Sales Report:Supplement No. 3 dated Oct 22, 2012 to Prospectus dated Oct 05, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 05, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 05, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
602688
This series of Notes was issued and sold upon the funding of the borrower loan #76477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $376.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,040 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensible-greenback545 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2011)
|
Principal balance:
| $11,539.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to refinance 401K loan
My financial situation: Solid employment history.
I am a good candidate for this loan because I pay all debts and no late payments
Monthly net income: $ 5500 combined family income
Housing: $ 1400
Insurance: $ 125
Car expenses: $ 200
Utilities: $ 200
Phone, cable, internet: $ 140
Food, entertainment: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spark548 | $100.00 | 10/16/2012 5:07:07 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:00:56 PM |
spry-hope4 | $200.00 | 10/16/2012 5:01:10 PM |
speedy-point | $25.00 | 10/16/2012 5:03:26 PM |
LightTheWay | $50.00 | 10/16/2012 5:13:33 PM |
jazzlender | $25.00 | 10/16/2012 5:04:17 PM |
resolute-justice413 | $200.00 | 10/16/2012 5:14:25 PM |
return-exchanger355 | $100.00 | 10/16/2012 5:05:42 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:32 PM |
tcpfan | $25.00 | 10/16/2012 5:07:43 PM |
janeybooboo | $100.00 | 10/16/2012 5:05:57 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:10 PM |
RGlad | $100.00 | 10/16/2012 5:06:42 PM |
haplender | $50.00 | 10/16/2012 5:10:01 PM |
Endeavour | $150.00 | 10/16/2012 5:22:13 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:20 PM |
ekmendenhall | $50.00 | 10/16/2012 5:11:01 PM |
thoughtful-peso78 | $25.00 | 10/16/2012 5:23:09 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:00 PM |
nyp112 | $50.00 | 10/16/2012 5:12:54 PM |
jwesleym | $25.00 | 10/16/2012 5:15:20 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:17 PM |
punctual-fund | $50.00 | 10/16/2012 5:15:57 PM |
pragmatic-auction8 | $50.00 | 10/16/2012 5:29:43 PM |
Splangy613 | $25.00 | 10/16/2012 5:36:57 PM |
first-resolute-deal | $25.00 | 10/16/2012 5:21:47 PM |
shaps | $50.00 | 10/16/2012 5:20:23 PM |
red-eloquent-rupee | $50.00 | 10/16/2012 5:20:49 PM |
AF-Chief | $25.00 | 10/16/2012 5:25:17 PM |
HenryS | $30.00 | 10/16/2012 5:21:29 PM |
capital-renewal | $50.00 | 10/16/2012 5:46:44 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:04 PM |
cash-kin7 | $25.00 | 10/16/2012 5:30:57 PM |
gentle-generosity822 | $25.00 | 10/16/2012 5:52:19 PM |
social-cocktail1 | $200.00 | 10/16/2012 5:26:02 PM |
angelinvestor2 | $40.00 | 10/16/2012 5:27:00 PM |
melodious-fairness | $50.00 | 10/16/2012 5:28:25 PM |
durability-seahorse7 | $50.00 | 10/16/2012 5:29:39 PM |
casserole9 | $35.00 | 10/16/2012 5:39:38 PM |
tolerant-dinero2 | $25.00 | 10/16/2012 5:31:19 PM |
Jalebi | $25.00 | 10/16/2012 5:31:22 PM |
affluence-animal | $50.00 | 10/16/2012 6:04:03 PM |
spirit07a | $100.00 | 10/16/2012 5:44:31 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:15 PM |
vines99 | $25.00 | 10/16/2012 6:24:25 PM |
peace-fixer8 | $25.00 | 10/16/2012 5:47:36 PM |
moola-accelerator6 | $30.00 | 10/16/2012 6:00:19 PM |
valiant-liberty4 | $25.00 | 10/16/2012 6:00:38 PM |
fairness-formula0 | $25.00 | 10/16/2012 6:02:06 PM |
sudeep104 | $25.00 | 10/16/2012 5:55:20 PM |
compoundinterest | $25.00 | 10/16/2012 5:58:13 PM |
financial-frenzy | $50.00 | 10/16/2012 5:58:57 PM |
enchanted-note14 | $25.00 | 10/16/2012 6:09:01 PM |
enthusiast758 | $26.48 | 10/16/2012 6:16:21 PM |
zipemdown | $25.00 | 10/16/2012 5:07:45 PM |
100units | $200.00 | 10/16/2012 5:11:50 PM |
green-trade-dolphin | $37.02 | 10/16/2012 5:01:13 PM |
Mountain-Lion-IRA1 | $25.00 | 10/16/2012 5:02:59 PM |
mschoenf | $100.00 | 10/16/2012 5:17:09 PM |
thrifty-generosity222 | $50.00 | 10/16/2012 5:06:51 PM |
dignified-truth7 | $200.00 | 10/16/2012 5:19:05 PM |
FinanceEngine | $60.00 | 10/16/2012 5:09:45 PM |
tech310 | $26.00 | 10/16/2012 5:07:22 PM |
persist_in_doing | $25.00 | 10/16/2012 5:09:10 PM |
tnjohnso | $25.00 | 10/16/2012 5:24:14 PM |
Whipster | $60.00 | 10/16/2012 5:12:27 PM |
soarmore | $25.00 | 10/16/2012 5:12:35 PM |
PThor | $25.00 | 10/16/2012 5:25:47 PM |
shmb6508 | $50.00 | 10/16/2012 5:15:18 PM |
cr8on | $75.00 | 10/16/2012 5:17:22 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:45 PM |
new-gold-wrangler | $1,000.00 | 10/16/2012 5:18:06 PM |
maldok1 | $25.00 | 10/16/2012 5:33:01 PM |
note-proton0 | $25.00 | 10/16/2012 5:34:43 PM |
first-pragmatic-power | $25.00 | 10/16/2012 5:19:43 PM |
Emgolda | $25.00 | 10/16/2012 5:16:46 PM |
vigorous-velocity | $200.00 | 10/16/2012 5:20:17 PM |
speedy-peso1 | $100.00 | 10/16/2012 5:20:46 PM |
restless-fund5 | $25.00 | 10/16/2012 5:18:33 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:13 PM |
Comoparklender | $25.00 | 10/16/2012 5:22:53 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:32 PM |
jamiee73 | $25.00 | 10/16/2012 5:23:30 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:25 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:53 PM |
_NaLNaBB | $150.00 | 10/16/2012 5:20:52 PM |
duty-viola | $35.00 | 10/16/2012 5:26:26 PM |
Preferred-Lender | $25.00 | 10/16/2012 5:22:00 PM |
laudable-balance568 | $25.00 | 10/16/2012 5:27:13 PM |
genius520 | $100.00 | 10/16/2012 5:52:10 PM |
LeReve | $500.00 | 10/16/2012 5:24:27 PM |
Kunakiku | $25.00 | 10/16/2012 5:24:29 PM |
TennSquire | $25.00 | 10/16/2012 5:55:42 PM |
velocity-pear | $25.00 | 10/16/2012 5:26:58 PM |
oracle3 | $50.00 | 10/16/2012 5:37:46 PM |
jedi053 | $100.00 | 10/16/2012 6:02:15 PM |
rautility | $50.00 | 10/16/2012 5:31:05 PM |
sensible-fund | $25.00 | 10/16/2012 6:04:37 PM |
wildanne | $50.00 | 10/16/2012 5:32:14 PM |
iLend-weGrow | $50.00 | 10/16/2012 6:12:39 PM |
principal-cooker2 | $50.00 | 10/16/2012 5:35:44 PM |
MI2 | $3,067.50 | 10/16/2012 6:24:36 PM |
global-invest-group | $25.00 | 10/16/2012 5:40:40 PM |
Macbethofscots | $25.00 | 10/16/2012 5:45:18 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:52 PM |
dollar-idol7 | $28.00 | 10/16/2012 5:56:51 PM |
shiny-peso1 | $50.00 | 10/16/2012 6:00:00 PM |
fcrick | $25.00 | 10/16/2012 5:51:49 PM |
wwwUniversal | $25.00 | 10/16/2012 5:52:29 PM |
reward-dynamo | $25.00 | 10/16/2012 6:16:36 PM |
mercuriant | $25.00 | 10/16/2012 5:52:47 PM |
interstellar | $75.00 | 10/16/2012 6:19:47 PM |
hitsman | $50.00 | 10/16/2012 5:57:01 PM |
WalnutCreekguy | $50.00 | 10/16/2012 6:00:49 PM |
turbobrat | $25.00 | 10/16/2012 6:09:38 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
609750
This series of Notes was issued and sold upon the funding of the borrower loan #76607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 45% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,008 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| firefighter468 |
Borrower's state:
| Florida |
Borrower's group:
| EMS, FIRE, POLICE, MILITARY |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2010)
|
Principal balance:
| $371.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off higher interest credit cards
My financial situation: good. I am a full time firefighter and small buisness owner
I am a good candidate for this loan because... I serve my comunity and i am a role module for others. Plus i have used prosper before and never missed one payment!!
Monthly net income: $ 59,000. per year
Monthly expenses: $ 400
Housing: $650
Insurance: $120
Car expenses: $350
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fascinating-generosity3 | $100.00 | 10/17/2012 5:00:26 PM |
withering-flounder | $75.00 | 10/17/2012 5:01:12 PM |
LittleMingo | $30.00 | 10/17/2012 5:03:25 PM |
vutah | $25.00 | 10/17/2012 5:01:03 PM |
RecoveryLender | $25.00 | 10/17/2012 5:03:49 PM |
worth-blanket2 | $2,985.00 | 10/17/2012 5:07:33 PM |
XP | $25.00 | 10/17/2012 5:00:53 PM |
sweety075 | $25.00 | 10/17/2012 5:06:15 PM |
frantic-retirement | $100.00 | 10/17/2012 5:00:27 PM |
favorite-commerce | $30.00 | 10/17/2012 5:04:28 PM |
school-loan-gambler | $200.00 | 10/17/2012 5:00:26 PM |
InChicago | $240.04 | 10/17/2012 5:01:03 PM |
natural-affluence6 | $25.00 | 10/17/2012 5:02:37 PM |
trumpeter5 | $25.00 | 10/17/2012 5:00:51 PM |
thrifty-capital | $30.00 | 10/17/2012 5:04:05 PM |
handy-justice | $50.00 | 10/17/2012 5:04:24 PM |
Wish-Granted | $43.86 | 10/17/2012 5:03:32 PM |
fantastic-contract1 | $300.00 | 10/17/2012 5:00:28 PM |
ethical-truth211 | $300.00 | 10/17/2012 5:01:40 PM |
cjames84 | $25.00 | 10/17/2012 5:04:31 PM |
Danjack_Capital | $25.00 | 10/17/2012 5:06:26 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
620564
This series of Notes was issued and sold upon the funding of the borrower loan #76586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $171.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
19 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,662 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| TravisMcGee |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 64 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,900.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
700-719
(Jul-2009)
720-739
(Oct-2008)
680-699
(May-2007)
|
Principal balance:
| $0.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 64 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 4 other debts with 20%+ interest rate
My financial situation:
I am a good candidate for this loan because...I own my house, have the same employer for 9 yrs, have had 3 previous Prosper Loans that were never once late, and am currently a Prosper Lender with over 75 notes.
Monthly net income: $5700
Monthly expenses: $3200
Housing: $1075
Insurance: $
Car expenses: $90
Utilities: $250
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
creditjunky | $200.00 | 10/17/2012 9:01:10 AM |
glimmering-liberty616 | $25.00 | 10/17/2012 9:04:39 AM |
bullwink27 | $25.00 | 10/17/2012 9:05:40 AM |
Endeavour | $150.00 | 10/17/2012 9:06:27 AM |
rospa | $50.00 | 10/17/2012 9:55:46 AM |
Good-Yield | $35.00 | 10/17/2012 9:56:07 AM |
cul8rv8 | $24.22 | 10/17/2012 10:01:04 AM |
janeybooboo | $150.00 | 10/17/2012 9:01:47 AM |
Whipster | $60.00 | 10/17/2012 9:03:18 AM |
creditjunky | $50.00 | 10/17/2012 9:03:48 AM |
Nerdster1 | $25.00 | 10/17/2012 9:08:06 AM |
felicity-contributor3 | $60.00 | 10/17/2012 9:09:49 AM |
money-to-bless | $25.00 | 10/17/2012 9:19:42 AM |
clemclan | $100.00 | 10/17/2012 9:02:09 AM |
missoula | $25.00 | 10/17/2012 9:05:16 AM |
SOP_Bank | $50.00 | 10/17/2012 9:34:37 AM |
penny-finder | $48.12 | 10/17/2012 9:38:26 AM |
MI2 | $2,000.00 | 10/17/2012 9:50:33 AM |
houston2077 | $100.00 | 10/17/2012 9:11:37 AM |
MoneyForNothing | $25.00 | 10/17/2012 9:13:54 AM |
DKSArt | $80.92 | 10/17/2012 9:36:21 AM |
penny-finder | $30.00 | 10/17/2012 9:43:04 AM |
FinanceEngine | $70.00 | 10/17/2012 9:53:03 AM |
wonder3 | $25.00 | 10/17/2012 9:02:00 AM |
clemclan | $50.00 | 10/17/2012 9:04:25 AM |
TackingWindward | $25.00 | 10/17/2012 9:11:46 AM |
napmanger | $200.00 | 10/17/2012 9:39:00 AM |
value-travels | $30.00 | 10/17/2012 9:41:14 AM |
scholarly-order6 | $200.00 | 10/17/2012 9:44:39 AM |
OGS_Capital | $25.00 | 10/17/2012 9:47:16 AM |
trade-goblin9 | $100.00 | 10/17/2012 9:52:18 AM |
mrreynol | $30.00 | 10/17/2012 9:54:25 AM |
MoneyForNothing | $64.64 | 10/17/2012 9:01:38 AM |
LENDO-CALRISSIAN | $46.00 | 10/17/2012 9:03:13 AM |
community-burrito9 | $75.00 | 10/17/2012 9:10:33 AM |
friedokra | $25.00 | 10/17/2012 9:14:05 AM |
best-bonafide-p2p | $50.00 | 10/17/2012 9:22:12 AM |
Detour11 | $25.00 | 10/17/2012 9:23:45 AM |
CMJ-Partners | $100.00 | 10/17/2012 9:23:59 AM |
Milonguero | $100.00 | 10/17/2012 9:01:40 AM |
RGlad | $150.00 | 10/17/2012 9:02:47 AM |
Row2010 | $25.00 | 10/17/2012 9:29:02 AM |
Eminent_Endeavors | $35.00 | 10/17/2012 9:03:46 AM |
sentimental-responsibility0 | $25.00 | 10/17/2012 9:05:17 AM |
RussianInvestor | $29.79 | 10/17/2012 9:10:49 AM |
paxnj | $25.00 | 10/17/2012 9:56:49 AM |
sasss | $27.31 | 10/17/2012 9:54:19 AM |
jybank | $75.00 | 10/17/2012 9:55:47 AM |
__A1B2 | $29.00 | 10/17/2012 9:59:21 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
621502
This series of Notes was issued and sold upon the funding of the borrower loan #76514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $241.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,587 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Horatio |
Borrower's state:
| Maryland |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 44 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $26,900.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2011)
700-719
(Jul-2009)
700-719
(Dec-2007)
720-739
(Feb-2007)
|
Principal balance:
| $3,366.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Other
Purpose of loan: Replace emergency fund.
Need to replace a self destructed transmisson on my 2007 Explorer with 97000 mi on it.
The money came from my emergency fund, the loan will be used to replace the cash I used.
My financial situation:
This is my fifth Prosper loan. I have a current loan from prosper.
I do not have car payments.
My mortgage is $877.00 a month including escrow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/15/2012 9:01:06 AM |
dkjl | $30.00 | 10/15/2012 9:16:25 AM |
Nipper99 | $100.00 | 10/15/2012 9:17:04 AM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 9:13:26 AM |
cordial-bonus | $25.00 | 10/15/2012 9:30:48 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:26 AM |
engaging-worth | $25.00 | 10/15/2012 9:07:31 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:08 AM |
Jalebi | $50.00 | 10/15/2012 9:09:14 AM |
GoGalt | $50.00 | 10/15/2012 9:09:44 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:50 AM |
Vegasjim | $25.00 | 10/15/2012 10:04:21 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:48 AM |
market-cougar3 | $50.00 | 10/15/2012 9:37:59 AM |
brandonm78 | $25.00 | 10/15/2012 10:21:59 AM |
prudent-dough458 | $25.00 | 10/15/2012 10:22:30 AM |
chrisb1414 | $25.00 | 10/15/2012 9:53:37 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:04 AM |
baroo | $25.00 | 10/15/2012 9:48:49 AM |
spirit07a | $100.00 | 10/15/2012 9:56:53 AM |
kfrench | $75.00 | 10/15/2012 10:16:56 AM |
shaps | $25.00 | 10/15/2012 10:25:57 AM |
etraboulay | $50.00 | 10/15/2012 10:13:42 AM |
boylezz | $25.00 | 10/15/2012 10:16:07 AM |
Feyenoord | $30.00 | 10/15/2012 10:20:31 AM |
moola-accelerator6 | $60.00 | 10/15/2012 10:23:38 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:59 AM |
Fonthill | $500.00 | 10/15/2012 11:07:00 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:51 AM |
FortuneFundII | $200.00 | 10/15/2012 10:32:07 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:03 PM |
supertux | $25.01 | 10/15/2012 10:37:41 AM |
fuse136 | $25.00 | 10/15/2012 10:54:46 AM |
bellaquito | $500.00 | 10/15/2012 11:47:49 AM |
delicious-value973 | $100.00 | 10/15/2012 3:25:09 PM |
ipitch19 | $30.00 | 10/15/2012 12:18:36 PM |
gentle-gain235 | $100.00 | 10/15/2012 3:27:12 PM |
CFOGO | $25.00 | 10/15/2012 11:09:41 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 12:01:53 PM |
oracle3 | $50.00 | 10/15/2012 1:44:47 PM |
nalaari | $25.00 | 10/15/2012 2:07:10 PM |
eries | $25.00 | 10/15/2012 2:38:09 PM |
SV-AZ | $37.73 | 10/15/2012 3:02:47 PM |
brilliant-justice214 | $100.00 | 10/15/2012 3:29:05 PM |
basis-spartan922 | $25.00 | 10/15/2012 2:04:51 PM |
WeshaTheLeopard | $25.00 | 10/15/2012 3:21:38 PM |
finance-coyote3 | $918.09 | 10/15/2012 3:42:54 PM |
Aberdeen | $99.00 | 10/15/2012 9:10:20 AM |
LoanerPrincipal | $25.00 | 10/15/2012 9:10:25 AM |
phaded | $25.00 | 10/15/2012 9:34:05 AM |
wise-charming-reward | $500.00 | 10/15/2012 9:09:56 AM |
compassion-twister2 | $50.00 | 10/15/2012 9:11:10 AM |
lionheart722 | $100.00 | 10/15/2012 9:11:59 AM |
superb-funds335 | $25.00 | 10/15/2012 9:22:11 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:30 AM |
ready-interest9 | $25.00 | 10/15/2012 9:33:54 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:14 AM |
vigorous-payment6 | $25.00 | 10/15/2012 9:38:29 AM |
sweety075 | $25.00 | 10/15/2012 9:22:30 AM |
cardminger | $25.00 | 10/15/2012 10:11:19 AM |
community-seahorse0 | $25.00 | 10/15/2012 10:11:44 AM |
special-dinero553 | $25.00 | 10/15/2012 9:41:56 AM |
nickel-ferret | $25.00 | 10/15/2012 9:43:52 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:14 AM |
hitsman | $50.00 | 10/15/2012 10:20:40 AM |
investment-artist | $92.10 | 10/15/2012 9:38:03 AM |
slimof37 | $25.00 | 10/15/2012 9:51:41 AM |
charming-exchange7 | $25.00 | 10/15/2012 10:24:28 AM |
prudent-deal662 | $25.00 | 10/15/2012 10:41:36 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:03 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:21 AM |
tolerant-currency6 | $25.00 | 10/15/2012 10:50:01 AM |
CreditBuilder2 | $25.01 | 10/15/2012 10:03:06 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:55 AM |
payout-reaction740 | $50.00 | 10/15/2012 10:36:58 AM |
pure-treasure7 | $50.00 | 10/15/2012 10:14:09 AM |
botfolio | $300.00 | 10/15/2012 10:15:49 AM |
vtrentster | $25.00 | 10/15/2012 10:40:22 AM |
vinayski | $25.00 | 10/15/2012 10:43:06 AM |
justice-star9 | $25.00 | 10/15/2012 10:27:05 AM |
cwegert | $25.00 | 10/15/2012 10:32:40 AM |
organic-treasure | $35.00 | 10/15/2012 11:20:22 AM |
Only_Money | $25.00 | 10/15/2012 10:36:30 AM |
JeremyLinFan | $40.00 | 10/15/2012 10:38:47 AM |
bright-idea11 | $25.00 | 10/15/2012 10:39:17 AM |
RiderIRA | $438.06 | 10/15/2012 2:18:36 PM |
Kunakiku | $25.00 | 10/15/2012 2:42:51 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
624534
This series of Notes was issued and sold upon the funding of the borrower loan #76426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $452.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,227 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-enchilada6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 44% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 5
( 56% )
| 780-799
(Sep-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate the debt my husband and I have. I would like to be able to close all open accounts and only have one account open that I have to pay on.
My financial situation:
I am a good candidate for this loan because...I do pay all of my bills on time. And I would like to make life easier by only having one creditor to pay rather than multiple accounts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/11/2012 7:42:06 AM |
astute-benjamins | $150.00 | 10/10/2012 5:02:32 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:17 PM |
community-burrito9 | $25.00 | 10/10/2012 5:03:22 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:31 PM |
zippy-greenback231 | $25.00 | 10/10/2012 5:29:08 PM |
bold-riveting-social | $50.00 | 10/10/2012 5:17:49 PM |
marketplace-singularity3 | $125.00 | 10/10/2012 5:09:10 PM |
indomitable-coin | $25.00 | 10/10/2012 5:22:08 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:42 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:14 PM |
Spooky_Action | $25.00 | 10/10/2012 6:06:59 PM |
LaGrangeLender | $60.00 | 10/10/2012 6:08:13 PM |
jedi053 | $100.00 | 10/10/2012 5:26:45 PM |
Obiwan_Kanobi | $25.02 | 10/10/2012 5:49:25 PM |
capital-blueberry | $25.00 | 10/10/2012 5:30:46 PM |
hitsman | $50.00 | 10/10/2012 6:04:26 PM |
payout-paladin3 | $500.00 | 10/10/2012 6:47:59 PM |
Sanford-N-Sons | $25.00 | 10/10/2012 7:37:30 PM |
ready-interest9 | $25.00 | 10/10/2012 6:16:53 PM |
Kunakiku | $25.00 | 10/10/2012 6:02:32 PM |
first-serene-credit | $25.00 | 10/10/2012 8:31:59 PM |
kenji4861 | $25.00 | 10/10/2012 6:44:15 PM |
aabadabadoo | $25.00 | 10/10/2012 8:00:42 PM |
shugyosha | $50.00 | 10/10/2012 8:57:49 PM |
adir1 | $50.00 | 10/10/2012 10:55:47 PM |
Alfred_Omega | $25.00 | 10/10/2012 11:14:03 PM |
bellaquito | $500.00 | 10/10/2012 7:34:04 PM |
organized-dough5 | $33.26 | 10/11/2012 5:23:10 AM |
valiant-money | $40.00 | 10/11/2012 8:49:35 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:36 AM |
bold-phenomenal-funds | $28.00 | 10/11/2012 9:01:24 AM |
Emgolda | $25.00 | 10/11/2012 9:09:11 AM |
american6 | $50.00 | 10/11/2012 9:12:44 AM |
compatible-deal9 | $25.00 | 10/11/2012 9:46:49 AM |
etraboulay | $50.00 | 10/11/2012 10:58:27 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:57 AM |
awesome-generosity4 | $45.00 | 10/11/2012 3:06:16 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:31 PM |
newest-glowing-cash | $25.00 | 10/11/2012 5:29:52 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:05 PM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:07 AM |
palm864 | $25.00 | 10/11/2012 6:30:49 PM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:02 PM |
sanfranciscomicro | $25.00 | 10/11/2012 8:39:53 PM |
themoneydoctor | $31.04 | 10/12/2012 9:01:57 AM |
dajen1 | $40.00 | 10/12/2012 9:03:24 AM |
penny-mad-scientist9 | $50.00 | 10/11/2012 9:19:00 PM |
elasermd | $50.00 | 10/12/2012 9:04:31 AM |
mennleo | $50.00 | 10/12/2012 9:20:24 AM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:39 PM |
cozy-note | $25.00 | 10/12/2012 9:23:53 AM |
leverage-trident | $25.00 | 10/12/2012 9:23:56 AM |
truth-oath1 | $45.00 | 10/12/2012 6:09:23 AM |
thrifty-transaction578 | $25.00 | 10/12/2012 9:26:32 AM |
helpinghand63 | $25.00 | 10/12/2012 9:36:14 AM |
Hiro07 | $25.00 | 10/12/2012 9:37:19 AM |
ItsJustMe79 | $25.00 | 10/12/2012 9:40:52 AM |
Sabo | $30.00 | 10/12/2012 8:35:34 AM |
gracej | $25.00 | 10/12/2012 9:03:21 AM |
innocent-income4 | $25.00 | 10/12/2012 9:45:02 AM |
HamachiMan | $50.00 | 10/12/2012 9:05:06 AM |
Pi-Colorado | $25.00 | 10/12/2012 9:05:25 AM |
JDED | $25.00 | 10/12/2012 9:05:36 AM |
Green_Bean | $25.00 | 10/12/2012 9:05:43 AM |
macjp123 | $50.00 | 10/12/2012 9:52:18 AM |
JJ9876 | $25.00 | 10/12/2012 9:12:58 AM |
asya | $27.00 | 10/12/2012 9:01:59 AM |
gold-commander0 | $25.00 | 10/12/2012 9:02:41 AM |
seasonedinvestor | $25.00 | 10/12/2012 9:03:31 AM |
velocity-solo | $25.00 | 10/12/2012 9:04:34 AM |
Investoman | $25.00 | 10/12/2012 10:19:00 AM |
Nikelaos | $25.00 | 10/12/2012 9:40:14 AM |
harty | $31.00 | 10/12/2012 10:31:42 AM |
laniac | $50.00 | 10/12/2012 10:36:03 AM |
loan-mole8 | $25.00 | 10/12/2012 10:44:07 AM |
lending_well | $25.00 | 10/12/2012 9:24:01 AM |
resolute-basis9 | $25.00 | 10/12/2012 9:24:24 AM |
thevogelfamily | $28.00 | 10/12/2012 9:24:35 AM |
liberty-viola | $30.00 | 10/12/2012 10:46:33 AM |
successful-agreement7 | $100.00 | 10/12/2012 9:27:30 AM |
otalon | $25.00 | 10/12/2012 9:31:00 AM |
Alpha-AssistU | $25.00 | 10/12/2012 9:44:33 AM |
ranstlin | $25.00 | 10/12/2012 10:51:08 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:46 AM |
hostbank | $100.00 | 10/12/2012 9:35:27 AM |
the-shrewd-wampum | $25.00 | 10/12/2012 9:40:13 AM |
hampa | $25.00 | 10/12/2012 9:50:29 AM |
jjb3 | $25.00 | 10/12/2012 9:56:52 AM |
asset-equilibrium0 | $25.00 | 10/12/2012 9:58:54 AM |
first-silver-bridge | $25.00 | 10/12/2012 11:52:24 AM |
enriching-trade2 | $50.00 | 10/12/2012 10:09:06 AM |
fulfilling-market2 | $50.00 | 10/12/2012 10:12:54 AM |
ready-bid9 | $50.00 | 10/12/2012 10:13:31 AM |
Kame | $25.00 | 10/12/2012 10:21:00 AM |
figs4u2 | $100.00 | 10/12/2012 9:54:14 AM |
bxdoc | $25.00 | 10/12/2012 9:55:27 AM |
SpoonyG | $25.00 | 10/12/2012 10:23:31 AM |
Avala | $100.00 | 10/12/2012 9:57:31 AM |
mooselegs19 | $25.00 | 10/12/2012 9:58:38 AM |
DublinCaLender | $26.00 | 10/12/2012 10:30:52 AM |
AFairDeal | $25.00 | 10/12/2012 10:33:39 AM |
KU83 | $25.00 | 10/12/2012 10:34:18 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:22:48 PM |
Castellan | $27.00 | 10/12/2012 10:38:37 AM |
loyalty-sherpa | $25.00 | 10/12/2012 10:04:41 AM |
boater01 | $100.00 | 10/12/2012 10:48:13 AM |
blue-basis-flower | $25.00 | 10/12/2012 10:50:18 AM |
compatible-power8 | $25.00 | 10/12/2012 10:14:33 AM |
commerce-renewal | $74.62 | 10/12/2012 12:56:30 PM |
AmericanCowboy | $54.34 | 10/12/2012 1:07:41 PM |
andycheb | $50.00 | 10/12/2012 10:25:48 AM |
a-unflappable-finance | $100.00 | 10/12/2012 10:27:03 AM |
rcm87 | $50.00 | 10/12/2012 10:29:57 AM |
BDL-Roth | $33.00 | 10/12/2012 10:30:11 AM |
Yanwoo | $25.00 | 10/12/2012 10:31:37 AM |
sanjubab | $25.00 | 10/12/2012 11:23:51 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:45 AM |
green28 | $50.00 | 10/12/2012 11:02:09 AM |
the-transaction-stronghold | $25.00 | 10/12/2012 11:05:22 AM |
burgeoning-silver | $25.00 | 10/12/2012 11:10:28 AM |
payment-associate5 | $100.00 | 10/12/2012 12:10:54 PM |
listing-reformation8 | $25.00 | 10/12/2012 11:23:33 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:37 PM |
bent300 | $50.00 | 10/12/2012 1:00:53 PM |
worth-blanket2 | $6,994.22 | 10/12/2012 1:24:21 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:38 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:31 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:34 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:51 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:34 PM |
calm-platinum957 | $35.00 | 10/10/2012 5:20:14 PM |
imogen22 | $50.00 | 10/10/2012 5:12:52 PM |
windguy | $50.00 | 10/10/2012 5:24:46 PM |
Arvicco | $400.00 | 10/10/2012 5:25:49 PM |
__A1B2 | $30.00 | 10/10/2012 5:14:10 PM |
spirit07a | $100.00 | 10/10/2012 5:50:50 PM |
CreditBuilder2 | $25.01 | 10/10/2012 5:44:10 PM |
Proactive-Financial-Lending | $25.00 | 10/10/2012 6:12:04 PM |
napmanger | $100.00 | 10/10/2012 6:22:24 PM |
entertaining-revenue4 | $50.00 | 10/10/2012 5:36:39 PM |
Detour11 | $25.00 | 10/10/2012 8:31:54 PM |
DoctorJoe | $25.00 | 10/10/2012 6:07:08 PM |
rutzebach | $300.00 | 10/10/2012 10:26:58 PM |
kind-exchange-association | $35.00 | 10/11/2012 1:22:33 AM |
Dubbs360 | $200.00 | 10/10/2012 6:43:06 PM |
payout-paladin3 | $250.00 | 10/11/2012 6:25:31 AM |
intuitive-benefit3 | $100.00 | 10/10/2012 6:19:56 PM |
SBT | $25.00 | 10/10/2012 6:22:48 PM |
back-scratchers | $55.00 | 10/10/2012 7:27:42 PM |
gravbox | $25.00 | 10/10/2012 6:33:03 PM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:49 PM |
invincible-agreement8 | $111.11 | 10/10/2012 8:40:52 PM |
purposeful-durability8 | $100.00 | 10/11/2012 9:14:23 AM |
leverage-galleon | $30.00 | 10/10/2012 9:32:53 PM |
FortuneFundII | $100.00 | 10/11/2012 9:18:19 AM |
vines99 | $25.00 | 10/11/2012 1:17:15 AM |
08bob | $25.00 | 10/11/2012 4:13:12 AM |
Interloper | $50.00 | 10/11/2012 8:04:02 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:26 AM |
justreturns | $25.00 | 10/11/2012 9:40:20 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:08 PM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:15 PM |
camaraderi-atmosphere | $25.00 | 10/11/2012 11:08:38 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:07 PM |
cardminger | $25.00 | 10/11/2012 5:35:26 PM |
producer455 | $27.23 | 10/11/2012 3:43:42 PM |
Peacepower | $40.00 | 10/11/2012 3:05:29 PM |
fantastic-penny9 | $50.00 | 10/11/2012 7:41:09 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:04 PM |
Anonymous_Guy | $25.00 | 10/11/2012 9:39:44 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:50 PM |
keen-credit6 | $27.00 | 10/11/2012 6:30:29 PM |
reward-giant1 | $48.00 | 10/12/2012 8:42:30 AM |
ISHLEP67 | $50.00 | 10/11/2012 6:57:39 PM |
dime-explosion | $25.00 | 10/12/2012 9:04:00 AM |
onecooldrink | $25.00 | 10/11/2012 10:23:50 PM |
steiglends | $41.00 | 10/12/2012 9:10:25 AM |
Better-Returns | $27.15 | 10/12/2012 5:33:39 AM |
TennSquire | $25.00 | 10/12/2012 9:23:23 AM |
hard-working-rate3 | $25.00 | 10/12/2012 9:28:30 AM |
gallant-economy9 | $50.00 | 10/12/2012 9:30:33 AM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:22 AM |
life-is-great | $25.00 | 10/12/2012 9:41:33 AM |
A007 | $50.00 | 10/12/2012 9:42:05 AM |
ijspence | $25.00 | 10/12/2012 9:03:14 AM |
Lev8 | $25.00 | 10/12/2012 8:01:17 AM |
hopethisworks | $25.00 | 10/12/2012 9:05:27 AM |
minista | $25.00 | 10/12/2012 9:47:28 AM |
jrbill1998 | $50.00 | 10/12/2012 9:00:44 AM |
Herluftrolle | $25.00 | 10/12/2012 10:04:00 AM |
maldok1 | $25.00 | 10/12/2012 9:14:35 AM |
spawn5150 | $25.00 | 10/12/2012 9:01:44 AM |
exact-loan5 | $50.00 | 10/12/2012 9:02:01 AM |
Gr8Deal | $50.00 | 10/12/2012 9:05:30 AM |
Tai | $25.00 | 10/12/2012 9:34:00 AM |
adventurer447 | $300.00 | 10/12/2012 9:35:23 AM |
awwaww | $25.00 | 10/12/2012 9:36:34 AM |
Tradesmanlender | $25.00 | 10/12/2012 9:37:16 AM |
successful-generosity | $25.00 | 10/12/2012 9:39:46 AM |
Enjoying_Life | $25.00 | 10/12/2012 10:28:28 AM |
hrubinst | $35.00 | 10/12/2012 9:09:42 AM |
benevolent-moola291 | $50.00 | 10/12/2012 9:10:19 AM |
duty-admiral | $50.00 | 10/12/2012 10:31:08 AM |
bonus-tent | $25.00 | 10/12/2012 9:13:27 AM |
compassionate-community4 | $25.00 | 10/12/2012 10:38:03 AM |
Jalebi | $50.00 | 10/12/2012 9:43:52 AM |
krisran | $29.00 | 10/12/2012 9:21:00 AM |
JKEnterprises | $25.00 | 10/12/2012 10:44:27 AM |
TomDalonajay | $25.00 | 10/12/2012 9:24:05 AM |
pbo922 | $25.00 | 10/12/2012 10:45:25 AM |
E_G | $50.00 | 10/12/2012 10:51:18 AM |
larslfe | $25.00 | 10/12/2012 10:53:21 AM |
order-fortress6 | $25.00 | 10/12/2012 9:52:22 AM |
jsw7us | $50.00 | 10/12/2012 11:06:25 AM |
skiberdad | $50.00 | 10/12/2012 9:58:21 AM |
lakshmilila | $25.00 | 10/12/2012 9:59:48 AM |
Aimvest | $25.00 | 10/12/2012 9:45:20 AM |
Wilcat77 | $25.00 | 10/12/2012 10:20:20 AM |
enthralling-investment | $25.00 | 10/12/2012 10:22:10 AM |
sjlender | $78.00 | 10/12/2012 10:27:15 AM |
depate | $25.00 | 10/12/2012 10:39:31 AM |
dynamic-rupee | $25.00 | 10/12/2012 10:46:18 AM |
pious-currency875 | $36.00 | 10/12/2012 10:46:59 AM |
unforgettable-wealth4 | $50.00 | 10/12/2012 10:47:20 AM |
6moonbeams | $50.00 | 10/12/2012 10:13:00 AM |
green-loot-oasis | $25.00 | 10/12/2012 12:49:07 PM |
Shelby2082 | $25.00 | 10/12/2012 10:15:49 AM |
UstedEsElHombre | $94.00 | 10/12/2012 10:16:41 AM |
building-america | $25.00 | 10/12/2012 10:52:39 AM |
commerce-web5 | $25.00 | 10/12/2012 10:20:53 AM |
physicsjoe | $25.00 | 10/12/2012 10:25:52 AM |
wtrboy | $25.00 | 10/12/2012 10:33:59 AM |
proper-exchange8 | $69.00 | 10/12/2012 11:22:04 AM |
simeonthewhale | $25.00 | 10/12/2012 11:24:11 AM |
dospapalotes | $25.00 | 10/12/2012 10:43:45 AM |
sympathetic-funds818 | $25.00 | 10/12/2012 11:30:11 AM |
priceless-note7 | $100.00 | 10/12/2012 10:46:16 AM |
deal-contributor8 | $25.00 | 10/12/2012 10:49:48 AM |
Cheburashka | $25.00 | 10/12/2012 10:53:50 AM |
jtrue71 | $25.00 | 10/12/2012 11:12:02 AM |
dignified-finance | $25.00 | 10/12/2012 11:15:03 AM |
currency-fan9 | $50.00 | 10/12/2012 12:13:59 PM |
worth-blanket2 | $25.00 | 10/12/2012 11:21:15 AM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:06 PM |
emphatic-responsibility | $50.00 | 10/12/2012 12:19:37 PM |
246 Investments
|
Borrower Payment Dependent Notes Series
627202
This series of Notes was issued and sold upon the funding of the borrower loan #76107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $231.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,386 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-social-chihuahua |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Mold Remediation
Purpose of loan:
This loan will be used to...
Pay for mold remediation services in my home as well as reduce some of my debt.
My financial situation:
I am a good candidate for this loan because...
I ensure that all of my bills are paid on time. I am very budget conscious and have long term plans on how I will pay/reduce my debt. If it weren't for the mold issues that I have in my home I would not take out this loan. My health is at risk and I need to rectify the situation immediately.
Monthly net income: $3310
Monthly expenses: $2900
Housing: $930
Insurance: $80 (car)
Car expenses: $235
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $400
Credit cards and other loans: $400
Other expenses: $450(student loans)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $25.01 | 10/10/2012 5:51:01 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:06 AM |
community-burrito9 | $45.00 | 10/10/2012 5:02:59 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:17:56 PM |
calmfunds | $440.83 | 10/10/2012 5:10:31 PM |
cr8on | $75.00 | 10/10/2012 5:12:38 PM |
Dubbs360 | $200.00 | 10/10/2012 5:14:25 PM |
zipemdown | $25.00 | 10/10/2012 5:38:55 PM |
LeReve | $500.00 | 10/10/2012 5:27:09 PM |
ferocious-kindness8 | $30.00 | 10/10/2012 5:33:17 PM |
money-bauble | $100.00 | 10/10/2012 5:33:41 PM |
open-minded-p2p1 | $25.00 | 10/10/2012 5:21:56 PM |
ethical-truth211 | $500.00 | 10/10/2012 5:24:20 PM |
84928429 | $50.00 | 10/10/2012 6:13:08 PM |
bewitching-dollar5 | $100.00 | 10/10/2012 5:28:11 PM |
etraboulay | $50.00 | 10/10/2012 5:58:07 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:48:30 PM |
jetavana | $25.00 | 10/10/2012 6:49:16 PM |
asset-professor | $25.00 | 10/10/2012 6:11:34 PM |
graceful-investment | $106.00 | 10/10/2012 7:45:53 PM |
Bob450 | $25.00 | 10/10/2012 9:27:06 PM |
tolerant-dime2 | $41.00 | 10/10/2012 6:29:08 PM |
scholarly-order6 | $40.00 | 10/11/2012 4:33:35 AM |
pure-pound7 | $75.00 | 10/11/2012 5:51:40 AM |
liberty-tostada7 | $25.00 | 10/10/2012 7:30:30 PM |
Silver_Rupee | $25.01 | 10/10/2012 6:48:09 PM |
Detour11 | $25.00 | 10/10/2012 8:31:00 PM |
buffalobills | $25.00 | 10/11/2012 7:41:28 AM |
glroark | $200.00 | 10/11/2012 8:25:30 AM |
friendinmoney | $25.00 | 10/11/2012 6:40:46 AM |
InChicago | $40.04 | 10/10/2012 5:00:46 PM |
gentle-generosity822 | $25.00 | 10/10/2012 5:01:53 PM |
ethical-truth211 | $500.00 | 10/10/2012 5:24:40 PM |
jedi053 | $100.00 | 10/10/2012 5:26:46 PM |
spark548 | $100.00 | 10/10/2012 5:06:27 PM |
trade-goblin9 | $50.00 | 10/10/2012 5:30:31 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:51 PM |
the-silver-blaster | $50.00 | 10/10/2012 6:09:03 PM |
haplender | $50.00 | 10/10/2012 6:12:53 PM |
GoldLetters | $105.00 | 10/10/2012 5:42:53 PM |
RedmondMan | $25.00 | 10/10/2012 6:03:41 PM |
lovely-currency3 | $50.00 | 10/10/2012 5:43:39 PM |
ethical-truth211 | $200.00 | 10/10/2012 5:44:16 PM |
receptive-affluence035 | $25.00 | 10/10/2012 6:04:51 PM |
52digital | $75.00 | 10/10/2012 6:07:40 PM |
julijask | $25.00 | 10/10/2012 7:14:28 PM |
five-star-justice | $25.00 | 10/10/2012 5:53:56 PM |
platinum-boss2 | $25.00 | 10/10/2012 6:46:23 PM |
networks4ever | $25.00 | 10/10/2012 6:49:20 PM |
money-baron | $100.00 | 10/10/2012 6:49:38 PM |
capital-investor8 | $25.00 | 10/10/2012 6:19:01 PM |
integrity-web | $25.00 | 10/10/2012 6:23:58 PM |
enriched-return057 | $50.00 | 10/11/2012 8:13:50 AM |
frogperson | $100.00 | 10/10/2012 8:52:44 PM |
froggieboy | $200.00 | 10/10/2012 9:04:48 PM |
Peleadona | $25.00 | 10/10/2012 7:17:09 PM |
pierrelasvegas | $25.00 | 10/10/2012 7:23:59 PM |
income-triangulation1 | $25.00 | 10/11/2012 1:57:53 AM |
one-midas | $35.00 | 10/10/2012 9:43:30 PM |
bob450-roth | $25.00 | 10/11/2012 7:58:07 AM |
marketplace-singularity3 | $25.00 | 10/11/2012 6:50:47 AM |
authentic-finance194 | $30.00 | 10/11/2012 8:13:32 AM |
first-integrity-gravity | $50.00 | 10/11/2012 9:36:47 AM |
enchanted-note | $25.00 | 10/11/2012 9:57:31 AM |
leverage-monger | $33.00 | 10/11/2012 10:02:59 AM |
MI2 | $2,179.11 | 10/11/2012 10:35:15 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
627374
This series of Notes was issued and sold upon the funding of the borrower loan #76095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $209.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,979 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-suave-transparency |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $150
Housing: $ 1150
Insurance: $100
Car expenses: $150
Utilities: $80
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $7000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFundII | $200.00 | 10/12/2012 5:07:15 PM |
historic-value7 | $200.00 | 10/12/2012 5:08:21 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:53 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:28 PM |
urbane-income7 | $25.00 | 10/12/2012 5:21:11 PM |
Dubbs360 | $125.00 | 10/12/2012 5:22:50 PM |
worth-blanket2 | $7,200.00 | 10/12/2012 5:06:26 PM |
FortuneFund | $200.00 | 10/12/2012 5:06:53 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
629122
This series of Notes was issued and sold upon the funding of the borrower loan #76462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $86.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,240 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| relentless-return143 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt and allow for one monthly payment.
My financial situation:
I am a good candidate for this loan because I am employed by a strong, commercial real estate development firm in the Washington DC Metropolitan area. I have received two promotions and have the potential for continued upward mobility within the firm. I also tutor local high school students in Latin (my specialty and passion), and teach ice hockey lessons in the morning before work - adding two additional forms of income. I am also a homeowner. I am financially stable and will make my payments timely and consistently. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 10/11/2012 6:10:12 PM |
green-trade-dolphin2 | $29.02 | 10/11/2012 5:03:17 PM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:50 PM |
neighborly-hope6 | $100.00 | 10/11/2012 5:13:52 PM |
boylezz | $25.00 | 10/11/2012 6:31:55 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:17 PM |
patriot897 | $25.00 | 10/11/2012 5:32:14 PM |
obedient-payout0 | $25.00 | 10/11/2012 5:57:39 PM |
Perdita_II | $25.00 | 10/11/2012 5:38:45 PM |
shrewd-deal | $50.00 | 10/11/2012 9:37:37 PM |
jedi053 | $100.00 | 10/11/2012 6:00:56 PM |
Arvicco | $400.00 | 10/11/2012 6:28:38 PM |
napmanger | $100.00 | 10/11/2012 8:41:44 PM |
heerzaquestion | $29.00 | 10/12/2012 4:38:11 AM |
jubilant-capital1 | $25.00 | 10/12/2012 6:46:15 AM |
Firescreek | $35.00 | 10/12/2012 5:44:36 AM |
Plow_n_Sow | $50.00 | 10/12/2012 6:04:40 AM |
decisive-income7 | $1,132.15 | 10/12/2012 7:29:34 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:30 PM |
cordial-loan036 | $50.00 | 10/11/2012 5:16:44 PM |
_NaLNaBB | $200.00 | 10/11/2012 5:27:16 PM |
cardminger | $25.00 | 10/11/2012 5:35:28 PM |
FortuneFund | $50.00 | 10/11/2012 5:05:40 PM |
Rivervale_Westwood | $25.00 | 10/11/2012 5:08:45 PM |
Bank_Of_XL | $25.00 | 10/11/2012 5:24:17 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:30 PM |
the-capital-shooter | $34.20 | 10/11/2012 6:22:54 PM |
community-burrito9 | $55.00 | 10/11/2012 5:30:06 PM |
ready-interest9 | $25.00 | 10/11/2012 6:33:19 PM |
tender-wealth0 | $25.00 | 10/11/2012 8:09:31 PM |
WaitForIt | $25.00 | 10/11/2012 5:50:05 PM |
marketplace-singularity3 | $125.00 | 10/11/2012 8:57:35 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:21 PM |
cerebral-dollar773 | $25.00 | 10/12/2012 5:58:02 AM |
octoberfresh | $25.00 | 10/11/2012 6:14:56 PM |
blot44 | $25.00 | 10/12/2012 6:00:30 AM |
imogen22 | $50.00 | 10/11/2012 6:20:38 PM |
cwegert | $25.00 | 10/11/2012 6:29:12 PM |
HikeMoab | $50.00 | 10/11/2012 8:05:05 PM |
bellaquito | $500.00 | 10/11/2012 6:58:15 PM |
newest-attractive-funds | $45.63 | 10/11/2012 9:52:51 PM |
teamtiny | $25.00 | 10/12/2012 6:08:52 AM |
market-maximizer472 | $25.00 | 10/12/2012 7:09:08 AM |
CFOGO | $25.00 | 10/12/2012 7:19:48 AM |
Brisket_Bob | $40.00 | 10/12/2012 6:09:11 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
632344
This series of Notes was issued and sold upon the funding of the borrower loan #76513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 12.22% |
Monthly payment:
| $531.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 7.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 840-859 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,555 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courageous-credit911 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to help our family pay off a home loan that was financed by the seller that we purchased the property from. It will also be used to pay for a new water heater that our HOA is requiring, as well as pay off the remaining balance on a credit card.
My financial situation:
I am a good candidate for this loan because I have a steady income of 4,200 a month, and a great credit score. I've never missed a mortgage/HOA or car payment. My wife and I live simply and keep a careful monthly budget, only using cash for personal expenses. If possible, we will plan on having the monthly repayment drawn directly out of our bank account.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 10/9/2012 6:36:01 PM |
Empower-personal-responsibility | $25.00 | 10/17/2012 7:54:51 AM |
jedi053 | $100.00 | 10/9/2012 5:02:10 PM |
imogen22 | $50.00 | 10/9/2012 5:17:48 PM |
Bank_Of_XL | $25.00 | 10/9/2012 5:07:56 PM |
neighborly-hope6 | $100.00 | 10/9/2012 5:09:28 PM |
bazaar-tulip | $25.00 | 10/9/2012 5:27:30 PM |
income-encore1 | $50.00 | 10/9/2012 5:19:43 PM |
repayment-pagoda8 | $100.00 | 10/9/2012 5:15:20 PM |
brainy-credit1 | $40.00 | 10/9/2012 5:37:16 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:03 PM |
community-burrito9 | $25.00 | 10/9/2012 5:55:55 PM |
payout-paladin3 | $500.00 | 10/9/2012 6:30:15 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:23 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:35 PM |
bellaquito | $500.00 | 10/9/2012 7:02:39 PM |
ready-interest9 | $25.00 | 10/9/2012 6:26:12 PM |
Emgolda | $25.00 | 10/9/2012 5:55:11 PM |
ingenious-point1 | $25.00 | 10/9/2012 6:17:57 PM |
overflowinglife | $150.00 | 10/9/2012 7:27:38 PM |
HikeMoab | $50.00 | 10/9/2012 6:36:04 PM |
napmanger | $100.00 | 10/10/2012 8:00:36 AM |
marketplace-singularity3 | $75.00 | 10/10/2012 6:48:37 AM |
tenacious-payout | $25.00 | 10/10/2012 6:49:29 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:03 PM |
ATOHokie | $100.00 | 10/11/2012 5:23:12 PM |
Jalebi | $50.00 | 10/12/2012 9:43:36 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:14 AM |
Supernick | $500.00 | 10/12/2012 11:55:03 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:16 PM |
mdv | $25.00 | 10/13/2012 11:04:14 AM |
payment-halo | $25.00 | 10/14/2012 7:12:05 PM |
kleinbrak | $25.00 | 10/14/2012 7:02:26 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:53:01 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:30 AM |
I_Like_to_Invest | $25.00 | 10/15/2012 5:41:11 AM |
slimof37 | $25.00 | 10/15/2012 9:51:30 AM |
oracle3 | $50.00 | 10/15/2012 1:44:19 PM |
Fonthill | $500.00 | 10/15/2012 11:06:44 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:41:58 PM |
pdub | $750.00 | 10/15/2012 5:03:44 PM |
Darts | $50.00 | 10/15/2012 11:01:44 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:36 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:08 AM |
gain-neutrino9 | $25.00 | 10/16/2012 4:25:23 PM |
Vegasjim | $25.00 | 10/16/2012 11:55:52 AM |
bid-papyrus | $25.00 | 10/16/2012 5:06:47 PM |
nuclearmoose | $50.00 | 10/16/2012 5:08:26 PM |
pious-currency875 | $100.00 | 10/16/2012 5:10:39 PM |
narblark | $50.00 | 10/16/2012 5:11:39 PM |
don8ter | $50.00 | 10/16/2012 5:01:07 PM |
minista | $25.00 | 10/16/2012 5:03:49 PM |
puyanera | $25.00 | 10/16/2012 5:00:40 PM |
cebgop | $25.00 | 10/16/2012 5:14:06 PM |
meux99 | $25.00 | 10/16/2012 5:05:10 PM |
knowledgeable-currency6 | $25.00 | 10/16/2012 5:05:26 PM |
Heatguy | $50.00 | 10/16/2012 5:03:18 PM |
mg6619 | $25.00 | 10/16/2012 5:05:46 PM |
postalwhiz | $25.00 | 10/16/2012 5:08:37 PM |
Jaguar-Nation | $25.00 | 10/16/2012 5:17:40 PM |
anti-wall-st | $50.00 | 10/16/2012 5:09:40 PM |
syrepsorp | $50.00 | 10/16/2012 5:07:11 PM |
CornerKetch | $25.03 | 10/16/2012 5:07:16 PM |
rentalguy | $50.00 | 10/16/2012 5:19:48 PM |
NorthwestLoan1 | $90.00 | 10/16/2012 5:11:14 PM |
InvestinginU | $25.00 | 10/16/2012 5:11:29 PM |
Searlzy | $25.00 | 10/16/2012 5:21:02 PM |
exponential-economy999 | $25.00 | 10/16/2012 5:09:38 PM |
mindful-generosity1 | $50.00 | 10/16/2012 5:23:07 PM |
sentimental-commerce4 | $250.00 | 10/16/2012 5:13:53 PM |
Sykes66 | $25.00 | 10/16/2012 5:14:40 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:03 PM |
Castellan | $50.00 | 10/16/2012 5:26:10 PM |
socrates520 | $50.00 | 10/16/2012 5:15:22 PM |
success1001 | $100.00 | 10/16/2012 5:27:54 PM |
ITS-A-WONDERFUL-LIFE | $25.00 | 10/16/2012 5:15:54 PM |
Viamin | $25.00 | 10/16/2012 5:14:04 PM |
Investoman | $25.00 | 10/16/2012 5:14:43 PM |
loot-heart | $25.00 | 10/16/2012 5:31:38 PM |
first-favorite-bonus9 | $25.00 | 10/16/2012 5:18:35 PM |
vivacious-truth3 | $25.00 | 10/16/2012 5:39:44 PM |
windguy | $50.00 | 10/16/2012 5:23:03 PM |
jfd287 | $25.00 | 10/16/2012 5:20:01 PM |
transparency-halo | $25.00 | 10/16/2012 5:24:11 PM |
building-america | $25.00 | 10/16/2012 5:25:05 PM |
kevin314 | $25.00 | 10/16/2012 5:28:09 PM |
unforgettable-wealth4 | $50.00 | 10/16/2012 5:49:26 PM |
green-moola-sniffer | $25.00 | 10/16/2012 5:30:10 PM |
Lanja777 | $25.00 | 10/16/2012 5:23:17 PM |
invincible-deal82 | $25.00 | 10/16/2012 5:52:02 PM |
Win-Win_situation | $50.00 | 10/16/2012 5:32:08 PM |
Kunakiku | $25.00 | 10/16/2012 5:24:29 PM |
progressive-asset | $100.00 | 10/16/2012 5:32:23 PM |
downtownfarm | $25.00 | 10/16/2012 5:53:39 PM |
worthy-dinero8 | $25.00 | 10/16/2012 5:54:57 PM |
hitsman | $50.00 | 10/16/2012 5:57:00 PM |
coin-tweet | $25.00 | 10/16/2012 5:37:30 PM |
1phantom | $25.00 | 10/16/2012 6:02:05 PM |
aesop56 | $25.00 | 10/16/2012 6:03:16 PM |
__A1B2 | $31.00 | 10/16/2012 5:33:56 PM |
Great-Mom | $25.00 | 10/16/2012 6:13:42 PM |
tenacious-affluence | $25.00 | 10/16/2012 5:35:07 PM |
new-nourishing-trade | $25.00 | 10/16/2012 5:47:31 PM |
payout-crescendo9 | $500.00 | 10/16/2012 5:52:12 PM |
Long-term2040 | $25.00 | 10/16/2012 6:57:27 PM |
return-aurora853 | $500.00 | 10/16/2012 5:43:33 PM |
spirit07a | $100.00 | 10/16/2012 5:44:30 PM |
pinnacleatl | $25.00 | 10/16/2012 5:55:44 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:43 PM |
spartacusiam | $25.00 | 10/16/2012 5:46:08 PM |
puifais | $50.00 | 10/16/2012 5:59:18 PM |
Dave0 | $25.00 | 10/16/2012 6:00:06 PM |
well-mannered-power8 | $25.00 | 10/16/2012 5:47:56 PM |
sympathetic-funds818 | $25.00 | 10/16/2012 5:50:39 PM |
kind-genuine-dough | $25.00 | 10/16/2012 5:50:51 PM |
mar97 | $25.00 | 10/16/2012 6:04:27 PM |
KB4UF | $25.00 | 10/16/2012 5:51:25 PM |
graduatey2k | $25.00 | 10/16/2012 5:55:26 PM |
orindalender | $50.00 | 10/16/2012 5:58:07 PM |
Magellan626 | $25.00 | 10/16/2012 9:27:01 PM |
payout-thinker7 | $25.00 | 10/17/2012 8:05:30 AM |
pbeach05 | $25.00 | 10/16/2012 7:47:37 PM |
Gordon_Gekko1 | $30.00 | 10/17/2012 8:48:32 AM |
stockpiler608 | $25.00 | 10/17/2012 4:39:24 AM |
owhite2000 | $25.00 | 10/17/2012 6:14:31 AM |
inspiring-marketplace | $25.00 | 10/16/2012 11:29:32 PM |
worth-rocket0 | $25.00 | 10/17/2012 6:56:28 AM |
reward-dynamo | $50.00 | 10/17/2012 7:25:29 AM |
dlenz | $25.00 | 10/17/2012 5:23:34 AM |
Sunshine2222 | $25.00 | 10/17/2012 9:45:49 AM |
vtpilot00 | $50.00 | 10/17/2012 7:36:40 AM |
Good-Yield | $31.00 | 10/17/2012 9:46:41 AM |
blue-laudable-dinero | $25.00 | 10/17/2012 8:08:02 AM |
promise2 | $50.00 | 10/17/2012 8:50:30 AM |
SourDoughSteve | $25.00 | 10/17/2012 7:35:07 AM |
El_Scubano | $25.00 | 10/17/2012 7:53:02 AM |
gold-disk | $25.00 | 10/17/2012 1:03:45 PM |
equitable-bid250 | $300.00 | 10/17/2012 1:54:53 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:12 PM |
random12345 | $100.00 | 10/17/2012 11:02:30 AM |
Beast_Mode_Money | $25.00 | 10/17/2012 12:20:32 PM |
GreenLender11 | $100.00 | 10/17/2012 4:17:48 PM |
dordee | $60.00 | 10/17/2012 11:52:29 AM |
bobcat7677 | $25.00 | 10/17/2012 1:07:05 PM |
lendersf | $50.00 | 10/17/2012 2:30:20 PM |
dadancincowz | $29.54 | 10/17/2012 3:04:24 PM |
burgeoning-greenback0 | $25.00 | 10/17/2012 4:49:18 PM |
McLaren231 | $25.00 | 10/17/2012 4:49:58 PM |
orange-brainy-return | $25.00 | 10/17/2012 5:40:01 PM |
Retired_Senior | $250.00 | 10/17/2012 5:04:17 PM |
Glowworm11 | $75.00 | 10/17/2012 7:00:51 PM |
Vans1975 | $65.38 | 10/17/2012 7:19:31 PM |
betterthanstock | $25.00 | 10/17/2012 7:25:37 PM |
Dharvesi | $50.00 | 10/17/2012 5:44:33 PM |
diversification-cycle4 | $25.00 | 10/17/2012 9:38:58 PM |
justice-awakening0 | $50.00 | 10/17/2012 11:01:21 PM |
mrstender | $25.00 | 10/17/2012 5:51:18 PM |
kind-bid-maverick | $50.00 | 10/17/2012 6:37:32 PM |
domi1234 | $25.00 | 10/17/2012 7:24:37 PM |
repayment-hawk5 | $25.00 | 10/18/2012 6:08:17 AM |
helicopterjeff | $32.00 | 10/18/2012 6:17:57 AM |
marketplace-nucleus7 | $75.00 | 10/18/2012 6:21:02 AM |
practical-expectations | $25.00 | 10/18/2012 6:39:17 AM |
bent300 | $25.00 | 10/18/2012 7:08:17 AM |
magical-payment0 | $50.00 | 10/17/2012 7:52:01 PM |
awe-inspiring-payment2 | $25.00 | 10/18/2012 7:35:00 AM |
lulasky63 | $50.00 | 10/17/2012 10:05:44 PM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:47:09 AM |
comicgeek | $25.00 | 10/18/2012 7:52:55 AM |
orange-influential-credit | $25.00 | 10/18/2012 4:29:56 AM |
reward-giant1 | $25.00 | 10/18/2012 7:09:50 AM |
HMF | $1,000.00 | 10/18/2012 6:22:10 AM |
Leshan | $50.00 | 10/18/2012 6:29:18 AM |
fortress767 | $45.00 | 10/18/2012 6:31:40 AM |
Theboof | $50.00 | 10/18/2012 9:16:24 AM |
artisian_coyote | $25.00 | 10/18/2012 7:12:42 AM |
Use_It_Wisely | $25.00 | 10/18/2012 8:29:19 AM |
BURNERA_1 | $150.00 | 10/18/2012 9:43:52 AM |
Snoopylover | $25.00 | 10/18/2012 8:00:51 AM |
compatible-deal9 | $50.00 | 10/18/2012 10:22:11 AM |
capital-heaven5 | $500.00 | 10/18/2012 11:14:49 AM |
liberty-optimization7 | $56.07 | 10/18/2012 12:18:21 PM |
respectful-return176 | $50.00 | 10/18/2012 2:17:23 PM |
beachbum22 | $25.00 | 10/18/2012 4:14:05 PM |
GOLDEN007 | $25.00 | 10/18/2012 11:21:20 AM |
NorthwestLoan1 | $345.00 | 10/18/2012 4:53:33 PM |
orange-liberty-oyster | $26.00 | 10/18/2012 5:31:12 PM |
jasperpants | $25.00 | 10/18/2012 5:40:08 PM |
benjamins-jujitsu9 | $25.00 | 10/18/2012 5:40:30 PM |
Sevron | $100.00 | 10/18/2012 5:41:50 PM |
kegs | $150.00 | 10/18/2012 2:25:28 PM |
krisran | $50.00 | 10/18/2012 1:25:47 PM |
credit-dandelion148 | $100.00 | 10/18/2012 2:11:56 PM |
SMARTDISK | $25.00 | 10/18/2012 5:40:36 PM |
Warwick | $50.00 | 10/18/2012 5:40:47 PM |
auction-pragmatist | $25.00 | 10/18/2012 3:02:59 PM |
pouch5 | $25.00 | 10/18/2012 5:36:55 PM |
ManyBlessings | $25.00 | 10/18/2012 5:38:57 PM |
p2p-rocker141 | $25.00 | 10/18/2012 5:41:25 PM |
responsibility-butterfly | $50.00 | 10/10/2012 7:52:50 AM |
nevee | $25.00 | 10/12/2012 6:51:47 PM |
benjaminsky | $25.00 | 10/16/2012 11:28:45 PM |
Brisket_Bob | $90.99 | 10/18/2012 6:32:16 AM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:53 PM |
ingenious-deal6 | $25.00 | 10/9/2012 5:14:01 PM |
green-trade-dolphin2 | $31.54 | 10/9/2012 5:02:54 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:23 PM |
Arvicco | $400.00 | 10/9/2012 5:29:47 PM |
best-bonafide-p2p | $50.00 | 10/9/2012 5:20:50 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:26:59 PM |
cardminger | $25.00 | 10/9/2012 5:29:09 PM |
Dollars4Rent | $50.00 | 10/9/2012 6:06:37 PM |
blot44 | $25.00 | 10/9/2012 7:31:29 PM |
jubilant-capital1 | $25.00 | 10/9/2012 7:42:30 PM |
decisive-income7 | $1,000.00 | 10/10/2012 7:08:22 AM |
cerebral-dollar773 | $25.00 | 10/10/2012 6:31:29 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:13 AM |
kenji4861 | $25.00 | 10/10/2012 9:40:43 AM |
giftgold | $25.00 | 10/10/2012 11:46:25 AM |
hopeful_lender | $200.00 | 10/11/2012 2:41:24 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:28 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:25 PM |
REG_Z | $25.00 | 10/11/2012 8:22:17 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:21 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:40 AM |
Plutis | $25.00 | 10/13/2012 3:43:55 PM |
power-defender7 | $40.00 | 10/13/2012 6:30:26 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:44 PM |
dynrep | $25.00 | 10/14/2012 7:12:18 PM |
CE88 | $75.00 | 10/15/2012 11:46:01 AM |
flo_rida | $100.00 | 10/15/2012 5:21:17 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:06 PM |
freddieja | $50.00 | 10/16/2012 6:45:33 AM |
PThor | $25.00 | 10/16/2012 7:13:07 AM |
marshallmanhattan | $25.01 | 10/16/2012 10:29:46 AM |
inspiring-kindness062 | $50.00 | 10/16/2012 3:00:41 PM |
BuckeyesBacker | $48.00 | 10/16/2012 4:19:03 PM |
BDL-Roth | $40.00 | 10/16/2012 5:02:35 PM |
magnificent-felicity4 | $25.00 | 10/16/2012 5:03:23 PM |
integrity-saver | $25.00 | 10/16/2012 5:04:08 PM |
enticing-note | $25.00 | 10/16/2012 5:04:15 PM |
ouiemyster06 | $50.00 | 10/16/2012 5:05:33 PM |
figs4u2 | $100.00 | 10/16/2012 5:06:07 PM |
tramb | $25.00 | 10/16/2012 2:51:30 PM |
RoyFauntleroy | $25.00 | 10/16/2012 2:54:28 PM |
payout-harmony4 | $50.00 | 10/16/2012 5:11:27 PM |
p2p-mogul | $50.00 | 10/16/2012 3:58:08 PM |
gokart83 | $25.00 | 10/16/2012 3:35:44 PM |
bowdish1 | $100.00 | 10/16/2012 5:02:13 PM |
exuberant-dime | $25.00 | 10/16/2012 5:13:03 PM |
delivery | $25.00 | 10/16/2012 5:02:52 PM |
lancetc | $25.00 | 10/16/2012 5:02:58 PM |
loyalty-hornet6 | $25.00 | 10/16/2012 5:03:10 PM |
Gnube | $25.00 | 10/16/2012 5:00:43 PM |
sjlender | $100.00 | 10/16/2012 5:06:53 PM |
credit-scout7 | $50.00 | 10/16/2012 5:05:01 PM |
Avala | $100.00 | 10/16/2012 5:17:13 PM |
aabadabadoo | $50.00 | 10/16/2012 5:08:28 PM |
joyful-worth486 | $25.00 | 10/16/2012 5:08:33 PM |
Snowflake6515 | $25.00 | 10/16/2012 5:08:49 PM |
asset-dna5 | $25.00 | 10/16/2012 5:06:13 PM |
brightest-return-widget | $25.00 | 10/16/2012 5:09:14 PM |
velocity-solo | $25.00 | 10/16/2012 5:10:05 PM |
13loans | $25.00 | 10/16/2012 5:10:45 PM |
Taxman44 | $25.00 | 10/16/2012 5:07:51 PM |
soarmore | $25.00 | 10/16/2012 5:12:03 PM |
skuba | $75.00 | 10/16/2012 5:21:10 PM |
investment-tempo | $25.00 | 10/16/2012 5:23:40 PM |
adventurer447 | $300.00 | 10/16/2012 5:14:08 PM |
Kame | $25.00 | 10/16/2012 5:25:12 PM |
wtrboy | $25.00 | 10/16/2012 5:13:01 PM |
AFairDeal | $25.00 | 10/16/2012 5:27:25 PM |
debhasnolife | $25.00 | 10/16/2012 5:29:48 PM |
spenrod | $25.00 | 10/16/2012 5:13:52 PM |
prudent-payment316 | $25.00 | 10/16/2012 5:14:19 PM |
Leading-Lender | $25.00 | 10/16/2012 5:30:42 PM |
Clambake | $25.00 | 10/16/2012 5:31:29 PM |
larsowe | $75.00 | 10/16/2012 5:34:35 PM |
serene-truth2 | $100.00 | 10/16/2012 5:19:30 PM |
GO4NY23 | $25.00 | 10/16/2012 5:16:23 PM |
Cai8899 | $25.00 | 10/16/2012 5:22:57 PM |
intuitive-camaraderi9 | $25.00 | 10/16/2012 5:23:05 PM |
deal-viking4 | $25.00 | 10/16/2012 5:43:57 PM |
asset-equilibrium0 | $25.00 | 10/16/2012 5:44:21 PM |
happyskippy0208 | $25.00 | 10/16/2012 5:23:58 PM |
enriching-trade2 | $50.00 | 10/16/2012 5:21:45 PM |
bluesky55 | $25.00 | 10/16/2012 5:28:27 PM |
deal-frontier | $25.00 | 10/16/2012 5:51:10 PM |
RufusGreyhound | $25.00 | 10/16/2012 5:32:03 PM |
a-unflappable-finance | $100.00 | 10/16/2012 5:24:22 PM |
iolaire | $25.00 | 10/16/2012 5:32:45 PM |
Cheburashka | $30.00 | 10/16/2012 5:53:25 PM |
blue-basis-flower | $25.00 | 10/16/2012 5:56:56 PM |
SkiNZ | $25.00 | 10/16/2012 5:26:35 PM |
lifegrowth | $25.00 | 10/16/2012 5:26:43 PM |
jenkris | $25.00 | 10/16/2012 5:36:22 PM |
harty | $50.00 | 10/16/2012 5:27:23 PM |
RedGranite | $40.00 | 10/16/2012 5:37:24 PM |
Tradesmanlender | $25.00 | 10/16/2012 5:29:04 PM |
aspen5 | $50.00 | 10/16/2012 6:01:54 PM |
jjb3 | $25.00 | 10/16/2012 5:39:05 PM |
GlowHost | $25.00 | 10/16/2012 5:44:38 PM |
note-proton0 | $25.00 | 10/16/2012 5:34:43 PM |
bonus-tent | $25.00 | 10/16/2012 5:35:46 PM |
return-beaker3 | $33.05 | 10/16/2012 5:37:12 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:03 PM |
pcwrangler | $25.00 | 10/16/2012 5:48:57 PM |
slowpig | $50.00 | 10/16/2012 5:51:22 PM |
liberty-point | $70.00 | 10/16/2012 6:51:04 PM |
Aimvest | $25.00 | 10/16/2012 5:55:39 PM |
american6 | $50.00 | 10/16/2012 5:56:06 PM |
larslfe | $25.00 | 10/16/2012 5:56:53 PM |
BxRealtor | $25.00 | 10/16/2012 5:57:46 PM |
astute-benjamins | $150.00 | 10/16/2012 5:58:31 PM |
Preteur | $25.00 | 10/16/2012 5:59:00 PM |
antlr | $25.00 | 10/16/2012 8:15:07 PM |
betaoption | $25.00 | 10/16/2012 5:52:34 PM |
sanfranciscomicro | $25.00 | 10/16/2012 5:55:56 PM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:42 PM |
williamgates | $25.00 | 10/16/2012 9:11:15 PM |
heerzaquestion | $65.00 | 10/17/2012 4:26:20 AM |
knowledgeable-silver8 | $25.00 | 10/16/2012 7:48:24 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:02 PM |
Longstreet47 | $30.15 | 10/16/2012 7:10:10 PM |
moola-gargantuan9 | $50.00 | 10/17/2012 7:18:46 AM |
DrNano | $50.00 | 10/16/2012 9:27:56 PM |
Voracious_Trees | $25.00 | 10/16/2012 7:58:28 PM |
best-commerce-leader | $40.32 | 10/17/2012 3:03:52 AM |
deal-thinker7 | $25.00 | 10/17/2012 3:32:42 AM |
BigBag | $25.00 | 10/16/2012 8:13:36 PM |
Digs | $25.00 | 10/17/2012 9:06:58 AM |
broosky2 | $100.00 | 10/17/2012 7:35:23 AM |
Jcardone33 | $43.90 | 10/17/2012 9:56:45 AM |
promise2 | $50.00 | 10/17/2012 8:50:46 AM |
UT-Longhorn | $25.00 | 10/17/2012 8:51:59 AM |
market-maximizer472 | $25.00 | 10/17/2012 7:29:28 AM |
redrose1518 | $50.00 | 10/17/2012 7:52:00 AM |
auctionator1 | $25.00 | 10/17/2012 9:13:01 AM |
fly4sugar | $200.00 | 10/17/2012 9:43:30 AM |
credit-dandelion148 | $200.00 | 10/17/2012 10:33:28 AM |
angrenost | $25.00 | 10/17/2012 1:56:39 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:27 PM |
superb-commerce9 | $83.00 | 10/17/2012 2:41:00 PM |
contract-snowdome493 | $25.00 | 10/17/2012 11:38:06 AM |
benjamins-nest | $89.78 | 10/17/2012 10:48:14 AM |
wilchik | $37.00 | 10/17/2012 11:27:11 AM |
Magician | $25.00 | 10/17/2012 1:01:50 PM |
Senechal | $25.00 | 10/17/2012 1:58:51 PM |
market-pudding | $25.00 | 10/17/2012 2:29:28 PM |
justinology | $25.00 | 10/17/2012 1:40:46 PM |
emphatic-responsibility | $50.00 | 10/17/2012 5:28:09 PM |
finance-coyote3 | $723.14 | 10/17/2012 7:04:22 PM |
brightest-fund-base | $25.00 | 10/17/2012 9:05:12 PM |
george6791 | $25.00 | 10/17/2012 6:28:56 PM |
mykkai | $25.00 | 10/17/2012 7:15:02 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:15:55 PM |
basis-taxi5 | $30.00 | 10/18/2012 5:52:45 AM |
unclehank | $25.00 | 10/18/2012 6:07:24 AM |
a-market-finder | $25.00 | 10/17/2012 8:16:35 PM |
newest-yield-wasp | $25.00 | 10/18/2012 12:38:45 AM |
abundant-exchange | $50.00 | 10/18/2012 7:19:13 AM |
economy-hercules9 | $50.00 | 10/18/2012 8:40:50 AM |
drgreer | $50.00 | 10/18/2012 6:31:00 AM |
Iowa65 | $32.98 | 10/18/2012 7:06:34 AM |
HMF | $271.70 | 10/18/2012 6:22:24 AM |
farlik | $25.00 | 10/18/2012 7:18:32 AM |
treasure-serrano729 | $34.81 | 10/18/2012 7:24:01 AM |
BusinessIntegrationGroup-BIG | $25.00 | 10/18/2012 8:07:18 AM |
citizenX | $50.00 | 10/18/2012 7:18:46 AM |
ARobertsone | $100.00 | 10/18/2012 8:10:54 AM |
reward-financier | $50.00 | 10/18/2012 10:28:18 AM |
Machbannai | $25.00 | 10/18/2012 10:49:30 AM |
focused-yield4 | $100.00 | 10/18/2012 9:22:22 AM |
nukespike | $25.00 | 10/18/2012 12:22:28 PM |
luckylinux | $100.32 | 10/18/2012 12:35:31 PM |
honor_natisx21 | $25.00 | 10/18/2012 10:44:31 AM |
happyjackbak | $50.00 | 10/18/2012 9:49:02 AM |
blue-trade-optimizer | $50.00 | 10/18/2012 10:36:24 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:49 PM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:21 AM |
miwoktribe | $50.00 | 10/18/2012 12:51:51 PM |
Sturgee | $25.00 | 10/18/2012 3:29:15 PM |
naniamo | $25.00 | 10/18/2012 5:40:22 PM |
thedoctor | $100.00 | 10/18/2012 5:40:45 PM |
principal-aggregator5 | $50.00 | 10/18/2012 2:35:42 PM |
yarg | $25.00 | 10/18/2012 5:40:53 PM |
UstedEsElHombre | $100.00 | 10/18/2012 5:41:13 PM |
deborahz | $25.00 | 10/18/2012 5:39:40 PM |
matalt5 | $25.00 | 10/18/2012 5:41:03 PM |
Tasteslikechicken | $50.00 | 10/18/2012 5:42:07 PM |
390 Investments
|
Borrower Payment Dependent Notes Series
634562
This series of Notes was issued and sold upon the funding of the borrower loan #76559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $126.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,799 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-umbrella7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my Capital One credit card which is currently at $3500 with an interest rate of 20.9%. Some things had come up with our housing situation and I had to put a lot on our credit card. I'm hoping to get a loan to pay off this balance with such a high interest rate.
My financial situation:
I am a good candidate for this loan because I am gainfully employed and will be able to make the monthly payments on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 10/16/2012 6:02:35 PM |
cello1 | $25.00 | 10/16/2012 5:01:25 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:25 PM |
repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:23 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:53 PM |
soarmore | $25.00 | 10/16/2012 5:12:35 PM |
affluence-widget7 | $50.00 | 10/16/2012 5:10:35 PM |
imogen22 | $50.00 | 10/16/2012 5:13:13 PM |
GoGators01 | $25.00 | 10/16/2012 5:28:41 PM |
windguy | $50.00 | 10/16/2012 5:22:54 PM |
shaps | $50.00 | 10/16/2012 5:20:08 PM |
neighborly-hope6 | $100.00 | 10/16/2012 5:20:20 PM |
PThor | $25.00 | 10/16/2012 5:25:47 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:20 PM |
engaging-worth | $25.00 | 10/16/2012 5:55:37 PM |
pirahna125 | $25.00 | 10/16/2012 5:26:16 PM |
oracle3 | $50.00 | 10/16/2012 5:37:47 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:52 PM |
lionheart722 | $100.00 | 10/16/2012 5:35:09 PM |
patriot897 | $25.00 | 10/16/2012 5:48:33 PM |
Eisande | $25.00 | 10/16/2012 8:24:25 PM |
Wildcat23 | $100.00 | 10/16/2012 9:45:25 PM |
Vegasjim | $25.00 | 10/16/2012 6:00:33 PM |
octoberfresh | $25.00 | 10/16/2012 6:03:52 PM |
CFOGO | $25.00 | 10/17/2012 5:00:12 AM |
spiff666 | $26.66 | 10/16/2012 6:28:06 PM |
Captain88 | $25.00 | 10/17/2012 8:42:02 AM |
peaceful-treasure1 | $25.00 | 10/17/2012 8:44:10 AM |
UT-Longhorn | $25.00 | 10/17/2012 8:52:03 AM |
gogrannygo | $28.00 | 10/17/2012 6:24:56 AM |
blue-useful-auction | $25.00 | 10/17/2012 6:37:27 AM |
kindness-lesson1 | $25.00 | 10/17/2012 9:23:27 AM |
BigBag | $25.00 | 10/17/2012 8:21:29 AM |
random12345 | $25.00 | 10/17/2012 11:01:52 AM |
transaction-puppy6 | $25.00 | 10/17/2012 10:54:22 AM |
RebuildingAmerica | $26.66 | 10/17/2012 2:09:20 PM |
singletrck | $25.00 | 10/17/2012 10:59:18 AM |
Leshan | $50.00 | 10/17/2012 4:12:40 PM |
power-bluebird2 | $25.00 | 10/17/2012 5:04:51 PM |
Eric_Gagne | $25.00 | 10/17/2012 12:46:37 PM |
lendersf | $50.00 | 10/17/2012 2:30:21 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:18:20 PM |
bat934 | $25.00 | 10/17/2012 2:52:57 PM |
dogbait | $50.19 | 10/17/2012 3:17:15 PM |
JRS | $25.00 | 10/17/2012 3:26:12 PM |
Cherrypicker | $50.00 | 10/17/2012 3:36:16 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:34 PM |
Plutis | $25.00 | 10/17/2012 5:10:39 PM |
Brisket_Bob | $43.58 | 10/17/2012 4:14:21 PM |
velocityasaurus-rex4 | $100.00 | 10/16/2012 5:11:56 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:18 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:18 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:46 PM |
thoughtful-peso78 | $25.00 | 10/16/2012 5:23:09 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:00 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:33 PM |
obduro_1 | $25.00 | 10/16/2012 5:20:47 PM |
larsowe | $75.00 | 10/16/2012 5:34:40 PM |
0_0 | $25.00 | 10/16/2012 6:46:57 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:58 PM |
cash-vault | $25.00 | 10/16/2012 6:24:25 PM |
obedient-payout0 | $25.00 | 10/16/2012 5:56:03 PM |
D911ave | $50.00 | 10/16/2012 5:56:23 PM |
mdv | $25.00 | 10/16/2012 5:58:43 PM |
prudent-deal662 | $25.00 | 10/16/2012 6:07:01 PM |
blot44 | $25.00 | 10/16/2012 6:08:05 PM |
oskizzle | $25.00 | 10/17/2012 5:54:35 AM |
cerebral-dollar773 | $25.00 | 10/17/2012 7:27:43 AM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:45 PM |
LendToCause | $25.00 | 10/16/2012 8:48:58 PM |
market-maximizer472 | $25.00 | 10/17/2012 7:34:06 AM |
Lender404 | $25.00 | 10/16/2012 8:42:53 PM |
houston2077 | $100.00 | 10/17/2012 9:11:35 AM |
TryingToHelpUsBoth | $25.00 | 10/17/2012 3:18:37 AM |
paladin510 | $25.00 | 10/17/2012 7:05:34 AM |
moola-gargantuan9 | $50.00 | 10/17/2012 7:23:06 AM |
radforj22 | $50.00 | 10/17/2012 10:56:01 AM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:24 PM |
terrific-return | $25.00 | 10/17/2012 3:32:43 PM |
NYCLAIMSGUY | $25.00 | 10/17/2012 11:04:49 AM |
BMerrick | $25.00 | 10/17/2012 11:41:32 AM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:37 PM |
LOANMAN614 | $50.00 | 10/17/2012 4:42:22 PM |
hopeful-truth5 | $100.00 | 10/17/2012 3:08:26 PM |
Iza13 | $25.00 | 10/17/2012 4:00:48 PM |
Arvicco | $365.03 | 10/17/2012 5:30:35 PM |
bold-enriching-capital | $34.88 | 10/17/2012 5:20:45 PM |
first-felicity-pursuit | $25.00 | 10/17/2012 5:25:51 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
637374
This series of Notes was issued and sold upon the funding of the borrower loan #76454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $280.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 29y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,216 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-camaraderi-raker |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay off property taxes
My financial situation:
I am a good candidate for this loan because...I have a solid job which I have been in for 29 years and I have always paid what I have owed.
Monthly net income: $2912
Monthly expenses: $1700
Housing: $0
Insurance: $
Car expenses: $
Utilities: $126
Phone, cable, internet: $225
Food, entertainment: $350
Clothing, household expenses: $
Credit cards and other loans: $1026
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-resplendent-commitment | $37.00 | 10/15/2012 9:12:58 AM |
decisive-income7 | $1,500.00 | 10/15/2012 9:14:42 AM |
vigorous-payment6 | $25.00 | 10/15/2012 9:38:29 AM |
best-bonafide-p2p | $50.00 | 10/15/2012 9:46:52 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:26 AM |
Jalebi | $50.00 | 10/15/2012 9:09:14 AM |
lionheart722 | $100.00 | 10/15/2012 9:12:00 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:04 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:51 AM |
resolute-justice413 | $200.00 | 10/15/2012 9:40:55 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:09 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:30 AM |
etraboulay | $50.00 | 10/15/2012 10:13:42 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:02 AM |
versatile-dime442 | $250.00 | 10/15/2012 9:47:12 AM |
sankyu | $50.00 | 10/15/2012 10:38:55 AM |
bright-idea11 | $25.00 | 10/15/2012 10:39:17 AM |
Odyssey77 | $25.00 | 10/15/2012 10:00:58 AM |
dukeiyer | $25.00 | 10/15/2012 11:12:09 AM |
kfrench | $75.00 | 10/15/2012 10:16:56 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:14 AM |
shaps | $25.00 | 10/15/2012 10:25:57 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:04 AM |
boylezz | $25.00 | 10/15/2012 10:16:07 AM |
FortuneFundII | $200.00 | 10/15/2012 10:32:07 AM |
openness-antioxidant | $75.00 | 10/15/2012 11:13:11 AM |
Higheagle | $43.00 | 10/15/2012 1:17:43 PM |
Endeavour | $150.00 | 10/15/2012 9:19:45 AM |
order-tamale | $400.00 | 10/15/2012 9:29:42 AM |
phenomenal-rate1 | $500.00 | 10/15/2012 9:31:22 AM |
commerce-viking1 | $50.00 | 10/15/2012 9:02:08 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:07 AM |
cash-mad-scientist3 | $25.00 | 10/15/2012 9:45:26 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:41 AM |
new-impeccable-coin | $35.00 | 10/15/2012 9:17:52 AM |
sentimental-commerce4 | $250.00 | 10/15/2012 9:40:43 AM |
cardminger | $25.00 | 10/15/2012 10:11:20 AM |
cr8on | $75.00 | 10/15/2012 9:51:08 AM |
charming-exchange7 | $25.00 | 10/15/2012 10:24:29 AM |
Arvicco | $160.00 | 10/15/2012 9:51:57 AM |
McMoney11 | $25.00 | 10/15/2012 10:41:05 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:43:49 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:21 AM |
LeReve | $500.00 | 10/15/2012 9:52:14 AM |
Vegasjim | $25.00 | 10/15/2012 10:04:21 AM |
ready-interest9 | $25.00 | 10/15/2012 10:13:30 AM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:58 PM |
botfolio | $300.00 | 10/15/2012 10:15:49 AM |
gravbox | $25.00 | 10/15/2012 10:34:27 AM |
misit | $25.00 | 10/15/2012 12:56:14 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
639068
This series of Notes was issued and sold upon the funding of the borrower loan #76032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-05-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $223.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,635 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| lean-community941 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to stop paying high interest.
Purpose of loan:
This loan will be used to pay everthing that I owe credit cards and most importantly doctor bills.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and I get paid every week so I haven't missed a payment. I just want to stop paying high interest.
Monthly net income: $ 800 after taxes
Monthly expenses: $ 300
Housing: $ 200
Insurance: $0
Car expenses: $ 0
Utilities: $0
Phone, cable, internet: $ 65
Food, entertainment: $ 20
Clothing, household expenses: $0
Credit cards and other loans: $ 300 a month paying bills
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vkorichkov | $25.00 | 10/5/2012 9:04:45 AM |
BostonCapital | $100.00 | 10/5/2012 9:11:45 AM |
tech310 | $50.00 | 10/5/2012 9:17:15 AM |
red-eloquent-rupee | $50.00 | 10/5/2012 9:03:05 AM |
duty-viola | $35.00 | 10/5/2012 9:08:38 AM |
octoberfresh | $25.00 | 10/5/2012 9:32:27 AM |
mikrolown | $25.00 | 10/5/2012 9:06:32 AM |
EBITDA | $25.00 | 10/5/2012 9:18:27 AM |
gold-sushi | $25.00 | 10/5/2012 9:24:56 AM |
peace-fixer8 | $25.00 | 10/5/2012 9:55:30 AM |
loyalty-dragster7 | $125.00 | 10/5/2012 9:28:36 AM |
wealth-competitor | $25.00 | 10/5/2012 9:35:53 AM |
hitsman | $50.00 | 10/5/2012 9:47:48 AM |
silver-explorer6 | $25.00 | 10/5/2012 10:12:15 AM |
thrifty-generosity222 | $50.00 | 10/5/2012 10:20:29 AM |
top-benefit-sequoia | $50.00 | 10/5/2012 10:20:37 AM |
Gladglide | $25.00 | 10/5/2012 10:01:25 AM |
first-pragmatic-power | $25.00 | 10/5/2012 10:09:18 AM |
zipemdown | $25.00 | 10/5/2012 10:32:09 AM |
reverent-finance79 | $37.00 | 10/5/2012 10:37:16 AM |
Emgolda | $25.00 | 10/5/2012 10:10:53 AM |
upbeat-investment9 | $25.00 | 10/5/2012 10:40:32 AM |
selector568 | $167.00 | 10/5/2012 10:47:10 AM |
jayk63 | $25.00 | 10/5/2012 10:51:53 AM |
wonderous-principal083 | $25.00 | 10/5/2012 10:24:28 AM |
wigglesworth4 | $392.00 | 10/5/2012 10:27:05 AM |
monster4 | $25.00 | 10/5/2012 10:35:27 AM |
Aberdeen | $100.00 | 10/5/2012 11:36:38 AM |
compoundinterest | $25.00 | 10/5/2012 11:00:11 AM |
gold-motivator2 | $30.00 | 10/5/2012 11:03:52 AM |
velocity-solo | $25.00 | 10/5/2012 11:07:29 AM |
pythia | $50.00 | 10/5/2012 11:28:01 AM |
revenue-serenity | $25.00 | 10/5/2012 11:32:30 AM |
bellaquito | $500.00 | 10/5/2012 11:39:07 AM |
resolute-justice413 | $200.00 | 10/5/2012 11:50:27 AM |
indomitable-economy8 | $25.00 | 10/5/2012 12:01:19 PM |
Investing-in-you-2 | $25.00 | 10/5/2012 1:09:25 PM |
TommyTucker | $100.00 | 10/5/2012 1:15:16 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:47 PM |
credible-benjamins724 | $24.00 | 10/5/2012 2:57:04 PM |
responsibility-butterfly | $50.00 | 10/5/2012 9:56:10 AM |
coin-trumpet | $40.00 | 10/5/2012 9:08:31 AM |
supreme-treasure8 | $100.00 | 10/5/2012 9:45:51 AM |
bazaar-tulip | $25.00 | 10/5/2012 9:27:40 AM |
entertaining-revenue4 | $50.00 | 10/5/2012 9:29:46 AM |
compatible-deal9 | $25.00 | 10/5/2012 9:54:46 AM |
azazle | $25.00 | 10/5/2012 9:27:56 AM |
proper-exchange8 | $50.00 | 10/5/2012 9:38:01 AM |
velocityasaurus-rex4 | $100.00 | 10/5/2012 9:34:39 AM |
payout-paradise5 | $25.00 | 10/5/2012 10:04:08 AM |
loan-fate | $50.00 | 10/5/2012 10:06:40 AM |
worth-game-changer8 | $25.00 | 10/5/2012 9:41:23 AM |
pierrelasvegas | $25.00 | 10/5/2012 10:09:09 AM |
sturdy-economy173 | $25.00 | 10/5/2012 9:48:35 AM |
peaceful-greenback719 | $25.00 | 10/5/2012 10:18:19 AM |
Kjw19044 | $50.00 | 10/5/2012 9:58:10 AM |
fantastic-wampum1 | $100.00 | 10/5/2012 10:04:26 AM |
CaptainBL | $25.00 | 10/5/2012 10:08:21 AM |
P2P_Investor | $1,000.00 | 10/5/2012 10:11:35 AM |
the-silver-blaster | $50.00 | 10/5/2012 10:18:05 AM |
missing-link | $25.00 | 10/5/2012 10:47:56 AM |
structure9 | $25.00 | 10/5/2012 10:21:32 AM |
cash-mad-scientist3 | $25.00 | 10/5/2012 10:31:04 AM |
Infowriter | $500.00 | 10/5/2012 10:33:24 AM |
iLend-weGrow | $50.00 | 10/5/2012 10:34:21 AM |
WalnutCreekguy | $50.00 | 10/5/2012 10:37:08 AM |
kulender | $100.00 | 10/5/2012 10:40:14 AM |
fair-pound5 | $50.00 | 10/5/2012 10:45:40 AM |
currency-persimmon | $25.00 | 10/5/2012 10:46:32 AM |
Schmoootie | $25.00 | 10/5/2012 10:49:32 AM |
john0720 | $25.00 | 10/5/2012 10:52:10 AM |
elegant-loot | $50.00 | 10/5/2012 11:04:25 AM |
a-restless-dollar | $50.00 | 10/5/2012 11:11:18 AM |
seabassx | $25.00 | 10/5/2012 11:13:01 AM |
LoanerPrincipal | $25.00 | 10/5/2012 11:37:52 AM |
shanedog | $50.00 | 10/5/2012 2:21:24 PM |
Grisimal | $75.00 | 10/5/2012 2:55:42 PM |
DrWill | $25.00 | 10/5/2012 12:58:14 PM |
papaloha | $25.00 | 10/5/2012 1:08:31 PM |
loyalty-performer2 | $25.00 | 10/5/2012 1:33:16 PM |
tigercat | $50.00 | 10/5/2012 1:35:02 PM |
Empower-personal-responsibility | $25.00 | 10/5/2012 1:47:12 PM |
bold-wampum-compadre | $100.00 | 10/5/2012 1:50:03 PM |
rewards | $25.00 | 10/5/2012 2:28:09 PM |
Finchy78 | $25.00 | 10/5/2012 2:28:25 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
640626
This series of Notes was issued and sold upon the funding of the borrower loan #76417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $113.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1975 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 29y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,274 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-value469 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 70% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 3
( 30% )
| 660-679
(Nov-2011)
|
Principal balance:
| $2,843.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
purchase my daughter a vehicle
My financial situation:
I am a good candidate for this loan because...I am easily able to meet my financial comittments
Monthly net income: $8500
Monthly expenses: $2000
Housing: $1400
Insurance: $75
Car expenses: $300
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
spry-hope4 | $200.00 | 10/16/2012 5:01:10 PM |
sweety075 | $25.00 | 10/16/2012 5:01:22 PM |
rescue | $100.00 | 10/16/2012 5:01:33 PM |
friedokra | $25.00 | 10/16/2012 5:02:37 PM |
magnificent-felicity4 | $25.00 | 10/16/2012 5:03:24 PM |
repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:24 PM |
supreme-exchange547 | $25.00 | 10/16/2012 5:02:17 PM |
loyalty-hornet6 | $25.00 | 10/16/2012 5:03:11 PM |
speedy-point | $25.00 | 10/16/2012 5:03:26 PM |
felicity-contributor3 | $75.00 | 10/16/2012 5:02:37 PM |
lm75 | $30.00 | 10/16/2012 5:03:04 PM |
transaction-hugger4 | $100.00 | 10/16/2012 5:03:29 PM |
worth-blanket2 | $4,050.00 | 10/16/2012 5:04:05 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
641852
This series of Notes was issued and sold upon the funding of the borrower loan #76478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,683 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-didgeridoo5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
This loan is for business expansion.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unbelievable-exchange | $300.00 | 10/8/2012 7:46:37 PM |
spark548 | $100.00 | 10/2/2012 5:08:32 PM |
money-baron | $100.00 | 10/2/2012 6:26:52 PM |
CreditBuilder2 | $25.02 | 10/2/2012 6:43:16 PM |
dynadave | $1,000.00 | 10/3/2012 7:03:45 AM |
let_me_retire | $60.00 | 10/3/2012 3:46:58 AM |
diplomatic-wealth7 | $25.00 | 10/3/2012 10:22:31 AM |
JGuide | $25.00 | 10/3/2012 10:58:20 AM |
Jasner | $25.00 | 10/3/2012 4:04:58 PM |
pierrelasvegas | $25.00 | 10/3/2012 5:04:27 PM |
irrelevant | $50.00 | 10/4/2012 5:05:11 AM |
asset-architect9 | $50.00 | 10/4/2012 5:44:13 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:58 PM |
platinum-confidant963 | $50.00 | 10/5/2012 11:14:12 AM |
drkosh | $50.00 | 10/6/2012 1:39:50 PM |
papaloha | $25.00 | 10/6/2012 11:28:01 PM |
Ocean713 | $80.00 | 10/7/2012 7:21:17 PM |
FinanciallySavvyMom | $25.00 | 10/8/2012 10:11:33 AM |
fervent-commerce | $108.00 | 10/8/2012 11:18:10 AM |
Lagadia | $26.09 | 10/8/2012 11:51:08 AM |
Leshan | $50.00 | 10/8/2012 4:37:07 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:18 PM |
lunaireMD | $50.00 | 10/8/2012 7:58:30 PM |
newstar2000 | $25.00 | 10/9/2012 12:02:22 AM |
responsibility-butterfly | $25.00 | 10/3/2012 9:50:12 AM |
bid-stockpiler1 | $50.00 | 10/2/2012 6:03:25 PM |
riveting-credit5 | $25.00 | 10/2/2012 5:56:09 PM |
vines99 | $25.00 | 10/3/2012 2:21:05 AM |
kurtb57 | $75.00 | 10/2/2012 8:57:37 PM |
Dubbs360 | $500.00 | 10/3/2012 6:04:37 PM |
whitegold24k | $25.00 | 10/3/2012 6:40:14 PM |
Digger85 | $100.00 | 10/5/2012 3:23:15 AM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:25 AM |
yield-hut | $25.00 | 10/5/2012 6:12:53 PM |
banker34 | $25.00 | 10/5/2012 11:24:53 PM |
the-lean-affluence1 | $25.00 | 10/6/2012 12:33:52 PM |
worthy-bid8 | $100.00 | 10/6/2012 1:17:19 PM |
ssqr | $25.00 | 10/7/2012 5:10:41 PM |
Kunakiku | $25.00 | 10/7/2012 10:09:19 PM |
pdub | $250.00 | 10/8/2012 4:07:56 PM |
first-unafraid-bill | $64.87 | 10/8/2012 8:41:56 PM |
kendigme | $30.20 | 10/9/2012 3:48:37 AM |
repayment-toro0 | $36.96 | 10/9/2012 4:54:33 AM |
red-gallant-dime | $218.86 | 10/9/2012 5:04:12 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
643702
This series of Notes was issued and sold upon the funding of the borrower loan #76179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 26% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
24 | Length of status: | 26y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $175,055 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-transaction-champ |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff high interest credit cards and reduce monthly installments.
My financial situation:
I am a good candidate for this loan because...good debt payment history and stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/29/2012 7:45:39 AM |
loyalty-hornet6 | $25.00 | 9/28/2012 5:06:32 PM |
excellent-funds649 | $50.00 | 9/28/2012 5:15:04 PM |
mar97 | $25.00 | 9/28/2012 5:57:49 PM |
pious-currency875 | $100.00 | 9/28/2012 6:07:48 PM |
Taxman44 | $25.00 | 9/28/2012 6:15:39 PM |
sanjubab | $50.00 | 9/28/2012 6:51:45 PM |
Oakland | $50.00 | 9/29/2012 7:10:16 AM |
fboba | $300.00 | 9/29/2012 1:27:50 PM |
sri59 | $100.00 | 9/30/2012 3:22:40 AM |
houli123 | $25.00 | 9/30/2012 6:42:55 AM |
Good-Yield | $25.00 | 9/30/2012 3:23:11 AM |
bonafide-economy | $50.00 | 9/30/2012 8:36:15 AM |
vines99 | $25.00 | 9/30/2012 9:59:28 AM |
bonus-seahorse | $200.00 | 9/30/2012 11:28:50 AM |
Castellan | $50.00 | 9/30/2012 12:22:37 PM |
giftgold | $25.00 | 9/30/2012 3:47:31 PM |
serene-truth2 | $100.00 | 9/30/2012 7:23:47 PM |
3_boyz | $50.00 | 9/30/2012 3:48:58 PM |
kinetic-currency7 | $25.00 | 9/30/2012 6:11:52 PM |
proper-exchange8 | $100.00 | 9/30/2012 11:40:56 PM |
turbo79 | $25.00 | 10/1/2012 12:31:52 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:05 AM |
flexible-rate1 | $25.00 | 10/2/2012 8:49:33 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:10 AM |
ingenious-point1 | $25.00 | 10/2/2012 10:26:38 AM |
pdub | $750.00 | 10/2/2012 10:23:34 AM |
Nil2008 | $100.00 | 10/2/2012 2:56:53 PM |
Darts | $50.00 | 10/2/2012 5:32:39 PM |
77dowplace | $40.00 | 10/3/2012 1:10:35 AM |
best-asset-jedi | $25.00 | 10/3/2012 8:54:22 AM |
credible-responsibility022 | $25.00 | 10/3/2012 1:29:54 PM |
KLCRAY | $25.00 | 10/4/2012 11:49:29 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:53 PM |
Emgolda | $25.00 | 10/5/2012 10:10:24 AM |
AmericanCredit | $100.00 | 10/5/2012 10:18:52 AM |
Ocean713 | $75.00 | 10/5/2012 11:43:41 AM |
friedokra | $25.00 | 10/5/2012 2:48:17 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:10 PM |
coin-tweet | $25.00 | 10/7/2012 12:51:56 AM |
jdrez | $50.00 | 10/7/2012 12:54:01 PM |
suprfanjan525 | $25.00 | 10/7/2012 7:06:27 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:47 AM |
cardminger | $25.00 | 10/8/2012 9:19:58 AM |
brightest-gain-investor | $1,000.00 | 10/8/2012 10:31:57 AM |
astute-benjamins | $150.00 | 10/8/2012 3:16:05 PM |
leverage-galleon | $30.00 | 10/8/2012 11:48:33 AM |
kegs | $150.00 | 10/8/2012 11:36:15 AM |
bobcat7677 | $25.00 | 10/8/2012 2:22:03 PM |
MI2 | $5,000.00 | 10/8/2012 2:30:06 PM |
ethical-truth211 | $200.00 | 10/8/2012 4:40:13 PM |
B1 | $35.00 | 10/8/2012 6:59:30 PM |
bankisopen | $200.00 | 10/8/2012 8:50:51 PM |
farmn | $25.00 | 10/8/2012 8:33:47 PM |
Goldberry | $55.00 | 10/8/2012 8:40:54 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:38 PM |
bahmoose | $25.00 | 10/8/2012 9:49:10 PM |
mlm_invests | $25.00 | 10/8/2012 9:27:42 PM |
medebe | $26.18 | 10/8/2012 8:46:50 PM |
reliable-platinum8 | $100.00 | 10/8/2012 11:24:40 PM |
pnqiad | $25.00 | 10/9/2012 4:34:28 AM |
techreseller | $50.00 | 10/9/2012 5:30:28 AM |
gold-web4 | $50.00 | 10/9/2012 8:56:00 AM |
congardner1 | $25.00 | 10/9/2012 7:23:43 AM |
p2ploan-popcorn | $35.00 | 10/9/2012 8:38:15 AM |
loyalty-czar | $111.43 | 10/9/2012 11:09:43 AM |
ansset | $37.93 | 10/9/2012 10:00:06 AM |
jedi053 | $100.00 | 10/9/2012 3:14:44 PM |
payout-quark | $100.00 | 10/9/2012 1:14:13 PM |
careful-compassion | $25.00 | 10/9/2012 1:34:33 PM |
rootcanaler | $50.00 | 10/9/2012 10:58:37 AM |
gpuck | $25.00 | 10/9/2012 4:57:43 PM |
wanderingpitcher | $68.10 | 10/9/2012 1:23:19 PM |
treasure-generator | $25.00 | 10/9/2012 5:56:28 PM |
gold-fox8 | $25.00 | 10/9/2012 11:13:04 PM |
ookamikun | $100.00 | 10/9/2012 11:25:14 PM |
themoneydoctor | $39.65 | 10/10/2012 10:21:32 AM |
prominence8 | $25.00 | 10/10/2012 10:25:37 AM |
Jcardone33 | $25.00 | 10/10/2012 12:38:22 PM |
nuclearmoose | $50.00 | 10/10/2012 11:07:12 AM |
Jcardone33 | $12.01 | 10/10/2012 12:39:02 PM |
green-trade-dolphin2 | $27.02 | 9/28/2012 5:03:16 PM |
imogen22 | $50.00 | 9/28/2012 5:10:49 PM |
bazaar-tulip | $25.00 | 9/28/2012 6:08:25 PM |
Dubbs360 | $500.00 | 9/28/2012 5:43:23 PM |
ready-interest9 | $25.00 | 9/28/2012 7:01:26 PM |
bonafide-yield351 | $25.00 | 9/29/2012 4:01:04 AM |
Cai8899 | $25.00 | 9/29/2012 12:08:18 PM |
compatible-deal9 | $50.00 | 9/29/2012 10:01:08 AM |
affluence-kingdom9 | $100.00 | 9/29/2012 10:07:04 AM |
Bank_Of_XL | $25.00 | 9/29/2012 10:27:45 AM |
community-burrito9 | $25.00 | 9/29/2012 12:36:59 PM |
Dave0 | $25.00 | 9/29/2012 12:48:58 PM |
mindful-generosity1 | $50.00 | 9/29/2012 12:49:28 PM |
kenji4861 | $25.00 | 9/29/2012 1:57:17 PM |
aspen5 | $50.00 | 9/29/2012 8:50:35 PM |
john0720 | $25.00 | 9/29/2012 2:55:52 PM |
california111 | $100.00 | 9/30/2012 4:02:23 PM |
cerebral-dollar773 | $25.00 | 10/1/2012 6:16:33 AM |
bluefootedpig | $46.89 | 10/1/2012 8:57:22 AM |
reward-giant1 | $48.00 | 10/1/2012 11:30:34 AM |
Obiwan_Kanobi | $25.00 | 10/1/2012 10:13:43 AM |
tolerant-responsibility051 | $2,000.00 | 10/1/2012 11:51:12 AM |
heartpounding-note972 | $25.00 | 10/1/2012 10:38:56 AM |
dukeiyer | $25.00 | 10/1/2012 11:16:32 AM |
340 | $25.00 | 10/1/2012 10:05:07 PM |
sri59 | $100.00 | 10/2/2012 8:07:00 AM |
bold-wampum-compadre | $100.00 | 10/2/2012 9:35:10 AM |
botfolio | $300.00 | 10/2/2012 10:22:08 AM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:03 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:54 PM |
UOweMe | $25.00 | 10/3/2012 5:45:57 AM |
Arvicco | $400.00 | 10/3/2012 5:34:01 PM |
Brisket_Bob | $36.72 | 10/3/2012 7:14:55 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:19 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:27 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:08 PM |
UT-Longhorn | $25.00 | 10/5/2012 12:55:24 PM |
return-aurora853 | $500.00 | 10/5/2012 1:32:29 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:25 PM |
Forge_Survival_Supply_Com | $50.00 | 10/6/2012 7:41:15 AM |
tremendous-yield8 | $25.00 | 10/6/2012 8:56:33 AM |
MtnLend | $25.00 | 10/6/2012 12:33:46 PM |
return-buddy | $25.00 | 10/7/2012 8:37:51 AM |
lendersf | $50.00 | 10/7/2012 12:15:48 PM |
preciouschild | $60.00 | 10/8/2012 2:37:35 PM |
bill-expert | $25.00 | 10/8/2012 3:18:26 PM |
Astyanax | $30.00 | 10/8/2012 4:01:15 PM |
Index_Plus | $5,000.00 | 10/8/2012 12:51:22 PM |
Ben87 | $300.00 | 10/8/2012 4:05:20 PM |
RocketSurgeon | $25.00 | 10/8/2012 5:19:07 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:04 PM |
DLMLENDER | $43.98 | 10/8/2012 6:34:52 PM |
B1 | $41.06 | 10/8/2012 7:00:27 PM |
dough-kitten5 | $50.00 | 10/8/2012 7:40:56 PM |
ND1998 | $50.00 | 10/8/2012 6:45:22 PM |
theaterguy | $30.00 | 10/8/2012 9:19:41 PM |
hl8428 | $25.00 | 10/8/2012 8:49:34 PM |
thrilling-exchange86 | $50.00 | 10/8/2012 8:17:32 PM |
responsive-peace7 | $200.00 | 10/8/2012 10:17:53 PM |
goldmanca | $25.00 | 10/8/2012 10:29:25 PM |
Badgworth | $50.00 | 10/9/2012 7:05:39 AM |
treasure-bliss | $150.00 | 10/9/2012 4:06:48 AM |
Smallbear | $25.00 | 10/9/2012 7:13:13 AM |
edsmoney | $100.00 | 10/9/2012 5:29:42 AM |
ardeano | $44.37 | 10/9/2012 7:57:16 AM |
Mowtown | $100.00 | 10/9/2012 6:18:21 AM |
2020Trader | $56.25 | 10/9/2012 7:53:55 AM |
FunnelMan | $75.00 | 10/9/2012 7:41:12 AM |
wise-nourishing-leverage | $25.00 | 10/9/2012 9:08:25 AM |
perryton | $150.00 | 10/9/2012 8:43:16 AM |
chibear34 | $25.00 | 10/9/2012 9:20:34 AM |
chokichi | $50.00 | 10/9/2012 10:15:28 AM |
Karensmoney | $216.23 | 10/9/2012 9:40:50 AM |
909engineer | $37.21 | 10/9/2012 10:35:52 AM |
paceme1 | $30.00 | 10/9/2012 9:44:32 AM |
auction-mastery | $25.00 | 10/9/2012 2:13:15 PM |
tomdooley12520 | $35.00 | 10/9/2012 2:43:00 PM |
trade-goblin9 | $100.00 | 10/9/2012 10:27:19 AM |
well-mannered-income3 | $60.00 | 10/9/2012 4:57:55 PM |
leverage-monger | $25.00 | 10/9/2012 1:02:01 PM |
RedantFinance | $73.08 | 10/9/2012 5:06:38 PM |
greenback-loyalist8 | $29.45 | 10/10/2012 5:12:33 AM |
carolinalending | $25.00 | 10/10/2012 1:59:51 AM |
capital-heaven5 | $500.00 | 10/9/2012 11:05:35 PM |
balance-force | $25.55 | 10/9/2012 11:50:35 PM |
brightest-funds-spruce | $35.00 | 10/10/2012 8:15:25 AM |
GS-ROCK | $28.89 | 10/10/2012 9:33:22 AM |
A4 | $25.00 | 10/10/2012 9:08:04 AM |
think_globally_act_locally | $25.00 | 10/10/2012 12:15:10 PM |
gokart83 | $25.00 | 10/10/2012 11:06:55 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
643866
This series of Notes was issued and sold upon the funding of the borrower loan #76337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $409.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,469 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-poetic-deal |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/3/2012 9:50:23 AM |
Good-Yield | $25.00 | 10/3/2012 9:40:48 AM |
repayment-chihuahua3 | $25.00 | 10/3/2012 10:10:14 AM |
kfrench | $75.00 | 10/3/2012 11:22:29 AM |
LaGrangeLender | $60.00 | 10/3/2012 10:47:37 AM |
spirited-greenback814 | $25.00 | 10/3/2012 10:55:04 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:14 PM |
Taxman44 | $25.00 | 10/3/2012 5:22:27 PM |
imogen22 | $50.00 | 10/3/2012 5:21:42 PM |
Castellan | $50.00 | 10/3/2012 5:27:07 PM |
loyalty-hornet6 | $25.00 | 10/3/2012 5:33:27 PM |
sanjubab | $126.00 | 10/3/2012 6:14:14 PM |
green28 | $50.00 | 10/3/2012 6:16:45 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:49 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:57 PM |
samurai2 | $25.00 | 10/3/2012 7:28:34 PM |
universal71 | $25.00 | 10/4/2012 7:07:58 AM |
FortuneFund | $50.00 | 10/4/2012 5:11:37 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:11 PM |
finder61 | $25.00 | 10/4/2012 6:44:19 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:33 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:34 PM |
Ocean713 | $75.00 | 10/5/2012 12:02:39 PM |
SC2TX | $100.00 | 10/6/2012 7:52:20 AM |
return-buddy | $25.00 | 10/7/2012 8:25:57 AM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:15 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:51 AM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:39 PM |
jedi053 | $100.00 | 10/9/2012 3:14:47 PM |
best-listing-toro | $25.00 | 10/9/2012 5:06:59 PM |
adventurer447 | $300.00 | 10/9/2012 5:24:41 PM |
nimble-nickel | $25.00 | 10/9/2012 5:17:54 PM |
wetlands | $200.00 | 10/9/2012 5:23:07 PM |
auction-sage | $100.00 | 10/9/2012 5:24:03 PM |
zassociate | $200.00 | 10/9/2012 5:15:54 PM |
nodebtin3 | $100.00 | 10/9/2012 5:55:17 PM |
Tradesmanlender | $25.00 | 10/9/2012 5:38:36 PM |
velocity-solo | $25.00 | 10/9/2012 5:47:41 PM |
natural-liberty4 | $200.00 | 10/9/2012 5:26:40 PM |
axelducheck | $25.00 | 10/9/2012 6:18:48 PM |
slyders87 | $50.00 | 10/9/2012 6:28:16 PM |
Dave0 | $25.00 | 10/9/2012 6:29:14 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:33 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:19 PM |
sympathetic-funds818 | $25.00 | 10/9/2012 5:45:39 PM |
mindful-generosity1 | $50.00 | 10/9/2012 6:20:14 PM |
reward-excellency1 | $25.00 | 10/9/2012 8:37:15 PM |
daw1878 | $25.00 | 10/10/2012 4:28:12 AM |
dpfl55 | $25.00 | 10/9/2012 6:25:30 PM |
Brisket_Bob | $50.00 | 10/10/2012 6:01:12 AM |
bellaquito | $500.00 | 10/9/2012 7:02:39 PM |
gain-neutrino9 | $25.00 | 10/9/2012 7:32:25 PM |
naniamo | $25.00 | 10/9/2012 9:43:14 PM |
a2190b | $30.24 | 10/10/2012 5:55:45 AM |
chipperjohnson | $50.00 | 10/10/2012 7:03:35 AM |
Leshan | $50.00 | 10/10/2012 7:12:20 AM |
Great-Mom | $25.00 | 10/10/2012 9:30:48 AM |
AFairDeal | $25.00 | 10/10/2012 10:06:23 AM |
awwaww | $25.00 | 10/10/2012 10:13:38 AM |
miked8303 | $50.00 | 10/10/2012 9:23:49 AM |
rws | $30.00 | 10/10/2012 10:18:02 AM |
unforgettable-wealth4 | $50.00 | 10/10/2012 9:50:17 AM |
Thecozychick | $25.00 | 10/10/2012 10:22:13 AM |
pubnat | $25.00 | 10/10/2012 10:24:57 AM |
Cre8iveCash | $25.00 | 10/10/2012 10:25:49 AM |
sngndnc | $25.00 | 10/10/2012 10:26:46 AM |
Savings_EQ_Dignity | $50.00 | 10/10/2012 10:30:06 AM |
loantigger | $25.00 | 10/10/2012 10:30:22 AM |
proud-pound4 | $25.00 | 10/10/2012 10:30:32 AM |
JCPlending | $25.00 | 10/10/2012 10:32:29 AM |
larrybird | $113.50 | 10/10/2012 10:34:29 AM |
PRGuyinVA | $25.00 | 10/10/2012 10:00:56 AM |
flo_rida | $100.00 | 10/10/2012 9:55:00 AM |
firewomin | $25.00 | 10/10/2012 10:23:36 AM |
the-sunny-loot | $25.00 | 10/10/2012 10:24:22 AM |
keyfig | $25.00 | 10/10/2012 10:26:12 AM |
Aimvest | $25.00 | 10/10/2012 10:02:30 AM |
rambone05 | $25.00 | 10/10/2012 10:32:49 AM |
benevolent-moola291 | $50.00 | 10/10/2012 10:33:33 AM |
KWarrior | $97.00 | 10/10/2012 10:20:12 AM |
cakebakr | $25.00 | 10/10/2012 10:20:35 AM |
invincible-deal82 | $25.00 | 10/10/2012 10:22:42 AM |
worth-web5 | $50.00 | 10/10/2012 10:23:23 AM |
tntbuzz | $50.00 | 10/10/2012 10:24:51 AM |
the-bright-velocity | $25.00 | 10/10/2012 10:25:22 AM |
Exibility-Inc | $25.00 | 10/10/2012 10:28:39 AM |
1phantom | $25.00 | 10/10/2012 10:33:01 AM |
tuffshorty | $30.00 | 10/10/2012 10:34:02 AM |
silver-explorer6 | $25.00 | 10/3/2012 10:09:07 AM |
revenue-carnation043 | $50.00 | 10/3/2012 10:01:45 AM |
mar97 | $25.00 | 10/3/2012 10:02:14 AM |
fboba | $300.00 | 10/3/2012 10:51:10 AM |
neighborly-hope6 | $100.00 | 10/3/2012 11:07:01 AM |
blot44 | $25.00 | 10/3/2012 3:38:33 PM |
windguy | $50.00 | 10/3/2012 5:32:31 PM |
Arvicco | $400.00 | 10/3/2012 5:34:09 PM |
pious-currency875 | $100.00 | 10/3/2012 5:42:45 PM |
kenji4861 | $25.00 | 10/3/2012 5:44:39 PM |
lionheart722 | $100.00 | 10/3/2012 6:11:53 PM |
bazaar-tulip | $25.00 | 10/3/2012 6:28:26 PM |
GoldenKoi | $100.00 | 10/4/2012 12:12:24 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:59 PM |
RainMakers | $25.00 | 10/4/2012 1:51:42 PM |
KLCRAY | $25.00 | 10/4/2012 11:49:38 AM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:25 PM |
rmachi | $25.00 | 10/4/2012 5:29:07 PM |
Emgolda | $25.00 | 10/5/2012 10:10:31 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:30 PM |
friedokra | $25.00 | 10/5/2012 2:48:23 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:17 PM |
houli123 | $25.00 | 10/5/2012 9:27:02 PM |
MtnLend | $25.00 | 10/6/2012 7:57:48 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:02 AM |
Vegasjim | $25.00 | 10/6/2012 2:01:31 PM |
drkosh | $25.00 | 10/6/2012 1:52:19 PM |
studious-revenue7 | $25.00 | 10/6/2012 10:20:54 PM |
coin-tweet | $25.00 | 10/7/2012 12:51:59 AM |
tommyb34 | $25.00 | 10/7/2012 9:08:22 AM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:20 PM |
paladin510 | $25.00 | 10/7/2012 2:08:40 PM |
fallentimbers | $25.00 | 10/8/2012 6:24:57 AM |
Darts | $50.00 | 10/8/2012 9:31:51 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:10 PM |
pdub | $500.00 | 10/8/2012 4:05:51 PM |
ND1998 | $50.00 | 10/8/2012 6:49:04 PM |
credible-responsibility022 | $25.00 | 10/9/2012 4:11:37 AM |
RothySkynx | $25.00 | 10/8/2012 8:41:41 PM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:27 AM |
obedient-payout0 | $25.00 | 10/9/2012 10:19:48 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:23 AM |
fairness-symphony2 | $50.00 | 10/9/2012 2:53:36 PM |
toocautious | $98.76 | 10/9/2012 4:09:47 PM |
eyeofaneedle | $50.00 | 10/9/2012 5:09:43 PM |
benjamins-explosion142 | $25.00 | 10/9/2012 5:11:03 PM |
repayment-pagoda8 | $100.00 | 10/9/2012 5:15:09 PM |
deal-goliath4 | $500.00 | 10/9/2012 5:21:22 PM |
richmondcowboy | $25.00 | 10/9/2012 5:12:11 PM |
ScionAltera | $25.00 | 10/9/2012 5:25:30 PM |
RufusGreyhound | $25.00 | 10/9/2012 4:50:20 PM |
velocityasaurus-rex4 | $100.00 | 10/9/2012 5:01:21 PM |
compassionate-payment218 | $25.00 | 10/9/2012 5:17:57 PM |
hitsman | $50.00 | 10/9/2012 5:04:44 PM |
Investoman | $25.00 | 10/9/2012 5:12:13 PM |
hard-working-rate3 | $25.00 | 10/9/2012 5:47:20 PM |
fortytwo | $150.00 | 10/9/2012 5:49:03 PM |
jmb_lending | $50.00 | 10/9/2012 5:53:40 PM |
Nickle-Back | $30.00 | 10/9/2012 5:30:58 PM |
affluence-kingdom9 | $100.00 | 10/9/2012 5:41:38 PM |
gjm6d | $25.00 | 10/9/2012 5:26:19 PM |
andrew491 | $50.00 | 10/9/2012 5:47:39 PM |
magnificent-felicity4 | $25.00 | 10/9/2012 5:50:26 PM |
korby524 | $25.00 | 10/9/2012 5:27:21 PM |
wwwUniversal | $25.00 | 10/9/2012 6:21:03 PM |
unassailable-funds754 | $25.00 | 10/9/2012 6:26:23 PM |
EnglishGeekInNYC | $25.00 | 10/9/2012 6:28:51 PM |
jonathan10s | $25.00 | 10/9/2012 7:46:40 PM |
p2ploan-flag5 | $50.00 | 10/9/2012 8:45:17 PM |
tenacious-payout | $25.00 | 10/10/2012 6:46:15 AM |
investor11373 | $25.00 | 10/10/2012 4:51:40 AM |
minista | $25.00 | 10/10/2012 9:02:28 AM |
financeboy | $27.50 | 10/10/2012 7:20:36 AM |
Infinity_Financial | $400.00 | 10/10/2012 9:28:45 AM |
Nazbuster | $100.00 | 10/10/2012 9:30:44 AM |
Zuzu | $25.00 | 10/10/2012 9:33:49 AM |
Avala | $100.00 | 10/10/2012 9:37:40 AM |
PGA2 | $100.00 | 10/10/2012 8:59:17 AM |
Brain_m | $25.00 | 10/10/2012 9:43:58 AM |
Tylerh | $96.00 | 10/10/2012 9:17:51 AM |
Octavian315 | $35.00 | 10/10/2012 9:28:04 AM |
bowdish1 | $100.00 | 10/10/2012 9:30:51 AM |
nhm | $30.00 | 10/10/2012 9:57:01 AM |
mrsasman | $50.00 | 10/10/2012 9:33:17 AM |
TelegramSam | $25.00 | 10/10/2012 9:34:11 AM |
transparency-halo | $25.00 | 10/10/2012 9:43:25 AM |
loyalty-delight6 | $25.00 | 10/10/2012 10:13:59 AM |
orange-courageous-dedication | $25.00 | 10/10/2012 10:21:37 AM |
peripatetic | $25.00 | 10/10/2012 10:24:04 AM |
dollar-missile3 | $25.00 | 10/10/2012 10:25:34 AM |
thedoctor | $100.00 | 10/10/2012 9:37:00 AM |
nonukem | $25.00 | 10/10/2012 10:27:06 AM |
Cheburashka | $30.00 | 10/10/2012 9:39:11 AM |
linkage682 | $50.00 | 10/10/2012 9:56:34 AM |
fair-funds | $25.00 | 10/10/2012 10:31:00 AM |
angelinvestor01 | $50.00 | 10/10/2012 10:34:05 AM |
sentry256 | $25.00 | 10/10/2012 9:42:01 AM |
meux99 | $25.00 | 10/10/2012 10:03:29 AM |
commanding-treasure2 | $75.00 | 10/10/2012 10:07:43 AM |
mizon291 | $25.00 | 10/10/2012 9:52:09 AM |
figs4u2 | $100.00 | 10/10/2012 9:56:53 AM |
aesop56 | $25.00 | 10/10/2012 10:23:46 AM |
BDL-Roth | $40.00 | 10/10/2012 10:26:37 AM |
Edwin_Rae | $25.00 | 10/10/2012 10:30:41 AM |
hostbank | $100.00 | 10/10/2012 10:05:12 AM |
honker425 | $100.00 | 10/10/2012 10:32:53 AM |
marketplace-cello5 | $25.00 | 10/10/2012 10:33:14 AM |
silver-champion3 | $50.00 | 10/10/2012 10:33:23 AM |
C_Mark | $50.00 | 10/10/2012 10:13:30 AM |
blue-calm-commitment | $25.00 | 10/10/2012 10:19:50 AM |
power-trophy7 | $25.00 | 10/10/2012 10:20:59 AM |
esabzb | $25.00 | 10/10/2012 10:23:21 AM |
bds9646 | $26.00 | 10/10/2012 10:24:02 AM |
scholarly-benefit5 | $25.00 | 10/10/2012 10:25:31 AM |
asset-equilibrium0 | $25.00 | 10/10/2012 10:28:23 AM |
worklessmakemore | $50.00 | 10/10/2012 10:28:41 AM |
204 Investments
|
Borrower Payment Dependent Notes Series
643942
This series of Notes was issued and sold upon the funding of the borrower loan #76206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 43% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 33y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $85,062 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-rate0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to... to pay some medical bills
My financial situation:
I am a good candidate for this loan because... i have never defaulted on any loan or charge payment in my lifetime
Monthly net income: $ 6,700.00
Monthly expenses: $
Housing: $1005.68
Insurance: $174.32
Car expenses: $376.00
Utilities: $225.00
Phone, cable, internet: $197.00
Food, entertainment: $150.00
Clothing, household expenses: $400.00
Credit cards and other loans: $1682.00
Other expenses: $185.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $50.00 | 10/9/2012 5:46:32 PM |
the_spook | $25.44 | 10/9/2012 5:01:52 PM |
kindness-fanatic | $25.00 | 10/9/2012 5:05:34 PM |
moola-flag4 | $25.00 | 10/9/2012 5:08:46 PM |
spirit07a | $100.00 | 10/9/2012 5:10:20 PM |
speedy-peso1 | $100.00 | 10/9/2012 5:25:36 PM |
worthy-bid8 | $100.00 | 10/9/2012 5:29:18 PM |
klippies | $25.00 | 10/9/2012 5:36:34 PM |
tolerant-currency6 | $25.00 | 10/9/2012 5:08:43 PM |
lucrative-loan | $75.00 | 10/9/2012 5:44:04 PM |
majestic-note6 | $150.00 | 10/9/2012 5:26:30 PM |
spark548 | $100.00 | 10/9/2012 5:13:44 PM |
ekmendenhall | $50.00 | 10/9/2012 6:19:50 PM |
mrxtravis | $25.00 | 10/9/2012 6:33:01 PM |
amlu1988 | $25.00 | 10/9/2012 6:59:10 PM |
mebowl300 | $16.45 | 10/9/2012 7:08:32 PM |
CaptainCrunch | $50.02 | 10/9/2012 6:44:32 PM |
natural-affluence6 | $25.00 | 10/9/2012 6:03:20 PM |
fabulous-community4 | $30.00 | 10/9/2012 5:49:19 PM |
sweety075 | $25.00 | 10/9/2012 5:06:00 PM |
sensible-fund | $27.00 | 10/9/2012 5:08:30 PM |
natural-liberty4 | $200.00 | 10/9/2012 5:27:36 PM |
hillerod | $26.09 | 10/9/2012 5:01:47 PM |
refresher211 | $100.00 | 10/9/2012 5:22:31 PM |
money-baron-roth-IRA | $50.00 | 10/9/2012 5:44:04 PM |
Zingaro | $25.00 | 10/9/2012 5:28:55 PM |
banker34 | $25.00 | 10/9/2012 5:50:51 PM |
WindomDev | $25.00 | 10/9/2012 6:00:08 PM |
dinero-wizard9 | $100.00 | 10/9/2012 6:51:45 PM |
open-minded-p2p1 | $25.00 | 10/9/2012 6:54:26 PM |
brightest-organized-balance | $25.00 | 10/9/2012 7:07:20 PM |
RebuildingAmerica | $25.00 | 10/9/2012 6:31:51 PM |
money-baron | $100.00 | 10/9/2012 6:42:13 PM |
GradEcon | $25.00 | 10/9/2012 6:17:17 PM |
diplomatic-wealth7 | $25.00 | 10/9/2012 6:19:25 PM |
Dubbs360 | $100.00 | 10/9/2012 6:51:02 PM |
OnTracInvest | $25.00 | 10/9/2012 6:55:43 PM |
SergRoosterDu | $25.00 | 10/9/2012 7:06:46 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
644302
This series of Notes was issued and sold upon the funding of the borrower loan #76269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $100.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,741 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| liberty-rapture4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $700
Insurance: 0
Car expenses: $82
Utilities: $20
Phone, cable, internet: $116
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $950
Other expenses: $185
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
persistent-dinero953 | $25.00 | 10/18/2012 9:03:29 AM |
orchestra960 | $300.00 | 10/18/2012 9:12:09 AM |
velocity-owner4 | $50.00 | 10/18/2012 10:44:03 AM |
refresher211 | $100.00 | 10/18/2012 9:21:26 AM |
imogen22 | $50.00 | 10/18/2012 9:17:12 AM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:24 AM |
whitegold24k | $50.00 | 10/18/2012 3:12:21 PM |
TheCount | $25.00 | 10/18/2012 5:40:49 PM |
money-fort | $30.00 | 10/18/2012 4:18:48 PM |
handshake5 | $88.00 | 10/18/2012 5:42:36 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:50 PM |
alexander-hamilton | $50.00 | 10/18/2012 6:15:45 PM |
SimpleChoice | $25.00 | 10/18/2012 6:16:40 PM |
DreisersFinancier | $50.00 | 10/18/2012 6:09:24 PM |
52digital | $75.00 | 10/18/2012 6:10:21 PM |
lyndyn | $25.00 | 10/18/2012 6:12:20 PM |
MrBailey | $25.00 | 10/18/2012 6:28:30 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:28 PM |
fervent-repayment | $100.00 | 10/18/2012 6:26:50 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:20 PM |
favorite-commerce | $50.00 | 10/18/2012 9:12:58 AM |
pierrelasvegas | $25.00 | 10/18/2012 9:19:50 AM |
mschoenf | $100.00 | 10/18/2012 9:20:36 AM |
kegs | $150.00 | 10/18/2012 2:25:48 PM |
pure-pound7 | $75.00 | 10/18/2012 5:40:20 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:35 PM |
revenue-tamer3 | $25.00 | 10/18/2012 5:49:23 PM |
fortytwo | $150.00 | 10/18/2012 5:46:34 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:29 PM |
speedy-peso1 | $100.00 | 10/18/2012 6:01:46 PM |
cp-family | $50.00 | 10/18/2012 5:52:00 PM |
worldly-gold | $50.00 | 10/18/2012 5:57:02 PM |
musegaze | $28.00 | 10/18/2012 6:16:26 PM |
dukeiyer | $25.00 | 10/18/2012 6:07:08 PM |
mindful-generosity1 | $50.00 | 10/18/2012 6:24:03 PM |
suave-durability1 | $50.00 | 10/18/2012 6:10:40 PM |
duty-viola | $35.00 | 10/18/2012 6:29:14 PM |
loan-fate | $50.00 | 10/18/2012 6:19:08 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:02 PM |
Blackberry_Hill_AFH | $25.00 | 10/18/2012 6:26:18 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
645576
This series of Notes was issued and sold upon the funding of the borrower loan #76125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $620.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 32% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,451 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-channel6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate multiple credit card balances and pay one monthly amount
My financial situation:
I am a good candidate for this loan because...
i have steady income, job security and good credit
Monthly net income: $
4880
Monthly expenses: $
Housing: $
2800
Insurance: $
0
Car expenses: $
0
Utilities: $
350
Phone, cable, internet: $
175
Food, entertainment: $
350
Clothing, household expenses: $
0
Credit cards and other loans: $
400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:28 AM |
Endeavour | $150.00 | 10/12/2012 9:03:32 AM |
justreturns | $25.00 | 10/12/2012 9:04:22 AM |
janeybooboo | $100.00 | 10/12/2012 9:07:11 AM |
FortuneFund | $50.00 | 10/12/2012 9:08:14 AM |
decisive-income7 | $2,500.00 | 10/12/2012 9:17:03 AM |
integrity-reactor4 | $100.00 | 10/12/2012 9:09:24 AM |
best-bonafide-p2p | $25.00 | 10/12/2012 9:19:26 AM |
Detour11 | $25.00 | 10/12/2012 10:14:50 AM |
FortuneFundII | $100.00 | 10/12/2012 9:54:24 AM |
EL_Papin | $25.00 | 10/12/2012 12:10:43 PM |
versatile-dime442 | $250.00 | 10/12/2012 12:18:51 PM |
fund-medalist171 | $50.00 | 10/12/2012 10:42:21 AM |
commerce-renewal | $25.00 | 10/12/2012 12:58:15 PM |
worth-blanket2 | $25.00 | 10/12/2012 11:16:22 AM |
repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:53 AM |
gotjack-IRA | $150.00 | 10/12/2012 12:01:41 PM |
mmills1220 | $25.00 | 10/12/2012 12:12:32 PM |
houli123 | $100.00 | 10/12/2012 12:58:18 PM |
asset-portait013 | $100.00 | 10/12/2012 12:14:03 PM |
Arvicco | $400.00 | 10/12/2012 12:22:45 PM |
bent300 | $50.00 | 10/12/2012 1:00:58 PM |
real-return2 | $26.00 | 10/12/2012 9:04:28 AM |
wonder3 | $30.00 | 10/12/2012 9:24:57 AM |
bazaar-tulip | $25.00 | 10/12/2012 9:07:55 AM |
supreme-exchange547 | $25.00 | 10/12/2012 9:40:32 AM |
Jalebi | $50.00 | 10/12/2012 9:44:22 AM |
ready-interest9 | $25.00 | 10/12/2012 11:01:27 AM |
phenomenal-rate1 | $500.00 | 10/12/2012 12:06:48 PM |
Dubbs360 | $200.00 | 10/12/2012 9:48:00 AM |
imogen22 | $50.00 | 10/12/2012 12:11:34 PM |
community-burrito9 | $35.00 | 10/12/2012 9:58:12 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:25:00 PM |
heatherwood | $25.00 | 10/12/2012 12:43:37 PM |
andycheb | $50.00 | 10/12/2012 10:25:50 AM |
intuitive-benefit3 | $100.00 | 10/12/2012 10:38:50 AM |
gentle-generosity822 | $25.00 | 10/12/2012 11:13:07 AM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:26 PM |
LeReve | $500.00 | 10/12/2012 12:23:08 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:49 PM |
sentimental-commerce4 | $250.00 | 10/12/2012 12:12:56 PM |
windguy | $50.00 | 10/12/2012 12:21:26 PM |
worth-blanket2 | $15,659.00 | 10/12/2012 1:12:34 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
646182
This series of Notes was issued and sold upon the funding of the borrower loan #76424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $339.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,083 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wildcard1961 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan: Motorcycle
This loan will be used to finance a 2004 Harley Davidson FXDWG
My financial situation: Good
I am a good candidate for this loan because I have kept up a fund for the past 6 months as if I was paying a note. The note will not impact my current obligations.
Monthly net income: $ 6,710.00
Monthly expenses: $ 4,860.00 (per the following detail)
Housing: $ 1,450.00
Insurance: $ 100.00
Car expenses: $ 540.00
Utilities: $ 150.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 1400.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 500.00
Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 10/9/2012 11:01:12 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:58 AM |
bazaar-tulip | $25.00 | 10/9/2012 9:01:40 AM |
bullwink27 | $25.00 | 10/9/2012 9:06:29 AM |
scholarly-order6 | $50.00 | 10/9/2012 9:10:39 AM |
houli123 | $25.00 | 10/9/2012 9:11:33 AM |
glimmering-liberty616 | $25.00 | 10/9/2012 9:13:31 AM |
special-dinero553 | $25.00 | 10/9/2012 9:13:47 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:33 AM |
vigorous-payment6 | $25.00 | 10/9/2012 9:21:20 AM |
supreme-treasure8 | $100.00 | 10/9/2012 9:06:01 AM |
bright-idea11 | $25.00 | 10/9/2012 9:27:47 AM |
community-burrito9 | $35.00 | 10/9/2012 9:31:42 AM |
cr8on | $75.00 | 10/9/2012 9:33:24 AM |
patriot897 | $25.00 | 10/9/2012 10:00:18 AM |
silver-explorer6 | $25.00 | 10/9/2012 9:25:18 AM |
deal-kung-fu | $45.00 | 10/9/2012 9:05:50 AM |
ready-interest9 | $25.00 | 10/9/2012 10:17:29 AM |
wonder3 | $25.00 | 10/9/2012 9:07:20 AM |
principal-star | $30.00 | 10/9/2012 10:27:55 AM |
resolute-justice413 | $200.00 | 10/9/2012 9:12:23 AM |
asset-portait013 | $100.00 | 10/9/2012 9:12:48 AM |
return-exchanger355 | $100.00 | 10/9/2012 9:13:02 AM |
DasMula | $50.00 | 10/9/2012 10:39:13 AM |
octoberfresh | $25.00 | 10/9/2012 9:14:54 AM |
JeremyLinFan | $30.00 | 10/9/2012 10:41:17 AM |
Emgolda | $25.00 | 10/9/2012 9:45:23 AM |
shiny-peso1 | $50.00 | 10/9/2012 11:05:58 AM |
liberty-tostada7 | $50.00 | 10/9/2012 11:17:14 AM |
kfrench | $75.00 | 10/9/2012 10:16:17 AM |
EngineersAlliance | $100.00 | 10/9/2012 9:45:43 AM |
Jasner | $25.00 | 10/9/2012 12:10:59 PM |
money-baron | $100.00 | 10/9/2012 10:20:23 AM |
progressive-economy261 | $500.00 | 10/9/2012 10:22:26 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:22 PM |
brightest-trade-breeze | $25.00 | 10/9/2012 12:52:40 PM |
pierrelasvegas | $25.00 | 10/9/2012 10:39:24 AM |
gotjack-IRA | $25.02 | 10/9/2012 10:42:04 AM |
cattlebaron | $25.00 | 10/9/2012 12:07:18 PM |
113121 | $250.00 | 10/9/2012 10:20:30 AM |
Budro | $50.00 | 10/9/2012 9:03:03 AM |
EarlyRiser | $250.00 | 10/9/2012 9:04:24 AM |
first-pragmatic-power | $25.00 | 10/9/2012 9:11:37 AM |
LeReve | $500.00 | 10/9/2012 9:23:45 AM |
Interloper | $50.00 | 10/9/2012 9:25:46 AM |
peace-fixer8 | $25.00 | 10/9/2012 9:28:05 AM |
the-silver-blaster | $50.00 | 10/9/2012 9:18:12 AM |
funds-juniper | $25.00 | 10/9/2012 9:56:45 AM |
spark548 | $100.00 | 10/9/2012 9:04:36 AM |
tolerant-dime2 | $36.00 | 10/9/2012 9:06:23 AM |
creditjunky | $100.00 | 10/9/2012 9:11:21 AM |
Detour11 | $25.00 | 10/9/2012 9:36:51 AM |
Obiwan_Kanobi | $25.02 | 10/9/2012 9:13:16 AM |
RGlad | $150.00 | 10/9/2012 9:42:28 AM |
global-invest-group | $25.00 | 10/9/2012 9:47:24 AM |
VirginiaBuckeye | $250.00 | 10/9/2012 9:16:39 AM |
ferocious-kindness8 | $30.00 | 10/9/2012 9:49:59 AM |
paxnj | $25.00 | 10/9/2012 11:03:53 AM |
credit-coach118 | $40.01 | 10/9/2012 9:18:25 AM |
Ready2Loan | $30.00 | 10/9/2012 11:09:07 AM |
LoanerPrincipal | $25.00 | 10/9/2012 11:15:30 AM |
supreme-exchange547 | $25.00 | 10/9/2012 10:03:15 AM |
loyalty-circuitry | $50.00 | 10/9/2012 9:22:01 AM |
crdcteng | $50.00 | 10/9/2012 9:29:46 AM |
capital-taco9 | $25.00 | 10/9/2012 12:39:58 PM |
Index_Plus | $4,023.95 | 10/9/2012 12:53:01 PM |
trade-goblin9 | $100.00 | 10/9/2012 11:07:25 AM |
zipemdown | $25.00 | 10/9/2012 10:07:40 AM |
thrifty-capital | $25.00 | 10/9/2012 10:08:11 AM |
FriendInSeattle | $100.00 | 10/9/2012 12:45:08 PM |
grnii78 | $125.00 | 10/9/2012 10:38:49 AM |
julijask | $25.00 | 10/9/2012 10:57:02 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
646650
This series of Notes was issued and sold upon the funding of the borrower loan #76556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $292.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,357 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| tenacious-exchange277 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to..purchase equipment to help grow and make my business better
My financial situation:
I am a good candidate for this loan because...I am going to invest to build and grow my business
Monthly net income: $2000.00
Monthly expenses: $
Housing: $850.00
Insurance: $111.
Car expenses: $Na
Utilities: $200
Phone, cable, internet: $51.00
Food, entertainment: $150.00
Clothing, household expenses: $na
Credit cards and other loans: $100.00
Other expenses: $na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $200.00 | 10/12/2012 5:22:51 PM |
houli123 | $25.00 | 10/12/2012 5:23:51 PM |
etraboulay | $50.00 | 10/12/2012 5:37:03 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:07 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:46:10 PM |
Jalebi | $50.00 | 10/12/2012 5:28:41 PM |
tolerant-responsibility051 | $2,000.00 | 10/13/2012 12:10:24 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:18 AM |
CincyTex | $25.00 | 10/14/2012 1:37:33 AM |
peso-mate | $50.00 | 10/14/2012 5:17:50 AM |
lib5836 | $25.00 | 10/13/2012 10:46:58 PM |
asset-professor | $125.00 | 10/14/2012 6:30:30 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:44 AM |
Weaverville | $25.00 | 10/15/2012 12:05:02 PM |
pdub | $500.00 | 10/15/2012 5:04:57 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:16 PM |
vivid-return426 | $25.00 | 10/15/2012 6:42:09 PM |
networks4ever | $25.00 | 10/15/2012 6:23:17 PM |
irrelevant | $50.00 | 10/16/2012 5:07:00 AM |
green-high-five7 | $36.00 | 10/15/2012 8:10:30 PM |
note-maker146 | $100.00 | 10/16/2012 8:47:47 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:47 AM |
kulender | $100.00 | 10/16/2012 10:06:11 AM |
g5g | $25.00 | 10/16/2012 10:38:21 AM |
haplender | $49.00 | 10/16/2012 11:03:08 AM |
108-IRA | $101.00 | 10/16/2012 11:07:06 AM |
Comoparklender | $25.00 | 10/16/2012 11:10:35 AM |
phenomenal-rate1 | $485.00 | 10/16/2012 5:06:26 PM |
the-debt-mate | $25.00 | 10/16/2012 5:08:47 PM |
Bob450 | $25.00 | 10/16/2012 5:26:12 PM |
thelovebug | $100.00 | 10/16/2012 5:21:00 PM |
SimpleChoice | $25.00 | 10/16/2012 5:38:14 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:38 PM |
LendingPimp_2 | $100.00 | 10/17/2012 1:03:08 AM |
RothySkynx | $25.00 | 10/16/2012 7:39:47 PM |
heerzaquestion | $25.00 | 10/17/2012 4:41:04 AM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:39 AM |
leverage-monger | $25.00 | 10/17/2012 9:03:48 AM |
melodious-openness | $200.00 | 10/17/2012 10:50:33 AM |
equitable-bid250 | $100.00 | 10/17/2012 1:55:58 PM |
capital-magician561 | $25.00 | 10/17/2012 3:25:44 PM |
credit-dandelion148 | $200.00 | 10/17/2012 10:57:50 AM |
mounthelix | $25.00 | 10/17/2012 4:26:40 PM |
burgeoning-greenback0 | $25.00 | 10/17/2012 4:49:19 PM |
credit-dandelion148 | $100.00 | 10/17/2012 1:31:01 PM |
orchestra960 | $300.00 | 10/17/2012 5:08:55 PM |
credit-dandelion148 | $100.00 | 10/17/2012 1:31:45 PM |
enriching-dollar1 | $100.00 | 10/17/2012 5:12:05 PM |
thrilling-fund427 | $50.00 | 10/17/2012 5:08:31 PM |
wise-felicity-blossom | $100.00 | 10/17/2012 5:10:13 PM |
bid-banjo3 | $100.00 | 10/17/2012 5:12:36 PM |
restless-payment312 | $266.93 | 10/17/2012 5:15:34 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:28 PM |
52digital | $75.00 | 10/12/2012 6:01:11 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:30 PM |
musegaze | $50.00 | 10/12/2012 6:13:22 PM |
banker34 | $25.00 | 10/13/2012 4:41:19 PM |
whitegold24k | $25.00 | 10/13/2012 3:02:15 PM |
economy-coup | $100.00 | 10/13/2012 7:27:14 PM |
credit-fox3 | $25.00 | 10/14/2012 10:18:04 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:34 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:39 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:15 AM |
delicious-value973 | $100.00 | 10/15/2012 3:24:59 PM |
mschoenf | $100.00 | 10/15/2012 5:18:47 PM |
enchanted-note | $25.00 | 10/15/2012 5:49:03 PM |
money-bauble | $71.00 | 10/15/2012 6:18:32 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:14 PM |
Maverick158 | $50.00 | 10/16/2012 7:12:01 AM |
bonus-seahorse | $25.00 | 10/16/2012 1:14:53 AM |
CalBear08 | $33.33 | 10/16/2012 9:46:32 AM |
banchan | $37.00 | 10/16/2012 9:49:12 AM |
bob450-roth | $25.00 | 10/16/2012 9:52:38 AM |
brainy-return234 | $25.00 | 10/16/2012 9:56:55 AM |
spark548 | $73.00 | 10/16/2012 10:21:22 AM |
LeReve | $500.00 | 10/16/2012 10:47:24 AM |
kindness-jedi | $25.00 | 10/16/2012 10:45:42 AM |
pound-mushroom3 | $25.00 | 10/16/2012 10:53:38 AM |
profit-powerplant | $25.00 | 10/16/2012 10:59:32 AM |
wwwUniversal | $25.00 | 10/16/2012 11:00:33 AM |
miamibeachloaner | $25.00 | 10/16/2012 11:00:25 AM |
Scrooge_McDuck2 | $47.00 | 10/16/2012 11:17:11 AM |
soarmore | $25.00 | 10/16/2012 5:12:11 PM |
speedy-peso1 | $100.00 | 10/16/2012 5:20:56 PM |
peace-fixer8 | $25.00 | 10/16/2012 5:47:34 PM |
consummate-affluence | $100.00 | 10/16/2012 5:50:31 PM |
desertoasis | $25.00 | 10/17/2012 9:48:33 AM |
Leshan | $50.00 | 10/17/2012 6:48:33 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:53 AM |
rospa | $50.00 | 10/17/2012 9:55:45 AM |
for_your_success | $50.74 | 10/17/2012 12:06:40 PM |
value-wind0 | $50.00 | 10/17/2012 2:26:06 PM |
trade-boots1 | $100.00 | 10/17/2012 5:07:14 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:40 PM |
asset-dna5 | $25.00 | 10/17/2012 3:17:36 PM |
commitment-neutron1 | $200.00 | 10/17/2012 5:03:33 PM |
yield-hut | $25.00 | 10/17/2012 4:07:39 PM |
Bank42 | $25.00 | 10/17/2012 4:16:38 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:05:12 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
646794
This series of Notes was issued and sold upon the funding of the borrower loan #76185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $597.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,555 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bafinaire |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cr8on | $75.00 | 10/12/2012 5:01:00 PM |
napmanger | $100.00 | 10/12/2012 5:20:14 PM |
loyalty-hornet6 | $25.00 | 10/12/2012 5:27:09 PM |
green28 | $50.00 | 10/12/2012 5:27:13 PM |
justreturns | $25.00 | 10/12/2012 5:01:09 PM |
JayKae | $30.00 | 10/12/2012 5:37:24 PM |
Taz-Man-IIWIS | $25.00 | 10/12/2012 5:38:57 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:53 PM |
calm-platinum957 | $35.00 | 10/12/2012 5:54:09 PM |
paxnj | $25.00 | 10/12/2012 5:54:45 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:54 PM |
JeremyLinFan | $30.00 | 10/12/2012 6:09:49 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:28 PM |
Lacimae | $100.00 | 10/12/2012 6:24:23 PM |
pound-mushroom3 | $25.00 | 10/12/2012 6:25:45 PM |
top-courteous-peso | $75.00 | 10/12/2012 5:34:38 PM |
community-burrito9 | $25.00 | 10/12/2012 5:25:44 PM |
Vegasjim | $25.00 | 10/12/2012 7:20:59 PM |
Plutis | $25.00 | 10/12/2012 5:28:30 PM |
supreme-exchange547 | $25.00 | 10/12/2012 5:52:13 PM |
tech310 | $50.00 | 10/12/2012 5:29:17 PM |
Nipper99 | $100.00 | 10/12/2012 8:30:53 PM |
wise-organic-integrity | $25.00 | 10/12/2012 5:56:59 PM |
ethical-truth211 | $400.00 | 10/12/2012 6:10:17 PM |
pure-pound7 | $75.00 | 10/12/2012 6:20:30 PM |
success1001 | $100.00 | 10/13/2012 2:04:59 AM |
community-engine750 | $50.00 | 10/12/2012 6:39:22 PM |
bazaar-tulip | $25.00 | 10/12/2012 6:16:38 PM |
first-charming-fund | $25.00 | 10/12/2012 7:37:40 PM |
gentle-generosity822 | $25.00 | 10/12/2012 6:28:49 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:38 PM |
etraboulay | $50.00 | 10/12/2012 6:57:33 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:21 PM |
ouyangers | $50.00 | 10/13/2012 10:22:55 AM |
wise-charming-reward | $200.00 | 10/12/2012 8:39:38 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:28 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:34 AM |
bazaar-festivity | $25.00 | 10/13/2012 12:23:30 PM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:24 AM |
sfmdg | $25.00 | 10/13/2012 12:44:43 PM |
zxw | $25.00 | 10/13/2012 8:25:26 AM |
InvestorPartners | $25.00 | 10/13/2012 12:06:24 PM |
truth-boomarang | $25.00 | 10/13/2012 2:39:07 PM |
principal-cooker2 | $50.00 | 10/13/2012 12:58:24 PM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:11 PM |
wise-benjamins-fortress | $50.00 | 10/13/2012 8:23:32 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:47 PM |
skillful-justice879 | $25.00 | 10/13/2012 4:35:19 PM |
brightest-dynamic-liberty | $25.00 | 10/13/2012 1:20:56 PM |
peso-mate | $50.00 | 10/14/2012 5:24:53 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:18 AM |
ethicalhumanist | $100.00 | 10/13/2012 2:28:32 PM |
power-defender7 | $25.00 | 10/13/2012 6:46:53 PM |
california111 | $50.00 | 10/13/2012 9:40:32 PM |
runner262 | $25.00 | 10/14/2012 12:05:10 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:37 PM |
zeelender | $25.00 | 10/14/2012 12:07:53 PM |
rogue_monster | $50.00 | 10/14/2012 12:16:59 PM |
loan-wasp | $50.00 | 10/14/2012 12:25:15 PM |
williemc44 | $25.00 | 10/14/2012 12:25:56 PM |
community-piccolo0 | $50.00 | 10/14/2012 12:51:40 PM |
zrohmm | $25.00 | 10/14/2012 12:54:52 PM |
latestone | $25.00 | 10/14/2012 10:11:31 AM |
Hokie83 | $50.00 | 10/14/2012 1:07:06 PM |
dschless | $25.00 | 10/14/2012 6:54:27 AM |
credible-responsibility022 | $25.00 | 10/14/2012 8:34:02 AM |
bid-czar8 | $100.00 | 10/14/2012 12:08:48 PM |
mister_waffle | $25.00 | 10/14/2012 12:15:01 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:51 PM |
transparency-sapling | $25.00 | 10/14/2012 12:22:44 PM |
29Palms | $75.00 | 10/14/2012 11:01:37 AM |
gobot | $25.00 | 10/14/2012 12:01:26 PM |
dougm | $25.00 | 10/14/2012 12:02:21 PM |
rescue | $100.00 | 10/14/2012 12:34:09 PM |
exact-p2p2 | $25.00 | 10/14/2012 12:42:30 PM |
revolutionary082 | $27.27 | 10/14/2012 12:49:59 PM |
deal-secret-agent | $25.00 | 10/14/2012 12:21:21 PM |
e6400 | $25.00 | 10/14/2012 12:28:48 PM |
stable-euro1 | $25.00 | 10/14/2012 12:30:16 PM |
deal-griffin | $57.00 | 10/14/2012 1:42:15 PM |
tylerfd | $50.00 | 10/14/2012 12:46:00 PM |
fair-pound5 | $25.00 | 10/14/2012 12:55:06 PM |
hope-eagle6 | $25.00 | 10/14/2012 12:55:54 PM |
HalfDayz | $25.00 | 10/14/2012 1:10:47 PM |
transparency-gondola5 | $25.00 | 10/14/2012 4:42:50 PM |
luckyldy | $50.00 | 10/15/2012 8:04:33 AM |
finance-coyote3 | $2,000.00 | 10/14/2012 10:54:29 PM |
HLender | $40.00 | 10/15/2012 1:04:28 AM |
Arpad | $30.00 | 10/14/2012 8:21:31 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:43 PM |
Christophe | $25.00 | 10/15/2012 4:50:23 AM |
compatible-deal9 | $50.00 | 10/15/2012 8:33:53 AM |
forthright-affluence3 | $37.00 | 10/15/2012 7:03:13 AM |
enriching-dollar1 | $70.00 | 10/15/2012 9:36:58 AM |
nickel-ferret | $25.00 | 10/15/2012 9:44:07 AM |
wetlands | $200.00 | 10/15/2012 9:45:21 AM |
Arvicco | $400.00 | 10/15/2012 9:51:55 AM |
j2ee | $50.00 | 10/15/2012 9:32:26 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:59 AM |
dough-arrow0 | $200.00 | 10/15/2012 9:38:24 AM |
jamiee73 | $25.00 | 10/15/2012 9:41:25 AM |
thrilling-listing51 | $100.00 | 10/15/2012 9:48:06 AM |
windguy | $50.00 | 10/15/2012 9:50:10 AM |
enthusiastic-cash599 | $50.00 | 10/15/2012 9:50:43 AM |
casserole9 | $35.00 | 10/15/2012 9:40:03 AM |
resolute-justice413 | $200.00 | 10/15/2012 9:40:53 AM |
sankyu | $100.00 | 10/15/2012 10:10:55 AM |
Thunderswan | $100.00 | 10/15/2012 9:48:47 AM |
progressive-economy261 | $421.23 | 10/15/2012 10:13:54 AM |
FortuneFund | $200.00 | 10/12/2012 5:06:54 PM |
note-proton0 | $25.00 | 10/12/2012 5:35:56 PM |
FortuneFundII | $200.00 | 10/12/2012 5:07:16 PM |
lionheart722 | $100.00 | 10/12/2012 5:52:06 PM |
TackingWindward | $25.00 | 10/12/2012 6:03:33 PM |
janeybooboo | $75.00 | 10/12/2012 5:09:40 PM |
bid-papyrus | $25.00 | 10/12/2012 6:13:37 PM |
Emgolda | $25.00 | 10/12/2012 6:20:45 PM |
DDHMoney | $25.00 | 10/12/2012 6:23:36 PM |
bellaquito | $500.00 | 10/12/2012 6:35:41 PM |
urbane-income7 | $25.00 | 10/12/2012 5:21:11 PM |
GraffitiBridge | $25.00 | 10/12/2012 5:21:48 PM |
best-bonafide-p2p | $25.00 | 10/12/2012 5:26:59 PM |
Jalebi | $50.00 | 10/12/2012 5:28:41 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:44 PM |
repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:50 PM |
BostonCapital | $100.00 | 10/12/2012 6:08:34 PM |
Taxman44 | $25.00 | 10/12/2012 5:47:38 PM |
durability-ace9 | $30.00 | 10/12/2012 6:16:25 PM |
leeball | $25.00 | 10/12/2012 5:50:20 PM |
intuitive-benefit3 | $100.00 | 10/12/2012 5:57:42 PM |
gravbox | $25.00 | 10/12/2012 6:44:42 PM |
Tylerh | $173.00 | 10/12/2012 6:14:28 PM |
thedoctor | $50.00 | 10/12/2012 6:22:47 PM |
the-profit-oracle | $25.00 | 10/13/2012 7:22:20 AM |
josuae | $25.00 | 10/12/2012 6:35:45 PM |
ready-interest9 | $25.00 | 10/12/2012 6:55:43 PM |
tough-integrity034 | $25.00 | 10/13/2012 9:31:03 AM |
continental2 | $100.00 | 10/12/2012 9:20:59 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:16 PM |
p2p-voltage | $25.00 | 10/13/2012 5:45:34 AM |
systematic-loan | $25.00 | 10/13/2012 9:04:13 AM |
leverage-galleon | $30.00 | 10/13/2012 8:14:24 AM |
Munnie | $200.00 | 10/13/2012 9:02:46 AM |
profitable-fairness1 | $50.00 | 10/13/2012 1:03:47 PM |
fund-blackberry6 | $25.00 | 10/13/2012 1:05:41 PM |
restless-nickel158 | $50.00 | 10/13/2012 10:18:00 AM |
StarshineXL | $250.00 | 10/13/2012 10:35:09 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:31 PM |
structure9 | $25.00 | 10/13/2012 12:33:57 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:22 PM |
whitegold24k | $50.00 | 10/13/2012 2:49:46 PM |
pleasant-listing712 | $25.00 | 10/13/2012 3:09:00 PM |
ready-vigilance3 | $50.00 | 10/13/2012 3:47:51 PM |
Investoman | $25.00 | 10/13/2012 1:09:03 PM |
social-pear9 | $25.00 | 10/13/2012 7:14:19 PM |
banker34 | $25.00 | 10/13/2012 7:32:45 PM |
best-active-listing | $25.00 | 10/13/2012 10:20:29 PM |
anacent | $50.00 | 10/13/2012 4:05:43 PM |
georgethesir | $50.00 | 10/13/2012 5:42:59 PM |
finder61 | $25.00 | 10/13/2012 6:57:58 PM |
green-impartial-duty | $25.00 | 10/13/2012 2:57:48 PM |
first-serene-credit | $25.00 | 10/13/2012 3:20:28 PM |
tranquil-revenue | $35.00 | 10/14/2012 10:23:38 AM |
revenue-circuit1 | $25.00 | 10/14/2012 12:06:03 PM |
the-laudable-peso | $40.00 | 10/14/2012 12:09:24 PM |
Jonb6919 | $25.00 | 10/14/2012 12:20:44 PM |
DL-JL | $25.00 | 10/14/2012 12:23:08 PM |
hanuman77 | $25.00 | 10/14/2012 12:47:29 PM |
spitzbergen | $25.00 | 10/14/2012 12:53:10 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:18 AM |
mstebnicki | $25.00 | 10/14/2012 1:18:34 PM |
the-auction-firestarter | $25.00 | 10/14/2012 12:01:54 PM |
dragonfly-amulet | $25.00 | 10/14/2012 12:13:46 PM |
heart514 | $25.00 | 10/14/2012 12:27:45 PM |
red-luminous-gain | $25.00 | 10/14/2012 12:30:22 PM |
EvalCrux | $50.00 | 10/14/2012 12:31:46 PM |
Sealwrangler | $200.00 | 10/14/2012 4:04:47 PM |
capital-web7 | $50.00 | 10/14/2012 4:23:01 PM |
dinero-ecstasy3 | $25.00 | 10/14/2012 12:35:23 PM |
cash-reaction2 | $25.00 | 10/14/2012 12:37:34 PM |
chac | $100.00 | 10/14/2012 12:42:12 PM |
gizzywump | $25.00 | 10/14/2012 12:43:28 PM |
haplender | $50.00 | 10/14/2012 12:45:00 PM |
principal-kung-fu | $25.00 | 10/14/2012 12:04:55 PM |
Banker7371 | $25.00 | 10/14/2012 1:05:26 PM |
compassion-bauble4 | $25.00 | 10/14/2012 1:23:45 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:14 PM |
samo102us | $25.00 | 10/14/2012 12:54:25 PM |
CSUgrad08 | $25.00 | 10/14/2012 1:02:36 PM |
dinero-elevator | $50.00 | 10/14/2012 1:46:15 PM |
fairness-symphony2 | $50.00 | 10/14/2012 2:23:13 PM |
maschinenbau | $25.00 | 10/15/2012 6:07:18 AM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:39 AM |
aver2801 | $25.00 | 10/15/2012 7:25:49 AM |
order-gondola | $25.00 | 10/14/2012 5:47:30 PM |
Approved1234 | $25.00 | 10/15/2012 8:51:36 AM |
quickstep | $150.00 | 10/15/2012 3:41:05 AM |
Mark0135 | $50.00 | 10/14/2012 7:43:26 PM |
YampaQuant | $25.00 | 10/15/2012 6:39:24 AM |
a-resplendent-commitment | $50.00 | 10/14/2012 10:02:14 PM |
DarkInvestor | $27.00 | 10/15/2012 8:22:51 AM |
important-gold5 | $25.00 | 10/15/2012 9:13:40 AM |
affluence-microscope2 | $200.00 | 10/15/2012 9:29:54 AM |
phenomenal-rate1 | $500.00 | 10/15/2012 9:31:21 AM |
100units | $200.00 | 10/15/2012 9:37:26 AM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:25 AM |
order-tamale | $400.00 | 10/15/2012 9:29:41 AM |
social-aspen097 | $300.00 | 10/15/2012 9:30:27 AM |
dignified-truth7 | $200.00 | 10/15/2012 9:45:56 AM |
radiant-dollar9 | $200.00 | 10/15/2012 9:46:11 AM |
abundanceforever | $52.50 | 10/15/2012 9:40:29 AM |
LeReve | $500.00 | 10/15/2012 9:52:12 AM |
sentimental-commerce4 | $250.00 | 10/15/2012 9:40:41 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:06 AM |
versatile-dime442 | $250.00 | 10/15/2012 9:47:11 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:44 AM |
216 Investments
|
Borrower Payment Dependent Notes Series
646812
This series of Notes was issued and sold upon the funding of the borrower loan #76080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 30.54% |
Monthly payment:
| $375.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.68% | | |
| |
Estimated return*:
| 6.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,859 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| sturdy-exchange123 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...cash flow for small theatrical business.
My financial situation:
I am a good candidate for this loan because...the theater company has been in business for over 10 years. I have a strong credit history of paying all loans and credit lines in a timely fashion. I make a steady income at my day job.
Monthly net income: $3,000
Monthly expenses: $
Housing: $1,100
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $37.11 | 10/10/2012 7:52:51 AM |
etraboulay | $50.00 | 10/9/2012 5:08:37 PM |
suave-durability1 | $50.00 | 10/9/2012 5:20:24 PM |
power-chihuahua | $25.00 | 10/9/2012 5:07:34 PM |
imogen22 | $50.00 | 10/9/2012 5:18:19 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:55 PM |
BankofRon | $25.00 | 10/9/2012 5:43:29 PM |
careful-vigilance4 | $25.00 | 10/9/2012 6:06:08 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:24 PM |
brainy-return234 | $25.00 | 10/9/2012 5:58:01 PM |
money-baron | $100.00 | 10/9/2012 6:42:13 PM |
money-exchanger4 | $25.00 | 10/9/2012 6:09:22 PM |
open-minded-p2p1 | $25.00 | 10/9/2012 6:11:08 PM |
fmanjoo | $25.00 | 10/9/2012 6:21:59 PM |
bonus-animal4 | $100.00 | 10/9/2012 8:00:14 PM |
p2ploan-flag5 | $50.00 | 10/9/2012 8:45:19 PM |
newest-generous-income | $25.00 | 10/9/2012 6:09:41 PM |
InvestingEngineer | $45.93 | 10/10/2012 6:49:29 AM |
skx | $25.00 | 10/9/2012 11:17:15 PM |
buffalobills | $25.00 | 10/10/2012 7:46:15 AM |
netg | $75.00 | 10/9/2012 6:50:52 PM |
CIC | $25.00 | 10/10/2012 2:50:50 AM |
Aspirant | $60.00 | 10/10/2012 4:01:18 AM |
benjamins-party4 | $25.63 | 10/10/2012 4:19:17 AM |
diamondridge | $50.00 | 10/9/2012 8:13:13 PM |
helping-out | $25.00 | 10/10/2012 6:32:12 AM |
red-gallant-dime | $166.72 | 10/10/2012 6:48:14 AM |
nourishing-interest0 | $25.00 | 10/9/2012 11:09:41 PM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:36 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:13 AM |
irrelevant | $50.00 | 10/10/2012 5:07:24 AM |
Captmac2110 | $25.00 | 10/10/2012 6:11:37 AM |
capital-commando | $25.00 | 10/10/2012 7:43:57 AM |
note-willow8 | $25.00 | 10/9/2012 5:11:57 PM |
wealth-funkmaster8 | $51.08 | 10/9/2012 5:09:26 PM |
NorthernFunds | $50.00 | 10/9/2012 5:24:15 PM |
speedy-peso1 | $100.00 | 10/9/2012 5:25:27 PM |
pierrelasvegas | $25.00 | 10/9/2012 5:21:11 PM |
value-allocator1 | $100.00 | 10/9/2012 5:39:49 PM |
silver-trident5 | $313.00 | 10/9/2012 5:20:11 PM |
refresher211 | $100.00 | 10/9/2012 5:22:21 PM |
alexander-hamilton | $50.00 | 10/9/2012 6:00:31 PM |
ideomorph | $25.00 | 10/9/2012 7:45:59 PM |
jonathan10s | $25.00 | 10/9/2012 7:46:42 PM |
rakem777 | $25.00 | 10/9/2012 5:58:43 PM |
52digital | $75.00 | 10/9/2012 6:03:46 PM |
integrity-revolutionary5 | $25.00 | 10/10/2012 2:14:27 AM |
compassion-angel4 | $52.10 | 10/10/2012 4:05:00 AM |
duty-viola | $35.00 | 10/9/2012 6:14:44 PM |
pious-openness | $25.00 | 10/10/2012 5:31:26 AM |
Hogan55 | $25.92 | 10/9/2012 7:37:00 PM |
zipemdown | $25.00 | 10/9/2012 6:27:10 PM |
the-credit-proton | $25.00 | 10/10/2012 6:39:25 AM |
orangetrust | $100.00 | 10/9/2012 9:32:03 PM |
decisive-revenue1 | $25.00 | 10/10/2012 7:23:48 AM |
elfincove | $50.00 | 10/10/2012 7:32:54 AM |
smart-platinum7 | $37.51 | 10/10/2012 12:12:19 AM |
payment-gusto | $25.00 | 10/9/2012 6:54:00 PM |
GTMoneyMan | $25.00 | 10/10/2012 5:28:23 AM |
enticing-affluence6 | $75.00 | 10/9/2012 8:06:15 PM |
shugyosha | $50.00 | 10/9/2012 9:27:08 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:36 AM |
bold-deal-czar | $25.00 | 10/10/2012 7:51:14 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
647474
This series of Notes was issued and sold upon the funding of the borrower loan #76403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 22% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $3,961 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| natural-marketplace6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay Bills
My financial situation: Astoria Federal
I am a good candidate for this loan because... I have a very good i have just fell on some hard times
Monthly net income: $ 4600
Monthly expenses: $
Housing: $ 1700
Insurance: $ 250
Car expenses: $ n/a
Utilities: $ 400
Phone, cable, internet: $ 500
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 491
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:20 AM |
Dubbs360 | $200.00 | 10/11/2012 5:04:49 PM |
BankofRon_IRA | $100.00 | 10/11/2012 6:02:23 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:20 PM |
mikrolown | $25.00 | 10/11/2012 6:06:59 PM |
best-bonafide-p2p | $50.00 | 10/11/2012 5:28:36 PM |
bonus-seahorse | $75.00 | 10/11/2012 8:42:41 PM |
LendingPimp | $200.00 | 10/12/2012 1:27:48 AM |
01a_MrUSC_IRA | $25.00 | 10/11/2012 7:17:13 PM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:27 AM |
income-triangulation1 | $25.00 | 10/12/2012 5:02:30 AM |
Jalebi | $50.00 | 10/12/2012 9:44:15 AM |
musegaze | $50.00 | 10/12/2012 9:06:17 AM |
Rockymtnhi | $100.00 | 10/12/2012 10:01:42 AM |
worth-blanket2 | $25.00 | 10/12/2012 11:10:23 AM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:21 PM |
bent300 | $50.00 | 10/12/2012 1:00:58 PM |
worth-blanket2 | $8,009.00 | 10/12/2012 1:27:33 PM |
zipemdown | $25.00 | 10/11/2012 5:14:09 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:58 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:31 PM |
brainy-credit1 | $40.00 | 10/11/2012 5:38:47 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:25 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:38 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:00 PM |
etraboulay | $50.00 | 10/11/2012 6:07:15 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:24 PM |
LendingPimp_2 | $26.00 | 10/11/2012 6:38:45 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:44 PM |
01a_MrsUSC | $50.00 | 10/11/2012 7:12:27 PM |
gondeee | $25.00 | 10/12/2012 8:43:11 AM |
wkeboarder21 | $100.00 | 10/12/2012 7:57:48 AM |
jwill2172 | $50.00 | 10/12/2012 10:28:34 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:47 PM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:25 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
647574
This series of Notes was issued and sold upon the funding of the borrower loan #76246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $373.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 16y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,649 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| open-minded-revenue420 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to...
Purchase a motorcycle.
My financial situation:
I am a good candidate for this loan because...
I have outstanding credit and always pay my debts back on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/5/2012 9:56:11 AM |
tender-wealth0 | $25.00 | 10/5/2012 9:06:39 AM |
DDPrime | $50.00 | 10/5/2012 9:02:07 AM |
penny-finder | $52.53 | 10/5/2012 9:05:30 AM |
Ripsaw4U | $50.00 | 10/5/2012 9:21:50 AM |
fragonardlives | $25.00 | 10/5/2012 9:17:48 AM |
bazaar-tulip | $25.00 | 10/5/2012 9:27:41 AM |
loyalty-hornet6 | $25.00 | 10/5/2012 10:04:18 AM |
green28 | $50.00 | 10/5/2012 10:14:48 AM |
loot-baton | $25.00 | 10/5/2012 10:32:12 AM |
Emgolda | $25.00 | 10/5/2012 10:10:54 AM |
fboba | $300.00 | 10/5/2012 10:16:35 AM |
brainy-credit1 | $40.00 | 10/5/2012 10:31:12 AM |
ready-interest9 | $25.00 | 10/5/2012 10:40:16 AM |
friedokra | $25.00 | 10/5/2012 2:48:32 PM |
Ocean713 | $75.00 | 10/5/2012 12:49:34 PM |
hopeful_lender | $300.00 | 10/5/2012 6:25:52 PM |
houli123 | $25.00 | 10/5/2012 9:27:15 PM |
GoldenKoi | $100.00 | 10/6/2012 12:20:51 AM |
compatible-deal9 | $50.00 | 10/6/2012 9:36:14 AM |
Bank_Of_XL | $25.00 | 10/6/2012 10:22:46 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:08 AM |
rmachi | $25.00 | 10/6/2012 12:23:55 PM |
Barky52 | $25.00 | 10/6/2012 4:44:37 PM |
drkosh | $25.00 | 10/6/2012 1:52:20 PM |
blue-useful-auction | $25.00 | 10/6/2012 4:19:51 PM |
MCDXLIV | $25.00 | 10/6/2012 2:32:05 PM |
Darts | $50.00 | 10/8/2012 9:31:57 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:57 AM |
pdub | $500.00 | 10/8/2012 4:05:53 PM |
pious-currency875 | $100.00 | 10/8/2012 5:14:39 PM |
Dave0 | $25.00 | 10/8/2012 5:19:24 PM |
repayment-pagoda8 | $100.00 | 10/8/2012 5:13:36 PM |
availableloan | $25.00 | 10/8/2012 5:18:49 PM |
mar97 | $25.00 | 10/8/2012 5:58:54 PM |
geekguy | $25.00 | 10/8/2012 5:35:06 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:51 PM |
spirit07a | $100.00 | 10/8/2012 6:18:42 PM |
logical-reward8 | $25.00 | 10/8/2012 5:45:26 PM |
magnificent-felicity4 | $25.00 | 10/8/2012 6:26:13 PM |
prudent-dough458 | $25.00 | 10/8/2012 5:57:05 PM |
capital-blueberry | $25.00 | 10/8/2012 7:16:11 PM |
payout-harmony4 | $50.00 | 10/8/2012 6:09:50 PM |
RiderIRA | $200.00 | 10/8/2012 8:03:08 PM |
unclejaef | $25.00 | 10/8/2012 7:37:23 PM |
peaceful-basis6 | $50.00 | 10/8/2012 9:11:22 PM |
antlr | $25.00 | 10/8/2012 9:17:32 PM |
Prospect10 | $200.00 | 10/9/2012 1:18:39 AM |
investorrr | $50.00 | 10/8/2012 10:22:37 PM |
continental2 | $100.00 | 10/9/2012 5:45:10 AM |
cerebral-auction950 | $50.00 | 10/8/2012 10:46:14 PM |
penny-kahuna0 | $25.00 | 10/9/2012 6:47:38 AM |
Pasagam | $50.00 | 10/9/2012 9:02:15 AM |
Plutis | $25.00 | 10/9/2012 9:06:54 AM |
JaceSpade | $25.00 | 10/9/2012 8:40:37 AM |
SkiFastBadly | $25.00 | 10/9/2012 9:42:28 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:29 AM |
amsoilrules | $25.00 | 10/9/2012 9:17:45 AM |
peso-dancer3 | $25.00 | 10/9/2012 9:26:17 AM |
mindful-generosity1 | $50.00 | 10/9/2012 10:20:09 AM |
BridgeBum | $25.00 | 10/9/2012 10:49:54 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:25 AM |
JohnBarleycorn | $50.00 | 10/9/2012 11:48:14 AM |
vigorous-moola0 | $100.00 | 10/9/2012 9:32:44 AM |
azazle | $50.00 | 10/9/2012 9:36:32 AM |
payout-quark | $221.48 | 10/9/2012 1:18:40 PM |
bold-gold-pilot | $25.00 | 10/9/2012 1:39:29 PM |
URBANCAPITAL | $50.00 | 10/9/2012 2:25:29 PM |
fairness-symphony2 | $50.00 | 10/9/2012 2:44:54 PM |
devoider | $25.00 | 10/9/2012 3:24:15 PM |
doomsday18 | $25.00 | 10/9/2012 12:42:00 PM |
finance-coyote3 | $500.00 | 10/9/2012 4:02:45 PM |
odp01 | $40.00 | 10/9/2012 10:33:17 AM |
gpuck | $25.00 | 10/9/2012 4:59:25 PM |
bellaquito | $500.00 | 10/9/2012 11:24:42 AM |
radforj22 | $50.00 | 10/9/2012 12:07:43 PM |
Dubbs360 | $200.00 | 10/9/2012 12:25:55 PM |
Charmart | $25.00 | 10/9/2012 4:18:42 PM |
famous-reward9 | $200.00 | 10/9/2012 5:12:40 PM |
repayment-uprising | $25.00 | 10/9/2012 3:01:00 PM |
Batman2u | $50.00 | 10/9/2012 3:13:31 PM |
jedi053 | $100.00 | 10/9/2012 3:14:52 PM |
JGENERAL | $25.00 | 10/9/2012 4:55:49 PM |
sympathetic-funds818 | $25.00 | 10/9/2012 5:45:39 PM |
dough-souffle | $25.00 | 10/9/2012 5:49:46 PM |
CalCollegeFund19 | $30.00 | 10/9/2012 6:20:58 PM |
investor11373 | $25.00 | 10/10/2012 3:58:29 AM |
daw1878 | $25.00 | 10/10/2012 4:28:12 AM |
diversification-cycle4 | $75.00 | 10/10/2012 5:51:10 AM |
prainvestment | $25.00 | 10/10/2012 6:21:33 AM |
goalieman688 | $27.82 | 10/10/2012 7:00:04 AM |
brazzier-cluster | $25.00 | 10/10/2012 7:27:18 AM |
glimmering-credit4 | $25.00 | 10/9/2012 10:16:38 PM |
friendinmoney | $25.00 | 10/10/2012 8:24:45 AM |
elfincove | $57.43 | 10/10/2012 7:34:30 AM |
unafraid-loan5 | $25.00 | 10/10/2012 7:57:17 AM |
Brisket_Bob | $50.00 | 10/10/2012 6:06:17 AM |
Leopoldine | $28.04 | 10/10/2012 8:22:59 AM |
compassion-twister2 | $50.00 | 10/5/2012 9:16:19 AM |
Rivervale_Westwood | $25.00 | 10/5/2012 9:12:47 AM |
Dollars4Rent | $50.00 | 10/5/2012 9:41:52 AM |
octoberfresh | $25.00 | 10/5/2012 9:32:28 AM |
HikeMoab | $50.00 | 10/5/2012 9:27:42 AM |
kenji4861 | $25.00 | 10/5/2012 9:35:47 AM |
silver-explorer6 | $25.00 | 10/5/2012 10:12:16 AM |
patriot897 | $25.00 | 10/5/2012 9:49:35 AM |
repayment-chihuahua3 | $25.00 | 10/5/2012 10:21:50 AM |
lionheart722 | $100.00 | 10/5/2012 10:02:31 AM |
Taxman44 | $25.00 | 10/5/2012 10:05:48 AM |
FortuneFund | $50.00 | 10/5/2012 10:13:01 AM |
Castellan | $50.00 | 10/5/2012 10:16:38 AM |
neighborly-hope6 | $100.00 | 10/5/2012 10:26:51 AM |
prudent-deal662 | $25.00 | 10/5/2012 11:37:07 AM |
kfrench | $75.00 | 10/5/2012 10:41:33 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:44 PM |
blot44 | $25.00 | 10/5/2012 6:07:18 PM |
lively-dedication4 | $50.00 | 10/6/2012 6:10:13 AM |
market-maximizer472 | $100.00 | 10/6/2012 7:28:33 AM |
commerce-gargantuan2 | $50.00 | 10/6/2012 12:05:21 PM |
dbs | $25.00 | 10/6/2012 12:31:48 PM |
ingenious-deal6 | $25.00 | 10/6/2012 12:36:23 PM |
quantumwellguy | $50.00 | 10/6/2012 1:11:31 PM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:37 PM |
Vegasjim | $25.00 | 10/6/2012 2:01:36 PM |
tadpole256 | $50.00 | 10/6/2012 9:42:58 PM |
euro-deployment | $25.00 | 10/6/2012 11:15:51 PM |
return-buddy | $25.00 | 10/7/2012 8:51:02 AM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:24 PM |
imogen22 | $50.00 | 10/8/2012 9:25:19 AM |
Arvicco | $400.00 | 10/8/2012 9:59:21 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:18 PM |
jmb_lending | $50.00 | 10/8/2012 5:04:12 PM |
compoundinterest | $25.00 | 10/8/2012 5:24:30 PM |
Searlzy | $25.00 | 10/8/2012 5:13:11 PM |
velocityasaurus-rex4 | $100.00 | 10/8/2012 5:29:04 PM |
Kyjamune | $25.00 | 10/8/2012 5:42:31 PM |
EnglishGeekInNYC | $25.00 | 10/8/2012 5:20:02 PM |
affluence-kingdom9 | $100.00 | 10/8/2012 5:27:12 PM |
aspen5 | $50.00 | 10/8/2012 5:27:49 PM |
tenacious-affluence | $25.00 | 10/8/2012 5:24:20 PM |
awwaww | $25.00 | 10/8/2012 5:58:13 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:14 PM |
Investoman | $25.00 | 10/8/2012 5:29:18 PM |
auction-sage | $100.00 | 10/8/2012 5:29:37 PM |
Tradesmanlender | $25.00 | 10/8/2012 5:36:14 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:41 PM |
compassionate-payment218 | $25.00 | 10/8/2012 6:13:06 PM |
american6 | $50.00 | 10/8/2012 6:15:11 PM |
skillful-diversification2 | $25.00 | 10/8/2012 5:52:22 PM |
gjm6d | $25.00 | 10/8/2012 6:26:01 PM |
Futurero | $25.00 | 10/8/2012 5:56:06 PM |
pay_day | $50.00 | 10/8/2012 6:08:54 PM |
velocity-solo | $25.00 | 10/8/2012 6:51:01 PM |
a2190b | $35.13 | 10/8/2012 7:21:19 PM |
caddyman | $47.34 | 10/8/2012 6:29:50 PM |
Cain5031 | $35.67 | 10/8/2012 8:05:23 PM |
hitsman | $50.00 | 10/8/2012 6:17:44 PM |
georgethesir | $50.00 | 10/8/2012 7:47:09 PM |
08bob | $25.00 | 10/8/2012 9:28:29 PM |
RedRockLLC | $25.00 | 10/8/2012 7:48:13 PM |
smartinvest | $25.00 | 10/8/2012 9:40:17 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:47 PM |
ToweringDan | $75.00 | 10/8/2012 10:23:13 PM |
Money_Hog | $25.00 | 10/9/2012 6:23:24 AM |
TGGGGGGGGGGGGGGG | $25.00 | 10/9/2012 7:31:59 AM |
likeable-reward | $25.00 | 10/9/2012 7:42:25 AM |
dynamic-platinum | $25.00 | 10/9/2012 5:31:05 AM |
california111 | $100.00 | 10/8/2012 10:40:30 PM |
income-encore1 | $50.00 | 10/9/2012 6:20:29 AM |
ore-widget7 | $25.00 | 10/9/2012 7:26:53 AM |
community-seahorse0 | $25.00 | 10/9/2012 5:07:55 AM |
ezraacook | $192.30 | 10/9/2012 5:31:09 AM |
ouiemyster06 | $50.00 | 10/9/2012 8:40:59 AM |
gold-web4 | $100.00 | 10/9/2012 8:48:30 AM |
the-fairness-tsunami290 | $50.00 | 10/9/2012 6:40:44 AM |
ltschetter | $25.00 | 10/9/2012 12:39:29 PM |
cash-strawberry3 | $25.00 | 10/9/2012 12:14:07 PM |
obedient-payout0 | $25.00 | 10/9/2012 10:19:49 AM |
Johnab | $25.00 | 10/9/2012 3:42:12 PM |
loan-upholder4 | $25.00 | 10/9/2012 12:41:24 PM |
fairness-sundae2 | $50.00 | 10/9/2012 4:04:11 PM |
vines99 | $25.00 | 10/9/2012 10:35:14 AM |
goat361 | $45.00 | 10/9/2012 4:29:46 PM |
tidy-greenback2 | $40.00 | 10/9/2012 2:16:44 PM |
lagnisiruk | $25.00 | 10/9/2012 5:35:17 PM |
golfman1 | $37.50 | 10/9/2012 5:12:43 PM |
diversification-wildcat2 | $25.00 | 10/9/2012 5:27:15 PM |
RebuildingAmerica | $25.70 | 10/9/2012 6:11:33 PM |
mchale | $25.00 | 10/9/2012 8:40:36 PM |
jpblan11 | $25.00 | 10/9/2012 8:50:28 PM |
gain-neutrino9 | $25.00 | 10/9/2012 7:43:36 PM |
the-sunny-loot | $25.00 | 10/9/2012 6:26:37 PM |
sgt-schultz | $30.00 | 10/10/2012 6:17:41 AM |
TurtleDove | $200.00 | 10/10/2012 4:56:14 AM |
SourDoughSteve | $25.00 | 10/10/2012 7:43:41 AM |
balance-force | $31.34 | 10/9/2012 11:48:43 PM |
Orthosie | $7.72 | 10/10/2012 8:48:43 AM |
deal-financier5 | $50.00 | 10/10/2012 7:41:30 AM |
in-college-lender | $25.00 | 10/10/2012 8:43:48 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
647594
This series of Notes was issued and sold upon the funding of the borrower loan #76327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $172.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 7% |
Credit score:
| 860-879 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-melody9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...retire some short term debt incurred trying to get my daughter set up for her first year of college
My financial situation:
I am a good candidate for this loan because...I have an excellant credit history and have always handled money responsibily
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.02 | 10/5/2012 5:04:25 PM |
proper-exchange8 | $50.00 | 10/5/2012 5:07:12 PM |
repayment-chihuahua3 | $25.00 | 10/5/2012 5:39:31 PM |
Emgolda | $25.00 | 10/5/2012 5:14:30 PM |
engaging-worth | $25.00 | 10/5/2012 5:21:01 PM |
Castellan | $50.00 | 10/5/2012 5:22:00 PM |
dumbass | $25.00 | 10/5/2012 5:26:03 PM |
best-bonafide-p2p | $50.00 | 10/5/2012 5:26:35 PM |
fboba | $300.00 | 10/5/2012 5:28:59 PM |
gravbox | $25.00 | 10/5/2012 6:10:31 PM |
Aberdeen | $100.00 | 10/5/2012 6:13:47 PM |
Cai8899 | $25.00 | 10/5/2012 5:38:20 PM |
mar97 | $25.00 | 10/5/2012 5:50:19 PM |
loyalty-hornet6 | $25.00 | 10/5/2012 5:50:29 PM |
Bank_Of_XL | $25.00 | 10/5/2012 5:55:50 PM |
obduro_1 | $25.00 | 10/5/2012 6:10:48 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:24 PM |
patriot897 | $25.00 | 10/5/2012 6:30:35 PM |
hopeful_lender | $200.00 | 10/5/2012 6:21:53 PM |
FWF-kinetic | $25.00 | 10/5/2012 9:57:12 PM |
Attract | $25.00 | 10/5/2012 11:09:11 PM |
goodhearted-basis4 | $25.00 | 10/6/2012 12:11:21 AM |
houli123 | $25.00 | 10/5/2012 9:27:15 PM |
market-maximizer472 | $100.00 | 10/6/2012 7:27:08 AM |
Forge_Survival_Supply_Com | $25.00 | 10/6/2012 7:47:10 AM |
BlessedEveryDay | $25.00 | 10/6/2012 8:49:32 AM |
GTFreeFlyer | $25.00 | 10/6/2012 12:12:31 PM |
Searlzy | $25.00 | 10/6/2012 12:30:22 PM |
MONEY-1957 | $25.00 | 10/6/2012 12:10:14 PM |
Investoman | $25.00 | 10/6/2012 12:12:24 PM |
Aaron_Oz | $25.00 | 10/6/2012 12:29:30 PM |
american6 | $50.00 | 10/6/2012 12:48:33 PM |
enriching-trade2 | $50.00 | 10/6/2012 12:37:12 PM |
kevin314 | $25.00 | 10/6/2012 12:37:21 PM |
postalwhiz | $25.00 | 10/6/2012 1:01:37 PM |
NJournalist | $25.00 | 10/6/2012 12:49:42 PM |
AFairDeal | $25.00 | 10/6/2012 1:19:47 PM |
puifais | $50.00 | 10/6/2012 1:23:09 PM |
cfarther | $50.00 | 10/6/2012 1:06:20 PM |
MCDXLIV | $25.00 | 10/6/2012 2:30:48 PM |
LaGrangeLender | $60.00 | 10/6/2012 1:59:12 PM |
fantastic-penny9 | $50.00 | 10/6/2012 10:27:43 PM |
themoneydoctor | $50.00 | 10/6/2012 2:40:06 PM |
1313mark1313 | $105.10 | 10/6/2012 3:06:08 PM |
radforj22 | $50.00 | 10/6/2012 3:07:07 PM |
coin-tweet | $25.00 | 10/7/2012 12:50:30 AM |
anti-wall-st | $50.00 | 10/6/2012 7:23:56 PM |
Supernick | $500.00 | 10/6/2012 6:18:37 PM |
pednatjr | $25.00 | 10/6/2012 9:04:03 PM |
social-pear9 | $50.00 | 10/7/2012 9:20:21 AM |
aprivatelender | $25.00 | 10/6/2012 11:47:07 PM |
Theofficer_roth_ira | $100.00 | 10/6/2012 9:34:32 PM |
gokart83 | $25.00 | 10/7/2012 3:50:38 AM |
Rearden_Steel | $25.00 | 10/7/2012 7:16:03 AM |
ets2011 | $25.00 | 10/7/2012 8:02:11 AM |
hitsman | $50.00 | 10/7/2012 12:12:55 PM |
Iwillhuntyoudown | $25.00 | 10/7/2012 10:13:24 AM |
CoolPlexer | $50.00 | 10/7/2012 1:45:58 PM |
RGlad | $100.00 | 10/7/2012 2:46:23 PM |
wwwUniversal | $25.00 | 10/7/2012 1:16:08 PM |
chac | $150.00 | 10/7/2012 6:24:09 PM |
CaliforniaSun | $50.00 | 10/7/2012 6:36:56 PM |
payment-halo | $25.00 | 10/7/2012 1:47:58 PM |
boylezz | $25.00 | 10/7/2012 7:51:29 PM |
dynrep | $25.00 | 10/7/2012 1:48:55 PM |
Gordon_Gekko1 | $30.00 | 10/7/2012 4:02:14 PM |
Ocean713 | $75.00 | 10/7/2012 6:56:20 PM |
Moneypenny6 | $25.00 | 10/8/2012 8:03:42 AM |
bb575 | $50.00 | 10/8/2012 7:23:51 AM |
tomdooley12520 | $50.00 | 10/8/2012 5:09:47 AM |
fallentimbers | $25.00 | 10/8/2012 6:19:23 AM |
economy-popcorn | $25.00 | 10/8/2012 6:53:32 AM |
bold-gold-pilot | $25.00 | 10/8/2012 6:57:42 AM |
finance-coyote3 | $1,311.08 | 10/8/2012 8:46:13 AM |
responsibility-butterfly | $50.00 | 10/6/2012 8:31:20 AM |
EnglishGeekInNYC | $25.00 | 10/5/2012 5:16:33 PM |
note-proton0 | $25.00 | 10/5/2012 5:01:36 PM |
return-aurora853 | $500.00 | 10/5/2012 5:01:32 PM |
Sneezie | $100.00 | 10/5/2012 5:02:16 PM |
brainy-credit1 | $40.00 | 10/5/2012 5:45:04 PM |
ingenious-deal6 | $25.00 | 10/5/2012 5:21:34 PM |
FortuneFund | $50.00 | 10/5/2012 5:54:06 PM |
octoberfresh | $25.00 | 10/5/2012 5:24:36 PM |
excellent-funds649 | $50.00 | 10/5/2012 5:26:21 PM |
friedokra | $25.00 | 10/5/2012 5:26:56 PM |
bazaar-tulip | $25.00 | 10/5/2012 6:19:48 PM |
Taxman44 | $25.00 | 10/5/2012 5:43:38 PM |
neighborly-hope6 | $100.00 | 10/5/2012 5:51:26 PM |
compoundinterest | $25.00 | 10/5/2012 6:02:44 PM |
blot44 | $25.00 | 10/5/2012 6:06:51 PM |
Slapshot | $25.00 | 10/5/2012 6:33:48 PM |
zippy-revenue8 | $25.00 | 10/6/2012 5:56:23 AM |
grotheik | $30.00 | 10/6/2012 6:38:40 AM |
phenomenal-gain5 | $25.00 | 10/6/2012 6:45:59 AM |
cerebral-dollar773 | $50.00 | 10/6/2012 7:15:53 AM |
awesome-dollar6 | $100.00 | 10/6/2012 7:57:44 AM |
top-unforgettable-income | $25.00 | 10/6/2012 12:06:04 PM |
noconnor01 | $25.00 | 10/6/2012 9:14:27 AM |
shrewd-deal | $50.00 | 10/6/2012 10:14:08 AM |
MtnLend | $25.00 | 10/6/2012 12:33:49 PM |
xrycac | $25.00 | 10/6/2012 12:30:15 PM |
first-funds-palace | $25.00 | 10/6/2012 1:02:00 PM |
kenji4861 | $25.00 | 10/6/2012 12:56:21 PM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:37 PM |
green-planet-guy | $25.00 | 10/6/2012 6:10:40 PM |
debt-patriot | $43.52 | 10/6/2012 6:24:02 PM |
punctual-worth263 | $50.00 | 10/6/2012 8:16:44 PM |
market-trooper3 | $30.00 | 10/6/2012 9:20:09 PM |
totoro | $25.00 | 10/7/2012 1:37:39 AM |
return-buddy | $200.00 | 10/6/2012 6:14:33 PM |
creative-generosity3 | $100.00 | 10/7/2012 5:43:31 AM |
jderek01 | $25.00 | 10/6/2012 5:33:35 PM |
dollar-idol7 | $26.00 | 10/6/2012 7:22:57 PM |
Pickmar | $25.00 | 10/7/2012 11:01:50 AM |
peerinvestor | $200.00 | 10/7/2012 11:02:18 AM |
dhkny5 | $67.28 | 10/7/2012 11:31:15 AM |
worldly-loyalty459 | $100.00 | 10/7/2012 12:30:26 PM |
hard-working-rate3 | $25.00 | 10/7/2012 12:07:30 PM |
lendersf | $50.00 | 10/7/2012 12:15:51 PM |
magnificent-felicity4 | $25.00 | 10/7/2012 8:40:05 PM |
ore-master | $25.00 | 10/7/2012 9:55:28 PM |
zenchef | $25.00 | 10/8/2012 1:43:19 AM |
LSAR | $25.00 | 10/8/2012 4:20:31 AM |
worth21 | $25.00 | 10/7/2012 4:56:46 PM |
jpac1066 | $25.00 | 10/7/2012 6:29:29 PM |
justice-trooper | $25.00 | 10/7/2012 11:13:17 PM |
one-midas | $50.00 | 10/8/2012 6:27:33 AM |
glc527 | $30.00 | 10/8/2012 1:36:39 AM |
gold-missile6 | $25.00 | 10/8/2012 5:55:49 AM |
BankofPete | $25.00 | 10/8/2012 7:12:54 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
647772
This series of Notes was issued and sold upon the funding of the borrower loan #76631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,305 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| orderly-repayment018 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
to buy a CNC machine
My financial situation:
I am a good candidate for this loan because...
i pay my bills first and on time.
Monthly net income: $2200
Monthly expenses: $
Housing: $680
Insurance: $105
Car expenses: $351
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 10/18/2012 9:12:50 AM |
appetizing-loyalty354 | $100.00 | 10/18/2012 9:20:49 AM |
Danjack_Capital | $25.00 | 10/18/2012 9:01:32 AM |
green-trade-dolphin | $25.03 | 10/18/2012 9:02:58 AM |
lunareclipse | $87.77 | 10/18/2012 3:16:32 PM |
RiderIRA | $140.40 | 10/18/2012 3:59:11 PM |
ethical-truth211 | $100.00 | 10/18/2012 12:47:29 PM |
note-venture | $25.00 | 10/18/2012 1:03:42 PM |
newest-generous-income | $25.00 | 10/18/2012 2:16:21 PM |
kegs | $150.00 | 10/18/2012 2:25:49 PM |
commerce-venture1 | $25.00 | 10/18/2012 2:52:29 PM |
mpatrick | $50.00 | 10/18/2012 4:43:50 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:55:04 PM |
stock106 | $25.00 | 10/18/2012 6:21:05 PM |
alliancecapital1 | $25.00 | 10/18/2012 6:11:33 PM |
slowgains | $25.00 | 10/18/2012 6:27:10 PM |
euro-spark | $25.00 | 10/18/2012 6:27:31 PM |
HoweMoney | $11.76 | 10/18/2012 6:31:18 PM |
InChicago | $80.04 | 10/18/2012 9:01:59 AM |
appetizing-loyalty354 | $100.00 | 10/18/2012 9:20:37 AM |
appetizing-loyalty354 | $100.00 | 10/18/2012 9:20:58 AM |
DasMula | $25.00 | 10/18/2012 9:17:54 AM |
majestic-note6 | $150.00 | 10/18/2012 9:24:21 AM |
bonus-seahorse | $25.00 | 10/18/2012 11:11:32 AM |
rate-advocator7 | $200.00 | 10/18/2012 9:17:10 AM |
CorsoCapital | $55.00 | 10/18/2012 4:32:01 PM |
Rogelio48 | $25.00 | 10/18/2012 12:52:22 PM |
CA-Lender | $25.00 | 10/18/2012 4:45:23 PM |
payout-shrubbery7 | $100.00 | 10/18/2012 1:01:16 PM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:00:30 PM |
Bob450 | $25.00 | 10/18/2012 5:30:01 PM |
Codextreme07 | $25.00 | 10/18/2012 4:06:24 PM |
pierrelasvegas | $25.00 | 10/18/2012 5:24:51 PM |
Finchy78 | $25.00 | 10/18/2012 5:29:07 PM |
Free-the-usa-1776 | $25.00 | 10/18/2012 5:46:25 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:18 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
648114
This series of Notes was issued and sold upon the funding of the borrower loan #76450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $423.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,122 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BrownleeManagement |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off all credit card debt-consolidate into one payment.
My financial situation: I have a steady job in the medical field. I have been at the same hospital for over 10 years. We own 4 homes, one paid off and 3 with positive equity and positive cash flow. Cars are paid off. The income listed is just from my job, but I have steady rental income every month as well; in an amount of $800/month positive cash flow (Rent-mortgage payment). I also have a business that brings in $1500-2,000 per month (net) and is growing.
I am a good candidate for this loan because we are already paying more than this to our credit cards, but with higher interest and this will allow us to make one payment and lower the interest and therefore shorten the length of time for payoff.
If you have any questions, please feel free to ask.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/2/2012 10:59:31 AM |
villagers | $50.00 | 10/2/2012 9:15:10 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:16 AM |
excellent-funds649 | $50.00 | 10/2/2012 9:21:17 AM |
Bank_Of_XL | $25.00 | 10/2/2012 9:03:59 AM |
affluence-kingdom9 | $100.00 | 10/2/2012 9:16:41 AM |
noble-yield136 | $25.00 | 10/2/2012 9:16:13 AM |
RJN | $25.00 | 10/2/2012 9:26:55 AM |
p2ploan-flag5 | $50.00 | 10/2/2012 9:47:23 AM |
napmanger | $100.00 | 10/2/2012 9:34:23 AM |
Castellan | $50.00 | 10/2/2012 9:46:58 AM |
kenji4861 | $25.00 | 10/2/2012 9:49:32 AM |
pdub | $750.00 | 10/2/2012 10:23:43 AM |
cerebral-dollar773 | $25.00 | 10/2/2012 9:55:49 AM |
enterprising-exchange6 | $50.00 | 10/2/2012 10:08:01 AM |
botfolio | $300.00 | 10/2/2012 10:22:31 AM |
Aberdeen | $100.00 | 10/2/2012 11:20:40 AM |
compoundinterest | $25.00 | 10/2/2012 10:34:58 AM |
first-wampum-gazer | $1,000.00 | 10/2/2012 11:09:40 AM |
LaGrangeLender | $60.00 | 10/2/2012 11:14:55 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 11:21:14 AM |
Cookstersalibi | $25.00 | 10/2/2012 11:41:13 AM |
bellaquito | $500.00 | 10/2/2012 12:02:15 PM |
Weaverville | $100.00 | 10/2/2012 2:20:13 PM |
blackstar | $35.00 | 10/2/2012 1:46:54 PM |
phenomenal-gain5 | $30.00 | 10/2/2012 3:43:22 PM |
blot44 | $25.00 | 10/2/2012 3:11:32 PM |
power-cell | $40.00 | 10/2/2012 3:20:00 PM |
grotheik | $30.00 | 10/2/2012 3:41:09 PM |
zassociate | $200.00 | 10/2/2012 5:12:30 PM |
Darts | $50.00 | 10/2/2012 5:32:44 PM |
bazaar-tulip | $25.00 | 10/2/2012 5:21:53 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:17 PM |
EnglishGeekInNYC | $25.00 | 10/2/2012 5:33:18 PM |
availableloan | $25.00 | 10/2/2012 6:11:11 PM |
proper-exchange8 | $50.00 | 10/2/2012 5:44:03 PM |
octoberfresh | $25.00 | 10/2/2012 5:48:47 PM |
Bamaman205 | $25.00 | 10/2/2012 6:15:41 PM |
EJPiper | $30.00 | 10/2/2012 6:16:56 PM |
UOweMe | $25.00 | 10/3/2012 5:52:48 AM |
radforj22 | $25.00 | 10/2/2012 7:44:45 PM |
DaveTheWave | $25.00 | 10/3/2012 8:31:04 AM |
astute-benjamins | $150.00 | 10/3/2012 8:07:05 AM |
first-serene-credit | $25.00 | 10/3/2012 9:16:35 AM |
principal-trident | $25.00 | 10/3/2012 9:44:49 AM |
american6 | $50.00 | 10/3/2012 10:10:47 AM |
JTHarris | $25.00 | 10/3/2012 11:06:33 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:05 PM |
credible-responsibility022 | $25.00 | 10/3/2012 1:33:53 PM |
market-pudding | $25.00 | 10/3/2012 11:19:26 AM |
green-moola-sniffer | $25.00 | 10/3/2012 5:01:24 PM |
income-awakening6 | $25.00 | 10/3/2012 2:31:02 PM |
cash-hotshot139 | $25.00 | 10/3/2012 5:05:06 PM |
Investoman | $25.00 | 10/4/2012 10:47:32 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:35 AM |
Iwillhuntyoudown | $25.00 | 10/4/2012 4:04:35 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:33 PM |
bowl800 | $25.00 | 10/4/2012 5:19:46 PM |
bonafide-yield351 | $25.00 | 10/4/2012 7:08:55 PM |
dough-kitten5 | $25.98 | 10/5/2012 3:41:15 AM |
fly4sugar | $25.00 | 10/5/2012 7:11:27 AM |
MonopolyDred | $25.00 | 10/5/2012 2:55:04 AM |
herbyman | $50.00 | 10/5/2012 6:51:14 AM |
fairness-lotus3 | $50.00 | 10/5/2012 8:30:43 AM |
kevin314 | $25.00 | 10/5/2012 10:05:10 AM |
agreement-merry-maker | $75.00 | 10/5/2012 10:14:25 AM |
lendacity | $25.00 | 10/5/2012 10:06:29 AM |
Emgolda | $25.00 | 10/5/2012 10:10:28 AM |
calamango | $50.00 | 10/5/2012 10:37:24 AM |
AmericanCredit | $100.00 | 10/5/2012 10:18:54 AM |
gold-motivator2 | $30.00 | 10/5/2012 11:03:44 AM |
UT-Longhorn | $25.00 | 10/5/2012 12:55:25 PM |
the-swiss-vault | $25.00 | 10/5/2012 10:50:28 AM |
blue-laudable-dinero | $25.00 | 10/5/2012 11:37:59 AM |
Ocean713 | $75.00 | 10/5/2012 11:51:06 AM |
friedokra | $25.00 | 10/5/2012 2:48:21 PM |
Obiwan_Kanobi | $25.01 | 10/5/2012 12:12:13 PM |
return-aurora853 | $500.00 | 10/5/2012 1:32:31 PM |
payout-magician | $25.00 | 10/5/2012 3:40:37 PM |
Senechal | $75.00 | 10/5/2012 6:27:23 PM |
finance-symphony7 | $50.00 | 10/5/2012 6:00:54 PM |
Supernick | $500.00 | 10/5/2012 8:41:38 PM |
ballz694 | $25.00 | 10/5/2012 7:17:42 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:14 PM |
buckeye55 | $25.00 | 10/6/2012 6:53:36 AM |
fireboss | $50.04 | 10/6/2012 7:41:46 AM |
mlm_invests | $25.00 | 10/5/2012 10:31:06 PM |
Spaceman838 | $25.00 | 10/6/2012 8:12:14 AM |
profitable-commerce822 | $25.00 | 10/6/2012 3:37:47 AM |
BocaYogi50 | $50.00 | 10/6/2012 5:21:34 AM |
seabass123 | $30.00 | 10/6/2012 6:25:44 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:24 AM |
Ryan13 | $49.00 | 10/6/2012 10:28:48 AM |
realtormoises | $25.00 | 10/6/2012 8:16:01 AM |
awesome-dollar6 | $100.00 | 10/6/2012 7:57:42 AM |
a-transparency-prodigy | $25.00 | 10/6/2012 10:01:16 AM |
Astyanax | $30.00 | 10/6/2012 11:39:44 AM |
friendinmoney | $25.00 | 10/6/2012 11:23:37 AM |
QuincyCapital | $25.00 | 10/6/2012 12:14:42 PM |
openness-prospector | $25.00 | 10/6/2012 12:17:30 PM |
the-lean-affluence1 | $25.00 | 10/6/2012 12:22:12 PM |
EJO | $25.00 | 10/6/2012 12:44:15 PM |
treasure-generator | $25.00 | 10/6/2012 12:45:56 PM |
cardminger | $25.00 | 10/6/2012 12:40:48 PM |
first-favorite-bonus9 | $25.00 | 10/6/2012 12:46:10 PM |
SunsetCoastCapital | $25.00 | 10/6/2012 12:52:05 PM |
meux99 | $25.00 | 10/6/2012 1:01:02 PM |
orange-liberty-oyster | $25.00 | 10/6/2012 1:16:45 PM |
icydog | $25.00 | 10/6/2012 3:41:42 PM |
dough-hammock | $25.00 | 10/6/2012 4:09:21 PM |
Firescreek | $25.00 | 10/6/2012 2:19:35 PM |
Malkial | $50.00 | 10/6/2012 1:57:02 PM |
cclady | $150.00 | 10/6/2012 4:52:24 PM |
nevee | $40.00 | 10/2/2012 6:12:27 PM |
themoneydoctor | $50.00 | 10/2/2012 9:10:38 AM |
repayment-pagoda8 | $100.00 | 10/2/2012 9:15:41 AM |
imogen22 | $50.00 | 10/2/2012 9:18:36 AM |
fboba | $300.00 | 10/2/2012 9:24:01 AM |
Taxman44 | $25.00 | 10/2/2012 10:05:27 AM |
bold-wampum-compadre | $100.00 | 10/2/2012 9:35:17 AM |
best-bonafide-p2p | $50.00 | 10/2/2012 9:39:44 AM |
ingenious-point1 | $25.00 | 10/2/2012 10:26:40 AM |
brainy-credit1 | $40.00 | 10/2/2012 10:28:32 AM |
loyalty-hornet6 | $25.00 | 10/2/2012 9:57:00 AM |
pious-currency875 | $100.00 | 10/2/2012 10:12:03 AM |
sanjubab | $25.00 | 10/2/2012 11:12:23 AM |
OregonDane | $25.00 | 10/2/2012 11:47:16 AM |
Good-Yield | $25.00 | 10/2/2012 12:14:22 PM |
moneymaker1981 | $35.06 | 10/2/2012 1:31:05 PM |
mar97 | $25.00 | 10/2/2012 11:10:32 AM |
vines99 | $25.00 | 10/2/2012 11:12:38 AM |
Plow_n_Sow | $100.00 | 10/2/2012 4:50:24 PM |
ready-interest9 | $25.00 | 10/2/2012 11:40:41 AM |
decisive-income7 | $4,000.00 | 10/2/2012 1:14:14 PM |
community-burrito9 | $25.00 | 10/2/2012 1:21:26 PM |
unassailable-funds754 | $25.00 | 10/2/2012 2:28:47 PM |
KCEnterprises | $25.00 | 10/2/2012 2:48:43 PM |
Interloper | $40.00 | 10/2/2012 3:21:29 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:59 PM |
dynadave | $1,000.00 | 10/3/2012 7:05:35 AM |
tomdooley12520 | $25.00 | 10/3/2012 5:42:21 AM |
DaveTheWave | $25.00 | 10/3/2012 8:31:10 AM |
Gnube | $25.00 | 10/3/2012 10:34:07 AM |
deal-cowbell695 | $25.00 | 10/3/2012 2:21:33 PM |
Arvicco | $400.00 | 10/3/2012 5:34:07 PM |
chac | $300.00 | 10/3/2012 6:20:07 PM |
heerzaquestion | $100.00 | 10/3/2012 7:30:41 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:52 PM |
GoldenKoi | $100.00 | 10/4/2012 12:08:38 AM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:39 PM |
MasonGrad2003 | $25.00 | 10/4/2012 8:38:21 AM |
red-gallant-dime | $250.00 | 10/4/2012 8:16:59 AM |
Cai8899 | $25.00 | 10/4/2012 9:22:15 AM |
Eggs_and_Ham | $25.00 | 10/4/2012 10:03:29 AM |
p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:10 AM |
vigilance-revolutionary | $50.00 | 10/4/2012 10:50:32 AM |
spartacusiam | $25.00 | 10/4/2012 10:31:17 AM |
Pickmar | $25.00 | 10/4/2012 11:33:36 AM |
leverage-monger | $25.00 | 10/4/2012 12:03:59 PM |
note-proton0 | $25.00 | 10/4/2012 1:07:56 PM |
mammalian4 | $25.00 | 10/4/2012 4:09:54 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:23 PM |
Nazbuster | $100.00 | 10/4/2012 5:02:04 PM |
shrewd-deal | $50.00 | 10/4/2012 5:53:03 PM |
doopers | $25.00 | 10/4/2012 7:18:52 PM |
reflective-rupee | $25.00 | 10/4/2012 7:39:49 PM |
cdv | $50.00 | 10/4/2012 8:17:06 PM |
broker048 | $25.00 | 10/4/2012 9:17:53 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:49 PM |
Requiem | $25.00 | 10/5/2012 4:00:33 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:30 AM |
enticing-finance758 | $65.00 | 10/5/2012 8:31:52 AM |
broosky2 | $100.00 | 10/5/2012 8:16:40 AM |
stockpiler608 | $25.00 | 10/5/2012 9:15:48 AM |
puifais | $50.00 | 10/5/2012 10:21:04 AM |
dime-advantage4 | $25.00 | 10/5/2012 10:37:34 AM |
benefit-hunter5 | $25.00 | 10/5/2012 11:10:34 AM |
loanlaw | $25.00 | 10/5/2012 12:46:01 PM |
Moneypenny6 | $25.00 | 10/5/2012 1:41:13 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:28 PM |
enriching-trade2 | $50.00 | 10/5/2012 5:18:16 PM |
Attract | $25.00 | 10/5/2012 10:59:32 PM |
cloud8 | $45.00 | 10/5/2012 7:18:19 PM |
SpreadsheetSolutions | $25.00 | 10/6/2012 4:15:47 AM |
houli123 | $25.00 | 10/5/2012 9:27:01 PM |
GCSS | $25.00 | 10/6/2012 7:34:11 AM |
Spiv_51 | $25.00 | 10/6/2012 6:00:21 AM |
RebuildingAmerica | $35.00 | 10/6/2012 8:21:10 AM |
ResQDoc | $25.00 | 10/6/2012 6:30:37 AM |
economy-popcorn | $25.00 | 10/6/2012 6:41:11 AM |
nimble-money086 | $25.00 | 10/6/2012 9:34:41 AM |
want2bfree2 | $25.00 | 10/6/2012 7:29:55 AM |
compatible-deal9 | $50.00 | 10/6/2012 9:56:19 AM |
natural-greenback6 | $25.00 | 10/6/2012 10:17:21 AM |
Kunakiku | $25.00 | 10/6/2012 8:02:44 AM |
cordial-affluence2 | $25.00 | 10/6/2012 11:32:40 AM |
treasure-bliss | $300.00 | 10/6/2012 8:24:56 AM |
AxionMan05 | $114.33 | 10/6/2012 8:54:51 AM |
fortytwo | $87.00 | 10/6/2012 12:03:16 PM |
MtnLend | $25.00 | 10/6/2012 12:33:46 PM |
Borrow2Grow | $54.00 | 10/6/2012 12:35:31 PM |
the-lean-affluence1 | $25.00 | 10/6/2012 12:27:18 PM |
nuclearmoose | $50.00 | 10/6/2012 12:46:50 PM |
investment-genetics90 | $25.00 | 10/6/2012 12:52:43 PM |
Tradesmanlender | $25.00 | 10/6/2012 12:37:00 PM |
ADIDASNO | $25.00 | 10/6/2012 1:12:04 PM |
gjm6d | $25.00 | 10/6/2012 1:13:49 PM |
bomdel | $25.00 | 10/6/2012 1:41:09 PM |
AFairDeal | $25.00 | 10/6/2012 1:19:44 PM |
Aimvest | $25.00 | 10/6/2012 1:16:09 PM |
WxChem | $25.00 | 10/6/2012 1:52:01 PM |
Clambake | $25.00 | 10/6/2012 1:17:45 PM |
thankful-nickel2 | $25.00 | 10/6/2012 1:45:42 PM |
return-buddy | $29.58 | 10/6/2012 6:04:21 PM |
214 Investments
|
Borrower Payment Dependent Notes Series
648584
This series of Notes was issued and sold upon the funding of the borrower loan #76384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $334.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 33% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,471 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| superb-p2p6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt so that it can be paid off for good. It is currently split between 3 cards and this is making the payments inefficient. My goal is to have all credit card debt paid off in 4-5 years or less.
My financial situation:
I am a good candidate for this loan because, I pay bills on time and I have an excellent credit score. I also already pay more than this monthly amount on my cards with little change in balance. Consolidation would allow me a set timeframe for when this will be paid off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.85 | 10/3/2012 9:03:20 AM |
creditjunky | $125.00 | 10/3/2012 9:04:35 AM |
best-bonafide-p2p | $50.00 | 10/3/2012 9:49:26 AM |
mar97 | $25.00 | 10/3/2012 10:02:15 AM |
neighborly-hope6 | $100.00 | 10/3/2012 11:07:02 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:15 PM |
JTHarris | $25.00 | 10/3/2012 11:11:06 AM |
napmanger | $100.00 | 10/3/2012 3:37:29 PM |
credible-responsibility022 | $25.00 | 10/3/2012 1:35:24 PM |
JustMee | $25.00 | 10/3/2012 2:18:09 PM |
blot44 | $25.00 | 10/3/2012 3:39:00 PM |
Castellan | $50.00 | 10/3/2012 5:27:07 PM |
Taxman44 | $25.00 | 10/3/2012 5:22:28 PM |
Arvicco | $400.00 | 10/3/2012 5:34:10 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:50 PM |
cerebral-dollar773 | $25.00 | 10/3/2012 8:49:50 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:57 PM |
Cookstersalibi | $25.00 | 10/4/2012 9:23:01 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:39 AM |
FortuneFund | $50.00 | 10/4/2012 5:11:37 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:11 PM |
Interloper | $45.00 | 10/4/2012 10:08:26 PM |
motor5 | $25.00 | 10/5/2012 7:26:30 AM |
Emgolda | $25.00 | 10/5/2012 10:10:31 AM |
global-invest-group | $25.00 | 10/5/2012 1:43:41 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:17 PM |
chac | $200.00 | 10/5/2012 9:05:31 PM |
houli123 | $25.00 | 10/5/2012 9:27:03 PM |
economy-popcorn | $25.00 | 10/6/2012 6:46:03 AM |
Rivermaverick | $25.00 | 10/6/2012 10:35:20 AM |
themoneydoctor | $150.00 | 10/6/2012 2:38:08 PM |
red-ethical-duty6 | $45.00 | 10/6/2012 9:34:11 PM |
jdrez | $50.00 | 10/7/2012 1:00:59 PM |
return-buddy | $50.00 | 10/7/2012 12:57:23 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:51 AM |
Darts | $50.00 | 10/8/2012 9:31:51 AM |
capital-heaven5 | $300.00 | 10/8/2012 11:59:07 AM |
first-graceful-contract | $35.77 | 10/8/2012 1:56:31 PM |
kegs | $150.00 | 10/8/2012 11:36:17 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:11 PM |
astute-benjamins | $150.00 | 10/8/2012 3:16:55 PM |
sfp1 | $250.66 | 10/8/2012 7:17:38 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:41 PM |
samijake | $50.00 | 10/8/2012 9:59:08 PM |
responsive-peace7 | $200.00 | 10/8/2012 10:19:48 PM |
justice-mussel2 | $25.00 | 10/9/2012 12:16:37 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:28 AM |
leverage-monger | $25.00 | 10/9/2012 1:23:54 PM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:24 AM |
jedi053 | $100.00 | 10/9/2012 3:14:47 PM |
eljobe | $50.00 | 10/9/2012 4:48:13 PM |
benevolent-marketplace4 | $2,500.00 | 10/10/2012 7:52:09 AM |
loyalist1 | $100.00 | 10/10/2012 8:45:15 AM |
giftgold | $25.00 | 10/10/2012 11:46:20 AM |
gain-zeus8 | $25.00 | 10/10/2012 11:17:42 AM |
SkinnyFish | $50.00 | 10/10/2012 3:49:01 PM |
credit-triumph1 | $25.00 | 10/11/2012 8:41:54 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:13 AM |
stills | $50.00 | 10/11/2012 2:56:43 PM |
Trimalchio12 | $25.00 | 10/11/2012 2:00:59 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:16 PM |
meoweo | $25.00 | 10/11/2012 7:47:14 PM |
dedicated-hope640 | $25.00 | 10/11/2012 7:54:32 PM |
nourishing-point1 | $25.00 | 10/11/2012 6:23:40 PM |
superb-income6 | $50.00 | 10/12/2012 12:03:52 AM |
epic-interest0 | $25.00 | 10/12/2012 8:30:35 AM |
hl8428 | $25.00 | 10/12/2012 9:07:52 AM |
BMerrick | $25.00 | 10/12/2012 11:50:53 AM |
miboymat | $25.00 | 10/12/2012 12:24:56 PM |
themoneydoctor | $50.00 | 10/12/2012 11:25:24 AM |
tolerant-responsibility051 | $1,595.02 | 10/12/2012 12:44:13 PM |
responsibility-butterfly | $25.00 | 10/3/2012 9:50:24 AM |
glimmering-liberty616 | $25.00 | 10/3/2012 9:09:46 AM |
jubilant-capital1 | $25.00 | 10/3/2012 9:53:14 AM |
repayment-chihuahua3 | $25.00 | 10/3/2012 10:10:15 AM |
fboba | $300.00 | 10/3/2012 10:51:11 AM |
spirited-greenback814 | $25.00 | 10/3/2012 10:45:14 AM |
ready-interest9 | $25.00 | 10/3/2012 10:46:51 AM |
community-burrito9 | $35.00 | 10/3/2012 2:06:08 PM |
fund-medalist171 | $30.00 | 10/3/2012 11:49:13 AM |
passivesf | $25.00 | 10/3/2012 4:37:27 PM |
dynadave | $1,000.00 | 10/3/2012 5:08:43 PM |
imogen22 | $50.00 | 10/3/2012 5:21:42 PM |
kenji4861 | $25.00 | 10/3/2012 5:44:40 PM |
loyalty-hornet6 | $25.00 | 10/3/2012 5:33:28 PM |
bazaar-tulip | $25.00 | 10/3/2012 6:28:27 PM |
heerzaquestion | $58.00 | 10/3/2012 7:31:17 PM |
marketplace-singularity3 | $25.00 | 10/3/2012 9:38:59 PM |
buddy486 | $25.00 | 10/4/2012 7:00:26 AM |
GoldenKoi | $100.00 | 10/4/2012 12:13:42 AM |
Good-Yield | $25.00 | 10/4/2012 8:16:14 AM |
note-proton0 | $25.00 | 10/4/2012 1:08:00 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:26 PM |
sanjubab | $32.00 | 10/4/2012 6:19:37 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:33 AM |
vines99 | $25.00 | 10/4/2012 11:41:30 PM |
return-aurora853 | $500.00 | 10/5/2012 1:32:35 PM |
Ocean713 | $75.00 | 10/5/2012 12:08:08 PM |
friedokra | $25.00 | 10/5/2012 2:48:24 PM |
EJPiper | $25.00 | 10/5/2012 5:58:50 PM |
icydog | $25.00 | 10/6/2012 3:41:44 PM |
Nil2008 | $100.00 | 10/7/2012 11:55:34 AM |
gravbox | $25.00 | 10/7/2012 1:10:54 PM |
payment-halo | $25.00 | 10/7/2012 2:43:38 PM |
suprfanjan525 | $25.00 | 10/7/2012 7:07:39 PM |
omegamon1 | $25.00 | 10/8/2012 7:01:00 AM |
ingenious-diversification | $50.00 | 10/8/2012 10:16:55 AM |
credit-socrates648 | $1,000.00 | 10/8/2012 10:37:44 AM |
axl163 | $25.00 | 10/8/2012 4:08:23 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:39 PM |
ND1998 | $50.00 | 10/8/2012 6:49:12 PM |
leverage-galleon | $30.00 | 10/8/2012 9:42:03 PM |
ore-frontier | $50.00 | 10/8/2012 8:48:02 PM |
fascinating-value4 | $200.00 | 10/9/2012 1:09:28 AM |
UOweMe | $25.00 | 10/9/2012 3:48:26 AM |
petangerie | $44.00 | 10/9/2012 7:47:36 AM |
azazle | $50.00 | 10/9/2012 12:06:38 AM |
ore-master | $25.00 | 10/9/2012 9:54:26 AM |
obedient-payout0 | $25.00 | 10/9/2012 10:19:48 AM |
ethical-truth211 | $300.00 | 10/9/2012 12:32:44 PM |
broker048 | $25.00 | 10/9/2012 4:00:34 PM |
jwill2172 | $50.00 | 10/9/2012 7:18:36 PM |
treasure-bliss | $100.00 | 10/10/2012 6:02:22 AM |
Brisket_Bob | $50.00 | 10/10/2012 6:19:40 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:14 AM |
lawndude16 | $25.00 | 10/10/2012 11:49:18 AM |
rokman | $70.00 | 10/10/2012 6:44:57 PM |
treasure-bliss | $100.00 | 10/11/2012 5:08:18 AM |
newest-forthright-note | $25.00 | 10/11/2012 10:18:12 AM |
gjacobs2 | $25.00 | 10/11/2012 12:08:39 PM |
brady830 | $25.00 | 10/11/2012 11:13:09 AM |
wealth-equation111 | $150.00 | 10/11/2012 11:58:24 AM |
tremendous-yield8 | $25.00 | 10/11/2012 2:55:56 PM |
SkyLoan | $34.70 | 10/11/2012 11:31:57 PM |
JCMC | $25.00 | 10/12/2012 8:31:08 AM |
Astyanax | $30.00 | 10/12/2012 10:16:05 AM |
Jalebi | $50.00 | 10/12/2012 9:43:21 AM |
compatible-deal9 | $50.00 | 10/12/2012 11:29:09 AM |
Henrylin | $35.00 | 10/12/2012 12:22:21 PM |
punctual-coin1 | $40.00 | 10/12/2012 12:44:01 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
648656
This series of Notes was issued and sold upon the funding of the borrower loan #75990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $318.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,120 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-exchange259 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $1000
Housing $
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/3/2012 9:50:25 AM |
InChicago | $80.03 | 10/3/2012 9:01:17 AM |
green-trade-dolphin | $25.03 | 10/3/2012 9:20:03 AM |
illinois_joe | $75.00 | 10/3/2012 9:30:18 AM |
mikrolown | $25.00 | 10/3/2012 9:45:43 AM |
bewitching-dollar5 | $100.00 | 10/3/2012 9:49:28 AM |
PrimeFunding | $25.00 | 10/3/2012 10:31:57 AM |
haplender | $50.00 | 10/3/2012 10:42:57 AM |
LendingPimp_2 | $51.00 | 10/3/2012 10:53:49 AM |
financial-frenzy | $50.00 | 10/3/2012 10:32:10 AM |
bold-wampum-compadre | $100.00 | 10/3/2012 10:39:17 AM |
networks4ever | $25.00 | 10/3/2012 11:09:33 AM |
credit-socrates648 | $1,000.00 | 10/3/2012 2:15:05 PM |
SLN-10 | $30.00 | 10/3/2012 11:17:12 AM |
pierrelasvegas | $25.00 | 10/3/2012 11:18:18 AM |
Myrick | $25.00 | 10/3/2012 3:10:10 PM |
84928429 | $50.00 | 10/3/2012 5:19:50 PM |
zipemdown | $25.00 | 10/3/2012 5:36:17 PM |
peace-fixer8 | $25.00 | 10/3/2012 5:59:17 PM |
mckhbnpc | $50.00 | 10/3/2012 6:10:55 PM |
bazaar-tulip | $25.00 | 10/3/2012 6:28:27 PM |
LOANS-LOANS-LOANS | $25.00 | 10/3/2012 6:52:54 PM |
gravbox | $25.00 | 10/3/2012 6:47:50 PM |
Sagamore | $200.00 | 10/3/2012 7:06:43 PM |
ethical-truth211 | $50.00 | 10/4/2012 4:00:00 AM |
capital-investor8 | $25.00 | 10/4/2012 7:18:26 AM |
DiligentiaLLC | $75.00 | 10/4/2012 5:42:42 AM |
historic-value7 | $200.00 | 10/4/2012 8:51:14 AM |
prudent-bid3 | $30.00 | 10/4/2012 6:23:13 AM |
Supernick | $25.00 | 10/4/2012 8:20:37 AM |
Bob450 | $25.00 | 10/4/2012 8:39:33 AM |
elegant-loot | $50.00 | 10/4/2012 8:52:51 AM |
bold-direct-asset | $50.00 | 10/4/2012 9:36:50 AM |
Abece | $349.59 | 10/4/2012 9:32:36 AM |
wealth-pipeline | $25.00 | 10/4/2012 10:25:42 AM |
glroark | $100.00 | 10/4/2012 10:28:58 AM |
LendingPimp | $52.00 | 10/4/2012 10:30:59 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:39 AM |
Astyanax | $25.00 | 10/4/2012 1:12:56 PM |
museic1 | $200.00 | 10/4/2012 1:09:28 PM |
hopeful_lender | $100.00 | 10/4/2012 1:24:18 PM |
well-mannered-income3 | $120.00 | 10/4/2012 3:57:31 PM |
supreme-treasure8 | $100.00 | 10/3/2012 10:43:08 AM |
Money__Tree | $200.00 | 10/3/2012 10:20:20 AM |
first-pragmatic-power | $25.00 | 10/3/2012 11:05:53 AM |
Ready2Loan | $30.00 | 10/3/2012 11:21:57 AM |
fair-pound5 | $25.00 | 10/3/2012 10:42:46 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:16 PM |
EngineersAlliance | $75.00 | 10/3/2012 11:36:39 AM |
Jasner | $25.00 | 10/3/2012 4:05:56 PM |
income-sycamore2 | $25.00 | 10/3/2012 12:54:24 PM |
bob450-roth | $25.00 | 10/3/2012 4:29:45 PM |
green-moola-sniffer | $25.00 | 10/3/2012 5:01:26 PM |
spark548 | $100.00 | 10/3/2012 5:14:10 PM |
LeReve | $500.00 | 10/3/2012 5:34:46 PM |
Taz-Man-IIWIS | $25.00 | 10/3/2012 5:36:06 PM |
money-bauble | $100.00 | 10/3/2012 5:38:05 PM |
MI2 | $5,000.00 | 10/3/2012 6:07:58 PM |
Thought | $25.00 | 10/3/2012 6:13:58 PM |
money-genome84 | $250.00 | 10/3/2012 6:43:01 PM |
thrifty-generosity222 | $50.00 | 10/3/2012 6:14:22 PM |
azazle | $50.00 | 10/3/2012 6:47:12 PM |
whitegold24k | $100.00 | 10/3/2012 6:27:57 PM |
red-eloquent-rupee | $50.00 | 10/3/2012 6:30:11 PM |
Cookstersalibi | $25.00 | 10/3/2012 9:47:03 PM |
the-inspired-justice | $25.00 | 10/3/2012 10:05:32 PM |
receptive-affluence035 | $25.00 | 10/4/2012 7:23:33 AM |
burrben | $100.00 | 10/4/2012 4:15:23 AM |
openness-cosmos9 | $50.00 | 10/4/2012 7:40:33 AM |
credit-adventurer313 | $45.72 | 10/4/2012 3:30:46 AM |
1stPlace | $50.00 | 10/4/2012 8:15:51 AM |
orange-liberty-oyster | $25.00 | 10/4/2012 10:51:48 AM |
leverage-monger | $44.00 | 10/4/2012 11:49:12 AM |
bazaar-festivity | $25.00 | 10/4/2012 10:54:54 AM |
priceless-capital0 | $25.00 | 10/4/2012 11:28:40 AM |
careful-dinero21 | $92.63 | 10/4/2012 4:58:27 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
648684
This series of Notes was issued and sold upon the funding of the borrower loan #76394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $243 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-knowledgeable-balance |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: personal
This loan will be used to...pay some bills
My financial situation: DGEFCU
I am a good candidate for this loan because...I pay my bills just came across a tough situation
Monthly net income: $5000.
Monthly expenses: $
Housing: $1400.
Insurance: $190.
Car expenses: $350.
Utilities: $100.
Phone, cable, internet: $50.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:50 AM |
majestic-note6 | $150.00 | 10/8/2012 5:33:13 PM |
azazle | $25.00 | 10/8/2012 5:37:56 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:24 PM |
california111 | $100.00 | 10/8/2012 10:40:35 PM |
greencat | $50.00 | 10/9/2012 7:26:12 AM |
compatible-return120 | $50.00 | 10/9/2012 7:59:12 AM |
return-kung-fu2 | $33.33 | 10/9/2012 11:12:03 AM |
order-singularity430 | $100.00 | 10/9/2012 12:13:30 PM |
sophisticated-fund623 | $50.00 | 10/9/2012 9:48:31 AM |
open-minded-p2p1 | $25.00 | 10/9/2012 11:12:02 AM |
first-serene-credit | $25.00 | 10/9/2012 10:02:43 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:13 PM |
melodious-openness | $200.00 | 10/9/2012 4:54:57 PM |
magical-loyalty679 | $25.00 | 10/10/2012 9:34:48 AM |
Weaverville | $25.00 | 10/10/2012 9:07:37 AM |
Kunakiku | $25.00 | 10/10/2012 8:54:16 AM |
fair-gain5 | $30.89 | 10/10/2012 9:59:14 AM |
EretzCapital | $35.70 | 10/10/2012 1:10:23 PM |
think_globally_act_locally | $25.00 | 10/10/2012 12:21:15 PM |
MI2 | $1,250.00 | 10/9/2012 6:45:51 AM |
stock106 | $25.00 | 10/9/2012 6:23:36 AM |
nalaari | $25.00 | 10/9/2012 7:34:01 AM |
petangerie | $44.00 | 10/9/2012 7:49:15 AM |
historic-value7 | $200.00 | 10/9/2012 12:35:17 PM |
vines99 | $25.00 | 10/9/2012 10:33:35 AM |
Mr_Katana | $25.00 | 10/9/2012 2:10:58 PM |
leverage-monger | $25.00 | 10/9/2012 1:17:03 PM |
mammalian4 | $25.00 | 10/9/2012 2:57:16 PM |
worthy-bid8 | $68.00 | 10/9/2012 5:29:18 PM |
fervent-commerce | $36.00 | 10/10/2012 7:03:28 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:07 AM |
diplomatic-wealth7 | $25.00 | 10/10/2012 10:12:37 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:35 AM |
SkepticalBen | $52.08 | 10/10/2012 1:29:34 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
648934
This series of Notes was issued and sold upon the funding of the borrower loan #76667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,700.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $526.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 22y 6m |
Amount delinquent:
| $10,879 |
Total credit lines:
| 34 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,061 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| favorable-deal542 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/3/2012 9:50:28 AM |
silver-explorer6 | $25.00 | 10/3/2012 10:09:08 AM |
neighborly-hope6 | $100.00 | 10/3/2012 11:07:02 AM |
Taxman44 | $25.00 | 10/3/2012 5:22:29 PM |
loyalty-hornet6 | $25.00 | 10/3/2012 5:33:29 PM |
kenji4861 | $25.00 | 10/3/2012 5:44:41 PM |
lionheart722 | $100.00 | 10/3/2012 6:11:55 PM |
universal71 | $25.00 | 10/4/2012 7:07:58 AM |
Good-Yield | $25.00 | 10/4/2012 8:17:34 AM |
green28 | $50.00 | 10/4/2012 5:01:35 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:27 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:38 PM |
Emgolda | $25.00 | 10/5/2012 10:10:32 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:35 PM |
friedokra | $25.00 | 10/5/2012 2:48:25 PM |
proper-exchange8 | $50.00 | 10/5/2012 5:07:11 PM |
velocityasaurus-rex4 | $100.00 | 10/5/2012 5:57:33 PM |
compoundinterest | $25.00 | 10/5/2012 6:02:43 PM |
california111 | $100.00 | 10/6/2012 10:17:57 AM |
Investoman | $25.00 | 10/6/2012 12:12:21 PM |
MtnLend | $25.00 | 10/6/2012 12:33:47 PM |
american6 | $50.00 | 10/6/2012 12:48:31 PM |
AFairDeal | $25.00 | 10/6/2012 1:19:45 PM |
postalwhiz | $25.00 | 10/6/2012 1:01:37 PM |
CJMC | $25.00 | 10/6/2012 6:57:35 PM |
coin-tweet | $25.00 | 10/7/2012 12:52:00 AM |
totoro | $25.00 | 10/7/2012 1:37:38 AM |
hard-working-rate3 | $25.00 | 10/7/2012 12:07:26 PM |
social-pear9 | $50.00 | 10/7/2012 9:20:21 AM |
worldly-loyalty459 | $100.00 | 10/7/2012 12:30:24 PM |
Frankieb21 | $25.00 | 10/7/2012 12:09:27 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:20 PM |
pbeach05 | $25.00 | 10/7/2012 8:29:46 PM |
magnificent-felicity4 | $25.00 | 10/7/2012 8:39:56 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:52 AM |
auction-sage | $100.00 | 10/8/2012 9:38:33 AM |
natural-liberty4 | $200.00 | 10/8/2012 9:53:00 AM |
deal-goliath4 | $500.00 | 10/8/2012 9:32:46 AM |
best-listing-toro | $25.00 | 10/8/2012 5:59:09 PM |
ND1998 | $50.00 | 10/8/2012 6:49:26 PM |
08bob | $25.00 | 10/8/2012 9:39:12 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:42 PM |
cerebral-auction950 | $50.00 | 10/8/2012 10:46:13 PM |
continental2 | $100.00 | 10/9/2012 5:50:00 AM |
adaptable-benefit6 | $25.00 | 10/9/2012 9:22:48 AM |
jedi053 | $100.00 | 10/9/2012 3:14:48 PM |
linkage682 | $50.00 | 10/10/2012 9:56:34 AM |
Harry | $100.00 | 10/10/2012 1:31:07 PM |
miket71 | $30.00 | 10/10/2012 5:10:10 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:13 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:12 PM |
finance-coyote3 | $240.00 | 10/11/2012 5:23:01 PM |
Jalebi | $50.00 | 10/12/2012 9:43:22 AM |
punctual-fund | $25.00 | 10/12/2012 9:47:57 AM |
payment-associate5 | $100.00 | 10/12/2012 12:16:55 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:13 PM |
radforj22 | $50.00 | 10/12/2012 11:59:57 AM |
bent300 | $50.00 | 10/12/2012 1:00:49 PM |
currency-fan9 | $50.00 | 10/12/2012 12:13:57 PM |
New-Brunswick-Investor | $25.00 | 10/12/2012 3:30:50 PM |
worth-victor6 | $25.00 | 10/12/2012 5:19:16 PM |
justchecking999 | $25.00 | 10/12/2012 5:51:20 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:07 PM |
sdalmr | $35.00 | 10/12/2012 8:17:21 PM |
success1001 | $100.00 | 10/13/2012 2:04:51 AM |
dough-kitten5 | $25.00 | 10/13/2012 4:27:19 AM |
Skulljocky | $25.00 | 10/13/2012 12:10:20 PM |
Svigel | $26.42 | 10/13/2012 1:18:19 PM |
graceful-durability246 | $30.00 | 10/13/2012 1:43:20 PM |
ksamba | $25.00 | 10/13/2012 12:46:30 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:13 PM |
loanprosper | $25.00 | 10/14/2012 8:41:08 AM |
capital-web7 | $50.00 | 10/14/2012 4:22:57 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:46:41 PM |
BOZO88 | $30.00 | 10/14/2012 6:05:06 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:38 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:55 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:08 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:37 PM |
kleinbrak | $25.00 | 10/14/2012 7:00:26 PM |
repayment-chihuahua3 | $25.00 | 10/3/2012 10:10:17 AM |
fboba | $300.00 | 10/3/2012 10:51:12 AM |
SSC_CCV | $25.00 | 10/3/2012 12:52:28 PM |
Castellan | $50.00 | 10/3/2012 5:27:08 PM |
Arvicco | $400.00 | 10/3/2012 5:34:11 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:51 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:25 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:34 AM |
Ocean713 | $75.00 | 10/5/2012 12:09:50 PM |
affluence-kingdom9 | $100.00 | 10/5/2012 5:23:58 PM |
pious-currency875 | $100.00 | 10/5/2012 5:22:31 PM |
tenacious-payout | $25.00 | 10/5/2012 8:49:06 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:18 PM |
houli123 | $25.00 | 10/5/2012 9:27:04 PM |
Syzygy | $25.00 | 10/6/2012 12:34:09 PM |
kevin314 | $25.00 | 10/6/2012 12:37:20 PM |
Vegasjim | $25.00 | 10/6/2012 2:01:31 PM |
green-planet-guy | $25.00 | 10/6/2012 6:10:38 PM |
drkosh | $25.00 | 10/6/2012 1:52:19 PM |
profit-mogul | $80.00 | 10/6/2012 6:23:50 PM |
anti-wall-st | $50.00 | 10/6/2012 7:23:54 PM |
29Palms | $40.00 | 10/7/2012 10:59:38 AM |
subtle-revenue0 | $25.00 | 10/7/2012 12:30:07 PM |
velocity-solo | $25.00 | 10/7/2012 1:44:53 PM |
Darts | $50.00 | 10/8/2012 9:31:52 AM |
emphatic-responsibility | $50.00 | 10/8/2012 9:55:35 AM |
pdub | $750.00 | 10/8/2012 4:04:32 PM |
compassionate-payment218 | $25.00 | 10/8/2012 6:13:04 PM |
unclejaef | $25.00 | 10/8/2012 7:37:19 PM |
georgethesir | $50.00 | 10/8/2012 7:47:07 PM |
08bob | $25.00 | 10/8/2012 9:38:47 PM |
antlr | $25.00 | 10/8/2012 9:17:31 PM |
ouiemyster06 | $50.00 | 10/9/2012 8:40:58 AM |
gold-web4 | $50.00 | 10/9/2012 8:56:00 AM |
broosky2 | $110.00 | 10/9/2012 8:18:19 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:24 AM |
smartinvest | $25.00 | 10/9/2012 10:02:46 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:48 PM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:51 PM |
cosmof16 | $25.00 | 10/10/2012 9:07:16 AM |
benevolent-marketplace4 | $2,500.00 | 10/10/2012 7:53:39 AM |
Index_Plus | $4,000.00 | 10/10/2012 2:22:29 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:42 PM |
andyb9 | $25.00 | 10/10/2012 7:36:52 PM |
rokman | $50.00 | 10/10/2012 6:51:53 PM |
tranquil-diversification8 | $100.00 | 10/11/2012 9:11:01 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:19 AM |
historic-value7 | $100.00 | 10/11/2012 11:55:44 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:02 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:17 PM |
gjacobs2 | $25.00 | 10/11/2012 12:09:10 PM |
lagnisiruk | $25.00 | 10/11/2012 5:04:42 PM |
Isotope | $25.00 | 10/11/2012 5:53:51 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:58 PM |
payout-optimizer1 | $50.00 | 10/12/2012 7:50:23 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:05 AM |
darknesscrown | $25.00 | 10/12/2012 12:09:14 PM |
organic-duty4 | $100.00 | 10/12/2012 11:17:45 AM |
jazz619 | $25.00 | 10/12/2012 11:21:46 AM |
BMerrick | $25.00 | 10/12/2012 11:51:30 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:24:57 PM |
bradfid | $25.00 | 10/12/2012 5:34:04 PM |
AldiHoldings | $25.00 | 10/12/2012 10:24:47 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:11 PM |
GarBear88 | $100.00 | 10/13/2012 7:06:51 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:10 AM |
mdv | $25.00 | 10/13/2012 11:04:10 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:21 AM |
sympathetic-funds818 | $25.00 | 10/13/2012 12:48:46 PM |
kind-value-pouch | $100.00 | 10/13/2012 10:15:31 AM |
principal-planetarium4 | $100.00 | 10/13/2012 12:23:00 PM |
upupandaway | $50.00 | 10/13/2012 5:17:02 PM |
contract-snowdome493 | $100.00 | 10/13/2012 3:15:38 PM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:56 PM |
anacent | $50.00 | 10/13/2012 4:05:35 PM |
petrus-capital | $300.00 | 10/14/2012 12:17:44 AM |
capital-lesson | $25.00 | 10/14/2012 3:54:15 PM |
lawdog33 | $25.00 | 10/14/2012 12:00:29 PM |
compatible-deal9 | $50.00 | 10/14/2012 3:20:26 PM |
fides-cx | $28.58 | 10/14/2012 11:37:47 PM |
160 Investments
|
Borrower Payment Dependent Notes Series
649086
This series of Notes was issued and sold upon the funding of the borrower loan #76128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-monster1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Universal Structures LLC
Purpose of loan:
This loan will be used for business start up expenses (attorney fees, accountant fees, etc...)
My financial situation:
I am a good candidate for this loan because the company I am buying has been in business for over 50 years and has been profitable every year.
Monthly net income: $4300
Monthly expenses: $3290
Housing: $1409
Insurance: $73
Car expenses: $482
Utilities: $220
Phone, cable, internet: $280
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $126
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:21 AM |
appetizing-loyalty354 | $100.00 | 10/11/2012 5:29:50 PM |
rate-advocator7 | $100.00 | 10/11/2012 5:05:09 PM |
Dubbs360 | $100.00 | 10/11/2012 7:20:19 PM |
greencat | $50.00 | 10/12/2012 7:42:42 AM |
Jalebi | $50.00 | 10/12/2012 9:44:15 AM |
california111 | $100.00 | 10/12/2012 10:03:39 AM |
Scrooge_McDuck2 | $100.00 | 10/12/2012 10:49:46 AM |
vines99 | $25.00 | 10/12/2012 4:58:18 PM |
Paxman84 | $25.00 | 10/13/2012 11:40:51 AM |
worthy-bid8 | $44.00 | 10/13/2012 1:01:54 PM |
first-serene-credit | $25.00 | 10/14/2012 6:08:03 PM |
Weaverville | $25.00 | 10/15/2012 12:04:59 PM |
pdub | $250.00 | 10/15/2012 5:06:14 PM |
netg | $75.00 | 10/15/2012 6:39:38 PM |
newest-currency-vibrato | $25.00 | 10/16/2012 9:04:29 AM |
diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:52 AM |
glroark | $50.00 | 10/16/2012 11:02:40 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:15 AM |
dudebrah | $25.00 | 10/16/2012 11:04:42 AM |
Astyanax | $30.00 | 10/16/2012 1:43:20 PM |
CA-Lender | $25.00 | 10/16/2012 11:11:41 AM |
pembull | $25.00 | 10/16/2012 11:53:23 AM |
cattlebaron | $25.00 | 10/11/2012 5:12:29 PM |
jebber007 | $40.00 | 10/13/2012 7:48:10 AM |
open-minded-p2p1 | $25.00 | 10/13/2012 1:48:50 PM |
banker34 | $25.00 | 10/13/2012 4:38:07 PM |
guild261 | $25.00 | 10/13/2012 2:53:23 PM |
capital-blueberry | $25.00 | 10/14/2012 8:14:29 AM |
rate-advocator7 | $100.00 | 10/14/2012 5:06:23 PM |
botfolio | $300.00 | 10/15/2012 10:15:40 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:38 AM |
MI2 | $1,000.00 | 10/15/2012 5:40:12 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:32 PM |
historic-value7 | $75.00 | 10/15/2012 7:41:09 PM |
cash-tent | $25.00 | 10/15/2012 11:44:00 PM |
yield-hut | $25.00 | 10/16/2012 5:32:41 AM |
abundant-power | $50.00 | 10/16/2012 6:33:13 AM |
YampaQuant | $25.00 | 10/16/2012 6:49:03 AM |
Bob450 | $25.00 | 10/16/2012 9:07:45 AM |
sgt-schultz | $45.00 | 10/16/2012 8:26:35 AM |
deadzed | $74.67 | 10/16/2012 9:13:42 AM |
kevin314 | $25.00 | 10/16/2012 9:35:57 AM |
wise-deal-panda | $100.00 | 10/16/2012 11:07:46 AM |
seeyouontv | $40.00 | 10/16/2012 11:12:56 AM |
brilliant-balance | $50.00 | 10/16/2012 12:11:12 PM |
dough-aficionado9 | $25.00 | 10/16/2012 12:38:40 PM |
leverage-monger | $51.33 | 10/16/2012 1:44:50 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
649492
This series of Notes was issued and sold upon the funding of the borrower loan #76441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $520.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,495 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generous-fairness7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and payoff my credit card debt. I took the first step and removed all my cards from my wallet. The next step is to reduce the APR that I am paying.
My financial situation:
I am a good candidate for this loan because my expenses are low and I do not have a car loan. The Prosper monthly loan amount will be less than I am currently paying towards my credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Ripsaw4U | $43.00 | 10/3/2012 5:02:30 PM |
Rivervale_Westwood | $25.00 | 10/3/2012 5:17:29 PM |
Bank_Of_XL | $25.00 | 10/3/2012 5:08:07 PM |
windguy | $50.00 | 10/3/2012 5:32:33 PM |
Castellan | $50.00 | 10/3/2012 5:27:13 PM |
repayment-chihuahua3 | $25.00 | 10/3/2012 5:32:20 PM |
mar97 | $25.00 | 10/3/2012 6:07:00 PM |
fboba | $300.00 | 10/3/2012 6:09:55 PM |
neighborly-hope6 | $100.00 | 10/3/2012 6:20:19 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:54 PM |
ready-interest9 | $25.00 | 10/3/2012 6:39:28 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:24:07 PM |
jubilant-capital1 | $25.00 | 10/3/2012 7:01:40 PM |
GoldenKoi | $200.00 | 10/4/2012 12:16:10 AM |
jubilant-capital1 | $25.00 | 10/4/2012 10:28:02 AM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:30 PM |
Good-Yield | $25.00 | 10/4/2012 4:42:25 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:13 PM |
finder61 | $25.00 | 10/4/2012 6:45:27 PM |
green28 | $50.00 | 10/5/2012 10:14:47 AM |
Ocean713 | $75.00 | 10/5/2012 12:19:38 PM |
new-liberty-jalapeno | $49.00 | 10/5/2012 8:49:19 PM |
bright-idea11 | $25.00 | 10/6/2012 8:15:03 AM |
Vegasjim | $25.00 | 10/6/2012 2:01:32 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:21 PM |
Darts | $50.00 | 10/8/2012 9:31:53 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:13 PM |
pdub | $750.00 | 10/8/2012 4:04:33 PM |
ND1998 | $50.00 | 10/8/2012 6:49:43 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:43 PM |
credible-responsibility022 | $25.00 | 10/9/2012 4:13:39 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:25 AM |
hitsman | $50.00 | 10/9/2012 5:04:45 PM |
compassionate-payment218 | $25.00 | 10/9/2012 5:17:57 PM |
postalwhiz | $25.00 | 10/9/2012 5:18:46 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:19 PM |
LaGrangeLender | $60.00 | 10/9/2012 6:26:49 PM |
axelducheck | $25.00 | 10/9/2012 6:18:49 PM |
senior1 | $25.00 | 10/9/2012 6:29:57 PM |
Brisket_Bob | $50.00 | 10/10/2012 6:04:23 AM |
naniamo | $25.00 | 10/9/2012 9:43:14 PM |
velocity-solo | $25.00 | 10/9/2012 6:44:39 PM |
deal-financier5 | $25.00 | 10/10/2012 7:50:10 AM |
bellaquito | $500.00 | 10/9/2012 7:02:39 PM |
gain-neutrino9 | $25.00 | 10/9/2012 7:37:13 PM |
fortytwo | $150.00 | 10/10/2012 9:06:10 AM |
chipperjohnson | $50.00 | 10/10/2012 7:03:35 AM |
spartacusiam | $25.00 | 10/10/2012 9:38:31 AM |
best-listing-toro | $25.00 | 10/10/2012 9:05:28 AM |
Tradesmanlender | $25.00 | 10/10/2012 10:12:32 AM |
Investoman | $25.00 | 10/10/2012 10:20:53 AM |
shur | $50.00 | 10/10/2012 10:21:25 AM |
linkage682 | $50.00 | 10/10/2012 9:56:35 AM |
availableloan | $25.00 | 10/10/2012 10:31:44 AM |
lostontheedge | $25.00 | 10/10/2012 10:42:13 AM |
Dave0 | $25.00 | 10/10/2012 9:50:29 AM |
damage | $25.00 | 10/10/2012 10:25:51 AM |
american6 | $50.00 | 10/10/2012 11:02:08 AM |
AFairDeal | $25.00 | 10/10/2012 10:06:24 AM |
Richlaw | $200.00 | 10/10/2012 11:15:30 AM |
new-bid-boomarang | $50.00 | 10/10/2012 11:40:48 AM |
hard-working-rate3 | $25.00 | 10/10/2012 10:23:56 AM |
adventurer447 | $300.00 | 10/10/2012 11:00:03 AM |
jcornehlsen | $25.00 | 10/10/2012 11:15:34 AM |
california111 | $100.00 | 10/10/2012 1:16:27 PM |
KgBsUcKa | $25.00 | 10/10/2012 4:42:48 PM |
timbob | $59.00 | 10/10/2012 11:09:59 AM |
sturdy-fairness0 | $50.00 | 10/10/2012 11:14:45 AM |
socrates520 | $50.00 | 10/10/2012 11:25:39 AM |
zx12rider | $98.74 | 10/10/2012 3:20:54 PM |
respectablename | $25.00 | 10/10/2012 11:53:44 AM |
Plutis | $25.00 | 10/10/2012 5:08:16 PM |
Oupa-George | $25.00 | 10/10/2012 5:10:29 PM |
coin-tweet | $25.00 | 10/10/2012 5:14:55 PM |
skuba | $75.00 | 10/10/2012 5:30:11 PM |
QuincyCapital | $25.00 | 10/10/2012 5:36:02 PM |
Pasagam | $50.00 | 10/10/2012 5:43:17 PM |
PK_USMC | $25.00 | 10/10/2012 5:44:37 PM |
nimble-money0 | $25.00 | 10/10/2012 5:45:31 PM |
figs4u2 | $100.00 | 10/10/2012 5:46:43 PM |
the-capital-multiplier | $100.00 | 10/10/2012 5:47:04 PM |
community-saver158 | $50.00 | 10/10/2012 5:47:25 PM |
BaltimoreLender | $25.00 | 10/10/2012 5:47:44 PM |
kwan | $25.00 | 10/10/2012 5:48:42 PM |
arcangel72 | $25.00 | 10/10/2012 5:49:26 PM |
mizon291 | $25.00 | 10/10/2012 5:15:37 PM |
sharpey | $25.00 | 10/10/2012 5:53:18 PM |
TCayce | $25.00 | 10/10/2012 5:56:03 PM |
a-currency-magnate | $25.00 | 10/10/2012 5:30:07 PM |
auction-iris9 | $120.00 | 10/10/2012 5:33:15 PM |
revmax | $25.00 | 10/10/2012 6:01:15 PM |
kind-transparency-ferret | $100.00 | 10/10/2012 6:01:53 PM |
Nicedad72 | $25.00 | 10/10/2012 5:35:01 PM |
finance-explosion6 | $25.00 | 10/10/2012 6:07:04 PM |
plentiful-note6 | $25.00 | 10/10/2012 6:08:29 PM |
point-leather9 | $25.00 | 10/10/2012 6:09:35 PM |
minista | $25.00 | 10/10/2012 5:43:20 PM |
subtle-revenue0 | $25.00 | 10/10/2012 5:44:08 PM |
djs81 | $75.00 | 10/10/2012 5:45:29 PM |
wealthstar | $25.00 | 10/10/2012 5:45:46 PM |
active-reward7 | $50.00 | 10/10/2012 5:47:18 PM |
jhussey | $100.00 | 10/10/2012 5:48:00 PM |
steiglends | $100.00 | 10/10/2012 5:49:07 PM |
camaraderi-popcorn | $25.00 | 10/10/2012 5:49:23 PM |
bvzm | $25.00 | 10/10/2012 5:49:46 PM |
VentureExplorer | $100.00 | 10/10/2012 5:50:30 PM |
iolaire | $25.00 | 10/10/2012 5:51:12 PM |
capital-blueberry | $25.00 | 10/10/2012 5:30:05 PM |
leeball | $50.00 | 10/10/2012 6:00:02 PM |
don8ter | $50.00 | 10/10/2012 6:00:41 PM |
nav1elt | $25.00 | 10/10/2012 5:44:30 PM |
money-floret | $50.00 | 10/10/2012 6:04:49 PM |
peace-flower9 | $50.00 | 10/10/2012 5:46:02 PM |
invincible-deal82 | $25.00 | 10/10/2012 5:46:25 PM |
mtandb | $25.00 | 10/10/2012 6:06:41 PM |
YLlama | $25.00 | 10/10/2012 5:47:34 PM |
anyoi | $25.00 | 10/10/2012 5:50:19 PM |
lowestghost | $50.00 | 10/10/2012 5:50:40 PM |
majestic-dedication | $50.00 | 10/10/2012 5:53:22 PM |
Chutney | $50.00 | 10/10/2012 5:57:33 PM |
peso-voyage2 | $100.00 | 10/10/2012 6:00:04 PM |
C_Mark | $50.00 | 10/10/2012 6:00:38 PM |
Kunakiku | $25.00 | 10/10/2012 6:02:32 PM |
conaty | $50.00 | 10/10/2012 6:06:33 PM |
wise-courteous-commitment | $25.00 | 10/10/2012 6:06:39 PM |
ualf | $50.00 | 10/10/2012 6:07:52 PM |
shorthairedg | $25.00 | 10/10/2012 6:09:55 PM |
responsibility-butterfly | $50.00 | 10/4/2012 9:32:34 AM |
imogen22 | $50.00 | 10/3/2012 5:21:44 PM |
loyalty-hornet6 | $25.00 | 10/3/2012 5:33:36 PM |
Taxman44 | $25.00 | 10/3/2012 5:22:34 PM |
Arvicco | $400.00 | 10/3/2012 5:34:12 PM |
kenji4861 | $25.00 | 10/3/2012 5:44:44 PM |
silver-explorer6 | $25.00 | 10/3/2012 6:16:50 PM |
compassion-twister2 | $50.00 | 10/3/2012 6:22:30 PM |
Dubbs360 | $500.00 | 10/3/2012 6:04:51 PM |
lionheart722 | $100.00 | 10/3/2012 6:11:59 PM |
Detour11 | $25.00 | 10/3/2012 8:00:03 PM |
HikeMoab | $25.00 | 10/3/2012 8:10:18 PM |
blot44 | $25.00 | 10/4/2012 5:48:07 AM |
Cookstersalibi | $25.00 | 10/4/2012 9:19:35 AM |
note-proton0 | $25.00 | 10/4/2012 1:08:06 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:41 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:28 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:38 AM |
samurai2 | $25.35 | 10/5/2012 6:42:56 AM |
Emgolda | $25.00 | 10/5/2012 10:10:35 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:38 PM |
friedokra | $25.00 | 10/5/2012 2:48:26 PM |
commerce-gargantuan2 | $50.00 | 10/5/2012 5:39:44 PM |
houli123 | $25.00 | 10/5/2012 9:27:07 PM |
chac | $200.00 | 10/5/2012 9:14:21 PM |
Interloper | $25.00 | 10/6/2012 11:08:56 AM |
MtnLend | $25.00 | 10/6/2012 7:57:49 AM |
drkosh | $25.00 | 10/6/2012 1:52:20 PM |
return-buddy | $25.00 | 10/7/2012 8:53:56 AM |
tommyb34 | $25.00 | 10/7/2012 9:11:53 AM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:16 AM |
paladin510 | $25.00 | 10/7/2012 2:10:12 PM |
LongTail | $26.00 | 10/7/2012 8:20:38 PM |
marketplace-singularity3 | $25.00 | 10/8/2012 8:11:24 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:53 AM |
cardminger | $25.00 | 10/8/2012 9:19:59 AM |
joyous-platinum965 | $25.00 | 10/8/2012 6:36:51 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:40 PM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:28 AM |
jedi053 | $100.00 | 10/9/2012 3:14:49 PM |
velocityasaurus-rex4 | $100.00 | 10/9/2012 5:01:21 PM |
repayment-pagoda8 | $100.00 | 10/9/2012 5:15:09 PM |
spirit07a | $100.00 | 10/9/2012 5:10:17 PM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:51 PM |
pious-currency875 | $100.00 | 10/9/2012 5:00:49 PM |
affluence-kingdom9 | $100.00 | 10/9/2012 5:41:38 PM |
EnglishGeekInNYC | $25.00 | 10/9/2012 6:28:51 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:33 PM |
sanjubab | $25.00 | 10/9/2012 6:43:36 PM |
payout-paladin3 | $500.00 | 10/9/2012 6:30:15 PM |
tenacious-payout | $25.00 | 10/10/2012 6:46:29 AM |
continental2 | $35.58 | 10/10/2012 6:08:51 AM |
x32248 | $25.00 | 10/10/2012 9:23:27 AM |
loot-heart | $25.00 | 10/10/2012 9:26:16 AM |
educationfirst | $50.00 | 10/10/2012 9:34:56 AM |
mindful-generosity1 | $50.00 | 10/10/2012 9:52:01 AM |
Nazbuster | $92.00 | 10/10/2012 9:30:44 AM |
mtquan | $25.00 | 10/10/2012 9:49:06 AM |
blue-kindness-conga | $25.00 | 10/10/2012 10:40:18 AM |
debtfreenow-82 | $50.00 | 10/10/2012 10:56:35 AM |
cmg891 | $25.00 | 10/10/2012 10:49:50 AM |
unassailable-funds754 | $25.00 | 10/10/2012 10:56:42 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:14 AM |
wigglesworth4 | $100.00 | 10/10/2012 11:14:47 AM |
downtownfarm | $25.00 | 10/10/2012 11:18:01 AM |
lekkerguy | $50.00 | 10/10/2012 1:09:43 PM |
giftgold | $25.00 | 10/10/2012 11:46:21 AM |
riproaringrapids | $50.00 | 10/10/2012 10:56:37 AM |
serene-truth2 | $100.00 | 10/10/2012 5:02:38 PM |
SkepticalBen | $50.00 | 10/10/2012 1:45:33 PM |
wwwUniversal | $25.00 | 10/10/2012 11:25:56 AM |
darknesscrown | $25.00 | 10/10/2012 2:42:47 PM |
SomebodysMom | $40.00 | 10/10/2012 1:16:41 PM |
Harry | $100.00 | 10/10/2012 1:31:07 PM |
aspen5 | $50.00 | 10/10/2012 5:06:08 PM |
point-pecan | $100.00 | 10/10/2012 4:56:39 PM |
red-diversification-paradise | $25.00 | 10/10/2012 5:35:38 PM |
White-Street-Lending | $25.00 | 10/10/2012 5:36:13 PM |
responsive-worth5 | $25.00 | 10/10/2012 5:07:35 PM |
respectful-kindness8 | $25.00 | 10/10/2012 5:07:47 PM |
transparency-river1 | $750.00 | 10/10/2012 5:09:23 PM |
brightest-repayment-patriot | $75.00 | 10/10/2012 5:43:05 PM |
zassociate | $200.00 | 10/10/2012 5:10:14 PM |
adventurous-cash | $25.00 | 10/10/2012 5:44:31 PM |
SAVMYSOL | $25.00 | 10/10/2012 5:45:23 PM |
power-trophy7 | $25.00 | 10/10/2012 5:46:37 PM |
trident9 | $100.00 | 10/10/2012 5:48:46 PM |
special-wealth2 | $50.00 | 10/10/2012 5:53:23 PM |
holstj | $25.00 | 10/10/2012 5:56:05 PM |
knowledgeable-silver6 | $25.00 | 10/10/2012 5:27:59 PM |
RankPaid | $25.00 | 10/10/2012 5:33:48 PM |
niskyfranchise | $50.00 | 10/10/2012 6:02:17 PM |
building-america | $25.00 | 10/10/2012 6:03:01 PM |
gjm6d | $25.00 | 10/10/2012 5:34:10 PM |
justalender | $50.00 | 10/10/2012 6:04:00 PM |
exuberant-dime | $25.00 | 10/10/2012 6:05:52 PM |
flo_rida | $100.00 | 10/10/2012 5:38:35 PM |
illustrado | $25.00 | 10/10/2012 6:07:27 PM |
Gnube | $25.00 | 10/10/2012 6:08:35 PM |
emphatic-responsibility | $48.00 | 10/10/2012 5:23:42 PM |
Eastern | $50.00 | 10/10/2012 6:08:48 PM |
andrew491 | $50.00 | 10/10/2012 6:10:31 PM |
ski bum | $12.31 | 10/10/2012 6:10:41 PM |
nimble-worth4 | $50.00 | 10/10/2012 5:43:29 PM |
doncm | $25.00 | 10/10/2012 5:44:53 PM |
Tylerh | $250.00 | 10/10/2012 5:45:27 PM |
deal-cowbell695 | $25.00 | 10/10/2012 5:45:43 PM |
deborahz | $25.00 | 10/10/2012 5:46:14 PM |
Sothenwhat | $100.00 | 10/10/2012 5:46:38 PM |
transparency-game-changer0 | $50.00 | 10/10/2012 5:46:56 PM |
Hogpilot | $50.00 | 10/10/2012 5:48:24 PM |
Rdodson11 | $25.00 | 10/10/2012 5:49:09 PM |
BizAnalyst | $50.00 | 10/10/2012 5:51:17 PM |
a-currency-magnate | $26.02 | 10/10/2012 5:29:16 PM |
green-moola-sniffer | $25.00 | 10/10/2012 5:32:42 PM |
diversification-surge | $25.00 | 10/10/2012 5:35:55 PM |
transparency-baton | $25.00 | 10/10/2012 5:58:44 PM |
worth-web5 | $50.00 | 10/10/2012 5:58:48 PM |
magical-greenback | $25.00 | 10/10/2012 6:01:00 PM |
hostbank | $100.00 | 10/10/2012 6:01:59 PM |
cash-hotshot139 | $25.00 | 10/10/2012 5:42:22 PM |
tenacious-affluence | $25.00 | 10/10/2012 6:02:56 PM |
Relevance | $25.00 | 10/10/2012 5:42:45 PM |
tj1683 | $25.00 | 10/10/2012 5:43:00 PM |
1phantom | $25.00 | 10/10/2012 6:04:52 PM |
zhiguli | $25.00 | 10/10/2012 6:05:36 PM |
shaker348 | $25.00 | 10/10/2012 5:47:16 PM |
cebgop | $25.00 | 10/10/2012 5:47:35 PM |
tidy-generosity | $25.00 | 10/10/2012 6:07:47 PM |
RockCrown | $25.00 | 10/10/2012 5:47:54 PM |
austria | $40.00 | 10/10/2012 5:49:29 PM |
Pizza-man | $50.00 | 10/10/2012 5:50:17 PM |
magnificent-felicity4 | $25.00 | 10/10/2012 5:50:20 PM |
hrubinst | $50.00 | 10/10/2012 5:51:21 PM |
breathtaking-transparency9 | $25.00 | 10/10/2012 5:51:39 PM |
mr55262 | $25.00 | 10/10/2012 6:02:03 PM |
-J | $50.00 | 10/10/2012 6:03:58 PM |
hattric73 | $25.00 | 10/10/2012 6:07:51 PM |
kriegs | $75.00 | 10/10/2012 6:08:19 PM |
the-magnificent-loan | $100.00 | 10/10/2012 6:09:01 PM |
267 Investments
|
Borrower Payment Dependent Notes Series
649600
This series of Notes was issued and sold upon the funding of the borrower loan #76369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-05-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 13y 6m |
Amount delinquent:
| $8,036 |
Total credit lines:
| 55 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,092 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-dna325 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... have fence installed
My financial situation:
I am a good candidate for this loan because... I have a full time job and 2 part time jobs,my credit has always been good until my divorce a few years back,which got some bills that were all not mine,ask banks to work with me but would not,instead they got a collection agency ,but since then have settled with the two that show up delicent on my report,just need a fresh start.
Monthly net income: $85000,including my part time jobs
Monthly expenses: $ share with my spouse
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/5/2012 9:55:53 AM |
MFBank | $50.00 | 10/4/2012 5:01:27 PM |
newest-currency-vibrato | $25.00 | 10/4/2012 5:10:11 PM |
brilliant-balance | $28.00 | 10/4/2012 7:16:37 PM |
open-minded-p2p1 | $25.00 | 10/4/2012 7:54:09 PM |
Feyenoord | $30.00 | 10/5/2012 3:31:50 AM |
patriot0 | $50.00 | 10/5/2012 8:24:08 AM |
Land_on_your_feet | $25.00 | 10/5/2012 7:07:07 AM |
leverage-monger | $25.00 | 10/5/2012 10:17:09 AM |
forthright-trade | $50.00 | 10/5/2012 2:16:43 PM |
ethicalhumanist | $50.00 | 10/5/2012 3:42:22 PM |
ultimate-peace | $250.00 | 10/5/2012 1:15:13 PM |
the-inspired-justice | $25.00 | 10/5/2012 2:42:16 PM |
green-rapid-openness | $300.00 | 10/5/2012 7:11:41 PM |
Cookstersalibi | $25.00 | 10/4/2012 5:05:51 PM |
diplomatic-wealth7 | $25.00 | 10/4/2012 5:08:59 PM |
community-burrito9 | $35.00 | 10/4/2012 5:34:42 PM |
dariop | $25.01 | 10/4/2012 6:18:13 PM |
52digital | $75.00 | 10/4/2012 6:55:55 PM |
mrxtravis | $25.00 | 10/4/2012 6:59:06 PM |
bellaquito | $500.00 | 10/4/2012 7:18:33 PM |
worthy-bid8 | $100.00 | 10/5/2012 9:11:27 AM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:32 AM |
LuvToLend | $25.00 | 10/5/2012 10:21:22 AM |
DevinHill | $25.00 | 10/5/2012 1:45:46 PM |
papaloha | $25.00 | 10/5/2012 1:08:25 PM |
CA-Lender | $25.00 | 10/5/2012 4:58:16 PM |
Bob450 | $25.00 | 10/5/2012 5:52:28 PM |
bewitching-dollar5 | $100.00 | 10/5/2012 5:27:38 PM |
yield-hut | $25.00 | 10/5/2012 6:12:57 PM |
wise-deal-panda | $100.00 | 10/5/2012 5:39:17 PM |
melodious-openness | $331.99 | 10/5/2012 8:33:03 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
649626
This series of Notes was issued and sold upon the funding of the borrower loan #76469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $602.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 29% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,422 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-revelry9 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: This loan will be used to pay off credit cards in a shorter time.
My financial situation:
I am a good candidate for this loan because I have a long history with creditors, excellent payment history and a very stable full time job.
