorp | $25.00 | 10/17/2012 9:28:42 AM |
| rospa | $50.00 | 10/17/2012 9:55:47 AM |
| CA-Lender | $25.00 | 10/17/2012 10:01:02 AM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:22 AM |
| jwill2172 | $50.00 | 10/17/2012 9:03:20 AM |
| Bank42 | $25.00 | 10/17/2012 10:55:51 AM |
| desertoasis | $25.00 | 10/17/2012 9:48:37 AM |
| __A1B2 | $27.00 | 10/17/2012 10:04:04 AM |
| mykkai | $25.00 | 10/17/2012 2:16:42 PM |
| KindCharmingReflective-affluence | $25.00 | 10/17/2012 3:54:27 PM |
| social-zebra | $30.33 | 10/17/2012 11:52:02 AM |
| the_spook | $48.18 | 10/17/2012 12:18:18 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:13 PM |
| balanced-balance6 | $25.00 | 10/17/2012 2:37:09 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:20:02 PM |
| income-encore1 | $50.00 | 10/17/2012 4:51:20 PM |
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:31 PM |
| commitment-neutron1 | $150.00 | 10/17/2012 5:03:34 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:38 PM |
| spark548 | $100.00 | 10/17/2012 5:07:50 PM |
| focused-yield4 | $90.00 | 10/17/2012 5:24:43 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:41 PM |
| ore-genius2 | $200.00 | 10/17/2012 5:27:28 PM |
| chief_wo | $25.00 | 10/17/2012 9:21:22 PM |
| LeReve | $500.00 | 10/17/2012 5:31:33 PM |
| Malkial | $25.00 | 10/17/2012 8:59:32 PM |
| blue-lucrative-rate | $50.00 | 10/17/2012 10:24:31 PM |
| dinero-launcher | $30.00 | 10/17/2012 7:56:16 PM |
| RSV | $25.00 | 10/18/2012 3:32:05 AM |
| master648 | $100.00 | 10/18/2012 7:34:04 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:16 AM |
| openness-wind8 | $75.00 | 10/18/2012 7:40:43 AM |
| jhernand17 | $25.00 | 10/18/2012 8:17:36 AM |
| DreDub | $25.00 | 10/18/2012 10:14:16 AM |
| revenue-serenity | $25.00 | 10/18/2012 9:24:54 AM |
| env | $25.00 | 10/18/2012 2:01:45 PM |
| Realty24 | $60.00 | 10/18/2012 2:16:28 PM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:20 AM |
| magical-loyalty679 | $32.00 | 10/18/2012 12:31:37 PM |
| capital-heaven5 | $400.00 | 10/18/2012 11:13:36 AM |
| Iwillhuntyoudown | $25.00 | 10/18/2012 5:27:53 PM |
| pure-pound7 | $78.00 | 10/18/2012 11:37:14 AM |
| market-jam | $25.00 | 10/18/2012 5:39:43 PM |
| Scoote2912 | $25.00 | 10/18/2012 5:43:02 PM |
| kegs | $150.00 | 10/18/2012 2:25:39 PM |
| best-virtuous-return | $50.00 | 10/18/2012 4:27:31 PM |
| cp-family | $50.00 | 10/18/2012 5:51:59 PM |
| paladin847 | $58.00 | 10/18/2012 5:41:15 PM |
| red-eloquent-rupee | $50.00 | 10/18/2012 5:42:03 PM |
| handshake5 | $100.00 | 10/18/2012 5:42:35 PM |
| Toby1montana | $26.00 | 10/18/2012 5:43:12 PM |
| durability-antioxidant9 | $25.00 | 10/18/2012 5:54:40 PM |
| nimble-revenue5 | $100.00 | 10/18/2012 5:54:51 PM |
| towering-platinum3 | $25.00 | 10/18/2012 5:55:41 PM |
| sauropod | $25.00 | 10/18/2012 5:48:56 PM |
| reduce_US_govt_debt | $35.00 | 10/18/2012 5:49:49 PM |
| saffron4 | $25.00 | 10/18/2012 5:43:52 PM |
| affluence-animal | $50.00 | 10/18/2012 5:51:02 PM |
| note-proton0 | $25.00 | 10/18/2012 6:00:46 PM |
| 87Marc | $25.00 | 10/18/2012 6:02:49 PM |
| investisure | $50.00 | 10/18/2012 5:52:58 PM |
| durability-ace9 | $30.00 | 10/18/2012 5:57:18 PM |
| Money4Friends | $25.00 | 10/18/2012 6:12:34 PM |
| lender4433 | $25.00 | 10/18/2012 5:58:15 PM |
| productive-ore | $25.00 | 10/18/2012 6:13:00 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:09 PM |
| DeltaGambler | $50.00 | 10/18/2012 5:55:56 PM |
| listing-vista | $50.00 | 10/18/2012 6:02:22 PM |
| Hambone1111 | $25.00 | 10/18/2012 6:03:27 PM |
| larslfe | $25.00 | 10/18/2012 5:58:41 PM |
| best-elevated-social | $25.00 | 10/18/2012 6:00:44 PM |
| banchan | $37.00 | 10/18/2012 6:02:35 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:39 PM |
| powerplant62 | $25.00 | 10/18/2012 6:03:02 PM |
| ErvLending | $25.00 | 10/18/2012 6:14:00 PM |
| jblack01 | $25.00 | 10/18/2012 6:14:34 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:51 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:19 PM |
| 52digital | $75.00 | 10/18/2012 6:10:09 PM |
| zone8 | $100.00 | 10/18/2012 6:14:06 PM |
| Katburg | $25.00 | 10/18/2012 6:14:39 PM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
655218
This series of Notes was issued and sold upon the funding of the borrower loan #76410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $385.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 23y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,345 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nflfan1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2011)
700-719
(Jun-2008)
|
|
Principal balance:
| $3,452.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
atv
Purpose of loan:
This loan will be used to...purchase a atv and pay off a couple bills with higher interest rate.
My financial situation:
I am a good candidate for this loan because...i am responsible and always pay my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-adventurer3 | $25.00 | 10/18/2012 6:07:28 PM |
| _NaLNaBB | $300.00 | 10/17/2012 9:13:52 AM |
| rospa | $50.00 | 10/17/2012 9:55:47 AM |
| penny-finder | $40.00 | 10/17/2012 9:45:51 AM |
| triguy | $500.00 | 10/17/2012 10:27:50 AM |
| the-careful-fund | $25.00 | 10/17/2012 2:27:21 PM |
| coin-spinner3 | $50.00 | 10/17/2012 3:45:37 PM |
| silver-saber | $125.00 | 10/17/2012 12:08:36 PM |
| thehousewife | $25.00 | 10/17/2012 12:28:58 PM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:28 PM |
| CougarRoar | $25.00 | 10/17/2012 2:39:17 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:39 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:40 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:21 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:01 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:20 PM |
| imogen22 | $50.00 | 10/17/2012 5:15:51 PM |
| newest-payment-trapper | $25.00 | 10/17/2012 5:10:00 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:38 PM |
| dignified-truth7 | $40.00 | 10/17/2012 5:24:12 PM |
| vines99 | $50.00 | 10/17/2012 10:08:38 PM |
| euro-deployment | $25.00 | 10/17/2012 11:09:43 PM |
| shaps | $50.00 | 10/17/2012 5:25:29 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:27 PM |
| Astyanax | $30.00 | 10/17/2012 7:33:39 PM |
| citizenX | $38.00 | 10/18/2012 7:18:49 AM |
| SkyHighTigers | $25.00 | 10/17/2012 9:12:24 PM |
| gold-web4 | $25.00 | 10/18/2012 7:36:08 AM |
| titancash4u | $25.00 | 10/17/2012 10:15:15 PM |
| benefit-zoo | $50.00 | 10/18/2012 8:27:02 AM |
| Shockem923 | $25.00 | 10/18/2012 6:20:57 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:59 AM |
| loyalist1 | $200.00 | 10/18/2012 7:27:08 AM |
| the-revenue-demon | $35.00 | 10/18/2012 6:33:38 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:17 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:28 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:47 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:16 AM |
| SecondChanceLendingSERV | $25.00 | 10/18/2012 8:44:41 AM |
| PXM-Financial | $50.00 | 10/18/2012 1:10:25 PM |
| jackpotnav | $47.21 | 10/18/2012 1:18:46 PM |
| happyjackbak | $50.00 | 10/18/2012 9:49:05 AM |
| krisran | $50.00 | 10/18/2012 1:25:50 PM |
| Anamorph | $25.00 | 10/18/2012 12:35:37 PM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:20 AM |
| pdub | $500.00 | 10/18/2012 12:07:12 PM |
| Culebra1930 | $75.00 | 10/18/2012 12:33:10 PM |
| 3_boyz | $50.00 | 10/18/2012 3:15:34 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 1:13:44 PM |
| american6 | $50.00 | 10/18/2012 5:48:07 PM |
| heavy_ax | $50.00 | 10/18/2012 4:58:18 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:37 PM |
| Investoman | $25.00 | 10/18/2012 5:45:41 PM |
| benjamin67 | $25.00 | 10/18/2012 6:10:48 PM |
| PThor | $25.00 | 10/18/2012 5:52:17 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:40 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:46 PM |
| fantastic-investment9 | $25.00 | 10/18/2012 6:12:57 PM |
| Castellan | $50.00 | 10/18/2012 6:13:45 PM |
| Oupa-George | $25.00 | 10/18/2012 6:02:30 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:49 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:52 PM |
| kind-rupee-welder | $25.00 | 10/18/2012 6:17:26 PM |
| sharpey | $25.00 | 10/18/2012 6:43:15 PM |
| TomDalonajay | $25.00 | 10/18/2012 6:23:09 PM |
| casaba | $25.00 | 10/18/2012 6:35:53 PM |
| community-pipeline | $25.00 | 10/18/2012 6:36:23 PM |
| influential-benjamins0 | $100.00 | 10/18/2012 6:39:15 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:49 PM |
| fantastic-bazaar2 | $50.00 | 10/18/2012 6:59:42 PM |
| HoweMoney | $53.17 | 10/18/2012 6:43:59 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:27 PM |
| pious-currency875 | $100.00 | 10/18/2012 6:35:48 PM |
| simiray | $30.00 | 10/18/2012 6:45:44 PM |
| Taxman44 | $25.00 | 10/18/2012 6:43:41 PM |
| cozy-gain023 | $25.00 | 10/18/2012 6:46:37 PM |
| dough-souffle | $25.00 | 10/18/2012 6:58:32 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:58:59 PM |
| equitable-capital758 | $171.29 | 10/18/2012 7:00:08 PM |
| Aberdeen | $99.00 | 10/18/2012 6:04:28 PM |
| tolerant-currency6 | $25.00 | 10/17/2012 11:31:23 AM |
| currency-persimmon | $25.00 | 10/17/2012 12:33:16 PM |
| HenlopenCapital | $25.00 | 10/17/2012 1:06:19 PM |
| Rider | $200.00 | 10/17/2012 9:57:19 AM |
| lnuss25 | $25.00 | 10/17/2012 1:39:36 PM |
| treasure-palace661 | $350.00 | 10/17/2012 10:01:22 AM |
| thankful-nickel2 | $50.00 | 10/17/2012 11:22:26 AM |
| fuse136 | $25.00 | 10/17/2012 3:15:20 PM |
| proud-wealth2 | $28.86 | 10/17/2012 10:59:30 AM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:05:47 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:08 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:21:35 PM |
| bartb | $26.00 | 10/17/2012 5:07:20 PM |
| cjames84 | $25.00 | 10/17/2012 5:08:05 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:24 PM |
| sweety075 | $25.00 | 10/17/2012 5:05:17 PM |
| 100units | $200.00 | 10/17/2012 5:12:47 PM |
| wise-virtuous-vigilance | $79.00 | 10/17/2012 5:23:14 PM |
| account98118 | $500.00 | 10/17/2012 9:18:38 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:36 PM |
| poorboy1968 | $25.00 | 10/17/2012 5:33:49 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:21 PM |
| the-kindness-honker | $25.00 | 10/17/2012 8:03:45 PM |
| punctual-fund | $50.00 | 10/17/2012 8:20:08 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:15 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:28:02 AM |
| witty-compassion | $25.00 | 10/17/2012 10:26:34 PM |
| atlas100 | $50.00 | 10/18/2012 5:23:14 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:59 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:29:12 AM |
| Theboof | $50.00 | 10/18/2012 9:16:26 AM |
| found | $63.56 | 10/18/2012 8:23:36 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:48 AM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:35 AM |
| kegs | $150.00 | 10/18/2012 2:25:40 PM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:04 AM |
| MSInvestor | $25.00 | 10/18/2012 2:30:27 PM |
| MBA_moneylender | $27.20 | 10/18/2012 2:48:53 PM |
| dhkny5 | $110.70 | 10/18/2012 12:26:47 PM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:11:40 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:39 AM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:34 PM |
| GrayStudio | $25.00 | 10/18/2012 12:06:54 PM |
| deal-pal | $25.00 | 10/18/2012 12:31:00 PM |
| Plutis | $25.00 | 10/18/2012 5:47:37 PM |
| rate-negotiator | $25.00 | 10/18/2012 1:17:02 PM |
| Leshan | $100.00 | 10/18/2012 4:33:10 PM |
| repayment-wicket0 | $25.00 | 10/18/2012 1:53:24 PM |
| pouch5 | $25.00 | 10/18/2012 5:35:29 PM |
| entertaining-rate9 | $25.00 | 10/18/2012 5:53:55 PM |
| ChrisTJ | $25.00 | 10/18/2012 5:38:59 PM |
| brandonm78 | $25.00 | 10/18/2012 5:39:05 PM |
| patriot897 | $25.00 | 10/18/2012 5:39:18 PM |
| reward-giant1 | $48.00 | 10/18/2012 6:00:33 PM |
| economy-tuba7 | $50.00 | 10/18/2012 5:44:52 PM |
| RGlad | $101.00 | 10/18/2012 6:05:56 PM |
| suave-durability1 | $50.00 | 10/18/2012 6:10:40 PM |
| moltopaolo | $42.00 | 10/18/2012 6:16:09 PM |
| skro | $25.00 | 10/18/2012 6:18:00 PM |
| innovator10 | $500.00 | 10/18/2012 6:23:07 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:57 PM |
| silver-wonder278 | $50.00 | 10/18/2012 6:05:22 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:28 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:32 PM |
| daw1878 | $25.00 | 10/18/2012 6:14:45 PM |
| reinforced-reward | $25.00 | 10/18/2012 6:31:14 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:20:59 PM |
| TennSquire | $25.00 | 10/18/2012 6:13:09 PM |
| wise-loan-poplar | $25.00 | 10/18/2012 6:17:45 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:53 PM |
| compassionate-payment218 | $25.00 | 10/18/2012 6:34:29 PM |
| phaded | $25.00 | 10/18/2012 6:24:07 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:17 PM |
| maldok1 | $25.00 | 10/18/2012 6:37:02 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:16 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:13 PM |
| liberty-viola | $30.00 | 10/18/2012 6:29:20 PM |
| indianoven | $25.00 | 10/18/2012 6:41:54 PM |
| dainova | $25.00 | 10/18/2012 6:44:41 PM |
| w3alter | $50.00 | 10/18/2012 6:50:32 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:50:59 PM |
| trade-burrito4 | $35.00 | 10/18/2012 6:51:41 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:40 PM |
| ready-bid9 | $50.00 | 10/18/2012 6:45:58 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:48 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:52 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:22 PM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
655238
This series of Notes was issued and sold upon the funding of the borrower loan #76609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $178.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.80% | | |
| |
Estimated return*:
| 5.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,432 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Lifthead74 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 66 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,100.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
640-659
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
Other
Purpose of loan:
This loan will be used to... pay off expenses incurred during family emergency.
My financial situation:
I am a good candidate for this loan because...greater is He that is in me than is in this world. Divorce should be final by end of year. Have paid attorney. No longer in need of nanny -saving over $600 a month.
Monthly net income: $4300
Monthly expenses: $vary
Housing: $850
Insurance: $360
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Johnab | $25.00 | 10/17/2012 5:02:48 PM |
| sweety075 | $25.00 | 10/17/2012 5:04:57 PM |
| cjames84 | $25.00 | 10/17/2012 5:07:21 PM |
| bid-banjo3 | $46.00 | 10/17/2012 5:12:26 PM |
| decisive-income7 | $1,500.00 | 10/17/2012 5:12:29 PM |
| commitment-neutron1 | $92.00 | 10/17/2012 5:03:25 PM |
| penny-finder | $35.00 | 10/17/2012 5:07:08 PM |
| kindness-fanatic | $25.00 | 10/17/2012 5:03:29 PM |
| bartb | $25.00 | 10/17/2012 5:04:44 PM |
| zassociate | $200.00 | 10/17/2012 5:11:51 PM |
| cwegert | $2.00 | 10/17/2012 5:13:58 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
655250
This series of Notes was issued and sold upon the funding of the borrower loan #76859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $404.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,895 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-waterfall9 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2012)
660-679
(Nov-2011)
680-699
(Jan-2011)
|
|
Principal balance:
| $8,723.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation/New Home Expense
I am requesting a loan to consolidate and finish paying off my two credit cards and to pay off the two bills I owe from renovating a home I purchased last April (one for insulating the attic and another for a major plumbing repair).
I have a current Prosper loan and have always been *ahead* on every single payment by at least 3-5 weeks. I have never made a late payment on any loan, secured or unsecured, in my life. I am a very low risk as a borrower.
My monthly mortgage payment is a modest $581, and my utilities (now that I've insulated the attic!) are also very modest at approximately $120/month, including all sewer charges and taxes. I don't have a car payment and don't anticipate having a car payment for at least another 6-7 years. My health insurance is fully-employer paid, so that is not an expense I have to cover.
I work as an instructor at my local community college, and I am a full-time instructor; not a part-time one. I have been teaching in my field for ten years now.
Ultimately, I am very low risk.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:22 PM |
| HeroSupport | $60.00 | 10/17/2012 5:09:53 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:19:54 PM |
| worth-blanket2 | $13,500.00 | 10/17/2012 5:04:59 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:03 PM |
| keichi03 | $25.00 | 10/17/2012 5:17:48 PM |
| doopers | $25.00 | 10/17/2012 5:56:23 PM |
| 100units | $200.00 | 10/17/2012 5:13:39 PM |
| 312-Lender | $100.00 | 10/17/2012 5:02:44 PM |
| Voracious_Trees | $25.00 | 10/17/2012 5:20:50 PM |
| historic-value7 | $200.00 | 10/17/2012 5:05:25 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:37:16 PM |
| Endeavour | $70.00 | 10/17/2012 5:04:32 PM |
| friedokra | $25.00 | 10/17/2012 5:12:42 PM |
| mschoenf | $100.00 | 10/17/2012 5:21:28 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:22 PM |
| asset-portait013 | $100.00 | 10/17/2012 5:18:45 PM |
| MoneyForNothing | $25.10 | 10/17/2012 5:35:46 PM |
| green-high-five7 | $35.00 | 10/17/2012 5:37:12 PM |
| janeybooboo | $100.00 | 10/17/2012 5:39:39 PM |
| realestateinvestor37 | $50.00 | 10/17/2012 5:55:13 PM |
| Bank42 | $25.00 | 10/17/2012 5:56:43 PM |
| boston_mass | $9.90 | 10/17/2012 6:19:39 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
655282
This series of Notes was issued and sold upon the funding of the borrower loan #76657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $797.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,415 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| order-rider7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FortuneFund | $200.00 | 10/16/2012 5:08:57 PM |
| vigorous-payment6 | $25.00 | 10/16/2012 5:19:36 PM |
| soarmore | $25.00 | 10/16/2012 5:12:43 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:10 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:18 PM |
| windguy | $50.00 | 10/16/2012 5:22:16 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:31 PM |
| CreditBuilder2 | $25.01 | 10/16/2012 5:23:21 PM |
| FortuneFundII | $200.00 | 10/16/2012 6:03:21 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:00 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:52 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:55 PM |
| RothySkynx | $25.00 | 10/16/2012 7:40:00 PM |
| houston2077 | $100.00 | 10/17/2012 9:11:36 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:26 PM |
| wise-virtuous-vigilance | $100.00 | 10/17/2012 5:23:14 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:05:47 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:00 AM |
| LeReve | $500.00 | 10/17/2012 5:31:01 PM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:58 AM |
| bent300 | $25.00 | 10/18/2012 7:08:20 AM |
| TommyTucker | $100.00 | 10/17/2012 8:00:58 PM |
| DNCMediaLoans | $25.00 | 10/17/2012 10:43:56 PM |
| marketplace-nucleus7 | $75.00 | 10/18/2012 6:21:03 AM |
| order-tamale | $29.00 | 10/18/2012 9:08:02 AM |
| citizenX | $50.00 | 10/18/2012 7:18:49 AM |
| gold-web4 | $25.00 | 10/18/2012 7:36:07 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:27 AM |
| MakoF16 | $25.00 | 10/18/2012 8:22:01 AM |
| benefit-zoo | $50.00 | 10/18/2012 8:27:01 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:36 AM |
| progressive-economy261 | $500.00 | 10/18/2012 11:53:20 AM |
| happyjackbak | $50.00 | 10/18/2012 9:49:04 AM |
| Theboof | $50.00 | 10/18/2012 9:16:26 AM |
| best-bonafide-p2p | $25.00 | 10/18/2012 9:23:00 AM |
| pdub | $500.00 | 10/18/2012 12:07:11 PM |
| blue-trade-optimizer | $25.00 | 10/18/2012 10:36:34 AM |
| dime-mandolin9 | $50.00 | 10/18/2012 1:13:43 PM |
| roman1998 | $50.00 | 10/18/2012 12:18:01 PM |
| krisran | $50.00 | 10/18/2012 1:25:49 PM |
| vigilance-revolutionary | $50.00 | 10/18/2012 1:49:03 PM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:32 PM |
| banchan | $37.00 | 10/18/2012 6:02:35 PM |
| mar97 | $25.00 | 10/18/2012 6:04:26 PM |
| DadWarbucks | $25.00 | 10/18/2012 6:11:38 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:28 PM |
| best-listing-toro | $25.00 | 10/18/2012 6:14:50 PM |
| TheKid | $64.00 | 10/18/2012 6:15:40 PM |
| mvalley | $25.00 | 10/18/2012 6:16:36 PM |
| BidDaddyBigBucks | $25.00 | 10/18/2012 6:05:32 PM |
| proper-commitment5 | $25.00 | 10/18/2012 6:19:51 PM |
| Aimvest | $25.00 | 10/18/2012 6:01:19 PM |
| studious-bonus7 | $70.00 | 10/18/2012 6:01:38 PM |
| loyalty-hornet6 | $25.00 | 10/18/2012 6:02:56 PM |
| bradfid | $25.00 | 10/18/2012 6:28:49 PM |
| ore-slingshot0 | $25.00 | 10/18/2012 6:29:37 PM |
| cingular | $25.00 | 10/18/2012 6:30:47 PM |
| enticing-note | $25.00 | 10/18/2012 6:33:19 PM |
| finance_mba | $25.00 | 10/18/2012 6:08:58 PM |
| shred123 | $25.00 | 10/18/2012 6:34:34 PM |
| scholarly-benefit5 | $25.00 | 10/18/2012 6:19:18 PM |
| aasx1108 | $25.00 | 10/18/2012 6:20:11 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:45 PM |
| Tai | $25.00 | 10/18/2012 6:37:53 PM |
| Castellan | $50.00 | 10/18/2012 6:13:44 PM |
| Relevance | $25.00 | 10/18/2012 6:39:44 PM |
| bobby5832708 | $25.00 | 10/18/2012 6:39:59 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:32 PM |
| priceless-note7 | $100.00 | 10/18/2012 6:41:48 PM |
| ryuD | $27.00 | 10/18/2012 6:42:28 PM |
| C_Mark | $50.00 | 10/18/2012 6:27:15 PM |
| successful-agreement7 | $100.00 | 10/18/2012 6:17:48 PM |
| coin-tweet | $25.00 | 10/18/2012 6:17:55 PM |
| credible-responsibility022 | $25.00 | 10/18/2012 6:18:29 PM |
| dainova | $25.00 | 10/18/2012 6:44:41 PM |
| all4beans | $25.00 | 10/18/2012 6:19:38 PM |
| tenacious-affluence | $25.00 | 10/18/2012 6:30:12 PM |
| anti-wall-st | $29.00 | 10/18/2012 6:30:30 PM |
| mason13a | $25.00 | 10/18/2012 6:46:42 PM |
| transparency-baton | $25.00 | 10/18/2012 6:46:51 PM |
| melodious-credit7 | $25.00 | 10/18/2012 6:32:41 PM |
| onlyinchicago | $32.00 | 10/18/2012 6:47:32 PM |
| gracej | $25.00 | 10/18/2012 6:33:48 PM |
| credit-meteor7 | $250.00 | 10/18/2012 6:48:13 PM |
| compassionate-payment218 | $25.00 | 10/18/2012 6:34:29 PM |
| luminous-marketplace5 | $50.00 | 10/18/2012 6:49:02 PM |
| loan-rider7 | $25.00 | 10/18/2012 6:49:39 PM |
| w3alter | $50.00 | 10/18/2012 6:50:31 PM |
| Cpay2Me | $25.00 | 10/18/2012 6:50:35 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:50:58 PM |
| pious-currency875 | $100.00 | 10/18/2012 6:35:48 PM |
| meenan | $100.00 | 10/18/2012 6:36:54 PM |
| Mantis75 | $25.00 | 10/18/2012 6:37:49 PM |
| fairness-palm | $50.00 | 10/18/2012 6:53:20 PM |
| bicyclebear | $25.00 | 10/18/2012 6:38:09 PM |
| adub1979 | $75.00 | 10/18/2012 6:53:22 PM |
| topher515 | $25.00 | 10/18/2012 6:55:13 PM |
| bold-yield-rumbler | $25.00 | 10/18/2012 6:28:21 PM |
| established-payout | $25.00 | 10/18/2012 6:28:32 PM |
| scott73 | $25.00 | 10/18/2012 6:55:35 PM |
| truth-futurist | $50.00 | 10/18/2012 6:57:10 PM |
| awe-inspiring-commitment972 | $50.00 | 10/18/2012 6:29:34 PM |
| balance-voyager | $75.00 | 10/18/2012 6:40:39 PM |
| the-capital-multiplier | $92.00 | 10/18/2012 6:31:02 PM |
| kindness-opera9 | $46.00 | 10/18/2012 6:42:16 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:39 PM |
| Focus-on-tommorow | $25.00 | 10/18/2012 6:32:12 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:25 PM |
| ore-jalapeno4 | $50.00 | 10/18/2012 7:00:31 PM |
| wigglesworth4 | $500.00 | 10/18/2012 7:00:46 PM |
| afotherg | $25.00 | 10/18/2012 7:00:58 PM |
| treasure-pipeline | $25.00 | 10/18/2012 6:46:27 PM |
| dinero-speaker | $25.00 | 10/18/2012 6:46:29 PM |
| math1973 | $45.00 | 10/18/2012 6:47:34 PM |
| Mint_Man | $25.00 | 10/18/2012 7:03:05 PM |
| Ciphernetic | $25.00 | 10/18/2012 7:03:07 PM |
| syounker | $25.00 | 10/18/2012 7:03:22 PM |
| brightest-repayment-patriot | $75.00 | 10/18/2012 6:40:57 PM |
| basis-gazer0 | $25.00 | 10/18/2012 6:51:24 PM |
| Gnube | $25.00 | 10/18/2012 6:41:27 PM |
| gain-tamer7 | $100.00 | 10/18/2012 7:05:08 PM |
| sharpey | $25.00 | 10/18/2012 6:43:14 PM |
| Carpetkid | $67.00 | 10/18/2012 7:06:17 PM |
| JJ9876 | $25.00 | 10/18/2012 7:06:34 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:51 PM |
| soulwork | $50.00 | 10/18/2012 6:53:57 PM |
| Insuredcash | $25.00 | 10/18/2012 6:55:05 PM |
| reflective-deal8 | $50.00 | 10/18/2012 7:09:06 PM |
| payout-harmony4 | $50.00 | 10/18/2012 6:57:07 PM |
| urbane-duty560 | $25.00 | 10/18/2012 6:57:28 PM |
| green-tree-shake | $35.00 | 10/18/2012 6:45:59 PM |
| Cheburashka | $30.00 | 10/18/2012 6:57:31 PM |
| tnakamura | $50.00 | 10/18/2012 7:10:46 PM |
| bonus-tent | $25.00 | 10/18/2012 6:58:38 PM |
| downtownfarm | $25.00 | 10/18/2012 6:49:24 PM |
| MtnLend | $25.00 | 10/18/2012 7:11:39 PM |
| Aljasa2008 | $25.00 | 10/18/2012 6:49:50 PM |
| What-goes-around-comes-around | $25.00 | 10/18/2012 6:50:49 PM |
| trapper569 | $25.00 | 10/18/2012 7:13:22 PM |
| point653 | $25.00 | 10/18/2012 7:00:00 PM |
| Natronpee | $25.00 | 10/18/2012 7:13:59 PM |
| invincible-deal82 | $25.00 | 10/18/2012 7:00:03 PM |
| brightest-affluence-motivator | $50.00 | 10/18/2012 7:14:02 PM |
| HamachiMan | $50.00 | 10/18/2012 7:00:43 PM |
| finance-explosion6 | $25.00 | 10/18/2012 7:15:53 PM |
| minista | $25.00 | 10/18/2012 7:16:01 PM |
| justreturns | $25.00 | 10/18/2012 7:02:14 PM |
| caliguian | $25.00 | 10/18/2012 6:55:00 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:15 PM |
| unrivaled-silver | $25.00 | 10/18/2012 6:55:27 PM |
| skuba | $75.00 | 10/18/2012 6:56:51 PM |
| gain-kitten | $25.00 | 10/18/2012 6:56:59 PM |
| market-assembler | $50.00 | 10/18/2012 7:03:18 PM |
| Orringo | $45.00 | 10/18/2012 7:17:38 PM |
| value-microscope | $25.00 | 10/18/2012 6:57:33 PM |
| finance-negotiator2 | $25.00 | 10/18/2012 7:18:16 PM |
| kind-unassuming-fund | $25.00 | 10/18/2012 6:58:48 PM |
| power-trophy7 | $25.00 | 10/18/2012 6:59:11 PM |
| fcukciti | $35.00 | 10/18/2012 7:04:57 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:21 PM |
| godsost | $25.00 | 10/18/2012 7:05:18 PM |
| Herluftrolle | $25.00 | 10/18/2012 7:00:27 PM |
| dignified-finance | $50.00 | 10/18/2012 7:25:23 PM |
| prodigitus | $25.00 | 10/18/2012 7:02:10 PM |
| dospapalotes | $25.00 | 10/18/2012 7:08:32 PM |
| Woodworker57 | $25.00 | 10/18/2012 7:26:37 PM |
| rcm87 | $50.00 | 10/18/2012 7:02:49 PM |
| nosualcneas | $25.00 | 10/18/2012 7:09:13 PM |
| debt-fuse158 | $25.00 | 10/18/2012 7:28:13 PM |
| thoughtful-peso78 | $25.00 | 10/18/2012 7:09:27 PM |
| acropiloterau2002 | $25.00 | 10/18/2012 7:09:35 PM |
| orange-dollar-raccoon | $77.00 | 10/18/2012 7:29:24 PM |
| relaxation798 | $100.00 | 10/18/2012 7:10:00 PM |
| economy-molecule3 | $391.00 | 10/18/2012 7:04:27 PM |
| bxdoc | $25.00 | 10/18/2012 7:13:08 PM |
| inspiring-payout5 | $25.00 | 10/18/2012 7:34:49 PM |
| DirtyJenga | $25.00 | 10/18/2012 7:35:18 PM |
| bajaruss | $25.00 | 10/18/2012 7:35:55 PM |
| mtp | $100.00 | 10/18/2012 7:36:03 PM |
| QuinMccoy | $28.00 | 10/18/2012 7:14:15 PM |
| saltymt | $50.00 | 10/18/2012 7:14:45 PM |
| MoonMama | $25.00 | 10/18/2012 7:08:13 PM |
| velocity-oak | $25.00 | 10/18/2012 7:38:45 PM |
| prudent-payment316 | $25.00 | 10/18/2012 7:15:37 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:30 PM |
| kid8549 | $100.00 | 10/18/2012 7:41:48 PM |
| Clambake | $25.00 | 10/18/2012 7:10:28 PM |
| larrybird | $1,000.00 | 10/18/2012 7:17:28 PM |
| velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:11 PM |
| dthompso | $50.00 | 10/18/2012 7:11:16 PM |
| flexible-value | $50.00 | 10/18/2012 7:18:38 PM |
| Frankieb21 | $25.00 | 10/18/2012 7:11:45 PM |
| dsstao | $25.00 | 10/18/2012 7:19:07 PM |
| velocity-javelin8 | $25.00 | 10/18/2012 7:19:23 PM |
| life-is-great | $25.00 | 10/18/2012 7:49:16 PM |
| wise-alluring-penny | $50.00 | 10/18/2012 7:49:43 PM |
| holstj | $25.00 | 10/18/2012 7:13:19 PM |
| jthomps4 | $25.00 | 10/18/2012 7:50:23 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:18 PM |
| Zolton | $300.00 | 10/18/2012 7:14:37 PM |
| blooming-market | $25.00 | 10/18/2012 7:15:04 PM |
| keyfig | $25.00 | 10/18/2012 7:15:17 PM |
| slimof37 | $25.00 | 10/18/2012 7:25:40 PM |
| Jalebi | $25.00 | 10/18/2012 7:27:51 PM |
| riskadverse44 | $25.00 | 10/18/2012 7:28:08 PM |
| stuy1998 | $25.00 | 10/18/2012 7:17:26 PM |
| Macinvest | $25.00 | 10/18/2012 7:29:35 PM |
| ninjazx10rida | $25.00 | 10/18/2012 7:17:45 PM |
| wonderous-truth6 | $25.00 | 10/18/2012 7:17:58 PM |
| LIStewart | $30.00 | 10/18/2012 7:18:28 PM |
| notupdated | $25.00 | 10/18/2012 7:31:50 PM |
| terminal-velocity34 | $25.00 | 10/18/2012 7:32:04 PM |
| magnificent-felicity4 | $25.00 | 10/18/2012 7:19:18 PM |
| donloah | $25.00 | 10/18/2012 8:07:58 PM |
| urbane-deal152 | $50.00 | 10/18/2012 7:19:56 PM |
| janasek | $25.00 | 10/18/2012 7:20:24 PM |
| sturdy-fairness0 | $100.00 | 10/18/2012 7:35:03 PM |
| Hanalei712 | $50.00 | 10/18/2012 7:21:50 PM |
| investment-kingdom | $25.00 | 10/18/2012 7:22:55 PM |
| KlotzLending | $25.00 | 10/18/2012 7:37:43 PM |
| lostontheedge | $25.00 | 10/18/2012 7:23:43 PM |
| MasterKey | $25.00 | 10/18/2012 7:24:36 PM |
| chump_change1977 | $25.00 | 10/18/2012 7:38:13 PM |
| the-bright-velocity | $25.00 | 10/18/2012 7:38:25 PM |
| MadHun | $200.00 | 10/18/2012 7:38:29 PM |
| kyomoon | $28.00 | 10/18/2012 7:40:07 PM |
| ready-interest9 | $25.00 | 10/18/2012 8:29:58 PM |
| nuclearmoose | $50.00 | 10/18/2012 8:30:19 PM |
| stoopidnoodle | $25.00 | 10/18/2012 7:29:45 PM |
| Hogan55 | $14.49 | 10/18/2012 8:42:10 PM |
| proud-pound4 | $25.00 | 10/18/2012 7:31:47 PM |
| AldiHoldings | $45.00 | 10/18/2012 7:31:57 PM |
| asya | $25.00 | 10/18/2012 7:50:09 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 7:34:21 PM |
| zoomdrm57 | $25.00 | 10/18/2012 7:57:20 PM |
| eyeofaneedle | $50.00 | 10/18/2012 7:38:17 PM |
| wealth-fields8 | $50.00 | 10/18/2012 7:42:25 PM |
| dtrain5 | $28.00 | 10/18/2012 7:42:29 PM |
| durability-warmth | $44.00 | 10/18/2012 7:44:58 PM |
| authentic-liberty7 | $25.00 | 10/18/2012 8:06:40 PM |
| kchen486 | $50.00 | 10/18/2012 7:48:41 PM |
| GameDesign | $50.00 | 10/18/2012 7:54:35 PM |
| methodical-principal2 | $25.00 | 10/18/2012 8:29:24 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:30 PM |
| chorus731 | $25.00 | 10/18/2012 8:41:01 PM |
| smithd76 | $25.00 | 10/18/2012 8:02:47 PM |
| famous-bid9 | $25.00 | 10/18/2012 8:05:42 PM |
| emo13 | $38.00 | 10/18/2012 8:28:50 PM |
| PThor | $25.00 | 10/16/2012 5:25:53 PM |
| LoanerPrincipal | $25.00 | 10/16/2012 5:29:28 PM |
| mschoenf | $100.00 | 10/16/2012 5:16:38 PM |
| shaps | $50.00 | 10/16/2012 5:20:04 PM |
| lionheart722 | $100.00 | 10/16/2012 5:35:11 PM |
| Vegasjim | $25.00 | 10/16/2012 6:00:35 PM |
| cash-spinner | $25.00 | 10/17/2012 5:37:42 AM |
| fairness-symphony2 | $50.00 | 10/17/2012 7:29:12 AM |
| credit-dandelion148 | $300.00 | 10/17/2012 1:12:11 PM |
| equitable-bid250 | $100.00 | 10/17/2012 2:06:37 PM |
| the-careful-fund | $25.00 | 10/17/2012 2:27:21 PM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:00 PM |
| the-magnetic-transaction | $41.00 | 10/17/2012 5:05:25 PM |
| gold-disk | $25.00 | 10/17/2012 1:03:47 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:39 PM |
| 100units | $200.00 | 10/17/2012 5:12:46 PM |
| lendersf | $50.00 | 10/17/2012 2:30:22 PM |
| dignified-truth7 | $200.00 | 10/17/2012 5:24:12 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:19 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:10:50 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:35 PM |
| imogen22 | $50.00 | 10/17/2012 5:15:50 PM |
| delectable-order532 | $69.00 | 10/17/2012 5:08:10 PM |
| newest-payment-trapper | $62.50 | 10/17/2012 5:10:00 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:20:50 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:21 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:24 PM |
| finder61 | $25.00 | 10/17/2012 7:29:19 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:12 AM |
| SecondChanceLendingSERV | $25.00 | 10/18/2012 8:46:00 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:58 AM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:01 AM |
| treasure-palace661 | $350.00 | 10/18/2012 12:04:58 PM |
| Investor_DP | $200.00 | 10/18/2012 9:34:43 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:48 AM |
| return-aurora853 | $500.00 | 10/18/2012 5:40:44 PM |
| GrayStudio | $25.00 | 10/18/2012 12:06:53 PM |
| kegs | $150.00 | 10/18/2012 2:25:36 PM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:13:27 PM |
| Investoman | $25.00 | 10/18/2012 5:45:41 PM |
| affluence-kingdom9 | $100.00 | 10/18/2012 5:55:47 PM |
| Worldskiboy | $50.00 | 10/18/2012 6:02:09 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:39 PM |
| Tradesmanlender | $25.00 | 10/18/2012 6:04:54 PM |
| american6 | $50.00 | 10/18/2012 5:48:07 PM |
| Wulfpack | $25.00 | 10/18/2012 6:07:05 PM |
| postalwhiz | $25.00 | 10/18/2012 5:54:03 PM |
| finder072 | $25.00 | 10/18/2012 6:14:26 PM |
| nourishing-order8 | $25.00 | 10/18/2012 5:59:55 PM |
| moltopaolo | $50.00 | 10/18/2012 6:16:08 PM |
| adventurer447 | $300.00 | 10/18/2012 6:20:41 PM |
| AgentCash | $25.00 | 10/18/2012 6:06:19 PM |
| unrivaled-deal676 | $50.00 | 10/18/2012 6:08:05 PM |
| knowledgeable-silver6 | $25.00 | 10/18/2012 6:01:31 PM |
| Sang1963 | $50.00 | 10/18/2012 6:27:28 PM |
| charming-economy438 | $25.00 | 10/18/2012 6:28:50 PM |
| marketplace-cello5 | $25.00 | 10/18/2012 6:29:57 PM |
| loyalty-sherpa | $25.00 | 10/18/2012 6:14:17 PM |
| ianakacg | $25.00 | 10/18/2012 6:33:01 PM |
| loan-mole8 | $25.00 | 10/18/2012 6:36:06 PM |
| Rick21 | $50.00 | 10/18/2012 6:36:28 PM |
| maldok1 | $25.00 | 10/18/2012 6:37:01 PM |
| GlobalVisionary | $50.00 | 10/18/2012 6:37:36 PM |
| active-reward7 | $42.00 | 10/18/2012 6:37:56 PM |
| dfealk | $25.00 | 10/18/2012 6:38:12 PM |
| sentry256 | $25.00 | 10/18/2012 6:38:30 PM |
| GhiaGuy | $25.00 | 10/18/2012 6:39:03 PM |
| commanding-treasure2 | $75.00 | 10/18/2012 6:24:30 PM |
| green28 | $50.00 | 10/18/2012 6:40:51 PM |
| rockstar73 | $25.00 | 10/18/2012 6:42:00 PM |
| greenback-investor7 | $100.00 | 10/18/2012 6:27:40 PM |
| Taxman44 | $25.00 | 10/18/2012 6:43:41 PM |
| socrates520 | $27.00 | 10/18/2012 6:29:17 PM |
| the-shrewd-wampum | $25.00 | 10/18/2012 6:29:55 PM |
| progressive-asset | $32.00 | 10/18/2012 6:47:00 PM |
| Cash-Flow | $676.00 | 10/18/2012 6:23:05 PM |
| buraky | $48.00 | 10/18/2012 6:35:42 PM |
| resolute-basis9 | $25.00 | 10/18/2012 6:35:51 PM |
| scholarly-velocity6 | $30.00 | 10/18/2012 6:36:35 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:50 PM |
| rate-mogul | $50.00 | 10/18/2012 6:39:42 PM |
| Medic05 | $25.00 | 10/18/2012 6:40:12 PM |
| unassailable-funds754 | $25.00 | 10/18/2012 6:40:46 PM |
| happy-asset | $25.00 | 10/18/2012 6:57:45 PM |
| loney_mender | $25.00 | 10/18/2012 6:30:45 PM |
| mizon291 | $25.00 | 10/18/2012 6:58:07 PM |
| Emgolda | $25.00 | 10/18/2012 6:31:52 PM |
| Viamin | $25.00 | 10/18/2012 6:32:18 PM |
| fantastic-bazaar2 | $50.00 | 10/18/2012 6:59:42 PM |
| andrew491 | $50.00 | 10/18/2012 6:59:57 PM |
| iolaire | $25.00 | 10/18/2012 6:44:33 PM |
| gjh37 | $25.00 | 10/18/2012 6:44:58 PM |
| fiddlerzvi | $50.00 | 10/18/2012 7:01:03 PM |
| lDewey | $25.00 | 10/18/2012 6:36:00 PM |
| community-pipeline | $25.00 | 10/18/2012 6:36:23 PM |
| DrMoneyBags | $40.00 | 10/18/2012 6:37:06 PM |
| ready-bid9 | $50.00 | 10/18/2012 6:45:57 PM |
| TelegramSam | $25.00 | 10/18/2012 6:37:13 PM |
| helpinghand63 | $25.00 | 10/18/2012 6:37:29 PM |
| platinum-genetics | $25.00 | 10/18/2012 6:46:49 PM |
| funds-captain4 | $26.00 | 10/18/2012 6:47:08 PM |
| hrubinst | $50.00 | 10/18/2012 6:39:01 PM |
| KVEER | $25.00 | 10/18/2012 7:02:40 PM |
| gsand11 | $25.00 | 10/18/2012 6:47:59 PM |
| Dave0 | $25.00 | 10/18/2012 6:40:03 PM |
| BofM | $25.00 | 10/18/2012 6:40:09 PM |
| hard-working-rate3 | $25.00 | 10/18/2012 7:04:09 PM |
| inspired-investment8 | $100.00 | 10/18/2012 7:04:13 PM |
| impartial-deal | $25.00 | 10/18/2012 6:50:28 PM |
| wtrboy | $25.00 | 10/18/2012 6:51:37 PM |
| GrommetPosse | $50.00 | 10/18/2012 7:06:14 PM |
| exchange-pledge | $50.00 | 10/18/2012 7:08:41 PM |
| cozy-note | $25.00 | 10/18/2012 6:45:03 PM |
| AceNow | $50.00 | 10/18/2012 6:45:21 PM |
| helpishere777 | $25.00 | 10/18/2012 6:55:55 PM |
| glider537 | $25.00 | 10/18/2012 7:09:33 PM |
| velocity-blossom161 | $100.00 | 10/18/2012 6:46:01 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:58:57 PM |
| power-haven459 | $25.00 | 10/18/2012 7:12:41 PM |
| gallant-economy9 | $50.00 | 10/18/2012 7:13:27 PM |
| dennisuello | $50.00 | 10/18/2012 7:01:07 PM |
| LenderOnWheels | $25.00 | 10/18/2012 7:15:55 PM |
| selfmademan | $25.00 | 10/18/2012 7:15:58 PM |
| benevolent-moola291 | $50.00 | 10/18/2012 7:16:14 PM |
| basis-mate7 | $25.00 | 10/18/2012 6:55:24 PM |
| AFairDeal | $25.00 | 10/18/2012 7:16:57 PM |
| historic-balance5 | $50.00 | 10/18/2012 6:57:47 PM |
| timbob | $100.00 | 10/18/2012 6:59:08 PM |
| innocent-income4 | $25.00 | 10/18/2012 7:05:16 PM |
| ramsba | $50.00 | 10/18/2012 7:21:01 PM |
| calm-platinum957 | $35.00 | 10/18/2012 7:21:30 PM |
| jmb_lending | $50.00 | 10/18/2012 7:22:09 PM |
| transparency-halo | $25.00 | 10/18/2012 7:23:02 PM |
| Science7124 | $25.00 | 10/18/2012 7:06:56 PM |
| PhalanxBulldog | $25.00 | 10/18/2012 7:02:08 PM |
| figs4u2 | $100.00 | 10/18/2012 7:02:30 PM |
| integrity-saver | $25.00 | 10/18/2012 7:08:37 PM |
| js60l | $25.00 | 10/18/2012 7:03:03 PM |
| satisfying-deal5 | $50.00 | 10/18/2012 7:03:24 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:30 PM |
| reasonable-greenback | $38.00 | 10/18/2012 7:09:31 PM |
| JayKae | $30.00 | 10/18/2012 7:09:38 PM |
| trustu | $45.00 | 10/18/2012 7:29:31 PM |
| mogul42 | $25.00 | 10/18/2012 7:04:15 PM |
| MechEngineer | $25.00 | 10/18/2012 7:04:48 PM |
| WorldlyWorker | $25.00 | 10/18/2012 7:11:48 PM |
| EtaDuck | $25.00 | 10/18/2012 7:12:03 PM |
| rs999 | $25.00 | 10/18/2012 7:33:22 PM |
| chapman18 | $25.00 | 10/18/2012 7:12:31 PM |
| nimble-penny1 | $25.00 | 10/18/2012 7:34:42 PM |
| psonicl | $41.00 | 10/18/2012 7:06:06 PM |
| christifa | $25.00 | 10/18/2012 7:06:22 PM |
| VoltageSpike | $30.00 | 10/18/2012 7:14:29 PM |
| lounges | $25.00 | 10/18/2012 7:08:06 PM |
| a-balance-surgeon | $31.00 | 10/18/2012 7:08:22 PM |
| orindalender | $26.00 | 10/18/2012 7:08:39 PM |
| Stafo | $25.00 | 10/18/2012 7:39:18 PM |
| transparency-galleon | $25.00 | 10/18/2012 7:15:30 PM |
| newest-glowing-cash | $25.00 | 10/18/2012 7:09:17 PM |
| durability-solstice8 | $50.00 | 10/18/2012 7:40:26 PM |
| IP | $25.00 | 10/18/2012 7:11:06 PM |
| slartibardfast | $25.00 | 10/18/2012 7:17:32 PM |
| rytrearc | $25.00 | 10/18/2012 7:18:14 PM |
| harperpotok | $100.00 | 10/18/2012 7:19:11 PM |
| thrifty-transaction578 | $25.00 | 10/18/2012 7:49:01 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:39 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:04 PM |
| poster177 | $25.00 | 10/18/2012 7:14:13 PM |
| natecam | $25.00 | 10/18/2012 7:23:30 PM |
| top-courteous-peso | $75.00 | 10/18/2012 7:15:06 PM |
| top-silver-american | $25.00 | 10/18/2012 7:26:30 PM |
| PRGuyinVA | $25.00 | 10/18/2012 7:28:20 PM |
| circuitfive | $25.00 | 10/18/2012 7:17:05 PM |
| handy-money9 | $28.00 | 10/18/2012 7:17:13 PM |
| rudyindc | $25.00 | 10/18/2012 7:29:38 PM |
| BDL-Roth | $40.00 | 10/18/2012 7:30:38 PM |
| keen-credit6 | $26.00 | 10/18/2012 8:04:20 PM |
| Gabriel02 | $25.00 | 10/18/2012 7:33:09 PM |
| affluence-tycoon | $25.00 | 10/18/2012 7:20:10 PM |
| E_G | $50.00 | 10/18/2012 7:20:18 PM |
| ItsJustMe79 | $25.00 | 10/18/2012 7:34:19 PM |
| flo_rida | $100.00 | 10/18/2012 7:34:40 PM |
| delectable-point5 | $50.00 | 10/18/2012 7:35:15 PM |
| enthralling-investment | $25.00 | 10/18/2012 7:36:15 PM |
| Splangy613 | $25.00 | 10/18/2012 7:21:18 PM |
| benefit-prescription6 | $100.00 | 10/18/2012 7:36:40 PM |
| bold-luminous-wealth | $25.00 | 10/18/2012 7:37:11 PM |
| dhw1 | $25.00 | 10/18/2012 7:22:30 PM |
| justchecking999 | $25.00 | 10/18/2012 7:37:39 PM |
| investment-tempo | $25.00 | 10/18/2012 7:25:30 PM |
| martinatime | $25.00 | 10/18/2012 7:43:18 PM |
| kfrench | $75.00 | 10/18/2012 8:32:39 PM |
| dansarkis | $25.00 | 10/18/2012 7:30:10 PM |
| Great-Mom | $25.00 | 10/18/2012 7:31:44 PM |
| hitsman | $50.00 | 10/18/2012 7:50:01 PM |
| friendly-gold | $25.00 | 10/18/2012 7:50:19 PM |
| chlebie | $50.00 | 10/18/2012 7:34:17 PM |
| noble-moola0 | $30.00 | 10/18/2012 7:34:33 PM |
| wealthstar | $25.00 | 10/18/2012 7:35:52 PM |
| jazz619 | $25.00 | 10/18/2012 7:56:37 PM |
| BxRealtor | $25.00 | 10/18/2012 7:37:04 PM |
| brilliant-loyalty7 | $25.00 | 10/18/2012 7:58:05 PM |
| flypenguin | $25.00 | 10/18/2012 7:38:22 PM |
| deal-contributor8 | $50.00 | 10/18/2012 7:39:01 PM |
| EnglishGeekInNYC | $50.00 | 10/18/2012 7:39:42 PM |
| awwaww | $25.00 | 10/18/2012 7:45:33 PM |
| sclark | $25.00 | 10/18/2012 7:53:04 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:15 PM |
| Headhunter14 | $25.00 | 10/18/2012 8:03:05 PM |
| 457 Investments
|
Borrower Payment Dependent Notes Series
655360
This series of Notes was issued and sold upon the funding of the borrower loan #76395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $309.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,863 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| arnold4112 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
640-659
(Jul-2009)
640-659
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation = Secure Future
The purpose of my loan request on Prosper.com is to consolidate 5 high interest rate credits cards and store cards. I've realized over the past several years that unless I double or triple my monthly payments these balances will never evaporate. My intent with this request is to pay off all 5 credit cards and be given the peace of mind to know that in 5 short years these debts will be paid off and never exist again.
My current financial situation is stable however I believe that there is always room for improvement. I am a college educated, full-time Network Engineer at a Pharmacy Data Processing and IT company. My monthly gross income is $4800 per month.
I believe I am a good candidate for this loan because I have always put a priority on my financial obligations. My credit score from Experian as of 10/16/12 is 692. If you would like proof of this please let me know and I will forward you the e-mail that I received from Prosper indicating this to be the case. While my credit isn't perfect, I am a hardworking, honest middle class family man that is trying to secure a better financial future for my wife and 2 sons.
Monthly net income: $3900
Housing: $650
Insurance: $200
Car expenses: $700
Utilities: $350
Phone, cable, internet: $350
Food, entertainment: $750
Preschool: $150
Debts that this loan would consolidate:
Discover Card #1 ? Balance = $4100 ? Current Monthly Payment = $95
Discover Card #2 ? Balance = $3200 ? Current Monthly Payment = $89
Chase Visa Card ? Balance = $1850 ? Current Monthly Payment = $68
Lowes Credit Card ? Balance $1700 ? Current Monthly Payment = $90
Best Buy Card ? Balance $560.00 ? Current Monthly Payment = $30
The debts that I would like to consolidate currently carry a total balance of $11,410.00. Combined I currently pay $372 per month for these debts if I only pay the minimum monthly payment. Consolidating these debts on Prosper.com will reduce my interest rate and monthly payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $40.00 | 10/17/2012 5:03:58 PM |
| trumpeter5 | $25.00 | 10/17/2012 5:01:16 PM |
| vutah | $25.00 | 10/17/2012 5:02:50 PM |
| sweety075 | $25.00 | 10/17/2012 5:04:26 PM |
| friedokra | $25.00 | 10/17/2012 5:06:15 PM |
| 312-Lender | $100.00 | 10/17/2012 5:02:49 PM |
| felicity-contributor3 | $25.00 | 10/17/2012 5:11:37 PM |
| thrilling-fund427 | $50.00 | 10/17/2012 5:08:22 PM |
| kindness-fanatic | $30.00 | 10/17/2012 5:01:58 PM |
| historic-value7 | $150.00 | 10/17/2012 5:04:39 PM |
| commerce-rumbler0 | $500.00 | 10/17/2012 5:07:30 PM |
| hillerod | $26.17 | 10/17/2012 5:03:46 PM |
| worth-blanket2 | $10,350.00 | 10/17/2012 5:04:17 PM |
| keichi03 | $25.00 | 10/17/2012 5:10:23 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:04 PM |
| 100units | $28.83 | 10/17/2012 5:13:39 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
655382
This series of Notes was issued and sold upon the funding of the borrower loan #76618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,650.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $374.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,611 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| independent-bill836 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
My job is berry important to me that is why I never have problem making my payment I did some Emergency home repair using my credit cars and a personal loan will be cheap it then the credit card
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fund-cypress910 | $25.00 | 10/17/2012 5:09:22 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:39 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:10 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:30 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:18 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:03 AM |
| pdub | $500.00 | 10/18/2012 12:07:14 PM |
| aztec | $50.00 | 10/18/2012 6:04:38 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:51 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:28 PM |
| green28 | $50.00 | 10/18/2012 6:40:52 PM |
| vigorous-payment6 | $25.00 | 10/18/2012 6:57:17 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:25 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:21 PM |
| agreement-mesh9 | $35.00 | 10/18/2012 7:34:44 PM |
| toblerone | $25.00 | 10/18/2012 8:04:52 PM |
| Vegasjim | $25.00 | 10/18/2012 7:33:45 PM |
| kfrench | $75.00 | 10/18/2012 8:32:40 PM |
| life-is-great | $25.00 | 10/19/2012 10:21:23 AM |
| geniusj | $25.00 | 10/19/2012 9:54:38 AM |
| rmachi | $25.00 | 10/19/2012 10:35:58 AM |
| community-seahorse0 | $25.00 | 10/19/2012 10:36:43 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:11 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:33:57 PM |
| california111 | $50.00 | 10/19/2012 1:41:24 PM |
| spartan974 | $50.00 | 10/19/2012 11:23:11 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:18 AM |
| rupee-champion7 | $25.00 | 10/19/2012 12:32:54 PM |
| PaulW | $40.00 | 10/19/2012 1:37:23 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:10 PM |
| hitsman | $50.00 | 10/19/2012 5:15:53 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:51 PM |
| DreisersFinancier | $50.00 | 10/19/2012 5:30:46 PM |
| credit-meteor7 | $206.00 | 10/19/2012 5:11:27 PM |
| moremax | $150.00 | 10/19/2012 5:37:29 PM |
| durability-solstice8 | $50.00 | 10/19/2012 5:38:43 PM |
| soarmore | $25.00 | 10/19/2012 5:04:49 PM |
| j2ee | $50.00 | 10/19/2012 5:06:34 PM |
| RocketSurgeon | $25.00 | 10/19/2012 5:53:11 PM |
| kind-payment-viking3 | $100.00 | 10/19/2012 6:00:41 PM |
| lagnisiruk | $25.00 | 10/19/2012 5:40:05 PM |
| dignified-truth7 | $200.00 | 10/19/2012 5:30:49 PM |
| Winger | $50.00 | 10/19/2012 5:35:40 PM |
| liberty-mountain7 | $31.00 | 10/19/2012 5:55:30 PM |
| w3alter | $50.00 | 10/19/2012 5:59:31 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:38 PM |
| benjamin67 | $25.00 | 10/19/2012 6:13:27 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:59 PM |
| help4u | $50.00 | 10/20/2012 5:38:55 AM |
| bold-riveting-social | $50.00 | 10/19/2012 6:15:08 PM |
| cloud8 | $40.00 | 10/19/2012 7:43:13 PM |
| abfs | $25.00 | 10/19/2012 6:21:31 PM |
| kind-unassuming-fund | $25.00 | 10/19/2012 6:24:24 PM |
| China-man | $200.00 | 10/20/2012 5:21:52 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:31:17 AM |
| market-maple | $50.00 | 10/20/2012 7:50:00 AM |
| kind-lovely-credit | $25.00 | 10/19/2012 11:58:02 PM |
| ironman84 | $50.00 | 10/20/2012 8:05:14 AM |
| magical-credit523 | $25.00 | 10/20/2012 4:46:05 AM |
| pednatjr | $45.00 | 10/20/2012 8:11:26 AM |
| TigerForce | $25.00 | 10/20/2012 4:53:15 AM |
| discrete-asset | $25.00 | 10/20/2012 10:38:46 AM |
| corphippie | $25.00 | 10/20/2012 7:54:38 AM |
| youqianderen | $79.00 | 10/20/2012 7:57:56 AM |
| hope-candy1 | $75.00 | 10/20/2012 9:44:57 AM |
| decisive-income7 | $1,000.00 | 10/17/2012 5:12:45 PM |
| compassion-twister2 | $50.00 | 10/17/2012 7:33:53 PM |
| shaps | $50.00 | 10/17/2012 5:25:31 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:09 AM |
| houston2077 | $25.00 | 10/17/2012 6:39:23 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:32 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:55 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:21 AM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:36 PM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:43 AM |
| dime-mandolin9 | $50.00 | 10/18/2012 1:13:45 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:44 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:51 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:04 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:55 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:34 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:39 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:19 PM |
| nuclearmoose | $50.00 | 10/18/2012 8:30:20 PM |
| laser | $50.00 | 10/19/2012 7:08:37 AM |
| power-kin | $50.00 | 10/19/2012 9:40:09 AM |
| E_G | $50.00 | 10/19/2012 9:13:08 AM |
| PThor | $25.00 | 10/19/2012 9:57:44 AM |
| Investoman | $25.00 | 10/19/2012 10:02:18 AM |
| finance_mba | $25.00 | 10/19/2012 10:14:06 AM |
| prudent-dough458 | $25.00 | 10/19/2012 10:21:12 AM |
| indomitable-coin | $25.00 | 10/19/2012 10:22:09 AM |
| mlandrid | $25.00 | 10/19/2012 10:32:25 AM |
| finance-refresher3 | $50.00 | 10/19/2012 10:35:50 AM |
| gmoney37 | $50.00 | 10/19/2012 10:11:52 AM |
| simiray | $30.00 | 10/19/2012 9:54:02 AM |
| top-blissful-dedication | $25.00 | 10/19/2012 10:35:15 AM |
| first-charming-fund | $25.00 | 10/19/2012 12:12:44 PM |
| cfleap | $25.00 | 10/19/2012 10:30:48 AM |
| skuba | $100.00 | 10/19/2012 11:32:11 AM |
| bellaquito | $500.00 | 10/19/2012 11:45:28 AM |
| gnuey | $25.00 | 10/19/2012 11:23:25 AM |
| Uncle_Scrooge | $41.00 | 10/19/2012 5:06:47 PM |
| benevolent-marketplace4 | $2,500.00 | 10/19/2012 2:57:34 PM |
| encouraging-repayment5 | $25.00 | 10/19/2012 3:04:59 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:32 PM |
| dollardave | $50.00 | 10/19/2012 2:10:01 PM |
| elevated-generosity | $25.00 | 10/19/2012 2:21:01 PM |
| TomDalonajay | $25.00 | 10/19/2012 5:07:41 PM |
| listing-reformation8 | $50.00 | 10/19/2012 3:46:43 PM |
| platinum-attraction | $25.00 | 10/19/2012 4:21:45 PM |
| supersam | $50.00 | 10/19/2012 5:14:16 PM |
| Plutis | $25.00 | 10/19/2012 5:11:53 PM |
| zassociate | $99.00 | 10/19/2012 5:13:51 PM |
| progressive-gold6 | $100.00 | 10/19/2012 5:27:56 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:15 PM |
| velocityasaurus-rex4 | $65.00 | 10/19/2012 5:17:15 PM |
| Aquafina24Ounce | $25.00 | 10/19/2012 6:01:06 PM |
| suave-durability1 | $50.00 | 10/19/2012 5:44:17 PM |
| lawyervon | $25.00 | 10/19/2012 6:11:45 PM |
| thrifty-transaction578 | $25.00 | 10/19/2012 5:34:38 PM |
| dainova | $25.00 | 10/19/2012 5:38:45 PM |
| Zoomie | $25.00 | 10/19/2012 5:57:47 PM |
| relaxation798 | $100.00 | 10/19/2012 5:41:04 PM |
| rs999 | $25.00 | 10/19/2012 6:02:00 PM |
| loan-master996 | $49.00 | 10/19/2012 5:44:53 PM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:40 PM |
| sturdy-fairness0 | $35.00 | 10/19/2012 6:16:01 PM |
| mike279766 | $28.00 | 10/19/2012 9:46:01 PM |
| silver-explorer6 | $25.00 | 10/19/2012 6:02:09 PM |
| BidDaddyBigBucks | $25.00 | 10/19/2012 6:09:35 PM |
| blue-laudable-dinero | $25.00 | 10/20/2012 6:07:52 AM |
| tender-fund1 | $101.10 | 10/19/2012 6:40:26 PM |
| Benny-factor | $50.89 | 10/20/2012 11:09:38 AM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
655390
This series of Notes was issued and sold upon the funding of the borrower loan #76799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,252 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-trooper4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off medical debt
This loan will be used to... to pay off medical bills and consolidate credit card debt
My financial situation: Gloucester County Federal Savings Bank
I am a good candidate for this loan because... I make a good income and always pay back my bills on time.
Monthly net income: $4208
Monthly expenses: $3500
Housing: $1395
Insurance: $289
Car expenses: $480
Utilities: $235
Phone, cable, internet: $305
Food, entertainment: $
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $96
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| terrific-p2p4 | $500.00 | 10/16/2012 5:01:40 PM |
| nethosters | $25.00 | 10/16/2012 5:13:46 PM |
| VirginiaBuckeye | $50.00 | 10/16/2012 5:10:49 PM |
| euro-eagle1 | $25.00 | 10/16/2012 5:23:35 PM |
| EarlyRiser | $250.00 | 10/16/2012 5:25:46 PM |
| Starica | $62.00 | 10/16/2012 5:30:24 PM |
| majestic-note6 | $150.00 | 10/16/2012 5:21:41 PM |
| enriched-return057 | $50.00 | 10/16/2012 5:23:35 PM |
| lovely-currency3 | $50.00 | 10/16/2012 5:51:44 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:53 PM |
| let_me_retire | $50.00 | 10/16/2012 5:53:09 PM |
| greekgst99 | $25.00 | 10/16/2012 6:15:21 PM |
| trade-goblin9 | $75.00 | 10/16/2012 6:21:04 PM |
| poorboy18 | $25.00 | 10/16/2012 8:18:07 PM |
| av22 | $100.00 | 10/16/2012 7:56:26 PM |
| ore-accord | $25.00 | 10/16/2012 8:35:32 PM |
| yons88 | $2.46 | 10/16/2012 9:53:27 PM |
| InChicago | $80.04 | 10/16/2012 5:02:28 PM |
| CashFlow13 | $1,500.00 | 10/16/2012 5:01:38 PM |
| handy-justice | $50.00 | 10/16/2012 5:05:58 PM |
| vutah | $25.00 | 10/16/2012 5:09:35 PM |
| shrewd-deal | $50.00 | 10/16/2012 5:15:07 PM |
| Relient-K | $25.00 | 10/16/2012 5:29:49 PM |
| liberty-tostada7 | $50.00 | 10/16/2012 5:30:31 PM |
| refresher211 | $100.00 | 10/16/2012 5:18:28 PM |
| slowgains | $25.00 | 10/16/2012 5:23:57 PM |
| klippies | $25.00 | 10/16/2012 5:42:22 PM |
| Detour11 | $25.00 | 10/16/2012 6:39:05 PM |
| worthy-bid8 | $100.00 | 10/16/2012 5:53:59 PM |
| ferocious-kindness8 | $30.00 | 10/16/2012 5:49:20 PM |
| blitzen40 | $25.00 | 10/16/2012 6:08:43 PM |
| deal-selector5 | $25.00 | 10/16/2012 7:42:45 PM |
| buffalobills | $25.00 | 10/16/2012 6:35:30 PM |
| VirginiaBuckeye | $250.00 | 10/16/2012 9:18:21 PM |
| credit-bliss8 | $25.00 | 10/16/2012 9:31:44 PM |
| Lubava | $50.50 | 10/16/2012 8:46:01 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
655422
This series of Notes was issued and sold upon the funding of the borrower loan #76739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $192.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $7,352 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-titan3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $1,048.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Taxes
Purpose of loan:
This loan will be used to pay 2011 federal and state taxes.
My financial situation:
I am a good candidate for this loan because I am secruely employed and full household income is $200,000 plus.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kindness-lesson1 | $25.00 | 10/17/2012 9:28:06 AM |
| rospa | $50.00 | 10/17/2012 9:55:47 AM |
| silver-saber | $125.00 | 10/17/2012 12:08:37 PM |
| euro-infusion3 | $25.00 | 10/17/2012 2:34:41 PM |
| boston_mass | $25.00 | 10/17/2012 12:06:54 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 1:13:24 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:21 PM |
| compatible-deal9 | $25.00 | 10/17/2012 5:22:34 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:09 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:38 PM |
| shaps | $50.00 | 10/17/2012 5:25:30 PM |
| punctual-fund | $100.00 | 10/17/2012 8:21:10 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:25 PM |
| gain-keeper9 | $41.27 | 10/17/2012 9:23:14 PM |
| youthful-currency9 | $95.97 | 10/18/2012 6:40:13 AM |
| the-kindness-honker | $25.00 | 10/17/2012 8:08:08 PM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:03 AM |
| pilot1723 | $25.00 | 10/17/2012 10:55:41 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:17 AM |
| majestic-duty4 | $25.00 | 10/18/2012 9:08:00 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:39 AM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:34 PM |
| roman1998 | $50.00 | 10/18/2012 12:18:01 PM |
| bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:12:30 PM |
| Culebra1930 | $75.00 | 10/18/2012 12:33:10 PM |
| Syzygy | $25.00 | 10/18/2012 5:44:40 PM |
| BrLender | $40.00 | 10/18/2012 5:46:57 PM |
| Immunologist | $25.00 | 10/18/2012 5:29:06 PM |
| brandonm78 | $25.00 | 10/18/2012 5:39:06 PM |
| kegs | $150.00 | 10/18/2012 2:25:40 PM |
| paladin847 | $70.00 | 10/18/2012 5:41:16 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:40 PM |
| transparent-loot6 | $25.00 | 10/18/2012 4:39:36 PM |
| pouch5 | $25.00 | 10/18/2012 5:35:54 PM |
| american6 | $50.00 | 10/18/2012 5:48:07 PM |
| LaGrangeLender | $60.00 | 10/18/2012 5:44:09 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:38 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:27 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:50 PM |
| Castellan | $41.00 | 10/18/2012 6:13:46 PM |
| phaded | $25.00 | 10/18/2012 6:24:07 PM |
| Aquafina24Ounce | $25.00 | 10/18/2012 6:42:40 PM |
| sharpey | $25.00 | 10/18/2012 6:43:15 PM |
| dainova | $25.00 | 10/18/2012 6:44:42 PM |
| ready-bid9 | $42.00 | 10/18/2012 6:45:58 PM |
| community-pipeline | $25.00 | 10/18/2012 6:36:23 PM |
| ptjg | $100.00 | 10/18/2012 6:36:31 PM |
| green28 | $50.00 | 10/18/2012 6:40:51 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:17 PM |
| trade-burrito4 | $35.00 | 10/18/2012 6:51:41 PM |
| misit | $25.00 | 10/17/2012 10:15:41 AM |
| exchange-colonel7 | $25.00 | 10/17/2012 4:53:01 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:21 PM |
| 100units | $200.00 | 10/17/2012 5:12:47 PM |
| EclipseDirect | $25.00 | 10/17/2012 2:29:29 PM |
| cjames84 | $25.00 | 10/17/2012 5:05:19 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:36 PM |
| damasterwc | $100.00 | 10/17/2012 9:39:15 PM |
| encouraging-fund | $25.00 | 10/17/2012 5:45:10 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:15 AM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:28 PM |
| thrifty-greenback5 | $25.00 | 10/18/2012 7:30:59 AM |
| orange-influential-credit | $25.00 | 10/18/2012 4:29:59 AM |
| blue-unrelenting-rupee | $25.00 | 10/18/2012 8:25:29 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:29 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:26:30 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:59 AM |
| wampum-chorus3 | $25.00 | 10/18/2012 10:08:48 AM |
| compassion-paladin042 | $50.00 | 10/18/2012 8:34:28 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:17 AM |
| schnatty | $25.00 | 10/18/2012 9:07:02 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:48 AM |
| dhkny5 | $40.00 | 10/18/2012 12:26:11 PM |
| treasure-palace661 | $350.00 | 10/18/2012 12:04:59 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 1:13:44 PM |
| brainy-credit1 | $40.00 | 10/18/2012 5:40:26 PM |
| best-return-comforter | $25.00 | 10/18/2012 11:54:05 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:54 PM |
| Investoman | $25.00 | 10/18/2012 5:45:42 PM |
| fairness-symphony2 | $50.00 | 10/18/2012 4:37:49 PM |
| PThor | $25.00 | 10/18/2012 5:52:17 PM |
| champion08 | $25.00 | 10/18/2012 4:31:00 PM |
| patriot897 | $25.00 | 10/18/2012 5:39:18 PM |
| Eldoob | $25.00 | 10/18/2012 5:43:29 PM |
| randomwalk | $25.00 | 10/18/2012 6:07:03 PM |
| aztec | $50.00 | 10/18/2012 6:04:37 PM |
| ssgt95068 | $25.00 | 10/18/2012 6:12:40 PM |
| jedi053 | $100.00 | 10/18/2012 6:12:47 PM |
| prudent-dough458 | $25.00 | 10/18/2012 6:13:29 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:00 PM |
| excellent-funds649 | $50.00 | 10/18/2012 6:14:33 PM |
| Taxman44 | $25.00 | 10/18/2012 6:43:42 PM |
| Queueball1 | $25.00 | 10/18/2012 6:46:24 PM |
| compassionate-payment218 | $25.00 | 10/18/2012 6:34:29 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:51:00 PM |
| MattLic | $25.00 | 10/18/2012 6:25:53 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:52 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:49 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
655472
This series of Notes was issued and sold upon the funding of the borrower loan #76759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $346.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,340 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impartial-repayment2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt, and give me a small cushion of savings for emergencies, which I am currently unable to produce on my own.
My financial situation:
I am a good candidate for this loan. Although my monthly income seems low, I have very few monthly expenses. Since I work at a college, I do not pay for housing and housing-related costs. I also have a meal plan, so the only money I spend on food is for voluntary eating out every once in a while. I don't pay for groceries on any regular basis, nor do I pay for utilities, phone, cable, or internet. I have been at my institution for almost 6 years, achieving one promotion about half-way through my tenure here. I am not a risk for job-termination, as my skills are unique and essential to the operation of my department. I am in the financial situation I am in due to younger financial transgressions; credit card debt where the interest rates make it impossible to pay down. I would rather pay them off and pay one fixed monthly payment. It will finally give me the financial freedom I've been trying to obtain for so many years.
Monthly net income: $2100
Monthly expenses: $1190
Housing: $0 (Paid for by employer)
Insurance: $90
Car expenses: $100 (gas and tolls; I walk to work)
Utilities: $0 (Paid for by employer)
Phone, cable, internet: $0 (Paid for by employer)
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $35.02 | 10/18/2012 9:01:11 AM |
| worth-blanket2 | $11,700.00 | 10/18/2012 9:02:24 AM |
| phenomenal-rate1 | $500.00 | 10/18/2012 9:10:18 AM |
| Zorro_970 | $100.00 | 10/18/2012 9:15:54 AM |
| first-felicity-pursuit | $25.00 | 10/18/2012 9:22:46 AM |
| windguy | $24.27 | 10/18/2012 9:26:35 AM |
| community-burrito9 | $25.00 | 10/18/2012 9:02:14 AM |
| Rollshaft | $30.00 | 10/18/2012 9:19:17 AM |
| Interest2thePeople | $100.00 | 10/18/2012 9:09:20 AM |
| mmills1220 | $25.00 | 10/18/2012 9:17:24 AM |
| mschoenf | $100.00 | 10/18/2012 9:20:16 AM |
| Bob450 | $25.00 | 10/18/2012 9:03:24 AM |
| orange-liberty-oyster | $25.00 | 10/18/2012 9:04:02 AM |
| treasure-bliss | $100.00 | 10/18/2012 9:06:58 AM |
| bob450-roth | $25.00 | 10/18/2012 9:15:44 AM |
| asset-portait013 | $100.00 | 10/18/2012 9:18:10 AM |
| brightest-funds-spruce | $60.71 | 10/18/2012 9:25:42 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
655478
This series of Notes was issued and sold upon the funding of the borrower loan #76724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $167.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.02% | | |
| |
Estimated return*:
| 7.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,356 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-heaven4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2012)
|
|
Principal balance:
| $968.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: To pay off AX and Discover credit card, and current loan with Prosper
This loan will be used to... Pay off debt, and give myself financial flexibility
My financial situation: Is good, I always manage to pay my bills and waiting on a promotion from current employer for pay increase.
I am a good candidate for this loan because... I always pay my bills no matter how financial overwhelming it may see.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cjames84 | $25.00 | 10/17/2012 5:06:26 PM |
| penny-finder | $40.00 | 10/17/2012 5:08:52 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:10:51 PM |
| napmanger | $100.00 | 10/17/2012 5:11:07 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:10 PM |
| community-burrito9 | $25.00 | 10/17/2012 5:05:39 PM |
| janeybooboo | $100.00 | 10/17/2012 5:39:56 PM |
| 100units | $26.00 | 10/17/2012 5:12:47 PM |
| cwegert | $25.00 | 10/17/2012 5:16:43 PM |
| ethical-truth211 | $25.00 | 10/17/2012 5:32:23 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:22 PM |
| windguy | $50.00 | 10/17/2012 5:29:11 PM |
| goodhearted-basis4 | $25.00 | 10/18/2012 1:22:52 AM |
| moola-accelerator6 | $25.00 | 10/17/2012 6:57:19 PM |
| compatible-deal9 | $50.00 | 10/17/2012 5:34:14 PM |
| gilbrear | $25.00 | 10/18/2012 4:11:20 AM |
| CFOGO | $25.00 | 10/18/2012 5:54:20 AM |
| cake7 | $26.46 | 10/17/2012 7:31:11 PM |
| Payout_Assured | $25.00 | 10/18/2012 6:12:06 AM |
| thankful-nickel2 | $25.00 | 10/17/2012 6:57:09 PM |
| keen-credit6 | $30.00 | 10/17/2012 6:58:46 PM |
| houston2077 | $200.00 | 10/17/2012 7:00:46 PM |
| BigBag | $25.00 | 10/17/2012 8:51:21 PM |
| Malkial | $25.00 | 10/17/2012 8:59:06 PM |
| treasure-hunter270 | $50.00 | 10/18/2012 6:35:33 AM |
| peso-dancer3 | $25.00 | 10/18/2012 7:35:24 AM |
| vines99 | $25.00 | 10/17/2012 10:09:19 PM |
| PaulW | $40.00 | 10/18/2012 5:23:48 AM |
| alex206 | $30.00 | 10/18/2012 8:06:54 AM |
| best-virtuous-return | $100.00 | 10/18/2012 6:14:46 AM |
| blue-unrelenting-rupee | $25.00 | 10/18/2012 8:25:30 AM |
| newest-yield-wasp | $25.00 | 10/18/2012 12:39:10 AM |
| Simple3 | $27.04 | 10/18/2012 8:47:53 AM |
| lm75 | $30.00 | 10/18/2012 6:26:47 AM |
| Chief3394 | $25.00 | 10/18/2012 3:15:30 AM |
| schnatty | $25.00 | 10/18/2012 9:02:19 AM |
| jayk63 | $25.00 | 10/18/2012 4:49:40 AM |
| sri59 | $100.00 | 10/18/2012 6:08:38 AM |
| pierrelasvegas | $25.00 | 10/18/2012 7:15:32 AM |
| DonaldColorado | $200.00 | 10/18/2012 7:26:13 AM |
| loyalist1 | $200.00 | 10/18/2012 7:27:08 AM |
| BankofPete | $25.00 | 10/18/2012 7:33:14 AM |
| persistent-dinero953 | $25.00 | 10/18/2012 9:03:22 AM |
| worthy-commitment7 | $25.00 | 10/18/2012 10:04:30 AM |
| jayz515 | $50.00 | 10/18/2012 8:21:07 AM |
| SB94114 | $25.00 | 10/18/2012 8:54:25 AM |
| ustfu | $50.00 | 10/18/2012 10:40:26 AM |
| the-lean-affluence1 | $25.00 | 10/18/2012 10:44:01 AM |
| resolute-affluence | $100.00 | 10/18/2012 9:35:56 AM |
| valiant-money | $60.00 | 10/18/2012 9:55:05 AM |
| reward-financier | $25.00 | 10/18/2012 10:04:34 AM |
| dordee | $50.00 | 10/18/2012 11:56:52 AM |
| MoneyForNothing | $2.79 | 10/18/2012 11:57:45 AM |
| market-pudding | $25.00 | 10/18/2012 11:14:56 AM |
| mschoenf | $100.00 | 10/17/2012 5:20:39 PM |
| bartb | $25.00 | 10/17/2012 5:06:41 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:22 PM |
| wesleys | $25.00 | 10/17/2012 5:43:16 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:10:31 PM |
| jsnryn | $30.44 | 10/17/2012 5:29:24 PM |
| EthanColeInvestingGroup | $25.00 | 10/17/2012 8:38:06 PM |
| pilot1723 | $25.00 | 10/17/2012 10:56:42 PM |
| Froggy246 | $25.00 | 10/17/2012 11:13:54 PM |
| shaps | $50.00 | 10/17/2012 5:25:32 PM |
| 1stBankAndHal | $25.06 | 10/17/2012 5:41:59 PM |
| tough-cash4 | $29.24 | 10/18/2012 5:38:37 AM |
| Astyanax | $30.00 | 10/17/2012 7:37:06 PM |
| upbeat-finance8 | $25.00 | 10/17/2012 7:06:59 PM |
| REITRUST | $127.44 | 10/18/2012 6:33:35 AM |
| brondero | $32.00 | 10/17/2012 7:26:05 PM |
| revenue-appraiser | $25.00 | 10/18/2012 6:54:49 AM |
| Diversified_Examiner | $38.22 | 10/17/2012 11:32:56 PM |
| MONEY-1957 | $25.00 | 10/17/2012 8:45:52 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:20 AM |
| DoctorJoe | $25.00 | 10/18/2012 4:32:49 AM |
| Detour11 | $25.00 | 10/18/2012 7:46:59 AM |
| punctual-fund | $25.00 | 10/18/2012 6:09:20 AM |
| singletrck | $25.00 | 10/18/2012 8:09:48 AM |
| Shockem923 | $25.00 | 10/18/2012 6:22:16 AM |
| kcowin | $50.00 | 10/18/2012 8:58:43 AM |
| roadtruck | $45.00 | 10/18/2012 6:26:48 AM |
| mindful-deal289 | $25.00 | 10/18/2012 6:45:52 AM |
| Codextreme07 | $53.31 | 10/18/2012 5:36:52 AM |
| the-fund-mussel | $100.00 | 10/18/2012 9:11:27 AM |
| oskizzle | $25.00 | 10/18/2012 6:27:28 AM |
| treasure-bliss | $100.00 | 10/18/2012 9:15:06 AM |
| first-dinero-paladin | $50.00 | 10/18/2012 7:28:06 AM |
| peaceful-justice3 | $25.00 | 10/18/2012 6:37:45 AM |
| Rulea72 | $25.00 | 10/18/2012 7:34:22 AM |
| MakoF16 | $25.00 | 10/18/2012 8:19:56 AM |
| oneshotmike | $200.00 | 10/18/2012 8:38:54 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:47:19 AM |
| igniter584 | $75.00 | 10/18/2012 9:41:50 AM |
| happy-loyalty | $25.00 | 10/18/2012 8:16:34 AM |
| Gyroman | $74.00 | 10/18/2012 8:31:33 AM |
| Westerly | $25.00 | 10/18/2012 8:48:04 AM |
| CarnageAsada | $25.00 | 10/18/2012 10:52:48 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:43 AM |
| Scubadiver | $28.00 | 10/18/2012 10:42:49 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:55 AM |
| superb-truth061 | $25.00 | 10/18/2012 11:02:56 AM |
| super_pickle | $50.00 | 10/18/2012 10:04:19 AM |
| ThePretender09 | $100.00 | 10/18/2012 10:07:15 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:04 AM |
| enthusiastic-bid5 | $25.00 | 10/18/2012 11:22:33 AM |
| ethical-truth211 | $75.00 | 10/18/2012 11:50:00 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
655500
This series of Notes was issued and sold upon the funding of the borrower loan #77072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 27y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $88,745 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-contract-historian |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay property taxes for 2012
My financial situation:
I am a good candidate for this loan because..I have worked for the same employer for over 27 years. I have never missed a monthly payment on my debt, that is why I have a relatively good credit rating with such a high debt load. Additionally, I will be receiving a large IRA rollover from my employer of over 27 years in May of 2013. At that time I will pay off this loan and all other high interest loans.
Monthly net income: $14,000
Monthly expenses: $
Housing: $4000
Insurance: $350
Car expenses: $1000
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $1500
Clothing, household expenses: $1000
Credit cards and other loans: $2500
Other expenses: $
Family Expenses: $ 2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/17/2012 5:17:06 PM |
| graceful-investment | $106.00 | 10/17/2012 6:32:17 PM |
| houston2077 | $25.00 | 10/17/2012 6:48:12 PM |
| CA-Lender | $25.00 | 10/17/2012 7:10:03 PM |
| refresher211 | $100.00 | 10/17/2012 5:23:03 PM |
| Assets-Up | $25.00 | 10/17/2012 7:48:21 PM |
| ChoiceInvestments | $26.00 | 10/17/2012 8:59:33 PM |
| heavenly-interest9 | $2,266.60 | 10/17/2012 9:46:11 PM |
| vutah | $45.00 | 10/17/2012 5:02:28 PM |
| majestic-note6 | $150.00 | 10/17/2012 5:27:15 PM |
| lowrater | $100.40 | 10/17/2012 5:35:01 PM |
| graceful-investment | $106.00 | 10/17/2012 6:32:08 PM |
| money-to-bless | $25.00 | 10/17/2012 6:49:03 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
655524
This series of Notes was issued and sold upon the funding of the borrower loan #76380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 26y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $181,435 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-festivity088 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unbelievable-exchange | $25.00 | 10/19/2012 8:53:42 AM |
| houston2077 | $25.00 | 10/17/2012 6:39:24 PM |
| refresher211 | $100.00 | 10/17/2012 5:23:03 PM |
| pierrelasvegas | $25.00 | 10/18/2012 7:14:39 AM |
| whitegold24k | $25.00 | 10/18/2012 3:14:16 PM |
| Angel_Investor_7 | $25.00 | 10/18/2012 5:43:41 PM |
| diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:57 PM |
| mindful-generosity1 | $36.00 | 10/18/2012 6:24:02 PM |
| klippies | $25.00 | 10/18/2012 6:43:28 PM |
| Codextreme07 | $50.00 | 10/18/2012 6:55:18 PM |
| invincible-deal82 | $25.00 | 10/18/2012 7:00:03 PM |
| netg | $68.00 | 10/18/2012 7:51:53 PM |
| Peleadona | $25.00 | 10/18/2012 8:20:17 PM |
| money-baron | $100.00 | 10/18/2012 8:03:49 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:12:36 PM |
| moola-cell3 | $50.00 | 10/19/2012 6:38:50 AM |
| berniemadeoff | $25.00 | 10/18/2012 8:13:49 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:49 PM |
| newest-sturdy-yield | $25.00 | 10/19/2012 9:12:32 AM |
| Simple3 | $29.04 | 10/19/2012 10:19:55 AM |
| goat361 | $30.00 | 10/19/2012 1:10:19 PM |
| diversification-cycle4 | $25.00 | 10/19/2012 2:41:50 PM |
| favorite-commerce | $50.00 | 10/19/2012 3:15:00 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:12 PM |
| let_me_retire | $50.00 | 10/19/2012 11:17:23 AM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:29 PM |
| payout-bridge | $25.00 | 10/20/2012 11:16:19 AM |
| motivator72 | $25.00 | 10/20/2012 9:49:21 AM |
| ethical-truth211 | $100.00 | 10/20/2012 12:51:42 PM |
| account98118 | $635.34 | 10/20/2012 1:47:07 PM |
| copper | $38.00 | 10/20/2012 1:12:00 PM |
| decisive-income7 | $250.00 | 10/17/2012 5:17:18 PM |
| kegs | $150.00 | 10/18/2012 2:25:44 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:16 PM |
| lovely-currency3 | $50.00 | 10/18/2012 5:58:03 PM |
| stock106 | $25.00 | 10/18/2012 6:22:02 PM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:53 PM |
| nethosters | $25.00 | 10/18/2012 6:47:29 PM |
| duty-viola | $35.00 | 10/18/2012 6:29:14 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:07:10 PM |
| spirit07a | $100.00 | 10/18/2012 7:19:50 PM |
| platinum-boss2 | $25.00 | 10/18/2012 8:08:07 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:44 PM |
| money-baron-Roth401k | $50.00 | 10/18/2012 8:39:06 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:34 PM |
| compatible-deal9 | $25.00 | 10/19/2012 7:41:03 AM |
| reasonable-nickel6 | $25.00 | 10/19/2012 8:59:22 AM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:37 AM |
| Bank42 | $25.00 | 10/19/2012 6:31:55 AM |
| transparency-position | $100.00 | 10/18/2012 9:04:59 PM |
| deal-hickory5 | $100.00 | 10/19/2012 9:15:59 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:25 AM |
| KB-IRA | $300.00 | 10/19/2012 12:07:42 PM |
| banker34 | $25.62 | 10/19/2012 3:47:15 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:29:30 PM |
| Jalebi | $25.00 | 10/19/2012 6:02:59 PM |
| JPAW777 | $25.00 | 10/20/2012 7:24:13 AM |
| Starica | $128.00 | 10/20/2012 12:01:55 PM |
| surfcash | $150.00 | 10/20/2012 12:41:15 PM |
| reward-adventure | $50.00 | 10/20/2012 12:15:32 PM |
| orearella3 | $25.00 | 10/20/2012 1:08:55 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
655602
This series of Notes was issued and sold upon the funding of the borrower loan #76940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,161 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-cypress0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 10/17/2012 5:02:35 PM |
| wonder3 | $25.00 | 10/17/2012 5:03:50 PM |
| community-burrito9 | $45.00 | 10/17/2012 5:04:35 PM |
| Endeavour | $150.00 | 10/17/2012 5:05:38 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:19 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:04:52 PM |
| vutah | $25.00 | 10/17/2012 5:07:52 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:01 PM |
| napmanger | $100.00 | 10/17/2012 5:14:59 PM |
| historic-value7 | $200.00 | 10/17/2012 5:03:02 PM |
| best-bonafide-p2p | $50.00 | 10/17/2012 5:03:28 PM |
| cattlebaron | $25.00 | 10/17/2012 5:01:20 PM |
| keichi03 | $25.00 | 10/17/2012 5:08:03 PM |
| napmanger | $50.00 | 10/17/2012 5:15:15 PM |
| ethical-truth211 | $105.00 | 10/17/2012 5:16:08 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
655636
This series of Notes was issued and sold upon the funding of the borrower loan #76627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $268.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 15y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,825 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-organized-openness |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2012)
|
|
Principal balance:
| $0.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I paid my last loan from Prosper off in full with impeccable timing. I would be making a great investment in our new home with improvements.
I would greatly appreciate the loan.