Monthly net income: $4,000
Monthly expenses:
Housing: $1,200
Insurance: $250
Car expenses: $
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/6/2012 1:45:58 PM |
peace-fixer8 | $25.00 | 10/4/2012 5:03:47 PM |
Taz-Man-IIWIS | $25.00 | 10/4/2012 5:16:19 PM |
Nipper99 | $100.00 | 10/4/2012 5:07:36 PM |
TackingWindward | $25.00 | 10/4/2012 5:06:34 PM |
first-pragmatic-power | $25.00 | 10/4/2012 5:21:50 PM |
fund-medalist171 | $50.00 | 10/4/2012 5:09:17 PM |
azazle | $50.00 | 10/4/2012 5:09:47 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:38 PM |
wise-charming-reward | $500.00 | 10/4/2012 5:21:26 PM |
zipemdown | $25.00 | 10/4/2012 5:50:35 PM |
heartpounding-note972 | $25.00 | 10/4/2012 6:20:55 PM |
kila-designer | $249.00 | 10/4/2012 6:25:23 PM |
jubilant-capital1 | $25.00 | 10/4/2012 5:59:32 PM |
Detour11 | $25.00 | 10/4/2012 6:37:12 PM |
entertaining-revenue4 | $50.00 | 10/4/2012 6:40:27 PM |
creditjunky | $100.00 | 10/4/2012 6:42:57 PM |
grnii78 | $125.00 | 10/4/2012 6:56:40 PM |
JeremyLinFan | $30.00 | 10/4/2012 7:21:16 PM |
Assets-Up | $25.00 | 10/4/2012 6:22:42 PM |
openness-antioxidant | $75.00 | 10/4/2012 6:35:35 PM |
callmebryan | $25.00 | 10/4/2012 8:13:39 PM |
BankofRon_IRA | $100.00 | 10/4/2012 6:43:27 PM |
PrimeFunding | $25.00 | 10/4/2012 6:37:27 PM |
ready-interest9 | $25.00 | 10/4/2012 6:37:45 PM |
kfrench | $75.00 | 10/4/2012 6:54:33 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:50 AM |
ready-vigilance3 | $50.00 | 10/5/2012 8:00:58 AM |
loyalist1 | $150.00 | 10/5/2012 9:02:14 AM |
credit-adventurer313 | $25.00 | 10/5/2012 9:49:37 AM |
wkeboarder21 | $100.00 | 10/5/2012 10:22:27 AM |
blue-order-comet | $25.00 | 10/5/2012 11:19:07 AM |
julijask | $25.00 | 10/5/2012 11:27:33 AM |
papaloha | $25.00 | 10/5/2012 1:08:25 PM |
enriched-return057 | $50.00 | 10/5/2012 1:32:46 PM |
TheBlueberryPirate | $25.00 | 10/5/2012 8:56:28 PM |
Budro | $50.00 | 10/5/2012 8:06:38 PM |
skillful-asset5 | $30.00 | 10/6/2012 4:46:55 AM |
economy-popcorn | $25.00 | 10/6/2012 6:43:59 AM |
social-heart | $25.00 | 10/6/2012 8:46:02 AM |
Megaton | $25.00 | 10/6/2012 10:47:18 AM |
axl163 | $25.00 | 10/6/2012 8:08:40 AM |
fund-tom-tom6 | $25.00 | 10/6/2012 12:09:48 PM |
Sid-K | $25.00 | 10/6/2012 12:51:31 PM |
justreturns | $25.00 | 10/6/2012 1:15:34 PM |
payment-halo | $75.00 | 10/6/2012 6:31:36 PM |
CougarRoar | $25.00 | 10/6/2012 8:43:31 PM |
scarlet-velvet | $25.08 | 10/6/2012 5:02:41 PM |
bonus-seahorse | $105.00 | 10/7/2012 12:15:56 AM |
dynrep | $75.00 | 10/6/2012 6:31:58 PM |
kulender | $100.00 | 10/7/2012 10:39:28 AM |
top-economy-mover | $80.00 | 10/6/2012 9:20:41 PM |
Relient-K | $25.00 | 10/6/2012 9:25:47 PM |
vines99 | $25.00 | 10/6/2012 10:17:57 PM |
invincible-wampum3 | $50.00 | 10/7/2012 9:26:04 AM |
chris-heretoinvest | $25.00 | 10/7/2012 11:32:45 AM |
gotjack-IRA | $25.02 | 10/7/2012 10:43:01 AM |
return-buddy | $25.00 | 10/7/2012 12:59:50 PM |
Ocean713 | $80.00 | 10/7/2012 6:45:19 PM |
treasure-hunter270 | $25.00 | 10/7/2012 2:34:37 PM |
RGlad | $50.00 | 10/8/2012 2:20:05 AM |
kila-designer | $100.00 | 10/7/2012 6:46:50 PM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:28:14 AM |
Christophe | $50.00 | 10/7/2012 10:35:43 PM |
intuitive-credit284 | $25.00 | 10/8/2012 7:58:55 AM |
MI2 | $5,000.00 | 10/8/2012 7:49:07 AM |
riskreward | $250.00 | 10/8/2012 8:24:56 AM |
Tradesmanlender | $25.00 | 10/8/2012 9:50:21 AM |
UBOtto186 | $50.00 | 10/8/2012 9:28:09 AM |
brightest-gain-investor | $1,000.00 | 10/8/2012 10:30:32 AM |
dignified-truth7 | $200.00 | 10/8/2012 9:37:11 AM |
speedy-point | $25.00 | 10/8/2012 11:11:27 AM |
leverage-monger | $25.00 | 10/8/2012 11:28:49 AM |
credit-socrates648 | $1,000.00 | 10/8/2012 10:37:46 AM |
DoLttle | $40.88 | 10/8/2012 10:38:13 AM |
LoanerPrincipal | $25.00 | 10/8/2012 10:45:27 AM |
capital-heaven5 | $142.82 | 10/8/2012 11:29:16 AM |
dukeiyer | $25.00 | 10/8/2012 11:27:03 AM |
responsibility-butterfly | $50.00 | 10/5/2012 9:55:54 AM |
tolerant-dime2 | $37.00 | 10/4/2012 5:05:21 PM |
klippies | $25.00 | 10/4/2012 5:07:15 PM |
fboba | $300.00 | 10/4/2012 5:12:34 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:18 PM |
fair-pound5 | $50.00 | 10/4/2012 5:16:57 PM |
commerce-venture1 | $25.00 | 10/4/2012 5:26:03 PM |
silver-explorer6 | $25.00 | 10/4/2012 5:26:10 PM |
red-eloquent-rupee | $50.00 | 10/4/2012 5:26:23 PM |
community-burrito9 | $35.00 | 10/4/2012 5:34:42 PM |
best-bonafide-p2p | $50.00 | 10/4/2012 5:40:15 PM |
supreme-exchange547 | $25.00 | 10/4/2012 5:42:37 PM |
supreme-treasure8 | $100.00 | 10/4/2012 5:59:18 PM |
CA-Lender | $50.01 | 10/4/2012 6:56:00 PM |
thrifty-generosity222 | $50.00 | 10/4/2012 7:10:41 PM |
houli123 | $25.00 | 10/4/2012 6:34:16 PM |
pierrelasvegas | $25.00 | 10/4/2012 7:03:02 PM |
Interloper | $25.00 | 10/4/2012 10:08:29 PM |
glimmering-liberty616 | $25.00 | 10/4/2012 6:46:28 PM |
moneylender25 | $25.00 | 10/4/2012 6:52:24 PM |
marketplace-singularity3 | $75.00 | 10/4/2012 7:46:46 PM |
Digger85 | $100.00 | 10/5/2012 3:32:20 AM |
golffish2 | $25.00 | 10/5/2012 3:50:53 AM |
dsnybnd | $25.00 | 10/5/2012 8:10:18 AM |
wonder3 | $25.00 | 10/5/2012 6:12:28 AM |
worth-quark7 | $25.00 | 10/5/2012 5:48:59 AM |
Endeavour | $150.00 | 10/5/2012 9:09:41 AM |
Emgolda | $25.00 | 10/5/2012 10:10:45 AM |
wise-direct-community | $25.00 | 10/5/2012 9:51:19 AM |
reflective-rupee | $25.00 | 10/5/2012 10:38:55 AM |
seabassx | $25.00 | 10/5/2012 11:11:54 AM |
global-invest-group | $50.00 | 10/5/2012 1:39:14 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:41 PM |
FWF-kinetic | $25.00 | 10/5/2012 10:04:11 PM |
ouyangers | $50.00 | 10/6/2012 6:30:51 AM |
all_of_that_one | $65.00 | 10/6/2012 7:58:24 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:06 AM |
cr8on | $75.00 | 10/6/2012 12:01:39 PM |
top-courteous-peso | $75.00 | 10/6/2012 12:06:58 PM |
simplyonce | $25.00 | 10/6/2012 12:10:10 PM |
Harry | $50.00 | 10/6/2012 12:10:52 PM |
the-silver-blaster | $50.00 | 10/6/2012 12:21:12 PM |
tech310 | $50.00 | 10/6/2012 1:25:39 PM |
icydog | $25.00 | 10/6/2012 3:41:47 PM |
EthanColeInvestingGroup | $50.00 | 10/6/2012 5:28:59 PM |
Eminent_Endeavors | $25.00 | 10/6/2012 6:12:58 PM |
finder61 | $25.00 | 10/6/2012 4:42:36 PM |
restless-fund5 | $25.00 | 10/7/2012 12:17:34 PM |
selector568 | $300.00 | 10/7/2012 1:15:41 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:23 PM |
SpreadsheetSolutions | $91.43 | 10/7/2012 5:08:33 PM |
tranquil-note5 | $50.00 | 10/8/2012 5:53:33 AM |
laomedon | $50.00 | 10/7/2012 11:28:05 PM |
RGlad | $100.00 | 10/8/2012 2:19:56 AM |
spark548 | $100.00 | 10/8/2012 9:13:11 AM |
gimincorp | $25.00 | 10/8/2012 7:33:25 AM |
transparency-river1 | $750.00 | 10/8/2012 9:18:25 AM |
scholarly-order6 | $75.00 | 10/8/2012 9:13:07 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:47:23 AM |
special-dinero553 | $25.00 | 10/8/2012 9:31:30 AM |
LeReve | $500.00 | 10/8/2012 10:00:09 AM |
crdcteng | $48.76 | 10/8/2012 10:06:14 AM |
top-unique-rate | $25.00 | 10/8/2012 10:40:24 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
649646
This series of Notes was issued and sold upon the funding of the borrower loan #76382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $388.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 47% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,273 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-farm7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $2,826.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-seahorse7 | $27.00 | 10/4/2012 5:15:58 PM |
peace-fixer8 | $25.00 | 10/4/2012 5:03:47 PM |
LittleMingo | $25.00 | 10/4/2012 5:19:36 PM |
newest-currency-vibrato | $25.00 | 10/4/2012 5:04:40 PM |
melodious-fairness | $50.00 | 10/4/2012 5:07:10 PM |
thrifty-capital | $25.00 | 10/4/2012 5:12:38 PM |
fair-pound5 | $50.00 | 10/4/2012 5:16:57 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:38 PM |
whitegold24k | $100.00 | 10/4/2012 6:00:11 PM |
agreement-mesh9 | $35.00 | 10/4/2012 5:29:34 PM |
pragmatic-auction8 | $50.00 | 10/4/2012 5:29:56 PM |
quantum_leap | $25.00 | 10/4/2012 6:04:04 PM |
bewitching-dollar5 | $100.00 | 10/4/2012 5:43:27 PM |
capital-renewal | $44.00 | 10/4/2012 5:45:38 PM |
community-burrito9 | $35.00 | 10/4/2012 5:34:42 PM |
reflective-rupee | $25.00 | 10/4/2012 5:48:00 PM |
mikrolown | $25.00 | 10/4/2012 5:52:18 PM |
supreme-treasure8 | $100.00 | 10/4/2012 5:59:18 PM |
52digital | $75.00 | 10/4/2012 6:33:04 PM |
velocity-solo | $25.00 | 10/4/2012 6:34:01 PM |
EngineersAlliance | $75.00 | 10/4/2012 6:45:03 PM |
networks4ever | $25.00 | 10/4/2012 6:46:24 PM |
hitsman | $50.00 | 10/4/2012 6:08:41 PM |
first-pragmatic-power | $25.00 | 10/4/2012 6:54:41 PM |
CMJ-Partners | $100.00 | 10/4/2012 6:54:44 PM |
Sid-K | $25.00 | 10/4/2012 6:25:34 PM |
thrifty-generosity222 | $50.00 | 10/4/2012 7:10:41 PM |
Assets-Up | $25.00 | 10/4/2012 6:31:49 PM |
AF-Chief | $25.00 | 10/4/2012 6:28:00 PM |
gravbox | $25.00 | 10/4/2012 7:00:14 PM |
emergencyMD | $25.00 | 10/4/2012 9:49:37 PM |
vines99 | $25.00 | 10/4/2012 11:31:50 PM |
SLN-10 | $30.00 | 10/4/2012 7:54:56 PM |
adaptable-benefit6 | $25.00 | 10/4/2012 10:11:54 PM |
trumpeter391 | $25.00 | 10/5/2012 6:35:35 AM |
supersam | $50.00 | 10/4/2012 9:33:28 PM |
Bob450 | $25.00 | 10/5/2012 8:08:56 AM |
glroark | $100.00 | 10/5/2012 8:28:19 AM |
WeAlNe | $25.00 | 10/5/2012 4:17:35 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:50 AM |
receptive-affluence035 | $25.00 | 10/5/2012 7:52:04 AM |
bazaar-festivity | $25.00 | 10/5/2012 9:30:52 AM |
glimmering-revenue4 | $25.00 | 10/5/2012 9:10:01 AM |
hard-working-rate3 | $25.00 | 10/5/2012 9:44:17 AM |
rutzebach | $100.00 | 10/5/2012 9:21:22 AM |
Banker7371 | $25.00 | 10/5/2012 9:23:53 AM |
yoho-lending | $50.00 | 10/5/2012 9:40:46 AM |
jazzlender | $25.00 | 10/5/2012 10:04:22 AM |
kindness-miser6 | $25.00 | 10/5/2012 9:41:49 AM |
nex | $25.00 | 10/5/2012 9:39:18 AM |
tender-commerce8 | $50.00 | 10/5/2012 10:12:09 AM |
compatible-deal9 | $25.00 | 10/5/2012 9:55:57 AM |
magnitude787 | $30.00 | 10/5/2012 10:15:38 AM |
haplender | $50.00 | 10/5/2012 10:17:41 AM |
CAGE-Investments | $25.00 | 10/5/2012 10:54:23 AM |
Scrooge_McDuck2 | $100.00 | 10/5/2012 10:59:59 AM |
money-baron-roth-IRA | $50.00 | 10/5/2012 11:11:47 AM |
wwwUniversal | $25.00 | 10/5/2012 10:36:20 AM |
kulender | $100.00 | 10/5/2012 10:40:10 AM |
currency-persimmon | $25.00 | 10/5/2012 10:45:55 AM |
social-cocktail1 | $200.00 | 10/5/2012 10:55:06 AM |
ResQDoc | $25.00 | 10/5/2012 1:12:13 PM |
gold-motivator2 | $30.00 | 10/5/2012 11:03:50 AM |
EL_Papin | $25.00 | 10/5/2012 11:10:13 AM |
auction-turtle0 | $25.00 | 10/5/2012 11:16:41 AM |
unforgettable-order9 | $25.00 | 10/5/2012 11:17:13 AM |
FarmersBank | $56.96 | 10/5/2012 11:23:19 AM |
Greenbak | $25.00 | 10/5/2012 11:25:27 AM |
papaloha | $33.00 | 10/5/2012 1:00:19 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:42 PM |
financial-frenzy | $50.00 | 10/5/2012 5:19:52 PM |
bonafide-yield351 | $25.00 | 10/5/2012 4:18:11 PM |
iamdoug | $25.00 | 10/5/2012 4:36:04 PM |
new-gold-wrangler | $1,000.00 | 10/5/2012 5:07:51 PM |
Beld | $50.00 | 10/5/2012 5:08:17 PM |
nodebtin3 | $100.00 | 10/5/2012 5:13:16 PM |
musegaze | $50.00 | 10/5/2012 5:10:35 PM |
washboard1 | $25.00 | 10/5/2012 5:51:22 PM |
the-deal-ace | $25.00 | 10/5/2012 5:57:46 PM |
kind-transparency-ferret | $100.00 | 10/5/2012 5:26:59 PM |
restless-currency | $40.00 | 10/5/2012 5:33:38 PM |
PCGeekWI | $25.00 | 10/5/2012 5:28:26 PM |
spry-hope4 | $106.00 | 10/5/2012 6:14:39 PM |
the-enthralling-coin | $25.00 | 10/5/2012 5:43:33 PM |
bonus-seahorse | $28.00 | 10/5/2012 6:32:57 PM |
treasure-kazoo8 | $25.00 | 10/5/2012 7:54:09 PM |
rogue_monster | $41.00 | 10/5/2012 6:05:12 PM |
melodious-openness | $350.00 | 10/5/2012 8:35:38 PM |
Tasmir | $25.00 | 10/5/2012 7:55:16 PM |
loyalty-dragster7 | $125.00 | 10/5/2012 11:50:26 PM |
rockhound84 | $25.00 | 10/6/2012 5:20:49 AM |
first-serene-credit | $25.00 | 10/5/2012 8:47:30 PM |
TheBlueberryPirate | $25.00 | 10/5/2012 8:56:28 PM |
direct-transaction0 | $30.00 | 10/6/2012 6:35:19 AM |
banker34 | $25.00 | 10/5/2012 11:28:19 PM |
340IRA | $25.00 | 10/6/2012 3:24:12 AM |
ouyangers | $50.00 | 10/6/2012 6:30:52 AM |
compassionate-transparency47 | $25.00 | 10/6/2012 6:37:19 AM |
bancoroyal | $8.33 | 10/6/2012 6:40:19 AM |
responsibility-butterfly | $50.00 | 10/5/2012 9:55:54 AM |
MyPFBlog | $25.00 | 10/5/2012 5:13:59 PM |
Splangy613 | $25.00 | 10/4/2012 5:02:56 PM |
friendly-gold | $25.00 | 10/4/2012 5:20:03 PM |
mckhbnpc | $50.00 | 10/4/2012 5:05:06 PM |
312-Lender | $100.00 | 10/4/2012 5:09:25 PM |
persist_in_doing | $25.00 | 10/4/2012 5:05:30 PM |
proper-exchange8 | $50.00 | 10/4/2012 5:28:03 PM |
tolerant-responsibility051 | $2,000.00 | 10/4/2012 5:13:59 PM |
red-eloquent-rupee | $50.00 | 10/4/2012 5:26:23 PM |
money-bauble | $38.00 | 10/4/2012 5:43:46 PM |
PrimeFunding | $25.00 | 10/4/2012 5:34:56 PM |
pierrelasvegas | $25.00 | 10/4/2012 5:56:37 PM |
forceful-note8 | $86.00 | 10/4/2012 5:46:28 PM |
tolerant-currency6 | $25.00 | 10/4/2012 5:35:24 PM |
peso-lyrics7 | $50.00 | 10/4/2012 6:15:45 PM |
WalnutCreekguy | $50.00 | 10/4/2012 6:23:11 PM |
zipemdown | $25.00 | 10/4/2012 5:50:35 PM |
kindness-warmth3 | $50.00 | 10/4/2012 5:50:50 PM |
Investor_DP | $200.00 | 10/4/2012 6:22:21 PM |
bbt28 | $25.05 | 10/4/2012 7:03:30 PM |
Silver_Rupee | $25.01 | 10/4/2012 6:26:52 PM |
casaba | $25.00 | 10/4/2012 6:29:07 PM |
bellaquito | $500.00 | 10/4/2012 6:38:19 PM |
compoundinterest | $25.00 | 10/4/2012 6:44:54 PM |
dime-sprout | $25.00 | 10/4/2012 6:33:56 PM |
whitegoldira | $150.00 | 10/4/2012 6:35:43 PM |
resolute-justice413 | $200.00 | 10/4/2012 6:57:27 PM |
SweetSerenityInvest | $25.22 | 10/5/2012 4:18:23 AM |
moola-accelerator6 | $25.00 | 10/4/2012 7:35:59 PM |
gotjack-IRA | $150.01 | 10/4/2012 8:08:31 PM |
DiligentiaLLC | $85.65 | 10/5/2012 8:28:08 AM |
voipguy88 | $50.00 | 10/5/2012 8:48:47 AM |
DoctorJoe | $25.00 | 10/5/2012 4:31:48 AM |
168RichCapital | $25.10 | 10/5/2012 6:26:43 AM |
payout-thinker7 | $25.00 | 10/5/2012 6:38:11 AM |
Comoparklender | $25.00 | 10/5/2012 9:03:20 AM |
value-fortress3 | $25.00 | 10/5/2012 5:57:14 AM |
melodious-openness | $150.00 | 10/5/2012 6:46:34 AM |
bob450-roth | $25.00 | 10/5/2012 8:22:29 AM |
shalofin | $25.00 | 10/5/2012 9:12:28 AM |
credit-orca | $25.00 | 10/5/2012 8:27:59 AM |
Munnie | $75.00 | 10/5/2012 8:53:47 AM |
1randyp | $25.00 | 10/5/2012 9:02:33 AM |
pembull | $25.00 | 10/5/2012 9:05:12 AM |
journey517 | $25.00 | 10/5/2012 9:10:46 AM |
equitable-capital758 | $64.00 | 10/5/2012 9:47:50 AM |
jkeller4000 | $100.00 | 10/5/2012 9:37:39 AM |
the-dollar-topper | $137.00 | 10/5/2012 9:35:24 AM |
Iamthewalrus | $25.00 | 10/5/2012 9:40:53 AM |
fcrick | $25.00 | 10/5/2012 9:41:55 AM |
life-is-great | $25.00 | 10/5/2012 9:48:55 AM |
professional-vigilance9 | $100.00 | 10/5/2012 9:56:53 AM |
squadron781 | $25.00 | 10/5/2012 10:21:52 AM |
MrBailey | $25.00 | 10/5/2012 10:26:20 AM |
entertaining-rate9 | $25.00 | 10/5/2012 10:09:36 AM |
Emgolda | $25.00 | 10/5/2012 10:10:45 AM |
P2P_Investor | $1,000.00 | 10/5/2012 10:11:35 AM |
leverage-monger | $25.00 | 10/5/2012 10:13:46 AM |
Colorado2006 | $25.46 | 10/5/2012 10:49:23 AM |
interstellar | $75.00 | 10/5/2012 10:30:26 AM |
rcflick | $25.00 | 10/5/2012 10:31:22 AM |
LaGrangeLender | $60.00 | 10/5/2012 11:13:00 AM |
iLend-weGrow | $50.00 | 10/5/2012 10:34:18 AM |
finance-prescription | $90.00 | 10/5/2012 10:34:23 AM |
genius520 | $100.00 | 10/5/2012 10:35:15 AM |
revenue-serenity | $25.00 | 10/5/2012 11:32:29 AM |
monster4 | $50.00 | 10/5/2012 10:35:27 AM |
figs4u2 | $41.00 | 10/5/2012 10:45:35 AM |
upbeat-investment9 | $25.00 | 10/5/2012 10:48:01 AM |
truth-companion | $25.00 | 10/5/2012 10:51:28 AM |
elegant-loot | $50.00 | 10/5/2012 11:03:22 AM |
indomitable-economy8 | $25.00 | 10/5/2012 12:01:17 PM |
mikeandcat | $48.86 | 10/5/2012 4:00:12 PM |
auction-bonaza8 | $100.00 | 10/5/2012 5:05:49 PM |
global-invest-group | $25.00 | 10/5/2012 1:34:41 PM |
openness-surge0 | $25.00 | 10/5/2012 5:09:06 PM |
shanedog | $50.00 | 10/5/2012 2:21:23 PM |
brightest-excellent-rate | $50.00 | 10/5/2012 5:28:24 PM |
jstefans | $25.00 | 10/5/2012 5:05:34 PM |
angelinvestor2 | $40.00 | 10/5/2012 5:10:19 PM |
hidavehi | $25.01 | 10/5/2012 5:43:11 PM |
moola-wildebeest3 | $50.00 | 10/5/2012 5:49:42 PM |
bold-direct-asset | $50.00 | 10/5/2012 5:20:05 PM |
best-witty-income | $25.00 | 10/5/2012 5:25:19 PM |
Macbethofscots | $25.00 | 10/5/2012 5:27:05 PM |
andrew491 | $50.00 | 10/5/2012 5:27:15 PM |
paytonbrigadier | $250.00 | 10/5/2012 5:30:14 PM |
cash-kin7 | $25.00 | 10/5/2012 5:45:31 PM |
pound-mushroom3 | $25.00 | 10/5/2012 5:51:05 PM |
awern | $25.00 | 10/5/2012 6:47:46 PM |
adventurer447 | $300.00 | 10/5/2012 5:46:54 PM |
priceless-felicity7 | $25.00 | 10/5/2012 7:07:35 PM |
the-brilliant-currency | $25.00 | 10/5/2012 6:00:25 PM |
benjamins-explosion142 | $25.00 | 10/5/2012 5:59:18 PM |
ingenious-funds133 | $25.00 | 10/5/2012 8:02:12 PM |
orange-liberty-oyster | $25.00 | 10/5/2012 6:04:05 PM |
yield-hut | $25.00 | 10/5/2012 6:12:58 PM |
thorough-capital799 | $25.00 | 10/5/2012 8:04:36 PM |
skillful-asset5 | $30.00 | 10/6/2012 4:46:01 AM |
power-persimmon5 | $25.00 | 10/6/2012 6:40:08 AM |
340 | $25.00 | 10/5/2012 10:19:03 PM |
brightest-funds-spruce | $29.34 | 10/5/2012 10:36:51 PM |
202 Investments
|
Borrower Payment Dependent Notes Series
649698
This series of Notes was issued and sold upon the funding of the borrower loan #76622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,826 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-rider8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off 3 credit cards and pay down on 3 others. I am a good canditate because I pay my bills on time, am a disabled veteran wth a combined income of $2189.00
with a raise coming in January.
:
Monthly net income: $2189.00
Monthly expenses: $1675.00
Housing: $795.00
Insurance: $21.00
Car expenses: $10-30
Utilities: $60.00-$80.00
Phone, cable, internet: $125.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: Other expenses: 420.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $400.00 | 10/5/2012 5:43:48 PM |
skillful-asset5 | $30.00 | 10/6/2012 4:36:16 AM |
diplomatic-wealth7 | $25.00 | 10/6/2012 12:22:04 PM |
worthy-bid8 | $100.00 | 10/6/2012 1:17:23 PM |
invincible-wampum3 | $50.00 | 10/7/2012 9:35:05 AM |
Ocean713 | $80.00 | 10/7/2012 7:30:19 PM |
thehousewife | $25.00 | 10/8/2012 7:03:35 AM |
refresher211 | $100.00 | 10/8/2012 9:34:25 AM |
spark548 | $100.00 | 10/8/2012 9:13:32 AM |
speedy-peso1 | $100.00 | 10/8/2012 5:32:04 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:16 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:20 PM |
continental2 | $100.00 | 10/9/2012 5:50:03 AM |
Rulea72 | $25.00 | 10/9/2012 7:13:45 AM |
Joyflyer | $25.00 | 10/9/2012 5:29:06 AM |
seabassx | $25.00 | 10/9/2012 8:12:49 AM |
WindomDev | $25.00 | 10/9/2012 8:17:27 AM |
cd3333 | $25.00 | 10/9/2012 3:19:51 PM |
CincyTex | $25.00 | 10/9/2012 2:13:38 PM |
mammalian4 | $25.00 | 10/9/2012 2:58:40 PM |
YampaQuant | $25.00 | 10/10/2012 6:42:17 AM |
theaterguy | $25.00 | 10/10/2012 8:42:20 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:04 AM |
Weaverville | $25.00 | 10/10/2012 9:07:28 AM |
the-laudable-peso | $40.00 | 10/10/2012 10:51:46 AM |
think_globally_act_locally | $25.00 | 10/10/2012 12:19:06 PM |
responsibility-butterfly | $50.00 | 10/6/2012 8:31:21 AM |
graceful-investment | $106.00 | 10/5/2012 10:03:01 PM |
let_me_retire | $50.00 | 10/5/2012 6:35:40 PM |
banker34 | $25.00 | 10/5/2012 11:25:10 PM |
papaloha | $25.00 | 10/6/2012 11:28:05 PM |
wattboy | $25.00 | 10/7/2012 7:04:09 AM |
pdub | $250.00 | 10/8/2012 4:07:59 PM |
zydeco337 | $25.00 | 10/8/2012 5:48:25 PM |
money-baron | $100.00 | 10/8/2012 6:29:05 PM |
niq4soccer | $25.00 | 10/9/2012 4:27:08 AM |
bid-lightning9 | $25.00 | 10/8/2012 9:32:02 PM |
fervent-commerce | $36.00 | 10/9/2012 6:09:09 AM |
desertoasis | $25.00 | 10/9/2012 8:57:32 AM |
a-successful-credit | $25.00 | 10/9/2012 7:37:15 AM |
HotStreak | $25.00 | 10/9/2012 9:24:53 AM |
javelin256 | $25.00 | 10/9/2012 7:43:48 AM |
order-singularity430 | $50.00 | 10/9/2012 12:06:26 PM |
contract-lava0 | $25.00 | 10/9/2012 10:37:43 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:55 PM |
bold-wampum-compadre | $50.00 | 10/9/2012 1:34:24 PM |
duty-viola | $35.00 | 10/9/2012 6:14:42 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:31 AM |
mebowl300 | $47.35 | 10/9/2012 7:09:14 PM |
karpman3 | $50.00 | 10/9/2012 7:50:21 PM |
decisive-income7 | $250.00 | 10/10/2012 7:19:32 AM |
power-image278 | $25.00 | 10/10/2012 7:35:00 AM |
return-rocket9 | $50.00 | 10/10/2012 9:56:02 AM |
I-Believe-In-You | $30.87 | 10/10/2012 9:35:23 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:29 AM |
momentous-value | $25.00 | 10/10/2012 10:06:11 AM |
Sunshine2222 | $25.00 | 10/10/2012 10:19:09 AM |
principal-cooker2 | $27.00 | 10/10/2012 10:28:31 AM |
money-baron-Roth401k | $28.00 | 10/10/2012 12:10:57 PM |
EretzCapital | $89.78 | 10/10/2012 1:09:46 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
649786
This series of Notes was issued and sold upon the funding of the borrower loan #76309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-05-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 39% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
24 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,085 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspired-principal560 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $25.00 | 10/4/2012 9:02:38 AM |
Starica | $120.00 | 10/4/2012 9:17:26 AM |
azazle | $50.00 | 10/4/2012 9:06:32 AM |
community-burrito9 | $35.00 | 10/4/2012 9:09:20 AM |
VirginiaBuckeye | $250.00 | 10/4/2012 9:43:49 AM |
EarlyRiser | $250.00 | 10/4/2012 10:20:38 AM |
DevinHill | $25.00 | 10/4/2012 9:59:25 AM |
worthy-bid8 | $100.00 | 10/4/2012 10:53:08 AM |
VirginiaBuckeye | $150.00 | 10/4/2012 10:40:51 AM |
let_me_retire | $100.00 | 10/4/2012 11:42:31 AM |
Numbat77 | $25.00 | 10/4/2012 12:19:57 PM |
tender-ore | $25.00 | 10/4/2012 11:17:08 AM |
zchamilton | $25.00 | 10/4/2012 11:40:12 AM |
whirlingdervish | $25.00 | 10/4/2012 1:29:34 PM |
transformer855 | $25.00 | 10/4/2012 1:53:38 PM |
InChicago | $80.03 | 10/4/2012 3:52:29 PM |
mindful-generosity1 | $50.00 | 10/4/2012 5:17:04 PM |
hollywoodproducer | $25.00 | 10/4/2012 9:19:06 PM |
SolarMoonshine | $25.00 | 10/4/2012 7:08:58 PM |
return-rocket9 | $50.00 | 10/4/2012 8:22:07 PM |
finance-fighter4 | $50.00 | 10/5/2012 12:47:44 AM |
wdworld | $99.75 | 10/5/2012 3:02:22 AM |
RLaumeyer | $28.69 | 10/5/2012 10:41:23 AM |
MrDance123 | $40.00 | 10/5/2012 10:48:15 AM |
papaloha | $25.00 | 10/5/2012 1:08:21 PM |
reordan | $25.00 | 10/5/2012 11:12:21 AM |
ethicalhumanist | $50.00 | 10/5/2012 3:36:20 PM |
ibano | $25.00 | 10/5/2012 4:14:04 PM |
enriched-return057 | $50.00 | 10/5/2012 1:32:05 PM |
heli-pilot | $25.00 | 10/5/2012 4:37:32 PM |
CA-Lender | $25.00 | 10/5/2012 4:58:34 PM |
nodebt2012 | $25.00 | 10/5/2012 5:30:42 PM |
bewitching-dollar5 | $100.00 | 10/5/2012 5:27:35 PM |
green-rapid-openness | $250.00 | 10/5/2012 7:07:44 PM |
ChoiceInvestments | $26.00 | 10/5/2012 6:23:36 PM |
RJN | $35.00 | 10/4/2012 9:25:23 AM |
responsibility-butterfly | $50.00 | 10/4/2012 9:32:41 AM |
gain-equator | $25.00 | 10/4/2012 9:02:06 AM |
liberty-tostada7 | $50.00 | 10/4/2012 9:14:48 AM |
klippies | $25.00 | 10/4/2012 9:24:51 AM |
first-serene-credit | $25.00 | 10/4/2012 9:25:15 AM |
bold-social-widget | $25.00 | 10/4/2012 9:31:07 AM |
best-bonafide-p2p | $25.00 | 10/4/2012 9:32:30 AM |
integrity-web | $25.00 | 10/4/2012 9:55:30 AM |
lovely-currency3 | $50.00 | 10/4/2012 10:14:53 AM |
diplomatic-wealth7 | $25.00 | 10/4/2012 10:28:56 AM |
Gregger | $25.00 | 10/4/2012 10:54:33 AM |
Silver_Rupee | $25.01 | 10/4/2012 10:55:01 AM |
berniemadeoff | $25.00 | 10/4/2012 11:19:18 AM |
vines99 | $25.00 | 10/4/2012 11:22:07 AM |
loot-knickers5 | $39.46 | 10/4/2012 11:53:31 AM |
compatible-return120 | $50.00 | 10/4/2012 11:54:21 AM |
ethical-truth211 | $50.00 | 10/4/2012 3:11:41 PM |
enchanted-note | $25.00 | 10/4/2012 5:06:04 PM |
InChicago | $80.03 | 10/4/2012 3:53:13 PM |
tomdooley12520 | $35.00 | 10/4/2012 4:46:13 PM |
850 | $50.00 | 10/4/2012 9:08:25 PM |
money-baron | $100.00 | 10/4/2012 6:59:27 PM |
reflective-rupee | $25.00 | 10/4/2012 7:42:14 PM |
progress-credit | $30.00 | 10/4/2012 8:49:04 PM |
greencat | $50.00 | 10/5/2012 7:17:06 AM |
av22 | $100.00 | 10/5/2012 5:48:56 AM |
favorite-commerce | $50.00 | 10/5/2012 4:51:22 AM |
KEOLEND | $25.00 | 10/5/2012 9:05:53 AM |
glroark | $100.00 | 10/5/2012 8:30:07 AM |
marketplace-singularity3 | $45.00 | 10/5/2012 9:23:40 AM |
Bob450 | $25.00 | 10/5/2012 9:10:55 AM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:30 AM |
melodious-openness | $200.00 | 10/5/2012 1:11:26 PM |
wise-peaceful-p2ploan | $26.12 | 10/5/2012 12:31:39 PM |
mammalian4 | $25.00 | 10/5/2012 3:21:19 PM |
friedokra | $25.00 | 10/5/2012 5:54:30 PM |
yield-hut | $25.00 | 10/5/2012 6:12:57 PM |
pennies_from_heaven | $25.00 | 10/5/2012 6:20:28 PM |
payment-halo | $4.91 | 10/5/2012 7:45:40 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
649846
This series of Notes was issued and sold upon the funding of the borrower loan #76140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $288.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,241 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-silver-economist |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: minor home upgrades, home repair, minor car repair, vacation
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...
I have adequate income. I work full time and receive Social Security. My monthly income from work is 1920.00 & Social Security is 1329.00.
Monthly net income: $3249.00
Monthly expenses: $2000.00
Housing: $856.00
Insurance: $95.00
Car expenses: $50.00
Utilities: $295.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $160.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
red-eloquent-rupee | $50.00 | 10/4/2012 9:06:45 AM |
silver-explorer6 | $25.00 | 10/4/2012 9:03:19 AM |
compassion-twister2 | $50.00 | 10/4/2012 9:22:25 AM |
mikrolown | $25.00 | 10/4/2012 9:25:13 AM |
best-bonafide-p2p | $25.00 | 10/4/2012 9:31:39 AM |
superb-funds335 | $25.00 | 10/4/2012 10:08:19 AM |
first-pragmatic-power | $25.00 | 10/4/2012 10:20:36 AM |
toblerone | $25.00 | 10/4/2012 11:01:44 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:46 AM |
pierrelasvegas | $25.00 | 10/4/2012 11:24:12 AM |
museic1 | $81.00 | 10/4/2012 1:09:35 PM |
note-proton0 | $25.00 | 10/4/2012 1:08:09 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:58:30 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:11:02 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:30 PM |
ready-vigilance3 | $50.00 | 10/5/2012 8:00:56 AM |
kulender | $100.00 | 10/5/2012 10:40:08 AM |
Winged_Inspirations | $25.00 | 10/5/2012 4:13:11 PM |
papaloha | $25.00 | 10/5/2012 1:08:21 PM |
fund-tom-tom6 | $25.00 | 10/5/2012 5:00:38 PM |
all_of_that_one | $35.00 | 10/5/2012 5:20:57 PM |
bonus-seahorse | $70.00 | 10/5/2012 11:42:07 PM |
skillful-asset5 | $30.00 | 10/6/2012 4:54:34 AM |
banker34 | $25.00 | 10/5/2012 11:28:17 PM |
bright-idea11 | $25.00 | 10/6/2012 8:15:04 AM |
bullwink27 | $25.00 | 10/6/2012 4:23:33 AM |
ouyangers | $50.00 | 10/6/2012 6:30:50 AM |
FundMaker | $25.00 | 10/6/2012 11:29:39 AM |
tech310 | $50.00 | 10/6/2012 1:25:38 PM |
RoyFauntleroy | $25.00 | 10/6/2012 1:43:37 PM |
goodhearted-basis4 | $25.00 | 10/6/2012 6:50:36 PM |
the-profit-oracle | $25.00 | 10/6/2012 8:32:46 PM |
scarlet-velvet | $50.08 | 10/6/2012 4:51:35 PM |
icydog | $25.00 | 10/6/2012 3:41:45 PM |
top-economy-mover | $80.00 | 10/6/2012 9:20:39 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:21 PM |
invincible-wampum3 | $50.00 | 10/7/2012 9:31:40 AM |
upbeat-finance8 | $25.00 | 10/7/2012 12:12:48 PM |
alexander-hamilton | $185.00 | 10/7/2012 1:29:42 PM |
selector568 | $300.00 | 10/7/2012 1:15:39 PM |
Focus-on-tommorow | $25.00 | 10/7/2012 6:32:03 PM |
MI2 | $4,957.58 | 10/8/2012 7:49:00 AM |
Ocean713 | $80.00 | 10/7/2012 7:23:02 PM |
massuot | $25.00 | 10/8/2012 5:00:14 AM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:30:14 AM |
responsibility-butterfly | $50.00 | 10/4/2012 9:32:43 AM |
stollcm | $25.00 | 10/4/2012 9:30:46 AM |
Taz-Man-IIWIS | $25.00 | 10/4/2012 9:12:22 AM |
thrifty-generosity222 | $50.00 | 10/4/2012 9:35:31 AM |
peace-fixer8 | $25.00 | 10/4/2012 10:07:01 AM |
supreme-treasure8 | $100.00 | 10/4/2012 10:03:56 AM |
zipemdown | $25.00 | 10/4/2012 10:32:29 AM |
cash-mad-scientist3 | $25.00 | 10/4/2012 10:25:27 AM |
fair-pound5 | $50.00 | 10/4/2012 10:35:51 AM |
supreme-exchange547 | $25.00 | 10/4/2012 10:36:26 AM |
priceless-capital0 | $25.00 | 10/4/2012 11:26:51 AM |
the-silver-blaster | $50.00 | 10/4/2012 5:12:28 PM |
commerce-gargantuan2 | $50.00 | 10/4/2012 5:28:52 PM |
a-finance-nirvana | $25.00 | 10/4/2012 6:04:40 PM |
Ripsaw4U | $50.00 | 10/4/2012 6:39:22 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:42 AM |
justreturns | $25.00 | 10/5/2012 10:02:02 AM |
Emgolda | $25.00 | 10/5/2012 10:10:39 AM |
reordan | $25.00 | 10/5/2012 11:12:22 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:34 PM |
Capital-World-Investments | $31.34 | 10/5/2012 2:22:59 PM |
Budro | $50.00 | 10/5/2012 8:06:37 PM |
TheBlueberryPirate | $25.00 | 10/5/2012 8:56:27 PM |
Troutfinder | $25.00 | 10/6/2012 11:22:44 AM |
Shaggydp | $25.00 | 10/6/2012 12:34:49 PM |
restless-fund5 | $25.00 | 10/7/2012 12:17:32 PM |
treasure-hunter270 | $25.00 | 10/7/2012 2:34:49 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
649950
This series of Notes was issued and sold upon the funding of the borrower loan #76047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,277 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-sumac7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Health
Purpose of loan: health
This loan will be used to...cover some private (dental) bills
My financial situation:
I am a good candidate for this loan because...I need this money to cover some dental work done week ago, I always pay my bills on time and never had problem with any loans or credits.
Monthly net income: $2800
Monthly expenses: $1020
Housing: $ -
Insurance: $ -
Car expenses: $ -
Utilities: $ 250
Phone, cable, internet: $ 120
Food, entertainment: $ 600
Clothing, household expenses: $-
Credit cards and other loans: $50
Other expenses: $-
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
let_me_retire | $75.00 | 10/5/2012 6:40:23 PM |
vines99 | $25.00 | 10/6/2012 10:12:30 PM |
Ocean713 | $80.00 | 10/7/2012 7:30:47 PM |
ssqr | $50.00 | 10/7/2012 5:11:42 PM |
transformer855 | $25.00 | 10/8/2012 9:46:44 AM |
yougottaloveit | $25.00 | 10/8/2012 5:00:27 PM |
Bankeroni_and_Cheese | $25.00 | 10/8/2012 8:51:28 PM |
MI2 | $1,250.00 | 10/9/2012 6:45:46 AM |
Kyileo | $25.00 | 10/9/2012 9:22:44 AM |
eljobe | $25.00 | 10/9/2012 4:48:51 PM |
herschelw | $50.00 | 10/10/2012 2:57:31 AM |
queentut | $100.00 | 10/9/2012 9:09:01 PM |
fervent-commerce | $108.00 | 10/10/2012 6:56:48 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:04 AM |
foothillender | $25.00 | 10/10/2012 8:52:23 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:29 AM |
return-rocket9 | $50.00 | 10/10/2012 10:01:03 AM |
enderak | $50.00 | 10/10/2012 10:38:01 AM |
Rostov | $25.00 | 10/10/2012 1:46:38 PM |
yons88 | $25.00 | 10/10/2012 3:38:29 PM |
sam-dog-dew | $25.00 | 10/10/2012 7:01:50 PM |
responsibility-butterfly | $50.00 | 10/6/2012 8:31:23 AM |
banker34 | $25.00 | 10/5/2012 11:25:12 PM |
unforgettable-return6 | $25.00 | 10/6/2012 11:53:33 AM |
pdub | $250.00 | 10/8/2012 4:07:59 PM |
money-baron | $100.00 | 10/8/2012 6:29:05 PM |
screendor | $50.00 | 10/9/2012 6:22:41 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:56 PM |
cd3333 | $25.00 | 10/9/2012 3:20:40 PM |
historic-value7 | $200.00 | 10/9/2012 5:50:56 PM |
Weaverville | $25.00 | 10/10/2012 9:07:29 AM |
ethical-truth211 | $100.00 | 10/10/2012 10:08:27 AM |
progressive-power9 | $30.00 | 10/10/2012 4:16:11 PM |
velocity-tom-tom2 | $25.00 | 10/10/2012 6:43:46 PM |
income-cocktail3 | $25.00 | 10/10/2012 8:56:48 PM |
moneyman369 | $86.66 | 10/10/2012 6:35:04 PM |
JPINVEST7 | $73.53 | 10/11/2012 1:47:26 AM |
friendinmoney | $25.00 | 10/11/2012 6:36:45 AM |
bid-stockpiler1 | $196.81 | 10/11/2012 6:39:52 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
649970
This series of Notes was issued and sold upon the funding of the borrower loan #76685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 4m |
Amount delinquent:
| $480 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,196 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| industrious-credit046 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Home Improvement
This loan will be used to... fix roof
My financial situation: good
I am a good candidate for this loan because... im able to purchase house
Monthly net income: $5,400
Monthly expenses: $3,000
Housing: $800
Insurance: $70.00
Car expenses: $0
Utilities: $300
Phone, cable, internet: $39.00
Food, entertainment: $500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/6/2012 8:31:25 AM |
scoobiedoo | $25.00 | 10/9/2012 7:20:22 AM |
open-minded-p2p1 | $25.00 | 10/5/2012 7:10:30 PM |
banker34 | $25.00 | 10/5/2012 11:25:12 PM |
california111 | $100.00 | 10/6/2012 10:18:03 AM |
first-serene-credit | $25.00 | 10/6/2012 9:50:06 AM |
worthy-bid8 | $100.00 | 10/6/2012 1:17:23 PM |
papaloha | $25.00 | 10/6/2012 11:28:06 PM |
spark548 | $100.00 | 10/8/2012 9:13:32 AM |
majestic-note6 | $150.00 | 10/8/2012 9:50:38 AM |
Wordsmth | $45.00 | 10/8/2012 1:19:17 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:32:04 PM |
a-successful-credit | $25.00 | 10/9/2012 7:37:15 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:56 PM |
azazle | $50.00 | 10/10/2012 12:29:59 AM |
Weaverville | $25.00 | 10/10/2012 9:07:29 AM |
fervent-commerce | $72.00 | 10/10/2012 6:57:19 AM |
lender-inc | $25.00 | 10/10/2012 9:17:54 AM |
SkepticalBen | $50.00 | 10/10/2012 1:45:33 PM |
efficient-dollar888 | $35.00 | 10/10/2012 7:52:05 PM |
impala6464 | $34.45 | 10/10/2012 9:08:28 PM |
businessbroker101 | $25.00 | 10/11/2012 3:49:04 PM |
truth-oath1 | $50.00 | 10/12/2012 6:07:53 AM |
Jalebi | $50.00 | 10/12/2012 9:43:24 AM |
punctual-fund | $25.00 | 10/12/2012 9:47:57 AM |
diplomatic-wealth7 | $25.00 | 10/6/2012 12:22:05 PM |
kevin314 | $25.00 | 10/6/2012 12:37:22 PM |
ultimate-peace | $125.00 | 10/6/2012 3:35:00 PM |
melodious-openness | $200.00 | 10/7/2012 6:23:03 AM |
Ocean713 | $80.00 | 10/7/2012 7:31:49 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:20 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:20 PM |
bid-lightning9 | $25.00 | 10/8/2012 9:32:02 PM |
javelin256 | $25.00 | 10/9/2012 7:43:49 AM |
continental2 | $100.00 | 10/9/2012 5:50:03 AM |
order-singularity430 | $100.00 | 10/9/2012 12:07:57 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:31 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:29 AM |
SecondChanceLendingSERV | $26.80 | 10/10/2012 10:22:53 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:17 AM |
coin-wheel | $25.00 | 10/11/2012 4:59:17 PM |
vutah | $45.00 | 10/11/2012 5:32:51 PM |
Piitb08 | $150.00 | 10/12/2012 5:26:11 AM |
asset-dna5 | $25.00 | 10/11/2012 7:00:58 PM |
benefit-lyrics9 | $25.00 | 10/12/2012 7:06:35 AM |
Lender12 | $965.12 | 10/12/2012 11:01:43 AM |
trade-goblin9 | $50.00 | 10/12/2012 12:14:18 PM |
compatible-deal9 | $25.00 | 10/12/2012 11:20:46 AM |
worthy-bid4 | $121.63 | 10/12/2012 12:57:00 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
650048
This series of Notes was issued and sold upon the funding of the borrower loan #76402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 55% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,612 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| nickel-genius1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Small Loan for Business Startu
Purpose of loan: business
This loan will be used to pay off rental expenses for my business
My financial situation:
My business is a startup and these funds will assist in generating revenue for venture capitalist startups and gaining additional angel funds to get my business off the ground.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Emgolda | $25.00 | 10/6/2012 12:01:06 PM |
intuitive-benefit3 | $100.00 | 10/6/2012 12:39:11 PM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:40 PM |
gravbox | $25.00 | 10/7/2012 1:10:57 PM |
phenomenal-rate1 | $500.00 | 10/8/2012 9:09:54 AM |
moltopaolo | $50.00 | 10/8/2012 7:35:54 AM |
imogen22 | $50.00 | 10/8/2012 9:25:09 AM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:53 PM |
reinforced-gain7 | $500.00 | 10/8/2012 3:07:34 PM |
astute-benjamins | $150.00 | 10/8/2012 3:15:25 PM |
tremendous-yield8 | $25.00 | 10/8/2012 4:17:35 PM |
kegs | $150.00 | 10/8/2012 11:36:25 AM |
pious-currency875 | $100.00 | 10/8/2012 5:14:40 PM |
IP | $25.00 | 10/8/2012 5:17:04 PM |
paladin847 | $70.00 | 10/8/2012 5:01:48 PM |
musososeki | $25.00 | 10/8/2012 5:13:14 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:06 PM |
Castellan | $50.00 | 10/8/2012 5:31:35 PM |
Taxman44 | $25.00 | 10/8/2012 5:41:30 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:24 PM |
payout-harmony4 | $50.00 | 10/8/2012 6:09:51 PM |
hitsman | $50.00 | 10/8/2012 6:17:46 PM |
ksubd | $100.00 | 10/8/2012 7:31:07 PM |
spirit07a | $100.00 | 10/8/2012 6:18:43 PM |
ninjazx10rida | $25.00 | 10/8/2012 6:22:34 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:51 PM |
investorrr | $50.00 | 10/8/2012 10:22:56 PM |
Cash4U2also | $25.00 | 10/8/2012 11:25:30 PM |
Json814 | $25.00 | 10/8/2012 9:27:40 PM |
bid-lightning9 | $30.00 | 10/8/2012 9:30:19 PM |
vines99 | $50.00 | 10/8/2012 8:33:43 PM |
andrias | $57.55 | 10/9/2012 4:45:28 AM |
blue-durability-birdie | $100.00 | 10/8/2012 9:18:33 PM |
blackstar | $44.12 | 10/9/2012 12:42:56 AM |
rustysailor | $27.00 | 10/9/2012 2:12:56 AM |
methodical-principal2 | $50.00 | 10/8/2012 10:29:10 PM |
cocopuffs | $25.00 | 10/8/2012 10:47:24 PM |
hopeful-silver5 | $25.00 | 10/9/2012 8:34:27 AM |
ouiemyster06 | $50.00 | 10/9/2012 8:41:00 AM |
Pasagam | $50.00 | 10/9/2012 9:02:15 AM |
tss | $50.00 | 10/9/2012 7:05:21 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:29 AM |
loan-oasis4 | $25.00 | 10/9/2012 9:31:10 AM |
Dano007 | $100.00 | 10/9/2012 8:05:50 AM |
youthful-peace4 | $25.00 | 10/9/2012 10:21:33 AM |
compatible-deal9 | $50.00 | 10/9/2012 9:10:25 AM |
dukeiyer | $25.00 | 10/9/2012 10:38:20 AM |
Archaeologist | $25.00 | 10/9/2012 9:46:06 AM |
wise-bid-umbrella | $25.00 | 10/9/2012 2:17:06 PM |
jedi053 | $100.00 | 10/9/2012 3:14:55 PM |
Dubbs360 | $200.00 | 10/9/2012 12:25:59 PM |
raisingophelia | $50.00 | 10/9/2012 12:55:36 PM |
odp01 | $30.00 | 10/9/2012 10:36:07 AM |
fantastic-bazaar2 | $50.00 | 10/9/2012 4:55:34 PM |
rate-coup9 | $50.00 | 10/9/2012 1:56:26 PM |
dollardave | $50.00 | 10/9/2012 2:14:15 PM |
Sutpen55 | $25.00 | 10/9/2012 3:25:35 PM |
dollars4debts | $25.00 | 10/9/2012 3:33:36 PM |
RufusGreyhound | $25.00 | 10/9/2012 4:50:21 PM |
loan-master996 | $50.00 | 10/9/2012 12:43:21 PM |
apharvard | $27.00 | 10/9/2012 2:17:04 PM |
fund-upholder512 | $27.00 | 10/9/2012 2:23:21 PM |
a-dollar-orchestra | $61.00 | 10/9/2012 4:28:20 PM |
relaxation798 | $200.00 | 10/9/2012 4:56:48 PM |
new-truth-chuckler | $33.00 | 10/9/2012 5:20:14 PM |
mindful-generosity1 | $50.00 | 10/9/2012 6:20:14 PM |
IOHOVA | $25.00 | 10/9/2012 7:35:14 PM |
p2ploan-flag5 | $50.00 | 10/9/2012 8:45:17 PM |
joplinoz | $25.00 | 10/10/2012 4:58:36 AM |
camaraderi-handshake | $25.00 | 10/9/2012 8:48:33 PM |
JTHarris | $25.00 | 10/10/2012 7:48:01 AM |
SurfaceTension | $50.00 | 10/10/2012 4:43:31 AM |
loyalist1 | $100.00 | 10/10/2012 8:45:16 AM |
treasure-bliss | $100.00 | 10/10/2012 5:50:35 AM |
bold-riveting-social | $50.00 | 10/10/2012 9:04:38 AM |
shugyosha | $50.00 | 10/9/2012 9:31:08 PM |
chipperjohnson | $50.00 | 10/10/2012 7:03:36 AM |
AJ6 | $25.00 | 10/9/2012 9:49:17 PM |
donicurioso | $25.00 | 10/10/2012 9:12:20 AM |
Uncle_Scrooge | $50.00 | 10/10/2012 9:12:43 AM |
Jimmiert1148 | $25.00 | 10/10/2012 9:14:13 AM |
dspmn | $25.00 | 10/10/2012 9:17:54 AM |
mvalley | $25.00 | 10/10/2012 9:18:24 AM |
6moonbeams | $50.00 | 10/10/2012 9:01:30 AM |
bonus-tent | $25.00 | 10/10/2012 9:22:41 AM |
Leshan | $50.00 | 10/10/2012 7:00:20 AM |
gjm6d | $25.00 | 10/10/2012 9:02:52 AM |
w3alter | $50.00 | 10/10/2012 9:04:46 AM |
exchange-pledge | $35.00 | 10/10/2012 9:12:12 AM |
checkuto | $25.00 | 10/10/2012 9:13:22 AM |
charming-economy438 | $25.00 | 10/10/2012 9:01:37 AM |
tolstoy00 | $25.00 | 10/10/2012 9:16:42 AM |
transparency-baton | $25.00 | 10/10/2012 9:22:24 AM |
gallant-economy9 | $50.00 | 10/10/2012 9:06:58 AM |
treasure-pipeline | $25.00 | 10/10/2012 9:08:06 AM |
dinero-speaker | $25.00 | 10/10/2012 9:13:02 AM |
euro-speaker8 | $71.00 | 10/10/2012 9:13:51 AM |
responsibility-butterfly | $50.00 | 10/7/2012 10:54:40 AM |
unbelievable-exchange | $50.00 | 10/8/2012 7:39:58 PM |
CreditBuilder2 | $25.01 | 10/6/2012 12:09:51 PM |
octoberfresh | $25.00 | 10/6/2012 12:34:27 PM |
obduro_1 | $25.00 | 10/6/2012 12:57:13 PM |
repayment-chihuahua3 | $25.00 | 10/6/2012 1:20:52 PM |
FortuneFund | $50.00 | 10/6/2012 1:27:43 PM |
CIC | $25.00 | 10/6/2012 4:45:00 PM |
kenji4861 | $25.00 | 10/6/2012 1:45:19 PM |
LoanerPrincipal | $25.00 | 10/7/2012 12:59:34 PM |
indomitable-coin | $25.00 | 10/8/2012 9:19:01 AM |
Arvicco | $400.00 | 10/8/2012 9:59:14 AM |
wise-silver-wonder | $25.00 | 10/8/2012 11:16:02 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:21 PM |
Nazbuster | $100.00 | 10/8/2012 5:04:27 PM |
repayment-pagoda8 | $100.00 | 10/8/2012 5:13:17 PM |
houli123 | $100.00 | 10/8/2012 2:50:41 PM |
ingenious-deal6 | $25.00 | 10/8/2012 5:18:34 PM |
return-aurora853 | $500.00 | 10/8/2012 5:06:14 PM |
affluence-kingdom9 | $100.00 | 10/8/2012 5:27:14 PM |
loyalty-hornet6 | $25.00 | 10/8/2012 5:08:37 PM |
first-funds-palace | $25.00 | 10/8/2012 5:19:53 PM |
compoundinterest | $25.00 | 10/8/2012 5:24:32 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:53 PM |
Splangy613 | $25.00 | 10/8/2012 5:33:43 PM |
jpblan11 | $25.00 | 10/8/2012 5:47:33 PM |
SBT | $25.00 | 10/8/2012 6:07:23 PM |
SamyFromRI | $25.00 | 10/8/2012 6:51:10 PM |
unclejaef | $25.00 | 10/8/2012 7:37:25 PM |
maldok1 | $25.00 | 10/8/2012 6:42:24 PM |
slpark | $40.00 | 10/8/2012 7:48:07 PM |
loot-motivator7 | $25.00 | 10/8/2012 8:23:21 PM |
a-helping-hand | $200.00 | 10/8/2012 10:02:04 PM |
georgethesir | $50.00 | 10/8/2012 7:47:10 PM |
peaceful-basis6 | $50.00 | 10/8/2012 9:11:23 PM |
antlr | $25.00 | 10/8/2012 9:17:34 PM |
gain-keeper9 | $25.00 | 10/8/2012 8:18:58 PM |
extraordinary-ore5 | $25.00 | 10/9/2012 2:41:51 AM |
blue-dough-trumpeter | $25.00 | 10/8/2012 9:25:47 PM |
community-seahorse0 | $25.00 | 10/9/2012 5:07:58 AM |
yield-seeker | $50.00 | 10/9/2012 6:20:26 AM |
cerebral-auction950 | $50.00 | 10/8/2012 10:46:16 PM |
A-Win-Win | $47.42 | 10/9/2012 7:36:08 AM |
diversification-cycle4 | $75.00 | 10/9/2012 6:10:16 AM |
pious-benjamins1 | $44.00 | 10/9/2012 8:49:55 AM |
planetibet | $25.00 | 10/9/2012 6:25:39 AM |
revenue-serenity | $25.00 | 10/9/2012 9:18:18 AM |
likeable-reward | $25.00 | 10/9/2012 7:42:26 AM |
RandB_CPAs | $50.00 | 10/9/2012 8:03:41 AM |
Asailorman | $25.00 | 10/9/2012 8:05:33 AM |
peace-photon1 | $2,500.00 | 10/9/2012 9:15:49 AM |
notupdated | $25.00 | 10/9/2012 9:21:11 AM |
nimble-felicity6 | $50.00 | 10/9/2012 9:21:44 AM |
BridgeBum | $25.00 | 10/9/2012 10:49:55 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:19:10 AM |
worlds-best-interest491 | $50.00 | 10/9/2012 12:39:43 PM |
for_your_success | $31.89 | 10/9/2012 1:08:41 PM |
nourishing-payment8 | $45.00 | 10/9/2012 4:02:15 PM |
melodious-rupee3 | $50.00 | 10/9/2012 1:16:18 PM |
note-admiral548 | $25.00 | 10/9/2012 11:04:59 AM |
bellaquito | $500.00 | 10/9/2012 11:20:45 AM |
attentive-finance4 | $25.00 | 10/9/2012 11:21:35 AM |
return-kung-fu2 | $50.00 | 10/9/2012 11:26:42 AM |
gold-fox8 | $43.33 | 10/9/2012 11:38:02 AM |
irishalaskan | $25.00 | 10/9/2012 12:20:14 PM |
help4u | $50.00 | 10/9/2012 4:15:20 PM |
finance-coyote3 | $1,000.00 | 10/9/2012 4:06:21 PM |
rate-authority2 | $25.00 | 10/9/2012 4:23:08 PM |
77dowplace | $41.00 | 10/9/2012 5:43:08 PM |
life-is-great | $25.00 | 10/9/2012 5:45:32 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:36 PM |
otalon | $25.00 | 10/9/2012 5:38:14 PM |
Tradesmanlender | $25.00 | 10/9/2012 5:38:36 PM |
mar97 | $25.00 | 10/9/2012 5:52:10 PM |
jonathan10s | $25.00 | 10/9/2012 7:46:41 PM |
slyders87 | $50.00 | 10/9/2012 6:28:17 PM |
vigman777 | $25.00 | 10/9/2012 8:55:52 PM |
zone6 | $41.00 | 10/9/2012 6:37:13 PM |
smmgnn99 | $27.00 | 10/10/2012 5:02:14 AM |
mogul16 | $25.00 | 10/10/2012 9:01:40 AM |
minista | $25.00 | 10/10/2012 9:02:28 AM |
balance-force | $25.00 | 10/9/2012 11:51:19 PM |
resolute-basis9 | $25.00 | 10/10/2012 9:10:45 AM |
ideal-platinum1 | $50.00 | 10/10/2012 8:01:04 AM |
flexible-value | $50.00 | 10/10/2012 9:16:03 AM |
Tylerh | $250.00 | 10/10/2012 9:17:51 AM |
studious-bonus7 | $76.68 | 10/10/2012 9:22:45 AM |
mason13a | $25.00 | 10/10/2012 9:04:12 AM |
Danfromnapa | $25.00 | 10/10/2012 9:15:43 AM |
nerdfactor | $25.00 | 10/10/2012 9:02:30 AM |
RocketSurgeon | $25.00 | 10/10/2012 9:02:41 AM |
benjamins-utopia | $100.00 | 10/10/2012 9:04:31 AM |
shred123 | $25.00 | 10/10/2012 9:20:48 AM |
Mint_Man | $25.00 | 10/10/2012 9:13:49 AM |
191 Investments
|
Borrower Payment Dependent Notes Series
650100
This series of Notes was issued and sold upon the funding of the borrower loan #76372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 16.30% |
Borrower rate/APR:
| 17.30% / 25.12% |
Monthly payment:
| $274.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.03% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,789 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| You-can-do-it |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,924.99 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: consolidation
This loan will be used to...
My financial situation: USAA
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $
Housing: $700.00
Insurance: $200.00
Car expenses: $270.00
Utilities: $
Phone, cable, internet: $80.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $2800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lnuss25 | $25.00 | 10/8/2012 5:01:33 PM |
jmb_lending | $50.00 | 10/8/2012 5:04:15 PM |
XP | $25.00 | 10/8/2012 5:04:32 PM |
value-allocator1 | $100.00 | 10/8/2012 5:14:49 PM |
asset-professor | $25.00 | 10/8/2012 5:17:58 PM |
AF-Chief | $25.00 | 10/8/2012 5:05:17 PM |
adventurer447 | $300.00 | 10/8/2012 5:09:42 PM |
Cookstersalibi | $25.00 | 10/8/2012 5:03:22 PM |
newest-currency-vibrato | $25.00 | 10/8/2012 5:04:54 PM |
MoneyForNothing | $25.12 | 10/8/2012 5:05:33 PM |
trajectory8 | $25.00 | 10/8/2012 5:05:52 PM |
trophy112 | $30.00 | 10/8/2012 5:12:38 PM |
shrewd-peace7 | $25.00 | 10/8/2012 5:08:27 PM |
bazaar-paladin7 | $52.89 | 10/8/2012 5:16:04 PM |
pembull | $25.00 | 10/8/2012 5:32:37 PM |
ethical-truth211 | $500.00 | 10/8/2012 5:23:05 PM |
cp-family | $50.00 | 10/8/2012 5:16:14 PM |
pierrelasvegas | $25.00 | 10/8/2012 5:25:13 PM |
the-laudable-peso | $40.00 | 10/8/2012 5:20:24 PM |
Wellman | $25.00 | 10/8/2012 5:24:50 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:31:32 PM |
mmckune | $25.00 | 10/8/2012 5:26:21 PM |
finance-prescription | $100.00 | 10/8/2012 5:27:03 PM |
amlu1988 | $25.00 | 10/8/2012 5:32:12 PM |
Canidae | $25.00 | 10/8/2012 5:04:51 PM |
openness-surge0 | $25.00 | 10/8/2012 5:07:39 PM |
spark548 | $100.00 | 10/8/2012 5:09:52 PM |
felicity-contributor3 | $35.00 | 10/8/2012 5:10:44 PM |
1randyp | $25.00 | 10/8/2012 5:14:43 PM |
handy-justice | $50.00 | 10/8/2012 5:16:42 PM |
asiaratt | $50.00 | 10/8/2012 5:03:52 PM |
Miami | $25.00 | 10/8/2012 5:08:46 PM |
leball | $25.00 | 10/8/2012 5:26:06 PM |
jstefans | $25.00 | 10/8/2012 5:27:59 PM |
fmanjoo | $25.00 | 10/8/2012 5:08:14 PM |
tolerant-currency6 | $25.00 | 10/8/2012 5:30:26 PM |
haplender | $50.00 | 10/8/2012 5:31:56 PM |
Dave0 | $25.00 | 10/8/2012 5:19:26 PM |
LaGrangeLender | $58.99 | 10/8/2012 5:33:19 PM |
cello1 | $25.00 | 10/8/2012 5:20:24 PM |
supreme-treasure8 | $100.00 | 10/8/2012 5:25:21 PM |
selector568 | $300.00 | 10/8/2012 5:18:41 PM |
Ducatiman1978 | $25.00 | 10/8/2012 5:26:17 PM |
principal-cooker2 | $50.00 | 10/8/2012 5:28:28 PM |
return-exchanger355 | $100.00 | 10/8/2012 5:28:45 PM |
Comoparklender | $25.00 | 10/8/2012 5:23:23 PM |
andrew491 | $50.00 | 10/8/2012 5:23:33 PM |
new-truth-chuckler | $33.00 | 10/8/2012 5:23:54 PM |
WalnutCreekguy | $50.00 | 10/8/2012 5:26:56 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
650234
This series of Notes was issued and sold upon the funding of the borrower loan #76649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,439 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-pleasant-diversification |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tired of HIgh Interest Credit
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $25.00 | 10/9/2012 5:00:45 PM |
nevee | $40.00 | 10/10/2012 10:30:13 AM |
moremax | $100.00 | 10/10/2012 12:15:51 PM |
jedi053 | $100.00 | 10/9/2012 5:02:11 PM |
global-invest-group | $25.00 | 10/9/2012 5:02:35 PM |
missing-link | $25.00 | 10/9/2012 5:07:17 PM |
first-pragmatic-power | $25.00 | 10/9/2012 5:28:25 PM |
resolute-justice413 | $200.00 | 10/9/2012 5:19:14 PM |
asset-portait013 | $100.00 | 10/9/2012 5:19:30 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:55 PM |
mikrolown | $25.00 | 10/9/2012 5:39:21 PM |
spark548 | $100.00 | 10/9/2012 5:13:21 PM |
supreme-treasure8 | $100.00 | 10/9/2012 5:50:53 PM |
peace-fixer8 | $25.00 | 10/9/2012 5:54:05 PM |
justreturns | $25.00 | 10/9/2012 5:29:42 PM |
Emgolda | $25.00 | 10/9/2012 5:55:12 PM |
supreme-exchange547 | $25.00 | 10/9/2012 5:43:46 PM |
superb-funds335 | $25.00 | 10/9/2012 6:05:54 PM |
bright-idea11 | $25.00 | 10/9/2012 6:08:25 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:24 PM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:53 PM |
zipemdown | $25.00 | 10/9/2012 6:27:10 PM |
dedicated-contract755 | $25.00 | 10/9/2012 5:35:28 PM |
klippies | $25.00 | 10/9/2012 5:36:34 PM |
LoanerPrincipal | $25.00 | 10/9/2012 6:59:49 PM |
community-burrito9 | $35.00 | 10/9/2012 6:18:28 PM |
geniusj | $25.00 | 10/9/2012 5:51:07 PM |
commerce-venture1 | $25.00 | 10/9/2012 8:16:47 PM |
compassion-twister2 | $50.00 | 10/9/2012 6:33:38 PM |
trade-goblin9 | $25.00 | 10/9/2012 9:37:03 PM |
Dubbs360 | $200.00 | 10/9/2012 6:43:25 PM |
HereToHelp305 | $57.00 | 10/9/2012 11:23:23 PM |
cash-mad-scientist3 | $25.00 | 10/9/2012 6:07:54 PM |
Nil2008 | $100.00 | 10/10/2012 4:31:56 AM |
Obiwan_Kanobi | $25.02 | 10/9/2012 6:16:11 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:52 AM |
pierrelasvegas | $25.00 | 10/9/2012 6:51:46 PM |
julijask | $25.00 | 10/9/2012 7:00:08 PM |
loyalist1 | $150.00 | 10/10/2012 8:32:53 AM |
finder61 | $25.00 | 10/9/2012 10:11:55 PM |
bonus-seahorse | $29.00 | 10/10/2012 1:36:49 AM |
heerzaquestion | $98.00 | 10/10/2012 4:07:46 AM |
wampum-cocktail | $25.00 | 10/10/2012 4:10:55 AM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:36 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:36 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:39 AM |
income-triangulation1 | $25.00 | 10/10/2012 9:04:34 AM |
Gladglide | $25.00 | 10/10/2012 10:22:26 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:34 AM |
Rockymtnhi | $100.00 | 10/10/2012 10:54:10 AM |
social-heart | $25.00 | 10/10/2012 10:54:27 AM |
Interloper | $50.00 | 10/10/2012 11:18:22 AM |
seabassx | $25.00 | 10/10/2012 1:48:45 PM |
dsnybnd | $25.00 | 10/10/2012 2:42:28 PM |
deal-selector5 | $25.00 | 10/10/2012 3:02:59 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:45 PM |
enriched-return057 | $50.00 | 10/10/2012 2:49:23 PM |
pleasant-listing712 | $25.00 | 10/10/2012 4:25:51 PM |
historic-value7 | $200.00 | 10/10/2012 5:12:38 PM |
kevin314 | $25.00 | 10/10/2012 5:27:16 PM |
CA-Lender | $50.01 | 10/10/2012 7:10:34 PM |
blue-order-comet | $50.00 | 10/10/2012 6:45:53 PM |
contract-amigo7 | $25.00 | 10/11/2012 7:18:51 AM |
dough-tsunami2 | $25.00 | 10/11/2012 6:12:40 AM |
prudent-bid3 | $25.00 | 10/11/2012 6:23:10 AM |
quickstep | $75.00 | 10/11/2012 4:35:27 AM |
loyalty-czar | $74.00 | 10/11/2012 6:15:27 AM |
ethical-truth211 | $100.00 | 10/11/2012 6:52:46 AM |
buffalobills | $25.00 | 10/11/2012 7:39:38 AM |
crdcteng | $27.93 | 10/11/2012 9:02:39 AM |
thankful-nickel2 | $25.00 | 10/11/2012 7:43:01 AM |
glroark | $100.00 | 10/11/2012 8:23:51 AM |
runbix7 | $25.00 | 10/11/2012 9:03:56 AM |
bold-direct-asset | $50.00 | 10/11/2012 10:05:22 AM |
Sid-K | $25.00 | 10/11/2012 10:08:15 AM |
responsibility-butterfly | $50.00 | 10/10/2012 7:52:52 AM |
Endeavour | $150.00 | 10/9/2012 5:14:04 PM |
tolerant-dime2 | $34.00 | 10/9/2012 5:09:24 PM |
best-bonafide-p2p | $50.00 | 10/9/2012 5:16:24 PM |
special-dinero553 | $25.00 | 10/9/2012 5:20:19 PM |
the-silver-blaster | $50.00 | 10/9/2012 5:16:57 PM |
cr8on | $75.00 | 10/9/2012 6:20:09 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:42 PM |
LeReve | $459.00 | 10/9/2012 5:30:54 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:23 PM |
payment-gusto | $25.00 | 10/9/2012 6:54:00 PM |
BankofRon_IRA | $100.00 | 10/9/2012 7:00:44 PM |
autonomous-finance4 | $25.00 | 10/9/2012 6:18:29 PM |
houli123 | $25.00 | 10/9/2012 5:48:45 PM |
payment-halo | $30.00 | 10/9/2012 7:28:28 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:24 PM |
toblerone | $25.00 | 10/9/2012 6:15:26 PM |
Budro | $50.00 | 10/9/2012 6:16:12 PM |
LendingHelper | $167.65 | 10/10/2012 6:15:32 AM |
kfrench | $75.00 | 10/9/2012 6:35:35 PM |
money-baron | $100.00 | 10/9/2012 6:53:05 PM |
riskreward | $250.00 | 10/10/2012 7:56:10 AM |
dynrep | $30.00 | 10/9/2012 7:28:42 PM |
wkeboarder21 | $50.00 | 10/10/2012 6:08:19 AM |
return-enforcer5 | $25.00 | 10/10/2012 7:06:23 AM |
Weaverville | $25.00 | 10/10/2012 9:07:42 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:14 AM |
wonderful-currency | $25.00 | 10/10/2012 8:18:50 AM |
entertaining-revenue4 | $50.00 | 10/10/2012 9:02:36 AM |
LarWit1512 | $25.00 | 10/10/2012 9:13:32 AM |
fitiwalt | $25.00 | 10/10/2012 10:15:08 AM |
linkage682 | $50.00 | 10/10/2012 9:56:40 AM |
Index_Plus | $5,000.00 | 10/10/2012 2:24:40 PM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:37 PM |
top-courteous-peso | $75.00 | 10/10/2012 5:37:31 PM |
coin-trumpet | $40.00 | 10/10/2012 6:21:25 PM |
enriching-trade2 | $25.00 | 10/10/2012 6:05:23 PM |
cwss-lending | $25.00 | 10/10/2012 10:46:26 PM |
credible-responsibility022 | $25.00 | 10/10/2012 6:15:38 PM |
killdare | $25.00 | 10/10/2012 10:06:31 PM |
vines99 | $25.00 | 10/11/2012 1:22:34 AM |
dynadave | $1,000.00 | 10/10/2012 7:30:44 PM |
leverage-galleon | $30.00 | 10/10/2012 9:31:18 PM |
Ruckus888 | $52.92 | 10/11/2012 8:05:40 AM |
cropdust3r | $25.00 | 10/11/2012 9:30:13 AM |
the-lean-bid | $25.00 | 10/11/2012 8:09:26 AM |
enchanted-investment447 | $100.00 | 10/11/2012 8:29:27 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:49 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:55 AM |
MI2 | $1,355.47 | 10/11/2012 10:35:11 AM |
imogen22 | $50.00 | 10/11/2012 9:50:29 AM |
126 Investments
|
Borrower Payment Dependent Notes Series
650238
This series of Notes was issued and sold upon the funding of the borrower loan #76658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $159.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $178 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-twister9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Rental arrears due to paying my 2college kids tuitions
My financial situation:
I am a good candidate for this loan because...
employed focused on having no college debt at such high rate and long term.
I rather do this loan and have my kids free to work. I have vey little debt at this time and I can handle $175.00 monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jedi053 | $100.00 | 10/9/2012 5:02:12 PM |
suave-durability1 | $50.00 | 10/9/2012 5:20:24 PM |
a-finance-nirvana | $25.00 | 10/9/2012 5:07:42 PM |
phenomenal-rate1 | $500.00 | 10/9/2012 5:12:01 PM |
Vegasjim | $25.00 | 10/9/2012 5:29:03 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:04 PM |
compassion-twister2 | $50.00 | 10/9/2012 6:08:44 PM |
toblerone | $25.00 | 10/9/2012 6:32:53 PM |
cashhelp | $30.00 | 10/9/2012 6:57:03 PM |
silver-explorer6 | $25.00 | 10/9/2012 5:56:52 PM |
blue-useful-auction | $25.00 | 10/10/2012 6:33:54 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:14 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:37 AM |
0_0 | $25.00 | 10/10/2012 9:17:36 AM |
Harry | $100.00 | 10/10/2012 1:31:15 PM |
Plutis | $25.00 | 10/10/2012 5:08:03 PM |
gmoney37 | $50.00 | 10/10/2012 5:48:53 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:28 AM |
Mr_Potter | $25.00 | 10/10/2012 7:01:01 PM |
OnePoorDude | $25.00 | 10/11/2012 10:11:55 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:26 PM |
bankojerry | $37.00 | 10/11/2012 4:15:03 PM |
transparent-loot6 | $25.00 | 10/11/2012 5:04:30 PM |
velocityasaurus-rex4 | $100.00 | 10/11/2012 5:10:14 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:38 PM |
ethicalhumanist | $100.00 | 10/11/2012 6:06:20 PM |
nickel-ferret | $25.00 | 10/11/2012 6:24:55 PM |
Jalebi | $50.00 | 10/12/2012 9:43:37 AM |
glenium | $25.00 | 10/12/2012 9:24:01 AM |
organic-duty4 | $100.00 | 10/12/2012 11:17:48 AM |
nourishing-order8 | $25.00 | 10/12/2012 12:43:40 PM |
trade-goblin9 | $123.99 | 10/12/2012 2:42:46 PM |
Sniper312 | $25.00 | 10/12/2012 12:13:48 PM |
responsibility-butterfly | $50.00 | 10/10/2012 7:52:52 AM |
lionheart722 | $100.00 | 10/9/2012 5:13:12 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:52 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:00 PM |
Arvicco | $400.00 | 10/9/2012 5:29:33 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:40 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:23 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:07 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:41 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:24 PM |
Rivervale_Westwood | $25.00 | 10/9/2012 6:11:27 PM |
HikeMoab | $25.00 | 10/9/2012 8:24:54 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:52 AM |
unrivaled-deal676 | $50.00 | 10/10/2012 10:26:40 AM |
commerce-gargantuan2 | $34.00 | 10/10/2012 10:29:47 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:27:25 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:16 AM |
etraboulay | $50.00 | 10/11/2012 10:58:20 AM |
kenji4861 | $25.00 | 10/11/2012 11:08:53 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:13 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:49 PM |
JRS | $25.00 | 10/11/2012 5:23:32 PM |
bellaquito | $500.00 | 10/11/2012 6:53:22 PM |
california111 | $100.00 | 10/12/2012 10:03:27 AM |
The-Penis-Martinez | $25.00 | 10/12/2012 11:39:33 AM |
rex45 | $25.00 | 10/12/2012 1:13:21 PM |
witty-hope4 | $100.00 | 10/12/2012 12:12:13 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
650302
This series of Notes was issued and sold upon the funding of the borrower loan #76682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,853 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| thankful-social238 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: To pay off bills
This loan will be used to pay off bills until I can start receiving my active pay in middle November.
My financial situation: I am currently a Reservist and my finace is Active Duty Army. I am waiting to be activated.
I am a good candidate for this loan because I have always paid all of my bills and paid them on time. I have never been turned over to collections. I just need the money to make it until I can receive my Active Duty pay and find a job when I finish my training.
Monthly net income: $2600
Monthly expenses: $1937
Housing: $850.00
Insurance: $120.00
Car expenses: $160.00
Utilities: $160.00
Phone, cable, internet: $197.00
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
irrelevant | $50.00 | 10/16/2012 5:06:23 PM |
refresher211 | $100.00 | 10/16/2012 5:18:26 PM |
Voracious_Trees | $25.00 | 10/16/2012 7:44:34 PM |
let_me_retire | $50.00 | 10/16/2012 5:51:57 PM |
Eisande | $50.00 | 10/16/2012 8:22:02 PM |
worthy-bid8 | $100.00 | 10/16/2012 5:53:57 PM |
77scout | $75.00 | 10/16/2012 8:59:42 PM |
decisive-income7 | $250.00 | 10/17/2012 8:08:50 AM |
Requiem | $25.00 | 10/17/2012 7:23:16 AM |
MusicandMedicine | $50.00 | 10/17/2012 11:13:31 AM |
justice-star9 | $25.00 | 10/17/2012 11:22:53 AM |
Jimthemoo | $25.00 | 10/17/2012 11:26:05 AM |
sunnygee | $25.00 | 10/17/2012 12:29:40 PM |
moneytolend72 | $25.00 | 10/17/2012 12:32:26 PM |
gain-expert | $30.00 | 10/17/2012 11:55:01 AM |
transparency-position | $25.00 | 10/17/2012 12:37:04 PM |
pro337 | $45.00 | 10/17/2012 1:19:09 PM |
EclipseDirect | $50.00 | 10/17/2012 2:39:41 PM |
Johnab | $33.42 | 10/17/2012 4:59:18 PM |
Zingaro | $25.00 | 10/16/2012 5:24:56 PM |
cattlebaron | $25.00 | 10/16/2012 5:26:13 PM |
Danjack_Capital | $25.00 | 10/16/2012 6:08:37 PM |
the-credit-maker | $74.00 | 10/16/2012 5:55:07 PM |
blitzen40 | $25.00 | 10/16/2012 6:13:23 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:43 PM |
hopeful_lender | $100.00 | 10/17/2012 7:29:32 AM |
Bob450 | $25.00 | 10/17/2012 8:42:22 AM |
dollar-doughnut6 | $50.00 | 10/17/2012 8:56:31 AM |
soshau | $127.63 | 10/17/2012 12:05:06 PM |
RebuildingAmerica | $25.00 | 10/17/2012 2:22:32 PM |
LuvToLend | $25.00 | 10/17/2012 11:26:46 AM |
sparkymark | $45.00 | 10/17/2012 11:39:56 AM |
Bank42 | $25.00 | 10/17/2012 10:55:04 AM |
shawnb777 | $50.00 | 10/17/2012 11:14:50 AM |
907 | $39.95 | 10/17/2012 11:19:12 AM |
Leshan | $50.00 | 10/17/2012 4:16:11 PM |
xplnusa | $30.00 | 10/17/2012 12:51:46 PM |
return-rocket9 | $50.00 | 10/17/2012 12:19:50 PM |
serene-capital | $25.00 | 10/17/2012 12:50:38 PM |
zippy-greenback231 | $25.00 | 10/17/2012 12:53:04 PM |
wattboy | $25.00 | 10/17/2012 1:19:26 PM |
likeable-hope | $25.00 | 10/17/2012 1:27:21 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
650374
This series of Notes was issued and sold upon the funding of the borrower loan #76152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Oct-05-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $578.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.80% | | |
| |
Estimated return*:
| 5.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,853 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-goblin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to replace my aging kitchen cabinets and countertops, as well as consolidate a bit of credit card debt I accumulated while attempting to work independently as a consultant. I am back to working as a full time salaried employee now.
My financial situation:
I am living well within my means, and I am already putting 1.4k/month into repaying credit card debt. This will bring my credit card balances back to zero (where they were for several years before I attempted independent consulting), as well as give me a little bit of liquid capital to use for kitchen improvements.
I have borrowed for home improvements before (never on prosper, unfortunately), and I paid the last loan back in well under a year. My new job is a 20% raise compared to my last job, which I considered to be very well paying. I am in a high demand space (ruby developer), and already am getting stellar reviews for my position from several levels of the company.
Monthly net income: $ 5881
Monthly expenses: $ 3597 total (inclusive of all the categories below)
Housing: $ 645 mortgage
Insurance: $ 236
Car expenses: $ 300
Utilities: $ 290
Phone, cable, internet: $ 253
Food, entertainment, Clothing, household expenses: $ 1304
Credit cards and other loans: $ 569 (all student loans)
Other expenses: $ 700/month for savings/retirement, $1400 for CC repayment, which would be redirected to this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Emgolda | $25.00 | 10/5/2012 5:14:34 PM |
best-bonafide-p2p | $50.00 | 10/5/2012 5:22:59 PM |
Plow_n_Sow | $75.00 | 10/5/2012 5:01:56 PM |
silver-explorer6 | $25.00 | 10/5/2012 5:07:58 PM |
superb-funds335 | $25.00 | 10/5/2012 5:12:23 PM |
compassion-twister2 | $50.00 | 10/5/2012 5:19:26 PM |
lionheart722 | $100.00 | 10/5/2012 5:23:16 PM |
intuitive-benefit3 | $100.00 | 10/5/2012 5:23:41 PM |
fmanjoo | $25.00 | 10/5/2012 5:24:47 PM |
fboba | $300.00 | 10/5/2012 5:29:01 PM |
punctual-contract256 | $25.00 | 10/5/2012 5:37:29 PM |
benjamins-party4 | $25.00 | 10/5/2012 5:39:00 PM |
ingenious-truth684 | $25.00 | 10/5/2012 6:16:00 PM |
proud-gold9 | $25.00 | 10/5/2012 6:28:58 PM |
SlateHillCapital | $100.00 | 10/5/2012 6:32:59 PM |
Attract | $25.00 | 10/5/2012 10:37:07 PM |
velocity-motivator6 | $25.00 | 10/5/2012 9:31:54 PM |
market-maximizer472 | $100.00 | 10/6/2012 7:24:34 AM |
_NaLNaBB | $400.00 | 10/5/2012 10:02:51 PM |
azazle | $50.00 | 10/6/2012 3:58:21 AM |
glimmering-return863 | $50.00 | 10/6/2012 4:32:46 AM |
Relaxo | $250.00 | 10/6/2012 6:56:01 AM |
enticing-affluence6 | $25.00 | 10/6/2012 7:09:18 AM |
elegant-commerce17 | $65.18 | 10/6/2012 10:35:36 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:11 AM |
Plow_n_Sow | $75.00 | 10/6/2012 9:01:10 AM |
orange-preeminant-bill | $200.00 | 10/6/2012 9:10:35 AM |
bonus-animal4 | $35.00 | 10/6/2012 9:16:25 AM |
top-p2p-jubilee | $29.95 | 10/6/2012 11:18:27 AM |
callmebryan | $25.00 | 10/6/2012 11:56:55 AM |
penny-finder | $50.00 | 10/6/2012 12:13:12 PM |
green28 | $50.00 | 10/6/2012 1:09:35 PM |
loot-chemistry2 | $101.00 | 10/6/2012 1:47:45 PM |
kenji4861 | $25.00 | 10/6/2012 1:57:35 PM |
Obnoticus | $25.00 | 10/6/2012 2:26:35 PM |
responsibility-butterfly | $50.00 | 10/6/2012 8:31:29 AM |
octoberfresh | $25.00 | 10/5/2012 5:24:39 PM |
justreturns | $25.00 | 10/5/2012 5:01:25 PM |
MicroLender357 | $25.00 | 10/5/2012 5:01:59 PM |
green-trade-dolphin2 | $35.02 | 10/5/2012 5:02:21 PM |
mikrolown | $25.00 | 10/5/2012 5:06:14 PM |
justanothersushieater | $25.00 | 10/5/2012 5:33:30 PM |
statuesque-listing929 | $25.00 | 10/5/2012 6:27:53 PM |
repayment-chihuahua3 | $25.00 | 10/5/2012 5:39:33 PM |
a-finance-nirvana | $25.00 | 10/5/2012 5:48:44 PM |
toblerone | $25.00 | 10/5/2012 6:55:31 PM |
FortuneFund | $50.00 | 10/5/2012 5:54:10 PM |
prudent-deal662 | $25.00 | 10/5/2012 6:14:06 PM |
urbane-income7 | $25.00 | 10/5/2012 6:25:44 PM |
1traveler | $25.00 | 10/5/2012 9:11:42 PM |
money-ballet6 | $25.00 | 10/5/2012 9:59:12 PM |
HikeMoab | $50.00 | 10/5/2012 6:57:56 PM |
Theodon | $50.00 | 10/5/2012 6:58:39 PM |
capital-blueberry | $25.00 | 10/5/2012 8:02:02 PM |
CIC | $25.00 | 10/6/2012 5:44:00 AM |
radiant-return | $30.00 | 10/5/2012 10:09:06 PM |
Attract | $50.00 | 10/5/2012 10:38:17 PM |
FWF-kinetic | $25.00 | 10/5/2012 9:53:45 PM |
a-versatile-power | $25.00 | 10/6/2012 5:00:45 AM |
wealth-funkmaster8 | $50.00 | 10/6/2012 12:00:39 AM |
goodhearted-basis4 | $25.00 | 10/6/2012 12:08:07 AM |
NeemanuKotagoLending | $39.52 | 10/6/2012 5:00:02 AM |
Hogan55 | $60.46 | 10/6/2012 5:03:04 AM |
dsnybnd | $25.00 | 10/6/2012 9:06:46 AM |
weatherman89 | $47.54 | 10/6/2012 6:39:53 AM |
Ols744 | $70.00 | 10/6/2012 10:07:43 AM |
designer_10 | $25.00 | 10/6/2012 9:30:06 AM |
D100 | $25.00 | 10/6/2012 9:01:07 AM |
brainy-penny5 | $25.00 | 10/6/2012 9:18:31 AM |
Middleman06 | $27.21 | 10/6/2012 11:14:22 AM |
DreisersFinancier | $50.00 | 10/6/2012 12:14:49 PM |
note-willow8 | $25.00 | 10/6/2012 12:51:29 PM |
Bendistraw | $25.00 | 10/6/2012 12:58:13 PM |
mercuriant | $25.00 | 10/6/2012 1:10:51 PM |
tech310 | $50.00 | 10/6/2012 1:25:42 PM |
thankful-nickel2 | $50.00 | 10/6/2012 1:29:47 PM |
Vegasjim | $25.00 | 10/6/2012 2:01:38 PM |
availableloan | $25.00 | 10/6/2012 1:50:05 PM |
decisive-income7 | $2,359.12 | 10/6/2012 2:28:36 PM |
Ripsaw4U | $50.00 | 10/6/2012 2:00:44 PM |
Cheapo1234 | $50.00 | 10/6/2012 2:27:57 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
650382
This series of Notes was issued and sold upon the funding of the borrower loan #76486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,787 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-seeker681 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
The loan will be used to payoff credit cards and provide my family with a single payment.
I am a good candidate for this loan because I have a solid track record of paying my debts. I have a credit score of more than 760. Other than the credit cards being paid off my family only has a home loan and a car payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/12/2012 10:58:27 AM |
octoberfresh | $25.00 | 10/10/2012 5:06:52 PM |
marketplace-singularity3 | $125.00 | 10/10/2012 5:09:25 PM |
imogen22 | $50.00 | 10/10/2012 5:12:53 PM |
best-bonafide-p2p | $50.00 | 10/10/2012 5:08:13 PM |
LoanerPrincipal | $25.00 | 10/10/2012 5:09:11 PM |
windguy | $50.00 | 10/10/2012 5:24:49 PM |
jedi053 | $100.00 | 10/10/2012 5:26:47 PM |
indomitable-coin | $25.00 | 10/10/2012 5:22:09 PM |
Arvicco | $400.00 | 10/10/2012 5:25:50 PM |
entertaining-revenue4 | $50.00 | 10/10/2012 5:36:39 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:32 PM |
intuitive-benefit3 | $100.00 | 10/10/2012 6:19:56 PM |
Dubbs360 | $200.00 | 10/10/2012 6:43:06 PM |
Detour11 | $25.00 | 10/10/2012 8:29:31 PM |
payment-halo | $25.00 | 10/10/2012 6:53:58 PM |
ready-interest9 | $25.00 | 10/10/2012 6:55:34 PM |
herbyman | $50.00 | 10/11/2012 7:07:12 AM |
jubilant-capital1 | $25.00 | 10/10/2012 7:09:40 PM |
dynrep | $25.00 | 10/10/2012 6:54:49 PM |
toblerone | $25.00 | 10/10/2012 6:58:51 PM |
UOweMe | $100.00 | 10/11/2012 3:57:11 AM |
HikeMoab | $50.00 | 10/11/2012 7:03:18 AM |
decisive-income7 | $1,500.00 | 10/11/2012 7:12:03 AM |
napmanger | $100.00 | 10/11/2012 8:44:03 AM |
etraboulay | $50.00 | 10/11/2012 10:58:28 AM |
tender-wealth0 | $25.00 | 10/11/2012 2:24:31 PM |
Jalebi | $50.00 | 10/12/2012 9:43:53 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:20 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:07 AM |
moola-accelerator6 | $25.00 | 10/13/2012 7:16:35 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:46 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:29 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:55 PM |
Interloper | $55.00 | 10/15/2012 3:19:18 PM |
pdub | $750.00 | 10/15/2012 5:03:47 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:00 PM |
delicious-value973 | $100.00 | 10/15/2012 3:24:50 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:10 PM |
benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:23:56 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:10 PM |
treasure-bliss | $100.00 | 10/16/2012 5:56:34 AM |
freddieja | $50.00 | 10/16/2012 6:44:33 AM |
tramb | $25.00 | 10/16/2012 2:51:30 PM |
p2p-mogul | $50.00 | 10/16/2012 3:54:58 PM |
Munnie | $25.00 | 10/16/2012 4:57:46 PM |
credit-scout7 | $32.00 | 10/16/2012 5:05:02 PM |
bid-papyrus | $25.00 | 10/16/2012 5:06:47 PM |
inspiring-kindness062 | $200.00 | 10/16/2012 2:45:49 PM |
income-plato | $25.00 | 10/16/2012 3:51:09 PM |
quarkyuzu | $50.00 | 10/16/2012 3:55:09 PM |
jubilant-agreement0 | $25.00 | 10/16/2012 4:08:33 PM |
soarmore | $25.00 | 10/16/2012 5:12:07 PM |
investmentgeek | $25.00 | 10/16/2012 4:11:59 PM |
five-star-order1 | $50.00 | 10/16/2012 4:17:09 PM |
pythia | $50.00 | 10/16/2012 4:17:50 PM |
life-is-great | $25.00 | 10/16/2012 5:13:11 PM |
market-assembler | $50.00 | 10/16/2012 5:05:39 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:04 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:28 PM |
Emgolda | $25.00 | 10/16/2012 5:16:45 PM |
postalwhiz | $25.00 | 10/16/2012 5:08:37 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:36 PM |
historic-balance5 | $50.00 | 10/16/2012 5:09:51 PM |
mindful-generosity1 | $50.00 | 10/16/2012 5:23:07 PM |
LeReve | $500.00 | 10/16/2012 5:24:05 PM |
a-unflappable-finance | $100.00 | 10/16/2012 5:24:22 PM |
Castellan | $50.00 | 10/16/2012 5:26:10 PM |
Investoman | $25.00 | 10/16/2012 5:14:43 PM |
Balraug | $100.00 | 10/16/2012 5:18:34 PM |
notupdated | $25.00 | 10/16/2012 5:35:02 PM |
loan-master996 | $50.00 | 10/16/2012 5:16:43 PM |
Focus-on-tommorow | $25.00 | 10/16/2012 5:41:23 PM |
justreturns | $25.00 | 10/16/2012 5:42:05 PM |
serene-truth2 | $34.00 | 10/16/2012 5:19:30 PM |
return-aurora853 | $500.00 | 10/16/2012 5:43:34 PM |
hawaladar | $35.00 | 10/16/2012 5:47:39 PM |
contract-bopper | $25.00 | 10/16/2012 5:27:31 PM |
Cai8899 | $25.00 | 10/16/2012 5:22:58 PM |
invincible-deal82 | $25.00 | 10/16/2012 5:52:03 PM |
Kunakiku | $25.00 | 10/16/2012 5:24:29 PM |
note-proton0 | $25.00 | 10/16/2012 5:34:43 PM |
the-enthralling-coin | $25.00 | 10/16/2012 5:35:29 PM |
power-secret-agent | $25.00 | 10/16/2012 5:57:25 PM |
astute-benjamins | $150.00 | 10/16/2012 5:58:53 PM |
coin-tweet | $25.00 | 10/16/2012 5:37:31 PM |
israel15 | $25.00 | 10/16/2012 5:44:47 PM |
Splangy613 | $25.00 | 10/16/2012 5:36:57 PM |
payout-crescendo9 | $34.00 | 10/16/2012 5:52:12 PM |
influential-wampum525 | $25.00 | 10/16/2012 5:42:11 PM |
spirit07a | $100.00 | 10/16/2012 5:44:31 PM |
checkuto | $25.00 | 10/16/2012 5:56:42 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:03 PM |
unforgettable-wealth4 | $50.00 | 10/16/2012 5:49:26 PM |
slowpig | $26.00 | 10/16/2012 5:51:23 PM |
Proactive-Financial-Lending | $25.00 | 10/16/2012 5:51:55 PM |
top-tender-moola | $25.00 | 10/16/2012 6:23:57 PM |
miamibeachloaner | $100.00 | 10/16/2012 5:56:17 PM |
vines99 | $25.00 | 10/16/2012 6:28:18 PM |
Approved1234 | $25.00 | 10/16/2012 5:57:04 PM |
awe-inspiring-commitment972 | $50.00 | 10/16/2012 5:58:02 PM |
Smartrider | $25.00 | 10/16/2012 5:58:39 PM |
Dave0 | $25.00 | 10/16/2012 6:00:06 PM |
AldiHoldings | $25.00 | 10/17/2012 12:20:37 AM |
mclapperton | $39.45 | 10/17/2012 4:42:36 AM |
keichi03 | $25.00 | 10/17/2012 6:04:05 AM |
friendly-openness77 | $25.00 | 10/16/2012 6:30:51 PM |
Jarod213 | $25.00 | 10/16/2012 6:50:02 PM |
aabadabadoo | $25.00 | 10/16/2012 7:04:28 PM |
ericsb | $30.73 | 10/17/2012 7:13:19 AM |
finance-coyote3 | $2,000.00 | 10/17/2012 12:02:10 AM |
BigBag | $25.00 | 10/16/2012 8:07:30 PM |
antlr | $25.00 | 10/16/2012 8:15:07 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:02 PM |
Shawn95187 | $25.00 | 10/16/2012 8:55:41 PM |
passivesf | $40.00 | 10/17/2012 6:04:13 AM |
lions_crown | $25.00 | 10/17/2012 6:10:50 AM |
loyalty-voyage | $25.00 | 10/17/2012 6:41:03 AM |
vtrentster | $27.29 | 10/17/2012 6:58:15 AM |
investment-comet | $25.00 | 10/17/2012 7:14:10 AM |
moola-gargantuan9 | $50.00 | 10/17/2012 7:14:51 AM |
return-buddy | $25.00 | 10/17/2012 7:36:45 AM |
owhite2000 | $25.00 | 10/17/2012 6:14:31 AM |
ddamenace | $50.00 | 10/17/2012 6:21:57 AM |
orange-liberty-oyster | $17.14 | 10/17/2012 8:00:29 AM |
Rulea72 | $25.00 | 10/17/2012 7:35:11 AM |
1willray | $32.52 | 10/17/2012 7:44:03 AM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:08 AM |
Empower-personal-responsibility | $25.00 | 10/17/2012 7:53:04 AM |
community-burrito9 | $45.00 | 10/10/2012 5:01:36 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:32 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:34 PM |
CreditBuilder2 | $25.01 | 10/10/2012 5:44:10 PM |
green-discrete-rupee | $50.00 | 10/10/2012 5:47:58 PM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:49 PM |
Bank_Of_XL | $25.00 | 10/10/2012 8:43:54 PM |
leverage-galleon | $30.00 | 10/10/2012 9:33:26 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:37 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:20 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:32 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:19 PM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:08 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:37 PM |
community-burrito9 | $25.00 | 10/12/2012 2:02:43 PM |
helpful-loan245 | $25.00 | 10/12/2012 3:26:34 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:42 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:19 AM |
mdv | $25.00 | 10/13/2012 11:04:17 AM |
power-defender7 | $50.00 | 10/13/2012 6:34:29 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:08 AM |
basis-encourager2 | $25.00 | 10/14/2012 10:06:21 AM |
loan-mongoose1 | $25.00 | 10/14/2012 5:53:23 PM |
oracle3 | $50.00 | 10/15/2012 1:44:27 PM |
mschoenf | $100.00 | 10/15/2012 5:17:19 PM |
flo_rida | $100.00 | 10/15/2012 5:21:21 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:31 PM |
sanjubab | $78.00 | 10/15/2012 6:29:55 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:14 PM |
nakanu | $25.00 | 10/15/2012 7:27:04 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:38 AM |
Darts | $50.00 | 10/15/2012 11:01:49 PM |
PThor | $25.00 | 10/16/2012 7:13:09 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:13 AM |
MonopolyDred | $25.00 | 10/16/2012 4:32:38 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:13 AM |
msfitzge | $50.00 | 10/16/2012 8:43:22 AM |
friendinmoney | $25.00 | 10/16/2012 9:31:32 AM |
banchan | $37.00 | 10/16/2012 9:49:10 AM |
Vegasjim | $25.00 | 10/16/2012 11:55:53 AM |
BidDaddyBigBucks | $100.00 | 10/16/2012 11:13:09 AM |
loyalty-hornet6 | $25.00 | 10/16/2012 5:03:10 PM |
magnificent-felicity4 | $25.00 | 10/16/2012 5:03:24 PM |
atwaterville | $25.00 | 10/16/2012 5:05:13 PM |
Redmond | $25.00 | 10/16/2012 5:05:23 PM |
historic-value7 | $245.00 | 10/16/2012 1:02:44 PM |
Brookst | $50.00 | 10/16/2012 5:07:25 PM |
velocity-solo | $25.00 | 10/16/2012 5:10:05 PM |
basis-gazer0 | $25.00 | 10/16/2012 5:11:08 PM |
100units | $200.00 | 10/16/2012 5:11:20 PM |
payout-harmony4 | $50.00 | 10/16/2012 5:11:28 PM |
wtrboy | $25.00 | 10/16/2012 5:13:02 PM |
enticing-note | $25.00 | 10/16/2012 5:04:15 PM |
deal-goliath4 | $500.00 | 10/16/2012 5:16:21 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:25 PM |
banjoey | $25.00 | 10/16/2012 5:17:36 PM |
geniusj | $25.00 | 10/16/2012 5:10:59 PM |
Taxman44 | $25.00 | 10/16/2012 5:07:51 PM |
lendme2 | $200.00 | 10/16/2012 5:20:18 PM |
anti-wall-st | $50.00 | 10/16/2012 5:09:41 PM |
urbane-duty560 | $25.00 | 10/16/2012 5:28:46 PM |
thoughtful-p2ploan0 | $25.00 | 10/16/2012 5:29:46 PM |
KEOLEND | $25.00 | 10/16/2012 5:32:26 PM |
burgeoning-silver | $25.00 | 10/16/2012 5:35:20 PM |
w3alter | $50.00 | 10/16/2012 5:38:48 PM |
new-truth-chuckler | $33.00 | 10/16/2012 5:43:27 PM |
AFairDeal | $25.00 | 10/16/2012 5:27:25 PM |
greenback-museum | $25.00 | 10/16/2012 5:23:29 PM |
sympathetic-funds818 | $25.00 | 10/16/2012 5:50:40 PM |
investment-tempo | $25.00 | 10/16/2012 5:23:40 PM |
wildguy | $100.00 | 10/16/2012 5:31:51 PM |
maldok1 | $25.00 | 10/16/2012 5:33:01 PM |
point653 | $25.00 | 10/16/2012 5:56:21 PM |
newest-glowing-cash | $25.00 | 10/16/2012 5:41:28 PM |
mvalley | $25.00 | 10/16/2012 5:46:20 PM |
enterprising-loyalty795 | $25.00 | 10/16/2012 5:48:26 PM |
friendly-gold | $25.00 | 10/16/2012 5:52:45 PM |
american6 | $50.00 | 10/16/2012 5:56:07 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:45 PM |
Preteur | $25.00 | 10/16/2012 5:59:00 PM |
HamachiMan | $50.00 | 10/16/2012 5:51:47 PM |
turbobrat | $25.00 | 10/16/2012 6:09:38 PM |
Kravcorp | $25.00 | 10/16/2012 6:10:45 PM |
rate-mogul | $50.00 | 10/16/2012 5:54:44 PM |
DrNano | $50.00 | 10/16/2012 9:27:20 PM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:49 PM |
MoneyBadger | $25.00 | 10/16/2012 7:54:33 PM |
economy-popcorn | $25.00 | 10/16/2012 8:57:17 PM |
cerebral-dollar773 | $25.00 | 10/17/2012 7:34:42 AM |
Opportunity4you | $35.00 | 10/17/2012 7:44:41 AM |
jhernand17 | $25.00 | 10/16/2012 9:29:50 PM |
a-dollar-orchestra | $100.00 | 10/17/2012 3:20:56 AM |
deal-thinker7 | $25.00 | 10/17/2012 3:32:42 AM |
Phatt-Daddy | $50.00 | 10/17/2012 4:42:24 AM |
IOHOVA | $25.00 | 10/17/2012 5:03:00 AM |
paradigm_shift | $100.00 | 10/17/2012 6:04:24 AM |
lawrence_bacchus | $26.00 | 10/17/2012 6:31:20 AM |
BeanCownter | $37.86 | 10/17/2012 6:50:49 AM |
rbgnr111 | $25.00 | 10/17/2012 7:59:30 AM |
228 Investments
|
Borrower Payment Dependent Notes Series
650462
This series of Notes was issued and sold upon the funding of the borrower loan #76020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,717 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-seeker1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Prosper Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/8/2012 8:50:37 AM |
Emgolda | $25.00 | 10/7/2012 12:12:23 PM |
green-trade-dolphin2 | $27.02 | 10/7/2012 12:02:08 PM |
repayment-chihuahua3 | $25.00 | 10/7/2012 12:30:21 PM |
octoberfresh | $25.00 | 10/7/2012 12:02:27 PM |
jubilant-capital1 | $25.00 | 10/7/2012 12:34:27 PM |
JustMee | $25.00 | 10/7/2012 4:34:17 PM |
HikeMoab | $50.00 | 10/7/2012 1:05:31 PM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:11:45 AM |
Ocean713 | $75.00 | 10/7/2012 7:10:44 PM |
imogen22 | $50.00 | 10/8/2012 9:25:21 AM |
ethical-truth211 | $200.00 | 10/8/2012 9:54:19 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:25 PM |
houli123 | $100.00 | 10/8/2012 2:50:42 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:53 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:52 PM |
vines99 | $25.00 | 10/8/2012 8:33:59 PM |
leverage-galleon | $30.00 | 10/8/2012 9:44:12 PM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:31 AM |
best-bonafide-p2p | $25.00 | 10/9/2012 5:02:31 PM |
giftgold | $25.00 | 10/10/2012 11:46:23 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:20 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:01 PM |
astute-benjamins | $150.00 | 10/11/2012 3:18:37 PM |
gain-neutrino9 | $25.00 | 10/11/2012 5:37:45 PM |
kind-exchange-association | $25.00 | 10/11/2012 6:29:12 PM |
spirit07a | $100.00 | 10/11/2012 5:42:30 PM |
proper-exchange8 | $50.00 | 10/11/2012 5:49:50 PM |
compoundinterest | $25.00 | 10/11/2012 5:50:39 PM |
be_wise | $25.00 | 10/11/2012 7:13:44 PM |
Castellan | $50.00 | 10/11/2012 5:54:45 PM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:50 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:59 PM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:05 AM |
shrewd-deal | $50.00 | 10/11/2012 9:37:35 PM |
sanfranciscomicro | $25.00 | 10/11/2012 8:39:52 PM |
punctual-fund | $25.00 | 10/12/2012 9:46:46 AM |
moola-accelerator6 | $25.00 | 10/12/2012 8:15:47 AM |
Erileb | $50.00 | 10/12/2012 8:52:48 AM |
nuclearmoose | $50.00 | 10/12/2012 9:26:07 AM |
enterprising-exchange6 | $50.00 | 10/12/2012 9:07:15 AM |
RedGranite | $32.00 | 10/12/2012 10:24:28 AM |
pious-currency875 | $100.00 | 10/12/2012 10:46:59 AM |
minista | $25.00 | 10/12/2012 9:47:28 AM |
best-listing-toro | $25.00 | 10/12/2012 9:53:18 AM |
courteous-trade229 | $30.00 | 10/12/2012 11:09:54 AM |
Cai8899 | $25.00 | 10/12/2012 9:57:23 AM |
Jalebi | $50.00 | 10/12/2012 9:43:27 AM |
brutusbone | $25.00 | 10/12/2012 10:00:05 AM |
enriching-trade2 | $50.00 | 10/12/2012 10:09:06 AM |
sharp-return7 | $26.69 | 10/12/2012 12:03:07 PM |
cebgop | $25.00 | 10/12/2012 10:12:33 AM |
Investoman | $25.00 | 10/12/2012 10:19:00 AM |
djs81 | $75.00 | 10/12/2012 10:21:18 AM |
green-moola-sniffer | $25.00 | 10/12/2012 10:34:03 AM |
green28 | $50.00 | 10/12/2012 11:02:09 AM |
loan-mole8 | $25.00 | 10/12/2012 2:21:54 PM |
hitsman | $50.00 | 10/12/2012 10:50:32 AM |
dynamic-platinum | $25.00 | 10/12/2012 4:36:14 PM |
slartibardfast | $25.00 | 10/12/2012 5:03:08 PM |
Dave0 | $25.00 | 10/12/2012 5:06:03 PM |
sanjubab | $25.00 | 10/12/2012 11:23:51 AM |
unrivaled-silver | $25.00 | 10/12/2012 5:07:22 PM |
kevin314 | $25.00 | 10/12/2012 5:07:32 PM |
nourishing-order8 | $25.00 | 10/12/2012 12:51:06 PM |
auctionator1 | $25.00 | 10/12/2012 1:14:42 PM |
realtormoises | $25.00 | 10/12/2012 5:19:07 PM |
payment-associate5 | $100.00 | 10/12/2012 12:16:55 PM |
aspen5 | $50.00 | 10/12/2012 5:29:15 PM |
affluence-kingdom9 | $100.00 | 10/12/2012 5:02:38 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:15 PM |
Gnube | $25.00 | 10/12/2012 5:33:31 PM |
return-aurora853 | $500.00 | 10/12/2012 5:37:35 PM |
larrybird | $1,000.00 | 10/12/2012 5:08:52 PM |
serene-truth2 | $100.00 | 10/12/2012 5:46:19 PM |
worth-web5 | $50.00 | 10/12/2012 5:09:13 PM |
american6 | $50.00 | 10/12/2012 5:00:37 PM |
dfealk | $25.00 | 10/12/2012 5:53:25 PM |
availableloan | $25.00 | 10/12/2012 5:53:44 PM |
CAPTCASH | $25.00 | 10/12/2012 5:16:15 PM |
currency-agave | $50.00 | 10/12/2012 6:01:49 PM |
get30inc | $50.00 | 10/12/2012 6:13:04 PM |
ski bum | $100.00 | 10/12/2012 6:24:00 PM |
247Hustler | $25.00 | 10/12/2012 5:12:49 PM |
Longstreet47 | $25.00 | 10/12/2012 6:29:04 PM |
iolaire | $25.00 | 10/12/2012 5:20:35 PM |
guardlender | $25.00 | 10/12/2012 5:21:32 PM |
wise-unequivocal-return | $25.00 | 10/12/2012 5:42:07 PM |
dodgriz | $25.00 | 10/12/2012 5:44:13 PM |
Kether | $25.00 | 10/12/2012 5:45:24 PM |
TrustPlus | $50.00 | 10/12/2012 5:46:30 PM |
diversification-surge | $25.00 | 10/12/2012 5:25:28 PM |
logical-reward8 | $25.00 | 10/12/2012 5:54:31 PM |
walkerp | $25.00 | 10/12/2012 5:30:58 PM |
Clambake | $25.00 | 10/12/2012 5:35:16 PM |
note-proton0 | $25.00 | 10/12/2012 5:35:55 PM |
mizon291 | $25.00 | 10/12/2012 5:36:10 PM |
principal-trident | $25.00 | 10/12/2012 5:38:02 PM |
leeball | $50.00 | 10/12/2012 5:50:19 PM |
balance-voyager | $40.00 | 10/12/2012 6:26:53 PM |
gold-mechanic8 | $25.00 | 10/12/2012 6:58:14 PM |
Relevance | $25.00 | 10/12/2012 6:10:43 PM |
bid-papyrus | $25.00 | 10/12/2012 6:13:36 PM |
gallant-economy9 | $50.00 | 10/12/2012 6:13:56 PM |
iwantmore | $25.00 | 10/13/2012 5:24:41 AM |
income-buffalo1 | $50.00 | 10/12/2012 8:25:42 PM |
mcds | $25.00 | 10/12/2012 6:30:52 PM |
promise2 | $25.00 | 10/12/2012 10:37:20 PM |
luminous-finance9 | $25.00 | 10/12/2012 7:01:12 PM |
first-charming-fund | $25.00 | 10/12/2012 7:39:27 PM |
success1001 | $100.00 | 10/13/2012 2:04:51 AM |
mdv | $25.00 | 10/13/2012 11:04:13 AM |
attentive-principal711 | $25.00 | 10/13/2012 4:31:36 AM |
cloud8 | $25.00 | 10/12/2012 9:30:18 PM |
Wu_Minghua | $50.00 | 10/13/2012 5:53:07 AM |
Marfloogan | $25.00 | 10/13/2012 12:03:48 PM |
medman | $25.00 | 10/13/2012 12:05:59 PM |
selvamfinance | $25.00 | 10/13/2012 12:09:42 PM |
SB-Funding | $50.00 | 10/13/2012 12:10:50 PM |
dharma1 | $25.00 | 10/13/2012 12:11:03 PM |
C_Mark | $50.00 | 10/13/2012 12:12:26 PM |
transparency-baton | $25.00 | 10/13/2012 12:15:16 PM |
community-pipeline | $25.00 | 10/13/2012 12:16:37 PM |
cash-merry-maker | $25.00 | 10/13/2012 12:21:47 PM |
holesome | $25.00 | 10/13/2012 12:29:11 PM |
ouyangers | $100.00 | 10/13/2012 10:24:17 AM |
greenback-maniac | $30.00 | 10/13/2012 7:04:31 AM |
chicagoprosper | $50.00 | 10/13/2012 7:17:05 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:24 AM |
blue-euro-human | $25.00 | 10/13/2012 12:43:22 PM |
power-trophy7 | $25.00 | 10/13/2012 12:44:32 PM |
finance-coyote3 | $2,000.00 | 10/13/2012 8:04:46 AM |
velocity-javelin8 | $25.00 | 10/13/2012 12:03:13 PM |
shaker348 | $25.00 | 10/13/2012 12:49:48 PM |
silverloan | $50.00 | 10/13/2012 12:04:55 PM |
economy-popcorn | $25.00 | 10/13/2012 8:39:12 AM |
Pizza-man | $50.00 | 10/13/2012 12:06:37 PM |
afotherg | $13.77 | 10/13/2012 12:55:43 PM |
wjf60 | $50.00 | 10/13/2012 12:07:56 PM |
PJE | $25.00 | 10/13/2012 12:15:40 PM |
Sunshine2222 | $50.00 | 10/13/2012 10:33:51 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:15 PM |
integrity-saver | $25.00 | 10/13/2012 12:24:41 PM |
adventurer447 | $300.00 | 10/13/2012 12:28:40 PM |
puifais | $50.00 | 10/13/2012 12:01:04 PM |
SanJoser | $25.00 | 10/13/2012 12:33:51 PM |
funds-captain4 | $50.00 | 10/13/2012 12:34:38 PM |
mtp | $100.00 | 10/13/2012 12:38:11 PM |
credit-vinyl | $25.00 | 10/13/2012 12:38:37 PM |
meux99 | $25.00 | 10/13/2012 12:06:09 PM |
red-fervent-deal | $25.00 | 10/13/2012 12:10:15 PM |
BlackFred | $25.00 | 10/13/2012 12:45:21 PM |
math1973 | $50.00 | 10/13/2012 12:12:24 PM |
gigabit | $50.00 | 10/13/2012 12:48:41 PM |
RockCrown | $25.00 | 10/13/2012 12:15:45 PM |
blue-basis-flower | $25.00 | 10/13/2012 12:49:40 PM |
huorn | $25.00 | 10/13/2012 12:16:03 PM |
pleasant-basis | $25.00 | 10/13/2012 12:26:01 PM |
unforgettable-wealth4 | $50.00 | 10/13/2012 12:26:48 PM |
UstedEsElHombre | $100.00 | 10/13/2012 12:27:59 PM |
miked8303 | $50.00 | 10/13/2012 12:29:24 PM |
JoyfulVegetarian | $25.00 | 10/13/2012 12:43:18 PM |
rlrcstr | $25.00 | 10/13/2012 12:44:25 PM |
Willylump | $25.00 | 10/13/2012 12:51:42 PM |
bdloans | $50.00 | 10/13/2012 12:52:05 PM |
neighborly-hope6 | $100.00 | 10/7/2012 12:05:30 PM |
community-burrito9 | $35.00 | 10/7/2012 12:08:09 PM |
FortuneFund | $50.00 | 10/7/2012 12:21:37 PM |
Dollars4Rent | $50.00 | 10/7/2012 12:53:06 PM |
hopeful_lender | $200.00 | 10/7/2012 12:53:59 PM |
kenji4861 | $25.00 | 10/7/2012 1:10:10 PM |
poisson17 | $30.00 | 10/7/2012 2:51:10 PM |
blot44 | $25.00 | 10/8/2012 7:19:20 AM |
marketplace-singularity3 | $125.00 | 10/8/2012 8:10:59 AM |
cerebral-dollar773 | $25.00 | 10/8/2012 4:50:10 AM |
indomitable-coin | $25.00 | 10/8/2012 9:19:02 AM |
napmanger | $100.00 | 10/8/2012 9:18:04 AM |
Arvicco | $400.00 | 10/8/2012 9:59:24 AM |
kegs | $150.00 | 10/8/2012 11:36:27 AM |
credit-coach118 | $25.00 | 10/8/2012 10:12:17 AM |
RGlad | $100.00 | 10/8/2012 12:05:29 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:07 PM |
ND1998 | $50.00 | 10/8/2012 6:51:27 PM |
FWF-kinetic | $33.79 | 10/8/2012 9:29:46 PM |
janeybooboo | $100.00 | 10/8/2012 8:13:01 PM |
community-seahorse0 | $25.00 | 10/9/2012 5:07:59 AM |
Interloper | $25.00 | 10/9/2012 9:25:45 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:28 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:02 PM |
jedi053 | $100.00 | 10/9/2012 3:14:56 PM |
broker048 | $25.00 | 10/9/2012 3:56:35 PM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:52 PM |
EJPiper | $25.00 | 10/10/2012 6:16:54 AM |
A4 | $25.00 | 10/10/2012 9:11:03 AM |
killdare | $25.00 | 10/10/2012 10:08:31 PM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:13 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:21 PM |
keen-credit6 | $25.00 | 10/11/2012 6:39:16 PM |
first-serene-credit | $25.00 | 10/11/2012 8:23:14 PM |
penny-mad-scientist9 | $50.00 | 10/11/2012 9:18:59 PM |
loyalty-hornet6 | $25.00 | 10/11/2012 5:56:29 PM |
jonathan10s | $28.00 | 10/11/2012 6:10:21 PM |
truth-oath1 | $45.00 | 10/12/2012 6:09:22 AM |
velocity-solo | $25.00 | 10/11/2012 6:33:37 PM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:21 AM |
asset-dna5 | $25.00 | 10/11/2012 7:00:59 PM |
reward-giant1 | $48.00 | 10/12/2012 8:45:26 AM |
bellaquito | $500.00 | 10/11/2012 6:58:15 PM |
VBAces | $100.00 | 10/11/2012 8:30:20 PM |
newest-thoughtful-treasure | $25.00 | 10/11/2012 11:36:47 PM |
hard-working-rate3 | $25.00 | 10/12/2012 9:28:30 AM |
Supernick | $500.00 | 10/12/2012 7:04:31 AM |
producer553 | $25.00 | 10/12/2012 7:56:02 AM |
geekguy | $25.00 | 10/12/2012 10:18:00 AM |
tenacious-affluence | $25.00 | 10/12/2012 10:36:55 AM |
dinero-pagoda650 | $50.00 | 10/12/2012 10:45:24 AM |
mtquan | $25.00 | 10/12/2012 9:34:30 AM |
mar97 | $25.00 | 10/12/2012 10:05:56 AM |
awesome-dollar6 | $100.00 | 10/12/2012 11:55:26 AM |
radforj22 | $63.20 | 10/12/2012 11:58:38 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:24:58 PM |
postalwhiz | $25.00 | 10/12/2012 10:11:52 AM |
bent300 | $50.00 | 10/12/2012 1:00:50 PM |
AFairDeal | $25.00 | 10/12/2012 10:33:38 AM |
cocopuffs | $25.00 | 10/12/2012 2:31:51 PM |
investment-tempo | $25.00 | 10/12/2012 10:45:42 AM |
sympathetic-funds818 | $25.00 | 10/12/2012 11:30:11 AM |
bazaar-samurai0 | $100.00 | 10/12/2012 4:09:22 PM |
dollardave | $50.00 | 10/12/2012 4:36:48 PM |
Retired_Senior | $250.00 | 10/12/2012 12:05:43 PM |
compatible-deal9 | $50.00 | 10/12/2012 11:10:02 AM |
BMerrick | $25.00 | 10/12/2012 11:52:32 AM |
roadtruck | $100.00 | 10/12/2012 5:09:32 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:03 PM |
currency-fan9 | $50.00 | 10/12/2012 12:13:58 PM |
heatherwood | $50.00 | 10/12/2012 12:42:59 PM |
community-burrito9 | $25.00 | 10/12/2012 1:59:16 PM |
passivesf | $35.00 | 10/12/2012 3:02:21 PM |
squadron465 | $25.00 | 10/12/2012 5:37:41 PM |
EnglishGeekInNYC | $25.00 | 10/12/2012 5:38:49 PM |
syrepsorp | $50.00 | 10/12/2012 5:45:33 PM |
mr55262 | $25.00 | 10/12/2012 5:47:00 PM |
worth-viking8 | $25.00 | 10/12/2012 4:39:19 PM |
gov33 | $25.00 | 10/12/2012 4:54:24 PM |
BEV61 | $25.00 | 10/12/2012 5:13:33 PM |
Aimvest | $25.00 | 10/12/2012 5:14:59 PM |
silver-acrobat5 | $25.00 | 10/12/2012 5:15:18 PM |
natural-affluence4 | $25.00 | 10/12/2012 5:21:26 PM |
ForMyFamily | $50.00 | 10/12/2012 6:06:32 PM |
deal-cowbell695 | $25.00 | 10/12/2012 5:26:04 PM |
GATrust | $25.00 | 10/12/2012 5:10:02 PM |
fortytwo | $150.00 | 10/12/2012 5:11:09 PM |
robot777 | $72.00 | 10/12/2012 5:12:18 PM |
zone6 | $100.00 | 10/12/2012 6:21:06 PM |
innocent-loot | $25.00 | 10/12/2012 6:26:14 PM |
ualf | $50.00 | 10/12/2012 5:33:17 PM |
dedicated-diversification5 | $125.00 | 10/12/2012 6:29:15 PM |
Senechal | $25.00 | 10/12/2012 6:32:27 PM |
doncm | $25.00 | 10/12/2012 5:40:37 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:13 PM |
Taxman44 | $25.00 | 10/12/2012 5:47:37 PM |
Pasagam | $50.00 | 10/12/2012 5:26:21 PM |
loot-prescription3 | $50.00 | 10/12/2012 5:27:43 PM |
baobab_co | $25.00 | 10/12/2012 7:19:09 PM |
Bamaman205 | $25.00 | 10/12/2012 5:52:32 PM |
first-graceful-contract | $25.00 | 10/12/2012 9:18:21 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:07 PM |
neenerman | $50.00 | 10/12/2012 5:39:58 PM |
sturzstrom | $25.00 | 10/12/2012 5:42:54 PM |
peso-windmill | $25.00 | 10/12/2012 5:45:04 PM |
rcldesign | $25.00 | 10/12/2012 5:46:28 PM |
Tylerh | $250.00 | 10/12/2012 6:14:27 PM |
Tradesmanlender | $25.00 | 10/12/2012 5:50:44 PM |
agrosmet | $25.00 | 10/13/2012 12:22:47 AM |
meenan | $25.00 | 10/12/2012 6:26:01 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:39 AM |
Schwamie | $240.53 | 10/13/2012 2:59:49 AM |
orange-preeminant-bill | $100.00 | 10/13/2012 5:02:27 AM |
chicagobanker | $50.00 | 10/13/2012 5:54:11 AM |
sdalmr | $35.00 | 10/12/2012 8:17:22 PM |
Speedfreak | $25.00 | 10/12/2012 6:25:17 PM |
angrenost | $25.00 | 10/13/2012 7:09:51 AM |
Iwillhuntyoudown | $25.00 | 10/13/2012 8:10:11 AM |
diversification-cycle4 | $50.00 | 10/12/2012 8:13:34 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:13 AM |
unequivocal-power3 | $25.00 | 10/12/2012 8:56:56 PM |
larslfe | $25.00 | 10/13/2012 12:01:35 PM |
AldiHoldings | $30.00 | 10/12/2012 11:36:21 PM |
Pariah_money | $25.00 | 10/13/2012 7:12:18 AM |
MONEYLENDER101 | $50.00 | 10/13/2012 12:12:47 PM |
LordKinbote | $25.00 | 10/13/2012 12:16:47 PM |
platinum-genetics | $25.00 | 10/13/2012 12:17:00 PM |
pixeldave | $50.00 | 10/13/2012 12:22:21 PM |
RocketSurgeon | $25.00 | 10/13/2012 12:22:44 PM |
Carpetkid | $100.00 | 10/13/2012 12:25:22 PM |
flo_rida | $100.00 | 10/13/2012 12:29:53 PM |
loan-cake8 | $25.00 | 10/13/2012 12:30:04 PM |
kind-value-pouch | $100.00 | 10/13/2012 10:18:35 AM |
damage | $25.00 | 10/13/2012 12:32:44 PM |
PRGuyinVA | $25.00 | 10/13/2012 12:36:08 PM |
allotment464 | $100.00 | 10/13/2012 12:37:20 PM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:09 PM |
red-diversification-paradise | $25.00 | 10/13/2012 12:41:44 PM |
intuitive-integrity9 | $50.00 | 10/13/2012 12:44:02 PM |
thoughtful-fairness2 | $25.00 | 10/13/2012 12:45:32 PM |
empire051 | $25.00 | 10/13/2012 12:01:45 PM |
enticing-note | $25.00 | 10/13/2012 12:50:57 PM |
knowledgeable-currency6 | $25.00 | 10/13/2012 12:52:53 PM |
tsui517 | $50.00 | 10/13/2012 12:55:03 PM |
dpfl55 | $25.00 | 10/13/2012 12:06:48 PM |
orange-courageous-dedication | $25.00 | 10/13/2012 12:15:18 PM |
BuffetRocks | $50.00 | 10/13/2012 12:17:44 PM |
TSC | $50.00 | 10/13/2012 12:22:56 PM |
Paxman84 | $25.00 | 10/13/2012 11:05:41 AM |
wonderful-rupee | $25.00 | 10/13/2012 12:29:59 PM |
tenacious-liberty1 | $25.00 | 10/13/2012 12:01:48 PM |
TheGrayFox | $25.00 | 10/13/2012 12:38:01 PM |
New-Brunswick-Investor | $25.00 | 10/13/2012 12:38:36 PM |
scrappy-peso0 | $25.00 | 10/13/2012 12:08:13 PM |
bbrinck | $25.00 | 10/13/2012 12:42:27 PM |
RSB-VA | $50.00 | 10/13/2012 12:11:06 PM |
funds-promiser | $50.00 | 10/13/2012 12:13:36 PM |
gzeo | $25.00 | 10/13/2012 12:17:35 PM |
srilm | $25.00 | 10/13/2012 12:50:40 PM |
woodenshoes | $25.00 | 10/13/2012 12:24:00 PM |
efficient-marketplace | $25.00 | 10/13/2012 12:25:04 PM |
ultimatepaintball | $25.00 | 10/13/2012 12:27:02 PM |
benjamins-utopia | $100.00 | 10/13/2012 12:27:57 PM |
money-bopper3 | $25.00 | 10/13/2012 12:31:04 PM |
the-duty-wasp9 | $25.00 | 10/13/2012 12:33:46 PM |
delivery | $25.00 | 10/13/2012 12:41:52 PM |
Woodworker57 | $25.00 | 10/13/2012 12:43:19 PM |
deadbabyseal | $25.00 | 10/13/2012 12:46:47 PM |
downtownfarm | $25.00 | 10/13/2012 12:48:10 PM |
Duchdad | $25.00 | 10/13/2012 12:51:47 PM |
335 Investments
|
Borrower Payment Dependent Notes Series
650464
This series of Notes was issued and sold upon the funding of the borrower loan #76252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $842.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,029 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-magnate3 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to...
Consolidate monthly payments that I already make on multiple credit cards.
My financial situation:
I am a good candidate for this loan because...
I'm a newlywed beginning my second year in an administrative position at a local university where my husband is also a law student. This position has provided me with the stability and the security to stop making purchases on credit and begin paying down my debt. I've prided myself on always paying my bills on time and will continue to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:52:53 AM |
phenomenal-rate1 | $295.00 | 10/9/2012 5:12:01 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:12 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:52 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:00 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:25 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:07 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:24 PM |
windguy | $50.00 | 10/9/2012 5:28:32 PM |
Arvicco | $400.00 | 10/9/2012 5:29:34 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:41 PM |
jwill2172 | $50.00 | 10/9/2012 7:42:30 PM |
Vegasjim | $25.00 | 10/9/2012 6:31:36 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:41 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:24 PM |
finder61 | $25.00 | 10/9/2012 10:05:48 PM |
cerebral-dollar773 | $25.00 | 10/10/2012 6:36:39 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:37 AM |
A4 | $25.00 | 10/10/2012 9:06:07 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:34 AM |
blue-kindness-conga | $25.00 | 10/10/2012 11:58:34 AM |
OswegoUSA | $28.48 | 10/10/2012 6:30:25 PM |
enchanted-investment447 | $100.00 | 10/11/2012 8:32:52 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:03 PM |
etraboulay | $50.00 | 10/11/2012 10:58:20 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:14 PM |
courteous-trade229 | $40.00 | 10/11/2012 8:56:16 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:38 PM |
Jalebi | $50.00 | 10/12/2012 9:43:37 AM |
currency-persimmon | $25.00 | 10/12/2012 1:14:09 PM |
joyous-platinum965 | $25.00 | 10/12/2012 2:11:25 PM |
loan-mole8 | $25.00 | 10/12/2012 2:21:54 PM |
reasonable-currency | $25.00 | 10/12/2012 2:50:23 PM |
larrybird | $430.00 | 10/12/2012 5:08:52 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:05 PM |
heatherwood | $25.00 | 10/12/2012 12:46:16 PM |
robot777 | $36.00 | 10/12/2012 5:12:19 PM |
nourishing-order8 | $25.00 | 10/12/2012 1:02:21 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:53 PM |
top-silver-american | $25.00 | 10/12/2012 5:16:52 PM |
Castellan | $50.00 | 10/12/2012 5:17:49 PM |
loanlaw | $29.00 | 10/12/2012 2:48:59 PM |
lendme2 | $200.00 | 10/12/2012 5:22:01 PM |
benefit-banshee | $25.00 | 10/12/2012 3:19:13 PM |
green-loot-oasis | $25.00 | 10/12/2012 12:49:07 PM |
Cash-Flow | $1,500.00 | 10/12/2012 5:30:00 PM |
URBANCAPITAL | $26.72 | 10/12/2012 3:06:59 PM |
unrivaled-silver | $25.00 | 10/12/2012 5:07:22 PM |
Menntu | $100.00 | 10/12/2012 4:08:21 PM |
coinasaurus-rex7 | $25.00 | 10/12/2012 5:09:38 PM |
bxdoc | $25.00 | 10/12/2012 5:10:58 PM |
treasure-pipeline | $25.00 | 10/12/2012 5:52:55 PM |
sigue | $25.00 | 10/12/2012 5:55:37 PM |
wigglesworth4 | $500.00 | 10/12/2012 5:16:00 PM |
hitsman | $50.00 | 10/12/2012 5:03:47 PM |
derwiki | $25.00 | 10/12/2012 5:05:15 PM |
Patter256 | $25.00 | 10/12/2012 6:02:36 PM |
durability-solstice8 | $50.00 | 10/12/2012 5:24:12 PM |
mvalley | $25.00 | 10/12/2012 6:10:24 PM |
Relevance | $25.00 | 10/12/2012 6:10:44 PM |
get30inc | $30.00 | 10/12/2012 6:13:04 PM |
Pasagam | $36.00 | 10/12/2012 5:26:22 PM |
gallant-economy9 | $50.00 | 10/12/2012 6:13:56 PM |
invest-excellent8 | $25.00 | 10/12/2012 6:14:35 PM |
SRK_FROM_WA | $25.00 | 10/12/2012 5:28:17 PM |
Emgolda | $25.00 | 10/12/2012 6:20:42 PM |
Tai | $25.00 | 10/12/2012 6:28:13 PM |
kfi805 | $25.00 | 10/12/2012 5:35:43 PM |
appastk | $25.00 | 10/12/2012 6:31:22 PM |
green-moola-sniffer | $25.00 | 10/12/2012 5:41:47 PM |
dignified-market1 | $350.00 | 10/12/2012 6:54:06 PM |
awe-inspiring-commitment972 | $50.00 | 10/12/2012 5:42:25 PM |
serene-truth2 | $100.00 | 10/12/2012 5:46:19 PM |
sturdy-fairness0 | $100.00 | 10/12/2012 5:48:18 PM |
the-capital-multiplier | $28.00 | 10/12/2012 5:54:25 PM |
wonderous-truth6 | $25.00 | 10/12/2012 5:55:00 PM |
Gnube | $25.00 | 10/12/2012 5:33:31 PM |
note-proton0 | $25.00 | 10/12/2012 5:35:56 PM |
return-aurora853 | $500.00 | 10/12/2012 5:37:35 PM |
principal-trident | $25.00 | 10/12/2012 5:38:03 PM |
ItsJustMe79 | $25.00 | 10/12/2012 6:01:53 PM |
historic-balance5 | $50.00 | 10/12/2012 5:39:16 PM |
new-truth-chuckler | $33.00 | 10/12/2012 6:04:30 PM |
SBT | $25.00 | 10/12/2012 6:06:30 PM |
handy-affluence9 | $25.00 | 10/12/2012 10:22:53 PM |
brightest-listing-scrutinzer | $50.00 | 10/12/2012 5:48:21 PM |
AldiHoldings | $25.00 | 10/12/2012 11:55:33 PM |
brainfeeder | $203.95 | 10/13/2012 12:17:24 AM |
DJReflections | $25.00 | 10/13/2012 12:32:56 AM |
unbeatable-greenback911 | $25.00 | 10/13/2012 3:42:53 AM |
glider537 | $25.00 | 10/12/2012 6:12:40 PM |
bid-papyrus | $25.00 | 10/12/2012 6:13:36 PM |
continental2 | $100.00 | 10/12/2012 7:37:56 PM |
pugmalion | $25.00 | 10/13/2012 6:15:45 AM |
dinero-speaker | $25.00 | 10/12/2012 6:32:06 PM |
Pennywize | $25.00 | 10/12/2012 6:32:47 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:08 PM |
Solid-Platinum | $30.00 | 10/12/2012 11:11:39 PM |
kind-exchange-association | $25.00 | 10/12/2012 11:43:11 PM |
tough-integrity034 | $28.69 | 10/13/2012 9:24:57 AM |
velocity-javelin8 | $25.00 | 10/13/2012 12:03:13 PM |
bold-towering-velocity | $46.00 | 10/13/2012 6:45:53 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:25 AM |
Pman | $25.00 | 10/13/2012 12:11:39 PM |
success1001 | $100.00 | 10/13/2012 2:04:52 AM |
wise-agile-investment | $25.00 | 10/13/2012 8:01:23 AM |
helpbestican | $25.00 | 10/13/2012 8:27:55 AM |
velocity-blossom161 | $100.00 | 10/13/2012 12:23:59 PM |
treasure-bliss | $100.00 | 10/13/2012 4:42:02 AM |
gold-pudding6 | $60.00 | 10/13/2012 12:25:49 PM |
gilbrear | $25.00 | 10/13/2012 6:44:10 AM |
lawyervon | $25.00 | 10/13/2012 12:38:19 PM |
MasterTech33 | $25.00 | 10/13/2012 7:35:09 AM |
power-trophy7 | $25.00 | 10/13/2012 12:44:33 PM |
downtownfarm | $25.00 | 10/13/2012 12:48:10 PM |
zxw | $25.00 | 10/13/2012 8:25:25 AM |
Redmond | $25.00 | 10/13/2012 12:55:57 PM |
systematic-loan | $25.00 | 10/13/2012 9:04:10 AM |
Dakota98 | $50.00 | 10/13/2012 1:01:31 PM |
timbob | $100.00 | 10/13/2012 1:02:12 PM |
ianakacg | $25.00 | 10/13/2012 1:02:22 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:17 PM |
Oakland | $50.00 | 10/13/2012 11:45:01 AM |
dedicated-hope640 | $25.00 | 10/13/2012 12:02:13 PM |
resource777 | $50.00 | 10/13/2012 12:33:45 PM |
keen-credit6 | $25.00 | 10/13/2012 12:03:37 PM |
Skulljocky | $25.00 | 10/13/2012 12:10:21 PM |
SpareChangeHero | $25.00 | 10/13/2012 12:11:17 PM |
math1973 | $25.00 | 10/13/2012 12:12:24 PM |
top-blissful-dedication | $25.00 | 10/13/2012 12:46:32 PM |
mogul42 | $25.00 | 10/13/2012 12:47:20 PM |
Tapu22 | $25.00 | 10/13/2012 12:49:16 PM |
wise-alluring-penny | $40.00 | 10/13/2012 12:56:59 PM |
bold-liberty-spartan | $25.00 | 10/13/2012 12:57:51 PM |
Clambake | $25.00 | 10/13/2012 12:22:34 PM |
charming-economy438 | $25.00 | 10/13/2012 1:02:42 PM |
macjp123 | $50.00 | 10/13/2012 12:24:51 PM |
Denver-Rental-Properties | $25.00 | 10/13/2012 12:26:40 PM |
stilleto8 | $25.00 | 10/13/2012 1:10:24 PM |
successful-agreement7 | $100.00 | 10/13/2012 1:10:54 PM |
pkp121 | $25.00 | 10/13/2012 12:28:27 PM |
adventurer447 | $263.00 | 10/13/2012 12:28:41 PM |
miked8303 | $50.00 | 10/13/2012 12:29:24 PM |
authentic-liberty7 | $25.00 | 10/13/2012 1:18:08 PM |
georgethesir | $50.00 | 10/13/2012 5:42:55 PM |
tremendous-integrity | $50.00 | 10/13/2012 12:36:51 PM |
bashar | $25.00 | 10/13/2012 12:55:55 PM |
hayhelp | $25.00 | 10/13/2012 1:01:13 PM |
Investoman | $25.00 | 10/13/2012 1:09:02 PM |
euro-berserker457 | $25.00 | 10/14/2012 7:27:45 AM |
student17354 | $30.00 | 10/14/2012 7:42:23 AM |
manutd | $25.00 | 10/14/2012 8:03:56 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:04 AM |
charlesdumar7 | $25.00 | 10/13/2012 2:10:06 PM |
power-defender7 | $25.00 | 10/13/2012 6:31:13 PM |
money-shrine | $25.00 | 10/14/2012 9:01:58 AM |
contract-snowdome493 | $100.00 | 10/13/2012 3:15:42 PM |
generous-deal6 | $25.00 | 10/13/2012 7:41:38 PM |
_NaLNaBB | $50.00 | 10/13/2012 3:35:42 PM |
Lev8 | $35.00 | 10/13/2012 3:44:35 PM |
LesPaul1 | $25.00 | 10/14/2012 11:36:31 AM |
bid-carrier0 | $30.00 | 10/13/2012 10:37:37 PM |
orbital-transparency | $25.00 | 10/13/2012 11:19:22 PM |
islander1 | $50.00 | 10/13/2012 4:44:05 PM |
TommyTucker | $164.00 | 10/13/2012 4:51:36 PM |
dough-kitten5 | $25.00 | 10/14/2012 4:27:05 AM |
bonafide-cash | $100.00 | 10/13/2012 6:19:00 PM |
easymoney4me | $26.00 | 10/13/2012 6:29:09 PM |
banker34 | $25.00 | 10/13/2012 7:32:43 PM |
loanprosper | $25.00 | 10/14/2012 8:41:10 AM |
community-piccolo0 | $50.00 | 10/14/2012 12:51:39 PM |
dschless | $25.00 | 10/14/2012 6:54:23 AM |
compatible-deal9 | $50.00 | 10/14/2012 3:28:48 PM |
dinero-elevator | $50.00 | 10/14/2012 1:40:18 PM |
fides-cx | $67.06 | 10/14/2012 11:39:53 PM |
Sealwrangler | $200.00 | 10/14/2012 4:04:46 PM |
capital-magician561 | $25.00 | 10/14/2012 4:42:42 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:37 AM |
steady-vigilance | $60.00 | 10/14/2012 5:35:57 PM |
transparency-universe8 | $25.00 | 10/15/2012 6:20:28 AM |
Digger85 | $200.00 | 10/14/2012 6:04:19 PM |
capital-lesson | $25.00 | 10/14/2012 3:54:49 PM |
sam-dog-dew | $25.00 | 10/14/2012 6:41:26 PM |
capital-web7 | $50.00 | 10/14/2012 4:22:58 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:10 PM |
gold-gatherer9 | $25.00 | 10/15/2012 8:40:54 AM |
order-gondola | $25.00 | 10/14/2012 5:47:28 PM |
best-friendly-fairness | $50.00 | 10/15/2012 8:53:25 AM |
longcall | $100.00 | 10/14/2012 9:29:49 PM |
roadredwood | $187.49 | 10/14/2012 9:37:01 PM |
jguerrajr | $100.00 | 10/15/2012 3:46:51 AM |
Arpad | $30.00 | 10/14/2012 8:21:31 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:40 PM |
finance-coyote3 | $2,000.00 | 10/14/2012 9:28:01 PM |
tolerant-balance7 | $30.00 | 10/14/2012 10:04:37 PM |
NobisEst | $25.00 | 10/15/2012 12:52:42 AM |
Stingray8a | $25.00 | 10/15/2012 4:06:36 AM |
Approved1234 | $25.00 | 10/15/2012 8:51:33 AM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:38 AM |
jedi053 | $100.00 | 10/9/2012 5:02:13 PM |
imogen22 | $50.00 | 10/9/2012 5:17:37 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:04 PM |
silver-explorer6 | $25.00 | 10/9/2012 5:56:52 PM |
bright-idea11 | $25.00 | 10/9/2012 6:08:26 PM |
joecool1981 | $250.00 | 10/9/2012 6:32:02 PM |
investorguy3000 | $25.00 | 10/9/2012 11:41:00 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:14 AM |
napmanger | $100.00 | 10/10/2012 8:01:26 AM |
entertaining-revenue4 | $50.00 | 10/10/2012 9:02:37 AM |
decisive-income7 | $1,000.00 | 10/10/2012 9:57:23 AM |
restless-nickel158 | $50.00 | 10/10/2012 9:48:53 AM |
unrivaled-deal676 | $50.00 | 10/10/2012 10:26:41 AM |
Harry | $100.00 | 10/10/2012 1:31:15 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:28 AM |
leverage-galleon | $30.00 | 10/10/2012 9:31:54 PM |
FortuneFundII | $100.00 | 10/11/2012 9:18:16 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:26 PM |
witty-hope4 | $100.00 | 10/12/2012 12:13:35 PM |
misit | $25.00 | 10/12/2012 3:03:14 PM |
kind-wealth-pumpkin | $50.00 | 10/12/2012 4:24:43 PM |
worth-viking8 | $30.12 | 10/12/2012 4:41:24 PM |
sassykatty | $50.00 | 10/12/2012 5:02:36 PM |
bellaquito | $500.00 | 10/12/2012 12:15:54 PM |
nickel-ferret | $25.00 | 10/12/2012 12:16:22 PM |
prudent-dough458 | $25.00 | 10/12/2012 5:06:15 PM |
bent300 | $50.00 | 10/12/2012 1:00:52 PM |
repayment-pagoda8 | $100.00 | 10/12/2012 12:08:40 PM |
MoonMama | $25.00 | 10/12/2012 5:14:38 PM |
hopethisworks | $25.00 | 10/12/2012 5:16:24 PM |
interest-fox7 | $25.00 | 10/12/2012 12:53:21 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:46:13 PM |
american6 | $50.00 | 10/12/2012 5:00:37 PM |
note-mover9 | $25.00 | 10/12/2012 5:04:10 PM |
first-serene-credit | $25.00 | 10/12/2012 1:42:10 PM |
Refugee | $25.00 | 10/12/2012 5:29:54 PM |
value-wind0 | $25.00 | 10/12/2012 5:31:13 PM |
commerce-web5 | $25.00 | 10/12/2012 5:31:50 PM |
HamachiMan | $50.00 | 10/12/2012 5:35:50 PM |
gold-commander0 | $25.00 | 10/12/2012 5:06:41 PM |
MadHun | $200.00 | 10/12/2012 5:07:12 PM |
jcttjg | $25.00 | 10/12/2012 3:31:00 PM |
excellent-funds649 | $50.00 | 10/12/2012 5:43:54 PM |
Crystalprop | $25.00 | 10/12/2012 5:45:18 PM |
Taxman44 | $25.00 | 10/12/2012 5:47:37 PM |
thrifty-transaction578 | $25.00 | 10/12/2012 5:55:50 PM |
affluence-kingdom9 | $100.00 | 10/12/2012 5:02:39 PM |
Caidin | $25.00 | 10/12/2012 5:58:18 PM |
compoundinterest | $25.00 | 10/12/2012 5:58:48 PM |
friendly-gold | $25.00 | 10/12/2012 5:18:52 PM |
neighborly-velocity4 | $25.00 | 10/12/2012 6:00:57 PM |
moola-rose8 | $50.00 | 10/12/2012 6:01:16 PM |
DadWarbucks | $25.00 | 10/12/2012 6:08:58 PM |
icchok | $50.00 | 10/12/2012 6:10:59 PM |
spirit07a | $100.00 | 10/12/2012 5:25:02 PM |
loyalty-hornet6 | $25.00 | 10/12/2012 5:27:08 PM |
Splangy613 | $25.00 | 10/12/2012 5:10:16 PM |
DirtyJenga | $25.00 | 10/12/2012 5:10:41 PM |
life-is-great | $25.00 | 10/12/2012 5:32:38 PM |
studious-bonus7 | $100.00 | 10/12/2012 5:15:04 PM |
pious-currency875 | $100.00 | 10/12/2012 5:36:29 PM |
Kravcorp | $25.00 | 10/12/2012 5:36:44 PM |
w3alter | $50.00 | 10/12/2012 5:40:55 PM |
syrepsorp | $50.00 | 10/12/2012 5:45:33 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:14 PM |
IP | $25.00 | 10/12/2012 5:27:11 PM |
leeball | $50.00 | 10/12/2012 5:50:20 PM |
rcm87 | $50.00 | 10/12/2012 5:32:57 PM |
basis-gazer0 | $25.00 | 10/12/2012 5:57:18 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:33 PM |
vordo | $25.00 | 10/12/2012 5:39:18 PM |
metro457 | $100.00 | 10/12/2012 5:41:16 PM |
engrossing-fund | $25.00 | 10/12/2012 5:45:47 PM |
wealth-fields8 | $50.00 | 10/12/2012 6:11:56 PM |
luckymajor | $25.00 | 10/12/2012 5:48:56 PM |
Tylerh | $250.00 | 10/12/2012 6:14:27 PM |
ErsatzMike | $25.00 | 10/12/2012 5:49:49 PM |
Ben-Siegelbaum | $50.00 | 10/12/2012 11:23:50 PM |
rate-mogul | $50.00 | 10/12/2012 5:51:16 PM |
gain-tamer7 | $100.00 | 10/12/2012 5:51:30 PM |
agrosmet | $53.00 | 10/13/2012 12:24:54 AM |
integrity-starter | $25.00 | 10/12/2012 6:25:57 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:41 AM |
newest-glowing-cash | $25.00 | 10/12/2012 5:57:12 PM |
joyful-yield3 | $28.88 | 10/12/2012 6:04:30 PM |
meenan | $25.00 | 10/12/2012 6:26:01 PM |
coin-lesson3 | $31.15 | 10/13/2012 6:58:26 AM |
crw1950 | $50.00 | 10/13/2012 7:18:28 AM |
the-profit-oracle | $25.00 | 10/13/2012 7:22:18 AM |
gjh37 | $25.00 | 10/12/2012 6:32:31 PM |
Froggy246 | $25.00 | 10/12/2012 10:09:45 PM |
first-charming-fund | $25.00 | 10/12/2012 7:39:59 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:14 AM |
johnnypop | $50.00 | 10/13/2012 10:37:01 AM |
responsibility-cherry6 | $25.00 | 10/13/2012 12:00:31 PM |
AFairDeal | $25.00 | 10/13/2012 12:07:22 PM |
HUNTER599673 | $25.00 | 10/13/2012 12:08:29 PM |
sparkmeister | $25.00 | 10/13/2012 12:12:07 PM |
flexible-value | $50.00 | 10/13/2012 12:16:08 PM |
dollars4debts | $25.00 | 10/13/2012 8:07:34 AM |
lost-money-so-far-on-these | $25.00 | 10/13/2012 12:21:12 PM |
iwantmore | $25.00 | 10/13/2012 5:24:42 AM |
Sunshine2222 | $25.00 | 10/13/2012 10:39:30 AM |
goat361 | $30.00 | 10/13/2012 10:49:00 AM |
toomanyfishtanks | $100.00 | 10/13/2012 12:41:42 PM |
Axium | $50.00 | 10/13/2012 12:55:07 PM |
upbeat-coin937 | $25.00 | 10/13/2012 1:02:15 PM |
joshua18 | $25.00 | 10/13/2012 1:02:32 PM |
bsg43 | $25.00 | 10/13/2012 1:03:09 PM |
victorcab | $25.00 | 10/13/2012 1:03:54 PM |
payout-harmony4 | $47.00 | 10/13/2012 10:07:39 AM |
jst1 | $25.00 | 10/13/2012 1:06:01 PM |
dc_lobster | $25.00 | 10/13/2012 12:21:43 PM |
Justbiz | $50.00 | 10/13/2012 12:22:59 PM |
principal-trombone | $50.00 | 10/13/2012 12:23:33 PM |
mdv | $25.00 | 10/13/2012 11:04:14 AM |
invincible-deal82 | $25.00 | 10/13/2012 1:22:16 PM |
riproaringrapids | $50.00 | 10/13/2012 1:23:51 PM |
unforgettable-wealth4 | $50.00 | 10/13/2012 12:26:48 PM |
benjamins-utopia | $56.00 | 10/13/2012 12:27:57 PM |
mennleo | $50.00 | 10/13/2012 12:32:21 PM |
Gunjin | $25.00 | 10/13/2012 12:02:27 PM |
the-bill-gatherer | $25.00 | 10/13/2012 12:34:06 PM |
balance-computer9 | $25.00 | 10/13/2012 12:35:10 PM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:10 PM |
loyalty-sherpa | $25.00 | 10/13/2012 12:42:24 PM |
amijo | $25.00 | 10/13/2012 12:43:42 PM |
nosualcneas | $25.00 | 10/13/2012 12:44:34 PM |
pound-beast4 | $25.00 | 10/13/2012 12:44:52 PM |
RSB-VA | $32.00 | 10/13/2012 12:11:07 PM |
C_Mark | $34.00 | 10/13/2012 12:12:26 PM |
fcukciti | $35.00 | 10/13/2012 12:52:51 PM |
Napoleana | $25.00 | 10/13/2012 12:53:41 PM |
lakshmilila | $25.00 | 10/13/2012 1:02:24 PM |
anacent | $50.00 | 10/13/2012 4:05:36 PM |
natecam | $25.00 | 10/13/2012 12:31:37 PM |
Soxxes | $25.00 | 10/13/2012 12:33:22 PM |
New-Brunswick-Investor | $25.00 | 10/13/2012 1:19:54 PM |
6moonbeams | $50.00 | 10/13/2012 1:22:02 PM |
christifa | $25.00 | 10/13/2012 12:38:33 PM |
GrommetPosse | $50.00 | 10/13/2012 12:41:00 PM |
dparkhom | $50.00 | 10/13/2012 12:43:51 PM |
point653 | $25.00 | 10/13/2012 12:44:13 PM |
ready-bid9 | $50.00 | 10/13/2012 12:46:59 PM |
brightest-affluence-motivator | $50.00 | 10/13/2012 12:48:05 PM |
Daneistes | $43.00 | 10/13/2012 12:59:27 PM |
JKEnterprises | $25.00 | 10/13/2012 12:59:42 PM |
california111 | $50.00 | 10/13/2012 9:40:30 PM |
chac | $150.00 | 10/13/2012 3:37:18 PM |
Mopedcouple | $25.00 | 10/13/2012 1:07:15 PM |
market-assembler | $50.00 | 10/13/2012 1:20:24 PM |
Future-Await21 | $25.00 | 10/14/2012 5:15:21 AM |
kenji4861 | $25.00 | 10/13/2012 1:32:43 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:18 PM |
whitegold24k | $150.00 | 10/13/2012 2:45:59 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:05 AM |
Goldberry | $53.00 | 10/13/2012 7:44:35 PM |
tranquil-revenue | $30.00 | 10/14/2012 10:23:38 AM |
bb575 | $50.00 | 10/13/2012 9:27:06 PM |
best-active-listing | $25.00 | 10/13/2012 10:20:29 PM |
peso-mate | $50.00 | 10/14/2012 5:24:51 AM |
Ocean713 | $75.00 | 10/13/2012 6:48:58 PM |
EvalCrux | $50.00 | 10/14/2012 12:31:44 PM |
runfree | $75.00 | 10/14/2012 8:45:40 AM |
bejfishing | $25.00 | 10/13/2012 8:53:31 PM |
openness-revolutionary567 | $33.00 | 10/13/2012 10:59:28 PM |
RebuildingAmerica | $25.00 | 10/14/2012 4:16:00 AM |
29Palms | $75.00 | 10/14/2012 11:03:28 AM |
tough-principal4 | $25.00 | 10/14/2012 1:18:12 PM |
fight4whatsright | $25.00 | 10/14/2012 1:53:11 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:55 PM |
Scubadiver | $35.00 | 10/14/2012 9:32:54 AM |
Bucket219 | $25.00 | 10/14/2012 5:12:28 PM |
FWF-kinetic | $50.00 | 10/14/2012 1:00:35 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:37 PM |
deal-pioneer1 | $25.00 | 10/15/2012 3:34:32 AM |
antlr | $25.00 | 10/15/2012 5:21:56 AM |
transparency-gondola5 | $25.00 | 10/14/2012 4:42:50 PM |
upbeat-investment9 | $25.00 | 10/14/2012 4:51:46 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:47:12 PM |
luckyldy | $50.00 | 10/15/2012 8:04:30 AM |
tender-fund1 | $62.98 | 10/15/2012 8:38:26 AM |
jhernand17 | $25.00 | 10/15/2012 8:43:32 AM |
elloboverde | $25.00 | 10/15/2012 12:17:04 AM |
auction-mastery | $25.00 | 10/15/2012 7:58:49 AM |
urbny | $30.00 | 10/15/2012 4:27:08 AM |
ColoradoLender82 | $12.47 | 10/15/2012 8:59:37 AM |
peso-fortress | $25.00 | 10/15/2012 7:16:17 AM |
387 Investments
|
Borrower Payment Dependent Notes Series
650810
This series of Notes was issued and sold upon the funding of the borrower loan #76540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $288 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| appetizing-dollar3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
majestic-note6 | $150.00 | 10/8/2012 9:50:42 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:08 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:33 AM |
fervent-commerce | $36.00 | 10/10/2012 7:00:00 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:32 AM |
Weaverville | $25.00 | 10/10/2012 9:07:34 AM |
california111 | $100.00 | 10/10/2012 1:16:28 PM |
dudebrah | $25.00 | 10/11/2012 3:10:33 PM |
Jalebi | $50.00 | 10/12/2012 9:43:29 AM |
Malkial | $25.00 | 10/13/2012 8:24:06 PM |
banker34 | $25.00 | 10/13/2012 4:37:56 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:43 PM |
order-singularity430 | $50.00 | 10/14/2012 5:11:55 PM |
small-change | $25.00 | 10/14/2012 6:35:01 PM |
compatible-return120 | $25.00 | 10/15/2012 7:16:41 AM |
reasonable-nickel6 | $25.00 | 10/15/2012 8:46:17 AM |
the-credit-maker | $100.00 | 10/15/2012 5:58:20 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:53 PM |
keen-wealth5 | $31.14 | 10/15/2012 7:12:19 PM |
freedomlender | $25.00 | 10/16/2012 7:32:35 AM |
DreDub | $25.00 | 10/16/2012 5:26:59 AM |
Bob450 | $25.00 | 10/16/2012 9:12:56 AM |
kulender | $100.00 | 10/16/2012 10:06:07 AM |
tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:42 AM |
NobisEst | $25.00 | 10/16/2012 10:49:16 AM |
Basset_Hound_Investments | $27.97 | 10/16/2012 11:03:17 AM |
seeyouontv | $40.00 | 10/16/2012 11:12:56 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:44 AM |
open-minded-p2p1 | $25.00 | 10/8/2012 10:33:40 AM |
Gregger | $25.00 | 10/8/2012 2:29:51 PM |
first-serene-credit | $25.00 | 10/9/2012 10:55:45 AM |
worthy-bid8 | $100.00 | 10/9/2012 5:29:16 PM |
diplomatic-wealth7 | $25.00 | 10/9/2012 6:19:23 PM |
kevin314 | $25.00 | 10/10/2012 9:29:45 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:22 AM |
businessbroker101 | $25.00 | 10/11/2012 3:49:06 PM |
guild261 | $25.00 | 10/13/2012 2:55:12 PM |
commitment-galaxy | $25.00 | 10/14/2012 10:24:45 AM |
rabbidlender | $25.00 | 10/15/2012 9:11:51 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:26 AM |
oracle3 | $50.00 | 10/15/2012 1:44:18 PM |
pdub | $250.00 | 10/15/2012 5:06:04 PM |
mschoenf | $100.00 | 10/15/2012 5:19:16 PM |
reward-adventure | $42.00 | 10/16/2012 9:45:09 AM |
orchestra960 | $300.00 | 10/16/2012 10:23:15 AM |
economy-shrubbery6 | $25.00 | 10/16/2012 10:33:58 AM |
promise2 | $25.00 | 10/16/2012 10:42:50 AM |
CA-Lender | $25.00 | 10/16/2012 11:12:03 AM |
worth-shower8 | $100.00 | 10/16/2012 1:15:41 PM |
leverage-monger | $47.89 | 10/16/2012 1:43:59 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
650834
This series of Notes was issued and sold upon the funding of the borrower loan #76344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 10.01% |
Borrower rate/APR:
| 11.01% / 13.25% |
Monthly payment:
| $434.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.78% | | |
| |
Estimated return*:
| 7.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,002 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| coatman00 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I always pay all my bills on time. I just recently had to charge money on credit. This would be my only debt besides rent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:44 AM |
return-aurora853 | $500.00 | 10/8/2012 9:02:24 AM |
best-bonafide-p2p | $50.00 | 10/8/2012 9:07:46 AM |
green-trade-dolphin2 | $32.02 | 10/8/2012 9:03:46 AM |
jubilant-capital1 | $25.00 | 10/8/2012 9:08:47 AM |
neighborly-hope6 | $100.00 | 10/8/2012 9:36:28 AM |
indomitable-coin | $25.00 | 10/8/2012 9:19:06 AM |
HikeMoab | $50.00 | 10/8/2012 9:21:02 AM |
repayment-pagoda8 | $100.00 | 10/8/2012 9:17:43 AM |
kenji4861 | $25.00 | 10/8/2012 9:22:52 AM |
compoundinterest | $25.00 | 10/8/2012 9:25:37 AM |
octoberfresh | $25.00 | 10/8/2012 9:25:30 AM |
bazaar-tulip | $25.00 | 10/8/2012 9:37:30 AM |
bellaquito | $500.00 | 10/8/2012 10:47:57 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:32 PM |
EnglishGeekInNYC | $25.00 | 10/8/2012 5:20:03 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:32 PM |
Voracious_Trees | $25.00 | 10/8/2012 5:31:17 PM |
Castellan | $50.00 | 10/8/2012 5:31:36 PM |
Taxman44 | $25.00 | 10/8/2012 5:41:32 PM |
vines99 | $25.00 | 10/8/2012 8:34:04 PM |
unclejaef | $25.00 | 10/8/2012 7:37:27 PM |
FWF-kinetic | $25.00 | 10/8/2012 9:26:54 PM |
broosky2 | $100.00 | 10/9/2012 8:18:21 AM |
Interloper | $25.00 | 10/9/2012 9:25:45 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:08 PM |
jedi053 | $100.00 | 10/9/2012 3:14:59 PM |
overflowinglife | $150.00 | 10/9/2012 11:13:10 AM |
Investoman | $25.00 | 10/10/2012 10:20:55 AM |
linkage682 | $50.00 | 10/10/2012 9:56:38 AM |
orange-preeminant-bill | $100.00 | 10/10/2012 1:26:46 PM |
radforj22 | $25.00 | 10/10/2012 3:20:42 PM |
giftgold | $25.00 | 10/10/2012 11:46:23 AM |
velocity-solo | $25.00 | 10/10/2012 7:11:22 PM |
vtrentster | $25.00 | 10/11/2012 6:31:02 AM |
Svigel | $26.75 | 10/11/2012 8:23:12 AM |
rokman | $50.00 | 10/10/2012 6:51:07 PM |
rutzebach | $300.00 | 10/10/2012 10:50:20 PM |
marketplace-singularity3 | $125.00 | 10/11/2012 6:51:28 AM |
nuclearmoose | $50.00 | 10/11/2012 9:00:52 AM |
postalwhiz | $25.00 | 10/11/2012 9:10:19 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:22 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:22 AM |
adventurer447 | $300.00 | 10/11/2012 10:05:35 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:23 PM |
hard-working-rate3 | $25.00 | 10/11/2012 10:13:01 AM |
green28 | $50.00 | 10/11/2012 11:10:34 AM |
yield-idol1 | $25.00 | 10/11/2012 11:30:05 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:59 PM |
keen-credit6 | $27.00 | 10/11/2012 6:40:18 PM |
onecooldrink | $25.00 | 10/11/2012 10:24:05 PM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:06 AM |
fund-tom-tom6 | $25.00 | 10/12/2012 8:13:02 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:26 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:46 AM |
bent300 | $50.00 | 10/12/2012 1:00:51 PM |
currency-persimmon | $25.00 | 10/12/2012 1:13:07 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:15 PM |
community-burrito9 | $25.00 | 10/12/2012 2:00:06 PM |
currency-fan9 | $50.00 | 10/12/2012 12:13:58 PM |
payment-associate5 | $100.00 | 10/12/2012 12:16:55 PM |
magical-fairness4 | $25.00 | 10/12/2012 12:22:25 PM |
BEV61 | $25.00 | 10/12/2012 5:13:33 PM |
proud-pound4 | $25.00 | 10/12/2012 5:24:18 PM |
aspen5 | $32.00 | 10/12/2012 5:29:15 PM |
new-affluence-piledriver | $100.00 | 10/12/2012 6:16:37 PM |
syrepsorp | $50.00 | 10/12/2012 5:45:33 PM |
green-moola-sniffer | $25.00 | 10/12/2012 5:41:47 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:25 AM |
BocaYogi50 | $75.00 | 10/13/2012 8:32:32 AM |
bonafide-economy | $50.00 | 10/12/2012 7:11:14 PM |
first-charming-fund | $25.00 | 10/12/2012 7:39:41 PM |
success1001 | $100.00 | 10/13/2012 2:04:52 AM |
Sunshine2222 | $25.00 | 10/13/2012 10:40:15 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:08 PM |
agrosmet | $25.00 | 10/13/2012 12:23:35 AM |
vibrant-trade8 | $35.00 | 10/13/2012 12:21:15 PM |
gallant-economy9 | $50.00 | 10/13/2012 12:29:13 PM |
mdv | $25.00 | 10/13/2012 11:04:13 AM |
minista | $25.00 | 10/13/2012 12:06:23 PM |
bonus-fanatic5 | $50.00 | 10/13/2012 12:57:26 PM |
Gabriel02 | $25.00 | 10/13/2012 1:03:17 PM |
johnnypop | $52.82 | 10/13/2012 10:39:33 AM |
Tradesmanlender | $25.00 | 10/13/2012 1:12:25 PM |
riproaringrapids | $50.00 | 10/13/2012 1:23:51 PM |
majestic-principal1 | $25.00 | 10/13/2012 1:26:51 PM |
loot-heart | $25.00 | 10/13/2012 12:34:21 PM |
hope-kingdom | $25.00 | 10/13/2012 1:45:40 PM |
Aimvest | $25.00 | 10/13/2012 12:47:36 PM |
contract-snowdome493 | $100.00 | 10/13/2012 3:15:40 PM |
nerdfactor | $25.00 | 10/13/2012 1:00:27 PM |
anacent | $50.00 | 10/13/2012 4:05:36 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:16 PM |
helpu88 | $25.00 | 10/13/2012 1:07:55 PM |
islander1 | $50.00 | 10/13/2012 4:49:40 PM |
mizon291 | $25.00 | 10/13/2012 1:24:22 PM |
Ocean713 | $75.00 | 10/13/2012 7:02:10 PM |
Tasmir | $25.00 | 10/13/2012 7:17:14 PM |
charlesdumar7 | $25.00 | 10/13/2012 2:10:06 PM |
bid-catalyst0 | $100.00 | 10/13/2012 7:48:42 PM |
Dave0 | $25.00 | 10/13/2012 12:59:28 PM |
top-kindness-sensation | $25.00 | 10/13/2012 9:36:03 PM |
bokonon | $50.00 | 10/13/2012 1:05:14 PM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:57 PM |
nickel-circuitry | $25.00 | 10/13/2012 1:06:04 PM |
power-haven459 | $25.00 | 10/13/2012 1:06:54 PM |
inqbus | $50.00 | 10/13/2012 1:07:00 PM |
likeable-value | $25.00 | 10/13/2012 1:11:24 PM |
invincible-deal82 | $25.00 | 10/13/2012 1:22:16 PM |
Panna | $25.00 | 10/13/2012 1:28:13 PM |
meenan | $25.00 | 10/13/2012 1:34:31 PM |
power-defender7 | $50.00 | 10/13/2012 6:28:01 PM |
loanprosper | $25.00 | 10/14/2012 8:41:09 AM |
unforgettable-wealth4 | $50.00 | 10/14/2012 12:10:17 PM |
capital-blueberry | $25.00 | 10/13/2012 7:37:41 PM |
miked8303 | $50.00 | 10/14/2012 12:34:23 PM |
Svigel | $35.00 | 10/14/2012 7:06:12 AM |
zebra7 | $34.00 | 10/14/2012 1:40:27 PM |
fight4whatsright | $25.00 | 10/14/2012 1:53:10 PM |
benjamins-nest | $27.42 | 10/14/2012 2:50:31 PM |
note-goblin0 | $25.00 | 10/14/2012 12:16:33 PM |
Warwick | $25.00 | 10/14/2012 1:03:53 PM |
EvalCrux | $50.00 | 10/14/2012 12:31:43 PM |
kleinbrak | $25.00 | 10/14/2012 7:01:38 PM |
tough-principal4 | $25.00 | 10/14/2012 1:18:12 PM |
kind-bazaar-kitten | $25.00 | 10/14/2012 11:17:57 PM |
gentle-ore192 | $40.00 | 10/15/2012 3:58:08 AM |
order-gondola | $25.00 | 10/14/2012 5:47:28 PM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:37 AM |
nourishing-point1 | $25.00 | 10/15/2012 8:01:23 AM |
jhernand17 | $25.00 | 10/15/2012 8:42:57 AM |
Arpad | $30.00 | 10/14/2012 8:21:31 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:47:56 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:37 PM |
finance-assembler | $50.00 | 10/15/2012 9:10:41 AM |
finance-coyote3 | $2,000.00 | 10/14/2012 10:51:38 PM |
aver2801 | $25.00 | 10/15/2012 7:25:47 AM |
antlr | $25.00 | 10/15/2012 5:21:55 AM |
UniqueLender | $45.00 | 10/15/2012 9:00:44 AM |
extraordinary-exchange4 | $50.00 | 10/15/2012 9:00:58 AM |
hawaiiangirl76 | $25.00 | 10/15/2012 9:35:31 AM |
LendVR | $25.00 | 10/15/2012 9:02:55 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:27 AM |
peso-fortress | $25.00 | 10/15/2012 7:17:06 AM |
ujiba | $50.00 | 10/15/2012 9:04:48 AM |
PhalanxBulldog | $25.00 | 10/15/2012 9:29:52 AM |
marketplace-cello5 | $25.00 | 10/15/2012 9:05:50 AM |
slimof37 | $25.00 | 10/15/2012 9:51:29 AM |
orchestra960 | $300.00 | 10/15/2012 9:33:56 AM |
gjm6d | $25.00 | 10/15/2012 9:59:54 AM |
ktfritz | $25.00 | 10/15/2012 10:06:26 AM |
sankyu | $100.00 | 10/15/2012 10:10:52 AM |
sb0453 | $25.00 | 10/15/2012 9:27:40 AM |
revmax | $25.00 | 10/15/2012 9:50:41 AM |
justice-star9 | $25.00 | 10/15/2012 10:23:02 AM |
tj2010 | $25.00 | 10/15/2012 9:39:45 AM |
greenback-pear | $50.00 | 10/15/2012 10:25:20 AM |
planningforsuccess86 | $25.00 | 10/15/2012 9:58:49 AM |
bill-appraiser7 | $25.00 | 10/15/2012 10:10:31 AM |
transparency-game-changer0 | $50.00 | 10/15/2012 9:55:30 AM |
benjamins-explosion142 | $25.00 | 10/15/2012 9:56:29 AM |
quiksilver180 | $25.00 | 10/15/2012 9:57:57 AM |
fuzed | $50.00 | 10/15/2012 12:36:08 PM |
CompoundInterest-TheSeventhWundr | $42.21 | 10/15/2012 11:05:15 AM |
McMoney11 | $25.00 | 10/15/2012 10:38:26 AM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:52 AM |
Fonthill | $500.00 | 10/15/2012 11:06:42 AM |
AaronL | $25.00 | 10/15/2012 1:13:56 PM |
RiskAdverse | $25.00 | 10/15/2012 1:22:20 PM |
oracle3 | $50.00 | 10/15/2012 1:44:18 PM |
oploans | $71.26 | 10/15/2012 12:50:58 PM |
gold-disk | $25.00 | 10/15/2012 12:53:41 PM |
abundant-exchange | $50.00 | 10/15/2012 2:40:46 PM |
cajunguy | $30.00 | 10/15/2012 3:41:08 PM |
clean-point9 | $57.12 | 10/15/2012 4:39:46 PM |
nevee | $25.00 | 10/13/2012 9:34:56 AM |
napmanger | $100.00 | 10/8/2012 9:17:40 AM |
Darts | $50.00 | 10/8/2012 9:32:04 AM |
FortuneFund | $50.00 | 10/8/2012 9:16:17 AM |
imogen22 | $50.00 | 10/8/2012 9:25:22 AM |
Arvicco | $400.00 | 10/8/2012 9:59:25 AM |
Emgolda | $25.00 | 10/8/2012 9:42:45 AM |
kegs | $150.00 | 10/8/2012 11:36:32 AM |
repayment-chihuahua3 | $25.00 | 10/8/2012 10:27:34 AM |
houli123 | $50.00 | 10/8/2012 11:47:36 AM |
cerebral-dollar773 | $25.00 | 10/8/2012 1:58:58 PM |
community-burrito9 | $25.00 | 10/8/2012 2:14:04 PM |
loyalty-hornet6 | $25.00 | 10/8/2012 5:08:38 PM |
ingenious-deal6 | $25.00 | 10/8/2012 5:18:34 PM |
Cai8899 | $25.00 | 10/8/2012 5:54:51 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:54 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:48 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:57 PM |
blot44 | $25.00 | 10/8/2012 8:50:09 PM |
interest88 | $25.00 | 10/9/2012 6:45:53 AM |
community-seahorse0 | $25.00 | 10/9/2012 5:08:01 AM |
gold-web4 | $50.00 | 10/9/2012 8:56:03 AM |
compatible-deal9 | $50.00 | 10/9/2012 9:08:45 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:32 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:28 AM |
Navy_Wife_Retired | $100.00 | 10/9/2012 3:42:14 PM |
heerzaquestion | $25.00 | 10/9/2012 3:29:53 PM |
mar97 | $25.00 | 10/9/2012 5:52:11 PM |
A4 | $25.00 | 10/10/2012 9:11:20 AM |
enriching-trade2 | $49.00 | 10/10/2012 9:55:34 AM |
american6 | $50.00 | 10/10/2012 11:02:24 AM |
shrewd-deal | $50.00 | 10/10/2012 4:34:40 PM |
astute-benjamins | $150.00 | 10/10/2012 5:00:57 PM |
zippy-greenback231 | $25.00 | 10/10/2012 5:35:56 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:20 PM |
AFairDeal | $25.00 | 10/10/2012 6:24:55 PM |
spirit07a | $100.00 | 10/10/2012 5:50:49 PM |
hitsman | $50.00 | 10/10/2012 6:04:25 PM |
diversification-cycle4 | $100.00 | 10/11/2012 6:15:45 AM |
pious-currency875 | $100.00 | 10/10/2012 6:18:45 PM |
m0rlock | $500.00 | 10/11/2012 8:27:18 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:26 AM |
Kravcorp | $25.00 | 10/10/2012 11:20:13 PM |
efficient-dollar888 | $35.00 | 10/10/2012 7:52:08 PM |
Bamaman205 | $25.00 | 10/11/2012 9:33:57 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:14 PM |
tenacious-affluence | $25.00 | 10/11/2012 10:58:05 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:05 PM |
loyalty-voyage | $25.00 | 10/11/2012 11:48:30 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:02 PM |
asset-dna5 | $25.00 | 10/11/2012 7:00:59 PM |
jonathan10s | $31.00 | 10/11/2012 6:10:36 PM |
wojo | $25.00 | 10/12/2012 5:42:46 AM |
Supernick | $500.00 | 10/12/2012 7:02:59 AM |
be_wise | $25.00 | 10/11/2012 7:13:44 PM |
VBAces | $100.00 | 10/11/2012 8:29:13 PM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:22 AM |
Jalebi | $50.00 | 10/12/2012 9:43:29 AM |
bomdel | $25.00 | 10/12/2012 10:15:29 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:43 AM |
BMerrick | $25.00 | 10/12/2012 11:53:01 AM |
heatherwood | $25.00 | 10/12/2012 12:43:35 PM |
courteous-trade229 | $40.00 | 10/12/2012 11:08:49 AM |
dollardave | $50.00 | 10/12/2012 4:36:48 PM |
gov33 | $25.00 | 10/12/2012 4:54:24 PM |
sturzstrom | $25.00 | 10/12/2012 11:17:45 AM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:03 PM |
flyfisherman99 | $25.00 | 10/12/2012 1:26:59 PM |
jderek01 | $25.00 | 10/12/2012 4:54:38 PM |
serene-truth2 | $65.00 | 10/12/2012 5:46:19 PM |
sdalmr | $35.00 | 10/12/2012 8:17:22 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:40 AM |
kind-value-pouch | $150.00 | 10/13/2012 10:18:57 AM |
tiger1818 | $25.00 | 10/13/2012 5:41:21 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:13 AM |
leverage-galleon | $30.00 | 10/13/2012 8:13:31 AM |
attentive-principal711 | $25.00 | 10/13/2012 4:31:37 AM |
mlm_invests | $25.00 | 10/13/2012 9:06:34 AM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:10 PM |
mtquan | $25.00 | 10/13/2012 12:10:00 PM |
cash-pie | $25.00 | 10/13/2012 1:02:10 PM |
hostbank | $100.00 | 10/13/2012 1:06:27 PM |
inspired-investment8 | $100.00 | 10/13/2012 1:12:18 PM |
durability-bandit1 | $25.00 | 10/13/2012 1:18:55 PM |
wigglesworth4 | $100.00 | 10/13/2012 1:25:29 PM |
northern_paddler | $25.00 | 10/13/2012 1:59:28 PM |
natural-affluence4 | $25.00 | 10/13/2012 12:42:35 PM |
AJ89 | $25.00 | 10/13/2012 2:33:16 PM |
Clambake | $25.00 | 10/13/2012 12:22:34 PM |
Apeman00 | $25.00 | 10/13/2012 1:00:38 PM |
groovy-watanabe | $25.00 | 10/13/2012 1:10:27 PM |
peace-banjo518 | $25.00 | 10/13/2012 1:13:38 PM |
georgethesir | $50.00 | 10/13/2012 5:42:55 PM |
fortytwo | $150.00 | 10/13/2012 12:59:22 PM |
currency-cosmos | $100.13 | 10/13/2012 8:51:46 PM |
bb575 | $50.00 | 10/13/2012 9:27:06 PM |
the-enterprising-leverage | $50.00 | 10/13/2012 1:03:07 PM |
whistledicksmith | $25.00 | 10/13/2012 1:04:54 PM |
skuba | $75.00 | 10/13/2012 1:05:40 PM |
Plutis | $25.00 | 10/13/2012 3:43:12 PM |
peripatetic | $25.00 | 10/13/2012 1:26:15 PM |
sdr984 | $50.00 | 10/14/2012 7:42:03 AM |
Sixmil | $100.00 | 10/14/2012 9:12:05 AM |
social-pear9 | $50.00 | 10/13/2012 7:29:09 PM |
mclapperton | $84.69 | 10/14/2012 9:58:35 AM |
slick8812 | $25.00 | 10/13/2012 8:33:46 PM |
orbital-transparency | $25.00 | 10/13/2012 11:19:22 PM |
markandrosie | $31.76 | 10/13/2012 4:50:40 PM |
upupandaway | $50.00 | 10/13/2012 5:17:03 PM |
excellent-loan8 | $25.00 | 10/13/2012 5:32:19 PM |
dough-kitten5 | $50.00 | 10/14/2012 4:35:44 AM |
oht588 | $25.00 | 10/14/2012 12:12:03 PM |
Charmart | $25.00 | 10/14/2012 6:06:21 AM |
Canassatego | $25.00 | 10/14/2012 7:09:06 AM |
Rockymtnhi | $100.00 | 10/13/2012 7:46:36 PM |
29Palms | $75.00 | 10/14/2012 11:04:53 AM |
dschless | $25.00 | 10/14/2012 6:54:22 AM |
Techne_Funds_LLC | $25.00 | 10/14/2012 10:37:54 AM |
sharpey | $25.00 | 10/14/2012 12:43:32 PM |
Turkish101 | $25.00 | 10/14/2012 12:56:37 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:55 PM |
mistertao | $25.00 | 10/14/2012 1:02:08 PM |
green-tree-shake | $35.00 | 10/14/2012 1:06:53 PM |
Sealwrangler | $200.00 | 10/14/2012 4:04:46 PM |
Independenttools | $25.00 | 10/14/2012 1:23:30 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:37 AM |
glc527 | $32.82 | 10/15/2012 6:56:42 AM |
capital-web7 | $50.00 | 10/14/2012 4:22:58 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:09 PM |
steady-vigilance | $60.00 | 10/14/2012 5:35:56 PM |
I_Like_to_Invest | $25.00 | 10/15/2012 5:41:11 AM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:39 PM |
fascinating-value4 | $100.00 | 10/14/2012 9:22:12 PM |
asset-conqueror6 | $25.00 | 10/15/2012 9:27:11 AM |
luckyldy | $50.00 | 10/15/2012 8:04:30 AM |
rickp | $25.00 | 10/15/2012 9:11:47 AM |
vb3jmg | $50.00 | 10/15/2012 9:44:59 AM |
fly4sugar | $100.00 | 10/15/2012 8:48:27 AM |
bss97603 | $25.00 | 10/15/2012 9:36:11 AM |
walkerp | $25.00 | 10/15/2012 10:11:07 AM |
note-proton0 | $25.00 | 10/15/2012 10:18:46 AM |
kwan | $25.00 | 10/15/2012 9:52:29 AM |
diggs | $25.00 | 10/15/2012 9:43:14 AM |
blLending | $25.00 | 10/15/2012 9:48:31 AM |
Jmatt33 | $25.00 | 10/15/2012 9:58:27 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:31 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:41:57 PM |
helpinghand105 | $25.00 | 10/15/2012 2:15:42 PM |
Kunakiku | $25.00 | 10/15/2012 2:38:51 PM |
pwkpwk | $25.00 | 10/15/2012 10:59:36 AM |
dukeiyer | $25.00 | 10/15/2012 11:09:05 AM |
gain-neutrino9 | $25.00 | 10/15/2012 4:00:54 PM |
moneytolend72 | $25.00 | 10/15/2012 4:15:32 PM |
CE88 | $75.00 | 10/15/2012 11:44:50 AM |
moola-accelerator6 | $30.00 | 10/15/2012 12:23:19 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:03:13 PM |
coin-popcorn | $25.00 | 10/15/2012 2:49:02 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:11 PM |
333 Investments
|
Borrower Payment Dependent Notes Series
650952
This series of Notes was issued and sold upon the funding of the borrower loan #76537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,395 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| NorthernBorder |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts into one payment.
My financial situation:
I am a good candidate for this loan because I have a low debt to income, steady job and stable life.
Monthly net income: $2200
Monthly expenses: $1690
Housing: $500
Insurance: $80
Car expenses: $80
Utilities: $160
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $400
Credit cards and other loans: $260
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
greencat | $50.00 | 10/9/2012 9:04:14 AM |
heartpounding-note972 | $25.00 | 10/9/2012 9:54:06 AM |
majestic-note6 | $150.00 | 10/9/2012 9:19:48 AM |
money-baron | $100.00 | 10/9/2012 10:00:21 AM |
azazle | $50.00 | 10/9/2012 9:33:43 AM |
appetizing-loyalty354 | $100.00 | 10/9/2012 9:41:43 AM |
trade-goblin9 | $100.00 | 10/9/2012 11:04:51 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:23 PM |
let_me_retire | $100.00 | 10/9/2012 1:47:17 PM |
52digital | $75.00 | 10/9/2012 10:59:41 AM |
Laissez-faire | $50.00 | 10/9/2012 2:45:17 PM |
bellaquito | $500.00 | 10/9/2012 11:28:30 AM |
melodious-openness | $100.00 | 10/9/2012 4:58:02 PM |
queentut | $100.00 | 10/9/2012 9:09:03 PM |
bjak | $25.00 | 10/10/2012 9:14:25 AM |
return-rocket9 | $50.00 | 10/10/2012 9:57:35 AM |
diplomatic-wealth7 | $25.00 | 10/10/2012 10:12:39 AM |
ethical-truth211 | $400.00 | 10/10/2012 10:14:02 AM |
whirlingdervish | $25.00 | 10/10/2012 11:03:48 AM |
silver-trident5 | $500.00 | 10/10/2012 10:32:20 AM |
ultimate-peace | $250.00 | 10/10/2012 12:13:24 PM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:59 AM |
rate-advocator7 | $100.00 | 10/9/2012 9:24:38 AM |
green-discrete-rupee | $50.00 | 10/9/2012 9:15:38 AM |
open-minded-p2p1 | $25.00 | 10/9/2012 11:19:42 AM |
order-singularity430 | $100.00 | 10/9/2012 12:22:57 PM |
bazaar-scrutinzer5 | $25.00 | 10/9/2012 11:56:56 AM |
Debt-Reduction-Plus | $60.00 | 10/9/2012 7:03:12 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:12 AM |
Weaverville | $25.00 | 10/10/2012 9:07:41 AM |
worthy-bid8 | $100.00 | 10/10/2012 9:57:19 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:38 AM |
unabashed-investment3 | $65.00 | 10/10/2012 12:25:50 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
651018
This series of Notes was issued and sold upon the funding of the borrower loan #76264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $148.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
4 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,587 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-gala850 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to help pay off some medical expenses from my kids as well as prepare for the holidays with the goal of paying back the loan as quick as possible after I receive my tax return.
My financial situation:
I am a good candidate for this loan because I have no delinquencies and make sure my bills are paid.
Monthly net income: $2600.00
Monthly expenses: $1723.00
Housing: $810.00
Insurance: $98.00
Car expenses: $160.00
Utilities: $150.00
Phone, cable, internet: $95.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $210.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $40.01 | 10/12/2012 9:09:21 AM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:29 AM |
tolerant-dime2 | $35.00 | 10/12/2012 9:02:04 AM |
DasMula | $100.00 | 10/12/2012 9:23:01 AM |
Nipper99 | $100.00 | 10/12/2012 9:34:26 AM |
Jalebi | $50.00 | 10/12/2012 9:44:23 AM |
handy-justice | $50.00 | 10/12/2012 9:05:49 AM |
irrelevant | $30.00 | 10/12/2012 9:07:10 AM |
income-triangulation1 | $25.00 | 10/12/2012 9:04:31 AM |
musegaze | $50.00 | 10/12/2012 9:06:23 AM |
EL_Papin | $25.00 | 10/12/2012 9:33:33 AM |
jwill2172 | $100.00 | 10/12/2012 10:23:13 AM |
alexander-hamilton | $50.00 | 10/12/2012 10:40:36 AM |
DasMula | $200.00 | 10/12/2012 9:23:32 AM |
greencat | $50.00 | 10/12/2012 9:24:38 AM |
etraboulay | $50.00 | 10/12/2012 9:54:16 AM |
tranquil-gain1 | $75.00 | 10/12/2012 11:11:45 AM |
obedient-payout0 | $25.00 | 10/12/2012 11:29:05 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:50 PM |
appetizing-loyalty354 | $100.00 | 10/12/2012 9:49:03 AM |
rate-advocator7 | $100.00 | 10/12/2012 10:30:32 AM |
paxnj | $25.00 | 10/12/2012 11:16:50 AM |
Nil2008 | $100.00 | 10/12/2012 11:20:02 AM |
bellaquito | $500.00 | 10/12/2012 12:08:38 PM |
bold-pound-statuette | $150.00 | 10/12/2012 9:29:45 AM |
Assets-Up | $25.00 | 10/12/2012 9:53:16 AM |
finance-investor3 | $25.00 | 10/12/2012 9:00:57 AM |
california111 | $100.00 | 10/12/2012 10:03:40 AM |
BankofRon_IRA | $100.00 | 10/12/2012 9:03:58 AM |
Nerdster1 | $25.00 | 10/12/2012 10:07:55 AM |
wise-charming-reward | $200.00 | 10/12/2012 9:30:05 AM |
asset-professor | $25.00 | 10/12/2012 9:08:39 AM |
blue-order-comet | $25.00 | 10/12/2012 9:41:53 AM |
openness-antioxidant | $75.00 | 10/12/2012 10:54:48 AM |
money-baron | $100.00 | 10/12/2012 11:14:11 AM |
jkeller4000 | $25.00 | 10/12/2012 10:55:46 AM |
gentle-generosity822 | $25.00 | 10/12/2012 10:22:59 AM |
cr8on | $75.00 | 10/12/2012 10:35:00 AM |
108-IRA | $50.00 | 10/12/2012 11:37:29 AM |
ready-interest9 | $25.00 | 10/12/2012 11:01:27 AM |
benevolent-marketplace4 | $519.99 | 10/12/2012 12:10:26 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
651020
This series of Notes was issued and sold upon the funding of the borrower loan #76325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $583.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,631 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Mrcashmaster |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to remodel our master bedroom and bathroom
My financial situation:
I am a good candidate for this loan because we have a combined income of over $200,000 a year and have excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:51 AM |
moremax | $150.00 | 10/10/2012 12:15:49 PM |
compassion-twister2 | $50.00 | 10/8/2012 5:08:55 PM |
best-bonafide-p2p | $50.00 | 10/8/2012 5:07:57 PM |
silver-explorer6 | $25.00 | 10/8/2012 5:30:06 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:20 PM |
FortuneFund | $50.00 | 10/8/2012 5:17:13 PM |
special-dinero553 | $25.00 | 10/8/2012 5:23:44 PM |
penny-finder | $65.00 | 10/8/2012 5:23:51 PM |
octoberfresh | $25.00 | 10/8/2012 5:39:00 PM |
jubilant-capital1 | $25.00 | 10/8/2012 5:39:41 PM |
vigorous-payment6 | $25.00 | 10/8/2012 5:35:03 PM |
toblerone | $25.00 | 10/8/2012 6:49:14 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:32:13 PM |
zippy-revenue8 | $25.00 | 10/9/2012 4:29:06 AM |
RothySkynx | $25.00 | 10/8/2012 8:42:00 PM |
Plow_n_Sow | $75.00 | 10/9/2012 7:28:08 AM |
community-seahorse0 | $25.00 | 10/9/2012 5:08:03 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:31 AM |
progressive-economy261 | $500.00 | 10/9/2012 10:22:23 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:14 PM |
chac | $200.00 | 10/9/2012 10:38:11 AM |
lrmantel | $25.00 | 10/9/2012 2:27:26 PM |
reward-system | $25.00 | 10/9/2012 5:14:58 PM |
hitsman | $50.00 | 10/9/2012 5:04:46 PM |
fantastic-bazaar2 | $50.00 | 10/9/2012 4:55:36 PM |
spirit07a | $100.00 | 10/9/2012 5:10:18 PM |
repayment-pagoda8 | $100.00 | 10/9/2012 5:14:48 PM |
affluence-kingdom9 | $100.00 | 10/9/2012 5:41:39 PM |
Let-Me-Help-You | $75.00 | 10/9/2012 5:43:58 PM |
fantastic-penny9 | $50.00 | 10/9/2012 6:30:07 PM |
dukeiyer | $25.00 | 10/9/2012 6:43:06 PM |
calm-platinum957 | $35.00 | 10/9/2012 5:48:49 PM |
ElvisCash | $50.00 | 10/9/2012 7:27:17 PM |
geniusj | $25.00 | 10/9/2012 5:51:07 PM |
OzGuy609 | $25.00 | 10/9/2012 10:56:49 PM |
bellaquito | $500.00 | 10/9/2012 6:59:38 PM |
UBOtto186 | $50.00 | 10/10/2012 6:58:08 AM |
lochinvar | $75.00 | 10/9/2012 7:03:29 PM |
courteous-trade229 | $30.00 | 10/10/2012 8:44:19 AM |
Mindful7 | $25.00 | 10/10/2012 5:41:36 AM |
continental2 | $100.00 | 10/10/2012 6:08:16 AM |
just-loyalty643 | $50.00 | 10/9/2012 8:23:41 PM |
lotus6 | $25.00 | 10/10/2012 7:21:29 AM |
trade-wingding5 | $25.00 | 10/10/2012 4:15:17 AM |
A4 | $25.00 | 10/10/2012 9:12:35 AM |
cerebral-dollar773 | $25.00 | 10/10/2012 6:37:48 AM |
trade-surge3 | $25.00 | 10/10/2012 6:45:13 AM |
Obiwan_Kanobi | $25.00 | 10/10/2012 9:24:27 AM |
nickel-banshee | $28.71 | 10/10/2012 7:10:40 AM |
loot-heart | $25.00 | 10/10/2012 9:26:16 AM |
bold-riveting-social | $50.00 | 10/10/2012 9:04:42 AM |
enriching-trade2 | $50.00 | 10/10/2012 9:55:35 AM |
SBT | $25.00 | 10/10/2012 9:20:02 AM |
DreisersFinancier | $50.00 | 10/10/2012 10:16:16 AM |
Investoman | $25.00 | 10/10/2012 10:20:55 AM |
finagler | $25.00 | 10/10/2012 10:59:51 AM |
LaGrangeLender | $60.00 | 10/10/2012 11:10:06 AM |
wigglesworth4 | $100.00 | 10/10/2012 11:14:48 AM |
balance-tamer7 | $150.00 | 10/10/2012 11:17:31 AM |
downtownfarm | $25.00 | 10/10/2012 11:18:02 AM |
subtle-social4 | $25.00 | 10/10/2012 11:25:19 AM |
chump_change1977 | $25.00 | 10/10/2012 10:14:11 AM |
BxRealtor | $25.00 | 10/10/2012 10:53:19 AM |
debtfreenow-82 | $48.00 | 10/10/2012 10:56:35 AM |
SMU_ponies | $25.00 | 10/10/2012 11:58:10 AM |
finance-coyote3 | $1,000.00 | 10/10/2012 12:04:43 PM |
magical-credit523 | $25.00 | 10/10/2012 11:04:05 AM |
igloo268 | $25.00 | 10/10/2012 11:11:46 AM |
chato2345 | $25.00 | 10/10/2012 10:51:42 AM |
Kissabledevil | $25.00 | 10/10/2012 3:23:43 PM |
methodical-principal2 | $25.00 | 10/10/2012 10:58:13 AM |
american6 | $50.00 | 10/10/2012 11:02:25 AM |
swerve1317 | $25.00 | 10/10/2012 12:30:58 PM |
rookiecrd1 | $61.00 | 10/10/2012 1:04:46 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:44 PM |
california111 | $100.00 | 10/10/2012 1:16:29 PM |
Richlaw | $200.00 | 10/10/2012 11:14:57 AM |
commitment-neutron1 | $200.00 | 10/10/2012 5:02:13 PM |
SkepticalBen | $50.00 | 10/10/2012 1:45:34 PM |
wwwUniversal | $25.00 | 10/10/2012 11:25:57 AM |
new-bid-boomarang | $50.00 | 10/10/2012 11:40:49 AM |
delectable-order532 | $100.00 | 10/10/2012 5:07:08 PM |
respectablename | $25.00 | 10/10/2012 11:53:45 AM |
spaldorpv | $32.00 | 10/10/2012 5:02:53 PM |
capital-arboretum | $56.00 | 10/10/2012 5:12:58 PM |
Harry | $100.00 | 10/10/2012 1:31:13 PM |
the-justice-stockpiler | $25.00 | 10/10/2012 5:14:33 PM |
Splangy613 | $25.00 | 10/10/2012 5:04:59 PM |
urbane-deal152 | $50.00 | 10/10/2012 5:15:26 PM |
WhiteInvestor | $27.00 | 10/10/2012 2:27:42 PM |
ladybird1 | $50.00 | 10/10/2012 5:15:56 PM |
Millmanator | $25.00 | 10/10/2012 5:18:33 PM |
Plutis | $25.00 | 10/10/2012 5:08:01 PM |
btim40 | $25.00 | 10/10/2012 5:20:09 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:16 PM |
benjamins-utopia | $100.00 | 10/10/2012 5:23:57 PM |
Med-Tech-Here | $28.00 | 10/10/2012 5:24:54 PM |
revenue-serenity5 | $25.00 | 10/10/2012 5:02:58 PM |
LeReve | $500.00 | 10/10/2012 5:26:20 PM |
the-magnetic-transaction | $200.00 | 10/10/2012 5:03:58 PM |
mtpscuba | $25.00 | 10/10/2012 5:16:28 PM |
wise-virtuous-vigilance | $100.00 | 10/10/2012 5:18:26 PM |
macjp123 | $50.00 | 10/10/2012 5:19:11 PM |
shrewd-balance2 | $26.00 | 10/10/2012 5:20:40 PM |
principal-trident | $25.00 | 10/10/2012 5:22:05 PM |
notupdated | $25.00 | 10/10/2012 5:22:24 PM |
credit-nirvana698 | $30.00 | 10/10/2012 5:22:51 PM |
ixoyefreak | $50.00 | 10/10/2012 5:23:53 PM |
ready-bid9 | $50.00 | 10/10/2012 5:24:21 PM |
wetlands | $200.00 | 10/10/2012 5:18:48 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:26 PM |
KVEER | $25.00 | 10/10/2012 5:20:42 PM |
friendly-gold | $25.00 | 10/10/2012 5:24:17 PM |
Aimvest | $25.00 | 10/10/2012 5:24:43 PM |
velocity-scrutinzer6 | $50.00 | 10/10/2012 5:26:14 PM |
repayment-chihuahua3 | $25.00 | 10/8/2012 5:13:32 PM |
green-trade-dolphin2 | $33.02 | 10/8/2012 5:02:42 PM |
phenomenal-rate1 | $500.00 | 10/8/2012 5:06:37 PM |
penny-finder | $65.00 | 10/8/2012 5:21:04 PM |
Emgolda | $25.00 | 10/8/2012 5:14:07 PM |
marketplace-singularity3 | $100.00 | 10/8/2012 5:36:29 PM |
indomitable-coin | $25.00 | 10/8/2012 5:22:43 PM |
imogen22 | $50.00 | 10/8/2012 5:19:35 PM |
openness-antioxidant | $100.00 | 10/8/2012 5:43:36 PM |
bright-idea11 | $25.00 | 10/8/2012 5:31:20 PM |
Arvicco | $400.00 | 10/8/2012 5:38:31 PM |
intuitive-benefit3 | $100.00 | 10/8/2012 6:14:34 PM |
CreditBuilder2 | $25.01 | 10/8/2012 5:58:33 PM |
ready-interest9 | $25.00 | 10/8/2012 6:34:16 PM |
lionheart722 | $100.00 | 10/8/2012 6:07:03 PM |
Vegasjim | $25.00 | 10/8/2012 6:28:22 PM |
maldok1 | $25.00 | 10/8/2012 6:42:29 PM |
JustMee | $25.00 | 10/8/2012 6:58:07 PM |
kenji4861 | $25.00 | 10/8/2012 6:38:13 PM |
decisive-income7 | $4,000.00 | 10/9/2012 7:25:16 AM |
JGuide | $26.00 | 10/9/2012 7:41:58 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:19:11 AM |
careful-compassion | $25.00 | 10/9/2012 1:29:40 PM |
radforj22 | $25.00 | 10/9/2012 4:24:40 PM |
jedi053 | $100.00 | 10/9/2012 3:15:01 PM |
relaxation798 | $200.00 | 10/9/2012 4:56:49 PM |
orangefob7 | $38.00 | 10/9/2012 4:50:56 PM |
velocityasaurus-rex4 | $100.00 | 10/9/2012 5:01:22 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:20 PM |
nickel-ferret | $25.00 | 10/9/2012 5:21:46 PM |
compassionate-payment218 | $25.00 | 10/9/2012 5:17:58 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:34 PM |
credit-maple | $25.00 | 10/9/2012 6:05:12 PM |
axelducheck | $25.00 | 10/9/2012 6:18:50 PM |
justreturns | $25.00 | 10/9/2012 5:29:41 PM |
excellent-funds649 | $44.00 | 10/9/2012 6:02:02 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:39 PM |
benefit-awakening9 | $100.00 | 10/9/2012 8:07:02 PM |
chipperjohnson | $50.00 | 10/10/2012 7:03:37 AM |
_NaLNaBB | $200.00 | 10/9/2012 9:47:07 PM |
deal-financier5 | $50.00 | 10/10/2012 7:42:39 AM |
ideal-platinum1 | $50.00 | 10/10/2012 8:01:05 AM |
Better-Returns | $26.11 | 10/10/2012 7:34:26 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:08 AM |
green28 | $50.00 | 10/10/2012 9:59:00 AM |
AFairDeal | $25.00 | 10/10/2012 10:06:24 AM |
sentry256 | $25.00 | 10/10/2012 9:42:01 AM |
designer_10 | $25.00 | 10/10/2012 9:44:27 AM |
terminal-velocity34 | $25.00 | 10/10/2012 10:39:26 AM |
heeeley | $25.00 | 10/10/2012 10:07:34 AM |
shur | $40.00 | 10/10/2012 10:21:25 AM |
affluence-tycoon | $25.00 | 10/10/2012 10:23:08 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:32 AM |
impartial-deal | $25.00 | 10/10/2012 11:22:29 AM |
contract-bopper | $25.00 | 10/10/2012 10:25:00 AM |
joyful-yield3 | $32.29 | 10/10/2012 11:37:36 AM |
top-courteous-peso | $75.00 | 10/10/2012 11:00:21 AM |
richmondcowboy | $25.00 | 10/10/2012 5:06:06 PM |
responsibility-venture8 | $300.00 | 10/10/2012 11:54:57 AM |
KgBsUcKa | $25.00 | 10/10/2012 4:42:48 PM |
zassociate | $200.00 | 10/10/2012 5:09:57 PM |
SomebodysMom | $40.11 | 10/10/2012 1:14:17 PM |
fulfilling-market2 | $50.00 | 10/10/2012 5:14:08 PM |
Yanwoo | $25.00 | 10/10/2012 5:14:39 PM |
squadron465 | $25.00 | 10/10/2012 5:15:07 PM |
Avala | $100.00 | 10/10/2012 5:15:22 PM |
mindful-generosity1 | $50.00 | 10/10/2012 5:08:37 PM |
greenback-investor7 | $100.00 | 10/10/2012 5:20:01 PM |
rcm87 | $50.00 | 10/10/2012 5:09:30 PM |
miket71 | $30.00 | 10/10/2012 5:10:11 PM |
KCEnterprises | $25.00 | 10/10/2012 4:45:32 PM |
Redmond | $25.00 | 10/10/2012 5:22:56 PM |
velocity-javelin8 | $25.00 | 10/10/2012 5:23:30 PM |
Tradesmanlender | $25.00 | 10/10/2012 5:12:44 PM |
dennisuello | $50.00 | 10/10/2012 5:12:56 PM |
inspired-investment8 | $100.00 | 10/10/2012 5:24:36 PM |
mar97 | $25.00 | 10/10/2012 5:14:01 PM |
serene-truth2 | $100.00 | 10/10/2012 5:02:42 PM |
Dave0 | $25.00 | 10/10/2012 5:26:01 PM |
syounker | $25.00 | 10/10/2012 5:05:11 PM |
ujiba | $35.00 | 10/10/2012 5:20:51 PM |
dime-explosion | $25.00 | 10/10/2012 5:22:20 PM |
natural-liberty4 | $200.00 | 10/10/2012 5:23:16 PM |
loyalty-sherpa | $25.00 | 10/10/2012 5:15:09 PM |
value-den | $25.00 | 10/10/2012 5:17:41 PM |
nasjack | $25.00 | 10/10/2012 5:20:16 PM |
rmachi | $25.00 | 10/10/2012 5:23:06 PM |
a-unflappable-finance | $90.00 | 10/10/2012 5:23:14 PM |
emphatic-responsibility | $50.00 | 10/10/2012 5:23:32 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
651134
This series of Notes was issued and sold upon the funding of the borrower loan #76396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $150.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,835 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-coyote4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay off higher interest rate loan and get caught up some home improvements.
My financial situation:
I am a good candidate for this loan because I will pay it back. I made a few credit mistakes in the past but recent history will show I make all payments on time including my tithes.
Monthly net income: $2,845.00
Monthly expenses: $1,571.00
Housing: $300
Insurance: $98
Car expenses: $460
Utilities: $77
Phone, cable, internet: $189
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $147.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tolerant-responsibility051 | $2,500.00 | 10/15/2012 5:01:52 PM |
worth-blanket2 | $2,500.00 | 10/15/2012 5:04:59 PM |
Bob450 | $25.00 | 10/15/2012 5:04:38 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
651140
This series of Notes was issued and sold upon the funding of the borrower loan #76320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| hard-working-order96 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 10/8/2012 5:02:14 PM |
global-invest-group | $25.00 | 10/8/2012 5:18:45 PM |
riveting-credit5 | $25.00 | 10/8/2012 5:22:10 PM |
majestic-note6 | $150.00 | 10/8/2012 5:33:13 PM |
goat0 | $150.00 | 10/8/2012 6:04:36 PM |
let_me_retire | $75.00 | 10/8/2012 7:02:15 PM |
greencat | $50.00 | 10/9/2012 7:28:15 AM |
Mostlycoins | $25.00 | 10/9/2012 5:06:12 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:15 PM |
herschelw | $25.00 | 10/10/2012 3:09:57 AM |
fervent-commerce | $36.00 | 10/10/2012 7:11:11 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:08 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:35 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:24 AM |
droopie1 | $25.00 | 10/12/2012 10:58:46 AM |
protector734 | $100.00 | 10/12/2012 2:56:20 PM |
banker34 | $25.00 | 10/13/2012 4:37:57 PM |
pacheco | $75.00 | 10/14/2012 10:49:41 AM |
Malkial | $25.00 | 10/13/2012 8:25:14 PM |
drkosh | $25.00 | 10/14/2012 10:54:21 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:44 PM |
refined-return922 | $25.00 | 10/14/2012 3:13:21 PM |
oracle3 | $50.00 | 10/15/2012 1:44:19 PM |
KileNSmyth4 | $28.87 | 10/15/2012 5:50:25 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:08 PM |
MasterTech33 | $10.13 | 10/16/2012 3:59:08 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:51 AM |
lochinvar | $50.00 | 10/8/2012 5:49:20 PM |
azazle | $50.00 | 10/8/2012 5:36:06 PM |
rate-advocator7 | $100.00 | 10/8/2012 6:09:32 PM |
appetizing-loyalty354 | $100.00 | 10/8/2012 5:42:26 PM |
open-minded-p2p1 | $25.00 | 10/8/2012 6:33:43 PM |
CA-Lender | $25.00 | 10/9/2012 4:42:43 PM |
dudebrah | $25.00 | 10/11/2012 3:11:45 PM |
enriched-return057 | $25.00 | 10/11/2012 3:55:44 PM |
Jalebi | $50.00 | 10/12/2012 9:43:32 AM |
leverage-boomer0 | $25.00 | 10/12/2012 8:00:28 AM |
thankful-nickel2 | $25.00 | 10/12/2012 5:49:45 PM |
fund-medalist171 | $35.00 | 10/14/2012 3:30:13 PM |
SweatyBalls | $35.00 | 10/14/2012 5:00:17 PM |
rate-advocator7 | $100.00 | 10/14/2012 5:08:27 PM |
pdub | $250.00 | 10/15/2012 5:06:04 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:21 PM |
bob450-roth | $25.00 | 10/15/2012 6:08:25 PM |
Jaxfan11 | $25.00 | 10/15/2012 6:25:11 PM |
historic-value7 | $75.00 | 10/15/2012 7:44:13 PM |
newequity | $25.00 | 10/15/2012 9:42:54 PM |
Astyanax | $25.00 | 10/15/2012 10:28:54 PM |
peaceful-greenback719 | $25.00 | 10/16/2012 3:04:04 AM |
diversification-cycle4 | $25.00 | 10/15/2012 8:07:04 PM |
Engineer44 | $30.00 | 10/15/2012 11:32:34 PM |
asset-trajectory | $25.00 | 10/16/2012 12:29:09 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
651178
This series of Notes was issued and sold upon the funding of the borrower loan #76628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $797.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.02% | | |
| |
Estimated return*:
| 5.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 25% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,774 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| oscar478 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:52:54 AM |
jedi053 | $100.00 | 10/9/2012 5:02:15 PM |
Arvicco | $400.00 | 10/9/2012 5:29:34 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:42 PM |
imogen22 | $50.00 | 10/9/2012 5:17:38 PM |
openness-antioxidant | $100.00 | 10/9/2012 5:58:30 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:01 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:05 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:08 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:25 PM |
Vegasjim | $25.00 | 10/9/2012 6:31:36 PM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:38 AM |
Makemony | $25.00 | 10/9/2012 11:31:55 PM |
entertaining-revenue4 | $50.00 | 10/10/2012 9:02:37 AM |
restless-nickel158 | $50.00 | 10/10/2012 9:48:53 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:35 AM |
unrivaled-deal676 | $50.00 | 10/10/2012 10:26:41 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:29 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:14 PM |
BMerrick | $25.00 | 10/11/2012 2:25:13 PM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:04 PM |
SSC_CCV | $75.00 | 10/12/2012 7:51:04 AM |
loyalty-circuitry | $56.00 | 10/12/2012 4:46:13 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:41 AM |
mdv | $25.00 | 10/13/2012 11:04:15 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:17 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:06 AM |
Digger85 | $100.00 | 10/14/2012 6:05:18 PM |
slimof37 | $25.00 | 10/15/2012 9:51:30 AM |
WhiteInvestor | $27.00 | 10/15/2012 11:14:31 AM |
oracle3 | $50.00 | 10/15/2012 1:44:20 PM |
delicious-value973 | $100.00 | 10/15/2012 3:24:48 PM |
pdub | $750.00 | 10/15/2012 5:03:44 PM |
mschoenf | $100.00 | 10/15/2012 5:17:08 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:06 PM |
woodpile64 | $30.94 | 10/15/2012 10:27:46 PM |
Darts | $50.00 | 10/15/2012 11:01:44 PM |
Quiza12 | $100.00 | 10/16/2012 7:21:12 AM |
CornerKetch | $25.03 | 10/16/2012 9:05:42 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:08 AM |
random12345 | $25.00 | 10/17/2012 11:11:03 AM |
tranquil-revenue | $25.00 | 10/17/2012 11:30:42 AM |
triguy | $500.00 | 10/17/2012 10:27:45 AM |
silver-saber | $125.00 | 10/17/2012 12:08:33 PM |
burgeoning-greenback0 | $25.00 | 10/17/2012 4:49:18 PM |
note-admiral548 | $25.00 | 10/17/2012 4:57:11 PM |
the-careful-fund | $25.00 | 10/17/2012 2:27:20 PM |
sasquatch5 | $25.00 | 10/17/2012 1:11:53 PM |
delectable-order532 | $100.00 | 10/17/2012 5:08:09 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:12 PM |
dignified-truth7 | $200.00 | 10/17/2012 5:24:12 PM |
exchange-colonel7 | $25.00 | 10/17/2012 4:52:59 PM |
Dharvesi | $25.00 | 10/17/2012 5:44:33 PM |
repayment-pagoda8 | $100.00 | 10/17/2012 5:10:50 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:18 PM |
100units | $200.00 | 10/17/2012 5:12:46 PM |
wise-virtuous-vigilance | $100.00 | 10/17/2012 5:23:14 PM |
thrilling-listing51 | $100.00 | 10/17/2012 5:27:26 PM |
natural-liberty4 | $200.00 | 10/17/2012 5:27:36 PM |
LeReve | $500.00 | 10/17/2012 5:31:01 PM |
DNCMediaLoans | $25.00 | 10/17/2012 10:40:34 PM |
iamabby | $25.00 | 10/17/2012 7:03:34 PM |
orange-influential-credit | $25.00 | 10/18/2012 4:29:57 AM |
tranquil-diversification8 | $100.00 | 10/17/2012 6:28:16 PM |
marketplace-nucleus7 | $75.00 | 10/18/2012 6:21:02 AM |
justice-awakening0 | $25.00 | 10/17/2012 11:01:21 PM |
coin-lesson3 | $30.42 | 10/18/2012 5:59:29 AM |
newest-yield-wasp | $25.00 | 10/18/2012 12:38:46 AM |
smitty1959 | $100.00 | 10/18/2012 6:19:57 AM |
fortress767 | $45.00 | 10/18/2012 6:31:41 AM |
note-proton0 | $25.00 | 10/18/2012 6:47:16 AM |
reward-giant1 | $25.00 | 10/18/2012 7:09:50 AM |
Theboof | $50.00 | 10/18/2012 9:16:24 AM |
gold-web4 | $25.00 | 10/18/2012 7:36:06 AM |
Use_It_Wisely | $25.00 | 10/18/2012 8:29:19 AM |
SecondChanceLendingSERV | $25.00 | 10/18/2012 8:42:50 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:34 AM |
igniter584 | $75.00 | 10/18/2012 9:39:50 AM |
blue-trade-optimizer | $25.00 | 10/18/2012 10:36:24 AM |
miwoktribe | $50.00 | 10/18/2012 12:51:52 PM |
ElvisCash | $25.00 | 10/18/2012 1:31:03 PM |
best-return-comforter | $25.00 | 10/18/2012 11:53:57 AM |
tramb | $25.00 | 10/18/2012 3:01:33 PM |
MI2 | $4,000.00 | 10/18/2012 12:54:00 PM |
nbah123 | $50.00 | 10/18/2012 5:38:30 PM |
ryancooper | $25.00 | 10/18/2012 1:13:20 PM |
engaging-transaction5 | $50.00 | 10/18/2012 5:39:34 PM |
kegs | $150.00 | 10/18/2012 2:25:28 PM |
principal-aggregator5 | $25.00 | 10/18/2012 2:35:43 PM |
value-surgeon | $25.00 | 10/18/2012 3:12:27 PM |
american6 | $50.00 | 10/18/2012 5:48:04 PM |
TrustPlus | $35.00 | 10/18/2012 5:48:26 PM |
rate-negotiator | $25.00 | 10/18/2012 1:33:07 PM |
Nicedad72 | $25.00 | 10/18/2012 4:34:42 PM |
egw | $50.00 | 10/18/2012 5:49:28 PM |
pouch5 | $25.00 | 10/18/2012 5:34:42 PM |
the-precious-bid | $25.00 | 10/18/2012 5:50:56 PM |
ScottW | $25.00 | 10/18/2012 5:51:12 PM |
igloo268 | $25.00 | 10/18/2012 5:41:59 PM |
kbodendorf | $25.00 | 10/18/2012 5:52:35 PM |
ore-widget7 | $25.00 | 10/18/2012 5:43:26 PM |
mg6619 | $25.00 | 10/18/2012 5:44:00 PM |
loanscholar | $25.00 | 10/18/2012 5:45:08 PM |
serene-truth2 | $100.00 | 10/18/2012 5:54:47 PM |
affluence-kingdom9 | $100.00 | 10/18/2012 5:55:45 PM |
golden-wealth2 | $100.00 | 10/18/2012 5:47:39 PM |
trident9 | $100.00 | 10/18/2012 5:39:14 PM |
orange-courageous-dedication | $25.00 | 10/18/2012 5:48:02 PM |
Patter256 | $25.00 | 10/18/2012 5:57:52 PM |
lekkerguy | $50.00 | 10/18/2012 5:41:07 PM |
p2p-harmony | $100.00 | 10/18/2012 5:48:43 PM |
important-gold5 | $25.00 | 10/18/2012 5:49:00 PM |
golden-cat | $25.00 | 10/18/2012 5:41:48 PM |
steiglends | $74.00 | 10/18/2012 5:50:08 PM |
Avala | $100.00 | 10/18/2012 5:50:40 PM |
Ivan2007 | $50.00 | 10/18/2012 5:44:42 PM |
Investoman | $25.00 | 10/18/2012 5:45:40 PM |
enthralling-investment | $25.00 | 10/18/2012 5:46:15 PM |
elevated-investment | $25.00 | 10/18/2012 5:53:00 PM |
new-truth-chuckler | $33.00 | 10/18/2012 5:53:17 PM |
worlds-best-moola281 | $25.00 | 10/18/2012 5:48:30 PM |
srilm | $25.00 | 10/18/2012 5:56:20 PM |
hons2000 | $25.00 | 10/18/2012 5:53:08 PM |
Tylerh | $250.00 | 10/18/2012 5:58:50 PM |
value-den | $25.00 | 10/18/2012 5:53:52 PM |
note-tent | $50.00 | 10/18/2012 5:56:27 PM |
nodebtin3 | $100.00 | 10/18/2012 5:57:10 PM |
Max8319 | $25.00 | 10/18/2012 5:57:49 PM |
larslfe | $25.00 | 10/18/2012 5:58:40 PM |
x-lender | $25.00 | 10/18/2012 5:58:46 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:13 PM |
silver-explorer6 | $25.00 | 10/9/2012 5:56:55 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:53 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:26 PM |
best-bonafide-p2p | $50.00 | 10/9/2012 5:23:24 PM |
bright-idea11 | $25.00 | 10/9/2012 6:08:27 PM |
LoanerPrincipal | $25.00 | 10/9/2012 5:47:28 PM |
ready-interest9 | $25.00 | 10/9/2012 6:26:13 PM |
windguy | $50.00 | 10/9/2012 5:28:33 PM |
kfrench | $75.00 | 10/9/2012 7:12:19 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:26 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:42 PM |
jubilant-capital1 | $25.00 | 10/9/2012 7:41:21 PM |
finder61 | $25.00 | 10/9/2012 10:07:07 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:15 AM |
green28 | $50.00 | 10/10/2012 9:59:01 AM |
blue-kindness-conga | $25.00 | 10/10/2012 11:59:12 AM |
Harry | $100.00 | 10/10/2012 1:31:15 PM |
marketplace-singularity3 | $25.00 | 10/10/2012 1:13:06 PM |
enchanted-investment447 | $100.00 | 10/11/2012 8:36:09 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:17 AM |
etraboulay | $50.00 | 10/11/2012 10:58:21 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:26 PM |
Jalebi | $50.00 | 10/12/2012 9:43:38 AM |
Plutis | $25.00 | 10/12/2012 2:25:12 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:15 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:04 AM |
generous-deal6 | $25.00 | 10/13/2012 7:41:39 PM |
basis-encourager2 | $25.00 | 10/14/2012 10:06:21 AM |
loan-mongoose1 | $25.00 | 10/14/2012 5:55:18 PM |
shaps | $25.00 | 10/15/2012 10:25:38 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:39 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:54 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:41:58 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:31 PM |
flo_rida | $100.00 | 10/15/2012 5:21:18 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:13 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:36 AM |
PThor | $25.00 | 10/16/2012 7:13:07 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:12 AM |
SBT | $25.00 | 10/16/2012 9:30:53 AM |
banchan | $37.00 | 10/16/2012 9:49:09 AM |
decisive-income7 | $500.00 | 10/16/2012 12:59:07 PM |
soarmore | $25.00 | 10/16/2012 5:12:03 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:43 PM |
houston2077 | $100.00 | 10/17/2012 9:11:29 AM |
West_End_Local | $50.00 | 10/17/2012 1:57:35 PM |
currency-persimmon | $25.00 | 10/17/2012 12:30:04 PM |
gold-disk | $25.00 | 10/17/2012 1:03:46 PM |
commitment-neutron1 | $200.00 | 10/17/2012 5:03:09 PM |
payout-paladin3 | $500.00 | 10/17/2012 12:41:36 PM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:34 PM |
lendersf | $50.00 | 10/17/2012 2:30:20 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:28 PM |
wise-benevolent-trade | $400.00 | 10/17/2012 5:17:32 PM |
the-magnetic-transaction | $200.00 | 10/17/2012 5:05:25 PM |
Thunderswan | $100.00 | 10/17/2012 5:28:26 PM |
newest-payment-trapper | $62.50 | 10/17/2012 5:09:59 PM |
phenomenal-rate1 | $500.00 | 10/17/2012 5:05:46 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:20:01 PM |
nickel-ferret | $25.00 | 10/17/2012 5:22:20 PM |
focused-yield4 | $100.00 | 10/17/2012 5:24:33 PM |
deal-goliath4 | $500.00 | 10/17/2012 5:20:25 PM |
Kissabledevil | $25.00 | 10/18/2012 1:52:07 AM |
Codextreme07 | $75.00 | 10/17/2012 6:59:47 PM |
ICHITECH | $25.00 | 10/18/2012 5:09:48 AM |
ThompsonCapital | $25.00 | 10/17/2012 6:51:25 PM |
MakoF16 | $25.00 | 10/18/2012 8:19:03 AM |
drgreer | $25.00 | 10/18/2012 6:31:00 AM |
practical-expectations | $25.00 | 10/18/2012 6:39:18 AM |
judo150 | $500.00 | 10/18/2012 5:34:48 AM |
bent300 | $25.00 | 10/18/2012 7:08:17 AM |
comicgeek | $25.00 | 10/18/2012 7:55:01 AM |
blue-unrelenting-rupee | $25.00 | 10/18/2012 8:25:29 AM |
citizenX | $50.00 | 10/18/2012 7:18:46 AM |
DonaldColorado | $200.00 | 10/18/2012 7:25:01 AM |
bazaar-excellence844 | $25.00 | 10/18/2012 9:56:06 AM |
order-tamale | $400.00 | 10/18/2012 9:08:02 AM |
benefit-zoo | $50.00 | 10/18/2012 8:27:01 AM |
somebody32 | $50.00 | 10/18/2012 8:54:57 AM |
superb-truth061 | $25.00 | 10/18/2012 11:04:46 AM |
wampum-chorus3 | $25.00 | 10/18/2012 10:08:47 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:49 PM |
roman1998 | $50.00 | 10/18/2012 12:17:59 PM |
chinolatino | $25.00 | 10/18/2012 10:39:24 AM |
note-lesson7 | $100.00 | 10/18/2012 1:03:30 PM |
dime-mandolin9 | $50.00 | 10/18/2012 1:13:42 PM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:21 AM |
happyjackbak | $50.00 | 10/18/2012 9:49:03 AM |
fund-gatherer3 | $25.00 | 10/18/2012 1:24:32 PM |
credit-dandelion148 | $250.00 | 10/18/2012 1:46:33 PM |
bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:04:02 PM |
credit-dandelion148 | $200.00 | 10/18/2012 1:21:50 PM |
krisran | $50.00 | 10/18/2012 1:25:48 PM |
the_winning_ticket | $26.00 | 10/18/2012 5:45:10 PM |
techvet | $50.00 | 10/18/2012 5:45:35 PM |
immaculate-compassion8 | $25.00 | 10/18/2012 5:45:47 PM |
credit-socrates648 | $1,000.00 | 10/18/2012 12:56:35 PM |
revenue-serenity5 | $25.00 | 10/18/2012 5:47:13 PM |
jsw7us | $50.00 | 10/18/2012 5:49:26 PM |
vigilance-revolutionary | $50.00 | 10/18/2012 1:49:01 PM |
fairness-symphony2 | $50.00 | 10/18/2012 4:43:35 PM |
bdpres1 | $25.00 | 10/18/2012 5:50:17 PM |
UstedEsElHombre | $100.00 | 10/18/2012 5:41:13 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:38 PM |
tapesor | $200.00 | 10/18/2012 5:43:07 PM |
metro457 | $100.00 | 10/18/2012 5:44:22 PM |
JazzFranchise | $25.00 | 10/18/2012 5:46:44 PM |
The_Loan_Ranger | $25.00 | 10/18/2012 5:47:01 PM |
bowdish1 | $100.00 | 10/18/2012 5:57:30 PM |
miamibeachloaner | $100.00 | 10/18/2012 5:40:38 PM |
return-aurora853 | $500.00 | 10/18/2012 5:40:42 PM |
power-kin | $25.00 | 10/18/2012 5:57:50 PM |
Sevron | $100.00 | 10/18/2012 5:41:50 PM |
Tasteslikechicken | $45.00 | 10/18/2012 5:42:22 PM |
Kame | $25.00 | 10/18/2012 5:50:10 PM |
professional-credit0 | $50.00 | 10/18/2012 5:42:45 PM |
SRK_FROM_WA | $25.00 | 10/18/2012 5:43:39 PM |
alaskakid | $30.00 | 10/18/2012 5:44:27 PM |
Daneistes | $50.00 | 10/18/2012 5:46:48 PM |
iwantmore | $25.00 | 10/18/2012 5:47:12 PM |
postalwhiz | $25.00 | 10/18/2012 5:54:01 PM |
nourishing-order8 | $25.00 | 10/18/2012 5:48:37 PM |
SanJoser | $25.00 | 10/18/2012 5:54:17 PM |
gold-commander0 | $25.00 | 10/18/2012 5:56:06 PM |
careful-penny | $25.00 | 10/18/2012 5:58:38 PM |
girlwithglasses | $50.00 | 10/18/2012 5:58:48 PM |
leeball | $50.00 | 10/18/2012 5:54:45 PM |
258 Investments
|
Borrower Payment Dependent Notes Series
651216
This series of Notes was issued and sold upon the funding of the borrower loan #76522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 9 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
Amount delinquent:
| $33,628 |
Total credit lines:
| 30 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $139,005 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| carnation448 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...medical procedures not covered by my insurance plan
My financial situation:
I am a good candidate for this loan because... I have a stable employment and make salary plus comm
Monthly net income: $4000
Monthly expenses:
Housing: $2064
Insurance: $50
Car expenses: $393
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unbelievable-exchange | $25.00 | 10/8/2012 7:41:27 PM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:52 AM |
pembull | $25.00 | 10/8/2012 7:00:58 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:25 PM |
ultimate-peace | $125.00 | 10/9/2012 8:53:57 AM |
first-serene-credit | $25.00 | 10/9/2012 10:58:48 AM |
worthy-bid8 | $100.00 | 10/10/2012 9:57:17 AM |
loan-heaven44 | $50.00 | 10/11/2012 6:59:12 AM |
Jalebi | $50.00 | 10/12/2012 9:43:32 AM |
sentimental-commerce1 | $50.00 | 10/12/2012 10:05:19 AM |
banker34 | $25.00 | 10/13/2012 4:37:57 PM |
mschoenf | $100.00 | 10/15/2012 5:19:17 PM |
kulender | $100.00 | 10/16/2012 10:06:08 AM |
mrxtravis | $25.00 | 10/8/2012 6:35:16 PM |
california111 | $100.00 | 10/8/2012 10:40:36 PM |
Frank512 | $25.00 | 10/9/2012 4:41:27 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:15 PM |
Weaverville | $25.00 | 10/10/2012 9:07:37 AM |
diplomatic-wealth7 | $25.00 | 10/10/2012 10:12:37 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:35 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:24 AM |
Spiceyduck | $50.00 | 10/14/2012 4:35:38 AM |
green-payment-ectasy | $300.00 | 10/14/2012 3:33:16 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:21 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:54 PM |
yield-hut | $25.00 | 10/16/2012 5:32:40 AM |
tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:42 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
651242
This series of Notes was issued and sold upon the funding of the borrower loan #76493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 81% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 35y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,410 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authentic-camaraderi541 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off bills
This loan will be used to...Pay off Rooms to go, Home Depot, Bill me later and Kauffman tires credit cards and personal loans
My financial situation: United Bank
I am a good candidate for this loan because...I pay my bills on time and have the means to make the payments.
Monthly net income: $2185.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $250.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $245.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $200.00 | 10/11/2012 9:01:27 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:31 AM |
asset-portait013 | $100.00 | 10/11/2012 9:53:49 AM |
jedi053 | $100.00 | 10/11/2012 9:32:52 AM |
first-pragmatic-power | $25.00 | 10/11/2012 10:48:22 AM |
jiftostada | $25.00 | 10/11/2012 9:41:05 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:55:06 AM |
asset-professor | $25.00 | 10/11/2012 9:50:58 AM |
revenue-serenity | $25.00 | 10/11/2012 11:41:05 AM |
octoberfresh | $25.00 | 10/11/2012 10:05:44 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:00 AM |
paxnj | $25.00 | 10/11/2012 10:26:09 AM |
bewitching-dollar5 | $100.00 | 10/11/2012 10:12:45 AM |
money-baron | $100.00 | 10/11/2012 10:54:38 AM |
capital-heaven5 | $200.00 | 10/11/2012 10:50:50 AM |
kulender | $100.00 | 10/11/2012 11:11:36 AM |
historic-value7 | $200.00 | 10/11/2012 11:39:23 AM |
abundant-power | $25.00 | 10/11/2012 5:35:15 PM |
stills | $25.00 | 10/11/2012 2:44:14 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:36 PM |
desertoasis | $25.00 | 10/11/2012 4:15:54 PM |
orearella3 | $25.00 | 10/11/2012 5:14:16 PM |
gothampark | $25.00 | 10/11/2012 9:22:34 PM |
burrben | $100.00 | 10/11/2012 6:33:58 PM |
return-trader7 | $25.00 | 10/11/2012 7:44:02 PM |
Maximum_Investment | $25.00 | 10/12/2012 9:01:06 AM |
Brisket_Bob | $25.00 | 10/12/2012 6:10:33 AM |
DiligentiaLLC | $44.08 | 10/12/2012 7:41:42 AM |
JGENERAL | $50.00 | 10/12/2012 8:03:19 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:29 AM |
Miklot | $29.00 | 10/12/2012 9:00:51 AM |
helpful-credit156 | $25.00 | 10/12/2012 9:15:43 AM |
justreturns | $25.00 | 10/12/2012 9:04:21 AM |
bellaquito | $500.00 | 10/11/2012 9:08:08 AM |
trade-goblin9 | $25.00 | 10/11/2012 9:14:23 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:25 AM |
cr8on | $75.00 | 10/11/2012 9:25:37 AM |
imogen22 | $50.00 | 10/11/2012 9:50:43 AM |
52digital | $75.00 | 10/11/2012 9:17:24 AM |
zipemdown | $25.00 | 10/11/2012 10:25:18 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:22 AM |
spark548 | $100.00 | 10/11/2012 9:45:19 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:19 AM |
thrilling-fund427 | $50.00 | 10/11/2012 9:46:11 AM |
LeReve | $500.00 | 10/11/2012 10:03:03 AM |
community-burrito9 | $25.00 | 10/11/2012 10:02:00 AM |
Cromag | $25.00 | 10/11/2012 2:20:23 PM |
pizza296130 | $25.00 | 10/11/2012 10:03:53 AM |
ddog0224 | $100.00 | 10/11/2012 3:26:31 PM |
etraboulay | $50.00 | 10/11/2012 10:11:58 AM |
businessbroker101 | $25.00 | 10/11/2012 3:49:09 PM |
power-bluebird2 | $25.00 | 10/11/2012 4:47:47 PM |
Investor_DP | $200.00 | 10/11/2012 11:01:40 AM |
SimpleChoice | $25.00 | 10/11/2012 5:10:47 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 11:54:57 AM |
Index_Plus | $5,000.00 | 10/11/2012 12:17:59 PM |
enchanted-note | $25.00 | 10/11/2012 5:17:45 PM |
Jasner | $25.00 | 10/11/2012 3:23:37 PM |
first-integrity-gravity | $50.00 | 10/11/2012 5:36:34 PM |
bid-papyrus | $100.00 | 10/11/2012 12:57:10 PM |
CalBear08 | $32.00 | 10/11/2012 5:01:08 PM |
tomdooley12520 | $35.00 | 10/11/2012 4:46:10 PM |
Elefunt | $25.00 | 10/11/2012 6:08:23 PM |
SDKiwi | $25.00 | 10/11/2012 5:15:49 PM |
money-bauble | $100.00 | 10/11/2012 6:01:16 PM |
hopeful_lender | $100.00 | 10/11/2012 8:08:10 PM |
thelovebug | $100.00 | 10/11/2012 5:44:15 PM |
Rulea72 | $25.00 | 10/12/2012 7:22:25 AM |
asset-dna5 | $25.00 | 10/11/2012 7:01:06 PM |
investinFla | $25.00 | 10/12/2012 7:58:13 AM |
keichi03 | $25.00 | 10/11/2012 6:47:25 PM |
the-durability-planetarium | $55.64 | 10/12/2012 8:59:16 AM |
musegaze | $50.00 | 10/12/2012 9:06:13 AM |
deal-marauder6 | $25.00 | 10/12/2012 4:35:51 AM |
leverage-monger | $4.18 | 10/12/2012 9:22:31 AM |
Munnie | $25.00 | 10/12/2012 6:22:20 AM |
helping-out | $35.00 | 10/12/2012 6:16:46 AM |
168RichCapital | $25.10 | 10/12/2012 6:18:11 AM |
kind-truth-circuit | $42.00 | 10/12/2012 9:20:01 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
651312
This series of Notes was issued and sold upon the funding of the borrower loan #76276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $215.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,052 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| admirable-generosity832 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
financial situation: not to bad
I am a good candidate for this loan because...i have good credit and i pay my bilss on time and im a loyal person
Monthly net income: $1600Monthly expenses: $929.52
Housing: $399.52
Insurance: $80,
Car expenses: $325.52Utilities: $100,
Phone, cable, internet: $75.
Food, entertainment: $75
Clothing, household expenses: $40.
Credit cards and other loans: $160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 10/10/2012 9:01:59 AM |
natural-affluence6 | $25.00 | 10/10/2012 10:02:07 AM |
moremax | $100.00 | 10/10/2012 12:15:56 PM |
Weaverville | $25.00 | 10/10/2012 9:07:58 AM |
mikrolown | $25.00 | 10/10/2012 9:32:05 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:55 AM |
zipemdown | $25.00 | 10/10/2012 9:43:41 AM |
Bob450 | $25.00 | 10/10/2012 9:06:02 AM |
return-exchanger355 | $57.00 | 10/10/2012 9:12:41 AM |
slowgains | $25.00 | 10/10/2012 9:41:12 AM |
DreisersFinancier | $50.00 | 10/10/2012 10:16:16 AM |
cr8on | $75.00 | 10/10/2012 10:03:52 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:09 AM |
Dubbs360 | $200.00 | 10/10/2012 10:47:48 AM |
melodious-openness | $200.00 | 10/10/2012 11:09:24 AM |
52digital | $75.00 | 10/10/2012 11:20:21 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:44 AM |
Investor_DP | $200.00 | 10/10/2012 10:37:52 AM |
bellaquito | $500.00 | 10/10/2012 11:50:18 AM |
lunareclipse | $51.70 | 10/10/2012 12:40:55 PM |
brightest-momentous-income | $48.87 | 10/10/2012 12:55:23 PM |
UltimateWill | $25.00 | 10/10/2012 11:27:42 AM |
Beast_Mode_Money | $25.00 | 10/10/2012 11:32:13 AM |
think_globally_act_locally | $25.00 | 10/10/2012 12:17:27 PM |
brightest-trade-breeze | $25.00 | 10/10/2012 11:34:59 AM |
compoundinterest | $25.00 | 10/10/2012 11:43:27 AM |
market-pudding | $25.00 | 10/10/2012 12:39:07 PM |
decisive-income7 | $2,000.00 | 10/10/2012 9:29:27 AM |
angelinvestor2 | $40.00 | 10/10/2012 9:12:28 AM |
ethical-truth211 | $100.00 | 10/10/2012 9:36:56 AM |
bewitching-dollar5 | $100.00 | 10/10/2012 10:13:47 AM |
jedi053 | $100.00 | 10/10/2012 9:26:37 AM |
bazaar-festivity | $25.00 | 10/10/2012 9:29:25 AM |
moola-monger9 | $75.00 | 10/10/2012 10:27:48 AM |
linkage682 | $50.00 | 10/10/2012 9:56:46 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:17 AM |
supreme-treasure8 | $100.00 | 10/10/2012 10:32:05 AM |
community-burrito9 | $25.00 | 10/10/2012 10:33:42 AM |
pierrelasvegas | $25.00 | 10/10/2012 11:16:08 AM |
fund-tom-tom6 | $25.00 | 10/10/2012 10:59:35 AM |
commerce-venture1 | $25.00 | 10/10/2012 12:24:09 PM |
first-pragmatic-power | $25.00 | 10/10/2012 11:23:23 AM |
finance-coyote3 | $500.00 | 10/10/2012 12:02:34 PM |
azazle | $75.00 | 10/10/2012 1:21:26 PM |
Index_Plus | $2,162.40 | 10/10/2012 2:24:53 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
651362
This series of Notes was issued and sold upon the funding of the borrower loan #76604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $452.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,699 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authoritative-currency9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation / Vehicle
Purpose of loan: Pay off High Interest Debt and Purchase a Vehicle
This loan will be used to...TO pay off High Interest Debt and to Purchase a vehicle
My financial situation: Horicon Bank
I am a good candidate for this loan because...I have good Credit and Good stable job and I want to get back into better shape credit wise and I'm in need of a Vehicle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:22 AM |
FortuneFund | $50.00 | 10/11/2012 5:05:43 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:18 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:21 PM |
community-burrito9 | $30.00 | 10/11/2012 5:29:15 PM |
Arvicco | $400.00 | 10/11/2012 6:28:28 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:31 PM |
gravbox | $25.00 | 10/11/2012 6:39:22 PM |
cardminger | $25.00 | 10/11/2012 5:35:29 PM |
fund-medalist171 | $30.00 | 10/11/2012 5:53:34 PM |
FortuneFundII | $100.00 | 10/11/2012 6:15:11 PM |
imogen22 | $50.00 | 10/11/2012 6:20:26 PM |
gentle-generosity822 | $25.00 | 10/11/2012 6:19:12 PM |
dynrep | $25.00 | 10/11/2012 6:34:07 PM |
market-maximizer472 | $100.00 | 10/12/2012 7:08:25 AM |
intuitive-benefit3 | $100.00 | 10/12/2012 10:38:49 AM |
Jalebi | $50.00 | 10/12/2012 9:44:16 AM |
awesome-dollar6 | $100.00 | 10/12/2012 11:43:08 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:48 PM |
worth-blanket2 | $25.00 | 10/12/2012 11:11:24 AM |
CreditBuilder2 | $25.01 | 10/11/2012 5:12:04 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:30:38 PM |
etraboulay | $50.00 | 10/11/2012 6:07:16 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:56 PM |
Bank_Of_XL | $25.00 | 10/11/2012 5:24:04 PM |
payment-halo | $25.00 | 10/11/2012 6:27:54 PM |
Dubbs360 | $200.00 | 10/11/2012 6:31:32 PM |
ready-interest9 | $25.00 | 10/11/2012 6:33:20 PM |
napmanger | $100.00 | 10/11/2012 8:35:14 PM |
tender-wealth0 | $25.00 | 10/11/2012 8:08:37 PM |
decisive-income7 | $1,000.00 | 10/12/2012 7:22:32 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:28 AM |
Rivervale_Westwood | $25.00 | 10/12/2012 9:31:07 AM |
worth-blanket2 | $16,664.99 | 10/12/2012 1:19:04 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
651536
This series of Notes was issued and sold upon the funding of the borrower loan #76173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,372 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| focused-investment125 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:52:56 AM |
Whipster | $60.00 | 10/9/2012 5:02:48 PM |
Endeavour | $150.00 | 10/9/2012 5:10:01 PM |
refresher211 | $100.00 | 10/9/2012 5:22:31 PM |
heartpounding-note972 | $25.00 | 10/9/2012 5:24:56 PM |
majestic-note6 | $150.00 | 10/9/2012 5:26:31 PM |
Peleadona | $25.00 | 10/9/2012 7:01:09 PM |
bellaquito | $500.00 | 10/9/2012 7:05:26 PM |
skillful-asset5 | $25.00 | 10/9/2012 7:24:03 PM |
money-baron | $100.00 | 10/9/2012 6:42:14 PM |
52digital | $75.00 | 10/9/2012 6:52:47 PM |
income-triangulation1 | $25.00 | 10/10/2012 9:02:09 AM |
let_me_retire | $100.00 | 10/9/2012 11:11:55 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:16 AM |
Weaverville | $25.00 | 10/10/2012 9:07:44 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:43 AM |
california111 | $100.00 | 10/10/2012 1:16:31 PM |
diplomatic-wealth7 | $25.00 | 10/10/2012 6:19:42 PM |
graceful-investment | $106.00 | 10/10/2012 7:40:20 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:30 AM |
NolockHolmes | $75.00 | 10/11/2012 6:07:01 PM |
exponential-fairness2 | $25.00 | 10/12/2012 3:54:13 PM |
LuvToLend | $25.00 | 10/13/2012 12:00:06 AM |
ore-accord | $25.00 | 10/13/2012 10:26:08 AM |
Valley-of-the-Dollar | $25.00 | 10/13/2012 3:00:50 PM |
broker048 | $25.00 | 10/13/2012 12:36:12 PM |
whitegold24k | $25.00 | 10/13/2012 2:52:36 PM |
guild261 | $25.00 | 10/13/2012 3:01:32 PM |
nevee | $40.00 | 10/10/2012 10:30:14 AM |
klippies | $25.00 | 10/9/2012 5:36:35 PM |
Relient-K | $25.00 | 10/9/2012 5:40:13 PM |
enriched-return057 | $50.00 | 10/9/2012 5:22:49 PM |
azazle | $25.00 | 10/9/2012 7:31:09 PM |
john0720 | $25.00 | 10/9/2012 6:28:12 PM |
queentut | $100.00 | 10/9/2012 9:09:03 PM |
MoneyBadger | $25.00 | 10/10/2012 6:04:06 AM |
greencat | $50.00 | 10/10/2012 7:15:19 AM |
buffalobills | $25.00 | 10/10/2012 7:47:55 AM |
Dubbs360 | $100.00 | 10/9/2012 6:51:03 PM |
HeroSupport | $60.00 | 10/10/2012 9:03:07 AM |
worthy-bid8 | $100.00 | 10/10/2012 9:57:21 AM |
ssqr | $75.00 | 10/11/2012 4:11:13 AM |
first-serene-credit | $25.00 | 10/10/2012 8:44:56 PM |
prudent-bid3 | $25.00 | 10/11/2012 6:32:28 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:23 AM |
transformer855 | $25.00 | 10/11/2012 10:51:55 AM |
favorite-commerce | $50.00 | 10/11/2012 11:53:11 AM |
dudebrah | $25.00 | 10/11/2012 3:13:43 PM |
wise-deal-panda | $100.00 | 10/11/2012 5:09:33 PM |
nycfinance | $25.00 | 10/11/2012 5:40:14 PM |
Jalebi | $50.00 | 10/12/2012 9:43:38 AM |
jkeller4000 | $25.00 | 10/12/2012 10:55:46 AM |
graceful-D4Sinvestment | $106.00 | 10/12/2012 3:18:18 PM |
ibano | $25.00 | 10/13/2012 2:48:00 AM |
return-rocket9 | $50.00 | 10/12/2012 10:24:36 PM |
AldiHoldings | $25.00 | 10/12/2012 10:36:53 PM |
jebber007 | $35.00 | 10/13/2012 7:51:22 AM |
helpful-credit156 | $38.00 | 10/13/2012 10:45:09 PM |
banker34 | $25.00 | 10/13/2012 4:37:59 PM |
Ocean713 | $80.00 | 10/13/2012 7:30:55 PM |
bankbuddy55 | $100.00 | 10/13/2012 8:09:12 PM |
amsoilrules | $25.00 | 10/13/2012 9:23:24 PM |
useful-credit921 | $25.00 | 10/13/2012 9:29:03 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
651548
This series of Notes was issued and sold upon the funding of the borrower loan #76577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $244.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,319 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| attractive-bazaar6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 10/10/2012 10:35:00 AM |
Weaverville | $25.00 | 10/10/2012 9:08:00 AM |
income-triangulation1 | $25.00 | 10/10/2012 9:03:09 AM |
decisive-income7 | $3,000.00 | 10/10/2012 9:29:04 AM |
hidavehi | $41.00 | 10/10/2012 9:47:24 AM |
golffish2 | $25.00 | 10/10/2012 9:04:43 AM |
Endeavour | $150.00 | 10/10/2012 9:06:58 AM |
appetizing-loyalty354 | $100.00 | 10/10/2012 9:09:53 AM |
84928429 | $50.00 | 10/10/2012 9:33:20 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:09 AM |
octoberfresh | $25.00 | 10/10/2012 9:51:11 AM |
bewitching-dollar5 | $100.00 | 10/10/2012 10:13:48 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:18 AM |
supreme-treasure8 | $100.00 | 10/10/2012 10:32:05 AM |
global-invest-group | $25.00 | 10/10/2012 10:09:48 AM |
Dubbs360 | $200.00 | 10/10/2012 10:47:49 AM |
liberty-tostada7 | $50.00 | 10/10/2012 12:09:07 PM |
ready-interest9 | $25.00 | 10/10/2012 11:26:43 AM |
the-silver-blaster | $50.00 | 10/10/2012 10:43:07 AM |
commerce-venture1 | $25.00 | 10/10/2012 12:25:00 PM |
Index_Plus | $3,189.98 | 10/10/2012 2:24:54 PM |
pierrelasvegas | $25.00 | 10/10/2012 12:14:39 PM |
natural-affluence6 | $25.00 | 10/10/2012 11:03:41 AM |
janeybooboo | $100.00 | 10/10/2012 9:08:31 AM |
kila-designer | $249.00 | 10/10/2012 9:11:43 AM |
best-bonafide-p2p | $25.00 | 10/10/2012 9:26:03 AM |
jedi053 | $100.00 | 10/10/2012 9:26:38 AM |
vutah | $25.00 | 10/10/2012 9:36:35 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:55 AM |
cardminger | $25.00 | 10/10/2012 9:53:33 AM |
rate-advocator7 | $100.00 | 10/10/2012 9:36:12 AM |
zipemdown | $25.00 | 10/10/2012 9:43:42 AM |
cash-mad-scientist3 | $25.00 | 10/10/2012 9:48:31 AM |
houli123 | $25.00 | 10/10/2012 9:47:07 AM |
thrifty-capital | $25.00 | 10/10/2012 10:08:08 AM |
supreme-exchange547 | $25.00 | 10/10/2012 9:56:06 AM |
finopp | $25.00 | 10/10/2012 11:01:12 AM |
cr8on | $75.00 | 10/10/2012 10:03:52 AM |
community-burrito9 | $25.00 | 10/10/2012 10:33:42 AM |
Interloper | $50.00 | 10/10/2012 11:18:23 AM |
first-pragmatic-power | $25.00 | 10/10/2012 11:23:23 AM |
credit-coach118 | $40.01 | 10/10/2012 10:14:15 AM |
money-baron | $100.00 | 10/10/2012 11:42:13 AM |
bold-social-widget | $50.00 | 10/10/2012 11:18:18 AM |
integrity-web | $30.00 | 10/10/2012 10:42:37 AM |
Silver_Rupee | $25.01 | 10/10/2012 11:47:27 AM |
gotjack-IRA | $75.00 | 10/10/2012 12:15:41 PM |
DasMula | $25.00 | 10/10/2012 11:31:04 AM |
Sagamore | $300.00 | 10/10/2012 11:32:01 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
651676
This series of Notes was issued and sold upon the funding of the borrower loan #76322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1980 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
7 | Length of status: | 12y 7m |
Amount delinquent:
| $1,264 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $808 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| favorable-principal728 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair Loan Desired
Purpose of loan:
This loan will be used to repair a vehicle (replace engine).
My financial situation:
I am a good candidate for this loan because I am employed full-time and have been for 10+ years. I have commuted 150 miles per day for the past 13 years to get to and from work. If I can't get my car repaired it will be very difficult to continue commuting. It's much cheaper to repair the vehicle than it is to buy/finance a "new" used one.
I applied for a loan with Prosper a couple weeks ago and it said it fully funded; however, my loan request was closed due to "insufficient paperwork provided." I did provide the paperwork; the last bit being a copy of my driver license via email because I couldn't get it to send clearly via Fax. Evidently, prosper didn't receive my email because it was the very next day my loan request was cancelled. Thank you for your consideration.
Monthly net income: $ 3500
Monthly expenses: $
Housing: $ 523
Insurance: $ 160
Car expenses: $ 347
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 350
Clothing, household expenses: $ 150
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $25.02 | 10/9/2012 5:48:21 AM |
let_me_retire | $25.00 | 10/8/2012 7:06:26 PM |
MakesCents | $75.00 | 10/8/2012 8:01:24 PM |
california111 | $100.00 | 10/8/2012 10:40:36 PM |
fervent-commerce | $36.00 | 10/10/2012 7:25:43 AM |
worthy-bid8 | $100.00 | 10/10/2012 9:57:18 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:36 AM |
kind-credit-bear | $100.00 | 10/10/2012 6:41:30 PM |
impala6464 | $25.00 | 10/10/2012 9:00:31 PM |
rutzebach | $100.00 | 10/10/2012 10:20:39 PM |
efficient-dollar888 | $50.00 | 10/10/2012 7:39:04 PM |
08bob | $25.00 | 10/11/2012 4:10:30 AM |
the-inspired-justice | $25.00 | 10/10/2012 11:14:46 PM |
SecondChanceLendingSERV | $25.00 | 10/11/2012 8:15:30 AM |
pswaterspirit | $30.00 | 10/11/2012 8:35:54 AM |
forthright-trade | $35.00 | 10/11/2012 9:35:51 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:25 AM |
KB-IRA | $59.77 | 10/11/2012 8:39:15 AM |
value-medalist4 | $30.00 | 10/11/2012 2:33:43 PM |
silver-promise2 | $25.00 | 10/11/2012 10:04:04 AM |
the-laudable-peso | $40.00 | 10/11/2012 11:05:57 AM |
jonathan10s | $100.00 | 10/11/2012 6:10:02 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:00 PM |
RogueCFO | $73.82 | 10/11/2012 10:01:58 PM |
Piitb08 | $150.00 | 10/12/2012 5:28:49 AM |
blazing-silver524 | $25.00 | 10/12/2012 5:16:02 AM |
diversification-cycle4 | $25.00 | 10/12/2012 6:15:13 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:47 AM |
reward-adventure | $50.00 | 10/12/2012 9:03:06 AM |
bryant05 | $25.00 | 10/12/2012 10:30:18 AM |
Jalebi | $50.00 | 10/12/2012 9:43:33 AM |
return-kung-fu2 | $37.50 | 10/12/2012 12:13:56 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:04 PM |
asset-vista | $25.00 | 10/12/2012 1:02:39 PM |
worthy-bid4 | $59.50 | 10/12/2012 12:57:30 PM |
mammalian4 | $25.00 | 10/12/2012 2:34:44 PM |
benefit-banshee | $25.00 | 10/12/2012 3:18:12 PM |
dollardave | $39.72 | 10/12/2012 4:36:48 PM |
Sonihal | $135.28 | 10/12/2012 1:27:31 PM |
credit-boots0 | $50.00 | 10/12/2012 3:55:31 PM |
unbelievable-exchange | $25.00 | 10/8/2012 7:42:02 PM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:52 AM |
RJN | $25.00 | 10/12/2012 8:21:00 AM |
Skynxhunt | $25.00 | 10/8/2012 8:50:25 PM |
ultimate-peace | $75.00 | 10/9/2012 8:54:30 AM |
first-serene-credit | $50.00 | 10/9/2012 11:00:33 AM |
open-minded-p2p1 | $25.00 | 10/9/2012 11:12:03 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:16 PM |
melodious-openness | $200.00 | 10/9/2012 4:59:54 PM |
Weaverville | $25.00 | 10/10/2012 9:07:38 AM |
diplomatic-wealth7 | $25.00 | 10/10/2012 10:12:38 AM |
trumpeter391 | $25.00 | 10/10/2012 4:51:37 PM |
spark548 | $100.00 | 10/10/2012 5:06:35 PM |
KgBsUcKa | $25.00 | 10/10/2012 4:42:49 PM |
roman2008 | $25.00 | 10/10/2012 5:30:15 PM |
cp-family | $50.00 | 10/10/2012 5:23:35 PM |
businessbroker101 | $25.00 | 10/10/2012 5:27:29 PM |
Jimthemoo | $25.00 | 10/11/2012 4:07:40 AM |
klend4 | $25.00 | 10/11/2012 3:42:25 AM |
mover486 | $25.00 | 10/11/2012 6:03:52 AM |
jhernand17 | $25.00 | 10/11/2012 8:12:23 AM |
engrossing-responsibility0 | $39.00 | 10/11/2012 9:08:53 AM |
YeoLenderSource | $25.00 | 10/11/2012 9:36:43 AM |
robweiss | $50.00 | 10/11/2012 2:50:17 PM |
Skatingbear | $100.00 | 10/11/2012 11:02:34 AM |
1313mark1313 | $49.65 | 10/11/2012 12:50:39 PM |
dudebrah | $25.00 | 10/11/2012 3:12:16 PM |
credit-birch | $30.00 | 10/11/2012 10:14:08 PM |
ds5184 | $25.00 | 10/11/2012 10:22:31 PM |
truth-oath1 | $50.00 | 10/12/2012 6:07:53 AM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:01 PM |
quirky1981 | $25.00 | 10/12/2012 7:38:43 AM |
discostu | $25.00 | 10/11/2012 11:57:52 PM |
compatible-return120 | $25.00 | 10/12/2012 4:30:36 AM |
12Knocksinna | $25.00 | 10/12/2012 1:29:37 AM |
the-credit-maker | $38.00 | 10/12/2012 9:39:20 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:26 AM |
principal-cooker2 | $45.00 | 10/12/2012 9:56:18 AM |
blue-relentless-hope | $25.00 | 10/12/2012 10:11:57 AM |
sturdy-economy173 | $30.00 | 10/12/2012 9:54:48 AM |
kinder-credit-bear | $43.74 | 10/12/2012 10:36:53 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:43 AM |
friends-helping-friends | $25.00 | 10/12/2012 10:28:44 AM |
extraordinary-dollar7 | $25.00 | 10/12/2012 4:08:46 PM |
aarons34 | $25.00 | 10/12/2012 3:33:19 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:11 PM |
Winged_Inspirations | $25.00 | 10/12/2012 2:11:10 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
651690
This series of Notes was issued and sold upon the funding of the borrower loan #75966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,870.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $387.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 10 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,442 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| WorkPlay |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
680-699
(Aug-2008)
660-679
(Oct-2007)
680-699
(Aug-2007)
|
Principal balance:
| $3,756.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
This loan will be used to payoff one of my credit cards, I'm reducing my rovolving debt ratio to improve my credit score. I have an annual income of $202,000.00 with almost no debts. I have $42,105.00 in cash at banks. I am a good candidate for this loan because I have no late payments on my credit report, only recent inquiries because I looked into refinancing my house. Any questions are welcome.
Monthly net income: $ 16,660.00 Housing w/ Insurance Escrowed: $ 1,700.00 Auto Insurance: $ 60.00 Car expenses: $ 0.00 (paid off)
Utilities: $ 400.00 Phone, cable, internet: $ 45.00 (no cable television or home phone) Food, entertainment: $ 120.00 (live alone)
Clothing, household expenses: $ 0.00 (I don't require much of anything) Credit cards and other loans: $ 1,200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-high-five7 | $35.00 | 10/9/2012 5:01:32 PM |
kindness-fanatic | $25.00 | 10/9/2012 5:01:39 PM |
worth-blanket2 | $11,583.00 | 10/9/2012 5:01:53 PM |
trumpeter391 | $25.00 | 10/9/2012 5:05:28 PM |
proper-exchange8 | $50.00 | 10/9/2012 5:07:08 PM |
tolerant-responsibility051 | $677.00 | 10/9/2012 5:08:28 PM |
312-Lender | $100.00 | 10/9/2012 5:04:13 PM |
historic-value7 | $200.00 | 10/9/2012 5:06:28 PM |
tolerant-currency6 | $25.00 | 10/9/2012 5:07:55 PM |
jedi053 | $100.00 | 10/9/2012 5:02:19 PM |
global-invest-group | $25.00 | 10/9/2012 5:02:37 PM |
toblerone | $25.00 | 10/9/2012 5:03:47 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
651724
This series of Notes was issued and sold upon the funding of the borrower loan #76342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,636 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payout-driver6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2011)
|
Principal balance:
| $1,492.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate some debt and make some minor home repairs.
My financial situation:
I am a good candidate for this loan because... I have long term full time employment and have had a previous Prosper Loan which is paid through automatic payment from my direct deposit. I am a Police Officer and was injured off duty and was out of work for 1 year. I have been back to full time work for over 10 months now and am paying off some debt incurred during injury (medical, exc....)
Monthly net income: $6000
Monthly expenses: $
Housing: $1800
Insurance: $45
Car expenses: $0
Utilities: $200
Phone, cable, internet: $145
Food, entertainment: $750
Clothing, household expenses: $
Credit cards and other loans: $0 this loan will pay off all other revolving debt
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
XP | $30.00 | 10/9/2012 9:02:08 AM |
bid-czar8 | $100.00 | 10/9/2012 9:06:17 AM |
Whipster | $42.80 | 10/9/2012 9:07:03 AM |
phenomenal-rate1 | $500.00 | 10/9/2012 9:03:29 AM |
quantum_leap | $25.00 | 10/9/2012 9:04:24 AM |
Eminent_Endeavors | $26.00 | 10/9/2012 9:06:30 AM |
bazaar-tulip | $25.00 | 10/9/2012 9:01:42 AM |
Pasagam | $50.00 | 10/9/2012 9:02:16 AM |
adaptable-benefit6 | $25.00 | 10/9/2012 9:05:21 AM |
wonder3 | $25.00 | 10/9/2012 9:06:21 AM |
maldok1 | $25.00 | 10/9/2012 9:06:22 AM |
affluence-microscope2 | $200.00 | 10/9/2012 9:02:30 AM |
Asgardian | $25.00 | 10/9/2012 9:03:14 AM |
worth-blanket2 | $13,500.00 | 10/9/2012 9:05:05 AM |
scholarly-order6 | $25.00 | 10/9/2012 9:05:26 AM |
MoneyForNothing | $25.20 | 10/9/2012 9:04:56 AM |
scholarly-order6 | $100.00 | 10/9/2012 9:05:07 AM |
thorough-payout8 | $25.00 | 10/9/2012 9:06:07 AM |
real-return2 | $26.00 | 10/9/2012 9:03:53 AM |
vigorous-velocity | $200.00 | 10/9/2012 9:04:01 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
651726
This series of Notes was issued and sold upon the funding of the borrower loan #76328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
3 | Length of status: | 3y 7m |
Amount delinquent:
| $6,460 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $853 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-finder0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... catch up on debt.
My financial situation: PNC Bank
I am a good candidate for this loan because... I need to get my finances in order to avaoid foreclosure.
Monthly net income: $ 6500.00
Monthly expenses: $ 4300.00
Housing: $2153.00
Insurance: $430
Car expenses: $200
Utilities: $500
Phone, cable, internet: $130
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Weaverville | $25.00 | 10/10/2012 9:08:02 AM |
trade-goblin9 | $25.00 | 10/10/2012 9:24:05 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:56 AM |
california111 | $100.00 | 10/10/2012 1:16:37 PM |
spark548 | $100.00 | 10/10/2012 5:06:35 PM |
majestic-note6 | $150.00 | 10/10/2012 5:23:01 PM |
Nicedad72 | $25.00 | 10/10/2012 5:35:43 PM |
businessbroker101 | $25.00 | 10/10/2012 5:27:29 PM |
efficient-dollar888 | $35.00 | 10/10/2012 7:52:09 PM |
diplomatic-wealth7 | $25.00 | 10/10/2012 6:19:42 PM |
riveting-nickel0 | $37.05 | 10/10/2012 6:23:23 PM |
continental2 | $98.95 | 10/10/2012 7:27:15 PM |
payout-mongoose | $25.00 | 10/11/2012 4:07:17 AM |
farlik | $25.00 | 10/11/2012 6:39:51 AM |
newest-generous-income | $25.00 | 10/11/2012 2:18:40 AM |
Jimthemoo | $25.00 | 10/11/2012 4:08:23 AM |
907 | $25.00 | 10/11/2012 8:25:57 AM |
silver-promise2 | $25.00 | 10/11/2012 10:07:44 AM |
mpatrick | $75.00 | 10/11/2012 11:50:26 AM |
cp-family | $50.00 | 10/11/2012 10:17:39 AM |
gain-expert | $32.50 | 10/11/2012 2:39:29 PM |
coin-planet | $30.00 | 10/11/2012 12:54:32 PM |
Thoth_88 | $25.00 | 10/11/2012 2:01:44 PM |
power-bluebird2 | $25.00 | 10/11/2012 4:45:40 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:04 PM |
truth-oath1 | $50.00 | 10/12/2012 6:07:54 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:28 AM |
friends-helping-friends | $25.00 | 10/12/2012 10:28:45 AM |
extraordinary-dollar7 | $25.41 | 10/12/2012 10:31:43 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:45 AM |
digitaldan | $25.00 | 10/12/2012 8:21:37 PM |
CA-Lender | $25.00 | 10/13/2012 7:27:29 AM |
trade-goblin9 | $35.38 | 10/13/2012 10:41:36 AM |
momentous-point6 | $50.00 | 10/13/2012 10:30:00 AM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:05 AM |
ethical-truth211 | $100.00 | 10/10/2012 9:11:30 AM |
ethical-truth211 | $100.00 | 10/10/2012 9:11:54 AM |
vutah | $25.00 | 10/10/2012 9:49:18 AM |
Dubbs360 | $100.00 | 10/10/2012 11:58:07 AM |
open-minded-p2p1 | $25.00 | 10/10/2012 12:18:13 PM |
worthy-bid8 | $100.00 | 10/10/2012 5:41:43 PM |
jinx1016 | $25.00 | 10/10/2012 10:20:36 PM |
mover486 | $25.00 | 10/11/2012 6:03:53 AM |
loyalty-tuba0 | $29.39 | 10/11/2012 7:19:37 AM |
first-serene-credit | $25.00 | 10/10/2012 8:36:37 PM |
impala6464 | $25.00 | 10/10/2012 8:58:42 PM |
desertoasis | $25.00 | 10/11/2012 8:52:38 AM |
order-singularity430 | $100.00 | 10/10/2012 7:34:34 PM |
08bob | $25.00 | 10/11/2012 4:09:13 AM |
therealjeremy | $28.32 | 10/11/2012 5:55:29 AM |
maximus76 | $50.00 | 10/11/2012 7:31:48 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:36 AM |
Rogelio48 | $25.00 | 10/11/2012 8:57:24 AM |
unbeatable-credit1 | $50.00 | 10/11/2012 12:24:31 PM |
brightest-bonafide-deal | $25.00 | 10/11/2012 5:26:06 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:04 PM |
freedomlender | $25.00 | 10/12/2012 6:09:39 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:48 AM |
Jalebi | $50.00 | 10/12/2012 9:43:52 AM |
exponential-fairness2 | $25.00 | 10/12/2012 3:44:14 PM |
dollardave | $50.00 | 10/12/2012 4:36:55 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:13 PM |
Tighternbarkonatree | $25.00 | 10/13/2012 4:44:27 AM |
tolerant-dinero2 | $25.00 | 10/12/2012 8:58:17 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
651766
This series of Notes was issued and sold upon the funding of the borrower loan #76507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 45% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,140 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-integrity657 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off credit cards that were used to finance my business. Looking to pay them off faster with lower rates.
My financial situation:
I am a good candidate for this loan because...
I am able to make all my current debt payments on time. Just would like them paid off quicker with less interest.
Monthly net income: $34530
Monthly expenses: $
Housing: $450.00
Insurance: $100.00
Car expenses: $435.00
Utilities: $150.00
Phone, cable, internet: $40
Food, entertainment: 250
Clothing, household expenses: $75
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 10/8/2012 5:03:42 PM |
affluence-microscope2 | $200.00 | 10/8/2012 5:04:29 PM |
spark548 | $100.00 | 10/8/2012 5:09:36 PM |
Emgolda | $25.00 | 10/8/2012 5:14:07 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:13 PM |
j2ee | $50.00 | 10/8/2012 5:08:43 PM |
radiant-dollar9 | $200.00 | 10/8/2012 5:30:37 PM |
geuvera-capital | $25.00 | 10/8/2012 5:31:17 PM |
tech310 | $50.00 | 10/8/2012 5:19:14 PM |
vigorous-payment6 | $25.00 | 10/8/2012 5:35:04 PM |
peace-fixer8 | $25.00 | 10/8/2012 5:38:22 PM |
Gladglide | $25.00 | 10/8/2012 5:18:11 PM |
thrifty-generosity222 | $50.00 | 10/8/2012 5:25:05 PM |
dynamic-money271 | $47.00 | 10/8/2012 5:44:02 PM |
abundanceforever | $52.50 | 10/8/2012 5:22:07 PM |
return-exchanger355 | $100.00 | 10/8/2012 5:28:47 PM |
velocityasaurus-rex4 | $100.00 | 10/8/2012 5:29:06 PM |
supreme-treasure8 | $100.00 | 10/8/2012 5:25:22 PM |
WalnutCreekguy | $50.00 | 10/8/2012 5:26:57 PM |
dignified-truth7 | $200.00 | 10/8/2012 5:28:32 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:39 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:31:13 PM |
Budro | $50.00 | 10/8/2012 6:03:29 PM |
payout-paradise5 | $25.00 | 10/8/2012 6:05:08 PM |
revenue-tamer3 | $25.00 | 10/8/2012 6:10:33 PM |
wise-deal-panda | $100.00 | 10/8/2012 5:48:06 PM |
LeReve | $500.00 | 10/8/2012 5:39:52 PM |
leverage-sensai6 | $25.00 | 10/8/2012 5:53:17 PM |
reverent-finance79 | $27.00 | 10/8/2012 5:55:29 PM |
sensible-trade | $100.00 | 10/8/2012 5:58:38 PM |
0_0 | $25.00 | 10/8/2012 6:23:22 PM |
gold-sushi | $25.00 | 10/8/2012 5:49:45 PM |
Iamthewalrus | $25.00 | 10/8/2012 6:27:12 PM |
pensacolaborn | $25.00 | 10/8/2012 6:30:36 PM |
elegant-hope578 | $50.00 | 10/8/2012 6:15:40 PM |
moneylender25 | $25.00 | 10/8/2012 6:05:31 PM |
impressive-return173 | $50.00 | 10/8/2012 6:22:32 PM |
money-baron | $100.00 | 10/8/2012 6:29:10 PM |
heerzaquestion | $65.00 | 10/8/2012 6:16:47 PM |
p2pelstiltskin8 | $25.00 | 10/8/2012 6:17:53 PM |
durability-seahorse7 | $50.00 | 10/8/2012 6:28:04 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:34:18 PM |
worth-poblano9 | $57.00 | 10/8/2012 5:10:43 PM |
100units | $200.00 | 10/8/2012 5:17:17 PM |
dough-arrow0 | $200.00 | 10/8/2012 5:19:20 PM |
silver-enlightenment0 | $25.00 | 10/8/2012 5:19:29 PM |
BostonCapital | $100.00 | 10/8/2012 5:05:28 PM |
special-dinero553 | $25.00 | 10/8/2012 5:24:18 PM |
ethical-truth211 | $100.00 | 10/8/2012 5:16:43 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:23 PM |
houli123 | $25.00 | 10/8/2012 5:35:22 PM |
nickel-ferret | $25.00 | 10/8/2012 5:26:23 PM |
wise-virtuous-vigilance | $100.00 | 10/8/2012 5:27:27 PM |
richmondcowboy | $25.00 | 10/8/2012 5:28:10 PM |
principal-cooker2 | $50.00 | 10/8/2012 5:28:28 PM |
bright-idea11 | $25.00 | 10/8/2012 5:31:21 PM |
pierrelasvegas | $25.00 | 10/8/2012 5:24:54 PM |
enthusiastic-cash599 | $50.00 | 10/8/2012 5:38:14 PM |
haplender | $50.00 | 10/8/2012 5:31:57 PM |
octoberfresh | $25.00 | 10/8/2012 5:39:01 PM |
duty-viola | $35.00 | 10/8/2012 6:04:34 PM |
supreme-exchange547 | $25.00 | 10/8/2012 6:05:13 PM |
Thunderswan | $100.00 | 10/8/2012 5:35:53 PM |
first-pragmatic-power | $25.00 | 10/8/2012 6:14:40 PM |
Star_Witness | $25.00 | 10/8/2012 5:44:32 PM |
klippies | $25.00 | 10/8/2012 6:31:13 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:53 PM |
creative-generosity3 | $50.00 | 10/8/2012 6:03:23 PM |
Ray3486 | $25.00 | 10/8/2012 6:23:31 PM |
compoundinterest | $25.00 | 10/8/2012 6:32:38 PM |
bellaquito | $116.50 | 10/8/2012 6:37:20 PM |
zipemdown | $25.00 | 10/8/2012 6:37:06 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
651782
This series of Notes was issued and sold upon the funding of the borrower loan #76131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
10 | Length of status: | 6y 0m |
Amount delinquent:
| $2,635 |
Total credit lines:
| 17 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,712 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-speaker8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Consolidate bills
This loan will be used to...consolidte bills and put some extra in bank for 6 months.
My financial situation: Fair. My income has dropped this year due to economy
I am a good candidate for this loan because...I have restricted shares of HD Stock that will be fully vested in and I can sell at the end of March
Monthly net income: $5600
Monthly expenses: $ 5500
Housing: $2700
Insurance: $ 100
Car expenses: $750
Utilities: $200
Phone, cable, internet: $ 200
Food, entertainment: $300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $13,500.00 | 10/10/2012 9:04:31 AM |
bob450-roth | $25.00 | 10/10/2012 9:10:54 AM |
scholarly-order6 | $25.00 | 10/10/2012 9:08:51 AM |
historic-value7 | $200.00 | 10/10/2012 9:06:34 AM |
Weaverville | $25.00 | 10/10/2012 9:08:02 AM |
52digital | $75.00 | 10/10/2012 9:18:34 AM |
decisive-income7 | $995.00 | 10/10/2012 9:30:52 AM |
first-class-gold0 | $55.00 | 10/10/2012 9:05:57 AM |
jedi053 | $100.00 | 10/10/2012 9:26:40 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
651810
This series of Notes was issued and sold upon the funding of the borrower loan #76149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $278.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 8y 5m |
Amount delinquent:
| $92 |
Total credit lines:
| 28 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,402 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-compadre8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 10/10/2012 9:04:39 AM |
money-bauble | $100.00 | 10/10/2012 9:11:49 AM |
angelinvestor2 | $40.00 | 10/10/2012 9:12:28 AM |
return-exchanger355 | $100.00 | 10/10/2012 9:12:41 AM |
worth-blanket2 | $8,550.00 | 10/10/2012 9:06:16 AM |
selector568 | $300.00 | 10/10/2012 9:15:55 AM |
historic-value7 | $185.00 | 10/10/2012 9:22:21 AM |
janeybooboo | $75.00 | 10/10/2012 9:13:41 AM |
52digital | $75.00 | 10/10/2012 9:18:34 AM |
Weaverville | $25.00 | 10/10/2012 9:08:03 AM |
careful-vigilance4 | $25.00 | 10/10/2012 9:12:06 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
651870
This series of Notes was issued and sold upon the funding of the borrower loan #76077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $125.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,427 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| commanding-worth3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate all bills into one loan payment at a cheaper rate.
My financial situation:
I am a good candidate for this loan because I have a low debt to income ratio. I have started a pretty good financial portfolio as I have 15 thousand in my 401K and have an established stock purchase plan worth 2200 dollars.
Monthly net income: 2900
Monthly expenses:
Housing: Moved back in with Mom after 2 bad hip replacement surgeries
Insurance: $ 82.00
Car expenses: $ 371.00 One last payment due this month.
Utilities: $ 120.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 210.00 will be moved over into debit consolidation plan. Bringing this total down to 125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $500.00 | 10/10/2012 9:10:21 AM |
scholarly-order6 | $25.00 | 10/10/2012 9:11:17 AM |
trade-goblin9 | $200.00 | 10/10/2012 9:19:28 AM |
handy-justice | $50.00 | 10/10/2012 9:08:21 AM |
zipemdown | $25.00 | 10/10/2012 9:43:43 AM |
open-minded-p2p1 | $25.00 | 10/10/2012 9:28:14 AM |
reasonable_usury | $50.00 | 10/10/2012 9:13:05 AM |
decisive-income7 | $1,825.00 | 10/10/2012 9:50:07 AM |
BankofRon_IRA | $100.00 | 10/10/2012 9:39:38 AM |
janeybooboo | $50.00 | 10/10/2012 9:11:08 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:56 AM |
52digital | $75.00 | 10/10/2012 9:18:34 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
651872
This series of Notes was issued and sold upon the funding of the borrower loan #76053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $842.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,310 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-payment-starter |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card accounts into one single set payment each month. I am currently making each of my credit card payments on time each month with no problems or delinquencies. By consolidating it will not only save me the additional interest but also the added effort of keeping track of which is due on what date.
My financial situation:
I am a good candidate for this loan because I have a stable career as cardiac RN at a hospital that I love working at and have been responsible with paying all credit card bills on time. I can already afford making my previous payments and will continue to do the same when it is consolidated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:28 PM |
unrivaled-deal676 | $50.00 | 10/10/2012 5:13:12 PM |
special-dinero553 | $25.00 | 10/10/2012 5:15:51 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:34 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:52 PM |
indomitable-coin | $25.00 | 10/10/2012 5:22:09 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:27 PM |
marketplace-singularity3 | $45.00 | 10/10/2012 5:09:41 PM |
silver-explorer6 | $25.00 | 10/10/2012 5:21:51 PM |
Arvicco | $400.00 | 10/10/2012 5:25:51 PM |
CreditBuilder2 | $25.01 | 10/10/2012 5:44:10 PM |
entertaining-revenue4 | $50.00 | 10/10/2012 5:36:40 PM |
joecool1981 | $250.00 | 10/10/2012 6:43:22 PM |
bellaquito | $500.00 | 10/10/2012 7:34:05 PM |
intuitive-benefit3 | $100.00 | 10/10/2012 6:19:56 PM |
andyb9 | $25.00 | 10/10/2012 7:36:55 PM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:50 PM |
Vegasjim | $25.00 | 10/10/2012 6:52:16 PM |
leverage-galleon | $30.00 | 10/10/2012 9:34:05 PM |
benefit-thunder0 | $25.00 | 10/10/2012 8:39:17 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:09 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:37 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:20 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:29 AM |
etraboulay | $50.00 | 10/11/2012 10:58:28 AM |
kenji4861 | $25.00 | 10/11/2012 11:08:53 AM |
spawn5150 | $25.00 | 10/12/2012 9:01:46 AM |
california111 | $100.00 | 10/12/2012 10:03:29 AM |
andycheb | $50.00 | 10/12/2012 10:25:48 AM |
trumpeter391 | $25.00 | 10/12/2012 9:09:25 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:46 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:49 AM |
enthralling-investment | $25.00 | 10/12/2012 11:32:28 AM |
heatherwood | $25.00 | 10/12/2012 12:43:36 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:06 PM |
dignified-truth7 | $200.00 | 10/12/2012 12:17:54 PM |
mjcareful | $65.00 | 10/12/2012 1:18:40 PM |
payment-associate5 | $100.00 | 10/12/2012 12:16:56 PM |
jcttjg | $25.00 | 10/12/2012 3:31:00 PM |
kind-wealth-pumpkin | $50.00 | 10/12/2012 4:24:43 PM |
IP | $25.00 | 10/12/2012 5:27:12 PM |
benefit-banshee | $25.00 | 10/12/2012 3:23:08 PM |
affluence-tycoon | $25.00 | 10/12/2012 5:43:39 PM |
Menntu | $100.00 | 10/12/2012 4:11:47 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:46:14 PM |
loyalty-hornet6 | $25.00 | 10/12/2012 5:27:08 PM |
scrappy-leverage6 | $25.00 | 10/12/2012 5:32:11 PM |
excellent-funds649 | $50.00 | 10/12/2012 5:43:54 PM |
Emgolda | $25.00 | 10/12/2012 6:20:43 PM |
first-graceful-contract | $25.00 | 10/12/2012 9:14:29 PM |
Longstreet47 | $25.00 | 10/12/2012 6:34:06 PM |
dollar-idol7 | $33.00 | 10/12/2012 6:54:12 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:16 PM |
liberty-point | $32.70 | 10/13/2012 8:50:38 AM |
tough-integrity034 | $25.00 | 10/13/2012 9:31:02 AM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:43 AM |
success1001 | $100.00 | 10/13/2012 2:04:54 AM |
evilkats | $50.00 | 10/12/2012 8:54:25 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:33 PM |
Oakland | $100.00 | 10/13/2012 11:46:21 AM |
return-phase9 | $25.00 | 10/13/2012 6:58:30 AM |
the-profit-oracle | $25.00 | 10/13/2012 7:22:19 AM |
BeanCownter | $25.36 | 10/13/2012 7:30:59 AM |
systematic-loan | $25.00 | 10/13/2012 9:04:11 AM |
MasterTech33 | $30.00 | 10/13/2012 7:38:15 AM |
dime-vista2 | $25.00 | 10/13/2012 11:45:07 AM |
rate-mogul | $50.00 | 10/13/2012 12:02:15 PM |
dollars4debts | $25.00 | 10/13/2012 8:07:34 AM |
golden-cat | $25.00 | 10/13/2012 12:08:03 PM |
blissful-openness8 | $100.00 | 10/13/2012 9:19:24 AM |
commerce-web5 | $25.00 | 10/13/2012 1:07:21 PM |
credit-maple | $25.00 | 10/13/2012 1:08:09 PM |
wigglesworth4 | $98.00 | 10/13/2012 1:25:29 PM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:10 PM |
DadWarbucks | $25.00 | 10/13/2012 12:23:10 PM |
chac | $173.24 | 10/13/2012 3:48:29 PM |
life-is-great | $25.00 | 10/13/2012 1:03:30 PM |
new-truth-chuckler | $33.00 | 10/13/2012 12:28:01 PM |
power-defender7 | $40.00 | 10/13/2012 6:35:05 PM |
ready-bid9 | $29.00 | 10/13/2012 12:46:59 PM |
generous-deal6 | $25.00 | 10/13/2012 7:41:39 PM |
truth-boomarang | $100.00 | 10/13/2012 12:51:41 PM |
openness-revolutionary567 | $33.00 | 10/13/2012 10:59:28 PM |
hyperdrive566 | $31.17 | 10/14/2012 2:43:19 AM |
DirtyJenga | $25.00 | 10/13/2012 1:22:45 PM |
golden-market2 | $100.00 | 10/14/2012 6:57:44 AM |
gristle_mcthornbody | $25.00 | 10/13/2012 2:07:49 PM |
whitegold24k | $150.00 | 10/13/2012 2:46:56 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:09 AM |
banker34 | $25.00 | 10/13/2012 7:32:43 PM |
quick | $50.00 | 10/14/2012 9:51:16 AM |
silver-dogwood4 | $25.00 | 10/14/2012 10:10:26 AM |
rcj1411 | $25.00 | 10/13/2012 4:16:54 PM |
Razor129 | $28.42 | 10/13/2012 5:35:15 PM |
wise_investor | $100.00 | 10/13/2012 6:17:05 PM |
dschless | $25.00 | 10/14/2012 6:54:23 AM |
dough-dreams8 | $500.00 | 10/14/2012 7:15:09 AM |
bold-unique-benjamins | $75.00 | 10/14/2012 12:25:37 PM |
EvalCrux | $50.00 | 10/14/2012 12:31:44 PM |
decisive-silver9 | $25.00 | 10/13/2012 9:12:01 PM |
LesPaul1 | $25.00 | 10/14/2012 11:34:28 AM |
silver-ectasy1 | $54.14 | 10/14/2012 2:06:26 PM |
foldingbenny2 | $40.00 | 10/14/2012 2:40:33 PM |
awesome-generosity4 | $25.00 | 10/14/2012 3:11:57 PM |
supersarah61 | $27.16 | 10/14/2012 3:38:29 PM |
29Palms | $75.00 | 10/14/2012 11:03:28 AM |
InspireLife | $25.00 | 10/14/2012 4:21:57 PM |
FWF-kinetic | $50.00 | 10/14/2012 12:54:40 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:11 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:38 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:40 PM |
new-ore-venture | $75.00 | 10/14/2012 9:20:19 PM |
longcall | $100.00 | 10/14/2012 9:31:32 PM |
transparency-gondola5 | $25.00 | 10/14/2012 4:42:50 PM |
toomanyfishtanks | $50.00 | 10/14/2012 1:57:35 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:55 PM |
investment-comet | $25.00 | 10/15/2012 7:09:15 AM |
bright-idea11 | $25.00 | 10/14/2012 3:34:48 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:48:49 PM |
sam-dog-dew | $25.00 | 10/14/2012 6:29:39 PM |
Arpad | $60.00 | 10/14/2012 8:12:09 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:38 AM |
agalt | $65.00 | 10/15/2012 7:43:24 AM |
Spinache | $100.00 | 10/15/2012 7:57:56 AM |
luckyldy | $50.00 | 10/15/2012 8:04:31 AM |
amchi | $50.00 | 10/15/2012 5:15:38 AM |
best-hope-goat | $25.00 | 10/15/2012 8:41:37 AM |
jhernand17 | $25.00 | 10/15/2012 8:44:00 AM |
worth-poblano9 | $200.00 | 10/15/2012 9:33:15 AM |
misterhobbs | $25.00 | 10/15/2012 9:34:28 AM |
ujiba | $50.00 | 10/15/2012 9:04:48 AM |
tender-fund1 | $100.00 | 10/15/2012 8:40:54 AM |
revmax | $25.00 | 10/15/2012 9:50:41 AM |
nickel-alien | $50.00 | 10/15/2012 10:00:31 AM |
hawaiiangirl76 | $25.00 | 10/15/2012 9:35:32 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:29 AM |
pharmkid21 | $25.00 | 10/15/2012 10:17:46 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:04 AM |
shaps | $25.00 | 10/15/2012 10:25:40 AM |
ktfritz | $25.00 | 10/15/2012 10:06:27 AM |
sankyu | $100.00 | 10/15/2012 10:10:52 AM |
enthusiastic-cash599 | $50.00 | 10/15/2012 9:50:30 AM |
slimof37 | $25.00 | 10/15/2012 9:51:32 AM |
coolgenner | $25.00 | 10/15/2012 9:54:26 AM |
postalwhiz | $25.00 | 10/15/2012 11:50:32 AM |
gold-disk | $25.00 | 10/15/2012 12:53:42 PM |
dukeiyer | $25.00 | 10/15/2012 11:01:56 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:06:06 AM |
delicious-value973 | $100.00 | 10/15/2012 3:24:50 PM |
fuzed | $50.00 | 10/15/2012 12:36:08 PM |
oracle3 | $50.00 | 10/15/2012 1:44:28 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:56 PM |
RiskAdverse | $25.00 | 10/15/2012 1:23:10 PM |
Retired_Senior | $28.00 | 10/15/2012 5:04:30 PM |
Katzenjammer | $35.00 | 10/15/2012 3:13:58 PM |
velocity-haven3 | $25.00 | 10/15/2012 3:43:47 PM |
moneytolend72 | $25.00 | 10/15/2012 4:22:44 PM |
first-careful-currency | $75.00 | 10/15/2012 5:02:51 PM |
commanding-treasure2 | $75.00 | 10/15/2012 5:15:35 PM |
pleasant-benjamins6 | $100.00 | 10/15/2012 5:17:27 PM |
chilandman | $50.00 | 10/15/2012 5:07:34 PM |
trade-boots1 | $34.00 | 10/15/2012 5:07:53 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:31 PM |
benevolent-marketplace4 | $266.25 | 10/15/2012 5:23:56 PM |
flo_rida | $100.00 | 10/15/2012 5:21:21 PM |
mschoenf | $100.00 | 10/15/2012 5:17:09 PM |
imogen22 | $50.00 | 10/10/2012 5:12:53 PM |
lionheart722 | $100.00 | 10/10/2012 5:03:51 PM |
marketplace-pinnacle964 | $25.00 | 10/10/2012 5:18:59 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:15 PM |
windguy | $50.00 | 10/10/2012 5:24:35 PM |
jedi053 | $100.00 | 10/10/2012 5:26:48 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:32 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:42 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:17 PM |
jubilant-capital1 | $25.00 | 10/10/2012 7:08:48 PM |
Detour11 | $25.00 | 10/10/2012 8:34:48 PM |
first-serene-credit | $25.00 | 10/10/2012 8:35:41 PM |
enchanted-investment447 | $100.00 | 10/11/2012 8:33:56 AM |
revenue-carnation043 | $25.00 | 10/11/2012 9:01:18 AM |
DarkInvestor | $27.00 | 10/11/2012 11:11:45 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:32 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:19 PM |
BMerrick | $25.00 | 10/11/2012 2:25:13 PM |
bankdaddy | $30.00 | 10/11/2012 7:05:56 PM |
finder61 | $25.00 | 10/11/2012 8:20:49 PM |
currency-balancer | $25.00 | 10/12/2012 9:15:51 AM |
thrifty-transaction578 | $25.00 | 10/12/2012 9:26:34 AM |
Jalebi | $50.00 | 10/12/2012 9:43:54 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:28 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:08 AM |
hitsman | $50.00 | 10/12/2012 10:50:33 AM |
prudent-dough458 | $25.00 | 10/12/2012 9:37:50 AM |
spruce212 | $25.00 | 10/12/2012 11:44:53 AM |
phenomenal-rate1 | $500.00 | 10/12/2012 12:06:15 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:38 PM |
currency-fan9 | $50.00 | 10/12/2012 12:13:59 PM |
skillful-justice879 | $25.00 | 10/12/2012 12:21:12 PM |
spirit07a | $100.00 | 10/12/2012 10:33:24 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:24:59 PM |
greenback-drummer9 | $50.00 | 10/12/2012 3:37:26 PM |
compatible-deal9 | $50.00 | 10/12/2012 11:12:47 AM |
witty-hope4 | $100.00 | 10/12/2012 12:14:28 PM |
bent300 | $50.00 | 10/12/2012 1:00:54 PM |
titan2 | $25.00 | 10/12/2012 1:23:40 PM |
joyous-platinum965 | $25.00 | 10/12/2012 2:20:07 PM |
misit | $25.00 | 10/12/2012 3:03:15 PM |
Patter256 | $25.00 | 10/12/2012 6:02:36 PM |
rustysailor | $25.00 | 10/12/2012 6:30:25 PM |
Castellan | $43.00 | 10/12/2012 5:17:49 PM |
Taxman44 | $25.00 | 10/12/2012 5:47:37 PM |
brightest-listing-scrutinzer | $50.00 | 10/12/2012 5:48:21 PM |
joyful-yield3 | $30.00 | 10/12/2012 5:59:35 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:09 PM |
w3alter | $50.00 | 10/12/2012 5:40:55 PM |
sturdy-fairness0 | $35.00 | 10/12/2012 5:48:18 PM |
continental2 | $100.00 | 10/12/2012 7:38:19 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:27 AM |
hope-pudding0 | $183.14 | 10/13/2012 8:03:15 AM |
wdworld | $75.00 | 10/12/2012 11:32:39 PM |
economy-popcorn | $25.00 | 10/13/2012 8:36:35 AM |
kind-exchange-association | $25.58 | 10/12/2012 11:43:32 PM |
mdv | $25.00 | 10/13/2012 11:04:17 AM |
birchbark86 | $25.00 | 10/13/2012 6:44:43 AM |
Solid-Platinum | $25.00 | 10/12/2012 11:12:34 PM |
Skulljocky | $25.00 | 10/13/2012 12:10:21 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:19 AM |
treasure-bliss | $100.00 | 10/13/2012 4:46:39 AM |
Wu_Minghua | $25.00 | 10/13/2012 5:56:12 AM |
forthright-trade | $35.00 | 10/13/2012 11:16:03 AM |
historic-balance5 | $50.00 | 10/13/2012 12:01:43 PM |
zxw | $25.00 | 10/13/2012 8:25:25 AM |
keen-credit6 | $28.00 | 10/13/2012 8:31:43 AM |
HamachiMan | $50.00 | 10/13/2012 12:07:15 PM |
MadHun | $200.00 | 10/13/2012 1:03:33 PM |
groovy-watanabe | $25.00 | 10/13/2012 1:10:27 PM |
mvalley | $25.00 | 10/13/2012 12:20:22 PM |
wonderous-truth6 | $25.00 | 10/13/2012 1:16:19 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:20 PM |
subtle-social4 | $25.00 | 10/13/2012 1:21:23 PM |
meenan | $25.00 | 10/13/2012 1:34:31 PM |
dinero-speaker | $25.00 | 10/13/2012 12:04:38 PM |
icchok | $50.00 | 10/13/2012 12:25:20 PM |
Investoman | $25.00 | 10/13/2012 1:09:02 PM |
american6 | $50.00 | 10/13/2012 12:27:00 PM |
ErsatzMike | $25.00 | 10/13/2012 12:28:24 PM |
awe-inspiring-commitment972 | $50.00 | 10/13/2012 12:40:33 PM |
ianakacg | $25.00 | 10/13/2012 1:41:08 PM |
xtrabuck | $100.00 | 10/13/2012 7:03:42 PM |
SamyFromRI | $25.00 | 10/13/2012 7:23:40 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:18 PM |
charlesdumar7 | $25.00 | 10/13/2012 2:10:06 PM |
hopethisworks | $25.00 | 10/13/2012 1:03:24 PM |
creative-worth2 | $25.00 | 10/13/2012 10:04:51 PM |
TWINS_CLUB | $50.00 | 10/13/2012 3:53:46 PM |
TWINS_CLUB | $50.00 | 10/13/2012 4:11:32 PM |
peso-mate | $50.00 | 10/14/2012 5:24:52 AM |
the-payout-enclave | $26.25 | 10/13/2012 4:48:37 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:07 AM |
Ocean713 | $75.00 | 10/13/2012 6:39:17 PM |
loanprosper | $25.00 | 10/14/2012 8:41:10 AM |
ethicalhumanist | $100.00 | 10/13/2012 2:31:39 PM |
Sixmil | $100.00 | 10/14/2012 9:04:02 AM |
peso-dancer3 | $25.00 | 10/14/2012 9:13:18 AM |
capital-blueberry | $25.00 | 10/13/2012 7:23:46 PM |
quick | $50.00 | 10/14/2012 9:44:12 AM |
anacent | $50.00 | 10/13/2012 4:05:37 PM |
Voracious_Trees | $25.00 | 10/14/2012 12:01:15 PM |
georgethesir | $50.00 | 10/13/2012 5:42:56 PM |
bonafide-cash | $100.00 | 10/13/2012 6:22:01 PM |
ConcreteOne | $25.00 | 10/14/2012 6:58:31 AM |
student17354 | $30.00 | 10/14/2012 7:42:24 AM |
Ocean713 | $75.00 | 10/13/2012 7:25:30 PM |
unflappable-pound3 | $100.00 | 10/13/2012 8:12:52 PM |
p2p-gala | $25.00 | 10/13/2012 11:13:27 PM |
orbital-transparency | $25.00 | 10/13/2012 11:19:23 PM |
intelligent-treasure075 | $25.41 | 10/14/2012 10:37:20 AM |
elated-wealth876 | $100.00 | 10/14/2012 3:58:31 AM |
bonus-rotation1 | $150.00 | 10/14/2012 10:52:34 AM |
runfree | $50.00 | 10/14/2012 8:46:36 AM |
credit-high-five8 | $25.00 | 10/14/2012 3:25:57 PM |
point653 | $25.00 | 10/14/2012 12:18:42 PM |
Crystalprop | $25.00 | 10/14/2012 12:27:46 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:46 PM |
capital-web7 | $50.00 | 10/14/2012 4:22:59 PM |
loyalty-blackberry2 | $139.87 | 10/14/2012 4:35:50 PM |
hopeful-silver5 | $58.28 | 10/14/2012 5:16:12 PM |
vertigo2x | $25.00 | 10/14/2012 7:53:58 PM |
fight4whatsright | $25.00 | 10/14/2012 1:53:11 PM |
wach | $25.00 | 10/14/2012 11:25:31 PM |
sensible-order2 | $432.55 | 10/14/2012 3:43:47 PM |
tough-cash4 | $25.89 | 10/15/2012 6:22:29 AM |
Sealwrangler | $200.00 | 10/14/2012 4:04:47 PM |
upbeat-investment9 | $50.00 | 10/14/2012 4:43:25 PM |
asset-reaction | $50.00 | 10/15/2012 8:41:35 AM |
order-gondola | $25.00 | 10/14/2012 5:47:28 PM |
theloanteacher | $25.00 | 10/14/2012 9:15:26 PM |
Digger85 | $200.00 | 10/14/2012 6:08:43 PM |
marketplace-cello5 | $25.00 | 10/15/2012 9:05:51 AM |
coin-sherpa | $25.00 | 10/15/2012 4:18:16 AM |
antlr | $25.00 | 10/15/2012 5:21:57 AM |
jdtv | $25.00 | 10/14/2012 11:17:17 PM |
hereyugo | $80.08 | 10/15/2012 7:40:16 AM |
benefit-lyrics9 | $25.00 | 10/15/2012 8:06:05 AM |
j2ee | $50.00 | 10/15/2012 9:31:47 AM |
YampaQuant | $25.00 | 10/15/2012 6:36:41 AM |
newest-payment-trapper | $62.50 | 10/15/2012 9:34:27 AM |
dough-tsunami2 | $50.00 | 10/15/2012 6:57:03 AM |
hope-percolator8 | $50.00 | 10/15/2012 9:38:01 AM |
important-gold5 | $25.00 | 10/15/2012 9:13:39 AM |
shawndw | $25.00 | 10/15/2012 9:44:51 AM |
truth-poplar | $25.00 | 10/15/2012 8:43:58 AM |
Approved1234 | $25.00 | 10/15/2012 8:51:33 AM |
perfectly_marvelous | $25.00 | 10/15/2012 9:24:52 AM |
order-tamale | $400.00 | 10/15/2012 9:29:29 AM |
PhalanxBulldog | $25.00 | 10/15/2012 9:29:52 AM |
opportunity85 | $25.00 | 10/15/2012 9:06:42 AM |
LeReve | $500.00 | 10/15/2012 9:52:01 AM |
finance-assembler | $50.00 | 10/15/2012 9:10:41 AM |
dc_lobster | $25.00 | 10/15/2012 9:59:01 AM |
Plutis | $25.00 | 10/15/2012 9:34:49 AM |
rickp | $25.00 | 10/15/2012 9:11:48 AM |
zassociate | $200.00 | 10/15/2012 9:36:39 AM |
asset-conqueror6 | $25.00 | 10/15/2012 9:27:11 AM |
loan-mole8 | $25.00 | 10/15/2012 9:42:44 AM |
vb3jmg | $41.00 | 10/15/2012 9:44:59 AM |
leonparte | $25.00 | 10/15/2012 9:46:51 AM |
botfolio | $300.00 | 10/15/2012 10:15:39 AM |
GreatReturnForYou | $25.00 | 10/15/2012 10:20:43 AM |
KeepOnRunning | $100.00 | 10/15/2012 9:54:25 AM |
bill-appraiser7 | $25.00 | 10/15/2012 10:10:32 AM |
standanddeliver | $50.00 | 10/15/2012 9:50:52 AM |
McMoney11 | $25.00 | 10/15/2012 10:44:12 AM |
zzztimbo | $25.00 | 10/15/2012 9:51:59 AM |
pwkpwk | $25.00 | 10/15/2012 10:59:37 AM |
finance-coyote3 | $1,000.00 | 10/15/2012 9:53:51 AM |
transparency-game-changer0 | $43.00 | 10/15/2012 9:55:31 AM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:52 AM |
WhiteInvestor | $27.00 | 10/15/2012 11:14:47 AM |
credit-meteor7 | $250.00 | 10/15/2012 10:36:24 AM |
helpinghand63 | $25.00 | 10/15/2012 10:14:47 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:41 AM |
Polarbearmarket | $50.00 | 10/15/2012 3:15:43 PM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:45 AM |
Fonthill | $500.00 | 10/15/2012 11:06:45 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:31 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:13 AM |
maldok1 | $25.00 | 10/15/2012 5:02:28 PM |
pdub | $750.00 | 10/15/2012 5:03:48 PM |
nyjeeee | $25.00 | 10/15/2012 1:26:52 PM |
penny-firestarter | $25.00 | 10/15/2012 1:36:26 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:00 PM |
brightest-bid-mermaid | $100.00 | 10/15/2012 2:58:31 PM |
pious-currency875 | $100.00 | 10/15/2012 5:08:07 PM |
return-aurora853 | $500.00 | 10/15/2012 5:18:24 PM |
mulberry4 | $37.00 | 10/15/2012 5:12:56 PM |
RocketSurgeon | $25.00 | 10/15/2012 5:14:58 PM |
357 Investments
|
Borrower Payment Dependent Notes Series
651948
This series of Notes was issued and sold upon the funding of the borrower loan #76448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $300.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 28% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,950 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| wealth-dolphin621 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because...I have good credit. I plan on paying loan off early if possible. Looking to consolidate recent credit card debt into one payment.
Monthly net income: $2964.00
Monthly expenses: $
Housing: $400.00
Insurance: $95.00
Car expenses: $391.00
Utilities: 50
Phone, cable, internet: $100.00
Food, entertainment: $400.00
Clothing, household expenses: $100
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $31.32 | 10/10/2012 9:02:06 AM |
Weaverville | $25.00 | 10/10/2012 9:08:04 AM |
ethical-truth211 | $200.00 | 10/10/2012 9:09:09 AM |
angelinvestor2 | $40.00 | 10/10/2012 9:12:29 AM |
CA-Lender | $25.00 | 10/10/2012 9:02:48 AM |
janeybooboo | $75.00 | 10/10/2012 9:10:44 AM |
_NaLNaBB | $250.00 | 10/10/2012 9:10:43 AM |
integrity-reactor4 | $100.00 | 10/10/2012 9:57:05 AM |
money-bauble | $75.00 | 10/10/2012 9:11:50 AM |
pound-mushroom3 | $25.00 | 10/10/2012 10:09:55 AM |
cr8on | $75.00 | 10/10/2012 10:03:54 AM |
octoberfresh | $25.00 | 10/10/2012 9:51:13 AM |
intuitive-benefit3 | $100.00 | 10/10/2012 10:27:33 AM |
UltimateWill | $25.00 | 10/10/2012 11:27:43 AM |
unbelievable-diversification8 | $25.00 | 10/10/2012 10:58:47 AM |
gentle-generosity822 | $25.00 | 10/10/2012 11:02:41 AM |
commerce-venture1 | $25.00 | 10/10/2012 12:29:01 PM |
Phalanx | $25.00 | 10/10/2012 11:15:31 AM |
Dubbs360 | $200.00 | 10/10/2012 10:47:49 AM |
Index_Plus | $5,000.00 | 10/10/2012 2:24:55 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 10:56:18 AM |
Boca | $50.00 | 10/10/2012 3:40:25 PM |
american6 | $50.00 | 10/10/2012 11:02:31 AM |
gravbox | $25.00 | 10/10/2012 11:20:10 AM |
listing-vista | $50.00 | 10/10/2012 3:10:22 PM |
enchanted-note | $25.00 | 10/10/2012 5:09:29 PM |
mar97 | $25.00 | 10/10/2012 5:14:03 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:50 PM |
historic-value7 | $200.00 | 10/10/2012 5:11:53 PM |
imogen22 | $50.00 | 10/10/2012 5:13:14 PM |
mmills1220 | $25.00 | 10/10/2012 5:14:18 PM |
moremax | $150.00 | 10/10/2012 12:15:58 PM |
best-bonafide-p2p | $25.00 | 10/10/2012 9:08:44 AM |
urbane-income7 | $25.00 | 10/10/2012 9:16:10 AM |
entertaining-revenue4 | $50.00 | 10/10/2012 9:02:38 AM |
one-midas | $35.00 | 10/10/2012 9:33:39 AM |
Bob450 | $25.00 | 10/10/2012 9:03:19 AM |
trade-goblin9 | $25.00 | 10/10/2012 9:18:16 AM |
cash-mad-scientist3 | $25.00 | 10/10/2012 9:48:32 AM |
mikrolown | $25.00 | 10/10/2012 9:32:05 AM |
FortuneFund | $50.00 | 10/10/2012 9:56:59 AM |
reasonable_usury | $100.00 | 10/10/2012 9:11:39 AM |
return-exchanger355 | $100.00 | 10/10/2012 9:12:42 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:12 AM |
jedi053 | $100.00 | 10/10/2012 9:26:41 AM |
houli123 | $55.00 | 10/10/2012 10:50:24 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:46 AM |
I_Like_to_Invest | $25.00 | 10/10/2012 10:38:00 AM |
community-burrito9 | $35.00 | 10/10/2012 10:53:02 AM |
aesop56 | $25.00 | 10/10/2012 10:23:47 AM |
ingenious-deal6 | $25.00 | 10/10/2012 10:31:34 AM |
deal-selector5 | $25.00 | 10/10/2012 3:03:04 PM |
nimcha | $50.00 | 10/10/2012 4:35:17 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:21:59 PM |
LeReve | $500.00 | 10/10/2012 5:26:32 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:14 PM |
tech310 | $50.00 | 10/10/2012 5:18:54 PM |
windguy | $50.00 | 10/10/2012 5:25:21 PM |
Arvicco | $400.00 | 10/10/2012 5:26:08 PM |
MI2 | $1,728.68 | 10/10/2012 5:33:55 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
652012
This series of Notes was issued and sold upon the funding of the borrower loan #76718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 42% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 19y 4m |
Amount delinquent:
| $4,789 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $123,531 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurous-exchange8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $16,625.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
660-679
(Nov-2009)
660-679
(Oct-2009)
|
Principal balance:
| $7,022.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Consolidate and move forward
Purpose of loan:
This loan will be used to payoff revolving debt and continue debt reduction efforts
My financial situation:
I am a good candidate for this loan because I have long standing employment with large company and make my payments on time, including one paid off prosper loan. Same house/same job since 1993. Reduced lines and raised rates due to credit crunch, combined with getting one child through college, has contributed to a score I am continually working to improve! Just finished child support and ready to "get er done". House Value $355,000.
Monthly net income: $7092 Personal > $10K Household
Monthly expenses: $7384
Housing: $2717
Insurance: $154
Car expenses: $323
Utilities: $325
Phone, cable, internet: $265
Food, entertainment: $500
Clothing, household expenses: $120
Credit cards and other loans: $3305
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
flexible-trade4 has invested a total of
$60.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/11/2012 7:42:10 AM |
felicity-contributor3 | $25.00 | 10/10/2012 5:01:44 PM |
gentle-generosity822 | $25.00 | 10/10/2012 5:01:54 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:05:07 PM |
spark548 | $100.00 | 10/10/2012 5:06:28 PM |
prescription0 | $25.00 | 10/10/2012 5:07:27 PM |
top-gold-library | $25.00 | 10/10/2012 5:07:40 PM |
transparency-river1 | $750.00 | 10/10/2012 5:09:46 PM |
bid-banjo3 | $100.00 | 10/10/2012 5:11:43 PM |
cash-reaction2 | $25.00 | 10/10/2012 5:13:10 PM |
vutah | $35.00 | 10/10/2012 5:13:29 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:50 PM |
nodebtin3 | $26.00 | 10/10/2012 5:07:19 PM |
durability-seahorse7 | $50.00 | 10/10/2012 5:07:43 PM |
tolerant-currency6 | $25.00 | 10/10/2012 5:19:56 PM |
rysil | $35.00 | 10/10/2012 5:20:21 PM |
1randyp | $25.00 | 10/10/2012 5:09:38 PM |
jamiee73 | $25.00 | 10/10/2012 5:21:12 PM |
rescue | $94.00 | 10/10/2012 5:12:17 PM |
friendly-gold | $25.00 | 10/10/2012 5:24:19 PM |
robust-diversification3 | $50.00 | 10/10/2012 5:25:36 PM |
systematic-listing2 | $25.00 | 10/10/2012 5:02:29 PM |
Feyenoord | $30.00 | 10/10/2012 5:05:12 PM |
moneylender25 | $25.00 | 10/10/2012 5:16:03 PM |
trade-boots1 | $100.00 | 10/10/2012 5:06:01 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:31 PM |
Money4Friends | $25.00 | 10/10/2012 5:18:20 PM |
Sibelius2 | $25.00 | 10/10/2012 5:37:47 PM |
zipemdown | $25.00 | 10/10/2012 5:38:56 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:09 PM |
productive-ore | $25.00 | 10/10/2012 5:21:32 PM |
davisfl | $25.00 | 10/10/2012 5:42:38 PM |
responsive-principal8 | $25.00 | 10/10/2012 5:43:07 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:18 PM |
TheHillsAreAlive | $25.00 | 10/10/2012 5:44:33 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:22 PM |
majestic-note6 | $200.00 | 10/10/2012 5:22:47 PM |
musegaze | $50.00 | 10/10/2012 5:11:21 PM |
brainy-return234 | $25.00 | 10/10/2012 5:11:50 PM |
the-respectful-transaction | $25.00 | 10/10/2012 5:45:50 PM |
jazzlender | $25.00 | 10/10/2012 5:24:06 PM |
thrifty-capital | $27.00 | 10/10/2012 5:46:38 PM |
Frenchynh | $25.00 | 10/10/2012 5:48:19 PM |
mikbos | $25.00 | 10/10/2012 5:15:53 PM |
LeReve | $500.00 | 10/10/2012 5:27:10 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:16:51 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:17:57 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:52 PM |
brightest-organized-balance | $25.00 | 10/10/2012 5:34:36 PM |
moola-flag4 | $25.00 | 10/10/2012 6:05:18 PM |
chkrvrty | $50.00 | 10/10/2012 5:42:18 PM |
AAnderson1750 | $200.00 | 10/10/2012 5:44:22 PM |
credible-responsibility022 | $25.00 | 10/10/2012 6:13:37 PM |
leverage-sensai6 | $25.00 | 10/10/2012 6:14:03 PM |
saffron4 | $25.00 | 10/10/2012 6:15:50 PM |
authoritative-platinum7 | $50.00 | 10/10/2012 6:18:09 PM |
unassailable-funds754 | $25.00 | 10/10/2012 5:49:48 PM |
nodrivelpls | $25.00 | 10/10/2012 6:20:13 PM |
ItsJustMe79 | $25.00 | 10/10/2012 6:22:16 PM |
MadHun | $200.00 | 10/10/2012 5:56:28 PM |
sweetsassymolassy | $25.00 | 10/10/2012 5:39:16 PM |
respectful-dough429 | $100.00 | 10/10/2012 5:41:47 PM |
prudent-hope7 | $25.00 | 10/10/2012 6:04:14 PM |
TC_12June12 | $25.00 | 10/10/2012 6:05:38 PM |
nex | $25.00 | 10/10/2012 6:48:35 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:45 PM |
money-baron-Roth401k | $25.00 | 10/10/2012 5:46:33 PM |
vibraphone3 | $25.00 | 10/10/2012 6:53:16 PM |
fcrick | $25.00 | 10/10/2012 5:47:52 PM |
rvfbroker | $25.00 | 10/10/2012 6:07:49 PM |
trajectory8 | $25.00 | 10/10/2012 5:50:15 PM |
marwadi-62 | $500.00 | 10/10/2012 6:11:28 PM |
haplender | $50.00 | 10/10/2012 6:12:54 PM |
etraboulay | $50.00 | 10/10/2012 5:58:08 PM |
integrity-web | $35.00 | 10/10/2012 6:13:20 PM |
credit-czar5 | $25.00 | 10/10/2012 6:13:22 PM |
hl8428 | $25.00 | 10/10/2012 8:10:22 PM |
randsenterprise | $25.00 | 10/10/2012 6:04:20 PM |
handshake5 | $100.00 | 10/10/2012 6:22:34 PM |
340 | $25.00 | 10/11/2012 1:18:19 AM |
compassionate-auction6 | $55.00 | 10/10/2012 6:10:46 PM |
morpholog | $50.00 | 10/10/2012 6:13:59 PM |
Lacimae | $49.00 | 10/10/2012 6:44:03 PM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 5:29:01 AM |
SLN-10 | $100.00 | 10/10/2012 6:18:21 PM |
janeybooboo | $25.25 | 10/10/2012 6:53:01 PM |
farlik | $25.00 | 10/11/2012 6:41:46 AM |
Dubbs360 | $200.00 | 10/10/2012 7:05:50 PM |
WriteTheLegend | $250.00 | 10/10/2012 7:36:11 PM |
order-singularity430 | $50.00 | 10/10/2012 7:38:36 PM |
ukawuba | $25.00 | 10/11/2012 8:24:34 AM |
first-serene-credit | $25.00 | 10/10/2012 8:31:25 PM |
marketplace-hut9 | $25.00 | 10/10/2012 6:46:12 PM |
NekHoldings | $25.00 | 10/10/2012 8:54:45 PM |
nimble-revenue5 | $32.00 | 10/11/2012 9:01:40 AM |
p2p-mushroom1 | $25.00 | 10/10/2012 7:09:42 PM |
liberty-tostada7 | $50.00 | 10/10/2012 7:27:26 PM |
MangoHedge | $25.00 | 10/10/2012 7:36:54 PM |
handy-justice | $35.00 | 10/11/2012 9:06:17 AM |
greencat | $50.00 | 10/11/2012 9:08:00 AM |
triumphant-point5 | $50.00 | 10/10/2012 9:36:55 PM |
helpful-credit156 | $25.00 | 10/10/2012 9:52:22 PM |
first-dinero-paladin | $45.00 | 10/11/2012 7:24:58 AM |
flexible-trade4 | $60.00 | 10/11/2012 7:55:42 AM |
global-invest-group | $50.00 | 10/11/2012 8:14:31 AM |
New-Truck-Savings | $25.00 | 10/11/2012 4:56:53 AM |
glroark | $100.00 | 10/11/2012 8:21:29 AM |
foofightee | $25.00 | 10/11/2012 8:30:47 AM |
kermitdafrog | $25.00 | 10/11/2012 8:45:57 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:29 AM |
CA-Lender | $25.00 | 10/11/2012 8:51:14 AM |
progress-credit | $25.00 | 10/11/2012 9:00:38 AM |
janeybooboo | $25.00 | 10/11/2012 7:39:00 AM |
delectable-order532 | $100.00 | 10/11/2012 9:45:47 AM |
point653 | $25.00 | 10/11/2012 9:46:06 AM |
FASTIZIO_P | $27.00 | 10/11/2012 9:53:03 AM |
DreDub | $25.00 | 10/11/2012 8:59:35 AM |
soccermom33 | $25.00 | 10/11/2012 10:11:26 AM |
aggresive-nickel2 | $25.00 | 10/11/2012 9:30:52 AM |
lyndyn | $25.00 | 10/11/2012 9:36:20 AM |
Greenbak | $50.00 | 10/11/2012 9:20:22 AM |
valiant-liberty4 | $25.00 | 10/11/2012 10:28:48 AM |
red-power-pecan | $50.00 | 10/11/2012 9:44:21 AM |
Gregger | $25.00 | 10/11/2012 10:48:38 AM |
digitalhound | $25.00 | 10/11/2012 10:57:47 AM |
J-Rott | $69.00 | 10/11/2012 9:43:13 AM |
finance-kayak30 | $100.00 | 10/11/2012 9:57:48 AM |
deal-banker | $35.00 | 10/11/2012 11:24:51 AM |
principal-cooker2 | $42.00 | 10/11/2012 10:05:14 AM |
OGS_Capital | $25.25 | 10/11/2012 11:44:05 AM |
thetropics18 | $25.00 | 10/11/2012 10:15:35 AM |
azafranke | $100.00 | 10/11/2012 2:26:55 PM |
economy-shrubbery6 | $25.00 | 10/11/2012 10:20:25 AM |
michaelray703 | $25.00 | 10/11/2012 10:20:47 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:50 AM |
Kunakiku | $44.00 | 10/11/2012 2:55:17 PM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:57 AM |
kulender | $100.00 | 10/11/2012 11:11:34 AM |
revenue-serenity | $25.00 | 10/11/2012 11:41:05 AM |
TronMedici | $25.00 | 10/11/2012 11:45:12 AM |
Ben_Graham | $25.00 | 10/11/2012 12:30:58 PM |
bid-papyrus | $100.00 | 10/11/2012 12:57:09 PM |
treasure-hunter270 | $50.00 | 10/11/2012 11:14:46 AM |
basis-spartan922 | $25.00 | 10/11/2012 2:19:14 PM |
top-visionary-truth | $25.00 | 10/11/2012 2:57:37 PM |
ddog0224 | $125.00 | 10/11/2012 3:33:53 PM |
digitalalchemist | $25.00 | 10/11/2012 1:51:32 PM |
stills | $150.00 | 10/11/2012 2:39:22 PM |
trade-goblin9 | $91.01 | 10/11/2012 3:44:12 PM |
LittleMingo | $30.00 | 10/10/2012 5:02:09 PM |
silver-enlightenment0 | $25.00 | 10/10/2012 5:03:06 PM |
Splangy613 | $25.00 | 10/10/2012 5:05:02 PM |
melodious-fairness | $50.00 | 10/10/2012 5:16:13 PM |
gain-cadence | $25.00 | 10/10/2012 5:06:47 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:47 PM |
trumpeter5 | $25.00 | 10/10/2012 5:00:56 PM |
five-star-note | $200.00 | 10/10/2012 5:24:11 PM |
pembull | $25.00 | 10/10/2012 5:03:18 PM |
roman2008 | $25.00 | 10/10/2012 5:30:16 PM |
truth-seeker8 | $100.00 | 10/10/2012 5:06:49 PM |
asiaratt | $50.00 | 10/10/2012 5:07:14 PM |
Beld | $50.00 | 10/10/2012 5:40:10 PM |
Canidae | $25.00 | 10/10/2012 5:42:41 PM |
cash-kin7 | $25.00 | 10/10/2012 5:09:51 PM |
fighter122 | $25.00 | 10/10/2012 5:43:58 PM |
enriching-dollar1 | $100.00 | 10/10/2012 5:10:56 PM |
cp-family | $50.00 | 10/10/2012 5:23:36 PM |
jedi053 | $100.00 | 10/10/2012 5:26:49 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:31 PM |
witty-openness | $25.00 | 10/10/2012 5:29:18 PM |
shrewd-peace7 | $25.00 | 10/10/2012 5:29:51 PM |
Learning2Lend | $25.00 | 10/10/2012 5:59:06 PM |
speedy-peso1 | $100.00 | 10/10/2012 5:21:24 PM |
social-cocktail1 | $150.00 | 10/10/2012 6:10:04 PM |
JeremyLinFan | $40.00 | 10/10/2012 5:43:48 PM |
netg | $75.00 | 10/10/2012 6:12:11 PM |
Dave0 | $25.00 | 10/10/2012 5:26:02 PM |
Wellman | $25.00 | 10/10/2012 5:46:12 PM |
ah-long | $25.00 | 10/10/2012 6:17:30 PM |
genius520 | $100.00 | 10/10/2012 6:18:03 PM |
p2ploan-instrument2 | $100.00 | 10/10/2012 5:49:21 PM |
MoneyForNothing | $30.38 | 10/10/2012 5:49:39 PM |
promise2 | $25.00 | 10/10/2012 5:51:01 PM |
Katburg | $25.00 | 10/10/2012 5:32:08 PM |
capital-renewal | $50.00 | 10/10/2012 5:56:21 PM |
symbiosis | $50.00 | 10/10/2012 6:25:02 PM |
community-gyration7 | $25.00 | 10/10/2012 5:57:47 PM |
Mrs-Honeydew | $25.00 | 10/10/2012 5:58:18 PM |
WindomDev | $25.00 | 10/10/2012 6:33:36 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:05 PM |
finance-prescription | $79.00 | 10/10/2012 5:43:23 PM |
blue-nourishing-principal | $45.00 | 10/10/2012 6:04:06 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:05:14 PM |
panther757 | $25.00 | 10/10/2012 6:08:01 PM |
careful-vigilance4 | $25.00 | 10/10/2012 5:49:55 PM |
DoctorJoe | $30.00 | 10/10/2012 6:09:06 PM |
the-laudable-peso | $40.00 | 10/10/2012 5:50:31 PM |
money-baron-roth-IRA | $25.00 | 10/10/2012 7:15:56 PM |
01a_MrUSC_IRA | $50.00 | 10/10/2012 7:37:41 PM |
phaded | $25.00 | 10/10/2012 6:00:33 PM |
rome1426 | $25.00 | 10/10/2012 6:17:57 PM |
whatknows | $25.00 | 10/10/2012 6:18:29 PM |
mikeandcat | $70.00 | 10/10/2012 8:32:37 PM |
berniemadeoff | $50.00 | 10/10/2012 6:21:20 PM |
nanda | $25.00 | 10/10/2012 6:07:16 PM |
scholarly-order6 | $100.00 | 10/10/2012 6:27:26 PM |
52digital | $75.00 | 10/10/2012 6:07:41 PM |
Mikale360 | $25.00 | 10/10/2012 11:07:37 PM |
vines99 | $25.00 | 10/11/2012 1:17:26 AM |
adventurer447 | $300.00 | 10/10/2012 6:10:15 PM |
miked8303 | $50.00 | 10/10/2012 6:34:47 PM |
andrew491 | $50.00 | 10/10/2012 6:10:34 PM |
moola-accelerator6 | $50.00 | 10/10/2012 6:13:46 PM |
open-minded-p2p1 | $25.00 | 10/10/2012 6:44:20 PM |
Comoparklender | $25.00 | 10/10/2012 6:17:03 PM |
worldly-gold | $50.00 | 10/10/2012 6:17:07 PM |
proud-gold9 | $25.00 | 10/10/2012 6:55:45 PM |
us957165 | $25.00 | 10/10/2012 7:00:58 PM |
aader | $25.00 | 10/10/2012 6:20:46 PM |
RGlad | $100.00 | 10/11/2012 7:23:28 AM |
thankful-nickel2 | $50.00 | 10/11/2012 7:40:41 AM |
sensible-fund | $25.00 | 10/10/2012 7:20:09 PM |
wwwUniversal | $25.00 | 10/10/2012 6:31:49 PM |
well-mannered-income3 | $40.00 | 10/10/2012 6:34:50 PM |
gustavzantanon | $25.00 | 10/10/2012 6:37:07 PM |
efficient-dollar888 | $50.00 | 10/10/2012 7:39:05 PM |
thehousewife | $25.00 | 10/11/2012 8:27:27 AM |
Elefunt | $25.00 | 10/10/2012 6:46:32 PM |
George13 | $100.00 | 10/10/2012 6:53:22 PM |
desertoasis | $25.00 | 10/11/2012 8:54:49 AM |
Investor_DP | $200.00 | 10/10/2012 7:06:18 PM |
01a_MrsUSC | $50.00 | 10/10/2012 7:20:04 PM |
Hippo-IRA1 | $40.00 | 10/11/2012 4:43:30 AM |
youngster50 | $25.00 | 10/10/2012 8:02:14 PM |
steady-return0 | $25.00 | 10/11/2012 5:04:33 AM |
mover486 | $25.00 | 10/11/2012 6:03:54 AM |
purposeful-durability8 | $100.00 | 10/11/2012 9:14:23 AM |
prudent-bid3 | $25.00 | 10/11/2012 6:29:05 AM |
bid-stockpiler1 | $25.00 | 10/11/2012 6:34:08 AM |
SummitAdvisors | $50.00 | 10/11/2012 9:23:02 AM |
dollar-authority | $100.44 | 10/11/2012 7:51:15 AM |
hope-gadget | $25.00 | 10/11/2012 9:34:57 AM |
melodious-capital3 | $25.69 | 10/11/2012 8:58:06 AM |
gallant-economy9 | $41.00 | 10/11/2012 9:00:34 AM |
top-historic-peso | $25.00 | 10/11/2012 9:03:47 AM |
debt-force | $25.00 | 10/11/2012 10:05:55 AM |
DER | $25.00 | 10/11/2012 9:10:09 AM |
HamachiMan | $30.00 | 10/11/2012 9:14:31 AM |
respectful-pound | $50.00 | 10/11/2012 9:18:17 AM |
dedicated-transaction796 | $25.00 | 10/11/2012 10:36:59 AM |
dispatch4u | $25.00 | 10/11/2012 9:47:05 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:30 AM |
income-rocker2 | $35.00 | 10/11/2012 9:52:00 AM |
dough-bear | $25.00 | 10/11/2012 9:46:41 AM |
EretzCapital | $83.28 | 10/11/2012 11:18:33 AM |
life-is-great | $25.00 | 10/11/2012 9:48:56 AM |
social-heart | $25.00 | 10/11/2012 10:18:19 AM |
renaissance168 | $25.00 | 10/11/2012 10:22:39 AM |
intrepid-compassion29 | $25.00 | 10/11/2012 2:56:42 PM |
cezar2200 | $25.00 | 10/11/2012 3:00:53 PM |
skro | $25.00 | 10/11/2012 10:06:01 AM |
VmIE | $25.00 | 10/11/2012 10:07:05 AM |
Champion_Lending | $25.00 | 10/11/2012 10:10:32 AM |
andrewrobison | $25.00 | 10/11/2012 11:07:47 AM |
McDeeter | $25.00 | 10/11/2012 10:27:20 AM |
LizJX | $25.00 | 10/11/2012 10:34:55 AM |
chererat | $25.00 | 10/11/2012 11:37:56 AM |
km007 | $25.00 | 10/11/2012 10:55:13 AM |
pragmatic-cash316 | $50.00 | 10/11/2012 12:32:59 PM |
WeshaTheLeopard | $25.00 | 10/11/2012 1:56:27 PM |
Sunshine2222 | $25.00 | 10/11/2012 2:17:02 PM |
hard-working-investment353 | $25.00 | 10/11/2012 11:13:57 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:32 PM |
1313mark1313 | $40.07 | 10/11/2012 12:40:57 PM |
Investing-in-you-2 | $25.63 | 10/11/2012 2:04:07 PM |
275 Investments
|
Borrower Payment Dependent Notes Series
652024
This series of Notes was issued and sold upon the funding of the borrower loan #76324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $36,471 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $1,024 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ideal-payout2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Home Improvement, consolidate debt
My financial situation:
I am a good candidate for this loan because...I am fully employed and have been in my profession for 15 years. I am a home owner with roots in both the community and neighborhood.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jedi053 | $100.00 | 10/9/2012 5:02:19 PM |
aztec | $50.00 | 10/9/2012 5:07:25 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:53 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:13 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:02 PM |
Arvicco | $400.00 | 10/9/2012 5:29:35 PM |
suave-durability1 | $50.00 | 10/9/2012 5:20:25 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:42 PM |
green28 | $50.00 | 10/10/2012 9:59:01 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:36 AM |
Harry | $100.00 | 10/10/2012 1:31:15 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:23 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:16 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:26 PM |
american6 | $50.00 | 10/10/2012 5:07:23 PM |
Castellan | $50.00 | 10/10/2012 5:42:33 PM |
bold-riveting-social | $50.00 | 10/10/2012 5:17:49 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:42 PM |
top-courteous-peso | $75.00 | 10/10/2012 5:37:31 PM |
bxdoc | $25.00 | 10/10/2012 6:11:31 PM |
subtle-revenue0 | $25.00 | 10/10/2012 5:44:08 PM |
LeReve | $162.00 | 10/10/2012 5:26:22 PM |
pious-currency875 | $100.00 | 10/10/2012 6:18:46 PM |
mennleo | $50.00 | 10/10/2012 6:23:45 PM |
brightest-listing-scrutinzer | $50.00 | 10/10/2012 5:58:38 PM |
excellent-funds649 | $50.00 | 10/10/2012 5:51:56 PM |
Taxman44 | $25.00 | 10/10/2012 6:01:05 PM |
hitsman | $50.00 | 10/10/2012 6:04:26 PM |
emo13 | $50.00 | 10/10/2012 6:45:42 PM |
credit-meteor7 | $69.00 | 10/10/2012 6:19:00 PM |
everythingbagel | $100.00 | 10/10/2012 6:29:54 PM |
williamgates | $25.00 | 10/10/2012 7:31:29 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:30 AM |
enthralling-investment | $25.00 | 10/11/2012 9:13:46 AM |
microlender67 | $25.00 | 10/11/2012 9:21:53 AM |
deborahz | $25.00 | 10/11/2012 9:23:07 AM |
organic-responsibility530 | $25.00 | 10/11/2012 9:23:31 AM |
tough-transparency824 | $50.00 | 10/11/2012 9:24:41 AM |
mvalley | $25.00 | 10/11/2012 9:26:19 AM |
bold-direct-social9 | $25.00 | 10/11/2012 9:27:05 AM |
reinforced-basis2 | $25.00 | 10/11/2012 9:31:34 AM |
williamdkit | $50.00 | 10/11/2012 9:31:58 AM |
p2ploan-hunter4 | $50.00 | 10/11/2012 5:09:56 AM |
Soxxes | $25.00 | 10/11/2012 9:33:53 AM |
enticing-note | $25.00 | 10/11/2012 9:35:16 AM |
asset-reaction | $50.00 | 10/11/2012 9:36:15 AM |
diverse2 | $30.00 | 10/11/2012 9:40:47 AM |
sturdy-fairness0 | $100.00 | 10/11/2012 9:41:36 AM |
Cheburashka | $30.00 | 10/11/2012 9:43:26 AM |
krisran | $50.00 | 10/11/2012 9:44:09 AM |
point653 | $25.00 | 10/11/2012 9:46:05 AM |
ALVO | $50.00 | 10/11/2012 9:48:57 AM |
successful-agreement7 | $100.00 | 10/11/2012 9:50:13 AM |
principal-trident | $25.00 | 10/11/2012 9:05:28 AM |
figs4u2 | $100.00 | 10/11/2012 9:07:49 AM |
abundanceforever | $52.50 | 10/11/2012 9:52:42 AM |
resolute-basis9 | $25.00 | 10/11/2012 9:54:05 AM |
loan-master996 | $50.00 | 10/11/2012 9:55:18 AM |
nycloan | $25.00 | 10/11/2012 9:22:03 AM |
Kodak-Midas | $25.00 | 10/11/2012 9:22:12 AM |
flypenguin | $25.00 | 10/11/2012 10:07:03 AM |
larrybird | $1,000.00 | 10/11/2012 10:09:09 AM |
Woodworker57 | $25.00 | 10/11/2012 9:27:17 AM |
awe-inspiring-commitment972 | $50.00 | 10/11/2012 9:09:52 AM |
impartial-p2p6 | $25.00 | 10/11/2012 10:10:49 AM |
note-mover9 | $25.00 | 10/11/2012 10:11:56 AM |
DirtyJenga | $25.00 | 10/11/2012 9:10:28 AM |
ski bum | $31.00 | 10/11/2012 9:33:41 AM |
marketplace-cello5 | $25.00 | 10/11/2012 10:15:44 AM |
MoonMama | $25.00 | 10/11/2012 9:15:06 AM |
compatible-deal9 | $50.00 | 10/11/2012 9:36:37 AM |
worth-web5 | $32.00 | 10/11/2012 9:18:08 AM |
cycle198 | $25.00 | 10/11/2012 9:40:03 AM |
rcm87 | $50.00 | 10/11/2012 9:18:34 AM |
KeepOnRunning | $100.00 | 10/11/2012 9:19:02 AM |
Breakfast_Gypsy | $25.00 | 10/11/2012 10:26:26 AM |
studious-bonus7 | $100.00 | 10/11/2012 10:26:34 AM |
C_Mark | $43.00 | 10/11/2012 9:43:38 AM |
scrappy-leverage6 | $25.00 | 10/11/2012 10:28:18 AM |
4the4ofus | $25.00 | 10/11/2012 9:44:07 AM |
the-shrewd-wampum | $25.00 | 10/11/2012 9:21:17 AM |
helpishere777 | $25.00 | 10/11/2012 9:21:38 AM |
maldok1 | $25.00 | 10/11/2012 9:44:29 AM |
skuba | $75.00 | 10/11/2012 9:44:31 AM |
p2p-allocator | $25.00 | 10/11/2012 9:24:57 AM |
dokiya777 | $25.00 | 10/11/2012 9:27:36 AM |
rudyindc | $25.00 | 10/11/2012 9:48:24 AM |
harperpotok | $100.00 | 10/11/2012 9:48:49 AM |
authentic-liberty7 | $25.00 | 10/11/2012 10:50:53 AM |
loan-rider7 | $25.00 | 10/11/2012 9:36:45 AM |
etraboulay | $50.00 | 10/11/2012 10:58:21 AM |
top-commitment-champ | $25.00 | 10/11/2012 9:52:13 AM |
bessbird | $50.00 | 10/11/2012 9:53:56 AM |
flexible-value | $50.00 | 10/11/2012 9:40:49 AM |
lDewey | $25.00 | 10/11/2012 9:43:30 AM |
a-unflappable-finance | $100.00 | 10/11/2012 9:56:58 AM |
relaxation798 | $100.00 | 10/11/2012 9:57:11 AM |
riproaringrapids | $50.00 | 10/11/2012 9:57:52 AM |
helpinghand63 | $25.00 | 10/11/2012 9:45:45 AM |
deal-vibrato | $25.00 | 10/11/2012 10:00:35 AM |
bakerbob | $40.00 | 10/11/2012 11:18:27 AM |
topher515 | $25.00 | 10/11/2012 10:05:00 AM |
Preteur | $25.00 | 10/11/2012 9:53:35 AM |
dansarkis | $25.00 | 10/11/2012 10:07:19 AM |
urbane-deal152 | $50.00 | 10/11/2012 9:54:17 AM |
bonanza1973 | $25.00 | 10/11/2012 10:07:51 AM |
WorldlyWorker | $25.00 | 10/11/2012 9:56:07 AM |
ijspence | $25.00 | 10/11/2012 10:11:18 AM |
JJ9876 | $25.00 | 10/11/2012 9:58:25 AM |
gjh37 | $25.00 | 10/11/2012 10:13:08 AM |
versatilenyguy | $50.00 | 10/11/2012 9:58:46 AM |
treasure-pipeline | $25.00 | 10/11/2012 10:13:17 AM |
reinforced-reward | $25.00 | 10/11/2012 10:16:49 AM |
KoJack9 | $88.23 | 10/11/2012 2:15:26 PM |
chakra | $25.00 | 10/11/2012 10:18:52 AM |
mrfrog | $25.00 | 10/11/2012 10:19:20 AM |
stills | $100.00 | 10/11/2012 2:44:55 PM |
rewards | $25.00 | 10/11/2012 10:23:51 AM |
LenderOnWheels | $25.00 | 10/11/2012 10:06:19 AM |
ready-bid9 | $50.00 | 10/11/2012 10:26:38 AM |
responsibility-cherry6 | $25.00 | 10/11/2012 10:07:54 AM |
loyalty-sherpa | $25.00 | 10/11/2012 10:08:49 AM |
shaps | $25.00 | 10/11/2012 10:09:37 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:55 AM |
zone6 | $49.00 | 10/11/2012 10:36:08 AM |
bigladybug | $100.00 | 10/11/2012 10:10:08 AM |
thedoctor | $75.00 | 10/11/2012 10:44:05 AM |
wicker1 | $25.00 | 10/11/2012 10:16:45 AM |
commerce-web5 | $25.00 | 10/11/2012 10:17:18 AM |
rupee-champion7 | $25.00 | 10/11/2012 4:58:27 PM |
BofM | $25.00 | 10/11/2012 10:19:23 AM |
microfunder | $25.00 | 10/11/2012 10:22:23 AM |
Spydey | $25.00 | 10/11/2012 11:00:08 AM |
DamnBankee | $25.00 | 10/11/2012 10:25:03 AM |
velocity-javelin8 | $25.00 | 10/11/2012 10:30:54 AM |
onegr8papa | $230.00 | 10/11/2012 12:57:31 PM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:14 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:27 PM |
cezar2200 | $25.00 | 10/11/2012 3:00:53 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:03 PM |
compassionate-community4 | $25.00 | 10/11/2012 6:10:45 PM |
HeroJason86 | $25.00 | 10/11/2012 5:33:54 PM |
durban | $25.00 | 10/11/2012 5:35:34 PM |
ISHLEP67 | $50.00 | 10/11/2012 6:57:39 PM |
smilinguy | $25.00 | 10/11/2012 5:51:35 PM |
sgt-schultz | $34.97 | 10/12/2012 6:21:40 AM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:02 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:01 PM |
nourishing-order8 | $25.00 | 10/12/2012 4:05:40 AM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:22 AM |
responsibility-butterfly | $50.00 | 10/10/2012 7:52:59 AM |
FortuneFund | $50.00 | 10/9/2012 5:55:05 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:42 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:26 PM |
toblerone | $25.00 | 10/9/2012 6:32:53 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:08 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:25 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:53 AM |
Investoman | $25.00 | 10/10/2012 5:09:33 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:27 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:22 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:41 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:14 PM |
thrifty-transaction578 | $25.00 | 10/10/2012 5:30:38 PM |
tenacious-affluence | $25.00 | 10/10/2012 6:03:00 PM |
market-assembler | $50.00 | 10/10/2012 6:10:18 PM |
TeamN | $25.00 | 10/10/2012 6:14:32 PM |
loyalty-hornet6 | $25.00 | 10/10/2012 6:17:34 PM |
paladin847 | $70.00 | 10/10/2012 5:59:59 PM |
wigglesworth4 | $500.00 | 10/10/2012 6:43:11 PM |
kenji4861 | $25.00 | 10/10/2012 6:44:15 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:43 PM |
prudent-dough458 | $25.00 | 10/10/2012 5:47:37 PM |
jmb_lending | $50.00 | 10/10/2012 6:14:38 PM |
IP | $25.00 | 10/10/2012 6:16:44 PM |
lostontheedge | $25.00 | 10/10/2012 6:19:44 PM |
penny-leader416 | $25.00 | 10/10/2012 6:27:09 PM |
Gnube | $25.00 | 10/10/2012 6:08:36 PM |
hard-working-rate3 | $25.00 | 10/10/2012 6:39:36 PM |
ItsJustMe79 | $25.00 | 10/10/2012 6:22:16 PM |
andyb9 | $25.00 | 10/10/2012 7:36:53 PM |
norcalsv | $25.00 | 10/11/2012 9:13:02 AM |
inspiring-payout5 | $25.00 | 10/11/2012 9:24:59 AM |
treasure-dreamer7 | $25.00 | 10/11/2012 9:31:32 AM |
note-tent | $50.00 | 10/11/2012 9:35:25 AM |
velocity-solo | $25.00 | 10/11/2012 9:35:40 AM |
bobb72 | $25.00 | 10/11/2012 9:38:37 AM |
Katahdin | $50.00 | 10/11/2012 9:41:34 AM |
Retired_Senior | $250.00 | 10/11/2012 9:42:38 AM |
GrommetPosse | $28.00 | 10/11/2012 9:01:07 AM |
gain-sphinx3 | $25.00 | 10/11/2012 9:47:36 AM |
life-is-great | $25.00 | 10/11/2012 9:48:55 AM |
Kravcorp | $25.00 | 10/11/2012 9:08:05 AM |
Alpha-AssistU | $25.00 | 10/11/2012 9:08:11 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:28 AM |
postalwhiz | $25.00 | 10/11/2012 9:10:19 AM |
MadHun | $200.00 | 10/11/2012 9:12:36 AM |
SRK_FROM_WA | $25.00 | 10/11/2012 9:12:38 AM |
Clambake | $25.00 | 10/11/2012 9:57:15 AM |
Koomarbit | $30.00 | 10/11/2012 9:58:05 AM |
brightest-affluence-motivator | $50.00 | 10/11/2012 9:15:03 AM |
Aimvest | $25.00 | 10/11/2012 9:18:00 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:17 AM |
likeable-money4 | $25.00 | 10/11/2012 9:05:14 AM |
Splangy613 | $25.00 | 10/11/2012 9:06:32 AM |
the-bid-sorcerer | $50.00 | 10/11/2012 10:09:11 AM |
orange-courageous-dedication | $25.00 | 10/11/2012 10:09:16 AM |
rate-mogul | $50.00 | 10/11/2012 9:26:51 AM |
justchecking999 | $25.00 | 10/11/2012 9:08:34 AM |
benjamins-utopia | $100.00 | 10/11/2012 9:29:36 AM |
stoopidnoodle | $25.00 | 10/11/2012 10:12:42 AM |
rram | $25.00 | 10/11/2012 9:30:56 AM |
inspired-investment8 | $98.00 | 10/11/2012 9:33:18 AM |
cash-sensai2 | $25.00 | 10/11/2012 9:14:00 AM |
Avicell | $25.00 | 10/11/2012 9:16:03 AM |
6moonbeams | $50.00 | 10/11/2012 10:19:48 AM |
opportunity85 | $25.00 | 10/11/2012 9:38:09 AM |
carlover | $25.00 | 10/11/2012 10:20:35 AM |
selfmademan | $25.00 | 10/11/2012 9:38:44 AM |
hopethisworks | $25.00 | 10/11/2012 10:21:55 AM |
peace-cadence | $25.00 | 10/11/2012 10:23:34 AM |
redragon | $25.00 | 10/11/2012 9:18:41 AM |
hayhelp | $25.00 | 10/11/2012 10:27:09 AM |
igloo268 | $25.00 | 10/11/2012 9:22:38 AM |
wealth-empire7 | $25.00 | 10/11/2012 9:44:44 AM |
bonus-tent | $25.00 | 10/11/2012 9:44:57 AM |
historic-balance5 | $50.00 | 10/11/2012 10:35:31 AM |
chump_change1977 | $25.00 | 10/11/2012 9:32:15 AM |
solin003 | $25.00 | 10/11/2012 9:50:05 AM |
fcukciti | $35.00 | 10/11/2012 9:54:00 AM |
transparency-baton | $25.00 | 10/11/2012 9:44:27 AM |
digitalhound | $50.00 | 10/11/2012 11:09:02 AM |
wise-virtuous-vigilance | $100.00 | 10/11/2012 9:57:09 AM |
jeffpac | $34.00 | 10/11/2012 9:58:38 AM |
BrooklynJim | $25.00 | 10/11/2012 9:46:08 AM |
credit-nirvana698 | $30.00 | 10/11/2012 9:46:25 AM |
exchange-pledge | $32.00 | 10/11/2012 9:59:04 AM |
sparkmeister | $25.00 | 10/11/2012 9:59:17 AM |
chlebie | $50.00 | 10/11/2012 10:09:44 AM |
DanLash | $25.00 | 10/11/2012 9:55:23 AM |
immaculate-compassion8 | $25.00 | 10/11/2012 9:55:53 AM |
zoomdrm57 | $25.00 | 10/11/2012 1:07:07 PM |
kdsmaclean | $25.00 | 10/11/2012 9:58:43 AM |
brightest-precious-dollar | $25.00 | 10/11/2012 9:59:07 AM |
Thunderswan | $100.00 | 10/11/2012 10:00:08 AM |
profitable-benefit952 | $200.00 | 10/11/2012 10:18:43 AM |
Elbanko | $30.00 | 10/11/2012 10:18:46 AM |
bowdish1 | $29.00 | 10/11/2012 10:02:59 AM |
bdpres1 | $25.00 | 10/11/2012 10:19:07 AM |
affluence-tycoon | $25.00 | 10/11/2012 10:03:10 AM |
renaissance168 | $25.00 | 10/11/2012 10:22:39 AM |
KVEER | $25.00 | 10/11/2012 10:23:29 AM |
adventurer447 | $106.00 | 10/11/2012 10:05:35 AM |
gold-commander0 | $25.00 | 10/11/2012 10:08:22 AM |
RR2441 | $25.00 | 10/11/2012 10:10:33 AM |
miked8303 | $49.00 | 10/11/2012 10:13:31 AM |
hardwareman | $49.00 | 10/11/2012 10:44:41 AM |
cablenews | $62.00 | 10/11/2012 10:17:25 AM |
larslfe | $25.00 | 10/11/2012 10:18:31 AM |
NY_Lender | $25.00 | 10/11/2012 10:23:03 AM |
mogul42 | $25.00 | 10/11/2012 10:23:08 AM |
Aljasa2008 | $25.00 | 10/11/2012 10:24:11 AM |
durability-officer | $49.00 | 10/11/2012 10:25:57 AM |
jaxtax | $50.00 | 10/11/2012 10:36:24 AM |
joyous-benefit3 | $42.66 | 10/11/2012 10:51:00 AM |
restech | $25.00 | 10/11/2012 5:20:04 PM |
yield-idol1 | $25.00 | 10/11/2012 11:30:05 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:06 PM |
Lev8 | $25.00 | 10/11/2012 4:43:07 PM |
payment-associate5 | $100.00 | 10/11/2012 1:59:02 PM |
Peacepower | $40.00 | 10/11/2012 3:05:28 PM |
friendly-gold | $25.00 | 10/11/2012 5:06:49 PM |
lagnisiruk | $25.00 | 10/11/2012 5:04:43 PM |
noble-moola0 | $30.00 | 10/11/2012 5:24:46 PM |
JayKae | $30.00 | 10/11/2012 5:12:22 PM |
Max8319 | $25.00 | 10/11/2012 5:18:04 PM |
finance-coyote3 | $240.00 | 10/11/2012 5:24:25 PM |
illustrado | $25.00 | 10/11/2012 5:45:34 PM |
sanfranciscomicro | $25.00 | 10/11/2012 8:39:52 PM |
penny-mad-scientist9 | $50.00 | 10/11/2012 9:19:00 PM |
tranquil-revenue | $25.00 | 10/11/2012 5:58:14 PM |
top-sensible-yield | $25.00 | 10/12/2012 5:34:00 AM |
truth-oath1 | $45.00 | 10/12/2012 6:09:22 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:49 PM |
Anonymous_Guy | $25.00 | 10/11/2012 9:39:43 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:38 PM |
awern | $25.00 | 10/12/2012 6:11:21 AM |
the-profit-oracle | $25.00 | 10/12/2012 1:56:49 AM |
payout-optimizer1 | $16.63 | 10/12/2012 7:50:25 AM |
289 Investments
|
Borrower Payment Dependent Notes Series
652058
This series of Notes was issued and sold upon the funding of the borrower loan #76302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $517.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,483 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rascal477 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to replace my boiler, and other home improvements such as landscaping, and installing a shed
My financial situation:
I am a good candidate for this loan because I have a great credit score and I pay all of my obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
unbelievable-exchange | $500.00 | 10/19/2012 8:58:53 AM |
_NaLNaBB | $300.00 | 10/17/2012 9:15:54 AM |
golffish2 | $25.00 | 10/17/2012 9:04:35 AM |
Interloper | $35.00 | 10/17/2012 10:05:07 AM |
SweatyBalls | $40.00 | 10/17/2012 4:54:17 PM |
newest-yield-wasp | $25.00 | 10/18/2012 12:39:02 AM |
HikeMoab | $50.00 | 10/17/2012 10:58:25 PM |
happy-loyalty | $25.00 | 10/18/2012 8:14:46 AM |
omegamon1 | $25.00 | 10/18/2012 7:28:03 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:47:16 AM |
treasure-bliss | $100.00 | 10/18/2012 10:14:15 AM |
blue-trade-optimizer | $100.00 | 10/18/2012 10:36:35 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:15 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:46 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:38 AM |
bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:12:30 PM |
trident9 | $51.00 | 10/18/2012 5:39:14 PM |
GrayStudio | $25.00 | 10/18/2012 12:06:53 PM |
luckylinux | $47.00 | 10/18/2012 12:28:18 PM |
tsmeg123 | $27.80 | 10/18/2012 3:17:45 PM |
ingenious-deal6 | $25.00 | 10/18/2012 5:50:51 PM |
kegs | $150.00 | 10/18/2012 2:25:39 PM |
principal-aggregator5 | $25.00 | 10/18/2012 2:35:44 PM |
Codextreme07 | $50.00 | 10/18/2012 4:07:46 PM |
gold-web4 | $25.00 | 10/18/2012 5:44:44 PM |
heavy_ax | $50.00 | 10/18/2012 4:58:18 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:50:44 PM |
jedi053 | $100.00 | 10/18/2012 6:12:46 PM |
SBT | $25.00 | 10/18/2012 6:14:02 PM |
moltopaolo | $50.00 | 10/18/2012 6:16:09 PM |
Worldskiboy | $50.00 | 10/18/2012 6:02:09 PM |
loyalty-hornet6 | $25.00 | 10/18/2012 6:02:57 PM |
aztec | $50.00 | 10/18/2012 6:04:36 PM |
FortuneFundII | $200.00 | 10/18/2012 6:20:59 PM |
Leading-Lender | $25.00 | 10/18/2012 6:11:00 PM |
tenacious-affluence | $25.00 | 10/18/2012 6:30:12 PM |
intuitive-benefit3 | $100.00 | 10/18/2012 6:35:26 PM |
suave-durability1 | $50.00 | 10/18/2012 6:10:39 PM |
DadWarbucks | $25.00 | 10/18/2012 6:11:38 PM |
educationfirst | $50.00 | 10/18/2012 6:17:57 PM |
geniusj | $25.00 | 10/18/2012 6:31:28 PM |
ready-bid9 | $50.00 | 10/18/2012 6:45:57 PM |
comoy | $25.00 | 10/18/2012 6:47:48 PM |
downtownfarm | $25.00 | 10/18/2012 6:49:25 PM |
Taxman44 | $25.00 | 10/18/2012 6:43:41 PM |
rcm87 | $50.00 | 10/18/2012 7:02:50 PM |
enriching-trade2 | $50.00 | 10/18/2012 7:02:59 PM |
hard-working-rate3 | $25.00 | 10/18/2012 7:04:09 PM |
w3alter | $50.00 | 10/18/2012 6:50:32 PM |
bold-riveting-social | $50.00 | 10/18/2012 6:50:59 PM |
Aquafina24Ounce | $25.00 | 10/18/2012 6:42:40 PM |
FortuneFund | $200.00 | 10/18/2012 6:52:16 PM |
AdamDB | $25.00 | 10/18/2012 7:06:40 PM |
dainova | $25.00 | 10/18/2012 6:44:41 PM |
gmoney37 | $50.00 | 10/18/2012 6:57:43 PM |
Clambake | $25.00 | 10/18/2012 7:10:29 PM |
first-serene-credit | $25.00 | 10/18/2012 6:51:43 PM |
enchanted-compassion012 | $25.00 | 10/18/2012 7:16:31 PM |
figs4u2 | $100.00 | 10/18/2012 7:02:31 PM |
AFairDeal | $25.00 | 10/18/2012 7:16:57 PM |
indomitable-coin | $25.00 | 10/18/2012 6:58:59 PM |
oracle3 | $50.00 | 10/18/2012 7:20:35 PM |
repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:22 PM |
calm-platinum957 | $35.00 | 10/18/2012 7:21:31 PM |
Mint_Man | $25.00 | 10/18/2012 7:03:05 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:38 PM |
IP | $25.00 | 10/18/2012 7:11:07 PM |
gain-tamer7 | $100.00 | 10/18/2012 7:05:08 PM |
everythingbagel | $100.00 | 10/18/2012 7:18:54 PM |
Natronpee | $25.00 | 10/18/2012 7:13:59 PM |
Lubava | $25.62 | 10/18/2012 7:54:47 PM |
Vegasjim | $25.00 | 10/18/2012 8:00:11 PM |
loot-heart | $25.00 | 10/18/2012 7:30:01 PM |
astute-benjamins | $150.00 | 10/18/2012 8:01:50 PM |
Splangy613 | $25.00 | 10/18/2012 7:21:18 PM |
duty-awakening3 | $50.00 | 10/18/2012 8:29:04 PM |
wealth-fields8 | $26.00 | 10/18/2012 7:42:25 PM |
LaGrangeLender | $60.00 | 10/18/2012 7:43:20 PM |
dime-sprout | $25.00 | 10/18/2012 8:36:03 PM |
Tango1235 | $25.00 | 10/18/2012 8:44:20 PM |
overflowinglife | $150.00 | 10/18/2012 7:50:37 PM |
wealthstar | $25.00 | 10/18/2012 7:35:53 PM |
etraboulay | $50.00 | 10/18/2012 7:56:17 PM |
adaptable-benefit6 | $25.00 | 10/18/2012 9:39:48 PM |
ferpeiks | $100.00 | 10/19/2012 12:49:40 AM |
wildebeest014 | $25.00 | 10/18/2012 7:59:31 PM |
durability-solstice8 | $50.00 | 10/18/2012 7:40:31 PM |
gilbrear | $25.00 | 10/19/2012 4:10:28 AM |
Digs | $25.00 | 10/19/2012 5:08:58 AM |
Eminent_Endeavors | $25.00 | 10/19/2012 5:49:50 AM |
dukeiyer | $25.00 | 10/18/2012 8:11:26 PM |
economy-popcorn | $50.00 | 10/19/2012 5:57:32 AM |
hitsman | $50.00 | 10/18/2012 7:50:02 PM |
payout-harmony4 | $50.00 | 10/18/2012 8:13:51 PM |
FredHead3 | $29.46 | 10/19/2012 6:26:49 AM |
BigBag | $25.00 | 10/19/2012 6:46:32 AM |
compatible-deal9 | $50.00 | 10/19/2012 7:36:29 AM |
bellaquito | $500.00 | 10/18/2012 8:54:26 PM |
houli123 | $250.00 | 10/18/2012 8:56:41 PM |
DirtyJenga | $25.00 | 10/19/2012 9:05:48 AM |
deal-pal | $25.00 | 10/19/2012 6:32:03 AM |
diversification-cycle4 | $75.00 | 10/19/2012 6:38:09 AM |
E_G | $50.00 | 10/19/2012 9:13:06 AM |
clean-greenback5 | $25.00 | 10/19/2012 9:13:28 AM |
payout-thinker7 | $25.00 | 10/19/2012 7:17:29 AM |
eg192 | $25.00 | 10/19/2012 9:16:23 AM |
bjr01 | $25.00 | 10/18/2012 10:00:13 PM |
buffalobills | $25.00 | 10/19/2012 7:25:37 AM |
value-surgeon | $25.00 | 10/19/2012 7:46:54 AM |
commerce-web5 | $25.00 | 10/19/2012 9:21:03 AM |
greenback-museum | $25.00 | 10/19/2012 9:21:10 AM |
treasure-coyote3 | $25.00 | 10/18/2012 11:15:57 PM |
helpinghand63 | $25.00 | 10/19/2012 9:26:21 AM |
circuitfive | $25.00 | 10/19/2012 9:27:15 AM |
kwan | $25.00 | 10/19/2012 9:28:01 AM |
rupeeasaurus7 | $25.00 | 10/19/2012 8:57:46 AM |
mtp | $82.00 | 10/19/2012 9:29:06 AM |
PayItForward | $50.00 | 10/19/2012 9:02:59 AM |
Tylerh | $250.00 | 10/19/2012 9:03:57 AM |
loyalty-czar | $62.48 | 10/19/2012 6:21:10 AM |
KEOLEND | $25.00 | 10/19/2012 9:36:19 AM |
return-buddy | $50.00 | 10/19/2012 6:42:52 AM |
wildebeest9 | $26.17 | 10/19/2012 9:06:33 AM |
ski bum | $100.00 | 10/19/2012 9:06:39 AM |
cozy-principal883 | $50.00 | 10/19/2012 6:52:00 AM |
mathomas3 | $50.00 | 10/19/2012 9:08:14 AM |
arejaybe | $25.00 | 10/19/2012 9:41:33 AM |
inspired-investment8 | $31.00 | 10/19/2012 9:41:54 AM |
loan-hawk5 | $25.00 | 10/19/2012 7:20:44 AM |
superb-return339 | $200.00 | 10/19/2012 7:25:01 AM |
versatilenyguy | $50.00 | 10/19/2012 9:46:11 AM |
hopethisworks | $25.00 | 10/19/2012 9:48:01 AM |
trade-arch | $25.00 | 10/19/2012 7:59:12 AM |
justice-oracle2 | $25.00 | 10/19/2012 9:49:55 AM |
listing-meridian | $50.00 | 10/19/2012 9:50:27 AM |
benefit-prescription6 | $100.00 | 10/19/2012 9:15:31 AM |
successful-agreement7 | $100.00 | 10/19/2012 9:17:12 AM |
tolstoy00 | $25.00 | 10/19/2012 9:17:42 AM |
solin003 | $25.00 | 10/19/2012 9:52:20 AM |
p123 | $25.00 | 10/19/2012 9:18:38 AM |
Kame | $25.00 | 10/19/2012 9:18:52 AM |
Koomarbit | $30.00 | 10/19/2012 9:02:56 AM |
value-den | $25.00 | 10/19/2012 9:03:33 AM |
brightest-repayment-patriot | $34.00 | 10/19/2012 9:19:48 AM |
victorcab | $25.00 | 10/19/2012 9:20:16 AM |
tripnosis | $25.00 | 10/19/2012 9:20:46 AM |
ohnezweck | $50.00 | 10/19/2012 9:22:01 AM |
shawndw | $25.00 | 10/19/2012 9:22:30 AM |
jybank | $50.00 | 10/19/2012 9:56:06 AM |
innocent-income4 | $25.00 | 10/19/2012 9:56:51 AM |
GhiaGuy | $25.00 | 10/19/2012 9:25:37 AM |
invincible-deal82 | $25.00 | 10/19/2012 9:26:58 AM |
building-america | $25.00 | 10/19/2012 9:59:44 AM |
enthralling-investment | $25.00 | 10/19/2012 9:10:27 AM |
investment-kingdom | $25.00 | 10/19/2012 10:05:00 AM |
lost-money-so-far-on-these | $25.00 | 10/19/2012 9:35:30 AM |
dochelp | $50.00 | 10/19/2012 10:06:56 AM |
sr47567 | $25.00 | 10/19/2012 10:08:25 AM |
onetuxllc | $25.00 | 10/19/2012 9:16:45 AM |
dschaaf | $25.00 | 10/19/2012 9:18:04 AM |
tapesor | $200.00 | 10/19/2012 10:10:03 AM |
restech | $25.00 | 10/19/2012 10:11:23 AM |
Millmanator | $25.00 | 10/19/2012 9:18:59 AM |
flypenguin | $25.00 | 10/19/2012 10:12:35 AM |
Dave0 | $25.00 | 10/19/2012 9:21:46 AM |
mr55262 | $25.00 | 10/19/2012 10:13:20 AM |
dckpolo | $25.00 | 10/19/2012 9:24:28 AM |
axp2000 | $100.00 | 10/19/2012 9:49:12 AM |
Aimvest | $25.00 | 10/19/2012 10:17:09 AM |
npokpr | $25.00 | 10/19/2012 9:27:16 AM |
bxdoc | $25.00 | 10/19/2012 9:27:20 AM |
rgrtanker | $25.00 | 10/19/2012 10:18:42 AM |
Coin-Toss | $34.28 | 10/19/2012 10:19:08 AM |
natecam | $25.00 | 10/19/2012 10:19:29 AM |
C_Mark | $50.00 | 10/19/2012 10:20:01 AM |
hayhelp | $25.00 | 10/19/2012 10:20:30 AM |
orange-liberty-oyster | $26.78 | 10/19/2012 10:20:55 AM |
larslfe | $25.00 | 10/19/2012 9:29:10 AM |
ijspence | $25.00 | 10/19/2012 9:30:31 AM |
DirtyJack | $50.00 | 10/19/2012 9:31:38 AM |
dinero-speaker | $25.00 | 10/19/2012 9:32:36 AM |
funds-captain4 | $39.00 | 10/19/2012 9:55:40 AM |
Elbanko | $30.00 | 10/19/2012 9:33:59 AM |
Pman | $25.00 | 10/19/2012 9:55:58 AM |
worth-web5 | $50.00 | 10/19/2012 9:35:28 AM |
mystical-bonus7 | $25.00 | 10/19/2012 9:58:54 AM |
trapper569 | $25.00 | 10/19/2012 9:38:35 AM |
lstephen123 | $25.00 | 10/19/2012 9:59:39 AM |
JDED | $25.00 | 10/19/2012 9:39:15 AM |
flo_rida | $100.00 | 10/19/2012 9:40:23 AM |
first-bright-pound | $100.00 | 10/19/2012 9:40:37 AM |
Purple11 | $100.00 | 10/19/2012 9:42:32 AM |
historic-balance5 | $50.00 | 10/19/2012 10:03:50 AM |
Breakfast_Gypsy | $25.00 | 10/19/2012 10:03:55 AM |
new-truth-chuckler | $33.00 | 10/19/2012 9:49:30 AM |
gallant-economy9 | $32.00 | 10/19/2012 9:51:12 AM |
6moonbeams | $50.00 | 10/19/2012 9:51:18 AM |
ore-den9 | $50.00 | 10/19/2012 10:10:34 AM |
stoopidnoodle | $25.00 | 10/19/2012 9:51:30 AM |
ottoloan | $25.00 | 10/19/2012 9:54:05 AM |
MasterKey | $25.00 | 10/19/2012 10:15:09 AM |
USCGC | $25.00 | 10/19/2012 10:00:07 AM |
delectable-point5 | $50.00 | 10/19/2012 10:22:46 AM |
balance-computer9 | $25.00 | 10/19/2012 10:01:35 AM |
good2b | $25.00 | 10/19/2012 10:04:40 AM |
lrr34 | $25.00 | 10/19/2012 10:07:40 AM |
lounges | $25.00 | 10/19/2012 10:15:37 AM |
nevee | $50.00 | 10/17/2012 12:47:17 PM |
napmanger | $150.00 | 10/17/2012 9:22:44 AM |
best-bonafide-p2p | $50.00 | 10/17/2012 9:22:55 AM |
Detour11 | $25.00 | 10/17/2012 9:21:14 AM |
janeybooboo | $100.00 | 10/17/2012 9:07:56 AM |
community-burrito9 | $75.00 | 10/17/2012 9:09:28 AM |
decisive-income7 | $1,000.00 | 10/17/2012 9:25:14 AM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:28 PM |
moola-accelerator6 | $35.00 | 10/17/2012 10:29:29 AM |
helpful-loan245 | $25.00 | 10/17/2012 11:29:21 AM |
corndog4000 | $40.00 | 10/17/2012 12:20:42 PM |
credit-dandelion148 | $400.00 | 10/17/2012 1:09:39 PM |
the-inspired-justice | $25.00 | 10/17/2012 1:48:20 PM |
Keystonekop | $100.00 | 10/17/2012 4:21:53 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:04:43 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:28 AM |
nycitynoodle | $25.00 | 10/18/2012 6:53:52 AM |
encore06 | $25.00 | 10/18/2012 7:26:18 AM |
Rockymtnhi | $50.00 | 10/18/2012 9:52:27 AM |
reflective-greenback1 | $50.00 | 10/18/2012 9:25:13 AM |
majestic-duty4 | $100.00 | 10/18/2012 9:08:55 AM |
best-return-comforter | $25.00 | 10/18/2012 11:54:04 AM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:20 AM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:58 PM |
ElvisCash | $50.00 | 10/18/2012 1:26:26 PM |
auction-pragmatist | $25.00 | 10/18/2012 3:03:00 PM |
american6 | $50.00 | 10/18/2012 5:48:07 PM |
krisran | $50.00 | 10/18/2012 1:25:50 PM |
whitegold24k | $150.00 | 10/18/2012 3:08:38 PM |
Cai8899 | $25.00 | 10/18/2012 5:57:43 PM |
repayment-pagoda8 | $100.00 | 10/18/2012 5:48:28 PM |
contract-bopper | $25.00 | 10/18/2012 5:59:11 PM |
enterprising-exchange6 | $50.00 | 10/18/2012 5:59:13 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:36 PM |
Investoman | $25.00 | 10/18/2012 5:45:41 PM |
PThor | $25.00 | 10/18/2012 5:52:17 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:39 PM |
Castellan | $50.00 | 10/18/2012 6:13:45 PM |
mvalley | $25.00 | 10/18/2012 6:16:36 PM |
Sanford-N-Sons | $25.00 | 10/18/2012 6:24:54 PM |
mar97 | $25.00 | 10/18/2012 6:04:26 PM |
awe-inspiring-commitment972 | $50.00 | 10/18/2012 6:29:34 PM |
BidDaddyBigBucks | $25.00 | 10/18/2012 6:05:33 PM |
best-listing-toro | $25.00 | 10/18/2012 6:14:50 PM |
Emgolda | $25.00 | 10/18/2012 6:31:53 PM |
DreisersFinancier | $50.00 | 10/18/2012 6:09:23 PM |
community-pipeline | $25.00 | 10/18/2012 6:36:23 PM |
CreditBuilder2 | $25.01 | 10/18/2012 6:22:49 PM |
excellent-funds649 | $50.00 | 10/18/2012 6:14:32 PM |
Peacepower | $50.00 | 10/18/2012 6:16:21 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:51 PM |
octoberfresh | $25.00 | 10/18/2012 6:45:24 PM |
pious-currency875 | $100.00 | 10/18/2012 6:35:48 PM |
skuba | $58.00 | 10/18/2012 6:56:52 PM |
enthralling-wampum | $25.00 | 10/18/2012 6:31:41 PM |
Focus-on-tommorow | $25.00 | 10/18/2012 6:32:13 PM |
maldok1 | $25.00 | 10/18/2012 6:37:01 PM |
lender987654321 | $50.00 | 10/18/2012 6:37:38 PM |
networks4ever | $25.00 | 10/18/2012 7:01:45 PM |
justreturns | $25.00 | 10/18/2012 7:02:14 PM |
sharpey | $25.00 | 10/18/2012 6:43:15 PM |
Senechal | $50.00 | 10/18/2012 6:56:54 PM |
kind-unassuming-fund | $25.00 | 10/18/2012 6:58:48 PM |
MtnLend | $25.00 | 10/18/2012 7:11:39 PM |
market-assembler | $28.00 | 10/18/2012 7:03:18 PM |
mtquan | $25.00 | 10/18/2012 7:18:08 PM |
Herluftrolle | $25.00 | 10/18/2012 7:00:28 PM |
soarmore | $25.00 | 10/18/2012 7:01:17 PM |
Woodworker57 | $25.00 | 10/18/2012 7:26:38 PM |
aabadabadoo | $50.00 | 10/18/2012 7:02:57 PM |
Jalebi | $25.00 | 10/18/2012 7:27:53 PM |
relaxation798 | $100.00 | 10/18/2012 7:10:00 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:38 PM |
GrommetPosse | $30.00 | 10/18/2012 7:06:14 PM |
themoneydoctor | $50.00 | 10/18/2012 7:35:54 PM |
Zolton | $112.00 | 10/18/2012 7:14:38 PM |
kid8549 | $100.00 | 10/18/2012 7:41:49 PM |
Dubbs360 | $200.00 | 10/18/2012 7:44:19 PM |
minista | $25.00 | 10/18/2012 7:16:01 PM |
keen-credit6 | $26.00 | 10/18/2012 7:59:40 PM |
larrybird | $93.00 | 10/18/2012 7:17:28 PM |
youthful-bonus3 | $95.47 | 10/18/2012 7:17:44 PM |
euro-infusion3 | $25.00 | 10/18/2012 7:31:39 PM |
urbane-deal152 | $30.00 | 10/18/2012 7:19:56 PM |
brightest-benjamins-onator | $29.00 | 10/18/2012 7:34:16 PM |
resolute-basis9 | $25.00 | 10/18/2012 8:18:15 PM |
KlotzLending | $25.00 | 10/18/2012 7:37:44 PM |
MadHun | $200.00 | 10/18/2012 7:38:30 PM |
thrifty-transaction578 | $25.00 | 10/18/2012 7:49:02 PM |
life-is-great | $25.00 | 10/18/2012 7:49:17 PM |
BiggestG | $25.00 | 10/18/2012 7:31:20 PM |
sturdy-fairness0 | $52.00 | 10/18/2012 7:35:04 PM |
fate-amenable-to-change | $50.00 | 10/18/2012 11:53:32 PM |
Solid-Platinum | $30.00 | 10/19/2012 12:46:12 AM |
zchamilton | $50.00 | 10/18/2012 7:38:42 PM |
Ben-Siegelbaum | $50.00 | 10/19/2012 1:48:47 AM |
pinballeffect | $100.00 | 10/19/2012 4:06:06 AM |
Blackberry_Hill_AFH | $27.66 | 10/19/2012 4:45:54 AM |
toblerone | $25.00 | 10/18/2012 8:04:51 PM |
greenback-loyalist8 | $25.00 | 10/19/2012 5:52:45 AM |
matropolis | $25.00 | 10/19/2012 6:03:59 AM |
InvestForWealth | $44.94 | 10/19/2012 6:26:24 AM |
adorable-asset9 | $200.00 | 10/18/2012 8:19:03 PM |
GameDesign | $50.00 | 10/18/2012 7:54:35 PM |
ready-vigilance3 | $50.00 | 10/18/2012 8:23:04 PM |
peace-cell2 | $25.00 | 10/19/2012 7:55:15 AM |
FWF-kinetic | $50.00 | 10/18/2012 9:03:11 PM |
MBBinthBK | $36.67 | 10/19/2012 8:30:00 AM |
ninjazx10rida | $25.00 | 10/18/2012 8:07:36 PM |
rutzebach | $300.00 | 10/19/2012 8:39:17 AM |
aprivatelender | $25.00 | 10/18/2012 10:04:16 PM |
egw | $50.00 | 10/19/2012 9:02:04 AM |
thevogelfamily | $30.00 | 10/19/2012 9:02:27 AM |
burgeoning-silver | $25.00 | 10/19/2012 9:02:37 AM |
Tradesmanlender | $25.00 | 10/19/2012 9:03:54 AM |
Relevance | $25.00 | 10/19/2012 9:05:07 AM |
mennleo | $50.00 | 10/19/2012 9:06:31 AM |
methodical-principal2 | $25.00 | 10/18/2012 8:29:24 PM |
blue-relay | $25.00 | 10/18/2012 8:38:22 PM |
exuberant-funds1 | $25.00 | 10/18/2012 8:46:36 PM |
income-encore1 | $50.00 | 10/19/2012 9:10:57 AM |
icchok | $50.00 | 10/19/2012 9:11:32 AM |
broker048 | $25.00 | 10/18/2012 8:59:52 PM |
Nascar1 | $50.00 | 10/19/2012 9:18:36 AM |
the-transaction-stronghold | $25.00 | 10/19/2012 9:20:12 AM |
blue-unrelenting-rupee | $25.00 | 10/19/2012 9:25:14 AM |
heerzaquestion | $70.00 | 10/19/2012 5:23:07 AM |
fairwealth | $25.00 | 10/19/2012 8:59:23 AM |
nannook | $25.00 | 10/19/2012 9:29:14 AM |
cerebral-dollar773 | $25.00 | 10/19/2012 5:44:26 AM |
velocity-solo | $25.00 | 10/19/2012 9:03:04 AM |
gold-position | $25.00 | 10/19/2012 9:31:12 AM |
mizon291 | $25.00 | 10/19/2012 9:32:04 AM |
mflawyer | $25.00 | 10/19/2012 6:01:45 AM |
skiberdad | $50.00 | 10/19/2012 9:34:26 AM |
brightest-listing-scrutinzer | $50.00 | 10/19/2012 9:40:00 AM |
power-kin | $50.00 | 10/19/2012 9:40:07 AM |
investment-comet | $25.00 | 10/19/2012 7:13:56 AM |
spoolin18t | $50.00 | 10/19/2012 7:17:08 AM |
gracej | $25.00 | 10/19/2012 9:41:56 AM |
postalwhiz | $25.00 | 10/19/2012 9:42:23 AM |
siesta100 | $25.00 | 10/19/2012 9:45:12 AM |
ladybird1 | $50.00 | 10/19/2012 9:45:57 AM |
justice-comet | $30.00 | 10/19/2012 9:46:35 AM |
fcukciti | $35.00 | 10/19/2012 9:47:50 AM |
BDL-Roth | $40.00 | 10/19/2012 9:12:31 AM |
abundant-dollar7 | $50.00 | 10/19/2012 8:10:54 AM |
unrivaled-silver | $25.00 | 10/19/2012 9:49:49 AM |
bid-papyrus | $25.00 | 10/19/2012 9:49:58 AM |
MINTURN | $25.54 | 10/19/2012 8:51:20 AM |
thaddeuscm | $25.00 | 10/19/2012 9:51:14 AM |
allotment464 | $71.00 | 10/19/2012 9:02:01 AM |
BofM | $25.00 | 10/19/2012 9:18:35 AM |
treasure-dreamer7 | $25.00 | 10/19/2012 9:20:25 AM |
proud-pound4 | $25.00 | 10/19/2012 9:20:50 AM |
Ivan2007 | $50.00 | 10/19/2012 9:22:12 AM |
ItsJustMe79 | $25.00 | 10/19/2012 9:54:49 AM |
Fearless_Lender | $25.00 | 10/19/2012 9:22:25 AM |
leverage-monger | $25.00 | 10/19/2012 9:55:24 AM |
affluence-kingdom9 | $100.00 | 10/19/2012 9:23:06 AM |
ore-slingshot0 | $25.00 | 10/19/2012 9:05:29 AM |
Rick21 | $50.00 | 10/19/2012 9:55:42 AM |
bonus-tent | $25.00 | 10/19/2012 9:06:14 AM |
p2p-allocator | $25.00 | 10/19/2012 9:56:54 AM |
green-tree-shake | $27.00 | 10/19/2012 9:25:52 AM |
LandoC1 | $25.00 | 10/19/2012 9:26:15 AM |
studious-bonus7 | $100.00 | 10/19/2012 9:09:42 AM |
lending_well | $25.00 | 10/19/2012 10:02:39 AM |
buraky | $50.00 | 10/19/2012 9:32:56 AM |
ranstlin | $25.00 | 10/19/2012 10:03:19 AM |
compatible-power8 | $25.00 | 10/19/2012 10:08:16 AM |
responsibility-cherry6 | $25.00 | 10/19/2012 9:18:03 AM |
AJIPrivateNotes | $25.00 | 10/19/2012 10:11:18 AM |
currency-chihuahua3 | $50.00 | 10/19/2012 10:12:20 AM |
nimble-penny1 | $25.00 | 10/19/2012 9:42:35 AM |
geekguy | $25.00 | 10/19/2012 9:19:37 AM |
value-wind0 | $50.00 | 10/19/2012 9:21:12 AM |
don8ter | $26.00 | 10/19/2012 10:13:07 AM |
4aBetterTomorrow | $25.00 | 10/19/2012 10:13:22 AM |
glider537 | $25.00 | 10/19/2012 10:13:52 AM |
cash-sensai2 | $25.00 | 10/19/2012 9:22:50 AM |
bonanza1973 | $25.00 | 10/19/2012 10:15:51 AM |
worldly-commitment173 | $100.00 | 10/19/2012 9:26:35 AM |
credible-compassion6 | $25.00 | 10/19/2012 10:18:47 AM |
hostbank | $73.00 | 10/19/2012 9:53:40 AM |
goldeneye777 | $51.00 | 10/19/2012 9:29:46 AM |
rate-mogul | $50.00 | 10/19/2012 9:54:31 AM |
Alpha-AssistU | $25.00 | 10/19/2012 9:32:32 AM |
BB-ptoploan | $27.00 | 10/19/2012 9:54:58 AM |
velocity-amplifier9 | $25.00 | 10/19/2012 9:34:56 AM |
resource777 | $50.00 | 10/19/2012 9:35:16 AM |
otter | $29.00 | 10/19/2012 9:38:08 AM |
gochargers | $25.00 | 10/19/2012 9:58:59 AM |
Redmond | $25.00 | 10/19/2012 9:39:17 AM |
gold-commander0 | $25.00 | 10/19/2012 9:43:34 AM |
KeepOnRunning | $100.00 | 10/19/2012 10:03:09 AM |
adventurer447 | $274.00 | 10/19/2012 9:46:01 AM |
the-enthralling-coin | $25.00 | 10/19/2012 9:46:38 AM |
silver-flower448 | $25.00 | 10/19/2012 10:03:51 AM |
prudent-payment316 | $25.00 | 10/19/2012 9:46:45 AM |
dansarkis | $25.00 | 10/19/2012 10:05:21 AM |
CSAworker | $25.00 | 10/19/2012 10:07:14 AM |
carlover | $25.00 | 10/19/2012 10:09:53 AM |
slartibardfast | $25.00 | 10/19/2012 10:14:13 AM |
reinforced-reward | $25.00 | 10/19/2012 10:17:07 AM |
papaman | $25.00 | 10/19/2012 9:56:17 AM |
jc33148 | $25.00 | 10/19/2012 9:58:54 AM |
unforgettable-wealth4 | $50.00 | 10/19/2012 9:59:18 AM |
BonesyJones | $84.90 | 10/19/2012 10:23:24 AM |
puifais | $50.00 | 10/19/2012 10:03:27 AM |
CASHGIRL | $25.00 | 10/19/2012 10:06:37 AM |
brewman | $25.00 | 10/19/2012 10:11:02 AM |
Jamesusc03 | $25.00 | 10/19/2012 10:12:17 AM |
the_winning_ticket | $28.00 | 10/19/2012 10:20:08 AM |
1phantom | $25.00 | 10/19/2012 10:20:27 AM |
422 Investments
|
Borrower Payment Dependent Notes Series
652078
This series of Notes was issued and sold upon the funding of the borrower loan #76459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $126.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,258 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| obedient-fund118 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,700.00 | 10/16/2012 5:01:43 PM |
careful-vigilance4 | $25.00 | 10/16/2012 5:06:57 PM |
enriching-dollar1 | $100.00 | 10/16/2012 5:10:50 PM |
zipemdown | $25.00 | 10/16/2012 5:07:45 PM |
asset-professor | $100.00 | 10/16/2012 5:13:39 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:16:10 PM |
Sotando | $25.00 | 10/16/2012 5:17:06 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
652106
This series of Notes was issued and sold upon the funding of the borrower loan #76282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $552.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,654 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-ecstasy2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate two of my large credit debts to allow for me to pay them off quicker and reduce the interest paid.
My financial situation:
I am a good candidate for this loan because I have not had a late payment in more then 10 years, I can pay the current payments comfortably, but I am not able to make an impact on the balance and I would really like to get the debt going down versus hovering at roughly the same level month after month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/11/2012 7:42:11 AM |
LoanerPrincipal | $25.00 | 10/10/2012 5:09:11 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:54 PM |
marketplace-singularity3 | $50.00 | 10/10/2012 5:09:56 PM |
community-burrito9 | $35.00 | 10/10/2012 5:10:41 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:36 PM |
entertaining-revenue4 | $50.00 | 10/10/2012 5:36:40 PM |
ready-interest9 | $25.00 | 10/10/2012 6:55:34 PM |
fund-medalist171 | $25.00 | 10/10/2012 7:29:25 PM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:50 PM |
Detour11 | $25.00 | 10/10/2012 8:27:45 PM |
UOweMe | $25.00 | 10/11/2012 3:54:30 AM |
decisive-income7 | $1,500.00 | 10/11/2012 7:11:11 AM |
napmanger | $100.00 | 10/11/2012 8:43:31 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:20 AM |
etraboulay | $50.00 | 10/11/2012 10:58:29 AM |
tender-wealth0 | $25.00 | 10/11/2012 1:35:48 PM |
Peacepower | $40.00 | 10/11/2012 3:05:30 PM |
awesome-generosity4 | $25.00 | 10/11/2012 3:08:36 PM |
calm-platinum957 | $35.00 | 10/11/2012 5:05:25 PM |
Let-Me-Help-You | $75.00 | 10/11/2012 5:03:24 PM |
gain-tamer7 | $100.00 | 10/11/2012 5:27:04 PM |
kind-exchange-association | $30.00 | 10/11/2012 6:28:38 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:05 PM |
justreturns | $25.00 | 10/11/2012 6:00:16 PM |
first-serene-credit | $25.00 | 10/11/2012 8:23:51 PM |
cerebral-dollar773 | $25.00 | 10/12/2012 6:05:12 AM |
payout-paladin3 | $500.00 | 10/11/2012 6:36:00 PM |
payout-paladin3 | $250.00 | 10/12/2012 7:22:29 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:08 AM |
dedicated-hope640 | $25.00 | 10/11/2012 7:58:58 PM |
keen-credit6 | $25.00 | 10/11/2012 6:47:17 PM |
helpful-loan245 | $25.00 | 10/12/2012 1:38:18 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:47 AM |
worth-blanket2 | $25.00 | 10/12/2012 11:23:54 AM |
andycheb | $50.00 | 10/12/2012 10:25:49 AM |
payment-associate5 | $100.00 | 10/12/2012 12:16:56 PM |
think-become | $25.00 | 10/12/2012 10:30:52 AM |
kenji4861 | $25.00 | 10/12/2012 10:51:49 AM |
compatible-deal9 | $50.00 | 10/12/2012 11:10:51 AM |
worth-blanket2 | $16,221.99 | 10/12/2012 1:26:27 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:38 PM |
flyfisherman99 | $50.00 | 10/12/2012 1:25:48 PM |
imogen22 | $50.00 | 10/10/2012 5:12:53 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:32 PM |
best-bonafide-p2p | $50.00 | 10/10/2012 5:08:56 PM |
indomitable-coin | $25.00 | 10/10/2012 5:22:11 PM |
Arvicco | $400.00 | 10/10/2012 5:25:51 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:34 PM |
ethical-truth211 | $500.00 | 10/10/2012 5:35:24 PM |
windguy | $50.00 | 10/10/2012 5:24:51 PM |
jedi053 | $100.00 | 10/10/2012 5:26:51 PM |
CreditBuilder2 | $25.01 | 10/10/2012 5:44:11 PM |
green-discrete-rupee | $50.00 | 10/10/2012 5:47:58 PM |
toblerone | $25.00 | 10/10/2012 6:58:52 PM |
golffish2 | $25.00 | 10/11/2012 4:03:32 AM |
Dubbs360 | $200.00 | 10/10/2012 6:43:07 PM |
intuitive-benefit3 | $100.00 | 10/10/2012 6:19:57 PM |
HikeMoab | $25.00 | 10/11/2012 7:05:47 AM |
zchamilton | $50.00 | 10/10/2012 6:43:46 PM |
jubilant-capital1 | $25.00 | 10/10/2012 7:07:30 PM |
Bank_Of_XL | $25.00 | 10/10/2012 8:43:45 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:39 AM |
tolerant-dime2 | $25.00 | 10/11/2012 9:19:11 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:16 PM |
astute-benjamins | $150.00 | 10/11/2012 3:18:58 PM |
thorough-duty641 | $25.00 | 10/11/2012 2:29:13 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:33 PM |
zippy-revenue8 | $25.00 | 10/11/2012 4:54:00 PM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:30 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:19 PM |
compoundinterest | $25.00 | 10/11/2012 5:50:39 PM |
cardminger | $25.00 | 10/11/2012 5:35:26 PM |
spirit07a | $100.00 | 10/11/2012 5:42:31 PM |
revenue-youngster | $25.00 | 10/11/2012 8:17:36 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:40 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:51 PM |
bellaquito | $500.00 | 10/11/2012 6:53:22 PM |
adorable-asset9 | $100.00 | 10/11/2012 6:27:06 PM |
contract-bopper | $25.00 | 10/12/2012 9:01:15 AM |
courteous-trade229 | $40.00 | 10/11/2012 8:54:11 PM |
shrewd-deal | $50.00 | 10/11/2012 9:37:36 PM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:23 AM |
moola-accelerator6 | $25.00 | 10/12/2012 8:15:24 AM |
Jalebi | $50.00 | 10/12/2012 9:43:56 AM |
enterprising-exchange6 | $50.00 | 10/12/2012 9:07:15 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:29 AM |
hitsman | $50.00 | 10/12/2012 10:50:33 AM |
currency-fan9 | $50.00 | 10/12/2012 12:13:59 PM |
magical-fairness4 | $25.00 | 10/12/2012 12:24:59 PM |
sanjubab | $25.00 | 10/12/2012 11:23:51 AM |
Interloper | $50.00 | 10/12/2012 11:41:59 AM |
awesome-dollar6 | $100.00 | 10/12/2012 11:43:08 AM |
heatherwood | $50.00 | 10/12/2012 12:43:25 PM |
bent300 | $50.00 | 10/12/2012 1:00:54 PM |
VASLENDING | $25.00 | 10/12/2012 1:22:32 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
652134
This series of Notes was issued and sold upon the funding of the borrower loan #76237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $180.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 47% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
13 | Length of status: | 11y 11m |
Amount delinquent:
| $100 |
Total credit lines:
| 46 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,697 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unrivaled-hope1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Payoff Credit Cards
My financial situation:
I am a good candidate for this loan because... I am trying to consolidate and payoff my credit cards so I can build my credit back up. With this loan, I can payoff seven accounts.
Monthly net income: $1,800.00
Monthly expenses: $1,921.00
Housing: $ Husband pays
Insurance: $ Husband pays
Car expenses: $owns
Utilities: $195.00
Phone, cable, internet: $ 220.00
Food, entertainment: $ 200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1,006.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:22 AM |
Foggy | $25.00 | 10/11/2012 5:27:50 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:39 PM |
money-bauble | $100.00 | 10/11/2012 6:01:19 PM |
cr8on | $75.00 | 10/11/2012 5:02:15 PM |
cardminger | $25.00 | 10/11/2012 5:35:29 PM |
Bob450 | $25.00 | 10/11/2012 5:17:05 PM |
gold-sushi | $25.00 | 10/11/2012 5:24:58 PM |
patriot897 | $25.00 | 10/11/2012 5:32:15 PM |
etraboulay | $50.00 | 10/11/2012 5:36:14 PM |
laomedon | $50.00 | 10/11/2012 10:33:36 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:37 PM |
LeReve | $500.00 | 10/11/2012 6:29:26 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:45:56 PM |
burrben | $100.00 | 10/11/2012 6:34:00 PM |
bob450-roth | $25.00 | 10/11/2012 7:54:10 PM |
Jalebi | $50.00 | 10/12/2012 9:44:16 AM |
leverage-monger | $25.00 | 10/12/2012 10:32:39 AM |
mammalian4 | $25.00 | 10/12/2012 2:54:29 PM |
jedi053 | $100.00 | 10/12/2012 5:22:59 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:21 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:07 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:14 PM |
yield-hut | $25.00 | 10/12/2012 4:21:56 PM |
natural-greenback6 | $25.00 | 10/12/2012 4:41:07 PM |
trumpeter391 | $25.00 | 10/12/2012 5:12:22 PM |
careful-vigilance4 | $25.00 | 10/12/2012 6:37:41 PM |
integrity-gazelle7 | $25.00 | 10/12/2012 6:51:50 PM |
peace-fixer8 | $25.00 | 10/12/2012 5:28:12 PM |
Investing-in-you-2 | $25.00 | 10/12/2012 6:21:39 PM |
asset-professor | $25.00 | 10/11/2012 5:31:29 PM |
ethical-truth211 | $500.00 | 10/11/2012 5:39:27 PM |
trade-goblin9 | $50.00 | 10/11/2012 5:02:27 PM |
jiftostada | $25.00 | 10/11/2012 5:56:44 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:50 PM |
money-baron | $100.00 | 10/11/2012 6:20:50 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:21 PM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:32 PM |
zipemdown | $25.00 | 10/11/2012 5:14:10 PM |
first-pragmatic-power | $25.00 | 10/11/2012 6:38:50 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:00 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:58 PM |
spark548 | $100.00 | 10/11/2012 6:17:03 PM |
52digital | $75.00 | 10/11/2012 6:19:59 PM |
musegaze | $50.00 | 10/12/2012 9:06:19 AM |
natural-point1 | $25.00 | 10/12/2012 12:37:10 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:22 PM |
RotJ | $200.00 | 10/12/2012 12:31:24 PM |
supersam | $50.00 | 10/12/2012 5:31:46 PM |
mmckune | $25.00 | 10/12/2012 5:03:21 PM |
currency-library94 | $50.00 | 10/12/2012 5:04:40 PM |
87Marc | $25.00 | 10/12/2012 5:24:58 PM |
market-jam | $25.00 | 10/12/2012 6:19:12 PM |
intrepid-compassion29 | $25.00 | 10/12/2012 5:40:01 PM |
myduck | $30.00 | 10/12/2012 5:46:04 PM |
abundant-power | $25.00 | 10/12/2012 5:51:14 PM |
bold-direct-asset | $50.00 | 10/12/2012 5:33:16 PM |
first-integrity-gravity | $50.00 | 10/12/2012 6:12:46 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:22 PM |
networks4ever | $25.00 | 10/12/2012 6:06:01 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:43 PM |
keichi03 | $20.00 | 10/12/2012 6:52:58 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
652194
This series of Notes was issued and sold upon the funding of the borrower loan #76436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,343 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| economy-maverick8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600.00
Monthly expenses: $2500.00
Housing: $620.00
Insurance: $200.00
Car expenses: $434.00
Utilities: $300.00
Phone, cable, internet: $174.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $40.00 | 10/11/2012 7:13:09 AM |
green-trade-dolphin | $35.02 | 10/10/2012 5:01:47 PM |
Endeavour | $150.00 | 10/10/2012 5:07:07 PM |
credit-adventurer313 | $50.00 | 10/10/2012 5:07:23 PM |
mmills1220 | $25.00 | 10/10/2012 5:14:18 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:42 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:36 PM |
bewitching-dollar5 | $100.00 | 10/10/2012 5:28:12 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:55 PM |
cattlebaron | $25.00 | 10/10/2012 5:07:20 PM |
community-burrito9 | $45.00 | 10/10/2012 5:09:38 PM |
urbane-income7 | $25.00 | 10/10/2012 5:45:36 PM |
imogen22 | $50.00 | 10/10/2012 5:13:14 PM |
LeReve | $500.00 | 10/10/2012 5:26:32 PM |
Dubbs360 | $200.00 | 10/10/2012 5:14:26 PM |
tech310 | $50.00 | 10/10/2012 5:18:54 PM |
jedi053 | $100.00 | 10/10/2012 5:26:52 PM |
loyalty-hornet6 | $25.00 | 10/10/2012 6:17:35 PM |
unbelievable-diversification8 | $25.00 | 10/10/2012 6:18:26 PM |
Taz-Man-IIWIS | $25.00 | 10/10/2012 6:22:05 PM |
money-bauble | $100.00 | 10/10/2012 5:33:42 PM |
gjm6d | $25.00 | 10/10/2012 5:34:11 PM |
Sagamore | $300.00 | 10/10/2012 6:48:49 PM |
Nil2008 | $100.00 | 10/10/2012 6:05:49 PM |
global-invest-group | $25.00 | 10/10/2012 6:00:19 PM |
Bob450 | $25.00 | 10/10/2012 9:32:11 PM |
adir1 | $50.00 | 10/10/2012 10:53:24 PM |
supreme-exchange547 | $25.00 | 10/10/2012 6:09:11 PM |
gravbox | $25.00 | 10/10/2012 6:33:04 PM |
kendigme | $25.00 | 10/11/2012 2:35:35 AM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:50 PM |
haplender | $50.00 | 10/10/2012 6:12:54 PM |
intuitive-benefit3 | $100.00 | 10/10/2012 6:19:57 PM |
Bank_Of_XL | $25.00 | 10/10/2012 8:43:37 PM |
MonkeyHero | $25.00 | 10/10/2012 9:50:16 PM |
power-chef420 | $25.00 | 10/11/2012 9:01:16 AM |
RGlad | $153.00 | 10/10/2012 8:07:19 PM |
commerce-venture1 | $25.00 | 10/10/2012 8:35:21 PM |
helpful-fund7 | $92.56 | 10/11/2012 5:32:10 AM |
frogperson | $200.00 | 10/10/2012 8:57:49 PM |
FortuneFundII | $100.00 | 10/11/2012 9:18:21 AM |
Kravcorp | $25.00 | 10/10/2012 11:20:13 PM |
janeybooboo | $100.00 | 10/11/2012 7:42:29 AM |
Interloper | $100.00 | 10/11/2012 8:04:02 AM |
zorg77 | $25.00 | 10/11/2012 5:04:05 AM |
brightest-momentous-income | $25.00 | 10/11/2012 8:49:36 AM |
decisive-income7 | $2,000.00 | 10/11/2012 7:10:13 AM |
Leshan | $50.00 | 10/11/2012 7:14:22 AM |
buffalobills | $25.00 | 10/11/2012 7:40:02 AM |
bazaar-tulip | $25.00 | 10/11/2012 9:45:14 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:30 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:51 AM |
angelinvestor2 | $40.00 | 10/11/2012 10:03:58 AM |
mercuriant | $25.00 | 10/11/2012 9:36:13 AM |
profitable-fairness1 | $50.00 | 10/11/2012 9:42:24 AM |
suave-durability1 | $50.00 | 10/11/2012 9:30:02 AM |
leverage-monger | $25.00 | 10/11/2012 9:51:27 AM |
maldok1 | $25.00 | 10/11/2012 9:44:29 AM |
enchanted-note | $25.00 | 10/11/2012 9:57:31 AM |
return-exchanger355 | $37.20 | 10/11/2012 10:06:03 AM |
113121 | $100.00 | 10/10/2012 5:24:11 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:12 AM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:50 PM |
wonder3 | $25.00 | 10/10/2012 5:08:23 PM |
best-bonafide-p2p | $25.00 | 10/10/2012 5:02:45 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:00 PM |
cr8on | $75.00 | 10/10/2012 5:12:39 PM |
Arvicco | $400.00 | 10/10/2012 5:26:08 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:14 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:34 PM |
kila-designer | $249.00 | 10/10/2012 5:31:03 PM |
integrity-reactor4 | $100.00 | 10/10/2012 6:16:58 PM |
inspire22 | $25.00 | 10/10/2012 6:17:13 PM |
pious-currency875 | $100.00 | 10/10/2012 6:18:47 PM |
cash-mad-scientist3 | $25.00 | 10/10/2012 5:52:32 PM |
consummate-affluence | $100.00 | 10/10/2012 5:55:12 PM |
MI2 | $5,000.00 | 10/10/2012 5:33:55 PM |
gotjack-IRA | $25.02 | 10/10/2012 5:41:11 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:45 PM |
marwadi-62 | $200.00 | 10/10/2012 6:49:44 PM |
historic-value7 | $200.00 | 10/10/2012 5:58:45 PM |
Detour11 | $25.00 | 10/10/2012 8:24:55 PM |
shugyosha | $50.00 | 10/10/2012 8:52:30 PM |
Rollshaft | $25.00 | 10/10/2012 9:36:36 PM |
first-graceful-contract | $25.00 | 10/10/2012 9:56:11 PM |
bazaar-festivity | $25.00 | 10/10/2012 6:08:59 PM |
treasure-bliss | $200.00 | 10/11/2012 5:12:47 AM |
structure9 | $25.00 | 10/10/2012 6:16:16 PM |
CA-Lender | $50.01 | 10/10/2012 7:10:35 PM |
Abece | $314.19 | 10/10/2012 7:11:28 PM |
mckhbnpc | $50.00 | 10/10/2012 6:23:27 PM |
wwwUniversal | $25.00 | 10/10/2012 6:31:50 PM |
houli123 | $225.00 | 10/10/2012 8:00:58 PM |
toblerone | $25.00 | 10/10/2012 6:48:20 PM |
networks4ever | $25.00 | 10/10/2012 6:49:21 PM |
real-return2 | $26.00 | 10/10/2012 9:33:48 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:40 AM |
income-triangulation1 | $25.00 | 10/11/2012 1:59:04 AM |
prudent-bid3 | $35.00 | 10/11/2012 6:25:56 AM |
Tradesmanlender | $25.00 | 10/11/2012 9:23:39 AM |
thankful-nickel2 | $25.00 | 10/11/2012 7:42:37 AM |
circuitfive | $25.00 | 10/11/2012 9:28:11 AM |
lokiswolf | $25.00 | 10/11/2012 8:33:05 AM |
bid-youngster026 | $25.00 | 10/11/2012 9:51:45 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:29 AM |
Emgolda | $25.00 | 10/11/2012 9:09:11 AM |
american6 | $50.00 | 10/11/2012 9:12:44 AM |
astute-benjamins | $150.00 | 10/11/2012 9:46:30 AM |
108 Investments
|
Borrower Payment Dependent Notes Series
652202
This series of Notes was issued and sold upon the funding of the borrower loan #76332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 59% |
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,490 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| wealth-quest8 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: home improvements
This loan will be used to...buy new appliances, cabinets, new flooring
My financial situation:
I am a good candidate for this loan because...reliable, honest
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFundII | $100.00 | 10/11/2012 9:18:23 AM |
Arvicco | $400.00 | 10/11/2012 10:02:04 AM |
LoanerPrincipal | $25.00 | 10/11/2012 9:18:52 AM |
intuitive-benefit3 | $100.00 | 10/11/2012 9:42:14 AM |
hitsman | $50.00 | 10/11/2012 9:18:32 AM |
astute-benjamins | $150.00 | 10/11/2012 9:44:24 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:52 AM |
gentle-generosity822 | $25.00 | 10/11/2012 10:43:24 AM |
max007 | $25.00 | 10/11/2012 1:02:51 PM |
indomitable-coin | $25.00 | 10/11/2012 10:26:23 AM |
ddog0224 | $100.00 | 10/11/2012 3:29:06 PM |
Dubbs360 | $200.00 | 10/11/2012 10:42:20 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:23 PM |
etraboulay | $50.00 | 10/11/2012 10:58:32 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:37 PM |
heerzaquestion | $25.00 | 10/11/2012 4:26:53 PM |
napmanger | $100.00 | 10/11/2012 8:48:43 PM |
Firescreek | $35.00 | 10/12/2012 5:41:41 AM |
buddy486 | $25.00 | 10/12/2012 7:42:55 AM |
Jalebi | $50.00 | 10/12/2012 9:44:03 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:48 AM |
bazaar-samurai0 | $75.00 | 10/12/2012 4:06:34 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:41 PM |
bent300 | $50.00 | 10/12/2012 1:00:56 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:46:14 PM |
suave-durability1 | $50.00 | 10/12/2012 5:35:27 PM |
Nazbuster | $100.00 | 10/12/2012 2:58:11 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:18 PM |
success1001 | $100.00 | 10/13/2012 2:04:55 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:11 PM |
transactionelstiltskin5 | $25.00 | 10/13/2012 11:17:36 AM |
wss438 | $25.00 | 10/13/2012 9:06:06 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:22 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:20 PM |
whitegold24k | $150.00 | 10/13/2012 2:47:37 PM |
thrifty-transaction578 | $25.00 | 10/13/2012 12:28:52 PM |
FlexTech24 | $25.00 | 10/13/2012 3:10:55 PM |
johngaltline | $25.00 | 10/14/2012 5:59:16 AM |
anacent | $50.00 | 10/13/2012 4:05:38 PM |
mvalley | $25.00 | 10/14/2012 12:05:26 PM |
peso-mate | $50.00 | 10/14/2012 5:24:52 AM |
life-is-great | $25.00 | 10/14/2012 12:30:32 PM |
runfree | $75.00 | 10/14/2012 8:46:27 AM |
capital-heaven5 | $100.00 | 10/14/2012 9:27:20 AM |
FWF-kinetic | $25.00 | 10/14/2012 12:56:52 PM |
brainy-bill9 | $50.00 | 10/14/2012 10:10:24 AM |
Arpad | $80.00 | 10/14/2012 8:19:18 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:11 PM |
hopeful-silver5 | $50.00 | 10/14/2012 5:37:12 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:41 PM |
Lubava | $27.41 | 10/14/2012 8:43:02 PM |
LngTerm | $25.00 | 10/14/2012 10:00:03 PM |
Approved1234 | $25.00 | 10/15/2012 8:51:33 AM |
luckyldy | $50.00 | 10/15/2012 8:04:31 AM |
slimof37 | $25.00 | 10/15/2012 9:51:33 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:45 AM |
Fonthill | $500.00 | 10/15/2012 11:06:47 AM |
sankyu | $100.00 | 10/15/2012 10:10:53 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:31 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:56 AM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:53 AM |
delicious-value973 | $100.00 | 10/15/2012 3:24:53 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:56:40 AM |
enterprising-loyalty795 | $25.00 | 10/15/2012 1:27:47 PM |
IP | $25.00 | 10/15/2012 5:08:50 PM |
moneytolend72 | $35.00 | 10/15/2012 4:16:26 PM |
paladin847 | $70.00 | 10/15/2012 5:10:49 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:03 AM |
phenomenal-rate1 | $500.00 | 10/11/2012 9:43:42 AM |
imogen22 | $50.00 | 10/11/2012 9:49:52 AM |
compoundinterest | $25.00 | 10/11/2012 9:12:01 AM |
FortuneFund | $50.00 | 10/11/2012 9:19:18 AM |
jedi053 | $100.00 | 10/11/2012 9:32:53 AM |
spirit07a | $100.00 | 10/11/2012 9:19:04 AM |
gravbox | $25.00 | 10/11/2012 10:37:05 AM |
repayment-pagoda8 | $100.00 | 10/11/2012 9:47:40 AM |
compatible-deal9 | $25.00 | 10/11/2012 9:45:37 AM |
CreditBuilder2 | $25.01 | 10/11/2012 10:01:12 AM |
tender-wealth0 | $25.00 | 10/11/2012 1:27:36 PM |
octoberfresh | $25.00 | 10/11/2012 10:05:44 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:00 AM |
kenji4861 | $25.00 | 10/11/2012 11:08:55 AM |
bellaquito | $500.00 | 10/11/2012 11:09:57 AM |
repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:18 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:09 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:52 PM |
courteous-trade229 | $30.00 | 10/11/2012 8:53:46 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:42 PM |
reward-giant1 | $48.00 | 10/12/2012 8:45:29 AM |
trumpeter391 | $25.00 | 10/12/2012 8:33:58 AM |
proud-pound4 | $25.00 | 10/12/2012 5:24:18 PM |
Troutfinder | $25.00 | 10/13/2012 1:10:06 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:21 AM |
first-charming-fund | $25.00 | 10/12/2012 7:37:54 PM |
mdv | $25.00 | 10/13/2012 11:04:19 AM |
Supernick | $300.00 | 10/12/2012 11:50:19 PM |
corphippie | $25.00 | 10/13/2012 7:24:55 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:29 AM |
keen-credit6 | $28.00 | 10/13/2012 12:00:13 PM |
power-defender7 | $50.00 | 10/13/2012 6:37:30 PM |
Sixmil | $100.00 | 10/14/2012 9:14:05 AM |
banker34 | $25.00 | 10/13/2012 7:32:44 PM |
chac | $200.00 | 10/13/2012 3:53:37 PM |
29Palms | $75.00 | 10/14/2012 11:03:28 AM |
georgethesir | $50.00 | 10/13/2012 5:42:57 PM |
loanprosper | $25.00 | 10/14/2012 8:41:11 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:10 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:10 AM |
green-payment-ectasy | $400.00 | 10/14/2012 3:28:18 PM |
green-payment-ectasy | $100.00 | 10/14/2012 3:36:19 PM |
EvalCrux | $38.00 | 10/14/2012 12:31:45 PM |
one-midas | $25.00 | 10/14/2012 1:10:19 PM |
finance-coyote3 | $3,000.00 | 10/14/2012 10:53:29 PM |
supersarah61 | $25.00 | 10/14/2012 3:48:01 PM |
capital-web7 | $50.00 | 10/14/2012 4:22:59 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:38 PM |
antlr | $25.00 | 10/15/2012 5:21:58 AM |
historic-balance5 | $50.00 | 10/15/2012 9:20:55 AM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:38 AM |
important-gold5 | $25.00 | 10/15/2012 9:13:40 AM |
zassociate | $63.00 | 10/15/2012 9:36:40 AM |
LeReve | $405.00 | 10/15/2012 9:52:01 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:04 AM |
gjm6d | $25.00 | 10/15/2012 9:59:54 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:36 AM |
oploans | $50.00 | 10/15/2012 12:52:29 PM |
treasure-bliss | $25.00 | 10/15/2012 1:39:16 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:56 PM |
pdub | $750.00 | 10/15/2012 5:03:49 PM |
contract-snowdome493 | $75.00 | 10/15/2012 12:37:38 PM |
RiskAdverse | $25.00 | 10/15/2012 1:23:42 PM |
excellent-funds649 | $50.00 | 10/15/2012 5:14:00 PM |
orange-liberty-oyster | $25.00 | 10/15/2012 5:02:42 PM |
mschoenf | $65.58 | 10/15/2012 5:17:21 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
652204
This series of Notes was issued and sold upon the funding of the borrower loan #76014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $794 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-ace7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
Principal balance:
| $1,660.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $30.00 | 10/9/2012 5:49:25 PM |
proper-exchange8 | $50.00 | 10/9/2012 5:07:09 PM |
handy-justice | $50.00 | 10/9/2012 5:02:13 PM |
Bob450 | $25.00 | 10/9/2012 5:18:44 PM |
networks4ever | $25.00 | 10/9/2012 5:19:22 PM |
pierrelasvegas | $25.00 | 10/9/2012 5:21:11 PM |
jiftostada | $25.00 | 10/9/2012 5:17:30 PM |
power-chihuahua | $25.00 | 10/9/2012 5:07:35 PM |
zadok | $50.00 | 10/9/2012 5:37:44 PM |
innovator2 | $75.00 | 10/9/2012 5:09:46 PM |
historic-value7 | $200.00 | 10/9/2012 5:10:01 PM |
Silver_Rupee | $25.01 | 10/9/2012 5:39:29 PM |
azazle | $50.00 | 10/9/2012 5:11:21 PM |
speedy-peso1 | $100.00 | 10/9/2012 5:25:27 PM |
natural-liberty4 | $200.00 | 10/9/2012 5:27:23 PM |
trade-goblin9 | $25.00 | 10/9/2012 5:22:13 PM |
NorthernFunds | $50.00 | 10/9/2012 5:24:15 PM |
creditologist281 | $25.00 | 10/9/2012 5:46:19 PM |
ptjg | $100.00 | 10/9/2012 5:57:28 PM |
tolerant-responsibility051 | $2,000.00 | 10/9/2012 5:08:28 PM |
tolerant-currency6 | $25.00 | 10/9/2012 5:10:40 PM |
trumpeter391 | $25.00 | 10/9/2012 5:03:50 PM |
kindness-fanatic | $25.00 | 10/9/2012 5:05:16 PM |
sweety075 | $25.00 | 10/9/2012 5:06:22 PM |
enriching-dollar1 | $100.00 | 10/9/2012 5:16:26 PM |
etraboulay | $50.00 | 10/9/2012 5:08:38 PM |
janeybooboo | $50.00 | 10/9/2012 5:22:07 PM |
transparent-loot6 | $25.00 | 10/9/2012 5:37:40 PM |
FL-Lender | $25.00 | 10/9/2012 5:25:15 PM |
lucrative-loan | $90.00 | 10/9/2012 5:44:19 PM |
LaGrangeLender | $34.00 | 10/9/2012 5:26:02 PM |
kind-credit-bear | $250.00 | 10/9/2012 5:50:12 PM |
community-burrito9 | $25.00 | 10/9/2012 5:42:10 PM |
Learning2Lend | $25.00 | 10/9/2012 6:00:20 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:57 PM |
alexander-hamilton | $50.00 | 10/9/2012 6:00:31 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
652224
This series of Notes was issued and sold upon the funding of the borrower loan #76430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $205.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 1m |
Amount delinquent:
| $756 |
Total credit lines:
| 48 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,361 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| couldb |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 76% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 4
( 24% )
| 580-599
(Mar-2008)
580-599
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Other
Purpose of loan:
This loan will be used to pay for a move.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I make a decent salary and can afford to pay off my loan in a reduced amount of time. I have no additional outstanding personal loans. I do not own a house or have a car payment. Therefore, I do not have to juggle many bills at one time.
Monthly net income: $ 3850
Monthly expenses: $ 0
Housing: $ 790
Insurance: $ 100
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 600
Clothing, household expenses: $ 300
Credit cards and other loans: $ 485 (Student Loans)
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 10/10/2012 5:02:48 PM |
lionheart722 | $100.00 | 10/10/2012 5:03:52 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:40 PM |
Feyenoord | $30.00 | 10/10/2012 5:05:13 PM |
mrmopar | $25.00 | 10/10/2012 5:10:03 PM |
affluence-microscope2 | $200.00 | 10/10/2012 5:02:55 PM |
hope-percolator8 | $50.00 | 10/10/2012 5:12:19 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:30 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:17 PM |
orange-market-amigo | $200.00 | 10/10/2012 5:13:02 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:00 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:42 PM |
ohnezweck | $50.00 | 10/10/2012 5:35:57 PM |
angelinvestor2 | $40.00 | 10/10/2012 5:09:09 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:05 PM |
purposeful-durability8 | $100.00 | 10/10/2012 5:12:47 PM |
LeReve | $500.00 | 10/10/2012 5:26:32 PM |
abundanceforever | $52.50 | 10/10/2012 5:14:31 PM |
jedi053 | $100.00 | 10/10/2012 5:26:52 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:36 PM |
value-investor9 | $50.00 | 10/10/2012 5:34:55 PM |
radiant-dollar9 | $200.00 | 10/10/2012 5:20:25 PM |
BigayNangBigay | $25.00 | 10/10/2012 5:38:05 PM |
Thunderswan | $100.00 | 10/10/2012 5:24:14 PM |
commerce-web5 | $25.00 | 10/10/2012 5:35:23 PM |
mvalley | $11.50 | 10/10/2012 5:42:19 PM |
social-aspen097 | $53.00 | 10/10/2012 5:03:34 PM |
j2ee | $50.00 | 10/10/2012 5:05:34 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:18 PM |
100units | $200.00 | 10/10/2012 5:11:56 PM |
point-oyster5 | $25.00 | 10/10/2012 5:18:30 PM |
wise-virtuous-vigilance | $100.00 | 10/10/2012 5:18:34 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:43 PM |
Investoman | $25.00 | 10/10/2012 5:09:34 PM |
jamiee73 | $25.00 | 10/10/2012 5:21:13 PM |
friendly-gold | $25.00 | 10/10/2012 5:24:19 PM |
Arvicco | $400.00 | 10/10/2012 5:26:08 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:19 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:36 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:34 PM |
yomanie | $25.00 | 10/10/2012 5:35:50 PM |
american6 | $50.00 | 10/10/2012 5:07:23 PM |
wetlands | $200.00 | 10/10/2012 5:19:01 PM |
red-eloquent-rupee | $50.00 | 10/10/2012 5:38:13 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:10 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:47 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:00 PM |
emphatic-responsibility | $50.00 | 10/10/2012 5:23:55 PM |
resolute-justice413 | $200.00 | 10/10/2012 5:14:47 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:50 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:23 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:34 PM |
BostonCapital | $100.00 | 10/10/2012 5:29:59 PM |
principal-trident | $25.00 | 10/10/2012 5:22:06 PM |
ethical-truth211 | $200.00 | 10/10/2012 5:40:10 PM |
Ivan2007 | $38.00 | 10/10/2012 5:40:59 PM |
enthusiastic-cash599 | $50.00 | 10/10/2012 5:25:41 PM |
6moonbeams | $50.00 | 10/10/2012 5:37:18 PM |
flo_rida | $100.00 | 10/10/2012 5:38:35 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
652238
This series of Notes was issued and sold upon the funding of the borrower loan #76393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $993 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance-kitten5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation: Unemployed, starting to collect unemployment.
I am a good candidate for this loan because I have a good credit score and can make the monthly payments without any hindrance.
Monthly net income: $ 1800
Monthly expenses: $ 1730 total
Housing: $ 990/mo
Insurance: $ 237
Car expenses: $ 0
Utilities: $ 15
Phone, cable, internet: $ 200
Food, entertainment: $ 50
Clothing, household expenses: $ 0
Credit cards and other loans: $ 238
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $250.00 | 10/15/2012 5:06:45 PM |
refresher211 | $100.00 | 10/15/2012 5:20:02 PM |
Jalebi | $50.00 | 10/15/2012 6:28:50 PM |
52digital | $75.00 | 10/15/2012 7:21:57 PM |
Dubbs360 | $100.00 | 10/15/2012 7:36:40 PM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:27 AM |
mrxtravis | $25.00 | 10/16/2012 11:39:40 AM |
bonus-seahorse | $25.00 | 10/16/2012 2:06:27 PM |
banker34 | $25.00 | 10/16/2012 3:20:16 PM |
Leshan | $50.00 | 10/16/2012 5:00:54 PM |
ccclaireee333 | $25.00 | 10/16/2012 5:15:11 PM |
cp-family | $50.00 | 10/16/2012 5:30:29 PM |
interstellar | $64.00 | 10/16/2012 6:34:45 PM |
BigBag | $25.00 | 10/16/2012 8:15:54 PM |
dough-souffle | $25.00 | 10/16/2012 6:23:35 PM |
mandolin9 | $120.88 | 10/16/2012 8:13:45 PM |
roadredwood | $26.08 | 10/16/2012 8:56:13 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:45 PM |
Zingaro | $25.00 | 10/15/2012 5:49:23 PM |
riveting-credit5 | $25.00 | 10/15/2012 5:44:47 PM |
CreditBuilder2 | $25.02 | 10/15/2012 7:13:39 PM |
bellaquito | $500.00 | 10/15/2012 7:34:35 PM |
california111 | $50.00 | 10/15/2012 11:24:25 PM |
Bob450 | $25.00 | 10/16/2012 9:14:30 AM |
inspiring-kindness062 | $25.00 | 10/16/2012 2:54:02 PM |
a-restless-dollar | $25.00 | 10/16/2012 3:29:10 PM |
return-rocket9 | $50.00 | 10/16/2012 3:59:32 PM |
rutzebach | $50.00 | 10/16/2012 4:42:25 PM |
diplomatic-wealth7 | $25.00 | 10/16/2012 5:01:01 PM |
spark548 | $100.00 | 10/16/2012 5:07:35 PM |
productive-note2 | $50.00 | 10/16/2012 5:43:51 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:40 PM |
DrKillsh0t | $31.18 | 10/16/2012 8:17:05 PM |
continental2 | $100.00 | 10/16/2012 7:06:15 PM |
77scout | $75.00 | 10/16/2012 8:50:51 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:03 PM |
engbusres | $7.84 | 10/16/2012 9:05:55 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
652318
This series of Notes was issued and sold upon the funding of the borrower loan #76616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $293.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,570 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| innocent-wealth16 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation and Wedding
Purpose of loan:
This loan will be used to... pay for mu oldest daughter's wedding and consolidate bills.
My financial situation:
I am a good candidate for this loan because... I am retired from the U.S. Navy, am working full time and have worked all my life!
Monthly net income: $8500
Monthly expenses: $6140
Housing: $1200
Insurance: $70
Car expenses: $240
Utilities: $330
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $3400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Weaverville | $25.00 | 10/10/2012 9:08:04 AM |
reasonable_usury | $50.00 | 10/10/2012 9:10:51 AM |
scholarly-order6 | $100.00 | 10/10/2012 9:12:32 AM |
trade-goblin9 | $100.00 | 10/10/2012 9:17:05 AM |
Endeavour | $150.00 | 10/10/2012 9:06:34 AM |
zipemdown | $25.00 | 10/10/2012 9:43:44 AM |
VirginiaBuckeye | $250.00 | 10/10/2012 9:02:20 AM |
one-midas | $35.00 | 10/10/2012 9:30:50 AM |
first-pragmatic-power | $25.00 | 10/10/2012 9:35:38 AM |
supreme-treasure8 | $100.00 | 10/10/2012 10:32:06 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:57 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:12 AM |
cr8on | $75.00 | 10/10/2012 10:03:54 AM |
klippies | $25.00 | 10/10/2012 10:25:29 AM |
pierrelasvegas | $25.00 | 10/10/2012 12:14:40 PM |
money-baron | $100.00 | 10/10/2012 11:42:14 AM |
deal-selector5 | $25.00 | 10/10/2012 3:03:05 PM |
thorough-duty641 | $25.00 | 10/10/2012 12:02:30 PM |
Astyanax | $30.00 | 10/10/2012 3:40:42 PM |
john0720 | $25.00 | 10/10/2012 11:18:46 AM |
community-burrito9 | $40.00 | 10/10/2012 11:20:45 AM |
Dubbs360 | $200.00 | 10/10/2012 11:49:37 AM |
orange-useful-revenue | $25.00 | 10/10/2012 4:30:10 PM |
commerce-venture1 | $25.00 | 10/10/2012 12:29:48 PM |
helping-out | $50.00 | 10/10/2012 3:07:44 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:51 PM |
wilchik | $25.00 | 10/10/2012 3:45:28 PM |
DiligentiaLLC | $67.00 | 10/10/2012 4:03:59 PM |
progressive-power9 | $40.00 | 10/10/2012 4:13:58 PM |
RGlad | $200.00 | 10/10/2012 9:03:02 AM |
best-bonafide-p2p | $25.00 | 10/10/2012 9:08:19 AM |
entertaining-revenue4 | $50.00 | 10/10/2012 9:02:38 AM |
Budro | $50.00 | 10/10/2012 9:51:33 AM |
jedi053 | $100.00 | 10/10/2012 9:26:41 AM |
EarlyRiser | $250.00 | 10/10/2012 9:11:38 AM |
Detour11 | $25.00 | 10/10/2012 9:13:16 AM |
global-invest-group | $25.00 | 10/10/2012 10:09:51 AM |
credit-coach118 | $40.01 | 10/10/2012 10:14:15 AM |
octoberfresh | $25.00 | 10/10/2012 9:51:14 AM |
integrity-web | $30.00 | 10/10/2012 10:44:13 AM |
vigorous-payment6 | $25.00 | 10/10/2012 9:57:13 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:20 AM |
thrifty-capital | $25.00 | 10/10/2012 10:09:09 AM |
kfrench | $75.00 | 10/10/2012 11:06:35 AM |
enriched-return057 | $50.00 | 10/10/2012 2:49:24 PM |
thehousewife | $25.00 | 10/10/2012 3:59:49 PM |
Index_Plus | $5,000.00 | 10/10/2012 2:24:55 PM |
liberty-tostada7 | $50.00 | 10/10/2012 12:28:27 PM |
resolute-justice413 | $117.99 | 10/10/2012 5:14:58 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
652388
This series of Notes was issued and sold upon the funding of the borrower loan #76550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $347.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
Amount delinquent:
| $56,254 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,452 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurer228 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
Principal balance:
| $3,238.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay off medical bills. My wife was diagnosed with ovarian cancer and is undergoing chemotherapy treatments. Increased childcare and medical costs have occured as a result.
My financial situation:
I am a good candidate for this loan because i am very securely employed and have already achieved my 2012 sales goal which will lead to a 58 percent bonus paid in March of 2013.
Monthly net income: $12,200
Monthly expenses: $10,100
Housing: $5600
Insurance: $400
Car expenses: $750
Utilities: $525
Phone, cable, internet: $150
Food, entertainment: $450
Clothing, household expenses: $625
Credit cards and other loans: $1000.
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RJN | $25.00 | 10/12/2012 8:21:01 AM |
toblerone | $25.00 | 10/11/2012 5:04:09 PM |
brainy-return234 | $25.00 | 10/11/2012 5:05:14 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:21 PM |
etraboulay | $50.00 | 10/11/2012 5:36:15 PM |
spark548 | $100.00 | 10/11/2012 6:17:03 PM |
52digital | $75.00 | 10/11/2012 6:20:00 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:23:10 PM |
special-dinero553 | $25.00 | 10/11/2012 6:24:07 PM |
pennies_from_heaven | $25.00 | 10/11/2012 5:25:50 PM |
credit-birch | $30.00 | 10/11/2012 10:15:30 PM |
brightest-organized-balance | $25.00 | 10/11/2012 6:28:28 PM |
EL_Papin | $25.00 | 10/11/2012 6:29:08 PM |
mikeandcat | $50.00 | 10/12/2012 7:13:34 AM |
majestic-note6 | $200.00 | 10/11/2012 6:26:56 PM |
finance-collider4 | $25.00 | 10/11/2012 10:08:31 PM |
return-trader7 | $25.00 | 10/11/2012 7:44:03 PM |
finance-prescription | $90.00 | 10/12/2012 9:25:11 AM |
revenue-den | $25.00 | 10/12/2012 5:51:09 AM |
Wellman | $25.00 | 10/12/2012 9:39:06 AM |
diversification-cycle4 | $25.00 | 10/12/2012 6:15:16 AM |
trumpeter391 | $56.52 | 10/12/2012 8:24:30 AM |
Miklot | $30.00 | 10/12/2012 9:00:51 AM |
musegaze | $50.00 | 10/12/2012 9:06:21 AM |
red-power-pecan | $50.00 | 10/12/2012 9:54:41 AM |
paytonbrigadier | $139.00 | 10/12/2012 10:06:53 AM |
loot-geyser1 | $25.00 | 10/12/2012 9:24:56 AM |
authoritative-platinum7 | $50.00 | 10/12/2012 9:28:52 AM |
Ballybay | $100.00 | 10/12/2012 10:14:22 AM |
zone8 | $100.00 | 10/12/2012 10:21:20 AM |
EBITDA | $25.00 | 10/12/2012 10:31:05 AM |
kind-truth-circuit | $50.00 | 10/12/2012 9:20:01 AM |
Jalebi | $50.00 | 10/12/2012 9:44:18 AM |
payment-pursuit3 | $25.00 | 10/12/2012 10:52:54 AM |
unassailable-fund | $30.00 | 10/12/2012 11:07:15 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:50 AM |
principal-cooker2 | $50.00 | 10/12/2012 9:56:19 AM |
wealth-builder57 | $25.00 | 10/12/2012 10:12:20 AM |
smoothmoniker | $25.00 | 10/12/2012 10:18:01 AM |
aader | $25.00 | 10/12/2012 10:20:02 AM |
listing-vista | $49.00 | 10/12/2012 10:00:03 AM |
gimmeopenroad | $50.00 | 10/12/2012 10:22:22 AM |
currency-persimmon | $25.00 | 10/12/2012 1:11:59 PM |
valiant-liberty4 | $25.00 | 10/12/2012 11:11:07 AM |
Bookophile | $41.00 | 10/12/2012 10:47:38 AM |
riveting-community | $45.00 | 10/12/2012 11:47:55 AM |
jtc26 | $200.00 | 10/12/2012 10:51:58 AM |
american-investor | $25.00 | 10/12/2012 10:53:43 AM |
poetic-reward0 | $25.00 | 10/12/2012 10:56:31 AM |
340 | $25.00 | 10/12/2012 5:00:51 PM |
ChoiceInvestments | $25.00 | 10/12/2012 5:38:05 PM |
dynamic-platinum | $25.00 | 10/12/2012 4:35:02 PM |
first-integrity-gravity | $50.00 | 10/12/2012 6:12:46 PM |
careful-vigilance4 | $25.00 | 10/12/2012 6:37:41 PM |
Barrayaran | $25.00 | 10/12/2012 11:23:43 PM |
continental2 | $100.00 | 10/12/2012 9:20:57 PM |
whartonmba | $50.00 | 10/13/2012 9:32:37 AM |
thelovebug | $100.00 | 10/13/2012 12:10:31 PM |
fighter122 | $25.00 | 10/13/2012 12:19:18 PM |
silver-enlightenment0 | $25.00 | 10/13/2012 12:20:48 PM |
Diamond_Jim | $25.00 | 10/13/2012 12:23:13 PM |
chameleon125 | $25.00 | 10/13/2012 10:43:23 AM |
handy-justice | $50.00 | 10/13/2012 12:26:22 PM |
top-historic-peso | $25.00 | 10/13/2012 12:03:41 PM |
djh47a | $25.00 | 10/13/2012 1:25:54 PM |
miamibeachloaner | $25.00 | 10/13/2012 1:37:05 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:38 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:14 AM |
Ocean713 | $80.00 | 10/13/2012 7:35:57 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:46 PM |
nashibaksi | $30.00 | 10/14/2012 6:01:17 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:23 AM |
LightTheWay | $50.00 | 10/11/2012 6:08:37 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:59 PM |
zipemdown | $25.00 | 10/11/2012 5:14:10 PM |
burrben | $100.00 | 10/11/2012 6:34:00 PM |
first-pragmatic-power | $25.00 | 10/11/2012 6:38:50 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:21 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:00 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:08 PM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:33 PM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:02 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:30 PM |
Dubbs360 | $200.00 | 10/11/2012 7:12:08 PM |
LeReve | $500.00 | 10/11/2012 6:29:26 PM |
autonomous-finance4 | $25.00 | 10/11/2012 7:41:09 PM |
ready-loot0 | $25.00 | 10/12/2012 8:52:26 AM |
IntrepidInvestment | $50.00 | 10/12/2012 9:01:42 AM |
asset-dna5 | $25.00 | 10/11/2012 7:01:11 PM |
dough-bear | $25.00 | 10/12/2012 9:03:39 AM |
payout-achievement | $30.00 | 10/12/2012 9:26:46 AM |
Katburg | $25.00 | 10/12/2012 9:35:29 AM |
transaction-squirrel734 | $25.00 | 10/12/2012 5:48:15 AM |
quirky1981 | $25.00 | 10/12/2012 7:37:55 AM |
Munnie | $25.00 | 10/12/2012 6:22:21 AM |
reward-giant1 | $48.00 | 10/12/2012 8:42:33 AM |
shrewd-peace7 | $25.00 | 10/12/2012 9:46:36 AM |
moola-accelerator6 | $25.00 | 10/12/2012 8:13:46 AM |
prescription0 | $25.00 | 10/12/2012 9:53:44 AM |
morpholog | $50.00 | 10/12/2012 9:57:08 AM |
SirJev | $50.00 | 10/12/2012 10:00:47 AM |
melodious-fairness | $50.00 | 10/12/2012 10:18:41 AM |
Cronos | $25.00 | 10/12/2012 10:28:58 AM |
GGreg799 | $25.00 | 10/12/2012 10:33:12 AM |
KarlMarx | $25.00 | 10/12/2012 10:34:47 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:47 AM |
1randyp | $25.00 | 10/12/2012 9:28:58 AM |
handshake5 | $100.00 | 10/12/2012 9:51:01 AM |
peso-lyrics7 | $50.00 | 10/12/2012 11:07:31 AM |
nodrivelpls | $25.00 | 10/12/2012 9:54:19 AM |
shmb6508 | $50.00 | 10/12/2012 10:00:33 AM |
rutzebach | $55.87 | 10/12/2012 11:29:34 AM |
the-laudable-peso | $40.00 | 10/12/2012 10:05:00 AM |
JohnSmallberries | $25.00 | 10/12/2012 9:49:16 AM |
AF-Chief | $25.00 | 10/12/2012 9:51:07 AM |
davisfl | $25.00 | 10/12/2012 9:54:12 AM |
Sibelius2 | $25.00 | 10/12/2012 10:22:57 AM |
WalnutCreekguy | $50.00 | 10/12/2012 10:24:18 AM |
jmcdon7230 | $25.00 | 10/12/2012 9:58:04 AM |
symbiosis | $50.00 | 10/12/2012 10:30:33 AM |
NoCal | $25.00 | 10/12/2012 10:38:19 AM |
pixeldave | $25.00 | 10/12/2012 10:57:15 AM |
ChefATL | $25.00 | 10/12/2012 10:22:32 AM |
DER | $25.00 | 10/12/2012 10:24:10 AM |
money-baron-Roth401k | $25.00 | 10/12/2012 10:31:29 AM |
worldly-community3 | $50.00 | 10/12/2012 10:31:40 AM |
daniel5075 | $100.00 | 10/12/2012 10:33:02 AM |
helpful-credit156 | $75.00 | 10/12/2012 2:48:30 PM |
compassionate-auction6 | $150.00 | 10/12/2012 10:47:15 AM |
arsisi | $50.00 | 10/12/2012 10:47:54 AM |
jmainc | $25.00 | 10/12/2012 10:49:18 AM |
vibraphone3 | $25.00 | 10/12/2012 11:01:43 AM |
tornandfrayed | $25.00 | 10/12/2012 11:08:10 AM |
enriching-dollar1 | $100.00 | 10/12/2012 12:09:45 PM |
bid-banjo3 | $100.00 | 10/12/2012 12:10:02 PM |
keeminn | $25.00 | 10/12/2012 11:38:32 AM |
moola-flag4 | $25.00 | 10/12/2012 5:08:55 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:07 PM |
commerce-renewal | $100.00 | 10/12/2012 12:52:09 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:22 PM |
mammalian4 | $25.00 | 10/12/2012 2:59:11 PM |
red-ethical-duty6 | $25.00 | 10/12/2012 4:34:11 PM |
currency-library94 | $50.00 | 10/12/2012 5:05:02 PM |
purposeful-durability8 | $100.00 | 10/12/2012 5:14:17 PM |
tsquared_030 | $25.00 | 10/12/2012 6:55:39 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:44 PM |
protector734 | $50.00 | 10/13/2012 6:26:00 AM |
jutdon84 | $25.00 | 10/13/2012 12:06:20 AM |
asiaratt | $33.00 | 10/13/2012 12:03:10 PM |
bid-stockpiler1 | $50.00 | 10/13/2012 6:47:55 AM |
MakesCents | $100.00 | 10/13/2012 6:18:49 AM |
ouyangers | $25.00 | 10/13/2012 10:23:40 AM |
dollar-tornado3 | $25.00 | 10/13/2012 7:04:21 AM |
jebber007 | $30.00 | 10/13/2012 7:49:32 AM |
tough-integrity034 | $25.00 | 10/13/2012 9:31:03 AM |
trajectory8 | $25.00 | 10/13/2012 12:57:46 PM |
mikbos | $25.00 | 10/13/2012 12:23:37 PM |
rhin0cerx | $41.00 | 10/13/2012 12:49:10 PM |
banker34 | $25.00 | 10/13/2012 4:41:19 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:35 PM |
awern | $35.38 | 10/14/2012 7:04:58 AM |
invest-in-ed | $125.00 | 10/13/2012 6:59:39 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:50 PM |
point-xylophone | $25.00 | 10/14/2012 12:50:47 PM |
order-gondola | $25.00 | 10/14/2012 5:47:29 PM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:44 PM |
capital-magician561 | $25.00 | 10/14/2012 4:42:17 PM |
asset-professor | $16.23 | 10/14/2012 6:30:27 PM |
168 Investments
|
Borrower Payment Dependent Notes Series
652394
This series of Notes was issued and sold upon the funding of the borrower loan #76427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $534.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 43% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,907 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-peso2 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt and car loan.
My financial situation:
I am a good candidate for this loan because I can combine all my debt into one loan which would consolidate my bills to one monthly payment. This will mean one monthly bill instead of multiple ones..
Monthly net income: $ 4400 - 5000
Monthly expenses: $ 2900
Housing: $ 1100
Insurance: $128
Car expenses: $ 200
Utilities: $45
Phone, cable, internet: $159
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/13/2012 9:34:57 AM |
BostonCapital | $100.00 | 10/11/2012 5:07:59 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:21 PM |
klippies | $25.00 | 10/11/2012 5:29:47 PM |
etraboulay | $50.00 | 10/11/2012 5:36:16 PM |
cr8on | $75.00 | 10/11/2012 5:02:16 PM |
community-burrito9 | $40.00 | 10/11/2012 6:07:36 PM |
first-pragmatic-power | $25.00 | 10/11/2012 5:45:32 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:01 PM |
Nipper99 | $100.00 | 10/11/2012 8:27:28 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:57 PM |
green-order-captain | $50.00 | 10/12/2012 5:56:57 AM |
special-dinero553 | $25.00 | 10/11/2012 6:24:07 PM |
majestic-note6 | $200.00 | 10/11/2012 6:26:57 PM |
CA-Lender | $25.00 | 10/12/2012 8:26:29 AM |
Sabo | $30.00 | 10/12/2012 8:35:37 AM |
Dubbs360 | $200.00 | 10/11/2012 7:12:08 PM |
compatible-power8 | $25.00 | 10/12/2012 10:14:34 AM |
Jalebi | $50.00 | 10/12/2012 9:44:18 AM |
california111 | $100.00 | 10/12/2012 10:03:39 AM |
slowgains | $25.00 | 10/12/2012 12:18:26 PM |
Astyanax | $30.00 | 10/12/2012 3:15:30 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:48 PM |
vtrentster | $25.00 | 10/12/2012 12:02:37 PM |
evergreen16 | $250.00 | 10/12/2012 1:36:22 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:34 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:03:57 PM |
first-integrity-gravity | $50.00 | 10/12/2012 6:12:46 PM |
Megaton | $25.00 | 10/12/2012 8:51:36 PM |
Iwillhuntyoudown | $25.00 | 10/13/2012 8:31:44 AM |
ebase22 | $25.00 | 10/13/2012 10:59:51 AM |
commerce-venture1 | $25.00 | 10/13/2012 4:34:20 AM |
whartonmba | $50.00 | 10/13/2012 9:32:37 AM |
protector734 | $50.00 | 10/13/2012 6:26:00 AM |
benefit-trident | $25.00 | 10/13/2012 6:56:38 AM |
forthright-trade | $35.00 | 10/13/2012 11:23:55 AM |
Relient-K | $25.00 | 10/13/2012 12:03:28 PM |
jazzlender | $25.00 | 10/13/2012 12:09:39 PM |
whitegold24k | $50.00 | 10/13/2012 2:58:07 PM |
banker34 | $25.00 | 10/13/2012 4:41:19 PM |
wise-benjamins-fortress | $25.00 | 10/13/2012 8:27:58 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:38 PM |
witty-compassion | $25.00 | 10/13/2012 10:39:45 PM |
CincyTex | $25.00 | 10/14/2012 1:36:03 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:14 AM |
erowis | $50.00 | 10/14/2012 9:19:29 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:15 AM |
_NaLNaBB | $250.00 | 10/13/2012 3:29:00 PM |
1386 | $25.00 | 10/13/2012 11:25:04 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:50 AM |
philantist | $25.00 | 10/13/2012 9:44:10 PM |
gotjack-IRA | $25.02 | 10/14/2012 9:44:48 AM |
peso-mate | $50.00 | 10/14/2012 5:16:32 AM |
bold-unique-benjamins | $75.00 | 10/14/2012 12:24:38 PM |
best-shiny-hope | $25.00 | 10/14/2012 7:44:04 PM |
cberthiaume | $25.00 | 10/15/2012 8:13:11 AM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:21 PM |
thorough-income854 | $30.00 | 10/15/2012 8:25:58 AM |
Christophe | $50.00 | 10/15/2012 4:49:46 AM |
ethical-truth211 | $300.00 | 10/15/2012 7:32:52 AM |
NobisEst | $50.00 | 10/15/2012 12:54:59 AM |
smdemo | $25.99 | 10/15/2012 7:08:31 AM |
first-serene-credit | $25.00 | 10/15/2012 9:27:51 AM |
compounding21 | $25.00 | 10/15/2012 10:50:40 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:38 AM |
moola-accelerator6 | $50.00 | 10/15/2012 12:22:34 PM |
theaterguy | $30.00 | 10/15/2012 1:08:31 PM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:14 AM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:24 AM |
zipemdown | $25.00 | 10/11/2012 5:14:11 PM |
houli123 | $25.00 | 10/11/2012 5:41:09 PM |
janeybooboo | $100.00 | 10/11/2012 5:07:29 PM |
paxnj | $25.00 | 10/11/2012 6:13:55 PM |
Taz-Man-IIWIS | $25.00 | 10/11/2012 5:19:45 PM |
ethical-truth211 | $400.00 | 10/11/2012 5:26:22 PM |
asset-portait013 | $100.00 | 10/11/2012 6:23:25 PM |
tolerant-dime2 | $35.00 | 10/11/2012 5:12:47 PM |
asset-professor | $25.00 | 10/11/2012 5:31:30 PM |
burrben | $100.00 | 10/11/2012 6:34:00 PM |
thrifty-capital | $35.00 | 10/11/2012 5:41:08 PM |
trade-goblin9 | $150.00 | 10/11/2012 6:48:01 PM |
principal-dreams9 | $25.00 | 10/11/2012 7:03:04 PM |
finder61 | $25.00 | 10/11/2012 8:31:53 PM |
bellaquito | $500.00 | 10/11/2012 5:53:38 PM |
KirosPOS | $33.00 | 10/11/2012 9:19:26 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:33 PM |
spark548 | $100.00 | 10/11/2012 6:17:04 PM |
golffish2 | $25.00 | 10/12/2012 3:17:37 AM |
52digital | $75.00 | 10/11/2012 6:20:00 PM |
Navy-Retired | $100.00 | 10/12/2012 5:13:18 AM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:33 PM |
kila-designer | $250.00 | 10/11/2012 6:17:55 PM |
LeReve | $500.00 | 10/11/2012 6:29:27 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:59 PM |
autonomous-finance4 | $25.00 | 10/11/2012 7:41:35 PM |
wise-charming-reward | $500.00 | 10/11/2012 8:21:13 PM |
musegaze | $50.00 | 10/12/2012 9:06:21 AM |
asset-dna5 | $25.00 | 10/12/2012 5:46:57 AM |
profit-powerplant | $25.00 | 10/12/2012 9:23:37 AM |
BBsapphire-2-loan | $100.00 | 10/11/2012 11:26:17 PM |
Nerdster1 | $25.00 | 10/12/2012 4:52:54 AM |
ThePretender09 | $100.00 | 10/12/2012 8:09:44 AM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:25 PM |
Scottyd911 | $50.00 | 10/12/2012 10:29:11 AM |
Nil2008 | $100.00 | 10/12/2012 11:00:13 AM |
natural-point1 | $25.00 | 10/12/2012 1:05:49 PM |
worthy-commitment7 | $25.00 | 10/12/2012 2:20:28 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:14 PM |
Elefunt | $25.00 | 10/12/2012 5:49:18 PM |
saxaphone6 | $25.00 | 10/12/2012 7:35:13 PM |
laudable-payout6 | $25.00 | 10/13/2012 1:25:11 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:47 AM |
grotheik | $30.00 | 10/13/2012 6:08:00 AM |
missing-link | $25.00 | 10/12/2012 6:27:48 PM |
RMI_Babylon | $25.00 | 10/12/2012 10:20:45 PM |
ouyangers | $25.00 | 10/13/2012 10:23:40 AM |
economy-popcorn | $50.00 | 10/13/2012 8:41:59 AM |
Tell-me-more | $100.00 | 10/13/2012 5:34:05 AM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:23 AM |
Eminent_Endeavors | $25.00 | 10/13/2012 10:37:10 AM |
Money_Working | $25.00 | 10/13/2012 11:15:33 AM |
intuitive-velocity4 | $25.00 | 10/13/2012 1:21:29 PM |
broker048 | $25.00 | 10/13/2012 12:34:11 PM |
liberty-thinker | $25.00 | 10/13/2012 4:10:12 PM |
red-enchanted-power | $26.37 | 10/13/2012 1:33:12 PM |
credible-responsibility022 | $25.00 | 10/14/2012 8:31:49 AM |
economy-coup | $100.00 | 10/13/2012 7:27:13 PM |
Ocean713 | $80.00 | 10/13/2012 7:10:17 PM |
dough-kitten5 | $25.00 | 10/14/2012 4:28:29 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:35 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:51 PM |
Digger85 | $100.00 | 10/14/2012 6:13:18 PM |
desertoasis | $25.00 | 10/14/2012 9:47:21 PM |
laudable-exchange2 | $113.24 | 10/14/2012 11:11:49 PM |
HLender | $50.00 | 10/15/2012 1:14:34 AM |
competent-credit9 | $25.00 | 10/15/2012 3:39:37 AM |
compatible-deal9 | $25.00 | 10/14/2012 3:31:34 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:49 PM |
asset-professor | $100.00 | 10/14/2012 6:40:16 PM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:44 PM |
unforgettable-return6 | $25.00 | 10/15/2012 8:39:17 AM |
Mark0135 | $50.00 | 10/14/2012 7:43:24 PM |
LARRY4NY | $25.00 | 10/15/2012 9:00:20 AM |
a-resplendent-commitment | $50.00 | 10/14/2012 10:02:10 PM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:24 AM |
Odyssey77 | $25.00 | 10/15/2012 10:10:17 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:39 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:12 AM |
McMoney11 | $25.00 | 10/15/2012 10:35:18 AM |
AaronL | $20.38 | 10/15/2012 1:12:42 PM |
shaps | $25.00 | 10/15/2012 10:25:42 AM |
Kunakiku | $26.00 | 10/15/2012 11:40:40 AM |
dukeiyer | $25.00 | 10/15/2012 11:20:53 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:14 AM |
Farmer-Ted | $25.00 | 10/15/2012 11:40:10 AM |
glroark | $150.00 | 10/15/2012 12:01:05 PM |
Weaverville | $25.00 | 10/15/2012 12:05:00 PM |
157 Investments
|
Borrower Payment Dependent Notes Series
652416
This series of Notes was issued and sold upon the funding of the borrower loan #76002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $71.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,114 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| direct-fairness7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
|
Principal balance:
| $2,900.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some stubborn credit card debt once and for all.
My financial situation:
I am a good candidate for this loan because I am a gainfully employed small business owner and always make my payments on time.
Monthly net income: $ 3600
Monthly expenses: $ 1960
Housing: $ 450
Insurance: $ 70
Car expenses: $ 300
Utilities: $ 50
Phone, cable, internet: $ 190
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $ 450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $200.00 | 10/11/2012 9:17:54 AM |
LENDO-CALRISSIAN | $25.00 | 10/11/2012 9:02:04 AM |
rutzebach | $100.00 | 10/11/2012 9:08:39 AM |
gethsemane4 | $25.00 | 10/11/2012 9:16:54 AM |
randsenterprise | $25.00 | 10/11/2012 9:24:23 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:20 AM |
ethical-truth211 | $117.19 | 10/11/2012 9:40:17 AM |
spirit07a | $100.00 | 10/11/2012 9:19:05 AM |
Greenbak | $50.00 | 10/11/2012 9:20:22 AM |
tranquil-diversification8 | $50.00 | 10/11/2012 9:04:48 AM |
MoneyForNothing | $25.17 | 10/11/2012 9:06:39 AM |
NekHoldings | $25.00 | 10/11/2012 9:07:30 AM |
cwegert | $25.00 | 10/11/2012 9:37:43 AM |
hitsman | $50.00 | 10/11/2012 9:18:32 AM |
Beld | $50.00 | 10/11/2012 9:20:50 AM |
vkorichkov | $25.00 | 10/11/2012 9:21:58 AM |
AF-Chief | $25.00 | 10/11/2012 9:24:09 AM |
ALANGREANSPAN | $25.00 | 10/11/2012 9:02:24 AM |
HikeMoab | $25.00 | 10/11/2012 9:06:33 AM |
Budro | $50.00 | 10/11/2012 9:06:50 AM |
historic-value7 | $100.00 | 10/11/2012 9:11:22 AM |
ekmendenhall | $50.00 | 10/11/2012 9:13:20 AM |
top-payout-fixer | $25.00 | 10/11/2012 9:14:08 AM |
fantastic-wampum1 | $100.00 | 10/11/2012 9:26:08 AM |
fairness-atmosphere | $25.00 | 10/11/2012 9:30:23 AM |
jedi053 | $100.00 | 10/11/2012 9:32:54 AM |
vutah | $45.00 | 10/11/2012 9:02:49 AM |
rutzebach | $112.24 | 10/11/2012 9:08:12 AM |
janeybooboo | $100.00 | 10/11/2012 9:01:42 AM |
adam_rodgers | $25.00 | 10/11/2012 9:22:52 AM |
trade-goblin9 | $25.00 | 10/11/2012 9:10:31 AM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 9:14:19 AM |
lowrater | $50.40 | 10/11/2012 9:35:01 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:26 AM |
klippies | $25.00 | 10/11/2012 9:24:13 AM |
dkjl | $25.00 | 10/11/2012 9:32:41 AM |
Detour11 | $25.00 | 10/11/2012 9:34:43 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
652446
This series of Notes was issued and sold upon the funding of the borrower loan #76213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $97.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,175 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| profitable-value8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
|
Principal balance:
| $3,082.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Business
Purpose of loan: For use in my business expenses and move to NYC for work
This loan will be used to...Pay for a move to NYC
My financial situation: Good.
I am a good candidate for this loan because...I am responsible and always make on time payments when needed. I am self employed and am have major expenses with a move to NYC. The move is necessary for my business
Monthly net income: $ 3000
Monthly expenses: $400
Housing: $900
Insurance: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/11/2012 9:08:44 AM |
LENDO-CALRISSIAN | $25.00 | 10/11/2012 9:01:22 AM |
bellaquito | $500.00 | 10/11/2012 9:08:09 AM |
Peleadona | $25.00 | 10/11/2012 9:15:19 AM |
jedi053 | $100.00 | 10/11/2012 9:32:55 AM |
Katburg | $25.00 | 10/11/2012 9:41:50 AM |
phenomenal-rate1 | $500.00 | 10/11/2012 9:44:19 AM |
spark548 | $100.00 | 10/11/2012 9:45:19 AM |
rutzebach | $100.00 | 10/11/2012 9:10:36 AM |
Beld | $50.00 | 10/11/2012 9:20:50 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:27 AM |
AF-Chief | $25.00 | 10/11/2012 9:24:10 AM |
bid-banjo3 | $85.00 | 10/11/2012 9:49:14 AM |
imogen22 | $50.00 | 10/11/2012 9:50:43 AM |
genius520 | $100.00 | 10/11/2012 9:48:15 AM |
fcrick | $25.00 | 10/11/2012 9:49:26 AM |
ALANGREANSPAN | $25.00 | 10/11/2012 9:02:00 AM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 9:14:37 AM |
spirit07a | $100.00 | 10/11/2012 9:19:05 AM |
trade-goblin9 | $25.00 | 10/11/2012 9:33:38 AM |
delectable-order532 | $85.00 | 10/11/2012 9:45:47 AM |
bullwink27 | $25.00 | 10/11/2012 9:07:47 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:32 AM |
MoneyForNothing | $25.17 | 10/11/2012 9:09:34 AM |
green-trade-dolphin | $41.11 | 10/11/2012 9:01:21 AM |
Wellman | $25.00 | 10/11/2012 9:01:53 AM |
ImNotSoDumb | $33.01 | 10/11/2012 9:27:02 AM |
52digital | $75.00 | 10/11/2012 9:17:24 AM |
fairness-atmosphere | $25.00 | 10/11/2012 9:30:42 AM |
nethosters | $25.00 | 10/11/2012 9:36:24 AM |
mmills1220 | $0.71 | 10/11/2012 9:52:30 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:21 AM |
Feyenoord | $30.00 | 10/11/2012 9:47:37 AM |
payout-thinker7 | $25.00 | 10/11/2012 9:51:26 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
652448
This series of Notes was issued and sold upon the funding of the borrower loan #76544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $75.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 11m |
Amount delinquent:
| $40,482 |
Total credit lines:
| 11 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $200 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-class-peace482 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To get a month ahead on bills
This loan will be used to... read above
My financial situation: Good consistant
I am a good candidate for this loan because... I have a very good job that offers ALOT of overtime
Monthly net income: $ 3500.00
Monthly expenses: $ 2730.00
Housing: $800.00
Insurance: $130.00
Car expenses: $850.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:24 AM |
cardminger | $25.00 | 10/11/2012 5:35:29 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:53 PM |
money-bauble | $70.00 | 10/11/2012 6:01:19 PM |
etraboulay | $50.00 | 10/11/2012 5:36:16 PM |
52digital | $75.00 | 10/11/2012 6:20:01 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:37 PM |
LeReve | $500.00 | 10/11/2012 6:29:27 PM |
gold-sushi | $25.00 | 10/12/2012 9:47:30 AM |
mmckune | $25.00 | 10/12/2012 9:29:21 AM |
Jalebi | $50.00 | 10/12/2012 9:44:19 AM |
tolerant-responsibility051 | $169.14 | 10/12/2012 12:43:21 PM |
transaction-puppy6 | $25.00 | 10/12/2012 11:52:56 AM |
magnetic-credit229 | $25.00 | 10/12/2012 12:00:03 PM |
jiftostada | $25.00 | 10/11/2012 5:56:44 PM |
mrxtravis | $25.00 | 10/11/2012 5:59:59 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:01 PM |
well-rounded-payout0 | $50.00 | 10/11/2012 6:08:18 PM |
zipemdown | $25.00 | 10/11/2012 5:14:11 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:22 PM |
patriot897 | $25.00 | 10/11/2012 5:32:16 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:45:59 PM |
asset-professor | $25.00 | 10/11/2012 5:31:30 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:40 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:33 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:59 PM |
spark548 | $100.00 | 10/11/2012 6:17:04 PM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:33 PM |
obedient-payout0 | $25.00 | 10/11/2012 6:46:22 PM |
musegaze | $50.00 | 10/12/2012 9:06:22 AM |
profitable-balance | $50.00 | 10/12/2012 2:43:44 AM |
desertoasis | $25.00 | 10/12/2012 10:15:57 AM |
first-integrity-gravity | $50.00 | 10/12/2012 9:34:58 AM |
bryant05 | $100.00 | 10/12/2012 10:35:43 AM |
leverage-monger | $33.00 | 10/12/2012 10:00:04 AM |
lincny2 | $52.86 | 10/12/2012 12:31:48 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
652484
This series of Notes was issued and sold upon the funding of the borrower loan #76083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| animallover54 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 33 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $14,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
700-719
(Jan-2010)
660-679
(Mar-2008)
|
Principal balance:
| $3,854.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Home improvement (Remodel Kitchen)
Purpose of loan: Finish the remainder of our remodel.
This loan will be used to buy hardwood floors
My financial situation:
I am a good candidate for this loan because I have paid all other prosper loans off on time and ahead of schedule.
Monthly net income: $3400
Monthly expenses: $
Housing: $Out of husbands account
Insurance: $
Car expenses: $
Utilities: $500
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $Don't have any credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/15/2012 5:14:11 PM |
janeybooboo | $100.00 | 10/15/2012 5:04:20 PM |
sensible-fund | $40.00 | 10/15/2012 5:07:43 PM |
handy-justice | $50.00 | 10/15/2012 5:03:06 PM |
pdub | $250.00 | 10/15/2012 5:06:46 PM |
spirit07a | $100.00 | 10/15/2012 5:22:42 PM |
MoneyForNothing | $25.33 | 10/15/2012 5:40:52 PM |
compounding21 | $25.00 | 10/15/2012 5:41:53 PM |
thankful-nickel2 | $55.55 | 10/15/2012 5:30:22 PM |
trade-goblin9 | $100.00 | 10/15/2012 5:32:56 PM |
DasMula | $120.00 | 10/15/2012 5:43:51 PM |
shawnw2 | $325.00 | 10/15/2012 5:47:02 PM |
marinbb | $50.00 | 10/15/2012 5:09:08 PM |
innovator2 | $300.00 | 10/15/2012 5:08:17 PM |
trumpeter5 | $25.00 | 10/15/2012 5:03:02 PM |
dkjl | $25.00 | 10/15/2012 5:02:50 PM |
innovator2 | $200.00 | 10/15/2012 5:08:37 PM |
marwadi-62 | $500.00 | 10/15/2012 5:04:45 PM |
mschoenf | $100.00 | 10/15/2012 5:19:19 PM |
felicity-contributor3 | $35.00 | 10/15/2012 5:08:25 PM |
DasMula | $50.00 | 10/15/2012 5:24:56 PM |
DasMula | $50.00 | 10/15/2012 5:43:05 PM |
slowgains | $25.00 | 10/15/2012 5:43:51 PM |
DasMula | $100.00 | 10/15/2012 5:26:50 PM |
EFS | $300.00 | 10/15/2012 5:26:59 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:27 PM |
gotjack-IRA | $19.12 | 10/15/2012 5:47:44 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
652494
This series of Notes was issued and sold upon the funding of the borrower loan #76619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,394 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| JPINVEST7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off some old debt
My financial situation:
I am a good candidate for this loan because... I have a strong stable job that I have been at for 18 years with good raises and perks.
Monthly net income: $ 4200
Monthly expenses: $3000
Housing: $800
Insurance: $127
Car expenses: $800
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $60
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.04 | 10/11/2012 9:02:16 AM |
one-midas | $25.00 | 10/11/2012 9:10:06 AM |
greencat | $50.00 | 10/11/2012 9:04:13 AM |
trade-goblin9 | $50.00 | 10/11/2012 9:08:17 AM |
historic-value7 | $100.00 | 10/11/2012 9:09:47 AM |
decisive-income7 | $2,000.00 | 10/11/2012 9:07:56 AM |
Plow_n_Sow | $30.00 | 10/11/2012 9:05:26 AM |
vutah | $45.00 | 10/11/2012 9:02:20 AM |
calmfunds | $1,619.96 | 10/11/2012 9:28:43 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
652506
This series of Notes was issued and sold upon the funding of the borrower loan #76044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,433 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-bonus-shrine |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2011)
|
Principal balance:
| $2,682.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some higher interest loans...
My financial situation:
I am a good candidate for this loan because i have a very stable business that I have had for almost 20 years, and a steady stream of income...
Monthly net income: $20,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Budro | $50.00 | 10/11/2012 9:06:50 AM |
Detour11 | $25.00 | 10/11/2012 9:25:17 AM |
integrity-web | $25.00 | 10/11/2012 9:28:44 AM |
j2ee | $50.00 | 10/11/2012 9:44:42 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:52 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:54:54 AM |
TheHillsAreAlive | $25.00 | 10/11/2012 10:02:25 AM |
__A1B2 | $28.00 | 10/11/2012 9:18:44 AM |
angelinvestor2 | $27.00 | 10/11/2012 10:03:59 AM |
klippies | $25.00 | 10/11/2012 9:24:13 AM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 9:15:08 AM |
top-goodhearted-liberty | $25.00 | 10/11/2012 9:17:20 AM |
zipemdown | $25.00 | 10/11/2012 10:25:19 AM |
trade-goblin9 | $25.00 | 10/11/2012 9:40:12 AM |
JeremyLinFan | $40.00 | 10/11/2012 9:43:58 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:27 AM |
transparency-river1 | $750.00 | 10/11/2012 9:48:21 AM |
jubilant-capital1 | $25.00 | 10/11/2012 10:44:20 AM |
kfrench | $75.00 | 10/11/2012 10:49:41 AM |
imogen22 | $50.00 | 10/11/2012 9:50:31 AM |
compoundinterest | $25.00 | 10/11/2012 10:52:21 AM |
money-baron | $100.00 | 10/11/2012 10:54:38 AM |
special-dinero553 | $25.00 | 10/11/2012 9:54:31 AM |
riskreward | $250.00 | 10/11/2012 11:01:48 AM |
nickel-ferret | $25.00 | 10/11/2012 9:56:25 AM |
bazaar-tulip | $25.00 | 10/11/2012 9:45:15 AM |
orange-market-amigo | $200.00 | 10/11/2012 9:47:20 AM |
unassailable-fund | $35.00 | 10/11/2012 11:18:31 AM |
compatible-deal9 | $25.00 | 10/11/2012 9:51:20 AM |
historic-value7 | $200.00 | 10/11/2012 11:37:52 AM |
phaded | $25.00 | 10/11/2012 9:52:33 AM |
haplender | $50.00 | 10/11/2012 9:56:27 AM |
payout-paradise5 | $25.00 | 10/11/2012 10:14:16 AM |
vines99 | $50.00 | 10/11/2012 10:15:09 AM |
chorus731 | $25.00 | 10/11/2012 10:16:35 AM |
skro | $25.00 | 10/11/2012 10:06:01 AM |
bellaquito | $500.00 | 10/11/2012 10:35:29 AM |
moola-accelerator6 | $50.00 | 10/11/2012 10:12:34 AM |
cattlebaron | $25.00 | 10/11/2012 10:47:19 AM |
scholarly-order6 | $25.00 | 10/11/2012 10:16:46 AM |
social-heart | $25.00 | 10/11/2012 10:18:19 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:23 AM |
velocity-solo | $25.00 | 10/11/2012 10:43:12 AM |
digitalhound | $25.00 | 10/11/2012 10:47:58 AM |
Index_Plus | $3,314.10 | 10/11/2012 12:17:59 PM |
Astyanax | $26.74 | 10/11/2012 11:14:03 AM |
vigorous-market5 | $200.00 | 10/11/2012 11:55:51 AM |
credit-missile | $200.00 | 10/11/2012 9:17:54 AM |
ptjg | $100.00 | 10/11/2012 9:18:50 AM |
randsenterprise | $25.00 | 10/11/2012 9:24:23 AM |
Feyenoord | $30.00 | 10/11/2012 9:47:38 AM |
resolute-justice413 | $200.00 | 10/11/2012 9:53:11 AM |
Dubbly | $25.00 | 10/11/2012 9:54:36 AM |
deal-goliath4 | $335.00 | 10/11/2012 9:55:43 AM |
transaction-hugger4 | $100.00 | 10/11/2012 9:56:35 AM |
respectful-note5 | $25.00 | 10/11/2012 10:03:13 AM |
first-pragmatic-power | $25.00 | 10/11/2012 10:03:36 AM |
hitsman | $50.00 | 10/11/2012 9:18:33 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:53 AM |
tranquil-diversification8 | $50.00 | 10/11/2012 9:05:31 AM |
MoneyForNothing | $25.16 | 10/11/2012 9:07:59 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:01 AM |
jedi053 | $100.00 | 10/11/2012 9:32:55 AM |
rutzebach | $200.00 | 10/11/2012 9:12:22 AM |
janeybooboo | $100.00 | 10/11/2012 9:15:58 AM |
susurrus | $100.00 | 10/11/2012 9:16:18 AM |
velocityasaurus-rex4 | $100.00 | 10/11/2012 10:21:36 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:21 AM |
spirit07a | $100.00 | 10/11/2012 9:19:05 AM |
fcrick | $25.00 | 10/11/2012 9:49:26 AM |
asset-portait013 | $100.00 | 10/11/2012 9:53:38 AM |
etraboulay | $50.00 | 10/11/2012 10:58:33 AM |
EarlyRiser | $71.00 | 10/11/2012 9:42:22 AM |
brandonm78 | $25.00 | 10/11/2012 9:57:28 AM |
kulender | $100.00 | 10/11/2012 11:11:36 AM |
unforgettable-order9 | $25.00 | 10/11/2012 11:18:04 AM |
MrBailey | $25.00 | 10/11/2012 10:01:23 AM |
thrifty-capital | $25.00 | 10/11/2012 11:23:04 AM |
tolerant-currency6 | $25.00 | 10/11/2012 11:38:00 AM |
blue-unrelenting-rupee | $25.00 | 10/11/2012 12:13:44 PM |
persist_in_doing | $25.00 | 10/11/2012 10:22:50 AM |
return-exchanger355 | $62.00 | 10/11/2012 10:06:04 AM |
paxnj | $25.00 | 10/11/2012 10:25:40 AM |
LightTheWay | $50.00 | 10/11/2012 10:42:06 AM |
RoyFauntleroy | $25.00 | 10/11/2012 10:12:39 AM |
loyalty-performer2 | $25.00 | 10/11/2012 10:23:06 AM |
abstone53 | $26.00 | 10/11/2012 10:25:25 AM |
vigorous-payment6 | $25.00 | 10/11/2012 10:25:37 AM |
Comoparklender | $25.00 | 10/11/2012 10:25:40 AM |
Dubbs360 | $200.00 | 10/11/2012 11:25:26 AM |
Raser | $30.00 | 10/11/2012 11:32:17 AM |
tech310 | $50.00 | 10/11/2012 10:43:53 AM |
Skatingbear | $100.00 | 10/11/2012 10:59:51 AM |
well-rounded-dinero | $25.00 | 10/11/2012 11:39:04 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
652508
This series of Notes was issued and sold upon the funding of the borrower loan #76679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| durable-openness9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...Have work done on my vehicle and pay off other accounts.
My financial situation:
I am a good candidate for this loan because...I will not miss a payment.
Monthly net income: $1476
Monthly expenses: $
Housing: $0
Insurance: $22
Car expenses: $
Utilities: $0
Phone, cable, internet: $68.99
Food, entertainment: $191
Clothing, household expenses: $250
Credit cards and other loans: $450
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:29 AM |
Zingaro | $25.00 | 10/12/2012 9:23:58 AM |
eKarate | $25.00 | 10/12/2012 9:01:29 AM |
DasMula | $25.00 | 10/12/2012 9:12:54 AM |
Dubbs360 | $100.00 | 10/12/2012 12:29:11 PM |
let_me_retire | $40.00 | 10/12/2012 1:46:21 PM |
bold-pound-statuette | $150.00 | 10/14/2012 11:39:05 AM |
CincyTex | $25.00 | 10/14/2012 1:45:56 AM |
nwwineguy | $50.00 | 10/14/2012 9:05:34 PM |
SweatyBalls | $25.00 | 10/14/2012 5:01:19 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:33 PM |
Math_Physics | $25.00 | 10/16/2012 5:31:56 AM |
onesunca | $45.03 | 10/15/2012 11:11:42 PM |
Leshan | $50.00 | 10/16/2012 7:40:45 AM |
rapid-liberty3 | $25.00 | 10/16/2012 5:47:35 AM |
rapid-liberty3 | $25.00 | 10/16/2012 5:39:31 AM |
weezy22 | $25.00 | 10/16/2012 6:20:11 AM |
bob450-roth | $25.00 | 10/16/2012 8:54:40 AM |
Jalebi | $50.00 | 10/12/2012 9:44:23 AM |
john0720 | $25.00 | 10/12/2012 11:21:18 AM |
deal-kung-fu | $40.00 | 10/12/2012 11:07:58 AM |
LiveNow | $25.00 | 10/12/2012 3:20:38 PM |
majestic-note6 | $150.00 | 10/12/2012 12:19:18 PM |
heerzaquestion | $25.00 | 10/13/2012 12:16:01 PM |
open-minded-p2p1 | $25.00 | 10/13/2012 1:48:51 PM |
Ocean713 | $80.00 | 10/13/2012 7:50:54 PM |
banker34 | $25.00 | 10/13/2012 4:38:08 PM |
Spiceyduck | $75.00 | 10/14/2012 4:45:15 AM |
drkosh | $25.00 | 10/14/2012 10:51:55 AM |
mad-scientist418 | $25.00 | 10/15/2012 7:08:52 AM |
buffalobills | $25.00 | 10/15/2012 7:44:06 AM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:17:49 PM |
pdub | $250.00 | 10/15/2012 5:06:15 PM |
big-mac-50 | $200.00 | 10/15/2012 8:38:34 PM |
bazaar-paladin7 | $25.00 | 10/15/2012 10:29:41 PM |
compatible-deal9 | $19.97 | 10/16/2012 8:55:42 AM |
foothillender | $25.00 | 10/16/2012 7:47:35 AM |
dough-aficionado9 | $25.00 | 10/16/2012 8:52:28 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
652522
This series of Notes was issued and sold upon the funding of the borrower loan #75960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 9.33% |
Borrower rate/APR:
| 10.33% / 16.03% |
Monthly payment:
| $308.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.90% | | |
| |
Estimated return*:
| 4.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 57% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 16y 2m |
Amount delinquent:
| $2,853 |
Total credit lines:
| 54 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,623 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-repayment |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
700-719
(Jun-2010)
680-699
(May-2010)
700-719
(Oct-2009)
|
Principal balance:
| $181.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Paying small bills........
Paying off some small credit cards, which include my gas card, departments stores, and Best Buy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/10/2012 5:41:38 PM |
sweety075 | $25.00 | 10/10/2012 5:02:32 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:19 PM |
Laxa | $25.00 | 10/10/2012 5:04:26 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:19 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:43 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:43 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:48 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:00 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:18 PM |
Arvicco | $400.00 | 10/10/2012 5:26:08 PM |
MoneyForNothing | $25.38 | 10/10/2012 5:50:18 PM |
BGILlender | $25.00 | 10/10/2012 5:57:26 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:17 PM |
miamibeachloaner | $32.00 | 10/10/2012 5:45:25 PM |
jedi053 | $100.00 | 10/10/2012 5:26:54 PM |
Patter256 | $25.00 | 10/10/2012 5:48:06 PM |
promise2 | $25.00 | 10/10/2012 5:49:21 PM |
cozy-note | $25.00 | 10/10/2012 5:55:15 PM |
capital-renewal | $50.00 | 10/10/2012 5:56:21 PM |
gold-commander0 | $25.00 | 10/10/2012 5:57:28 PM |
deal-cowbell695 | $25.00 | 10/10/2012 5:45:44 PM |
duty-gusto6 | $31.00 | 10/10/2012 5:55:32 PM |
Feyenoord | $30.00 | 10/10/2012 5:05:13 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:31 PM |
penny-finder | $40.00 | 10/10/2012 5:08:47 PM |
hillbilly40 | $30.00 | 10/10/2012 5:08:54 PM |
mrmopar | $25.00 | 10/10/2012 5:10:04 PM |
BlackBear1505 | $25.00 | 10/10/2012 5:10:54 PM |
wetlands | $200.00 | 10/10/2012 5:19:02 PM |
jazz619 | $25.00 | 10/10/2012 5:19:31 PM |
Cookstersalibi | $25.00 | 10/10/2012 5:09:17 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:51 PM |
lionheart722 | $100.00 | 10/10/2012 5:03:53 PM |
rakem777 | $25.00 | 10/10/2012 5:35:28 PM |
jamiee73 | $25.00 | 10/10/2012 5:21:13 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:06 PM |
newest-generous-income | $25.00 | 10/10/2012 5:43:37 PM |
TheHillsAreAlive | $25.00 | 10/10/2012 5:44:33 PM |
unrivaled-deal676 | $50.00 | 10/10/2012 5:13:12 PM |
MicroLender357 | $25.00 | 10/10/2012 5:47:06 PM |
fmanjoo | $25.00 | 10/10/2012 5:52:08 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:37 PM |
tolerant-currency6 | $25.00 | 10/10/2012 5:20:41 PM |
mmckune | $25.00 | 10/10/2012 5:36:16 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:10 PM |
emphatic-responsibility | $50.00 | 10/10/2012 5:23:55 PM |
LeReve | $500.00 | 10/10/2012 5:26:32 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:23 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:35 PM |
MadHun | $200.00 | 10/10/2012 5:56:29 PM |
Brisket_Bob | $26.06 | 10/10/2012 5:34:42 PM |
AcProb5 | $50.00 | 10/10/2012 5:40:57 PM |
urbane-income7 | $25.00 | 10/10/2012 5:45:36 PM |
fcrick | $25.00 | 10/10/2012 5:47:52 PM |
Mrs-Honeydew | $35.00 | 10/10/2012 5:53:42 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
652558
This series of Notes was issued and sold upon the funding of the borrower loan #75969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $268.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,558 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| FormulaOneFan |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
Principal balance:
| $2,641.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
Upgrade my heating system before winter sets in. Remaining funds will be used to touch up some paving issues on a rental property, with a few dollars going towards property tax due soon.
My financial situation:
I am a good candidate for this loan because... I have had no late payments for 20+ years. After selling a business, I took early retirement (ie: not at Social Security age). My income is from rental property, investment account proceeds, and payments from the business sale. I am a home owner with only a small mortgage ( $21K). I have some investments that I could cash out for this, but I would have to pay short term cap gains tax, and I would prefer to keep the investments anyway.
Monthly net income: $ 3365
Monthly expenses: $ 2400 - total of items below
Housing: $ 175
Insurance: $ 75 (monthly average)
Car expenses: $ 50 (cars paid for. Just routine maintenance)
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gentle-generosity822 | $25.00 | 10/10/2012 5:01:56 PM |
richmondcowboy | $25.00 | 10/10/2012 5:06:06 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:31 PM |
durability-seahorse7 | $50.00 | 10/10/2012 5:07:43 PM |
JSCharter | $50.00 | 10/10/2012 5:02:03 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:02:06 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:30 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:44 PM |
spark548 | $100.00 | 10/10/2012 5:06:13 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:43 PM |
zassociate | $200.00 | 10/10/2012 5:10:25 PM |
pragmatic-auction8 | $50.00 | 10/10/2012 5:10:36 PM |
musegaze | $50.00 | 10/10/2012 5:11:22 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:17 PM |
purposeful-durability8 | $100.00 | 10/10/2012 5:12:48 PM |
Thunderswan | $100.00 | 10/10/2012 5:24:23 PM |
resolute-justice413 | $200.00 | 10/10/2012 5:15:00 PM |
j2ee | $50.00 | 10/10/2012 5:05:56 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:45 PM |
tech310 | $50.00 | 10/10/2012 5:18:55 PM |
zipemdown | $25.00 | 10/10/2012 5:38:58 PM |
first-resolute-deal | $25.00 | 10/10/2012 5:08:49 PM |
duty-viola | $35.00 | 10/10/2012 5:20:57 PM |
Beld | $50.00 | 10/10/2012 5:40:10 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:06 PM |
elegant-hope578 | $50.00 | 10/10/2012 5:44:15 PM |
yield-hut | $25.00 | 10/10/2012 5:45:54 PM |
imogen22 | $50.00 | 10/10/2012 5:13:26 PM |
vegibenz | $25.00 | 10/10/2012 5:49:50 PM |
loyalty-sherpa | $25.00 | 10/10/2012 5:15:10 PM |
jedi053 | $100.00 | 10/10/2012 5:26:54 PM |
loan-fate | $50.00 | 10/10/2012 5:28:05 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:10 PM |
svandgts | $25.00 | 10/10/2012 5:23:50 PM |
blazing-capital2 | $250.00 | 10/10/2012 5:39:56 PM |
finance-prescription | $100.00 | 10/10/2012 5:43:24 PM |
TheHillsAreAlive | $25.00 | 10/10/2012 5:44:33 PM |
tnjohnso | $25.00 | 10/10/2012 5:45:42 PM |
LeReve | $500.00 | 10/10/2012 5:27:05 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:24 PM |
spirit07a | $100.00 | 10/10/2012 5:50:50 PM |
Budro | $50.00 | 10/10/2012 5:46:23 PM |
fcrick | $25.00 | 10/10/2012 5:47:52 PM |
the-deal-ace | $25.00 | 10/10/2012 5:53:10 PM |
affluence-microscope2 | $200.00 | 10/10/2012 5:03:11 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:20 PM |
Splangy613 | $25.00 | 10/10/2012 5:05:03 PM |
hope-percolator8 | $50.00 | 10/10/2012 5:12:30 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:51 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:00 PM |
1randyp | $25.00 | 10/10/2012 5:09:38 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:19 PM |
bid-banjo3 | $36.00 | 10/10/2012 5:11:28 PM |
rescue | $100.00 | 10/10/2012 5:12:18 PM |
green-trade-dolphin | $42.52 | 10/10/2012 5:01:16 PM |
orange-spiritual-contract | $100.00 | 10/10/2012 5:14:05 PM |
silver-enlightenment0 | $25.00 | 10/10/2012 5:03:07 PM |
melodious-fairness | $50.00 | 10/10/2012 5:16:13 PM |
trade-beeper4 | $25.00 | 10/10/2012 5:17:24 PM |
green-moola-sniffer | $25.00 | 10/10/2012 5:32:43 PM |
CAGE-Investments | $25.00 | 10/10/2012 5:06:44 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:44 PM |
thrifty-generosity222 | $50.00 | 10/10/2012 5:36:58 PM |
speedy-peso1 | $100.00 | 10/10/2012 5:21:16 PM |
klippies | $25.00 | 10/10/2012 5:44:58 PM |
jazzlender | $25.00 | 10/10/2012 5:24:07 PM |
american-investor | $25.00 | 10/10/2012 5:50:45 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:16 PM |
money-surge1 | $25.00 | 10/10/2012 5:16:23 PM |
URBANCAPITAL | $100.23 | 10/10/2012 5:28:03 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:53 PM |
Nicedad72 | $25.00 | 10/10/2012 5:34:16 PM |
radiant-dollar9 | $200.00 | 10/10/2012 5:20:46 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:48 PM |
P2P_Investor | $1,000.00 | 10/10/2012 5:43:03 PM |
new-gold-wrangler | $1,000.00 | 10/10/2012 5:43:52 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:18 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:32 PM |
Leshan | $100.00 | 10/10/2012 5:44:23 PM |
MoneyForNothing | $11.25 | 10/10/2012 5:53:51 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
652580
This series of Notes was issued and sold upon the funding of the borrower loan #76438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $727 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-implementer5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:25 AM |
klippies | $25.00 | 10/11/2012 5:29:47 PM |
riveting-credit5 | $25.00 | 10/11/2012 5:40:03 PM |
money-baron | $100.00 | 10/11/2012 6:06:44 PM |
ethical-truth211 | $50.00 | 10/11/2012 5:20:29 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:46:00 PM |
kila-designer | $249.00 | 10/11/2012 5:55:54 PM |
kila-designer | $100.00 | 10/11/2012 6:15:42 PM |
Navy-Retired | $100.00 | 10/12/2012 5:11:08 AM |
MoneyBadger | $25.00 | 10/12/2012 5:34:13 AM |
refresher211 | $100.00 | 10/11/2012 6:25:23 PM |
blue-order-comet | $25.00 | 10/11/2012 6:29:51 PM |
trade-goblin9 | $50.00 | 10/11/2012 6:46:21 PM |
greencat | $50.00 | 10/12/2012 7:38:53 AM |
john0720 | $25.00 | 10/11/2012 6:57:27 PM |
52digital | $75.00 | 10/11/2012 7:18:20 PM |
let_me_retire | $50.00 | 10/12/2012 4:43:21 AM |
Jalebi | $50.00 | 10/12/2012 9:44:20 AM |
buffalobills | $25.00 | 10/12/2012 8:50:35 AM |
sparkling-basis0 | $50.00 | 10/12/2012 11:56:26 AM |
laudable-payout6 | $25.00 | 10/13/2012 1:24:09 AM |
Money_Working | $25.00 | 10/13/2012 11:17:10 AM |
ore-accord | $25.00 | 10/13/2012 10:25:41 AM |
one-midas | $25.00 | 10/13/2012 11:27:49 AM |
citytreker | $25.00 | 10/13/2012 2:48:43 PM |
whitegold24k | $25.00 | 10/13/2012 2:56:34 PM |
dough-kitten5 | $25.00 | 10/14/2012 4:36:33 AM |
banker34 | $25.00 | 10/13/2012 4:38:07 PM |
yield-human | $50.00 | 10/14/2012 6:10:02 AM |
return-enforcer5 | $25.00 | 10/13/2012 5:11:42 PM |
Kqwik | $25.00 | 10/13/2012 6:40:00 PM |
commerce-zebra3 | $25.00 | 10/14/2012 12:21:40 PM |
useful-credit921 | $25.00 | 10/13/2012 9:31:22 PM |
beachfunder | $25.00 | 10/14/2012 4:12:01 PM |
compatible-deal9 | $25.00 | 10/14/2012 3:29:39 PM |
Lubava | $25.00 | 10/14/2012 8:50:51 PM |
nina8580 | $100.00 | 10/15/2012 9:22:36 AM |
evergreen16 | $25.00 | 10/15/2012 9:25:36 AM |
scoobiedoo | $25.00 | 10/12/2012 3:41:06 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:29:03 PM |
finance-ecstasy7 | $25.00 | 10/11/2012 5:18:29 PM |
ethical-truth211 | $100.00 | 10/11/2012 5:19:54 PM |
obedient-payout0 | $25.00 | 10/11/2012 6:46:22 PM |
enriched-return057 | $50.00 | 10/11/2012 5:41:17 PM |
finder61 | $25.00 | 10/11/2012 8:37:53 PM |
majestic-note6 | $150.00 | 10/11/2012 6:27:08 PM |
bellaquito | $500.00 | 10/11/2012 7:02:28 PM |
Dubbs360 | $100.00 | 10/11/2012 7:20:19 PM |
let_me_retire | $75.00 | 10/12/2012 4:40:57 AM |
CA-Lender | $25.00 | 10/12/2012 8:25:03 AM |
income-triangulation1 | $25.00 | 10/12/2012 9:02:38 AM |
leverage-monger | $25.00 | 10/12/2012 10:20:20 AM |
asset-vista | $25.00 | 10/12/2012 1:01:55 PM |
exponential-fairness2 | $25.00 | 10/12/2012 4:01:17 PM |
transformer855 | $25.00 | 10/12/2012 1:18:21 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:03:05 PM |
favorite-commerce | $30.00 | 10/13/2012 5:01:54 AM |
integrity-gazelle7 | $25.00 | 10/12/2012 6:59:50 PM |
Nil2008 | $100.00 | 10/13/2012 2:04:57 PM |
Ocean713 | $80.00 | 10/13/2012 7:33:13 PM |
Valley-of-the-Dollar | $25.00 | 10/13/2012 3:01:17 PM |
bid-catalyst0 | $100.00 | 10/14/2012 1:17:20 PM |
first-serene-credit | $25.00 | 10/14/2012 6:08:22 PM |
Digger85 | $100.00 | 10/14/2012 6:13:51 PM |
fides-cx | $25.00 | 10/14/2012 11:43:51 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:39 AM |
botfolio | $61.00 | 10/15/2012 10:15:40 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
652612
This series of Notes was issued and sold upon the funding of the borrower loan #76059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $291.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 78% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,654 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| subtle-rupee6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my two credit cards so that I can pay them off and get out of debt
My financial situation:
I am a good candidate for this loan because...I have not missed a payment on any of my bills in 10+ years and my goal is to be debt free, I have excellent credit and have a great payment history - always make payments on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/13/2012 9:34:57 AM |
green-trade-dolphin2 | $27.02 | 10/11/2012 5:03:48 PM |
neighborly-hope6 | $100.00 | 10/11/2012 5:13:52 PM |
patriot897 | $25.00 | 10/11/2012 5:32:16 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:58 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:32 PM |
imogen22 | $50.00 | 10/11/2012 6:20:38 PM |
cardminger | $25.00 | 10/11/2012 5:35:29 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:23 PM |
obedient-payout0 | $25.00 | 10/11/2012 5:57:39 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:24 PM |
hitsman | $50.00 | 10/12/2012 5:03:48 PM |
flshdaskll | $25.00 | 10/12/2012 5:24:53 PM |
proper-exchange8 | $50.00 | 10/12/2012 5:00:41 PM |
Voracious_Trees | $25.00 | 10/12/2012 6:01:23 PM |
attentive-principal711 | $25.00 | 10/13/2012 4:31:37 AM |
bonafide-economy | $50.00 | 10/12/2012 7:11:19 PM |
Emgolda | $25.00 | 10/12/2012 6:20:44 PM |
ingenious-point1 | $25.00 | 10/12/2012 6:38:41 PM |
dignified-market1 | $341.00 | 10/12/2012 7:07:43 PM |
success1001 | $100.00 | 10/13/2012 2:04:56 AM |
orange-preeminant-bill | $100.00 | 10/13/2012 4:55:34 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:13 PM |
american6 | $50.00 | 10/13/2012 12:27:00 PM |
mdv | $25.00 | 10/13/2012 11:04:22 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:31 AM |
Cai8899 | $25.00 | 10/13/2012 12:41:47 PM |
Paxman84 | $25.00 | 10/13/2012 11:44:46 AM |
designer_10 | $25.00 | 10/13/2012 1:06:49 PM |
velocity-solo | $25.00 | 10/13/2012 12:18:48 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:27 PM |
postalwhiz | $25.00 | 10/13/2012 12:34:53 PM |
charlesdumar7 | $25.00 | 10/13/2012 2:10:07 PM |
green-moola-sniffer | $25.00 | 10/13/2012 12:47:22 PM |
investment-tempo | $25.00 | 10/13/2012 12:49:18 PM |
bid-papyrus | $25.00 | 10/13/2012 12:34:11 PM |
power-defender7 | $30.00 | 10/13/2012 6:43:24 PM |
dschless | $25.00 | 10/14/2012 6:54:25 AM |
decisive-silver9 | $25.00 | 10/13/2012 9:15:17 PM |
georgethesir | $50.00 | 10/13/2012 5:42:58 PM |
nickel-companion5 | $25.00 | 10/14/2012 12:01:03 PM |
loanprosper | $25.00 | 10/14/2012 8:41:12 AM |
fairness-symphony2 | $50.00 | 10/14/2012 2:06:40 PM |
silver-dogwood4 | $25.00 | 10/14/2012 10:10:55 AM |
supersarah61 | $25.00 | 10/14/2012 3:39:21 PM |
steady-vigilance | $60.00 | 10/14/2012 5:35:57 PM |
cwss-lending | $25.00 | 10/14/2012 6:13:45 PM |
Dreea19 | $59.00 | 10/14/2012 2:07:33 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:56 PM |
antlr | $25.00 | 10/15/2012 5:21:59 AM |
a-responsible-return | $100.00 | 10/14/2012 7:19:13 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:41 PM |
tolerant-balance7 | $30.00 | 10/14/2012 10:06:42 PM |
theloanteacher | $25.00 | 10/14/2012 9:16:06 PM |
elbastador | $25.00 | 10/14/2012 11:36:02 PM |
compatible-deal9 | $50.00 | 10/15/2012 8:18:42 AM |
Global_Lender | $25.00 | 10/15/2012 8:35:30 AM |
UniqueLender | $45.00 | 10/15/2012 9:00:45 AM |
hawaiiangirl76 | $25.00 | 10/15/2012 9:35:32 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:32 AM |
nourishing-point1 | $25.00 | 10/15/2012 8:06:12 AM |
ujiba | $50.00 | 10/15/2012 9:04:49 AM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:24 AM |
sankyu | $100.00 | 10/15/2012 10:10:53 AM |
awwaww | $25.00 | 10/15/2012 10:39:59 AM |
slimof37 | $25.00 | 10/15/2012 9:51:35 AM |
daano15 | $25.00 | 10/15/2012 1:19:02 PM |
sympathetic-funds818 | $25.00 | 10/15/2012 10:50:59 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:13 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:03 PM |
Fonthill | $500.00 | 10/15/2012 11:06:50 AM |
justice-officer | $95.40 | 10/15/2012 11:25:51 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:32 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:57:22 AM |
AaronL | $25.00 | 10/15/2012 1:11:33 PM |
moneytolend72 | $40.00 | 10/15/2012 4:18:05 PM |
bankojerry | $25.00 | 10/15/2012 4:32:54 PM |
mulberry4 | $50.00 | 10/15/2012 5:12:57 PM |
Kyjamune | $25.00 | 10/15/2012 5:14:33 PM |
meux99 | $25.00 | 10/15/2012 5:07:57 PM |
pdub | $500.00 | 10/15/2012 5:04:55 PM |
mschoenf | $100.00 | 10/15/2012 5:17:46 PM |
enriching-dollar1 | $100.00 | 10/15/2012 5:11:16 PM |
famous-reward9 | $200.00 | 10/15/2012 5:12:11 PM |
return-aurora853 | $500.00 | 10/15/2012 5:18:25 PM |
wetlands | $54.00 | 10/15/2012 5:20:19 PM |
FrayBentos | $25.00 | 10/15/2012 5:39:49 PM |
investment-network | $37.00 | 10/15/2012 5:40:59 PM |
BDL-Roth | $40.00 | 10/15/2012 5:52:46 PM |
Gnube | $25.00 | 10/15/2012 5:53:17 PM |
a-balance-surgeon | $50.00 | 10/15/2012 5:48:15 PM |
fortytwo | $150.00 | 10/15/2012 5:56:04 PM |
anti-wall-st | $50.00 | 10/15/2012 5:56:47 PM |
Taxman44 | $25.00 | 10/15/2012 6:05:41 PM |
syrepsorp | $50.00 | 10/15/2012 6:04:47 PM |
affluence-kingdom9 | $100.00 | 10/15/2012 6:09:54 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:13 PM |
visionary-community | $25.00 | 10/15/2012 6:22:20 PM |
thedoctor | $40.00 | 10/15/2012 6:19:48 PM |
GradEcon | $28.05 | 10/15/2012 6:39:02 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:10 PM |
puifais | $50.00 | 10/15/2012 6:46:41 PM |
finance-coyote3 | $363.42 | 10/15/2012 10:25:56 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:01 PM |
excellent-payout250 | $25.00 | 10/15/2012 7:20:40 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:26 PM |
asset-guitar5 | $34.45 | 10/15/2012 9:34:35 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:26 AM |
FortuneFund | $50.00 | 10/11/2012 5:05:45 PM |
community-burrito9 | $25.00 | 10/11/2012 5:26:46 PM |
bellaquito | $500.00 | 10/11/2012 6:58:16 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:19 PM |
cerebral-dollar773 | $26.20 | 10/12/2012 5:57:13 AM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:51 PM |
Arvicco | $400.00 | 10/11/2012 6:28:39 PM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:28 AM |
kenji4861 | $25.00 | 10/12/2012 9:42:39 AM |
compoundinterest | $25.00 | 10/12/2012 10:00:43 AM |
Jalebi | $50.00 | 10/12/2012 9:44:20 AM |
cocorico12 | $50.00 | 10/12/2012 1:44:16 PM |
excellent-funds649 | $50.00 | 10/12/2012 5:43:55 PM |
spirit07a | $100.00 | 10/12/2012 5:25:03 PM |
sdalmr | $35.00 | 10/12/2012 8:17:24 PM |
RiderIRA | $102.53 | 10/12/2012 11:09:19 PM |
greenback-maniac | $25.00 | 10/13/2012 7:03:50 AM |
Supernick | $300.00 | 10/12/2012 11:56:05 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:44 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:24 AM |
keen-credit6 | $28.00 | 10/13/2012 12:01:02 PM |
jedi053 | $100.00 | 10/13/2012 12:58:45 PM |
Investoman | $25.00 | 10/13/2012 1:09:02 PM |
groovy-watanabe | $25.00 | 10/13/2012 1:10:27 PM |
AFairDeal | $25.00 | 10/13/2012 12:07:23 PM |
proud-pound4 | $25.00 | 10/13/2012 1:03:43 PM |
sturzstrom | $25.00 | 10/13/2012 1:06:42 PM |
Castellan | $50.00 | 10/13/2012 12:28:11 PM |
hard-working-rate3 | $25.00 | 10/13/2012 12:59:04 PM |
orbital-transparency | $25.00 | 10/13/2012 11:19:23 PM |
anacent | $50.00 | 10/13/2012 4:05:40 PM |
Logan7 | $25.00 | 10/13/2012 1:19:49 PM |
houli123 | $50.00 | 10/13/2012 2:24:29 PM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:59 PM |
chac | $150.00 | 10/13/2012 3:59:31 PM |
garlicguy | $65.00 | 10/13/2012 4:49:39 PM |
upupandaway | $50.00 | 10/13/2012 5:17:03 PM |
social-pear9 | $25.00 | 10/13/2012 7:29:09 PM |
Sixmil | $100.00 | 10/14/2012 9:04:27 AM |
29Palms | $75.00 | 10/14/2012 11:04:54 AM |
hopeful-silver5 | $50.00 | 10/14/2012 5:27:14 PM |
order-gondola | $25.00 | 10/14/2012 5:47:29 PM |
EvalCrux | $50.00 | 10/14/2012 12:31:45 PM |
fight4whatsright | $25.00 | 10/14/2012 1:53:11 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:39 AM |
foldingbenny2 | $45.77 | 10/14/2012 2:42:54 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:51:35 PM |
nurak2 | $34.71 | 10/14/2012 6:06:58 PM |
astute-benjamins | $150.00 | 10/15/2012 7:17:30 AM |
Imperativity | $40.30 | 10/15/2012 7:21:05 AM |
UHcougars | $25.00 | 10/14/2012 3:58:45 PM |
agalt | $65.00 | 10/15/2012 7:43:35 AM |
Sealwrangler | $200.00 | 10/14/2012 4:04:47 PM |
capital-web7 | $50.00 | 10/14/2012 4:23:00 PM |
upbeat-investment9 | $50.00 | 10/14/2012 4:44:22 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:39 PM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:38 AM |
luckyldy | $50.00 | 10/15/2012 8:04:32 AM |
finance-assembler | $50.00 | 10/15/2012 9:10:42 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:40 AM |
justice-star9 | $25.00 | 10/15/2012 10:23:55 AM |
gjm6d | $25.00 | 10/15/2012 9:59:54 AM |
standanddeliver | $50.00 | 10/15/2012 9:50:53 AM |
dukeiyer | $25.00 | 10/15/2012 11:09:06 AM |
restless-nickel158 | $50.00 | 10/15/2012 10:32:43 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:46 AM |
prainvestment | $25.00 | 10/15/2012 12:19:42 PM |
return-buddy | $50.00 | 10/15/2012 2:12:44 PM |
entertaining-credit3 | $50.15 | 10/15/2012 2:16:17 PM |
magnificent-felicity4 | $25.00 | 10/15/2012 5:04:32 PM |
nalaari | $25.00 | 10/15/2012 2:05:26 PM |
aspen5 | $50.00 | 10/15/2012 5:02:02 PM |
pious-currency875 | $100.00 | 10/15/2012 5:08:07 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:12 PM |
deal-goliath4 | $87.00 | 10/15/2012 5:16:53 PM |
transparency-river1 | $60.00 | 10/15/2012 5:10:26 PM |
cash-recruiter7 | $111.00 | 10/15/2012 5:13:50 PM |
zassociate | $200.00 | 10/15/2012 5:10:51 PM |
responsive-worth5 | $25.00 | 10/15/2012 5:29:38 PM |
flo_rida | $100.00 | 10/15/2012 5:21:25 PM |
agile-diversification2 | $25.00 | 10/15/2012 5:22:02 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:57 PM |
loyalty-hornet6 | $25.00 | 10/15/2012 5:47:36 PM |
versatile-dime442 | $118.00 | 10/15/2012 5:23:25 PM |
MtnLend | $25.00 | 10/15/2012 5:27:30 PM |
Zolton | $40.00 | 10/15/2012 5:27:33 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:40 PM |
first-favorite-bonus9 | $25.00 | 10/15/2012 6:04:30 PM |
mar97 | $25.00 | 10/15/2012 6:05:59 PM |
adventurer447 | $261.00 | 10/15/2012 5:51:59 PM |
serene-truth2 | $100.00 | 10/15/2012 6:26:31 PM |
Nickle-Back | $30.00 | 10/15/2012 6:06:42 PM |
AmericanCredit | $100.00 | 10/15/2012 6:14:31 PM |
green28 | $50.00 | 10/15/2012 6:56:32 PM |
Avala | $100.00 | 10/15/2012 6:53:29 PM |
transparency-baton | $25.00 | 10/15/2012 7:10:21 PM |
orange-liberty-oyster | $26.00 | 10/15/2012 7:13:29 PM |
prosha | $25.00 | 10/15/2012 7:40:35 PM |
bill-booster5 | $25.00 | 10/15/2012 8:25:49 PM |
207 Investments
|
Borrower Payment Dependent Notes Series
652618
This series of Notes was issued and sold upon the funding of the borrower loan #76258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $465.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
17 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,620 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Diplomat |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 76 ( 99% )
| 700-719 (Latest)
|
Principal borrowed:
| $28,500.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Dec-2011)
780-799
(Jul-2009)
780-799
(May-2008)
|
Principal balance:
| $11,759.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 77 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/11/2012 7:42:13 AM |
pierrelasvegas | $25.00 | 10/10/2012 5:02:07 PM |
affluence-microscope2 | $27.00 | 10/10/2012 5:03:11 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:20 PM |
j2ee | $50.00 | 10/10/2012 5:05:56 PM |
community-burrito9 | $25.00 | 10/10/2012 5:08:35 PM |
gentle-generosity822 | $25.00 | 10/10/2012 5:01:58 PM |
hope-percolator8 | $50.00 | 10/10/2012 5:12:31 PM |
orange-spiritual-contract | $33.00 | 10/10/2012 5:14:05 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:52 PM |
resolute-justice413 | $200.00 | 10/10/2012 5:15:00 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:19 PM |
trumpeter5 | $25.00 | 10/10/2012 5:01:57 PM |
thankful-nickel2 | $55.55 | 10/10/2012 5:14:11 PM |
jedi053 | $100.00 | 10/10/2012 5:26:55 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:01 PM |
CAGE-Investments | $25.00 | 10/10/2012 5:06:44 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:44 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:32 PM |
speedy-peso1 | $100.00 | 10/10/2012 5:21:16 PM |
tolerant-currency6 | $25.00 | 10/10/2012 5:21:21 PM |
1randyp | $25.00 | 10/10/2012 5:09:39 PM |
brightest-organized-balance | $25.00 | 10/10/2012 5:22:08 PM |
zassociate | $200.00 | 10/10/2012 5:10:26 PM |
TheHillsAreAlive | $25.00 | 10/10/2012 5:44:33 PM |
majestic-note6 | $200.00 | 10/10/2012 5:22:35 PM |
cr8on | $75.00 | 10/10/2012 5:12:39 PM |
jazzlender | $25.00 | 10/10/2012 5:24:07 PM |
Budro | $50.00 | 10/10/2012 5:46:23 PM |
five-star-note | $100.00 | 10/10/2012 5:26:38 PM |
tolerant-dime2 | $35.00 | 10/10/2012 5:15:16 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:46 PM |
global-invest-group | $25.00 | 10/10/2012 6:00:19 PM |
tech310 | $50.00 | 10/10/2012 5:18:55 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:32 PM |
ptjg | $100.00 | 10/10/2012 6:01:57 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:44 PM |
paxnj | $25.00 | 10/10/2012 6:03:05 PM |
hitsman | $50.00 | 10/10/2012 6:04:27 PM |
thrifty-generosity222 | $50.00 | 10/10/2012 5:36:58 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:49 PM |
five-star-note | $200.00 | 10/10/2012 5:24:11 PM |
Thunderswan | $100.00 | 10/10/2012 5:24:23 PM |
adventurer447 | $300.00 | 10/10/2012 6:10:15 PM |
compassionate-auction6 | $150.00 | 10/10/2012 6:10:46 PM |
JeremyLinFan | $40.00 | 10/10/2012 5:43:48 PM |
haplender | $50.00 | 10/10/2012 6:12:55 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:18 PM |
Comoparklender | $25.00 | 10/10/2012 6:17:03 PM |
ferocious-kindness8 | $30.00 | 10/10/2012 5:33:18 PM |
Banker2OO7 | $75.00 | 10/10/2012 6:25:46 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:11 PM |
monster4 | $50.00 | 10/10/2012 6:02:15 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:44 PM |
klippies | $25.00 | 10/10/2012 5:44:58 PM |
velocity-solo | $25.00 | 10/10/2012 6:47:00 PM |
liberty-tostada7 | $50.00 | 10/10/2012 7:13:08 PM |
money-baron-roth-IRA | $50.00 | 10/10/2012 7:15:56 PM |
money-vista | $25.00 | 10/10/2012 6:13:01 PM |
think-become | $25.00 | 10/10/2012 7:39:00 PM |
structure9 | $25.00 | 10/10/2012 6:16:16 PM |
ChoiceInvestments | $26.00 | 10/10/2012 8:50:41 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:05:15 PM |
red-power-pecan | $50.00 | 10/10/2012 6:06:29 PM |
kls4560 | $25.00 | 10/10/2012 6:29:40 PM |
payout-paradise5 | $25.00 | 10/10/2012 6:09:22 PM |
The-Helper | $40.00 | 10/11/2012 4:00:51 AM |
lnuss25 | $30.00 | 10/11/2012 4:56:17 AM |
wigglesworth4 | $200.00 | 10/10/2012 6:43:11 PM |
top-payout-fixer | $25.00 | 10/10/2012 6:16:06 PM |
rome1426 | $25.00 | 10/10/2012 6:17:33 PM |
first-dinero-paladin | $25.00 | 10/11/2012 7:24:07 AM |
market-prophesy0 | $25.00 | 10/11/2012 7:29:36 AM |
Gandalf0001 | $50.00 | 10/10/2012 7:16:07 PM |
VirginiaBuckeye | $250.00 | 10/10/2012 6:23:51 PM |
janeybooboo | $75.26 | 10/11/2012 7:39:59 AM |
sensible-fund | $33.13 | 10/10/2012 7:20:44 PM |
LoanerPrincipal | $25.00 | 10/10/2012 7:24:45 PM |
compoundinterest | $25.00 | 10/10/2012 6:39:50 PM |
RGlad | $65.00 | 10/10/2012 6:41:22 PM |
justbman | $25.00 | 10/10/2012 8:22:31 PM |
kfrench | $75.00 | 10/10/2012 6:54:34 PM |
velocity-winner | $25.00 | 10/10/2012 6:59:45 PM |
us957165 | $25.00 | 10/10/2012 7:01:38 PM |
gallant-economy9 | $50.00 | 10/11/2012 9:00:34 AM |
Dubbs360 | $200.00 | 10/10/2012 7:05:51 PM |
just-loyalty643 | $50.00 | 10/10/2012 7:44:34 PM |
Hippo-IRA1 | $50.00 | 10/11/2012 4:42:52 AM |
blazing-capital2 | $250.00 | 10/11/2012 9:06:48 AM |
p2ploan-hunter4 | $50.00 | 10/11/2012 5:09:57 AM |
SolarPowerFund | $25.00 | 10/10/2012 8:24:07 PM |
Gobsek | $100.00 | 10/10/2012 8:30:13 PM |
DiligentiaLLC | $63.29 | 10/11/2012 6:14:40 AM |
cnovak | $25.00 | 10/11/2012 9:14:14 AM |
svandgts | $25.00 | 10/11/2012 9:14:33 AM |
buffalobills | $25.00 | 10/11/2012 7:40:23 AM |
casserole9 | $35.00 | 10/11/2012 9:33:27 AM |
bid-stockpiler1 | $150.00 | 10/11/2012 6:35:10 AM |
sjlnn | $25.00 | 10/11/2012 9:02:00 AM |
dollar-authority | $143.00 | 10/11/2012 7:51:48 AM |
trade-goblin9 | $100.00 | 10/11/2012 8:10:05 AM |
sgf | $25.00 | 10/11/2012 9:09:31 AM |
purposeful-durability8 | $100.00 | 10/11/2012 9:14:24 AM |
special-responsibility | $25.00 | 10/11/2012 9:17:39 AM |
theboat | $30.00 | 10/11/2012 9:04:10 AM |
trade-beeper4 | $25.00 | 10/11/2012 9:23:49 AM |
fortytwo | $116.00 | 10/11/2012 9:05:56 AM |
Webpreneur | $33.00 | 10/11/2012 9:26:33 AM |
peace-fixer8 | $25.00 | 10/11/2012 9:32:09 AM |
yield-lion | $25.00 | 10/11/2012 9:15:30 AM |
valiant-liberty4 | $25.00 | 10/11/2012 9:15:49 AM |
susurrus | $100.00 | 10/11/2012 9:16:17 AM |
SPCLending | $25.00 | 10/11/2012 9:17:37 AM |
EarlyRiser | $250.00 | 10/11/2012 9:42:22 AM |
wonderous-principal083 | $25.00 | 10/11/2012 9:21:30 AM |
gain-equator | $25.00 | 10/10/2012 5:02:11 PM |
Laxa | $25.00 | 10/10/2012 5:04:27 PM |
Feyenoord | $30.00 | 10/10/2012 5:05:14 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:44 PM |
fuse136 | $25.00 | 10/10/2012 5:05:53 PM |
felicity-contributor3 | $25.00 | 10/10/2012 5:07:37 PM |
musegaze | $50.00 | 10/10/2012 5:11:22 PM |
mwl | $25.00 | 10/10/2012 5:03:48 PM |
Malkial | $29.32 | 10/10/2012 5:15:01 PM |
sweety075 | $25.00 | 10/10/2012 5:06:05 PM |
spark548 | $100.00 | 10/10/2012 5:06:13 PM |
vigorous-market5 | $200.00 | 10/10/2012 5:17:11 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:17 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:16 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:24 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:54 PM |
radiant-dollar9 | $200.00 | 10/10/2012 5:20:47 PM |
marketplace-singularity3 | $25.00 | 10/10/2012 5:10:25 PM |
pragmatic-auction8 | $50.00 | 10/10/2012 5:10:36 PM |
fcrick | $25.00 | 10/10/2012 5:47:52 PM |
fairness-coup8 | $25.00 | 10/10/2012 5:55:54 PM |
phaded | $25.00 | 10/10/2012 6:00:34 PM |
green-moola-sniffer | $25.00 | 10/10/2012 5:32:44 PM |
panther757 | $25.00 | 10/10/2012 6:08:01 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:06 PM |
integrity-web | $35.00 | 10/10/2012 6:11:02 PM |
credible-responsibility022 | $25.00 | 10/10/2012 6:16:14 PM |
LeReve | $500.00 | 10/10/2012 5:27:05 PM |
MoneyForNothing | $76.76 | 10/10/2012 5:47:31 PM |
promise2 | $25.00 | 10/10/2012 5:48:14 PM |
janeybooboo | $74.74 | 10/10/2012 6:17:58 PM |
spirit07a | $100.00 | 10/10/2012 5:50:51 PM |
the-deal-ace | $25.00 | 10/10/2012 5:53:10 PM |
restless-currency | $40.00 | 10/10/2012 6:24:29 PM |
investment-artist | $91.10 | 10/10/2012 6:31:35 PM |
wwwUniversal | $25.00 | 10/10/2012 6:31:50 PM |
brightest-listing-scrutinzer | $50.00 | 10/10/2012 5:58:39 PM |
voipguy88 | $50.00 | 10/10/2012 6:32:22 PM |
zipemdown | $25.00 | 10/10/2012 5:38:58 PM |
impeccable-ore3 | $25.00 | 10/10/2012 5:40:00 PM |
justreturns | $25.00 | 10/10/2012 6:00:43 PM |
Beld | $50.00 | 10/10/2012 5:40:10 PM |
thrifty-capital | $30.00 | 10/10/2012 5:45:46 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:45 PM |
proud-gold9 | $25.00 | 10/10/2012 6:55:45 PM |
ImNotSoDumb | $33.01 | 10/10/2012 6:56:26 PM |
bazaar-festivity | $25.00 | 10/10/2012 6:08:59 PM |
unforgettable-order9 | $25.00 | 10/10/2012 7:09:39 PM |
capital-renewal | $50.00 | 10/10/2012 5:56:21 PM |
DoctorJoe | $35.00 | 10/10/2012 6:13:15 PM |
Quality_Matters | $47.83 | 10/10/2012 7:44:16 PM |
hl8428 | $26.44 | 10/10/2012 8:09:40 PM |
first-serene-credit | $25.00 | 10/10/2012 8:28:26 PM |
persist_in_doing | $25.00 | 10/10/2012 6:23:46 PM |
tender-commerce8 | $50.00 | 10/10/2012 6:06:32 PM |
cwss-lending | $50.00 | 10/10/2012 10:35:16 PM |
marwadi-62 | $500.00 | 10/10/2012 6:11:29 PM |
leverage-sensai6 | $25.00 | 10/10/2012 6:14:03 PM |
steady-return0 | $25.00 | 10/11/2012 5:05:57 AM |
moola-accelerator6 | $100.00 | 10/10/2012 6:46:07 PM |
prudent-bid3 | $50.00 | 10/11/2012 6:27:18 AM |
MangoHedge | $25.00 | 10/10/2012 7:36:19 PM |
credit-orca | $50.00 | 10/10/2012 6:37:25 PM |
fund-explorer4 | $100.00 | 10/10/2012 7:41:07 PM |
hard-working-rate3 | $25.00 | 10/10/2012 6:39:37 PM |
pleasant-commerce934 | $25.00 | 10/10/2012 8:32:29 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:30 AM |
Palacios | $50.00 | 10/10/2012 6:50:34 PM |
DreDub | $25.00 | 10/11/2012 8:59:35 AM |
nimble-revenue5 | $100.00 | 10/11/2012 9:01:41 AM |
dukeiyer | $25.00 | 10/10/2012 7:12:55 PM |
efficient-dollar888 | $35.00 | 10/10/2012 7:52:10 PM |
Mountain-Lion-IRA1 | $40.00 | 10/11/2012 4:53:40 AM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 5:28:31 AM |
mover486 | $25.00 | 10/11/2012 6:03:54 AM |
nextar | $62.74 | 10/10/2012 9:42:42 PM |
investment-comet | $25.00 | 10/11/2012 7:12:44 AM |
funds-juniper | $25.00 | 10/11/2012 7:29:28 AM |
blue-intuitive-order | $50.00 | 10/11/2012 7:35:58 AM |
Mikale360 | $25.00 | 10/10/2012 11:07:07 PM |
vines99 | $50.00 | 10/11/2012 1:17:43 AM |
economy-producer | $25.00 | 10/11/2012 9:22:40 AM |
truth-haven5 | $25.00 | 10/11/2012 9:25:13 AM |
scholarly-order6 | $100.00 | 10/11/2012 4:31:59 AM |
enriched-return057 | $50.00 | 10/11/2012 8:13:50 AM |
ukawuba | $25.00 | 10/11/2012 8:24:57 AM |
luann199 | $25.00 | 10/11/2012 9:32:36 AM |
first-silver-bridge | $25.00 | 10/11/2012 6:16:22 AM |
keiphers | $25.00 | 10/11/2012 6:45:05 AM |
RGlad | $85.00 | 10/11/2012 7:21:08 AM |
melodious-fairness | $50.00 | 10/11/2012 9:02:45 AM |
ultimate-responsibility0 | $25.00 | 10/11/2012 8:05:15 AM |
heart514 | $25.00 | 10/11/2012 9:14:21 AM |
HamachiMan | $50.00 | 10/11/2012 9:14:31 AM |
Greenbak | $50.00 | 10/11/2012 9:20:22 AM |
yield-victor837 | $50.00 | 10/11/2012 9:04:28 AM |
SummitAdvisors | $50.00 | 10/11/2012 9:23:02 AM |
moviedaze | $25.00 | 10/11/2012 9:25:32 AM |
J-Rott | $134.83 | 10/11/2012 9:43:13 AM |
Tradesmanlender | $25.00 | 10/11/2012 9:23:39 AM |
215 Investments
|
Borrower Payment Dependent Notes Series
652628
This series of Notes was issued and sold upon the funding of the borrower loan #76228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,918 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| refined-yield4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: orthodontics
This loan will be used to...pay off son's braces
My financial situation: stable
I am a good candidate for this loan because...I am a loyal and trustworthy person, who would like to pay off orthodontist bill to be able to use the medical deduction on my income taxes.
Monthly net income: $2,200
Monthly expenses: $150
Housing: $300
Insurance: $110
Car expenses: $350
Utilities: $125
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:30 AM |
tolerant-dime2 | $39.00 | 10/12/2012 9:04:46 AM |
methodical-interest039 | $33.00 | 10/12/2012 9:09:22 AM |
first-pragmatic-power | $25.00 | 10/12/2012 9:33:58 AM |
houli123 | $25.00 | 10/12/2012 9:42:35 AM |
Jalebi | $50.00 | 10/12/2012 9:44:24 AM |
punctual-fund | $25.00 | 10/12/2012 9:47:58 AM |
bazaar-tulip | $25.00 | 10/12/2012 9:07:56 AM |
Abece | $400.00 | 10/12/2012 10:00:15 AM |
supreme-treasure8 | $100.00 | 10/12/2012 9:01:31 AM |
best-bonafide-p2p | $25.00 | 10/12/2012 9:20:04 AM |
cwegert | $25.00 | 10/12/2012 9:08:54 AM |
one-midas | $35.00 | 10/12/2012 9:43:22 AM |
BostonCapital | $100.00 | 10/12/2012 9:39:26 AM |
mikrolown | $25.00 | 10/12/2012 9:43:12 AM |
patriot897 | $25.00 | 10/12/2012 9:42:56 AM |
Jasner | $25.00 | 10/12/2012 9:06:31 AM |
Assets-Up | $25.00 | 10/12/2012 9:54:29 AM |
musegaze | $50.00 | 10/12/2012 9:06:23 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:30 AM |
missing-link | $25.00 | 10/12/2012 9:10:01 AM |
MONEY-1957 | $25.00 | 10/12/2012 9:34:29 AM |
well-rounded-payout0 | $50.00 | 10/12/2012 9:44:53 AM |
ready-agreement5 | $50.00 | 10/12/2012 9:50:31 AM |
klippies | $25.00 | 10/12/2012 9:53:47 AM |
california111 | $100.00 | 10/12/2012 10:03:41 AM |
integrity-web | $25.00 | 10/12/2012 10:00:42 AM |
Abece | $568.00 | 10/12/2012 10:05:26 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
652636
This series of Notes was issued and sold upon the funding of the borrower loan #75993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 53% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,221 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| extraordinary-bid038 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1505.00
Monthly expenses: $00
Housing: $0.00
Insurance: $22.00
Car expenses: $45.00
Utilities: $20.00
Phone, cable, internet: $130.00
Food, entertainment: $20.00
Clothing, household expenses: $0.00
Credit cards and other loans: $475.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $300.00 | 10/10/2012 5:15:34 PM |
trade-goblin9 | $25.00 | 10/10/2012 5:24:54 PM |
Dubbs360 | $100.00 | 10/10/2012 7:13:05 PM |
graceful-investment | $106.00 | 10/10/2012 7:42:36 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:41 AM |
refresher211 | $100.00 | 10/11/2012 6:25:22 PM |
diplomatic-wealth7 | $25.00 | 10/12/2012 9:24:54 AM |
Jalebi | $50.00 | 10/12/2012 9:43:57 AM |
california111 | $100.00 | 10/12/2012 10:03:30 AM |
mpatrick | $75.00 | 10/12/2012 1:58:22 PM |
vines99 | $25.00 | 10/12/2012 4:58:08 PM |
helpful-credit156 | $25.00 | 10/12/2012 3:02:29 PM |
currency-library94 | $50.00 | 10/12/2012 5:06:01 PM |
Speedfreak | $25.00 | 10/12/2012 6:23:48 PM |
return-rocket9 | $50.00 | 10/12/2012 10:28:44 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:46 AM |
curveylady | $25.00 | 10/13/2012 6:52:38 AM |
ben1crew | $42.36 | 10/13/2012 11:23:30 AM |
reward-adventure | $25.00 | 10/13/2012 1:08:19 PM |
steven3333 | $25.00 | 10/13/2012 10:45:03 AM |
productive-note2 | $50.00 | 10/13/2012 12:08:55 PM |
itsokrelax | $38.04 | 10/13/2012 8:02:18 PM |
banker34 | $25.00 | 10/13/2012 4:38:02 PM |
yield-human | $50.00 | 10/14/2012 6:09:10 AM |
payout-mongoose | $25.00 | 10/13/2012 2:41:40 PM |
whitegold24k | $25.00 | 10/13/2012 2:53:56 PM |
JohnWS | $25.00 | 10/13/2012 3:48:24 PM |
damasterwc | $100.00 | 10/13/2012 6:29:27 PM |
PeterPsych | $203.00 | 10/14/2012 5:28:07 PM |
stock106 | $25.00 | 10/14/2012 2:23:49 PM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:38 AM |
gain-expert | $33.94 | 10/15/2012 8:39:15 AM |
heroic-compassion6 | $46.04 | 10/15/2012 8:41:55 AM |
Odyssey77 | $25.00 | 10/15/2012 9:58:04 AM |
affluence-broker | $25.00 | 10/15/2012 10:11:03 AM |
EclipseDirect | $25.00 | 10/15/2012 9:55:23 AM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:13 AM |
money-baron | $100.00 | 10/10/2012 6:32:20 PM |
progress-credit | $25.00 | 10/11/2012 9:03:05 AM |
ultimate-peace | $250.00 | 10/11/2012 5:05:19 AM |
worthy-bid8 | $100.00 | 10/11/2012 5:24:44 PM |
Sunshine2222 | $25.00 | 10/12/2012 3:38:39 PM |
340 | $25.00 | 10/12/2012 5:02:29 PM |
bunnybear | $25.00 | 10/12/2012 5:08:45 PM |
spirit07a | $100.00 | 10/12/2012 5:25:02 PM |
trumpeter391 | $25.00 | 10/12/2012 5:10:32 PM |
Ruckus888 | $25.00 | 10/13/2012 8:12:35 AM |
168RichCapital | $25.10 | 10/13/2012 6:16:50 AM |
Grandmahoneybee | $25.00 | 10/13/2012 1:15:02 PM |
jkeller4000 | $25.00 | 10/13/2012 1:20:32 PM |
toomanyfishtanks | $25.00 | 10/13/2012 12:42:16 PM |
Ocean713 | $80.00 | 10/13/2012 6:38:48 PM |
ethicalhumanist | $50.00 | 10/13/2012 2:30:45 PM |
lunareclipse | $25.00 | 10/13/2012 9:18:29 PM |
commitment-galaxy | $25.00 | 10/14/2012 10:25:59 AM |
fervent-repayment | $100.00 | 10/14/2012 3:09:50 AM |
sdr984 | $35.00 | 10/14/2012 7:42:56 AM |
gogene2002 | $25.00 | 10/14/2012 1:29:11 AM |
compatible-deal9 | $25.00 | 10/14/2012 3:33:02 PM |
Lubava | $25.00 | 10/14/2012 8:50:38 PM |
transaction-puppy6 | $25.00 | 10/14/2012 4:04:39 PM |
Digger85 | $100.00 | 10/14/2012 6:09:54 PM |
sassman2833 | $25.00 | 10/15/2012 9:03:18 AM |
continental2 | $100.00 | 10/14/2012 8:24:13 PM |
rabbidlender | $25.00 | 10/15/2012 9:11:51 AM |
tolerant-balance7 | $30.00 | 10/14/2012 10:02:32 PM |
korby524 | $25.00 | 10/15/2012 9:30:52 AM |
reasonable-nickel6 | $25.00 | 10/15/2012 8:46:18 AM |
Miami | $25.00 | 10/15/2012 9:47:06 AM |
quiksilver180 | $25.00 | 10/15/2012 9:57:17 AM |
treasure-palace661 | $80.52 | 10/15/2012 10:12:30 AM |
excellent-coin9 | $50.00 | 10/15/2012 9:48:36 AM |
HenryS | $30.00 | 10/15/2012 10:02:28 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
652662
This series of Notes was issued and sold upon the funding of the borrower loan #76056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,789 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-squirrel2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: supplies and permits
This loan will be used to...expand and help job
My financial situation: ok
I am a good candidate for this loan because...I will pay it back.
Monthly net income: $4000
Monthly expenses: $
Housing: $300
Insurance: $100
Car expenses: $500
Utilities: $100
Phone, cable, internet: $40
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $40.02 | 10/12/2012 5:22:52 PM |
fund-medalist171 | $40.00 | 10/12/2012 5:12:49 PM |
Jalebi | $50.00 | 10/12/2012 5:28:42 PM |
balanced-balance6 | $25.00 | 10/12/2012 5:43:37 PM |
new-impeccable-coin | $30.00 | 10/12/2012 5:11:58 PM |
ohmarkybaby | $50.00 | 10/12/2012 11:52:50 PM |
52digital | $75.00 | 10/12/2012 6:39:15 PM |
Dubbs360 | $100.00 | 10/12/2012 6:37:30 PM |
bellaquito | $500.00 | 10/12/2012 6:57:24 PM |
graceful-investment | $106.00 | 10/13/2012 8:57:03 AM |
vines99 | $25.00 | 10/13/2012 6:28:10 PM |
lib5836 | $25.00 | 10/13/2012 10:47:24 PM |
first-serene-credit | $25.00 | 10/14/2012 6:11:43 PM |
helpful-deal1 | $25.00 | 10/14/2012 3:58:11 PM |
payment-halo | $60.00 | 10/14/2012 7:07:11 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:45 AM |
kurtb57 | $34.30 | 10/15/2012 12:35:17 PM |
Kunakiku | $25.00 | 10/15/2012 2:40:21 PM |
toomanyfishtanks | $50.00 | 10/15/2012 3:27:00 PM |
brilliant-justice214 | $25.00 | 10/15/2012 3:16:19 PM |
mschoenf | $100.00 | 10/15/2012 5:19:17 PM |
MI2 | $827.68 | 10/15/2012 5:40:13 PM |
duty-viola | $35.00 | 10/15/2012 5:37:38 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:00:06 PM |
capital_projects_investor | $25.00 | 10/12/2012 6:39:35 PM |
riveting-credit5 | $25.00 | 10/12/2012 5:52:27 PM |
let_me_retire | $60.00 | 10/13/2012 3:57:24 AM |
favorite-commerce | $50.00 | 10/13/2012 5:01:23 AM |
ssqr | $25.00 | 10/13/2012 7:57:54 AM |
whitegold24k | $25.00 | 10/13/2012 3:01:08 PM |
banker34 | $25.00 | 10/13/2012 4:38:10 PM |
platinum-confidant963 | $50.00 | 10/13/2012 7:58:18 PM |
CincyTex | $25.00 | 10/14/2012 1:48:14 AM |
benjamins-rumbler | $50.00 | 10/15/2012 5:20:39 AM |
dynrep | $60.00 | 10/14/2012 7:07:26 PM |
refresher211 | $100.00 | 10/15/2012 9:44:46 AM |
glroark | $50.00 | 10/15/2012 12:03:12 PM |
KB-IRA | $100.00 | 10/15/2012 12:37:42 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:19:25 PM |
Weaverville | $25.00 | 10/15/2012 12:05:03 PM |
return-buddy | $25.00 | 10/15/2012 2:13:38 PM |
cybercop45 | $25.00 | 10/15/2012 4:47:45 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:13 PM |
return-kung-fu2 | $27.00 | 10/15/2012 3:34:47 PM |
cajunguy | $25.00 | 10/15/2012 3:37:40 PM |
upright-note5 | $25.00 | 10/15/2012 4:41:31 PM |
imogen22 | $25.00 | 10/15/2012 5:13:32 PM |
pdub | $250.00 | 10/15/2012 5:06:18 PM |
Caed-Aldwych | $25.00 | 10/15/2012 5:21:56 PM |
spirit07a | $100.00 | 10/15/2012 5:22:41 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
652716
This series of Notes was issued and sold upon the funding of the borrower loan #76137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 8.38% |
Borrower rate/APR:
| 9.38% / 11.58% |
Monthly payment:
| $314.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.30% | | |
| |
Estimated return*:
| 7.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,073 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-venus471 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debts. By consolidating the debts we are hoping to gain a better percentage rate.
My financial situation:
I am a good candidate for this loan because I pay my accounts each month. I am a two income household and a homeowner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $100.00 | 10/11/2012 6:10:12 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:31 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:19 PM |
brainy-credit1 | $40.00 | 10/11/2012 5:38:48 PM |
gain-neutrino9 | $25.00 | 10/11/2012 5:40:38 PM |
FortuneFund | $50.00 | 10/11/2012 5:05:45 PM |
imogen22 | $50.00 | 10/11/2012 6:20:38 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:00 PM |
income-encore1 | $100.00 | 10/11/2012 5:13:23 PM |
brightest-return-widget | $25.00 | 10/11/2012 5:30:46 PM |
Arvicco | $400.00 | 10/11/2012 6:28:39 PM |
best-bonafide-p2p | $50.00 | 10/11/2012 5:33:58 PM |
cardminger | $25.00 | 10/11/2012 5:35:29 PM |
payout-paladin3 | $500.00 | 10/11/2012 6:36:00 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:23 PM |
community-burrito9 | $25.00 | 10/11/2012 5:38:05 PM |
WaitForIt | $25.00 | 10/11/2012 5:50:05 PM |
obedient-payout0 | $25.00 | 10/11/2012 5:57:40 PM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:51 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:58 PM |
keen-credit6 | $26.00 | 10/11/2012 6:37:29 PM |
tender-wealth0 | $25.00 | 10/11/2012 8:04:37 PM |
bellaquito | $500.00 | 10/11/2012 6:58:16 PM |
cerebral-dollar773 | $50.00 | 10/12/2012 5:56:39 AM |
jubilant-capital1 | $25.00 | 10/12/2012 6:44:50 AM |
atlacatl | $25.00 | 10/12/2012 8:42:56 AM |
Jalebi | $50.00 | 10/12/2012 9:44:21 AM |
velocity-solo | $25.00 | 10/12/2012 9:04:34 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:11 AM |
BenR | $100.00 | 10/12/2012 10:16:15 AM |
AFairDeal | $25.00 | 10/12/2012 10:33:39 AM |
nuclearmoose | $45.00 | 10/12/2012 9:26:07 AM |
astute-benjamins | $150.00 | 10/12/2012 11:34:45 AM |
currency-fan9 | $50.00 | 10/12/2012 12:14:01 PM |
payment-associate5 | $100.00 | 10/12/2012 12:16:57 PM |
Longfellow20011 | $25.00 | 10/12/2012 10:49:33 AM |
bent300 | $50.00 | 10/12/2012 1:00:58 PM |
Searlzy | $25.00 | 10/12/2012 10:34:27 AM |
proper-exchange8 | $100.00 | 10/12/2012 11:22:04 AM |
cocorico12 | $50.00 | 10/12/2012 1:44:16 PM |
excellent-funds649 | $50.00 | 10/12/2012 5:43:55 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:20 PM |
sajitk | $25.00 | 10/12/2012 5:34:57 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:25 AM |
sdalmr | $35.00 | 10/12/2012 8:17:24 PM |
DJReflections | $50.00 | 10/13/2012 12:37:43 AM |
mdv | $25.00 | 10/13/2012 11:04:23 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:13 PM |
Paxman84 | $25.00 | 10/13/2012 11:59:11 AM |
rascal867 | $25.50 | 10/13/2012 11:50:23 AM |
proud-pound4 | $25.00 | 10/13/2012 1:03:44 PM |
euro-trumpet | $25.00 | 10/13/2012 1:04:08 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:28 PM |
availableloan | $25.00 | 10/13/2012 1:23:04 PM |
Charmart | $25.00 | 10/14/2012 6:07:08 AM |
georgethesir | $50.00 | 10/13/2012 5:42:58 PM |
Rider | $170.00 | 10/14/2012 9:11:25 AM |
social-pear9 | $50.00 | 10/13/2012 7:29:10 PM |
anacent | $50.00 | 10/13/2012 4:05:41 PM |
matthewrburk | $50.00 | 10/13/2012 11:59:21 PM |
capital-blueberry | $25.00 | 10/14/2012 7:47:57 AM |
loanprosper | $25.00 | 10/14/2012 8:41:12 AM |
CARedBull | $100.00 | 10/13/2012 10:07:52 PM |
Techne_Funds_LLC | $25.00 | 10/14/2012 10:37:55 AM |
FWF-kinetic | $25.00 | 10/14/2012 1:09:01 PM |
29Palms | $75.00 | 10/14/2012 11:04:54 AM |
spry-nickel | $50.00 | 10/14/2012 3:03:56 PM |
fairness-symphony2 | $50.00 | 10/14/2012 2:09:52 PM |
supersarah61 | $25.00 | 10/14/2012 3:47:37 PM |
note-clarinet | $50.00 | 10/15/2012 4:36:56 AM |
capital-web7 | $50.00 | 10/14/2012 4:23:00 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:33 AM |
cwss-lending | $25.00 | 10/14/2012 6:39:15 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:13 PM |
BlessedEveryDay | $25.00 | 10/14/2012 6:20:21 PM |
antlr | $25.00 | 10/15/2012 5:22:00 AM |
I_Like_to_Invest | $25.00 | 10/15/2012 5:41:12 AM |
luckyldy | $50.00 | 10/15/2012 8:04:32 AM |
nourishing-point1 | $25.00 | 10/15/2012 8:06:13 AM |
slimof37 | $25.00 | 10/15/2012 9:51:35 AM |
sankyu | $100.00 | 10/15/2012 10:10:54 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:57:44 AM |
clean-point9 | $69.81 | 10/15/2012 4:40:37 PM |
oracle3 | $50.00 | 10/15/2012 1:44:32 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:03 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:12 PM |
zassociate | $174.00 | 10/15/2012 5:10:51 PM |
RocketSurgeon | $25.00 | 10/15/2012 5:14:59 PM |
pdub | $750.00 | 10/15/2012 5:03:53 PM |
return-aurora853 | $500.00 | 10/15/2012 5:18:25 PM |
postalwhiz | $25.00 | 10/15/2012 5:25:29 PM |
awwaww | $25.00 | 10/15/2012 5:34:45 PM |
Gnube | $25.00 | 10/15/2012 5:53:17 PM |
LiquidLender | $25.00 | 10/15/2012 5:39:51 PM |
gjm6d | $25.00 | 10/15/2012 6:36:52 PM |
first-funds-palace | $25.00 | 10/15/2012 6:51:45 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:01 PM |
nakanu | $25.00 | 10/15/2012 7:27:05 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:11 PM |
benjamin67 | $25.00 | 10/15/2012 7:01:38 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:27 AM |
spirit07a | $100.00 | 10/11/2012 5:42:34 PM |
neighborly-hope6 | $100.00 | 10/11/2012 5:13:52 PM |
ATOHokie | $100.00 | 10/11/2012 5:23:14 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:33 PM |
compoundinterest | $25.00 | 10/11/2012 5:50:41 PM |
Dollars4Rent | $50.00 | 10/11/2012 5:33:56 PM |
houli123 | $50.00 | 10/11/2012 7:11:05 PM |
ingenious-deal6 | $25.00 | 10/11/2012 5:39:50 PM |
dkjl | $25.00 | 10/11/2012 6:05:24 PM |
marketplace-singularity3 | $35.00 | 10/11/2012 9:00:24 PM |
jedi053 | $100.00 | 10/11/2012 6:00:56 PM |
kind-exchange-association | $25.00 | 10/11/2012 6:28:54 PM |
ready-interest9 | $25.00 | 10/11/2012 6:33:20 PM |
HikeMoab | $50.00 | 10/11/2012 8:06:26 PM |
napmanger | $100.00 | 10/11/2012 8:52:08 PM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:29 AM |
shrewd-deal | $50.00 | 10/11/2012 9:37:37 PM |
blot44 | $25.00 | 10/12/2012 6:00:53 AM |
kenji4861 | $25.00 | 10/12/2012 9:42:40 AM |
Supernick | $300.00 | 10/12/2012 7:05:17 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:48 AM |
vinayski | $25.00 | 10/12/2012 9:29:44 AM |
green28 | $50.00 | 10/12/2012 11:02:10 AM |
geekguy | $25.00 | 10/12/2012 10:18:00 AM |
Investoman | $25.00 | 10/12/2012 10:19:02 AM |
Castellan | $50.00 | 10/12/2012 10:38:37 AM |
hitsman | $50.00 | 10/12/2012 10:50:34 AM |
compatible-deal9 | $50.00 | 10/12/2012 11:08:08 AM |
sanjubab | $25.00 | 10/12/2012 11:23:52 AM |
magical-fairness4 | $25.00 | 10/12/2012 12:25:00 PM |
radforj22 | $50.00 | 10/12/2012 11:56:51 AM |
miboymat | $25.00 | 10/12/2012 12:21:40 PM |
heatherwood | $50.00 | 10/12/2012 12:43:13 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:24 PM |
ForMyFamily | $29.00 | 10/12/2012 6:06:32 PM |
Voracious_Trees | $25.00 | 10/12/2012 6:01:00 PM |
njlw226 | $25.00 | 10/12/2012 10:20:43 PM |
Emgolda | $25.00 | 10/12/2012 6:20:44 PM |
donnajoy | $25.00 | 10/13/2012 3:39:15 AM |
sturzstrom | $25.00 | 10/13/2012 7:50:05 AM |
promise2 | $25.00 | 10/12/2012 10:41:21 PM |
GoldenKoi | $100.00 | 10/13/2012 9:22:33 AM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:44 AM |
Wu_Minghua | $25.00 | 10/13/2012 4:11:06 AM |
shrewd-dedication2 | $25.00 | 10/13/2012 5:51:20 AM |
benefit-banshee | $25.00 | 10/13/2012 6:27:25 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:32 AM |
success1001 | $100.00 | 10/13/2012 2:04:57 AM |
EnglishGeekInNYC | $25.00 | 10/13/2012 12:23:56 PM |
Plow_n_Sow | $60.00 | 10/13/2012 7:48:10 AM |
Mookouw | $25.00 | 10/13/2012 1:07:26 PM |
enriching-trade2 | $50.00 | 10/13/2012 12:26:18 PM |
aabadabadoo | $25.00 | 10/13/2012 1:50:18 PM |
kevin314 | $25.00 | 10/13/2012 12:17:39 PM |
upupandaway | $50.00 | 10/13/2012 5:17:03 PM |
RebuildingAmerica | $50.00 | 10/14/2012 4:23:57 AM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:59 PM |
brainy-bill9 | $50.00 | 10/14/2012 10:10:45 AM |
Plutis | $25.00 | 10/13/2012 3:47:23 PM |
SergRoosterDu | $25.00 | 10/13/2012 6:39:00 PM |
dschless | $25.00 | 10/14/2012 6:54:25 AM |
EvalCrux | $50.00 | 10/14/2012 12:31:46 PM |
Sixmil | $100.00 | 10/14/2012 9:13:25 AM |
invincible-deal82 | $25.00 | 10/14/2012 12:18:05 PM |
groovy-watanabe | $25.00 | 10/14/2012 12:19:25 PM |
chac | $200.00 | 10/14/2012 12:36:13 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:42 PM |
finance-coyote3 | $2,000.00 | 10/14/2012 10:52:16 PM |
note-clarinet | $50.00 | 10/15/2012 4:38:45 AM |
fight4whatsright | $25.00 | 10/14/2012 1:53:12 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:39 AM |
dough-tsunami2 | $50.00 | 10/15/2012 7:05:40 AM |
loan-mongoose1 | $25.00 | 10/14/2012 5:50:10 PM |
elbastador | $25.00 | 10/14/2012 11:37:09 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:39 PM |
Spiv_51 | $25.00 | 10/15/2012 8:31:36 AM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:24 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:32 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:40 AM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:53 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:46 AM |
Fonthill | $500.00 | 10/15/2012 11:06:50 AM |
fuzed | $50.00 | 10/15/2012 12:36:09 PM |
pious-currency875 | $33.00 | 10/15/2012 5:08:08 PM |
aspen5 | $37.00 | 10/15/2012 5:02:02 PM |
mschoenf | $100.00 | 10/15/2012 5:17:46 PM |
flo_rida | $100.00 | 10/15/2012 5:21:25 PM |
investor11373 | $25.00 | 10/15/2012 5:34:48 PM |
responsive-worth5 | $25.00 | 10/15/2012 5:29:38 PM |
Cai8899 | $25.00 | 10/15/2012 5:50:34 PM |
hard-working-rate3 | $25.00 | 10/15/2012 5:33:08 PM |
MtnLend | $25.00 | 10/15/2012 5:27:31 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:40 PM |
mr_haldane | $100.00 | 10/15/2012 5:45:38 PM |
sympathetic-funds818 | $25.00 | 10/15/2012 5:46:28 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:57 PM |
loyalty-hornet6 | $25.00 | 10/15/2012 5:47:37 PM |
enterprising-exchange6 | $50.00 | 10/15/2012 6:18:18 PM |
benjamins-thunder | $25.00 | 10/15/2012 6:30:36 PM |
Taxman44 | $25.00 | 10/15/2012 6:05:41 PM |
mar97 | $25.00 | 10/15/2012 6:06:00 PM |
ingenious-point1 | $25.00 | 10/15/2012 6:27:25 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:13 PM |
Engrrob | $25.00 | 10/15/2012 7:14:01 PM |
payment-halo | $15.69 | 10/15/2012 8:08:59 PM |
digitaldan | $30.00 | 10/15/2012 7:59:09 PM |
enticing-finance758 | $25.00 | 10/15/2012 8:03:17 PM |
208 Investments
|
Borrower Payment Dependent Notes Series
652754
This series of Notes was issued and sold upon the funding of the borrower loan #76429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $239.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,898 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| industrious-auction144 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
This loan will be used to pay off credit card debt.
I am a good candidate for this loan because I am in good financial standing. I simply want to eliminate credit card debt now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFund | $50.00 | 10/12/2012 9:08:15 AM |
neighborly-hope6 | $100.00 | 10/12/2012 9:05:03 AM |
lionheart722 | $100.00 | 10/12/2012 10:33:41 AM |
rmachi | $25.00 | 10/12/2012 9:22:10 AM |
indomitable-coin | $25.00 | 10/12/2012 9:47:50 AM |
kenji4861 | $25.00 | 10/12/2012 9:42:40 AM |
patriot897 | $25.00 | 10/12/2012 9:42:57 AM |
BMerrick | $25.00 | 10/12/2012 11:33:30 AM |
obedient-payout0 | $25.00 | 10/12/2012 10:11:40 AM |
LiveNow | $25.00 | 10/12/2012 3:19:51 PM |
hopeful_lender | $100.00 | 10/12/2012 3:22:28 PM |
cordial-loan036 | $50.00 | 10/12/2012 11:08:59 AM |
octoberfresh | $25.00 | 10/12/2012 5:12:23 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:25 PM |
aganippe | $50.00 | 10/12/2012 3:14:56 PM |
compassion-twister2 | $50.00 | 10/12/2012 5:07:27 PM |
bellaquito | $500.00 | 10/12/2012 6:54:44 PM |
ingenious-deal6 | $25.00 | 10/12/2012 6:16:07 PM |
Tbone49 | $25.00 | 10/13/2012 12:22:02 AM |
Salvy | $25.00 | 10/12/2012 9:02:55 PM |
epic-interest0 | $50.00 | 10/13/2012 4:18:53 AM |
cerebral-dollar773 | $25.00 | 10/13/2012 5:41:21 AM |
radforj22 | $25.00 | 10/13/2012 9:19:01 AM |
restless-nickel158 | $50.00 | 10/13/2012 10:17:59 AM |
mdv | $25.00 | 10/13/2012 11:04:23 AM |
finder61 | $25.00 | 10/13/2012 6:49:27 PM |
social-pear9 | $50.00 | 10/13/2012 7:29:10 PM |
anacent | $50.00 | 10/13/2012 4:05:41 PM |
california111 | $50.00 | 10/13/2012 9:40:31 PM |
capital-blueberry | $25.00 | 10/14/2012 7:59:42 AM |
blue-useful-auction | $25.00 | 10/14/2012 8:53:15 AM |
chac | $300.00 | 10/14/2012 12:37:42 PM |
sci_guy | $25.00 | 10/14/2012 6:28:18 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:50 PM |
KSfuture | $50.00 | 10/14/2012 3:46:39 PM |
SwiDaddy | $25.00 | 10/15/2012 9:08:27 AM |
antlr | $25.00 | 10/15/2012 5:22:00 AM |
compatible-deal9 | $50.00 | 10/15/2012 8:31:55 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:41 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:35 AM |
chilandman | $50.00 | 10/15/2012 9:41:47 AM |
upupandaway | $50.00 | 10/15/2012 10:29:09 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:43 AM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:30 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:30 AM |
Rivervale_Westwood | $25.00 | 10/12/2012 9:31:08 AM |
silver-explorer6 | $25.00 | 10/12/2012 9:04:49 AM |
bazaar-tulip | $25.00 | 10/12/2012 9:07:56 AM |
repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:54 AM |
Jalebi | $50.00 | 10/12/2012 9:44:24 AM |
green-discrete-rupee | $50.00 | 10/12/2012 10:22:16 AM |
Arvicco | $400.00 | 10/12/2012 12:22:25 PM |
kfrench | $75.00 | 10/12/2012 10:52:25 AM |
Vegasjim | $25.00 | 10/12/2012 10:58:33 AM |
imogen22 | $50.00 | 10/12/2012 12:11:18 PM |
windguy | $50.00 | 10/12/2012 12:20:41 PM |
HikeMoab | $25.00 | 10/12/2012 4:31:24 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:41 PM |
Plutis | $25.00 | 10/12/2012 2:25:14 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:53 PM |
Ripsaw4U | $50.00 | 10/12/2012 5:20:00 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:44 AM |
blot44 | $25.00 | 10/13/2012 9:40:19 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:25 AM |
dough-reformer9 | $25.00 | 10/12/2012 9:54:52 PM |
Wu_Minghua | $25.00 | 10/13/2012 5:50:39 AM |
JeffGeorge | $200.00 | 10/13/2012 5:58:35 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:32 AM |
truth-boomarang | $100.00 | 10/13/2012 12:54:13 PM |
GoldenKoi | $100.00 | 10/13/2012 9:22:58 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:28 PM |
Paxman84 | $25.00 | 10/13/2012 11:58:30 AM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:59 PM |
availableloan | $25.00 | 10/13/2012 1:23:05 PM |
spiff666 | $26.66 | 10/14/2012 8:09:48 AM |
engaging-worth | $25.00 | 10/13/2012 7:35:54 PM |
Techne_Funds_LLC | $25.00 | 10/14/2012 10:37:55 AM |
LenderMatt | $25.00 | 10/14/2012 11:29:21 AM |
compoundinterest | $25.00 | 10/14/2012 12:13:30 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:52 PM |
BOZO88 | $25.00 | 10/14/2012 6:04:23 PM |
fairness-symphony2 | $50.00 | 10/14/2012 2:12:37 PM |
CoolPlexer | $25.00 | 10/14/2012 9:31:22 PM |
finance-coyote3 | $2,000.00 | 10/14/2012 10:52:32 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:49:15 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:13 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:33 AM |
Spiv_51 | $25.00 | 10/15/2012 8:31:36 AM |
I_Like_to_Invest | $25.00 | 10/15/2012 5:41:13 AM |
unafraid-loan5 | $25.00 | 10/15/2012 6:27:52 AM |
miket71 | $30.00 | 10/15/2012 10:13:18 AM |
slimof37 | $25.00 | 10/15/2012 9:51:35 AM |
McMoney11 | $25.00 | 10/15/2012 10:39:02 AM |
shaps | $25.00 | 10/15/2012 10:25:43 AM |
Fonthill | $168.34 | 10/15/2012 11:06:50 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
652786
This series of Notes was issued and sold upon the funding of the borrower loan #76267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 26.12% |
Borrower rate/APR:
| 27.12% / 31.03% |
Monthly payment:
| $163.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.82% | | |
| |
Estimated return*:
| 11.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 5m |
Amount delinquent:
| $708 |
Total credit lines:
| 28 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,752 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mill1313 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2012)
660-679
(Jul-2010)
640-659
(Sep-2009)
760-779
(Jul-2008)
|
Principal balance:
| $9,669.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
debt free by 43 (I hope)
Purpose of loan:
This loan will be used to pay down loans that I'm not gaining much traction on through traditional payment methods. Using Prosper has helped me pay down things faster in the past.
My financial situation:
I am a good candidate for this loan because I never default on loans. I may be carrying a lot of debt at the moment but it's also important to me that I get them paid off in a timely manner.
Monthly net income: $4450
Monthly expenses: $
Housing: $1200
Insurance: $86
Car expenses: $295
Utilities: $50
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $800
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $300.00 | 10/11/2012 9:00:42 AM |
LittleMingo | $34.08 | 10/11/2012 9:04:49 AM |
fascinating-generosity3 | $32.07 | 10/11/2012 9:36:32 AM |
janeybooboo | $100.00 | 10/11/2012 9:01:24 AM |
RGlad | $106.63 | 10/11/2012 9:04:14 AM |
NekHoldings | $25.00 | 10/11/2012 9:06:31 AM |
52digital | $75.00 | 10/11/2012 9:17:25 AM |
alexander-hamilton | $50.00 | 10/11/2012 9:37:02 AM |
sweetsassymolassy | $25.00 | 10/11/2012 9:41:32 AM |
fantastic-contract1 | $300.00 | 10/11/2012 9:00:43 AM |
trumpeter391 | $32.75 | 10/11/2012 9:02:39 AM |
MStax | $100.00 | 10/11/2012 9:03:23 AM |
wise-felicity-blossom | $100.00 | 10/11/2012 9:46:58 AM |
asiaratt | $48.00 | 10/11/2012 9:48:18 AM |
312-Lender | $250.00 | 10/11/2012 9:05:21 AM |
trumpeter5 | $25.00 | 10/11/2012 9:09:25 AM |
DevinHill | $30.00 | 10/11/2012 9:17:30 AM |
MoneyForNothing | $25.20 | 10/11/2012 9:04:24 AM |
brondero | $44.00 | 10/11/2012 9:22:30 AM |
integrity-web | $25.00 | 10/11/2012 9:24:03 AM |
trade-goblin9 | $100.00 | 10/11/2012 9:06:57 AM |
bailey7563 | $25.00 | 10/11/2012 9:30:54 AM |
Dusigrosz | $98.00 | 10/11/2012 9:38:46 AM |
JeremyLinFan | $40.00 | 10/11/2012 9:43:59 AM |
AF-Chief | $25.00 | 10/11/2012 9:24:10 AM |
Feyenoord | $30.00 | 10/11/2012 9:47:38 AM |
dispatch4u | $25.00 | 10/11/2012 9:49:04 AM |
yeti888 | $50.00 | 10/11/2012 9:34:32 AM |
MoneyForNothing | $4.27 | 10/11/2012 9:58:43 AM |
withering-flounder | $75.00 | 10/11/2012 9:01:08 AM |
school-loan-gambler | $150.00 | 10/11/2012 9:02:28 AM |
heavenly-interest9 | $1,000.00 | 10/11/2012 9:03:32 AM |
Hedge-Fund | $25.00 | 10/11/2012 9:03:33 AM |
historic-value7 | $150.00 | 10/11/2012 9:04:45 AM |
rutzebach | $100.00 | 10/11/2012 9:06:29 AM |
lyndyn | $25.00 | 10/11/2012 9:36:21 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:55:16 AM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 9:13:48 AM |
vutah | $25.00 | 10/11/2012 9:01:34 AM |
thorough-payout8 | $25.00 | 10/11/2012 9:04:01 AM |
CA-Lender | $25.00 | 10/11/2012 9:10:06 AM |
pembull | $25.00 | 10/11/2012 9:24:51 AM |
BankofRon_IRA | $100.00 | 10/11/2012 9:28:22 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:21 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:33 AM |
global-invest-group | $25.00 | 10/11/2012 9:57:53 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
652796
This series of Notes was issued and sold upon the funding of the borrower loan #76492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 62% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,209 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-sweet-fund |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1921
Monthly expenses: $2500
Housing: $1000
Insurance: $500
Car expenses: $
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/15/2012 5:41:48 PM |
pdub | $250.00 | 10/15/2012 5:06:46 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:27 PM |
52digital | $75.00 | 10/15/2012 7:21:57 PM |
bellaquito | $500.00 | 10/15/2012 7:34:36 PM |
hopeful_lender | $100.00 | 10/15/2012 7:46:20 PM |
california111 | $50.00 | 10/15/2012 11:24:26 PM |
quest0 | $25.00 | 10/16/2012 7:16:14 AM |
let_me_retire | $75.00 | 10/16/2012 6:05:02 AM |
mystical-dough273 | $1,297.78 | 10/16/2012 8:48:19 AM |
greencat | $50.00 | 10/16/2012 7:44:47 AM |
SecondChanceLendingSERV | $27.22 | 10/16/2012 8:01:29 AM |
refresher211 | $100.00 | 10/15/2012 5:20:02 PM |
riveting-credit5 | $25.00 | 10/15/2012 5:44:47 PM |
klippies | $25.00 | 10/15/2012 5:26:40 PM |
enriched-return057 | $50.00 | 10/15/2012 5:37:03 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:45 PM |
Jalebi | $50.00 | 10/15/2012 6:28:51 PM |
Dubbs360 | $100.00 | 10/15/2012 7:36:40 PM |
Leshan | $50.00 | 10/16/2012 8:01:48 AM |
transformer855 | $25.00 | 10/16/2012 7:21:50 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
652804
This series of Notes was issued and sold upon the funding of the borrower loan #76029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $57.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $686 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| fairness-crescent7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: Purchase Car
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $1500
Monthly expenses: $275
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 10/11/2012 9:04:39 AM |
toblerone | $25.00 | 10/11/2012 9:13:29 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:24 AM |
cash-mad-scientist3 | $25.00 | 10/11/2012 9:11:46 AM |
ingenious-deal6 | $25.00 | 10/11/2012 10:06:26 AM |
zipemdown | $25.00 | 10/11/2012 10:25:20 AM |
the-silver-blaster | $50.00 | 10/11/2012 9:30:06 AM |
blindtaxidriver | $25.00 | 10/11/2012 9:30:24 AM |
jedi053 | $100.00 | 10/11/2012 9:32:55 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:33 AM |
asset-portait013 | $100.00 | 10/11/2012 9:53:39 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:53 AM |
octoberfresh | $25.00 | 10/11/2012 10:05:46 AM |
gold-sushi | $25.00 | 10/11/2012 10:15:06 AM |
ryan6853 | $25.00 | 10/11/2012 10:04:12 AM |
patriot897 | $25.00 | 10/11/2012 10:04:51 AM |
paxnj | $25.00 | 10/11/2012 10:26:51 AM |
mikrolown | $25.00 | 10/11/2012 10:07:38 AM |
appetizing-loyalty354 | $100.00 | 10/11/2012 10:13:57 AM |
rate-advocator7 | $100.00 | 10/11/2012 10:19:55 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:27 AM |
Dubbs360 | $200.00 | 10/11/2012 9:01:28 AM |
Obiwan_Kanobi | $25.02 | 10/11/2012 9:04:34 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:54:55 AM |
green-high-five7 | $35.00 | 10/11/2012 9:22:52 AM |
thrilling-fund427 | $50.00 | 10/11/2012 9:46:00 AM |
I_Like_to_Invest | $25.00 | 10/11/2012 9:53:45 AM |
imogen22 | $50.00 | 10/11/2012 9:50:32 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:54 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:01 AM |
leverage-monger | $25.00 | 10/11/2012 10:12:28 AM |
bewitching-dollar5 | $100.00 | 10/11/2012 10:12:45 AM |
whitegold24k | $200.00 | 10/11/2012 10:28:29 AM |
Investor_DP | $200.00 | 10/11/2012 10:29:24 AM |
scholarly-order6 | $50.00 | 10/11/2012 10:17:37 AM |
obduro_1 | $25.00 | 10/11/2012 10:23:18 AM |
superb-funds335 | $25.00 | 10/11/2012 10:24:34 AM |
52digital | $75.00 | 10/11/2012 10:29:18 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
652868
This series of Notes was issued and sold upon the funding of the borrower loan #76113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,624 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| precious-fairness826 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Bill Consolidation
This loan will be used to...Pay off current charge card balances over time and other misc items for house fixtures.
My financial situation: I recently bought a house and I'm looking to pay off bills overtime instead of paying charge cards right away.
I am a good candidate for this loan because... I have a high income and was never late in paying bills.
Monthly net income: $7500
Monthly expenses: 6000
Housing: $3400
Insurance: $150
Car expenses: $
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bjak | $25.00 | 10/12/2012 5:03:31 PM |
power-chihuahua | $25.00 | 10/12/2012 5:09:06 PM |
worth-blanket2 | $3,600.00 | 10/12/2012 5:10:55 PM |
green-discrete-rupee | $25.00 | 10/12/2012 5:19:01 PM |
historic-value7 | $200.00 | 10/12/2012 5:12:20 PM |
janeybooboo | $100.00 | 10/12/2012 5:09:18 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:29 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
652940
This series of Notes was issued and sold upon the funding of the borrower loan #76411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,275 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| noble-peace |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 92% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 8% )
| 640-659
(Mar-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $50.00 | 10/12/2012 5:07:09 PM |
cr8on | $75.00 | 10/12/2012 5:01:00 PM |
genius520 | $100.00 | 10/12/2012 5:04:40 PM |
moola-accelerator6 | $25.00 | 10/12/2012 5:05:09 PM |
sweety075 | $25.00 | 10/12/2012 5:12:00 PM |
zzaaak | $25.00 | 10/12/2012 5:09:49 PM |
trumpeter391 | $25.00 | 10/12/2012 5:11:38 PM |
Bad_Debt | $25.00 | 10/12/2012 5:15:26 PM |
MoneyForNothing | $25.12 | 10/12/2012 5:03:37 PM |
money-surge1 | $25.00 | 10/12/2012 5:07:04 PM |
worth-blanket2 | $3,600.00 | 10/12/2012 5:15:30 PM |
LendSoHardUniversity | $125.04 | 10/12/2012 5:01:01 PM |
janeybooboo | $75.00 | 10/12/2012 5:04:22 PM |
courteous-kindness1 | $25.00 | 10/12/2012 5:05:30 PM |
DasMula | $100.00 | 10/12/2012 5:08:50 PM |
vutah | $25.00 | 10/12/2012 5:10:15 PM |
economy-shrubbery6 | $25.00 | 10/12/2012 5:13:43 PM |
power-chihuahua | $25.00 | 10/12/2012 5:09:07 PM |
john0720 | $25.00 | 10/12/2012 5:02:18 PM |
felicity-contributor3 | $25.00 | 10/12/2012 5:11:33 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:30 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
652972
This series of Notes was issued and sold upon the funding of the borrower loan #76008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $350.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,528 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| money-pizza4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2011)
700-719
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debts into one payment per month vs. various payments and to continue to build credit score to improve credit worthiness toward other loans in the future.
My financial situation:
I am a good candidate for this loan because...I've proven I can pay off previous loans and have always paid the monthly loan amount on time or paid more then was due. I've been a customer for a couple of years now and I am in good standing with the company.
Monthly net income: $3600
Monthly expenses: $
Housing: $1600
Insurance: $80
Car expenses: $120
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $32.00 | 10/11/2012 5:03:52 PM |
natural-affluence6 | $25.00 | 10/12/2012 5:03:38 AM |
toblerone | $25.00 | 10/11/2012 5:04:09 PM |
Endeavour | $150.00 | 10/11/2012 5:06:54 PM |
zipemdown | $25.00 | 10/11/2012 5:14:12 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:33 PM |
brandonm78 | $25.00 | 10/11/2012 5:32:27 PM |
amlu1988 | $25.00 | 10/11/2012 5:44:43 PM |
red-eloquent-rupee | $50.00 | 10/11/2012 5:49:36 PM |
janeybooboo | $100.00 | 10/11/2012 5:04:07 PM |
the-silver-blaster | $50.00 | 10/11/2012 6:00:15 PM |
money-bauble | $100.00 | 10/11/2012 6:01:20 PM |
BigSkyFinancial | $60.22 | 10/11/2012 6:03:38 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:34 PM |
vutah | $25.00 | 10/11/2012 5:09:31 PM |
kila-designer | $200.00 | 10/11/2012 6:11:10 PM |
MoneyForNothing | $29.29 | 10/11/2012 5:03:57 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:53 PM |
Whipster | $40.00 | 10/11/2012 5:05:08 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:24 PM |
DevinHill | $25.00 | 10/11/2012 5:20:46 PM |
money-baron | $100.00 | 10/11/2012 6:20:50 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:32 PM |
moneyforthehoney | $30.00 | 10/11/2012 5:10:43 PM |
bellaquito | $500.00 | 10/11/2012 6:24:21 PM |
integrity-web | $25.00 | 10/11/2012 6:30:21 PM |
twjh | $25.04 | 10/11/2012 6:37:24 PM |
LendingPimp_2 | $26.00 | 10/11/2012 6:38:46 PM |
Moosifer44 | $25.00 | 10/11/2012 6:52:33 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:12 PM |
01a_MrsUSC | $100.00 | 10/11/2012 7:05:43 PM |
gotjack-IRA | $25.03 | 10/11/2012 5:37:28 PM |
sflash | $25.00 | 10/11/2012 7:45:30 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:02 PM |
jaycro | $25.00 | 10/11/2012 8:26:32 PM |
bonus-seahorse | $200.00 | 10/11/2012 8:45:50 PM |
superb-funds335 | $25.00 | 10/11/2012 5:54:20 PM |
income-sycamore2 | $25.00 | 10/11/2012 9:14:09 PM |
Star_Witness | $25.00 | 10/11/2012 9:28:39 PM |
RogueCFO | $25.00 | 10/11/2012 10:03:27 PM |
Investor_DP | $200.00 | 10/11/2012 6:03:46 PM |
priceless-felicity7 | $25.00 | 10/11/2012 10:55:53 PM |
melodious-openness | $200.00 | 10/11/2012 6:16:52 PM |
shawnw2 | $150.00 | 10/11/2012 6:05:14 PM |
Slapshot | $25.00 | 10/11/2012 6:05:58 PM |
power-secret-agent | $25.00 | 10/12/2012 3:10:27 AM |
mikrolown | $25.00 | 10/11/2012 6:06:59 PM |
etraboulay | $50.00 | 10/11/2012 6:07:17 PM |
Navy_Wife_Retired | $73.03 | 10/12/2012 4:46:19 AM |
income-triangulation1 | $25.00 | 10/12/2012 5:02:43 AM |
irrelevant | $50.00 | 10/12/2012 5:05:42 AM |
Mikale360 | $25.00 | 10/12/2012 5:19:27 AM |
halothane_logic | $49.00 | 10/12/2012 5:29:28 AM |
transaction-squirrel734 | $44.13 | 10/12/2012 5:51:37 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:25 PM |
deal-gazer | $50.00 | 10/12/2012 5:53:43 AM |
asset-portait013 | $100.00 | 10/11/2012 6:23:15 PM |
loot-squirrel6 | $25.00 | 10/12/2012 7:14:26 AM |
cbivitz | $350.00 | 10/12/2012 7:48:04 AM |
first-pragmatic-power | $25.00 | 10/11/2012 6:38:51 PM |
TWGCJ | $25.00 | 10/12/2012 8:35:02 AM |
intrepid-loot | $25.00 | 10/11/2012 6:43:46 PM |
euro-eagle1 | $27.54 | 10/11/2012 6:45:55 PM |
first-serene-credit | $25.00 | 10/11/2012 8:20:13 PM |
keen-credit6 | $25.00 | 10/11/2012 6:49:33 PM |
WeAlNe | $25.00 | 10/11/2012 6:55:30 PM |
social-cocktail1 | $200.00 | 10/12/2012 9:01:08 AM |
pythia | $50.00 | 10/12/2012 9:01:36 AM |
justreturns | $25.00 | 10/12/2012 9:04:22 AM |
rescue | $100.00 | 10/12/2012 9:04:43 AM |
sushi537 | $25.00 | 10/12/2012 2:38:00 AM |
tirelighter778552 | $25.00 | 10/12/2012 3:39:26 AM |
slowgains | $25.00 | 10/11/2012 10:01:15 PM |
oxnard | $100.00 | 10/12/2012 5:45:28 AM |
Munnie | $25.00 | 10/12/2012 6:22:21 AM |
XP | $50.00 | 10/12/2012 6:27:58 AM |
Razor129 | $27.03 | 10/12/2012 6:55:54 AM |
DoctorJoe | $35.00 | 10/12/2012 5:14:15 AM |
Beast_Mode_Money | $25.00 | 10/12/2012 5:26:20 AM |
Mrs-Honeydew | $25.00 | 10/12/2012 5:52:59 AM |
Danylostefan | $75.00 | 10/12/2012 6:16:46 AM |
moola-accelerator6 | $50.00 | 10/12/2012 8:10:41 AM |
roland1 | $118.66 | 10/12/2012 7:36:24 AM |
scholarly-order6 | $175.00 | 10/12/2012 7:40:01 AM |
scholarly-order6 | $25.00 | 10/12/2012 7:40:17 AM |
monster4 | $50.00 | 10/12/2012 9:05:32 AM |
Asgardian | $25.00 | 10/12/2012 8:18:36 AM |
musegaze | $50.00 | 10/12/2012 9:06:22 AM |
first-class-gold0 | $155.00 | 10/12/2012 9:06:47 AM |
responsibility-widget | $25.00 | 10/12/2012 9:11:51 AM |
sjc224 | $25.00 | 10/12/2012 9:03:28 AM |
gain-equator | $25.00 | 10/12/2012 9:06:37 AM |
LaGrangeLender | $60.00 | 10/12/2012 9:17:01 AM |
113121 | $250.00 | 10/11/2012 5:21:30 PM |
Aberdeen | $99.00 | 10/11/2012 5:46:08 PM |
trumpeter5 | $25.00 | 10/11/2012 5:06:58 PM |
cattlebaron | $25.00 | 10/11/2012 5:10:52 PM |
thrifty-generosity222 | $50.00 | 10/11/2012 5:16:09 PM |
community-burrito9 | $40.00 | 10/11/2012 5:25:30 PM |
Banker2OO7 | $75.00 | 10/11/2012 5:29:08 PM |
brightest-organized-balance | $25.00 | 10/11/2012 5:59:29 PM |
ethical-truth211 | $300.00 | 10/11/2012 5:12:11 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:08 PM |
Sid-K | $25.00 | 10/11/2012 5:17:26 PM |
felicity-contributor3 | $35.00 | 10/11/2012 5:05:09 PM |
GoGalt | $50.00 | 10/11/2012 5:21:22 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:23 PM |
cash-mad-scientist3 | $25.00 | 10/11/2012 5:25:46 PM |
Dubbly | $25.00 | 10/11/2012 6:27:45 PM |
green-high-five7 | $35.00 | 10/11/2012 6:28:11 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:22 PM |
pierrelasvegas | $25.00 | 10/11/2012 5:18:10 PM |
principal-dreams9 | $25.00 | 10/11/2012 6:37:21 PM |
adorable-asset9 | $200.00 | 10/11/2012 6:37:55 PM |
tolerant-truth2 | $40.00 | 10/11/2012 5:38:37 PM |
01a_MrUSC_IRA | $50.00 | 10/11/2012 7:05:14 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:40 PM |
knee_caps | $25.00 | 10/11/2012 8:38:26 PM |
Silver_Rupee | $25.01 | 10/11/2012 5:52:26 PM |
DasMula | $100.00 | 10/11/2012 8:51:20 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:59 PM |
111TaxMan | $25.00 | 10/11/2012 5:55:51 PM |
tolerant-currency6 | $25.00 | 10/11/2012 6:11:40 PM |
finance-collider4 | $25.00 | 10/11/2012 10:08:32 PM |
paxnj | $25.00 | 10/11/2012 6:13:39 PM |
john0720 | $25.00 | 10/11/2012 6:14:32 PM |
BankofRon_IRA | $100.00 | 10/11/2012 6:02:23 PM |
networks4ever | $25.00 | 10/11/2012 6:02:33 PM |
titancash4u | $25.00 | 10/11/2012 10:32:39 PM |
judson | $50.00 | 10/11/2012 6:04:17 PM |
Makemony | $25.00 | 10/12/2012 1:27:37 AM |
golffish2 | $25.00 | 10/12/2012 3:20:37 AM |
JCM_MN | $42.00 | 10/12/2012 4:36:40 AM |
g5g | $25.00 | 10/11/2012 6:10:57 PM |
diversification-cycle4 | $50.00 | 10/12/2012 6:15:16 AM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:25 AM |
atlas100 | $50.00 | 10/12/2012 6:51:54 AM |
farlik | $25.00 | 10/11/2012 6:42:18 PM |
C2Banking | $29.40 | 10/11/2012 6:54:13 PM |
Suit | $1,000.00 | 10/12/2012 7:51:21 AM |
first-dinero-paladin | $78.30 | 10/12/2012 7:58:57 AM |
LeReve | $500.00 | 10/11/2012 6:29:12 PM |
voipguy88 | $30.00 | 10/12/2012 8:21:50 AM |
burrben | $100.00 | 10/11/2012 6:34:01 PM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:03 PM |
Sabo | $30.00 | 10/12/2012 8:35:37 AM |
trade-goblin9 | $150.00 | 10/11/2012 6:45:25 PM |
unique-kindness882 | $30.55 | 10/11/2012 8:08:23 PM |
reward-giant1 | $48.00 | 10/12/2012 8:42:33 AM |
_NaLNaBB | $300.00 | 10/12/2012 8:49:54 AM |
52digital | $75.00 | 10/11/2012 6:58:48 PM |
auction-turtle0 | $25.00 | 10/12/2012 9:02:39 AM |
kycats01 | $25.00 | 10/12/2012 9:03:15 AM |
shrewd-deal | $50.00 | 10/11/2012 9:37:38 PM |
vines99 | $50.00 | 10/12/2012 12:06:11 AM |
serene-capital | $30.00 | 10/12/2012 2:07:56 AM |
Navy-Retired | $52.31 | 10/12/2012 5:10:22 AM |
pposFUNDing | $28.97 | 10/11/2012 10:49:27 PM |
Brisket_Bob | $25.93 | 10/12/2012 6:03:58 AM |
truth-oath1 | $100.00 | 10/12/2012 6:07:31 AM |
XP | $50.00 | 10/12/2012 6:31:09 AM |
digitalalchemist | $25.00 | 10/12/2012 6:36:48 AM |
LaBamba | $150.00 | 10/12/2012 6:54:59 AM |
worth-quark7 | $25.00 | 10/12/2012 5:40:49 AM |
Longfellow20011 | $25.00 | 10/12/2012 7:21:03 AM |
jubilant-capital1 | $25.00 | 10/12/2012 6:44:06 AM |
mikeandcat | $200.00 | 10/12/2012 7:15:23 AM |
the-lean-bid | $25.00 | 10/12/2012 7:24:57 AM |
corporatejim | $40.19 | 10/12/2012 7:27:06 AM |
loan-hawk5 | $25.00 | 10/12/2012 7:40:08 AM |
CA-Lender | $32.73 | 10/12/2012 9:02:44 AM |
Suit | $211.48 | 10/12/2012 7:48:40 AM |
EretzCapital | $48.19 | 10/12/2012 8:23:04 AM |
benefit-javelin | $411.99 | 10/12/2012 8:32:17 AM |
blue-unrelenting-rupee | $25.00 | 10/12/2012 8:43:33 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:29 AM |
vegibenz | $25.00 | 10/12/2012 9:08:46 AM |
economy-producer | $25.00 | 10/12/2012 9:14:46 AM |
RLaumeyer | $70.22 | 10/12/2012 9:03:09 AM |
productive-ore | $25.00 | 10/12/2012 9:04:03 AM |
HamachiMan | $50.00 | 10/12/2012 9:05:06 AM |
Greenbak | $50.00 | 10/12/2012 9:10:23 AM |
182 Investments
|
Borrower Payment Dependent Notes Series
652976
This series of Notes was issued and sold upon the funding of the borrower loan #76378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 41% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
8 | Length of status: | 9y 5m |
Amount delinquent:
| $1,358 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,007 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| encouraging-return364 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: catch up on bills due to mothers death.