Monthly net income: $4,000.00
Monthly expenses: $1,420.00 (break down below)
Housing: $100.00
Insurance: $80.00
Car expenses: $200.00
Utilities: $170.00
Phone, cable, internet: $110.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $510.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/16/2012 5:47:36 PM |
| pound-mushroom3 | $25.00 | 10/16/2012 5:06:03 PM |
| janeybooboo | $100.00 | 10/16/2012 5:02:55 PM |
| resolute-justice413 | $200.00 | 10/16/2012 5:14:25 PM |
| nickel-ferret | $25.00 | 10/16/2012 5:18:11 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:34 PM |
| mschoenf | $100.00 | 10/16/2012 5:17:10 PM |
| evilkats | $50.00 | 10/16/2012 5:31:24 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:33 PM |
| pierrelasvegas | $25.00 | 10/16/2012 5:15:49 PM |
| LaGrangeLender | $60.00 | 10/16/2012 5:36:00 PM |
| supreme-treasure8 | $100.00 | 10/16/2012 5:36:17 PM |
| red-eloquent-rupee | $50.00 | 10/16/2012 5:20:50 PM |
| dignified-truth7 | $37.00 | 10/16/2012 5:19:05 PM |
| Assets-Up | $25.00 | 10/16/2012 5:22:51 PM |
| vigorous-payment6 | $25.00 | 10/16/2012 5:19:36 PM |
| first-pragmatic-power | $25.00 | 10/16/2012 5:19:43 PM |
| shaps | $50.00 | 10/16/2012 5:20:26 PM |
| commerce-viking1 | $50.00 | 10/16/2012 5:44:55 PM |
| AF-Chief | $25.00 | 10/16/2012 5:25:18 PM |
| PThor | $25.00 | 10/16/2012 5:25:54 PM |
| bullwink27 | $25.00 | 10/16/2012 5:30:54 PM |
| keen-peace465 | $25.00 | 10/16/2012 5:44:27 PM |
| reduce_US_govt_debt | $35.00 | 10/16/2012 6:00:55 PM |
| mikrolown | $25.00 | 10/16/2012 5:54:34 PM |
| sensible-fund | $25.00 | 10/16/2012 6:03:41 PM |
| MI2 | $4,000.00 | 10/16/2012 6:24:42 PM |
| RGlad | $100.00 | 10/16/2012 5:04:28 PM |
| asset-portait013 | $100.00 | 10/16/2012 5:14:47 PM |
| supreme-exchange547 | $25.00 | 10/16/2012 5:02:21 PM |
| zipemdown | $25.00 | 10/16/2012 5:07:47 PM |
| one-midas | $35.00 | 10/16/2012 5:06:25 PM |
| 100units | $200.00 | 10/16/2012 5:11:51 PM |
| bazaar-tulip | $25.00 | 10/16/2012 5:13:22 PM |
| LeReve | $500.00 | 10/16/2012 5:24:27 PM |
| soarmore | $25.00 | 10/16/2012 5:12:45 PM |
| nyp112 | $50.00 | 10/16/2012 5:12:55 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:20 PM |
| MilitaryMTP | $100.00 | 10/16/2012 5:43:12 PM |
| best-bonafide-p2p | $25.00 | 10/16/2012 5:24:57 PM |
| BostonCapital | $100.00 | 10/16/2012 5:26:08 PM |
| capital-renewal | $50.00 | 10/16/2012 5:46:46 PM |
| dollar-idol7 | $28.00 | 10/16/2012 5:57:05 PM |
| squadron781 | $25.00 | 10/16/2012 5:59:43 PM |
| WalnutCreekguy | $50.00 | 10/16/2012 6:00:50 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:55 PM |
| drcoop | $25.00 | 10/16/2012 6:01:14 PM |
| fcrick | $25.00 | 10/16/2012 5:51:50 PM |
| klippies | $25.00 | 10/16/2012 5:42:22 PM |
| cash-mad-scientist3 | $25.00 | 10/16/2012 5:42:34 PM |
| suave-durability1 | $50.00 | 10/16/2012 5:54:12 PM |
| spirit07a | $100.00 | 10/16/2012 5:44:33 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:02 PM |
| greekgst99 | $25.00 | 10/16/2012 6:11:51 PM |
| engaging-worth | $25.00 | 10/16/2012 5:55:37 PM |
| moola-accelerator6 | $50.00 | 10/16/2012 5:59:28 PM |
| octoberfresh | $25.00 | 10/16/2012 6:03:56 PM |
| paxnj | $25.00 | 10/16/2012 6:08:19 PM |
| Astyanax | $30.00 | 10/16/2012 6:09:16 PM |
| nelie150 | $32.39 | 10/16/2012 6:19:35 PM |
| vines99 | $25.00 | 10/16/2012 6:24:42 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
655644
This series of Notes was issued and sold upon the funding of the borrower loan #77000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $337.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,049 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-leather2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7153
Monthly expenses: $5000
Housing: $1420
Insurance: $
Car expenses: $900
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/17/2012 5:13:08 PM |
| Whipster | $60.00 | 10/17/2012 5:03:10 PM |
| community-burrito9 | $65.00 | 10/17/2012 5:04:02 PM |
| cattlebaron | $100.00 | 10/17/2012 5:06:58 PM |
| zassociate | $200.00 | 10/17/2012 5:11:51 PM |
| benevolent-loot5 | $121.00 | 10/17/2012 5:15:13 PM |
| affluence-microscope2 | $200.00 | 10/17/2012 5:03:56 PM |
| wonder3 | $25.00 | 10/17/2012 5:04:28 PM |
| natural-liberty4 | $200.00 | 10/17/2012 5:27:45 PM |
| janeybooboo | $150.00 | 10/17/2012 5:42:16 PM |
| penny-finder | $35.00 | 10/17/2012 5:09:58 PM |
| felicity-contributor3 | $25.00 | 10/17/2012 5:10:47 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:29 PM |
| wise-virtuous-vigilance | $100.00 | 10/17/2012 5:23:24 PM |
| dignified-truth7 | $200.00 | 10/17/2012 5:24:22 PM |
| pleasant-listing712 | $25.00 | 10/17/2012 5:24:25 PM |
| hope-percolator8 | $50.00 | 10/17/2012 5:14:51 PM |
| Thunderswan | $100.00 | 10/17/2012 5:28:36 PM |
| abundanceforever | $52.50 | 10/17/2012 5:17:43 PM |
| sentimental-commerce4 | $250.00 | 10/17/2012 5:18:03 PM |
| radiant-dollar9 | $200.00 | 10/17/2012 5:25:06 PM |
| versatile-dime442 | $250.00 | 10/17/2012 5:26:53 PM |
| Dharvesi | $25.00 | 10/17/2012 5:44:36 PM |
| MI2 | $2,341.50 | 10/17/2012 6:44:14 PM |
| phenomenal-rate1 | $500.00 | 10/17/2012 5:06:09 PM |
| Endeavour | $150.00 | 10/17/2012 5:06:45 PM |
| j2ee | $50.00 | 10/17/2012 5:06:51 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:39 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:13:49 PM |
| ethical-truth211 | $200.00 | 10/17/2012 5:15:43 PM |
| resolute-justice413 | $200.00 | 10/17/2012 5:18:13 PM |
| mschoenf | $100.00 | 10/17/2012 5:20:59 PM |
| shaps | $50.00 | 10/17/2012 5:25:50 PM |
| windguy | $50.00 | 10/17/2012 5:29:40 PM |
| LeReve | $500.00 | 10/17/2012 5:31:12 PM |
| order-tamale | $400.00 | 10/17/2012 5:03:46 PM |
| Bank42 | $25.00 | 10/17/2012 5:57:01 PM |
| 100units | $200.00 | 10/17/2012 5:13:06 PM |
| imogen22 | $50.00 | 10/17/2012 5:16:10 PM |
| houston2077 | $25.00 | 10/17/2012 6:39:24 PM |
| special-dinero553 | $25.00 | 10/17/2012 5:19:19 PM |
| repayment-pagoda8 | $100.00 | 10/17/2012 5:11:31 PM |
| ore-genius2 | $145.00 | 10/17/2012 5:27:32 PM |
| wetlands | $200.00 | 10/17/2012 5:23:47 PM |
| finance-kayak30 | $100.00 | 10/17/2012 5:23:58 PM |
| auction-sage | $55.00 | 10/17/2012 5:24:55 PM |
| enthusiastic-cash599 | $50.00 | 10/17/2012 5:30:02 PM |
| Arvicco | $400.00 | 10/17/2012 5:30:48 PM |
| tedlo | $25.00 | 10/17/2012 6:40:36 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
655652
This series of Notes was issued and sold upon the funding of the borrower loan #76865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 26.86% |
Borrower rate/APR:
| 27.86% / 31.79% |
Monthly payment:
| $330.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.47% | | |
| |
Estimated return*:
| 11.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,676 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-fighter5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because i have a stable source of income, good standing credit, and have never made or missed a payment on a previous loan.
Monthly net income: $2800.00
Monthly expenses: $1970.00
Housing: $700.00
Insurance: $220.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Foggy | $25.00 | 10/19/2012 9:02:55 AM |
| EL_Papin | $25.00 | 10/19/2012 9:06:28 AM |
| DasMula | $25.00 | 10/19/2012 9:09:02 AM |
| deal-galleon | $25.00 | 10/19/2012 9:10:25 AM |
| handy-justice | $50.00 | 10/19/2012 9:08:44 AM |
| new-impeccable-coin | $32.00 | 10/19/2012 9:11:27 AM |
| trade-goblin9 | $25.00 | 10/19/2012 10:12:36 AM |
| kila-designer | $399.00 | 10/19/2012 9:52:29 AM |
| nevee | $40.00 | 10/19/2012 9:54:47 AM |
| careful-vigilance4 | $25.00 | 10/19/2012 10:01:56 AM |
| power-chihuahua | $25.00 | 10/19/2012 9:41:06 AM |
| 108-IRA | $50.00 | 10/19/2012 10:43:01 AM |
| EarlyRiser | $250.00 | 10/19/2012 10:49:30 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:52 AM |
| missing-link | $25.00 | 10/19/2012 10:58:11 AM |
| compounding21 | $25.00 | 10/19/2012 11:07:12 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:34 AM |
| pierrelasvegas | $25.00 | 10/19/2012 11:17:53 AM |
| credit-coach118 | $25.02 | 10/19/2012 11:25:51 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:24 AM |
| scholarly-order6 | $30.00 | 10/19/2012 11:36:34 AM |
| cardminger | $25.00 | 10/19/2012 10:11:39 AM |
| EngineersAlliance | $75.00 | 10/19/2012 10:11:50 AM |
| EddiesMoney | $25.00 | 10/19/2012 1:05:48 PM |
| berniemadeoff | $25.00 | 10/19/2012 11:18:27 AM |
| SLN-10 | $50.00 | 10/19/2012 10:47:50 AM |
| money-baron-Roth401k | $41.00 | 10/19/2012 11:13:23 AM |
| Requiem | $25.00 | 10/19/2012 11:18:57 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:16 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:34 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:04:57 PM |
| refresher211 | $100.00 | 10/19/2012 5:28:56 PM |
| 52digital | $75.00 | 10/19/2012 5:32:06 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:56:09 PM |
| income-sycamore2 | $25.00 | 10/20/2012 7:15:29 AM |
| JoePaNation | $75.00 | 10/20/2012 7:41:46 AM |
| 1willray | $25.00 | 10/20/2012 4:15:56 AM |
| VirginiaBuckeye | $30.00 | 10/20/2012 4:20:34 AM |
| DiligentiaLLC | $41.65 | 10/20/2012 5:51:59 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:46 AM |
| loan-fate | $50.00 | 10/20/2012 12:25:45 PM |
| wise-deal-panda | $100.00 | 10/20/2012 12:18:38 PM |
| handshake5 | $78.00 | 10/20/2012 1:00:51 PM |
| the-profit-oracle | $25.00 | 10/20/2012 1:12:41 PM |
| nex | $25.00 | 10/20/2012 2:11:30 PM |
| unforgettable-wealth4 | $50.00 | 10/20/2012 1:25:01 PM |
| StrongMonty | $99.97 | 10/20/2012 4:42:14 PM |
| silver-enlightenment0 | $25.00 | 10/20/2012 1:57:14 PM |
| point653 | $25.00 | 10/20/2012 1:58:10 PM |
| cordial-affluence2 | $25.00 | 10/20/2012 6:48:42 PM |
| killdare | $25.00 | 10/20/2012 7:06:16 PM |
| gold-miser9 | $25.00 | 10/20/2012 7:47:17 PM |
| kttalamo | $120.00 | 10/20/2012 2:31:15 PM |
| jpac1066 | $50.00 | 10/21/2012 6:51:32 AM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 7:54:02 AM |
| saxaphone6 | $25.00 | 10/21/2012 8:35:31 AM |
| sensible-order2 | $150.00 | 10/21/2012 9:05:04 AM |
| abundant-one | $25.00 | 10/20/2012 3:01:39 PM |
| d2vid | $32.96 | 10/20/2012 6:32:33 PM |
| power-secret-agent | $25.00 | 10/20/2012 6:55:28 PM |
| Tasmir | $25.00 | 10/20/2012 8:28:04 PM |
| EarlyRiser | $200.00 | 10/21/2012 6:52:11 AM |
| scarlet-velvet | $50.08 | 10/20/2012 4:54:06 PM |
| unbeatable-integrity822 | $30.00 | 10/20/2012 6:41:02 PM |
| One_Lolo | $25.00 | 10/21/2012 9:44:09 AM |
| jmvingeorgia | $25.00 | 10/21/2012 1:16:20 PM |
| commitment-farm | $45.00 | 10/21/2012 9:04:59 AM |
| a-dough-plato | $25.00 | 10/21/2012 9:51:57 AM |
| ultimate-social | $25.00 | 10/21/2012 12:01:03 PM |
| dough-kitten5 | $25.00 | 10/21/2012 12:16:04 PM |
| VirginiaBuckeye | $25.00 | 10/21/2012 1:46:12 PM |
| azazle | $58.74 | 10/21/2012 2:06:05 PM |
| alexander-hamilton | $50.00 | 10/19/2012 10:24:20 AM |
| commerce-zebra3 | $25.00 | 10/19/2012 9:03:25 AM |
| janeybooboo | $75.00 | 10/19/2012 9:10:21 AM |
| real-return2 | $26.00 | 10/19/2012 9:03:39 AM |
| RGlad | $100.00 | 10/19/2012 9:07:39 AM |
| community-burrito9 | $25.00 | 10/19/2012 9:14:05 AM |
| real-return | $26.00 | 10/19/2012 9:06:15 AM |
| lovely-currency3 | $50.00 | 10/19/2012 9:25:35 AM |
| brainy-return234 | $25.00 | 10/19/2012 9:27:38 AM |
| VirginiaBuckeye | $50.00 | 10/19/2012 9:31:41 AM |
| ethical-truth211 | $400.00 | 10/19/2012 9:33:20 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:49 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:27 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:00 AM |
| BankofRon_IRA | $100.00 | 10/19/2012 10:08:55 AM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:17 PM |
| cr8on | $75.00 | 10/19/2012 10:39:46 AM |
| gotjack-IRA | $25.00 | 10/19/2012 11:32:31 AM |
| bellaquito | $500.00 | 10/19/2012 11:38:38 AM |
| transparency-position | $100.00 | 10/19/2012 12:03:34 PM |
| Peleadona | $25.00 | 10/19/2012 11:01:13 AM |
| zipemdown | $25.00 | 10/19/2012 5:05:21 PM |
| DaGoldenchild | $25.00 | 10/19/2012 2:07:32 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:23 PM |
| favorite-commerce | $30.00 | 10/19/2012 3:15:29 PM |
| NickelSteamroller | $35.00 | 10/19/2012 5:45:38 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:16 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:39:15 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:03 PM |
| Detour11 | $25.00 | 10/19/2012 7:39:47 PM |
| AldiHoldings | $30.00 | 10/19/2012 6:27:44 PM |
| dedication-capo7 | $100.00 | 10/19/2012 11:39:58 PM |
| all_of_that_one | $75.00 | 10/20/2012 9:03:38 AM |
| desertoasis | $25.00 | 10/20/2012 9:37:06 AM |
| nonattender | $25.00 | 10/20/2012 12:06:21 PM |
| Starica | $150.00 | 10/20/2012 12:01:55 PM |
| asiaratt | $26.00 | 10/20/2012 12:39:35 PM |
| mikbos | $25.00 | 10/20/2012 12:14:11 PM |
| finance-prescription | $88.00 | 10/20/2012 12:28:14 PM |
| musegaze | $50.00 | 10/20/2012 12:17:32 PM |
| fantastic-wampum1 | $100.00 | 10/20/2012 1:11:47 PM |
| money-surge1 | $25.00 | 10/20/2012 1:12:26 PM |
| fascinating-money236 | $25.00 | 10/20/2012 1:32:16 PM |
| sweetsassymolassy | $25.00 | 10/20/2012 1:54:11 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:42 PM |
| vibraphone3 | $25.00 | 10/20/2012 1:58:55 PM |
| fortytwo | $150.00 | 10/20/2012 1:14:41 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:23 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:56 PM |
| NorthernFunds | $50.00 | 10/20/2012 1:52:09 PM |
| worth-topper4 | $25.00 | 10/20/2012 5:27:24 PM |
| point | $100.00 | 10/20/2012 9:23:25 PM |
| Iwillhuntyoudown | $25.00 | 10/21/2012 1:12:33 AM |
| toomanyfishtanks | $50.00 | 10/21/2012 11:04:21 AM |
| samurai2 | $25.00 | 10/20/2012 6:00:21 PM |
| padewy | $65.79 | 10/21/2012 12:22:16 PM |
| corndog4000 | $70.00 | 10/20/2012 3:54:53 PM |
| autonomous-finance4 | $25.00 | 10/21/2012 8:20:12 AM |
| whitegold24k | $50.00 | 10/21/2012 9:18:57 AM |
| larryboy10 | $25.00 | 10/20/2012 9:59:56 PM |
| transaction-puppy6 | $25.00 | 10/20/2012 10:44:30 PM |
| compatible-deal9 | $25.00 | 10/21/2012 10:44:55 AM |
| the-sunny-loot | $25.00 | 10/21/2012 12:05:54 PM |
| kind-important-liberty9 | $25.00 | 10/21/2012 11:06:32 AM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:24:39 AM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:22:00 PM |
| Finchy78 | $27.79 | 10/21/2012 2:00:07 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
655708
This series of Notes was issued and sold upon the funding of the borrower loan #76527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Oct-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $362.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 6m |
|
Amount delinquent:
| $191 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,967 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-singularity980 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| soarmore | $25.00 | 10/16/2012 5:12:45 PM |
| kind-payment-viking3 | $100.00 | 10/16/2012 5:19:20 PM |
| PThor | $25.00 | 10/16/2012 5:25:54 PM |
| special-dinero553 | $25.00 | 10/16/2012 5:15:33 PM |
| supreme-treasure8 | $100.00 | 10/16/2012 5:36:17 PM |
| keen-peace465 | $25.00 | 10/16/2012 5:44:27 PM |
| commerce-viking1 | $50.00 | 10/16/2012 5:44:55 PM |
| toblerone | $25.00 | 10/16/2012 6:27:34 PM |
| ethical-truth211 | $100.00 | 10/17/2012 7:47:23 AM |
| bold-gold-pilot | $25.00 | 10/17/2012 1:55:26 PM |
| EngineersAlliance | $100.00 | 10/17/2012 9:20:33 PM |
| Kissabledevil | $25.00 | 10/18/2012 1:52:12 AM |
| fearless-loyalty5 | $25.00 | 10/18/2012 6:27:27 AM |
| order-tamale | $52.00 | 10/18/2012 9:08:25 AM |
| loyalist1 | $100.00 | 10/18/2012 7:30:17 AM |
| somebody32 | $50.00 | 10/18/2012 8:54:58 AM |
| p2p-bauble | $25.00 | 10/18/2012 9:36:34 AM |
| treasure-bliss | $25.00 | 10/18/2012 10:04:04 AM |
| Investor_DP | $200.00 | 10/18/2012 9:34:44 AM |
| kegs | $150.00 | 10/18/2012 2:25:37 PM |
| systematic-value343 | $50.00 | 10/18/2012 2:01:41 PM |
| pdub | $500.00 | 10/18/2012 12:07:11 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:22 PM |
| LeReve | $500.00 | 10/18/2012 6:05:27 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:24 PM |
| social-heart | $25.00 | 10/18/2012 6:55:51 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:05:53 PM |
| fund-tom-tom6 | $25.00 | 10/18/2012 7:48:39 PM |
| silver-explorer6 | $25.00 | 10/18/2012 7:14:04 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:16 PM |
| the-profit-oracle | $25.00 | 10/18/2012 7:19:30 PM |
| selector568 | $300.00 | 10/18/2012 8:15:27 PM |
| return-exchanger355 | $100.00 | 10/18/2012 7:36:27 PM |
| CC911 | $25.00 | 10/18/2012 7:59:13 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:30 PM |
| sudeep104 | $25.00 | 10/18/2012 8:04:55 PM |
| spoolin18t | $50.00 | 10/19/2012 7:17:30 AM |
| cberthiaume | $25.00 | 10/19/2012 8:52:33 AM |
| Dubbs360 | $200.00 | 10/18/2012 8:11:01 PM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:01 AM |
| intuitive-credit284 | $25.00 | 10/19/2012 9:26:34 AM |
| nukespike | $25.00 | 10/19/2012 11:20:03 AM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:08 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:09 PM |
| orearella3 | $25.00 | 10/19/2012 6:07:09 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:47 PM |
| kind-durability-battalion | $75.00 | 10/20/2012 10:02:01 AM |
| community-burrito9 | $35.00 | 10/20/2012 10:51:41 AM |
| all_of_that_one | $35.00 | 10/20/2012 9:03:37 AM |
| Archaeologist | $25.00 | 10/20/2012 12:29:53 PM |
| riproaringrapids | $50.00 | 10/20/2012 1:04:56 PM |
| micko | $25.00 | 10/20/2012 12:47:18 PM |
| commanding-treasure2 | $75.00 | 10/20/2012 1:15:43 PM |
| global-invest-group | $25.00 | 10/20/2012 1:14:28 PM |
| mwl | $25.00 | 10/20/2012 1:48:21 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:51 PM |
| starapple | $25.00 | 10/21/2012 12:05:13 AM |
| yield-seeker | $25.00 | 10/20/2012 6:26:15 PM |
| One_Lolo | $25.00 | 10/21/2012 9:47:07 AM |
| Blue_HorseShoe | $25.00 | 10/22/2012 5:02:34 AM |
| Pressure_Drop | $25.00 | 10/21/2012 2:45:33 PM |
| DCinDC | $100.00 | 10/22/2012 8:57:23 AM |
| ResQDoc | $25.00 | 10/22/2012 3:57:34 AM |
| antlr | $25.00 | 10/21/2012 9:48:48 PM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:48 AM |
| worth-poblano9 | $42.00 | 10/22/2012 9:13:38 AM |
| point | $50.00 | 10/22/2012 9:12:38 AM |
| lagnisiruk | $25.00 | 10/22/2012 10:29:55 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:39 AM |
| bnoble09 | $25.00 | 10/22/2012 4:13:11 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:33 PM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:50 PM |
| zassociate | $13.11 | 10/22/2012 5:11:48 PM |
| Mid-Ocean | $25.00 | 10/22/2012 2:26:52 PM |
| jaxlender15 | $25.00 | 10/22/2012 3:41:12 PM |
| peace-fixer8 | $25.00 | 10/18/2012 7:44:28 PM |
| community-burrito9 | $55.00 | 10/16/2012 5:22:59 PM |
| vigorous-payment6 | $25.00 | 10/16/2012 5:19:36 PM |
| persistent-dinero953 | $25.00 | 10/16/2012 5:46:02 PM |
| euro-speaker8 | $250.00 | 10/16/2012 5:22:34 PM |
| oracle3 | $50.00 | 10/16/2012 5:37:55 PM |
| credit-dandelion148 | $300.00 | 10/17/2012 1:08:47 PM |
| fund-cypress910 | $25.00 | 10/17/2012 5:09:50 PM |
| Zorro_970 | $100.00 | 10/17/2012 5:14:11 PM |
| j2ee | $50.00 | 10/17/2012 5:07:04 PM |
| pierrelasvegas | $25.00 | 10/17/2012 5:19:52 PM |
| nickel-ferret | $25.00 | 10/17/2012 5:22:40 PM |
| MissionMicroFinance | $25.00 | 10/17/2012 7:13:56 PM |
| kulender | $50.00 | 10/18/2012 8:03:53 AM |
| hope-candy1 | $50.00 | 10/18/2012 6:25:48 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:36 AM |
| note-lesson7 | $100.00 | 10/18/2012 1:03:32 PM |
| bazaar-festivity | $25.00 | 10/18/2012 6:14:08 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:27:50 PM |
| finance-refresher3 | $50.00 | 10/18/2012 6:53:52 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:59:55 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:49 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:31 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:08 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:28:31 PM |
| BostonCapital | $100.00 | 10/18/2012 7:33:35 PM |
| CAGE-Investments | $25.00 | 10/18/2012 7:51:26 PM |
| Comoparklender | $25.00 | 10/18/2012 7:52:07 PM |
| vigorous-market5 | $100.00 | 10/18/2012 8:29:45 PM |
| Midwestvalues | $66.00 | 10/19/2012 9:31:30 AM |
| EBITDA | $25.00 | 10/19/2012 10:28:30 AM |
| skuba | $100.00 | 10/19/2012 11:32:05 AM |
| wwwUniversal | $25.00 | 10/19/2012 10:23:46 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:04 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:08 PM |
| california111 | $50.00 | 10/19/2012 1:41:21 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:29 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:54 PM |
| cattlebaron | $100.00 | 10/20/2012 8:04:59 AM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:45 PM |
| musegaze | $27.00 | 10/20/2012 12:17:32 PM |
| Green-Baron | $25.00 | 10/20/2012 8:41:43 AM |
| ericgassercom | $25.00 | 10/20/2012 12:52:50 PM |
| payout-paradise5 | $25.00 | 10/20/2012 12:48:33 PM |
| Mark-7 | $50.00 | 10/20/2012 1:14:10 PM |
| dynamic-money271 | $100.00 | 10/20/2012 1:15:55 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:42 PM |
| silver-enlightenment0 | $25.00 | 10/20/2012 1:57:13 PM |
| wigglesworth4 | $331.00 | 10/20/2012 1:39:21 PM |
| value-investor9 | $50.00 | 10/20/2012 1:40:38 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:00 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:21 PM |
| latestone | $25.00 | 10/21/2012 10:06:31 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:54 AM |
| rokman | $40.00 | 10/20/2012 3:14:00 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:47:52 PM |
| best-commerce-leader | $68.89 | 10/21/2012 4:33:20 AM |
| avm-the-investor | $100.00 | 10/22/2012 1:18:49 AM |
| revenue-serenity | $25.00 | 10/22/2012 8:52:36 AM |
| ready-agreement5 | $25.00 | 10/21/2012 6:33:54 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:49 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:44 AM |
| mpatrick | $75.00 | 10/22/2012 9:23:56 AM |
| transaction-puppy6 | $25.00 | 10/22/2012 9:26:42 AM |
| ethical-truth211 | $100.00 | 10/22/2012 9:30:22 AM |
| enthusiastic-cash599 | $50.00 | 10/22/2012 9:31:15 AM |
| DreDub | $25.00 | 10/22/2012 8:28:09 AM |
| rhyno92 | $100.00 | 10/22/2012 9:50:53 AM |
| casserole9 | $35.00 | 10/22/2012 9:00:55 AM |
| delectable-order532 | $100.00 | 10/22/2012 9:13:16 AM |
| orange-spiritual-contract | $100.00 | 10/22/2012 9:21:12 AM |
| wise-virtuous-vigilance | $100.00 | 10/22/2012 9:25:35 AM |
| independent-vigilance4 | $25.00 | 10/22/2012 11:35:30 AM |
| Cronos | $50.00 | 10/22/2012 10:19:56 AM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:05:12 PM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:23 AM |
| market-pudding | $25.00 | 10/22/2012 12:08:57 PM |
| XwileycoyoteX | $25.00 | 10/22/2012 1:54:15 PM |
| leverage-monger | $25.00 | 10/22/2012 2:54:02 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
655724
This series of Notes was issued and sold upon the funding of the borrower loan #76723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
22 | Length of status: | 21y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,765 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-benjamins-reaction |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,850.00 | 10/18/2012 5:44:28 PM |
| fantastic-wampum1 | $97.00 | 10/18/2012 5:41:47 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:50 PM |
| asset-professor | $28.00 | 10/18/2012 5:49:36 PM |
| mercuriant | $25.00 | 10/18/2012 5:48:53 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
655772
This series of Notes was issued and sold upon the funding of the borrower loan #76621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,470 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vivid-return1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used consolidate loans
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $2800
plus $600 rent each month from nephew
Monthly expenses: $
Housing: $1064
Insurance: $
Car expenses: $0
Utilities: $400
Phone, cable, internet: $350
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/18/2012 9:01:22 AM |
| Whipster | $60.00 | 10/18/2012 9:01:34 AM |
| green-trade-dolphin | $25.03 | 10/18/2012 9:02:26 AM |
| Endeavour | $150.00 | 10/18/2012 9:03:08 AM |
| HeroSupport | $60.00 | 10/18/2012 9:04:36 AM |
| favorite-commerce | $50.00 | 10/18/2012 9:12:34 AM |
| real-return | $26.00 | 10/18/2012 9:32:55 AM |
| greencat | $50.00 | 10/18/2012 3:32:52 PM |
| ethical-truth211 | $100.00 | 10/18/2012 12:42:25 PM |
| laudable-payout6 | $25.00 | 10/18/2012 1:47:55 PM |
| bonus-seahorse | $25.00 | 10/18/2012 2:36:27 PM |
| JoePaNation | $200.00 | 10/18/2012 5:39:46 PM |
| SweatyBalls | $25.00 | 10/18/2012 2:50:18 PM |
| community-burrito9 | $70.00 | 10/18/2012 7:38:58 PM |
| first-serene-credit | $25.00 | 10/18/2012 7:16:48 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:18:53 PM |
| Star_Witness | $25.00 | 10/18/2012 8:26:08 PM |
| gotjack-IRA | $25.00 | 10/18/2012 9:09:58 PM |
| ColoradoLender82 | $25.00 | 10/19/2012 8:53:23 AM |
| RGlad | $100.00 | 10/19/2012 1:57:40 AM |
| bellaquito | $500.00 | 10/18/2012 9:01:01 PM |
| leverage-monger | $25.00 | 10/19/2012 10:00:17 AM |
| JohnWS | $25.16 | 10/19/2012 11:45:45 AM |
| droopie1 | $25.00 | 10/19/2012 2:57:02 PM |
| winmals | $25.00 | 10/19/2012 12:21:34 PM |
| EclipseDirect | $25.00 | 10/19/2012 2:18:37 PM |
| Relient-K | $25.00 | 10/19/2012 2:44:50 PM |
| prudent-bid3 | $25.00 | 10/19/2012 5:26:37 PM |
| all_of_that_one | $50.00 | 10/20/2012 9:11:03 AM |
| market-pudding | $25.00 | 10/20/2012 9:50:36 AM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:59:47 PM |
| Snoopylover | $25.00 | 10/20/2012 10:40:38 AM |
| wise-peaceful-p2ploan | $31.48 | 10/20/2012 7:04:52 AM |
| impartial-deal | $1.08 | 10/20/2012 12:20:49 PM |
| Danjack_Capital | $25.00 | 10/18/2012 9:04:26 AM |
| majestic-note6 | $150.00 | 10/18/2012 9:24:21 AM |
| wonder3 | $25.00 | 10/18/2012 9:01:51 AM |
| golffish2 | $25.00 | 10/18/2012 9:05:58 AM |
| Gregger | $25.00 | 10/18/2012 10:37:12 AM |
| DevinHill | $25.00 | 10/18/2012 12:00:12 PM |
| EngineersAlliance | $35.00 | 10/18/2012 11:00:33 AM |
| JGB | $457.86 | 10/18/2012 10:13:24 AM |
| p2ploan-starfish838 | $25.00 | 10/18/2012 4:16:49 PM |
| trade-goblin9 | $50.00 | 10/18/2012 1:03:35 PM |
| payout-shrubbery7 | $100.00 | 10/18/2012 1:15:03 PM |
| deal-kung-fu | $40.00 | 10/18/2012 1:42:29 PM |
| Interloper | $35.00 | 10/18/2012 2:19:33 PM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:53 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:45 PM |
| slowgains | $25.00 | 10/18/2012 8:08:12 PM |
| greenback-travels5 | $25.00 | 10/18/2012 9:15:23 PM |
| Numbat77 | $25.00 | 10/18/2012 9:21:59 PM |
| money-baron | $100.00 | 10/18/2012 8:03:51 PM |
| economy-popcorn | $25.00 | 10/19/2012 6:00:21 AM |
| Christophe | $25.00 | 10/19/2012 7:49:42 AM |
| real-return2 | $26.00 | 10/19/2012 9:03:21 AM |
| newest-sturdy-yield | $25.00 | 10/19/2012 9:13:19 AM |
| worthy-bid8 | $100.00 | 10/19/2012 10:20:36 AM |
| john0720 | $25.00 | 10/19/2012 10:47:17 AM |
| wise-deal-panda | $100.00 | 10/19/2012 10:52:21 AM |
| heerzaquestion | $25.00 | 10/19/2012 10:58:14 AM |
| Core-Marketing | $25.00 | 10/20/2012 6:37:11 AM |
| green-commerce-festivity | $27.35 | 10/20/2012 7:48:01 AM |
| let_me_retire | $75.00 | 10/20/2012 6:12:19 AM |
| CA-Lender | $25.00 | 10/20/2012 10:31:50 AM |
| Rulea72 | $25.00 | 10/20/2012 7:17:07 AM |
| pfh | $25.00 | 10/20/2012 12:09:18 PM |
| Daubertoo | $25.00 | 10/20/2012 10:03:03 AM |
| ibano | $25.00 | 10/20/2012 10:02:08 AM |
| community-burrito9 | $25.00 | 10/20/2012 10:37:58 AM |
| Phatt-Daddy | $25.00 | 10/20/2012 11:41:23 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
655802
This series of Notes was issued and sold upon the funding of the borrower loan #76692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $165.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,437 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| phenomenal-power0 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase a used commercial ice machine and pay taxes for the family business.
My financial situation:
I am a good candidate for this loan because I am an IT and make good money. I pay my debts as soon as I possibly can. I'm trying to help out my dad who's had bad luck with some if his investments. I grew up working in this pizza restaurant and hate to see my parents struggle. It's been around for over 20 years!
Monthly net income: $ 5000
Monthly expenses: $ 1800
Housing: $850
Insurance: $120
Car expenses: $380
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $240
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rate-advocator7 | $200.00 | 10/18/2012 9:17:43 AM |
| Interest2thePeople | $100.00 | 10/18/2012 9:09:42 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:07 AM |
| Index_Plus | $4,800.00 | 10/18/2012 11:42:04 AM |
| Zorro_970 | $100.00 | 10/18/2012 9:16:40 AM |
| asset-portait013 | $100.00 | 10/18/2012 9:18:32 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
655924
This series of Notes was issued and sold upon the funding of the borrower loan #76792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $367.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,092 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| useful-loot4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
|
|
Principal balance:
| $5,710.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit cards into one lower monthly payment and also pay off the remainder of my vehicle.
My financial situation:
I am a good candidate for this loan because I am very concerned about paying off all debts and consolidating down to be debt free. This is just the best method for lower rates and to get my credit cards paid off and allow me just one monthly payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $33.24 | 10/18/2012 9:02:43 AM |
| aabadabadoo | $25.00 | 10/18/2012 9:13:29 AM |
| repayment-pagoda8 | $100.00 | 10/18/2012 9:13:48 AM |
| windguy | $50.00 | 10/18/2012 9:26:02 AM |
| community-burrito9 | $35.00 | 10/18/2012 9:08:02 AM |
| moola-accelerator6 | $25.00 | 10/18/2012 10:35:43 AM |
| GrayStudio | $25.00 | 10/18/2012 12:06:57 PM |
| m0rlock | $500.00 | 10/18/2012 10:57:43 AM |
| Voracious_Trees | $25.00 | 10/18/2012 9:39:56 AM |
| careful-dinero21 | $100.00 | 10/18/2012 11:33:51 AM |
| treasure-bliss | $100.00 | 10/18/2012 10:22:40 AM |
| investment-appraiser | $200.00 | 10/18/2012 12:02:10 PM |
| global-invest-group | $25.00 | 10/18/2012 10:53:47 AM |
| first-economy-spectacle | $25.00 | 10/18/2012 3:51:04 PM |
| Jim33 | $25.00 | 10/18/2012 11:54:24 AM |
| income-buffalo1 | $50.00 | 10/18/2012 2:43:01 PM |
| whitegold24k | $250.00 | 10/18/2012 2:55:16 PM |
| trade-goblin9 | $25.00 | 10/18/2012 12:53:28 PM |
| DoctorJoe | $30.00 | 10/18/2012 4:07:36 PM |
| return-smasher2 | $25.77 | 10/18/2012 1:38:22 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:46 PM |
| aztec | $50.00 | 10/18/2012 6:04:39 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:32 PM |
| ChoiceInvestments | $26.00 | 10/18/2012 6:26:52 PM |
| Astyanax | $31.76 | 10/18/2012 6:21:00 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:01 PM |
| power-chef420 | $25.00 | 10/18/2012 6:45:00 PM |
| soarmore | $25.00 | 10/18/2012 7:01:29 PM |
| networks4ever | $25.00 | 10/18/2012 7:01:47 PM |
| justice-trajectory7 | $25.00 | 10/18/2012 7:02:21 PM |
| first-serene-credit | $25.00 | 10/18/2012 6:48:00 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:54 PM |
| indomitable-coin | $25.00 | 10/18/2012 6:59:05 PM |
| astute-benjamins | $150.00 | 10/18/2012 8:03:00 PM |
| janeybooboo | $100.00 | 10/18/2012 8:03:20 PM |
| dukeiyer | $25.00 | 10/18/2012 8:11:28 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:46 PM |
| fulfilling-market2 | $100.00 | 10/18/2012 7:29:07 PM |
| RockpointCapital | $300.00 | 10/18/2012 7:29:23 PM |
| bellaquito | $500.00 | 10/18/2012 8:54:27 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:22 PM |
| McDeeter | $25.00 | 10/18/2012 7:37:12 PM |
| economy-popcorn | $25.00 | 10/19/2012 5:45:01 AM |
| graduatey2k | $25.00 | 10/19/2012 6:37:02 AM |
| cozy-principal883 | $30.00 | 10/19/2012 6:53:24 AM |
| WeedPatch | $50.00 | 10/18/2012 7:57:04 PM |
| superb-return339 | $200.00 | 10/19/2012 7:25:06 AM |
| dime-bigwig4 | $25.00 | 10/19/2012 8:46:44 AM |
| duty-awakening3 | $25.00 | 10/18/2012 8:27:29 PM |
| Navy-Retired | $200.00 | 10/18/2012 9:23:48 PM |
| tirelighter778552 | $25.00 | 10/19/2012 7:42:02 AM |
| bowler252 | $25.00 | 10/18/2012 10:31:19 PM |
| brianslegel | $27.10 | 10/18/2012 11:18:55 PM |
| serene-capital | $30.00 | 10/19/2012 12:39:14 AM |
| vendorking1 | $25.00 | 10/19/2012 4:42:10 AM |
| cerebral-dollar773 | $25.00 | 10/19/2012 5:46:00 AM |
| mflawyer | $25.00 | 10/19/2012 6:04:28 AM |
| mpatrick | $75.00 | 10/19/2012 9:49:24 AM |
| MINTURN | $25.00 | 10/19/2012 8:57:23 AM |
| justreturns | $25.00 | 10/19/2012 10:03:31 AM |
| 108lender | $77.00 | 10/19/2012 10:12:14 AM |
| bbt28 | $25.05 | 10/19/2012 10:52:18 AM |
| respectful-return176 | $50.00 | 10/19/2012 11:03:03 AM |
| skuba | $100.00 | 10/19/2012 11:32:16 AM |
| leverage-monger | $25.00 | 10/19/2012 10:24:28 AM |
| loyalty-voyage | $25.00 | 10/19/2012 2:31:55 PM |
| Teamwork | $25.00 | 10/19/2012 2:53:40 PM |
| Sp-lender | $25.00 | 10/19/2012 3:54:00 PM |
| hope-pudding0 | $25.00 | 10/19/2012 12:25:04 PM |
| ingenious-deal6 | $25.00 | 10/19/2012 5:00:31 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:16 PM |
| ace330 | $38.29 | 10/19/2012 12:28:02 PM |
| jimbo29blue | $50.00 | 10/19/2012 2:21:20 PM |
| TLW314 | $110.00 | 10/19/2012 2:58:38 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:12 PM |
| Sp-lender | $25.00 | 10/19/2012 3:53:38 PM |
| BusinessIntegrationGroup-BIG | $25.00 | 10/19/2012 2:06:02 PM |
| imogen22 | $50.00 | 10/19/2012 5:20:47 PM |
| bonafide-yield351 | $25.00 | 10/19/2012 3:17:40 PM |
| mammalian4 | $50.00 | 10/19/2012 3:47:46 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:08:58 PM |
| brightest-momentous-income | $25.96 | 10/19/2012 6:34:57 PM |
| dainova | $25.00 | 10/19/2012 5:38:46 PM |
| Bucket219 | $25.00 | 10/20/2012 4:36:32 AM |
| basejump0 | $25.00 | 10/20/2012 5:19:36 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:26 AM |
| benjamin67 | $25.00 | 10/19/2012 6:13:28 PM |
| Green-Baron | $25.00 | 10/20/2012 7:42:20 AM |
| market-maple | $50.00 | 10/20/2012 7:50:02 AM |
| visionary-dedication5 | $50.00 | 10/20/2012 2:21:51 AM |
| boston_mass | $100.00 | 10/20/2012 4:53:07 AM |
| healthy-bonus6 | $25.00 | 10/20/2012 10:12:19 AM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:35:23 AM |
| SoldiersMom | $75.00 | 10/20/2012 10:28:39 AM |
| finance-coyote3 | $1,242.70 | 10/20/2012 11:00:07 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:25 AM |
| Ben87 | $300.00 | 10/20/2012 7:53:34 AM |
| ptjg | $100.00 | 10/20/2012 12:03:26 PM |
| TigerForce | $25.00 | 10/20/2012 4:55:32 AM |
| ocean-cruise | $50.00 | 10/20/2012 8:30:40 AM |
| Curly-Girly | $25.00 | 10/20/2012 8:35:53 AM |
| SunriseTrader1 | $25.00 | 10/20/2012 5:35:03 AM |
| power-persimmon5 | $25.00 | 10/20/2012 9:29:40 AM |
| Scombs | $27.00 | 10/20/2012 9:40:07 AM |
| quarkyuzu | $50.00 | 10/20/2012 9:49:09 AM |
| community-burrito9 | $25.00 | 10/20/2012 10:42:43 AM |
| hl8428 | $29.11 | 10/20/2012 11:41:01 AM |
| basis-hero8 | $25.00 | 10/20/2012 8:09:31 AM |
| Spooky_Action | $25.00 | 10/20/2012 12:04:30 PM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:44 AM |
| agile-diversification2 | $25.00 | 10/20/2012 12:06:03 PM |
| leverage-accelerator | $57.33 | 10/20/2012 10:07:09 AM |
| China-man | $196.03 | 10/20/2012 12:08:42 PM |
| Smallbear | $25.00 | 10/20/2012 11:07:13 AM |
| reflective-greenback1 | $25.00 | 10/18/2012 9:19:52 AM |
| eloquent-bill6 | $25.00 | 10/18/2012 9:26:36 AM |
| euro-melody896 | $500.00 | 10/18/2012 11:05:35 AM |
| bold-gold-pilot | $25.00 | 10/18/2012 11:11:14 AM |
| Interest2thePeople | $100.00 | 10/18/2012 9:09:11 AM |
| Investor_DP | $200.00 | 10/18/2012 9:35:08 AM |
| compatible-deal9 | $50.00 | 10/18/2012 10:12:14 AM |
| reward-financier | $75.00 | 10/18/2012 10:16:49 AM |
| ethical-truth211 | $27.00 | 10/18/2012 12:40:40 PM |
| FinanceEngine | $60.00 | 10/18/2012 11:03:27 AM |
| rakey | $25.00 | 10/18/2012 3:04:53 PM |
| Detour11 | $25.00 | 10/18/2012 10:49:35 AM |
| pierrelasvegas | $25.00 | 10/18/2012 5:24:53 PM |
| penny-socrates5 | $100.00 | 10/18/2012 1:37:16 PM |
| vigilance-revolutionary | $50.00 | 10/18/2012 1:49:04 PM |
| friedokra | $25.00 | 10/18/2012 3:14:27 PM |
| boston_mass | $25.00 | 10/18/2012 5:43:14 PM |
| PThor | $25.00 | 10/18/2012 5:52:24 PM |
| compoundinterest | $25.00 | 10/18/2012 5:52:45 PM |
| euro-speaker8 | $250.00 | 10/18/2012 5:59:52 PM |
| kind-credit-bear | $250.00 | 10/18/2012 6:02:16 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:09 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:53 PM |
| Sanford-N-Sons | $25.00 | 10/18/2012 6:24:55 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:31 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:25 PM |
| bold-riveting-social | $50.00 | 10/18/2012 6:51:04 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:30 PM |
| kind-payment-viking3 | $100.00 | 10/18/2012 7:05:43 PM |
| KryptonWare-com | $25.00 | 10/18/2012 7:32:45 PM |
| brightest-benjamins-onator | $59.66 | 10/18/2012 7:35:16 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:38 PM |
| Dubbs360 | $200.00 | 10/18/2012 7:44:23 PM |
| Marssoft | $29.33 | 10/18/2012 7:47:10 PM |
| thrifty-transaction578 | $25.00 | 10/18/2012 7:49:06 PM |
| nex | $25.00 | 10/18/2012 7:49:31 PM |
| hidavehi | $27.00 | 10/18/2012 7:57:37 PM |
| vinayski | $25.00 | 10/18/2012 7:58:48 PM |
| gravbox | $25.00 | 10/18/2012 7:59:50 PM |
| Vegasjim | $25.00 | 10/18/2012 8:00:19 PM |
| ATWLab | $25.00 | 10/18/2012 7:20:22 PM |
| courteous-trade229 | $30.00 | 10/18/2012 7:20:46 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:21 PM |
| ready-vigilance3 | $50.00 | 10/18/2012 8:23:06 PM |
| hitsman | $33.00 | 10/18/2012 7:50:04 PM |
| availableloan | $25.00 | 10/18/2012 7:50:57 PM |
| adorable-asset9 | $100.00 | 10/18/2012 8:20:25 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:39 PM |
| Clovis_the-Benevolent | $50.00 | 10/18/2012 10:25:16 PM |
| kendigme | $25.00 | 10/19/2012 2:52:49 AM |
| BLUE300Z | $25.00 | 10/19/2012 4:37:30 AM |
| FredHead3 | $50.00 | 10/19/2012 6:26:27 AM |
| FWF-kinetic | $50.00 | 10/18/2012 9:06:07 PM |
| E_G | $50.00 | 10/19/2012 9:13:11 AM |
| Aquafina24Ounce | $25.00 | 10/19/2012 9:15:07 AM |
| adaptable-benefit6 | $25.00 | 10/18/2012 9:39:51 PM |
| fitiwalt | $26.21 | 10/18/2012 9:51:44 PM |
| BigBroJake | $25.00 | 10/19/2012 7:56:11 AM |
| Ben-Siegelbaum | $50.00 | 10/19/2012 1:44:23 AM |
| blue-unrelenting-rupee | $25.00 | 10/19/2012 9:25:18 AM |
| DADS-GIFT | $25.00 | 10/19/2012 4:40:04 AM |
| MonopolyDred | $25.00 | 10/19/2012 6:42:18 AM |
| spoolin18t | $50.00 | 10/19/2012 7:17:10 AM |
| Coin-Toss | $30.00 | 10/19/2012 10:23:05 AM |
| power-kin | $50.00 | 10/19/2012 9:40:10 AM |
| yield-voyager8 | $25.00 | 10/19/2012 11:10:24 AM |
| gjm6d | $25.00 | 10/19/2012 10:32:44 AM |
| vines99 | $25.00 | 10/19/2012 11:57:47 AM |
| gilbrear | $25.00 | 10/19/2012 5:01:31 PM |
| funds-juniper | $25.00 | 10/19/2012 1:19:59 PM |
| valiant-pound8 | $94.01 | 10/19/2012 1:49:25 PM |
| jimbo29blue | $50.00 | 10/19/2012 2:21:09 PM |
| SergRoosterDu | $25.00 | 10/19/2012 5:14:31 PM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:34 PM |
| Obiwan_Kanobi | $25.00 | 10/19/2012 2:53:46 PM |
| equitable-capital758 | $493.00 | 10/19/2012 5:34:11 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:23:31 PM |
| mlpinz | $25.00 | 10/19/2012 8:36:35 PM |
| jdtrip03 | $35.89 | 10/19/2012 9:02:19 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:02 PM |
| China-man | $150.00 | 10/20/2012 5:26:58 AM |
| tomdooley12520 | $50.00 | 10/20/2012 6:31:55 AM |
| well-mannered-income3 | $100.00 | 10/19/2012 7:53:53 PM |
| bid-stockpiler1 | $100.00 | 10/20/2012 7:11:05 AM |
| value-trophy8 | $80.00 | 10/20/2012 7:14:40 AM |
| jpac1066 | $100.00 | 10/20/2012 7:26:16 AM |
| KwonEnterprises | $44.02 | 10/19/2012 9:35:03 PM |
| zippy-greenback231 | $25.00 | 10/20/2012 8:08:28 AM |
| benefit-banshee | $25.00 | 10/20/2012 5:37:45 AM |
| hope-candy1 | $75.00 | 10/20/2012 9:46:59 AM |
| awesome-generosity4 | $25.00 | 10/20/2012 6:16:13 AM |
| Bank_of_the_Galaxy | $25.00 | 10/20/2012 6:22:52 AM |
| Peterman | $25.00 | 10/20/2012 7:11:24 AM |
| trade-surge3 | $25.00 | 10/19/2012 8:59:12 PM |
| treasure-expert | $25.00 | 10/20/2012 11:32:30 AM |
| hope-fortress753 | $25.00 | 10/19/2012 9:35:55 PM |
| Leshan | $100.00 | 10/20/2012 7:48:53 AM |
| sushi537 | $25.00 | 10/20/2012 1:57:27 AM |
| ekbangali | $50.00 | 10/20/2012 8:50:08 AM |
| volcano494 | $39.04 | 10/20/2012 8:52:06 AM |
| Ambassador | $32.00 | 10/20/2012 6:32:36 AM |
| quantum_leap | $25.00 | 10/20/2012 6:36:02 AM |
| ferocious-hope | $33.72 | 10/20/2012 10:16:26 AM |
| JPAW777 | $25.00 | 10/20/2012 7:22:27 AM |
| ferdberfel | $34.77 | 10/20/2012 11:01:26 AM |
| spiritual-compassion3-16 | $25.00 | 10/20/2012 7:48:26 AM |
| youqianderen | $79.00 | 10/20/2012 7:57:59 AM |
| jc33148 | $25.00 | 10/20/2012 8:16:25 AM |
| reward-dynamo | $25.00 | 10/20/2012 10:20:18 AM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:11 PM |
| sturdy-fairness0 | $25.00 | 10/20/2012 12:03:54 PM |
| intelligent-moola1 | $25.00 | 10/20/2012 12:05:22 PM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
655976
This series of Notes was issued and sold upon the funding of the borrower loan #76978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $718.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $92,547 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-ladder2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff some debt accumulated while my wife went back to school while doing some home remodeling and such.
My financial situation:
I am a good candidate for this loan because I have a good job and my income is growing each year.
Monthly net income: $4700 after taxes
Monthly expenses: $2700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $4.85 | 10/26/2012 8:18:53 AM |
| worth-blanket2 | $22,500.00 | 10/25/2012 5:03:56 PM |
| heart514 | $25.00 | 10/25/2012 5:07:35 PM |
| community-burrito9 | $35.00 | 10/25/2012 5:14:06 PM |
| credit-coach118 | $40.01 | 10/25/2012 5:03:00 PM |
| money-genome84 | $250.00 | 10/25/2012 6:36:48 PM |
| 84928429 | $50.00 | 10/25/2012 5:42:43 PM |
| Maximum_Investment | $25.00 | 10/25/2012 5:45:25 PM |
| best-bonafide-p2p | $25.00 | 10/25/2012 9:06:31 PM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 5:52:56 PM |
| Money__Tree | $200.00 | 10/25/2012 5:51:39 PM |
| L3gendary_Investments | $25.00 | 10/26/2012 3:55:22 AM |
| worth-quark7 | $25.00 | 10/26/2012 5:50:40 AM |
| john0720 | $50.00 | 10/25/2012 6:16:21 PM |
| helping-out | $32.62 | 10/26/2012 6:36:06 AM |
| deal-selector5 | $25.00 | 10/25/2012 6:31:16 PM |
| LARRY4NY | $25.00 | 10/25/2012 8:16:03 PM |
| dime-oyster2 | $25.00 | 10/26/2012 3:52:19 AM |
| prudent-bid3 | $38.52 | 10/26/2012 6:05:30 AM |
| The-Penis-Martinez | $25.00 | 10/26/2012 6:34:29 AM |
| fervent-rupee9 | $250.00 | 10/26/2012 8:11:16 AM |
| credit-missile | $65.00 | 10/26/2012 8:15:45 AM |
| Dubbs360 | $300.00 | 10/25/2012 5:25:42 PM |
| ferocious-kindness8 | $35.00 | 10/25/2012 5:49:47 PM |
| Interest2thePeople | $100.00 | 10/25/2012 5:05:08 PM |
| Bad_Debt | $25.00 | 10/25/2012 5:13:45 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:53 PM |
| bubb_hans | $25.00 | 10/25/2012 5:24:30 PM |
| EL_Papin | $25.00 | 10/25/2012 6:39:38 PM |
| transparency-position | $99.00 | 10/25/2012 7:42:57 PM |
| golffish2 | $25.00 | 10/26/2012 3:58:32 AM |
| janeybooboo | $150.00 | 10/25/2012 6:18:01 PM |
| BBsapphire-2-loan | $100.00 | 10/26/2012 12:09:27 AM |
| progress-credit | $25.00 | 10/25/2012 11:19:00 PM |
| treasure-bliss | $100.00 | 10/26/2012 6:15:59 AM |
| CA-Lender | $25.00 | 10/26/2012 6:39:57 AM |
| worldly-income2 | $25.00 | 10/26/2012 6:44:46 AM |
| Astyanax | $25.00 | 10/26/2012 7:12:33 AM |
| Leshan | $50.00 | 10/26/2012 7:25:58 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
656158
This series of Notes was issued and sold upon the funding of the borrower loan #76961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,581.71 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $392.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 23y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,899 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-responsibility9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $27,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
760-779
(Mar-2011)
|
|
Principal balance:
| $9,918.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| peace-fixer8 | $25.00 | 10/19/2012 5:21:09 PM |
| keen-peace465 | $25.00 | 10/19/2012 5:02:03 PM |
| jwesleym | $25.00 | 10/19/2012 5:02:09 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:53 PM |
| nyp112 | $50.00 | 10/19/2012 5:06:48 PM |
| orchestra960 | $163.00 | 10/19/2012 5:10:07 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:51 PM |
| green-trade-dolphin | $47.02 | 10/19/2012 5:01:49 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:28 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:22 PM |
| money-bauble | $100.00 | 10/19/2012 5:12:18 PM |
| fcrick | $25.00 | 10/19/2012 5:04:30 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:01 PM |
| Dubbs360 | $200.00 | 10/19/2012 5:45:31 PM |
| bewitching-dollar5 | $100.00 | 10/19/2012 5:23:34 PM |
| community-burrito9 | $25.00 | 10/19/2012 5:10:16 PM |
| ethical-truth211 | $500.00 | 10/19/2012 5:52:24 PM |
| treasure-medalist0 | $25.00 | 10/19/2012 5:54:47 PM |
| 100units | $200.00 | 10/19/2012 5:16:15 PM |
| mercuriant | $25.00 | 10/19/2012 6:04:17 PM |
| cr8on | $75.00 | 10/19/2012 5:38:23 PM |
| orange-spiritual-contract | $100.00 | 10/19/2012 5:22:02 PM |
| etraboulay | $50.00 | 10/19/2012 6:08:57 PM |
| CalBear08 | $33.33 | 10/19/2012 5:26:03 PM |
| persist_in_doing | $25.00 | 10/19/2012 6:13:44 PM |
| tolerant-responsibility051 | $2,500.00 | 10/19/2012 5:49:24 PM |
| duty-viola | $35.00 | 10/19/2012 5:37:13 PM |
| XP | $25.00 | 10/19/2012 5:46:42 PM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:53:22 PM |
| EL_Papin | $25.00 | 10/19/2012 6:09:23 PM |
| Bank42 | $25.00 | 10/19/2012 6:10:06 PM |
| reordan | $25.00 | 10/19/2012 5:52:50 PM |
| papaloha | $55.00 | 10/19/2012 8:25:48 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:39 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:05:19 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:46 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:16 PM |
| ccclaireee333 | $25.00 | 10/19/2012 6:43:46 PM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:28 AM |
| gilbrear | $25.00 | 10/20/2012 5:45:23 AM |
| awesome-generosity4 | $45.00 | 10/20/2012 6:16:52 AM |
| ImNotSoDumb | $33.01 | 10/19/2012 7:10:24 PM |
| transparency-position | $99.00 | 10/19/2012 7:33:13 PM |
| cnovak | $25.00 | 10/19/2012 6:23:06 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:59 PM |
| income-buffalo1 | $50.00 | 10/20/2012 7:49:30 AM |
| Leshan | $100.00 | 10/20/2012 7:49:55 AM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:33:23 PM |
| RGlad | $35.00 | 10/19/2012 10:28:48 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:31:54 PM |
| moola-accelerator6 | $50.00 | 10/19/2012 6:44:01 PM |
| FinanceEngine | $70.00 | 10/20/2012 8:39:44 AM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:46 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:33:20 AM |
| beach-luver | $25.00 | 10/20/2012 10:25:39 AM |
| travels536 | $25.00 | 10/20/2012 6:49:43 AM |
| jpac1066 | $100.00 | 10/20/2012 7:33:47 AM |
| hope-fortress753 | $25.00 | 10/19/2012 9:36:21 PM |
| vines99 | $25.00 | 10/19/2012 10:20:07 PM |
| Bank_of_the_Galaxy | $25.00 | 10/20/2012 6:19:48 AM |
| principal-laser | $55.15 | 10/20/2012 6:44:42 AM |
| Obiwan_Kanobi | $25.00 | 10/20/2012 7:19:16 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:33 AM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:29 PM |
| ekmendenhall | $50.00 | 10/20/2012 12:04:23 PM |
| magnetic-credit229 | $25.00 | 10/20/2012 9:24:02 AM |
| justasoldier | $50.00 | 10/20/2012 10:22:52 AM |
| life-is-great | $25.00 | 10/20/2012 12:09:32 PM |
| green-safe-wampum | $50.00 | 10/20/2012 11:09:11 AM |
| structure9 | $25.00 | 10/20/2012 12:35:10 PM |
| best-charming-leverage | $35.00 | 10/20/2012 12:40:51 PM |
| the-brilliant-currency | $25.00 | 10/20/2012 12:04:03 PM |
| paytonbrigadier | $250.00 | 10/20/2012 12:04:29 PM |
| monster4 | $50.00 | 10/20/2012 12:07:30 PM |
| on_your_side | $25.00 | 10/20/2012 12:51:35 PM |
| invincible-deal82 | $25.00 | 10/20/2012 12:53:46 PM |
| auction-fanatic8 | $25.00 | 10/20/2012 12:20:36 PM |
| money-vista | $25.00 | 10/20/2012 12:59:38 PM |
| income-buddy7 | $50.00 | 10/20/2012 1:02:11 PM |
| TheHillsAreAlive | $25.00 | 10/20/2012 1:02:14 PM |
| jazzlender | $25.00 | 10/20/2012 12:25:32 PM |
| NotOprah | $50.00 | 10/20/2012 1:07:12 PM |
| tnjohnso | $25.00 | 10/20/2012 1:13:43 PM |
| ferris2484 | $25.00 | 10/20/2012 12:50:26 PM |
| figs4u2 | $88.00 | 10/20/2012 12:51:23 PM |
| awe-inspiring-commitment972 | $36.00 | 10/20/2012 12:51:29 PM |
| magnitude787 | $30.00 | 10/20/2012 12:56:33 PM |
| mckhbnpc | $50.00 | 10/20/2012 12:45:49 PM |
| enchanted-note | $25.00 | 10/20/2012 12:46:27 PM |
| HamachiMan | $50.00 | 10/20/2012 1:07:14 PM |
| orearella3 | $25.00 | 10/20/2012 1:08:56 PM |
| nickel-companion5 | $25.00 | 10/20/2012 1:10:20 PM |
| financial-frenzy | $27.00 | 10/20/2012 12:53:02 PM |
| JJ9876 | $25.00 | 10/20/2012 1:12:22 PM |
| mtquan | $25.00 | 10/20/2012 12:54:56 PM |
| durability-ace9 | $30.00 | 10/20/2012 12:59:45 PM |
| handshake5 | $100.00 | 10/20/2012 1:00:52 PM |
| loyalty-sherpa | $25.00 | 10/20/2012 1:05:11 PM |
| svandgts | $25.00 | 10/20/2012 1:07:57 PM |
| credit-missile | $100.00 | 10/19/2012 5:02:24 PM |
| credit-missile | $35.00 | 10/20/2012 12:54:42 PM |
| Banker2OO7 | $75.00 | 10/19/2012 5:05:17 PM |
| sentimental-commerce4 | $250.00 | 10/19/2012 5:23:00 PM |
| peso-lyrics7 | $50.00 | 10/19/2012 5:03:49 PM |
| vigorous-market5 | $200.00 | 10/19/2012 5:05:14 PM |
| mschoenf | $100.00 | 10/19/2012 5:27:40 PM |
| justreturns | $25.00 | 10/19/2012 5:27:47 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:25 PM |
| radiant-dollar9 | $200.00 | 10/19/2012 5:32:00 PM |
| skuba | $50.00 | 10/19/2012 5:13:02 PM |
| MoneyForNothing | $25.20 | 10/19/2012 5:03:24 PM |
| enchanted-note14 | $25.00 | 10/19/2012 5:16:19 PM |
| musegaze | $50.00 | 10/19/2012 5:42:54 PM |
| social-aspen097 | $25.00 | 10/19/2012 5:05:08 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:40 PM |
| NickelSteamroller | $35.00 | 10/19/2012 5:45:39 PM |
| consummate-affluence | $100.00 | 10/19/2012 5:07:27 PM |
| SergRoosterDu | $25.00 | 10/19/2012 5:07:54 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:18 PM |
| spark548 | $100.00 | 10/19/2012 5:08:52 PM |
| thrilling-fund427 | $50.00 | 10/19/2012 5:09:38 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:46 PM |
| networks4ever | $25.00 | 10/19/2012 5:15:30 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:53 PM |
| Feyenoord | $30.00 | 10/19/2012 5:31:36 PM |
| versatile-dime442 | $213.00 | 10/19/2012 5:34:07 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:25 PM |
| Silver_Rupee | $25.01 | 10/19/2012 6:09:16 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:00 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:33 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:50 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:14 PM |
| Emgolda | $25.00 | 10/19/2012 5:52:35 PM |
| Assets-Up | $25.00 | 10/19/2012 6:29:10 PM |
| loan-fate | $50.00 | 10/19/2012 5:34:43 PM |
| shawnw2 | $150.00 | 10/19/2012 6:32:28 PM |
| profit-powerplant | $25.00 | 10/19/2012 7:06:38 PM |
| trumpeter5 | $25.00 | 10/19/2012 5:45:41 PM |
| sensible-fund | $29.58 | 10/19/2012 6:06:44 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:49 PM |
| cardminger | $25.00 | 10/19/2012 6:16:29 PM |
| DiligentiaLLC | $100.00 | 10/19/2012 6:16:45 PM |
| profitable-fairness1 | $50.00 | 10/19/2012 5:59:01 PM |
| tech310 | $50.00 | 10/19/2012 6:00:46 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:49 PM |
| fund-explorer4 | $100.00 | 10/19/2012 6:41:13 PM |
| help4u | $44.00 | 10/20/2012 5:38:56 AM |
| Laissez-faire | $25.00 | 10/19/2012 6:46:40 PM |
| 312-Lender | $100.00 | 10/19/2012 6:47:27 PM |
| bid-stockpiler1 | $150.00 | 10/20/2012 7:07:43 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:01 PM |
| grnii78 | $175.00 | 10/19/2012 6:28:00 PM |
| 340 | $25.00 | 10/19/2012 10:15:53 PM |
| Mikale360 | $25.00 | 10/19/2012 11:17:06 PM |
| mikeandcat | $50.00 | 10/20/2012 8:30:10 AM |
| RGlad | $65.00 | 10/19/2012 6:46:56 PM |
| first-pragmatic-power | $25.00 | 10/19/2012 7:10:46 PM |
| trade-goblin9 | $25.00 | 10/19/2012 7:44:32 PM |
| well-mannered-income3 | $60.00 | 10/19/2012 7:55:24 PM |
| Ambassador | $25.00 | 10/20/2012 6:32:13 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:22:48 PM |
| Ben-Siegelbaum | $50.00 | 10/20/2012 7:07:36 AM |
| WalnutCreekguy | $50.00 | 10/20/2012 12:04:59 PM |
| sensible-order2 | $150.00 | 10/20/2012 8:22:43 AM |
| madigan | $300.00 | 10/20/2012 9:46:12 AM |
| social-cocktail1 | $200.00 | 10/20/2012 12:13:43 PM |
| Green-Baron | $25.00 | 10/20/2012 8:36:19 AM |
| 13nd3r | $25.00 | 10/20/2012 12:04:27 PM |
| SoldiersMom | $40.00 | 10/20/2012 10:29:10 AM |
| reaction5 | $25.00 | 10/20/2012 12:28:42 PM |
| Macbethofscots | $25.00 | 10/20/2012 12:30:47 PM |
| dime-sprout | $25.00 | 10/20/2012 12:12:20 PM |
| China-man | $100.00 | 10/20/2012 12:13:56 PM |
| rescue | $42.00 | 10/20/2012 12:14:52 PM |
| haplender | $50.00 | 10/20/2012 12:11:31 PM |
| purposeful-durability8 | $100.00 | 10/20/2012 12:47:39 PM |
| transaction-hugger4 | $100.00 | 10/20/2012 12:48:05 PM |
| skunkor2 | $27.00 | 10/20/2012 12:49:52 PM |
| interstellar | $75.00 | 10/20/2012 12:32:16 PM |
| DadWarbucks | $25.00 | 10/20/2012 12:57:57 PM |
| genius520 | $100.00 | 10/20/2012 12:58:03 PM |
| tomahawk349 | $25.00 | 10/20/2012 12:59:34 PM |
| wampum-optimization | $25.00 | 10/20/2012 1:04:45 PM |
| TennSquire | $25.00 | 10/20/2012 12:41:55 PM |
| SimpleChoice | $25.00 | 10/20/2012 12:24:41 PM |
| studious-bonus7 | $75.00 | 10/20/2012 1:07:09 PM |
| Palacios | $100.00 | 10/20/2012 1:07:11 PM |
| treasure-generator | $25.00 | 10/20/2012 1:08:05 PM |
| the-enthralling-coin | $25.00 | 10/20/2012 12:44:26 PM |
| mvalley | $25.00 | 10/20/2012 1:09:50 PM |
| hitsman | $50.00 | 10/20/2012 12:46:23 PM |
| kindest-credit-bear | $25.00 | 10/20/2012 1:10:28 PM |
| gethsemane4 | $25.00 | 10/20/2012 1:11:13 PM |
| hard-working-loot | $50.00 | 10/20/2012 12:51:43 PM |
| Comoparklender | $25.00 | 10/20/2012 12:39:54 PM |
| ASR3 | $50.00 | 10/20/2012 12:57:59 PM |
| DrewOdette | $25.00 | 10/20/2012 12:58:07 PM |
| TulaneGrad | $25.00 | 10/20/2012 1:03:43 PM |
| Hambone1111 | $25.00 | 10/20/2012 1:06:03 PM |
| Cheburashka | $30.00 | 10/20/2012 12:49:33 PM |
| sohuge1234 | $25.00 | 10/20/2012 12:50:22 PM |
| dmunySF | $50.00 | 10/20/2012 1:09:29 PM |
| HammerSmith | $25.00 | 10/20/2012 1:11:32 PM |
| illustrado | $25.00 | 10/20/2012 12:53:24 PM |
| CAGE-Investments | $25.00 | 10/20/2012 12:54:30 PM |
| money-surge1 | $25.00 | 10/20/2012 1:12:26 PM |
| trade-beeper4 | $25.00 | 10/20/2012 1:13:56 PM |
| first-resolute-deal | $25.00 | 10/20/2012 12:57:47 PM |
| money51282 | $100.00 | 10/20/2012 1:01:26 PM |
| enticing-note | $25.00 | 10/20/2012 1:12:56 PM |
| natural-interest7 | $25.00 | 10/20/2012 1:13:10 PM |
| Smartgrowth40 | $50.00 | 10/20/2012 1:13:59 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
656160
This series of Notes was issued and sold upon the funding of the borrower loan #76790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $214.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrityelstiltskin8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... To payoff some oustanding items so I can have one lower monthly payment.
My financial situation:
I am a good candidate for this loan because... I have a stable regular source of income.
Monthly net income: $3600 +
Monthly expenses:
Housing: $ 650
Insurance: $ 85
Car expenses: 250 Gas Monthly
Utilities: $ 100
Phone, cable, internet: $ 0
Food, entertainment: $ 300
Clothing, household expenses: $ as needed
Credit cards and other loans: $ 0
Other expenses: $ 75 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/18/2012 6:45:53 PM |
| heavenly-interest9 | $1,000.00 | 10/18/2012 7:33:19 PM |
| Rockymtnhi | $100.00 | 10/18/2012 5:47:44 PM |
| trade-goblin9 | $50.00 | 10/18/2012 5:53:15 PM |
| ethical-truth211 | $50.00 | 10/18/2012 5:52:11 PM |
| ingenious-deal6 | $25.00 | 10/18/2012 5:50:54 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:53:13 PM |
| supreme-treasure8 | $100.00 | 10/18/2012 5:55:26 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:19 PM |
| engaging-worth | $25.00 | 10/18/2012 6:19:30 PM |
| shaps | $50.00 | 10/18/2012 6:01:24 PM |
| majestic-note6 | $200.00 | 10/18/2012 6:02:28 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:58 PM |
| jgar_O | $35.00 | 10/18/2012 6:32:46 PM |
| a-finance-nirvana | $25.00 | 10/18/2012 6:09:16 PM |
| MoneyTree79 | $50.00 | 10/18/2012 6:09:19 PM |
| miked8303 | $50.00 | 10/18/2012 6:21:41 PM |
| tranquil-gain1 | $75.00 | 10/18/2012 6:42:56 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:41 PM |
| houli123 | $25.00 | 10/18/2012 6:34:44 PM |
| NolockHolmes | $75.00 | 10/18/2012 6:58:27 PM |
| SweatyBalls | $40.00 | 10/18/2012 6:44:33 PM |
| value-showcase828 | $25.00 | 10/18/2012 7:06:02 PM |
| klippies | $25.00 | 10/18/2012 6:43:31 PM |
| commerce-viking1 | $50.00 | 10/18/2012 7:09:25 PM |
| blue111 | $25.00 | 10/18/2012 6:49:18 PM |
| selector568 | $300.00 | 10/18/2012 7:04:06 PM |
| finance-boomerang0 | $25.00 | 10/18/2012 7:03:32 PM |
| first-pragmatic-power | $25.00 | 10/18/2012 7:09:11 PM |
| gokart83 | $25.00 | 10/18/2012 7:40:59 PM |
| supreme-exchange547 | $25.00 | 10/18/2012 7:34:30 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:55 PM |
| appetizing-loyalty354 | $37.00 | 10/18/2012 7:42:11 PM |
| openness-antioxidant | $100.00 | 10/18/2012 5:42:43 PM |
| vutah | $25.00 | 10/18/2012 5:44:38 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:51 PM |
| laudable-payout6 | $25.00 | 10/18/2012 6:01:52 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:20 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:44 PM |
| dedicated-contract755 | $25.00 | 10/18/2012 6:11:48 PM |
| brainy-return234 | $25.00 | 10/18/2012 6:45:49 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:57 PM |
| enriching-trade2 | $50.00 | 10/18/2012 7:03:00 PM |
| the-silver-blaster | $50.00 | 10/18/2012 7:07:03 PM |
| missing-link | $25.00 | 10/18/2012 7:01:14 PM |
| profit-powerplant | $25.00 | 10/18/2012 7:13:17 PM |
| enchanted-diversification496 | $50.00 | 10/18/2012 7:11:55 PM |
| rate-advocator7 | $200.00 | 10/18/2012 7:11:58 PM |
| Investor_DP | $200.00 | 10/18/2012 7:13:00 PM |
| reduce_US_govt_debt | $35.00 | 10/18/2012 7:50:39 PM |
| first-wampum-gazer | $1,453.00 | 10/18/2012 7:51:30 PM |
| cash-mad-scientist3 | $25.00 | 10/18/2012 7:36:23 PM |
| toblerone | $25.00 | 10/18/2012 7:37:19 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
656162
This series of Notes was issued and sold upon the funding of the borrower loan #76404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,403 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-vigilance472 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 10/19/2012 9:15:19 AM |
| DasMula | $25.00 | 10/19/2012 9:07:58 AM |
| Plow_n_Sow | $25.00 | 10/19/2012 9:14:04 AM |
| rate-advocator7 | $200.00 | 10/19/2012 10:09:51 AM |
| Dubbs360 | $100.00 | 10/19/2012 11:15:05 AM |
| hundorama | $25.00 | 10/19/2012 1:28:17 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 11:43:41 AM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:24:52 PM |
| majestic-note6 | $150.00 | 10/19/2012 5:34:45 PM |
| green-trade-wildcat | $25.00 | 10/20/2012 5:19:07 AM |
| blackstar | $40.00 | 10/20/2012 5:11:58 AM |
| 111TaxMan | $25.00 | 10/20/2012 6:23:24 AM |
| newest-generous-income | $25.00 | 10/20/2012 6:56:04 AM |
| RoccoLoan | $50.00 | 10/20/2012 9:45:22 AM |
| Bob450 | $25.00 | 10/20/2012 7:59:36 AM |
| credit-birch | $25.00 | 10/20/2012 12:35:06 PM |
| diplomatic-wealth7 | $25.00 | 10/20/2012 12:39:07 PM |
| worthy-bid8 | $80.00 | 10/20/2012 12:44:07 PM |
| Zingaro | $25.00 | 10/19/2012 10:11:42 AM |
| Budro | $25.00 | 10/19/2012 10:55:37 AM |
| Rogelio48 | $25.00 | 10/19/2012 11:00:06 AM |
| ChoiceInvestments | $25.00 | 10/19/2012 2:15:11 PM |
| joelnet | $25.00 | 10/19/2012 5:43:23 PM |
| melodious-openness | $400.00 | 10/20/2012 6:28:27 AM |
| rce1964 | $25.00 | 10/19/2012 7:14:00 PM |
| euro-spark | $25.00 | 10/20/2012 6:56:28 AM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:31 PM |
| let_me_retire | $50.00 | 10/20/2012 6:33:28 AM |
| wealth-renaissance5 | $25.00 | 10/20/2012 7:29:44 AM |
| first-serene-credit | $25.00 | 10/19/2012 10:42:34 PM |
| payout-bridge | $85.00 | 10/20/2012 11:16:50 AM |
| CA-Lender | $25.00 | 10/20/2012 12:41:23 PM |
| investment-cluster | $30.00 | 10/20/2012 12:41:43 PM |
| promise2 | $25.00 | 10/20/2012 12:42:43 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
656168
This series of Notes was issued and sold upon the funding of the borrower loan #77066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,538 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sharp-reward729 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Purchase
Purpose of loan:
This loan will be used to purchase a property. I just need another 10K to purchase this property. I would have taken out a mortgage, but most mortgage companies don't service loans in amounts less than around 50K usually. As we all know, right now is a good time to purchase real estate at very low prices so I have decided to purchase this property so that I won't put any future cash into rent. This property could potentially save me thousands of dollars in rent once it's paid off.
My financial situation:
I am a good candidate for this loan because I have a credit score of around 780+ and I have a very firm financial history. I have never defaulted on a loan and I can be trusted to make my payments every month on time.
MONTHLY INCOME
----------------------------------------------------
Monthly Gross Income: $3750
Monthly Net Income: $ 2650
MONTHLY EXPENSES
----------------------------------------------------
Phone & Home Internet: $110
Credit Card Payment: $60
School Loan: $122
Car Insurance: $90
Car Note: $450
Food/Gas/Other Expenses: $540
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $3,000.00 | 10/23/2012 7:18:56 AM |
| note-lesson7 | $100.00 | 10/22/2012 5:06:56 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:08:54 PM |
| engaging-worth | $25.00 | 10/22/2012 5:09:19 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:09:59 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:53 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:12 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:25 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:48 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:47 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:39 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:38 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:35 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 5:59:12 PM |
| E_G | $50.00 | 10/22/2012 6:19:16 PM |
| prudent-deal662 | $25.00 | 10/22/2012 6:36:47 PM |
| punctual-fund | $25.00 | 10/23/2012 8:25:18 AM |
| Darts | $50.00 | 10/23/2012 8:45:22 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:40 AM |
| Plutis | $25.00 | 10/23/2012 9:12:56 AM |
| radforj22 | $25.00 | 10/23/2012 10:05:19 AM |
| efficient-money4 | $50.00 | 10/23/2012 10:10:57 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:22 AM |
| hybridatl | $25.00 | 10/23/2012 12:13:07 PM |
| Heater36 | $25.00 | 10/23/2012 1:28:24 PM |
| pdub | $500.00 | 10/23/2012 12:00:56 PM |
| fairness-carrier | $50.00 | 10/23/2012 2:19:46 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:35 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:50 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 2:27:09 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 4:56:51 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:07 PM |
| daw1878 | $25.00 | 10/23/2012 5:50:35 PM |
| IP | $25.00 | 10/23/2012 5:20:08 PM |
| charming-exchange7 | $25.00 | 10/23/2012 5:58:55 PM |
| infomas | $25.00 | 10/23/2012 5:22:17 PM |
| rmachi | $25.00 | 10/23/2012 5:26:33 PM |
| Eisande | $50.00 | 10/23/2012 5:29:07 PM |
| newest-currency-vibrato | $25.00 | 10/23/2012 5:29:27 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:01 PM |
| CaptainBL | $25.00 | 10/23/2012 5:50:07 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 5:59:37 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:10:15 PM |
| compoundinterest | $25.00 | 10/23/2012 6:16:46 PM |
| FortuneFund | $200.00 | 10/23/2012 6:19:08 PM |
| Sneezie | $52.00 | 10/23/2012 6:23:26 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:52 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:23 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:24 PM |
| shaps | $50.00 | 10/22/2012 5:22:29 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:50 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:16 PM |
| Benny-factor | $1,500.00 | 10/22/2012 6:22:13 PM |
| Vegasjim | $25.00 | 10/22/2012 6:31:02 PM |
| CIC | $25.00 | 10/23/2012 2:39:24 AM |
| Plow_n_Sow | $50.00 | 10/23/2012 7:15:56 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:42 AM |
| Dreurmimker | $25.00 | 10/23/2012 10:05:11 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:36 AM |
| bellaquito | $500.00 | 10/23/2012 11:31:36 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:03 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:49 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 1:00:02 PM |
| WhiteInvestor | $27.00 | 10/23/2012 3:47:40 PM |
| atlvalet | $25.00 | 10/23/2012 1:48:14 PM |
| janeybooboo | $100.00 | 10/23/2012 1:51:36 PM |
| first-class-dough2 | $300.00 | 10/23/2012 2:21:27 PM |
| duckbill_1972 | $30.00 | 10/23/2012 3:34:30 PM |
| yu-rik | $200.00 | 10/23/2012 4:43:06 PM |
| hs112a | $25.00 | 10/23/2012 5:30:09 PM |
| sensational-dollar | $25.00 | 10/23/2012 5:04:23 PM |
| Money_Working | $25.00 | 10/23/2012 5:07:08 PM |
| prudent-dough458 | $25.00 | 10/23/2012 5:55:01 PM |
| revenue-serenity5 | $25.00 | 10/23/2012 6:00:48 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:14 PM |
| openness-revolutionary567 | $33.00 | 10/23/2012 6:15:15 PM |
| Queueball1 | $25.00 | 10/23/2012 5:30:50 PM |
| credit-blossom0 | $25.00 | 10/23/2012 5:32:40 PM |
| hope-hickory | $32.99 | 10/23/2012 6:27:23 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:10 PM |
| bazaar-tulip | $25.00 | 10/23/2012 5:38:31 PM |
| lionheart722 | $100.00 | 10/23/2012 5:51:28 PM |
| ingenious-deal6 | $25.00 | 10/23/2012 5:55:11 PM |
| just-loyalty643 | $50.00 | 10/23/2012 6:19:28 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
656178
This series of Notes was issued and sold upon the funding of the borrower loan #76611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $350.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,467 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lovely-marketplace8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am a Sheriff's Deputy looking to invest in y education. I would like to start a part time security firm and hopefully grow it into a full time business. I have never had a late/past due payment!
Monthly net income: $ 4000.00
Monthly expenses: $2700-3000.00
Housing: $950.00
Insurance: $119.00
Car expenses: $455.00
Utilities: $199.00
Phone, cable, internet: $87.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $374.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-viking1 | $50.00 | 10/19/2012 9:09:15 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:25 AM |
| brainy-return234 | $25.00 | 10/19/2012 9:27:38 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:49 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:00 AM |
| SLN-10 | $50.00 | 10/19/2012 10:47:50 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:57 AM |
| berniemadeoff | $25.00 | 10/19/2012 11:18:28 AM |
| profit-powerplant | $25.00 | 10/19/2012 10:36:15 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:56 AM |
| artisan369 | $300.00 | 10/19/2012 2:23:54 PM |
| missing-link | $25.00 | 10/19/2012 10:58:12 AM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:17 PM |
| miked8303 | $50.00 | 10/19/2012 9:20:55 AM |
| VirginiaBuckeye | $50.00 | 10/19/2012 9:31:42 AM |
| credit-coach118 | $40.46 | 10/19/2012 9:04:54 AM |
| nevee | $40.00 | 10/19/2012 9:54:47 AM |
| houli123 | $25.00 | 10/19/2012 10:23:54 AM |
| EngineersAlliance | $75.00 | 10/19/2012 10:11:50 AM |
| justreturns | $25.00 | 10/19/2012 10:03:34 AM |
| scholarly-order6 | $30.00 | 10/19/2012 11:36:35 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:57 AM |
| EarlyRiser | $250.00 | 10/19/2012 10:49:30 AM |
| Peleadona | $25.00 | 10/19/2012 11:01:13 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:34 AM |
| engaging-worth | $25.00 | 10/19/2012 10:32:55 AM |
| compounding21 | $25.00 | 10/19/2012 11:07:12 AM |
| thrifty-capital | $38.00 | 10/19/2012 11:38:00 AM |
| open-minded-p2p1 | $25.00 | 10/19/2012 11:43:41 AM |
| MI2 | $1,901.54 | 10/19/2012 3:05:33 PM |
| Index_Plus | $5,000.00 | 10/19/2012 2:46:59 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
656208
This series of Notes was issued and sold upon the funding of the borrower loan #76826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $319.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $440 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| youthful-p2ploan587 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $250.00 | 10/18/2012 6:50:34 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:37 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:51:18 PM |
| trade-goblin9 | $25.00 | 10/18/2012 5:52:42 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:52 PM |
| reduce_US_govt_debt | $35.00 | 10/18/2012 5:49:49 PM |
| money-bauble | $100.00 | 10/18/2012 5:45:26 PM |
| windguy | $50.00 | 10/18/2012 6:04:15 PM |
| community-burrito9 | $25.00 | 10/18/2012 6:04:55 PM |
| best-bonafide-p2p | $25.00 | 10/18/2012 6:08:54 PM |
| ethical-truth211 | $500.00 | 10/18/2012 5:51:18 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:20 PM |
| LeReve | $500.00 | 10/18/2012 6:05:12 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:16 PM |
| MyPFBlog | $25.00 | 10/18/2012 6:08:12 PM |
| AldiHoldings | $35.00 | 10/18/2012 6:25:25 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:14 PM |
| dedicated-contract755 | $25.00 | 10/18/2012 6:11:48 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:13 PM |
| quickstep | $125.00 | 10/18/2012 6:31:33 PM |
| MI2 | $5,000.00 | 10/18/2012 6:09:02 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:44 PM |
| historic-value7 | $200.00 | 10/18/2012 6:26:32 PM |
| kila-designer | $349.00 | 10/18/2012 6:55:37 PM |
| ore-achievement329 | $25.00 | 10/18/2012 6:40:50 PM |
| soarmore | $25.00 | 10/18/2012 7:01:39 PM |
| the-enthralling-coin | $25.00 | 10/18/2012 6:39:57 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:41 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:52:14 PM |
| jcornehlsen | $25.00 | 10/18/2012 7:02:34 PM |
| enchanted-note | $25.00 | 10/18/2012 7:30:34 PM |
| C2Banking | $36.52 | 10/18/2012 7:47:50 PM |
| Investor_DP | $200.00 | 10/18/2012 7:13:01 PM |
| RGlad | $200.00 | 10/18/2012 7:52:53 PM |
| community-seahorse0 | $25.00 | 10/18/2012 7:14:57 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:28 PM |
| enchanted-compassion012 | $25.00 | 10/18/2012 7:16:43 PM |
| toblerone | $25.00 | 10/18/2012 7:37:20 PM |
| urbane-income7 | $25.00 | 10/18/2012 7:37:29 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:52 PM |
| networks4ever | $25.00 | 10/18/2012 7:52:36 PM |
| vivid-return426 | $25.00 | 10/18/2012 8:17:38 PM |
| gravbox | $25.00 | 10/18/2012 7:59:51 PM |
| Aberdeen | $100.00 | 10/18/2012 8:01:02 PM |
| vutah | $25.00 | 10/18/2012 5:44:22 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:37 PM |
| Dubbs360 | $200.00 | 10/18/2012 5:54:36 PM |
| integrity-reactor4 | $100.00 | 10/18/2012 5:45:56 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:47:59 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:21 PM |
| Nil2008 | $100.00 | 10/18/2012 5:58:05 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:42 PM |
| p2pelstiltskin8 | $25.00 | 10/18/2012 6:02:20 PM |
| asset-portait013 | $100.00 | 10/18/2012 5:55:38 PM |
| intrepid-loot | $25.00 | 10/18/2012 5:57:03 PM |
| napmanger | $100.00 | 10/18/2012 6:08:14 PM |
| Law_Gator | $25.00 | 10/18/2012 6:10:53 PM |
| tech310 | $50.00 | 10/18/2012 6:29:11 PM |
| new-justice-entrepreneur | $25.00 | 10/18/2012 6:38:08 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:58 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:36 PM |
| Bank_Of_XL | $25.00 | 10/18/2012 6:57:46 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:39 PM |
| jubilant-capital1 | $25.00 | 10/18/2012 6:37:25 PM |
| nevee | $40.00 | 10/18/2012 7:02:37 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:33 PM |
| cardminger | $25.00 | 10/18/2012 6:53:15 PM |
| wildanne | $50.00 | 10/18/2012 6:58:22 PM |
| entertaining-revenue4 | $50.00 | 10/18/2012 7:22:25 PM |
| credit-bliss8 | $25.00 | 10/18/2012 7:10:45 PM |
| cash-mad-scientist3 | $25.00 | 10/18/2012 7:36:23 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:07:23 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:58 PM |
| janeybooboo | $100.00 | 10/18/2012 7:52:32 PM |
| mikrolown | $25.00 | 10/18/2012 7:15:50 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:44 PM |
| DasMula | $25.00 | 10/18/2012 7:32:47 PM |
| profitable-fairness1 | $50.00 | 10/18/2012 7:22:48 PM |
| commerce-zebra3 | $25.00 | 10/18/2012 7:26:13 PM |
| gjm6d | $25.00 | 10/18/2012 7:41:43 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:56 PM |
| Sagamore | $229.48 | 10/18/2012 8:18:02 PM |
| EL_Papin | $25.00 | 10/18/2012 7:53:27 PM |
| marwadi-62 | $200.00 | 10/18/2012 7:58:46 PM |
| finance-ecstasy7 | $25.00 | 10/18/2012 8:09:43 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
656248
This series of Notes was issued and sold upon the funding of the borrower loan #76861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $234.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Biologist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,264 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 78 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auction-refuge1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...improve the exterior of my home. I need to replace roofing, siding, re-mortar brick area, and paint. I will probably use up less than the loan amount asked for, but nonetheless, I rather play it safe in case I come up short in some area.
My financial situation:
I am a good candidate for this loan because I will pay back my debt.
Monthly net income: $ 45000.00
Monthly expenses:
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,750.00 | 10/17/2012 5:03:13 PM |
| Interest2thePeople | $100.00 | 10/17/2012 5:05:14 PM |
| phenomenal-rate1 | $425.00 | 10/17/2012 5:06:39 PM |
| community-burrito9 | $25.00 | 10/17/2012 5:02:49 PM |
| historic-value7 | $150.00 | 10/17/2012 5:03:47 PM |
| cattlebaron | $50.00 | 10/17/2012 5:05:31 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
656312
This series of Notes was issued and sold upon the funding of the borrower loan #76745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $145.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,978 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-order-flan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
|
Principal balance:
| $3,449.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan: I am continuing saving and trying to build a self-business.
This loan will be used to boost my business and improve it's growth. I will be using the loan to assist travels, equipment, and possibly help to allow for more employment.
My financial situation: I am currently employed at Telluride Ski and Golf Resort and with a second job lined up near the end of November. I am currently financially stable and just looking for an extra boost for foundation.
I am a good candidate for this loan because along with a high and established credit score at a younger age, I have previous loan experience with Prosper and have always maintained excellent standing. I am financially stable, along with other assistance, and will be determined to pay this loan as quickly as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| E_G | $50.00 | 10/19/2012 9:13:17 AM |
| LoanerPrincipal | $25.00 | 10/19/2012 9:18:07 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:47 AM |
| power-kin | $50.00 | 10/19/2012 9:40:12 AM |
| JustMee | $25.00 | 10/19/2012 10:09:46 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:08 AM |
| Dubbs360 | $200.00 | 10/19/2012 10:44:32 AM |
| vinayski | $25.00 | 10/19/2012 11:27:16 AM |
| spirit07a | $100.00 | 10/19/2012 10:34:08 AM |
| vines99 | $25.00 | 10/19/2012 11:59:27 AM |
| intuitive-benefit3 | $100.00 | 10/19/2012 10:36:58 AM |
| compoundinterest | $25.00 | 10/19/2012 10:41:19 AM |
| indomitable-coin | $25.00 | 10/19/2012 10:22:11 AM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:12 AM |
| dime-vista2 | $25.00 | 10/19/2012 3:49:21 PM |
| skuba | $100.00 | 10/19/2012 11:32:26 AM |
| CIC | $25.00 | 10/19/2012 11:37:02 AM |
| njlw226 | $25.00 | 10/19/2012 4:00:28 PM |
| orange-liberty-oyster | $26.00 | 10/19/2012 5:13:22 PM |
| first-funds-palace | $25.00 | 10/19/2012 5:14:18 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:52 PM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:34:35 AM |
| gilbrear | $25.00 | 10/20/2012 5:48:35 AM |
| hl8428 | $25.00 | 10/20/2012 11:41:10 AM |
| income-buffalo1 | $78.23 | 10/20/2012 7:51:41 AM |
| buckeye55 | $25.00 | 10/20/2012 12:01:58 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:09 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:27 AM |
| healthy-bonus6 | $25.00 | 10/20/2012 10:17:15 AM |
| AFairDeal | $25.00 | 10/20/2012 12:16:14 PM |
| market-maple | $50.00 | 10/20/2012 7:50:06 AM |
| madigan | $500.00 | 10/20/2012 9:11:46 AM |
| astute-benjamins | $150.00 | 10/20/2012 10:09:24 AM |
| BiggestG | $25.00 | 10/20/2012 12:30:53 PM |
| treasure-expert | $25.00 | 10/20/2012 11:32:33 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:31 AM |
| blue-lively-platinum | $25.00 | 10/20/2012 12:34:02 PM |
| upc_tnt | $25.00 | 10/20/2012 12:37:16 PM |
| FortuneFund | $200.00 | 10/19/2012 9:42:50 AM |
| bazaar-tulip | $25.00 | 10/19/2012 9:10:46 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:58 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:49 AM |
| CreditBuilder2 | $25.01 | 10/19/2012 9:36:29 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:15 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:01 AM |
| m0rlock | $500.00 | 10/19/2012 10:45:47 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:57 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:18 AM |
| Vegasjim | $25.00 | 10/19/2012 11:10:15 AM |
| bellaquito | $500.00 | 10/19/2012 11:45:29 AM |
| ASLIBD | $25.00 | 10/19/2012 11:59:39 AM |
| super_pickle | $50.00 | 10/19/2012 12:53:21 PM |
| Astyanax | $25.00 | 10/19/2012 12:12:47 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:11 PM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:23 PM |
| ore-dojo | $50.00 | 10/19/2012 4:59:14 PM |
| Sp-lender | $25.00 | 10/19/2012 3:54:20 PM |
| KwikLoan1 | $25.00 | 10/19/2012 5:11:56 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:39 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:38 PM |
| keen-credit6 | $30.00 | 10/19/2012 6:27:54 PM |
| moola-accelerator6 | $30.00 | 10/19/2012 6:46:03 PM |
| kragilan | $50.00 | 10/19/2012 7:57:25 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:58 PM |
| invincible-agreement8 | $100.00 | 10/20/2012 6:35:53 AM |
| zippy-greenback231 | $25.00 | 10/20/2012 8:10:09 AM |
| ocean-cruise | $25.00 | 10/20/2012 8:33:49 AM |
| basejump0 | $25.00 | 10/20/2012 5:18:46 AM |
| silver-promise2 | $25.00 | 10/20/2012 10:20:47 AM |
| beaufuture | $25.00 | 10/20/2012 9:35:00 AM |
| reward-dynamo | $25.00 | 10/20/2012 10:21:38 AM |
| Benny-factor | $1,000.00 | 10/20/2012 11:14:43 AM |
| credit-birch | $36.76 | 10/20/2012 12:35:48 PM |
| Hawaiibynight | $25.00 | 10/20/2012 12:43:54 PM |
| ingenious-deal6 | $25.00 | 10/20/2012 12:26:09 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:28 PM |
| investment-cluster | $30.00 | 10/20/2012 12:40:26 PM |
| promise2 | $90.00 | 10/20/2012 12:45:08 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
656342
This series of Notes was issued and sold upon the funding of the borrower loan #76849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 22.33% |
Borrower rate/APR:
| 23.33% / 25.86% |
Monthly payment:
| $283.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.76% | | |
| |
Estimated return*:
| 12.77% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,258 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-refined-principal |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate
My financial situation:
I am a good candidate for this loan because...i work alot
Monthly net income: $3000.