This loan will be used to...to pay bills
My financial situation: would be better,but my mother was diagnose with stage 4 lung cancer 6 months ago, and i didnt work as much as I normally would because I wnted to take care of her. She passed away 9/30/12 now im behind in my bills and need to get caught up .Returning back to work full time 11/1/12.
I am a good candidate for this loan because...I am a honest hard working person and I believe in paying my debts.
Monthly net income: $1,600.00
Monthly expenses: $700.00
Housing: $husband pays
Insurance: $ husband pays
Car expenses: $ 260.33
Utilities: $ husband pays
Phone, cable, internet: $ husband pay food, entertainment: $husband paysClothing, 50.00 household expenses: $50.00
Credit cards and other loans: $700.00
Other expenses: $
n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/12/2012 5:28:45 PM |
cardminger | $25.00 | 10/12/2012 5:13:25 PM |
bankbuddy55 | $100.00 | 10/13/2012 8:16:54 PM |
courteous-platinum7 | $25.00 | 10/14/2012 3:40:56 AM |
SV-AZ | $25.31 | 10/15/2012 3:07:52 PM |
mschoenf | $100.00 | 10/15/2012 5:19:18 PM |
Caed-Aldwych | $25.00 | 10/15/2012 5:21:56 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:35 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:58 PM |
diplomatic-wealth7 | $25.00 | 10/15/2012 5:53:14 PM |
worthy-bid8 | $100.00 | 10/15/2012 6:08:47 PM |
melodious-openness | $248.65 | 10/15/2012 7:11:46 PM |
truth-chooser1 | $25.00 | 10/15/2012 7:03:18 PM |
Dubbs360 | $100.00 | 10/12/2012 6:37:30 PM |
banker34 | $25.00 | 10/13/2012 4:38:11 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:51 AM |
california111 | $50.00 | 10/13/2012 9:40:33 PM |
first-serene-credit | $25.00 | 10/14/2012 6:12:23 PM |
Land_on_your_feet | $25.19 | 10/15/2012 10:46:24 AM |
oracle3 | $50.00 | 10/15/2012 1:44:36 PM |
TheCount | $25.00 | 10/15/2012 5:59:18 PM |
korby524 | $25.00 | 10/15/2012 5:59:20 PM |
letsmakeitsuccessful | $25.00 | 10/15/2012 6:37:06 PM |
melodious-openness | $500.00 | 10/15/2012 7:08:13 PM |
Mat25 | $75.85 | 10/15/2012 7:41:45 PM |
money-baron | $100.00 | 10/15/2012 7:38:43 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
653066
This series of Notes was issued and sold upon the funding of the borrower loan #76442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,750.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $334.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 51% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,820 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-leverage-promiser6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: for garage
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bellaquito | $500.00 | 10/12/2012 5:03:56 PM |
patriot897 | $25.00 | 10/12/2012 5:23:24 PM |
community-burrito9 | $45.00 | 10/12/2012 5:24:11 PM |
cr8on | $75.00 | 10/12/2012 5:01:01 PM |
missing-link | $25.00 | 10/12/2012 5:49:32 PM |
first-pragmatic-power | $25.00 | 10/12/2012 5:01:32 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:31 PM |
BostonCapital | $100.00 | 10/12/2012 6:08:35 PM |
musegaze | $50.00 | 10/12/2012 6:13:23 PM |
Jalebi | $50.00 | 10/12/2012 5:28:45 PM |
klippies | $25.00 | 10/12/2012 5:50:42 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:40 PM |
asset-professor | $25.00 | 10/12/2012 6:07:51 PM |
supreme-exchange547 | $25.00 | 10/12/2012 5:52:14 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:49 AM |
real-return | $26.00 | 10/12/2012 7:12:25 PM |
Nipper99 | $100.00 | 10/12/2012 8:33:01 PM |
Megaton | $25.00 | 10/12/2012 8:51:47 PM |
principal-star | $25.00 | 10/12/2012 11:00:05 PM |
whartonmba | $50.00 | 10/13/2012 9:32:38 AM |
profit-powerplant | $25.00 | 10/13/2012 1:21:34 PM |
bankbuddy55 | $100.00 | 10/13/2012 8:42:34 PM |
open-minded-p2p1 | $25.00 | 10/13/2012 1:38:46 PM |
banker34 | $25.00 | 10/13/2012 4:41:20 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:52 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:37 PM |
janeybooboo | $50.00 | 10/14/2012 12:10:56 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:19 AM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:22 PM |
asset-professor | $100.00 | 10/14/2012 6:40:16 PM |
compatible-deal9 | $25.00 | 10/15/2012 8:26:06 AM |
best-hope-goat | $25.00 | 10/15/2012 8:43:32 AM |
spark548 | $83.00 | 10/15/2012 9:33:01 AM |
loyalist1 | $150.00 | 10/15/2012 8:02:42 AM |
thorough-income854 | $30.00 | 10/15/2012 8:25:58 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:39 AM |
mlm_invests | $25.00 | 10/15/2012 9:49:02 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:46 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:13 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:41:12 AM |
delicious-value973 | $100.00 | 10/15/2012 3:24:59 PM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:15 AM |
bold-direct-asset | $50.00 | 10/15/2012 5:02:07 PM |
Weaverville | $25.00 | 10/15/2012 12:05:05 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:35 PM |
wwwUniversal | $25.00 | 10/15/2012 5:15:08 PM |
mschoenf | $100.00 | 10/15/2012 5:18:33 PM |
gold-sushi | $25.00 | 10/15/2012 5:43:13 PM |
top-goal-fund | $30.00 | 10/15/2012 6:21:32 PM |
TechnologyGuy | $25.00 | 10/15/2012 6:32:36 PM |
jetavana | $25.00 | 10/15/2012 6:42:41 PM |
bazaar-festivity | $25.00 | 10/15/2012 6:22:11 PM |
netg | $75.00 | 10/15/2012 6:47:08 PM |
silver-stacker | $25.00 | 10/15/2012 6:59:04 PM |
blazing-capital2 | $250.00 | 10/15/2012 6:36:50 PM |
justreturns | $25.00 | 10/15/2012 6:43:36 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:16 PM |
wale-ld | $30.07 | 10/15/2012 7:00:25 PM |
sweety075 | $10.17 | 10/15/2012 9:07:27 PM |
newegg | $63.76 | 10/15/2012 9:02:50 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:30 PM |
real-return2 | $30.00 | 10/12/2012 5:37:33 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:08 PM |
rolltide09 | $32.00 | 10/12/2012 5:44:10 PM |
52digital | $75.00 | 10/12/2012 6:01:11 PM |
houli123 | $25.00 | 10/12/2012 5:23:51 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:29:26 PM |
wise-charming-reward | $200.00 | 10/12/2012 8:40:27 PM |
etraboulay | $50.00 | 10/12/2012 5:37:03 PM |
a-helping-hand | $300.00 | 10/12/2012 11:18:00 PM |
paxnj | $25.00 | 10/12/2012 5:54:27 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:11 PM |
Dubbs360 | $200.00 | 10/12/2012 6:30:30 PM |
ouyangers | $25.00 | 10/13/2012 10:23:41 AM |
protector734 | $50.00 | 10/13/2012 6:26:01 AM |
Elefunt | $25.00 | 10/13/2012 12:18:06 PM |
california111 | $50.00 | 10/13/2012 9:40:33 PM |
whitegold24k | $50.00 | 10/13/2012 3:01:39 PM |
kila-designer | $150.00 | 10/13/2012 4:01:08 PM |
economy-coup | $100.00 | 10/13/2012 7:27:15 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:19 AM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:45 PM |
Nil2008 | $100.00 | 10/14/2012 1:29:59 PM |
Mark0135 | $50.00 | 10/14/2012 7:43:26 PM |
dough-tsunami2 | $25.00 | 10/15/2012 7:06:55 AM |
bright-idea11 | $25.00 | 10/14/2012 3:34:52 PM |
a-resplendent-commitment | $50.00 | 10/15/2012 9:12:55 AM |
agalt | $65.00 | 10/15/2012 7:46:29 AM |
cberthiaume | $25.00 | 10/15/2012 8:13:11 AM |
first-serene-credit | $25.00 | 10/15/2012 9:28:15 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:37 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:13:56 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:15 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:38 AM |
shaps | $25.00 | 10/15/2012 10:25:45 AM |
dukeiyer | $25.00 | 10/15/2012 11:20:53 AM |
compounding21 | $25.00 | 10/15/2012 10:50:41 AM |
cajunguy | $30.00 | 10/15/2012 3:45:55 PM |
pdub | $250.00 | 10/15/2012 5:06:19 PM |
skillful-finance | $25.00 | 10/15/2012 5:11:42 PM |
LeReve | $500.00 | 10/15/2012 5:27:35 PM |
first-integrity-gravity | $50.00 | 10/15/2012 5:31:14 PM |
SimpleChoice | $25.00 | 10/15/2012 5:39:53 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:17 PM |
zipemdown | $25.00 | 10/15/2012 5:57:14 PM |
restless-fund5 | $25.00 | 10/15/2012 6:45:16 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:55 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
653078
This series of Notes was issued and sold upon the funding of the borrower loan #76456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,712 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-upbeat-basis |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...maintaining our home/cars, heating expenses.
My financial situation:
I am a good candidate for this loan because...I have worked for the same school district for 13 years.
Monthly net income: $3380
Monthly expenses: $
Housing: $1700
Insurance: $140
Car expenses: $
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $8000
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $100.00 | 10/16/2012 9:04:56 AM |
RGlad | $50.00 | 10/16/2012 9:05:09 AM |
historic-value7 | $40.00 | 10/16/2012 9:09:09 AM |
janeybooboo | $100.00 | 10/16/2012 9:04:43 AM |
worth-blanket2 | $4,500.00 | 10/16/2012 9:07:48 AM |
Endeavour | $150.00 | 10/16/2012 9:07:17 AM |
Whipster | $60.00 | 10/16/2012 9:08:54 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
653102
This series of Notes was issued and sold upon the funding of the borrower loan #76676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $76.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 27% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,615 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-wampum5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to bad off some small bills
My financial situation:
I am a good candidate for this loan because... i have good credit
Monthly net income: $ 3600
Monthly expenses: $200
Housing: $611
Insurance: $200
Car expenses: $320
Utilities: $250
Phone, cable, internet: $168
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wise-charming-reward | $500.00 | 10/15/2012 9:11:12 AM |
52digital | $75.00 | 10/15/2012 9:19:08 AM |
community-burrito9 | $25.00 | 10/15/2012 9:22:34 AM |
fervent-repayment | $100.00 | 10/15/2012 9:32:23 AM |
klippies | $25.00 | 10/15/2012 9:39:25 AM |
patriot897 | $25.00 | 10/15/2012 9:11:02 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:10 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 9:44:55 AM |
majestic-note6 | $175.00 | 10/15/2012 9:47:39 AM |
Zingaro | $25.00 | 10/15/2012 9:33:16 AM |
scholarly-order6 | $25.00 | 10/15/2012 9:18:38 AM |
cash-mad-scientist3 | $25.00 | 10/15/2012 9:45:26 AM |
trade-goblin9 | $100.00 | 10/15/2012 9:33:18 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:42 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:45 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:40 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:42:58 AM |
etraboulay | $50.00 | 10/15/2012 9:18:57 AM |
riveting-credit5 | $25.00 | 10/15/2012 9:24:12 AM |
Jalebi | $50.00 | 10/15/2012 9:09:16 AM |
well-rounded-payout0 | $50.00 | 10/15/2012 9:10:38 AM |
Nipper99 | $100.00 | 10/15/2012 9:17:49 AM |
commerce-viking1 | $50.00 | 10/15/2012 9:02:09 AM |
Assets-Up | $25.00 | 10/15/2012 9:03:05 AM |
BostonCapital | $100.00 | 10/15/2012 9:35:49 AM |
supreme-treasure8 | $100.00 | 10/15/2012 9:30:58 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:09 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:51 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
653122
This series of Notes was issued and sold upon the funding of the borrower loan #76472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,350.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $191.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,872 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| calicogem |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 63 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,700.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
620-639
(Jul-2009)
620-639
(May-2009)
600-619
(Mar-2008)
|
Principal balance:
| $1,917.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 63 | | |
Description
Emergency Vet Bill - Border Collie
Purpose of loan:
This loan will be used to pay emergency vet bills and future vet care/surgery for our Border Collie Dakota as well as some debt consolidation.
My financial situation:
I am a good candidate for this loan because I have already successfully paid off two previous Prosper loans.
Monthly net income: $ 2325.00
Monthly expenses: $
Housing: $ 483
Insurance: $ 100
Car expenses: $ 340
Utilities: $ 125 (depending on time of year)
Phone, cable, internet: $135
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $425
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $40.00 | 10/11/2012 5:03:25 PM |
fascinating-generosity3 | $100.00 | 10/11/2012 5:02:27 PM |
school-loan-gambler | $400.00 | 10/11/2012 5:02:26 PM |
marinbb | $100.00 | 10/11/2012 5:17:27 PM |
fantastic-contract1 | $300.00 | 10/11/2012 5:02:27 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:53 PM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 5:09:50 PM |
Dusigrosz | $300.00 | 10/11/2012 5:02:25 PM |
soulblest | $25.00 | 10/11/2012 5:07:31 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:03 PM |
zipemdown | $25.00 | 10/11/2012 5:14:13 PM |
312-Lender | $150.00 | 10/11/2012 5:03:06 PM |
sweety075 | $25.00 | 10/11/2012 5:03:15 PM |
john0720 | $25.00 | 10/11/2012 6:14:33 PM |
handy-justice | $50.00 | 10/11/2012 5:04:06 PM |
community-burrito9 | $25.00 | 10/11/2012 5:24:59 PM |
gotjack-IRA | $25.03 | 10/11/2012 5:21:11 PM |
five-star-note | $200.00 | 10/11/2012 5:29:20 PM |
myutmost | $90.00 | 10/11/2012 5:56:27 PM |
the-respectful-transaction | $25.00 | 10/11/2012 5:36:18 PM |
witty-openness | $25.00 | 10/11/2012 5:58:40 PM |
thrifty-capital | $35.00 | 10/11/2012 5:40:50 PM |
tolerant-currency6 | $25.00 | 10/11/2012 6:06:19 PM |
bellaquito | $500.00 | 10/11/2012 5:53:39 PM |
Investor_DP | $200.00 | 10/11/2012 6:19:01 PM |
asset-portait013 | $100.00 | 10/11/2012 6:23:25 PM |
EL_Papin | $25.00 | 10/11/2012 6:29:08 PM |
RainyDayFunds | $25.00 | 10/11/2012 6:18:53 PM |
LeReve | $288.35 | 10/11/2012 6:29:28 PM |
52digital | $75.00 | 10/11/2012 6:20:02 PM |
InChicago | $40.04 | 10/11/2012 5:02:57 PM |
MoneyForNothing | $63.63 | 10/11/2012 5:03:32 PM |
janeybooboo | $100.00 | 10/11/2012 5:03:51 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:24 PM |
ethical-truth211 | $400.00 | 10/11/2012 5:16:09 PM |
netg | $76.25 | 10/11/2012 5:17:21 PM |
etraboulay | $50.00 | 10/11/2012 5:36:17 PM |
LendSoHardUniversity | $50.00 | 10/11/2012 5:40:50 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:40 PM |
brightest-organized-balance | $25.00 | 10/11/2012 6:00:22 PM |
dkjl | $25.00 | 10/11/2012 6:05:43 PM |
RGlad | $125.00 | 10/11/2012 5:03:14 PM |
Bob450 | $25.00 | 10/11/2012 5:16:23 PM |
innovator2 | $159.70 | 10/11/2012 5:03:24 PM |
felicity-contributor3 | $35.00 | 10/11/2012 5:04:00 PM |
spark548 | $100.00 | 10/11/2012 6:17:05 PM |
moneyforthehoney | $25.70 | 10/11/2012 5:05:29 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:38 PM |
trumpeter5 | $25.00 | 10/11/2012 5:06:30 PM |
vutah | $25.00 | 10/11/2012 5:08:06 PM |
respectful-dough429 | $100.00 | 10/11/2012 6:21:38 PM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:34 PM |
slowgains | $25.00 | 10/11/2012 5:24:06 PM |
shawnw2 | $325.00 | 10/11/2012 5:26:17 PM |
Silver_Rupee | $25.01 | 10/11/2012 5:52:30 PM |
money-bauble | $100.00 | 10/11/2012 6:01:21 PM |
Dusigrosz | $150.00 | 10/11/2012 6:08:01 PM |
dollar-vibraphone4 | $511.29 | 10/11/2012 6:16:52 PM |
green-high-five7 | $35.00 | 10/11/2012 6:23:37 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
653158
This series of Notes was issued and sold upon the funding of the borrower loan #76050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,067 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-obedient-power |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Starting a Deli
This loan will be used to... Start up cost for a deli in a small town that has found oil in the area and food places are needed badly for the catering to oil rigs and for small town business people .
My financial situation: Stable job with governemnt and keeping job financial situation is good. I am a good candidate for this loan because...I have a stable career and good credit and i am good at budgeting.
Monthly net income: $ 5000
Monthly expenses: $ 1000.00
Housing: $00.00
Insurance: $
Car expenses: $ paid off
Utilities: $250.00
Phone, cable, internet: $
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:28 AM |
etraboulay | $50.00 | 10/11/2012 6:07:17 PM |
missing-link | $25.00 | 10/11/2012 5:28:43 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:23:13 PM |
luminous-finance9 | $26.00 | 10/11/2012 5:53:39 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:46 PM |
capital_projects_investor | $25.00 | 10/12/2012 5:18:11 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:25 PM |
resolute-justice413 | $200.00 | 10/11/2012 6:22:54 PM |
vigorous-market5 | $100.00 | 10/11/2012 7:19:59 PM |
bonus-seahorse | $125.00 | 10/11/2012 8:44:31 PM |
musegaze | $50.00 | 10/12/2012 9:06:23 AM |
Jalebi | $50.00 | 10/12/2012 9:44:22 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:49 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:32 AM |
CincyTex | $25.00 | 10/14/2012 1:28:15 AM |
elegant-loot | $100.00 | 10/14/2012 4:15:26 PM |
Nil2008 | $100.00 | 10/15/2012 6:07:39 AM |
botfolio | $300.00 | 10/15/2012 10:15:41 AM |
shaps | $25.00 | 10/15/2012 10:25:43 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:40 AM |
zipemdown | $25.00 | 10/15/2012 9:51:00 AM |
first-pragmatic-power | $25.00 | 10/15/2012 10:59:39 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:03:24 AM |
riskreward | $250.00 | 10/15/2012 9:56:15 AM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:25 AM |
topper480 | $50.00 | 10/15/2012 10:14:12 AM |
PCGeekWI | $25.00 | 10/15/2012 10:42:23 AM |
GreatReturnForYou | $25.00 | 10/15/2012 10:20:43 AM |
compounding21 | $25.00 | 10/15/2012 10:50:41 AM |
dkl | $25.00 | 10/15/2012 11:13:08 AM |
BzJ108 | $25.00 | 10/15/2012 10:40:14 AM |
transparent-dinero8 | $25.00 | 10/15/2012 2:35:29 PM |
forthright-trade | $35.00 | 10/15/2012 12:10:38 PM |
melodious-bill | $25.00 | 10/15/2012 1:00:54 PM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:14 AM |
Weaverville | $25.00 | 10/15/2012 12:05:01 PM |
Budro | $50.00 | 10/15/2012 5:02:45 PM |
fuzed | $50.00 | 10/15/2012 12:36:10 PM |
pdub | $750.00 | 10/15/2012 5:03:53 PM |
ddog0224 | $64.11 | 10/15/2012 2:24:24 PM |
marine5831 | $25.00 | 10/15/2012 1:07:25 PM |
penny-firestarter | $25.92 | 10/15/2012 1:37:32 PM |
Vreet | $25.00 | 10/15/2012 5:05:12 PM |
quarkyuzu | $50.00 | 10/15/2012 1:47:49 PM |
itjunkie | $60.00 | 10/15/2012 4:04:58 PM |
return-buddy | $25.00 | 10/15/2012 2:14:45 PM |
entertaining-credit3 | $50.00 | 10/15/2012 2:15:39 PM |
JGENERAL | $25.00 | 10/15/2012 4:43:00 PM |
money-surge1 | $25.00 | 10/15/2012 5:00:48 PM |
bold-direct-asset | $50.00 | 10/15/2012 5:02:07 PM |
casserole9 | $35.00 | 10/15/2012 5:02:32 PM |
daisuke | $25.00 | 10/15/2012 5:03:24 PM |
point | $50.00 | 10/15/2012 5:04:28 PM |
upright-note5 | $25.00 | 10/15/2012 3:44:10 PM |
velocity-haven3 | $25.00 | 10/15/2012 3:55:03 PM |
finance-prescription | $100.00 | 10/15/2012 5:05:30 PM |
ONECENTATATIME | $25.00 | 10/15/2012 4:10:33 PM |
bonafide-leverage358 | $25.00 | 10/15/2012 4:47:49 PM |
Zane314 | $50.00 | 10/15/2012 5:00:40 PM |
ready-agreement5 | $25.00 | 10/15/2012 5:01:20 PM |
maldok1 | $25.00 | 10/15/2012 5:02:29 PM |
Oyving | $25.00 | 10/15/2012 5:02:58 PM |
friendly-gold | $25.00 | 10/15/2012 5:05:25 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:34 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:24 PM |
asset-portait013 | $100.00 | 10/11/2012 6:23:15 PM |
special-dinero553 | $25.00 | 10/11/2012 6:23:56 PM |
cash-mad-scientist3 | $25.00 | 10/11/2012 5:25:46 PM |
Dubbs360 | $200.00 | 10/11/2012 7:12:09 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:51 PM |
blue-order-comet | $50.00 | 10/11/2012 6:15:57 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:05:04 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:59 PM |
EL_Papin | $25.00 | 10/12/2012 7:05:31 AM |
julijask | $25.00 | 10/11/2012 6:45:44 PM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:29 AM |
Plutis | $25.00 | 10/12/2012 2:25:13 PM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:26 PM |
Megaton | $25.00 | 10/12/2012 8:49:55 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:25 AM |
clean-penny059 | $100.00 | 10/12/2012 9:45:36 PM |
the-silver-blaster | $34.00 | 10/13/2012 12:15:34 PM |
banker34 | $25.00 | 10/13/2012 4:42:42 PM |
ConcreteOne | $25.00 | 10/14/2012 7:19:15 AM |
economy-coup | $100.00 | 10/13/2012 7:27:13 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:15 AM |
jderek01 | $50.00 | 10/14/2012 11:59:24 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:36 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:50 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:52 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:32:53 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:33 AM |
asset-professor | $100.00 | 10/14/2012 6:30:29 PM |
HenryS | $30.00 | 10/15/2012 10:02:28 AM |
silver-enlightenment0 | $25.00 | 10/15/2012 10:05:34 AM |
punctual-fund | $25.00 | 10/15/2012 10:24:02 AM |
LeReve | $500.00 | 10/15/2012 9:52:27 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:01 AM |
LightTheWay | $50.00 | 10/15/2012 10:36:00 AM |
dukeiyer | $25.00 | 10/15/2012 10:53:51 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:46 AM |
bill-appraiser7 | $25.00 | 10/15/2012 10:10:32 AM |
hitsman | $50.00 | 10/15/2012 10:20:39 AM |
sankyu | $100.00 | 10/15/2012 10:10:54 AM |
prudent-dough458 | $25.00 | 10/15/2012 10:22:29 AM |
Latinun | $25.00 | 10/15/2012 10:23:45 AM |
Jim33 | $25.00 | 10/15/2012 12:11:50 PM |
glimmering-commerce452 | $25.00 | 10/15/2012 12:13:57 PM |
paradigm_shift | $100.00 | 10/15/2012 12:15:37 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:57 PM |
KB-IRA | $100.00 | 10/15/2012 12:38:02 PM |
diggingupward | $25.00 | 10/15/2012 10:42:28 AM |
bellaquito | $500.00 | 10/15/2012 11:13:09 AM |
maskir | $25.00 | 10/15/2012 11:29:11 AM |
brightest-bid-mermaid | $100.00 | 10/15/2012 2:58:31 PM |
brilliant-justice214 | $100.00 | 10/15/2012 3:18:29 PM |
delicious-value973 | $100.00 | 10/15/2012 3:24:56 PM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:53 AM |
finance-coyote3 | $1,500.00 | 10/15/2012 3:44:26 PM |
EretzCapital | $50.00 | 10/15/2012 3:58:02 PM |
gold-disk | $25.00 | 10/15/2012 12:53:42 PM |
blue-laudable-dinero | $25.00 | 10/15/2012 4:09:20 PM |
commitment-neutron1 | $200.00 | 10/15/2012 5:03:10 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:56 PM |
rockerZ71 | $25.00 | 10/15/2012 12:15:28 PM |
transaction-locomotive183 | $25.00 | 10/15/2012 5:03:39 PM |
invincible-credit459 | $25.00 | 10/15/2012 2:29:07 PM |
reverent-bazaar284 | $25.00 | 10/15/2012 12:53:07 PM |
toomanyfishtanks | $50.00 | 10/15/2012 3:27:37 PM |
Sutpen55 | $25.00 | 10/15/2012 3:42:52 PM |
dynamic-money271 | $68.00 | 10/15/2012 5:01:44 PM |
helpful-silver7 | $25.56 | 10/15/2012 3:04:15 PM |
cospilot | $25.00 | 10/15/2012 5:02:09 PM |
oldmora | $50.00 | 10/15/2012 5:02:14 PM |
1jlmas | $50.00 | 10/15/2012 5:04:26 PM |
magnificent-felicity4 | $25.00 | 10/15/2012 5:04:33 PM |
P2P4me | $384.12 | 10/15/2012 3:40:40 PM |
moneytolend72 | $40.00 | 10/15/2012 4:11:40 PM |
top-economy-mover | $50.00 | 10/15/2012 5:00:14 PM |
red-eloquent-rupee | $50.00 | 10/15/2012 5:04:37 PM |
income-rocker2 | $32.29 | 10/15/2012 5:07:00 PM |
142 Investments
|
Borrower Payment Dependent Notes Series
653204
This series of Notes was issued and sold upon the funding of the borrower loan #76279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $341.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 29% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,624 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| Javazilla |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
660-679
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have a good job, pay my bills on time . I have had previous prosper loans and paid them off early.
Monthly net income: $4100
Monthly expenses: $
Housing: $900
Insurance: $109
Car expenses: $289
Utilities: $130
Phone, cable, internet: $136
Food, entertainment: $400
Clothing, household expenses: $175
Credit cards and other loans: $675
Other expenses: $ 535
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $120.04 | 10/13/2012 12:01:13 PM |
CashFlow13 | $1,500.00 | 10/13/2012 12:00:44 PM |
Face-foist | $100.00 | 10/13/2012 12:01:17 PM |
LendSoHardUniversity | $125.04 | 10/13/2012 12:01:06 PM |
janeybooboo | $150.00 | 10/13/2012 12:02:07 PM |
worth-blanket2 | $10,000.00 | 10/13/2012 12:02:10 PM |
PLANECRASH | $25.00 | 10/13/2012 12:01:10 PM |
NekHoldings | $25.00 | 10/13/2012 12:01:19 PM |
graceful-IRAinvestment | $60.00 | 10/13/2012 12:01:32 PM |
adaptable-return21 | $50.00 | 10/13/2012 12:01:24 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
653310
This series of Notes was issued and sold upon the funding of the borrower loan #76074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $648.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 38% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 75 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,983 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| proud-principal825 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to. pay off debt and household repairs.
My financial situation:
I am a good candidate for this loan because I do pay my bills on time and I have a credit score that is above 700.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 10/13/2012 12:04:35 PM |
community-seahorse0 | $25.00 | 10/13/2012 12:46:26 PM |
intuitive-benefit3 | $100.00 | 10/13/2012 12:05:52 PM |
CreditBuilder2 | $25.01 | 10/13/2012 12:21:54 PM |
ready-interest9 | $25.00 | 10/13/2012 1:21:54 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:38 PM |
FortuneFund | $200.00 | 10/13/2012 12:54:44 PM |
Jalebi | $50.00 | 10/13/2012 1:13:09 PM |
repayment-chihuahua3 | $25.00 | 10/13/2012 12:37:49 PM |
power-defender7 | $30.00 | 10/13/2012 6:51:31 PM |
bellaquito | $500.00 | 10/13/2012 2:23:39 PM |
cardminger | $25.00 | 10/13/2012 12:55:35 PM |
Plutis | $25.00 | 10/13/2012 1:00:21 PM |
california111 | $50.00 | 10/13/2012 9:40:38 PM |
gentle-generosity822 | $25.00 | 10/13/2012 1:13:58 PM |
fairness-symphony2 | $50.00 | 10/14/2012 2:19:51 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:57 PM |
Voracious_Trees | $25.00 | 10/14/2012 11:51:08 AM |
Detour11 | $25.00 | 10/14/2012 7:46:45 PM |
nickel-ferret | $25.00 | 10/15/2012 9:43:51 AM |
Arvicco | $400.00 | 10/15/2012 9:51:15 AM |
slimof37 | $25.00 | 10/15/2012 9:51:38 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:12 AM |
imogen22 | $50.00 | 10/15/2012 9:38:40 AM |
etraboulay | $50.00 | 10/15/2012 10:13:39 AM |
hitsman | $50.00 | 10/15/2012 10:20:40 AM |
spirit07a | $100.00 | 10/15/2012 9:56:52 AM |
brightest-exponential-principal | $50.00 | 10/15/2012 11:15:25 AM |
prudent-dough458 | $25.00 | 10/15/2012 10:22:29 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:00 AM |
botfolio | $300.00 | 10/15/2012 10:15:46 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:58 AM |
shaps | $25.00 | 10/15/2012 10:25:51 AM |
WhiteInvestor | $27.00 | 10/15/2012 11:16:24 AM |
return-buddy | $50.00 | 10/15/2012 2:15:37 PM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:19 AM |
courteous-trade229 | $25.00 | 10/15/2012 11:11:13 AM |
phenomenal-rate1 | $366.00 | 10/15/2012 5:05:35 PM |
oracle3 | $50.00 | 10/15/2012 1:44:42 PM |
flo_rida | $100.00 | 10/15/2012 5:21:32 PM |
aabadabadoo | $25.00 | 10/15/2012 5:25:39 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:38 PM |
silver-explorer6 | $25.00 | 10/15/2012 6:13:37 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:17 PM |
Castellan | $50.00 | 10/15/2012 6:27:36 PM |
compoundinterest | $25.00 | 10/15/2012 6:48:00 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:27 PM |
_wally_ | $25.00 | 10/15/2012 10:29:46 PM |
aesop56 | $25.00 | 10/15/2012 7:02:35 PM |
kryptonite51 | $25.00 | 10/15/2012 7:06:56 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:12 PM |
continental2 | $109.70 | 10/15/2012 7:58:11 PM |
winegeek | $600.00 | 10/15/2012 9:14:06 PM |
progressive-wampum0 | $25.00 | 10/16/2012 6:48:53 AM |
prossperous01 | $25.00 | 10/16/2012 4:27:01 AM |
Mindful7 | $25.00 | 10/16/2012 4:32:19 AM |
plentiful-note6 | $25.00 | 10/16/2012 5:21:41 AM |
nourishing-order8 | $25.00 | 10/16/2012 5:23:41 AM |
deal-financier5 | $25.00 | 10/16/2012 7:50:36 AM |
bajaruss | $25.00 | 10/16/2012 8:35:30 AM |
msfitzge | $38.43 | 10/16/2012 8:44:57 AM |
hopethisworks | $25.00 | 10/16/2012 9:00:40 AM |
mizon291 | $25.00 | 10/16/2012 9:00:51 AM |
YampaQuant | $25.00 | 10/16/2012 6:49:40 AM |
payout-thinker7 | $25.00 | 10/16/2012 6:50:26 AM |
donnajoy | $25.00 | 10/16/2012 6:37:28 AM |
LimaGuy | $52.00 | 10/16/2012 6:56:26 AM |
urbane-deal152 | $50.00 | 10/16/2012 9:03:10 AM |
kindness-festivity | $50.00 | 10/16/2012 7:01:57 AM |
gjm6d | $25.00 | 10/16/2012 9:04:33 AM |
yukongin | $27.00 | 10/16/2012 9:05:20 AM |
Rulea72 | $25.00 | 10/16/2012 8:15:46 AM |
napmanger | $100.00 | 10/16/2012 8:03:51 AM |
USCGC | $25.00 | 10/16/2012 9:11:22 AM |
Pasagam | $45.00 | 10/16/2012 9:12:32 AM |
gotyourgear | $29.00 | 10/16/2012 9:12:58 AM |
thorough-return768 | $25.00 | 10/16/2012 9:00:34 AM |
immaculate-compassion8 | $25.00 | 10/16/2012 9:15:05 AM |
bxdoc | $25.00 | 10/16/2012 9:01:16 AM |
bigbryan98 | $25.00 | 10/16/2012 9:02:32 AM |
responsibility-cherry6 | $25.00 | 10/16/2012 9:21:05 AM |
Sandiegorep | $25.00 | 10/16/2012 9:22:05 AM |
shawndw | $25.00 | 10/16/2012 9:05:24 AM |
ijspence | $25.00 | 10/16/2012 9:06:14 AM |
cptproton | $27.00 | 10/16/2012 9:28:57 AM |
friendinmoney | $25.00 | 10/16/2012 9:29:48 AM |
MoneyMA | $25.00 | 10/16/2012 9:31:48 AM |
Featherbee | $25.00 | 10/16/2012 9:09:11 AM |
bonanza1973 | $25.00 | 10/16/2012 9:09:05 AM |
djs81 | $75.00 | 10/16/2012 9:33:22 AM |
ChicoBob | $25.00 | 10/16/2012 9:34:20 AM |
stampx | $25.00 | 10/16/2012 9:09:40 AM |
important-penny3 | $25.00 | 10/16/2012 9:10:55 AM |
precious-coin3 | $50.00 | 10/16/2012 9:35:00 AM |
charming-economy438 | $25.00 | 10/16/2012 9:35:28 AM |
orange-courageous-dedication | $25.00 | 10/16/2012 9:11:56 AM |
bluebird343 | $50.00 | 10/16/2012 9:13:02 AM |
wigglesworth4 | $500.00 | 10/16/2012 9:13:32 AM |
michaelwong | $26.00 | 10/16/2012 9:14:02 AM |
hard-working-rate3 | $25.00 | 10/16/2012 9:15:59 AM |
famous-ore2 | $50.00 | 10/16/2012 9:37:41 AM |
glider537 | $25.00 | 10/16/2012 9:16:10 AM |
BayTech | $25.00 | 10/16/2012 9:16:23 AM |
proud-pound4 | $25.00 | 10/16/2012 9:16:35 AM |
ashlil01 | $25.00 | 10/16/2012 9:39:31 AM |
ArkoshKovash | $25.00 | 10/16/2012 9:40:17 AM |
economy-voyage9 | $25.00 | 10/16/2012 9:19:51 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:21 AM |
Cheburashka | $30.00 | 10/16/2012 9:41:47 AM |
figs4u2 | $100.00 | 10/16/2012 9:22:08 AM |
mkl42 | $50.00 | 10/16/2012 9:23:06 AM |
lDewey | $25.00 | 10/16/2012 9:24:25 AM |
dg5803 | $25.00 | 10/16/2012 9:43:35 AM |
Rick21 | $50.00 | 10/16/2012 9:25:24 AM |
sumochicken | $25.00 | 10/16/2012 9:45:11 AM |
JKEnterprises | $25.00 | 10/16/2012 9:26:03 AM |
Tylerh | $250.00 | 10/16/2012 9:27:32 AM |
scrappy-leverage6 | $25.00 | 10/16/2012 9:28:24 AM |
dood2112 | $25.00 | 10/16/2012 9:46:39 AM |
economy-molecule3 | $299.00 | 10/16/2012 9:28:52 AM |
worth-web5 | $50.00 | 10/16/2012 9:27:55 AM |
dckpolo | $25.00 | 10/16/2012 9:27:57 AM |
SBT | $25.00 | 10/16/2012 9:30:54 AM |
a-transparency-prodigy | $25.00 | 10/16/2012 9:32:16 AM |
otalon | $25.00 | 10/16/2012 9:50:26 AM |
DadWarbucks | $25.00 | 10/16/2012 9:35:19 AM |
Axium | $50.00 | 10/16/2012 9:50:48 AM |
DirtyJenga | $25.00 | 10/16/2012 9:36:02 AM |
DaveG56313 | $25.00 | 10/16/2012 9:51:13 AM |
BofM | $25.00 | 10/16/2012 9:36:46 AM |
macgeek | $25.00 | 10/16/2012 9:36:51 AM |
carlover | $25.00 | 10/16/2012 9:37:10 AM |
credit-maple5 | $25.00 | 10/16/2012 9:53:07 AM |
jmart30702 | $25.00 | 10/16/2012 9:56:35 AM |
dignified-finance | $50.00 | 10/16/2012 9:38:24 AM |
lost-money-so-far-on-these | $25.00 | 10/16/2012 9:57:24 AM |
amijo | $25.00 | 10/16/2012 9:38:59 AM |
fantastic-bazaar2 | $50.00 | 10/16/2012 9:39:47 AM |
transparency-galleon | $25.00 | 10/16/2012 9:58:03 AM |
note-mover9 | $25.00 | 10/16/2012 9:40:06 AM |
CaboWaboRobo | $25.00 | 10/16/2012 9:43:29 AM |
rudyindc | $25.00 | 10/16/2012 9:44:29 AM |
cash-sensai2 | $25.00 | 10/16/2012 9:45:19 AM |
Tasmir | $25.00 | 10/16/2012 9:45:29 AM |
Cash-Flow | $1,500.00 | 10/16/2012 9:45:32 AM |
miked8303 | $50.00 | 10/16/2012 9:46:53 AM |
skuba | $75.00 | 10/16/2012 9:50:15 AM |
intuitive-integrity9 | $49.00 | 10/16/2012 9:50:35 AM |
Dakota98 | $50.00 | 10/16/2012 9:52:08 AM |
andlifegoeson | $25.00 | 10/16/2012 9:51:18 AM |
sturdy-fairness0 | $100.00 | 10/16/2012 9:51:36 AM |
lounges | $25.00 | 10/16/2012 9:54:25 AM |
papaman | $25.00 | 10/16/2012 9:55:10 AM |
MONEYLENDER101 | $37.00 | 10/16/2012 9:58:13 AM |
postalwhiz | $25.00 | 10/16/2012 9:59:14 AM |
the-kinetic-nickel | $25.00 | 10/16/2012 9:59:16 AM |
top-courteous-peso | $75.00 | 10/16/2012 9:59:31 AM |
xchach1ng | $25.00 | 10/16/2012 10:00:06 AM |
greenback-investor7 | $100.00 | 10/16/2012 10:01:08 AM |
Koomarbit | $30.00 | 10/16/2012 10:01:47 AM |
nevee | $25.00 | 10/14/2012 6:54:22 PM |
lionheart722 | $100.00 | 10/13/2012 12:13:56 PM |
velocityasaurus-rex4 | $100.00 | 10/13/2012 12:30:09 PM |
aztec | $50.00 | 10/13/2012 12:07:25 PM |
vigorous-payment6 | $25.00 | 10/13/2012 12:20:13 PM |
octoberfresh | $25.00 | 10/13/2012 12:48:03 PM |
FortuneFundII | $200.00 | 10/13/2012 1:09:41 PM |
kfrench | $75.00 | 10/13/2012 1:45:59 PM |
_NaLNaBB | $200.00 | 10/13/2012 10:19:41 PM |
Vegasjim | $25.00 | 10/13/2012 1:34:58 PM |
tender-wealth0 | $25.81 | 10/13/2012 2:34:18 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:27 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:56 PM |
BMerrick | $25.00 | 10/15/2012 7:20:03 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:36 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:58 AM |
special-dinero553 | $25.00 | 10/15/2012 9:41:55 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 9:47:46 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:59:44 AM |
punctual-fund | $25.00 | 10/15/2012 10:24:03 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:47 AM |
Fonthill | $500.00 | 10/15/2012 11:06:57 AM |
P2P4me | $500.00 | 10/15/2012 3:41:34 PM |
misit | $25.00 | 10/15/2012 12:55:03 PM |
income-buffalo1 | $50.79 | 10/15/2012 3:48:36 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:01 PM |
keen-credit6 | $29.00 | 10/15/2012 5:07:18 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:05 PM |
gogene2002 | $25.00 | 10/15/2012 4:31:18 PM |
pdub | $750.00 | 10/15/2012 5:04:08 PM |
green28 | $50.00 | 10/15/2012 5:14:07 PM |
mschoenf | $100.00 | 10/15/2012 5:17:11 PM |
Emgolda | $25.00 | 10/15/2012 5:20:23 PM |
supersam | $50.00 | 10/15/2012 5:45:06 PM |
mar97 | $25.00 | 10/15/2012 6:06:01 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:21 PM |
justreturns | $25.00 | 10/15/2012 6:43:38 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:20 PM |
kind-exchange-association | $25.00 | 10/15/2012 6:27:22 PM |
pinnacleatl | $25.00 | 10/15/2012 6:30:25 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:02 PM |
moltopaolo | $26.00 | 10/15/2012 6:43:50 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:56 PM |
lendme2 | $50.00 | 10/15/2012 7:26:32 PM |
MrJDL1971 | $101.00 | 10/16/2012 5:52:11 AM |
diversification-cycle4 | $50.00 | 10/16/2012 6:17:43 AM |
Codextreme07 | $50.00 | 10/15/2012 9:35:41 PM |
Darts | $50.00 | 10/15/2012 11:01:55 PM |
PThor | $25.00 | 10/16/2012 7:13:16 AM |
shiny-capital4 | $100.00 | 10/16/2012 2:03:20 AM |
mikelance7 | $25.00 | 10/16/2012 3:15:55 AM |
cimbaman | $53.88 | 10/16/2012 4:22:51 AM |
mortikai | $50.00 | 10/16/2012 7:26:47 AM |
cerebral-dollar773 | $25.00 | 10/16/2012 5:10:02 AM |
peso-dancer3 | $25.00 | 10/16/2012 5:24:48 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:43 AM |
asset-fanatic | $25.00 | 10/16/2012 8:40:13 AM |
BorthersKeeper | $25.00 | 10/16/2012 6:07:27 AM |
cozy-principal883 | $49.27 | 10/16/2012 6:32:47 AM |
Caidin | $25.00 | 10/16/2012 9:01:37 AM |
brightest-precious-dollar | $25.00 | 10/16/2012 9:02:05 AM |
prudent-payment316 | $25.00 | 10/16/2012 9:02:11 AM |
Tradesmanlender | $25.00 | 10/16/2012 9:02:48 AM |
gold-missile6 | $25.00 | 10/16/2012 7:11:51 AM |
larslfe | $25.00 | 10/16/2012 9:03:40 AM |
helpinghand63 | $25.00 | 10/16/2012 9:04:47 AM |
jbaum | $40.00 | 10/16/2012 9:04:57 AM |
CornerKetch | $25.03 | 10/16/2012 9:05:43 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:16 AM |
hero007 | $41.00 | 10/16/2012 9:08:14 AM |
hope-candy1 | $75.00 | 10/16/2012 7:37:01 AM |
SecondChanceLendingSERV | $27.22 | 10/16/2012 7:57:41 AM |
fireboss | $25.11 | 10/16/2012 7:59:49 AM |
compatible-deal9 | $50.00 | 10/16/2012 8:33:28 AM |
worth21 | $25.00 | 10/16/2012 8:18:14 AM |
jibe-set | $100.00 | 10/16/2012 9:12:46 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:16 AM |
tolstoy00 | $25.00 | 10/16/2012 9:01:39 AM |
steamboatgal | $50.00 | 10/16/2012 9:17:55 AM |
exchange-pledge | $46.00 | 10/16/2012 9:02:55 AM |
friendly-gold | $25.00 | 10/16/2012 9:02:30 AM |
AFairDeal | $25.00 | 10/16/2012 9:03:19 AM |
wonderous-truth6 | $25.00 | 10/16/2012 9:04:04 AM |
C_Mark | $50.00 | 10/16/2012 9:21:40 AM |
best-marketologist | $25.00 | 10/16/2012 9:24:28 AM |
triumph126 | $25.00 | 10/16/2012 9:05:21 AM |
xphile | $25.00 | 10/16/2012 9:26:30 AM |
natural-affluence4 | $25.00 | 10/16/2012 9:29:15 AM |
superpuppy | $35.00 | 10/16/2012 9:07:50 AM |
compatible-power8 | $25.00 | 10/16/2012 9:08:11 AM |
flypenguin | $25.00 | 10/16/2012 9:30:27 AM |
inspiring-payout5 | $25.00 | 10/16/2012 9:31:43 AM |
igloo268 | $25.00 | 10/16/2012 9:09:16 AM |
Elbanko | $30.00 | 10/16/2012 9:32:19 AM |
the-shrewd-wampum | $25.00 | 10/16/2012 9:33:24 AM |
terminal-velocity34 | $25.00 | 10/16/2012 9:10:30 AM |
compatible-diversification | $25.00 | 10/16/2012 9:09:56 AM |
principal-trombone | $50.00 | 10/16/2012 9:10:35 AM |
Millmanator | $25.00 | 10/16/2012 9:11:11 AM |
golden-responsibility189 | $100.00 | 10/16/2012 9:14:13 AM |
gracej | $25.00 | 10/16/2012 9:37:38 AM |
BB-ptoploan | $50.00 | 10/16/2012 9:37:48 AM |
lending_well | $25.00 | 10/16/2012 9:16:14 AM |
scottburger | $27.00 | 10/16/2012 9:15:48 AM |
ultimatepaintball | $25.00 | 10/16/2012 9:16:49 AM |
balance-voyager | $30.00 | 10/16/2012 9:38:15 AM |
stoopidnoodle | $25.00 | 10/16/2012 9:17:37 AM |
Oyving | $25.00 | 10/16/2012 9:18:34 AM |
mtp | $92.00 | 10/16/2012 9:18:40 AM |
roundfigure | $50.00 | 10/16/2012 9:40:04 AM |
bds9646 | $26.00 | 10/16/2012 9:20:39 AM |
best-openness-banker | $50.00 | 10/16/2012 9:40:39 AM |
buraky | $50.00 | 10/16/2012 9:41:17 AM |
Hutpit | $75.00 | 10/16/2012 9:21:28 AM |
SBLending | $25.00 | 10/16/2012 9:21:33 AM |
gold-web4 | $25.00 | 10/16/2012 9:42:14 AM |
E_G | $50.00 | 10/16/2012 9:23:04 AM |
brightest-repayment-patriot | $40.00 | 10/16/2012 9:25:02 AM |
loot-caper | $25.00 | 10/16/2012 9:28:20 AM |
jms1983 | $25.00 | 10/16/2012 9:47:10 AM |
new-truth-chuckler | $33.00 | 10/16/2012 9:47:43 AM |
red-historic-liberty | $25.00 | 10/16/2012 9:30:21 AM |
restech | $25.00 | 10/16/2012 9:30:56 AM |
treasure-pipeline | $25.00 | 10/16/2012 9:29:13 AM |
taylor883 | $50.00 | 10/16/2012 9:32:50 AM |
brightest-affluence-motivator | $50.00 | 10/16/2012 9:33:30 AM |
priceless-currency090 | $25.00 | 10/16/2012 9:50:17 AM |
pound-beast4 | $25.00 | 10/16/2012 9:51:38 AM |
the-precious-bid | $25.00 | 10/16/2012 9:37:04 AM |
elevated-investment | $25.00 | 10/16/2012 9:53:54 AM |
BDL-Roth | $40.00 | 10/16/2012 9:38:20 AM |
successful-agreement7 | $100.00 | 10/16/2012 9:38:36 AM |
elasermd | $50.00 | 10/16/2012 9:38:46 AM |
uprising35 | $25.00 | 10/16/2012 9:39:21 AM |
mistertao | $25.00 | 10/16/2012 9:39:42 AM |
Rdodson11 | $25.00 | 10/16/2012 9:40:44 AM |
PRGuyinVA | $25.00 | 10/16/2012 9:42:42 AM |
unrivaled-justice | $25.00 | 10/16/2012 9:44:01 AM |
unrivaled-silver | $25.00 | 10/16/2012 10:00:47 AM |
dajen1 | $40.00 | 10/16/2012 9:43:14 AM |
generator535 | $50.00 | 10/16/2012 9:44:12 AM |
studious-bonus7 | $67.75 | 10/16/2012 10:01:51 AM |
fishintime | $25.00 | 10/16/2012 9:46:20 AM |
jhernand17 | $25.00 | 10/16/2012 9:47:32 AM |
riproaringrapids | $50.00 | 10/16/2012 9:47:32 AM |
shorthairedg | $25.00 | 10/16/2012 9:47:42 AM |
MoonMama | $25.00 | 10/16/2012 9:47:48 AM |
banchan | $37.00 | 10/16/2012 9:49:14 AM |
bold-liberty-spartan | $25.00 | 10/16/2012 9:50:55 AM |
syounker | $25.00 | 10/16/2012 9:52:18 AM |
enthralling-investment | $25.00 | 10/16/2012 9:53:20 AM |
ohnezweck | $50.00 | 10/16/2012 9:53:24 AM |
diverse2 | $30.00 | 10/16/2012 9:53:48 AM |
velocity-oak | $25.00 | 10/16/2012 9:55:08 AM |
encore02 | $50.00 | 10/16/2012 9:55:42 AM |
kchen486 | $50.00 | 10/16/2012 9:56:33 AM |
Aimvest | $25.00 | 10/16/2012 9:57:19 AM |
value-microscope | $25.00 | 10/16/2012 9:58:19 AM |
madmccoy | $25.00 | 10/16/2012 9:59:05 AM |
ALVO | $50.00 | 10/16/2012 9:59:57 AM |
320 Investments
|
Borrower Payment Dependent Notes Series
653338
This series of Notes was issued and sold upon the funding of the borrower loan #76445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $87.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,503 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-careful-diversification |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Purchase
Purpose of loan: To buy a car from my sister.
This loan will be used to...replace my junker with my sister's gently used vehicle. My car, a 1996 Olds Achieva, has incurred over $2000 worth of repairs since February of this year. (Power steering column replacement, tires, brakes, heater core). Now, I've discovered that the engine gaskets are leaking and the CV joints are shot and it's no longer safe to drive. These repairs would cost approximately $3000, AND they STILL would not guarantee that nothing else on the car would break down! I could max out my credit cards to pay for the repairs, but the car has clearly given up the ghost. (In fact, the ghost lives in the fuel pump area, which is making suspicious burbling sounds.) The odometer (and speedometer) of my poor Olds have died many moons ago, so any guess as to the actual mileage of the poor sod is a good guess as long as it's over 150,000 miles. And my roommate is upset because it's bleeding all over the driveway like a character from Macbeth. Out, out, damn oil spot.
On the other hand, my younger sister's car, a small, 2 door, 2005 coupe, has 80,000 miles on it, and has been looked over by the mechanically-savvy men of my brother-in-law's family. I calculate that I need the car to last for the length of the loan, and I will be a happy camper. She has to get rid of the car because they're moving to the country, and she needs a taller vehicle. When I heard of this, I knew that now was the time to snap up her vehicle, since they're selling it for $3000, and I need a new set of wheels from people I can complain to if the car dies 60 miles down the road (and the I can get a refund - or free repair service).
While my oldest, most financially secure and savvy sister would kill me if she knew about this loan (and the rates - my god, the rates!), I'm keeping silent about it. I'll dredge my very pitiful 401k from before the lay-off, live on Ramen and mac & cheese, and rue the day I ever got, not one, but two! Liberal Arts degrees.
My financial situation: I'm currently in training as a contracting editor for a closed captioning company, I can't guarantee that position will make over $500 a month. I sell and make jewelry in my spare time, I work as a graphic designer to pick up $100-$200 here and there, I scan and digitize/archive photo albums for single customers, and I work part-time as a writer. But in order to reach my clients, I need a working automobile!
I am a good candidate for this loan because... I always pay off my debts. I do everything in my power to pay off my debts, no matter how much of a wage slave or Jill of All Trades I become. I plan on paying this debt off early with the money from my editing job, and just tell me if any of you will take payments in earrings, because I have $5,000 worth of pairs ready to sell or trade. You could also have the rights to a screenplay if you want... Your pick of five! Even though I'm pretty sure this is not how this system works...
Yes, I'm approaching this whole situation with humor, but I am reliable (Liberal Arts degrees not withstanding). And I'm dedicated towards using my talents, not only to eke out a living, but to find a way to fulfill all of the promises I make both to those who I owe debts and myself.
Monthly net income: $800
Monthly expenses: $650-ish, totaled.
Housing: $200
Insurance: $45 (car insurance)
Car expenses: Currently?$0 unless you count car insurance. I'm not paying to fix the Olds ANYMORE! I haven't driven it for a month.
Utilities: $100 - 150 depending on weather and heating.
Phone, cable, internet: $(included in utilities, shared with roommate)
Food, entertainment: $150 (paid via credit card)
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Other sources of income: $1000 in savings, $1000 from my 401K after penalties
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,700.00 | 10/12/2012 5:03:14 PM |
bellaquito | $300.00 | 10/12/2012 5:03:56 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
653350
This series of Notes was issued and sold upon the funding of the borrower loan #76164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $392.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 42% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 18y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,661 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ethical-benefit3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
real-return2 | $26.00 | 10/15/2012 9:04:07 AM |
decisive-income7 | $2,500.00 | 10/15/2012 9:12:31 AM |
green-trade-dolphin | $35.02 | 10/15/2012 9:01:47 AM |
first-serene-credit | $25.00 | 10/15/2012 9:23:38 AM |
commerce-zebra3 | $25.00 | 10/15/2012 9:04:03 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:26 AM |
phenomenal-rate1 | $500.00 | 10/15/2012 9:31:32 AM |
a-resplendent-commitment | $50.00 | 10/15/2012 9:12:58 AM |
community-burrito9 | $35.00 | 10/15/2012 9:18:05 AM |
paxnj | $25.00 | 10/15/2012 10:08:35 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:18 AM |
affluence-microscope2 | $200.00 | 10/15/2012 9:30:07 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:31 AM |
radiant-dollar9 | $200.00 | 10/15/2012 9:46:26 AM |
versatile-dime442 | $250.00 | 10/15/2012 9:47:12 AM |
Dubbs360 | $200.00 | 10/15/2012 10:04:04 AM |
gravbox | $25.00 | 10/15/2012 10:34:27 AM |
kila-designer | $249.00 | 10/15/2012 9:47:16 AM |
cardminger | $25.00 | 10/15/2012 10:11:20 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:44:19 AM |
EL_Papin | $25.00 | 10/15/2012 10:49:40 AM |
etraboulay | $50.00 | 10/15/2012 10:13:43 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:03 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:15 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:21 AM |
fund-medalist171 | $35.00 | 10/15/2012 10:34:33 AM |
felicity-contributor3 | $25.00 | 10/15/2012 12:20:31 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:11 PM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:49 AM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:55 AM |
ethical-truth211 | $500.00 | 10/15/2012 1:45:17 PM |
FortuneFundII | $200.00 | 10/15/2012 10:32:07 AM |
bellaquito | $500.00 | 10/15/2012 11:33:24 AM |
amc3 | $100.00 | 10/15/2012 3:15:44 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:58 PM |
finance-coyote3 | $2,000.00 | 10/15/2012 3:43:23 PM |
moneytolend72 | $25.00 | 10/15/2012 4:10:38 PM |
top-economy-mover | $50.00 | 10/15/2012 5:00:20 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:04 PM |
SunnyMoney | $25.00 | 10/15/2012 3:15:34 PM |
wise-abundant-hope | $25.00 | 10/15/2012 4:45:59 PM |
chris-heretoinvest | $25.00 | 10/15/2012 3:41:13 PM |
ONECENTATATIME | $25.00 | 10/15/2012 4:05:59 PM |
friedokra | $25.00 | 10/15/2012 4:07:15 PM |
orange-liberty-oyster | $25.00 | 10/15/2012 5:02:42 PM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:10 AM |
ore-achievement329 | $25.00 | 10/15/2012 9:34:32 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:42 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:52 AM |
janeybooboo | $100.00 | 10/15/2012 9:07:35 AM |
Jalebi | $50.00 | 10/15/2012 9:09:16 AM |
sentimental-commerce4 | $250.00 | 10/15/2012 9:40:43 AM |
wetlands | $200.00 | 10/15/2012 9:45:22 AM |
cr8on | $75.00 | 10/15/2012 9:51:08 AM |
Investor_DP | $200.00 | 10/15/2012 9:10:59 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:36:05 AM |
100units | $200.00 | 10/15/2012 9:37:38 AM |
mmills1220 | $25.00 | 10/15/2012 9:39:53 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:06 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 9:45:23 AM |
LeReve | $500.00 | 10/15/2012 9:52:14 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:17 AM |
52digital | $38.00 | 10/15/2012 10:27:20 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:05 AM |
Nil2008 | $100.00 | 10/15/2012 10:29:21 AM |
windguy | $50.00 | 10/15/2012 9:50:17 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:05 AM |
Arvicco | $400.00 | 10/15/2012 9:51:57 AM |
ready-interest9 | $25.00 | 10/15/2012 10:13:30 AM |
integrity-reactor4 | $100.00 | 10/15/2012 9:52:45 AM |
sankyu | $100.00 | 10/15/2012 10:10:59 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:42 AM |
botfolio | $300.00 | 10/15/2012 10:15:50 AM |
Sagamore | $300.00 | 10/15/2012 10:51:28 AM |
dukeiyer | $25.00 | 10/15/2012 11:12:09 AM |
gotjack-IRA | $150.00 | 10/15/2012 11:32:21 AM |
WhiteInvestor | $30.00 | 10/15/2012 11:11:39 AM |
oracle3 | $50.00 | 10/15/2012 1:44:48 PM |
global-invest-group | $25.00 | 10/15/2012 2:44:36 PM |
toomanyfishtanks | $50.00 | 10/15/2012 3:41:01 PM |
bazaar-festivity | $25.00 | 10/15/2012 5:00:55 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:10 PM |
pdub | $486.98 | 10/15/2012 5:04:11 PM |
BuzzyBee336 | $50.00 | 10/15/2012 3:51:46 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
653374
This series of Notes was issued and sold upon the funding of the borrower loan #76366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $68.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,464 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Terrie1977 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Car is in the shop for repairs.
Purpose of loan: Car Repair
This loan will be used to...pay auto shop invoice for labor/ replacement of parts. Vehicle had a pulley freeze and I needed a new water pump, belts, fan blade and thermostat. Car repairs with labor total $1026.xx.
My financial situation: Good! I have no revolving debt or loan payments.
I am a good candidate for this loan because... I know how important good credit is. I work hard at making sure my credit score is as good as it can be. I pay my bills on time, if not early. This will be my second loan with Prosper.
Monthly net income: $2860.00
Monthly expenses: See Below:
Housing: $725.00 (House payment plus escrowed taxes and insurance)
Insurance: $65.00 (car insurance plus whole life insurance)
Car expenses: $130.00 (gas)
Utilities: $200.00 (Electric, water, trash)
Phone, cable, internet: $100.00 (cellphone, Direct TV and DSL)
Food, entertainment: $200.00 (I use a lot of coupons!)
Clothing, household expenses: $50.00 ( I normally buy clothes second hand)
Credit cards and other loans: $ ZERO:)
Other expenses: $200.00 (after school care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 10/15/2012 5:03:22 PM |
sweety075 | $25.00 | 10/15/2012 5:04:11 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:06:02 PM |
dkjl | $25.00 | 10/15/2012 5:02:15 PM |
affluence-microscope2 | $200.00 | 10/15/2012 5:03:34 PM |
red-eloquent-rupee | $50.00 | 10/15/2012 5:04:39 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:16 PM |
janeybooboo | $100.00 | 10/15/2012 5:05:41 PM |
oracle3 | $50.00 | 10/15/2012 5:05:50 PM |
lionheart722 | $100.00 | 10/15/2012 5:08:29 PM |
the-magnetic-transaction | $127.00 | 10/15/2012 5:05:14 PM |
friedokra | $25.00 | 10/15/2012 5:06:21 PM |
pdub | $250.00 | 10/15/2012 5:06:47 PM |
j2ee | $50.00 | 10/15/2012 5:07:41 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
653424
This series of Notes was issued and sold upon the funding of the borrower loan #76215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,925 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-stronghold8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...paying off credit cards
My financial situation:
I am a good candidate for this loan because...pay off credit cards
Monthly net income: $1894.00
Monthly expenses: $1260
Housing: $500.00
Insurance: $150
Car expenses: $40.00
Utilities: $120.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
supreme-exchange547 | $25.00 | 10/16/2012 5:02:17 PM |
order-tamale | $400.00 | 10/16/2012 5:04:22 PM |
affluence-microscope2 | $200.00 | 10/16/2012 5:04:35 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:53 PM |
resolute-justice413 | $200.00 | 10/16/2012 5:14:11 PM |
social-aspen097 | $39.00 | 10/16/2012 5:04:59 PM |
_NaLNaBB | $150.00 | 10/16/2012 5:17:25 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:05:52 PM |
newest-payment-trapper | $42.00 | 10/16/2012 5:08:40 PM |
soarmore | $25.00 | 10/16/2012 5:12:36 PM |
hope-percolator8 | $50.00 | 10/16/2012 5:13:05 PM |
agreement-fluffy-bunny | $25.00 | 10/16/2012 5:13:08 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:18 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:00 PM |
pound-mushroom3 | $25.00 | 10/16/2012 5:06:03 PM |
wonder3 | $25.00 | 10/16/2012 5:07:20 PM |
delectable-order532 | $25.00 | 10/16/2012 5:07:54 PM |
one-midas | $35.00 | 10/16/2012 5:11:37 PM |
repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:25 PM |
MONEY-1957 | $25.00 | 10/16/2012 5:03:32 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:15 PM |
j2ee | $50.00 | 10/16/2012 5:06:37 PM |
wetlands | $31.50 | 10/16/2012 5:18:42 PM |
100units | $200.00 | 10/16/2012 5:11:31 PM |
mmckune | $25.00 | 10/16/2012 5:12:58 PM |
sentimental-commerce4 | $250.00 | 10/16/2012 5:14:00 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:29 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:00 PM |
abundanceforever | $52.50 | 10/16/2012 5:13:43 PM |
cr8on | $75.00 | 10/16/2012 5:17:23 PM |
mschoenf | $100.00 | 10/16/2012 5:16:48 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
653438
This series of Notes was issued and sold upon the funding of the borrower loan #76703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $135.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 11m |
Amount delinquent:
| $84 |
Total credit lines:
| 12 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,167 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-diligent-wampum |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Major Expenses
This loan will be used to...Help to pay legal services for adoption/custody battle and pay down credit card debt
My financial situation: Good
I am a good candidate for this loan because...I have steady employment and I am a responsible individual. I have been at the same employer for over 6 years. I will be able to make payments as planned.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bewitching-dollar5 | $100.00 | 10/18/2012 5:47:59 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:26 PM |
cr8on | $75.00 | 10/18/2012 5:56:37 PM |
Dubbs360 | $200.00 | 10/18/2012 5:54:36 PM |
84928429 | $50.00 | 10/18/2012 6:08:18 PM |
cardminger | $25.00 | 10/18/2012 6:53:14 PM |
selector568 | $300.00 | 10/18/2012 8:15:29 PM |
Sagamore | $300.00 | 10/18/2012 8:18:02 PM |
sharp-return7 | $25.69 | 10/18/2012 9:46:58 PM |
EL_Papin | $25.00 | 10/18/2012 7:42:27 PM |
bob450-roth | $25.00 | 10/19/2012 8:28:09 AM |
creative-generosity3 | $50.00 | 10/19/2012 8:33:12 AM |
treasure-bliss | $50.00 | 10/19/2012 4:11:31 AM |
money-bauble | $100.00 | 10/19/2012 9:59:23 AM |
0_0 | $25.00 | 10/19/2012 9:54:12 AM |
scoobiedoo | $25.00 | 10/19/2012 6:44:07 AM |
euro-speaker8 | $250.00 | 10/18/2012 6:00:11 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:51:35 PM |
Zorro_970 | $100.00 | 10/18/2012 5:53:06 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:43 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:28:11 PM |
Investor_DP | $200.00 | 10/18/2012 7:12:59 PM |
Kessler | $26.00 | 10/18/2012 7:14:27 PM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:25:51 PM |
oracle3 | $50.00 | 10/18/2012 7:20:55 PM |
keen-peace465 | $25.00 | 10/18/2012 7:31:35 PM |
pierrelasvegas | $25.00 | 10/18/2012 8:27:55 PM |
bluebouyz | $25.00 | 10/18/2012 9:30:18 PM |
etraboulay | $50.00 | 10/18/2012 7:56:26 PM |
toblerone | $25.00 | 10/18/2012 7:37:18 PM |
Bob450 | $25.00 | 10/19/2012 8:36:54 AM |
vutah | $25.00 | 10/18/2012 9:34:22 PM |
brainy-credit1 | $40.00 | 10/19/2012 9:49:03 AM |
wwwUniversal | $25.00 | 10/19/2012 10:23:49 AM |
tolerant-responsibility051 | $2,500.00 | 10/19/2012 10:18:17 AM |
RocketSurgeon | $8.31 | 10/19/2012 10:25:24 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
653446
This series of Notes was issued and sold upon the funding of the borrower loan #76323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
19 | Length of status: | 26y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,941 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| trcsimp5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 89 ( 98% )
| 680-699 (Latest)
|
Principal borrowed:
| $31,000.00 | < 31 days late:
| 2
( 2% )
| 640-659
(Aug-2011)
660-679
(Jul-2011)
620-639
(Jun-2010)
640-659
(Feb-2008)
|
Principal balance:
| $0.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 91 | | |
Description
Debt consolidation
Purpose of loan: This loan will be used to...My financial situation: I am a good candidate for this loan because...Monthly net income: $Monthly expenses: $Housing: $Insurance: $Car expenses: $Utilities: $Phone, cable, internet: $Food, entertainment: $Clothing, household expenses: $Credit cards and other loans: $Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $46.04 | 10/12/2012 5:02:16 PM |
MoneyForNothing | $100.89 | 10/12/2012 5:02:13 PM |
PLANECRASH | $25.00 | 10/12/2012 5:00:57 PM |
Jalebi | $50.00 | 10/12/2012 5:28:48 PM |
Face-foist | $100.00 | 10/12/2012 5:01:05 PM |
janeybooboo | $100.00 | 10/12/2012 5:02:41 PM |
adaptable-return21 | $50.00 | 10/12/2012 5:01:10 PM |
myutmost | $90.00 | 10/12/2012 5:21:07 PM |
felicity-contributor3 | $35.00 | 10/12/2012 5:10:00 PM |
LightTheWay | $50.00 | 10/12/2012 5:27:49 PM |
dkjl | $25.00 | 10/12/2012 5:34:27 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:09 PM |
thankful-nickel2 | $25.00 | 10/12/2012 5:45:48 PM |
Gregger | $25.00 | 10/12/2012 8:23:14 PM |
IntrepidInvestment | $50.00 | 10/12/2012 5:57:20 PM |
Slapshot | $25.00 | 10/12/2012 6:10:10 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:29:27 PM |
52digital | $75.00 | 10/12/2012 6:01:12 PM |
ethical-truth211 | $400.00 | 10/12/2012 6:02:20 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:50 AM |
handy-affluence9 | $36.82 | 10/12/2012 10:25:43 PM |
Mikale360 | $25.00 | 10/12/2012 10:30:53 PM |
thrifty-capital | $25.00 | 10/12/2012 7:04:19 PM |
marwadi-62 | $500.00 | 10/12/2012 7:40:58 PM |
trade-goblin9 | $150.00 | 10/12/2012 7:46:45 PM |
EEasyMoney | $25.00 | 10/13/2012 10:56:40 AM |
kinder-credit-bear | $25.00 | 10/13/2012 12:08:27 PM |
vines99 | $50.00 | 10/13/2012 12:31:55 AM |
youthful-currency959 | $100.00 | 10/13/2012 8:06:34 AM |
bbt210 | $25.05 | 10/13/2012 9:39:41 AM |
LaGrangeLender | $60.00 | 10/13/2012 12:26:42 PM |
FinanceEngine | $60.00 | 10/13/2012 8:53:59 AM |
Navy-Retired | $69.41 | 10/13/2012 10:06:02 AM |
return-grizzly | $30.00 | 10/13/2012 12:20:03 PM |
halothane_logic | $25.00 | 10/13/2012 11:37:16 AM |
toomanyfishtanks | $100.00 | 10/13/2012 12:44:16 PM |
Comoparklender | $25.00 | 10/13/2012 12:48:51 PM |
mrxtravis | $25.00 | 10/13/2012 12:17:58 PM |
brightest-organized-balance | $25.00 | 10/13/2012 3:18:43 PM |
chererat | $100.00 | 10/13/2012 6:37:44 PM |
open-minded-p2p1 | $25.00 | 10/13/2012 1:38:46 PM |
sensible-fund | $25.00 | 10/13/2012 2:47:47 PM |
first-serene-credit | $25.00 | 10/13/2012 3:16:49 PM |
open-minded-bonus652 | $25.00 | 10/14/2012 1:31:33 AM |
LivingInvestments00 | $364.58 | 10/13/2012 1:16:33 PM |
peaceful-greenback719 | $25.00 | 10/14/2012 9:59:44 AM |
Contra_Capital_LLC | $25.00 | 10/13/2012 8:14:25 PM |
the-productive-agreement | $46.00 | 10/13/2012 11:25:48 PM |
Brisket_Bob | $27.01 | 10/14/2012 7:20:35 AM |
global-invest-group | $25.00 | 10/14/2012 12:02:59 PM |
Sixmil | $25.00 | 10/14/2012 9:05:18 AM |
producer455 | $25.00 | 10/14/2012 12:20:22 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:22 PM |
richierich19 | $25.00 | 10/14/2012 12:40:07 PM |
nurak | $32.53 | 10/14/2012 6:01:19 PM |
starry2001 | $25.00 | 10/14/2012 12:59:55 PM |
Lubava | $40.00 | 10/14/2012 8:45:52 PM |
a-resplendent-commitment | $50.00 | 10/14/2012 10:02:15 PM |
sublime-liberty6 | $50.00 | 10/15/2012 2:27:00 AM |
atlas100 | $50.00 | 10/15/2012 5:11:26 AM |
innocent-liberty6 | $25.00 | 10/14/2012 2:26:35 PM |
sensible-order2 | $150.00 | 10/14/2012 3:46:03 PM |
loyalist1 | $200.00 | 10/15/2012 8:01:00 AM |
thorough-income854 | $30.00 | 10/15/2012 8:25:58 AM |
Mark0135 | $50.00 | 10/14/2012 7:43:27 PM |
laudable-exchange2 | $100.00 | 10/14/2012 11:04:45 PM |
papaloha | $222.00 | 10/14/2012 11:40:25 PM |
marketplace-cello5 | $25.00 | 10/15/2012 9:05:51 AM |
social-zebra | $32.00 | 10/14/2012 6:51:24 PM |
6515Wheat | $25.00 | 10/14/2012 7:08:58 PM |
Arpad | $40.00 | 10/14/2012 8:13:18 PM |
SDC | $25.00 | 10/15/2012 9:14:45 AM |
kind-bazaar-kitten | $25.00 | 10/14/2012 11:12:24 PM |
Mrs-Honeydew | $25.00 | 10/15/2012 7:24:32 AM |
rlaboy | $25.00 | 10/15/2012 1:04:19 AM |
compatible-deal9 | $50.00 | 10/15/2012 8:35:09 AM |
contract-student2 | $40.00 | 10/15/2012 6:33:38 AM |
wampum-chorus3 | $25.00 | 10/15/2012 6:38:28 AM |
FarmersBank | $168.68 | 10/15/2012 7:08:46 AM |
LeReve | $500.00 | 10/15/2012 9:52:41 AM |
important-gold5 | $25.00 | 10/15/2012 9:13:40 AM |
korby524 | $25.00 | 10/15/2012 9:30:53 AM |
misterhobbs | $25.00 | 10/15/2012 9:34:28 AM |
jamiee73 | $25.00 | 10/15/2012 9:41:26 AM |
quiksilver180 | $31.93 | 10/15/2012 9:58:37 AM |
proper-revenue7 | $25.00 | 10/15/2012 10:28:36 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:47 AM |
organic-treasure | $25.00 | 10/15/2012 11:15:00 AM |
bill-appraiser7 | $25.00 | 10/15/2012 10:10:32 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:16 AM |
Farmer-Ted | $25.00 | 10/15/2012 11:41:03 AM |
trophy112 | $30.00 | 10/15/2012 10:26:04 AM |
Weaverville | $25.00 | 10/15/2012 12:05:05 PM |
McMoney11 | $25.00 | 10/15/2012 10:39:46 AM |
postalwhiz | $25.00 | 10/15/2012 11:02:15 AM |
draggon77 | $25.00 | 10/15/2012 10:29:52 AM |
pposFUNDing | $28.55 | 10/15/2012 11:25:57 AM |
roux | $25.00 | 10/15/2012 11:32:10 AM |
CMJ-Partners | $100.00 | 10/15/2012 1:38:18 PM |
dedication-capo7 | $135.39 | 10/15/2012 3:23:46 PM |
new-orbital-transaction | $25.00 | 10/15/2012 2:17:15 PM |
amc3 | $83.91 | 10/15/2012 3:12:37 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:26 PM |
five-star-note | $200.00 | 10/12/2012 5:22:19 PM |
the-respectful-transaction | $25.00 | 10/12/2012 5:25:20 PM |
trumpeter5 | $25.00 | 10/12/2012 5:01:37 PM |
zipemdown | $25.00 | 10/12/2012 5:33:38 PM |
moola-accelerator6 | $100.00 | 10/12/2012 5:06:08 PM |
NekHoldings | $25.00 | 10/12/2012 5:06:27 PM |
kind-credit-bear | $250.00 | 10/12/2012 6:00:25 PM |
sweety075 | $25.00 | 10/12/2012 5:06:39 PM |
trumpeter391 | $100.00 | 10/12/2012 5:23:04 PM |
marwadi-62 | $500.00 | 10/12/2012 5:25:47 PM |
DasMula | $100.00 | 10/12/2012 5:10:01 PM |
Dubbs360 | $200.00 | 10/12/2012 6:30:31 PM |
Feyenoord | $30.00 | 10/12/2012 5:37:22 PM |
unassailable-fund | $30.00 | 10/12/2012 6:38:32 PM |
DasMula | $50.00 | 10/12/2012 8:35:38 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:31 PM |
etraboulay | $50.00 | 10/12/2012 5:37:03 PM |
amlu1988 | $25.00 | 10/12/2012 10:29:39 PM |
Dont_Worry_Be_Happy | $25.00 | 10/12/2012 10:50:55 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:11 PM |
seabass123 | $25.00 | 10/12/2012 6:19:30 PM |
american-investor | $25.00 | 10/12/2012 5:50:48 PM |
RGlad | $65.00 | 10/12/2012 6:23:10 PM |
AF-Chief | $25.00 | 10/12/2012 5:53:23 PM |
skillful-asset5 | $30.00 | 10/12/2012 5:59:06 PM |
velocity-winner | $25.00 | 10/12/2012 7:39:15 PM |
payout-bridge | $250.00 | 10/13/2012 7:55:29 AM |
basis-spartan922 | $50.00 | 10/13/2012 7:58:37 AM |
whartonmba | $50.00 | 10/13/2012 9:32:38 AM |
chameleon125 | $100.00 | 10/13/2012 10:42:42 AM |
forthright-trade | $35.00 | 10/13/2012 11:17:39 AM |
protector734 | $50.00 | 10/13/2012 6:26:01 AM |
bid-stockpiler1 | $500.00 | 10/13/2012 6:43:35 AM |
DoctorJoe | $30.00 | 10/13/2012 7:07:30 AM |
careful-vigilance4 | $25.00 | 10/13/2012 12:14:24 PM |
brondero | $54.00 | 10/13/2012 8:23:47 AM |
helping-out | $85.09 | 10/13/2012 5:36:30 AM |
handy-justice | $50.00 | 10/13/2012 12:26:23 PM |
officer_moneyMaker | $25.52 | 10/13/2012 10:29:17 AM |
broker048 | $50.00 | 10/13/2012 12:33:14 PM |
Jerrys1951 | $25.00 | 10/13/2012 11:37:02 AM |
jazzlender | $25.00 | 10/13/2012 12:09:40 PM |
first-dinero-paladin | $40.00 | 10/13/2012 9:26:55 AM |
ouyangers | $25.00 | 10/13/2012 10:23:41 AM |
jybank | $50.00 | 10/13/2012 10:47:51 AM |
Grandmahoneybee | $25.00 | 10/13/2012 1:32:06 PM |
frooogal | $40.00 | 10/13/2012 3:23:59 PM |
katnmouse | $50.00 | 10/13/2012 3:31:03 PM |
CincyTex | $50.00 | 10/14/2012 1:50:27 AM |
banker34 | $25.00 | 10/13/2012 4:41:20 PM |
gotjack-IRA | $100.03 | 10/13/2012 1:40:21 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:20 AM |
bassman46 | $100.00 | 10/13/2012 7:38:46 PM |
Ocean713 | $80.00 | 10/13/2012 7:43:00 PM |
wise_investor | $25.00 | 10/13/2012 6:18:30 PM |
well-mannered-income3 | $60.00 | 10/13/2012 6:29:50 PM |
CollinsCrew | $49.42 | 10/14/2012 7:39:18 AM |
Malkial | $50.00 | 10/13/2012 8:17:33 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:21 AM |
bent300 | $100.00 | 10/14/2012 1:11:08 PM |
dinero-launcher | $37.00 | 10/14/2012 7:59:33 AM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:45 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:38 PM |
asset-professor | $125.00 | 10/14/2012 6:30:31 PM |
euro-deployment | $25.00 | 10/14/2012 10:32:33 PM |
purposeful-durability8 | $100.00 | 10/14/2012 12:59:48 PM |
deal-gazer | $50.00 | 10/15/2012 2:15:08 AM |
907 | $25.15 | 10/14/2012 8:06:49 PM |
intelligent-moola1 | $25.00 | 10/14/2012 6:25:22 PM |
Syrcen | $31.68 | 10/15/2012 2:24:19 AM |
mango_man | $50.00 | 10/14/2012 7:19:09 PM |
mauge35 | $43.14 | 10/14/2012 8:12:40 PM |
rubylender | $25.00 | 10/15/2012 8:29:47 AM |
michaelray703 | $25.00 | 10/15/2012 9:33:58 AM |
Jack-Sparrow | $300.00 | 10/15/2012 9:01:56 AM |
compounding21 | $25.00 | 10/15/2012 9:04:40 AM |
wizard750 | $28.00 | 10/15/2012 9:11:06 AM |
cberthiaume | $25.00 | 10/15/2012 8:13:11 AM |
contract-equinox | $50.00 | 10/15/2012 9:12:35 AM |
majestic-note6 | $200.00 | 10/15/2012 9:47:37 AM |
rvfbroker | $25.00 | 10/15/2012 9:25:47 AM |
TronMedici | $50.00 | 10/15/2012 9:28:38 AM |
money-surge1 | $25.00 | 10/15/2012 9:29:47 AM |
finance-assembler | $50.00 | 10/15/2012 9:10:42 AM |
felicity-injector | $25.00 | 10/15/2012 10:00:08 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:38 AM |
spark548 | $100.00 | 10/15/2012 9:33:01 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:13:57 AM |
rine354 | $100.00 | 10/15/2012 9:38:55 AM |
best-elevated-social | $25.00 | 10/15/2012 9:43:58 AM |
enthusiastic-cash599 | $50.00 | 10/15/2012 9:50:58 AM |
sgt-schultz | $35.00 | 10/15/2012 11:11:16 AM |
GreatReturnForYou | $25.00 | 10/15/2012 10:20:44 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:53 AM |
shaps | $25.00 | 10/15/2012 10:25:46 AM |
Gamblor | $65.18 | 10/15/2012 12:19:13 PM |
Kunakiku | $25.00 | 10/15/2012 2:14:06 PM |
jmeasn | $100.00 | 10/15/2012 11:01:43 AM |
desertoasis | $25.00 | 10/15/2012 12:40:20 PM |
stylish-revenue4 | $25.00 | 10/15/2012 1:28:40 PM |
magical-loyalty679 | $25.00 | 10/15/2012 1:48:07 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:24:26 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
653544
This series of Notes was issued and sold upon the funding of the borrower loan #76358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
8 | Length of status: | 0y 0m |
Amount delinquent:
| $4,435 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,609 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cpafinally |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
640-659
(Aug-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Medical Bill Relief
Purpose of loan:
This loan will be used to payoff my outstanding medical bills and other misc. bills that I was unable to completely pay off while paying undergoing medical treatments.
My financial situation:
I am a good candidate for this loan because I have always been able to pay my obligations on time until I was overloaded with medical bills this past year. Prior to my health scare I made an extremely tough decision to leave a well paying job to take care of my ailing mother. Once she was stabilized I began work again and suffered a massive seizure on my third day on the job at a conference in the mountains. I was mandated to resign from my job, per doctor's orders, until they could determine the root cause of the continued seizures. After almost eight months of tests and fighting with workman's comp it seems that my medical nightmare is close to ending, if I can just get these last few bills paid. I am happily back at work and feel great which is such a blessing. I'd just like to be able to pay off these medical bills in one lump sum and be done with this!
Monthly net income: $3333
Monthly expenses:
Housing: $600
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investmentgroup | $31.00 | 10/14/2012 1:20:17 PM |
Jalebi | $50.00 | 10/14/2012 12:04:06 PM |
DasMula | $100.00 | 10/14/2012 12:04:10 PM |
power-chihuahua | $25.00 | 10/14/2012 12:55:32 PM |
handy-justice | $25.00 | 10/14/2012 12:02:01 PM |
sflash | $25.00 | 10/14/2012 1:38:29 PM |
AF-Chief | $25.00 | 10/14/2012 12:10:57 PM |
glowing-pound3 | $50.00 | 10/14/2012 4:10:58 PM |
trumpeter5 | $25.00 | 10/14/2012 12:01:13 PM |
the_spook | $40.30 | 10/14/2012 5:18:23 PM |
historic-value7 | $75.00 | 10/14/2012 12:43:24 PM |
CaptainCrunch | $50.02 | 10/14/2012 12:57:34 PM |
moola-flag4 | $25.00 | 10/14/2012 12:11:29 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:57 PM |
pierrelasvegas | $25.00 | 10/14/2012 1:28:13 PM |
Mikale360 | $25.00 | 10/14/2012 1:49:10 PM |
Gregger | $25.00 | 10/14/2012 1:50:28 PM |
continental2 | $100.00 | 10/14/2012 8:24:15 PM |
toomanyfishtanks | $25.00 | 10/14/2012 1:58:56 PM |
supersarah61 | $25.00 | 10/14/2012 3:41:37 PM |
Dubbs360 | $200.00 | 10/14/2012 1:16:03 PM |
servnyou | $25.00 | 10/14/2012 1:30:16 PM |
hillerod | $26.14 | 10/14/2012 1:38:25 PM |
capital-deployment | $25.00 | 10/14/2012 6:23:38 PM |
EEasyMoney | $25.00 | 10/15/2012 7:31:38 AM |
FinanceEngine | $50.00 | 10/14/2012 6:59:55 PM |
new-orbital-transaction | $25.00 | 10/14/2012 9:08:02 PM |
first-serene-credit | $25.00 | 10/14/2012 5:59:42 PM |
currency-persimmon | $25.00 | 10/14/2012 6:08:31 PM |
jasonj72 | $25.00 | 10/14/2012 7:08:09 PM |
MStax | $250.00 | 10/14/2012 7:28:55 PM |
just-finance2 | $25.00 | 10/15/2012 5:15:25 AM |
punctual-worth263 | $26.71 | 10/14/2012 7:53:15 PM |
contract-student2 | $40.00 | 10/15/2012 6:31:35 AM |
fairness-announcer9 | $26.86 | 10/14/2012 11:02:53 PM |
fides-cx | $25.00 | 10/14/2012 11:44:39 PM |
atlas100 | $50.00 | 10/15/2012 5:10:32 AM |
cberthiaume | $25.00 | 10/15/2012 8:13:13 AM |
Feyenoord | $30.00 | 10/15/2012 8:15:25 AM |
chameleon125 | $50.00 | 10/15/2012 7:02:33 AM |
seadrg | $25.00 | 10/15/2012 7:47:02 AM |
producer455 | $25.00 | 10/14/2012 12:22:00 PM |
gentle-generosity822 | $25.00 | 10/14/2012 12:33:00 PM |
108-IRA | $50.00 | 10/14/2012 1:06:08 PM |
MoneyForNothing | $25.22 | 10/14/2012 12:01:45 PM |
EL_Papin | $25.00 | 10/14/2012 2:15:02 PM |
jhouman | $50.00 | 10/14/2012 12:28:18 PM |
alexander-hamilton | $50.00 | 10/14/2012 12:32:14 PM |
DoctorJoe | $25.00 | 10/14/2012 4:46:24 PM |
_nfx-ira_ | $35.01 | 10/14/2012 12:05:50 PM |
BankofRon_IRA | $100.00 | 10/14/2012 12:06:33 PM |
NekHoldings | $25.00 | 10/14/2012 12:51:07 PM |
ChoiceInvestments | $25.00 | 10/14/2012 6:04:04 PM |
52digital | $75.00 | 10/14/2012 12:57:28 PM |
purposeful-durability8 | $100.00 | 10/14/2012 12:59:48 PM |
asset-professor | $126.00 | 10/14/2012 6:30:36 PM |
thrifty-capital | $25.00 | 10/14/2012 1:39:36 PM |
tolerant-currency6 | $25.00 | 10/14/2012 1:50:23 PM |
Investor_DP | $200.00 | 10/14/2012 1:05:22 PM |
greenback-chairman5 | $25.00 | 10/14/2012 1:40:41 PM |
loyalty-blackberry2 | $70.00 | 10/14/2012 4:34:40 PM |
us957165 | $25.00 | 10/14/2012 5:18:32 PM |
Oak-Parker | $25.00 | 10/14/2012 6:09:34 PM |
sensible-order2 | $50.00 | 10/14/2012 3:48:23 PM |
muirheaj | $25.00 | 10/15/2012 7:30:20 AM |
jutdon84 | $33.52 | 10/15/2012 7:55:06 AM |
cjames84 | $25.00 | 10/14/2012 6:56:08 PM |
nurak | $25.00 | 10/14/2012 6:00:42 PM |
papaloha | $222.00 | 10/14/2012 11:39:55 PM |
social-zebra | $32.00 | 10/14/2012 6:52:10 PM |
Arpad | $25.00 | 10/14/2012 8:15:08 PM |
Lubava | $45.00 | 10/14/2012 8:46:30 PM |
authoritative-capital | $50.00 | 10/14/2012 10:29:05 PM |
Mrs-Honeydew | $25.00 | 10/15/2012 7:23:32 AM |
courteous-note1 | $25.00 | 10/15/2012 7:33:39 AM |
loyalist1 | $200.00 | 10/15/2012 8:01:01 AM |
moneylender25 | $25.00 | 10/15/2012 7:29:20 AM |
trade-goblin9 | $200.00 | 10/15/2012 7:37:50 AM |
Leopoldine | $15.22 | 10/15/2012 8:25:29 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
653568
This series of Notes was issued and sold upon the funding of the borrower loan #76357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 12 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 6m |
Amount delinquent:
| $64 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,559 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| peso-patriot270 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: unexpected vehicle purchase due to old car needing new engine
This loan will be used to.. catch up of household bills due to downpayment of car took from that stash.
My financial situation: Overall not bad, just need little help to get straight
I am a good candidate for this loan because... Have good income and job stability
Monthly net income: $4600.00
Monthly expenses: $100.00
Housing: $1650.00
Insurance: $137.00
Car expenses: $434.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $60.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/14/2012 12:04:07 PM |
banker34 | $26.75 | 10/14/2012 1:30:11 PM |
Dubbs360 | $100.00 | 10/14/2012 1:23:16 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:38 PM |
california111 | $50.00 | 10/15/2012 11:24:22 PM |
rapid-liberty3 | $25.00 | 10/16/2012 5:51:51 AM |
reasonable-nickel6 | $25.00 | 10/16/2012 9:03:58 AM |
deal-hickory5 | $40.00 | 10/16/2012 9:04:42 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:22 AM |
reward-adventure | $50.00 | 10/16/2012 9:45:09 AM |
engrossing-responsibility0 | $50.00 | 10/16/2012 9:49:27 AM |
kulender | $100.00 | 10/16/2012 10:06:13 AM |
HenryS | $30.00 | 10/16/2012 10:15:37 AM |
jlofgren | $43.59 | 10/16/2012 10:23:51 AM |
finance-piccolo8 | $25.00 | 10/16/2012 10:33:56 AM |
db0973 | $25.00 | 10/16/2012 10:54:30 AM |
branaa99 | $25.00 | 10/16/2012 10:40:07 AM |
HoweMoney | $25.00 | 10/16/2012 11:00:32 AM |
nex | $25.00 | 10/16/2012 11:15:22 AM |
heart514 | $25.00 | 10/16/2012 10:50:06 AM |
jinx1016 | $30.05 | 10/16/2012 11:20:45 AM |
mauge35 | $50.00 | 10/16/2012 11:34:15 AM |
punctual-worth263 | $25.57 | 10/16/2012 10:55:25 AM |
deal-pioneer1 | $25.00 | 10/16/2012 12:10:31 PM |
tesuji34 | $25.00 | 10/16/2012 12:22:56 PM |
LuvToLend | $25.00 | 10/16/2012 11:17:07 AM |
rce1964 | $25.00 | 10/16/2012 11:46:19 AM |
pragmatic-cash316 | $13.39 | 10/16/2012 12:31:28 PM |
open-minded-p2p1 | $25.00 | 10/14/2012 2:15:38 PM |
stock106 | $25.00 | 10/14/2012 2:28:23 PM |
first-serene-credit | $25.00 | 10/14/2012 6:16:54 PM |
principal-cooker2 | $50.00 | 10/16/2012 9:16:44 AM |
diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:55 AM |
independent-dollar | $25.00 | 10/16/2012 9:22:15 AM |
ecstatic-money064 | $25.00 | 10/16/2012 10:11:29 AM |
TheCount | $25.00 | 10/16/2012 10:20:23 AM |
Cybercusp | $25.00 | 10/16/2012 10:08:06 AM |
dedicated-transaction796 | $25.00 | 10/16/2012 10:11:58 AM |
economy-shrubbery6 | $25.00 | 10/16/2012 10:33:59 AM |
the-laudable-peso | $40.00 | 10/16/2012 10:19:11 AM |
whirlingdervish | $25.00 | 10/16/2012 10:39:55 AM |
NobisEst | $25.00 | 10/16/2012 10:41:09 AM |
Scombs | $27.65 | 10/16/2012 10:23:32 AM |
copper | $50.00 | 10/16/2012 10:44:32 AM |
brondero | $34.00 | 10/16/2012 11:41:57 AM |
durability-ace9 | $30.00 | 10/16/2012 10:54:34 AM |
Oranje88 | $77.00 | 10/16/2012 11:47:59 AM |
worlds-best-benjamins | $25.00 | 10/16/2012 12:15:51 PM |
druidpoet | $27.00 | 10/16/2012 12:18:25 PM |
Jimthemoo | $30.00 | 10/16/2012 12:19:45 PM |
svandgts | $25.00 | 10/16/2012 11:06:56 AM |
mrxtravis | $25.00 | 10/16/2012 11:39:40 AM |
range2 | $25.00 | 10/16/2012 11:40:10 AM |
interstellar | $75.00 | 10/16/2012 11:48:55 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
653602
This series of Notes was issued and sold upon the funding of the borrower loan #76236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $288.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $369 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-ninja951 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: To replace my furnace
This loan will be used to...to pay for the cost to replace my furnance
My financial situation: Is alot better than it was. I am current with my car and mortgages
I am a good candidate for this loan because... It will give me an opportunity to continue to restablish my credit, without borrowing a large sum of money and also with a payment that I can afford and pay more, which can be applied towards the balance
Monthly net income: 2975
Monthly expenses: $ 2191.00
Housing: $ 1100.00
Insurance: $ 41.00
Car expenses: $ 80.00
Utilities: $ 80.00
Phone, cable, internet: $ 300
Food, entertainment: $ 150
Clothing, household expenses: $ 150
Credit cards and other loans: $ 50 Credit Card, 250 Car Loan
Other expenses: $
40 month - son's school lunch
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Brisket_Bob | $25.00 | 10/16/2012 6:15:42 AM |
oracle3 | $50.00 | 10/15/2012 5:05:51 PM |
pdub | $250.00 | 10/15/2012 5:06:49 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:16 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:57 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:39 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:10 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:24 PM |
Vegasjim | $25.00 | 10/15/2012 5:57:03 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:52 PM |
Rollshaft | $25.00 | 10/15/2012 6:00:16 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:37 PM |
Jalebi | $50.00 | 10/15/2012 6:28:52 PM |
Ready2Loan | $30.00 | 10/15/2012 6:44:41 PM |
sentimental-cash0 | $25.00 | 10/15/2012 6:50:03 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:48 PM |
Quiza12 | $100.00 | 10/16/2012 7:21:20 AM |
Leshan | $50.00 | 10/16/2012 7:36:18 AM |
LOANS-LOANS-LOANS | $25.00 | 10/16/2012 8:00:48 AM |
compatible-deal9 | $36.40 | 10/16/2012 8:53:26 AM |
crippledcircus | $50.00 | 10/16/2012 7:45:33 AM |
sgt-schultz | $40.00 | 10/16/2012 8:24:18 AM |
cattlebaron | $25.00 | 10/15/2012 5:11:41 PM |
mschoenf | $100.00 | 10/15/2012 5:18:19 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:46 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:56 PM |
flo_rida | $100.00 | 10/15/2012 5:21:40 PM |
shaps | $50.00 | 10/15/2012 5:22:31 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:15 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:56 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:32 PM |
mikrolown | $25.00 | 10/15/2012 6:04:52 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:55 PM |
toblerone | $25.00 | 10/15/2012 6:24:13 PM |
etraboulay | $50.00 | 10/15/2012 6:31:49 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:45:32 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:32 PM |
Astyanax | $30.00 | 10/15/2012 10:37:14 PM |
compassion-twister2 | $50.00 | 10/15/2012 7:03:48 PM |
bonus-seahorse | $200.00 | 10/16/2012 1:31:55 AM |
dc4vlad | $82.17 | 10/16/2012 5:08:29 AM |
treasure-bliss | $50.00 | 10/16/2012 5:37:27 AM |
bbjones3 | $25.00 | 10/16/2012 6:36:06 AM |
AldiHoldings | $25.00 | 10/15/2012 10:10:19 PM |
slowgains | $25.00 | 10/15/2012 10:28:34 PM |
the-profit-oracle | $25.00 | 10/16/2012 5:46:49 AM |
ChewyZ | $25.00 | 10/16/2012 6:14:58 AM |
crw1950 | $31.43 | 10/16/2012 6:26:40 AM |
PThor | $25.00 | 10/16/2012 7:13:24 AM |
seabassx | $25.00 | 10/16/2012 7:23:26 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
653614
This series of Notes was issued and sold upon the funding of the borrower loan #76415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $192.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 32% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 28y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,270 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| LINEFIVE |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 77 ( 99% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 1% )
| 640-659
(Jul-2011)
680-699
(Aug-2009)
660-679
(Aug-2008)
660-679
(Jun-2008)
|
Principal balance:
| $2,150.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 78 | | |
Description
Medical/Dental/Misc
Purpose of loan:
This loan will be used to....help my mom with some medical expenses (victim of mugging)... pay for a crown (what insurance doesn't) ..pay off my existing Prosper loan so I only have one.....and pay off some small cards I have to close them....
My financial situation:
I am a good candidate for this loan because....I have paid off two Prosper loans already...never missed a payment.
Monthly net income: $2,000
Monthly expenses: $
Housing: $825
Insurance: $
Car expenses: $80
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $400.00 | 10/12/2012 5:00:51 PM |
LittleMingo | $50.00 | 10/12/2012 5:01:44 PM |
Wangchuk | $25.00 | 10/12/2012 5:03:27 PM |
SergRoosterDu | $25.00 | 10/12/2012 5:09:37 PM |
community-burrito9 | $35.00 | 10/12/2012 5:22:32 PM |
Dubbs360 | $200.00 | 10/12/2012 5:22:52 PM |
hillerod | $26.12 | 10/12/2012 5:04:17 PM |
dkjl | $25.80 | 10/12/2012 5:31:19 PM |
market-cougar3 | $50.00 | 10/12/2012 5:40:27 PM |
felicity-contributor3 | $50.00 | 10/12/2012 5:07:30 PM |
DasMula | $50.00 | 10/12/2012 5:10:25 PM |
janeybooboo | $150.00 | 10/12/2012 5:01:48 PM |
moola-accelerator6 | $40.00 | 10/12/2012 5:04:44 PM |
DasMula | $50.00 | 10/12/2012 5:08:25 PM |
berniemadeoff | $50.00 | 10/12/2012 5:08:45 PM |
Dusigrosz | $250.00 | 10/12/2012 5:26:27 PM |
Banker2OO7 | $75.00 | 10/12/2012 5:31:16 PM |
friedokra | $25.00 | 10/12/2012 5:43:04 PM |
skillful-asset5 | $30.00 | 10/12/2012 5:57:44 PM |
thankful-nickel2 | $25.00 | 10/12/2012 5:41:46 PM |
tolerant-currency6 | $25.00 | 10/12/2012 5:48:25 PM |
fascinating-generosity3 | $100.00 | 10/12/2012 5:00:52 PM |
fantastic-contract1 | $300.00 | 10/12/2012 5:00:53 PM |
NekHoldings | $25.00 | 10/12/2012 5:04:40 PM |
sweety075 | $25.00 | 10/12/2012 5:05:39 PM |
trumpeter391 | $100.00 | 10/12/2012 5:15:12 PM |
myutmost | $86.00 | 10/12/2012 5:21:07 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 5:27:04 PM |
Jalebi | $50.00 | 10/12/2012 5:28:49 PM |
trumpeter5 | $25.00 | 10/12/2012 5:01:10 PM |
MoneyForNothing | $77.77 | 10/12/2012 5:01:46 PM |
Whipster | $60.00 | 10/12/2012 5:04:11 PM |
etraboulay | $50.00 | 10/12/2012 5:37:04 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:09 PM |
apostle901 | $25.00 | 10/12/2012 5:46:33 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 5:47:51 PM |
DevinHill | $30.00 | 10/12/2012 5:10:46 PM |
scholarly-order6 | $100.00 | 10/12/2012 5:52:16 PM |
grammaspurse | $25.00 | 10/12/2012 5:18:00 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:27 PM |
five-star-note | $200.00 | 10/12/2012 5:22:20 PM |
moola-flag4 | $25.00 | 10/12/2012 5:08:55 PM |
cardminger | $25.00 | 10/12/2012 5:13:26 PM |
Bob450 | $25.00 | 10/12/2012 5:20:37 PM |
The-Helper | $25.00 | 10/12/2012 5:22:13 PM |
marwadi-62 | $500.00 | 10/12/2012 5:25:47 PM |
myduck | $40.00 | 10/12/2012 5:50:00 PM |
zipemdown | $25.00 | 10/12/2012 5:33:39 PM |
ethical-truth211 | $649.31 | 10/12/2012 5:58:18 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:31 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
653644
This series of Notes was issued and sold upon the funding of the borrower loan #76336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 21.62% |
Borrower rate/APR:
| 22.62% / 25.13% |
Monthly payment:
| $307.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.16% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,938 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-bearer |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2012)
660-679
(Nov-2011)
680-699
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Pay Off Taxes
I need to pay off Federal and State taxes. Since I paid off my previous Prosper loan and a credit card, this payment will not be hard to make.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $120.04 | 10/12/2012 5:01:13 PM |
janeybooboo | $100.00 | 10/12/2012 5:03:50 PM |
brandonm78 | $25.00 | 10/12/2012 5:04:32 PM |
moola-accelerator6 | $50.00 | 10/12/2012 5:06:35 PM |
vutah | $25.00 | 10/12/2012 5:09:02 PM |
SergRoosterDu | $34.00 | 10/12/2012 5:10:37 PM |
Dubbs360 | $200.00 | 10/12/2012 5:22:52 PM |
wonder3 | $35.00 | 10/12/2012 5:02:25 PM |
digitalalchemist | $25.00 | 10/12/2012 5:32:22 PM |
sweety075 | $25.00 | 10/12/2012 5:06:13 PM |
BigSkyFinancial | $60.22 | 10/12/2012 5:49:21 PM |
AF-Chief | $25.00 | 10/12/2012 5:53:24 PM |
ethical-truth211 | $500.00 | 10/12/2012 5:54:28 PM |
Assets-Up | $25.00 | 10/12/2012 5:01:54 PM |
john0720 | $25.00 | 10/12/2012 5:02:18 PM |
MoneyForNothing | $25.11 | 10/12/2012 5:04:51 PM |
84928429 | $50.00 | 10/12/2012 5:07:40 PM |
bazaar-tulip | $25.00 | 10/12/2012 6:16:41 PM |
Silver_Rupee | $25.01 | 10/12/2012 6:17:43 PM |
Jasner | $25.00 | 10/12/2012 5:30:41 PM |
01a_MrsUSC | $50.00 | 10/12/2012 6:51:09 PM |
slowgains | $28.88 | 10/12/2012 5:32:51 PM |
EL_Papin | $25.00 | 10/12/2012 6:02:49 PM |
petsheep | $25.00 | 10/12/2012 5:41:14 PM |
amlu1988 | $25.00 | 10/12/2012 10:30:35 PM |
promise2 | $25.00 | 10/12/2012 10:41:58 PM |
tolerant-currency6 | $25.00 | 10/12/2012 5:49:25 PM |
ptjg | $52.00 | 10/12/2012 5:50:23 PM |
Emgolda | $25.00 | 10/12/2012 6:20:45 PM |
respectful-return176 | $50.00 | 10/12/2012 5:52:06 PM |
Investor_DP | $200.00 | 10/12/2012 5:53:16 PM |
01a_MrUSC_IRA | $50.00 | 10/12/2012 6:48:49 PM |
income-triangulation1 | $25.00 | 10/13/2012 5:45:42 AM |
jasonj72 | $25.00 | 10/12/2012 6:17:09 PM |
Gregger | $25.00 | 10/12/2012 7:58:05 PM |
methodical-interest039 | $36.00 | 10/12/2012 8:14:19 PM |
bid-stockpiler1 | $207.53 | 10/13/2012 6:46:27 AM |
ChoiceInvestments | $25.00 | 10/13/2012 6:57:58 AM |
52digital | $75.00 | 10/12/2012 6:29:48 PM |
CA-Lender | $25.00 | 10/13/2012 7:27:43 AM |
LOANS-LOANS-LOANS | $25.00 | 10/13/2012 7:46:49 AM |
snm2001 | $25.00 | 10/12/2012 6:47:06 PM |
graceful-investment | $80.00 | 10/12/2012 7:41:37 PM |
success1001 | $100.00 | 10/13/2012 2:05:00 AM |
integrity-web | $25.00 | 10/12/2012 8:27:07 PM |
sickleadvocator | $25.00 | 10/12/2012 9:24:17 PM |
cloud8 | $35.39 | 10/12/2012 9:26:43 PM |
Fitiwalt7 | $25.00 | 10/12/2012 10:18:30 PM |
Mikale360 | $25.00 | 10/12/2012 10:30:19 PM |
njlom | $100.00 | 10/12/2012 11:00:32 PM |
DoctorJoe | $30.00 | 10/13/2012 7:08:23 AM |
Leshan | $100.00 | 10/13/2012 7:36:08 AM |
scholarly-order6 | $100.00 | 10/13/2012 3:18:23 AM |
bankojerry | $25.00 | 10/13/2012 7:37:40 AM |
principal-laser | $97.66 | 10/13/2012 7:51:15 AM |
Iwillhuntyoudown | $25.00 | 10/13/2012 7:54:48 AM |
jpac1066 | $50.00 | 10/13/2012 5:49:23 AM |
Whipster | $60.00 | 10/13/2012 6:54:12 AM |
bigt98 | $40.09 | 10/13/2012 7:50:50 AM |
LittleMingo | $30.00 | 10/12/2012 5:07:27 PM |
Endeavour | $150.00 | 10/12/2012 5:05:08 PM |
spirit07a | $100.00 | 10/12/2012 5:25:04 PM |
CashFlow13 | $1,250.00 | 10/12/2012 5:00:57 PM |
thehousewife | $25.00 | 10/12/2012 5:29:51 PM |
NekHoldings | $25.00 | 10/12/2012 5:07:09 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:56 PM |
ferocious-kindness8 | $30.00 | 10/12/2012 5:13:35 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:27 PM |
DasMula | $50.00 | 10/12/2012 5:20:24 PM |
well-mannered-income3 | $71.00 | 10/12/2012 6:04:11 PM |
1stBankAndHal | $25.22 | 10/12/2012 5:08:06 PM |
seabass123 | $25.00 | 10/12/2012 6:19:00 PM |
Jalebi | $50.00 | 10/12/2012 5:28:50 PM |
bellaquito | $500.00 | 10/12/2012 6:20:15 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:31 PM |
judson | $50.00 | 10/12/2012 5:34:20 PM |
thankful-nickel2 | $25.00 | 10/12/2012 5:42:20 PM |
etraboulay | $50.00 | 10/12/2012 6:57:35 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 5:27:04 PM |
trade-goblin9 | $25.00 | 10/12/2012 7:47:12 PM |
dkjl | $25.00 | 10/12/2012 5:29:59 PM |
Icyicicle | $25.00 | 10/12/2012 5:31:48 PM |
tolerant-dinero2 | $25.00 | 10/12/2012 8:54:46 PM |
dough-comforter6 | $68.87 | 10/12/2012 5:34:06 PM |
pierrelasvegas | $25.00 | 10/12/2012 5:59:53 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:17 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:09 PM |
friedokra | $25.00 | 10/12/2012 6:03:47 PM |
Astyanax | $25.00 | 10/12/2012 9:51:57 PM |
five-star-note | $200.00 | 10/12/2012 9:58:39 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 5:47:52 PM |
musegaze | $50.00 | 10/12/2012 6:13:24 PM |
AldiHoldings | $45.00 | 10/12/2012 11:22:22 PM |
CalBear08 | $33.33 | 10/12/2012 11:56:05 PM |
reordan | $25.00 | 10/12/2012 5:54:51 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:32 PM |
dedicated-diversification5 | $31.00 | 10/12/2012 6:29:16 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:31 AM |
312-Lender | $100.00 | 10/12/2012 6:19:36 PM |
sensible-fund | $25.00 | 10/12/2012 6:26:45 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:36 AM |
clean-penny059 | $100.00 | 10/12/2012 9:45:41 PM |
gotjack-IRA | $150.01 | 10/12/2012 6:52:04 PM |
income-buffalo1 | $50.00 | 10/12/2012 8:26:23 PM |
XP | $25.00 | 10/13/2012 5:18:38 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:50 AM |
DackoDenk | $25.00 | 10/12/2012 10:29:54 PM |
DiligentiaLLC | $47.13 | 10/13/2012 7:08:47 AM |
vines99 | $50.00 | 10/13/2012 12:30:19 AM |
MoneyForNothing | $0.12 | 10/13/2012 7:56:29 AM |
finance-coyote3 | $1,000.00 | 10/13/2012 4:00:37 AM |
mikeandcat | $176.39 | 10/13/2012 6:09:58 AM |
payout-bridge | $75.00 | 10/13/2012 7:56:06 AM |
113 Investments
|
Borrower Payment Dependent Notes Series
653666
This series of Notes was issued and sold upon the funding of the borrower loan #76071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $229.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,151 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-judo8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
Principal balance:
| $5,724.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Business
Purpose of loan:
This loan will be used to for production of spring and summer market.
My financial situation:
I am a good candidate for this loan because I am still actively employed. I can make payments from my job. I will not leave my "day" job until the business is at a point that it can take care of all debt and my living expenses. I do not have any late payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:28 PM |
FortuneFund | $200.00 | 10/14/2012 12:19:16 PM |
CreditBuilder2 | $25.01 | 10/14/2012 12:31:49 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:58 PM |
FWF-kinetic | $25.00 | 10/14/2012 12:55:36 PM |
best-bonafide-p2p | $25.00 | 10/14/2012 1:09:11 PM |
green-trade-dolphin2 | $28.10 | 10/14/2012 12:03:15 PM |
dinero-elevator | $50.00 | 10/14/2012 1:39:06 PM |
Jalebi | $50.00 | 10/14/2012 12:04:07 PM |
community-seahorse0 | $25.00 | 10/14/2012 12:41:15 PM |
luminous-finance9 | $26.00 | 10/14/2012 5:33:45 PM |
social-zebra | $30.00 | 10/14/2012 6:53:12 PM |
hitsman | $50.00 | 10/14/2012 1:24:01 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:17 PM |
repayment-chihuahua3 | $25.00 | 10/14/2012 1:00:43 PM |
currency-chihuahua3 | $50.00 | 10/14/2012 1:06:48 PM |
napmanger | $100.00 | 10/14/2012 1:16:01 PM |
vinayski | $25.00 | 10/14/2012 1:33:32 PM |
tolerant-currency6 | $25.00 | 10/14/2012 1:52:26 PM |
community-burrito9 | $25.00 | 10/14/2012 2:57:55 PM |
supersarah61 | $40.00 | 10/14/2012 3:44:15 PM |
Hazlenut | $150.00 | 10/15/2012 3:41:53 AM |
deal-pioneer1 | $25.00 | 10/15/2012 3:44:20 AM |
gazza49185 | $25.00 | 10/15/2012 7:47:23 AM |
note-clarinet | $50.00 | 10/15/2012 4:35:10 AM |
astute-benjamins | $150.00 | 10/15/2012 7:18:06 AM |
agalt | $100.00 | 10/15/2012 7:44:56 AM |
tolerant-dinero2 | $25.00 | 10/15/2012 7:49:49 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:00 AM |
slimof37 | $25.00 | 10/15/2012 9:51:39 AM |
whitegoldira | $150.00 | 10/15/2012 11:48:19 AM |
botfolio | $300.00 | 10/15/2012 10:15:47 AM |
fuzed | $50.00 | 10/15/2012 12:36:12 PM |
punctual-fund | $25.00 | 10/15/2012 10:25:17 AM |
courteous-trade229 | $30.00 | 10/15/2012 11:05:49 AM |
Fonthill | $500.00 | 10/15/2012 11:06:58 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:58 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 12:00:40 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:06 PM |
pdub | $500.00 | 10/15/2012 5:05:00 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:05:41 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:02 PM |
brilliant-justice214 | $50.00 | 10/15/2012 3:20:52 PM |
Emgolda | $25.00 | 10/15/2012 5:20:24 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:25 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:39 PM |
intuitive-benefit3 | $100.00 | 10/14/2012 12:20:46 PM |
Nil2008 | $100.00 | 10/14/2012 12:26:13 PM |
boylezz | $25.00 | 10/14/2012 12:48:43 PM |
gravbox | $25.00 | 10/14/2012 1:27:52 PM |
sweety075 | $25.00 | 10/14/2012 1:43:59 PM |
spirit07a | $100.00 | 10/14/2012 12:06:23 PM |
janeybooboo | $50.00 | 10/14/2012 12:12:21 PM |
brandonm78 | $25.00 | 10/14/2012 12:41:11 PM |
Dubbs360 | $200.00 | 10/14/2012 12:52:24 PM |
indomitable-coin | $25.00 | 10/14/2012 12:33:30 PM |
FortuneFundII | $200.00 | 10/14/2012 12:37:53 PM |
gentle-generosity822 | $25.00 | 10/14/2012 1:34:46 PM |
DoctorJoe | $25.00 | 10/14/2012 4:47:34 PM |
hopeful-silver5 | $50.00 | 10/14/2012 5:34:18 PM |
keen-credit6 | $27.00 | 10/14/2012 9:54:20 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:37 AM |
helpful-loan245 | $25.00 | 10/15/2012 1:16:18 AM |
BullTrojan | $31.68 | 10/15/2012 4:27:36 AM |
compatible-deal9 | $50.00 | 10/15/2012 8:25:06 AM |
moola-accelerator6 | $35.00 | 10/15/2012 8:28:08 AM |
surfcash | $500.00 | 10/15/2012 10:10:01 AM |
etraboulay | $50.00 | 10/15/2012 10:13:40 AM |
Arvicco | $400.00 | 10/15/2012 9:51:16 AM |
charming-exchange7 | $25.00 | 10/15/2012 10:24:28 AM |
invest-in-ed | $100.00 | 10/15/2012 1:58:39 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:58 PM |
WeAlNe | $25.00 | 10/15/2012 3:58:39 PM |
Sanford-N-Sons | $25.00 | 10/15/2012 2:06:15 PM |
jcw3rd | $25.00 | 10/15/2012 4:54:02 PM |
imogen22 | $50.00 | 10/15/2012 5:12:37 PM |
flo_rida | $100.00 | 10/15/2012 5:21:33 PM |
mschoenf | $100.00 | 10/15/2012 5:17:23 PM |
benevolent-marketplace4 | $2,012.21 | 10/15/2012 5:24:11 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
653684
This series of Notes was issued and sold upon the funding of the borrower loan #76321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $305.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $347 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| just-money834 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...Purchase a home
My financial situation:
I am a good candidate for this loan because...I will pay
Monthly net income: $4100
Monthly expenses: $750
Housing: $0
Insurance: $75
Car expenses: $200
Utilities: $75
Phone, cable, internet: $33
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 10/14/2012 12:04:18 PM |
open-minded-p2p1 | $25.00 | 10/14/2012 2:09:37 PM |
Jalebi | $50.00 | 10/14/2012 12:04:08 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:38 AM |
majestic-note6 | $200.00 | 10/15/2012 9:47:38 AM |
shaps | $25.00 | 10/15/2012 10:25:53 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:03 PM |
top-economy-mover | $50.00 | 10/15/2012 5:00:19 PM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:36 PM |
toomanyfishtanks | $50.00 | 10/15/2012 3:28:23 PM |
pdub | $250.00 | 10/15/2012 5:06:26 PM |
blackstar | $25.00 | 10/15/2012 3:35:56 PM |
social-heart | $25.00 | 10/15/2012 5:12:59 PM |
Taz-Man-IIWIS | $25.00 | 10/15/2012 5:29:50 PM |
tmdmf | $25.00 | 10/15/2012 5:23:56 PM |
LeReve | $500.00 | 10/15/2012 5:27:36 PM |
shrewd-peace7 | $25.00 | 10/15/2012 5:48:25 PM |
musegaze | $50.00 | 10/15/2012 5:32:09 PM |
zipemdown | $25.00 | 10/15/2012 5:57:16 PM |
TronMedici | $50.00 | 10/15/2012 5:42:07 PM |
speedy-point | $25.00 | 10/15/2012 5:59:54 PM |
selector568 | $300.00 | 10/15/2012 5:39:30 PM |
bellaquito | $500.00 | 10/15/2012 5:49:28 PM |
Beld | $50.00 | 10/15/2012 5:51:25 PM |
jazzlender | $25.00 | 10/15/2012 5:48:12 PM |
NoCal | $25.00 | 10/15/2012 6:00:13 PM |
korby524 | $25.00 | 10/15/2012 5:59:20 PM |
Katburg | $25.00 | 10/15/2012 6:09:57 PM |
melodious-fairness | $50.00 | 10/15/2012 6:10:53 PM |
micko | $25.00 | 10/15/2012 6:16:25 PM |
financial-frenzy | $50.00 | 10/15/2012 6:17:20 PM |
cash-kin7 | $25.00 | 10/15/2012 6:17:39 PM |
nimble-revenue5 | $100.00 | 10/15/2012 6:18:09 PM |
StarE | $25.00 | 10/15/2012 6:25:07 PM |
bid-czar8 | $61.00 | 10/15/2012 6:29:57 PM |
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:28 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:42 PM |
gentle-generosity822 | $25.00 | 10/14/2012 12:33:01 PM |
asset-professor | $25.00 | 10/14/2012 12:04:37 PM |
supreme-treasure8 | $100.00 | 10/14/2012 12:06:06 PM |
52digital | $75.00 | 10/14/2012 12:57:28 PM |
Dubbs360 | $200.00 | 10/14/2012 1:16:04 PM |
pierrelasvegas | $25.00 | 10/14/2012 1:36:28 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:22 PM |
asset-professor | $100.00 | 10/14/2012 6:40:18 PM |
jwill2172 | $100.00 | 10/15/2012 7:33:30 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:39 AM |
etraboulay | $50.00 | 10/15/2012 9:18:55 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:40 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:00 AM |
Weaverville | $25.00 | 10/15/2012 12:05:11 PM |
ddog0224 | $50.00 | 10/15/2012 2:25:27 PM |
Malkial | $25.00 | 10/15/2012 2:47:01 PM |
bonus-seahorse | $40.00 | 10/15/2012 3:01:54 PM |
red-eloquent-rupee | $50.00 | 10/15/2012 5:04:39 PM |
social-aspen097 | $85.00 | 10/15/2012 5:04:53 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:07 PM |
brilliant-justice214 | $50.00 | 10/15/2012 3:27:35 PM |
orchestra960 | $300.00 | 10/15/2012 5:09:01 PM |
LightTheWay | $50.00 | 10/15/2012 5:10:23 PM |
NolockHolmes | $37.00 | 10/15/2012 5:14:51 PM |
phenomenal-rate1 | $72.00 | 10/15/2012 5:07:10 PM |
spark548 | $100.00 | 10/15/2012 5:08:12 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:37 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:42 PM |
jgar_O | $35.00 | 10/15/2012 5:16:03 PM |
genius520 | $100.00 | 10/15/2012 5:12:01 PM |
mschoenf | $100.00 | 10/15/2012 5:18:34 PM |
auction-bonaza8 | $41.00 | 10/15/2012 5:26:56 PM |
laudable-balance568 | $25.00 | 10/15/2012 5:29:35 PM |
Comoparklender | $25.00 | 10/15/2012 5:38:13 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:22:59 PM |
natural-liberty4 | $103.00 | 10/15/2012 5:24:51 PM |
cp-family | $50.00 | 10/15/2012 5:41:34 PM |
haplender | $50.00 | 10/15/2012 5:26:04 PM |
oreyedoc | $28.00 | 10/15/2012 5:47:10 PM |
wizard750 | $28.00 | 10/15/2012 5:29:29 PM |
rhin0cerx | $50.00 | 10/15/2012 5:37:43 PM |
lean-trade178 | $25.00 | 10/15/2012 5:33:59 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:59 PM |
87Marc | $25.00 | 10/15/2012 6:06:36 PM |
Nickle-Back | $30.00 | 10/15/2012 6:06:42 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:25 PM |
gallant-economy9 | $50.00 | 10/15/2012 6:15:43 PM |
exact-p2p2 | $25.00 | 10/15/2012 6:16:04 PM |
terrific-dough6 | $50.00 | 10/15/2012 6:17:02 PM |
first-friendly-listing | $50.00 | 10/15/2012 6:00:07 PM |
miamibeachloaner | $25.00 | 10/15/2012 6:24:52 PM |
WalnutCreekguy | $50.00 | 10/15/2012 6:00:33 PM |
BostonCapital | $100.00 | 10/15/2012 6:29:17 PM |
kind-lovely-marketplace | $25.00 | 10/15/2012 6:29:33 PM |
Wellman | $25.00 | 10/15/2012 6:03:33 PM |
capital-renewal | $50.00 | 10/15/2012 6:06:15 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:23 PM |
organic-commerce9 | $25.00 | 10/15/2012 6:23:00 PM |
new-gold-wrangler | $1,000.00 | 10/15/2012 6:25:54 PM |
panther757 | $25.00 | 10/15/2012 6:26:51 PM |
wonderous-principal083 | $25.00 | 10/15/2012 6:27:12 PM |
organic-order | $25.00 | 10/15/2012 6:26:26 PM |
burrito6 | $50.00 | 10/15/2012 6:27:03 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
653704
This series of Notes was issued and sold upon the funding of the borrower loan #76347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $441.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,236 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| goodhearted-justice442 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off the outstanding debt I incurred straight out of college, but have not been able to pay off due to high interest rates.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any outstanding debt, and I have a stable job with steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
oracle3 | $50.00 | 10/15/2012 5:05:51 PM |
repayment-pagoda8 | $100.00 | 10/15/2012 5:09:53 PM |
mschoenf | $100.00 | 10/15/2012 5:17:38 PM |
Arvicco | $400.00 | 10/15/2012 5:26:43 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:17 PM |
neighborly-hope6 | $100.00 | 10/15/2012 5:48:28 PM |
FortuneFund | $200.00 | 10/15/2012 5:51:32 PM |
indomitable-coin | $25.00 | 10/15/2012 6:02:16 PM |
Jalebi | $50.00 | 10/15/2012 6:28:53 PM |
Vegasjim | $25.00 | 10/15/2012 6:25:26 PM |
prudent-deal662 | $25.00 | 10/15/2012 6:57:13 PM |
kfrench | $75.00 | 10/15/2012 7:00:08 PM |
finder61 | $25.00 | 10/15/2012 8:36:29 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:52 AM |
blue-useful-auction | $25.00 | 10/16/2012 6:37:22 AM |
community-seahorse0 | $25.00 | 10/16/2012 9:45:43 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:17 AM |
loyalty-circuitry | $100.00 | 10/16/2012 12:24:26 PM |
soarmore | $25.00 | 10/16/2012 5:12:24 PM |
Solid-Platinum | $47.16 | 10/16/2012 5:29:17 PM |
Emgolda | $25.00 | 10/16/2012 5:16:45 PM |
larsowe | $75.00 | 10/16/2012 5:34:39 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:54 PM |
YampaQuant | $25.00 | 10/17/2012 6:41:19 AM |
paladin510 | $25.00 | 10/17/2012 7:04:38 AM |
exciting-finance288 | $30.00 | 10/16/2012 8:23:17 PM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:49 PM |
promise2 | $25.00 | 10/17/2012 8:52:45 AM |
market-maximizer472 | $25.00 | 10/17/2012 7:28:35 AM |
retiresecure | $25.00 | 10/17/2012 1:44:52 PM |
interest-jedi785 | $100.00 | 10/17/2012 12:18:20 PM |
versatile-integrity8 | $25.47 | 10/17/2012 12:53:40 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:34 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:17:34 PM |
benefit-banshee | $25.00 | 10/17/2012 8:35:07 PM |
Dharvesi | $25.00 | 10/17/2012 5:44:35 PM |
gain-neutrino9 | $25.00 | 10/17/2012 5:45:45 PM |
unclehank | $25.00 | 10/18/2012 6:07:25 AM |
powerful-return1 | $33.00 | 10/18/2012 8:36:41 AM |
GOLDEN007 | $25.00 | 10/18/2012 11:21:22 AM |
GTFreeFlyer | $25.00 | 10/18/2012 11:49:40 AM |
blue-trade-optimizer | $25.00 | 10/18/2012 10:36:32 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:30 AM |
krisran | $50.00 | 10/18/2012 1:25:49 PM |
roman1998 | $50.00 | 10/18/2012 12:18:00 PM |
Culebra1930 | $75.00 | 10/18/2012 12:33:09 PM |
Plutis | $25.00 | 10/18/2012 5:47:48 PM |
return-aurora853 | $500.00 | 10/18/2012 5:40:43 PM |
principal-aggregator5 | $25.00 | 10/18/2012 2:35:44 PM |
jpblan11 | $25.00 | 10/18/2012 3:50:38 PM |
loyalty-hornet6 | $25.00 | 10/18/2012 6:02:56 PM |
Tradesmanlender | $25.00 | 10/18/2012 6:04:53 PM |
enticing-note | $25.00 | 10/18/2012 6:33:19 PM |
Castellan | $50.00 | 10/18/2012 6:13:42 PM |
mason13a | $25.00 | 10/18/2012 6:46:41 PM |
downtownfarm | $25.00 | 10/18/2012 6:49:24 PM |
community-pipeline | $25.00 | 10/18/2012 6:36:22 PM |
lender987654321 | $50.00 | 10/18/2012 6:37:38 PM |
fairness-palm | $50.00 | 10/18/2012 6:53:20 PM |
adub1979 | $75.00 | 10/18/2012 6:53:22 PM |
finance-refresher3 | $50.00 | 10/18/2012 6:53:50 PM |
taz007 | $25.00 | 10/18/2012 6:59:16 PM |
availableloan | $25.00 | 10/18/2012 6:43:45 PM |
systematic-dollar9 | $25.00 | 10/18/2012 7:00:54 PM |
js60l | $25.00 | 10/18/2012 7:03:03 PM |
blue-fervent-pound | $25.00 | 10/18/2012 7:03:09 PM |
TSC | $50.00 | 10/18/2012 7:03:41 PM |
rewards | $25.00 | 10/18/2012 7:03:54 PM |
Taxman44 | $25.00 | 10/18/2012 6:43:40 PM |
lenderforyoutoday | $50.00 | 10/18/2012 7:08:52 PM |
reflective-deal8 | $50.00 | 10/18/2012 7:09:06 PM |
-Me | $25.00 | 10/18/2012 6:58:55 PM |
upupandaway | $50.00 | 10/18/2012 7:11:22 PM |
lendermender | $25.00 | 10/18/2012 6:59:14 PM |
proper-exchange8 | $50.00 | 10/18/2012 6:50:13 PM |
gemoscar | $25.00 | 10/18/2012 7:12:33 PM |
impartial-deal | $25.00 | 10/18/2012 6:50:27 PM |
blooming-market | $25.00 | 10/18/2012 7:15:04 PM |
PhalanxBulldog | $25.00 | 10/18/2012 7:02:08 PM |
mizon291 | $25.00 | 10/18/2012 6:58:07 PM |
jamschmidt | $25.00 | 10/18/2012 7:04:59 PM |
lincs | $25.00 | 10/18/2012 7:06:23 PM |
titaniumtommy | $25.00 | 10/18/2012 7:07:18 PM |
boisvek | $40.00 | 10/18/2012 7:02:12 PM |
integrity-saver | $25.00 | 10/18/2012 7:08:36 PM |
jonniefive | $25.00 | 10/18/2012 7:04:01 PM |
hard-working-rate3 | $25.00 | 10/18/2012 7:04:07 PM |
determined-bill5 | $100.00 | 10/18/2012 7:04:11 PM |
productive-principal7 | $25.00 | 10/18/2012 7:09:58 PM |
Farknight | $25.00 | 10/18/2012 7:04:25 PM |
peace-flower9 | $50.00 | 10/18/2012 7:04:42 PM |
dthompso | $50.00 | 10/18/2012 7:11:16 PM |
enterprising-integrity | $50.00 | 10/18/2012 7:05:32 PM |
Nopa | $25.00 | 10/18/2012 7:13:40 PM |
poster177 | $50.00 | 10/18/2012 7:14:12 PM |
outwish | $25.00 | 10/18/2012 7:07:27 PM |
AldiHoldings | $50.00 | 10/18/2012 7:14:23 PM |
Edwin_Rae | $25.00 | 10/18/2012 7:07:50 PM |
agile-diversification2 | $25.00 | 10/18/2012 7:14:58 PM |
corvettejrw | $25.00 | 10/18/2012 7:15:08 PM |
keyfig | $25.00 | 10/18/2012 7:15:15 PM |
reasonable-greenback | $50.00 | 10/18/2012 7:09:31 PM |
cablenews | $100.00 | 10/18/2012 7:11:26 PM |
jts | $25.00 | 10/18/2012 7:12:00 PM |
Natronpee | $25.00 | 10/18/2012 7:13:59 PM |
siege01 | $50.00 | 10/18/2012 7:14:32 PM |
Zolton | $300.00 | 10/18/2012 7:14:37 PM |
Jeffersonbank | $50.00 | 10/18/2012 7:15:14 PM |
pdub | $500.00 | 10/15/2012 5:05:09 PM |
lionheart722 | $100.00 | 10/15/2012 5:08:29 PM |
imogen22 | $50.00 | 10/15/2012 5:12:48 PM |
flo_rida | $100.00 | 10/15/2012 5:21:40 PM |
shaps | $50.00 | 10/15/2012 5:22:08 PM |
green-discrete-rupee | $50.00 | 10/15/2012 5:29:02 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 5:50:18 PM |
windguy | $50.00 | 10/15/2012 5:25:57 PM |
mdv | $25.00 | 10/15/2012 5:36:24 PM |
obedient-payout0 | $25.00 | 10/15/2012 5:40:38 PM |
repayment-chihuahua3 | $25.00 | 10/15/2012 5:52:59 PM |
bright-idea11 | $25.00 | 10/15/2012 5:53:51 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:23 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:37 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:55 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:32 PM |
Ripsaw4U | $50.00 | 10/15/2012 6:23:25 PM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 6:31:23 PM |
bellaquito | $500.00 | 10/15/2012 7:31:44 PM |
hopeful_lender | $100.00 | 10/15/2012 7:45:01 PM |
cerebral-dollar773 | $30.00 | 10/15/2012 8:08:19 PM |
compassion-twister2 | $50.00 | 10/15/2012 7:03:48 PM |
nakanu | $25.00 | 10/15/2012 7:27:14 PM |
blot44 | $25.00 | 10/15/2012 8:18:16 PM |
Darts | $50.00 | 10/15/2012 11:02:03 PM |
california111 | $50.00 | 10/15/2012 11:24:26 PM |
PThor | $25.00 | 10/16/2012 7:13:24 AM |
Plow_n_Sow | $50.00 | 10/16/2012 10:10:55 AM |
compoundinterest | $25.00 | 10/16/2012 10:34:06 AM |
Investoman | $25.00 | 10/16/2012 10:40:53 AM |
decisive-income7 | $1,000.00 | 10/16/2012 12:26:00 PM |
inspiring-kindness062 | $50.00 | 10/16/2012 3:00:44 PM |
prudent-dough458 | $25.00 | 10/16/2012 5:01:56 PM |
currency-chihuahua3 | $50.00 | 10/16/2012 5:21:33 PM |
AFairDeal | $25.00 | 10/16/2012 5:27:26 PM |
silver-explorer6 | $25.00 | 10/16/2012 5:31:53 PM |
hitsman | $50.00 | 10/16/2012 5:57:01 PM |
EnglishGeekInNYC | $25.00 | 10/16/2012 5:49:50 PM |
spiff666 | $26.66 | 10/16/2012 6:30:38 PM |
aabadabadoo | $25.00 | 10/16/2012 7:05:24 PM |
antlr | $25.00 | 10/16/2012 8:15:09 PM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:44 PM |
Eisande | $25.00 | 10/16/2012 8:24:24 PM |
houston2077 | $50.00 | 10/17/2012 9:08:55 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:07 AM |
misit | $25.00 | 10/17/2012 10:15:40 AM |
broosky2 | $50.00 | 10/17/2012 7:35:30 AM |
UT-Longhorn | $25.00 | 10/17/2012 8:52:02 AM |
Good-Yield | $25.00 | 10/17/2012 9:51:10 AM |
random12345 | $25.00 | 10/17/2012 11:04:59 AM |
gentle-gain235 | $100.00 | 10/17/2012 1:20:15 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:32 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:21 PM |
pilot1723 | $25.00 | 10/17/2012 10:54:55 PM |
iamabby | $25.00 | 10/17/2012 7:08:14 PM |
orange-influential-credit | $25.00 | 10/18/2012 4:29:57 AM |
MissionMicroFinance | $25.00 | 10/17/2012 7:15:57 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:24 AM |
newest-yield-wasp | $25.00 | 10/18/2012 12:38:56 AM |
compassion-paladin042 | $50.00 | 10/18/2012 8:38:51 AM |
Theboof | $47.00 | 10/18/2012 9:16:25 AM |
RoyFauntleroy | $25.00 | 10/18/2012 9:30:27 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:52 PM |
kegs | $150.00 | 10/18/2012 2:25:32 PM |
american6 | $50.00 | 10/18/2012 5:48:06 PM |
Long-term2040 | $25.00 | 10/18/2012 4:44:29 PM |
nbah123 | $50.00 | 10/18/2012 5:40:41 PM |
damage | $25.00 | 10/18/2012 5:58:13 PM |
nourishing-order8 | $25.00 | 10/18/2012 5:49:30 PM |
dharma1 | $25.00 | 10/18/2012 5:46:06 PM |
emphatic-responsibility | $50.00 | 10/18/2012 6:02:53 PM |
excellent-funds649 | $50.00 | 10/18/2012 6:14:31 PM |
best-listing-toro | $25.00 | 10/18/2012 6:14:47 PM |
mar97 | $25.00 | 10/18/2012 6:04:25 PM |
enterprising-exchange6 | $50.00 | 10/18/2012 5:59:13 PM |
logical-reward8 | $25.00 | 10/18/2012 6:12:06 PM |
jedi053 | $100.00 | 10/18/2012 6:12:43 PM |
AmericanCredit | $100.00 | 10/18/2012 6:34:25 PM |
pious-currency875 | $100.00 | 10/18/2012 6:35:48 PM |
wtrboy | $25.00 | 10/18/2012 6:51:37 PM |
skuba | $75.00 | 10/18/2012 6:56:48 PM |
Cheburashka | $30.00 | 10/18/2012 6:57:29 PM |
abkennedy | $25.00 | 10/18/2012 6:57:37 PM |
power-trophy7 | $25.00 | 10/18/2012 6:59:10 PM |
compassionate-payment218 | $25.00 | 10/18/2012 6:34:28 PM |
invincible-deal82 | $25.00 | 10/18/2012 7:00:03 PM |
Jaguar-Nation | $25.00 | 10/18/2012 7:01:00 PM |
delivery | $25.00 | 10/18/2012 7:02:53 PM |
first-favorite-bonus9 | $25.00 | 10/18/2012 6:50:25 PM |
feedpaulyfaster | $25.00 | 10/18/2012 7:05:23 PM |
sharpey | $25.00 | 10/18/2012 6:43:13 PM |
daveinthecity | $25.00 | 10/18/2012 7:06:03 PM |
psonicl | $100.00 | 10/18/2012 7:06:06 PM |
aspen5 | $50.00 | 10/18/2012 6:43:51 PM |
important-penny3 | $25.00 | 10/18/2012 7:07:45 PM |
meux99 | $25.00 | 10/18/2012 7:08:20 PM |
Sigonio | $50.00 | 10/18/2012 7:08:34 PM |
orindalender | $50.00 | 10/18/2012 7:08:39 PM |
exchange-pledge | $50.00 | 10/18/2012 7:08:41 PM |
acropiloterau2002 | $25.00 | 10/18/2012 7:09:34 PM |
likeable-reward | $25.00 | 10/18/2012 6:57:40 PM |
Clambake | $25.00 | 10/18/2012 7:10:23 PM |
MtnLend | $25.00 | 10/18/2012 7:11:38 PM |
TheIncredibleHawk | $25.00 | 10/18/2012 7:11:43 PM |
New-Brunswick-Investor | $25.00 | 10/18/2012 7:12:43 PM |
holstj | $25.00 | 10/18/2012 7:13:18 PM |
gallant-economy9 | $50.00 | 10/18/2012 7:13:26 PM |
new-return-faire | $100.00 | 10/18/2012 7:13:55 PM |
TheGoodSamaritan | $26.40 | 10/18/2012 7:14:20 PM |
fiddlerzvi | $50.00 | 10/18/2012 7:01:02 PM |
KWarrior | $100.00 | 10/18/2012 7:02:19 PM |
nick5454 | $25.00 | 10/18/2012 7:03:27 PM |
ThomasCrown | $50.00 | 10/18/2012 7:03:42 PM |
worthy-dinero8 | $25.00 | 10/18/2012 6:57:38 PM |
economy-molecule3 | $500.00 | 10/18/2012 7:04:26 PM |
selvamfinance | $25.00 | 10/18/2012 7:04:40 PM |
HibbyD | $30.00 | 10/18/2012 7:00:52 PM |
Carpetkid | $100.00 | 10/18/2012 7:06:16 PM |
figs4u2 | $100.00 | 10/18/2012 7:02:29 PM |
enriching-trade2 | $50.00 | 10/18/2012 7:02:59 PM |
syounker | $25.00 | 10/18/2012 7:03:22 PM |
bvzm | $25.00 | 10/18/2012 7:04:03 PM |
ramsbladder | $25.00 | 10/18/2012 7:09:36 PM |
inspired-investment8 | $100.00 | 10/18/2012 7:04:13 PM |
ryreesado | $25.00 | 10/18/2012 7:04:53 PM |
bixorama | $25.00 | 10/18/2012 7:11:15 PM |
miket71 | $30.00 | 10/18/2012 7:12:13 PM |
established-responsibility10 | $25.00 | 10/18/2012 7:12:25 PM |
investment-network | $50.00 | 10/18/2012 7:12:47 PM |
wdfraser | $25.00 | 10/18/2012 7:13:11 PM |
economy-hercules9 | $50.00 | 10/18/2012 7:07:13 PM |
cash-merry-maker | $25.00 | 10/18/2012 7:14:33 PM |
lounges | $25.00 | 10/18/2012 7:08:05 PM |
skeptikos | $100.00 | 10/18/2012 7:09:48 PM |
power-haven459 | $25.00 | 10/18/2012 7:12:40 PM |
LogicalCC | $25.00 | 10/18/2012 7:13:13 PM |
QuinMccoy | $50.00 | 10/18/2012 7:14:14 PM |
ualf | $50.00 | 10/18/2012 7:14:35 PM |
246 Investments
|
Borrower Payment Dependent Notes Series
653770
This series of Notes was issued and sold upon the funding of the borrower loan #76531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $168.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.79% | | |
| |
Estimated return*:
| 9.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,960 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| dojo816 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/13/2012 12:04:23 PM |
gentle-generosity822 | $25.00 | 10/13/2012 12:03:54 PM |
evilkats | $50.00 | 10/13/2012 12:24:14 PM |
new-gold-wrangler | $1,000.00 | 10/13/2012 12:26:13 PM |
RLaumeyer | $70.22 | 10/13/2012 12:30:24 PM |
LightTheWay | $50.00 | 10/13/2012 12:35:49 PM |
brandonm78 | $25.00 | 10/13/2012 12:36:00 PM |
cr8on | $75.00 | 10/13/2012 12:41:06 PM |
MoneyForNothing | $25.02 | 10/13/2012 12:03:50 PM |
sweety075 | $25.00 | 10/13/2012 12:04:24 PM |
vigorous-payment6 | $25.00 | 10/13/2012 12:20:14 PM |
silver-enlightenment0 | $25.00 | 10/13/2012 12:20:49 PM |
Jalebi | $50.00 | 10/13/2012 1:13:10 PM |
LaGrangeLender | $60.00 | 10/13/2012 12:26:43 PM |
fulfilling-investment4 | $25.00 | 10/13/2012 12:29:36 PM |
vutah | $45.00 | 10/13/2012 12:01:55 PM |
community-burrito9 | $55.00 | 10/13/2012 2:22:56 PM |
ethicalhumanist | $100.00 | 10/13/2012 2:29:19 PM |
whitegold24k | $50.00 | 10/13/2012 2:42:03 PM |
citytreker | $25.00 | 10/13/2012 2:52:01 PM |
friedokra | $25.00 | 10/13/2012 2:52:58 PM |
CaptainBL | $25.00 | 10/13/2012 12:48:12 PM |
Comoparklender | $25.00 | 10/13/2012 12:48:51 PM |
handshake5 | $55.00 | 10/13/2012 12:15:22 PM |
gold-sushi | $25.00 | 10/13/2012 12:53:59 PM |
EngineersAlliance | $100.00 | 10/13/2012 12:54:41 PM |
profitable-fairness1 | $46.00 | 10/13/2012 1:03:47 PM |
panther757 | $25.00 | 10/13/2012 1:04:47 PM |
money-baron-roth-IRA | $50.00 | 10/13/2012 12:45:10 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:26 PM |
first-pragmatic-power | $25.00 | 10/13/2012 12:48:08 PM |
sudeep104 | $25.00 | 10/13/2012 12:56:44 PM |
supreme-treasure8 | $100.00 | 10/13/2012 1:08:29 PM |
LivingInvestments00 | $25.00 | 10/13/2012 1:14:20 PM |
djh47a | $25.00 | 10/13/2012 1:25:55 PM |
Dubbs360 | $200.00 | 10/13/2012 1:51:21 PM |
01a_MrsUSC | $50.00 | 10/13/2012 2:08:07 PM |
cordial-affluence2 | $25.00 | 10/13/2012 2:23:03 PM |
sensible-fund | $29.53 | 10/13/2012 2:46:58 PM |
vines99 | $50.00 | 10/13/2012 2:58:08 PM |
340 | $6.90 | 10/13/2012 2:58:37 PM |
BigSkyFinancial | $60.22 | 10/13/2012 12:12:02 PM |
cash-mad-scientist3 | $25.00 | 10/13/2012 12:28:43 PM |
velocityasaurus-rex4 | $100.00 | 10/13/2012 12:30:10 PM |
duty-viola | $35.00 | 10/13/2012 12:34:13 PM |
pierrelasvegas | $25.00 | 10/13/2012 12:45:38 PM |
Military_Money_Wise | $25.00 | 10/13/2012 12:01:53 PM |
janeybooboo | $100.00 | 10/13/2012 12:02:28 PM |
zipemdown | $25.00 | 10/13/2012 12:48:34 PM |
payout-paradise5 | $25.00 | 10/13/2012 12:09:46 PM |
principal-cooker2 | $50.00 | 10/13/2012 12:58:24 PM |
money-baron | $100.00 | 10/13/2012 1:02:36 PM |
AF-Chief | $25.00 | 10/13/2012 1:06:38 PM |
fcrick | $25.00 | 10/13/2012 1:11:54 PM |
foxtrot12 | $75.00 | 10/13/2012 1:19:59 PM |
Grandmahoneybee | $25.00 | 10/13/2012 1:21:14 PM |
wealth-grasshopper0 | $50.00 | 10/13/2012 12:34:41 PM |
01a_MrUSC_IRA | $25.00 | 10/13/2012 2:00:07 PM |
tech310 | $50.00 | 10/13/2012 12:38:31 PM |
community-seahorse0 | $25.00 | 10/13/2012 12:46:26 PM |
Macbethofscots | $25.00 | 10/13/2012 1:06:47 PM |
persist_in_doing | $25.00 | 10/13/2012 12:30:57 PM |
american-investor | $25.00 | 10/13/2012 12:39:37 PM |
HeroSupport | $60.00 | 10/13/2012 1:45:31 PM |
octoberfresh | $25.00 | 10/13/2012 12:48:03 PM |
ryan6853 | $25.11 | 10/13/2012 12:55:18 PM |
fortytwo | $102.00 | 10/13/2012 12:59:22 PM |
musegaze | $50.00 | 10/13/2012 1:01:21 PM |
klippies | $25.00 | 10/13/2012 1:05:34 PM |
0_0 | $25.00 | 10/13/2012 1:23:21 PM |
CoolPlexer | $25.00 | 10/13/2012 1:35:00 PM |
bellaquito | $500.00 | 10/13/2012 1:50:48 PM |
truth-boomarang | $25.00 | 10/13/2012 2:41:27 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
653844
This series of Notes was issued and sold upon the funding of the borrower loan #76329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $361.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 51% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,599 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-communicator5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2011)
|
Principal balance:
| $2,847.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... Payoff high interest rate debt
My financial situation: 2 income household
I am a good candidate for this loan because... I have a good credit score, a stable job in a hospital, and am responsible with paying all my bills on time. Also this will be my second Prosper Loan. I can afford my previous payments and will continue to do so once they are consolidated with a much lower interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FinanceEngine | $55.00 | 10/15/2012 5:08:48 PM |
repayment-pagoda8 | $100.00 | 10/15/2012 5:09:43 PM |
imogen22 | $50.00 | 10/15/2012 5:12:38 PM |
UncleScroogeDMD | $100.00 | 10/15/2012 5:41:31 PM |
Arvicco | $400.00 | 10/15/2012 5:26:32 PM |
community-burrito9 | $45.00 | 10/15/2012 5:21:38 PM |
flo_rida | $100.00 | 10/15/2012 5:21:41 PM |
ready-interest9 | $25.00 | 10/15/2012 5:29:06 PM |
benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:15 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:40 PM |
intuitive-benefit3 | $100.00 | 10/15/2012 5:59:12 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:25 PM |
kls4560 | $25.00 | 10/15/2012 5:47:51 PM |
indomitable-coin | $25.00 | 10/15/2012 6:02:17 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 5:50:18 PM |
repayment-chihuahua3 | $25.00 | 10/15/2012 5:53:00 PM |
vinayski | $25.00 | 10/15/2012 6:18:46 PM |
Billfred | $25.00 | 10/15/2012 7:06:24 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:56 PM |
nv | $43.27 | 10/15/2012 8:31:44 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:33 PM |
prudent-bid3 | $25.00 | 10/15/2012 6:58:03 PM |
Dubbs360 | $200.00 | 10/15/2012 6:56:26 PM |
Nil2008 | $100.00 | 10/15/2012 7:15:46 PM |
cyclingdiver | $25.00 | 10/15/2012 8:27:41 PM |
unequivocal-power3 | $25.00 | 10/15/2012 8:48:41 PM |
diversification-cycle4 | $50.00 | 10/15/2012 9:00:49 PM |
Nazbuster | $200.00 | 10/15/2012 9:04:00 PM |
top-payout-enclave | $30.00 | 10/15/2012 9:22:55 PM |
vines99 | $25.00 | 10/15/2012 9:17:11 PM |
AldiHoldings | $25.00 | 10/15/2012 10:25:26 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:16 PM |
janeybooboo | $100.00 | 10/15/2012 5:07:03 PM |
pdub | $750.00 | 10/15/2012 5:04:18 PM |
friedokra | $25.00 | 10/15/2012 5:05:39 PM |
spirit07a | $100.00 | 10/15/2012 5:22:43 PM |
mschoenf | $100.00 | 10/15/2012 5:17:25 PM |
market-cougar3 | $50.00 | 10/15/2012 5:15:49 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:41 PM |
networks4ever | $25.00 | 10/15/2012 5:27:47 PM |
phaded | $25.00 | 10/15/2012 5:28:34 PM |
windguy | $50.00 | 10/15/2012 5:25:48 PM |
FortuneFund | $200.00 | 10/15/2012 5:51:33 PM |
napmanger | $100.00 | 10/15/2012 5:42:30 PM |
aztec | $50.00 | 10/15/2012 5:46:39 PM |
Cookstersalibi | $25.00 | 10/15/2012 6:06:07 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:33 PM |
hitsman | $50.00 | 10/15/2012 6:13:50 PM |
EnglishGeekInNYC | $25.00 | 10/15/2012 6:11:11 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:23 PM |
gravbox | $25.00 | 10/15/2012 6:19:13 PM |
CreditBuilder2 | $25.01 | 10/15/2012 6:16:43 PM |
camaraderi-aficionado9 | $25.00 | 10/15/2012 6:27:42 PM |
Jalebi | $50.00 | 10/15/2012 6:28:55 PM |
Sanford-N-Sons | $25.00 | 10/15/2012 6:29:15 PM |
return-venture1 | $90.90 | 10/15/2012 7:10:41 PM |
penny-firestarter | $25.00 | 10/15/2012 7:12:42 PM |
etraboulay | $50.00 | 10/15/2012 6:31:50 PM |
dollar-idol7 | $34.00 | 10/15/2012 6:33:13 PM |
dukeiyer | $25.00 | 10/15/2012 7:30:32 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:15 PM |
Codextreme07 | $50.00 | 10/15/2012 9:35:43 PM |
Codextreme07 | $100.00 | 10/15/2012 9:43:04 PM |
bellaquito | $500.00 | 10/15/2012 7:28:26 PM |
bill-booster5 | $25.00 | 10/15/2012 8:27:58 PM |
Astyanax | $29.75 | 10/15/2012 10:24:06 PM |
finance-coyote3 | $1,997.07 | 10/15/2012 10:28:40 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
653852
This series of Notes was issued and sold upon the funding of the borrower loan #76595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,891 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| WakeGrad2013 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to help consolidate my credit cards into a lowered interest rate.
My financial situation:
I am a good candidate for this loan because I am a hard worker and believe in paying my debts in a timely manner. I want the opportunity to better my life and to stress less about paying off my credit card bills. By consolidating my credit cards I will be able to work towards successfully improving my credit score.
Monthly net income: $1,200
Monthly expenses: $
Housing: $560.00
Insurance: $
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $35.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/15/2012 9:09:18 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:06 AM |
banker34 | $25.00 | 10/15/2012 4:02:35 PM |
Dubbs360 | $100.00 | 10/15/2012 11:40:02 AM |
pious-openness | $25.00 | 10/15/2012 2:19:30 PM |
let_me_retire | $43.68 | 10/15/2012 5:10:45 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:41 PM |
Land_on_your_feet | $25.00 | 10/16/2012 5:56:38 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:25 AM |
fervent-repayment | $100.00 | 10/16/2012 9:38:03 AM |
skaught | $30.00 | 10/16/2012 10:45:26 AM |
db0973 | $25.00 | 10/16/2012 10:36:50 AM |
manatee21 | $60.00 | 10/16/2012 10:52:03 AM |
Malkial | $25.00 | 10/16/2012 11:48:26 AM |
cmg891 | $25.00 | 10/16/2012 11:40:59 AM |
deal-pioneer1 | $25.00 | 10/16/2012 12:12:07 PM |
trade-goblin9 | $25.00 | 10/15/2012 9:30:26 AM |
Zingaro | $25.00 | 10/15/2012 9:33:16 AM |
refresher211 | $100.00 | 10/15/2012 9:44:47 AM |
ethical-truth211 | $100.00 | 10/15/2012 1:42:38 PM |
pdub | $250.00 | 10/15/2012 5:06:31 PM |
tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:53 AM |
mpatrick | $75.00 | 10/16/2012 10:05:14 AM |
punctual-fund | $25.00 | 10/16/2012 10:36:47 AM |
NobisEst | $25.00 | 10/16/2012 10:32:28 AM |
five-star-principal0 | $25.00 | 10/16/2012 10:54:30 AM |
promise2 | $25.00 | 10/16/2012 10:44:17 AM |
lendhouse2008 | $232.51 | 10/16/2012 11:44:01 AM |
EretzCapital | $100.00 | 10/16/2012 11:06:10 AM |
money-baron | $77.00 | 10/16/2012 11:16:20 AM |
sweetsassymolassy | $25.00 | 10/16/2012 11:18:00 AM |
bosloan26 | $31.81 | 10/16/2012 12:48:20 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
653886
This series of Notes was issued and sold upon the funding of the borrower loan #76568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $443.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,080 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| trade-musician |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 29 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2011)
760-779
(Mar-2011)
|
Principal balance:
| $2.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Photo Equipment
Purpose of loan:
This loan will be used to expand my side job photography business.
My financial situation:
I am a good candidate for this loan because I have an excellent track record of repayment having had 2 past paid in full loans (over $12k) with prosper to get my photo business started. Employed with my full time job over 17yrs with annual earning just over $100k.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/15/2012 9:01:28 AM |
Vegasjim | $25.00 | 10/15/2012 9:04:43 AM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 9:13:26 AM |
Jalebi | $50.00 | 10/15/2012 9:09:19 AM |
special-dinero553 | $25.00 | 10/15/2012 9:41:56 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:26 AM |
slimof37 | $25.00 | 10/15/2012 9:51:41 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:11 AM |
phaded | $25.00 | 10/15/2012 9:34:06 AM |
vigorous-payment6 | $25.00 | 10/15/2012 9:38:30 AM |
pure-treasure7 | $50.00 | 10/15/2012 10:14:10 AM |
botfolio | $256.00 | 10/15/2012 10:15:50 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:52 AM |
market-cougar3 | $50.00 | 10/15/2012 9:37:59 AM |
CreditBuilder2 | $25.01 | 10/15/2012 10:03:06 AM |
FortuneFundII | $200.00 | 10/15/2012 10:32:07 AM |
etraboulay | $50.00 | 10/15/2012 10:13:43 AM |
capital-blueberry | $25.00 | 10/15/2012 11:14:12 AM |
bellaquito | $500.00 | 10/15/2012 11:47:49 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:22 AM |
oracle3 | $50.00 | 10/15/2012 1:44:49 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:05 PM |
tolerant-currency6 | $25.00 | 10/15/2012 10:58:17 AM |
mschoenf | $100.00 | 10/15/2012 5:17:12 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:39 PM |
flo_rida | $100.00 | 10/15/2012 5:21:35 PM |
thankful-nickel2 | $55.55 | 10/15/2012 5:30:22 PM |
commerce-gargantuan2 | $50.00 | 10/15/2012 5:33:29 PM |
gmoney37 | $50.00 | 10/15/2012 5:47:14 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:25 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:23 PM |
Billfred | $25.00 | 10/15/2012 7:07:26 PM |
worth-ruler0 | $38.00 | 10/16/2012 2:58:43 AM |
Darts | $50.00 | 10/15/2012 11:01:57 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:48 AM |
TomDalonajay | $25.00 | 10/16/2012 9:07:40 AM |
listing-reformation8 | $25.00 | 10/16/2012 9:10:16 AM |
LaGrangeLender | $60.00 | 10/16/2012 9:40:25 AM |
friendinmoney | $25.00 | 10/16/2012 9:41:27 AM |
community-seahorse0 | $25.00 | 10/16/2012 9:45:42 AM |
thehousewife | $25.00 | 10/16/2012 9:39:29 AM |
trade-burrito4 | $35.00 | 10/16/2012 10:02:25 AM |
bazaar-tulip | $25.00 | 10/16/2012 10:13:03 AM |
radforj22 | $100.00 | 10/16/2012 10:27:19 AM |
moola-accelerator6 | $50.00 | 10/16/2012 10:06:00 AM |
penny-finder | $80.00 | 10/16/2012 10:11:28 AM |
blue-silver-bull | $25.00 | 10/16/2012 10:13:51 AM |
penny-finder | $30.00 | 10/16/2012 10:17:00 AM |
promise2 | $25.00 | 10/16/2012 10:41:23 AM |
ChrisTJ | $25.00 | 10/16/2012 10:42:43 AM |
american6 | $50.00 | 10/16/2012 10:50:51 AM |
Hippo-IRA1 | $25.00 | 10/16/2012 10:50:52 AM |
compoundinterest | $25.00 | 10/16/2012 10:34:04 AM |
ivy-league-MBA | $25.00 | 10/16/2012 10:34:10 AM |
chestnut4 | $25.00 | 10/16/2012 10:34:16 AM |
neighborly-velocity4 | $25.00 | 10/16/2012 10:40:29 AM |
cybernosha | $25.00 | 10/16/2012 10:42:17 AM |
richboy56 | $25.00 | 10/16/2012 10:46:48 AM |
sappy02 | $50.00 | 10/16/2012 11:34:01 AM |
100units | $200.00 | 10/16/2012 5:11:05 PM |
tolerant-dinero2 | $25.00 | 10/16/2012 5:30:30 PM |
power-secret-agent | $25.00 | 10/16/2012 5:54:18 PM |
EthanColeInvestingGroup | $25.00 | 10/16/2012 7:39:10 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:51 PM |
Eisande | $50.00 | 10/16/2012 7:59:43 PM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:49 PM |
finance-coyote3 | $1,066.44 | 10/17/2012 12:03:36 AM |
Eisande | $100.00 | 10/16/2012 8:22:45 PM |
sweety075 | $25.00 | 10/15/2012 9:21:26 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:48 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:31 AM |
compassion-twister2 | $50.00 | 10/15/2012 9:11:10 AM |
lionheart722 | $100.00 | 10/15/2012 9:12:00 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:07 AM |
nickel-ferret | $25.00 | 10/15/2012 9:43:53 AM |
knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:18 AM |
shaps | $25.00 | 10/15/2012 10:25:58 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:52 AM |
windguy | $50.00 | 10/15/2012 9:49:21 AM |
cashhelp | $30.00 | 10/15/2012 11:48:07 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:15 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:56 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:11 PM |
JeremyLinFan | $40.00 | 10/15/2012 10:38:47 AM |
toblerone | $25.00 | 10/15/2012 11:26:05 AM |
Fonthill | $111.00 | 10/15/2012 11:07:01 AM |
pdub | $500.00 | 10/15/2012 5:05:02 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:10 PM |
RGlad | $65.00 | 10/15/2012 6:27:54 PM |
Brisket_Bob | $25.00 | 10/15/2012 6:36:37 PM |
Nazbuster | $200.00 | 10/15/2012 8:55:00 PM |
california111 | $50.00 | 10/15/2012 11:24:24 PM |
BonesyJones | $142.00 | 10/15/2012 7:42:13 PM |
PThor | $25.00 | 10/16/2012 7:13:18 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:17 AM |
HenlopenCapital | $25.00 | 10/16/2012 7:51:37 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:18 AM |
kevin314 | $25.00 | 10/16/2012 9:35:59 AM |
kind-rupee-welder | $25.00 | 10/16/2012 9:38:09 AM |
enticing-capital6 | $50.00 | 10/16/2012 9:41:21 AM |
banchan | $37.00 | 10/16/2012 9:49:16 AM |
casaba | $25.00 | 10/16/2012 9:59:45 AM |
the-bright-velocity | $25.00 | 10/16/2012 10:04:03 AM |
Syzygy | $25.00 | 10/16/2012 10:19:35 AM |
affluence-tycoon | $25.00 | 10/16/2012 10:20:34 AM |
Investoman | $25.00 | 10/16/2012 10:40:51 AM |
wise-virtuous-vigilance | $77.00 | 10/16/2012 10:37:21 AM |
RgPro | $25.00 | 10/16/2012 10:46:24 AM |
WhiteInvestor | $27.00 | 10/16/2012 1:19:07 PM |
BidDaddyBigBucks | $25.00 | 10/16/2012 11:13:14 AM |
jazz619 | $25.00 | 10/16/2012 11:37:46 AM |
Munnie | $25.00 | 10/16/2012 4:57:48 PM |
enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:48 PM |
FundMaker | $30.00 | 10/16/2012 1:10:50 PM |
fzzylogic | $200.00 | 10/16/2012 12:50:59 PM |
atomantic | $50.00 | 10/16/2012 2:04:29 PM |
soarmore | $25.00 | 10/16/2012 5:12:18 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:34 PM |
SeekingAlpha | $30.00 | 10/16/2012 8:40:25 PM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:50 PM |
economy-popcorn | $25.00 | 10/16/2012 8:54:27 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
653898
This series of Notes was issued and sold upon the funding of the borrower loan #76348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-patriot2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Home Improvement
Purpose of loan:
Put in a driveway for the second car & mend a fence
My financial situation:
I am a good candidate for this loan because I paid the last one ($4000) off in 5 months, I'm financially responsible & stable, etc, etc. Besides, I feel it worked out mutually for both of us.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:27 AM |
Jalebi | $50.00 | 10/15/2012 9:09:19 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:42 AM |
obduro_1 | $25.00 | 10/15/2012 9:40:48 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:52 AM |
peso-tostada | $200.00 | 10/15/2012 9:22:28 AM |
community-seahorse0 | $25.00 | 10/15/2012 10:11:45 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:11 AM |
boylezz | $25.00 | 10/15/2012 10:16:07 AM |
undaunted-fairness0 | $25.00 | 10/15/2012 10:00:52 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:05 AM |
FortuneFundII | $200.00 | 10/15/2012 10:32:08 AM |
organic-treasure | $25.00 | 10/15/2012 11:18:46 AM |
hitsman | $50.00 | 10/15/2012 10:20:41 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:17 AM |
scarecrow4188 | $30.15 | 10/15/2012 1:18:23 PM |
treasure-bliss | $56.00 | 10/15/2012 1:32:31 PM |
thriller451 | $0.17 | 10/15/2012 1:32:56 PM |
moola-accelerator6 | $50.00 | 10/15/2012 10:24:16 AM |
cwegert | $27.50 | 10/15/2012 10:32:15 AM |
FinanceEngine | $60.00 | 10/15/2012 10:55:55 AM |
Dubbs360 | $200.00 | 10/15/2012 11:01:48 AM |
Asgardian | $25.00 | 10/15/2012 12:52:24 PM |
CirC | $50.00 | 10/15/2012 1:11:22 PM |
RiskAdverse | $25.00 | 10/15/2012 1:24:19 PM |
truth-lyrics7 | $27.86 | 10/15/2012 12:07:30 PM |
radiobuda | $40.00 | 10/15/2012 12:22:13 PM |
sweety075 | $25.00 | 10/15/2012 9:22:43 AM |
dkjl | $30.23 | 10/15/2012 9:15:44 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:31 AM |
spirit07a | $100.00 | 10/15/2012 9:56:53 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:23 AM |
CreditBuilder2 | $25.01 | 10/15/2012 10:03:07 AM |
first-serene-credit | $25.00 | 10/15/2012 9:22:20 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:49 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:22 AM |
sandcrabsailor | $50.00 | 10/15/2012 9:35:37 AM |
slimof37 | $25.00 | 10/15/2012 9:51:41 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:59 AM |
CFOGO | $25.00 | 10/15/2012 11:10:20 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:07 AM |
etraboulay | $50.00 | 10/15/2012 10:13:44 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:15 AM |
melodious-bill | $40.00 | 10/15/2012 1:02:24 PM |
whitegoldira | $200.00 | 10/15/2012 11:46:15 AM |
Fonthill | $500.00 | 10/15/2012 11:07:01 AM |
JustMee | $25.00 | 10/15/2012 12:18:47 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:59 PM |
kendigme | $29.14 | 10/15/2012 11:27:08 AM |
420limo | $33.94 | 10/15/2012 12:00:51 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 12:02:13 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
653918
This series of Notes was issued and sold upon the funding of the borrower loan #76579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 22y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,440 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-beeper7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off bills
My financial situation:
I am a good candidate for this loan because...I am tryind to rebuild my life and credit
Monthly net income: $2800
Monthly expenses: $350
Housing: $440
Insurance: $included in paycheck
Car expenses: $0
Utilities: $40
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $350
Other expenses: $0
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
appetizing-loyalty354 | $75.00 | 10/15/2012 9:03:38 AM |
Jalebi | $50.00 | 10/15/2012 9:09:20 AM |
52digital | $75.00 | 10/15/2012 9:19:08 AM |
money-surge1 | $25.00 | 10/15/2012 9:29:48 AM |
power-chihuahua | $25.00 | 10/15/2012 9:07:35 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:06 AM |
greencat | $50.00 | 10/15/2012 9:44:25 AM |
Miami | $25.00 | 10/15/2012 9:47:08 AM |
reward-walnut | $25.00 | 10/15/2012 9:50:00 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:12 AM |
BankofRon_IRA | $100.00 | 10/15/2012 9:20:46 AM |
michaelray703 | $25.00 | 10/15/2012 9:33:59 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:43:09 AM |
Investor_DP | $200.00 | 10/15/2012 10:11:12 AM |
Dubbs360 | $200.00 | 10/15/2012 11:33:19 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:18 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:03 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:12 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 10:38:19 AM |
bellaquito | $500.00 | 10/15/2012 11:41:11 AM |
extraordinary-dollar7 | $25.00 | 10/15/2012 3:21:39 PM |
Rogelio48 | $30.00 | 10/15/2012 11:36:39 AM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:37 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:10 PM |
pdub | $250.00 | 10/15/2012 5:06:32 PM |
mschoenf | $100.00 | 10/15/2012 5:18:52 PM |
deal-galleon | $25.00 | 10/15/2012 5:44:04 PM |
KileNSmyth4 | $25.00 | 10/15/2012 5:49:13 PM |
compassionate-auction6 | $145.00 | 10/15/2012 5:50:59 PM |
etraboulay | $50.00 | 10/15/2012 9:18:58 AM |
rate-advocator7 | $200.00 | 10/15/2012 9:15:05 AM |
Odyssey77 | $25.00 | 10/15/2012 10:05:46 AM |
trade-goblin9 | $75.00 | 10/15/2012 9:28:28 AM |
alexander-hamilton | $50.00 | 10/15/2012 10:13:51 AM |
asset-professor | $100.00 | 10/15/2012 10:12:21 AM |
toblerone | $25.00 | 10/15/2012 10:43:02 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:07 AM |
ethical-truth211 | $200.00 | 10/15/2012 1:40:24 PM |
toomanyfishtanks | $25.00 | 10/15/2012 3:40:22 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:23:05 PM |
jazzlender | $25.00 | 10/15/2012 5:48:12 PM |
cash-reaction2 | $25.00 | 10/15/2012 5:48:45 PM |
trimwork99 | $25.00 | 10/15/2012 5:43:40 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
654004
This series of Notes was issued and sold upon the funding of the borrower loan #76460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $127.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $144,761 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-bath9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
best-bonafide-p2p | $25.00 | 10/15/2012 5:02:53 PM |
pdub | $250.00 | 10/15/2012 5:06:51 PM |
HeroSupport | $60.00 | 10/15/2012 5:03:37 PM |
worth-blanket2 | $2,700.00 | 10/15/2012 5:05:30 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
654064
This series of Notes was issued and sold upon the funding of the borrower loan #76405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,540 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| intrepid-transaction0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...I have a solid credit score an on track to make 50k+ bonus this year.
Monthly net income: $3000
Monthly expenses: $
Housing: $650
Insurance: $50
Car expenses: $50
Utilities: $125
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $25
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tranquil-gain1 | $75.00 | 10/14/2012 1:08:27 PM |
enriched-return057 | $50.00 | 10/14/2012 12:39:28 PM |
klippies | $25.00 | 10/14/2012 12:58:17 PM |
income-triangulation1 | $25.00 | 10/15/2012 5:02:11 AM |
greencat | $50.00 | 10/15/2012 8:52:08 AM |
courteous-platinum7 | $25.00 | 10/15/2012 1:32:34 AM |
let_me_retire | $75.00 | 10/15/2012 4:08:45 AM |
decisive-income7 | $750.00 | 10/15/2012 8:09:48 AM |
Rogelio48 | $30.00 | 10/15/2012 8:11:13 AM |
Nerdster1 | $25.00 | 10/15/2012 9:15:51 AM |
refresher211 | $100.00 | 10/15/2012 5:20:01 PM |
kila-designer | $200.00 | 10/15/2012 5:39:14 PM |
MI2 | $595.00 | 10/15/2012 5:40:19 PM |
Dubbs360 | $100.00 | 10/14/2012 1:23:16 PM |
Jalebi | $50.00 | 10/14/2012 12:04:09 PM |
openness-antioxidant | $100.00 | 10/14/2012 12:46:48 PM |
Star_Witness | $25.00 | 10/14/2012 3:09:06 PM |
calmfunds | $800.00 | 10/15/2012 7:35:02 AM |
trade-goblin9 | $50.00 | 10/15/2012 7:33:41 AM |
majestic-note6 | $150.00 | 10/15/2012 9:47:53 AM |
oracle3 | $50.00 | 10/15/2012 1:44:45 PM |
banker34 | $25.00 | 10/15/2012 11:13:58 AM |
ethical-truth211 | $300.00 | 10/15/2012 2:12:08 PM |
pdub | $250.00 | 10/15/2012 5:06:26 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:29:40 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:26 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
654084
This series of Notes was issued and sold upon the funding of the borrower loan #76155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $155.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.41% | | |
| |
Estimated return*:
| 5.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 860-879 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,706 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-chosen-one836 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation and debt consolidation
Purpose of loan:
This loan will be used to...take a vacation and also pay off credit cards
My financial situation:
I am a good candidate for this loan because...work full time and able to pay credit on timely bases. very good credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFund | $200.00 | 10/16/2012 9:10:00 AM |
Phryne | $50.00 | 10/16/2012 9:06:40 AM |
repayment-chihuahua3 | $25.00 | 10/16/2012 9:09:31 AM |
WaitForIt | $25.00 | 10/16/2012 9:22:18 AM |
Dollars4Rent | $50.00 | 10/16/2012 9:26:44 AM |
DDPrime | $50.00 | 10/16/2012 9:26:08 AM |
octoberfresh | $25.00 | 10/16/2012 9:46:14 AM |
green28 | $50.00 | 10/16/2012 10:11:02 AM |
PThor | $25.00 | 10/16/2012 9:57:15 AM |
rmachi | $25.00 | 10/16/2012 10:03:23 AM |
repayment-pagoda8 | $100.00 | 10/16/2012 10:25:10 AM |
Perdita_II | $25.00 | 10/16/2012 10:04:40 AM |
mdv | $25.00 | 10/16/2012 10:04:11 AM |
hopeful_lender | $100.00 | 10/16/2012 10:05:49 AM |
Ripsaw4U | $50.00 | 10/16/2012 10:08:57 AM |
Rivervale_Westwood | $25.00 | 10/16/2012 10:09:32 AM |
ingenious-deal6 | $25.00 | 10/16/2012 10:32:56 AM |
bazaar-tulip | $25.00 | 10/16/2012 10:13:05 AM |
top-unforgettable-income | $25.00 | 10/16/2012 10:26:17 AM |
Jalebi | $50.00 | 10/16/2012 10:30:32 AM |
compoundinterest | $25.00 | 10/16/2012 10:34:07 AM |
shaps | $50.00 | 10/16/2012 10:39:49 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:27 AM |
vigorous-payment6 | $25.00 | 10/16/2012 10:47:33 AM |
D911ave | $50.00 | 10/16/2012 10:49:15 AM |
patriot897 | $25.00 | 10/16/2012 10:48:09 AM |
cordial-loan036 | $50.00 | 10/16/2012 10:58:58 AM |
cashhelp | $30.00 | 10/16/2012 11:45:59 AM |
truth-igniter4 | $25.00 | 10/16/2012 11:05:34 AM |
BMerrick | $25.00 | 10/16/2012 11:18:40 AM |
cwegert | $40.00 | 10/16/2012 3:41:26 PM |
HelpMe-HelpYou | $50.21 | 10/16/2012 11:45:19 AM |
cello1 | $25.00 | 10/16/2012 5:02:03 PM |
bellaquito | $500.00 | 10/16/2012 12:07:18 PM |
income-encore1 | $25.00 | 10/16/2012 5:07:42 PM |
aabadabadoo | $50.00 | 10/16/2012 5:08:29 PM |
gain-neutrino9 | $25.00 | 10/16/2012 4:29:10 PM |
johannesfactotum | $30.00 | 10/16/2012 5:02:30 PM |
Jassi | $25.00 | 10/16/2012 5:05:15 PM |
compassion-pagoda3 | $25.00 | 10/16/2012 5:14:38 PM |
Emgolda | $25.00 | 10/16/2012 5:16:46 PM |
availableloan | $25.00 | 10/16/2012 5:17:44 PM |
spirit07a | $100.00 | 10/16/2012 5:44:31 PM |
the-sunny-loot | $25.00 | 10/16/2012 5:47:03 PM |
myduck | $45.79 | 10/16/2012 6:19:47 PM |
blot44 | $25.00 | 10/16/2012 6:06:26 PM |
Aberdeen | $100.00 | 10/16/2012 11:24:32 AM |
obedient-payout0 | $25.00 | 10/16/2012 9:11:50 AM |
engaging-worth | $25.00 | 10/16/2012 9:34:11 AM |
lionheart722 | $100.00 | 10/16/2012 9:12:07 AM |
flo_rida | $100.00 | 10/16/2012 9:20:02 AM |
brainy-credit1 | $40.00 | 10/16/2012 9:47:22 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 9:36:11 AM |
alydad1 | $25.00 | 10/16/2012 9:53:07 AM |
indomitable-coin | $25.00 | 10/16/2012 9:52:16 AM |
skillful-diversification2 | $25.00 | 10/16/2012 9:52:20 AM |
imogen22 | $50.00 | 10/16/2012 10:28:34 AM |
dbs | $25.00 | 10/16/2012 10:09:03 AM |
neighborly-hope6 | $100.00 | 10/16/2012 10:13:08 AM |
velocityasaurus-rex4 | $100.00 | 10/16/2012 10:18:43 AM |
SunsetCoastCapital | $25.00 | 10/16/2012 10:19:50 AM |
radforj22 | $25.00 | 10/16/2012 10:21:22 AM |
persistent-dinero953 | $25.00 | 10/16/2012 10:22:52 AM |
cardminger | $25.00 | 10/16/2012 10:33:44 AM |
GoGators01 | $25.00 | 10/16/2012 10:37:43 AM |
compassion-twister2 | $50.00 | 10/16/2012 11:01:15 AM |
xrycac | $25.00 | 10/16/2012 10:45:01 AM |
prudent-deal662 | $25.00 | 10/16/2012 11:11:15 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:19 AM |
kfrench | $75.00 | 10/16/2012 11:18:58 AM |
Vegasjim | $25.00 | 10/16/2012 11:19:15 AM |
loyalty-circuitry | $84.00 | 10/16/2012 12:24:26 PM |
cash-vault | $25.00 | 10/16/2012 11:11:36 AM |
boylezz | $25.00 | 10/16/2012 11:22:03 AM |
Approved | $75.00 | 10/16/2012 11:26:57 AM |
CoolPlexer | $50.00 | 10/16/2012 11:47:25 AM |
ready-interest9 | $25.00 | 10/16/2012 11:29:12 AM |
0_0 | $25.00 | 10/16/2012 11:50:43 AM |
currency-scientist7 | $25.00 | 10/16/2012 5:05:04 PM |
inspiring-kindness062 | $200.00 | 10/16/2012 2:45:54 PM |
soarmore | $50.00 | 10/16/2012 5:12:31 PM |
prudent-dough458 | $25.00 | 10/16/2012 5:01:57 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:00 PM |
Brookst | $50.00 | 10/16/2012 5:06:41 PM |
Plutis | $25.00 | 10/16/2012 5:09:16 PM |
Arvicco | $400.00 | 10/16/2012 5:23:43 PM |
larsowe | $75.00 | 10/16/2012 5:34:40 PM |
Eldoob | $25.00 | 10/16/2012 5:23:42 PM |
lagnisiruk | $25.00 | 10/16/2012 5:28:48 PM |
first-funds-palace | $25.00 | 10/16/2012 5:52:18 PM |
miket71 | $30.00 | 10/16/2012 6:14:37 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
654100
This series of Notes was issued and sold upon the funding of the borrower loan #76134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $688.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.78% | | |
| |
Estimated return*:
| 5.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 9% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,786 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-mystical-principal |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debit from multiple high interest rate cards, into one controllable payment, and pay off the cards ahead of time compared to making minimum monthly payments
My financial situation:
I am a good candidate for this loan because...I have the means, and intent to satisfy repayment of this loan. It will be used to get out of debit, and reduce total interest paid to the credit card companies.
The credit cards that are being paid off from this loan will carry at $0 monthly balance until this loan has been satisfied in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dollars4Rent | $50.00 | 10/14/2012 12:27:34 PM |
ATOHokie | $100.00 | 10/14/2012 12:32:34 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:58 PM |
indomitable-coin | $25.00 | 10/14/2012 12:33:31 PM |
mdv | $25.00 | 10/14/2012 1:13:17 PM |
finder61 | $25.00 | 10/14/2012 2:28:14 PM |
vigorous-payment6 | $25.00 | 10/14/2012 12:01:22 PM |
octoberfresh | $25.00 | 10/14/2012 12:03:16 PM |
community-seahorse0 | $25.00 | 10/14/2012 12:41:16 PM |
green-trade-dolphin2 | $26.05 | 10/14/2012 12:05:19 PM |
neighborly-hope6 | $100.00 | 10/14/2012 12:47:41 PM |
Vegasjim | $25.00 | 10/14/2012 12:58:59 PM |
currency-chihuahua3 | $50.00 | 10/14/2012 1:06:49 PM |
Detour11 | $25.00 | 10/14/2012 7:44:59 PM |
lionheart722 | $100.00 | 10/14/2012 12:53:42 PM |
kfrench | $75.00 | 10/14/2012 2:07:01 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:38 AM |
windguy | $50.00 | 10/15/2012 9:49:49 AM |
imogen22 | $50.00 | 10/15/2012 9:38:53 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:33 AM |
bellaquito | $500.00 | 10/15/2012 11:51:18 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 12:01:33 PM |
pesoologist3 | $200.00 | 10/15/2012 10:28:50 AM |
return-buddy | $100.00 | 10/15/2012 2:16:46 PM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:21 AM |
Fonthill | $500.00 | 10/15/2012 11:06:59 AM |
fuzed | $50.00 | 10/15/2012 12:36:12 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:28:04 PM |
pdub | $750.00 | 10/15/2012 5:04:10 PM |
inspiring-justice767 | $25.00 | 10/15/2012 3:17:36 PM |
oracle3 | $50.00 | 10/15/2012 1:44:45 PM |
Plutis | $25.00 | 10/15/2012 3:31:55 PM |
green28 | $50.00 | 10/15/2012 5:14:08 PM |
spirit07a | $100.00 | 10/15/2012 5:22:41 PM |
Emgolda | $25.00 | 10/15/2012 5:20:25 PM |
enriching-trade2 | $50.00 | 10/15/2012 6:11:45 PM |
ingenious-point1 | $25.00 | 10/15/2012 6:27:26 PM |
silver-explorer6 | $25.00 | 10/15/2012 6:13:38 PM |
prudent-dough458 | $25.00 | 10/15/2012 6:15:49 PM |
Ripsaw4U | $50.00 | 10/15/2012 6:23:25 PM |
Castellan | $50.00 | 10/15/2012 6:27:37 PM |
Darts | $50.00 | 10/15/2012 11:01:57 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:02 PM |
houli123 | $50.00 | 10/15/2012 7:33:38 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:13 PM |
_wally_ | $25.00 | 10/15/2012 10:29:46 PM |
fortytwo | $150.00 | 10/16/2012 9:02:18 AM |
AFairDeal | $25.00 | 10/16/2012 9:03:20 AM |
PThor | $25.00 | 10/16/2012 7:13:17 AM |
subtle-leverage4 | $25.00 | 10/16/2012 8:18:55 AM |
lionsrock | $25.00 | 10/16/2012 9:10:23 AM |
first-favorite-bonus9 | $25.00 | 10/16/2012 9:12:26 AM |
loyalty-hornet6 | $25.00 | 10/16/2012 9:14:25 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:17 AM |
Tradesmanlender | $25.00 | 10/16/2012 9:02:48 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:22 AM |
C_Mark | $48.00 | 10/16/2012 9:21:41 AM |
hard-working-rate3 | $25.00 | 10/16/2012 9:15:59 AM |
sb0453 | $25.00 | 10/16/2012 9:17:11 AM |
AmericanCredit | $38.00 | 10/16/2012 9:21:00 AM |
kevin314 | $25.00 | 10/16/2012 9:35:58 AM |
gracej | $25.00 | 10/16/2012 9:37:39 AM |
BDL-Roth | $40.00 | 10/16/2012 9:38:20 AM |
bradfid | $25.00 | 10/16/2012 9:57:35 AM |
best-deal-banker | $30.00 | 10/16/2012 9:40:35 AM |
BabyCollegeFund | $30.00 | 10/16/2012 9:40:57 AM |
loyalty-delight6 | $25.00 | 10/16/2012 10:06:23 AM |
Oupa-George | $25.00 | 10/16/2012 9:47:37 AM |
larrybird | $1,000.00 | 10/16/2012 10:07:21 AM |
wtrboy | $25.00 | 10/16/2012 10:07:42 AM |
diversification-surge | $25.00 | 10/16/2012 10:07:49 AM |
tedsrfdude | $25.00 | 10/16/2012 10:08:42 AM |
Spadgaon | $50.00 | 10/16/2012 10:09:23 AM |
FadSaolAgat | $39.00 | 10/16/2012 9:49:29 AM |
influential-responsibility9 | $25.00 | 10/16/2012 10:11:39 AM |
enticing-note | $25.00 | 10/16/2012 10:12:42 AM |
mosby | $25.00 | 10/16/2012 10:13:30 AM |
baker3s | $40.00 | 10/16/2012 10:15:49 AM |
KarmaBum77 | $25.00 | 10/16/2012 10:18:20 AM |
Aimvest | $25.00 | 10/16/2012 9:57:19 AM |
nerdfactor | $25.00 | 10/16/2012 10:18:53 AM |
MARWARISETH | $26.00 | 10/16/2012 10:02:50 AM |
nav1elt | $25.00 | 10/16/2012 10:23:53 AM |
adventurer447 | $300.00 | 10/16/2012 10:03:44 AM |
blooming-market | $25.00 | 10/16/2012 10:26:19 AM |
wealth-carrier | $25.00 | 10/16/2012 10:27:21 AM |
five-star-nickel7 | $25.00 | 10/16/2012 10:28:42 AM |
dtrain5 | $50.00 | 10/16/2012 10:06:48 AM |
delivery | $25.00 | 10/16/2012 10:08:13 AM |
Kyjamune | $25.00 | 10/16/2012 10:30:16 AM |
mar97 | $25.00 | 10/16/2012 10:08:29 AM |
AgTiPinisher | $25.00 | 10/16/2012 10:07:15 AM |
DasCoon | $50.00 | 10/16/2012 10:10:22 AM |
sail120 | $25.00 | 10/16/2012 10:11:05 AM |
dfealk | $25.00 | 10/16/2012 10:11:53 AM |
currency-agave | $50.00 | 10/16/2012 10:11:27 AM |
richmondcowboy | $25.00 | 10/16/2012 10:12:14 AM |
klin | $25.00 | 10/16/2012 10:13:13 AM |
Tasteslikechicken | $50.00 | 10/16/2012 10:15:10 AM |
JohnW12 | $25.00 | 10/16/2012 10:13:16 AM |
commanding-treasure2 | $75.00 | 10/16/2012 10:36:52 AM |
invincible-deal82 | $25.00 | 10/16/2012 10:17:32 AM |
green-moola-sniffer | $25.00 | 10/16/2012 10:37:39 AM |
nuclearmoose | $50.00 | 10/16/2012 10:38:02 AM |
Clambake | $25.00 | 10/16/2012 10:21:25 AM |
velocity-solo | $25.00 | 10/16/2012 10:40:35 AM |
radforj22 | $50.00 | 10/16/2012 10:23:45 AM |
integrity-saver | $25.00 | 10/16/2012 10:21:39 AM |
thoughtful-fairness2 | $25.00 | 10/16/2012 10:21:43 AM |
Avala | $100.00 | 10/16/2012 10:41:42 AM |
credit-scout7 | $50.00 | 10/16/2012 10:25:36 AM |
teega5 | $25.00 | 10/16/2012 10:42:34 AM |
passbook | $25.00 | 10/16/2012 10:42:47 AM |
majestic-point8 | $25.00 | 10/16/2012 10:23:04 AM |
damanq | $25.00 | 10/16/2012 10:43:10 AM |
capital-cedar6 | $25.00 | 10/16/2012 10:43:30 AM |
gallant-economy9 | $50.00 | 10/16/2012 10:24:47 AM |
Great-Mom | $25.00 | 10/16/2012 10:24:58 AM |
harty | $50.00 | 10/16/2012 10:25:23 AM |
shur | $50.00 | 10/16/2012 10:25:43 AM |
acropiloterau2002 | $25.00 | 10/16/2012 10:26:27 AM |
magnificent-felicity4 | $25.00 | 10/16/2012 10:45:45 AM |
coin-amigo | $31.19 | 10/16/2012 10:29:38 AM |
commerce-gargantuan2 | $50.00 | 10/16/2012 10:27:05 AM |
Veridic | $25.00 | 10/16/2012 10:27:07 AM |
investment-guardian9 | $25.00 | 10/16/2012 10:27:20 AM |
King5378 | $25.00 | 10/16/2012 10:47:16 AM |
riskadverse44 | $25.00 | 10/16/2012 10:31:21 AM |
Orringo | $50.00 | 10/16/2012 10:28:56 AM |
BxRealtor | $25.00 | 10/16/2012 10:48:31 AM |
sturzstrom | $25.00 | 10/16/2012 10:29:52 AM |
impartial-deal | $25.00 | 10/16/2012 10:49:35 AM |
Unclejohn | $25.00 | 10/16/2012 10:31:01 AM |
ore-widget7 | $25.00 | 10/16/2012 10:50:12 AM |
fotep-financial | $25.00 | 10/16/2012 10:32:07 AM |
liberty-society5 | $50.00 | 10/16/2012 10:32:31 AM |
durability-officer | $200.00 | 10/16/2012 10:34:44 AM |
greenbacchus | $25.00 | 10/16/2012 10:51:41 AM |
investment-kingdom | $25.00 | 10/16/2012 10:51:56 AM |
pious-currency875 | $100.00 | 10/16/2012 10:52:19 AM |
awwaww | $25.00 | 10/16/2012 10:39:28 AM |
exuberant-dime | $25.00 | 10/16/2012 10:39:44 AM |
inspired-investment8 | $100.00 | 10/16/2012 10:56:08 AM |
punctual-worth263 | $50.00 | 10/16/2012 10:56:30 AM |
greenback-bull6 | $50.00 | 10/16/2012 10:37:04 AM |
Sothenwhat | $100.00 | 10/16/2012 10:37:08 AM |
don8ter | $50.00 | 10/16/2012 10:58:11 AM |
capital-arboretum | $80.00 | 10/16/2012 10:38:36 AM |
cingular | $25.00 | 10/16/2012 10:58:36 AM |
platinum-sorcerer6 | $50.00 | 10/16/2012 10:39:20 AM |
kyomoon | $50.00 | 10/16/2012 10:39:33 AM |
attentive-kindness641 | $100.00 | 10/16/2012 10:40:00 AM |
Kame | $25.00 | 10/16/2012 10:42:03 AM |
x32248 | $25.00 | 10/16/2012 10:43:05 AM |
financelover | $50.00 | 10/16/2012 11:00:51 AM |
finance-explosion6 | $25.00 | 10/16/2012 11:00:55 AM |
newyork6264 | $25.00 | 10/16/2012 10:41:40 AM |
AJSinvest | $25.00 | 10/16/2012 10:42:26 AM |
Maccs55 | $25.00 | 10/16/2012 11:01:48 AM |
emphatic-responsibility | $50.00 | 10/16/2012 10:42:40 AM |
power-amusement | $25.00 | 10/16/2012 10:44:21 AM |
Patrician | $50.00 | 10/16/2012 10:44:29 AM |
marketplace-cello5 | $25.00 | 10/16/2012 10:42:57 AM |
vinayganti | $45.00 | 10/16/2012 11:03:02 AM |
jeffpac | $50.00 | 10/16/2012 10:45:07 AM |
selfmademan | $25.00 | 10/16/2012 10:43:39 AM |
Eastern | $50.00 | 10/16/2012 10:44:05 AM |
g314 | $25.00 | 10/16/2012 10:46:46 AM |
Nopa | $25.00 | 10/16/2012 10:44:45 AM |
lostontheedge | $25.00 | 10/16/2012 10:44:50 AM |
minista | $25.00 | 10/16/2012 10:46:42 AM |
get30inc | $50.00 | 10/16/2012 10:47:05 AM |
euro-infusion3 | $25.00 | 10/16/2012 10:47:12 AM |
cebgop | $25.00 | 10/16/2012 10:49:54 AM |
aver2801 | $25.00 | 10/16/2012 11:12:58 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:14 AM |
keeks | $25.00 | 10/16/2012 10:51:27 AM |
scholarly-benefit5 | $25.00 | 10/16/2012 10:51:06 AM |
DesertDog_KactusKitty | $50.00 | 10/16/2012 10:55:07 AM |
db0973 | $25.00 | 10/16/2012 10:56:20 AM |
faithey | $50.00 | 10/16/2012 10:56:36 AM |
bowdish1 | $100.00 | 10/16/2012 10:53:10 AM |
jonesboyz | $25.00 | 10/16/2012 11:00:15 AM |
kewgdns | $30.00 | 10/16/2012 11:00:56 AM |
Pizza-man | $50.00 | 10/16/2012 10:56:53 AM |
Daneistes | $50.00 | 10/16/2012 11:01:36 AM |
1phantom | $25.00 | 10/16/2012 11:01:50 AM |
AnxiousAirman | $50.00 | 10/16/2012 10:57:39 AM |
siege01 | $25.00 | 10/16/2012 10:58:27 AM |
vikings23 | $25.00 | 10/16/2012 11:03:49 AM |
HoweMoney | $100.00 | 10/16/2012 10:59:07 AM |
investor7257 | $25.00 | 10/16/2012 11:04:37 AM |
brstern2 | $25.00 | 10/16/2012 11:01:17 AM |
PhalanxBulldog | $25.00 | 10/16/2012 11:05:52 AM |
CrossCreek | $25.00 | 10/16/2012 11:06:27 AM |
payout-harmony4 | $50.00 | 10/16/2012 11:07:25 AM |
banker727 | $25.00 | 10/16/2012 11:08:12 AM |
interest-jedi785 | $100.00 | 10/16/2012 1:28:53 PM |
loantigger | $25.00 | 10/16/2012 11:09:05 AM |
gojackgo | $50.00 | 10/16/2012 11:16:22 AM |
RuleOf70 | $40.00 | 10/16/2012 3:16:53 PM |
currency-collider9 | $25.00 | 10/16/2012 11:16:02 AM |
chac | $200.00 | 10/16/2012 3:51:53 PM |
organic-duty4 | $100.00 | 10/16/2012 11:31:34 AM |
dollardave | $50.00 | 10/16/2012 11:19:37 AM |
jazz619 | $25.00 | 10/16/2012 11:37:45 AM |
blLending | $25.00 | 10/16/2012 12:14:02 PM |
kinetic-deal038 | $42.74 | 10/16/2012 12:17:15 PM |
SourDoughSteve | $25.00 | 10/16/2012 1:00:34 PM |
inspiring-kindness062 | $200.00 | 10/16/2012 2:45:50 PM |
RoyFauntleroy | $25.00 | 10/16/2012 2:54:28 PM |
Johnab | $24.82 | 10/16/2012 4:02:53 PM |
cardminger | $25.00 | 10/14/2012 12:34:03 PM |
repayment-chihuahua3 | $25.00 | 10/14/2012 1:00:44 PM |
Jalebi | $50.00 | 10/14/2012 12:04:09 PM |
compassion-twister2 | $50.00 | 10/14/2012 12:12:26 PM |
green-discrete-rupee | $50.00 | 10/14/2012 12:17:31 PM |
FortuneFund | $200.00 | 10/14/2012 12:19:16 PM |
ready-interest9 | $25.00 | 10/14/2012 1:31:11 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:59 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:59:02 PM |
blot44 | $25.00 | 10/15/2012 9:21:06 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:01 AM |
Arvicco | $400.00 | 10/15/2012 9:51:52 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:49 AM |
misit | $25.00 | 10/15/2012 12:55:04 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:10 PM |
shaps | $25.00 | 10/15/2012 10:25:54 AM |
gentle-gain235 | $100.00 | 10/15/2012 3:27:43 PM |
WhiteInvestor | $27.00 | 10/15/2012 11:15:49 AM |
tommyb34 | $25.00 | 10/15/2012 4:04:21 PM |
gain-neutrino9 | $25.00 | 10/15/2012 4:05:40 PM |
Rivervale_Westwood | $25.00 | 10/15/2012 5:14:13 PM |
rmachi | $25.00 | 10/15/2012 5:21:52 PM |
repayment-pagoda8 | $100.00 | 10/15/2012 5:09:53 PM |
excellent-funds649 | $50.00 | 10/15/2012 5:14:04 PM |
flo_rida | $100.00 | 10/15/2012 5:21:34 PM |
mschoenf | $100.00 | 10/15/2012 5:17:36 PM |
responsive-worth5 | $25.00 | 10/15/2012 5:29:39 PM |
aabadabadoo | $50.00 | 10/15/2012 5:26:19 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:25 PM |
member_98419 | $25.00 | 10/15/2012 6:11:32 PM |
hitsman | $50.00 | 10/15/2012 6:13:48 PM |
Investoman | $25.00 | 10/15/2012 6:05:56 PM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 6:31:20 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:19 PM |
nakanu | $25.00 | 10/15/2012 7:27:08 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:22 PM |
compoundinterest | $25.00 | 10/15/2012 6:48:01 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:27 PM |
california111 | $50.00 | 10/15/2012 11:24:22 PM |
plentiful-note6 | $25.00 | 10/16/2012 5:21:41 AM |
cerebral-dollar773 | $35.05 | 10/15/2012 8:14:41 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:44 AM |
mortikai | $50.00 | 10/16/2012 7:28:14 AM |
mizon291 | $25.00 | 10/16/2012 9:00:51 AM |
coin-lesson3 | $30.10 | 10/16/2012 7:46:13 AM |
compatible-deal9 | $50.00 | 10/16/2012 8:29:57 AM |
atlacatl | $25.00 | 10/16/2012 8:40:28 AM |
CornerKetch | $25.03 | 10/16/2012 9:05:43 AM |
Tylerh | $250.00 | 10/16/2012 9:27:32 AM |
proud-pound4 | $25.00 | 10/16/2012 9:16:35 AM |
Quiz18 | $25.00 | 10/16/2012 9:17:17 AM |
bds9646 | $26.00 | 10/16/2012 9:20:39 AM |
Cheburashka | $30.00 | 10/16/2012 9:41:48 AM |
PRGuyinVA | $25.00 | 10/16/2012 9:42:42 AM |
riproaringrapids | $50.00 | 10/16/2012 9:47:32 AM |
x-lender | $25.00 | 10/16/2012 9:28:01 AM |
a-transparency-prodigy | $25.00 | 10/16/2012 9:32:17 AM |
stable-penny27 | $25.00 | 10/16/2012 9:33:13 AM |
skuba | $75.00 | 10/16/2012 9:50:15 AM |
Taxman44 | $25.00 | 10/16/2012 9:36:17 AM |
kaykarun | $31.00 | 10/16/2012 9:38:22 AM |
postalwhiz | $25.00 | 10/16/2012 9:59:14 AM |
gold-web4 | $25.00 | 10/16/2012 9:42:15 AM |
vibrant-trade8 | $35.00 | 10/16/2012 9:43:27 AM |
Aldebtaran | $25.00 | 10/16/2012 9:48:54 AM |
best-basis-trooper | $25.00 | 10/16/2012 10:09:10 AM |
fox798 | $25.00 | 10/16/2012 10:11:22 AM |
meux99 | $25.00 | 10/16/2012 9:50:53 AM |
efficient-marketplace | $25.00 | 10/16/2012 10:14:27 AM |
standanddeliver | $50.00 | 10/16/2012 9:54:33 AM |
blackbird77 | $50.00 | 10/16/2012 10:17:48 AM |
slartibardfast | $25.00 | 10/16/2012 10:18:01 AM |
taurusco | $100.00 | 10/16/2012 10:19:28 AM |
j2ee | $50.00 | 10/16/2012 10:19:57 AM |
Au-Ag-Pt | $25.00 | 10/16/2012 10:23:17 AM |
the-bright-velocity | $25.00 | 10/16/2012 10:04:03 AM |
Yaj | $25.00 | 10/16/2012 10:26:21 AM |
mrrc7498 | $35.00 | 10/16/2012 10:28:28 AM |
educationfirst | $50.00 | 10/16/2012 10:28:59 AM |
ideal-penny8 | $25.00 | 10/16/2012 10:07:33 AM |
FrayBentos | $25.00 | 10/16/2012 10:08:01 AM |
reaction5 | $25.00 | 10/16/2012 10:30:20 AM |
best-heavenly-justice | $25.00 | 10/16/2012 10:08:58 AM |
bid-papyrus | $25.00 | 10/16/2012 10:31:14 AM |
paramjit | $50.00 | 10/16/2012 10:09:01 AM |
loot-prescription3 | $50.00 | 10/16/2012 10:32:52 AM |
Chutney | $50.00 | 10/16/2012 10:09:48 AM |
bill-appraiser7 | $25.00 | 10/16/2012 10:11:15 AM |
fearless-wampum2 | $25.00 | 10/16/2012 10:11:49 AM |
ninjazx10rida | $25.00 | 10/16/2012 10:12:31 AM |
ski bum | $100.00 | 10/16/2012 10:13:20 AM |
NR | $25.00 | 10/16/2012 10:12:46 AM |
dharma1 | $25.00 | 10/16/2012 10:17:28 AM |
punctual-fund | $25.00 | 10/16/2012 10:36:46 AM |
Strato | $25.02 | 10/16/2012 10:37:25 AM |
Syzygy | $25.00 | 10/16/2012 10:19:35 AM |
TheTimeIsNow | $25.00 | 10/16/2012 10:20:04 AM |
loot-heart | $25.00 | 10/16/2012 10:18:15 AM |
trade-boots1 | $100.00 | 10/16/2012 10:20:37 AM |
slipstock | $25.00 | 10/16/2012 10:21:19 AM |
groovy-watanabe | $25.00 | 10/16/2012 10:22:33 AM |
thedoctor | $100.00 | 10/16/2012 10:21:04 AM |
RusRobo | $25.00 | 10/16/2012 10:23:48 AM |
repayment-launcher | $25.00 | 10/16/2012 10:24:21 AM |
girlwithglasses | $50.00 | 10/16/2012 10:24:36 AM |
MightyMunk | $25.00 | 10/16/2012 10:25:48 AM |
enriching-dollar1 | $100.00 | 10/16/2012 10:26:10 AM |
TrustPlus | $50.00 | 10/16/2012 10:42:48 AM |
revenue-serenity5 | $25.00 | 10/16/2012 10:26:13 AM |
lender987654321 | $50.00 | 10/16/2012 10:27:03 AM |
subtle-revenue0 | $25.00 | 10/16/2012 10:24:11 AM |
sharpey | $25.00 | 10/16/2012 10:43:48 AM |
bonus-tent | $25.00 | 10/16/2012 10:44:12 AM |
sjlender | $100.00 | 10/16/2012 10:28:07 AM |
MrMoney0622 | $25.00 | 10/16/2012 10:45:23 AM |
hrubinst | $50.00 | 10/16/2012 10:45:29 AM |
afotherg | $25.00 | 10/16/2012 10:30:04 AM |
meenan | $100.00 | 10/16/2012 10:27:13 AM |
keyfig | $25.00 | 10/16/2012 10:30:43 AM |
Spring342 | $25.00 | 10/16/2012 10:47:22 AM |
kapilville | $25.00 | 10/16/2012 10:30:59 AM |
obedient-dollar3 | $25.00 | 10/16/2012 10:28:17 AM |
responsibility-fortress | $25.00 | 10/16/2012 10:32:00 AM |
Zolton | $300.00 | 10/16/2012 10:32:50 AM |
L-vex | $25.00 | 10/16/2012 10:29:12 AM |
aasx1108 | $25.00 | 10/16/2012 10:48:00 AM |
turbostar666 | $25.00 | 10/16/2012 10:29:42 AM |
tj1683 | $25.00 | 10/16/2012 10:48:33 AM |
investment-tempo | $25.00 | 10/16/2012 10:31:40 AM |
Panna | $25.00 | 10/16/2012 10:50:33 AM |
platinum-genetics | $25.00 | 10/16/2012 10:35:00 AM |
american6 | $50.00 | 10/16/2012 10:50:50 AM |
lifegrowth | $25.00 | 10/16/2012 10:35:59 AM |
bitsybeeline | $25.00 | 10/16/2012 10:51:46 AM |
gerryfixit | $25.00 | 10/16/2012 10:51:58 AM |
well-rounded-market | $25.00 | 10/16/2012 10:35:17 AM |
rewards | $25.00 | 10/16/2012 10:55:20 AM |
jmb_lending | $50.00 | 10/16/2012 10:36:17 AM |
Mantis75 | $25.00 | 10/16/2012 10:39:25 AM |
credit-statuette8 | $25.00 | 10/16/2012 10:37:57 AM |
hostbank | $100.00 | 10/16/2012 10:57:52 AM |
Kijib | $25.00 | 10/16/2012 10:58:21 AM |
transparency-baton | $25.00 | 10/16/2012 10:41:28 AM |
power-trophy7 | $25.00 | 10/16/2012 10:39:46 AM |
gemoscar | $25.00 | 10/16/2012 10:39:56 AM |
compassionate-payment218 | $25.00 | 10/16/2012 10:59:56 AM |
ZeoInvestments | $25.00 | 10/16/2012 10:42:00 AM |
token34 | $25.00 | 10/16/2012 11:00:29 AM |
firelender | $25.00 | 10/16/2012 11:00:49 AM |
avocadodogs | $25.00 | 10/16/2012 11:00:53 AM |
loot-heaven4 | $50.00 | 10/16/2012 11:02:30 AM |
naniamo | $25.00 | 10/16/2012 11:02:48 AM |
krisran | $50.00 | 10/16/2012 10:44:42 AM |
mtquan | $25.00 | 10/16/2012 11:04:03 AM |
jedi053 | $100.00 | 10/16/2012 10:45:39 AM |
jakesworld | $25.00 | 10/16/2012 10:46:02 AM |
downtownfarm | $25.00 | 10/16/2012 10:44:00 AM |
capital-dynamo0 | $25.00 | 10/16/2012 10:46:16 AM |
benjamins-utopia | $100.00 | 10/16/2012 10:45:16 AM |
velocity-javelin8 | $25.00 | 10/16/2012 10:45:54 AM |
Mark-O-Polo | $25.00 | 10/16/2012 10:46:34 AM |
revenue-pipeline | $25.00 | 10/16/2012 10:46:55 AM |
intrepid-payment7 | $25.00 | 10/16/2012 10:46:59 AM |
Arg3998 | $50.00 | 10/16/2012 10:49:31 AM |
nimble-money0 | $25.00 | 10/16/2012 10:47:53 AM |
Wilvara | $25.00 | 10/16/2012 10:51:07 AM |
Jmatt33 | $25.00 | 10/16/2012 10:49:42 AM |
vivacious-truth3 | $25.00 | 10/16/2012 10:52:17 AM |
lowrate | $50.00 | 10/16/2012 10:52:38 AM |
locomotive7 | $25.00 | 10/16/2012 10:51:03 AM |
Warwick | $25.00 | 10/16/2012 11:20:01 AM |
MTLoans | $25.00 | 10/16/2012 10:52:48 AM |
jinx1016 | $25.00 | 10/16/2012 11:21:09 AM |
hardwareman | $100.00 | 10/16/2012 10:54:39 AM |
justinology | $30.00 | 10/16/2012 11:25:54 AM |
ProjectVenture | $25.00 | 10/16/2012 10:51:32 AM |
progressive-asset | $100.00 | 10/16/2012 10:56:57 AM |
value-pole | $25.00 | 10/16/2012 10:51:44 AM |
helpishere777 | $25.00 | 10/16/2012 10:59:09 AM |
LandE2BG | $50.00 | 10/16/2012 10:54:05 AM |
stensonb | $25.00 | 10/16/2012 10:59:34 AM |
Aremu | $25.00 | 10/16/2012 10:54:56 AM |
designs626 | $50.00 | 10/16/2012 10:55:03 AM |
kwan | $25.00 | 10/16/2012 11:00:38 AM |
realtormoises | $25.00 | 10/16/2012 10:56:18 AM |
doncm | $25.00 | 10/16/2012 11:01:28 AM |
money-explorer3 | $25.00 | 10/16/2012 11:02:37 AM |
cunning-worth5 | $25.00 | 10/16/2012 10:57:41 AM |
kinetic-openness0 | $25.00 | 10/16/2012 10:58:31 AM |
wealthstar | $25.00 | 10/16/2012 11:03:51 AM |
del30 | $25.00 | 10/16/2012 10:59:15 AM |
bobby5832708 | $25.00 | 10/16/2012 10:59:26 AM |
mindful-duty | $25.00 | 10/16/2012 10:59:52 AM |
booster73 | $25.00 | 10/16/2012 12:27:20 PM |
sentry256 | $25.00 | 10/16/2012 11:02:09 AM |
Trinkaloki | $25.00 | 10/16/2012 11:02:50 AM |
laudable-leverage6 | $100.00 | 10/16/2012 11:07:03 AM |
tj2010 | $25.00 | 10/16/2012 11:03:41 AM |
RufusGreyhound | $25.00 | 10/16/2012 1:21:26 PM |
-------Loaner | $25.00 | 10/16/2012 11:08:19 AM |
LahnDi | $25.00 | 10/16/2012 11:05:28 AM |
dingus | $25.00 | 10/16/2012 11:06:10 AM |
Seriuqs | $25.00 | 10/16/2012 11:07:28 AM |
LimaGuy | $25.00 | 10/16/2012 2:27:56 PM |
goldeneye777 | $51.00 | 10/16/2012 11:11:55 AM |
inspiring-kindness062 | $400.00 | 10/16/2012 2:51:30 PM |
whistledicksmith | $25.00 | 10/16/2012 11:14:51 AM |
emo13 | $50.00 | 10/16/2012 11:16:49 AM |
EverettFinancial | $25.00 | 10/16/2012 11:17:27 AM |
brutusbone | $25.00 | 10/16/2012 11:19:24 AM |
zone6 | $100.00 | 10/16/2012 11:24:47 AM |
lunch_money040112 | $25.00 | 10/16/2012 11:33:33 AM |
stammyc3 | $37.77 | 10/16/2012 11:24:11 AM |
gethsemane4 | $25.00 | 10/16/2012 11:37:56 AM |
fairness-hammock | $50.00 | 10/16/2012 12:01:36 PM |
loyalty-circuitry | $100.00 | 10/16/2012 12:24:25 PM |
Iamatlast | $50.00 | 10/16/2012 1:41:51 PM |
blue-kindness-conga | $25.00 | 10/16/2012 2:32:14 PM |
commanding-power463 | $40.00 | 10/16/2012 2:18:38 PM |
devoider | $25.00 | 10/16/2012 3:33:27 PM |
Snoopylover | $25.00 | 10/16/2012 3:34:41 PM |
blue-kindness-conga | $25.00 | 10/16/2012 2:33:31 PM |
Batman2u | $25.00 | 10/16/2012 3:53:57 PM |
credible-benjamins724 | $31.23 | 10/16/2012 3:58:40 PM |
436 Investments
|
Borrower Payment Dependent Notes Series
654104
This series of Notes was issued and sold upon the funding of the borrower loan #76664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $44.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 16y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,964 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-bazaar-bigwig |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Feb-2012)
|
Principal balance:
| $22,894.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Medical bills
Purpose of loan:
This loan will be used to...quickly pay off medical bills for my son.
My financial situation:
I am a good candidate for this loan because...I have a steady job and have just been promoted.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 10/15/2012 5:04:41 PM |
oracle3 | $50.00 | 10/15/2012 5:05:52 PM |
worth-blanket2 | $1,800.00 | 10/15/2012 5:07:09 PM |
pdub | $250.00 | 10/15/2012 5:06:52 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
654134
This series of Notes was issued and sold upon the funding of the borrower loan #76158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 28y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-diplomatic-contract |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...CONSOLIDATE DEBT
My financial situation:
I am a good candidate for this loan because...I AM COMMITTED TO RESOLVING MY DEBT AND HAVE BEEN ABLE TO MEET MY DEBTS, BUT ITS GETTING TO BE A STRUGGLE.
Monthly net income: $4000.00
Monthly expenses: $3500.00
Housing: $1050.00
Insurance: $50.00
Car expenses: $360.00
Utilities: $250.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $25.00
Credit cards and other loans: $1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/15/2012 5:02:38 PM |
trade-goblin9 | $25.00 | 10/15/2012 5:09:12 PM |
appetizing-loyalty354 | $75.00 | 10/15/2012 5:10:47 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:28 PM |
majestic-note6 | $150.00 | 10/15/2012 5:24:17 PM |
Rogelio48 | $25.00 | 10/15/2012 5:48:11 PM |
Dubbs360 | $100.00 | 10/15/2012 7:36:40 PM |
california111 | $50.00 | 10/15/2012 11:24:26 PM |
courteous-platinum7 | $25.00 | 10/16/2012 1:50:08 AM |
historic-value7 | $75.00 | 10/15/2012 7:31:08 PM |
Land_on_your_feet | $25.00 | 10/16/2012 5:53:21 AM |
greencat | $50.00 | 10/16/2012 7:46:43 AM |
Bob450 | $25.00 | 10/16/2012 9:13:42 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:28 AM |
first-serene-credit | $25.00 | 10/16/2012 10:44:33 AM |
terrific-dough6 | $47.00 | 10/16/2012 10:50:44 AM |
droopie1 | $25.00 | 10/16/2012 11:39:45 AM |
decisive-income7 | $250.00 | 10/16/2012 12:51:31 PM |
brilliant-balance | $50.00 | 10/16/2012 12:11:13 PM |
bonus-seahorse | $25.00 | 10/16/2012 2:09:22 PM |
banker34 | $25.00 | 10/16/2012 3:49:35 PM |
jbloans | $25.00 | 10/16/2012 4:27:25 PM |
Lubava | $25.00 | 10/16/2012 8:39:41 PM |
LD4LIFE | $25.00 | 10/16/2012 6:48:57 PM |
daekpon | $25.00 | 10/16/2012 9:32:30 PM |
continental2 | $100.00 | 10/16/2012 7:05:58 PM |
credit-adventurer313 | $25.00 | 10/17/2012 3:48:56 AM |
DEPGroup | $25.00 | 10/17/2012 5:54:38 AM |
yons88 | $25.00 | 10/16/2012 9:51:46 PM |
bob450-roth | $25.00 | 10/16/2012 7:48:29 PM |
hope-burger747 | $25.00 | 10/16/2012 9:00:07 PM |
Leshan | $50.00 | 10/17/2012 6:34:48 AM |
njcass79 | $55.00 | 10/17/2012 7:10:49 AM |
ethical-truth211 | $39.87 | 10/17/2012 7:16:23 AM |
msd71258 | $25.03 | 10/17/2012 5:39:58 AM |
cattlebaron | $25.00 | 10/15/2012 5:09:09 PM |
oracle3 | $50.00 | 10/15/2012 5:05:52 PM |
pdub | $250.00 | 10/15/2012 5:06:52 PM |
rate-advocator7 | $200.00 | 10/15/2012 5:42:10 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:46 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 6:45:13 PM |
Jalebi | $50.00 | 10/15/2012 6:28:57 PM |
justasoldier | $50.00 | 10/15/2012 7:55:48 PM |
Danjack_Capital | $25.00 | 10/16/2012 9:27:30 AM |
NobisEst | $25.00 | 10/16/2012 10:35:19 AM |
bjak | $25.00 | 10/16/2012 10:44:07 AM |
diplomatic-wealth7 | $25.00 | 10/16/2012 5:01:01 PM |
leverage-monger | $25.00 | 10/16/2012 2:01:45 PM |
spark548 | $100.00 | 10/16/2012 5:07:35 PM |
newest-bid-britches | $100.00 | 10/16/2012 5:49:10 PM |
productive-note2 | $50.00 | 10/16/2012 5:43:52 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:03 PM |
slowgains | $25.00 | 10/16/2012 9:51:32 PM |
168RichCapital | $25.10 | 10/17/2012 6:31:56 AM |
nalaari | $25.00 | 10/17/2012 7:09:05 AM |
impala6464 | $30.00 | 10/16/2012 9:12:37 PM |
sgt-schultz | $28.00 | 10/17/2012 5:56:51 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
654138
This series of Notes was issued and sold upon the funding of the borrower loan #76233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,289 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| determined-nickel133 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $100.00 | 10/16/2012 5:18:27 PM |
greencat | $50.00 | 10/17/2012 7:24:51 AM |
let_me_retire | $86.49 | 10/17/2012 8:43:56 AM |
ultimate-peace | $250.00 | 10/17/2012 9:30:47 AM |
cash-turbine1 | $25.00 | 10/17/2012 11:51:47 AM |
tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:04 AM |
finance-amusement4 | $50.00 | 10/17/2012 3:03:54 PM |
Bank42 | $25.00 | 10/17/2012 4:17:51 PM |
s_man1 | $25.00 | 10/17/2012 4:30:17 PM |
graceful-D4Sinvestment | $106.00 | 10/17/2012 4:01:55 PM |
compatible-deal9 | $25.00 | 10/17/2012 5:42:09 PM |
houston2077 | $25.00 | 10/17/2012 6:39:20 PM |
Codextreme07 | $75.00 | 10/17/2012 6:58:27 PM |
damasterwc | $100.00 | 10/17/2012 9:42:14 PM |
Farmer-Ted | $25.00 | 10/18/2012 12:56:18 AM |
CA-Lender | $25.00 | 10/17/2012 7:12:36 PM |
Leshan | $50.00 | 10/18/2012 6:21:56 AM |
melodious-openness | $100.00 | 10/17/2012 8:46:39 PM |
chitownguy27 | $25.10 | 10/18/2012 6:30:45 AM |
lokiswolf | $25.00 | 10/18/2012 7:02:15 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:28 AM |
the-credit-proton | $25.00 | 10/18/2012 7:17:00 AM |
farlik | $25.00 | 10/18/2012 7:19:57 AM |
RSV | $25.00 | 10/18/2012 3:32:04 AM |
DonaldColorado | $40.30 | 10/18/2012 7:31:03 AM |
judo150 | $250.00 | 10/18/2012 5:34:14 AM |
attractive-fund | $50.00 | 10/18/2012 6:16:05 AM |
q4golf | $27.00 | 10/18/2012 4:19:13 AM |
Jake_in_NY | $25.00 | 10/18/2012 6:57:34 AM |
sgt-schultz | $45.00 | 10/18/2012 5:57:17 AM |
Tahoeman | $25.00 | 10/18/2012 7:22:49 AM |
klippies | $25.00 | 10/16/2012 5:42:21 PM |
worthy-bid8 | $100.00 | 10/16/2012 5:53:57 PM |
courteous-platinum7 | $25.00 | 10/17/2012 5:38:25 AM |
berniemadeoff | $25.00 | 10/16/2012 6:57:06 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:44 PM |
favorite-commerce | $50.00 | 10/17/2012 6:02:28 AM |
gain-expert | $25.00 | 10/17/2012 11:56:14 AM |
banker34 | $28.00 | 10/17/2012 2:22:32 PM |
integrity-electron9 | $50.00 | 10/17/2012 2:55:12 PM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:37 PM |
majestic-currency3 | $37.21 | 10/17/2012 4:19:06 PM |
finance-amusement4 | $50.00 | 10/17/2012 3:05:14 PM |
graceful-investment | $106.00 | 10/17/2012 3:48:43 PM |
graceful-IRAinvestment | $106.00 | 10/17/2012 4:00:55 PM |
KB-IRA | $100.00 | 10/17/2012 7:20:41 PM |
progressive-gold6 | $100.00 | 10/17/2012 5:22:06 PM |
Binan | $25.00 | 10/17/2012 11:15:15 PM |
transformer855 | $25.00 | 10/17/2012 7:54:25 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:19:23 PM |
168RichCapital | $25.10 | 10/18/2012 6:46:22 AM |
note-proton0 | $25.00 | 10/18/2012 6:47:16 AM |
bid-prospector5 | $30.00 | 10/18/2012 6:48:00 AM |
Zion-CIF | $25.00 | 10/18/2012 6:25:14 AM |
Frover | $29.41 | 10/18/2012 6:58:09 AM |
best-virtuous-return | $100.00 | 10/18/2012 5:41:29 AM |
smitty1959 | $100.00 | 10/18/2012 6:18:03 AM |
treasure-hunter270 | $25.00 | 10/18/2012 6:37:15 AM |
bent300 | $25.00 | 10/18/2012 7:08:19 AM |
spry-felicity4 | $35.00 | 10/18/2012 7:15:45 AM |
unforgettable-market7 | $48.39 | 10/18/2012 7:30:34 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
654190
This series of Notes was issued and sold upon the funding of the borrower loan #76483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $350.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 33
/
23 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,804 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unrivaled-leverage5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 20 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $36,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
680-699
(Jun-2011)
720-739
(Jun-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate some smaller credit cards and loans
My financial situation:
I am a good candidate for this loan because...
I have a good job in the healthcare industry that I have worked in for over 20 years. Also, I have successfully had two other Prosper loans which I paid off as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.20 | 10/15/2012 9:03:52 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:27 AM |
Jalebi | $50.00 | 10/15/2012 9:09:22 AM |
trade-goblin9 | $25.00 | 10/15/2012 9:39:30 AM |
sweety075 | $25.00 | 10/15/2012 9:22:09 AM |
slimof37 | $25.00 | 10/15/2012 9:51:44 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:31 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:06 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:53 AM |
aztec | $50.00 | 10/15/2012 9:32:44 AM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:16 AM |
market-cougar3 | $50.00 | 10/15/2012 9:37:59 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:50 AM |
CreditBuilder2 | $25.01 | 10/15/2012 10:03:07 AM |
restless-nickel158 | $50.00 | 10/15/2012 10:37:39 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:23 AM |
knowledgeable-silver6 | $25.00 | 10/15/2012 9:54:19 AM |
etraboulay | $50.00 | 10/15/2012 10:13:44 AM |
Fonthill | $500.00 | 10/15/2012 11:07:03 AM |
capital-blueberry | $25.00 | 10/15/2012 11:13:15 AM |
Detour11 | $25.00 | 10/15/2012 10:16:08 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:18 AM |
vines99 | $25.00 | 10/15/2012 10:27:10 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:05 PM |
Malkial | $25.00 | 10/15/2012 2:46:18 PM |
tolerant-currency6 | $25.00 | 10/15/2012 10:59:01 AM |
asaurus0 | $25.92 | 10/15/2012 11:36:10 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:12 PM |
The-Helper | $30.00 | 10/15/2012 11:44:50 AM |
astute-benjamins | $150.00 | 10/15/2012 1:59:38 PM |
payout-bridge | $25.00 | 10/15/2012 3:28:09 PM |
travels536 | $25.00 | 10/15/2012 4:20:13 PM |
DoctorJoe | $25.00 | 10/15/2012 3:17:16 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:40 PM |
community-seahorse0 | $25.00 | 10/15/2012 5:55:08 PM |
Cai8899 | $25.00 | 10/15/2012 5:50:34 PM |
RGlad | $65.00 | 10/15/2012 6:27:55 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:25 PM |
hitsman | $50.00 | 10/15/2012 6:13:49 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:24 PM |
compoundinterest | $25.00 | 10/15/2012 6:48:02 PM |
Darts | $50.00 | 10/15/2012 11:01:58 PM |
serene-capital | $50.00 | 10/15/2012 7:33:56 PM |
Mindful7 | $25.00 | 10/16/2012 4:31:35 AM |
Digs | $25.00 | 10/16/2012 4:47:51 AM |
kind-bazaar-kitten | $25.00 | 10/15/2012 7:57:36 PM |
atlas100 | $25.00 | 10/15/2012 8:10:09 PM |
top-payout-enclave | $25.00 | 10/15/2012 9:21:03 PM |
Astyanax | $30.00 | 10/15/2012 10:27:30 PM |
shiny-capital4 | $100.00 | 10/16/2012 2:03:21 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:17 AM |
cerebral-dollar773 | $25.00 | 10/16/2012 5:09:17 AM |
plentiful-note6 | $25.00 | 10/16/2012 5:21:42 AM |
indomitable-benjamins5 | $25.00 | 10/16/2012 7:41:18 AM |
deal-financier5 | $25.00 | 10/16/2012 7:52:17 AM |
skockie | $100.00 | 10/16/2012 7:58:02 AM |
treasure-serrano729 | $30.00 | 10/16/2012 7:59:30 AM |
fuse136 | $25.00 | 10/16/2012 5:46:03 AM |
Rulea72 | $25.00 | 10/16/2012 8:14:54 AM |
banker581 | $25.00 | 10/16/2012 8:15:33 AM |
patriot384 | $26.00 | 10/16/2012 6:01:43 AM |
balance316 | $26.00 | 10/16/2012 5:56:34 AM |
helping-out | $175.00 | 10/16/2012 6:05:41 AM |
return-buddy | $100.00 | 10/16/2012 6:14:21 AM |
gold-fluffy-bunny4 | $43.64 | 10/16/2012 6:30:09 AM |
WeAlNe | $25.00 | 10/16/2012 6:26:29 AM |
investment-comet | $25.00 | 10/16/2012 7:06:17 AM |
RuleOf70 | $40.00 | 10/16/2012 7:28:59 AM |
benefit-position | $25.00 | 10/16/2012 7:30:17 AM |
bold-phenomenal-funds | $82.00 | 10/16/2012 9:08:20 AM |
napmanger | $100.00 | 10/16/2012 8:05:32 AM |
jpyrek | $25.00 | 10/16/2012 8:31:40 AM |
XP | $25.00 | 10/16/2012 8:16:38 AM |
A4 | $25.00 | 10/16/2012 8:34:12 AM |
duty-monger | $100.00 | 10/16/2012 8:40:13 AM |
hopethisworks | $25.00 | 10/16/2012 9:00:41 AM |
flexible-rate1 | $25.00 | 10/16/2012 9:19:15 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:22 AM |
fundstream | $25.00 | 10/16/2012 9:21:07 AM |
helpinghand63 | $25.00 | 10/16/2012 9:04:47 AM |
reinforced-reward | $25.00 | 10/16/2012 9:07:52 AM |
bbt28 | $25.05 | 10/16/2012 9:35:43 AM |
skro | $25.00 | 10/16/2012 9:12:34 AM |
Sanford-N-Sons | $25.00 | 10/16/2012 9:19:08 AM |
independent-dollar | $25.00 | 10/16/2012 9:21:36 AM |
Hutpit | $75.00 | 10/16/2012 9:21:28 AM |
cash-sensai2 | $25.00 | 10/16/2012 9:45:20 AM |
treasure-pipeline | $25.00 | 10/16/2012 9:29:13 AM |
leeball | $50.00 | 10/16/2012 9:28:06 AM |
gold-web4 | $25.00 | 10/16/2012 9:42:15 AM |
vibrant-trade8 | $35.00 | 10/16/2012 9:43:27 AM |
UstedEsElHombre | $27.00 | 10/16/2012 10:02:58 AM |
Cash-Flow | $912.00 | 10/16/2012 9:45:32 AM |
commerce-web5 | $25.00 | 10/16/2012 10:06:55 AM |
a-unflappable-finance | $100.00 | 10/16/2012 10:07:36 AM |
banchan | $37.00 | 10/16/2012 9:49:16 AM |
thrifty-transaction578 | $25.00 | 10/16/2012 10:10:58 AM |
market-pudding | $25.00 | 10/16/2012 9:51:00 AM |
enthralling-investment | $25.00 | 10/16/2012 9:53:20 AM |
purposeful-durability8 | $100.00 | 10/16/2012 9:56:03 AM |
skiberdad | $50.00 | 10/16/2012 10:16:59 AM |
slartibardfast | $25.00 | 10/16/2012 10:18:02 AM |
basis-mate7 | $25.00 | 10/16/2012 10:19:19 AM |
Koomarbit | $30.00 | 10/16/2012 10:01:48 AM |
liberty-viola | $30.00 | 10/16/2012 10:05:55 AM |
new-nourishing-trade | $25.00 | 10/16/2012 10:06:37 AM |
best-heavenly-justice | $25.00 | 10/16/2012 10:08:59 AM |
engaging-yield4 | $25.00 | 10/16/2012 10:10:48 AM |
trapper569 | $25.00 | 10/16/2012 10:12:17 AM |
flexible-value | $50.00 | 10/16/2012 10:12:40 AM |
thundermustard | $25.00 | 10/16/2012 10:13:35 AM |
ski bum | $100.00 | 10/16/2012 10:13:21 AM |
awe-inspiring-commitment972 | $50.00 | 10/16/2012 10:17:11 AM |
burgeoning-silver | $25.00 | 10/16/2012 10:14:55 AM |
Approved1234 | $25.00 | 10/16/2012 10:15:07 AM |
mvalley | $25.00 | 10/16/2012 10:18:32 AM |
Soxxes | $25.00 | 10/16/2012 10:21:45 AM |
ItsJustMe79 | $25.00 | 10/16/2012 10:20:50 AM |
hayhelp | $25.00 | 10/16/2012 10:22:20 AM |
community-burrito9 | $55.00 | 10/15/2012 9:17:34 AM |
janeybooboo | $100.00 | 10/15/2012 9:04:29 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:13 AM |
first-serene-credit | $25.00 | 10/15/2012 9:22:47 AM |
moola-accelerator6 | $50.00 | 10/15/2012 10:22:43 AM |
Dubbs360 | $200.00 | 10/15/2012 11:01:48 AM |
Feyenoord | $30.00 | 10/15/2012 10:20:31 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:08 AM |
ethical-truth211 | $500.00 | 10/15/2012 1:32:51 PM |
courteous-trade229 | $35.00 | 10/15/2012 11:06:20 AM |
oracle3 | $50.00 | 10/15/2012 1:44:50 PM |
FortuneFundII | $200.00 | 10/15/2012 10:32:08 AM |
gravbox | $25.00 | 10/15/2012 10:34:27 AM |
WeshaTheLeopard | $30.00 | 10/15/2012 3:24:11 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:11 PM |
basis-spartan922 | $25.00 | 10/15/2012 2:05:09 PM |
keen-credit6 | $25.00 | 10/15/2012 5:01:56 PM |
friedokra | $25.00 | 10/15/2012 5:02:44 PM |
commerce-rumbler0 | $1,000.00 | 10/15/2012 5:12:04 PM |
Arvicco | $400.00 | 10/15/2012 5:26:31 PM |
mschoenf | $100.00 | 10/15/2012 5:17:25 PM |
flo_rida | $100.00 | 10/15/2012 5:21:35 PM |
Cookstersalibi | $25.00 | 10/15/2012 6:06:07 PM |
LivingInvestments00 | $56.63 | 10/15/2012 5:47:29 PM |
LaGrangeLender | $60.00 | 10/15/2012 5:50:56 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:20 PM |
kind-exchange-association | $25.00 | 10/15/2012 6:27:52 PM |
proud-gold9 | $25.00 | 10/15/2012 7:10:36 PM |
penny-firestarter | $25.00 | 10/15/2012 7:11:13 PM |
camaraderi-aficionado9 | $25.00 | 10/15/2012 6:29:02 PM |
justreturns | $25.00 | 10/15/2012 6:43:38 PM |
lendacity | $25.00 | 10/15/2012 6:56:03 PM |
Billfred | $25.00 | 10/15/2012 7:07:00 PM |
s270 | $100.00 | 10/15/2012 11:35:22 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:14 PM |
Hexnut | $200.00 | 10/15/2012 8:25:01 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:57 PM |
mad-scientist0 | $25.00 | 10/16/2012 7:01:09 AM |
gold-missile6 | $25.00 | 10/16/2012 7:11:52 AM |
grasshopper774 | $30.45 | 10/15/2012 11:47:18 PM |
deal-gazer | $50.00 | 10/16/2012 1:41:53 AM |
Lender_1972 | $25.00 | 10/16/2012 3:54:03 AM |
note-mad-scientist | $50.00 | 10/16/2012 4:12:40 AM |
Tscheddar | $25.00 | 10/16/2012 5:16:21 AM |
nourishing-order8 | $25.00 | 10/16/2012 5:31:05 AM |
Dont_Worry_Be_Happy | $25.00 | 10/16/2012 5:23:15 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:49 AM |
greenback-loyalist8 | $29.68 | 10/16/2012 5:38:47 AM |
market-trooper3 | $30.00 | 10/16/2012 8:11:15 AM |
lnuss25 | $25.00 | 10/16/2012 8:24:37 AM |
CashBank | $25.00 | 10/16/2012 8:30:26 AM |
averagefore | $75.00 | 10/16/2012 6:00:38 AM |
dlenz | $25.00 | 10/16/2012 6:02:20 AM |
payout-thinker7 | $25.00 | 10/16/2012 6:50:01 AM |
Eminent_Endeavors | $30.59 | 10/16/2012 6:50:11 AM |
orange-preeminant-bill | $300.00 | 10/16/2012 6:57:59 AM |
urbane-deal152 | $50.00 | 10/16/2012 9:03:13 AM |
kindness-festivity | $50.00 | 10/16/2012 7:01:57 AM |
PThor | $25.00 | 10/16/2012 7:13:19 AM |
intrepid-compassion29 | $25.00 | 10/16/2012 7:44:47 AM |
1willray | $59.24 | 10/16/2012 7:52:44 AM |
entertaining-rate9 | $25.00 | 10/16/2012 9:09:13 AM |
catnip007 | $25.02 | 10/16/2012 8:14:47 AM |
compatible-deal9 | $50.00 | 10/16/2012 8:34:48 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:19 AM |
rine354 | $100.00 | 10/16/2012 8:50:16 AM |
broc78 | $25.00 | 10/16/2012 8:48:57 AM |
hard-working-rate3 | $25.00 | 10/16/2012 9:16:00 AM |
boston_mass | $25.00 | 10/16/2012 9:01:09 AM |
AFairDeal | $25.00 | 10/16/2012 9:03:21 AM |
lamsabuy | $200.00 | 10/16/2012 9:04:45 AM |
fantastic-investment9 | $25.00 | 10/16/2012 9:33:35 AM |
viennese | $25.00 | 10/16/2012 9:10:27 AM |
DadWarbucks | $25.00 | 10/16/2012 9:35:21 AM |
Spinnaker | $50.00 | 10/16/2012 9:19:42 AM |
responsibility-cherry6 | $25.00 | 10/16/2012 9:21:05 AM |
corporatejim | $62.96 | 10/16/2012 9:33:36 AM |
influential-benjamins0 | $100.00 | 10/16/2012 9:33:56 AM |
successful-agreement7 | $36.00 | 10/16/2012 9:38:36 AM |
Hiro07 | $25.00 | 10/16/2012 9:40:58 AM |
enticing-capital6 | $50.00 | 10/16/2012 9:41:22 AM |
4est | $25.00 | 10/16/2012 9:42:22 AM |
ChrisJB | $25.00 | 10/16/2012 9:43:36 AM |
Ivan2007 | $34.00 | 10/16/2012 10:04:28 AM |
puifais | $50.00 | 10/16/2012 9:46:17 AM |
dinero-speaker | $25.00 | 10/16/2012 10:05:35 AM |
ptjg | $100.00 | 10/16/2012 10:06:05 AM |
larrybird | $74.00 | 10/16/2012 10:07:22 AM |
timbob | $100.00 | 10/16/2012 10:07:27 AM |
micraman | $25.00 | 10/16/2012 10:08:40 AM |
sail120 | $25.00 | 10/16/2012 10:11:06 AM |
sturdy-fairness0 | $34.00 | 10/16/2012 9:51:36 AM |
jasonj72 | $50.00 | 10/16/2012 10:11:36 AM |
dfealk | $25.00 | 10/16/2012 10:11:54 AM |
credit-maple5 | $25.00 | 10/16/2012 9:53:08 AM |
rate-mogul | $50.00 | 10/16/2012 10:13:18 AM |
sympathetic-funds818 | $25.00 | 10/16/2012 10:17:07 AM |
benefit-dreams | $25.00 | 10/16/2012 10:18:34 AM |
Aimvest | $25.00 | 10/16/2012 9:57:20 AM |
gold-pudding6 | $60.00 | 10/16/2012 10:19:33 AM |
Clambake | $25.00 | 10/16/2012 10:21:26 AM |
blue-laudable-dinero | $25.00 | 10/16/2012 9:59:42 AM |
studious-bonus7 | $100.00 | 10/16/2012 10:02:09 AM |
w3alter | $50.00 | 10/16/2012 10:23:30 AM |
helpful-credit156 | $300.00 | 10/16/2012 10:23:43 AM |
adventurer447 | $300.00 | 10/16/2012 10:03:44 AM |
blue-agreement-officer | $50.00 | 10/16/2012 10:05:51 AM |
asya | $27.00 | 10/16/2012 10:06:03 AM |
delivery | $25.00 | 10/16/2012 10:08:14 AM |
Preteur | $25.00 | 10/16/2012 10:08:31 AM |
iolaire | $25.00 | 10/16/2012 10:07:45 AM |
gold-commander0 | $25.00 | 10/16/2012 10:10:54 AM |
best-basis-trooper | $50.00 | 10/16/2012 10:12:14 AM |
loan-master996 | $50.00 | 10/16/2012 10:12:20 AM |
enticing-note | $25.00 | 10/16/2012 10:12:43 AM |
Retired_Senior | $250.00 | 10/16/2012 10:17:14 AM |
Tasteslikechicken | $50.00 | 10/16/2012 10:15:10 AM |
mooselegs19 | $25.00 | 10/16/2012 10:18:29 AM |
currency-scientist7 | $25.00 | 10/16/2012 10:15:44 AM |
the-enthralling-coin | $25.00 | 10/16/2012 10:16:06 AM |
openness-prospector | $25.00 | 10/16/2012 10:17:42 AM |
hard-working-asset2 | $25.00 | 10/16/2012 10:20:52 AM |
extraordinary-platinum727 | $25.00 | 10/16/2012 10:21:41 AM |
innocent-income4 | $25.00 | 10/16/2012 10:19:59 AM |
djindepth | $50.00 | 10/16/2012 10:23:01 AM |
integrity-saver | $25.00 | 10/16/2012 10:21:40 AM |
Chervianne | $50.00 | 10/16/2012 10:25:27 AM |
gallant-economy9 | $50.00 | 10/16/2012 10:24:48 AM |
247 Investments
|
Borrower Payment Dependent Notes Series
654200
This series of Notes was issued and sold upon the funding of the borrower loan #76257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $266.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,446 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-gondola5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate credit cards
My financial situation: Was laid off in 2011...started back 01/2012. Ran cc debt due to lack of income.
I am a good candidate for this loan because...with exception of layoff from Apr 2011-Jan 2012, my work history has been constant and my cc payment history very good.
Monthly net income: $2222.70
Monthly expenses: $2020.00
Housing: $500.00
Insurance: $120.00
Car expenses: $300.00
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 10/15/2012 5:04:24 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:06:56 PM |
cattlebaron | $25.00 | 10/15/2012 5:08:47 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:17 PM |
cr8on | $75.00 | 10/15/2012 5:05:18 PM |
trade-goblin9 | $25.00 | 10/15/2012 5:13:35 PM |
mmills1220 | $25.00 | 10/15/2012 5:13:39 PM |
cattlebaron | $25.00 | 10/15/2012 5:08:44 PM |
Dubbs360 | $200.00 | 10/15/2012 5:15:25 PM |
integrity-reactor4 | $100.00 | 10/15/2012 5:26:06 PM |
Arvicco | $400.00 | 10/15/2012 5:26:53 PM |
radiant-dollar9 | $200.00 | 10/15/2012 5:21:58 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:43 PM |
MI2 | $2,443.00 | 10/15/2012 5:39:25 PM |
wetlands | $200.00 | 10/15/2012 5:20:34 PM |
Taz-Man-IIWIS | $25.00 | 10/15/2012 5:29:51 PM |
transaction-animal8 | $25.00 | 10/15/2012 5:32:43 PM |
hard-working-rate3 | $25.00 | 10/15/2012 5:33:10 PM |
LeReve | $500.00 | 10/15/2012 5:27:04 PM |
enthralling-deal53 | $100.00 | 10/15/2012 5:38:59 PM |
the-magnetic-transaction | $200.00 | 10/15/2012 5:05:26 PM |
oracle3 | $50.00 | 10/15/2012 5:05:53 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:04 PM |
Investor_DP | $200.00 | 10/15/2012 5:15:52 PM |
pdub | $500.00 | 10/15/2012 5:05:10 PM |
mschoenf | $100.00 | 10/15/2012 5:18:02 PM |
100units | $200.00 | 10/15/2012 5:12:08 PM |
community-burrito9 | $65.00 | 10/15/2012 5:20:35 PM |
flo_rida | $100.00 | 10/15/2012 5:21:41 PM |
benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:15 PM |
janeybooboo | $75.00 | 10/15/2012 5:12:51 PM |
sentimental-commerce4 | $250.00 | 10/15/2012 5:14:23 PM |
versatile-dime442 | $250.00 | 10/15/2012 5:23:44 PM |
natural-liberty4 | $92.00 | 10/15/2012 5:24:31 PM |
windguy | $50.00 | 10/15/2012 5:26:12 PM |
toblerone | $25.00 | 10/15/2012 5:31:00 PM |
haplender | $50.00 | 10/15/2012 5:26:05 PM |
moola-buddy | $25.00 | 10/15/2012 5:38:08 PM |
sturdy-dime5 | $25.00 | 10/15/2012 5:39:03 PM |
Endeavour | $150.00 | 10/15/2012 5:33:24 PM |
fund-ambrosia0 | $25.00 | 10/15/2012 5:35:14 PM |
Washington_Loan | $25.00 | 10/15/2012 5:36:45 PM |
useful-p2ploan | $25.00 | 10/15/2012 5:38:56 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
654232
This series of Notes was issued and sold upon the funding of the borrower loan #76552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $148.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $2,478 |
Total credit lines:
| 11 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $251 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| terrific-camaraderi2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a more reliable vehicle, which will enable me to work more, and allow me to correct poor financial decisions and improve my credit.
My financial situation:
I am a good candidate for this loan because I am hardworking and responsible, working hard to make it on my own.
Monthly net income: $1500+
Monthly expenses: $
Housing: $550
Insurance: $105
Car expenses: $120 (gas)
Utilities: $45
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/15/2012 9:09:22 AM |
etraboulay | $50.00 | 10/15/2012 9:18:59 AM |
commerce-viking1 | $50.00 | 10/15/2012 9:02:11 AM |
supreme-treasure8 | $100.00 | 10/15/2012 9:31:00 AM |
Dubbs360 | $200.00 | 10/15/2012 11:33:20 AM |
delicious-value973 | $100.00 | 10/15/2012 3:25:11 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:26 PM |
top-benefit-sequoia | $25.00 | 10/16/2012 8:59:12 AM |
kulender | $100.00 | 10/16/2012 10:06:14 AM |
worthy-bid8 | $400.00 | 10/16/2012 11:08:35 AM |
Comoparklender | $25.00 | 10/16/2012 11:10:41 AM |
soarmore | $25.00 | 10/16/2012 5:12:20 PM |
thelovebug | $100.00 | 10/16/2012 5:21:01 PM |
bold-direct-asset | $50.00 | 10/16/2012 5:59:22 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:51 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:30 PM |
red-power-pecan | $50.00 | 10/17/2012 6:30:34 PM |
capital-investor8 | $25.00 | 10/18/2012 6:20:02 AM |
loyalist1 | $100.00 | 10/18/2012 7:30:17 AM |
p40thawk | $25.00 | 10/18/2012 9:26:50 AM |
g-mak-fund | $25.00 | 10/18/2012 9:15:04 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:13 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:41 AM |
52digital | $75.00 | 10/15/2012 9:19:09 AM |
majestic-note6 | $200.00 | 10/15/2012 9:47:40 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:12 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:53 AM |
open-minded-p2p1 | $25.00 | 10/15/2012 9:42:10 AM |
pierrelasvegas | $25.00 | 10/15/2012 10:34:30 AM |
toblerone | $25.00 | 10/15/2012 11:15:14 AM |
shaps | $25.00 | 10/15/2012 10:25:59 AM |
a-finance-nirvana | $25.00 | 10/15/2012 5:52:25 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:24 PM |
rzlender | $25.00 | 10/16/2012 9:57:22 AM |
banchan | $37.00 | 10/16/2012 9:49:16 AM |
FundMaker | $30.00 | 10/16/2012 1:13:47 PM |
phenomenal-rate1 | $312.00 | 10/16/2012 5:06:17 PM |
LeReve | $500.00 | 10/16/2012 5:24:37 PM |
peace-fixer8 | $25.00 | 10/16/2012 5:47:35 PM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:40 AM |
spark548 | $100.00 | 10/17/2012 5:07:47 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:12:10 PM |
Free-the-usa-1776 | $25.00 | 10/17/2012 6:54:41 PM |
invest-in-ed | $45.00 | 10/17/2012 9:19:55 PM |
helpful-credit156 | $26.00 | 10/18/2012 9:33:59 AM |
NvestorDaily | $25.00 | 10/18/2012 7:42:17 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
654238
This series of Notes was issued and sold upon the funding of the borrower loan #76385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $127.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 65% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 11 |
Current / open credit lines:
| 3
/
3 | Length of status: | 15y 1m |
Amount delinquent:
| $7,766 |
Total credit lines:
| 36 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $88 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-commando6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 17% )
| 720-739
(Mar-2012)
|
Principal balance:
| $1,771.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off some bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gentle-generosity822 | $25.00 | 10/15/2012 9:12:13 AM |
52digital | $75.00 | 10/15/2012 9:19:09 AM |
TipsFerTricks | $101.53 | 10/15/2012 9:37:47 AM |
Miami | $25.00 | 10/15/2012 9:47:09 AM |
sweety075 | $25.00 | 10/15/2012 9:22:55 AM |
reward-walnut | $25.00 | 10/15/2012 9:50:00 AM |
korby524 | $25.00 | 10/15/2012 9:30:54 AM |
power-chihuahua | $25.00 | 10/15/2012 9:07:35 AM |
interest-agave | $25.00 | 10/15/2012 10:05:31 AM |
BankofRon_IRA | $100.00 | 10/15/2012 9:20:46 AM |
well-rounded-payout0 | $50.00 | 10/15/2012 10:11:02 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:03 AM |
michaelray703 | $25.00 | 10/15/2012 9:33:59 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:56 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:43:09 AM |
Investor_DP | $200.00 | 10/15/2012 10:11:13 AM |
open-minded-p2p1 | $25.00 | 10/15/2012 10:38:20 AM |
420limo | $25.00 | 10/15/2012 11:50:02 AM |
helping-out | $30.00 | 10/15/2012 12:54:17 PM |
helpful-credit156 | $100.00 | 10/15/2012 4:07:51 PM |
top-benefit-sequoia | $25.00 | 10/15/2012 1:18:06 PM |
money-baron-Roth401k | $25.00 | 10/15/2012 5:01:27 PM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:38 PM |
extraordinary-dollar7 | $25.00 | 10/15/2012 3:21:40 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:13 PM |
brmar | $25.00 | 10/15/2012 5:03:15 PM |
Learning2Lend | $25.00 | 10/15/2012 5:05:23 PM |
best-charming-leverage | $50.00 | 10/15/2012 5:12:21 PM |
JauaFlash | $25.00 | 10/15/2012 5:14:10 PM |
red-power-pecan | $50.00 | 10/15/2012 5:16:02 PM |
social-cocktail1 | $200.00 | 10/15/2012 5:11:14 PM |
mschoenf | $100.00 | 10/15/2012 5:18:52 PM |
joyous-peace443 | $25.00 | 10/15/2012 5:15:32 PM |
LittleMingo | $25.00 | 10/15/2012 9:39:21 AM |
TronMedici | $50.00 | 10/15/2012 9:28:38 AM |
contract-equinox | $25.00 | 10/15/2012 9:13:25 AM |
etraboulay | $50.00 | 10/15/2012 9:18:59 AM |
compounding21 | $25.00 | 10/15/2012 9:04:41 AM |
money-surge1 | $25.00 | 10/15/2012 9:29:48 AM |
Jalebi | $50.00 | 10/15/2012 9:09:23 AM |
best-elevated-social | $25.00 | 10/15/2012 9:43:58 AM |
alexander-hamilton | $50.00 | 10/15/2012 10:13:51 AM |
LightTheWay | $50.00 | 10/15/2012 10:36:01 AM |
108-IRA | $50.00 | 10/15/2012 11:14:32 AM |
BzJ108 | $25.00 | 10/15/2012 10:43:33 AM |
Dubbs360 | $200.00 | 10/15/2012 11:33:20 AM |
gothampark | $25.00 | 10/15/2012 4:10:47 PM |
nourishing-interest0 | $25.00 | 10/15/2012 2:12:26 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:11 PM |
dedicated-transaction796 | $25.00 | 10/15/2012 5:01:11 PM |
mike2246s | $25.00 | 10/15/2012 5:05:20 PM |
principal-cooker2 | $50.00 | 10/15/2012 5:10:11 PM |
euro-banker | $25.00 | 10/15/2012 5:12:30 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
654260
This series of Notes was issued and sold upon the funding of the borrower loan #76484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2009 |
Debt/Income ratio:
| 651% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $493 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| clean-benefit512 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/15/2012 5:41:48 PM |
pdub | $250.00 | 10/15/2012 5:06:53 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:28 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:46 PM |
riveting-credit5 | $25.00 | 10/15/2012 5:44:48 PM |
Cotter | $50.00 | 10/15/2012 9:21:26 PM |
let_me_retire | $50.00 | 10/16/2012 6:03:16 AM |
historic-value7 | $75.00 | 10/16/2012 6:34:48 AM |
stock106 | $25.00 | 10/16/2012 8:15:05 AM |
Bob450 | $25.00 | 10/16/2012 9:12:30 AM |
bob450-roth | $25.00 | 10/16/2012 9:56:05 AM |
felicity-fertilizer6 | $25.00 | 10/16/2012 1:46:50 PM |
banker34 | $25.00 | 10/16/2012 3:49:35 PM |
newest-bid-britches | $100.00 | 10/16/2012 5:49:10 PM |
Jalebi | $25.00 | 10/16/2012 5:31:22 PM |
ssqr | $50.00 | 10/16/2012 7:39:39 PM |
enthusiast758 | $25.00 | 10/16/2012 6:15:24 PM |
order-merman | $25.00 | 10/17/2012 8:58:45 AM |
77scout | $75.00 | 10/16/2012 8:54:03 PM |
autobahn77 | $40.00 | 10/17/2012 6:43:04 AM |
CA-Lender | $25.00 | 10/17/2012 9:57:41 AM |
ultimate-peace | $50.00 | 10/17/2012 9:31:23 AM |
desertoasis | $25.00 | 10/17/2012 9:48:34 AM |
refresher211 | $100.00 | 10/15/2012 5:20:03 PM |
CreditBuilder2 | $25.02 | 10/15/2012 7:13:39 PM |
Dubbs360 | $100.00 | 10/15/2012 7:36:40 PM |
cash-tent | $25.00 | 10/15/2012 11:49:20 PM |
bellaquito | $500.00 | 10/15/2012 7:34:36 PM |
hopeful_lender | $100.00 | 10/15/2012 7:38:38 PM |
compatible-deal9 | $25.00 | 10/16/2012 8:50:37 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:28 AM |
leverage-monger | $25.00 | 10/16/2012 2:07:55 PM |
diplomatic-wealth7 | $25.00 | 10/16/2012 5:01:02 PM |
productive-note2 | $42.00 | 10/16/2012 5:43:52 PM |
spirit07a | $100.00 | 10/16/2012 5:44:31 PM |
MilitaryMTP | $100.00 | 10/16/2012 5:41:21 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:04 PM |
Lubava | $25.00 | 10/16/2012 8:49:22 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:40 PM |
quest0 | $25.00 | 10/17/2012 7:08:14 AM |
promise2 | $25.00 | 10/17/2012 8:54:46 AM |
houston2077 | $50.00 | 10/17/2012 9:08:56 AM |
impala6464 | $25.00 | 10/16/2012 9:13:26 PM |
Leshan | $50.00 | 10/17/2012 6:40:28 AM |
treasure-palace661 | $262.69 | 10/17/2012 10:01:08 AM |
Assets-Up | $25.00 | 10/17/2012 9:04:30 AM |
saver266 | $30.29 | 10/17/2012 7:38:17 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
654304
This series of Notes was issued and sold upon the funding of the borrower loan #76291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $87.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
15 | Length of status: | 24y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $31,863 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-fairness-widget |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
Principal balance:
| $3,444.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Rental property will pay for the loan and I have other income.
Monthly net income: $8500.00
Monthly expenses: $
Housing: $749 myshare
Insurance: $
Car expenses: $ 0
Utilities: $150.00
Phone, cable, internet: $169.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/15/2012 9:02:54 AM |
MoneyForNothing | $25.12 | 10/15/2012 9:04:55 AM |
real-return2 | $26.00 | 10/15/2012 9:04:54 AM |
marketplace-cello5 | $25.00 | 10/15/2012 9:05:52 AM |
RGlad | $100.00 | 10/15/2012 9:03:14 AM |
scholarly-order6 | $25.00 | 10/15/2012 9:04:21 AM |
quantum_leap | $25.00 | 10/15/2012 9:04:56 AM |
worth-blanket2 | $3,150.00 | 10/15/2012 9:06:06 AM |
green-trade-dolphin2 | $27.26 | 10/15/2012 9:03:10 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
654318
This series of Notes was issued and sold upon the funding of the borrower loan #76391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $118.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 23% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 12 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
Amount delinquent:
| $378 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $960 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-angel8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
Principal balance:
| $1,036.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay expenses until mortgage loan processed
My financial situation:
I am a good candidate for this loan because...I will pay off the loan before it is due
Monthly net income: $2500
Monthly expenses: $2000
Housing: $935
Insurance: $75
Car expenses: $385
Utilities: $145
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $180
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/15/2012 5:17:13 PM |
sweety075 | $25.00 | 10/15/2012 5:04:52 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:40 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:07:29 PM |
LeReve | $500.00 | 10/15/2012 5:27:37 PM |
networks4ever | $25.00 | 10/15/2012 5:27:48 PM |
moola-flag4 | $25.00 | 10/15/2012 5:19:30 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:16 PM |
the-brilliant-currency | $25.00 | 10/15/2012 6:02:57 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:21:00 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:54 PM |
spry-hope4 | $200.00 | 10/15/2012 6:30:46 PM |
bob450-roth | $25.00 | 10/15/2012 6:03:32 PM |
justreturns | $25.00 | 10/15/2012 6:43:39 PM |
Voracious_Trees | $25.00 | 10/15/2012 6:45:21 PM |
money-bauble | $100.00 | 10/15/2012 6:18:35 PM |
deepblue34 | $35.00 | 10/15/2012 6:17:35 PM |
first-pragmatic-power | $25.00 | 10/15/2012 6:44:36 PM |
supreme-exchange547 | $25.00 | 10/15/2012 6:48:19 PM |
FrugalForLife2 | $25.00 | 10/15/2012 6:52:28 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:36 PM |
silver-stacker | $25.00 | 10/15/2012 6:57:12 PM |
melodious-openness | $225.00 | 10/15/2012 6:59:09 PM |
spark548 | $100.00 | 10/15/2012 5:08:14 PM |
etraboulay | $50.00 | 10/15/2012 5:08:44 PM |
thrilling-fund427 | $50.00 | 10/15/2012 5:08:53 PM |
Bob450 | $25.00 | 10/15/2012 5:04:22 PM |
mschoenf | $100.00 | 10/15/2012 5:18:48 PM |
Dubbs360 | $200.00 | 10/15/2012 5:15:26 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:28 PM |
52digital | $75.00 | 10/15/2012 5:22:57 PM |
LaGrangeLender | $60.00 | 10/15/2012 5:50:57 PM |
top-courageous-payment3 | $30.00 | 10/15/2012 5:34:13 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:45 PM |
zipemdown | $25.00 | 10/15/2012 5:57:24 PM |
compounding21 | $25.00 | 10/15/2012 5:41:53 PM |
selector568 | $300.00 | 10/15/2012 5:39:32 PM |
0_0 | $25.00 | 10/15/2012 5:48:06 PM |
gold-sushi | $25.00 | 10/15/2012 5:43:14 PM |
consummate-affluence | $100.00 | 10/15/2012 6:05:53 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:35 PM |
EnglishGeekInNYC | $25.00 | 10/15/2012 6:11:12 PM |
Jalebi | $50.00 | 10/15/2012 6:28:59 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:59 PM |
bewitching-dollar5 | $100.00 | 10/15/2012 6:44:21 PM |
money-baron | $100.00 | 10/15/2012 6:44:50 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 6:55:48 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
654350
This series of Notes was issued and sold upon the funding of the borrower loan #76580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $247.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 23y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,966 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| noble-bill0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: DEBT CONSOLIDATION/PAYOFF
This loan will be used to...HELP LOWER MY BILLS
My financial situation:
I am a good candidate for this loan because...I ALWAYS PAY ON TIME. THIS LOAN WILL ACTUALLY SAVE ME MONEY IN THE LONG TERM
Monthly net income: $5500
Monthly expenses: $3500
Housing: $1600Insurance: $300
Car expenses: $300
Utilities: $500
Phone, cable, internet: $190
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.04 | 10/15/2012 5:03:48 PM |
worth-blanket2 | $7,200.00 | 10/15/2012 5:03:57 PM |
historic-value7 | $200.00 | 10/15/2012 5:04:22 PM |
pdub | $250.00 | 10/15/2012 5:06:53 PM |
cr8on | $75.00 | 10/15/2012 5:05:18 PM |
trade-goblin9 | $100.00 | 10/15/2012 5:05:39 PM |
felicity-contributor3 | $25.00 | 10/15/2012 5:05:54 PM |
moneyforthehoney | $25.00 | 10/15/2012 5:06:23 PM |
credit-missile | $100.00 | 10/15/2012 5:05:27 PM |
wonder3 | $25.00 | 10/15/2012 5:04:53 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
654356
This series of Notes was issued and sold upon the funding of the borrower loan #76387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $447.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 8 |
Revolving credit balance:
| $12,668 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| pious-greenback2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...pay off my 2011 Fed Tax balance.
My financial situation: is good.
I am a good candidate for this loan because...I pay all of my bills on time and earn a high income.
Monthly net income: $13,750
Monthly expenses: $
Housing: $2500
Insurance: $125
Car expenses: $600
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $1900 (child support, ending June 2013)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $500.00 | 10/15/2012 5:17:43 PM |
pdub | $500.00 | 10/15/2012 5:05:10 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:47 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:18 PM |
janeybooboo | $100.00 | 10/15/2012 5:10:54 PM |
gotjack-IRA | $25.02 | 10/15/2012 5:46:35 PM |
DasMula | $44.00 | 10/15/2012 5:49:34 PM |
bright-idea11 | $25.00 | 10/15/2012 5:53:52 PM |
bonus-demon | $50.00 | 10/15/2012 5:28:22 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:38 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:36 PM |
moneyforthehoney | $30.00 | 10/15/2012 7:02:07 PM |
bonus-seahorse | $200.00 | 10/16/2012 1:24:35 AM |
nakanu | $25.00 | 10/15/2012 7:27:15 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:50 PM |
the-profit-oracle | $25.00 | 10/16/2012 5:46:50 AM |
slowgains | $25.00 | 10/15/2012 8:50:39 PM |
chrisb1414 | $25.00 | 10/16/2012 6:19:25 AM |
rockhound84 | $25.00 | 10/16/2012 5:37:01 AM |
friendinmoney | $25.00 | 10/16/2012 9:25:23 AM |
inspiring-kindness062 | $100.00 | 10/16/2012 2:45:53 PM |
ingenious-gold842 | $32.76 | 10/16/2012 3:07:42 PM |
income-plato | $25.00 | 10/16/2012 3:51:58 PM |
yield-lion | $25.00 | 10/16/2012 5:00:45 PM |
return-exchanger355 | $100.00 | 10/16/2012 5:05:42 PM |
bid-papyrus | $25.00 | 10/16/2012 5:06:47 PM |
Astyanax | $30.00 | 10/16/2012 1:59:24 PM |
Beld | $50.00 | 10/16/2012 5:09:31 PM |
Codextreme07 | $75.00 | 10/16/2012 2:52:28 PM |
1randyp | $25.00 | 10/16/2012 5:05:20 PM |
spark548 | $100.00 | 10/16/2012 5:07:07 PM |
finance-prescription | $100.00 | 10/16/2012 5:06:09 PM |
haplender | $50.00 | 10/16/2012 5:10:01 PM |
100units | $200.00 | 10/16/2012 5:11:46 PM |
natural-affluence6 | $25.00 | 10/16/2012 9:02:28 AM |
Brisket_Bob | $35.00 | 10/16/2012 4:06:36 PM |
cattlebaron | $25.00 | 10/15/2012 5:07:44 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:56 PM |
shaps | $50.00 | 10/15/2012 5:22:32 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:57 PM |
mschoenf | $100.00 | 10/15/2012 5:18:20 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:27 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:17 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:12 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:46 PM |
EngineersAlliance | $100.00 | 10/15/2012 6:00:57 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:57 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:59 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:36 PM |
vigorous-market5 | $200.00 | 10/15/2012 6:44:23 PM |
toblerone | $25.00 | 10/15/2012 6:24:16 PM |
etraboulay | $50.00 | 10/15/2012 6:31:53 PM |
LoanerPrincipal | $25.00 | 10/15/2012 7:29:11 PM |
dukeiyer | $25.00 | 10/15/2012 7:41:54 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:45:33 PM |
HikeMoab | $25.00 | 10/15/2012 8:21:29 PM |
velocity-winner | $25.00 | 10/15/2012 8:30:24 PM |
historic-value7 | $150.00 | 10/16/2012 6:34:24 AM |
PThor | $25.00 | 10/16/2012 7:13:26 AM |
RGlad | $100.00 | 10/16/2012 5:28:39 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:22 AM |
seabassx | $25.00 | 10/16/2012 7:23:48 AM |
scholarly-order6 | $125.00 | 10/16/2012 9:15:03 AM |
the-silver-blaster | $50.00 | 10/16/2012 9:21:44 AM |
scarlet-velvet | $25.08 | 10/16/2012 9:28:43 AM |
tech310 | $50.00 | 10/16/2012 9:37:54 AM |
banchan | $37.00 | 10/16/2012 9:49:21 AM |
moola-accelerator6 | $40.00 | 10/16/2012 10:13:12 AM |
relentless-fund1 | $25.00 | 10/16/2012 10:29:51 AM |
a-finance-nirvana | $25.00 | 10/16/2012 10:58:39 AM |
glroark | $100.00 | 10/16/2012 11:03:55 AM |
RoyFauntleroy | $25.00 | 10/16/2012 2:54:29 PM |
quarkyuzu | $50.00 | 10/16/2012 3:58:19 PM |
B1-Lancer | $34.48 | 10/16/2012 4:07:10 PM |
investmentgeek | $25.00 | 10/16/2012 4:11:59 PM |
investment-cluster | $25.00 | 10/16/2012 4:36:20 PM |
money-surge1 | $25.00 | 10/16/2012 5:03:00 PM |
Budro | $50.00 | 10/16/2012 5:04:25 PM |
thrifty-generosity222 | $50.00 | 10/16/2012 5:06:50 PM |
leverage-monger | $25.00 | 10/16/2012 2:00:02 PM |
trade-beeper4 | $25.00 | 10/16/2012 5:10:18 PM |
Cory79 | $26.94 | 10/16/2012 4:21:22 PM |
ATWLab | $25.00 | 10/16/2012 4:27:25 PM |
Munnie | $25.00 | 10/16/2012 4:57:49 PM |
speedy-point | $25.00 | 10/16/2012 5:03:26 PM |
loyalty-dragster7 | $125.00 | 10/16/2012 5:06:35 PM |
P2P_Investor | $1,000.00 | 10/16/2012 5:09:45 PM |
fair-pound5 | $50.00 | 10/16/2012 5:07:14 PM |
zipemdown | $25.00 | 10/16/2012 5:07:45 PM |
postalwhiz | $25.00 | 10/16/2012 5:08:37 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
654368
This series of Notes was issued and sold upon the funding of the borrower loan #76583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 29.97% |
Borrower rate/APR:
| 30.97% / 33.71% |
Monthly payment:
| $131.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 13.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,927 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| wealth-relaxation1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,590.09 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2011)
|
Principal balance:
| $3,603.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Business
Purpose of loan:
This loan will be used to...Finance the marketing efforts necessary to increase gross income.
My financial situation:
I am a good candidate for this loan because...these marketing efforts will increase my gross income by $10,000 to $15,000 per year.
Monthly net income: $3500
Monthly expenses: $3025
Housing: $950
Insurance: $300
Car expenses: $450
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $350
Clothing, household expenses: $75
Credit cards and other loans: $500
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 10/16/2012 5:03:27 PM |
fantastic-contract1 | $300.00 | 10/16/2012 5:00:32 PM |
speedy-point | $25.00 | 10/16/2012 5:03:26 PM |
worth-blanket2 | $3,400.00 | 10/16/2012 5:03:33 PM |
Dusigrosz | $300.00 | 10/16/2012 5:00:31 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
654370
This series of Notes was issued and sold upon the funding of the borrower loan #76062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $127.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 24% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-ingenious-peso2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan: Engagment Ring Financing
This loan will be used to... Purachase an amazing engagement ring for the woman of my dreams.
My financial situation: My salary is just over $40,000
I am a good candidate for this loan because... I have a secure income and have been at this job for almost three years. I currently have $0 credit card debt (three cards open in good standing). I have also almost paid off my first auto loan, which will net me additional funds to return money on this loan.
Monthly net income: $ 2400
Monthly expenses: $ 1200
Housing: $ 295
Insurance: $90
Car expenses: $ 277 (almost paid off!)
Utilities: $50
Phone, cable, internet: $ 80
Food, entertainment: $ 100
Clothing, household expenses: $0
Credit cards and other loans: $~200 (Student loans - college graduate)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $60.01 | 10/15/2012 5:12:30 PM |
pdub | $250.00 | 10/15/2012 5:06:54 PM |
etraboulay | $50.00 | 10/15/2012 5:08:44 PM |
appetizing-loyalty354 | $75.00 | 10/15/2012 5:10:47 PM |
52digital | $75.00 | 10/15/2012 5:22:57 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:23:07 PM |
BankofRon_IRA | $100.00 | 10/15/2012 5:24:45 PM |
rate-advocator7 | $200.00 | 10/15/2012 5:41:20 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:54 PM |
credit-coach118 | $25.02 | 10/15/2012 6:31:26 PM |
EL_Papin | $25.00 | 10/15/2012 6:09:07 PM |
Jalebi | $50.00 | 10/15/2012 6:28:59 PM |
jwill2172 | $50.00 | 10/15/2012 7:25:57 PM |
netg | $75.00 | 10/15/2012 6:39:40 PM |
Voracious_Trees | $25.00 | 10/15/2012 6:44:44 PM |
Plow_n_Sow | $25.00 | 10/15/2012 7:12:58 PM |
payment-halo | $25.00 | 10/15/2012 7:41:39 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:43 PM |
mschoenf | $60.00 | 10/15/2012 5:19:01 PM |
reward-walnut | $25.00 | 10/15/2012 5:10:21 PM |
DasMula | $25.00 | 10/15/2012 5:30:56 PM |
power-chihuahua | $25.00 | 10/15/2012 5:32:53 PM |
zipemdown | $25.00 | 10/15/2012 5:57:24 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:46 PM |
alexander-hamilton | $50.00 | 10/15/2012 5:58:58 PM |
asset-professor | $100.00 | 10/15/2012 6:07:31 PM |
exciting-fairness | $200.00 | 10/15/2012 6:11:32 PM |
terrific-dough6 | $50.00 | 10/15/2012 6:17:02 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:36 PM |
well-rounded-payout0 | $50.00 | 10/15/2012 7:09:38 PM |
greenback-buckeye | $25.00 | 10/15/2012 6:51:27 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 6:55:48 PM |
Investor_DP | $200.00 | 10/15/2012 7:11:57 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:50 PM |
justasoldier | $75.00 | 10/15/2012 7:51:48 PM |
CaptainTimerica | $254.97 | 10/15/2012 8:26:38 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
654452
This series of Notes was issued and sold upon the funding of the borrower loan #76200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 11.82% |
Monthly payment:
| $105.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.51% | | |
| |
Estimated return*:
| 7.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
2 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,469 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsible-justice82 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to make home improvements
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-chihuahua3 | $25.00 | 10/16/2012 9:09:31 AM |
FortuneFund | $200.00 | 10/16/2012 9:10:00 AM |
janeybooboo | $100.00 | 10/16/2012 9:09:35 AM |
jcornehlsen | $25.00 | 10/16/2012 9:11:47 AM |
obedient-payout0 | $25.00 | 10/16/2012 9:11:50 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 9:36:12 AM |
decisive-income7 | $1,000.00 | 10/16/2012 9:13:42 AM |
Dollars4Rent | $50.00 | 10/16/2012 9:26:45 AM |
mdv | $25.00 | 10/16/2012 10:04:12 AM |
octoberfresh | $25.00 | 10/16/2012 9:46:14 AM |
brainy-credit1 | $40.00 | 10/16/2012 9:47:23 AM |
Rivervale_Westwood | $25.00 | 10/16/2012 10:09:32 AM |
bazaar-tulip | $25.00 | 10/16/2012 10:13:05 AM |
neighborly-hope6 | $100.00 | 10/16/2012 10:13:08 AM |
community-burrito9 | $45.00 | 10/16/2012 9:56:36 AM |
persistent-dinero953 | $25.00 | 10/16/2012 10:22:53 AM |
Perdita_II | $25.00 | 10/16/2012 10:04:40 AM |
finagler | $25.00 | 10/16/2012 10:08:24 AM |
TWGCJ | $25.00 | 10/16/2012 10:27:34 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:27 AM |
patriot897 | $25.00 | 10/16/2012 10:48:10 AM |
ready-interest9 | $25.00 | 10/16/2012 11:29:12 AM |
inspiring-kindness062 | $200.00 | 10/16/2012 2:45:54 PM |
ore-dojo | $50.00 | 10/16/2012 12:20:13 PM |
marketplace-singularity3 | $50.00 | 10/16/2012 1:09:31 PM |
sescubed | $60.00 | 10/16/2012 1:14:52 PM |
efficient-greenback6 | $25.00 | 10/16/2012 2:14:08 PM |
Astyanax | $40.00 | 10/16/2012 1:55:49 PM |
soarmore | $50.00 | 10/16/2012 5:12:32 PM |
availableloan | $25.00 | 10/16/2012 5:17:44 PM |
Maverick158 | $50.00 | 10/16/2012 5:39:24 PM |
market-maximizer472 | $100.00 | 10/16/2012 5:31:24 PM |
Jalebi | $25.00 | 10/16/2012 5:31:22 PM |
gpuck | $25.00 | 10/16/2012 6:23:13 PM |
blot44 | $25.00 | 10/16/2012 6:07:25 PM |
BlessedEveryDay | $25.00 | 10/16/2012 6:28:26 PM |
brilliant-justice214 | $50.00 | 10/16/2012 7:03:30 PM |
Aberdeen | $100.00 | 10/16/2012 11:24:32 AM |
Brisket_Bob | $49.85 | 10/16/2012 4:02:04 PM |
best-bonafide-p2p | $50.00 | 10/16/2012 9:16:21 AM |
green-trade-dolphin2 | $28.02 | 10/16/2012 9:03:12 AM |
engaging-worth | $25.00 | 10/16/2012 9:34:11 AM |
ATOHokie | $100.00 | 10/16/2012 9:22:38 AM |
HikeMoab | $44.71 | 10/16/2012 9:32:43 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:51 AM |
PThor | $25.00 | 10/16/2012 9:57:16 AM |
charlieok | $25.00 | 10/16/2012 9:43:12 AM |
hopeful_lender | $200.00 | 10/16/2012 10:05:05 AM |
oracle3 | $50.00 | 10/16/2012 10:06:45 AM |
indomitable-coin | $25.00 | 10/16/2012 9:52:16 AM |
radforj22 | $25.00 | 10/16/2012 10:20:58 AM |
alydad1 | $25.00 | 10/16/2012 10:00:43 AM |
imogen22 | $50.00 | 10/16/2012 10:28:34 AM |
repayment-pagoda8 | $100.00 | 10/16/2012 10:25:24 AM |
compoundinterest | $25.00 | 10/16/2012 10:34:08 AM |
skaught | $100.00 | 10/16/2012 10:46:01 AM |
boylezz | $25.00 | 10/16/2012 11:22:03 AM |
jubilant-capital1 | $25.00 | 10/16/2012 11:08:17 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:19 AM |
Vegasjim | $25.00 | 10/16/2012 11:55:58 AM |
CoolPlexer | $50.00 | 10/16/2012 11:47:25 AM |
Brookst | $50.00 | 10/16/2012 5:04:35 PM |
bellaquito | $500.00 | 10/16/2012 12:07:18 PM |
auctionator1 | $25.00 | 10/16/2012 1:47:36 PM |
cwegert | $30.00 | 10/16/2012 3:43:04 PM |
cello1 | $25.00 | 10/16/2012 5:00:45 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:05 PM |
tolerant-dinero2 | $25.00 | 10/16/2012 5:33:00 PM |
larsowe | $75.00 | 10/16/2012 5:34:40 PM |
RothySkynx | $12.42 | 10/16/2012 7:39:57 PM |
TFAD72 | $25.00 | 10/16/2012 7:21:35 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
654456
This series of Notes was issued and sold upon the funding of the borrower loan #76432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $298.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,135 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassionate-asset8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
historic-value7 | $200.00 | 10/16/2012 9:06:31 AM |
Endeavour | $150.00 | 10/16/2012 9:07:05 AM |
decisive-income7 | $340.00 | 10/16/2012 9:09:34 AM |
income-triangulation1 | $25.00 | 10/16/2012 9:01:44 AM |
worth-blanket2 | $9,900.00 | 10/16/2012 9:04:51 AM |
janeybooboo | $100.00 | 10/16/2012 9:06:15 AM |
Whipster | $60.00 | 10/16/2012 9:08:18 AM |
scholarly-order6 | $50.00 | 10/16/2012 9:07:23 AM |
Bank_Of_XL | $25.00 | 10/16/2012 9:04:15 AM |
Bob450 | $25.00 | 10/16/2012 9:04:17 AM |
RGlad | $100.00 | 10/16/2012 9:06:04 AM |
wonder3 | $25.00 | 10/16/2012 9:07:55 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
654462
This series of Notes was issued and sold upon the funding of the borrower loan #76706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,448.23 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 13.58% |
Monthly payment:
| $99.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,110 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-sherpa2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Purchase window coverings
My financial situation:
I am a good candidate for this loan because...I am an American, I have good credit and I pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
decisive-income7 | $1,000.00 | 10/17/2012 9:23:08 AM |
community-burrito9 | $75.00 | 10/17/2012 9:08:18 AM |
janeybooboo | $100.00 | 10/17/2012 9:12:14 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:23:24 AM |
Interloper | $25.00 | 10/17/2012 10:05:58 AM |
worth-blanket2 | $3,073.00 | 10/17/2012 11:12:19 AM |
weatherman89 | $0.23 | 10/17/2012 11:32:32 AM |
napmanger | $100.00 | 10/17/2012 9:23:21 AM |
kindness-lesson1 | $50.00 | 10/17/2012 9:24:19 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
654528
This series of Notes was issued and sold upon the funding of the borrower loan #76453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 19y 9m |
Amount delinquent:
| $258 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,504 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| indomitable-reward957 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off a few creditors for good and will reduce my monthly obligations.
My financial situation:
I am a good candidate for this loan because...I am a motivated, hard working, trusted and solid employee who has been raising three sons alone for twenty years and I am a survivor in all situations. I get extra income from 2 of my sons, but I have had a few extra expenses lately for car repairs and travel expenses.
Monthly net income: $4128
Monthly expenses: $3955
Housing: $2236
Insurance: $
Car expenses: $638 (car pmt, gas, car ins)
Utilities: $146
Phone, cable, internet: $135 (triple play)
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 10/18/2012 5:02:59 AM |
trade-goblin9 | $50.00 | 10/17/2012 9:27:41 AM |
Bob450 | $25.00 | 10/17/2012 9:12:32 AM |
DevinHill | $25.00 | 10/17/2012 11:03:13 AM |
seadogs | $25.00 | 10/17/2012 1:21:27 PM |
banker34 | $25.00 | 10/17/2012 2:28:07 PM |
s_man1 | $25.00 | 10/17/2012 4:31:27 PM |
rapid-liberty3 | $25.00 | 10/17/2012 11:32:10 PM |
Voracious_Trees | $25.00 | 10/17/2012 5:31:44 PM |
likeable-hope | $25.00 | 10/17/2012 7:23:33 PM |
wealth-renaissance5 | $25.00 | 10/18/2012 3:32:28 AM |
melodious-openness | $351.36 | 10/18/2012 5:29:29 AM |
InChicago | $160.04 | 10/17/2012 9:39:38 AM |
credit-missile | $50.00 | 10/18/2012 4:02:28 AM |
green-trade-dolphin | $50.03 | 10/17/2012 9:44:41 AM |
ethical-truth211 | $300.00 | 10/17/2012 9:52:17 AM |
ethical-truth211 | $200.00 | 10/17/2012 9:52:31 AM |
Rogelio48 | $25.00 | 10/17/2012 12:20:15 PM |
scholarly-order6 | $50.00 | 10/17/2012 9:55:52 AM |
new-liberty-jalapeno | $25.00 | 10/17/2012 4:50:35 PM |
market-bearer0 | $25.00 | 10/17/2012 12:23:28 PM |
first-felicity-pursuit | $25.00 | 10/17/2012 5:33:13 PM |
compatible-deal9 | $25.00 | 10/17/2012 5:46:14 PM |
melodious-openness | $98.57 | 10/17/2012 8:47:57 PM |
Free-the-usa-1776 | $25.00 | 10/17/2012 5:38:17 PM |
lulasky63 | $25.00 | 10/17/2012 10:27:44 PM |
gilbrear | $25.00 | 10/17/2012 5:26:49 PM |
impala6464 | $30.00 | 10/17/2012 7:07:37 PM |
I-Believe-In-You | $25.00 | 10/17/2012 7:09:34 PM |
Malkial | $25.00 | 10/17/2012 8:56:10 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:19:23 PM |
EngineersAlliance | $35.00 | 10/17/2012 9:21:40 PM |
newest-generous-income | $25.00 | 10/18/2012 2:12:38 AM |
helping-out | $75.00 | 10/18/2012 5:20:59 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
654602
This series of Notes was issued and sold upon the funding of the borrower loan #76281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
17 | Length of status: | 11y 6m |
Amount delinquent:
| $113 |
Total credit lines:
| 37 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 2/ 3 |
Revolving credit balance:
| $20,228 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| builder824 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement - Need New Roof
Purpose of loan:
This loan will be used to pay repairs to my roof due to a recent storm.