Monthly expenses: $
Housing: $
Insurance: $200
Car expenses: $70
Utilities: $60
Phone, cable, internet: $110
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 10/19/2012 9:07:11 AM |
| DasMula | $25.00 | 10/19/2012 9:06:42 AM |
| mikrolown | $25.00 | 10/19/2012 9:39:12 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:58 AM |
| vutah | $25.00 | 10/19/2012 9:24:19 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:49 AM |
| community-burrito9 | $55.00 | 10/19/2012 9:13:06 AM |
| cr8on | $75.00 | 10/19/2012 10:39:46 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:56 AM |
| rate-advocator7 | $200.00 | 10/19/2012 10:09:52 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:18 AM |
| EL_Papin | $25.00 | 10/19/2012 10:30:05 AM |
| trade-goblin9 | $25.00 | 10/19/2012 10:11:48 AM |
| tolerant-responsibility051 | $2,500.00 | 10/19/2012 10:18:19 AM |
| KCEnterprises | $25.00 | 10/19/2012 2:15:57 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:25 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:52 PM |
| commerce-venture1 | $25.00 | 10/20/2012 4:22:54 AM |
| Christophe | $25.00 | 10/20/2012 6:25:01 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:22:48 PM |
| community-burrito9 | $35.00 | 10/20/2012 10:48:24 AM |
| MyPFBlog | $25.00 | 10/20/2012 2:06:05 PM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:55:18 AM |
| subtle-velocity431 | $25.00 | 10/21/2012 5:57:57 PM |
| kulender | $100.00 | 10/21/2012 2:37:34 PM |
| Investor_DP | $200.00 | 10/19/2012 10:12:57 AM |
| Dubbs360 | $200.00 | 10/19/2012 9:50:34 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:02 AM |
| ethical-truth211 | $300.00 | 10/19/2012 9:32:17 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:06 AM |
| EngineersAlliance | $50.00 | 10/19/2012 10:49:27 AM |
| toblerone | $25.00 | 10/19/2012 10:50:53 AM |
| bewitching-dollar5 | $100.00 | 10/19/2012 10:01:14 AM |
| skuba | $100.00 | 10/19/2012 11:32:27 AM |
| appetizing-loyalty354 | $75.00 | 10/19/2012 10:34:02 AM |
| LendingPimp_2 | $26.00 | 10/19/2012 11:51:12 AM |
| BankofRon_IRA | $100.00 | 10/19/2012 10:47:08 AM |
| Rogelio48 | $25.00 | 10/19/2012 11:01:36 AM |
| bob450-roth | $25.00 | 10/19/2012 5:14:54 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:50 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:58 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:39 PM |
| selector568 | $91.00 | 10/20/2012 2:28:24 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:24 PM |
| csak13 | $50.00 | 10/21/2012 2:15:48 PM |
| Index_Plus | $4,493.00 | 10/22/2012 8:16:56 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
656412
This series of Notes was issued and sold upon the funding of the borrower loan #76545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $139.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 860-879 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,681 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| champion08 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dbs | $25.00 | 10/19/2012 9:21:41 AM |
| patriot897 | $25.00 | 10/19/2012 9:26:09 AM |
| loot-baton | $25.00 | 10/19/2012 9:45:02 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:03 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:59 AM |
| D911ave | $50.00 | 10/19/2012 9:31:51 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:50 AM |
| Vegasjim | $25.00 | 10/19/2012 10:33:50 AM |
| cashhelp | $30.00 | 10/19/2012 11:09:45 AM |
| kind-clean-community | $25.00 | 10/19/2012 10:54:44 AM |
| radforj22 | $25.00 | 10/19/2012 12:02:31 PM |
| repayment-pagoda8 | $100.00 | 10/19/2012 5:12:55 PM |
| bright-idea11 | $50.00 | 10/19/2012 3:28:00 PM |
| ingenious-deal6 | $25.00 | 10/19/2012 5:00:33 PM |
| Perdita_II | $25.00 | 10/19/2012 5:30:44 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:52 PM |
| PThor | $25.00 | 10/19/2012 5:04:44 PM |
| blot44 | $25.00 | 10/19/2012 5:53:39 PM |
| neighborly-hope6 | $100.00 | 10/19/2012 5:15:03 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:38 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:30:14 PM |
| green28 | $50.00 | 10/19/2012 5:35:07 PM |
| market-maximizer472 | $25.00 | 10/20/2012 7:22:25 AM |
| ingenious-order783 | $50.00 | 10/20/2012 7:48:18 AM |
| inspiring-kindness062 | $25.00 | 10/19/2012 6:48:42 PM |
| Plow_n_Sow | $25.00 | 10/20/2012 9:24:49 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:31 AM |
| bicyclist2270 | $25.00 | 10/20/2012 7:57:10 AM |
| kind-durability-battalion | $75.00 | 10/20/2012 10:03:41 AM |
| Rivervale_Westwood | $25.00 | 10/20/2012 12:37:50 PM |
| Ripsaw4U | $50.00 | 10/20/2012 12:38:34 PM |
| account98118 | $690.01 | 10/20/2012 2:02:27 PM |
| _NaLNaBB | $200.00 | 10/20/2012 3:27:08 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:25 PM |
| subtle-leverage4 | $25.00 | 10/20/2012 1:48:22 PM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:44:44 PM |
| worth-topper4 | $25.00 | 10/20/2012 5:17:10 PM |
| unbeatable-integrity822 | $30.00 | 10/20/2012 6:39:19 PM |
| penny-finder | $33.41 | 10/19/2012 9:29:24 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:15 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:26 AM |
| compassion-twister2 | $25.00 | 10/19/2012 9:19:59 AM |
| ready-interest9 | $25.00 | 10/19/2012 10:38:28 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:44 AM |
| Phryne | $50.00 | 10/19/2012 10:03:15 AM |
| obedient-payout0 | $25.00 | 10/19/2012 10:29:49 AM |
| mdv | $25.00 | 10/19/2012 10:19:33 AM |
| boylezz | $25.00 | 10/19/2012 10:33:44 AM |
| kfrench | $75.00 | 10/19/2012 10:37:03 AM |
| prudent-deal662 | $25.00 | 10/19/2012 10:47:25 AM |
| cash-vault | $25.00 | 10/19/2012 11:26:55 AM |
| soarmore | $25.00 | 10/19/2012 5:04:50 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:03 PM |
| lionheart722 | $100.00 | 10/19/2012 5:08:48 PM |
| ore-dojo | $25.00 | 10/19/2012 4:57:40 PM |
| hopeful_lender | $100.00 | 10/19/2012 2:02:11 PM |
| dumbass | $25.00 | 10/19/2012 5:51:07 PM |
| top-unforgettable-income | $25.00 | 10/19/2012 5:55:08 PM |
| shaps | $50.00 | 10/19/2012 5:32:33 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:03 PM |
| indomitable-coin | $25.00 | 10/19/2012 5:47:35 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:07:59 PM |
| Tbone49 | $25.00 | 10/19/2012 6:43:00 PM |
| platinum-delight238 | $50.00 | 10/19/2012 6:44:14 PM |
| bellaquito | $500.00 | 10/19/2012 7:04:44 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:10 AM |
| FAsAreDUMB | $25.00 | 10/20/2012 9:19:24 AM |
| dough-reformer9 | $25.00 | 10/20/2012 10:58:50 AM |
| HikeMoab | $25.00 | 10/20/2012 7:59:44 AM |
| compoundinterest | $25.00 | 10/20/2012 12:06:48 PM |
| skuba | $50.00 | 10/20/2012 12:47:42 PM |
| sweet-social2 | $25.00 | 10/20/2012 1:18:38 PM |
| cropdust3r | $25.00 | 10/20/2012 12:45:24 PM |
| EJO | $25.00 | 10/20/2012 1:37:27 PM |
| CoolPlexer | $25.00 | 10/20/2012 1:52:08 PM |
| Centerline15 | $25.00 | 10/20/2012 2:35:35 PM |
| Johnab | $12.58 | 10/20/2012 7:18:52 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
656456
This series of Notes was issued and sold upon the funding of the borrower loan #76642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $100.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,640 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| awe-inspiring-return2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: 1700
Housing: $800
Insurance: $200
Car expenses: $0
Utilities: $100
Phone, cable, internet: $45
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $350.00 | 10/19/2012 5:00:34 PM |
| CashFlow13 | $1,500.00 | 10/19/2012 5:00:38 PM |
| fascinating-generosity3 | $300.00 | 10/19/2012 5:00:35 PM |
| fantastic-contract1 | $300.00 | 10/19/2012 5:00:35 PM |
| terrific-p2p4 | $500.00 | 10/19/2012 5:00:38 PM |
| social-cocktail1 | $50.00 | 10/19/2012 5:01:01 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
656460
This series of Notes was issued and sold upon the funding of the borrower loan #76811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 9m |
|
Amount delinquent:
| $1,129 |
Total credit lines:
| 26 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LoyalFamilyMan |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $3,671.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate a few bills.
My financial situation:
I am a good candidate for this loan because I have been with the same employer for 20 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 10/18/2012 5:42:56 PM |
| AF-Chief | $25.00 | 10/18/2012 6:05:49 PM |
| wonderous-principal083 | $25.00 | 10/18/2012 6:07:21 PM |
| diplomatic-wealth7 | $25.00 | 10/18/2012 5:55:06 PM |
| sweetsassymolassy | $25.00 | 10/18/2012 6:36:25 PM |
| oracle3 | $50.00 | 10/18/2012 7:20:59 PM |
| rs999 | $25.00 | 10/18/2012 7:33:29 PM |
| money-baron-roth-IRA | $50.00 | 10/18/2012 7:52:41 PM |
| JGENERAL | $25.00 | 10/19/2012 6:10:35 AM |
| Dubbs360 | $100.00 | 10/18/2012 8:19:02 PM |
| compatible-deal9 | $25.00 | 10/19/2012 7:45:22 AM |
| newest-generous-income | $25.00 | 10/19/2012 1:19:20 AM |
| vines99 | $25.00 | 10/19/2012 2:36:13 AM |
| DoctorJoe | $25.00 | 10/19/2012 4:26:46 AM |
| pierrelasvegas | $25.00 | 10/19/2012 7:00:35 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:20 PM |
| FrugalForLife | $25.00 | 10/19/2012 11:30:18 AM |
| moola-accelerator6 | $25.00 | 10/19/2012 6:50:47 PM |
| punctual-fund | $25.00 | 10/20/2012 8:41:17 AM |
| kind-durability-battalion | $50.00 | 10/20/2012 10:07:54 AM |
| euro-spark | $25.00 | 10/20/2012 6:55:52 AM |
| larryboy10 | $25.00 | 10/20/2012 2:53:17 AM |
| brightest-luminous-cash9 | $25.00 | 10/20/2012 12:15:53 PM |
| chameleon125 | $50.00 | 10/20/2012 2:55:36 PM |
| hidavehi | $39.00 | 10/20/2012 2:33:58 PM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:57 AM |
| Low_income_senior_citizen | $25.00 | 10/21/2012 12:23:19 PM |
| brightest-organized-balance | $25.00 | 10/20/2012 4:05:09 PM |
| Finchy78 | $25.00 | 10/21/2012 1:58:19 PM |
| s_man1 | $25.00 | 10/22/2012 5:16:01 AM |
| point-doughnut | $40.91 | 10/22/2012 7:29:49 AM |
| sfd | $50.00 | 10/22/2012 8:17:20 AM |
| stu6703 | $25.00 | 10/22/2012 8:55:09 AM |
| bbt210 | $25.05 | 10/21/2012 7:28:46 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:54:38 PM |
| rabbidlender | $25.00 | 10/22/2012 9:34:45 AM |
| contract-lionheart | $150.00 | 10/22/2012 9:47:05 AM |
| peaceful-justice3 | $25.00 | 10/22/2012 10:13:17 AM |
| RNLEND | $45.00 | 10/22/2012 10:51:42 AM |
| banker34 | $25.00 | 10/22/2012 3:14:17 PM |
| trade-goblin9 | $25.00 | 10/18/2012 5:49:05 PM |
| handy-justice | $25.00 | 10/18/2012 6:00:03 PM |
| DevinHill | $25.00 | 10/18/2012 6:01:21 PM |
| majestic-note6 | $150.00 | 10/18/2012 6:02:39 PM |
| worthy-bid8 | $100.00 | 10/18/2012 6:33:56 PM |
| money-baron-Roth401k | $25.00 | 10/18/2012 6:19:06 PM |
| compounding21 | $25.00 | 10/18/2012 7:26:18 PM |
| cjames84 | $25.00 | 10/18/2012 7:09:36 PM |
| kinder-credit-bear | $25.00 | 10/18/2012 7:22:01 PM |
| contract-equinox | $30.35 | 10/18/2012 9:21:37 PM |
| McDeeter | $25.00 | 10/18/2012 7:36:18 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:12:39 PM |
| melodious-openness | $200.00 | 10/19/2012 5:09:51 AM |
| bbt28 | $25.05 | 10/19/2012 10:56:55 AM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:26 AM |
| kind-credit-bear | $36.00 | 10/19/2012 11:21:40 AM |
| ore-dojo | $30.00 | 10/19/2012 4:56:21 PM |
| Bank42 | $25.00 | 10/19/2012 6:15:01 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:04:31 PM |
| papaloha | $44.00 | 10/19/2012 8:21:36 PM |
| exponential-fairness2 | $25.00 | 10/20/2012 6:17:11 AM |
| Iceman1347 | $25.00 | 10/20/2012 11:10:38 AM |
| kindest-credit-bear | $25.00 | 10/20/2012 1:10:28 PM |
| bid-stockpiler1 | $50.00 | 10/20/2012 1:00:41 PM |
| california111 | $25.00 | 10/20/2012 3:05:20 PM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 8:40:02 AM |
| 08bob | $25.00 | 10/21/2012 10:34:56 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:18 PM |
| 08bob | $25.00 | 10/21/2012 10:33:20 AM |
| transaction-puppy6 | $25.00 | 10/21/2012 6:04:30 PM |
| FarmersBank | $55.19 | 10/22/2012 5:58:11 AM |
| 168RichCapital | $25.10 | 10/22/2012 6:34:11 AM |
| DCinDC | $50.00 | 10/22/2012 7:41:07 AM |
| just-finance2 | $25.00 | 10/22/2012 5:27:56 AM |
| trade-boots1 | $31.00 | 10/22/2012 9:12:30 AM |
| Miami | $25.00 | 10/22/2012 10:10:06 AM |
| listing-enlightenment1 | $25.00 | 10/22/2012 11:23:51 AM |
| rubylender | $25.00 | 10/22/2012 1:43:22 PM |
| Benny-factor | $1,048.35 | 10/22/2012 3:49:19 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
656484
This series of Notes was issued and sold upon the funding of the borrower loan #76876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,094 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| entertaining-bazaar648 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Flow for Business
Purpose of loan:
This loan will be used for cash flow for my business
My financial situation:
I am a good candidate for this loan because I am financially stable with solid employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interest2thePeople | $100.00 | 10/18/2012 5:43:23 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:21 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:47 PM |
| Nil2008 | $100.00 | 10/18/2012 5:57:20 PM |
| napmanger | $100.00 | 10/18/2012 6:04:10 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:13 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:36 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:44 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:55 PM |
| SweatyBalls | $25.00 | 10/18/2012 6:43:09 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:42 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:39 PM |
| Dubbs360 | $200.00 | 10/18/2012 7:44:25 PM |
| etraboulay | $50.00 | 10/18/2012 7:56:28 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:53 PM |
| houli123 | $200.00 | 10/18/2012 8:43:42 PM |
| point-pinnacle | $25.24 | 10/18/2012 8:50:11 PM |
| worth-blanket2 | $22,500.00 | 10/18/2012 5:42:39 PM |
| aztec | $50.00 | 10/18/2012 6:04:39 PM |
| best-bonafide-p2p | $50.00 | 10/18/2012 6:10:59 PM |
| AldiHoldings | $25.00 | 10/18/2012 6:17:37 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:16 PM |
| historic-value7 | $200.00 | 10/18/2012 6:25:35 PM |
| nevee | $40.00 | 10/18/2012 6:24:35 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:33 PM |
| the-enthralling-coin | $25.00 | 10/18/2012 6:39:57 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:07:23 PM |
| Investor_DP | $200.00 | 10/18/2012 7:13:01 PM |
| networks4ever | $25.00 | 10/18/2012 7:52:36 PM |
| Vegasjim | $25.00 | 10/18/2012 8:00:22 PM |
| FWF-kinetic | $59.75 | 10/18/2012 9:11:21 PM |
| ready-interest9 | $25.00 | 10/18/2012 8:30:02 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
656502
This series of Notes was issued and sold upon the funding of the borrower loan #76698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 840-859 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,544 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| neptune50 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...
A wedding in June
My financial situation:
I am a good candidate for this loan because...
I have a solid job, make over 400k a year (375k fixed salary with 25-75 in bonuses) at a very successful firm where I've been for almost seven years and in an industry I've been in for almost twenty
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $22,500.00 | 10/18/2012 5:41:56 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:47 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:22 PM |
| Nil2008 | $100.00 | 10/18/2012 5:56:08 PM |
| HikeMoab | $50.00 | 10/18/2012 6:07:41 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:44 PM |
| aztec | $50.00 | 10/18/2012 6:04:40 PM |
| CreditBuilder2 | $25.01 | 10/18/2012 6:22:56 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:13 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:42 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:37 PM |
| historic-value7 | $200.00 | 10/18/2012 6:25:25 PM |
| Astyanax | $40.00 | 10/18/2012 6:40:56 PM |
| repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:39 PM |
| Rivervale_Westwood | $25.00 | 10/18/2012 6:44:28 PM |
| SweatyBalls | $40.00 | 10/18/2012 6:42:23 PM |
| Bank_Of_XL | $25.00 | 10/18/2012 6:57:36 PM |
| here2lend | $25.00 | 10/18/2012 6:58:35 PM |
| RocketSurgeon | $25.00 | 10/18/2012 7:07:23 PM |
| Dubbs360 | $124.99 | 10/18/2012 7:44:25 PM |
| fearless-loyalty5 | $25.00 | 10/18/2012 7:25:53 PM |
| superb-funds335 | $25.00 | 10/18/2012 7:37:56 PM |
| Interest2thePeople | $100.00 | 10/18/2012 5:43:23 PM |
| napmanger | $150.00 | 10/18/2012 6:04:46 PM |
| AldiHoldings | $45.00 | 10/18/2012 6:12:17 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:17 PM |
| best-bonafide-p2p | $50.00 | 10/18/2012 6:11:29 PM |
| loyalty-czar | $100.00 | 10/18/2012 6:27:09 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:33 PM |
| credit-bliss8 | $25.00 | 10/18/2012 7:15:57 PM |
| jcornehlsen | $25.00 | 10/18/2012 7:02:34 PM |
| KaChingInvestments | $25.00 | 10/18/2012 7:19:42 PM |
| Investor_DP | $200.00 | 10/18/2012 7:13:02 PM |
| themoneydoctor | $100.00 | 10/18/2012 7:34:19 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
656506
This series of Notes was issued and sold upon the funding of the borrower loan #76401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 16y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,409 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-truth7 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...CONSOLIDATE INTO 1 MONTHLY PAYMENT AND PAY OFF DEBT FASTER.
My financial situation: GOOD BUT COULD BE BETTER (1 PAYMENT EASIER TO MANAGE)
I am a good candidate for this loan because...I AM COMMITTED TO PAYING MY BILLS, PAYING THEM ON TIME AND EVENTUALLY PAYING THEM OFF. A SINGLE PAYMENT WOULD BE MUCH EASIER TO MANAGE AND WOULD MAKE TRACKING PROGRESS SIMPLER AND MORE CLEAR. IN ADDITION, IT WOULD FREE UP MORE CASH EACH MONTH.
Monthly net income: $3300
Monthly expenses: $2900 TOTAL
Housing: $975
Insurance: $85
Car expenses: $335
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $600
Other expenses: $250 (GAS)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compassion-twister2 | $100.00 | 10/18/2012 5:40:56 PM |
| gold-blanket | $25.00 | 10/18/2012 5:41:43 PM |
| note-lesson7 | $100.00 | 10/18/2012 5:45:52 PM |
| order-tamale | $400.00 | 10/18/2012 5:42:41 PM |
| shaps | $50.00 | 10/18/2012 6:01:09 PM |
| ethical-truth211 | $500.00 | 10/18/2012 5:48:22 PM |
| resolute-justice413 | $25.00 | 10/18/2012 5:55:29 PM |
| special-dinero553 | $25.00 | 10/18/2012 5:56:04 PM |
| RJN | $40.00 | 10/18/2012 5:58:31 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:22 PM |
| cr8on | $75.00 | 10/18/2012 5:56:37 PM |
| LeReve | $500.00 | 10/18/2012 6:05:20 PM |
| bonus-seahorse | $25.00 | 10/18/2012 6:22:52 PM |
| napmanger | $100.00 | 10/18/2012 6:09:55 PM |
| sentimental-cash0 | $25.00 | 10/18/2012 6:18:41 PM |
| best-bonafide-p2p | $25.00 | 10/18/2012 6:10:30 PM |
| jubilant-capital1 | $25.00 | 10/18/2012 6:38:21 PM |
| terrific-dough6 | $33.00 | 10/18/2012 6:40:37 PM |
| green28 | $50.00 | 10/18/2012 6:40:55 PM |
| bazaar-tulip | $25.00 | 10/18/2012 6:28:13 PM |
| tech310 | $50.00 | 10/18/2012 6:29:11 PM |
| octoberfresh | $25.00 | 10/18/2012 6:45:42 PM |
| FortuneFundII | $200.00 | 10/18/2012 6:21:17 PM |
| persistent-dinero953 | $25.00 | 10/18/2012 6:22:45 PM |
| intuitive-benefit3 | $100.00 | 10/18/2012 6:35:37 PM |
| lionheart722 | $100.00 | 10/18/2012 6:52:59 PM |
| tranquil-gain1 | $75.00 | 10/18/2012 6:42:56 PM |
| UncleSafety | $217.52 | 10/18/2012 6:37:57 PM |
| nevee | $40.00 | 10/18/2012 6:47:54 PM |
| Rollshaft | $25.00 | 10/18/2012 6:40:08 PM |
| Bank_Of_XL | $9.48 | 10/18/2012 6:57:24 PM |
| cardminger | $25.00 | 10/18/2012 6:53:15 PM |
| trade-goblin9 | $50.00 | 10/18/2012 5:51:46 PM |
| hope-percolator8 | $50.00 | 10/18/2012 5:53:43 PM |
| fund-cypress910 | $25.00 | 10/18/2012 5:47:17 PM |
| openness-antioxidant | $100.00 | 10/18/2012 5:42:43 PM |
| dime-mandolin9 | $50.00 | 10/18/2012 5:50:59 PM |
| phenomenal-rate1 | $500.00 | 10/18/2012 5:44:28 PM |
| windguy | $50.00 | 10/18/2012 6:04:03 PM |
| community-burrito9 | $25.00 | 10/18/2012 6:04:07 PM |
| ctgscott | $25.00 | 10/18/2012 6:11:16 PM |
| mschoenf | $100.00 | 10/18/2012 5:57:15 PM |
| Zorro_970 | $100.00 | 10/18/2012 5:52:30 PM |
| historic-value7 | $200.00 | 10/18/2012 6:26:38 PM |
| credible-responsibility022 | $25.00 | 10/18/2012 6:17:00 PM |
| MI2 | $5,000.00 | 10/18/2012 6:09:09 PM |
| engaging-worth | $25.00 | 10/18/2012 6:18:52 PM |
| dedicated-contract755 | $25.00 | 10/18/2012 6:11:48 PM |
| green-discrete-rupee | $50.00 | 10/18/2012 6:13:58 PM |
| benefit-investor1 | $25.00 | 10/18/2012 6:28:03 PM |
| Astyanax | $30.00 | 10/18/2012 6:44:47 PM |
| AldiHoldings | $30.00 | 10/18/2012 6:20:37 PM |
| wwwUniversal | $25.00 | 10/18/2012 6:52:14 PM |
| FortuneFund | $200.00 | 10/18/2012 6:52:34 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
656618
This series of Notes was issued and sold upon the funding of the borrower loan #76566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $346.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,129 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspired-dough290 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards.
My financial situation:
I am a good candidate for this loan because I have stable employment. I work in government and I have been in my field for over 16 years. I also have a rental with a stable renter who I have had for four years and has never been late. I am currently paying almost $300 per month in minimum payments on my credit cards. I would rather consolidate and get them paid off faster.
Monthly net income: $5400 and $1300 in rent ($6,700 per month)
Monthly expenses: $4000
Housing: $ 2,200 (both homes)
Insurance: $151
Car expenses: $150 (gas-no car payment)
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Cell phone $240
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Law_Gator | $25.00 | 10/21/2012 12:12:49 PM |
| dinero-elevator | $50.00 | 10/21/2012 12:41:36 PM |
| bewitching-dollar5 | $100.00 | 10/21/2012 1:04:28 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:22 PM |
| intuitive-benefit3 | $100.00 | 10/21/2012 12:01:23 PM |
| green-trade-dolphin | $34.22 | 10/21/2012 12:01:27 PM |
| kulender | $100.00 | 10/21/2012 2:37:55 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:14 PM |
| E_G | $50.00 | 10/21/2012 12:01:29 PM |
| vutah | $25.00 | 10/21/2012 12:02:30 PM |
| cattlebaron | $25.00 | 10/21/2012 12:07:44 PM |
| axl163 | $25.00 | 10/21/2012 5:13:59 PM |
| Dubbs360 | $200.00 | 10/21/2012 12:53:10 PM |
| subtle-velocity431 | $25.00 | 10/21/2012 6:01:02 PM |
| ore-achievement329 | $25.00 | 10/21/2012 12:18:27 PM |
| 1NiceLender | $25.00 | 10/21/2012 12:57:13 PM |
| fearless-loyalty5 | $25.00 | 10/21/2012 1:01:01 PM |
| EL_Papin | $25.00 | 10/21/2012 1:41:43 PM |
| FortuneFundII | $200.00 | 10/21/2012 1:01:14 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:42 PM |
| sharp-return7 | $26.75 | 10/21/2012 11:03:07 PM |
| integrity-reactor4 | $100.00 | 10/21/2012 1:03:46 PM |
| ResQDoc | $25.00 | 10/22/2012 4:05:11 AM |
| toblerone | $25.00 | 10/21/2012 1:13:33 PM |
| Detour11 | $25.00 | 10/22/2012 6:49:16 AM |
| moola-accelerator6 | $45.00 | 10/21/2012 1:36:21 PM |
| RGlad | $150.00 | 10/21/2012 5:01:39 PM |
| Star_Witness | $25.00 | 10/21/2012 6:20:04 PM |
| janeybooboo | $100.00 | 10/21/2012 4:42:48 PM |
| DasMula | $25.00 | 10/21/2012 8:20:48 PM |
| napmanger | $100.00 | 10/21/2012 9:43:54 PM |
| gotjack-IRA | $25.02 | 10/22/2012 1:13:25 AM |
| decisive-income7 | $4,000.00 | 10/22/2012 7:17:02 AM |
| 113121 | $750.00 | 10/21/2012 7:08:56 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:09 PM |
| cr8on | $75.00 | 10/21/2012 1:04:23 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:57 PM |
| MyPFBlog | $25.00 | 10/21/2012 12:02:32 PM |
| cattlebaron | $25.00 | 10/21/2012 12:03:40 PM |
| hopeful_lender | $100.00 | 10/21/2012 5:07:41 PM |
| nevee | $40.00 | 10/21/2012 12:07:48 PM |
| jubilant-capital1 | $25.00 | 10/21/2012 12:55:53 PM |
| CASSHMAN | $150.00 | 10/21/2012 5:44:41 PM |
| community-burrito9 | $100.00 | 10/21/2012 12:31:52 PM |
| gravbox | $25.00 | 10/21/2012 12:54:23 PM |
| Nerdster1 | $25.00 | 10/22/2012 4:59:04 AM |
| Bank_Of_XL | $25.00 | 10/21/2012 5:15:02 PM |
| best-bonafide-p2p | $25.00 | 10/21/2012 5:36:44 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:05 PM |
| slowgains | $25.00 | 10/21/2012 8:00:45 PM |
| Abece | $280.79 | 10/21/2012 8:22:56 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:52 AM |
| buffalobills | $25.00 | 10/22/2012 8:06:21 AM |
| Index_Plus | $4,898.22 | 10/22/2012 8:17:10 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
656624
This series of Notes was issued and sold upon the funding of the borrower loan #76650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $111.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 24y 6m |
|
Amount delinquent:
| $103,884 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $23 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Barrhntr |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Auto
This loan will be used to help purchase a used vehicle.
My financial situation: Good
I am a good candidate for this loan because I have a stable job which I have been on for 24+ years. I have recently been promoted into supervision at work with a pay increase. I have $4000.00 of my own money to use as a down payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 10/19/2012 5:18:40 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:00 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:25 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:21 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:32:59 PM |
| Voracious_Trees | $25.00 | 10/19/2012 6:04:01 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:51 PM |
| E_G | $50.00 | 10/19/2012 6:12:46 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:17 PM |
| brainy-credit1 | $40.00 | 10/19/2012 6:21:48 PM |
| toblerone | $25.00 | 10/19/2012 6:59:06 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:49 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:18 PM |
| sweet-social2 | $25.00 | 10/20/2012 1:18:38 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:29 PM |
| pound-griffin5 | $25.00 | 10/22/2012 10:19:16 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:03 AM |
| five-star-nickel8 | $100.00 | 10/23/2012 2:21:27 PM |
| transparent-economy299 | $25.00 | 10/23/2012 2:14:15 PM |
| EclipseDirect | $25.00 | 10/23/2012 4:07:19 PM |
| payment-halo | $0.99 | 10/23/2012 4:16:06 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 4:12:42 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:32 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:46 PM |
| boylezz | $25.00 | 10/19/2012 5:42:04 PM |
| aztec | $50.00 | 10/19/2012 5:56:20 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:53 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:51 PM |
| Vegasjim | $25.00 | 10/19/2012 6:54:53 PM |
| gravbox | $25.00 | 10/19/2012 6:37:23 PM |
| etraboulay | $50.00 | 10/19/2012 6:08:58 PM |
| Dubbs360 | $200.00 | 10/19/2012 6:29:48 PM |
| marwadi-62 | $200.00 | 10/19/2012 6:38:07 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:12 AM |
| Goldberry | $30.00 | 10/21/2012 4:31:17 PM |
| williamgates | $25.00 | 10/21/2012 6:51:02 PM |
| IcedMochaFund | $25.00 | 10/21/2012 9:13:08 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:03 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:06:55 AM |
| zassociate | $200.00 | 10/22/2012 5:11:08 PM |
| 0_0 | $25.00 | 10/22/2012 5:18:13 PM |
| Benny-factor | $1,500.00 | 10/22/2012 6:08:31 PM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:35 AM |
| Leopoldine | $25.00 | 10/23/2012 8:21:08 AM |
| Darts | $50.00 | 10/23/2012 8:45:02 AM |
| Archaeologist | $25.00 | 10/23/2012 10:26:23 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:46 PM |
| hybridatl | $25.00 | 10/23/2012 12:12:54 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:40 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:40 PM |
| Batman2u | $25.00 | 10/23/2012 3:20:16 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:35 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:39 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
656658
This series of Notes was issued and sold upon the funding of the borrower loan #76696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $143.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,458 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| favorite-penny7 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay down debt
My financial situation: just PCSed (military move) from Alaska and need to have lower monthly debt payments due to spouse looking for employment in our new location
I am a good candidate for this loan because...I have steady income
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Endeavour | $150.00 | 10/19/2012 5:05:06 PM |
| respectful-note5 | $25.00 | 10/19/2012 5:08:09 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:51 PM |
| SweatyBalls | $25.00 | 10/19/2012 5:22:48 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:29 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:17 PM |
| money-bauble | $100.00 | 10/19/2012 5:12:19 PM |
| supreme-exchange547 | $25.00 | 10/19/2012 5:36:26 PM |
| 1NiceLender | $25.00 | 10/19/2012 5:41:07 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:46 PM |
| ethical-truth211 | $500.00 | 10/19/2012 5:48:26 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:17 PM |
| gold-sushi | $25.00 | 10/19/2012 5:56:04 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:41 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:00 PM |
| Voracious_Trees | $25.00 | 10/19/2012 6:04:33 PM |
| bewitching-dollar5 | $100.00 | 10/19/2012 5:23:35 PM |
| etraboulay | $50.00 | 10/19/2012 6:08:59 PM |
| EL_Papin | $25.00 | 10/19/2012 6:09:24 PM |
| tolerant-responsibility051 | $332.00 | 10/19/2012 5:49:24 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:52 PM |
| jetavana | $25.00 | 10/19/2012 6:27:25 PM |
| money-genome84 | $250.00 | 10/19/2012 5:37:51 PM |
| Money__Tree | $200.00 | 10/19/2012 6:04:30 PM |
| cash-mad-scientist3 | $25.00 | 10/19/2012 6:12:51 PM |
| best-bonafide-p2p | $25.00 | 10/19/2012 6:35:35 PM |
| LoanerPrincipal | $25.00 | 10/19/2012 6:37:45 PM |
| CoolPlexer | $25.00 | 10/19/2012 6:38:50 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:51 PM |
| trade-goblin9 | $41.00 | 10/19/2012 7:53:11 PM |
| bellaquito | $500.00 | 10/19/2012 6:21:23 PM |
| overflowinglife | $50.00 | 10/19/2012 6:26:28 PM |
| obedient-payout0 | $25.00 | 10/19/2012 6:31:26 PM |
| money-baron | $100.00 | 10/19/2012 7:08:37 PM |
| MyPFBlog | $25.00 | 10/19/2012 7:18:04 PM |
| community-burrito9 | $35.00 | 10/19/2012 5:08:02 PM |
| Whipster | $60.00 | 10/19/2012 5:02:12 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:26 PM |
| vutah | $25.00 | 10/19/2012 5:06:43 PM |
| HeroSupport | $60.00 | 10/19/2012 5:03:20 PM |
| thrilling-fund427 | $50.00 | 10/19/2012 5:09:38 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:52 PM |
| ferocious-kindness8 | $30.00 | 10/19/2012 5:54:11 PM |
| dollar-idol7 | $32.00 | 10/19/2012 5:27:53 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:25 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:35 PM |
| Scrooge_McDuck2 | $100.00 | 10/19/2012 6:22:32 PM |
| cr8on | $75.00 | 10/19/2012 5:38:23 PM |
| Dubbs360 | $200.00 | 10/19/2012 5:45:32 PM |
| Detour11 | $25.00 | 10/19/2012 7:41:42 PM |
| compounding21 | $25.00 | 10/19/2012 6:25:08 PM |
| RedmondMan | $25.00 | 10/19/2012 6:35:23 PM |
| MoneyTree79 | $25.00 | 10/19/2012 6:16:34 PM |
| selector568 | $285.00 | 10/19/2012 6:24:43 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:33:23 PM |
| 0_0 | $25.00 | 10/19/2012 6:41:37 PM |
| paxnj | $25.00 | 10/19/2012 6:58:46 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
656694
This series of Notes was issued and sold upon the funding of the borrower loan #76958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,509 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| m2lips |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
|
|
Principal balance:
| $2,039.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan: Home improvement
This loan will be used to... fix bathroom and kitchen
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7078.31
Monthly expenses: $ 4500
Housing: $2200
Insurance: $
Car expenses: $500
Utilities: $425.00
Phone, cable, internet: $250.00
Food, entertainment: $ 600.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rs999 | $25.00 | 10/19/2012 9:05:11 AM |
| Assets-Up | $25.00 | 10/19/2012 9:08:53 AM |
| community-burrito9 | $25.00 | 10/19/2012 9:11:46 AM |
| payout-paradise5 | $25.00 | 10/19/2012 9:09:50 AM |
| compounding21 | $25.00 | 10/19/2012 10:21:38 AM |
| mikrolown | $25.00 | 10/19/2012 9:39:12 AM |
| keen-peace465 | $25.00 | 10/19/2012 10:02:14 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:05 AM |
| Budro | $50.00 | 10/19/2012 9:52:07 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:58 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:53:59 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:44 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:07 AM |
| jazzlender | $25.00 | 10/19/2012 10:34:47 AM |
| money-baron-roth-IRA | $50.00 | 10/19/2012 11:52:23 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:57 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:24 PM |
| nukespike | $25.00 | 10/19/2012 11:20:08 AM |
| pdub | $500.00 | 10/19/2012 2:59:38 PM |
| treasure-palace661 | $350.00 | 10/19/2012 3:01:15 PM |
| skuba | $100.00 | 10/19/2012 11:32:28 AM |
| punctual-fund | $25.00 | 10/19/2012 4:16:30 PM |
| bbt28 | $25.05 | 10/19/2012 11:01:08 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:35 AM |
| nimble-revenue0 | $50.00 | 10/19/2012 4:52:39 PM |
| jedi053 | $100.00 | 10/19/2012 5:02:53 PM |
| KwikLoan1 | $25.00 | 10/19/2012 5:13:06 PM |
| alphaseek | $200.00 | 10/19/2012 1:02:14 PM |
| genius520 | $100.00 | 10/19/2012 5:14:49 PM |
| botfolio | $300.00 | 10/19/2012 3:02:48 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:35 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:18 PM |
| FinanceEngine | $50.00 | 10/19/2012 4:31:28 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:55 PM |
| Macbethofscots | $25.00 | 10/19/2012 5:04:26 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:41 PM |
| hitsman | $50.00 | 10/19/2012 5:15:54 PM |
| j2ee | $50.00 | 10/19/2012 5:07:16 PM |
| spry-hope4 | $200.00 | 10/19/2012 5:54:30 PM |
| social-heart | $25.00 | 10/19/2012 5:56:58 PM |
| Voracious_Trees | $25.00 | 10/19/2012 5:57:50 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:39 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:15 PM |
| moola-accelerator6 | $30.00 | 10/19/2012 6:46:33 PM |
| cloud8 | $35.00 | 10/19/2012 7:52:08 PM |
| velocity-solo | $25.00 | 10/19/2012 6:10:08 PM |
| paytonbrigadier | $116.00 | 10/19/2012 6:10:37 PM |
| return-exchanger355 | $100.00 | 10/19/2012 6:16:51 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:46 PM |
| iidemosthenesii | $100.00 | 10/19/2012 6:15:08 PM |
| well-mannered-income3 | $60.00 | 10/19/2012 7:58:25 PM |
| Obiwan_Kanobi | $25.00 | 10/20/2012 7:22:07 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:26:39 AM |
| forceful-note8 | $50.00 | 10/20/2012 9:47:49 AM |
| justasoldier | $75.00 | 10/20/2012 10:19:11 AM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:00 PM |
| silver-breeze3 | $25.00 | 10/20/2012 10:27:33 AM |
| One-ninety-three | $25.00 | 10/20/2012 7:04:13 AM |
| tombombadil09 | $25.00 | 10/20/2012 11:08:43 AM |
| ptjg | $100.00 | 10/20/2012 12:03:27 PM |
| repayment-uprising | $25.00 | 10/20/2012 7:02:40 AM |
| rescue | $100.00 | 10/20/2012 12:14:52 PM |
| RoccoLoan | $50.00 | 10/20/2012 9:44:43 AM |
| monster4 | $50.00 | 10/20/2012 12:07:30 PM |
| life-is-great | $25.00 | 10/20/2012 12:09:32 PM |
| kindness-jedi | $25.00 | 10/20/2012 12:08:55 PM |
| surfcash | $165.00 | 10/20/2012 12:44:21 PM |
| moremax | $150.00 | 10/20/2012 12:23:58 PM |
| dime-sprout | $25.00 | 10/20/2012 12:12:20 PM |
| lamsabuy | $56.00 | 10/20/2012 12:29:21 PM |
| red-eloquent-rupee | $50.00 | 10/20/2012 12:31:09 PM |
| bid-papyrus | $25.00 | 10/20/2012 12:35:59 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:29 PM |
| american-investor | $25.00 | 10/20/2012 12:41:12 PM |
| Military_Money_Wise | $25.00 | 10/20/2012 12:26:48 PM |
| reaction5 | $25.00 | 10/20/2012 12:28:42 PM |
| best-charming-leverage | $50.00 | 10/20/2012 12:40:50 PM |
| wizard750 | $28.00 | 10/20/2012 12:42:21 PM |
| currency-scientist7 | $25.00 | 10/20/2012 12:44:54 PM |
| alexander-hamilton | $153.00 | 10/19/2012 11:21:53 AM |
| peace-fixer8 | $25.00 | 10/19/2012 5:21:09 PM |
| TomDalonajay | $25.00 | 10/19/2012 9:07:42 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:15 AM |
| pierrelasvegas | $25.00 | 10/19/2012 9:36:00 AM |
| HereToHelp305 | $75.00 | 10/19/2012 9:34:13 AM |
| jybank | $50.00 | 10/19/2012 10:01:47 AM |
| first-pragmatic-power | $25.00 | 10/19/2012 9:44:44 AM |
| repayment-pudding | $25.00 | 10/19/2012 10:12:13 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:53 AM |
| AF-Chief | $25.00 | 10/19/2012 10:24:01 AM |
| well-rounded-dinero | $25.00 | 10/19/2012 11:06:56 AM |
| vines99 | $25.00 | 10/19/2012 11:59:34 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:19 AM |
| social-cocktail1 | $74.00 | 10/19/2012 5:01:01 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:00 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:22 PM |
| Astyanax | $25.00 | 10/19/2012 12:14:30 PM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:17 PM |
| sentimental-commerce4 | $250.00 | 10/19/2012 5:23:00 PM |
| MI2 | $5,000.00 | 10/19/2012 3:05:35 PM |
| spark548 | $100.00 | 10/19/2012 5:08:51 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:21 PM |
| natural-liberty4 | $93.00 | 10/19/2012 5:35:27 PM |
| supreme-exchange547 | $25.00 | 10/19/2012 5:36:26 PM |
| musegaze | $50.00 | 10/19/2012 5:42:54 PM |
| newest-currency-vibrato | $25.00 | 10/19/2012 5:05:11 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:35 PM |
| imogen22 | $50.00 | 10/19/2012 5:21:18 PM |
| down-with-big-banks-2 | $25.00 | 10/19/2012 5:27:57 PM |
| versatile-dime442 | $250.00 | 10/19/2012 5:34:07 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:38 PM |
| Thunderswan | $53.00 | 10/19/2012 5:36:19 PM |
| ekmendenhall | $50.00 | 10/19/2012 5:21:25 PM |
| wwwUniversal | $25.00 | 10/19/2012 5:49:19 PM |
| speedy-peso1 | $51.00 | 10/19/2012 5:33:19 PM |
| prudent-bid3 | $35.00 | 10/19/2012 5:34:51 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:16 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:11:58 PM |
| purposeful-durability8 | $100.00 | 10/19/2012 5:51:43 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:48 PM |
| DiligentiaLLC | $75.00 | 10/19/2012 6:16:12 PM |
| blackstar | $25.00 | 10/20/2012 4:57:40 AM |
| sensible-fund | $25.00 | 10/19/2012 6:08:00 PM |
| help4u | $50.00 | 10/20/2012 5:38:56 AM |
| 108-IRA | $250.00 | 10/19/2012 6:19:58 PM |
| bid-stockpiler1 | $100.00 | 10/20/2012 7:09:00 AM |
| JPAW777 | $25.00 | 10/20/2012 7:24:43 AM |
| bid-lightning9 | $25.00 | 10/19/2012 11:05:18 PM |
| elegant-loot | $50.00 | 10/20/2012 10:19:13 AM |
| bonus-yeller | $25.00 | 10/20/2012 6:45:52 AM |
| direct-transaction0 | $26.00 | 10/20/2012 6:48:12 AM |
| unbelievable-peso8 | $50.00 | 10/20/2012 6:50:59 AM |
| papaloha | $33.00 | 10/19/2012 8:26:12 PM |
| Leshan | $100.00 | 10/20/2012 7:51:10 AM |
| Piaoliang | $25.00 | 10/20/2012 1:31:08 AM |
| ironman84 | $50.00 | 10/20/2012 8:00:24 AM |
| WalnutCreekguy | $50.00 | 10/20/2012 12:04:59 PM |
| intelligent-moola1 | $25.00 | 10/20/2012 12:06:43 PM |
| magnetic-credit229 | $25.00 | 10/20/2012 9:13:17 AM |
| quantum_leap | $28.30 | 10/20/2012 6:15:07 AM |
| hardatwork1 | $25.00 | 10/20/2012 10:04:03 AM |
| generous-peace4 | $34.03 | 10/20/2012 10:36:25 AM |
| spiritual-compassion3-16 | $25.00 | 10/20/2012 7:50:01 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:32 AM |
| Green-Baron | $25.00 | 10/20/2012 8:36:19 AM |
| all_of_that_one | $35.00 | 10/20/2012 9:03:38 AM |
| hope-candy1 | $25.00 | 10/20/2012 9:43:27 AM |
| SoldiersMom | $50.00 | 10/20/2012 10:33:06 AM |
| finder61 | $25.00 | 10/20/2012 12:15:09 PM |
| MrBailey | $25.00 | 10/20/2012 12:00:41 PM |
| hard-working-rate3 | $25.00 | 10/20/2012 12:01:12 PM |
| thryn | $25.00 | 10/20/2012 12:17:11 PM |
| Preferred-Lender | $25.00 | 10/20/2012 12:04:57 PM |
| acropiloterau2002 | $25.00 | 10/20/2012 12:20:15 PM |
| Aliso-Viejo | $43.00 | 10/20/2012 12:21:38 PM |
| a-unflappable-finance | $16.62 | 10/20/2012 12:45:51 PM |
| haplender | $50.00 | 10/20/2012 12:11:31 PM |
| nimble-revenue5 | $100.00 | 10/20/2012 12:12:33 PM |
| LaGrangeLender | $60.00 | 10/20/2012 12:25:40 PM |
| LeadFoot | $25.00 | 10/20/2012 12:27:28 PM |
| orange-market-amigo | $200.00 | 10/20/2012 12:18:50 PM |
| valiant-liberty4 | $25.00 | 10/20/2012 12:42:52 PM |
| finance-prescription | $100.00 | 10/20/2012 12:28:15 PM |
| Comoparklender | $25.00 | 10/20/2012 12:39:54 PM |
| proper-exchange8 | $50.00 | 10/20/2012 12:45:03 PM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
656706
This series of Notes was issued and sold upon the funding of the borrower loan #76605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-orca0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oracle3 | $50.00 | 10/19/2012 5:19:00 PM |
| refresher211 | $100.00 | 10/19/2012 5:29:17 PM |
| Relient-K | $25.00 | 10/19/2012 5:58:20 PM |
| majestic-note6 | $150.00 | 10/19/2012 5:34:46 PM |
| community-burrito9 | $70.00 | 10/19/2012 6:52:41 PM |
| Peleadona | $25.00 | 10/19/2012 6:54:16 PM |
| bellaquito | $500.00 | 10/19/2012 7:07:29 PM |
| Dubbs360 | $100.00 | 10/19/2012 7:25:37 PM |
| transparency-position | $25.00 | 10/19/2012 7:32:14 PM |
| first-serene-credit | $25.00 | 10/20/2012 9:48:47 AM |
| stock106 | $25.00 | 10/20/2012 1:41:03 PM |
| drkosh | $25.00 | 10/21/2012 3:07:31 PM |
| green-rapid-openness | $300.00 | 10/21/2012 2:45:36 PM |
| Numbat77 | $25.00 | 10/22/2012 11:12:56 AM |
| integrity-statue | $26.53 | 10/22/2012 9:30:51 AM |
| banker34 | $25.00 | 10/22/2012 7:25:47 PM |
| global-invest-group | $25.00 | 10/22/2012 6:17:13 PM |
| ore-accord | $25.00 | 10/22/2012 10:24:56 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:47 PM |
| california111 | $50.00 | 10/24/2012 12:13:00 AM |
| mystical-dough273 | $855.55 | 10/24/2012 3:11:35 PM |
| Laissez-faire | $25.00 | 10/24/2012 3:38:34 PM |
| decisive-income7 | $250.00 | 10/20/2012 3:01:49 PM |
| graceful-D4Sinvestment | $106.00 | 10/19/2012 5:44:13 PM |
| graceful-investment | $106.00 | 10/19/2012 5:32:26 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:52:59 PM |
| ethical-truth211 | $300.00 | 10/19/2012 5:47:41 PM |
| enriched-return057 | $50.00 | 10/19/2012 6:00:58 PM |
| worthy-bid8 | $100.00 | 10/20/2012 12:44:08 PM |
| ultimate-peace | $250.00 | 10/20/2012 2:59:15 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:29 PM |
| greencat | $50.00 | 10/22/2012 7:25:18 AM |
| aquariano | $25.00 | 10/23/2012 8:41:35 AM |
| diplomatic-wealth7 | $25.00 | 10/23/2012 10:28:20 AM |
| transformer855 | $25.00 | 10/23/2012 12:07:27 PM |
| dudebrah | $25.00 | 10/24/2012 12:14:34 AM |
| Roundhouse | $100.00 | 10/24/2012 10:01:18 AM |
| rockhound84 | $10.92 | 10/24/2012 3:39:02 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
656724
This series of Notes was issued and sold upon the funding of the borrower loan #76654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $416.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 35y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,689 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lotus083298 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation and dental misc
Purpose of loan:
This loan will be used to...debt consolidation and dental
My financial situation:
I am a good candidate for this loan because...monthly payments made on time
Monthly net income: 4500
Monthly expenses: $3085
Housing: $920
Insurance: $200
Car expenses: $445
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/20/2012 3:01:40 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:26 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:26 PM |
| impeccable-ore3 | $25.00 | 10/19/2012 5:09:47 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:18 PM |
| community-burrito9 | $70.00 | 10/19/2012 5:02:56 PM |
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:47 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:41 PM |
| money-bauble | $100.00 | 10/19/2012 5:12:19 PM |
| bewitching-dollar5 | $100.00 | 10/19/2012 5:23:35 PM |
| etraboulay | $50.00 | 10/19/2012 6:08:59 PM |
| EL_Papin | $25.00 | 10/19/2012 6:09:25 PM |
| houli123 | $25.00 | 10/19/2012 5:27:44 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:52 PM |
| grnii78 | $125.00 | 10/19/2012 6:40:37 PM |
| thomas16882004 | $25.00 | 10/19/2012 8:06:48 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:18 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:22:49 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:52 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:01 PM |
| fund-medalist171 | $50.00 | 10/19/2012 8:12:22 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:47 PM |
| duty-viola | $35.00 | 10/20/2012 12:19:23 PM |
| elegant-loot | $50.00 | 10/20/2012 10:19:13 AM |
| Sid-K | $25.00 | 10/20/2012 1:04:41 PM |
| fortytwo | $150.00 | 10/20/2012 1:14:41 PM |
| profitable-fairness1 | $50.00 | 10/20/2012 1:22:34 PM |
| EBITDA | $25.00 | 10/20/2012 1:26:45 PM |
| P2P_Investor | $1,000.00 | 10/20/2012 1:29:39 PM |
| pound-mushroom3 | $25.00 | 10/20/2012 1:29:31 PM |
| tolerant-responsibility051 | $407.00 | 10/20/2012 1:53:38 PM |
| reordan | $25.00 | 10/20/2012 1:49:07 PM |
| Comoparklender | $25.00 | 10/20/2012 1:53:29 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:03 PM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 8:37:52 AM |
| paradigm_shift | $100.00 | 10/21/2012 10:30:31 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:57 AM |
| wwwUniversal | $25.00 | 10/21/2012 12:55:54 PM |
| wkeboarder21 | $50.00 | 10/21/2012 5:08:29 PM |
| Index_Plus | $5,000.00 | 10/22/2012 8:16:58 AM |
| silver-metronome2 | $50.00 | 10/22/2012 7:02:11 AM |
| integrity-reactor4 | $100.00 | 10/22/2012 7:03:27 AM |
| stollcm | $25.00 | 10/22/2012 7:39:40 AM |
| worth-quark7 | $25.00 | 10/22/2012 6:17:30 AM |
| treasure-bliss | $100.00 | 10/22/2012 7:01:21 AM |
| payout-paladin3 | $250.00 | 10/19/2012 7:17:02 PM |
| thrilling-fund427 | $50.00 | 10/19/2012 5:09:38 PM |
| cattlebaron | $250.00 | 10/19/2012 5:16:57 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:53 PM |
| nevee | $40.00 | 10/19/2012 5:29:09 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:51 PM |
| NickelSteamroller | $35.00 | 10/19/2012 5:45:39 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:29 PM |
| SweatyBalls | $25.00 | 10/19/2012 5:25:40 PM |
| dollar-idol7 | $30.00 | 10/19/2012 5:27:45 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:35 PM |
| bellaquito | $500.00 | 10/19/2012 6:21:24 PM |
| overflowinglife | $50.00 | 10/19/2012 6:26:28 PM |
| Dubbs360 | $200.00 | 10/19/2012 5:45:32 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:12:00 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:33:23 PM |
| best-bonafide-p2p | $25.00 | 10/19/2012 6:41:30 PM |
| paxnj | $25.00 | 10/19/2012 6:58:22 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:37:12 PM |
| Underworld_Explorer | $50.00 | 10/20/2012 9:29:47 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:34 AM |
| cnovak | $25.00 | 10/20/2012 12:16:28 PM |
| wealth-performer054 | $100.00 | 10/20/2012 12:51:20 PM |
| new-gold-wrangler | $1,000.00 | 10/20/2012 12:32:38 PM |
| tech310 | $50.00 | 10/20/2012 12:33:45 PM |
| loan-fate | $50.00 | 10/20/2012 12:25:45 PM |
| Tradesmanlender | $25.00 | 10/20/2012 12:53:11 PM |
| justreturns | $25.00 | 10/20/2012 12:43:49 PM |
| cardminger | $25.00 | 10/20/2012 12:49:24 PM |
| 108-IRA | $250.00 | 10/20/2012 1:00:30 PM |
| fervent-repayment | $100.00 | 10/20/2012 1:23:49 PM |
| important-camaraderi584 | $25.00 | 10/20/2012 1:46:08 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:57 PM |
| big-mac-50 | $200.00 | 10/20/2012 4:31:24 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:45 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:30 PM |
| bazaar-spilunker0 | $100.00 | 10/21/2012 11:21:35 AM |
| dough-hammock | $25.00 | 10/20/2012 2:40:24 PM |
| starapple | $25.00 | 10/21/2012 12:05:16 AM |
| yield-seeker | $25.00 | 10/20/2012 6:26:17 PM |
| whitegold24k | $100.00 | 10/21/2012 9:32:10 AM |
| RebuildingAmerica | $29.62 | 10/20/2012 9:44:43 PM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:55:06 AM |
| evergreen16 | $167.00 | 10/21/2012 2:46:42 PM |
| enchanted-note | $25.00 | 10/21/2012 12:56:32 PM |
| kulender | $100.00 | 10/21/2012 2:37:36 PM |
| MyPFBlog | $25.00 | 10/21/2012 1:25:57 PM |
| treasure-coyote3 | $25.00 | 10/21/2012 9:54:31 PM |
| antlr | $25.00 | 10/21/2012 9:48:50 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:45 AM |
| sfd | $50.00 | 10/22/2012 8:19:30 AM |
| MI2 | $314.38 | 10/22/2012 8:25:35 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
656764
This series of Notes was issued and sold upon the funding of the borrower loan #76677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $506.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,021 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| steady-reward530 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards that I leaned upon while I was a full time grad student
My financial situation:
I am a good candidate for this loan because...I have good credit and I am now in a position to repay the loan promptly and on time given my career change
Monthly net income: $4300
Monthly expenses: $600
Housing: $0
Insurance: $145
Car expenses: $300.47
Utilities: $0
Phone, cable, internet: $87
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 10/19/2012 9:03:55 AM |
| best-bonafide-p2p | $25.00 | 10/19/2012 9:04:14 AM |
| handy-justice | $50.00 | 10/19/2012 9:04:49 AM |
| RGlad | $100.00 | 10/19/2012 9:05:13 AM |
| DasMula | $25.00 | 10/19/2012 9:05:53 AM |
| community-burrito9 | $30.00 | 10/19/2012 9:11:21 AM |
| authoritative-platinum7 | $50.00 | 10/19/2012 9:12:44 AM |
| ethical-truth211 | $300.00 | 10/19/2012 9:26:17 AM |
| klippies | $25.00 | 10/19/2012 9:29:12 AM |
| janeybooboo | $100.00 | 10/19/2012 9:06:04 AM |
| commerce-viking1 | $50.00 | 10/19/2012 9:09:15 AM |
| first-pragmatic-power | $25.00 | 10/19/2012 9:44:44 AM |
| etraboulay | $50.00 | 10/19/2012 9:57:50 AM |
| 1randyp | $25.00 | 10/19/2012 9:14:20 AM |
| principal-cooker2 | $50.00 | 10/19/2012 9:19:30 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:06 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:54:00 AM |
| wonderous-principal083 | $25.00 | 10/19/2012 9:53:43 AM |
| callmebryan | $25.00 | 10/19/2012 10:52:44 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:26 AM |
| pierrelasvegas | $25.00 | 10/19/2012 10:35:12 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:59 AM |
| california111 | $50.00 | 10/19/2012 1:41:26 PM |
| credit-grove9 | $25.00 | 10/19/2012 10:28:28 AM |
| compounding21 | $25.00 | 10/19/2012 11:07:12 AM |
| profit-powerplant | $25.00 | 10/19/2012 10:36:15 AM |
| Index_Plus | $5,000.00 | 10/19/2012 2:47:00 PM |
| erowis | $50.00 | 10/19/2012 11:58:55 AM |
| Dubbs360 | $200.00 | 10/19/2012 11:08:35 AM |
| durability-chestnut0 | $100.00 | 10/19/2012 12:36:24 PM |
| desertoasis | $25.00 | 10/19/2012 2:59:11 PM |
| payout-optimizer1 | $25.00 | 10/19/2012 1:38:18 PM |
| Bank42 | $25.00 | 10/19/2012 9:16:02 AM |
| asset-professor | $100.00 | 10/19/2012 9:23:57 AM |
| selector568 | $300.00 | 10/19/2012 10:05:35 AM |
| miked8303 | $50.00 | 10/19/2012 9:20:55 AM |
| cash-mad-scientist3 | $25.00 | 10/19/2012 10:02:23 AM |
| supreme-treasure8 | $100.00 | 10/19/2012 10:42:57 AM |
| careful-vigilance4 | $25.00 | 10/19/2012 10:01:57 AM |
| paxnj | $25.00 | 10/19/2012 10:31:35 AM |
| credit-boots0 | $25.00 | 10/19/2012 10:31:57 AM |
| missing-link | $25.00 | 10/19/2012 10:10:46 AM |
| value-showcase828 | $25.00 | 10/19/2012 10:16:53 AM |
| money-baron-Roth401k | $50.00 | 10/19/2012 11:13:23 AM |
| SweatyBalls | $25.00 | 10/19/2012 2:48:19 PM |
| Winged_Inspirations | $25.00 | 10/19/2012 10:51:34 AM |
| exciting-fairness | $200.00 | 10/19/2012 11:42:07 AM |
| green-lively-bill | $25.00 | 10/19/2012 1:51:17 PM |
| MI2 | $4,920.00 | 10/19/2012 3:05:36 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
656818
This series of Notes was issued and sold upon the funding of the borrower loan #76701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 7y 1m |
|
Amount delinquent:
| $804 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,382 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedicated-deal255 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate loans to eliminate a few monthly expenses...1 year away from being debt free
My financial situation:
I am a good candidate for this loan because...
I am wanting to eliminate a few monthly expenses
Monthly net income: $4600.00
Monthly expenses: $3491
Housing: $1350
Insurance: $ 45
Car expenses: $ 366
Utilities: $250
Phone, cable, internet: $ 130
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 850
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scoobiedoo | $40.00 | 10/19/2012 6:43:35 AM |
| ethical-truth211 | $400.00 | 10/18/2012 5:47:23 PM |
| bewitching-dollar5 | $100.00 | 10/18/2012 5:48:00 PM |
| Rogelio48 | $25.00 | 10/18/2012 6:28:20 PM |
| etraboulay | $50.00 | 10/18/2012 6:38:57 PM |
| power-chihuahua | $25.00 | 10/18/2012 6:45:54 PM |
| YeoLenderSource | $25.00 | 10/18/2012 6:47:05 PM |
| BankofRon_IRA | $100.00 | 10/18/2012 7:02:47 PM |
| kevin314 | $25.00 | 10/18/2012 7:11:05 PM |
| toblerone | $25.00 | 10/18/2012 7:37:20 PM |
| diversification-taco1 | $100.00 | 10/19/2012 4:18:45 AM |
| networks4ever | $25.00 | 10/18/2012 7:52:36 PM |
| wildebeest014 | $25.00 | 10/18/2012 7:59:45 PM |
| bob450-roth | $25.00 | 10/19/2012 8:25:29 AM |
| green-friendly-bill | $50.00 | 10/19/2012 8:14:32 AM |
| tolerant-responsibility051 | $1,975.00 | 10/19/2012 10:18:17 AM |
| asset-professor | $100.00 | 10/18/2012 5:49:37 PM |
| vutah | $35.00 | 10/18/2012 5:42:57 PM |
| euro-speaker8 | $250.00 | 10/18/2012 6:00:23 PM |
| community-burrito9 | $25.00 | 10/18/2012 6:03:24 PM |
| 52digital | $75.00 | 10/18/2012 6:10:28 PM |
| gentle-generosity822 | $25.00 | 10/18/2012 6:19:34 PM |
| EL_Papin | $25.00 | 10/18/2012 7:10:38 PM |
| zipemdown | $25.00 | 10/18/2012 7:04:36 PM |
| authoritative-capital | $50.00 | 10/18/2012 8:47:04 PM |
| dedication-capo7 | $50.00 | 10/18/2012 9:21:13 PM |
| Bad_Debt | $25.00 | 10/18/2012 11:50:38 PM |
| Dubbs360 | $100.00 | 10/18/2012 8:01:07 PM |
| open-minded-p2p1 | $25.00 | 10/18/2012 8:19:46 PM |
| pierrelasvegas | $25.00 | 10/18/2012 8:27:55 PM |
| bowler252 | $25.00 | 10/18/2012 10:23:19 PM |
| green-friendly-bill | $50.00 | 10/19/2012 8:13:42 AM |
| Danjack_Capital | $25.00 | 10/19/2012 8:59:20 AM |
| businessbroker101 | $25.00 | 10/19/2012 5:49:41 AM |
| Bob450 | $25.00 | 10/19/2012 8:36:05 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
656822
This series of Notes was issued and sold upon the funding of the borrower loan #76909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $139.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
11 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,501 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-bountiful-camaraderi |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 6% )
| 680-699
(May-2011)
|
|
Principal balance:
| $1,267.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to..
Help me prepare for having to move out of state in two years. My job is moving so I'd like to get everything squared so I have no debt besides Prosper. Help me put a deposit on an apartment and also moving expenses. Also to help me stay current at my current residence. I don't want any surprises, just want everything to go smooth.
My financial situation:
I am a good candidate for this loan because...
I pay things back. I don't ignore my bills. I got a little in over my head in the past with my divorce and everything, but things are better now. More manageable. I have another smaller loan through Prosper and i haven't been late or missed one payment.
Thanks you.
Monthly net income: $2400
Monthly expenses: $
Housing: 415
Insurance: $170
Car expenses: $249
Utilities: $100
Phone, cable, internet: $160
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $150.00 | 10/23/2012 9:41:32 AM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:29 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:13 PM |
| MoneyForNothing | $25.16 | 10/22/2012 5:26:07 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:53 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:52 PM |
| Cronos | $100.00 | 10/22/2012 6:11:10 PM |
| Cookstersalibi | $25.00 | 10/22/2012 6:24:14 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:14 PM |
| musegaze | $50.00 | 10/22/2012 5:56:02 PM |
| janeybooboo | $75.00 | 10/22/2012 7:04:31 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:07:57 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:22 PM |
| melodious-openness | $100.00 | 10/23/2012 5:55:46 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:09:49 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 8:15:21 PM |
| FinanceEngine | $60.00 | 10/23/2012 6:59:45 AM |
| bob450-roth | $25.00 | 10/23/2012 8:39:31 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:56 AM |
| zipemdown | $25.00 | 10/23/2012 10:00:42 AM |
| Miami | $25.00 | 10/23/2012 10:22:32 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:11 PM |
| courteous-platinum7 | $25.00 | 10/23/2012 12:12:05 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:07 PM |
| atlas100 | $25.00 | 10/23/2012 12:17:57 PM |
| jmeasn | $25.00 | 10/23/2012 12:56:01 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:04 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 2:16:00 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:32 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:04 PM |
| transparent-economy299 | $25.00 | 10/23/2012 2:14:41 PM |
| Alun | $60.00 | 10/23/2012 3:01:19 PM |
| druidpoet | $28.19 | 10/23/2012 3:20:52 PM |
| yield-lion2 | $100.00 | 10/23/2012 9:42:03 AM |
| Jalebi | $25.00 | 10/22/2012 5:05:16 PM |
| Feyenoord | $30.00 | 10/22/2012 5:05:57 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:13 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:53 PM |
| zassociate | $200.00 | 10/22/2012 5:11:59 PM |
| john0720 | $25.00 | 10/22/2012 5:15:13 PM |
| felicity-contributor3 | $25.00 | 10/22/2012 5:16:31 PM |
| pierrelasvegas | $25.00 | 10/22/2012 5:18:02 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:00 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:17 PM |
| DasMula | $25.00 | 10/22/2012 5:25:58 PM |
| EL_Papin | $25.00 | 10/22/2012 6:38:10 PM |
| BigSkyFinancial | $60.22 | 10/22/2012 6:09:28 PM |
| jet341 | $100.00 | 10/22/2012 10:09:04 PM |
| mikeandcat | $50.00 | 10/23/2012 5:11:05 AM |
| kulender | $100.00 | 10/22/2012 7:27:49 PM |
| Bob450 | $25.00 | 10/23/2012 8:03:53 AM |
| compassion-burrito | $25.00 | 10/23/2012 8:17:46 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:28:41 AM |
| rdhfire | $25.00 | 10/23/2012 3:39:12 AM |
| 1randyp | $25.00 | 10/23/2012 9:20:43 AM |
| money4free | $25.00 | 10/23/2012 9:30:29 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:42 AM |
| bazaar-festivity | $25.00 | 10/23/2012 10:12:02 AM |
| bewitching-dollar5 | $77.00 | 10/23/2012 9:27:23 AM |
| lucrative-loan | $150.00 | 10/23/2012 9:41:00 AM |
| money-bauble | $100.00 | 10/23/2012 10:35:38 AM |
| unclejaef | $25.00 | 10/23/2012 12:06:49 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 2:17:41 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:40 PM |
| worldly-income2 | $25.00 | 10/23/2012 12:36:02 PM |
| best-ready-credit | $25.00 | 10/23/2012 3:03:27 PM |
| heavenly-deal141 | $25.00 | 10/23/2012 1:18:16 PM |
| MrOglesby | $25.00 | 10/23/2012 1:15:58 PM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:25 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:04 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:27 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:49 PM |
| bid-stockpiler1 | $25.00 | 10/23/2012 2:29:20 PM |
| alaskan1 | $27.89 | 10/23/2012 2:41:31 PM |
| Investing-in-you-2 | $32.56 | 10/23/2012 3:40:13 PM |
| green-high-five7 | $35.00 | 10/23/2012 3:50:13 PM |
| bold-worth-wrangler | $88.98 | 10/23/2012 3:52:36 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
656832
This series of Notes was issued and sold upon the funding of the borrower loan #76464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $245.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.73% | | |
| |
Estimated return*:
| 9.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
3 | Length of status: | 1y 10m |
|
Amount delinquent:
| $3,650 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,626 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pool006 |
Borrower's state:
| Alabama |
Borrower's group:
| UtopiaLoans.com - Now Over $1 Million in Closed Loans!! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2008)
640-659
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation:
Monthly net income: $4800
Monthly expenses:
Housing: $1495
Insurance: $100
Car expenses: $150
Utilities: $250
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $40
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-grizzly | $100.00 | 10/19/2012 5:01:13 PM |
| natural-affluence6 | $25.00 | 10/19/2012 5:04:02 PM |
| LittleMingo | $30.00 | 10/19/2012 5:05:05 PM |
| investmentgroup | $50.00 | 10/19/2012 6:44:15 PM |
| hillerod | $26.19 | 10/19/2012 5:02:02 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:01 PM |
| j2ee | $50.00 | 10/19/2012 5:07:16 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:36 PM |
| keen-peace465 | $25.00 | 10/19/2012 5:02:04 PM |
| newest-currency-vibrato | $40.00 | 10/19/2012 5:11:31 PM |
| us957165 | $25.00 | 10/19/2012 5:11:44 PM |
| trumpeter5 | $25.00 | 10/19/2012 5:01:24 PM |
| sflash | $25.00 | 10/19/2012 5:44:47 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:17 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:22 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:30 PM |
| gotjack-IRA | $100.03 | 10/19/2012 5:55:06 PM |
| trade-goblin9 | $25.00 | 10/19/2012 5:55:14 PM |
| dkjl | $30.62 | 10/19/2012 6:06:38 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:47 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:01 PM |
| _nfx-ira_ | $35.01 | 10/19/2012 5:33:21 PM |
| BostonCapital | $100.00 | 10/19/2012 5:40:54 PM |
| 01a_MrsUSC | $100.00 | 10/19/2012 6:48:54 PM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:45 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:00 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:03 PM |
| jderek01 | $50.00 | 10/19/2012 8:11:53 PM |
| moneylender25 | $50.00 | 10/19/2012 8:21:12 PM |
| gold-sushi | $25.00 | 10/19/2012 5:56:05 PM |
| vines99 | $25.00 | 10/19/2012 10:20:14 PM |
| iidemosthenesii | $50.00 | 10/19/2012 6:24:32 PM |
| Slapshot | $25.00 | 10/19/2012 6:28:04 PM |
| gustavholstopus32 | $25.00 | 10/20/2012 5:15:44 AM |
| courteous-note1 | $25.00 | 10/20/2012 6:17:38 AM |
| Dont_Worry_Be_Happy | $25.00 | 10/20/2012 6:38:10 AM |
| bid-stockpiler1 | $100.00 | 10/20/2012 7:04:31 AM |
| One-ninety-three | $25.00 | 10/20/2012 7:08:52 AM |
| methodical-interest039 | $40.00 | 10/19/2012 8:11:58 PM |
| i3urtonair | $25.00 | 10/20/2012 7:37:27 AM |
| evilkats | $50.00 | 10/19/2012 8:15:29 PM |
| priceless-felicity7 | $25.00 | 10/19/2012 11:52:47 PM |
| Green-Baron | $25.00 | 10/20/2012 8:36:20 AM |
| larryboy10 | $25.00 | 10/20/2012 2:55:55 AM |
| Brisket_Bob | $30.00 | 10/20/2012 4:48:48 AM |
| hope-candy1 | $75.00 | 10/20/2012 9:42:31 AM |
| thankful-nickel2 | $25.00 | 10/19/2012 7:54:01 PM |
| kind-durability-battalion | $100.00 | 10/20/2012 10:06:46 AM |
| redrose1518 | $30.00 | 10/19/2012 8:06:14 PM |
| SoldiersMom | $75.00 | 10/20/2012 10:32:12 AM |
| lou2012 | $25.00 | 10/20/2012 10:33:47 AM |
| discrete-asset | $25.00 | 10/20/2012 10:36:19 AM |
| Ruckus888 | $79.93 | 10/20/2012 7:20:55 AM |
| payout-bridge | $75.00 | 10/20/2012 11:15:11 AM |
| 340 | $25.00 | 10/19/2012 10:16:01 PM |
| bid-lightning9 | $25.00 | 10/19/2012 11:05:20 PM |
| kind-lovely-credit | $25.00 | 10/19/2012 11:58:04 PM |
| Hardlyskiing01 | $100.00 | 10/20/2012 8:00:39 AM |
| klend4 | $25.00 | 10/20/2012 4:58:05 AM |
| power-persimmon5 | $25.00 | 10/20/2012 9:27:57 AM |
| lagunabeachguy | $32.08 | 10/20/2012 6:44:44 AM |
| travels536 | $25.09 | 10/20/2012 6:48:33 AM |
| leverage-accelerator | $25.00 | 10/20/2012 10:08:13 AM |
| listing-reformation8 | $35.00 | 10/20/2012 10:36:14 AM |
| nalaari | $33.80 | 10/20/2012 7:27:11 AM |
| skythex | $25.00 | 10/20/2012 11:41:09 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:27:06 AM |
| justasoldier | $150.00 | 10/20/2012 10:23:44 AM |
| tender-ore | $25.00 | 10/20/2012 10:40:02 AM |
| capital-blueberry | $11.18 | 10/20/2012 11:41:55 AM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:35 PM |
| SergRoosterDu | $35.00 | 10/19/2012 5:02:33 PM |
| tcpfan | $25.00 | 10/19/2012 5:23:37 PM |
| vigorous-market5 | $200.00 | 10/19/2012 5:05:15 PM |
| DasMula | $50.00 | 10/19/2012 5:10:45 PM |
| MoneyForNothing | $29.29 | 10/19/2012 5:02:08 PM |
| jwesleym | $25.00 | 10/19/2012 5:02:10 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:23 PM |
| moola-accelerator6 | $50.00 | 10/19/2012 5:19:29 PM |
| sentimental-commerce4 | $250.00 | 10/19/2012 5:23:00 PM |
| listing-reformation8 | $25.00 | 10/19/2012 5:52:11 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:19 PM |
| scho0590 | $52.85 | 10/19/2012 5:55:36 PM |
| Feyenoord | $30.00 | 10/19/2012 5:31:36 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:41 PM |
| Fire2 | $25.00 | 10/19/2012 5:36:06 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:17 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:56 PM |
| janeybooboo | $25.25 | 10/19/2012 6:15:01 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:42 PM |
| vanklein | $25.00 | 10/19/2012 6:30:41 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:54:58 PM |
| 01a_MrUSC_IRA | $50.00 | 10/19/2012 6:48:11 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:40 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:53 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:36 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:20 PM |
| Bank42 | $25.00 | 10/19/2012 6:13:12 PM |
| Voracious_Trees | $25.00 | 10/19/2012 5:54:22 PM |
| exchange-squirrel | $200.00 | 10/19/2012 6:27:06 PM |
| gogrannygo | $26.00 | 10/20/2012 7:06:25 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:53 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:12:00 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:19:49 PM |
| The-CAPS-fan | $25.00 | 10/19/2012 6:30:32 PM |
| papaloha | $111.00 | 10/19/2012 8:24:43 PM |
| Mikale360 | $25.00 | 10/19/2012 11:16:21 PM |
| FinanceEngine | $60.00 | 10/20/2012 8:38:48 AM |
| Zion-CIF | $25.00 | 10/20/2012 9:06:57 AM |
| market-pudding | $25.00 | 10/20/2012 9:48:06 AM |
| atlrealtor | $50.00 | 10/20/2012 10:32:29 AM |
| rutzebach | $59.26 | 10/20/2012 7:01:24 AM |
| accelerator96 | $25.00 | 10/20/2012 10:53:50 AM |
| first-serene-credit | $25.00 | 10/19/2012 10:32:34 PM |
| master648 | $40.00 | 10/20/2012 7:57:25 AM |
| ironman84 | $50.00 | 10/20/2012 8:03:27 AM |
| pednatjr | $27.39 | 10/20/2012 8:09:35 AM |
| Zoomzoom22 | $50.00 | 10/20/2012 4:58:54 AM |
| hardatwork1 | $25.00 | 10/20/2012 6:11:19 AM |
| JPAW777 | $25.00 | 10/20/2012 7:23:30 AM |
| orange-dynamic-euro | $50.00 | 10/20/2012 10:41:16 AM |
| green-safe-wampum | $50.00 | 10/20/2012 11:20:28 AM |
| Stillinutah | $100.00 | 10/20/2012 11:25:55 AM |
| Leshan | $100.00 | 10/20/2012 7:51:34 AM |
| vineet | $25.03 | 10/20/2012 7:59:27 AM |
| mikeandcat | $200.00 | 10/20/2012 8:34:11 AM |
| punctual-fund | $25.00 | 10/20/2012 8:40:06 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
656886
This series of Notes was issued and sold upon the funding of the borrower loan #76630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $125.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $79 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-melodious-camaraderi5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Debt consolidation, misc. expenses
This loan will be used to pay off current installment loan for 2009 Honda CBR1000RR after I sell the bike (approx. $2k depreciation). I will then get my other bike back on the road (less than $1k after repair and registration costs) and save money by eliminating the CBR monthly payment.
My financial situation: I have a secure job (over 4 years as an Estimator), an IRA and some savings. I'm rebuilding credit after some mistakes such as financing a motorcycle in 2006 with a high interest rate and then having an accident without full coverage insurance.
I am a good candidate for this loan because I will repay early, and it has been 2 years since a negative update on my credit report. I will continue to rebuild my credit in anticipation of a home loan.
Monthly net income: $3,113
Monthly expenses: $2140 total:
Housing: $750
Insurance: $150
Car expenses: $250
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $240
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| etraboulay | $50.00 | 10/19/2012 5:03:53 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:02 PM |
| bizlending | $400.00 | 10/19/2012 5:11:01 PM |
| kindness-warmth3 | $50.00 | 10/19/2012 5:40:10 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 5:50:11 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:26:00 PM |
| asset-professor | $100.00 | 10/19/2012 6:24:28 PM |
| bellaquito | $500.00 | 10/19/2012 6:53:59 PM |
| joelnet | $25.00 | 10/19/2012 5:44:36 PM |
| power-chihuahua | $25.00 | 10/19/2012 5:51:50 PM |
| Budro | $25.00 | 10/19/2012 6:40:50 PM |
| Voracious_Trees | $25.00 | 10/19/2012 6:07:35 PM |
| well-rounded-payout0 | $50.00 | 10/19/2012 6:51:02 PM |
| newest-generous-income | $25.00 | 10/20/2012 7:02:51 AM |
| the_spook | $35.14 | 10/19/2012 6:28:14 PM |
| whitegold24k | $200.00 | 10/19/2012 6:48:22 PM |
| finance-investor3 | $25.00 | 10/19/2012 6:55:28 PM |
| capital-blueberry | $25.00 | 10/20/2012 10:27:02 AM |
| DiligentiaLLC | $25.00 | 10/20/2012 5:50:25 AM |
| first-serene-credit | $25.00 | 10/20/2012 9:54:16 AM |
| nourishing-interest0 | $25.00 | 10/20/2012 10:07:23 AM |
| gotjack-IRA | $25.02 | 10/20/2012 10:41:38 AM |
| dariop | $25.01 | 10/20/2012 12:17:22 PM |
| wise-deal-panda | $100.00 | 10/20/2012 12:18:38 PM |
| 113121 | $50.00 | 10/19/2012 5:09:51 PM |
| 113121 | $314.83 | 10/20/2012 12:42:09 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:17 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:14:13 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:19 PM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:46 PM |
| tomdooley12520 | $25.00 | 10/20/2012 6:37:22 AM |
| Danjack_Capital | $25.00 | 10/20/2012 8:34:33 AM |
| cattlebaron | $150.00 | 10/20/2012 9:02:19 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
656962
This series of Notes was issued and sold upon the funding of the borrower loan #76810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $74.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 28y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,830 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonafide-compassion9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business purposes
Purpose of loan: to use for travel expenses to acquire new business
This loan will be used to...explained above
My financial situation: fair
I am a good candidate for this loan because...I always pay back my loans
Monthly net income: $ 3200
Monthly expenses: $2000
Housing: $338
Insurance: $25
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fearless-loyalty5 | $25.00 | 10/19/2012 5:16:48 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:56 PM |
| a-finance-nirvana | $25.00 | 10/19/2012 5:32:11 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:42 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:21 PM |
| mikrolown | $25.00 | 10/19/2012 5:13:29 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:42 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:37 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:18 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:30 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:37 PM |
| Vegasjim | $25.00 | 10/19/2012 5:48:53 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:21 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:02 PM |
| businessguy29 | $50.00 | 10/19/2012 6:12:29 PM |
| j2ee | $50.00 | 10/19/2012 5:07:17 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:36 PM |
| BostonCapital | $100.00 | 10/19/2012 5:40:54 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:53 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:11:23 PM |
| cattlebaron | $250.00 | 10/19/2012 5:11:52 PM |
| frencheese | $25.00 | 10/19/2012 5:26:13 PM |
| Voracious_Trees | $25.00 | 10/19/2012 6:08:24 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:55:00 PM |
| bellaquito | $250.00 | 10/19/2012 6:21:25 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:55 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
656966
This series of Notes was issued and sold upon the funding of the borrower loan #76581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $326.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,635 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duoxanatos |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 30 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2011)
740-759
(Oct-2010)
600-619
(May-2008)
|
|
Principal balance:
| $5,247.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to refinince my current prosper loan to bring it to a lower rate and to get some extra cash for the holidays.
My financial situation:
I am a good candidate for this loan because this will be my 4th Prosper loan. All payments have been on time. My job situation remains secure and steady.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $150.00 | 10/23/2012 5:07:28 PM |
| special-dinero553 | $25.00 | 10/23/2012 5:14:30 PM |
| indomitable-coin | $25.00 | 10/23/2012 5:20:44 PM |
| green-trade-dolphin2 | $59.32 | 10/23/2012 5:02:19 PM |
| velocityasaurus-rex4 | $100.00 | 10/23/2012 5:02:35 PM |
| fund-cypress910 | $25.00 | 10/23/2012 5:07:00 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:35 PM |
| nickel-ferret | $25.00 | 10/23/2012 5:17:22 PM |
| magical-credit523 | $25.00 | 10/23/2012 5:51:21 PM |
| GoGalt | $50.00 | 10/23/2012 5:52:20 PM |
| misit | $25.00 | 10/23/2012 5:21:00 PM |
| hs112a | $25.00 | 10/23/2012 5:30:13 PM |
| fuse136 | $25.00 | 10/23/2012 6:31:06 PM |
| lenderrn | $50.00 | 10/23/2012 6:31:23 PM |
| Dollars4Rent | $25.00 | 10/23/2012 6:39:20 PM |
| creative-reward197 | $50.00 | 10/23/2012 7:41:22 PM |
| CaptainBL | $25.00 | 10/23/2012 5:50:08 PM |
| lionheart722 | $100.00 | 10/23/2012 5:51:29 PM |
| zaquiri_ice | $100.00 | 10/23/2012 8:18:23 PM |
| Masdevallia | $25.00 | 10/23/2012 8:24:21 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 9:41:04 PM |
| Rockymtnhi | $100.00 | 10/23/2012 6:11:27 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:10:17 PM |
| JeremyLinFan | $40.00 | 10/23/2012 6:11:33 PM |
| PositiveCarry | $25.00 | 10/23/2012 10:15:14 PM |
| marketplace-singularity3 | $75.00 | 10/23/2012 6:16:53 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:37 PM |
| punctual-fund | $100.00 | 10/24/2012 4:38:22 AM |
| Win_With_P2P | $100.00 | 10/24/2012 5:37:58 AM |
| new-dedication-travels | $25.00 | 10/24/2012 5:59:12 AM |
| tomdooley12520 | $100.00 | 10/24/2012 6:14:00 AM |
| kfrench | $75.00 | 10/23/2012 6:43:59 PM |
| Nazbuster | $200.00 | 10/23/2012 6:45:17 PM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:17:02 AM |
| order-geyser1 | $50.00 | 10/24/2012 6:42:02 AM |
| SOP_Bank | $50.00 | 10/24/2012 6:50:38 AM |
| Detour11 | $25.00 | 10/24/2012 6:57:59 AM |
| red-ethical-duty6 | $54.00 | 10/23/2012 7:24:31 PM |
| Socorro_Capital_Partners | $25.01 | 10/24/2012 7:43:50 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:07:51 AM |
| Snoopylover | $25.00 | 10/23/2012 8:46:52 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:55:38 PM |
| vines99 | $50.00 | 10/23/2012 9:32:15 PM |
| Nusk | $25.00 | 10/23/2012 9:57:58 PM |
| longcall | $100.00 | 10/24/2012 9:03:52 AM |
| Kravcorp | $25.00 | 10/23/2012 10:06:36 PM |
| True_Believer | $55.88 | 10/23/2012 10:22:58 PM |
| _NaLNaBB | $400.00 | 10/23/2012 10:37:17 PM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:49 AM |
| djmjkelso | $25.00 | 10/23/2012 11:59:44 PM |
| fantastic-openness | $200.00 | 10/23/2012 11:12:47 PM |
| one-midas | $50.00 | 10/24/2012 12:14:03 AM |
| slimof37 | $25.00 | 10/24/2012 12:29:17 AM |
| atlas100 | $100.00 | 10/24/2012 6:38:29 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:08 AM |
| Immunologist | $25.00 | 10/24/2012 7:10:01 AM |
| RecoveryLender | $25.00 | 10/24/2012 9:33:56 AM |
| bold-worth-wrangler | $150.00 | 10/24/2012 7:58:35 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:54 AM |
| Stozer | $25.00 | 10/24/2012 8:31:41 AM |
| dhkny5 | $87.76 | 10/24/2012 8:39:58 AM |
| dhkny5 | $200.00 | 10/24/2012 8:41:33 AM |
| awe-inspiring-payment | $25.00 | 10/24/2012 8:43:57 AM |
| vivacious-truth3 | $25.00 | 10/24/2012 9:47:42 AM |
| __A1B2 | $30.00 | 10/24/2012 9:57:50 AM |
| EWP | $200.00 | 10/24/2012 9:10:09 AM |
| prudent-deal662 | $25.00 | 10/24/2012 9:42:37 AM |
| glittering-nickel | $50.00 | 10/24/2012 9:43:18 AM |
| kind-payment-viking3 | $100.00 | 10/24/2012 9:44:48 AM |
| Rockymtnhi | $100.00 | 10/24/2012 9:52:53 AM |
| lagnisiruk | $25.00 | 10/24/2012 9:59:43 AM |
| Aberdeen | $99.00 | 10/23/2012 6:00:30 PM |
| peace-adventurer3 | $25.00 | 10/23/2012 6:23:28 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:22 PM |
| shaps | $50.00 | 10/23/2012 5:19:09 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:48 PM |
| note-lesson7 | $100.00 | 10/23/2012 5:05:39 PM |
| RGlad | $101.00 | 10/23/2012 5:08:25 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:38 PM |
| repayment-pagoda8 | $100.00 | 10/23/2012 5:08:42 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:18 PM |
| prudent-dough458 | $25.00 | 10/23/2012 5:55:02 PM |
| IP | $25.00 | 10/23/2012 5:20:16 PM |
| Lender10 | $25.00 | 10/23/2012 5:22:41 PM |
| vigorous-payment6 | $25.00 | 10/23/2012 6:07:07 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:25 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 6:14:29 PM |
| moola-accelerator6 | $75.00 | 10/23/2012 5:26:23 PM |
| openness-revolutionary567 | $33.00 | 10/23/2012 6:15:17 PM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 5:27:16 PM |
| WeedPatch | $50.00 | 10/23/2012 5:28:27 PM |
| E_G | $50.00 | 10/23/2012 5:32:27 PM |
| credit-blossom0 | $25.00 | 10/23/2012 5:32:42 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:25 PM |
| Vegasjim | $25.00 | 10/23/2012 6:38:04 PM |
| phaded | $25.00 | 10/23/2012 5:47:46 PM |
| credit-guard5 | $25.00 | 10/23/2012 7:25:22 PM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:20 PM |
| heroic-platinum | $50.00 | 10/23/2012 8:15:31 PM |
| market-cougar3 | $50.00 | 10/23/2012 5:58:50 PM |
| FortuneFundII | $200.00 | 10/23/2012 5:58:16 PM |
| payout-reaction740 | $50.00 | 10/23/2012 5:58:26 PM |
| beachfunder | $25.00 | 10/23/2012 9:14:13 PM |
| Octamer | $100.00 | 10/23/2012 6:04:59 PM |
| CreditBuilder2 | $25.01 | 10/23/2012 6:14:17 PM |
| eries | $25.00 | 10/23/2012 6:17:04 PM |
| novice-speculator | $25.00 | 10/24/2012 12:30:24 AM |
| cjames84 | $25.00 | 10/24/2012 3:53:30 AM |
| oskizzle | $25.00 | 10/24/2012 5:53:59 AM |
| LaGrangeLender | $60.00 | 10/24/2012 6:14:06 AM |
| vinayski | $25.00 | 10/23/2012 6:54:44 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 7:02:01 PM |
| prainvestment | $25.00 | 10/24/2012 6:44:41 AM |
| SecondChanceLendingSERV | $25.00 | 10/24/2012 7:10:40 AM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:44:49 PM |
| pure-treasure7 | $50.00 | 10/23/2012 7:56:27 PM |
| s270 | $138.60 | 10/23/2012 8:38:12 PM |
| vigilance-accruer | $25.00 | 10/23/2012 8:59:18 PM |
| john0720 | $50.00 | 10/24/2012 8:34:25 AM |
| deal-financier5 | $50.00 | 10/24/2012 8:47:19 AM |
| tender-wealth0 | $25.00 | 10/24/2012 9:00:12 AM |
| euro-deployment | $25.00 | 10/23/2012 10:02:42 PM |
| Theofficer | $35.99 | 10/23/2012 10:20:55 PM |
| swissbanker | $25.00 | 10/23/2012 10:28:31 PM |
| titancash4u | $25.00 | 10/23/2012 10:58:08 PM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 9:11:31 AM |
| shrewd-dedication2 | $100.00 | 10/24/2012 4:36:09 AM |
| XP | $25.00 | 10/24/2012 4:45:09 AM |
| CFOGO | $25.00 | 10/24/2012 4:52:31 AM |
| thickhead | $25.00 | 10/24/2012 5:33:11 AM |
| RussiaAC5M | $36.57 | 10/24/2012 5:41:48 AM |
| gogrannygo | $28.00 | 10/24/2012 6:10:05 AM |
| indomitable-money676 | $25.00 | 10/24/2012 9:18:36 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:14 AM |
| classypete | $50.00 | 10/24/2012 6:42:23 AM |
| unrivaled-deal676 | $50.00 | 10/24/2012 9:24:48 AM |
| excellent-funds025 | $50.00 | 10/24/2012 7:26:49 AM |
| bold-gold-pilot | $25.00 | 10/24/2012 7:27:21 AM |
| P2P4me | $500.00 | 10/24/2012 7:49:10 AM |
| brondero | $101.00 | 10/24/2012 7:59:44 AM |
| Mrs-Honeydew | $25.00 | 10/24/2012 9:40:39 AM |
| 108lender | $200.00 | 10/24/2012 9:42:12 AM |
| charming-return031 | $25.00 | 10/24/2012 8:42:55 AM |
| valiant-money | $50.00 | 10/24/2012 8:50:37 AM |
| Captain88 | $25.00 | 10/24/2012 8:48:14 AM |
| objective-investor | $250.00 | 10/24/2012 9:17:35 AM |
| flopcat | $50.00 | 10/24/2012 9:28:35 AM |
| Rider | $334.70 | 10/24/2012 9:31:00 AM |
| determined-revenue1 | $35.00 | 10/24/2012 9:30:39 AM |
| hitsman | $50.00 | 10/24/2012 9:34:15 AM |
| thankful-nickel2 | $55.55 | 10/24/2012 9:34:57 AM |
| dough-souffle | $25.00 | 10/24/2012 9:36:24 AM |
| Roundhouse | $100.00 | 10/24/2012 9:51:33 AM |
| mountainpeak | $25.00 | 10/24/2012 9:59:14 AM |
| bazaar-tulip | $25.00 | 10/24/2012 10:00:32 AM |
| lotus6 | $25.00 | 10/24/2012 10:01:28 AM |
| progressive-economy261 | $189.61 | 10/24/2012 10:06:03 AM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
656982
This series of Notes was issued and sold upon the funding of the borrower loan #76689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $98.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,874 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organized-deal1 |
Borrower's state:
| NewYork |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
|
Principal balance:
| $8,270.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Business
Purpose of loan:
This loan will be used to...Purchase additional digital advertising displays to expand my growing indoor advertising business.