My financial situation:
I am a good candidate for this loan because I have a stable job and am looking for short term financing until I receive my annual commission on March 31, 2013. The commission is already guaranteed to be at least $30K.
I am actually looking for $8K and am open to alternative financing ideas.
Monthly net income: $9000
Monthly expenses: $8000
Housing: $2400
Insurance: $800
Car expenses: $1000
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $700
Credit cards and other loans: $1600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.03 | 10/16/2012 9:06:55 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:52 AM |
first-serene-credit | $25.00 | 10/16/2012 10:52:19 AM |
Dubbs360 | $100.00 | 10/16/2012 11:55:38 AM |
open-minded-p2p1 | $25.00 | 10/16/2012 11:02:53 AM |
thrifty-capital | $25.00 | 10/16/2012 12:21:00 PM |
decisive-income7 | $1,000.00 | 10/16/2012 12:54:29 PM |
the-inspired-justice | $25.00 | 10/17/2012 1:46:12 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:26 AM |
payout-shrubbery7 | $100.00 | 10/18/2012 1:04:21 PM |
the-laudable-peso | $40.00 | 10/18/2012 5:53:10 PM |
principal-cooker2 | $50.00 | 10/18/2012 5:56:13 PM |
rabbidlender | $25.00 | 10/18/2012 6:19:21 PM |
javelin256 | $25.00 | 10/18/2012 6:22:00 PM |
copper | $50.00 | 10/18/2012 6:32:10 PM |
Iamthewalrus | $25.00 | 10/18/2012 6:20:51 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:01 PM |
bill-carrier6 | $25.00 | 10/18/2012 7:17:34 PM |
credit-bliss8 | $25.00 | 10/18/2012 7:21:47 PM |
treasure-generator | $25.00 | 10/18/2012 7:24:56 PM |
dedicated-transaction796 | $25.00 | 10/18/2012 7:09:42 PM |
cash-reaction2 | $25.00 | 10/18/2012 7:13:51 PM |
rs999 | $25.00 | 10/18/2012 7:33:22 PM |
alaskanbearcub | $25.00 | 10/18/2012 7:21:10 PM |
Jalebi | $25.00 | 10/18/2012 7:27:48 PM |
jorgec | $36.67 | 10/18/2012 10:27:42 PM |
jhernand17 | $25.00 | 10/18/2012 10:48:56 PM |
cloud546 | $25.00 | 10/19/2012 12:50:46 AM |
tmdmf | $25.00 | 10/19/2012 5:06:49 AM |
EretzCapital | $75.16 | 10/19/2012 7:45:37 AM |
sgt-schultz | $31.00 | 10/19/2012 6:02:59 AM |
laser | $50.00 | 10/19/2012 7:12:44 AM |
InChicago | $80.04 | 10/16/2012 9:01:53 AM |
natural-affluence6 | $25.00 | 10/17/2012 9:02:25 AM |
handy-justice | $50.00 | 10/16/2012 9:11:05 AM |
the-credit-maker | $100.00 | 10/16/2012 9:14:49 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:31 AM |
oracle3 | $50.00 | 10/16/2012 10:06:45 AM |
majestic-note6 | $150.00 | 10/16/2012 10:41:50 AM |
CA-Lender | $25.00 | 10/16/2012 11:03:41 AM |
banker34 | $25.00 | 10/16/2012 4:14:01 PM |
kegs | $150.00 | 10/18/2012 2:25:34 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:29 PM |
cp-family | $50.00 | 10/18/2012 5:51:58 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:56 PM |
speedy-peso1 | $100.00 | 10/18/2012 6:01:48 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:14 PM |
best-listing-toro | $25.00 | 10/18/2012 6:14:49 PM |
Cybercusp | $25.00 | 10/18/2012 6:48:02 PM |
stock106 | $25.00 | 10/18/2012 6:22:43 PM |
reward-adventure | $50.00 | 10/18/2012 6:38:33 PM |
paytonbrigadier | $250.00 | 10/18/2012 7:14:09 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:26 PM |
faldureon | $25.00 | 10/18/2012 7:31:05 PM |
nex | $25.00 | 10/18/2012 7:49:29 PM |
truth-chooser1 | $25.00 | 10/18/2012 7:30:21 PM |
roux | $25.00 | 10/18/2012 8:44:14 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:29 PM |
businessbroker101 | $25.00 | 10/19/2012 5:49:35 AM |
understanding-loan7 | $31.74 | 10/19/2012 7:25:16 AM |
compatible-deal9 | $25.00 | 10/19/2012 7:47:57 AM |
phenomenal-dinero917 | $100.00 | 10/19/2012 2:42:16 AM |
justsk8tingby | $50.08 | 10/19/2012 6:34:40 AM |
312-Lender | $52.21 | 10/18/2012 10:14:04 PM |
pious-openness | $28.07 | 10/19/2012 8:04:06 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
654614
This series of Notes was issued and sold upon the funding of the borrower loan #76242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 29.30% |
Borrower rate/APR:
| 30.30% / 33.02% |
Monthly payment:
| $325.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.70% | | |
| |
Estimated return*:
| 13.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,884 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enthusiastic-order271 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off credit card debit
This loan will be used to... To mend my credit by paying off all outstanding credit card balances.
My financial situation: I am currently separated with two small children at home. I work 2 jobs currently and need help to reduce my debt anyway I can to help me out. I do receive $1800 a month for child support.
I am a good candidate for this loan because... I have a steady income from 2 jobs. I am rarely deliquent on my bills. I am reliable on paying my bills, I really need this loan to help me and my children.
Monthly net income: $ 2700
Monthly expenses: $
Housing: $ 1250
Insurance: $ 200
Car expenses: $ 150
Utilities: $ 100
Phone, cable, internet: $ 130
Food, entertainment: $ 150
Clothing, household expenses: $ 50
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $30.00 | 10/16/2012 9:03:30 AM |
Foggy | $25.00 | 10/16/2012 9:08:57 AM |
janeybooboo | $50.00 | 10/16/2012 9:04:20 AM |
RGlad | $100.00 | 10/16/2012 9:03:46 AM |
historic-value7 | $75.00 | 10/16/2012 9:05:45 AM |
newest-currency-vibrato | $25.00 | 10/16/2012 9:11:10 AM |
the-credit-maker | $100.00 | 10/16/2012 9:14:49 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:52 AM |
bob450-roth | $25.00 | 10/16/2012 9:50:13 AM |
DasMula | $25.00 | 10/16/2012 9:41:23 AM |
community-burrito9 | $45.00 | 10/16/2012 9:55:34 AM |
handy-justice | $50.00 | 10/16/2012 9:04:27 AM |
worth-blanket2 | $9,000.00 | 10/16/2012 9:02:43 AM |
scholarly-order6 | $50.00 | 10/16/2012 9:04:29 AM |
trade-goblin9 | $25.00 | 10/16/2012 9:08:40 AM |
Beast_Mode_Money | $25.00 | 10/16/2012 9:17:45 AM |
tolerant-responsibility051 | $370.00 | 10/16/2012 9:57:43 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
654642
This series of Notes was issued and sold upon the funding of the borrower loan #76224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 8m |
Amount delinquent:
| $3,323 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,399 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| gainenstein3 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Payoff and consolidate debt.
My financial situation:
I am a good candidate for this loan because...I plan to utilize and payoff this loan quickly. This loan will help me conslidate bills to free up breathing room from the paycheck to paycheck that I have been in since my divorce. I was abandoned and my spouse filed bankruptcy and I am left trying to pick up the pieces the right way.
Monthly net income: $4600
Monthly expenses: $
Housing: $1500
Insurance: $250
Car expenses: $656
Utilities: $180
Phone, cable, internet: $100
Food, entertainment: $200 Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 10/16/2012 5:15:32 PM |
soarmore | $25.00 | 10/16/2012 5:12:37 PM |
community-burrito9 | $65.00 | 10/16/2012 5:33:09 PM |
a-finance-nirvana | $25.00 | 10/16/2012 5:23:00 PM |
PThor | $25.00 | 10/16/2012 5:25:49 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:16 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:25 PM |
integrity-reactor4 | $100.00 | 10/17/2012 5:15:56 AM |
toblerone | $25.00 | 10/16/2012 6:27:33 PM |
decisive-income7 | $250.00 | 10/17/2012 8:13:29 AM |
punctual-worth263 | $51.15 | 10/17/2012 10:56:27 AM |
social-zebra | $30.00 | 10/17/2012 11:50:51 AM |
rospa | $50.00 | 10/17/2012 9:55:45 AM |
credit-dandelion148 | $100.00 | 10/17/2012 10:42:05 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:53 AM |
32669 | $25.00 | 10/17/2012 3:34:06 PM |
jebber007 | $35.00 | 10/17/2012 3:35:22 PM |
BankofRon | $25.00 | 10/17/2012 3:57:06 PM |
ferdberfel | $25.00 | 10/17/2012 4:16:15 PM |
gold-disk | $25.00 | 10/17/2012 1:03:46 PM |
equitable-bid250 | $100.00 | 10/17/2012 1:53:20 PM |
j2ee | $50.00 | 10/17/2012 5:07:03 PM |
seadogs | $25.00 | 10/17/2012 1:22:32 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:25 PM |
investment-cluster | $30.00 | 10/17/2012 4:05:06 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:37 PM |
resolute-justice413 | $200.00 | 10/17/2012 5:18:23 PM |
powderbumps | $27.00 | 10/17/2012 4:57:43 PM |
repayment-uprising | $25.00 | 10/17/2012 5:36:07 PM |
benjamins-wizard5 | $25.00 | 10/17/2012 5:54:29 PM |
progressive-gold6 | $100.00 | 10/17/2012 5:21:53 PM |
upbeat-finance8 | $25.00 | 10/17/2012 6:55:54 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:22 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:13 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:33 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:55 PM |
oracle3 | $50.00 | 10/16/2012 5:37:47 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:53 PM |
decisive-income7 | $250.00 | 10/17/2012 9:28:16 AM |
orange-dynamic-euro | $25.00 | 10/17/2012 11:21:38 AM |
davechris870 | $50.00 | 10/17/2012 11:27:03 AM |
blue-laudable-dinero | $25.00 | 10/17/2012 9:52:59 AM |
silver-saber | $125.00 | 10/17/2012 12:08:34 PM |
penny-mad-scientist9 | $25.00 | 10/17/2012 9:53:45 AM |
pthighs | $101.08 | 10/17/2012 10:30:44 AM |
usanachris | $38.26 | 10/17/2012 1:58:02 PM |
gain-expert | $35.00 | 10/17/2012 11:55:54 AM |
Tell-me-more | $50.00 | 10/17/2012 1:34:08 PM |
EclipseDirect | $100.00 | 10/17/2012 2:27:40 PM |
sasquatch5 | $25.00 | 10/17/2012 1:11:21 PM |
wattboy | $25.00 | 10/17/2012 1:20:39 PM |
fairness-atmosphere | $25.00 | 10/17/2012 2:49:24 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:49 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:11 PM |
mschoenf | $100.00 | 10/17/2012 5:21:18 PM |
new-liberty-jalapeno | $25.00 | 10/17/2012 4:48:27 PM |
LeReve | $500.00 | 10/17/2012 5:31:22 PM |
100units | $200.00 | 10/17/2012 5:13:26 PM |
finance-coyote3 | $475.01 | 10/17/2012 7:01:49 PM |
nickel-ferret | $25.00 | 10/17/2012 5:22:40 PM |
wise-virtuous-vigilance | $100.00 | 10/17/2012 5:23:34 PM |
hope-percolator8 | $50.00 | 10/17/2012 5:15:01 PM |
abundanceforever | $52.50 | 10/17/2012 5:17:52 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:19:52 PM |
jderek01 | $35.00 | 10/17/2012 5:46:30 PM |
shaps | $50.00 | 10/17/2012 5:25:59 PM |
wesleys | $25.00 | 10/17/2012 5:41:59 PM |
LivingDoneRight262 | $100.00 | 10/17/2012 6:29:49 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
654702
This series of Notes was issued and sold upon the funding of the borrower loan #76541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $289.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,977 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| Personal-Loan-Screen |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to...fund a prototype for a smart-phone application which offers a timing model.
My financial situation:
I am a good candidate for this loan because...I have a good credit history and not a lot of debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 10/16/2012 10:56:14 AM |
intuitive-benefit3 | $100.00 | 10/16/2012 9:13:09 AM |
coin-trumpet | $40.00 | 10/16/2012 9:17:33 AM |
QsDad | $25.00 | 10/16/2012 9:25:12 AM |
CreditBuilder2 | $25.01 | 10/16/2012 9:09:54 AM |
FortuneFund | $200.00 | 10/16/2012 9:10:01 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:52 AM |
best-bonafide-p2p | $25.00 | 10/16/2012 9:15:47 AM |
LoanerPrincipal | $25.00 | 10/16/2012 9:21:23 AM |
Moneypenny6 | $25.00 | 10/16/2012 10:06:50 AM |
superb-funds335 | $25.00 | 10/16/2012 10:07:01 AM |
shaps | $50.00 | 10/16/2012 10:39:32 AM |
vigorous-payment6 | $25.00 | 10/16/2012 10:47:34 AM |
mschoenf | $100.00 | 10/16/2012 10:34:34 AM |
MattLic | $25.00 | 10/16/2012 10:44:27 AM |
compassion-twister2 | $50.00 | 10/16/2012 11:01:15 AM |
Vegasjim | $25.00 | 10/16/2012 11:19:15 AM |
FundMaker | $25.00 | 10/16/2012 4:37:34 PM |
RJN | $26.24 | 10/16/2012 11:58:39 AM |
Johnab | $25.00 | 10/16/2012 4:16:23 PM |
Munnie | $25.00 | 10/16/2012 4:57:50 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:25 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:17 PM |
nickel-ferret | $25.00 | 10/16/2012 5:17:50 PM |
charming-exchange7 | $25.00 | 10/16/2012 5:18:37 PM |
Maverick158 | $50.00 | 10/16/2012 5:30:42 PM |
market-maximizer472 | $25.00 | 10/16/2012 5:30:53 PM |
Money_Working | $25.00 | 10/16/2012 8:57:43 PM |
finance-coyote3 | $878.75 | 10/17/2012 12:03:57 AM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:50 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:57 PM |
Aberdeen | $100.00 | 10/16/2012 11:24:32 AM |
repayment-chihuahua3 | $25.00 | 10/16/2012 9:09:31 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 9:36:13 AM |
lionheart722 | $100.00 | 10/16/2012 9:12:09 AM |
hopeful_lender | $100.00 | 10/16/2012 10:04:22 AM |
octoberfresh | $25.00 | 10/16/2012 9:46:14 AM |
payout-motivator0 | $25.00 | 10/16/2012 9:48:09 AM |
durability-solstice8 | $50.00 | 10/16/2012 9:50:33 AM |
indomitable-coin | $25.00 | 10/16/2012 9:52:17 AM |
PThor | $25.00 | 10/16/2012 9:57:16 AM |
special-dinero553 | $25.00 | 10/16/2012 10:32:35 AM |
persistent-dinero953 | $25.00 | 10/16/2012 10:22:54 AM |
FortuneFundII | $200.00 | 10/16/2012 10:41:05 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:28 AM |
KlotzLending | $25.00 | 10/16/2012 11:04:24 AM |
etraboulay | $50.00 | 10/16/2012 11:05:48 AM |
kind-payment-viking3 | $100.00 | 10/16/2012 10:48:27 AM |
CIC | $25.00 | 10/16/2012 11:09:50 AM |
patriot897 | $25.00 | 10/16/2012 10:48:11 AM |
Dollars4Rent | $25.00 | 10/16/2012 11:17:09 AM |
kfrench | $75.00 | 10/16/2012 11:18:58 AM |
a-finance-nirvana | $25.00 | 10/16/2012 10:58:40 AM |
prudent-deal662 | $25.00 | 10/16/2012 11:11:15 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:19 AM |
soarmore | $25.00 | 10/16/2012 5:12:32 PM |
100units | $200.00 | 10/16/2012 5:11:06 PM |
AEH_Now | $25.00 | 10/16/2012 6:32:11 PM |
wise-abundant-hope | $25.00 | 10/16/2012 8:16:33 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:36 PM |
Eisande | $50.00 | 10/16/2012 8:16:34 PM |
exciting-finance288 | $30.00 | 10/16/2012 8:23:17 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
654712
This series of Notes was issued and sold upon the funding of the borrower loan #76399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $169.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1973 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,361 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 45 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| robust-transaction3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good
Monthly net income: $
Monthly expenses: $
H and I love my girlfriend very much and want to spend the rest of my life with herousing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $250.00 | 10/15/2012 5:06:54 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:40 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:20 PM |
mschoenf | $100.00 | 10/15/2012 5:18:20 PM |
commerce-gargantuan2 | $45.00 | 10/15/2012 5:33:29 PM |
MI2 | $3,455.00 | 10/15/2012 5:39:28 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:57 PM |
j2ee | $50.00 | 10/15/2012 5:07:45 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:18 PM |
nickel-ferret | $25.00 | 10/15/2012 5:19:42 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:13 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:57 PM |
flo_rida | $100.00 | 10/15/2012 5:21:41 PM |
shaps | $50.00 | 10/15/2012 5:22:32 PM |
toblerone | $25.00 | 10/15/2012 5:31:01 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:47 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
654720
This series of Notes was issued and sold upon the funding of the borrower loan #76197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $688 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-return-farm |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt con
Purpose of loan: other
This loan will be used to...personal
My financial situation: i make a steady income
I am a good candidate for this loan because...i pay all my bills on time
Monthly net income: $3500
Monthly expenses: $1500
Housing: $381
Insurance: $100
Car expenses: $330
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
monster4 | $50.00 | 10/16/2012 9:10:14 AM |
special-generosity2 | $25.00 | 10/16/2012 9:16:28 AM |
Assets-Up | $25.00 | 10/16/2012 9:03:52 AM |
Hutpit | $75.00 | 10/16/2012 9:21:29 AM |
trade-goblin9 | $50.00 | 10/16/2012 9:14:29 AM |
StPong | $25.00 | 10/16/2012 9:18:04 AM |
dime-sprout | $25.00 | 10/16/2012 9:20:47 AM |
commerce-viking1 | $50.00 | 10/16/2012 9:25:45 AM |
structure9 | $25.00 | 10/16/2012 9:31:58 AM |
DadWarbucks | $25.00 | 10/16/2012 9:35:24 AM |
maskir | $25.00 | 10/16/2012 9:51:06 AM |
jazzlender | $25.00 | 10/16/2012 9:53:53 AM |
tech310 | $50.00 | 10/16/2012 9:37:57 AM |
fervent-repayment | $100.00 | 10/16/2012 9:38:07 AM |
economy-producer | $25.00 | 10/16/2012 9:38:34 AM |
magnitude787 | $30.00 | 10/16/2012 9:44:47 AM |
money-surge1 | $25.00 | 10/16/2012 9:44:04 AM |
P2P_Investor | $1,000.00 | 10/16/2012 9:45:41 AM |
houli123 | $25.00 | 10/16/2012 10:05:25 AM |
trade-beeper4 | $25.00 | 10/16/2012 9:48:27 AM |
bazaar-tulip | $25.00 | 10/16/2012 10:13:05 AM |
finance-prescription | $100.00 | 10/16/2012 9:57:07 AM |
hitsman | $50.00 | 10/16/2012 9:58:59 AM |
lively-nickel2 | $25.00 | 10/16/2012 10:22:24 AM |
loan-fate | $50.00 | 10/16/2012 10:00:29 AM |
persistent-dinero953 | $25.00 | 10/16/2012 10:22:54 AM |
best-charming-leverage | $50.00 | 10/16/2012 10:24:18 AM |
HamachiMan | $50.00 | 10/16/2012 10:27:28 AM |
mad4wknds | $25.00 | 10/16/2012 10:09:25 AM |
asset-portait013 | $100.00 | 10/16/2012 10:32:03 AM |
Railbird | $50.00 | 10/16/2012 10:10:19 AM |
spirit07a | $100.00 | 10/16/2012 10:33:25 AM |
rate-mogul | $50.00 | 10/16/2012 10:13:18 AM |
MrBailey | $25.00 | 10/16/2012 10:34:39 AM |
mschoenf | $100.00 | 10/16/2012 10:35:12 AM |
social-trumpet | $25.00 | 10/16/2012 10:36:19 AM |
invincible-deal82 | $25.00 | 10/16/2012 10:17:33 AM |
punctual-fund | $25.00 | 10/16/2012 10:36:48 AM |
j2ee | $50.00 | 10/16/2012 10:20:20 AM |
musegaze | $50.00 | 10/16/2012 10:39:14 AM |
kyomoon | $45.00 | 10/16/2012 10:39:34 AM |
pierrelasvegas | $25.00 | 10/16/2012 10:21:10 AM |
DreisersFinancier | $50.00 | 10/16/2012 10:40:32 AM |
ore-holly | $25.00 | 10/16/2012 10:24:23 AM |
valiant-liberty4 | $25.00 | 10/16/2012 10:42:28 AM |
resolute-basis9 | $25.00 | 10/16/2012 10:26:38 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:28 AM |
the-dollar-topper | $150.00 | 10/16/2012 10:23:46 AM |
TulaneGrad | $25.00 | 10/16/2012 10:24:02 AM |
dough-arrow0 | $200.00 | 10/16/2012 10:28:18 AM |
subtle-bill727 | $25.00 | 10/16/2012 10:45:21 AM |
Jalebi | $50.00 | 10/16/2012 10:30:32 AM |
mmills1220 | $25.00 | 10/16/2012 10:30:52 AM |
transparency-sapling | $25.00 | 10/16/2012 10:28:06 AM |
resolute-justice413 | $200.00 | 10/16/2012 10:31:38 AM |
paxnj | $25.00 | 10/16/2012 10:28:18 AM |
point653 | $25.00 | 10/16/2012 10:28:26 AM |
listing-vista | $50.00 | 10/16/2012 10:28:52 AM |
witty-credit467 | $25.00 | 10/16/2012 10:48:42 AM |
supreme-treasure8 | $100.00 | 10/16/2012 10:33:49 AM |
sgf | $25.00 | 10/16/2012 10:31:47 AM |
heart514 | $25.00 | 10/16/2012 10:50:08 AM |
kind-lovely-marketplace | $25.00 | 10/16/2012 10:35:02 AM |
blazing-capital2 | $250.00 | 10/16/2012 10:35:35 AM |
professional-vigilance9 | $100.00 | 10/16/2012 10:35:54 AM |
compassionate-auction6 | $150.00 | 10/16/2012 10:36:16 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:23 AM |
CasaDeTomas | $46.00 | 10/16/2012 10:53:28 AM |
pound-mushroom3 | $25.00 | 10/16/2012 10:53:39 AM |
tylerfd | $50.00 | 10/16/2012 10:34:54 AM |
nickel-ferret | $25.00 | 10/16/2012 10:36:35 AM |
melodious-rupee3 | $25.00 | 10/16/2012 10:40:15 AM |
shaps | $50.00 | 10/16/2012 10:40:18 AM |
sensible-trade | $38.00 | 10/16/2012 10:40:24 AM |
handshake5 | $100.00 | 10/16/2012 11:00:09 AM |
listing-escalator9 | $25.00 | 10/16/2012 10:42:06 AM |
Zane314 | $28.00 | 10/16/2012 10:43:13 AM |
Codextreme07 | $50.00 | 10/16/2012 10:41:31 AM |
Thunderswan | $100.00 | 10/16/2012 10:43:31 AM |
EastBayCapital | $25.00 | 10/16/2012 10:43:43 AM |
dough-souffle | $25.00 | 10/16/2012 11:04:01 AM |
enthusiastic-cash599 | $50.00 | 10/16/2012 10:45:33 AM |
new-gold-wrangler | $1,000.00 | 10/16/2012 11:04:32 AM |
lostontheedge | $25.00 | 10/16/2012 10:44:51 AM |
wise-deal-panda | $100.00 | 10/16/2012 11:07:48 AM |
kindness-jedi | $25.00 | 10/16/2012 10:45:43 AM |
unassailable-fund | $35.00 | 10/16/2012 11:08:00 AM |
Comoparklender | $25.00 | 10/16/2012 10:47:29 AM |
enthusiastic-point | $25.00 | 10/16/2012 10:50:25 AM |
CAGE-Investments | $25.00 | 10/16/2012 10:48:03 AM |
loyalty-sherpa | $25.00 | 10/16/2012 10:50:46 AM |
jybank | $50.00 | 10/16/2012 10:51:09 AM |
shmb6508 | $50.00 | 10/16/2012 10:49:34 AM |
cordial-affluence2 | $25.00 | 10/16/2012 11:15:58 AM |
MadHun | $200.00 | 10/16/2012 10:52:23 AM |
ven | $31.00 | 10/16/2012 10:56:04 AM |
social-cocktail1 | $200.00 | 10/16/2012 10:51:31 AM |
hostbank | $100.00 | 10/16/2012 10:57:53 AM |
BlindJoeDeath | $40.00 | 10/16/2012 10:52:26 AM |
Ironlock | $25.00 | 10/16/2012 10:59:29 AM |
first-serene-credit | $25.00 | 10/16/2012 10:56:15 AM |
twister455 | $25.00 | 10/16/2012 11:03:42 AM |
gristle | $25.00 | 10/16/2012 10:58:50 AM |
Tai | $25.00 | 10/16/2012 11:03:59 AM |
mtquan | $25.00 | 10/16/2012 11:04:04 AM |
hste_llc | $25.00 | 10/16/2012 11:04:18 AM |
Schmoootie | $25.00 | 10/16/2012 11:00:42 AM |
meenan | $25.00 | 10/16/2012 11:05:44 AM |
the-yield-surfer | $25.00 | 10/16/2012 11:05:26 AM |
compoundinterest | $25.00 | 10/16/2012 11:08:49 AM |
6moonbeams | $50.00 | 10/16/2012 11:09:46 AM |
hope-kingdom | $48.00 | 10/16/2012 11:14:43 AM |
nex | $25.00 | 10/16/2012 11:15:23 AM |
sbsahm | $25.00 | 10/16/2012 11:20:06 AM |
gold-pudding6 | $60.00 | 10/16/2012 11:20:47 AM |
hard-working-rate3 | $25.00 | 10/16/2012 9:16:02 AM |
one-midas | $25.00 | 10/16/2012 9:02:48 AM |
extraordinary-return995 | $26.00 | 10/16/2012 9:24:45 AM |
genius520 | $100.00 | 10/16/2012 9:27:30 AM |
cash-reaction2 | $25.00 | 10/16/2012 9:07:58 AM |
payout-paradise5 | $25.00 | 10/16/2012 9:15:31 AM |
keen-peace465 | $25.00 | 10/16/2012 9:38:01 AM |
principal-cooker2 | $50.00 | 10/16/2012 9:16:47 AM |
Aliso-Viejo | $37.00 | 10/16/2012 9:40:13 AM |
wormdc | $25.00 | 10/16/2012 9:22:40 AM |
Tylerh | $250.00 | 10/16/2012 9:27:34 AM |
melodious-fairness | $50.00 | 10/16/2012 9:28:23 AM |
banchan | $37.00 | 10/16/2012 9:49:24 AM |
panther757 | $25.00 | 10/16/2012 9:35:51 AM |
duty-viola | $35.00 | 10/16/2012 9:36:33 AM |
accruer89 | $55.00 | 10/16/2012 9:40:11 AM |
fantastic-wampum1 | $100.00 | 10/16/2012 9:40:30 AM |
Midwestvalues | $100.00 | 10/16/2012 9:41:51 AM |
rolltide09 | $50.00 | 10/16/2012 9:44:51 AM |
Tasmir | $25.00 | 10/16/2012 9:45:29 AM |
BostonCapital | $100.00 | 10/16/2012 9:46:09 AM |
octoberfresh | $25.00 | 10/16/2012 9:46:14 AM |
prudent-dough458 | $25.00 | 10/16/2012 10:06:26 AM |
sjc224 | $25.00 | 10/16/2012 9:48:50 AM |
durability-solstice8 | $50.00 | 10/16/2012 9:50:33 AM |
currency-agave | $26.00 | 10/16/2012 10:11:28 AM |
the-brilliant-currency | $25.00 | 10/16/2012 9:53:16 AM |
mespeedy36 | $25.00 | 10/16/2012 10:16:28 AM |
PThor | $25.00 | 10/16/2012 9:57:16 AM |
velocityasaurus-rex4 | $100.00 | 10/16/2012 10:18:43 AM |
Kjw19044 | $50.00 | 10/16/2012 10:20:58 AM |
1randyp | $25.00 | 10/16/2012 9:59:53 AM |
interest-griffin | $50.00 | 10/16/2012 10:26:58 AM |
orange-stable-gain | $50.00 | 10/16/2012 10:27:24 AM |
kulender | $100.00 | 10/16/2012 10:06:22 AM |
shiny-peso1 | $50.00 | 10/16/2012 10:29:37 AM |
special-dinero553 | $25.00 | 10/16/2012 10:33:02 AM |
industrious-transparency6 | $25.00 | 10/16/2012 10:10:36 AM |
liberty-society5 | $25.00 | 10/16/2012 10:33:36 AM |
nimble-revenue5 | $100.00 | 10/16/2012 10:12:37 AM |
restless-currency | $40.00 | 10/16/2012 10:15:01 AM |
jmb_lending | $44.00 | 10/16/2012 10:36:17 AM |
auction-warp-speed7 | $25.00 | 10/16/2012 10:36:33 AM |
commanding-treasure2 | $75.00 | 10/16/2012 10:36:53 AM |
rcm87 | $50.00 | 10/16/2012 10:38:29 AM |
spark548 | $100.00 | 10/16/2012 10:21:07 AM |
jobani | $25.00 | 10/16/2012 10:19:30 AM |
brilliant-market680 | $25.00 | 10/16/2012 10:40:04 AM |
wampum-optimization | $25.00 | 10/16/2012 10:22:44 AM |
Palacios | $100.00 | 10/16/2012 10:40:20 AM |
bid-banjo3 | $100.00 | 10/16/2012 10:27:09 AM |
tender-commerce8 | $50.00 | 10/16/2012 10:43:37 AM |
gallant-economy9 | $50.00 | 10/16/2012 10:24:49 AM |
basis-mammal | $25.00 | 10/16/2012 10:25:52 AM |
Emgolda | $25.00 | 10/16/2012 10:26:01 AM |
daisuke | $25.00 | 10/16/2012 10:45:46 AM |
LeReve | $500.00 | 10/16/2012 10:47:08 AM |
prohelper | $25.00 | 10/16/2012 10:28:33 AM |
imogen22 | $50.00 | 10/16/2012 10:29:08 AM |
rescue | $100.00 | 10/16/2012 10:29:33 AM |
EBITDA | $25.00 | 10/16/2012 10:33:30 AM |
planetibet | $25.00 | 10/16/2012 10:30:11 AM |
kind-bill-supporter | $25.00 | 10/16/2012 10:48:36 AM |
p2p-czar3 | $25.00 | 10/16/2012 10:48:44 AM |
Cronos | $100.00 | 10/16/2012 10:49:28 AM |
life-is-great | $25.00 | 10/16/2012 10:30:50 AM |
songbird98 | $25.00 | 10/16/2012 10:49:38 AM |
capital-renewal | $50.00 | 10/16/2012 10:50:11 AM |
washboard1 | $25.00 | 10/16/2012 10:34:14 AM |
scholarly-benefit5 | $25.00 | 10/16/2012 10:51:06 AM |
point-oyster5 | $25.00 | 10/16/2012 10:38:04 AM |
792FICO | $25.00 | 10/16/2012 10:54:04 AM |
durability-ace9 | $30.00 | 10/16/2012 10:54:35 AM |
ASR3 | $50.00 | 10/16/2012 10:36:12 AM |
manatee21 | $100.00 | 10/16/2012 10:56:30 AM |
WalnutCreekguy | $50.00 | 10/16/2012 10:39:07 AM |
mikrolown | $25.00 | 10/16/2012 10:58:48 AM |
durability-goat644 | $25.00 | 10/16/2012 11:00:13 AM |
mennleo | $46.00 | 10/16/2012 10:43:04 AM |
versatile-dime442 | $250.00 | 10/16/2012 10:40:59 AM |
gethsemane4 | $25.00 | 10/16/2012 11:01:19 AM |
tkr2 | $25.00 | 10/16/2012 10:44:39 AM |
wayman | $25.00 | 10/16/2012 11:03:13 AM |
sankyu | $50.00 | 10/16/2012 10:45:59 AM |
hope-equation | $25.00 | 10/16/2012 11:05:16 AM |
etraboulay | $50.00 | 10/16/2012 11:05:49 AM |
adventurer447 | $300.00 | 10/16/2012 11:06:05 AM |
vigorous-payment6 | $25.00 | 10/16/2012 10:47:34 AM |
svandgts | $25.00 | 10/16/2012 11:06:57 AM |
108-IRA | $250.00 | 10/16/2012 11:07:06 AM |
supersam | $38.00 | 10/16/2012 10:45:41 AM |
kind-payment-viking3 | $100.00 | 10/16/2012 10:48:27 AM |
red-eloquent-rupee | $50.00 | 10/16/2012 10:49:01 AM |
Panlion | $25.00 | 10/16/2012 11:12:54 AM |
cnovak | $25.00 | 10/16/2012 10:48:06 AM |
cognizant-bazaar5 | $25.00 | 10/16/2012 10:48:20 AM |
wonderous-p2ploan3 | $25.00 | 10/16/2012 10:51:01 AM |
Reinadog9 | $25.00 | 10/16/2012 10:48:46 AM |
DrewOdette | $25.00 | 10/16/2012 10:49:03 AM |
Beld | $50.00 | 10/16/2012 10:49:08 AM |
ATWLab | $25.00 | 10/16/2012 10:53:50 AM |
skockie | $100.00 | 10/16/2012 10:56:36 AM |
luann199 | $25.00 | 10/16/2012 10:52:45 AM |
heavenly-bazaar3 | $69.00 | 10/16/2012 10:52:53 AM |
red-power-pecan | $50.00 | 10/16/2012 10:53:30 AM |
five-star-principal0 | $25.00 | 10/16/2012 10:54:30 AM |
Purposeful | $50.00 | 10/16/2012 11:01:06 AM |
bid-czar8 | $100.00 | 10/16/2012 11:01:46 AM |
Yotaman | $25.00 | 10/16/2012 11:02:55 AM |
paytonbrigadier | $250.00 | 10/16/2012 10:57:49 AM |
haplender | $50.00 | 10/16/2012 11:03:08 AM |
wwwUniversal | $25.00 | 10/16/2012 11:00:42 AM |
rogue_monster | $50.00 | 10/16/2012 11:01:21 AM |
Webpreneur | $50.00 | 10/16/2012 11:04:46 AM |
Amused1 | $25.00 | 10/16/2012 11:08:03 AM |
worthy-bid8 | $400.00 | 10/16/2012 11:08:38 AM |
impressive-return173 | $50.00 | 10/16/2012 11:12:16 AM |
magnificent-dime4 | $25.00 | 10/16/2012 11:13:29 AM |
greenback-magma1 | $100.00 | 10/16/2012 11:13:19 AM |
indomitable-economy8 | $25.00 | 10/16/2012 11:22:10 AM |
hope-motor1 | $25.00 | 10/16/2012 11:17:00 AM |
MAYBROOK | $25.00 | 10/16/2012 11:21:56 AM |
237 Investments
|
Borrower Payment Dependent Notes Series
654778
This series of Notes was issued and sold upon the funding of the borrower loan #76272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2008 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $269 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-gourd2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Purpose of loan:
This loan will be used to purchase items for a baby which is due on January 1st and i am definitely able to make back the low monthly payments.
My financial situation:
I am a good candidate for this loan because i am good with paying back anything i have ever owed and i am never late with payments and i will pay everything back as soon as possible.
Monthly net income: $1,000
Monthly expenses: $ 315.00
Housing: $ n/a
Insurance: $ n/a
Car expenses: $ n/a
Utilities: $113.00
Phone, cable, internet: $100.00
Food, entertainment: $ n/a
Clothing, household expenses: $ n/a
Credit cards and other loans: $ n/a
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-credit-maker | $100.00 | 10/16/2012 9:14:49 AM |
promise2 | $25.00 | 10/16/2012 10:47:45 AM |
Dubbs360 | $100.00 | 10/16/2012 11:55:38 AM |
CreditBuilder2 | $25.02 | 10/16/2012 10:58:15 AM |
bellaquito | $500.00 | 10/16/2012 12:10:28 PM |
felicity-fertilizer6 | $36.07 | 10/16/2012 1:48:37 PM |
melodious-openness | $200.00 | 10/16/2012 4:03:27 PM |
let_me_retire | $70.00 | 10/16/2012 5:46:08 PM |
banker34 | $25.00 | 10/16/2012 6:41:44 PM |
Voracious_Trees | $25.00 | 10/16/2012 7:46:35 PM |
green-high-five7 | $35.90 | 10/16/2012 9:47:49 PM |
tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:03 AM |
COCHINOBOY | $25.00 | 10/18/2012 4:56:24 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:27 AM |
payout-shrubbery7 | $100.00 | 10/18/2012 12:51:45 PM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:56 PM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:07:03 PM |
green-trade-wildcat | $25.00 | 10/18/2012 1:03:52 PM |
pure-pound7 | $78.00 | 10/18/2012 11:37:13 AM |
VAMUSIC | $25.00 | 10/18/2012 12:25:00 PM |
burgeoning-compassion416 | $25.00 | 10/18/2012 12:30:48 PM |
kegs | $150.00 | 10/18/2012 2:25:34 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:29 PM |
HoweMoney | $68.76 | 10/18/2012 6:38:04 PM |
copper | $50.00 | 10/18/2012 6:32:10 PM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:31 AM |
Danjack_Capital | $25.00 | 10/16/2012 9:32:30 AM |
majestic-note6 | $150.00 | 10/16/2012 10:41:51 AM |
bonus-seahorse | $25.00 | 10/16/2012 2:08:18 PM |
blitzen40 | $25.00 | 10/16/2012 6:14:24 PM |
Bob450 | $25.00 | 10/16/2012 7:40:27 PM |
MyPFBlog | $25.00 | 10/17/2012 11:15:05 AM |
ultimate-peace | $250.00 | 10/17/2012 9:26:50 AM |
jebber007 | $25.00 | 10/17/2012 3:34:54 PM |
6_kids_college_fund | $25.00 | 10/17/2012 11:59:56 AM |
houston2077 | $25.00 | 10/17/2012 6:39:19 PM |
superb-truth061 | $25.00 | 10/18/2012 10:58:55 AM |
deal-force0 | $26.50 | 10/18/2012 11:09:28 AM |
note-venture | $25.00 | 10/18/2012 12:59:58 PM |
whitegold24k | $50.00 | 10/18/2012 2:58:52 PM |
atrevete | $26.75 | 10/18/2012 5:53:12 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:56 PM |
cp-family | $50.00 | 10/18/2012 5:51:58 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:15 PM |
DreisersFinancier | $33.00 | 10/18/2012 6:09:22 PM |
wise-deal-panda | $100.00 | 10/18/2012 6:35:39 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:01 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
654854
This series of Notes was issued and sold upon the funding of the borrower loan #76474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,997 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| sublime-reward075 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase shares
My financial situation:
I am a good candidate for this loan because I pay my bills on time and would like to have an ownership in the company that I have been with for over 9 years.
Monthly net income: $3900.00
Monthly expenses: $2220.00
Housing: $600.00
Insurance: $70.00
Car expenses: $600.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
houli123 | $25.00 | 10/16/2012 5:01:30 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:45 PM |
RGlad | $100.00 | 10/16/2012 5:07:50 PM |
shaps | $50.00 | 10/16/2012 5:20:23 PM |
PThor | $25.00 | 10/16/2012 5:25:50 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:15:48 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:34 PM |
_NaLNaBB | $300.00 | 10/16/2012 5:18:10 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:26 PM |
BostonCapital | $100.00 | 10/16/2012 5:26:08 PM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:51 PM |
capital-renewal | $50.00 | 10/16/2012 5:46:45 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:44 PM |
paxnj | $25.00 | 10/16/2012 6:05:40 PM |
exciting-finance288 | $30.00 | 10/16/2012 8:21:34 PM |
Skynxhunt | $25.00 | 10/16/2012 7:36:53 PM |
decisive-income7 | $500.00 | 10/17/2012 8:11:02 AM |
economy-popcorn | $25.00 | 10/16/2012 9:04:15 PM |
nalaari | $26.57 | 10/17/2012 7:13:52 AM |
LaBamba | $100.00 | 10/17/2012 7:27:10 AM |
Plow_n_Sow | $50.00 | 10/17/2012 8:10:33 AM |
triguy | $500.00 | 10/17/2012 10:27:49 AM |
credit-dandelion148 | $200.00 | 10/17/2012 10:45:28 AM |
Nil2008 | $100.00 | 10/17/2012 3:08:42 PM |
32669 | $65.00 | 10/17/2012 3:45:01 PM |
Leshan | $50.00 | 10/17/2012 4:15:06 PM |
davechris870 | $50.00 | 10/17/2012 11:27:05 AM |
powderbumps | $27.00 | 10/17/2012 4:57:24 PM |
RebuildingAmerica | $25.00 | 10/17/2012 2:25:47 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:11 PM |
__A1B2 | $28.00 | 10/17/2012 2:47:59 PM |
tranquil-gain1 | $100.00 | 10/17/2012 3:28:51 PM |
wise-virtuous-vigilance | $100.00 | 10/17/2012 5:23:34 PM |
j2ee | $50.00 | 10/17/2012 5:07:03 PM |
platinum-admiral8 | $25.00 | 10/17/2012 6:02:42 PM |
RJN | $40.00 | 10/16/2012 5:13:28 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:14 PM |
100units | $200.00 | 10/16/2012 5:11:51 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:25 PM |
soarmore | $25.00 | 10/16/2012 5:12:40 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:32 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:19 PM |
best-bonafide-p2p | $25.00 | 10/16/2012 5:29:17 PM |
Vegasjim | $25.00 | 10/16/2012 5:16:41 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:11 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:54 PM |
cash-mad-scientist3 | $25.00 | 10/16/2012 5:42:34 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:56 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:16 PM |
mikrolown | $25.00 | 10/16/2012 5:54:33 PM |
antlr | $25.00 | 10/16/2012 8:15:10 PM |
integrity-reactor4 | $100.00 | 10/17/2012 5:15:56 AM |
MI2 | $5,000.00 | 10/16/2012 6:24:39 PM |
quest0 | $31.65 | 10/17/2012 7:07:51 AM |
investment-comet | $25.00 | 10/17/2012 7:13:07 AM |
decisive-income7 | $500.00 | 10/17/2012 9:28:00 AM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:44 AM |
reward-system | $25.00 | 10/17/2012 10:07:00 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:20 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:30 AM |
riskreward | $250.00 | 10/17/2012 10:29:58 AM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:38 PM |
silver-saber | $59.00 | 10/17/2012 12:08:34 PM |
value-wind0 | $50.00 | 10/17/2012 2:26:07 PM |
imogen22 | $50.00 | 10/17/2012 5:16:21 PM |
Bank42 | $25.00 | 10/17/2012 4:17:13 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:50 PM |
value-fortress3 | $25.00 | 10/17/2012 6:11:24 PM |
finance-coyote3 | $3,592.78 | 10/17/2012 7:02:18 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
654934
This series of Notes was issued and sold upon the funding of the borrower loan #76110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $150.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,370 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| intrepid-p2p7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to... purchase payoff motorcycle.
My financial situation:
I am a good candidate for this loan because...
I am in good financial standing with no outstanding accounts.
Monthly net income: $4938.37
Monthly expenses: $ See below
Housing: $672.42 Mortgage, $351.56 Equity Loan
Insurance: $171
Car expenses: $340
Utilities: $150
Phone, cable, internet: $150, $75 Cable
Food, entertainment: $350
Clothing, household expenses: $250
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $500.00 | 10/15/2012 5:13:42 PM |
pdub | $250.00 | 10/15/2012 5:06:55 PM |
best-bonafide-p2p | $25.00 | 10/15/2012 5:03:54 PM |
j2ee | $50.00 | 10/15/2012 5:07:46 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:58 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:21 PM |
cr8on | $75.00 | 10/15/2012 5:05:18 PM |
nickel-ferret | $25.00 | 10/15/2012 5:19:42 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:47 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:40 PM |
bazaar-elvis | $45.00 | 10/15/2012 5:18:38 PM |
ferocious-kindness8 | $30.00 | 10/15/2012 5:32:25 PM |
flo_rida | $100.00 | 10/15/2012 5:21:41 PM |
slowgains | $25.00 | 10/15/2012 5:32:40 PM |
new-justice-entrepreneur | $25.00 | 10/15/2012 5:23:49 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:19 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:28 PM |
charming-exchange7 | $25.00 | 10/15/2012 5:27:45 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:13 PM |
Endeavour | $75.00 | 10/15/2012 5:33:08 PM |
DasMula | $25.00 | 10/15/2012 5:27:24 PM |
moneyforthehoney | $30.00 | 10/15/2012 5:09:27 PM |
vutah | $35.00 | 10/15/2012 5:13:42 PM |
cattlebaron | $50.00 | 10/15/2012 5:06:49 PM |
cattlebaron | $25.00 | 10/15/2012 5:06:54 PM |
CashFlow13 | $1,500.00 | 10/15/2012 5:03:00 PM |
wonder3 | $30.00 | 10/15/2012 5:04:06 PM |
VirginiaBuckeye | $250.00 | 10/15/2012 5:12:06 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:57 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:18 PM |
community-burrito9 | $55.00 | 10/15/2012 5:18:05 PM |
mschoenf | $100.00 | 10/15/2012 5:18:21 PM |
janeybooboo | $100.00 | 10/15/2012 5:25:48 PM |
shaps | $50.00 | 10/15/2012 5:22:33 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
654970
This series of Notes was issued and sold upon the funding of the borrower loan #76498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 9% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,179 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-carnation4 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 10/16/2012 9:07:23 AM |
handy-justice | $50.00 | 10/16/2012 9:10:16 AM |
the-credit-maker | $100.00 | 10/16/2012 9:14:49 AM |
community-burrito9 | $25.00 | 10/16/2012 9:55:04 AM |
rate-advocator7 | $200.00 | 10/16/2012 9:59:09 AM |
oracle3 | $50.00 | 10/16/2012 10:06:45 AM |
appetizing-loyalty354 | $75.00 | 10/16/2012 10:34:26 AM |
majestic-note6 | $150.00 | 10/16/2012 10:41:51 AM |
first-serene-credit | $25.00 | 10/16/2012 10:53:09 AM |
adamdroker | $25.00 | 10/16/2012 12:23:25 PM |
Rogelio48 | $30.00 | 10/16/2012 1:50:51 PM |
cashhelp | $30.00 | 10/16/2012 11:16:28 AM |
open-minded-p2p1 | $25.00 | 10/16/2012 11:18:05 AM |
vines99 | $25.00 | 10/16/2012 6:26:19 PM |
quest0 | $25.00 | 10/17/2012 7:11:25 AM |
market-bearer0 | $30.00 | 10/17/2012 7:22:19 AM |
Quest4euphoria | $25.00 | 10/17/2012 8:33:17 AM |
MauiMike | $100.00 | 10/17/2012 4:51:49 PM |
tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:04 AM |
bright-exchange | $25.00 | 10/17/2012 9:39:37 PM |
commerce-venture1 | $25.00 | 10/18/2012 12:17:51 AM |
prudent-bid3 | $25.00 | 10/18/2012 6:15:41 AM |
treasure-hunter270 | $25.00 | 10/18/2012 6:39:34 AM |
principal-laser | $50.00 | 10/18/2012 5:01:02 AM |
blue-relentless-hope | $25.00 | 10/18/2012 1:17:59 PM |
kegs | $150.00 | 10/18/2012 2:25:35 PM |
top-p2p-jubilee | $26.81 | 10/18/2012 2:30:42 PM |
credible-balance0 | $25.00 | 10/18/2012 2:44:29 PM |
burgeoning-compassion416 | $25.00 | 10/18/2012 12:30:49 PM |
ibano | $25.00 | 10/18/2012 1:46:47 PM |
Johnab | $0.98 | 10/18/2012 2:50:33 PM |
scholarly-order6 | $25.00 | 10/16/2012 9:12:11 AM |
vutah | $45.00 | 10/16/2012 9:04:59 AM |
greencat | $50.00 | 10/16/2012 9:04:57 AM |
goat0 | $150.00 | 10/16/2012 9:08:16 AM |
trade-goblin9 | $25.00 | 10/16/2012 9:11:37 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:31 AM |
CA-Lender | $25.00 | 10/16/2012 11:05:24 AM |
melodious-openness | $256.38 | 10/16/2012 4:03:55 PM |
Dubbs360 | $100.00 | 10/16/2012 11:55:39 AM |
thrifty-capital | $25.00 | 10/16/2012 12:21:01 PM |
let_me_retire | $50.00 | 10/16/2012 5:47:55 PM |
Bob450 | $25.00 | 10/16/2012 5:31:23 PM |
ore-accord | $25.00 | 10/16/2012 8:35:54 PM |
340 | $25.00 | 10/16/2012 8:17:31 PM |
euro-eagle1 | $25.00 | 10/16/2012 8:18:03 PM |
ultimate-peace | $62.50 | 10/17/2012 9:30:12 AM |
gotjack-IRA | $25.02 | 10/17/2012 9:55:35 AM |
banker34 | $25.00 | 10/17/2012 10:54:56 PM |
unassuming-market7 | $76.28 | 10/17/2012 11:56:44 PM |
wildebeest014 | $25.00 | 10/17/2012 8:32:15 PM |
encore06 | $25.00 | 10/18/2012 7:29:29 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:27 AM |
moola-monger9 | $75.00 | 10/18/2012 1:14:53 PM |
beer-gardener | $42.03 | 10/18/2012 1:38:25 PM |
magical-loyalty679 | $25.00 | 10/18/2012 12:27:42 PM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:57 PM |
payout-shrubbery7 | $100.00 | 10/18/2012 12:52:52 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
654990
This series of Notes was issued and sold upon the funding of the borrower loan #76585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 43% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,328 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| stable-commerce0 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dedt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $100.00 | 10/16/2012 5:18:27 PM |
tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:05 AM |
Bank42 | $25.00 | 10/18/2012 11:24:07 AM |
spark548 | $100.00 | 10/18/2012 9:11:28 AM |
orchestra960 | $300.00 | 10/18/2012 9:12:18 AM |
desertoasis | $25.00 | 10/18/2012 9:23:36 AM |
DreDub | $25.00 | 10/18/2012 10:14:15 AM |
banker34 | $25.00 | 10/18/2012 12:05:03 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:30 PM |
payout-shrubbery7 | $100.00 | 10/18/2012 1:00:11 PM |
whitegold24k | $25.00 | 10/18/2012 3:05:42 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:16 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:01 PM |
reward-adventure | $43.00 | 10/18/2012 6:38:33 PM |
cash-reaction2 | $25.00 | 10/18/2012 7:13:51 PM |
dedicated-transaction796 | $25.00 | 10/18/2012 7:09:42 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:30 PM |
money-baron | $100.00 | 10/18/2012 8:03:44 PM |
majestic-note6 | $150.00 | 10/16/2012 5:21:40 PM |
worthy-bid8 | $100.00 | 10/16/2012 5:53:58 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:44 PM |
houston2077 | $25.00 | 10/17/2012 6:39:20 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:29 AM |
blue-relentless-hope | $25.00 | 10/18/2012 1:18:57 PM |
asset-zone8 | $25.00 | 10/18/2012 10:19:35 AM |
kegs | $150.00 | 10/18/2012 2:25:36 PM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:57 PM |
bid-stockpiler1 | $50.00 | 10/18/2012 1:43:22 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:56 PM |
riveting-credit5 | $25.00 | 10/18/2012 6:40:28 PM |
duty-viola | $35.00 | 10/18/2012 6:29:13 PM |
paytonbrigadier | $250.00 | 10/18/2012 7:14:10 PM |
Codextreme07 | $50.00 | 10/18/2012 6:55:15 PM |
the-credit-maker | $100.00 | 10/18/2012 7:38:00 PM |
Jalebi | $25.00 | 10/18/2012 7:27:50 PM |
AldiHoldings | $25.00 | 10/18/2012 7:41:39 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:29 PM |
money-baron-Roth401k | $50.00 | 10/18/2012 8:39:00 PM |
nex | $25.00 | 10/18/2012 7:49:29 PM |
Dubbs360 | $100.00 | 10/18/2012 8:18:43 PM |
bellaquito | $472.00 | 10/18/2012 9:00:59 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
654992
This series of Notes was issued and sold upon the funding of the borrower loan #76526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,487 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jenni12kk |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 41 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Oct-2011)
620-639
(Dec-2010)
620-639
(Nov-2009)
600-619
(Aug-2008)
|
Principal balance:
| $3,054.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 42 | | |
Description
4TH PROSPER LOAN
Purpose of loan:
This loan will be used to move my business from my home to a store front. I have been in business for 3 years and have now outgrown my home. I will need to pay a $2000 security deposit for the space, $5000 for renovations/buildout, and another $2000 for first Months rent. I will supplement whatever this loan does not cover.
My financial situation:
I am a good candidate for this loan because I have never been late on any payments and I have shown good credit history with Prosper on three previous loans. My last Prosper loan helped me open my FedEx mailcenter store last year. This loan will help me open my next business in a store front as well. It is a wedding/special event rental company. I currently employ 4 other employees and I no longer have room in my home.
Monthly net income:$8400 Monthly expenses: $6460 (categorized below)
Housing: $3100 Insurance: $290
Car expenses: $710 Utilities: $375
Phone, cable, internet: $225 Food, entertainment: $500
Clothing, household expenses: $300 Credit cards and other loans: $760
Misc: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $40.00 | 10/16/2012 5:02:19 PM |
janeybooboo | $100.00 | 10/16/2012 5:01:20 PM |
DiligentiaLLC | $50.00 | 10/16/2012 5:02:28 PM |
vutah | $25.00 | 10/16/2012 5:03:06 PM |
witty-openness | $25.00 | 10/16/2012 5:04:39 PM |
fantastic-contract1 | $300.00 | 10/16/2012 5:01:06 PM |
trumpeter5 | $25.00 | 10/16/2012 5:02:00 PM |
RGlad | $100.00 | 10/16/2012 5:01:30 PM |
thankful-nickel2 | $55.55 | 10/16/2012 5:01:37 PM |
innovator2 | $114.36 | 10/16/2012 5:03:18 PM |
Milonguero | $100.00 | 10/16/2012 5:07:14 PM |
one-midas | $35.00 | 10/16/2012 5:09:58 PM |
five-star-note | $200.00 | 10/16/2012 5:10:11 PM |
hillbilly40 | $36.00 | 10/16/2012 5:18:02 PM |
the-respectful-transaction | $25.00 | 10/16/2012 5:37:00 PM |
gotjack-IRA | $25.03 | 10/16/2012 5:39:15 PM |
Feyenoord | $30.00 | 10/16/2012 5:42:48 PM |
dollar-vibraphone4 | $100.00 | 10/16/2012 5:27:16 PM |
evilkats | $50.00 | 10/16/2012 5:32:35 PM |
AF-Chief | $25.00 | 10/16/2012 5:25:17 PM |
deepblue34 | $35.00 | 10/16/2012 5:33:58 PM |
CA-Lender | $50.00 | 10/16/2012 5:37:00 PM |
let_me_retire | $50.00 | 10/16/2012 5:50:45 PM |
heavenly-interest9 | $544.60 | 10/16/2012 5:51:20 PM |
Dusigrosz | $275.00 | 10/16/2012 5:01:52 PM |
MoneyForNothing | $82.41 | 10/16/2012 5:02:15 PM |
handy-justice | $100.00 | 10/16/2012 5:02:34 PM |
moneyforthehoney | $25.00 | 10/16/2012 5:05:11 PM |
felicity-contributor3 | $35.00 | 10/16/2012 5:05:28 PM |
ProsprousLender | $25.00 | 10/16/2012 5:01:45 PM |
money-to-bless | $25.00 | 10/16/2012 5:03:33 PM |
DasMula | $100.00 | 10/16/2012 5:03:42 PM |
DasMula | $150.00 | 10/16/2012 5:04:02 PM |
AAnderson1750 | $42.00 | 10/16/2012 5:04:57 PM |
slowgains | $25.00 | 10/16/2012 5:15:14 PM |
refresher211 | $100.00 | 10/16/2012 5:18:27 PM |
bbt210 | $25.05 | 10/16/2012 5:16:48 PM |
marwadi-62 | $500.00 | 10/16/2012 5:51:04 PM |
spirit07a | $100.00 | 10/16/2012 5:44:31 PM |
atlas-shrugged | $250.00 | 10/16/2012 5:45:45 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
655004
This series of Notes was issued and sold upon the funding of the borrower loan #76487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $459.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 23y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Car Dealer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,214 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| automotiveMoneyAngel |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 97% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,150.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Dec-2011)
700-719
(Nov-2009)
680-699
(Sep-2009)
560-579
(Jul-2008)
|
Principal balance:
| $3,022.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...I have 2 acres that I am fencing in and doing landscaping around my home.
My financial situation:
I am a good candidate for this loan because...Not much debt and only a few outstanding loans. I will put it on a direct withdrawal with my bank and pay it off in 36 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $150.00 | 10/16/2012 5:01:48 PM |
janeybooboo | $100.00 | 10/16/2012 5:01:59 PM |
supreme-exchange547 | $25.00 | 10/16/2012 5:02:18 PM |
speedy-point | $25.00 | 10/16/2012 5:03:27 PM |
social-aspen097 | $300.00 | 10/16/2012 5:05:08 PM |
payout-harmony4 | $40.00 | 10/16/2012 5:11:28 PM |
soarmore | $25.00 | 10/16/2012 5:12:40 PM |
repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:27 PM |
tcpfan | $25.00 | 10/16/2012 5:04:49 PM |
Investoman | $25.00 | 10/16/2012 5:14:43 PM |
superb-funds335 | $25.00 | 10/16/2012 5:14:51 PM |
bid-papyrus | $25.00 | 10/16/2012 5:06:48 PM |
affluence-microscope2 | $200.00 | 10/16/2012 5:04:47 PM |
revolutionary082 | $27.27 | 10/16/2012 5:17:28 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:26 PM |
zassociate | $181.00 | 10/16/2012 5:10:27 PM |
geniusj | $25.00 | 10/16/2012 5:10:59 PM |
kind-lovely-marketplace | $25.00 | 10/16/2012 5:11:12 PM |
Taxman44 | $25.00 | 10/16/2012 5:07:52 PM |
vigorous-velocity | $200.00 | 10/16/2012 5:20:17 PM |
money-bauble | $100.00 | 10/16/2012 5:08:20 PM |
sturdy-dime5 | $25.00 | 10/16/2012 5:20:32 PM |
anti-wall-st | $28.00 | 10/16/2012 5:09:41 PM |
haplender | $50.00 | 10/16/2012 5:10:02 PM |
felicity-contributor3 | $25.00 | 10/16/2012 5:11:48 PM |
Railbird | $50.00 | 10/16/2012 5:28:28 PM |
virtuous-repayment | $25.00 | 10/16/2012 5:16:35 PM |
active-market | $50.00 | 10/16/2012 5:19:52 PM |
Emgolda | $25.00 | 10/16/2012 5:16:46 PM |
red-eloquent-rupee | $50.00 | 10/16/2012 5:20:49 PM |
ChrisTJ | $25.00 | 10/16/2012 5:21:52 PM |
unbelievable-diversification8 | $25.00 | 10/16/2012 5:22:49 PM |
jamiee73 | $25.00 | 10/16/2012 5:23:31 PM |
PThor | $25.00 | 10/16/2012 5:25:51 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:56 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:25 PM |
reward-giant1 | $48.00 | 10/16/2012 5:28:39 PM |
point653 | $25.00 | 10/16/2012 5:56:21 PM |
aFro | $25.00 | 10/16/2012 5:26:06 PM |
contract-bopper | $25.00 | 10/16/2012 5:27:32 PM |
market-maximizer472 | $50.00 | 10/16/2012 5:29:24 PM |
notupdated | $25.00 | 10/16/2012 5:35:02 PM |
oracle3 | $50.00 | 10/16/2012 5:37:50 PM |
global-invest-group | $25.00 | 10/16/2012 5:40:40 PM |
Detour11 | $25.00 | 10/16/2012 6:55:41 PM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:52 PM |
designer_10 | $25.00 | 10/16/2012 7:06:44 PM |
capital-renewal | $50.00 | 10/16/2012 5:46:45 PM |
shiny-peso1 | $50.00 | 10/16/2012 6:00:01 PM |
111TaxMan | $25.00 | 10/16/2012 5:50:35 PM |
HamachiMan | $47.00 | 10/16/2012 5:51:47 PM |
invincible-deal82 | $25.00 | 10/16/2012 5:52:03 PM |
vivid-return426 | $25.00 | 10/16/2012 6:18:39 PM |
the-brilliant-currency | $25.00 | 10/16/2012 5:53:15 PM |
suave-durability1 | $50.00 | 10/16/2012 5:54:12 PM |
mikrolown | $25.00 | 10/16/2012 5:54:34 PM |
rate-mogul | $50.00 | 10/16/2012 5:54:44 PM |
hitsman | $50.00 | 10/16/2012 5:57:01 PM |
transaction-animal8 | $25.00 | 10/16/2012 5:57:28 PM |
BBsapphire-2-loan | $100.00 | 10/16/2012 6:37:42 PM |
profitable-commerce822 | $25.00 | 10/16/2012 9:11:12 PM |
brilliant-justice214 | $50.00 | 10/16/2012 6:57:27 PM |
217bid | $25.00 | 10/16/2012 7:03:02 PM |
moola-accelerator6 | $50.00 | 10/16/2012 6:01:45 PM |
income-buffalo1 | $50.00 | 10/16/2012 7:09:28 PM |
well-mannered-income3 | $100.00 | 10/16/2012 7:27:17 PM |
affluence-animal | $50.00 | 10/16/2012 6:04:03 PM |
trade-goblin9 | $50.00 | 10/16/2012 6:04:43 PM |
Voracious_Trees | $25.00 | 10/16/2012 7:39:53 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:45 PM |
peace-adventurer3 | $25.00 | 10/16/2012 6:20:27 PM |
Eisande | $50.00 | 10/16/2012 7:59:43 PM |
promise2 | $25.00 | 10/16/2012 7:00:55 PM |
awesome-generosity4 | $31.00 | 10/16/2012 7:06:53 PM |
Rollshaft | $25.00 | 10/16/2012 9:33:57 PM |
napmanger | $100.00 | 10/16/2012 9:58:36 PM |
finance-coyote3 | $2,000.00 | 10/17/2012 12:05:28 AM |
CMJ-Partners | $100.00 | 10/16/2012 8:42:44 PM |
chererat | $25.00 | 10/16/2012 9:22:23 PM |
AldiHoldings | $30.00 | 10/17/2012 12:15:40 AM |
vutah | $25.00 | 10/16/2012 5:02:40 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:06:05 PM |
life-is-great | $25.00 | 10/16/2012 5:13:12 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:19 PM |
MoneyForNothing | $35.35 | 10/16/2012 5:03:07 PM |
exact-p2p2 | $25.00 | 10/16/2012 5:14:22 PM |
thankful-nickel2 | $55.55 | 10/16/2012 5:01:38 PM |
return-exchanger355 | $100.00 | 10/16/2012 5:05:43 PM |
green-trade-dolphin2 | $53.91 | 10/16/2012 5:02:22 PM |
truth-seeker8 | $41.00 | 10/16/2012 5:07:42 PM |
bonus-birch4 | $25.00 | 10/16/2012 5:18:02 PM |
zwd12 | $50.00 | 10/16/2012 5:18:19 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:16 PM |
100units | $200.00 | 10/16/2012 5:11:37 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:55 PM |
Investor_DP | $200.00 | 10/16/2012 5:09:04 PM |
Preferred-Lender | $25.00 | 10/16/2012 5:22:00 PM |
heart514 | $25.00 | 10/16/2012 5:09:49 PM |
mindful-generosity1 | $49.00 | 10/16/2012 5:23:07 PM |
Arvicco | $400.00 | 10/16/2012 5:23:53 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:00 PM |
nyp112 | $50.00 | 10/16/2012 5:12:54 PM |
ADSFL05 | $25.00 | 10/16/2012 5:27:07 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:29 PM |
imogen22 | $50.00 | 10/16/2012 5:13:26 PM |
mschoenf | $100.00 | 10/16/2012 5:16:57 PM |
sentimental-commerce4 | $250.00 | 10/16/2012 5:14:01 PM |
Jalebi | $25.00 | 10/16/2012 5:31:22 PM |
wetlands | $200.00 | 10/16/2012 5:18:43 PM |
kingryan | $250.00 | 10/16/2012 5:19:27 PM |
Feyenoord | $30.00 | 10/16/2012 5:42:48 PM |
radiant-dollar9 | $200.00 | 10/16/2012 5:19:56 PM |
versatile-dime442 | $250.00 | 10/16/2012 5:21:19 PM |
angelinvestor2 | $40.00 | 10/16/2012 5:27:00 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:05 PM |
integrity-reactor4 | $100.00 | 10/16/2012 5:28:23 PM |
durability-seahorse7 | $50.00 | 10/16/2012 5:29:39 PM |
tolerant-dinero2 | $25.00 | 10/16/2012 5:31:53 PM |
LeReve | $500.00 | 10/16/2012 5:24:17 PM |
Bob450 | $25.00 | 10/16/2012 5:32:47 PM |
AF-Chief | $25.00 | 10/16/2012 5:25:17 PM |
the-yield-surfer | $25.00 | 10/16/2012 5:53:55 PM |
financial-frenzy | $50.00 | 10/16/2012 5:58:57 PM |
intrepid-loot | $25.00 | 10/16/2012 5:39:59 PM |
FortuneFundII | $200.00 | 10/16/2012 6:03:20 PM |
Focus-on-tommorow | $25.00 | 10/16/2012 5:41:25 PM |
Dubbs360 | $200.00 | 10/16/2012 5:43:00 PM |
maldok1 | $25.00 | 10/16/2012 5:33:01 PM |
kind-credit-bear | $250.00 | 10/16/2012 5:34:23 PM |
fearless-trade | $40.00 | 10/16/2012 6:10:06 PM |
note-proton0 | $25.00 | 10/16/2012 5:34:44 PM |
Splangy613 | $25.00 | 10/16/2012 5:36:58 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:39 PM |
urbane-income7 | $25.00 | 10/16/2012 5:48:45 PM |
consummate-affluence | $100.00 | 10/16/2012 5:50:32 PM |
Maverick158 | $50.00 | 10/16/2012 5:38:49 PM |
matusky | $26.91 | 10/16/2012 6:33:31 PM |
newest-glowing-cash | $25.00 | 10/16/2012 5:41:29 PM |
justreturns | $25.00 | 10/16/2012 5:42:07 PM |
EL_Papin | $25.00 | 10/16/2012 6:48:02 PM |
SmokeyMirror | $25.00 | 10/16/2012 5:53:19 PM |
toblerone | $25.00 | 10/16/2012 5:53:23 PM |
spirit07a | $100.00 | 10/16/2012 5:44:32 PM |
1stBankAndHal | $25.06 | 10/16/2012 6:01:57 PM |
fairness-formula0 | $25.00 | 10/16/2012 6:02:07 PM |
marwadi-62 | $500.00 | 10/16/2012 5:51:04 PM |
Lubava | $25.00 | 10/16/2012 8:39:52 PM |
gravbox | $25.00 | 10/16/2012 6:24:50 PM |
Approved1234 | $25.00 | 10/16/2012 5:57:05 PM |
dollar-idol7 | $28.00 | 10/16/2012 5:57:34 PM |
green-high-five7 | $36.00 | 10/16/2012 9:24:27 PM |
astute-benjamins | $150.00 | 10/16/2012 5:59:10 PM |
jedi053 | $100.00 | 10/16/2012 6:02:15 PM |
helpful-credit156 | $306.95 | 10/17/2012 12:34:34 AM |
compassion-bauble4 | $25.00 | 10/16/2012 6:18:03 PM |
vines99 | $50.00 | 10/16/2012 6:23:14 PM |
tolerant-currency6 | $25.00 | 10/16/2012 8:11:55 PM |
currency-persimmon | $25.00 | 10/16/2012 7:13:42 PM |
benevolent-interest219 | $50.00 | 10/16/2012 11:13:15 PM |
bob450-roth | $25.00 | 10/16/2012 7:50:06 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:05 PM |
CougarRoar | $25.00 | 10/16/2012 9:49:58 PM |
bonus-seahorse | $75.00 | 10/17/2012 12:09:57 AM |
Astyanax | $25.00 | 10/17/2012 12:27:08 AM |
164 Investments
|
Borrower Payment Dependent Notes Series
655084
This series of Notes was issued and sold upon the funding of the borrower loan #76481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $271.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,549 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| petersjj77 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay down my credit cards so that I can move!
This loan will be used to...pay down the credit card balances that I have so that I am able to move to get my Doctorate degree.
My financial situation: is good right now! I have a great job in a growing field and have the stability I need for repayments.
I am a good candidate for this loan because...I have a stable job in biotechnology as an administrator, so I have the ability to payback this loan. But more importantly, getting the credit card debt consolidated will allow me to pursue my dream of higher education so that I can get my Doctorate without any credit card debt.
Monthly net income: $~4250
Monthly expenses: $2500
Housing: $650
Car expenses: $0.00
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $10,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-high-five7 | $36.18 | 10/16/2012 5:04:26 PM |
cr8on | $75.00 | 10/16/2012 5:17:23 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:26 PM |
appetizing-loyalty354 | $75.00 | 10/16/2012 5:24:02 PM |
mschoenf | $100.00 | 10/16/2012 5:17:16 PM |
cattlebaron | $13.82 | 10/16/2012 5:24:30 PM |
worth-blanket2 | $9,000.00 | 10/16/2012 5:02:18 PM |
historic-value7 | $200.00 | 10/16/2012 5:03:14 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:16 PM |
Bob450 | $25.00 | 10/16/2012 5:13:50 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:45 PM |
soarmore | $25.00 | 10/16/2012 5:12:41 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
655090
This series of Notes was issued and sold upon the funding of the borrower loan #76212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $84.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 8m |
Amount delinquent:
| $104 |
Total credit lines:
| 32 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,900 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-resplendent-return |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $695.00 | 10/16/2012 5:46:15 PM |
careful-vigilance4 | $25.00 | 10/16/2012 5:06:57 PM |
Foggy | $25.00 | 10/16/2012 5:07:01 PM |
cardminger | $25.00 | 10/16/2012 5:11:14 PM |
BankofRon | $25.00 | 10/16/2012 5:21:34 PM |
brainy-return234 | $25.00 | 10/16/2012 5:23:27 PM |
deal-galleon | $25.00 | 10/16/2012 5:29:18 PM |
Jalebi | $25.00 | 10/16/2012 5:31:23 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:16:10 PM |
duty-viola | $35.00 | 10/16/2012 5:26:27 PM |
cp-family | $50.00 | 10/16/2012 5:30:29 PM |
power-chihuahua | $25.00 | 10/16/2012 5:34:46 PM |
EL_Papin | $25.00 | 10/16/2012 5:35:00 PM |
withering-flounder | $75.00 | 10/16/2012 5:01:23 PM |
vutah | $25.00 | 10/16/2012 5:02:04 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:06 PM |
Whipster | $60.00 | 10/16/2012 5:15:48 PM |
zipemdown | $25.00 | 10/16/2012 5:07:45 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:27 PM |
asset-professor | $100.00 | 10/16/2012 5:13:39 PM |
HeroSupport | $60.00 | 10/16/2012 5:31:26 PM |
etraboulay | $50.00 | 10/16/2012 5:43:36 PM |
social-cocktail1 | $200.00 | 10/16/2012 5:26:02 PM |
bailey7563 | $25.00 | 10/16/2012 5:33:26 PM |
money-fort | $25.00 | 10/16/2012 5:36:58 PM |
best-unconquerable-income | $25.00 | 10/16/2012 5:29:05 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
655132
This series of Notes was issued and sold upon the funding of the borrower loan #76368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $247.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.18% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,147 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| archimonde |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 46 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $31,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2012)
780-799
(Nov-2010)
800-819
(Dec-2009)
800-819
(Aug-2007)
|
Principal balance:
| $5,000.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 10/16/2012 5:03:53 PM |
repayment-chihuahua3 | $25.00 | 10/16/2012 5:01:27 PM |
velocityasaurus-rex4 | $100.00 | 10/16/2012 5:11:56 PM |
thankful-nickel2 | $55.55 | 10/16/2012 5:01:39 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:19 PM |
peace-adventurer3 | $25.00 | 10/16/2012 5:02:01 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:27 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:47 PM |
neighborly-hope6 | $100.00 | 10/16/2012 5:20:21 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:56 PM |
Cookstersalibi | $25.00 | 10/16/2012 5:10:56 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:00 PM |
888GoldIngots | $25.00 | 10/16/2012 5:32:28 PM |
trade-burrito4 | $35.00 | 10/16/2012 5:17:32 PM |
oracle3 | $50.00 | 10/16/2012 5:37:50 PM |
richboy56 | $25.00 | 10/16/2012 5:38:03 PM |
windguy | $50.00 | 10/16/2012 5:22:55 PM |
investment-artist | $92.10 | 10/16/2012 5:53:42 PM |
larsowe | $75.00 | 10/16/2012 5:34:41 PM |
obedient-payout0 | $25.00 | 10/16/2012 5:56:03 PM |
green28 | $50.00 | 10/16/2012 5:59:15 PM |
tolerant-dinero2 | $50.00 | 10/16/2012 5:32:08 PM |
Dollars4Rent | $50.00 | 10/16/2012 5:33:33 PM |
upc_tnt | $25.00 | 10/16/2012 5:34:11 PM |
BlessedEveryDay | $25.00 | 10/16/2012 6:21:13 PM |
wise-exchange-chooser | $25.00 | 10/16/2012 6:29:01 PM |
Ripsaw4U | $50.00 | 10/16/2012 5:53:20 PM |
spirit07a | $100.00 | 10/16/2012 5:44:32 PM |
patriot897 | $25.00 | 10/16/2012 5:48:34 PM |
spiff666 | $26.66 | 10/16/2012 6:26:54 PM |
mdv | $25.00 | 10/16/2012 5:58:44 PM |
knowledgeable-silver6 | $25.00 | 10/16/2012 5:59:57 PM |
blot44 | $25.00 | 10/16/2012 6:09:54 PM |
vines99 | $50.00 | 10/16/2012 6:23:22 PM |
revenue-appraiser | $25.00 | 10/17/2012 6:20:55 AM |
Firescreek | $25.00 | 10/17/2012 6:42:53 AM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:51 PM |
Eisande | $50.00 | 10/16/2012 7:59:44 PM |
exciting-finance288 | $30.00 | 10/16/2012 8:23:17 PM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:45 PM |
Tbone49 | $25.00 | 10/16/2012 9:11:50 PM |
mad-scientist418 | $25.00 | 10/17/2012 6:35:09 AM |
paladin510 | $30.00 | 10/17/2012 7:04:08 AM |
PaulW | $40.00 | 10/17/2012 4:30:58 AM |
CFOGO | $25.00 | 10/17/2012 4:59:34 AM |
loyalty-tuba0 | $34.32 | 10/17/2012 7:25:51 AM |
oskizzle | $25.00 | 10/17/2012 5:53:17 AM |
tender-wealth0 | $25.00 | 10/17/2012 5:56:30 AM |
dough-dreams8 | $300.00 | 10/17/2012 6:41:14 AM |
promise2 | $25.00 | 10/17/2012 8:51:39 AM |
boston_mass | $25.00 | 10/17/2012 7:31:00 AM |
TigerForce | $25.00 | 10/17/2012 8:46:12 AM |
penny-finder | $50.00 | 10/17/2012 9:42:15 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:38:07 AM |
TWGCJ | $25.00 | 10/17/2012 10:40:37 AM |
dordee | $60.00 | 10/17/2012 11:51:42 AM |
Napoli_Lending | $105.00 | 10/17/2012 11:08:09 AM |
WeshaTheLeopard | $25.00 | 10/17/2012 2:07:39 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:35 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:25 PM |
dlenz | $25.00 | 10/17/2012 2:02:29 PM |
grammaspurse | $25.00 | 10/17/2012 3:52:04 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:38 PM |
McLaren231 | $25.00 | 10/17/2012 4:45:08 PM |
fuse136 | $25.00 | 10/17/2012 3:14:21 PM |
dogbait | $59.99 | 10/17/2012 3:21:33 PM |
Leshan | $100.00 | 10/17/2012 4:13:44 PM |
friendinmoney | $25.00 | 10/17/2012 4:45:35 PM |
Arvicco | $43.00 | 10/17/2012 5:30:39 PM |
p1b2g3c | $40.00 | 10/17/2012 5:03:56 PM |
loanshark62 | $50.00 | 10/17/2012 5:43:09 PM |
gain-neutrino9 | $25.00 | 10/17/2012 5:52:04 PM |
cbivitz | $59.36 | 10/17/2012 7:07:16 PM |
prudent-dough458 | $25.00 | 10/16/2012 5:01:57 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:19 PM |
cardminger | $25.00 | 10/16/2012 5:11:14 PM |
soarmore | $25.00 | 10/16/2012 5:12:41 PM |
BidDaddyBigBucks | $25.00 | 10/16/2012 5:13:50 PM |
phaded | $25.00 | 10/16/2012 5:03:19 PM |
brandonm78 | $25.00 | 10/16/2012 5:05:06 PM |
income-encore1 | $25.00 | 10/16/2012 5:08:24 PM |
aabadabadoo | $50.00 | 10/16/2012 5:08:29 PM |
RgPro | $25.00 | 10/16/2012 5:06:11 PM |
Jay_Tee | $50.00 | 10/16/2012 5:06:40 PM |
flexible-rate1 | $25.00 | 10/16/2012 5:18:59 PM |
ingenious-deal6 | $25.00 | 10/16/2012 5:10:43 PM |
shaps | $50.00 | 10/16/2012 5:20:08 PM |
brainy-credit1 | $40.00 | 10/16/2012 5:20:43 PM |
imogen22 | $50.00 | 10/16/2012 5:13:14 PM |
reward-giant1 | $48.00 | 10/16/2012 5:28:39 PM |
GoGalt | $50.00 | 10/16/2012 5:13:29 PM |
Jalebi | $25.00 | 10/16/2012 5:31:23 PM |
lionheart722 | $100.00 | 10/16/2012 5:35:10 PM |
virtuous-repayment | $25.00 | 10/16/2012 5:16:35 PM |
payout-reaction740 | $50.00 | 10/16/2012 5:38:01 PM |
ChrisTJ | $25.00 | 10/16/2012 5:21:52 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:28 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:34 PM |
PThor | $25.00 | 10/16/2012 5:25:51 PM |
market-cougar3 | $50.00 | 10/16/2012 5:27:50 PM |
thoughtful-peso78 | $25.00 | 10/16/2012 5:23:10 PM |
chrisb1414 | $25.00 | 10/16/2012 5:56:44 PM |
Solid-Platinum | $30.00 | 10/16/2012 5:26:53 PM |
Vegasjim | $25.00 | 10/16/2012 6:00:34 PM |
prudent-deal662 | $25.00 | 10/16/2012 6:07:01 PM |
108lender | $200.00 | 10/16/2012 5:33:39 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:57 PM |
jpblan11 | $25.00 | 10/16/2012 6:23:49 PM |
dkjl | $27.00 | 10/16/2012 5:48:38 PM |
compassion-twister2 | $50.00 | 10/16/2012 5:50:06 PM |
engaging-worth | $25.00 | 10/16/2012 5:55:37 PM |
ATOHokie | $100.00 | 10/16/2012 5:50:13 PM |
cordial-bonus | $25.00 | 10/16/2012 5:57:49 PM |
ready-interest9 | $25.00 | 10/16/2012 5:59:38 PM |
continental2 | $115.48 | 10/16/2012 7:06:46 PM |
cerebral-dollar773 | $50.00 | 10/17/2012 4:59:49 AM |
RothySkynx | $25.00 | 10/16/2012 7:40:00 PM |
bartb | $25.00 | 10/17/2012 5:23:21 AM |
BorthersKeeper | $25.00 | 10/16/2012 6:12:34 PM |
supertux | $25.01 | 10/16/2012 6:20:14 PM |
Money_Working | $38.62 | 10/16/2012 8:58:53 PM |
Captain88 | $25.00 | 10/17/2012 8:40:36 AM |
UT-Longhorn | $25.00 | 10/17/2012 8:52:04 AM |
tolerant-currency6 | $25.00 | 10/16/2012 8:12:26 PM |
antlr | $25.00 | 10/16/2012 8:15:10 PM |
Mrs-Honeydew | $35.00 | 10/17/2012 4:51:42 AM |
atlacatl | $25.00 | 10/17/2012 9:09:44 AM |
prainvestment | $25.00 | 10/17/2012 6:59:01 AM |
cjames84 | $25.00 | 10/17/2012 4:51:32 AM |
market-maximizer472 | $25.00 | 10/17/2012 7:27:07 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:21 AM |
dinero-wizard9 | $100.00 | 10/17/2012 7:26:11 AM |
broosky2 | $50.00 | 10/17/2012 7:35:30 AM |
houston2077 | $50.00 | 10/17/2012 9:08:56 AM |
Dan4703 | $25.00 | 10/17/2012 8:54:43 AM |
kindness-lesson1 | $25.00 | 10/17/2012 9:33:05 AM |
duty-monger | $50.00 | 10/17/2012 9:05:53 AM |
orange-dynamic-euro | $25.00 | 10/17/2012 11:22:24 AM |
Sunshine2222 | $25.00 | 10/17/2012 9:48:04 AM |
penny-mad-scientist9 | $32.59 | 10/17/2012 9:54:27 AM |
blLending | $50.00 | 10/17/2012 10:09:02 AM |
Good-Yield | $25.00 | 10/17/2012 9:52:05 AM |
gentle-gain235 | $100.00 | 10/17/2012 1:20:02 PM |
IamSparticus | $25.00 | 10/17/2012 10:43:08 AM |
radforj22 | $100.00 | 10/17/2012 10:55:14 AM |
blue-useful-auction | $25.00 | 10/17/2012 11:04:23 AM |
BMerrick | $25.00 | 10/17/2012 11:40:39 AM |
pure-loyalty6 | $25.78 | 10/17/2012 3:21:33 PM |
Barrayaran | $30.00 | 10/17/2012 10:58:55 AM |
random12345 | $25.00 | 10/17/2012 11:01:29 AM |
bonus-quark4 | $25.00 | 10/17/2012 4:43:26 PM |
KDW08 | $25.00 | 10/17/2012 1:04:01 PM |
HenlopenCapital | $25.00 | 10/17/2012 1:05:41 PM |
lendersf | $50.00 | 10/17/2012 2:30:21 PM |
Guiren | $100.00 | 10/17/2012 2:50:42 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:16:35 PM |
keichi03 | $30.00 | 10/17/2012 5:44:43 PM |
tranquil-diversification8 | $127.54 | 10/17/2012 6:30:53 PM |
Plutis | $25.00 | 10/17/2012 5:10:39 PM |
point-doughnut | $50.00 | 10/17/2012 6:10:23 PM |
finance-coyote3 | $480.00 | 10/17/2012 7:00:17 PM |
donnajoy | $25.00 | 10/17/2012 5:48:49 PM |
starside8 | $30.00 | 10/17/2012 7:02:22 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
655164
This series of Notes was issued and sold upon the funding of the borrower loan #76502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 9.34% |
Borrower rate/APR:
| 10.34% / 13.14% |
Monthly payment:
| $64.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.05% | | |
| |
Estimated return*:
| 6.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,161 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| DaZim |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
680-699
(Jun-2008)
640-659
(Nov-2007)
|
Principal balance:
| $2,337.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to... update basement
My financial situation:
I am a good candidate for this loan because... had two loans already with prosper and paid off .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 10/16/2012 5:02:41 PM |
green-trade-dolphin2 | $51.69 | 10/16/2012 5:02:54 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:25 PM |
prudent-dough458 | $25.00 | 10/16/2012 5:01:57 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:10 PM |
Emgolda | $25.00 | 10/16/2012 5:16:46 PM |
Jassi | $25.00 | 10/16/2012 5:05:15 PM |
charming-exchange7 | $25.00 | 10/16/2012 5:18:37 PM |
kind-payment-viking3 | $17.76 | 10/16/2012 5:19:17 PM |
velocityasaurus-rex4 | $100.00 | 10/16/2012 5:11:56 PM |
100units | $200.00 | 10/16/2012 5:11:06 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:20 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:00 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:00 PM |
Milonguero | $100.00 | 10/16/2012 5:02:44 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:19 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:57 PM |
soarmore | $25.00 | 10/16/2012 5:12:42 PM |
thankful-nickel2 | $55.55 | 10/16/2012 5:01:40 PM |
virtuous-repayment | $25.00 | 10/16/2012 5:16:35 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:05:30 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:27 PM |
casaba | $25.00 | 10/16/2012 5:07:56 PM |
p2p-paradise | $25.00 | 10/16/2012 5:11:18 PM |
KlotzLending | $25.00 | 10/16/2012 5:14:56 PM |
imogen22 | $50.00 | 10/16/2012 5:13:09 PM |
nickel-ferret | $25.00 | 10/16/2012 5:17:50 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:29 PM |
mschoenf | $100.00 | 10/16/2012 5:16:38 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
655174
This series of Notes was issued and sold upon the funding of the borrower loan #76574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $290.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,963 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jm302music |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Divorce Mediation Fees
Purpose of loan:
Hi! I'll be using this loan for divorce mediation fees. While my ex-wife and I have tried to be as careful as we can be with the mediator's time, the fees have accumulated rapidly. We're almost done with the process now, but we could use some additional funding to cover what we've paid so far as well as helping us finish the process in the most stress-free manner possible.
My financial situation:
I am a good candidate for this loan because I make a very high income (over $140k per year) with several pending additional small projects that would add to my standard salary. In addition to simply making a high income, I have an established track record of paying my bills on time every time. My credit history reflects this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $11,700.00 | 10/16/2012 5:08:55 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:57 PM |
soarmore | $25.00 | 10/16/2012 5:12:42 PM |
CreditBuilder2 | $25.01 | 10/16/2012 5:23:20 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:45:57 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:30 PM |
LoanerPrincipal | $25.00 | 10/16/2012 5:29:27 PM |
best-bonafide-p2p | $25.00 | 10/16/2012 5:32:44 PM |
Bank_Of_XL | $25.00 | 10/16/2012 5:46:45 PM |
Sanford-N-Sons | $25.00 | 10/16/2012 5:53:00 PM |
FortuneFundII | $200.00 | 10/16/2012 6:03:21 PM |
janeybooboo | $75.00 | 10/16/2012 5:11:11 PM |
cardminger | $25.00 | 10/16/2012 5:11:15 PM |
janeybooboo | $25.00 | 10/16/2012 5:11:16 PM |
RGlad | $100.00 | 10/16/2012 5:10:51 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:18 PM |
PThor | $25.00 | 10/16/2012 5:25:51 PM |
oracle3 | $50.00 | 10/16/2012 5:37:51 PM |
octoberfresh | $25.00 | 10/16/2012 6:03:54 PM |
moola-accelerator6 | $49.99 | 10/16/2012 6:05:04 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
655224
This series of Notes was issued and sold upon the funding of the borrower loan #76299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $298.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,636 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aamjohns |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
780-799
(Aug-2009)
780-799
(Jun-2008)
|
Principal balance:
| $1,002.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 80 | | |
Description
Debt consolidation
Purpose of loan:
I have credit lines that are zero percent interest provided I pay them off in time. If not the interest rate will be high. I have paid down a $17,000 student loan to $2400. I chose a graduated payment plan so I am in the late stages with the highest payment. I want to regain that payment amount.
This loan will be used to...
I will pay off debt (loans, credit lines). Most of the credit lines are zero interest if paid within time limit.
My financial situation:
I've done the math and this loan will allow me to make my current monthly payments from $576.00 to $298.86. I will also avoid hitting the term limits on the credit lines and avoid interest fees. There will be about $2500 left over from this loan. That is good because I've just had medical procedures that I need to pay. That amount should cover them.
I am a good candidate for this loan because...
I pay all of my bills. That's all that matters. Getting this loan, paying off credit and interest debt, will decrease my overall monthly payment amount. That will be a benefit. I have excellent credit. I will repay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $69.35 | 10/17/2012 5:02:52 PM |
100units | $200.00 | 10/17/2012 5:12:56 PM |
best-bonafide-p2p | $25.00 | 10/17/2012 5:05:02 PM |
community-burrito9 | $100.00 | 10/17/2012 5:06:12 PM |
ethical-truth211 | $400.00 | 10/17/2012 5:27:13 PM |
bartb | $25.00 | 10/17/2012 5:08:59 PM |
mrstender | $50.00 | 10/17/2012 5:49:43 PM |
__A1B2 | $30.00 | 10/17/2012 8:21:50 PM |
MoneyForNothing | $80.80 | 10/17/2012 5:34:05 PM |
RB_Double-A_Bravo | $38.50 | 10/17/2012 6:01:07 PM |
Voracious_Trees | $25.00 | 10/17/2012 5:28:01 PM |
windguy | $50.00 | 10/17/2012 5:29:21 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:35:27 PM |
Codextreme07 | $75.00 | 10/17/2012 7:02:30 PM |
DoctorJoe | $25.00 | 10/18/2012 4:31:44 AM |
MoneyBadger | $25.00 | 10/18/2012 5:40:52 AM |
sri59 | $100.00 | 10/18/2012 6:08:23 AM |
payout-paladin3 | $500.00 | 10/17/2012 8:34:37 PM |
benefit-banshee | $25.00 | 10/17/2012 8:45:58 PM |
hope-fortress753 | $25.00 | 10/17/2012 8:57:17 PM |
nycitynoodle | $25.00 | 10/18/2012 6:55:35 AM |
euro-deployment | $25.00 | 10/17/2012 11:11:10 PM |
newest-yield-wasp | $25.00 | 10/18/2012 12:39:09 AM |
Better-Returns | $33.10 | 10/18/2012 7:20:40 AM |
funds-juniper | $25.00 | 10/17/2012 9:22:29 PM |
vines99 | $50.00 | 10/17/2012 10:07:59 PM |
marketplace-singularity3 | $100.00 | 10/18/2012 5:08:48 AM |
ore-master | $25.00 | 10/18/2012 5:35:26 AM |
MoneyTree79 | $103.55 | 10/18/2012 8:46:41 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:21 AM |
sensible-rate | $25.05 | 10/18/2012 6:23:36 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:32 AM |
first-dinero-paladin | $108.50 | 10/18/2012 7:28:35 AM |
worldly-income2 | $25.00 | 10/18/2012 6:34:44 AM |
topterp | $65.00 | 10/18/2012 6:38:33 AM |
DonaldColorado | $200.00 | 10/18/2012 7:27:29 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:54 AM |
aabadabadoo | $50.00 | 10/18/2012 9:11:51 AM |
bold-gold-pilot | $25.00 | 10/18/2012 11:11:03 AM |
Nil2008 | $100.00 | 10/18/2012 11:11:56 AM |
treasure-bliss | $200.00 | 10/18/2012 9:37:52 AM |
blue-trade-optimizer | $50.00 | 10/18/2012 10:36:37 AM |
market-pudding | $25.00 | 10/18/2012 11:17:26 AM |
vigilance-revolutionary | $50.00 | 10/18/2012 1:49:03 PM |
kegs | $150.00 | 10/18/2012 2:25:44 PM |
EverettFinancial | $25.00 | 10/18/2012 10:41:45 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:55 PM |
jpblan11 | $25.00 | 10/18/2012 3:47:55 PM |
orange-commanding-truth | $38.00 | 10/18/2012 12:39:27 PM |
heavy_ax | $50.00 | 10/18/2012 4:58:19 PM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:43 AM |
ryan6853 | $25.00 | 10/18/2012 1:28:59 PM |
LaGrangeLender | $60.00 | 10/18/2012 5:44:09 PM |
auction-pragmatist | $25.00 | 10/18/2012 3:03:01 PM |
p2ploan-starfish838 | $75.00 | 10/18/2012 3:56:40 PM |
The-Helper | $25.00 | 10/18/2012 1:29:04 PM |
whitegold24k | $250.00 | 10/18/2012 2:53:24 PM |
PThor | $25.00 | 10/18/2012 5:52:20 PM |
first-economy-spectacle | $30.00 | 10/18/2012 3:50:22 PM |
brandonm78 | $25.00 | 10/18/2012 5:39:07 PM |
american6 | $50.00 | 10/18/2012 5:48:10 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:43 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:44 PM |
CreditBuilder2 | $25.01 | 10/18/2012 6:22:51 PM |
Sanford-N-Sons | $25.00 | 10/18/2012 6:24:54 PM |
sentimental-cash0 | $25.00 | 10/18/2012 6:26:09 PM |
bold-riveting-social | $50.00 | 10/18/2012 6:51:02 PM |
KEOLEND | $25.00 | 10/18/2012 6:37:16 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:55 PM |
Aquafina24Ounce | $25.00 | 10/18/2012 6:42:43 PM |
market-cougar3 | $50.00 | 10/18/2012 7:06:12 PM |
octoberfresh | $25.00 | 10/18/2012 6:45:28 PM |
HappyToLoan | $35.00 | 10/18/2012 6:47:56 PM |
enchanted-compassion012 | $25.00 | 10/18/2012 7:16:34 PM |
indomitable-coin | $25.00 | 10/18/2012 6:59:02 PM |
repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:25 PM |
networks4ever | $25.00 | 10/18/2012 7:01:46 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:43 PM |
GoGalt | $50.00 | 10/18/2012 7:36:47 PM |
AldiHoldings | $35.00 | 10/18/2012 7:44:23 PM |
thrifty-transaction578 | $25.00 | 10/18/2012 7:49:04 PM |
community-seahorse0 | $25.00 | 10/18/2012 7:14:51 PM |
enticing-capital6 | $30.00 | 10/18/2012 7:17:03 PM |
spirit07a | $100.00 | 10/18/2012 7:19:49 PM |
ready-vigilance3 | $50.00 | 10/18/2012 8:23:05 PM |
blue-relay | $25.00 | 10/18/2012 8:33:50 PM |
adaptable-benefit6 | $25.00 | 10/18/2012 9:39:49 PM |
keen-credit6 | $27.00 | 10/18/2012 7:57:41 PM |
promise2 | $25.00 | 10/19/2012 12:21:05 AM |
s270 | $148.74 | 10/19/2012 1:28:21 AM |
RGlad | $135.00 | 10/19/2012 1:56:32 AM |
zippy-greenback231 | $25.00 | 10/19/2012 4:39:13 AM |
brightest-riveting-order | $25.00 | 10/18/2012 7:46:12 PM |
cilynx | $25.00 | 10/18/2012 7:53:06 PM |
currency-persimmon | $25.00 | 10/18/2012 8:20:28 PM |
cordial-affluence2 | $25.00 | 10/18/2012 8:06:53 PM |
Clovis_the-Benevolent | $50.00 | 10/18/2012 10:18:56 PM |
Dont_Worry_Be_Happy | $25.00 | 10/18/2012 10:49:51 PM |
jubilant-agreement0 | $25.00 | 10/18/2012 11:18:49 PM |
serene-capital | $25.00 | 10/19/2012 12:39:47 AM |
ferpeiks | $100.00 | 10/19/2012 12:49:42 AM |
cloud546 | $25.00 | 10/19/2012 12:50:15 AM |
Ben-Siegelbaum | $100.00 | 10/19/2012 1:41:41 AM |
AngusFarmer | $25.00 | 10/19/2012 5:14:33 AM |
superb-economy7 | $50.00 | 10/18/2012 10:39:36 PM |
JPINVEST7 | $49.60 | 10/19/2012 1:23:49 AM |
helping-out | $583.25 | 10/19/2012 5:11:13 AM |
napmanger | $100.00 | 10/17/2012 5:08:49 PM |
kindness-fanatic | $25.00 | 10/17/2012 5:03:11 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:04:45 PM |
sweety075 | $25.00 | 10/17/2012 5:05:08 PM |
moola-accelerator6 | $100.00 | 10/17/2012 6:55:59 PM |
trade-goblin9 | $200.00 | 10/17/2012 7:27:23 PM |
jubilant-capital1 | $25.00 | 10/17/2012 8:42:25 PM |
janeybooboo | $150.00 | 10/17/2012 5:40:28 PM |
Rollshaft | $25.00 | 10/17/2012 9:39:32 PM |
1stBankAndHal | $200.08 | 10/17/2012 5:59:14 PM |
Jerrys1951 | $35.00 | 10/17/2012 6:22:59 PM |
voipguy88 | $50.00 | 10/17/2012 11:31:25 PM |
USMC0311 | $25.00 | 10/17/2012 6:31:54 PM |
thankful-nickel2 | $50.00 | 10/17/2012 6:52:12 PM |
JedClampett | $150.00 | 10/17/2012 6:53:42 PM |
gold-mate1 | $25.95 | 10/18/2012 3:34:44 AM |
cerebral-dollar773 | $25.00 | 10/18/2012 4:49:56 AM |
well-mannered-income3 | $78.00 | 10/17/2012 6:30:41 PM |
hope-hickory8 | $25.00 | 10/18/2012 5:53:27 AM |
BigBag | $25.00 | 10/17/2012 8:44:35 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:10:30 PM |
fuse136 | $25.00 | 10/17/2012 8:59:48 PM |
djkaiser | $25.00 | 10/17/2012 9:20:47 PM |
forceful-wealth244 | $25.00 | 10/18/2012 6:47:42 AM |
Astyanax | $40.00 | 10/17/2012 7:39:56 PM |
coloradoadam | $25.00 | 10/18/2012 7:11:37 AM |
producer455 | $31.94 | 10/17/2012 11:21:19 PM |
ONECENTATATIME | $30.00 | 10/18/2012 7:32:32 AM |
blue-lucrative-rate | $50.00 | 10/17/2012 10:23:42 PM |
astute-benjamins | $150.00 | 10/18/2012 8:06:17 AM |
Jinja | $176.25 | 10/18/2012 8:48:43 AM |
Kissabledevil | $25.00 | 10/18/2012 1:52:20 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 6:27:30 AM |
treasure-hunter270 | $100.00 | 10/18/2012 6:36:01 AM |
Hillbilly_Banker | $30.00 | 10/18/2012 5:46:29 AM |
Detour11 | $25.00 | 10/18/2012 7:45:41 AM |
bonus-quark4 | $25.00 | 10/18/2012 7:56:16 AM |
Gyroman | $100.00 | 10/18/2012 8:30:45 AM |
Rulea72 | $25.00 | 10/18/2012 7:47:09 AM |
buffalobills | $25.00 | 10/18/2012 8:02:47 AM |
reward-financier | $100.00 | 10/18/2012 10:11:53 AM |
Asgardian | $25.00 | 10/18/2012 9:30:42 AM |
JedClampett | $150.00 | 10/18/2012 1:50:48 PM |
Feyenoord | $30.00 | 10/18/2012 2:22:33 PM |
basis-spartan922 | $50.00 | 10/18/2012 2:28:43 PM |
investment-appraiser | $100.00 | 10/18/2012 12:00:22 PM |
JRhino | $25.00 | 10/18/2012 3:05:27 PM |
fairness-symphony2 | $50.00 | 10/18/2012 4:37:24 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:50:45 PM |
mpatrick | $100.00 | 10/18/2012 4:42:29 PM |
888GoldIngots | $25.00 | 10/18/2012 5:39:09 PM |
i3urtonair | $25.00 | 10/18/2012 6:01:33 PM |
FortuneFundII | $200.00 | 10/18/2012 6:21:03 PM |
phaded | $25.00 | 10/18/2012 6:24:08 PM |
FortuneFund | $200.00 | 10/18/2012 6:52:20 PM |
intuitive-benefit3 | $100.00 | 10/18/2012 6:35:28 PM |
first-serene-credit | $25.00 | 10/18/2012 6:45:02 PM |
soarmore | $25.00 | 10/18/2012 7:01:24 PM |
cardminger | $25.00 | 10/18/2012 6:53:11 PM |
virtuous-repayment | $25.00 | 10/18/2012 7:10:43 PM |
Oak-Parker | $25.00 | 10/18/2012 7:20:14 PM |
entertaining-revenue4 | $50.00 | 10/18/2012 7:22:20 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:41 PM |
Dubbs360 | $200.00 | 10/18/2012 7:44:21 PM |
oracle3 | $50.00 | 10/18/2012 7:20:38 PM |
dukeiyer | $25.00 | 10/18/2012 8:11:28 PM |
investment-artist | $92.10 | 10/18/2012 7:35:00 PM |
gjm6d | $25.00 | 10/18/2012 7:41:42 PM |
payout-paladin3 | $100.00 | 10/18/2012 8:29:12 PM |
exuberant-funds1 | $39.81 | 10/18/2012 8:50:12 PM |
broker048 | $25.00 | 10/18/2012 8:57:17 PM |
FWF-kinetic | $50.00 | 10/18/2012 9:04:45 PM |
RGlad | $65.00 | 10/18/2012 7:52:13 PM |
kind-exchange-association | $32.00 | 10/18/2012 9:24:55 PM |
Navy-Retired | $400.00 | 10/18/2012 9:34:01 PM |
MangoHedge | $25.00 | 10/18/2012 10:02:20 PM |
casemily | $104.42 | 10/18/2012 11:51:25 PM |
Druidsoft | $25.00 | 10/19/2012 1:39:47 AM |
phenomenal-dinero917 | $200.00 | 10/19/2012 2:51:19 AM |
Vegasjim | $25.00 | 10/18/2012 8:00:13 PM |
hitsman | $50.00 | 10/18/2012 7:50:03 PM |
overflowinglife | $150.00 | 10/18/2012 7:50:37 PM |
etraboulay | $50.00 | 10/18/2012 7:56:19 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:33 PM |
natural-greenback6 | $25.00 | 10/18/2012 8:09:42 PM |
power-secret-agent | $25.00 | 10/19/2012 3:12:33 AM |
Theofficer_roth_ira | $34.65 | 10/18/2012 8:42:45 PM |
Tango1235 | $25.00 | 10/18/2012 9:07:45 PM |
VIPLLC | $4.35 | 10/19/2012 5:17:06 AM |
196 Investments
|
Borrower Payment Dependent Notes Series
655276
This series of Notes was issued and sold upon the funding of the borrower loan #76709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $131.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $37,213 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bright-commitment30 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to... help repair my car and fix my furnace
My financial situation:
I am a good candidate for this loan because... I have a stable well paying job and I have the monthly funds to pay off the loan
Monthly net income: $4662.00
Monthly expenses: $2825.00
Housing: $1040.00
Insurance: $160
Car expenses: $212
Utilities: $245
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $210
Other expenses: $
140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $30.00 | 10/16/2012 5:30:51 PM |
RGlad | $150.00 | 10/16/2012 5:07:00 PM |
shaps | $46.00 | 10/16/2012 5:20:23 PM |
a-finance-nirvana | $25.00 | 10/16/2012 5:23:00 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:20 PM |
0_0 | $25.00 | 10/16/2012 5:26:55 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:15:49 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:11 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:35 PM |
cattlebaron | $25.00 | 10/16/2012 5:23:52 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:26 PM |
vkorichkov | $25.00 | 10/16/2012 5:45:41 PM |
wwwUniversal | $25.00 | 10/16/2012 5:52:29 PM |
janeybooboo | $100.00 | 10/16/2012 5:07:16 PM |
100units | $200.00 | 10/16/2012 5:11:51 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:31 PM |
soarmore | $25.00 | 10/16/2012 5:12:42 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:46 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:32 PM |
cr8on | $75.00 | 10/16/2012 5:17:23 PM |
freedomlender | $25.00 | 10/16/2012 5:19:59 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:18 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:00 PM |
PThor | $25.00 | 10/16/2012 5:25:52 PM |
Endeavour | $150.00 | 10/16/2012 5:25:59 PM |
tolerant-dinero2 | $25.00 | 10/16/2012 5:34:41 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:17 PM |
oracle3 | $50.00 | 10/16/2012 5:37:52 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:54 PM |
compassion-twister2 | $50.00 | 10/16/2012 5:50:07 PM |
the-brilliant-currency | $25.00 | 10/16/2012 5:53:16 PM |
MI2 | $1,624.00 | 10/16/2012 6:24:40 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
655290
This series of Notes was issued and sold upon the funding of the borrower loan #76691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $100.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,337 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| social-popcorn446 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $11,000
Monthly expenses: $
Housing: $1400
Insurance: $180
Car expenses: $720
Utilities: $500
Phone, cable, internet: $350
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/17/2012 9:09:55 AM |
scholarly-order6 | $25.00 | 10/17/2012 9:48:25 AM |
bullwink27 | $25.00 | 10/17/2012 9:05:43 AM |
triguy | $500.00 | 10/17/2012 10:27:50 AM |
community-burrito9 | $75.00 | 10/17/2012 9:06:57 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:20:50 AM |
credit-socrates648 | $403.00 | 10/17/2012 10:22:31 AM |
riskreward | $250.00 | 10/17/2012 10:29:58 AM |
MumblesRumbly | $25.00 | 10/17/2012 1:48:29 PM |
friendinmoney | $25.00 | 10/17/2012 4:47:10 PM |
unrelenting-euro7 | $50.00 | 10/17/2012 1:11:13 PM |
the-inspired-justice | $25.00 | 10/17/2012 1:48:32 PM |
credit-dandelion148 | $200.00 | 10/17/2012 12:41:39 PM |
tranquil-gain1 | $75.00 | 10/17/2012 3:26:20 PM |
favorite-commerce | $50.00 | 10/17/2012 3:45:20 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:51 PM |
113121 | $25.00 | 10/17/2012 5:20:03 PM |
paxnj | $25.00 | 10/17/2012 9:57:29 AM |
Interloper | $60.00 | 10/17/2012 10:05:58 AM |
commerce-blossom1 | $25.00 | 10/17/2012 12:06:14 PM |
compassion-twister2 | $100.00 | 10/17/2012 9:37:59 AM |
moola-accelerator6 | $25.00 | 10/17/2012 10:28:06 AM |
credit-dandelion148 | $200.00 | 10/17/2012 1:38:22 PM |
cattlebaron | $25.00 | 10/17/2012 11:25:40 AM |
davechris870 | $50.00 | 10/17/2012 11:27:06 AM |
jayk63 | $25.00 | 10/17/2012 4:49:02 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:29 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:44 PM |
realestateinvestor37 | $37.00 | 10/17/2012 5:58:39 PM |
special-dinero553 | $25.00 | 10/17/2012 5:19:29 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:12 PM |
keichi03 | $25.00 | 10/17/2012 5:24:33 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:49:53 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
655300
This series of Notes was issued and sold upon the funding of the borrower loan #76501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $745 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| robust-velocity2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1600
Monthly expenses: $75
Housing: $0
Insurance: $62
Car expenses: $330
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cello1 | $25.00 | 10/16/2012 5:02:40 PM |
j2ee | $50.00 | 10/16/2012 5:06:38 PM |
I_Like_to_Invest | $25.00 | 10/16/2012 5:09:28 PM |
janeybooboo | $84.56 | 10/16/2012 5:14:07 PM |
resolute-justice413 | $200.00 | 10/16/2012 5:14:11 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:05:54 PM |
order-tamale | $400.00 | 10/16/2012 5:04:23 PM |
deal-kung-fu | $180.00 | 10/16/2012 5:09:12 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:01 PM |
sentimental-commerce4 | $250.00 | 10/16/2012 5:14:01 PM |
affluence-microscope2 | $200.00 | 10/16/2012 5:04:35 PM |
one-midas | $35.00 | 10/16/2012 5:07:23 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:58 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:06 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:15 PM |
mschoenf | $100.00 | 10/16/2012 5:16:49 PM |
100units | $200.00 | 10/16/2012 5:11:31 PM |
thg0703 | $25.00 | 10/16/2012 5:09:31 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:10:07 PM |
mmckune | $25.00 | 10/16/2012 5:12:58 PM |
abundanceforever | $52.50 | 10/16/2012 5:13:43 PM |
superb-funds335 | $25.00 | 10/16/2012 5:14:52 PM |
soarmore | $25.00 | 10/16/2012 5:12:43 PM |
hope-percolator8 | $50.00 | 10/16/2012 5:13:06 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:20 PM |
RGlad | $113.34 | 10/16/2012 5:13:51 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:29 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
655336
This series of Notes was issued and sold upon the funding of the borrower loan #76661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 35% |
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,941 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-warmth |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay all debt except one boat loan
My financial situation:
I am a good candidate for this loan because... I have very secure employment and a good payment history. I am current on all payments. This loan would reduce my monthly expenses for debt service by 40%
Monthly net income: $6,000
Monthly expenses: $4,000
Housing: $650
Insurance: $100
Car expenses: $0
Utilities: $125
Phone, cable, internet: $85
Food, entertainment: $100
Clothing, household expenses: $1000
Credit cards and other loans: $2,000
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $39.00 | 10/16/2012 5:05:28 PM |
113121 | $30.00 | 10/16/2012 5:23:52 PM |
green-trade-dolphin | $49.24 | 10/16/2012 5:01:44 PM |
janeybooboo | $100.00 | 10/16/2012 5:02:39 PM |
AAnderson1750 | $200.00 | 10/16/2012 5:04:57 PM |
zipemdown | $25.00 | 10/16/2012 5:07:46 PM |
soarmore | $25.00 | 10/16/2012 5:12:43 PM |
RGlad | $100.00 | 10/16/2012 5:05:22 PM |
Eudyptes | $25.00 | 10/16/2012 5:02:27 PM |
speedy-point | $25.00 | 10/16/2012 5:03:27 PM |
orchestra960 | $300.00 | 10/16/2012 5:08:31 PM |
zwd12 | $35.00 | 10/16/2012 5:18:19 PM |
dough-bear | $25.00 | 10/16/2012 5:19:07 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:19 PM |
Beld | $50.00 | 10/16/2012 5:09:32 PM |
thoughtful-peso78 | $25.00 | 10/16/2012 5:23:10 PM |
social-cocktail1 | $200.00 | 10/16/2012 5:26:03 PM |
community-burrito9 | $35.00 | 10/16/2012 5:27:11 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:36 PM |
unassailable-fund | $40.00 | 10/16/2012 5:28:08 PM |
mschoenf | $100.00 | 10/16/2012 5:17:30 PM |
Fire2 | $25.00 | 10/16/2012 5:19:09 PM |
profit-powerplant | $25.00 | 10/16/2012 5:35:56 PM |
cr8on | $75.00 | 10/16/2012 5:17:23 PM |
majestic-note6 | $200.00 | 10/16/2012 5:21:31 PM |
first-pragmatic-power | $25.00 | 10/16/2012 5:19:43 PM |
tnjohnso | $25.00 | 10/16/2012 5:24:14 PM |
angelinvestor2 | $37.00 | 10/16/2012 5:27:01 PM |
dukeiyer | $25.00 | 10/16/2012 5:30:39 PM |
brainy-return234 | $25.00 | 10/16/2012 5:23:27 PM |
wildanne | $27.00 | 10/16/2012 5:32:15 PM |
financial-frenzy | $50.00 | 10/16/2012 5:58:58 PM |
FASTIZIO_P | $27.00 | 10/16/2012 5:36:34 PM |
jedi053 | $100.00 | 10/16/2012 6:02:15 PM |
cp-family | $50.00 | 10/16/2012 5:30:29 PM |
klippies | $25.00 | 10/16/2012 5:42:21 PM |
Jalebi | $25.00 | 10/16/2012 5:31:23 PM |
productive-note2 | $50.00 | 10/16/2012 5:43:53 PM |
capital-renewal | $50.00 | 10/16/2012 5:46:45 PM |
top-goodhearted-liberty | $25.00 | 10/16/2012 6:25:37 PM |
Byrd24 | $100.00 | 10/16/2012 5:41:36 PM |
907 | $29.38 | 10/16/2012 6:53:46 PM |
etraboulay | $50.00 | 10/16/2012 5:43:36 PM |
52digital | $75.00 | 10/16/2012 5:53:30 PM |
GGreg799 | $25.00 | 10/16/2012 5:56:01 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:05 PM |
new-gold-wrangler | $1,000.00 | 10/16/2012 6:01:16 PM |
asiaratt | $50.00 | 10/16/2012 6:03:12 PM |
BigBag | $25.00 | 10/16/2012 8:12:50 PM |
Astyanax | $30.00 | 10/16/2012 6:07:54 PM |
turbobrat | $25.00 | 10/16/2012 6:09:38 PM |
dollar-idol7 | $28.00 | 10/16/2012 5:56:58 PM |
Neptune-Capital | $25.00 | 10/16/2012 8:57:31 PM |
aabadabadoo | $25.00 | 10/16/2012 7:03:15 PM |
shiny-peso1 | $50.00 | 10/16/2012 6:00:01 PM |
commitment-farm | $25.00 | 10/16/2012 7:06:51 PM |
WalnutCreekguy | $50.00 | 10/16/2012 6:00:49 PM |
helpful-credit156 | $75.00 | 10/17/2012 12:32:56 AM |
RothySkynx | $25.00 | 10/16/2012 7:40:01 PM |
iLend-weGrow | $50.00 | 10/16/2012 6:12:39 PM |
majestic-currency3 | $25.00 | 10/17/2012 6:12:35 AM |
moola-tulip1 | $45.00 | 10/16/2012 7:55:43 PM |
vines99 | $25.00 | 10/16/2012 6:24:32 PM |
rockhound84 | $25.00 | 10/17/2012 6:41:10 AM |
a-reasonable-return | $25.00 | 10/17/2012 6:49:43 AM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:52 PM |
responsive-value4 | $25.00 | 10/16/2012 7:08:20 PM |
Zoomzoom22 | $100.00 | 10/16/2012 8:45:58 PM |
new-reward-sequoia | $25.00 | 10/17/2012 7:27:12 AM |
Christophe | $25.00 | 10/17/2012 7:46:17 AM |
Codextreme07 | $50.00 | 10/16/2012 7:37:59 PM |
dollar-authority | $28.56 | 10/17/2012 8:01:26 AM |
WindomDev | $25.00 | 10/16/2012 9:30:18 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:45 PM |
mikeandcat | $50.00 | 10/17/2012 4:29:34 AM |
Simple3 | $28.08 | 10/17/2012 9:04:37 AM |
LibbyZ | $50.00 | 10/16/2012 8:45:05 PM |
bullwink27 | $25.00 | 10/17/2012 6:32:47 AM |
theaterguy | $30.00 | 10/17/2012 9:17:07 AM |
note-goblin0 | $25.00 | 10/17/2012 3:22:20 AM |
RainyDayFunds | $25.00 | 10/17/2012 7:15:48 AM |
IOHOVA | $25.00 | 10/17/2012 5:04:03 AM |
Asgardian | $25.00 | 10/17/2012 5:07:41 AM |
quirky1981 | $25.00 | 10/17/2012 5:32:09 AM |
EretzCapital | $50.00 | 10/17/2012 9:44:44 AM |
desertoasis | $25.00 | 10/17/2012 9:48:36 AM |
marketplace-singularity3 | $25.00 | 10/17/2012 6:01:13 AM |
worldly-income2 | $25.00 | 10/17/2012 7:55:14 AM |
prudent-bid3 | $37.72 | 10/17/2012 6:35:43 AM |
rospa | $50.00 | 10/17/2012 9:55:45 AM |
mikeandcat | $44.21 | 10/17/2012 7:01:21 AM |
wxman12 | $50.00 | 10/17/2012 7:06:54 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:21 AM |
foofightee | $25.00 | 10/17/2012 7:20:59 AM |
transaction-keeper5 | $27.63 | 10/17/2012 10:10:46 AM |
ccclaireee333 | $25.00 | 10/17/2012 7:34:04 AM |
dough-aficionado9 | $25.00 | 10/17/2012 7:55:31 AM |
credit-dandelion148 | $100.00 | 10/17/2012 10:27:34 AM |
intrepid-repayment1 | $50.00 | 10/17/2012 8:40:41 AM |
youngster50 | $25.00 | 10/17/2012 10:47:11 AM |
AldiHoldings | $25.00 | 10/17/2012 8:43:57 AM |
helpbestican | $25.00 | 10/17/2012 10:49:31 AM |
Jack-Sparrow | $50.00 | 10/17/2012 8:47:02 AM |
benefit-javelin | $26.33 | 10/17/2012 8:55:33 AM |
MusicandMedicine | $30.00 | 10/17/2012 11:17:31 AM |
houston2077 | $50.00 | 10/17/2012 9:08:56 AM |
scholarly-order6 | $25.00 | 10/17/2012 9:57:15 AM |
chops21 | $35.00 | 10/17/2012 9:13:59 AM |
hardwired | $41.71 | 10/17/2012 9:15:52 AM |
10jwbajore | $40.00 | 10/17/2012 9:27:52 AM |
Curly-Girly | $25.00 | 10/17/2012 10:28:08 AM |
Nipper99 | $100.00 | 10/17/2012 10:21:48 AM |
wilchik | $25.00 | 10/17/2012 11:18:38 AM |
soccer_nut | $25.00 | 10/17/2012 11:25:37 AM |
credit-dandelion148 | $100.00 | 10/17/2012 10:27:53 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:54 AM |
social-zebra | $33.00 | 10/17/2012 11:51:10 AM |
gain-expert | $25.00 | 10/17/2012 11:57:04 AM |
soshau | $134.98 | 10/17/2012 12:04:15 PM |
sgt-schultz | $42.27 | 10/17/2012 11:12:21 AM |
moola-buddy | $25.00 | 10/17/2012 11:53:58 AM |
finance-prescription | $77.00 | 10/16/2012 5:06:09 PM |
ah-long | $25.00 | 10/16/2012 5:11:35 PM |
friedokra | $25.00 | 10/16/2012 5:12:29 PM |
DiligentiaLLC | $75.00 | 10/16/2012 5:02:45 PM |
asset-professor | $100.00 | 10/16/2012 5:13:39 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:06:17 PM |
handy-justice | $100.00 | 10/16/2012 5:04:15 PM |
return-exchanger355 | $100.00 | 10/16/2012 5:05:43 PM |
persist_in_doing | $25.00 | 10/16/2012 5:09:11 PM |
loyalty-dragster7 | $56.00 | 10/16/2012 5:06:35 PM |
careful-vigilance4 | $25.00 | 10/16/2012 5:06:57 PM |
vutah | $25.00 | 10/16/2012 5:09:50 PM |
haplender | $50.00 | 10/16/2012 5:10:02 PM |
lucrative-dollar | $25.00 | 10/16/2012 5:08:12 PM |
shaps | $50.00 | 10/16/2012 5:20:34 PM |
wise-felicity-blossom | $100.00 | 10/16/2012 5:08:51 PM |
red-eloquent-rupee | $50.00 | 10/16/2012 5:20:50 PM |
BigSkyFinancial | $60.22 | 10/16/2012 5:21:27 PM |
natural-liberty4 | $200.00 | 10/16/2012 5:21:50 PM |
dedicated-transaction796 | $25.00 | 10/16/2012 5:22:13 PM |
DasMula | $25.00 | 10/16/2012 5:10:26 PM |
enriching-dollar1 | $100.00 | 10/16/2012 5:10:41 PM |
VirginiaBuckeye | $50.00 | 10/16/2012 5:10:48 PM |
Kunakiku | $25.00 | 10/16/2012 5:24:30 PM |
LeReve | $500.00 | 10/16/2012 5:24:38 PM |
AF-Chief | $25.00 | 10/16/2012 5:25:17 PM |
EarlyRiser | $250.00 | 10/16/2012 5:25:45 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:57 PM |
bold-marketplace-awakening | $150.00 | 10/16/2012 5:29:30 PM |
abundanceforever | $52.50 | 10/16/2012 5:13:47 PM |
Starica | $150.00 | 10/16/2012 5:30:23 PM |
cash-kin7 | $25.00 | 10/16/2012 5:30:58 PM |
shrewd-peace7 | $25.00 | 10/16/2012 5:32:55 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:17 PM |
smoothmoniker | $25.00 | 10/16/2012 5:36:26 PM |
gotjack-IRA | $25.03 | 10/16/2012 5:37:40 PM |
speedy-peso1 | $100.00 | 10/16/2012 5:20:56 PM |
Assets-Up | $25.00 | 10/16/2012 5:21:17 PM |
Thunderswan | $100.00 | 10/16/2012 5:22:03 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:31 PM |
jamiee73 | $25.00 | 10/16/2012 5:23:31 PM |
spirit07a | $100.00 | 10/16/2012 5:44:32 PM |
duty-viola | $35.00 | 10/16/2012 5:26:27 PM |
kind-truth-circuit | $50.00 | 10/16/2012 5:27:27 PM |
Learning2Lend | $25.00 | 10/16/2012 5:23:36 PM |
NickelSteamroller | $35.00 | 10/16/2012 5:23:52 PM |
gentle-generosity822 | $25.00 | 10/16/2012 5:52:20 PM |
powerplant62 | $25.00 | 10/16/2012 5:25:34 PM |
RLaumeyer | $70.22 | 10/16/2012 5:54:07 PM |
note-proton0 | $25.00 | 10/16/2012 5:34:44 PM |
economy-shrubbery6 | $25.00 | 10/16/2012 5:26:41 PM |
moola-accelerator6 | $50.00 | 10/16/2012 6:01:09 PM |
utmom | $25.00 | 10/16/2012 5:34:03 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:54 PM |
Investor_DP | $200.00 | 10/16/2012 6:21:49 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:01 PM |
sustainable-lender | $25.00 | 10/16/2012 5:46:48 PM |
trajectory8 | $25.00 | 10/16/2012 5:50:09 PM |
NoCal | $25.00 | 10/16/2012 5:51:27 PM |
fcrick | $25.00 | 10/16/2012 5:51:50 PM |
Radiant_Lion | $150.00 | 10/16/2012 5:41:37 PM |
continental2 | $100.00 | 10/16/2012 7:06:29 PM |
peace-fixer8 | $25.00 | 10/16/2012 5:47:36 PM |
trade-goblin9 | $50.00 | 10/16/2012 6:02:48 PM |
WakkaWakkaWakka | $32.12 | 10/16/2012 8:53:47 PM |
eloquent-bill6 | $25.00 | 10/16/2012 6:36:41 PM |
fairness-formula0 | $25.00 | 10/16/2012 6:02:07 PM |
FLSmooth | $50.00 | 10/17/2012 2:11:21 AM |
octoberfresh | $25.00 | 10/16/2012 6:03:56 PM |
sensible-fund | $25.00 | 10/16/2012 6:04:07 PM |
Nerdster1 | $25.00 | 10/17/2012 4:55:38 AM |
for_your_success | $25.00 | 10/17/2012 5:14:13 AM |
davisfl | $25.00 | 10/16/2012 6:08:38 PM |
mad-scientist418 | $25.00 | 10/17/2012 6:35:39 AM |
YampaQuant | $25.00 | 10/17/2012 6:36:02 AM |
diversification-cycle4 | $50.00 | 10/17/2012 6:43:52 AM |
friendly-openness77 | $25.00 | 10/16/2012 6:30:51 PM |
Eisande | $25.00 | 10/16/2012 8:24:25 PM |
justice-gourd | $25.22 | 10/16/2012 7:18:36 PM |
Ragestang | $40.00 | 10/17/2012 7:30:52 AM |
deal-banker | $25.00 | 10/16/2012 9:03:23 PM |
return-buddy | $25.00 | 10/17/2012 7:35:46 AM |
radiant-bazaar1 | $25.00 | 10/17/2012 8:14:40 AM |
Gobsek | $25.00 | 10/16/2012 7:58:19 PM |
KADENA462 | $25.00 | 10/17/2012 2:54:55 AM |
direct-asset | $25.00 | 10/17/2012 8:57:46 AM |
klend4 | $25.00 | 10/17/2012 3:40:23 AM |
oldtruckads | $25.00 | 10/17/2012 4:01:17 AM |
HLender | $40.00 | 10/16/2012 8:39:56 PM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:44 AM |
top-visionary-truth | $25.00 | 10/17/2012 5:40:20 AM |
DEPGroup | $25.00 | 10/17/2012 6:00:21 AM |
Land_on_your_feet | $25.00 | 10/17/2012 6:17:03 AM |
revenue-appraiser | $25.00 | 10/17/2012 6:23:28 AM |
168RichCapital | $25.10 | 10/17/2012 6:34:27 AM |
Cat_in_the_Hat | $25.00 | 10/17/2012 9:17:26 AM |
GolfPro2006 | $100.00 | 10/17/2012 3:46:08 AM |
Trebuchez | $50.00 | 10/17/2012 4:12:40 AM |
DoctorJoe | $30.00 | 10/17/2012 4:23:10 AM |
maj0508 | $100.00 | 10/17/2012 9:28:54 AM |
investment-comet | $25.00 | 10/17/2012 7:11:18 AM |
aggresive-balance8 | $25.00 | 10/17/2012 5:06:47 AM |
forceful-durability7 | $106.54 | 10/17/2012 7:30:32 AM |
market-maximizer472 | $25.00 | 10/17/2012 7:31:52 AM |
PaulW | $25.00 | 10/17/2012 7:34:02 AM |
Johnab | $26.00 | 10/17/2012 5:29:43 AM |
saver266 | $33.00 | 10/17/2012 7:37:26 AM |
euro-eagle1 | $25.00 | 10/17/2012 7:48:44 AM |
thorough-duty641 | $25.00 | 10/17/2012 7:54:21 AM |
intuitive-credit284 | $25.00 | 10/17/2012 7:54:43 AM |
reverent-finance79 | $41.00 | 10/17/2012 8:04:14 AM |
rpd1211 | $25.00 | 10/17/2012 6:51:11 AM |
ready-agreement5 | $25.00 | 10/17/2012 7:03:03 AM |
delicious-value973 | $100.00 | 10/17/2012 8:58:50 AM |
moneybags16 | $25.00 | 10/17/2012 9:01:37 AM |
ethical-truth211 | $500.00 | 10/17/2012 7:21:55 AM |
wise-charming-reward | $500.00 | 10/17/2012 10:13:18 AM |
justice-star9 | $25.00 | 10/17/2012 7:33:37 AM |
helping-out | $35.00 | 10/17/2012 8:15:45 AM |
a2190b | $27.94 | 10/17/2012 8:27:20 AM |
Bank42 | $25.00 | 10/17/2012 10:55:16 AM |
enderak | $25.00 | 10/17/2012 9:23:59 AM |
punctual-worth263 | $30.00 | 10/17/2012 10:57:26 AM |
Row2010 | $25.00 | 10/17/2012 9:28:27 AM |
Sunshine2222 | $25.00 | 10/17/2012 9:44:23 AM |
appcoder | $50.00 | 10/17/2012 9:42:03 AM |
chrisb1414 | $25.00 | 10/17/2012 10:33:33 AM |
credit-grove9 | $50.00 | 10/17/2012 10:03:38 AM |
mstar925 | $26.00 | 10/17/2012 10:04:13 AM |
dordee | $40.00 | 10/17/2012 11:51:14 AM |
251 Investments
|
Borrower Payment Dependent Notes Series
655386
This series of Notes was issued and sold upon the funding of the borrower loan #76594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $155.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,757 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-nickel-floret |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay for dental work that I need that is not covered by my current dental insurance.
My financial situation:
I am a good candidate for this loan because I am a very responsible individual and manage my money well. In reviewing my different options for paying for this dental work I found that Prosper offered me the best interest rate with a fixed time to pay off. I prefer a loan over the credit card options offered to me for financing the work. Thank you for your consideration with investing in my loan.
Monthly net income: $129,000
Housing: $1800
Insurance: approx $200
Car expenses: approx $600
Utilities: approx $400
Phone, cable, internet: approx $350
Credit cards and other loans: approx $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $309.00 | 10/17/2012 9:46:40 PM |
wonder3 | $30.00 | 10/17/2012 5:07:07 PM |
HeroSupport | $60.00 | 10/17/2012 5:08:33 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:33 PM |
Whipster | $60.00 | 10/17/2012 5:02:52 PM |
Endeavour | $150.00 | 10/17/2012 5:05:04 PM |
new-impeccable-coin | $34.00 | 10/17/2012 5:07:03 PM |
Eminent_Endeavors | $25.00 | 10/17/2012 5:40:15 PM |
spark548 | $100.00 | 10/17/2012 5:07:50 PM |
decisive-income7 | $250.00 | 10/17/2012 5:16:40 PM |
moola-accelerator6 | $25.00 | 10/17/2012 6:59:44 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:20:03 PM |
favorite-commerce | $50.00 | 10/17/2012 5:11:55 PM |
Astyanax | $25.00 | 10/17/2012 7:53:40 PM |
first-dinero-igloo | $25.00 | 10/17/2012 8:41:55 PM |
buffalobills | $25.00 | 10/17/2012 8:51:49 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:57 PM |
special-dinero553 | $25.00 | 10/17/2012 5:19:39 PM |
majestic-note6 | $200.00 | 10/17/2012 5:27:05 PM |
enthusiastic-cash599 | $50.00 | 10/17/2012 5:30:12 PM |
janeybooboo | $100.00 | 10/17/2012 5:42:44 PM |
CA-Lender | $25.00 | 10/17/2012 7:10:14 PM |
houston2077 | $25.00 | 10/17/2012 6:39:23 PM |
shaps | $50.00 | 10/17/2012 5:26:09 PM |
phenomenal-rate1 | $500.00 | 10/17/2012 5:06:29 PM |
thrifty-capital | $35.00 | 10/17/2012 5:02:27 PM |
social-aspen097 | $300.00 | 10/17/2012 5:04:30 PM |
orchestra960 | $300.00 | 10/17/2012 5:08:45 PM |
thankful-nickel2 | $25.00 | 10/17/2012 6:59:11 PM |
speedy-peso1 | $61.00 | 10/17/2012 5:26:30 PM |
Thunderswan | $100.00 | 10/17/2012 5:28:49 PM |
LeReve | $500.00 | 10/17/2012 5:31:33 PM |
chief_wo | $25.00 | 10/17/2012 9:21:23 PM |
graceful-investment | $106.00 | 10/17/2012 6:34:40 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:12:11 PM |
red-power-pecan | $50.00 | 10/17/2012 6:30:44 PM |
TommyTucker | $80.00 | 10/17/2012 7:57:20 PM |
income-sycamore2 | $25.00 | 10/17/2012 8:25:22 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
655410
This series of Notes was issued and sold upon the funding of the borrower loan #76221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-17-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $981.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.09% | | |
| |
Estimated return*:
| 5.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $282 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| fulfilling-dough5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to improve the condition of my investment house, which currently needs a new roof.
My financial situation:
I am a good candidate for this loan because I have always been on time with my payments, and paid off prior loans I have taken.
Monthly net income: $4800
Monthly expenses: $1800
Housing: $950
Insurance: $60
Car expenses: $200
Utilities: $10
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
_NaLNaBB | $300.00 | 10/17/2012 9:14:10 AM |
silver-saber | $125.00 | 10/17/2012 12:08:36 PM |
imdave4me | $74.31 | 10/17/2012 12:24:50 PM |
misit | $25.00 | 10/17/2012 10:17:49 AM |
compassion-twister2 | $100.00 | 10/17/2012 9:38:00 AM |
credit-dandelion148 | $200.00 | 10/17/2012 12:40:12 PM |
deal-violin | $100.00 | 10/17/2012 10:19:55 AM |
wealth-prodigy1 | $47.00 | 10/17/2012 12:49:41 PM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:39 PM |
value-wind0 | $50.00 | 10/17/2012 2:26:08 PM |
davechris870 | $50.00 | 10/17/2012 11:27:07 AM |
funds-gourd4 | $48.00 | 10/17/2012 3:47:21 PM |
the-careful-fund | $25.00 | 10/17/2012 2:27:21 PM |
credit-dandelion148 | $200.00 | 10/17/2012 1:38:59 PM |
healthy-peace427 | $100.00 | 10/17/2012 2:59:48 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:29 PM |
jwill2172 | $75.00 | 10/17/2012 3:42:36 PM |
bold-wampum-compadre | $100.00 | 10/17/2012 2:15:22 PM |
hillbilly40 | $25.00 | 10/17/2012 5:16:29 PM |
exchange-colonel7 | $25.00 | 10/17/2012 4:53:01 PM |
power-bluebird2 | $25.00 | 10/17/2012 5:05:24 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:26:04 PM |
commitment-neutron1 | $200.00 | 10/17/2012 5:03:23 PM |
zassociate | $200.00 | 10/17/2012 5:11:51 PM |
Plow_n_Sow | $50.00 | 10/17/2012 5:13:52 PM |
wetlands | $200.00 | 10/17/2012 5:23:46 PM |
benevolent-loot5 | $200.00 | 10/17/2012 5:15:12 PM |
Voracious_Trees | $25.00 | 10/17/2012 5:24:34 PM |
versatile-dime442 | $250.00 | 10/17/2012 5:26:52 PM |
the-sweet-penny2 | $50.00 | 10/17/2012 10:04:33 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:31 AM |
MI2 | $5,000.00 | 10/17/2012 9:50:33 AM |
seadogs | $25.00 | 10/17/2012 1:20:42 PM |
note-willow8 | $50.00 | 10/17/2012 1:41:14 PM |
Good-times | $50.00 | 10/17/2012 10:36:33 AM |
triguy | $500.00 | 10/17/2012 10:27:51 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:55 AM |
first-careful-currency | $300.00 | 10/17/2012 4:54:31 PM |
MikeMann | $150.00 | 10/17/2012 1:05:25 PM |
UncleBuffett | $50.00 | 10/17/2012 2:29:44 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:40 PM |
bid-banjo3 | $100.00 | 10/17/2012 5:12:26 PM |
Iwillhuntyoudown | $25.00 | 10/17/2012 3:28:51 PM |
red-gallant-dime | $200.00 | 10/17/2012 3:46:30 PM |
sentimental-commerce4 | $250.00 | 10/17/2012 5:18:03 PM |
burgeoning-greenback0 | $25.00 | 10/17/2012 4:49:19 PM |
powderbumps | $26.99 | 10/17/2012 4:55:57 PM |
tranquil-gain1 | $25.00 | 10/17/2012 3:00:34 PM |
shaps | $50.00 | 10/17/2012 5:25:49 PM |
ore-genius2 | $53.70 | 10/17/2012 5:27:28 PM |
truth-seeker8 | $100.00 | 10/17/2012 5:07:59 PM |
gothampark | $25.00 | 10/17/2012 5:08:17 PM |
Prowess_in_Babylon | $25.00 | 10/17/2012 5:13:26 PM |
pleasant-listing712 | $25.00 | 10/17/2012 5:24:24 PM |
auction-sage | $100.00 | 10/17/2012 5:24:54 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
655414
This series of Notes was issued and sold upon the funding of the borrower loan #76290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,461.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 11.71% |
Borrower rate/APR:
| 12.71% / 14.99% |
Monthly payment:
| $304.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.35% | | |
| |
Estimated return*:
| 8.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 33% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,529 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-enthralling-hope |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $28,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2011)
800-819
(Jul-2010)
800-819
(Jan-2010)
|
Principal balance:
| $11,538.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Lower My Monthly Prosper Payment
Purpose of loan: Pay off my current prosper loan to lower my monthly payment. This loan will be used to pay off my current prosper loan and lower my monthly prosper loan payment. I'm going to use what is left over to pay off some credit card debt.
I am a good candidate for this loan because I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
peace-adventurer3 | $25.00 | 10/16/2012 5:02:01 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:20 PM |
soarmore | $25.00 | 10/16/2012 5:12:43 PM |
janeybooboo | $100.00 | 10/16/2012 5:02:17 PM |
RGlad | $49.00 | 10/16/2012 5:05:02 PM |
MoneyForNothing | $25.25 | 10/16/2012 5:05:41 PM |
RGlad | $101.00 | 10/16/2012 5:02:55 PM |
green-trade-dolphin2 | $47.96 | 10/16/2012 5:03:25 PM |
virtuous-repayment | $25.00 | 10/16/2012 5:16:36 PM |
friedokra | $25.00 | 10/16/2012 5:07:57 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:28 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:58 PM |
community-burrito9 | $45.00 | 10/16/2012 5:26:29 PM |
imogen22 | $50.00 | 10/16/2012 5:13:10 PM |
market-cougar3 | $50.00 | 10/16/2012 5:27:50 PM |
aztec | $50.00 | 10/16/2012 5:18:15 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:19 PM |
Arvicco | $400.00 | 10/16/2012 5:23:38 PM |
Global_Lender | $25.00 | 10/16/2012 5:43:58 PM |
patriot897 | $25.00 | 10/16/2012 5:48:34 PM |
CreditBuilder2 | $25.01 | 10/16/2012 5:23:21 PM |
LeReve | $57.00 | 10/16/2012 5:24:05 PM |
best-bonafide-p2p | $50.00 | 10/16/2012 5:32:18 PM |
astute-benjamins | $150.00 | 10/16/2012 5:59:28 PM |
squadron781 | $25.00 | 10/16/2012 6:00:51 PM |
jedi053 | $100.00 | 10/16/2012 6:02:16 PM |
felicity-broadcaster6 | $50.00 | 10/16/2012 6:04:51 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:41 PM |
oracle3 | $50.00 | 10/16/2012 5:37:53 PM |
Focus-on-tommorow | $25.00 | 10/16/2012 5:41:25 PM |
78 | $30.00 | 10/16/2012 6:51:22 PM |
Detour11 | $25.00 | 10/16/2012 6:59:18 PM |
designer_10 | $25.00 | 10/16/2012 7:07:36 PM |
income-buffalo1 | $50.00 | 10/16/2012 7:08:53 PM |
TennSquire | $25.00 | 10/16/2012 5:55:42 PM |
chrisb1414 | $25.00 | 10/16/2012 5:57:11 PM |
first-dinero-paladin | $44.80 | 10/16/2012 8:06:02 PM |
calm-platinum957 | $35.00 | 10/16/2012 5:51:13 PM |
keen-credit6 | $30.00 | 10/16/2012 8:43:32 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:05 PM |
moola-accelerator6 | $50.00 | 10/16/2012 5:56:19 PM |
Tbone49 | $25.00 | 10/16/2012 9:12:46 PM |
LD4LIFE | $83.00 | 10/16/2012 6:53:22 PM |
aabadabadoo | $25.00 | 10/16/2012 7:06:03 PM |
FortuneFundII | $200.00 | 10/16/2012 6:03:21 PM |
Castelj | $25.00 | 10/17/2012 4:12:26 AM |
platinum-frog | $25.00 | 10/17/2012 5:03:38 AM |
Feyenoord | $30.00 | 10/16/2012 6:09:09 PM |
goldenskye | $90.00 | 10/17/2012 5:20:56 AM |
cash-spinner | $25.00 | 10/17/2012 5:38:54 AM |
myduck | $40.00 | 10/16/2012 6:27:56 PM |
awesome-generosity4 | $25.00 | 10/16/2012 7:10:19 PM |
historic-value7 | $200.00 | 10/16/2012 7:34:43 PM |
dime-selector | $25.00 | 10/17/2012 1:16:11 AM |
Eisande | $50.00 | 10/16/2012 7:59:44 PM |
ore-frontier | $37.77 | 10/17/2012 12:17:40 AM |
a-dollar-orchestra | $100.00 | 10/17/2012 3:20:57 AM |
B2152 | $25.00 | 10/17/2012 5:00:30 AM |
moneyinaday | $44.00 | 10/17/2012 5:16:52 AM |
bartb | $25.00 | 10/17/2012 5:22:48 AM |
ATLANTAHELP | $37.00 | 10/17/2012 5:38:19 AM |
Aberdeen | $99.00 | 10/16/2012 5:03:53 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:36 PM |
ingenious-deal6 | $25.00 | 10/16/2012 5:10:43 PM |
Cookstersalibi | $25.00 | 10/16/2012 5:10:56 PM |
100units | $200.00 | 10/16/2012 5:11:22 PM |
supersam | $50.00 | 10/16/2012 5:05:11 PM |
community-seahorse0 | $25.00 | 10/16/2012 5:15:01 PM |
sweety075 | $25.00 | 10/16/2012 5:02:59 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:29 PM |
XP | $35.00 | 10/16/2012 5:04:53 PM |
phenomenal-rate1 | $33.00 | 10/16/2012 5:05:40 PM |
new-impeccable-coin | $30.00 | 10/16/2012 5:09:40 PM |
income-encore1 | $25.00 | 10/16/2012 5:07:22 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:32 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:21 PM |
GoGalt | $50.00 | 10/16/2012 5:13:29 PM |
Jalebi | $25.00 | 10/16/2012 5:31:23 PM |
pdxKurt | $50.00 | 10/16/2012 5:21:13 PM |
spirit07a | $100.00 | 10/16/2012 5:44:32 PM |
maldok1 | $25.00 | 10/16/2012 5:33:01 PM |
PThor | $25.00 | 10/16/2012 5:25:53 PM |
hitsman | $50.00 | 10/16/2012 5:57:01 PM |
108lender | $200.00 | 10/16/2012 5:33:40 PM |
dkjl | $25.00 | 10/16/2012 5:47:23 PM |
gravbox | $25.00 | 10/16/2012 6:24:50 PM |
justreturns | $25.00 | 10/16/2012 5:42:08 PM |
brilliant-justice214 | $50.00 | 10/16/2012 6:59:24 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:01 PM |
RothySkynx | $25.00 | 10/16/2012 7:40:01 PM |
hidavehi | $33.00 | 10/16/2012 6:05:49 PM |
Sanford-N-Sons | $25.00 | 10/16/2012 5:53:00 PM |
availableloan | $25.00 | 10/16/2012 6:22:50 PM |
ready-interest9 | $25.00 | 10/16/2012 5:59:38 PM |
trade-goblin9 | $75.00 | 10/16/2012 6:00:46 PM |
finance-coyote3 | $2,000.00 | 10/17/2012 12:04:29 AM |
CIC | $25.00 | 10/17/2012 2:48:18 AM |
peaceful-greenback719 | $25.00 | 10/17/2012 3:01:46 AM |
scholarly-order6 | $100.00 | 10/17/2012 4:09:17 AM |
Eddy-2-Aces | $25.00 | 10/17/2012 5:13:08 AM |
dlenz | $25.00 | 10/17/2012 5:21:19 AM |
Sirgalt | $41.70 | 10/17/2012 5:43:22 AM |
vines99 | $50.00 | 10/16/2012 6:23:34 PM |
top-tender-moola | $25.00 | 10/16/2012 6:23:58 PM |
BigBag | $25.00 | 10/16/2012 8:11:30 PM |
tolerant-currency6 | $25.00 | 10/16/2012 8:12:55 PM |
rome1426 | $25.00 | 10/16/2012 9:21:57 PM |
McMoney11 | $25.00 | 10/16/2012 7:50:38 PM |
social-comet224 | $51.48 | 10/16/2012 7:54:09 PM |
satisfying-reward1 | $31.44 | 10/17/2012 1:39:38 AM |
antlr | $25.00 | 10/16/2012 8:15:11 PM |
DoctorJoe | $25.00 | 10/17/2012 4:24:13 AM |
Mrs-Honeydew | $25.00 | 10/17/2012 4:51:15 AM |
Hopeta | $30.00 | 10/17/2012 5:15:17 AM |
income-cocktail3 | $25.00 | 10/16/2012 8:47:10 PM |
JustMee | $25.00 | 10/16/2012 8:50:26 PM |
burgeoning-generosity9 | $37.05 | 10/17/2012 5:42:20 AM |
economy-popcorn | $25.00 | 10/16/2012 8:56:22 PM |
CougarRoar | $25.00 | 10/16/2012 9:49:35 PM |
napmanger | $150.00 | 10/16/2012 9:52:21 PM |
wilchik | $50.00 | 10/17/2012 4:21:34 AM |
Manvel | $25.00 | 10/17/2012 4:23:41 AM |
heerzaquestion | $59.00 | 10/17/2012 4:38:37 AM |
helvet | $28.54 | 10/17/2012 5:20:24 AM |
124 Investments
|
Borrower Payment Dependent Notes Series
655582
This series of Notes was issued and sold upon the funding of the borrower loan #76465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,820 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| Loan4noStress |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt into a single payment. It will allow me to zero my credit card balances and not have to worry about the multiple payments with different payment dates.
My financial situation:
I am a good candidate for this loan because I have a stable income, I own a home and I have a history of paying my bills on time.
Monthly net income: $4550
Monthly expenses: $3650
Housing: $1320
Insurance: $50
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $100.00 | 10/17/2012 9:06:42 AM |
houston2077 | $100.00 | 10/17/2012 9:11:37 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:19:08 AM |
Assets-Up | $25.00 | 10/17/2012 9:03:04 AM |
wise-charming-reward | $500.00 | 10/17/2012 10:15:52 AM |
golffish2 | $50.00 | 10/17/2012 9:01:49 AM |
janeybooboo | $100.00 | 10/17/2012 9:05:51 AM |
community-burrito9 | $75.00 | 10/17/2012 9:06:19 AM |
ethical-truth211 | $1,000.00 | 10/17/2012 9:47:50 AM |
Nerdster1 | $25.00 | 10/17/2012 9:10:11 AM |
exciting-fairness | $200.00 | 10/17/2012 9:42:41 AM |
DasMula | $25.00 | 10/17/2012 9:57:23 AM |
CA-Lender | $25.00 | 10/17/2012 9:58:00 AM |
worth-blanket2 | $12,520.00 | 10/17/2012 11:13:55 AM |
scholarly-order6 | $50.00 | 10/17/2012 9:53:48 AM |
thrifty-capital | $30.00 | 10/17/2012 9:57:18 AM |
Detour11 | $25.00 | 10/17/2012 9:20:22 AM |
vutah | $25.00 | 10/17/2012 9:43:08 AM |
Nipper99 | $100.00 | 10/17/2012 10:23:21 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
655694
This series of Notes was issued and sold upon the funding of the borrower loan #76555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,361.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $121.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 15% |
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,400 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-nucleus9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
720-739
(Nov-2011)
|
Principal balance:
| $20,638.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I am responsible, always make my payments on time and have a good credit history.
Monthly net income: $Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-burrito9 | $75.00 | 10/17/2012 5:03:27 PM |
cattlebaron | $25.00 | 10/17/2012 5:06:34 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:05:05 PM |
worth-blanket2 | $3,925.00 | 10/17/2012 5:05:31 PM |
sweety075 | $25.00 | 10/17/2012 5:06:40 PM |
historic-value7 | $161.00 | 10/17/2012 5:07:19 PM |
favorite-commerce | $50.00 | 10/17/2012 5:04:46 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
655830
This series of Notes was issued and sold upon the funding of the borrower loan #76640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Hev78wi |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Finance
Purpose of loan: Legal Finance
This loan will be used to...Pay off a fine and lawyer fee.
My financial situation: Stable
I am a good candidate for this loan because...I have had and will continue to keep steady employment where I work. I value my credit rating.
Monthly net income: $2100 - $2500 Net depending on seasonal overtime pay.
Monthly expenses: $1200 - $1400 monthly.
Housing: $509 month heat/water included.
Insurance: $300 every 6months.
Car expenses: Car loan $363 month - $50 bi-weekly for fuel.
Utilities: $53 monthly electric.
Phone, cable, internet: $101 , $0 , $60
Food, entertainment: $120 month.
Clothing, household expenses: N/A , $50 month
Credit cards and other loans: Mastercard $15 month - currently $0 month.
Other expenses: None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 10/17/2012 5:02:58 PM |
cattlebaron | $25.00 | 10/17/2012 5:06:21 PM |
rate-advocator7 | $200.00 | 10/17/2012 5:13:24 PM |
majestic-note6 | $150.00 | 10/17/2012 5:27:16 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:40 AM |
commerce-venture1 | $25.00 | 10/18/2012 12:28:09 AM |
Bank42 | $25.00 | 10/18/2012 11:24:38 AM |
JGB | $400.00 | 10/18/2012 10:15:48 AM |
bonus-seahorse | $25.00 | 10/18/2012 2:37:37 PM |
rakey | $25.00 | 10/18/2012 3:05:48 PM |
payout-shrubbery7 | $100.00 | 10/18/2012 1:13:18 PM |
Codextreme07 | $25.00 | 10/18/2012 4:09:11 PM |
brilliant-justice214 | $25.00 | 10/18/2012 4:51:16 PM |
ethical-truth211 | $100.00 | 10/18/2012 3:28:30 PM |
ethical-truth211 | $50.00 | 10/18/2012 3:29:01 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:57 PM |
Rulea72 | $25.00 | 10/18/2012 4:47:06 PM |
ChoiceInvestments | $26.00 | 10/18/2012 6:22:10 PM |
queentut | $100.00 | 10/18/2012 6:06:03 PM |
wise-deal-panda | $100.00 | 10/18/2012 6:35:40 PM |
newest-bid-britches | $100.00 | 10/18/2012 7:06:35 PM |
Lubava | $25.00 | 10/18/2012 7:54:27 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:34 PM |
spirit07a | $100.00 | 10/18/2012 7:19:51 PM |
northwesttlr | $25.00 | 10/18/2012 8:23:33 PM |
money-baron | $100.00 | 10/18/2012 8:03:49 PM |
money-baron-Roth401k | $21.08 | 10/18/2012 8:39:06 PM |
appetizing-loyalty354 | $100.00 | 10/17/2012 5:17:56 PM |
Hummer-Guy | $25.00 | 10/17/2012 7:51:27 PM |
netg | $49.61 | 10/18/2012 6:37:22 AM |
kegs | $150.00 | 10/18/2012 2:25:45 PM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:00:44 PM |
magical-loyalty679 | $35.00 | 10/18/2012 12:36:57 PM |
newest-generous-income | $25.00 | 10/18/2012 2:21:57 PM |
herschelw | $30.00 | 10/18/2012 4:30:47 PM |
champion08 | $25.00 | 10/18/2012 4:27:40 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:17 PM |
worthy-bid8 | $100.00 | 10/18/2012 6:33:53 PM |
Zingaro | $25.00 | 10/18/2012 7:03:48 PM |
oracle3 | $50.00 | 10/18/2012 7:20:40 PM |
first-serene-credit | $25.00 | 10/18/2012 7:07:27 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:52 PM |
rs999 | $25.00 | 10/18/2012 7:33:23 PM |
Dubbs360 | $100.00 | 10/18/2012 8:18:49 PM |
goodhearted-finance2 | $25.00 | 10/18/2012 8:22:37 PM |
obedient-payout0 | $25.00 | 10/18/2012 8:15:06 PM |
funds-control3 | $37.60 | 10/18/2012 8:17:36 PM |
open-minded-p2p1 | $25.00 | 10/18/2012 8:23:09 PM |
Mehungry | $75.71 | 10/18/2012 8:15:53 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
655888
This series of Notes was issued and sold upon the funding of the borrower loan #76625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $262.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 53% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 16y 10m |
Amount delinquent:
| $1,600 |
Total credit lines:
| 81 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,978 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| riveting-benjamins771 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Taxes and medical bill
This loan will be used to...To pay taxes owed due to a death in family that had a 401k that I was the beneficiary of. Not enough taxes taken out. I also have a $1,600 medical bill for my sons eye surgery that was not covered by insurance.
My financial situation: Good
I am a good candidate for this loan because...I always pay my bills. I have had some slow pays from time to time but have never defaulted on any financial obligation.
Monthly net income: $ 6,110
Monthly expenses: $
Housing: $ 560
Insurance: $
Car expenses: $ 0
Utilities: $ 565
Phone, cable, internet: $ 205
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HammerSmith | $25.00 | 10/17/2012 10:18:08 AM |
Bob450 | $25.00 | 10/17/2012 9:09:42 AM |
janeybooboo | $100.00 | 10/17/2012 9:11:35 AM |
ethical-truth211 | $200.00 | 10/17/2012 9:46:42 AM |
phenomenal-rate1 | $76.00 | 10/17/2012 5:06:38 PM |
speedy-peso1 | $100.00 | 10/17/2012 5:26:29 PM |
LeReve | $500.00 | 10/17/2012 5:31:33 PM |
red-power-pecan | $50.00 | 10/17/2012 6:30:39 PM |
receptive-affluence035 | $25.00 | 10/18/2012 6:22:27 AM |
income-sycamore2 | $25.00 | 10/17/2012 8:25:22 PM |
courteous-platinum7 | $30.00 | 10/18/2012 3:40:57 AM |
bent300 | $25.00 | 10/18/2012 7:08:21 AM |
capital-investor8 | $25.00 | 10/18/2012 6:17:48 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:59:24 AM |
kulender | $50.00 | 10/18/2012 8:04:02 AM |
dordee | $40.00 | 10/18/2012 11:55:25 AM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:32 PM |
pure-pound7 | $75.00 | 10/18/2012 5:40:19 PM |
credit-dandelion148 | $250.00 | 10/18/2012 1:22:28 PM |
red-eloquent-rupee | $50.00 | 10/18/2012 5:42:03 PM |
haplender | $50.00 | 10/18/2012 5:46:27 PM |
glroark | $100.00 | 10/18/2012 1:16:28 PM |
mercuriant | $25.00 | 10/18/2012 5:48:51 PM |
rate-authority2 | $25.00 | 10/18/2012 4:31:54 PM |
asset-professor | $100.00 | 10/18/2012 5:49:33 PM |
market-jam | $25.00 | 10/18/2012 5:39:44 PM |
klend4 | $25.00 | 10/18/2012 3:21:37 PM |
rhin0cerx | $50.00 | 10/18/2012 5:47:35 PM |
worldly-gold | $50.00 | 10/18/2012 5:56:50 PM |
bewitching-dollar5 | $100.00 | 10/18/2012 5:47:53 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:27 PM |
SDC | $25.00 | 10/18/2012 5:44:07 PM |
the-laudable-peso | $40.00 | 10/18/2012 5:53:10 PM |
CoffeyvilleKS | $25.00 | 10/18/2012 5:53:28 PM |
Dubbs360 | $200.00 | 10/18/2012 5:54:28 PM |
rysil | $28.00 | 10/18/2012 5:49:51 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:52:07 PM |
Diamond_Jim | $25.00 | 10/18/2012 5:52:56 PM |
arsisi | $27.00 | 10/18/2012 5:55:58 PM |
handy-justice | $50.00 | 10/17/2012 9:13:10 AM |
Money__Tree | $200.00 | 10/17/2012 9:36:53 AM |
desertoasis | $25.00 | 10/17/2012 9:48:38 AM |
ethical-truth211 | $800.00 | 10/17/2012 9:46:24 AM |
FL-Lender | $44.75 | 10/17/2012 12:43:31 PM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:39 PM |
tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:35 AM |
spark548 | $100.00 | 10/17/2012 5:07:50 PM |
thrilling-fund427 | $50.00 | 10/17/2012 5:08:33 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:20:03 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:41 PM |
greenback-turbine9 | $30.00 | 10/18/2012 6:15:19 AM |
five-star-justice | $25.00 | 10/18/2012 6:15:40 AM |
chief_wo | $25.00 | 10/17/2012 9:21:22 PM |
openness-wind8 | $39.00 | 10/18/2012 7:40:44 AM |
worldly-income2 | $25.00 | 10/18/2012 6:38:44 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:48 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:17 AM |
Bank42 | $25.00 | 10/18/2012 11:24:16 AM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:59 PM |
ltschetter | $25.00 | 10/18/2012 2:09:54 PM |
CA-Lender | $25.00 | 10/18/2012 4:45:54 PM |
handshake5 | $100.00 | 10/18/2012 5:42:36 PM |
palmetto933 | $25.00 | 10/18/2012 5:42:38 PM |
Robin_Hood | $50.00 | 10/18/2012 1:52:05 PM |
emphatic-transaction28 | $30.00 | 10/18/2012 1:53:58 PM |
kegs | $150.00 | 10/18/2012 2:25:41 PM |
fortytwo | $150.00 | 10/18/2012 5:46:33 PM |
cupcakey | $25.00 | 10/18/2012 4:06:31 PM |
superb-vigilance49 | $25.00 | 10/18/2012 4:59:29 PM |
env | $25.00 | 10/18/2012 2:01:45 PM |
Altitude-Transport | $25.00 | 10/18/2012 2:04:34 PM |
jamiee73 | $25.00 | 10/18/2012 5:39:02 PM |
nimble-revenue5 | $100.00 | 10/18/2012 5:54:51 PM |
money-bauble | $100.00 | 10/18/2012 5:45:17 PM |
cp-family | $50.00 | 10/18/2012 5:52:00 PM |
revenue-tamer3 | $25.00 | 10/18/2012 5:49:23 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:09 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
655918
This series of Notes was issued and sold upon the funding of the borrower loan #76278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $321.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,784 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| immaculate-peace1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
Principal balance:
| $8,084.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off all my debt.
My financial situation:
I am a good candidate for this loan because... i just got a promotion at a company i have worked for for 6 years and i want to be out of debt more than anything.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
houston2077 | $50.00 | 10/17/2012 9:08:57 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:23 AM |
triguy | $500.00 | 10/17/2012 10:27:51 AM |
NVSTRKOBALT | $25.00 | 10/17/2012 1:43:19 PM |
lendersf | $50.00 | 10/17/2012 2:30:22 PM |
tolerant-currency6 | $25.00 | 10/17/2012 11:30:08 AM |
Guiren | $100.00 | 10/17/2012 2:54:39 PM |
versatile-integrity8 | $25.00 | 10/17/2012 12:52:11 PM |
pound-lightning | $25.00 | 10/17/2012 12:42:08 PM |
CougarRoar | $25.00 | 10/17/2012 2:39:55 PM |
100units | $200.00 | 10/17/2012 5:12:47 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:30 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:41 PM |
exchange-colonel7 | $25.00 | 10/17/2012 4:53:01 PM |
SC2TX | $200.00 | 10/17/2012 5:36:52 PM |
best-bonafide-p2p | $25.00 | 10/17/2012 5:10:44 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:21 PM |
nickel-ferret | $25.00 | 10/17/2012 5:22:21 PM |
mschoenf | $100.00 | 10/17/2012 5:20:39 PM |
vines99 | $25.00 | 10/17/2012 10:08:47 PM |
Geologist-67 | $25.00 | 10/17/2012 6:01:01 PM |
Kissabledevil | $25.00 | 10/18/2012 1:52:15 AM |
orange-influential-credit | $25.00 | 10/18/2012 4:29:59 AM |
upbeat-finance8 | $25.00 | 10/17/2012 7:11:12 PM |
finder61 | $25.00 | 10/17/2012 7:33:29 PM |
EthanColeInvestingGroup | $25.00 | 10/17/2012 8:36:22 PM |
cerebral-dollar773 | $25.00 | 10/18/2012 4:50:59 AM |
schnatty | $25.00 | 10/18/2012 9:00:56 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:17 AM |
wmf311 | $34.30 | 10/18/2012 9:03:38 AM |
peso-dancer3 | $25.00 | 10/18/2012 7:35:57 AM |
MakoF16 | $25.00 | 10/18/2012 8:21:18 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:29 AM |
somebody32 | $50.00 | 10/18/2012 8:54:59 AM |
blue-unrelenting-rupee | $25.00 | 10/18/2012 8:25:30 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:48 AM |
wampum-chorus3 | $25.00 | 10/18/2012 10:08:49 AM |
justice-star9 | $25.00 | 10/18/2012 1:55:22 PM |
dime-mandolin9 | $50.00 | 10/18/2012 1:13:44 PM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:21 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:54 PM |
1313mark1313 | $25.09 | 10/18/2012 2:33:42 PM |
Investoman | $25.00 | 10/18/2012 5:45:42 PM |
JRhino | $25.00 | 10/18/2012 2:54:35 PM |
note-lesson7 | $100.00 | 10/18/2012 1:03:34 PM |
american6 | $50.00 | 10/18/2012 5:48:08 PM |
openness-antioxidant | $100.00 | 10/18/2012 1:23:42 PM |
vigilance-revolutionary | $50.00 | 10/18/2012 1:49:03 PM |
PThor | $25.00 | 10/18/2012 5:52:17 PM |
3_boyz | $32.51 | 10/18/2012 3:16:04 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:38 PM |
strombo27 | $25.00 | 10/18/2012 5:50:34 PM |
ingenious-deal6 | $25.00 | 10/18/2012 5:50:51 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:40 PM |
jedi053 | $100.00 | 10/18/2012 6:12:47 PM |
FortuneFundII | $200.00 | 10/18/2012 6:21:01 PM |
obduro_1 | $25.00 | 10/18/2012 6:15:23 PM |
Prime_Note_Investor | $78.92 | 10/18/2012 6:10:07 PM |
compassionate-payment218 | $25.00 | 10/18/2012 6:34:30 PM |
note-admiral548 | $25.00 | 10/18/2012 6:35:32 PM |
bold-riveting-social | $50.00 | 10/18/2012 6:51:00 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:52 PM |
velocity-marble7 | $25.00 | 10/18/2012 6:37:51 PM |
Sneezie | $100.00 | 10/18/2012 6:58:25 PM |
kind-unassuming-fund | $25.00 | 10/18/2012 6:58:49 PM |
indomitable-coin | $25.00 | 10/18/2012 6:58:59 PM |
repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:23 PM |
soarmore | $25.00 | 10/18/2012 7:01:19 PM |
cozy-gain023 | $25.00 | 10/18/2012 6:46:37 PM |
syounker | $25.00 | 10/18/2012 7:03:22 PM |
Clambake | $25.00 | 10/18/2012 7:10:29 PM |
peace-fiesta7 | $25.00 | 10/18/2012 6:48:09 PM |
IP | $25.00 | 10/18/2012 7:11:07 PM |
cablenews | $100.00 | 10/18/2012 7:11:26 PM |
Codextreme07 | $50.00 | 10/18/2012 6:55:16 PM |
enchanted-compassion012 | $25.00 | 10/18/2012 7:16:31 PM |
hard-working-rate3 | $25.00 | 10/18/2012 7:04:09 PM |
spirit07a | $100.00 | 10/18/2012 7:19:40 PM |
silver-ectasy1 | $52.91 | 10/18/2012 7:06:16 PM |
velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:12 PM |
RocketSurgeon | $25.00 | 10/18/2012 7:07:21 PM |
purposeful-durability8 | $100.00 | 10/18/2012 7:14:18 PM |
determined-revenue1 | $35.00 | 10/18/2012 7:07:47 PM |
LoanerPrincipal | $25.00 | 10/18/2012 7:08:59 PM |
payout-cello | $25.00 | 10/18/2012 7:15:38 PM |
lamsabuy | $104.00 | 10/18/2012 7:09:46 PM |
rospa | $50.00 | 10/17/2012 9:55:48 AM |
Napoli_Lending | $105.00 | 10/17/2012 11:05:51 AM |
boston_mass | $25.00 | 10/17/2012 12:05:53 PM |
silver-saber | $125.00 | 10/17/2012 12:08:37 PM |
justinology | $27.96 | 10/17/2012 1:39:30 PM |
Cherrypicker | $25.00 | 10/17/2012 3:38:25 PM |
imogen22 | $50.00 | 10/17/2012 5:15:51 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:23:36 PM |
shaps | $50.00 | 10/17/2012 5:25:30 PM |
special-dinero553 | $25.00 | 10/17/2012 5:19:09 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:10:28 PM |
repayment-pagoda8 | $100.00 | 10/17/2012 5:10:50 PM |
windguy | $50.00 | 10/17/2012 5:29:10 PM |
BigBag | $25.00 | 10/17/2012 8:37:41 PM |
Arvicco | $400.00 | 10/17/2012 5:30:25 PM |
punctual-fund | $25.00 | 10/18/2012 6:08:14 AM |
newest-yield-wasp | $25.00 | 10/18/2012 12:39:04 AM |
AJ6 | $25.00 | 10/18/2012 8:41:03 AM |
judo150 | $49.84 | 10/18/2012 5:35:27 AM |
TigerForce | $25.00 | 10/18/2012 5:43:04 AM |
AllanBK | $25.89 | 10/18/2012 7:12:36 AM |
return-buddy | $25.00 | 10/18/2012 7:21:46 AM |
Westerly | $25.00 | 10/18/2012 8:47:30 AM |
DonaldColorado | $200.00 | 10/18/2012 7:25:27 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:47:17 AM |
igniter584 | $75.00 | 10/18/2012 9:40:14 AM |
SB94114 | $25.00 | 10/18/2012 8:55:01 AM |
first-felicity-pursuit | $25.00 | 10/18/2012 10:36:52 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:39 AM |
pdub | $500.00 | 10/18/2012 12:07:13 PM |
credit-dandelion148 | $250.00 | 10/18/2012 1:23:31 PM |
kegs | $150.00 | 10/18/2012 2:25:41 PM |
best-return-comforter | $25.00 | 10/18/2012 11:54:05 AM |
Culebra1930 | $25.00 | 10/18/2012 12:33:10 PM |
repayment-wicket0 | $25.00 | 10/18/2012 1:55:35 PM |
ltschetter | $25.00 | 10/18/2012 2:12:22 PM |
roman1998 | $50.00 | 10/18/2012 12:18:01 PM |
bid-fluffy-bunny3 | $25.00 | 10/18/2012 4:15:21 PM |
Nicedad72 | $25.00 | 10/18/2012 4:37:21 PM |
brandonm78 | $25.00 | 10/18/2012 5:39:06 PM |
first-economy-spectacle | $25.00 | 10/18/2012 3:48:32 PM |
patriot897 | $25.00 | 10/18/2012 5:39:19 PM |
CaptainBL | $25.00 | 10/18/2012 5:46:19 PM |
unrivaled-deal676 | $50.00 | 10/18/2012 6:08:06 PM |
intuitive-benefit3 | $100.00 | 10/18/2012 6:35:27 PM |
benjamin67 | $25.00 | 10/18/2012 6:10:48 PM |
ptjg | $100.00 | 10/18/2012 6:36:31 PM |
engaging-worth | $25.00 | 10/18/2012 6:21:49 PM |
prudent-dough458 | $25.00 | 10/18/2012 6:13:29 PM |
CreditBuilder2 | $25.01 | 10/18/2012 6:22:50 PM |
108lender | $200.00 | 10/18/2012 6:23:02 PM |
Emgolda | $25.00 | 10/18/2012 6:31:53 PM |
payout-motivator0 | $25.00 | 10/18/2012 6:34:08 PM |
phaded | $25.00 | 10/18/2012 6:24:07 PM |
FortuneFund | $200.00 | 10/18/2012 6:52:18 PM |
lionheart722 | $100.00 | 10/18/2012 6:52:49 PM |
finance-refresher3 | $50.00 | 10/18/2012 6:53:53 PM |
sharpey | $25.00 | 10/18/2012 6:43:16 PM |
epic-interest0 | $25.00 | 10/18/2012 7:04:51 PM |
trade-burrito4 | $25.00 | 10/18/2012 6:51:42 PM |
Aquafina24Ounce | $25.00 | 10/18/2012 6:42:41 PM |
community-seahorse0 | $25.00 | 10/18/2012 7:14:50 PM |
vigorous-payment6 | $25.00 | 10/18/2012 6:57:14 PM |
Mint_Man | $25.00 | 10/18/2012 7:03:05 PM |
chestnut4 | $25.00 | 10/18/2012 7:03:20 PM |
courteous-trade229 | $30.00 | 10/18/2012 7:18:00 PM |
mtquan | $25.00 | 10/18/2012 7:18:08 PM |
everythingbagel | $50.00 | 10/18/2012 7:18:54 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:39 PM |
fantastic-bazaar2 | $50.00 | 10/18/2012 6:59:42 PM |
AFairDeal | $25.00 | 10/18/2012 7:16:57 PM |
MtnLend | $25.00 | 10/18/2012 7:11:39 PM |
agile-diversification2 | $25.00 | 10/18/2012 7:14:59 PM |
minista | $25.00 | 10/18/2012 7:16:02 PM |
160 Investments
|
Borrower Payment Dependent Notes Series
655930
This series of Notes was issued and sold upon the funding of the borrower loan #76700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 38% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,509 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-concerto97 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000.00
Monthly expenses: $500
Housing: $1000
Insurance: $200
Car expenses: $206
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $160.04 | 10/17/2012 9:35:11 AM |
Assets-Up | $25.00 | 10/17/2012 9:05:55 AM |
corndog4000 | $50.00 | 10/17/2012 12:11:46 PM |
graceful-investment | $106.00 | 10/17/2012 3:51:16 PM |
CA_Lender | $25.00 | 10/17/2012 2:22:57 PM |
favorite-commerce | $50.00 | 10/17/2012 4:46:06 PM |
graceful-IRAinvestment | $106.00 | 10/17/2012 4:00:08 PM |
majestic-note6 | $150.00 | 10/17/2012 5:27:14 PM |
decisive-income7 | $250.00 | 10/17/2012 5:15:59 PM |
commerce-venture1 | $25.00 | 10/18/2012 12:24:37 AM |
Tbone49 | $25.00 | 10/17/2012 7:36:37 PM |
vines99 | $25.00 | 10/17/2012 10:10:26 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:35 AM |
let_me_retire | $100.00 | 10/18/2012 4:12:19 AM |
Christophe | $25.00 | 10/18/2012 5:14:29 AM |
HeroSupport | $60.00 | 10/18/2012 9:04:56 AM |
JGB | $400.00 | 10/18/2012 10:12:20 AM |
FormulaOneFan | $25.00 | 10/18/2012 9:02:26 AM |
thrifty-capital | $25.00 | 10/18/2012 10:09:56 AM |
payout-shrubbery7 | $100.00 | 10/18/2012 12:57:04 PM |
ethical-truth211 | $50.00 | 10/18/2012 3:26:13 PM |
whitegoldira | $25.00 | 10/18/2012 3:47:44 PM |
Iwillhuntyoudown | $25.00 | 10/18/2012 5:26:19 PM |
Relient-K | $25.00 | 10/18/2012 5:41:09 PM |
worthy-bid8 | $100.00 | 10/18/2012 6:33:52 PM |
riveting-credit5 | $25.00 | 10/18/2012 6:40:29 PM |
klippies | $25.00 | 10/18/2012 6:43:28 PM |
first-serene-credit | $25.00 | 10/18/2012 7:15:09 PM |
obedient-payout0 | $25.00 | 10/18/2012 8:15:05 PM |
Peleadona | $25.00 | 10/18/2012 8:39:32 PM |
bellaquito | $500.00 | 10/18/2012 9:01:00 PM |
natural-affluence6 | $25.00 | 10/18/2012 5:02:28 AM |
nevee | $40.00 | 10/18/2012 5:31:22 PM |
Endeavour | $150.00 | 10/17/2012 9:07:10 AM |
handy-justice | $50.00 | 10/17/2012 9:07:33 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:19:37 AM |
jmeasn | $25.00 | 10/17/2012 12:16:36 PM |
green-trade-dolphin | $50.03 | 10/17/2012 9:44:29 AM |
transparency-position | $25.00 | 10/17/2012 12:46:57 PM |
CA-Lender | $25.00 | 10/17/2012 10:00:50 AM |
marketplace-singularity3 | $25.00 | 10/17/2012 12:01:20 PM |
global-invest-group | $25.00 | 10/17/2012 12:03:22 PM |
refresher211 | $100.00 | 10/17/2012 5:23:02 PM |
slowgains | $25.00 | 10/17/2012 7:11:56 PM |
houston2077 | $25.00 | 10/17/2012 6:48:12 PM |
Colorado2006 | $25.00 | 10/18/2012 4:56:03 AM |
unassuming-market7 | $25.00 | 10/17/2012 11:57:25 PM |
DevinHill | $25.00 | 10/18/2012 12:20:01 PM |
openness-antioxidant | $100.00 | 10/18/2012 12:38:41 PM |
ethical-truth211 | $50.00 | 10/18/2012 3:27:01 PM |
kila-designer | $300.00 | 10/18/2012 4:22:40 PM |
money-baron | $100.00 | 10/18/2012 8:03:47 PM |
open-minded-p2p1 | $25.00 | 10/18/2012 8:12:36 PM |
enchanted-note | $25.00 | 10/18/2012 7:30:24 PM |
Dubbs360 | $100.00 | 10/18/2012 8:18:47 PM |
gotjack-IRA | $2.93 | 10/18/2012 9:09:58 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
655948
This series of Notes was issued and sold upon the funding of the borrower loan #76655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $377.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1982 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $103,613 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glimmering-loot4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2011)
|
Principal balance:
| $3,851.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...to pay off 2 high interest rate credit cards and my existing Prosper Loan.
My financial situation:
I am a good candidate for this loan because...I have a good credit score, steady employment, and have paid my other Prosper Loan on times.
Monthly net income: $ 7,655.94
Monthly expenses: $400.00
Housing: $1,658.00
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/17/2012 9:03:24 AM |
mikeandcat | $50.00 | 10/17/2012 9:04:34 AM |
quantum_leap | $25.00 | 10/17/2012 9:05:03 AM |
bold-joyful-exchange | $25.00 | 10/17/2012 9:09:13 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:21:11 AM |
MI2 | $5,000.00 | 10/17/2012 9:50:34 AM |
rospa | $50.00 | 10/17/2012 9:55:48 AM |
orange-preeminant-bill | $50.00 | 10/17/2012 10:41:03 AM |
transaction-puppy6 | $25.00 | 10/17/2012 10:51:51 AM |
Detour11 | $25.00 | 10/17/2012 9:26:25 AM |
random12345 | $25.00 | 10/17/2012 11:10:35 AM |
stylish-revenue4 | $50.00 | 10/17/2012 9:28:39 AM |
RGlad | $143.06 | 10/17/2012 9:03:46 AM |
worth-blanket2 | $7,082.00 | 10/17/2012 11:12:57 AM |
MoneyForNothing | $25.10 | 10/17/2012 9:04:33 AM |
community-burrito9 | $65.00 | 10/17/2012 9:05:17 AM |
Good-Yield | $25.00 | 10/17/2012 9:57:09 AM |
global-invest-group | $25.00 | 10/17/2012 10:16:56 AM |
flexible-funds3 | $25.00 | 10/17/2012 10:31:08 AM |
treasure-bliss | $50.00 | 10/17/2012 10:53:20 AM |
helpbestican | $25.00 | 10/17/2012 10:54:36 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:32 AM |
credit-dandelion148 | $200.00 | 10/17/2012 10:31:38 AM |
moola-accelerator6 | $25.00 | 10/17/2012 10:26:23 AM |
Nerdster1 | $25.00 | 10/17/2012 9:11:53 AM |
moola-cell3 | $60.00 | 10/17/2012 11:09:15 AM |
tranquil-loyalty465 | $50.00 | 10/17/2012 9:36:32 AM |
Alfred_Omega | $25.00 | 10/17/2012 9:49:06 AM |
Cat_in_the_Hat | $25.00 | 10/17/2012 9:15:17 AM |
CMJ-Partners | $100.00 | 10/17/2012 9:22:23 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:23 AM |
triguy | $500.00 | 10/17/2012 10:27:51 AM |
ryan6853 | $25.00 | 10/17/2012 11:10:37 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
655964
This series of Notes was issued and sold upon the funding of the borrower loan #76643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,765 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-velocity-investor |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stability
Purpose of loan: Stability
This loan will be used to...
pay off CRedit cards and get ahead
My financial situation: not bad I just got behind this summer and would rather get a head now instead of waiting three months for my tax income
I am a good candidate for this loan because...
because I plan on paying off the loan with my tax income. I have a child so I get a little over $4000 a year
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-clean-community | $25.00 | 10/18/2012 5:47:26 PM |
OnePoorDude | $25.00 | 10/18/2012 5:52:32 PM |
pirahna125 | $25.00 | 10/18/2012 5:57:08 PM |
fund-cypress910 | $25.00 | 10/18/2012 5:47:03 PM |
a-finance-nirvana | $25.00 | 10/18/2012 6:09:16 PM |
special-dinero553 | $25.00 | 10/18/2012 5:55:54 PM |
nickel-ferret | $25.00 | 10/18/2012 5:57:33 PM |
FortuneFundII | $200.00 | 10/18/2012 6:21:16 PM |
shaps | $50.00 | 10/18/2012 6:00:39 PM |
LarWit1512 | $25.00 | 10/18/2012 6:24:48 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:28:12 PM |
obduro_1 | $25.00 | 10/18/2012 6:15:23 PM |
payout-motivator0 | $25.00 | 10/18/2012 6:34:09 PM |
compassion-twister2 | $50.00 | 10/18/2012 6:59:51 PM |
Rivervale_Westwood | $25.00 | 10/18/2012 6:44:28 PM |
octoberfresh | $25.00 | 10/18/2012 6:45:41 PM |
lionheart722 | $100.00 | 10/18/2012 6:52:59 PM |
LoanerPrincipal | $25.00 | 10/18/2012 7:09:03 PM |
enchanted-compassion012 | $25.00 | 10/18/2012 7:16:42 PM |
obedient-payout0 | $25.00 | 10/18/2012 8:15:07 PM |
nuclearmoose | $50.00 | 10/18/2012 8:30:21 PM |
bluebouyz | $25.00 | 10/18/2012 9:25:40 PM |
superb-funds335 | $25.00 | 10/18/2012 7:37:54 PM |
CoolPlexer | $25.00 | 10/18/2012 8:37:12 PM |
kfrench | $75.00 | 10/18/2012 8:11:38 PM |
goodhearted-basis4 | $25.00 | 10/19/2012 1:50:42 AM |
trade-wildcat2 | $25.00 | 10/19/2012 3:30:07 AM |
adaptable-benefit6 | $25.00 | 10/18/2012 9:39:53 PM |
sgt-schultz | $25.32 | 10/19/2012 6:02:34 AM |
Aberdeen | $100.00 | 10/18/2012 8:01:01 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:50:28 PM |
euro-speaker8 | $250.00 | 10/18/2012 6:00:20 PM |
note-lesson7 | $100.00 | 10/18/2012 5:45:38 PM |
cash-vault | $25.00 | 10/18/2012 5:53:54 PM |
repayment-pagoda8 | $100.00 | 10/18/2012 5:48:15 PM |
CreditBuilder2 | $25.01 | 10/18/2012 6:22:55 PM |
undaunted-fairness0 | $25.00 | 10/18/2012 6:18:32 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:44 PM |
SBT | $25.00 | 10/18/2012 6:14:04 PM |
simiray | $30.00 | 10/18/2012 6:45:44 PM |
repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:39 PM |
commerce-gargantuan2 | $50.00 | 10/18/2012 6:34:54 PM |
intuitive-benefit3 | $100.00 | 10/18/2012 6:35:36 PM |
Perdita_II | $25.00 | 10/18/2012 6:46:08 PM |
FortuneFund | $200.00 | 10/18/2012 6:52:32 PM |
vigorous-payment6 | $25.00 | 10/18/2012 6:57:26 PM |
oracle3 | $50.00 | 10/18/2012 7:20:58 PM |
Vegasjim | $25.00 | 10/18/2012 7:34:05 PM |
Investor_DP | $200.00 | 10/18/2012 7:13:00 PM |
silver-explorer6 | $25.00 | 10/18/2012 7:14:07 PM |
charming-exchange7 | $25.00 | 10/18/2012 7:20:08 PM |
direct-social3 | $50.00 | 10/18/2012 7:21:13 PM |
1800porsche | $25.00 | 10/18/2012 7:57:33 PM |
prudent-deal662 | $25.00 | 10/18/2012 7:58:43 PM |
RocketSurgeon | $25.00 | 10/18/2012 7:42:06 PM |
thrifty-transaction578 | $25.00 | 10/18/2012 7:49:08 PM |
JustMee | $25.00 | 10/19/2012 6:00:05 AM |
etraboulay | $50.00 | 10/18/2012 7:56:27 PM |
dukeiyer | $25.00 | 10/18/2012 8:29:10 PM |
irishalaskan | $25.00 | 10/18/2012 9:20:11 PM |
0_0 | $25.00 | 10/18/2012 8:11:13 PM |
JGENERAL | $44.67 | 10/19/2012 6:14:49 AM |
cloud546 | $25.00 | 10/19/2012 12:49:24 AM |
lively-dedication4 | $25.00 | 10/19/2012 5:43:50 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
656106
This series of Notes was issued and sold upon the funding of the borrower loan #76495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,939 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| sceptre1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2012)
640-659
(Sep-2009)
|
Principal balance:
| $3,249.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate more debt as I have been able to do for the past eleven months. I have paid every payment early and would like to pay off more and try to get interest rates down with what I am paying now. I have a four year old daughter and I want to be debt free so that I have every penny to give her what she need for a secure financial future.
My financial situation:
I am a good candidate for this loan because...
I have paid every payment on my debt consolidation loan early. I am trying my best to get lower interest rates to pay off debt at a faster rate. I want to be debt free again and I am working hard to achieve that goal.
Monthly net income: $ 3636 (included dependent care FSA payment 208.00 every other week)
Monthly expenses:
Housing: $825 (included in monthly expenses)
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/18/2012 9:03:31 AM |
DasMula | $25.00 | 10/18/2012 9:02:56 AM |
buffalobills | $25.00 | 10/18/2012 9:10:52 AM |
refresher211 | $100.00 | 10/18/2012 9:21:41 AM |
handy-justice | $50.00 | 10/18/2012 9:02:45 AM |
trumpeter391 | $29.14 | 10/18/2012 9:04:55 AM |
felicity-contributor3 | $25.00 | 10/18/2012 9:11:41 AM |
bullish2bearish | $70.00 | 10/18/2012 10:24:58 AM |
SCPBANK | $58.50 | 10/18/2012 9:30:26 AM |
Military_Money_Wise | $25.00 | 10/18/2012 9:12:09 AM |
pietro_torna_indietro | $50.00 | 10/18/2012 9:42:49 AM |
helpful-credit156 | $52.31 | 10/18/2012 9:40:44 AM |
MoneyForNothing | $4.96 | 10/18/2012 10:25:18 AM |
community-burrito9 | $25.00 | 10/18/2012 9:07:28 AM |
Bob450 | $25.00 | 10/18/2012 9:07:47 AM |
MoneyForNothing | $25.09 | 10/18/2012 9:11:38 AM |
High-flyer | $25.00 | 10/18/2012 9:15:38 AM |
Asgardian | $25.00 | 10/18/2012 9:35:36 AM |
phenomenal-asset4 | $50.00 | 10/18/2012 10:07:36 AM |
JGB | $400.00 | 10/18/2012 10:08:59 AM |
compatible-deal9 | $25.00 | 10/18/2012 10:18:52 AM |
favorite-commerce | $30.00 | 10/18/2012 9:11:57 AM |
majestic-note6 | $150.00 | 10/18/2012 9:24:22 AM |
Bad_Debt | $25.00 | 10/18/2012 9:05:51 AM |
calmfunds | $1,600.00 | 10/18/2012 9:06:38 AM |
bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:17:04 AM |
desertoasis | $25.00 | 10/18/2012 9:23:36 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
656152
This series of Notes was issued and sold upon the funding of the borrower loan #76582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 26% |
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,432 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| steady-loan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
700-719
(Oct-2009)
|
Principal balance:
| $847.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
Home improvement - Yard Work
Purpose of loan:
This loan will be used to re-build my backyard. My wife and I have finally reached our limit of dealing with uneven yard, terrible irrigation, and bad concrete. We don't plan to do anything extravagant but just want a yard we are happy with.
My financial situation:
I am a good candidate for this loan because I make my bill payments on time. We are currently paying off bills related to the birth of my second son and my wife and I are also paying on student loans now that we have finished our education. While I understand the interest rate isn't the best, it is a sacrifice I don't mind making to help make our backyard area more enjoyable.
Thank you for your consideration. If there are any specific questions, please don't hesitate to contact me.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.03 | 10/17/2012 5:01:24 PM |
school-loan-gambler | $200.00 | 10/17/2012 5:01:21 PM |
fascinating-generosity3 | $100.00 | 10/17/2012 5:01:52 PM |
LittleMingo | $50.00 | 10/17/2012 5:02:08 PM |
kindness-fanatic | $25.00 | 10/17/2012 5:02:23 PM |
cjames84 | $25.00 | 10/17/2012 5:04:57 PM |
innovator2 | $100.00 | 10/17/2012 5:07:15 PM |
frantic-retirement | $100.00 | 10/17/2012 5:01:52 PM |
innovator2 | $100.00 | 10/17/2012 5:04:12 PM |
ProsprousLender | $40.00 | 10/17/2012 5:02:25 PM |
Jasmel | $493.53 | 10/17/2012 5:11:01 PM |
marinbb | $50.00 | 10/17/2012 5:03:52 PM |
marinbb | $100.00 | 10/17/2012 5:02:21 PM |
InChicago | $80.04 | 10/17/2012 5:02:22 PM |
trumpeter5 | $25.00 | 10/17/2012 5:02:04 PM |
hillerod | $26.17 | 10/17/2012 5:02:25 PM |
sweety075 | $25.00 | 10/17/2012 5:04:16 PM |
handy-justice | $50.00 | 10/17/2012 5:05:25 PM |
vutah | $45.00 | 10/17/2012 5:07:27 PM |
calmfunds | $2,000.00 | 10/17/2012 5:10:06 PM |
adaptable-return21 | $50.00 | 10/17/2012 5:01:48 PM |
innovator2 | $45.23 | 10/17/2012 5:02:15 PM |
favorite-commerce | $30.00 | 10/17/2012 5:03:45 PM |
Dusigrosz | $155.00 | 10/17/2012 5:04:13 PM |
felicity-contributor3 | $35.00 | 10/17/2012 5:10:08 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
656218
This series of Notes was issued and sold upon the funding of the borrower loan #76275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $307 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| delectable-velocity9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Assistance
Purpose of loan:
This loan will be used to assist my daughter and her family after the birth of their second child, my granddaughter
My financial situation:
I am a good candidate for this loan because I have no personal outstanding debts and have a very good payment record on any bills that become due.
Monthly net income: $4151.12
Monthly expenses: $500.00
Housing: $ NA
Insurance: $ 130.00
Car expenses: $ 100 (business travel reimbursed
Utilities: $ NA
Phone, cable, internet: $ 100.00
Food, entertainment: $ 1000.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 10/17/2012 5:08:25 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:48 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:05:06 PM |
BBsapphire-2-loan | $100.00 | 10/18/2012 12:32:42 AM |
income-triangulation1 | $25.00 | 10/18/2012 4:12:30 AM |
Bob450 | $25.00 | 10/17/2012 7:42:53 PM |
receptive-affluence035 | $25.00 | 10/18/2012 6:22:28 AM |
brilliant-justice214 | $50.00 | 10/17/2012 10:13:11 PM |
fearless-loyalty5 | $25.00 | 10/18/2012 6:27:31 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:40 AM |
bob450-roth | $25.00 | 10/18/2012 9:15:09 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:25 AM |
1NiceLender | $25.00 | 10/18/2012 11:03:58 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:58 AM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:23 AM |
bonus-seahorse | $26.00 | 10/18/2012 11:08:37 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:45 AM |
treasure-bliss | $50.00 | 10/18/2012 10:11:29 AM |
DevinHill | $25.00 | 10/18/2012 12:03:43 PM |
1313mark1313 | $120.09 | 10/18/2012 2:36:58 PM |
resplendent-dollar | $28.86 | 10/18/2012 4:03:15 PM |
-PJC- | $25.00 | 10/18/2012 4:15:58 PM |
buffalobills | $25.00 | 10/18/2012 4:18:15 PM |
heavy_ax | $50.00 | 10/18/2012 4:58:19 PM |
Index_Plus | $5,000.00 | 10/18/2012 11:42:01 AM |
credit-dandelion148 | $250.00 | 10/18/2012 1:23:02 PM |
credit-proton | $35.00 | 10/18/2012 5:41:31 PM |
ltschetter | $25.00 | 10/18/2012 2:00:49 PM |
moola-monger9 | $75.00 | 10/18/2012 1:10:42 PM |
Beast_Mode_Money | $25.00 | 10/18/2012 1:29:01 PM |
reduce_US_govt_debt | $35.00 | 10/18/2012 5:49:49 PM |
Interloper | $45.00 | 10/18/2012 2:19:32 PM |
creative-bill8 | $58.94 | 10/18/2012 2:39:54 PM |
imogen22 | $50.00 | 10/18/2012 5:54:06 PM |
money-bauble | $100.00 | 10/18/2012 5:45:18 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:33 PM |
a-dough-plato | $25.00 | 10/18/2012 4:47:05 PM |
Iwillhuntyoudown | $25.00 | 10/18/2012 5:32:37 PM |
rate-angel9 | $50.00 | 10/18/2012 5:44:04 PM |
thrilling-fund427 | $50.00 | 10/18/2012 5:46:36 PM |
mercuriant | $25.00 | 10/18/2012 5:48:52 PM |
Dubbs360 | $200.00 | 10/18/2012 5:54:29 PM |
84928429 | $50.00 | 10/18/2012 6:08:17 PM |
100units | $200.00 | 10/18/2012 5:50:21 PM |
WalnutCreekguy | $50.00 | 10/18/2012 6:17:23 PM |
loan-fate | $50.00 | 10/18/2012 6:19:08 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:27 PM |
wale-ld | $36.80 | 10/18/2012 5:59:33 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:46 PM |
LeReve | $500.00 | 10/18/2012 6:05:28 PM |
evilkats | $50.00 | 10/18/2012 6:30:33 PM |
geniusj | $25.00 | 10/18/2012 6:31:29 PM |
Emgolda | $25.00 | 10/18/2012 6:32:00 PM |
special-generosity2 | $25.00 | 10/18/2012 6:16:16 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:58 PM |
kindness-jedi | $25.00 | 10/18/2012 6:30:41 PM |
houli123 | $25.00 | 10/18/2012 6:34:43 PM |
mindful-generosity1 | $50.00 | 10/18/2012 6:24:02 PM |
digitaldan | $50.00 | 10/18/2012 6:36:23 PM |
structure9 | $25.00 | 10/18/2012 6:43:54 PM |
cropdust3r | $25.00 | 10/18/2012 6:34:40 PM |
equitable-capital758 | $358.68 | 10/18/2012 7:00:13 PM |
dough-souffle | $25.00 | 10/18/2012 6:58:33 PM |
first-serene-credit | $25.00 | 10/18/2012 6:58:49 PM |
fantastic-bazaar2 | $50.00 | 10/18/2012 6:59:43 PM |
invincible-deal82 | $25.00 | 10/18/2012 7:00:04 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:22 PM |
cattlebaron | $25.00 | 10/17/2012 5:05:50 PM |
green-high-five7 | $35.00 | 10/17/2012 5:43:00 PM |
cattlebaron | $25.00 | 10/17/2012 5:05:45 PM |
decisive-income7 | $1,000.00 | 10/17/2012 5:13:45 PM |
finance-investor3 | $25.00 | 10/17/2012 8:36:58 PM |
commerce-venture1 | $25.00 | 10/17/2012 11:55:52 PM |
janeybooboo | $100.00 | 10/17/2012 5:45:27 PM |
capital-investor8 | $25.00 | 10/18/2012 6:17:50 AM |
fund-javelin1 | $25.00 | 10/18/2012 12:12:57 AM |
RedmondMan | $25.00 | 10/17/2012 8:59:11 PM |
helpful-loan245 | $25.00 | 10/17/2012 10:02:27 PM |
credit-adventurer313 | $37.09 | 10/18/2012 3:29:22 AM |
RGlad | $100.00 | 10/18/2012 5:32:15 AM |
Rogelio48 | $30.00 | 10/18/2012 8:20:12 AM |
return-enthusiast1 | $50.00 | 10/18/2012 9:16:18 AM |
glroark | $100.00 | 10/18/2012 1:16:53 PM |
ryan6853 | $25.00 | 10/18/2012 1:31:35 PM |
Robin_Hood | $40.54 | 10/18/2012 1:53:21 PM |
kegs | $150.00 | 10/18/2012 2:25:46 PM |
whitegold24k | $50.00 | 10/18/2012 3:05:05 PM |
givemethatmoney | $25.00 | 10/18/2012 3:29:57 PM |
Codextreme07 | $75.00 | 10/18/2012 4:06:53 PM |
EL_Papin | $25.00 | 10/18/2012 5:32:15 PM |
spark548 | $100.00 | 10/18/2012 5:46:11 PM |
kila-designer | $300.00 | 10/18/2012 4:26:01 PM |
mpatrick | $75.00 | 10/18/2012 4:41:45 PM |
income-buffalo1 | $50.00 | 10/18/2012 2:40:48 PM |
PThor | $25.00 | 10/18/2012 5:52:21 PM |
Tylerh | $250.00 | 10/18/2012 5:58:59 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:51:34 PM |
haplender | $50.00 | 10/18/2012 5:46:27 PM |
bewitching-dollar5 | $100.00 | 10/18/2012 5:47:54 PM |
DreisersFinancier | $50.00 | 10/18/2012 6:09:24 PM |
loyalty-dragster7 | $125.00 | 10/18/2012 5:55:51 PM |
note-proton0 | $25.00 | 10/18/2012 6:00:46 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:18 PM |
pound-mushroom3 | $25.00 | 10/18/2012 6:18:46 PM |
angelinvestor2 | $40.00 | 10/18/2012 6:09:49 PM |
rautility | $28.00 | 10/18/2012 6:24:24 PM |
ferocious-kindness8 | $30.00 | 10/18/2012 6:10:43 PM |
tech310 | $50.00 | 10/18/2012 6:29:06 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:20 PM |
SimpleChoice | $25.00 | 10/18/2012 6:16:40 PM |
jedi053 | $100.00 | 10/18/2012 6:12:50 PM |
MrBailey | $25.00 | 10/18/2012 6:28:30 PM |
red-power-pecan | $50.00 | 10/18/2012 6:44:05 PM |
octoberfresh | $25.00 | 10/18/2012 6:45:31 PM |
Astyanax | $40.00 | 10/18/2012 6:48:05 PM |
note-admiral548 | $25.00 | 10/18/2012 6:34:01 PM |
proper-exchange8 | $50.00 | 10/18/2012 6:50:21 PM |
Beld | $50.00 | 10/18/2012 6:54:43 PM |
EBITDA | $25.00 | 10/18/2012 6:41:01 PM |
sharpey | $25.00 | 10/18/2012 6:43:17 PM |
thrifty-generosity222 | $50.00 | 10/18/2012 6:48:35 PM |
new-gold-wrangler | $1,000.00 | 10/18/2012 6:41:47 PM |
wwwUniversal | $25.00 | 10/18/2012 6:51:55 PM |
genius520 | $100.00 | 10/18/2012 6:56:56 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
656292
This series of Notes was issued and sold upon the funding of the borrower loan #76516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,015 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| towering-truth996 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 60% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 2
( 40% )
| 740-759
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-microscope2 | $200.00 | 10/18/2012 5:42:51 PM |
the-magnetic-transaction | $200.00 | 10/18/2012 5:44:02 PM |
sturdy-dime5 | $25.00 | 10/18/2012 5:44:14 PM |
j2ee | $50.00 | 10/18/2012 5:45:04 PM |
repayment-pagoda8 | $100.00 | 10/18/2012 5:49:06 PM |
red-eloquent-rupee | $50.00 | 10/18/2012 5:42:04 PM |
samo102us | $25.00 | 10/18/2012 5:53:46 PM |
imogen22 | $50.00 | 10/18/2012 5:53:59 PM |
postalwhiz | $25.00 | 10/18/2012 5:54:04 PM |
abundanceforever | $52.50 | 10/18/2012 5:54:39 PM |
lendacity | $25.00 | 10/18/2012 5:45:58 PM |
nodebtin3 | $100.00 | 10/18/2012 5:57:11 PM |
brightest-burgeoning-duty | $25.00 | 10/18/2012 5:57:24 PM |
Patter256 | $25.00 | 10/18/2012 5:57:52 PM |
enthralling-deal53 | $96.00 | 10/18/2012 5:41:05 PM |
gold-blanket | $25.00 | 10/18/2012 5:41:43 PM |
ingenious-deal6 | $25.00 | 10/18/2012 5:50:54 PM |
hanuman77 | $25.00 | 10/18/2012 5:44:47 PM |
note-proton0 | $25.00 | 10/18/2012 6:00:46 PM |
shaps | $50.00 | 10/18/2012 6:01:08 PM |
letsmakeitsuccessful | $25.00 | 10/18/2012 5:52:05 PM |
TeamAmerica | $25.00 | 10/18/2012 5:45:53 PM |
banchan | $37.00 | 10/18/2012 6:02:35 PM |
haplender | $50.00 | 10/18/2012 5:46:30 PM |
zeelender | $25.00 | 10/18/2012 5:47:07 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:48 PM |
investisure | $50.00 | 10/18/2012 5:52:58 PM |
new-truth-chuckler | $33.00 | 10/18/2012 5:53:17 PM |
income-champion | $25.00 | 10/18/2012 5:49:04 PM |
omniviper | $25.00 | 10/18/2012 5:49:08 PM |
CasaDeTomas | $50.00 | 10/18/2012 5:49:38 PM |
andypbe | $25.00 | 10/18/2012 5:55:39 PM |
affluence-kingdom9 | $100.00 | 10/18/2012 5:55:48 PM |
principal-cooker2 | $50.00 | 10/18/2012 5:56:15 PM |
durability-ace9 | $30.00 | 10/18/2012 5:57:19 PM |
poeman | $25.00 | 10/18/2012 5:57:47 PM |
larslfe | $25.00 | 10/18/2012 5:58:41 PM |
the-laudable-peso | $40.00 | 10/18/2012 5:53:11 PM |
SanJoser | $25.00 | 10/18/2012 5:54:18 PM |
brightest-breathtaking-finance | $40.00 | 10/18/2012 6:01:12 PM |
kind-lovely-marketplace | $25.00 | 10/18/2012 6:01:26 PM |
fund-washboard2 | $25.00 | 10/18/2012 5:55:31 PM |
versatile-dime442 | $250.00 | 10/18/2012 6:02:13 PM |
gold-commander0 | $25.00 | 10/18/2012 5:56:06 PM |
dedication-merman | $25.00 | 10/18/2012 5:56:11 PM |
Arvicco | $400.00 | 10/18/2012 6:04:47 PM |
dignified-truth7 | $200.00 | 10/18/2012 5:58:44 PM |
x-lender | $25.00 | 10/18/2012 5:58:47 PM |
Pasagam | $50.00 | 10/18/2012 6:07:24 PM |
MI2 | $1,458.23 | 10/18/2012 6:09:03 PM |
Preteur | $25.00 | 10/18/2012 6:00:51 PM |
studious-bonus7 | $100.00 | 10/18/2012 6:01:38 PM |
Worldskiboy | $50.00 | 10/18/2012 6:02:10 PM |
listing-vista | $50.00 | 10/18/2012 6:02:22 PM |
natural-liberty4 | $200.00 | 10/18/2012 6:02:44 PM |
Thunderswan | $100.00 | 10/18/2012 6:03:04 PM |
enthusiastic-cash599 | $50.00 | 10/18/2012 6:04:21 PM |
AF-Chief | $25.00 | 10/18/2012 6:05:49 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:21 PM |
Investoman | $25.00 | 10/18/2012 5:45:46 PM |
principal-kung-fu | $25.00 | 10/18/2012 5:46:24 PM |
revenue-serenity5 | $25.00 | 10/18/2012 5:47:14 PM |
american6 | $50.00 | 10/18/2012 5:48:13 PM |
transparency-sapling | $25.00 | 10/18/2012 5:48:58 PM |
zassociate | $200.00 | 10/18/2012 5:49:25 PM |
fcrick | $25.00 | 10/18/2012 5:42:56 PM |
korby524 | $25.00 | 10/18/2012 5:43:57 PM |
LaGrangeLender | $60.00 | 10/18/2012 5:44:11 PM |
ryanp100 | $25.00 | 10/18/2012 5:54:13 PM |
bob_sacamano | $25.00 | 10/18/2012 5:45:32 PM |
note-lesson7 | $100.00 | 10/18/2012 5:45:51 PM |
resolute-justice413 | $200.00 | 10/18/2012 5:55:29 PM |
CPAMAN | $25.00 | 10/18/2012 5:55:34 PM |
CaptainBL | $25.00 | 10/18/2012 5:46:19 PM |
special-dinero553 | $25.00 | 10/18/2012 5:56:04 PM |
fund-cypress910 | $25.00 | 10/18/2012 5:47:17 PM |
derauma | $30.00 | 10/18/2012 5:57:29 PM |
henmota | $25.00 | 10/18/2012 5:48:16 PM |
worlds-best-moola281 | $25.00 | 10/18/2012 5:48:38 PM |
paladin847 | $70.00 | 10/18/2012 5:41:16 PM |
wetlands | $200.00 | 10/18/2012 5:58:25 PM |
Tylerh | $250.00 | 10/18/2012 5:59:01 PM |
ore-widget7 | $25.00 | 10/18/2012 5:43:27 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:50:59 PM |
phenomenal-rate1 | $500.00 | 10/18/2012 5:44:27 PM |
Aimvest | $25.00 | 10/18/2012 6:01:20 PM |
blivet1970 | $25.00 | 10/18/2012 5:52:12 PM |
loyalty-hornet6 | $25.00 | 10/18/2012 6:02:58 PM |
a-resplendent-commitment | $50.00 | 10/18/2012 6:03:29 PM |
windguy | $50.00 | 10/18/2012 6:04:03 PM |
commerce-associate5 | $100.00 | 10/18/2012 6:04:08 PM |
unrelenting-auction7 | $25.00 | 10/18/2012 5:53:30 PM |
realtormoises | $25.00 | 10/18/2012 6:05:59 PM |
hope-percolator8 | $50.00 | 10/18/2012 5:53:43 PM |
entertaining-rate9 | $25.00 | 10/18/2012 5:53:56 PM |
bnlforever | $25.00 | 10/18/2012 5:54:11 PM |
Wulfpack | $25.00 | 10/18/2012 6:07:05 PM |
kginatl | $50.00 | 10/18/2012 6:07:37 PM |
unrivaled-deal676 | $50.00 | 10/18/2012 6:08:09 PM |
100units | $200.00 | 10/18/2012 5:49:56 PM |
lendme2 | $57.00 | 10/18/2012 6:08:57 PM |
bullwink27 | $25.00 | 10/18/2012 5:50:26 PM |
note-tent | $50.00 | 10/18/2012 5:56:27 PM |
mschoenf | $100.00 | 10/18/2012 5:57:14 PM |
PThor | $25.00 | 10/18/2012 5:52:27 PM |
Zorro_970 | $100.00 | 10/18/2012 5:52:30 PM |
DDHMoney | $25.00 | 10/18/2012 5:52:50 PM |
radiant-dollar9 | $200.00 | 10/18/2012 5:59:15 PM |
Auburnmist | $25.00 | 10/18/2012 5:54:23 PM |
sentimental-commerce4 | $250.00 | 10/18/2012 5:54:44 PM |
bonus-goliath7 | $25.00 | 10/18/2012 5:55:32 PM |
yomanie | $25.00 | 10/18/2012 5:55:49 PM |
nickel-ferret | $25.00 | 10/18/2012 5:57:41 PM |
revolutionary082 | $27.27 | 10/18/2012 5:57:56 PM |
BuffetRocks | $50.00 | 10/18/2012 6:05:54 PM |
6moonbeams | $50.00 | 10/18/2012 5:59:09 PM |
AgentCash | $25.00 | 10/18/2012 6:06:21 PM |
a-unflappable-finance | $100.00 | 10/18/2012 6:06:31 PM |
friedokra | $25.00 | 10/18/2012 6:06:35 PM |
BonesyJones | $100.00 | 10/18/2012 6:07:55 PM |
euro-speaker8 | $250.00 | 10/18/2012 6:00:21 PM |
the-bid-sorcerer | $26.00 | 10/18/2012 6:02:51 PM |
mar97 | $25.00 | 10/18/2012 6:04:26 PM |
redx | $25.00 | 10/18/2012 6:04:49 PM |
Tradesmanlender | $25.00 | 10/18/2012 6:04:56 PM |
LeReve | $500.00 | 10/18/2012 6:05:19 PM |
enchanted-note14 | $25.00 | 10/18/2012 6:05:41 PM |
127 Investments
|
Borrower Payment Dependent Notes Series
656406
This series of Notes was issued and sold upon the funding of the borrower loan #76715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 38% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
12 | Length of status: | 0y 10m |
Amount delinquent:
| $11,661 |
Total credit lines:
| 43 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,195 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Jules97 |
Borrower's state:
| Missouri |
Borrower's group:
| Navy & Marine Corps Debt Relief Association |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
680-699
(Sep-2008)
|
Principal balance:
| $1,220.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Household Expenses
Purpose of loan: Automotive Expenses
This loan will be used to pay for a new transmission for our 2002 Chrysler Town & Country (it's been paid for since 2009 and it's very well maintained by my husband, so it's definitely worth it)!
My financial situation:
I am a good candidate for this loan because this isn't my first Prosper Loan - just look at my Prosper payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 10/19/2012 10:14:47 AM |
dkjl | $25.00 | 10/19/2012 9:04:20 AM |
trumpeter391 | $50.00 | 10/19/2012 9:07:06 AM |
handy-justice | $25.00 | 10/19/2012 9:08:04 AM |
loan-master1 | $25.00 | 10/19/2012 9:26:15 AM |
sweety075 | $25.00 | 10/19/2012 9:05:52 AM |
DasMula | $250.00 | 10/19/2012 9:05:09 AM |
innovator2 | $150.00 | 10/19/2012 9:10:44 AM |
myutmost | $90.00 | 10/19/2012 9:43:52 AM |
Dont_Worry_Be_Happy | $25.00 | 10/19/2012 9:50:20 AM |
gotjack-IRA | $100.03 | 10/19/2012 10:11:01 AM |
worthy-bid8 | $100.00 | 10/19/2012 10:20:37 AM |
point-doughnut | $64.00 | 10/19/2012 11:11:49 AM |
mikeandcat | $81.27 | 10/19/2012 11:16:46 AM |
the-respectful-transaction | $25.00 | 10/19/2012 10:04:10 AM |
diplomatic-wealth7 | $25.00 | 10/19/2012 10:15:35 AM |
Wangchuk | $25.01 | 10/19/2012 10:42:19 AM |
AF-Chief | $25.00 | 10/19/2012 10:24:01 AM |
credit-grove9 | $25.00 | 10/19/2012 10:28:28 AM |
bbt28 | $25.05 | 10/19/2012 11:00:22 AM |
CA-Lender | $25.00 | 10/19/2012 11:03:14 AM |
Budro | $25.00 | 10/19/2012 10:55:37 AM |
LittleMingo | $30.00 | 10/19/2012 9:21:33 AM |
NekHoldings | $25.00 | 10/19/2012 9:04:23 AM |
MoneyForNothing | $52.52 | 10/19/2012 9:04:48 AM |
janeybooboo | $74.74 | 10/19/2012 9:05:36 AM |
vutah | $25.00 | 10/19/2012 9:23:35 AM |
felicity-contributor3 | $35.00 | 10/19/2012 9:05:52 AM |
MStax | $100.00 | 10/19/2012 9:28:44 AM |
Feyenoord | $30.00 | 10/19/2012 9:37:41 AM |
wonderous-principal083 | $25.00 | 10/19/2012 9:53:43 AM |
trade-goblin9 | $75.00 | 10/19/2012 10:25:06 AM |
pierrelasvegas | $25.00 | 10/19/2012 10:35:12 AM |
Leshan | $100.00 | 10/19/2012 10:38:17 AM |
five-star-note | $200.00 | 10/19/2012 10:07:16 AM |
five-star-note | $500.00 | 10/19/2012 10:44:20 AM |
halothane_logic | $87.38 | 10/19/2012 9:53:27 AM |
order-singularity430 | $50.00 | 10/19/2012 10:59:17 AM |
compounding21 | $25.00 | 10/19/2012 10:21:37 AM |
Dubbs360 | $100.00 | 10/19/2012 11:15:06 AM |
slowgains | $25.00 | 10/19/2012 10:28:28 AM |
jhouman | $50.00 | 10/19/2012 10:17:53 AM |
money-baron-Roth401k | $25.00 | 10/19/2012 10:18:31 AM |
servnyou | $30.00 | 10/19/2012 10:34:42 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
656578
This series of Notes was issued and sold upon the funding of the borrower loan #76489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $81.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 23y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,209 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-summoner9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to pay taxes.
My financial situation:
I am a good candidate for this loan because I'm responsible and pay my bills in a timely manner and all if not all of my bills are automatically paid.
Monthly net income: $9000.00
Monthly expenses: $500
Housing: $2000.00
Insurance: $200
Car expenses: $1200
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $2,000.00 | 10/18/2012 9:03:17 AM |
Endeavour | $150.00 | 10/18/2012 9:03:45 AM |
worth-blanket2 | $2,700.00 | 10/18/2012 9:04:11 AM |
Whipster | $60.00 | 10/18/2012 9:01:56 AM |
wonder3 | $25.00 | 10/18/2012 9:02:37 AM |
golffish2 | $25.00 | 10/18/2012 9:03:43 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
627667
This series of Notes was issued and sold upon the funding of the borrower loan #76349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $201.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,962 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| commerce-dynamo8 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2011)
|
Principal balance:
| $2,276.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit cards into one full payment.
My financial situation:
I am a good candidate for this loan because...I always pay all my bills on time and have never been late. My current status of work is only part time, so it is very challenging to pay more on each card. I'm looking for full time work so I can get out of debt and pay more each loan/card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,100.00 | 10/15/2012 9:06:51 AM |
community-burrito9 | $25.00 | 10/15/2012 9:17:12 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:50 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:32 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:23 AM |
historic-value7 | $150.00 | 10/15/2012 9:08:27 AM |
Proactive-Financial-Lending | $25.00 | 10/15/2012 9:29:38 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:15 AM |
LoanerPrincipal | $25.00 | 10/15/2012 9:10:26 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:28 AM |
Jalebi | $50.00 | 10/15/2012 9:09:24 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:54 AM |
sweety075 | $25.00 | 10/15/2012 9:23:14 AM |
finance-coyote3 | $225.00 | 10/15/2012 9:44:23 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
628377
This series of Notes was issued and sold upon the funding of the borrower loan #75963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $117.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 6m |
Amount delinquent:
| $110 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,975 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-maverick |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
|
Principal balance:
| $3,300.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Auto Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 10/11/2012 5:10:15 PM |
CreditBuilder2 | $25.01 | 10/11/2012 5:12:02 PM |
Jassi | $25.00 | 10/11/2012 5:26:39 PM |
community-seahorse0 | $25.00 | 10/11/2012 5:00:30 PM |
lionheart722 | $100.00 | 10/11/2012 5:51:58 PM |
intuitive-benefit3 | $100.00 | 10/11/2012 5:00:42 PM |
FortuneFund | $50.00 | 10/11/2012 5:05:34 PM |
Perdita_II | $25.00 | 10/11/2012 5:38:44 PM |
Vegasjim | $25.00 | 10/11/2012 6:40:01 PM |
jedi053 | $100.00 | 10/11/2012 6:00:53 PM |
pirahna125 | $25.00 | 10/11/2012 5:44:32 PM |
compoundinterest | $25.00 | 10/11/2012 5:50:39 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:20 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:44 PM |
TFAD72 | $25.00 | 10/11/2012 9:27:28 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:43 PM |
FortuneFundII | $100.00 | 10/11/2012 6:15:09 PM |
unflappable-pound3 | $100.00 | 10/11/2012 10:35:27 PM |
vines99 | $25.00 | 10/12/2012 12:06:44 AM |
flexible-rate1 | $25.00 | 10/11/2012 6:07:23 PM |
gentle-generosity822 | $25.00 | 10/11/2012 6:19:11 PM |
atlas100 | $25.00 | 10/12/2012 6:52:57 AM |
us957165 | $25.00 | 10/11/2012 6:58:13 PM |
payout-optimizer1 | $50.00 | 10/12/2012 7:50:31 AM |
Cessna172 | $25.00 | 10/12/2012 8:18:45 AM |
continental2 | $76.05 | 10/11/2012 7:43:18 PM |
StanTheMan | $49.48 | 10/11/2012 8:44:40 PM |
soular21804 | $25.00 | 10/12/2012 9:02:06 AM |
courteous-trade229 | $25.26 | 10/11/2012 8:52:24 PM |
CACO_Lender | $25.00 | 10/11/2012 7:45:01 PM |
first-serene-credit | $25.00 | 10/11/2012 8:19:44 PM |
sushi537 | $25.00 | 10/12/2012 2:39:29 AM |
note-mad-scientist | $50.00 | 10/12/2012 4:24:00 AM |
Eric_Gagne | $25.00 | 10/12/2012 7:14:00 AM |
leverage-monger | $25.00 | 10/12/2012 9:56:57 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:50 AM |
currency-balancer | $50.00 | 10/12/2012 9:15:52 AM |
kenji4861 | $25.00 | 10/12/2012 10:51:49 AM |
california111 | $100.00 | 10/12/2012 10:03:35 AM |
Jalebi | $50.00 | 10/12/2012 9:44:08 AM |
hidavehi | $33.00 | 10/12/2012 11:49:30 AM |
witty-hope4 | $100.00 | 10/12/2012 12:15:16 PM |
fulfilling-responsibilityOFU | $64.42 | 10/12/2012 10:40:27 AM |
compatible-deal9 | $50.00 | 10/12/2012 11:23:50 AM |
MrBadExample | $92.67 | 10/12/2012 12:21:47 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:10 AM |
brandonm78 | $25.00 | 10/11/2012 5:32:26 PM |
sweety075 | $25.00 | 10/11/2012 5:01:03 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:52 PM |
special-dinero553 | $25.00 | 10/11/2012 6:23:35 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:26 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:15 PM |
hitsman | $50.00 | 10/11/2012 5:35:49 PM |
etraboulay | $50.00 | 10/11/2012 6:07:11 PM |
gilbrear | $25.00 | 10/12/2012 4:09:26 AM |
nickel-ferret | $25.00 | 10/11/2012 6:24:55 PM |
Arvicco | $400.00 | 10/11/2012 6:28:27 PM |
0_0 | $25.00 | 10/11/2012 6:29:30 PM |
GobiCharm | $55.82 | 10/11/2012 6:51:36 PM |
reward-giant1 | $48.00 | 10/12/2012 8:42:32 AM |
ToweringDan | $50.00 | 10/12/2012 8:48:21 AM |
12Knocksinna | $25.00 | 10/12/2012 1:28:25 AM |
BlackBear1505 | $25.00 | 10/12/2012 4:19:48 AM |
onecooldrink | $25.00 | 10/11/2012 10:23:07 PM |
Troutfinder | $25.00 | 10/11/2012 10:50:51 PM |
LuckyMacFunding | $25.00 | 10/12/2012 8:14:13 AM |
trade-goblin9 | $25.00 | 10/12/2012 9:23:03 AM |
enriching-trade2 | $25.00 | 10/12/2012 11:11:22 AM |
loan-keeper9 | $30.29 | 10/12/2012 11:53:11 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
633429
This series of Notes was issued and sold upon the funding of the borrower loan #76101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-04-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $866.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.34% | | |
| |
Estimated return*:
| 4.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,189 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| enriched-treasure468 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for 10K
Purpose of loan:
I wud like to close my debt in my home country as i am earning well here.
My financial situation:
I am a good candidate for this loan because i am earning well as i am working as a softwar engineer and my credit rating is also good.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gold-bug | $50.00 | 10/4/2012 5:02:14 PM |
note-willow8 | $25.00 | 10/4/2012 5:10:51 PM |
patriot897 | $25.00 | 10/4/2012 5:08:35 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:49 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:19 PM |
CreditBuilder2 | $25.01 | 10/4/2012 5:26:14 PM |
Taxman44 | $25.00 | 10/4/2012 5:42:05 PM |
MicroLender357 | $25.00 | 10/4/2012 5:57:34 PM |
loyalty-hornet6 | $25.00 | 10/4/2012 6:16:20 PM |
intuitive-benefit3 | $100.00 | 10/4/2012 7:09:31 PM |
gravbox | $25.00 | 10/4/2012 6:29:43 PM |
HikeMoab | $50.00 | 10/4/2012 9:38:13 PM |
CIC | $25.00 | 10/5/2012 2:47:28 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:52 AM |
equitable-funds8 | $100.00 | 10/5/2012 6:35:46 AM |
RJN | $25.97 | 10/5/2012 7:25:44 AM |
AcProb5 | $50.00 | 10/5/2012 9:15:32 AM |
Emgolda | $25.00 | 10/5/2012 10:10:46 AM |
Ols744 | $100.00 | 10/5/2012 10:15:42 AM |
Ocean713 | $75.00 | 10/5/2012 12:33:51 PM |
return-aurora853 | $500.00 | 10/5/2012 1:32:41 PM |
new-liberty-jalapeno | $25.00 | 10/5/2012 9:35:51 PM |
houli123 | $25.00 | 10/5/2012 9:27:11 PM |
chac | $400.00 | 10/5/2012 9:32:25 PM |
ingenious-truth684 | $25.00 | 10/5/2012 10:07:56 PM |
SC2TX | $100.00 | 10/6/2012 7:52:21 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:06 AM |
momentous-velocity5 | $75.00 | 10/6/2012 12:30:53 PM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:37 PM |
loot-chemistry2 | $101.00 | 10/6/2012 1:34:20 PM |
MCDXLIV | $25.00 | 10/6/2012 2:31:21 PM |
radforj22 | $50.00 | 10/6/2012 3:14:00 PM |
goodhearted-basis4 | $25.00 | 10/6/2012 6:51:24 PM |
lendersf | $25.00 | 10/7/2012 12:15:50 PM |
gmoney37 | $50.00 | 10/7/2012 12:09:25 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:23 PM |
Voracious_Trees | $25.00 | 10/7/2012 6:49:56 PM |
deal-violin | $55.02 | 10/7/2012 4:36:51 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:55 AM |
imogen22 | $50.00 | 10/8/2012 9:25:07 AM |
pdub | $500.00 | 10/8/2012 4:05:52 PM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:48 PM |
rakem777 | $25.00 | 10/8/2012 5:35:24 PM |
Futurero | $25.00 | 10/8/2012 5:56:06 PM |
Sneezie | $100.00 | 10/8/2012 6:14:42 PM |
unclejaef | $25.00 | 10/8/2012 7:37:21 PM |
compassionate-payment218 | $25.00 | 10/8/2012 6:13:06 PM |
D100 | $25.00 | 10/8/2012 7:58:12 PM |
bell387 | $250.00 | 10/8/2012 9:43:07 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:44 PM |
antlr | $25.00 | 10/8/2012 9:17:31 PM |
loot-motivator7 | $25.00 | 10/8/2012 8:23:19 PM |
seadogs | $25.00 | 10/9/2012 3:11:24 AM |
california111 | $100.00 | 10/8/2012 10:40:29 PM |
VanCleveHoldings | $25.00 | 10/8/2012 11:40:36 PM |
capnmonks | $50.00 | 10/9/2012 4:13:50 AM |
continental2 | $100.00 | 10/9/2012 5:50:01 AM |
community-satellite7 | $200.00 | 10/9/2012 7:04:05 AM |
yield-seeker | $50.00 | 10/9/2012 6:20:25 AM |
brp3 | $25.00 | 10/9/2012 8:05:46 AM |
obedient-payout0 | $25.00 | 10/9/2012 10:08:40 AM |
Littlepeng | $25.00 | 10/9/2012 10:33:20 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:19:09 AM |
bazaar-tiramisu4 | $25.00 | 10/9/2012 9:59:38 AM |
iamaloner | $50.00 | 10/9/2012 12:05:26 PM |
sinner_c5 | $25.00 | 10/9/2012 11:43:07 AM |
Rockymtnhi | $100.00 | 10/4/2012 6:12:09 PM |
responsibility-butterfly | $50.00 | 10/5/2012 9:55:57 AM |
velocity-motivator6 | $25.00 | 10/4/2012 5:03:40 PM |
Phryne | $50.00 | 10/4/2012 5:07:11 PM |
_NaLNaBB | $400.00 | 10/4/2012 5:05:29 PM |
mjjjrj | $25.00 | 10/4/2012 5:15:30 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:40 PM |
obduro_1 | $25.00 | 10/4/2012 5:51:59 PM |
statuesque-listing929 | $25.00 | 10/4/2012 5:42:13 PM |
kenji4861 | $25.00 | 10/4/2012 6:36:07 PM |
LoanerPrincipal | $25.00 | 10/4/2012 6:37:55 PM |
superb-funds335 | $25.00 | 10/4/2012 5:59:54 PM |
fragonardlives | $25.00 | 10/4/2012 6:00:11 PM |
Aberdeen | $100.00 | 10/4/2012 6:57:00 PM |
lochinvar | $75.00 | 10/4/2012 7:20:13 PM |
lionheart722 | $100.00 | 10/4/2012 6:31:56 PM |
bm0816 | $25.00 | 10/4/2012 6:44:45 PM |
BigBag | $25.00 | 10/4/2012 9:19:36 PM |
repayment-chihuahua3 | $25.00 | 10/4/2012 6:39:45 PM |
UncleBuffett | $50.00 | 10/4/2012 7:10:36 PM |
prudent-deal662 | $25.00 | 10/4/2012 6:46:30 PM |
finance-fighter4 | $52.01 | 10/5/2012 12:52:15 AM |
potatofarmer | $25.00 | 10/5/2012 8:11:04 AM |
joecool1981 | $500.00 | 10/5/2012 6:25:40 AM |
slxvq | $30.11 | 10/5/2012 7:27:00 AM |
Kunakiku | $25.00 | 10/5/2012 7:33:18 AM |
elfincove | $45.59 | 10/5/2012 8:01:49 AM |
theogeer | $25.00 | 10/5/2012 9:58:32 AM |
Vegasjim | $25.00 | 10/5/2012 10:14:45 AM |
ams294 | $25.00 | 10/5/2012 11:18:00 AM |
friedokra | $25.00 | 10/5/2012 2:48:29 PM |
Ripsaw4U | $50.00 | 10/5/2012 6:56:45 PM |
Shomee_dmoney | $25.00 | 10/5/2012 8:00:52 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:21 PM |
a-versatile-power | $25.00 | 10/6/2012 5:01:01 AM |
NeemanuKotagoLending | $25.00 | 10/6/2012 4:58:20 AM |
compatible-deal9 | $25.00 | 10/6/2012 9:35:18 AM |
brainy-penny5 | $25.00 | 10/6/2012 9:18:30 AM |
elegant-commerce17 | $50.00 | 10/6/2012 10:34:46 AM |
SBT | $25.00 | 10/6/2012 12:07:44 PM |
ingenious-deal6 | $25.00 | 10/6/2012 12:36:23 PM |
rmachi | $25.00 | 10/6/2012 12:23:54 PM |
drkosh | $25.00 | 10/6/2012 1:54:47 PM |
Johnab | $25.00 | 10/6/2012 4:17:30 PM |
blue-useful-auction | $25.00 | 10/6/2012 4:22:36 PM |
return-seeker85 | $25.00 | 10/6/2012 3:23:30 PM |
pragmatic-wampum2 | $25.00 | 10/6/2012 8:40:20 PM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:17 AM |
invincible-wampum3 | $50.00 | 10/7/2012 9:18:52 AM |
return-buddy | $25.00 | 10/7/2012 8:19:46 AM |
availableloan | $25.00 | 10/7/2012 1:45:59 PM |
indianoven | $25.00 | 10/7/2012 1:58:42 PM |
compassion-twister2 | $50.00 | 10/8/2012 3:20:37 AM |
bank_of_beila | $51.01 | 10/7/2012 4:07:02 PM |
GradEcon | $25.00 | 10/8/2012 7:57:16 AM |
moltopaolo | $50.00 | 10/8/2012 7:35:52 AM |
Darts | $50.00 | 10/8/2012 9:31:56 AM |
Arvicco | $400.00 | 10/8/2012 9:59:11 AM |
ore-dojo | $50.00 | 10/8/2012 10:30:49 AM |
Cookstersalibi | $25.00 | 10/8/2012 5:04:40 PM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:16 PM |
compoundinterest | $25.00 | 10/8/2012 5:24:30 PM |
velocityasaurus-rex4 | $100.00 | 10/8/2012 5:29:04 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:12 PM |
maldok1 | $25.00 | 10/8/2012 6:42:21 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:50 PM |
engaging-worth | $25.00 | 10/8/2012 6:57:06 PM |
jinx1016 | $25.00 | 10/8/2012 6:14:09 PM |
transparency-mad-scientist7 | $25.00 | 10/8/2012 9:49:04 PM |
mystical-fairness4 | $25.00 | 10/8/2012 7:48:44 PM |
08bob | $25.00 | 10/8/2012 9:45:33 PM |
balance-windmill8 | $30.00 | 10/8/2012 9:58:41 PM |
magical-kindness888888 | $80.81 | 10/8/2012 8:55:21 PM |
CorporateRaider | $25.00 | 10/9/2012 12:17:28 AM |
Shockem923 | $25.00 | 10/9/2012 6:50:45 AM |
unafraid-loan5 | $25.00 | 10/9/2012 5:30:47 AM |
nimble-felicity6 | $50.00 | 10/9/2012 9:23:21 AM |
loan-master996 | $3.47 | 10/9/2012 12:43:19 PM |
zenyatta | $25.00 | 10/9/2012 9:49:16 AM |
bellaquito | $500.00 | 10/9/2012 11:20:45 AM |
ddamenace | $50.00 | 10/9/2012 11:37:02 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:51 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
633949
This series of Notes was issued and sold upon the funding of the borrower loan #76538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,303.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $335.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 50% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,873 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| revenue-bloom |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
Principal balance:
| $13,696.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate credit card debt into smaller monthly payments.
My financial situation:
I am a good candidate for this loan because I recently received a promotion making much more than previously and I am eager to clean up my credit and start saving for a house. This loan will save me over 600 dollars a month and really help.
Monthly net income: $5000
Monthly expenses: $
Housing: $1150
Insurance: $120
Car expenses: $600
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CalBear08 | $33.33 | 10/11/2012 5:01:09 PM |
sustainable-lender | $25.00 | 10/11/2012 5:06:04 PM |
nodrivelpls | $25.00 | 10/11/2012 5:08:12 PM |
pure-pound7 | $75.00 | 10/11/2012 5:08:38 PM |
NickelSteamroller | $35.00 | 10/11/2012 5:20:27 PM |
asset-professor | $25.00 | 10/11/2012 5:31:27 PM |
cp-family | $50.00 | 10/11/2012 5:31:45 PM |
etraboulay | $50.00 | 10/11/2012 5:36:12 PM |
1randyp | $25.00 | 10/11/2012 5:37:26 PM |
shrewd-peace7 | $25.00 | 10/11/2012 5:46:47 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:45 PM |
roman2008 | $25.00 | 10/11/2012 5:05:27 PM |
money-bauble | $100.00 | 10/11/2012 6:01:16 PM |
duty-viola | $35.00 | 10/11/2012 5:10:29 PM |
vutah | $25.00 | 10/11/2012 5:01:33 PM |
profit-powerplant | $25.00 | 10/11/2012 5:02:24 PM |
phenomenal-rate1 | $500.00 | 10/11/2012 6:16:13 PM |
credit-wheel7 | $25.00 | 10/11/2012 6:17:30 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:29 PM |
durability-seahorse7 | $50.00 | 10/11/2012 5:11:13 PM |
capital-renewal | $50.00 | 10/11/2012 5:29:09 PM |
p2ploan-flag5 | $50.00 | 10/11/2012 6:39:02 PM |
spirit07a | $100.00 | 10/11/2012 5:42:33 PM |
red-eloquent-rupee | $50.00 | 10/11/2012 5:49:34 PM |
bellaquito | $500.00 | 10/11/2012 5:53:38 PM |
vigorous-market5 | $100.00 | 10/11/2012 7:19:59 PM |
networks4ever | $25.00 | 10/11/2012 6:02:28 PM |
upright-revenue7 | $25.00 | 10/11/2012 6:03:17 PM |
EngineersAlliance | $75.00 | 10/11/2012 6:03:40 PM |
proper-exchange8 | $50.00 | 10/11/2012 5:49:51 PM |
haplender | $50.00 | 10/11/2012 6:07:45 PM |
jiftostada | $25.00 | 10/11/2012 5:56:43 PM |
finance-collider4 | $25.00 | 10/11/2012 10:08:30 PM |
nourishing-order8 | $25.00 | 10/12/2012 4:13:52 AM |
52digital | $75.00 | 10/11/2012 6:19:57 PM |
ethical-truth211 | $200.00 | 10/11/2012 6:08:02 PM |
Canidae | $25.00 | 10/11/2012 6:09:40 PM |
melodious-openness | $200.00 | 10/12/2012 5:55:59 AM |
Munnie | $25.00 | 10/12/2012 6:22:20 AM |
asset-portait013 | $100.00 | 10/11/2012 6:23:25 PM |
scholarly-order6 | $25.00 | 10/12/2012 7:37:16 AM |
DiligentiaLLC | $75.00 | 10/12/2012 7:41:18 AM |
asset-dna5 | $25.00 | 10/11/2012 7:01:08 PM |
integrity-web | $25.00 | 10/11/2012 6:28:27 PM |
01a_MrsUSC | $50.00 | 10/11/2012 7:12:26 PM |
voipguy88 | $50.00 | 10/12/2012 8:19:42 AM |
trumpeter391 | $25.00 | 10/12/2012 8:23:02 AM |
gotjack-IRA | $75.01 | 10/11/2012 7:33:01 PM |
return-trader7 | $25.00 | 10/11/2012 7:44:03 PM |
reward-giant1 | $48.00 | 10/12/2012 8:42:32 AM |
Bank_of_the_Galaxy | $25.00 | 10/11/2012 9:30:04 PM |
rescue | $100.00 | 10/12/2012 9:04:42 AM |
musegaze | $50.00 | 10/12/2012 9:06:15 AM |
felicity-injector | $25.00 | 10/12/2012 9:12:13 AM |
IOHOVA | $25.00 | 10/11/2012 9:48:52 PM |
fortytwo | $150.00 | 10/12/2012 9:22:27 AM |
loot-geyser1 | $25.00 | 10/12/2012 9:24:56 AM |
payout-achievement | $50.00 | 10/12/2012 9:26:46 AM |
LendingPimp_2 | $100.00 | 10/12/2012 1:41:32 AM |
decisive-income7 | $1,250.00 | 10/12/2012 7:30:53 AM |
Cedm44 | $30.00 | 10/12/2012 7:35:35 AM |
LaBamba | $100.00 | 10/12/2012 6:54:26 AM |
asiaratt | $50.00 | 10/12/2012 9:46:38 AM |
moola-accelerator6 | $25.00 | 10/12/2012 8:14:14 AM |
social-cocktail1 | $200.00 | 10/12/2012 9:01:07 AM |
webappersn | $25.00 | 10/12/2012 9:23:35 AM |
bullish2bearish | $83.62 | 10/12/2012 9:05:04 AM |
idastmerchants | $25.00 | 10/12/2012 9:06:29 AM |
bountiful-social976 | $50.00 | 10/12/2012 9:36:48 AM |
top-gold-library | $25.00 | 10/12/2012 9:27:36 AM |
trajectory8 | $25.00 | 10/12/2012 9:44:58 AM |
FASTIZIO_P | $27.00 | 10/12/2012 9:37:46 AM |
tolerant-responsibility051 | $605.40 | 10/12/2012 9:49:58 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:48 AM |
brainy-return234 | $25.00 | 10/11/2012 5:05:14 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:14 PM |
burrito6 | $50.00 | 10/11/2012 5:09:44 PM |
handshake5 | $100.00 | 10/11/2012 5:20:01 PM |
Wellman | $25.00 | 10/11/2012 5:21:10 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:20 PM |
community-burrito9 | $45.00 | 10/11/2012 5:35:27 PM |
saffron4 | $25.00 | 10/11/2012 5:38:42 PM |
WalnutCreekguy | $50.00 | 10/11/2012 5:41:48 PM |
handy-justice | $25.00 | 10/11/2012 5:01:30 PM |
janeybooboo | $100.00 | 10/11/2012 5:05:15 PM |
jedi053 | $100.00 | 10/11/2012 6:00:54 PM |
irrelevant | $50.00 | 10/11/2012 5:06:27 PM |
Miklot | $30.00 | 10/11/2012 6:01:58 PM |
exciting-loyalty3 | $25.00 | 10/11/2012 5:07:22 PM |
spry-hope4 | $200.00 | 10/11/2012 6:07:40 PM |
cr8on | $75.00 | 10/11/2012 5:02:10 PM |
Assets-Up | $25.00 | 10/11/2012 6:13:07 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:57 PM |
financial-frenzy | $50.00 | 10/11/2012 5:27:25 PM |
lovely-currency3 | $50.00 | 10/11/2012 5:13:07 PM |
zipemdown | $25.00 | 10/11/2012 5:14:05 PM |
careful-vigilance4 | $25.00 | 10/11/2012 5:31:42 PM |
new-truth-chuckler | $25.00 | 10/11/2012 5:17:51 PM |
burrben | $100.00 | 10/11/2012 6:33:59 PM |
Learning2Lend | $25.00 | 10/11/2012 5:18:55 PM |
Sibelius2 | $25.00 | 10/11/2012 5:57:23 PM |
top-historic-peso | $25.00 | 10/11/2012 5:42:27 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:37 PM |
ah-long | $25.00 | 10/11/2012 5:50:09 PM |
knee_caps | $25.00 | 10/11/2012 8:37:00 PM |
worldly-gold | $50.00 | 10/11/2012 6:09:03 PM |
kila-designer | $250.00 | 10/11/2012 6:09:59 PM |
laomedon | $50.00 | 10/11/2012 10:45:53 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:55 PM |
JPINVEST7 | $50.00 | 10/11/2012 11:43:46 PM |
spark548 | $100.00 | 10/11/2012 6:17:01 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:36 PM |
golffish2 | $25.00 | 10/12/2012 3:16:08 AM |
peaceful-greenback719 | $25.71 | 10/12/2012 4:41:18 AM |
the-laudable-peso | $40.00 | 10/11/2012 6:22:15 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:06 PM |
diversification-cycle4 | $25.00 | 10/12/2012 6:15:14 AM |
LeReve | $500.00 | 10/11/2012 6:29:22 PM |
LesErin600 | $30.00 | 10/12/2012 6:36:27 AM |
money-baron | $100.00 | 10/11/2012 6:20:48 PM |
Leshan | $100.00 | 10/12/2012 6:58:33 AM |
first-pragmatic-power | $25.00 | 10/11/2012 6:38:49 PM |
five-star-justice | $25.00 | 10/12/2012 7:31:03 AM |
01a_MrUSC_IRA | $25.00 | 10/11/2012 7:17:12 PM |
liberty-tostada7 | $50.00 | 10/11/2012 7:34:12 PM |
CACO_Lender | $25.00 | 10/11/2012 7:44:17 PM |
first-serene-credit | $25.00 | 10/11/2012 8:18:59 PM |
vines99 | $25.00 | 10/12/2012 12:07:00 AM |
mikbos | $25.00 | 10/12/2012 9:13:03 AM |
organic-order | $25.00 | 10/12/2012 9:13:36 AM |
DoctorJoe | $30.00 | 10/12/2012 5:10:42 AM |
melodious-openness | $158.67 | 10/12/2012 6:03:18 AM |
discostu | $25.00 | 10/12/2012 12:00:37 AM |
finance-prescription | $100.00 | 10/12/2012 9:25:11 AM |
towering-platinum3 | $25.00 | 10/12/2012 9:32:32 AM |
chameleon125 | $25.00 | 10/12/2012 6:46:40 AM |
loot-squirrel6 | $25.00 | 10/12/2012 7:14:25 AM |
helping-out | $35.49 | 10/12/2012 6:17:22 AM |
transaction-keeper5 | $25.00 | 10/12/2012 6:19:44 AM |
Sabo | $50.00 | 10/12/2012 8:35:36 AM |
mikeandcat | $85.77 | 10/12/2012 7:11:25 AM |
dedicated-transaction796 | $25.00 | 10/12/2012 9:04:46 AM |
lillian27 | $25.00 | 10/12/2012 9:02:13 AM |
helpful-credit156 | $75.00 | 10/12/2012 9:17:14 AM |
kind-truth-circuit | $50.00 | 10/12/2012 9:20:01 AM |
ItsJustMe79 | $25.00 | 10/12/2012 9:40:52 AM |
life-is-great | $25.00 | 10/12/2012 9:41:34 AM |
Frenchynh | $25.00 | 10/12/2012 9:20:16 AM |
Beld | $50.00 | 10/12/2012 9:44:43 AM |
Katburg | $25.00 | 10/12/2012 9:35:29 AM |
Jalebi | $50.00 | 10/12/2012 9:44:08 AM |
151 Investments
|
Borrower Payment Dependent Notes Series
635377
This series of Notes was issued and sold upon the funding of the borrower loan #76284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $89.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 110% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,860 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-patriot2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Auto
Purpose of loan:
This loan will be used to make repairs to my 1972 Volvo. It's the only car I own and it needs a few new parts before it is as reliable as I'd like it to be.
My financial situation:
I am a good candidate for this loan because I have never defaulted on anything. I am an extremely honest, responsible, hard-working person. I have always held up my end of every deal I have ever made with anyone, whether it was legally bound or not. I do not like to cause any inconvenience to someone else, especially someone who is helping me out.
Monthly net income: $ 1400
Monthly Bills: $ 800
I appreciate your consideration. If you choose to help me out, you have my word that it will be a positive experience for the both of us. Thank you for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/18/2012 9:02:35 AM |
Danjack_Capital | $25.00 | 10/18/2012 9:02:41 AM |
quantum_leap | $25.00 | 10/18/2012 9:02:16 AM |
ALANGREANSPAN | $25.00 | 10/18/2012 9:02:22 AM |
phenomenal-asset4 | $50.00 | 10/18/2012 10:08:07 AM |
return-enthusiast1 | $25.00 | 10/18/2012 9:12:42 AM |
mschoenf | $100.00 | 10/18/2012 9:20:27 AM |
payout-bridge | $25.00 | 10/18/2012 11:02:49 AM |
Bank42 | $25.00 | 10/18/2012 11:25:09 AM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:25 AM |
paxnj | $25.00 | 10/18/2012 10:09:34 AM |
treasure-palace661 | $350.00 | 10/18/2012 12:05:01 PM |
shaps | $50.00 | 10/18/2012 9:23:29 AM |
bullwink27 | $25.00 | 10/18/2012 9:54:11 AM |
Zorro_970 | $100.00 | 10/18/2012 9:16:31 AM |
pierrelasvegas | $25.00 | 10/18/2012 9:19:37 AM |
revenue-serenity | $25.00 | 10/18/2012 9:24:55 AM |
waverunner088 | $30.46 | 10/18/2012 9:33:13 AM |
Cessna172 | $25.00 | 10/18/2012 9:54:00 AM |
special-dinero553 | $25.00 | 10/18/2012 9:19:14 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:08 AM |
top-economy-mover | $50.00 | 10/18/2012 11:47:53 AM |
asset-zone8 | $25.00 | 10/18/2012 10:19:37 AM |
moola-accelerator6 | $25.00 | 10/18/2012 10:36:11 AM |
trade-goblin9 | $25.00 | 10/18/2012 12:49:54 PM |
Asgardian | $25.00 | 10/18/2012 9:38:18 AM |
moola-monger9 | $75.00 | 10/18/2012 1:13:58 PM |
bulldog22ph | $25.00 | 10/18/2012 9:44:45 AM |
credit-grove9 | $25.00 | 10/18/2012 9:46:12 AM |
JGuide | $25.00 | 10/18/2012 10:35:20 AM |
superb-truth061 | $25.00 | 10/18/2012 10:39:56 AM |
FinanceEngine | $55.00 | 10/18/2012 11:01:50 AM |
hardatwork1 | $25.00 | 10/18/2012 1:08:17 PM |
glroark | $79.54 | 10/18/2012 1:15:00 PM |
Longfellow20011 | $25.00 | 10/18/2012 12:10:57 PM |
dejnik | $30.00 | 10/18/2012 12:24:27 PM |
ethical-truth211 | $50.00 | 10/18/2012 12:37:56 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
637135
This series of Notes was issued and sold upon the funding of the borrower loan #76355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 18y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,021 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-payout050 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used for consolidate credit cards
My financial situation:
I am a good candidate for this loan because i have a excellent repayment history.
Monthly net income: $ 2,500.00
Monthly expenses: $ 2,001.00
Housing: $ 550.00
Insurance: $ 100.00
Car expenses: $ 200.00
Utilities: $ 120.00
Phone, cable, internet: $ 61.00
Food, entertainment: $ 20.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 10/10/2012 9:01:23 AM |
Money__Tree | $200.00 | 10/10/2012 9:07:46 AM |
careful-vigilance4 | $25.00 | 10/10/2012 9:12:05 AM |
BankofRon | $25.00 | 10/10/2012 9:19:29 AM |
wonder3 | $25.00 | 10/10/2012 9:02:22 AM |
handy-justice | $50.00 | 10/10/2012 9:06:18 AM |
Whipster | $60.00 | 10/10/2012 9:02:32 AM |
Foggy | $25.00 | 10/10/2012 9:50:36 AM |
octoberfresh | $25.00 | 10/10/2012 9:51:08 AM |
power-chihuahua | $25.00 | 10/10/2012 9:57:39 AM |
fascinating-money236 | $25.00 | 10/10/2012 9:37:54 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:51 AM |
NorthernFunds | $50.00 | 10/10/2012 9:42:57 AM |
asset-professor | $25.00 | 10/10/2012 9:44:00 AM |
trade-goblin9 | $150.00 | 10/10/2012 9:30:43 AM |
prominence8 | $35.00 | 10/10/2012 10:25:07 AM |
cr8on | $75.00 | 10/10/2012 10:03:51 AM |
community-burrito9 | $25.00 | 10/10/2012 10:33:41 AM |
Comoparklender | $25.00 | 10/10/2012 10:24:45 AM |
Endeavour | $150.00 | 10/10/2012 9:03:54 AM |
magical-loyalty679 | $25.00 | 10/10/2012 9:40:56 AM |
bob450-roth | $25.00 | 10/10/2012 9:08:31 AM |
zipemdown | $25.00 | 10/10/2012 9:43:39 AM |
Detour11 | $25.00 | 10/10/2012 9:16:51 AM |
kila-designer | $249.00 | 10/10/2012 9:11:43 AM |
BankofRon_IRA | $100.00 | 10/10/2012 9:39:37 AM |
scholarly-order6 | $25.00 | 10/10/2012 9:15:19 AM |
money-genome84 | $250.00 | 10/10/2012 9:17:39 AM |
52digital | $75.00 | 10/10/2012 9:18:30 AM |
bewitching-dollar5 | $100.00 | 10/10/2012 10:13:47 AM |
SecondChanceLendingSERV | $26.80 | 10/10/2012 10:21:31 AM |
ethical-truth211 | $500.00 | 10/10/2012 9:30:10 AM |
moola-monger9 | $75.00 | 10/10/2012 10:31:41 AM |
vines99 | $25.00 | 10/10/2012 10:10:56 AM |
queentut | $100.00 | 10/10/2012 10:12:23 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:14 AM |
tolerant-responsibility051 | $1,179.20 | 10/10/2012 10:33:49 AM |
alexander-hamilton | $50.00 | 10/10/2012 10:20:05 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
637447
This series of Notes was issued and sold upon the funding of the borrower loan #76457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $388.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 50% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,990 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-open-fairness |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:53:00 AM |
moremax | $100.00 | 10/10/2012 12:15:52 PM |
jedi053 | $100.00 | 10/9/2012 5:02:20 PM |
pierrelasvegas | $25.00 | 10/9/2012 5:20:41 PM |
spark548 | $100.00 | 10/9/2012 5:13:22 PM |
asset-portait013 | $100.00 | 10/9/2012 5:19:31 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:58 PM |
supreme-exchange547 | $25.00 | 10/9/2012 5:43:47 PM |
NickelSteamroller | $35.00 | 10/9/2012 5:44:32 PM |
houli123 | $25.00 | 10/9/2012 5:48:46 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:45 PM |
supreme-treasure8 | $100.00 | 10/9/2012 5:50:56 PM |
peace-fixer8 | $25.00 | 10/9/2012 5:54:07 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:28 PM |
haplender | $50.00 | 10/9/2012 5:44:20 PM |
LeReve | $500.00 | 10/9/2012 5:30:56 PM |
duty-viola | $35.00 | 10/9/2012 6:14:45 PM |
money-bauble | $100.00 | 10/9/2012 6:26:57 PM |
credit-coach118 | $40.01 | 10/9/2012 6:05:24 PM |
kindness-warmth3 | $50.00 | 10/9/2012 6:16:39 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:37 AM |
irrelevant | $50.00 | 10/10/2012 5:06:20 AM |
RotJ | $200.00 | 10/10/2012 6:28:42 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:41 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:17 AM |
wampum-cocktail | $25.00 | 10/10/2012 4:10:55 AM |
ethical-truth211 | $100.00 | 10/10/2012 5:17:08 AM |
JTHarris | $25.00 | 10/10/2012 7:38:10 AM |
HereToHelp305 | $57.00 | 10/9/2012 11:23:24 PM |
Nil2008 | $100.00 | 10/10/2012 4:31:57 AM |
HLender | $40.00 | 10/10/2012 8:49:12 AM |
Weaverville | $25.00 | 10/10/2012 9:07:46 AM |
P2P_Investor | $932.00 | 10/10/2012 9:13:16 AM |
linkage682 | $50.00 | 10/10/2012 9:56:41 AM |
new-gold-wrangler | $1,000.00 | 10/10/2012 10:28:01 AM |
daisuke | $25.00 | 10/10/2012 10:31:04 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:38 AM |
wwwUniversal | $25.00 | 10/10/2012 11:25:58 AM |
WalnutCreekguy | $50.00 | 10/10/2012 10:48:47 AM |
credit-dandelion148 | $200.00 | 10/10/2012 11:02:44 AM |
newest-glowing-cash | $25.00 | 10/10/2012 11:00:57 AM |
finance-coyote3 | $3,000.00 | 10/10/2012 12:03:18 PM |
Rostov | $25.00 | 10/10/2012 1:44:34 PM |
Dubbs360 | $200.00 | 10/9/2012 5:19:10 PM |
Bob450 | $25.00 | 10/9/2012 5:21:36 PM |
thrilling-fund427 | $50.00 | 10/9/2012 5:13:57 PM |
Emgolda | $25.00 | 10/9/2012 5:55:12 PM |
mikrolown | $25.00 | 10/9/2012 5:39:22 PM |
community-burrito9 | $25.00 | 10/9/2012 5:41:45 PM |
Investor_DP | $200.00 | 10/9/2012 6:10:09 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:26 PM |
bewitching-dollar5 | $100.00 | 10/9/2012 6:23:11 PM |
compoundinterest | $25.00 | 10/9/2012 6:31:57 PM |
payment-gusto | $25.00 | 10/9/2012 6:54:02 PM |
paxnj | $25.00 | 10/9/2012 6:21:15 PM |
reduce_US_govt_debt | $35.00 | 10/9/2012 5:47:43 PM |
zipemdown | $25.00 | 10/9/2012 6:27:13 PM |
trade-goblin9 | $25.00 | 10/9/2012 9:36:10 PM |
tnakamura | $50.00 | 10/9/2012 9:48:05 PM |
money-baron | $100.00 | 10/9/2012 6:53:06 PM |
melodious-openness | $200.00 | 10/10/2012 4:41:14 AM |
ethical-truth211 | $100.00 | 10/10/2012 5:17:21 AM |
quickstep | $95.00 | 10/10/2012 5:38:51 AM |
first-pragmatic-power | $25.00 | 10/9/2012 6:27:45 PM |
bellaquito | $500.00 | 10/9/2012 6:31:33 PM |
52digital | $75.00 | 10/9/2012 6:41:51 PM |
vigorous-market5 | $200.00 | 10/9/2012 6:55:52 PM |
BankofRon_IRA | $100.00 | 10/9/2012 7:00:44 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:53 AM |
tech310 | $50.00 | 10/10/2012 9:14:59 AM |
fantastic-bazaar2 | $50.00 | 10/10/2012 9:29:13 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:44 AM |
bazaar-festivity | $25.00 | 10/10/2012 9:29:25 AM |
bob450-roth | $25.00 | 10/10/2012 9:09:28 AM |
chump_change1977 | $25.00 | 10/10/2012 10:14:11 AM |
tolerant-responsibility051 | $1,117.00 | 10/10/2012 10:33:48 AM |
new-sharp-leverage | $25.00 | 10/10/2012 10:43:25 AM |
first-resolute-deal | $25.00 | 10/10/2012 10:20:40 AM |
moola-monger9 | $75.00 | 10/10/2012 10:25:48 AM |
LaGrangeLender | $46.00 | 10/10/2012 11:10:06 AM |
rescue | $79.00 | 10/10/2012 11:14:40 AM |
whitegoldira | $150.00 | 10/10/2012 11:17:38 AM |
finance-prescription | $100.00 | 10/10/2012 10:52:22 AM |
musegaze | $50.00 | 10/10/2012 11:00:43 AM |
CapitalismRocks | $25.00 | 10/10/2012 11:01:24 AM |
money-surge1 | $25.00 | 10/10/2012 10:31:02 AM |
unabashed-investment3 | $50.00 | 10/10/2012 12:27:58 PM |
APSFunding | $25.00 | 10/10/2012 10:33:19 AM |
KindCharmingReflective-affluence | $25.00 | 10/10/2012 1:04:28 PM |
UltimateWill | $25.00 | 10/10/2012 11:27:40 AM |
SkepticalBen | $50.00 | 10/10/2012 1:45:35 PM |
new-bid-boomarang | $50.00 | 10/10/2012 11:40:51 AM |
transparency-sapling | $25.00 | 10/10/2012 11:01:01 AM |
rookiecrd1 | $50.00 | 10/10/2012 1:04:47 PM |
Comoparklender | $25.00 | 10/10/2012 11:20:18 AM |
velocity-solo | $25.00 | 10/10/2012 11:25:37 AM |
Index_Plus | $673.99 | 10/10/2012 2:24:44 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
637655
This series of Notes was issued and sold upon the funding of the borrower loan #76122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $235.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,963 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequaled-leverage66 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...take 2 credit cards and pay them off .replacing with personal loan at a combined lower interest rate so i can pay off debt faster
My financial situation:
I am a good candidate for this loan because...i am fully employed.I work for a steady employer the University of Notre Dame
Monthly net income: $2552
Monthly expenses: $1250
Housing: $200 a month
Insurance: $96a month
Car expenses: $100 a month
Utilities: $o
Phone, cable, internet: $82 amonth
Food, entertainment: $ 50 a month
Clothing, household expenses: $30 a month
Credit cards and other loans: $650 only 150 when i consolidate other two credit cards
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MichaelProsper | $40.00 | 10/11/2012 5:00:45 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:27 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:27 PM |
pierrelasvegas | $25.00 | 10/11/2012 5:18:08 PM |
gold-sushi | $25.00 | 10/11/2012 5:24:57 PM |
community-seahorse0 | $25.00 | 10/11/2012 5:00:31 PM |
superb-funds335 | $25.00 | 10/11/2012 5:54:19 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:57 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:06 PM |
kila-designer | $200.00 | 10/11/2012 6:12:51 PM |
money-baron | $100.00 | 10/11/2012 6:20:49 PM |
green-high-five7 | $35.00 | 10/11/2012 6:26:12 PM |
community-burrito9 | $45.00 | 10/11/2012 5:35:02 PM |
EBITDA | $25.00 | 10/11/2012 5:26:29 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:21 PM |
mikrolown | $25.00 | 10/11/2012 6:06:56 PM |
finance-collider4 | $25.00 | 10/11/2012 10:08:30 PM |
money-bauble | $100.00 | 10/11/2012 6:01:17 PM |
Rogelio48 | $52.00 | 10/11/2012 6:05:35 PM |
LoanerPrincipal | $25.00 | 10/11/2012 6:22:17 PM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:24 AM |
adorable-asset9 | $300.00 | 10/11/2012 6:34:49 PM |
creative-generosity3 | $50.00 | 10/12/2012 7:01:39 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:22 PM |
intrepid-loot | $25.00 | 10/11/2012 7:26:15 PM |
first-pragmatic-power | $25.00 | 10/11/2012 6:38:50 PM |
Horse-Lender | $25.02 | 10/11/2012 7:42:04 PM |
bob450-roth | $25.00 | 10/11/2012 7:56:35 PM |
Quid-Pro-Quo | $43.89 | 10/11/2012 7:19:46 PM |
SmartConsolidation | $25.00 | 10/11/2012 10:35:18 PM |
priceless-felicity7 | $25.00 | 10/11/2012 10:55:51 PM |
truth-oath1 | $100.00 | 10/12/2012 6:07:30 AM |
freedom3 | $3,450.06 | 10/12/2012 7:48:50 AM |
113121 | $25.00 | 10/11/2012 5:23:17 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:14 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:29:59 PM |
deal-kung-fu | $140.00 | 10/11/2012 5:35:49 PM |
credit-coach118 | $40.01 | 10/11/2012 5:57:42 PM |
BankofRon_IRA | $100.00 | 10/11/2012 6:02:22 PM |
Investor_DP | $200.00 | 10/11/2012 6:03:43 PM |
janeybooboo | $75.00 | 10/11/2012 5:09:20 PM |
etraboulay | $50.00 | 10/11/2012 6:07:11 PM |
trade-goblin9 | $50.00 | 10/11/2012 5:00:56 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:52 PM |
toblerone | $25.00 | 10/11/2012 5:04:08 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:46 PM |
NickelSteamroller | $35.00 | 10/11/2012 5:20:28 PM |
Bank_Of_XL | $25.00 | 10/11/2012 5:24:32 PM |
zipemdown | $25.00 | 10/11/2012 5:14:06 PM |
LeReve | $65.00 | 10/11/2012 6:29:11 PM |
gotjack-IRA | $25.02 | 10/11/2012 5:36:13 PM |
burrben | $100.00 | 10/11/2012 6:33:59 PM |
52digital | $75.00 | 10/11/2012 6:58:46 PM |
finance-investor3 | $25.00 | 10/11/2012 5:38:27 PM |
the-silver-blaster | $50.00 | 10/11/2012 6:00:14 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:37 PM |
jaycro | $25.00 | 10/11/2012 8:26:31 PM |
ethical-truth211 | $500.00 | 10/11/2012 6:05:13 PM |
market-bearer0 | $29.00 | 10/11/2012 5:58:43 PM |
paxnj | $25.00 | 10/11/2012 6:16:21 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:56 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:23 PM |
irrelevant | $50.00 | 10/12/2012 5:05:09 AM |
melodious-openness | $200.00 | 10/12/2012 5:51:38 AM |
asset-dna5 | $25.00 | 10/11/2012 7:01:09 PM |
Rollshaft | $25.00 | 10/11/2012 10:02:03 PM |
DasMula | $100.00 | 10/11/2012 8:34:10 PM |
income-sycamore2 | $25.00 | 10/11/2012 9:14:08 PM |
shrewd-deal | $50.00 | 10/11/2012 9:37:36 PM |
income-triangulation1 | $25.00 | 10/12/2012 5:01:57 AM |
diversification-cycle4 | $25.00 | 10/12/2012 6:15:15 AM |
Beast_Mode_Money | $25.00 | 10/12/2012 5:25:58 AM |
Munnie | $25.00 | 10/12/2012 6:22:20 AM |
Moneypenny6 | $25.00 | 10/12/2012 6:42:11 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
638023
This series of Notes was issued and sold upon the funding of the borrower loan #76234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $345.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.01% | | |
| |
Estimated return*:
| 5.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,684 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| paybackquickly |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt, saving me money on interest and paying you the well deserved interest instead of a major financial institution!
My financial situation:
I am a good candidate for this loan because I have a good track record of making payments. I have owned my home for 6 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:53 AM |
neighborly-hope6 | $100.00 | 10/9/2012 9:05:31 AM |
silver-explorer6 | $25.00 | 10/9/2012 9:25:17 AM |
bazaar-tulip | $25.00 | 10/9/2012 9:01:38 AM |
windguy | $50.00 | 10/9/2012 9:21:32 AM |
imogen22 | $50.00 | 10/9/2012 9:10:08 AM |
chac | $200.00 | 10/9/2012 10:42:04 AM |
bellaquito | $500.00 | 10/9/2012 11:24:42 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:30 AM |
compassion-twister2 | $50.00 | 10/9/2012 9:34:42 AM |
repayment-chihuahua3 | $25.00 | 10/9/2012 9:37:26 AM |
vines99 | $25.00 | 10/9/2012 10:35:00 AM |
HikeMoab | $50.00 | 10/9/2012 10:05:59 AM |
compassionate-payment218 | $25.00 | 10/9/2012 5:17:58 PM |
daw1878 | $25.00 | 10/10/2012 4:28:13 AM |
finder61 | $25.00 | 10/9/2012 10:08:19 PM |
radforj22 | $25.00 | 10/10/2012 8:02:28 AM |
oskizzle | $25.00 | 10/10/2012 8:33:14 AM |
tenacious-payout | $50.00 | 10/10/2012 6:48:45 AM |
linkage682 | $50.00 | 10/10/2012 9:56:39 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:16 AM |
lekkerguy | $50.00 | 10/10/2012 1:09:45 PM |
Harry | $100.00 | 10/10/2012 1:31:13 PM |
dodgriz | $47.24 | 10/10/2012 3:08:13 PM |
capital-blueberry | $25.00 | 10/10/2012 4:23:37 PM |
blue-kindness-conga | $25.00 | 10/10/2012 11:52:11 AM |
california111 | $100.00 | 10/10/2012 1:16:29 PM |
PerryTech | $25.00 | 10/10/2012 5:17:37 PM |
Investoman | $25.00 | 10/10/2012 5:09:32 PM |
lostontheedge | $25.00 | 10/10/2012 6:19:44 PM |
penny-leader416 | $25.00 | 10/10/2012 6:27:09 PM |
Castellan | $50.00 | 10/10/2012 5:42:32 PM |
hitsman | $50.00 | 10/10/2012 6:04:25 PM |
shur | $50.00 | 10/10/2012 6:12:50 PM |
pay_day | $50.00 | 10/10/2012 6:21:26 PM |
andyb9 | $25.00 | 10/10/2012 7:36:53 PM |
jazz619 | $25.00 | 10/10/2012 6:43:24 PM |
kind-exchange-association | $25.00 | 10/11/2012 1:22:59 AM |
return-aurora853 | $500.00 | 10/11/2012 9:07:24 AM |
pbandjb | $25.00 | 10/11/2012 9:21:08 AM |
agile-diversification2 | $25.00 | 10/11/2012 9:21:20 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:26 AM |
broosky2 | $25.00 | 10/11/2012 9:00:08 AM |
Lea1791 | $115.85 | 10/11/2012 7:23:42 AM |
tranquil-diversification8 | $200.00 | 10/11/2012 9:03:18 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:22 AM |
Syzygy | $25.00 | 10/11/2012 9:56:33 AM |
listing-candy | $25.00 | 10/11/2012 9:06:25 AM |
penny-finder | $30.00 | 10/11/2012 9:25:13 AM |
new-ingenious-nickel | $25.00 | 10/11/2012 10:10:50 AM |
Plutis | $25.00 | 10/11/2012 9:47:17 AM |
compatible-deal9 | $25.00 | 10/11/2012 9:34:32 AM |
asset-reaction | $45.83 | 10/11/2012 9:35:26 AM |
ryreesado | $25.00 | 10/11/2012 9:41:48 AM |
trade-wildcat2 | $27.92 | 10/11/2012 11:54:55 AM |
Machiavelli1 | $42.00 | 10/11/2012 1:45:27 PM |
BigGuyBank | $27.77 | 10/11/2012 1:53:58 PM |
cablenews | $100.00 | 10/11/2012 10:17:24 AM |
persistent-social223 | $29.73 | 10/11/2012 2:03:32 PM |
AdamBertocci | $25.00 | 10/11/2012 10:20:00 AM |
aasx1108 | $25.00 | 10/11/2012 10:23:15 AM |
awesome-generosity4 | $25.00 | 10/11/2012 3:03:31 PM |
spiff666 | $26.66 | 10/11/2012 3:27:17 PM |
shaps | $25.00 | 10/11/2012 10:09:36 AM |
power-bluebird2 | $25.00 | 10/11/2012 4:46:06 PM |
yield-idol1 | $25.00 | 10/11/2012 11:30:05 AM |
geechee | $25.00 | 10/11/2012 5:24:04 PM |
Solid-Platinum | $25.00 | 10/11/2012 1:22:46 PM |
power-secret-agent | $25.00 | 10/11/2012 5:03:48 PM |
VBAces | $100.00 | 10/11/2012 8:31:46 PM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:22 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:00 PM |
be_wise | $25.00 | 10/11/2012 7:13:44 PM |
rockytop | $50.00 | 10/12/2012 3:50:09 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:06 AM |
miket71 | $30.00 | 10/12/2012 9:07:45 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:27 AM |
bosco44 | $25.00 | 10/12/2012 9:37:43 AM |
currency-balancer | $50.00 | 10/12/2012 9:15:50 AM |
bradfid | $25.00 | 10/12/2012 9:53:14 AM |
stable-transaction145 | $30.00 | 10/12/2012 10:20:35 AM |
tlam168 | $25.00 | 10/12/2012 10:52:14 AM |
mjcareful | $50.00 | 10/12/2012 1:15:38 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:15 PM |
YampaQuant | $25.00 | 10/12/2012 3:01:16 PM |
jcttjg | $25.00 | 10/12/2012 3:31:00 PM |
New-Brunswick-Investor | $25.00 | 10/12/2012 3:31:23 PM |
BoughtTheFarm | $25.00 | 10/12/2012 5:04:42 PM |
magical-fairness4 | $25.00 | 10/12/2012 12:24:58 PM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:04 PM |
VASLENDING | $25.00 | 10/12/2012 1:19:13 PM |
heatherwood | $25.00 | 10/12/2012 12:43:35 PM |
extraordinary-platinum727 | $25.00 | 10/12/2012 5:37:10 PM |
asset-guitar5 | $26.02 | 10/12/2012 3:08:10 PM |
dollardave | $50.00 | 10/12/2012 4:36:54 PM |
Nickle-Back | $30.00 | 10/12/2012 5:21:54 PM |
commanding-treasure2 | $75.00 | 10/12/2012 5:38:22 PM |
worth-victor6 | $25.00 | 10/12/2012 5:18:23 PM |
the-capital-multiplier | $100.00 | 10/12/2012 5:54:25 PM |
jcornehlsen | $25.00 | 10/12/2012 6:12:21 PM |
new-affluence-piledriver | $100.00 | 10/12/2012 6:13:44 PM |
the-justice-stockpiler | $25.00 | 10/12/2012 6:25:17 PM |
dignified-market1 | $308.17 | 10/12/2012 6:48:19 PM |
Arvicco | $400.00 | 10/9/2012 9:22:53 AM |
velocityasaurus-rex4 | $100.00 | 10/9/2012 9:23:09 AM |
Vegasjim | $25.00 | 10/9/2012 10:47:43 AM |
vigorous-payment6 | $25.00 | 10/9/2012 9:21:19 AM |
houli123 | $50.00 | 10/9/2012 11:43:19 AM |
obedient-payout0 | $25.00 | 10/9/2012 10:19:49 AM |
lionheart722 | $100.00 | 10/9/2012 9:33:16 AM |
FortuneFund | $50.00 | 10/9/2012 9:38:56 AM |
indomitable-coin | $25.00 | 10/9/2012 9:39:52 AM |
fairness-symphony2 | $50.00 | 10/9/2012 2:46:03 PM |
compoundinterest | $25.00 | 10/9/2012 10:15:59 AM |
jedi053 | $100.00 | 10/9/2012 3:15:02 PM |
Dubbs360 | $200.00 | 10/9/2012 12:26:18 PM |
samurai2 | $25.00 | 10/9/2012 1:18:28 PM |
loyalty-hornet6 | $25.00 | 10/9/2012 5:09:51 PM |
rmachi | $25.00 | 10/9/2012 5:28:36 PM |
proper-exchange8 | $50.00 | 10/9/2012 5:07:07 PM |
kenji4861 | $25.00 | 10/9/2012 5:21:02 PM |
green28 | $50.00 | 10/9/2012 5:44:27 PM |
cerebral-dollar773 | $25.00 | 10/9/2012 9:40:15 PM |
excellent-funds649 | $50.00 | 10/9/2012 6:02:03 PM |
blue-useful-auction | $25.00 | 10/10/2012 6:31:59 AM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:50 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:09 AM |
american6 | $50.00 | 10/10/2012 11:02:26 AM |
theskippy | $25.00 | 10/10/2012 12:47:21 PM |
WhiteInvestor | $27.00 | 10/10/2012 2:48:38 PM |
Jofga | $50.00 | 10/10/2012 1:34:37 PM |
SB94114 | $25.00 | 10/10/2012 12:43:47 PM |
mar97 | $25.00 | 10/10/2012 5:14:02 PM |
prudent-dough458 | $25.00 | 10/10/2012 5:47:37 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:21 PM |
Nicedad72 | $25.00 | 10/10/2012 5:32:34 PM |
Taxman44 | $25.00 | 10/10/2012 6:01:04 PM |
BlessedEveryDay | $25.00 | 10/10/2012 5:26:47 PM |
powerful-return1 | $25.00 | 10/10/2012 9:04:02 PM |
continental2 | $100.00 | 10/10/2012 7:26:52 PM |
rokman | $50.00 | 10/10/2012 6:41:39 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:26 AM |
pinkblisslove | $25.00 | 10/10/2012 8:59:31 PM |
MonitorLizard09 | $25.00 | 10/10/2012 7:16:52 PM |
BenR | $100.00 | 10/11/2012 9:08:39 AM |
cosmof16 | $25.00 | 10/11/2012 9:17:41 AM |
velocity-solo | $25.00 | 10/11/2012 9:35:40 AM |
kevin314 | $25.00 | 10/11/2012 9:04:26 AM |
enriching-trade2 | $50.00 | 10/11/2012 9:05:07 AM |
justchecking999 | $25.00 | 10/11/2012 9:08:33 AM |
availableloan | $25.00 | 10/11/2012 9:47:53 AM |
keoke779 | $32.48 | 10/11/2012 12:18:33 PM |
hard-working-rate3 | $25.00 | 10/11/2012 10:13:01 AM |
bornsucka | $25.00 | 10/11/2012 10:14:49 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:14 PM |
worth-alien3 | $25.00 | 10/11/2012 11:44:48 AM |
gjacobs2 | $25.00 | 10/11/2012 12:10:29 PM |
pious-currency875 | $100.00 | 10/11/2012 10:56:20 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:06 PM |
digitalhound | $25.00 | 10/11/2012 11:12:24 AM |
CFOGO | $25.00 | 10/11/2012 11:17:14 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:25 PM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:03 PM |
prainvestment | $25.00 | 10/11/2012 3:21:28 PM |
bankojerry | $25.00 | 10/11/2012 4:13:47 PM |
discrete-asset | $25.00 | 10/11/2012 4:40:34 PM |
pure-loyalty6 | $35.33 | 10/11/2012 4:42:33 PM |
COguy | $25.00 | 10/11/2012 4:50:23 PM |
brightest-bonafide-deal | $25.00 | 10/11/2012 5:27:09 PM |
finance-coyote3 | $1,000.00 | 10/11/2012 5:28:08 PM |
REG_Z | $25.00 | 10/11/2012 8:25:58 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:00 PM |
payout-optimizer1 | $50.00 | 10/12/2012 7:50:24 AM |
Jalebi | $50.00 | 10/12/2012 9:43:34 AM |
Suit | $25.00 | 10/12/2012 7:48:13 AM |
newest-bountiful-basis | $25.00 | 10/12/2012 9:54:43 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:44 AM |
flopcat | $50.00 | 10/12/2012 9:35:39 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:48 AM |
the-bright-velocity | $25.00 | 10/12/2012 11:12:22 AM |
currency-fan9 | $50.00 | 10/12/2012 12:13:58 PM |
payment-associate5 | $100.00 | 10/12/2012 12:16:55 PM |
miboymat | $25.00 | 10/12/2012 12:25:28 PM |
TeamN | $25.00 | 10/12/2012 10:23:19 AM |
BMerrick | $25.00 | 10/12/2012 11:55:09 AM |
kwan | $25.00 | 10/12/2012 12:23:53 PM |
SMU_ponies | $25.00 | 10/12/2012 12:32:29 PM |
benefit-banshee | $25.00 | 10/12/2012 3:18:41 PM |
nourishing-order8 | $25.00 | 10/12/2012 12:44:37 PM |
reinforced-euro5 | $25.00 | 10/12/2012 4:59:54 PM |
bent300 | $50.00 | 10/12/2012 1:00:51 PM |
syounker | $25.00 | 10/12/2012 5:46:40 PM |
ore-widget7 | $25.00 | 10/12/2012 5:17:47 PM |
jmb_lending | $50.00 | 10/12/2012 5:32:17 PM |
a-balance-surgeon | $50.00 | 10/12/2012 6:01:41 PM |
myduck | $40.00 | 10/12/2012 5:52:50 PM |
lagnisiruk | $25.00 | 10/12/2012 5:54:35 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
640191
This series of Notes was issued and sold upon the funding of the borrower loan #76023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $229.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 48% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,713 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-goliath687 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/8/2012 9:40:18 AM |
52digital | $75.00 | 10/8/2012 9:15:34 AM |
bellaquito | $500.00 | 10/8/2012 9:06:39 AM |
best-bonafide-p2p | $25.00 | 10/8/2012 9:08:23 AM |
riveting-credit5 | $25.00 | 10/8/2012 9:10:35 AM |
BostonCapital | $100.00 | 10/8/2012 9:04:53 AM |
spark548 | $100.00 | 10/8/2012 9:13:23 AM |
scholarly-order6 | $25.00 | 10/8/2012 9:09:07 AM |
phenomenal-rate1 | $500.00 | 10/8/2012 9:11:07 AM |
patriot897 | $25.00 | 10/8/2012 9:46:08 AM |
gold-sushi | $25.00 | 10/8/2012 9:47:37 AM |
special-dinero553 | $25.00 | 10/8/2012 9:31:45 AM |
etraboulay | $50.00 | 10/8/2012 9:25:01 AM |
first-pragmatic-power | $25.00 | 10/8/2012 9:28:04 AM |
pierrelasvegas | $25.00 | 10/8/2012 9:32:07 AM |
paxnj | $25.00 | 10/8/2012 10:20:11 AM |
klippies | $25.00 | 10/8/2012 10:06:49 AM |
open-minded-p2p1 | $25.00 | 10/8/2012 10:27:07 AM |
Investor_DP | $200.00 | 10/8/2012 10:10:57 AM |
rwm684 | $25.00 | 10/8/2012 10:42:41 AM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:57 PM |
LoanerPrincipal | $25.00 | 10/8/2012 10:45:28 AM |
speedy-point | $25.00 | 10/8/2012 11:11:35 AM |
FinanceFrazier | $100.00 | 10/8/2012 2:15:49 PM |
netg | $75.00 | 10/8/2012 9:23:00 AM |
zipemdown | $25.00 | 10/8/2012 9:33:51 AM |
houli123 | $25.00 | 10/8/2012 9:16:23 AM |
supreme-treasure8 | $100.00 | 10/8/2012 9:47:32 AM |
majestic-note6 | $200.00 | 10/8/2012 9:50:05 AM |
octoberfresh | $25.00 | 10/8/2012 9:25:26 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:47:41 AM |
ethical-truth211 | $200.00 | 10/8/2012 9:50:40 AM |
bright-idea11 | $25.00 | 10/8/2012 9:45:24 AM |
Thunderswan | $100.00 | 10/8/2012 9:57:10 AM |
LeReve | $500.00 | 10/8/2012 10:00:27 AM |
kegs | $150.00 | 10/8/2012 11:36:29 AM |
engaging-worth | $25.00 | 10/8/2012 10:16:37 AM |
Elefunt | $25.00 | 10/8/2012 10:22:44 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:27 PM |
peace-fixer8 | $25.00 | 10/8/2012 10:20:05 AM |
Miami | $25.00 | 10/8/2012 10:24:16 AM |
RGlad | $100.00 | 10/8/2012 12:02:46 PM |
Kissabledevil | $25.00 | 10/8/2012 12:31:51 PM |
Peleadona | $25.00 | 10/8/2012 11:54:58 AM |
Index_Plus | $1,360.00 | 10/8/2012 2:40:40 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
641165
This series of Notes was issued and sold upon the funding of the borrower loan #76652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $451.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1975 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 14y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,230 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| diverse-asset4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
supreme-treasure8 | $100.00 | 10/9/2012 9:05:58 AM |
spark548 | $100.00 | 10/9/2012 9:04:48 AM |
52digital | $75.00 | 10/9/2012 9:21:30 AM |
LeReve | $500.00 | 10/9/2012 9:24:04 AM |
peace-fixer8 | $25.00 | 10/9/2012 9:28:04 AM |
pierrelasvegas | $25.00 | 10/9/2012 10:39:23 AM |
first-pragmatic-power | $25.00 | 10/9/2012 10:41:42 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:32 AM |
netg | $75.00 | 10/9/2012 10:21:47 AM |
bbjones3 | $25.00 | 10/9/2012 12:40:56 PM |
open-minded-p2p1 | $25.00 | 10/9/2012 11:12:04 AM |
zipemdown | $25.00 | 10/9/2012 10:07:39 AM |
progressive-economy261 | $500.00 | 10/9/2012 10:22:24 AM |
irrelevant | $50.00 | 10/9/2012 1:05:44 PM |
historic-value7 | $200.00 | 10/9/2012 4:47:41 PM |
jedi053 | $100.00 | 10/9/2012 3:15:02 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:54 PM |
money-bauble | $100.00 | 10/9/2012 6:26:57 PM |
payment-gusto | $25.00 | 10/9/2012 6:53:01 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:09 AM |
LendingPimp_2 | $100.00 | 10/10/2012 2:33:50 AM |
Weaverville | $25.00 | 10/10/2012 9:07:39 AM |
desertoasis | $25.00 | 10/10/2012 2:58:35 PM |
thrilling-fund427 | $50.00 | 10/10/2012 5:07:25 PM |
phenomenal-rate1 | $449.00 | 10/10/2012 5:05:16 PM |
listing-vista | $50.00 | 10/10/2012 3:10:20 PM |
yield-hut | $25.00 | 10/10/2012 5:45:53 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:50 PM |
Investor_DP | $200.00 | 10/10/2012 7:06:18 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:27 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:48 AM |
leverage-monger | $25.00 | 10/11/2012 10:05:17 AM |
MI2 | $4,898.00 | 10/11/2012 10:35:10 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:54 AM |
return-exchanger355 | $100.00 | 10/9/2012 9:13:01 AM |
etraboulay | $50.00 | 10/9/2012 10:01:23 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:18 PM |
Index_Plus | $5,000.00 | 10/9/2012 12:53:01 PM |
shiny-peso1 | $50.00 | 10/9/2012 11:05:57 AM |
selector568 | $300.00 | 10/9/2012 5:19:49 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:40 PM |
haplender | $50.00 | 10/9/2012 5:44:17 PM |
pure-pound7 | $75.00 | 10/10/2012 9:41:36 AM |
linkage682 | $50.00 | 10/10/2012 9:56:39 AM |
Foggy | $25.00 | 10/10/2012 9:50:36 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:33 AM |
five-star-justice | $25.00 | 10/10/2012 2:26:10 PM |
deal-selector5 | $25.00 | 10/10/2012 3:02:59 PM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:37 PM |
brainy-return234 | $25.00 | 10/10/2012 5:11:49 PM |
Nickle-Back | $30.00 | 10/10/2012 5:06:22 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:07 PM |
thelovebug | $100.00 | 10/10/2012 6:13:03 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:42 PM |
networks4ever | $25.00 | 10/10/2012 6:49:19 PM |
Taz-Man-IIWIS | $25.00 | 10/10/2012 6:22:04 PM |
wwwUniversal | $25.00 | 10/11/2012 8:08:38 AM |
frogperson | $100.00 | 10/10/2012 8:53:05 PM |
receptive-affluence035 | $25.00 | 10/11/2012 8:02:32 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:54 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
641475
This series of Notes was issued and sold upon the funding of the borrower loan #76510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,123 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-showcase7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...Pursue a business idea
My financial situation:
I am a good candidate for this loan because...I have a great credit score and am fully able to make monthly payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:47 PM |
soarmore | $25.00 | 10/16/2012 5:12:45 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:22 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:29 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:20 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:01 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:36 PM |
windguy | $50.00 | 10/16/2012 5:22:56 PM |
PThor | $25.00 | 10/16/2012 5:25:54 PM |
Bank_Of_XL | $25.00 | 10/16/2012 5:47:26 PM |
mdv | $25.00 | 10/16/2012 5:58:44 PM |
octoberfresh | $25.00 | 10/16/2012 6:03:57 PM |
blot44 | $25.00 | 10/16/2012 6:11:08 PM |
mad-scientist418 | $25.00 | 10/17/2012 7:01:43 AM |
RothySkynx | $25.00 | 10/16/2012 7:40:01 PM |
Eisande | $25.00 | 10/16/2012 8:24:26 PM |
houston2077 | $100.00 | 10/17/2012 9:11:36 AM |
kindness-lesson1 | $25.00 | 10/17/2012 9:26:52 AM |
blue-useful-auction | $25.00 | 10/17/2012 11:03:20 AM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:39 PM |
radforj22 | $50.00 | 10/17/2012 2:51:09 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:27 PM |
the-loyalty-wildebeest | $25.00 | 10/17/2012 6:11:51 PM |
ldm18 | $25.00 | 10/17/2012 8:22:08 PM |
feiandasun | $25.00 | 10/17/2012 9:48:16 PM |
jayz515 | $50.00 | 10/18/2012 8:21:07 AM |
powerful-return1 | $34.07 | 10/18/2012 8:37:00 AM |
the-revenue-demon | $50.00 | 10/18/2012 6:32:23 AM |
Plutis | $25.00 | 10/18/2012 9:13:27 AM |
RememberToForget | $25.00 | 10/18/2012 7:25:01 AM |
funds-chemistry1 | $25.00 | 10/18/2012 9:13:29 AM |
igniter584 | $75.00 | 10/18/2012 9:41:25 AM |
dordee | $60.00 | 10/18/2012 11:53:19 AM |
UHcougars | $25.00 | 10/18/2012 10:08:20 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:53 PM |
YampaQuant | $25.00 | 10/18/2012 4:02:44 PM |
beachbum22 | $25.00 | 10/18/2012 4:13:31 PM |
champion08 | $16.50 | 10/18/2012 4:26:07 PM |
jpblan11 | $25.00 | 10/18/2012 3:44:58 PM |
420limo | $25.00 | 10/18/2012 2:24:22 PM |
historic-reward468 | $100.00 | 10/18/2012 2:41:03 PM |
LimaGuy | $25.00 | 10/18/2012 2:52:40 PM |
Codextreme07 | $50.00 | 10/18/2012 4:12:26 PM |
investment-cluster | $50.00 | 10/18/2012 4:18:24 PM |
shaps | $50.00 | 10/16/2012 5:20:09 PM |
FortuneFund | $200.00 | 10/16/2012 5:08:59 PM |
imogen22 | $50.00 | 10/16/2012 5:13:14 PM |
larsowe | $75.00 | 10/16/2012 5:34:41 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:37 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:02 PM |
lionheart722 | $100.00 | 10/16/2012 5:35:11 PM |
Vegasjim | $25.00 | 10/16/2012 6:00:35 PM |
oracle3 | $50.00 | 10/16/2012 5:37:55 PM |
compassion-twister2 | $50.00 | 10/16/2012 5:50:07 PM |
obedient-payout0 | $25.00 | 10/16/2012 5:56:04 PM |
heerzaquestion | $35.00 | 10/17/2012 4:29:06 AM |
0_0 | $25.00 | 10/16/2012 6:46:57 PM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:46 PM |
oskizzle | $25.00 | 10/17/2012 5:54:12 AM |
paladin510 | $25.00 | 10/17/2012 7:12:19 AM |
Eric_Gagne | $25.00 | 10/17/2012 12:47:40 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:36 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:15:58 PM |
principal-bull | $25.00 | 10/17/2012 8:12:52 PM |
Geologist-67 | $25.00 | 10/17/2012 6:00:06 PM |
Troutfinder | $40.00 | 10/17/2012 11:29:05 PM |
BlessedEveryDay | $25.00 | 10/18/2012 3:45:18 AM |
shrewd-dedication2 | $50.00 | 10/18/2012 3:56:59 AM |
unclehank | $25.00 | 10/18/2012 6:07:25 AM |
subtle-leverage4 | $25.00 | 10/18/2012 6:30:50 AM |
dreamhope | $25.00 | 10/18/2012 7:04:14 AM |
newest-yield-wasp | $25.00 | 10/18/2012 12:39:00 AM |
return-buddy | $50.00 | 10/18/2012 7:20:13 AM |
judo150 | $500.00 | 10/18/2012 5:35:05 AM |
REITRUST | $100.00 | 10/18/2012 6:32:29 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:27 AM |
DonaldColorado | $100.00 | 10/18/2012 7:24:43 AM |
RoyFauntleroy | $25.00 | 10/18/2012 9:30:28 AM |
Ben_Graham | $32.02 | 10/18/2012 7:38:25 AM |
compatible-deal9 | $50.00 | 10/18/2012 10:06:47 AM |
SecondChanceLendingSERV | $25.00 | 10/18/2012 8:42:19 AM |
GOLDEN007 | $25.00 | 10/18/2012 11:21:23 AM |
treasure-palace661 | $350.00 | 10/18/2012 12:04:58 PM |
bankojerry | $26.00 | 10/18/2012 12:41:54 PM |
unbeatable-credit1 | $50.00 | 10/18/2012 9:38:53 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:36 AM |
reward-financier | $25.00 | 10/18/2012 9:58:07 AM |
HelloKittySanrio | $25.00 | 10/18/2012 1:54:41 PM |
Money_Working | $29.97 | 10/18/2012 2:32:08 PM |
blue-trade-optimizer | $25.00 | 10/18/2012 10:36:34 AM |
Johnab | $25.00 | 10/18/2012 2:52:17 PM |
nourishing-order8 | $25.00 | 10/18/2012 3:23:22 PM |
dhkny5 | $40.00 | 10/18/2012 12:25:00 PM |
return-smasher2 | $25.00 | 10/18/2012 1:40:07 PM |
roman1998 | $50.00 | 10/18/2012 12:19:45 PM |
transparent-loan5 | $100.00 | 10/18/2012 1:19:55 PM |
kegs | $150.00 | 10/18/2012 2:25:37 PM |
Med-Tech-Here | $61.44 | 10/18/2012 3:32:03 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
642003
This series of Notes was issued and sold upon the funding of the borrower loan #76564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $130.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,324 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| abundant-economy589 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
I have 4 credit cards with high interest rates. I would like to borrow a small loan and consolidate these cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-burrito9 | $65.00 | 10/17/2012 9:04:16 AM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:30 PM |
commerce-venture1 | $25.00 | 10/17/2012 12:40:34 PM |
Tscheddar | $25.00 | 10/17/2012 1:18:43 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:12 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:45 PM |
special-dinero553 | $25.00 | 10/17/2012 5:19:29 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:19:53 PM |
nickel-ferret | $25.00 | 10/17/2012 5:22:41 PM |
fearless-loyalty5 | $25.00 | 10/18/2012 6:27:28 AM |
MissionMicroFinance | $25.00 | 10/17/2012 7:13:56 PM |
kulender | $50.00 | 10/18/2012 8:04:03 AM |
radiobuda | $25.00 | 10/18/2012 12:24:55 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:49 AM |
superb-truth061 | $25.00 | 10/18/2012 10:41:49 AM |
treasure-bliss | $25.00 | 10/18/2012 9:32:14 AM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:13:25 PM |
1313mark1313 | $25.08 | 10/18/2012 2:31:03 PM |
bonus-seahorse | $75.00 | 10/18/2012 2:34:08 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:51:23 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:10 PM |
heavy_ax | $50.00 | 10/18/2012 4:58:19 PM |
Sardineface | $25.00 | 10/18/2012 5:56:17 PM |
toblerone | $25.00 | 10/18/2012 5:49:19 PM |
LeReve | $270.00 | 10/18/2012 6:05:28 PM |
Gladglide | $25.00 | 10/18/2012 6:11:52 PM |
0_0 | $25.00 | 10/18/2012 6:29:00 PM |
janeybooboo | $100.00 | 10/17/2012 9:09:37 AM |
trade-goblin9 | $75.00 | 10/17/2012 9:23:52 AM |
ethical-truth211 | $500.00 | 10/17/2012 9:40:48 AM |
j2ee | $50.00 | 10/17/2012 5:07:05 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:51 PM |
upbeat-finance8 | $25.00 | 10/17/2012 7:05:47 PM |
wildebeest014 | $25.00 | 10/17/2012 9:07:31 PM |
adub1979 | $50.00 | 10/18/2012 8:54:55 AM |
Kissabledevil | $25.00 | 10/18/2012 1:52:16 AM |
Christophe | $25.00 | 10/18/2012 5:16:12 AM |
oskizzle | $25.00 | 10/18/2012 6:28:02 AM |
donenzo | $25.00 | 10/18/2012 7:16:37 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:18 AM |
super_pickle | $50.00 | 10/18/2012 10:09:17 AM |
p2p-bauble | $25.00 | 10/18/2012 9:36:35 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:40 AM |
systematic-value343 | $50.00 | 10/18/2012 2:01:41 PM |
sappy02 | $50.00 | 10/18/2012 5:43:03 PM |
kegs | $150.00 | 10/18/2012 2:25:42 PM |
orange-commanding-truth | $42.00 | 10/18/2012 12:38:36 PM |
note-lesson7 | $100.00 | 10/18/2012 1:03:35 PM |
YampaQuant | $25.00 | 10/18/2012 4:03:53 PM |
a-finance-nirvana | $25.00 | 10/18/2012 6:09:10 PM |
PThor | $25.00 | 10/18/2012 5:52:18 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:39 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:25 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:53 PM |
bazaar-festivity | $25.00 | 10/18/2012 6:14:08 PM |
wealth-competitor | $25.00 | 10/18/2012 6:29:21 PM |
myduck | $47.92 | 10/18/2012 6:32:04 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
643621
This series of Notes was issued and sold upon the funding of the borrower loan #76418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $915 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-eclipse8 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RV
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2060
Monthly expenses: $1200
Housing: $310.
Insurance: $
Car expenses: $400
Utilities: $60
Phone, cable, internet: $120.
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $25.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.04 | 10/11/2012 9:01:09 AM |
52digital | $75.00 | 10/11/2012 10:49:12 AM |
majestic-note6 | $150.00 | 10/11/2012 9:59:20 AM |
Dubbs360 | $100.00 | 10/11/2012 11:33:30 AM |
california111 | $100.00 | 10/12/2012 10:03:32 AM |
scarecrow4188 | $40.00 | 10/12/2012 3:35:07 PM |
worthy-bid8 | $100.00 | 10/12/2012 6:19:53 PM |
JGENERAL | $25.00 | 10/12/2012 6:59:57 PM |
irrelevant | $50.00 | 10/12/2012 11:05:46 PM |
brilliant-balance | $50.00 | 10/13/2012 1:58:39 PM |
banker34 | $25.00 | 10/13/2012 4:38:03 PM |
leam | $55.00 | 10/13/2012 4:50:45 PM |
Ocean713 | $80.00 | 10/13/2012 6:43:36 PM |
Sixmil | $25.00 | 10/14/2012 9:12:22 AM |
bassman46 | $100.00 | 10/13/2012 7:42:41 PM |
brainy-bill9 | $100.00 | 10/14/2012 10:09:09 AM |
Rider | $53.58 | 10/14/2012 9:10:28 AM |
innocent-liberty6 | $25.00 | 10/14/2012 2:24:22 PM |
digitaldan | $30.00 | 10/14/2012 3:25:47 PM |
impala6464 | $31.16 | 10/14/2012 12:22:15 PM |
tjoneill | $37.10 | 10/14/2012 12:28:05 PM |
compatible-deal9 | $25.00 | 10/14/2012 3:39:47 PM |
capital-galaxy | $400.00 | 10/14/2012 8:09:37 PM |
transaction-puppy6 | $25.00 | 10/14/2012 4:04:39 PM |
Miami | $25.00 | 10/15/2012 9:47:07 AM |
Land_on_your_feet | $28.12 | 10/15/2012 10:19:47 AM |
mlm_invests | $25.00 | 10/15/2012 9:41:46 AM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:04 AM |
let_me_retire | $60.00 | 10/11/2012 1:19:16 PM |
jwill2172 | $50.00 | 10/11/2012 1:36:32 PM |
john0720 | $25.00 | 10/11/2012 10:44:38 AM |
bellaquito | $500.00 | 10/11/2012 11:16:09 AM |
first-serene-credit | $25.00 | 10/11/2012 8:30:42 PM |
Jalebi | $50.00 | 10/12/2012 9:44:04 AM |
trumpeter391 | $25.00 | 10/12/2012 5:11:00 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:09:46 PM |
finance-piccolo8 | $25.00 | 10/12/2012 10:34:25 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:46 AM |
toomanyfishtanks | $25.00 | 10/13/2012 12:48:51 PM |
diplomatic-wealth7 | $25.00 | 10/13/2012 12:48:44 PM |
hardatwork1 | $25.00 | 10/13/2012 7:26:01 PM |
blue-treasure-mammalian | $250.00 | 10/14/2012 10:12:54 AM |
joebob78 | $50.00 | 10/14/2012 12:20:36 PM |
droopie1 | $25.00 | 10/14/2012 1:49:08 PM |
nwwineguy | $50.00 | 10/14/2012 9:01:23 PM |
continental2 | $100.00 | 10/14/2012 8:24:13 PM |
rabbidlender | $25.00 | 10/15/2012 9:11:51 AM |
Lubava | $25.00 | 10/14/2012 8:51:04 PM |
dough-tsunami2 | $25.00 | 10/15/2012 7:13:38 AM |
reasonable-nickel6 | $25.00 | 10/15/2012 8:46:19 AM |
sassman2833 | $25.00 | 10/15/2012 9:03:21 AM |
korby524 | $25.00 | 10/15/2012 9:30:52 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:36 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
644361
This series of Notes was issued and sold upon the funding of the borrower loan #76532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,105 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thankful-p2p758 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: To do some needed repair on my house.
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Because I have a very high credit rating, a good job and plan on paying the loan off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/3/2012 4:49:04 PM |
phenomenal-rate1 | $500.00 | 10/2/2012 5:05:13 PM |
Castellan | $50.00 | 10/2/2012 5:10:27 PM |
Bank_Of_XL | $25.00 | 10/2/2012 5:01:58 PM |
mar97 | $25.00 | 10/2/2012 5:24:43 PM |
pious-currency875 | $100.00 | 10/2/2012 5:10:37 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:20 PM |
progressive-economy261 | $500.00 | 10/2/2012 5:32:58 PM |
fboba | $300.00 | 10/2/2012 5:31:14 PM |
marketplace-singularity3 | $125.00 | 10/2/2012 5:59:15 PM |
Darts | $50.00 | 10/2/2012 5:32:44 PM |
IP | $25.00 | 10/2/2012 5:42:20 PM |
intuitive-benefit3 | $100.00 | 10/2/2012 5:48:14 PM |
ready-interest9 | $25.00 | 10/2/2012 6:35:32 PM |
networks4ever | $25.00 | 10/2/2012 6:37:24 PM |
julijask | $50.00 | 10/2/2012 6:52:08 PM |
Cookstersalibi | $25.00 | 10/2/2012 6:04:04 PM |
jubilant-capital1 | $25.00 | 10/2/2012 6:13:47 PM |
helpful-loan245 | $25.00 | 10/2/2012 6:22:41 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:29:23 PM |
nad139 | $26.00 | 10/3/2012 3:48:35 AM |
Gnube | $25.00 | 10/3/2012 10:34:07 AM |
decisive-income7 | $2,500.00 | 10/3/2012 2:00:45 PM |
green-moola-sniffer | $25.00 | 10/3/2012 5:01:24 PM |
Arvicco | $400.00 | 10/3/2012 5:33:51 PM |
paladin847 | $70.00 | 10/3/2012 6:10:42 PM |
Thought | $25.00 | 10/3/2012 6:17:25 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:53 PM |
whitegoldira | $40.55 | 10/3/2012 7:17:47 PM |
kind-unassuming-fund | $25.00 | 10/3/2012 11:14:47 PM |
back-scratchers | $50.00 | 10/4/2012 5:48:02 AM |
shneb | $100.00 | 10/4/2012 9:19:36 AM |
chac | $300.00 | 10/4/2012 12:09:43 PM |
economy-caper9 | $25.00 | 10/4/2012 1:05:04 PM |
museic1 | $200.00 | 10/4/2012 1:09:27 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:34 PM |
broker048 | $25.00 | 10/4/2012 9:18:55 PM |
cerebral-dollar773 | $25.00 | 10/5/2012 6:24:40 AM |
ready-vigilance3 | $50.00 | 10/5/2012 8:00:53 AM |
marine5831 | $25.00 | 10/5/2012 8:32:10 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:32 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:28 PM |
friedokra | $25.00 | 10/5/2012 2:48:22 PM |
bankdaddy | $50.00 | 10/5/2012 7:22:41 PM |
intrepid-loot | $25.00 | 10/6/2012 11:54:58 AM |
Nil2008 | $100.00 | 10/6/2012 7:07:49 PM |
payment-halo | $25.00 | 10/6/2012 5:40:12 PM |
EJPiper | $25.00 | 10/7/2012 11:03:26 AM |
coin-tweet | $25.00 | 10/7/2012 12:51:58 AM |
lendersf | $50.00 | 10/7/2012 12:15:48 PM |
hope-hickory8 | $25.00 | 10/8/2012 5:28:48 AM |
one-midas | $50.00 | 10/8/2012 6:29:20 AM |
Kissabledevil | $25.00 | 10/8/2012 12:31:44 PM |
astute-benjamins | $150.00 | 10/8/2012 11:36:45 AM |
diggingupward | $25.00 | 10/8/2012 11:55:05 AM |
compatible-deal9 | $50.00 | 10/8/2012 12:06:08 PM |
gold-disk | $25.00 | 10/8/2012 1:00:40 PM |
urbane-duty560 | $25.00 | 10/8/2012 5:13:03 PM |
repayment-pagoda8 | $100.00 | 10/8/2012 5:13:16 PM |
dojo2 | $100.00 | 10/8/2012 5:15:05 PM |
brightest-listing-scrutinzer | $50.00 | 10/8/2012 5:16:28 PM |
tremendous-yield8 | $25.00 | 10/8/2012 4:20:05 PM |
andrew491 | $50.00 | 10/8/2012 5:23:31 PM |
NorthwestLoan1 | $305.00 | 10/8/2012 5:00:25 PM |
tenacious-affluence | $25.00 | 10/8/2012 5:24:19 PM |
point653 | $25.00 | 10/8/2012 5:01:28 PM |
swampman | $25.00 | 10/8/2012 5:10:41 PM |
DreisersFinancier | $50.00 | 10/8/2012 5:13:34 PM |
auction-sage | $100.00 | 10/8/2012 5:29:24 PM |
zassociate | $200.00 | 10/8/2012 5:15:22 PM |
Nickle-Back | $30.00 | 10/8/2012 5:18:13 PM |
lendacity | $25.00 | 10/8/2012 5:34:58 PM |
chlebie | $50.00 | 10/8/2012 5:21:52 PM |
damage | $25.00 | 10/8/2012 5:35:58 PM |
HamachiMan | $50.00 | 10/8/2012 5:22:28 PM |
Tradesmanlender | $25.00 | 10/8/2012 5:36:14 PM |
sympathetic-funds818 | $25.00 | 10/8/2012 5:25:33 PM |
enriching-trade2 | $50.00 | 10/8/2012 5:46:09 PM |
Aimvest | $25.00 | 10/8/2012 5:48:00 PM |
nodebtin3 | $100.00 | 10/8/2012 5:48:36 PM |
opportunity85 | $25.00 | 10/8/2012 5:30:10 PM |
helpinghand63 | $25.00 | 10/8/2012 5:32:00 PM |
openness-prospector | $25.00 | 10/8/2012 5:41:01 PM |
geniusj | $25.00 | 10/8/2012 5:33:59 PM |
unassailable-funds754 | $25.00 | 10/8/2012 5:43:15 PM |
notupdated | $25.00 | 10/8/2012 5:47:06 PM |
LeReve | $500.00 | 10/8/2012 5:39:19 PM |
life-is-great | $25.00 | 10/8/2012 5:41:08 PM |
loyalty-sherpa | $25.00 | 10/8/2012 6:17:33 PM |
spirit07a | $100.00 | 10/8/2012 6:18:41 PM |
payout-crescendo9 | $323.00 | 10/8/2012 6:25:36 PM |
newest-glowing-cash | $50.00 | 10/8/2012 5:59:45 PM |
kind-transparency-ferret | $100.00 | 10/8/2012 6:00:29 PM |
SpareChangeHero | $25.00 | 10/8/2012 5:57:40 PM |
awwaww | $25.00 | 10/8/2012 5:58:12 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:08 PM |
KeepOnRunning | $100.00 | 10/8/2012 6:00:01 PM |
a-liberty-maestro | $25.00 | 10/8/2012 6:47:19 PM |
tornado351 | $25.00 | 10/8/2012 6:16:12 PM |
korby524 | $25.00 | 10/8/2012 6:02:44 PM |
cordial-affluence2 | $25.00 | 10/8/2012 6:52:44 PM |
DirtyJenga | $25.00 | 10/8/2012 6:18:45 PM |
calamango | $50.00 | 10/8/2012 6:05:28 PM |
gold-pudding6 | $60.00 | 10/8/2012 6:06:16 PM |
awwaaww | $50.00 | 10/8/2012 7:16:55 PM |
1Socialinvestor | $25.00 | 10/8/2012 7:23:27 PM |
unclejaef | $25.00 | 10/8/2012 7:37:18 PM |
moose-capital-funding | $41.00 | 10/8/2012 7:37:45 PM |
unbelievable-value2 | $25.00 | 10/8/2012 6:12:34 PM |
balanced-treasure4 | $25.00 | 10/8/2012 8:08:27 PM |
bowler252 | $25.00 | 10/8/2012 8:09:51 PM |
MightyZep | $25.00 | 10/8/2012 8:23:43 PM |
farmn | $25.00 | 10/8/2012 8:33:01 PM |
missourimade | $25.00 | 10/8/2012 6:48:18 PM |
Midnightdewy | $31.00 | 10/8/2012 8:35:01 PM |
Lendomatic | $25.00 | 10/8/2012 6:25:27 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:40 PM |
godsost | $25.00 | 10/8/2012 8:44:32 PM |
grotheik | $25.00 | 10/8/2012 7:28:19 PM |
cmbkshne | $25.00 | 10/8/2012 6:36:46 PM |
ingenious-wealth487 | $25.00 | 10/8/2012 9:01:26 PM |
georgethesir | $50.00 | 10/8/2012 7:47:07 PM |
best-social-cub | $25.00 | 10/8/2012 7:56:59 PM |
Json814 | $25.00 | 10/8/2012 9:27:39 PM |
postalemployed | $34.35 | 10/8/2012 8:00:23 PM |
janeybooboo | $75.00 | 10/8/2012 8:12:29 PM |
cladius67 | $25.00 | 10/8/2012 8:13:22 PM |
JAACKES | $90.00 | 10/8/2012 6:53:31 PM |
Goldberry | $30.00 | 10/8/2012 8:40:21 PM |
mansim | $25.00 | 10/8/2012 9:49:29 PM |
Hexnut | $100.00 | 10/8/2012 10:18:07 PM |
EthanColeInvestingGroup | $25.00 | 10/8/2012 7:41:53 PM |
healthy-fund7 | $30.00 | 10/8/2012 10:37:18 PM |
blue-laudable-dinero | $25.00 | 10/8/2012 8:53:17 PM |
priceless-felicity7 | $25.00 | 10/8/2012 9:07:43 PM |
peaceful-basis6 | $50.00 | 10/8/2012 9:11:21 PM |
commerce-sunrise | $50.00 | 10/8/2012 8:15:47 PM |
justice-mussel2 | $25.00 | 10/9/2012 12:15:41 AM |
extraordinary-ore5 | $25.00 | 10/9/2012 2:41:49 AM |
MacBrandon | $25.00 | 10/9/2012 4:24:34 AM |
GODFORGIVESME2 | $25.00 | 10/8/2012 10:03:06 PM |
restiv0 | $25.00 | 10/8/2012 10:07:57 PM |
funds-juniper | $25.00 | 10/8/2012 8:44:02 PM |
dragon222 | $25.00 | 10/8/2012 10:20:01 PM |
hl8428 | $25.78 | 10/8/2012 8:49:13 PM |
malomar66 | $53.29 | 10/8/2012 8:51:44 PM |
ore-frontier | $50.00 | 10/8/2012 8:55:33 PM |
cerebral-auction950 | $50.00 | 10/8/2012 10:46:12 PM |
OoM | $25.00 | 10/8/2012 10:51:41 PM |
antlr | $25.00 | 10/8/2012 9:17:30 PM |
mosjustin | $25.00 | 10/8/2012 9:20:10 PM |
bid-lightning9 | $30.00 | 10/8/2012 9:30:19 PM |
Roundhouse | $100.00 | 10/8/2012 9:42:02 PM |
Soothsayer | $29.45 | 10/9/2012 4:26:05 AM |
Feyenoord | $30.00 | 10/9/2012 1:51:42 AM |
MyBank151 | $38.03 | 10/9/2012 2:26:39 AM |
responsibility-butterfly | $25.00 | 10/3/2012 9:50:08 AM |
unbelievable-exchange | $200.00 | 10/8/2012 7:37:07 PM |
new-truth-chuckler | $33.00 | 10/2/2012 5:11:13 PM |
Taxman44 | $25.00 | 10/2/2012 5:00:41 PM |
imogen22 | $50.00 | 10/2/2012 5:14:35 PM |
income-triangulation1 | $25.00 | 10/2/2012 5:04:33 PM |
affluence-kingdom9 | $100.00 | 10/2/2012 5:17:09 PM |
bold-wampum-compadre | $100.00 | 10/2/2012 5:17:26 PM |
sanjubab | $100.00 | 10/2/2012 5:13:04 PM |
DDPrime | $50.00 | 10/2/2012 5:29:45 PM |
fund-medalist171 | $35.00 | 10/2/2012 5:48:23 PM |
best-bonafide-p2p | $100.00 | 10/2/2012 5:50:46 PM |
repayment-chihuahua3 | $25.00 | 10/2/2012 5:52:11 PM |
superb-funds335 | $25.00 | 10/2/2012 5:53:39 PM |
loyalty-hornet6 | $25.00 | 10/2/2012 5:54:42 PM |
community-burrito9 | $25.00 | 10/2/2012 6:16:44 PM |
Aberdeen | $100.00 | 10/2/2012 6:42:28 PM |
LoanerPrincipal | $25.00 | 10/2/2012 5:59:48 PM |
CreditBuilder2 | $25.01 | 10/2/2012 6:03:35 PM |
credit-maple | $25.00 | 10/2/2012 6:12:51 PM |
toblerone | $25.00 | 10/2/2012 7:03:27 PM |
houli123 | $225.00 | 10/2/2012 7:35:44 PM |
HikeMoab | $25.00 | 10/2/2012 7:33:31 PM |
napmanger | $100.00 | 10/2/2012 8:55:58 PM |
credit-coach118 | $45.17 | 10/3/2012 8:31:07 AM |
astute-fairness0 | $25.00 | 10/3/2012 6:14:31 AM |
crdcteng | $25.00 | 10/3/2012 9:46:44 AM |
credible-responsibility022 | $25.00 | 10/3/2012 10:04:13 AM |
kenji4861 | $25.00 | 10/3/2012 10:53:52 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:06 PM |
passivesf | $25.00 | 10/3/2012 4:37:11 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:48 PM |
whitegold24k | $150.00 | 10/3/2012 6:46:32 PM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:39 PM |
dt_one | $25.00 | 10/4/2012 7:45:09 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:35 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:57 PM |
finopp | $25.00 | 10/4/2012 4:48:00 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:23 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:10 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:24 PM |
Interloper | $35.00 | 10/4/2012 10:08:25 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:50 PM |
lazyeye | $50.00 | 10/5/2012 8:42:20 AM |
FredHead3 | $46.43 | 10/5/2012 7:17:16 AM |
Emgolda | $25.00 | 10/5/2012 10:10:28 AM |
Ocean713 | $75.00 | 10/5/2012 11:52:01 AM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:14 PM |
Attract | $25.00 | 10/5/2012 10:40:34 PM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:24 AM |
Rivermaverick | $25.00 | 10/6/2012 10:32:57 AM |
justreturns | $25.00 | 10/6/2012 1:15:32 PM |
icydog | $25.00 | 10/6/2012 3:41:43 PM |
Theodon | $25.00 | 10/6/2012 7:03:31 PM |
vines99 | $25.00 | 10/6/2012 10:18:51 PM |
dynrep | $25.00 | 10/6/2012 5:40:52 PM |
dollar-idol7 | $25.22 | 10/6/2012 7:24:22 PM |
RedmondMan | $25.00 | 10/7/2012 11:14:06 AM |
return-buddy | $50.00 | 10/7/2012 12:54:29 PM |
jdrez | $50.00 | 10/7/2012 12:58:39 PM |
bonus-seahorse | $75.00 | 10/7/2012 2:24:10 PM |
enterprising-loyalty795 | $25.00 | 10/7/2012 12:59:48 PM |
moltopaolo | $50.00 | 10/8/2012 7:35:48 AM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:09:38 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:49 AM |
quickstep | $125.00 | 10/8/2012 10:07:41 AM |
reinforced-gain7 | $500.00 | 10/8/2012 3:07:31 PM |
eyeofaneedle | $50.00 | 10/8/2012 11:35:43 AM |
benevolent-marketplace4 | $2,500.00 | 10/8/2012 4:13:54 PM |
kegs | $150.00 | 10/8/2012 11:36:17 AM |
principal-trident | $25.00 | 10/8/2012 5:04:22 PM |
Nazbuster | $100.00 | 10/8/2012 5:04:25 PM |
FinanceFrazier | $150.00 | 10/8/2012 2:14:35 PM |
ninjazx10rida | $25.00 | 10/8/2012 5:10:45 PM |
pound-griffin | $25.00 | 10/8/2012 1:34:34 PM |
justme4now | $25.00 | 10/8/2012 3:44:09 PM |
johngaltline | $25.00 | 10/8/2012 2:12:16 PM |
Solid-Platinum | $30.00 | 10/8/2012 2:32:38 PM |
serene-truth2 | $100.00 | 10/8/2012 5:20:11 PM |
adventurer447 | $300.00 | 10/8/2012 5:09:39 PM |
calm-platinum957 | $35.00 | 10/8/2012 5:25:38 PM |
Patter256 | $25.00 | 10/8/2012 5:26:30 PM |
Herluftrolle | $25.00 | 10/8/2012 5:27:05 PM |
SRK_FROM_WA | $25.00 | 10/8/2012 5:12:05 PM |
Investoman | $25.00 | 10/8/2012 5:29:13 PM |
Tylerh | $25.00 | 10/8/2012 5:19:03 PM |
Dave0 | $25.00 | 10/8/2012 5:19:22 PM |
natural-liberty4 | $200.00 | 10/8/2012 5:33:30 PM |
greenback-snowdome1 | $50.00 | 10/8/2012 5:37:03 PM |
MadHun | $200.00 | 10/8/2012 5:16:18 PM |
handy-money9 | $75.00 | 10/8/2012 5:24:24 PM |
thrifty-transaction578 | $25.00 | 10/8/2012 5:18:47 PM |
DadWarbucks | $25.00 | 10/8/2012 5:19:18 PM |
wetlands | $200.00 | 10/8/2012 5:27:46 PM |
hard-working-rate3 | $25.00 | 10/8/2012 5:46:27 PM |
BiggestG | $25.00 | 10/8/2012 5:49:13 PM |
repayment-uprising | $25.00 | 10/8/2012 5:49:27 PM |
6moonbeams | $50.00 | 10/8/2012 5:24:22 PM |
compoundinterest | $25.00 | 10/8/2012 5:24:30 PM |
flo_rida | $100.00 | 10/8/2012 5:58:15 PM |
Splangy613 | $25.00 | 10/8/2012 5:33:41 PM |
tenacious-liberty1 | $25.00 | 10/8/2012 6:01:58 PM |
Let-Me-Help-You | $75.00 | 10/8/2012 5:32:39 PM |
newest-rate-relaxation | $50.00 | 10/8/2012 6:02:36 PM |
ready-justice7 | $50.00 | 10/8/2012 5:33:26 PM |
socrates520 | $50.00 | 10/8/2012 6:06:33 PM |
mondial4 | $100.00 | 10/8/2012 5:45:28 PM |
duty-gusto6 | $75.00 | 10/8/2012 6:11:28 PM |
velocity-solo | $25.00 | 10/8/2012 5:49:39 PM |
RufusGreyhound | $25.00 | 10/8/2012 6:14:56 PM |
ore-slingshot0 | $25.00 | 10/8/2012 5:50:47 PM |
dsstao | $25.00 | 10/8/2012 5:51:21 PM |
spartacusiam | $25.00 | 10/8/2012 5:42:03 PM |
Kyjamune | $25.00 | 10/8/2012 5:42:30 PM |
historic-balance5 | $50.00 | 10/8/2012 5:42:49 PM |
commerce-web5 | $25.00 | 10/8/2012 5:43:51 PM |
payout-influencer2 | $25.00 | 10/8/2012 6:24:11 PM |
efficient-dollar888 | $50.00 | 10/8/2012 5:59:14 PM |
bewitching-commitment421 | $100.00 | 10/8/2012 6:28:07 PM |
Cai8899 | $25.00 | 10/8/2012 5:54:50 PM |
wildguy | $100.00 | 10/8/2012 5:54:52 PM |
friendly-gold | $25.00 | 10/8/2012 6:01:00 PM |
ItsJustMe79 | $25.00 | 10/8/2012 5:58:01 PM |
miamibeachloaner | $100.00 | 10/8/2012 6:05:47 PM |
panegryst | $50.00 | 10/8/2012 6:49:08 PM |
benjamins-explosion142 | $25.00 | 10/8/2012 6:16:24 PM |
sst36 | $25.00 | 10/8/2012 6:16:52 PM |
majikthanos | $50.00 | 10/8/2012 6:19:15 PM |
BrooklynJim | $25.00 | 10/8/2012 6:06:28 PM |
breathtaking-transparency9 | $25.00 | 10/8/2012 6:06:55 PM |
dime-sprout | $25.00 | 10/8/2012 7:12:32 PM |
wigglesworth4 | $100.00 | 10/8/2012 6:25:55 PM |
magnificent-felicity4 | $25.00 | 10/8/2012 6:26:12 PM |
payout-harmony4 | $50.00 | 10/8/2012 6:08:46 PM |
american6 | $50.00 | 10/8/2012 6:15:10 PM |
mvalley | $25.00 | 10/8/2012 6:17:35 PM |
squeebie | $50.00 | 10/8/2012 6:25:42 PM |
overflowinglife | $44.00 | 10/8/2012 6:49:44 PM |
mindful-generosity1 | $50.00 | 10/8/2012 6:28:59 PM |
matusky | $37.45 | 10/8/2012 9:04:59 PM |
maldok1 | $25.00 | 10/8/2012 6:42:18 PM |
Aremu | $25.00 | 10/8/2012 7:56:42 PM |
work4me | $25.00 | 10/8/2012 9:27:20 PM |
ldr2000 | $34.97 | 10/8/2012 9:33:33 PM |
TheSkipper | $25.00 | 10/8/2012 8:12:52 PM |
pursuit6 | $45.00 | 10/8/2012 9:35:35 PM |
first-graceful-contract | $25.00 | 10/8/2012 9:46:45 PM |
turbo79 | $25.00 | 10/8/2012 7:16:46 PM |
samijake | $50.00 | 10/8/2012 9:58:14 PM |
dedication-force2 | $50.00 | 10/8/2012 7:35:45 PM |
dukeiyer | $25.00 | 10/8/2012 10:02:30 PM |
Pogo5 | $45.77 | 10/8/2012 7:37:36 PM |
methodical-principal2 | $50.00 | 10/8/2012 10:29:08 PM |
lunaireMD | $50.00 | 10/8/2012 7:58:11 PM |
loot-motivator7 | $25.00 | 10/8/2012 8:23:18 PM |
mlm_invests | $25.00 | 10/8/2012 9:30:27 PM |
FWF-kinetic | $25.00 | 10/8/2012 9:31:11 PM |
UOweMe | $25.00 | 10/9/2012 3:47:28 AM |
openness-molecule2 | $25.00 | 10/9/2012 4:00:26 AM |
deuce747 | $212.64 | 10/9/2012 4:36:30 AM |
a-helping-hand | $200.00 | 10/8/2012 10:12:02 PM |
ljlewis | $25.00 | 10/8/2012 8:43:32 PM |
Bankeroni_and_Cheese | $25.00 | 10/8/2012 8:47:58 PM |
money-hot-rod | $120.52 | 10/8/2012 10:37:23 PM |
djalan | $50.00 | 10/8/2012 9:03:55 PM |
integrity-saver | $25.00 | 10/8/2012 10:42:24 PM |
mfast | $25.00 | 10/8/2012 9:11:25 PM |
VanCleveHoldings | $57.37 | 10/8/2012 11:33:40 PM |
fate-amenable-to-change | $45.00 | 10/8/2012 9:23:21 PM |
08bob | $25.00 | 10/8/2012 9:35:01 PM |
buzzito1 | $35.00 | 10/8/2012 9:43:06 PM |
__A1B2 | $30.00 | 10/8/2012 9:51:50 PM |
l2fp | $25.00 | 10/8/2012 10:53:03 PM |
gtheone | $25.00 | 10/8/2012 11:21:56 PM |
pilot1723 | $25.00 | 10/9/2012 1:10:05 AM |
prossperous01 | $25.00 | 10/9/2012 4:33:25 AM |
332 Investments
|
Borrower Payment Dependent Notes Series
645205
This series of Notes was issued and sold upon the funding of the borrower loan #76529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-07-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,122 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| reinforced-liberty4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit card debt. This debt was accrued after taking time off to start a family and working part time with young children.
My financial situation:
I am a good candidate for this loan because I am back working full time with an income with which I can pay off this loan and not accrue further debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
proper-exchange8 | $50.00 | 10/2/2012 9:07:49 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:15 AM |
repayment-pagoda8 | $100.00 | 10/2/2012 9:15:30 AM |
affluence-kingdom9 | $100.00 | 10/2/2012 9:16:36 AM |
excellent-funds649 | $50.00 | 10/2/2012 9:21:15 AM |
enterprising-exchange6 | $50.00 | 10/2/2012 10:08:01 AM |
p2ploan-flag5 | $50.00 | 10/2/2012 9:47:17 AM |
Castellan | $50.00 | 10/2/2012 9:46:56 AM |
bazaar-tulip | $25.00 | 10/2/2012 9:48:37 AM |
loyalty-hornet6 | $25.00 | 10/2/2012 9:56:58 AM |
botfolio | $300.00 | 10/2/2012 10:22:22 AM |
mar97 | $25.00 | 10/2/2012 11:10:31 AM |
pdub | $750.00 | 10/2/2012 10:23:40 AM |
EnglishGeekInNYC | $50.00 | 10/2/2012 11:14:06 AM |
jcornehlsen | $25.00 | 10/2/2012 10:59:53 AM |
WhiteInvestor | $27.00 | 10/2/2012 4:40:38 PM |
Weaverville | $100.00 | 10/2/2012 2:20:11 PM |
elegant-auction3 | $25.00 | 10/2/2012 5:03:08 PM |
zassociate | $200.00 | 10/2/2012 5:12:29 PM |
Darts | $50.00 | 10/2/2012 5:32:42 PM |
octoberfresh | $25.00 | 10/2/2012 5:48:46 PM |
spry-nickel | $50.00 | 10/2/2012 6:21:32 PM |
samurai2 | $25.00 | 10/2/2012 6:58:58 PM |
california111 | $100.00 | 10/2/2012 6:59:20 PM |
astute-fairness0 | $25.00 | 10/3/2012 6:08:42 AM |
cerebral-dollar773 | $33.40 | 10/3/2012 6:57:02 AM |
SSC_CCV | $25.00 | 10/3/2012 12:52:26 PM |
Arvicco | $400.00 | 10/3/2012 5:34:06 PM |
otherwisedisposed | $200.00 | 10/3/2012 10:23:50 PM |
note-proton0 | $25.00 | 10/4/2012 1:07:55 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:22 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:31 PM |
Ocean713 | $75.00 | 10/5/2012 11:48:16 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:27 PM |
newest-forthright-note | $25.00 | 10/5/2012 3:08:57 PM |
aabadabadoo | $25.00 | 10/5/2012 4:05:46 PM |
stockpiler608 | $25.00 | 10/5/2012 5:47:59 PM |
kind-transparency-ferret | $100.00 | 10/5/2012 5:26:58 PM |
diplomatic-bonus6 | $25.00 | 10/5/2012 7:16:47 PM |
visionary-community | $25.00 | 10/5/2012 8:31:38 PM |
houli123 | $50.00 | 10/5/2012 6:54:15 PM |
velocity-solo | $25.00 | 10/5/2012 6:36:50 PM |
tenacious-payout | $25.00 | 10/5/2012 8:48:11 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:12 PM |
phenomenal-gain5 | $25.00 | 10/6/2012 6:45:41 AM |
kind-exchange-association | $25.00 | 10/5/2012 10:26:42 PM |
TT-Bend | $50.00 | 10/5/2012 11:05:30 PM |
MtnLend | $25.00 | 10/6/2012 7:57:48 AM |
realtormoises | $25.00 | 10/6/2012 8:16:01 AM |
continental2 | $50.00 | 10/6/2012 6:25:59 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:24 AM |
liberty-point | $60.00 | 10/6/2012 10:22:06 AM |
Interloper | $25.00 | 10/6/2012 11:08:55 AM |
Loansforlife | $25.00 | 10/6/2012 12:00:34 PM |
mistertao | $25.00 | 10/6/2012 12:00:52 PM |
leeball | $50.00 | 10/6/2012 12:02:55 PM |
inspired-investment8 | $92.00 | 10/6/2012 12:08:16 PM |
Underworld_Explorer | $50.00 | 10/6/2012 9:23:28 AM |
ninjazx10rida | $25.00 | 10/6/2012 12:09:08 PM |
mizon291 | $25.00 | 10/6/2012 12:16:00 PM |
the-bright-velocity | $25.00 | 10/6/2012 12:18:26 PM |
green-moola-sniffer | $25.00 | 10/6/2012 12:01:12 PM |
fox798 | $25.00 | 10/6/2012 12:20:09 PM |
unforgettable-wealth4 | $50.00 | 10/6/2012 12:04:46 PM |
gold-position | $25.00 | 10/6/2012 12:03:22 PM |
skuba | $75.00 | 10/6/2012 12:09:21 PM |
minista | $25.00 | 10/6/2012 12:29:03 PM |
nimble-money0 | $25.00 | 10/6/2012 12:29:26 PM |
Investoman | $25.00 | 10/6/2012 12:12:21 PM |
lostontheedge | $25.00 | 10/6/2012 12:18:49 PM |
Tylerh | $250.00 | 10/6/2012 12:42:48 PM |
siddman | $25.00 | 10/6/2012 12:43:32 PM |
p123 | $50.00 | 10/6/2012 12:44:35 PM |
enticing-note | $25.00 | 10/6/2012 12:23:37 PM |
jeffpac | $50.00 | 10/6/2012 12:45:18 PM |
LordKinbote | $25.00 | 10/6/2012 12:47:59 PM |
american6 | $50.00 | 10/6/2012 12:48:31 PM |
benjo | $50.00 | 10/6/2012 12:49:32 PM |
afotherg | $25.00 | 10/6/2012 12:49:47 PM |
The_Lending_Muscle | $25.00 | 10/6/2012 12:50:10 PM |
downtownfarm | $25.00 | 10/6/2012 12:34:44 PM |
cebgop | $25.00 | 10/6/2012 12:35:11 PM |
Cheburashka | $30.00 | 10/6/2012 12:32:00 PM |
BrandonW | $25.00 | 10/6/2012 12:51:54 PM |
thoughtful-fairness2 | $25.00 | 10/6/2012 12:53:06 PM |
Tradesmanlender | $25.00 | 10/6/2012 12:37:00 PM |
Jakono | $25.00 | 10/6/2012 12:53:19 PM |
charming-dime | $50.00 | 10/6/2012 12:53:38 PM |
VictoryPM | $25.00 | 10/6/2012 12:53:49 PM |
Spring342 | $25.00 | 10/6/2012 12:53:58 PM |
harty | $50.00 | 10/6/2012 12:54:12 PM |
Nazbuster | $100.00 | 10/6/2012 12:55:39 PM |
Vacs4u | $25.00 | 10/6/2012 12:43:13 PM |
finance-negotiator2 | $25.00 | 10/6/2012 1:00:37 PM |
standanddeliver | $50.00 | 10/6/2012 12:43:20 PM |
cptproton | $50.00 | 10/6/2012 1:02:52 PM |
helpishere777 | $25.00 | 10/6/2012 1:03:41 PM |
Veridic | $25.00 | 10/6/2012 1:04:09 PM |
Great-Mom | $25.00 | 10/6/2012 12:46:55 PM |
MyKidsDad | $25.00 | 10/6/2012 12:48:21 PM |
gatorbanker | $25.00 | 10/6/2012 12:49:01 PM |
MoneyMA | $25.00 | 10/6/2012 12:45:35 PM |
Zuzu | $25.00 | 10/6/2012 12:49:54 PM |
ProjectVenture | $25.00 | 10/6/2012 12:49:59 PM |
scholarly-benefit5 | $25.00 | 10/6/2012 12:47:06 PM |
magical-fairness4 | $25.00 | 10/6/2012 1:07:59 PM |
balance-voyager | $75.00 | 10/6/2012 1:08:16 PM |
Mr_Marcus | $25.00 | 10/6/2012 12:48:03 PM |
RusRobo | $25.00 | 10/6/2012 12:51:15 PM |
adventurous-commerce | $25.00 | 10/6/2012 1:09:29 PM |
famous-ore2 | $50.00 | 10/6/2012 12:51:58 PM |
skidoo99 | $25.00 | 10/6/2012 12:50:12 PM |
courteous-wealth6 | $60.00 | 10/6/2012 12:51:03 PM |
PhalanxBulldog | $25.00 | 10/6/2012 12:54:39 PM |
Chuck9802 | $25.00 | 10/6/2012 12:55:00 PM |
doncm | $25.00 | 10/6/2012 1:12:28 PM |
kevinchu | $25.00 | 10/6/2012 12:51:44 PM |
sentry256 | $25.00 | 10/6/2012 12:56:12 PM |
soheagle | $25.00 | 10/6/2012 12:52:15 PM |
lifegrowth | $25.00 | 10/6/2012 12:53:00 PM |
banker727 | $25.00 | 10/6/2012 12:57:15 PM |
allenerb | $25.00 | 10/6/2012 12:58:05 PM |
virtualbank | $25.00 | 10/6/2012 1:15:04 PM |
LoanGiver | $25.00 | 10/6/2012 12:54:31 PM |
power-trophy7 | $25.00 | 10/6/2012 12:58:21 PM |
TelegramSam | $25.00 | 10/6/2012 12:54:54 PM |
moola-snowdome0 | $25.00 | 10/6/2012 12:59:44 PM |
habellydancer | $25.00 | 10/6/2012 12:56:34 PM |
rulender | $25.00 | 10/6/2012 1:01:35 PM |
Relevance | $25.00 | 10/6/2012 12:56:58 PM |
GreenSun | $25.00 | 10/6/2012 1:19:27 PM |
AFairDeal | $25.00 | 10/6/2012 1:19:44 PM |
mg6619 | $25.00 | 10/6/2012 12:59:24 PM |
Namrok | $25.00 | 10/6/2012 1:00:03 PM |
bulldawg | $25.00 | 10/6/2012 1:00:09 PM |
mrsasman | $50.00 | 10/6/2012 1:00:12 PM |
financelover | $50.00 | 10/6/2012 1:22:18 PM |
meux99 | $25.00 | 10/6/2012 1:01:01 PM |
active-reward7 | $50.00 | 10/6/2012 1:07:10 PM |
louisprima | $100.00 | 10/6/2012 1:23:29 PM |
skeptikos | $100.00 | 10/6/2012 1:23:58 PM |
hero007 | $50.00 | 10/6/2012 1:24:30 PM |
rytrearc | $25.00 | 10/6/2012 1:07:56 PM |
diligent-leverage | $25.00 | 10/6/2012 1:02:15 PM |
Quiddity | $25.00 | 10/6/2012 1:08:28 PM |
camaraderi-popcorn | $25.00 | 10/6/2012 1:25:52 PM |
tenchi2777 | $25.00 | 10/6/2012 1:04:29 PM |
jthomps4 | $25.00 | 10/6/2012 1:28:04 PM |
balanced-social242 | $30.00 | 10/6/2012 1:28:20 PM |
steiglends | $100.00 | 10/6/2012 1:05:22 PM |
Gabriel02 | $25.00 | 10/6/2012 1:28:53 PM |
honorable-loot4 | $25.00 | 10/6/2012 1:10:08 PM |
don8ter | $50.00 | 10/6/2012 1:30:06 PM |
AmericanCredit | $100.00 | 10/6/2012 1:05:55 PM |
1redfish | $100.00 | 10/6/2012 1:30:38 PM |
gentle-gold | $25.00 | 10/6/2012 1:06:15 PM |
MoneySiles | $25.00 | 10/6/2012 1:13:31 PM |
silver-venus9 | $25.00 | 10/6/2012 1:14:07 PM |
cash-pie | $25.00 | 10/6/2012 1:08:03 PM |
2bnforlife | $25.00 | 10/6/2012 1:08:53 PM |
orange-resolute-platinum | $25.00 | 10/6/2012 1:15:10 PM |
income-fortress | $25.00 | 10/6/2012 1:37:48 PM |
unrivaled-silver | $25.00 | 10/6/2012 1:10:14 PM |
figs4u2 | $100.00 | 10/6/2012 1:10:31 PM |
repayment-launcher | $25.00 | 10/6/2012 1:17:02 PM |
ronkr | $25.00 | 10/6/2012 1:11:22 PM |
bradania | $25.00 | 10/6/2012 1:43:10 PM |
BxRealtor | $25.00 | 10/6/2012 1:43:13 PM |
tsui517 | $50.00 | 10/6/2012 1:17:30 PM |
brightest-repayment-patriot | $75.00 | 10/6/2012 1:13:19 PM |
speedy-point4 | $50.00 | 10/6/2012 1:13:47 PM |
hardwareman | $50.00 | 10/6/2012 1:43:50 PM |
Kame | $25.00 | 10/6/2012 1:14:27 PM |
euro-speaker8 | $100.00 | 10/6/2012 1:19:40 PM |
ryreesado | $25.00 | 10/6/2012 1:15:19 PM |
Gnube | $25.00 | 10/6/2012 1:20:26 PM |
JTCorp | $25.00 | 10/6/2012 1:49:09 PM |
macgeek | $50.00 | 10/6/2012 1:21:09 PM |
likeable-value | $25.00 | 10/6/2012 1:21:13 PM |
pr0sp3r1ty | $25.00 | 10/6/2012 1:22:12 PM |
bosco44 | $25.00 | 10/6/2012 1:51:44 PM |
drkosh | $25.00 | 10/6/2012 1:52:18 PM |
stormwatch | $25.00 | 10/6/2012 1:18:07 PM |
locomotive7 | $25.00 | 10/6/2012 1:24:10 PM |
ckatak | $50.00 | 10/6/2012 1:24:17 PM |
laboheme | $25.00 | 10/6/2012 1:19:33 PM |
Chutney | $25.00 | 10/6/2012 1:55:39 PM |
Rdodson11 | $25.00 | 10/6/2012 1:19:49 PM |
loyalty-delight6 | $25.00 | 10/6/2012 1:21:22 PM |
greenback-bull6 | $50.00 | 10/6/2012 1:28:36 PM |
sweet-loan7 | $25.00 | 10/6/2012 1:29:11 PM |
Marfloogan | $25.00 | 10/6/2012 1:22:56 PM |
worth-web5 | $50.00 | 10/6/2012 1:23:19 PM |
ujiba | $50.00 | 10/6/2012 1:30:08 PM |
riskadverse44 | $25.00 | 10/6/2012 1:30:28 PM |
masonn | $50.00 | 10/6/2012 1:24:59 PM |
adamnash | $25.00 | 10/6/2012 1:31:42 PM |
secobarbital | $100.00 | 10/6/2012 1:25:30 PM |
zone6 | $100.00 | 10/6/2012 2:13:31 PM |
larrybird | $1,000.00 | 10/6/2012 1:32:06 PM |
zhiguli | $25.00 | 10/6/2012 1:32:46 PM |
proud-pound4 | $25.00 | 10/6/2012 1:27:35 PM |
reflective-deal8 | $50.00 | 10/6/2012 1:29:00 PM |
GAOGERAM_BANK | $25.00 | 10/6/2012 1:29:28 PM |
joyful-worth486 | $25.00 | 10/6/2012 1:29:49 PM |
Scrabble | $25.00 | 10/6/2012 1:39:49 PM |
radforj22 | $100.00 | 10/6/2012 3:08:55 PM |
fireheart | $25.00 | 10/6/2012 1:43:47 PM |
oldandcrafty | $25.00 | 10/6/2012 1:44:56 PM |
diversification-surge | $25.00 | 10/6/2012 1:37:17 PM |
lgs83 | $30.00 | 10/6/2012 1:38:32 PM |
pixeldave | $50.00 | 10/6/2012 1:49:47 PM |
REVSTJ999 | $25.00 | 10/6/2012 1:42:02 PM |
adaboy65 | $100.00 | 10/6/2012 1:52:05 PM |
Lender97 | $25.00 | 10/6/2012 1:42:33 PM |
mrmojado | $25.00 | 10/6/2012 1:54:44 PM |
lowrate | $50.00 | 10/6/2012 1:55:33 PM |
well-mannered-power8 | $25.00 | 10/6/2012 1:44:59 PM |
wtrboy | $25.00 | 10/6/2012 1:46:15 PM |
awe-inspiring-nickel2 | $25.00 | 10/6/2012 1:47:19 PM |
lending401 | $25.00 | 10/6/2012 2:02:00 PM |
currency-persimmon | $25.00 | 10/6/2012 2:18:02 PM |
Hasemoto | $25.00 | 10/6/2012 1:53:10 PM |
logical-reward8 | $25.00 | 10/6/2012 1:57:43 PM |
transparent-principal679 | $100.00 | 10/6/2012 1:58:44 PM |
finder61 | $25.00 | 10/6/2012 2:54:32 PM |
loot-prescription3 | $25.00 | 10/6/2012 2:05:55 PM |
manugee | $50.00 | 10/6/2012 3:20:10 PM |
kanewna | $50.00 | 10/6/2012 2:16:53 PM |
jazz619 | $25.00 | 10/6/2012 2:17:50 PM |
best-bonafide-p2p | $50.00 | 10/6/2012 3:59:36 PM |
dedication-prospector1 | $50.00 | 10/6/2012 10:55:18 PM |
Drager | $34.41 | 10/6/2012 5:01:13 PM |
integrity-american | $28.00 | 10/6/2012 5:06:01 PM |
totoro | $25.00 | 10/7/2012 1:37:37 AM |
GalileoBob | $25.00 | 10/6/2012 7:19:27 PM |
elfincove | $50.00 | 10/7/2012 7:53:43 AM |
profit-mogul | $80.00 | 10/6/2012 6:23:49 PM |
Bodyboard | $52.35 | 10/6/2012 10:03:02 PM |
solarwind | $25.00 | 10/7/2012 12:01:43 PM |
Woodworker57 | $25.00 | 10/7/2012 12:02:32 PM |
velocity-haven3 | $25.00 | 10/7/2012 3:31:11 AM |
Raetha | $25.00 | 10/7/2012 12:05:45 PM |
Pasagam | $50.00 | 10/7/2012 12:06:40 PM |
cdfinance | $400.00 | 10/7/2012 8:23:10 AM |
social-pear9 | $50.00 | 10/7/2012 9:15:03 AM |
tommyb34 | $25.00 | 10/7/2012 9:07:18 AM |
awern | $50.00 | 10/7/2012 10:37:12 AM |
BobInWisconsin | $116.75 | 10/7/2012 9:28:20 AM |
top-magnificent-greenback | $25.00 | 10/7/2012 10:10:35 AM |
HRVRfunding | $103.29 | 10/7/2012 11:23:15 AM |
brycemcd | $30.00 | 10/7/2012 10:42:21 AM |
deal-elm750 | $44.00 | 10/7/2012 11:43:18 AM |
responsibility-butterfly | $25.00 | 10/2/2012 10:59:19 AM |
imogen22 | $50.00 | 10/2/2012 9:18:35 AM |
villagers | $50.00 | 10/2/2012 9:15:08 AM |
silver-explorer6 | $25.00 | 10/2/2012 9:16:19 AM |
windguy | $50.00 | 10/2/2012 9:30:37 AM |
Taxman44 | $25.00 | 10/2/2012 10:05:26 AM |
lionheart722 | $100.00 | 10/2/2012 9:35:40 AM |
kenji4861 | $25.00 | 10/2/2012 9:49:28 AM |
compoundinterest | $25.00 | 10/2/2012 10:34:56 AM |
rmachi | $25.00 | 10/2/2012 10:05:45 AM |
pious-currency875 | $100.00 | 10/2/2012 10:12:01 AM |
velocityasaurus-rex4 | $100.00 | 10/2/2012 10:22:50 AM |
ingenious-point1 | $25.00 | 10/2/2012 10:26:40 AM |
Good-Yield | $25.00 | 10/2/2012 12:10:20 PM |
jubilant-capital1 | $25.00 | 10/2/2012 10:51:04 AM |
sanjubab | $25.00 | 10/2/2012 11:12:22 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 11:21:12 AM |
bellaquito | $500.00 | 10/2/2012 12:02:11 PM |
HikeMoab | $50.00 | 10/2/2012 12:38:06 PM |
unassailable-funds754 | $25.00 | 10/2/2012 2:28:45 PM |
blot44 | $25.00 | 10/2/2012 3:13:30 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:12 PM |
DaveTheWave | $25.00 | 10/3/2012 8:31:17 AM |
revenue-carnation043 | $50.00 | 10/3/2012 9:55:04 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:03 PM |
universal71 | $25.00 | 10/4/2012 7:07:55 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:32 AM |
Emgolda | $25.00 | 10/5/2012 10:10:27 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:30 PM |
Chewbaca | $50.00 | 10/5/2012 2:23:07 PM |
friedokra | $25.00 | 10/5/2012 2:48:20 PM |
tenacious-affluence | $25.00 | 10/5/2012 5:21:14 PM |
andrew491 | $50.00 | 10/5/2012 5:27:07 PM |
prudent-dough458 | $25.00 | 10/5/2012 5:33:48 PM |
holstj | $25.00 | 10/5/2012 5:31:00 PM |
spirit07a | $100.00 | 10/5/2012 6:02:28 PM |
gain-neutrino9 | $25.00 | 10/5/2012 8:39:49 PM |
profitable-commerce822 | $25.00 | 10/6/2012 3:37:46 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:00 AM |
aviente | $25.00 | 10/6/2012 8:28:12 AM |
Natsfandc | $25.00 | 10/6/2012 9:00:33 AM |
flexible-return297 | $25.00 | 10/6/2012 9:06:05 AM |
Tasmir | $25.00 | 10/6/2012 9:08:37 AM |
economy-popcorn | $25.00 | 10/6/2012 6:31:13 AM |
pencreek | $50.00 | 10/6/2012 7:45:08 AM |
DedicatedFund | $100.00 | 10/6/2012 8:30:20 AM |
gemoscar | $25.00 | 10/6/2012 12:03:52 PM |
ethical-bid6 | $250.00 | 10/6/2012 11:36:23 AM |
AvPro | $25.00 | 10/6/2012 12:13:01 PM |
robot777 | $72.00 | 10/6/2012 12:14:45 PM |
fortytwo | $150.00 | 10/6/2012 12:03:16 PM |
Traal | $25.00 | 10/6/2012 12:05:50 PM |
CornerKetch | $25.03 | 10/6/2012 12:11:57 PM |
gallant-economy9 | $50.00 | 10/6/2012 12:13:19 PM |
intuitive-camaraderi9 | $25.00 | 10/6/2012 12:08:25 PM |
orange-courageous-dedication | $25.00 | 10/6/2012 12:39:33 PM |
brutusbone | $25.00 | 10/6/2012 12:24:44 PM |
whipone | $25.00 | 10/6/2012 12:19:21 PM |
knowledgeable-currency6 | $25.00 | 10/6/2012 12:42:13 PM |
ski bum | $100.00 | 10/6/2012 12:20:06 PM |
miked8303 | $50.00 | 10/6/2012 12:43:00 PM |
wealthstar | $25.00 | 10/6/2012 12:45:02 PM |
Daneistes | $50.00 | 10/6/2012 12:45:46 PM |
speedy-silver3 | $25.00 | 10/6/2012 12:46:26 PM |
medman | $25.00 | 10/6/2012 12:46:46 PM |
avocadodogs | $25.00 | 10/6/2012 12:47:02 PM |
lenderforyoutoday | $50.00 | 10/6/2012 12:47:26 PM |
bold-witty-p2ploan | $25.00 | 10/6/2012 12:48:54 PM |
bowdish1 | $100.00 | 10/6/2012 12:49:11 PM |
adevadeh | $25.00 | 10/6/2012 12:49:21 PM |
aggresive-commerce8 | $50.00 | 10/6/2012 12:34:03 PM |
community-pipeline | $25.00 | 10/6/2012 12:49:44 PM |
csakhil | $50.00 | 10/6/2012 12:50:47 PM |
djs81 | $75.00 | 10/6/2012 12:51:05 PM |
martinatime | $50.00 | 10/6/2012 12:52:45 PM |
gcf325 | $25.00 | 10/6/2012 12:53:50 PM |
dailyhelper | $50.00 | 10/6/2012 12:54:01 PM |
dharma1 | $25.00 | 10/6/2012 12:57:09 PM |
jbaum | $40.00 | 10/6/2012 12:57:33 PM |
kbguru | $25.00 | 10/6/2012 12:57:48 PM |
Avala | $100.00 | 10/6/2012 12:38:08 PM |
mtp | $100.00 | 10/6/2012 1:00:58 PM |
kind-genuine-dough | $25.00 | 10/6/2012 12:39:46 PM |
CJay | $25.00 | 10/6/2012 1:02:22 PM |
nuclearmoose | $50.00 | 10/6/2012 12:46:50 PM |
important-penny3 | $25.00 | 10/6/2012 12:47:45 PM |
Qualified-Investor | $25.00 | 10/6/2012 12:48:09 PM |
SanJoser | $25.00 | 10/6/2012 12:43:30 PM |
pipopirate | $25.00 | 10/6/2012 12:44:44 PM |
Imageloan | $25.00 | 10/6/2012 1:05:53 PM |
first-favorite-bonus9 | $25.00 | 10/6/2012 12:46:10 PM |
elasermd | $50.00 | 10/6/2012 12:46:28 PM |
trade-solo | $25.00 | 10/6/2012 12:50:29 PM |
Avery963 | $25.00 | 10/6/2012 1:07:48 PM |
jasonblings | $25.00 | 10/6/2012 12:47:41 PM |
bazaar-fluffy-bunny1 | $25.00 | 10/6/2012 12:50:56 PM |
bid-papyrus | $25.00 | 10/6/2012 12:48:20 PM |
riproaringrapids | $50.00 | 10/6/2012 12:51:55 PM |
mulberry4 | $50.00 | 10/6/2012 12:49:16 PM |
durability-officer | $200.00 | 10/6/2012 1:09:51 PM |
OldFriend | $25.00 | 10/6/2012 1:09:53 PM |
andymax | $50.00 | 10/6/2012 12:52:20 PM |
Hanalei712 | $50.00 | 10/6/2012 12:52:31 PM |
Preteur | $25.00 | 10/6/2012 12:50:14 PM |
gracej | $25.00 | 10/6/2012 12:52:40 PM |
calessabay | $25.00 | 10/6/2012 12:50:37 PM |
auction-iris9 | $120.00 | 10/6/2012 12:54:40 PM |
hostbank | $100.00 | 10/6/2012 12:51:22 PM |
MONEYLENDER101 | $50.00 | 10/6/2012 12:55:09 PM |
hitsman | $50.00 | 10/6/2012 12:52:22 PM |
blackbird77 | $50.00 | 10/6/2012 12:56:40 PM |
flo_rida | $100.00 | 10/6/2012 12:56:49 PM |
robertmm25 | $50.00 | 10/6/2012 12:56:54 PM |
selfmademan | $25.00 | 10/6/2012 12:53:03 PM |
cingular | $25.00 | 10/6/2012 12:57:17 PM |
iflyforfun | $25.00 | 10/6/2012 1:14:37 PM |
red-unequivocal-finance | $25.00 | 10/6/2012 12:57:50 PM |
p2ploan-sycamore3 | $25.00 | 10/6/2012 12:54:50 PM |
tdinmanhattan | $25.00 | 10/6/2012 12:58:29 PM |
pragmatic-contract | $25.00 | 10/6/2012 12:55:08 PM |
kid8549 | $100.00 | 10/6/2012 12:58:40 PM |
Tom579 | $50.00 | 10/6/2012 12:58:53 PM |
arkayem | $50.00 | 10/6/2012 12:59:16 PM |
Arg3998 | $50.00 | 10/6/2012 12:55:36 PM |
boatplug | $25.00 | 10/6/2012 12:55:41 PM |
TheGrayFox | $25.00 | 10/6/2012 1:17:06 PM |
the_winning_ticket | $250.00 | 10/6/2012 12:59:46 PM |
best-deal-banker | $50.00 | 10/6/2012 1:00:25 PM |
eadamson | $25.00 | 10/6/2012 12:56:30 PM |
realinvestora | $25.00 | 10/6/2012 1:17:43 PM |
biobulator | $25.00 | 10/6/2012 12:57:06 PM |
p1k4blu | $25.00 | 10/6/2012 1:01:51 PM |
x-lender | $25.00 | 10/6/2012 1:18:43 PM |
Thunder08 | $25.00 | 10/6/2012 1:19:23 PM |
topper835 | $25.00 | 10/6/2012 1:02:50 PM |
narblark | $50.00 | 10/6/2012 12:59:01 PM |
guybyny | $25.00 | 10/6/2012 1:05:33 PM |
mason13a | $25.00 | 10/6/2012 1:07:33 PM |
mommyhelper | $25.00 | 10/6/2012 1:08:50 PM |
fair-funds | $25.00 | 10/6/2012 1:27:55 PM |
BeansMan02 | $25.00 | 10/6/2012 1:28:17 PM |
mr55262 | $25.00 | 10/6/2012 1:05:04 PM |
TLIngram | $25.00 | 10/6/2012 1:05:11 PM |
invincible-deal82 | $25.00 | 10/6/2012 1:05:24 PM |
bobby5832708 | $25.00 | 10/6/2012 1:30:31 PM |
empire051 | $25.00 | 10/6/2012 1:10:56 PM |
shorthairedg | $25.00 | 10/6/2012 1:11:35 PM |
CaptainTW | $25.00 | 10/6/2012 1:32:14 PM |
point-zebra | $25.00 | 10/6/2012 1:13:24 PM |
commerce-broker | $25.00 | 10/6/2012 1:34:13 PM |
slartibardfast | $25.00 | 10/6/2012 1:34:42 PM |
ms48105 | $25.00 | 10/6/2012 1:09:18 PM |
money-explorer3 | $25.00 | 10/6/2012 1:15:09 PM |
adventurer447 | $300.00 | 10/6/2012 1:09:55 PM |
bailey14 | $25.00 | 10/6/2012 1:38:20 PM |
funds-promiser | $50.00 | 10/6/2012 1:15:52 PM |
Aimvest | $25.00 | 10/6/2012 1:16:09 PM |
sharpey | $25.00 | 10/6/2012 1:16:56 PM |
jaxontre | $50.00 | 10/6/2012 1:42:00 PM |
lender987654321 | $50.00 | 10/6/2012 1:11:49 PM |
moneynmotion | $25.00 | 10/6/2012 1:12:07 PM |
rose88 | $25.00 | 10/6/2012 1:42:58 PM |
CalBear5 | $25.00 | 10/6/2012 1:12:21 PM |
Clambake | $25.00 | 10/6/2012 1:17:45 PM |
hml | $25.00 | 10/6/2012 1:13:55 PM |
kbodendorf | $25.00 | 10/6/2012 1:14:24 PM |
thedoctor | $100.00 | 10/6/2012 1:18:55 PM |
income-excellence1 | $25.00 | 10/6/2012 1:45:29 PM |
asdf9876 | $25.00 | 10/6/2012 1:15:23 PM |
firewomin | $25.00 | 10/6/2012 1:46:34 PM |
PRGuyinVA | $25.00 | 10/6/2012 1:16:04 PM |
trucklawyer | $25.00 | 10/6/2012 1:47:29 PM |
intuitive-integrity9 | $50.00 | 10/6/2012 1:16:18 PM |
responsibility-fortress | $25.00 | 10/6/2012 1:21:11 PM |
Funds2Loan | $25.00 | 10/6/2012 1:23:13 PM |
trident9 | $100.00 | 10/6/2012 1:24:03 PM |
snowman34 | $25.00 | 10/6/2012 1:18:51 PM |
keyfig | $25.00 | 10/6/2012 1:25:08 PM |
CapeDollars | $25.00 | 10/6/2012 1:20:24 PM |
bonus-tent | $25.00 | 10/6/2012 1:20:34 PM |
finance-explosion6 | $25.00 | 10/6/2012 1:59:01 PM |
bixorama | $25.00 | 10/6/2012 1:21:51 PM |
tuffshorty | $30.00 | 10/6/2012 1:29:06 PM |
ore-jalapeno4 | $50.00 | 10/6/2012 1:29:40 PM |
C_Mark | $50.00 | 10/6/2012 1:23:44 PM |
Kijib | $25.00 | 10/6/2012 1:31:37 PM |
mpactlender | $50.00 | 10/6/2012 1:25:19 PM |
investment-network | $50.00 | 10/6/2012 1:32:53 PM |
tedsrfdude | $25.00 | 10/6/2012 1:26:10 PM |
availableloan | $25.00 | 10/6/2012 1:33:31 PM |
jasperpants | $25.00 | 10/6/2012 1:27:34 PM |
velocity-javelin8 | $25.00 | 10/6/2012 1:36:11 PM |
brightest-inspired-gain | $25.00 | 10/6/2012 1:28:25 PM |
magical-greenback | $25.00 | 10/6/2012 1:37:10 PM |
newest-trade-spruce | $25.00 | 10/6/2012 1:40:12 PM |
cant-dance | $25.00 | 10/6/2012 1:40:48 PM |
SojournerMobile | $25.00 | 10/6/2012 1:41:05 PM |
fair_rates | $25.00 | 10/6/2012 1:32:17 PM |
Carpetkid | $100.00 | 10/6/2012 1:33:02 PM |
7588WorkingGuy | $25.00 | 10/6/2012 1:33:14 PM |
hptcrabbers | $25.00 | 10/6/2012 1:33:37 PM |
ChicoBob | $25.00 | 10/6/2012 1:43:54 PM |
Warwick | $50.00 | 10/6/2012 1:46:18 PM |
ladyhawk187 | $25.00 | 10/6/2012 1:38:59 PM |
causr08 | $25.00 | 10/6/2012 1:48:11 PM |
social-pizza5 | $25.00 | 10/6/2012 1:49:26 PM |
boghdan2000 | $25.00 | 10/6/2012 1:41:46 PM |
money-bopper3 | $25.00 | 10/6/2012 1:51:47 PM |
midde551 | $25.00 | 10/6/2012 1:42:14 PM |
blukestrel | $25.00 | 10/6/2012 1:42:20 PM |
shrewd-balance2 | $100.00 | 10/6/2012 1:52:23 PM |
icontender | $50.00 | 10/6/2012 1:43:11 PM |
blooming-market | $25.00 | 10/6/2012 1:44:11 PM |
vinayganti | $45.00 | 10/6/2012 1:44:34 PM |
jmb_lending | $25.00 | 10/6/2012 1:44:53 PM |
SeaLoans | $25.00 | 10/6/2012 1:57:05 PM |
bluesky55 | $25.00 | 10/6/2012 1:45:49 PM |
Vegasjim | $25.00 | 10/6/2012 2:01:29 PM |
honker425 | $100.00 | 10/6/2012 1:46:36 PM |
DarkInvestor | $27.00 | 10/6/2012 2:04:55 PM |
spqrxxi | $25.00 | 10/6/2012 1:49:07 PM |
scout777 | $25.00 | 10/6/2012 1:50:28 PM |
wadeveloper | $25.00 | 10/6/2012 1:50:43 PM |
siege01 | $25.00 | 10/6/2012 1:53:56 PM |
hope-kingdom | $25.00 | 10/6/2012 2:25:28 PM |
soulwork | $50.00 | 10/6/2012 2:27:47 PM |
bonafide-cash | $100.00 | 10/6/2012 7:30:33 PM |
whistledicksmith | $25.00 | 10/6/2012 1:58:17 PM |
Maccs55 | $25.00 | 10/6/2012 2:03:42 PM |
Daviddb | $25.00 | 10/6/2012 2:20:07 PM |
pious-benjamins1 | $44.00 | 10/6/2012 9:34:30 PM |
ryuD | $101.40 | 10/6/2012 2:27:06 PM |
p2p-_-4me | $30.00 | 10/6/2012 3:01:33 PM |
williamgates | $25.00 | 10/6/2012 11:53:26 PM |
auction-course3 | $25.00 | 10/7/2012 4:29:24 AM |
balanced-integrity4 | $50.00 | 10/6/2012 6:59:44 PM |
the-profit-oracle | $25.00 | 10/6/2012 8:32:45 PM |
green-planet-guy | $25.00 | 10/6/2012 6:10:37 PM |
CJMC | $25.00 | 10/6/2012 6:57:34 PM |
anti-wall-st | $50.00 | 10/6/2012 7:23:54 PM |
coin-tweet | $25.00 | 10/7/2012 12:48:50 AM |
elfincove | $50.00 | 10/7/2012 7:56:38 AM |
donnajoy | $25.00 | 10/7/2012 4:42:57 AM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:14 AM |
return-buddy | $50.00 | 10/7/2012 7:58:19 AM |
YampaQuant | $25.00 | 10/7/2012 9:38:26 AM |
corphippie | $25.00 | 10/7/2012 10:08:38 AM |
wealth-tulip4 | $40.00 | 10/7/2012 10:39:15 AM |
soldadoz | $25.00 | 10/7/2012 12:01:37 PM |
29Palms | $40.00 | 10/7/2012 10:59:37 AM |
Casman8815 | $25.00 | 10/7/2012 12:02:36 PM |
iolaire | $25.00 | 10/7/2012 12:03:48 PM |
hard-working-rate3 | $25.00 | 10/7/2012 12:07:22 PM |
506 Investments
|
Borrower Payment Dependent Notes Series
645555
This series of Notes was issued and sold upon the funding of the borrower loan #76508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 9% |
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-heavenly-reward0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home improvement
This loan will be used to... home improvement
My financial situation: good
I am a good candidate for this loan because... I have a excellent credit record and have a steady good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
moremax | $150.00 | 10/10/2012 12:15:46 PM |
lionheart722 | $100.00 | 10/2/2012 5:07:41 PM |
Castellan | $50.00 | 10/2/2012 5:10:27 PM |
new-truth-chuckler | $33.00 | 10/2/2012 5:11:14 PM |
aztec | $50.00 | 10/2/2012 5:17:19 PM |
loot-baton | $25.00 | 10/2/2012 5:21:48 PM |
mar97 | $25.00 | 10/2/2012 5:24:43 PM |
pious-currency875 | $100.00 | 10/2/2012 5:10:37 PM |
imogen22 | $50.00 | 10/2/2012 5:14:35 PM |
Darts | $50.00 | 10/2/2012 5:32:45 PM |
special-dinero553 | $25.00 | 10/2/2012 5:16:13 PM |
pdub | $750.00 | 10/2/2012 5:35:09 PM |
dignified-truth7 | $200.00 | 10/2/2012 5:18:46 PM |
IP | $25.00 | 10/2/2012 5:42:20 PM |
silver-explorer6 | $25.00 | 10/2/2012 5:42:38 PM |
cfarther | $50.00 | 10/2/2012 5:42:55 PM |
rmachi | $25.00 | 10/2/2012 5:24:40 PM |
fboba | $300.00 | 10/2/2012 5:31:15 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:20 PM |
credit-maple | $25.00 | 10/2/2012 6:12:52 PM |
intuitive-benefit3 | $100.00 | 10/2/2012 5:48:15 PM |
loyalty-hornet6 | $25.00 | 10/2/2012 5:54:42 PM |
Rivervale_Westwood | $25.00 | 10/2/2012 5:58:20 PM |
Cookstersalibi | $25.00 | 10/2/2012 6:04:04 PM |
obduro_1 | $25.00 | 10/2/2012 6:26:59 PM |
tender-wealth0 | $25.00 | 10/2/2012 9:20:09 PM |
astute-fairness0 | $25.00 | 10/3/2012 6:14:08 AM |
market-maximizer472 | $100.00 | 10/3/2012 6:48:16 AM |
DarkInvestor | $27.00 | 10/3/2012 8:43:09 AM |
Gnube | $25.00 | 10/3/2012 10:34:08 AM |
Vegasjim | $25.00 | 10/3/2012 10:38:51 AM |
commerce-gargantuan2 | $50.00 | 10/3/2012 10:32:30 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:07 PM |
green-moola-sniffer | $25.00 | 10/3/2012 5:01:24 PM |
a-finance-nirvana | $25.00 | 10/3/2012 5:03:06 PM |
Arvicco | $400.00 | 10/3/2012 5:33:51 PM |
Solid-Platinum | $25.00 | 10/3/2012 5:47:34 PM |
whitegold24k | $150.00 | 10/3/2012 6:50:10 PM |
kind-unassuming-fund | $25.00 | 10/3/2012 11:14:47 PM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:39 PM |
SBT | $25.00 | 10/4/2012 10:03:10 AM |
jonmars | $25.00 | 10/4/2012 10:23:09 AM |
chac | $500.00 | 10/4/2012 12:07:04 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:11:00 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:10 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:24 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:34 PM |
NJournalist | $25.00 | 10/4/2012 6:10:09 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:51 PM |
supersam | $50.00 | 10/4/2012 9:33:23 PM |
radforj22 | $75.00 | 10/5/2012 3:51:22 AM |
heerzaquestion | $100.00 | 10/5/2012 4:37:11 AM |
Emgolda | $25.00 | 10/5/2012 10:10:29 AM |
Obiwan_Kanobi | $25.00 | 10/5/2012 10:44:21 AM |
Ocean713 | $75.00 | 10/5/2012 11:55:15 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:32 PM |
friedokra | $25.00 | 10/5/2012 2:48:22 PM |
houli123 | $25.00 | 10/5/2012 9:27:01 PM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:24 AM |
bright-idea11 | $25.00 | 10/6/2012 8:15:01 AM |
Syzygy | $25.00 | 10/6/2012 12:34:08 PM |
ingenious-deal6 | $25.00 | 10/6/2012 12:36:22 PM |
justreturns | $25.00 | 10/6/2012 1:15:32 PM |
drkosh | $25.00 | 10/6/2012 1:54:46 PM |
return-buddy | $50.00 | 10/7/2012 8:41:52 AM |
enterprising-loyalty795 | $25.00 | 10/7/2012 12:59:48 PM |
lendersf | $50.00 | 10/7/2012 12:15:49 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:50 AM |
SIPartners | $100.00 | 10/8/2012 9:38:30 AM |
benevolent-marketplace4 | $2,500.00 | 10/8/2012 4:13:05 PM |
Index_Plus | $5,000.00 | 10/8/2012 5:59:18 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:08 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:40 PM |
Groggy | $25.00 | 10/8/2012 6:50:58 PM |
reward-burger2 | $50.00 | 10/9/2012 4:58:29 AM |
SnakeEater | $50.00 | 10/9/2012 5:00:49 AM |
rjnuck | $25.00 | 10/8/2012 10:07:02 PM |
a-helping-hand | $100.00 | 10/8/2012 10:12:20 PM |
DCTom | $25.00 | 10/9/2012 5:45:45 AM |
ROYFU | $150.00 | 10/9/2012 5:55:59 AM |
Plutis | $25.00 | 10/9/2012 9:06:34 AM |
Rockymtnhi | $100.00 | 10/9/2012 9:15:10 AM |
azazle | $50.00 | 10/9/2012 10:22:32 AM |
zenyatta | $25.00 | 10/9/2012 9:48:47 AM |
brightest-fascinating-principal | $25.00 | 10/9/2012 10:27:15 AM |
jedi053 | $100.00 | 10/9/2012 3:14:46 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:41 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:40 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:27 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:13 PM |
scotty61 | $25.00 | 10/10/2012 8:25:10 PM |
historic-value7 | $50.00 | 10/10/2012 6:18:00 PM |
MonkeyHero | $54.23 | 10/10/2012 9:42:16 PM |
scholarly-benefit5 | $25.00 | 10/11/2012 9:28:41 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:18 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:13 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:52 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:16 PM |
etraboulay | $50.00 | 10/11/2012 10:58:14 AM |
Rockymtnhi | $100.00 | 10/11/2012 2:18:52 PM |
BMerrick | $25.00 | 10/11/2012 2:17:42 PM |
finance-coyote3 | $2,000.00 | 10/11/2012 5:23:56 PM |
Jason11 | $29.62 | 10/11/2012 7:56:27 PM |
unafraid-loan5 | $30.00 | 10/12/2012 6:38:03 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:47 PM |
DDPrime | $50.00 | 10/12/2012 9:26:57 AM |
lion445 | $28.42 | 10/12/2012 5:02:51 AM |
benefit-lyrics9 | $25.00 | 10/12/2012 7:08:01 AM |
SSC_CCV | $75.00 | 10/12/2012 7:51:03 AM |
appetizing-gold4 | $25.00 | 10/12/2012 8:34:02 AM |
Jalebi | $50.00 | 10/12/2012 9:43:21 AM |
punctual-fund | $25.00 | 10/12/2012 9:47:57 AM |
McChan | $86.89 | 10/12/2012 11:35:25 AM |
superb-economy7 | $50.00 | 10/12/2012 1:09:35 PM |
friendinmoney | $25.00 | 10/12/2012 1:48:21 PM |
Shawn95187 | $25.00 | 10/12/2012 3:55:28 PM |
witty-hope4 | $100.00 | 10/12/2012 11:54:45 AM |
commerce-renewal | $150.00 | 10/12/2012 12:53:24 PM |
currency-persimmon | $35.00 | 10/12/2012 1:19:49 PM |
New-Brunswick-Investor | $25.00 | 10/12/2012 3:47:58 PM |
Lear31 | $80.00 | 10/12/2012 5:04:40 PM |
upright-note5 | $26.41 | 10/12/2012 3:38:25 PM |
respectful-return176 | $50.00 | 10/12/2012 5:54:42 PM |
Spaceman838 | $25.00 | 10/12/2012 8:54:34 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:32 PM |
njlw226 | $25.00 | 10/12/2012 10:13:00 PM |
jcornehlsen | $25.00 | 10/12/2012 6:12:20 PM |
principal-accordion | $25.00 | 10/12/2012 9:36:08 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:11 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:38 AM |
success1001 | $71.42 | 10/13/2012 2:04:49 AM |
responsibility-butterfly | $25.00 | 10/3/2012 9:50:08 AM |
Phryne | $50.00 | 10/2/2012 5:12:07 PM |
Taxman44 | $25.00 | 10/2/2012 5:00:42 PM |
phenomenal-rate1 | $500.00 | 10/2/2012 5:04:58 PM |
compassion-twister2 | $50.00 | 10/2/2012 5:29:02 PM |
fragonardlives | $25.00 | 10/2/2012 5:11:57 PM |
openness-antioxidant | $100.00 | 10/2/2012 5:13:22 PM |
affluence-kingdom9 | $100.00 | 10/2/2012 5:17:09 PM |
bold-wampum-compadre | $100.00 | 10/2/2012 5:17:26 PM |
brainy-credit1 | $40.00 | 10/2/2012 5:52:41 PM |
superb-funds335 | $25.00 | 10/2/2012 5:53:40 PM |
progressive-economy261 | $500.00 | 10/2/2012 5:32:59 PM |
best-bonafide-p2p | $100.00 | 10/2/2012 5:51:52 PM |
repayment-chihuahua3 | $25.00 | 10/2/2012 5:52:11 PM |
Aberdeen | $100.00 | 10/2/2012 6:42:29 PM |
kfrench | $75.00 | 10/2/2012 6:55:27 PM |
LoanerPrincipal | $25.00 | 10/2/2012 5:59:48 PM |
funds-gourd4 | $25.00 | 10/2/2012 6:00:39 PM |
CreditBuilder2 | $25.01 | 10/2/2012 6:03:35 PM |
lochinvar | $75.00 | 10/2/2012 6:23:49 PM |
sanjubab | $25.00 | 10/2/2012 6:29:48 PM |
prudent-deal662 | $25.00 | 10/2/2012 6:33:13 PM |
toblerone | $25.00 | 10/2/2012 7:03:27 PM |
HikeMoab | $50.00 | 10/2/2012 7:34:10 PM |
LiveNow | $25.00 | 10/3/2012 4:50:43 AM |
kenji4861 | $25.00 | 10/3/2012 10:53:53 AM |
gmoney37 | $50.00 | 10/3/2012 5:43:49 PM |
green28 | $50.00 | 10/3/2012 6:16:45 PM |
excellent-funds649 | $50.00 | 10/3/2012 6:29:48 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:54 PM |
thg0703 | $25.00 | 10/3/2012 9:21:17 PM |
penny-broker | $25.00 | 10/3/2012 9:37:25 PM |
universal71 | $25.00 | 10/4/2012 7:07:56 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:36 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:57 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:23 PM |
museic1 | $200.00 | 10/4/2012 1:09:27 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:29 PM |
ethicalhumanist | $100.00 | 10/5/2012 3:16:42 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:15 PM |
_NaLNaBB | $300.00 | 10/5/2012 10:05:26 PM |
Attract | $25.00 | 10/5/2012 10:53:36 PM |
SC2TX | $100.00 | 10/6/2012 7:52:20 AM |
awesome-dollar6 | $100.00 | 10/6/2012 7:53:24 AM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:35 PM |
WhiteInvestor | $27.00 | 10/6/2012 2:27:36 PM |
Chosen-one | $25.00 | 10/6/2012 5:08:40 PM |
manugee | $50.00 | 10/6/2012 3:20:10 PM |
coin-tweet | $25.00 | 10/7/2012 12:51:58 AM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:14 AM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:19 PM |
Mailmon | $25.00 | 10/7/2012 5:06:18 PM |
moltopaolo | $50.00 | 10/8/2012 7:35:48 AM |
friendinmoney | $25.00 | 10/8/2012 4:53:07 PM |
maldok1 | $25.00 | 10/8/2012 6:42:18 PM |
loot-motivator7 | $25.00 | 10/8/2012 8:23:18 PM |
suave-durability1 | $50.00 | 10/9/2012 9:19:25 AM |
obedient-payout0 | $25.00 | 10/9/2012 10:08:26 AM |
SteadyOne | $25.00 | 10/9/2012 10:09:12 AM |
Littlepeng | $25.00 | 10/9/2012 10:34:48 AM |
careful-compassion | $25.00 | 10/9/2012 1:30:12 PM |
dukeiyer | $25.00 | 10/9/2012 10:52:33 AM |
fantastic-bazaar2 | $50.00 | 10/9/2012 4:55:32 PM |
relaxation798 | $200.00 | 10/9/2012 4:56:46 PM |
Astyanax | $30.00 | 10/9/2012 4:10:21 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:33 PM |
ideomorph | $25.00 | 10/9/2012 7:53:16 PM |
booster321 | $25.00 | 10/10/2012 9:26:53 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:32:53 AM |
Harry | $100.00 | 10/10/2012 1:31:06 PM |
KCEnterprises | $25.00 | 10/10/2012 4:45:31 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:26 PM |
income-encore1 | $25.00 | 10/10/2012 5:02:15 PM |
miket71 | $30.00 | 10/10/2012 5:10:09 PM |
calm-platinum957 | $35.00 | 10/10/2012 5:20:13 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:40 PM |
circuitfive | $25.00 | 10/10/2012 6:11:55 PM |
credible-responsibility022 | $25.00 | 10/10/2012 6:17:06 PM |
historic-value7 | $50.00 | 10/10/2012 6:17:31 PM |
kinetic-yield4 | $25.00 | 10/10/2012 5:51:10 PM |
andyb9 | $25.00 | 10/10/2012 7:36:51 PM |
worth21 | $25.00 | 10/11/2012 7:33:28 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:12 AM |
p2ploan-thinker7 | $100.00 | 10/11/2012 9:55:23 AM |
compatible-deal9 | $50.00 | 10/11/2012 9:57:53 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:00:59 PM |
golden-platinum7 | $25.00 | 10/11/2012 1:47:07 PM |
Isotope | $25.00 | 10/11/2012 5:53:34 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:35 PM |
adorable-asset9 | $50.00 | 10/11/2012 6:24:35 PM |
benefit-lyrics9 | $25.00 | 10/12/2012 7:08:18 AM |
DreisersFinancier | $50.00 | 10/12/2012 9:28:21 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:25 AM |
billyisafob | $25.00 | 10/12/2012 9:02:43 AM |
payout-optimizer1 | $43.00 | 10/12/2012 7:50:22 AM |
Ganadai | $25.00 | 10/12/2012 9:04:15 AM |
california111 | $100.00 | 10/12/2012 10:03:26 AM |
investment-comet | $25.00 | 10/12/2012 9:21:34 AM |
organic-duty4 | $100.00 | 10/12/2012 11:17:45 AM |
RocketSurgeon | $25.00 | 10/12/2012 10:19:43 AM |
active-moola4 | $25.00 | 10/12/2012 11:44:06 AM |
Henrylin | $30.00 | 10/12/2012 12:24:34 PM |
finance_mba | $25.00 | 10/12/2012 5:09:58 PM |
keichi03 | $25.00 | 10/12/2012 6:56:01 PM |
moneytree01 | $25.00 | 10/12/2012 9:19:48 PM |
respectful-return176 | $50.00 | 10/12/2012 5:42:58 PM |
mcds | $25.00 | 10/12/2012 6:41:29 PM |
bejfishing | $25.00 | 10/12/2012 8:48:09 PM |
crw1950 | $50.00 | 10/12/2012 8:53:53 PM |
AldiHoldings | $40.00 | 10/12/2012 10:06:38 PM |
241 Investments
|
Borrower Payment Dependent Notes Series
645557
This series of Notes was issued and sold upon the funding of the borrower loan #76312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-05-2012 |
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $279.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,735 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-nest078 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off/Consolidate high interest rate credit cards and close them off.
My financial situation:
I am a good candidate for this loan because...I have a steady and secured occupation. Consolidating these loans will correct and improve my credit score. I have the ability to then pay off this loan faster.
Monthly net income: $6500
Monthly expenses: $5000
Housing: $700
Insurance: $
Car expenses: $
Utilities: $80
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $330
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/2/2012 10:59:06 AM |
scholarly-order6 | $25.00 | 10/1/2012 5:01:53 PM |
azazle | $50.00 | 10/1/2012 5:14:42 PM |
commerce-venture1 | $25.00 | 10/1/2012 5:08:22 PM |
vutah | $45.00 | 10/1/2012 5:05:32 PM |
community-burrito9 | $40.00 | 10/1/2012 5:06:56 PM |
phenomenal-rate1 | $500.00 | 10/1/2012 5:12:06 PM |
Nipper99 | $100.00 | 10/1/2012 5:18:56 PM |
special-dinero553 | $25.00 | 10/1/2012 5:26:03 PM |
LeReve | $500.00 | 10/1/2012 5:44:08 PM |
new-truth-chuckler | $40.00 | 10/1/2012 5:59:58 PM |
52digital | $75.00 | 10/1/2012 6:00:25 PM |
selector568 | $300.00 | 10/1/2012 6:15:28 PM |
SolarMoonshine | $25.00 | 10/1/2012 7:13:48 PM |
pierrelasvegas | $25.00 | 10/1/2012 7:28:50 PM |
booster73 | $26.00 | 10/2/2012 6:07:52 AM |
green-high-five7 | $25.00 | 10/1/2012 9:12:54 PM |
loyalist1 | $200.00 | 10/2/2012 8:12:09 AM |
revenue-statesperson4 | $100.00 | 10/2/2012 5:55:20 AM |
LaGrangeLender | $60.00 | 10/2/2012 6:15:59 AM |
kermitdafrog | $25.00 | 10/2/2012 8:20:04 AM |
flexible-rate1 | $25.00 | 10/2/2012 8:49:39 AM |
sosleep | $25.00 | 10/2/2012 9:35:12 AM |
p2ploan-flag5 | $50.00 | 10/2/2012 9:47:09 AM |
gold-maestro6 | $50.00 | 10/2/2012 10:38:06 AM |
kulender | $50.00 | 10/2/2012 1:40:11 PM |
Weaverville | $25.00 | 10/2/2012 2:18:38 PM |
thelovebug | $100.00 | 10/2/2012 5:06:05 PM |
spark548 | $100.00 | 10/2/2012 5:08:12 PM |
ethicalhumanist | $50.00 | 10/2/2012 5:43:36 PM |
WalnutCreekguy | $50.00 | 10/2/2012 6:11:26 PM |
beach-luver | $25.00 | 10/2/2012 8:23:08 PM |
aldeed | $60.78 | 10/3/2012 7:54:09 AM |
Agonbiew | $100.00 | 10/3/2012 8:03:32 AM |
TruTaing | $25.00 | 10/3/2012 8:58:35 AM |
papaloha | $25.00 | 10/3/2012 10:09:58 AM |
cberthiaume | $50.00 | 10/3/2012 11:20:57 AM |
unabashed-investment3 | $75.00 | 10/3/2012 4:10:13 PM |
Astyanax | $35.00 | 10/3/2012 3:46:31 PM |
unbeatable-integrity822 | $25.00 | 10/3/2012 3:47:26 PM |
new-felicity-burger | $59.00 | 10/3/2012 3:57:33 PM |
peace-fixer8 | $25.00 | 10/3/2012 5:59:14 PM |
priceless-capital0 | $25.00 | 10/3/2012 6:04:48 PM |
bold-direct-asset | $50.00 | 10/3/2012 6:08:44 PM |
saxaphone6 | $25.00 | 10/3/2012 6:55:48 PM |
peregrine | $50.00 | 10/3/2012 8:56:29 PM |
callmebryan | $25.00 | 10/3/2012 9:43:35 PM |
kind-unassuming-fund | $25.00 | 10/3/2012 11:14:45 PM |
yurison | $25.00 | 10/4/2012 8:22:30 AM |
deal-banker | $50.00 | 10/4/2012 8:36:15 AM |
forthright-trade | $35.00 | 10/4/2012 9:52:44 AM |
Molson Bank & Trust | $50.00 | 10/4/2012 11:42:10 AM |
helping-out | $99.82 | 10/4/2012 12:09:34 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:10:59 PM |
investment-cluster | $50.00 | 10/4/2012 4:19:27 PM |
careful-vigilance4 | $25.00 | 10/4/2012 5:42:24 PM |
ttnk62918 | $25.00 | 10/4/2012 6:10:12 PM |
340 | $25.00 | 10/4/2012 11:30:30 PM |
payment-halo | $23.26 | 10/5/2012 5:23:05 AM |
natural-affluence6 | $25.00 | 10/2/2012 3:03:52 AM |
113121 | $25.00 | 10/1/2012 5:28:45 PM |
open-minded-p2p1 | $25.00 | 10/1/2012 5:29:46 PM |
majestic-note6 | $200.00 | 10/1/2012 5:38:12 PM |
silver-explorer6 | $25.00 | 10/1/2012 5:14:55 PM |
proper-exchange8 | $50.00 | 10/1/2012 5:47:24 PM |
wise-charming-reward | $500.00 | 10/1/2012 5:35:22 PM |
haplender | $50.00 | 10/1/2012 5:53:54 PM |
supreme-treasure8 | $100.00 | 10/1/2012 5:40:32 PM |
first-pragmatic-power | $25.00 | 10/1/2012 5:51:12 PM |
zipemdown | $25.00 | 10/1/2012 6:29:28 PM |
newest-glowing-cash | $50.00 | 10/1/2012 7:21:09 PM |
zorg77 | $25.00 | 10/2/2012 6:24:55 AM |
dollar-idol7 | $25.00 | 10/1/2012 7:44:37 PM |
NobisEst | $25.00 | 10/2/2012 8:00:48 AM |
irrelevant | $50.00 | 10/2/2012 5:05:08 AM |
progressive-economy261 | $500.00 | 10/2/2012 10:20:51 AM |
intelligent-yield | $50.00 | 10/2/2012 10:04:53 AM |
dordee | $40.00 | 10/2/2012 11:11:45 AM |
auction-seeker4 | $25.00 | 10/2/2012 4:09:00 PM |
Sabo | $30.00 | 10/2/2012 1:22:38 PM |
KindCharmingReflective-affluence | $25.00 | 10/2/2012 3:52:07 PM |
jebber007 | $30.00 | 10/2/2012 6:27:35 PM |
financial-frenzy | $50.00 | 10/2/2012 5:58:06 PM |
frogperson | $200.00 | 10/3/2012 8:34:52 AM |
stock106 | $25.00 | 10/3/2012 8:07:15 AM |
etraboulay | $50.00 | 10/3/2012 10:03:35 AM |
historic-nickel | $25.00 | 10/3/2012 10:37:05 AM |
robust-trade | $25.00 | 10/3/2012 10:50:59 AM |
income-sycamore2 | $25.00 | 10/3/2012 12:54:21 PM |
DaGoldenchild | $25.00 | 10/3/2012 11:30:26 AM |
crippledcircus | $39.15 | 10/3/2012 7:33:15 PM |
red-eloquent-rupee | $50.00 | 10/3/2012 6:30:09 PM |
broker048 | $25.00 | 10/4/2012 5:45:27 AM |
lincny2 | $80.31 | 10/4/2012 7:59:44 AM |
moneylender25 | $25.00 | 10/4/2012 8:05:18 AM |
Supernick | $25.00 | 10/4/2012 8:20:35 AM |
PCity-LOA15 | $30.00 | 10/4/2012 9:50:46 AM |
ideomorph | $25.00 | 10/4/2012 11:08:16 AM |
museic1 | $200.00 | 10/4/2012 1:09:26 PM |
mammalian4 | $25.00 | 10/4/2012 4:03:32 PM |
spiff666 | $26.66 | 10/4/2012 12:56:33 PM |
gotjack-IRA | $25.02 | 10/4/2012 2:48:43 PM |
ethical-truth211 | $25.00 | 10/4/2012 5:29:17 PM |
designer_10 | $25.00 | 10/4/2012 6:04:05 PM |
reflective-rupee | $25.00 | 10/4/2012 7:40:54 PM |
Kapitaal | $50.00 | 10/4/2012 8:10:45 PM |
worlds-best-worth2 | $25.00 | 10/4/2012 10:21:54 PM |
vines99 | $25.00 | 10/4/2012 11:30:13 PM |
108 Investments
|
Borrower Payment Dependent Notes Series
645703
This series of Notes was issued and sold upon the funding of the borrower loan #76086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 12.46% |
Borrower rate/APR:
| 13.46% / 15.75% |
Monthly payment:
| $229.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.05% | | |
| |
Estimated return*:
| 9.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,547 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-camaraderi4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Oct-2011)
|
Principal balance:
| $14,376.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate a few credit card balances that are reaching the end of the 0% apr introductory period
My financial situation:
I am a good candidate for this loan because I have good credit standing, have never been late on a single loan/credit payment, and have a $100k+ professional job that I've been working at for a dozen years. This loan is simply a means-to-an-end to eliminate CC debt quicker but without the hassle of dealing with more traditional creditors/banks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:11 AM |
FortuneFund | $50.00 | 10/11/2012 5:05:34 PM |
Nil2008 | $100.00 | 10/11/2012 5:11:49 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:27 PM |
community-burrito9 | $45.00 | 10/11/2012 5:34:37 PM |
green-trade-dolphin2 | $36.62 | 10/11/2012 5:02:46 PM |
brandonm78 | $25.00 | 10/11/2012 5:32:26 PM |
Dubbs360 | $200.00 | 10/11/2012 6:31:31 PM |
keen-credit6 | $25.00 | 10/11/2012 6:33:23 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:16 PM |
well-mannered-income3 | $32.00 | 10/11/2012 7:08:34 PM |
cardminger | $25.00 | 10/11/2012 5:35:27 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:20 PM |
hitsman | $50.00 | 10/11/2012 5:35:50 PM |
napmanger | $100.00 | 10/11/2012 8:31:13 PM |
DPRIEST26777 | $25.00 | 10/11/2012 9:44:45 PM |
jedi053 | $100.00 | 10/11/2012 6:00:55 PM |
thefisherman | $25.00 | 10/11/2012 10:50:37 PM |
kind-exchange-association | $25.00 | 10/11/2012 6:27:30 PM |
adorable-asset9 | $200.00 | 10/11/2012 6:35:32 PM |
George2384 | $25.00 | 10/12/2012 6:58:19 AM |
moola-accelerator6 | $30.00 | 10/12/2012 8:14:49 AM |
trumpeter391 | $75.00 | 10/12/2012 8:30:22 AM |
revenue-youngster | $25.00 | 10/11/2012 6:49:53 PM |
bellaquito | $500.00 | 10/11/2012 6:53:23 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:43 PM |
courteous-trade229 | $25.00 | 10/11/2012 8:53:08 PM |
healthy-bonus6 | $25.00 | 10/11/2012 9:52:22 PM |
DoctorJoe | $25.00 | 10/12/2012 5:11:23 AM |
organized-dough5 | $25.00 | 10/12/2012 6:31:43 AM |
Razor129 | $27.03 | 10/12/2012 6:43:08 AM |
XP | $50.00 | 10/12/2012 6:30:40 AM |
restless-nickel158 | $50.00 | 10/12/2012 8:04:10 AM |
Wisc_investor | $25.00 | 10/12/2012 6:33:14 AM |
FredHead3 | $37.33 | 10/12/2012 6:58:54 AM |
handy-affluence9 | $50.00 | 10/12/2012 8:27:22 AM |
Sabo | $30.00 | 10/12/2012 8:35:36 AM |
Rulea72 | $25.00 | 10/12/2012 7:20:32 AM |
justreturns | $25.00 | 10/12/2012 9:04:22 AM |
JCMC | $25.00 | 10/12/2012 8:39:52 AM |
flexible-rate1 | $25.00 | 10/12/2012 9:15:26 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:25 AM |
jwill2172 | $50.00 | 10/12/2012 10:33:11 AM |
Jalebi | $50.00 | 10/12/2012 9:44:09 AM |
punctual-worth263 | $49.82 | 10/12/2012 11:00:59 AM |
vinayski | $25.00 | 10/12/2012 11:04:52 AM |
sturdy-economy173 | $30.00 | 10/12/2012 9:51:43 AM |
leverage-monger | $25.00 | 10/12/2012 10:19:27 AM |
bent300 | $50.00 | 10/12/2012 1:00:57 PM |
compatible-deal9 | $50.00 | 10/12/2012 11:13:52 AM |
astute-benjamins | $150.00 | 10/12/2012 11:34:26 AM |
kenji4861 | $25.00 | 10/12/2012 10:51:50 AM |
first-graceful-contract | $25.38 | 10/12/2012 11:57:15 AM |
transparency-universe8 | $25.00 | 10/12/2012 12:03:10 PM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:44 PM |
worth-blanket2 | $25.00 | 10/12/2012 11:20:44 AM |
ready-interest9 | $25.00 | 10/11/2012 5:21:39 PM |
intuitive-benefit3 | $100.00 | 10/11/2012 5:00:42 PM |
janeybooboo | $100.00 | 10/11/2012 5:00:49 PM |
entertaining-revenue4 | $50.00 | 10/11/2012 5:59:01 PM |
boylezz | $25.00 | 10/11/2012 5:06:25 PM |
phaded | $25.00 | 10/11/2012 5:09:07 PM |
CreditBuilder2 | $25.01 | 10/11/2012 5:12:03 PM |
phenomenal-rate1 | $500.00 | 10/11/2012 6:15:41 PM |
wonder3 | $30.00 | 10/11/2012 5:04:49 PM |
calm-platinum957 | $35.00 | 10/11/2012 5:05:25 PM |
repayment-pagoda8 | $100.00 | 10/11/2012 6:18:30 PM |
windguy | $50.00 | 10/11/2012 6:27:44 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:32:18 PM |
palm864 | $25.00 | 10/11/2012 6:31:59 PM |
spirit07a | $100.00 | 10/11/2012 5:42:33 PM |
fund-medalist171 | $40.00 | 10/11/2012 5:52:49 PM |
networks4ever | $25.00 | 10/11/2012 6:02:31 PM |
first-serene-credit | $25.00 | 10/11/2012 8:22:22 PM |
compoundinterest | $25.00 | 10/11/2012 5:50:40 PM |
ethical-truth211 | $27.00 | 10/11/2012 6:03:18 PM |
FortuneFundII | $100.00 | 10/11/2012 6:15:09 PM |
discostu | $25.00 | 10/12/2012 12:02:09 AM |
etraboulay | $50.00 | 10/11/2012 6:07:12 PM |
imogen22 | $50.00 | 10/11/2012 6:20:26 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:53 PM |
gentle-generosity822 | $25.00 | 10/11/2012 6:19:11 PM |
Arvicco | $400.00 | 10/11/2012 6:28:28 PM |
payout-thinker7 | $25.00 | 10/12/2012 7:54:42 AM |
brightest-income-hunter | $50.00 | 10/12/2012 8:30:21 AM |
gravbox | $25.00 | 10/11/2012 6:39:21 PM |
FlyBill | $50.00 | 10/11/2012 9:59:19 PM |
vines99 | $25.00 | 10/12/2012 12:05:40 AM |
serene-capital | $25.00 | 10/12/2012 2:08:55 AM |
Digs | $25.00 | 10/12/2012 5:02:05 AM |
Andrea-Investment | $25.00 | 10/12/2012 9:22:36 AM |
cerebral-dollar773 | $25.00 | 10/12/2012 6:01:08 AM |
Castelj | $40.00 | 10/12/2012 3:49:14 AM |
mflawyer | $25.00 | 10/12/2012 6:27:01 AM |
Supernick | $500.00 | 10/12/2012 7:08:08 AM |
reward-giant1 | $48.00 | 10/12/2012 8:42:32 AM |
Rider | $200.00 | 10/12/2012 9:54:55 AM |
punctual-fund | $25.00 | 10/12/2012 9:46:48 AM |
hidavehi | $28.00 | 10/12/2012 11:49:31 AM |
worth-blanket2 | $2,826.29 | 10/12/2012 1:17:59 PM |
simeonthewhale | $30.00 | 10/12/2012 11:24:31 AM |
cordial-funds8 | $27.52 | 10/12/2012 11:29:17 AM |
rutzebach | $200.00 | 10/12/2012 11:33:50 AM |
103 Investments
|
Borrower Payment Dependent Notes Series
646715
This series of Notes was issued and sold upon the funding of the borrower loan #76296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $630.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,060 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| money-gravitas2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt at higher interest rates.
My financial situation:
I am a good candidate for this loan because I am a high income earner with ten years of experience with my current employer. I have a good job, good credit and a long history of paying debts on-time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/29/2012 7:45:32 AM |
imogen22 | $50.00 | 9/28/2012 5:10:47 PM |
Ripsaw4U | $50.00 | 9/28/2012 5:13:25 PM |
compassion-twister2 | $50.00 | 9/28/2012 5:02:17 PM |
Dollars4Rent | $50.00 | 9/28/2012 5:21:40 PM |
windguy | $50.00 | 9/28/2012 5:22:57 PM |
loyalty-hornet6 | $25.00 | 9/28/2012 5:06:29 PM |
andrew491 | $50.00 | 9/28/2012 5:29:16 PM |
excellent-funds649 | $50.00 | 9/28/2012 5:15:02 PM |
Dubbs360 | $500.00 | 9/28/2012 5:43:18 PM |
jubilant-capital1 | $50.00 | 9/28/2012 5:57:47 PM |
lionheart722 | $100.00 | 9/28/2012 6:17:42 PM |
silver-explorer6 | $25.00 | 9/28/2012 6:28:54 PM |
HikeMoab | $25.00 | 9/28/2012 6:34:28 PM |
ready-interest9 | $25.00 | 9/28/2012 7:01:25 PM |
sanjubab | $50.00 | 9/28/2012 7:16:02 PM |
affluence-kingdom9 | $100.00 | 9/29/2012 10:07:02 AM |
mindful-generosity1 | $50.00 | 9/29/2012 12:49:26 PM |
fboba | $300.00 | 9/29/2012 1:27:48 PM |
green28 | $50.00 | 9/29/2012 1:42:41 PM |
kenji4861 | $25.00 | 9/29/2012 1:57:16 PM |
Good-Yield | $25.00 | 9/30/2012 3:21:05 AM |
otherwisedisposed | $200.00 | 9/29/2012 7:52:45 PM |
newest-forthright-note | $25.00 | 9/29/2012 7:14:58 PM |
Mailmon | $25.00 | 9/30/2012 11:41:23 AM |
houli123 | $25.00 | 9/30/2012 6:42:54 AM |
bonafide-economy | $50.00 | 9/30/2012 8:34:46 AM |
giftgold | $25.00 | 9/30/2012 3:47:30 PM |
serene-truth2 | $100.00 | 9/30/2012 7:23:46 PM |
tenacious-payout | $25.00 | 10/1/2012 7:56:41 AM |
proper-exchange8 | $100.00 | 9/30/2012 11:40:54 PM |
Cookstersalibi | $25.00 | 9/30/2012 11:39:05 PM |
LaGrangeLender | $60.00 | 10/1/2012 10:40:53 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:03 AM |
flexible-rate1 | $25.00 | 10/2/2012 8:49:32 AM |
ingenious-point1 | $25.00 | 10/2/2012 10:26:37 AM |
pdub | $750.00 | 10/2/2012 10:23:33 AM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:02 PM |
Darts | $50.00 | 10/2/2012 5:32:37 PM |
rokman | $40.00 | 10/2/2012 6:09:52 PM |
revenue-carnation043 | $25.00 | 10/3/2012 9:44:13 AM |
Arvicco | $400.00 | 10/3/2012 5:34:00 PM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:34 PM |
universal71 | $25.00 | 10/4/2012 7:07:53 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:28 AM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:18 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:26 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:46 PM |
Emgolda | $25.00 | 10/5/2012 10:10:23 AM |
UT-Longhorn | $25.00 | 10/5/2012 12:55:24 PM |
Ocean713 | $75.00 | 10/5/2012 11:42:41 AM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:10 PM |
MtnLend | $25.00 | 10/6/2012 7:57:46 AM |
Interloper | $25.00 | 10/6/2012 11:08:55 AM |
compatible-deal9 | $50.00 | 10/6/2012 9:41:45 AM |
drkosh | $25.00 | 10/6/2012 1:52:17 PM |
blue-independent-durability | $50.00 | 10/6/2012 6:17:59 PM |
coin-tweet | $25.00 | 10/7/2012 12:51:56 AM |
return-buddy | $50.00 | 10/7/2012 8:41:02 AM |
marshallmanhattan | $25.01 | 10/8/2012 7:16:32 AM |
cardminger | $25.00 | 10/8/2012 9:19:58 AM |
reinforced-gain7 | $500.00 | 10/8/2012 3:02:24 PM |
capital-heaven5 | $200.00 | 10/8/2012 11:48:35 AM |
sympathetic-funds818 | $25.00 | 10/8/2012 5:25:32 PM |
niteflite | $25.00 | 10/9/2012 7:22:25 AM |
reward-force | $25.00 | 10/9/2012 8:17:19 AM |
ATLLoans | $50.00 | 10/9/2012 8:01:53 AM |
Brklyn01 | $25.00 | 10/9/2012 5:33:56 AM |
gold-web4 | $75.00 | 10/9/2012 8:53:02 AM |
rootcanaler | $50.00 | 10/9/2012 11:09:34 AM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:50 PM |
ideomorph | $25.00 | 10/9/2012 7:52:36 PM |
blue-kindness-conga | $25.00 | 10/10/2012 10:50:01 AM |
investment-kingdom | $25.00 | 10/10/2012 5:01:04 PM |
Harry | $100.00 | 10/10/2012 1:31:05 PM |
TWISBWM | $50.00 | 10/10/2012 5:02:34 PM |
Nickle-Back | $30.00 | 10/10/2012 5:06:21 PM |
CashBank | $25.00 | 10/10/2012 11:48:12 AM |
RufusGreyhound | $25.00 | 10/10/2012 5:08:11 PM |
Svigel | $26.69 | 10/10/2012 4:56:39 PM |
robertmm25 | $50.00 | 10/10/2012 5:01:50 PM |
enriching-dollar1 | $100.00 | 10/10/2012 5:10:40 PM |
accord131 | $25.00 | 10/10/2012 5:11:05 PM |
revenue-serenity5 | $25.00 | 10/10/2012 5:02:58 PM |
crosova | $25.00 | 10/10/2012 5:03:36 PM |
preciousjeni | $25.00 | 10/10/2012 5:04:38 PM |
ManhattanLender | $25.00 | 10/10/2012 5:05:59 PM |
oakvale | $50.00 | 10/10/2012 5:16:56 PM |
cgk46doit | $25.00 | 10/10/2012 5:07:16 PM |
the-bright-velocity | $25.00 | 10/10/2012 5:08:30 PM |
loan-amplifier6 | $25.00 | 10/10/2012 4:09:22 PM |
investment-guardian9 | $25.00 | 10/10/2012 5:20:31 PM |
compassion-pagoda3 | $25.00 | 10/10/2012 5:21:10 PM |
zassociate | $200.00 | 10/10/2012 5:10:13 PM |
KgBsUcKa | $25.00 | 10/10/2012 4:42:47 PM |
capital-arboretum | $80.00 | 10/10/2012 5:12:58 PM |
icontender | $50.00 | 10/10/2012 5:13:17 PM |
Hanalei712 | $50.00 | 10/10/2012 5:02:18 PM |
MiniBank998 | $25.00 | 10/10/2012 5:02:26 PM |
Syzygy | $25.00 | 10/10/2012 5:03:13 PM |
worth-sanctuary9 | $25.00 | 10/10/2012 5:15:46 PM |
syounker | $25.00 | 10/10/2012 5:05:10 PM |
NR | $25.00 | 10/10/2012 5:06:03 PM |
transparency-silo2 | $25.00 | 10/10/2012 5:17:52 PM |
afotherg | $25.00 | 10/10/2012 5:18:51 PM |
responsive-worth5 | $25.00 | 10/10/2012 5:07:35 PM |
ujiba | $50.00 | 10/10/2012 5:20:51 PM |
transparency-river1 | $750.00 | 10/10/2012 5:09:22 PM |
nerdfactor | $25.00 | 10/10/2012 5:11:37 PM |
drtrimmers | $25.00 | 10/10/2012 5:13:35 PM |
meux99 | $25.00 | 10/10/2012 5:16:22 PM |
mar97 | $25.00 | 9/28/2012 5:57:47 PM |
pious-currency875 | $100.00 | 9/28/2012 6:07:46 PM |
bazaar-tulip | $25.00 | 9/28/2012 6:08:22 PM |
Rivervale_Westwood | $25.00 | 9/28/2012 6:18:00 PM |
blot44 | $25.00 | 9/28/2012 7:41:18 PM |
samurai2 | $34.04 | 9/29/2012 6:36:29 AM |
Taxman44 | $25.00 | 9/28/2012 6:15:36 PM |
mhotchan | $100.00 | 9/29/2012 7:11:38 AM |
Bank_Of_XL | $25.00 | 9/29/2012 10:24:54 AM |
GoldenKoi | $100.00 | 9/29/2012 1:33:31 AM |
cerebral-dollar773 | $25.00 | 9/29/2012 4:47:38 AM |
Dave0 | $25.00 | 9/29/2012 12:48:55 PM |
commerce-gargantuan2 | $50.00 | 9/29/2012 1:01:53 PM |
subtle-leverage4 | $25.00 | 9/29/2012 5:23:22 PM |
aspen5 | $50.00 | 9/29/2012 8:50:34 PM |
safe-rate7 | $34.00 | 9/30/2012 4:03:18 AM |
Castellan | $50.00 | 9/30/2012 12:22:34 PM |
california111 | $100.00 | 9/30/2012 11:20:42 AM |
chac | $300.00 | 9/30/2012 12:28:26 PM |
community-seahorse0 | $25.00 | 10/1/2012 12:01:32 PM |
reward-giant1 | $48.00 | 10/1/2012 11:30:32 AM |
ForMyFamily | $50.00 | 10/1/2012 7:28:17 PM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:09 AM |
botfolio | $300.00 | 10/2/2012 10:22:07 AM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:53 PM |
SSC_CCV | $25.00 | 10/3/2012 12:52:26 PM |
marketplace-singularity3 | $25.00 | 10/3/2012 4:40:28 PM |
finder61 | $25.00 | 10/3/2012 10:35:42 PM |
note-proton0 | $25.00 | 10/4/2012 1:07:52 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:07 PM |
AmericanCredit | $100.00 | 10/5/2012 10:18:52 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:24 PM |
return-aurora853 | $500.00 | 10/5/2012 1:32:28 PM |
friedokra | $25.00 | 10/5/2012 2:48:16 PM |
fairness-symphony2 | $50.00 | 10/5/2012 4:14:54 PM |
Forge_Survival_Supply_Com | $50.00 | 10/6/2012 7:40:27 AM |
bright-idea11 | $25.00 | 10/6/2012 8:14:59 AM |
Vegasjim | $25.00 | 10/6/2012 2:01:28 PM |
Daveinthecorn | $50.00 | 10/7/2012 9:09:13 AM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:17 PM |
lendersf | $50.00 | 10/7/2012 12:15:47 PM |
MI2 | $5,000.00 | 10/8/2012 7:46:10 AM |
Plutis | $25.00 | 10/8/2012 9:16:58 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:46 AM |
availableloan | $25.00 | 10/8/2012 10:02:53 AM |
brightest-gain-investor | $1,000.00 | 10/8/2012 10:31:34 AM |
best-listing-toro | $25.00 | 10/8/2012 5:59:04 PM |
ND1998 | $50.00 | 10/8/2012 6:45:51 PM |
loan-genie88 | $25.00 | 10/8/2012 11:11:12 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:37 PM |
reward-burger2 | $50.00 | 10/9/2012 4:54:43 AM |
wicus | $50.00 | 10/9/2012 5:26:18 AM |
credible-responsibility022 | $25.00 | 10/9/2012 4:11:05 AM |
jedi053 | $100.00 | 10/9/2012 3:14:44 PM |
toocautious | $100.00 | 10/9/2012 4:08:08 PM |
RedantFinance | $50.00 | 10/9/2012 5:13:20 PM |
dcr_545 | $43.83 | 10/9/2012 5:46:57 PM |
3musketeers | $50.00 | 10/10/2012 8:24:19 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:13 AM |
Thunder08 | $25.00 | 10/10/2012 5:04:42 PM |
payout-crescendo9 | $500.00 | 10/10/2012 5:05:31 PM |
EnglishGeekInNYC | $25.00 | 10/10/2012 5:06:37 PM |
nodebtin3 | $100.00 | 10/10/2012 5:07:18 PM |
gallant-economy9 | $50.00 | 10/10/2012 5:08:14 PM |
Investoman | $25.00 | 10/10/2012 5:09:32 PM |
innocent-loot | $25.00 | 10/10/2012 5:00:59 PM |
miket71 | $30.00 | 10/10/2012 5:10:08 PM |
prudent-payment316 | $25.00 | 10/10/2012 5:10:27 PM |
iflyforfun | $25.00 | 10/10/2012 5:10:44 PM |
cingular | $25.00 | 10/10/2012 5:02:11 PM |
lifegrowth | $25.00 | 10/10/2012 5:11:07 PM |
anwn | $50.00 | 10/10/2012 5:11:14 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:41 PM |
poster177 | $50.00 | 10/10/2012 5:04:13 PM |
newest-orbital-justice | $25.00 | 10/10/2012 5:14:35 PM |
j2ee | $50.00 | 10/10/2012 5:05:23 PM |
downtownfarm | $25.00 | 10/10/2012 5:07:06 PM |
Daneistes | $50.00 | 10/10/2012 5:18:18 PM |
turbostar666 | $25.00 | 10/10/2012 5:18:58 PM |
respectful-kindness8 | $25.00 | 10/10/2012 5:07:46 PM |
jthomps4 | $25.00 | 10/10/2012 5:19:34 PM |
nasjack | $25.00 | 10/10/2012 5:20:16 PM |
shrewd-balance2 | $100.00 | 10/10/2012 5:20:40 PM |
rickp | $25.00 | 10/10/2012 5:21:18 PM |
spaldorpv | $100.00 | 10/10/2012 5:02:53 PM |
the-justice-stockpiler | $25.00 | 10/10/2012 5:14:33 PM |
Avala | $100.00 | 10/10/2012 5:15:21 PM |
compsciman | $25.00 | 10/10/2012 5:04:35 PM |
awwaww | $25.00 | 10/10/2012 5:15:44 PM |
designs626 | $50.00 | 10/10/2012 5:05:37 PM |
richmondcowboy | $25.00 | 10/10/2012 5:06:05 PM |
marketplace-cello5 | $25.00 | 10/10/2012 5:06:17 PM |
macgeek | $50.00 | 10/10/2012 5:18:24 PM |
american6 | $50.00 | 10/10/2012 5:07:22 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:13 PM |
auction-sage | $100.00 | 10/10/2012 5:19:59 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:46 PM |
ms48105 | $25.00 | 10/10/2012 5:09:36 PM |
miked8303 | $50.00 | 10/10/2012 5:11:32 PM |
Tradesmanlender | $25.00 | 10/10/2012 5:12:44 PM |
squadron465 | $25.00 | 10/10/2012 5:15:07 PM |
beachwalkingwoman | $50.00 | 10/10/2012 5:15:11 PM |
commanding-treasure2 | $75.00 | 10/10/2012 5:19:57 PM |
214 Investments
|
Borrower Payment Dependent Notes Series
646733
This series of Notes was issued and sold upon the funding of the borrower loan #76553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $290.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 4m |
Amount delinquent:
| $196 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,844 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-legend2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to purchase a better used car and perhaps some new appliances for my home.
My financial situation:
I am a good candidate for this loan because I have a stable job and have the ablity to payback the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $11,700.00 | 10/10/2012 9:02:28 AM |
HikeMoab | $50.00 | 10/10/2012 9:25:36 AM |
indomitable-coin | $25.00 | 10/10/2012 9:41:02 AM |
historic-value7 | $200.00 | 10/10/2012 9:07:04 AM |
A4 | $25.00 | 10/10/2012 9:07:13 AM |
vutah | $25.00 | 10/10/2012 9:37:26 AM |
FortuneFund | $50.00 | 10/10/2012 9:56:56 AM |
suave-durability1 | $50.00 | 10/10/2012 9:59:25 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:04 AM |
trade-goblin9 | $25.00 | 10/10/2012 10:52:29 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:26:31 AM |
jubilant-capital1 | $25.00 | 10/10/2012 10:34:47 AM |
repayment-chihuahua3 | $25.00 | 10/10/2012 10:56:15 AM |
RGlad | $100.00 | 10/10/2012 9:04:18 AM |
janeybooboo | $100.00 | 10/10/2012 9:06:24 AM |
GS-ROCK | $28.00 | 10/10/2012 9:34:38 AM |
jedi053 | $100.00 | 10/10/2012 9:26:31 AM |
ethical-truth211 | $100.00 | 10/10/2012 10:03:03 AM |
CreditBuilder2 | $25.01 | 10/10/2012 10:46:58 AM |
gentle-generosity822 | $25.00 | 10/10/2012 11:02:39 AM |
intuitive-benefit3 | $100.00 | 10/10/2012 10:27:31 AM |
gravbox | $25.00 | 10/10/2012 11:20:08 AM |
Dubbs360 | $146.99 | 10/10/2012 11:32:30 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
646907
This series of Notes was issued and sold upon the funding of the borrower loan #76346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,014 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| aurelianc |
Borrower's state:
| Missouri |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,220.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Business
Purpose of loan:
This loan will be used to buy auto-scrubber, propane buffer and some other tools for maintenance business.
My financial situation:
I am a good candidate for this loan because my revenue is flowing from my small business and with this investment will grow even more.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:53:01 AM |
jedi053 | $100.00 | 10/9/2012 5:02:21 PM |
tolerant-currency6 | $25.00 | 10/9/2012 5:17:57 PM |
phenomenal-rate1 | $500.00 | 10/9/2012 5:12:02 PM |
green-trade-dolphin2 | $43.70 | 10/9/2012 5:02:23 PM |
LaGrangeLender | $60.00 | 10/9/2012 5:26:02 PM |
ptjg | $100.00 | 10/9/2012 5:57:29 PM |
thankful-nickel2 | $55.55 | 10/9/2012 5:26:42 PM |
Vegasjim | $25.00 | 10/9/2012 6:31:37 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:26 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:43 PM |
bellaquito | $500.00 | 10/9/2012 6:59:41 PM |
LoanerPrincipal | $25.00 | 10/9/2012 5:47:28 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:37 PM |
vines99 | $50.00 | 10/9/2012 11:39:27 PM |
daw1878 | $25.00 | 10/10/2012 4:28:14 AM |
Slapshot | $25.00 | 10/9/2012 7:05:56 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:54 AM |
continental2 | $100.00 | 10/10/2012 6:08:36 AM |
gogrannygo | $26.00 | 10/10/2012 6:30:05 AM |
CIC | $25.00 | 10/10/2012 2:52:45 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:42 AM |
determined-revenue1 | $35.00 | 10/10/2012 9:15:04 AM |
pleasant-bid | $45.00 | 10/10/2012 7:50:15 AM |
payout-bridge | $100.00 | 10/10/2012 8:38:00 AM |
blue-intuitive-auction | $100.00 | 10/10/2012 9:50:09 AM |
ChrisTJ | $25.00 | 10/10/2012 9:56:48 AM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 9:45:42 AM |
888GoldIngots | $25.00 | 10/10/2012 10:22:01 AM |
BenR | $99.00 | 10/10/2012 10:41:13 AM |
kenji4861 | $25.00 | 10/10/2012 10:49:22 AM |
virtuous-repayment | $25.00 | 10/10/2012 9:59:50 AM |
enticing-capital6 | $33.00 | 10/10/2012 10:39:12 AM |
USMC0311 | $25.00 | 10/10/2012 2:47:32 PM |
doublediamond | $25.00 | 10/10/2012 2:52:00 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:45 PM |
Harry | $100.00 | 10/10/2012 1:31:16 PM |
income-buffalo1 | $50.00 | 10/10/2012 4:18:59 PM |
jasonj72 | $50.00 | 10/10/2012 5:41:52 PM |
Businessincubator | $50.00 | 10/10/2012 5:10:51 PM |
kls4560 | $25.00 | 10/10/2012 6:29:39 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:43 PM |
friendly-bonus590 | $50.00 | 10/10/2012 7:08:41 PM |
AFairDeal | $25.00 | 10/10/2012 6:24:55 PM |
RGlad | $65.00 | 10/10/2012 6:41:21 PM |
jazz619 | $25.00 | 10/10/2012 6:43:24 PM |
scholarly-benefit5 | $25.00 | 10/10/2012 6:15:46 PM |
andyb9 | $25.00 | 10/10/2012 7:36:54 PM |
trade-goblin9 | $25.00 | 10/11/2012 8:15:34 AM |
m0rlock | $500.00 | 10/11/2012 8:27:00 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:28 AM |
jubilant-agreement0 | $25.00 | 10/11/2012 4:12:59 AM |
bb575 | $50.00 | 10/11/2012 5:15:44 AM |
invest-in-ed | $250.00 | 10/11/2012 5:48:26 AM |
revenue-carnation043 | $25.00 | 10/11/2012 8:55:53 AM |
Retired_Senior | $55.00 | 10/11/2012 9:42:38 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:31 AM |
mar97 | $25.00 | 10/11/2012 9:13:40 AM |
cybernosha | $25.00 | 10/11/2012 9:15:56 AM |
TennSquire | $25.00 | 10/11/2012 9:21:03 AM |
Tradesmanlender | $25.00 | 10/11/2012 9:23:39 AM |
Castellan | $50.00 | 10/11/2012 9:10:23 AM |
Investoman | $25.00 | 10/11/2012 10:16:51 AM |
compatible-deal9 | $50.00 | 10/11/2012 9:37:38 AM |
thrifty-transaction578 | $25.00 | 10/11/2012 10:20:43 AM |
mennleo | $50.00 | 10/11/2012 9:42:52 AM |
value-wind0 | $25.00 | 10/11/2012 9:44:49 AM |
DreisersFinancier | $50.00 | 10/11/2012 9:55:46 AM |
p2ploan-thinker7 | $50.00 | 10/11/2012 9:52:10 AM |
relaxation798 | $100.00 | 10/11/2012 9:57:11 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:06 PM |
profitable-benefit952 | $31.00 | 10/11/2012 10:18:44 AM |
Peacepower | $40.00 | 10/11/2012 3:05:29 PM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:56 AM |
Tylerh | $100.00 | 10/11/2012 10:19:32 AM |
etraboulay | $50.00 | 10/11/2012 10:58:22 AM |
digitalhound | $50.00 | 10/11/2012 11:02:17 AM |
Splangy613 | $25.00 | 10/11/2012 5:09:05 PM |
zoomdrm57 | $25.00 | 10/11/2012 1:07:07 PM |
yield-idol1 | $25.00 | 10/11/2012 11:30:06 AM |
note-proton0 | $25.00 | 10/11/2012 5:27:46 PM |
luminous-finance9 | $25.00 | 10/11/2012 12:01:13 PM |
onegr8papa | $230.00 | 10/11/2012 12:57:31 PM |
Lev8 | $25.00 | 10/11/2012 4:43:07 PM |
ethicalhumanist | $100.00 | 10/11/2012 6:07:00 PM |
historic-balance5 | $50.00 | 10/11/2012 5:15:31 PM |
keichi03 | $22.92 | 10/11/2012 6:41:05 PM |
finance-coyote3 | $2,000.00 | 10/11/2012 5:25:04 PM |
life-is-great | $25.00 | 10/11/2012 6:04:51 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:49 PM |
adorable-asset9 | $50.00 | 10/11/2012 6:23:52 PM |
investmentgroup | $50.00 | 10/9/2012 6:29:00 PM |
moremax | $150.00 | 10/10/2012 12:15:53 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:53 PM |
suave-durability1 | $50.00 | 10/9/2012 5:20:25 PM |
spirit07a | $100.00 | 10/9/2012 5:10:21 PM |
nickel-ferret | $25.00 | 10/9/2012 5:21:50 PM |
DaveTheWave | $25.00 | 10/9/2012 5:11:00 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:02 PM |
imogen22 | $50.00 | 10/9/2012 5:17:38 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:14 PM |
repayment-pagoda8 | $100.00 | 10/9/2012 5:14:49 PM |
cordial-bonus | $25.00 | 10/9/2012 5:48:19 PM |
bazaar-tulip | $25.00 | 10/9/2012 5:27:31 PM |
Arvicco | $400.00 | 10/9/2012 5:29:35 PM |
Emgolda | $25.00 | 10/9/2012 5:55:12 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:08 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:25 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:21 PM |
supertux | $25.01 | 10/9/2012 6:17:38 PM |
brandonm78 | $50.00 | 10/9/2012 5:47:54 PM |
octoberfresh | $25.00 | 10/9/2012 5:54:28 PM |
WeedPatch | $50.00 | 10/9/2012 6:11:39 PM |
Cookstersalibi | $25.00 | 10/9/2012 5:42:06 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:05 PM |
4dlsmith | $26.06 | 10/9/2012 8:56:03 PM |
janeybooboo | $25.25 | 10/9/2012 6:34:33 PM |
bright-idea11 | $25.00 | 10/9/2012 6:08:30 PM |
ElvisCash | $25.00 | 10/9/2012 7:30:17 PM |
prudent-deal662 | $25.00 | 10/9/2012 6:26:35 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:42 PM |
kfrench | $75.00 | 10/9/2012 6:35:36 PM |
SlateHillCapital | $100.00 | 10/9/2012 6:42:10 PM |
PXM-Financial | $75.00 | 10/10/2012 8:09:45 AM |
cashhelp | $30.00 | 10/9/2012 7:33:12 PM |
promise2 | $50.00 | 10/10/2012 9:08:02 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:18 AM |
loyalist1 | $400.00 | 10/10/2012 8:29:44 AM |
108lender | $200.00 | 10/10/2012 9:24:14 AM |
bold-riveting-social | $50.00 | 10/10/2012 9:04:43 AM |
frankdelraza | $25.00 | 10/10/2012 9:41:08 AM |
ideal-platinum1 | $50.00 | 10/10/2012 8:01:06 AM |
Spooky_Action | $25.00 | 10/10/2012 9:01:15 AM |
kind-rupee-welder | $25.00 | 10/10/2012 9:29:48 AM |
chato2345 | $25.00 | 10/10/2012 10:55:37 AM |
hitsman | $50.00 | 10/10/2012 10:39:55 AM |
american6 | $50.00 | 10/10/2012 11:02:28 AM |
gotbyu | $75.00 | 10/10/2012 12:59:24 PM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:38 AM |
availableloan | $25.00 | 10/10/2012 11:27:45 AM |
purposeful-durability8 | $100.00 | 10/10/2012 10:45:45 AM |
progressive-power9 | $75.00 | 10/10/2012 3:56:32 PM |
california111 | $100.00 | 10/10/2012 1:16:31 PM |
balance-tamer7 | $150.00 | 10/10/2012 11:16:53 AM |
Kissabledevil | $25.00 | 10/10/2012 3:23:45 PM |
radforj22 | $50.00 | 10/10/2012 3:25:58 PM |
El_Maestro | $51.13 | 10/10/2012 4:59:57 PM |
credit-maple | $25.00 | 10/10/2012 5:02:16 PM |
PrettyLights | $50.00 | 10/10/2012 2:00:43 PM |
capital-magician561 | $43.14 | 10/10/2012 3:43:40 PM |
dollar-idol7 | $25.00 | 10/10/2012 4:15:05 PM |
Maverick158 | $50.00 | 10/10/2012 4:32:13 PM |
droryikra | $25.00 | 10/10/2012 5:22:15 PM |
Gnube | $25.00 | 10/10/2012 6:08:37 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:22 PM |
brightest-listing-scrutinzer | $50.00 | 10/10/2012 5:58:38 PM |
Rearden_Steel | $25.00 | 10/10/2012 7:39:39 PM |
SBT | $25.00 | 10/10/2012 6:22:48 PM |
p2ploan-hunter4 | $50.00 | 10/11/2012 5:09:57 AM |
tough-cash4 | $25.00 | 10/11/2012 5:43:59 AM |
loyalty-hornet6 | $25.00 | 10/10/2012 6:17:34 PM |
atlas100 | $50.00 | 10/11/2012 6:28:33 AM |
Danylostefan | $100.00 | 10/11/2012 6:37:34 AM |
income-cocktail3 | $25.00 | 10/10/2012 8:50:18 PM |
Nazbuster | $100.00 | 10/10/2012 10:00:02 PM |
grammaspurse | $25.00 | 10/10/2012 10:05:37 PM |
Guiren | $100.00 | 10/11/2012 7:35:53 AM |
flexible-rate1 | $25.00 | 10/11/2012 9:24:35 AM |
newest-glowing-cash | $25.00 | 10/11/2012 9:27:49 AM |
zchickan | $61.62 | 10/11/2012 8:05:08 AM |
abundanceforever | $30.00 | 10/11/2012 9:52:42 AM |
Taxman44 | $25.00 | 10/11/2012 9:14:28 AM |
orange-impressive-kindness | $100.00 | 10/11/2012 8:55:26 AM |
IP | $25.00 | 10/11/2012 9:21:51 AM |
Tai | $25.00 | 10/11/2012 9:07:44 AM |
ItsJustMe79 | $25.00 | 10/11/2012 9:35:22 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:18 AM |
Benjamin-blessings1 | $25.00 | 10/11/2012 9:45:59 AM |
market-assembler | $50.00 | 10/11/2012 9:46:39 AM |
invincible-deal82 | $25.00 | 10/11/2012 9:50:46 AM |
tenacious-affluence | $25.00 | 10/11/2012 10:58:05 AM |
LeReve | $500.00 | 10/11/2012 10:02:41 AM |
skro | $25.00 | 10/11/2012 10:06:00 AM |
jumbopackage | $25.00 | 10/11/2012 1:11:38 PM |
hard-working-rate3 | $25.00 | 10/11/2012 10:13:01 AM |
lamsabuy | $40.00 | 10/11/2012 10:14:14 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:04 PM |
wishihadmore | $37.98 | 10/11/2012 3:54:19 PM |
velocity-solo | $25.00 | 10/11/2012 5:11:34 PM |
zerocreativity1 | $55.63 | 10/11/2012 10:58:12 AM |
mrsasman | $25.00 | 10/11/2012 10:59:37 AM |
wigglesworth4 | $100.00 | 10/11/2012 11:07:50 AM |
green28 | $50.00 | 10/11/2012 11:10:34 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:14 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:03 PM |
tranquil-revenue | $25.00 | 10/11/2012 5:58:15 PM |
SRK_FROM_WA | $25.00 | 10/11/2012 5:51:01 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
647317
This series of Notes was issued and sold upon the funding of the borrower loan #76343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $93.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,115 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| treasure-financier6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
Purpose of loan: wedding expenses
This loan will be used to...pay for wedding
My financial situation: fair
I am a good candidate for this loan because...I have the means to repay this loan
Monthly net income: $2400.00
Monthly expenses: $725.00
Housing: $500.00
Insurance: $89.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100.00
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $25.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 10/11/2012 5:06:37 PM |
113121 | $500.00 | 10/11/2012 5:23:49 PM |
zipemdown | $25.00 | 10/11/2012 5:14:06 PM |
missing-link | $25.00 | 10/11/2012 5:28:41 PM |
toblerone | $25.00 | 10/11/2012 5:04:08 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:44 PM |
Vegasjim | $25.00 | 10/11/2012 5:58:51 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:15 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:24 PM |
taltman | $25.00 | 10/11/2012 6:08:04 PM |
EngineersAlliance | $100.00 | 10/11/2012 5:10:41 PM |
JRS | $25.00 | 10/11/2012 5:28:50 PM |
bonus-demon | $50.00 | 10/11/2012 5:13:26 PM |
pierrelasvegas | $25.00 | 10/11/2012 5:18:08 PM |
superb-funds335 | $25.00 | 10/11/2012 5:54:19 PM |
well-rounded-payout0 | $50.00 | 10/11/2012 5:36:59 PM |
Kessler | $26.00 | 10/11/2012 5:37:28 PM |
houli123 | $25.00 | 10/11/2012 5:41:08 PM |
mikrolown | $25.00 | 10/11/2012 6:06:57 PM |
etraboulay | $50.00 | 10/11/2012 6:07:12 PM |
j2ee | $50.00 | 10/11/2012 6:16:30 PM |
patriot897 | $25.00 | 10/11/2012 5:32:13 PM |
BostonCapital | $100.00 | 10/11/2012 5:07:59 PM |
janeybooboo | $75.00 | 10/11/2012 5:08:15 PM |
money-baron | $100.00 | 10/11/2012 6:06:41 PM |
bizlending | $100.00 | 10/11/2012 6:06:52 PM |
jonathan10s | $28.00 | 10/11/2012 6:10:22 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:27 PM |
ethical-truth211 | $74.98 | 10/11/2012 6:22:05 PM |
velocityasaurus-rex4 | $100.00 | 10/11/2012 5:10:15 PM |
bold-wampum-compadre | $100.00 | 10/11/2012 5:29:17 PM |
a-finance-nirvana | $25.00 | 10/11/2012 5:16:39 PM |
gotjack-IRA | $26.02 | 10/11/2012 5:35:30 PM |
vutah | $35.00 | 10/11/2012 5:17:12 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:56 PM |
ethicalhumanist | $100.00 | 10/11/2012 6:10:01 PM |
casserole9 | $35.00 | 10/11/2012 5:56:19 PM |
silver-explorer6 | $25.00 | 10/11/2012 6:06:34 PM |
whitegoldira | $150.00 | 10/11/2012 6:11:05 PM |
cash-vault | $25.00 | 10/11/2012 6:12:11 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
647405
This series of Notes was issued and sold upon the funding of the borrower loan #76225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $158.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-fascinating-openness |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...Dental work; car repair; new computer; vacation
My financial situation: currently debt free.
I am a good candidate for this loan because...I've had a few late payments in the last four years, but otherwise good. I have no other debt payments, and I want to also use this loan to get my credit score higher by paying on time.
Monthly net income: $2800
Monthly expenses: $
Housing: $775
Insurance: $175
Car expenses: $0
Utilities: $80
Phone, cable, internet: $105
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $7
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BostonCapital | $100.00 | 10/8/2012 5:05:27 PM |
phenomenal-rate1 | $500.00 | 10/8/2012 5:07:34 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:28 PM |
irrelevant | $50.00 | 10/8/2012 5:07:56 PM |
supreme-treasure8 | $100.00 | 10/8/2012 5:25:18 PM |
spark548 | $100.00 | 10/8/2012 5:09:51 PM |
commerce-venture1 | $25.00 | 10/8/2012 5:06:42 PM |
Voracious_Trees | $25.00 | 10/8/2012 5:22:35 PM |
lean-trade178 | $25.00 | 10/8/2012 5:37:24 PM |
brainy-return234 | $25.00 | 10/8/2012 5:18:07 PM |
selector568 | $300.00 | 10/8/2012 5:18:40 PM |
wise-deal-panda | $26.00 | 10/8/2012 5:48:06 PM |
silver-explorer6 | $25.00 | 10/8/2012 5:30:04 PM |
special-dinero553 | $25.00 | 10/8/2012 5:24:36 PM |
return-exchanger355 | $100.00 | 10/8/2012 5:28:41 PM |
bold-marketplace-awakening | $38.00 | 10/8/2012 5:54:57 PM |
sensible-trade | $65.00 | 10/8/2012 5:58:38 PM |
rate-advocator7 | $100.00 | 10/8/2012 6:09:32 PM |
trajectory8 | $25.00 | 10/8/2012 5:05:52 PM |
handy-justice | $50.00 | 10/8/2012 5:20:31 PM |
ethical-truth211 | $100.00 | 10/8/2012 5:11:56 PM |
compassion-twister2 | $50.00 | 10/8/2012 5:08:54 PM |
peace-fixer8 | $25.00 | 10/8/2012 5:38:19 PM |
cp-family | $50.00 | 10/8/2012 5:16:13 PM |
asset-professor | $25.00 | 10/8/2012 5:17:57 PM |
pierrelasvegas | $25.00 | 10/8/2012 5:25:12 PM |
azazle | $50.00 | 10/8/2012 5:26:39 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:31:31 PM |
haplender | $50.00 | 10/8/2012 5:31:54 PM |
WalnutCreekguy | $50.00 | 10/8/2012 5:26:55 PM |
open-minded-p2p1 | $25.00 | 10/8/2012 5:29:44 PM |
Thunderswan | $100.00 | 10/8/2012 5:36:10 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:49 PM |
majestic-note6 | $200.00 | 10/8/2012 5:32:56 PM |
LeReve | $500.00 | 10/8/2012 5:40:06 PM |
bellaquito | $500.00 | 10/8/2012 5:43:20 PM |
robust-trade | $25.00 | 10/8/2012 5:38:23 PM |
52digital | $75.00 | 10/8/2012 6:11:18 PM |
appetizing-loyalty354 | $100.00 | 10/8/2012 5:42:26 PM |
a-finance-nirvana | $25.00 | 10/8/2012 5:45:48 PM |
CA-Lender | $25.00 | 10/8/2012 5:50:02 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:33 PM |
credit-czar5 | $21.00 | 10/8/2012 6:13:46 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
647515
This series of Notes was issued and sold upon the funding of the borrower loan #76390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $409.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-power2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate Debt's i have.
My financial situation:
I am a good candidate for this loan because...I never missed payment in my life, and i take pride in keeping my commitments and also i have a steady job from past 2 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compassion-twister2 | $50.00 | 9/28/2012 5:02:18 PM |
excellent-funds649 | $50.00 | 9/28/2012 5:15:03 PM |
ingenious-deal6 | $25.00 | 9/28/2012 5:10:55 PM |
mar97 | $25.00 | 9/28/2012 5:57:49 PM |
pious-currency875 | $100.00 | 9/28/2012 6:07:47 PM |
sanjubab | $50.00 | 9/28/2012 7:16:03 PM |
bazaar-tulip | $25.00 | 9/28/2012 6:08:24 PM |
Taxman44 | $25.00 | 9/28/2012 6:15:38 PM |
silver-explorer6 | $25.00 | 9/28/2012 6:28:55 PM |
HikeMoab | $35.00 | 9/28/2012 6:58:20 PM |
Rockymtnhi | $100.00 | 9/29/2012 9:33:22 AM |
blot44 | $25.00 | 9/28/2012 7:40:23 PM |
GoldenKoi | $100.00 | 9/29/2012 1:34:40 AM |
cerebral-dollar773 | $25.00 | 9/29/2012 4:47:16 AM |
affluence-kingdom9 | $100.00 | 9/29/2012 10:07:03 AM |
mindful-generosity1 | $50.00 | 9/29/2012 12:49:27 PM |
generous-deal6 | $25.00 | 9/29/2012 12:51:24 PM |
azazle | $50.00 | 9/29/2012 2:02:13 PM |
retirementlady | $25.00 | 9/29/2012 3:03:03 PM |
Aberdeen | $100.00 | 9/29/2012 2:28:49 PM |
Good-Yield | $35.00 | 9/30/2012 3:22:26 AM |
petsheep | $25.00 | 9/29/2012 3:44:39 PM |
otherwisedisposed | $250.00 | 9/29/2012 7:52:47 PM |
orange-steady-payment | $31.13 | 9/30/2012 10:32:54 AM |
california111 | $100.00 | 9/30/2012 11:20:43 AM |
first-funds-palace | $25.00 | 9/30/2012 12:41:52 PM |
bonafide-economy | $50.00 | 9/30/2012 8:34:47 AM |
thg0703 | $25.00 | 9/30/2012 9:37:07 AM |
Castellan | $50.00 | 9/30/2012 12:22:37 PM |
rmachi | $25.00 | 9/30/2012 1:10:37 PM |
WhiteInvestor | $27.00 | 9/30/2012 7:23:10 PM |
serene-truth2 | $100.00 | 9/30/2012 7:23:47 PM |
QsDad | $25.00 | 9/30/2012 11:40:02 PM |
proper-exchange8 | $100.00 | 9/30/2012 11:40:56 PM |
giftgold | $25.00 | 9/30/2012 3:47:31 PM |
availableloan | $25.00 | 9/30/2012 5:39:16 PM |
patriot897 | $25.00 | 10/1/2012 8:20:10 AM |
Phryne | $50.00 | 10/1/2012 10:03:15 AM |
community-seahorse0 | $25.00 | 10/1/2012 12:01:32 PM |
LaGrangeLender | $60.00 | 10/1/2012 10:40:53 AM |
enterprising-exchange6 | $50.00 | 10/1/2012 5:09:05 PM |
repayment-pagoda8 | $100.00 | 10/1/2012 5:17:57 PM |
the-justice-stockpiler | $25.00 | 10/1/2012 5:01:27 PM |
compoundinterest | $25.00 | 10/1/2012 5:58:28 PM |
commerce-gargantuan2 | $50.00 | 10/1/2012 5:35:29 PM |
Techne_Funds_LLC | $25.00 | 10/1/2012 6:33:02 PM |
repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:04 AM |
peso-dancer3 | $25.00 | 10/2/2012 6:59:25 AM |
investment-comet | $25.00 | 10/2/2012 7:07:25 AM |
flexible-rate1 | $25.00 | 10/2/2012 8:49:33 AM |
Investoman | $25.00 | 10/2/2012 9:21:34 AM |
NJournalist | $25.00 | 10/2/2012 9:20:27 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:10 AM |
enriching-trade2 | $50.00 | 10/2/2012 10:12:43 AM |
p2ploan-flag5 | $50.00 | 10/2/2012 9:47:06 AM |
botfolio | $300.00 | 10/2/2012 10:22:08 AM |
mrmopar | $29.00 | 10/2/2012 3:15:03 PM |
wishihadmore | $25.00 | 10/2/2012 5:04:01 PM |
Plutis | $25.00 | 10/2/2012 5:10:50 PM |
zassociate | $200.00 | 10/2/2012 5:12:26 PM |
Darts | $50.00 | 10/2/2012 5:32:38 PM |
spry-nickel | $50.00 | 10/2/2012 6:21:30 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:54 PM |
rokman | $50.00 | 10/2/2012 6:03:17 PM |
KSfuture | $50.00 | 10/3/2012 7:47:56 AM |
blooming-kindness | $25.00 | 10/3/2012 9:08:08 AM |
squadron465 | $25.00 | 10/3/2012 10:44:53 AM |
ideal-platinum1 | $50.00 | 10/3/2012 10:20:15 AM |
radforj22 | $50.00 | 10/3/2012 12:01:46 PM |
marketplace-singularity3 | $25.00 | 10/3/2012 4:41:20 PM |
newest-bountiful-basis | $25.00 | 10/3/2012 5:13:06 PM |
Syzygy | $25.00 | 10/3/2012 5:37:34 PM |
GTFreeFlyer | $25.00 | 10/3/2012 5:58:04 PM |
thinker6 | $30.00 | 10/4/2012 6:53:38 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:53 PM |
finance-refresher3 | $50.00 | 10/4/2012 1:56:35 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:06:05 PM |
cdv | $50.00 | 10/4/2012 8:17:04 PM |
broker048 | $25.00 | 10/4/2012 9:19:58 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:47 PM |
blue-basis-flower | $50.00 | 10/5/2012 8:55:33 AM |
hard-working-rate3 | $25.00 | 10/5/2012 9:44:16 AM |
kevin314 | $25.00 | 10/5/2012 10:05:10 AM |
Emgolda | $25.00 | 10/5/2012 10:10:24 AM |
AmericanCredit | $100.00 | 10/5/2012 10:18:52 AM |
platinum-attraction | $25.00 | 10/5/2012 10:55:09 AM |
DarkInvestor | $25.00 | 10/5/2012 10:53:59 AM |
friedokra | $25.00 | 10/5/2012 2:48:16 PM |
loot-cannon764 | $50.00 | 10/5/2012 4:28:10 PM |
silver-breeze3 | $25.00 | 10/5/2012 5:37:18 PM |
Attract | $25.00 | 10/5/2012 11:01:28 PM |
visionary-community | $25.00 | 10/5/2012 8:31:38 PM |
tenacious-payout | $50.00 | 10/5/2012 8:47:21 PM |
fireboss | $40.40 | 10/6/2012 7:39:33 AM |
profitable-commerce822 | $25.00 | 10/6/2012 3:37:45 AM |
quad | $100.00 | 10/6/2012 7:52:08 AM |
MtnLend | $25.00 | 10/6/2012 7:57:46 AM |
Spiv_51 | $25.00 | 10/6/2012 5:59:48 AM |
TLW314 | $100.00 | 10/6/2012 7:54:56 AM |
friendinmoney | $25.00 | 10/6/2012 11:27:50 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:23 AM |
bright-idea11 | $25.00 | 10/6/2012 8:14:59 AM |
fortytwo | $150.00 | 10/6/2012 12:03:15 PM |
Underworld_Explorer | $50.00 | 10/6/2012 9:23:27 AM |
sgt-schultz | $25.00 | 10/6/2012 12:07:53 PM |
jt97008 | $25.00 | 10/6/2012 11:17:53 AM |
ivar | $25.00 | 10/6/2012 12:16:08 PM |
jonandmeg21 | $25.00 | 10/6/2012 12:30:59 PM |
JC_12 | $50.00 | 10/6/2012 12:15:32 PM |
Nickle-Back | $30.00 | 10/6/2012 12:46:18 PM |
LiquidLender | $25.00 | 10/6/2012 12:48:38 PM |
minista | $25.00 | 10/6/2012 12:29:03 PM |
downtownfarm | $25.00 | 10/6/2012 12:34:44 PM |
peaceful-transparency4 | $25.00 | 10/6/2012 12:59:18 PM |
Tylerh | $250.00 | 10/6/2012 12:42:45 PM |
scholarly-benefit5 | $25.00 | 10/6/2012 12:47:05 PM |
djs81 | $75.00 | 10/6/2012 12:51:05 PM |
sjlender | $100.00 | 10/6/2012 12:53:46 PM |
responsibility-butterfly | $25.00 | 9/29/2012 7:45:38 AM |
loyalty-hornet6 | $25.00 | 9/28/2012 5:06:32 PM |
Ripsaw4U | $50.00 | 9/28/2012 5:13:25 PM |
obduro_1 | $25.00 | 9/28/2012 5:25:04 PM |
Dubbs360 | $500.00 | 9/28/2012 5:43:22 PM |
imogen22 | $50.00 | 9/28/2012 5:10:48 PM |
fragonardlives | $25.00 | 9/28/2012 5:21:27 PM |
windguy | $50.00 | 9/28/2012 5:22:57 PM |
loot-baton | $25.00 | 9/28/2012 5:20:01 PM |
lionheart722 | $100.00 | 9/28/2012 6:17:43 PM |
ultimate-commitment | $50.00 | 9/28/2012 7:05:37 PM |
Rivervale_Westwood | $25.00 | 9/28/2012 6:18:00 PM |
JaceSpade | $25.00 | 9/29/2012 10:06:13 AM |
Johnab | $25.00 | 9/29/2012 7:20:04 AM |
platinum-czar | $100.00 | 9/29/2012 11:37:02 AM |
Dave0 | $25.00 | 9/29/2012 12:48:57 PM |
kenji4861 | $25.00 | 9/29/2012 1:57:16 PM |
Nazbuster | $75.00 | 9/29/2012 2:50:48 PM |
houli123 | $25.00 | 9/30/2012 6:42:55 AM |
aspen5 | $50.00 | 9/29/2012 8:50:35 PM |
Mailmon | $25.00 | 9/30/2012 11:41:24 AM |
relentless-social631 | $100.00 | 9/30/2012 4:24:28 PM |
chac | $400.00 | 9/30/2012 12:37:22 PM |
I_Like_to_Invest | $25.00 | 10/1/2012 6:37:39 AM |
market-maximizer472 | $100.00 | 10/1/2012 6:59:50 AM |
Pickmar | $25.00 | 10/1/2012 10:31:56 AM |
prudent-deal662 | $25.00 | 10/1/2012 10:35:52 AM |
reward-giant1 | $48.00 | 10/1/2012 11:30:34 AM |
responsive-worth5 | $50.00 | 10/1/2012 5:52:56 PM |
velocityasaurus-rex4 | $100.00 | 10/1/2012 5:59:48 PM |
EnglishGeekInNYC | $25.00 | 10/1/2012 6:07:56 PM |
spartacusiam | $25.00 | 10/1/2012 6:52:11 PM |
bbjones3 | $100.00 | 10/2/2012 5:14:54 AM |
PaulW | $40.00 | 10/2/2012 4:17:13 AM |
AFairDeal | $25.00 | 10/2/2012 9:07:23 AM |
transparency-river1 | $750.00 | 10/2/2012 9:16:07 AM |
villagers | $50.00 | 10/2/2012 9:14:57 AM |
Tradesmanlender | $25.00 | 10/2/2012 9:37:05 AM |
compatible-deal9 | $50.00 | 10/2/2012 9:50:11 AM |
gjm6d | $25.00 | 10/2/2012 10:13:35 AM |
ingenious-point1 | $25.00 | 10/2/2012 10:26:38 AM |
unassailable-funds754 | $25.00 | 10/2/2012 2:28:42 PM |
QuincyCapital | $25.00 | 10/2/2012 11:09:10 AM |
elegant-auction3 | $25.00 | 10/2/2012 5:03:05 PM |
Weaverville | $100.00 | 10/2/2012 2:20:07 PM |
KCEnterprises | $25.00 | 10/2/2012 2:48:42 PM |
bankojerry | $26.00 | 10/2/2012 4:14:23 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:03 PM |
octoberfresh | $25.00 | 10/2/2012 5:48:44 PM |
gentle-gain235 | $50.00 | 10/2/2012 8:14:01 PM |
principal-trident | $25.00 | 10/3/2012 9:44:43 AM |
american6 | $50.00 | 10/3/2012 10:10:46 AM |
noble-moola0 | $29.00 | 10/3/2012 10:33:47 AM |
durability-slingshot2 | $75.00 | 10/3/2012 10:03:16 AM |
Gnube | $25.00 | 10/3/2012 10:34:00 AM |
cordial-loan036 | $150.00 | 10/3/2012 1:26:06 PM |
green-moola-sniffer | $25.00 | 10/3/2012 2:18:46 PM |
cash-hotshot139 | $25.00 | 10/3/2012 5:05:02 PM |
deal-cowbell695 | $25.00 | 10/3/2012 2:21:32 PM |
darknesscrown | $25.00 | 10/3/2012 2:31:32 PM |
Arvicco | $400.00 | 10/3/2012 5:34:01 PM |
magnificent-income7 | $25.00 | 10/3/2012 9:51:53 PM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:35 PM |
universal71 | $25.00 | 10/4/2012 7:07:54 AM |
newest-return-wind | $35.00 | 10/4/2012 8:56:44 AM |
compassionate-payment218 | $25.00 | 10/4/2012 9:15:57 AM |
loanlaw | $25.00 | 10/4/2012 9:45:02 AM |
p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:07 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:29 AM |
guardian3 | $25.00 | 10/4/2012 11:58:34 AM |
justinology | $30.00 | 10/4/2012 11:22:55 AM |
myextracash | $25.00 | 10/4/2012 2:42:19 PM |
ingenious-order783 | $30.00 | 10/4/2012 3:02:03 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:19 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:27 PM |
dugly2ugly | $25.00 | 10/5/2012 6:56:09 AM |
broosky2 | $100.00 | 10/5/2012 8:16:39 AM |
the-swiss-vault | $25.00 | 10/5/2012 10:50:28 AM |
benefit-hunter5 | $25.00 | 10/5/2012 11:10:33 AM |
indomitable-economy8 | $25.00 | 10/5/2012 12:01:13 PM |
gold-motivator2 | $30.00 | 10/5/2012 11:03:44 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:29 PM |
loyalty-performer2 | $25.00 | 10/5/2012 1:44:24 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:25 PM |
Ocean713 | $75.00 | 10/5/2012 11:34:16 AM |
UT-Longhorn | $25.00 | 10/5/2012 12:55:24 PM |
payout-magician | $25.00 | 10/5/2012 3:42:02 PM |
finance-symphony7 | $150.00 | 10/5/2012 6:01:35 PM |
BOZO88 | $25.00 | 10/5/2012 7:41:46 PM |
mtm1 | $100.00 | 10/5/2012 9:09:07 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:10 PM |
SC2TX | $100.00 | 10/6/2012 7:52:19 AM |
Spaceman838 | $25.00 | 10/6/2012 8:11:07 AM |
seabass123 | $25.00 | 10/6/2012 6:25:04 AM |
principal-raccoon2 | $35.00 | 10/6/2012 7:59:37 AM |
realtormoises | $25.00 | 10/6/2012 8:16:00 AM |
Rivermaverick | $25.00 | 10/6/2012 10:31:45 AM |
cablenews | $100.00 | 10/6/2012 12:19:52 PM |
unforgettable-wealth4 | $50.00 | 10/6/2012 12:04:46 PM |
RankPaid | $25.00 | 10/6/2012 12:42:31 PM |
first-favorite-bonus9 | $25.00 | 10/6/2012 12:46:09 PM |
bowdish1 | $34.00 | 10/6/2012 12:49:11 PM |
syounker | $25.00 | 10/6/2012 12:54:51 PM |
capital-blueberry | $20.47 | 10/6/2012 1:06:27 PM |
meux99 | $25.00 | 10/6/2012 1:01:01 PM |
223 Investments
|
Borrower Payment Dependent Notes Series
647681
This series of Notes was issued and sold upon the funding of the borrower loan #76017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-01-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-04-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,543 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-utensil950 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate three credit cards and one personal loan.
My financial situation:
I am a good candidate for this loan because I have been gainfully employed in the IT industry for the past 15 years and am in a field that is always short of skilled software developers. My debt payments amount to less that 20% of my monthly income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/2/2012 10:59:08 AM |
nevee | $40.00 | 10/2/2012 6:12:27 PM |
Castellan | $50.00 | 10/1/2012 5:27:50 PM |
mar97 | $25.00 | 10/1/2012 5:10:05 PM |
imogen22 | $50.00 | 10/1/2012 5:23:27 PM |
best-bonafide-p2p | $50.00 | 10/1/2012 5:17:41 PM |
betterthanstock | $25.00 | 10/1/2012 5:47:00 PM |
sanjubab | $100.00 | 10/1/2012 5:52:36 PM |
bazaar-tulip | $25.00 | 10/1/2012 6:38:41 PM |
serene-truth2 | $100.00 | 10/1/2012 6:42:22 PM |
jubilant-capital1 | $50.00 | 10/1/2012 6:46:17 PM |
blot44 | $25.00 | 10/1/2012 9:44:43 PM |
HikeMoab | $50.00 | 10/1/2012 8:26:24 PM |
bigmacbeef | $66.00 | 10/2/2012 12:42:14 AM |
heerzaquestion | $100.00 | 10/2/2012 5:14:54 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 1:37:08 AM |
cerebral-dollar773 | $25.00 | 10/2/2012 6:03:33 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:13 AM |
bold-wampum-compadre | $100.00 | 10/2/2012 9:35:12 AM |
botfolio | $300.00 | 10/2/2012 10:22:14 AM |
pdub | $750.00 | 10/2/2012 10:23:37 AM |
maniac3 | $1,094.87 | 10/2/2012 12:26:46 PM |
credit-coach118 | $40.00 | 10/2/2012 3:50:42 PM |
Plow_n_Sow | $50.00 | 10/2/2012 4:52:01 PM |
enterprising-exchange6 | $50.00 | 10/2/2012 5:12:03 PM |
zassociate | $200.00 | 10/2/2012 5:12:28 PM |
repayment-pagoda8 | $100.00 | 10/2/2012 5:11:37 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:07 PM |
spry-nickel | $40.00 | 10/2/2012 6:21:32 PM |
unassailable-funds754 | $25.00 | 10/2/2012 6:05:31 PM |
nhm | $30.00 | 10/2/2012 6:12:10 PM |
hitsman | $50.00 | 10/2/2012 6:28:21 PM |
bellaquito | $500.00 | 10/2/2012 6:51:37 PM |
honeybee11 | $90.00 | 10/3/2012 3:47:18 AM |
Supernick | $500.00 | 10/3/2012 6:39:36 AM |
Brisket_Bob | $60.00 | 10/3/2012 7:19:34 AM |
astute-benjamins | $150.00 | 10/3/2012 8:05:21 AM |
blue-lucrative-rate | $50.00 | 10/3/2012 7:37:03 AM |
aabadabadoo | $25.00 | 10/3/2012 8:53:41 AM |
deal-kung-fu | $45.00 | 10/3/2012 9:30:30 AM |
ideal-platinum1 | $50.00 | 10/3/2012 10:20:16 AM |
durability-slingshot2 | $75.00 | 10/3/2012 10:03:17 AM |
american6 | $50.00 | 10/3/2012 10:10:47 AM |
cordial-loan036 | $50.00 | 10/3/2012 1:33:40 PM |
radforj22 | $50.00 | 10/3/2012 11:57:56 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:01 PM |
compatible-deal9 | $50.00 | 10/3/2012 12:56:13 PM |
gentlesmile | $130.00 | 10/3/2012 1:37:18 PM |
green-moola-sniffer | $25.00 | 10/3/2012 2:18:49 PM |
dynadave | $1,000.00 | 10/3/2012 5:06:42 PM |
unabashed-investment3 | $50.00 | 10/3/2012 4:06:35 PM |
enriching-trade2 | $50.00 | 10/3/2012 5:14:46 PM |
tenacious-affluence | $25.00 | 10/3/2012 5:21:51 PM |
Arvicco | $400.00 | 10/3/2012 5:34:05 PM |
adventurer447 | $300.00 | 10/3/2012 5:41:53 PM |
Dave0 | $25.00 | 10/3/2012 5:49:58 PM |
knowledgeable-silver6 | $25.00 | 10/3/2012 6:08:25 PM |
resolute-felicity353 | $25.00 | 10/3/2012 5:50:35 PM |
reward-giant1 | $50.00 | 10/3/2012 5:58:35 PM |
LP_InvestmentGroup | $50.00 | 10/3/2012 6:38:52 PM |
cashasaurus0 | $100.00 | 10/3/2012 6:56:30 PM |
fly4sugar | $100.00 | 10/3/2012 8:29:21 PM |
GraffitiBridge | $25.00 | 10/3/2012 6:45:43 PM |
otherwisedisposed | $250.00 | 10/3/2012 10:23:44 PM |
hitarth2807 | $200.00 | 10/3/2012 6:44:46 PM |
Smallbear | $25.00 | 10/4/2012 6:04:53 AM |
treasure-bliss | $100.00 | 10/4/2012 6:29:40 AM |
investment-comet | $25.00 | 10/4/2012 7:19:10 AM |
gilbrear | $25.00 | 10/4/2012 4:19:40 AM |
greenback-loyalist8 | $25.00 | 10/4/2012 5:43:58 AM |
economy-popcorn | $25.00 | 10/4/2012 6:09:52 AM |
hml | $25.00 | 10/4/2012 8:08:32 AM |
logical-reward8 | $25.00 | 10/4/2012 9:19:15 AM |
didibagle | $50.00 | 10/4/2012 9:15:00 AM |
Aimvest | $25.00 | 10/4/2012 9:17:05 AM |
first-graceful-contract | $25.00 | 10/4/2012 10:01:29 AM |
p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:08 AM |
sjlender | $100.00 | 10/4/2012 10:36:10 AM |
blue-laudable-dinero | $50.00 | 10/4/2012 10:37:40 AM |
AFairDeal | $25.00 | 10/4/2012 10:41:39 AM |
vigilance-revolutionary | $50.00 | 10/4/2012 10:50:31 AM |
wwwUniversal | $25.00 | 10/4/2012 11:02:03 AM |
aver2801 | $25.00 | 10/4/2012 11:30:37 AM |
p2ploan-flag5 | $50.00 | 10/4/2012 11:40:42 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:31 AM |
spaldorpv | $100.00 | 10/4/2012 5:02:39 PM |
helpishere777 | $25.00 | 10/4/2012 5:03:05 PM |
wampum-chorus3 | $25.00 | 10/4/2012 2:53:19 PM |
mammalian4 | $25.00 | 10/4/2012 4:08:51 PM |
silver-mastery | $25.00 | 10/4/2012 5:07:01 PM |
planningforsuccess86 | $25.00 | 10/4/2012 5:07:08 PM |
nickel-companion5 | $25.00 | 10/4/2012 5:09:57 PM |
speyer | $25.00 | 10/4/2012 5:11:13 PM |
austria | $40.00 | 10/4/2012 5:00:59 PM |
Nazbuster | $100.00 | 10/4/2012 5:02:03 PM |
famous-reward9 | $200.00 | 10/4/2012 5:02:09 PM |
sympathetic-funds818 | $25.00 | 10/4/2012 5:12:05 PM |
phyx726 | $50.00 | 10/4/2012 5:12:42 PM |
dharma1 | $25.00 | 10/4/2012 5:00:37 PM |
gallant-economy9 | $50.00 | 10/4/2012 5:01:19 PM |
Natronpee | $25.00 | 10/4/2012 5:05:42 PM |
Clambake | $25.00 | 10/4/2012 5:02:16 PM |
csakhil | $50.00 | 10/4/2012 5:06:06 PM |
euro-speaker8 | $100.00 | 10/4/2012 5:07:11 PM |
prudent-payment316 | $25.00 | 10/4/2012 5:07:43 PM |
Mantis75 | $25.00 | 10/4/2012 5:03:03 PM |
Gabriel02 | $25.00 | 10/4/2012 5:03:22 PM |
market-waterfall5 | $100.00 | 10/4/2012 5:04:09 PM |
martinatime | $50.00 | 10/4/2012 5:04:39 PM |
tsui517 | $50.00 | 10/4/2012 5:10:23 PM |
-------ing247 | $25.00 | 10/4/2012 5:07:39 PM |
homebody26 | $25.00 | 10/4/2012 5:08:27 PM |
ritwngr | $25.00 | 10/4/2012 5:09:18 PM |
Nickle-Back | $30.00 | 10/4/2012 5:09:42 PM |
bid-papyrus | $25.00 | 10/4/2012 5:09:45 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:29 PM |
thezfunk | $25.00 | 10/4/2012 5:12:03 PM |
ethical-truth211 | $200.00 | 10/4/2012 5:31:35 PM |
responsive-worth5 | $25.00 | 10/4/2012 5:13:12 PM |
lendacity | $25.00 | 10/4/2012 5:17:08 PM |
shrewd-deal | $50.00 | 10/4/2012 5:53:02 PM |
Zuzu | $25.00 | 10/4/2012 6:00:36 PM |
dpjd | $25.00 | 10/4/2012 6:01:21 PM |
GATrust | $25.00 | 10/4/2012 6:05:03 PM |
1redfish | $100.00 | 10/4/2012 6:06:49 PM |
ingenious-point1 | $25.00 | 10/4/2012 6:07:34 PM |
BuffetRocks | $50.00 | 10/4/2012 6:10:39 PM |
Octavian315 | $35.00 | 10/4/2012 6:11:42 PM |
delivery | $25.00 | 10/4/2012 6:15:00 PM |
dschless | $25.00 | 10/4/2012 6:17:53 PM |
hawaiiangirl76 | $25.00 | 10/4/2012 6:18:54 PM |
Zolton | $300.00 | 10/4/2012 6:23:04 PM |
Trinkaloki | $25.00 | 10/4/2012 6:25:13 PM |
poster177 | $50.00 | 10/4/2012 6:25:25 PM |
betaoption | $25.00 | 10/4/2012 5:59:50 PM |
andrew491 | $50.00 | 10/4/2012 6:27:52 PM |
community-pipeline | $25.00 | 10/4/2012 6:01:46 PM |
Choronodon | $25.00 | 10/4/2012 6:28:18 PM |
CoolHelp | $50.00 | 10/4/2012 6:05:52 PM |
sayheykid | $50.00 | 10/4/2012 6:06:02 PM |
JohnGalt94 | $25.00 | 10/4/2012 6:30:07 PM |
aesop56 | $25.00 | 10/4/2012 6:07:17 PM |
useful-money715 | $25.00 | 10/4/2012 6:08:35 PM |
independent-revenue4 | $100.00 | 10/4/2012 6:09:18 PM |
LandE2BG | $50.00 | 10/4/2012 6:09:40 PM |
TBCapitol | $81.28 | 10/4/2012 5:58:18 PM |
transparency-baton | $25.00 | 10/4/2012 6:14:44 PM |
bonus-poplar2 | $25.00 | 10/4/2012 6:15:10 PM |
natural-affluence4 | $25.00 | 10/4/2012 6:06:09 PM |
amherstbird | $25.00 | 10/4/2012 6:07:50 PM |
riskadverse44 | $25.00 | 10/4/2012 6:09:09 PM |
yarg | $25.00 | 10/4/2012 6:19:30 PM |
investment-pro4 | $100.00 | 10/4/2012 6:20:02 PM |
RocketSurgeon | $25.00 | 10/4/2012 6:21:50 PM |
Patrician | $50.00 | 10/4/2012 6:14:31 PM |
sympathetic-asset | $25.00 | 10/4/2012 6:16:09 PM |
MONEYLENDER101 | $50.00 | 10/4/2012 6:22:49 PM |
Nopa | $25.00 | 10/4/2012 6:17:01 PM |
ProjectVenture | $25.00 | 10/4/2012 6:24:06 PM |
marsciguy | $25.00 | 10/4/2012 6:17:10 PM |
kinetic-ore | $25.00 | 10/4/2012 6:17:30 PM |
enterprising-bazaar2 | $25.00 | 10/4/2012 6:26:10 PM |
boghdan2000 | $25.00 | 10/4/2012 6:17:41 PM |
top-community-voyage | $50.00 | 10/4/2012 6:18:07 PM |
afotherg | $25.00 | 10/4/2012 6:26:38 PM |
asset-conqueror6 | $25.00 | 10/4/2012 6:18:29 PM |
a-unflappable-finance | $100.00 | 10/4/2012 6:27:17 PM |
designs626 | $50.00 | 10/4/2012 6:27:42 PM |
the-enterprising-leverage | $50.00 | 10/4/2012 6:21:08 PM |
anwn | $50.00 | 10/4/2012 6:30:44 PM |
liquidizler | $25.00 | 10/4/2012 6:24:40 PM |
benevolent-moola291 | $50.00 | 10/4/2012 6:26:22 PM |
marketplace-achievement | $25.00 | 10/4/2012 6:26:36 PM |
inspiring-marketplace | $25.00 | 10/4/2012 6:26:54 PM |
dartmouth99 | $25.00 | 10/4/2012 6:28:51 PM |
mizon291 | $25.00 | 10/4/2012 6:29:21 PM |
community-burrito9 | $55.00 | 10/1/2012 5:05:31 PM |
excellent-funds649 | $50.00 | 10/1/2012 5:06:48 PM |
loyalty-hornet6 | $25.00 | 10/1/2012 5:19:17 PM |
Taxman44 | $25.00 | 10/1/2012 5:38:28 PM |
pious-currency875 | $100.00 | 10/1/2012 6:19:24 PM |
proper-exchange8 | $50.00 | 10/1/2012 5:47:26 PM |
affluence-kingdom9 | $100.00 | 10/1/2012 6:30:02 PM |
fboba | $300.00 | 10/1/2012 6:22:42 PM |
kenji4861 | $25.00 | 10/1/2012 6:20:50 PM |
Cookstersalibi | $25.00 | 10/1/2012 6:58:51 PM |
heartpounding-note972 | $25.00 | 10/1/2012 8:47:05 PM |
vines99 | $25.00 | 10/1/2012 9:57:04 PM |
john0720 | $25.00 | 10/1/2012 8:12:32 PM |
Interloper | $45.00 | 10/1/2012 8:41:16 PM |
340 | $25.00 | 10/1/2012 10:05:16 PM |
napmanger | $100.00 | 10/1/2012 10:58:48 PM |
tomdooley12520 | $25.00 | 10/2/2012 5:54:33 AM |
sri59 | $100.00 | 10/2/2012 8:08:14 AM |
loyalist1 | $100.00 | 10/2/2012 8:20:52 AM |
Good-Yield | $25.00 | 10/2/2012 8:09:49 AM |
flexible-rate1 | $25.00 | 10/2/2012 8:49:40 AM |
mindful-generosity1 | $50.00 | 10/2/2012 5:02:11 PM |
decisive-income7 | $3,500.00 | 10/2/2012 5:05:40 PM |
compoundinterest | $25.00 | 10/2/2012 5:38:47 PM |
calamango | $50.00 | 10/2/2012 5:25:57 PM |
octoberfresh | $25.00 | 10/2/2012 5:48:46 PM |
Darts | $50.00 | 10/2/2012 5:32:41 PM |
Cai8899 | $25.00 | 10/2/2012 5:44:46 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:57 PM |
77dowplace | $40.00 | 10/3/2012 1:12:42 AM |
upperdeck | $25.00 | 10/3/2012 6:42:56 AM |
houli123 | $50.00 | 10/2/2012 7:48:16 PM |
keen-credit6 | $25.00 | 10/2/2012 8:00:36 PM |
08bob | $50.00 | 10/3/2012 3:34:18 AM |
UOweMe | $25.00 | 10/3/2012 5:48:32 AM |
deal-financier5 | $50.00 | 10/3/2012 9:00:51 AM |
trumpeter391 | $25.00 | 10/3/2012 6:55:58 AM |
GrooveBiz | $50.00 | 10/3/2012 7:33:48 AM |
DaveTheWave | $25.00 | 10/3/2012 8:27:20 AM |
first-serene-credit | $25.00 | 10/3/2012 9:14:16 AM |
AaronL | $25.00 | 10/3/2012 8:41:12 AM |
WhiteInvestor | $30.00 | 10/3/2012 8:51:34 AM |
principal-trident | $25.00 | 10/3/2012 9:44:46 AM |
hard-working-rate3 | $25.00 | 10/3/2012 10:03:48 AM |
jybank | $50.00 | 10/3/2012 10:21:08 AM |
Gnube | $25.00 | 10/3/2012 10:34:05 AM |
JTHarris | $25.00 | 10/3/2012 11:07:51 AM |
squadron465 | $25.00 | 10/3/2012 10:44:54 AM |
availableloan | $25.00 | 10/3/2012 10:51:08 AM |
wise-bid-umbrella | $150.00 | 10/3/2012 1:27:30 PM |
hopeful-silver5 | $25.00 | 10/3/2012 1:34:05 PM |
cocopuffs | $25.00 | 10/3/2012 2:36:41 PM |
antlr | $25.00 | 10/3/2012 4:21:36 PM |
blue-unrelenting-rupee | $25.00 | 10/3/2012 1:08:50 PM |
credible-responsibility022 | $25.00 | 10/3/2012 1:32:27 PM |
cash-hotshot139 | $25.00 | 10/3/2012 5:05:05 PM |
deal-cowbell695 | $25.00 | 10/3/2012 2:23:06 PM |
gain-neutrino9 | $25.00 | 10/3/2012 5:18:25 PM |
Investoman | $25.00 | 10/3/2012 5:08:06 PM |
aspen5 | $50.00 | 10/3/2012 5:45:15 PM |
compassion-paladin042 | $30.00 | 10/3/2012 6:15:14 PM |
income-buffalo1 | $50.00 | 10/3/2012 6:26:06 PM |
justice-hawk | $25.00 | 10/3/2012 6:29:53 PM |
dough-kitten5 | $25.00 | 10/3/2012 7:13:40 PM |
worth-firestarter0 | $25.00 | 10/4/2012 2:40:51 AM |
bonafide-yield351 | $38.08 | 10/3/2012 9:08:25 PM |
clean-penny059 | $100.00 | 10/4/2012 6:52:52 AM |
tranquil-note5 | $50.00 | 10/4/2012 3:35:03 AM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:37 PM |
New-Truck-Savings | $25.00 | 10/4/2012 5:06:42 AM |
treasure-bliss | $100.00 | 10/4/2012 6:27:19 AM |
malacandra | $50.00 | 10/4/2012 8:12:31 AM |
sensible-rate | $26.03 | 10/4/2012 8:17:39 AM |
wise-unequivocal-return | $25.00 | 10/4/2012 9:09:52 AM |
proper-commitment5 | $25.00 | 10/4/2012 9:15:00 AM |
loanlaw | $25.00 | 10/4/2012 9:42:06 AM |
Pasagam | $50.00 | 10/4/2012 9:41:56 AM |
larrybird | $562.00 | 10/4/2012 10:17:49 AM |
worth-sanctuary9 | $25.00 | 10/4/2012 10:34:03 AM |
Kunakiku | $25.00 | 10/4/2012 10:33:58 AM |
mtquan | $25.00 | 10/4/2012 10:38:04 AM |
standanddeliver | $50.00 | 10/4/2012 10:53:38 AM |
proud-pound4 | $25.00 | 10/4/2012 12:02:18 PM |
treasure-omatic2 | $50.00 | 10/4/2012 11:05:43 AM |
abundant-exchange | $50.00 | 10/4/2012 12:52:23 PM |
Altitude-Transport | $35.00 | 10/4/2012 11:20:06 AM |
vines99 | $25.00 | 10/4/2012 11:24:58 AM |
euro-broadcaster | $25.00 | 10/4/2012 12:00:34 PM |
Nil2008 | $100.00 | 10/4/2012 12:51:28 PM |
leverage-monger | $25.00 | 10/4/2012 12:07:39 PM |
Lea1791 | $28.19 | 10/4/2012 4:06:56 PM |
williamgates | $25.00 | 10/4/2012 4:13:13 PM |
note-proton0 | $25.00 | 10/4/2012 1:07:54 PM |
ThomasC | $50.00 | 10/4/2012 5:01:17 PM |
RufusGreyhound | $25.00 | 10/4/2012 1:57:54 PM |
jpac1066 | $50.00 | 10/4/2012 2:02:16 PM |
uvawfs | $25.00 | 10/4/2012 5:04:03 PM |
hostbank | $100.00 | 10/4/2012 5:05:22 PM |
DPH | $50.00 | 10/4/2012 5:06:59 PM |
contract-sage7 | $75.00 | 10/4/2012 4:11:49 PM |
asset-equilibrium0 | $25.00 | 10/4/2012 5:09:55 PM |
helpinghand105 | $25.00 | 10/4/2012 4:42:59 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:20 PM |
Minnechela | $25.00 | 10/4/2012 5:01:47 PM |
red-enthralling-justice | $25.00 | 10/4/2012 5:11:58 PM |
fiddlerzvi | $50.00 | 10/4/2012 5:12:31 PM |
caring-investment692 | $25.00 | 10/4/2012 5:00:44 PM |
holstj | $25.00 | 10/4/2012 5:01:09 PM |
Philolend | $25.00 | 10/4/2012 5:04:45 PM |
scrappy-peso0 | $25.00 | 10/4/2012 5:02:11 PM |
wealthstar | $25.00 | 10/4/2012 5:02:45 PM |
Viamin | $25.00 | 10/4/2012 5:07:18 PM |
esabzb | $25.00 | 10/4/2012 5:02:59 PM |
macotra4 | $36.00 | 10/4/2012 5:04:05 PM |
building-america | $25.00 | 10/4/2012 5:04:27 PM |
soheagle | $25.00 | 10/4/2012 5:09:14 PM |
scott73 | $25.00 | 10/4/2012 5:05:26 PM |
Thelonius10 | $25.00 | 10/4/2012 5:10:30 PM |
krisran | $50.00 | 10/4/2012 5:05:37 PM |
Proactive-Financial-Lending | $25.00 | 10/4/2012 5:20:24 PM |
outwish | $25.00 | 10/4/2012 5:06:16 PM |
puifais | $50.00 | 10/4/2012 5:27:56 PM |
transparency-game-changer0 | $50.00 | 10/4/2012 5:12:08 PM |
dodgriz | $25.00 | 10/4/2012 5:21:28 PM |
benjamins-explosion142 | $25.00 | 10/4/2012 5:47:25 PM |
eveaclir | $25.00 | 10/4/2012 5:33:23 PM |
socrates520 | $50.00 | 10/4/2012 5:30:43 PM |
OldFriend | $25.00 | 10/4/2012 6:06:00 PM |
market-vault | $25.00 | 10/4/2012 6:08:32 PM |
asset-porcelain | $35.00 | 10/4/2012 6:11:53 PM |
perzzz | $50.00 | 10/4/2012 6:12:29 PM |
cptproton | $50.00 | 10/4/2012 6:14:17 PM |
jts | $25.00 | 10/4/2012 6:15:09 PM |
skuba | $75.00 | 10/4/2012 6:16:44 PM |
first-favorite-bonus9 | $25.00 | 10/4/2012 5:40:34 PM |
littlemonkey | $25.00 | 10/4/2012 6:18:48 PM |
lysholm | $25.00 | 10/4/2012 6:20:31 PM |
Spring342 | $25.00 | 10/4/2012 6:22:46 PM |
WxChem | $25.00 | 10/4/2012 5:56:57 PM |
kind-transparency-ferret | $100.00 | 10/4/2012 5:57:32 PM |
cognizant-responsibility9 | $25.00 | 10/4/2012 6:25:11 PM |
syrepsorp | $50.00 | 10/4/2012 6:25:53 PM |
diversification-surge | $25.00 | 10/4/2012 6:26:21 PM |
adaptable-camaraderi | $25.00 | 10/4/2012 5:59:25 PM |
duckadoo | $25.00 | 10/4/2012 6:00:41 PM |
ronkr | $25.00 | 10/4/2012 6:02:27 PM |
power-trophy7 | $25.00 | 10/4/2012 6:28:35 PM |
promiser200 | $25.00 | 10/4/2012 6:30:08 PM |
trevandtal | $25.00 | 10/4/2012 6:08:54 PM |
ualf | $50.00 | 10/4/2012 6:09:15 PM |
gt5149c | $25.00 | 10/4/2012 6:09:35 PM |
systematic-dollar9 | $25.00 | 10/4/2012 6:12:11 PM |
investment-kingdom | $25.00 | 10/4/2012 6:15:23 PM |
nojoke411 | $25.00 | 10/4/2012 6:07:42 PM |
UstedEsElHombre | $100.00 | 10/4/2012 6:09:05 PM |
Kame | $25.00 | 10/4/2012 6:09:14 PM |
Loans101 | $35.00 | 10/4/2012 6:18:39 PM |
psonicl | $100.00 | 10/4/2012 6:19:16 PM |
BxRealtor | $25.00 | 10/4/2012 6:21:42 PM |
financelover | $50.00 | 10/4/2012 6:14:21 PM |
nimble-money0 | $25.00 | 10/4/2012 6:23:48 PM |
blooming-market | $25.00 | 10/4/2012 6:17:36 PM |
Au-Ag-Pt | $25.00 | 10/4/2012 6:26:24 PM |
kbodendorf | $25.00 | 10/4/2012 6:18:58 PM |
2ravens | $25.00 | 10/4/2012 6:19:34 PM |
firewomin | $25.00 | 10/4/2012 6:21:33 PM |
courteous-wealth6 | $60.00 | 10/4/2012 6:22:01 PM |
tdinmanhattan | $22.55 | 10/4/2012 6:32:25 PM |
tflood1967 | $100.00 | 10/4/2012 6:22:24 PM |
get30inc | $50.00 | 10/4/2012 6:28:49 PM |
unforgettable-wealth4 | $50.00 | 10/4/2012 6:29:02 PM |
donloah | $25.00 | 10/4/2012 6:30:54 PM |
cebgop | $25.00 | 10/4/2012 6:31:57 PM |
349 Investments
|
Borrower Payment Dependent Notes Series
648111
This series of Notes was issued and sold upon the funding of the borrower loan #76285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $445.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,921 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| logical-repayment847 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit card payoff
This loan will be used to payoff credit card balances and then cut all of them up.
My financial situation: Good
I am a good candidate for this loan because I am a hard working individual that got caught up in some bad financial situation and need to restore my credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 10/2/2012 9:06:48 AM |
imogen22 | $50.00 | 10/2/2012 9:18:36 AM |
affluence-kingdom9 | $100.00 | 10/2/2012 9:16:38 AM |
excellent-funds649 | $50.00 | 10/2/2012 9:21:16 AM |
fboba | $300.00 | 10/2/2012 9:23:59 AM |
kenji4861 | $25.00 | 10/2/2012 9:49:31 AM |
Taxman44 | $25.00 | 10/2/2012 10:05:26 AM |
Castellan | $50.00 | 10/2/2012 9:46:57 AM |
loyalty-hornet6 | $25.00 | 10/2/2012 9:57:00 AM |
pdub | $750.00 | 10/2/2012 10:23:42 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 11:21:13 AM |
heartpounding-note972 | $25.00 | 10/2/2012 10:39:37 AM |
Good-Yield | $25.00 | 10/2/2012 12:18:55 PM |
LaGrangeLender | $60.00 | 10/2/2012 11:14:52 AM |
Cookstersalibi | $25.00 | 10/2/2012 11:30:40 AM |
bazaar-tulip | $25.00 | 10/2/2012 5:21:52 PM |
glimmering-liberty616 | $25.00 | 10/3/2012 4:27:58 AM |
loyalty-circuitry | $100.00 | 10/2/2012 7:25:58 PM |
creditjunky | $50.00 | 10/2/2012 7:44:41 PM |
JTHarris | $25.00 | 10/3/2012 11:09:50 AM |
credible-responsibility022 | $25.00 | 10/3/2012 1:33:14 PM |
heerzaquestion | $65.00 | 10/3/2012 7:29:58 PM |
GoldenKoi | $100.00 | 10/4/2012 12:06:54 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:34 AM |
octoberfresh | $25.00 | 10/4/2012 5:20:09 PM |
Emgolda | $25.00 | 10/5/2012 10:10:28 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:31 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:27 PM |
Ocean713 | $75.00 | 10/5/2012 11:50:39 AM |
global-invest-group | $25.00 | 10/5/2012 1:42:44 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:14 PM |
icydog | $25.00 | 10/6/2012 3:41:42 PM |
coin-tweet | $25.00 | 10/7/2012 12:51:57 AM |
return-buddy | $25.00 | 10/7/2012 8:31:00 AM |
adamdroker | $25.00 | 10/7/2012 8:40:39 AM |
viennese | $25.00 | 10/7/2012 7:05:18 AM |
Nil2008 | $100.00 | 10/7/2012 11:47:55 AM |
gravbox | $25.00 | 10/7/2012 1:10:53 PM |
suprfanjan525 | $25.00 | 10/7/2012 7:09:29 PM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:07:41 AM |
Darts | $50.00 | 10/8/2012 9:31:50 AM |
credit-socrates648 | $1,000.00 | 10/8/2012 10:37:44 AM |
payment-halo | $25.00 | 10/8/2012 3:06:49 PM |
bonafide-yield351 | $25.00 | 10/8/2012 4:59:54 PM |
reinforced-gain7 | $500.00 | 10/8/2012 3:03:17 PM |
benevolent-marketplace4 | $2,500.00 | 10/8/2012 4:11:20 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:06 PM |
9skyrider | $25.00 | 10/8/2012 6:48:13 PM |
ND1998 | $50.00 | 10/8/2012 6:48:30 PM |
hl8428 | $25.00 | 10/8/2012 8:52:25 PM |
azazle | $50.00 | 10/9/2012 12:05:48 AM |
MI2 | $4,000.00 | 10/9/2012 6:48:30 AM |
GotRox | $50.00 | 10/9/2012 8:44:42 AM |
Badgworth | $50.00 | 10/9/2012 7:11:06 AM |
dukeiyer | $25.00 | 10/9/2012 10:57:48 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:22 AM |
jedi053 | $100.00 | 10/9/2012 3:14:45 PM |
astute-benjamins | $150.00 | 10/9/2012 3:54:04 PM |
URBANCAPITAL | $25.00 | 10/9/2012 2:30:58 PM |
WxChem | $25.00 | 10/9/2012 5:47:16 PM |
mdc1988 | $150.00 | 10/9/2012 8:02:23 PM |
shugyosha | $50.00 | 10/9/2012 9:34:57 PM |
balance-force | $26.00 | 10/9/2012 11:51:44 PM |
treasure-bliss | $150.00 | 10/10/2012 5:53:03 AM |
loyalist1 | $100.00 | 10/10/2012 8:45:15 AM |
loyalty-czar | $65.81 | 10/10/2012 6:44:46 AM |
Leshan | $50.00 | 10/10/2012 7:00:56 AM |
pythia | $25.00 | 10/10/2012 5:05:30 PM |
historic-value7 | $75.00 | 10/10/2012 6:18:32 PM |
hawaladar | $35.00 | 10/10/2012 6:03:47 PM |
orange-liberty-oyster | $26.00 | 10/10/2012 6:45:40 PM |
rokman | $60.00 | 10/10/2012 6:49:50 PM |
MonkeyHero | $25.00 | 10/10/2012 9:45:21 PM |
njmlaj726 | $119.21 | 10/11/2012 9:00:33 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:11 AM |
real-return2 | $25.00 | 10/11/2012 9:47:23 AM |
BankofPete | $25.00 | 10/11/2012 8:11:46 AM |
wise-nourishing-leverage | $25.00 | 10/11/2012 9:39:26 AM |
brady830 | $30.63 | 10/11/2012 11:12:13 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:00:58 PM |
stills | $100.00 | 10/11/2012 2:40:39 PM |
tomdooley12520 | $35.00 | 10/11/2012 4:43:21 PM |
bill-expert | $40.00 | 10/11/2012 4:50:17 PM |
wealth-equation111 | $150.00 | 10/11/2012 11:57:23 AM |
AldiHoldings | $30.00 | 10/11/2012 5:24:56 PM |
keichi03 | $25.00 | 10/11/2012 6:44:47 PM |
Jason11 | $25.25 | 10/11/2012 7:45:22 PM |
LimaGuy | $41.90 | 10/11/2012 7:34:39 PM |
bankdaddy | $50.00 | 10/11/2012 7:00:14 PM |
responsibility-butterfly | $25.00 | 10/2/2012 10:59:24 AM |
bold-wampum-compadre | $100.00 | 10/2/2012 9:35:16 AM |
best-bonafide-p2p | $50.00 | 10/2/2012 9:41:09 AM |
neighborly-hope6 | $100.00 | 10/2/2012 9:19:15 AM |
Detour11 | $25.00 | 10/2/2012 9:27:05 AM |
napmanger | $100.00 | 10/2/2012 9:36:12 AM |
marketplace-singularity3 | $120.00 | 10/2/2012 9:55:46 AM |
jubilant-capital1 | $50.00 | 10/2/2012 10:48:00 AM |
pious-currency875 | $100.00 | 10/2/2012 10:12:02 AM |
botfolio | $300.00 | 10/2/2012 10:22:26 AM |
fund-medalist171 | $30.00 | 10/2/2012 12:21:58 PM |
vines99 | $25.00 | 10/2/2012 11:12:27 AM |
mar97 | $25.00 | 10/2/2012 11:10:31 AM |
ready-interest9 | $25.00 | 10/2/2012 11:40:40 AM |
community-burrito9 | $45.00 | 10/2/2012 1:22:46 PM |
blot44 | $25.00 | 10/2/2012 3:14:38 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:15 PM |
sanjubab | $200.00 | 10/2/2012 9:13:08 PM |
astute-fairness0 | $25.00 | 10/3/2012 6:15:34 AM |
Dubbs360 | $500.00 | 10/3/2012 12:37:04 PM |
themoneydoctor | $92.57 | 10/3/2012 4:34:31 PM |
Interloper | $25.00 | 10/3/2012 1:32:31 PM |
ddog0224 | $50.00 | 10/3/2012 1:47:23 PM |
Arvicco | $400.00 | 10/3/2012 5:34:07 PM |
geechee | $25.00 | 10/4/2012 4:34:19 AM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:51 PM |
Zipperdu | $31.98 | 10/4/2012 5:36:11 AM |
geechee | $60.49 | 10/4/2012 4:35:17 AM |
rootcanaler | $50.00 | 10/4/2012 9:05:56 AM |
note-proton0 | $25.00 | 10/4/2012 1:07:55 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:22 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:32 PM |
EJPiper | $25.00 | 10/4/2012 7:12:02 PM |
cerebral-dollar773 | $25.00 | 10/5/2012 6:22:09 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:30 AM |
proper-exchange8 | $35.00 | 10/5/2012 9:38:00 AM |
friedokra | $25.00 | 10/5/2012 2:48:21 PM |
mlm_invests | $25.00 | 10/5/2012 10:26:57 PM |
houli123 | $25.00 | 10/5/2012 9:27:00 PM |
Brisket_Bob | $50.00 | 10/6/2012 7:24:47 AM |
peace-cell2 | $25.00 | 10/6/2012 10:15:14 AM |
blue-asset-ally | $25.00 | 10/6/2012 10:55:23 AM |
jdrez | $50.00 | 10/7/2012 12:56:47 PM |
indomitable-coin | $25.00 | 10/8/2012 9:18:49 AM |
LDOG2001N4EVER | $25.00 | 10/8/2012 10:27:55 AM |
ingenious-diversification | $50.00 | 10/8/2012 10:17:54 AM |
kegs | $150.00 | 10/8/2012 11:36:16 AM |
tremendous-yield8 | $25.00 | 10/8/2012 4:19:32 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:39 PM |
ore-frontier | $51.76 | 10/8/2012 8:46:41 PM |
responsive-peace7 | $200.00 | 10/8/2012 10:19:15 PM |
forthright-dinero7 | $45.00 | 10/8/2012 8:54:35 PM |
Roundhouse | $100.00 | 10/8/2012 9:51:47 PM |
techreseller | $50.00 | 10/9/2012 5:31:56 AM |
congardner1 | $25.00 | 10/9/2012 7:26:06 AM |
Karensmoney | $200.00 | 10/9/2012 9:44:00 AM |
power-secret-agent | $25.00 | 10/9/2012 11:10:38 AM |
RedmondMan | $25.00 | 10/9/2012 12:34:45 PM |
themoneydoctor | $50.00 | 10/9/2012 1:58:58 PM |
leverage-monger | $25.00 | 10/9/2012 1:10:25 PM |
Astyanax | $25.00 | 10/9/2012 4:03:41 PM |
eljobe | $45.00 | 10/9/2012 4:45:33 PM |
well-mannered-income3 | $45.00 | 10/9/2012 5:06:20 PM |
glimmering-credit4 | $25.00 | 10/9/2012 10:21:19 PM |
carolinalending | $25.00 | 10/10/2012 1:43:47 AM |
ResQDoc | $25.00 | 10/9/2012 8:47:06 PM |
capital-heaven5 | $500.00 | 10/9/2012 11:08:14 PM |
giftgold | $25.00 | 10/10/2012 11:46:20 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:14 AM |
PrettyLights | $50.00 | 10/10/2012 2:01:43 PM |
gain-zeus8 | $25.00 | 10/10/2012 11:18:25 AM |
doublediamond | $25.00 | 10/10/2012 2:56:58 PM |
GalileoBob | $25.00 | 10/10/2012 12:58:05 PM |
SkinnyFish | $50.00 | 10/10/2012 3:48:08 PM |
leverage-galleon | $30.00 | 10/10/2012 9:30:18 PM |
compatible-deal9 | $50.00 | 10/11/2012 9:56:06 AM |
jumbopackage | $25.00 | 10/11/2012 1:09:29 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:15 PM |
China-man | $461.40 | 10/11/2012 10:33:15 AM |
BMerrick | $25.00 | 10/11/2012 2:09:21 PM |
wilchik | $30.00 | 10/11/2012 12:34:06 PM |
Isotope | $25.00 | 10/11/2012 5:51:57 PM |
NorthwestLoan1 | $40.00 | 10/11/2012 5:06:04 PM |
edsmoney | $100.00 | 10/11/2012 3:54:30 PM |
Bluebanker | $150.00 | 10/11/2012 7:30:14 PM |
happy-return2 | $27.00 | 10/11/2012 7:07:47 PM |
meoweo | $25.00 | 10/11/2012 7:44:34 PM |
176 Investments
|
Borrower Payment Dependent Notes Series
648123
This series of Notes was issued and sold upon the funding of the borrower loan #76435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 13% |
Credit score:
| 820-839 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 26y 11m |
Amount delinquent:
| $4,016 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,930 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-yield-venus |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt.
My financial situation:
I am a good candidate for this loan because...I am reliable. I can make payments on time. I am also trustworthy.
Monthly net income: $4200.00
Monthly expenses: $
Housing: $900
Insurance: $
Car expenses: $
Utilities: $250
Phone, cable, internet: $255
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $550
Other expenses: $450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/2/2012 10:59:25 AM |
zipemdown | $25.00 | 10/2/2012 9:08:17 AM |
majestic-note6 | $200.00 | 10/2/2012 9:26:51 AM |
first-pragmatic-power | $25.00 | 10/2/2012 9:09:45 AM |
inspire22 | $25.00 | 10/2/2012 9:21:56 AM |
a-finance-nirvana | $25.00 | 10/2/2012 9:27:59 AM |
LeReve | $500.00 | 10/2/2012 9:32:24 AM |
supreme-treasure8 | $100.00 | 10/2/2012 9:44:44 AM |
brainy-return234 | $50.00 | 10/2/2012 9:53:49 AM |
haplender | $50.00 | 10/2/2012 10:32:08 AM |
BankofRon_IRA | $100.00 | 10/2/2012 10:55:53 AM |
progressive-economy261 | $500.00 | 10/2/2012 10:21:05 AM |
toblerone | $25.00 | 10/2/2012 11:15:56 AM |
ddog0224 | $50.00 | 10/2/2012 11:03:55 AM |
pierrelasvegas | $25.00 | 10/2/2012 11:49:51 AM |
Weaverville | $25.00 | 10/2/2012 2:18:43 PM |
zassociate | $200.00 | 10/2/2012 5:12:52 PM |
spark548 | $100.00 | 10/2/2012 5:07:56 PM |
special-dinero553 | $25.00 | 10/2/2012 5:16:30 PM |
spry-nickel | $50.00 | 10/2/2012 6:24:12 PM |
durability-slingshot2 | $75.00 | 10/3/2012 10:03:19 AM |
cberthiaume | $50.00 | 10/3/2012 11:20:57 AM |
RoyFauntleroy | $25.00 | 10/3/2012 11:50:22 AM |
income-sycamore2 | $25.00 | 10/3/2012 12:54:22 PM |
green-moola-sniffer | $25.00 | 10/3/2012 2:18:50 PM |
witty-dough012 | $25.00 | 10/3/2012 3:21:39 PM |
upright-note5 | $25.00 | 10/3/2012 3:38:33 PM |
peace-fixer8 | $25.00 | 10/3/2012 5:59:14 PM |
transparency-sapling | $25.00 | 10/3/2012 6:13:50 PM |
friendly-gold | $25.00 | 10/3/2012 6:26:09 PM |
AY_RY | $25.59 | 10/3/2012 9:54:36 PM |
universal71 | $25.00 | 10/4/2012 7:07:56 AM |
clean-penny059 | $100.00 | 10/4/2012 6:52:52 AM |
indomitable-economy8 | $25.00 | 10/4/2012 7:33:25 AM |
bold-economy-kayak | $50.00 | 10/4/2012 1:01:17 PM |
Nazbuster | $200.00 | 10/4/2012 4:54:15 PM |
green-impartial-duty | $25.00 | 10/4/2012 1:50:57 PM |
museic1 | $200.00 | 10/4/2012 1:09:27 PM |
finance-refresher3 | $50.00 | 10/4/2012 1:56:36 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:11:00 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:58:26 PM |
reflective-rupee | $25.00 | 10/4/2012 7:34:35 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:30 AM |
Feyenoord | $30.00 | 10/5/2012 3:29:24 AM |
loyalist1 | $150.00 | 10/5/2012 9:02:10 AM |
cash-strawberry3 | $25.00 | 10/5/2012 8:17:55 AM |
top-courteous-peso | $75.00 | 10/5/2012 9:13:02 AM |
Munnie | $75.00 | 10/5/2012 8:53:38 AM |
steven3333 | $25.00 | 10/5/2012 10:39:49 AM |
unconquerable-cash | $25.00 | 10/5/2012 3:49:09 PM |
papaloha | $25.00 | 10/5/2012 1:08:15 PM |
WisconsinFinance | $25.00 | 10/6/2012 9:04:03 AM |
13nd3r | $25.00 | 10/6/2012 1:45:16 PM |
currency-persimmon | $29.00 | 10/6/2012 2:20:23 PM |
restless-fund5 | $25.00 | 10/7/2012 12:17:30 PM |
wwwUniversal | $25.00 | 10/7/2012 1:16:06 PM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:19 PM |
riskreward | $250.00 | 10/8/2012 8:24:56 AM |
valiant-contract | $29.29 | 10/8/2012 9:01:21 AM |
gold-missile6 | $25.00 | 10/8/2012 5:56:27 AM |
transparency-river1 | $750.00 | 10/8/2012 9:18:24 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:47:22 AM |
ingenious-diversification | $50.00 | 10/8/2012 10:12:08 AM |
dignified-truth7 | $200.00 | 10/8/2012 9:37:11 AM |
FootoftheMountain | $25.00 | 10/8/2012 11:46:41 AM |
speedy-point | $25.00 | 10/8/2012 11:11:24 AM |
Kissabledevil | $25.00 | 10/8/2012 12:31:44 PM |
goal-cash6 | $25.00 | 10/8/2012 2:47:49 PM |
return-exchanger355 | $100.00 | 10/8/2012 3:07:47 PM |
dedication-capo7 | $400.00 | 10/8/2012 3:59:47 PM |
pdub | $500.00 | 10/8/2012 4:05:51 PM |
WalnutCreekguy | $50.00 | 10/8/2012 5:26:53 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:16:22 PM |
Iamthewalrus | $25.00 | 10/8/2012 6:27:08 PM |
jinx1016 | $25.00 | 10/8/2012 6:16:11 PM |
payout-paradise5 | $25.00 | 10/8/2012 6:05:07 PM |
pensacolaborn | $25.00 | 10/8/2012 6:30:34 PM |
affluence-animal | $50.00 | 10/8/2012 9:06:34 PM |
rhodylend | $25.00 | 10/8/2012 7:38:17 PM |
digitaldan | $25.00 | 10/8/2012 7:41:19 PM |
footballfan125 | $30.00 | 10/8/2012 8:04:36 PM |
scholarly-payment5 | $50.00 | 10/8/2012 9:42:45 PM |
scabrendan | $61.83 | 10/8/2012 9:39:01 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:13 PM |
chemistry220 | $25.00 | 10/9/2012 4:30:00 AM |
repayment-toro0 | $366.52 | 10/9/2012 4:53:50 AM |
affluence-kingdom9 | $100.00 | 10/2/2012 9:16:39 AM |
new-truth-chuckler | $33.00 | 10/2/2012 10:09:15 AM |
thrifty-generosity222 | $50.00 | 10/2/2012 10:35:56 AM |
TheSituation | $25.00 | 10/2/2012 12:04:02 PM |
thrifty-capital | $25.00 | 10/2/2012 12:13:09 PM |
kulender | $50.00 | 10/2/2012 1:40:20 PM |
fair-pound5 | $25.00 | 10/2/2012 3:39:20 PM |
financial-frenzy | $50.00 | 10/2/2012 5:58:09 PM |
indomitable-deal0 | $25.00 | 10/3/2012 5:23:44 AM |
1traveler | $25.00 | 10/3/2012 12:58:12 AM |
credible-responsibility022 | $25.00 | 10/3/2012 10:00:53 AM |
Harry | $50.00 | 10/3/2012 9:46:29 AM |
trippd6 | $40.00 | 10/3/2012 12:05:27 PM |
pragmatic-auction8 | $25.00 | 10/3/2012 10:49:50 AM |
SSC_CCV | $25.00 | 10/3/2012 12:52:26 PM |
Jasner | $25.00 | 10/3/2012 4:05:55 PM |
brightest-listing-scrutinzer | $50.00 | 10/3/2012 5:53:12 PM |
felicity-neutron4 | $25.00 | 10/3/2012 6:57:37 PM |
red-eloquent-rupee | $50.00 | 10/3/2012 6:30:10 PM |
bazaar-tulip | $25.00 | 10/3/2012 6:28:24 PM |
burrben | $100.00 | 10/4/2012 4:15:22 AM |
Supernick | $25.00 | 10/4/2012 8:20:36 AM |
resolute-justice413 | $100.00 | 10/4/2012 11:37:08 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:34 AM |
bold-social-widget | $25.00 | 10/4/2012 11:49:53 AM |
spartacusiam | $25.00 | 10/4/2012 6:13:20 PM |
supersam | $50.00 | 10/4/2012 9:33:23 PM |
the-profit-oracle | $25.00 | 10/5/2012 8:16:10 AM |
Emgolda | $25.00 | 10/5/2012 10:10:28 AM |
JayIsABear | $25.00 | 10/5/2012 11:41:35 AM |
lskarp | $35.00 | 10/5/2012 12:24:59 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:28 PM |
kindness-festivity | $75.00 | 10/6/2012 7:14:56 AM |
banker34 | $25.00 | 10/5/2012 11:28:15 PM |
ouyangers | $50.00 | 10/6/2012 6:30:49 AM |
leverage-monger | $25.00 | 10/6/2012 6:34:31 AM |
cardminger | $25.00 | 10/6/2012 12:40:48 PM |
top-economy-mover | $80.00 | 10/6/2012 9:20:37 PM |
magnificent-felicity4 | $25.00 | 10/7/2012 8:39:55 PM |
Ocean713 | $80.00 | 10/7/2012 6:28:13 PM |
Focus-on-tommorow | $25.00 | 10/7/2012 6:32:00 PM |
glroark | $50.00 | 10/8/2012 6:01:37 AM |
Agonbiew | $50.00 | 10/8/2012 8:51:05 AM |
b7kahuna | $25.00 | 10/8/2012 7:57:21 AM |
natural-liberty4 | $200.00 | 10/8/2012 9:54:25 AM |
DreDub | $25.00 | 10/8/2012 10:00:15 AM |
global-invest-group | $25.00 | 10/8/2012 11:19:45 AM |
a-finance-director | $100.00 | 10/8/2012 3:03:33 PM |
Peleadona | $25.00 | 10/8/2012 11:54:53 AM |
dordee | $40.00 | 10/8/2012 11:40:33 AM |
green-thrilling-dinero | $49.06 | 10/8/2012 3:39:56 PM |
first-balance-neutron | $50.00 | 10/8/2012 5:41:34 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:07 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:38 PM |
revenue-tamer3 | $25.00 | 10/8/2012 6:10:31 PM |
maldok1 | $25.00 | 10/8/2012 6:42:18 PM |
tender-ore | $35.00 | 10/8/2012 8:37:43 PM |
SkynxhuntIRA | $25.00 | 10/8/2012 8:44:42 PM |
unclejaef | $25.00 | 10/8/2012 7:37:18 PM |
GODFORGIVESME2 | $25.00 | 10/8/2012 10:07:13 PM |
dough-kitten5 | $25.00 | 10/8/2012 7:39:29 PM |
powderbumps | $28.05 | 10/8/2012 8:24:02 PM |
Jim33 | $25.00 | 10/8/2012 9:56:09 PM |
useful-platinum3 | $25.00 | 10/8/2012 8:48:15 PM |
elated-greenback | $50.00 | 10/8/2012 9:05:07 PM |
Bank_of_T | $30.00 | 10/8/2012 11:37:02 PM |
gustavholstopus32 | $25.00 | 10/9/2012 3:41:56 AM |
itsmaj | $27.66 | 10/8/2012 11:17:18 PM |
154 Investments
|
Borrower Payment Dependent Notes Series
648415
This series of Notes was issued and sold upon the funding of the borrower loan #76354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,322 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-neptune6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will assist me in off-setting incurred medical bills.
My financial situation:
I am a good candidate for this loan because...I have a long credit history with no deficiencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/15/2012 9:09:25 AM |
new-impeccable-coin | $25.00 | 10/15/2012 9:15:09 AM |
julijask | $25.00 | 10/15/2012 9:03:04 AM |
power-chihuahua | $25.00 | 10/15/2012 9:07:35 AM |
worth-blanket2 | $3,600.00 | 10/15/2012 9:07:44 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:13 AM |
decisive-income7 | $125.00 | 10/15/2012 9:15:25 AM |
historic-value7 | $100.00 | 10/15/2012 9:10:59 AM |
skillful-justice879 | $25.00 | 10/15/2012 9:08:46 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
648477
This series of Notes was issued and sold upon the funding of the borrower loan #76379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $159.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,714 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| anoinprosp1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off debt.
My financial situation:
I am a good candidate for this loan because I have been with the same company for over 6.5 years. I am reliable and pay my bills on time.
Monthly net income: $3,726
Monthly expenses: $3,200
Housing: $1,000
Insurance: $ taken out of my gross
Car expenses: $650 (inc insurance)
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $150
Other expenses: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFundII | $200.00 | 10/12/2012 5:07:17 PM |
historic-value7 | $50.00 | 10/12/2012 5:07:51 PM |
worth-blanket2 | $5,400.00 | 10/12/2012 5:03:45 PM |
janeybooboo | $150.00 | 10/12/2012 5:07:33 PM |
FortuneFund | $200.00 | 10/12/2012 5:06:56 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
648479
This series of Notes was issued and sold upon the funding of the borrower loan #76547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
5 | Length of status: | 16y 9m |
Amount delinquent:
| $2,508 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,540 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-enrichment2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff some debt
My financial situation:
I am a good candidate for this loan because...I have had the same job for over 16 years now and have just found myself in a need of some temporary assistance.
Monthly net income: $3200
Monthly expenses: $2,600 +
Housing: $1050
Insurance: $200
Car expenses: $0
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $40.02 | 10/3/2012 8:26:26 PM |
bewitching-dollar5 | $100.00 | 10/3/2012 5:11:33 PM |
spark548 | $100.00 | 10/3/2012 5:14:39 PM |
open-minded-p2p1 | $25.00 | 10/3/2012 7:08:50 PM |
california111 | $100.00 | 10/3/2012 10:30:46 PM |
first-serene-credit | $25.00 | 10/4/2012 8:56:58 AM |
papaloha | $25.00 | 10/5/2012 1:08:17 PM |
banker34 | $25.00 | 10/5/2012 11:24:55 PM |
courteous-platinum7 | $25.00 | 10/6/2012 10:26:26 AM |
impala6464 | $25.00 | 10/6/2012 6:05:59 PM |
cp-family | $50.00 | 10/7/2012 12:03:51 PM |
invincible-wampum3 | $50.00 | 10/7/2012 9:33:46 AM |
larryboy10 | $25.00 | 10/7/2012 1:13:12 PM |
gold-missile6 | $25.00 | 10/8/2012 5:55:47 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:48:16 AM |
rabbidlender | $25.00 | 10/8/2012 3:45:58 PM |
tolerant-responsibility051 | $500.00 | 10/8/2012 4:49:46 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:10 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:19 PM |
continental2 | $100.00 | 10/9/2012 5:50:00 AM |
bid-lightning9 | $25.00 | 10/8/2012 9:32:00 PM |
nalaari | $25.00 | 10/9/2012 7:33:05 AM |
javelin256 | $25.00 | 10/9/2012 7:43:46 AM |
jhernand17 | $25.00 | 10/9/2012 8:42:27 AM |
desertoasis | $25.00 | 10/9/2012 8:57:31 AM |
jiftostada | $25.00 | 10/9/2012 9:17:07 AM |
return-kung-fu2 | $33.33 | 10/9/2012 11:19:24 AM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:30 AM |
cash-reaction2 | $25.00 | 10/10/2012 9:27:26 AM |
deal-hickory5 | $100.00 | 10/10/2012 9:47:41 AM |
economy-shrubbery6 | $25.00 | 10/10/2012 9:33:00 AM |
orearella3 | $25.00 | 10/10/2012 9:55:16 AM |
phil172 | $25.00 | 10/10/2012 10:15:29 AM |
principal-cooker2 | $50.00 | 10/10/2012 10:28:31 AM |
stock106 | $25.00 | 10/10/2012 12:36:48 PM |
the-laudable-peso | $40.00 | 10/10/2012 10:51:46 AM |
green-trade-wildcat | $25.00 | 10/10/2012 3:11:00 PM |
gain-expert | $25.00 | 10/10/2012 2:04:19 PM |
responsibility-butterfly | $50.00 | 10/4/2012 9:32:25 AM |
pierrelasvegas | $25.00 | 10/3/2012 5:04:31 PM |
diplomatic-wealth7 | $25.00 | 10/3/2012 5:36:12 PM |
green-high-five7 | $35.00 | 10/3/2012 9:45:38 PM |
Glory_Honor_Orange | $50.00 | 10/4/2012 8:13:24 AM |
worthy-bid8 | $100.00 | 10/4/2012 10:53:07 AM |
motor5 | $25.00 | 10/5/2012 7:27:27 AM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:28 AM |
ethical-truth211 | $50.00 | 10/5/2012 6:20:34 PM |
global-invest-group | $25.00 | 10/7/2012 1:53:38 PM |
djmgd790 | $75.00 | 10/8/2012 7:15:51 AM |
justice-steward8 | $25.00 | 10/8/2012 2:02:01 PM |
mkainikm | $25.00 | 10/8/2012 8:49:54 PM |
Attract | $25.00 | 10/8/2012 10:10:07 PM |
08bob | $25.00 | 10/8/2012 9:41:20 PM |
fervent-commerce | $25.00 | 10/9/2012 6:07:31 AM |
a-successful-credit | $25.00 | 10/9/2012 7:37:14 AM |
Jack-Sparrow | $25.00 | 10/9/2012 8:14:29 AM |
glroark | $100.00 | 10/9/2012 7:06:30 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:49 PM |
ltschetter | $25.00 | 10/9/2012 12:54:44 PM |
dollardave | $50.00 | 10/9/2012 2:14:14 PM |
trade-goblin9 | $25.00 | 10/9/2012 10:19:40 AM |
Weaverville | $25.00 | 10/10/2012 9:07:27 AM |
reward-adventure | $50.00 | 10/10/2012 9:42:03 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:28 AM |
ecstatic-money064 | $25.00 | 10/10/2012 10:19:02 AM |
svandgts | $25.00 | 10/10/2012 10:48:56 AM |
elegant-hope578 | $42.00 | 10/10/2012 10:24:42 AM |
prominence8 | $25.00 | 10/10/2012 10:27:47 AM |
Rostov | $25.00 | 10/10/2012 1:47:12 PM |
mindful-deal877 | $25.00 | 10/10/2012 12:18:45 PM |
SkepticalBen | $175.00 | 10/10/2012 1:40:45 PM |
Astyanax | $25.00 | 10/10/2012 3:41:54 PM |
PeterPsych | $209.65 | 10/10/2012 4:38:46 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
648649
This series of Notes was issued and sold upon the funding of the borrower loan #76297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-04-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $437.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,417 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| obedient-yield9 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit debt
My financial situation:
I am a good candidate for this loan because I have a high income and good record.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/2/2012 10:59:26 AM |
phenomenal-rate1 | $500.00 | 10/2/2012 9:08:30 AM |
silver-explorer6 | $25.00 | 10/2/2012 9:16:21 AM |
imogen22 | $50.00 | 10/2/2012 9:18:25 AM |
best-bonafide-p2p | $50.00 | 10/2/2012 9:21:35 AM |
dignified-truth7 | $200.00 | 10/2/2012 9:23:45 AM |
compassion-twister2 | $50.00 | 10/2/2012 9:30:41 AM |
p2ploan-flag5 | $50.00 | 10/2/2012 9:47:21 AM |
credit-maple | $25.00 | 10/2/2012 9:28:36 AM |
superb-funds335 | $25.00 | 10/2/2012 9:25:27 AM |
marketplace-singularity3 | $100.00 | 10/2/2012 9:55:34 AM |
botfolio | $300.00 | 10/2/2012 10:22:28 AM |
LaGrangeLender | $60.00 | 10/2/2012 11:14:52 AM |
marwadi-62 | $500.00 | 10/2/2012 11:35:12 AM |
Ripsaw4U | $50.00 | 10/2/2012 11:18:52 AM |
toblerone | $25.00 | 10/2/2012 11:32:53 AM |
kulender | $50.00 | 10/2/2012 1:40:20 PM |
Weaverville | $50.00 | 10/2/2012 2:19:00 PM |
worth21 | $25.00 | 10/2/2012 2:27:20 PM |
Teamwork | $25.00 | 10/2/2012 5:17:29 PM |
treasure-palace661 | $350.00 | 10/2/2012 5:32:15 PM |
availableloan | $25.00 | 10/2/2012 6:47:29 PM |
loyalty-circuitry | $100.00 | 10/2/2012 7:29:23 PM |
thankful-nickel2 | $25.00 | 10/2/2012 8:01:51 PM |
helpful-loan245 | $25.00 | 10/2/2012 6:21:26 PM |
Win_With_P2P | $32.00 | 10/3/2012 5:06:29 AM |
1traveler | $25.00 | 10/3/2012 12:58:45 AM |
best-asset-jedi | $25.00 | 10/3/2012 8:44:08 AM |
astute-fairness0 | $25.00 | 10/3/2012 6:15:08 AM |
market-maximizer472 | $100.00 | 10/3/2012 6:49:25 AM |
StreetJustice | $50.00 | 10/3/2012 7:57:38 AM |
commerce-gargantuan2 | $50.00 | 10/3/2012 9:15:06 AM |
principal-trident | $25.00 | 10/3/2012 9:44:48 AM |
green28 | $50.00 | 10/3/2012 10:28:08 AM |
credible-responsibility022 | $25.00 | 10/3/2012 10:07:17 AM |
joecool1981 | $2,500.00 | 10/3/2012 12:50:02 PM |
Dubbs360 | $500.00 | 10/3/2012 12:37:04 PM |
radforj22 | $25.00 | 10/3/2012 5:22:15 PM |
wildguy | $100.00 | 10/3/2012 5:08:17 PM |
Plutis | $25.00 | 10/3/2012 5:16:46 PM |
Arvicco | $400.00 | 10/3/2012 5:33:50 PM |
prudent-bid3 | $27.03 | 10/3/2012 5:45:05 PM |
unrivaled-deal676 | $50.00 | 10/3/2012 5:51:06 PM |
strgazr8888 | $25.00 | 10/3/2012 7:05:27 PM |
kind-unassuming-fund | $25.00 | 10/3/2012 11:14:47 PM |
helping-out | $30.00 | 10/4/2012 6:37:21 AM |
otherwisedisposed | $100.00 | 10/3/2012 10:23:51 PM |
investment-comet | $25.00 | 10/4/2012 7:20:56 AM |
tranquil-note5 | $50.00 | 10/4/2012 3:31:29 AM |
axl163 | $25.00 | 10/3/2012 11:16:53 PM |
red-gallant-dime | $250.00 | 10/4/2012 8:13:42 AM |
universal71 | $25.00 | 10/4/2012 7:07:56 AM |
johnyv40 | $36.00 | 10/4/2012 7:18:53 AM |
rootcanaler | $100.00 | 10/4/2012 9:10:40 AM |
elegant-income3 | $50.00 | 10/4/2012 9:44:18 AM |
vigilance-revolutionary | $50.00 | 10/4/2012 10:50:31 AM |
guardian3 | $25.00 | 10/4/2012 12:01:15 PM |
ideomorph | $25.00 | 10/4/2012 11:09:08 AM |
RainMakers | $25.00 | 10/4/2012 1:50:31 PM |
coin-popcorn | $25.00 | 10/4/2012 2:11:47 PM |
octoberfresh | $25.00 | 10/4/2012 12:38:42 PM |
spiff666 | $66.69 | 10/4/2012 12:50:38 PM |
museic1 | $200.00 | 10/4/2012 1:09:27 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:22 PM |
FortuneFund | $47.85 | 10/4/2012 5:11:32 PM |
Nipper99 | $100.00 | 10/2/2012 9:12:13 AM |
Bank_Of_XL | $25.00 | 10/2/2012 9:02:50 AM |
wise-charming-reward | $500.00 | 10/2/2012 9:02:23 AM |
windguy | $50.00 | 10/2/2012 9:29:53 AM |
Phryne | $50.00 | 10/2/2012 9:13:50 AM |
affluence-kingdom9 | $100.00 | 10/2/2012 9:16:39 AM |
napmanger | $100.00 | 10/2/2012 9:37:55 AM |
excellent-funds649 | $50.00 | 10/2/2012 9:21:17 AM |
Detour11 | $25.00 | 10/2/2012 9:26:12 AM |
fboba | $300.00 | 10/2/2012 9:23:59 AM |
a-finance-nirvana | $25.00 | 10/2/2012 9:27:59 AM |
Taxman44 | $25.00 | 10/2/2012 10:05:27 AM |
lionheart722 | $100.00 | 10/2/2012 9:35:40 AM |
pious-currency875 | $100.00 | 10/2/2012 10:12:02 AM |
Castellan | $50.00 | 10/2/2012 9:46:57 AM |
intuitive-benefit3 | $100.00 | 10/2/2012 9:56:17 AM |
loyalty-hornet6 | $25.00 | 10/2/2012 9:57:00 AM |
gold-maestro6 | $50.00 | 10/2/2012 10:30:50 AM |
loot-baton | $25.00 | 10/2/2012 10:32:13 AM |
new-truth-chuckler | $33.00 | 10/2/2012 10:09:15 AM |
IP | $25.00 | 10/2/2012 10:11:37 AM |
progressive-economy261 | $500.00 | 10/2/2012 10:21:07 AM |
kenji4861 | $25.00 | 10/2/2012 11:08:19 AM |
prudent-deal662 | $25.00 | 10/2/2012 11:11:57 AM |
repayment-chihuahua3 | $25.00 | 10/2/2012 11:21:13 AM |
CreditBuilder2 | $25.01 | 10/2/2012 10:34:37 AM |
jubilant-capital1 | $50.00 | 10/2/2012 10:47:03 AM |
KCEnterprises | $25.00 | 10/2/2012 2:43:35 PM |
mar97 | $25.00 | 10/2/2012 11:10:32 AM |
LoanerPrincipal | $25.00 | 10/2/2012 11:39:29 AM |
compassionate-asset8 | $25.00 | 10/2/2012 12:17:47 PM |
Pickmar | $25.00 | 10/2/2012 12:25:59 PM |
Good-Yield | $25.00 | 10/2/2012 12:20:09 PM |
eBankInvest | $62.56 | 10/2/2012 12:27:40 PM |
HereToHelp305 | $58.00 | 10/2/2012 12:41:47 PM |
special-dinero553 | $25.00 | 10/2/2012 5:16:12 PM |
Darts | $50.00 | 10/2/2012 5:32:43 PM |
rokman | $50.00 | 10/2/2012 6:04:58 PM |
benefit-awakening9 | $150.00 | 10/2/2012 7:36:11 PM |
mad-scientist418 | $25.00 | 10/2/2012 8:01:37 PM |
Bamaman205 | $25.00 | 10/2/2012 6:15:40 PM |
EnglishGeekInNYC | $50.00 | 10/2/2012 6:42:03 PM |
Mont_Brinker | $38.63 | 10/2/2012 7:34:43 PM |
mlaner92 | $30.00 | 10/3/2012 5:40:54 AM |
dsnybnd | $25.00 | 10/3/2012 8:49:50 AM |
dermit | $25.00 | 10/3/2012 9:21:13 AM |
enchanted-investment447 | $100.00 | 10/3/2012 9:54:02 AM |
revenue-carnation043 | $25.00 | 10/3/2012 9:57:10 AM |
JGONZ13850 | $25.00 | 10/3/2012 11:05:39 AM |
Gnube | $25.00 | 10/3/2012 10:34:07 AM |
misit | $25.00 | 10/3/2012 11:01:25 AM |
LODenterprises | $26.00 | 10/3/2012 1:14:23 PM |
careful-compassion | $25.00 | 10/3/2012 11:25:01 AM |
matthewrburk | $37.23 | 10/3/2012 1:42:31 PM |
greenback-drummer9 | $50.00 | 10/3/2012 1:52:25 PM |
glimmering-return863 | $50.00 | 10/3/2012 3:56:05 PM |
passivesf | $25.00 | 10/3/2012 4:37:58 PM |
green-moola-sniffer | $25.00 | 10/3/2012 5:01:23 PM |
sympathetic-funds818 | $25.00 | 10/3/2012 5:16:52 PM |
entertaining-revenue4 | $50.00 | 10/3/2012 5:23:27 PM |
chac | $300.00 | 10/3/2012 6:16:18 PM |
whitegold24k | $150.00 | 10/3/2012 6:27:14 PM |
RocketSurgeon | $25.00 | 10/3/2012 6:24:05 PM |
ethical-truth211 | $100.00 | 10/3/2012 6:37:59 PM |
respectful-credit820 | $25.00 | 10/3/2012 11:16:38 PM |
euphoria8 | $35.00 | 10/4/2012 1:23:29 AM |
Saint2 | $100.00 | 10/3/2012 7:25:03 PM |
first-serene-credit | $25.00 | 10/4/2012 9:00:12 AM |
thinker6 | $30.00 | 10/4/2012 6:45:49 AM |
compatible-deal9 | $50.00 | 10/4/2012 12:24:31 PM |
note-proton0 | $25.00 | 10/4/2012 1:07:56 PM |
KLCRAY | $25.00 | 10/4/2012 11:49:34 AM |
economy-caper9 | $25.00 | 10/4/2012 1:04:17 PM |
mammalian4 | $25.00 | 10/4/2012 4:03:14 PM |
quickstep | $125.00 | 10/4/2012 4:08:11 PM |
investment-cluster | $50.00 | 10/4/2012 4:20:14 PM |
pleasant-listing712 | $25.00 | 10/4/2012 4:11:00 PM |
142 Investments
|
Borrower Payment Dependent Notes Series
648987
This series of Notes was issued and sold upon the funding of the borrower loan #76011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-05-2012 |
|
Lender yield:
| 12.12% |
Borrower rate/APR:
| 13.12% / 15.40% |
Monthly payment:
| $387.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.08% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,388 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-relaxation6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to... pay off wedding expenses and credit card bill.
My financial situation:
I am a good candidate for this loan because i have a full time job and have a very good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/5/2012 9:56:05 AM |
Rivervale_Westwood | $25.00 | 10/5/2012 9:12:46 AM |
commerce-venture1 | $25.00 | 10/5/2012 9:16:14 AM |
historic-value7 | $200.00 | 10/5/2012 9:08:33 AM |
Sagamore | $200.00 | 10/5/2012 9:25:12 AM |
octoberfresh | $25.00 | 10/5/2012 9:32:23 AM |
CreditBuilder2 | $25.01 | 10/5/2012 9:37:12 AM |
LoanerPrincipal | $25.00 | 10/5/2012 10:15:10 AM |
Astyanax | $30.00 | 10/5/2012 10:20:58 AM |
azazle | $50.00 | 10/5/2012 11:12:25 AM |
Obiwan_Kanobi | $25.00 | 10/5/2012 10:44:22 AM |
houli123 | $225.00 | 10/5/2012 11:37:57 AM |
toblerone | $25.00 | 10/5/2012 11:48:23 AM |
intrepid-loot | $9.99 | 10/5/2012 12:24:10 PM |
historic-value7 | $200.00 | 10/5/2012 9:06:50 AM |
intuitive-benefit3 | $100.00 | 10/5/2012 9:43:14 AM |
HikeMoab | $50.00 | 10/5/2012 9:27:17 AM |
best-bonafide-p2p | $50.00 | 10/5/2012 9:25:58 AM |
napmanger | $50.00 | 10/5/2012 9:36:26 AM |
worth-blanket2 | $15,300.00 | 10/5/2012 10:05:30 AM |
Interloper | $55.00 | 10/5/2012 9:59:15 AM |
serene-capital | $30.00 | 10/5/2012 10:33:33 AM |
Emgolda | $25.00 | 10/5/2012 10:10:49 AM |
FortuneFund | $50.00 | 10/5/2012 10:12:59 AM |
networks4ever | $25.00 | 10/5/2012 10:44:13 AM |
kenji4861 | $25.00 | 10/5/2012 10:46:27 AM |
superb-funds335 | $25.00 | 10/5/2012 10:20:07 AM |
repayment-chihuahua3 | $25.00 | 10/5/2012 10:21:48 AM |
BankofPete | $25.00 | 10/5/2012 10:31:34 AM |
thankful-nickel2 | $25.00 | 10/5/2012 11:14:08 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
649137
This series of Notes was issued and sold upon the funding of the borrower loan #76288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,701 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| cedar366 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to promote and enhance my services
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,700
Monthly expenses: $1700
Housing: $400
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $ 300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $25.02 | 10/3/2012 8:26:00 PM |
responsibility-butterfly | $50.00 | 10/4/2012 9:32:28 AM |
newest-currency-vibrato | $25.00 | 10/3/2012 5:14:19 PM |
pierrelasvegas | $25.00 | 10/3/2012 5:04:33 PM |
Dubbs360 | $500.00 | 10/3/2012 6:04:44 PM |
azazle | $50.00 | 10/3/2012 6:55:21 PM |
whitegoldira | $25.00 | 10/3/2012 7:13:50 PM |
52digital | $75.00 | 10/3/2012 6:51:35 PM |
otherwisedisposed | $100.00 | 10/3/2012 10:24:04 PM |
dollar-turtle | $25.00 | 10/4/2012 9:06:24 AM |
worthy-bid8 | $100.00 | 10/4/2012 10:53:07 AM |
vines99 | $25.00 | 10/4/2012 11:20:48 AM |
note-proton0 | $25.00 | 10/4/2012 1:08:03 PM |
order-banshee3 | $25.00 | 10/4/2012 5:01:33 PM |
bonafide-loan214 | $250.00 | 10/4/2012 5:59:55 PM |
Malkial | $25.00 | 10/4/2012 9:21:20 PM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:28 AM |
rakem777 | $25.00 | 10/5/2012 12:00:42 PM |
melodious-openness | $200.00 | 10/5/2012 1:11:07 PM |
yield-hut | $25.00 | 10/5/2012 6:12:54 PM |
banker34 | $25.00 | 10/5/2012 11:24:56 PM |
ledesma31 | $29.02 | 10/6/2012 5:14:45 AM |
av22 | $50.00 | 10/6/2012 5:19:27 AM |
green-trade-wildcat | $25.00 | 10/6/2012 7:13:55 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:25 AM |
Kunakiku | $25.00 | 10/6/2012 8:01:32 AM |
CA-Lender | $25.00 | 10/6/2012 7:54:48 AM |
168RichCapital | $25.10 | 10/6/2012 8:40:17 AM |
DreisersFinancier | $50.00 | 10/6/2012 12:14:48 PM |
the-lean-affluence1 | $50.00 | 10/6/2012 12:18:25 PM |
ingenious-funds133 | $24.28 | 10/6/2012 6:22:51 PM |
spark548 | $100.00 | 10/3/2012 5:14:39 PM |
bewitching-dollar5 | $100.00 | 10/3/2012 5:11:34 PM |
refresher211 | $100.00 | 10/3/2012 5:25:59 PM |
diplomatic-wealth7 | $25.00 | 10/3/2012 5:36:13 PM |
transformer855 | $25.00 | 10/3/2012 9:26:56 PM |
whitegold24k | $25.00 | 10/3/2012 6:50:45 PM |
ultimate-peace | $122.48 | 10/4/2012 5:05:16 AM |
california111 | $100.00 | 10/3/2012 10:30:46 PM |
foothillender | $25.00 | 10/4/2012 7:14:52 AM |
first-serene-credit | $25.00 | 10/4/2012 8:54:17 AM |
money-baron | $100.00 | 10/4/2012 11:13:46 AM |
jkeller4000 | $25.00 | 10/4/2012 11:03:02 AM |
yons88 | $25.00 | 10/4/2012 11:11:37 AM |
ddog0224 | $25.00 | 10/4/2012 1:11:57 PM |
RufusGreyhound | $25.00 | 10/4/2012 1:56:29 PM |
bellaquito | $500.00 | 10/4/2012 11:53:33 AM |
hollywoodproducer | $25.00 | 10/4/2012 9:19:39 PM |
Felici_Finance | $25.00 | 10/5/2012 3:34:30 AM |
favorite-commerce | $50.00 | 10/5/2012 4:51:41 AM |
fairness-booster9 | $25.00 | 10/4/2012 8:04:24 PM |
finance-fighter4 | $25.00 | 10/5/2012 12:47:10 AM |
papaloha | $25.00 | 10/5/2012 1:08:17 PM |
Bob450 | $25.00 | 10/5/2012 5:51:49 PM |
green-rapid-openness | $200.00 | 10/5/2012 7:10:35 PM |
Attract | $25.00 | 10/5/2012 9:01:31 PM |
SudianX | $25.00 | 10/6/2012 5:45:37 AM |
NeemanuKotagoLending | $25.00 | 10/6/2012 5:06:02 AM |
alaskan1 | $26.95 | 10/6/2012 10:40:08 AM |
Cedm44 | $35.15 | 10/6/2012 11:27:13 AM |
sgt-schultz | $27.00 | 10/6/2012 12:07:39 PM |
duty-viola | $35.00 | 10/6/2012 12:16:36 PM |
drkosh | $25.00 | 10/6/2012 1:43:43 PM |
promise2 | $25.00 | 10/6/2012 2:32:05 PM |
lean-dedication | $25.00 | 10/6/2012 5:36:21 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
649253
This series of Notes was issued and sold upon the funding of the borrower loan #76466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $303.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 2m |
Amount delinquent:
| $10,972 |
Total credit lines:
| 28 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,269 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-tough-trade |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: I have an agreement with American Express to pay $1000 per month; however, they're reporting the credit agencies due to a change in our agreement due to not paying off the total amount in 30 days. I find this very unethical on behalf of American Express.
This loan will be used to...transfer American Express credit card dept
My financial situation: Bank of America
I am a good candidate for this loan because... I can afford to pay off the dept per the agreement;
I pay my depts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/4/2012 9:32:52 AM |
repayment-chihuahua3 | $25.00 | 10/4/2012 9:05:17 AM |
silver-explorer6 | $25.00 | 10/4/2012 9:03:21 AM |
CreditBuilder2 | $25.01 | 10/4/2012 9:33:16 AM |
fboba | $300.00 | 10/4/2012 9:33:21 AM |
vigilance-revolutionary | $50.00 | 10/4/2012 10:50:33 AM |
Castellan | $50.00 | 10/4/2012 10:42:38 AM |
toblerone | $25.00 | 10/4/2012 11:24:05 AM |
napmanger | $100.00 | 10/4/2012 11:19:20 AM |
pleasant-listing712 | $25.00 | 10/4/2012 4:11:03 PM |
careful-dinero21 | $100.00 | 10/4/2012 4:57:33 PM |
unrivaled-deal676 | $50.00 | 10/4/2012 5:02:24 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:44 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:45 AM |
motor5 | $25.00 | 10/5/2012 7:30:12 AM |
joecool1981 | $250.00 | 10/5/2012 8:10:46 AM |
Ripsaw4U | $50.00 | 10/5/2012 11:06:46 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:40 PM |
houli123 | $25.00 | 10/5/2012 9:27:09 PM |
bright-idea11 | $25.00 | 10/6/2012 8:15:04 AM |
vigorous-payment6 | $25.00 | 10/7/2012 12:21:22 PM |
boylezz | $25.00 | 10/7/2012 7:48:36 PM |
special-dinero553 | $25.00 | 10/8/2012 9:30:06 AM |
ingenious-diversification | $50.00 | 10/8/2012 10:15:33 AM |
elated-greenback | $50.00 | 10/8/2012 9:06:08 PM |
scamps | $25.00 | 10/8/2012 10:31:46 PM |
BlueSharp | $50.00 | 10/9/2012 6:30:37 AM |
top-tranquil-justice | $25.00 | 10/9/2012 7:42:30 AM |
Dn007 | $25.00 | 10/9/2012 8:42:38 AM |
Dubbs360 | $200.00 | 10/9/2012 12:25:51 PM |
Johnab | $26.00 | 10/9/2012 3:37:00 PM |
relaxation798 | $200.00 | 10/9/2012 4:56:47 PM |
worth-oath6 | $25.00 | 10/9/2012 5:11:50 PM |
pious-currency875 | $100.00 | 10/9/2012 5:00:49 PM |
bartb | $26.00 | 10/9/2012 3:26:05 PM |
finance-coyote3 | $1,000.00 | 10/9/2012 4:06:05 PM |
schnrbl | $25.00 | 10/9/2012 5:00:38 PM |
best-listing-toro | $25.00 | 10/9/2012 5:06:59 PM |
nickel-ferret | $25.00 | 10/9/2012 5:21:46 PM |
korby524 | $25.00 | 10/9/2012 5:27:22 PM |
point653 | $25.00 | 10/9/2012 5:19:55 PM |
excellent-funds649 | $50.00 | 10/9/2012 6:02:02 PM |
friendly-gold | $25.00 | 10/9/2012 6:07:31 PM |
wwwUniversal | $25.00 | 10/9/2012 6:21:04 PM |
Dave0 | $25.00 | 10/9/2012 6:29:15 PM |
duty-admiral | $50.00 | 10/9/2012 6:02:35 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:20 PM |
sympathetic-funds818 | $25.00 | 10/9/2012 5:45:39 PM |
slyders87 | $50.00 | 10/9/2012 6:28:16 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:34 PM |
unassailable-funds754 | $25.00 | 10/9/2012 6:26:24 PM |
EnglishGeekInNYC | $25.00 | 10/9/2012 6:28:51 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:35 PM |
loyalty-hornet6 | $25.00 | 10/4/2012 9:06:33 AM |
Taxman44 | $25.00 | 10/4/2012 9:56:28 AM |
gravbox | $25.00 | 10/4/2012 9:48:15 AM |
jubilant-capital1 | $25.00 | 10/4/2012 10:19:44 AM |
lionheart722 | $100.00 | 10/4/2012 10:21:37 AM |
intuitive-benefit3 | $100.00 | 10/4/2012 10:43:29 AM |
kenji4861 | $25.00 | 10/4/2012 11:13:31 AM |
KLCRAY | $25.00 | 10/4/2012 11:49:50 AM |
historic-value7 | $200.00 | 10/4/2012 5:05:10 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:32 PM |
green-discrete-rupee | $50.00 | 10/4/2012 6:22:34 PM |
Feyenoord | $30.00 | 10/5/2012 3:41:34 AM |
Emgolda | $25.00 | 10/5/2012 10:10:40 AM |
Ocean713 | $75.00 | 10/5/2012 12:23:40 PM |
friedokra | $25.00 | 10/5/2012 2:48:28 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:20 PM |
crw1950 | $50.00 | 10/6/2012 6:42:57 AM |
restless-nickel158 | $50.00 | 10/6/2012 10:44:22 AM |
green28 | $50.00 | 10/6/2012 1:09:34 PM |
Vegasjim | $25.00 | 10/6/2012 2:01:34 PM |
drkosh | $25.00 | 10/6/2012 1:54:47 PM |
oskizzle | $25.00 | 10/7/2012 7:52:59 AM |
phenomenal-rate1 | $500.00 | 10/8/2012 9:09:33 AM |
indomitable-coin | $25.00 | 10/8/2012 9:18:54 AM |
moltopaolo | $50.00 | 10/8/2012 7:35:51 AM |
Darts | $50.00 | 10/8/2012 9:31:54 AM |
Arvicco | $400.00 | 10/8/2012 9:59:10 AM |
leverage-galleon | $30.00 | 10/8/2012 11:49:59 AM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:46 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:09:34 PM |
ND1998 | $50.00 | 10/8/2012 6:49:52 PM |
maldok1 | $25.00 | 10/8/2012 6:42:21 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:44 PM |
trufan49 | $50.00 | 10/8/2012 7:19:04 PM |
pilot1723 | $25.00 | 10/9/2012 1:09:38 AM |
secondphase | $50.00 | 10/8/2012 10:05:34 PM |
Eldoob | $25.00 | 10/9/2012 5:12:54 AM |
systematic-value343 | $50.00 | 10/9/2012 7:59:12 AM |
trade-goblin9 | $100.00 | 10/9/2012 9:54:31 AM |
help4u | $50.00 | 10/9/2012 4:15:19 PM |
a-dollar-orchestra | $70.00 | 10/9/2012 4:28:20 PM |
RufusGreyhound | $25.00 | 10/9/2012 4:50:20 PM |
jedi053 | $100.00 | 10/9/2012 3:14:50 PM |
radareye2 | $25.00 | 10/9/2012 3:49:57 PM |
rate-authority2 | $25.00 | 10/9/2012 4:23:07 PM |
benjamins-explosion142 | $25.00 | 10/9/2012 5:11:03 PM |
velocityasaurus-rex4 | $100.00 | 10/9/2012 5:01:22 PM |
duty-gusto6 | $75.00 | 10/9/2012 5:20:29 PM |
reward-system | $25.00 | 10/9/2012 5:14:57 PM |
compassionate-payment218 | $25.00 | 10/9/2012 5:17:57 PM |
otalon | $25.00 | 10/9/2012 5:38:14 PM |
jmb_lending | $50.00 | 10/9/2012 5:53:40 PM |
ItsJustMe79 | $25.00 | 10/9/2012 5:29:38 PM |
Nickle-Back | $30.00 | 10/9/2012 5:30:58 PM |
new-truth-chuckler | $33.00 | 10/9/2012 5:20:13 PM |
elevated-investment | $25.00 | 10/9/2012 6:04:37 PM |
Splangy613 | $25.00 | 10/9/2012 5:23:25 PM |
historic-balance5 | $50.00 | 10/9/2012 6:06:53 PM |
finance_mba | $25.00 | 10/9/2012 6:13:25 PM |
justreturns | $25.00 | 10/9/2012 5:29:40 PM |
payout-paladin3 | $500.00 | 10/9/2012 6:30:15 PM |
affluence-kingdom9 | $100.00 | 10/9/2012 5:41:38 PM |
77dowplace | $41.00 | 10/9/2012 5:42:36 PM |
djh47a | $25.00 | 10/9/2012 6:12:24 PM |
IP | $25.00 | 10/9/2012 6:14:19 PM |
life-is-great | $25.00 | 10/9/2012 5:45:32 PM |
velocity-solo | $25.00 | 10/9/2012 5:47:41 PM |
seeyouontv | $75.00 | 10/9/2012 5:53:01 PM |
notupdated | $25.00 | 10/9/2012 5:55:45 PM |
Alpha-AssistU | $25.00 | 10/9/2012 6:02:44 PM |
axelducheck | $25.00 | 10/9/2012 6:18:49 PM |
Sjspector | $38.91 | 10/9/2012 7:25:39 PM |
overflowinglife | $25.08 | 10/9/2012 7:27:37 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
649471
This series of Notes was issued and sold upon the funding of the borrower loan #76400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 45% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 25y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,507 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-balance963 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/ medical/taxes
Purpose of loan:
This loan will be used to...
consolidate debt./ pay medical bills./ pay small irs debt
My financial situation:
I am a good candidate for this loan because...
i always pay bills on time. i have a substantial stable income
Monthly net income: $10000
Monthly expenses: $7500
Housing: $1530
Insurance: $450
Car expenses: $850
Utilities: $800
Phone, cable, internet: $250
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $1800
Other expenses: $
600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cardminger | $25.00 | 10/8/2012 5:15:42 PM |
majestic-note6 | $150.00 | 10/8/2012 5:33:11 PM |
lovely-currency3 | $50.00 | 10/8/2012 6:01:05 PM |
credit-commander1 | $25.00 | 10/8/2012 6:14:16 PM |
justasoldier | $75.00 | 10/8/2012 8:57:19 PM |
greencat | $50.00 | 10/9/2012 7:28:47 AM |
Robin_Hood | $50.00 | 10/9/2012 10:06:18 AM |
active-wealth3 | $25.00 | 10/9/2012 9:23:10 AM |
Mr_Katana | $25.00 | 10/9/2012 2:09:15 PM |
return-kung-fu2 | $33.33 | 10/9/2012 11:23:28 AM |
heavenly-deal141 | $25.00 | 10/9/2012 3:05:57 PM |
order-singularity430 | $50.00 | 10/9/2012 12:16:49 PM |
Dubbs360 | $200.00 | 10/9/2012 12:26:10 PM |
CA-Lender | $25.00 | 10/9/2012 4:42:55 PM |
melodious-openness | $200.00 | 10/9/2012 4:53:33 PM |
trade-goblin9 | $200.00 | 10/9/2012 1:12:30 PM |
gpuck | $25.00 | 10/9/2012 4:59:13 PM |
bold-social-widget | $25.00 | 10/9/2012 7:18:45 PM |
pfh | $25.00 | 10/10/2012 5:21:51 AM |
yurison | $25.00 | 10/10/2012 5:59:59 AM |
sgt-schultz | $49.02 | 10/10/2012 6:18:36 AM |
treasure-palace661 | $86.82 | 10/10/2012 7:48:06 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:46 AM |
community-burrito9 | $35.00 | 10/8/2012 5:15:47 PM |
worthy-bid8 | $100.00 | 10/8/2012 5:10:56 PM |
Relient-K | $25.00 | 10/8/2012 5:21:57 PM |
liberty-tostada7 | $50.00 | 10/8/2012 5:47:41 PM |
berniemadeoff | $25.00 | 10/8/2012 6:38:37 PM |
diplomatic-wealth7 | $25.00 | 10/8/2012 5:59:55 PM |
vines99 | $25.00 | 10/8/2012 8:35:08 PM |
RGlad | $100.00 | 10/8/2012 7:12:37 PM |
open-minded-p2p1 | $25.00 | 10/8/2012 6:33:42 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:22 PM |
let_me_retire | $75.00 | 10/8/2012 6:51:27 PM |
california111 | $100.00 | 10/8/2012 10:40:33 PM |
Feyenoord | $30.00 | 10/9/2012 1:59:25 AM |
gold-web4 | $25.00 | 10/9/2012 8:49:34 AM |
a-successful-credit | $25.00 | 10/9/2012 7:37:17 AM |
seabassx | $25.00 | 10/9/2012 8:12:52 AM |
MI2 | $1,250.00 | 10/9/2012 6:45:49 AM |
SkiFastBadly | $27.73 | 10/9/2012 9:44:14 AM |
income-vault6 | $25.00 | 10/9/2012 9:48:15 AM |
azazle | $25.00 | 10/9/2012 9:19:14 AM |
first-serene-credit | $25.00 | 10/9/2012 9:58:12 AM |
independent-leverage6 | $25.00 | 10/9/2012 10:29:35 AM |
historic-value7 | $200.00 | 10/9/2012 12:36:17 PM |
leverage-monger | $25.00 | 10/9/2012 1:13:52 PM |
wealth-renaissance5 | $25.00 | 10/10/2012 5:13:44 AM |
for_your_success | $25.00 | 10/10/2012 5:24:01 AM |
q4golf | $27.00 | 10/10/2012 3:52:16 AM |
Soothsayer | $25.00 | 10/10/2012 4:30:46 AM |
168RichCapital | $25.10 | 10/10/2012 6:12:18 AM |
queentut | $25.00 | 10/9/2012 9:01:18 PM |
fervent-commerce | $36.00 | 10/10/2012 7:01:06 AM |
motivator72 | $25.00 | 10/10/2012 7:42:26 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
649479
This series of Notes was issued and sold upon the funding of the borrower loan #75972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $584.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,236 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-friend |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:38 AM |
phenomenal-rate1 | $500.00 | 10/8/2012 9:11:07 AM |
52digital | $75.00 | 10/8/2012 9:15:35 AM |
spark548 | $100.00 | 10/8/2012 9:13:23 AM |
supreme-treasure8 | $100.00 | 10/8/2012 9:47:33 AM |
majestic-note6 | $200.00 | 10/8/2012 9:50:05 AM |
zipemdown | $25.00 | 10/8/2012 9:33:52 AM |
community-burrito9 | $35.00 | 10/8/2012 9:27:02 AM |
cr8on | $75.00 | 10/8/2012 9:37:05 AM |
speedy-point | $25.00 | 10/8/2012 11:11:35 AM |
peace-fixer8 | $25.00 | 10/8/2012 10:20:05 AM |
pierrelasvegas | $25.00 | 10/8/2012 11:03:18 AM |
return-exchanger355 | $100.00 | 10/8/2012 3:07:51 PM |
kegs | $150.00 | 10/8/2012 11:36:30 AM |
bonus-seahorse | $25.00 | 10/8/2012 11:39:13 AM |
Peleadona | $25.00 | 10/8/2012 11:54:59 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:28 PM |
RGlad | $150.00 | 10/8/2012 12:03:33 PM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:58 PM |
Index_Plus | $5,000.00 | 10/8/2012 2:40:41 PM |
first-integrity-gravity | $50.00 | 10/8/2012 5:14:37 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:46 PM |
invincible-leverage483 | $25.00 | 10/8/2012 9:17:41 PM |
rhodylend | $25.00 | 10/8/2012 7:38:17 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:53 PM |
economy-trader3 | $25.00 | 10/8/2012 9:48:10 PM |
shiny-peso1 | $50.00 | 10/9/2012 11:05:55 AM |
asset-professor | $25.00 | 10/9/2012 9:37:05 AM |
first-balance-neutron | $25.00 | 10/9/2012 3:01:19 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:52 PM |
payment-gusto | $25.00 | 10/9/2012 6:53:00 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:32 AM |
Weaverville | $25.00 | 10/10/2012 9:07:32 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:31 AM |
linkage682 | $50.00 | 10/10/2012 9:56:37 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:31 AM |
UltimateWill | $25.00 | 10/10/2012 11:27:37 AM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:35 PM |
desertoasis | $25.00 | 10/10/2012 2:58:34 PM |
listing-vista | $50.00 | 10/10/2012 3:10:19 PM |
wwwUniversal | $25.00 | 10/11/2012 8:08:37 AM |
prudent-bid3 | $25.00 | 10/11/2012 6:25:17 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:53 AM |
etraboulay | $50.00 | 10/8/2012 9:25:02 AM |
first-pragmatic-power | $25.00 | 10/8/2012 9:28:05 AM |
special-dinero553 | $25.00 | 10/8/2012 9:31:46 AM |
azazle | $25.00 | 10/8/2012 9:37:48 AM |
LeReve | $500.00 | 10/8/2012 10:00:28 AM |
john0720 | $25.00 | 10/8/2012 11:03:02 AM |
pdub | $750.00 | 10/8/2012 4:04:36 PM |
reinforced-gain7 | $500.00 | 10/8/2012 3:07:35 PM |
terrific-dough6 | $50.00 | 10/8/2012 5:11:29 PM |
selector568 | $300.00 | 10/8/2012 5:18:39 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:27 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:29 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:16 PM |
receptive-affluence035 | $25.00 | 10/9/2012 8:41:10 AM |
well-rounded-funds933 | $36.51 | 10/8/2012 11:33:42 PM |
stock106 | $25.00 | 10/9/2012 6:20:57 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:30 AM |
bbjones3 | $25.00 | 10/9/2012 12:40:55 PM |
Dubbs360 | $200.00 | 10/9/2012 12:26:04 PM |
jedi053 | $100.00 | 10/9/2012 3:14:57 PM |
thelovebug | $100.00 | 10/9/2012 5:38:50 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:39 PM |
haplender | $50.00 | 10/9/2012 5:44:15 PM |
historic-value7 | $200.00 | 10/9/2012 5:47:02 PM |
miamibeachloaner | $25.00 | 10/10/2012 10:56:44 AM |
lean-trade178 | $25.00 | 10/10/2012 10:33:32 AM |
deal-selector5 | $25.00 | 10/10/2012 3:02:56 PM |
pizza296130 | $25.00 | 10/11/2012 10:03:46 AM |
MI2 | $3,038.49 | 10/11/2012 10:35:07 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
649593
This series of Notes was issued and sold upon the funding of the borrower loan #76041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $363.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,687 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| riveting-benjamins4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...help with unforseen medical expenses
My financial situation:
I am a good candidate for this loan because...i have a excellent credit score, a dependable and secure job, and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/5/2012 9:56:02 AM |
nevee | $40.00 | 10/5/2012 10:41:03 AM |
historic-value7 | $200.00 | 10/4/2012 5:03:40 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:50 PM |
fboba | $300.00 | 10/4/2012 5:12:36 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:21 PM |
brainy-credit1 | $40.00 | 10/4/2012 5:23:54 PM |
CreditBuilder2 | $25.01 | 10/4/2012 5:26:15 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:44 PM |
EnglishGeekInNYC | $25.00 | 10/4/2012 6:17:08 PM |
ready-interest9 | $25.00 | 10/4/2012 6:37:45 PM |
superb-funds335 | $25.00 | 10/4/2012 5:59:54 PM |
bellaquito | $500.00 | 10/4/2012 7:12:06 PM |
first-wampum-gazer | $1,500.00 | 10/4/2012 6:43:14 PM |
napmanger | $100.00 | 10/4/2012 9:14:54 PM |
Aberdeen | $100.00 | 10/4/2012 6:57:00 PM |
supersam | $50.00 | 10/4/2012 9:33:29 PM |
syrepsorp | $50.00 | 10/4/2012 11:01:59 PM |
FWF-kinetic | $25.00 | 10/4/2012 11:04:05 PM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:55 AM |
ready-vigilance3 | $50.00 | 10/5/2012 7:58:50 AM |
loyalty-czar | $72.37 | 10/5/2012 7:52:55 AM |
agreement-merry-maker | $74.42 | 10/5/2012 9:08:10 AM |
benevolent-capital1 | $25.00 | 10/5/2012 9:45:04 AM |
bold-basis-supernova | $132.03 | 10/5/2012 9:45:57 AM |
hitsman | $50.00 | 10/5/2012 9:47:46 AM |
enterprising-exchange6 | $35.00 | 10/5/2012 9:25:16 AM |
Emgolda | $25.00 | 10/5/2012 10:10:47 AM |
ingenious-deal6 | $25.00 | 10/5/2012 10:00:08 AM |
leverage-monger | $25.00 | 10/5/2012 10:12:14 AM |
Castellan | $50.00 | 10/5/2012 10:16:37 AM |
return-aurora853 | $500.00 | 10/5/2012 1:32:42 PM |
postalwhiz | $25.00 | 10/5/2012 2:00:45 PM |
Chewbaca | $25.00 | 10/5/2012 2:23:45 PM |
friedokra | $25.00 | 10/5/2012 2:48:30 PM |
liberty-thinker | $25.00 | 10/5/2012 4:01:52 PM |
Cookstersalibi | $25.00 | 10/5/2012 5:31:44 PM |
Supernick | $500.00 | 10/5/2012 8:44:07 PM |
new-liberty-jalapeno | $50.00 | 10/5/2012 8:49:23 PM |
invest-in-ed | $150.00 | 10/6/2012 5:58:42 AM |
keen-credit6 | $25.00 | 10/5/2012 10:24:48 PM |
mlm_invests | $25.00 | 10/5/2012 10:37:33 PM |
Centaur | $25.00 | 10/5/2012 11:21:56 PM |
awesome-dollar6 | $100.00 | 10/6/2012 7:53:25 AM |
income-buffalo1 | $50.00 | 10/6/2012 5:51:17 AM |
seabass123 | $25.00 | 10/6/2012 6:18:04 AM |
tebeaudin | $25.00 | 10/6/2012 11:27:19 AM |
Astyanax | $25.00 | 10/6/2012 11:55:36 AM |
myersei | $25.00 | 10/6/2012 12:44:21 PM |
cardminger | $25.00 | 10/6/2012 12:40:49 PM |
social-comet224 | $50.00 | 10/6/2012 12:47:38 PM |
azazle | $25.00 | 10/6/2012 12:43:47 PM |
gothampark | $25.00 | 10/6/2012 12:48:10 PM |
justreturns | $25.00 | 10/6/2012 1:15:35 PM |
the-enthralling-coin | $25.00 | 10/6/2012 1:11:09 PM |
radforj22 | $50.00 | 10/6/2012 3:13:25 PM |
dollar-idol7 | $26.00 | 10/6/2012 7:23:30 PM |
Rebelrick9 | $43.85 | 10/6/2012 1:55:27 PM |
weiyinsan | $45.00 | 10/6/2012 9:10:44 PM |
red-ethical-duty6 | $75.00 | 10/6/2012 9:21:41 PM |
Supernick | $500.00 | 10/6/2012 6:21:38 PM |
Rearden_Steel | $25.00 | 10/7/2012 7:13:07 AM |
return-buddy | $50.00 | 10/7/2012 8:03:21 AM |
leverage-accelerator | $92.27 | 10/6/2012 8:20:31 PM |
vines99 | $25.00 | 10/6/2012 10:18:03 PM |
Iwillhuntyoudown | $25.00 | 10/7/2012 10:06:56 AM |
tomoe | $25.00 | 10/7/2012 8:51:48 AM |
fantastic-penny9 | $50.00 | 10/7/2012 9:27:16 AM |
RedmondMan | $25.00 | 10/7/2012 11:12:42 AM |
lendersf | $50.00 | 10/7/2012 12:15:51 PM |
wwwUniversal | $25.00 | 10/7/2012 1:16:08 PM |
worldly-loyalty459 | $100.00 | 10/7/2012 12:30:26 PM |
subtle-revenue0 | $25.00 | 10/7/2012 12:30:07 PM |
ADIDASNO | $25.00 | 10/7/2012 1:08:46 PM |
RGlad | $150.00 | 10/7/2012 2:19:19 PM |
magnificent-felicity4 | $25.00 | 10/7/2012 8:39:59 PM |
bonus-seahorse | $150.00 | 10/7/2012 2:26:00 PM |
youthful-balance581 | $27.00 | 10/7/2012 4:24:05 PM |
Future-Await21 | $25.00 | 10/8/2012 3:14:35 AM |
Gordon_Gekko1 | $35.00 | 10/7/2012 4:02:47 PM |
quickstep | $150.00 | 10/8/2012 6:57:58 AM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:04:01 AM |
GreedyLawyer | $30.00 | 10/7/2012 5:27:19 PM |
bb575 | $50.00 | 10/8/2012 7:23:51 AM |
chac | $200.00 | 10/7/2012 6:14:04 PM |
jpac1066 | $50.00 | 10/7/2012 6:28:45 PM |
CSAworker | $25.00 | 10/7/2012 8:11:27 PM |
Eminent_Endeavors | $25.00 | 10/8/2012 8:21:12 AM |
ore-master | $25.00 | 10/7/2012 9:53:08 PM |
first-dinero-igloo | $25.00 | 10/7/2012 8:26:23 PM |
Sniper312 | $25.00 | 10/7/2012 10:10:02 PM |
BankofPete | $25.00 | 10/8/2012 7:12:18 AM |
roadster199 | $25.00 | 10/8/2012 7:52:47 AM |
finance-coyote3 | $117.44 | 10/8/2012 8:47:00 AM |
JustMee | $25.00 | 10/8/2012 7:16:35 AM |
moltopaolo | $50.00 | 10/8/2012 7:35:52 AM |
cclady | $100.00 | 10/8/2012 8:14:08 AM |
green-payment-ectasy | $150.00 | 10/8/2012 8:29:00 AM |
aztec | $50.00 | 10/4/2012 5:09:25 PM |
fund-medalist171 | $40.00 | 10/4/2012 5:07:19 PM |
Bank_Of_XL | $25.00 | 10/4/2012 5:05:46 PM |
best-bonafide-p2p | $50.00 | 10/4/2012 5:36:42 PM |
ethical-truth211 | $200.00 | 10/4/2012 5:15:34 PM |
Taxman44 | $25.00 | 10/4/2012 5:42:08 PM |
jubilant-capital1 | $25.00 | 10/4/2012 5:34:28 PM |
shrewd-deal | $50.00 | 10/4/2012 5:53:07 PM |
whitegold24k | $95.93 | 10/4/2012 6:10:14 PM |
calm-platinum957 | $35.00 | 10/4/2012 6:16:13 PM |
loyalty-hornet6 | $25.00 | 10/4/2012 6:16:22 PM |
compoundinterest | $25.00 | 10/4/2012 6:21:39 PM |
kenji4861 | $25.00 | 10/4/2012 6:36:08 PM |
LoanerPrincipal | $25.00 | 10/4/2012 6:37:55 PM |
repayment-chihuahua3 | $25.00 | 10/4/2012 6:39:45 PM |
toblerone | $25.00 | 10/4/2012 6:55:49 PM |
back-scratchers | $55.00 | 10/4/2012 7:02:49 PM |
networks4ever | $25.00 | 10/4/2012 7:12:42 PM |
intuitive-benefit3 | $100.00 | 10/4/2012 7:09:32 PM |
houli123 | $175.00 | 10/4/2012 8:20:31 PM |
lucrative-rate2 | $100.00 | 10/4/2012 8:36:25 PM |
Interloper | $35.00 | 10/4/2012 10:08:30 PM |
herbyman | $50.00 | 10/5/2012 6:56:15 AM |
cerebral-dollar773 | $25.00 | 10/4/2012 9:42:47 PM |
hope-hickory8 | $25.00 | 10/5/2012 5:01:22 AM |
decisive-income7 | $3,000.00 | 10/5/2012 7:19:59 AM |
marketplace-singularity3 | $75.00 | 10/5/2012 9:24:27 AM |
compatible-deal9 | $50.00 | 10/5/2012 9:48:38 AM |
Abece | $360.25 | 10/5/2012 9:54:01 AM |
SBT | $25.00 | 10/5/2012 10:14:58 AM |
astute-benjamins | $150.00 | 10/5/2012 12:11:46 PM |
Ocean713 | $75.00 | 10/5/2012 12:37:49 PM |
global-invest-group | $25.00 | 10/5/2012 1:41:32 PM |
tranquil-loyalty465 | $25.00 | 10/5/2012 5:13:58 PM |
L-Dogg | $68.19 | 10/5/2012 2:10:25 PM |
evilkats | $50.00 | 10/5/2012 4:39:23 PM |
Rockymtnhi | $100.00 | 10/5/2012 6:54:40 PM |
bankdaddy | $105.00 | 10/5/2012 7:41:58 PM |
gmoney37 | $50.00 | 10/5/2012 6:15:45 PM |
SweatyBalls | $35.00 | 10/5/2012 6:26:00 PM |
FFStar | $25.00 | 10/6/2012 12:25:40 AM |
Ambassador | $65.00 | 10/6/2012 4:42:34 AM |
creative-p2p0 | $50.00 | 10/5/2012 9:33:43 PM |
first-serene-credit | $25.00 | 10/5/2012 8:54:18 PM |
FWF-kinetic | $50.00 | 10/5/2012 10:01:45 PM |
heerzaquestion | $100.00 | 10/6/2012 6:48:02 AM |
kindness-festivity | $75.00 | 10/6/2012 7:15:00 AM |
new-ore-venture | $45.00 | 10/5/2012 11:28:03 PM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:28 AM |
SpreadsheetSolutions | $25.00 | 10/6/2012 4:17:43 AM |
buckeye55 | $25.00 | 10/6/2012 6:56:10 AM |
Leshan | $50.00 | 10/6/2012 7:22:05 AM |
red-enchanted-power | $25.00 | 10/6/2012 11:32:25 AM |
intrepid-loot | $25.00 | 10/6/2012 11:35:10 AM |
spy0 | $25.00 | 10/6/2012 8:27:16 AM |
market-pudding | $25.00 | 10/6/2012 11:41:48 AM |
Investoman | $25.00 | 10/6/2012 12:12:23 PM |
power-chef420 | $25.00 | 10/6/2012 12:43:24 PM |
enriching-trade2 | $50.00 | 10/6/2012 12:37:12 PM |
MtnLend | $25.00 | 10/6/2012 12:33:48 PM |
fairness-kayak | $50.00 | 10/6/2012 12:48:37 PM |
scrappy-bonus2 | $25.00 | 10/6/2012 1:07:37 PM |
AFairDeal | $25.00 | 10/6/2012 1:19:46 PM |
river-change | $25.00 | 10/6/2012 5:05:01 PM |
jcornehlsen | $25.00 | 10/6/2012 1:55:02 PM |
buffalobills | $25.00 | 10/6/2012 3:13:33 PM |
sanjubab | $25.00 | 10/6/2012 2:28:21 PM |
coin-tweet | $25.00 | 10/7/2012 12:52:03 AM |
villagecoconut | $25.00 | 10/7/2012 1:13:47 AM |
pious-benjamins1 | $66.00 | 10/6/2012 9:56:23 PM |
one-midas | $50.00 | 10/6/2012 11:28:25 PM |
hard-working-rate3 | $25.00 | 10/7/2012 12:07:29 PM |
ddog0224 | $75.00 | 10/7/2012 10:27:49 AM |
Nil2008 | $100.00 | 10/7/2012 11:55:36 AM |
julijask | $50.00 | 10/7/2012 2:18:17 PM |
enterprising-loyalty795 | $25.00 | 10/7/2012 12:59:50 PM |
gravbox | $25.00 | 10/7/2012 1:10:55 PM |
Focus-on-tommorow | $25.00 | 10/7/2012 6:32:06 PM |
reverent-bazaar284 | $25.00 | 10/7/2012 4:59:59 PM |
contract-victor5 | $30.00 | 10/8/2012 7:35:22 AM |
Moneypenny6 | $25.00 | 10/8/2012 8:04:01 AM |
mike279766 | $62.00 | 10/7/2012 10:07:56 PM |
Tingali | $25.00 | 10/8/2012 7:20:36 AM |
aztec | $92.24 | 10/8/2012 6:19:27 AM |
investment-comet | $25.00 | 10/8/2012 7:14:27 AM |
vigorous-payment6 | $50.00 | 10/8/2012 8:44:13 AM |
184 Investments
|
Borrower Payment Dependent Notes Series
649661
This series of Notes was issued and sold upon the funding of the borrower loan #75981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,608 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-topper1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Is too clear more debt faster and save on what is being spent on interest
This loan will be used to.to pay off debt..
My financial situation: is getting better, I am paying off debt with a goal of being debt free in 3-4 years if not sooner.
I am a good candidate for this loan because...as I grow older, keeping up with the jones does not mean as much as it used to. Being debt free and money in the bank means more now. I have learned to use coupons, and shop at sales/thrift stores in place of retail stores and I love it!!!!!
Monthly net income: $2600.00
Monthly expenses: $1585.00
Housing: $469.00
Insurance: $50.00
Car expenses: $150.00
Utilities: $195.00
Phone, cable, internet: $120.