My financial situation:
The new equipment will generate enough revenue to pay this loan. For those of you that are wary I am a good candidate for this loan because I am currently employed full time as a business teacher and I am the most senior on my tenure track.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-keen-dough | $25.00 | 10/25/2012 5:07:24 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:16 PM |
| shaps | $50.00 | 10/25/2012 5:22:51 PM |
| janeybooboo | $50.00 | 10/25/2012 5:05:01 PM |
| basis-ferret8 | $50.00 | 10/25/2012 5:50:45 PM |
| heart514 | $25.00 | 10/25/2012 5:07:35 PM |
| note-lesson7 | $100.00 | 10/25/2012 5:07:42 PM |
| goffmt | $30.00 | 10/25/2012 5:58:42 PM |
| repayment-pagoda8 | $100.00 | 10/25/2012 5:09:56 PM |
| payout-reaction740 | $50.00 | 10/25/2012 5:11:16 PM |
| dime-mandolin9 | $50.00 | 10/25/2012 5:14:20 PM |
| lenderrn | $50.00 | 10/25/2012 6:09:58 PM |
| mschoenf | $100.00 | 10/25/2012 5:19:04 PM |
| Voracious_Trees | $25.00 | 10/25/2012 6:22:38 PM |
| turbobrat | $25.00 | 10/25/2012 6:26:14 PM |
| nickel-ferret | $25.00 | 10/25/2012 5:20:11 PM |
| E_G | $50.00 | 10/25/2012 5:26:24 PM |
| Lender10 | $25.00 | 10/25/2012 5:34:52 PM |
| vigorous-payment6 | $25.00 | 10/25/2012 5:37:58 PM |
| PrepWonder | $100.00 | 10/25/2012 5:52:14 PM |
| jazz619 | $25.00 | 10/25/2012 5:50:57 PM |
| suave-durability1 | $50.00 | 10/25/2012 5:59:32 PM |
| Perdita_II | $25.00 | 10/25/2012 6:12:38 PM |
| CincyTex | $50.00 | 10/25/2012 6:13:18 PM |
| justreturns | $25.00 | 10/25/2012 6:15:23 PM |
| deal-selector5 | $25.00 | 10/25/2012 6:37:30 PM |
| Brookst | $50.00 | 10/25/2012 6:37:23 PM |
| ThinkOutCrowd | $50.00 | 10/25/2012 6:38:24 PM |
| Vegasjim | $25.00 | 10/25/2012 6:44:27 PM |
| Aberdeen | $99.00 | 10/25/2012 6:07:58 PM |
| special-dinero553 | $25.00 | 10/25/2012 5:17:56 PM |
| eries | $25.00 | 10/25/2012 5:06:47 PM |
| ready-interest9 | $25.00 | 10/25/2012 5:53:55 PM |
| boylezz | $25.00 | 10/25/2012 5:12:02 PM |
| wise-exchange-chooser | $50.00 | 10/25/2012 5:07:54 PM |
| sweety075 | $25.00 | 10/25/2012 5:11:08 PM |
| JGuide | $26.00 | 10/25/2012 6:15:02 PM |
| order-geyser1 | $50.00 | 10/25/2012 6:16:06 PM |
| engaging-worth | $25.00 | 10/25/2012 6:16:57 PM |
| green28 | $50.00 | 10/25/2012 5:28:14 PM |
| Aimvest | $25.00 | 10/25/2012 5:36:55 PM |
| Johnab | $25.00 | 10/25/2012 5:43:24 PM |
| wealth-competitor | $25.00 | 10/25/2012 5:38:41 PM |
| jmb_lending | $50.00 | 10/25/2012 5:48:26 PM |
| intuitive-benefit3 | $100.00 | 10/25/2012 5:46:56 PM |
| slimof37 | $25.00 | 10/25/2012 5:53:02 PM |
| prudent-dough458 | $25.00 | 10/25/2012 5:51:15 PM |
| Eldoob | $25.00 | 10/25/2012 6:14:00 PM |
| calm-platinum957 | $35.00 | 10/25/2012 6:14:47 PM |
| vinayski | $25.00 | 10/25/2012 6:15:15 PM |
| CreditBuilder2 | $25.01 | 10/25/2012 6:07:11 PM |
| moola-accelerator6 | $50.00 | 10/25/2012 6:27:39 PM |
| lionheart722 | $100.00 | 10/25/2012 6:28:34 PM |
| enticing-marketplace4 | $25.58 | 10/25/2012 6:27:28 PM |
| chlebie | $50.00 | 10/25/2012 6:29:29 PM |
| dproxima | $25.00 | 10/25/2012 6:31:08 PM |
| bellaquito | $500.00 | 10/25/2012 6:49:21 PM |
| etraboulay | $50.00 | 10/25/2012 6:55:41 PM |
| luminous-finance9 | $9.41 | 10/25/2012 6:55:48 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
657002
This series of Notes was issued and sold upon the funding of the borrower loan #76844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,825 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scholarly-compassion798 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay for propane, needed repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1818.00
Monthly expenses: $1707.07
Housing: $502.07
Insurance: $75.00
Car expenses: $112.00
Utilities: $170.00
Phone, cable, internet: $148.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Star_Witness | $25.00 | 10/21/2012 6:15:02 PM |
| refresher211 | $100.00 | 10/22/2012 9:25:01 AM |
| basis-viking | $25.00 | 10/22/2012 1:15:21 PM |
| mad-scientist418 | $25.00 | 10/23/2012 7:18:44 AM |
| gain-expert | $30.00 | 10/22/2012 9:09:03 PM |
| debt_helper | $25.00 | 10/23/2012 5:37:53 AM |
| sdcc72 | $25.00 | 10/23/2012 9:18:13 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:17 AM |
| graceful-investment | $83.00 | 10/23/2012 8:17:05 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:35:24 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:25:06 AM |
| CA-Lender | $25.00 | 10/23/2012 10:27:03 AM |
| moola-monger9 | $75.00 | 10/23/2012 9:41:20 AM |
| cordial-funds8 | $45.10 | 10/23/2012 9:51:47 AM |
| Dubbs360 | $100.00 | 10/21/2012 2:02:17 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:06 PM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:38 AM |
| banker34 | $25.00 | 10/22/2012 3:14:38 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:45:18 PM |
| stock106 | $25.00 | 10/22/2012 4:51:36 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:53 PM |
| Zingaro | $25.00 | 10/22/2012 5:32:54 PM |
| worthy-bid8 | $100.00 | 10/22/2012 5:47:59 PM |
| mrxtravis | $25.00 | 10/22/2012 6:37:04 PM |
| money-baron | $100.00 | 10/22/2012 7:11:16 PM |
| graceful-investment | $25.00 | 10/22/2012 6:11:27 PM |
| agalt | $35.00 | 10/22/2012 8:27:53 PM |
| refined-return922 | $25.00 | 10/23/2012 5:50:57 AM |
| KB-IRA | $100.00 | 10/22/2012 7:13:27 PM |
| rce1964 | $25.00 | 10/22/2012 7:24:33 PM |
| Codextreme07 | $25.00 | 10/22/2012 8:05:20 PM |
| green-rapid-openness | $300.00 | 10/22/2012 8:20:51 PM |
| Leshan | $50.00 | 10/23/2012 8:36:43 AM |
| colonel17 | $25.00 | 10/23/2012 3:04:20 AM |
| YampaQuant | $25.00 | 10/23/2012 6:37:25 AM |
| john0720 | $25.00 | 10/23/2012 7:59:19 AM |
| brilliant-leverage4 | $25.00 | 10/23/2012 10:12:25 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:34 AM |
| Bank42 | $25.00 | 10/23/2012 10:18:05 AM |
| AJ6 | $6.90 | 10/23/2012 10:27:19 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
657004
This series of Notes was issued and sold upon the funding of the borrower loan #76536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $797.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,074 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| respectful-deal184 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate three high interest credit cards into one payment.
My financial situation:
I am a good candidate for this loan because I am a good credit risk.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrack | $25.00 | 10/24/2012 1:09:03 AM |
| LoanerPrincipal | $25.00 | 10/19/2012 9:18:07 AM |
| vigorous-payment6 | $25.00 | 10/19/2012 9:54:44 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:47 AM |
| CreditBuilder2 | $25.01 | 10/19/2012 9:36:29 AM |
| Vegasjim | $25.00 | 10/19/2012 10:33:51 AM |
| enchanted-investment447 | $100.00 | 10/19/2012 9:46:18 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:27 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:06 AM |
| intuitive-benefit3 | $100.00 | 10/19/2012 10:36:58 AM |
| skuba | $100.00 | 10/19/2012 11:32:28 AM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:26 PM |
| pdub | $500.00 | 10/19/2012 2:59:39 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:31 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:05 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:35 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:32 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:10 AM |
| worth-topper4 | $50.00 | 10/20/2012 5:41:45 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:25 PM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:56:22 AM |
| Pressure_Drop | $25.00 | 10/21/2012 2:50:33 PM |
| Plutis | $25.00 | 10/21/2012 7:04:21 PM |
| WhiteInvestor | $27.00 | 10/22/2012 8:32:20 AM |
| velocityasaurus-rex4 | $100.00 | 10/22/2012 5:03:01 PM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:02 AM |
| zassociate | $200.00 | 10/22/2012 5:11:06 PM |
| EDBB767 | $50.00 | 10/22/2012 1:59:56 PM |
| j2ee | $50.00 | 10/22/2012 5:06:08 PM |
| Arvicco | $400.00 | 10/22/2012 5:26:53 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:30 PM |
| the-capital-multiplier | $67.00 | 10/22/2012 5:40:25 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:46 PM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 5:45:44 PM |
| silver-explorer6 | $25.00 | 10/22/2012 5:24:39 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:01 PM |
| income-cactus0 | $50.00 | 10/22/2012 6:05:48 PM |
| lostontheedge | $25.00 | 10/22/2012 6:11:26 PM |
| flo_rida | $100.00 | 10/22/2012 6:15:00 PM |
| pious-payment3 | $25.00 | 10/22/2012 6:15:55 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:08 PM |
| skeptikos | $47.00 | 10/22/2012 5:51:30 PM |
| income-excellence1 | $50.00 | 10/22/2012 7:15:55 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:20 PM |
| BorthersKeeper | $25.00 | 10/22/2012 10:57:18 PM |
| AFairDeal | $25.00 | 10/23/2012 9:08:02 AM |
| credit-maple | $25.00 | 10/23/2012 9:09:41 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:15 AM |
| LeReve | $500.00 | 10/23/2012 9:25:30 AM |
| Darts | $50.00 | 10/23/2012 8:45:00 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:34 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:50 AM |
| orchestra960 | $300.00 | 10/23/2012 9:11:17 AM |
| pworld | $25.00 | 10/23/2012 9:11:43 AM |
| debt-fuse158 | $25.00 | 10/23/2012 9:42:47 AM |
| scholarly-benefit5 | $25.00 | 10/23/2012 9:20:08 AM |
| Castellan | $50.00 | 10/23/2012 9:59:31 AM |
| DoubleG8 | $25.00 | 10/23/2012 10:00:00 AM |
| perfectly_marvelous | $25.00 | 10/23/2012 10:05:08 AM |
| cash-sensai2 | $25.00 | 10/23/2012 9:24:03 AM |
| enthusiastic-cash599 | $50.00 | 10/23/2012 9:24:47 AM |
| Great-Mom | $25.00 | 10/23/2012 9:29:03 AM |
| macjp123 | $42.00 | 10/23/2012 10:34:03 AM |
| rs999 | $25.00 | 10/23/2012 9:49:16 AM |
| american6 | $50.00 | 10/23/2012 9:56:30 AM |
| mvalley | $25.00 | 10/23/2012 10:10:17 AM |
| proud-wealth2 | $28.00 | 10/23/2012 11:46:38 AM |
| intrepid-credit5 | $25.00 | 10/23/2012 10:08:05 AM |
| ErsatzMike | $25.00 | 10/23/2012 10:14:37 AM |
| aasx1108 | $25.00 | 10/23/2012 10:15:54 AM |
| loot-caper | $25.00 | 10/23/2012 12:16:38 PM |
| Thunder08 | $25.00 | 10/23/2012 10:41:04 AM |
| GrommetPosse | $30.00 | 10/23/2012 10:42:39 AM |
| heloswimmer | $25.00 | 10/23/2012 1:03:12 PM |
| top-silver-american | $25.00 | 10/23/2012 10:55:22 AM |
| skelterhelper | $25.00 | 10/23/2012 1:45:38 PM |
| chorus731 | $25.00 | 10/23/2012 2:15:21 PM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:18 PM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:22 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:37 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:55 PM |
| tonic315 | $25.00 | 10/23/2012 12:37:51 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:26 PM |
| compatible-deal9 | $50.00 | 10/23/2012 12:40:44 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:38 PM |
| top-worth-pledge | $25.00 | 10/23/2012 1:23:53 PM |
| thestartuplender | $45.00 | 10/23/2012 1:07:32 PM |
| atlvalet | $33.95 | 10/23/2012 1:41:04 PM |
| transaction-singularity5 | $25.00 | 10/23/2012 4:48:22 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:45 PM |
| first-class-dough2 | $100.00 | 10/23/2012 1:58:05 PM |
| historic-balance5 | $50.00 | 10/23/2012 5:05:04 PM |
| flexible-value | $50.00 | 10/23/2012 5:05:51 PM |
| thorough-marketplace441 | $38.92 | 10/23/2012 2:18:46 PM |
| w3alter | $50.00 | 10/23/2012 5:08:54 PM |
| xchach1ng | $25.00 | 10/23/2012 5:11:45 PM |
| imogen22 | $50.00 | 10/23/2012 5:11:48 PM |
| grove064 | $100.00 | 10/23/2012 2:30:46 PM |
| wealth-owner | $100.00 | 10/23/2012 2:55:55 PM |
| hildo99 | $25.00 | 10/23/2012 3:21:52 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:30:08 PM |
| radforj22 | $50.00 | 10/23/2012 3:50:56 PM |
| balance-river | $25.00 | 10/23/2012 3:53:41 PM |
| Approved1234 | $25.00 | 10/23/2012 5:21:17 PM |
| life-is-great | $25.00 | 10/23/2012 5:22:18 PM |
| velocity-solo | $26.00 | 10/23/2012 5:22:35 PM |
| PThor | $25.00 | 10/23/2012 5:24:22 PM |
| payout-influencer2 | $25.00 | 10/23/2012 5:29:20 PM |
| order-tamale | $400.00 | 10/23/2012 5:02:17 PM |
| spirit07a | $100.00 | 10/23/2012 5:03:50 PM |
| successful-agreement7 | $100.00 | 10/23/2012 5:02:56 PM |
| phenomenal-rate1 | $500.00 | 10/23/2012 5:04:15 PM |
| jedi053 | $100.00 | 10/23/2012 5:35:11 PM |
| deal-vibrato | $25.00 | 10/23/2012 5:35:23 PM |
| AceNow | $50.00 | 10/23/2012 5:35:36 PM |
| bubby115 | $25.00 | 10/23/2012 5:08:10 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:30 PM |
| studious-bonus7 | $100.00 | 10/23/2012 5:11:27 PM |
| sentimental-commerce4 | $250.00 | 10/23/2012 5:13:05 PM |
| durability-chestnut0 | $100.00 | 10/23/2012 5:16:40 PM |
| gallant-economy9 | $50.00 | 10/23/2012 5:50:26 PM |
| value-wind0 | $50.00 | 10/23/2012 5:52:25 PM |
| ijspence | $25.00 | 10/23/2012 5:55:06 PM |
| dinero-dancer8 | $100.00 | 10/23/2012 5:20:34 PM |
| Tylerh | $246.00 | 10/23/2012 5:24:03 PM |
| hitsman | $50.00 | 10/23/2012 6:13:49 PM |
| adventurer447 | $300.00 | 10/23/2012 5:29:34 PM |
| Taxman44 | $25.00 | 10/23/2012 5:30:39 PM |
| the-loyalty-wildebeest | $25.00 | 10/23/2012 6:24:36 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:12 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:24 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:56 PM |
| BonesyJones | $100.00 | 10/23/2012 5:43:46 PM |
| a-community-aficionado | $50.00 | 10/23/2012 6:58:28 PM |
| ideomorph | $25.00 | 10/23/2012 7:12:56 PM |
| creative-reward197 | $65.45 | 10/23/2012 7:33:47 PM |
| just-loyalty643 | $50.00 | 10/23/2012 5:58:33 PM |
| Snoopylover | $25.00 | 10/23/2012 8:24:01 PM |
| market-assembler | $50.00 | 10/23/2012 5:56:14 PM |
| revenue-serenity5 | $25.00 | 10/23/2012 6:00:47 PM |
| openness-revolutionary567 | $33.00 | 10/23/2012 6:15:13 PM |
| fantastic-openness | $100.00 | 10/23/2012 11:08:11 PM |
| friendly-gold | $25.00 | 10/23/2012 6:18:50 PM |
| investment-tempo | $25.00 | 10/23/2012 6:17:52 PM |
| fantastic-bazaar2 | $50.00 | 10/23/2012 6:28:51 PM |
| mclapperton | $81.46 | 10/24/2012 4:43:11 AM |
| SCIGroup | $150.00 | 10/24/2012 4:50:02 AM |
| Solid-Platinum | $30.00 | 10/23/2012 6:37:35 PM |
| authentic-liberty7 | $25.00 | 10/23/2012 6:38:22 PM |
| northwesttlr | $25.00 | 10/24/2012 5:59:13 AM |
| Raser | $30.00 | 10/24/2012 6:30:15 AM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:16 PM |
| DaveTheWave | $25.00 | 10/24/2012 8:00:18 AM |
| zaquiri_ice | $50.00 | 10/23/2012 8:20:52 PM |
| kind-versatile-durability | $30.00 | 10/23/2012 8:24:34 PM |
| dor | $25.00 | 10/23/2012 9:28:43 PM |
| platinum-bumblebee227 | $25.00 | 10/24/2012 8:34:49 AM |
| Kravcorp | $25.00 | 10/23/2012 10:06:13 PM |
| red-deal-genius | $50.00 | 10/23/2012 10:40:21 PM |
| HoweMoney | $103.02 | 10/24/2012 9:09:37 AM |
| awesome-generosity4 | $31.00 | 10/24/2012 5:58:09 AM |
| BidDaddyBigBucks | $25.00 | 10/24/2012 9:19:05 AM |
| credit-jamboree1 | $25.00 | 10/24/2012 6:19:49 AM |
| open-wealth492 | $25.00 | 10/24/2012 9:21:48 AM |
| flowerbear | $100.00 | 10/24/2012 6:36:58 AM |
| abundant-exchange | $50.00 | 10/24/2012 7:07:50 AM |
| SecondChanceLendingSERV | $25.00 | 10/24/2012 7:09:29 AM |
| investment-comet | $25.00 | 10/24/2012 7:19:18 AM |
| tramb | $25.00 | 10/24/2012 7:21:18 AM |
| P2P4me | $386.33 | 10/24/2012 7:47:50 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:50:33 AM |
| return-buddy | $50.00 | 10/24/2012 7:55:29 AM |
| borquist | $25.00 | 10/24/2012 8:09:20 AM |
| Cover4 | $50.00 | 10/24/2012 8:43:34 AM |
| trade-wildcat2 | $25.00 | 10/24/2012 8:45:26 AM |
| loot-heart | $25.00 | 10/24/2012 9:01:15 AM |
| neuroshred | $250.00 | 10/24/2012 8:56:07 AM |
| topher515 | $25.00 | 10/24/2012 9:01:00 AM |
| victorcab | $25.00 | 10/24/2012 9:04:37 AM |
| cozy-note | $25.00 | 10/24/2012 9:05:13 AM |
| EIRA | $100.00 | 10/24/2012 9:08:34 AM |
| truth-magician1 | $100.00 | 10/24/2012 9:08:50 AM |
| BDL-Roth | $25.00 | 10/24/2012 9:09:45 AM |
| djs81 | $43.00 | 10/24/2012 9:13:39 AM |
| rakstar | $50.00 | 10/24/2012 9:15:03 AM |
| HeadHunter | $50.00 | 10/24/2012 9:15:22 AM |
| ranstlin | $25.00 | 10/24/2012 9:17:52 AM |
| DirtyJenga | $25.00 | 10/24/2012 9:18:42 AM |
| x-lender | $25.00 | 10/24/2012 9:22:57 AM |
| syounker | $25.00 | 10/24/2012 9:22:46 AM |
| top-sensible-yield | $25.00 | 10/24/2012 9:25:31 AM |
| PRGuyinVA | $25.00 | 10/24/2012 9:25:25 AM |
| decisive-income7 | $1,000.00 | 10/19/2012 9:13:51 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:16 AM |
| E_G | $50.00 | 10/19/2012 9:13:17 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:54:00 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:08 AM |
| entertaining-revenue4 | $50.00 | 10/19/2012 9:16:02 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:51 AM |
| openness-antioxidant | $100.00 | 10/19/2012 10:33:07 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:59 AM |
| bright-idea11 | $50.00 | 10/19/2012 3:28:00 PM |
| etraboulay | $50.00 | 10/19/2012 10:56:19 AM |
| best-bonafide-p2p | $25.00 | 10/19/2012 12:19:46 PM |
| marketplace-singularity3 | $125.00 | 10/19/2012 2:56:23 PM |
| payout-optimizer1 | $100.00 | 10/19/2012 1:34:03 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:39 PM |
| shaps | $50.00 | 10/19/2012 5:32:21 PM |
| hopeful_lender | $100.00 | 10/20/2012 10:37:19 AM |
| finder61 | $25.00 | 10/20/2012 12:09:22 PM |
| Batman2u | $25.00 | 10/21/2012 7:56:36 AM |
| drkosh | $25.00 | 10/21/2012 3:26:23 PM |
| windguy | $50.00 | 10/22/2012 9:30:18 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:06 PM |
| restless-nickel158 | $50.00 | 10/22/2012 2:37:01 PM |
| Benny-factor | $1,500.00 | 10/22/2012 3:55:21 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:12 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:41 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:09:59 PM |
| mschoenf | $100.00 | 10/22/2012 5:18:25 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:29 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:55 PM |
| compoundinterest | $25.00 | 10/22/2012 5:50:47 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:41 PM |
| unrivaled-deal676 | $50.00 | 10/22/2012 5:29:48 PM |
| chac | $200.00 | 10/22/2012 5:35:07 PM |
| prudent-dough458 | $25.00 | 10/22/2012 5:36:38 PM |
| moremax | $100.00 | 10/22/2012 5:35:37 PM |
| excellent-funds649 | $50.00 | 10/22/2012 5:48:09 PM |
| compassionate-payment218 | $25.00 | 10/22/2012 6:07:06 PM |
| Emgolda | $25.00 | 10/22/2012 6:10:59 PM |
| bellaquito | $500.00 | 10/22/2012 7:34:08 PM |
| KlotzLending | $25.00 | 10/22/2012 6:12:04 PM |
| lekkerguy | $50.00 | 10/22/2012 6:17:36 PM |
| Munnie | $25.00 | 10/23/2012 6:01:19 AM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:22:29 AM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:18 PM |
| social-aspen097 | $300.00 | 10/23/2012 9:07:59 AM |
| universal71 | $25.00 | 10/23/2012 6:20:04 AM |
| Monarch49 | $25.00 | 10/23/2012 7:44:14 AM |
| ready-bid9 | $47.00 | 10/23/2012 9:12:12 AM |
| Tradesmanlender | $25.00 | 10/23/2012 9:14:34 AM |
| 6moonbeams | $31.00 | 10/23/2012 9:23:14 AM |
| point653 | $25.00 | 10/23/2012 9:25:33 AM |
| balance-renewal3 | $25.00 | 10/23/2012 10:12:57 AM |
| thrifty-transaction578 | $25.00 | 10/23/2012 9:30:22 AM |
| misit | $25.00 | 10/23/2012 9:36:19 AM |
| derwiki | $25.00 | 10/23/2012 9:36:54 AM |
| unassuming-generosity | $25.00 | 10/23/2012 9:42:26 AM |
| wdove511 | $25.00 | 10/23/2012 9:49:23 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:50:13 AM |
| finance_mba | $25.00 | 10/23/2012 9:48:40 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:37 AM |
| affluence-tycoon | $25.00 | 10/23/2012 10:56:15 AM |
| commanding-treasure2 | $75.00 | 10/23/2012 10:02:24 AM |
| economy-voyage9 | $25.00 | 10/23/2012 10:09:35 AM |
| Investoman | $25.00 | 10/23/2012 10:10:37 AM |
| jmb_lending | $50.00 | 10/23/2012 10:16:04 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:23 AM |
| asset-upholder2 | $50.00 | 10/23/2012 12:52:19 PM |
| coin-saffron5 | $50.00 | 10/23/2012 10:40:59 AM |
| mighty-value | $25.00 | 10/23/2012 1:30:03 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 1:43:28 PM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:27 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:02:55 PM |
| currency-fan9 | $50.00 | 10/23/2012 12:05:54 PM |
| hybridatl | $25.00 | 10/23/2012 12:12:53 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:39 PM |
| heroic-deal7 | $30.00 | 10/23/2012 12:21:53 PM |
| unbeatable-funds5 | $50.00 | 10/23/2012 12:23:11 PM |
| gold-boomer | $50.00 | 10/23/2012 12:30:26 PM |
| loan-galaxy6 | $500.00 | 10/23/2012 12:51:15 PM |
| respectful-credit820 | $25.00 | 10/23/2012 1:00:13 PM |
| tigerlady92 | $25.00 | 10/23/2012 12:55:32 PM |
| blue-trade-optimizer | $25.00 | 10/23/2012 12:56:44 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:34 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:34 PM |
| grove88 | $25.00 | 10/23/2012 1:36:27 PM |
| Jofga | $25.00 | 10/23/2012 1:53:26 PM |
| cerebral-dollar773 | $25.00 | 10/23/2012 2:27:35 PM |
| Joeburly | $25.00 | 10/23/2012 2:32:57 PM |
| wetlands | $80.00 | 10/23/2012 5:18:18 PM |
| gold-commander0 | $25.00 | 10/23/2012 5:02:03 PM |
| hs112a | $25.00 | 10/23/2012 5:30:03 PM |
| credit-blossom0 | $25.00 | 10/23/2012 5:32:38 PM |
| trade-boots1 | $86.00 | 10/23/2012 5:05:25 PM |
| commerce-web5 | $25.00 | 10/23/2012 5:04:40 PM |
| HamachiMan | $50.00 | 10/23/2012 5:37:43 PM |
| affluence-vault2 | $100.00 | 10/23/2012 5:39:47 PM |
| bid-papyrus | $25.00 | 10/23/2012 5:17:32 PM |
| loyalty-hornet6 | $25.00 | 10/23/2012 5:55:07 PM |
| IP | $25.00 | 10/23/2012 5:19:57 PM |
| a-transparency-prodigy | $25.00 | 10/23/2012 5:59:36 PM |
| Suit | $100.00 | 10/23/2012 5:23:28 PM |
| success1001 | $100.00 | 10/23/2012 6:13:10 PM |
| andycheb | $50.00 | 10/23/2012 6:21:08 PM |
| dinero-speaker | $25.00 | 10/23/2012 6:22:49 PM |
| burgeoning-silver | $25.00 | 10/23/2012 6:23:56 PM |
| hopethisworks | $25.00 | 10/23/2012 5:31:59 PM |
| wonderous-truth6 | $25.00 | 10/23/2012 5:33:17 PM |
| ethicalhumanist | $100.00 | 10/23/2012 5:34:00 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:37:52 PM |
| leverage-grove6 | $25.00 | 10/23/2012 6:45:03 PM |
| MadHun | $200.00 | 10/23/2012 5:50:17 PM |
| helpinghand63 | $25.00 | 10/23/2012 5:51:32 PM |
| banchan | $37.00 | 10/23/2012 5:52:14 PM |
| postalwhiz | $25.00 | 10/23/2012 5:53:03 PM |
| soarmore | $25.00 | 10/23/2012 5:53:51 PM |
| orange-courageous-dedication | $25.00 | 10/23/2012 5:51:25 PM |
| spry-income | $60.00 | 10/23/2012 5:55:56 PM |
| investment-framework | $25.00 | 10/23/2012 5:56:18 PM |
| Splangy613 | $25.00 | 10/23/2012 5:55:14 PM |
| reducereuserecycle | $33.86 | 10/23/2012 8:47:50 PM |
| Anonymous_Guy | $25.00 | 10/23/2012 6:01:55 PM |
| bajaruss | $25.00 | 10/23/2012 6:11:02 PM |
| thoughtful-peso78 | $25.00 | 10/23/2012 6:13:17 PM |
| integrity-american | $25.00 | 10/23/2012 6:18:33 PM |
| Cheburashka | $30.00 | 10/23/2012 6:18:44 PM |
| serene-truth2 | $66.00 | 10/23/2012 6:19:31 PM |
| dinero-pagoda650 | $50.00 | 10/23/2012 6:23:53 PM |
| universal71 | $25.00 | 10/24/2012 5:43:13 AM |
| gold-position343 | $40.00 | 10/23/2012 6:58:58 PM |
| durability-revelry2 | $25.00 | 10/24/2012 6:37:58 AM |
| trade-surge3 | $25.00 | 10/24/2012 6:38:40 AM |
| Jumping_Jedi | $25.00 | 10/23/2012 7:52:42 PM |
| keen-credit6 | $27.00 | 10/23/2012 8:00:24 PM |
| brazzier-cluster | $25.75 | 10/23/2012 7:58:46 PM |
| silver-dogwood4 | $25.00 | 10/23/2012 8:06:18 PM |
| Emperor_of_Banking | $60.98 | 10/23/2012 8:49:15 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:59:04 PM |
| Lev8 | $25.00 | 10/24/2012 8:26:21 AM |
| cfviper | $25.00 | 10/23/2012 9:40:18 PM |
| Biancs | $200.00 | 10/23/2012 9:49:57 PM |
| Mailmon | $25.00 | 10/23/2012 10:20:50 PM |
| Aeroman32 | $50.00 | 10/23/2012 10:45:32 PM |
| he-shoots-he-scores | $25.00 | 10/24/2012 9:06:38 AM |
| emjo1219 | $25.00 | 10/24/2012 12:39:05 AM |
| priceless-note7 | $100.00 | 10/24/2012 9:08:46 AM |
| keen-wealth5 | $25.00 | 10/24/2012 3:40:00 AM |
| bold-fabulous-bill | $25.00 | 10/24/2012 4:20:22 AM |
| iolaire | $25.00 | 10/24/2012 9:14:36 AM |
| dubois31 | $25.00 | 10/24/2012 5:44:23 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:36 AM |
| asya | $27.00 | 10/24/2012 9:19:45 AM |
| brilliant-loyalty7 | $25.00 | 10/24/2012 9:20:09 AM |
| Vans1975 | $26.62 | 10/24/2012 6:30:20 AM |
| pednatjr | $25.00 | 10/24/2012 6:40:29 AM |
| power-kin | $25.00 | 10/24/2012 9:22:41 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:54:54 AM |
| Iowa65 | $30.02 | 10/24/2012 6:59:15 AM |
| TommyTucker | $128.00 | 10/24/2012 7:25:37 AM |
| marshallmanhattan | $25.01 | 10/24/2012 7:50:08 AM |
| a-leverage-investor | $75.00 | 10/24/2012 7:58:10 AM |
| Moosifer44 | $25.00 | 10/24/2012 8:21:31 AM |
| Chief3394 | $25.00 | 10/24/2012 8:19:23 AM |
| awe-inspiring-payment | $25.00 | 10/24/2012 8:43:05 AM |
| bxdoc | $25.00 | 10/24/2012 9:01:44 AM |
| educationfirst | $50.00 | 10/24/2012 9:04:04 AM |
| sparkmeister | $25.00 | 10/24/2012 9:04:22 AM |
| squeebie | $50.00 | 10/24/2012 9:04:27 AM |
| loyalty-meadow | $25.00 | 10/24/2012 9:04:24 AM |
| gristle | $25.00 | 10/24/2012 9:06:13 AM |
| lendingforgood | $50.00 | 10/24/2012 9:06:07 AM |
| ski bum | $32.00 | 10/24/2012 9:07:24 AM |
| EWP | $200.00 | 10/24/2012 9:10:07 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 9:11:28 AM |
| Elbanko | $30.00 | 10/24/2012 9:11:51 AM |
| loan-master996 | $50.00 | 10/24/2012 9:14:33 AM |
| igloo268 | $25.00 | 10/24/2012 9:19:25 AM |
| Millmanator | $25.00 | 10/24/2012 9:19:29 AM |
| rewards | $25.00 | 10/24/2012 9:23:54 AM |
| titan1 | $25.00 | 10/24/2012 9:24:06 AM |
| beachbetahavmymoneys | $25.00 | 10/24/2012 9:22:51 AM |
| roguewinner | $30.00 | 10/24/2012 9:23:08 AM |
| egw | $50.00 | 10/24/2012 9:23:24 AM |
| 375 Investments
|
Borrower Payment Dependent Notes Series
657016
This series of Notes was issued and sold upon the funding of the borrower loan #76771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $574.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 26y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,158 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| golden-interest859 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
interest reduction/investment
Purpose of loan: Financial investment into a healthcare company
This loan will be used to... become a shareholder and to pay off a couple of higher interest debts.
My financial situation: would rather borrow than liquefy investments
I am a good candidate for this loan because... I make payments on time and do not miss payments. This loan would be very useful in investing into a company that can have a positive impact on healthcare and my ability to invest in improving health care as a whole. My intent would be to repay the loan prior to maturity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Plow_n_Sow | $75.00 | 10/19/2012 9:10:30 AM |
| FortuneFund | $200.00 | 10/19/2012 9:42:51 AM |
| euro-speaker8 | $250.00 | 10/19/2012 9:51:06 AM |
| CreditBuilder2 | $25.01 | 10/19/2012 9:36:29 AM |
| cardminger | $25.00 | 10/19/2012 10:11:39 AM |
| Investor_DP | $200.00 | 10/19/2012 10:12:59 AM |
| fearless-loyalty5 | $25.00 | 10/19/2012 9:27:49 AM |
| octoberfresh | $25.00 | 10/19/2012 10:06:27 AM |
| Nil2008 | $100.00 | 10/19/2012 10:41:26 AM |
| Vegasjim | $25.00 | 10/19/2012 11:10:15 AM |
| ASLIBD | $25.00 | 10/19/2012 11:56:27 AM |
| intuitive-benefit3 | $100.00 | 10/19/2012 10:36:59 AM |
| best-bonafide-p2p | $50.00 | 10/19/2012 12:09:22 PM |
| houli123 | $200.00 | 10/19/2012 11:40:24 AM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:39 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:12 PM |
| networks4ever | $25.00 | 10/19/2012 6:14:08 PM |
| themoneydoctor | $50.00 | 10/19/2012 8:34:47 PM |
| cerebral-dollar773 | $25.00 | 10/20/2012 7:13:16 AM |
| youqianderen | $79.00 | 10/20/2012 7:58:10 AM |
| Interloper | $45.00 | 10/20/2012 10:42:33 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:26 PM |
| FWF-kinetic | $50.00 | 10/21/2012 4:43:14 PM |
| silver-metronome2 | $75.00 | 10/22/2012 7:05:52 AM |
| treasure-bliss | $100.00 | 10/22/2012 7:44:19 AM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:56:48 AM |
| zassociate | $200.00 | 10/22/2012 5:11:06 PM |
| Darts | $50.00 | 10/23/2012 8:45:01 AM |
| worth-blanket2 | $14,125.91 | 10/23/2012 10:07:57 AM |
| welovebutterflies | $25.00 | 10/23/2012 12:09:07 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:39 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 4:12:03 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:35 PM |
| integrity-cowbell | $35.00 | 10/23/2012 4:30:16 PM |
| credit-blossom0 | $200.00 | 10/23/2012 4:33:11 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:45 PM |
| toomanyfishtanks | $50.00 | 10/23/2012 2:14:46 PM |
| radforj22 | $25.00 | 10/23/2012 3:50:33 PM |
| EclipseDirect | $25.00 | 10/23/2012 4:06:01 PM |
| MoneyM | $22.18 | 10/23/2012 4:39:21 PM |
| yu-rik | $100.00 | 10/23/2012 4:37:32 PM |
| decisive-income7 | $4,000.00 | 10/19/2012 9:11:21 AM |
| community-burrito9 | $65.00 | 10/19/2012 9:10:52 AM |
| E_G | $50.00 | 10/19/2012 9:13:17 AM |
| oracle3 | $50.00 | 10/19/2012 10:06:08 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 9:40:16 AM |
| FortuneFundII | $200.00 | 10/19/2012 10:03:47 AM |
| persistent-dinero953 | $25.00 | 10/19/2012 9:54:00 AM |
| etraboulay | $50.00 | 10/19/2012 10:56:19 AM |
| yield-voyager8 | $25.00 | 10/19/2012 11:10:24 AM |
| CIC | $25.00 | 10/19/2012 11:34:59 AM |
| ready-interest9 | $25.00 | 10/19/2012 10:38:28 AM |
| Dubbs360 | $200.00 | 10/19/2012 10:44:33 AM |
| zchamilton | $50.00 | 10/19/2012 10:51:09 AM |
| hopeful_lender | $100.00 | 10/19/2012 2:00:30 PM |
| marketplace-singularity3 | $150.00 | 10/19/2012 2:57:27 PM |
| tender-wealth0 | $25.00 | 10/19/2012 3:39:01 PM |
| skuba | $100.00 | 10/19/2012 11:32:29 AM |
| napmanger | $100.00 | 10/19/2012 2:19:44 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:53 PM |
| Sanford-N-Sons | $25.00 | 10/19/2012 5:47:06 PM |
| janeybooboo | $100.00 | 10/19/2012 9:30:56 PM |
| moola-accelerator6 | $30.00 | 10/19/2012 6:53:05 PM |
| madigan | $250.00 | 10/20/2012 9:27:22 AM |
| Centaur | $25.00 | 10/20/2012 9:57:08 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:32 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:56:39 AM |
| dinero-elevator | $50.00 | 10/21/2012 12:38:51 PM |
| natural-trade7 | $50.00 | 10/21/2012 1:18:38 PM |
| gokart83 | $25.00 | 10/21/2012 5:46:58 PM |
| payout-now | $50.00 | 10/22/2012 2:47:28 AM |
| imdave4me | $25.00 | 10/22/2012 3:32:43 AM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:06 PM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:02 AM |
| interest-competitor | $25.00 | 10/22/2012 11:46:54 AM |
| Mid-Ocean | $25.00 | 10/22/2012 12:53:01 PM |
| first-graceful-contract | $35.53 | 10/22/2012 3:02:04 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:41 PM |
| chac | $150.00 | 10/22/2012 5:38:07 PM |
| Theodon | $25.00 | 10/22/2012 6:40:09 PM |
| orange-preeminant-bill | $25.00 | 10/23/2012 6:53:30 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:42:32 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:34 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:16 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:28 AM |
| payout-fort1 | $30.00 | 10/23/2012 12:27:53 PM |
| compatible-deal9 | $50.00 | 10/23/2012 1:10:53 PM |
| bellaquito | $500.00 | 10/23/2012 11:31:35 AM |
| hybridatl | $25.00 | 10/23/2012 12:12:54 PM |
| Manta_Rai | $30.00 | 10/23/2012 12:25:35 PM |
| dough-comforter6 | $47.37 | 10/23/2012 3:42:08 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:39 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:38 PM |
| dollar-idol7 | $30.00 | 10/23/2012 4:25:32 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
657026
This series of Notes was issued and sold upon the funding of the borrower loan #76590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 8.38% |
Borrower rate/APR:
| 9.38% / 11.58% |
Monthly payment:
| $136.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.30% | | |
| |
Estimated return*:
| 7.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,597 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-banjo6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate several debts that I have incurred for unexpected expenses and home repair
My financial situation:
I am a good candidate for this loan because sufficient income level to meet debt obligations and will pay on-time for each payment date.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/22/2012 7:16:05 AM |
| obedient-payout0 | $25.00 | 10/21/2012 12:45:33 PM |
| ready-interest9 | $25.00 | 10/21/2012 12:57:00 PM |
| Centerline15 | $25.00 | 10/21/2012 1:16:10 PM |
| boylezz | $25.00 | 10/21/2012 1:30:05 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:58 PM |
| Dollars4Rent | $50.00 | 10/21/2012 12:38:26 PM |
| community-burrito9 | $30.00 | 10/21/2012 12:54:48 PM |
| patriot897 | $25.00 | 10/21/2012 12:55:05 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:23 PM |
| napmanger | $100.00 | 10/21/2012 9:56:48 PM |
| GoldenKoi | $100.00 | 10/21/2012 1:44:59 PM |
| HikeMoab | $50.00 | 10/21/2012 10:58:50 PM |
| Vegasjim | $25.00 | 10/21/2012 1:56:19 PM |
| bellaquito | $500.00 | 10/21/2012 2:01:41 PM |
| income-encore1 | $50.00 | 10/21/2012 2:31:49 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:06 PM |
| marketplace-singularity3 | $125.00 | 10/22/2012 6:25:50 AM |
| I_Like_to_Invest | $25.00 | 10/22/2012 7:33:11 AM |
| JedClampett | $150.00 | 10/22/2012 8:42:05 AM |
| market-maximizer472 | $25.00 | 10/22/2012 10:07:20 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:30 AM |
| super_pickle | $50.00 | 10/22/2012 11:35:56 AM |
| gain-neutrino9 | $25.00 | 10/22/2012 4:42:37 PM |
| availableloan | $25.00 | 10/22/2012 5:04:11 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:14 PM |
| UncleSafety | $48.00 | 10/22/2012 4:28:42 PM |
| ATOHokie | $100.00 | 10/22/2012 5:19:53 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:02:15 PM |
| nuclearmoose | $50.00 | 10/22/2012 5:04:18 PM |
| wetlands | $103.00 | 10/22/2012 5:21:24 PM |
| Theofficer_roth_ira | $81.43 | 10/22/2012 5:06:17 PM |
| Jaguar-Nation | $25.00 | 10/22/2012 5:26:19 PM |
| Arvicco | $400.00 | 10/22/2012 5:26:57 PM |
| zassociate | $200.00 | 10/22/2012 5:11:31 PM |
| hard-working-rate3 | $25.00 | 10/22/2012 5:19:16 PM |
| deal-goliath4 | $78.00 | 10/22/2012 5:18:12 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:40 PM |
| Searlzy | $25.00 | 10/22/2012 5:23:53 PM |
| spartacusiam | $25.00 | 10/22/2012 5:26:40 PM |
| irishalaskan | $25.00 | 10/22/2012 5:34:39 PM |
| kind-exchange-association | $45.86 | 10/22/2012 5:36:24 PM |
| WisconsinLiberal | $18.69 | 10/22/2012 5:37:50 PM |
| neighborly-hope6 | $100.00 | 10/21/2012 12:48:21 PM |
| CoolPlexer | $50.00 | 10/21/2012 1:26:43 PM |
| green-trade-dolphin2 | $28.02 | 10/21/2012 12:04:20 PM |
| brainy-credit1 | $40.00 | 10/21/2012 12:04:31 PM |
| mdv | $25.00 | 10/21/2012 12:22:51 PM |
| blot44 | $25.00 | 10/21/2012 4:08:20 PM |
| engaging-worth | $25.00 | 10/21/2012 12:46:37 PM |
| transparency-universe8 | $25.00 | 10/21/2012 4:37:43 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:15 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:42 PM |
| CFOGO | $25.00 | 10/22/2012 5:17:03 AM |
| impartial-economy1 | $25.00 | 10/22/2012 10:10:25 AM |
| AmericanCredit | $100.00 | 10/22/2012 10:21:52 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:41 AM |
| CashBank | $25.00 | 10/22/2012 9:23:25 AM |
| astute-benjamins | $150.00 | 10/22/2012 2:23:33 PM |
| themoneydoctor | $100.00 | 10/22/2012 3:12:44 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:14 AM |
| bankojerry | $38.00 | 10/22/2012 4:42:06 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:54 PM |
| sweet-capital7 | $100.00 | 10/22/2012 5:12:31 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:24:27 PM |
| mtquan | $25.00 | 10/22/2012 5:14:38 PM |
| fairness-symphony2 | $50.00 | 10/22/2012 3:31:47 PM |
| auction-sage | $100.00 | 10/22/2012 5:21:55 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:54 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:49 PM |
| versatile-dime442 | $239.00 | 10/22/2012 5:23:36 PM |
| natural-liberty4 | $150.00 | 10/22/2012 5:24:43 PM |
| jedi053 | $100.00 | 10/22/2012 5:26:29 PM |
| pious-currency875 | $100.00 | 10/22/2012 5:31:21 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
657058
This series of Notes was issued and sold upon the funding of the borrower loan #76669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $164.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 840-859 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,054 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pioneer580 |
Borrower's state:
| Minnesota |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement - Landscaping
Purpose of loan:
Funds will be used to help pay for retaining wall, sidewalk and parking surface.
Thank you for considering the loan. Your funds have a very safe 6 percent return.
My financial situation:
Joint income has been stable at 70 - 90k for eight years. I DO OWN A HOME where above project is proceeding. Mortgage is about 125k at 3.x percent costing 940 per month.
My primary reason for using this amount and a 3 year loan term is to leverage funds lent within Prosper community. This loans interest rate is net positive to me and cash flows comfortably with repayments of the funds I have lent through Prosper. I have been a Prosper Lender for about two years and realized a 10 - 12 percent return. The five sources of funds backing this loans payment are:
A. Cash on hand.
B. Salaries.
C. Active trader income (option premiums.)
D. Prosper loan repayments to me (minimum 200 per month.)
E. Available credit.
I do NOT anticipate this loan running the full three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:59 PM |
| zenyatta | $25.00 | 10/21/2012 12:42:14 PM |
| neighborly-hope6 | $100.00 | 10/21/2012 12:48:22 PM |
| patriot897 | $25.00 | 10/21/2012 12:55:05 PM |
| green-trade-dolphin2 | $30.02 | 10/21/2012 12:03:48 PM |
| Lender10 | $25.00 | 10/21/2012 12:21:51 PM |
| drkosh | $25.00 | 10/21/2012 3:26:27 PM |
| blot44 | $25.00 | 10/21/2012 4:08:01 PM |
| penny-finder | $80.00 | 10/21/2012 12:12:57 PM |
| yummygazpacho | $25.00 | 10/21/2012 5:44:46 PM |
| eries | $25.00 | 10/21/2012 12:58:53 PM |
| penny-finder | $100.00 | 10/21/2012 12:22:02 PM |
| Plutis | $25.00 | 10/21/2012 7:04:23 PM |
| obduro_1 | $25.00 | 10/21/2012 1:03:57 PM |
| TryingToHelpUsBoth | $25.00 | 10/22/2012 2:34:56 AM |
| Vegasjim | $25.00 | 10/21/2012 1:28:34 PM |
| prudent-deal662 | $25.00 | 10/21/2012 1:29:37 PM |
| I_Like_to_Invest | $25.00 | 10/22/2012 7:33:11 AM |
| one-midas | $35.00 | 10/21/2012 2:40:20 PM |
| blue-useful-auction | $25.00 | 10/21/2012 2:59:37 PM |
| CFOGO | $25.00 | 10/22/2012 5:17:38 AM |
| shaps | $50.00 | 10/22/2012 9:27:15 AM |
| Phryne | $50.00 | 10/22/2012 10:23:09 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:50 AM |
| colospgs | $25.00 | 10/22/2012 9:18:34 AM |
| dough-reformer9 | $50.00 | 10/22/2012 9:48:56 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:14 AM |
| axelducheck | $25.00 | 10/22/2012 5:02:34 PM |
| delectable-order532 | $100.00 | 10/22/2012 5:07:48 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:24:27 PM |
| bosco44 | $25.00 | 10/22/2012 5:13:27 PM |
| bankojerry | $25.00 | 10/22/2012 4:43:11 PM |
| entertaining-greenback2 | $50.40 | 10/22/2012 4:51:58 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:54 PM |
| ikaika1 | $25.00 | 10/22/2012 5:06:21 PM |
| TheArtOfLogic | $25.34 | 10/22/2012 5:10:45 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:50 PM |
| economy-voyage9 | $25.00 | 10/22/2012 5:14:42 PM |
| Syzygy | $25.00 | 10/22/2012 5:18:04 PM |
| CallMeDaddy | $109.77 | 10/22/2012 5:22:24 PM |
| impartial-deal | $25.00 | 10/22/2012 5:24:35 PM |
| Aberdeen | $100.00 | 10/21/2012 1:25:40 PM |
| vigorous-payment6 | $25.00 | 10/21/2012 12:07:23 PM |
| oracle3 | $50.00 | 10/21/2012 12:34:15 PM |
| engaging-worth | $25.00 | 10/21/2012 12:46:37 PM |
| lenderrn | $50.00 | 10/21/2012 12:55:49 PM |
| Octamer | $100.00 | 10/21/2012 1:08:50 PM |
| balanced-marketplace9 | $25.00 | 10/21/2012 4:00:24 PM |
| Tbone49 | $25.00 | 10/21/2012 12:44:05 PM |
| fragonardlives | $25.00 | 10/21/2012 12:52:26 PM |
| navy_cash | $25.00 | 10/21/2012 1:01:32 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:07 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:42 PM |
| mdv | $25.00 | 10/21/2012 12:22:52 PM |
| Dollars4Rent | $50.00 | 10/21/2012 12:38:26 PM |
| obedient-payout0 | $25.00 | 10/21/2012 12:45:33 PM |
| cashhelp | $30.00 | 10/21/2012 1:35:52 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:43 PM |
| bellaquito | $500.00 | 10/21/2012 2:01:41 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:24 PM |
| radforj22 | $50.00 | 10/21/2012 3:02:15 PM |
| kfrench | $75.00 | 10/21/2012 1:26:28 PM |
| punctual-fund | $25.00 | 10/21/2012 1:35:21 PM |
| RJN | $50.00 | 10/21/2012 3:58:00 PM |
| GoldenKoi | $100.00 | 10/21/2012 1:45:48 PM |
| blot44 | $25.00 | 10/21/2012 4:07:54 PM |
| cash-tent | $40.00 | 10/21/2012 5:33:14 PM |
| scojo | $25.30 | 10/21/2012 8:10:38 PM |
| cello1 | $25.00 | 10/21/2012 6:22:47 PM |
| HikeMoab | $25.00 | 10/21/2012 10:58:17 PM |
| Perdita_II | $50.00 | 10/22/2012 6:21:54 AM |
| cwegert | $40.00 | 10/22/2012 8:53:05 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:31 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:30 AM |
| velocityasaurus-rex4 | $100.00 | 10/22/2012 5:03:01 PM |
| AmericanCredit | $100.00 | 10/22/2012 10:21:52 AM |
| availableloan | $25.00 | 10/22/2012 5:04:13 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 4:47:08 PM |
| ATOHokie | $100.00 | 10/22/2012 5:19:53 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:41 PM |
| nuclearmoose | $50.00 | 10/22/2012 5:04:19 PM |
| friendly-felicity497 | $50.00 | 10/22/2012 5:04:07 PM |
| commanding-treasure2 | $75.00 | 10/22/2012 5:21:57 PM |
| thrilling-listing51 | $100.00 | 10/22/2012 5:24:25 PM |
| silver-explorer6 | $25.00 | 10/22/2012 5:24:40 PM |
| j2ee | $50.00 | 10/22/2012 5:06:27 PM |
| jedi053 | $59.17 | 10/22/2012 5:26:29 PM |
| zassociate | $200.00 | 10/22/2012 5:11:32 PM |
| sweet-capital7 | $100.00 | 10/22/2012 5:13:23 PM |
| mschoenf | $100.00 | 10/22/2012 5:18:44 PM |
| NeketanBank | $25.00 | 10/22/2012 5:21:05 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
657116
This series of Notes was issued and sold upon the funding of the borrower loan #76829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $321.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,212 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsibility-horse1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 10/22/2012 9:19:57 AM |
| alexander-hamilton | $50.00 | 10/22/2012 5:03:58 PM |
| bewitching-dollar5 | $100.00 | 10/21/2012 1:04:33 PM |
| compounding21 | $25.00 | 10/21/2012 1:15:56 PM |
| vivid-return426 | $25.00 | 10/21/2012 1:20:09 PM |
| power-chihuahua | $25.00 | 10/21/2012 12:41:01 PM |
| BankofRon_IRA | $100.00 | 10/21/2012 12:52:22 PM |
| etraboulay | $50.00 | 10/21/2012 1:07:28 PM |
| credit-coach118 | $25.02 | 10/21/2012 1:09:08 PM |
| Dubbs360 | $100.00 | 10/21/2012 1:48:43 PM |
| kulender | $100.00 | 10/21/2012 2:37:56 PM |
| best-bonafide-p2p | $25.00 | 10/21/2012 5:34:54 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:08 PM |
| bibleinvestor3 | $25.00 | 10/22/2012 4:14:36 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:42 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:14 AM |
| orchestra960 | $247.00 | 10/22/2012 9:14:15 AM |
| refresher211 | $100.00 | 10/22/2012 9:24:51 AM |
| 1NiceLender | $25.00 | 10/22/2012 1:14:59 PM |
| NickelSteamroller | $29.00 | 10/22/2012 9:50:33 AM |
| pierrelasvegas | $25.00 | 10/22/2012 11:05:29 AM |
| enriching-dollar1 | $100.00 | 10/22/2012 5:12:21 PM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:38:06 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:44:49 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:55 PM |
| joyous-peace443 | $25.00 | 10/22/2012 5:21:27 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:54 PM |
| JauaFlash | $25.00 | 10/22/2012 5:05:19 PM |
| paytonbrigadier | $250.00 | 10/22/2012 5:10:08 PM |
| whartonmba | $50.00 | 10/22/2012 5:44:14 PM |
| pure-pound7 | $75.00 | 10/22/2012 5:21:10 PM |
| sauropod | $25.00 | 10/22/2012 5:46:42 PM |
| robust-diversification3 | $39.00 | 10/22/2012 5:22:33 PM |
| speedy-peso1 | $100.00 | 10/22/2012 5:23:25 PM |
| careful-vigilance4 | $25.00 | 10/22/2012 6:01:16 PM |
| the-credit-maker | $100.00 | 10/22/2012 6:11:33 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:03 PM |
| musegaze | $50.00 | 10/22/2012 5:55:59 PM |
| dukeiyer | $25.00 | 10/22/2012 5:59:49 PM |
| dinero-pagoda650 | $50.00 | 10/22/2012 6:07:03 PM |
| charming-exchange7 | $25.00 | 10/22/2012 6:15:05 PM |
| robgw | $50.00 | 10/22/2012 10:07:57 PM |
| deal-galleon | $25.00 | 10/22/2012 6:26:48 PM |
| marketplace-hut9 | $25.00 | 10/22/2012 6:28:42 PM |
| reasonable-nickel6 | $25.00 | 10/22/2012 6:34:10 PM |
| jonathan10s | $25.00 | 10/22/2012 7:04:21 PM |
| penny-infusion7 | $25.00 | 10/22/2012 7:11:36 PM |
| KB-IRA | $50.00 | 10/22/2012 7:16:13 PM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:18 AM |
| agalt | $50.00 | 10/22/2012 8:26:23 PM |
| principal-dreams9 | $25.00 | 10/22/2012 9:30:44 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:32:56 PM |
| blue-unrelenting-rupee | $25.00 | 10/23/2012 8:34:26 AM |
| poetic-integrity668 | $100.00 | 10/22/2012 9:21:13 PM |
| fate-amenable-to-change | $30.00 | 10/22/2012 10:05:23 PM |
| jet341 | $100.00 | 10/22/2012 10:08:57 PM |
| bent300 | $25.00 | 10/22/2012 10:44:40 PM |
| peaceful-greenback719 | $25.78 | 10/23/2012 3:05:57 AM |
| Theofficer_roth_ira | $25.22 | 10/23/2012 5:18:10 AM |
| income-sycamore2 | $25.00 | 10/23/2012 6:52:56 AM |
| pythia | $25.00 | 10/23/2012 7:12:24 AM |
| payout-thinker7 | $25.00 | 10/23/2012 7:50:40 AM |
| graceful-investment | $25.00 | 10/23/2012 8:23:41 AM |
| orangetrust | $100.00 | 10/23/2012 8:43:04 AM |
| Hwornke | $25.00 | 10/23/2012 9:00:17 AM |
| fortytwo | $150.00 | 10/23/2012 9:12:28 AM |
| social-cocktail1 | $200.00 | 10/23/2012 9:51:26 AM |
| mpatrick | $100.00 | 10/23/2012 9:52:28 AM |
| SimpleChoice | $25.00 | 10/23/2012 9:23:05 AM |
| red-power-pecan | $50.00 | 10/23/2012 9:25:47 AM |
| statuesque-affluence058 | $25.00 | 10/23/2012 9:28:27 AM |
| moola-buddy | $25.00 | 10/23/2012 9:33:22 AM |
| moola-monger9 | $75.00 | 10/23/2012 9:48:04 AM |
| dough-souffle | $25.00 | 10/23/2012 9:55:14 AM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:24 PM |
| one-midas | $25.00 | 10/21/2012 12:23:48 PM |
| jiftostada | $25.00 | 10/21/2012 12:36:00 PM |
| community-burrito9 | $55.00 | 10/21/2012 12:54:01 PM |
| paxnj | $25.00 | 10/21/2012 12:45:38 PM |
| EL_Papin | $25.00 | 10/21/2012 12:47:42 PM |
| Silver_Rupee | $25.01 | 10/21/2012 1:32:30 PM |
| cr8on | $75.00 | 10/21/2012 1:04:23 PM |
| transparency-position | $100.00 | 10/21/2012 1:53:12 PM |
| RGlad | $75.00 | 10/21/2012 5:03:08 PM |
| ResQDoc | $25.00 | 10/22/2012 4:13:23 AM |
| imogen22 | $50.00 | 10/22/2012 9:20:52 AM |
| desertoasis | $25.00 | 10/22/2012 10:04:39 AM |
| Cronos | $50.00 | 10/22/2012 10:19:59 AM |
| RufusGreyhound | $25.00 | 10/22/2012 2:55:25 PM |
| interest-agave | $25.00 | 10/22/2012 5:19:19 PM |
| proper-exchange8 | $50.00 | 10/22/2012 5:48:12 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:06 PM |
| tolerant-responsibility051 | $2,500.00 | 10/22/2012 5:35:43 PM |
| madisonboy123 | $25.00 | 10/22/2012 5:34:23 PM |
| SirJev | $25.00 | 10/22/2012 5:39:48 PM |
| Glory_Honor_Orange | $50.00 | 10/22/2012 6:24:57 PM |
| fascinating-money236 | $25.00 | 10/22/2012 5:59:00 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:43 PM |
| KB-IRA | $160.46 | 10/22/2012 7:12:50 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:38 PM |
| pious-payment3 | $25.00 | 10/22/2012 6:18:26 PM |
| 108-IRA | $50.00 | 10/22/2012 6:34:35 PM |
| 52digital | $75.00 | 10/22/2012 6:37:48 PM |
| Benny-factor | $750.00 | 10/22/2012 6:45:23 PM |
| jkeller4000 | $25.00 | 10/22/2012 6:53:56 PM |
| wale-ld | $35.45 | 10/23/2012 6:20:13 AM |
| plato22 | $25.00 | 10/23/2012 6:28:04 AM |
| slg6200 | $25.00 | 10/23/2012 8:07:43 AM |
| AldiHoldings | $30.00 | 10/22/2012 10:06:21 PM |
| contract-snowdome493 | $25.00 | 10/22/2012 9:52:30 PM |
| 1willray | $40.70 | 10/22/2012 10:33:24 PM |
| well-mannered-income3 | $40.00 | 10/23/2012 4:16:24 AM |
| nalaari | $36.00 | 10/23/2012 6:54:53 AM |
| bid-czar8 | $26.00 | 10/23/2012 9:19:57 AM |
| Leshan | $50.00 | 10/23/2012 8:36:08 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:09 AM |
| enchanted-note | $25.00 | 10/23/2012 9:31:05 AM |
| genius520 | $52.00 | 10/23/2012 9:32:14 AM |
| brainy-return234 | $25.00 | 10/23/2012 9:33:26 AM |
| unforgettable-wealth4 | $50.00 | 10/23/2012 9:06:22 AM |
| EretzCapital | $42.96 | 10/23/2012 9:40:54 AM |
| finance-prescription | $73.00 | 10/23/2012 9:58:02 AM |
| compassionate-auction6 | $37.00 | 10/23/2012 9:29:47 AM |
| bnoble09 | $25.00 | 10/23/2012 9:36:47 AM |
| mr_buffett | $100.00 | 10/23/2012 9:39:37 AM |
| Radiant_Lion | $101.00 | 10/23/2012 9:55:49 AM |
| MADAOO7 | $32.00 | 10/23/2012 9:57:58 AM |
| interstellar | $33.00 | 10/23/2012 10:01:31 AM |
| quest0 | $9.40 | 10/23/2012 10:04:32 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
657138
This series of Notes was issued and sold upon the funding of the borrower loan #76988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
20 | Length of status: | 13y 2m |
|
Amount delinquent:
| $1,313 |
Total credit lines:
| 42 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,221 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-grove |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $8,159.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/20/2012 12:06:46 PM |
| worthy-bid8 | $100.00 | 10/20/2012 12:44:10 PM |
| diplomatic-wealth7 | $25.00 | 10/20/2012 12:39:07 PM |
| AF-Chief | $25.00 | 10/20/2012 1:09:08 PM |
| money-baron-roth-IRA | $50.00 | 10/20/2012 2:23:17 PM |
| Angel_Investor_7 | $25.00 | 10/20/2012 1:13:01 PM |
| california111 | $25.00 | 10/20/2012 3:05:20 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:49 PM |
| Bank42 | $25.00 | 10/21/2012 5:28:04 AM |
| sensible-order2 | $100.00 | 10/21/2012 8:57:37 AM |
| 08bob | $25.00 | 10/21/2012 10:40:44 AM |
| Feyenoord | $30.00 | 10/21/2012 4:00:34 PM |
| justice-allocator3 | $25.00 | 10/21/2012 7:09:51 PM |
| Eric_Gagne | $25.00 | 10/21/2012 3:37:08 PM |
| DaveTheWave | $25.00 | 10/22/2012 8:54:10 AM |
| bold-social-widget | $25.00 | 10/22/2012 11:10:53 AM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:37 AM |
| rabbidlender | $25.00 | 10/22/2012 9:34:46 AM |
| Mid-Ocean | $25.00 | 10/22/2012 2:13:25 PM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:41 AM |
| ore-dojo | $30.00 | 10/22/2012 9:55:35 AM |
| Jalebi | $25.00 | 10/22/2012 5:04:48 PM |
| trumpeter391 | $45.00 | 10/23/2012 9:08:47 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:38 PM |
| Mikale360 | $25.00 | 10/23/2012 11:12:39 PM |
| papaloha | $25.00 | 10/23/2012 7:14:48 PM |
| transaction-puppy6 | $25.00 | 10/24/2012 12:36:27 AM |
| reasonable_usury | $50.00 | 10/24/2012 10:27:24 AM |
| MilitaryMTP | $50.00 | 10/24/2012 1:46:03 PM |
| YesMatt | $25.00 | 10/24/2012 3:43:06 PM |
| Lubava | $30.00 | 10/24/2012 8:46:10 PM |
| helpful-credit156 | $54.55 | 10/25/2012 8:49:13 AM |
| SummitAdvisors | $76.45 | 10/25/2012 8:51:12 AM |
| Scombs | $30.00 | 10/25/2012 8:55:44 AM |
| yield-hut | $50.00 | 10/25/2012 5:10:20 AM |
| promise2 | $25.00 | 10/25/2012 7:35:35 AM |
| brightest-funds-spruce | $108.66 | 10/25/2012 10:56:42 AM |
| moose-capital-funding | $25.66 | 10/25/2012 9:37:37 AM |
| EretzCapital | $28.30 | 10/25/2012 10:57:15 AM |
| compounding21 | $25.00 | 10/20/2012 12:16:20 PM |
| handy-justice | $25.00 | 10/20/2012 12:02:16 PM |
| vutah | $25.00 | 10/20/2012 12:02:01 PM |
| money-baron-Roth401k | $25.00 | 10/20/2012 12:03:57 PM |
| fcrick | $25.00 | 10/20/2012 12:18:52 PM |
| fulfilling-investment4 | $25.00 | 10/20/2012 12:56:53 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:03 PM |
| thrifty-capital | $25.00 | 10/20/2012 2:23:50 PM |
| Dubbs360 | $100.00 | 10/20/2012 2:33:18 PM |
| sweety075 | $25.00 | 10/20/2012 2:36:09 PM |
| Numbat77 | $25.00 | 10/20/2012 2:49:03 PM |
| chameleon125 | $50.00 | 10/20/2012 2:55:54 PM |
| liberty-tostada7 | $50.00 | 10/20/2012 1:59:39 PM |
| compatible-deal9 | $25.00 | 10/21/2012 10:49:06 AM |
| brightest-organized-balance | $25.00 | 10/20/2012 4:07:36 PM |
| Gregger | $25.00 | 10/21/2012 12:29:30 AM |
| unassailable-funds754 | $25.00 | 10/21/2012 11:34:58 AM |
| 08bob | $25.00 | 10/21/2012 10:44:00 AM |
| moola-accelerator6 | $25.00 | 10/21/2012 1:31:51 PM |
| contract-lionheart | $50.00 | 10/22/2012 9:47:24 AM |
| banker34 | $25.00 | 10/22/2012 3:14:18 PM |
| Tensleep | $43.57 | 10/22/2012 10:33:03 AM |
| Benny-factor | $750.00 | 10/22/2012 3:58:52 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:52:58 PM |
| money-baron | $100.00 | 10/22/2012 7:11:15 PM |
| klippies | $25.00 | 10/22/2012 6:14:07 PM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:03:47 AM |
| cardminger | $25.00 | 10/23/2012 9:07:15 AM |
| truth-oath1 | $25.00 | 10/23/2012 12:32:17 PM |
| dollar-javelin | $50.00 | 10/23/2012 12:38:26 PM |
| Weaverville | $25.00 | 10/23/2012 2:07:51 PM |
| the-credit-maker | $100.00 | 10/23/2012 5:12:32 PM |
| impala6464 | $27.09 | 10/23/2012 9:16:51 PM |
| dudebrah | $25.00 | 10/24/2012 12:16:29 AM |
| co98senior | $25.00 | 10/24/2012 4:41:08 AM |
| credit-commander1 | $25.00 | 10/24/2012 9:29:23 AM |
| gain-expert | $34.00 | 10/24/2012 3:40:46 PM |
| wildanne | $50.00 | 10/24/2012 6:26:09 PM |
| impartial-bill2 | $35.00 | 10/24/2012 10:05:38 PM |
| DRS | $25.00 | 10/25/2012 4:35:30 AM |
| tomdooley12520 | $25.00 | 10/25/2012 7:08:58 AM |
| Hypnotik-Holdings | $25.00 | 10/25/2012 9:47:46 AM |
| value-wind0 | $50.00 | 10/25/2012 7:43:04 AM |
| Hypnotik-Holdings | $26.72 | 10/25/2012 9:41:09 AM |
| CA-Lender | $25.00 | 10/25/2012 10:36:47 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
657148
This series of Notes was issued and sold upon the funding of the borrower loan #76702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $143.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1973 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
22 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,295 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-obedient-gold |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,419.00
Monthly expenses: $1,500.00
Housing: $1,065.00
Insurance: $937.00 year
Car expenses: $254.10 Monthly
Utilities: $200.00
Phone, cable, internet: $$300.00
Food, entertainment: $ 200.00
Clothing, household expenses: $400.00
Credit cards and other loans: $800.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 10/19/2012 5:18:42 PM |
| Interest2thePeople | $100.00 | 10/19/2012 5:05:27 PM |
| thrilling-fund427 | $50.00 | 10/19/2012 5:09:39 PM |
| ethical-truth211 | $300.00 | 10/19/2012 5:39:38 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:22 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:17:52 PM |
| asset-portait013 | $100.00 | 10/19/2012 5:23:54 PM |
| bellaquito | $500.00 | 10/19/2012 6:21:27 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:38 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:54 PM |
| bold-gold-pilot | $48.00 | 10/19/2012 8:08:03 PM |
| friendly-yield187 | $25.00 | 10/19/2012 8:12:01 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:37:31 PM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:34 AM |
| adam_rodgers | $25.00 | 10/20/2012 12:47:01 PM |
| wizardii | $25.00 | 10/20/2012 12:37:07 PM |
| EBITDA | $25.00 | 10/20/2012 1:26:45 PM |
| cordial-affluence2 | $25.00 | 10/20/2012 2:14:27 PM |
| Engineer44 | $30.00 | 10/21/2012 2:51:26 AM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:32 PM |
| BigBag | $25.00 | 10/20/2012 5:36:36 PM |
| organic-duty4 | $100.00 | 10/21/2012 12:24:34 PM |
| power-bluebird2 | $25.00 | 10/21/2012 4:52:35 AM |
| bonafide-yield351 | $25.00 | 10/21/2012 7:54:56 AM |
| Lubava | $25.00 | 10/21/2012 9:48:14 AM |
| compatible-deal9 | $25.00 | 10/21/2012 10:44:09 AM |
| lovely-order7 | $25.00 | 10/21/2012 11:08:57 AM |
| kulender | $100.00 | 10/21/2012 2:37:37 PM |
| point | $50.00 | 10/21/2012 12:19:54 PM |
| drkosh | $12.29 | 10/21/2012 3:14:48 PM |
| money-bauble | $100.00 | 10/19/2012 5:12:20 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:26 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:55 PM |
| bewitching-dollar5 | $100.00 | 10/19/2012 5:23:36 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:03 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:30 PM |
| Dubbs360 | $200.00 | 10/19/2012 5:45:34 PM |
| octoberfresh | $25.00 | 10/19/2012 5:35:19 PM |
| money-baron | $100.00 | 10/19/2012 7:08:37 PM |
| MyPFBlog | $25.00 | 10/19/2012 7:18:04 PM |
| gold-sushi | $25.00 | 10/19/2012 5:56:05 PM |
| BankofRon_IRA | $100.00 | 10/19/2012 6:33:24 PM |
| paxnj | $25.00 | 10/19/2012 6:57:52 PM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 8:22:50 PM |
| adamdroker | $25.00 | 10/20/2012 9:16:04 AM |
| mercuriant | $25.00 | 10/20/2012 12:03:47 PM |
| tech310 | $50.00 | 10/20/2012 12:33:45 PM |
| wwwUniversal | $25.00 | 10/20/2012 1:16:40 PM |
| credit-pudding855 | $50.00 | 10/20/2012 4:26:57 PM |
| P2P_Investor | $1,000.00 | 10/20/2012 1:29:39 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:04 PM |
| yield-seeker | $25.00 | 10/20/2012 6:26:17 PM |
| jetavana | $25.00 | 10/20/2012 1:41:49 PM |
| transparency-universe8 | $25.00 | 10/20/2012 2:12:26 PM |
| newest-phenomenal-dinero | $75.00 | 10/20/2012 3:43:14 PM |
| fundenstein | $25.00 | 10/21/2012 11:13:30 AM |
| dough-hammock | $25.00 | 10/20/2012 2:40:24 PM |
| Christus_Victor | $42.62 | 10/20/2012 2:55:04 PM |
| principal-star | $25.00 | 10/20/2012 3:19:41 PM |
| sensible-order2 | $100.00 | 10/21/2012 9:06:16 AM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 7:56:10 AM |
| loyalty-czar | $67.09 | 10/21/2012 12:23:24 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
657150
This series of Notes was issued and sold upon the funding of the borrower loan #76766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $83.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,393 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generosity-alert4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation: receving ssi 2400 monthly
I am a good candidate for this loan because...i can pay off the loan early
Monthly net income: $2400
Monthly expenses: $
Housing: $600.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/20/2012 12:32:39 PM |
| alexander-hamilton | $50.00 | 10/20/2012 1:50:44 PM |
| handy-justice | $50.00 | 10/20/2012 12:05:22 PM |
| BankofRon_IRA | $100.00 | 10/20/2012 12:30:17 PM |
| power-chihuahua | $25.00 | 10/20/2012 12:26:21 PM |
| Danjack_Capital | $25.00 | 10/20/2012 12:26:41 PM |
| open-minded-p2p1 | $25.00 | 10/20/2012 12:34:18 PM |
| roux | $25.00 | 10/20/2012 2:06:18 PM |
| Evolver | $32.00 | 10/20/2012 2:09:00 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:50 PM |
| Dubbs360 | $200.00 | 10/20/2012 2:25:27 PM |
| community-burrito9 | $45.00 | 10/20/2012 2:27:58 PM |
| jybank | $50.00 | 10/20/2012 3:34:33 PM |
| authoritative-capital | $50.00 | 10/20/2012 12:13:14 PM |
| etraboulay | $50.00 | 10/20/2012 12:21:45 PM |
| nonattender | $25.00 | 10/20/2012 12:09:30 PM |
| ethical-truth211 | $200.00 | 10/20/2012 12:18:04 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:36 PM |
| gotjack-IRA | $25.02 | 10/20/2012 1:23:46 PM |
| careful-vigilance4 | $25.00 | 10/20/2012 1:37:20 PM |
| well-rounded-payout0 | $50.00 | 10/20/2012 2:01:08 PM |
| _NaLNaBB | $100.00 | 10/20/2012 3:28:20 PM |
| booOST | $22.98 | 10/20/2012 4:11:13 PM |
| bellaquito | $500.00 | 10/20/2012 2:31:28 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
657184
This series of Notes was issued and sold upon the funding of the borrower loan #76560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $196.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,909 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thrilling-loyalty6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 76% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 4
( 24% )
| 740-759
(Apr-2012)
720-739
(Mar-2011)
|
|
Principal balance:
| $3,406.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
Refinance existing higher interest debt with GE capital.
My financial situation:
I am a good candidate for this loan because high income, steady employment situation, strong track record with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $30.14 | 10/19/2012 5:02:42 PM |
| note-lesson7 | $100.00 | 10/19/2012 5:08:06 PM |
| fund-cypress910 | $25.00 | 10/19/2012 5:10:36 PM |
| oracle3 | $50.00 | 10/19/2012 5:19:03 PM |
| CreditBuilder2 | $25.01 | 10/19/2012 5:33:00 PM |
| compassion-twister2 | $100.00 | 10/19/2012 5:15:16 PM |
| green-discrete-rupee | $50.00 | 10/19/2012 5:50:53 PM |
| nickel-ferret | $25.00 | 10/19/2012 5:28:17 PM |
| shaps | $50.00 | 10/19/2012 5:32:22 PM |
| intuitive-benefit3 | $100.00 | 10/19/2012 5:44:25 PM |
| entertaining-revenue4 | $50.00 | 10/19/2012 6:14:11 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:22 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:53 PM |
| boylezz | $25.00 | 10/19/2012 5:42:04 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:56 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:49 PM |
| vines99 | $25.00 | 10/19/2012 10:20:20 PM |
| Vegasjim | $25.00 | 10/19/2012 6:25:35 PM |
| lionheart722 | $25.00 | 10/20/2012 5:19:20 AM |
| FortuneFund | $200.00 | 10/19/2012 6:06:42 PM |
| bold-gold-pilot | $50.00 | 10/19/2012 8:08:03 PM |
| kind-durability-battalion | $75.00 | 10/20/2012 10:04:59 AM |
| Win_With_P2P | $100.00 | 10/20/2012 6:17:39 AM |
| silver-breeze3 | $35.00 | 10/20/2012 10:26:26 AM |
| market-maple | $50.00 | 10/20/2012 7:50:07 AM |
| new-marketplace-lyrics | $25.00 | 10/20/2012 5:34:28 AM |
| awesome-generosity4 | $50.00 | 10/20/2012 6:18:00 AM |
| invincible-wampum3 | $50.00 | 10/20/2012 9:28:11 AM |
| courageous-felicity090 | $25.00 | 10/20/2012 11:57:35 AM |
| DrNano | $50.00 | 10/20/2012 11:58:07 AM |
| Jassi | $25.00 | 10/20/2012 12:48:37 PM |
| green28 | $50.00 | 10/20/2012 12:14:56 PM |
| AFairDeal | $25.00 | 10/20/2012 12:16:15 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:30 PM |
| heroic-payout9 | $25.00 | 10/20/2012 12:23:24 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:43 PM |
| Hawaiibynight | $25.00 | 10/20/2012 12:43:54 PM |
| commerce-gargantuan2 | $50.00 | 10/20/2012 12:36:41 PM |
| Investoman | $25.00 | 10/20/2012 1:27:13 PM |
| continental2 | $87.63 | 10/20/2012 2:37:47 PM |
| dough-hammock | $25.00 | 10/20/2012 2:40:24 PM |
| thrifty-transaction578 | $25.00 | 10/20/2012 1:36:16 PM |
| matthewrburk | $55.59 | 10/20/2012 4:21:49 PM |
| charming-exchange7 | $25.00 | 10/20/2012 1:53:55 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:45 PM |
| unbeatable-integrity822 | $35.96 | 10/20/2012 6:38:33 PM |
| Johnab | $25.00 | 10/20/2012 7:21:56 PM |
| be_wise | $25.00 | 10/20/2012 7:48:37 PM |
| kayakbleu | $25.00 | 10/20/2012 8:53:17 PM |
| worth-game-changer8 | $25.00 | 10/20/2012 1:46:25 PM |
| gjm6d | $25.00 | 10/20/2012 1:48:24 PM |
| rokman | $70.00 | 10/20/2012 3:06:10 PM |
| bonafide-economy | $25.00 | 10/20/2012 6:53:27 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:32 PM |
| Sixmil | $100.00 | 10/20/2012 8:30:23 PM |
| natural-greenback6 | $25.00 | 10/20/2012 9:01:31 PM |
| pious-benjamins1 | $44.00 | 10/21/2012 12:04:58 AM |
| starapple | $25.00 | 10/21/2012 12:05:16 AM |
| smallbizrule | $25.00 | 10/20/2012 4:41:10 PM |
| first-unequivocal-deal | $50.00 | 10/20/2012 4:50:04 PM |
| Saint2 | $90.00 | 10/21/2012 7:23:44 AM |
| logical-moola4 | $50.00 | 10/20/2012 5:38:12 PM |
| Cawse | $25.00 | 10/21/2012 8:16:36 AM |
| spiff666 | $66.69 | 10/21/2012 8:20:54 AM |
| dynamic-contract944 | $25.00 | 10/21/2012 8:41:45 AM |
| killdare | $25.00 | 10/20/2012 7:07:43 PM |
| Gobsek | $25.00 | 10/20/2012 7:52:47 PM |
| True_Believer | $53.79 | 10/20/2012 10:35:45 PM |
| liberty-point | $63.35 | 10/21/2012 10:19:28 AM |
| Ravyn | $25.00 | 10/21/2012 10:37:15 AM |
| igniter584 | $75.00 | 10/21/2012 10:39:12 AM |
| finance-piccolo8 | $30.46 | 10/21/2012 10:49:09 AM |
| JRhino | $25.00 | 10/21/2012 7:12:10 AM |
| whitegold24k | $150.00 | 10/21/2012 9:03:15 AM |
| IPlayOutsideTheBox | $25.00 | 10/21/2012 9:58:14 AM |
| 08bob | $25.00 | 10/21/2012 10:22:50 AM |
| repayment-chihuahua3 | $25.00 | 10/19/2012 5:34:21 PM |
| FortuneFundII | $200.00 | 10/19/2012 5:09:33 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:16:32 PM |
| community-burrito9 | $35.00 | 10/19/2012 5:06:00 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:24:27 PM |
| vigorous-payment6 | $25.00 | 10/19/2012 5:55:01 PM |
| bazaar-tulip | $25.00 | 10/19/2012 5:18:42 PM |
| prudent-dough458 | $25.00 | 10/19/2012 6:23:38 PM |
| a-finance-nirvana | $25.00 | 10/19/2012 5:32:12 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:54 PM |
| credible-responsibility022 | $25.00 | 10/19/2012 5:59:13 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:41 PM |
| indomitable-coin | $25.00 | 10/19/2012 5:47:36 PM |
| etraboulay | $50.00 | 10/19/2012 6:09:03 PM |
| community-seahorse0 | $25.00 | 10/19/2012 5:58:40 PM |
| obedient-payout0 | $25.00 | 10/19/2012 6:31:27 PM |
| kfrench | $75.00 | 10/19/2012 6:31:49 PM |
| E_G | $50.00 | 10/19/2012 6:12:46 PM |
| toblerone | $25.00 | 10/19/2012 6:59:06 PM |
| Syzygy | $25.00 | 10/20/2012 12:18:27 PM |
| youqianderen | $79.00 | 10/20/2012 7:58:12 AM |
| impartial-deal | $25.00 | 10/20/2012 12:20:51 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:49 PM |
| SecondChanceLendingSERV | $25.00 | 10/20/2012 9:42:30 AM |
| justreturns | $25.00 | 10/20/2012 12:43:50 PM |
| Tradesmanlender | $25.00 | 10/20/2012 12:53:11 PM |
| skuba | $50.00 | 10/20/2012 12:47:42 PM |
| exact-greenback1 | $82.00 | 10/20/2012 1:25:20 PM |
| damage | $25.00 | 10/20/2012 1:18:35 PM |
| p2p-paradise | $25.00 | 10/20/2012 1:06:30 PM |
| ivy-league-MBA | $25.00 | 10/20/2012 2:11:48 PM |
| CaptainBL | $25.00 | 10/20/2012 1:30:12 PM |
| radforj22 | $25.00 | 10/20/2012 3:13:22 PM |
| robot777 | $36.00 | 10/20/2012 1:22:51 PM |
| top-unforgettable-income | $25.00 | 10/20/2012 1:32:30 PM |
| sc5 | $25.00 | 10/20/2012 5:43:48 PM |
| Ripsaw4U | $50.00 | 10/20/2012 1:40:07 PM |
| enchanted-truth264 | $25.00 | 10/20/2012 9:23:13 PM |
| subtle-leverage4 | $25.00 | 10/20/2012 1:52:43 PM |
| compatible-deal9 | $50.00 | 10/21/2012 10:34:40 AM |
| Badgworth | $58.38 | 10/20/2012 5:04:34 PM |
| nvhm | $50.00 | 10/20/2012 8:32:39 PM |
| Blucruz | $100.00 | 10/20/2012 4:43:07 PM |
| auxilliary2000 | $25.00 | 10/21/2012 8:35:44 AM |
| bullet-shark | $25.00 | 10/21/2012 9:24:06 AM |
| affluence-promise | $25.00 | 10/20/2012 7:38:51 PM |
| Nazbuster | $100.00 | 10/20/2012 10:26:10 PM |
| autonomous-finance4 | $25.00 | 10/21/2012 8:19:25 AM |
| boots682 | $25.00 | 10/21/2012 10:11:50 AM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
657208
This series of Notes was issued and sold upon the funding of the borrower loan #76407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-20-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $212.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,523 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-triumph0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2011)
|
|
Principal balance:
| $3,013.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6860
Monthly expenses: $
Housing: $1343
Insurance: $ 212
Car expenses: $367
Utilities: $410
Phone, cable, internet: $378
Food, entertainment: $100
Clothing, household expenses: $2
Credit cards and other loans: $420
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 10/19/2012 5:01:19 PM |
| TheSituation | $25.00 | 10/19/2012 5:04:02 PM |
| vutah | $35.00 | 10/19/2012 5:05:10 PM |
| DevinHill | $25.00 | 10/19/2012 5:23:58 PM |
| gentle-generosity822 | $25.00 | 10/19/2012 5:05:02 PM |
| zipemdown | $25.00 | 10/19/2012 5:05:23 PM |
| justreturns | $25.00 | 10/19/2012 5:27:48 PM |
| community-burrito9 | $35.00 | 10/19/2012 5:05:37 PM |
| spark548 | $100.00 | 10/19/2012 5:09:13 PM |
| cr8on | $75.00 | 10/19/2012 5:38:24 PM |
| etraboulay | $50.00 | 10/19/2012 5:03:53 PM |
| musegaze | $50.00 | 10/19/2012 5:42:55 PM |
| DasMula | $25.00 | 10/19/2012 5:10:21 PM |
| thrifty-capital | $25.00 | 10/19/2012 5:11:05 PM |
| pierrelasvegas | $25.00 | 10/19/2012 5:25:44 PM |
| us957165 | $25.00 | 10/19/2012 5:12:25 PM |
| gold-sushi | $25.00 | 10/19/2012 5:56:06 PM |
| enchanted-note14 | $25.00 | 10/19/2012 5:16:19 PM |
| majestic-note6 | $200.00 | 10/19/2012 5:34:31 PM |
| amlu1988 | $25.00 | 10/19/2012 6:04:43 PM |
| the-silver-blaster | $50.00 | 10/19/2012 5:39:41 PM |
| AF-Chief | $25.00 | 10/19/2012 5:26:47 PM |
| compounding21 | $25.00 | 10/19/2012 5:48:02 PM |
| commerce-viking1 | $50.00 | 10/19/2012 5:50:21 PM |
| open-minded-p2p1 | $25.00 | 10/19/2012 6:26:17 PM |
| favorite-commerce | $50.00 | 10/19/2012 5:34:21 PM |
| treasure-medalist0 | $25.00 | 10/19/2012 5:54:47 PM |
| well-rounded-dinero | $25.00 | 10/19/2012 6:43:58 PM |
| moola-accelerator6 | $40.00 | 10/19/2012 6:44:34 PM |
| Laissez-faire | $50.00 | 10/19/2012 6:49:54 PM |
| admirable-return6 | $50.00 | 10/19/2012 5:41:26 PM |
| Peleadona | $25.00 | 10/19/2012 5:41:27 PM |
| Jalebi | $25.00 | 10/19/2012 6:03:17 PM |
| supreme-treasure8 | $100.00 | 10/19/2012 5:48:38 PM |
| sensible-fund | $25.00 | 10/19/2012 6:09:02 PM |
| witty-openness | $25.00 | 10/19/2012 6:10:47 PM |
| toblerone | $25.00 | 10/19/2012 6:16:39 PM |
| spirit07a | $100.00 | 10/19/2012 5:56:53 PM |
| kila-designer | $150.00 | 10/19/2012 5:57:12 PM |
| rockhound84 | $25.00 | 10/20/2012 6:03:21 AM |
| hardatwork1 | $25.00 | 10/20/2012 6:13:25 AM |
| well-mannered-income3 | $30.00 | 10/19/2012 7:57:22 PM |
| persistent-dinero953 | $25.00 | 10/19/2012 6:24:54 PM |
| papaloha | $44.00 | 10/19/2012 8:23:04 PM |
| janeybooboo | $100.00 | 10/19/2012 9:23:03 PM |
| fund-explorer4 | $100.00 | 10/19/2012 6:42:13 PM |
| transparency-position | $108.00 | 10/19/2012 7:17:04 PM |
| trade-goblin9 | $25.00 | 10/19/2012 7:43:27 PM |
| travels536 | $25.00 | 10/20/2012 6:44:09 AM |
| redrose1518 | $25.00 | 10/19/2012 8:12:01 PM |
| visionary-dedication5 | $25.00 | 10/20/2012 2:21:08 AM |
| melodious-openness | $200.00 | 10/20/2012 6:21:32 AM |
| bid-stockpiler1 | $87.89 | 10/20/2012 7:02:48 AM |
| MoneyForNothing | $25.16 | 10/19/2012 5:06:11 PM |
| Zorro_970 | $100.00 | 10/19/2012 5:19:40 PM |
| jwesleym | $25.00 | 10/19/2012 5:02:12 PM |
| LendSoHardUniversity | $125.04 | 10/19/2012 5:23:10 PM |
| handy-justice | $50.00 | 10/19/2012 5:07:10 PM |
| 52digital | $75.00 | 10/19/2012 5:32:07 PM |
| sweety075 | $25.00 | 10/19/2012 5:07:52 PM |
| Ballybay | $100.00 | 10/19/2012 5:38:06 PM |
| green-trade-dolphin | $40.02 | 10/19/2012 5:02:56 PM |
| wonderous-principal083 | $25.00 | 10/19/2012 5:41:41 PM |
| dukeiyer | $25.00 | 10/19/2012 5:06:29 PM |
| green-discrete-rupee | $50.00 | 10/19/2012 5:50:53 PM |
| miked8303 | $50.00 | 10/19/2012 5:24:06 PM |
| Vector | $25.00 | 10/19/2012 5:24:23 PM |
| special-dinero553 | $25.00 | 10/19/2012 5:25:11 PM |
| shaps | $50.00 | 10/19/2012 5:33:05 PM |
| dime-mandolin9 | $50.00 | 10/19/2012 5:18:06 PM |
| XP | $34.00 | 10/19/2012 5:44:18 PM |
| euro-speaker8 | $250.00 | 10/19/2012 5:52:23 PM |
| JeremyLinFan | $50.00 | 10/19/2012 5:37:43 PM |
| liberty-tostada7 | $25.00 | 10/19/2012 6:56:26 PM |
| Investor_DP | $200.00 | 10/19/2012 6:05:56 PM |
| Bank42 | $25.00 | 10/19/2012 6:11:14 PM |
| first-pragmatic-power | $25.00 | 10/19/2012 6:21:11 PM |
| RGlad | $100.00 | 10/19/2012 10:29:48 PM |
| matthewa | $25.00 | 10/19/2012 10:56:19 PM |
| Kennfusion | $50.00 | 10/20/2012 4:30:52 AM |
| shawnw2 | $325.00 | 10/19/2012 6:05:09 PM |
| Zoomzoom22 | $103.09 | 10/20/2012 4:57:52 AM |
| EL_Papin | $25.00 | 10/19/2012 6:41:43 PM |
| proud-gold9 | $25.00 | 10/19/2012 6:45:40 PM |
| market-cougar3 | $50.00 | 10/19/2012 6:11:50 PM |
| tomdooley12520 | $25.00 | 10/20/2012 6:36:36 AM |
| thankful-nickel2 | $25.00 | 10/19/2012 8:02:04 PM |
| Theofficer_roth_ira | $46.70 | 10/19/2012 8:37:05 PM |
| respectful-dough429 | $25.00 | 10/19/2012 6:38:30 PM |
| vines99 | $25.00 | 10/19/2012 10:20:26 PM |
| first-serene-credit | $25.00 | 10/19/2012 10:30:48 PM |
| commerce-venture1 | $25.10 | 10/20/2012 4:09:58 AM |
| Dubbs360 | $200.00 | 10/19/2012 7:08:47 PM |
| Zoomzoom22 | $100.00 | 10/20/2012 4:57:37 AM |
| blue-dollar-viking | $50.00 | 10/20/2012 6:48:14 AM |
| reward-excellency1 | $25.00 | 10/19/2012 8:47:41 PM |
| larryboy10 | $25.00 | 10/20/2012 2:54:07 AM |
| Petiza | $26.00 | 10/20/2012 5:21:39 AM |
| principal-laser | $45.00 | 10/20/2012 6:45:24 AM |
| repayment-uprising | $25.00 | 10/20/2012 7:01:09 AM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
657270
This series of Notes was issued and sold upon the funding of the borrower loan #76563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $505.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,296 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orderly-loan8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Free
Purpose of loan:
This loan will be used to...Consolidate my remaining debt
My financial situation:
I am a good candidate for this loan because...my employment is stable and my income is sufficient to pay this off in less than 3 years,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intuitive-benefit3 | $100.00 | 10/20/2012 12:20:43 PM |
| bazaar-tulip | $25.00 | 10/20/2012 12:02:54 PM |
| compoundinterest | $25.00 | 10/20/2012 12:06:52 PM |
| the-magnificent-loan | $100.00 | 10/20/2012 12:21:31 PM |
| LaGrangeLender | $60.00 | 10/20/2012 12:25:42 PM |
| credit-birch | $60.00 | 10/20/2012 12:33:44 PM |
| repayment-chihuahua3 | $25.00 | 10/20/2012 1:16:47 PM |
| girlwithglasses | $50.00 | 10/20/2012 12:43:45 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:12 PM |
| moneybags16 | $25.00 | 10/20/2012 1:53:35 PM |
| CreditBuilder2 | $25.01 | 10/20/2012 1:09:14 PM |
| BigBag | $25.00 | 10/20/2012 5:34:30 PM |
| sam-dog-dew | $25.00 | 10/20/2012 7:16:59 PM |
| friedokra | $25.00 | 10/20/2012 2:38:43 PM |
| Vegasjim | $25.00 | 10/20/2012 1:56:59 PM |
| SeekingAlpha | $26.00 | 10/21/2012 8:00:11 AM |
| auxilliary2000 | $25.00 | 10/21/2012 8:37:11 AM |
| SpreadsheetSolutions | $25.00 | 10/21/2012 8:41:17 AM |
| greenback-loyalist8 | $25.00 | 10/20/2012 4:06:03 PM |
| labate | $25.00 | 10/21/2012 10:01:18 AM |
| fairness-symphony2 | $50.00 | 10/20/2012 4:17:21 PM |
| marwadi-62 | $200.00 | 10/20/2012 2:54:59 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:51 PM |
| brondero | $75.00 | 10/20/2012 10:47:44 PM |
| Badgworth | $50.00 | 10/20/2012 4:25:06 PM |
| Lender_1972 | $25.00 | 10/20/2012 4:29:33 PM |
| chicagoprosper | $50.00 | 10/21/2012 9:07:16 AM |
| peaceful-farmer | $25.00 | 10/20/2012 7:42:59 PM |
| igniter584 | $100.00 | 10/21/2012 10:39:40 AM |
| radforj22 | $25.00 | 10/21/2012 1:50:45 AM |
| ethical-truth211 | $200.00 | 10/21/2012 11:06:06 AM |
| petsheep | $25.00 | 10/21/2012 11:37:36 AM |
| moola-accelerator6 | $40.00 | 10/21/2012 1:29:44 PM |
| autonomous-finance4 | $25.00 | 10/21/2012 8:24:57 AM |
| Firescreek | $25.00 | 10/21/2012 4:06:55 PM |
| gokart83 | $100.00 | 10/21/2012 5:47:56 PM |
| JpNetInvestments | $100.00 | 10/21/2012 1:03:41 PM |
| versatile-return3 | $100.00 | 10/21/2012 9:28:49 PM |
| seabass123 | $25.00 | 10/21/2012 2:25:53 PM |
| Pressure_Drop | $25.00 | 10/21/2012 2:47:04 PM |
| williamgates | $25.00 | 10/21/2012 6:50:21 PM |
| cunning-truth6 | $44.81 | 10/21/2012 7:37:47 PM |
| benjamins-wasp | $100.00 | 10/21/2012 7:43:33 PM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:36 AM |
| wise-virtuous-vigilance | $47.00 | 10/22/2012 9:25:14 AM |
| mystical-kindness2 | $25.00 | 10/22/2012 9:26:02 AM |
| treasure-hunter270 | $50.00 | 10/22/2012 7:42:04 AM |
| compassionate-dedication6 | $32.84 | 10/22/2012 7:50:00 AM |
| windguy | $50.00 | 10/22/2012 9:30:19 AM |
| p2ploan-starfish838 | $50.00 | 10/22/2012 7:22:43 AM |
| DCinDC | $100.00 | 10/22/2012 8:17:29 AM |
| DaveTheWave | $25.00 | 10/22/2012 8:54:29 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:00 AM |
| MissionMicroFinance | $25.00 | 10/22/2012 9:10:39 AM |
| youthful-peace4 | $25.00 | 10/22/2012 9:15:15 AM |
| hope-candy1 | $50.00 | 10/22/2012 10:31:06 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:44 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:16 AM |
| nickel-ferret | $25.00 | 10/22/2012 9:24:18 AM |
| Mid-Ocean | $25.00 | 10/22/2012 1:54:18 PM |
| designer_10 | $25.00 | 10/22/2012 9:48:05 AM |
| A4 | $25.00 | 10/22/2012 4:03:11 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:50 PM |
| cordial-listing | $25.00 | 10/22/2012 11:14:20 AM |
| Benny-factor | $1,500.00 | 10/22/2012 3:58:02 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:39 PM |
| hitsman | $25.00 | 10/22/2012 5:32:48 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:01 PM |
| skuba | $25.00 | 10/22/2012 6:04:36 PM |
| rate-optimizer0 | $25.00 | 10/22/2012 6:31:47 PM |
| mistering | $50.00 | 10/22/2012 6:18:00 PM |
| thoughtful-p2ploan0 | $27.66 | 10/23/2012 5:07:39 AM |
| AldiHoldings | $50.00 | 10/22/2012 10:02:13 PM |
| shrewd-gain7 | $25.00 | 10/22/2012 11:28:54 PM |
| Cash4U2also | $25.00 | 10/23/2012 1:46:44 AM |
| Astyanax | $25.00 | 10/23/2012 4:37:37 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:46 AM |
| yzerizef | $30.00 | 10/23/2012 4:45:16 AM |
| MonopolyDred | $25.00 | 10/23/2012 4:50:58 AM |
| leverage-dolphin | $25.00 | 10/23/2012 5:31:49 AM |
| punctual-fund | $25.00 | 10/23/2012 5:50:56 AM |
| msd71258 | $30.73 | 10/23/2012 7:34:36 AM |
| purposeful-durability8 | $100.00 | 10/23/2012 9:00:59 AM |
| j2ee | $30.00 | 10/23/2012 9:09:46 AM |
| liberty-viola | $30.00 | 10/23/2012 9:16:39 AM |
| currency-persimmon | $35.00 | 10/23/2012 9:21:31 AM |
| Arvicco | $400.00 | 10/23/2012 9:25:11 AM |
| FunnelMan | $25.00 | 10/23/2012 10:16:36 AM |
| lostontheedge | $25.00 | 10/23/2012 10:18:37 AM |
| blue-kindness-conga | $25.00 | 10/23/2012 10:18:55 AM |
| cash-strawberry3 | $25.00 | 10/23/2012 10:43:02 AM |
| Wu_Minghua | $25.00 | 10/23/2012 10:44:29 AM |
| kind-payment-viking3 | $100.00 | 10/23/2012 9:48:19 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:54:16 AM |
| impeccable-community589808 | $100.00 | 10/23/2012 10:11:17 AM |
| Investoman | $25.00 | 10/23/2012 10:10:39 AM |
| balance-renewal3 | $25.00 | 10/23/2012 10:12:58 AM |
| currency-fan9 | $50.00 | 10/23/2012 12:05:55 PM |
| mlbox3k | $25.00 | 10/23/2012 10:20:24 AM |
| JGENERAL | $25.00 | 10/23/2012 12:11:48 PM |
| ralph44 | $50.00 | 10/23/2012 10:59:56 AM |
| dinero-launcher | $26.00 | 10/23/2012 11:18:40 AM |
| lulasky63 | $50.00 | 10/23/2012 12:12:06 PM |
| hybridatl | $25.00 | 10/23/2012 12:12:57 PM |
| irishalaskan | $25.00 | 10/23/2012 12:13:26 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:38 PM |
| green28 | $50.00 | 10/20/2012 12:14:57 PM |
| hardatwork1 | $25.00 | 10/20/2012 12:43:59 PM |
| loot-heart | $25.00 | 10/20/2012 12:44:23 PM |
| indomitable-coin | $25.00 | 10/20/2012 12:23:21 PM |
| penny-finder | $37.29 | 10/20/2012 12:12:58 PM |
| ethical-truth211 | $300.00 | 10/20/2012 12:13:57 PM |
| Investor_DP | $200.00 | 10/20/2012 12:20:05 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:38 PM |
| E_G | $50.00 | 10/20/2012 12:47:07 PM |
| vigorous-payment6 | $25.00 | 10/20/2012 12:59:28 PM |
| etraboulay | $50.00 | 10/20/2012 1:37:50 PM |
| oracle3 | $50.00 | 10/20/2012 1:40:04 PM |
| DoctorJoe | $25.00 | 10/20/2012 1:51:55 PM |
| digitalhound | $138.24 | 10/20/2012 6:49:06 PM |
| Slapshot | $25.00 | 10/20/2012 2:04:13 PM |
| 1traveler | $50.00 | 10/20/2012 7:43:03 PM |
| Sixmil | $100.00 | 10/20/2012 8:31:31 PM |
| FortuneFundII | $200.00 | 10/20/2012 1:56:36 PM |
| BeanCownter | $25.84 | 10/21/2012 6:56:45 AM |
| LaBamba | $100.00 | 10/21/2012 7:51:56 AM |
| sensible-order2 | $100.00 | 10/21/2012 9:07:25 AM |
| 08bob | $25.00 | 10/21/2012 10:29:31 AM |
| bellaquito | $500.00 | 10/20/2012 2:39:20 PM |
| leverage-dolphin | $25.00 | 10/21/2012 11:59:26 AM |
| FinanceFrazier | $200.00 | 10/20/2012 5:56:22 PM |
| first-serene-credit | $25.00 | 10/20/2012 11:24:01 PM |
| thrifty-exchange7 | $25.00 | 10/20/2012 5:39:47 PM |
| maclove10 | $25.00 | 10/21/2012 8:42:58 AM |
| chac | $100.00 | 10/21/2012 9:35:10 AM |
| Joyflyer | $100.00 | 10/21/2012 2:05:09 PM |
| compatible-deal9 | $50.00 | 10/21/2012 10:40:17 AM |
| Lender3G | $41.25 | 10/21/2012 4:29:46 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:19:47 PM |
| antlr | $25.00 | 10/21/2012 9:48:52 PM |
| cimbaman | $59.57 | 10/22/2012 4:19:54 AM |
| social-zebra | $30.00 | 10/21/2012 4:18:53 PM |
| fund-widget | $50.00 | 10/21/2012 6:55:24 PM |
| unbeatable-credit1 | $50.00 | 10/21/2012 8:55:50 PM |
| Cronos | $100.00 | 10/21/2012 10:58:46 PM |
| balance316 | $26.00 | 10/22/2012 6:50:22 AM |
| treasure-bliss | $50.00 | 10/22/2012 7:38:26 AM |
| LuckyMacFunding | $25.00 | 10/22/2012 8:24:21 AM |
| brightest-gain-investor | $1,000.00 | 10/22/2012 8:29:36 AM |
| ingenious-diversification | $36.35 | 10/22/2012 8:33:49 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:12:41 AM |
| bill-expert | $29.00 | 10/22/2012 9:10:47 AM |
| shaps | $50.00 | 10/22/2012 9:27:05 AM |
| pdub | $750.00 | 10/22/2012 12:57:11 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:10 AM |
| income-buffalo1 | $71.04 | 10/22/2012 4:04:35 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 4:49:31 PM |
| red-penny-philosopher | $25.00 | 10/22/2012 10:23:51 AM |
| listing-enlightenment1 | $100.00 | 10/22/2012 11:22:18 AM |
| a-reasonable-return | $25.00 | 10/22/2012 11:44:12 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:04 AM |
| organized-dedication9 | $75.00 | 10/22/2012 12:26:00 PM |
| misit | $25.00 | 10/22/2012 12:18:58 PM |
| terryaj | $25.00 | 10/22/2012 12:41:57 PM |
| zassociate | $200.00 | 10/22/2012 5:11:10 PM |
| biofred | $25.00 | 10/22/2012 1:58:18 PM |
| dmk2006 | $25.00 | 10/22/2012 4:24:14 PM |
| Leshan | $100.00 | 10/22/2012 5:10:21 PM |
| New-Brunswick-Investor | $25.00 | 10/22/2012 5:44:49 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:55 PM |
| listing-reformation8 | $25.00 | 10/22/2012 5:58:12 PM |
| prudent-bid3 | $25.00 | 10/22/2012 6:12:38 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:29:42 PM |
| blue-entertaining-dinero | $25.00 | 10/23/2012 5:28:51 AM |
| awesome-generosity4 | $25.00 | 10/23/2012 5:41:05 AM |
| just-loyalty643 | $50.00 | 10/22/2012 7:32:53 PM |
| openness-outpost7 | $50.00 | 10/22/2012 8:01:01 PM |
| Darts | $50.00 | 10/23/2012 8:45:07 AM |
| rootcanaler | $50.00 | 10/22/2012 10:06:39 PM |
| ltlsprite3 | $110.00 | 10/23/2012 8:47:46 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:08 AM |
| ksubd | $50.00 | 10/22/2012 10:36:14 PM |
| Smallbear | $25.00 | 10/23/2012 6:36:39 AM |
| economy-popcorn | $25.00 | 10/23/2012 6:49:59 AM |
| friendinmoney | $25.00 | 10/23/2012 8:10:16 AM |
| SecondChanceLendingSERV | $27.21 | 10/23/2012 8:14:35 AM |
| LeReve | $219.00 | 10/23/2012 9:25:31 AM |
| dough-souffle | $25.00 | 10/23/2012 9:55:14 AM |
| klend4 | $25.00 | 10/23/2012 9:38:42 AM |
| asset-reaction | $26.41 | 10/23/2012 9:40:46 AM |
| entertaining-rate9 | $25.00 | 10/23/2012 10:40:42 AM |
| Med-Tech-Here | $29.19 | 10/23/2012 9:46:48 AM |
| PaulW | $40.00 | 10/23/2012 11:31:27 AM |
| agreementarella4 | $150.00 | 10/23/2012 11:46:59 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:09 PM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:29 AM |
| tenacious_n | $25.00 | 10/23/2012 12:10:49 PM |
| payout-quark | $25.00 | 10/23/2012 12:12:16 PM |
| point-doughnut | $108.56 | 10/23/2012 12:18:45 PM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
657296
This series of Notes was issued and sold upon the funding of the borrower loan #76856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $770 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| promiser382 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Fund my on-site sanitizing company "Sterile Works"
This loan will be used to http://mailchimp.com/resources/guides/html/how-to-select-an-email-marketing-agency and increased SEO of my new website ...
Fund my small business start-up marketing cost such as e-mail newsletter campaign agency an
My financial situation:
I am a good candidate for this loan because...
I have a solid business plan and a service that delivers unseen results before it
This income is based on my job, not business profits
Monthly net income: $3400
Monthly expenses: $2300
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mikrolown | $25.00 | 10/21/2012 12:09:18 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:10 PM |
| BostonCapital | $100.00 | 10/21/2012 12:16:22 PM |
| commerce-viking1 | $50.00 | 10/21/2012 12:51:57 PM |
| Ready2Loan | $30.00 | 10/21/2012 1:37:46 PM |
| brilliant-balance | $50.00 | 10/21/2012 1:50:26 PM |
| vigorous-payment6 | $25.00 | 10/21/2012 12:07:23 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:25 PM |
| supreme-treasure8 | $100.00 | 10/21/2012 12:52:46 PM |
| leverage-monger | $25.00 | 10/21/2012 3:27:01 PM |
| Eric_Gagne | $40.00 | 10/21/2012 3:34:09 PM |
| the-platinum-entrepreneur | $89.00 | 10/21/2012 4:55:03 PM |
| CK1 | $25.00 | 10/21/2012 12:44:02 PM |
| Vegasjim | $25.00 | 10/21/2012 12:54:33 PM |
| well-rounded-payout0 | $50.00 | 10/21/2012 1:00:00 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:02:59 PM |
| Dubbs360 | $200.00 | 10/21/2012 1:56:03 PM |
| kulender | $100.00 | 10/21/2012 2:37:57 PM |
| bellaquito | $500.00 | 10/21/2012 1:27:22 PM |
| forthright-trade | $35.00 | 10/21/2012 2:16:53 PM |
| SudianX | $26.00 | 10/21/2012 4:11:11 PM |
| top-goal-fund | $30.00 | 10/21/2012 4:54:15 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
657300
This series of Notes was issued and sold upon the funding of the borrower loan #76665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $321.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,888 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensible-market4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off my three Chase Credit cards, JCPenney and Macy's department store cards.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and most payments are automatic debits from my checking account. In addition, my husband pays the mortgage, car/home insurance premium and all utility bills for the household. Consolidating these credit card payments will free up additional money to save for the household.
Monthly net income: $3000
Monthly expenses: $1800
Housing: $0 (husband pays)
Insurance: $0 (husband pays)
Car expenses: $0 paid off
Utilities: $0 (husband pays)
Phone, cable, internet: $0 (husband pays)
Food, entertainment: $175
Clothing, household expenses: $150
Credit cards and other loans: $23,000
Other expenses: $159 for cell phone bill
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $250.00 | 10/23/2012 7:35:07 AM |
| Money__Tree | $200.00 | 10/22/2012 5:03:55 PM |
| CashFlow13 | $1,500.00 | 10/22/2012 5:03:18 PM |
| scholarly-order6 | $25.00 | 10/22/2012 5:23:00 PM |
| cr8on | $75.00 | 10/22/2012 5:06:34 PM |
| vutah | $35.00 | 10/22/2012 5:10:11 PM |
| handy-justice | $50.00 | 10/22/2012 5:11:35 PM |
| blue-order-comet | $25.00 | 10/22/2012 5:29:51 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:28 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:54 PM |
| ethical-truth211 | $100.00 | 10/22/2012 5:32:36 PM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:25 PM |
| community-burrito9 | $65.00 | 10/22/2012 5:17:01 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:04 PM |
| julijask | $25.00 | 10/22/2012 5:23:31 PM |
| first-economy-spectacle | $25.00 | 10/22/2012 5:40:29 PM |
| ferocious-kindness8 | $35.00 | 10/22/2012 5:50:40 PM |
| Dubbs360 | $100.00 | 10/22/2012 6:47:42 PM |
| principal-dreams9 | $25.00 | 10/22/2012 9:48:43 PM |
| LendingPimp | $100.00 | 10/23/2012 3:35:18 AM |
| Silver_Rupee | $25.01 | 10/22/2012 7:13:11 PM |
| transparency-position | $98.00 | 10/22/2012 7:19:47 PM |
| bellaquito | $500.00 | 10/22/2012 7:27:26 PM |
| wealth-multiplier | $25.00 | 10/23/2012 7:03:15 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:22 AM |
| HeroSupport | $45.00 | 10/23/2012 9:03:32 AM |
| wwwUniversal | $25.00 | 10/23/2012 10:27:47 AM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:01 PM |
| SeaSkyGuy71 | $25.00 | 10/23/2012 11:44:28 AM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:01 PM |
| rinyt | $25.00 | 10/23/2012 7:02:43 PM |
| credible-responsibility022 | $25.00 | 10/24/2012 5:11:13 PM |
| l2fp | $25.00 | 10/24/2012 10:11:15 PM |
| Sabo | $50.00 | 10/25/2012 9:08:02 AM |
| global-invest-group | $42.23 | 10/25/2012 2:31:26 PM |
| Benny-factor | $1,500.00 | 10/25/2012 2:36:30 PM |
| oceanpark | $50.00 | 10/25/2012 3:37:26 PM |
| ferdberfel | $25.00 | 10/25/2012 3:55:31 PM |
| g-mak-fund | $25.00 | 10/25/2012 4:26:31 PM |
| the-credit-maker | $100.00 | 10/25/2012 5:05:02 PM |
| CoyoteJack | $25.00 | 10/25/2012 3:43:52 PM |
| friendly-openness77 | $25.00 | 10/25/2012 3:45:08 PM |
| bold-worth-wrangler | $50.00 | 10/25/2012 2:39:07 PM |
| KB-IRA | $154.46 | 10/25/2012 4:11:48 PM |
| Maximum_Investment | $25.00 | 10/25/2012 5:43:48 PM |
| beeper2 | $25.00 | 10/25/2012 8:58:19 PM |
| intrepid-loot | $25.00 | 10/25/2012 9:01:39 PM |
| momentous-value | $25.00 | 10/25/2012 6:06:17 PM |
| Joyflyer | $100.00 | 10/25/2012 6:14:52 PM |
| Whatssofunnybout | $50.00 | 10/25/2012 6:40:08 PM |
| open-dough6 | $25.00 | 10/25/2012 7:18:18 PM |
| trumpeter391 | $34.98 | 10/25/2012 7:46:05 PM |
| chorus731 | $25.00 | 10/25/2012 8:21:49 PM |
| Leopoldine | $25.01 | 10/25/2012 9:48:27 PM |
| heavenly-interest9 | $1,000.00 | 10/22/2012 5:08:24 PM |
| alexander-hamilton | $50.00 | 10/25/2012 5:40:18 PM |
| imogen22 | $50.00 | 10/22/2012 5:15:20 PM |
| Endeavour | $150.00 | 10/22/2012 5:16:16 PM |
| jiftostada | $25.00 | 10/22/2012 5:54:11 PM |
| graceful-investment | $106.00 | 10/22/2012 6:06:15 PM |
| money-genome84 | $250.00 | 10/22/2012 6:18:00 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:32 PM |
| Detour11 | $25.00 | 10/22/2012 6:51:59 PM |
| graceful-D4Sinvestment | $90.00 | 10/22/2012 6:09:36 PM |
| kulender | $100.00 | 10/22/2012 7:27:49 PM |
| paxnj | $25.00 | 10/22/2012 6:10:51 PM |
| EL_Papin | $25.00 | 10/22/2012 6:14:33 PM |
| jet341 | $100.00 | 10/22/2012 10:09:04 PM |
| Nerdster1 | $25.00 | 10/23/2012 4:19:48 AM |
| vivid-return426 | $25.00 | 10/22/2012 6:44:35 PM |
| best-bonafide-p2p | $25.00 | 10/22/2012 8:36:01 PM |
| income-triangulation1 | $25.00 | 10/23/2012 3:29:23 AM |
| Whipster | $60.00 | 10/23/2012 5:07:51 AM |
| Zipcut | $26.00 | 10/23/2012 9:16:37 AM |
| enchanted-note | $25.00 | 10/23/2012 9:31:07 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:44 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:24:03 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:04 PM |
| power-secret-agent | $25.00 | 10/23/2012 3:38:42 PM |
| Neptune-Capital | $25.00 | 10/23/2012 3:49:14 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:08 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:15 PM |
| yield-human | $50.00 | 10/23/2012 6:54:02 PM |
| Jabez | $50.00 | 10/24/2012 5:55:59 AM |
| bullish2bearish | $45.00 | 10/24/2012 9:21:04 AM |
| economy-popcorn | $25.00 | 10/24/2012 6:37:09 AM |
| desertoasis | $25.00 | 10/24/2012 11:46:19 AM |
| Roundhouse | $50.00 | 10/24/2012 10:06:49 AM |
| gondeee | $25.00 | 10/24/2012 10:43:53 AM |
| davez0r | $25.00 | 10/24/2012 9:58:56 PM |
| wildanne | $50.00 | 10/24/2012 6:26:11 PM |
| careful-vigilance4 | $25.00 | 10/25/2012 10:17:57 AM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:05:36 AM |
| authoritative-capital | $25.00 | 10/25/2012 11:13:38 AM |
| MilitaryMTP | $50.00 | 10/25/2012 3:20:48 PM |
| pierrelasvegas | $25.00 | 10/25/2012 2:32:43 PM |
| point | $44.00 | 10/25/2012 5:30:24 PM |
| Leshan | $50.00 | 10/25/2012 3:59:07 PM |
| Weaverville | $50.00 | 10/25/2012 4:24:35 PM |
| -PJC- | $25.00 | 10/25/2012 6:07:24 PM |
| knowledgeable-silver6 | $25.00 | 10/25/2012 6:10:02 PM |
| euro-spark | $25.00 | 10/25/2012 5:13:45 PM |
| Narcolepsyjr | $25.00 | 10/25/2012 6:56:16 PM |
| 52digital | $75.00 | 10/25/2012 5:31:11 PM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 5:35:27 PM |
| cloud8 | $35.00 | 10/25/2012 9:01:25 PM |
| Bank42 | $25.00 | 10/25/2012 5:48:17 PM |
| CincyTex | $25.00 | 10/25/2012 9:41:27 PM |
| progress-credit | $25.00 | 10/25/2012 10:44:29 PM |
| indomitable-benefit6 | $50.00 | 10/25/2012 11:12:33 PM |
| broker048 | $25.00 | 10/25/2012 8:56:38 PM |
| AldiHoldings | $34.31 | 10/25/2012 11:07:33 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
657308
This series of Notes was issued and sold upon the funding of the borrower loan #76976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,110 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-driver6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i'm currently in the process of getting a divorce an i'm waiting on a 150000.00 settlement. just trying to keep my self afloat till the settlement comes through.
Monthly net income: $210000.00
Monthly expenses: $
Housing: $380.00
Insurance: 79.00
Car expenses: $114.00
Utilities: $200.00
Phone, cable, internet: $100.0
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:13 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:53 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:13 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:53 PM |
| zassociate | $200.00 | 10/22/2012 5:11:59 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:54 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:18 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 8:15:21 PM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:44 AM |
| courteous-platinum7 | $25.00 | 10/23/2012 12:11:01 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:07 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:05 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:49 PM |
| pound-mushroom3 | $25.00 | 10/23/2012 5:08:41 PM |
| bewitching-dollar5 | $100.00 | 10/23/2012 5:45:38 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:50 PM |
| fervent-repayment | $100.00 | 10/23/2012 6:20:41 PM |
| bazaar-tulip | $25.00 | 10/23/2012 5:38:32 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:01 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:02 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:24 PM |
| Joyflyer | $25.00 | 10/24/2012 4:29:31 AM |
| Munnie | $25.00 | 10/24/2012 6:05:25 AM |
| EndRunFunding | $50.00 | 10/23/2012 6:38:57 PM |
| red-coin-crescendo | $25.00 | 10/24/2012 7:32:56 AM |
| orange-dedication-maple | $25.00 | 10/23/2012 7:50:19 PM |
| money-surge1 | $25.00 | 10/24/2012 9:01:09 AM |
| revenue-statesperson4 | $100.00 | 10/24/2012 3:29:22 AM |
| rakstar | $50.00 | 10/24/2012 9:15:14 AM |
| duty-viola | $35.00 | 10/24/2012 9:15:38 AM |
| credit-jamboree1 | $25.00 | 10/24/2012 6:19:51 AM |
| classypete | $25.00 | 10/24/2012 6:48:38 AM |
| Jimthemoo | $25.00 | 10/24/2012 6:57:59 AM |
| red-power-pecan | $50.00 | 10/24/2012 9:31:16 AM |
| nukespike | $25.00 | 10/24/2012 9:39:39 AM |
| WalnutCreekguy | $50.00 | 10/24/2012 9:40:17 AM |
| Bank42 | $25.00 | 10/24/2012 8:15:08 AM |
| awe-inspiring-commitment972 | $48.00 | 10/24/2012 9:51:47 AM |
| 1randyp | $25.00 | 10/24/2012 9:52:28 AM |
| EBITDA | $25.00 | 10/24/2012 9:56:20 AM |
| shmb6508 | $50.00 | 10/24/2012 9:58:02 AM |
| HLender | $40.00 | 10/24/2012 9:10:28 AM |
| wampum-optimization | $25.00 | 10/24/2012 10:05:55 AM |
| Mathon | $25.00 | 10/24/2012 9:13:08 AM |
| jazzlender | $25.00 | 10/24/2012 10:14:11 AM |
| P2P_Investor | $1,000.00 | 10/24/2012 10:15:34 AM |
| community-seahorse0 | $25.00 | 10/24/2012 9:17:31 AM |
| strive2 | $25.00 | 10/24/2012 10:18:36 AM |
| pure-pound7 | $78.00 | 10/24/2012 10:29:51 AM |
| letsmakeitsuccessful | $25.00 | 10/24/2012 9:28:05 AM |
| first-pragmatic-power | $25.00 | 10/24/2012 10:36:49 AM |
| Lacimae | $69.00 | 10/24/2012 10:47:38 AM |
| jstefans | $25.00 | 10/24/2012 9:35:35 AM |
| engrossing-commerce | $25.00 | 10/24/2012 10:55:03 AM |
| handshake5 | $100.00 | 10/24/2012 9:41:05 AM |
| life-is-great | $25.00 | 10/24/2012 9:41:41 AM |
| tender-commerce8 | $50.00 | 10/24/2012 9:48:55 AM |
| durability-solstice8 | $50.00 | 10/24/2012 9:50:34 AM |
| HenryS | $30.00 | 10/24/2012 9:53:49 AM |
| Beld | $50.00 | 10/24/2012 9:53:55 AM |
| Ponies88 | $25.00 | 10/24/2012 9:54:25 AM |
| important-camaraderi584 | $25.00 | 10/24/2012 9:55:01 AM |
| restless-currency | $40.00 | 10/24/2012 9:56:42 AM |
| openness-surge0 | $25.00 | 10/24/2012 10:00:29 AM |
| adventurer447 | $300.00 | 10/24/2012 10:01:14 AM |
| sage4 | $25.00 | 10/24/2012 10:01:23 AM |
| slg6200 | $25.00 | 10/24/2012 10:07:20 AM |
| economy-producer | $25.00 | 10/24/2012 10:08:15 AM |
| yield-lion | $25.00 | 10/24/2012 10:09:32 AM |
| cash-reaction2 | $25.00 | 10/24/2012 10:11:59 AM |
| yield-trader | $25.00 | 10/24/2012 10:13:47 AM |
| moola-wildebeest3 | $50.00 | 10/24/2012 10:14:51 AM |
| wealth-grasshopper0 | $33.00 | 10/24/2012 10:14:34 AM |
| bnlforever | $25.00 | 10/24/2012 10:17:52 AM |
| smithd76 | $25.00 | 10/24/2012 10:23:13 AM |
| songbird98 | $25.00 | 10/24/2012 10:26:12 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:00 AM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:07 PM |
| magnitude787 | $30.00 | 10/24/2012 10:30:18 AM |
| determined-bid945 | $25.00 | 10/24/2012 10:59:25 AM |
| bid-banjo3 | $100.00 | 10/24/2012 5:14:02 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:15:38 PM |
| genuine-loan0 | $50.00 | 10/24/2012 11:27:37 AM |
| LakeProfit | $50.00 | 10/24/2012 11:40:45 AM |
| Contact911 | $25.00 | 10/24/2012 5:22:53 PM |
| acepoint | $25.00 | 10/24/2012 12:11:01 PM |
| supreme-dollar5 | $50.00 | 10/24/2012 12:37:55 PM |
| 6515Wheat | $25.00 | 10/24/2012 1:00:11 PM |
| pedroballgame | $50.00 | 10/24/2012 5:37:46 PM |
| social-conductor4 | $25.00 | 10/24/2012 2:39:40 PM |
| SalesGuyMN | $50.00 | 10/24/2012 3:33:27 PM |
| qwsd12 | $50.00 | 10/24/2012 5:56:16 PM |
| finance-prescription | $100.00 | 10/24/2012 6:05:42 PM |
| mercuriant | $25.00 | 10/24/2012 5:01:37 PM |
| credit-dandelion148 | $250.00 | 10/24/2012 6:07:58 PM |
| Railbird | $50.00 | 10/24/2012 5:16:17 PM |
| professional-vigilance9 | $100.00 | 10/24/2012 5:46:49 PM |
| transparency-sapling | $25.00 | 10/24/2012 5:50:52 PM |
| thorough-capital799 | $25.00 | 10/24/2012 10:47:39 PM |
| urbane-benjamins4 | $50.00 | 10/25/2012 1:24:42 AM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:48:04 AM |
| melodious-fairness | $50.00 | 10/24/2012 6:04:46 PM |
| Isanpankki | $39.11 | 10/25/2012 8:35:09 AM |
| heart514 | $25.00 | 10/24/2012 7:05:51 PM |
| Greg711 | $54.00 | 10/25/2012 12:10:34 AM |
| profit-enjoyment859 | $25.00 | 10/25/2012 4:29:37 AM |
| yield-hut | $50.00 | 10/25/2012 5:10:21 AM |
| Roop1121 | $500.00 | 10/25/2012 8:03:45 AM |
| zmaurides | $25.00 | 10/25/2012 7:29:48 AM |
| GS-ROCK | $33.31 | 10/25/2012 8:26:02 AM |
| Interest2thePeople | $100.00 | 10/22/2012 5:04:29 PM |
| asset-portait013 | $100.00 | 10/22/2012 5:16:51 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:07:58 PM |
| jet341 | $100.00 | 10/22/2012 10:09:04 PM |
| bellaquito | $500.00 | 10/22/2012 6:45:53 PM |
| kulender | $100.00 | 10/22/2012 7:27:50 PM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:57 AM |
| pierrelasvegas | $25.00 | 10/23/2012 6:49:44 AM |
| social-cocktail1 | $200.00 | 10/23/2012 1:16:25 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:32 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:04 PM |
| bluesky55 | $119.00 | 10/23/2012 3:53:54 PM |
| zipemdown | $25.00 | 10/23/2012 5:24:26 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:08 PM |
| tech310 | $50.00 | 10/23/2012 5:12:13 PM |
| keen-peace465 | $25.00 | 10/23/2012 5:15:14 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:15 PM |
| money-bauble | $100.00 | 10/23/2012 5:25:30 PM |
| Vreet | $25.00 | 10/23/2012 6:36:27 PM |
| musegaze | $50.00 | 10/23/2012 5:43:52 PM |
| felicity-fertilizer6 | $25.00 | 10/23/2012 9:47:36 PM |
| hitsman | $50.00 | 10/23/2012 6:13:51 PM |
| rtfproducer | $25.00 | 10/24/2012 5:00:09 AM |
| new-smart-deal | $25.00 | 10/24/2012 5:34:28 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:56 AM |
| mikbos | $25.00 | 10/23/2012 9:35:19 PM |
| PThor | $25.00 | 10/24/2012 9:13:23 AM |
| studio3d | $25.00 | 10/24/2012 6:11:10 AM |
| valiant-liberty4 | $25.00 | 10/24/2012 9:19:00 AM |
| compassionate-auction6 | $150.00 | 10/24/2012 9:19:43 AM |
| unequivocal-nickel1 | $25.00 | 10/24/2012 9:24:51 AM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:55:02 AM |
| revenue-serenity | $25.00 | 10/24/2012 9:40:07 AM |
| basis-mammal | $25.00 | 10/24/2012 9:41:07 AM |
| cbr600fs | $25.00 | 10/24/2012 9:42:29 AM |
| tolerant-responsibility051 | $2,500.00 | 10/24/2012 9:45:37 AM |
| rescue | $100.00 | 10/24/2012 9:47:38 AM |
| educationfirst | $50.00 | 10/24/2012 9:04:05 AM |
| cnovak | $25.00 | 10/24/2012 9:48:13 AM |
| rate-angel9 | $50.00 | 10/24/2012 9:22:20 AM |
| matthart | $25.00 | 10/24/2012 9:38:02 AM |
| financial-frenzy | $50.00 | 10/24/2012 9:39:14 AM |
| dime-sprout | $25.00 | 10/24/2012 9:41:13 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:34 AM |
| brilliant-market680 | $25.00 | 10/24/2012 9:44:44 AM |
| persevering | $25.00 | 10/24/2012 9:47:18 AM |
| generous-credit | $55.79 | 10/24/2012 12:07:59 PM |
| sgf | $25.00 | 10/24/2012 9:50:18 AM |
| money51282 | $100.00 | 10/24/2012 9:50:41 AM |
| revolutionary082 | $27.27 | 10/24/2012 9:50:47 AM |
| nimble-revenue5 | $100.00 | 10/24/2012 10:01:54 AM |
| TEAM-Jasper | $25.00 | 10/24/2012 1:13:21 PM |
| svandgts | $25.00 | 10/24/2012 10:08:25 AM |
| rcflick | $25.00 | 10/24/2012 10:15:20 AM |
| hard-working-rate3 | $25.00 | 10/24/2012 10:20:50 AM |
| treasure-widget | $25.00 | 10/24/2012 10:24:39 AM |
| Comoparklender | $25.00 | 10/24/2012 10:25:55 AM |
| best-charming-leverage | $50.00 | 10/24/2012 10:26:40 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:07 AM |
| velocity-solo | $25.00 | 10/24/2012 10:33:51 AM |
| truth-companion | $25.00 | 10/24/2012 10:49:35 AM |
| wdworld | $25.00 | 10/24/2012 11:36:25 AM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:05 PM |
| skuba | $50.00 | 10/24/2012 5:55:19 PM |
| YesMatt | $30.00 | 10/24/2012 3:43:34 PM |
| maskir | $25.00 | 10/24/2012 6:04:00 PM |
| mikyazmar | $25.00 | 10/24/2012 5:03:57 PM |
| listing-vista | $50.00 | 10/24/2012 5:05:33 PM |
| top-payout-fixer | $25.00 | 10/24/2012 5:07:49 PM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:53 PM |
| CAGE-Investments | $25.00 | 10/24/2012 5:14:45 PM |
| Hokie83 | $26.00 | 10/24/2012 6:49:15 PM |
| genius520 | $100.00 | 10/24/2012 5:18:19 PM |
| mschoenf | $100.00 | 10/24/2012 5:20:32 PM |
| illustrado | $25.00 | 10/24/2012 5:23:51 PM |
| SimpleChoice | $25.00 | 10/24/2012 5:28:51 PM |
| bid-papyrus | $25.00 | 10/24/2012 5:46:09 PM |
| davez0r | $25.00 | 10/24/2012 9:58:57 PM |
| durability-seahorse7 | $50.00 | 10/24/2012 5:51:37 PM |
| merriewold | $40.00 | 10/24/2012 5:55:44 PM |
| point | $50.00 | 10/24/2012 6:03:50 PM |
| DalawaFunds | $25.00 | 10/25/2012 6:53:41 AM |
| Tylerh | $166.00 | 10/24/2012 6:09:08 PM |
| new-sharp-leverage | $25.00 | 10/24/2012 6:11:44 PM |
| Hutpit | $50.00 | 10/24/2012 6:19:58 PM |
| HavenZone | $25.00 | 10/25/2012 8:11:53 AM |
| understanding-dollar67 | $25.00 | 10/24/2012 6:30:30 PM |
| Frosty | $25.00 | 10/24/2012 7:22:05 PM |
| transparency-position | $46.52 | 10/24/2012 7:26:01 PM |
| zydeco337 | $25.00 | 10/24/2012 8:41:09 PM |
| antlr | $25.00 | 10/24/2012 9:38:31 PM |
| Schmoootie | $25.00 | 10/24/2012 10:28:55 PM |
| agalt | $35.00 | 10/25/2012 2:00:10 AM |
| healthy-worth5 | $25.00 | 10/24/2012 10:10:33 PM |
| integrity-reactor4 | $100.00 | 10/25/2012 4:40:16 AM |
| Sardineface | $50.00 | 10/25/2012 6:16:42 AM |
| tranquil-wealth1 | $25.00 | 10/25/2012 6:25:18 AM |
| value-wind0 | $100.00 | 10/25/2012 7:39:38 AM |
| 208 Investments
|
Borrower Payment Dependent Notes Series
657360
This series of Notes was issued and sold upon the funding of the borrower loan #76832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $300.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,202 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-dissector0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2011)
|
|
Principal balance:
| $1,060.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 10/22/2012 10:07:52 AM |
| EFS | $500.00 | 10/22/2012 9:08:00 AM |
| bullish2bearish | $50.00 | 10/22/2012 9:19:53 AM |
| Cronos | $100.00 | 10/22/2012 9:20:10 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:20:16 AM |
| Silver_Rupee | $25.01 | 10/22/2012 9:21:22 AM |
| versatile-dime442 | $250.00 | 10/22/2012 9:28:01 AM |
| reduce_US_govt_debt | $35.00 | 10/22/2012 9:48:05 AM |
| Investor_DP | $200.00 | 10/22/2012 9:48:58 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:52 AM |
| community-burrito9 | $45.00 | 10/22/2012 9:02:55 AM |
| patriot897 | $25.00 | 10/22/2012 9:04:00 AM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:25 AM |
| quantum_leap | $25.00 | 10/22/2012 9:01:48 AM |
| compounding21 | $25.00 | 10/22/2012 9:53:44 AM |
| rvfbroker | $25.00 | 10/22/2012 9:53:50 AM |
| bellaquito | $500.00 | 10/22/2012 9:10:54 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:05 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:19:21 AM |
| graceful-investment | $60.00 | 10/22/2012 9:25:04 AM |
| Feyenoord | $30.00 | 10/22/2012 9:30:10 AM |
| SDC | $25.00 | 10/22/2012 9:27:51 AM |
| Assets-Up | $25.00 | 10/22/2012 9:35:14 AM |
| LeReve | $500.00 | 10/22/2012 9:32:39 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:39 AM |
| best-elevated-social | $25.00 | 10/22/2012 9:42:28 AM |
| contract-lionheart | $150.00 | 10/22/2012 9:48:16 AM |
| pierrelasvegas | $25.00 | 10/22/2012 3:26:00 PM |
| bbt28 | $25.05 | 10/22/2012 9:58:41 AM |
| income-buffalo1 | $50.00 | 10/22/2012 4:06:06 PM |
| desertoasis | $25.00 | 10/22/2012 10:04:40 AM |
| moola-accelerator6 | $25.00 | 10/22/2012 10:07:37 AM |
| Benny-factor | $750.00 | 10/22/2012 4:24:10 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 4:48:48 PM |
| bazaar-tulip | $500.00 | 10/22/2012 10:13:32 AM |
| etraboulay | $50.00 | 10/22/2012 10:14:55 AM |
| graceful-D4Sinvestment | $60.00 | 10/22/2012 10:23:27 AM |
| dinero-launcher | $35.04 | 10/22/2012 10:33:22 AM |
| Hambone1111 | $25.00 | 10/22/2012 10:45:42 AM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:54:34 AM |
| reliable-dollar415 | $50.00 | 10/22/2012 11:01:21 AM |
| thelovebug | $100.00 | 10/22/2012 11:10:22 AM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:38:06 PM |
| lucrative-loan | $50.00 | 10/22/2012 4:04:33 PM |
| amc3 | $50.00 | 10/22/2012 3:54:38 PM |
| value-fortress3 | $25.00 | 10/22/2012 4:04:13 PM |
| jybank | $50.00 | 10/22/2012 4:36:59 PM |
| DiligentiaLLC | $64.22 | 10/22/2012 4:57:14 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:57 PM |
| point | $50.00 | 10/22/2012 5:12:28 PM |
| yield-lion2 | $50.00 | 10/22/2012 4:05:25 PM |
| fabulous-community4 | $50.00 | 10/22/2012 4:07:27 PM |
| AF-Chief | $25.00 | 10/22/2012 9:09:11 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:10:18 AM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:26 AM |
| jiftostada | $25.00 | 10/22/2012 9:36:26 AM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:48 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:42 AM |
| kind-credit-bear | $250.00 | 10/22/2012 9:47:56 AM |
| green-trade-dolphin | $43.02 | 10/22/2012 9:01:13 AM |
| gold-sushi | $25.00 | 10/22/2012 9:02:05 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:12 AM |
| treasure-medalist0 | $25.00 | 10/22/2012 10:05:06 AM |
| thrilling-fund427 | $50.00 | 10/22/2012 9:14:03 AM |
| jwesleym | $25.00 | 10/22/2012 9:12:24 AM |
| EL_Papin | $25.00 | 10/22/2012 10:54:09 AM |
| Epiphanic | $25.00 | 10/22/2012 11:43:47 AM |
| Champion_Lending | $25.00 | 10/22/2012 9:30:22 AM |
| 108lender | $200.00 | 10/22/2012 9:30:40 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:58 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:17 AM |
| Bank42 | $25.00 | 10/22/2012 9:55:51 AM |
| dukeiyer | $25.00 | 10/22/2012 9:53:53 AM |
| nycfinance | $25.00 | 10/22/2012 10:02:43 AM |
| miked8303 | $50.00 | 10/22/2012 10:03:45 AM |
| wealth-multiplier | $25.00 | 10/22/2012 10:08:48 AM |
| shawnw2 | $150.00 | 10/22/2012 10:12:52 AM |
| asset-professor | $100.00 | 10/22/2012 10:15:09 AM |
| WriteTheLegend | $250.00 | 10/22/2012 11:09:37 AM |
| spark548 | $100.00 | 10/22/2012 5:07:37 PM |
| leverage-monger | $25.00 | 10/22/2012 3:17:55 PM |
| helping-out | $32.40 | 10/22/2012 4:14:47 PM |
| graceful-IRAinvestment | $60.00 | 10/22/2012 5:35:39 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:33 PM |
| money-baron-Roth401k | $25.00 | 10/22/2012 5:27:04 PM |
| extraordinary-dollar7 | $25.00 | 10/22/2012 5:28:33 PM |
| tolerant-responsibility051 | $1,721.26 | 10/22/2012 5:35:44 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
657366
This series of Notes was issued and sold upon the funding of the borrower loan #76461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $527.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $38,980 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TomMinnesota |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 89 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,100.00 | < 31 days late:
| 2
( 2% )
| 680-699
(Sep-2010)
660-679
(Jul-2009)
660-679
(May-2009)
620-639
(Jun-2007)
|
|
Principal balance:
| $677.11 |
31+ days late:
| 1
( 1% )
|
|
Total payments billed:
| 92 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cr8on | $75.00 | 10/22/2012 5:06:35 PM |
| zassociate | $200.00 | 10/22/2012 5:11:39 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:33 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:13:57 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:26 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:52 PM |
| Jalebi | $25.00 | 10/22/2012 5:05:16 PM |
| phenomenal-rate1 | $500.00 | 10/22/2012 5:05:48 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:07:03 PM |
| windguy | $50.00 | 10/22/2012 5:26:15 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:12 PM |
| unrivaled-deal676 | $50.00 | 10/22/2012 5:29:49 PM |
| 100units | $200.00 | 10/22/2012 5:12:31 PM |
| felicity-contributor3 | $35.00 | 10/22/2012 5:15:21 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:34 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:16:00 PM |
| resolute-justice413 | $200.00 | 10/22/2012 5:16:20 PM |
| pure-pound7 | $75.00 | 10/22/2012 5:21:12 PM |
| radiant-dollar9 | $200.00 | 10/22/2012 5:22:08 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:44 PM |
| dignified-truth7 | $200.00 | 10/22/2012 5:21:40 PM |
| shaps | $50.00 | 10/22/2012 5:22:51 PM |
| Thunderswan | $100.00 | 10/22/2012 5:24:52 PM |
| enthusiastic-cash599 | $50.00 | 10/22/2012 5:26:36 PM |
| flexible-treasure480 | $25.00 | 10/22/2012 5:28:35 PM |
| rate-hawk | $25.00 | 10/22/2012 5:31:37 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:11 PM |
| durability-solstice8 | $33.00 | 10/22/2012 6:21:19 PM |
| mar97 | $25.00 | 10/22/2012 6:30:46 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:58 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:04 PM |
| urbane-income7 | $25.00 | 10/22/2012 5:52:34 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:36 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:06 PM |
| janeybooboo | $75.26 | 10/22/2012 7:09:28 PM |
| sankyu | $50.00 | 10/22/2012 6:06:41 PM |
| Cronos | $100.00 | 10/22/2012 6:11:10 PM |
| indomitable-economy8 | $25.00 | 10/22/2012 8:27:16 PM |
| lekkerguy | $50.00 | 10/22/2012 6:17:37 PM |
| serene-capital | $50.00 | 10/22/2012 11:35:00 PM |
| Manvel | $25.00 | 10/23/2012 5:13:51 AM |
| gravbox | $25.00 | 10/22/2012 6:59:34 PM |
| orange-preeminant-bill | $25.00 | 10/23/2012 6:39:48 AM |
| kulender | $100.00 | 10/22/2012 7:27:50 PM |
| dinero-wizard9 | $100.00 | 10/23/2012 7:52:18 AM |
| funguyatnight | $60.00 | 10/23/2012 8:16:13 AM |
| eloquent-money2 | $25.00 | 10/23/2012 8:36:16 AM |
| euro-deployment | $25.00 | 10/22/2012 9:45:34 PM |
| LuckyMacFunding | $25.00 | 10/23/2012 9:02:47 AM |
| Cutts | $25.00 | 10/23/2012 9:02:52 AM |
| Obiwan_Kanobi | $25.00 | 10/22/2012 11:19:57 PM |
| hope-eagle6 | $25.00 | 10/23/2012 9:05:44 AM |
| rakstar | $25.00 | 10/23/2012 9:06:40 AM |
| dragonfly-amulet | $25.00 | 10/23/2012 9:08:11 AM |
| B2152 | $25.00 | 10/23/2012 4:49:02 AM |
| Munnie | $25.00 | 10/23/2012 6:00:20 AM |
| invincible-deal82 | $25.00 | 10/23/2012 9:12:54 AM |
| wealth-grasshopper0 | $50.00 | 10/23/2012 9:13:22 AM |
| Fire2 | $25.00 | 10/23/2012 6:54:16 AM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:22:32 AM |
| bid-czar8 | $100.00 | 10/23/2012 9:19:57 AM |
| 1stTime2ndChance | $25.00 | 10/23/2012 7:55:26 AM |
| blue-unrelenting-rupee | $25.00 | 10/23/2012 8:32:51 AM |
| foxtrot12 | $75.00 | 10/23/2012 9:25:27 AM |
| point653 | $25.00 | 10/23/2012 9:25:33 AM |
| wealth-performer054 | $100.00 | 10/23/2012 9:26:09 AM |
| Darts | $50.00 | 10/23/2012 8:45:23 AM |
| Shockem923 | $25.00 | 10/23/2012 8:49:06 AM |
| frooglejoe | $25.00 | 10/23/2012 9:01:14 AM |
| enticing-note | $25.00 | 10/23/2012 9:02:08 AM |
| ivadood | $50.00 | 10/23/2012 9:30:34 AM |
| enchanted-note14 | $25.00 | 10/23/2012 9:02:40 AM |
| gold-pudding6 | $43.00 | 10/23/2012 9:05:00 AM |
| no_agenda_lender | $25.00 | 10/23/2012 9:07:11 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:57 AM |
| gavinfh | $25.00 | 10/23/2012 9:10:36 AM |
| debt-fuse158 | $25.00 | 10/23/2012 9:42:47 AM |
| revolutionary082 | $27.27 | 10/23/2012 9:12:39 AM |
| streak269 | $25.00 | 10/23/2012 9:47:58 AM |
| gelidfrank | $25.00 | 10/23/2012 9:50:32 AM |
| Yotaman | $25.00 | 10/23/2012 9:14:38 AM |
| truth-companion | $100.00 | 10/23/2012 9:51:47 AM |
| bid-papyrus | $25.00 | 10/23/2012 9:17:59 AM |
| influential-benjamins0 | $33.00 | 10/23/2012 9:57:30 AM |
| omniviper | $25.00 | 10/23/2012 9:57:43 AM |
| TomDalonajay | $25.00 | 10/23/2012 9:58:00 AM |
| durability-officer | $50.00 | 10/23/2012 9:20:57 AM |
| Xarach | $25.00 | 10/23/2012 9:22:28 AM |
| commanding-treasure2 | $63.00 | 10/23/2012 10:02:24 AM |
| LifeOfLearning | $25.00 | 10/23/2012 10:03:23 AM |
| williemc44 | $25.00 | 10/23/2012 9:21:53 AM |
| the-coin-fuse | $50.00 | 10/23/2012 10:04:54 AM |
| 6moonbeams | $50.00 | 10/23/2012 9:23:15 AM |
| samo102us | $25.00 | 10/23/2012 9:24:35 AM |
| fcrick | $25.00 | 10/23/2012 9:25:22 AM |
| emphatic-responsibility | $50.00 | 10/23/2012 9:23:31 AM |
| harperpotok | $25.00 | 10/23/2012 9:26:42 AM |
| dougm | $25.00 | 10/23/2012 9:24:13 AM |
| helpinghand63 | $25.00 | 10/23/2012 9:24:17 AM |
| thankful-nickel2 | $55.55 | 10/23/2012 9:34:52 AM |
| enthralling-investment | $25.00 | 10/23/2012 9:42:29 AM |
| AF-Chief | $25.00 | 10/23/2012 9:42:40 AM |
| epic-value6 | $50.00 | 10/23/2012 9:43:39 AM |
| CaptainBlueberry | $25.00 | 10/23/2012 9:50:58 AM |
| just-money930 | $25.00 | 10/23/2012 9:48:51 AM |
| american6 | $50.00 | 10/23/2012 9:56:31 AM |
| cash-taxi7 | $25.00 | 10/23/2012 9:55:36 AM |
| awe-inspiring-commitment972 | $28.00 | 10/23/2012 9:55:38 AM |
| Cheburashka | $30.00 | 10/23/2012 9:58:47 AM |
| red-luminous-gain | $25.00 | 10/23/2012 10:01:10 AM |
| a-unflappable-finance | $68.00 | 10/23/2012 9:59:20 AM |
| cutter21 | $25.00 | 10/23/2012 10:00:49 AM |
| scholarly-order6 | $125.00 | 10/22/2012 5:13:14 PM |
| versatile-dime442 | $250.00 | 10/22/2012 5:23:46 PM |
| j2ee | $50.00 | 10/22/2012 5:06:30 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:53 PM |
| jedi053 | $40.00 | 10/22/2012 5:26:35 PM |
| trade-goblin9 | $25.00 | 10/22/2012 5:09:47 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:40 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:54 PM |
| BostonCapital | $100.00 | 10/22/2012 5:17:30 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:38 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:31 PM |
| mschoenf | $100.00 | 10/22/2012 5:19:06 PM |
| leverage-sensai6 | $25.00 | 10/22/2012 5:19:09 PM |
| wetlands | $200.00 | 10/22/2012 5:21:30 PM |
| cardminger | $25.00 | 10/22/2012 5:25:12 PM |
| janeybooboo | $74.74 | 10/22/2012 5:55:29 PM |
| Arvicco | $400.00 | 10/22/2012 5:27:00 PM |
| LeReve | $500.00 | 10/22/2012 5:27:16 PM |
| phaded | $25.00 | 10/22/2012 6:00:18 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:53 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:24 PM |
| flo_rida | $100.00 | 10/22/2012 6:15:03 PM |
| pious-payment3 | $25.00 | 10/22/2012 6:16:23 PM |
| the-profit-oracle | $25.00 | 10/22/2012 6:18:21 PM |
| E_G | $50.00 | 10/22/2012 6:19:17 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:01 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:18 PM |
| Vegasjim | $25.00 | 10/22/2012 6:31:03 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:38 PM |
| jonathan10s | $25.00 | 10/22/2012 7:04:22 PM |
| profitable-money | $25.00 | 10/22/2012 7:18:40 PM |
| commerce-viking1 | $50.00 | 10/22/2012 6:09:13 PM |
| green28 | $50.00 | 10/22/2012 6:11:30 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:22 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:29:43 PM |
| fund-explorer4 | $100.00 | 10/22/2012 10:32:17 PM |
| principal-cooker2 | $50.00 | 10/22/2012 6:30:29 PM |
| Cai8899 | $25.00 | 10/22/2012 6:30:51 PM |
| yzerizef | $30.00 | 10/23/2012 4:45:18 AM |
| RGlad | $65.00 | 10/22/2012 6:59:15 PM |
| proud-gold9 | $25.00 | 10/22/2012 7:06:00 PM |
| income-excellence1 | $50.00 | 10/22/2012 7:15:55 PM |
| bellaquito | $500.00 | 10/22/2012 7:20:02 PM |
| Suenhos_de_Lucre | $25.00 | 10/23/2012 8:03:37 AM |
| kind-bazaar-kitten | $25.00 | 10/22/2012 8:01:05 PM |
| moola-accelerator6 | $45.00 | 10/22/2012 8:33:41 PM |
| first-serene-credit | $25.00 | 10/23/2012 8:26:51 AM |
| sharp518 | $25.00 | 10/23/2012 8:34:10 AM |
| JohnH9999 | $25.00 | 10/22/2012 9:51:49 PM |
| purposeful-durability8 | $100.00 | 10/23/2012 9:00:59 AM |
| Zane314 | $50.00 | 10/23/2012 9:02:04 AM |
| bent300 | $25.00 | 10/22/2012 10:44:41 PM |
| bid-pioneer3 | $40.00 | 10/23/2012 9:04:15 AM |
| prosha | $25.00 | 10/22/2012 10:46:42 PM |
| green-peso-backer | $50.00 | 10/23/2012 9:04:57 AM |
| rescue | $100.00 | 10/23/2012 9:05:15 AM |
| careful-return0 | $25.00 | 10/23/2012 12:45:37 AM |
| deal-gazer | $50.00 | 10/23/2012 1:25:57 AM |
| Aimvest | $25.00 | 10/23/2012 9:09:18 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:52 AM |
| indomitable-dedication | $25.00 | 10/23/2012 9:10:06 AM |
| innovator10 | $224.00 | 10/23/2012 9:10:24 AM |
| new-smart-deal | $50.00 | 10/23/2012 5:55:17 AM |
| DoctorJoe | $30.00 | 10/23/2012 6:36:45 AM |
| cash-recruiter7 | $400.00 | 10/23/2012 9:17:33 AM |
| casserole9 | $35.00 | 10/23/2012 9:20:29 AM |
| dinero-ecstasy3 | $25.00 | 10/23/2012 9:23:42 AM |
| shiregroup | $25.00 | 10/23/2012 9:24:06 AM |
| gizzywump | $25.00 | 10/23/2012 9:27:43 AM |
| SpreadsheetSolutions | $25.00 | 10/23/2012 8:53:16 AM |
| Cash-Flow | $695.00 | 10/23/2012 9:00:48 AM |
| iolaire | $25.00 | 10/23/2012 9:01:20 AM |
| DadWarbucks | $25.00 | 10/23/2012 9:01:44 AM |
| krisran | $30.00 | 10/23/2012 9:30:50 AM |
| piter-to-la-investment | $25.00 | 10/23/2012 9:04:37 AM |
| nitai | $25.00 | 10/23/2012 9:34:20 AM |
| affluence-microscope2 | $200.00 | 10/23/2012 9:07:36 AM |
| unrelenting-auction7 | $25.00 | 10/23/2012 9:38:01 AM |
| CPAMAN | $25.00 | 10/23/2012 9:09:12 AM |
| life-is-great | $25.00 | 10/23/2012 9:09:34 AM |
| newest-payment-trapper | $62.50 | 10/23/2012 9:12:36 AM |
| figs4u2 | $42.00 | 10/23/2012 9:44:46 AM |
| wtrboy | $25.00 | 10/23/2012 9:45:54 AM |
| LMM1 | $25.00 | 10/23/2012 9:47:33 AM |
| wisem2540 | $25.00 | 10/23/2012 9:47:58 AM |
| flexible-value | $44.00 | 10/23/2012 9:14:06 AM |
| asset-goblin5 | $30.00 | 10/23/2012 9:16:33 AM |
| salandstef | $25.00 | 10/23/2012 9:17:01 AM |
| DarthContinent | $25.00 | 10/23/2012 9:55:02 AM |
| Pairodimes | $25.00 | 10/23/2012 9:18:52 AM |
| 02408575 | $25.00 | 10/23/2012 9:57:54 AM |
| BofM | $25.00 | 10/23/2012 9:19:23 AM |
| Robyn5722 | $25.00 | 10/23/2012 9:19:32 AM |
| ericgassercom | $25.00 | 10/23/2012 9:21:14 AM |
| DoubleG8 | $25.00 | 10/23/2012 9:59:24 AM |
| wise-virtuous-vigilance | $100.00 | 10/23/2012 9:20:37 AM |
| speedy-point | $25.00 | 10/23/2012 9:22:06 AM |
| steady-dime | $25.00 | 10/23/2012 9:21:30 AM |
| aznmikelee | $25.00 | 10/23/2012 9:22:45 AM |
| hopethisworks | $25.00 | 10/23/2012 9:23:08 AM |
| bnlforever | $25.00 | 10/23/2012 9:23:19 AM |
| thrilling-listing51 | $100.00 | 10/23/2012 9:23:24 AM |
| HamachiMan | $50.00 | 10/23/2012 9:29:55 AM |
| reinforced-deal8 | $25.00 | 10/23/2012 9:33:20 AM |
| Ducatiman1978 | $25.00 | 10/23/2012 9:38:21 AM |
| power-trophy7 | $25.00 | 10/23/2012 9:40:04 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:45 AM |
| maldok1 | $25.00 | 10/23/2012 9:44:36 AM |
| the-yield-surfer | $25.00 | 10/23/2012 9:52:59 AM |
| MadHun | $200.00 | 10/23/2012 9:53:09 AM |
| precious-coin3 | $50.00 | 10/23/2012 9:54:24 AM |
| MBIntl | $94.00 | 10/23/2012 9:55:12 AM |
| enticing-capital6 | $47.00 | 10/23/2012 10:00:07 AM |
| loan-wasp | $50.00 | 10/23/2012 10:04:52 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:35 AM |
| 227 Investments
|
Borrower Payment Dependent Notes Series
657368
This series of Notes was issued and sold upon the funding of the borrower loan #76458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $172.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1968 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,462 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-integrity-radio |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental/debtconsoladation
Purpose of loan: pay off medical debt
This loan will be used to..pay off doctor bills.
My financial situation: in cash flow problem
I am a good candidate for this loan because..I have always paid off my debt' I was only late when in hospital.
Monthly net income: $2850
Monthly expenses: $2015
Housing: $767.00
Insurance: $353
Car expenses: $75
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $225
Clothing, household expenses: $40
Credit cards and other loans: $80
Other expenses: $50 perscriptions
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.04 | 10/22/2012 9:00:58 AM |
| community-burrito9 | $45.00 | 10/22/2012 9:02:39 AM |
| mikrolown | $25.00 | 10/22/2012 9:03:34 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:39 AM |
| HeroSupport | $60.00 | 10/22/2012 9:10:12 AM |
| DasMula | $25.00 | 10/22/2012 9:11:29 AM |
| fearless-loyalty5 | $25.00 | 10/22/2012 9:13:09 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:32 AM |
| wise-felicity-blossom | $100.00 | 10/22/2012 9:15:39 AM |
| p2p-chief5 | $25.00 | 10/22/2012 10:52:51 AM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:55:04 AM |
| durability-warmth | $50.00 | 10/22/2012 9:24:06 AM |
| Thunderswan | $100.00 | 10/22/2012 9:29:50 AM |
| LeReve | $500.00 | 10/22/2012 9:32:28 AM |
| Investor_DP | $200.00 | 10/22/2012 9:48:58 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:17 AM |
| Miami | $25.00 | 10/22/2012 10:10:08 AM |
| Cronos | $50.00 | 10/22/2012 10:20:00 AM |
| Sunshine2222 | $25.00 | 10/22/2012 10:25:14 AM |
| EL_Papin | $25.00 | 10/22/2012 10:32:54 AM |
| obedient-payout0 | $25.00 | 10/22/2012 10:36:35 AM |
| independent-vigilance4 | $25.00 | 10/22/2012 11:35:30 AM |
| BankofRon_IRA | $100.00 | 10/22/2012 11:44:42 AM |
| XwileycoyoteX | $25.00 | 10/22/2012 1:54:16 PM |
| jwill2172 | $50.00 | 10/22/2012 2:31:14 PM |
| leverage-monger | $33.00 | 10/22/2012 3:06:41 PM |
| reasonable-bonus5 | $50.00 | 10/22/2012 2:48:13 PM |
| nourishing-order8 | $25.00 | 10/22/2012 3:24:41 PM |
| onaquest66 | $25.00 | 10/22/2012 3:56:34 PM |
| finance-coyote3 | $713.44 | 10/22/2012 4:13:27 PM |
| scoobiedoo | $25.01 | 10/22/2012 9:04:26 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:05 AM |
| wowlender | $25.00 | 10/22/2012 9:37:01 AM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:49 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:43 AM |
| gold-sushi | $25.00 | 10/22/2012 9:02:05 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:12 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:05 AM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:25 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:53 AM |
| ethical-truth211 | $400.00 | 10/22/2012 9:03:21 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:10:06 AM |
| Whipster | $60.00 | 10/22/2012 9:06:27 AM |
| wealth-multiplier | $25.00 | 10/22/2012 10:09:49 AM |
| thrilling-fund427 | $50.00 | 10/22/2012 9:13:51 AM |
| scholarly-order6 | $25.00 | 10/22/2012 9:11:25 AM |
| Hambone1111 | $25.00 | 10/22/2012 10:45:42 AM |
| cr8on | $75.00 | 10/22/2012 10:54:05 AM |
| sentimental-commerce4 | $250.00 | 10/22/2012 9:21:58 AM |
| pierrelasvegas | $25.00 | 10/22/2012 9:23:22 AM |
| Endeavour | $150.00 | 10/22/2012 9:25:48 AM |
| HenryS | $30.00 | 10/22/2012 9:26:37 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:53 AM |
| theboat | $30.00 | 10/22/2012 9:35:39 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:58 PM |
| kind-attentive-bazaar6 | $25.00 | 10/22/2012 2:05:16 PM |
| Empower-personal-responsibility | $25.00 | 10/22/2012 9:58:30 AM |
| green-fund-sitar | $50.00 | 10/22/2012 9:59:13 AM |
| Latinun | $25.00 | 10/22/2012 10:08:30 AM |
| valiant-liberty4 | $25.00 | 10/22/2012 10:10:02 AM |
| UBOtto186 | $50.00 | 10/22/2012 10:10:19 AM |
| Pickmar | $25.00 | 10/22/2012 10:11:42 AM |
| Tradesmanlender | $25.00 | 10/22/2012 10:16:29 AM |
| dukeiyer | $25.00 | 10/22/2012 10:34:02 AM |
| Oranje88 | $92.00 | 10/22/2012 10:52:35 AM |
| Rogelio48 | $31.00 | 10/22/2012 11:13:35 AM |
| super_pickle | $75.00 | 10/22/2012 11:29:12 AM |
| SPickle | $140.51 | 10/22/2012 11:43:50 AM |
| shadoman1 | $25.00 | 10/22/2012 12:01:57 PM |
| market-pudding | $25.00 | 10/22/2012 12:07:32 PM |
| first-principal-panda | $25.00 | 10/22/2012 1:56:16 PM |
| mighty-dedication223 | $25.00 | 10/22/2012 1:59:38 PM |
| 6_kids_college_fund | $25.00 | 10/22/2012 2:06:59 PM |
| RufusGreyhound | $25.00 | 10/22/2012 2:55:26 PM |
| orange-elated-contract | $25.00 | 10/22/2012 4:11:14 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
657434
This series of Notes was issued and sold upon the funding of the borrower loan #76754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,060 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| likeable-ore8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
|
Principal balance:
| $7,772.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to debit consolidation.
My financial situation:
I am a good candidate for this loan because I currently have a prosper loan and am on time every month with my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $26.64 | 10/22/2012 9:03:47 AM |
| Jassi | $25.00 | 10/22/2012 9:09:14 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:17 AM |
| nickel-ferret | $25.00 | 10/22/2012 9:24:18 AM |
| boylezz | $25.00 | 10/22/2012 9:32:53 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:02 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:05 AM |
| calm-platinum957 | $35.00 | 10/22/2012 9:49:25 AM |
| patriot897 | $25.00 | 10/22/2012 9:04:01 AM |
| aztec | $50.00 | 10/22/2012 9:05:57 AM |
| community-burrito9 | $45.00 | 10/22/2012 9:01:45 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:54 AM |
| awwaww | $25.00 | 10/22/2012 9:05:17 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:06 AM |
| djmjkelso | $25.00 | 10/22/2012 9:08:34 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:32 AM |
| elephantparty | $50.00 | 10/22/2012 9:18:36 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:10 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:37 AM |
| shaps | $50.00 | 10/22/2012 9:27:06 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:53 AM |
| cordial-bonus | $25.00 | 10/22/2012 9:31:02 AM |
| windguy | $50.00 | 10/22/2012 9:30:20 AM |
| Perdita_II | $25.00 | 10/22/2012 9:32:13 AM |
| ready-interest9 | $25.00 | 10/22/2012 9:42:07 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:14 AM |
| vinayski | $25.00 | 10/22/2012 9:54:56 AM |
| payout-reaction740 | $50.00 | 10/22/2012 10:00:34 AM |
| Letsboogiedown | $50.00 | 10/22/2012 10:02:03 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:45 AM |
| 108lender | $200.00 | 10/22/2012 9:30:41 AM |
| vigorous-payment6 | $25.00 | 10/22/2012 9:31:43 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:18 AM |
| prudent-dough458 | $25.00 | 10/22/2012 9:59:36 AM |
| openness-antioxidant | $100.00 | 10/22/2012 9:03:16 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:12:42 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:17 AM |
| Cronos | $100.00 | 10/22/2012 9:20:10 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:40 AM |
| dordee | $60.00 | 10/22/2012 9:44:45 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:00 AM |
| ore-dojo | $25.00 | 10/22/2012 9:56:36 AM |
| phaded | $8.36 | 10/22/2012 10:03:06 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
657450
This series of Notes was issued and sold upon the funding of the borrower loan #76626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $204.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,578 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| graceful-economy410 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some high interest credit card debt from my recent wedding and honeymoon.
My financial situation:
I am a good candidate for this loan because...I have excellent credit, a steady income and a husband who pays the mortgage on our home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $3,000.00 | 10/23/2012 7:21:57 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:21 PM |
| zassociate | $200.00 | 10/22/2012 5:11:33 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:26 PM |
| shaps | $50.00 | 10/22/2012 5:22:42 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:58 PM |
| obedient-payout0 | $25.00 | 10/22/2012 6:11:40 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:36 PM |
| bellaquito | $500.00 | 10/22/2012 7:37:35 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:24 PM |
| cerebral-dollar773 | $34.19 | 10/22/2012 8:04:29 PM |
| boylezz | $25.00 | 10/22/2012 7:12:36 PM |
| loan-cake8 | $50.00 | 10/22/2012 11:40:05 PM |
| Plow_n_Sow | $50.00 | 10/23/2012 7:10:31 AM |
| SecondChanceLendingSERV | $27.21 | 10/23/2012 8:17:03 AM |
| eloquent-money2 | $25.00 | 10/23/2012 8:33:57 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:58 AM |
| Plutis | $25.00 | 10/23/2012 9:13:00 AM |
| sympathetic-funds818 | $25.00 | 10/23/2012 9:32:26 AM |
| Jalebi | $25.00 | 10/23/2012 9:51:05 AM |
| agreementarella4 | $75.00 | 10/23/2012 11:45:22 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:36 AM |
| hybridatl | $25.00 | 10/23/2012 12:13:07 PM |
| RocketSurgeon | $25.00 | 10/23/2012 10:23:52 AM |
| octoberfresh | $25.00 | 10/23/2012 10:25:01 AM |
| green-agreement-animal | $25.00 | 10/23/2012 10:38:04 AM |
| wisem2540 | $25.00 | 10/23/2012 11:40:17 AM |
| currency-fan9 | $50.00 | 10/23/2012 12:05:57 PM |
| BMerrick | $25.00 | 10/23/2012 12:16:01 PM |
| greenback-buckeye | $25.00 | 10/23/2012 12:25:59 PM |
| Johnab | $25.00 | 10/23/2012 1:06:08 PM |
| compatible-deal9 | $50.00 | 10/23/2012 1:08:55 PM |
| helpful-credit156 | $6.94 | 10/23/2012 1:34:09 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:55 PM |
| windguy | $50.00 | 10/22/2012 5:26:05 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:06 PM |
| dumbass | $25.00 | 10/22/2012 5:40:44 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:48 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:54 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:40 PM |
| mdv | $25.00 | 10/22/2012 5:38:57 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:01 PM |
| Vegasjim | $25.00 | 10/22/2012 6:31:04 PM |
| prudent-deal662 | $25.00 | 10/22/2012 6:36:47 PM |
| neighborly-hope6 | $100.00 | 10/22/2012 5:59:08 PM |
| green28 | $50.00 | 10/22/2012 6:11:31 PM |
| kfrench | $75.00 | 10/22/2012 6:21:23 PM |
| Detour11 | $25.00 | 10/22/2012 6:57:35 PM |
| cwegert | $25.00 | 10/22/2012 8:19:35 PM |
| YellowJacket | $25.00 | 10/23/2012 8:23:36 AM |
| GoldenKoi | $100.00 | 10/23/2012 2:06:57 AM |
| blot44 | $25.00 | 10/23/2012 4:58:32 AM |
| responsive-worth5 | $50.00 | 10/23/2012 8:10:02 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:45 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:47 AM |
| BoughtTheFarm | $25.00 | 10/23/2012 10:05:19 AM |
| balanced-social242 | $30.00 | 10/23/2012 10:05:23 AM |
| efficient-money4 | $50.00 | 10/23/2012 10:03:31 AM |
| radforj22 | $50.00 | 10/23/2012 10:04:37 AM |
| spiff666 | $26.66 | 10/23/2012 12:05:32 PM |
| blue-kindness-conga | $25.00 | 10/23/2012 10:21:16 AM |
| chilandman | $50.00 | 10/23/2012 10:33:24 AM |
| community-satellite7 | $200.00 | 10/23/2012 12:42:01 PM |
| penny-flan6 | $25.00 | 10/23/2012 12:52:01 PM |
| angrenost | $25.00 | 10/23/2012 1:11:02 PM |
| payout-quark | $25.00 | 10/23/2012 12:12:17 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 1:03:18 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:47 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
657472
This series of Notes was issued and sold upon the funding of the borrower loan #76554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,995 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-nucleus6 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt
My financial situation: Good
I am a good candidate for this loan because... I am never late on payments
Monthly net income: $3153
Monthly expenses: $
Housing: $877.47
Insurance: $188.46
Car expenses: $748.52
Utilities: $250.00
Phone, cable, internet: $240.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $635.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.04 | 10/21/2012 5:30:01 PM |
| ethical-truth211 | $400.00 | 10/20/2012 12:12:02 PM |
| Investor_DP | $200.00 | 10/20/2012 12:20:07 PM |
| nevee | $40.00 | 10/20/2012 12:15:51 PM |
| euro-speaker8 | $250.00 | 10/20/2012 12:35:41 PM |
| compounding21 | $25.00 | 10/20/2012 1:36:21 PM |
| supreme-treasure8 | $100.00 | 10/20/2012 1:08:03 PM |
| brainy-return234 | $25.00 | 10/20/2012 1:17:23 PM |
| trade-goblin9 | $50.00 | 10/20/2012 1:06:15 PM |
| intrepid-loot | $25.00 | 10/20/2012 1:29:45 PM |
| hopeful_lender | $100.00 | 10/20/2012 1:44:49 PM |
| miked8303 | $50.00 | 10/20/2012 2:00:04 PM |
| community-burrito9 | $35.00 | 10/20/2012 2:26:02 PM |
| best-bonafide-p2p | $25.00 | 10/20/2012 2:32:44 PM |
| lovely-currency3 | $50.00 | 10/20/2012 1:50:05 PM |
| transparency-position | $99.00 | 10/20/2012 2:35:54 PM |
| selector568 | $300.00 | 10/20/2012 1:59:42 PM |
| graceful-IRAinvestment | $106.00 | 10/21/2012 9:07:22 AM |
| bewitching-dollar5 | $100.00 | 10/20/2012 2:07:15 PM |
| community-burrito9 | $75.00 | 10/20/2012 2:08:22 PM |
| graceful-investment | $106.00 | 10/21/2012 9:03:23 AM |
| kulender | $100.00 | 10/21/2012 2:37:49 PM |
| blueshound | $25.00 | 10/21/2012 6:33:08 PM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:25 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:19:20 AM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:38:05 PM |
| jaxlender15 | $25.00 | 10/22/2012 3:54:13 PM |
| power-secret-agent | $25.00 | 10/22/2012 4:50:31 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:54 PM |
| dukeiyer | $25.00 | 10/22/2012 10:59:55 AM |
| thelovebug | $100.00 | 10/22/2012 11:10:22 AM |
| point | $50.00 | 10/22/2012 5:12:27 PM |
| desertoasis | $25.00 | 10/22/2012 2:54:58 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:50 PM |
| wwwUniversal | $25.00 | 10/22/2012 5:06:42 PM |
| LeReve | $500.00 | 10/22/2012 5:27:34 PM |
| whartonmba | $41.00 | 10/22/2012 5:44:14 PM |
| Elefunt | $25.00 | 10/22/2012 5:46:32 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:02 PM |
| queentut | $100.00 | 10/22/2012 5:30:01 PM |
| Mid-Ocean | $25.00 | 10/22/2012 6:06:33 PM |
| duty-viola | $35.00 | 10/22/2012 5:33:06 PM |
| fervent-repayment | $100.00 | 10/22/2012 5:37:08 PM |
| bancoroyal | $25.00 | 10/22/2012 5:43:43 PM |
| slowgains | $25.00 | 10/22/2012 5:50:10 PM |
| spirit07a | $100.00 | 10/22/2012 5:52:27 PM |
| jiftostada | $25.00 | 10/22/2012 5:54:10 PM |
| alaskan1 | $25.90 | 10/22/2012 5:57:27 PM |
| moola-buddy | $25.00 | 10/22/2012 6:05:02 PM |
| dinero-pagoda650 | $50.00 | 10/22/2012 6:07:01 PM |
| cr8on | $75.00 | 10/20/2012 12:22:07 PM |
| etraboulay | $50.00 | 10/20/2012 12:21:46 PM |
| Money__Tree | $200.00 | 10/20/2012 12:45:53 PM |
| 84928429 | $50.00 | 10/20/2012 12:23:03 PM |
| handy-justice | $50.00 | 10/20/2012 12:14:52 PM |
| Dubbs360 | $200.00 | 10/20/2012 12:52:03 PM |
| justreturns | $25.00 | 10/20/2012 12:43:52 PM |
| Peleadona | $25.00 | 10/20/2012 1:53:05 PM |
| houli123 | $25.00 | 10/20/2012 12:55:36 PM |
| asset-professor | $100.00 | 10/20/2012 1:26:50 PM |
| 1NiceLender | $25.00 | 10/20/2012 1:09:53 PM |
| berniemadeoff | $25.00 | 10/20/2012 1:48:01 PM |
| persistent-dinero953 | $25.00 | 10/20/2012 1:36:13 PM |
| dsnybnd | $25.00 | 10/20/2012 9:42:16 PM |
| clean-penny059 | $97.00 | 10/20/2012 1:56:53 PM |
| EngineersAlliance | $75.00 | 10/20/2012 2:05:31 PM |
| LendingPimp_2 | $26.00 | 10/20/2012 2:08:16 PM |
| responsibility-butterfly | $50.00 | 10/20/2012 3:48:52 PM |
| Detour11 | $25.00 | 10/20/2012 7:48:46 PM |
| SweatyBalls | $35.00 | 10/21/2012 5:59:43 AM |
| janeybooboo | $75.00 | 10/20/2012 9:00:25 PM |
| glroark | $100.00 | 10/22/2012 8:35:49 AM |
| bibleinvestor3 | $25.00 | 10/22/2012 4:14:36 AM |
| MI2 | $5,000.00 | 10/22/2012 8:25:43 AM |
| ingenious-diversification | $50.00 | 10/22/2012 8:30:36 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:10:18 AM |
| first-integrity-gravity | $50.00 | 10/22/2012 9:24:15 AM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:54:34 AM |
| bold-social-widget | $25.00 | 10/22/2012 11:10:53 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:57 PM |
| Endeavour | $150.00 | 10/22/2012 5:14:02 PM |
| pierrelasvegas | $25.00 | 10/22/2012 3:25:57 PM |
| HeroSupport | $60.00 | 10/22/2012 5:06:04 PM |
| spark548 | $100.00 | 10/22/2012 5:07:36 PM |
| thrilling-fund427 | $50.00 | 10/22/2012 5:08:28 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:32 PM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 5:45:44 PM |
| bellaquito | $500.00 | 10/22/2012 5:19:45 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:06 PM |
| musegaze | $50.00 | 10/22/2012 5:55:58 PM |
| abundant-power | $25.00 | 10/22/2012 5:57:30 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:42 PM |
| tolerant-responsibility051 | $2,500.00 | 10/22/2012 5:35:43 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:02 PM |
| loyalty-dragster7 | $93.00 | 10/22/2012 5:55:39 PM |
| careful-vigilance4 | $25.00 | 10/22/2012 6:01:16 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:43 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
657480
This series of Notes was issued and sold upon the funding of the borrower loan #76895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-21-2012 |
|
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $83.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intuitive-dollar4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2011)
|
|
Principal balance:
| $1,485.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Medical/Dental
Purpose of loan: medical /dental
This loan will be used to..repair fractured teeth from a baseball injury
My financial situation:
I am a good candidate for this loan because...I have never missed a payment on a prosper
or a spencer loan . I am hard working , and do my best to be have accountability
Monthly net income: $1800
Monthly expenses: $650.00
Housing: $none( my daughter owns the house
Insurance: $101.00
Car expenses: $50.00
Utilities: $110
Phone, cable, internet: $142
Food, entertainment: $75.00
Clothing, household expenses: $100.00
Credit cards and other loans: $prosper loan 83.78
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compounding21 | $25.00 | 10/21/2012 12:05:52 PM |
| felicity-contributor3 | $25.00 | 10/21/2012 12:08:05 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:25 PM |
| Milonguero | $100.00 | 10/21/2012 12:03:14 PM |
| Rip128 | $60.00 | 10/21/2012 1:51:55 PM |
| Joyflyer | $25.00 | 10/21/2012 1:54:42 PM |
| AF-Chief | $25.00 | 10/21/2012 12:19:42 PM |
| toblerone | $25.00 | 10/21/2012 12:22:03 PM |
| sweety075 | $25.00 | 10/21/2012 12:38:43 PM |
| MoneyForNothing | $38.95 | 10/21/2012 12:03:18 PM |
| handy-justice | $50.00 | 10/21/2012 12:05:26 PM |
| hillerod | $26.21 | 10/21/2012 12:05:43 PM |
| etraboulay | $50.00 | 10/21/2012 1:07:30 PM |
| power-chihuahua | $25.00 | 10/21/2012 12:41:01 PM |
| fcrick | $25.00 | 10/21/2012 12:48:28 PM |
| hidavehi | $33.00 | 10/21/2012 1:17:41 PM |
| Dubbs360 | $200.00 | 10/21/2012 1:56:03 PM |
| kulender | $100.00 | 10/21/2012 2:37:58 PM |
| moola-accelerator6 | $30.00 | 10/21/2012 1:28:06 PM |
| Eric_Gagne | $25.00 | 10/21/2012 3:37:22 PM |
| stylish-revenue4 | $100.00 | 10/21/2012 2:25:03 PM |
| mad-scientist0 | $25.00 | 10/21/2012 2:40:30 PM |
| BankofRon_IRA | $100.00 | 10/21/2012 12:52:22 PM |
| Hedge-Fund | $35.00 | 10/21/2012 1:08:45 PM |
| well-rounded-payout0 | $50.00 | 10/21/2012 1:19:12 PM |
| EL_Papin | $25.00 | 10/21/2012 1:49:17 PM |
| intrepid-loot | $25.00 | 10/21/2012 2:05:51 PM |
| DasMula | $25.00 | 10/21/2012 12:12:47 PM |
| brightest-organized-balance | $25.00 | 10/21/2012 12:26:46 PM |
| currency-persimmon | $25.00 | 10/21/2012 3:58:07 PM |
| caper945 | $100.00 | 10/21/2012 12:08:39 PM |
| 111TaxMan | $46.08 | 10/21/2012 12:39:08 PM |
| payout-bridge | $25.00 | 10/21/2012 1:25:46 PM |
| punctual-fund | $25.00 | 10/21/2012 1:39:50 PM |
| seabass123 | $25.00 | 10/21/2012 2:28:03 PM |
| rce1964 | $25.00 | 10/21/2012 1:35:03 PM |
| benefit-flow | $46.21 | 10/21/2012 3:44:38 PM |
| Feyenoord | $30.00 | 10/21/2012 3:54:56 PM |
| SudianX | $9.79 | 10/21/2012 4:09:07 PM |
| forthright-trade | $35.00 | 10/21/2012 2:20:02 PM |
| moneyman369 | $34.76 | 10/21/2012 3:08:13 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
657486
This series of Notes was issued and sold upon the funding of the borrower loan #76735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 29.30% |
Borrower rate/APR:
| 30.30% / 33.02% |
Monthly payment:
| $130.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.70% | | |
| |
Estimated return*:
| 13.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
12 | Length of status: | 1y 11m |
|
Amount delinquent:
| $1,110 |
Total credit lines:
| 53 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,510 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wealth-squadron1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2012)
|
|
Principal balance:
| $6,661.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation and taxes
Purpose of loan: Debt Consolidation
This loan will be used to... payoff bills and remaining taxes
My financial situation:
I am a good candidate for this loan because I am financially responsible and would like to consolidate other debts into one loan.
Monthly net income: 4200$
Monthly expenses: $
Housing: $850
Insurance: $150
Car expenses: $180
Utilities: $160
Phone, cable, internet: $130
Food, entertainment: $400
Clothing, household expenses: $180
Credit cards and other loans: $1100
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sweety075 | $25.00 | 10/21/2012 12:38:55 PM |
| 01a_MrUSC_IRA | $25.00 | 10/21/2012 2:15:34 PM |
| YellowJacket | $25.00 | 10/21/2012 4:11:12 PM |
| compounding21 | $25.00 | 10/21/2012 12:05:52 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:10 PM |
| visionary-generosity0 | $25.00 | 10/21/2012 7:00:57 PM |
| magusfoo | $76.92 | 10/21/2012 9:11:27 PM |
| Cronos | $100.00 | 10/21/2012 10:58:47 PM |
| 01a_MrsUSC | $50.00 | 10/21/2012 2:02:34 PM |
| DreDub | $25.00 | 10/22/2012 8:28:14 AM |
| bold-direct-social9 | $50.00 | 10/21/2012 6:47:08 PM |
| LaQuintaWealthManagmentGroup | $34.25 | 10/21/2012 10:17:09 PM |
| barchibald | $50.00 | 10/22/2012 6:44:27 AM |
| DoctorJoe | $25.00 | 10/22/2012 8:02:06 AM |
| DCinDC | $100.00 | 10/22/2012 8:55:02 AM |
| enriching-dollar1 | $100.00 | 10/22/2012 9:17:30 AM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 9:39:49 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:15 AM |
| Miami | $25.00 | 10/22/2012 10:10:08 AM |
| the-credit-maker | $100.00 | 10/22/2012 10:10:49 AM |
| Hambone1111 | $25.00 | 10/22/2012 10:45:42 AM |
| JGENERAL | $25.00 | 10/22/2012 11:11:01 AM |
| Riccous | $50.00 | 10/22/2012 11:27:48 AM |
| pierrelasvegas | $25.00 | 10/22/2012 3:25:59 PM |
| power-chihuahua | $25.00 | 10/21/2012 12:41:01 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:26 PM |
| Dubbs360 | $100.00 | 10/21/2012 1:48:43 PM |
| Rip128 | $80.00 | 10/21/2012 1:55:31 PM |
| AF-Chief | $25.00 | 10/21/2012 12:19:43 PM |
| MoneyForNothing | $40.06 | 10/21/2012 12:05:12 PM |
| handy-justice | $25.00 | 10/21/2012 12:06:16 PM |
| bewitching-dollar5 | $100.00 | 10/21/2012 1:04:35 PM |
| etraboulay | $50.00 | 10/21/2012 1:07:30 PM |
| fcrick | $25.00 | 10/21/2012 12:48:28 PM |
| desertoasis | $25.00 | 10/21/2012 1:19:48 PM |
| BankofRon_IRA | $100.00 | 10/21/2012 12:52:22 PM |
| moola-accelerator6 | $25.00 | 10/21/2012 1:30:14 PM |
| Joyflyer | $25.00 | 10/21/2012 1:45:29 PM |
| kulender | $100.00 | 10/21/2012 2:37:58 PM |
| currency-persimmon | $25.00 | 10/21/2012 3:57:12 PM |
| chameleon125 | $25.00 | 10/21/2012 6:13:15 PM |
| compassion-paladin042 | $50.00 | 10/21/2012 9:49:19 PM |
| orchestra960 | $300.00 | 10/22/2012 9:14:15 AM |
| sfd | $50.00 | 10/22/2012 8:13:21 AM |
| best-elevated-social | $25.00 | 10/22/2012 9:42:28 AM |
| Bank42 | $25.00 | 10/22/2012 9:54:57 AM |
| point | $50.00 | 10/22/2012 9:12:38 AM |
| ethical-truth211 | $250.00 | 10/22/2012 9:08:59 AM |
| money-baron | $100.00 | 10/22/2012 9:10:59 AM |
| Flreap | $25.00 | 10/22/2012 11:07:37 AM |
| mpatrick | $75.00 | 10/22/2012 9:24:54 AM |
| first-felicity-pursuit | $25.00 | 10/22/2012 12:22:32 PM |
| Help_is_on_the_way | $25.00 | 10/22/2012 9:46:45 AM |
| rate-allocator | $25.00 | 10/22/2012 10:13:08 AM |
| KileNSmyth4 | $25.00 | 10/22/2012 11:28:04 AM |
| ets2011 | $25.00 | 10/22/2012 12:56:54 PM |
| top-benefit-sequoia | $50.00 | 10/22/2012 1:28:05 PM |
| EndtheFed82 | $48.00 | 10/22/2012 3:15:43 PM |
| Benny-factor | $620.77 | 10/22/2012 4:21:35 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
657522
This series of Notes was issued and sold upon the funding of the borrower loan #76750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $231 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vibrant-justice3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my debt.
My financial situation:
I am a good candidate for this loan because and I am very reliable when it comes to paying my bills. I do have a steady income and secure job. I work full time and do get my 40 hours a week with over time pay.
Monthly net income: $1600
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 282.00
Car expenses: $ 326.00
Utilities: $ 0
Phone, cable, internet: $ 240.00
Food, entertainment: $ 50.00
Clothing, household expenses: $ 0
Credit cards and other loans: $
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:25 PM |
| riveting-credit5 | $25.00 | 10/22/2012 5:06:13 PM |
| asset-professor | $100.00 | 10/22/2012 5:28:01 PM |
| ethical-truth211 | $100.00 | 10/22/2012 5:28:36 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:33 PM |
| blue-order-comet | $25.00 | 10/22/2012 5:29:51 PM |
| first-economy-spectacle | $25.00 | 10/22/2012 5:37:46 PM |
| EL_Papin | $25.00 | 10/22/2012 6:14:34 PM |
| CA-Lender | $50.01 | 10/22/2012 7:16:51 PM |
| brilliant-balance | $25.00 | 10/22/2012 7:44:14 PM |
| SweatyBalls | $30.00 | 10/23/2012 7:27:38 AM |
| jybank | $49.00 | 10/23/2012 11:15:35 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:05 PM |
| historic-nickel | $25.00 | 10/23/2012 12:14:13 PM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:02 PM |
| LiveNow | $25.00 | 10/23/2012 3:57:17 PM |
| refresher211 | $100.00 | 10/23/2012 5:17:49 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:00 PM |
| Nazbuster | $200.00 | 10/23/2012 5:22:43 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 4:48:54 PM |
| cajunguy | $30.00 | 10/23/2012 5:01:15 PM |
| newest-bid-britches | $100.00 | 10/23/2012 5:26:38 PM |
| wise-deal-panda | $82.00 | 10/23/2012 5:04:38 PM |
| 1LTRN | $32.04 | 10/23/2012 5:37:26 PM |
| Lubava | $25.00 | 10/23/2012 5:20:46 PM |
| mikbos | $25.00 | 10/23/2012 5:26:00 PM |
| newest-currency-vibrato | $25.00 | 10/23/2012 5:25:56 PM |
| 52digital | $75.00 | 10/23/2012 5:33:02 PM |
| keichi03 | $25.00 | 10/23/2012 5:39:32 PM |
| alexander-hamilton | $50.00 | 10/23/2012 5:09:17 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:28 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:12:55 PM |
| imogen22 | $50.00 | 10/22/2012 5:15:21 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:48 PM |
| julijask | $25.00 | 10/22/2012 5:23:32 PM |
| LendingPimp | $100.00 | 10/23/2012 3:34:14 AM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:08 PM |
| obedient-payout0 | $25.00 | 10/22/2012 6:58:43 PM |
| Eric_Gagne | $25.00 | 10/23/2012 7:32:38 AM |
| kulender | $100.00 | 10/22/2012 7:27:50 PM |
| callmebryan | $25.00 | 10/23/2012 7:43:56 AM |
| LongTail | $26.00 | 10/22/2012 11:41:13 PM |
| jtwildcat713 | $25.00 | 10/23/2012 5:54:45 AM |
| greencat | $50.00 | 10/23/2012 7:24:13 AM |
| john0720 | $25.00 | 10/23/2012 7:59:21 AM |
| kindness-warmth3 | $50.00 | 10/23/2012 10:11:25 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:45 AM |
| first-felicity-pursuit | $25.00 | 10/23/2012 11:26:12 AM |
| KindCharmingReflective-affluence | $25.00 | 10/23/2012 11:06:50 AM |
| jaxlender15 | $25.00 | 10/23/2012 11:08:56 AM |
| bellaquito | $500.00 | 10/23/2012 11:24:55 AM |
| kind-durability-battalion | $100.00 | 10/23/2012 12:14:55 PM |
| big-mac-50 | $200.00 | 10/23/2012 3:57:11 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:09 PM |
| techs | $25.00 | 10/23/2012 5:13:27 PM |
| careful-vigilance4 | $25.00 | 10/23/2012 5:18:20 PM |
| direct-dinero2 | $25.00 | 10/23/2012 5:26:53 PM |
| Bendan | $32.00 | 10/23/2012 5:02:52 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:01 PM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 5:11:12 PM |
| the-credit-maker | $100.00 | 10/23/2012 5:12:33 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:15 PM |
| zipemdown | $25.00 | 10/23/2012 5:24:26 PM |
| frontier_dad | $65.00 | 10/23/2012 5:35:57 PM |
| wwwUniversal | $25.00 | 10/23/2012 5:36:35 PM |
| queentut | $28.95 | 10/23/2012 5:40:10 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
657542
This series of Notes was issued and sold upon the funding of the borrower loan #76653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,509 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-umbrella0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off other debt.