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $60.00 | 10/5/2012 9:01:24 AM |
income-triangulation1 | $25.00 | 10/5/2012 9:00:57 AM |
wise-charming-reward | $200.00 | 10/5/2012 9:01:51 AM |
best-bonafide-p2p | $25.00 | 10/5/2012 9:08:35 AM |
favorite-commerce | $50.00 | 10/5/2012 9:32:39 AM |
Relient-K | $25.00 | 10/5/2012 10:01:00 AM |
benefit-hunter5 | $25.00 | 10/5/2012 9:46:34 AM |
a-restless-dollar | $25.00 | 10/5/2012 11:15:39 AM |
let_me_retire | $60.00 | 10/5/2012 11:50:07 AM |
52digital | $75.00 | 10/5/2012 11:05:02 AM |
HeroSupport | $60.00 | 10/5/2012 11:25:11 AM |
papaloha | $25.00 | 10/5/2012 1:08:30 PM |
DevinHill | $25.00 | 10/5/2012 1:47:01 PM |
ethical-truth211 | $300.00 | 10/5/2012 1:46:32 PM |
Star_Witness | $25.00 | 10/5/2012 5:22:58 PM |
bewitching-dollar5 | $100.00 | 10/5/2012 5:27:43 PM |
Bob450 | $25.00 | 10/5/2012 5:52:54 PM |
banker34 | $25.00 | 10/5/2012 11:25:05 PM |
flexible-duty3 | $25.00 | 10/6/2012 5:36:54 AM |
epic-payout | $60.05 | 10/6/2012 5:49:07 AM |
economy-popcorn | $25.00 | 10/6/2012 6:38:09 AM |
Leshan | $50.00 | 10/6/2012 7:28:58 AM |
silver-trident5 | $500.00 | 10/6/2012 12:02:41 PM |
kttalamo | $120.00 | 10/6/2012 9:44:02 AM |
Underworld_Explorer | $50.00 | 10/6/2012 9:23:29 AM |
gothampark | $25.00 | 10/6/2012 12:42:20 PM |
thankful-nickel2 | $25.00 | 10/6/2012 1:32:36 PM |
Malkial | $1.79 | 10/6/2012 1:32:55 PM |
responsibility-butterfly | $50.00 | 10/5/2012 9:56:06 AM |
worthy-bid8 | $100.00 | 10/5/2012 9:11:29 AM |
handy-justice | $50.00 | 10/5/2012 9:03:23 AM |
Endeavour | $150.00 | 10/5/2012 9:07:32 AM |
azazle | $25.00 | 10/5/2012 9:14:39 AM |
Nipper99 | $100.00 | 10/5/2012 9:11:51 AM |
vines99 | $25.00 | 10/5/2012 9:39:33 AM |
riveting-credit5 | $25.00 | 10/5/2012 9:53:13 AM |
Interloper | $30.00 | 10/5/2012 10:00:19 AM |
heartpounding-note972 | $25.00 | 10/5/2012 10:01:51 AM |
diplomatic-wealth7 | $25.00 | 10/5/2012 10:29:53 AM |
john0720 | $25.00 | 10/5/2012 10:52:09 AM |
Silver_Rupee | $25.01 | 10/5/2012 11:26:22 AM |
bellaquito | $500.00 | 10/5/2012 12:25:11 PM |
green-high-five7 | $35.00 | 10/5/2012 3:18:19 PM |
CA-Lender | $25.00 | 10/5/2012 4:57:53 PM |
nodebt2012 | $25.00 | 10/5/2012 5:31:25 PM |
enchanted-note | $25.00 | 10/5/2012 6:07:49 PM |
SudianX | $26.00 | 10/6/2012 5:48:01 AM |
leverage-monger | $25.00 | 10/6/2012 6:28:02 AM |
first-serene-credit | $25.00 | 10/6/2012 9:44:14 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:28 AM |
california111 | $100.00 | 10/6/2012 10:18:00 AM |
sgt-schultz | $28.00 | 10/6/2012 12:08:08 PM |
big-mac-50 | $200.00 | 10/6/2012 11:22:44 AM |
friendinmoney | $25.00 | 10/6/2012 11:35:17 AM |
Astyanax | $25.00 | 10/6/2012 11:54:15 AM |
the-lean-affluence1 | $39.15 | 10/6/2012 12:31:39 PM |
the-lean-affluence1 | $25.00 | 10/6/2012 12:25:24 PM |
capmlend | $100.00 | 10/6/2012 12:58:40 PM |
theaterguy | $30.00 | 10/6/2012 1:29:40 PM |
payment-halo | $25.00 | 10/6/2012 1:12:35 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
649711
This series of Notes was issued and sold upon the funding of the borrower loan #76375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $233.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,404 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| discrete-bid396 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay medical and dental bills
My financial situation:
I am a good candidate for this loan because I have solid employment and pay my financial obligations.
Monthly net income: $5166
Monthly expenses: $4365
Housing: $1145
Insurance: $150
Car expenses: $720
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-triangulation1 | $25.00 | 10/8/2012 5:03:03 PM |
riveting-credit5 | $25.00 | 10/8/2012 5:22:09 PM |
best-bonafide-p2p | $25.00 | 10/8/2012 5:07:08 PM |
supreme-treasure8 | $100.00 | 10/8/2012 5:25:19 PM |
spark548 | $100.00 | 10/8/2012 5:09:51 PM |
return-exchanger355 | $100.00 | 10/8/2012 5:28:42 PM |
selector568 | $300.00 | 10/8/2012 5:18:40 PM |
global-invest-group | $25.00 | 10/8/2012 5:18:43 PM |
ethical-truth211 | $500.00 | 10/8/2012 5:10:14 PM |
the-silver-blaster | $50.00 | 10/8/2012 5:39:09 PM |
special-dinero553 | $25.00 | 10/8/2012 5:24:36 PM |
intelligent-yield | $25.00 | 10/8/2012 6:24:50 PM |
goat0 | $150.00 | 10/8/2012 6:04:35 PM |
rate-advocator7 | $100.00 | 10/8/2012 6:09:32 PM |
money-baron | $100.00 | 10/8/2012 6:47:12 PM |
LoanerPrincipal | $25.00 | 10/8/2012 6:51:32 PM |
missing-link | $25.00 | 10/8/2012 7:04:35 PM |
RGlad | $150.00 | 10/8/2012 7:15:36 PM |
0_0 | $100.00 | 10/8/2012 8:09:19 PM |
scamps | $25.00 | 10/8/2012 10:28:01 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:19 PM |
well-rounded-funds933 | $25.00 | 10/8/2012 11:31:03 PM |
a-helping-hand | $200.00 | 10/8/2012 10:07:04 PM |
high_flyer | $200.00 | 10/8/2012 10:53:22 PM |
unbelievable-exchange | $25.00 | 10/8/2012 7:48:30 PM |
phenomenal-rate1 | $500.00 | 10/8/2012 5:07:34 PM |
bright-idea11 | $25.00 | 10/8/2012 5:31:18 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:29 PM |
azazle | $50.00 | 10/8/2012 5:40:35 PM |
cash-mad-scientist3 | $25.00 | 10/8/2012 5:21:36 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:34 PM |
peace-fixer8 | $25.00 | 10/8/2012 5:38:19 PM |
proper-exchange8 | $44.00 | 10/8/2012 6:01:49 PM |
majestic-note6 | $200.00 | 10/8/2012 5:32:56 PM |
LeReve | $500.00 | 10/8/2012 5:40:07 PM |
appetizing-loyalty354 | $100.00 | 10/8/2012 5:42:26 PM |
etraboulay | $50.00 | 10/8/2012 6:20:52 PM |
thrifty-capital | $35.00 | 10/8/2012 7:09:11 PM |
52digital | $75.00 | 10/8/2012 6:11:18 PM |
first-pragmatic-power | $25.00 | 10/8/2012 6:14:39 PM |
pierrelasvegas | $25.00 | 10/8/2012 6:57:24 PM |
zipemdown | $25.00 | 10/8/2012 6:37:03 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:59 PM |
fishcreek | $25.00 | 10/9/2012 2:02:40 AM |
stock106 | $25.00 | 10/9/2012 6:19:36 AM |
bullwink27 | $25.00 | 10/9/2012 6:28:49 AM |
Index_Plus | $1,621.00 | 10/9/2012 6:40:58 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
649879
This series of Notes was issued and sold upon the funding of the borrower loan #76376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $435.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,807 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-zone9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate bills
My financial situation: average
I am a good candidate for this loan because...I always pay my bills on time.
Monthly net income: $3872
Monthly expenses: $
Housing: $919
Insurance: $175
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/4/2012 9:32:55 AM |
real-return2 | $26.00 | 10/4/2012 9:03:04 AM |
Taz-Man-IIWIS | $25.00 | 10/4/2012 9:12:26 AM |
wildanne | $50.00 | 10/4/2012 9:03:25 AM |
mar97 | $25.00 | 10/4/2012 9:05:44 AM |
wonder3 | $30.00 | 10/4/2012 9:06:23 AM |
decisive-income7 | $2,500.00 | 10/4/2012 9:10:30 AM |
urbane-income7 | $25.00 | 10/4/2012 9:18:37 AM |
marketplace-singularity3 | $25.00 | 10/4/2012 9:29:49 AM |
justreturns | $25.00 | 10/4/2012 9:39:09 AM |
jubilant-capital1 | $25.00 | 10/4/2012 10:17:49 AM |
p2ploan-harmony913 | $50.00 | 10/4/2012 10:01:18 AM |
Plow_n_Sow | $25.00 | 10/4/2012 10:24:45 AM |
fair-pound5 | $50.00 | 10/4/2012 10:35:55 AM |
supreme-exchange547 | $25.00 | 10/4/2012 10:36:28 AM |
mckhbnpc | $50.00 | 10/4/2012 10:40:37 AM |
napmanger | $150.00 | 10/4/2012 11:21:11 AM |
networks4ever | $25.00 | 10/4/2012 11:21:56 AM |
note-proton0 | $25.00 | 10/4/2012 1:08:13 PM |
Good-Yield | $25.00 | 10/4/2012 4:49:55 PM |
community-burrito9 | $25.00 | 10/4/2012 2:10:28 PM |
fairness-leader3 | $58.00 | 10/4/2012 3:14:35 PM |
credit-adventurer313 | $25.00 | 10/4/2012 3:41:48 PM |
ethical-truth211 | $500.00 | 10/4/2012 2:53:11 PM |
orange-liberty-oyster | $37.00 | 10/4/2012 5:08:24 PM |
Maximum_Investment | $25.00 | 10/4/2012 6:22:40 PM |
EthanColeInvestingGroup | $25.00 | 10/4/2012 7:06:46 PM |
FWF-kinetic | $25.00 | 10/4/2012 11:07:19 PM |
adaptable-benefit6 | $25.00 | 10/4/2012 10:10:48 PM |
omegamon1 | $25.00 | 10/5/2012 5:59:18 AM |
orange-preeminant-bill | $100.00 | 10/5/2012 6:36:35 AM |
cerebral-dollar773 | $25.00 | 10/5/2012 6:32:57 AM |
new-transparent-bazaar | $25.00 | 10/5/2012 8:09:57 AM |
Bob450 | $25.00 | 10/5/2012 8:12:22 AM |
blue-basis-flower | $50.00 | 10/5/2012 8:55:36 AM |
Endeavour | $150.00 | 10/5/2012 9:08:04 AM |
Investor_DP | $200.00 | 10/5/2012 9:10:27 AM |
profitable-fairness1 | $50.00 | 10/5/2012 9:11:18 AM |
stockpiler608 | $25.00 | 10/5/2012 9:15:49 AM |
auction-fanatic8 | $25.00 | 10/5/2012 9:52:01 AM |
bewitching-dollar5 | $100.00 | 10/5/2012 9:52:52 AM |
impressive-loan | $100.00 | 10/5/2012 9:54:35 AM |
haplender | $50.00 | 10/5/2012 10:17:41 AM |
EnglishGeekInNYC | $25.00 | 10/5/2012 10:19:21 AM |
mercuriant | $25.00 | 10/5/2012 10:04:05 AM |
blue-shiny-revenue | $25.00 | 10/5/2012 10:06:21 AM |
compatible-power8 | $25.00 | 10/5/2012 10:07:08 AM |
payout-paladin3 | $500.00 | 10/5/2012 10:14:02 AM |
BigSkyFinancial | $28.69 | 10/5/2012 10:49:01 AM |
gold-motivator2 | $30.00 | 10/5/2012 11:03:48 AM |
a-restless-dollar | $50.00 | 10/5/2012 11:12:03 AM |
wwwUniversal | $25.00 | 10/5/2012 10:36:19 AM |
alwick | $25.00 | 10/5/2012 10:41:45 AM |
designer_10 | $25.00 | 10/5/2012 10:44:59 AM |
WhiteInvestor | $30.00 | 10/5/2012 11:02:34 AM |
enriched-return057 | $50.00 | 10/5/2012 1:32:46 PM |
global-invest-group | $50.00 | 10/5/2012 1:35:23 PM |
1stPlace | $100.00 | 10/5/2012 11:22:51 AM |
revenue-serenity | $25.00 | 10/5/2012 11:32:28 AM |
indomitable-economy8 | $25.00 | 10/5/2012 12:01:16 PM |
bellaquito | $500.00 | 10/5/2012 12:03:24 PM |
quickstep | $100.00 | 10/5/2012 12:21:01 PM |
astute-benjamins | $150.00 | 10/5/2012 12:11:08 PM |
shanedog | $50.00 | 10/5/2012 2:21:21 PM |
revenue-tamer3 | $25.00 | 10/5/2012 5:26:48 PM |
ChoiceInvestments | $26.00 | 10/5/2012 6:24:24 PM |
the-enthralling-coin | $25.00 | 10/5/2012 5:43:33 PM |
Iwillhuntyoudown | $25.00 | 10/5/2012 6:06:48 PM |
receptive-affluence035 | $25.00 | 10/5/2012 6:38:05 PM |
bankdaddy | $55.00 | 10/5/2012 7:30:31 PM |
Quid-Pro-Quo | $28.41 | 10/5/2012 7:17:46 PM |
TheBlueberryPirate | $25.00 | 10/5/2012 8:56:27 PM |
kindness-festivity | $75.00 | 10/6/2012 7:14:59 AM |
new-marketplace-lyrics | $25.00 | 10/6/2012 7:47:26 AM |
chris-heretoinvest | $25.00 | 10/6/2012 5:49:33 AM |
SunnyMoney | $25.69 | 10/6/2012 8:38:41 AM |
Digs | $25.00 | 10/6/2012 6:06:24 AM |
natural-greenback6 | $25.00 | 10/6/2012 10:19:18 AM |
Megaton | $25.00 | 10/6/2012 10:47:10 AM |
GCSS | $25.00 | 10/6/2012 7:29:18 AM |
restless-nickel158 | $50.00 | 10/6/2012 10:44:23 AM |
friendinmoney | $25.00 | 10/6/2012 11:27:10 AM |
cordial-affluence2 | $25.00 | 10/6/2012 11:32:41 AM |
rescue | $100.00 | 10/6/2012 12:21:53 PM |
grabtakeout | $25.00 | 10/6/2012 12:27:06 PM |
RocketSurgeon | $25.00 | 10/6/2012 12:22:45 PM |
bazaar-festivity | $25.00 | 10/6/2012 12:29:53 PM |
samo102us | $25.00 | 10/6/2012 1:03:04 PM |
adventurer447 | $300.00 | 10/6/2012 1:09:55 PM |
flexible-return297 | $25.00 | 10/6/2012 1:01:23 PM |
MyPFBlog | $25.00 | 10/5/2012 10:32:28 AM |
red-eloquent-rupee | $50.00 | 10/4/2012 9:06:49 AM |
historic-value7 | $200.00 | 10/4/2012 9:12:49 AM |
income-triangulation1 | $25.00 | 10/4/2012 9:02:55 AM |
intrepid-loot | $25.00 | 10/4/2012 9:19:08 AM |
repayment-chihuahua3 | $25.00 | 10/4/2012 9:05:17 AM |
Money__Tree | $200.00 | 10/4/2012 9:22:40 AM |
loyalty-hornet6 | $25.00 | 10/4/2012 9:06:34 AM |
community-burrito9 | $35.00 | 10/4/2012 9:09:21 AM |
best-bonafide-p2p | $50.00 | 10/4/2012 9:12:48 AM |
PrimeFunding | $25.00 | 10/4/2012 9:16:06 AM |
fboba | $300.00 | 10/4/2012 9:33:23 AM |
green-high-five7 | $35.00 | 10/4/2012 9:26:26 AM |
money-genome84 | $250.00 | 10/4/2012 9:37:10 AM |
integrity-reactor4 | $100.00 | 10/4/2012 9:48:18 AM |
Taxman44 | $25.00 | 10/4/2012 9:56:29 AM |
kila-designer | $249.00 | 10/4/2012 9:58:57 AM |
scholarly-order6 | $25.00 | 10/4/2012 10:00:43 AM |
intuitive-benefit3 | $100.00 | 10/4/2012 10:43:29 AM |
Sagamore | $200.00 | 10/4/2012 11:22:57 AM |
paxnj | $50.00 | 10/4/2012 11:04:53 AM |
ready-interest9 | $25.00 | 10/4/2012 11:01:54 AM |
reflective-greenback1 | $25.00 | 10/4/2012 12:09:30 PM |
reasonable_usury | $50.00 | 10/4/2012 11:13:16 AM |
gotjack-IRA | $150.00 | 10/4/2012 12:09:49 PM |
KLCRAY | $25.00 | 10/4/2012 11:49:51 AM |
houli123 | $75.00 | 10/4/2012 12:19:28 PM |
Peacepower | $50.00 | 10/4/2012 3:33:50 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:16 PM |
FortuneFund | $50.00 | 10/4/2012 5:11:45 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:33 PM |
whitegold24k | $150.00 | 10/4/2012 6:05:38 PM |
bonafide-yield351 | $25.00 | 10/4/2012 7:09:55 PM |
azazle | $50.00 | 10/4/2012 10:41:43 PM |
principal-dreams9 | $25.00 | 10/4/2012 11:02:16 PM |
Interloper | $25.00 | 10/4/2012 10:08:28 PM |
vines99 | $25.00 | 10/5/2012 2:11:35 AM |
dsnybnd | $25.00 | 10/5/2012 8:09:16 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:46 AM |
lazyeye | $50.00 | 10/5/2012 8:59:16 AM |
enchanted-note | $25.00 | 10/5/2012 9:05:09 AM |
Munnie | $75.00 | 10/5/2012 8:53:45 AM |
ready-vigilance3 | $50.00 | 10/5/2012 8:00:58 AM |
credit-coach118 | $45.27 | 10/5/2012 8:56:32 AM |
tech310 | $50.00 | 10/5/2012 9:17:14 AM |
TomDalonajay | $25.00 | 10/5/2012 9:10:14 AM |
tolerant-responsibility051 | $2,000.00 | 10/5/2012 9:07:59 AM |
Tradesmanlender | $25.00 | 10/5/2012 10:00:43 AM |
kindness-miser6 | $25.00 | 10/5/2012 9:41:49 AM |
money-bauble | $100.00 | 10/5/2012 9:54:01 AM |
compoundinterest | $25.00 | 10/5/2012 9:53:16 AM |
InvestorPartners | $25.00 | 10/5/2012 9:56:56 AM |
Emgolda | $25.00 | 10/5/2012 10:10:42 AM |
Investoman | $25.00 | 10/5/2012 10:15:31 AM |
structure9 | $25.00 | 10/5/2012 10:21:32 AM |
greenback-museum | $25.00 | 10/5/2012 10:36:33 AM |
market-assembler | $26.00 | 10/5/2012 10:46:42 AM |
52digital | $75.00 | 10/5/2012 10:47:36 AM |
kenji4861 | $25.00 | 10/5/2012 11:04:04 AM |
social-pear9 | $25.00 | 10/5/2012 11:07:41 AM |
dukeiyer | $25.00 | 10/5/2012 11:22:42 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:36 PM |
trade-meridian9 | $32.04 | 10/5/2012 2:27:34 PM |
ASLIBD | $50.00 | 10/5/2012 12:05:06 PM |
Ocean713 | $75.00 | 10/5/2012 12:26:34 PM |
lendme2 | $200.00 | 10/5/2012 12:46:55 PM |
fairness-leader3 | $122.00 | 10/5/2012 1:55:32 PM |
finance-symphony7 | $100.00 | 10/5/2012 6:03:02 PM |
bob450-roth | $25.00 | 10/5/2012 6:28:14 PM |
evergreen16 | $250.00 | 10/5/2012 6:30:08 PM |
principal-capo8 | $40.34 | 10/5/2012 6:36:25 PM |
AirForce2001 | $25.00 | 10/5/2012 10:10:54 PM |
TT-Bend | $50.00 | 10/5/2012 11:05:30 PM |
rockhound84 | $25.00 | 10/6/2012 5:21:49 AM |
first-serene-credit | $25.00 | 10/5/2012 8:56:42 PM |
wale-ld | $28.09 | 10/5/2012 9:16:38 PM |
LOANS-LOANS-LOANS | $25.00 | 10/6/2012 7:30:47 AM |
wise-abundant-hope | $25.00 | 10/6/2012 7:50:55 AM |
Some-Day | $25.50 | 10/6/2012 7:53:18 AM |
YosemiteSam | $25.00 | 10/6/2012 5:34:21 AM |
SpreadsheetSolutions | $25.00 | 10/6/2012 4:10:29 AM |
skillful-asset5 | $30.00 | 10/6/2012 4:50:10 AM |
dough-kitten5 | $25.00 | 10/6/2012 6:38:33 AM |
economy-popcorn | $50.00 | 10/6/2012 6:39:21 AM |
ouyangers | $50.00 | 10/6/2012 6:16:52 AM |
FL-Lender | $50.00 | 10/6/2012 7:17:30 AM |
phenomenal-gain5 | $30.00 | 10/6/2012 6:47:06 AM |
CA-Lender | $25.00 | 10/6/2012 7:54:00 AM |
RebuildingAmerica | $25.00 | 10/6/2012 8:22:02 AM |
AxionMan05 | $50.00 | 10/6/2012 8:41:27 AM |
treasure-bliss | $100.00 | 10/6/2012 8:27:23 AM |
unforgettable-wealth4 | $50.00 | 10/6/2012 12:04:47 PM |
orange-preeminant-bill | $100.00 | 10/6/2012 8:52:23 AM |
Snoopylover | $25.00 | 10/6/2012 9:15:16 AM |
chrisb1414 | $25.00 | 10/6/2012 9:38:29 AM |
market-pudding | $25.00 | 10/6/2012 11:36:56 AM |
Astyanax | $30.00 | 10/6/2012 11:42:22 AM |
cr8on | $75.00 | 10/6/2012 12:01:38 PM |
gothampark | $25.00 | 10/6/2012 12:37:13 PM |
cardminger | $25.00 | 10/6/2012 12:40:49 PM |
american6 | $50.00 | 10/6/2012 12:48:32 PM |
fund-blackberry6 | $25.00 | 10/6/2012 1:08:57 PM |
StarshineXL | $346.97 | 10/6/2012 1:11:14 PM |
193 Investments
|
Borrower Payment Dependent Notes Series
649979
This series of Notes was issued and sold upon the funding of the borrower loan #76303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,105 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-rascal7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3800.00
Monthly expenses: $ 1800.00
Housing: $ 689
Insurance: $ 98
Car expenses: $ 252
Utilities: $ 30
Phone, cable, internet: $ 140
Food, entertainment: $ 150
Clothing, household expenses: $ 150
Credit cards and other loans: $ 300
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
azazle | $50.00 | 10/5/2012 5:14:45 PM |
ethical-truth211 | $100.00 | 10/5/2012 6:13:46 PM |
enriched-return057 | $50.00 | 10/5/2012 5:38:16 PM |
bellaquito | $500.00 | 10/5/2012 6:36:26 PM |
let_me_retire | $50.00 | 10/5/2012 6:45:30 PM |
john0720 | $25.00 | 10/5/2012 5:56:17 PM |
netg | $75.00 | 10/5/2012 6:15:32 PM |
SweatyBalls | $25.00 | 10/5/2012 6:28:19 PM |
52digital | $75.00 | 10/5/2012 6:44:04 PM |
Nipper99 | $100.00 | 10/5/2012 7:27:53 PM |
green-trade-wildcat | $25.00 | 10/6/2012 7:15:05 AM |
shrewd-deal | $50.00 | 10/6/2012 10:14:10 AM |
Requiem | $25.00 | 10/6/2012 8:23:06 AM |
diplomatic-wealth7 | $25.00 | 10/6/2012 12:22:07 PM |
thankful-nickel2 | $25.00 | 10/6/2012 1:42:35 PM |
drkosh | $25.00 | 10/6/2012 1:47:38 PM |
JohnWS | $25.00 | 10/6/2012 6:43:28 PM |
fantastic-penny9 | $50.00 | 10/7/2012 9:47:05 AM |
favorite-commerce | $30.00 | 10/7/2012 6:44:52 AM |
cttarheel | $50.00 | 10/7/2012 7:18:28 AM |
Ocean713 | $80.00 | 10/7/2012 6:20:23 PM |
Kqwik | $25.45 | 10/8/2012 2:54:58 AM |
green-unrivaled-felicity | $26.00 | 10/7/2012 7:59:15 PM |
s_man1 | $25.00 | 10/8/2012 5:53:53 AM |
pdub | $250.00 | 10/8/2012 4:08:01 PM |
ethical-truth211 | $50.00 | 10/8/2012 4:18:33 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:32:06 PM |
zydeco337 | $25.00 | 10/8/2012 5:49:00 PM |
redwraith | $100.00 | 10/8/2012 6:16:26 PM |
digitaldan | $30.00 | 10/8/2012 7:40:11 PM |
skillful-justice879 | $17.90 | 10/8/2012 8:15:12 PM |
money-baron | $100.00 | 10/8/2012 6:29:06 PM |
PositiveCarry | $25.00 | 10/8/2012 8:06:59 PM |
responsibility-butterfly | $50.00 | 10/6/2012 8:31:34 AM |
klippies | $25.00 | 10/5/2012 6:31:02 PM |
wise-charming-reward | $200.00 | 10/5/2012 7:13:31 PM |
banker34 | $25.00 | 10/5/2012 11:25:17 PM |
historic-nickel | $25.00 | 10/6/2012 7:23:29 AM |
Interloper | $35.00 | 10/6/2012 11:00:24 AM |
worthy-bid8 | $100.00 | 10/6/2012 1:17:25 PM |
repayment-uprising | $25.00 | 10/6/2012 3:02:36 PM |
Malkial | $25.00 | 10/6/2012 1:40:53 PM |
vines99 | $25.00 | 10/6/2012 10:16:06 PM |
return-buddy | $25.00 | 10/6/2012 6:01:01 PM |
finder61 | $25.00 | 10/6/2012 5:18:25 PM |
jderek01 | $50.00 | 10/7/2012 7:40:35 AM |
papaloha | $25.00 | 10/6/2012 11:28:11 PM |
aggresive-balance8 | $25.00 | 10/7/2012 10:44:24 AM |
melodious-openness | $200.00 | 10/7/2012 6:01:40 AM |
upbeat-finance8 | $25.00 | 10/7/2012 12:03:41 PM |
treasure-hunter270 | $25.00 | 10/7/2012 2:30:17 PM |
Star_Witness | $25.00 | 10/7/2012 4:09:28 PM |
refined-return922 | $25.00 | 10/8/2012 5:51:43 AM |
168RichCapital | $25.10 | 10/8/2012 6:30:25 AM |
ethical-income2 | $25.00 | 10/7/2012 7:30:19 PM |
Lubava | $50.00 | 10/7/2012 6:34:41 PM |
sweet-payout5 | $25.00 | 10/7/2012 8:55:05 PM |
cwss-lending | $25.00 | 10/7/2012 10:43:40 PM |
first-principal-panda | $25.00 | 10/8/2012 8:59:32 AM |
refresher211 | $100.00 | 10/8/2012 9:34:25 AM |
majestic-note6 | $150.00 | 10/8/2012 9:50:40 AM |
kegs | $150.00 | 10/8/2012 11:36:24 AM |
yougottaloveit | $25.00 | 10/8/2012 4:53:40 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:23 PM |
stevexs | $25.00 | 10/8/2012 8:00:37 PM |
investordiy_dot_com | $25.00 | 10/8/2012 6:41:52 PM |
dough-kitten5 | $25.00 | 10/8/2012 7:38:34 PM |
TripleNickle | $55.55 | 10/8/2012 7:50:08 PM |
buffalobills | $25.00 | 10/8/2012 7:57:07 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
649993
This series of Notes was issued and sold upon the funding of the borrower loan #76520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $198.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,408 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| loan42 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Refinance
Purpose of loan:
This loan will be used to transfer a balance from a credit card with a higher interest rate. This loan will allow me to save almost 10% from my current interest rate.
My financial situation:
I am a good candidate for this loan because my credit score it in the middle 700's. I'm good on my word and pay back my debts.
Monthly net income: $ 4,000
Monthly expenses: $ 2500
Housing: $ 1000
Insurance: $ 50
Car expenses: $0
Utilities: $100
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 150
Credit cards and other loans: $450
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:28 AM |
obedient-payout0 | $25.00 | 10/15/2012 9:11:41 AM |
blot44 | $25.00 | 10/15/2012 9:21:41 AM |
Detour11 | $25.00 | 10/15/2012 10:03:11 AM |
kfrench | $75.00 | 10/15/2012 10:16:57 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:07 AM |
green-discrete-rupee | $50.00 | 10/15/2012 10:01:48 AM |
neighborly-hope6 | $100.00 | 10/15/2012 9:58:33 AM |
bright-idea11 | $25.00 | 10/15/2012 10:39:20 AM |
shaps | $25.00 | 10/15/2012 10:26:00 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:53 AM |
oracle3 | $50.00 | 10/15/2012 1:44:51 PM |
CoolPlexer | $50.00 | 10/15/2012 11:15:18 AM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:23:44 PM |
pdub | $250.00 | 10/15/2012 5:06:33 PM |
flo_rida | $100.00 | 10/15/2012 5:21:36 PM |
repayment-pagoda8 | $100.00 | 10/15/2012 5:09:53 PM |
mschoenf | $100.00 | 10/15/2012 5:17:38 PM |
community-seahorse0 | $25.00 | 10/15/2012 5:55:09 PM |
kryptonite51 | $25.00 | 10/15/2012 7:04:06 PM |
bellaquito | $500.00 | 10/15/2012 7:31:44 PM |
compoundinterest | $25.00 | 10/15/2012 6:48:02 PM |
Tbone49 | $25.00 | 10/15/2012 8:58:41 PM |
crw1950 | $50.00 | 10/16/2012 6:30:26 AM |
gain-dolphin | $25.00 | 10/15/2012 10:56:16 PM |
singletrck | $25.00 | 10/16/2012 7:56:47 AM |
missgina | $25.00 | 10/16/2012 9:04:22 AM |
PThor | $25.00 | 10/16/2012 7:13:19 AM |
AldiHoldings | $30.00 | 10/16/2012 7:45:31 AM |
retirementlady | $25.00 | 10/16/2012 8:40:44 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:19 AM |
BenR | $100.00 | 10/16/2012 9:03:24 AM |
friendinmoney | $25.00 | 10/16/2012 9:21:21 AM |
RocketSurgeon | $25.00 | 10/16/2012 9:35:26 AM |
miket71 | $30.00 | 10/16/2012 9:38:44 AM |
Stavros | $50.00 | 10/16/2012 9:52:25 AM |
penny-finder | $30.00 | 10/16/2012 10:13:42 AM |
Sneezie | $100.00 | 10/16/2012 10:24:26 AM |
magnificent-income7 | $25.00 | 10/16/2012 10:29:17 AM |
radforj22 | $95.66 | 10/16/2012 10:22:23 AM |
MathProfessor | $25.00 | 10/16/2012 10:34:21 AM |
finance-coyote3 | $706.34 | 10/16/2012 10:38:05 AM |
Jalebi | $50.00 | 10/15/2012 9:09:25 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:16 AM |
vigorous-payment6 | $25.00 | 10/15/2012 9:38:31 AM |
PAPAT | $25.00 | 10/15/2012 9:26:49 AM |
engaging-worth | $25.00 | 10/15/2012 9:07:32 AM |
compassion-twister2 | $50.00 | 10/15/2012 9:11:11 AM |
mdv | $25.00 | 10/15/2012 10:00:06 AM |
lionheart722 | $100.00 | 10/15/2012 9:12:01 AM |
HikeMoab | $25.00 | 10/15/2012 10:07:47 AM |
imogen22 | $50.00 | 10/15/2012 9:38:54 AM |
indomitable-coin | $25.00 | 10/15/2012 9:42:51 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:44 AM |
windguy | $50.00 | 10/15/2012 9:49:50 AM |
Vegasjim | $25.00 | 10/15/2012 10:04:23 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:10 AM |
Arvicco | $400.00 | 10/15/2012 9:51:54 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:24 AM |
prudent-deal662 | $25.00 | 10/15/2012 10:41:36 AM |
CFOGO | $25.00 | 10/15/2012 11:15:24 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:13 PM |
hopeful_lender | $200.00 | 10/15/2012 2:51:43 PM |
hopeful_lender | $100.00 | 10/15/2012 2:52:15 PM |
gentle-gain235 | $100.00 | 10/15/2012 3:27:28 PM |
Plutis | $25.00 | 10/15/2012 3:31:55 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:21 PM |
Ripsaw4U | $50.00 | 10/15/2012 6:23:25 PM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 6:31:21 PM |
nakanu | $25.00 | 10/15/2012 7:27:12 PM |
duty-sundae1 | $25.00 | 10/15/2012 7:45:59 PM |
upupandaway | $33.00 | 10/15/2012 6:43:18 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:25 PM |
HomerdohNY | $25.00 | 10/15/2012 8:27:16 PM |
finder61 | $25.00 | 10/15/2012 8:35:13 PM |
zwx1997 | $25.00 | 10/16/2012 6:08:34 AM |
Darts | $50.00 | 10/15/2012 11:01:59 PM |
california111 | $50.00 | 10/15/2012 11:24:24 PM |
Leshan | $50.00 | 10/16/2012 7:51:52 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:50 AM |
blue-useful-auction | $25.00 | 10/16/2012 6:35:48 AM |
compassion-burrito | $25.00 | 10/16/2012 6:48:13 AM |
rkhrdjp | $25.00 | 10/16/2012 9:12:21 AM |
lagnisiruk | $25.00 | 10/16/2012 9:17:20 AM |
availableloan | $25.00 | 10/16/2012 9:59:22 AM |
Emgolda | $25.00 | 10/16/2012 10:26:01 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
650027
This series of Notes was issued and sold upon the funding of the borrower loan #76409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 82% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,730 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| professional-p2p3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
sell my house in fl, i need the 4000 to close the house former military
My financial situation:
I am a good candidate for this loan because i get money from the veterans administration every month 8 year vet and I will not miss a payment.
Monthly net income: 1273.18
Monthly expenses: see below
Housing: 0.00 live at home, 1218 for month for my mortgage in FL. If i get this loan then that wont be apart of my debts. I will get 3100 from my escrow account once closed
Insurance: 45.27
Car expenses: 498.00
Utilities: 0.00
Phone, cable, internet: 0.00
Food, entertainment: 50.00
Clothing, household expenses: 0.00
Credit cards and other loans: 225.00
Other expenses: 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/12/2012 5:28:50 PM |
vines99 | $25.00 | 10/13/2012 6:28:30 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:52 AM |
california111 | $50.00 | 10/13/2012 9:40:34 PM |
Land_on_your_feet | $25.00 | 10/15/2012 10:41:07 AM |
pdub | $250.00 | 10/15/2012 5:06:20 PM |
JGENERAL | $25.00 | 10/15/2012 4:41:31 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:59 PM |
green_acres | $50.00 | 10/15/2012 7:08:10 PM |
return-rocket9 | $50.00 | 10/15/2012 10:50:42 PM |
return-venture1 | $100.00 | 10/15/2012 7:11:40 PM |
Engineer44 | $25.00 | 10/15/2012 11:22:51 PM |
money-baron | $31.00 | 10/15/2012 7:38:43 PM |
Fund-2032 | $50.00 | 10/15/2012 9:32:05 PM |
autobahn77 | $38.56 | 10/16/2012 6:22:17 AM |
2seriousteachers | $25.00 | 10/16/2012 6:27:16 AM |
DreDub | $25.00 | 10/16/2012 5:27:00 AM |
sgt-schultz | $45.00 | 10/16/2012 8:26:50 AM |
dough-aficionado9 | $25.00 | 10/16/2012 8:51:40 AM |
winger66 | $25.00 | 10/16/2012 6:52:56 AM |
skockie | $100.00 | 10/16/2012 7:37:59 AM |
Leshan | $50.00 | 10/16/2012 7:51:21 AM |
bancoroyal | $34.06 | 10/16/2012 8:35:00 AM |
bob450-roth | $25.00 | 10/16/2012 8:56:22 AM |
deal-hickory5 | $100.00 | 10/16/2012 9:04:41 AM |
principal-cooker2 | $50.00 | 10/16/2012 9:16:44 AM |
jhernand17 | $25.00 | 10/16/2012 9:48:07 AM |
investment-equation | $28.29 | 10/16/2012 9:37:57 AM |
treasure-generator | $25.00 | 10/16/2012 9:39:04 AM |
Dubbs360 | $100.00 | 10/12/2012 6:37:31 PM |
riveting-credit5 | $25.00 | 10/12/2012 5:52:28 PM |
bellaquito | $500.00 | 10/12/2012 6:57:24 PM |
banker34 | $25.00 | 10/13/2012 4:38:12 PM |
capital-blueberry | $25.00 | 10/14/2012 8:03:00 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:48 AM |
Caed-Aldwych | $25.00 | 10/15/2012 5:21:56 PM |
dinero-philosopher1 | $25.00 | 10/15/2012 5:17:39 PM |
mschoenf | $100.00 | 10/15/2012 5:19:18 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:41 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:36 PM |
worthy-bid8 | $100.00 | 10/15/2012 6:08:47 PM |
diplomatic-wealth7 | $25.00 | 10/15/2012 5:53:14 PM |
letsmakeitsuccessful | $41.31 | 10/15/2012 6:40:10 PM |
camaraderi-aficionado9 | $25.00 | 10/15/2012 6:15:02 PM |
reward-dynamo | $25.00 | 10/15/2012 6:46:20 PM |
vigilance-spinner3 | $25.00 | 10/15/2012 6:54:24 PM |
Codextreme07 | $75.00 | 10/15/2012 9:40:13 PM |
Jaoe | $28.97 | 10/15/2012 10:09:31 PM |
leverage-ectasy | $35.60 | 10/15/2012 10:38:47 PM |
poetic-integrity668 | $100.00 | 10/15/2012 11:19:02 PM |
draggon77 | $25.00 | 10/16/2012 4:04:08 AM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:55 PM |
Codextreme07 | $50.00 | 10/15/2012 9:35:40 PM |
gold-missile6 | $25.00 | 10/16/2012 7:11:51 AM |
credit-prodigy4 | $40.00 | 10/16/2012 3:27:50 AM |
yield-hut | $25.00 | 10/16/2012 5:32:41 AM |
jonnysixgun | $41.34 | 10/16/2012 8:14:22 AM |
dinero-pecan6 | $25.00 | 10/16/2012 8:22:27 AM |
YampaQuant | $25.00 | 10/16/2012 6:47:50 AM |
quest0 | $25.00 | 10/16/2012 7:09:36 AM |
AldiHoldings | $25.00 | 10/16/2012 7:57:34 AM |
trimwork99 | $25.00 | 10/16/2012 9:11:34 AM |
pleaseandthankyou81 | $25.00 | 10/16/2012 9:17:38 AM |
reasonable-nickel6 | $25.00 | 10/16/2012 9:03:57 AM |
green-market-drum | $25.00 | 10/16/2012 9:27:41 AM |
cash-reaction2 | $25.00 | 10/16/2012 9:07:56 AM |
Bob450 | $25.00 | 10/16/2012 9:08:11 AM |
silver-enlightenment0 | $25.00 | 10/16/2012 9:08:52 AM |
nowits10 | $25.00 | 10/16/2012 9:43:46 AM |
green-transaction-charmer | $25.00 | 10/16/2012 9:35:57 AM |
elegant-hope578 | $45.00 | 10/16/2012 9:36:35 AM |
tolerant-responsibility051 | $90.87 | 10/16/2012 9:58:47 AM |
reward-adventure | $50.00 | 10/16/2012 9:45:09 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
650137
This series of Notes was issued and sold upon the funding of the borrower loan #76340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-04-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $454.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 22y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,053 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-listing6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: current on all bills
I am a good candidate for this loan because...I'm a divorced father of 3 trying to get back to financial security. I pay my bills, current on all bills & don't default on my responsibilities.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/5/2012 9:56:03 AM |
green-high-five7 | $35.00 | 10/4/2012 5:05:33 PM |
Bank_Of_XL | $25.00 | 10/4/2012 5:05:38 PM |
fboba | $300.00 | 10/4/2012 5:12:36 PM |
Money__Tree | $200.00 | 10/4/2012 5:06:27 PM |
ethical-truth211 | $500.00 | 10/4/2012 5:03:02 PM |
MFBank | $50.00 | 10/4/2012 5:03:20 PM |
fund-medalist171 | $50.00 | 10/4/2012 5:07:01 PM |
TackingWindward | $25.00 | 10/4/2012 5:09:10 PM |
red-eloquent-rupee | $50.00 | 10/4/2012 5:26:27 PM |
lowrater | $50.40 | 10/4/2012 5:13:41 PM |
fair-pound5 | $50.00 | 10/4/2012 5:17:00 PM |
thrifty-capital | $25.00 | 10/4/2012 5:12:38 PM |
zipemdown | $25.00 | 10/4/2012 5:50:38 PM |
toblerone | $25.00 | 10/4/2012 6:42:54 PM |
BankofRon_IRA | $100.00 | 10/4/2012 6:43:27 PM |
green-discrete-rupee | $50.00 | 10/4/2012 6:22:36 PM |
Makemony | $25.00 | 10/4/2012 9:41:26 PM |
thrifty-generosity222 | $50.00 | 10/4/2012 7:10:43 PM |
networks4ever | $25.00 | 10/4/2012 7:12:42 PM |
first-pragmatic-power | $25.00 | 10/4/2012 6:54:44 PM |
pierrelasvegas | $25.00 | 10/4/2012 7:03:04 PM |
Interloper | $25.00 | 10/4/2012 10:08:31 PM |
vines99 | $25.00 | 10/5/2012 2:11:03 AM |
CA-Lender | $25.00 | 10/5/2012 6:40:45 AM |
TackingWindward | $25.00 | 10/5/2012 9:17:01 AM |
crdcteng | $50.00 | 10/5/2012 9:30:53 AM |
Emgolda | $25.00 | 10/5/2012 10:10:48 AM |
a-restless-dollar | $25.00 | 10/5/2012 11:15:54 AM |
postalwhiz | $25.00 | 10/5/2012 2:00:45 PM |
FWF-kinetic | $25.00 | 10/5/2012 10:01:04 PM |
broker048 | $25.00 | 10/5/2012 8:06:54 PM |
graceful-investment | $106.00 | 10/5/2012 10:06:48 PM |
the-silver-blaster | $50.00 | 10/6/2012 12:21:12 PM |
Sid-K | $25.00 | 10/6/2012 12:51:31 PM |
justreturns | $25.00 | 10/6/2012 1:15:35 PM |
Vector | $25.00 | 10/6/2012 3:30:17 PM |
icydog | $25.00 | 10/6/2012 3:41:48 PM |
consummate-affluence | $100.00 | 10/6/2012 5:05:55 PM |
brightest-trade-breeze | $25.00 | 10/7/2012 12:04:47 AM |
scarlet-velvet | $25.08 | 10/6/2012 5:00:22 PM |
payment-halo | $25.00 | 10/6/2012 6:29:22 PM |
invincible-wampum3 | $50.00 | 10/7/2012 9:32:11 AM |
gravbox | $25.00 | 10/7/2012 12:30:33 PM |
heavenly-interest9 | $1,000.00 | 10/7/2012 6:42:06 PM |
worth-quark7 | $25.00 | 10/8/2012 6:09:35 AM |
WonderPup | $25.01 | 10/8/2012 8:19:30 AM |
spark548 | $100.00 | 10/8/2012 9:13:12 AM |
dsnybnd | $25.00 | 10/8/2012 7:44:03 AM |
transparency-river1 | $750.00 | 10/8/2012 9:18:26 AM |
UBOtto186 | $50.00 | 10/8/2012 9:32:37 AM |
LoanerPrincipal | $25.00 | 10/8/2012 10:45:27 AM |
LeReve | $500.00 | 10/8/2012 10:00:09 AM |
treasure-palace661 | $114.61 | 10/8/2012 1:06:17 PM |
brightest-gain-investor | $1,000.00 | 10/8/2012 10:30:32 AM |
capital-heaven5 | $500.00 | 10/8/2012 11:34:40 AM |
kegs | $150.00 | 10/8/2012 11:36:20 AM |
speedy-point | $25.00 | 10/8/2012 11:11:28 AM |
green-benjamins-atizer | $25.00 | 10/8/2012 11:11:38 AM |
Peleadona | $25.00 | 10/8/2012 11:54:55 AM |
scoobiedoo | $25.01 | 10/4/2012 5:47:47 PM |
income-triangulation1 | $25.00 | 10/4/2012 5:02:12 PM |
vutah | $25.00 | 10/4/2012 5:02:57 PM |
peace-fixer8 | $25.00 | 10/4/2012 5:03:53 PM |
octoberfresh | $25.00 | 10/4/2012 5:20:21 PM |
PrimeFunding | $25.00 | 10/4/2012 5:34:58 PM |
supreme-exchange547 | $25.00 | 10/4/2012 5:42:38 PM |
bazaar-tulip | $25.00 | 10/4/2012 5:27:45 PM |
community-burrito9 | $35.00 | 10/4/2012 5:34:43 PM |
best-bonafide-p2p | $25.00 | 10/4/2012 5:29:53 PM |
jubilant-capital1 | $25.00 | 10/4/2012 5:32:33 PM |
reflective-rupee | $25.00 | 10/4/2012 5:46:06 PM |
ready-interest9 | $25.00 | 10/4/2012 6:37:46 PM |
supreme-treasure8 | $100.00 | 10/4/2012 5:59:22 PM |
heartpounding-note972 | $25.00 | 10/4/2012 6:20:15 PM |
proud-gold9 | $25.00 | 10/4/2012 7:09:28 PM |
erowis | $50.00 | 10/5/2012 12:01:44 AM |
s2k4ojobr | $25.00 | 10/5/2012 1:44:58 AM |
Feyenoord | $30.00 | 10/5/2012 3:37:55 AM |
community-seahorse0 | $25.00 | 10/5/2012 5:50:56 AM |
credit-adventurer313 | $34.01 | 10/5/2012 7:16:32 AM |
Bob450 | $25.00 | 10/5/2012 8:08:19 AM |
bob450-roth | $25.00 | 10/5/2012 8:20:22 AM |
azazle | $50.00 | 10/5/2012 8:47:07 AM |
Endeavour | $150.00 | 10/5/2012 9:09:56 AM |
serene-capital | $25.00 | 10/5/2012 10:36:08 AM |
papaloha | $25.00 | 10/5/2012 1:08:28 PM |
enriched-return057 | $50.00 | 10/5/2012 1:32:46 PM |
global-invest-group | $50.00 | 10/5/2012 1:38:36 PM |
bewitching-dollar5 | $100.00 | 10/5/2012 5:27:42 PM |
SweatyBalls | $25.00 | 10/5/2012 6:27:19 PM |
Obiwan_Kanobi | $25.00 | 10/6/2012 12:06:43 AM |
TheBlueberryPirate | $25.00 | 10/5/2012 8:56:29 PM |
axl163 | $25.00 | 10/5/2012 9:41:25 PM |
economy-popcorn | $25.00 | 10/6/2012 6:43:13 AM |
ouyangers | $50.00 | 10/6/2012 6:30:53 AM |
fund-tom-tom6 | $25.00 | 10/6/2012 12:09:48 PM |
Megaton | $25.00 | 10/6/2012 10:45:21 AM |
cr8on | $75.00 | 10/6/2012 12:01:40 PM |
tech310 | $50.00 | 10/6/2012 1:25:40 PM |
1stPlace | $100.00 | 10/6/2012 2:14:16 PM |
newest-sturdy-yield | $25.00 | 10/6/2012 5:41:37 PM |
dynrep | $25.00 | 10/6/2012 6:30:02 PM |
bonus-seahorse | $159.00 | 10/7/2012 12:40:15 AM |
kulender | $100.00 | 10/7/2012 10:39:30 AM |
restless-fund5 | $25.00 | 10/7/2012 12:17:35 PM |
the-lean-bid | $25.00 | 10/7/2012 2:16:15 PM |
selector568 | $159.00 | 10/7/2012 1:15:42 PM |
laomedon | $50.00 | 10/7/2012 11:25:34 PM |
Ocean713 | $80.00 | 10/7/2012 7:27:25 PM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:25:36 AM |
MI2 | $5,000.00 | 10/8/2012 7:49:08 AM |
ingenious-diversification | $65.00 | 10/8/2012 10:10:54 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:47:24 AM |
commerce-jujitsu7 | $25.00 | 10/8/2012 11:13:32 AM |
credit-socrates648 | $1,000.00 | 10/8/2012 10:37:46 AM |
dordee | $30.00 | 10/8/2012 11:44:33 AM |
dukeiyer | $25.00 | 10/8/2012 11:27:03 AM |
neuroshred | $51.88 | 10/8/2012 12:19:43 PM |
Kissabledevil | $25.00 | 10/8/2012 12:31:47 PM |
120 Investments
|
Borrower Payment Dependent Notes Series
650181
This series of Notes was issued and sold upon the funding of the borrower loan #76330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $180.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,271 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| artist489 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off other lines of credit
My financial situation:
I am a good candidate for this loan because...I have recently returned to a law enforcement career as a Communications Officer with Columbus State University. I am previously retired from law enforcement and was briefly employed with my current employer from 08/2011 to 01/2012, leaving only to secure full time employment. although working full time, my current position became available in 08/2012, at which time I gladly accepted the appointment.
Monthly net income: $3,180.00
Monthly expenses: $2,668.00
Housing: $1108.00
Insurance: $91.00
Car expenses: $462.00
Utilities: $250.00
Phone, cable, internet: $42.00
Food, entertainment: $300.00
Clothing, household expenses: $50.00
Credit cards and other loans: $265.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jedi053 | $100.00 | 10/9/2012 5:02:24 PM |
spark548 | $100.00 | 10/9/2012 5:13:34 PM |
etraboulay | $50.00 | 10/9/2012 5:08:39 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:27 PM |
asset-professor | $25.00 | 10/9/2012 5:48:00 PM |
supreme-treasure8 | $100.00 | 10/9/2012 5:50:57 PM |
jiftostada | $25.00 | 10/9/2012 5:17:30 PM |
LeReve | $500.00 | 10/9/2012 5:31:10 PM |
Dubbs360 | $200.00 | 10/9/2012 5:19:11 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:59 PM |
speedy-peso1 | $100.00 | 10/9/2012 5:25:16 PM |
bewitching-dollar5 | $100.00 | 10/9/2012 6:23:11 PM |
zipemdown | $25.00 | 10/9/2012 6:27:14 PM |
netg | $75.00 | 10/9/2012 6:50:52 PM |
community-burrito9 | $25.00 | 10/9/2012 5:41:10 PM |
payment-gusto | $25.00 | 10/9/2012 6:53:02 PM |
haplender | $50.00 | 10/9/2012 5:44:21 PM |
brainy-return234 | $25.00 | 10/9/2012 5:58:01 PM |
Investor_DP | $200.00 | 10/9/2012 6:43:33 PM |
RotJ | $200.00 | 10/10/2012 6:29:54 AM |
trade-goblin9 | $100.00 | 10/9/2012 9:27:34 PM |
Rulea72 | $25.00 | 10/10/2012 7:32:14 AM |
networks4ever | $25.00 | 10/9/2012 6:36:55 PM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:38 AM |
peaceful-greenback719 | $25.00 | 10/10/2012 5:35:16 AM |
the-credit-proton | $25.00 | 10/10/2012 6:41:15 AM |
Weaverville | $25.00 | 10/10/2012 9:07:47 AM |
creative-generosity3 | $50.00 | 10/10/2012 7:34:13 AM |
mmckune | $25.00 | 10/10/2012 9:07:14 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:19 AM |
Sabo | $40.00 | 10/10/2012 8:11:28 AM |
scholarly-order6 | $25.00 | 10/10/2012 9:18:13 AM |
careful-vigilance4 | $25.00 | 10/10/2012 9:12:04 AM |
thelovebug | $100.00 | 10/10/2012 10:05:22 AM |
alaskan1 | $50.00 | 10/10/2012 10:10:47 AM |
vines99 | $25.00 | 10/10/2012 10:11:03 AM |
lyndyn | $25.00 | 10/10/2012 10:32:01 AM |
tolerant-responsibility051 | $319.25 | 10/10/2012 10:33:48 AM |
responsibility-butterfly | $50.00 | 10/10/2012 7:53:03 AM |
pierrelasvegas | $25.00 | 10/9/2012 5:20:55 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:46 PM |
azazle | $50.00 | 10/9/2012 5:25:13 PM |
thrilling-fund427 | $50.00 | 10/9/2012 5:14:08 PM |
paladin847 | $70.00 | 10/9/2012 6:17:22 PM |
peace-fixer8 | $25.00 | 10/9/2012 5:54:07 PM |
first-pragmatic-power | $25.00 | 10/9/2012 6:27:46 PM |
52digital | $75.00 | 10/9/2012 6:03:49 PM |
gold-sushi | $25.00 | 10/9/2012 6:05:27 PM |
Elefunt | $25.00 | 10/9/2012 6:32:59 PM |
moola-buddy | $25.00 | 10/9/2012 7:21:06 PM |
money-bauble | $100.00 | 10/9/2012 6:26:58 PM |
refined-return922 | $25.00 | 10/10/2012 5:23:22 AM |
revenue-statesperson4 | $100.00 | 10/10/2012 5:39:03 AM |
Economicus | $25.00 | 10/9/2012 8:15:36 PM |
nalaari | $40.75 | 10/10/2012 6:16:18 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:43 AM |
treasure-expert | $25.00 | 10/10/2012 4:16:38 AM |
shrewd-peace7 | $25.00 | 10/10/2012 9:11:40 AM |
HLender | $40.00 | 10/10/2012 8:49:12 AM |
Beast_Mode_Money | $25.00 | 10/10/2012 9:37:20 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:46 AM |
Ragestang | $25.00 | 10/10/2012 9:50:13 AM |
Beld | $50.00 | 10/10/2012 9:30:24 AM |
bob450-roth | $25.00 | 10/10/2012 9:11:34 AM |
orearella3 | $25.00 | 10/10/2012 9:55:17 AM |
moola-monger9 | $75.00 | 10/10/2012 10:28:41 AM |
Wellman | $25.00 | 10/10/2012 9:56:55 AM |
decisive-income7 | $750.00 | 10/10/2012 9:48:56 AM |
linkage682 | $50.00 | 10/10/2012 9:56:42 AM |
first-integrity-gravity | $50.00 | 10/10/2012 10:24:40 AM |
prominence8 | $45.00 | 10/10/2012 10:28:31 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
650243
This series of Notes was issued and sold upon the funding of the borrower loan #76314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $287.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,128 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-bazaar-icon |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I am serious about moving on to the next chapter in my life by paying off my credit card debt accumulated during college.
Monthly net income: $2,300
Monthly expenses: $1,105
Housing: $0 (live at parents' = no rent)
Insurance: $80
Car expenses: $120
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $175
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
angelinvestor2 | $40.00 | 10/9/2012 5:27:47 PM |
jedi053 | $100.00 | 10/9/2012 5:02:24 PM |
Dubbs360 | $200.00 | 10/9/2012 5:19:11 PM |
houli123 | $25.00 | 10/9/2012 5:48:46 PM |
LoanerPrincipal | $25.00 | 10/9/2012 6:52:52 PM |
supreme-exchange547 | $25.00 | 10/9/2012 5:43:47 PM |
supreme-treasure8 | $100.00 | 10/9/2012 5:50:57 PM |
jwill2172 | $100.00 | 10/9/2012 7:39:28 PM |
first-pragmatic-power | $25.00 | 10/9/2012 6:27:46 PM |
commerce-venture1 | $25.00 | 10/9/2012 8:27:36 PM |
wampum-cocktail | $25.00 | 10/10/2012 4:10:56 AM |
vigorous-market5 | $200.00 | 10/9/2012 6:55:52 PM |
patriot897 | $25.00 | 10/9/2012 6:22:26 PM |
blueshound | $25.00 | 10/9/2012 8:32:25 PM |
HereToHelp305 | $57.00 | 10/9/2012 11:23:25 PM |
pierrelasvegas | $25.00 | 10/9/2012 6:51:48 PM |
trade-goblin9 | $100.00 | 10/9/2012 9:38:43 PM |
CA-Lender | $25.00 | 10/10/2012 7:41:00 AM |
Nil2008 | $100.00 | 10/10/2012 4:31:57 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:46 AM |
Weaverville | $25.00 | 10/10/2012 9:07:48 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:39 AM |
balance-tamer7 | $125.00 | 10/10/2012 11:34:33 AM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:38 PM |
lovely-order7 | $25.00 | 10/10/2012 2:42:53 PM |
payment-halo | $25.00 | 10/10/2012 7:49:40 PM |
frogperson | $250.00 | 10/10/2012 8:54:16 PM |
crdcteng | $50.00 | 10/11/2012 9:01:48 AM |
frogperson | $150.00 | 10/10/2012 9:01:03 PM |
Bob450 | $25.00 | 10/11/2012 7:50:17 AM |
friendinmoney | $25.00 | 10/11/2012 6:45:01 AM |
bob450-roth | $25.00 | 10/11/2012 7:59:18 AM |
etraboulay | $50.00 | 10/11/2012 10:58:23 AM |
kulender | $100.00 | 10/11/2012 11:11:33 AM |
leverage-monger | $25.00 | 10/11/2012 10:06:30 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:07 PM |
important-camaraderi584 | $25.00 | 10/11/2012 10:14:44 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:15 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:27 PM |
money-bauble | $100.00 | 10/11/2012 6:01:15 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:19 PM |
LendingPimp_2 | $100.00 | 10/12/2012 1:43:08 AM |
erowis | $50.00 | 10/12/2012 8:55:24 AM |
thrilling-fund427 | $50.00 | 10/12/2012 12:07:33 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:19 PM |
pound-cake | $200.00 | 10/12/2012 11:24:33 AM |
heatherwood | $25.00 | 10/12/2012 12:43:36 PM |
currency-fan9 | $50.00 | 10/12/2012 12:13:59 PM |
responsibility-butterfly | $50.00 | 10/10/2012 7:53:03 AM |
dcoggins | $25.00 | 10/9/2012 5:13:07 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:27 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:59 PM |
community-burrito9 | $35.00 | 10/9/2012 5:40:35 PM |
zipemdown | $25.00 | 10/9/2012 6:27:14 PM |
money-baron | $100.00 | 10/9/2012 6:53:07 PM |
bewitching-dollar5 | $100.00 | 10/9/2012 6:23:11 PM |
payment-gusto | $25.00 | 10/9/2012 6:54:02 PM |
BankofRon_IRA | $100.00 | 10/9/2012 7:00:45 PM |
cr8on | $75.00 | 10/9/2012 6:20:10 PM |
repayment-pudding | $30.00 | 10/10/2012 7:48:51 AM |
skillful-asset5 | $30.00 | 10/9/2012 7:20:06 PM |
ethical-truth211 | $600.00 | 10/10/2012 5:15:17 AM |
Sabo | $40.00 | 10/10/2012 8:11:28 AM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:55 AM |
decisive-income7 | $2,500.00 | 10/10/2012 7:07:20 AM |
mercuriant | $25.00 | 10/10/2012 9:35:54 AM |
rich329 | $25.00 | 10/10/2012 11:10:09 AM |
deal-selector5 | $25.00 | 10/10/2012 3:03:01 PM |
peace-fixer8 | $25.00 | 10/10/2012 5:00:33 PM |
intrepid-loot | $25.00 | 10/10/2012 5:13:49 PM |
green-high-five7 | $35.00 | 10/10/2012 5:58:35 PM |
receptive-affluence035 | $25.00 | 10/11/2012 8:02:33 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:24 AM |
jderek01 | $100.00 | 10/11/2012 1:26:22 PM |
top-tranquil-justice | $25.00 | 10/11/2012 3:53:49 PM |
brightest-dignified-penny | $25.00 | 10/11/2012 4:55:50 PM |
principal-dreams9 | $25.00 | 10/11/2012 6:33:06 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:54 PM |
burrben | $100.00 | 10/11/2012 6:33:58 PM |
jaycro | $25.00 | 10/11/2012 8:26:30 PM |
income-sycamore2 | $25.00 | 10/11/2012 9:14:06 PM |
musegaze | $50.00 | 10/12/2012 9:06:11 AM |
Jalebi | $50.00 | 10/12/2012 9:43:40 AM |
steven3333 | $25.00 | 10/12/2012 9:47:22 AM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:05 PM |
bold-direct-asset | $50.00 | 10/12/2012 10:27:28 AM |
natural-point1 | $25.00 | 10/12/2012 12:32:46 PM |
commerce-renewal | $8.00 | 10/12/2012 12:58:11 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
650297
This series of Notes was issued and sold upon the funding of the borrower loan #76367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $135.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,343 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-warmth |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $2700
Housing: $450
Insurance: $100
Car expenses: $250
Utilities: $196
Phone, cable, internet: $150
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $240
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,500.00 | 10/6/2012 12:03:35 PM |
sensible-fund | $25.00 | 10/6/2012 12:11:28 PM |
Bob450 | $25.00 | 10/6/2012 12:13:04 PM |
the-lean-affluence1 | $25.00 | 10/6/2012 12:30:13 PM |
0_0 | $25.00 | 10/6/2012 12:44:12 PM |
ferocious-kindness8 | $30.00 | 10/6/2012 12:30:04 PM |
octoberfresh | $25.00 | 10/6/2012 12:34:29 PM |
historic-value7 | $200.00 | 10/6/2012 12:18:03 PM |
the-silver-blaster | $50.00 | 10/6/2012 12:21:16 PM |
84928429 | $50.00 | 10/6/2012 12:39:07 PM |
zone6 | $45.00 | 10/6/2012 12:58:20 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
650325
This series of Notes was issued and sold upon the funding of the borrower loan #76261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-06-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $659 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| theMotivation |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to buy stock for my business.
My financial situation: I am employed, I do labor work.
I am a good candidate for this loan because... I work very hard for my money, I do not have many bills to pay. I also have great credit (700+).
I recently started a business and I have already started making some profit, I want to increase the amount of items I stock so I can start profiting more. I own a legit business I already have a license and everything, I just need more stock.
Monthly net income: $550
Monthly expenses: $80
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $40
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $50.60 | 10/6/2012 12:07:43 PM |
52digital | $75.00 | 10/6/2012 12:02:35 PM |
missing-link | $25.00 | 10/6/2012 12:23:22 PM |
Zingaro | $25.00 | 10/6/2012 12:30:31 PM |
handy-justice | $50.00 | 10/6/2012 12:08:26 PM |
BostonCapital | $100.00 | 10/6/2012 12:17:32 PM |
careful-vigilance4 | $25.00 | 10/6/2012 12:19:35 PM |
bright-idea11 | $25.00 | 10/6/2012 12:25:56 PM |
ingenious-deal6 | $25.00 | 10/6/2012 12:36:25 PM |
patriot897 | $25.00 | 10/6/2012 12:44:09 PM |
zipemdown | $25.00 | 10/6/2012 1:04:40 PM |
friedokra | $25.00 | 10/6/2012 1:51:21 PM |
newest-generous-income | $25.00 | 10/6/2012 1:56:08 PM |
bellaquito | $500.00 | 10/6/2012 1:21:32 PM |
peace-fixer8 | $25.00 | 10/6/2012 1:39:55 PM |
Investor_DP | $200.00 | 10/6/2012 1:46:23 PM |
drkosh | $50.00 | 10/6/2012 1:40:32 PM |
orange-elated-contract | $25.00 | 10/6/2012 4:30:06 PM |
risk-reward | $50.00 | 10/6/2012 5:12:59 PM |
profit-powerplant | $25.00 | 10/6/2012 12:33:02 PM |
sensible-fund | $25.00 | 10/6/2012 12:11:55 PM |
octoberfresh | $25.00 | 10/6/2012 12:34:30 PM |
riveting-credit5 | $25.00 | 10/6/2012 12:12:15 PM |
etraboulay | $50.00 | 10/6/2012 12:49:51 PM |
Elefunt | $25.00 | 10/6/2012 1:08:48 PM |
well-rounded-payout0 | $50.00 | 10/6/2012 1:09:31 PM |
Evolver | $50.00 | 10/6/2012 1:18:03 PM |
supreme-treasure8 | $100.00 | 10/6/2012 1:15:03 PM |
gold-sushi | $25.00 | 10/6/2012 1:27:40 PM |
bold-direct-asset | $50.00 | 10/6/2012 1:47:21 PM |
mrxtravis | $25.00 | 10/6/2012 1:54:26 PM |
first-pragmatic-power | $25.00 | 10/6/2012 1:46:58 PM |
organic-generosity1 | $50.00 | 10/6/2012 2:56:20 PM |
bonus-seahorse | $99.40 | 10/6/2012 5:15:42 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
650453
This series of Notes was issued and sold upon the funding of the borrower loan #75975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $203.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,451 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| foxy-responsibility2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2011)
|
Principal balance:
| $1,631.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Moving
Purpose of loan: I am moving and will be incurring a lot of expenses that I cannot afford right now
This loan will be used to... Pay for expenses incurred during my move
My financial situation: stable
I am a good candidate for this loan because... I have never made a late payment on a bill and have never defaulted on a line of credit. In fact, if my financial situation improves and I can off my loan quicker than originally agreed I will do so.
Monthly net income: $ 4500
Monthly expenses: $ 3500
Housing: $ 650
Insurance: $ 150
Car expenses: $ 750
Utilities: $ 100
Phone, cable, internet: $50
Food, entertainment: $ 1000
Clothing, household expenses: $ 200
Credit cards and other loans: $ 200
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
supreme-treasure8 | $100.00 | 10/7/2012 12:04:08 PM |
Military_Money_Wise | $25.00 | 10/7/2012 12:08:36 PM |
Silver_Rupee | $25.01 | 10/7/2012 12:44:33 PM |
hard-working-rate3 | $25.00 | 10/7/2012 12:07:32 PM |
bewitching-dollar5 | $100.00 | 10/7/2012 12:50:12 PM |
LittleMingo | $25.00 | 10/7/2012 12:06:18 PM |
84928429 | $50.00 | 10/7/2012 1:03:00 PM |
compoundinterest | $25.00 | 10/7/2012 1:06:03 PM |
restless-fund5 | $25.00 | 10/7/2012 12:17:38 PM |
casaba | $25.00 | 10/7/2012 12:12:16 PM |
gold-sushi | $25.00 | 10/7/2012 12:19:50 PM |
Investor_DP | $200.00 | 10/7/2012 12:49:47 PM |
compatible-deal9 | $25.00 | 10/7/2012 3:39:52 PM |
scholarly-order6 | $50.00 | 10/7/2012 12:58:19 PM |
Colorado2006 | $25.41 | 10/7/2012 5:15:04 PM |
CACO_Lender | $25.00 | 10/7/2012 5:57:46 PM |
Assets-Up | $25.00 | 10/7/2012 1:26:16 PM |
Earnest_Money | $30.00 | 10/7/2012 6:11:58 PM |
Ocean713 | $80.00 | 10/7/2012 6:14:28 PM |
mikrolown | $25.00 | 10/7/2012 1:10:51 PM |
RedmondMan | $25.00 | 10/7/2012 6:22:10 PM |
nex | $25.00 | 10/7/2012 1:19:53 PM |
john0720 | $25.00 | 10/7/2012 1:20:08 PM |
money-baron-roth-IRA | $50.00 | 10/7/2012 1:38:31 PM |
52digital | $75.00 | 10/7/2012 1:53:06 PM |
plato22 | $25.00 | 10/7/2012 8:49:59 PM |
brandonm78 | $25.00 | 10/7/2012 11:26:49 PM |
vines99 | $25.00 | 10/7/2012 11:34:06 PM |
SpreadsheetSolutions | $25.00 | 10/7/2012 5:00:58 PM |
thrifty-capital | $27.00 | 10/7/2012 2:39:01 PM |
fascinating-social422 | $100.00 | 10/8/2012 4:43:17 AM |
IOHOVA | $25.00 | 10/7/2012 5:50:36 PM |
tolerant-currency6 | $25.00 | 10/7/2012 6:11:17 PM |
commerce-venture1 | $25.00 | 10/7/2012 3:50:24 PM |
ultimate-dough0 | $50.00 | 10/8/2012 6:42:28 AM |
moola-gargantuan9 | $50.00 | 10/8/2012 7:23:39 AM |
fairness-atmosphere | $25.00 | 10/8/2012 7:25:04 AM |
worldly-income2 | $25.00 | 10/7/2012 7:04:41 PM |
C2Banking | $25.00 | 10/7/2012 7:22:59 PM |
ethical-income2 | $25.00 | 10/7/2012 7:27:23 PM |
green-unrivaled-felicity | $30.00 | 10/7/2012 8:02:08 PM |
DoctorJoe | $25.00 | 10/7/2012 6:43:56 PM |
bonus-rotation1 | $150.00 | 10/7/2012 8:51:07 PM |
grammaspurse | $25.00 | 10/7/2012 8:32:43 PM |
gold-missile6 | $25.00 | 10/8/2012 5:55:54 AM |
Trebuchez | $50.00 | 10/8/2012 6:06:40 AM |
capital-spectacle6 | $25.00 | 10/8/2012 12:34:17 AM |
Land_on_your_feet | $25.00 | 10/8/2012 7:48:27 AM |
mindful-deal289 | $25.00 | 10/8/2012 6:18:12 AM |
MI2 | $1,916.50 | 10/8/2012 7:49:20 AM |
jetavana | $25.00 | 10/7/2012 12:07:05 PM |
the-silver-blaster | $50.00 | 10/7/2012 12:08:03 PM |
bold-phenomenal-funds | $25.00 | 10/7/2012 12:09:55 PM |
Emgolda | $25.00 | 10/7/2012 12:12:24 PM |
networks4ever | $25.00 | 10/7/2012 12:02:03 PM |
octoberfresh | $25.00 | 10/7/2012 12:02:29 PM |
AF-Chief | $25.00 | 10/7/2012 12:39:28 PM |
pierrelasvegas | $25.00 | 10/7/2012 12:45:05 PM |
consummate-affluence | $100.00 | 10/7/2012 12:09:56 PM |
mckhbnpc | $50.00 | 10/7/2012 12:04:52 PM |
peace-fixer8 | $25.00 | 10/7/2012 12:11:34 PM |
MoneyForNothing | $25.09 | 10/7/2012 12:13:13 PM |
ptjg | $100.00 | 10/7/2012 12:20:31 PM |
overflowinglife | $50.00 | 10/7/2012 1:20:57 PM |
ekmendenhall | $50.00 | 10/7/2012 12:24:50 PM |
Comoparklender | $25.00 | 10/7/2012 12:25:45 PM |
zipemdown | $25.00 | 10/7/2012 12:29:59 PM |
RGlad | $150.00 | 10/7/2012 2:19:42 PM |
Q9-X3 | $50.00 | 10/7/2012 3:53:46 PM |
melodious-openness | $200.00 | 10/7/2012 1:08:21 PM |
loyalty-dragster7 | $125.00 | 10/7/2012 12:57:02 PM |
CoolPlexer | $25.00 | 10/7/2012 1:24:32 PM |
lucrative-loan | $125.00 | 10/7/2012 1:28:10 PM |
first-pragmatic-power | $25.00 | 10/7/2012 1:31:42 PM |
velocity-solo | $25.00 | 10/7/2012 1:35:00 PM |
Focus-on-tommorow | $25.00 | 10/7/2012 6:32:12 PM |
resolute-justice413 | $200.00 | 10/7/2012 1:18:59 PM |
azazle | $25.00 | 10/7/2012 2:48:49 PM |
finance-hope | $25.00 | 10/7/2012 8:32:58 PM |
moola-accelerator6 | $40.00 | 10/7/2012 1:56:51 PM |
dollar-vibraphone4 | $125.00 | 10/7/2012 9:46:34 PM |
Kunakiku | $25.00 | 10/7/2012 10:02:55 PM |
hml | $100.00 | 10/7/2012 10:44:17 PM |
reverent-bazaar284 | $25.00 | 10/7/2012 4:55:56 PM |
cash-cymbal3 | $100.00 | 10/7/2012 2:58:09 PM |
income-triangulation1 | $25.00 | 10/8/2012 3:24:56 AM |
yield-hut | $25.00 | 10/8/2012 4:36:34 AM |
Saleen06 | $25.00 | 10/7/2012 3:35:45 PM |
helpful-exchange9 | $50.00 | 10/7/2012 3:43:16 PM |
Voracious_Trees | $25.00 | 10/7/2012 6:40:49 PM |
mtb_investing | $25.00 | 10/8/2012 7:10:28 AM |
whitegold24k | $100.00 | 10/7/2012 5:37:34 PM |
galv | $500.00 | 10/7/2012 5:58:52 PM |
voipguy88 | $50.00 | 10/7/2012 7:53:34 PM |
Laissez-faire | $50.00 | 10/7/2012 6:45:45 PM |
cwss-lending | $50.00 | 10/7/2012 10:38:49 PM |
SonicSCF | $28.03 | 10/7/2012 11:14:47 PM |
msh345 | $25.00 | 10/7/2012 8:01:23 PM |
tomdooley12520 | $25.00 | 10/8/2012 5:07:38 AM |
magnificent-felicity4 | $25.00 | 10/7/2012 8:40:10 PM |
loyalty-performer2 | $25.00 | 10/8/2012 5:48:32 AM |
forthright-affluence3 | $34.00 | 10/8/2012 4:24:52 AM |
BullTrojan | $29.92 | 10/8/2012 5:37:38 AM |
virtuous-yield | $25.00 | 10/8/2012 5:57:16 AM |
nickel-banshee | $49.86 | 10/8/2012 6:29:20 AM |
Girvil | $284.11 | 10/8/2012 7:36:12 AM |
Iowa65 | $25.07 | 10/8/2012 7:47:39 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
650559
This series of Notes was issued and sold upon the funding of the borrower loan #76463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,041 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| balanced-integrity3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off my credit cards
My financial situation: Very good
I am a good candidate for this loan because... I have had previous loans with Prosper and have paid them off in a timely manner. I have also paid off my vehicle and have never missed or been late on any debts that I owe. I recently graduated (August 2012) with a Master's Degree in Management Information Systems with a 3.9 GPA and have received a raise at my current employer where I work in the IT Dept. I am wanting to pay off all the credit card debt I accumulated during my time in college and make one payment per month.
Monthly net income: $3,400
Monthly expenses: $ 1,200
Housing: $ 500
Insurance: $ 50
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 70
Food, entertainment: $ 200
Clothing, household expenses: $ 80
Credit cards and other loans: $ 200
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
order-tamale | $400.00 | 10/10/2012 5:02:49 PM |
affluence-microscope2 | $200.00 | 10/10/2012 5:02:55 PM |
cr8on | $75.00 | 10/10/2012 5:12:40 PM |
imogen22 | $50.00 | 10/10/2012 5:13:15 PM |
brandonm78 | $50.00 | 10/10/2012 5:04:20 PM |
resolute-justice413 | $200.00 | 10/10/2012 5:14:48 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:52 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:00 PM |
octoberfresh | $25.00 | 10/10/2012 5:06:58 PM |
cnovak | $25.00 | 10/10/2012 5:07:12 PM |
emphatic-responsibility | $32.00 | 10/10/2012 5:23:56 PM |
rautility | $50.00 | 10/10/2012 5:24:29 PM |
j2ee | $50.00 | 10/10/2012 5:05:34 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:44 PM |
tech310 | $50.00 | 10/10/2012 5:18:56 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:33 PM |
radiant-dollar9 | $200.00 | 10/10/2012 5:20:25 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:20 PM |
wise-virtuous-vigilance | $100.00 | 10/10/2012 5:18:35 PM |
charming-exchange7 | $25.00 | 10/10/2012 5:19:40 PM |
MI2 | $5,000.00 | 10/10/2012 5:33:55 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:01 PM |
Thunderswan | $100.00 | 10/10/2012 5:24:15 PM |
lionheart722 | $100.00 | 10/10/2012 5:03:53 PM |
mindful-generosity1 | $50.00 | 10/10/2012 5:08:39 PM |
100units | $200.00 | 10/10/2012 5:11:56 PM |
unrivaled-deal676 | $31.00 | 10/10/2012 5:13:12 PM |
abundanceforever | $52.50 | 10/10/2012 5:14:31 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:37 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:18 PM |
dignified-truth7 | $200.00 | 10/10/2012 5:19:36 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:09:04 PM |
LightTheWay | $50.00 | 10/10/2012 5:21:49 PM |
LeReve | $500.00 | 10/10/2012 5:26:33 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:40 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:45 PM |
affluence-kingdom9 | $100.00 | 10/10/2012 5:27:24 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:35 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:35 PM |
wetlands | $200.00 | 10/10/2012 5:19:02 PM |
ready-agreement5 | $25.00 | 10/10/2012 5:08:25 PM |
hope-percolator8 | $50.00 | 10/10/2012 5:12:20 PM |
mikrolown | $25.00 | 10/10/2012 5:13:50 PM |
jedi053 | $100.00 | 10/10/2012 5:26:56 PM |
ethical-truth211 | $500.00 | 10/10/2012 5:31:48 PM |
windguy | $50.00 | 10/10/2012 5:25:09 PM |
enthusiastic-cash599 | $50.00 | 10/10/2012 5:25:41 PM |
Arvicco | $400.00 | 10/10/2012 5:26:09 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
650589
This series of Notes was issued and sold upon the funding of the borrower loan #76092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $94.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,115 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| resplendent-felicity1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off a balance of $2176 credit card at 19.99% apr
Pay off a balance of $863 credit card at 19.99% apr
My financial situation:
I am a good candidate for this loan because I have a steady senior level engineering job with 15+ years of experience. I recently paid off a loan @ 247$/mo in July. I owe 50$ on my car loan which will be paid off next month in which I pay 235$/mo. My debt/income ratio will be 7% next month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/14/2012 12:04:10 PM |
indomitable-coin | $25.00 | 10/14/2012 12:33:31 PM |
community-seahorse0 | $25.00 | 10/14/2012 12:41:17 PM |
jazz619 | $25.00 | 10/14/2012 12:44:15 PM |
currency-chihuahua3 | $50.00 | 10/14/2012 1:06:49 PM |
obedient-payout0 | $25.00 | 10/14/2012 1:04:29 PM |
FortuneFund | $200.00 | 10/14/2012 12:19:16 PM |
0_0 | $25.00 | 10/14/2012 1:17:20 PM |
neighborly-hope6 | $100.00 | 10/14/2012 12:47:41 PM |
lionheart722 | $100.00 | 10/14/2012 12:53:42 PM |
Vegasjim | $25.00 | 10/14/2012 12:58:59 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:39 AM |
Phryne | $50.00 | 10/15/2012 8:00:54 AM |
compatible-deal9 | $50.00 | 10/15/2012 8:14:37 AM |
a-responsible-return | $100.00 | 10/14/2012 7:19:18 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:50:40 PM |
income-lion | $25.00 | 10/15/2012 6:40:19 AM |
finance-coyote3 | $725.00 | 10/15/2012 9:53:10 AM |
windguy | $50.00 | 10/15/2012 9:49:49 AM |
vigorous-payment6 | $25.00 | 10/14/2012 12:01:23 PM |
HikeMoab | $25.00 | 10/14/2012 1:27:03 PM |
bellaquito | $500.00 | 10/14/2012 1:45:44 PM |
compassion-twister2 | $50.00 | 10/14/2012 12:12:26 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:58 PM |
velocityasaurus-rex4 | $100.00 | 10/14/2012 12:49:09 PM |
repayment-chihuahua3 | $25.00 | 10/14/2012 1:00:44 PM |
mdv | $25.00 | 10/14/2012 1:13:17 PM |
1traveler | $25.00 | 10/14/2012 2:10:32 PM |
Voracious_Trees | $25.00 | 10/15/2012 7:39:43 AM |
nina8580 | $25.00 | 10/15/2012 9:26:28 AM |
Eric_Gagne | $25.00 | 10/15/2012 7:15:03 AM |
slimof37 | $25.00 | 10/15/2012 9:51:40 AM |
Arvicco | $400.00 | 10/15/2012 9:51:53 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
650633
This series of Notes was issued and sold upon the funding of the borrower loan #76218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-ladder0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: vacation
This loan will be used to.gas,hotel,renting a car..
My financial situation: good
I am a good candidate for this loan because..i have worked hard my whole life my wife just passed 5 months ago and i deserve it.
Monthly net income: $1602.
Monthly expenses: $320.
Housing: $00
Insurance: $162. year
Car expenses: $
Utilities: $72.00
Phone, cable, internet: $29.99
Food, entertainment: $70.00
Clothing, household expenses: $20.00
Credit cards and other loans: $00.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:53:04 AM |
Zingaro | $25.00 | 10/9/2012 5:28:56 PM |
appetizing-loyalty354 | $100.00 | 10/9/2012 5:42:57 PM |
rate-advocator7 | $100.00 | 10/9/2012 5:49:30 PM |
open-minded-p2p1 | $25.00 | 10/9/2012 7:00:58 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:20 AM |
debt_helper | $25.00 | 10/11/2012 6:27:40 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:32 AM |
diplomatic-wealth7 | $25.00 | 10/11/2012 9:19:38 AM |
stock106 | $25.00 | 10/11/2012 3:05:26 PM |
first-serene-credit | $25.00 | 10/11/2012 8:27:51 PM |
leverage-monger | $25.00 | 10/12/2012 10:21:29 AM |
Ocean713 | $80.00 | 10/13/2012 7:40:04 PM |
Malkial | $25.00 | 10/13/2012 8:27:44 PM |
banker34 | $25.00 | 10/13/2012 4:38:00 PM |
bid-catalyst0 | $100.00 | 10/14/2012 1:19:27 PM |
Land_on_your_feet | $25.00 | 10/15/2012 10:22:57 AM |
pdub | $250.00 | 10/15/2012 5:06:05 PM |
yield-hut | $25.00 | 10/16/2012 5:32:40 AM |
I-Believe-In-You | $26.56 | 10/15/2012 10:10:05 PM |
winmals | $25.00 | 10/16/2012 6:41:10 AM |
DBoys | $30.00 | 10/16/2012 5:39:27 AM |
168RichCapital | $25.10 | 10/16/2012 6:27:50 AM |
dinero-pecan6 | $25.00 | 10/16/2012 8:19:26 AM |
majestic-note6 | $150.00 | 10/9/2012 5:26:33 PM |
mrxtravis | $25.00 | 10/9/2012 6:33:02 PM |
Dubbs360 | $100.00 | 10/9/2012 6:51:05 PM |
skillful-asset5 | $25.00 | 10/9/2012 7:18:27 PM |
Weaverville | $25.00 | 10/10/2012 9:07:49 AM |
worthy-bid8 | $100.00 | 10/10/2012 9:57:22 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:47 AM |
california111 | $100.00 | 10/10/2012 1:16:32 PM |
wise-deal-panda | $26.00 | 10/12/2012 9:03:29 AM |
Jalebi | $50.00 | 10/12/2012 9:43:41 AM |
rate-advocator7 | $100.00 | 10/14/2012 5:07:41 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:23 PM |
JGENERAL | $25.00 | 10/15/2012 8:33:13 PM |
abundant-power | $50.00 | 10/16/2012 6:33:12 AM |
order-souffle | $25.00 | 10/16/2012 6:51:29 AM |
mango_man | $25.00 | 10/16/2012 8:27:53 AM |
sgt-schultz | $37.34 | 10/16/2012 8:25:31 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
650691
This series of Notes was issued and sold upon the funding of the borrower loan #76308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-07-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,319 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| just-cash123 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Medical Expenses
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $45.00 | 10/7/2012 12:09:57 PM |
first-class-gold0 | $100.00 | 10/7/2012 12:58:19 PM |
vines99 | $25.00 | 10/7/2012 11:39:06 PM |
Ocean713 | $80.00 | 10/7/2012 7:52:44 PM |
majestic-note6 | $150.00 | 10/8/2012 9:50:41 AM |
CA-Lender | $25.00 | 10/8/2012 12:08:41 PM |
kegs | $150.00 | 10/8/2012 11:36:28 AM |
graceful-investment | $106.00 | 10/8/2012 10:40:45 PM |
MI2 | $1,250.00 | 10/9/2012 6:45:48 AM |
azazle | $25.00 | 10/9/2012 9:18:32 AM |
glroark | $100.00 | 10/9/2012 7:03:16 AM |
integrity-statue | $26.06 | 10/10/2012 8:58:15 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:05 AM |
fervent-commerce | $36.00 | 10/10/2012 6:59:03 AM |
brightest-funds-spruce | $28.32 | 10/10/2012 8:14:13 AM |
yons88 | $25.00 | 10/10/2012 3:39:20 PM |
ibano | $25.00 | 10/11/2012 7:07:07 AM |
thrifty-capital | $25.00 | 10/10/2012 8:34:07 PM |
trade-goblin9 | $25.00 | 10/11/2012 8:08:25 AM |
KB-IRA | $100.00 | 10/11/2012 8:40:31 AM |
Leshan | $50.00 | 10/11/2012 7:13:48 AM |
L3gendary_Investments | $25.00 | 10/11/2012 10:09:54 AM |
responsibility-butterfly | $50.00 | 10/8/2012 8:50:43 AM |
unbelievable-exchange | $100.00 | 10/8/2012 7:43:28 PM |
Relient-K | $25.00 | 10/7/2012 1:04:26 PM |
let_me_retire | $25.00 | 10/7/2012 12:34:43 PM |
open-minded-p2p1 | $25.00 | 10/7/2012 1:06:48 PM |
global-invest-group | $25.00 | 10/8/2012 8:17:30 AM |
Feyenoord | $30.00 | 10/8/2012 2:03:12 AM |
pdub | $250.00 | 10/8/2012 4:08:03 PM |
credit-adventurer313 | $25.00 | 10/9/2012 3:24:15 AM |
credible-responsibility022 | $25.00 | 10/9/2012 4:04:37 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:03 PM |
historic-value7 | $100.00 | 10/9/2012 5:47:30 PM |
pembull | $25.00 | 10/9/2012 6:59:45 PM |
Shirts | $30.38 | 10/10/2012 8:11:43 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:31 AM |
bold-wampum-compadre | $50.00 | 10/10/2012 1:32:37 PM |
berniemadeoff | $25.00 | 10/10/2012 11:55:32 AM |
green-trade-wildcat | $25.00 | 10/10/2012 3:11:10 PM |
sgt-schultz | $45.00 | 10/11/2012 7:02:59 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:20 AM |
contract-amigo7 | $25.00 | 10/11/2012 7:19:30 AM |
helpful-credit156 | $23.24 | 10/11/2012 10:57:44 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
650765
This series of Notes was issued and sold upon the funding of the borrower loan #76353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $378.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,699 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| organic-camaraderi1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt used to finance repairs made to my home at the end of last year. I was able to finance $30,000 of home repairs with several 0% interest credit card offers and those rates are now expiring. The interest rates will average approximately 21.5% when all of the promotional rates expire.
My financial situation:
I am a good candidate for this loan because I am a stably employed person who is ready to get out of debt and stay off of the credit card roller coaster. There is nothing I hate more than paying credit card interest. I would be much happier paying interest to regular people like me.
FYI, the 2nd mortgage on my home accounts for the majority of the outstanding revolving debt. My actual credit card debt is around $26,000.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Brisket_Bob | $40.00 | 10/16/2012 4:04:12 PM |
Bank_Of_XL | $25.00 | 10/8/2012 9:03:01 AM |
indomitable-coin | $25.00 | 10/8/2012 9:19:04 AM |
octoberfresh | $25.00 | 10/8/2012 9:25:28 AM |
FortuneFund | $50.00 | 10/8/2012 9:16:14 AM |
imogen22 | $50.00 | 10/8/2012 9:25:22 AM |
vigorous-payment6 | $25.00 | 10/8/2012 10:03:20 AM |
Emgolda | $25.00 | 10/8/2012 9:42:44 AM |
lionheart722 | $100.00 | 10/8/2012 10:22:26 AM |
neighborly-hope6 | $100.00 | 10/8/2012 9:36:28 AM |
kfrench | $75.00 | 10/8/2012 10:45:51 AM |
windguy | $50.00 | 10/8/2012 9:57:52 AM |
Arvicco | $400.00 | 10/8/2012 9:59:24 AM |
loyalty-circuitry | $100.00 | 10/9/2012 9:15:32 AM |
Tulalue | $35.00 | 10/9/2012 9:11:59 AM |
ingenious-point1 | $25.00 | 10/9/2012 10:05:28 AM |
frankdelraza | $25.00 | 10/9/2012 9:54:39 AM |
jedi053 | $100.00 | 10/9/2012 3:14:58 PM |
green-discrete-rupee | $50.00 | 10/9/2012 5:25:52 PM |
decisive-income7 | $1,000.00 | 10/10/2012 9:52:00 AM |
giftgold | $25.00 | 10/10/2012 11:46:23 AM |
blue-kindness-conga | $25.00 | 10/10/2012 11:50:52 AM |
nuclearmoose | $50.00 | 10/10/2012 10:27:16 AM |
Harry | $100.00 | 10/10/2012 1:31:12 PM |
Mr_Potter | $25.00 | 10/10/2012 7:02:58 PM |
revenue-carnation043 | $25.00 | 10/11/2012 8:45:18 AM |
gjacobs2 | $25.00 | 10/11/2012 12:07:48 PM |
Jalebi | $50.00 | 10/12/2012 9:43:28 AM |
commerce-gargantuan2 | $50.00 | 10/12/2012 9:52:44 AM |
Plutis | $25.00 | 10/12/2012 2:25:11 PM |
restless-nickel158 | $50.00 | 10/13/2012 10:17:58 AM |
floridahelper | $25.00 | 10/13/2012 7:41:15 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:15 PM |
availableloan | $25.00 | 10/13/2012 1:23:04 PM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:57 PM |
gogene2002 | $25.00 | 10/14/2012 1:32:53 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:25 AM |
kleinbrak | $25.00 | 10/14/2012 7:01:24 PM |
Fonthill | $500.00 | 10/15/2012 11:06:42 AM |
shaps | $25.00 | 10/15/2012 10:25:37 AM |
CE88 | $75.00 | 10/15/2012 11:42:18 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:41:56 PM |
clean-point9 | $50.00 | 10/15/2012 4:37:22 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:03 PM |
Darts | $50.00 | 10/15/2012 11:01:43 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:35 AM |
crw1950 | $50.00 | 10/16/2012 6:32:17 AM |
marshallmanhattan | $25.01 | 10/16/2012 10:28:18 AM |
inspiring-kindness062 | $299.00 | 10/16/2012 2:45:48 PM |
soarmore | $50.00 | 10/16/2012 5:12:02 PM |
UT-Longhorn | $25.00 | 10/17/2012 8:51:59 AM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:42 PM |
houston2077 | $100.00 | 10/17/2012 9:11:29 AM |
paladin510 | $25.00 | 10/17/2012 7:10:27 AM |
JWinvest | $25.00 | 10/17/2012 12:34:55 PM |
gentle-gain235 | $100.00 | 10/17/2012 1:19:49 PM |
rpdelray | $29.29 | 10/17/2012 2:57:34 PM |
payout-paladin3 | $500.00 | 10/17/2012 12:42:28 PM |
lendersf | $50.00 | 10/17/2012 2:30:19 PM |
Catalina_Enterprises | $100.00 | 10/17/2012 2:04:27 PM |
unbelievable-value2 | $50.00 | 10/17/2012 5:54:54 PM |
principal-bull | $25.00 | 10/17/2012 8:04:59 PM |
benefit-banshee | $25.00 | 10/17/2012 8:47:39 PM |
Sjspector | $29.00 | 10/18/2012 3:59:44 AM |
bcash1 | $50.00 | 10/18/2012 4:41:33 AM |
JinNing | $75.00 | 10/18/2012 6:16:02 AM |
schnatty | $25.00 | 10/18/2012 8:55:51 AM |
dejnik | $35.35 | 10/18/2012 12:18:35 PM |
superb-truth061 | $25.00 | 10/18/2012 10:48:34 AM |
GOLDEN007 | $25.00 | 10/18/2012 11:21:19 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:21 AM |
kegs | $150.00 | 10/18/2012 2:25:28 PM |
roman1998 | $49.00 | 10/18/2012 12:17:59 PM |
beachbum22 | $25.00 | 10/18/2012 4:15:07 PM |
nbah123 | $50.00 | 10/18/2012 5:37:44 PM |
champion08 | $50.00 | 10/18/2012 4:29:44 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:37 PM |
the-sunny-loot | $25.00 | 10/18/2012 6:00:29 PM |
lagnisiruk | $25.00 | 10/18/2012 6:06:28 PM |
finance-refresher3 | $50.00 | 10/18/2012 6:53:49 PM |
HoweMoney | $200.00 | 10/18/2012 6:36:19 PM |
flopcat | $50.00 | 10/18/2012 6:39:29 PM |
RocketSurgeon | $25.00 | 10/18/2012 7:07:20 PM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:41 AM |
green-trade-dolphin2 | $28.02 | 10/8/2012 9:04:17 AM |
silver-explorer6 | $25.00 | 10/8/2012 9:45:02 AM |
bright-idea11 | $25.00 | 10/8/2012 9:45:25 AM |
cardminger | $25.00 | 10/8/2012 9:20:02 AM |
kenji4861 | $25.00 | 10/8/2012 9:22:52 AM |
repayment-chihuahua3 | $25.00 | 10/8/2012 10:27:32 AM |
compassion-twister2 | $50.00 | 10/8/2012 9:37:15 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:30 PM |
Vegasjim | $25.00 | 10/8/2012 10:38:30 AM |
samurai2 | $25.00 | 10/8/2012 1:28:12 PM |
Ripsaw4U | $50.00 | 10/8/2012 5:03:45 PM |
houli123 | $100.00 | 10/8/2012 2:50:43 PM |
pdub | $500.00 | 10/8/2012 4:05:55 PM |
Rivervale_Westwood | $25.00 | 10/8/2012 5:29:50 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:09 PM |
green28 | $50.00 | 10/8/2012 5:57:57 PM |
finder61 | $25.00 | 10/8/2012 6:51:05 PM |
ND1998 | $50.00 | 10/8/2012 6:51:53 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:55 PM |
community-seahorse0 | $25.00 | 10/9/2012 5:08:00 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:05 PM |
Mailmon | $25.00 | 10/10/2012 7:12:34 AM |
rkhrdjp | $25.00 | 10/10/2012 9:38:10 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:21 AM |
BMerrick | $25.00 | 10/11/2012 2:25:13 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:22 PM |
organic-duty4 | $100.00 | 10/12/2012 11:17:47 AM |
laudable-treasure4 | $25.00 | 10/12/2012 3:37:19 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:13 AM |
epic-interest0 | $25.00 | 10/13/2012 4:22:08 AM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:39 AM |
broosky2 | $127.07 | 10/13/2012 6:32:05 AM |
mdv | $25.00 | 10/13/2012 11:04:13 AM |
truth-boomarang | $50.00 | 10/13/2012 12:54:45 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:42 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:51:07 PM |
slimof37 | $25.00 | 10/15/2012 9:51:29 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:39 AM |
oracle3 | $50.00 | 10/15/2012 1:44:17 PM |
Polarbearmarket | $50.00 | 10/15/2012 3:25:55 PM |
flo_rida | $100.00 | 10/15/2012 5:21:17 PM |
mschoenf | $100.00 | 10/15/2012 5:17:34 PM |
PThor | $25.00 | 10/16/2012 7:13:06 AM |
sfd | $50.00 | 10/16/2012 8:42:28 AM |
BidDaddyBigBucks | $50.00 | 10/16/2012 11:13:07 AM |
peso-chief | $100.00 | 10/16/2012 3:39:29 PM |
JeffHoll | $200.00 | 10/16/2012 1:16:10 PM |
larsowe | $75.00 | 10/16/2012 5:34:35 PM |
MI2 | $1,000.00 | 10/16/2012 6:26:03 PM |
Leshan | $50.00 | 10/17/2012 6:49:19 AM |
random12345 | $25.00 | 10/17/2012 11:00:45 AM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:27 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:12 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:28 PM |
repayment-pagoda8 | $100.00 | 10/17/2012 5:11:11 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:15:55 PM |
newest-yield-wasp | $25.00 | 10/18/2012 12:38:45 AM |
reward-force | $25.00 | 10/18/2012 6:59:38 AM |
blue-trade-optimizer | $50.00 | 10/18/2012 10:36:23 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:49 PM |
deal-confidant7 | $100.00 | 10/18/2012 12:33:14 PM |
jpblan11 | $25.00 | 10/18/2012 3:57:37 PM |
american6 | $50.00 | 10/18/2012 5:48:03 PM |
Investoman | $25.00 | 10/18/2012 5:45:39 PM |
Castellan | $50.00 | 10/18/2012 6:13:42 PM |
indianoven | $25.00 | 10/18/2012 6:39:58 PM |
rbc_ventures | $25.00 | 10/18/2012 6:44:11 PM |
adub1979 | $75.00 | 10/18/2012 6:53:22 PM |
proper-exchange8 | $50.00 | 10/18/2012 6:50:12 PM |
sharpey | $25.00 | 10/18/2012 6:43:11 PM |
velocityasaurus-rex4 | $83.26 | 10/18/2012 7:11:09 PM |
AldiHoldings | $45.00 | 10/18/2012 6:54:59 PM |
syounker | $25.00 | 10/18/2012 7:03:22 PM |
meux99 | $25.00 | 10/18/2012 7:08:19 PM |
158 Investments
|
Borrower Payment Dependent Notes Series
650799
This series of Notes was issued and sold upon the funding of the borrower loan #76588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $718.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,836 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-brilliant-listing |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off debt to include credit cards, medical bills, etc.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I am never late on anything, I just have too much debt that I want to consolidate. I also make enough money to pay the loan as well. I want to be able to clear my credit card debt and rebuild my credit.
Monthly net income: $7200
Monthly expenses: $
Housing: $1660
Insurance: $
Car expenses: $320
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:42 AM |
MyPFBlog | $25.00 | 10/9/2012 5:00:56 PM |
moremax | $100.00 | 10/10/2012 12:15:48 PM |
Bob450 | $25.00 | 10/8/2012 9:08:38 AM |
zipemdown | $25.00 | 10/8/2012 9:33:52 AM |
houli123 | $25.00 | 10/8/2012 9:16:23 AM |
spark548 | $100.00 | 10/8/2012 9:13:16 AM |
bewitching-dollar5 | $100.00 | 10/8/2012 9:19:26 AM |
Detour11 | $25.00 | 10/8/2012 9:21:24 AM |
community-burrito9 | $35.00 | 10/8/2012 9:27:02 AM |
ferocious-kindness8 | $30.00 | 10/8/2012 9:24:45 AM |
enriched-return057 | $50.00 | 10/8/2012 10:04:09 AM |
ethical-truth211 | $400.00 | 10/8/2012 9:45:29 AM |
1NiceLender | $25.00 | 10/8/2012 9:50:49 AM |
speedy-point | $25.00 | 10/8/2012 11:11:35 AM |
LeReve | $500.00 | 10/8/2012 10:00:12 AM |
bonus-seahorse | $50.00 | 10/8/2012 11:39:43 AM |
RGlad | $250.00 | 10/8/2012 11:59:15 AM |
peace-fixer8 | $25.00 | 10/8/2012 10:20:07 AM |
green-high-five7 | $35.00 | 10/8/2012 10:28:31 AM |
Index_Plus | $5,000.00 | 10/8/2012 2:40:41 PM |
reinforced-gain7 | $500.00 | 10/8/2012 3:07:36 PM |
pierrelasvegas | $25.00 | 10/8/2012 11:03:19 AM |
Peleadona | $25.00 | 10/8/2012 11:54:59 AM |
frankdelraza | $25.00 | 10/8/2012 1:46:58 PM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:59 PM |
justreturns | $25.00 | 10/8/2012 5:10:23 PM |
heerzaquestion | $25.00 | 10/8/2012 2:12:04 PM |
bibliomania | $25.00 | 10/8/2012 2:41:25 PM |
stollcm | $25.00 | 10/8/2012 4:15:47 PM |
return-exchanger355 | $100.00 | 10/8/2012 3:07:52 PM |
Sid-K | $25.00 | 10/8/2012 5:02:10 PM |
Cookstersalibi | $25.00 | 10/8/2012 5:05:48 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:12 PM |
haplender | $50.00 | 10/8/2012 5:31:53 PM |
bob450-roth | $25.00 | 10/8/2012 5:20:40 PM |
marketplace-singularity3 | $45.00 | 10/8/2012 5:37:42 PM |
the-silver-blaster | $50.00 | 10/8/2012 5:39:08 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:47 PM |
supreme-exchange547 | $25.00 | 10/8/2012 6:05:10 PM |
money-baron | $100.00 | 10/8/2012 6:47:10 PM |
FWF-kinetic | $25.00 | 10/8/2012 9:28:40 PM |
Neptune-Capital | $25.00 | 10/8/2012 9:35:35 PM |
leverage-galleon | $30.00 | 10/8/2012 9:45:23 PM |
unclejaef | $25.00 | 10/8/2012 7:37:26 PM |
Munnie | $50.00 | 10/9/2012 5:46:16 AM |
itsmaj | $50.00 | 10/8/2012 11:20:59 PM |
buffalobills | $25.00 | 10/9/2012 7:56:26 AM |
leverage-monger | $25.00 | 10/9/2012 8:57:51 AM |
superb-vigilance49 | $32.29 | 10/9/2012 7:10:20 AM |
2020Trader | $50.00 | 10/9/2012 8:02:58 AM |
MoneyBadger | $25.00 | 10/9/2012 5:41:10 AM |
Eminent_Endeavors | $25.00 | 10/9/2012 8:20:34 AM |
sensible-dime2 | $50.00 | 10/9/2012 8:33:01 AM |
desertoasis | $25.00 | 10/9/2012 8:57:33 AM |
jamiee73 | $25.00 | 10/9/2012 9:26:33 AM |
enchanted-note | $25.00 | 10/9/2012 9:43:06 AM |
Beast_Mode_Money | $25.00 | 10/9/2012 9:52:39 AM |
shiny-peso1 | $50.00 | 10/9/2012 11:05:56 AM |
Jasner | $25.00 | 10/9/2012 12:10:59 PM |
melodious-rupee3 | $50.00 | 10/9/2012 1:16:19 PM |
well-mannered-income3 | $80.00 | 10/9/2012 5:00:59 PM |
capital-taco9 | $25.00 | 10/9/2012 12:39:57 PM |
first-balance-neutron | $25.00 | 10/9/2012 3:01:19 PM |
broker048 | $50.00 | 10/9/2012 3:54:22 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:40 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:31:53 PM |
Endeavour | $150.00 | 10/9/2012 5:13:32 PM |
shugyosha | $50.00 | 10/9/2012 9:32:41 PM |
tnakamura | $50.00 | 10/9/2012 9:48:04 PM |
kila-designer | $100.00 | 10/9/2012 6:08:40 PM |
Vector | $25.00 | 10/10/2012 3:37:54 AM |
payment-gusto | $25.00 | 10/9/2012 6:53:58 PM |
Sabo | $40.00 | 10/10/2012 8:11:26 AM |
Weaverville | $25.00 | 10/10/2012 9:07:33 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:32 AM |
Iwillhuntyoudown | $25.00 | 10/10/2012 10:40:32 AM |
linkage682 | $50.00 | 10/10/2012 9:56:38 AM |
balance-tamer7 | $150.00 | 10/10/2012 11:29:19 AM |
deal-selector5 | $25.00 | 10/10/2012 3:02:57 PM |
money-bauble | $100.00 | 10/10/2012 5:33:39 PM |
prudent-bid3 | $35.00 | 10/11/2012 6:30:43 AM |
payment-halo | $50.00 | 10/10/2012 6:57:46 PM |
dynrep | $50.00 | 10/10/2012 6:58:20 PM |
frogperson | $150.00 | 10/10/2012 8:53:30 PM |
helpful-fund7 | $92.59 | 10/11/2012 5:26:12 AM |
capital-heaven5 | $500.00 | 10/11/2012 10:46:59 AM |
imogen22 | $50.00 | 10/11/2012 9:50:29 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:21 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:22 PM |
power-secret-agent | $25.00 | 10/11/2012 4:59:33 PM |
CalBear08 | $33.33 | 10/11/2012 5:01:08 PM |
etraboulay | $50.00 | 10/11/2012 10:58:18 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:09 AM |
historic-value7 | $100.00 | 10/11/2012 11:53:31 AM |
fund-medalist171 | $50.00 | 10/11/2012 12:11:55 PM |
azafranke | $200.00 | 10/11/2012 2:24:38 PM |
stills | $150.00 | 10/11/2012 2:38:07 PM |
alaskan1 | $34.00 | 10/11/2012 11:56:53 AM |
blue-unrelenting-rupee | $25.00 | 10/11/2012 12:13:43 PM |
bid-papyrus | $100.00 | 10/11/2012 12:57:05 PM |
wwwUniversal | $25.00 | 10/11/2012 5:04:05 PM |
InChicago | $40.03 | 10/8/2012 9:00:52 AM |
natural-affluence6 | $25.00 | 10/8/2012 10:05:19 PM |
jubilant-capital1 | $25.00 | 10/8/2012 9:11:49 AM |
commerce-venture1 | $25.00 | 10/8/2012 9:08:39 AM |
income-triangulation1 | $25.00 | 10/8/2012 9:01:34 AM |
global-invest-group | $25.00 | 10/8/2012 9:15:11 AM |
consummate-affluence | $100.00 | 10/8/2012 9:17:57 AM |
kila-designer | $249.00 | 10/8/2012 9:50:51 AM |
octoberfresh | $25.00 | 10/8/2012 9:25:28 AM |
84928429 | $50.00 | 10/8/2012 9:27:37 AM |
azazle | $25.00 | 10/8/2012 9:38:34 AM |
supreme-treasure8 | $100.00 | 10/8/2012 9:47:33 AM |
brightest-gain-investor | $1,000.00 | 10/8/2012 10:30:35 AM |
Emgolda | $25.00 | 10/8/2012 9:42:45 AM |
thrifty-capital | $27.00 | 10/8/2012 11:32:35 AM |
kegs | $150.00 | 10/8/2012 11:36:31 AM |
heartpounding-note972 | $25.00 | 10/8/2012 10:10:13 AM |
Kissabledevil | $25.00 | 10/8/2012 12:31:52 PM |
1stPlace | $75.00 | 10/8/2012 1:01:56 PM |
credit-socrates648 | $1,000.00 | 10/8/2012 10:37:48 AM |
LoanerPrincipal | $25.00 | 10/8/2012 10:45:29 AM |
first-pragmatic-power | $25.00 | 10/8/2012 10:46:35 AM |
treasure-palace661 | $350.00 | 10/8/2012 1:06:30 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:12 PM |
ethical-truth211 | $100.00 | 10/8/2012 4:27:45 PM |
intrepid-loot | $25.00 | 10/8/2012 3:42:29 PM |
dollar-idol7 | $25.00 | 10/8/2012 5:21:16 PM |
thrifty-generosity222 | $50.00 | 10/8/2012 5:25:02 PM |
tech310 | $50.00 | 10/8/2012 5:19:09 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:30 PM |
pensacolaborn | $25.00 | 10/8/2012 6:30:34 PM |
networks4ever | $25.00 | 10/8/2012 6:38:22 PM |
maldok1 | $25.00 | 10/8/2012 6:42:26 PM |
SkynxhuntIRA | $25.00 | 10/8/2012 8:44:43 PM |
_NaLNaBB | $200.00 | 10/8/2012 9:07:09 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:16 PM |
janeybooboo | $100.00 | 10/8/2012 8:07:04 PM |
happyinvallarta | $100.00 | 10/8/2012 9:17:24 PM |
resplendent-dollar | $40.00 | 10/8/2012 10:33:28 PM |
cwss-lending | $50.00 | 10/8/2012 10:35:42 PM |
hope-hickory | $50.00 | 10/9/2012 6:34:03 AM |
XwileycoyoteX | $25.00 | 10/9/2012 7:38:44 AM |
a-helping-hand | $200.00 | 10/8/2012 10:08:41 PM |
RandB_CPAs | $50.00 | 10/9/2012 8:03:41 AM |
Feyenoord | $30.00 | 10/9/2012 5:12:58 AM |
receptive-affluence035 | $25.00 | 10/9/2012 8:39:58 AM |
commerce-arch | $100.00 | 10/9/2012 7:05:41 AM |
RJTintheBK | $25.00 | 10/9/2012 7:06:05 AM |
blinkyr1 | $25.00 | 10/9/2012 7:30:26 AM |
deal-banker | $50.00 | 10/9/2012 8:14:52 AM |
WindomDev | $25.00 | 10/9/2012 8:19:15 AM |
gold-web4 | $50.00 | 10/9/2012 8:56:02 AM |
historic-value7 | $200.00 | 10/9/2012 9:19:14 AM |
loyalty-circuitry | $50.00 | 10/9/2012 9:22:01 AM |
trade-goblin9 | $100.00 | 10/9/2012 10:15:27 AM |
fairness-formula0 | $25.00 | 10/9/2012 9:44:22 AM |
integrity-reactor4 | $100.00 | 10/9/2012 2:04:05 PM |
mammalian4 | $25.00 | 10/9/2012 2:59:09 PM |
Dubbs360 | $200.00 | 10/9/2012 12:26:06 PM |
DiligentiaLLC | $54.68 | 10/9/2012 3:32:14 PM |
fantastic-bazaar2 | $50.00 | 10/9/2012 4:55:36 PM |
CincyTex | $25.00 | 10/9/2012 1:49:18 PM |
bluedingo | $70.00 | 10/9/2012 2:23:49 PM |
jedi053 | $100.00 | 10/9/2012 3:14:58 PM |
unconquerable-cash | $35.00 | 10/9/2012 4:17:28 PM |
sympathetic-funds818 | $25.00 | 10/9/2012 5:45:40 PM |
mercuriant | $25.00 | 10/9/2012 5:27:07 PM |
HereToHelp305 | $57.00 | 10/9/2012 11:23:22 PM |
wampum-cocktail | $25.00 | 10/10/2012 4:10:54 AM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:33 AM |
LendingPimp_2 | $100.00 | 10/10/2012 2:36:57 AM |
slowgains | $25.00 | 10/9/2012 6:57:32 PM |
skillful-asset5 | $30.00 | 10/9/2012 7:32:39 PM |
just-loyalty643 | $50.00 | 10/9/2012 8:16:06 PM |
JTHarris | $25.00 | 10/10/2012 7:34:09 AM |
wonder3 | $25.00 | 10/10/2012 9:07:17 AM |
moola-monger9 | $75.00 | 10/10/2012 10:23:56 AM |
first-economy-spectacle | $25.00 | 10/10/2012 11:45:47 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:32 AM |
systematic-asset8 | $60.00 | 10/10/2012 2:30:30 PM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:36 PM |
abundant-one | $25.00 | 10/10/2012 11:33:31 AM |
bid-stockpiler1 | $25.00 | 10/11/2012 6:42:28 AM |
goose026 | $140.00 | 10/11/2012 5:24:54 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:47 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:54 AM |
jybank | $59.00 | 10/11/2012 11:25:45 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:01 PM |
kulender | $100.00 | 10/11/2012 11:11:30 AM |
az2012 | $25.00 | 10/11/2012 11:45:13 AM |
Whipster | $60.00 | 10/11/2012 11:47:09 AM |
Astyanax | $25.00 | 10/11/2012 3:11:34 PM |
bold-wampum-compadre | $100.00 | 10/11/2012 12:24:49 PM |
jderek01 | $50.00 | 10/11/2012 1:23:07 PM |
CA-Lender | $25.00 | 10/11/2012 1:46:41 PM |
SimpleChoice | $11.08 | 10/11/2012 5:10:45 PM |
power-bluebird2 | $25.00 | 10/11/2012 4:48:39 PM |
199 Investments
|
Borrower Payment Dependent Notes Series
650845
This series of Notes was issued and sold upon the funding of the borrower loan #76373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Oct-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 8.38% |
Borrower rate/APR:
| 9.38% / 11.58% |
Monthly payment:
| $157.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.30% | | |
| |
Estimated return*:
| 7.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,957 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unafraid-community4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because...I have had good success at eliminating credit card debt, I have a few thousand dollars to go and I'll be debt free. At least from credit cards.
I'm never late on payments. I have been reading some of Dave Ramsey's books on debt relief and I think a personal loan will help me in the long run get out of the credit card cycle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/7/2012 10:54:49 AM |
BenR | $100.00 | 10/6/2012 12:17:50 PM |
Investoman | $25.00 | 10/6/2012 12:12:27 PM |
bazaar-tulip | $25.00 | 10/6/2012 12:14:16 PM |
Sneezie | $100.00 | 10/6/2012 12:21:37 PM |
kevin314 | $25.00 | 10/6/2012 12:37:23 PM |
brainy-credit1 | $40.00 | 10/6/2012 12:39:29 PM |
ingenious-deal6 | $25.00 | 10/6/2012 12:36:25 PM |
jubilant-capital1 | $25.00 | 10/6/2012 1:05:26 PM |
gravbox | $25.00 | 10/6/2012 1:31:05 PM |
repayment-chihuahua3 | $25.00 | 10/6/2012 1:20:55 PM |
Dollars4Rent | $50.00 | 10/6/2012 1:55:51 PM |
sanjubab | $25.00 | 10/6/2012 2:28:21 PM |
Aberdeen | $100.00 | 10/6/2012 2:43:58 PM |
community-burrito9 | $35.00 | 10/6/2012 3:10:41 PM |
blot44 | $25.00 | 10/6/2012 3:22:21 PM |
hml | $30.00 | 10/6/2012 5:54:38 PM |
ready-interest9 | $25.00 | 10/6/2012 2:15:30 PM |
bellaquito | $500.00 | 10/6/2012 2:45:51 PM |
promise2 | $25.00 | 10/6/2012 2:30:05 PM |
GoldenKoi | $100.00 | 10/7/2012 6:02:35 AM |
Rearden_Steel | $25.00 | 10/7/2012 7:12:05 AM |
goodhearted-basis4 | $25.00 | 10/6/2012 6:52:01 PM |
social-pear9 | $50.00 | 10/7/2012 9:20:22 AM |
astute-benjamins | $150.00 | 10/7/2012 11:09:38 AM |
fantastic-penny9 | $50.00 | 10/6/2012 10:23:01 PM |
income-awakening6 | $25.00 | 10/7/2012 8:42:05 AM |
JaceSpade | $25.00 | 10/7/2012 8:54:55 AM |
HikeMoab | $50.00 | 10/7/2012 8:20:37 AM |
lendersf | $50.00 | 10/7/2012 12:15:52 PM |
Pickmar | $25.00 | 10/7/2012 10:53:46 AM |
engaging-worth | $25.00 | 10/7/2012 12:07:58 PM |
Emgolda | $25.00 | 10/7/2012 12:12:22 PM |
jubilant-capital1 | $25.00 | 10/7/2012 12:35:51 PM |
availableloan | $25.00 | 10/7/2012 12:55:01 PM |
wwwUniversal | $25.00 | 10/7/2012 1:16:11 PM |
glc527 | $32.85 | 10/8/2012 1:35:49 AM |
power-cell | $35.00 | 10/7/2012 5:17:32 PM |
payment-halo | $25.00 | 10/7/2012 2:48:11 PM |
chac | $300.00 | 10/7/2012 6:45:50 PM |
betterthanstock | $45.00 | 10/7/2012 8:15:05 PM |
economy-popcorn | $25.00 | 10/8/2012 6:51:55 AM |
Future-Await21 | $25.00 | 10/8/2012 3:17:48 AM |
creative-generosity3 | $100.00 | 10/8/2012 7:32:31 AM |
bold-gold-pilot | $25.00 | 10/8/2012 6:56:50 AM |
finance-coyote3 | $626.80 | 10/8/2012 8:46:44 AM |
friedokra | $25.00 | 10/6/2012 12:23:46 PM |
cwegert | $25.00 | 10/6/2012 12:05:55 PM |
MtnLend | $25.00 | 10/6/2012 12:33:50 PM |
dumbass | $25.00 | 10/6/2012 12:44:03 PM |
neighborly-hope6 | $100.00 | 10/6/2012 12:28:40 PM |
octoberfresh | $25.00 | 10/6/2012 12:34:31 PM |
Rivervale_Westwood | $25.00 | 10/6/2012 12:54:44 PM |
patriot897 | $25.00 | 10/6/2012 12:44:09 PM |
enterprising-exchange6 | $50.00 | 10/6/2012 12:49:14 PM |
kenji4861 | $25.00 | 10/6/2012 12:56:24 PM |
compoundinterest | $25.00 | 10/6/2012 12:53:44 PM |
fboba | $300.00 | 10/6/2012 1:33:54 PM |
FortuneFund | $50.00 | 10/6/2012 1:27:46 PM |
jcornehlsen | $25.00 | 10/6/2012 1:55:02 PM |
return-buddy | $200.00 | 10/6/2012 5:55:43 PM |
return-buddy | $100.00 | 10/6/2012 6:12:56 PM |
payout-paladin3 | $500.00 | 10/6/2012 2:09:11 PM |
decisive-income7 | $1,000.00 | 10/6/2012 2:29:54 PM |
radforj22 | $35.96 | 10/6/2012 3:05:16 PM |
singletrck | $25.00 | 10/6/2012 8:47:25 PM |
market-trooper3 | $30.00 | 10/6/2012 9:20:47 PM |
Theofficer_roth_ira | $98.49 | 10/6/2012 9:35:56 PM |
hopeful_lender | $100.00 | 10/6/2012 3:29:52 PM |
coin-tweet | $25.00 | 10/7/2012 12:52:06 AM |
totoro | $25.00 | 10/7/2012 1:37:41 AM |
jderek01 | $25.00 | 10/6/2012 5:31:54 PM |
enlighter | $66.00 | 10/6/2012 10:47:58 PM |
justinology | $25.77 | 10/6/2012 8:49:53 PM |
market-maximizer472 | $100.00 | 10/7/2012 7:25:05 AM |
Cashfunders | $100.00 | 10/7/2012 8:25:27 AM |
brightest-durability-chomper | $25.00 | 10/7/2012 9:39:11 AM |
tender-wealth0 | $25.00 | 10/7/2012 9:53:18 AM |
RiderIRA | $543.13 | 10/7/2012 11:29:20 AM |
Plow_n_Sow | $30.00 | 10/7/2012 12:56:08 PM |
houli123 | $50.00 | 10/7/2012 2:12:59 PM |
CoolPlexer | $26.00 | 10/7/2012 1:45:58 PM |
cello1 | $25.00 | 10/7/2012 5:38:48 PM |
compatible-deal9 | $50.00 | 10/7/2012 3:56:38 PM |
jpac1066 | $25.00 | 10/7/2012 6:29:51 PM |
boylezz | $25.00 | 10/7/2012 7:51:29 PM |
CaliforniaSun | $50.00 | 10/7/2012 6:36:56 PM |
Ocean713 | $75.00 | 10/7/2012 7:44:28 PM |
cwegert | $25.00 | 10/7/2012 8:35:46 PM |
glenium | $25.00 | 10/8/2012 3:13:50 AM |
cerebral-dollar773 | $50.00 | 10/8/2012 4:47:11 AM |
fallentimbers | $25.00 | 10/8/2012 6:18:15 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
650951
This series of Notes was issued and sold upon the funding of the borrower loan #76249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $125.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,393 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| skincare |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 90 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
700-719
(May-2010)
700-719
(Mar-2010)
680-699
(Jul-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 90 | | |
Description
I Love Prosper!
Purpose of loan:
This loan will be used to...move closer to where I work; currently travel 2-3 hours per day.
My financial situation:
I am a good candidate for this loan because...
a) This will be my 4th loan with Prosper. The history on the previous loans should proof that I am an A-rated payer.
b) I am a nursing educator with high professional norms and values.
c) I finished a masters degree in nursing (MSN) in June 2012, and enrolled in a PhD program at a local university. Little did I know how much more time I will need for studying!
d) I have no choice but to keep on working at this hospital, they provide excellent tuition reimbursements and benefits; you can be assured of a stable income.
Monthly net income: $ 4573
Monthly expenses: $ 3720
Housing: $ 750
Insurance: $ 200
Car expenses: $ 660
Utilities: $ 150
Phone, cable, internet: $ 130
Food, entertainment: $ 520
Clothing, household expenses: $ 200
Credit cards and other loans: $ 910
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/9/2012 5:05:29 PM |
RGlad | $400.00 | 10/9/2012 5:02:14 PM |
jedi053 | $100.00 | 10/9/2012 5:02:27 PM |
affluence-microscope2 | $200.00 | 10/9/2012 5:11:24 PM |
sweety075 | $25.00 | 10/9/2012 5:03:14 PM |
sturdy-dime5 | $25.00 | 10/9/2012 5:06:20 PM |
asset-portait013 | $100.00 | 10/9/2012 5:19:20 PM |
breathtaking-funds6 | $50.00 | 10/9/2012 5:23:16 PM |
finance-kayak30 | $100.00 | 10/9/2012 5:23:31 PM |
RecoveryLender | $25.00 | 10/9/2012 5:25:52 PM |
zassociate | $200.00 | 10/9/2012 5:16:04 PM |
benevolent-loot5 | $200.00 | 10/9/2012 5:17:22 PM |
mmills1220 | $25.00 | 10/9/2012 5:18:39 PM |
betterthanstock | $25.00 | 10/9/2012 5:22:42 PM |
auction-sage | $41.00 | 10/9/2012 5:24:13 PM |
versatile-dime442 | $250.00 | 10/9/2012 5:25:48 PM |
natural-liberty4 | $200.00 | 10/9/2012 5:26:51 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:03 PM |
Arvicco | $400.00 | 10/9/2012 5:29:53 PM |
income-buddy7 | $50.00 | 10/9/2012 5:30:21 PM |
radiant-dollar9 | $200.00 | 10/9/2012 5:24:34 PM |
113121 | $250.00 | 10/9/2012 5:07:53 PM |
MoneyForNothing | $90.90 | 10/9/2012 5:02:26 PM |
integrity-reactor4 | $100.00 | 10/9/2012 5:02:45 PM |
Taz-Man-IIWIS | $25.00 | 10/9/2012 5:06:27 PM |
thorough-duty641 | $25.00 | 10/9/2012 5:11:40 PM |
FL-Lender | $52.99 | 10/9/2012 5:14:49 PM |
wetlands | $200.00 | 10/9/2012 5:23:19 PM |
phenomenal-rate1 | $500.00 | 10/9/2012 5:12:33 PM |
tolerant-currency6 | $25.00 | 10/9/2012 5:14:05 PM |
kindness-fanatic | $40.00 | 10/9/2012 5:02:14 PM |
networks4ever | $25.00 | 10/9/2012 5:19:22 PM |
new-truth-chuckler | $33.00 | 10/9/2012 5:20:17 PM |
durability-seahorse7 | $50.00 | 10/9/2012 5:24:46 PM |
fuse136 | $25.00 | 10/9/2012 5:13:47 PM |
azazle | $25.00 | 10/9/2012 5:16:08 PM |
100units | $200.00 | 10/9/2012 5:17:00 PM |
shiny-peso1 | $50.00 | 10/9/2012 5:17:52 PM |
enthusiastic-cash599 | $50.00 | 10/9/2012 5:29:22 PM |
Dubbs360 | $200.00 | 10/9/2012 5:19:12 PM |
janeybooboo | $150.00 | 10/9/2012 5:20:13 PM |
friedokra | $25.00 | 10/9/2012 5:25:46 PM |
bazaar-tulip | $25.00 | 10/9/2012 5:27:31 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:48 PM |
emphatic-responsibility | $34.00 | 10/9/2012 5:27:52 PM |
LeReve | $143.11 | 10/9/2012 5:30:42 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
650955
This series of Notes was issued and sold upon the funding of the borrower loan #76035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $126.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $647 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| lean-reward8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate my debts, and to help pay for wedding expenses
My financial situation:
I am a good candidate for this loan because...
I have a full time job with overtime constantly being offered.also the wedding and everything i need the money for is just shy or when i get my end of year bonus. Otherwise. I wouldnt even be looking
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Ripsaw4U | $50.00 | 10/8/2012 5:03:45 PM |
sweet-social2 | $25.00 | 10/8/2012 5:23:16 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:16 PM |
repayment-pagoda8 | $100.00 | 10/8/2012 5:13:36 PM |
loyalty-hornet6 | $25.00 | 10/8/2012 5:08:39 PM |
compassion-twister2 | $50.00 | 10/8/2012 5:08:54 PM |
RainyDayLoans | $35.00 | 10/8/2012 5:09:28 PM |
EnglishGeekInNYC | $25.00 | 10/8/2012 5:20:04 PM |
FortuneFund | $50.00 | 10/8/2012 5:17:12 PM |
cello1 | $25.00 | 10/8/2012 5:18:35 PM |
Figure4 | $25.00 | 10/8/2012 5:45:14 PM |
BHopkins | $25.00 | 10/8/2012 5:33:07 PM |
bright-idea11 | $25.00 | 10/8/2012 5:31:19 PM |
Arvicco | $400.00 | 10/8/2012 5:38:45 PM |
patriot897 | $25.00 | 10/8/2012 5:32:15 PM |
lionheart722 | $100.00 | 10/8/2012 6:07:02 PM |
obduro_1 | $25.00 | 10/8/2012 6:08:37 PM |
octoberfresh | $25.00 | 10/8/2012 5:38:57 PM |
commerce-gargantuan2 | $50.00 | 10/8/2012 5:49:05 PM |
neighborly-hope6 | $100.00 | 10/8/2012 6:14:11 PM |
kfrench | $75.00 | 10/8/2012 6:40:42 PM |
finder61 | $25.00 | 10/8/2012 6:49:40 PM |
hitsman | $50.00 | 10/8/2012 6:17:47 PM |
Ray3486 | $25.00 | 10/8/2012 6:22:09 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:30:50 PM |
blot44 | $25.00 | 10/8/2012 8:49:41 PM |
HealthAndSafety | $100.00 | 10/8/2012 7:41:11 PM |
interest-splendor | $30.00 | 10/8/2012 8:40:42 PM |
unafraid-loan5 | $30.00 | 10/9/2012 5:29:56 AM |
creativename | $25.00 | 10/8/2012 10:40:47 PM |
continental2 | $100.00 | 10/9/2012 5:50:05 AM |
ideal-economy | $25.00 | 10/9/2012 6:52:15 AM |
heroic-compassion6 | $38.23 | 10/9/2012 7:12:47 AM |
Eric_Gagne | $25.00 | 10/9/2012 7:17:03 AM |
subtle-leverage4 | $25.00 | 10/9/2012 6:21:15 AM |
blue-useful-auction | $25.00 | 10/9/2012 7:06:38 AM |
Eric_Gagne | $25.00 | 10/9/2012 7:17:10 AM |
beach_bum | $25.00 | 10/9/2012 7:19:21 AM |
Stkmkttrdr | $91.77 | 10/9/2012 7:25:04 AM |
Emgolda | $25.00 | 10/8/2012 5:14:05 PM |
imogen22 | $50.00 | 10/8/2012 5:19:50 PM |
loot-baton | $25.00 | 10/8/2012 5:21:13 PM |
indomitable-coin | $25.00 | 10/8/2012 5:22:41 PM |
return-aurora853 | $500.00 | 10/8/2012 5:06:15 PM |
repayment-chihuahua3 | $25.00 | 10/8/2012 5:13:31 PM |
GoGators01 | $25.00 | 10/8/2012 5:20:47 PM |
kenji4861 | $25.00 | 10/8/2012 5:12:59 PM |
compoundinterest | $25.00 | 10/8/2012 5:24:32 PM |
first-funds-palace | $25.00 | 10/8/2012 5:19:54 PM |
prudent-deal662 | $25.00 | 10/8/2012 5:46:30 PM |
velocityasaurus-rex4 | $100.00 | 10/8/2012 5:29:05 PM |
Rivervale_Westwood | $25.00 | 10/8/2012 5:29:51 PM |
silver-explorer6 | $25.00 | 10/8/2012 5:30:05 PM |
Voracious_Trees | $25.00 | 10/8/2012 5:31:47 PM |
friedokra | $25.00 | 10/8/2012 5:31:53 PM |
windguy | $50.00 | 10/8/2012 5:36:51 PM |
Castellan | $50.00 | 10/8/2012 5:31:37 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:50 PM |
rmachi | $25.00 | 10/8/2012 5:42:12 PM |
vigorous-payment6 | $25.00 | 10/8/2012 5:35:02 PM |
Sneezie | $100.00 | 10/8/2012 6:14:43 PM |
Taxman44 | $25.00 | 10/8/2012 5:41:32 PM |
Perdita_II | $25.00 | 10/8/2012 6:18:03 PM |
pirahna125 | $25.00 | 10/8/2012 6:20:55 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:34 PM |
Vegasjim | $25.00 | 10/8/2012 6:28:22 PM |
excellent-funds649 | $50.00 | 10/8/2012 6:00:55 PM |
0_0 | $25.00 | 10/8/2012 6:48:37 PM |
32669 | $75.00 | 10/8/2012 7:38:47 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:59 PM |
Global_Lender | $25.00 | 10/8/2012 7:46:04 PM |
LovinMe | $25.00 | 10/8/2012 7:55:48 PM |
diverse-benjamins | $25.00 | 10/8/2012 10:47:06 PM |
VBPlayer | $25.00 | 10/9/2012 6:11:14 AM |
Money_Hog | $25.00 | 10/9/2012 6:22:05 AM |
azazle | $50.00 | 10/9/2012 12:04:32 AM |
goodhearted-basis4 | $25.00 | 10/9/2012 1:59:39 AM |
return-runner8 | $25.00 | 10/9/2012 4:40:13 AM |
california111 | $100.00 | 10/8/2012 10:40:34 PM |
market-maximizer472 | $50.00 | 10/9/2012 7:03:25 AM |
community-seahorse0 | $25.00 | 10/9/2012 5:08:01 AM |
zwx1997 | $25.00 | 10/9/2012 6:58:56 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
650969
This series of Notes was issued and sold upon the funding of the borrower loan #76352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $226.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,199 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| birch740 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off smaller bills and consolidate into one payment so I can get them paid off.
My financial situation:
I am a good candidate for this loan because...I have a very stable job and make a good salary and can make my payments on time.
Monthly net income: $ 2458.14
Monthly expenses: $
Housing: $ 700.00
Insurance: $ 100.00
Car expenses: $ 100.00
Utilities: $ 200.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
best-bonafide-p2p | $25.00 | 10/8/2012 5:02:12 PM |
thrifty-generosity222 | $50.00 | 10/8/2012 5:25:03 PM |
commerce-venture1 | $25.00 | 10/8/2012 5:08:49 PM |
bazaar-tulip | $25.00 | 10/8/2012 5:09:17 PM |
Emgolda | $25.00 | 10/8/2012 5:14:05 PM |
riveting-credit5 | $25.00 | 10/8/2012 5:22:10 PM |
Star_Witness | $25.00 | 10/8/2012 5:45:45 PM |
cash-mad-scientist3 | $25.00 | 10/8/2012 5:21:36 PM |
bright-idea11 | $25.00 | 10/8/2012 5:31:19 PM |
cr8on | $75.00 | 10/8/2012 5:38:26 PM |
houli123 | $25.00 | 10/8/2012 5:35:21 PM |
mikrolown | $25.00 | 10/8/2012 5:50:12 PM |
pensacolaborn | $25.00 | 10/8/2012 6:30:34 PM |
moneylender25 | $25.00 | 10/8/2012 6:06:12 PM |
kin990 | $25.00 | 10/8/2012 6:11:32 PM |
engaging-worth | $25.00 | 10/8/2012 6:52:15 PM |
pierrelasvegas | $25.00 | 10/8/2012 6:57:25 PM |
joyous-platinum965 | $25.00 | 10/8/2012 6:29:34 PM |
rhodylend | $25.00 | 10/8/2012 7:38:18 PM |
zipemdown | $25.00 | 10/8/2012 6:37:03 PM |
heerzaquestion | $80.00 | 10/8/2012 6:16:04 PM |
otto1939 | $203.00 | 10/8/2012 8:09:59 PM |
careful-return0 | $25.00 | 10/8/2012 8:49:18 PM |
missing-link | $25.00 | 10/8/2012 6:30:42 PM |
LoanerPrincipal | $25.00 | 10/8/2012 6:45:07 PM |
auction-chomper4 | $25.00 | 10/8/2012 9:31:39 PM |
daekpon | $75.00 | 10/8/2012 8:18:46 PM |
a-helping-hand | $200.00 | 10/8/2012 10:09:06 PM |
unclejaef | $25.00 | 10/8/2012 7:37:28 PM |
scamps | $25.00 | 10/8/2012 10:28:44 PM |
mystical-fairness4 | $25.00 | 10/8/2012 7:50:09 PM |
itsmaj | $50.00 | 10/8/2012 11:19:36 PM |
FWF-kinetic | $25.00 | 10/8/2012 9:26:30 PM |
cwss-lending | $50.00 | 10/8/2012 10:37:21 PM |
justice-mussel2 | $25.00 | 10/9/2012 12:14:26 AM |
PaulW | $25.00 | 10/9/2012 4:32:59 AM |
leverage-galleon | $30.00 | 10/8/2012 9:46:34 PM |
Munnie | $50.00 | 10/9/2012 5:46:17 AM |
worth-quark7 | $25.00 | 10/9/2012 6:14:50 AM |
Index_Plus | $1,607.00 | 10/9/2012 6:40:58 AM |
ethical-truth211 | $300.00 | 10/8/2012 5:09:15 PM |
supreme-treasure8 | $100.00 | 10/8/2012 5:25:19 PM |
yougottaloveit | $50.00 | 10/8/2012 5:07:34 PM |
spark548 | $100.00 | 10/8/2012 5:09:33 PM |
patriot897 | $25.00 | 10/8/2012 5:32:15 PM |
asset-portait013 | $100.00 | 10/8/2012 5:23:13 PM |
peace-fixer8 | $25.00 | 10/8/2012 5:38:20 PM |
dignified-truth7 | $200.00 | 10/8/2012 5:28:31 PM |
return-exchanger355 | $100.00 | 10/8/2012 5:28:42 PM |
special-dinero553 | $25.00 | 10/8/2012 5:24:17 PM |
goodhearted-basis4 | $25.00 | 10/8/2012 5:55:18 PM |
haplender | $50.00 | 10/8/2012 5:31:55 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:50 PM |
supreme-exchange547 | $25.00 | 10/8/2012 6:05:12 PM |
vigorous-payment6 | $25.00 | 10/8/2012 5:35:02 PM |
the-silver-blaster | $50.00 | 10/8/2012 5:39:10 PM |
LeReve | $500.00 | 10/8/2012 5:39:50 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:34 PM |
maldok1 | $25.00 | 10/8/2012 6:42:28 PM |
money-baron | $100.00 | 10/8/2012 6:47:12 PM |
RGlad | $100.00 | 10/8/2012 7:14:35 PM |
first-pragmatic-power | $25.00 | 10/8/2012 6:14:40 PM |
velocity-marble7 | $25.00 | 10/8/2012 6:20:33 PM |
Ray3486 | $25.00 | 10/8/2012 6:22:40 PM |
justasoldier | $100.00 | 10/8/2012 8:56:39 PM |
happyinvallarta | $100.00 | 10/8/2012 9:17:25 PM |
one-midas | $35.00 | 10/8/2012 7:57:14 PM |
platinum-admiral8 | $25.00 | 10/8/2012 8:18:48 PM |
BankofRon_IRA | $100.00 | 10/8/2012 6:59:26 PM |
SkynxhuntIRA | $25.00 | 10/8/2012 8:44:43 PM |
moola-tulip1 | $45.00 | 10/8/2012 10:59:11 PM |
oskizzle | $25.00 | 10/9/2012 6:21:31 AM |
bullwink27 | $25.00 | 10/9/2012 6:28:49 AM |
Winged_Inspirations | $25.00 | 10/9/2012 12:31:22 AM |
Rancid | $25.00 | 10/8/2012 9:29:15 PM |
scholarly-payment5 | $50.00 | 10/8/2012 9:42:47 PM |
1traveler | $25.00 | 10/8/2012 9:51:43 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:20 PM |
witty-compassion | $25.00 | 10/8/2012 10:54:12 PM |
community-seahorse0 | $25.00 | 10/9/2012 5:08:02 AM |
fairness-producer | $25.00 | 10/9/2012 6:00:21 AM |
courteous-dedication7 | $25.00 | 10/9/2012 6:15:54 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
650985
This series of Notes was issued and sold upon the funding of the borrower loan #76420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.23% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,776 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| jubilant-basis562 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating my Debt.
Purpose of loan:
This loan will be used to consolidate my debt and helping me move into a new apartment.
My financial situation:
I am a good candidate for this loan because... I have a high credit score, am responsible and understand the value of time. I am currently a fulltime employee in the entertainment industry which unfortunately does not pay very well for people just getting their foot in the door.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
octoberfresh | $25.00 | 10/10/2012 5:06:58 PM |
jazz619 | $25.00 | 10/10/2012 5:19:32 PM |
indomitable-coin | $25.00 | 10/10/2012 5:22:12 PM |
lionheart722 | $100.00 | 10/10/2012 5:03:54 PM |
kenji4861 | $25.00 | 10/10/2012 5:26:37 PM |
jedi053 | $100.00 | 10/10/2012 5:26:57 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:45 PM |
windguy | $50.00 | 10/10/2012 5:25:00 PM |
patriot897 | $25.00 | 10/10/2012 5:53:49 PM |
FortuneFund | $50.00 | 10/10/2012 5:27:35 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:54 PM |
neighborly-hope6 | $100.00 | 10/10/2012 6:25:04 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:19 PM |
0_0 | $25.00 | 10/10/2012 6:50:30 PM |
kind-durability-battalion | $35.00 | 10/10/2012 10:19:29 PM |
Guerrilla_Man | $25.00 | 10/11/2012 9:20:15 AM |
Surprises423 | $25.00 | 10/11/2012 9:58:25 AM |
broosky2 | $25.00 | 10/11/2012 9:00:09 AM |
Plutis | $25.00 | 10/11/2012 6:18:13 PM |
pthighs | $69.03 | 10/12/2012 1:14:34 PM |
houli123 | $50.00 | 10/12/2012 1:07:10 PM |
Winged_Inspirations | $25.00 | 10/12/2012 2:08:29 PM |
radareye2 | $25.00 | 10/12/2012 2:21:05 PM |
dollardave | $50.00 | 10/12/2012 4:36:55 PM |
velocity-solo | $25.00 | 10/12/2012 5:26:48 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:23 PM |
Jassi | $25.00 | 10/12/2012 5:36:53 PM |
brightest-return-widget | $25.00 | 10/12/2012 5:09:04 PM |
Castellan | $50.00 | 10/12/2012 5:17:50 PM |
compassionate-payment218 | $25.00 | 10/12/2012 5:05:33 PM |
worth-victor6 | $35.00 | 10/12/2012 5:20:03 PM |
lostontheedge | $25.00 | 10/12/2012 5:06:09 PM |
spirit07a | $100.00 | 10/12/2012 5:25:03 PM |
first-funds-palace | $25.00 | 10/12/2012 5:31:48 PM |
Sneezie | $100.00 | 10/12/2012 5:38:47 PM |
loyalty-hornet6 | $25.00 | 10/12/2012 5:27:09 PM |
Hogan55 | $10.86 | 10/12/2012 7:18:49 PM |
jpblan11 | $25.00 | 10/12/2012 5:57:55 PM |
shaps | $25.00 | 10/12/2012 5:38:31 PM |
mrsasman | $50.00 | 10/12/2012 5:46:52 PM |
Taxman44 | $25.00 | 10/12/2012 5:47:37 PM |
aasx1108 | $25.00 | 10/12/2012 5:52:51 PM |
keichi03 | $25.00 | 10/12/2012 7:03:39 PM |
Investoman | $25.00 | 10/12/2012 6:12:04 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:17 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:13 AM |
compassion-twister2 | $50.00 | 10/10/2012 5:24:32 PM |
imogen22 | $50.00 | 10/10/2012 5:13:05 PM |
Arvicco | $400.00 | 10/10/2012 5:25:59 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:45 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:18 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:47 PM |
silver-explorer6 | $25.00 | 10/10/2012 5:21:52 PM |
ingenious-point1 | $25.00 | 10/10/2012 5:25:39 PM |
green-discrete-rupee | $50.00 | 10/10/2012 5:47:58 PM |
repayment-chihuahua3 | $25.00 | 10/10/2012 5:16:37 PM |
ingenious-deal6 | $25.00 | 10/10/2012 6:24:05 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:44 PM |
Perdita_II | $25.00 | 10/10/2012 6:03:37 PM |
prudent-deal662 | $25.00 | 10/10/2012 6:40:55 PM |
obedient-payout0 | $25.00 | 10/10/2012 6:14:55 PM |
blot44 | $25.00 | 10/11/2012 6:04:49 AM |
Vegasjim | $25.00 | 10/10/2012 6:52:17 PM |
Tbone49 | $25.00 | 10/10/2012 7:44:10 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:41 AM |
andyb9 | $25.00 | 10/10/2012 7:36:55 PM |
bellaquito | $500.00 | 10/10/2012 7:37:32 PM |
blue-useful-auction | $25.00 | 10/11/2012 6:39:02 AM |
Ripsaw4U | $50.00 | 10/11/2012 10:05:58 AM |
Emgolda | $25.00 | 10/11/2012 9:09:11 AM |
excellent-funds649 | $50.00 | 10/11/2012 9:29:20 AM |
rmachi | $25.00 | 10/11/2012 10:18:09 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:08 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:34 PM |
bankojerry | $25.00 | 10/11/2012 4:16:25 PM |
BMerrick | $25.00 | 10/12/2012 6:42:30 AM |
Eric_Gagne | $25.00 | 10/12/2012 7:14:45 AM |
teamtiny | $25.00 | 10/12/2012 6:09:25 AM |
singletrck | $25.00 | 10/12/2012 8:09:37 AM |
california111 | $100.00 | 10/12/2012 10:03:30 AM |
D911ave | $50.00 | 10/12/2012 9:02:35 AM |
BHopkins | $25.00 | 10/12/2012 9:22:43 AM |
Jalebi | $50.00 | 10/12/2012 9:43:57 AM |
heatherwood | $25.00 | 10/12/2012 12:46:17 PM |
bent300 | $50.00 | 10/12/2012 1:00:55 PM |
Napoli_Lending | $120.00 | 10/12/2012 1:40:19 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:16 PM |
jcttjg | $25.00 | 10/12/2012 3:31:01 PM |
radforj22 | $25.00 | 10/12/2012 11:57:40 AM |
New-Brunswick-Investor | $25.00 | 10/12/2012 5:18:22 PM |
boola1010 | $50.00 | 10/12/2012 1:45:59 PM |
peace-fiesta7 | $25.00 | 10/12/2012 5:07:44 PM |
scholarly-benefit5 | $25.00 | 10/12/2012 5:12:44 PM |
prudent-dough458 | $25.00 | 10/12/2012 5:06:15 PM |
cropdust3r | $25.00 | 10/12/2012 5:21:35 PM |
miket71 | $30.00 | 10/12/2012 6:21:50 PM |
missgina | $25.00 | 10/12/2012 5:20:15 PM |
proper-agreement8 | $50.00 | 10/12/2012 5:45:21 PM |
courteous-auction748 | $25.00 | 10/12/2012 7:15:08 PM |
availableloan | $25.00 | 10/12/2012 5:53:45 PM |
hard-working-rate3 | $25.00 | 10/12/2012 5:30:56 PM |
pious-currency875 | $100.00 | 10/12/2012 5:36:29 PM |
ryan6853 | $25.11 | 10/12/2012 5:41:41 PM |
new-affluence-piledriver | $100.00 | 10/12/2012 6:11:27 PM |
rce1964 | $25.00 | 10/12/2012 5:51:18 PM |
mar97 | $25.00 | 10/12/2012 5:57:09 PM |
CoolPlexer | $25.00 | 10/12/2012 6:25:49 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
651013
This series of Notes was issued and sold upon the funding of the borrower loan #75987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 15
/
15 | Length of status: | 22y 1m |
Amount delinquent:
| $132 |
Total credit lines:
| 38 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,047 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-cargo5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...start an online business.
My financial situation:
I am a good candidate for this loan because...I have began working with a coaching team to insure a quick start-up.
Monthly net income: $3200.00
Monthly expenses: $2200.00
Housing: $800.00
Insurance: $200.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/8/2012 8:50:43 AM |
alexander-hamilton | $50.00 | 10/7/2012 12:06:03 PM |
zipemdown | $25.00 | 10/7/2012 12:30:00 PM |
etraboulay | $50.00 | 10/7/2012 12:45:11 PM |
BankofRon_IRA | $100.00 | 10/7/2012 12:48:36 PM |
power-chihuahua | $25.00 | 10/7/2012 12:28:02 PM |
let_me_retire | $50.00 | 10/7/2012 12:37:51 PM |
open-minded-p2p1 | $25.00 | 10/7/2012 1:31:32 PM |
52digital | $75.00 | 10/7/2012 1:27:23 PM |
tolerant-responsibility051 | $1,009.00 | 10/8/2012 11:38:18 AM |
bonafide-yield351 | $25.00 | 10/8/2012 5:00:08 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:28 PM |
money-baron | $100.00 | 10/8/2012 6:29:06 PM |
duty-viola | $35.00 | 10/8/2012 6:04:31 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:46 PM |
panegryst | $50.00 | 10/8/2012 6:49:10 PM |
top-responsibility-sage | $25.00 | 10/8/2012 6:18:37 PM |
careful-vigilance4 | $25.00 | 10/8/2012 6:13:58 PM |
balanced-treasure4 | $25.00 | 10/8/2012 8:08:28 PM |
scholarly-payment5 | $25.00 | 10/8/2012 9:45:07 PM |
RothySkynx | $25.00 | 10/8/2012 8:41:52 PM |
ore-leather | $25.00 | 10/9/2012 4:33:28 AM |
hope-hickory | $50.00 | 10/9/2012 6:34:02 AM |
wwwUniversal | $25.00 | 10/9/2012 10:30:23 AM |
note-admiral548 | $25.00 | 10/9/2012 11:04:59 AM |
floridass | $25.00 | 10/9/2012 10:08:07 AM |
raisingophelia | $22.66 | 10/9/2012 12:55:36 PM |
cp-family | $50.00 | 10/7/2012 12:03:56 PM |
pierrelasvegas | $25.00 | 10/7/2012 1:51:21 PM |
NorthernFunds | $50.00 | 10/7/2012 8:47:42 PM |
gold-missile6 | $25.00 | 10/8/2012 5:55:55 AM |
speedy-peso1 | $100.00 | 10/8/2012 9:47:55 AM |
Peleadona | $25.00 | 10/8/2012 11:51:11 AM |
speedy-point | $25.00 | 10/8/2012 11:11:34 AM |
progressive-economy261 | $500.00 | 10/8/2012 1:07:57 PM |
brainy-return234 | $25.00 | 10/8/2012 5:18:07 PM |
dedication-capo7 | $400.00 | 10/8/2012 3:59:53 PM |
desertoasis | $25.00 | 10/8/2012 4:13:44 PM |
networks4ever | $25.00 | 10/8/2012 6:38:22 PM |
Iamthewalrus | $25.00 | 10/8/2012 6:27:10 PM |
a-helping-hand | $200.00 | 10/8/2012 10:03:45 PM |
platinum-scientist9 | $25.00 | 10/8/2012 10:28:15 PM |
affluence-animal | $50.00 | 10/8/2012 9:06:36 PM |
muirheaj | $25.00 | 10/9/2012 6:47:41 AM |
lawrence_bacchus | $25.00 | 10/9/2012 6:25:21 AM |
suave-durability1 | $50.00 | 10/9/2012 9:19:29 AM |
sauropod | $25.00 | 10/9/2012 9:05:44 AM |
return-kung-fu2 | $33.34 | 10/9/2012 11:36:22 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:03 PM |
agreement-protector6 | $25.00 | 10/9/2012 11:01:34 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
651027
This series of Notes was issued and sold upon the funding of the borrower loan #76523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $226.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,681 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-burrito0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...payoff revolving debt
My financial situation: TD Bank
I am a good candidate for this loan because...always make payments on time and looking to better
Monthly net income: $2400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $300
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gentle-generosity822 | $25.00 | 10/13/2012 12:03:51 PM |
ethical-truth211 | $50.00 | 10/13/2012 12:29:58 PM |
luann199 | $25.00 | 10/13/2012 12:38:40 PM |
supreme-exchange547 | $25.00 | 10/13/2012 12:50:13 PM |
klippies | $25.00 | 10/13/2012 1:05:33 PM |
BankofRon_IRA | $100.00 | 10/13/2012 1:30:18 PM |
kfrench | $75.00 | 10/13/2012 1:35:33 PM |
community-burrito9 | $25.00 | 10/13/2012 2:24:39 PM |
whitegold24k | $50.00 | 10/13/2012 3:06:03 PM |
new-impeccable-coin | $31.00 | 10/13/2012 3:07:11 PM |
vigorous-payment6 | $25.00 | 10/13/2012 12:20:11 PM |
Jalebi | $50.00 | 10/13/2012 1:13:03 PM |
JeremyLinFan | $30.00 | 10/13/2012 1:35:56 PM |
octoberfresh | $25.00 | 10/13/2012 12:47:58 PM |
CincyTex | $25.00 | 10/14/2012 1:33:40 AM |
banker34 | $25.00 | 10/13/2012 4:42:45 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:25 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:40 PM |
fairness-symphony2 | $50.00 | 10/14/2012 2:25:12 PM |
chris-heretoinvest | $25.00 | 10/14/2012 12:09:14 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:24 AM |
elegant-loot | $50.00 | 10/14/2012 4:17:27 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:32:54 PM |
special-dinero553 | $25.00 | 10/15/2012 9:42:21 AM |
resolute-justice413 | $200.00 | 10/15/2012 9:41:11 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:31 AM |
shaps | $25.00 | 10/15/2012 10:25:48 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:07 PM |
pdub | $250.00 | 10/15/2012 5:06:23 PM |
missing-link | $25.00 | 10/15/2012 5:09:45 PM |
houli123 | $25.00 | 10/13/2012 12:42:08 PM |
riveting-credit5 | $25.00 | 10/13/2012 12:42:18 PM |
supreme-treasure8 | $100.00 | 10/13/2012 1:08:27 PM |
Dubbs360 | $200.00 | 10/13/2012 1:51:19 PM |
heerzaquestion | $25.00 | 10/13/2012 12:13:26 PM |
scarlet-velvet | $25.08 | 10/13/2012 5:58:32 PM |
community-seahorse0 | $25.00 | 10/13/2012 12:46:24 PM |
pierrelasvegas | $25.00 | 10/13/2012 1:52:11 PM |
best-bonafide-p2p | $25.00 | 10/13/2012 1:44:06 PM |
economy-coup | $100.00 | 10/13/2012 7:27:17 PM |
Mombo-5 | $50.00 | 10/14/2012 5:02:10 AM |
finder61 | $25.00 | 10/13/2012 7:00:39 PM |
asset-professor | $100.00 | 10/14/2012 6:30:33 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:54 PM |
helpful-fund7 | $94.34 | 10/15/2012 5:14:55 AM |
upbeat-investment9 | $50.00 | 10/14/2012 4:33:15 PM |
Detour11 | $25.00 | 10/14/2012 7:48:51 PM |
thehousewife | $25.00 | 10/15/2012 8:59:16 AM |
ore-achievement329 | $25.00 | 10/15/2012 9:37:02 AM |
etraboulay | $50.00 | 10/15/2012 10:13:37 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:53 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:41:45 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:03 AM |
botfolio | $300.00 | 10/15/2012 10:15:45 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:16 AM |
Weaverville | $25.00 | 10/15/2012 12:05:09 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:03 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:41 PM |
flo_rida | $100.00 | 10/15/2012 5:21:31 PM |
mschoenf | $100.00 | 10/15/2012 5:18:14 PM |
MI2 | $2,119.58 | 10/15/2012 5:39:15 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
651057
This series of Notes was issued and sold upon the funding of the borrower loan #76182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $631 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| generosity-satellite6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other-car repairs, medical bills
Purpose of loan: to get some work done on my vehicle and payoff medical bills and
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I work hard and am trying to establish a good credit record
Monthly net income: $1262
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $102
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $75-100
Clothing, household expenses: $45
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 10/10/2012 5:05:57 PM |
gentle-generosity822 | $25.00 | 10/10/2012 5:01:59 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:31 PM |
LeReve | $500.00 | 10/10/2012 5:27:05 PM |
vigorous-payment6 | $25.00 | 10/10/2012 5:45:19 PM |
mikrolown | $25.00 | 10/10/2012 5:13:51 PM |
resolute-justice413 | $200.00 | 10/10/2012 5:15:00 PM |
nickel-ferret | $25.00 | 10/10/2012 5:17:46 PM |
thrifty-generosity222 | $50.00 | 10/10/2012 5:36:58 PM |
silver-explorer6 | $25.00 | 10/10/2012 5:21:53 PM |
jedi053 | $100.00 | 10/10/2012 5:26:57 PM |
rzlender | $25.00 | 10/10/2012 6:07:22 PM |
noble-moola0 | $30.00 | 10/10/2012 5:59:13 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:48:32 PM |
whitegoldira | $150.00 | 10/10/2012 6:59:16 PM |
compoundinterest | $25.00 | 10/10/2012 6:39:50 PM |
bellaquito | $330.00 | 10/10/2012 7:05:47 PM |
community-seahorse0 | $25.00 | 10/10/2012 5:05:46 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:17 PM |
spark548 | $100.00 | 10/10/2012 5:06:14 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:02 PM |
majestic-note6 | $200.00 | 10/10/2012 5:22:35 PM |
compassion-twister2 | $50.00 | 10/10/2012 5:24:32 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:02:07 PM |
well-rounded-payout0 | $50.00 | 10/10/2012 5:52:58 PM |
zipemdown | $25.00 | 10/10/2012 5:39:00 PM |
BostonCapital | $100.00 | 10/10/2012 5:30:01 PM |
0_0 | $25.00 | 10/10/2012 6:34:36 PM |
selector568 | $290.00 | 10/10/2012 6:44:51 PM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 6:04:44 PM |
haplender | $50.00 | 10/10/2012 6:12:55 PM |
wise-deal-panda | $100.00 | 10/10/2012 6:15:41 PM |
jgar_O | $25.00 | 10/10/2012 6:46:46 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
651083
This series of Notes was issued and sold upon the funding of the borrower loan #76222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-08-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 39% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $42,558 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| alaskaviking |
Borrower's state:
| Alaska |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 40 ( 73% )
| 620-639 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 12
( 22% )
| 680-699
(Sep-2011)
660-679
(Oct-2010)
680-699
(Jul-2007)
|
Principal balance:
| $3,869.66 |
31+ days late:
| 3
( 5% )
|
Total payments billed:
| 55 | | |
Description
Home improvement Refinance
Purpose of loan:
This loan will be used to refinance a much higher interest loan due to an emergency home repair (major, major plumbing leak) not fully covered by insurance.
My financial situation:
I am a good candidate for this loan because I am in a full time, steady position with regular pay increases. I have a strong borrowing history with Prosper - often paying off loans early. I normally would have used my HELOC to cover these expenses but it's currently indefinitely frozen due to GMAC Mortgage's bankruptcy filing. The needed repairs took up most of my reserves and the loan covered the rest. Paying this loan off with it's ridiculous interest rate would allow me to rebuild my reserves at a much more rapid pace.
Monthly net income: $4950
Monthly expenses: $4700
Housing: $2000 (includes HOA dues, insurance etc.)
Insurance: $170 (car, life)
Car expenses: $650 (payment plus gas)
Utilities: $400 (in winter)
Phone, cable, internet: $290
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $700 (reduced by $200 even with the addition of the new Prosper loan payment)
Other expenses: $125 (prescriptions, doctor co-pays etc.)
Remainder goes into reserves.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $125.00 | 10/8/2012 5:04:16 PM |
LittleMingo | $30.00 | 10/8/2012 5:02:10 PM |
jazzlender | $25.00 | 10/8/2012 5:01:33 PM |
newest-currency-vibrato | $25.00 | 10/8/2012 5:01:38 PM |
312-Lender | $250.00 | 10/8/2012 5:12:50 PM |
MoneyForNothing | $25.40 | 10/8/2012 5:12:58 PM |
LendSoHardUniversity | $125.04 | 10/8/2012 5:00:48 PM |
speedy-peso1 | $100.00 | 10/8/2012 5:31:41 PM |
handy-justice | $50.00 | 10/8/2012 5:18:25 PM |
Splangy613 | $25.00 | 10/8/2012 5:33:45 PM |
cp-family | $50.00 | 10/8/2012 5:16:13 PM |
benevolent-loot5 | $158.00 | 10/8/2012 5:18:31 PM |
thrifty-capital | $28.00 | 10/8/2012 5:48:12 PM |
NorthernFunds | $50.00 | 10/8/2012 5:29:58 PM |
cr8on | $75.00 | 10/8/2012 5:38:27 PM |
money-baron | $100.00 | 10/8/2012 5:43:46 PM |
brightest-organized-balance | $25.00 | 10/8/2012 5:36:17 PM |
netg | $75.00 | 10/8/2012 5:45:53 PM |
promise2 | $25.00 | 10/8/2012 5:48:32 PM |
careful-vigilance4 | $25.00 | 10/8/2012 6:13:59 PM |
benjamins-explosion142 | $25.00 | 10/8/2012 6:16:25 PM |
ItsJustMe79 | $25.00 | 10/8/2012 5:58:02 PM |
Investor_DP | $200.00 | 10/8/2012 6:30:27 PM |
jhouman | $50.00 | 10/8/2012 6:31:57 PM |
wonderous-principal083 | $25.00 | 10/8/2012 6:02:34 PM |
best-listing-toro | $25.00 | 10/8/2012 5:59:35 PM |
spirit07a | $100.00 | 10/8/2012 6:18:43 PM |
responsibility-mountain1 | $25.00 | 10/8/2012 7:03:18 PM |
dukeiyer | $25.00 | 10/8/2012 6:06:38 PM |
melodious-openness | $183.12 | 10/8/2012 7:14:35 PM |
payout-harmony4 | $50.00 | 10/8/2012 6:08:50 PM |
BankofRon_IRA | $100.00 | 10/8/2012 6:09:21 PM |
52digital | $75.00 | 10/8/2012 6:11:19 PM |
american-investor | $25.00 | 10/8/2012 6:12:09 PM |
janeybooboo | $25.25 | 10/8/2012 6:37:58 PM |
top-responsibility-sage | $25.00 | 10/8/2012 6:18:39 PM |
vigorous-market5 | $200.00 | 10/8/2012 6:19:01 PM |
panegryst | $50.00 | 10/8/2012 6:49:12 PM |
mindful-generosity1 | $50.00 | 10/8/2012 6:29:01 PM |
Gobsek | $25.00 | 10/8/2012 6:42:11 PM |
withering-flounder | $75.00 | 10/8/2012 5:00:37 PM |
Dave0 | $25.00 | 10/8/2012 5:19:25 PM |
Comoparklender | $25.00 | 10/8/2012 5:23:23 PM |
trumpeter5 | $25.00 | 10/8/2012 5:01:11 PM |
Cookstersalibi | $25.00 | 10/8/2012 5:06:00 PM |
myutmost | $90.00 | 10/8/2012 5:06:35 PM |
pierrelasvegas | $25.00 | 10/8/2012 5:25:27 PM |
benjamins-rumbler | $50.00 | 10/8/2012 5:31:02 PM |
LightTheWay | $50.00 | 10/8/2012 5:52:02 PM |
top-p2p-jubilee | $40.89 | 10/8/2012 5:56:23 PM |
principal-cooker2 | $50.00 | 10/8/2012 5:28:27 PM |
amlu1988 | $25.00 | 10/8/2012 5:30:37 PM |
gothampark | $25.00 | 10/8/2012 5:40:45 PM |
first-balance-neutron | $25.00 | 10/8/2012 5:41:34 PM |
TheCount | $25.00 | 10/8/2012 5:43:12 PM |
moola-flag4 | $25.00 | 10/8/2012 5:44:23 PM |
melodious-fairness | $50.00 | 10/8/2012 5:44:28 PM |
Star_Witness | $25.00 | 10/8/2012 5:45:30 PM |
power-chihuahua | $25.00 | 10/8/2012 5:52:09 PM |
korby524 | $25.00 | 10/8/2012 6:02:46 PM |
duty-viola | $35.00 | 10/8/2012 6:04:33 PM |
zipemdown | $25.00 | 10/8/2012 6:37:04 PM |
Imaginos1892 | $50.00 | 10/8/2012 6:10:11 PM |
proper-exchange8 | $50.00 | 10/8/2012 6:01:51 PM |
cash-kin7 | $25.00 | 10/8/2012 6:01:56 PM |
moneylender25 | $25.00 | 10/8/2012 6:04:13 PM |
etraboulay | $50.00 | 10/8/2012 6:20:53 PM |
money-baron-Roth401k | $25.00 | 10/8/2012 6:29:34 PM |
bbt28 | $25.05 | 10/8/2012 6:13:59 PM |
interstellar | $75.00 | 10/8/2012 6:22:00 PM |
Iamthewalrus | $25.00 | 10/8/2012 6:27:11 PM |
eslteach | $59.25 | 10/8/2012 7:04:42 PM |
RGlad | $100.00 | 10/8/2012 7:12:11 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
651111
This series of Notes was issued and sold upon the funding of the borrower loan #76239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $241.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 33y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,045 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonafide-hope41 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
|
Principal balance:
| $11,903.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jedi053 | $100.00 | 10/9/2012 5:02:27 PM |
phenomenal-rate1 | $500.00 | 10/9/2012 5:12:02 PM |
Arvicco | $400.00 | 10/9/2012 5:29:36 PM |
special-dinero553 | $25.00 | 10/9/2012 5:19:54 PM |
suave-durability1 | $50.00 | 10/9/2012 5:20:27 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:43 PM |
Jassi | $25.00 | 10/9/2012 5:11:12 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:03 PM |
best-bonafide-p2p | $25.00 | 10/9/2012 5:22:31 PM |
CreditBuilder2 | $25.01 | 10/9/2012 5:56:09 PM |
kfrench | $75.00 | 10/9/2012 6:35:36 PM |
Cookstersalibi | $25.00 | 10/9/2012 5:43:12 PM |
boylezz | $25.00 | 10/9/2012 6:16:30 PM |
LoanerPrincipal | $25.00 | 10/9/2012 5:47:28 PM |
silver-explorer6 | $25.00 | 10/9/2012 5:56:56 PM |
Riccous | $100.00 | 10/9/2012 6:00:26 PM |
compoundinterest | $25.00 | 10/9/2012 6:00:37 PM |
compassion-twister2 | $50.00 | 10/9/2012 6:08:45 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:43 PM |
trade-surge3 | $25.00 | 10/10/2012 6:45:07 AM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:55 AM |
investment-comet | $25.00 | 10/10/2012 7:34:03 AM |
fantastic-bazaar2 | $50.00 | 10/10/2012 9:29:13 AM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:44 AM |
charming-exchange7 | $25.00 | 10/10/2012 9:15:58 AM |
EnglishGeekInNYC | $25.00 | 10/10/2012 9:18:21 AM |
kenji4861 | $25.00 | 10/10/2012 10:49:23 AM |
HappyToLoan | $35.00 | 10/10/2012 10:12:34 AM |
soular21804 | $25.00 | 10/10/2012 10:53:11 AM |
p2p-paradise | $25.00 | 10/10/2012 10:24:14 AM |
Harry | $100.00 | 10/10/2012 1:31:16 PM |
lekkerguy | $50.00 | 10/10/2012 1:09:46 PM |
Plutis | $25.00 | 10/10/2012 5:08:03 PM |
LaGrangeLender | $60.00 | 10/10/2012 6:40:57 PM |
Mr_Potter | $25.00 | 10/10/2012 7:01:57 PM |
blue-deal-mole | $100.00 | 10/11/2012 7:47:32 AM |
moola-accelerator6 | $25.00 | 10/10/2012 6:45:15 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:28 AM |
stylish-benjamins6 | $40.00 | 10/11/2012 7:19:15 AM |
Guiren | $100.00 | 10/11/2012 7:34:10 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:56 AM |
hard-working-rate3 | $25.00 | 10/11/2012 10:13:02 AM |
circuitfive | $25.00 | 10/11/2012 9:28:10 AM |
contract-bopper | $25.00 | 10/11/2012 10:04:29 AM |
etraboulay | $21.99 | 10/11/2012 10:58:23 AM |
responsibility-butterfly | $50.00 | 10/10/2012 7:53:05 AM |
moremax | $150.00 | 10/10/2012 12:15:54 PM |
phaded | $25.00 | 10/9/2012 5:12:19 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:14 PM |
imogen22 | $50.00 | 10/9/2012 5:17:38 PM |
nickel-ferret | $25.00 | 10/9/2012 5:21:50 PM |
prudent-dough458 | $25.00 | 10/9/2012 5:35:21 PM |
spirit07a | $100.00 | 10/9/2012 5:10:21 PM |
brandonm78 | $50.00 | 10/9/2012 5:47:54 PM |
cardminger | $25.00 | 10/9/2012 5:29:10 PM |
Emgolda | $25.00 | 10/9/2012 5:55:14 PM |
bright-idea11 | $25.00 | 10/9/2012 6:08:30 PM |
bazaar-tulip | $25.00 | 10/9/2012 5:27:31 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:06 PM |
indomitable-coin | $25.00 | 10/9/2012 5:59:26 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:27 PM |
Vegasjim | $25.00 | 10/9/2012 6:31:37 PM |
vines99 | $25.00 | 10/9/2012 11:39:05 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:20 AM |
loyalist1 | $200.00 | 10/10/2012 8:30:29 AM |
oskizzle | $25.00 | 10/10/2012 8:32:55 AM |
High-flyer | $25.00 | 10/10/2012 6:21:37 AM |
bold-riveting-social | $50.00 | 10/10/2012 9:04:43 AM |
ideal-platinum1 | $50.00 | 10/10/2012 8:01:07 AM |
velocityasaurus-rex4 | $100.00 | 10/10/2012 9:45:43 AM |
Sneezie | $64.00 | 10/10/2012 9:18:37 AM |
djh47a | $25.00 | 10/10/2012 9:36:02 AM |
green28 | $50.00 | 10/10/2012 9:59:01 AM |
hitsman | $50.00 | 10/10/2012 10:39:55 AM |
Eldoob | $25.00 | 10/10/2012 10:45:23 AM |
purposeful-durability8 | $100.00 | 10/10/2012 10:45:45 AM |
american6 | $50.00 | 10/10/2012 11:02:28 AM |
Queueball1 | $25.00 | 10/10/2012 10:02:14 AM |
CaptainBL | $25.00 | 10/10/2012 11:11:13 AM |
justreturns | $25.00 | 10/10/2012 10:15:21 AM |
HammerKnuckleLending | $25.00 | 10/10/2012 11:57:34 AM |
finance-coyote3 | $1,000.00 | 10/10/2012 12:04:04 PM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:40 AM |
USMC0311 | $25.00 | 10/10/2012 2:47:47 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:46 PM |
miket71 | $30.00 | 10/10/2012 5:10:11 PM |
SomebodysMom | $25.00 | 10/10/2012 1:13:14 PM |
california111 | $100.00 | 10/10/2012 1:16:33 PM |
andyb9 | $25.00 | 10/10/2012 7:36:54 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:44 PM |
finance_mba | $25.00 | 10/10/2012 6:31:53 PM |
p2ploan-hunter4 | $50.00 | 10/11/2012 5:09:57 AM |
lokiswolf | $25.00 | 10/11/2012 8:33:19 AM |
unforgettable-wealth4 | $50.00 | 10/11/2012 9:07:52 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:18 AM |
adir1 | $25.00 | 10/10/2012 10:51:10 PM |
AFairDeal | $25.00 | 10/11/2012 9:08:35 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:32 AM |
noble-moola0 | $30.00 | 10/11/2012 9:01:34 AM |
lagnisiruk | $25.00 | 10/11/2012 9:01:43 AM |
EtaDuck | $25.00 | 10/11/2012 10:04:40 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:24 AM |
LeReve | $411.00 | 10/11/2012 10:02:41 AM |
thrifty-transaction578 | $25.00 | 10/11/2012 10:20:43 AM |
Investoman | $25.00 | 10/11/2012 10:16:51 AM |
1800porsche | $25.00 | 10/11/2012 10:56:57 AM |
106 Investments
|
Borrower Payment Dependent Notes Series
651117
This series of Notes was issued and sold upon the funding of the borrower loan #75996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,047 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| speedy-yield4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off payments accumulated.
My financial situation: Good
I am a good candidate for this loan because...
Make salary pay and always know what my pay structure will be.
Monthly net income: $4939.00
Monthly expenses: $800.00
Housing: $678.00
Insurance: $60.00
Car expenses: $503.00
Utilities: $250.00
Phone, cable, internet: $125.00
Food, entertainment: $400.00 (included in monthly expenses)
Clothing, household expenses: $$200.00 (included in montly expenses)
Credit cards and other loans: $400.00
Other expenses: $
0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $1,250.00 | 10/11/2012 5:00:28 PM |
DevinHill | $25.00 | 10/11/2012 5:21:06 PM |
Wangchuk | $25.01 | 10/11/2012 5:03:25 PM |
transparent-loot6 | $25.00 | 10/11/2012 5:08:40 PM |
Bad_Debt | $25.00 | 10/11/2012 5:10:53 PM |
BankofRon_IRA | $100.00 | 10/11/2012 5:17:13 PM |
alexander-hamilton | $50.00 | 10/11/2012 5:26:06 PM |
careful-vigilance4 | $25.00 | 10/11/2012 5:31:42 PM |
scoobiedoo | $40.01 | 10/11/2012 5:18:47 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:15 PM |
vutah | $25.00 | 10/11/2012 5:14:23 PM |
Bob450 | $25.00 | 10/11/2012 5:15:08 PM |
asset-professor | $25.00 | 10/11/2012 5:31:28 PM |
community-burrito9 | $35.00 | 10/11/2012 5:34:13 PM |
cr8on | $75.00 | 10/11/2012 5:02:11 PM |
ferocious-kindness8 | $30.00 | 10/11/2012 5:03:06 PM |
principal-dreams9 | $25.00 | 10/11/2012 5:03:25 PM |
wonder3 | $25.00 | 10/11/2012 5:01:35 PM |
Beast_Mode_Money | $25.00 | 10/11/2012 5:19:45 PM |
NickelSteamroller | $31.00 | 10/11/2012 5:20:28 PM |
calmfunds | $2,000.00 | 10/11/2012 5:12:01 PM |
zipemdown | $25.00 | 10/11/2012 5:14:06 PM |
power-chihuahua | $25.00 | 10/11/2012 5:15:23 PM |
cardminger | $25.00 | 10/11/2012 5:35:27 PM |
84928429 | $50.00 | 10/11/2012 5:35:46 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
651221
This series of Notes was issued and sold upon the funding of the borrower loan #76098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 52% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,597 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elevator437 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...I always pay my debt and have enough income to make payment and am expecting a large commission in the near future.
Monthly net income: $3000
Monthly expenses:
Housing: $1100
Insurance: $
Car expenses: $160
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $25.00 | 10/9/2012 9:11:10 AM |
enriched-return057 | $50.00 | 10/9/2012 9:05:14 AM |
greencat | $50.00 | 10/9/2012 9:08:06 AM |
cardminger | $25.00 | 10/9/2012 9:31:29 AM |
liberty-tostada7 | $50.00 | 10/9/2012 9:39:30 AM |
klippies | $25.00 | 10/9/2012 9:24:10 AM |
lovely-currency3 | $50.00 | 10/9/2012 9:25:36 AM |
vines99 | $25.00 | 10/9/2012 10:33:43 AM |
Joyflyer | $25.00 | 10/9/2012 1:30:43 PM |
dollardave | $50.00 | 10/9/2012 2:14:17 PM |
roadroamer | $50.00 | 10/9/2012 3:41:26 PM |
businessbroker101 | $25.00 | 10/9/2012 5:06:05 PM |
spirit07a | $100.00 | 10/9/2012 5:10:19 PM |
Cory79 | $25.00 | 10/9/2012 4:19:41 PM |
speedy-peso1 | $100.00 | 10/9/2012 5:25:36 PM |
natural-liberty4 | $200.00 | 10/9/2012 5:27:35 PM |
durability-seahorse7 | $50.00 | 10/9/2012 5:24:45 PM |
worthy-bid8 | $100.00 | 10/9/2012 5:29:18 PM |
diplomatic-wealth7 | $25.00 | 10/9/2012 6:19:25 PM |
duty-viola | $35.00 | 10/9/2012 6:14:44 PM |
jonathan10s | $25.00 | 10/9/2012 7:46:41 PM |
thorough-duty641 | $25.00 | 10/9/2012 6:39:39 PM |
favorite-commerce | $50.00 | 10/9/2012 6:44:58 PM |
Numbat77 | $25.00 | 10/9/2012 7:12:33 PM |
evilkats | $50.00 | 10/9/2012 7:29:42 PM |
queentut | $25.00 | 10/9/2012 9:05:54 PM |
cwe424 | $25.00 | 10/10/2012 6:57:23 AM |
paytonbrigadier | $250.00 | 10/10/2012 5:00:35 AM |
Laxa | $2.44 | 10/10/2012 7:50:38 AM |
responsibility-butterfly | $50.00 | 10/9/2012 10:30:54 AM |
refresher211 | $100.00 | 10/9/2012 9:16:31 AM |
open-minded-p2p1 | $25.00 | 10/9/2012 11:12:04 AM |
impeccable-wampum8 | $52.66 | 10/9/2012 2:25:10 PM |
money-baron | $100.00 | 10/9/2012 10:00:20 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:19 PM |
Peleadona | $25.00 | 10/9/2012 10:27:54 AM |
ltschetter | $25.00 | 10/9/2012 12:48:47 PM |
RufusGreyhound | $25.00 | 10/9/2012 4:50:22 PM |
let_me_retire | $75.00 | 10/9/2012 1:46:40 PM |
melodious-openness | $200.00 | 10/9/2012 4:55:48 PM |
melodious-openness | $213.27 | 10/9/2012 5:00:58 PM |
joey1011 | $25.00 | 10/9/2012 11:55:49 AM |
skythex | $35.56 | 10/9/2012 2:01:07 PM |
Mr_Katana | $25.00 | 10/9/2012 2:06:43 PM |
dirkiebush | $100.00 | 10/9/2012 3:57:36 PM |
ferdberfel | $25.00 | 10/9/2012 4:06:01 PM |
spark548 | $100.00 | 10/9/2012 5:13:43 PM |
NickelSteamroller | $35.00 | 10/9/2012 5:44:31 PM |
banker34 | $25.00 | 10/9/2012 5:50:50 PM |
karpman3 | $50.00 | 10/9/2012 7:44:36 PM |
duty-admiral | $41.00 | 10/9/2012 6:02:35 PM |
azazle | $50.00 | 10/10/2012 12:27:02 AM |
cp-family | $50.00 | 10/9/2012 6:17:44 PM |
skockie | $100.00 | 10/10/2012 7:35:42 AM |
quest0 | $30.07 | 10/10/2012 7:46:44 AM |
klend4 | $25.00 | 10/10/2012 3:25:35 AM |
JohnWS | $25.00 | 10/9/2012 8:00:43 PM |
p2ploan-flag5 | $50.00 | 10/9/2012 8:45:18 PM |
YampaQuant | $25.00 | 10/10/2012 6:41:22 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:10 AM |
fervent-commerce | $180.00 | 10/10/2012 6:51:49 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
651227
This series of Notes was issued and sold upon the funding of the borrower loan #76364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $70.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.17% | | |
| |
Estimated return*:
| 8.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $333 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-camaraderi491 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2,000
Monthly expenses: $
Housing: $
Insurance: $100
Car expenses: $350
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 10/9/2012 9:01:39 AM |
phenomenal-rate1 | $500.00 | 10/9/2012 9:03:12 AM |
100units | $200.00 | 10/9/2012 9:08:50 AM |
affluence-microscope2 | $200.00 | 10/9/2012 9:02:18 AM |
abundanceforever | $52.50 | 10/9/2012 9:11:35 AM |
resolute-justice413 | $200.00 | 10/9/2012 9:12:06 AM |
klemer | $25.00 | 10/9/2012 9:04:45 AM |
zassociate | $200.00 | 10/9/2012 9:08:34 AM |
hope-percolator8 | $50.00 | 10/9/2012 9:09:34 AM |
order-tamale | $400.00 | 10/9/2012 9:01:58 AM |
maldok1 | $25.00 | 10/9/2012 9:06:20 AM |
transparency-sapling | $25.00 | 10/9/2012 9:09:48 AM |
Pasagam | $50.00 | 10/9/2012 9:02:16 AM |
j2ee | $50.00 | 10/9/2012 9:04:02 AM |
adaptable-benefit6 | $25.00 | 10/9/2012 9:05:20 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
651343
This series of Notes was issued and sold upon the funding of the borrower loan #76534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $426.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,246 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-sycamore8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finishing Up A Renovation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I earn 86.5K a year and have been at my current position for 2 years. I'm looking to remodel my apartment. I'm a great investment and will likely pay the loan back than will be given to me.
Monthly net income: 4,838
Monthly expenses: $
Housing: $1430
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $1000
Clothing, household expenses: $400
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $500.00 | 10/15/2012 5:05:07 PM |
cr8on | $75.00 | 10/15/2012 5:05:16 PM |
oracle3 | $50.00 | 10/15/2012 5:05:45 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:06:01 PM |
knowledgeable-silver6 | $25.00 | 10/15/2012 5:00:44 PM |
green-trade-dolphin | $31.46 | 10/15/2012 5:02:55 PM |
worth-blanket2 | $10,800.00 | 10/15/2012 5:03:21 PM |
order-tamale | $400.00 | 10/15/2012 5:03:21 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
651533
This series of Notes was issued and sold upon the funding of the borrower loan #76646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 10.77% |
Borrower rate/APR:
| 11.77% / 17.49% |
Monthly payment:
| $1,331.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.19% | | |
| |
Estimated return*:
| 4.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $681,968 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friendly-ore822 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home and Business
Purpose of loan:
This loan will be used to pay for general home and business operating and living costs including taxes, financing expense, accounting, transportation, insurance, repairs and improvements. I have selected the fastest payoff becuase this loan will be a short term bridge.
My financial situation:
I am a good candidate for this loan because I have the ability to repay the loan according the terms. Why will I meet my obligation? 1) It is the right thing to do, and I take my obligations seriously as can be seen in my 25 years of debt service including as a homeowner for 20 years 2) I have significant home finance debt which resets annually and I would like to refinance for a longer period at historic low rates. However, I must correct the mistakes in my credit report (see below) and protect my credit report by meeting all obligations on time. The cost of not meeting all obligations on my $15,000 loan would cost many multiples of that in other financing. The short bridge will allow me to meet some immediate obligations in order to accomplish those goals.
I would complete my home refinancing now, but I need a bridge during which time I would correct some errors in my credit report. The most obvious error to someone reviewing the report is Wachovia/Wells Fargo have several loans in the report when in fact there were loans that were refinanced with the same bank and therefore, at closing the new loan proceeds paid in full the old loans. However, the merging banks and their integrating back office systems kept the old loans on the books. In each case they indicate 120 days late and also paid as agreed. The error is the most problematic on my report, and the correction should improve my credit score significantly.
I generate income from my employment sufficient to meet my monthly obligations.
Monthly net income: $73,333
Monthly expenses: $30,000
Housing: $13,500
Insurance: $1,000
Car expenses: $600
Utilities: $800
Phone, cable, internet: $400
Food, entertainment: $2,800
Clothing, household expenses: $900
Credit cards and other loans: $3,400
Other expenses: $750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-willow8 | $25.00 | 10/9/2012 5:11:58 PM |
Arvicco | $400.00 | 10/9/2012 5:29:53 PM |
zassociate | $57.00 | 10/9/2012 5:16:04 PM |
FortuneFund | $50.00 | 10/9/2012 5:55:07 PM |
intuitive-benefit3 | $100.00 | 10/9/2012 5:33:44 PM |
punctual-contract256 | $25.00 | 10/9/2012 5:44:47 PM |
versatile-dime442 | $250.00 | 10/9/2012 5:25:48 PM |
repayment-chihuahua3 | $25.00 | 10/9/2012 5:27:04 PM |
LeReve | $500.00 | 10/9/2012 5:30:43 PM |
gentle-generosity822 | $25.00 | 10/9/2012 6:32:43 PM |
openness-cosmos9 | $50.00 | 10/9/2012 5:34:44 PM |
vigman777 | $25.00 | 10/9/2012 8:55:54 PM |
vigorous-payment6 | $25.00 | 10/9/2012 6:00:28 PM |
Rivervale_Westwood | $25.00 | 10/9/2012 6:11:27 PM |
unbelievable-diversification8 | $25.00 | 10/9/2012 6:16:52 PM |
urbane-income7 | $25.00 | 10/9/2012 6:19:27 PM |
ideomorph | $25.00 | 10/9/2012 7:52:58 PM |
Vegasjim | $25.00 | 10/9/2012 6:31:38 PM |
johnyv40 | $25.00 | 10/10/2012 2:50:08 AM |
trumpeter7 | $100.00 | 10/10/2012 8:53:23 AM |
a-finance-nirvana | $25.00 | 10/10/2012 10:11:15 AM |
DreisersFinancier | $50.00 | 10/10/2012 10:16:16 AM |
first-economy-spectacle | $25.00 | 10/10/2012 11:37:06 AM |
healthy-peace427 | $100.00 | 10/10/2012 10:19:26 AM |
continuum42 | $100.00 | 10/10/2012 12:40:23 PM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:40 AM |
listing-vista | $50.00 | 10/10/2012 3:10:21 PM |
money-tsunami | $50.00 | 10/10/2012 3:34:02 PM |
new-transparent-bazaar | $25.00 | 10/10/2012 1:58:01 PM |
deal-selector5 | $25.00 | 10/10/2012 3:03:01 PM |
elfincove | $25.00 | 10/10/2012 3:57:25 PM |
Investoman | $25.00 | 10/10/2012 5:09:33 PM |
mrmopar | $25.00 | 10/10/2012 5:10:03 PM |
HamachiMan | $50.00 | 10/10/2012 5:03:32 PM |
nodebtin3 | $100.00 | 10/10/2012 5:07:18 PM |
casserole9 | $35.00 | 10/10/2012 5:08:08 PM |
auction-sage | $100.00 | 10/10/2012 5:20:12 PM |
rescue | $100.00 | 10/10/2012 5:12:17 PM |
Ducatiman1978 | $25.00 | 10/10/2012 5:01:21 PM |
bnlforever | $25.00 | 10/10/2012 5:01:40 PM |
unrelenting-auction7 | $25.00 | 10/10/2012 5:02:24 PM |
commitment-neutron1 | $200.00 | 10/10/2012 5:02:28 PM |
ladybird1 | $30.00 | 10/10/2012 5:15:56 PM |
skuba | $75.00 | 10/10/2012 5:30:12 PM |
enthusiastic-point | $25.00 | 10/10/2012 5:18:16 PM |
bazaar-tulip | $25.00 | 10/10/2012 5:18:42 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:17 PM |
bid-czar8 | $100.00 | 10/10/2012 5:27:43 PM |
wetlands | $200.00 | 10/10/2012 5:19:01 PM |
notupdated | $25.00 | 10/10/2012 5:22:25 PM |
inspired-investment8 | $51.00 | 10/10/2012 5:24:37 PM |
responsibility-butterfly | $50.00 | 10/10/2012 7:53:06 AM |
shiny-peso1 | $45.00 | 10/9/2012 5:17:52 PM |
affluence-kingdom9 | $100.00 | 10/9/2012 5:41:41 PM |
lionheart722 | $100.00 | 10/9/2012 5:13:15 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:28 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:49 PM |
wealth-funkmaster8 | $55.00 | 10/9/2012 5:17:43 PM |
haplender | $50.00 | 10/9/2012 5:44:22 PM |
compassion-twister2 | $50.00 | 10/9/2012 6:08:46 PM |
UncleBuffett | $50.00 | 10/9/2012 6:09:43 PM |
bonus-demon | $50.00 | 10/9/2012 6:41:02 PM |
agbullet55443 | $200.00 | 10/9/2012 10:11:09 PM |
jamiee73 | $25.00 | 10/9/2012 6:02:20 PM |
fmanjoo | $25.00 | 10/9/2012 6:21:59 PM |
_NaLNaBB | $200.00 | 10/9/2012 9:41:18 PM |
progressive-economy261 | $500.00 | 10/10/2012 7:46:45 AM |
Kunakiku | $50.00 | 10/10/2012 8:45:43 AM |
community-seahorse0 | $25.00 | 10/10/2012 5:19:55 AM |
GTMoneyMan | $25.00 | 10/10/2012 5:31:08 AM |
HereToHelp305 | $57.00 | 10/9/2012 11:23:27 PM |
A4 | $25.00 | 10/10/2012 9:09:47 AM |
thankful-nickel2 | $50.00 | 10/10/2012 7:23:41 AM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:20 AM |
Weaverville | $25.00 | 10/10/2012 9:07:50 AM |
jedi053 | $100.00 | 10/10/2012 9:26:29 AM |
fund-blackberry6 | $25.00 | 10/10/2012 9:53:19 AM |
note-willow8 | $25.00 | 10/10/2012 10:25:24 AM |
green28 | $50.00 | 10/10/2012 9:59:02 AM |
american6 | $50.00 | 10/10/2012 11:02:28 AM |
bazaar-tiramisu4 | $25.00 | 10/10/2012 11:04:25 AM |
UltimateWill | $25.00 | 10/10/2012 11:27:40 AM |
lekkerguy | $50.00 | 10/10/2012 1:09:46 PM |
wealth-prodigy1 | $300.00 | 10/10/2012 1:41:40 PM |
Relaxo | $500.00 | 10/10/2012 2:28:38 PM |
urbane-moola4 | $25.00 | 10/10/2012 11:02:57 AM |
wayman | $25.00 | 10/10/2012 5:03:01 PM |
payout-crescendo9 | $376.00 | 10/10/2012 5:05:32 PM |
progressive-power9 | $30.00 | 10/10/2012 4:08:47 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:30 PM |
Kyne | $200.00 | 10/10/2012 4:09:39 PM |
Harry | $100.00 | 10/10/2012 1:31:16 PM |
Splangy613 | $25.00 | 10/10/2012 5:05:00 PM |
Index_Plus | $5,000.00 | 10/10/2012 2:24:46 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:46 PM |
compoundinterest | $25.00 | 10/10/2012 5:19:14 PM |
LODenterprises | $26.00 | 10/10/2012 3:41:15 PM |
nimcha | $50.00 | 10/10/2012 4:34:48 PM |
coin-gusto | $150.00 | 10/10/2012 4:49:45 PM |
emphatic-responsibility | $50.00 | 10/10/2012 5:23:55 PM |
loyalty-sherpa | $25.00 | 10/10/2012 5:15:10 PM |
richmondcowboy | $25.00 | 10/10/2012 5:06:06 PM |
commerce-gargantuan2 | $50.00 | 10/10/2012 5:17:20 PM |
marketplace-cello5 | $25.00 | 10/10/2012 5:06:18 PM |
Nickle-Back | $30.00 | 10/10/2012 5:06:25 PM |
durability-seahorse7 | $50.00 | 10/10/2012 5:07:42 PM |
trustism | $25.00 | 10/10/2012 5:07:53 PM |
greenback-investor7 | $97.00 | 10/10/2012 5:20:01 PM |
Tradesmanlender | $25.00 | 10/10/2012 5:12:45 PM |
cash-reaction2 | $25.00 | 10/10/2012 5:13:09 PM |
benefit-prescription6 | $59.00 | 10/10/2012 5:27:07 PM |
euro-xylophone | $25.00 | 10/10/2012 5:27:40 PM |
principal-trident | $25.00 | 10/10/2012 5:22:06 PM |
friendly-gold | $25.00 | 10/10/2012 5:24:18 PM |
Dave0 | $25.00 | 10/10/2012 5:26:02 PM |
MI2 | $1,337.00 | 10/10/2012 5:33:54 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
651539
This series of Notes was issued and sold upon the funding of the borrower loan #76338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,142 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-wingding |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase shares.
My financial situation:
I am a good candidate for this loan because I would like to have ownership in a company that I have been working with for over 12 years.
Monthly net income: $4766.00
Monthly expenses: $3845.00
Housing: $1670.00
Insurance: $125.00
Car expenses: $700.00
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: 800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/16/2012 5:24:33 PM |
green-trade-dolphin | $36.13 | 10/16/2012 5:02:16 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:06:06 PM |
soarmore | $25.00 | 10/16/2012 5:12:46 PM |
sentimental-commerce4 | $250.00 | 10/16/2012 5:14:02 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:34 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:22 PM |
reduce_US_govt_debt | $35.00 | 10/16/2012 5:17:46 PM |
Dubbs360 | $200.00 | 10/16/2012 5:43:01 PM |
best-bonafide-p2p | $25.00 | 10/16/2012 5:24:10 PM |
versatile-dime442 | $82.00 | 10/16/2012 5:21:20 PM |
kila-designer | $349.00 | 10/16/2012 5:21:56 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:38 PM |
octoberfresh | $25.00 | 10/16/2012 6:03:57 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:43 PM |
urbane-income7 | $25.00 | 10/16/2012 5:48:46 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:46 PM |
mikrolown | $25.00 | 10/16/2012 5:54:34 PM |
mikeandcat | $50.00 | 10/17/2012 4:40:20 AM |
Beast_Mode_Money | $25.00 | 10/17/2012 6:25:29 AM |
gravbox | $25.00 | 10/16/2012 6:24:50 PM |
income-cocktail3 | $25.00 | 10/16/2012 8:49:23 PM |
jwill2172 | $50.00 | 10/17/2012 9:01:07 AM |
credit-adventurer313 | $50.00 | 10/17/2012 3:44:54 AM |
fund-medalist171 | $50.00 | 10/17/2012 4:09:33 AM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:45 AM |
cash-spinner | $25.00 | 10/17/2012 5:39:35 AM |
owhite2000 | $25.00 | 10/17/2012 6:14:33 AM |
RedmondMan | $25.00 | 10/17/2012 6:28:06 AM |
bob450-roth | $25.00 | 10/17/2012 8:29:54 AM |
real-return2 | $26.00 | 10/17/2012 9:09:42 AM |
mtb_investing | $25.00 | 10/17/2012 8:01:23 AM |
Bob450 | $25.00 | 10/17/2012 8:44:38 AM |
transaction-puppy6 | $25.00 | 10/17/2012 10:51:51 AM |
UT-Longhorn | $25.00 | 10/17/2012 8:52:05 AM |
loyalty-czar | $34.51 | 10/17/2012 11:20:39 AM |
CSAworker | $25.00 | 10/17/2012 10:04:07 AM |
supersam | $50.00 | 10/16/2012 5:05:12 PM |
RGlad | $100.00 | 10/16/2012 5:07:37 PM |
FortuneFund | $200.00 | 10/16/2012 5:09:00 PM |
LeReve | $500.00 | 10/16/2012 5:24:18 PM |
PThor | $25.00 | 10/16/2012 5:25:56 PM |
integrity-reactor4 | $100.00 | 10/16/2012 5:28:23 PM |
mschoenf | $100.00 | 10/16/2012 5:16:57 PM |
Focus-on-tommorow | $25.00 | 10/16/2012 5:41:25 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:20 PM |
commerce-zebra3 | $25.00 | 10/16/2012 5:25:22 PM |
FortuneFundII | $200.00 | 10/16/2012 6:03:22 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:03 PM |
dariop | $25.01 | 10/16/2012 5:36:02 PM |
the-brilliant-currency | $25.00 | 10/16/2012 5:53:17 PM |
cash-mad-scientist3 | $25.00 | 10/16/2012 5:42:34 PM |
EL_Papin | $25.00 | 10/16/2012 6:48:02 PM |
napmanger | $100.00 | 10/16/2012 9:56:17 PM |
income-triangulation1 | $25.00 | 10/17/2012 2:02:27 AM |
heerzaquestion | $35.00 | 10/17/2012 4:30:56 AM |
kendigme | $25.00 | 10/17/2012 3:07:22 AM |
hopeful_lender | $100.00 | 10/17/2012 7:03:53 AM |
red-enchanted-power | $25.66 | 10/17/2012 7:34:45 AM |
Christophe | $25.00 | 10/17/2012 7:47:16 AM |
blue-unrelenting-rupee | $25.00 | 10/17/2012 8:17:37 AM |
real-return | $26.00 | 10/17/2012 9:03:08 AM |
decisive-income7 | $500.00 | 10/17/2012 8:08:03 AM |
triguy | $500.00 | 10/17/2012 10:27:50 AM |
decisive-income7 | $500.00 | 10/17/2012 9:27:34 AM |
davechris870 | $50.00 | 10/17/2012 11:27:05 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:54 AM |
tolerant-responsibility051 | $2,500.00 | 10/17/2012 11:54:34 AM |
leverage-monger | $25.00 | 10/17/2012 9:12:00 AM |
silver-saber | $65.49 | 10/17/2012 12:08:35 PM |
glimmering-liberty616 | $25.00 | 10/17/2012 9:26:22 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:30 AM |
Ellendra | $25.00 | 10/17/2012 10:24:06 AM |
Abece | $195.20 | 10/17/2012 10:38:35 AM |
treasure-bliss | $100.00 | 10/17/2012 11:09:06 AM |
credit-dandelion148 | $200.00 | 10/17/2012 10:47:23 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
651543
This series of Notes was issued and sold upon the funding of the borrower loan #76116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $188.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,930 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transaction-apple |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
740-759
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 10/9/2012 5:06:57 PM |
kindness-fanatic | $25.00 | 10/9/2012 5:03:32 PM |
RGlad | $200.00 | 10/9/2012 5:03:35 PM |
historic-value7 | $90.78 | 10/9/2012 5:07:09 PM |
wonder3 | $30.00 | 10/9/2012 5:04:03 PM |
RLaumeyer | $70.22 | 10/9/2012 5:03:58 PM |
312-Lender | $100.00 | 10/9/2012 5:04:35 PM |
worth-blanket2 | $6,300.00 | 10/9/2012 5:06:27 PM |
Whipster | $60.00 | 10/9/2012 5:04:04 PM |
sweety075 | $25.00 | 10/9/2012 5:04:37 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
651647
This series of Notes was issued and sold upon the funding of the borrower loan #76176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 22.69% |
Monthly payment:
| $399.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.13% | | |
| |
Estimated return*:
| 12.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,649 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-farm4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
global-invest-group | $25.00 | 10/9/2012 5:02:39 PM |
revenue-tamer3 | $25.00 | 10/9/2012 5:08:04 PM |
113121 | $375.00 | 10/9/2012 5:10:18 PM |
worth-blanket2 | $13,500.00 | 10/9/2012 5:04:22 PM |
RGlad | $300.00 | 10/9/2012 5:04:45 PM |
first-class-gold0 | $200.00 | 10/9/2012 5:05:13 PM |
historic-value7 | $200.00 | 10/9/2012 5:05:49 PM |
idol78 | $25.00 | 10/9/2012 5:08:23 PM |
azazle | $50.00 | 10/9/2012 5:09:06 PM |
integrity-reactor4 | $100.00 | 10/9/2012 5:02:45 PM |
historic-value7 | $200.00 | 10/9/2012 5:06:36 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
651649
This series of Notes was issued and sold upon the funding of the borrower loan #76439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,298 | |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-circuitry5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Between-Jobs Emergency Funds
Purpose of loan:
This loan will be used to pay relocation and auto repair expenses charged to my credit card.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I am just between jobs at the moment - I'm actually leaving today to return to my contract support job overseas - and I need to make a couple large credit card payments before my paychecks start coming in regularly again.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/9/2012 10:30:49 AM |
newest-currency-vibrato | $30.00 | 10/8/2012 5:09:02 PM |
mrxtravis | $25.00 | 10/8/2012 6:35:16 PM |
Skynxhunt | $25.00 | 10/8/2012 8:50:24 PM |
ultimate-peace | $250.00 | 10/9/2012 8:53:24 AM |
Dubbs360 | $200.00 | 10/9/2012 12:26:12 PM |
diplomatic-wealth7 | $25.00 | 10/9/2012 6:19:25 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:07 AM |
gain-expert | $28.00 | 10/10/2012 2:02:39 PM |
myduck | $30.00 | 10/10/2012 3:40:20 PM |
bid-catalyst0 | $100.00 | 10/10/2012 4:22:23 PM |
SkepticalBen | $50.00 | 10/10/2012 1:45:34 PM |
dollar-idol7 | $25.00 | 10/10/2012 4:12:08 PM |
investment-cluster | $25.00 | 10/10/2012 4:22:59 PM |
california111 | $100.00 | 10/10/2012 1:16:28 PM |
Rostov | $25.00 | 10/10/2012 1:43:52 PM |
durability-seahorse7 | $50.00 | 10/10/2012 5:07:42 PM |
JGENERAL | $25.00 | 10/10/2012 3:50:55 PM |
spark548 | $100.00 | 10/10/2012 5:06:34 PM |
Zingaro | $25.00 | 10/8/2012 5:43:26 PM |
let_me_retire | $25.00 | 10/8/2012 6:56:14 PM |
worthy-bid8 | $100.00 | 10/9/2012 5:29:17 PM |
fervent-commerce | $36.00 | 10/10/2012 7:02:56 AM |
Weaverville | $25.00 | 10/10/2012 9:07:36 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:34 AM |
steady-fairness761 | $50.00 | 10/10/2012 1:55:57 PM |
open-dough6 | $25.00 | 10/10/2012 3:42:50 PM |
907 | $25.00 | 10/10/2012 3:16:24 PM |
KgBsUcKa | $25.00 | 10/10/2012 4:42:48 PM |
BARNAPAS | $26.00 | 10/10/2012 5:14:11 PM |
green-trade-wildcat | $25.00 | 10/10/2012 3:11:31 PM |
yons88 | $25.00 | 10/10/2012 3:30:18 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
651673
This series of Notes was issued and sold upon the funding of the borrower loan #76161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,948.64 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-09-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $297.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 46% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,691 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-violin7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
740-759
(Jun-2011)
|
Principal balance:
| $14,051.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because although i just moved to a new law firm, I have been in the legal industry for more than 15 years.
Monthly net income: $ 4600
Monthly expenses: $ 800
Housing: $ 1000
Insurance: $ 130
Car expenses: $ paid
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/9/2012 9:04:39 AM |
Bob450 | $25.00 | 10/9/2012 9:04:43 AM |
Mountain-Lion-IRA1 | $40.00 | 10/9/2012 9:05:22 AM |
supreme-treasure8 | $100.00 | 10/9/2012 9:06:01 AM |
worth-blanket2 | $9,854.00 | 10/9/2012 9:03:22 AM |
spark548 | $100.00 | 10/9/2012 9:04:35 AM |
community-burrito9 | $35.00 | 10/9/2012 9:08:36 AM |
bazaar-tulip | $25.00 | 10/9/2012 9:01:40 AM |
scholarly-order6 | $75.00 | 10/9/2012 9:02:09 AM |
bewitching-dollar5 | $100.00 | 10/9/2012 9:02:37 AM |
_NaLNaBB | $150.00 | 10/9/2012 9:10:48 AM |
thrilling-fund427 | $50.00 | 10/9/2012 9:05:18 AM |
adaptable-benefit6 | $25.00 | 10/9/2012 9:05:21 AM |
maldok1 | $25.00 | 10/9/2012 9:06:21 AM |
jbeckrj | $30.00 | 10/9/2012 9:10:26 AM |
asset-portait013 | $100.00 | 10/9/2012 9:12:47 AM |
Asgardian | $25.00 | 10/9/2012 9:01:51 AM |
MoneyForNothing | $25.15 | 10/9/2012 9:05:34 AM |
brandonm78 | $50.00 | 10/9/2012 9:09:10 AM |
Kyileo | $25.00 | 10/9/2012 9:10:23 AM |
Assets-Up | $25.00 | 10/9/2012 9:07:32 AM |
RickColo | $50.00 | 10/9/2012 9:07:48 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
651763
This series of Notes was issued and sold upon the funding of the borrower loan #76331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 24.66% |
Borrower rate/APR:
| 25.66% / 29.54% |
Monthly payment:
| $421.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.54% | | |
| |
Estimated return*:
| 10.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 3m |
Amount delinquent:
| $7 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,434 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Printerman33441 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a debt I incurred due to a death in my family in March. I am a resident of Florida, and my wife an two children traveled to Nevada to attend my mothers funeral.
My financial situation:
My wife and sons are now living with my in-laws, rent free. My wife is now working to cover their expenses in Nevada. I have reduced my rent by 2/3rds, and have minimized all of my expenses.
I am a good candidate for this loan because I have made enormouse sacrifices to be in the position to repay this loan as soon as possible. I would like to purchase a home in the near future and am very motivated to increase my credit score to be able to achieve that goal.
Thank you for your consideration,
Monthly net income: $5,400
Monthly expenses: $
Housing: $750
Insurance: $180
Car expenses: $700 (Loan and gas)
Utilities:
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 10/10/2012 11:07:34 AM |
natural-affluence6 | $25.00 | 10/10/2012 12:02:03 PM |
trade-goblin9 | $50.00 | 10/9/2012 5:12:07 PM |
phenomenal-rate1 | $500.00 | 10/9/2012 5:12:47 PM |
spark548 | $100.00 | 10/9/2012 5:13:34 PM |
special-dinero553 | $25.00 | 10/9/2012 5:20:32 PM |
majestic-note6 | $200.00 | 10/9/2012 5:26:21 PM |
supreme-treasure8 | $100.00 | 10/9/2012 5:50:59 PM |
LeReve | $500.00 | 10/9/2012 5:31:10 PM |
pierrelasvegas | $25.00 | 10/9/2012 6:51:49 PM |
zipemdown | $25.00 | 10/9/2012 6:27:16 PM |
Dubbs360 | $200.00 | 10/9/2012 6:43:30 PM |
open-minded-p2p1 | $25.00 | 10/9/2012 6:11:08 PM |
payment-gusto | $25.00 | 10/9/2012 6:53:02 PM |
ResQDoc | $25.00 | 10/9/2012 8:53:20 PM |
Weaverville | $25.00 | 10/10/2012 9:07:51 AM |
ethical-truth211 | $400.00 | 10/10/2012 5:08:29 AM |
loyalist1 | $100.00 | 10/10/2012 8:37:35 AM |
vutah | $45.00 | 10/10/2012 9:39:27 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:41 AM |
spiff666 | $26.66 | 10/11/2012 3:32:08 PM |
revenue-serenity | $25.00 | 10/11/2012 11:41:04 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:28 PM |
businessbroker101 | $25.00 | 10/11/2012 3:49:08 PM |
top-tranquil-justice | $25.00 | 10/11/2012 3:55:01 PM |
DevinHill | $25.00 | 10/11/2012 5:22:59 PM |
proper-exchange8 | $50.00 | 10/12/2012 5:00:39 PM |
genius520 | $100.00 | 10/12/2012 5:04:39 PM |
laudable-treasure4 | $25.00 | 10/12/2012 4:01:28 PM |
extraordinary-dollar7 | $25.00 | 10/12/2012 4:08:46 PM |
KindCharmingReflective-affluence | $25.00 | 10/12/2012 4:53:49 PM |
best-charming-leverage | $36.00 | 10/12/2012 5:59:20 PM |
jazzlender | $25.00 | 10/12/2012 5:19:28 PM |
new-truth-chuckler | $33.00 | 10/12/2012 6:04:30 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:42 PM |
LightTheWay | $50.00 | 10/12/2012 5:27:48 PM |
visifav4 | $25.00 | 10/12/2012 5:40:58 PM |
tsquared_030 | $25.00 | 10/12/2012 6:55:38 PM |
jstefans | $25.00 | 10/12/2012 5:44:48 PM |
spiritual-kindness1 | $25.00 | 10/12/2012 7:10:45 PM |
rvfbroker | $25.00 | 10/12/2012 5:25:07 PM |
vibraphone3 | $25.00 | 10/12/2012 7:22:29 PM |
evilkats | $50.00 | 10/12/2012 8:53:45 PM |
intrepid-compassion29 | $25.00 | 10/12/2012 5:37:23 PM |
organic-commerce9 | $25.00 | 10/12/2012 6:05:15 PM |
chkrvrty | $50.00 | 10/12/2012 5:44:57 PM |
mikbos | $25.00 | 10/12/2012 5:47:02 PM |
Ballybay | $100.00 | 10/12/2012 5:48:39 PM |
point-xylophone | $25.00 | 10/12/2012 6:22:27 PM |
top-historic-peso | $25.00 | 10/12/2012 6:30:41 PM |
sabot6 | $25.00 | 10/13/2012 2:07:05 AM |
careful-vigilance4 | $25.00 | 10/12/2012 6:37:40 PM |
majestic-moola4 | $25.00 | 10/12/2012 6:00:27 PM |
ItsJustMe79 | $25.00 | 10/12/2012 6:01:54 PM |
miamibeachloaner | $25.00 | 10/12/2012 6:11:15 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:09 PM |
market-jam | $25.00 | 10/12/2012 6:19:12 PM |
the-profit-oracle | $25.00 | 10/13/2012 7:22:19 AM |
marketplace-hut9 | $25.00 | 10/12/2012 6:38:55 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:21 PM |
nycuw | $50.00 | 10/13/2012 7:39:53 AM |
bonus-demon | $50.00 | 10/12/2012 6:43:08 PM |
continental2 | $100.00 | 10/12/2012 7:38:06 PM |
revenue-statesperson4 | $100.00 | 10/12/2012 9:48:34 PM |
asiaratt | $50.00 | 10/13/2012 12:03:10 PM |
RockAngelHair | $25.00 | 10/13/2012 7:18:54 AM |
power-bluebird2 | $25.00 | 10/13/2012 4:29:14 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:44 AM |
protector734 | $50.00 | 10/13/2012 6:26:00 AM |
Codextreme07 | $25.00 | 10/13/2012 6:56:28 AM |
goat361 | $25.00 | 10/13/2012 10:50:32 AM |
Sibelius2 | $25.00 | 10/13/2012 12:43:56 PM |
worldly-community3 | $50.00 | 10/13/2012 12:04:52 PM |
thelovebug | $100.00 | 10/13/2012 12:10:31 PM |
whartonmba | $50.00 | 10/13/2012 9:32:36 AM |
life-is-great | $25.00 | 10/13/2012 1:03:30 PM |
rutzebach1 | $35.66 | 10/13/2012 10:00:11 AM |
ouyangers | $25.00 | 10/13/2012 10:23:39 AM |
niceville80 | $25.00 | 10/13/2012 12:21:41 PM |
jybank | $50.00 | 10/13/2012 10:47:08 AM |
tornandfrayed | $25.00 | 10/13/2012 12:30:47 PM |
Wellman | $25.00 | 10/13/2012 12:02:09 PM |
first-integrity-gravity | $50.00 | 10/13/2012 12:02:52 PM |
roman2008 | $25.00 | 10/13/2012 12:38:13 PM |
economy-shrubbery6 | $25.00 | 10/13/2012 12:43:58 PM |
cp-family | $50.00 | 10/13/2012 12:14:39 PM |
money-surge1 | $25.00 | 10/13/2012 12:49:31 PM |
Katburg | $25.00 | 10/13/2012 12:16:01 PM |
fighter122 | $25.00 | 10/13/2012 12:19:18 PM |
the-laudable-peso | $40.00 | 10/13/2012 12:56:26 PM |
principal-cooker2 | $47.00 | 10/13/2012 12:58:23 PM |
MusicandMedicine | $50.00 | 10/13/2012 12:59:08 PM |
KarlMarx | $25.00 | 10/13/2012 1:01:26 PM |
utmom | $25.00 | 10/13/2012 12:25:44 PM |
red-power-pecan | $50.00 | 10/13/2012 1:10:33 PM |
burrito6 | $50.00 | 10/13/2012 1:19:42 PM |
investmentgeek | $25.00 | 10/13/2012 5:44:03 PM |
a-truth-upholder | $25.00 | 10/13/2012 12:40:25 PM |
california111 | $50.00 | 10/13/2012 9:40:30 PM |
sdr984 | $25.00 | 10/14/2012 7:39:44 AM |
poetic-reward0 | $25.00 | 10/13/2012 1:44:02 PM |
Phatt-Daddy | $25.00 | 10/13/2012 5:19:13 PM |
Ocean713 | $80.00 | 10/13/2012 6:51:07 PM |
guild261 | $25.00 | 10/13/2012 2:58:47 PM |
ChoiceInvestments | $25.00 | 10/13/2012 3:22:29 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:35 PM |
yield-hut | $25.00 | 10/13/2012 4:38:15 PM |
banker34 | $25.00 | 10/13/2012 4:41:18 PM |
SpreadsheetSolutions | $25.00 | 10/14/2012 9:10:27 AM |
loot-chemistry2 | $51.00 | 10/13/2012 11:08:32 PM |
bid-catalyst0 | $100.00 | 10/14/2012 1:12:34 PM |
abundant-power | $25.00 | 10/14/2012 12:09:06 PM |
Scubadiver | $38.52 | 10/14/2012 9:35:52 AM |
magical-kindness888888 | $50.00 | 10/14/2012 11:21:41 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:34 PM |
toomanyfishtanks | $50.00 | 10/14/2012 2:07:46 PM |
barchibald | $79.86 | 10/14/2012 2:48:48 PM |
scoobiedoo | $40.01 | 10/9/2012 6:40:09 PM |
responsibility-butterfly | $50.00 | 10/10/2012 7:53:07 AM |
etraboulay | $50.00 | 10/9/2012 5:08:40 PM |
angelinvestor2 | $40.00 | 10/9/2012 5:27:50 PM |
gentle-generosity822 | $25.00 | 10/9/2012 5:32:01 PM |
52digital | $75.00 | 10/9/2012 6:03:50 PM |
return-exchanger355 | $100.00 | 10/9/2012 5:46:29 PM |
asset-professor | $25.00 | 10/9/2012 5:48:00 PM |
peace-fixer8 | $25.00 | 10/9/2012 5:54:09 PM |
first-pragmatic-power | $25.00 | 10/9/2012 6:27:47 PM |
toblerone | $25.00 | 10/9/2012 6:15:28 PM |
pembull | $25.00 | 10/9/2012 6:59:45 PM |
pure-pound7 | $75.00 | 10/10/2012 9:41:49 AM |
jedi053 | $100.00 | 10/10/2012 9:26:30 AM |
a-finance-nirvana | $25.00 | 10/10/2012 10:11:15 AM |
slowgains | $25.00 | 10/10/2012 1:34:38 PM |
desertoasis | $25.00 | 10/10/2012 2:58:36 PM |
deal-selector5 | $25.00 | 10/10/2012 3:03:02 PM |
euro-eagle1 | $25.00 | 10/10/2012 3:07:05 PM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:39 PM |
haplender | $50.00 | 10/10/2012 6:12:52 PM |
kulender | $100.00 | 10/11/2012 11:11:33 AM |
greencat | $50.00 | 10/11/2012 10:56:18 AM |
principal-dreams9 | $25.00 | 10/11/2012 6:59:28 PM |
Jalebi | $50.00 | 10/12/2012 9:43:44 AM |
musegaze | $50.00 | 10/12/2012 9:06:12 AM |
nourishing-order8 | $25.00 | 10/12/2012 12:52:42 PM |
invincible-wampum3 | $50.00 | 10/12/2012 4:54:59 PM |
Comoparklender | $25.00 | 10/12/2012 5:01:14 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:20 PM |
red-eloquent-rupee | $50.00 | 10/12/2012 5:08:35 PM |
trumpeter391 | $25.00 | 10/12/2012 5:14:45 PM |
New-Truck-Savings | $25.00 | 10/12/2012 5:05:37 PM |
valiant-liberty4 | $25.00 | 10/12/2012 6:14:06 PM |
trajectory8 | $25.00 | 10/12/2012 5:18:34 PM |
silver-enlightenment0 | $25.00 | 10/12/2012 5:19:10 PM |
GraffitiBridge | $25.00 | 10/12/2012 5:21:46 PM |
integrity-gazelle7 | $25.00 | 10/12/2012 7:01:01 PM |
cathmorcorvus | $50.00 | 10/12/2012 10:22:21 PM |
worldly-gold | $50.00 | 10/12/2012 6:20:57 PM |
jiggaman7 | $100.00 | 10/12/2012 5:59:26 PM |
JGENERAL | $25.00 | 10/12/2012 6:57:07 PM |
ltschetter | $25.00 | 10/13/2012 6:45:51 AM |
rustysailor | $25.00 | 10/12/2012 6:29:48 PM |
sensible-interest2 | $41.73 | 10/12/2012 9:20:42 PM |
peaceful-greenback719 | $26.67 | 10/13/2012 8:09:55 AM |
credible-balance0 | $25.00 | 10/13/2012 8:10:15 AM |
gustavzantanon | $25.00 | 10/12/2012 7:23:21 PM |
TronMedici | $25.00 | 10/12/2012 7:30:03 PM |
111TaxMan | $25.00 | 10/12/2012 7:39:06 PM |
p2p-mover0 | $25.00 | 10/13/2012 10:16:02 AM |
scottssmcom | $85.00 | 10/13/2012 6:09:44 AM |
DER | $25.00 | 10/13/2012 12:03:46 PM |
a-helping-hand | $100.00 | 10/12/2012 11:07:07 PM |
davisfl | $25.00 | 10/13/2012 12:06:19 PM |
payout-bridge | $50.00 | 10/13/2012 8:00:47 AM |
tough-integrity034 | $25.00 | 10/13/2012 9:29:39 AM |
felicity-czar6 | $25.00 | 10/13/2012 10:18:10 AM |
nalaari | $29.86 | 10/13/2012 6:34:16 AM |
dedicated-transaction796 | $25.00 | 10/13/2012 12:36:50 PM |
youthful-currency959 | $100.00 | 10/13/2012 7:58:02 AM |
TheFamilyFund | $25.00 | 10/13/2012 12:02:48 PM |
ready-agreement5 | $25.00 | 10/13/2012 8:11:08 AM |
rhin0cerx | $50.00 | 10/13/2012 12:49:09 PM |
finance-prescription | $62.00 | 10/13/2012 12:50:52 PM |
leverage-baker | $25.00 | 10/13/2012 12:56:08 PM |
CACO_Lender | $25.00 | 10/13/2012 9:56:14 AM |
handshake5 | $100.00 | 10/13/2012 12:15:21 PM |
p2ploan-charmer | $25.00 | 10/13/2012 12:18:26 PM |
Diamond_Jim | $25.00 | 10/13/2012 12:23:12 PM |
Learning2Lend | $25.00 | 10/13/2012 1:21:12 PM |
truth-companion | $25.00 | 10/13/2012 1:22:27 PM |
debt-force | $25.00 | 10/13/2012 12:06:55 PM |
nodrivelpls | $25.00 | 10/13/2012 12:50:35 PM |
shrewd-peace7 | $25.00 | 10/13/2012 12:19:25 PM |
MADAOO7 | $50.00 | 10/13/2012 12:56:42 PM |
rescue | $70.00 | 10/13/2012 12:24:02 PM |
social-cocktail1 | $137.00 | 10/13/2012 1:07:57 PM |
prudent-bid3 | $25.00 | 10/13/2012 12:42:36 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:44 PM |
manutd | $25.00 | 10/14/2012 8:06:24 AM |
ready-vigilance3 | $50.00 | 10/13/2012 3:47:18 PM |
dough-kitten5 | $25.00 | 10/14/2012 4:25:01 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:05 AM |
Malkial | $25.00 | 10/13/2012 8:14:25 PM |
red-gallant-dime | $200.00 | 10/14/2012 7:06:22 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:07 AM |
repayment-uprising | $25.00 | 10/14/2012 2:40:34 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
651849
This series of Notes was issued and sold upon the funding of the borrower loan #76263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $111.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 4% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 2
/
2 | Length of status: | 17y 3m |
Amount delinquent:
| $16,497 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,279 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-principal-taco |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...assist in paying form daughters wedding.
My financial situation:
I am a good candidate for this loan because... same employer for 17 years and 40 years of experience in my industry. own home for 17 years, never missed a mortage payment. at the same address. responsible and a leader at work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
moremax | $150.00 | 10/10/2012 12:15:55 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:00 AM |
jedi053 | $100.00 | 10/10/2012 9:26:33 AM |
FortuneFund | $50.00 | 10/10/2012 9:56:57 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:24:25 AM |
aztec | $50.00 | 10/10/2012 9:47:56 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:07 AM |
brainy-credit1 | $40.00 | 10/10/2012 9:56:20 AM |
gravbox | $25.00 | 10/10/2012 11:20:09 AM |
boylezz | $25.00 | 10/10/2012 10:37:22 AM |
CreditBuilder2 | $25.01 | 10/10/2012 10:46:58 AM |
toblerone | $25.00 | 10/10/2012 11:38:57 AM |
Dubbs360 | $200.00 | 10/10/2012 11:32:31 AM |
repayment-chihuahua3 | $25.00 | 10/10/2012 10:56:15 AM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:30 PM |
Kissabledevil | $25.00 | 10/10/2012 3:23:47 PM |
0_0 | $25.00 | 10/10/2012 6:34:35 PM |
nourishing-order8 | $25.00 | 10/11/2012 4:44:56 AM |
blue-lively-platinum | $25.00 | 10/11/2012 10:33:38 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:29 PM |
etraboulay | $50.00 | 10/11/2012 10:58:25 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:16 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:50 PM |
Jalebi | $50.00 | 10/12/2012 9:43:48 AM |
leverage-monger | $25.00 | 10/12/2012 10:22:34 AM |
organic-duty4 | $100.00 | 10/12/2012 11:17:49 AM |
Kredithai | $25.00 | 10/12/2012 10:52:47 AM |
Eldoob | $25.00 | 10/12/2012 5:23:49 PM |
supersam | $50.00 | 10/12/2012 5:31:45 PM |
nycuw | $100.00 | 10/13/2012 7:54:39 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:16 AM |
unequivocal-return | $50.00 | 10/13/2012 7:54:01 AM |
kindness-sage | $38.38 | 10/13/2012 9:14:24 AM |
kccameo | $25.00 | 10/13/2012 9:47:55 AM |
tidy-finance2 | $39.63 | 10/13/2012 9:53:31 AM |
Oakland | $50.00 | 10/13/2012 11:47:01 AM |
contract-snowdome493 | $100.00 | 10/13/2012 3:15:43 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:18 PM |
the-enthralling-coin | $25.00 | 10/13/2012 12:50:15 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:06 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:07 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:45 PM |
longcall | $100.00 | 10/14/2012 9:28:23 PM |
capital-lesson | $25.00 | 10/14/2012 3:55:45 PM |
leverage-tsunami | $25.00 | 10/14/2012 6:01:17 PM |
nvhm | $25.00 | 10/14/2012 9:36:46 PM |
glenium | $25.00 | 10/15/2012 2:35:52 AM |
LARRY4NY | $25.00 | 10/15/2012 9:00:07 AM |
finance-coyote3 | $63.27 | 10/15/2012 9:43:55 AM |
indomitable-coin | $25.00 | 10/10/2012 9:41:03 AM |
vutah | $35.00 | 10/10/2012 9:42:47 AM |
intuitive-benefit3 | $100.00 | 10/10/2012 10:27:32 AM |
compoundinterest | $25.00 | 10/10/2012 10:05:42 AM |
kenji4861 | $25.00 | 10/10/2012 10:49:23 AM |
gentle-generosity822 | $25.00 | 10/10/2012 11:02:39 AM |
marwadi-62 | $200.00 | 10/10/2012 11:32:37 AM |
Arvicco | $400.00 | 10/10/2012 5:25:47 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:34 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:18 AM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:39 PM |
WorkingTA | $25.00 | 10/12/2012 9:58:49 PM |
cloud8 | $45.00 | 10/12/2012 9:32:16 PM |
mdv | $25.00 | 10/13/2012 11:04:15 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:26 AM |
roadtruck | $35.00 | 10/13/2012 9:48:52 AM |
djh47a | $25.00 | 10/13/2012 1:25:54 PM |
Ocean713 | $75.00 | 10/13/2012 6:51:44 PM |
anacent | $50.00 | 10/13/2012 4:05:37 PM |
KoJack9 | $50.78 | 10/14/2012 8:28:09 AM |
invest-in-ed | $150.00 | 10/13/2012 7:00:48 PM |
bsg43 | $52.01 | 10/14/2012 5:12:59 AM |
compatible-deal9 | $50.00 | 10/14/2012 3:26:57 PM |
stuflend | $25.92 | 10/14/2012 5:22:00 PM |
Lubava | $50.00 | 10/14/2012 8:49:58 PM |
unabashed-investment3 | $100.00 | 10/14/2012 10:44:01 PM |
income-lion | $25.00 | 10/15/2012 6:41:18 AM |
red-coin-crescendo | $25.00 | 10/15/2012 7:30:42 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
651855
This series of Notes was issued and sold upon the funding of the borrower loan #76480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $178.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,105 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ultimate-justice9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some of my even higher rate credit card debt.
My financial situation: I have a good income but very high credit card debt and I need to make inroads on it. I never save money due to my high debt.
I am a good candidate for this loan because I never miss payments and am very responsible. I will not default.
Monthly net income: $7800.00
Monthly expenses: $3500 + debt payments + student loans.
Housing: $1500.00
Insurance: $122
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 10/10/2012 5:21:16 PM |
spark548 | $100.00 | 10/10/2012 5:06:30 PM |
octoberfresh | $25.00 | 10/10/2012 5:07:00 PM |
gentle-generosity822 | $25.00 | 10/10/2012 5:02:00 PM |
vutah | $35.00 | 10/10/2012 5:06:09 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:03 PM |
open-minded-p2p1 | $25.00 | 10/10/2012 5:21:57 PM |
klippies | $25.00 | 10/10/2012 5:44:59 PM |
mercuriant | $25.00 | 10/10/2012 5:23:19 PM |
lowrater | $50.40 | 10/10/2012 5:14:12 PM |
mmckune | $25.00 | 10/10/2012 5:36:16 PM |
greekgst99 | $25.00 | 10/10/2012 5:37:07 PM |
NickelSteamroller | $35.00 | 10/10/2012 5:38:53 PM |
gotjack-IRA | $25.02 | 10/10/2012 5:40:20 PM |
yield-hut | $25.00 | 10/10/2012 5:45:55 PM |
etraboulay | $50.00 | 10/10/2012 5:58:09 PM |
profit-powerplant | $25.00 | 10/10/2012 5:56:10 PM |
global-invest-group | $25.00 | 10/10/2012 6:00:21 PM |
gold-sushi | $25.00 | 10/10/2012 6:08:11 PM |
thelovebug | $100.00 | 10/10/2012 6:13:03 PM |
integrity-web | $30.00 | 10/10/2012 6:14:15 PM |
scoobiedoo | $25.01 | 10/10/2012 5:10:14 PM |
Starica | $150.00 | 10/10/2012 5:11:46 PM |
brainy-return234 | $25.00 | 10/10/2012 5:11:51 PM |
phenomenal-rate1 | $253.00 | 10/10/2012 5:05:08 PM |
cattlebaron | $50.00 | 10/10/2012 5:05:36 PM |
special-dinero553 | $25.00 | 10/10/2012 5:16:32 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:16:53 PM |
silver-explorer6 | $25.00 | 10/10/2012 5:21:53 PM |
CashFlow13 | $1,250.00 | 10/10/2012 5:01:30 PM |
cr8on | $75.00 | 10/10/2012 5:12:41 PM |
ferocious-kindness8 | $30.00 | 10/10/2012 5:33:19 PM |
tolerant-dime2 | $43.00 | 10/10/2012 5:07:29 PM |
trade-goblin9 | $100.00 | 10/10/2012 5:10:07 PM |
ethical-truth211 | $100.00 | 10/10/2012 5:10:29 PM |
thrifty-capital | $38.00 | 10/10/2012 5:45:20 PM |
0_0 | $25.00 | 10/10/2012 5:25:32 PM |
wildanne | $50.00 | 10/10/2012 5:26:17 PM |
52digital | $75.00 | 10/10/2012 6:07:43 PM |
majestic-note6 | $200.00 | 10/10/2012 5:22:48 PM |
the-silver-blaster | $50.00 | 10/10/2012 6:09:04 PM |
credible-responsibility022 | $25.00 | 10/10/2012 6:11:59 PM |
jedi053 | $100.00 | 10/10/2012 5:26:58 PM |
LeReve | $500.00 | 10/10/2012 5:27:11 PM |
zipemdown | $25.00 | 10/10/2012 5:39:00 PM |
gothampark | $25.00 | 10/10/2012 6:06:45 PM |
first-integrity-gravity | $50.00 | 10/10/2012 5:48:55 PM |
haplender | $50.00 | 10/10/2012 6:12:56 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:05:16 PM |
VirginiaBuckeye | $250.00 | 10/10/2012 6:23:51 PM |
asset-professor | $25.00 | 10/10/2012 6:11:36 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
651893
This series of Notes was issued and sold upon the funding of the borrower loan #76255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
0 | Length of status: | 23y 5m |
Amount delinquent:
| $13,124 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| entertaining-transaction722 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to rebuild my porch and to fix my hot water heater.
My financial situation:
I am a good candidate for this loan because I am a dependable person in paying back this loan.
Monthly net income: $1200
Monthly expenses: $600
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $325
Phone, cable, internet: $75
Food, entertainment: $125
Clothing, household expenses: $75
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/11/2012 7:42:01 AM |
Weaverville | $25.00 | 10/10/2012 9:07:56 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:53 AM |
Dubbs360 | $100.00 | 10/10/2012 11:58:06 AM |
california111 | $100.00 | 10/10/2012 1:16:35 PM |
majestic-note6 | $150.00 | 10/10/2012 5:23:00 PM |
Jalebi | $50.00 | 10/12/2012 9:43:49 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:45 AM |
lendahope | $50.00 | 10/12/2012 11:54:55 AM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:06 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:12 PM |
currency-library94 | $50.00 | 10/12/2012 5:06:23 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:21 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:45 AM |
sentimental-pound4 | $50.00 | 10/13/2012 7:28:18 AM |
billete | $25.00 | 10/13/2012 12:16:48 PM |
Image68 | $26.00 | 10/13/2012 8:50:38 AM |
The_Engineer | $25.00 | 10/13/2012 9:05:45 AM |
economy-shrubbery6 | $25.00 | 10/13/2012 12:43:59 PM |
citytreker | $25.00 | 10/13/2012 2:47:02 PM |
copper | $50.00 | 10/13/2012 1:07:48 PM |
banker34 | $25.00 | 10/13/2012 4:38:01 PM |
the-inspired-justice | $25.00 | 10/13/2012 2:57:52 PM |
remittance-man | $60.00 | 10/13/2012 7:22:48 PM |
open-minded-p2p1 | $25.00 | 10/10/2012 12:09:30 PM |
mrxtravis | $25.00 | 10/10/2012 11:30:59 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:34 AM |
worthy-bid8 | $100.00 | 10/11/2012 9:35:59 AM |
diplomatic-wealth7 | $25.00 | 10/12/2012 9:24:53 AM |
return-kung-fu2 | $27.50 | 10/12/2012 12:19:23 PM |
TheCount | $25.00 | 10/12/2012 10:14:20 AM |
onaquest66 | $25.00 | 10/12/2012 1:26:08 PM |
cordial-funds8 | $25.00 | 10/12/2012 11:28:33 AM |
dollardave | $50.00 | 10/12/2012 4:36:55 PM |
Winged_Inspirations | $25.00 | 10/12/2012 2:09:13 PM |
helpful-credit156 | $25.00 | 10/12/2012 3:02:48 PM |
JGENERAL | $25.00 | 10/12/2012 6:58:15 PM |
Ruckus888 | $25.00 | 10/13/2012 8:13:39 AM |
djh47a | $25.00 | 10/13/2012 1:25:54 PM |
Ocean713 | $80.00 | 10/13/2012 6:41:35 PM |
reward-adventure | $50.00 | 10/13/2012 1:08:19 PM |
worthy-bid4 | $31.50 | 10/14/2012 5:42:34 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
651935
This series of Notes was issued and sold upon the funding of the borrower loan #76311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 21.82% |
Monthly payment:
| $379.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.39% | | |
| |
Estimated return*:
| 11.90% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,297 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-compassion368 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off travel expenses and a few credit cards.
My financial situation:
I am a good candidate for this loan because, I thought it would be better to make one payment rather than having multiple payments with varied interest rates. With one payment i will be able to make the payments much faster over a period of time
Monthly net income: $4000
Monthly expenses: $400
Housing: $850
Insurance:
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment: $350
Clothing, household expenses: $400
Credit cards and other loans: $ 1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $30.00 | 10/11/2012 9:34:50 AM |
Aberdeen | $100.00 | 10/11/2012 10:36:00 AM |
kevin314 | $25.00 | 10/11/2012 9:04:26 AM |
best-bonafide-p2p | $25.00 | 10/11/2012 9:38:04 AM |
intuitive-benefit3 | $100.00 | 10/11/2012 9:42:15 AM |
urbane-income7 | $25.00 | 10/11/2012 9:49:12 AM |
golffish2 | $25.00 | 10/11/2012 9:05:20 AM |
imogen22 | $50.00 | 10/11/2012 9:50:15 AM |
janeybooboo | $75.00 | 10/11/2012 9:05:57 AM |
p2pelstiltskin8 | $25.00 | 10/11/2012 9:54:19 AM |
patriot897 | $25.00 | 10/11/2012 10:04:51 AM |
gotjack-IRA | $25.02 | 10/11/2012 10:07:41 AM |
HikeMoab | $50.00 | 10/11/2012 9:07:07 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:02 AM |
dariop | $25.01 | 10/11/2012 10:18:00 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:23 AM |
FortuneFund | $50.00 | 10/11/2012 9:19:19 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:53 AM |
jubilant-capital1 | $25.00 | 10/11/2012 10:43:16 AM |
Rockymtnhi | $100.00 | 10/11/2012 9:39:14 AM |
entertaining-revenue4 | $50.00 | 10/11/2012 10:02:10 AM |
marketplace-singularity3 | $150.00 | 10/11/2012 11:41:47 AM |
dedicated-contract755 | $25.00 | 10/11/2012 9:52:51 AM |
I_Like_to_Invest | $25.00 | 10/11/2012 9:53:45 AM |
Index_Plus | $1,502.95 | 10/11/2012 12:18:01 PM |
versatile-dime442 | $250.00 | 10/11/2012 9:59:06 AM |
LeReve | $500.00 | 10/11/2012 10:02:52 AM |
tech310 | $50.00 | 10/11/2012 10:43:54 AM |
superb-funds335 | $25.00 | 10/11/2012 10:24:34 AM |
Abece | $137.00 | 10/11/2012 10:25:33 AM |
capital-heaven5 | $200.00 | 10/11/2012 10:46:28 AM |
EthanColeInvestingGroup | $25.00 | 10/11/2012 11:25:53 AM |
historic-value7 | $200.00 | 10/11/2012 11:37:06 AM |
benevolent-marketplace4 | $2,500.00 | 10/11/2012 12:08:34 PM |
jedi053 | $100.00 | 10/11/2012 9:32:57 AM |
Dubbs360 | $200.00 | 10/11/2012 9:01:30 AM |
integrity-reactor4 | $100.00 | 10/11/2012 9:04:53 AM |
green-discrete-rupee | $50.00 | 10/11/2012 10:03:07 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:55 AM |
Bank_Of_XL | $25.00 | 10/11/2012 9:04:31 AM |
mikrolown | $25.00 | 10/11/2012 10:07:38 AM |
cash-mad-scientist3 | $25.00 | 10/11/2012 9:11:47 AM |
trade-goblin9 | $50.00 | 10/11/2012 9:29:36 AM |
repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:20 AM |
unbelievable-diversification8 | $25.00 | 10/11/2012 9:33:23 AM |
CreditBuilder2 | $25.02 | 10/11/2012 10:56:17 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:33 AM |
phenomenal-rate1 | $500.00 | 10/11/2012 9:44:06 AM |
mmills1220 | $25.00 | 10/11/2012 9:52:20 AM |
asset-portait013 | $100.00 | 10/11/2012 9:53:24 AM |
ingenious-deal6 | $25.00 | 10/11/2012 10:06:26 AM |
windguy | $50.00 | 10/11/2012 10:01:25 AM |
Arvicco | $400.00 | 10/11/2012 10:02:28 AM |
scholarly-order6 | $30.00 | 10/11/2012 10:22:29 AM |
octoberfresh | $25.00 | 10/11/2012 10:05:47 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:24 AM |
toblerone | $25.00 | 10/11/2012 10:35:49 AM |
gentle-generosity822 | $25.00 | 10/11/2012 10:43:26 AM |
Investoman | $25.00 | 10/11/2012 10:16:52 AM |
axl163 | $25.00 | 10/11/2012 11:01:49 AM |
kulender | $100.00 | 10/11/2012 11:11:38 AM |
_NaLNaBB | $250.00 | 10/11/2012 11:14:27 AM |
Eminent_Endeavors | $25.00 | 10/11/2012 11:15:34 AM |
gravbox | $25.00 | 10/11/2012 10:37:06 AM |
houli123 | $200.00 | 10/11/2012 11:42:29 AM |
CSAworker | $25.00 | 10/11/2012 11:45:14 AM |
etraboulay | $50.00 | 10/11/2012 10:58:34 AM |
marwadi-62 | $200.00 | 10/11/2012 11:00:30 AM |
68 Investments
|
Borrower Payment Dependent Notes Series
651975
This series of Notes was issued and sold upon the funding of the borrower loan #76451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $135.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 2m |
Amount delinquent:
| $293 |
Total credit lines:
| 12 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,512 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensible-deal096 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
I am a good candidate for this loan because...
remodel floors
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
natural-affluence6 | $25.00 | 10/10/2012 11:03:10 AM |
113121 | $25.00 | 10/10/2012 10:41:10 AM |
moremax | $150.00 | 10/10/2012 12:15:55 PM |
Weaverville | $25.00 | 10/10/2012 9:07:56 AM |
gold-sushi | $25.00 | 10/10/2012 9:14:28 AM |
angelinvestor2 | $40.00 | 10/10/2012 9:12:26 AM |
supreme-exchange547 | $25.00 | 10/10/2012 9:56:06 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:43 AM |
Investor_DP | $200.00 | 10/10/2012 10:37:51 AM |
justreturns | $25.00 | 10/10/2012 10:15:21 AM |
community-burrito9 | $25.00 | 10/10/2012 10:54:25 AM |
melodious-openness | $200.00 | 10/10/2012 11:09:24 AM |
supreme-treasure8 | $100.00 | 10/10/2012 10:32:04 AM |
52digital | $75.00 | 10/10/2012 11:20:21 AM |
first-pragmatic-power | $25.00 | 10/10/2012 11:23:22 AM |
UltimateWill | $25.00 | 10/10/2012 11:27:41 AM |
moola-monger9 | $75.00 | 10/10/2012 10:27:21 AM |
compoundinterest | $25.00 | 10/10/2012 11:43:26 AM |
shrewd-deal | $50.00 | 10/10/2012 4:34:42 PM |
riveting-wealth2 | $50.00 | 10/10/2012 4:42:39 PM |
thrilling-fund427 | $50.00 | 10/10/2012 5:07:20 PM |
zassociate | $200.00 | 10/10/2012 5:10:24 PM |
0_0 | $25.00 | 10/10/2012 5:25:31 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:31 PM |
fair-pound5 | $50.00 | 10/10/2012 5:07:30 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:51 PM |
LeReve | $500.00 | 10/10/2012 5:27:04 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:44 PM |
yield-hut | $25.00 | 10/10/2012 5:45:54 PM |
thrifty-generosity222 | $50.00 | 10/10/2012 5:36:57 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:09 PM |
paladin847 | $70.00 | 10/10/2012 5:59:59 PM |
bonus-demon | $50.00 | 10/10/2012 7:22:24 PM |
haplender | $50.00 | 10/10/2012 6:12:53 PM |
efficient-dollar888 | $1.98 | 10/10/2012 7:52:08 PM |
Track-Layer | $100.00 | 10/10/2012 6:17:32 PM |
selector568 | $300.00 | 10/10/2012 6:44:51 PM |
natural-return0 | $30.00 | 10/10/2012 7:47:17 PM |
draggon77 | $25.00 | 10/10/2012 7:23:51 PM |
return-exchanger355 | $100.00 | 10/10/2012 9:12:39 AM |
zipemdown | $25.00 | 10/10/2012 9:43:40 AM |
toblerone | $25.00 | 10/10/2012 9:44:15 AM |
jedi053 | $100.00 | 10/10/2012 9:26:33 AM |
suave-durability1 | $50.00 | 10/10/2012 9:59:26 AM |
bewitching-dollar5 | $100.00 | 10/10/2012 10:13:47 AM |
enriching-trade2 | $50.00 | 10/10/2012 9:55:36 AM |
linkage682 | $50.00 | 10/10/2012 9:56:43 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:53 AM |
patriot897 | $25.00 | 10/10/2012 10:02:51 AM |
houli123 | $25.00 | 10/10/2012 9:47:06 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:07 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:16 AM |
Dubbs360 | $200.00 | 10/10/2012 10:47:48 AM |
LoanerPrincipal | $25.00 | 10/10/2012 10:48:59 AM |
mindful-deal877 | $25.00 | 10/10/2012 12:22:24 PM |
money-baron | $100.00 | 10/10/2012 11:26:20 AM |
Kissabledevil | $25.00 | 10/10/2012 3:23:47 PM |
commerce-venture1 | $25.00 | 10/10/2012 12:20:41 PM |
pierrelasvegas | $25.00 | 10/10/2012 11:16:07 AM |
Miami | $25.00 | 10/10/2012 5:03:09 PM |
gotjack-IRA | $25.02 | 10/10/2012 2:42:28 PM |
deal-selector5 | $25.00 | 10/10/2012 3:03:02 PM |
listing-vista | $50.00 | 10/10/2012 3:10:21 PM |
spark548 | $100.00 | 10/10/2012 5:06:11 PM |
peace-fixer8 | $25.00 | 10/10/2012 5:00:34 PM |
joshuaajones | $50.00 | 10/10/2012 5:28:20 PM |
tech310 | $50.00 | 10/10/2012 5:18:53 PM |
radiant-dollar9 | $200.00 | 10/10/2012 5:21:01 PM |
versatile-dime442 | $250.00 | 10/10/2012 5:22:16 PM |
pragmatic-auction8 | $50.00 | 10/10/2012 5:10:35 PM |
money-bauble | $100.00 | 10/10/2012 5:33:40 PM |
networks4ever | $25.00 | 10/10/2012 6:49:20 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
652007
This series of Notes was issued and sold upon the funding of the borrower loan #76104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $231.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 8m |
Amount delinquent:
| $6,870 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,422 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-phoenix821 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10,500
Monthly expenses: $
Housing: $3000
Insurance: $200
Car expenses: $250
Utilities: $600
Phone, cable, internet: $100
Food, entertainment: $2000
Clothing, household expenses: $500
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:13 AM |
Dubbs360 | $200.00 | 10/11/2012 5:04:47 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:57 PM |
84928429 | $50.00 | 10/11/2012 5:35:47 PM |
receptive-affluence035 | $25.00 | 10/11/2012 6:13:57 PM |
LeReve | $500.00 | 10/11/2012 6:29:23 PM |
trade-goblin9 | $75.00 | 10/11/2012 6:53:17 PM |
money-bauble | $100.00 | 10/12/2012 9:00:47 AM |
Jalebi | $50.00 | 10/12/2012 9:44:10 AM |
unequivocal-return | $100.00 | 10/13/2012 7:56:51 AM |
ouyangers | $25.00 | 10/13/2012 10:23:39 AM |
njlom | $100.00 | 10/12/2012 10:58:40 PM |
economy-coup | $100.00 | 10/13/2012 7:27:12 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:13 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:12 AM |
desertoasis | $25.00 | 10/14/2012 9:47:20 PM |
invincible-credit459 | $25.00 | 10/15/2012 2:32:46 PM |
roux | $25.00 | 10/15/2012 11:39:28 AM |
Liam227 | $35.97 | 10/15/2012 3:03:10 PM |
dedicated-transaction796 | $25.00 | 10/15/2012 5:01:10 PM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:35 PM |
Weaverville | $25.00 | 10/15/2012 12:04:57 PM |
nalaari | $25.00 | 10/15/2012 2:07:47 PM |
fuzed | $50.00 | 10/15/2012 12:36:09 PM |
KB-IRA | $100.00 | 10/15/2012 12:38:20 PM |
Kunakiku | $25.00 | 10/15/2012 2:40:02 PM |
delicious-value973 | $100.00 | 10/15/2012 3:24:54 PM |
money-surge1 | $25.00 | 10/15/2012 5:00:47 PM |
vibrant-point9 | $25.00 | 10/15/2012 5:08:21 PM |
lcole32 | $25.00 | 10/15/2012 5:09:20 PM |
FASTIZIO_P | $27.00 | 10/15/2012 5:09:29 PM |
trajectory8 | $25.00 | 10/15/2012 5:10:09 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:35 PM |
income-rocker2 | $50.00 | 10/15/2012 5:07:00 PM |
wwwUniversal | $25.00 | 10/15/2012 5:15:07 PM |
thrilling-fund427 | $50.00 | 10/15/2012 5:08:52 PM |
ChuckieG | $25.00 | 10/15/2012 5:18:06 PM |
symbiosis | $50.00 | 10/15/2012 5:14:45 PM |
return-exchanger355 | $100.00 | 10/15/2012 5:18:41 PM |
mschoenf | $100.00 | 10/15/2012 5:18:46 PM |
Canidae | $25.00 | 10/15/2012 5:13:37 PM |
vutah | $45.00 | 10/11/2012 5:14:54 PM |
community-burrito9 | $25.00 | 10/11/2012 5:33:45 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:38 PM |
toblerone | $25.00 | 10/11/2012 6:02:02 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:28 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:16 PM |
five-star-justice | $25.00 | 10/11/2012 5:23:33 PM |
zipemdown | $25.00 | 10/11/2012 5:14:07 PM |
asset-professor | $25.00 | 10/11/2012 5:31:28 PM |
etraboulay | $50.00 | 10/11/2012 5:36:13 PM |
capital-investor8 | $25.00 | 10/11/2012 5:21:16 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 5:38:39 PM |
spark548 | $100.00 | 10/11/2012 6:17:02 PM |
52digital | $75.00 | 10/11/2012 6:19:58 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:42 PM |
musegaze | $50.00 | 10/12/2012 9:06:15 AM |
authoritative-capital | $25.00 | 10/12/2012 1:43:24 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:19 PM |
community-burrito9 | $25.00 | 10/12/2012 2:04:48 PM |
a-helping-hand | $100.00 | 10/12/2012 11:14:33 PM |
banker34 | $25.00 | 10/13/2012 4:41:18 PM |
Rogelio48 | $25.00 | 10/13/2012 2:26:11 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:37 PM |
asset-professor | $100.00 | 10/14/2012 6:40:15 PM |
first-integrity-gravity | $50.00 | 10/14/2012 12:52:05 PM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:37 AM |
dedication-capo7 | $354.00 | 10/15/2012 3:23:45 PM |
Zane314 | $36.00 | 10/15/2012 5:00:40 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:02 PM |
glroark | $50.00 | 10/15/2012 12:02:20 PM |
Learning2Lend | $25.00 | 10/15/2012 5:05:23 PM |
finance-prescription | $100.00 | 10/15/2012 5:05:30 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:07:27 PM |
Toby1montana | $50.00 | 10/15/2012 5:07:43 PM |
oldmora | $27.00 | 10/15/2012 5:02:13 PM |
red-eloquent-rupee | $50.00 | 10/15/2012 5:04:37 PM |
top-economy-mover | $50.00 | 10/15/2012 5:00:13 PM |
red-power-pecan | $50.00 | 10/15/2012 5:16:01 PM |
chkrvrty | $50.00 | 10/15/2012 5:11:20 PM |
bid-banjo3 | $100.00 | 10/15/2012 5:11:47 PM |
social-cocktail1 | $200.00 | 10/15/2012 5:11:13 PM |
best-charming-leverage | $50.00 | 10/15/2012 5:12:20 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
652149
This series of Notes was issued and sold upon the funding of the borrower loan #75984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 2m |
Amount delinquent:
| $77 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $46 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-payout-fuse |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...
Complete handicap accesiblity for disabled parent.
My financial situation: Solid
I am a good candidate for this loan because...
I have been rebuilding my credit and now all my accounts are paid on time
Monthly net income: $ 5800.00
Monthly expenses: $ 3200.00
Housing: $ $1312.50 (only pay half the mortgage)
Insurance: $ 75.00
Car expenses: $ 545.00
Utilities: $ 300.00
Phone, cable, internet: $ 500.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ paid in full monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-seahorse0 | $25.00 | 10/10/2012 5:05:50 PM |
Dubbs360 | $200.00 | 10/10/2012 5:14:28 PM |
jedi053 | $100.00 | 10/10/2012 5:27:00 PM |
toblerone | $25.00 | 10/10/2012 6:48:21 PM |
pierrelasvegas | $25.00 | 10/10/2012 7:24:02 PM |
commerce-venture1 | $25.00 | 10/10/2012 9:15:28 PM |
shugyosha | $50.00 | 10/10/2012 8:59:32 PM |
zorg77 | $25.00 | 10/11/2012 4:57:11 AM |
EL_Papin | $25.00 | 10/11/2012 6:09:55 PM |
bob450-roth | $25.00 | 10/11/2012 8:22:05 PM |
money-bauble | $100.00 | 10/12/2012 9:00:46 AM |
musegaze | $50.00 | 10/12/2012 9:06:13 AM |
tolerant-responsibility051 | $1,355.00 | 10/12/2012 9:49:58 AM |
finance-prescription | $100.00 | 10/12/2012 11:07:43 AM |
nimble-revenue5 | $100.00 | 10/12/2012 5:02:41 PM |
selector568 | $48.00 | 10/12/2012 11:20:09 AM |
currency-fan9 | $50.00 | 10/12/2012 12:14:00 PM |
bent300 | $50.00 | 10/12/2012 1:00:55 PM |
suk200 | $25.00 | 10/12/2012 5:14:32 PM |
jazzlender | $25.00 | 10/12/2012 5:19:28 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:13 PM |
peace-fixer8 | $25.00 | 10/12/2012 5:28:11 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:21 PM |
MadHun | $146.00 | 10/12/2012 5:07:13 PM |
studious-bonus7 | $65.00 | 10/12/2012 5:15:05 PM |
affluence-kingdom9 | $100.00 | 10/12/2012 5:02:39 PM |
handshake5 | $100.00 | 10/12/2012 5:06:00 PM |
moola-wildebeest3 | $50.00 | 10/12/2012 5:06:26 PM |
GraffitiBridge | $25.00 | 10/12/2012 5:21:46 PM |
financial-frenzy | $38.00 | 10/12/2012 6:07:09 PM |
red-eloquent-rupee | $50.00 | 10/12/2012 5:08:36 PM |
Lacimae | $48.00 | 10/12/2012 6:24:22 PM |
supersam | $50.00 | 10/12/2012 5:31:45 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:21 PM |
wise-rupee-sanctuary | $50.00 | 10/12/2012 5:21:29 PM |
brightest-listing-scrutinzer | $50.00 | 10/12/2012 5:48:21 PM |
independent-silver9 | $25.00 | 10/12/2012 5:29:50 PM |
thrifty-generosity222 | $50.00 | 10/12/2012 5:33:28 PM |
SharkAttack | $25.00 | 10/12/2012 10:18:37 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:42 PM |
drk222003 | $25.00 | 10/12/2012 5:49:57 PM |
social-cocktail1 | $200.00 | 10/12/2012 6:21:18 PM |
success1001 | $100.00 | 10/13/2012 2:04:55 AM |
finance-collider4 | $25.00 | 10/12/2012 6:33:26 PM |
auction-fanatic8 | $25.00 | 10/12/2012 6:15:33 PM |
durability-ace9 | $30.00 | 10/12/2012 6:16:25 PM |
first-charming-fund | $25.00 | 10/12/2012 7:39:05 PM |
melodious-openness | $150.00 | 10/13/2012 6:09:31 AM |
nycuw | $200.00 | 10/13/2012 7:48:16 AM |
payout-bridge | $25.00 | 10/13/2012 8:01:55 AM |
tranquil-wealth1 | $52.43 | 10/13/2012 8:03:51 AM |
zxw | $25.00 | 10/13/2012 8:25:25 AM |
credit-wheel7 | $25.00 | 10/12/2012 7:20:24 PM |
power-bluebird2 | $25.00 | 10/13/2012 4:29:42 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:46 AM |
a-helping-hand | $200.00 | 10/12/2012 11:08:28 PM |
rbettenc | $25.00 | 10/13/2012 12:09:44 PM |
dinero-honker | $213.54 | 10/13/2012 7:41:35 AM |
BritDad | $25.00 | 10/13/2012 5:59:12 AM |
yield-trader | $25.00 | 10/13/2012 12:30:29 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:28 AM |
prudent-bid3 | $25.00 | 10/13/2012 12:41:15 PM |
finance-coyote3 | $3,000.00 | 10/13/2012 8:07:18 AM |
durability-mad-scientist4 | $100.00 | 10/13/2012 12:48:21 PM |
ASR3 | $50.00 | 10/13/2012 12:48:53 PM |
bcdesign10 | $50.00 | 10/13/2012 12:10:17 PM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:23 AM |
wampum-optimization | $25.00 | 10/13/2012 12:18:29 PM |
interstellar | $75.00 | 10/13/2012 12:32:57 PM |
merriewold | $40.00 | 10/13/2012 12:35:07 PM |
cahjoon | $25.00 | 10/13/2012 12:35:36 PM |
Track-Layer | $100.00 | 10/13/2012 12:37:17 PM |
flexible-funds3 | $25.00 | 10/13/2012 12:13:50 PM |
dbmurch | $25.00 | 10/13/2012 12:14:51 PM |
skunkor2 | $27.00 | 10/13/2012 12:14:55 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:35 PM |
Vreet | $25.00 | 10/13/2012 12:57:44 PM |
stormtrooper72 | $30.91 | 10/13/2012 4:23:48 PM |
persevering | $25.00 | 10/13/2012 12:26:21 PM |
cathybiz | $25.00 | 10/13/2012 1:12:06 PM |
nickel-companion5 | $25.00 | 10/13/2012 12:39:11 PM |
Roblaroni | $25.00 | 10/13/2012 12:39:22 PM |
Ocean713 | $80.00 | 10/13/2012 6:53:18 PM |
dime-sprout | $25.00 | 10/13/2012 12:48:22 PM |
melodious-fairness | $50.00 | 10/13/2012 12:49:50 PM |
revolutionary082 | $27.27 | 10/13/2012 1:03:21 PM |
life-is-great | $25.00 | 10/13/2012 1:03:31 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:45 PM |
rtfproducer | $25.00 | 10/14/2012 5:14:32 AM |
yield-hut | $25.00 | 10/13/2012 4:38:15 PM |
lordnecron | $25.00 | 10/14/2012 7:46:18 AM |
slowgains | $25.00 | 10/13/2012 9:07:39 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:47 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:10 AM |
Malkial | $25.00 | 10/13/2012 8:15:37 PM |
kind-lovely-marketplace | $25.00 | 10/14/2012 1:04:26 PM |
toomanyfishtanks | $50.00 | 10/14/2012 2:06:56 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:10 AM |
p2ploan-party165 | $50.00 | 10/14/2012 12:18:24 PM |
wise-engrossing-transparency | $25.00 | 10/14/2012 12:27:17 PM |
fight4whatsright | $25.00 | 10/14/2012 1:53:11 PM |
the-bright-nickel | $25.00 | 10/14/2012 12:55:07 PM |
repayment-uprising | $25.00 | 10/14/2012 2:41:12 PM |
InChicago | $40.04 | 10/10/2012 5:03:07 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:16 AM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:04 PM |
zipemdown | $25.00 | 10/10/2012 5:39:02 PM |
brainy-credit1 | $40.00 | 10/10/2012 5:26:39 PM |
bewitching-dollar5 | $100.00 | 10/10/2012 5:28:14 PM |
Kessler | $26.00 | 10/10/2012 6:15:21 PM |
first-pragmatic-power | $25.00 | 10/10/2012 6:48:32 PM |
jubilant-capital1 | $25.00 | 10/10/2012 7:03:15 PM |
gentle-generosity822 | $25.00 | 10/10/2012 6:40:51 PM |
frogperson | $250.00 | 10/10/2012 8:54:52 PM |
Bob450 | $25.00 | 10/10/2012 9:31:07 PM |
bffs | $27.00 | 10/11/2012 7:52:15 AM |
etraboulay | $50.00 | 10/11/2012 10:58:31 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:22 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:35 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:21 PM |
andycheb | $50.00 | 10/12/2012 10:25:49 AM |
Jalebi | $50.00 | 10/12/2012 9:44:00 AM |
compoundinterest | $25.00 | 10/12/2012 11:18:26 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:46 AM |
proper-exchange8 | $50.00 | 10/12/2012 5:00:40 PM |
genius520 | $100.00 | 10/12/2012 5:04:39 PM |
thrilling-fund427 | $50.00 | 10/12/2012 12:07:34 PM |
SummitAdvisors | $50.00 | 10/12/2012 5:15:27 PM |
valiant-liberty4 | $25.00 | 10/12/2012 5:31:31 PM |
delicious-cash | $50.00 | 10/12/2012 5:04:36 PM |
fair-pound5 | $50.00 | 10/12/2012 5:34:45 PM |
money-surge1 | $25.00 | 10/12/2012 5:07:03 PM |
green-moola-sniffer | $25.00 | 10/12/2012 5:41:47 PM |
benevolent-bonus | $25.00 | 10/12/2012 5:48:15 PM |
laudable-balance568 | $25.00 | 10/12/2012 5:50:26 PM |
Comoparklender | $25.00 | 10/12/2012 5:01:15 PM |
hitsman | $50.00 | 10/12/2012 5:03:47 PM |
new-truth-chuckler | $33.00 | 10/12/2012 6:04:30 PM |
money-vista | $25.00 | 10/12/2012 5:22:12 PM |
bid-papyrus | $25.00 | 10/12/2012 6:13:37 PM |
bath836 | $25.00 | 10/12/2012 5:28:22 PM |
Speedfreak | $25.00 | 10/12/2012 6:26:40 PM |
trumpeter391 | $50.00 | 10/12/2012 5:16:29 PM |
tsquared_030 | $25.00 | 10/12/2012 6:55:38 PM |
jstefans | $25.00 | 10/12/2012 5:44:48 PM |
well-mannered-income3 | $80.00 | 10/12/2012 6:02:34 PM |
networks4ever | $25.00 | 10/12/2012 6:06:00 PM |
Investor_DP | $200.00 | 10/12/2012 5:53:16 PM |
52digital | $75.00 | 10/12/2012 6:29:46 PM |
best-charming-leverage | $50.00 | 10/12/2012 5:59:21 PM |
Ambassador | $27.00 | 10/13/2012 5:16:46 AM |
the-profit-oracle | $25.00 | 10/13/2012 7:22:19 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:10 PM |
revenue-statesperson4 | $100.00 | 10/12/2012 9:49:51 PM |
handy-affluence9 | $25.00 | 10/12/2012 10:23:57 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:20 AM |
EBITDA | $25.00 | 10/13/2012 12:04:26 PM |
TrekTune | $25.00 | 10/13/2012 12:05:23 PM |
bid-czar8 | $38.00 | 10/13/2012 12:13:27 PM |
rescue | $100.00 | 10/13/2012 12:24:02 PM |
tough-integrity034 | $25.00 | 10/13/2012 9:31:02 AM |
blackstar | $25.00 | 10/13/2012 6:03:36 AM |
rupee-master6 | $25.00 | 10/13/2012 12:27:39 PM |
wise_investor | $25.00 | 10/13/2012 7:30:59 AM |
chairsitter | $25.00 | 10/13/2012 12:02:42 PM |
CAGE-Investments | $25.00 | 10/13/2012 12:53:38 PM |
on_your_side | $25.00 | 10/13/2012 12:12:11 PM |
brightest-commitment-wildebeest | $25.00 | 10/13/2012 12:17:53 PM |
washboard1 | $25.00 | 10/13/2012 12:19:23 PM |
SPCLending | $25.00 | 10/13/2012 1:10:58 PM |
SeaDevil | $25.00 | 10/13/2012 12:02:20 PM |
ambmba | $50.00 | 10/13/2012 12:02:29 PM |
broker048 | $25.00 | 10/13/2012 12:36:50 PM |
tostada88 | $25.00 | 10/13/2012 12:14:48 PM |
top-payout-fixer | $25.00 | 10/13/2012 12:14:52 PM |
wwwUniversal | $25.00 | 10/13/2012 12:19:59 PM |
Contact911 | $25.00 | 10/13/2012 12:22:00 PM |
ready-vigilance3 | $50.00 | 10/13/2012 3:47:19 PM |
WalnutCreekguy | $50.00 | 10/13/2012 12:22:52 PM |
Reinadog9 | $25.00 | 10/13/2012 1:02:48 PM |
svandgts | $25.00 | 10/13/2012 1:08:14 PM |
red-power-pecan | $50.00 | 10/13/2012 1:10:33 PM |
tender-commerce8 | $50.00 | 10/13/2012 1:10:57 PM |
CapitalismRocks | $25.00 | 10/13/2012 1:11:44 PM |
integrity-broker | $25.00 | 10/13/2012 5:11:53 PM |
truth-companion | $25.00 | 10/13/2012 1:22:27 PM |
seeme4money | $300.00 | 10/13/2012 1:28:45 PM |
Palacios | $50.00 | 10/13/2012 1:53:17 PM |
blazing-capital2 | $250.00 | 10/13/2012 12:54:12 PM |
duckbill_1972 | $25.00 | 10/13/2012 3:17:50 PM |
AldiHoldings | $25.00 | 10/14/2012 12:55:50 AM |
dough-kitten5 | $25.00 | 10/14/2012 4:25:27 AM |
Scrooge_McDuck2 | $100.00 | 10/13/2012 1:20:59 PM |
banker34 | $25.00 | 10/13/2012 4:42:41 PM |
priceless-capital0 | $50.00 | 10/13/2012 5:04:45 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:19 PM |
easymoney4me | $25.00 | 10/13/2012 6:29:31 PM |
BigCountry70 | $76.00 | 10/14/2012 4:59:54 AM |
benefit-position | $25.00 | 10/14/2012 7:26:47 AM |
blue-dollar-jet | $30.11 | 10/14/2012 10:29:45 AM |
CallMeDaddy | $87.35 | 10/14/2012 7:14:44 AM |
market-bearer7 | $25.00 | 10/14/2012 1:52:32 PM |
idol78 | $19.35 | 10/14/2012 4:00:24 PM |
abundant-power | $25.00 | 10/14/2012 12:09:06 PM |
nex | $25.00 | 10/14/2012 1:28:34 PM |
barchibald | $50.00 | 10/14/2012 2:50:00 PM |
spry-nickel | $25.00 | 10/14/2012 3:02:51 PM |
bid-catalyst0 | $100.00 | 10/14/2012 1:13:23 PM |
compatible-deal9 | $25.00 | 10/14/2012 3:19:26 PM |
capital-lesson | $25.00 | 10/14/2012 3:55:25 PM |
210 Investments
|
Borrower Payment Dependent Notes Series
652167
This series of Notes was issued and sold upon the funding of the borrower loan #76475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 11m |
Amount delinquent:
| $588 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,941 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 40 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| speedy-loan192 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off some debt
My financial situation: Wells Fargo Bank
I am a good candidate for this loan because...I am trustworthy, and plan to get financially situated with paying off smaller hindering bills.
Monthly net income: $4030.00
Monthly expenses: $2589.00
Housing: $1600.00 monthly
Insurance: $35.00 every other month
Car expenses: $60.00 monthly
Utilities: $114.00 monthly
Phone, cable, internet: $180.00 monthly
Food, entertainment: $200.00 monthly
Clothing, household expenses: $150.00 monthly
Credit cards and other loans: $250.00 monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $100.00 | 10/13/2012 12:28:34 PM |
ChoiceInvestments | $26.00 | 10/13/2012 3:32:32 PM |
open-minded-p2p1 | $25.00 | 10/13/2012 1:45:34 PM |
guild261 | $25.00 | 10/13/2012 2:58:34 PM |
california111 | $50.00 | 10/13/2012 9:40:36 PM |
first-serene-credit | $25.00 | 10/14/2012 6:15:53 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:54 AM |
majestic-note6 | $150.00 | 10/15/2012 9:47:51 AM |
the-credit-maker | $100.00 | 10/15/2012 5:58:37 PM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:21 AM |
HoweMoney | $50.00 | 10/16/2012 10:58:22 AM |
lcole32 | $25.00 | 10/16/2012 11:07:04 AM |
nex | $25.00 | 10/16/2012 11:15:21 AM |
ready-agreement5 | $25.00 | 10/16/2012 12:27:31 PM |
coin-magnitude | $25.00 | 10/16/2012 12:57:01 PM |
MIKLIZ_FUNDING | $25.00 | 10/16/2012 1:02:54 PM |
RufusGreyhound | $25.00 | 10/16/2012 1:21:26 PM |
UstedEsElHombre | $100.00 | 10/16/2012 11:12:21 AM |
doublediamond | $25.00 | 10/16/2012 3:07:43 PM |
Scombs | $30.00 | 10/16/2012 11:22:01 AM |
leverage-monger | $25.00 | 10/16/2012 2:10:49 PM |
p2p-mogul | $30.38 | 10/16/2012 3:57:10 PM |
interstellar | $75.00 | 10/16/2012 6:34:45 PM |
truth-poplar | $25.00 | 10/16/2012 6:40:15 PM |
CACO_Lender | $25.00 | 10/16/2012 6:02:43 PM |
bob450-roth | $25.00 | 10/16/2012 7:47:42 PM |
trade-goblin9 | $25.00 | 10/16/2012 8:02:08 PM |
Jalebi | $50.00 | 10/13/2012 1:13:04 PM |
Dubbs360 | $100.00 | 10/13/2012 1:58:03 PM |
Rogelio48 | $30.00 | 10/13/2012 2:24:46 PM |
banker34 | $25.00 | 10/13/2012 4:38:13 PM |
greencat | $50.00 | 10/15/2012 8:51:31 AM |
tolerant-dinero2 | $25.00 | 10/15/2012 7:47:10 AM |
oracle3 | $50.00 | 10/15/2012 1:44:40 PM |
diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:55 AM |
tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:52 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:17 AM |
svandgts | $25.00 | 10/16/2012 11:06:56 AM |
NobisEst | $30.00 | 10/16/2012 11:06:45 AM |
ingenious-gold842 | $30.00 | 10/16/2012 3:04:27 PM |
truth-chooser1 | $25.00 | 10/16/2012 11:14:30 AM |
Leshan | $50.00 | 10/16/2012 5:00:30 PM |
orangetrust | $25.00 | 10/16/2012 12:48:22 PM |
justice-mermaid067 | $25.00 | 10/16/2012 12:25:40 PM |
value-travels | $25.00 | 10/16/2012 1:11:17 PM |
faithfulartist | $100.00 | 10/16/2012 1:40:32 PM |
melodious-openness | $200.00 | 10/16/2012 3:49:16 PM |
jbloans | $25.00 | 10/16/2012 4:26:03 PM |
rutzebach | $68.69 | 10/16/2012 4:40:37 PM |
redrose1518 | $25.00 | 10/16/2012 4:26:01 PM |
spark548 | $100.00 | 10/16/2012 5:07:34 PM |
cp-family | $50.00 | 10/16/2012 5:30:28 PM |
best-listing-toro | $25.00 | 10/16/2012 5:48:04 PM |
Bob450 | $25.00 | 10/16/2012 5:28:30 PM |
DRS | $25.00 | 10/16/2012 6:57:37 PM |
continental2 | $100.00 | 10/16/2012 7:05:48 PM |
PackFan13 | $25.00 | 10/16/2012 7:22:35 PM |
moola-tulip1 | $45.00 | 10/16/2012 7:54:49 PM |
mandolin9 | $259.93 | 10/16/2012 8:13:16 PM |
LD4LIFE | $25.00 | 10/16/2012 6:50:57 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
652183
This series of Notes was issued and sold upon the funding of the borrower loan #76243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $347 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| Lake1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to fund start-up inventory..
My financial situation:
I am a good candidate for this loan because sales forecast project a revenue of $50,000 for the winter season of 2012 from our initial inventory of 5000 units.
Monthly net income: $3080
Monthly expenses: $2475
Housing: $1000
Insurance: $118
Car expenses: $319
Utilities: $147
Phone, cable, internet: $201
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $265
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/10/2012 7:53:08 AM |
riveting-credit5 | $25.00 | 10/9/2012 5:16:10 PM |
azazle | $25.00 | 10/9/2012 5:32:40 PM |
Dubbs360 | $100.00 | 10/9/2012 6:51:06 PM |
fervent-commerce | $36.00 | 10/10/2012 6:53:44 AM |
queentut | $100.00 | 10/9/2012 9:09:06 PM |
treasure-palace661 | $350.00 | 10/10/2012 7:48:22 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:51 AM |
blitzen40 | $25.00 | 10/10/2012 6:16:19 PM |
diplomatic-wealth7 | $25.00 | 10/11/2012 9:19:39 AM |
worthy-bid8 | $100.00 | 10/11/2012 9:35:58 AM |
dudebrah | $25.00 | 10/11/2012 3:15:31 PM |
businessbroker101 | $25.00 | 10/11/2012 3:49:08 PM |
payout-bridge | $35.00 | 10/11/2012 5:18:00 PM |
stock106 | $25.00 | 10/11/2012 3:03:16 PM |
spark548 | $100.00 | 10/11/2012 6:17:12 PM |
spirit07a | $100.00 | 10/11/2012 5:42:31 PM |
first-serene-credit | $25.00 | 10/11/2012 8:25:23 PM |
JGENERAL | $50.00 | 10/11/2012 6:27:03 PM |
asset-twister70 | $25.00 | 10/12/2012 8:22:20 AM |
asset-dna5 | $25.00 | 10/11/2012 7:01:04 PM |
blue-treasure-mammalian | $334.42 | 10/11/2012 9:26:19 PM |
RogueCFO | $25.00 | 10/11/2012 10:02:34 PM |
truth-oath1 | $50.00 | 10/12/2012 6:07:53 AM |
winmals | $25.00 | 10/12/2012 6:46:07 AM |
Leshan | $50.00 | 10/12/2012 6:57:58 AM |
The_Lending_Expert | $25.00 | 10/12/2012 7:10:50 AM |
trumpeter391 | $25.00 | 10/12/2012 8:21:20 AM |
autobahn77 | $26.09 | 10/12/2012 7:56:12 AM |
reward-adventure | $47.00 | 10/12/2012 9:03:07 AM |
droopie1 | $25.00 | 10/12/2012 10:50:01 AM |
investment-tempo | $25.00 | 10/12/2012 10:45:44 AM |
artjewl | $31.05 | 10/12/2012 3:34:26 PM |
economy-shrubbery6 | $25.00 | 10/12/2012 5:13:43 PM |
platinum-confidant963 | $25.00 | 10/12/2012 9:38:41 PM |
dollar-tornado3 | $25.00 | 10/13/2012 7:04:56 AM |
community-engine750 | $50.00 | 10/12/2012 6:39:21 PM |
impala6464 | $31.63 | 10/12/2012 7:01:42 PM |
DGilby | $25.00 | 10/13/2012 10:10:58 AM |
rustysailor | $25.00 | 10/12/2012 7:47:37 PM |
favorite-commerce | $30.00 | 10/13/2012 5:00:41 AM |
Accountant83 | $25.00 | 10/13/2012 8:25:40 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:44 AM |
jpac1066 | $50.00 | 10/13/2012 5:52:27 AM |
benefit-trident | $25.00 | 10/13/2012 6:55:52 AM |
Paxman84 | $25.63 | 10/13/2012 11:00:50 AM |
openness-cosmos9 | $50.00 | 10/13/2012 10:43:08 AM |
SuzyQs | $10.36 | 10/13/2012 11:06:54 AM |
skillful-asset5 | $25.00 | 10/9/2012 6:12:33 PM |
Nil2008 | $100.00 | 10/10/2012 4:56:57 AM |
money-baron | $100.00 | 10/9/2012 6:42:18 PM |
let_me_retire | $75.00 | 10/9/2012 11:21:03 PM |
Weaverville | $25.00 | 10/10/2012 9:07:53 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:33 AM |
helping-out | $25.00 | 10/11/2012 2:46:10 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:03 PM |
commerce-broker3 | $108.52 | 10/11/2012 9:49:45 PM |
diversification-cycle4 | $25.00 | 10/12/2012 6:15:14 AM |
payout-thinker7 | $25.00 | 10/12/2012 7:54:32 AM |
new-peso-ceremony | $50.01 | 10/12/2012 8:29:52 AM |
reward-giant1 | $48.00 | 10/12/2012 8:45:28 AM |
sasss | $25.00 | 10/11/2012 8:07:29 PM |
InvestingInYourDream | $100.30 | 10/12/2012 6:59:19 AM |
SecondChanceLendingSERV | $27.64 | 10/12/2012 7:02:15 AM |
Jalebi | $50.00 | 10/12/2012 9:43:46 AM |
plato22 | $25.00 | 10/12/2012 7:37:59 AM |
leverage-monger | $25.00 | 10/12/2012 10:10:25 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:48 AM |
friends-helping-friends | $25.00 | 10/12/2012 10:28:45 AM |
new-proud-p2p | $25.00 | 10/12/2012 12:45:05 PM |
commerce-renewal | $25.00 | 10/12/2012 12:58:12 PM |
dollardave | $50.00 | 10/12/2012 4:36:54 PM |
Astyanax | $25.00 | 10/12/2012 10:20:46 PM |
LuvToLend | $25.00 | 10/13/2012 12:01:20 AM |
first-charming-fund | $25.00 | 10/12/2012 7:40:12 PM |
CA-Lender | $25.00 | 10/13/2012 7:28:12 AM |
Tyrion31 | $33.35 | 10/13/2012 10:17:49 AM |
ore-accord | $25.00 | 10/13/2012 10:22:54 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
652251
This series of Notes was issued and sold upon the funding of the borrower loan #76345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 23.92% |
Borrower rate/APR:
| 24.92% / 28.78% |
Monthly payment:
| $575.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.90% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 49% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,288 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kallen101 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
To consolidate monthly debt payment into one structured fixed payment. This will allow me to budget better and reduce chances of missing a payment date for a debt. I will be consolidating credit cards and a personal loan.
My financial situation:
I am a good candidate for this loan because...
I have a stable job as a Software Engineer at the largest financial software provider in the world. I have been here since graduating college and have no plans of going anywhere. I am responsible with my money and I was able to buy my first home at the age of 23 about 3 years ago after the financial collapse. I also just started up a Commercial Cleaning franchise I work part time. I currently have $3100 per month in service contacts.