My financial situation:
I am a good candidate for this loan because I always pay my bills.
Monthly net income: $3800-4000
Monthly expenses: $2300
Housing: $450
Insurance: $40
Car expenses: $340
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $600 (this is what I'm paying off with this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.04 | 10/22/2012 9:01:30 AM |
| heavenly-interest9 | $1,000.00 | 10/22/2012 3:21:29 PM |
| green-trade-dolphin | $25.03 | 10/22/2012 9:06:24 AM |
| scholarly-order6 | $50.00 | 10/22/2012 9:14:44 AM |
| refresher211 | $100.00 | 10/22/2012 9:25:02 AM |
| transparency-position | $25.00 | 10/22/2012 11:20:55 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:15 AM |
| Relient-K | $25.00 | 10/22/2012 9:55:35 AM |
| bellaquito | $500.00 | 10/22/2012 10:54:10 AM |
| slowgains | $25.00 | 10/22/2012 11:33:28 AM |
| Nipper99 | $100.00 | 10/22/2012 1:38:26 PM |
| JRS | $25.00 | 10/22/2012 3:57:18 PM |
| graceful-D4Sinvestment | $40.00 | 10/22/2012 6:08:34 PM |
| graceful-investment | $80.00 | 10/22/2012 6:03:20 PM |
| banker34 | $25.00 | 10/22/2012 7:25:56 PM |
| OLYVRC | $50.00 | 10/22/2012 6:27:07 PM |
| Christophe | $25.00 | 10/23/2012 7:32:04 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:37:54 AM |
| thehousewife | $25.00 | 10/23/2012 9:42:32 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:24:52 AM |
| transformer855 | $25.00 | 10/23/2012 12:06:57 PM |
| Money_Working | $25.00 | 10/23/2012 5:04:00 PM |
| worthy-bid8 | $100.00 | 10/23/2012 5:16:05 PM |
| enthusiast758 | $88.27 | 10/23/2012 9:28:40 PM |
| checzwick | $25.00 | 10/23/2012 6:21:34 PM |
| yield-human | $50.00 | 10/23/2012 6:53:36 PM |
| ibano | $25.00 | 10/23/2012 8:28:46 PM |
| economy-popcorn | $25.00 | 10/23/2012 9:05:00 PM |
| ethical-truth211 | $100.00 | 10/22/2012 9:38:23 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:06 AM |
| enriched-return057 | $50.00 | 10/22/2012 9:04:08 AM |
| DasMula | $25.00 | 10/22/2012 9:19:40 AM |
| majestic-note6 | $150.00 | 10/22/2012 9:28:39 AM |
| wise-charming-reward | $200.00 | 10/22/2012 1:33:13 PM |
| commerce-zebra3 | $25.00 | 10/22/2012 9:55:23 AM |
| deal-kung-fu | $40.00 | 10/22/2012 4:11:01 PM |
| riveting-credit5 | $25.00 | 10/22/2012 10:10:29 AM |
| Dubbs360 | $100.00 | 10/22/2012 11:21:45 AM |
| MrDance123 | $50.00 | 10/22/2012 2:23:09 PM |
| greencat | $50.00 | 10/22/2012 3:15:03 PM |
| let_me_retire | $70.06 | 10/22/2012 3:54:37 PM |
| bright-exchange | $25.00 | 10/22/2012 8:57:09 PM |
| AldiHoldings | $30.00 | 10/22/2012 10:14:35 PM |
| ore-accord | $25.00 | 10/22/2012 10:24:28 PM |
| FL-Lender | $36.95 | 10/23/2012 5:32:54 AM |
| glroark | $100.00 | 10/23/2012 7:03:26 AM |
| aquariano | $25.00 | 10/23/2012 8:41:02 AM |
| enchanted-note | $25.00 | 10/23/2012 5:44:49 PM |
| priceless-capital0 | $34.65 | 10/23/2012 8:45:42 PM |
| num1irish | $50.00 | 10/23/2012 7:58:12 PM |
| 850 | $50.00 | 10/23/2012 9:04:00 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
657648
This series of Notes was issued and sold upon the funding of the borrower loan #77063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 5.43% |
Borrower rate/APR:
| 6.43% / 7.37% |
Monthly payment:
| $517.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.33% | | |
| |
Estimated return*:
| 3.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,999 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Solid-Dollar |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay of one remaining credit card
My financial situation:
I am a good candidate for this loan because I am full time employed and would pay off my card anyway, but am looking for a lower rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:55 AM |
| pesoologist3 | $200.00 | 10/22/2012 9:10:58 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 10:12:09 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:33 AM |
| Vegasjim | $25.00 | 10/22/2012 10:35:33 AM |
| Bendistraw | $25.00 | 10/22/2012 9:45:37 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:15 AM |
| obedient-payout0 | $25.00 | 10/22/2012 10:06:16 AM |
| compassion-twister2 | $100.00 | 10/22/2012 10:11:00 AM |
| Jalebi | $25.00 | 10/22/2012 5:04:58 PM |
| zassociate | $200.00 | 10/22/2012 5:11:32 PM |
| bellaquito | $500.00 | 10/22/2012 7:37:34 PM |
| rakem777 | $25.00 | 10/22/2012 6:14:04 PM |
| AldiHoldings | $50.00 | 10/22/2012 10:16:08 PM |
| yzerizef | $30.00 | 10/23/2012 4:45:17 AM |
| Dan4703 | $25.00 | 10/23/2012 6:48:10 AM |
| first-cordial-funds | $50.00 | 10/23/2012 6:49:01 AM |
| fireboss | $38.69 | 10/23/2012 7:43:51 AM |
| blue-useful-auction | $25.00 | 10/23/2012 8:16:47 AM |
| jennifer55126 | $25.00 | 10/23/2012 9:03:42 AM |
| note-willow8 | $25.00 | 10/23/2012 10:03:56 AM |
| Sneezie | $40.00 | 10/23/2012 9:35:14 AM |
| petera650 | $25.00 | 10/23/2012 9:59:45 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:34 AM |
| agreementarella4 | $150.00 | 10/23/2012 11:51:47 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:26 AM |
| Sarspatula | $25.00 | 10/23/2012 10:56:35 AM |
| proud-wealth2 | $28.31 | 10/23/2012 11:55:34 AM |
| cash-architect | $25.00 | 10/23/2012 1:17:06 PM |
| admshuni | $50.00 | 10/23/2012 1:35:36 PM |
| pound-defender6 | $25.00 | 10/23/2012 1:35:40 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:53 PM |
| asset-cougar0 | $25.00 | 10/23/2012 1:48:30 PM |
| goldenretriever | $300.00 | 10/23/2012 2:02:23 PM |
| first-class-dough2 | $66.55 | 10/23/2012 2:05:06 PM |
| shaps | $50.00 | 10/22/2012 9:27:16 AM |
| vigorous-payment6 | $25.00 | 10/22/2012 9:31:44 AM |
| capital-blueberry | $25.00 | 10/22/2012 1:05:42 PM |
| TGGGGGGGGGGGGGGG | $25.00 | 10/22/2012 9:35:33 AM |
| elfincove | $100.00 | 10/22/2012 1:46:56 PM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:41 AM |
| healthy-peace427 | $100.00 | 10/22/2012 9:45:55 AM |
| mdv | $25.00 | 10/22/2012 9:46:40 AM |
| ams294 | $50.00 | 10/22/2012 3:25:14 PM |
| neighborly-hope6 | $100.00 | 10/22/2012 10:12:59 AM |
| boylezz | $25.00 | 10/22/2012 10:32:08 AM |
| the-sweet-penny2 | $25.00 | 10/22/2012 11:44:22 AM |
| _NaLNaBB | $500.00 | 10/22/2012 12:16:53 PM |
| seadogs | $25.00 | 10/22/2012 4:29:37 PM |
| indomitable-coin | $25.00 | 10/22/2012 6:11:21 PM |
| commerce-gargantuan2 | $25.00 | 10/22/2012 5:38:06 PM |
| lionheart722 | $100.00 | 10/22/2012 5:49:56 PM |
| green28 | $50.00 | 10/22/2012 6:11:29 PM |
| UncleBuffett | $75.00 | 10/22/2012 6:12:59 PM |
| Hogan55 | $49.35 | 10/23/2012 5:02:33 AM |
| bold-sensible-basis | $25.00 | 10/23/2012 8:05:05 AM |
| magical-kindness888888 | $75.00 | 10/22/2012 8:40:07 PM |
| McMoney11 | $25.00 | 10/23/2012 8:42:01 AM |
| loan-cake8 | $50.00 | 10/22/2012 11:35:20 PM |
| HikeMoab | $25.00 | 10/23/2012 5:48:25 AM |
| johnyv40 | $36.00 | 10/23/2012 7:16:06 AM |
| responsive-worth5 | $50.00 | 10/23/2012 8:09:59 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:49 AM |
| optostar | $25.00 | 10/23/2012 9:18:33 AM |
| rmachi | $25.00 | 10/23/2012 9:28:24 AM |
| balance-renewal3 | $25.00 | 10/23/2012 10:12:59 AM |
| supernova719 | $75.00 | 10/23/2012 10:15:41 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:45:52 AM |
| newest-trade-wicket | $25.00 | 10/23/2012 10:08:03 AM |
| Investoman | $25.00 | 10/23/2012 10:10:41 AM |
| hybridatl | $25.00 | 10/23/2012 12:12:59 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 12:55:08 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:43 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:47 PM |
| investment-framework | $26.00 | 10/23/2012 11:36:20 AM |
| poloinc | $35.10 | 10/23/2012 11:39:13 AM |
| open-minded-felicity973 | $25.00 | 10/23/2012 11:58:32 AM |
| worth-viking | $1,000.00 | 10/23/2012 12:19:08 PM |
| penny-flan6 | $25.00 | 10/23/2012 12:45:52 PM |
| ucsd-triton | $25.00 | 10/23/2012 1:20:09 PM |
| Jofga | $50.00 | 10/23/2012 1:24:00 PM |
| punctual-fund | $25.00 | 10/23/2012 1:55:26 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
657686
This series of Notes was issued and sold upon the funding of the borrower loan #76882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,031 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-rose |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Bills
Purpose of loan: pay bills....I had an unforeseen home repair to make (my roof needed to be replaced) and I am short on cash now because of it. I don't want to fall behind on my mortgage payments
This loan will be used to...
My financial situation: I always pay my bills and I have a full time job that I have been at for 18 years, and I have the potential to work OT frequently.
I am a good candidate for this loan because...
Monthly net income: $5000.00
Monthly expenses: $500.00
Housing: $1781.00
Insurance: $200.00
Car expenses: $525.00
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $250.00
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 10/22/2012 5:06:13 PM |
| nonattender | $25.00 | 10/22/2012 5:24:02 PM |
| majestic-note6 | $150.00 | 10/22/2012 5:24:16 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:41 PM |
| open-minded-p2p1 | $25.00 | 10/22/2012 6:37:44 PM |
| obedient-payout0 | $25.00 | 10/22/2012 6:58:43 PM |
| thrifty-capital | $25.00 | 10/22/2012 7:55:28 PM |
| LongTail | $30.00 | 10/22/2012 11:39:33 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:20:36 PM |
| CA_Lender | $25.00 | 10/23/2012 4:11:49 AM |
| SweatyBalls | $30.00 | 10/23/2012 7:39:03 AM |
| ultimate-peace | $25.00 | 10/23/2012 9:24:22 AM |
| CA-Lender | $50.00 | 10/23/2012 10:28:37 AM |
| transformer855 | $25.00 | 10/23/2012 12:07:40 PM |
| first-lovely-dollar | $50.00 | 10/23/2012 12:16:09 PM |
| let_me_retire | $100.00 | 10/23/2012 2:49:46 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 4:55:44 PM |
| big-mac-50 | $200.00 | 10/23/2012 3:53:58 PM |
| currency-cosmos | $25.00 | 10/23/2012 5:13:30 PM |
| heavenly-interest9 | $1,000.00 | 10/23/2012 9:04:50 AM |
| fund-medalist171 | $60.00 | 10/22/2012 5:09:12 PM |
| vutah | $35.00 | 10/22/2012 5:12:33 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:16 PM |
| liberty-tostada7 | $25.00 | 10/22/2012 6:59:39 PM |
| marketplace-singularity3 | $25.00 | 10/22/2012 6:39:05 PM |
| blitzen40 | $25.00 | 10/22/2012 7:00:36 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:16 PM |
| gotjack-IRA | $25.00 | 10/22/2012 7:14:01 PM |
| Christophe | $25.00 | 10/23/2012 7:34:04 AM |
| bonafide-yield351 | $25.00 | 10/22/2012 9:01:49 PM |
| magical-loyalty679 | $25.00 | 10/23/2012 8:54:21 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:23 AM |
| payment-halo | $25.00 | 10/23/2012 8:42:17 AM |
| aquariano | $25.00 | 10/23/2012 8:45:43 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:47 AM |
| Nazbuster | $200.00 | 10/23/2012 4:37:47 PM |
| greencat | $50.00 | 10/23/2012 2:26:09 PM |
| banker34 | $25.00 | 10/23/2012 2:43:09 PM |
| skillful-asset5 | $30.00 | 10/23/2012 5:18:10 PM |
| moola-accelerator6 | $25.00 | 10/23/2012 5:34:56 PM |
| favorite-commerce | $50.00 | 10/23/2012 5:51:05 PM |
| checzwick | $50.00 | 10/23/2012 6:15:28 PM |
| the-principal-reactor4 | $15.00 | 10/23/2012 6:32:47 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
657696
This series of Notes was issued and sold upon the funding of the borrower loan #76808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $159.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,971 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-mesh4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to purchase furniture and flooring for my home.
My financial situation:
I am a good candidate for this loan because I have established a great credit history. I have the income to support it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 10/22/2012 10:34:04 AM |
| aztec | $50.00 | 10/22/2012 9:05:58 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:06 AM |
| loot-baton | $25.00 | 10/22/2012 9:20:22 AM |
| Rockymtnhi | $100.00 | 10/22/2012 9:28:57 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:16 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:55 AM |
| openness-antioxidant | $100.00 | 10/22/2012 9:03:17 AM |
| GoGators01 | $25.00 | 10/22/2012 10:03:33 AM |
| patriot897 | $25.00 | 10/22/2012 9:04:02 AM |
| market-maximizer472 | $25.00 | 10/22/2012 10:06:06 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 10:12:10 AM |
| djmjkelso | $25.00 | 10/22/2012 9:10:33 AM |
| fund-cypress910 | $25.00 | 10/22/2012 9:14:46 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:18 AM |
| note-lesson7 | $100.00 | 10/22/2012 9:12:43 AM |
| kfrench | $75.00 | 10/22/2012 10:22:47 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:17 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:33 AM |
| Vegasjim | $25.00 | 10/22/2012 10:35:34 AM |
| bellaquito | $500.00 | 10/22/2012 10:47:37 AM |
| shaps | $50.00 | 10/22/2012 9:27:06 AM |
| ColoradoLender82 | $25.00 | 10/22/2012 11:18:27 AM |
| superb-funds335 | $25.00 | 10/22/2012 9:36:02 AM |
| Mid-Ocean | $25.00 | 10/22/2012 1:42:18 PM |
| Investor_DP | $200.00 | 10/22/2012 9:49:01 AM |
| engaging-worth | $25.00 | 10/22/2012 10:04:21 AM |
| Dollars4Rent | $25.00 | 10/22/2012 10:18:15 AM |
| toblerone | $25.00 | 10/22/2012 10:42:10 AM |
| HelpMe-HelpYou | $89.96 | 10/22/2012 11:16:34 AM |
| the-elegant-deal | $50.00 | 10/22/2012 11:49:05 AM |
| JRS | $25.00 | 10/22/2012 3:55:49 PM |
| abundant-dinero5 | $25.00 | 10/22/2012 4:11:31 PM |
| cwegert | $25.00 | 10/22/2012 9:31:02 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:02 AM |
| calm-platinum957 | $35.00 | 10/22/2012 9:49:25 AM |
| E_G | $50.00 | 10/22/2012 10:11:32 AM |
| repayment-pagoda8 | $100.00 | 10/22/2012 9:16:10 AM |
| compassion-twister2 | $50.00 | 10/22/2012 10:44:13 AM |
| special-dinero553 | $25.00 | 10/22/2012 9:22:37 AM |
| nickel-ferret | $25.00 | 10/22/2012 9:24:19 AM |
| vigorous-payment6 | $25.00 | 10/22/2012 9:31:44 AM |
| boylezz | $25.00 | 10/22/2012 9:32:54 AM |
| Perdita_II | $25.00 | 10/22/2012 9:32:13 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:41 AM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:09:53 AM |
| RJN | $40.00 | 10/22/2012 10:13:47 AM |
| Phryne | $50.00 | 10/22/2012 10:17:31 AM |
| prudent-deal662 | $25.00 | 10/22/2012 10:28:59 AM |
| punctual-fund | $25.00 | 10/22/2012 10:38:47 AM |
| cashhelp | $30.00 | 10/22/2012 10:37:04 AM |
| brainy-credit1 | $40.00 | 10/22/2012 11:05:06 AM |
| LKN2RTR | $25.00 | 10/22/2012 1:40:15 PM |
| mighty-dedication223 | $50.00 | 10/22/2012 1:54:33 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:30:10 PM |
| Money_Hog | $25.00 | 10/22/2012 4:07:43 PM |
| Tbone49 | $25.00 | 10/22/2012 4:13:35 PM |
| Benny-factor | $1,240.04 | 10/22/2012 4:23:21 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
657718
This series of Notes was issued and sold upon the funding of the borrower loan #76943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $202.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.14% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,555 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-payment-plum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2011)
|
|
Principal balance:
| $1,406.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/21/2012 3:10:00 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:03:01 PM |
| vigorous-payment6 | $25.00 | 10/21/2012 12:07:24 PM |
| toblerone | $25.00 | 10/21/2012 12:22:04 PM |
| sweety075 | $25.00 | 10/21/2012 12:39:13 PM |
| punctual-fund | $25.00 | 10/21/2012 1:45:18 PM |
| gold-sushi | $25.00 | 10/21/2012 12:46:54 PM |
| the-platinum-entrepreneur | $200.00 | 10/21/2012 4:53:12 PM |
| nyp112 | $50.00 | 10/21/2012 1:02:22 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:26 PM |
| MoneyTree79 | $48.46 | 10/21/2012 7:11:08 PM |
| formula842 | $25.00 | 10/21/2012 7:38:19 PM |
| treasure-medalist0 | $25.00 | 10/21/2012 12:49:03 PM |
| benjamins-wasp | $50.00 | 10/21/2012 7:54:53 PM |
| moola-accelerator6 | $30.00 | 10/21/2012 1:27:01 PM |
| well-rounded-dinero | $25.00 | 10/21/2012 1:41:26 PM |
| green_acres | $70.00 | 10/21/2012 10:10:09 PM |
| fishcreek | $25.00 | 10/21/2012 11:33:38 PM |
| newest-rate-relaxation | $50.00 | 10/22/2012 12:21:52 AM |
| Dubbs360 | $200.00 | 10/21/2012 1:56:04 PM |
| golffish2 | $25.00 | 10/22/2012 3:52:49 AM |
| sgordon46 | $25.00 | 10/21/2012 1:13:29 PM |
| mindful-deal289 | $30.00 | 10/22/2012 6:32:59 AM |
| lucrative-loan | $100.00 | 10/22/2012 7:17:39 AM |
| proud-gold9 | $25.00 | 10/21/2012 1:44:18 PM |
| social-zebra | $34.00 | 10/21/2012 4:21:25 PM |
| Bank_Of_XL | $25.00 | 10/21/2012 5:15:22 PM |
| 907 | $42.95 | 10/21/2012 5:45:23 PM |
| Eric_Gagne | $25.00 | 10/21/2012 3:37:32 PM |
| RGlad | $100.00 | 10/21/2012 5:16:53 PM |
| Cronos | $100.00 | 10/21/2012 10:58:48 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 7:21:45 PM |
| ResQDoc | $25.00 | 10/22/2012 4:04:37 AM |
| JCM_MN | $30.00 | 10/22/2012 5:03:58 AM |
| antlr | $25.00 | 10/21/2012 9:48:54 PM |
| investment-comet | $25.00 | 10/22/2012 6:59:09 AM |
| LittleMingo | $25.00 | 10/21/2012 5:16:20 PM |
| ready-agreement5 | $25.00 | 10/21/2012 12:04:47 PM |
| Feyenoord | $30.00 | 10/21/2012 12:13:11 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:12 PM |
| fiserve4u | $50.00 | 10/21/2012 12:43:20 PM |
| commerce-viking1 | $50.00 | 10/21/2012 12:51:58 PM |
| 108lender | $200.00 | 10/21/2012 1:00:16 PM |
| thankful-nickel2 | $25.00 | 10/21/2012 1:18:55 PM |
| MoneyForNothing | $26.85 | 10/21/2012 12:03:57 PM |
| compounding21 | $25.00 | 10/21/2012 12:05:52 PM |
| gotjack-IRA | $25.03 | 10/21/2012 3:28:13 PM |
| benefit-flow | $50.00 | 10/21/2012 3:42:53 PM |
| supreme-treasure8 | $100.00 | 10/21/2012 12:52:46 PM |
| AF-Chief | $25.00 | 10/21/2012 12:19:43 PM |
| justice-allocator3 | $25.00 | 10/21/2012 7:05:09 PM |
| BigLev | $25.00 | 10/21/2012 7:39:50 PM |
| CoolPlexer | $25.00 | 10/21/2012 1:05:29 PM |
| chinolatino | $25.00 | 10/21/2012 1:50:00 PM |
| thrifty-capital | $30.00 | 10/21/2012 2:11:37 PM |
| stylish-revenue4 | $100.00 | 10/21/2012 2:27:07 PM |
| Index_Plus | $1,952.71 | 10/22/2012 8:17:11 AM |
| kulender | $100.00 | 10/21/2012 2:37:59 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:12 PM |
| ValyaLibra01 | $200.00 | 10/21/2012 4:25:20 PM |
| ddog0224 | $50.00 | 10/21/2012 6:48:46 PM |
| Fitiwalt7 | $25.00 | 10/21/2012 7:04:49 PM |
| williamgates | $25.00 | 10/21/2012 6:50:22 PM |
| imdave4me | $25.00 | 10/22/2012 3:33:46 AM |
| DoctorJoe | $25.00 | 10/22/2012 8:03:46 AM |
| p2ploan-starfish838 | $25.00 | 10/22/2012 7:21:49 AM |
| stollcm | $25.00 | 10/22/2012 7:39:41 AM |
| buffalobills | $25.00 | 10/22/2012 8:00:17 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
657760
This series of Notes was issued and sold upon the funding of the borrower loan #76572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $161.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listing-raccoon1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...pay off existing debt and pay for discounted office space and equipment for an emerging business in which we've already received 25, 000 in program support funds.
My financial situation:
I am a good candidate for this loan because...I have a good payment history, believe in paying debts, and have worked as an educator for more than 2 consecutive years. I have also begin to see a return on a business endeavor that i took on over a year ago which will further aid in my being able to pay the loan back on time or early.
Monthly net income: $ 2800
Monthly expenses: $1225
Housing: $ 925
Insurance: $ 0
Car expenses: $0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 300
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $750.00 | 10/22/2012 7:19:57 AM |
| cattlebaron | $25.00 | 10/21/2012 12:02:05 PM |
| Wellman | $25.00 | 10/21/2012 12:31:11 PM |
| jazzlender | $25.00 | 10/21/2012 12:44:30 PM |
| gold-sushi | $25.00 | 10/21/2012 12:46:54 PM |
| SKOAL | $25.00 | 10/21/2012 12:47:57 PM |
| investment-visionary | $25.00 | 10/21/2012 12:53:32 PM |
| kyle84119 | $25.00 | 10/21/2012 12:58:05 PM |
| LendingPimp | $52.00 | 10/21/2012 12:58:44 PM |
| superb-funds335 | $25.00 | 10/21/2012 1:05:09 PM |
| LendingPimp_2 | $26.00 | 10/21/2012 1:40:00 PM |
| persistent-dinero953 | $25.00 | 10/21/2012 12:03:02 PM |
| Bob450 | $25.00 | 10/21/2012 12:09:19 PM |
| rate-advocator7 | $200.00 | 10/21/2012 12:35:15 PM |
| generosity-pizza | $25.00 | 10/21/2012 4:05:22 PM |
| paxnj | $25.00 | 10/21/2012 12:45:16 PM |
| lucrative-dollar | $25.00 | 10/21/2012 12:54:02 PM |
| point-xylophone | $25.00 | 10/21/2012 12:55:08 PM |
| I_Like_to_Invest | $25.00 | 10/21/2012 12:18:38 PM |
| cp-family | $50.00 | 10/21/2012 12:33:49 PM |
| etraboulay | $50.00 | 10/21/2012 1:07:31 PM |
| big-mac-50 | $200.00 | 10/21/2012 7:09:58 PM |
| Wildcat23 | $200.00 | 10/21/2012 7:27:19 PM |
| desertoasis | $25.00 | 10/21/2012 1:19:48 PM |
| houli123 | $25.00 | 10/21/2012 12:57:24 PM |
| contract-victor5 | $100.00 | 10/21/2012 9:48:53 PM |
| antlr | $25.00 | 10/21/2012 9:48:54 PM |
| Joyflyer | $100.00 | 10/21/2012 1:58:32 PM |
| mikbos | $25.00 | 10/21/2012 1:06:23 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:27 PM |
| julijask | $25.00 | 10/21/2012 1:18:30 PM |
| valiant-liberty4 | $25.00 | 10/21/2012 1:18:55 PM |
| Elefunt | $25.00 | 10/21/2012 1:23:16 PM |
| planetibet | $25.00 | 10/22/2012 7:24:07 AM |
| YellowJacket | $25.00 | 10/21/2012 4:12:27 PM |
| cash-tent | $35.00 | 10/21/2012 5:32:27 PM |
| mauge35 | $25.00 | 10/21/2012 6:28:08 PM |
| bazaar-beast | $50.00 | 10/21/2012 5:04:32 PM |
| ddog0224 | $50.00 | 10/21/2012 6:52:13 PM |
| Byrd24 | $100.00 | 10/21/2012 5:36:44 PM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:13 PM |
| weWantToHelp | $50.00 | 10/21/2012 8:03:43 PM |
| for_your_success | $28.07 | 10/22/2012 5:17:57 AM |
| cashasaurus0 | $200.00 | 10/22/2012 3:58:56 AM |
| balanced-balance6 | $25.00 | 10/22/2012 7:57:50 AM |
| silver-metronome2 | $75.00 | 10/22/2012 7:03:43 AM |
| MI2 | $781.00 | 10/22/2012 8:25:48 AM |
| scoobiedoo | $60.01 | 10/21/2012 3:36:52 PM |
| Aberdeen | $100.00 | 10/21/2012 1:25:40 PM |
| cattlebaron | $25.00 | 10/21/2012 12:02:10 PM |
| blue-subtle-integrity | $25.00 | 10/21/2012 12:17:45 PM |
| miked8303 | $50.00 | 10/21/2012 12:37:26 PM |
| smear87 | $50.00 | 10/21/2012 12:42:24 PM |
| Dubbs360 | $200.00 | 10/21/2012 12:53:10 PM |
| brainy-return234 | $25.00 | 10/21/2012 1:06:14 PM |
| Makingitrain | $25.00 | 10/21/2012 12:11:06 PM |
| Investor_DP | $200.00 | 10/21/2012 12:16:12 PM |
| newest-bid-britches | $100.00 | 10/21/2012 12:17:22 PM |
| economy-shrubbery6 | $25.00 | 10/21/2012 12:48:48 PM |
| cattlebaron | $25.00 | 10/21/2012 12:05:40 PM |
| supreme-treasure8 | $100.00 | 10/21/2012 12:52:49 PM |
| Katburg | $25.00 | 10/21/2012 12:11:52 PM |
| greenback-chairman5 | $25.00 | 10/21/2012 8:21:40 PM |
| Asset-Builder | $50.00 | 10/21/2012 2:52:57 PM |
| buffalobills | $25.00 | 10/22/2012 7:59:40 AM |
| cybercop45 | $25.00 | 10/22/2012 8:04:04 AM |
| kulender | $100.00 | 10/21/2012 2:37:59 PM |
| payment-halo | $25.00 | 10/21/2012 2:42:22 PM |
| best-bonafide-p2p | $25.00 | 10/21/2012 5:34:15 PM |
| durability-warmth | $25.00 | 10/21/2012 6:46:33 PM |
| ResQDoc | $25.00 | 10/22/2012 4:04:11 AM |
| bibleinvestor3 | $25.00 | 10/22/2012 4:14:37 AM |
| awern | $25.00 | 10/22/2012 7:45:18 AM |
| LimaGuy | $42.92 | 10/22/2012 8:11:54 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
657858
This series of Notes was issued and sold upon the funding of the borrower loan #76717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,413 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Algator3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2960
Monthly expenses: $1428
Housing: $425
Insurance: $113
Car expenses: $0
Utilities: $80
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $530
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 10/22/2012 2:44:04 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:56 AM |
| I_Like_to_Invest | $25.00 | 10/22/2012 9:33:54 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:03 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:18 AM |
| best-bonafide-p2p | $25.00 | 10/22/2012 9:55:19 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:06 AM |
| community-burrito9 | $40.00 | 10/22/2012 9:10:39 AM |
| phenomenal-rate1 | $500.00 | 10/22/2012 9:11:12 AM |
| fearless-loyalty5 | $25.00 | 10/22/2012 9:13:10 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:19:42 AM |
| mschoenf | $100.00 | 10/22/2012 9:24:03 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:01 AM |
| E_G | $50.00 | 10/22/2012 10:11:32 AM |
| shrewd-deal | $50.00 | 10/22/2012 4:52:20 PM |
| loot-motivator7 | $50.00 | 10/22/2012 4:54:01 PM |
| zeelender | $25.00 | 10/22/2012 5:01:21 PM |
| EL_Papin | $25.00 | 10/22/2012 10:45:09 AM |
| LendingPimp_2 | $26.00 | 10/22/2012 10:47:40 AM |
| Jalebi | $25.00 | 10/22/2012 5:04:58 PM |
| a-resplendent-commitment | $50.00 | 10/22/2012 5:05:26 PM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:56:51 AM |
| lisanate | $25.00 | 10/22/2012 5:09:26 PM |
| 100units | $200.00 | 10/22/2012 5:12:34 PM |
| benevolent-loot5 | $200.00 | 10/22/2012 5:14:24 PM |
| mmills1220 | $25.00 | 10/22/2012 5:15:26 PM |
| A4 | $25.00 | 10/22/2012 3:58:33 PM |
| benjamins-utopia | $94.00 | 10/22/2012 5:16:38 PM |
| gotjack-IRA | $25.02 | 10/22/2012 4:12:38 PM |
| hard-working-rate3 | $25.00 | 10/22/2012 5:19:17 PM |
| tr-doc | $400.00 | 10/22/2012 5:00:59 PM |
| life-is-great | $25.00 | 10/22/2012 5:01:06 PM |
| ZTA0796 | $25.00 | 10/22/2012 5:01:19 PM |
| rescue | $100.00 | 10/22/2012 5:21:07 PM |
| friendly-yield187 | $25.00 | 10/22/2012 5:21:34 PM |
| studious-bonus7 | $41.00 | 10/22/2012 5:22:49 PM |
| five-star-euro3 | $25.00 | 10/22/2012 5:05:44 PM |
| Approved1234 | $25.00 | 10/22/2012 5:24:33 PM |
| credit-adventurer313 | $25.00 | 10/22/2012 5:06:15 PM |
| SummitAdvisors | $50.00 | 10/22/2012 5:07:16 PM |
| Arvicco | $400.00 | 10/22/2012 5:27:00 PM |
| DarthContinent | $25.00 | 10/22/2012 5:10:14 PM |
| F16Pilot | $25.00 | 10/22/2012 5:29:02 PM |
| mvalley | $25.00 | 10/22/2012 5:32:57 PM |
| buraky | $27.00 | 10/22/2012 5:35:19 PM |
| sturdy-dime5 | $25.00 | 10/22/2012 5:14:19 PM |
| AceInTheHole | $25.00 | 10/22/2012 5:16:43 PM |
| EnglishGeekInNYC | $25.00 | 10/22/2012 5:18:53 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:09 PM |
| StWaldo | $25.00 | 10/22/2012 5:17:49 PM |
| DadWarbucks | $25.00 | 10/22/2012 5:18:59 PM |
| NeketanBank | $25.00 | 10/22/2012 5:22:16 PM |
| pure-pound7 | $75.00 | 10/22/2012 5:21:10 PM |
| tranquil-credit0 | $25.00 | 10/22/2012 5:48:50 PM |
| postalwhiz | $25.00 | 10/22/2012 5:49:47 PM |
| versatile-dime442 | $250.00 | 10/22/2012 5:23:45 PM |
| Rusheen_Capital_Partners | $250.00 | 10/22/2012 5:22:57 PM |
| kginatl | $50.00 | 10/22/2012 5:50:14 PM |
| zrohmm | $25.00 | 10/22/2012 5:50:16 PM |
| structure9 | $25.00 | 10/22/2012 5:24:07 PM |
| note-tent | $35.00 | 10/22/2012 5:51:20 PM |
| overflowinglife | $150.00 | 10/22/2012 5:52:14 PM |
| gold-web4 | $25.00 | 10/22/2012 5:25:34 PM |
| Taz-Man-IIWIS | $25.00 | 10/22/2012 5:26:10 PM |
| windguy | $50.00 | 10/22/2012 5:26:21 PM |
| enthusiastic-cash599 | $50.00 | 10/22/2012 5:26:41 PM |
| Adam_00 | $50.00 | 10/22/2012 5:27:06 PM |
| Jaguar-Nation | $25.00 | 10/22/2012 5:26:20 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:43 PM |
| financial-frenzy | $50.00 | 10/22/2012 5:30:14 PM |
| marketplace-cello5 | $25.00 | 10/22/2012 5:29:12 PM |
| delectable-point5 | $29.00 | 10/22/2012 5:29:59 PM |
| hope-eagle6 | $25.00 | 10/22/2012 5:32:02 PM |
| speedy-point | $25.00 | 10/22/2012 5:30:56 PM |
| Dave0 | $25.00 | 10/22/2012 5:31:01 PM |
| entertaining-revenue4 | $50.00 | 10/22/2012 5:34:50 PM |
| fairness-formula0 | $25.00 | 10/22/2012 5:31:48 PM |
| transparency-sapling | $25.00 | 10/22/2012 5:33:30 PM |
| shiny-peso1 | $50.00 | 10/22/2012 5:33:47 PM |
| investisure | $50.00 | 10/22/2012 5:34:10 PM |
| KeepOnRunning | $52.00 | 10/22/2012 5:40:07 PM |
| adventurer447 | $300.00 | 10/22/2012 5:43:47 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:30 PM |
| compoundinterest | $25.00 | 10/22/2012 5:50:48 PM |
| american6 | $50.00 | 10/22/2012 5:51:28 PM |
| urbane-income7 | $25.00 | 10/22/2012 5:52:34 PM |
| dariop | $25.01 | 10/22/2012 5:52:48 PM |
| spirit07a | $100.00 | 10/22/2012 5:52:28 PM |
| GatorBux | $50.00 | 10/22/2012 5:54:53 PM |
| Banker7371 | $25.00 | 10/22/2012 6:01:23 PM |
| loan-wasp | $50.00 | 10/22/2012 6:02:50 PM |
| Skiph | $25.00 | 10/22/2012 6:04:29 PM |
| pound-mushroom3 | $25.00 | 10/22/2012 6:04:00 PM |
| supreme-exchange547 | $25.00 | 10/22/2012 6:04:55 PM |
| mckhbnpc | $50.00 | 10/22/2012 6:05:24 PM |
| Mid-Ocean | $25.00 | 10/22/2012 6:07:40 PM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:26 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:09:56 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:34 AM |
| LeReve | $500.00 | 10/22/2012 9:32:17 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:16 AM |
| Pickmar | $25.00 | 10/22/2012 10:11:42 AM |
| ore-achievement329 | $25.00 | 10/22/2012 9:10:08 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:19 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:47 AM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:15 AM |
| ethical-truth211 | $300.00 | 10/22/2012 9:25:28 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:42 AM |
| 1NiceLender | $25.00 | 10/22/2012 9:43:05 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 10:12:10 AM |
| commitment-neutron1 | $200.00 | 10/22/2012 5:02:58 PM |
| gravbox | $25.00 | 10/22/2012 10:20:57 AM |
| coin-tweet | $25.00 | 10/22/2012 5:03:45 PM |
| loyalty-hornet6 | $25.00 | 10/22/2012 5:07:01 PM |
| euro-watcher7 | $25.00 | 10/22/2012 5:09:41 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:53 PM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:59 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:32:31 PM |
| indomitable-dedication | $25.00 | 10/22/2012 5:15:04 PM |
| Sefotonga | $25.00 | 10/22/2012 5:00:50 PM |
| p2p-czar3 | $25.00 | 10/22/2012 5:02:08 PM |
| thoughtful-peso78 | $25.00 | 10/22/2012 5:01:55 PM |
| affluence-microscope2 | $200.00 | 10/22/2012 5:03:41 PM |
| wetlands | $200.00 | 10/22/2012 5:21:29 PM |
| radiant-dollar9 | $200.00 | 10/22/2012 5:22:18 PM |
| pious-gold | $25.00 | 10/22/2012 5:23:27 PM |
| the-productive-agreement | $25.00 | 10/22/2012 5:05:46 PM |
| PThor | $25.00 | 10/22/2012 5:08:59 PM |
| success1001 | $100.00 | 10/22/2012 5:09:44 PM |
| zassociate | $200.00 | 10/22/2012 5:11:37 PM |
| pious-currency875 | $100.00 | 10/22/2012 5:31:21 PM |
| Wordsmth | $25.00 | 10/22/2012 5:14:21 PM |
| rovo | $25.00 | 10/22/2012 5:34:16 PM |
| tolerant-responsibility051 | $2,500.00 | 10/22/2012 5:35:45 PM |
| imogen22 | $50.00 | 10/22/2012 5:15:00 PM |
| listing-vista | $50.00 | 10/22/2012 5:17:51 PM |
| goingplaces99 | $25.00 | 10/22/2012 5:38:08 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:15:59 PM |
| return-exchanger355 | $100.00 | 10/22/2012 5:19:58 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:34 PM |
| resource777 | $50.00 | 10/22/2012 5:18:48 PM |
| the-laudable-peso | $40.00 | 10/22/2012 5:20:15 PM |
| LendGuy | $25.00 | 10/22/2012 5:47:04 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:43 PM |
| haplender | $50.00 | 10/22/2012 5:23:11 PM |
| soarmore | $25.00 | 10/22/2012 5:49:14 PM |
| jedi053 | $100.00 | 10/22/2012 5:26:34 PM |
| profitable-fairness1 | $50.00 | 10/22/2012 5:59:45 PM |
| community-seahorse0 | $25.00 | 10/22/2012 6:03:03 PM |
| quickstep | $125.00 | 10/22/2012 6:03:27 PM |
| hope-equation | $25.00 | 10/22/2012 5:29:43 PM |
| ramsba | $25.00 | 10/22/2012 6:06:14 PM |
| the-dollar-topper | $150.00 | 10/22/2012 5:29:39 PM |
| affluence-animal | $50.00 | 10/22/2012 5:30:16 PM |
| wise-rupee-sanctuary | $50.00 | 10/22/2012 5:31:03 PM |
| bid-papyrus | $25.00 | 10/22/2012 5:34:45 PM |
| Xarach | $25.00 | 10/22/2012 5:31:57 PM |
| note-proton0 | $25.00 | 10/22/2012 5:35:16 PM |
| gelidfrank | $25.00 | 10/22/2012 5:37:11 PM |
| ItsJustMe79 | $25.00 | 10/22/2012 5:41:52 PM |
| salandstef | $25.00 | 10/22/2012 5:44:25 PM |
| felicity-broadcaster6 | $50.00 | 10/22/2012 5:52:03 PM |
| social-trumpet | $25.00 | 10/22/2012 5:57:01 PM |
| angelinvestor2 | $40.00 | 10/22/2012 6:04:02 PM |
| unassailable-funds754 | $25.00 | 10/22/2012 6:05:50 PM |
| sankyu | $50.00 | 10/22/2012 6:06:38 PM |
| dinero-pagoda650 | $50.00 | 10/22/2012 6:07:03 PM |
| Herluftrolle | $0.97 | 10/22/2012 6:08:46 PM |
| credit-dandelion148 | $250.00 | 10/22/2012 6:08:05 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
657862
This series of Notes was issued and sold upon the funding of the borrower loan #76763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-21-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $118.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,044 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bestinterest2002 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 92% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,300.00 | < 31 days late:
| 3
( 8% )
| 680-699
(Nov-2011)
680-699
(Oct-2007)
|
|
Principal balance:
| $5,094.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for moving expenses.
My financial situation:
I am a good candidate for this loan because I always pay back my loans. I also have a great history with prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/21/2012 12:03:02 PM |
| sweety075 | $25.00 | 10/21/2012 12:11:01 PM |
| the-magnificent-loan | $100.00 | 10/21/2012 12:18:03 PM |
| Perdita_II | $25.00 | 10/21/2012 12:20:53 PM |
| gravbox | $25.00 | 10/21/2012 12:54:24 PM |
| FortuneFundII | $200.00 | 10/21/2012 1:01:15 PM |
| euro-speaker8 | $250.00 | 10/21/2012 1:09:27 PM |
| moola-accelerator6 | $30.00 | 10/21/2012 1:31:14 PM |
| 1SteelerFan | $30.00 | 10/21/2012 1:35:04 PM |
| felicity-contributor3 | $35.00 | 10/21/2012 12:04:53 PM |
| market-cougar3 | $50.00 | 10/21/2012 12:22:16 PM |
| hopeful-silver5 | $50.00 | 10/21/2012 4:53:44 PM |
| MoneyForNothing | $36.15 | 10/21/2012 12:07:51 PM |
| thankful-nickel2 | $55.55 | 10/21/2012 12:51:03 PM |
| 12Knocksinna | $25.00 | 10/22/2012 2:36:47 AM |
| contract-student2 | $56.06 | 10/22/2012 5:43:33 AM |
| unflappable-pound3 | $100.00 | 10/21/2012 2:58:03 PM |
| investment-comet | $25.00 | 10/22/2012 7:00:34 AM |
| janeybooboo | $25.25 | 10/21/2012 1:28:48 PM |
| marwadi-62 | $200.00 | 10/21/2012 1:41:06 PM |
| Feyenoord | $30.00 | 10/21/2012 3:55:46 PM |
| thehousewife | $25.00 | 10/22/2012 7:25:38 AM |
| agrosmet | $25.00 | 10/22/2012 8:17:30 AM |
| bold-phenomenal-funds | $25.00 | 10/21/2012 4:21:25 PM |
| hl8428 | $25.00 | 10/21/2012 6:29:15 PM |
| williamgates | $25.00 | 10/21/2012 6:50:22 PM |
| Rostov | $25.00 | 10/21/2012 5:34:04 PM |
| bbt210 | $25.05 | 10/21/2012 7:28:38 PM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:03 AM |
| responsibility-butterfly | $50.00 | 10/21/2012 6:20:14 PM |
| Longtermcapitalmgmt | $25.00 | 10/21/2012 9:16:15 PM |
| important-trade094 | $42.76 | 10/22/2012 5:48:46 AM |
| Cronos | $100.00 | 10/21/2012 10:58:48 PM |
| Digs | $25.00 | 10/22/2012 5:30:41 AM |
| sfd | $50.00 | 10/22/2012 8:13:06 AM |
| credit-orca | $25.00 | 10/22/2012 9:39:36 AM |
| dordee | $60.00 | 10/22/2012 9:44:11 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:31 AM |
| MissionMicroFinance | $25.00 | 10/22/2012 9:10:39 AM |
| dough-souffle | $25.00 | 10/22/2012 10:17:13 AM |
| cclady | $146.65 | 10/22/2012 10:54:19 AM |
| Help_is_on_the_way | $25.00 | 10/22/2012 9:45:42 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:16 AM |
| bbt28 | $25.05 | 10/22/2012 9:58:05 AM |
| Investor_DP | $200.00 | 10/21/2012 12:16:13 PM |
| Obiwan_Kanobi | $25.03 | 10/21/2012 1:00:32 PM |
| RGlad | $65.00 | 10/21/2012 1:00:51 PM |
| fearless-loyalty5 | $25.00 | 10/21/2012 1:01:02 PM |
| bellaquito | $500.00 | 10/21/2012 1:57:40 PM |
| Joyflyer | $25.00 | 10/21/2012 2:08:28 PM |
| Eric_Gagne | $25.00 | 10/21/2012 3:38:01 PM |
| Goldberry | $50.00 | 10/21/2012 4:29:16 PM |
| sweet-social2 | $25.00 | 10/21/2012 12:55:31 PM |
| repayment-chihuahua3 | $25.00 | 10/21/2012 1:01:44 PM |
| Dubbs360 | $200.00 | 10/21/2012 1:28:13 PM |
| yield-voyager8 | $25.00 | 10/21/2012 12:54:45 PM |
| toblerone | $25.00 | 10/21/2012 1:36:53 PM |
| superb-funds335 | $25.00 | 10/21/2012 1:05:09 PM |
| ResQDoc | $25.00 | 10/22/2012 4:02:53 AM |
| well-mannered-income3 | $70.00 | 10/21/2012 1:45:57 PM |
| Vegasjim | $25.00 | 10/21/2012 1:56:19 PM |
| FWF-kinetic | $25.00 | 10/21/2012 4:31:40 PM |
| seabass123 | $25.00 | 10/21/2012 2:24:21 PM |
| High-flyer | $25.00 | 10/22/2012 8:22:29 AM |
| s270 | $50.00 | 10/21/2012 6:12:41 PM |
| income-motor479 | $25.00 | 10/21/2012 4:17:47 PM |
| ddog0224 | $40.00 | 10/21/2012 6:45:39 PM |
| silver-metronome2 | $25.00 | 10/22/2012 6:55:28 AM |
| natural-greenback038 | $25.00 | 10/21/2012 11:00:09 PM |
| p2ploan-starfish838 | $50.00 | 10/22/2012 7:21:28 AM |
| DCinDC | $100.00 | 10/22/2012 7:43:17 AM |
| hope-hickory8 | $25.00 | 10/22/2012 5:45:59 AM |
| DoctorJoe | $25.00 | 10/22/2012 8:04:49 AM |
| Ast24 | $25.00 | 10/22/2012 8:24:43 AM |
| treasure-hunter270 | $50.00 | 10/22/2012 7:41:14 AM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:01 AM |
| quantum_leap | $25.00 | 10/22/2012 9:04:50 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:09:46 AM |
| soccer_nut | $25.00 | 10/22/2012 10:24:57 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:32 AM |
| revenue-appraiser | $25.00 | 10/22/2012 10:33:32 AM |
| blue-soulful-commitment | $27.45 | 10/22/2012 9:52:50 AM |
| E_G | $50.00 | 10/22/2012 10:11:31 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
657914
This series of Notes was issued and sold upon the funding of the borrower loan #76873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,640 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forceful-money8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| euro-speaker8 | $250.00 | 10/22/2012 5:12:58 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:25:56 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:43 PM |
| nevee | $40.00 | 10/22/2012 5:35:57 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 5:59:13 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:25 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:39 PM |
| E_G | $50.00 | 10/22/2012 6:19:18 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:10 PM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:49 AM |
| worth-blanket2 | $11,087.98 | 10/23/2012 10:13:47 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:06 PM |
| radforj22 | $25.00 | 10/23/2012 3:46:19 PM |
| elfincove | $50.00 | 10/23/2012 4:27:12 PM |
| yu-rik | $200.00 | 10/23/2012 4:39:03 PM |
| the-principal-reactor4 | $22.91 | 10/23/2012 7:18:14 PM |
| checzwick | $46.00 | 10/23/2012 6:35:59 PM |
| a-community-aficionado | $28.09 | 10/23/2012 7:03:05 PM |
| decisive-income7 | $1,000.00 | 10/23/2012 7:29:32 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:27 PM |
| brainy-credit1 | $40.00 | 10/22/2012 5:32:38 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:21 PM |
| Bank_Of_XL | $25.00 | 10/22/2012 6:41:08 PM |
| Obiwan_Kanobi | $25.02 | 10/22/2012 6:57:48 PM |
| gravbox | $25.00 | 10/22/2012 6:59:35 PM |
| HikeMoab | $25.00 | 10/22/2012 8:03:01 PM |
| Vegasjim | $25.00 | 10/22/2012 6:54:57 PM |
| hopeful_lender | $100.00 | 10/22/2012 7:52:49 PM |
| napmanger | $100.00 | 10/22/2012 10:00:39 PM |
| Interest2thePeople | $100.00 | 10/23/2012 9:08:22 AM |
| historic-value7 | $250.00 | 10/23/2012 11:33:50 AM |
| best-bonafide-p2p | $25.00 | 10/23/2012 12:55:32 PM |
| janeybooboo | $100.00 | 10/23/2012 1:33:12 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:51 PM |
| EclipseDirect | $25.00 | 10/23/2012 4:08:52 PM |
| EclipseDirect | $25.00 | 10/23/2012 5:00:52 PM |
| IP | $25.00 | 10/23/2012 5:20:09 PM |
| infomas | $25.00 | 10/23/2012 5:20:33 PM |
| Eisande | $50.00 | 10/23/2012 5:29:10 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:12 PM |
| keichi03 | $25.00 | 10/23/2012 5:45:57 PM |
| heerzaquestion | $80.00 | 10/23/2012 6:45:48 PM |
| leverage-grove6 | $25.00 | 10/23/2012 6:48:11 PM |
| digitaldan | $30.00 | 10/23/2012 7:10:54 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
657930
This series of Notes was issued and sold upon the funding of the borrower loan #76593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $230.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
10 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,343 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-iris0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 67% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 1
( 33% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I maintain a great credit status and I'm working both for the Department of the Army and Serving in the reserves. I constant with at least 670.00 dollars a month, but for most most I make additional to that.
Monthly net income: $ 8829.60
Monthly expenses: $ 500.00
Housing: $ 2100.00
Insurance: $ 100.00
Car expenses: $ 450.00
Utilities: $ 300.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 212.00
Other expenses: $ 254.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $135.00 | 10/22/2012 9:13:33 AM |
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:58 AM |
| the-magnificent-loan | $100.00 | 10/22/2012 9:30:53 AM |
| Assets-Up | $25.00 | 10/22/2012 9:36:00 AM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:26 AM |
| community-burrito9 | $30.00 | 10/22/2012 9:09:51 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:10:06 AM |
| thrilling-fund427 | $50.00 | 10/22/2012 9:13:51 AM |
| AF-Chief | $25.00 | 10/22/2012 9:09:11 AM |
| MyPFBlog | $25.00 | 10/22/2012 10:12:36 AM |
| MoneyForNothing | $25.02 | 10/22/2012 9:13:37 AM |
| pierrelasvegas | $25.00 | 10/22/2012 9:23:22 AM |
| HenryS | $30.00 | 10/22/2012 9:26:38 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:59 PM |
| fxlivin | $75.00 | 10/22/2012 9:40:57 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:43 AM |
| kind-attentive-bazaar6 | $25.00 | 10/22/2012 2:05:16 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 9:46:50 AM |
| reasonable-bonus5 | $50.00 | 10/22/2012 2:49:02 PM |
| Mikale360 | $25.00 | 10/22/2012 3:17:47 PM |
| rhyno92 | $100.00 | 10/22/2012 9:51:19 AM |
| compounding21 | $25.00 | 10/22/2012 9:53:44 AM |
| Latinun | $25.00 | 10/22/2012 10:08:30 AM |
| Silver_Rupee | $25.01 | 10/22/2012 10:20:31 AM |
| EL_Papin | $25.00 | 10/22/2012 10:32:54 AM |
| dukeiyer | $25.00 | 10/22/2012 10:34:03 AM |
| kain11286 | $50.00 | 10/22/2012 11:35:59 AM |
| EmpireInvestments | $100.00 | 10/22/2012 11:32:13 AM |
| spry-hope4 | $100.00 | 10/22/2012 5:08:48 PM |
| paytonbrigadier | $250.00 | 10/22/2012 5:10:08 PM |
| one-midas | $25.00 | 10/22/2012 3:23:49 PM |
| buffalobills | $25.00 | 10/22/2012 4:40:45 PM |
| bankojerry | $25.00 | 10/22/2012 4:43:55 PM |
| DiligentiaLLC | $50.00 | 10/22/2012 4:56:53 PM |
| FinanceEngine | $50.00 | 10/22/2012 4:59:42 PM |
| the-silver-blaster | $50.00 | 10/22/2012 5:01:26 PM |
| keen-peace465 | $25.00 | 10/22/2012 5:06:48 PM |
| gold-sushi | $25.00 | 10/22/2012 5:16:47 PM |
| tolerant-responsibility051 | $570.75 | 10/22/2012 5:35:46 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 5:20:15 PM |
| yield-lion2 | $50.00 | 10/22/2012 4:05:34 PM |
| DasMula | $25.00 | 10/22/2012 9:13:14 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:34 AM |
| LeReve | $500.00 | 10/22/2012 9:32:28 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:02 AM |
| thankful-nickel2 | $25.00 | 10/22/2012 9:57:08 AM |
| progressive-economy261 | $400.00 | 10/22/2012 9:07:06 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:07 AM |
| hillerod | $26.22 | 10/22/2012 9:03:43 AM |
| treasure-medalist0 | $25.00 | 10/22/2012 10:05:06 AM |
| paxnj | $25.00 | 10/22/2012 10:08:09 AM |
| UBOtto186 | $50.00 | 10/22/2012 10:10:55 AM |
| scholarly-order6 | $150.00 | 10/22/2012 9:07:50 AM |
| wowlender | $25.00 | 10/22/2012 10:32:34 AM |
| overflowinglife | $50.00 | 10/22/2012 10:41:57 AM |
| Cronos | $100.00 | 10/22/2012 9:20:10 AM |
| treasure-bliss | $50.00 | 10/22/2012 9:21:11 AM |
| LoanerPrincipal | $25.00 | 10/22/2012 10:54:35 AM |
| knowledgeable-silver6 | $25.00 | 10/22/2012 9:39:49 AM |
| Nil2008 | $100.00 | 10/22/2012 1:48:46 PM |
| fxlivin | $75.00 | 10/22/2012 9:41:27 AM |
| sentimental-economy486 | $50.00 | 10/22/2012 9:47:43 AM |
| loyalty-circuitry | $50.00 | 10/22/2012 2:35:34 PM |
| Feyenoord | $30.00 | 10/22/2012 3:13:25 PM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:18 AM |
| Bank42 | $25.00 | 10/22/2012 9:56:07 AM |
| wealth-multiplier | $25.00 | 10/22/2012 10:07:19 AM |
| moola-accelerator6 | $40.00 | 10/22/2012 10:09:16 AM |
| slowgains | $25.00 | 10/22/2012 4:37:56 PM |
| MrSHiat | $25.00 | 10/22/2012 10:11:37 AM |
| red-penny-philosopher | $25.00 | 10/22/2012 10:25:12 AM |
| Slapshot | $25.00 | 10/22/2012 10:42:49 AM |
| marketplace-singularity3 | $25.00 | 10/22/2012 5:05:49 PM |
| independent-vigilance4 | $25.00 | 10/22/2012 11:35:31 AM |
| super_pickle | $100.00 | 10/22/2012 11:31:37 AM |
| zassociate | $200.00 | 10/22/2012 5:11:55 PM |
| global-invest-group | $25.00 | 10/22/2012 2:29:02 PM |
| 100units | $33.00 | 10/22/2012 5:13:19 PM |
| DoctorJoe | $30.00 | 10/22/2012 3:23:45 PM |
| bluefootedpig | $50.00 | 10/22/2012 3:28:25 PM |
| lucrative-loan | $50.00 | 10/22/2012 4:04:50 PM |
| Benny-factor | $1,500.00 | 10/22/2012 4:25:23 PM |
| social-aspen097 | $104.00 | 10/22/2012 5:03:54 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:59 PM |
| wwwUniversal | $25.00 | 10/22/2012 5:06:44 PM |
| spark548 | $61.00 | 10/22/2012 5:07:25 PM |
| point | $50.00 | 10/22/2012 5:12:28 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:16:08 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:34 PM |
| mschoenf | $50.00 | 10/22/2012 5:19:39 PM |
| pure-pound7 | $75.00 | 10/22/2012 5:21:11 PM |
| LaGrangeLender | $60.00 | 10/22/2012 5:21:20 PM |
| justreturns | $25.00 | 10/22/2012 5:21:51 PM |
| NeketanBank | $25.00 | 10/22/2012 5:22:52 PM |
| jedi053 | $100.00 | 10/22/2012 5:26:35 PM |
| extraordinary-platinum727 | $25.00 | 10/22/2012 5:26:46 PM |
| Military_Money_Wise | $25.00 | 10/22/2012 5:30:48 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
658144
This series of Notes was issued and sold upon the funding of the borrower loan #76885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $310.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,107 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marketplace-czar2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit car debt that is currently at high interest rates.
My financial situation:
I am a good candidate for this loan because I have a reliable job and have the monthly income to make every payment. The purpose is to payoff credit card debt faster.
Monthly net income: $70,000
Monthly expenses: $1913
Housing: $900
Insurance: $60
Car expenses: $0
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $20,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| persistent-dinero953 | $25.00 | 10/22/2012 9:01:58 AM |
| oracle3 | $50.00 | 10/22/2012 9:03:07 AM |
| green-trade-dolphin | $31.64 | 10/22/2012 9:01:44 AM |
| rhyno92 | $100.00 | 10/22/2012 9:51:19 AM |
| phenomenal-rate1 | $500.00 | 10/22/2012 9:11:13 AM |
| community-burrito9 | $25.00 | 10/22/2012 9:09:21 AM |
| Interest2thePeople | $100.00 | 10/22/2012 9:09:56 AM |
| FortuneFundII | $200.00 | 10/22/2012 9:15:22 AM |
| ethical-truth211 | $200.00 | 10/22/2012 9:21:33 AM |
| julijask | $50.00 | 10/22/2012 11:10:37 AM |
| treasure-bliss | $100.00 | 10/22/2012 9:25:15 AM |
| Nil2008 | $100.00 | 10/22/2012 1:15:24 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 9:42:04 AM |
| jubilant-capital1 | $25.00 | 10/22/2012 2:36:26 PM |
| E_G | $50.00 | 10/22/2012 10:11:33 AM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 10:12:11 AM |
| Bank_Of_XL | $25.00 | 10/22/2012 10:18:03 AM |
| EL_Papin | $25.00 | 10/22/2012 10:45:09 AM |
| gotjack-IRA | $150.00 | 10/22/2012 11:26:52 AM |
| napmanger | $100.00 | 10/22/2012 3:57:05 PM |
| new-justice-entrepreneur | $25.00 | 10/22/2012 6:17:32 PM |
| tech310 | $50.00 | 10/22/2012 6:11:15 PM |
| orange-preeminant-bill | $50.00 | 10/23/2012 6:50:37 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:18 AM |
| Darts | $50.00 | 10/23/2012 8:45:16 AM |
| Tradesmanlender | $25.00 | 10/23/2012 9:14:34 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:26 AM |
| justreturns | $25.00 | 10/23/2012 9:41:06 AM |
| money-bauble | $100.00 | 10/23/2012 10:35:34 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:34:48 PM |
| grove88 | $25.00 | 10/23/2012 1:36:29 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:28 PM |
| janeybooboo | $100.00 | 10/23/2012 1:46:21 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:25 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:32 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:45 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:48 PM |
| hs112a | $25.00 | 10/23/2012 5:30:05 PM |
| Star_Witness | $25.00 | 10/23/2012 9:09:56 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:16:51 PM |
| adaptable-benefit6 | $25.00 | 10/23/2012 7:44:44 PM |
| zaquiri_ice | $50.00 | 10/23/2012 8:20:52 PM |
| mikbos | $25.00 | 10/23/2012 9:35:15 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:21 PM |
| breathtaking-silver7 | $25.00 | 10/24/2012 6:54:57 AM |
| 13nd3r | $25.00 | 10/24/2012 8:04:07 AM |
| felicity-broadcaster6 | $50.00 | 10/24/2012 9:37:42 AM |
| john0720 | $50.00 | 10/24/2012 8:35:40 AM |
| funguyatnight | $25.00 | 10/24/2012 8:48:41 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:32 AM |
| neuroshred | $200.00 | 10/24/2012 9:25:01 AM |
| entertaining-revenue4 | $50.00 | 10/24/2012 10:10:39 AM |
| american6 | $50.00 | 10/24/2012 10:11:38 AM |
| shiny-peso1 | $100.00 | 10/24/2012 10:14:16 AM |
| enlighter | $75.02 | 10/24/2012 4:30:51 PM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:04 AM |
| HikeMoab | $25.00 | 10/24/2012 11:06:26 AM |
| bid-banjo3 | $100.00 | 10/24/2012 5:13:56 PM |
| 100units | $200.00 | 10/24/2012 5:14:36 PM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:28 AM |
| deal-goliath4 | $500.00 | 10/24/2012 5:19:25 PM |
| radiant-dollar9 | $200.00 | 10/24/2012 5:22:31 PM |
| illustrado | $25.00 | 10/24/2012 5:23:50 PM |
| Fahrquar | $25.00 | 10/24/2012 5:24:16 PM |
| Thunderswan | $100.00 | 10/24/2012 5:24:34 PM |
| acepoint | $25.00 | 10/24/2012 12:10:52 PM |
| income-awakening6 | $25.00 | 10/24/2012 3:13:41 PM |
| mercuriant | $25.00 | 10/24/2012 5:01:36 PM |
| transparency-river1 | $750.00 | 10/24/2012 5:12:41 PM |
| BonesyJones | $27.00 | 10/24/2012 5:13:24 PM |
| Railbird | $50.00 | 10/24/2012 5:16:16 PM |
| versatile-dime442 | $250.00 | 10/24/2012 5:23:28 PM |
| 113121 | $25.00 | 10/22/2012 2:45:47 PM |
| Dubbs360 | $200.00 | 10/22/2012 9:05:26 AM |
| scholarly-order6 | $25.00 | 10/22/2012 9:18:25 AM |
| Zorro_970 | $100.00 | 10/22/2012 9:19:42 AM |
| euro-speaker8 | $250.00 | 10/22/2012 9:38:44 AM |
| responsibility-butterfly | $50.00 | 10/22/2012 9:49:19 AM |
| fearless-loyalty5 | $25.00 | 10/22/2012 9:13:10 AM |
| toblerone | $25.00 | 10/22/2012 10:33:27 AM |
| bazaar-tulip | $25.00 | 10/22/2012 9:14:34 AM |
| dime-mandolin9 | $50.00 | 10/22/2012 9:18:47 AM |
| asset-portait013 | $100.00 | 10/22/2012 9:22:15 AM |
| ready-vigilance3 | $50.00 | 10/22/2012 10:56:51 AM |
| mschoenf | $100.00 | 10/22/2012 9:24:03 AM |
| LeReve | $500.00 | 10/22/2012 9:32:18 AM |
| Investor_DP | $200.00 | 10/22/2012 9:49:03 AM |
| best-bonafide-p2p | $25.00 | 10/22/2012 9:54:48 AM |
| Pickmar | $25.00 | 10/22/2012 10:11:43 AM |
| gravbox | $25.00 | 10/22/2012 10:20:57 AM |
| marwadi-62 | $200.00 | 10/22/2012 10:30:42 AM |
| revolutionary769 | $100.00 | 10/22/2012 1:16:59 PM |
| zassociate | $200.00 | 10/22/2012 5:11:37 PM |
| loyalty-circuitry | $100.00 | 10/22/2012 2:32:31 PM |
| Jalebi | $25.00 | 10/22/2012 5:04:59 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:43 PM |
| red-duty-carrier | $25.00 | 10/22/2012 6:24:05 PM |
| kulender | $100.00 | 10/22/2012 7:27:36 PM |
| Munnie | $25.00 | 10/23/2012 6:00:18 AM |
| principal-dreams9 | $25.00 | 10/22/2012 9:47:39 PM |
| leverage-galleon | $40.00 | 10/22/2012 11:54:15 PM |
| cardminger | $25.00 | 10/23/2012 9:07:18 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:50 AM |
| a-smart-p2p | $25.00 | 10/23/2012 10:32:54 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:41 AM |
| first-graceful-contract | $25.00 | 10/23/2012 11:51:33 AM |
| magical-credit523 | $25.00 | 10/23/2012 1:44:53 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:46 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:00 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:43 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:36 PM |
| community-seahorse0 | $25.00 | 10/23/2012 5:00:41 PM |
| kendigme | $31.96 | 10/23/2012 2:13:04 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:44 PM |
| cattlebaron | $75.36 | 10/23/2012 2:41:01 PM |
| SpreadsheetSolutions | $25.00 | 10/23/2012 2:37:16 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:02 PM |
| sharp518 | $25.00 | 10/23/2012 5:38:58 PM |
| IP | $25.00 | 10/23/2012 5:20:04 PM |
| hope-eagle6 | $25.00 | 10/23/2012 6:19:23 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:19 PM |
| green-discrete-rupee | $50.00 | 10/23/2012 5:48:41 PM |
| EndRunFunding | $50.00 | 10/23/2012 6:38:54 PM |
| durability-revelry2 | $25.00 | 10/24/2012 6:42:35 AM |
| Snoopylover | $25.00 | 10/23/2012 8:42:23 PM |
| vines99 | $25.00 | 10/23/2012 9:38:07 PM |
| fantastic-openness | $200.00 | 10/23/2012 11:12:42 PM |
| bubb_hans | $25.00 | 10/24/2012 6:09:30 AM |
| abundant-dollar7 | $100.00 | 10/24/2012 6:16:40 AM |
| bold-gold-pilot | $25.00 | 10/24/2012 7:38:31 AM |
| friendly-money | $41.80 | 10/24/2012 8:24:38 AM |
| Roundhouse | $150.00 | 10/24/2012 10:08:11 AM |
| wwwUniversal | $25.00 | 10/24/2012 9:15:31 AM |
| copperfield | $25.00 | 10/24/2012 1:25:22 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:03 PM |
| etraboulay | $50.00 | 10/24/2012 10:28:54 AM |
| friendly-yield187 | $25.00 | 10/24/2012 5:03:43 PM |
| listing-vista | $50.00 | 10/24/2012 5:05:32 PM |
| affluence-microscope2 | $200.00 | 10/24/2012 5:06:23 PM |
| FortuneFund | $103.00 | 10/24/2012 5:09:35 PM |
| ASLIBD | $25.00 | 10/24/2012 5:10:59 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:12:20 PM |
| SummitAdvisors | $50.00 | 10/24/2012 5:14:24 PM |
| sentimental-commerce4 | $250.00 | 10/24/2012 5:17:31 PM |
| nakanu | $25.00 | 10/24/2012 12:07:55 PM |
| p2p-paradise | $25.00 | 10/24/2012 5:30:59 PM |
| progressive-economy261 | $125.00 | 10/24/2012 5:33:45 PM |
| fuzed | $50.00 | 10/24/2012 1:27:33 PM |
| Empower-personal-responsibility | $25.00 | 10/24/2012 2:08:55 PM |
| SalesGuyMN | $50.00 | 10/24/2012 3:33:26 PM |
| Bank42 | $25.00 | 10/24/2012 4:31:04 PM |
| mikyazmar | $25.00 | 10/24/2012 5:03:57 PM |
| und-alum | $25.00 | 10/24/2012 5:04:31 PM |
| trade-boots1 | $100.00 | 10/24/2012 5:08:39 PM |
| special-generosity2 | $25.00 | 10/24/2012 5:17:06 PM |
| a-dollar-orchestra | $350.00 | 10/24/2012 5:18:34 PM |
| wetlands | $200.00 | 10/24/2012 5:22:05 PM |
| banchan | $37.00 | 10/24/2012 5:34:28 PM |
| davechris870 | $50.00 | 10/24/2012 5:34:17 PM |
| Peacepower | $37.22 | 10/24/2012 5:34:56 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
658238
This series of Notes was issued and sold upon the funding of the borrower loan #76879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $326.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 35y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,257 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brainy-payment334 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $1,588.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Endeavour | $70.00 | 10/23/2012 9:05:31 AM |
| unforgettable-wealth4 | $50.00 | 10/23/2012 9:06:23 AM |
| affluence-microscope2 | $200.00 | 10/23/2012 9:07:45 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:03 AM |
| Interest2thePeople | $100.00 | 10/23/2012 9:09:09 AM |
| mschoenf | $100.00 | 10/23/2012 9:19:31 AM |
| LeReve | $500.00 | 10/23/2012 9:25:42 AM |
| quantum_leap | $25.00 | 10/23/2012 9:02:47 AM |
| hard-working-rate3 | $25.00 | 10/23/2012 9:09:53 AM |
| profitable-fairness1 | $50.00 | 10/23/2012 9:13:50 AM |
| zassociate | $200.00 | 10/23/2012 9:14:23 AM |
| kindness-jedi | $25.00 | 10/23/2012 9:51:58 AM |
| Dubbs360 | $200.00 | 10/23/2012 9:56:36 AM |
| wetlands | $200.00 | 10/23/2012 9:21:01 AM |
| transaction-hugger4 | $100.00 | 10/23/2012 9:21:10 AM |
| mlbox3k | $25.00 | 10/23/2012 10:20:35 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:41 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:45 AM |
| justreturns | $25.00 | 10/23/2012 9:41:11 AM |
| special-generosity2 | $25.00 | 10/23/2012 10:32:07 AM |
| InvestorPartners | $25.00 | 10/23/2012 10:32:37 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:16 AM |
| breathtaking-funds6 | $50.00 | 10/23/2012 9:48:53 AM |
| adventurer447 | $300.00 | 10/23/2012 10:52:15 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:51 AM |
| FinanceEngine | $60.00 | 10/23/2012 10:01:06 AM |
| gotjack-IRA | $300.01 | 10/23/2012 11:32:01 AM |
| unclejaef | $25.00 | 10/23/2012 12:06:51 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 10:19:16 AM |
| octoberfresh | $25.00 | 10/23/2012 10:25:02 AM |
| investment-equation | $26.68 | 10/23/2012 12:20:33 PM |
| breadbroker | $25.00 | 10/23/2012 10:38:18 AM |
| money-bauble | $100.00 | 10/23/2012 10:35:39 AM |
| cvlender | $25.00 | 10/23/2012 10:46:06 AM |
| EL_Papin | $25.00 | 10/23/2012 11:08:57 AM |
| rogue_monster | $50.00 | 10/23/2012 11:20:46 AM |
| treasure-palace661 | $350.00 | 10/23/2012 12:03:12 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:09:54 PM |
| benjamins-tamer | $25.00 | 10/23/2012 2:15:28 PM |
| asset-dna5 | $25.00 | 10/23/2012 12:13:57 PM |
| loot-caper | $25.00 | 10/23/2012 12:16:41 PM |
| ns2397 | $50.00 | 10/23/2012 12:16:35 PM |
| worldly-income2 | $25.00 | 10/23/2012 12:30:54 PM |
| BorthersKeeper | $25.00 | 10/23/2012 12:42:46 PM |
| asset-upholder2 | $50.00 | 10/23/2012 12:52:20 PM |
| peer2peer-goodness | $25.00 | 10/23/2012 1:17:58 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:11 PM |
| grove88 | $25.00 | 10/23/2012 1:36:31 PM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:55 PM |
| imogen22 | $50.00 | 10/23/2012 5:12:09 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:54 PM |
| mmills1220 | $25.00 | 10/23/2012 5:12:42 PM |
| Joeburly | $25.00 | 10/23/2012 2:32:23 PM |
| IP | $25.00 | 10/23/2012 5:20:12 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:41 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:53 PM |
| payout-influencer2 | $25.00 | 10/23/2012 5:29:21 PM |
| fcrick | $25.00 | 10/23/2012 5:07:53 PM |
| wise-balanced-moola | $25.00 | 10/23/2012 5:10:55 PM |
| benevolent-loot5 | $62.00 | 10/23/2012 5:11:34 PM |
| brandonm78 | $25.00 | 10/23/2012 5:43:14 PM |
| suave-durability1 | $50.00 | 10/23/2012 5:48:59 PM |
| newest-currency-vibrato | $40.00 | 10/23/2012 5:16:03 PM |
| networks4ever | $25.00 | 10/23/2012 5:51:10 PM |
| bid-youngster026 | $25.00 | 10/23/2012 5:16:38 PM |
| versatile-dime442 | $250.00 | 10/23/2012 5:20:36 PM |
| life-is-great | $25.00 | 10/23/2012 5:22:20 PM |
| cablenews | $79.00 | 10/23/2012 6:12:47 PM |
| Tizzo27 | $48.00 | 10/23/2012 5:27:12 PM |
| hs112a | $25.00 | 10/23/2012 5:30:11 PM |
| well-mannered-income3 | $71.00 | 10/23/2012 6:21:09 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:19 PM |
| affluence-vault2 | $100.00 | 10/23/2012 5:39:50 PM |
| the-brilliant-currency | $25.00 | 10/23/2012 5:56:54 PM |
| Anonymous_Guy | $25.00 | 10/23/2012 6:01:57 PM |
| financial-frenzy | $38.00 | 10/23/2012 6:01:27 PM |
| p2p-czar3 | $25.00 | 10/23/2012 6:15:01 PM |
| EnglishGeekInNYC | $25.00 | 10/23/2012 6:15:32 PM |
| checzwick | $25.00 | 10/23/2012 6:19:18 PM |
| dinero-pagoda650 | $50.00 | 10/23/2012 6:23:53 PM |
| impressive-loan | $100.00 | 10/23/2012 6:21:46 PM |
| wonder3 | $25.00 | 10/23/2012 9:06:37 AM |
| 100units | $200.00 | 10/23/2012 9:15:15 AM |
| Zorro_970 | $100.00 | 10/23/2012 9:16:30 AM |
| FortuneFundII | $200.00 | 10/23/2012 9:19:00 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:41 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:57 AM |
| mckhbnpc | $50.00 | 10/23/2012 9:03:08 AM |
| phenomenal-rate1 | $500.00 | 10/23/2012 9:09:39 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:50 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:14:00 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:15:49 AM |
| asset-portait013 | $100.00 | 10/23/2012 9:18:07 AM |
| transaction-animal8 | $25.00 | 10/23/2012 9:18:57 AM |
| DoubleG8 | $25.00 | 10/23/2012 9:59:25 AM |
| compoundinterest | $25.00 | 10/23/2012 10:03:36 AM |
| radiant-dollar9 | $200.00 | 10/23/2012 9:21:54 AM |
| nyp112 | $50.00 | 10/23/2012 9:23:54 AM |
| structure9 | $25.00 | 10/23/2012 10:14:07 AM |
| cnovak | $25.00 | 10/23/2012 9:30:55 AM |
| thehousewife | $25.00 | 10/23/2012 9:34:35 AM |
| john0720 | $25.00 | 10/23/2012 10:36:05 AM |
| breathtaking-durability6 | $25.00 | 10/23/2012 10:39:35 AM |
| agreement-guild | $45.00 | 10/23/2012 10:53:55 AM |
| E_G | $50.00 | 10/23/2012 9:54:03 AM |
| mobius_titan | $25.00 | 10/23/2012 10:07:14 AM |
| Investoman | $25.00 | 10/23/2012 10:10:42 AM |
| bazaar-festivity | $25.00 | 10/23/2012 10:12:02 AM |
| treasure-medalist0 | $25.00 | 10/23/2012 10:13:47 AM |
| haplender | $50.00 | 10/23/2012 12:03:13 PM |
| Bank42 | $25.00 | 10/23/2012 10:21:10 AM |
| moola-accelerator6 | $25.00 | 10/23/2012 10:22:44 AM |
| red-refined-loan | $25.00 | 10/23/2012 12:13:23 PM |
| tech310 | $50.00 | 10/23/2012 10:23:25 AM |
| the-laudable-peso | $40.00 | 10/23/2012 10:23:40 AM |
| Cai8899 | $25.00 | 10/23/2012 10:24:01 AM |
| whitegold24k | $50.00 | 10/23/2012 12:28:56 PM |
| gold-disk | $25.00 | 10/23/2012 12:29:57 PM |
| Tylerh | $227.00 | 10/23/2012 10:32:40 AM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:52 PM |
| nex | $25.00 | 10/23/2012 11:02:12 AM |
| gravbox | $25.00 | 10/23/2012 11:15:53 AM |
| bellaquito | $500.00 | 10/23/2012 11:16:11 AM |
| sublime-liberty6 | $50.00 | 10/23/2012 12:12:10 PM |
| equitable-yield4 | $25.00 | 10/23/2012 12:13:20 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:13 PM |
| bid-stockpiler1 | $25.00 | 10/23/2012 2:33:23 PM |
| intelligent-dedication9 | $200.00 | 10/23/2012 12:52:47 PM |
| jmeasn | $25.00 | 10/23/2012 1:00:18 PM |
| mighty-value | $25.00 | 10/23/2012 1:30:08 PM |
| janeybooboo | $150.00 | 10/23/2012 1:31:05 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:19 PM |
| spirit07a | $100.00 | 10/23/2012 5:03:52 PM |
| a-resplendent-commitment | $50.00 | 10/23/2012 5:07:15 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:15 PM |
| xchach1ng | $25.00 | 10/23/2012 5:11:46 PM |
| sentimental-commerce4 | $250.00 | 10/23/2012 5:13:15 PM |
| pietro_torna_indietro | $50.00 | 10/23/2012 2:36:33 PM |
| knowledgeable-silver6 | $25.00 | 10/23/2012 5:15:55 PM |
| toomanyfishtanks | $100.00 | 10/23/2012 3:29:34 PM |
| credit-twister554 | $50.00 | 10/23/2012 3:30:39 PM |
| Byrd24 | $100.00 | 10/23/2012 3:47:57 PM |
| reflective-cash0 | $26.00 | 10/23/2012 5:21:41 PM |
| dollar-idol7 | $30.00 | 10/23/2012 4:23:36 PM |
| community-seahorse0 | $25.00 | 10/23/2012 5:00:43 PM |
| Eisande | $50.00 | 10/23/2012 5:29:14 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 5:07:16 PM |
| the-productive-agreement | $25.00 | 10/23/2012 5:07:23 PM |
| wampum-chorus3 | $25.00 | 10/23/2012 5:37:27 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:36 PM |
| bazaar-tulip | $25.00 | 10/23/2012 5:38:35 PM |
| flexible-return297 | $25.00 | 10/23/2012 5:09:31 PM |
| spry-hope4 | $200.00 | 10/23/2012 5:09:43 PM |
| BonesyJones | $100.00 | 10/23/2012 5:43:47 PM |
| urbane-income7 | $25.00 | 10/23/2012 5:14:49 PM |
| friedokra | $25.00 | 10/23/2012 5:49:22 PM |
| sankyu | $50.00 | 10/23/2012 5:16:26 PM |
| Arvicco | $400.00 | 10/23/2012 5:23:01 PM |
| PThor | $25.00 | 10/23/2012 5:24:23 PM |
| Suit | $25.00 | 10/23/2012 5:25:11 PM |
| AF-Chief | $25.00 | 10/23/2012 6:18:07 PM |
| hope-eagle6 | $25.00 | 10/23/2012 6:19:26 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:29 PM |
| wwwUniversal | $25.00 | 10/23/2012 5:36:36 PM |
| sharp518 | $25.00 | 10/23/2012 5:39:03 PM |
| progressive-economy261 | $400.00 | 10/23/2012 5:48:26 PM |
| enchanted-note14 | $25.00 | 10/23/2012 5:56:16 PM |
| banchan | $37.00 | 10/23/2012 5:52:16 PM |
| success1001 | $100.00 | 10/23/2012 6:13:14 PM |
| ptjg | $60.00 | 10/23/2012 6:15:26 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:16:54 PM |
| FortuneFund | $200.00 | 10/23/2012 6:19:09 PM |
| organic-duty4 | $100.00 | 10/23/2012 6:25:08 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
658278
This series of Notes was issued and sold upon the funding of the borrower loan #77060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 25y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,026 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-heart6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off some cedit card debt with high intrest rates.
My financial situation: USAA
I am a good candidate for this loan because... I plan on paying off some credit card debt therefore my payment will be less and help. I am currently update on my bills.
Monthly net income: $ 4192
Monthly expenses: $ 200
Housing: $ 1350
Insurance: $ 150
Car expenses: $ 680
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 250
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.04 | 10/22/2012 5:06:11 PM |
| natural-affluence6 | $25.00 | 10/23/2012 9:02:34 AM |
| Wangchuk | $25.12 | 10/22/2012 5:07:25 PM |
| Danjack_Capital | $25.00 | 10/22/2012 5:08:13 PM |
| ethical-truth211 | $25.00 | 10/22/2012 5:22:14 PM |
| slowgains | $25.00 | 10/22/2012 5:16:52 PM |
| graceful-investment | $80.00 | 10/22/2012 6:00:15 PM |
| wise-charming-reward | $200.00 | 10/22/2012 5:43:51 PM |
| liberty-tostada7 | $50.00 | 10/22/2012 6:19:34 PM |
| Nipper99 | $100.00 | 10/22/2012 5:51:43 PM |
| blitzen40 | $25.00 | 10/22/2012 6:58:46 PM |
| transparency-position | $100.00 | 10/22/2012 7:19:01 PM |
| first-serene-credit | $25.00 | 10/23/2012 8:40:06 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:53 AM |
| Starica | $89.00 | 10/23/2012 9:48:56 AM |
| zone6 | $100.00 | 10/23/2012 10:33:07 AM |
| EarlyRiser | $248.00 | 10/23/2012 10:10:04 AM |
| transformer855 | $25.00 | 10/23/2012 12:07:33 PM |
| banker34 | $25.00 | 10/23/2012 2:43:10 PM |
| glroark | $100.00 | 10/23/2012 12:48:27 PM |
| checzwick | $25.00 | 10/23/2012 6:26:19 PM |
| progress-credit | $25.00 | 10/24/2012 3:25:33 AM |
| buffalobills | $25.00 | 10/24/2012 7:11:29 AM |
| graceful-IRAinvestment | $55.00 | 10/24/2012 8:40:12 AM |
| worthy-bid8 | $100.00 | 10/24/2012 9:14:44 AM |
| Dark_Helmet | $25.00 | 10/24/2012 1:23:24 PM |
| LuvToLend | $25.00 | 10/24/2012 2:21:35 PM |
| emjaybee | $25.00 | 10/24/2012 2:32:48 PM |
| refresher211 | $100.00 | 10/22/2012 5:21:16 PM |
| majestic-note6 | $150.00 | 10/22/2012 5:24:17 PM |
| scholarly-order6 | $125.00 | 10/22/2012 5:26:29 PM |
| green-trade-dolphin | $50.03 | 10/22/2012 5:26:38 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:45 PM |
| lovely-currency3 | $50.00 | 10/22/2012 5:32:45 PM |
| enriched-return057 | $50.00 | 10/22/2012 5:44:44 PM |
| marketplace-singularity3 | $25.00 | 10/22/2012 6:38:27 PM |
| payment-halo | $25.00 | 10/22/2012 7:42:15 PM |
| skillful-asset5 | $30.00 | 10/22/2012 6:22:28 PM |
| Detour11 | $25.00 | 10/22/2012 6:34:50 PM |
| Endeavour | $150.00 | 10/22/2012 6:38:24 PM |
| Peleadona | $25.00 | 10/22/2012 6:41:07 PM |
| Dubbs360 | $100.00 | 10/22/2012 7:03:18 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:37:51 PM |
| aquariano | $25.00 | 10/23/2012 8:45:17 AM |
| Khanbob | $25.00 | 10/23/2012 5:49:53 AM |
| greencat | $50.00 | 10/23/2012 7:26:17 AM |
| john0720 | $25.00 | 10/23/2012 7:59:23 AM |
| ultimate-peace | $250.00 | 10/23/2012 9:23:50 AM |
| HeroSupport | $50.00 | 10/23/2012 9:04:45 AM |
| thehousewife | $25.00 | 10/23/2012 9:43:38 AM |
| graceful-IRAinvestment | $25.00 | 10/23/2012 10:23:43 AM |
| let_me_retire | $100.00 | 10/23/2012 3:14:59 PM |
| 850 | $50.90 | 10/23/2012 9:16:04 PM |
| doopers | $25.00 | 10/23/2012 7:50:26 PM |
| bright-exchange | $25.00 | 10/23/2012 8:39:14 PM |
| Star_Witness | $25.00 | 10/23/2012 9:03:53 PM |
| dickfore | $25.00 | 10/24/2012 12:44:23 AM |
| cerebral-deal353 | $25.00 | 10/24/2012 6:24:01 AM |
| leball | $25.00 | 10/24/2012 10:05:58 AM |
| nethawk00 | $25.00 | 10/24/2012 3:01:08 PM |
| mystical-dough273 | $411.91 | 10/24/2012 3:08:31 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
658300
This series of Notes was issued and sold upon the funding of the borrower loan #76847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $144.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,461 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adaptable-p2p079 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to purchase a replacement commuter motorcycle. I put at least 7K miles on per year for work and some leisure riding so it's really my primary form of transportation until winter sets in.
My financial situation:
I am a good candidate for this loan because I've been very careful paying bills since my bankruptcy from over 7 years ago. I've kept minimum credit cards and limited usage to what can be paid off at the end of the month. Everyday purchases or smaller one time purchases I generally pay cash for and save the rest. I'd like to start with a relatively small loan to further develop my credit and ultimately work toward being able to qualify for a mortgage loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| note-lesson7 | $100.00 | 10/22/2012 5:06:56 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:25 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:14 PM |
| a-finance-nirvana | $25.00 | 10/22/2012 5:17:38 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:08:55 PM |
| jcornehlsen | $25.00 | 10/22/2012 5:26:54 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:00 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:57 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:25 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:06 PM |
| shaps | $50.00 | 10/22/2012 5:22:30 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:41 PM |
| fragonardlives | $25.00 | 10/22/2012 5:28:04 PM |
| Vegasjim | $25.00 | 10/22/2012 5:29:28 PM |
| cashhelp | $30.00 | 10/22/2012 6:53:26 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 5:59:14 PM |
| loot-baton | $25.00 | 10/22/2012 6:02:27 PM |
| yzerizef | $30.00 | 10/23/2012 4:45:19 AM |
| HikeMoab | $50.00 | 10/22/2012 8:04:58 PM |
| goodhearted-basis4 | $25.00 | 10/22/2012 10:13:19 PM |
| punctual-fund | $25.00 | 10/23/2012 5:50:13 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:09 AM |
| miket71 | $30.00 | 10/23/2012 9:03:24 AM |
| pirahna125 | $25.00 | 10/23/2012 9:04:29 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:08:59 AM |
| Plutis | $25.00 | 10/23/2012 9:12:56 AM |
| Dreurmimker | $25.00 | 10/23/2012 9:44:50 AM |
| OnePoorDude | $25.00 | 10/23/2012 9:52:52 AM |
| charming-exchange7 | $25.00 | 10/23/2012 9:53:12 AM |
| D911ave | $50.00 | 10/23/2012 10:01:42 AM |
| daw1878 | $25.00 | 10/23/2012 10:09:09 AM |
| FunnelMan | $50.00 | 10/23/2012 10:13:13 AM |
| prudent-dough458 | $25.00 | 10/23/2012 10:37:35 AM |
| graceful-durability246 | $105.94 | 10/23/2012 10:41:28 AM |
| availableloan | $25.00 | 10/23/2012 10:49:53 AM |
| decisive-income7 | $1,000.00 | 10/23/2012 7:32:23 AM |
| superb-funds335 | $25.00 | 10/22/2012 5:15:57 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:29 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:48 PM |
| kinetic-yield4 | $25.00 | 10/22/2012 5:33:16 PM |
| gmoney37 | $50.00 | 10/22/2012 5:16:12 PM |
| Perdita_II | $25.00 | 10/22/2012 5:20:54 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:00 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:39 PM |
| Rockymtnhi | $100.00 | 10/22/2012 5:27:40 PM |
| E_G | $50.00 | 10/22/2012 6:19:20 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:25 PM |
| compassion-twister2 | $50.00 | 10/22/2012 6:29:39 PM |
| CapStack | $50.00 | 10/22/2012 6:00:48 PM |
| beach_bum | $25.00 | 10/22/2012 7:19:06 PM |
| Rivervale_Westwood | $25.00 | 10/22/2012 6:14:52 PM |
| Ripsaw4U | $50.00 | 10/22/2012 6:26:45 PM |
| prudent-deal662 | $25.00 | 10/22/2012 6:36:48 PM |
| heerzaquestion | $25.00 | 10/23/2012 5:20:10 AM |
| toblerone | $25.00 | 10/22/2012 6:46:22 PM |
| SecondChanceLendingSERV | $27.22 | 10/23/2012 8:17:34 AM |
| euro-deployment | $25.00 | 10/22/2012 9:46:39 PM |
| Josphine | $25.00 | 10/22/2012 9:29:58 PM |
| radforj22 | $25.00 | 10/23/2012 1:00:46 AM |
| Jassi | $25.00 | 10/23/2012 9:16:26 AM |
| friendinmoney | $25.00 | 10/23/2012 8:08:32 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:43 AM |
| wisem2540 | $25.00 | 10/23/2012 9:50:07 AM |
| bazaar-tulip | $25.00 | 10/23/2012 9:19:17 AM |
| elegant-treasure8 | $50.00 | 10/23/2012 9:58:41 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:23 AM |
| diversification-balancer870 | $25.00 | 10/23/2012 9:41:49 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:53 AM |
| CaptainBL | $25.00 | 10/23/2012 9:49:54 AM |
| SBT | $25.00 | 10/23/2012 9:50:22 AM |
| blue-lively-platinum | $25.00 | 10/23/2012 9:51:40 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:48 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:57:12 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
658310
This series of Notes was issued and sold upon the funding of the borrower loan #76942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,633 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthusiastic-platinum9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
|
|
Principal balance:
| $7,928.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business Expansion
Purpose of loan:
This loan will be used to expand our business operations into Northern NJ. We currently operate in the Philly Metro area and South NJ. We started 1 year ago this month and have grossed $240,000 in sales/consultation. Expansion into North Jersey will expose us to a much more affluent market and likely double our sales for '13
My financial situation:
I am a good candidate for this loan because we are one of the dominate forces in mold remediation and air quality testing in the Philly Metro area. We are on page 1 for Google for hundreds of keyword searches involving mold. We should up as moldremovalphiladelphi.net as well as PA Mold Solutions and Eco Tech LLC. I also have a good credit rating, low debt to available credit.
Monthly net income: $5900
Monthly expenses: $4800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 10/23/2012 9:02:23 AM |
| handy-justice | $50.00 | 10/23/2012 9:03:29 AM |
| Zorro_970 | $100.00 | 10/23/2012 9:16:50 AM |
| special-dinero553 | $25.00 | 10/23/2012 9:19:06 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:42 AM |
| phaded | $25.00 | 10/23/2012 9:23:37 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:16 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:48 AM |
| euphoria8 | $35.00 | 10/23/2012 9:50:06 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:16:10 AM |
| 108-IRA | $205.00 | 10/23/2012 9:22:50 AM |
| Bank42 | $25.00 | 10/23/2012 10:21:25 AM |
| missing-link | $25.00 | 10/23/2012 10:35:51 AM |
| Dubbs360 | $200.00 | 10/23/2012 11:24:39 AM |
| fantastic-wampum1 | $87.00 | 10/23/2012 10:02:49 AM |
| respectful-dough429 | $25.00 | 10/23/2012 12:04:42 PM |
| EFS | $130.00 | 10/23/2012 12:17:29 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:50:14 PM |
| well-rounded-dinero | $25.00 | 10/23/2012 11:12:26 AM |
| seabassx | $25.00 | 10/23/2012 11:40:53 AM |
| PXM-Financial | $40.00 | 10/23/2012 1:57:35 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:51 PM |
| Weaverville | $25.00 | 10/23/2012 2:08:19 PM |
| eagle1271 | $25.00 | 10/23/2012 12:22:23 PM |
| community-satellite7 | $150.00 | 10/23/2012 12:35:14 PM |
| atlvalet | $25.00 | 10/23/2012 1:43:04 PM |
| grove064 | $100.00 | 10/23/2012 2:32:38 PM |
| 2011JACE | $25.00 | 10/23/2012 2:45:06 PM |
| elog238 | $25.00 | 10/23/2012 4:47:36 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:19 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:26 PM |
| supreme-treasure8 | $100.00 | 10/23/2012 5:32:57 PM |
| vanpelt | $25.00 | 10/23/2012 5:36:45 PM |
| LightTheWay | $50.00 | 10/23/2012 5:54:02 PM |
| indomitable-benjamins5 | $25.00 | 10/23/2012 8:16:16 PM |
| Elefunt | $25.00 | 10/23/2012 6:02:03 PM |
| jazzlender | $25.00 | 10/23/2012 6:10:02 PM |
| DoctorJoe | $30.00 | 10/23/2012 6:16:16 PM |
| Joyflyer | $50.00 | 10/24/2012 4:27:34 AM |
| Socorro_Capital_Partners | $25.01 | 10/24/2012 7:43:15 AM |
| income-buffalo1 | $50.00 | 10/23/2012 7:45:58 PM |
| Kumasan | $99.00 | 10/23/2012 7:51:43 PM |
| phenomenal-asset4 | $25.00 | 10/23/2012 8:09:32 PM |
| WakkaWakkaWakka | $39.63 | 10/23/2012 8:57:41 PM |
| Cover4 | $35.00 | 10/24/2012 8:45:40 AM |
| onecooldrink | $25.00 | 10/23/2012 9:43:52 PM |
| musegaze | $50.00 | 10/24/2012 9:22:14 AM |
| trade-surge3 | $25.00 | 10/24/2012 6:38:45 AM |
| market-maximizer472 | $25.00 | 10/24/2012 7:55:38 AM |
| PeePaw | $25.00 | 10/24/2012 8:18:36 AM |
| irishalaskan | $25.00 | 10/24/2012 8:36:40 AM |
| Mrs-Honeydew | $25.00 | 10/24/2012 9:42:24 AM |
| Voracious_Trees | $26.82 | 10/24/2012 8:48:51 AM |
| Wellman | $25.00 | 10/24/2012 9:00:52 AM |
| nuetron | $25.00 | 10/24/2012 9:58:19 AM |
| surge9 | $200.00 | 10/24/2012 10:13:42 AM |
| top-visionary-truth | $25.00 | 10/24/2012 9:18:42 AM |
| authoritative-platinum7 | $50.00 | 10/24/2012 9:30:14 AM |
| cash-turbine1 | $25.00 | 10/24/2012 9:35:38 AM |
| Row2010 | $25.00 | 10/24/2012 9:38:26 AM |
| responsibility-venture8 | $139.39 | 10/24/2012 11:18:27 AM |
| forceful-note8 | $45.00 | 10/24/2012 9:49:22 AM |
| friendlyshark | $227.82 | 10/24/2012 2:42:46 PM |
| fund-widget | $50.00 | 10/24/2012 3:39:13 PM |
| Comoparklender | $25.00 | 10/24/2012 10:25:56 AM |
| listing-enlightenment1 | $100.00 | 10/24/2012 12:34:06 PM |
| stevestricker | $25.00 | 10/24/2012 1:36:58 PM |
| nebula076 | $200.00 | 10/24/2012 2:02:10 PM |
| harmonious-contract5 | $25.00 | 10/24/2012 2:37:42 PM |
| jamesr17171 | $75.00 | 10/24/2012 3:52:43 PM |
| kind-important-liberty9 | $25.00 | 10/24/2012 10:26:12 PM |
| Benny-factor | $1,500.00 | 10/25/2012 4:52:09 AM |
| yield-hut | $50.00 | 10/25/2012 5:10:22 AM |
| pj000218 | $200.00 | 10/25/2012 7:14:13 AM |
| credit-fox3 | $25.00 | 10/24/2012 9:17:42 PM |
| cybercop45 | $25.00 | 10/25/2012 3:52:49 AM |
| marketplace-flan9 | $100.00 | 10/25/2012 6:47:24 AM |
| Obiwan_Kanobi | $25.00 | 10/25/2012 7:07:00 AM |
| ResQDoc | $25.00 | 10/25/2012 7:51:31 AM |
| helping-out | $150.00 | 10/25/2012 8:39:14 AM |
| Pitufo | $30.00 | 10/25/2012 9:05:20 AM |
| Narcolepsyjr | $25.00 | 10/25/2012 10:16:22 AM |
| miked8303 | $34.00 | 10/25/2012 9:29:56 AM |
| lordnecron | $27.21 | 10/25/2012 11:11:55 AM |
| rolltide09 | $38.00 | 10/25/2012 9:49:15 AM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 9:57:43 AM |
| market-giraffe7 | $94.79 | 10/25/2012 10:19:57 AM |
| friendly-openness77 | $25.00 | 10/25/2012 3:45:09 PM |
| awesome-dollar5 | $100.00 | 10/25/2012 3:55:44 PM |
| KADENA462 | $25.00 | 10/25/2012 4:26:52 PM |
| druidpoet | $33.33 | 10/25/2012 1:09:49 PM |
| VIPLLC | $25.00 | 10/25/2012 3:16:37 PM |
| lend-2-u | $25.00 | 10/25/2012 3:25:40 PM |
| queentut | $100.00 | 10/25/2012 5:48:28 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:13:33 PM |
| credit-dandelion148 | $250.00 | 10/25/2012 5:29:56 PM |
| abundant-power | $25.00 | 10/25/2012 5:42:16 PM |
| SkyLoan | $25.15 | 10/25/2012 11:07:35 PM |
| wwwUniversal | $25.00 | 10/25/2012 6:11:58 PM |
| valiant-liberty4 | $25.00 | 10/25/2012 6:31:21 PM |
| cashasaurus0 | $100.00 | 10/25/2012 6:42:11 PM |
| natural-greenback6 | $25.00 | 10/25/2012 7:26:34 PM |
| wendyhop | $25.00 | 10/25/2012 7:35:44 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:13:08 PM |
| beeper2 | $30.00 | 10/25/2012 8:58:45 PM |
| fund-boomerang7 | $40.50 | 10/26/2012 1:01:30 AM |
| LittleMingo | $25.00 | 10/23/2012 2:35:19 PM |
| green-trade-dolphin | $41.24 | 10/23/2012 9:02:19 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:51 AM |
| etraboulay | $50.00 | 10/23/2012 9:15:45 AM |
| asset-portait013 | $100.00 | 10/23/2012 9:18:18 AM |
| bellaquito | $500.00 | 10/23/2012 10:12:32 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:42 AM |
| moola-accelerator6 | $25.00 | 10/23/2012 10:24:13 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:45 AM |
| BostonCapital | $100.00 | 10/23/2012 9:39:31 AM |
| WeedPatch | $50.00 | 10/23/2012 9:47:06 AM |
| paxnj | $25.00 | 10/23/2012 9:57:05 AM |
| FinanceEngine | $60.00 | 10/23/2012 9:59:05 AM |
| rate-angel9 | $38.00 | 10/23/2012 10:23:13 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:24 AM |
| jmeasn | $50.00 | 10/23/2012 12:56:59 PM |
| apostle901 | $25.00 | 10/23/2012 11:17:31 AM |
| platinum-confidant963 | $50.00 | 10/23/2012 11:40:37 AM |
| pdub | $500.00 | 10/23/2012 12:01:08 PM |
| bid-stockpiler1 | $50.00 | 10/23/2012 2:30:22 PM |
| RiderIRA | $100.00 | 10/23/2012 12:47:27 PM |
| moremax | $50.00 | 10/23/2012 3:06:22 PM |
| rustysailor | $40.00 | 10/23/2012 1:03:13 PM |
| DeepThinker | $30.00 | 10/23/2012 1:10:35 PM |
| thestartuplender | $50.00 | 10/23/2012 1:10:10 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:12 PM |
| skillful-asset5 | $30.00 | 10/23/2012 4:57:50 PM |
| promise2 | $25.00 | 10/23/2012 2:56:20 PM |
| deal-banker | $50.00 | 10/23/2012 3:14:05 PM |
| bold-worth-wrangler | $50.00 | 10/23/2012 3:45:13 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:02 PM |
| 52digital | $75.00 | 10/23/2012 5:33:03 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:16 PM |
| shaps | $50.00 | 10/23/2012 5:19:36 PM |
| just-loyalty643 | $25.00 | 10/23/2012 6:05:39 PM |
| amlu1988 | $25.00 | 10/23/2012 6:33:34 PM |
| progressive-economy261 | $400.00 | 10/23/2012 5:48:26 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:04 PM |
| cash-tent | $30.00 | 10/23/2012 10:34:05 PM |
| Vreet | $25.00 | 10/23/2012 6:36:32 PM |
| investment-comet | $25.00 | 10/24/2012 7:19:03 AM |
| red-ethical-duty6 | $25.00 | 10/23/2012 7:30:44 PM |
| stylish-revenue4 | $25.00 | 10/24/2012 7:46:57 AM |
| economy-popcorn | $25.00 | 10/23/2012 8:47:02 PM |
| Stozer | $40.00 | 10/24/2012 8:27:59 AM |
| funguyatnight | $33.00 | 10/24/2012 8:49:59 AM |
| Borikuoso | $74.01 | 10/23/2012 11:33:06 PM |
| Troutfinder | $25.00 | 10/24/2012 12:15:33 AM |
| klend4 | $25.00 | 10/24/2012 3:55:09 AM |
| Mathon | $25.00 | 10/24/2012 9:13:12 AM |
| Businessincubator | $50.00 | 10/24/2012 9:24:39 AM |
| loyalist1 | $150.00 | 10/24/2012 7:32:19 AM |
| educationfirst | $37.00 | 10/24/2012 9:04:05 AM |
| Sonic_Squirrel | $75.00 | 10/24/2012 9:53:50 AM |
| fcrick | $25.00 | 10/24/2012 9:10:25 AM |
| AAnderson1750 | $200.00 | 10/24/2012 9:11:37 AM |
| papaloha | $111.00 | 10/24/2012 10:12:26 AM |
| Macbethofscots | $25.00 | 10/24/2012 10:29:30 AM |
| punctual-fund | $50.00 | 10/24/2012 9:27:33 AM |
| IntrepidInvestment | $50.00 | 10/24/2012 9:32:43 AM |
| grammaspurse | $25.00 | 10/24/2012 11:11:39 AM |
| Ellendra | $25.00 | 10/24/2012 9:41:11 AM |
| shrewd-peace7 | $25.00 | 10/24/2012 9:44:26 AM |
| money-baron-Roth401k | $25.00 | 10/24/2012 9:49:49 AM |
| dukeiyer | $25.00 | 10/24/2012 9:54:50 AM |
| AF-Chief | $25.00 | 10/24/2012 9:57:19 AM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:42 PM |
| 907 | $48.90 | 10/24/2012 12:20:39 PM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:21 PM |
| horseshoelake | $100.00 | 10/24/2012 1:47:23 PM |
| point | $50.00 | 10/24/2012 6:03:52 PM |
| sharp518 | $25.00 | 10/24/2012 6:05:54 PM |
| value-wind0 | $100.00 | 10/25/2012 7:45:53 AM |
| Isanpankki | $75.00 | 10/25/2012 8:38:48 AM |
| sam-dog-dew | $25.00 | 10/24/2012 8:13:51 PM |
| agalt | $50.00 | 10/25/2012 2:01:58 AM |
| Astyanax | $40.00 | 10/25/2012 5:58:12 AM |
| Brisket_Bob | $25.00 | 10/25/2012 9:49:52 AM |
| benefit-javelin | $50.00 | 10/25/2012 7:35:51 AM |
| billybragg | $25.00 | 10/25/2012 6:57:16 AM |
| cberthiaume | $25.00 | 10/25/2012 7:55:24 AM |
| fairness-atmosphere | $25.00 | 10/25/2012 7:06:42 AM |
| Scombs | $40.00 | 10/25/2012 8:56:28 AM |
| jmb_lending | $50.00 | 10/25/2012 9:13:08 AM |
| desertoasis | $25.00 | 10/25/2012 9:22:08 AM |
| wise-deal-panda | $100.00 | 10/25/2012 9:35:39 AM |
| icon7 | $100.00 | 10/25/2012 11:23:29 AM |
| currency-persimmon | $25.00 | 10/25/2012 12:20:30 PM |
| vigilance-spinner3 | $25.00 | 10/25/2012 12:36:22 PM |
| jubilant-dollar354 | $25.00 | 10/25/2012 10:10:02 AM |
| 29801 | $25.00 | 10/25/2012 10:27:16 AM |
| HelpWhenNeeded | $50.00 | 10/25/2012 11:02:17 AM |
| orchestra960 | $94.00 | 10/25/2012 5:08:21 PM |
| Leshan | $100.00 | 10/25/2012 4:02:06 PM |
| felicity-broadcaster6 | $50.00 | 10/25/2012 5:27:40 PM |
| kind-payment-viking3 | $100.00 | 10/25/2012 5:33:16 PM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:51:53 PM |
| compounding21 | $25.00 | 10/25/2012 5:01:01 PM |
| Green-Baron | $25.00 | 10/25/2012 5:47:02 PM |
| delicious-value973 | $100.00 | 10/25/2012 6:04:05 PM |
| value-showcase828 | $25.00 | 10/25/2012 6:23:59 PM |
| spirit07a | $76.00 | 10/25/2012 5:24:37 PM |
| LeReve | $500.00 | 10/25/2012 5:28:16 PM |
| bsmtloan | $100.00 | 10/25/2012 5:40:21 PM |
| cloud8 | $48.00 | 10/25/2012 9:00:21 PM |
| fortytwo | $150.00 | 10/25/2012 5:52:42 PM |
| suave-durability1 | $50.00 | 10/25/2012 5:59:30 PM |
| chablist | $50.00 | 10/25/2012 6:08:58 PM |
| Whatssofunnybout | $50.00 | 10/25/2012 6:36:47 PM |
| noodles932 | $28.73 | 10/25/2012 7:11:11 PM |
| goodcents | $26.12 | 10/25/2012 7:17:30 PM |
| ldm18 | $25.00 | 10/25/2012 7:17:28 PM |
| enriching-capital | $39.64 | 10/25/2012 8:56:46 PM |
| asset-twister70 | $25.00 | 10/25/2012 9:51:45 PM |
| progress-credit | $25.00 | 10/25/2012 10:42:59 PM |
| youngtmlender | $1.71 | 10/26/2012 3:09:52 AM |
| Registerednurse1 | $50.00 | 10/26/2012 2:26:17 AM |
| 223 Investments
|
Borrower Payment Dependent Notes Series
658338
This series of Notes was issued and sold upon the funding of the borrower loan #76928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $130.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $882 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-preeminant-payout |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 96% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 1
( 4% )
| 760-779
(Jul-2011)
780-799
(Nov-2010)
|
|
Principal balance:
| $5,537.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
First Baby,Remaining Med. Consolida
Purpose of loan:
This loan will be used to...
Consolidate the remaining balance of medical bills from the birth of our first child.
My financial situation:
I am a good candidate for this loan because...
I have had two loans from prosper in the past. 1 is still in repayment and scheduled to be done Dec. 2013. The other was paid in full after my wife and I were married. This is a great system and I appreciate it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| openness-antioxidant | $100.00 | 10/23/2012 9:03:47 AM |
| missoula | $25.00 | 10/23/2012 9:22:18 AM |
| MONEY-1957 | $25.00 | 10/23/2012 9:29:29 AM |
| green-trade-dolphin2 | $46.77 | 10/23/2012 9:02:16 AM |
| brainy-credit1 | $40.00 | 10/23/2012 9:39:37 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:03 AM |
| Rockymtnhi | $100.00 | 10/23/2012 9:11:55 AM |
| penny-finder | $28.67 | 10/23/2012 9:49:04 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:43 AM |
| Dreurmimker | $25.00 | 10/23/2012 10:00:26 AM |
| shaps | $50.00 | 10/23/2012 9:21:58 AM |
| vigorous-payment6 | $25.00 | 10/23/2012 9:22:14 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:58 AM |
| superb-funds335 | $25.00 | 10/23/2012 10:11:07 AM |
| Payout_Assured | $59.89 | 10/23/2012 9:32:26 AM |
| thankful-nickel2 | $55.55 | 10/23/2012 9:34:53 AM |
| patriot897 | $25.00 | 10/23/2012 10:30:54 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:17 AM |
| Perdita_II | $25.00 | 10/23/2012 10:35:52 AM |
| p2p-paradise | $25.00 | 10/23/2012 10:38:58 AM |
| RainyDayLoans | $35.00 | 10/23/2012 9:45:18 AM |
| availableloan | $25.00 | 10/23/2012 10:50:00 AM |
| efficient-money4 | $50.00 | 10/23/2012 9:58:17 AM |
| JeremyLinFan | $40.00 | 10/23/2012 11:23:14 AM |
| Vegasjim | $25.00 | 10/23/2012 10:09:45 AM |
| market-trooper3 | $30.00 | 10/23/2012 10:09:42 AM |
| kevin314 | $25.00 | 10/23/2012 10:11:52 AM |
| intuitive-benefit3 | $100.00 | 10/23/2012 10:19:16 AM |
| payout-reaction740 | $50.00 | 10/23/2012 10:31:42 AM |
| graceful-durability246 | $150.00 | 10/23/2012 10:38:58 AM |
| prudent-dough458 | $25.00 | 10/23/2012 10:37:35 AM |
| prudent-deal662 | $25.00 | 10/23/2012 10:53:58 AM |
| ready-interest9 | $25.00 | 10/23/2012 10:53:32 AM |
| vinayski | $25.00 | 10/23/2012 11:07:28 AM |
| john0720 | $25.00 | 10/23/2012 11:18:43 AM |
| hidavehi | $33.00 | 10/23/2012 11:20:38 AM |
| bellaquito | $370.12 | 10/23/2012 11:31:36 AM |
| peace-adventurer3 | $25.00 | 10/23/2012 9:24:55 AM |
| jazz619 | $25.00 | 10/23/2012 9:04:55 AM |
| note-lesson7 | $100.00 | 10/23/2012 9:10:26 AM |
| aztec | $50.00 | 10/23/2012 9:13:02 AM |
| dime-mandolin9 | $50.00 | 10/23/2012 9:15:34 AM |
| fragonardlives | $25.00 | 10/23/2012 9:17:14 AM |
| special-dinero553 | $25.00 | 10/23/2012 9:18:29 AM |
| FortuneFundII | $200.00 | 10/23/2012 9:19:01 AM |
| virtuous-repayment | $25.00 | 10/23/2012 9:19:08 AM |
| nickel-ferret | $25.00 | 10/23/2012 9:19:45 AM |
| windguy | $50.00 | 10/23/2012 9:24:15 AM |
| oracle3 | $50.00 | 10/23/2012 9:27:17 AM |
| goodhearted-basis4 | $25.00 | 10/23/2012 9:04:10 AM |
| thehousewife | $25.00 | 10/23/2012 9:35:38 AM |
| market-cougar3 | $50.00 | 10/23/2012 9:36:51 AM |
| scholarly-order6 | $50.00 | 10/23/2012 9:11:18 AM |
| fund-cypress910 | $25.00 | 10/23/2012 9:11:37 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:51 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:05 AM |
| fascinating-benefit279 | $50.00 | 10/23/2012 9:12:51 AM |
| RGlad | $101.00 | 10/23/2012 9:58:20 AM |
| valiant-money | $50.00 | 10/23/2012 9:20:07 AM |
| finagler | $25.00 | 10/23/2012 10:00:20 AM |
| phaded | $25.00 | 10/23/2012 9:23:37 AM |
| calm-platinum957 | $35.00 | 10/23/2012 10:14:36 AM |
| ingenious-deal6 | $25.00 | 10/23/2012 9:34:04 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:42 AM |
| engaging-worth | $25.00 | 10/23/2012 10:29:44 AM |
| E_G | $50.00 | 10/23/2012 9:54:03 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:52 AM |
| kfrench | $75.00 | 10/23/2012 11:03:28 AM |
| boylezz | $25.00 | 10/23/2012 10:07:11 AM |
| radforj22 | $49.74 | 10/23/2012 10:04:01 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:23 AM |
| green28 | $50.00 | 10/23/2012 10:13:55 AM |
| payout-motivator0 | $25.00 | 10/23/2012 10:29:31 AM |
| janeybooboo | $25.25 | 10/23/2012 10:56:17 AM |
| cfarther | $25.00 | 10/23/2012 10:59:15 AM |
| obedient-payout0 | $25.00 | 10/23/2012 11:18:35 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
658348
This series of Notes was issued and sold upon the funding of the borrower loan #76557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $241.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,596 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-cedar9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Refinance existing loan
Purpose of loan:
I currently have a loan $13K loan but I need to restructure the payments due to an increase in my monthly housing costs. I plan to pay a lump sum of $6000 to that loan and use the proceeds of this loan to pay it off completely.
My financial situation:
I am a good candidate for this loan because I've already had a prosper loan and a lendingclub loan in the past and both were paid off completely and never late. I need to restructure my existing loan because of a recent move that increased my housing costs. I keep all of my bills on auto-payment and keep my monthly finances planned out six months in advance. Tracking my finances borders on obsession.
I have a stable job at a state university and have worked there for the last five years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-paladin3 | $500.00 | 10/22/2012 7:02:11 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:06:56 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:07 PM |
| cordial-bonus | $25.00 | 10/22/2012 5:14:05 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:14 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:00 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:57 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:49 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:26 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:30 PM |
| shaps | $50.00 | 10/22/2012 5:22:30 PM |
| phenomenal-gain5 | $30.00 | 10/22/2012 5:23:18 PM |
| brainy-credit1 | $40.00 | 10/22/2012 5:32:40 PM |
| prudent-dough458 | $25.00 | 10/22/2012 5:36:39 PM |
| prudent-deal662 | $25.00 | 10/22/2012 6:11:42 PM |
| openness-antioxidant | $100.00 | 10/22/2012 5:41:57 PM |
| kfrench | $75.00 | 10/22/2012 6:21:24 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 5:59:14 PM |
| worth21 | $25.00 | 10/22/2012 7:42:22 PM |
| cwegert | $25.00 | 10/22/2012 8:17:56 PM |
| agalt | $75.00 | 10/22/2012 8:30:48 PM |
| goodcents | $30.00 | 10/22/2012 9:34:13 PM |
| boylezz | $25.00 | 10/22/2012 6:28:30 PM |
| Vegasjim | $25.00 | 10/22/2012 6:31:06 PM |
| shrewd-gain7 | $25.00 | 10/22/2012 11:28:02 PM |
| serene-capital | $25.00 | 10/22/2012 11:34:05 PM |
| SergRoosterDu | $25.00 | 10/23/2012 2:42:55 AM |
| glenium | $25.00 | 10/23/2012 3:14:15 AM |
| Detour11 | $25.00 | 10/22/2012 7:09:50 PM |
| bellaquito | $500.00 | 10/22/2012 7:34:16 PM |
| penny-infusion7 | $25.00 | 10/22/2012 7:39:37 PM |
| payout-paladin3 | $250.00 | 10/22/2012 7:40:10 PM |
| capital-javelin3 | $50.00 | 10/22/2012 8:43:27 PM |
| justice-star9 | $25.00 | 10/22/2012 8:42:07 PM |
| listing-dreams1 | $25.00 | 10/22/2012 9:38:07 PM |
| euro-deployment | $25.00 | 10/22/2012 9:49:59 PM |
| rootcanaler | $100.00 | 10/22/2012 9:51:26 PM |
| one-midas | $25.00 | 10/22/2012 11:11:45 PM |
| careful-return0 | $25.00 | 10/23/2012 12:39:48 AM |
| radforj22 | $86.37 | 10/23/2012 1:00:11 AM |
| payout-detective7 | $25.00 | 10/23/2012 1:12:36 AM |
| marketplace-singularity3 | $100.00 | 10/22/2012 5:06:11 PM |
| windguy | $50.00 | 10/22/2012 5:25:18 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:00 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:08:55 PM |
| engaging-worth | $25.00 | 10/22/2012 5:09:20 PM |
| aztec | $50.00 | 10/22/2012 5:28:34 PM |
| zassociate | $200.00 | 10/22/2012 5:11:16 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:45 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:25 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:49 PM |
| calm-platinum957 | $35.00 | 10/22/2012 5:54:08 PM |
| Rockymtnhi | $100.00 | 10/22/2012 5:27:40 PM |
| Benny-factor | $1,500.00 | 10/22/2012 6:01:58 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:26 PM |
| payout-motivator0 | $25.00 | 10/22/2012 6:07:40 PM |
| capital-blueberry | $25.00 | 10/22/2012 6:09:02 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:02 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:41 PM |
| vigorous-payment6 | $25.00 | 10/22/2012 5:56:39 PM |
| beach_bum | $25.00 | 10/22/2012 7:17:23 PM |
| ready-interest9 | $25.00 | 10/22/2012 6:10:25 PM |
| octoberfresh | $25.00 | 10/22/2012 6:10:55 PM |
| Codextreme07 | $50.00 | 10/22/2012 8:08:46 PM |
| finder61 | $25.00 | 10/22/2012 6:13:32 PM |
| baroo | $25.00 | 10/22/2012 6:15:08 PM |
| E_G | $50.00 | 10/22/2012 6:19:20 PM |
| chorus731 | $25.00 | 10/22/2012 10:01:22 PM |
| Glory_Honor_Orange | $100.00 | 10/22/2012 6:27:18 PM |
| AldiHoldings | $40.00 | 10/22/2012 10:33:35 PM |
| unequivocal-exchange | $25.00 | 10/22/2012 6:31:09 PM |
| exchange-cub | $150.00 | 10/22/2012 11:28:30 PM |
| WeedPatch | $50.00 | 10/22/2012 6:35:38 PM |
| colonel17 | $28.69 | 10/23/2012 3:07:50 AM |
| Speedracer12 | $50.00 | 10/22/2012 6:45:13 PM |
| kind-bazaar-kitten | $25.00 | 10/22/2012 7:59:50 PM |
| RyanTH9893 | $25.00 | 10/22/2012 7:57:24 PM |
| HikeMoab | $50.00 | 10/22/2012 8:04:07 PM |
| Oak-Parker | $25.00 | 10/22/2012 8:20:15 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:29:43 PM |
| moola-accelerator6 | $40.00 | 10/22/2012 8:37:38 PM |
| br_dep | $100.00 | 10/22/2012 8:50:53 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 9:39:28 PM |
| credit-birch | $30.00 | 10/22/2012 10:05:49 PM |
| s270 | $50.00 | 10/23/2012 1:07:01 AM |
| Cash4U2also | $25.00 | 10/23/2012 1:45:58 AM |
| paradigm_shift | $100.00 | 10/23/2012 2:33:10 AM |
| Astyanax | $32.63 | 10/23/2012 3:21:04 AM |
| SpreadsheetSolutions | $32.31 | 10/23/2012 3:49:11 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
658366
This series of Notes was issued and sold upon the funding of the borrower loan #76690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.32% |
Monthly payment:
| $118.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.46% | | |
| |
Estimated return*:
| 9.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,114 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-appetizing-loot |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
|
|
Principal balance:
| $4,983.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consilidate credit card payments and to complete some necessary home renovation.
My financial situation:
I am a good candidate for this loan because credit history with Prosper has been very good. I have been with my employer for 9 years and in my home for 13 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marketplace-singularity3 | $25.00 | 10/22/2012 5:04:43 PM |
| zassociate | $200.00 | 10/22/2012 5:11:16 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:32 PM |
| Perdita_II | $25.00 | 10/22/2012 5:20:54 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:26 PM |
| ethical-truth211 | $50.00 | 10/22/2012 5:30:54 PM |
| market-cougar3 | $50.00 | 10/22/2012 6:12:23 PM |
| FortuneFundII | $200.00 | 10/22/2012 5:53:41 PM |
| bellaquito | $500.00 | 10/22/2012 7:34:16 PM |
| Codextreme07 | $25.00 | 10/22/2012 8:07:08 PM |
| E_G | $50.00 | 10/22/2012 6:19:20 PM |
| bold-worth-wrangler | $100.00 | 10/22/2012 9:40:32 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:36:10 PM |
| SergRoosterDu | $35.00 | 10/23/2012 2:50:29 AM |
| note-admiral548 | $25.00 | 10/23/2012 3:45:58 AM |
| BlessedEveryDay | $30.00 | 10/22/2012 7:02:13 PM |
| prudent-bid3 | $28.93 | 10/23/2012 6:15:49 AM |
| orange-preeminant-bill | $50.00 | 10/23/2012 6:32:53 AM |
| mad-scientist418 | $25.00 | 10/23/2012 7:13:01 AM |
| agalt | $75.00 | 10/22/2012 8:35:22 PM |
| euro-deployment | $25.00 | 10/22/2012 9:56:46 PM |
| s270 | $25.00 | 10/23/2012 1:09:55 AM |
| Interest2thePeople | $100.00 | 10/23/2012 9:08:23 AM |
| well-mannered-income3 | $50.00 | 10/23/2012 4:24:38 AM |
| blue-dollar-viking | $50.00 | 10/23/2012 5:59:47 AM |
| P2P_CARE | $150.00 | 10/23/2012 8:15:43 AM |
| Darts | $50.00 | 10/23/2012 8:45:24 AM |
| extraordinary-platinum727 | $25.00 | 10/23/2012 9:01:10 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:00 AM |
| persistent-funds9 | $30.00 | 10/23/2012 9:10:37 AM |
| yield-voyager8 | $25.00 | 10/22/2012 5:27:56 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:57 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:07 PM |
| windguy | $50.00 | 10/22/2012 5:25:30 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:00 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:45 PM |
| kindness-fanatic | $25.00 | 10/22/2012 5:35:24 PM |
| Glory_Honor_Orange | $114.86 | 10/22/2012 6:28:12 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:26 PM |
| helpful-loan245 | $25.00 | 10/22/2012 6:39:20 PM |
| toblerone | $25.00 | 10/22/2012 6:46:22 PM |
| gravbox | $25.00 | 10/22/2012 6:59:36 PM |
| Sanford-N-Sons | $25.00 | 10/22/2012 6:05:20 PM |
| cwegert | $25.00 | 10/22/2012 8:19:55 PM |
| FWF-kinetic | $50.00 | 10/22/2012 8:34:41 PM |
| vinayski | $25.00 | 10/22/2012 6:23:45 PM |
| FL-Lender | $25.00 | 10/23/2012 5:34:23 AM |
| hope-hickory8 | $25.00 | 10/23/2012 5:36:21 AM |
| Vegasjim | $25.00 | 10/22/2012 6:54:58 PM |
| Ruckus888 | $69.58 | 10/23/2012 7:12:20 AM |
| moola-accelerator6 | $40.00 | 10/22/2012 8:27:39 PM |
| balanced-payment1 | $100.00 | 10/22/2012 8:48:30 PM |
| community-burrito9 | $45.00 | 10/23/2012 9:05:21 AM |
| Astyanax | $30.00 | 10/23/2012 3:35:26 AM |
| simeonthewhale | $44.00 | 10/23/2012 5:30:13 AM |
| treasure-bliss | $100.00 | 10/23/2012 6:00:36 AM |
| repayment-pagoda8 | $100.00 | 10/23/2012 9:13:19 AM |
| peso-dancer3 | $25.00 | 10/23/2012 6:44:10 AM |
| Aquafina24Ounce | $38.60 | 10/23/2012 7:15:29 AM |
| 108lender | $200.00 | 10/23/2012 9:18:20 AM |
| cclady | $294.03 | 10/23/2012 9:22:21 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:21:35 AM |
| Leshan | $100.00 | 10/23/2012 8:38:38 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
658390
This series of Notes was issued and sold upon the funding of the borrower loan #76672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $164.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,264 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fantastic-peso6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 9 ( 90% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 1
( 10% )
| 660-679
(Jan-2012)
680-699
(Oct-2011)
|
|
Principal balance:
| $3,182.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I pay them back
Monthly net income: $2700.00
Monthly expenses: $900.00
Housing: $250.00
Insurance: $105.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $25.00
Food, entertainment: $200.00
Clothing, household expenses: $25.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-rate1 | $500.00 | 10/22/2012 5:05:48 PM |
| resolute-justice413 | $200.00 | 10/22/2012 5:16:21 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:33 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:12 PM |
| zassociate | $200.00 | 10/22/2012 5:11:40 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:46 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:13:57 PM |
| BostonCapital | $100.00 | 10/22/2012 5:17:30 PM |
| kind-payment-viking3 | $100.00 | 10/22/2012 5:18:38 PM |
| 0_0 | $25.00 | 10/22/2012 5:18:15 PM |
| mschoenf | $100.00 | 10/22/2012 5:19:06 PM |
| versatile-dime442 | $250.00 | 10/22/2012 5:23:46 PM |
| silver-explorer6 | $25.00 | 10/22/2012 5:24:41 PM |
| Arvicco | $362.00 | 10/22/2012 5:27:01 PM |
| LeReve | $500.00 | 10/22/2012 5:27:17 PM |
| enthusiastic-cash599 | $50.00 | 10/22/2012 5:26:37 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:28:58 PM |
| a-transparency-prodigy | $25.00 | 10/22/2012 5:32:29 PM |
| XwileycoyoteX | $25.00 | 10/22/2012 5:18:08 PM |
| nickel-ferret | $25.00 | 10/22/2012 5:20:52 PM |
| shaps | $50.00 | 10/22/2012 5:22:51 PM |
| j2ee | $50.00 | 10/22/2012 5:06:30 PM |
| cr8on | $75.00 | 10/22/2012 5:06:36 PM |
| note-lesson7 | $100.00 | 10/22/2012 5:07:04 PM |
| paladin847 | $70.00 | 10/22/2012 5:09:38 PM |
| 100units | $200.00 | 10/22/2012 5:12:31 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:33 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:09 PM |
| hitsman | $43.00 | 10/22/2012 5:32:49 PM |
| sentimental-commerce4 | $250.00 | 10/22/2012 5:16:00 PM |
| john0720 | $25.00 | 10/22/2012 5:15:15 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:34 PM |
| wetlands | $200.00 | 10/22/2012 5:21:30 PM |
| radiant-dollar9 | $200.00 | 10/22/2012 5:22:08 PM |
| famous-hope | $25.00 | 10/22/2012 5:25:19 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:01 PM |
| intuitive-benefit3 | $100.00 | 10/22/2012 5:29:26 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
658432
This series of Notes was issued and sold upon the funding of the borrower loan #77039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $380.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,514 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-finance772 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off all my credit debt
My financial situation:
I am a good candidate for this loan because...
I have full time employment and good credit.
Monthly net income: $ 4000
Monthly expenses: $500
Housing: $1500
Insurance: $25
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $varies
Clothing, household expenses: $varies
Credit cards and other loans: $750
Other expenses: $varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 10/22/2012 5:15:57 PM |
| cr8on | $75.00 | 10/22/2012 5:06:36 PM |
| community-burrito9 | $100.00 | 10/22/2012 5:28:26 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:18 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:10 PM |
| lovely-currency3 | $50.00 | 10/22/2012 5:32:45 PM |
| ethical-truth211 | $300.00 | 10/22/2012 5:20:21 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:01 PM |
| Rogelio48 | $52.00 | 10/22/2012 5:59:21 PM |
| asset-professor | $100.00 | 10/22/2012 5:28:02 PM |
| Detour11 | $25.00 | 10/22/2012 6:33:40 PM |
| Benny-factor | $1,000.00 | 10/22/2012 7:03:59 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:08:02 PM |
| payment-halo | $35.00 | 10/23/2012 6:21:51 AM |
| janeybooboo | $75.00 | 10/22/2012 7:12:23 PM |
| bold-social-widget | $25.00 | 10/22/2012 7:37:51 PM |
| best-bonafide-p2p | $25.00 | 10/22/2012 8:34:24 PM |
| Interest2thePeople | $100.00 | 10/23/2012 9:09:20 AM |
| Bob450 | $25.00 | 10/23/2012 8:02:34 AM |
| Hwornke | $25.00 | 10/23/2012 9:07:43 AM |
| CA-Lender | $25.00 | 10/23/2012 10:28:27 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:54 AM |
| return-enthusiast1 | $50.00 | 10/23/2012 10:32:08 AM |
| Weaverville | $25.00 | 10/23/2012 2:08:11 PM |
| bonus-demon | $25.00 | 10/23/2012 4:57:59 PM |
| kk-gp | $100.00 | 10/23/2012 5:51:36 PM |
| Star_Witness | $25.00 | 10/23/2012 9:10:49 PM |
| benefit-javelin | $55.00 | 10/24/2012 7:55:33 AM |
| justreturns | $25.00 | 10/24/2012 9:43:51 AM |
| new-wampum-clarinet | $100.00 | 10/24/2012 10:25:29 AM |
| helpful-loan245 | $25.00 | 10/24/2012 9:27:31 AM |
| careful-vigilance4 | $25.00 | 10/24/2012 9:31:03 AM |
| miked8303 | $50.00 | 10/24/2012 9:34:24 AM |
| bewitching-dollar5 | $100.00 | 10/24/2012 9:49:28 AM |
| progressive-economy261 | $400.00 | 10/24/2012 10:06:02 AM |
| Beast_Mode_Money | $25.00 | 10/24/2012 2:38:29 PM |
| creditologist281 | $27.38 | 10/24/2012 3:47:19 PM |
| Bank42 | $25.00 | 10/24/2012 4:31:43 PM |
| Elefunt | $25.00 | 10/24/2012 10:32:56 AM |
| thrilling-fund427 | $50.00 | 10/24/2012 5:09:56 PM |
| gondeee | $25.00 | 10/24/2012 10:48:20 AM |
| compatible-deal9 | $25.00 | 10/24/2012 12:30:50 PM |
| jderek01 | $50.00 | 10/24/2012 4:17:00 PM |
| point | $50.00 | 10/24/2012 6:03:51 PM |
| preventivepestcontrol | $50.00 | 10/24/2012 8:29:28 PM |
| money-bauble | $37.00 | 10/24/2012 5:43:12 PM |
| davez0r | $25.00 | 10/24/2012 9:58:58 PM |
| etraboulay | $50.00 | 10/24/2012 5:51:01 PM |
| Leopoldine | $25.00 | 10/24/2012 10:19:24 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 7:48:45 PM |
| agalt | $70.00 | 10/25/2012 2:02:27 AM |
| fortytwo | $150.00 | 10/25/2012 9:47:26 AM |
| fervent-repayment | $84.00 | 10/25/2012 9:59:29 AM |
| helping-out | $30.00 | 10/25/2012 8:39:40 AM |
| Scombs | $77.28 | 10/25/2012 8:57:05 AM |
| Sabo | $50.00 | 10/25/2012 9:08:03 AM |
| centsoffreedom | $37.73 | 10/25/2012 9:23:26 AM |
| 52digital | $75.00 | 10/25/2012 10:25:21 AM |
| blue-subtle-integrity | $25.00 | 10/25/2012 10:20:41 AM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:11:39 AM |
| Index_Plus | $3,994.61 | 10/25/2012 5:12:59 PM |
| dunrizzo | $25.28 | 10/25/2012 4:06:21 PM |
| lovely-order7 | $25.00 | 10/25/2012 3:16:42 PM |
| whitegold24k | $50.00 | 10/25/2012 4:13:20 PM |
| spark548 | $100.00 | 10/25/2012 5:07:51 PM |
| vutah | $25.00 | 10/22/2012 5:16:13 PM |
| 84928429 | $50.00 | 10/22/2012 5:41:20 PM |
| ferocious-kindness8 | $35.00 | 10/22/2012 5:50:41 PM |
| trade-goblin9 | $50.00 | 10/22/2012 5:25:50 PM |
| scholarly-order6 | $25.00 | 10/22/2012 5:41:48 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:26 PM |
| skillful-asset5 | $30.00 | 10/22/2012 6:20:21 PM |
| red-duty-carrier | $25.00 | 10/22/2012 6:24:08 PM |
| toblerone | $25.00 | 10/22/2012 6:36:56 PM |
| Peleadona | $25.00 | 10/22/2012 6:41:07 PM |
| grnii78 | $125.00 | 10/22/2012 7:15:37 PM |
| transparency-position | $99.00 | 10/22/2012 7:20:32 PM |
| julijask | $25.00 | 10/22/2012 7:33:54 PM |
| bob450-roth | $25.00 | 10/23/2012 8:38:16 AM |
| principal-dreams9 | $25.00 | 10/22/2012 9:46:58 PM |
| income-triangulation1 | $25.00 | 10/23/2012 3:30:13 AM |
| dynrep | $30.00 | 10/23/2012 6:22:36 AM |
| worth-quark7 | $25.00 | 10/23/2012 6:24:16 AM |
| enriched-return057 | $25.00 | 10/23/2012 8:09:23 AM |
| the-silver-blaster | $50.00 | 10/23/2012 9:29:57 AM |
| berniemadeoff | $25.00 | 10/23/2012 11:28:01 AM |
| erowis | $25.00 | 10/23/2012 7:00:47 PM |
| wkeboarder21 | $100.00 | 10/24/2012 5:50:16 AM |
| shrewd-peace7 | $25.00 | 10/24/2012 9:44:25 AM |
| brainy-return234 | $25.00 | 10/24/2012 9:47:20 AM |
| Jalebi | $25.00 | 10/24/2012 9:30:21 AM |
| profit-powerplant | $25.00 | 10/24/2012 9:37:37 AM |
| octoberfresh | $25.00 | 10/24/2012 9:40:52 AM |
| kind-payment-viking3 | $100.00 | 10/24/2012 9:44:47 AM |
| tolerant-responsibility051 | $1,347.00 | 10/24/2012 9:45:37 AM |
| investment-visionary | $25.00 | 10/24/2012 9:53:57 AM |
| dukeiyer | $25.00 | 10/24/2012 9:54:50 AM |
| ethical-truth211 | $200.00 | 10/24/2012 1:38:22 PM |
| sweetsassymolassy | $25.00 | 10/24/2012 10:38:22 AM |
| pierrelasvegas | $25.00 | 10/24/2012 10:38:51 AM |
| brightest-income-hunter | $50.00 | 10/24/2012 12:11:53 PM |
| fuzed | $50.00 | 10/24/2012 1:27:34 PM |
| mercuriant | $25.00 | 10/24/2012 5:01:37 PM |
| givemethatmoney | $25.00 | 10/24/2012 6:08:05 PM |
| felicity-broadcaster6 | $50.00 | 10/24/2012 5:48:30 PM |
| treasure-coyote3 | $25.58 | 10/25/2012 3:12:00 AM |
| nalaari | $39.34 | 10/25/2012 6:07:03 AM |
| fulfilling-responsibilityOFU | $43.65 | 10/25/2012 9:50:11 AM |
| ResQDoc | $25.00 | 10/25/2012 8:00:02 AM |
| Squeezer | $25.15 | 10/25/2012 8:51:05 AM |
| Comoparklender | $25.00 | 10/25/2012 10:27:03 AM |
| desertoasis | $25.00 | 10/25/2012 9:22:07 AM |
| enchanted-note | $25.00 | 10/25/2012 9:38:59 AM |
| icon7 | $100.00 | 10/25/2012 11:27:08 AM |
| nourishing-order8 | $25.00 | 10/25/2012 2:04:46 PM |
| jybank | $50.00 | 10/25/2012 10:20:50 AM |
| wwwUniversal | $25.00 | 10/25/2012 10:25:10 AM |
| scholarly-liberty3 | $25.00 | 10/25/2012 4:51:53 PM |
| Bank_of_the_Galaxy | $25.00 | 10/25/2012 5:00:42 PM |
| HelpWhenNeeded | $50.00 | 10/25/2012 11:03:08 AM |
| gentle-generosity822 | $25.00 | 10/25/2012 5:05:17 PM |
| deal-banker | $25.00 | 10/25/2012 12:43:57 PM |
| shrewd-deal | $50.00 | 10/25/2012 3:19:10 PM |
| Leshan | $50.00 | 10/25/2012 4:04:12 PM |
| red-power-pecan | $50.00 | 10/25/2012 5:06:03 PM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
658434
This series of Notes was issued and sold upon the funding of the borrower loan #76991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 1m |
|
Amount delinquent:
| $5,754 |
Total credit lines:
| 57 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $73 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-tapestry8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...
Fix car, paint part of house
My financial situation:
I am a good candidate for this loan because...
I am on SSDI and get a monthly
Monthly net income: $2500
Monthly expenses: $
Housing: $1015
Insurance: $60
Car expenses: $ 20
Utilities: $ 55
Phone, cable, internet: $ 39
Food, entertainment: $220
Clothing, household expenses: $
Credit cards and other loans: $ 160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GS-ROCK | $25.00 | 10/23/2012 9:24:01 AM |
| BankofRon_IRA | $100.00 | 10/23/2012 9:11:04 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:18 AM |
| well-rounded-payout0 | $50.00 | 10/23/2012 11:21:55 AM |
| Dubbs360 | $200.00 | 10/23/2012 11:24:40 AM |
| LuvToLend | $25.00 | 10/23/2012 3:49:04 PM |
| etraboulay | $50.00 | 10/23/2012 5:19:00 PM |
| mrxtravis | $25.00 | 10/23/2012 6:14:55 PM |
| newest-generous-income | $25.00 | 10/23/2012 6:12:21 PM |
| Free-the-usa-1776 | $25.00 | 10/24/2012 12:12:50 AM |
| britches613 | $25.00 | 10/24/2012 10:22:53 AM |
| dollardave | $50.00 | 10/24/2012 12:24:11 PM |
| the-credit-maker | $100.00 | 10/24/2012 5:33:47 PM |
| Washington_University_MBA | $25.00 | 10/24/2012 4:49:51 PM |
| schaffran | $25.00 | 10/24/2012 6:14:16 PM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:54 PM |
| professional-vigilance9 | $100.00 | 10/24/2012 5:46:54 PM |
| 108-IRA | $50.00 | 10/24/2012 6:15:18 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:13:07 PM |
| alexander-hamilton | $50.00 | 10/24/2012 5:03:34 PM |
| EL_Papin | $25.00 | 10/23/2012 9:31:17 AM |
| power-chihuahua | $25.00 | 10/23/2012 9:18:35 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:14 PM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:03 PM |
| credit-grove9 | $25.00 | 10/23/2012 4:08:02 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:17 PM |
| gentle-generosity822 | $25.00 | 10/23/2012 5:59:04 PM |
| careful-vigilance4 | $25.00 | 10/24/2012 5:15:05 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:50 PM |
| euro-speaker8 | $250.00 | 10/24/2012 5:16:59 PM |
| deal-galleon | $25.00 | 10/24/2012 5:29:20 PM |
| 52digital | $75.00 | 10/24/2012 5:35:34 PM |
| Lubava | $25.00 | 10/24/2012 8:48:06 PM |
| finance-prescription | $100.00 | 10/24/2012 6:05:43 PM |
| transaction-puppy6 | $25.00 | 10/24/2012 6:02:10 PM |
| bold-worth-wrangler | $50.00 | 10/24/2012 8:15:26 PM |
| income-sycamore2 | $25.00 | 10/24/2012 8:41:03 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
658476
This series of Notes was issued and sold upon the funding of the borrower loan #76915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $128.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 4m |
|
Amount delinquent:
| $297 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,663 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| consolidationhelp |
Borrower's state:
| Michigan |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2011)
640-659
(Aug-2007)
|
|
Principal balance:
| $5,004.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/24/2012 9:01:19 AM |
| handy-justice | $100.00 | 10/24/2012 9:03:11 AM |
| thorough-payout8 | $25.00 | 10/24/2012 9:05:46 AM |
| BankofRon_IRA | $100.00 | 10/24/2012 9:20:00 AM |
| power-chihuahua | $25.00 | 10/24/2012 9:45:52 AM |
| Feyenoord | $30.00 | 10/24/2012 9:55:39 AM |
| AF-Chief | $25.00 | 10/24/2012 9:57:21 AM |
| the-respectful-transaction | $25.00 | 10/24/2012 9:10:12 AM |
| The_Phantom | $25.00 | 10/24/2012 9:16:09 AM |
| Jalebi | $25.00 | 10/24/2012 9:30:25 AM |
| careful-vigilance4 | $25.00 | 10/24/2012 9:31:05 AM |
| Mrs-Honeydew | $25.00 | 10/24/2012 9:42:41 AM |
| contract-lionheart | $350.00 | 10/24/2012 9:52:56 AM |
| jhouman | $50.00 | 10/24/2012 9:54:26 AM |
| jiftostada | $25.00 | 10/24/2012 10:00:51 AM |
| Dubbs360 | $250.00 | 10/24/2012 10:53:14 AM |
| EL_Papin | $25.00 | 10/24/2012 11:01:14 AM |
| 01a_MrUSC | $25.00 | 10/24/2012 11:19:29 AM |
| rine354 | $100.00 | 10/24/2012 11:38:21 AM |
| desertoasis | $25.00 | 10/24/2012 11:46:20 AM |
| dollardave | $50.00 | 10/24/2012 12:24:12 PM |
| bid-stockpiler1 | $123.40 | 10/24/2012 2:59:08 PM |
| basis-spartan922 | $25.00 | 10/24/2012 3:16:08 PM |
| Washington_University_MBA | $25.00 | 10/24/2012 4:49:51 PM |
| sweety075 | $25.00 | 10/24/2012 5:01:00 PM |
| extraordinary-platinum727 | $25.00 | 10/24/2012 5:03:10 PM |
| innovator2 | $75.00 | 10/24/2012 5:04:58 PM |
| moneylender25 | $25.00 | 10/24/2012 5:05:13 PM |
| 108-IRA | $46.00 | 10/24/2012 6:15:19 PM |
| atlas100 | $25.00 | 10/24/2012 7:30:31 PM |
| gotjack-IRA | $25.03 | 10/24/2012 5:49:39 PM |
| capital-blueberry | $25.00 | 10/24/2012 5:51:02 PM |
| LittleMingo | $40.00 | 10/24/2012 9:01:53 AM |
| trumpeter391 | $56.42 | 10/24/2012 9:02:59 AM |
| NekHoldings | $25.00 | 10/24/2012 9:04:27 AM |
| etraboulay | $50.00 | 10/24/2012 9:01:28 AM |
| MoneyForNothing | $77.44 | 10/24/2012 9:02:03 AM |
| Bob450 | $25.00 | 10/24/2012 9:02:29 AM |
| trumpeter5 | $25.00 | 10/24/2012 9:03:05 AM |
| Hedge-Fund | $25.00 | 10/24/2012 9:04:43 AM |
| MStax | $81.92 | 10/24/2012 9:09:54 AM |
| deal-galleon | $25.00 | 10/24/2012 10:09:13 AM |
| scholarly-order6 | $25.00 | 10/24/2012 9:18:25 AM |
| neuroshred | $50.00 | 10/24/2012 9:18:46 AM |
| five-star-note | $200.00 | 10/24/2012 9:25:21 AM |
| five-star-note | $200.00 | 10/24/2012 9:29:55 AM |
| thankful-nickel2 | $55.00 | 10/24/2012 9:39:02 AM |
| gentle-generosity822 | $25.00 | 10/24/2012 9:47:23 AM |
| money-baron-Roth401k | $25.00 | 10/24/2012 9:49:50 AM |
| FinanceEngine | $60.00 | 10/24/2012 10:08:10 AM |
| the-credit-maker | $100.00 | 10/24/2012 10:25:05 AM |
| moola-accelerator6 | $30.00 | 10/24/2012 10:30:48 AM |
| myutmost | $60.00 | 10/24/2012 10:37:20 AM |
| servnyou | $30.00 | 10/24/2012 10:38:07 AM |
| DasMula | $33.00 | 10/24/2012 10:42:11 AM |
| Gregger | $25.00 | 10/24/2012 10:52:30 AM |
| 01a_MrsUSC | $100.00 | 10/24/2012 11:21:56 AM |
| ethical-truth211 | $100.00 | 10/24/2012 5:53:31 PM |
| Dantis | $60.12 | 10/24/2012 3:35:23 PM |
| asset-sprout | $25.00 | 10/24/2012 6:05:23 PM |
| shawnw2 | $150.00 | 10/24/2012 6:20:52 PM |
| delicious-value973 | $100.00 | 10/24/2012 5:13:55 PM |
| 01a_MrUSC_IRA | $50.00 | 10/24/2012 7:06:36 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:13:08 PM |
| interest-splendor | $30.00 | 10/24/2012 6:55:17 PM |
| coin-architect2 | $136.67 | 10/24/2012 7:37:49 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
658478
This series of Notes was issued and sold upon the funding of the borrower loan #76729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $2,289 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,818 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BabyDaddy23 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Medical/Dental
Purpose of loan: To pay off some medical bills
This loan will be used to...
My financial situation: Good, stable job at large corporation
I am a good candidate for this loan because... I've always paid my debts
Monthly net income: $ 6000
Monthly expenses: $
Housing: $ 2300
Insurance: $ 200
Car expenses: $ 600
Utilities: $ 0
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $75.00 | 10/23/2012 9:03:10 AM |
| yield-lion2 | $100.00 | 10/23/2012 9:42:18 AM |
| DasMula | $25.00 | 10/23/2012 9:03:00 AM |
| ALANGREANSPAN | $25.00 | 10/23/2012 9:03:55 AM |
| LENDO-CALRISSIAN | $25.00 | 10/23/2012 9:05:16 AM |
| NekHoldings | $25.00 | 10/23/2012 9:06:30 AM |
| clemclan | $100.00 | 10/23/2012 9:05:13 AM |
| witty-openness | $25.00 | 10/23/2012 9:09:37 AM |
| FarmersBank | $34.25 | 10/23/2012 9:24:08 AM |
| rome1426 | $25.00 | 10/23/2012 10:12:22 AM |
| worthy-bid8 | $100.00 | 10/23/2012 9:29:14 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:19 AM |
| Hedge-Fund | $25.00 | 10/23/2012 9:06:47 AM |
| _nfx-ira_ | $35.01 | 10/23/2012 9:17:56 AM |
| trumpeter5 | $25.00 | 10/23/2012 9:04:19 AM |
| handy-justice | $25.00 | 10/23/2012 9:05:45 AM |
| MoneyForNothing | $25.15 | 10/23/2012 9:05:07 AM |
| majestic-note6 | $150.00 | 10/23/2012 9:23:11 AM |
| Feyenoord | $30.00 | 10/23/2012 10:17:39 AM |
| Bank42 | $25.00 | 10/23/2012 10:21:55 AM |
| calmfunds | $2,000.00 | 10/23/2012 10:23:56 AM |
| thehousewife | $25.00 | 10/23/2012 9:36:20 AM |
| golffish2 | $25.00 | 10/23/2012 9:49:43 AM |
| CA-Lender | $0.59 | 10/23/2012 10:26:47 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
658482
This series of Notes was issued and sold upon the funding of the borrower loan #76714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $178.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,685 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-entrepreneur478 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4414
Monthly expenses: $
Housing: $1000
Insurance: $140
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MicroLender357 | $25.00 | 10/23/2012 9:07:38 AM |
| vigorous-payment6 | $25.00 | 10/23/2012 9:22:15 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:59 AM |
| newest-generous-income | $25.00 | 10/23/2012 9:04:17 AM |
| healthy-peace427 | $100.00 | 10/23/2012 9:07:47 AM |
| wealth-renaissance5 | $34.80 | 10/23/2012 9:08:38 AM |
| commerce-viking1 | $50.00 | 10/23/2012 9:12:49 AM |
| zassociate | $200.00 | 10/23/2012 9:14:23 AM |
| compassion-twister2 | $25.00 | 10/23/2012 9:18:41 AM |
| wetlands | $200.00 | 10/23/2012 9:21:01 AM |
| shaps | $50.00 | 10/23/2012 9:22:22 AM |
| LeReve | $500.00 | 10/23/2012 9:25:43 AM |
| IPG1 | $25.00 | 10/23/2012 9:29:36 AM |
| rakem777 | $25.00 | 10/23/2012 9:28:31 AM |
| persistent-dinero953 | $10.08 | 10/23/2012 9:31:43 AM |
| bazaar-paladin7 | $150.00 | 10/23/2012 9:22:06 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:03 AM |
| FortuneFundII | $200.00 | 10/23/2012 9:19:01 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:45 AM |
| GS-ROCK | $80.12 | 10/23/2012 9:24:42 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
658540
This series of Notes was issued and sold upon the funding of the borrower loan #76512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-22-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $92.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,514 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| richnow |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Auto (used)
Purpose of loan:
his loan will be used to help purchase a used vehicle.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.
This payment wouldn't represent a big monthly amount.
Thanks in Advance!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $33.00 | 10/22/2012 5:06:27 PM |
| zassociate | $200.00 | 10/22/2012 5:11:34 PM |
| shaps | $50.00 | 10/22/2012 5:22:43 PM |
| delectable-order532 | $51.00 | 10/22/2012 5:07:48 PM |
| engaging-worth | $25.00 | 10/22/2012 5:09:20 PM |
| repayment-pagoda8 | $100.00 | 10/22/2012 5:10:21 PM |
| oracle3 | $50.00 | 10/22/2012 5:30:46 PM |
| fantastic-investment9 | $25.00 | 10/22/2012 5:36:25 PM |
| sturzstrom | $25.00 | 10/22/2012 5:39:02 PM |
| the-justice-stockpiler | $25.00 | 10/22/2012 5:39:07 PM |
| ChrisTJ | $25.00 | 10/22/2012 5:21:25 PM |
| fragonardlives | $25.00 | 10/22/2012 5:28:04 PM |
| pious-currency875 | $67.00 | 10/22/2012 5:31:22 PM |
| lamsabuy | $200.00 | 10/22/2012 5:32:59 PM |
| punctual-fund | $25.00 | 10/22/2012 5:38:40 PM |
| the-magnificent-loan | $100.00 | 10/22/2012 5:43:12 PM |
| New-Brunswick-Investor | $25.00 | 10/22/2012 5:44:50 PM |
| reward-giant1 | $48.00 | 10/22/2012 5:44:40 PM |
| peaceful-treasure1 | $100.00 | 10/22/2012 5:20:29 PM |
| Guerrilla_Man | $25.00 | 10/22/2012 5:23:49 PM |
| GoGators01 | $25.00 | 10/22/2012 5:06:46 PM |
| chillware | $25.00 | 10/22/2012 5:08:00 PM |
| fund-cypress910 | $25.00 | 10/22/2012 5:09:07 PM |
| Ripsaw4U | $50.00 | 10/22/2012 5:27:38 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:12 PM |
| imogen22 | $50.00 | 10/22/2012 5:14:51 PM |
| entertaining-rate9 | $25.00 | 10/22/2012 5:38:19 PM |
| mdv | $25.00 | 10/22/2012 5:38:58 PM |
| direct-social3 | $50.00 | 10/22/2012 5:19:43 PM |
| FortuneFund | $200.00 | 10/22/2012 5:20:45 PM |
| currency-chihuahua3 | $50.00 | 10/22/2012 5:45:31 PM |
| Perdita_II | $25.00 | 10/22/2012 5:20:55 PM |
| ATOHokie | $44.00 | 10/22/2012 5:19:54 PM |
| repayment-chihuahua3 | $25.00 | 10/22/2012 5:20:34 PM |
| patriot897 | $25.00 | 10/22/2012 5:21:49 PM |
| Dollars4Rent | $50.00 | 10/22/2012 5:23:30 PM |
| peaceful-treasure1 | $100.00 | 10/22/2012 5:23:05 PM |
| silver-explorer6 | $25.00 | 10/22/2012 5:24:41 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:01 PM |
| Arvicco | $400.00 | 10/22/2012 5:26:57 PM |
| prudent-dough458 | $25.00 | 10/22/2012 5:36:39 PM |
| AmericanCredit | $100.00 | 10/22/2012 5:36:23 PM |
| the-capital-multiplier | $100.00 | 10/22/2012 5:40:25 PM |
| scholarly-benefit5 | $25.00 | 10/22/2012 5:40:51 PM |
| dumbass | $25.00 | 10/22/2012 5:40:45 PM |
| bazaar-tulip | $25.00 | 10/22/2012 5:44:03 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
658568
This series of Notes was issued and sold upon the funding of the borrower loan #76614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $257.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,907 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-birdie5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...complete bathroom and kitchen renovations
My financial situation:
I am a good candidate for this loan because...I have a good credit history and ability to pay debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 10/23/2012 5:13:32 PM |
| special-dinero553 | $25.00 | 10/23/2012 5:14:30 PM |
| fund-cypress910 | $25.00 | 10/23/2012 5:07:00 PM |
| magical-credit523 | $25.00 | 10/23/2012 5:51:22 PM |
| shaps | $50.00 | 10/23/2012 5:19:09 PM |
| IP | $25.00 | 10/23/2012 6:07:23 PM |
| FortuneFundII | $200.00 | 10/23/2012 5:58:16 PM |
| marketplace-singularity3 | $45.00 | 10/23/2012 6:12:45 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 6:14:29 PM |
| openness-antioxidant | $100.00 | 10/23/2012 6:14:52 PM |
| toblerone | $25.00 | 10/23/2012 6:18:59 PM |
| compassion-twister2 | $50.00 | 10/23/2012 6:31:03 PM |
| Vegasjim | $25.00 | 10/23/2012 6:38:05 PM |
| order-geyser1 | $50.00 | 10/24/2012 6:42:03 AM |
| Detour11 | $25.00 | 10/24/2012 6:46:01 AM |
| enthusiastic-p2ploan0 | $50.00 | 10/24/2012 7:23:51 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:51 AM |
| availableloan | $25.00 | 10/24/2012 9:14:36 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:14 AM |
| supreme-dollar5 | $50.00 | 10/24/2012 12:27:53 PM |
| currency-balancer | $25.00 | 10/24/2012 12:37:34 PM |
| nebula076 | $200.00 | 10/24/2012 1:53:57 PM |
| db0973 | $25.00 | 10/24/2012 2:06:42 PM |
| payout-detective7 | $53.07 | 10/24/2012 4:08:23 PM |
| 100units | $200.00 | 10/24/2012 5:14:17 PM |
| orange-spiritual-contract | $100.00 | 10/24/2012 5:17:08 PM |
| mschoenf | $100.00 | 10/24/2012 5:19:38 PM |
| Thunderswan | $100.00 | 10/24/2012 5:24:19 PM |
| acepoint | $25.00 | 10/24/2012 12:11:17 PM |
| brightest-income-hunter | $50.00 | 10/24/2012 12:12:53 PM |
| Sneezie | $60.00 | 10/24/2012 5:30:22 PM |
| compassionate-dedication6 | $57.78 | 10/24/2012 12:40:22 PM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:07 PM |
| heavenly-social1 | $100.00 | 10/24/2012 2:46:24 PM |
| Supernick | $500.00 | 10/24/2012 4:01:02 PM |
| top-silver-american | $25.00 | 10/24/2012 5:03:36 PM |
| affluence-microscope2 | $200.00 | 10/24/2012 5:06:03 PM |
| t2smoney | $25.00 | 10/24/2012 5:08:28 PM |
| Plutis | $25.00 | 10/24/2012 5:11:10 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:11:31 PM |
| dough-arrow0 | $200.00 | 10/24/2012 5:16:50 PM |
| euro-speaker8 | $250.00 | 10/24/2012 5:17:04 PM |
| uralrider | $25.00 | 10/24/2012 5:18:59 PM |
| nickel-ferret | $25.00 | 10/24/2012 5:20:56 PM |
| bold-riveting-social | $50.00 | 10/24/2012 5:27:56 PM |
| p2p-paradise | $25.00 | 10/24/2012 5:30:59 PM |
| octoberfresh | $25.00 | 10/24/2012 5:38:28 PM |
| a-finance-nirvana | $25.00 | 10/24/2012 5:43:15 PM |
| moola-accelerator6 | $40.00 | 10/24/2012 5:48:01 PM |
| MoonMama | $25.00 | 10/24/2012 5:48:09 PM |
| kind-treasure-tower | $25.00 | 10/24/2012 5:52:34 PM |
| Tbone49 | $25.00 | 10/24/2012 6:08:26 PM |
| velocityasaurus-rex4 | $100.00 | 10/24/2012 6:12:52 PM |
| kaykarun | $25.00 | 10/24/2012 6:19:25 PM |
| indianoven | $25.00 | 10/24/2012 6:37:16 PM |
| bellaquito | $500.00 | 10/24/2012 6:44:21 PM |
| decisive-income7 | $1,000.00 | 10/23/2012 5:15:31 PM |
| E_G | $50.00 | 10/23/2012 5:32:27 PM |
| note-lesson7 | $100.00 | 10/23/2012 5:05:40 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:19 PM |
| LoanerPrincipal | $25.00 | 10/23/2012 5:22:44 PM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 5:27:17 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 6:55:40 PM |
| boylezz | $25.00 | 10/23/2012 5:50:14 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:37 PM |
| HikeMoab | $25.00 | 10/23/2012 9:35:44 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:10:18 PM |
| vigorous-payment6 | $25.00 | 10/23/2012 6:07:08 PM |
| kfrench | $75.00 | 10/23/2012 6:43:59 PM |
| cash-tent | $40.00 | 10/23/2012 10:37:33 PM |
| power-nirvana4 | $25.00 | 10/24/2012 6:33:11 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:56 AM |
| Rivervale_Westwood | $25.00 | 10/24/2012 9:12:26 AM |
| radforj22 | $50.00 | 10/24/2012 10:54:11 AM |
| tranquil-gain1 | $50.00 | 10/24/2012 11:48:48 AM |
| bankojerry | $25.00 | 10/24/2012 4:38:12 PM |
| SCIGroup | $100.00 | 10/24/2012 4:52:54 PM |
| compatible-deal9 | $50.00 | 10/24/2012 12:21:46 PM |
| roccofox | $25.00 | 10/24/2012 12:22:55 PM |
| openness-outpost7 | $25.00 | 10/24/2012 12:26:14 PM |
| bebeito | $100.00 | 10/24/2012 12:58:14 PM |
| shrewd-dedication2 | $100.00 | 10/24/2012 5:42:11 PM |
| dough-souffle | $25.00 | 10/24/2012 5:44:15 PM |
| silver-explorer6 | $25.00 | 10/24/2012 5:52:55 PM |
| thinker6 | $40.00 | 10/24/2012 2:50:26 PM |
| pvmnt13 | $27.93 | 10/24/2012 2:51:45 PM |
| tj1683 | $25.00 | 10/24/2012 3:03:44 PM |
| Rider | $200.88 | 10/24/2012 3:05:43 PM |
| blue-velocity-washboard | $50.00 | 10/24/2012 3:57:12 PM |
| myduck | $40.00 | 10/24/2012 4:00:24 PM |
| order-tamale | $400.00 | 10/24/2012 5:05:28 PM |
| he-shoots-he-scores | $25.00 | 10/24/2012 5:12:10 PM |
| pious-benjamins1 | $25.00 | 10/24/2012 5:14:46 PM |
| rawman | $6.94 | 10/24/2012 6:48:50 PM |
| wise-virtuous-vigilance | $100.00 | 10/24/2012 5:21:50 PM |
| derwiki | $25.00 | 10/24/2012 5:23:26 PM |
| skeptikos | $100.00 | 10/24/2012 5:32:13 PM |
| RyanTH9893 | $25.00 | 10/24/2012 5:35:44 PM |
| prudent-dough458 | $25.00 | 10/24/2012 5:36:41 PM |
| wonderous-truth6 | $25.00 | 10/24/2012 5:44:32 PM |
| HogsHBInvesting | $38.40 | 10/24/2012 6:01:43 PM |
| OswegoUSA | $25.00 | 10/24/2012 5:55:43 PM |
| foxy-marketplace2 | $100.00 | 10/24/2012 6:06:50 PM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:29 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
658580
This series of Notes was issued and sold upon the funding of the borrower loan #77033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $226.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,667 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-nimble-return |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:Home inprovment
This loan will be used to...repair rental
My financial situation:
I am a good candidate for this loan because...Steady empolyment history, we pay our bills
Monthly net income: $4419
Monthly expenses: $
Housing: $1250
Insurance: $172
Car expenses: $319
Utilities: $185
Phone, cable, internet: $190
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $25.00 | 10/23/2012 5:02:26 PM |
| decisive-income7 | $1,000.00 | 10/23/2012 5:17:29 PM |
| finder61 | $25.00 | 10/23/2012 5:03:40 PM |
| note-lesson7 | $100.00 | 10/23/2012 5:06:04 PM |
| Bank_Of_XL | $25.00 | 10/23/2012 5:06:17 PM |
| community-burrito9 | $85.00 | 10/23/2012 5:11:43 PM |
| janeybooboo | $150.00 | 10/23/2012 5:14:50 PM |
| pierrelasvegas | $25.00 | 10/23/2012 5:15:20 PM |
| formula842 | $25.00 | 10/23/2012 5:18:00 PM |
| resolute-justice413 | $200.00 | 10/23/2012 5:13:48 PM |
| special-dinero553 | $25.00 | 10/23/2012 5:14:51 PM |
| investment-visionary | $25.00 | 10/23/2012 5:58:39 PM |
| USMCR | $25.00 | 10/23/2012 5:23:31 PM |
| first-pragmatic-power | $25.00 | 10/23/2012 5:29:32 PM |
| riveting-credit5 | $25.00 | 10/23/2012 5:41:41 PM |
| prudent-dough458 | $25.00 | 10/23/2012 5:55:02 PM |
| cr8on | $75.00 | 10/23/2012 5:58:11 PM |
| vigorous-payment6 | $25.00 | 10/23/2012 6:07:08 PM |
| toblerone | $25.00 | 10/23/2012 6:04:42 PM |
| chinolatino | $25.00 | 10/23/2012 10:12:20 PM |
| bullwink27 | $25.00 | 10/24/2012 3:26:20 AM |
| hope-hickory | $50.00 | 10/23/2012 6:27:38 PM |
| Vreet | $25.00 | 10/23/2012 6:36:38 PM |
| AldiHoldings | $35.00 | 10/23/2012 6:48:19 PM |
| magical-credit523 | $25.00 | 10/23/2012 6:51:27 PM |
| julijask | $25.00 | 10/23/2012 6:54:00 PM |
| moremax | $25.00 | 10/23/2012 7:16:07 PM |
| draggon77 | $25.00 | 10/24/2012 7:17:44 AM |
| treasure-bliss | $50.00 | 10/24/2012 7:47:23 AM |
| Quid-Pro-Quo | $50.00 | 10/23/2012 8:10:24 PM |
| Gobsek | $50.00 | 10/23/2012 8:38:44 PM |
| Eminent_Endeavors | $25.00 | 10/24/2012 8:22:35 AM |
| jarf | $100.00 | 10/23/2012 9:18:06 PM |
| enriched-return057 | $25.00 | 10/23/2012 10:02:24 PM |
| Mailmon | $25.00 | 10/23/2012 10:20:53 PM |
| cash-tent | $30.00 | 10/23/2012 10:25:51 PM |
| scholarly-order6 | $25.00 | 10/24/2012 4:37:37 AM |
| community-burrito9 | $50.00 | 10/24/2012 5:21:33 AM |
| blackstar | $25.00 | 10/24/2012 5:43:13 AM |
| prudent-bid3 | $30.00 | 10/24/2012 6:09:36 AM |
| bubb_hans | $25.00 | 10/24/2012 6:09:38 AM |
| economy-caper9 | $25.00 | 10/24/2012 6:33:14 AM |
| forceful-wealth244 | $25.00 | 10/24/2012 6:51:46 AM |
| buffalobills | $25.00 | 10/24/2012 7:11:59 AM |
| contract-amigo7 | $25.00 | 10/24/2012 7:24:56 AM |
| bold-gold-pilot | $25.00 | 10/24/2012 7:34:40 AM |
| Leopoldine | $25.00 | 10/24/2012 7:44:46 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:56 AM |
| 13nd3r | $25.00 | 10/24/2012 8:02:02 AM |
| bold-worth-wrangler | $100.00 | 10/24/2012 8:01:52 AM |
| DaveTheWave | $25.00 | 10/24/2012 8:02:19 AM |
| glroark | $43.91 | 10/24/2012 8:26:41 AM |
| wonder3 | $30.00 | 10/23/2012 5:03:42 PM |
| red-duty-carrier | $25.00 | 10/23/2012 5:09:47 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:53 PM |
| cash-mad-scientist3 | $25.00 | 10/23/2012 5:14:12 PM |
| nickel-ferret | $25.00 | 10/23/2012 5:17:39 PM |
| ferocious-kindness8 | $35.00 | 10/23/2012 5:18:15 PM |
| Endeavour | $150.00 | 10/23/2012 5:03:54 PM |
| Nemo2001 | $25.00 | 10/23/2012 5:04:48 PM |
| j2ee | $50.00 | 10/23/2012 5:05:18 PM |
| gold-sushi | $25.00 | 10/23/2012 5:12:01 PM |
| the-silver-blaster | $50.00 | 10/23/2012 5:12:55 PM |
| wise-charming-reward | $200.00 | 10/23/2012 5:20:53 PM |
| obedient-payout0 | $25.00 | 10/23/2012 6:07:52 PM |
| scarlet-velvet | $50.08 | 10/23/2012 6:08:51 PM |
| octoberfresh | $25.00 | 10/23/2012 5:24:20 PM |
| supreme-exchange547 | $25.00 | 10/23/2012 5:26:02 PM |
| best-bonafide-p2p | $25.00 | 10/23/2012 5:29:26 PM |
| Nipper99 | $100.00 | 10/23/2012 5:33:13 PM |
| LoanerPrincipal | $25.00 | 10/23/2012 6:36:46 PM |
| commerce-viking1 | $50.00 | 10/23/2012 5:40:21 PM |
| ethicalhumanist | $100.00 | 10/23/2012 5:39:56 PM |
| Dubbs360 | $200.00 | 10/23/2012 7:06:43 PM |
| houli123 | $25.00 | 10/23/2012 5:48:16 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:37 PM |
| priceless-capital0 | $35.00 | 10/23/2012 8:40:19 PM |
| natural-point1 | $25.00 | 10/23/2012 9:02:40 PM |
| Star_Witness | $25.00 | 10/23/2012 9:05:58 PM |
| Rollshaft | $25.00 | 10/23/2012 6:06:06 PM |
| openness-antioxidant | $100.00 | 10/23/2012 6:14:53 PM |
| q4golf | $28.00 | 10/24/2012 3:46:17 AM |
| Whipster | $50.00 | 10/24/2012 5:01:28 AM |
| autobahn77 | $26.43 | 10/24/2012 5:52:49 AM |
| EndRunFunding | $50.00 | 10/23/2012 6:39:05 PM |
| Nazbuster | $100.00 | 10/23/2012 6:46:23 PM |
| kfrench | $75.00 | 10/23/2012 6:44:00 PM |
| Masdevallia | $50.00 | 10/23/2012 6:44:23 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 6:54:25 PM |
| buddy486 | $25.00 | 10/24/2012 6:38:36 AM |
| VonAp | $100.00 | 10/24/2012 6:44:24 AM |
| SOP_Bank | $25.00 | 10/24/2012 6:52:21 AM |
| Bankeroni_and_Cheese | $25.00 | 10/23/2012 7:26:19 PM |
| deal-banker | $35.00 | 10/24/2012 7:55:29 AM |
| infomas | $30.00 | 10/23/2012 8:10:40 PM |
| Interloper | $65.00 | 10/23/2012 8:21:46 PM |
| djkaiser | $25.00 | 10/23/2012 8:30:31 PM |
| economy-popcorn | $25.00 | 10/23/2012 8:58:36 PM |
| mikbos | $25.00 | 10/23/2012 9:35:30 PM |
| vines99 | $25.00 | 10/23/2012 9:36:43 PM |
| lowrater | $50.40 | 10/23/2012 10:11:51 PM |
| gold-maestro6 | $50.00 | 10/23/2012 10:13:47 PM |
| 1traveler | $25.00 | 10/23/2012 10:23:13 PM |
| jjb516 | $50.06 | 10/23/2012 10:46:15 PM |
| cattlebaron | $25.00 | 10/24/2012 5:00:24 AM |
| worth-quark7 | $25.00 | 10/24/2012 6:03:12 AM |
| jayk63 | $25.00 | 10/24/2012 5:45:31 AM |
| tomdooley12520 | $25.00 | 10/24/2012 6:18:29 AM |
| Jimthemoo | $50.00 | 10/24/2012 7:04:13 AM |
| punctual-fund | $25.00 | 10/24/2012 7:25:26 AM |
| global-invest-group | $41.12 | 10/24/2012 7:27:38 AM |
| excellent-funds025 | $50.00 | 10/24/2012 7:26:37 AM |
| Rulea72 | $25.00 | 10/24/2012 7:43:09 AM |
| bossmanuc | $25.00 | 10/24/2012 7:55:48 AM |
| Bank42 | $25.00 | 10/24/2012 8:13:39 AM |
| treasure-surge7 | $25.00 | 10/24/2012 8:15:04 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
658586
This series of Notes was issued and sold upon the funding of the borrower loan #76858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $439.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $79,609 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kurtb57 |
Borrower's state:
| Louisiana |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 49 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $72,499.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
680-699
(Nov-2011)
720-739
(Sep-2008)
740-759
(Jul-2006)
|
|
Principal balance:
| $12,706.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Wedding Loans
Purpose of loan:
This loan will be used to help pay for my wedding next month.
My financial situation:
I am a good candidate for this loan because this is my 5th Prosper Loan & I have paid every pmt on time & have never defaulted. I've always paid in full. Thanks!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Cookstersalibi | $25.00 | 10/23/2012 5:05:06 PM |
| nickel-ferret | $25.00 | 10/23/2012 5:17:39 PM |
| moola-accelerator6 | $125.00 | 10/23/2012 5:25:20 PM |
| MoneyForNothing | $49.49 | 10/23/2012 5:02:32 PM |
| trumpeter5 | $25.00 | 10/23/2012 5:03:31 PM |
| felicity-contributor3 | $50.00 | 10/23/2012 5:03:43 PM |
| j2ee | $50.00 | 10/23/2012 5:05:19 PM |
| note-lesson7 | $100.00 | 10/23/2012 5:06:04 PM |
| special-dinero553 | $25.00 | 10/23/2012 5:14:52 PM |
| marwadi-62 | $200.00 | 10/23/2012 5:17:47 PM |
| newest-currency-vibrato | $50.00 | 10/23/2012 5:18:17 PM |
| USMCR | $200.00 | 10/23/2012 5:20:22 PM |
| market-cougar3 | $50.00 | 10/23/2012 5:58:50 PM |
| magical-credit523 | $25.00 | 10/23/2012 6:51:27 PM |
| phaded | $25.00 | 10/23/2012 5:47:46 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:37 PM |
| credit-guard5 | $25.00 | 10/23/2012 7:25:46 PM |
| Mikale360 | $100.00 | 10/23/2012 11:16:45 PM |
| supertux | $25.00 | 10/23/2012 6:28:01 PM |
| fuse136 | $25.00 | 10/23/2012 6:38:14 PM |
| 01a_MrsUSC | $100.00 | 10/23/2012 6:36:41 PM |
| chicagobanker | $50.00 | 10/24/2012 6:10:07 AM |
| 01a_MrUSC_IRA | $50.00 | 10/23/2012 6:42:16 PM |
| kfrench | $75.00 | 10/23/2012 6:44:00 PM |
| Nazbuster | $200.00 | 10/23/2012 6:44:46 PM |
| gold-position343 | $40.00 | 10/23/2012 6:57:19 PM |
| Masdevallia | $100.00 | 10/23/2012 6:59:41 PM |
| RGlad | $100.00 | 10/23/2012 7:31:02 PM |
| green-interest-web | $25.00 | 10/24/2012 7:34:41 AM |
| pure-treasure7 | $50.00 | 10/23/2012 7:56:27 PM |
| __A1B2 | $28.00 | 10/23/2012 8:18:56 PM |
| sunny-dough9 | $200.00 | 10/23/2012 9:02:34 PM |
| payout-bridge | $35.00 | 10/23/2012 9:07:35 PM |
| vines99 | $50.00 | 10/23/2012 9:31:12 PM |
| euro-deployment | $25.00 | 10/23/2012 10:01:34 PM |
| KB-IRA | $188.83 | 10/23/2012 9:56:51 PM |
| careful-return0 | $25.00 | 10/23/2012 10:41:04 PM |
| pleasant-commerce934 | $25.00 | 10/23/2012 11:39:17 PM |
| one-midas | $50.00 | 10/24/2012 12:12:42 AM |
| novice-speculator | $25.00 | 10/24/2012 12:32:27 AM |
| corporatejim | $32.92 | 10/24/2012 3:58:58 AM |
| XP | $25.00 | 10/24/2012 4:46:12 AM |
| DoctorJoe | $25.00 | 10/24/2012 5:30:11 AM |
| neuroshred | $50.00 | 10/24/2012 9:15:32 AM |
| DiligentiaLLC | $115.57 | 10/24/2012 5:49:03 AM |
| classypete | $50.00 | 10/24/2012 6:42:08 AM |
| loyalist1 | $150.00 | 10/24/2012 7:32:21 AM |
| tech310 | $50.00 | 10/24/2012 9:03:35 AM |
| kain11286 | $50.00 | 10/24/2012 9:08:17 AM |
| 13nd3r | $25.00 | 10/24/2012 9:11:42 AM |
| ericgassercom | $25.00 | 10/24/2012 9:16:24 AM |
| social-heart | $25.00 | 10/24/2012 9:21:11 AM |
| principal-cooker2 | $40.00 | 10/24/2012 10:24:37 AM |
| five-star-note | $300.00 | 10/24/2012 9:30:39 AM |
| bellaquito | $500.00 | 10/24/2012 10:39:16 AM |
| 108lender | $47.00 | 10/24/2012 9:42:13 AM |
| punctual-fund | $50.00 | 10/24/2012 11:29:14 AM |
| worldly-euro013 | $200.00 | 10/24/2012 10:03:21 AM |
| KB-IRA | $134.12 | 10/24/2012 10:12:36 AM |
| papaloha | $444.00 | 10/24/2012 10:13:06 AM |
| shiny-peso1 | $100.00 | 10/24/2012 10:14:19 AM |
| Macbethofscots | $25.00 | 10/24/2012 10:29:31 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:14 AM |
| worldly-income2 | $25.00 | 10/24/2012 10:37:48 AM |
| openness-antioxidant | $100.00 | 10/24/2012 10:40:41 AM |
| worldly-income2 | $25.00 | 10/24/2012 10:38:36 AM |
| 01a_MrUSC | $25.00 | 10/24/2012 11:19:28 AM |
| resolute-justice413 | $200.00 | 10/24/2012 5:17:54 PM |
| mschoenf | $100.00 | 10/24/2012 5:20:20 PM |
| wisem2540 | $25.00 | 10/24/2012 11:37:49 AM |
| tranquil-gain1 | $50.00 | 10/24/2012 11:44:04 AM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:19 PM |
| acepoint | $25.00 | 10/24/2012 12:11:17 PM |
| Fabiolous | $100.00 | 10/24/2012 1:09:42 PM |
| felicity-broadcaster6 | $50.00 | 10/24/2012 5:48:31 PM |
| HenlopenCapital | $25.00 | 10/24/2012 3:34:33 PM |
| witty-compassion | $25.00 | 10/24/2012 9:49:56 PM |
| MoonMama | $25.00 | 10/24/2012 5:48:09 PM |
| capital-blueberry | $25.00 | 10/24/2012 5:52:37 PM |
| urbane-benjamins4 | $51.00 | 10/25/2012 1:26:13 AM |
| Astyanax | $40.00 | 10/25/2012 5:44:49 AM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 7:17:31 AM |
| aabadabadoo | $50.00 | 10/24/2012 7:56:34 PM |
| Frosty | $50.00 | 10/24/2012 7:25:57 PM |
| justanothersushieater | $25.00 | 10/24/2012 7:31:16 PM |
| just-loyalty643 | $50.00 | 10/24/2012 9:01:54 PM |
| l2fp | $25.00 | 10/24/2012 9:53:52 PM |
| Leopoldine | $25.00 | 10/24/2012 10:24:21 PM |
| market-trooper3 | $30.00 | 10/25/2012 4:22:27 AM |
| ns2397 | $25.00 | 10/25/2012 9:46:09 AM |
| yield-hut | $50.00 | 10/25/2012 5:10:23 AM |
| cerebral-dollar773 | $25.00 | 10/25/2012 8:43:59 AM |
| market-giraffe7 | $100.00 | 10/25/2012 10:19:26 AM |
| jmb_lending | $50.00 | 10/25/2012 9:13:09 AM |
| benjamins-frontier2 | $25.00 | 10/25/2012 9:22:40 AM |
| progressive-economy261 | $400.00 | 10/25/2012 9:21:13 AM |
| blue-laudable-dinero | $25.00 | 10/25/2012 9:30:29 AM |
| 1800porsche | $25.00 | 10/25/2012 9:42:35 AM |
| Brisket_Bob | $28.40 | 10/25/2012 9:43:55 AM |
| responsive-principal8 | $25.00 | 10/25/2012 9:46:35 AM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 9:57:44 AM |
| forthright-trade | $35.00 | 10/25/2012 9:59:18 AM |
| american-investor | $25.00 | 10/25/2012 10:00:04 AM |
| inspire22 | $25.00 | 10/25/2012 10:02:21 AM |
| LittleMingo | $40.00 | 10/24/2012 8:52:09 AM |
| janeybooboo | $200.00 | 10/23/2012 5:06:16 PM |
| trade-goblin9 | $25.00 | 10/23/2012 5:20:01 PM |
| five-star-note | $200.00 | 10/23/2012 5:21:11 PM |
| MoneyForNothing | $25.00 | 10/23/2012 5:21:59 PM |
| green-trade-dolphin | $89.02 | 10/23/2012 5:02:54 PM |
| dkjl | $25.00 | 10/23/2012 5:07:52 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:54 PM |
| commerce-viking1 | $50.00 | 10/23/2012 5:40:21 PM |
| formula842 | $25.00 | 10/23/2012 5:18:00 PM |
| Feyenoord | $30.00 | 10/23/2012 5:20:24 PM |
| enriched-note6 | $25.00 | 10/23/2012 6:09:39 PM |
| grnii78 | $175.00 | 10/23/2012 6:30:39 PM |
| Banker2OO7 | $75.00 | 10/23/2012 5:39:44 PM |
| transparency-position | $110.00 | 10/23/2012 7:05:27 PM |
| moneylender25 | $25.00 | 10/23/2012 7:07:06 PM |
| moneyforthehoney | $40.00 | 10/23/2012 9:10:48 PM |
| vigorous-payment6 | $25.00 | 10/23/2012 6:07:08 PM |
| mikbos | $25.00 | 10/23/2012 9:35:30 PM |
| JeremyLinFan | $40.00 | 10/23/2012 6:11:34 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:38 PM |
| Vreet | $25.00 | 10/23/2012 6:36:38 PM |
| AldiHoldings | $30.00 | 10/23/2012 6:50:14 PM |
| first-felicity-pursuit | $25.00 | 10/23/2012 6:52:54 PM |
| atlas100 | $50.00 | 10/24/2012 6:32:16 AM |
| Dubbs360 | $200.00 | 10/23/2012 7:06:43 PM |
| moremax | $25.00 | 10/23/2012 7:16:07 PM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:00:57 AM |
| economy-popcorn | $25.00 | 10/23/2012 8:54:40 PM |
| valiant-money | $50.00 | 10/24/2012 8:50:29 AM |
| pposFUNDing | $25.00 | 10/24/2012 12:50:00 AM |
| cjames84 | $25.00 | 10/24/2012 3:53:45 AM |
| Mathon | $25.00 | 10/24/2012 9:13:14 AM |
| FinanceEngine | $145.00 | 10/24/2012 7:25:33 AM |
| brondero | $120.00 | 10/24/2012 7:52:49 AM |
| Socorro_Capital_Partners | $25.01 | 10/24/2012 7:53:13 AM |
| thankful-nickel2 | $55.55 | 10/24/2012 9:34:57 AM |
| Bank42 | $25.00 | 10/24/2012 8:16:21 AM |
| payout-paradise5 | $25.00 | 10/24/2012 9:42:48 AM |
| virtuous-repayment | $25.00 | 10/24/2012 9:00:46 AM |
| trumpeter391 | $25.00 | 10/24/2012 9:07:14 AM |
| unequivocal-nickel1 | $25.00 | 10/24/2012 9:24:52 AM |
| Investor_DP | $200.00 | 10/24/2012 9:38:58 AM |
| gain-equator | $50.00 | 10/24/2012 9:42:14 AM |
| dollar-authority | $200.00 | 10/24/2012 12:11:44 PM |
| PXM-Financial | $60.00 | 10/24/2012 12:58:34 PM |
| worldly-euro013 | $200.00 | 10/24/2012 10:06:42 AM |
| toomanyfishtanks | $25.00 | 10/24/2012 3:17:06 PM |
| etraboulay | $50.00 | 10/24/2012 10:29:14 AM |
| euro-speaker8 | $250.00 | 10/24/2012 5:17:04 PM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:45 AM |
| USMC0311 | $25.00 | 10/24/2012 11:33:05 AM |
| Thunderswan | $100.00 | 10/24/2012 5:24:44 PM |
| HammerKnuckleLending | $25.00 | 10/24/2012 12:30:29 PM |
| glimmering-funds2 | $25.00 | 10/24/2012 1:01:23 PM |
| heart514 | $25.00 | 10/24/2012 7:06:10 PM |
| swampman | $25.00 | 10/24/2012 9:04:20 PM |
| davez0r | $25.00 | 10/24/2012 10:00:47 PM |
| supreme-treasure8 | $100.00 | 10/24/2012 6:04:09 PM |
| interest-splendor | $50.00 | 10/24/2012 6:54:21 PM |
| Lubava | $50.00 | 10/24/2012 8:50:17 PM |
| ralph44 | $35.00 | 10/24/2012 10:02:33 PM |
| designer_10 | $25.00 | 10/24/2012 11:36:27 PM |
| Future-Await21 | $25.00 | 10/25/2012 1:24:03 AM |
| Sardineface | $50.00 | 10/25/2012 6:16:46 AM |
| promise2 | $25.00 | 10/25/2012 7:31:06 AM |
| suave-durability1 | $50.00 | 10/25/2012 8:18:26 AM |
| cberthiaume | $25.00 | 10/25/2012 7:55:25 AM |
| jdtv | $25.00 | 10/25/2012 8:46:35 AM |
| ResQDoc | $25.00 | 10/25/2012 8:20:50 AM |
| linkage682 | $50.00 | 10/25/2012 8:39:55 AM |
| hitsman | $50.00 | 10/25/2012 10:08:51 AM |
| Tradesmanlender | $25.00 | 10/25/2012 9:49:38 AM |
| bill-ladder2 | $25.00 | 10/25/2012 10:09:00 AM |
| bazaar-tulip | $25.00 | 10/25/2012 10:12:23 AM |
| social-cocktail1 | $200.00 | 10/25/2012 10:13:16 AM |
| Jalebi | $25.00 | 10/25/2012 10:22:02 AM |
| lulasky63 | $50.00 | 10/25/2012 10:18:52 AM |
| 182 Investments
|
Borrower Payment Dependent Notes Series
658594
This series of Notes was issued and sold upon the funding of the borrower loan #76834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $212.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,862 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| savdbygrace |
Borrower's state:
| Ohio |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Dec-2011)
620-639
(May-2007)
620-639
(Mar-2007)
620-639
(Feb-2007)
|
|
Principal balance:
| $2,086.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Household Expenses/Debt Reduction
Purpose of loan:
This loan will be used to pay off household expenses and some debt accumulated.
My financial situation:
I am a good candidate for this loan because I am very dependable and make my payments on time. I have an excellent work ethic and am working toward freedom from debt and home ownership. I am dedicated and working to be promoted at my job.
Monthly net income: $ 3491.18
Monthly expenses: $
Housing: $1179.76
Insurance: $109.03
Car expenses: $50.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $742.00
Other expenses: $120.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 10/22/2012 5:06:25 PM |
| supreme-treasure8 | $100.00 | 10/22/2012 5:12:19 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:13 PM |
| formula842 | $25.00 | 10/22/2012 5:17:48 PM |
| MichaelProsper | $40.00 | 10/22/2012 5:12:24 PM |
| dime-mandolin9 | $50.00 | 10/22/2012 5:13:47 PM |
| special-dinero553 | $25.00 | 10/22/2012 5:17:55 PM |
| shaps | $50.00 | 10/22/2012 5:23:16 PM |
| persistent-dinero953 | $25.00 | 10/22/2012 5:26:02 PM |
| progressive-economy261 | $400.00 | 10/22/2012 5:29:00 PM |
| commerce-viking1 | $50.00 | 10/22/2012 6:09:18 PM |
| bullwink27 | $25.00 | 10/22/2012 5:42:48 PM |
| kulender | $100.00 | 10/22/2012 7:27:54 PM |
| vines99 | $25.00 | 10/22/2012 8:37:25 PM |
| contract-snowdome493 | $25.00 | 10/22/2012 9:52:32 PM |
| intelligent-yield | $25.00 | 10/22/2012 6:23:27 PM |
| 52digital | $75.00 | 10/22/2012 6:37:50 PM |
| LoanerPrincipal | $25.00 | 10/22/2012 6:49:45 PM |
| LaGrangeLender | $60.00 | 10/23/2012 6:23:22 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:27:16 AM |
| LuckyMacFunding | $25.00 | 10/23/2012 8:51:06 AM |
| careful-return0 | $25.00 | 10/23/2012 12:48:23 AM |
| Galdis | $25.00 | 10/23/2012 5:25:33 AM |
| DoctorJoe | $25.00 | 10/23/2012 6:37:39 AM |
| Obiwan_Kanobi | $25.00 | 10/23/2012 7:04:58 AM |
| investment-comet | $25.00 | 10/23/2012 7:13:41 AM |
| triumphant-point5 | $50.00 | 10/23/2012 7:40:39 AM |
| silver-trident5 | $500.00 | 10/23/2012 9:23:16 AM |
| musegaze | $26.00 | 10/23/2012 9:27:09 AM |
| moola-buddy | $25.00 | 10/23/2012 9:33:22 AM |
| Ballybay | $100.00 | 10/23/2012 9:14:25 AM |
| fervent-repayment | $77.00 | 10/23/2012 9:32:51 AM |
| careful-vigilance4 | $25.00 | 10/23/2012 10:32:24 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:55 AM |
| jazzlender | $25.00 | 10/23/2012 10:43:44 AM |
| thelovebug | $100.00 | 10/23/2012 9:57:24 AM |
| adorable-dinero9 | $25.00 | 10/23/2012 11:32:56 AM |
| point | $50.00 | 10/23/2012 10:34:54 AM |
| Comoparklender | $25.00 | 10/23/2012 10:41:25 AM |
| Military_Money_Wise | $25.00 | 10/23/2012 10:53:11 AM |
| affluence-wasp6 | $25.00 | 10/23/2012 1:19:02 PM |
| unclejaef | $25.00 | 10/23/2012 12:06:50 PM |
| moneytolend72 | $30.00 | 10/23/2012 12:52:35 PM |
| RiderIRA | $171.86 | 10/23/2012 12:53:05 PM |
| green-trade-dolphin | $43.85 | 10/22/2012 5:05:42 PM |
| cr8on | $75.00 | 10/22/2012 5:06:37 PM |
| Zorro_970 | $100.00 | 10/22/2012 5:14:17 PM |
| majestic-note6 | $200.00 | 10/22/2012 5:24:05 PM |
| first-pragmatic-power | $25.00 | 10/22/2012 5:25:07 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:15 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:29 PM |
| Investor_DP | $200.00 | 10/22/2012 5:46:27 PM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:13 PM |
| dukeiyer | $25.00 | 10/22/2012 5:59:50 PM |
| klippies | $25.00 | 10/22/2012 6:14:10 PM |
| treasure-medalist0 | $25.00 | 10/22/2012 6:23:25 PM |
| nitrostamped | $100.00 | 10/22/2012 6:24:15 PM |
| community-burrito9 | $100.00 | 10/22/2012 6:30:37 PM |
| BBsapphire-2-loan | $100.00 | 10/22/2012 6:40:49 PM |
| Only_Money | $25.00 | 10/22/2012 6:42:40 PM |
| horseshoelake | $50.00 | 10/23/2012 8:50:11 AM |
| bold-worth-wrangler | $50.00 | 10/22/2012 9:59:57 PM |
| jet341 | $100.00 | 10/22/2012 10:09:08 PM |
| Slick58 | $25.00 | 10/23/2012 6:36:44 AM |
| mad-scientist418 | $25.00 | 10/23/2012 7:13:51 AM |
| funguyatnight | $100.00 | 10/23/2012 7:58:05 AM |
| aquariano | $25.00 | 10/23/2012 8:50:30 AM |
| mmckune | $25.00 | 10/23/2012 9:30:31 AM |
| mercuriant | $25.00 | 10/23/2012 9:39:34 AM |
| justreturns | $25.00 | 10/23/2012 9:41:10 AM |
| moola-monger9 | $75.00 | 10/23/2012 9:44:09 AM |
| fortytwo | $150.00 | 10/23/2012 9:12:32 AM |
| profit-powerplant | $25.00 | 10/23/2012 9:49:28 AM |
| duty-viola | $35.00 | 10/23/2012 9:16:56 AM |
| gold-sushi | $25.00 | 10/23/2012 9:22:53 AM |
| thehousewife | $25.00 | 10/23/2012 9:40:24 AM |
| Bank42 | $25.00 | 10/23/2012 10:19:39 AM |
| miked8303 | $50.00 | 10/23/2012 10:20:08 AM |
| y2kman9 | $25.00 | 10/23/2012 12:21:44 PM |
| deal-pioneer1 | $25.00 | 10/23/2012 12:24:03 PM |
| worldly-income2 | $25.00 | 10/23/2012 12:27:00 PM |
| jmeasn | $25.00 | 10/23/2012 12:55:44 PM |
| punctual-fund | $25.00 | 10/23/2012 11:23:02 AM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:07 PM |
| whitegold24k | $58.80 | 10/23/2012 12:31:05 PM |
| blue-goal-deal | $25.00 | 10/23/2012 12:42:34 PM |
| compatible-deal9 | $25.00 | 10/23/2012 12:52:43 PM |
| Johnab | $25.00 | 10/23/2012 1:08:06 PM |
| janeybooboo | $75.00 | 10/23/2012 1:27:08 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
658612
This series of Notes was issued and sold upon the funding of the borrower loan #76889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $375 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unconquerable-nickel6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
|
Principal balance:
| $3,310.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Business
Purpose of loan:
This loan will be used to...
This loan will be used to help expand my business. I am at a point where I need to hire a support person and to get over the hump of the learning curve to begin to produce and help with sales.
My financial situation:
I am a good candidate for this loan because... My business is growing. I've signed an agreement with a Chamber of Commerce and have entered in a revenue sharing program with them as a subscription based business. It is currently in a Beta Test and the results are very positive and it will end in November. We will be going on line in December with business signing starting in November.
Monthly net income: $ 2500
Monthly expenses: $
Housing: $ N/A
Insurance: $ 115
Car expenses: $ N/A
Utilities: $ N/A
Phone, cable, internet: $ 300
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 225
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexander-hamilton | $50.00 | 10/23/2012 10:12:45 AM |
| BankofRon_IRA | $100.00 | 10/22/2012 5:17:26 PM |
| jwesleym | $25.00 | 10/22/2012 5:07:06 PM |
| euro-speaker8 | $250.00 | 10/22/2012 5:13:14 PM |
| zipemdown | $25.00 | 10/22/2012 5:49:11 PM |
| power-chihuahua | $25.00 | 10/22/2012 5:50:34 PM |
| gentle-generosity822 | $25.00 | 10/22/2012 5:55:15 PM |
| musegaze | $50.00 | 10/22/2012 5:56:03 PM |
| careful-vigilance4 | $25.00 | 10/22/2012 6:01:17 PM |
| skillful-asset5 | $25.00 | 10/22/2012 6:18:52 PM |
| bold-worth-wrangler | $50.00 | 10/22/2012 9:41:28 PM |
| Obiwan_Kanobi | $25.00 | 10/22/2012 11:17:21 PM |
| 108-IRA | $50.00 | 10/22/2012 6:34:36 PM |
| peaceful-greenback719 | $25.00 | 10/23/2012 3:06:47 AM |
| 52digital | $75.00 | 10/22/2012 6:37:51 PM |
| FL-Lender | $25.00 | 10/23/2012 5:42:57 AM |
| Dubbs360 | $200.00 | 10/22/2012 6:56:14 PM |
| kulender | $100.00 | 10/22/2012 7:27:54 PM |
| penny-infusion7 | $25.00 | 10/22/2012 7:36:57 PM |
| best-unbeatable-transaction | $25.00 | 10/22/2012 8:38:59 PM |
| jet341 | $100.00 | 10/22/2012 10:09:09 PM |
| pierrelasvegas | $25.00 | 10/23/2012 6:49:45 AM |
| bigballer7819 | $27.41 | 10/23/2012 7:12:26 AM |
| first-serene-credit | $25.00 | 10/23/2012 8:22:36 AM |
| AF-Chief | $25.00 | 10/23/2012 9:42:41 AM |
| deal-galleon | $25.00 | 10/23/2012 9:21:12 AM |
| Macbethofscots | $25.00 | 10/23/2012 9:26:21 AM |
| ultimate-peace | $144.52 | 10/23/2012 9:26:21 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:43 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:41:56 AM |
| ChrisTJ | $25.00 | 10/23/2012 10:16:34 AM |
| top-responsibility-sage | $25.00 | 10/23/2012 12:30:02 PM |
| point | $50.00 | 10/23/2012 10:34:54 AM |
| pure-pound7 | $150.00 | 10/23/2012 12:23:19 PM |
| jmeasn | $25.00 | 10/23/2012 12:55:00 PM |
| Johnab | $3.33 | 10/23/2012 1:05:18 PM |
| speedy-peso1 | $100.00 | 10/22/2012 5:23:26 PM |
| etraboulay | $50.00 | 10/22/2012 5:31:30 PM |
| Benny-factor | $1,000.00 | 10/22/2012 6:03:56 PM |
| delicious-value973 | $100.00 | 10/22/2012 6:05:47 PM |
| stocker | $37.45 | 10/22/2012 7:30:10 PM |
| Cronos | $100.00 | 10/22/2012 6:11:11 PM |
| the-credit-maker | $52.00 | 10/22/2012 6:11:34 PM |
| eagle1271 | $25.00 | 10/22/2012 6:11:31 PM |
| income-sycamore2 | $25.00 | 10/23/2012 6:52:57 AM |
| slg6200 | $25.00 | 10/23/2012 8:07:44 AM |
| moola-accelerator6 | $25.00 | 10/22/2012 8:32:38 PM |
| peace-saber0 | $25.00 | 10/23/2012 9:47:19 AM |
| enriching-dollar1 | $100.00 | 10/23/2012 9:14:45 AM |
| principal-cooker2 | $50.00 | 10/23/2012 9:16:45 AM |
| handy-justice | $50.00 | 10/23/2012 10:25:57 AM |
| FinanceEngine | $60.00 | 10/23/2012 10:02:02 AM |
| wisem2540 | $25.00 | 10/23/2012 11:38:32 AM |
| saver266 | $25.29 | 10/23/2012 11:40:55 AM |
| economy-shrubbery6 | $25.00 | 10/23/2012 10:19:23 AM |
| desertoasis | $25.00 | 10/23/2012 10:20:17 AM |
| first-principal-panda | $25.00 | 10/23/2012 11:02:25 AM |
| jybank | $50.00 | 10/23/2012 11:07:45 AM |
| upbeat-wealth | $25.00 | 10/23/2012 12:23:42 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
658784
This series of Notes was issued and sold upon the funding of the borrower loan #76945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,400.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $233.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,885 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-loan-samurai |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Higher Interest CC
Purpose of loan:
This loan will be used to pay off and get rid of a higher interest credit card that won't go any lower with interest rate. I was debt free a couple years ago, but got hit hard with Medical emergencies (premature twins!), so I grudgingly used a CC to pay for costs associated with Medical emergency.
My financial situation:
I am a good candidate for this loan because I have and have always had a good credit rating, never late on bills, I continue to excel at my company (good raise every year and several promotions in my tenure) which is strong.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kfrench | $75.00 | 10/24/2012 5:52:53 PM |
| neighborly-hope6 | $100.00 | 10/24/2012 5:57:28 PM |
| compassion-twister2 | $100.00 | 10/24/2012 5:07:25 PM |
| Vegasjim | $25.00 | 10/24/2012 6:18:47 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:11:53 PM |
| prudent-deal662 | $25.00 | 10/24/2012 6:28:54 PM |
| janeybooboo | $100.00 | 10/24/2012 6:55:12 PM |
| obedient-payout0 | $25.00 | 10/24/2012 5:41:30 PM |
| Bank_Of_XL | $25.00 | 10/24/2012 5:53:34 PM |
| cerebral-dollar773 | $30.00 | 10/24/2012 6:39:28 PM |
| punctual-fund | $25.00 | 10/24/2012 6:31:40 PM |
| bellaquito | $500.00 | 10/24/2012 6:47:24 PM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:15:06 AM |
| market-maximizer472 | $100.00 | 10/25/2012 7:10:06 AM |
| responsive-worth5 | $50.00 | 10/25/2012 7:37:42 AM |
| Aimvest | $25.00 | 10/25/2012 9:57:22 AM |
| radforj22 | $100.00 | 10/25/2012 8:42:03 AM |
| green28 | $50.00 | 10/25/2012 9:01:37 AM |
| Ripsaw4U | $50.00 | 10/25/2012 9:04:36 AM |
| commerce-gargantuan2 | $25.00 | 10/25/2012 9:09:21 AM |
| platinum-lotus6 | $50.00 | 10/25/2012 10:41:46 AM |
| Rivervale_Westwood | $25.00 | 10/25/2012 9:30:20 AM |
| currency-chihuahua3 | $50.00 | 10/25/2012 9:45:52 AM |
| giftgold | $25.00 | 10/25/2012 12:09:08 PM |
| pound-albatross7 | $50.00 | 10/25/2012 4:05:28 PM |
| friendinmoney | $25.00 | 10/25/2012 4:49:27 PM |
| inspiring-kindness062 | $50.00 | 10/25/2012 5:03:20 PM |
| UncleSafety | $59.38 | 10/25/2012 4:43:46 PM |
| fund-cypress910 | $25.00 | 10/25/2012 5:08:40 PM |
| basis-ferret8 | $50.00 | 10/25/2012 5:50:39 PM |
| Jalebi | $25.00 | 10/25/2012 5:10:14 PM |
| Dendomatic | $25.00 | 10/25/2012 6:08:16 PM |
| kindness-rascal5 | $1,000.00 | 10/25/2012 5:29:22 PM |
| capital-blueberry | $25.00 | 10/25/2012 6:37:57 PM |
| loot-heart | $25.00 | 10/25/2012 5:30:29 PM |
| windguy | $50.00 | 10/25/2012 5:26:38 PM |
| crude | $30.00 | 10/25/2012 6:58:11 PM |
| wealth-competitor | $25.00 | 10/25/2012 5:38:36 PM |
| montana4life | $40.00 | 10/25/2012 7:29:19 PM |
| Saab93 | $25.00 | 10/25/2012 7:58:26 PM |
| market-bearer7 | $25.00 | 10/25/2012 8:15:29 PM |
| SF-Bay-Invest | $25.00 | 10/25/2012 8:17:10 PM |
| missgina | $25.00 | 10/25/2012 5:49:38 PM |
| integrity-gazelle7 | $25.00 | 10/25/2012 8:57:29 PM |
| california111 | $50.00 | 10/25/2012 10:08:54 PM |
| larsowe | $50.00 | 10/25/2012 5:58:27 PM |
| superb-income6 | $50.00 | 10/26/2012 12:26:22 AM |
| peaceful-greenback719 | $25.00 | 10/26/2012 3:13:46 AM |
| bazaar-tulip | $25.00 | 10/25/2012 6:00:45 PM |
| unconquerable-wealth719 | $25.00 | 10/25/2012 6:08:00 PM |
| hitsman | $50.00 | 10/25/2012 6:23:23 PM |
| stable-penny27 | $25.00 | 10/25/2012 6:19:41 PM |
| velocityasaurus-rex4 | $100.00 | 10/25/2012 6:30:41 PM |
| conductor146 | $25.00 | 10/25/2012 6:29:57 PM |
| jpblan11 | $25.00 | 10/25/2012 6:32:44 PM |
| trona | $25.00 | 10/25/2012 7:31:11 PM |
| AsianDragon | $100.00 | 10/25/2012 8:40:01 PM |
| chorus731 | $25.00 | 10/25/2012 8:21:49 PM |
| jc33148 | $25.00 | 10/25/2012 8:34:17 PM |
| Anamorph | $25.00 | 10/25/2012 8:57:07 PM |
| just-loyalty643 | $50.00 | 10/25/2012 10:02:55 PM |
| 30Sky | $50.00 | 10/26/2012 12:43:28 AM |
| george6791 | $40.00 | 10/26/2012 12:59:05 AM |
| q4golf | $3.65 | 10/26/2012 3:30:26 AM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 5:04:55 PM |
| engaging-worth | $25.00 | 10/24/2012 5:10:17 PM |
| magical-credit523 | $25.00 | 10/24/2012 5:14:32 PM |
| vigorous-payment6 | $25.00 | 10/24/2012 5:22:49 PM |
| shaps | $50.00 | 10/24/2012 5:22:56 PM |
| mdv | $25.00 | 10/24/2012 5:43:36 PM |
| marketplace-singularity3 | $35.00 | 10/24/2012 5:47:38 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:43 PM |
| cardminger | $25.00 | 10/24/2012 6:00:52 PM |
| boylezz | $25.00 | 10/24/2012 6:21:37 PM |
| heart514 | $25.00 | 10/24/2012 7:06:28 PM |
| robust-loyalty | $50.00 | 10/24/2012 8:18:47 PM |
| order-geyser1 | $50.00 | 10/24/2012 8:27:03 PM |
| blot44 | $25.00 | 10/24/2012 9:21:22 PM |
| zico479 | $228.00 | 10/24/2012 8:49:29 PM |
| Capitalincome | $26.40 | 10/25/2012 7:37:56 AM |
| first-felicity-pursuit | $25.00 | 10/25/2012 7:59:21 AM |
| loot-baton | $25.00 | 10/25/2012 10:30:55 AM |
| TGGGGGGGGGGGGGGG | $25.00 | 10/25/2012 11:00:10 AM |
| Pickmar | $25.00 | 10/25/2012 12:25:37 PM |
| holdem-donk | $100.00 | 10/25/2012 1:10:16 PM |
| PaulW | $40.00 | 10/25/2012 4:20:21 PM |
| lionheart722 | $25.00 | 10/25/2012 10:53:20 AM |
| peace-fiesta7 | $25.00 | 10/25/2012 5:05:12 PM |
| loan-lionheart6 | $25.00 | 10/25/2012 5:11:36 PM |
| spiff666 | $26.66 | 10/25/2012 1:01:21 PM |
| axl163 | $25.00 | 10/25/2012 2:33:45 PM |
| BlessedEveryDay | $25.00 | 10/25/2012 1:32:53 PM |
| brilliant-justice214 | $100.00 | 10/25/2012 4:27:36 PM |
| euro-speaker8 | $250.00 | 10/25/2012 5:44:50 PM |
| nuclearmoose | $50.00 | 10/25/2012 5:52:25 PM |
| jonandmeg21 | $25.00 | 10/25/2012 5:56:04 PM |
| indomitable-coin | $25.00 | 10/25/2012 5:59:49 PM |
| oracle3 | $50.00 | 10/25/2012 6:07:54 PM |
| -PJC- | $25.00 | 10/25/2012 6:08:24 PM |
| Eldoob | $25.00 | 10/25/2012 6:13:59 PM |
| BidDaddyBigBucks | $25.00 | 10/25/2012 5:20:27 PM |
| educationfirst | $50.00 | 10/25/2012 6:24:33 PM |
| Arvicco | $262.00 | 10/25/2012 5:27:21 PM |
| bold-worth-wrangler | $150.00 | 10/25/2012 5:37:12 PM |
| aabadabadoo | $25.00 | 10/25/2012 5:40:02 PM |
| prudent-dough458 | $25.00 | 10/25/2012 5:51:12 PM |
| jmb_lending | $50.00 | 10/25/2012 5:48:25 PM |
| MathProfessor | $25.00 | 10/25/2012 5:53:26 PM |
| Leopoldine | $25.00 | 10/25/2012 9:59:33 PM |
| FortuneFund | $155.00 | 10/25/2012 5:56:44 PM |
| objective-investor | $250.00 | 10/25/2012 5:58:36 PM |
| availableloan | $25.00 | 10/25/2012 6:17:00 PM |
| Sneezie | $100.00 | 10/25/2012 6:25:22 PM |
| Brookst | $50.00 | 10/25/2012 6:36:00 PM |
| funds-control3 | $30.91 | 10/25/2012 7:24:53 PM |
| cloud8 | $60.00 | 10/25/2012 9:04:49 PM |
| AJ89 | $25.00 | 10/25/2012 8:28:55 PM |
| AldiHoldings | $45.00 | 10/25/2012 10:57:49 PM |
| Pendruce | $38.00 | 10/25/2012 10:50:09 PM |
| ironman84 | $25.00 | 10/26/2012 2:39:35 AM |
| nebula076 | $200.00 | 10/26/2012 2:27:10 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
658852
This series of Notes was issued and sold upon the funding of the borrower loan #76907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-23-2012 |
|
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $149.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,856 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tooeleq |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to cover two surgeries as well as consolidate some debt.
My financial situation:
I am a good candidate for this loan because I have a stable job and have shown the ability to ensure my obligations are met.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.06 | 10/23/2012 9:05:47 AM |
| Bank_Of_XL | $25.00 | 10/23/2012 9:07:07 AM |
| euro-speaker8 | $250.00 | 10/23/2012 9:11:52 AM |
| FortuneFundII | $200.00 | 10/23/2012 9:19:02 AM |
| community-burrito9 | $65.00 | 10/23/2012 9:08:35 AM |
| worth-tamarack566 | $25.00 | 10/23/2012 9:54:52 AM |
| superb-funds335 | $25.00 | 10/23/2012 10:11:07 AM |
| persistent-dinero953 | $25.00 | 10/23/2012 9:31:44 AM |
| moola-accelerator6 | $40.00 | 10/23/2012 10:24:55 AM |
| E_G | $50.00 | 10/23/2012 9:54:04 AM |
| Vegasjim | $25.00 | 10/23/2012 11:21:16 AM |
| __A1B2 | $30.00 | 10/23/2012 10:03:39 AM |
| mad-scientist0 | $45.00 | 10/23/2012 11:45:31 AM |
| boylezz | $25.00 | 10/23/2012 10:07:11 AM |
| yield-voyager8 | $25.00 | 10/23/2012 10:07:17 AM |
| sublime-liberty6 | $50.00 | 10/23/2012 12:15:15 PM |
| engaging-worth | $25.00 | 10/23/2012 10:29:45 AM |
| super_pickle | $100.00 | 10/23/2012 10:43:55 AM |
| marwadi-62 | $200.00 | 10/23/2012 11:04:50 AM |
| obedient-payout0 | $25.00 | 10/23/2012 11:18:35 AM |
| john0720 | $25.00 | 10/23/2012 11:18:43 AM |
| toblerone | $25.00 | 10/23/2012 11:44:39 AM |
| order-geyser1 | $50.00 | 10/23/2012 2:23:56 PM |
| penny-flan6 | $35.00 | 10/23/2012 12:56:28 PM |
| unequivocal-nickel1 | $50.00 | 10/23/2012 4:49:52 PM |
| dkjl | $25.00 | 10/23/2012 5:06:32 PM |
| JRhino | $25.00 | 10/23/2012 2:28:17 PM |
| MoonMama | $50.00 | 10/23/2012 2:28:55 PM |
| best-ready-credit | $33.45 | 10/23/2012 3:12:01 PM |
| coin-kin | $39.03 | 10/23/2012 2:46:27 PM |
| hl8428 | $25.79 | 10/23/2012 3:22:09 PM |
| bold-worth-wrangler | $100.00 | 10/23/2012 3:31:26 PM |
| KileNSmyth4 | $43.66 | 10/23/2012 3:38:00 PM |
| radforj22 | $25.00 | 10/23/2012 3:44:20 PM |
| gilbrear | $25.00 | 10/23/2012 4:09:20 PM |
| dollar-idol7 | $32.00 | 10/23/2012 4:25:47 PM |
| Arvicco | $400.00 | 10/23/2012 5:22:38 PM |
| URBANCAPITAL | $30.05 | 10/23/2012 4:39:14 PM |
| responsibility-orchestra1 | $25.00 | 10/23/2012 5:01:18 PM |
| community-seahorse0 | $25.00 | 10/23/2012 5:00:44 PM |
| soular21804 | $25.00 | 10/23/2012 5:06:21 PM |
| Jalebi | $25.00 | 10/23/2012 5:08:17 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:20 PM |
| charlies-angel | $26.31 | 10/23/2012 5:12:15 PM |
| bubby115 | $25.00 | 10/23/2012 5:18:47 PM |
| infomas | $50.00 | 10/23/2012 5:19:16 PM |
| JustMee | $25.00 | 10/23/2012 5:19:41 PM |
| IP | $25.00 | 10/23/2012 5:20:12 PM |
| Lubava | $25.00 | 10/23/2012 5:21:25 PM |
| Sanford-N-Sons | $25.00 | 10/23/2012 6:02:45 PM |
| kind-payment-viking3 | $100.00 | 10/23/2012 5:21:53 PM |
| p2p-paradise | $25.00 | 10/23/2012 5:26:27 PM |
| marketplace-singularity3 | $100.00 | 10/23/2012 6:17:37 PM |
| Eisande | $50.00 | 10/23/2012 5:29:16 PM |
| LaGrangeLender | $60.00 | 10/23/2012 5:29:41 PM |
| credit-blossom0 | $25.00 | 10/23/2012 5:32:41 PM |
| tlstar14 | $55.90 | 10/23/2012 5:35:06 PM |
| progressive-economy261 | $400.00 | 10/23/2012 5:48:27 PM |
| Green_Bay_Packers | $50.00 | 10/23/2012 6:06:02 PM |
| Loan_Some_Money | $25.00 | 10/23/2012 6:09:00 PM |
| hitsman | $50.00 | 10/23/2012 6:13:53 PM |
| market-trooper3 | $30.00 | 10/23/2012 6:13:24 PM |
| ptjg | $100.00 | 10/23/2012 6:15:27 PM |
| availableloan | $25.00 | 10/23/2012 6:13:35 PM |
| FortuneFund | $22.51 | 10/23/2012 6:19:10 PM |
| cardminger | $25.00 | 10/23/2012 9:07:26 AM |
| brainy-dedication | $50.00 | 10/23/2012 9:09:04 AM |
| Investor_DP | $200.00 | 10/23/2012 9:21:45 AM |
| DreisersFinancier | $50.00 | 10/23/2012 9:36:46 AM |
| Interest2thePeople | $100.00 | 10/23/2012 9:08:24 AM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 9:22:59 AM |
| Detour11 | $25.00 | 10/23/2012 9:26:02 AM |
| intuitive-benefit3 | $100.00 | 10/23/2012 10:19:17 AM |
| responsibility-butterfly | $50.00 | 10/23/2012 9:42:20 AM |
| Dubbs360 | $200.00 | 10/23/2012 11:00:19 AM |
| gravbox | $25.00 | 10/23/2012 11:15:53 AM |
| CoolPlexer | $25.00 | 10/23/2012 11:22:47 AM |
| CreditBuilder2 | $25.01 | 10/23/2012 10:15:24 AM |
| ALANGREANSPAN | $25.00 | 10/23/2012 12:11:35 PM |
| hybridatl | $25.00 | 10/23/2012 12:13:15 PM |
| octoberfresh | $25.00 | 10/23/2012 10:25:03 AM |
| kind-bid-genome | $25.00 | 10/23/2012 10:38:28 AM |
| Slapshot | $25.00 | 10/23/2012 10:58:25 AM |
| 1willray | $33.86 | 10/23/2012 1:19:51 PM |
| janeybooboo | $100.00 | 10/23/2012 1:30:51 PM |
| magical-credit523 | $25.00 | 10/23/2012 1:45:21 PM |
| astute-benjamins | $150.00 | 10/23/2012 12:10:14 PM |
| zwx1997 | $25.00 | 10/23/2012 12:13:41 PM |
| investment-equation | $25.00 | 10/23/2012 12:21:35 PM |
| Nil2008 | $100.00 | 10/23/2012 12:30:06 PM |
| whitegold24k | $50.00 | 10/23/2012 12:36:45 PM |
| loan-oasis4 | $25.00 | 10/23/2012 2:44:46 PM |
| healthy-rupee08 | $50.00 | 10/23/2012 1:01:52 PM |
| elated-credit30 | $100.00 | 10/23/2012 1:35:14 PM |
| transparent-loot6 | $25.00 | 10/23/2012 4:51:57 PM |
| prudent-deal662 | $25.00 | 10/23/2012 5:09:04 PM |
| wealth-owner | $100.00 | 10/23/2012 2:57:14 PM |
| pietro_torna_indietro | $100.00 | 10/23/2012 2:34:20 PM |
| mindful-deal289 | $30.00 | 10/23/2012 2:45:34 PM |
| MakingMoneyBlogNet | $27.37 | 10/23/2012 3:33:42 PM |
| vigilance-caper093 | $25.00 | 10/23/2012 4:13:42 PM |
| Suit | $50.00 | 10/23/2012 5:22:52 PM |
| rine354 | $100.00 | 10/23/2012 4:59:15 PM |
| MichaelProsper | $40.00 | 10/23/2012 5:01:50 PM |
| EODCAP | $40.00 | 10/23/2012 5:27:25 PM |
| friedokra | $25.00 | 10/23/2012 5:33:42 PM |
| loan-warrior | $25.00 | 10/23/2012 5:08:36 PM |
| bazaar-tulip | $25.00 | 10/23/2012 5:38:37 PM |
| indomitable-coin | $25.00 | 10/23/2012 5:20:43 PM |
| objective-investor | $57.00 | 10/23/2012 5:25:27 PM |
| RecoveryLender | $25.00 | 10/23/2012 5:26:37 PM |
| EnglishGeekInNYC | $25.00 | 10/23/2012 6:15:32 PM |
| hs112a | $25.00 | 10/23/2012 5:30:12 PM |
| Chuck54 | $25.00 | 10/23/2012 5:42:43 PM |
| just-loyalty643 | $50.00 | 10/23/2012 5:53:57 PM |
| the_spook | $25.00 | 10/23/2012 6:05:28 PM |
| openness-revolutionary567 | $33.00 | 10/23/2012 6:15:16 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:18:03 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
659284
This series of Notes was issued and sold upon the funding of the borrower loan #76807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,903 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-kitten6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: To cover the additional cost of my trip abroad
This loan will be used to...
My financial situation: is good
I am a good candidate for this loan because... I've been working at the same company for the past 13 yrs and my salary continues to increase year over year
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,000.00 | 10/24/2012 9:30:56 AM |
| janeybooboo | $100.00 | 10/23/2012 5:13:20 PM |
| IP | $25.00 | 10/23/2012 5:20:17 PM |
| Rivervale_Westwood | $25.00 | 10/23/2012 5:03:46 PM |
| green28 | $50.00 | 10/23/2012 5:30:28 PM |
| note-lesson7 | $100.00 | 10/23/2012 5:05:40 PM |
| tremendous-integrity | $100.00 | 10/23/2012 5:38:28 PM |
| dime-mandolin9 | $50.00 | 10/23/2012 5:10:19 PM |
| undaunted-fairness0 | $25.00 | 10/23/2012 5:51:12 PM |
| magical-credit523 | $25.00 | 10/23/2012 5:51:23 PM |
| intuitive-benefit3 | $100.00 | 10/23/2012 6:14:30 PM |
| toblerone | $25.00 | 10/23/2012 6:19:00 PM |
| E_G | $50.00 | 10/23/2012 5:32:31 PM |
| moola-accelerator6 | $50.00 | 10/23/2012 5:35:25 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:42 PM |
| boylezz | $25.00 | 10/23/2012 5:50:14 PM |
| a-finance-nirvana | $25.00 | 10/23/2012 5:52:12 PM |
| FortuneFundII | $200.00 | 10/23/2012 5:58:18 PM |
| Loan_Some_Money | $25.00 | 10/23/2012 6:07:40 PM |
| HikeMoab | $25.00 | 10/23/2012 9:36:12 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:10:18 PM |
| CreditBuilder2 | $25.01 | 10/23/2012 6:14:20 PM |
| compassion-twister2 | $50.00 | 10/23/2012 6:31:03 PM |
| Vegasjim | $25.00 | 10/23/2012 6:38:05 PM |
| kfrench | $75.00 | 10/23/2012 6:57:53 PM |
| CFOGO | $25.00 | 10/24/2012 4:56:54 AM |
| power-nirvana4 | $25.00 | 10/24/2012 6:32:07 AM |
| kindness-lesson1 | $50.00 | 10/24/2012 8:41:47 AM |
| 0_0 | $25.00 | 10/24/2012 10:15:00 AM |
| britches613 | $50.00 | 10/24/2012 10:23:59 AM |
| thoughtful-commerce8 | $100.00 | 10/24/2012 10:37:14 AM |
| bellaquito | $282.50 | 10/24/2012 11:18:49 AM |
| special-dinero553 | $25.00 | 10/23/2012 5:14:31 PM |
| nickel-ferret | $25.00 | 10/23/2012 5:17:22 PM |
| Investor_DP | $200.00 | 10/23/2012 5:19:50 PM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 5:27:19 PM |
| brainy-credit1 | $40.00 | 10/23/2012 5:36:43 PM |
| fund-cypress910 | $25.00 | 10/23/2012 5:07:01 PM |
| cardminger | $25.00 | 10/23/2012 5:46:32 PM |
| shaps | $50.00 | 10/23/2012 5:19:10 PM |
| vigorous-payment6 | $25.00 | 10/23/2012 6:07:09 PM |
| euro-speaker8 | $250.00 | 10/23/2012 5:25:25 PM |
| hope-hickory | $50.00 | 10/23/2012 6:27:41 PM |
| Kravcorp | $25.00 | 10/23/2012 10:06:37 PM |
| order-geyser1 | $50.00 | 10/24/2012 6:42:03 AM |
| BlueSharp | $50.00 | 10/24/2012 6:54:53 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:01:02 AM |
| aztec | $50.00 | 10/24/2012 9:49:43 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:52 AM |
| availableloan | $25.00 | 10/24/2012 9:13:00 AM |
| RocketSurgeon | $25.00 | 10/24/2012 10:16:45 AM |
| penny-finder | $35.00 | 10/24/2012 10:29:25 AM |
| etraboulay | $50.00 | 10/24/2012 10:29:16 AM |
| radforj22 | $67.49 | 10/24/2012 10:53:11 AM |
| _NaLNaBB | $200.00 | 10/24/2012 11:18:43 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
659490
This series of Notes was issued and sold upon the funding of the borrower loan #76948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,944 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cheetah496 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household and Auto related expenses
Purpose of loan: Household expenses
This loan will be used to...
Solve current cash flow issues.
My financial situation: My financial situation was decimated by the economy starting in 2008. The changes to my income caused by the economic environment did great damage to savings and debt levels. At that time I started a search for a new career. After an exhaustive search I transitioned into a new career in 2011. The hole in my financial situation stopped getting deeper once I made the career change. But I do still have significant work to do to get to where I am comfortable with my financial situation.
I am a good candidate for this loan because my current cash flow situation should improve significantly over the next 6-8 months making this monthly payment easy to handle and even present the opportunity to possibly pay it off early. My income potential at my current job is improving and I hope to see significant increases in my my monthly inflow of cash due to these improvements. I have also been approved by my mortgage lender for a refinance through the Home Affordable Mortgage Program. This will reduce that payment by approximately $300 per month. Another factor to consider is my monthly income jumps dramatically in the spring due to part-time contract work I perform. This income averages about $1100 per month, is unrelated to my career and has been received steadily since March of 2007. Despite the issues I have faced these last 4+ years I have managed to meet all financial obligations as agreed upon as seen in my credit report. It has been a struggle at times but I very staunchly believe in paying things that I owe and will continue to abide by that belief no matter what. The money will be used to take care of some non-recurring expenses related to my house and my vehicle and also provide a little bit of a buffer in case any unforseen expenses come up in the next few months. My wife does take care of some of the expenses asked about so that is why some things asked about do not contain dollar amounts.
Monthly net income: $4000
Monthly expenses: $
Housing: $1500
Insurance: $130
Car expenses: $120
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $1515
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 10/24/2012 5:06:57 PM |
| refresher211 | $100.00 | 10/24/2012 5:21:41 PM |
| Dubbs360 | $200.00 | 10/24/2012 7:01:53 PM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:15:17 AM |
| Whatssofunnybout | $33.33 | 10/25/2012 6:41:59 PM |
| bold-worth-wrangler | $50.00 | 10/25/2012 5:34:01 PM |
| Cybercusp | $25.00 | 10/25/2012 5:46:51 PM |
| Bank42 | $25.00 | 10/25/2012 5:49:46 PM |
| Leopoldine | $25.00 | 10/25/2012 10:00:53 PM |
| AldiHoldings | $35.00 | 10/25/2012 10:59:37 PM |
| graceful-balance3 | $171.00 | 10/26/2012 6:55:14 AM |
| crw1950 | $48.72 | 10/26/2012 7:24:49 AM |
| Cedm44 | $61.00 | 10/26/2012 7:27:07 AM |
| Joyflyer | $25.00 | 10/25/2012 7:11:35 PM |
| melodious-openness | $200.00 | 10/26/2012 4:36:35 AM |
| Leshan | $50.00 | 10/26/2012 7:23:09 AM |
| dollar-doughnut6 | $27.00 | 10/26/2012 7:31:53 AM |
| heavenly-interest9 | $735.07 | 10/24/2012 5:53:55 PM |
| decisive-income7 | $500.00 | 10/25/2012 9:18:15 AM |
| majestic-note6 | $150.00 | 10/24/2012 5:24:06 PM |
| banker34 | $25.00 | 10/25/2012 4:42:46 PM |
| worthy-bid8 | $100.00 | 10/25/2012 5:11:02 PM |
| Zingaro | $25.00 | 10/25/2012 5:19:45 PM |
| favorite-commerce | $50.00 | 10/25/2012 5:44:33 PM |
| nalaari | $31.00 | 10/26/2012 6:28:34 AM |
| respectful-pound | $26.21 | 10/26/2012 8:05:50 AM |
| open-dough6 | $25.00 | 10/25/2012 7:19:04 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:04:48 PM |
| cloud8 | $30.00 | 10/25/2012 9:12:41 PM |
| euro-mastery | $50.00 | 10/25/2012 10:15:18 PM |
| sgt-schultz | $45.00 | 10/26/2012 6:01:43 AM |
| return-buddy | $25.00 | 10/26/2012 6:59:14 AM |
| GS-ROCK | $31.67 | 10/26/2012 7:31:42 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
659518
This series of Notes was issued and sold upon the funding of the borrower loan #76927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-23-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $324.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,826 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| active-currency859 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff allmy credit cards
My financial situation:
I am a good candidate for this loan because i have a stable job that I been with since 1998 and when my credit cards are pay off I will be in a much better financial situation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 10/24/2012 9:29:55 AM |
| community-burrito9 | $65.00 | 10/23/2012 5:03:56 PM |
| Bank_Of_XL | $25.00 | 10/23/2012 5:05:33 PM |
| janeybooboo | $125.00 | 10/23/2012 5:10:39 PM |
| persistent-dinero953 | $25.00 | 10/23/2012 5:49:43 PM |
| obedient-payout0 | $25.00 | 10/23/2012 5:21:36 PM |
| top-worth-pledge | $25.00 | 10/23/2012 6:04:35 PM |
| cardminger | $25.00 | 10/23/2012 5:46:33 PM |
| magical-credit523 | $25.00 | 10/23/2012 5:51:23 PM |
| blot44 | $25.00 | 10/24/2012 5:36:02 AM |
| Vegasjim | $25.00 | 10/23/2012 6:56:10 PM |
| john0720 | $50.00 | 10/24/2012 8:35:44 AM |
| funguyatnight | $25.00 | 10/24/2012 8:37:42 AM |
| wahoos20 | $100.00 | 10/23/2012 11:45:46 PM |
| order-geyser1 | $50.00 | 10/24/2012 6:42:03 AM |
| responsibility-butterfly | $25.00 | 10/24/2012 8:01:03 AM |
| currency-chihuahua3 | $37.00 | 10/24/2012 9:05:53 AM |
| Edwardtomo | $50.00 | 10/24/2012 1:33:07 PM |
| pious-benjamins1 | $25.00 | 10/24/2012 5:14:47 PM |
| acepoint | $25.00 | 10/24/2012 12:11:19 PM |
| jubilant-capital1 | $25.00 | 10/24/2012 1:03:00 PM |
| payout-paladin3 | $500.00 | 10/24/2012 5:57:32 PM |
| awesome-dollar6 | $100.00 | 10/24/2012 4:46:23 PM |
| CornerKetch | $25.03 | 10/24/2012 6:08:34 PM |
| contract-snowdome493 | $25.00 | 10/24/2012 6:11:53 PM |
| euro-speaker8 | $250.00 | 10/24/2012 5:17:04 PM |
| heart514 | $25.00 | 10/24/2012 7:06:12 PM |
| Jalebi | $25.00 | 10/24/2012 5:26:27 PM |
| new-dedication-travels | $25.00 | 10/24/2012 8:14:00 PM |
| oracle3 | $50.00 | 10/24/2012 5:36:31 PM |
| agalt | $100.00 | 10/25/2012 2:02:58 AM |
| skuba | $50.00 | 10/24/2012 5:55:20 PM |
| nuclearmoose | $50.00 | 10/24/2012 5:59:44 PM |
| indomitable-coin | $25.00 | 10/24/2012 6:00:14 PM |
| economy-popcorn | $25.00 | 10/25/2012 7:06:48 AM |
| chibear34 | $25.00 | 10/25/2012 7:52:00 AM |
| Isanpankki | $75.00 | 10/25/2012 8:37:54 AM |
| db0973 | $25.00 | 10/24/2012 6:32:54 PM |
| bellaquito | $500.00 | 10/24/2012 6:47:22 PM |
| new-wampum-clarinet | $175.00 | 10/24/2012 7:09:09 PM |
| bb575 | $50.00 | 10/24/2012 7:10:30 PM |
| miboymat | $25.00 | 10/24/2012 7:38:38 PM |
| dough-dreams8 | $500.00 | 10/24/2012 7:19:41 PM |
| bold-worth-wrangler | $100.00 | 10/24/2012 7:49:50 PM |
| kochan123 | $25.00 | 10/25/2012 9:25:14 AM |
| worth-tamarack566 | $25.00 | 10/25/2012 9:25:40 AM |
| community-seahorse0 | $25.00 | 10/25/2012 9:36:50 AM |
| keen-credit6 | $28.00 | 10/25/2012 9:41:09 AM |
| penny-mad-scientist9 | $50.00 | 10/25/2012 4:47:16 AM |
| Aldebtaran | $25.00 | 10/25/2012 9:58:00 AM |
| cerebral-dollar773 | $25.00 | 10/25/2012 8:39:16 AM |
| Fun54115 | $25.00 | 10/25/2012 8:43:52 AM |
| radforj22 | $50.00 | 10/25/2012 8:47:16 AM |
| theskippy | $25.00 | 10/25/2012 10:08:56 AM |
| Investoman | $25.00 | 10/25/2012 9:01:15 AM |
| dime-vista2 | $25.00 | 10/25/2012 9:02:41 AM |
| PThor | $25.00 | 10/25/2012 9:12:13 AM |
| hard-working-rate3 | $25.00 | 10/25/2012 10:35:19 AM |
| youqianderen | $79.00 | 10/25/2012 9:25:38 AM |
| FortuneFund | $200.00 | 10/25/2012 9:32:19 AM |
| farlik | $25.00 | 10/25/2012 11:07:10 AM |
| availableloan | $25.00 | 10/25/2012 9:43:36 AM |
| gjm6d | $25.00 | 10/25/2012 9:54:23 AM |
| prainvestment | $25.00 | 10/25/2012 11:54:48 AM |
| efficient-dollar888 | $25.00 | 10/25/2012 12:07:16 PM |
| damage | $25.00 | 10/25/2012 9:58:37 AM |
| Aimvest | $25.00 | 10/25/2012 9:57:16 AM |
| justinology | $25.00 | 10/25/2012 1:09:58 PM |
| dedicated-diversification5 | $125.00 | 10/25/2012 10:13:51 AM |
| Machiavelli1 | $30.00 | 10/25/2012 1:43:43 PM |
| Emgolda | $25.00 | 10/25/2012 10:17:24 AM |
| repayment-hawk5 | $25.00 | 10/25/2012 10:22:37 AM |
| g314 | $25.00 | 10/25/2012 10:25:15 AM |
| coin-popcorn | $25.00 | 10/25/2012 2:51:35 PM |
| minista | $25.00 | 10/25/2012 10:16:15 AM |
| listing-bandit6 | $50.00 | 10/25/2012 10:32:59 AM |
| dharma1 | $25.00 | 10/25/2012 11:09:50 AM |
| gentle-ore192 | $58.44 | 10/25/2012 11:19:20 AM |
| generosity-bliss9 | $100.00 | 10/25/2012 11:27:57 AM |
| compatible-deal9 | $50.00 | 10/25/2012 11:45:38 AM |
| devoider | $25.00 | 10/25/2012 11:49:11 AM |
| promise2 | $29.15 | 10/25/2012 12:35:38 PM |
| giftgold | $25.00 | 10/25/2012 12:08:07 PM |
| currency-persimmon | $25.00 | 10/25/2012 12:19:15 PM |
| radareye2 | $25.00 | 10/25/2012 1:43:33 PM |
| MKKBucks | $25.00 | 10/25/2012 3:00:09 PM |
| Benny-factor | $1,500.00 | 10/25/2012 2:12:18 PM |
| Jindia | $33.07 | 10/25/2012 3:26:16 PM |
| Batman2u | $25.00 | 10/25/2012 3:31:00 PM |
| mlaner92 | $30.00 | 10/25/2012 3:36:20 PM |
| oceanpark | $50.00 | 10/25/2012 3:36:45 PM |
| ddamenace | $100.00 | 10/25/2012 4:05:06 PM |
| repayment-chihuahua3 | $25.00 | 10/23/2012 5:27:19 PM |
| HikeMoab | $25.00 | 10/23/2012 9:34:36 PM |
| jubilant-capital1 | $25.00 | 10/23/2012 6:22:15 PM |
| axl163 | $25.00 | 10/23/2012 11:28:01 PM |
| Detour11 | $25.00 | 10/24/2012 6:42:34 AM |
| neighborly-hope6 | $100.00 | 10/24/2012 9:49:15 AM |
| napmanger | $100.00 | 10/24/2012 9:32:18 AM |
| mdv | $25.00 | 10/24/2012 9:50:08 AM |
| Solid-Platinum | $30.00 | 10/24/2012 2:00:01 PM |
| BidDaddyBigBucks | $25.00 | 10/24/2012 5:01:07 PM |
| octoberfresh | $25.00 | 10/24/2012 5:38:28 PM |
| nebula076 | $100.00 | 10/24/2012 1:56:25 PM |
| income-awakening6 | $25.00 | 10/24/2012 3:14:59 PM |
| Supernick | $500.00 | 10/24/2012 4:01:44 PM |
| SCIGroup | $250.00 | 10/24/2012 4:48:17 PM |
| foxy-marketplace2 | $100.00 | 10/24/2012 6:08:49 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:12:03 PM |
| aabadabadoo | $50.00 | 10/24/2012 5:27:01 PM |
| credible-responsibility022 | $25.00 | 10/24/2012 5:32:54 PM |
| mizon291 | $25.00 | 10/24/2012 5:39:04 PM |
| just-loyalty643 | $50.00 | 10/24/2012 8:54:35 PM |
| groovy-watanabe | $25.00 | 10/24/2012 5:40:39 PM |
| logical-moola17 | $33.93 | 10/24/2012 5:41:30 PM |
| top-worth-pledge | $25.00 | 10/24/2012 9:05:50 PM |
| excellent-investment636 | $197.50 | 10/24/2012 9:16:44 PM |
| bazaar-tulip | $25.00 | 10/24/2012 5:46:31 PM |
| ready-interest9 | $25.00 | 10/24/2012 5:56:11 PM |
| kind-treasure-tower | $25.00 | 10/24/2012 5:59:58 PM |
| wonderful-rupee | $25.00 | 10/24/2012 6:32:30 PM |
| rawman | $25.00 | 10/24/2012 6:48:57 PM |
| davez0r | $25.00 | 10/24/2012 10:01:23 PM |
| BenR | $100.00 | 10/25/2012 9:26:53 AM |
| cablenews | $100.00 | 10/25/2012 9:28:10 AM |
| Leopoldine | $25.00 | 10/24/2012 10:19:39 PM |
| Eminent_Endeavors | $25.00 | 10/25/2012 5:29:57 AM |
| market-trooper3 | $30.00 | 10/25/2012 3:59:32 AM |
| Sardineface | $50.00 | 10/25/2012 6:16:49 AM |
| nebula076 | $100.00 | 10/25/2012 7:10:13 AM |
| responsive-worth5 | $50.00 | 10/25/2012 7:37:38 AM |
| value-wind0 | $100.00 | 10/25/2012 7:59:49 AM |
| worth-sanctuary9 | $25.00 | 10/25/2012 10:03:31 AM |
| kevin314 | $25.00 | 10/25/2012 9:01:02 AM |
| compoundinterest | $25.00 | 10/25/2012 10:08:12 AM |
| hybridatl | $25.00 | 10/25/2012 9:00:54 AM |
| enriching-trade2 | $50.00 | 10/25/2012 10:17:20 AM |
| Rider | $201.73 | 10/25/2012 9:06:12 AM |
| mtquan | $25.00 | 10/25/2012 10:25:35 AM |
| american6 | $50.00 | 10/25/2012 9:16:21 AM |
| red-fervent-deal | $68.50 | 10/25/2012 10:47:41 AM |
| loot-heart | $25.00 | 10/25/2012 9:33:56 AM |
| proud-pound4 | $25.00 | 10/25/2012 9:49:39 AM |
| icon7 | $100.00 | 10/25/2012 11:28:51 AM |
| anacent | $25.00 | 10/25/2012 10:05:11 AM |
| djs81 | $75.00 | 10/25/2012 10:05:17 AM |
| lions_crown | $50.00 | 10/25/2012 12:31:22 PM |
| hitsman | $50.00 | 10/25/2012 10:08:51 AM |
| justinology | $30.25 | 10/25/2012 1:09:45 PM |
| Turtlebear44 | $25.00 | 10/25/2012 1:10:44 PM |
| Shawn95187 | $25.00 | 10/25/2012 1:38:05 PM |
| zoozka | $50.00 | 10/25/2012 2:29:50 PM |
| LimaGuy | $30.00 | 10/25/2012 2:51:38 PM |
| Avala | $100.00 | 10/25/2012 10:15:03 AM |
| heartpounding-loyalty7 | $25.00 | 10/25/2012 10:16:42 AM |
| Rulea72 | $25.00 | 10/25/2012 3:44:40 PM |
| AFairDeal | $25.00 | 10/25/2012 10:24:44 AM |
| lender987654321 | $50.00 | 10/25/2012 10:27:41 AM |
| fund-tom-tom6 | $25.00 | 10/25/2012 10:32:41 AM |
| bill-expert | $35.00 | 10/25/2012 10:41:44 AM |
| newest-trade-spruce | $25.00 | 10/25/2012 11:03:18 AM |
| transparency-baton | $25.00 | 10/25/2012 11:11:59 AM |
| EnglishGeekInNYC | $25.00 | 10/25/2012 10:54:52 AM |
| AmbitiouslyLazy | $26.94 | 10/25/2012 11:33:49 AM |
| benevolent-marketplace4 | $2,500.00 | 10/25/2012 11:58:56 AM |
| Firescreek | $25.00 | 10/25/2012 12:21:57 PM |
| mlm_invests | $50.00 | 10/25/2012 11:33:19 AM |
| 1SteelerFan | $30.00 | 10/25/2012 12:27:23 PM |
| GrayStudio | $25.00 | 10/25/2012 11:36:49 AM |
| generosity-willow1 | $50.00 | 10/25/2012 12:51:51 PM |
| moola-rose8 | $50.00 | 10/25/2012 1:32:43 PM |
| holdem-donk | $25.00 | 10/25/2012 12:26:20 PM |
| unbeatable-integrity822 | $25.77 | 10/25/2012 2:25:19 PM |
| awesome-generosity4 | $28.00 | 10/25/2012 3:49:48 PM |
| entertaining-credit3 | $50.00 | 10/25/2012 3:53:30 PM |
| Leshan | $50.00 | 10/25/2012 3:58:20 PM |
| pound-albatross7 | $50.00 | 10/25/2012 4:05:24 PM |
| entertaining-greenback2 | $17.01 | 10/25/2012 4:07:43 PM |
| shrewd-deal | $50.00 | 10/25/2012 3:19:12 PM |
| MGDCapital | $25.68 | 10/25/2012 4:06:28 PM |
| 180 Investments
|
Borrower Payment Dependent Notes Series
659656
This series of Notes was issued and sold upon the funding of the borrower loan #76930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $64.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $557 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fund-flag791 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...consolidate debt
My financial situation: Good
I am a good candidate for this loan because...my credit reveals all on time payments in the last 7 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| obedient-payout0 | $25.00 | 10/24/2012 9:06:50 AM |
| community-burrito9 | $25.00 | 10/24/2012 9:10:34 AM |
| undaunted-fairness0 | $25.00 | 10/24/2012 9:15:27 AM |
| trade-goblin9 | $25.00 | 10/24/2012 9:26:12 AM |
| community-burrito9 | $100.00 | 10/24/2012 9:04:15 AM |
| currency-chihuahua3 | $50.00 | 10/24/2012 9:05:56 AM |
| magical-credit523 | $25.00 | 10/24/2012 9:06:24 AM |
| Guerrilla_Man | $25.00 | 10/24/2012 9:16:04 AM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 9:17:20 AM |
| neighborly-hope6 | $100.00 | 10/24/2012 9:49:16 AM |
| Narcolepsyjr | $25.00 | 10/24/2012 12:17:45 PM |
| patriot897 | $25.00 | 10/24/2012 10:11:14 AM |
| rlmtr | $25.00 | 10/24/2012 11:23:39 AM |
| blue-competent-hope | $100.00 | 10/24/2012 11:24:48 AM |
| db0973 | $25.00 | 10/24/2012 2:11:53 PM |
| refined-velocity5 | $25.00 | 10/24/2012 2:13:26 PM |
| jpblan11 | $25.00 | 10/24/2012 5:15:47 PM |
| mortikai | $50.00 | 10/24/2012 5:17:09 PM |
| janeybooboo | $100.00 | 10/24/2012 9:10:04 AM |
| mdv | $25.00 | 10/24/2012 9:50:12 AM |
| persistent-dinero953 | $25.00 | 10/24/2012 10:12:40 AM |
| Perdita_II | $25.00 | 10/24/2012 9:19:41 AM |
| napmanger | $150.00 | 10/24/2012 9:31:40 AM |
| first-felicity-pursuit | $25.00 | 10/24/2012 10:56:01 AM |
| HikeMoab | $50.00 | 10/24/2012 11:07:15 AM |
| oracle3 | $50.00 | 10/24/2012 10:05:27 AM |
| cello1 | $25.00 | 10/24/2012 4:08:25 PM |
| themoneydoctor | $50.00 | 10/24/2012 4:46:00 PM |
| bowl800 | $25.00 | 10/24/2012 5:04:11 PM |
| boylezz | $25.00 | 10/24/2012 10:43:30 AM |
| Vegasjim | $25.00 | 10/24/2012 11:16:11 AM |
| bellaquito | $500.00 | 10/24/2012 11:22:37 AM |
| montana4life | $25.00 | 10/24/2012 12:03:06 PM |
| acepoint | $25.00 | 10/24/2012 12:11:22 PM |
| income-encore1 | $25.00 | 10/24/2012 1:24:13 PM |
| cookie1208 | $500.00 | 10/24/2012 2:04:32 PM |
| Supernick | $500.00 | 10/24/2012 4:06:50 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:12:04 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
659742
This series of Notes was issued and sold upon the funding of the borrower loan #76668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,750.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $372.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,636 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| architect4u |
Borrower's state:
| RhodeIsland |
Borrower's group:
| Thousand Dollar Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
660-679
(Jan-2008)
|
|
Principal balance:
| $7,230.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Business
3rd Prosper loan; 1st paid in full always on time, 2nd in payment on time.
Loan is to pay second lawer bill to collect awarded judgment money (385k +) after a contract dispute. This bill $9741.07 from depositions. Debt carried is from dispute. Lawyer retained for collection; discovery, depositions, and legal means to collect assets. Prospect is looking optimistic; significant assets, and depositions went well.
I am a good candidate for this loan; vigilant about paying bills on time, even through rough times. I am owed large sums of money I anticipate in coming few months. My business is based on word of mouth. I understand the value of reputation and integrity.
I had a rough patch these past few years with injuries from a serious accident (hit by truck). Through it all, I found ways to pay my bills. In a few months (Pre-trial set for Feb.) accident should settle (for more than enough to pay all debt). Business has cash flow, to pay the Prosper loan; busy and getting busier due to longstanding repeat clients. Only lates on credit from mortgage prior to being granted relief program during injury.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 10/24/2012 5:02:48 PM |
| NekHoldings | $25.00 | 10/24/2012 5:05:52 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:48 PM |
| Feyenoord | $30.00 | 10/24/2012 5:51:24 PM |
| five-star-note | $200.00 | 10/24/2012 5:59:33 PM |
| well-rounded-dinero | $50.00 | 10/24/2012 6:00:37 PM |
| green-trade-dolphin | $74.02 | 10/24/2012 5:03:14 PM |
| susurrus | $100.00 | 10/24/2012 5:05:01 PM |
| Dubbly | $25.00 | 10/24/2012 5:05:37 PM |
| 01a_MrsUSC | $100.00 | 10/24/2012 6:26:02 PM |
| friedokra | $25.00 | 10/24/2012 5:11:05 PM |
| formula842 | $25.00 | 10/24/2012 5:11:58 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:15:50 PM |
| thrifty-capital | $31.00 | 10/24/2012 6:48:41 PM |
| special-dinero553 | $25.00 | 10/24/2012 5:19:03 PM |
| credible-responsibility022 | $25.00 | 10/24/2012 5:21:18 PM |
| velocity-winner | $25.00 | 10/24/2012 5:19:44 PM |
| phaded | $25.00 | 10/24/2012 5:35:43 PM |
| Mikale360 | $25.00 | 10/24/2012 8:37:45 PM |
| payout-bridge | $35.00 | 10/24/2012 9:59:10 PM |
| Astyanax | $45.00 | 10/25/2012 6:13:04 AM |
| Octamer | $100.00 | 10/24/2012 6:05:02 PM |
| SLN-10 | $100.00 | 10/24/2012 6:07:12 PM |
| hellasow | $100.00 | 10/24/2012 6:25:22 PM |
| respectful-dough429 | $75.00 | 10/24/2012 6:25:48 PM |
| Dubbs360 | $225.00 | 10/24/2012 6:54:15 PM |
| nebula076 | $200.00 | 10/24/2012 7:42:25 PM |
| bold-worth-wrangler | $50.00 | 10/24/2012 8:10:28 PM |
| mauge35 | $25.00 | 10/24/2012 7:27:41 PM |
| Assets-Up | $25.00 | 10/25/2012 9:16:53 AM |
| Mrs-Honeydew | $25.00 | 10/25/2012 4:41:15 AM |
| ColoradoLender82 | $25.00 | 10/25/2012 8:25:32 AM |
| ResQDoc | $50.00 | 10/25/2012 8:04:24 AM |
| authoritative-platinum7 | $50.00 | 10/25/2012 9:11:44 AM |
| UBOtto186 | $50.00 | 10/25/2012 10:32:25 AM |
| CA-Lender | $25.00 | 10/25/2012 10:35:38 AM |
| point | $50.00 | 10/25/2012 10:40:15 AM |
| marwadi-62 | $500.00 | 10/25/2012 9:37:39 AM |
| icon7 | $100.00 | 10/25/2012 11:26:13 AM |
| genelinist | $500.00 | 10/25/2012 12:23:20 PM |
| DiligentiaLLC | $69.16 | 10/25/2012 11:00:29 AM |
| open-minded-p2p1 | $25.00 | 10/25/2012 11:05:42 AM |
| draggon77 | $25.00 | 10/25/2012 11:54:47 AM |
| vigorous-market5 | $200.00 | 10/25/2012 11:26:01 AM |
| wealth-multiplier | $25.00 | 10/25/2012 2:32:25 PM |
| mlaner92 | $30.00 | 10/25/2012 3:37:13 PM |
| one-midas | $35.00 | 10/25/2012 2:57:08 PM |
| bid-stockpiler1 | $200.00 | 10/25/2012 3:56:11 PM |
| Leshan | $100.00 | 10/25/2012 4:02:33 PM |
| extraordinary-platinum727 | $25.00 | 10/25/2012 5:35:28 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:13:41 PM |
| redrose1518 | $40.00 | 10/25/2012 5:12:56 PM |
| RGlad | $65.00 | 10/25/2012 6:30:37 PM |
| natural-greenback6 | $25.00 | 10/25/2012 7:27:27 PM |
| ChoiceInvestments | $26.00 | 10/25/2012 5:41:01 PM |
| broker048 | $25.00 | 10/25/2012 8:52:26 PM |
| therodabides | $25.00 | 10/25/2012 5:59:05 PM |
| wwwUniversal | $25.00 | 10/25/2012 6:12:00 PM |
| Zoomzoom22 | $200.00 | 10/25/2012 6:22:48 PM |
| trumpeter391 | $25.00 | 10/25/2012 8:14:31 PM |
| Fiscally_Fit1 | $50.00 | 10/25/2012 9:19:05 PM |
| Codextreme07 | $53.88 | 10/25/2012 8:33:31 PM |
| CincyTex | $25.00 | 10/25/2012 9:33:32 PM |
| ddamenace | $50.00 | 10/25/2012 9:47:00 PM |
| Leopoldine | $25.00 | 10/25/2012 9:49:03 PM |
| progress-credit | $25.00 | 10/25/2012 10:45:55 PM |
| top-fund-explosion | $25.00 | 10/25/2012 10:24:45 PM |
| AldiHoldings | $30.00 | 10/25/2012 11:01:19 PM |
| youngtmlender | $68.32 | 10/26/2012 3:12:28 AM |
| q4golf | $19.09 | 10/26/2012 3:34:13 AM |
| LittleMingo | $40.00 | 10/24/2012 5:03:54 PM |
| MoneyForNothing | $39.19 | 10/24/2012 5:03:18 PM |
| scholarly-order6 | $100.00 | 10/24/2012 5:04:24 PM |
| berniemadeoff | $50.00 | 10/24/2012 5:47:08 PM |
| etraboulay | $50.00 | 10/24/2012 5:51:22 PM |
| Banker2OO7 | $75.00 | 10/24/2012 6:06:03 PM |
| trumpeter5 | $25.00 | 10/24/2012 5:03:13 PM |
| handy-justice | $50.00 | 10/24/2012 5:06:14 PM |
| engaging-worth | $25.00 | 10/24/2012 5:10:18 PM |
| commerce-viking1 | $50.00 | 10/24/2012 5:13:47 PM |
| witty-openness | $25.00 | 10/24/2012 5:18:52 PM |
| moola-accelerator6 | $50.00 | 10/24/2012 5:18:11 PM |
| 01a_MrUSC | $25.00 | 10/24/2012 7:01:01 PM |
| top-goodhearted-liberty | $25.00 | 10/24/2012 5:27:17 PM |
| janeybooboo | $74.74 | 10/24/2012 5:39:10 PM |
| shawnw2 | $325.00 | 10/24/2012 5:51:29 PM |
| Bank42 | $25.00 | 10/25/2012 5:31:57 AM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:46 PM |
| investment-comet | $25.00 | 10/25/2012 7:13:23 AM |
| lenderrn | $50.00 | 10/24/2012 6:19:40 PM |
| paxnj | $25.00 | 10/24/2012 7:13:27 PM |
| jmb_lending | $50.00 | 10/25/2012 9:13:11 AM |
| 01a_MrUSC_IRA | $50.00 | 10/24/2012 7:06:37 PM |
| fitiwalt | $25.00 | 10/24/2012 7:46:24 PM |
| marketplace-flan9 | $100.00 | 10/25/2012 6:48:39 AM |
| Benny-factor | $1,500.00 | 10/25/2012 4:53:02 AM |
| aabadabadoo | $25.00 | 10/25/2012 6:00:31 AM |
| promise2 | $25.00 | 10/25/2012 7:27:45 AM |
| cynthiathegreat | $25.87 | 10/25/2012 9:50:28 AM |
| Ballybay | $100.00 | 10/25/2012 9:50:48 AM |
| dollar-authority | $150.00 | 10/25/2012 7:01:06 AM |
| Obiwan_Kanobi | $25.00 | 10/25/2012 7:09:09 AM |
| FinanceEngine | $60.00 | 10/25/2012 7:13:57 AM |
| KSPHoldings | $35.00 | 10/25/2012 8:17:17 AM |
| Elefunt | $25.00 | 10/25/2012 9:01:45 AM |
| thehousewife | $50.00 | 10/25/2012 9:00:16 AM |
| gain-equator | $25.00 | 10/25/2012 9:09:37 AM |
| responsibility-butterfly | $25.00 | 10/25/2012 9:15:19 AM |
| the-respectful-transaction | $25.00 | 10/25/2012 9:20:10 AM |
| 907 | $25.00 | 10/25/2012 11:11:06 AM |
| thankful-nickel2 | $55.55 | 10/25/2012 9:47:14 AM |
| Macbethofscots | $25.00 | 10/25/2012 9:48:08 AM |
| Narcolepsyjr | $39.32 | 10/25/2012 9:53:04 AM |
| jpblan11 | $50.00 | 10/25/2012 12:55:19 PM |
| EarlyRiser | $250.00 | 10/25/2012 9:58:27 AM |
| roland1 | $25.00 | 10/25/2012 10:11:44 AM |
| TWGCJ | $25.00 | 10/25/2012 1:28:49 PM |
| HenlopenCapital | $25.00 | 10/25/2012 10:09:48 AM |
| KADENA462 | $25.00 | 10/25/2012 4:22:58 PM |
| hidavehi | $26.00 | 10/25/2012 10:47:03 AM |
| Brisket_Bob | $30.00 | 10/25/2012 11:29:40 AM |
| vines99 | $25.00 | 10/25/2012 11:17:12 AM |
| compatible-deal9 | $50.00 | 10/25/2012 11:52:01 AM |
| gmanrex | $50.00 | 10/25/2012 1:48:45 PM |
| oceanpark | $25.00 | 10/25/2012 3:41:58 PM |
| whitegold24k | $100.00 | 10/25/2012 4:05:56 PM |
| green_acres | $50.00 | 10/25/2012 5:33:58 PM |
| -PJC- | $25.25 | 10/25/2012 6:11:45 PM |
| mad-scientist418 | $25.00 | 10/25/2012 6:12:05 PM |
| jetavana | $25.00 | 10/25/2012 6:13:15 PM |
| Whatssofunnybout | $50.00 | 10/25/2012 6:35:47 PM |
| brightest-organized-balance | $25.00 | 10/25/2012 6:47:03 PM |
| peace-adventurer3 | $25.00 | 10/25/2012 6:50:04 PM |
| handy-point5 | $25.00 | 10/25/2012 7:33:44 PM |
| income-buffalo1 | $52.61 | 10/25/2012 8:13:32 PM |
| grammaspurse | $25.00 | 10/25/2012 8:21:07 PM |
| cloud8 | $45.00 | 10/25/2012 9:03:38 PM |
| hml | $50.00 | 10/26/2012 1:12:51 AM |
| ironman84 | $25.00 | 10/26/2012 2:38:12 AM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
659782
This series of Notes was issued and sold upon the funding of the borrower loan #76912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-25-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $226.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,701 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Lesterthelender |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
Purchase inventory for my e-commerce website and Amazon/Ebay business. The business is already providing steady cash flow, and I just need more capital to maintain the inventory. I often go out of stock of products, because I am unable to purchase large enough quantities, and I have had to miss out on sales because of this.
My financial situation:
I am a good candidate for this loan because...
I have good credit, and always pay my loans on time. I am a University of Florida graduate and a very hard worker. I work 50-60 hour weeks at another business does practically the same business on top of the 20 hours a put in to this business. With a little more capital, I will be able to do my business full time and hopefully make it huge. I am a young hungry entrepreneur looking for a little assistance.
Monthly net income: $3500
Monthly expenses: $
Housing: $865
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $80
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $32.52 | 10/24/2012 5:03:44 PM |
| note-lesson7 | $100.00 | 10/24/2012 5:09:20 PM |
| commerce-viking1 | $50.00 | 10/24/2012 5:13:49 PM |
| transaction-seahorse0 | $25.00 | 10/24/2012 5:25:32 PM |
| patriot897 | $25.00 | 10/24/2012 6:19:21 PM |
| formula842 | $25.00 | 10/24/2012 5:11:59 PM |
| dime-mandolin9 | $50.00 | 10/24/2012 5:15:33 PM |
| Dubbs360 | $225.00 | 10/24/2012 6:54:16 PM |
| nickel-ferret | $25.00 | 10/24/2012 5:21:16 PM |
| magical-credit523 | $25.00 | 10/24/2012 5:54:44 PM |
| capital_projects_investor | $25.00 | 10/25/2012 7:44:02 AM |
| scarlet-velvet | $50.08 | 10/24/2012 7:49:03 PM |
| first-felicity-pursuit | $25.00 | 10/25/2012 7:54:05 AM |
| decisive-income7 | $4,341.40 | 10/25/2012 9:14:32 AM |
| BostonCapital | $100.00 | 10/24/2012 5:31:39 PM |
| riveting-credit5 | $25.00 | 10/24/2012 5:06:57 PM |
| bellaquito | $500.00 | 10/24/2012 6:15:53 PM |
| j2ee | $50.00 | 10/24/2012 5:08:33 PM |
| etraboulay | $50.00 | 10/24/2012 6:20:49 PM |
| vigorous-payment6 | $25.00 | 10/24/2012 5:22:51 PM |
| heart514 | $25.00 | 10/24/2012 7:06:32 PM |
| Maverick158 | $50.00 | 10/24/2012 8:35:56 PM |
| persistent-dinero953 | $25.00 | 10/24/2012 6:06:46 PM |
| real-return2 | $26.00 | 10/24/2012 6:58:11 PM |
| paxnj | $25.00 | 10/24/2012 7:13:11 PM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 7:17:42 AM |
| suave-durability1 | $50.00 | 10/25/2012 8:18:54 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
659986
This series of Notes was issued and sold upon the funding of the borrower loan #76867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $106.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,253 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-attraction6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intuitive-benefit3 | $100.00 | 10/24/2012 5:03:32 PM |
| Interest2thePeople | $100.00 | 10/24/2012 5:06:49 PM |
| repayment-chihuahua3 | $25.00 | 10/24/2012 5:04:58 PM |
| affluence-microscope2 | $200.00 | 10/24/2012 5:06:24 PM |
| phenomenal-rate1 | $500.00 | 10/24/2012 5:07:57 PM |
| tolerant-responsibility051 | $2,500.00 | 10/24/2012 5:06:33 PM |
| commerce-zebra3 | $25.00 | 10/24/2012 5:10:55 PM |
| repayment-pagoda8 | $100.00 | 10/24/2012 5:12:20 PM |
| transparency-river1 | $450.00 | 10/24/2012 5:12:45 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
660232
This series of Notes was issued and sold upon the funding of the borrower loan #76638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-24-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-24-2012 |
|
|
Lender yield:
| 22.20% |
Borrower rate/APR:
| 23.20% / 31.13% |
Monthly payment:
| $376.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.19% | | |
| |
Estimated return*:
| 6.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,798 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-trustworthy-deal5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay medical bill outstanding
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 6500
Monthly expenses: $
Housing: $ 2830
Insurance: $ 115
Car expenses: $ 200
Utilities: $ 275
Phone, cable, internet: $ 240
Food, entertainment: $ 300
Clothing, household expenses: $ 150
Credit cards and other loans: $ 1100
Other expenses: $ 162 (homeowners dues)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Nummus | $25.00 | 10/24/2012 5:03:50 PM |
| FormulaOneFan | $25.00 | 10/24/2012 5:06:10 PM |
| schaffran | $25.00 | 10/24/2012 6:17:19 PM |
| vutah | $25.00 | 10/24/2012 5:17:20 PM |
| asset-professor | $100.00 | 10/24/2012 5:26:36 PM |
| toblerone | $25.00 | 10/24/2012 5:34:32 PM |
| etraboulay | $50.00 | 10/24/2012 5:51:23 PM |
| janeybooboo | $75.00 | 10/24/2012 6:23:29 PM |
| AldiHoldings | $30.00 | 10/24/2012 6:19:36 PM |
| elfincove | $50.00 | 10/24/2012 6:51:54 PM |
| scoobiedoo | $25.01 | 10/24/2012 5:06:45 PM |
| loot-chemistry2 | $51.00 | 10/24/2012 5:10:10 PM |
| EL_Papin | $25.00 | 10/24/2012 5:30:03 PM |
| value-allocator1 | $100.00 | 10/24/2012 6:03:29 PM |
| rakem777 | $25.00 | 10/24/2012 5:03:14 PM |
| capital-blueberry | $23.96 | 10/24/2012 7:02:18 PM |
| note-willow8 | $25.00 | 10/24/2012 5:32:51 PM |
| scrappy-diversification7 | $2,000.00 | 10/24/2012 5:47:15 PM |
| power-chihuahua | $25.00 | 10/24/2012 6:04:20 PM |
| kag032001 | $1,270.03 | 10/24/2012 6:53:25 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
660394
This series of Notes was issued and sold upon the funding of the borrower loan #76963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-25-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-26-2012 |
|
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-baker |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Starting a business
Purpose of loan: I will use this loan to start a business writing investment proposals and financial plans for local financial advisers. Many advisers do this themselves, farm it out to a large national company, or have to try and hire a full-time analyst. With my service, advisers will have a local customized option to meet their needs. I already have an agreement with one adviser to write annual plans for 300 of his clients. I have capacity to write 3-4 plans per day, and after materials my net will be $250 on each plan. After establishing a base of advisers, I will begin a subscription service where for a monthly fee they can subscribe to my due diligence reports on REITs, LPs, etc. Again, this is an alternative to hiring a national firm or a full-time analyst.
This loan will be used to provide capital for purchasing the materials to create the plans, planning software, a Web site and marketing materials.
My financial situation: Good
I am a good candidate for this loan because I've done this before! I used a Prosper loan when I began my MBA. I am now in the last year of the evening MBA program and I have repaid my Propser loan.
Monthly net income: $ 3600
Monthly expenses: $ 2800
Housing: $ 1700
Insurance: $ 150
Car expenses: $ 300
Utilities: $ 250
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 10/25/2012 5:10:36 PM |
| sentimental-commerce4 | $90.00 | 10/25/2012 5:16:48 PM |
| PThor | $25.00 | 10/25/2012 5:20:34 PM |
| versatile-dime442 | $250.00 | 10/25/2012 5:23:41 PM |
| agreement-guild | $49.00 | 10/25/2012 5:24:41 PM |
| Dubbs360 | $300.00 | 10/25/2012 5:25:44 PM |
| sankyu | $50.00 | 10/25/2012 5:26:14 PM |
| Investoman | $25.00 | 10/25/2012 5:33:07 PM |
| kindness-rascal5 | $200.00 | 10/25/2012 5:37:53 PM |
| hope-eagle6 | $25.00 | 10/25/2012 5:05:54 PM |
| euro-speaker8 | $250.00 | 10/25/2012 5:44:52 PM |
| newest-bid-britches | $100.00 | 10/25/2012 5:47:15 PM |
| Interest2thePeople | $100.00 | 10/25/2012 5:04:52 PM |
| Jalebi | $25.00 | 10/25/2012 5:10:17 PM |
| transparency-river1 | $490.00 | 10/25/2012 5:10:57 PM |
| FortuneFundII | $200.00 | 10/25/2012 5:55:02 PM |
| FortuneFund | $200.00 | 10/25/2012 5:56:45 PM |
| bazaar-tulip | $25.00 | 10/25/2012 6:00:46 PM |
| soarmore | $25.00 | 10/25/2012 5:09:54 PM |
| zassociate | $200.00 | 10/25/2012 5:11:20 PM |
| successful-agreement7 | $100.00 | 10/25/2012 5:12:30 PM |
| Zorro_970 | $100.00 | 10/25/2012 5:14:57 PM |
| ctgscott | $25.00 | 10/25/2012 6:24:51 PM |
| chlebie | $50.00 | 10/25/2012 6:29:30 PM |
| E_G | $50.00 | 10/25/2012 5:26:26 PM |
| tremendous-integrity | $50.00 | 10/25/2012 5:22:23 PM |
| radiant-dollar9 | $200.00 | 10/25/2012 5:22:37 PM |
| durability-solstice8 | $50.00 | 10/25/2012 5:22:49 PM |
| Arvicco | $400.00 | 10/25/2012 5:27:33 PM |
| deal-selector5 | $25.00 | 10/25/2012 6:31:18 PM |
| Slapshot | $25.00 | 10/25/2012 6:42:26 PM |
| purposeful-durability8 | $100.00 | 10/25/2012 5:32:43 PM |
| fcrick | $25.00 | 10/25/2012 5:46:17 PM |
| Investor_DP | $200.00 | 10/25/2012 5:43:32 PM |
| urbane-income7 | $25.00 | 10/25/2012 5:46:42 PM |
| intuitive-benefit3 | $100.00 | 10/25/2012 5:46:58 PM |
| american6 | $50.00 | 10/25/2012 6:00:34 PM |
| piter-to-la-investment | $25.00 | 10/25/2012 5:52:45 PM |
| sturdy-dime5 | $25.00 | 10/25/2012 6:12:06 PM |
| supersam | $49.00 | 10/25/2012 6:12:49 PM |
| order-geyser1 | $50.00 | 10/25/2012 6:16:09 PM |
| progressive-economy261 | $400.00 | 10/25/2012 6:09:56 PM |
| CaptainBlueberry | $25.00 | 10/25/2012 6:26:06 PM |
| gold-blanket | $25.00 | 10/25/2012 6:20:11 PM |
| mikbos | $25.00 | 10/25/2012 6:28:37 PM |
| brondero | $100.00 | 10/26/2012 8:25:36 AM |
| gravbox | $25.00 | 10/25/2012 6:37:11 PM |
| blue-silver-bull | $25.00 | 10/25/2012 6:36:17 PM |
| valiant-liberty4 | $25.00 | 10/25/2012 6:40:38 PM |
| EL_Papin | $25.00 | 10/25/2012 6:48:27 PM |
| first-economy-spectacle | $25.00 | 10/25/2012 6:50:07 PM |
| social-elevator | $25.00 | 10/25/2012 7:38:07 PM |
| resolute-basis9 | $25.00 | 10/26/2012 9:14:17 AM |
| gold-gazelle | $25.00 | 10/26/2012 9:15:59 AM |
| Webpreneur | $50.00 | 10/26/2012 9:16:45 AM |
| market-bearer7 | $25.00 | 10/25/2012 8:15:29 PM |
| jobani | $25.00 | 10/26/2012 9:18:25 AM |
| adelaide-moira | $25.00 | 10/25/2012 9:43:48 PM |
| studious-bonus7 | $59.00 | 10/26/2012 9:30:11 AM |
| 30Sky | $50.00 | 10/26/2012 12:43:31 AM |
| speedster351 | $25.00 | 10/26/2012 9:31:19 AM |
| best-phenomenal-treasure | $25.00 | 10/26/2012 9:33:02 AM |
| capital-renewal | $50.00 | 10/26/2012 9:37:22 AM |
| steady-silver6 | $25.00 | 10/26/2012 6:03:23 AM |
| riskadverse44 | $25.00 | 10/26/2012 9:42:41 AM |
| bid-czar8 | $100.00 | 10/26/2012 9:43:27 AM |
| elog238 | $25.00 | 10/26/2012 7:09:15 AM |
| incbx | $100.00 | 10/26/2012 9:48:38 AM |
| Lam0nt | $25.00 | 10/26/2012 9:50:19 AM |
| hostbank | $100.00 | 10/26/2012 9:56:51 AM |
| FinanceEngine | $50.00 | 10/26/2012 8:54:11 AM |
| TheHillsAreAlive | $25.00 | 10/26/2012 9:08:38 AM |
| TomDalonajay | $25.00 | 10/26/2012 9:09:12 AM |
| RufusGreyhound | $25.00 | 10/26/2012 9:10:37 AM |
| durability-officer | $39.00 | 10/26/2012 9:12:55 AM |
| social-trumpet | $25.00 | 10/26/2012 9:13:05 AM |
| buyrite334 | $25.00 | 10/26/2012 9:14:56 AM |
| williemc44 | $25.00 | 10/26/2012 9:15:25 AM |
| breathtaking-funds6 | $50.00 | 10/26/2012 9:16:43 AM |
| exact-p2p2 | $25.00 | 10/26/2012 9:18:57 AM |
| return-beeper | $60.68 | 10/26/2012 9:20:25 AM |
| magical-credit523 | $25.00 | 10/26/2012 9:19:58 AM |
| runner262 | $25.00 | 10/26/2012 9:20:31 AM |
| letsmakeitsuccessful | $25.00 | 10/26/2012 9:21:39 AM |
| derauma | $30.00 | 10/26/2012 9:22:15 AM |
| EndRunFunding | $50.00 | 10/26/2012 9:22:46 AM |
| Tylerh | $176.00 | 10/26/2012 9:23:30 AM |
| ZTA0796 | $25.00 | 10/26/2012 9:24:07 AM |
| zeelender | $25.00 | 10/26/2012 9:27:44 AM |
| commitment-neutron1 | $200.00 | 10/26/2012 9:27:59 AM |
| transparency-sapling | $25.00 | 10/26/2012 9:28:19 AM |
| innocent-loot | $25.00 | 10/26/2012 9:28:46 AM |
| wayman | $25.00 | 10/26/2012 9:30:55 AM |
| invincible-deal82 | $25.00 | 10/26/2012 9:31:00 AM |
| forceful-note8 | $50.00 | 10/26/2012 9:34:00 AM |
| redx | $25.00 | 10/26/2012 9:35:42 AM |
| CPAMAN | $25.00 | 10/26/2012 9:38:30 AM |
| wwwUniversal | $25.00 | 10/26/2012 9:39:17 AM |
| financial-frenzy | $50.00 | 10/26/2012 9:40:50 AM |
| hc90474 | $25.00 | 10/26/2012 9:39:50 AM |
| hard-working-rate3 | $25.00 | 10/26/2012 9:41:20 AM |
| loot-resonance | $25.00 | 10/26/2012 9:40:38 AM |
| first-upright-payout | $25.00 | 10/26/2012 9:42:32 AM |
| 6moonbeams | $50.00 | 10/26/2012 9:44:19 AM |
| blue-laudable-dinero | $50.00 | 10/26/2012 9:44:39 AM |
| mstebnicki | $25.00 | 10/26/2012 9:45:23 AM |
| bobby2c | $25.00 | 10/26/2012 9:46:51 AM |
| AceInTheHole | $25.00 | 10/26/2012 9:47:29 AM |
| Mojo1 | $50.00 | 10/26/2012 9:48:01 AM |
| point-hunter4 | $50.00 | 10/26/2012 9:49:22 AM |
| attentive-vigilance1 | $25.00 | 10/26/2012 9:50:04 AM |
| Cai8899 | $25.00 | 10/26/2012 9:50:16 AM |
| payout-runner | $25.00 | 10/26/2012 9:53:59 AM |
| pound-mushroom3 | $25.00 | 10/26/2012 9:54:26 AM |
| Banker7371 | $25.00 | 10/26/2012 9:55:52 AM |
| green-payment-ectasy | $322.26 | 10/26/2012 9:59:48 AM |
| durability-excellence | $25.00 | 10/26/2012 10:00:58 AM |
| give_to_get | $25.00 | 10/26/2012 10:01:54 AM |
| community-seahorse0 | $25.00 | 10/25/2012 5:14:51 PM |
| methodical-interest039 | $30.00 | 10/25/2012 5:15:32 PM |
| mschoenf | $100.00 | 10/25/2012 5:19:34 PM |
| LeReve | $500.00 | 10/25/2012 5:27:57 PM |
| banchan | $37.00 | 10/25/2012 5:32:00 PM |
| MoneyForNothing | $25.09 | 10/25/2012 5:03:50 PM |
| affluence-microscope2 | $200.00 | 10/25/2012 5:03:57 PM |
| heart514 | $25.00 | 10/25/2012 5:07:39 PM |
| friedokra | $25.00 | 10/25/2012 5:08:52 PM |
| phenomenal-rate1 | $500.00 | 10/25/2012 5:06:17 PM |
| basis-ferret8 | $50.00 | 10/25/2012 5:50:47 PM |
| shiny-peso1 | $50.00 | 10/25/2012 5:50:55 PM |
| suave-durability1 | $50.00 | 10/25/2012 5:59:34 PM |
| 100units | $200.00 | 10/25/2012 5:13:58 PM |
| money-bauble | $100.00 | 10/25/2012 6:13:05 PM |
| ALANGREANSPAN | $25.00 | 10/25/2012 6:15:57 PM |
| wetlands | $200.00 | 10/25/2012 5:21:28 PM |
| dime-mandolin9 | $50.00 | 10/25/2012 5:14:29 PM |
| mmills1220 | $25.00 | 10/25/2012 5:16:05 PM |
| kevin314 | $25.00 | 10/25/2012 5:24:01 PM |
| kind-payment-viking3 | $100.00 | 10/25/2012 5:33:23 PM |
| mikrolown | $25.00 | 10/25/2012 5:33:50 PM |
| felicity-broadcaster6 | $50.00 | 10/25/2012 5:27:42 PM |
| Aimvest | $25.00 | 10/25/2012 5:36:58 PM |
| BonesyJones | $100.00 | 10/25/2012 5:39:57 PM |
| brainy-credit1 | $40.00 | 10/25/2012 5:41:57 PM |
| jkeller4000 | $100.00 | 10/25/2012 5:42:59 PM |
| AF-Chief | $25.00 | 10/25/2012 5:52:37 PM |
| currency-chihuahua3 | $50.00 | 10/25/2012 5:48:54 PM |
| repayment-chihuahua3 | $25.00 | 10/25/2012 5:52:58 PM |
| note-admiral548 | $25.00 | 10/26/2012 2:50:11 AM |
| risk_free | $500.00 | 10/26/2012 4:21:11 AM |
| sacramentan | $42.00 | 10/25/2012 6:10:21 PM |
| cahjoon | $25.00 | 10/25/2012 6:01:38 PM |
| deal-pal | $25.00 | 10/26/2012 6:19:30 AM |
| Voracious_Trees | $25.00 | 10/25/2012 6:20:21 PM |
| flo_rida | $100.00 | 10/25/2012 6:22:13 PM |
| moola-accelerator6 | $50.00 | 10/25/2012 6:30:01 PM |
| etraboulay | $50.00 | 10/25/2012 6:55:41 PM |
| ChoiceInvestments | $26.00 | 10/25/2012 7:15:58 PM |
| transparency-position | $104.00 | 10/25/2012 7:37:28 PM |
| DcUnited | $25.00 | 10/26/2012 9:10:39 AM |
| Kissabledevil | $25.00 | 10/25/2012 7:38:54 PM |
| metro457 | $100.00 | 10/26/2012 9:16:24 AM |
| helpinghand63 | $25.00 | 10/26/2012 9:17:01 AM |
| dragonfly-amulet | $25.00 | 10/26/2012 9:21:37 AM |
| poeman | $25.00 | 10/26/2012 9:22:32 AM |
| CanLend | $25.00 | 10/26/2012 9:24:25 AM |
| cash-reaction2 | $25.00 | 10/26/2012 9:24:41 AM |
| california111 | $50.00 | 10/25/2012 10:08:54 PM |
| sharp518 | $25.00 | 10/26/2012 9:28:01 AM |
| BXA | $50.00 | 10/26/2012 9:28:21 AM |
| ItsJustMe79 | $25.00 | 10/26/2012 9:30:40 AM |
| HereToHelp305 | $70.00 | 10/26/2012 1:42:07 AM |
| enthusiastic-point | $25.00 | 10/26/2012 9:33:19 AM |
| SummitAdvisors | $50.00 | 10/26/2012 9:33:49 AM |
| SnakeEater | $25.00 | 10/26/2012 3:56:58 AM |
| B2152 | $25.00 | 10/26/2012 4:56:46 AM |
| Ducatiman1978 | $25.00 | 10/26/2012 9:38:13 AM |
| noble-leverage035 | $26.00 | 10/26/2012 5:51:11 AM |
| johngaltline | $25.00 | 10/26/2012 6:09:36 AM |
| DadWarbucks | $25.00 | 10/26/2012 9:43:04 AM |
| bonus-demon | $25.00 | 10/26/2012 9:44:05 AM |
| bbjones3 | $25.00 | 10/26/2012 6:57:04 AM |
| scholarly-order6 | $50.00 | 10/26/2012 7:03:34 AM |
| Obiwan_Kanobi | $25.00 | 10/26/2012 7:14:06 AM |
| Rusheen_Capital_Partners | $250.00 | 10/26/2012 9:46:12 AM |
| Washington_Loan | $25.00 | 10/26/2012 7:29:19 AM |
| worth-web5 | $50.00 | 10/26/2012 9:49:05 AM |
| extraordinary-platinum727 | $25.00 | 10/26/2012 9:49:41 AM |
| samo102us | $25.00 | 10/26/2012 9:53:28 AM |
| commerce-web5 | $25.00 | 10/26/2012 9:53:41 AM |
| cash-hotshot1 | $25.00 | 10/26/2012 9:53:48 AM |
| MadHun | $200.00 | 10/26/2012 9:57:11 AM |
| listing-vista | $50.00 | 10/26/2012 10:00:18 AM |
| the-brilliant-currency | $25.00 | 10/26/2012 9:00:43 AM |
| fulfilling-market2 | $100.00 | 10/26/2012 10:03:57 AM |
| IP | $25.00 | 10/26/2012 9:14:14 AM |
| safehouse947 | $100.00 | 10/26/2012 9:14:37 AM |
| the-dollar-topper | $150.00 | 10/26/2012 9:15:28 AM |
| Woobos | $25.00 | 10/26/2012 9:15:10 AM |
| nerdbomber | $25.00 | 10/26/2012 9:16:14 AM |
| ohnezweck | $31.00 | 10/26/2012 9:17:38 AM |
| skuba | $50.00 | 10/26/2012 9:19:08 AM |
| networks4ever | $25.00 | 10/26/2012 9:22:59 AM |
| p2p-harmony | $31.00 | 10/26/2012 9:23:43 AM |
| down-with-big-banks-2 | $25.00 | 10/26/2012 9:26:02 AM |
| citizenX | $25.00 | 10/26/2012 9:26:55 AM |
| brightest-affluence-motivator | $50.00 | 10/26/2012 9:27:56 AM |
| sfmdg | $25.00 | 10/26/2012 9:28:28 AM |
| haplender | $50.00 | 10/26/2012 9:29:38 AM |
| HamachiMan | $50.00 | 10/26/2012 9:32:22 AM |
| income-pillow | $75.00 | 10/26/2012 9:33:35 AM |
| bid-banjo3 | $100.00 | 10/26/2012 9:35:02 AM |
| CSUgrad08 | $25.00 | 10/26/2012 9:35:36 AM |
| ranstlin | $25.00 | 10/26/2012 9:35:46 AM |
| mckhbnpc | $50.00 | 10/26/2012 9:40:24 AM |
| cbllender | $25.00 | 10/26/2012 9:42:34 AM |
| LaGrangeLender | $60.00 | 10/26/2012 9:42:38 AM |
| bold-worth-wrangler | $100.00 | 10/26/2012 9:43:06 AM |
| goat361 | $30.00 | 10/26/2012 9:43:18 AM |
| the-laudable-peso | $40.00 | 10/26/2012 9:44:09 AM |
| moneytolend72 | $27.00 | 10/26/2012 9:46:36 AM |
| elog238 | $25.00 | 10/26/2012 9:49:00 AM |
| the-auction-bear | $25.00 | 10/26/2012 9:50:01 AM |
| scholarly-liberty3 | $25.00 | 10/26/2012 9:50:46 AM |
| treasure-gazer | $25.00 | 10/26/2012 9:51:52 AM |
| income-champion | $25.00 | 10/26/2012 9:55:20 AM |
| mister_waffle | $25.00 | 10/26/2012 9:54:32 AM |
| red-eloquent-rupee | $50.00 | 10/26/2012 9:58:57 AM |
| cvlender | $25.00 | 10/26/2012 9:56:44 AM |
| gulch | $25.00 | 10/26/2012 10:00:48 AM |
| perls | $100.00 | 10/26/2012 10:03:21 AM |
| hitsman | $50.00 | 10/26/2012 10:03:45 AM |
| 232 Investments
|