Monthly net income: $3900 after 401k, taxes, insurance, frachise fees
Monthly expenses: $2250
Housing: $550 payment, taxes, insurance
Insurance: $
Car expenses: $475 car payment, gas, insurance
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $175
Clothing, household expenses: $100
Credit cards and other loans: $700 for student loan, personal loan, and credit cards. Lately I have been spending much more than this amount to pay down debt sooner with my left over money.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:33 AM |
tolerant-dime2 | $33.00 | 10/12/2012 9:03:40 AM |
_NaLNaBB | $300.00 | 10/12/2012 9:06:23 AM |
asset-professor | $25.00 | 10/12/2012 9:08:39 AM |
trade-goblin9 | $50.00 | 10/12/2012 9:10:04 AM |
wise-charming-reward | $500.00 | 10/12/2012 9:32:03 AM |
Jalebi | $50.00 | 10/12/2012 9:44:28 AM |
Nipper99 | $100.00 | 10/12/2012 9:34:44 AM |
janeybooboo | $100.00 | 10/12/2012 9:08:02 AM |
missing-link | $25.00 | 10/12/2012 9:10:01 AM |
etraboulay | $50.00 | 10/12/2012 9:54:17 AM |
platinum-boss2 | $25.00 | 10/12/2012 11:09:56 AM |
01a_MrUSC_IRA | $25.00 | 10/12/2012 11:54:31 AM |
spark548 | $100.00 | 10/12/2012 12:07:21 PM |
Detour11 | $25.00 | 10/12/2012 10:13:54 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:51 PM |
asset-portait013 | $100.00 | 10/12/2012 12:14:19 PM |
LeReve | $310.00 | 10/12/2012 12:23:28 PM |
SLN-10 | $50.00 | 10/12/2012 12:00:38 PM |
majestic-note6 | $200.00 | 10/12/2012 12:19:04 PM |
trumpeter391 | $25.00 | 10/12/2012 5:15:30 PM |
Dubbs360 | $200.00 | 10/12/2012 12:21:34 PM |
greencat | $50.00 | 10/12/2012 3:46:03 PM |
loyalty-dragster7 | $79.00 | 10/12/2012 5:23:59 PM |
hogtales | $25.00 | 10/12/2012 12:57:37 PM |
jderek01 | $50.00 | 10/12/2012 4:56:01 PM |
Comoparklender | $25.00 | 10/12/2012 5:01:17 PM |
first-pragmatic-power | $25.00 | 10/12/2012 5:01:32 PM |
ammasv | $25.00 | 10/12/2012 2:22:23 PM |
reward-juniper6 | $25.00 | 10/12/2012 2:23:48 PM |
graceful-investment | $106.00 | 10/12/2012 3:26:57 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:24 PM |
kila-designer | $250.00 | 10/12/2012 5:13:24 PM |
zipemdown | $25.00 | 10/12/2012 5:33:36 PM |
jazzlender | $25.00 | 10/12/2012 5:19:28 PM |
spirit07a | $100.00 | 10/12/2012 5:25:03 PM |
orange-useful-revenue | $27.95 | 10/12/2012 7:44:20 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:06 PM |
chinolatino | $25.00 | 10/12/2012 10:06:19 PM |
theaterguy | $30.00 | 10/12/2012 5:43:08 PM |
berniemadeoff | $25.00 | 10/12/2012 6:20:18 PM |
dukeiyer | $25.00 | 10/12/2012 5:55:47 PM |
bonus-demon | $50.00 | 10/12/2012 6:43:08 PM |
01a_MrsUSC | $50.00 | 10/12/2012 6:54:35 PM |
BostonCapital | $100.00 | 10/12/2012 6:08:34 PM |
JGENERAL | $25.00 | 10/12/2012 7:02:29 PM |
scholarly-order6 | $30.00 | 10/12/2012 7:12:06 PM |
protector734 | $50.00 | 10/13/2012 6:26:01 AM |
MasterTech33 | $30.00 | 10/13/2012 7:40:38 AM |
economy-popcorn | $25.00 | 10/13/2012 8:38:48 AM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:23 AM |
ChoiceInvestments | $25.00 | 10/12/2012 8:42:05 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:37 PM |
wwwUniversal | $25.00 | 10/13/2012 12:20:00 PM |
ShadowLender | $187.38 | 10/13/2012 8:22:43 AM |
Eminent_Endeavors | $25.00 | 10/13/2012 9:28:51 AM |
Navy-Retired | $100.00 | 10/13/2012 10:12:20 AM |
Rulea72 | $25.00 | 10/13/2012 7:17:34 AM |
Plow_n_Sow | $25.00 | 10/13/2012 7:46:21 AM |
blue-subtle-integrity | $25.00 | 10/13/2012 12:47:55 PM |
credible-balance0 | $25.00 | 10/13/2012 8:07:51 AM |
sweetsassymolassy | $25.00 | 10/13/2012 2:04:37 PM |
apostle901 | $25.00 | 10/13/2012 2:11:26 PM |
cordial-affluence2 | $25.00 | 10/13/2012 2:23:58 PM |
prudent-bid3 | $25.00 | 10/13/2012 12:44:54 PM |
brainy-return234 | $25.00 | 10/13/2012 12:53:08 PM |
shrewd-peace7 | $25.00 | 10/13/2012 12:19:25 PM |
frooogal | $25.00 | 10/13/2012 3:23:17 PM |
ready-vigilance3 | $50.00 | 10/13/2012 3:47:19 PM |
plum557 | $25.00 | 10/13/2012 12:25:36 PM |
bold-direct-asset | $50.00 | 10/13/2012 12:45:18 PM |
Curly-Girly | $25.00 | 10/13/2012 3:18:59 PM |
banker34 | $25.00 | 10/13/2012 4:41:19 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:16 AM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:39 PM |
california111 | $50.00 | 10/13/2012 9:40:32 PM |
CincyTex | $25.00 | 10/14/2012 1:36:56 AM |
dough-kitten5 | $25.00 | 10/14/2012 4:26:24 AM |
peso-mate | $50.00 | 10/14/2012 5:17:22 AM |
fervent-repayment | $100.00 | 10/14/2012 3:09:51 AM |
RebuildingAmerica | $28.84 | 10/14/2012 4:14:16 AM |
Tell-me-more | $50.00 | 10/14/2012 4:35:28 AM |
credible-responsibility022 | $25.00 | 10/14/2012 8:30:44 AM |
SpreadsheetSolutions | $25.00 | 10/14/2012 9:16:48 AM |
capital-heaven5 | $200.00 | 10/14/2012 9:23:10 AM |
rinyt | $25.00 | 10/14/2012 2:27:08 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:50 PM |
bbanzai | $25.00 | 10/14/2012 12:49:15 PM |
order-gondola | $25.00 | 10/14/2012 5:47:29 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:21 PM |
Lubava | $25.00 | 10/14/2012 8:48:05 PM |
asset-professor | $100.00 | 10/14/2012 6:40:16 PM |
David_M | $59.00 | 10/14/2012 7:23:56 PM |
musegaze | $50.00 | 10/12/2012 9:06:26 AM |
RGlad | $125.86 | 10/12/2012 9:08:24 AM |
houli123 | $25.00 | 10/12/2012 9:42:36 AM |
DasMula | $25.00 | 10/12/2012 9:08:06 AM |
green-trade-dolphin | $57.52 | 10/12/2012 9:01:19 AM |
progress-credit | $25.00 | 10/12/2012 9:04:27 AM |
handy-justice | $50.00 | 10/12/2012 9:09:54 AM |
open-minded-p2p1 | $25.00 | 10/12/2012 9:36:12 AM |
lovely-currency3 | $50.00 | 10/12/2012 10:02:56 AM |
klippies | $25.00 | 10/12/2012 9:53:47 AM |
gentle-generosity822 | $25.00 | 10/12/2012 10:23:00 AM |
cr8on | $75.00 | 10/12/2012 10:35:02 AM |
benefit-banshee | $25.00 | 10/12/2012 2:58:29 PM |
scarecrow4188 | $49.88 | 10/12/2012 3:36:19 PM |
New-Truck-Savings | $25.00 | 10/12/2012 5:03:39 PM |
special-dinero553 | $25.00 | 10/12/2012 12:15:14 PM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:28 PM |
evilkats | $50.00 | 10/12/2012 2:36:00 PM |
cassperr | $25.00 | 10/12/2012 4:20:13 PM |
loyalty-circuitry | $50.00 | 10/12/2012 4:50:22 PM |
bellaquito | $500.00 | 10/12/2012 5:03:56 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:23 PM |
productive-note2 | $50.00 | 10/12/2012 5:59:48 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:44 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:10 PM |
LightTheWay | $50.00 | 10/12/2012 5:27:48 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:29:26 PM |
careful-vigilance4 | $25.00 | 10/12/2012 6:37:41 PM |
Elefunt | $25.00 | 10/12/2012 5:49:18 PM |
continental2 | $100.00 | 10/12/2012 9:20:57 PM |
Ballybay | $100.00 | 10/12/2012 5:48:39 PM |
Astyanax | $25.00 | 10/13/2012 1:06:45 AM |
52digital | $75.00 | 10/12/2012 6:01:11 PM |
ethical-truth211 | $300.00 | 10/12/2012 6:25:47 PM |
wise_investor | $40.57 | 10/13/2012 7:31:58 AM |
Zion-CIF | $25.00 | 10/13/2012 8:47:01 AM |
ouyangers | $25.00 | 10/13/2012 10:23:40 AM |
Tell-me-more | $50.00 | 10/13/2012 5:11:13 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:48 AM |
payout-bridge | $250.00 | 10/13/2012 8:03:15 AM |
historic-value7 | $200.00 | 10/13/2012 10:07:41 AM |
duty-viola | $30.00 | 10/13/2012 12:34:13 PM |
Sunshine2222 | $25.00 | 10/13/2012 10:36:50 AM |
wise-deal-panda | $55.00 | 10/13/2012 12:35:31 PM |
trajectory8 | $25.00 | 10/13/2012 12:57:46 PM |
whartonmba | $50.00 | 10/13/2012 9:32:38 AM |
first-integrity-gravity | $50.00 | 10/13/2012 12:02:52 PM |
justreturns | $25.00 | 10/13/2012 12:11:33 PM |
whitegold24k | $100.00 | 10/13/2012 2:55:11 PM |
Phatt-Daddy | $25.00 | 10/13/2012 5:23:55 PM |
social-heart | $25.00 | 10/13/2012 1:21:56 PM |
broker048 | $25.00 | 10/13/2012 12:39:41 PM |
economy-coup | $100.00 | 10/13/2012 7:27:14 PM |
philantist | $25.00 | 10/13/2012 9:44:11 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:46 PM |
fantastic-wampum1 | $100.00 | 10/13/2012 1:19:05 PM |
poetic-reward0 | $25.00 | 10/13/2012 1:44:02 PM |
rakey | $25.00 | 10/13/2012 9:21:08 PM |
finder61 | $25.00 | 10/13/2012 7:02:31 PM |
Ocean713 | $80.00 | 10/13/2012 7:12:34 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:15 AM |
bullish2bearish | $42.86 | 10/14/2012 8:13:28 AM |
compatible-deal9 | $25.00 | 10/14/2012 3:24:53 PM |
bonus-rotation1 | $150.00 | 10/14/2012 10:48:42 AM |
genelinist | $350.00 | 10/14/2012 5:39:33 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:36 PM |
desertoasis | $25.00 | 10/14/2012 9:47:21 PM |
rockhound84 | $100.00 | 10/14/2012 1:31:10 PM |
nashibaksi | $30.00 | 10/14/2012 6:02:15 PM |
6515Wheat | $25.00 | 10/14/2012 7:08:58 PM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:45 PM |
social-zebra | $30.00 | 10/14/2012 6:50:11 PM |
Mark0135 | $50.00 | 10/14/2012 7:43:25 PM |
nvhm | $50.00 | 10/14/2012 9:34:51 PM |
a-resplendent-commitment | $12.14 | 10/14/2012 10:02:11 PM |
168 Investments
|
Borrower Payment Dependent Notes Series
652255
This series of Notes was issued and sold upon the funding of the borrower loan #76306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 15.28% |
Borrower rate/APR:
| 16.28% / 18.64% |
Monthly payment:
| $293.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.64% | | |
| |
Estimated return*:
| 10.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,654 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-revenue-friend |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $24,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
700-719
(Feb-2011)
640-659
(Dec-2009)
|
Principal balance:
| $11,883.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Home improvement
12000se of loan:
This loan will be used to do house improvements.
My financial situation:
I am a good candidate for this loan because, I am current on all bills and have a good history with Prosper Loans. I have worked hard to get back good credit and now plan on improving my house.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/10/2012 9:06:29 AM |
natural-affluence6 | $25.00 | 10/10/2012 11:04:43 AM |
moremax | $150.00 | 10/10/2012 12:15:56 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:02 AM |
RGlad | $200.00 | 10/10/2012 9:01:49 AM |
janeybooboo | $100.00 | 10/10/2012 9:02:04 AM |
bold-riveting-social | $50.00 | 10/10/2012 9:04:44 AM |
papaloha | $222.00 | 10/10/2012 9:18:47 AM |
felicity-contributor3 | $50.00 | 10/10/2012 9:03:26 AM |
corporatejim | $34.58 | 10/10/2012 9:46:24 AM |
community-seahorse0 | $25.00 | 10/10/2012 9:48:07 AM |
best-bonafide-p2p | $25.00 | 10/10/2012 9:09:12 AM |
FortuneFund | $50.00 | 10/10/2012 9:56:58 AM |
global-invest-group | $25.00 | 10/10/2012 10:09:48 AM |
jedi053 | $100.00 | 10/10/2012 9:26:34 AM |
KryptonWare-com | $25.00 | 10/10/2012 9:27:35 AM |
social-zebra | $33.27 | 10/10/2012 9:40:55 AM |
suave-durability1 | $50.00 | 10/10/2012 9:59:27 AM |
brandonm78 | $50.00 | 10/10/2012 9:44:05 AM |
compoundinterest | $25.00 | 10/10/2012 10:05:42 AM |
community-burrito9 | $25.00 | 10/10/2012 10:54:02 AM |
repayment-chihuahua3 | $25.00 | 10/10/2012 10:56:16 AM |
virtuous-repayment | $25.00 | 10/10/2012 9:59:51 AM |
generosity-battalion0 | $25.00 | 10/10/2012 10:29:57 AM |
sweety075 | $25.00 | 10/10/2012 10:02:57 AM |
ptjg | $100.00 | 10/10/2012 10:39:33 AM |
tolerant-currency6 | $25.00 | 10/10/2012 11:41:29 AM |
bonus-quark4 | $25.00 | 10/10/2012 11:01:42 AM |
nex | $25.00 | 10/10/2012 11:12:51 AM |
community-burrito9 | $25.00 | 10/10/2012 10:33:42 AM |
GalileoBob | $25.00 | 10/10/2012 12:50:35 PM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:43 AM |
Emgolda | $25.00 | 10/10/2012 10:44:17 AM |
Nil2008 | $100.00 | 10/10/2012 10:53:25 AM |
cerebral-dollar773 | $25.00 | 10/10/2012 12:22:48 PM |
payment-chief9 | $25.00 | 10/10/2012 1:10:23 PM |
orange-preeminant-bill | $100.00 | 10/10/2012 1:29:34 PM |
Jofga | $50.00 | 10/10/2012 1:34:28 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:04:31 PM |
USMC0311 | $25.00 | 10/10/2012 2:48:03 PM |
Dubbs360 | $200.00 | 10/10/2012 11:32:32 AM |
platinum-enlightenment | $25.00 | 10/10/2012 3:30:24 PM |
Sanford-N-Sons | $25.00 | 10/10/2012 4:55:27 PM |
DoctorJoe | $35.00 | 10/10/2012 12:20:52 PM |
astute-benjamins | $150.00 | 10/10/2012 5:01:45 PM |
market-pudding | $25.00 | 10/10/2012 12:36:53 PM |
runbix7 | $25.00 | 10/10/2012 12:40:09 PM |
theskippy | $25.00 | 10/10/2012 12:48:06 PM |
VAMUSIC | $46.13 | 10/10/2012 1:59:44 PM |
hope-hickory8 | $25.00 | 10/10/2012 2:37:36 PM |
Malkial | $25.00 | 10/10/2012 5:06:30 PM |
907 | $25.00 | 10/10/2012 3:14:44 PM |
radforj22 | $50.00 | 10/10/2012 3:25:08 PM |
napmanger | $150.00 | 10/10/2012 3:28:55 PM |
thehousewife | $25.00 | 10/10/2012 3:57:45 PM |
Arvicco | $400.00 | 10/10/2012 5:25:48 PM |
repayment-hawk5 | $25.00 | 10/10/2012 6:13:04 PM |
networks4ever | $25.00 | 10/10/2012 6:10:22 PM |
calamango | $50.00 | 10/10/2012 6:13:11 PM |
neumarcx | $100.00 | 10/10/2012 7:44:36 PM |
justreturns | $25.00 | 10/10/2012 6:00:43 PM |
hawaladar | $35.00 | 10/10/2012 6:02:27 PM |
first-serene-credit | $25.00 | 10/10/2012 8:32:27 PM |
yield-cougar0 | $25.00 | 10/10/2012 8:52:56 PM |
Felici_Finance | $25.00 | 10/11/2012 3:37:55 AM |
rome1426 | $25.00 | 10/10/2012 6:17:14 PM |
us957165 | $25.00 | 10/10/2012 6:59:41 PM |
LoanerPrincipal | $25.00 | 10/10/2012 7:17:50 PM |
well-mannered-income3 | $25.00 | 10/10/2012 6:39:51 PM |
Green_Bay_Packers | $49.24 | 10/10/2012 6:51:04 PM |
jwill2172 | $50.00 | 10/10/2012 9:44:39 PM |
kind-exchange-association | $25.00 | 10/11/2012 1:21:33 AM |
rakey | $25.00 | 10/10/2012 7:57:51 PM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 5:30:05 AM |
the-inspired-justice | $25.00 | 10/10/2012 11:13:09 PM |
blue-deal-mole | $100.00 | 10/11/2012 7:45:30 AM |
q4golf | $27.00 | 10/11/2012 3:33:25 AM |
scholarly-order6 | $75.00 | 10/11/2012 4:36:53 AM |
balance316 | $26.00 | 10/11/2012 6:03:07 AM |
farlik | $25.00 | 10/11/2012 6:46:13 AM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:35 AM |
thrifty-transaction578 | $25.00 | 10/11/2012 10:20:44 AM |
cordial-affluence2 | $25.00 | 10/11/2012 11:05:55 AM |
green28 | $50.00 | 10/11/2012 11:10:34 AM |
payment-umbrella1 | $100.00 | 10/11/2012 11:12:26 AM |
yield-idol1 | $25.00 | 10/11/2012 11:30:06 AM |
leverage-monger | $25.00 | 10/11/2012 9:57:56 AM |
basis-spartan922 | $50.00 | 10/11/2012 2:19:48 PM |
the-enthralling-coin | $25.00 | 10/11/2012 10:23:13 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:30 PM |
Epiphanic | $25.00 | 10/11/2012 10:09:42 AM |
ddog0224 | $100.00 | 10/11/2012 3:30:37 PM |
producer455 | $25.00 | 10/11/2012 3:51:51 PM |
the_spook | $25.21 | 10/11/2012 4:02:38 PM |
investment-cluster | $95.00 | 10/11/2012 4:33:39 PM |
brightest-listing-scrutinzer | $50.00 | 10/11/2012 5:08:43 PM |
wilchik | $30.00 | 10/11/2012 12:35:30 PM |
etraboulay | $50.00 | 10/11/2012 10:58:26 AM |
zoomdrm57 | $25.00 | 10/11/2012 1:07:07 PM |
finance-coyote3 | $416.55 | 10/11/2012 5:25:14 PM |
stills | $200.00 | 10/11/2012 2:45:32 PM |
tryitout | $30.60 | 10/11/2012 12:52:35 PM |
Lender3G | $50.00 | 10/11/2012 4:55:43 PM |
skro | $25.00 | 10/11/2012 5:12:52 PM |
mindful-generosity1 | $36.00 | 10/11/2012 5:15:35 PM |
rutzebach | $50.00 | 10/11/2012 5:19:07 PM |
quantum_leap | $25.00 | 10/10/2012 9:02:07 AM |
green-trade-dolphin2 | $55.49 | 10/10/2012 9:02:45 AM |
MoneyForNothing | $34.34 | 10/10/2012 9:09:47 AM |
one-midas | $25.00 | 10/10/2012 9:39:12 AM |
justice-trajectory7 | $25.00 | 10/10/2012 9:31:10 AM |
rine354 | $100.00 | 10/10/2012 10:02:06 AM |
indomitable-coin | $25.00 | 10/10/2012 9:41:03 AM |
thankful-nickel2 | $55.55 | 10/10/2012 10:08:55 AM |
fitiwalt | $25.00 | 10/10/2012 10:10:14 AM |
fuse136 | $25.00 | 10/10/2012 10:03:32 AM |
chato2345 | $25.00 | 10/10/2012 10:50:39 AM |
moola-accelerator6 | $50.00 | 10/10/2012 10:22:09 AM |
bid-youngster026 | $25.00 | 10/10/2012 10:28:02 AM |
agalt | $50.00 | 10/10/2012 11:13:59 AM |
vines99 | $50.00 | 10/10/2012 10:07:26 AM |
hitsman | $50.00 | 10/10/2012 10:39:56 AM |
ATWLab | $25.00 | 10/10/2012 10:18:17 AM |
kenji4861 | $25.00 | 10/10/2012 10:49:24 AM |
american6 | $50.00 | 10/10/2012 11:02:29 AM |
intuitive-benefit3 | $100.00 | 10/10/2012 10:27:32 AM |
bellaquito | $500.00 | 10/10/2012 12:22:11 PM |
nikkiesgrandma | $25.00 | 10/10/2012 11:12:57 AM |
bazaar-tulip | $209.00 | 10/10/2012 11:13:36 AM |
Capitol_RedHead | $100.00 | 10/10/2012 12:39:13 PM |
gravbox | $25.00 | 10/10/2012 11:20:09 AM |
CreditBuilder2 | $25.01 | 10/10/2012 10:46:59 AM |
keeminn | $25.00 | 10/10/2012 11:40:47 AM |
GoGalt | $50.00 | 10/10/2012 10:54:20 AM |
Kissabledevil | $25.00 | 10/10/2012 3:23:48 PM |
Jerrys1951 | $67.00 | 10/10/2012 3:46:40 PM |
gentle-generosity822 | $25.00 | 10/10/2012 11:02:40 AM |
ronin4sale | $25.00 | 10/10/2012 12:56:37 PM |
gilbrear | $25.00 | 10/10/2012 2:43:35 PM |
return-smasher2 | $50.00 | 10/10/2012 11:32:43 AM |
serene-capital | $35.00 | 10/10/2012 11:33:59 AM |
Astyanax | $35.41 | 10/10/2012 3:36:08 PM |
income-buffalo1 | $50.00 | 10/10/2012 4:17:12 PM |
bid-catalyst0 | $100.00 | 10/10/2012 4:21:45 PM |
Frosty | $50.00 | 10/10/2012 1:34:52 PM |
repayment-pagoda8 | $100.00 | 10/10/2012 5:08:34 PM |
Spinnaker | $50.00 | 10/10/2012 4:25:08 PM |
peaceful-farmer | $25.00 | 10/10/2012 5:22:05 PM |
intrepid-loot | $25.00 | 10/10/2012 4:54:36 PM |
imogen22 | $50.00 | 10/10/2012 5:12:51 PM |
Cookstersalibi | $25.00 | 10/10/2012 5:08:53 PM |
purposeful-durability8 | $100.00 | 10/10/2012 5:12:47 PM |
Mrs-Honeydew | $25.00 | 10/10/2012 5:54:34 PM |
paladin847 | $50.00 | 10/10/2012 6:00:00 PM |
fantastic-penny9 | $50.00 | 10/10/2012 6:00:16 PM |
promise2 | $32.07 | 10/10/2012 5:53:21 PM |
rutzebach | $116.08 | 10/10/2012 8:15:59 PM |
kls4560 | $25.00 | 10/10/2012 6:29:39 PM |
Beast_Mode_Money | $25.00 | 10/10/2012 6:08:52 PM |
dgallo | $25.00 | 10/11/2012 6:06:30 AM |
atlas100 | $25.00 | 10/11/2012 6:25:00 AM |
MangoHedge | $25.00 | 10/10/2012 7:37:55 PM |
jubilant-fund6 | $30.00 | 10/10/2012 7:42:38 PM |
trade-goblin9 | $25.00 | 10/11/2012 8:19:01 AM |
Lender2445 | $100.00 | 10/10/2012 6:44:14 PM |
reward-dynamo | $25.00 | 10/11/2012 8:43:18 AM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:28 AM |
timmsc | $25.00 | 10/10/2012 9:03:26 PM |
Diversified_Examiner | $43.77 | 10/10/2012 10:16:21 PM |
independent-kindness5 | $503.04 | 10/10/2012 10:45:54 PM |
340 | $45.51 | 10/11/2012 1:19:12 AM |
platinum-bumblebee227 | $25.00 | 10/10/2012 8:49:51 PM |
bid-stockpiler1 | $150.00 | 10/11/2012 6:35:54 AM |
MonkeyHero | $25.00 | 10/10/2012 9:43:25 PM |
herbyman | $50.00 | 10/11/2012 7:02:52 AM |
grammaspurse | $25.00 | 10/10/2012 9:55:06 PM |
WaitForIt | $25.00 | 10/11/2012 7:08:02 AM |
cwss-lending | $100.00 | 10/10/2012 10:34:16 PM |
Mountain-Lion-IRA1 | $25.00 | 10/11/2012 4:52:38 AM |
prudent-bid3 | $30.00 | 10/11/2012 6:31:56 AM |
funds-juniper | $25.00 | 10/11/2012 7:29:58 AM |
blue-intuitive-order | $26.15 | 10/11/2012 7:37:11 AM |
AFairDeal | $25.00 | 10/11/2012 9:08:36 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:09:56 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:19 AM |
circuitfive | $25.00 | 10/11/2012 9:28:10 AM |
orchestra960 | $300.00 | 10/11/2012 9:46:28 AM |
MassBile | $46.44 | 10/11/2012 11:28:25 AM |
Cai8899 | $25.00 | 10/11/2012 10:07:29 AM |
new-truth-chuckler | $33.00 | 10/11/2012 9:55:09 AM |
bid-papyrus | $100.00 | 10/11/2012 12:57:08 PM |
KEOLEND | $25.00 | 10/11/2012 9:58:36 AM |
BiggestG | $25.00 | 10/11/2012 10:15:12 AM |
active-dinero | $30.80 | 10/11/2012 10:36:05 AM |
bank-of-kencow | $25.00 | 10/11/2012 12:25:15 PM |
Faithful-Steward12 | $29.29 | 10/11/2012 12:39:08 PM |
treasure-hunter270 | $75.00 | 10/11/2012 11:15:08 AM |
Torero06 | $40.00 | 10/11/2012 11:29:10 AM |
brightest-return-widget | $25.00 | 10/11/2012 2:36:15 PM |
Codextreme07 | $25.00 | 10/11/2012 2:44:35 PM |
ChoiceInvestments | $27.00 | 10/11/2012 2:51:42 PM |
Peacepower | $40.00 | 10/11/2012 3:05:29 PM |
nickel-karate5 | $100.00 | 10/11/2012 3:59:34 PM |
Dantis | $68.47 | 10/11/2012 3:09:33 PM |
newest-thrilling-income | $25.00 | 10/11/2012 5:15:50 PM |
205 Investments
|
Borrower Payment Dependent Notes Series
652283
This series of Notes was issued and sold upon the funding of the borrower loan #76528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $431.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,158 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| fulfilling-coin353 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay out of pocket medical and care expenses that my mother incurred after falling and breaking her shoulder.
My financial situation:
I am a good candidate for this loan because I have a strong income at a stable job.
Monthly net income: $5600
Monthly expenses: $
Housing: $1650
Insurance: $215
Car expenses: $275
Utilities: $185
Phone, cable, internet: $290
Food, entertainment: $800
Clothing, household expenses: $180
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:06 AM |
golffish2 | $25.00 | 10/11/2012 9:03:55 AM |
the-silver-blaster | $50.00 | 10/11/2012 9:30:06 AM |
Dubbs360 | $200.00 | 10/11/2012 9:01:31 AM |
tolerant-dime2 | $25.00 | 10/11/2012 9:13:15 AM |
ethical-truth211 | $500.00 | 10/11/2012 9:35:16 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:28 AM |
jedi053 | $100.00 | 10/11/2012 9:32:57 AM |
vigorous-market5 | $200.00 | 10/11/2012 11:55:52 AM |
zipemdown | $25.00 | 10/11/2012 10:25:21 AM |
bewitching-dollar5 | $100.00 | 10/11/2012 10:12:48 AM |
first-pragmatic-power | $25.00 | 10/11/2012 10:48:23 AM |
toblerone | $25.00 | 10/11/2012 10:35:49 AM |
gotjack-IRA | $75.00 | 10/11/2012 11:32:19 AM |
community-burrito9 | $25.00 | 10/11/2012 11:33:30 AM |
capital-heaven5 | $200.00 | 10/11/2012 10:54:16 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:25 PM |
etraboulay | $50.00 | 10/11/2012 10:58:34 AM |
Index_Plus | $5,000.00 | 10/11/2012 12:18:03 PM |
stills | $50.00 | 10/11/2012 2:57:12 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:22 PM |
Eminent_Endeavors | $25.00 | 10/12/2012 6:01:02 AM |
glroark | $50.00 | 10/12/2012 6:23:45 AM |
DiligentiaLLC | $75.00 | 10/12/2012 8:33:32 AM |
capital-spy8 | $50.00 | 10/12/2012 9:58:30 AM |
leverage-monger | $25.00 | 10/12/2012 9:51:27 AM |
worth-blanket2 | $25.00 | 10/12/2012 11:20:11 AM |
benevolent-marketplace4 | $1,305.00 | 10/12/2012 12:10:20 PM |
Bank_Of_XL | $25.00 | 10/11/2012 9:04:23 AM |
one-midas | $25.00 | 10/11/2012 9:06:36 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:25 AM |
janeybooboo | $100.00 | 10/11/2012 9:05:06 AM |
octoberfresh | $25.00 | 10/11/2012 10:05:48 AM |
vutah | $45.00 | 10/11/2012 9:06:34 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:25 AM |
cattlebaron | $25.00 | 10/11/2012 10:46:13 AM |
money-baron | $100.00 | 10/11/2012 10:54:38 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:54 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:38 PM |
felicity-contributor3 | $25.00 | 10/11/2012 4:06:55 PM |
historic-value7 | $200.00 | 10/11/2012 11:36:28 AM |
pierrelasvegas | $25.00 | 10/11/2012 11:01:59 AM |
buffalobills | $25.00 | 10/11/2012 3:56:51 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:56 PM |
marketplace-singularity3 | $25.00 | 10/11/2012 9:00:50 PM |
musegaze | $50.00 | 10/12/2012 9:06:14 AM |
Jalebi | $50.00 | 10/12/2012 9:44:05 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:43 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
652381
This series of Notes was issued and sold upon the funding of the borrower loan #76191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,749 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-casserole9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidated credit cards
My financial situation:
I am a good candidate for this loan because... I have no large debt and earn good income
Monthly net income: $5000
Monthly expenses: 200
Housing: $1200
Insurance: $0
Car expenses: $300
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.04 | 10/10/2012 5:02:32 PM |
cattlebaron | $25.00 | 10/10/2012 5:04:28 PM |
community-burrito9 | $35.00 | 10/10/2012 5:06:13 PM |
wonder3 | $25.00 | 10/10/2012 5:03:41 PM |
patriot0 | $50.00 | 10/10/2012 5:04:22 PM |
trade-goblin9 | $100.00 | 10/10/2012 5:08:35 PM |
majestic-note6 | $150.00 | 10/10/2012 5:23:02 PM |
vutah | $35.00 | 10/10/2012 5:04:21 PM |
appetizing-loyalty354 | $100.00 | 10/10/2012 5:27:27 PM |
ethical-truth211 | $300.00 | 10/10/2012 5:06:44 PM |
wise-charming-reward | $200.00 | 10/10/2012 6:33:52 PM |
EngineersAlliance | $50.00 | 10/10/2012 5:44:39 PM |
Zingaro | $25.00 | 10/10/2012 6:11:12 PM |
rate-advocator7 | $100.00 | 10/10/2012 6:23:15 PM |
let_me_retire | $100.00 | 10/11/2012 3:45:43 AM |
john0720 | $25.00 | 10/10/2012 6:54:31 PM |
scholarly-order6 | $50.00 | 10/11/2012 4:31:12 AM |
glroark | $150.00 | 10/11/2012 8:25:08 AM |
bold-wampum-compadre | $100.00 | 10/11/2012 12:17:22 PM |
principal-dreams9 | $25.00 | 10/11/2012 5:12:45 PM |
bonus-seahorse | $25.00 | 10/11/2012 9:01:19 PM |
leverage-monger | $25.00 | 10/12/2012 9:53:13 AM |
jwill2172 | $100.00 | 10/12/2012 1:04:04 PM |
worth-blanket2 | $229.96 | 10/12/2012 1:20:53 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:16 AM |
global-invest-group | $25.00 | 10/10/2012 6:00:22 PM |
slowgains | $25.00 | 10/10/2012 5:33:43 PM |
Nipper99 | $100.00 | 10/10/2012 6:28:34 PM |
Finchy78 | $25.00 | 10/10/2012 6:36:44 PM |
Dubbs360 | $100.00 | 10/10/2012 7:13:05 PM |
Hedge-Fund | $50.00 | 10/10/2012 6:13:05 PM |
blitzen40 | $25.00 | 10/10/2012 6:13:21 PM |
DevinHill | $25.00 | 10/10/2012 6:54:27 PM |
greencat | $50.00 | 10/11/2012 7:17:09 AM |
RGlad | $100.00 | 10/10/2012 8:07:47 PM |
pierrelasvegas | $25.00 | 10/11/2012 8:49:42 AM |
forthright-trade | $35.00 | 10/11/2012 1:45:12 PM |
dudebrah | $25.00 | 10/11/2012 3:15:59 PM |
Star_Witness | $25.00 | 10/11/2012 9:26:20 PM |
green-high-five7 | $35.00 | 10/11/2012 9:32:00 PM |
rpd1211 | $25.00 | 10/12/2012 6:36:45 AM |
natural-point1 | $25.00 | 10/11/2012 7:55:33 PM |
droopie1 | $25.00 | 10/12/2012 10:53:37 AM |
Jalebi | $50.00 | 10/12/2012 9:44:01 AM |
return-kung-fu2 | $25.00 | 10/12/2012 12:40:12 PM |
worth-blanket2 | $25.00 | 10/12/2012 11:14:09 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
652387
This series of Notes was issued and sold upon the funding of the borrower loan #76266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-10-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $292.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,199 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| smtowntxguy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: DEBT CONSOLIDATION AND TOWNE CAR BUSINESS
This loan will be used to...
My financial situation: GOOD
I am a good candidate for this loan because... HAVE BEEN PAYING MY BILLS ON TIME AND I HAVE CLEARED 6000 OF DEBT THIS YEAR
Monthly net income: $2500
Monthly expenses: $
Housing: $700
Insurance: $12
Car expenses: $0
Utilities: $120
Phone, cable, internet: $152
Food, entertainment: $125
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
moremax | $100.00 | 10/10/2012 12:15:56 PM |
Weaverville | $25.00 | 10/10/2012 9:07:57 AM |
52digital | $75.00 | 10/10/2012 9:18:32 AM |
ethical-truth211 | $300.00 | 10/10/2012 9:19:30 AM |
careful-vigilance4 | $25.00 | 10/10/2012 9:12:05 AM |
zipemdown | $25.00 | 10/10/2012 9:43:40 AM |
return-exchanger355 | $100.00 | 10/10/2012 9:12:40 AM |
trade-goblin9 | $25.00 | 10/10/2012 9:27:11 AM |
moola-monger9 | $75.00 | 10/10/2012 10:29:12 AM |
pure-pound7 | $75.00 | 10/10/2012 9:41:54 AM |
houli123 | $25.00 | 10/10/2012 9:47:06 AM |
queentut | $100.00 | 10/10/2012 10:12:24 AM |
gentle-generosity822 | $25.00 | 10/10/2012 9:58:16 AM |
riveting-credit5 | $25.00 | 10/10/2012 10:01:17 AM |
missing-link | $25.00 | 10/10/2012 11:19:51 AM |
money-baron | $100.00 | 10/10/2012 11:42:12 AM |
intelligent-yield | $50.00 | 10/10/2012 10:22:45 AM |
Investor_DP | $200.00 | 10/10/2012 11:48:03 AM |
Nil2008 | $100.00 | 10/10/2012 11:22:21 AM |
UltimateWill | $25.00 | 10/10/2012 11:27:42 AM |
oreyedoc | $38.00 | 10/10/2012 10:46:31 AM |
WalnutCreekguy | $50.00 | 10/10/2012 10:48:48 AM |
Dubbs360 | $200.00 | 10/10/2012 11:49:35 AM |
jetavana | $25.00 | 10/10/2012 10:56:09 AM |
miamibeachloaner | $25.00 | 10/10/2012 10:56:45 AM |
azazle | $50.00 | 10/10/2012 12:08:27 PM |
jedi053 | $100.00 | 10/10/2012 9:26:34 AM |
one-midas | $25.00 | 10/10/2012 9:37:55 AM |
gold-sushi | $25.00 | 10/10/2012 9:14:28 AM |
profit-powerplant | $25.00 | 10/10/2012 9:53:07 AM |
linkage682 | $50.00 | 10/10/2012 9:56:43 AM |
first-pragmatic-power | $25.00 | 10/10/2012 9:35:37 AM |
angelinvestor2 | $40.00 | 10/10/2012 9:12:27 AM |
brainy-return234 | $25.00 | 10/10/2012 9:40:53 AM |
BostonCapital | $100.00 | 10/10/2012 9:49:27 AM |
octoberfresh | $25.00 | 10/10/2012 9:51:10 AM |
supreme-treasure8 | $100.00 | 10/10/2012 10:32:04 AM |
TrustsStrangers | $25.00 | 10/10/2012 10:36:44 AM |
Elefunt | $25.00 | 10/10/2012 10:57:13 AM |
authoritative-platinum7 | $50.00 | 10/10/2012 10:23:40 AM |
klippies | $25.00 | 10/10/2012 10:25:28 AM |
bellaquito | $500.00 | 10/10/2012 11:07:16 AM |
paxnj | $25.00 | 10/10/2012 10:04:55 AM |
fantastic-wampum1 | $100.00 | 10/10/2012 11:18:29 AM |
open-minded-p2p1 | $25.00 | 10/10/2012 12:09:31 PM |
helping-out | $39.79 | 10/10/2012 1:26:40 PM |
Katburg | $25.00 | 10/10/2012 10:44:35 AM |
hershey88 | $25.00 | 10/10/2012 10:48:29 AM |
etraboulay | $50.00 | 10/10/2012 10:53:42 AM |
pierrelasvegas | $25.00 | 10/10/2012 11:51:31 AM |
california111 | $100.00 | 10/10/2012 1:16:35 PM |
Comoparklender | $25.00 | 10/10/2012 11:20:19 AM |
SkepticalBen | $50.00 | 10/10/2012 1:45:36 PM |
Index_Plus | $3,907.21 | 10/10/2012 2:24:51 PM |
red-power-pecan | $50.00 | 10/10/2012 11:29:02 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
652389
This series of Notes was issued and sold upon the funding of the borrower loan #76694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,551 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| repayment-magician5 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to help me with moving expenses.
My financial situation:
I am a good candidate for this loan because I have good credit and I am always on time and never late with my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:08 AM |
FortuneFundII | $100.00 | 10/11/2012 9:18:24 AM |
FortuneFund | $50.00 | 10/11/2012 9:19:19 AM |
imogen22 | $50.00 | 10/11/2012 9:49:53 AM |
patriot897 | $25.00 | 10/11/2012 10:04:52 AM |
cwegert | $30.00 | 10/11/2012 9:35:58 AM |
vigorous-payment6 | $25.00 | 10/11/2012 10:25:38 AM |
intuitive-benefit3 | $100.00 | 10/11/2012 9:42:16 AM |
jedi053 | $100.00 | 10/11/2012 9:32:58 AM |
kfrench | $75.00 | 10/11/2012 10:49:41 AM |
special-dinero553 | $25.00 | 10/11/2012 9:54:10 AM |
radforj22 | $25.00 | 10/11/2012 11:42:22 AM |
Trimalchio12 | $25.00 | 10/11/2012 2:01:09 PM |
obedient-payout0 | $25.00 | 10/11/2012 10:29:55 AM |
repayment-chihuahua3 | $25.00 | 10/11/2012 10:43:21 AM |
lochinvar | $75.00 | 10/11/2012 10:54:35 AM |
gentle-generosity822 | $25.00 | 10/11/2012 10:43:26 AM |
etraboulay | $50.00 | 10/11/2012 10:58:35 AM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:25 PM |
fishcreek | $25.00 | 10/11/2012 10:20:48 PM |
teamtiny | $25.00 | 10/12/2012 6:08:28 AM |
rpd1211 | $25.00 | 10/12/2012 6:26:37 AM |
CFOGO | $25.00 | 10/12/2012 7:21:33 AM |
kind-clean-community | $25.00 | 10/12/2012 10:03:49 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:43 PM |
Sniper312 | $25.00 | 10/12/2012 12:14:37 PM |
lionheart722 | $100.00 | 10/11/2012 9:50:09 AM |
Arvicco | $400.00 | 10/11/2012 10:02:05 AM |
LoanerPrincipal | $25.00 | 10/11/2012 9:18:53 AM |
indomitable-coin | $25.00 | 10/11/2012 10:26:25 AM |
compassion-twister2 | $50.00 | 10/11/2012 9:25:35 AM |
Vegasjim | $25.00 | 10/11/2012 10:42:11 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:54 AM |
octoberfresh | $25.00 | 10/11/2012 10:05:49 AM |
CreditBuilder2 | $25.01 | 10/11/2012 10:01:13 AM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:39 PM |
a-finance-nirvana | $25.00 | 10/11/2012 10:21:19 AM |
newest-generous-income | $25.00 | 10/11/2012 11:23:41 AM |
0_0 | $25.00 | 10/11/2012 10:57:50 AM |
toblerone | $25.00 | 10/11/2012 11:06:44 AM |
JRS | $25.00 | 10/11/2012 5:26:49 PM |
BMerrick | $25.00 | 10/11/2012 2:03:32 PM |
engaging-worth | $25.00 | 10/11/2012 6:03:27 PM |
silver-explorer6 | $25.00 | 10/11/2012 6:06:34 PM |
Plutis | $25.00 | 10/11/2012 6:18:03 PM |
Eric_Gagne | $25.00 | 10/12/2012 7:13:47 AM |
blue-useful-auction | $25.00 | 10/12/2012 6:33:49 AM |
Rivervale_Westwood | $25.00 | 10/12/2012 9:31:06 AM |
SSC_CCV | $75.00 | 10/12/2012 7:51:05 AM |
commerce-gargantuan2 | $35.00 | 10/12/2012 9:52:44 AM |
Jalebi | $50.00 | 10/12/2012 9:44:07 AM |
awesome-dollar6 | $100.00 | 10/12/2012 11:43:08 AM |
tolerant-penny159 | $25.00 | 10/12/2012 1:29:03 PM |
lm75 | $25.00 | 10/12/2012 2:23:25 PM |
trade-goblin9 | $109.99 | 10/12/2012 2:44:03 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
652401
This series of Notes was issued and sold upon the funding of the borrower loan #75999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $190.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 36% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 26y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $144,341 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mountain390 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Pay household expenses. Vehicle and unexpected medical expenses are causing me to be short.
My financial situation:
I am a good candidate for this loan because. I have an excellent credit score. I have never ever been late paying a bill or mortgage.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gentle-generosity822 | $25.00 | 10/11/2012 5:08:17 PM |
spark548 | $100.00 | 10/11/2012 6:17:02 PM |
tolerant-dime2 | $36.00 | 10/11/2012 5:11:10 PM |
special-dinero553 | $25.00 | 10/11/2012 6:24:06 PM |
majestic-note6 | $200.00 | 10/11/2012 6:26:56 PM |
asset-professor | $25.00 | 10/11/2012 5:31:28 PM |
LeReve | $500.00 | 10/11/2012 6:29:24 PM |
etraboulay | $50.00 | 10/11/2012 5:36:13 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:45:56 PM |
cardminger | $25.00 | 10/11/2012 5:35:28 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:54 PM |
52digital | $75.00 | 10/11/2012 6:19:58 PM |
decisive-income7 | $461.16 | 10/12/2012 7:21:10 AM |
john0720 | $25.00 | 10/11/2012 6:57:26 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:42 PM |
bsmtloan | $137.84 | 10/12/2012 5:49:52 AM |
Starica | $150.00 | 10/11/2012 5:56:52 PM |
Endeavour | $150.00 | 10/11/2012 5:06:24 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:57 PM |
vutah | $25.00 | 10/11/2012 5:13:23 PM |
lovely-currency3 | $50.00 | 10/11/2012 5:13:08 PM |
klippies | $25.00 | 10/11/2012 5:29:46 PM |
riveting-credit5 | $25.00 | 10/11/2012 5:40:01 PM |
thrifty-capital | $35.00 | 10/11/2012 5:41:23 PM |
liberty-tostada7 | $50.00 | 10/11/2012 7:05:48 PM |
first-pragmatic-power | $25.00 | 10/11/2012 5:45:31 PM |
money-baron | $100.00 | 10/11/2012 6:06:41 PM |
scholarly-order6 | $30.00 | 10/11/2012 6:15:00 PM |
integrity-web | $25.00 | 10/11/2012 6:33:35 PM |
scrappy-diversification7 | $2,000.00 | 10/11/2012 6:45:46 PM |
SLN-10 | $50.00 | 10/11/2012 6:48:32 PM |
Dubbs360 | $200.00 | 10/11/2012 7:12:06 PM |
profitable-balance | $100.00 | 10/12/2012 2:46:16 AM |
Star_Witness | $25.00 | 10/11/2012 9:27:20 PM |
glroark | $50.00 | 10/12/2012 6:22:53 AM |
Eric_Gagne | $25.00 | 10/12/2012 7:14:54 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
652469
This series of Notes was issued and sold upon the funding of the borrower loan #76240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $129.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,080 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| subtle-generosity2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:14 AM |
obduro_1 | $25.00 | 10/11/2012 5:01:27 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:20 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:32:54 PM |
blot44 | $25.00 | 10/12/2012 6:01:15 AM |
imogen22 | $50.00 | 10/11/2012 6:20:38 PM |
market-maximizer472 | $25.00 | 10/12/2012 7:09:58 AM |
Arvicco | $400.00 | 10/11/2012 6:28:38 PM |
teamtiny | $25.00 | 10/12/2012 6:09:50 AM |
Rivervale_Westwood | $25.00 | 10/12/2012 9:31:07 AM |
Jalebi | $50.00 | 10/12/2012 9:44:11 AM |
DrNano | $50.00 | 10/12/2012 3:44:21 PM |
hitsman | $50.00 | 10/12/2012 5:03:47 PM |
dollardave | $50.00 | 10/12/2012 4:36:55 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:24 PM |
bent300 | $50.00 | 10/12/2012 1:00:57 PM |
gilbrear | $25.00 | 10/12/2012 3:30:52 PM |
loyalty-hornet6 | $25.00 | 10/12/2012 5:27:09 PM |
excellent-funds649 | $50.00 | 10/12/2012 5:43:55 PM |
Solid-Platinum | $25.00 | 10/12/2012 11:12:03 PM |
Emgolda | $25.00 | 10/12/2012 6:20:43 PM |
UHcougars | $25.00 | 10/13/2012 12:02:59 AM |
bonafide-economy | $50.00 | 10/12/2012 7:11:18 PM |
Salvy | $25.00 | 10/12/2012 9:03:48 PM |
ingenious-point1 | $25.00 | 10/12/2012 6:38:40 PM |
sturzstrom | $25.00 | 10/13/2012 7:50:05 AM |
finance-coyote3 | $1,920.55 | 10/13/2012 8:05:06 AM |
wdworld | $50.00 | 10/12/2012 11:30:24 PM |
Supernick | $500.00 | 10/12/2012 11:53:12 PM |
5kids5 | $40.45 | 10/13/2012 6:06:14 AM |
promise2 | $25.00 | 10/12/2012 10:39:09 PM |
klemer | $25.00 | 10/13/2012 6:35:24 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:30 AM |
success1001 | $100.00 | 10/13/2012 2:04:56 AM |
attentive-principal711 | $25.00 | 10/13/2012 4:31:37 AM |
Aberdeen | $100.00 | 10/11/2012 6:10:11 PM |
FortuneFund | $50.00 | 10/11/2012 5:05:34 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:28 PM |
obedient-payout0 | $25.00 | 10/11/2012 5:57:39 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:54 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:29 PM |
neighborly-hope6 | $100.00 | 10/11/2012 5:13:51 PM |
community-burrito9 | $25.00 | 10/11/2012 5:32:59 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:16 PM |
napmanger | $100.00 | 10/11/2012 8:43:16 PM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:26 AM |
CFOGO | $25.00 | 10/12/2012 7:22:05 AM |
kenji4861 | $25.00 | 10/12/2012 9:42:38 AM |
conductor146 | $25.00 | 10/12/2012 10:17:49 AM |
community-burrito9 | $25.00 | 10/12/2012 2:05:37 PM |
cocorico12 | $50.00 | 10/12/2012 1:44:16 PM |
Castellan | $50.00 | 10/12/2012 5:17:50 PM |
aganippe | $50.00 | 10/12/2012 3:11:11 PM |
Sneezie | $64.00 | 10/12/2012 5:38:47 PM |
proper-exchange8 | $50.00 | 10/12/2012 5:00:40 PM |
jedi053 | $100.00 | 10/12/2012 5:22:58 PM |
proud-pound4 | $25.00 | 10/12/2012 5:24:19 PM |
sdalmr | $35.00 | 10/12/2012 8:17:23 PM |
compoundinterest | $25.00 | 10/12/2012 5:58:48 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:12 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:44 AM |
jpblan11 | $25.00 | 10/12/2012 5:57:55 PM |
shrewd-deal | $50.00 | 10/12/2012 6:42:55 PM |
bellaquito | $500.00 | 10/12/2012 6:54:44 PM |
grotheik | $30.00 | 10/13/2012 6:08:40 AM |
angrenost | $25.00 | 10/13/2012 7:11:29 AM |
New-Truck-Savings | $25.00 | 10/13/2012 8:04:37 AM |
treasure-bliss | $50.00 | 10/13/2012 4:45:31 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:22 AM |
bankojerry | $35.00 | 10/13/2012 7:36:40 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
652521
This series of Notes was issued and sold upon the funding of the borrower loan #76143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.81% |
Borrower rate/APR:
| 20.81% / 23.28% |
Monthly payment:
| $134.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.63% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,592 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mindful-commitment8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 75% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 3
( 25% )
| 660-679
(Sep-2011)
|
Principal balance:
| $4,227.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation: Is not great, but holding steady
I am a good candidate for this loan because... I pay my bills on time, and am asking for funds to fix up my home.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Military_Money_Wise | $25.00 | 10/15/2012 9:03:38 AM |
scholarly-order6 | $25.00 | 10/15/2012 9:05:24 AM |
Jalebi | $50.00 | 10/15/2012 9:09:26 AM |
Investor_DP | $200.00 | 10/15/2012 9:10:59 AM |
engaging-worth | $25.00 | 10/15/2012 9:07:32 AM |
compounding21 | $25.00 | 10/15/2012 9:04:41 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:05:11 AM |
quantum_leap | $25.00 | 10/15/2012 9:04:14 AM |
historic-value7 | $200.00 | 10/15/2012 9:05:16 AM |
cattlebaron | $25.00 | 10/15/2012 9:06:02 AM |
worth-blanket2 | $4,500.00 | 10/15/2012 9:04:45 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
652531
This series of Notes was issued and sold upon the funding of the borrower loan #76300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 24.57% |
Borrower rate/APR:
| 25.57% / 28.16% |
Monthly payment:
| $445.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.63% | | |
| |
Estimated return*:
| 12.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 45% |
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,028 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| volkswagon |
Borrower's state:
| Kansas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,450.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
600-619
(Feb-2008)
640-659
(May-2007)
|
Principal balance:
| $4,661.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate all of our credit card payments into 1 larger payment, saving us interest as well as paying off the credit cards more quickly.
My financial situation:
I am a good candidate for this loan because...we have a consistently improving credit history. Also, we have a good reputation with Prosper and our previous loans.
Monthly net income: $2300
Monthly expenses: $2007
Housing: $550
Insurance: $65
Car expenses: $130
Utilities: $165
Phone, cable, internet: $160
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $337
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LendSoHardUniversity | $125.04 | 10/10/2012 5:02:55 PM |
Endeavour | $150.00 | 10/10/2012 5:03:47 PM |
DasMula | $100.00 | 10/10/2012 5:07:23 PM |
orchestra960 | $300.00 | 10/10/2012 5:07:37 PM |
trade-goblin9 | $75.00 | 10/10/2012 5:07:51 PM |
community-burrito9 | $65.00 | 10/10/2012 5:05:34 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:41 PM |
ethical-truth211 | $300.00 | 10/10/2012 5:05:47 PM |
spark548 | $100.00 | 10/10/2012 5:06:31 PM |
cr8on | $75.00 | 10/10/2012 5:12:42 PM |
Dubbs360 | $200.00 | 10/10/2012 5:14:29 PM |
handy-justice | $50.00 | 10/10/2012 5:03:43 PM |
moneylender25 | $25.00 | 10/10/2012 5:15:43 PM |
felicity-contributor3 | $25.00 | 10/10/2012 5:05:02 PM |
LeReve | $500.00 | 10/10/2012 5:27:12 PM |
bewitching-dollar5 | $100.00 | 10/10/2012 5:28:15 PM |
EFS | $200.00 | 10/10/2012 5:28:38 PM |
witty-openness | $25.00 | 10/10/2012 5:29:18 PM |
thrilling-fund427 | $50.00 | 10/10/2012 5:07:25 PM |
intrepid-loot | $25.00 | 10/10/2012 5:19:31 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:55 PM |
newest-glowing-cash | $25.00 | 10/10/2012 5:10:20 PM |
jedi053 | $100.00 | 10/10/2012 5:27:01 PM |
capital-renewal | $50.00 | 10/10/2012 5:56:22 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:16:53 PM |
shrewd-peace7 | $25.00 | 10/10/2012 5:29:51 PM |
Peleadona | $25.00 | 10/10/2012 6:02:20 PM |
repayment-hawk5 | $25.00 | 10/10/2012 6:07:34 PM |
zipemdown | $25.00 | 10/10/2012 5:39:03 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:11 PM |
asset-professor | $25.00 | 10/10/2012 6:11:46 PM |
netg | $75.00 | 10/10/2012 6:12:11 PM |
Wellman | $25.00 | 10/10/2012 5:46:13 PM |
janeybooboo | $74.74 | 10/10/2012 6:17:59 PM |
loyalty-dragster7 | $113.00 | 10/10/2012 5:33:00 PM |
quantum_leap | $25.00 | 10/10/2012 5:57:07 PM |
WindomDev | $25.00 | 10/10/2012 6:33:28 PM |
justreturns | $25.00 | 10/10/2012 6:00:44 PM |
Beld | $50.00 | 10/10/2012 5:40:11 PM |
spry-hope4 | $200.00 | 10/10/2012 5:42:06 PM |
RGlad | $65.00 | 10/10/2012 6:41:22 PM |
CA-Lender | $50.01 | 10/10/2012 6:47:28 PM |
moola-flag4 | $25.00 | 10/10/2012 6:05:18 PM |
genius520 | $100.00 | 10/10/2012 6:18:03 PM |
Detour11 | $25.00 | 10/10/2012 8:19:34 PM |
Silver_Rupee | $25.01 | 10/10/2012 6:03:33 PM |
orearella3 | $25.00 | 10/10/2012 6:23:07 PM |
froggieboy | $250.00 | 10/10/2012 9:05:13 PM |
slowgains | $25.00 | 10/10/2012 10:10:24 PM |
bullish2bearish | $70.00 | 10/10/2012 6:27:32 PM |
return-grizzly | $100.00 | 10/10/2012 6:29:11 PM |
gotjack-IRA | $100.03 | 10/10/2012 6:31:42 PM |
supreme-exchange547 | $25.00 | 10/10/2012 6:09:12 PM |
haplender | $50.00 | 10/10/2012 6:12:56 PM |
scholarly-order6 | $25.00 | 10/11/2012 4:30:16 AM |
DoctorJoe | $25.00 | 10/10/2012 6:14:56 PM |
Dont_Worry_Be_Happy | $25.00 | 10/11/2012 5:29:15 AM |
bid-stockpiler1 | $250.00 | 10/11/2012 6:33:20 AM |
Investor_DP | $200.00 | 10/10/2012 7:06:19 PM |
Macbethofscots | $25.00 | 10/10/2012 6:22:28 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:30 AM |
money-baron | $100.00 | 10/10/2012 6:49:40 PM |
helpful-credit156 | $25.00 | 10/10/2012 9:51:08 PM |
340 | $50.00 | 10/11/2012 1:18:40 AM |
MangoHedge | $25.00 | 10/10/2012 7:33:12 PM |
first-serene-credit | $25.00 | 10/10/2012 8:20:33 PM |
Frover | $25.00 | 10/11/2012 6:58:01 AM |
LesErin600 | $25.00 | 10/11/2012 7:27:48 AM |
vines99 | $50.00 | 10/11/2012 1:17:58 AM |
mover486 | $25.00 | 10/11/2012 6:03:54 AM |
bbt28 | $25.05 | 10/11/2012 6:32:35 AM |
RGlad | $35.00 | 10/11/2012 7:20:37 AM |
168RichCapital | $25.10 | 10/11/2012 7:40:37 AM |
KileNSmyth4 | $35.76 | 10/11/2012 8:30:57 AM |
LittleMingo | $35.00 | 10/10/2012 5:03:15 PM |
MyPFBlog | $25.00 | 10/10/2012 5:47:40 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:17 AM |
312-Lender | $150.00 | 10/10/2012 5:04:33 PM |
AF-Chief | $25.00 | 10/10/2012 5:14:53 PM |
calmfunds | $2,000.00 | 10/10/2012 5:07:13 PM |
trumpeter5 | $25.00 | 10/10/2012 5:02:30 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:05:16 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:05 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:32 PM |
money-bauble | $100.00 | 10/10/2012 5:33:43 PM |
tolerant-currency6 | $25.00 | 10/10/2012 5:18:51 PM |
duty-viola | $35.00 | 10/10/2012 5:20:58 PM |
Cookstersalibi | $25.00 | 10/10/2012 5:09:05 PM |
lovely-currency3 | $50.00 | 10/10/2012 5:43:40 PM |
TheHillsAreAlive | $25.00 | 10/10/2012 5:44:33 PM |
versatile-dime442 | $162.00 | 10/10/2012 5:22:22 PM |
Leshan | $100.00 | 10/10/2012 5:45:01 PM |
bid-banjo3 | $45.00 | 10/10/2012 5:11:43 PM |
brainy-return234 | $25.00 | 10/10/2012 5:11:52 PM |
tolerant-responsibility051 | $696.00 | 10/10/2012 5:12:29 PM |
thankful-nickel2 | $55.55 | 10/10/2012 5:14:11 PM |
p2ploan-instrument2 | $30.00 | 10/10/2012 5:49:21 PM |
Mrs-Honeydew | $25.00 | 10/10/2012 5:56:53 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:46 PM |
roland1 | $25.00 | 10/10/2012 5:38:16 PM |
five-star-note | $200.00 | 10/10/2012 5:24:12 PM |
AAnderson1750 | $65.00 | 10/10/2012 5:44:22 PM |
queentut | $100.00 | 10/10/2012 6:12:42 PM |
moola-accelerator6 | $50.00 | 10/10/2012 6:13:47 PM |
the-respectful-transaction | $25.00 | 10/10/2012 5:45:50 PM |
bellaquito | $500.00 | 10/10/2012 6:16:10 PM |
Comoparklender | $25.00 | 10/10/2012 6:17:03 PM |
berniemadeoff | $50.00 | 10/10/2012 6:21:20 PM |
jiftostada | $25.00 | 10/10/2012 5:56:26 PM |
Banker2OO7 | $75.00 | 10/10/2012 6:25:46 PM |
shawnw2 | $325.00 | 10/10/2012 5:40:40 PM |
respectful-dough429 | $100.00 | 10/10/2012 5:41:22 PM |
randsenterprise | $25.00 | 10/10/2012 6:04:20 PM |
Wangchuk | $25.01 | 10/10/2012 6:57:44 PM |
MoneyForNothing | $35.45 | 10/10/2012 5:48:31 PM |
fitiwalt | $25.00 | 10/10/2012 5:51:46 PM |
transparency-position | $65.00 | 10/10/2012 7:27:06 PM |
etraboulay | $50.00 | 10/10/2012 5:58:10 PM |
rome1426 | $25.00 | 10/10/2012 6:18:06 PM |
nextar | $45.00 | 10/10/2012 9:44:00 PM |
52digital | $75.00 | 10/10/2012 6:07:44 PM |
peso-lyrics7 | $50.00 | 10/10/2012 6:08:07 PM |
voipguy88 | $50.00 | 10/10/2012 6:29:52 PM |
dukeiyer | $25.00 | 10/10/2012 6:08:27 PM |
grasshopper774 | $26.44 | 10/10/2012 11:22:13 PM |
integrity-web | $25.00 | 10/10/2012 6:09:47 PM |
networks4ever | $25.00 | 10/10/2012 6:10:24 PM |
well-mannered-income3 | $120.00 | 10/10/2012 6:36:00 PM |
The-Helper | $30.00 | 10/11/2012 3:58:14 AM |
melodious-openness | $500.00 | 10/11/2012 5:02:06 AM |
first-pragmatic-power | $25.00 | 10/10/2012 6:48:33 PM |
chrisb1414 | $25.00 | 10/11/2012 6:30:40 AM |
01a_MrsUSC | $100.00 | 10/10/2012 7:09:17 PM |
persist_in_doing | $25.00 | 10/10/2012 6:23:47 PM |
janeybooboo | $50.26 | 10/11/2012 7:40:27 AM |
sensible-fund | $35.00 | 10/10/2012 7:21:22 PM |
receptive-affluence035 | $25.00 | 10/11/2012 8:02:33 AM |
fund-explorer4 | $100.00 | 10/10/2012 7:42:08 PM |
credit-wheel7 | $25.00 | 10/10/2012 6:40:18 PM |
global-invest-group | $25.00 | 10/11/2012 8:13:52 AM |
KB-IRA | $100.00 | 10/11/2012 8:40:20 AM |
mikeandcat | $100.37 | 10/10/2012 8:20:30 PM |
Finchy78 | $25.00 | 10/10/2012 6:46:41 PM |
frogperson | $300.00 | 10/10/2012 9:00:20 PM |
Bob450 | $25.00 | 10/10/2012 9:33:29 PM |
us957165 | $25.00 | 10/10/2012 6:58:59 PM |
LoanerPrincipal | $25.00 | 10/10/2012 7:24:45 PM |
01a_MrUSC_IRA | $50.00 | 10/10/2012 7:27:53 PM |
Gregger | $25.00 | 10/11/2012 2:40:38 AM |
atlas100 | $25.00 | 10/11/2012 6:24:33 AM |
cwss-lending | $25.00 | 10/10/2012 10:24:16 PM |
HLender | $40.00 | 10/11/2012 2:08:50 AM |
dollar-authority | $250.00 | 10/11/2012 7:53:08 AM |
bob450-roth | $25.00 | 10/11/2012 7:58:25 AM |
Colorado2006 | $25.55 | 10/11/2012 4:55:00 AM |
Sturgee | $25.00 | 10/11/2012 8:18:46 AM |
melodious-openness | $497.60 | 10/11/2012 5:02:43 AM |
repayment-uprising | $25.00 | 10/11/2012 8:48:13 AM |
rockhound84 | $25.00 | 10/11/2012 6:13:52 AM |
prudent-bid3 | $35.00 | 10/11/2012 6:20:02 AM |
first-dinero-paladin | $45.00 | 10/11/2012 7:23:11 AM |
capital-investor8 | $25.00 | 10/11/2012 7:58:33 AM |
thehousewife | $50.00 | 10/11/2012 8:28:04 AM |
163 Investments
|
Borrower Payment Dependent Notes Series
652559
This series of Notes was issued and sold upon the funding of the borrower loan #76388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,800 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| brainy-interest8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lawyer fee and credit fee
Purpose of loan: to pay my lawyer fee and some of my credit card fee
This loan will be used to...
Pay fees and credit card bill
My financial situation: fairly good
I am a good candidate for this loan because... I really need it and I will pay it off before the due date
Monthly net income: $640
Monthly expenses: $100
Housing: $
Insurance: $92
Car expenses: $
Utilities: $
Phone, cable, internet: $160
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $68
Other expenses: $36
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $100.00 | 10/11/2012 6:25:22 PM |
Zingaro | $25.00 | 10/11/2012 5:38:24 PM |
Dubbs360 | $100.00 | 10/11/2012 7:20:17 PM |
Digger85 | $50.00 | 10/14/2012 6:12:41 PM |
korby524 | $25.00 | 10/15/2012 9:30:52 AM |
EclipseDirect | $25.00 | 10/15/2012 9:57:31 AM |
chitownguy27 | $29.76 | 10/15/2012 10:25:27 AM |
punctual-fund | $25.00 | 10/15/2012 10:24:02 AM |
kurtb57 | $40.00 | 10/15/2012 12:35:06 PM |
Weaverville | $25.00 | 10/15/2012 12:04:57 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:12 PM |
principal-cooker2 | $50.00 | 10/15/2012 5:10:11 PM |
mschoenf | $100.00 | 10/15/2012 5:19:17 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:23:15 PM |
diplomatic-wealth7 | $25.00 | 10/15/2012 5:53:14 PM |
cp-family | $50.00 | 10/15/2012 5:41:34 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:57 PM |
the-credit-maker | $39.54 | 10/15/2012 5:58:28 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:15 AM |
bellaquito | $500.00 | 10/11/2012 7:02:28 PM |
52digital | $75.00 | 10/11/2012 7:18:20 PM |
money-baron | $100.00 | 10/11/2012 6:06:42 PM |
california111 | $100.00 | 10/12/2012 10:03:37 AM |
Jalebi | $50.00 | 10/12/2012 9:44:12 AM |
banker34 | $25.00 | 10/13/2012 4:38:05 PM |
worthy-bid8 | $100.00 | 10/13/2012 1:01:53 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:50 AM |
drkosh | $25.00 | 10/14/2012 10:52:40 AM |
mad-scientist418 | $25.00 | 10/15/2012 7:10:03 AM |
compatible-deal9 | $25.00 | 10/15/2012 8:29:26 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:37 AM |
KB-IRA | $90.70 | 10/15/2012 12:37:28 PM |
pdub | $250.00 | 10/15/2012 5:06:12 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:11:50 PM |
imogen22 | $50.00 | 10/15/2012 5:13:31 PM |
dedicated-transaction796 | $25.00 | 10/15/2012 5:01:11 PM |
reward-adventure | $50.00 | 10/15/2012 5:07:47 PM |
Caed-Aldwych | $25.00 | 10/15/2012 5:21:56 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:40 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
652563
This series of Notes was issued and sold upon the funding of the borrower loan #76333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $179.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.36% | | |
| |
Estimated return*:
| 9.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1966 |
Debt/Income ratio:
| 37% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,000 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enticing-reward7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 60 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
700-719
(Sep-2009)
|
Principal balance:
| $1,254.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 60 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to.this loan will be used to have some extensive dental work for myself ans pay some other bills. d..
My financial situation:
I am a good candidate for this loan because. I have a good credit rating. I have paid my bills on time. I have been a creditor with Prosper before and handled it with no problem.
Monthly net income: $41,050.00
Monthly expenses: $2,171.50
Housing: $1,172.34
Insurance: $827.92
Car expenses: $100.00 to $150.00
Utilities: $395.00
Phone, cable, internet: $170.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $195.00
Other expenses: $45.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/11/2012 5:01:32 PM |
Endeavour | $150.00 | 10/11/2012 5:01:50 PM |
moneyforthehoney | $35.00 | 10/11/2012 5:13:30 PM |
zipemdown | $25.00 | 10/11/2012 5:14:08 PM |
thrifty-generosity222 | $50.00 | 10/11/2012 5:16:09 PM |
Banker2OO7 | $75.00 | 10/11/2012 5:29:07 PM |
first-pragmatic-power | $25.00 | 10/11/2012 5:45:31 PM |
red-eloquent-rupee | $50.00 | 10/11/2012 5:49:35 PM |
vutah | $25.00 | 10/11/2012 5:07:02 PM |
duty-viola | $35.00 | 10/11/2012 5:10:30 PM |
luann199 | $25.00 | 10/11/2012 6:08:07 PM |
ready-agreement5 | $25.00 | 10/11/2012 5:13:40 PM |
dkjl | $25.00 | 10/11/2012 6:09:55 PM |
sweety075 | $25.00 | 10/11/2012 5:01:23 PM |
tolerant-dime2 | $49.00 | 10/11/2012 5:14:35 PM |
RLaumeyer | $70.22 | 10/11/2012 5:15:59 PM |
ethicalhumanist | $100.00 | 10/11/2012 6:11:46 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:29 PM |
pragmatic-auction8 | $25.00 | 10/11/2012 6:15:14 PM |
NekHoldings | $25.00 | 10/11/2012 5:04:45 PM |
j2ee | $50.00 | 10/11/2012 6:16:30 PM |
phaded | $25.00 | 10/11/2012 5:09:07 PM |
capital-renewal | $50.00 | 10/11/2012 5:29:10 PM |
money-baron | $100.00 | 10/11/2012 5:30:53 PM |
tender-commerce8 | $50.00 | 10/11/2012 5:40:32 PM |
klippies | $25.00 | 10/11/2012 5:29:46 PM |
value-fortress3 | $25.00 | 10/11/2012 5:49:34 PM |
snm2001 | $25.00 | 10/11/2012 5:51:25 PM |
affluence-kitten6 | $25.00 | 10/11/2012 5:54:37 PM |
hitsman | $50.00 | 10/11/2012 5:35:50 PM |
1randyp | $25.00 | 10/11/2012 5:37:27 PM |
the-deal-ace | $25.00 | 10/11/2012 5:38:22 PM |
wizardii | $25.00 | 10/11/2012 5:38:28 PM |
jedi053 | $100.00 | 10/11/2012 6:00:55 PM |
top-payout-fixer | $25.00 | 10/11/2012 6:03:15 PM |
ILoveBearHats | $25.00 | 10/11/2012 6:03:32 PM |
spirit07a | $100.00 | 10/11/2012 5:42:33 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:58 PM |
investment-artist | $92.10 | 10/11/2012 6:05:05 PM |
Feyenoord | $30.00 | 10/11/2012 6:06:12 PM |
red-power-pecan | $50.00 | 10/11/2012 5:50:12 PM |
haplender | $50.00 | 10/11/2012 6:07:46 PM |
pleasant-commerce934 | $25.00 | 10/11/2012 6:08:05 PM |
paxnj | $25.00 | 10/11/2012 6:11:18 PM |
payout-paradise5 | $25.00 | 10/11/2012 6:06:20 PM |
roland1 | $25.00 | 10/11/2012 6:09:50 PM |
Dubbly | $25.00 | 10/11/2012 6:12:56 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:55 PM |
RJN | $35.00 | 10/11/2012 5:37:30 PM |
RGlad | $100.00 | 10/11/2012 5:01:52 PM |
felicity-contributor3 | $35.00 | 10/11/2012 5:07:43 PM |
JeremyLinFan | $40.00 | 10/11/2012 5:13:10 PM |
WalnutCreekguy | $50.00 | 10/11/2012 5:41:49 PM |
MoneyForNothing | $60.60 | 10/11/2012 5:01:44 PM |
proper-exchange8 | $50.00 | 10/11/2012 5:49:51 PM |
__A1B2 | $28.00 | 10/11/2012 5:02:45 PM |
engaging-worth | $25.00 | 10/11/2012 6:03:28 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:18 PM |
velocityasaurus-rex4 | $100.00 | 10/11/2012 5:10:16 PM |
mikrolown | $25.00 | 10/11/2012 6:06:58 PM |
mercuriant | $25.00 | 10/11/2012 6:08:16 PM |
tolerant-currency6 | $25.00 | 10/11/2012 6:10:35 PM |
pierrelasvegas | $25.00 | 10/11/2012 5:18:09 PM |
zassociate | $200.00 | 10/11/2012 6:19:26 PM |
gold-sushi | $25.00 | 10/11/2012 5:24:58 PM |
financial-frenzy | $50.00 | 10/11/2012 5:27:26 PM |
five-star-note | $200.00 | 10/11/2012 5:29:20 PM |
cardminger | $25.00 | 10/11/2012 5:35:28 PM |
ethical-truth211 | $300.00 | 10/11/2012 5:36:39 PM |
payout-bridge | $350.00 | 10/11/2012 5:18:48 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:22:27 PM |
thrifty-capital | $30.00 | 10/11/2012 5:41:43 PM |
illustrado | $25.00 | 10/11/2012 5:45:34 PM |
brandonm78 | $25.00 | 10/11/2012 5:32:26 PM |
susurrus | $100.00 | 10/11/2012 5:32:48 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:21 PM |
musegaze | $50.00 | 10/11/2012 5:33:42 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:45 PM |
evilkats | $50.00 | 10/11/2012 5:55:46 PM |
riveting-credit5 | $25.00 | 10/11/2012 5:40:02 PM |
Cookstersalibi | $25.00 | 10/11/2012 5:41:46 PM |
fair-pound5 | $50.00 | 10/11/2012 5:51:02 PM |
cello1 | $25.00 | 10/11/2012 6:09:18 PM |
credit-coach118 | $40.01 | 10/11/2012 5:57:43 PM |
brightest-organized-balance | $25.00 | 10/11/2012 6:03:22 PM |
spark548 | $100.00 | 10/11/2012 6:16:53 PM |
ImNotSoDumb | $33.01 | 10/11/2012 6:18:18 PM |
etraboulay | $50.00 | 10/11/2012 6:07:14 PM |
spry-hope4 | $200.00 | 10/11/2012 6:07:40 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:06 PM |
Assets-Up | $25.00 | 10/11/2012 6:13:08 PM |
0_0 | $25.00 | 10/11/2012 6:15:02 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
652597
This series of Notes was issued and sold upon the funding of the borrower loan #76119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 4m |
Amount delinquent:
| $23,660 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,287 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-inspiring-deal |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay down debt and bills
My financial situation:
I am a good candidate for this loan because...
I have a history of paying my bills and loans
Monthly net income: $ 6000
Monthly expenses: $ 4500
Housing: $ 2400
Insurance: $ 125
Car expenses: $ 363
Utilities: $ 300
Phone, cable, internet: $ 250
Food, entertainment: $ 500
Clothing, household expenses: $ 260
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:16 AM |
vutah | $45.00 | 10/11/2012 5:06:45 PM |
first-class-gold0 | $100.00 | 10/11/2012 5:57:21 PM |
mrxtravis | $25.00 | 10/11/2012 5:59:58 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:23:09 PM |
Jalebi | $50.00 | 10/12/2012 9:44:12 AM |
california111 | $100.00 | 10/12/2012 10:03:37 AM |
pious-openness | $25.00 | 10/12/2012 9:09:20 AM |
ultimate-peace | $250.00 | 10/12/2012 6:42:52 PM |
banker34 | $25.00 | 10/13/2012 4:38:05 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:31 PM |
nakanu | $25.00 | 10/15/2012 7:27:04 PM |
compatible-deal9 | $25.00 | 10/16/2012 8:45:00 AM |
diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:51 AM |
thrifty-capital | $25.00 | 10/11/2012 5:43:45 PM |
Dubbs360 | $100.00 | 10/11/2012 7:20:17 PM |
newest-generous-income | $25.00 | 10/12/2012 12:56:34 AM |
worthy-bid8 | $100.00 | 10/13/2012 1:01:53 PM |
seadogs | $25.00 | 10/15/2012 1:16:27 AM |
roux | $25.00 | 10/15/2012 11:39:28 AM |
Weaverville | $25.00 | 10/15/2012 12:04:58 PM |
oracle3 | $50.00 | 10/15/2012 1:44:31 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:17:16 PM |
bazaar-paladin7 | $25.00 | 10/15/2012 10:29:17 PM |
tolerant-responsibility051 | $705.00 | 10/16/2012 9:58:43 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
652637
This series of Notes was issued and sold upon the funding of the borrower loan #76209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $107,141 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| maker319 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement - Replace HVAC
Purpose of loan:
This loan will be used to...replace HVAC systems that I am forced to replace before winter sets in
My financial situation:
I am a good candidate for this loan because...I have always paid my bills, never defaulted on anything, and I have a good, steady income
Monthly net income: $18000
Monthly expenses: $
Housing: $1585
Insurance: $200
Car expenses: $200
Utilities: $300
Phone, cable, internet: $145
Food, entertainment: $1000
Clothing, household expenses: $
Credit cards and other loans: $2200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-burrito9 | $25.00 | 10/17/2012 9:03:25 AM |
handy-justice | $25.00 | 10/17/2012 9:10:59 AM |
CA-Lender | $25.00 | 10/17/2012 10:00:41 AM |
MyPFBlog | $25.00 | 10/17/2012 11:10:39 AM |
decisive-income7 | $250.00 | 10/17/2012 9:22:02 AM |
thankful-nickel2 | $25.00 | 10/17/2012 11:25:10 AM |
worth-blanket2 | $3,600.00 | 10/17/2012 11:15:24 AM |
dough-aficionado9 | $25.00 | 10/17/2012 11:33:21 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
652641
This series of Notes was issued and sold upon the funding of the borrower loan #76231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $360.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 28y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,596 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| mesh440 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...I will use this loan to consolidate all of my credit.
My financial situation:
I am a good candidate for this loan because.. I am very honest and dependable. In my past I have always paid back my debt and I recognize that this loan is an investment in me and my worthiness to repay it. I am appreciative and serious about this opportunity to consolidate my credit. I have had the same job for 20 years and will continue to have employment.
Monthly net income: $4250
Monthly expenses: $2500
Housing: $500
Insurance: $ 100
Car expenses: $ 0
Utilities: 50
Phone, cable, internet: $200
Food, entertainment: $700
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RJN | $25.00 | 10/12/2012 8:21:01 AM |
vutah | $45.00 | 10/11/2012 5:06:02 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:29 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:58 PM |
zipemdown | $25.00 | 10/11/2012 5:14:08 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:23 PM |
principal-dreams9 | $25.00 | 10/11/2012 7:01:30 PM |
superb-funds335 | $25.00 | 10/11/2012 5:54:19 PM |
Dubbs360 | $200.00 | 10/11/2012 7:12:07 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:43 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:45 PM |
ethical-truth211 | $1,000.00 | 10/11/2012 5:56:37 PM |
VirginiaBuckeye | $250.00 | 10/11/2012 5:58:24 PM |
toblerone | $25.00 | 10/11/2012 6:02:02 PM |
PaulW | $25.00 | 10/12/2012 4:52:45 AM |
EL_Papin | $25.00 | 10/12/2012 7:05:29 AM |
velocity-winner | $25.00 | 10/11/2012 6:50:40 PM |
wop310 | $50.00 | 10/12/2012 9:30:20 AM |
Nerdster1 | $25.00 | 10/12/2012 4:48:28 AM |
Jalebi | $50.00 | 10/12/2012 9:44:12 AM |
scholarly-order6 | $100.00 | 10/12/2012 7:44:37 AM |
musegaze | $50.00 | 10/12/2012 9:06:16 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:27 AM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:23 PM |
EarlyRiser | $250.00 | 10/12/2012 9:56:44 AM |
nourishing-order8 | $25.00 | 10/12/2012 12:45:46 PM |
loyalty-circuitry | $50.00 | 10/12/2012 4:50:21 PM |
friendinmoney | $30.00 | 10/12/2012 1:54:37 PM |
wonderous-principal083 | $25.00 | 10/12/2012 5:17:22 PM |
bold-wampum-compadre | $100.00 | 10/12/2012 12:14:15 PM |
illinois_joe | $79.21 | 10/12/2012 2:28:35 PM |
skillful-justice879 | $25.00 | 10/12/2012 12:18:16 PM |
helpful-loan245 | $25.00 | 10/12/2012 3:26:14 PM |
trumpeter391 | $25.00 | 10/12/2012 5:23:21 PM |
loyalty-dragster7 | $125.00 | 10/12/2012 5:23:59 PM |
cogent | $25.14 | 10/12/2012 12:49:35 PM |
peace-fixer8 | $25.00 | 10/12/2012 5:28:11 PM |
bent300 | $50.00 | 10/12/2012 1:00:58 PM |
mammalian4 | $50.00 | 10/12/2012 2:55:22 PM |
SimpleChoice | $25.00 | 10/12/2012 5:51:50 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:53 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:22 PM |
money-surge1 | $25.00 | 10/12/2012 5:07:03 PM |
Budro | $50.00 | 10/12/2012 5:26:02 PM |
1800porsche | $25.00 | 10/12/2012 6:19:46 PM |
Emgolda | $25.00 | 10/12/2012 6:20:44 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:22 PM |
theaterguy | $30.00 | 10/12/2012 5:42:04 PM |
spirit07a | $100.00 | 10/12/2012 5:25:03 PM |
thrifty-generosity222 | $50.00 | 10/12/2012 5:33:28 PM |
Voracious_Trees | $25.00 | 10/12/2012 6:02:37 PM |
intrepid-compassion29 | $25.00 | 10/12/2012 5:39:13 PM |
value-investor9 | $41.00 | 10/12/2012 5:43:29 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:43 PM |
Investing-in-you-2 | $25.00 | 10/12/2012 6:22:17 PM |
payout-paradise5 | $25.00 | 10/12/2012 5:56:24 PM |
fantastic-penny9 | $50.00 | 10/12/2012 6:03:07 PM |
shrewd-deal | $49.96 | 10/12/2012 6:42:55 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:17 AM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:18 PM |
cattlebaron | $50.00 | 10/11/2012 5:16:28 PM |
klippies | $25.00 | 10/11/2012 5:29:47 PM |
janeybooboo | $100.00 | 10/11/2012 5:07:12 PM |
cr8on | $75.00 | 10/11/2012 5:02:12 PM |
kk-gp | $100.00 | 10/11/2012 5:20:45 PM |
green-discrete-rupee | $50.00 | 10/11/2012 5:09:29 PM |
resolute-justice413 | $200.00 | 10/11/2012 6:22:54 PM |
compassion-twister2 | $50.00 | 10/11/2012 5:31:11 PM |
a-finance-nirvana | $25.00 | 10/11/2012 5:16:39 PM |
first-pragmatic-power | $25.00 | 10/11/2012 5:45:31 PM |
Nipper99 | $100.00 | 10/11/2012 8:26:47 PM |
etraboulay | $50.00 | 10/11/2012 6:07:14 PM |
marketplace-singularity3 | $50.00 | 10/11/2012 8:59:54 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:55 PM |
mikrolown | $25.00 | 10/11/2012 6:06:58 PM |
special-dinero553 | $25.00 | 10/11/2012 6:23:55 PM |
vigorous-market5 | $100.00 | 10/11/2012 7:19:59 PM |
john0720 | $25.00 | 10/11/2012 6:57:26 PM |
wise-charming-reward | $500.00 | 10/11/2012 8:18:54 PM |
finder61 | $25.00 | 10/11/2012 8:30:43 PM |
jubilant-capital1 | $25.00 | 10/12/2012 6:48:00 AM |
myidear | $25.00 | 10/12/2012 5:10:08 AM |
market-maximizer472 | $25.00 | 10/12/2012 7:09:34 AM |
VirginiaBuckeye | $100.00 | 10/12/2012 5:53:31 AM |
oskizzle | $25.00 | 10/12/2012 6:24:44 AM |
jwill2172 | $100.00 | 10/12/2012 10:30:38 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:45 PM |
careful-compassion | $25.00 | 10/12/2012 1:30:51 PM |
Astyanax | $34.69 | 10/12/2012 3:08:33 PM |
Sunshine2222 | $25.00 | 10/12/2012 3:37:16 PM |
organic-duty4 | $100.00 | 10/12/2012 11:17:51 AM |
charming-exchange7 | $25.00 | 10/12/2012 5:07:06 PM |
hogtales | $25.00 | 10/12/2012 12:56:08 PM |
bullwink27 | $25.00 | 10/12/2012 1:01:55 PM |
Plutis | $25.00 | 10/12/2012 2:24:12 PM |
87Marc | $25.00 | 10/12/2012 5:24:57 PM |
yield-hut | $25.00 | 10/12/2012 4:21:56 PM |
proper-exchange8 | $50.00 | 10/12/2012 5:00:40 PM |
wildanne | $50.00 | 10/12/2012 5:00:43 PM |
the-silver-blaster | $50.00 | 10/12/2012 5:08:08 PM |
New-Brunswick-Investor | $25.00 | 10/12/2012 3:54:43 PM |
progress-credit | $25.00 | 10/12/2012 4:55:42 PM |
silver-enlightenment0 | $25.00 | 10/12/2012 5:19:11 PM |
jedi053 | $100.00 | 10/12/2012 5:22:58 PM |
casserole9 | $35.00 | 10/12/2012 5:36:47 PM |
orearella3 | $25.00 | 10/12/2012 5:42:05 PM |
myduck | $50.00 | 10/12/2012 5:44:56 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:07:16 PM |
abundant-power | $25.00 | 10/12/2012 5:51:14 PM |
109 Investments
|
Borrower Payment Dependent Notes Series
652651
This series of Notes was issued and sold upon the funding of the borrower loan #76287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1976 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 4m |
Amount delinquent:
| $927 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $1,174 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequivocal-rupee5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan
Purpose of loan:
This loan will be used to get by and live until mid January when my Income will greatly increase and I will be able to pay off this loan in full by the end of February .
My financial situation: I am a 3yr Cancer Survivor and I do have medical Insurance. My Insurance has not paid very well even though it cost me over $600.00 per month. Between Medical Ins, Prescriptions and Dr co-pays I pay between $1100.00 and $1200.00 every month. Now past due medical bills drafted my account and Wiped me out,.
I am a good candidate for this loan because...
I have the ability to pay this off in a very short time. This loan can be paid in full by the end of February 2013.
Monthly net income: $2910.00
Monthly expenses: $2700.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fund-cypress910 | $25.00 | 10/17/2012 5:09:53 PM |
decisive-income7 | $2,000.00 | 10/17/2012 5:14:14 PM |
special-dinero553 | $25.00 | 10/17/2012 5:19:31 PM |
Prospect10 | $200.00 | 10/17/2012 10:21:53 PM |
donenzo | $25.00 | 10/18/2012 7:18:31 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:47:20 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:25 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:58 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:45 AM |
dejnik | $25.00 | 10/18/2012 12:22:49 PM |
Frankk2 | $25.00 | 10/18/2012 2:09:31 PM |
euro-speaker8 | $38.71 | 10/18/2012 5:59:47 PM |
chablist | $50.00 | 10/18/2012 5:44:05 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:51:25 PM |
nickel-ferret | $25.00 | 10/18/2012 5:57:54 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:13:58 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:13 PM |
Free-the-usa-1776 | $25.00 | 10/17/2012 6:49:38 PM |
DrWill | $50.00 | 10/17/2012 8:43:19 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:41 AM |
jDavid | $86.29 | 10/18/2012 8:32:47 AM |
Westerly | $25.00 | 10/18/2012 8:51:33 AM |
bold-gold-pilot | $25.00 | 10/18/2012 11:11:07 AM |
superb-truth061 | $25.00 | 10/18/2012 10:40:34 AM |
note-lesson7 | $100.00 | 10/18/2012 1:03:38 PM |
toblerone | $25.00 | 10/18/2012 5:49:19 PM |
PThor | $25.00 | 10/18/2012 5:52:21 PM |
punctual-fund | $25.00 | 10/18/2012 5:50:38 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:18 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
652653
This series of Notes was issued and sold upon the funding of the borrower loan #76315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,309 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| brilliant-loan443 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Venice Robotics
Purpose of loan:
Purchase Inventory
My financial situation:
I have generated millions of dollars for my employers in the past, I am a computer programmer with the skills to create my own website and products. I have a store front, website and credit card processing ready and set up.
Monthly net income: $2500
Monthly expenses: $1000
Housing: $1000
Insurance: $100
Car expenses: $200
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 10/11/2012 5:15:43 PM |
01a_MrUSC_IRA | $25.00 | 10/11/2012 7:17:13 PM |
let_me_retire | $25.47 | 10/12/2012 4:40:22 AM |
Jalebi | $50.00 | 10/12/2012 9:44:13 AM |
currency-library94 | $50.00 | 10/12/2012 5:06:47 PM |
trumpeter391 | $25.00 | 10/12/2012 5:11:19 PM |
worthy-bid8 | $100.00 | 10/12/2012 6:19:55 PM |
bellaquito | $500.00 | 10/12/2012 6:57:23 PM |
52digital | $75.00 | 10/12/2012 6:39:14 PM |
fxlivin | $75.00 | 10/13/2012 8:27:45 AM |
Tiffies3 | $28.00 | 10/13/2012 3:18:48 AM |
continental2 | $100.00 | 10/12/2012 9:20:56 PM |
jebber007 | $25.00 | 10/13/2012 7:52:14 AM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:46 AM |
lordnecron | $25.00 | 10/13/2012 1:16:16 PM |
return-kung-fu2 | $27.00 | 10/13/2012 11:51:40 AM |
Malkial | $25.00 | 10/13/2012 8:18:02 PM |
guild261 | $25.00 | 10/13/2012 3:00:25 PM |
first-serene-credit | $25.00 | 10/13/2012 3:21:24 PM |
lunareclipse | $30.87 | 10/13/2012 9:19:34 PM |
california111 | $50.00 | 10/13/2012 9:40:31 PM |
joebob78 | $50.00 | 10/14/2012 12:20:54 PM |
Sixmil | $25.00 | 10/14/2012 9:12:50 AM |
credit-fox3 | $25.00 | 10/14/2012 10:13:33 AM |
creative-p2p0 | $25.00 | 10/14/2012 4:18:06 PM |
innocent-liberty6 | $25.00 | 10/14/2012 2:25:23 PM |
reasonable-nickel6 | $25.00 | 10/15/2012 8:46:19 AM |
luminous-finance9 | $26.00 | 10/14/2012 5:41:58 PM |
Hazlenut | $100.00 | 10/15/2012 3:36:08 AM |
evergreen16 | $50.00 | 10/15/2012 9:25:07 AM |
rabbidlender | $25.00 | 10/15/2012 9:11:52 AM |
McMoney11 | $25.00 | 10/15/2012 10:40:46 AM |
Happyhourcomics | $25.00 | 10/15/2012 10:51:13 AM |
Weaverville | $25.00 | 10/15/2012 12:04:59 PM |
punctual-fund | $25.00 | 10/15/2012 10:25:12 AM |
jes5199 | $28.00 | 10/15/2012 2:05:44 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:06:04 PM |
k219824 | $125.00 | 10/15/2012 2:20:54 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:17 AM |
Dubbs360 | $100.00 | 10/11/2012 7:20:18 PM |
CA-Lender | $25.00 | 10/12/2012 8:28:31 AM |
01a_MrsUSC | $50.00 | 10/11/2012 7:12:27 PM |
greencat | $50.00 | 10/12/2012 7:46:41 AM |
bazaar-samurai0 | $125.00 | 10/12/2012 4:07:56 PM |
wise_investor | $25.00 | 10/13/2012 7:30:39 AM |
Paxman84 | $26.00 | 10/13/2012 11:30:27 AM |
payout-bridge | $25.00 | 10/13/2012 8:09:56 AM |
diplomatic-wealth7 | $25.00 | 10/13/2012 12:48:44 PM |
citytreker | $25.00 | 10/13/2012 2:47:46 PM |
toomanyfishtanks | $50.00 | 10/13/2012 12:48:10 PM |
banker34 | $25.00 | 10/13/2012 4:38:06 PM |
SpreadsheetSolutions | $25.00 | 10/14/2012 9:40:27 AM |
blue-treasure-mammalian | $295.64 | 10/14/2012 10:13:19 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:49 PM |
alluring-order2 | $28.65 | 10/15/2012 7:25:12 AM |
helpful-deal1 | $25.00 | 10/14/2012 3:52:16 PM |
sassman2833 | $25.00 | 10/15/2012 9:03:22 AM |
sam-dog-dew | $25.00 | 10/14/2012 6:37:24 PM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:37 AM |
korby524 | $25.00 | 10/15/2012 9:30:53 AM |
Kunakiku | $26.00 | 10/15/2012 12:59:16 PM |
lokiswolf | $25.00 | 10/15/2012 3:14:01 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:12 PM |
pure-interest | $25.00 | 10/15/2012 4:47:35 PM |
EretzCapital | $50.00 | 10/15/2012 3:56:22 PM |
pdub | $133.37 | 10/15/2012 5:06:13 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
652723
This series of Notes was issued and sold upon the funding of the borrower loan #76670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $439.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 41% |
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,246 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-meteoric-trade |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have been employed at the same company for over 8 years.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $300.00 | 10/10/2012 5:03:20 PM |
supreme-treasure8 | $100.00 | 10/10/2012 5:18:08 PM |
brainy-return234 | $25.00 | 10/10/2012 5:11:52 PM |
jedi053 | $100.00 | 10/10/2012 5:27:02 PM |
money-bauble | $100.00 | 10/10/2012 5:33:43 PM |
zipemdown | $25.00 | 10/10/2012 5:39:04 PM |
proper-exchange8 | $50.00 | 10/10/2012 5:19:56 PM |
queentut | $100.00 | 10/10/2012 6:12:42 PM |
WalnutCreekguy | $50.00 | 10/10/2012 5:33:33 PM |
new-truth-chuckler | $33.00 | 10/10/2012 6:05:46 PM |
spirit07a | $100.00 | 10/10/2012 5:50:51 PM |
asset-professor | $25.00 | 10/10/2012 6:11:46 PM |
equitable-capital758 | $750.00 | 10/10/2012 5:54:47 PM |
capital-renewal | $37.00 | 10/10/2012 5:56:22 PM |
haplender | $50.00 | 10/10/2012 6:12:57 PM |
frogperson | $350.00 | 10/10/2012 9:00:45 PM |
EBITDA | $25.00 | 10/10/2012 6:24:52 PM |
52digital | $75.00 | 10/10/2012 6:07:45 PM |
dukeiyer | $25.00 | 10/10/2012 6:08:28 PM |
networks4ever | $25.00 | 10/10/2012 6:10:24 PM |
mover486 | $25.00 | 10/11/2012 6:03:55 AM |
Nil2008 | $100.00 | 10/10/2012 6:49:50 PM |
planetibet | $25.00 | 10/11/2012 7:10:49 AM |
marauder763 | $25.00 | 10/11/2012 7:31:37 AM |
capital-investor8 | $25.00 | 10/11/2012 7:58:34 AM |
bob450-roth | $25.00 | 10/11/2012 7:58:42 AM |
DreDub | $25.00 | 10/11/2012 8:59:35 AM |
rutzebach | $100.00 | 10/10/2012 10:45:03 PM |
Investor_DP | $200.00 | 10/10/2012 7:06:19 PM |
MBBinthBK | $25.00 | 10/11/2012 5:31:31 AM |
froggieboy | $326.53 | 10/10/2012 9:05:24 PM |
HLender | $40.00 | 10/11/2012 2:08:51 AM |
helping-out | $63.75 | 10/11/2012 7:36:59 AM |
asiaratt | $50.00 | 10/11/2012 9:48:18 AM |
imogen22 | $50.00 | 10/11/2012 9:50:43 AM |
shrewd-peace7 | $25.00 | 10/11/2012 9:12:55 AM |
finance-kayak30 | $38.00 | 10/11/2012 9:57:48 AM |
trade-goblin9 | $25.00 | 10/11/2012 9:12:21 AM |
cp-family | $50.00 | 10/11/2012 10:17:40 AM |
trajectory8 | $25.00 | 10/11/2012 10:19:59 AM |
Learning2Lend | $25.00 | 10/11/2012 9:17:00 AM |
handshake5 | $30.00 | 10/11/2012 9:40:41 AM |
Katburg | $25.00 | 10/11/2012 9:41:50 AM |
Comoparklender | $25.00 | 10/11/2012 10:25:40 AM |
social-aspen097 | $300.00 | 10/11/2012 9:43:11 AM |
sentimental-commerce4 | $250.00 | 10/11/2012 10:56:17 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:31 AM |
mmills1220 | $25.00 | 10/11/2012 9:52:30 AM |
truth-seeker8 | $100.00 | 10/11/2012 9:45:33 AM |
enthusiastic-cash599 | $50.00 | 10/11/2012 10:01:48 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:53 AM |
enchanted-note | $25.00 | 10/11/2012 9:57:32 AM |
speedy-peso1 | $100.00 | 10/11/2012 9:58:34 AM |
musegaze | $50.00 | 10/11/2012 9:59:40 AM |
careful-vigilance4 | $25.00 | 10/11/2012 10:29:05 AM |
mikbos | $25.00 | 10/11/2012 10:19:53 AM |
the-laudable-peso | $40.00 | 10/11/2012 11:05:57 AM |
Elefunt | $25.00 | 10/11/2012 10:38:33 AM |
alaskan1 | $25.00 | 10/11/2012 11:55:48 AM |
Index_Plus | $833.14 | 10/11/2012 12:17:58 PM |
responsibility-butterfly | $50.00 | 10/11/2012 7:42:18 AM |
community-burrito9 | $25.00 | 10/10/2012 5:04:02 PM |
thrilling-fund427 | $50.00 | 10/10/2012 5:07:26 PM |
orchestra960 | $48.00 | 10/10/2012 5:07:38 PM |
Dubbs360 | $200.00 | 10/10/2012 5:14:30 PM |
phenomenal-rate1 | $500.00 | 10/10/2012 5:05:16 PM |
asset-portait013 | $100.00 | 10/10/2012 5:15:41 PM |
bewitching-dollar5 | $100.00 | 10/10/2012 5:28:15 PM |
spark548 | $100.00 | 10/10/2012 5:06:32 PM |
Beld | $50.00 | 10/10/2012 5:40:11 PM |
LeReve | $500.00 | 10/10/2012 5:27:13 PM |
pierrelasvegas | $25.00 | 10/10/2012 5:16:54 PM |
april26 | $50.00 | 10/10/2012 6:01:19 PM |
financial-frenzy | $50.00 | 10/10/2012 5:39:12 PM |
paxnj | $25.00 | 10/10/2012 6:01:39 PM |
money-baron | $100.00 | 10/10/2012 6:49:40 PM |
etraboulay | $50.00 | 10/10/2012 5:58:11 PM |
bellaquito | $500.00 | 10/10/2012 6:16:10 PM |
paladin847 | $70.00 | 10/10/2012 6:00:00 PM |
genius520 | $93.00 | 10/10/2012 6:18:03 PM |
nalaari | $25.00 | 10/11/2012 7:24:36 AM |
first-dinero-paladin | $43.32 | 10/11/2012 7:27:48 AM |
well-mannered-income3 | $60.00 | 10/10/2012 6:38:15 PM |
indomitable-economy8 | $25.00 | 10/11/2012 8:48:32 AM |
first-pragmatic-power | $25.00 | 10/10/2012 6:48:33 PM |
netg | $75.00 | 10/10/2012 7:04:40 PM |
cwss-lending | $25.00 | 10/10/2012 10:31:15 PM |
LENNIEKID | $150.26 | 10/11/2012 1:50:20 AM |
ah-long | $25.00 | 10/11/2012 9:07:23 AM |
engrossing-responsibility0 | $50.00 | 10/11/2012 9:08:53 AM |
fair-peace7 | $25.00 | 10/11/2012 9:10:48 AM |
Bob450 | $25.00 | 10/10/2012 9:29:24 PM |
Greenbak | $50.00 | 10/11/2012 9:20:22 AM |
mindful-deal289 | $25.00 | 10/11/2012 6:01:58 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:18 AM |
wkeboarder21 | $50.00 | 10/11/2012 6:52:16 AM |
Wellman | $25.00 | 10/11/2012 9:01:53 AM |
finance-prescription | $42.00 | 10/11/2012 9:46:46 AM |
bid-banjo3 | $100.00 | 10/11/2012 9:49:14 AM |
receptive-affluence035 | $25.00 | 10/11/2012 8:02:33 AM |
whatknows | $25.00 | 10/11/2012 10:00:16 AM |
social-cocktail1 | $77.00 | 10/11/2012 9:48:11 AM |
davisfl | $25.00 | 10/11/2012 9:48:32 AM |
nodrivelpls | $25.00 | 10/11/2012 10:44:12 AM |
jazzlender | $25.00 | 10/11/2012 9:50:48 AM |
justreturns | $25.00 | 10/11/2012 9:40:21 AM |
dispatch4u | $25.00 | 10/11/2012 9:49:54 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:00 AM |
coloradoadam | $25.00 | 10/11/2012 10:32:32 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:21 AM |
marketplace-hut9 | $25.00 | 10/11/2012 11:07:52 AM |
loyalty-voyage | $25.00 | 10/11/2012 11:49:15 AM |
nex | $25.00 | 10/11/2012 11:03:49 AM |
kulender | $100.00 | 10/11/2012 11:11:35 AM |
historic-value7 | $200.00 | 10/11/2012 11:39:49 AM |
revenue-serenity | $25.00 | 10/11/2012 11:41:05 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
652743
This series of Notes was issued and sold upon the funding of the borrower loan #76565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,648 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| repayment-judo8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
The loan requested will be used to complete the budget for a three-week honey moon to Cusco, Peru to view the beautiful ruins of Machu Picchu, which is estimated to cost around $3,850 just for the round-trip flight, hotel, and car.
My financial situation:
You can rest assured that the loan will be repaid as agreed since I have a record of paying all debt on time. I don?t have any late payments, I'm excellent at managing my finances, and I have an excellent paying job as a software engineer.
Monthly net income: $6,000
Monthly expenses: $3,500
Housing: $1,320
Insurance: $154
Car expenses: $350
Utilities: $220
Phone, cable, internet: $175
Food, entertainment: $550
Clothing, household expenses: $50
Credit cards and other loans: $250
School Loan: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,576.11 | 10/16/2012 12:04:58 PM |
Hedge-Fund | $25.00 | 10/16/2012 9:02:52 AM |
Hedge-Fund | $25.00 | 10/16/2012 9:04:52 AM |
vutah | $65.00 | 10/16/2012 9:03:17 AM |
golffish2 | $50.00 | 10/16/2012 9:06:25 AM |
rustysailor | $25.00 | 10/16/2012 9:07:34 AM |
the-credit-maker | $100.00 | 10/16/2012 9:14:46 AM |
Danjack_Capital | $25.00 | 10/16/2012 9:29:19 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:49 AM |
kain11286 | $75.00 | 10/16/2012 10:10:12 AM |
bob450-roth | $25.00 | 10/16/2012 9:55:42 AM |
nethosters | $25.00 | 10/16/2012 10:33:11 AM |
refresher211 | $100.00 | 10/16/2012 10:37:00 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:21 AM |
CA-Lender | $25.00 | 10/16/2012 11:04:04 AM |
liberty-tostada7 | $25.00 | 10/16/2012 11:56:29 AM |
calmfunds | $1,059.75 | 10/16/2012 9:04:37 AM |
income-triangulation1 | $25.00 | 10/16/2012 9:02:01 AM |
greencat | $50.00 | 10/16/2012 9:04:33 AM |
MG_Holdings | $49.14 | 10/16/2012 9:07:32 AM |
handy-justice | $50.00 | 10/16/2012 9:07:50 AM |
scholarly-order6 | $50.00 | 10/16/2012 9:08:41 AM |
friendinmoney | $25.00 | 10/16/2012 9:42:23 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:29 AM |
majestic-note6 | $150.00 | 10/16/2012 10:41:49 AM |
first-serene-credit | $25.00 | 10/16/2012 10:45:52 AM |
slowgains | $25.00 | 10/16/2012 10:44:32 AM |
DevinHill | $25.00 | 10/16/2012 11:18:28 AM |
open-minded-p2p1 | $25.00 | 10/16/2012 11:02:52 AM |
Dubbs360 | $100.00 | 10/16/2012 11:55:35 AM |
bold-social-widget | $25.00 | 10/16/2012 11:57:16 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
652753
This series of Notes was issued and sold upon the funding of the borrower loan #76219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $66.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,051 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 2tiger |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
Principal balance:
| $3,485.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $800
Monthly expenses: $200
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/11/2012 9:08:00 AM |
BankofRon_IRA | $100.00 | 10/11/2012 9:28:23 AM |
speedy-peso1 | $100.00 | 10/11/2012 9:58:51 AM |
musegaze | $41.00 | 10/11/2012 9:59:41 AM |
52digital | $75.00 | 10/11/2012 9:17:26 AM |
wise-felicity-blossom | $34.00 | 10/11/2012 9:46:58 AM |
tolerant-responsibility051 | $1,450.00 | 10/11/2012 9:59:28 AM |
community-burrito9 | $25.00 | 10/11/2012 10:02:02 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:26 AM |
pizza296130 | $25.00 | 10/11/2012 10:03:56 AM |
alexander-hamilton | $50.00 | 10/11/2012 9:37:02 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:55:16 AM |
courteous-vigilance154 | $25.00 | 10/11/2012 10:04:10 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
652761
This series of Notes was issued and sold upon the funding of the borrower loan #76567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 9m |
Amount delinquent:
| $14,489 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,004 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-auction-selector |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to for home improvement of my house, so that I can rent it out and purchase a second home.
My financial situation:
I am a good candidate for this loan because I have a good credit score and history, and I make enough money to cover for the monthly payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
velocityasaurus-rex4 | $100.00 | 10/11/2012 5:10:16 PM |
indomitable-coin | $25.00 | 10/11/2012 5:55:21 PM |
Vegasjim | $25.00 | 10/11/2012 5:58:51 PM |
etraboulay | $50.00 | 10/11/2012 6:07:14 PM |
gentle-generosity822 | $25.00 | 10/11/2012 6:19:11 PM |
LaGrangeLender | $60.00 | 10/11/2012 5:13:24 PM |
LoanerPrincipal | $25.00 | 10/11/2012 5:32:52 PM |
kfrench | $75.00 | 10/11/2012 6:42:12 PM |
nickel-ferret | $25.00 | 10/11/2012 6:24:56 PM |
dinero-dancer8 | $100.00 | 10/11/2012 10:18:43 PM |
fund-bauble | $25.00 | 10/12/2012 8:43:10 AM |
punctual-fund | $25.00 | 10/12/2012 9:41:50 AM |
currency-balancer | $25.00 | 10/12/2012 9:15:52 AM |
intuitive-benefit3 | $100.00 | 10/12/2012 10:38:48 AM |
cordial-bonus | $25.00 | 10/12/2012 9:38:23 AM |
compoundinterest | $25.00 | 10/12/2012 10:00:43 AM |
Jalebi | $50.00 | 10/12/2012 9:44:13 AM |
dbs | $25.00 | 10/12/2012 5:14:25 PM |
flexible-rate1 | $25.00 | 10/12/2012 5:44:37 PM |
pugmalion | $25.00 | 10/13/2012 6:14:58 AM |
bonafide-economy | $50.00 | 10/12/2012 7:11:19 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:30 AM |
OzGuy609 | $25.00 | 10/13/2012 7:30:54 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:25 PM |
cybernosha | $25.00 | 10/13/2012 12:58:43 PM |
Skulljocky | $25.00 | 10/13/2012 12:10:22 PM |
new-marketplace-lyrics | $25.00 | 10/14/2012 7:32:39 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:13 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:50 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:13 AM |
supersarah61 | $25.00 | 10/14/2012 3:46:59 PM |
entertaining-rate9 | $25.00 | 10/14/2012 12:13:17 PM |
spry-nickel | $50.00 | 10/14/2012 3:03:56 PM |
luckyldy | $50.00 | 10/15/2012 8:04:32 AM |
tender-fund1 | $100.00 | 10/15/2012 8:42:48 AM |
Arpad | $60.00 | 10/14/2012 8:16:31 PM |
Approved1234 | $25.00 | 10/15/2012 8:51:34 AM |
LngTerm | $25.00 | 10/14/2012 10:02:02 PM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:39 PM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:41 PM |
uncl-sammy | $25.00 | 10/14/2012 10:18:20 PM |
integrity-hug2 | $26.26 | 10/15/2012 7:54:16 AM |
phenomenal-rate1 | $500.00 | 10/15/2012 9:31:09 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:05 AM |
slimof37 | $25.00 | 10/15/2012 9:51:34 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:13:54 AM |
important-gold5 | $25.00 | 10/15/2012 10:11:54 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:14 AM |
pure-treasure7 | $50.00 | 10/15/2012 10:14:07 AM |
contract-snowdome493 | $25.00 | 10/15/2012 12:37:38 PM |
Fonthill | $500.00 | 10/15/2012 11:06:48 AM |
misit | $25.00 | 10/15/2012 12:55:02 PM |
brilliant-justice214 | $50.00 | 10/15/2012 3:34:37 PM |
affluence-tycoon | $25.00 | 10/15/2012 5:04:22 PM |
GellMaster | $25.00 | 10/15/2012 5:19:59 PM |
flo_rida | $100.00 | 10/15/2012 5:21:24 PM |
mschoenf | $100.00 | 10/15/2012 5:17:09 PM |
pleasant-benjamins6 | $100.00 | 10/15/2012 5:17:27 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:57 PM |
loyalty-hornet6 | $25.00 | 10/15/2012 5:47:36 PM |
lendme2 | $200.00 | 10/15/2012 5:59:51 PM |
top-silver-american | $25.00 | 10/15/2012 6:01:34 PM |
UncleScroogeDMD | $93.88 | 10/15/2012 5:40:52 PM |
Cheburashka | $30.00 | 10/15/2012 6:02:59 PM |
credit-nirvana698 | $30.00 | 10/15/2012 6:03:48 PM |
TheKid | $100.00 | 10/15/2012 6:03:52 PM |
Preteur | $25.00 | 10/15/2012 6:04:12 PM |
point653 | $25.00 | 10/15/2012 6:05:47 PM |
lostontheedge | $25.00 | 10/15/2012 5:52:04 PM |
dschaaf | $25.00 | 10/15/2012 6:06:18 PM |
value-wind0 | $25.00 | 10/15/2012 5:52:53 PM |
skeptikos | $100.00 | 10/15/2012 5:49:06 PM |
flexible-value | $50.00 | 10/15/2012 6:08:02 PM |
rcm87 | $36.00 | 10/15/2012 5:56:50 PM |
hons2000 | $25.00 | 10/15/2012 6:08:42 PM |
benjo | $28.00 | 10/15/2012 6:10:17 PM |
Gnube | $25.00 | 10/15/2012 5:53:17 PM |
enticing-note | $25.00 | 10/15/2012 6:12:38 PM |
worth-web5 | $50.00 | 10/15/2012 6:19:01 PM |
skuba | $75.00 | 10/15/2012 6:02:12 PM |
gracej | $25.00 | 10/15/2012 6:20:24 PM |
metro457 | $100.00 | 10/15/2012 6:02:51 PM |
rwm684 | $25.00 | 10/15/2012 6:22:55 PM |
orange-dollar-raccoon | $100.00 | 10/15/2012 6:03:20 PM |
SRK_FROM_WA | $25.00 | 10/15/2012 5:59:05 PM |
laudable-balance568 | $25.00 | 10/15/2012 6:26:42 PM |
Denver-Rental-Properties | $25.00 | 10/15/2012 6:27:10 PM |
Rick21 | $50.00 | 10/15/2012 6:28:16 PM |
noble-moola0 | $30.00 | 10/15/2012 6:06:54 PM |
Splangy613 | $25.00 | 10/15/2012 6:00:41 PM |
Adventurouschef | $25.00 | 10/15/2012 6:07:23 PM |
bharosa | $25.00 | 10/15/2012 6:29:26 PM |
kind-rupee-welder | $25.00 | 10/15/2012 6:07:46 PM |
fantastic-investment9 | $25.00 | 10/15/2012 6:08:08 PM |
shred123 | $25.00 | 10/15/2012 6:31:13 PM |
market-assembler | $50.00 | 10/15/2012 6:05:13 PM |
larslfe | $25.00 | 10/15/2012 6:10:49 PM |
Nickle-Back | $30.00 | 10/15/2012 6:06:42 PM |
unassuming-generosity | $25.00 | 10/15/2012 6:11:03 PM |
majikthanos | $50.00 | 10/15/2012 6:39:52 PM |
Kravcorp | $25.00 | 10/15/2012 6:12:35 PM |
turbo79 | $25.00 | 10/15/2012 6:13:22 PM |
urbane-duty560 | $25.00 | 10/15/2012 6:14:13 PM |
jresu537 | $25.00 | 10/15/2012 6:15:10 PM |
SailAwayMoon | $25.00 | 10/15/2012 6:15:29 PM |
kchen486 | $50.00 | 10/15/2012 6:43:53 PM |
MoonMama | $25.00 | 10/15/2012 6:12:11 PM |
wonderous-truth6 | $25.00 | 10/15/2012 6:15:04 PM |
gallant-economy9 | $50.00 | 10/15/2012 6:15:43 PM |
versatilenyguy | $50.00 | 10/15/2012 6:17:24 PM |
andrew491 | $50.00 | 10/15/2012 6:47:57 PM |
meenan | $25.00 | 10/15/2012 6:24:50 PM |
serene-truth2 | $100.00 | 10/15/2012 6:26:31 PM |
rokdim | $28.00 | 10/15/2012 6:27:07 PM |
yertle9 | $25.00 | 10/15/2012 6:55:35 PM |
awe-inspiring-commitment972 | $50.00 | 10/15/2012 6:29:35 PM |
historic-balance5 | $50.00 | 10/15/2012 6:30:13 PM |
IP | $25.00 | 10/15/2012 7:10:43 PM |
compassionate-payment218 | $25.00 | 10/15/2012 6:32:11 PM |
hostbank | $100.00 | 10/15/2012 6:32:57 PM |
ianakacg | $25.00 | 10/15/2012 6:29:24 PM |
fcukciti | $35.00 | 10/15/2012 6:35:14 PM |
lost-money-so-far-on-these | $25.00 | 10/15/2012 6:32:13 PM |
DirtyJenga | $25.00 | 10/15/2012 6:41:15 PM |
best-listing-toro | $25.00 | 10/15/2012 6:42:27 PM |
scholarly-velocity6 | $30.00 | 10/15/2012 6:37:43 PM |
figs4u2 | $100.00 | 10/15/2012 6:42:36 PM |
aviente | $25.00 | 10/15/2012 6:45:05 PM |
egw | $50.00 | 10/15/2012 6:41:19 PM |
duty-gusto6 | $75.00 | 10/15/2012 6:45:25 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:12 PM |
luminous-marketplace5 | $50.00 | 10/15/2012 6:48:43 PM |
forceful-nickel6 | $25.00 | 10/15/2012 6:49:32 PM |
helpinghand63 | $25.00 | 10/15/2012 6:52:18 PM |
blue-laudable-dinero | $25.00 | 10/15/2012 9:36:34 PM |
compassionate-power6 | $50.00 | 10/15/2012 9:44:11 PM |
benjamins-explosion142 | $25.00 | 10/15/2012 6:57:53 PM |
Pennywize | $25.00 | 10/15/2012 6:47:04 PM |
green-moola-sniffer | $25.00 | 10/15/2012 6:50:11 PM |
MadHun | $200.00 | 10/15/2012 7:01:00 PM |
Billfred | $25.00 | 10/15/2012 7:08:09 PM |
penny-firestarter | $25.00 | 10/15/2012 7:14:59 PM |
prosha | $25.00 | 10/15/2012 7:40:03 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:09 PM |
Hexnut | $200.00 | 10/15/2012 8:26:01 PM |
versatile-return3 | $100.00 | 10/15/2012 9:18:03 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:26 PM |
feb217 | $17.85 | 10/15/2012 9:58:34 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:18 AM |
brandonm78 | $25.00 | 10/11/2012 5:32:27 PM |
FortuneFund | $50.00 | 10/11/2012 5:05:35 PM |
jedi053 | $100.00 | 10/11/2012 6:00:55 PM |
CreditBuilder2 | $25.01 | 10/11/2012 5:12:03 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:29 PM |
prudent-dough458 | $25.00 | 10/11/2012 5:32:19 PM |
lionheart722 | $100.00 | 10/11/2012 5:51:59 PM |
repayment-chihuahua3 | $25.00 | 10/11/2012 5:38:16 PM |
Slapshot | $25.00 | 10/11/2012 6:05:57 PM |
vigorous-payment6 | $25.00 | 10/11/2012 5:55:45 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:21:53 PM |
special-dinero553 | $25.00 | 10/11/2012 6:23:35 PM |
FortuneFundII | $100.00 | 10/11/2012 6:15:10 PM |
prudent-deal662 | $25.00 | 10/11/2012 6:34:03 PM |
payout-optimizer1 | $50.00 | 10/12/2012 7:50:31 AM |
Arvicco | $400.00 | 10/11/2012 6:28:28 PM |
SBT | $25.00 | 10/12/2012 9:16:49 AM |
reward-giant1 | $48.00 | 10/12/2012 8:42:33 AM |
california111 | $100.00 | 10/12/2012 10:03:38 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:27 AM |
hitsman | $50.00 | 10/12/2012 10:50:33 AM |
compatible-deal9 | $50.00 | 10/12/2012 11:09:14 AM |
invincible-wampum3 | $50.00 | 10/12/2012 4:58:31 PM |
trade-burrito4 | $25.00 | 10/12/2012 5:42:34 PM |
continental2 | $100.00 | 10/12/2012 9:20:56 PM |
success1001 | $100.00 | 10/13/2012 2:04:56 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:23 AM |
first-charming-fund | $25.00 | 10/12/2012 7:38:26 PM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:13 PM |
mdv | $25.00 | 10/13/2012 11:04:20 AM |
kenji4861 | $25.00 | 10/13/2012 1:32:44 PM |
LivingInvestments00 | $25.00 | 10/13/2012 1:13:51 PM |
georgethesir | $50.00 | 10/13/2012 5:42:57 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:21 PM |
anacent | $50.00 | 10/13/2012 4:05:39 PM |
loanprosper | $25.00 | 10/14/2012 8:41:11 AM |
helpful-credit156 | $50.00 | 10/13/2012 10:47:28 PM |
purposeful-durability8 | $100.00 | 10/14/2012 12:59:48 PM |
capital-web7 | $50.00 | 10/14/2012 4:23:00 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:12 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:49 PM |
asset-reaction | $50.00 | 10/15/2012 8:42:10 AM |
antlr | $25.00 | 10/15/2012 5:21:59 AM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:39 AM |
sankyu | $100.00 | 10/15/2012 10:10:53 AM |
dignified-truth7 | $200.00 | 10/15/2012 9:45:42 AM |
shaps | $25.00 | 10/15/2012 10:25:41 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:42 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:57:01 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:45 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:31 AM |
delicious-value973 | $100.00 | 10/15/2012 3:24:55 PM |
excellent-funds649 | $50.00 | 10/15/2012 5:14:00 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:34 PM |
dynamic-capital | $25.00 | 10/15/2012 5:18:04 PM |
AFairDeal | $25.00 | 10/15/2012 5:51:02 PM |
ChrisJB | $25.00 | 10/15/2012 5:33:53 PM |
sigue | $25.00 | 10/15/2012 5:29:25 PM |
anti-wall-st | $50.00 | 10/15/2012 5:56:47 PM |
everythingbagel | $71.00 | 10/15/2012 5:45:15 PM |
the-justice-stockpiler | $25.00 | 10/15/2012 5:40:00 PM |
richboy56 | $25.00 | 10/15/2012 5:42:39 PM |
syrepsorp | $50.00 | 10/15/2012 6:04:47 PM |
deepventures | $50.00 | 10/15/2012 6:06:20 PM |
matthart | $25.00 | 10/15/2012 6:07:15 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:15 PM |
DanLash | $25.00 | 10/15/2012 5:55:47 PM |
thrifty-transaction578 | $25.00 | 10/15/2012 5:56:26 PM |
BDL-Roth | $32.00 | 10/15/2012 5:52:46 PM |
keeks | $25.00 | 10/15/2012 6:11:56 PM |
kinetic-openness0 | $25.00 | 10/15/2012 5:58:04 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 10/15/2012 6:12:58 PM |
relaxation798 | $100.00 | 10/15/2012 6:14:44 PM |
lamsabuy | $200.00 | 10/15/2012 6:16:50 PM |
deal-vibrato | $25.00 | 10/15/2012 5:59:25 PM |
bonus-tent | $25.00 | 10/15/2012 5:59:35 PM |
dinero-speaker | $25.00 | 10/15/2012 5:57:59 PM |
wigglesworth4 | $500.00 | 10/15/2012 6:20:06 PM |
icchok | $50.00 | 10/15/2012 6:01:54 PM |
dadalou | $25.00 | 10/15/2012 6:02:08 PM |
wonderous-p2ploan3 | $25.00 | 10/15/2012 6:21:59 PM |
nosualcneas | $25.00 | 10/15/2012 6:03:31 PM |
ivy-league-MBA | $25.00 | 10/15/2012 6:04:45 PM |
Taxman44 | $25.00 | 10/15/2012 6:05:41 PM |
Castellan | $50.00 | 10/15/2012 6:27:35 PM |
dollar-chestnut8 | $25.00 | 10/15/2012 6:07:04 PM |
brightest-affluence-motivator | $50.00 | 10/15/2012 6:30:55 PM |
nodebtin3 | $100.00 | 10/15/2012 6:31:15 PM |
dignified-finance | $50.00 | 10/15/2012 6:04:26 PM |
eyeofaneedle | $50.00 | 10/15/2012 6:32:49 PM |
Investoman | $25.00 | 10/15/2012 6:05:55 PM |
elasermd | $38.00 | 10/15/2012 6:07:07 PM |
marketplace-hut9 | $100.00 | 10/15/2012 6:11:47 PM |
moltopaolo | $50.00 | 10/15/2012 6:43:50 PM |
affluence-kingdom9 | $100.00 | 10/15/2012 6:09:54 PM |
emo13 | $40.00 | 10/15/2012 6:12:54 PM |
KinderGentlerLender | $100.00 | 10/15/2012 6:13:54 PM |
dajen1 | $40.00 | 10/15/2012 6:20:54 PM |
zone6 | $94.00 | 10/15/2012 6:21:53 PM |
visionary-community | $25.00 | 10/15/2012 6:22:20 PM |
ranstlin | $25.00 | 10/15/2012 6:53:38 PM |
chlebie | $50.00 | 10/15/2012 6:55:41 PM |
auction-iris9 | $61.00 | 10/15/2012 6:24:37 PM |
harperpotok | $100.00 | 10/15/2012 7:00:14 PM |
authentic-liberty7 | $25.00 | 10/15/2012 6:37:01 PM |
hard-working-asset2 | $25.00 | 10/15/2012 6:33:20 PM |
BofM | $25.00 | 10/15/2012 6:38:28 PM |
LenderToAll | $100.00 | 10/15/2012 8:14:29 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:55 PM |
Ducatiman1978 | $25.00 | 10/15/2012 7:00:18 PM |
the-shrewd-wampum | $25.00 | 10/15/2012 6:49:00 PM |
adaboy65 | $100.00 | 10/15/2012 6:59:17 PM |
blissful-bazaar | $41.00 | 10/15/2012 7:01:56 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:00 PM |
263 Investments
|
Borrower Payment Dependent Notes Series
652771
This series of Notes was issued and sold upon the funding of the borrower loan #76351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $558.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,476 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| enriching-dedication399 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Debt Consolidation
My financial situation: I am surviving
I am a good candidate for this loan because... I never been late on paying my bills.
Monthly net income: $26000.00
Monthly expenses: $n/a
Housing: $0
Insurance: $200.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $60.00
Food, entertainment: $500.00
Clothing, household expenses: $0
Credit cards and other loans: $1000.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Endeavour | $150.00 | 10/11/2012 9:03:10 AM |
supreme-exchange547 | $25.00 | 10/11/2012 9:06:34 AM |
gentle-generosity822 | $25.00 | 10/11/2012 9:39:26 AM |
Nipper99 | $100.00 | 10/11/2012 9:16:53 AM |
trade-goblin9 | $50.00 | 10/11/2012 9:05:37 AM |
jedi053 | $100.00 | 10/11/2012 9:32:58 AM |
resolute-justice413 | $200.00 | 10/11/2012 9:53:12 AM |
BostonCapital | $100.00 | 10/11/2012 9:41:10 AM |
first-pragmatic-power | $25.00 | 10/11/2012 10:03:37 AM |
dinero-pagoda650 | $50.00 | 10/11/2012 9:51:34 AM |
asset-portait013 | $100.00 | 10/11/2012 9:53:39 AM |
special-dinero553 | $25.00 | 10/11/2012 9:54:31 AM |
vigorous-market5 | $100.00 | 10/11/2012 12:18:52 PM |
buddycat | $25.00 | 10/11/2012 12:22:09 PM |
entertaining-revenue4 | $50.00 | 10/11/2012 10:02:10 AM |
velocityasaurus-rex4 | $100.00 | 10/11/2012 10:21:36 AM |
vigorous-payment6 | $25.00 | 10/11/2012 10:25:38 AM |
money-baron | $100.00 | 10/11/2012 10:54:39 AM |
terrific-dough6 | $50.00 | 10/11/2012 5:02:07 PM |
zipemdown | $25.00 | 10/11/2012 10:25:22 AM |
Index_Plus | $5,000.00 | 10/11/2012 12:18:03 PM |
kulender | $100.00 | 10/11/2012 11:11:39 AM |
blue-unrelenting-rupee | $25.00 | 10/11/2012 12:13:45 PM |
flexible-rate1 | $25.00 | 10/11/2012 3:29:39 PM |
Finchy78 | $25.00 | 10/11/2012 1:00:20 PM |
principal-dreams9 | $25.00 | 10/11/2012 5:07:15 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:25 PM |
Taz-Man-IIWIS | $25.00 | 10/11/2012 5:19:44 PM |
wise-charming-reward | $200.00 | 10/11/2012 9:13:04 AM |
supreme-treasure8 | $100.00 | 10/11/2012 9:22:29 AM |
houli123 | $25.00 | 10/11/2012 9:30:08 AM |
j2ee | $50.00 | 10/11/2012 9:44:42 AM |
community-seahorse0 | $25.00 | 10/11/2012 9:44:54 AM |
Whipster | $60.00 | 10/11/2012 9:02:19 AM |
imogen22 | $50.00 | 10/11/2012 9:50:32 AM |
cash-mad-scientist3 | $25.00 | 10/11/2012 9:11:47 AM |
cr8on | $75.00 | 10/11/2012 9:25:38 AM |
MI2 | $5,000.00 | 10/11/2012 10:35:26 AM |
bellaquito | $500.00 | 10/11/2012 10:35:29 AM |
etraboulay | $50.00 | 10/11/2012 10:58:35 AM |
pierrelasvegas | $25.00 | 10/11/2012 9:54:55 AM |
nickel-ferret | $25.00 | 10/11/2012 9:56:26 AM |
Dubbs360 | $200.00 | 10/11/2012 11:25:36 AM |
historic-value7 | $200.00 | 10/11/2012 11:34:46 AM |
digitalhound | $25.00 | 10/11/2012 11:47:31 AM |
Ben_Graham | $25.00 | 10/11/2012 12:30:33 PM |
pizza296130 | $25.00 | 10/11/2012 10:03:56 AM |
gain-tamer7 | $100.00 | 10/11/2012 10:10:03 AM |
compoundinterest | $25.00 | 10/11/2012 10:52:22 AM |
selector568 | $253.00 | 10/11/2012 10:34:58 AM |
wildanne | $33.00 | 10/11/2012 5:11:10 PM |
john0720 | $25.00 | 10/11/2012 10:44:38 AM |
finance-coyote3 | $774.00 | 10/11/2012 5:26:06 PM |
bid-papyrus | $100.00 | 10/11/2012 12:57:12 PM |
forthright-trade | $35.00 | 10/11/2012 1:40:29 PM |
seabassx | $120.00 | 10/11/2012 4:50:23 PM |
wonder3 | $25.00 | 10/11/2012 5:00:32 PM |
callmebryan | $25.00 | 10/11/2012 3:12:25 PM |
wise-deal-panda | $100.00 | 10/11/2012 5:09:35 PM |
AldiHoldings | $25.00 | 10/11/2012 5:23:08 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
652777
This series of Notes was issued and sold upon the funding of the borrower loan #76601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-driver4 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to.improve my paid off good cents home with solar hot water and maybe start solar electric project...
My financial situation:
I am a good candidate for this loan, because i have four times the amount the monthly payments are for this loan. That's a good cushion. I'm not like many people who think paying bills is a chore. Each month, I sit down at my computor and say, " I love paying my bills and being a responsible adult."
...
Monthly net income: $945
Monthly expenses: $400
Housing: $paid off
Insurance: $245 yearly
Car expenses: $disabled, can't drive
Utilities: $45
Phone, cable, internet: $55
Food, entertainment: $20
Clothing, household expenses: $15-20
Credit cards and other loans: $none
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:18 AM |
appetizing-loyalty354 | $100.00 | 10/11/2012 5:29:50 PM |
Zingaro | $25.00 | 10/11/2012 5:38:25 PM |
leverage-boomer0 | $25.00 | 10/12/2012 7:45:16 AM |
benefit-banshee | $25.00 | 10/12/2012 3:14:04 PM |
ultimate-peace | $25.00 | 10/12/2012 6:44:02 PM |
Valley-of-the-Dollar | $25.00 | 10/13/2012 2:59:31 PM |
banker34 | $25.00 | 10/13/2012 4:38:06 PM |
drkosh | $25.00 | 10/14/2012 10:42:46 AM |
fides-cx | $25.00 | 10/14/2012 11:41:06 PM |
Stingray8a | $37.22 | 10/15/2012 4:07:16 AM |
deal-pioneer1 | $50.00 | 10/15/2012 3:36:14 AM |
rate-advocator7 | $100.00 | 10/11/2012 5:05:09 PM |
majestic-note6 | $150.00 | 10/11/2012 6:27:07 PM |
money-baron | $100.00 | 10/11/2012 6:06:42 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 6:52:46 PM |
Dubbs360 | $100.00 | 10/11/2012 7:20:18 PM |
let_me_retire | $25.00 | 10/12/2012 4:45:58 AM |
Jalebi | $50.00 | 10/12/2012 9:44:14 AM |
mrxtravis | $25.00 | 10/12/2012 11:22:23 AM |
skillful-asset5 | $30.00 | 10/12/2012 6:06:51 PM |
pacheco | $100.00 | 10/13/2012 5:12:53 AM |
pious-openness | $25.00 | 10/13/2012 4:53:05 AM |
whitegold24k | $50.00 | 10/13/2012 2:57:28 PM |
CincyTex | $25.00 | 10/14/2012 1:44:26 AM |
w8291 | $25.00 | 10/14/2012 7:03:10 AM |
Malkial | $37.78 | 10/13/2012 8:29:21 PM |
nwwineguy | $25.00 | 10/14/2012 9:02:47 PM |
bid-catalyst0 | $100.00 | 10/14/2012 1:22:56 PM |
rate-advocator7 | $100.00 | 10/14/2012 5:06:45 PM |
USFoundation | $25.00 | 10/14/2012 6:28:24 PM |
stuflend | $25.00 | 10/14/2012 5:24:06 PM |
dgerts | $420.00 | 10/14/2012 10:47:41 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
652799
This series of Notes was issued and sold upon the funding of the borrower loan #76065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $292.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 40% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,514 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| focused-credit919 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to add granite countertops in my kitchen area and upgrade patio tile.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any loan and I have never been unemployed.
Monthly net income: $4,800
Monthly expenses: $3,200
Housing: $ 1,400
Insurance: $ 120
Car expenses: $ 150
Utilities: $ 200
Phone, cable, internet: $ 170
Food, entertainment: $ 400
Clothing, household expenses: $ 150
Credit cards and other loans: $ 500
Other expenses: $ 110
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
musegaze | $50.00 | 10/12/2012 9:06:27 AM |
first-class-gold0 | $155.00 | 10/12/2012 9:08:04 AM |
best-bonafide-p2p | $25.00 | 10/12/2012 9:15:04 AM |
janeybooboo | $100.00 | 10/12/2012 9:06:21 AM |
etraboulay | $50.00 | 10/12/2012 9:54:17 AM |
bellaquito | $500.00 | 10/12/2012 9:30:08 AM |
cash-mad-scientist3 | $25.00 | 10/12/2012 10:17:53 AM |
paxnj | $25.00 | 10/12/2012 11:15:40 AM |
worth-blanket2 | $25.00 | 10/12/2012 11:23:26 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:52 PM |
gentle-generosity822 | $25.00 | 10/12/2012 10:23:00 AM |
LeReve | $500.00 | 10/12/2012 12:23:28 PM |
worth-blanket2 | $2,140.00 | 10/12/2012 1:20:12 PM |
spark548 | $100.00 | 10/12/2012 12:07:22 PM |
jetavana | $25.00 | 10/12/2012 11:05:38 AM |
pierrelasvegas | $25.00 | 10/12/2012 12:15:39 PM |
RotJ | $200.00 | 10/12/2012 12:32:06 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:35 AM |
handy-justice | $50.00 | 10/12/2012 9:10:36 AM |
selector568 | $300.00 | 10/12/2012 9:15:55 AM |
supreme-exchange547 | $25.00 | 10/12/2012 9:40:32 AM |
asset-professor | $25.00 | 10/12/2012 9:08:40 AM |
profit-powerplant | $25.00 | 10/12/2012 9:23:37 AM |
DasMula | $25.00 | 10/12/2012 9:06:13 AM |
Jalebi | $50.00 | 10/12/2012 9:44:30 AM |
community-burrito9 | $30.00 | 10/12/2012 10:10:17 AM |
Dubbs360 | $200.00 | 10/12/2012 9:48:01 AM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:28 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 10:19:25 AM |
asset-portait013 | $100.00 | 10/12/2012 12:14:19 PM |
thrilling-fund427 | $50.00 | 10/12/2012 12:07:55 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 12:43:22 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
652811
This series of Notes was issued and sold upon the funding of the borrower loan #76005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,390 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Smokey613 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Co-signed auto loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $25.01 | 10/12/2012 5:16:00 PM |
janeybooboo | $100.00 | 10/12/2012 5:02:09 PM |
Jalebi | $50.00 | 10/12/2012 5:28:51 PM |
terrific-p2p4 | $500.00 | 10/12/2012 5:01:11 PM |
etraboulay | $50.00 | 10/12/2012 5:37:05 PM |
madisonboy123 | $25.00 | 10/12/2012 5:37:43 PM |
ChoiceInvestments | $25.00 | 10/12/2012 5:40:08 PM |
Endeavour | $150.00 | 10/12/2012 5:04:34 PM |
vutah | $45.00 | 10/12/2012 5:07:44 PM |
zipemdown | $25.00 | 10/12/2012 5:33:39 PM |
52digital | $75.00 | 10/12/2012 6:01:12 PM |
professional-vigilance9 | $100.00 | 10/12/2012 6:09:45 PM |
BankofRon_IRA | $100.00 | 10/12/2012 5:46:38 PM |
john0720 | $25.00 | 10/12/2012 6:10:35 PM |
julijask | $25.00 | 10/12/2012 5:56:31 PM |
Dubbs360 | $163.98 | 10/12/2012 6:30:32 PM |
new-impeccable-coin | $31.00 | 10/12/2012 5:06:12 PM |
charming-exchange7 | $25.00 | 10/12/2012 5:07:07 PM |
siuflightboy | $50.00 | 10/12/2012 5:50:18 PM |
alexander-hamilton | $50.00 | 10/12/2012 5:52:00 PM |
ferocious-kindness8 | $30.00 | 10/12/2012 5:13:36 PM |
CashFlow13 | $1,250.00 | 10/12/2012 5:01:32 PM |
wonder3 | $25.00 | 10/12/2012 5:01:46 PM |
kila-designer | $300.00 | 10/12/2012 5:05:03 PM |
Wangchuk | $25.01 | 10/12/2012 5:05:58 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:11 PM |
power-chihuahua | $25.00 | 10/12/2012 5:09:07 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:31 PM |
ethical-truth211 | $400.00 | 10/12/2012 5:49:38 PM |
skillful-asset5 | $30.00 | 10/12/2012 5:56:18 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:32 PM |
asset-professor | $25.00 | 10/12/2012 6:07:52 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
652829
This series of Notes was issued and sold upon the funding of the borrower loan #76421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $353.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.49% | | |
| |
Estimated return*:
| 6.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,748 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DiploDoc |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 86% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 14% )
| 740-759
(Jan-2012)
|
Principal balance:
| $13,888.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prudent-dough458 | $25.00 | 10/12/2012 5:06:16 PM |
ready-interest9 | $25.00 | 10/12/2012 5:29:28 PM |
repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:53 PM |
spirit07a | $100.00 | 10/12/2012 5:25:04 PM |
bazaar-tulip | $25.00 | 10/12/2012 6:16:41 PM |
phaded | $25.00 | 10/12/2012 5:32:15 PM |
indomitable-coin | $25.00 | 10/12/2012 5:16:08 PM |
silver-explorer6 | $25.00 | 10/12/2012 5:39:54 PM |
bellaquito | $500.00 | 10/12/2012 6:51:32 PM |
Vegasjim | $25.00 | 10/12/2012 7:21:00 PM |
lionheart722 | $100.00 | 10/12/2012 5:52:08 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:46 PM |
intuitive-benefit3 | $100.00 | 10/12/2012 5:57:44 PM |
success1001 | $100.00 | 10/13/2012 2:05:00 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:32 AM |
clean-penny059 | $100.00 | 10/12/2012 9:45:41 PM |
green28 | $50.00 | 10/13/2012 12:02:25 PM |
wss438 | $25.00 | 10/13/2012 9:04:18 AM |
justreturns | $25.00 | 10/13/2012 12:11:34 PM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:33 PM |
california111 | $50.00 | 10/13/2012 9:40:35 PM |
peso-mate | $50.00 | 10/14/2012 5:24:54 AM |
kenji4861 | $25.00 | 10/13/2012 1:32:45 PM |
flexible-rate1 | $25.00 | 10/14/2012 12:05:30 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:21 AM |
helpful-deal1 | $25.00 | 10/14/2012 4:10:54 PM |
uncl-sammy | $25.00 | 10/14/2012 10:18:21 PM |
antlr | $25.00 | 10/15/2012 5:22:01 AM |
compatible-deal9 | $25.00 | 10/15/2012 8:16:26 AM |
nickel-ferret | $25.00 | 10/15/2012 9:43:51 AM |
sankyu | $100.00 | 10/15/2012 10:10:57 AM |
botfolio | $300.00 | 10/15/2012 10:15:44 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:48 AM |
pinnacleatl | $25.00 | 10/15/2012 11:38:33 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:17 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:13:57 AM |
dukeiyer | $25.00 | 10/15/2012 11:01:58 AM |
shaps | $25.00 | 10/15/2012 10:25:46 AM |
Fonthill | $500.00 | 10/15/2012 11:06:56 AM |
pdub | $500.00 | 10/15/2012 5:04:57 PM |
oracle3 | $50.00 | 10/15/2012 1:44:37 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:05:34 PM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:05:59 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:01 PM |
mschoenf | $100.00 | 10/15/2012 5:17:11 PM |
flo_rida | $100.00 | 10/15/2012 5:21:30 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:37 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:41 PM |
wigglesworth4 | $100.00 | 10/15/2012 6:20:06 PM |
Taxman44 | $25.00 | 10/15/2012 6:05:42 PM |
mar97 | $25.00 | 10/15/2012 6:06:00 PM |
entertaining-rate9 | $25.00 | 10/15/2012 6:34:47 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:18 PM |
Castellan | $50.00 | 10/15/2012 6:27:36 PM |
brightest-affluence-motivator | $32.00 | 10/15/2012 6:30:56 PM |
BonesyJones | $200.00 | 10/15/2012 7:42:11 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:27 PM |
credit-maple | $25.00 | 10/15/2012 6:57:07 PM |
compoundinterest | $25.00 | 10/15/2012 6:47:59 PM |
_wally_ | $25.00 | 10/15/2012 10:29:45 PM |
IP | $25.00 | 10/15/2012 7:10:43 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:56 PM |
zico479 | $200.00 | 10/15/2012 9:32:53 PM |
starry2001 | $25.00 | 10/16/2012 4:44:17 AM |
FortuneFund | $200.00 | 10/12/2012 5:06:56 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:55 PM |
Plutis | $25.00 | 10/12/2012 5:28:35 PM |
Jalebi | $50.00 | 10/12/2012 5:28:52 PM |
FortuneFundII | $200.00 | 10/12/2012 5:07:17 PM |
CreditBuilder2 | $25.01 | 10/12/2012 5:44:34 PM |
brandonm78 | $25.00 | 10/12/2012 5:04:32 PM |
kfrench | $75.00 | 10/12/2012 6:03:41 PM |
LoanerPrincipal | $25.00 | 10/12/2012 5:10:37 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:56 PM |
gentle-generosity822 | $25.00 | 10/12/2012 6:28:51 PM |
etraboulay | $50.00 | 10/12/2012 6:57:35 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:21 PM |
Troutfinder | $25.00 | 10/13/2012 1:08:05 AM |
marketplace-singularity3 | $25.00 | 10/12/2012 6:07:08 PM |
newgroom422 | $25.00 | 10/12/2012 11:15:09 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:36 AM |
hitsman | $50.00 | 10/13/2012 12:13:53 PM |
mdv | $25.00 | 10/13/2012 11:04:28 AM |
anacent | $50.00 | 10/13/2012 4:05:45 PM |
Wegos27 | $60.00 | 10/13/2012 6:50:52 PM |
islander1 | $50.00 | 10/13/2012 5:12:17 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:23 PM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:55 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:21 AM |
new-marketplace-lyrics | $25.00 | 10/14/2012 7:32:39 AM |
quick | $50.00 | 10/14/2012 9:46:50 AM |
Arpad | $40.00 | 10/14/2012 8:15:57 PM |
continental2 | $100.00 | 10/14/2012 8:24:13 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:53 PM |
capital-web7 | $50.00 | 10/14/2012 4:23:02 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:15 PM |
pure-treasure7 | $50.00 | 10/15/2012 10:14:08 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:11 AM |
imogen22 | $50.00 | 10/15/2012 9:38:39 AM |
slimof37 | $25.00 | 10/15/2012 9:51:37 AM |
special-dinero553 | $25.00 | 10/15/2012 9:41:55 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:45 AM |
awwaww | $25.00 | 10/15/2012 10:40:00 AM |
Arvicco | $400.00 | 10/15/2012 9:51:14 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:54 AM |
fuzed | $50.00 | 10/15/2012 12:36:11 PM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:59:21 AM |
brilliant-justice214 | $50.00 | 10/15/2012 3:35:38 PM |
Emgolda | $25.00 | 10/15/2012 5:20:23 PM |
purposeful-durability8 | $100.00 | 10/15/2012 5:46:25 PM |
Investoman | $25.00 | 10/15/2012 6:05:56 PM |
mindful-generosity1 | $50.00 | 10/15/2012 6:34:53 PM |
iem2509 | $25.00 | 10/15/2012 6:39:16 PM |
DirtyJenga | $25.00 | 10/15/2012 6:41:16 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:17 PM |
moltopaolo | $50.00 | 10/15/2012 6:43:50 PM |
important-diversification620 | $25.00 | 10/15/2012 6:48:20 PM |
finance-coyote3 | $1,000.00 | 10/15/2012 10:27:12 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:01 PM |
Darts | $50.00 | 10/15/2012 11:01:53 PM |
poetic-integrity668 | $150.00 | 10/15/2012 11:15:12 PM |
lendme2 | $50.00 | 10/15/2012 7:26:32 PM |
Codextreme07 | $50.00 | 10/15/2012 9:35:41 PM |
cash-tent | $50.00 | 10/15/2012 11:37:41 PM |
dc4vlad | $77.99 | 10/16/2012 5:02:44 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
652857
This series of Notes was issued and sold upon the funding of the borrower loan #76471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $362.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.15% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 47% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 29y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,387 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lean-felicity740 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: JP Morgan Chase
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $
Housing: $750.00
Insurance: $225.00
Car expenses: $75.00
Utilities: $125.00
Phone, cable, internet: $200.00
Food, entertainment: $150.00
Clothing, household expenses:
Credit cards and other loans: $1600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 10/15/2012 9:32:36 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:45 AM |
BostonCapital | $100.00 | 10/15/2012 9:35:49 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:55 AM |
Jalebi | $50.00 | 10/15/2012 9:09:27 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:13 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:05:11 AM |
supreme-treasure8 | $100.00 | 10/15/2012 9:31:01 AM |
nickel-ferret | $25.00 | 10/15/2012 9:44:21 AM |
vigorous-payment6 | $25.00 | 10/15/2012 9:38:31 AM |
houli123 | $25.00 | 10/15/2012 9:39:20 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:33 AM |
LoanerPrincipal | $25.00 | 10/15/2012 10:36:08 AM |
cr8on | $75.00 | 10/15/2012 9:51:09 AM |
riskreward | $145.00 | 10/15/2012 9:56:16 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:06 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:04 AM |
sankyu | $50.00 | 10/15/2012 10:38:55 AM |
JeremyLinFan | $40.00 | 10/15/2012 10:52:45 AM |
shaps | $25.00 | 10/15/2012 10:26:00 AM |
oracle3 | $50.00 | 10/15/2012 1:44:52 PM |
bright-idea11 | $25.00 | 10/15/2012 10:39:20 AM |
slygorman | $25.00 | 10/15/2012 2:49:13 PM |
ethical-truth211 | $400.00 | 10/15/2012 1:25:46 PM |
Dubbs360 | $200.00 | 10/15/2012 11:33:21 AM |
trade-goblin9 | $25.00 | 10/15/2012 4:59:48 PM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:23 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:05 PM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:59 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:13 PM |
Budro | $50.00 | 10/15/2012 5:02:46 PM |
missing-link | $25.00 | 10/15/2012 5:09:46 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:38 PM |
ONECENTATATIME | $75.00 | 10/15/2012 4:06:55 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:44 PM |
bazaar-festivity | $25.00 | 10/15/2012 5:00:56 PM |
wise-deal-panda | $100.00 | 10/15/2012 5:20:32 PM |
janeybooboo | $100.00 | 10/15/2012 5:08:38 PM |
mschoenf | $100.00 | 10/15/2012 5:18:17 PM |
flo_rida | $100.00 | 10/15/2012 5:21:36 PM |
benevolent-marketplace4 | $2,231.00 | 10/15/2012 5:24:13 PM |
Emgolda | $25.00 | 10/15/2012 5:20:25 PM |
resolute-justice413 | $200.00 | 10/15/2012 9:41:14 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:23 AM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 9:13:27 AM |
community-burrito9 | $35.00 | 10/15/2012 9:19:47 AM |
klippies | $25.00 | 10/15/2012 9:39:26 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:17 AM |
fervent-repayment | $100.00 | 10/15/2012 9:32:24 AM |
paxnj | $25.00 | 10/15/2012 10:11:29 AM |
fund-medalist171 | $50.00 | 10/15/2012 10:36:17 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:11 AM |
ready-interest9 | $25.00 | 10/15/2012 10:13:33 AM |
etraboulay | $50.00 | 10/15/2012 10:13:45 AM |
kfrench | $75.00 | 10/15/2012 10:16:57 AM |
community-seahorse0 | $25.00 | 10/15/2012 10:11:48 AM |
maskir | $25.00 | 10/15/2012 11:29:13 AM |
payout-paladin3 | $250.00 | 10/15/2012 10:27:24 AM |
Nil2008 | $100.00 | 10/15/2012 10:28:32 AM |
Weaverville | $25.00 | 10/15/2012 12:05:14 PM |
payout-paladin3 | $250.00 | 10/15/2012 12:35:13 PM |
botfolio | $300.00 | 10/15/2012 10:15:51 AM |
compounding21 | $25.00 | 10/15/2012 10:50:42 AM |
bellaquito | $500.00 | 10/15/2012 11:13:09 AM |
delicious-value973 | $100.00 | 10/15/2012 3:25:12 PM |
bonus-seahorse | $45.00 | 10/15/2012 2:57:54 PM |
pdub | $500.00 | 10/15/2012 5:05:04 PM |
Tradesmanlender | $25.00 | 10/15/2012 5:00:53 PM |
rolltide09 | $50.00 | 10/15/2012 5:07:49 PM |
tech310 | $39.00 | 10/15/2012 5:09:06 PM |
social-heart | $25.00 | 10/15/2012 5:13:00 PM |
bonafide-leverage358 | $25.00 | 10/15/2012 4:47:51 PM |
spark548 | $100.00 | 10/15/2012 5:08:03 PM |
green-order-captain | $50.00 | 10/15/2012 5:08:55 PM |
wwwUniversal | $25.00 | 10/15/2012 5:15:10 PM |
Sid-K | $25.00 | 10/15/2012 5:12:28 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
652873
This series of Notes was issued and sold upon the funding of the borrower loan #76406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 42% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,423 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| clean-note4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because I always pay my debt and I have a good credit rating.
Monthly net income: $2200.00
Monthly expenses: $1200.00
Housing: $936.00
Insurance: $200.00
Car expenses: $485.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/13/2012 9:34:57 AM |
musegaze | $50.00 | 10/12/2012 9:06:27 AM |
janeybooboo | $100.00 | 10/12/2012 9:02:06 AM |
Jalebi | $50.00 | 10/12/2012 9:44:30 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:32 AM |
bazaar-tulip | $25.00 | 10/12/2012 9:08:01 AM |
blueshound | $25.00 | 10/12/2012 10:22:18 AM |
cr8on | $75.00 | 10/12/2012 10:35:03 AM |
ready-interest9 | $25.00 | 10/12/2012 11:01:28 AM |
paxnj | $25.00 | 10/12/2012 11:15:25 AM |
klippies | $25.00 | 10/12/2012 9:53:49 AM |
Thunderswan | $77.00 | 10/12/2012 12:20:00 PM |
gentle-generosity822 | $25.00 | 10/12/2012 10:23:01 AM |
community-burrito9 | $40.00 | 10/12/2012 11:09:23 AM |
jubilant-capital1 | $25.00 | 10/12/2012 11:36:00 AM |
power-secret-agent | $25.00 | 10/12/2012 4:48:51 PM |
bellaquito | $500.00 | 10/12/2012 11:04:02 AM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:28 PM |
nickel-ferret | $25.00 | 10/12/2012 12:16:50 PM |
j2ee | $50.00 | 10/12/2012 12:07:08 PM |
asset-portait013 | $100.00 | 10/12/2012 12:14:08 PM |
chad-bro-chill | $25.00 | 10/12/2012 5:21:00 PM |
cogent | $25.00 | 10/12/2012 12:50:12 PM |
callmebryan | $25.00 | 10/12/2012 2:38:26 PM |
p2p-czar3 | $25.00 | 10/12/2012 5:04:24 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:25 PM |
top-courteous-peso | $43.00 | 10/12/2012 5:34:37 PM |
skillful-asset5 | $30.00 | 10/12/2012 6:00:48 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:37 PM |
BansirOfBabylon | $25.00 | 10/12/2012 6:13:29 PM |
payout-paladin3 | $250.00 | 10/12/2012 6:20:53 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:33 AM |
payout-paladin3 | $250.00 | 10/12/2012 8:27:30 PM |
StarshineXL | $250.00 | 10/13/2012 10:37:50 AM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:27 AM |
Detour11 | $25.00 | 10/13/2012 5:10:34 AM |
grotheik | $25.00 | 10/13/2012 6:07:46 AM |
heerzaquestion | $35.00 | 10/13/2012 12:14:02 PM |
commerce-venture1 | $25.00 | 10/13/2012 4:40:51 AM |
tech310 | $50.00 | 10/13/2012 12:38:30 PM |
brilliant-leverage4 | $25.00 | 10/13/2012 11:27:17 AM |
bold-direct-asset | $50.00 | 10/13/2012 12:45:18 PM |
SunnyMoney | $25.00 | 10/13/2012 7:54:03 AM |
mercuriant | $25.00 | 10/13/2012 12:47:34 PM |
systematic-loan | $25.00 | 10/13/2012 9:04:12 AM |
justreturns | $25.00 | 10/13/2012 12:11:34 PM |
impeccable-ore3 | $25.00 | 10/13/2012 12:05:56 PM |
ethicalhumanist | $100.00 | 10/13/2012 2:27:25 PM |
creditjunky | $50.00 | 10/13/2012 2:57:28 PM |
TWINS_CLUB | $50.00 | 10/13/2012 4:08:32 PM |
green-satisfying-investment3 | $25.00 | 10/13/2012 5:25:07 PM |
social-heart | $25.00 | 10/13/2012 1:21:56 PM |
Ocean713 | $80.00 | 10/13/2012 7:09:24 PM |
wampum-chorus3 | $25.00 | 10/13/2012 2:01:21 PM |
fantastic-wampum1 | $100.00 | 10/13/2012 1:19:05 PM |
dough-kitten5 | $25.00 | 10/14/2012 4:24:39 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:16 AM |
whitegold24k | $100.00 | 10/13/2012 2:55:53 PM |
point-mastery | $50.00 | 10/14/2012 10:57:18 AM |
thankful-nickel2 | $25.00 | 10/13/2012 9:56:06 PM |
1386 | $25.00 | 10/13/2012 11:25:33 PM |
banker34 | $25.00 | 10/13/2012 4:42:43 PM |
dsnybnd | $25.00 | 10/13/2012 5:04:08 PM |
fervent-repayment | $100.00 | 10/14/2012 3:09:51 AM |
p2pelstiltskin8 | $25.00 | 10/13/2012 5:30:23 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:37 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:16 AM |
the-bright-nickel | $25.00 | 10/14/2012 12:55:08 PM |
Christus_Victor | $30.00 | 10/14/2012 5:22:35 AM |
economy-popcorn | $25.00 | 10/14/2012 7:33:50 AM |
abundant-power | $25.00 | 10/14/2012 12:09:06 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:35 AM |
trade-goblin9 | $150.00 | 10/12/2012 9:07:02 AM |
missing-link | $25.00 | 10/12/2012 9:10:02 AM |
best-bonafide-p2p | $25.00 | 10/12/2012 9:12:30 AM |
wise-charming-reward | $500.00 | 10/12/2012 9:29:08 AM |
first-pragmatic-power | $25.00 | 10/12/2012 9:33:59 AM |
Nipper99 | $100.00 | 10/12/2012 9:34:11 AM |
BostonCapital | $100.00 | 10/12/2012 9:39:27 AM |
supreme-exchange547 | $25.00 | 10/12/2012 9:40:33 AM |
houli123 | $25.00 | 10/12/2012 9:42:36 AM |
JeremyLinFan | $30.00 | 10/12/2012 10:47:51 AM |
california111 | $100.00 | 10/12/2012 10:03:42 AM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 10:19:23 AM |
Dubbs360 | $200.00 | 10/12/2012 12:21:35 PM |
Gladglide | $25.00 | 10/12/2012 10:13:54 AM |
bent300 | $50.00 | 10/12/2012 1:00:59 PM |
grnii78 | $125.00 | 10/12/2012 11:21:33 AM |
kfrench | $75.00 | 10/12/2012 10:52:26 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:53 PM |
resolute-justice413 | $200.00 | 10/12/2012 12:13:42 PM |
special-dinero553 | $25.00 | 10/12/2012 12:15:03 PM |
kila-designer | $166.77 | 10/12/2012 5:06:45 PM |
riskreward | $250.00 | 10/12/2012 12:11:03 PM |
Nazbuster | $100.00 | 10/12/2012 2:49:42 PM |
PaulW | $25.00 | 10/12/2012 12:55:09 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:06 PM |
pierrelasvegas | $25.00 | 10/12/2012 5:59:51 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:43 PM |
laudable-payout6 | $25.00 | 10/13/2012 1:24:30 AM |
green-order-captain | $50.00 | 10/12/2012 6:53:50 PM |
BankofRon_IRA | $100.00 | 10/12/2012 6:17:17 PM |
ethical-truth211 | $27.00 | 10/12/2012 6:17:43 PM |
Megaton | $25.00 | 10/12/2012 8:52:40 PM |
etraboulay | $50.00 | 10/12/2012 6:57:31 PM |
success1001 | $100.00 | 10/13/2012 2:04:58 AM |
gold-maestro6 | $50.00 | 10/12/2012 9:26:34 PM |
RMI_Babylon | $33.12 | 10/12/2012 10:21:19 PM |
benefit-trident | $25.00 | 10/13/2012 6:57:02 AM |
reordan | $25.00 | 10/13/2012 12:22:30 PM |
paytonbrigadier | $250.00 | 10/13/2012 5:23:48 AM |
reward-gala | $25.00 | 10/13/2012 12:32:19 PM |
econgineer | $100.00 | 10/13/2012 7:05:15 AM |
finance-coyote3 | $3,000.00 | 10/13/2012 8:07:37 AM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:23 AM |
payout-magician | $25.00 | 10/13/2012 3:03:10 PM |
contract-snowdome493 | $50.00 | 10/13/2012 3:22:39 PM |
ready-vigilance3 | $50.00 | 10/13/2012 3:47:51 PM |
myduck | $35.00 | 10/13/2012 4:36:59 PM |
Phatt-Daddy | $25.00 | 10/13/2012 5:17:22 PM |
wise-deal-panda | $100.00 | 10/13/2012 12:35:31 PM |
prudent-bid3 | $28.32 | 10/13/2012 12:40:24 PM |
finder61 | $25.00 | 10/13/2012 6:59:57 PM |
cordial-affluence2 | $25.00 | 10/13/2012 2:23:19 PM |
CincyTex | $25.00 | 10/14/2012 1:29:51 AM |
wkeboarder21 | $50.00 | 10/13/2012 1:38:09 PM |
credible-responsibility022 | $25.00 | 10/14/2012 8:33:23 AM |
Tasmir | $25.00 | 10/13/2012 7:17:15 PM |
pleasant-listing712 | $25.00 | 10/13/2012 3:09:00 PM |
economy-coup | $100.00 | 10/13/2012 7:27:14 PM |
wise-benjamins-fortress | $25.00 | 10/13/2012 8:26:48 PM |
jderek01 | $25.00 | 10/14/2012 12:01:56 PM |
philantist | $25.00 | 10/13/2012 9:44:11 PM |
axl163 | $25.00 | 10/13/2012 10:58:09 PM |
the-productive-agreement | $50.00 | 10/13/2012 11:25:47 PM |
Aspirant | $50.00 | 10/13/2012 5:38:29 PM |
glimmering-liberty616 | $25.00 | 10/14/2012 8:01:14 AM |
capital-heaven5 | $300.00 | 10/14/2012 9:20:33 AM |
AldiHoldings | $35.00 | 10/14/2012 1:01:30 AM |
Debt-Reduction-Plus | $30.35 | 10/14/2012 11:00:30 AM |
rockhound84 | $30.00 | 10/14/2012 1:29:23 PM |
wonderous-power | $25.00 | 10/14/2012 8:02:55 AM |
toomanyfishtanks | $17.18 | 10/14/2012 2:06:00 PM |
erowis | $50.00 | 10/14/2012 9:20:01 AM |
FWF-kinetic | $25.00 | 10/14/2012 12:58:45 PM |
responsible-finance9 | $32.26 | 10/14/2012 1:37:36 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
652953
This series of Notes was issued and sold upon the funding of the borrower loan #76688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.99% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 7.64% |
Borrower rate/APR:
| 8.64% / 9.99% |
Monthly payment:
| $632.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.46% | | |
| |
Estimated return*:
| 5.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,012 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-liberty-atlantis |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher rates plus remodel the home.
My financial situation:
I am a good candidate for this loan because I have a good credit report plus pay my bills on times.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:36 AM |
neighborly-hope6 | $100.00 | 10/12/2012 9:05:03 AM |
bazaar-tulip | $25.00 | 10/12/2012 9:08:01 AM |
Jalebi | $50.00 | 10/12/2012 9:44:31 AM |
BMerrick | $25.00 | 10/12/2012 11:33:30 AM |
repayment-chihuahua3 | $25.00 | 10/12/2012 10:48:55 AM |
Vegasjim | $25.00 | 10/12/2012 10:58:33 AM |
lionheart722 | $100.00 | 10/12/2012 10:33:42 AM |
Plutis | $25.00 | 10/12/2012 2:25:14 PM |
HikeMoab | $25.00 | 10/12/2012 4:32:16 PM |
prudent-dough458 | $25.00 | 10/12/2012 5:06:16 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:54 PM |
Ripsaw4U | $50.00 | 10/12/2012 5:20:00 PM |
windguy | $50.00 | 10/12/2012 12:20:42 PM |
Arvicco | $400.00 | 10/12/2012 12:22:25 PM |
kenji4861 | $25.00 | 10/12/2012 5:24:30 PM |
hitsman | $50.00 | 10/12/2012 5:03:49 PM |
hopeful_lender | $100.00 | 10/12/2012 3:21:43 PM |
loyalty-circuitry | $100.00 | 10/12/2012 4:43:25 PM |
compassion-twister2 | $50.00 | 10/12/2012 5:07:28 PM |
silver-explorer6 | $25.00 | 10/12/2012 5:39:54 PM |
continental2 | $100.00 | 10/12/2012 9:20:58 PM |
new-affluence-piledriver | $100.00 | 10/12/2012 6:09:21 PM |
bonafide-economy | $50.00 | 10/12/2012 7:11:20 PM |
cerebral-dollar773 | $25.00 | 10/13/2012 5:41:04 AM |
benefit-banshee | $25.00 | 10/13/2012 6:30:40 AM |
bellaquito | $500.00 | 10/12/2012 6:54:44 PM |
success1001 | $100.00 | 10/13/2012 2:04:58 AM |
Paxman84 | $25.00 | 10/13/2012 11:29:51 AM |
mrsasman | $50.00 | 10/13/2012 12:08:31 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:27 AM |
Skulljocky | $25.00 | 10/13/2012 12:10:22 PM |
power-amusement | $25.00 | 10/13/2012 12:11:58 PM |
mdv | $25.00 | 10/13/2012 11:04:24 AM |
x-lender | $25.00 | 10/13/2012 12:03:12 PM |
upupandaway | $50.00 | 10/13/2012 5:17:04 PM |
social-pear9 | $50.00 | 10/13/2012 7:29:11 PM |
marketplace-singularity3 | $25.00 | 10/13/2012 7:52:53 PM |
dschless | $25.00 | 10/14/2012 6:54:26 AM |
EvalCrux | $50.00 | 10/14/2012 12:31:46 PM |
rpdelray | $25.00 | 10/14/2012 10:53:39 AM |
Charmart | $25.00 | 10/14/2012 6:08:37 AM |
houli123 | $50.00 | 10/14/2012 1:49:30 PM |
loan-mongoose1 | $25.00 | 10/14/2012 5:52:30 PM |
supersarah61 | $25.00 | 10/14/2012 3:48:54 PM |
commanding-bid973 | $25.00 | 10/15/2012 5:59:40 AM |
spry-nickel | $50.00 | 10/14/2012 3:03:57 PM |
sensible-order2 | $200.00 | 10/14/2012 3:49:51 PM |
compatible-deal9 | $50.00 | 10/15/2012 8:15:24 AM |
Jaguar-Nation | $25.00 | 10/14/2012 8:28:42 PM |
elbastador | $25.00 | 10/14/2012 11:37:27 PM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:35:35 AM |
perfectly_marvelous | $25.00 | 10/15/2012 9:24:52 AM |
punctual-fund | $25.00 | 10/15/2012 10:24:02 AM |
shaps | $25.00 | 10/15/2012 10:25:44 AM |
pesoologist3 | $200.00 | 10/15/2012 10:28:43 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:47 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:15 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:04 PM |
oracle3 | $50.00 | 10/15/2012 1:44:34 PM |
courteous-trade229 | $39.00 | 10/15/2012 11:09:06 AM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:28:04 PM |
pinnacleatl | $25.00 | 10/15/2012 11:38:32 AM |
clean-point9 | $50.00 | 10/15/2012 4:38:37 PM |
excellent-funds649 | $50.00 | 10/15/2012 5:14:02 PM |
Emgolda | $25.00 | 10/15/2012 5:20:22 PM |
mschoenf | $100.00 | 10/15/2012 5:17:35 PM |
responsive-worth5 | $25.00 | 10/15/2012 5:29:38 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:24 PM |
hard-working-rate3 | $25.00 | 10/15/2012 5:33:08 PM |
jedi053 | $100.00 | 10/15/2012 5:43:27 PM |
reflective-openness8 | $25.00 | 10/15/2012 5:46:58 PM |
loyalty-hornet6 | $25.00 | 10/15/2012 5:47:37 PM |
EnglishGeekInNYC | $25.00 | 10/15/2012 6:11:10 PM |
ingenious-point1 | $25.00 | 10/15/2012 6:27:25 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:26 PM |
TigerForce | $25.00 | 10/16/2012 5:08:28 AM |
BonesyJones | $200.00 | 10/15/2012 7:42:11 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:40 AM |
penny-kahuna0 | $25.00 | 10/16/2012 5:59:16 AM |
kind-durability-battalion | $75.00 | 10/15/2012 9:12:50 PM |
pednatjr | $29.58 | 10/16/2012 6:51:34 AM |
keen-credit6 | $25.00 | 10/16/2012 7:01:17 AM |
Darts | $50.00 | 10/15/2012 11:01:52 PM |
peso-dancer3 | $25.00 | 10/16/2012 5:24:36 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:15 AM |
donnajoy | $25.00 | 10/16/2012 6:35:57 AM |
ocho | $25.00 | 10/16/2012 9:01:46 AM |
hope-candy1 | $75.00 | 10/16/2012 7:37:44 AM |
Vannu | $50.00 | 10/16/2012 9:08:06 AM |
BrianRK | $26.00 | 10/16/2012 9:08:29 AM |
treasure-serrano729 | $30.00 | 10/16/2012 7:59:49 AM |
orange-courageous-dedication | $25.00 | 10/16/2012 9:11:56 AM |
gigabit | $50.00 | 10/16/2012 9:01:04 AM |
prudent-payment316 | $25.00 | 10/16/2012 9:02:11 AM |
productive-principal7 | $25.00 | 10/16/2012 9:02:51 AM |
fortytwo | $150.00 | 10/16/2012 9:02:17 AM |
idaho1 | $25.00 | 10/16/2012 9:18:26 AM |
Marfloogan | $25.00 | 10/16/2012 9:19:01 AM |
AFairDeal | $25.00 | 10/16/2012 9:03:18 AM |
larslfe | $25.00 | 10/16/2012 9:03:39 AM |
lenderme | $25.00 | 10/16/2012 9:05:51 AM |
jbaum | $40.00 | 10/16/2012 9:04:57 AM |
dbzen | $25.00 | 10/16/2012 9:26:18 AM |
Tylerh | $250.00 | 10/16/2012 9:27:31 AM |
emprestador | $25.00 | 10/16/2012 9:07:07 AM |
leeball | $50.00 | 10/16/2012 9:28:05 AM |
natural-affluence4 | $25.00 | 10/16/2012 9:29:15 AM |
visionary-community | $25.00 | 10/16/2012 9:07:36 AM |
fair_rates | $25.00 | 10/16/2012 9:29:23 AM |
partnerinflight | $25.00 | 10/16/2012 9:29:28 AM |
diligent-leverage | $25.00 | 10/16/2012 9:07:38 AM |
MoneyMoon | $25.00 | 10/16/2012 9:30:25 AM |
hero007 | $50.00 | 10/16/2012 9:08:14 AM |
phillipd48 | $25.00 | 10/16/2012 9:09:09 AM |
cpy911 | $25.00 | 10/16/2012 9:10:02 AM |
OldFriend | $25.00 | 10/16/2012 9:10:04 AM |
green-tree-shake | $35.00 | 10/16/2012 9:10:09 AM |
lionsrock | $25.00 | 10/16/2012 9:10:22 AM |
Ragnar | $25.00 | 10/16/2012 9:10:54 AM |
mdreiss | $50.00 | 10/16/2012 9:11:07 AM |
return-marsupial3 | $25.00 | 10/16/2012 9:10:26 AM |
orange-resolute-platinum | $25.00 | 10/16/2012 9:10:29 AM |
first-favorite-bonus9 | $25.00 | 10/16/2012 9:12:26 AM |
SmartBanking | $25.00 | 10/16/2012 9:15:34 AM |
scottburger | $100.00 | 10/16/2012 9:15:48 AM |
courteous-wealth6 | $60.00 | 10/16/2012 9:16:42 AM |
ultimatepaintball | $25.00 | 10/16/2012 9:16:48 AM |
ms48105 | $25.00 | 10/16/2012 9:17:35 AM |
JohnBanks | $25.00 | 10/16/2012 9:18:53 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:21 AM |
best-deal-banker | $50.00 | 10/16/2012 9:40:35 AM |
preeminant-hope7 | $25.00 | 10/16/2012 9:20:49 AM |
Rdodson11 | $25.00 | 10/16/2012 9:40:43 AM |
Relevance | $25.00 | 10/16/2012 9:21:09 AM |
mason13a | $25.00 | 10/16/2012 9:20:32 AM |
x27 | $25.00 | 10/16/2012 9:22:01 AM |
BlindSquirrel | $25.00 | 10/16/2012 9:42:18 AM |
cantsavenuf | $25.00 | 10/16/2012 9:22:35 AM |
independent-dollar | $40.00 | 10/16/2012 9:22:50 AM |
red-enthralling-justice | $25.00 | 10/16/2012 9:22:43 AM |
brightest-repayment-patriot | $75.00 | 10/16/2012 9:25:02 AM |
sigue | $25.00 | 10/16/2012 9:26:31 AM |
wise-alluring-penny | $50.00 | 10/16/2012 9:29:03 AM |
zuludawn73 | $25.00 | 10/16/2012 9:30:58 AM |
MiniBank998 | $25.00 | 10/16/2012 9:31:25 AM |
LendDoc | $25.00 | 10/16/2012 9:31:13 AM |
stable-penny27 | $25.00 | 10/16/2012 9:33:13 AM |
PA2LA | $25.00 | 10/16/2012 9:49:31 AM |
Mr_Marcus | $25.00 | 10/16/2012 9:49:41 AM |
djs81 | $75.00 | 10/16/2012 9:33:22 AM |
Zoomie | $25.00 | 10/16/2012 9:35:07 AM |
jenq0001 | $25.00 | 10/16/2012 9:50:41 AM |
tenacious-affluence | $25.00 | 10/16/2012 9:51:04 AM |
hawaiiangirl76 | $25.00 | 10/16/2012 9:36:19 AM |
the-financier814 | $25.00 | 10/16/2012 9:52:05 AM |
syounker | $25.00 | 10/16/2012 9:52:18 AM |
lounges | $25.00 | 10/16/2012 9:54:25 AM |
mlender | $25.00 | 10/16/2012 9:37:46 AM |
gentle-gold | $25.00 | 10/16/2012 9:37:45 AM |
shrewd-balance2 | $100.00 | 10/16/2012 9:55:45 AM |
balance-voyager | $75.00 | 10/16/2012 9:38:15 AM |
HAVEANICEDAY | $25.00 | 10/16/2012 9:38:39 AM |
blukestrel | $25.00 | 10/16/2012 9:38:48 AM |
point-leather9 | $25.00 | 10/16/2012 9:57:32 AM |
SeaLoans | $25.00 | 10/16/2012 9:39:12 AM |
LoanBrkr | $25.00 | 10/16/2012 9:39:28 AM |
mistertao | $25.00 | 10/16/2012 9:39:42 AM |
masonn | $50.00 | 10/16/2012 9:40:56 AM |
blue-calm-commitment | $25.00 | 10/16/2012 9:41:39 AM |
Cheburashka | $30.00 | 10/16/2012 9:41:47 AM |
adevadeh | $25.00 | 10/16/2012 9:59:20 AM |
gold-web4 | $25.00 | 10/16/2012 9:42:14 AM |
preciousjeni | $25.00 | 10/16/2012 9:42:48 AM |
unrivaled-silver | $25.00 | 10/16/2012 10:00:47 AM |
Gabriel02 | $25.00 | 10/16/2012 9:43:44 AM |
fishintime | $100.00 | 10/16/2012 9:46:20 AM |
Money2Lend_U | $250.00 | 10/16/2012 9:47:30 AM |
SanJoser | $25.00 | 10/16/2012 9:47:35 AM |
holstj | $25.00 | 10/16/2012 9:47:47 AM |
snowman34 | $25.00 | 10/16/2012 9:48:35 AM |
kbodendorf | $25.00 | 10/16/2012 9:48:25 AM |
FadSaolAgat | $50.00 | 10/16/2012 9:49:29 AM |
jfsllc | $25.00 | 10/16/2012 9:50:09 AM |
meux99 | $25.00 | 10/16/2012 9:50:53 AM |
funds-captain4 | $50.00 | 10/16/2012 9:50:51 AM |
kirkjerk | $50.00 | 10/16/2012 9:51:48 AM |
bold-yield-rumbler | $25.00 | 10/16/2012 9:53:11 AM |
logical-reward8 | $25.00 | 10/16/2012 9:55:17 AM |
MrDavid | $75.00 | 10/16/2012 9:55:24 AM |
kubien | $25.00 | 10/16/2012 9:56:08 AM |
donloah | $25.00 | 10/16/2012 9:56:12 AM |
shabufa | $25.00 | 10/16/2012 9:56:49 AM |
Aimvest | $25.00 | 10/16/2012 9:57:19 AM |
MONEYLENDER101 | $50.00 | 10/16/2012 9:58:13 AM |
SkiNZ | $25.00 | 10/16/2012 9:59:25 AM |
FortuneFund | $50.00 | 10/12/2012 9:08:16 AM |
green-trade-dolphin2 | $28.02 | 10/12/2012 9:03:14 AM |
Rivervale_Westwood | $25.00 | 10/12/2012 9:31:08 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:32 AM |
indomitable-coin | $25.00 | 10/12/2012 9:47:51 AM |
green-discrete-rupee | $50.00 | 10/12/2012 10:22:17 AM |
octoberfresh | $25.00 | 10/12/2012 5:12:26 PM |
imogen22 | $50.00 | 10/12/2012 12:11:18 PM |
commerce-gargantuan2 | $50.00 | 10/12/2012 5:19:38 PM |
spirit07a | $100.00 | 10/12/2012 5:25:04 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:43 PM |
kind-exchange-association | $25.00 | 10/12/2012 11:42:28 PM |
sdalmr | $35.00 | 10/12/2012 8:17:24 PM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:33 AM |
liberty-banker0 | $25.00 | 10/12/2012 9:44:15 PM |
restless-nickel158 | $50.00 | 10/13/2012 10:18:00 AM |
scholarly-benefit5 | $25.00 | 10/13/2012 12:01:30 PM |
ALL-PRIME | $50.00 | 10/13/2012 1:39:45 AM |
currency-chihuahua3 | $50.00 | 10/13/2012 12:24:30 PM |
transparency-silo2 | $25.00 | 10/13/2012 12:47:51 PM |
blot44 | $25.00 | 10/13/2012 9:40:59 AM |
graceful-durability246 | $100.00 | 10/13/2012 1:28:11 PM |
Syzygy | $25.00 | 10/13/2012 12:13:24 PM |
sturdy-duty177 | $25.00 | 10/13/2012 3:37:59 PM |
anacent | $50.00 | 10/13/2012 4:05:42 PM |
georgethesir | $50.00 | 10/13/2012 5:42:58 PM |
compoundinterest | $25.00 | 10/13/2012 12:37:44 PM |
finder61 | $25.00 | 10/13/2012 6:51:11 PM |
the-bright-velocity | $25.00 | 10/13/2012 12:46:55 PM |
SamyFromRI | $25.00 | 10/13/2012 7:25:37 PM |
california111 | $50.00 | 10/13/2012 9:40:32 PM |
Investoman | $25.00 | 10/13/2012 1:09:03 PM |
loanprosper | $25.00 | 10/14/2012 8:41:13 AM |
Sixmil | $100.00 | 10/14/2012 9:15:17 AM |
knowledgeable-silver6 | $25.00 | 10/14/2012 12:32:52 PM |
29Palms | $75.00 | 10/14/2012 11:04:54 AM |
respectful-credit820 | $25.00 | 10/14/2012 7:26:40 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:51 PM |
capital-web7 | $50.00 | 10/14/2012 4:23:01 PM |
Bucket219 | $25.00 | 10/14/2012 5:10:38 PM |
a-responsible-return | $100.00 | 10/14/2012 7:19:14 PM |
pure-fairness | $25.00 | 10/15/2012 6:36:01 AM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:33 AM |
antlr | $25.00 | 10/15/2012 5:22:00 AM |
luckyldy | $50.00 | 10/15/2012 8:04:33 AM |
slimof37 | $25.00 | 10/15/2012 9:51:35 AM |
sankyu | $100.00 | 10/15/2012 10:10:55 AM |
j2ee | $50.00 | 10/15/2012 9:31:57 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:43 AM |
CompoundInterest-TheSeventhWundr | $25.00 | 10/15/2012 11:58:00 AM |
Fonthill | $500.00 | 10/15/2012 11:06:52 AM |
fuzed | $50.00 | 10/15/2012 12:36:10 PM |
delicious-value973 | $100.00 | 10/15/2012 3:30:13 PM |
P2P4me | $300.00 | 10/15/2012 3:43:57 PM |
Tradesmanlender | $25.00 | 10/15/2012 5:00:51 PM |
pdub | $750.00 | 10/15/2012 5:03:54 PM |
return-aurora853 | $434.00 | 10/15/2012 5:18:25 PM |
postalwhiz | $25.00 | 10/15/2012 5:25:30 PM |
flo_rida | $100.00 | 10/15/2012 5:21:27 PM |
Taxman44 | $25.00 | 10/15/2012 6:05:42 PM |
availableloan | $25.00 | 10/15/2012 6:07:49 PM |
Castellan | $50.00 | 10/15/2012 6:27:35 PM |
Oupa-George | $25.00 | 10/15/2012 7:04:09 PM |
MtnLend | $25.00 | 10/15/2012 6:36:19 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:14 PM |
unequivocal-power3 | $25.00 | 10/15/2012 8:49:49 PM |
kind-durability-battalion | $50.00 | 10/15/2012 8:58:52 PM |
coin-tweet | $25.00 | 10/15/2012 7:03:01 PM |
nakanu | $25.00 | 10/15/2012 7:27:06 PM |
return-buddy | $50.00 | 10/16/2012 6:15:25 AM |
BenefactorX | $25.00 | 10/16/2012 6:17:01 AM |
_wally_ | $25.00 | 10/15/2012 10:29:45 PM |
PThor | $25.00 | 10/16/2012 7:13:12 AM |
plentiful-note6 | $25.00 | 10/16/2012 5:21:41 AM |
fireboss | $50.00 | 10/16/2012 7:57:16 AM |
msfitzge | $25.00 | 10/16/2012 8:21:23 AM |
randomguy100 | $25.00 | 10/16/2012 9:00:46 AM |
darknesscrown | $25.00 | 10/16/2012 6:43:10 AM |
sensational-kindness | $25.00 | 10/16/2012 9:02:45 AM |
progressive-wampum0 | $25.00 | 10/16/2012 6:48:28 AM |
rulender | $25.00 | 10/16/2012 9:04:18 AM |
gjm6d | $25.00 | 10/16/2012 9:04:33 AM |
yukongin | $50.00 | 10/16/2012 9:05:19 AM |
fcb202 | $50.00 | 10/16/2012 9:05:23 AM |
deal-financier5 | $25.00 | 10/16/2012 7:49:08 AM |
fiddlerzvi | $50.00 | 10/16/2012 9:11:16 AM |
well-mannered-power8 | $25.00 | 10/16/2012 9:11:24 AM |
attractive-listing29 | $25.00 | 10/16/2012 8:21:53 AM |
matthart | $25.00 | 10/16/2012 9:13:17 AM |
RockCrown | $25.00 | 10/16/2012 9:14:23 AM |
studious-peso | $25.00 | 10/16/2012 9:00:54 AM |
jjb3 | $25.00 | 10/16/2012 9:01:01 AM |
roadtruck | $100.00 | 10/16/2012 9:01:23 AM |
mtp | $100.00 | 10/16/2012 9:18:40 AM |
economy-voyage9 | $25.00 | 10/16/2012 9:19:51 AM |
exchange-pledge | $50.00 | 10/16/2012 9:02:55 AM |
Thunder08 | $25.00 | 10/16/2012 9:03:27 AM |
Quiddity | $25.00 | 10/16/2012 9:21:56 AM |
motivator796 | $25.00 | 10/16/2012 9:23:33 AM |
BuffetRocks | $50.00 | 10/16/2012 9:25:50 AM |
compsciman | $25.00 | 10/16/2012 9:26:39 AM |
fair-funds | $25.00 | 10/16/2012 9:06:29 AM |
BuntyBoy | $25.00 | 10/16/2012 9:27:59 AM |
ualf | $50.00 | 10/16/2012 9:07:15 AM |
revmax | $25.00 | 10/16/2012 9:29:41 AM |
mnbud | $25.00 | 10/16/2012 9:08:18 AM |
ThomasC | $50.00 | 10/16/2012 9:08:50 AM |
LowLeftJim | $25.00 | 10/16/2012 9:33:09 AM |
ChicoBob | $25.00 | 10/16/2012 9:34:20 AM |
freesia54 | $50.00 | 10/16/2012 9:09:47 AM |
important-penny3 | $25.00 | 10/16/2012 9:10:55 AM |
p1k4blu | $25.00 | 10/16/2012 9:35:13 AM |
Pasagam | $50.00 | 10/16/2012 9:12:32 AM |
red-unequivocal-finance | $25.00 | 10/16/2012 9:13:26 AM |
building-america | $25.00 | 10/16/2012 9:13:30 AM |
michaelwong | $50.00 | 10/16/2012 9:14:02 AM |
MVP2008 | $25.00 | 10/16/2012 9:15:14 AM |
soheagle | $25.00 | 10/16/2012 9:15:17 AM |
SoCalRancher | $25.00 | 10/16/2012 9:15:00 AM |
Raetha | $25.00 | 10/16/2012 9:37:35 AM |
sb0453 | $25.00 | 10/16/2012 9:17:11 AM |
lucky6 | $25.00 | 10/16/2012 9:17:04 AM |
ujiba | $50.00 | 10/16/2012 9:17:40 AM |
kaykarun | $50.00 | 10/16/2012 9:38:22 AM |
CalBear5 | $25.00 | 10/16/2012 9:18:06 AM |
Snowflake6515 | $25.00 | 10/16/2012 9:18:27 AM |
LoanU | $25.00 | 10/16/2012 9:18:59 AM |
rcr549 | $25.00 | 10/16/2012 9:19:25 AM |
rose88 | $25.00 | 10/16/2012 9:19:39 AM |
pound-idol543 | $100.00 | 10/16/2012 9:40:32 AM |
AmericanCredit | $100.00 | 10/16/2012 9:20:59 AM |
C_Mark | $50.00 | 10/16/2012 9:21:40 AM |
almiteycow | $25.00 | 10/16/2012 9:21:36 AM |
figs4u2 | $100.00 | 10/16/2012 9:22:08 AM |
perzzz | $50.00 | 10/16/2012 9:44:08 AM |
SojournerMobile | $25.00 | 10/16/2012 9:24:39 AM |
unequaled-loyalty7 | $25.00 | 10/16/2012 9:45:13 AM |
Tasmir | $25.00 | 10/16/2012 9:45:28 AM |
TCayce | $25.00 | 10/16/2012 9:27:13 AM |
asset-conqueror6 | $25.00 | 10/16/2012 9:26:16 AM |
dunox | $25.00 | 10/16/2012 9:27:38 AM |
mrmojado | $25.00 | 10/16/2012 9:28:26 AM |
smurf163 | $50.00 | 10/16/2012 9:46:47 AM |
capital-futurist | $25.00 | 10/16/2012 9:28:45 AM |
miked8303 | $50.00 | 10/16/2012 9:46:53 AM |
economy-molecule3 | $500.00 | 10/16/2012 9:28:52 AM |
cptproton | $50.00 | 10/16/2012 9:28:57 AM |
worth-web5 | $50.00 | 10/16/2012 9:27:55 AM |
MicroL | $25.00 | 10/16/2012 9:47:25 AM |
chicagobear23 | $25.00 | 10/16/2012 9:29:56 AM |
MoneyMA | $25.00 | 10/16/2012 9:31:48 AM |
Cre8iveCash | $25.00 | 10/16/2012 9:32:09 AM |
ckatak | $50.00 | 10/16/2012 9:31:17 AM |
Flanagan | $25.00 | 10/16/2012 9:32:39 AM |
a-transparency-prodigy | $25.00 | 10/16/2012 9:32:16 AM |
HoosierDaddie | $25.00 | 10/16/2012 9:34:17 AM |
nicebank | $25.00 | 10/16/2012 9:33:11 AM |
gold-position | $25.00 | 10/16/2012 9:34:34 AM |
Zuzu | $25.00 | 10/16/2012 9:34:59 AM |
note-farm4 | $25.00 | 10/16/2012 9:51:08 AM |
tntbuzz | $50.00 | 10/16/2012 9:51:32 AM |
macgeek | $50.00 | 10/16/2012 9:36:51 AM |
_kyle | $50.00 | 10/16/2012 9:37:33 AM |
gracej | $25.00 | 10/16/2012 9:37:38 AM |
famous-ore2 | $50.00 | 10/16/2012 9:37:41 AM |
penny-leader416 | $25.00 | 10/16/2012 9:54:42 AM |
BB-ptoploan | $50.00 | 10/16/2012 9:37:48 AM |
BDL-Roth | $40.00 | 10/16/2012 9:38:19 AM |
miket71 | $30.00 | 10/16/2012 9:38:44 AM |
elasermd | $50.00 | 10/16/2012 9:38:46 AM |
biobulator | $25.00 | 10/16/2012 9:58:22 AM |
Headhunter14 | $50.00 | 10/16/2012 9:40:51 AM |
dime-sycamore3 | $50.00 | 10/16/2012 9:40:54 AM |
lendsalot | $25.00 | 10/16/2012 9:59:02 AM |
maximumwealth | $25.00 | 10/16/2012 9:41:01 AM |
PRGuyinVA | $25.00 | 10/16/2012 9:42:41 AM |
narblark | $50.00 | 10/16/2012 9:42:54 AM |
magical-greenback | $25.00 | 10/16/2012 9:59:47 AM |
Delamere | $50.00 | 10/16/2012 9:43:10 AM |
Natronpee | $25.00 | 10/16/2012 10:00:45 AM |
transparent-principal679 | $100.00 | 10/16/2012 10:01:24 AM |
best-enriched-auction | $25.00 | 10/16/2012 10:02:19 AM |
peripatetic | $25.00 | 10/16/2012 9:45:26 AM |
Namrok | $25.00 | 10/16/2012 9:47:08 AM |
TelegramSam | $25.00 | 10/16/2012 9:47:14 AM |
riproaringrapids | $50.00 | 10/16/2012 9:47:31 AM |
shorthairedg | $25.00 | 10/16/2012 9:47:41 AM |
my401K | $50.00 | 10/16/2012 9:48:11 AM |
bvzm | $25.00 | 10/16/2012 9:48:37 AM |
illustrado | $25.00 | 10/16/2012 9:49:26 AM |
skuba | $75.00 | 10/16/2012 9:50:15 AM |
priceless-currency090 | $25.00 | 10/16/2012 9:50:17 AM |
intuitive-integrity9 | $50.00 | 10/16/2012 9:50:35 AM |
lend_to_you | $25.00 | 10/16/2012 9:50:37 AM |
brandilton | $25.00 | 10/16/2012 9:52:02 AM |
blue-repayment-ceremony | $25.00 | 10/16/2012 9:51:39 AM |
sweet-loan7 | $25.00 | 10/16/2012 9:52:44 AM |
loaninvesting | $25.00 | 10/16/2012 9:53:13 AM |
nojoke411 | $25.00 | 10/16/2012 9:54:08 AM |
income-fortress | $25.00 | 10/16/2012 9:54:58 AM |
moola-gondola1 | $25.00 | 10/16/2012 9:54:31 AM |
kingdom323 | $50.00 | 10/16/2012 9:55:22 AM |
bill-igloo | $25.00 | 10/16/2012 9:56:11 AM |
littlemonkey | $25.00 | 10/16/2012 9:57:57 AM |
brightest-fearless-payout | $50.00 | 10/16/2012 9:58:30 AM |
credit-magician | $25.00 | 10/16/2012 9:58:16 AM |
ryreesado | $25.00 | 10/16/2012 9:59:12 AM |
taz007 | $25.00 | 10/16/2012 9:59:34 AM |
lrr34 | $25.00 | 10/16/2012 10:00:15 AM |
visionary-commerce | $25.00 | 10/16/2012 9:59:59 AM |
texrob20 | $25.00 | 10/16/2012 10:00:43 AM |
payout-paladin0 | $25.00 | 10/16/2012 10:00:53 AM |
PK_USMC | $25.00 | 10/16/2012 10:02:15 AM |
ceg451 | $25.00 | 10/16/2012 10:01:02 AM |
Dan65 | $25.00 | 10/16/2012 10:01:44 AM |
speedy-point4 | $50.00 | 10/16/2012 10:02:43 AM |
412 Investments
|
Borrower Payment Dependent Notes Series
652991
This series of Notes was issued and sold upon the funding of the borrower loan #76089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $223.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,721 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| tiredteach |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2012)
|
Principal balance:
| $7,253.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Household Expenses
Purpose of loan:
Help pay for repairs on my home, also to buy christmas presents
My financial situation:
I am a good candidate for this loan because I aways pay all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
FortuneFund | $200.00 | 10/12/2012 5:06:57 PM |
worth-blanket2 | $9,000.00 | 10/12/2012 5:08:00 PM |
historic-value7 | $200.00 | 10/12/2012 5:11:19 PM |
SergRoosterDu | $25.00 | 10/12/2012 5:12:03 PM |
sweety075 | $25.00 | 10/12/2012 5:15:06 PM |
indomitable-coin | $25.00 | 10/12/2012 5:16:08 PM |
janeybooboo | $75.00 | 10/12/2012 5:10:41 PM |
lawyervon | $25.00 | 10/12/2012 5:11:00 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:57 PM |
New-Brunswick-Investor | $25.00 | 10/12/2012 5:18:23 PM |
best-bonafide-p2p | $25.00 | 10/12/2012 5:22:50 PM |
spirit07a | $50.00 | 10/12/2012 5:25:04 PM |
brandonm78 | $25.00 | 10/12/2012 5:04:33 PM |
FortuneFundII | $200.00 | 10/12/2012 5:07:18 PM |
LoanerPrincipal | $25.00 | 10/12/2012 5:10:37 PM |
friedokra | $25.00 | 10/12/2012 5:16:28 PM |
patriot897 | $25.00 | 10/12/2012 5:23:25 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
653035
This series of Notes was issued and sold upon the funding of the borrower loan #76294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-11-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $77.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 8% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 4m |
Amount delinquent:
| $2,028 |
Total credit lines:
| 20 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $864 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-magma4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
Principal balance:
| $33.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Other
Purpose of loan: Personal
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
I just paid off my prior loan through prosper
Monthly net income: $ 2800
Monthly expenses: $
Housing: $ 695
Insurance: $ 88
Car expenses: $ 0
Utilities: $ 150
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/11/2012 5:06:40 PM |
JeremyLinFan | $40.00 | 10/11/2012 5:13:10 PM |
peace-fixer8 | $25.00 | 10/11/2012 5:33:21 PM |
etraboulay | $50.00 | 10/11/2012 5:36:14 PM |
vutah | $45.00 | 10/11/2012 5:04:09 PM |
NekHoldings | $25.00 | 10/11/2012 5:03:23 PM |
pierrelasvegas | $25.00 | 10/11/2012 6:24:32 PM |
EL_Papin | $25.00 | 10/11/2012 6:29:07 PM |
asset-professor | $25.00 | 10/11/2012 5:31:28 PM |
dkjl | $25.43 | 10/11/2012 6:07:52 PM |
LightTheWay | $50.00 | 10/11/2012 6:08:36 PM |
jonathan10s | $100.00 | 10/11/2012 6:10:07 PM |
mrxtravis | $25.00 | 10/11/2012 5:59:58 PM |
Investor_DP | $200.00 | 10/11/2012 6:18:58 PM |
a-finance-nirvana | $25.00 | 10/11/2012 5:16:39 PM |
netg | $75.00 | 10/11/2012 5:17:56 PM |
well-rounded-payout0 | $50.00 | 10/11/2012 5:37:00 PM |
red-eloquent-rupee | $45.00 | 10/11/2012 5:49:36 PM |
Hedge-Fund | $25.00 | 10/11/2012 5:04:00 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:19 PM |
zipemdown | $25.00 | 10/11/2012 5:14:09 PM |
ProsprousLender | $30.00 | 10/11/2012 5:02:13 PM |
handy-justice | $25.00 | 10/11/2012 5:03:16 PM |
sweety075 | $25.00 | 10/11/2012 5:07:46 PM |
BostonCapital | $100.00 | 10/11/2012 5:07:59 PM |
LeReve | $64.57 | 10/11/2012 6:29:24 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:59 PM |
tolerant-currency6 | $25.00 | 10/11/2012 6:07:18 PM |
spark548 | $100.00 | 10/11/2012 6:17:02 PM |
52digital | $75.00 | 10/11/2012 6:19:59 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:29 PM |
integrity-web | $25.00 | 10/11/2012 6:25:47 PM |
majestic-note6 | $200.00 | 10/11/2012 6:26:56 PM |
special-dinero553 | $25.00 | 10/11/2012 6:24:06 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
653057
This series of Notes was issued and sold upon the funding of the borrower loan #76170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $106.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,133 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| worldly-transparency416 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off credit card bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I want to consolidate my bills and have one bill that I can pay each month and double the payments
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rockymtnhi | $100.00 | 10/12/2012 6:06:49 PM |
FortuneFund | $200.00 | 10/12/2012 5:06:58 PM |
janeybooboo | $100.00 | 10/12/2012 5:08:38 PM |
theaterguy | $30.00 | 10/12/2012 5:45:05 PM |
urbane-income7 | $25.00 | 10/12/2012 5:21:12 PM |
patriot897 | $25.00 | 10/12/2012 5:23:26 PM |
bazaar-tulip | $25.00 | 10/12/2012 6:16:42 PM |
Emgolda | $25.00 | 10/12/2012 6:20:45 PM |
vigorous-payment6 | $25.00 | 10/12/2012 5:29:47 PM |
oregonusa | $25.00 | 10/12/2012 5:39:25 PM |
community-burrito9 | $55.00 | 10/12/2012 5:20:02 PM |
Perdita_II | $25.00 | 10/12/2012 5:22:34 PM |
affluence-tycoon | $25.00 | 10/12/2012 5:43:40 PM |
lionheart722 | $100.00 | 10/12/2012 5:52:10 PM |
toblerone | $25.00 | 10/12/2012 5:34:18 PM |
BostonCapital | $100.00 | 10/12/2012 6:08:35 PM |
JeremyLinFan | $30.00 | 10/12/2012 6:09:49 PM |
obedient-payout0 | $25.00 | 10/12/2012 6:26:00 PM |
intuitive-benefit3 | $100.00 | 10/12/2012 5:57:45 PM |
mcds | $4.99 | 10/12/2012 6:42:20 PM |
marwadi-62 | $200.00 | 10/12/2012 6:07:44 PM |
famous-hope | $25.00 | 10/12/2012 6:10:02 PM |
gentle-generosity822 | $25.00 | 10/12/2012 6:28:52 PM |
FortuneFundII | $200.00 | 10/12/2012 5:07:19 PM |
compassion-twister2 | $50.00 | 10/12/2012 5:07:29 PM |
heartpounding-note972 | $25.00 | 10/12/2012 5:47:23 PM |
cash-mad-scientist3 | $25.00 | 10/12/2012 5:56:05 PM |
velocityasaurus-rex4 | $100.00 | 10/12/2012 5:15:56 PM |
best-bonafide-p2p | $25.00 | 10/12/2012 5:23:22 PM |
community-seahorse0 | $25.00 | 10/12/2012 5:11:58 PM |
mikrolown | $25.00 | 10/12/2012 6:23:15 PM |
ethical-truth211 | $300.00 | 10/12/2012 5:36:22 PM |
green-discrete-rupee | $50.00 | 10/12/2012 5:19:04 PM |
supreme-exchange547 | $25.00 | 10/12/2012 5:52:14 PM |
Jalebi | $50.00 | 10/12/2012 5:28:55 PM |
Ready2Loan | $30.00 | 10/12/2012 6:03:47 PM |
dariop | $25.01 | 10/12/2012 5:41:15 PM |
0_0 | $25.00 | 10/12/2012 5:46:50 PM |
global-invest-group | $25.00 | 10/12/2012 6:29:37 PM |
bellaquito | $500.00 | 10/12/2012 6:35:41 PM |
repayment-chihuahua3 | $25.00 | 10/12/2012 5:58:54 PM |
Approved | $25.00 | 10/12/2012 6:39:17 PM |
community-engine750 | $50.00 | 10/12/2012 6:39:23 PM |
john0720 | $25.00 | 10/12/2012 6:10:35 PM |
prudent-deal662 | $25.00 | 10/12/2012 6:16:29 PM |
superb-funds335 | $25.00 | 10/12/2012 6:36:14 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
653119
This series of Notes was issued and sold upon the funding of the borrower loan #76334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,398 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassionate-dime8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation: numerica credit union
I am a good candidate for this loan because...i am improving my credit rating and want to secure my future. I am able to pay this loan on time and will be able to pay off early
Monthly net income: $2500.00
Monthly expenses:
Housing: $652.00/partner on mortgage pays 652.00 also
Insurance: $50.00
Car expenses: $150.00
Utilities: $128.00
Phone, cable, internet: $58.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $220.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/12/2012 5:05:10 PM |
tranquil-gain1 | $75.00 | 10/12/2012 5:02:20 PM |
Endeavour | $150.00 | 10/12/2012 5:02:32 PM |
janeybooboo | $100.00 | 10/12/2012 5:05:10 PM |
vutah | $35.00 | 10/12/2012 5:06:29 PM |
worth-blanket2 | $1,800.00 | 10/12/2012 5:06:58 PM |
wonder3 | $25.00 | 10/12/2012 5:03:04 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
653121
This series of Notes was issued and sold upon the funding of the borrower loan #76543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,120 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| prescription068 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Web Services Specialist
Purpose of loan: Wedding
This loan will be used to... Pay for wedding
My financial situation:
I am a good candidate for this loan because...I will be making the payment on time and I have a good job.
Monthly net income: $3400.00
Monthly expenses: $
Housing: $1200.00
Insurance: $300.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $30.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-seahorse0 | $25.00 | 10/12/2012 5:11:58 PM |
Bank_Of_XL | $25.00 | 10/12/2012 5:12:00 PM |
Jalebi | $50.00 | 10/12/2012 5:28:55 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:33 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:11 PM |
EL_Papin | $25.00 | 10/12/2012 6:02:50 PM |
clean-penny059 | $100.00 | 10/12/2012 9:45:43 PM |
musegaze | $50.00 | 10/12/2012 6:13:26 PM |
courageous-felicity090 | $50.00 | 10/13/2012 3:41:32 AM |
market-maximizer472 | $25.00 | 10/13/2012 6:43:51 AM |
rustysailor | $25.00 | 10/12/2012 6:31:27 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:46:11 PM |
RedmondMan | $25.00 | 10/13/2012 8:36:10 AM |
helpful-loan245 | $25.00 | 10/12/2012 7:31:40 PM |
income-triangulation1 | $25.00 | 10/13/2012 5:46:13 AM |
efficient-treasure0 | $25.00 | 10/13/2012 7:25:37 AM |
commerce-venture1 | $25.00 | 10/13/2012 4:42:08 AM |
tolerant-responsibility051 | $2,000.00 | 10/13/2012 12:10:25 PM |
return-enforcer5 | $25.00 | 10/13/2012 5:00:06 PM |
Hedge-Fund | $25.00 | 10/14/2012 6:45:27 AM |
banker34 | $25.00 | 10/13/2012 4:42:44 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:24 AM |
invest-in-ed | $50.00 | 10/13/2012 7:09:13 PM |
CincyTex | $25.00 | 10/14/2012 1:31:27 AM |
Sagamore | $300.00 | 10/14/2012 1:42:35 PM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:23 AM |
integrity-reactor4 | $100.00 | 10/14/2012 4:19:14 PM |
sthomasg | $25.00 | 10/14/2012 5:33:41 PM |
transaction-puppy6 | $25.00 | 10/14/2012 4:01:51 PM |
Nil2008 | $100.00 | 10/15/2012 6:07:40 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:15 AM |
Weaverville | $25.00 | 10/15/2012 12:05:07 PM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:40 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:00 PM |
pdub | $750.00 | 10/15/2012 5:04:01 PM |
oracle3 | $50.00 | 10/15/2012 1:44:39 PM |
mschoenf | $100.00 | 10/15/2012 5:18:27 PM |
flo_rida | $100.00 | 10/15/2012 5:21:30 PM |
enchanted-note | $25.00 | 10/15/2012 5:49:03 PM |
profitable-fairness1 | $50.00 | 10/15/2012 5:54:46 PM |
SimpleChoice | $25.00 | 10/15/2012 5:39:53 PM |
structure9 | $25.00 | 10/15/2012 6:05:27 PM |
zipemdown | $25.00 | 10/15/2012 5:57:14 PM |
global-invest-group | $25.00 | 10/15/2012 6:19:31 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:19 PM |
consummate-affluence | $100.00 | 10/15/2012 6:05:51 PM |
bob450-roth | $25.00 | 10/15/2012 6:06:44 PM |
yank918 | $25.00 | 10/15/2012 6:12:26 PM |
Imaginos1892 | $100.00 | 10/15/2012 6:09:01 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:17 PM |
money-bauble | $100.00 | 10/15/2012 6:18:33 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:18 PM |
mindful-generosity1 | $50.00 | 10/15/2012 6:34:53 PM |
dukeiyer | $25.00 | 10/15/2012 7:41:51 PM |
buffalobills | $25.00 | 10/15/2012 6:43:50 PM |
itsmaj | $38.79 | 10/15/2012 8:19:34 PM |
green-high-five7 | $35.00 | 10/15/2012 7:03:31 PM |
nakanu | $25.00 | 10/15/2012 7:27:07 PM |
YosemiteSam | $25.00 | 10/16/2012 4:44:23 AM |
historic-value7 | $175.00 | 10/15/2012 7:39:03 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:56 PM |
Quiza12 | $100.00 | 10/16/2012 7:21:15 AM |
peaceful-greenback719 | $25.00 | 10/16/2012 3:05:44 AM |
dc4vlad | $57.00 | 10/16/2012 5:00:26 AM |
Leshan | $50.00 | 10/16/2012 7:33:31 AM |
ChewyZ | $25.00 | 10/16/2012 6:14:22 AM |
bbjones3 | $25.00 | 10/16/2012 6:36:03 AM |
dank-of-america | $2.22 | 10/16/2012 7:34:22 AM |
Brisket_Bob | $28.00 | 10/16/2012 6:12:37 AM |
Dubbs360 | $200.00 | 10/12/2012 5:22:54 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 5:27:05 PM |
janeybooboo | $100.00 | 10/12/2012 5:08:52 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:34 PM |
vutah | $35.00 | 10/12/2012 5:06:06 PM |
ferocious-kindness8 | $30.00 | 10/12/2012 5:13:36 PM |
superb-funds335 | $25.00 | 10/12/2012 6:36:15 PM |
best-bonafide-p2p | $25.00 | 10/12/2012 5:23:53 PM |
cattlebaron | $25.00 | 10/12/2012 6:41:09 PM |
market-bearer0 | $25.00 | 10/12/2012 7:21:18 PM |
mikrolown | $25.00 | 10/12/2012 6:23:15 PM |
Rogelio48 | $30.00 | 10/12/2012 6:38:04 PM |
Hwornke | $25.00 | 10/13/2012 11:25:19 AM |
kk-gp | $100.00 | 10/13/2012 5:31:32 AM |
whitegold24k | $25.00 | 10/13/2012 3:02:50 PM |
economy-coup | $100.00 | 10/13/2012 7:27:16 PM |
basis-encourager2 | $25.00 | 10/14/2012 10:06:23 AM |
upbeat-investment9 | $50.00 | 10/14/2012 4:32:24 PM |
glowing-pound3 | $100.00 | 10/14/2012 3:47:39 PM |
asset-professor | $100.00 | 10/14/2012 6:30:32 PM |
decisive-income7 | $250.00 | 10/15/2012 8:05:33 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:30 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:03 AM |
ore-achievement329 | $25.00 | 10/15/2012 9:46:54 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:51 AM |
etraboulay | $50.00 | 10/15/2012 10:13:36 AM |
botfolio | $300.00 | 10/15/2012 10:15:44 AM |
delicious-value973 | $100.00 | 10/15/2012 3:25:02 PM |
Abece | $215.00 | 10/15/2012 5:48:51 PM |
the-silver-blaster | $50.00 | 10/15/2012 5:51:08 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:15 PM |
mercuriant | $25.00 | 10/15/2012 5:50:28 PM |
Bob450 | $25.00 | 10/15/2012 5:51:03 PM |
openness-stream9 | $200.00 | 10/15/2012 6:00:21 PM |
reordan | $25.00 | 10/15/2012 6:22:40 PM |
networks4ever | $25.00 | 10/15/2012 6:23:18 PM |
strive2 | $25.00 | 10/15/2012 6:01:14 PM |
vivid-return426 | $25.00 | 10/15/2012 6:42:10 PM |
justreturns | $25.00 | 10/15/2012 6:43:36 PM |
AldiHoldings | $25.00 | 10/15/2012 6:45:21 PM |
Quid-Pro-Quo | $27.07 | 10/15/2012 7:06:53 PM |
bewitching-exchange7 | $25.00 | 10/15/2012 11:16:26 PM |
DreDub | $25.00 | 10/16/2012 5:27:00 AM |
rockhound84 | $44.00 | 10/16/2012 5:32:32 AM |
yield-hut | $25.00 | 10/16/2012 5:32:42 AM |
treasure-bliss | $50.00 | 10/16/2012 5:35:46 AM |
Astyanax | $30.00 | 10/15/2012 10:32:38 PM |
green-commerce-festivity | $67.40 | 10/15/2012 11:01:25 PM |
PThor | $25.00 | 10/16/2012 7:13:15 AM |
credit-adventurer313 | $25.00 | 10/16/2012 3:19:49 AM |
SmartConsolidation | $25.00 | 10/16/2012 2:52:23 AM |
helpful-fund7 | $52.56 | 10/16/2012 5:34:00 AM |
chrisb1414 | $25.00 | 10/16/2012 6:16:58 AM |
ideal-platinum1 | $50.00 | 10/16/2012 6:20:14 AM |
mybackyard | $42.49 | 10/16/2012 7:03:20 AM |
worldpower2 | $50.47 | 10/16/2012 7:08:13 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
653145
This series of Notes was issued and sold upon the funding of the borrower loan #75978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $84.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,297 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-reliable-balance |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 2 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
680-699
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 2 | | |
Description
Other
Purpose of loan:
This loan will be used to... fix transportation to get back and forth to work.
My financial situation:
I am a good candidate for this loan because...i always pay back my debt.
Monthly net income: $3600.00
Monthly expenses: $0
Housing: $520.00
Insurance: $163.00
Car expenses: $265.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-lion2 | $50.00 | 10/12/2012 5:07:09 PM |
LittleMingo | $25.00 | 10/12/2012 5:06:51 PM |
vutah | $25.00 | 10/12/2012 5:05:40 PM |
power-chihuahua | $25.00 | 10/12/2012 5:09:08 PM |
NekHoldings | $25.00 | 10/12/2012 5:05:19 PM |
DasMula | $50.00 | 10/12/2012 5:07:18 PM |
moola-flag4 | $25.00 | 10/12/2012 5:08:56 PM |
trumpeter391 | $25.00 | 10/12/2012 5:12:03 PM |
moola-accelerator6 | $25.00 | 10/12/2012 5:08:03 PM |
sweety075 | $25.00 | 10/12/2012 5:05:57 PM |
SergRoosterDu | $25.00 | 10/12/2012 5:07:10 PM |
worth-blanket2 | $1,800.00 | 10/12/2012 5:12:29 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
653161
This series of Notes was issued and sold upon the funding of the borrower loan #76444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $123.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,021 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigorous-commerce024 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
Medical expenses
My financial situation:
I am a good candidate for this loan because...
I have a secure job working for my father (in business for over a decade). I live with family (don't pay rent) and own my car. My job provides food so the only time I spend money on food and entertainment are on the weekends. My total monthly expenses are $425. Most importantly I pay my debt obligations on time.
Monthly net income: $1900
Monthly expenses: $425
Housing: $0
Insurance: $55
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $120
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $50.00 | 10/12/2012 10:04:19 AM |
cattlebaron | $25.00 | 10/11/2012 5:14:18 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:49 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:19 PM |
asset-professor | $25.00 | 10/11/2012 5:31:29 PM |
pierrelasvegas | $25.00 | 10/11/2012 7:24:43 PM |
receptive-affluence035 | $25.00 | 10/11/2012 6:13:57 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:55 PM |
asset-portait013 | $100.00 | 10/11/2012 6:23:25 PM |
julijask | $25.00 | 10/11/2012 6:38:47 PM |
bob450-roth | $25.00 | 10/11/2012 7:53:43 PM |
musegaze | $50.00 | 10/12/2012 9:06:16 AM |
SmartConsolidation | $25.00 | 10/11/2012 10:32:45 PM |
money-bauble | $100.00 | 10/12/2012 9:00:48 AM |
Jalebi | $50.00 | 10/12/2012 9:44:14 AM |
mercuriant | $25.00 | 10/12/2012 10:40:09 AM |
Bob450 | $25.00 | 10/11/2012 5:15:51 PM |
cattlebaron | $25.00 | 10/11/2012 5:14:03 PM |
community-burrito9 | $25.00 | 10/11/2012 5:31:21 PM |
LeReve | $500.00 | 10/11/2012 6:29:25 PM |
etraboulay | $50.00 | 10/11/2012 5:36:14 PM |
open-minded-p2p1 | $25.00 | 10/11/2012 5:38:39 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:38 PM |
Beast_Mode_Money | $25.00 | 10/11/2012 8:24:53 PM |
ethical-truth211 | $400.00 | 10/11/2012 5:46:27 PM |
the-silver-blaster | $50.00 | 10/11/2012 6:00:14 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:59 PM |
spark548 | $100.00 | 10/11/2012 6:17:03 PM |
money-baron | $100.00 | 10/11/2012 6:06:43 PM |
52digital | $75.00 | 10/11/2012 6:19:59 PM |
leverage-monger | $33.00 | 10/12/2012 10:18:13 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:46 PM |
benevolent-marketplace4 | $1,067.00 | 10/12/2012 12:10:24 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
653177
This series of Notes was issued and sold upon the funding of the borrower loan #76562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $216.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.71% | | |
| |
Estimated return*:
| 9.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,883 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| witty-bill095 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my debt
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and have steady income coming in.
Monthly net income: $5,000
Monthly expenses: $
Housing: $950
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $170
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ferocious-kindness8 | $30.00 | 10/13/2012 12:02:44 PM |
gentle-generosity822 | $25.00 | 10/13/2012 12:03:51 PM |
mikrolown | $25.00 | 10/13/2012 12:21:38 PM |
green-discrete-rupee | $50.00 | 10/13/2012 12:01:02 PM |
Vegasjim | $25.00 | 10/13/2012 1:44:28 PM |
pierrelasvegas | $25.00 | 10/13/2012 1:52:11 PM |
community-burrito9 | $45.00 | 10/13/2012 2:23:56 PM |
klippies | $25.00 | 10/13/2012 1:05:33 PM |
cash-mad-scientist3 | $25.00 | 10/13/2012 12:28:42 PM |
return-enforcer5 | $25.00 | 10/13/2012 5:14:11 PM |
Dubbs360 | $200.00 | 10/13/2012 1:51:19 PM |
Ocean713 | $80.00 | 10/13/2012 7:18:29 PM |
dedicated-contract755 | $25.00 | 10/13/2012 12:47:03 PM |
scholarly-order6 | $25.00 | 10/13/2012 12:51:20 PM |
RGlad | $100.00 | 10/13/2012 2:56:43 PM |
BBsapphire-2-loan | $100.00 | 10/13/2012 11:19:23 PM |
marketplace-singularity3 | $85.00 | 10/13/2012 1:18:09 PM |
Mombo-5 | $50.00 | 10/14/2012 5:03:39 AM |
finance-ecstasy7 | $25.00 | 10/13/2012 1:23:29 PM |
toblerone | $25.00 | 10/13/2012 1:41:47 PM |
Capitalincome | $25.00 | 10/13/2012 7:35:27 PM |
basis-encourager2 | $25.00 | 10/14/2012 10:06:24 AM |
generous-deal6 | $25.00 | 10/13/2012 7:41:41 PM |
CincyTex | $25.00 | 10/14/2012 1:34:27 AM |
dime-smasher5 | $25.00 | 10/14/2012 9:57:08 AM |
goodhearted-basis4 | $25.00 | 10/14/2012 1:42:52 AM |
FWF-kinetic | $25.00 | 10/14/2012 1:04:33 PM |
JRS | $25.00 | 10/14/2012 11:59:24 AM |
creative-generosity3 | $50.00 | 10/15/2012 5:18:56 AM |
fairness-symphony2 | $50.00 | 10/14/2012 2:25:30 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:55 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:32:54 PM |
golffish2 | $25.00 | 10/15/2012 4:30:47 AM |
resolute-justice413 | $200.00 | 10/15/2012 9:41:11 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:21 AM |
etraboulay | $50.00 | 10/15/2012 10:13:37 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:04 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:55 AM |
botfolio | $300.00 | 10/15/2012 10:15:45 AM |
shaps | $25.00 | 10/15/2012 10:25:49 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:14:47 AM |
dukeiyer | $25.00 | 10/15/2012 11:15:05 AM |
axl163 | $25.00 | 10/15/2012 3:11:31 PM |
ethical-truth211 | $100.00 | 10/15/2012 2:15:28 PM |
Interloper | $60.00 | 10/15/2012 3:19:19 PM |
ONECENTATATIME | $50.00 | 10/15/2012 4:02:19 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:41 PM |
mschoenf | $100.00 | 10/15/2012 5:18:15 PM |
MI2 | $348.34 | 10/15/2012 5:39:16 PM |
janeybooboo | $125.00 | 10/13/2012 12:07:02 PM |
vutah | $35.00 | 10/13/2012 12:03:51 PM |
vigorous-payment6 | $25.00 | 10/13/2012 12:20:11 PM |
Jalebi | $50.00 | 10/13/2012 1:13:04 PM |
reduce_US_govt_debt | $35.00 | 10/13/2012 1:42:36 PM |
community-seahorse0 | $25.00 | 10/13/2012 12:46:24 PM |
octoberfresh | $25.00 | 10/13/2012 12:47:59 PM |
whitegold24k | $100.00 | 10/13/2012 3:03:31 PM |
superb-funds335 | $25.00 | 10/13/2012 12:50:50 PM |
cattlebaron | $25.00 | 10/13/2012 12:54:27 PM |
supreme-treasure8 | $100.00 | 10/13/2012 1:08:27 PM |
banker34 | $25.00 | 10/13/2012 4:42:45 PM |
JeremyLinFan | $30.00 | 10/13/2012 1:35:56 PM |
houli123 | $25.00 | 10/13/2012 12:42:09 PM |
economy-coup | $100.00 | 10/13/2012 7:27:18 PM |
finance-relaxation3 | $25.00 | 10/13/2012 7:32:23 PM |
EngineersAlliance | $100.00 | 10/13/2012 12:54:40 PM |
compassion-twister2 | $50.00 | 10/13/2012 12:57:07 PM |
one-midas | $25.00 | 10/14/2012 12:09:05 AM |
john0720 | $25.00 | 10/13/2012 1:49:18 PM |
finder61 | $25.00 | 10/13/2012 7:01:08 PM |
market-maximizer472 | $100.00 | 10/14/2012 7:34:05 AM |
commerce-venture1 | $25.00 | 10/13/2012 7:20:05 PM |
jubilant-capital1 | $25.00 | 10/14/2012 8:03:03 AM |
spiff666 | $26.66 | 10/14/2012 8:13:44 AM |
engaging-worth | $25.00 | 10/13/2012 7:34:26 PM |
callmebryan | $25.00 | 10/13/2012 11:18:35 PM |
w8291 | $25.00 | 10/14/2012 7:07:14 AM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:26 AM |
jayk63 | $25.00 | 10/14/2012 8:49:57 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:25 AM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:40 PM |
Christophe | $25.00 | 10/15/2012 4:55:52 AM |
upbeat-investment9 | $25.00 | 10/14/2012 4:36:07 PM |
oskizzle | $25.00 | 10/15/2012 5:56:35 AM |
helpful-loan245 | $25.00 | 10/14/2012 5:01:00 PM |
trade-goblin9 | $50.00 | 10/15/2012 7:18:29 AM |
elegant-loot | $100.00 | 10/14/2012 4:19:54 PM |
asset-professor | $100.00 | 10/14/2012 6:30:33 PM |
asset-portait013 | $100.00 | 10/15/2012 9:41:31 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:42:17 AM |
charming-exchange7 | $25.00 | 10/15/2012 10:24:27 AM |
oracle3 | $50.00 | 10/15/2012 1:44:41 PM |
moneytolend72 | $25.00 | 10/15/2012 4:28:21 PM |
bonus-seahorse | $200.00 | 10/15/2012 2:54:25 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:07 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:03 PM |
pdub | $250.00 | 10/15/2012 5:06:24 PM |
flo_rida | $100.00 | 10/15/2012 5:21:31 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
653197
This series of Notes was issued and sold upon the funding of the borrower loan #76412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 22.98% |
Borrower rate/APR:
| 23.98% / 26.53% |
Monthly payment:
| $345.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,621 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| fairness-comet7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Payoff credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2398
Monthly expenses: $800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $95
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 10/11/2012 5:22:34 PM |
cr8on | $75.00 | 10/11/2012 5:02:14 PM |
tolerant-dime2 | $33.00 | 10/11/2012 5:06:56 PM |
gentle-generosity822 | $25.00 | 10/11/2012 5:08:20 PM |
moneyforthehoney | $30.00 | 10/11/2012 5:15:17 PM |
cash-mad-scientist3 | $25.00 | 10/11/2012 5:25:45 PM |
ethical-truth211 | $500.00 | 10/11/2012 5:44:46 PM |
kila-designer | $249.00 | 10/11/2012 5:55:53 PM |
etraboulay | $50.00 | 10/11/2012 6:07:15 PM |
wonder3 | $25.00 | 10/11/2012 5:02:53 PM |
payment-halo | $45.00 | 10/11/2012 6:43:48 PM |
credit-adventurer313 | $25.00 | 10/11/2012 5:28:47 PM |
community-burrito9 | $45.00 | 10/11/2012 5:30:26 PM |
credit-coach118 | $40.01 | 10/11/2012 5:57:43 PM |
bonus-seahorse | $25.00 | 10/11/2012 8:40:48 PM |
income-triangulation1 | $25.00 | 10/12/2012 5:02:16 AM |
LoanerPrincipal | $25.00 | 10/11/2012 6:22:17 PM |
Eminent_Endeavors | $25.00 | 10/12/2012 6:03:58 AM |
paxnj | $25.00 | 10/11/2012 6:15:42 PM |
green-high-five7 | $35.00 | 10/11/2012 6:38:56 PM |
trade-goblin9 | $125.00 | 10/11/2012 6:49:05 PM |
decisive-income7 | $2,500.00 | 10/12/2012 7:21:33 AM |
bellaquito | $500.00 | 10/11/2012 6:24:21 PM |
scholarly-order6 | $25.00 | 10/12/2012 7:43:37 AM |
52digital | $75.00 | 10/11/2012 6:58:47 PM |
asset-dna5 | $25.00 | 10/11/2012 7:01:11 PM |
investinFla | $25.00 | 10/12/2012 7:55:13 AM |
burrben | $100.00 | 10/11/2012 6:34:00 PM |
reward-giant1 | $48.00 | 10/12/2012 8:45:31 AM |
community-seahorse0 | $25.00 | 10/12/2012 9:08:27 AM |
steven3333 | $25.00 | 10/12/2012 9:38:23 AM |
DiligentiaLLC | $75.00 | 10/12/2012 8:34:06 AM |
erowis | $75.00 | 10/12/2012 8:56:43 AM |
bazaar-festivity | $25.00 | 10/12/2012 9:47:54 AM |
TomDalonajay | $25.00 | 10/12/2012 9:24:05 AM |
principal-laser | $41.57 | 10/12/2012 9:53:14 AM |
RotJ | $200.00 | 10/12/2012 12:29:38 PM |
tolerant-responsibility051 | $40.40 | 10/12/2012 12:43:20 PM |
money-baron | $100.00 | 10/12/2012 11:24:58 AM |
vigorous-market5 | $200.00 | 10/12/2012 12:21:04 PM |
currency-fan9 | $50.00 | 10/12/2012 12:14:00 PM |
responsibility-butterfly | $50.00 | 10/12/2012 10:04:20 AM |
Whipster | $60.00 | 10/11/2012 5:04:00 PM |
best-bonafide-p2p | $25.00 | 10/11/2012 5:24:44 PM |
gotjack-IRA | $25.02 | 10/11/2012 5:36:49 PM |
houli123 | $25.00 | 10/11/2012 5:41:09 PM |
Dubbs360 | $200.00 | 10/11/2012 5:04:49 PM |
janeybooboo | $75.00 | 10/11/2012 5:10:05 PM |
zipemdown | $25.00 | 10/11/2012 5:14:09 PM |
Endeavour | $150.00 | 10/11/2012 5:02:38 PM |
bazaar-tulip | $25.00 | 10/11/2012 5:16:30 PM |
pierrelasvegas | $25.00 | 10/11/2012 5:18:09 PM |
adorable-asset9 | $200.00 | 10/11/2012 6:37:19 PM |
dynrep | $45.00 | 10/11/2012 6:44:23 PM |
principal-dreams9 | $25.00 | 10/11/2012 6:58:24 PM |
BankofRon_IRA | $100.00 | 10/11/2012 6:02:23 PM |
supreme-exchange547 | $25.00 | 10/11/2012 6:04:24 PM |
supreme-treasure8 | $100.00 | 10/11/2012 6:04:59 PM |
bewitching-dollar5 | $100.00 | 10/11/2012 5:47:38 PM |
EL_Papin | $25.00 | 10/11/2012 6:09:58 PM |
shrewd-deal | $50.00 | 10/11/2012 9:37:37 PM |
kila-designer | $75.00 | 10/11/2012 6:13:42 PM |
money-bauble | $100.00 | 10/11/2012 6:01:18 PM |
octoberfresh | $25.00 | 10/11/2012 6:14:55 PM |
Investor_DP | $200.00 | 10/11/2012 6:03:46 PM |
sentimental-commerce4 | $250.00 | 10/11/2012 6:22:23 PM |
Plow_n_Sow | $25.00 | 10/12/2012 6:02:30 AM |
truth-oath1 | $100.00 | 10/12/2012 6:07:31 AM |
Rogelio48 | $25.00 | 10/11/2012 6:17:21 PM |
thrilling-fund427 | $50.00 | 10/11/2012 6:17:24 PM |
selector568 | $300.00 | 10/11/2012 6:33:33 PM |
finance-ecstasy7 | $25.00 | 10/11/2012 6:21:18 PM |
asset-portait013 | $100.00 | 10/11/2012 6:23:15 PM |
musegaze | $50.00 | 10/12/2012 9:06:17 AM |
bob450-roth | $25.00 | 10/11/2012 7:56:59 PM |
brightest-trade-breeze | $25.00 | 10/11/2012 10:22:19 PM |
jaycro | $25.00 | 10/11/2012 8:26:32 PM |
income-sycamore2 | $25.00 | 10/11/2012 9:14:08 PM |
priceless-felicity7 | $25.00 | 10/11/2012 10:55:52 PM |
wildanne | $50.00 | 10/12/2012 9:37:21 AM |
BorthersKeeper | $25.00 | 10/12/2012 6:43:24 AM |
CA-Lender | $25.00 | 10/12/2012 8:25:15 AM |
wwwUniversal | $25.00 | 10/12/2012 9:44:38 AM |
leverage-monger | $33.00 | 10/12/2012 10:13:22 AM |
stollcm | $25.00 | 10/12/2012 9:34:33 AM |
Jalebi | $50.00 | 10/12/2012 9:44:14 AM |
intrepid-loot | $25.00 | 10/12/2012 11:34:34 AM |
progressive-economy261 | $500.00 | 10/12/2012 12:07:46 PM |
benevolent-marketplace4 | $2,500.00 | 10/12/2012 12:10:24 PM |
sturdy-economy173 | $30.00 | 10/12/2012 9:56:01 AM |
hitsman | $50.00 | 10/12/2012 10:50:34 AM |
mercuriant | $25.00 | 10/12/2012 10:40:10 AM |
commitment-symphony9 | $25.00 | 10/12/2012 11:25:39 AM |
the-silver-blaster | $50.00 | 10/12/2012 10:44:54 AM |
worth-blanket2 | $25.00 | 10/12/2012 11:30:07 AM |
Jim33 | $25.00 | 10/12/2012 11:19:46 AM |
nourishing-order8 | $25.00 | 10/12/2012 12:42:33 PM |
Empower-personal-responsibility | $25.00 | 10/12/2012 12:28:27 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
653235
This series of Notes was issued and sold upon the funding of the borrower loan #76203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,675 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| gridiron2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to consolidate debt
This loan will be used to...consolidate debt
My financial situation: stable just trying to consolidate debt from student loan into one payment
I am a good candidate for this loan because... I have stable employment, a good credit score and I always pay my bills on time and have never defaulted on a loan
Monthly net income: $2750
Monthly expenses: $
Housing: $
Insurance: $72.74
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $130.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
etraboulay | $50.00 | 10/15/2012 5:08:40 PM |
finance-investor3 | $25.00 | 10/15/2012 5:01:00 PM |
pdub | $250.00 | 10/15/2012 5:06:36 PM |
imogen22 | $50.00 | 10/15/2012 5:13:17 PM |
reward-walnut | $25.00 | 10/15/2012 5:10:19 PM |
52digital | $75.00 | 10/15/2012 5:22:54 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:41 PM |
heartpounding-note972 | $25.00 | 10/15/2012 5:22:04 PM |
mschoenf | $100.00 | 10/15/2012 5:18:56 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:27 PM |
power-chihuahua | $25.00 | 10/15/2012 5:32:49 PM |
green-discrete-rupee | $50.00 | 10/15/2012 5:29:01 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:44 PM |
zipemdown | $25.00 | 10/15/2012 5:57:17 PM |
rate-advocator7 | $200.00 | 10/15/2012 5:40:58 PM |
duty-viola | $35.00 | 10/15/2012 5:37:40 PM |
Nipper99 | $100.00 | 10/15/2012 5:59:51 PM |
cnovak | $25.00 | 10/15/2012 5:47:16 PM |
worldly-gold | $50.00 | 10/15/2012 5:51:19 PM |
reasonable-nickel6 | $25.00 | 10/15/2012 6:05:39 PM |
NorthernFunds | $50.00 | 10/15/2012 6:06:51 PM |
asset-professor | $100.00 | 10/15/2012 6:07:27 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 5:50:16 PM |
alexander-hamilton | $50.00 | 10/15/2012 5:58:56 PM |
bailey7563 | $25.00 | 10/15/2012 6:05:29 PM |
108-IRA | $50.00 | 10/15/2012 6:34:45 PM |
Gladglide | $25.00 | 10/15/2012 6:08:00 PM |
deepblue34 | $40.00 | 10/15/2012 6:15:32 PM |
nimble-revenue5 | $100.00 | 10/15/2012 6:18:09 PM |
exciting-fairness | $200.00 | 10/15/2012 6:18:56 PM |
bid-czar8 | $39.00 | 10/15/2012 6:30:05 PM |
elegant-hope578 | $29.00 | 10/15/2012 6:30:09 PM |
shmb6508 | $35.00 | 10/15/2012 6:34:14 PM |
scoobiedoo | $40.01 | 10/15/2012 5:13:21 PM |
refresher211 | $100.00 | 10/15/2012 5:19:53 PM |
cattlebaron | $25.00 | 10/15/2012 5:16:02 PM |
appetizing-loyalty354 | $75.00 | 10/15/2012 5:10:45 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:23:05 PM |
BankofRon_IRA | $100.00 | 10/15/2012 5:24:42 PM |
trade-goblin9 | $50.00 | 10/15/2012 5:27:02 PM |
charming-exchange7 | $25.00 | 10/15/2012 5:27:44 PM |
wise-charming-reward | $200.00 | 10/15/2012 5:49:54 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:14 PM |
toblerone | $25.00 | 10/15/2012 5:31:00 PM |
KB-IRA | $339.00 | 10/15/2012 5:59:46 PM |
trimwork99 | $25.00 | 10/15/2012 5:43:40 PM |
BankofRon | $25.00 | 10/15/2012 6:06:24 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:26 PM |
fortytwo | $150.00 | 10/15/2012 5:56:05 PM |
first-friendly-listing | $50.00 | 10/15/2012 6:00:08 PM |
Splangy613 | $25.00 | 10/15/2012 6:00:45 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:42 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:49 PM |
Jalebi | $50.00 | 10/15/2012 6:28:40 PM |
speedy-point | $25.00 | 10/15/2012 5:59:55 PM |
Nickle-Back | $30.00 | 10/15/2012 6:06:43 PM |
green-ore-expert | $25.00 | 10/15/2012 6:03:38 PM |
letsmakeitsuccessful | $25.00 | 10/15/2012 6:36:08 PM |
julijask | $25.00 | 10/15/2012 6:08:37 PM |
brainy-return234 | $25.00 | 10/15/2012 6:09:40 PM |
transaction-circuit | $75.00 | 10/15/2012 6:23:34 PM |
credit-coach118 | $25.02 | 10/15/2012 6:31:25 PM |
letsmakeitsuccessful | $87.97 | 10/15/2012 6:38:56 PM |
mindful-generosity1 | $50.00 | 10/15/2012 6:34:53 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
653273
This series of Notes was issued and sold upon the funding of the borrower loan #76496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 24.37% |
Monthly payment:
| $682.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.38% | | |
| |
Estimated return*:
| 5.64% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $164,132 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-tenacious-balance |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off 401k loan
My financial situation:
I am a good candidate for this loan because...
Paying off loan will allow me to borrow additional sums from 401K to pay for college, part of that will repay this loan first
Monthly net income: $8000
Monthly expenses: $
Housing: $3600
Insurance: $400
Car expenses: $750
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $3000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HammerSmith | $25.00 | 10/17/2012 10:18:01 AM |
entertaining-revenue4 | $50.00 | 10/16/2012 9:17:48 AM |
missoula | $25.00 | 10/16/2012 9:06:34 AM |
best-bonafide-p2p | $25.00 | 10/16/2012 9:12:21 AM |
justreturns | $25.00 | 10/16/2012 9:18:13 AM |
commerce-viking1 | $50.00 | 10/16/2012 9:25:43 AM |
durability-solstice8 | $50.00 | 10/16/2012 9:50:29 AM |
tech310 | $50.00 | 10/16/2012 9:37:55 AM |
thehousewife | $25.00 | 10/16/2012 9:41:17 AM |
payout-motivator0 | $25.00 | 10/16/2012 9:48:09 AM |
Plow_n_Sow | $50.00 | 10/16/2012 10:06:49 AM |
PThor | $25.00 | 10/16/2012 9:57:12 AM |
klippies | $25.00 | 10/16/2012 10:21:00 AM |
coin-gusto | $97.63 | 10/16/2012 10:17:49 AM |
thoughtful-peso78 | $25.00 | 10/16/2012 10:22:15 AM |
shaps | $50.00 | 10/16/2012 10:40:17 AM |
money-exchanger4 | $25.00 | 10/16/2012 10:21:17 AM |
healthy-peace427 | $100.00 | 10/16/2012 10:43:41 AM |
cardminger | $25.00 | 10/16/2012 10:33:44 AM |
supreme-treasure8 | $100.00 | 10/16/2012 10:33:46 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:21 AM |
compounding21 | $25.00 | 10/16/2012 10:57:19 AM |
red-gallant-dime | $200.00 | 10/16/2012 10:40:07 AM |
kind-payment-viking3 | $100.00 | 10/16/2012 10:48:23 AM |
ferocious-kindness8 | $30.00 | 10/16/2012 10:50:14 AM |
influential-peso9 | $25.00 | 10/16/2012 10:50:17 AM |
liberty-tostada7 | $50.00 | 10/16/2012 12:05:24 PM |
jcw3rd | $25.00 | 10/16/2012 3:01:31 PM |
jgar_O | $25.00 | 10/16/2012 11:30:00 AM |
julijask | $25.00 | 10/16/2012 11:45:29 AM |
LoanerPrincipal | $25.00 | 10/16/2012 12:03:26 PM |
enticing-affluence6 | $50.00 | 10/16/2012 2:23:20 PM |
global-invest-group | $25.00 | 10/16/2012 3:33:59 PM |
_NaLNaBB | $200.00 | 10/16/2012 5:19:47 PM |
wwwUniversal | $25.00 | 10/16/2012 5:52:28 PM |
bonus-animal4 | $75.00 | 10/16/2012 6:02:30 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:41 PM |
a-versatile-power | $25.00 | 10/16/2012 9:34:46 PM |
saver266 | $35.00 | 10/17/2012 7:39:23 AM |
Zoomzoom22 | $50.00 | 10/16/2012 8:41:14 PM |
azafranke | $100.00 | 10/17/2012 10:24:33 AM |
DiligentiaLLC | $75.00 | 10/17/2012 8:07:37 AM |
houston2077 | $100.00 | 10/17/2012 9:11:34 AM |
BoCo | $25.00 | 10/17/2012 9:54:09 AM |
triguy | $386.73 | 10/17/2012 10:27:48 AM |
structure9 | $25.00 | 10/16/2012 9:31:57 AM |
decisive-income7 | $500.00 | 10/16/2012 9:11:56 AM |
the-silver-blaster | $50.00 | 10/16/2012 9:21:44 AM |
Jasner | $25.00 | 10/16/2012 9:31:50 AM |
_NaLNaBB | $500.00 | 10/16/2012 9:32:28 AM |
keen-peace465 | $25.00 | 10/16/2012 9:37:59 AM |
note-willow8 | $25.00 | 10/16/2012 9:57:26 AM |
fmanjoo | $25.00 | 10/16/2012 9:38:51 AM |
octoberfresh | $25.00 | 10/16/2012 9:46:11 AM |
persistent-dinero953 | $25.00 | 10/16/2012 10:22:49 AM |
vigorous-payment6 | $25.00 | 10/16/2012 10:47:32 AM |
zeeexsixare | $119.00 | 10/16/2012 10:33:09 AM |
Frank512 | $25.00 | 10/16/2012 10:32:42 AM |
MicroLender357 | $25.00 | 10/16/2012 10:37:18 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:23 AM |
pierrelasvegas | $25.00 | 10/16/2012 12:03:58 PM |
etraboulay | $50.00 | 10/16/2012 11:05:46 AM |
credit-coach118 | $25.37 | 10/16/2012 12:54:22 PM |
serene-capital | $30.00 | 10/16/2012 12:56:23 PM |
openness-antioxidant | $100.00 | 10/16/2012 11:07:13 AM |
economy-caper9 | $25.00 | 10/16/2012 2:19:09 PM |
kfrench | $75.00 | 10/16/2012 11:18:57 AM |
DevinHill | $25.00 | 10/16/2012 11:20:31 AM |
berniemadeoff | $25.00 | 10/16/2012 11:36:40 AM |
blue-order-comet | $25.00 | 10/16/2012 12:02:22 PM |
oskizzle | $25.00 | 10/16/2012 12:03:40 PM |
punctual-kindness3 | $25.00 | 10/16/2012 12:32:22 PM |
tomdooley12520 | $50.00 | 10/16/2012 1:10:54 PM |
Relaxo | $250.00 | 10/16/2012 4:34:21 PM |
compassionate-payment218 | $25.00 | 10/16/2012 3:36:08 PM |
soarmore | $25.00 | 10/16/2012 5:12:27 PM |
first-pragmatic-power | $25.00 | 10/16/2012 5:19:42 PM |
credit-wheel7 | $25.00 | 10/16/2012 5:20:06 PM |
UncleBuffett | $50.00 | 10/16/2012 7:27:55 PM |
worth-quark7 | $25.00 | 10/17/2012 6:13:07 AM |
elfincove | $25.00 | 10/17/2012 6:38:01 AM |
fairness-symphony2 | $50.00 | 10/17/2012 7:31:07 AM |
rbgnr111 | $25.00 | 10/17/2012 8:03:07 AM |
ssb | $1,811.12 | 10/17/2012 7:45:02 AM |
helping-out | $25.00 | 10/17/2012 8:17:06 AM |
deal-violin | $25.00 | 10/17/2012 10:20:52 AM |
BackOnTrack23 | $264.84 | 10/17/2012 8:23:50 AM |
KramericaIndustries | $25.31 | 10/17/2012 8:38:27 AM |
finance-lion8 | $25.00 | 10/17/2012 9:46:24 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
653333
This series of Notes was issued and sold upon the funding of the borrower loan #76397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-14-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 14.63% |
Borrower rate/APR:
| 15.63% / 23.42% |
Monthly payment:
| $452.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.58% | | |
| |
Estimated return*:
| 5.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,862 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-famous-listing |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay off bills, relocate
My financial situation: ok
I am a good candidate for this loan because...good credit
Monthly net income: $right now,0
Monthly expenses: $ live in rv, 0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $52.79, month
Food, entertainment: $200 month food
Clothing, household expenses: $50 to 75 a month
Credit cards and other loans: $some for, looking to pay off with loan
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fervent-repayment | $100.00 | 10/14/2012 12:02:23 PM |
supreme-treasure8 | $100.00 | 10/14/2012 12:06:06 PM |
money-exchanger4 | $25.00 | 10/14/2012 12:13:26 PM |
Jalebi | $50.00 | 10/14/2012 12:04:11 PM |
fight4whatsright | $25.00 | 10/14/2012 1:51:46 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:59 PM |
fmanjoo | $25.00 | 10/14/2012 12:26:09 PM |
vigorous-payment6 | $25.00 | 10/14/2012 12:01:23 PM |
octoberfresh | $25.00 | 10/14/2012 12:03:16 PM |
pierrelasvegas | $25.00 | 10/14/2012 12:36:41 PM |
community-seahorse0 | $25.00 | 10/14/2012 12:41:17 PM |
JRS | $25.00 | 10/14/2012 12:07:40 PM |
newest-generous-income | $25.00 | 10/14/2012 12:10:35 PM |
credit-wheel7 | $25.00 | 10/14/2012 12:33:44 PM |
bellaquito | $500.00 | 10/14/2012 1:01:25 PM |
asset-professor | $100.00 | 10/14/2012 6:30:37 PM |
bonus-animal4 | $25.00 | 10/14/2012 5:40:18 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:39 AM |
loyalist1 | $100.00 | 10/15/2012 8:02:44 AM |
barchibald | $50.00 | 10/15/2012 5:07:21 AM |
antlr | $25.00 | 10/15/2012 5:22:03 AM |
cberthiaume | $25.00 | 10/15/2012 8:13:13 AM |
wealth-funkmaster8 | $25.12 | 10/15/2012 8:55:14 AM |
Eric_Gagne | $50.00 | 10/15/2012 10:07:33 AM |
etraboulay | $50.00 | 10/15/2012 10:13:41 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:32 AM |
Miami | $25.00 | 10/15/2012 9:47:08 AM |
wealth-infusion6 | $100.00 | 10/15/2012 11:40:21 AM |
McMoney11 | $25.00 | 10/15/2012 10:35:50 AM |
money-baron | $100.00 | 10/15/2012 10:30:21 AM |
maskir | $25.00 | 10/15/2012 11:29:13 AM |
Weaverville | $25.00 | 10/15/2012 12:05:12 PM |
finance-coyote3 | $563.42 | 10/15/2012 3:44:49 PM |
ingenious-truth684 | $25.00 | 10/14/2012 12:50:46 PM |
0_0 | $25.00 | 10/14/2012 1:17:20 PM |
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:28 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:42 PM |
healthy-peace427 | $100.00 | 10/14/2012 12:09:59 PM |
BostonCapital | $100.00 | 10/14/2012 12:28:23 PM |
gentle-generosity822 | $25.00 | 10/14/2012 12:33:01 PM |
rakem777 | $25.00 | 10/14/2012 12:36:50 PM |
kfrench | $75.00 | 10/14/2012 1:33:57 PM |
luann199 | $25.00 | 10/14/2012 12:45:25 PM |
historic-value7 | $50.00 | 10/14/2012 12:47:28 PM |
velocityasaurus-rex4 | $100.00 | 10/14/2012 12:49:10 PM |
InvestingEngineer | $26.46 | 10/14/2012 5:33:47 PM |
enticing-affluence6 | $50.00 | 10/14/2012 9:13:13 PM |
seadogs | $25.00 | 10/15/2012 1:14:52 AM |
thorough-income854 | $30.00 | 10/15/2012 8:25:59 AM |
riskreward | $250.00 | 10/15/2012 9:56:16 AM |
sankyu | $100.00 | 10/15/2012 10:10:59 AM |
shaps | $25.00 | 10/15/2012 10:25:54 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:01 AM |
keen-peace465 | $25.00 | 10/15/2012 10:31:05 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:02 AM |
LoanerShark | $55.00 | 10/15/2012 1:50:33 PM |
Tonusb0 | $25.00 | 10/15/2012 1:59:21 PM |
Kunakiku | $25.00 | 10/15/2012 2:43:59 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:07 PM |
red-gallant-dime | $250.00 | 10/15/2012 3:36:07 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
653345
This series of Notes was issued and sold upon the funding of the borrower loan #76360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 10.73% |
Borrower rate/APR:
| 11.73% / 13.98% |
Monthly payment:
| $508.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.45% | | |
| |
Estimated return*:
| 8.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,313 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| bcrivers |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all debt and save interest. I would like to have single payment.
My financial situation:
I am a good candidate for this loan because of my good credit history and stable employment for the last 15 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $20,700.00 | 10/15/2012 5:01:50 PM |
pdub | $750.00 | 10/15/2012 5:04:15 PM |
best-bonafide-p2p | $50.00 | 10/15/2012 5:06:07 PM |
LoanerPrincipal | $25.00 | 10/15/2012 5:08:35 PM |
windguy | $50.00 | 10/15/2012 5:25:47 PM |
historic-value7 | $100.00 | 10/15/2012 5:05:09 PM |
janeybooboo | $100.00 | 10/15/2012 5:09:53 PM |
oracle3 | $50.00 | 10/15/2012 5:05:46 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:13 PM |
vutah | $25.00 | 10/15/2012 5:10:14 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:14 PM |
community-burrito9 | $25.00 | 10/15/2012 5:28:11 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:31 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:40 PM |
MI2 | $775.00 | 10/15/2012 5:39:23 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
653453
This series of Notes was issued and sold upon the funding of the borrower loan #76573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 39% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,283 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-commitment1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts.
My financial situation:
I am a good candidate for this loan because I make sure that my debts are paid once they are opened with the hopes of increasing my credit score.
Monthly net income: $4500.00
Housing: $950.00
Insurance: $135.00
Car expenses: $505.00
Utilities: $150.00
Phone, cable, internet: $75.00
Food, entertainment: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/14/2012 12:04:12 PM |
klippies | $25.00 | 10/14/2012 12:58:18 PM |
52digital | $75.00 | 10/14/2012 1:41:56 PM |
bellaquito | $500.00 | 10/14/2012 1:48:23 PM |
fervent-repayment | $100.00 | 10/14/2012 12:02:24 PM |
first-serene-credit | $25.00 | 10/14/2012 6:17:39 PM |
Dubbs360 | $100.00 | 10/14/2012 1:23:17 PM |
Gregger | $25.00 | 10/14/2012 1:46:33 PM |
greencat | $50.00 | 10/15/2012 7:22:45 AM |
Christophe | $25.00 | 10/15/2012 4:55:16 AM |
majestic-note6 | $150.00 | 10/15/2012 9:47:53 AM |
banker34 | $27.32 | 10/15/2012 9:56:27 AM |
refresher211 | $100.00 | 10/15/2012 9:44:47 AM |
botfolio | $300.00 | 10/15/2012 10:15:48 AM |
handy-justice | $50.00 | 10/14/2012 12:04:22 PM |
open-minded-p2p1 | $25.00 | 10/14/2012 2:09:38 PM |
gotjack-IRA | $25.00 | 10/14/2012 2:46:39 PM |
Endeavour | $150.00 | 10/14/2012 1:30:29 PM |
community-burrito9 | $40.00 | 10/14/2012 1:32:25 PM |
pureIRA | $100.00 | 10/15/2012 5:49:24 AM |
finder61 | $25.00 | 10/14/2012 2:38:53 PM |
let_me_retire | $100.00 | 10/15/2012 4:10:27 AM |
Whipster | $55.00 | 10/15/2012 9:02:39 AM |
trade-goblin9 | $50.00 | 10/15/2012 7:29:32 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:43:19 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:02 AM |
oracle3 | $50.00 | 10/15/2012 1:44:46 PM |
global-invest-group | $25.00 | 10/15/2012 2:39:07 PM |
ethical-truth211 | $300.00 | 10/15/2012 2:10:17 PM |
pdub | $250.00 | 10/15/2012 5:06:28 PM |
MI2 | $827.68 | 10/15/2012 5:40:19 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
653473
This series of Notes was issued and sold upon the funding of the borrower loan #76038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 28y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $159,706 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-professor9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Real Estate
This loan will be used to...Pay Real Estate taxes
My financial situation: I have a steady income and pay bills on time. I have a few bills to get caught up on always at this time of year.I am waiting for my tax refund of $8,700.00
I am a good candidate for this loan because...I just need this short term until my tax refund check arrives. I need to pay my real estate taxes, I have owned my home since 1987 am a wid0wed father who is raising a daughter, I am in a leadership position at my work and working for a debt free future . I plan to repay infull when I receive my tax refund ( 10 -14days)
Monthly net income: $6,440.28
Monthly expenses: $
Housing: $500.00
Insurance: $50.00
Car expenses: $75.00
Utilities: $75.00
Phone, cable, internet: $248.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $350.00
Other expenses: $300.00
taxes 380.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 10/12/2012 5:07:22 PM |
worth-blanket2 | $3,600.00 | 10/12/2012 5:13:00 PM |
Starica | $150.00 | 10/12/2012 5:09:02 PM |
power-chihuahua | $25.00 | 10/12/2012 5:09:08 PM |
historic-value7 | $100.00 | 10/12/2012 5:15:25 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:34 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
653485
This series of Notes was issued and sold upon the funding of the borrower loan #76504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $247.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 6m |
Amount delinquent:
| $475 |
Total credit lines:
| 11 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $491 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-trustworthy-wealth |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...help pay off some other debts!
My financial situation: I just need to aquire some extra money to get back on my feet and cut down some of my monthly payments
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $3200
Monthly expenses: $2500.00
Housing: $700
Insurance: $150.00
Car expenses: $ 175.00
Utilities: $400
Phone, cable, internet: $90
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cardminger | $25.00 | 10/12/2012 5:13:31 PM |
etraboulay | $50.00 | 10/12/2012 5:37:08 PM |
52digital | $75.00 | 10/12/2012 6:01:14 PM |
Dubbs360 | $200.00 | 10/12/2012 5:22:54 PM |
asset-professor | $25.00 | 10/12/2012 6:07:52 PM |
open-minded-p2p1 | $25.00 | 10/12/2012 5:25:30 PM |
Gregger | $50.00 | 10/12/2012 7:55:31 PM |
market-bearer0 | $25.00 | 10/12/2012 7:25:05 PM |
protector734 | $50.00 | 10/13/2012 6:26:02 AM |
melodious-openness | $200.00 | 10/13/2012 6:08:57 AM |
unequivocal-return | $100.00 | 10/13/2012 7:56:53 AM |
blue-unrelenting-rupee | $25.00 | 10/13/2012 9:39:24 AM |
receptive-affluence035 | $25.00 | 10/13/2012 12:49:45 PM |
Ocean713 | $80.00 | 10/13/2012 7:42:21 PM |
guild261 | $25.00 | 10/13/2012 2:52:14 PM |
banker34 | $25.00 | 10/13/2012 4:41:21 PM |
persistent-dinero953 | $25.00 | 10/14/2012 8:21:24 AM |
Sixmil | $25.00 | 10/14/2012 9:19:09 AM |
kind-payment-viking3 | $200.00 | 10/14/2012 9:30:23 AM |
basis-encourager2 | $25.00 | 10/14/2012 10:06:24 AM |
CincyTex | $25.00 | 10/14/2012 1:52:51 AM |
fervent-repayment | $100.00 | 10/14/2012 3:09:53 AM |
desertoasis | $25.00 | 10/14/2012 9:51:09 AM |
asset-professor | $100.00 | 10/14/2012 6:40:17 PM |
platinum-enlightenment | $25.00 | 10/15/2012 6:44:09 AM |
thrilling-fund427 | $50.00 | 10/15/2012 9:33:41 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:13:58 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:12:52 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:40 AM |
Weaverville | $25.00 | 10/15/2012 12:05:08 PM |
upright-note5 | $25.00 | 10/15/2012 3:42:44 PM |
pdub | $250.00 | 10/15/2012 5:06:22 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:02 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:07:28 PM |
zipemdown | $25.00 | 10/15/2012 5:57:15 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:19 PM |
Bob450 | $25.00 | 10/12/2012 5:20:02 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:12 PM |
tolerant-responsibility051 | $2,000.00 | 10/12/2012 5:47:52 PM |
gentle-generosity822 | $25.00 | 10/12/2012 5:55:34 PM |
musegaze | $50.00 | 10/12/2012 6:13:27 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 5:27:05 PM |
Jalebi | $50.00 | 10/12/2012 5:28:57 PM |
ethical-truth211 | $50.00 | 10/12/2012 5:33:30 PM |
trade-goblin9 | $50.00 | 10/12/2012 7:42:02 PM |
Investor_DP | $200.00 | 10/12/2012 6:13:13 PM |
a-helping-hand | $200.00 | 10/12/2012 11:16:35 PM |
Hedge-Fund | $25.00 | 10/12/2012 6:26:28 PM |
shrewd-deal | $50.00 | 10/12/2012 6:43:02 PM |
pierrelasvegas | $25.00 | 10/12/2012 6:29:27 PM |
Rogelio48 | $25.00 | 10/12/2012 6:38:40 PM |
ouyangers | $25.00 | 10/13/2012 10:23:42 AM |
bob450-roth | $25.00 | 10/13/2012 9:02:04 AM |
economy-coup | $100.00 | 10/13/2012 7:27:17 PM |
ChoiceInvestments | $25.00 | 10/13/2012 3:26:54 PM |
basis-hero8 | $25.00 | 10/13/2012 6:51:15 PM |
Malkial | $25.00 | 10/13/2012 8:21:00 PM |
JandM_Interests | $46.63 | 10/13/2012 5:42:04 PM |
courteous-platinum7 | $30.00 | 10/14/2012 3:38:58 AM |
currency-persimmon | $25.00 | 10/14/2012 6:10:30 PM |
Mark0135 | $50.00 | 10/14/2012 7:43:28 PM |
cupcakey | $25.00 | 10/14/2012 11:51:25 PM |
deal-seagull7 | $39.00 | 10/15/2012 6:16:43 AM |
bountiful-justice4 | $25.00 | 10/15/2012 7:38:31 AM |
a-resplendent-commitment | $50.00 | 10/15/2012 9:12:56 AM |
compatible-deal9 | $25.00 | 10/15/2012 8:28:07 AM |
first-integrity-gravity | $50.00 | 10/15/2012 9:30:10 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:03:25 AM |
principal-dreams9 | $25.00 | 10/15/2012 11:41:05 AM |
spark548 | $100.00 | 10/15/2012 5:08:10 PM |
toomanyfishtanks | $25.00 | 10/15/2012 3:42:38 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:36 PM |
capital-investor8 | $25.00 | 10/15/2012 5:12:09 PM |
LeReve | $500.00 | 10/15/2012 5:27:35 PM |
mschoenf | $100.00 | 10/15/2012 5:18:47 PM |
gold-sushi | $25.00 | 10/15/2012 5:43:13 PM |
consummate-affluence | $100.00 | 10/15/2012 6:05:51 PM |
LizJX | $25.00 | 10/15/2012 6:00:39 PM |
brainy-return234 | $4.37 | 10/15/2012 6:09:37 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
653503
This series of Notes was issued and sold upon the funding of the borrower loan #76068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $21,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Oct-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-12-2012 |
|
Lender yield:
| 21.26% |
Borrower rate/APR:
| 22.26% / 24.76% |
Monthly payment:
| $596.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.86% | | |
| |
Estimated return*:
| 12.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 46% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
27 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,215 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-builder |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high rate credit card bills.
My financial situation:
I am a good candidate for this loan because I have a steady job and have a great history of paying off my debt
Monthly net income: $ 3,200.00
Monthly expenses: $ 1,000.00
Housing: $ 625.00
Insurance: $ 160.00
Car expenses: $ 205.00
Utilities: $ 150.00
Phone, cable, internet: $ 130.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
community-seahorse0 | $25.00 | 10/12/2012 5:11:59 PM |
octoberfresh | $25.00 | 10/12/2012 5:12:34 PM |
cardminger | $25.00 | 10/12/2012 5:13:31 PM |
Dubbs360 | $200.00 | 10/12/2012 5:22:54 PM |
janeybooboo | $100.00 | 10/12/2012 5:07:09 PM |
houli123 | $25.00 | 10/12/2012 5:23:52 PM |
theaterguy | $30.00 | 10/12/2012 5:41:18 PM |
Jalebi | $50.00 | 10/12/2012 5:28:58 PM |
best-bonafide-p2p | $25.00 | 10/12/2012 5:22:22 PM |
DasMula | $25.00 | 10/12/2012 5:22:36 PM |
ChoiceInvestments | $26.00 | 10/12/2012 5:26:27 PM |
historic-value7 | $150.00 | 10/12/2012 5:31:16 PM |
kila-designer | $249.00 | 10/12/2012 5:06:33 PM |
community-burrito9 | $65.00 | 10/12/2012 5:18:57 PM |
bewitching-dollar5 | $100.00 | 10/12/2012 5:27:05 PM |
fund-medalist171 | $60.00 | 10/12/2012 5:11:35 PM |
ethical-truth211 | $300.00 | 10/12/2012 5:32:19 PM |
worth-blanket2 | $19,350.00 | 10/12/2012 5:18:26 PM |
credit-coach118 | $40.01 | 10/12/2012 5:41:28 PM |
supreme-treasure8 | $100.00 | 10/12/2012 5:39:12 PM |
tolerant-responsibility051 | $529.99 | 10/12/2012 5:47:53 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
653505
This series of Notes was issued and sold upon the funding of the borrower loan #76339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $401.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 27% |
Credit score:
| 800-819 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,699 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-benefit245 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards and consolidate my debt into one loan. Having one set payment, every month, will allow me to budget the rest of my monthly expenses better and more efficiently, while working towards my goal of a life free of debt.
My financial situation:
I am a good candidate for this loan because...I have learned that bad habits, as collecting debt, can eventually stop you from accomplishing more fulfiling goals. Having or collecting "things" will not bring me happiness, but being able to sleep at night knowing that the fruit of my hard work is going towards a better purpose then just paying my credit cards every month will. This is something that I'm passionately looking forward to in the very near future.
Monthly net income: $2,800
Monthly expenses: $2,658
Housing: $950
Insurance: $58
Car expenses: $180
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $70
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/14/2012 6:54:23 PM |
fervent-repayment | $100.00 | 10/14/2012 12:02:24 PM |
gentle-generosity822 | $25.00 | 10/14/2012 12:33:02 PM |
julijask | $25.00 | 10/14/2012 1:30:49 PM |
octoberfresh | $25.00 | 10/14/2012 12:03:17 PM |
supreme-exchange547 | $25.00 | 10/14/2012 12:14:35 PM |
cash-mad-scientist3 | $25.00 | 10/14/2012 12:29:52 PM |
cr8on | $75.00 | 10/14/2012 12:37:27 PM |
Nipper99 | $100.00 | 10/14/2012 5:04:55 PM |
ChoiceInvestments | $26.00 | 10/14/2012 6:09:14 PM |
SLN-10 | $50.00 | 10/14/2012 1:10:33 PM |
calm-platinum957 | $35.00 | 10/14/2012 1:14:26 PM |
finder61 | $25.00 | 10/14/2012 2:37:15 PM |
52digital | $75.00 | 10/14/2012 12:57:29 PM |
klippies | $25.00 | 10/14/2012 12:58:18 PM |
best-bonafide-p2p | $25.00 | 10/14/2012 1:11:37 PM |
bright-idea11 | $25.00 | 10/14/2012 3:34:59 PM |
pierrelasvegas | $25.00 | 10/14/2012 1:16:59 PM |
Tell-me-more | $25.00 | 10/15/2012 4:43:20 AM |
open-minded-p2p1 | $25.00 | 10/14/2012 2:02:50 PM |
gondeee | $25.00 | 10/15/2012 6:02:36 AM |
worth-quark7 | $25.00 | 10/15/2012 6:16:06 AM |
community-burrito9 | $55.00 | 10/14/2012 2:56:21 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:40 AM |
wise-charming-reward | $500.00 | 10/14/2012 5:13:07 PM |
etraboulay | $50.00 | 10/15/2012 9:18:56 AM |
greenback-buckeye | $25.00 | 10/15/2012 5:48:30 AM |
majestic-note6 | $200.00 | 10/15/2012 9:47:38 AM |
Assets-Up | $25.00 | 10/15/2012 9:05:16 AM |
evergreen16 | $400.00 | 10/15/2012 9:23:42 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:02 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:39 AM |
paxnj | $25.00 | 10/15/2012 10:06:21 AM |
CA-Lender | $50.01 | 10/15/2012 11:22:45 AM |
Weaverville | $25.00 | 10/15/2012 12:05:12 PM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:36 PM |
Ballybay | $100.00 | 10/15/2012 5:03:00 PM |
vladimilasky | $25.00 | 10/15/2012 4:35:02 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:37 PM |
social-heart | $25.00 | 10/15/2012 5:13:00 PM |
impressive-loan | $50.00 | 10/15/2012 5:07:39 PM |
thelovebug | $100.00 | 10/15/2012 5:19:23 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:42 PM |
SimpleChoice | $25.00 | 10/15/2012 5:39:53 PM |
Elefunt | $25.00 | 10/15/2012 5:23:54 PM |
108-IRA | $250.00 | 10/15/2012 5:24:19 PM |
golfman1 | $62.31 | 10/15/2012 5:40:43 PM |
Kunakiku | $25.00 | 10/15/2012 5:44:50 PM |
musegaze | $50.00 | 10/15/2012 5:32:09 PM |
duty-viola | $35.00 | 10/15/2012 5:37:40 PM |
transaction-hugger4 | $49.00 | 10/15/2012 5:45:01 PM |
supersam | $50.00 | 10/15/2012 5:45:06 PM |
houli123 | $25.00 | 10/14/2012 12:04:19 PM |
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:29 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:42 PM |
BostonCapital | $100.00 | 10/14/2012 12:28:23 PM |
asset-professor | $25.00 | 10/14/2012 12:04:37 PM |
supreme-treasure8 | $100.00 | 10/14/2012 12:06:07 PM |
kfrench | $25.00 | 10/14/2012 12:31:11 PM |
bellaquito | $500.00 | 10/14/2012 12:01:10 PM |
Jalebi | $50.00 | 10/14/2012 12:04:13 PM |
luann199 | $25.00 | 10/14/2012 12:45:25 PM |
handy-justice | $50.00 | 10/14/2012 12:06:12 PM |
Investor_DP | $200.00 | 10/14/2012 1:05:23 PM |
asset-professor | $100.00 | 10/14/2012 6:40:18 PM |
scholarly-order6 | $30.00 | 10/14/2012 1:51:17 PM |
AVS | $25.00 | 10/14/2012 2:36:10 PM |
Star_Witness | $25.00 | 10/14/2012 3:09:49 PM |
skillful-justice879 | $25.00 | 10/14/2012 1:02:38 PM |
HLender | $40.00 | 10/15/2012 1:04:31 AM |
Dubbs360 | $200.00 | 10/14/2012 1:16:05 PM |
Nil2008 | $100.00 | 10/15/2012 6:07:41 AM |
intelligent-income372 | $500.00 | 10/14/2012 4:29:46 PM |
decisive-income7 | $250.00 | 10/15/2012 8:00:40 AM |
wkeboarder21 | $100.00 | 10/15/2012 6:17:08 AM |
seabassx | $30.00 | 10/15/2012 7:51:08 AM |
new-impeccable-coin | $50.00 | 10/15/2012 9:21:46 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:41 AM |
shaps | $25.00 | 10/15/2012 10:25:55 AM |
_NaLNaBB | $200.00 | 10/15/2012 10:40:53 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:02 AM |
compounding21 | $25.00 | 10/15/2012 10:50:42 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:41 AM |
delicious-value973 | $100.00 | 10/15/2012 3:25:08 PM |
toomanyfishtanks | $25.00 | 10/15/2012 3:48:41 PM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:17 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:10 PM |
bold-wampum-compadre | $75.00 | 10/15/2012 1:22:41 PM |
ethical-truth211 | $500.00 | 10/15/2012 1:50:17 PM |
heartpounding-note972 | $25.00 | 10/15/2012 2:06:22 PM |
Tradesmanlender | $25.00 | 10/15/2012 5:00:52 PM |
spark548 | $100.00 | 10/15/2012 5:08:12 PM |
orchestra960 | $130.00 | 10/15/2012 5:09:01 PM |
pdub | $500.00 | 10/15/2012 5:05:01 PM |
irrelevant | $30.00 | 10/15/2012 5:07:46 PM |
wwwUniversal | $25.00 | 10/15/2012 5:15:09 PM |
Malkial | $25.00 | 10/15/2012 5:22:32 PM |
LightTheWay | $50.00 | 10/15/2012 5:10:23 PM |
mschoenf | $100.00 | 10/15/2012 5:18:34 PM |
loan-fate | $37.00 | 10/15/2012 5:12:52 PM |
aabadabadoo | $25.00 | 10/15/2012 5:27:32 PM |
selector568 | $300.00 | 10/15/2012 5:39:30 PM |
janeybooboo | $100.00 | 10/15/2012 5:24:39 PM |
peso-dancer3 | $25.00 | 10/15/2012 5:24:38 PM |
haplender | $50.00 | 10/15/2012 5:26:04 PM |
kila-designer | $250.00 | 10/15/2012 5:37:00 PM |
LeReve | $500.00 | 10/15/2012 5:27:36 PM |
blue-subtle-integrity | $25.00 | 10/15/2012 5:40:05 PM |
loyalty-dragster7 | $125.00 | 10/15/2012 5:32:05 PM |
109 Investments
|
Borrower Payment Dependent Notes Series
653553
This series of Notes was issued and sold upon the funding of the borrower loan #76576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $689.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.83% | | |
| |
Estimated return*:
| 9.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,603 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tidy-asset8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Pay Off Credit
Purpose of loan:
This loan will be used to consolidate and pay off my current credit cards faster in order to preserve my great credit.
My financial situation:
I am a good candidate for this loan because I am NEVER late on my bills/payments and am a big fan of automatic withdrawals.
Monthly net income: $8000
Monthly expenses: $1000
Housing: $1800
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HammerSmith | $25.00 | 10/17/2012 10:18:03 AM |
credit-missile | $135.00 | 10/18/2012 3:59:05 AM |
supreme-exchange547 | $25.00 | 10/16/2012 5:02:22 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:48 PM |
RGlad | $100.00 | 10/16/2012 5:12:57 PM |
100units | $200.00 | 10/16/2012 5:11:52 PM |
cr8on | $75.00 | 10/16/2012 5:17:24 PM |
new-impeccable-coin | $30.00 | 10/16/2012 5:14:47 PM |
methodical-interest039 | $26.00 | 10/16/2012 5:19:29 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:12 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:39 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:21 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:27 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:04 PM |
PThor | $25.00 | 10/16/2012 5:25:57 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:18 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:44 PM |
callmebryan | $25.00 | 10/16/2012 5:49:35 PM |
octoberfresh | $25.00 | 10/16/2012 6:03:58 PM |
trade-goblin9 | $25.00 | 10/16/2012 6:18:47 PM |
HLender | $40.00 | 10/16/2012 8:39:56 PM |
paxnj | $25.00 | 10/16/2012 6:04:45 PM |
wonder3 | $30.00 | 10/17/2012 6:08:03 AM |
goodcents | $25.00 | 10/16/2012 8:35:54 PM |
moola-gargantuan9 | $50.00 | 10/17/2012 7:13:12 AM |
ethical-truth211 | $200.00 | 10/17/2012 7:46:42 AM |
Christophe | $50.00 | 10/17/2012 7:46:53 AM |
deal-selector5 | $25.00 | 10/16/2012 7:42:46 PM |
dynrep | $55.00 | 10/16/2012 7:58:53 PM |
wonderous-power | $25.00 | 10/17/2012 3:15:25 AM |
Nerdster1 | $25.00 | 10/17/2012 4:57:43 AM |
TheBlueberryPirate | $25.00 | 10/17/2012 5:35:45 AM |
CougarRoar | $25.00 | 10/16/2012 9:51:45 PM |
power-secret-agent | $25.00 | 10/17/2012 1:42:57 AM |
marketplace-singularity3 | $100.00 | 10/17/2012 6:00:56 AM |
wkeboarder21 | $100.00 | 10/17/2012 6:11:36 AM |
ultimate-wealth7 | $25.00 | 10/17/2012 8:35:17 AM |
bullish2bearish | $40.00 | 10/17/2012 10:01:41 AM |
Rulea72 | $25.00 | 10/17/2012 7:43:06 AM |
global-invest-group | $25.00 | 10/17/2012 8:25:06 AM |
treasure-bliss | $100.00 | 10/17/2012 11:26:48 AM |
payout-paladin3 | $500.00 | 10/17/2012 12:41:10 PM |
riskreward | $250.00 | 10/17/2012 10:29:58 AM |
credit-dandelion148 | $250.00 | 10/17/2012 10:48:08 AM |
davechris870 | $50.00 | 10/17/2012 11:27:05 AM |
green-order-captain | $50.00 | 10/17/2012 10:36:58 AM |
bibliomania | $25.00 | 10/17/2012 4:01:45 PM |
Nil2008 | $100.00 | 10/17/2012 1:13:02 PM |
credit-dandelion148 | $150.00 | 10/17/2012 1:37:19 PM |
myduck | $40.00 | 10/17/2012 2:48:10 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:27 PM |
EclipseDirect | $100.00 | 10/17/2012 2:36:16 PM |
fund-cypress910 | $25.00 | 10/17/2012 5:09:50 PM |
EthanColeInvestingGroup | $25.00 | 10/17/2012 8:39:43 PM |
djkaiser | $25.01 | 10/17/2012 9:20:16 PM |
Kissabledevil | $25.00 | 10/18/2012 1:52:14 AM |
Maximum_Investment | $25.00 | 10/18/2012 3:42:39 AM |
Vector | $25.00 | 10/18/2012 4:23:37 AM |
thorough-duty641 | $25.00 | 10/17/2012 6:32:18 PM |
sparkling-contract7 | $25.00 | 10/18/2012 6:06:45 AM |
greenback-ally | $100.00 | 10/17/2012 7:55:50 PM |
stollcm | $25.00 | 10/18/2012 6:16:44 AM |
orangefob7 | $35.00 | 10/17/2012 8:05:42 PM |
deal-banker | $28.00 | 10/18/2012 7:56:36 AM |
MoneyBadger | $25.00 | 10/18/2012 5:41:55 AM |
euro-network9 | $42.57 | 10/18/2012 8:39:11 AM |
hope-candy1 | $50.00 | 10/18/2012 6:26:35 AM |
loyalty-czar | $39.38 | 10/18/2012 3:47:38 AM |
jc33148 | $25.00 | 10/18/2012 5:32:37 AM |
investment-comet | $25.00 | 10/18/2012 7:11:30 AM |
bancoroyal | $31.98 | 10/18/2012 6:41:58 AM |
fearless-loyalty5 | $25.00 | 10/18/2012 7:47:16 AM |
evergreen16 | $350.00 | 10/18/2012 8:27:03 AM |
historic-value7 | $150.00 | 10/18/2012 7:18:51 AM |
Investor_DP | $200.00 | 10/18/2012 9:34:44 AM |
Ben_Graham | $25.00 | 10/18/2012 7:36:51 AM |
bid-fluffy-bunny3 | $25.00 | 10/18/2012 10:04:56 AM |
adub1979 | $100.00 | 10/18/2012 8:55:17 AM |
p2p-bauble | $25.00 | 10/18/2012 9:36:35 AM |
capital-heaven5 | $122.77 | 10/18/2012 11:18:21 AM |
ThePretender09 | $100.00 | 10/18/2012 10:05:51 AM |
superb-truth061 | $25.00 | 10/18/2012 11:02:03 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:37 AM |
benjaminsky | $25.00 | 10/18/2012 4:00:20 AM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:23 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:15:49 PM |
janeybooboo | $75.00 | 10/16/2012 5:09:55 PM |
community-burrito9 | $55.00 | 10/16/2012 5:21:29 PM |
soarmore | $25.00 | 10/16/2012 5:12:47 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:33 PM |
klippies | $25.00 | 10/16/2012 5:42:23 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:37 PM |
first-pragmatic-power | $25.00 | 10/16/2012 5:19:44 PM |
Endeavour | $150.00 | 10/16/2012 5:24:54 PM |
ferocious-kindness8 | $30.00 | 10/16/2012 5:49:20 PM |
best-bonafide-p2p | $25.00 | 10/16/2012 5:30:28 PM |
CA-Lender | $25.00 | 10/16/2012 5:40:00 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:55 PM |
oracle3 | $50.00 | 10/16/2012 5:37:56 PM |
grnii78 | $125.00 | 10/16/2012 6:46:16 PM |
funds-rotation1 | $25.00 | 10/16/2012 7:34:28 PM |
payment-halo | $55.00 | 10/16/2012 7:58:32 PM |
exciting-finance288 | $30.00 | 10/16/2012 8:21:34 PM |
HeroSupport | $60.00 | 10/16/2012 6:36:10 PM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:51 PM |
BBsapphire-2-loan | $100.00 | 10/16/2012 6:31:51 PM |
bonus-seahorse | $60.00 | 10/17/2012 12:08:37 AM |
Whipster | $60.00 | 10/17/2012 9:02:47 AM |
herbyman | $50.00 | 10/17/2012 7:04:46 AM |
integrity-reactor4 | $100.00 | 10/17/2012 5:15:57 AM |
ethical-truth211 | $300.00 | 10/17/2012 7:46:18 AM |
BigBag | $25.00 | 10/17/2012 8:22:59 AM |
roadster199 | $25.00 | 10/17/2012 8:26:53 AM |
hopeful_lender | $250.00 | 10/17/2012 6:49:39 AM |
tender-ore | $25.00 | 10/17/2012 9:01:21 AM |
wise-charming-reward | $500.00 | 10/17/2012 10:14:06 AM |
ethical-truth211 | $500.00 | 10/17/2012 7:45:55 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:31 AM |
gimincorp | $25.00 | 10/17/2012 9:32:55 AM |
houston2077 | $100.00 | 10/17/2012 9:11:36 AM |
triguy | $500.00 | 10/17/2012 10:27:50 AM |
commerce-venture1 | $25.00 | 10/17/2012 12:37:35 PM |
unrelenting-euro7 | $50.00 | 10/17/2012 1:06:58 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:40 PM |
gothampark | $25.00 | 10/17/2012 5:09:54 PM |
tranquil-gain1 | $100.00 | 10/17/2012 3:19:00 PM |
Iwillhuntyoudown | $25.00 | 10/17/2012 3:31:41 PM |
market-pudding | $25.00 | 10/17/2012 2:30:15 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:11 PM |
j2ee | $50.00 | 10/17/2012 5:07:04 PM |
sjo1984111 | $33.00 | 10/17/2012 8:34:40 PM |
ChoiceInvestments | $26.00 | 10/17/2012 8:54:44 PM |
kila-designer | $150.00 | 10/17/2012 6:56:13 PM |
Leshan | $50.00 | 10/18/2012 6:30:15 AM |
treasure-hunter270 | $25.00 | 10/18/2012 6:39:09 AM |
betterthanstock | $25.00 | 10/17/2012 7:27:00 PM |
wildebeest014 | $25.00 | 10/17/2012 9:06:52 PM |
kulender | $50.00 | 10/18/2012 8:03:54 AM |
slowgains | $25.00 | 10/18/2012 5:47:17 AM |
back-scratchers | $50.00 | 10/18/2012 6:51:49 AM |
DiligentiaLLC | $60.10 | 10/18/2012 7:34:15 AM |
buffalobills | $25.00 | 10/18/2012 7:59:34 AM |
the-lean-bid | $25.00 | 10/18/2012 8:08:58 AM |
thankful-nickel2 | $50.00 | 10/18/2012 9:44:11 AM |
compatible-deal9 | $50.00 | 10/18/2012 10:24:59 AM |
Index_Plus | $2,235.19 | 10/18/2012 11:41:54 AM |
146 Investments
|
Borrower Payment Dependent Notes Series
653583
This series of Notes was issued and sold upon the funding of the borrower loan #76570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-14-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $89.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,547 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jjt034 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
Principal balance:
| $17,838.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
Pay off debt for a summer vacation and to pay some other outstanding bills.
My financial situation:
I am a good candidate for this loan because I have a proven record for paying my bills on time and have a steady job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
creditjunky | $25.00 | 10/14/2012 12:05:26 PM |
worth-blanket2 | $3,600.00 | 10/14/2012 12:02:07 PM |
glimmering-liberty616 | $25.00 | 10/14/2012 12:03:28 PM |
janeybooboo | $75.00 | 10/14/2012 12:04:11 PM |
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:30 PM |
creditjunky | $100.00 | 10/14/2012 12:02:13 PM |
Jalebi | $50.00 | 10/14/2012 12:04:15 PM |
spirit07a | $25.00 | 10/14/2012 12:06:24 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
653675
This series of Notes was issued and sold upon the funding of the borrower loan #76318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2008 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,757 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-appraiser428 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan:
This loan will be used to repair the transmission on my car. It is my only vehicle for transportation.
My financial situation:
I am a good candidate for this loan because I have a low debt to income ratio and get payed well at my job. I am responsible and have never been late on any payments I have to make.
Monthly net income: $ 2,560
Monthly expenses: $ 150
Housing: $ 150
Insurance: $ 180
Car expenses: $ 600
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 250
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $25.00 | 10/14/2012 6:54:24 PM |
Jalebi | $50.00 | 10/14/2012 12:04:15 PM |
CreditBuilder2 | $25.02 | 10/14/2012 1:34:16 PM |
calmfunds | $884.80 | 10/15/2012 7:35:19 AM |
greencat | $50.00 | 10/15/2012 8:53:42 AM |
let_me_retire | $50.00 | 10/15/2012 4:16:15 AM |
Nerdster1 | $25.00 | 10/15/2012 9:14:23 AM |
majestic-note6 | $150.00 | 10/15/2012 9:47:54 AM |
oracle3 | $50.00 | 10/15/2012 1:44:47 PM |
wise-camaraderi-guard | $25.00 | 10/15/2012 2:21:12 PM |
banker34 | $25.00 | 10/15/2012 4:02:33 PM |
return-kung-fu2 | $29.00 | 10/15/2012 3:43:40 PM |
dinero-philosopher1 | $30.00 | 10/15/2012 5:16:54 PM |
pdub | $250.00 | 10/15/2012 5:06:29 PM |
Malkial | $25.00 | 10/15/2012 5:18:01 PM |
spirit07a | $100.00 | 10/15/2012 5:22:42 PM |
kila-designer | $150.00 | 10/15/2012 5:35:48 PM |
MI2 | $531.18 | 10/15/2012 5:40:20 PM |
Dubbs360 | $100.00 | 10/14/2012 1:23:18 PM |
52digital | $75.00 | 10/14/2012 1:41:56 PM |
bellaquito | $500.00 | 10/14/2012 1:48:23 PM |
first-serene-credit | $25.00 | 10/14/2012 6:18:45 PM |
Star_Witness | $25.00 | 10/14/2012 3:08:40 PM |
refresher211 | $100.00 | 10/15/2012 9:44:47 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:03 AM |
botfolio | $300.00 | 10/15/2012 10:15:49 AM |
ethical-truth211 | $25.00 | 10/15/2012 2:08:44 PM |
SweatyBalls | $25.00 | 10/15/2012 2:13:18 PM |
toomanyfishtanks | $25.00 | 10/15/2012 3:45:34 PM |
kd152115 | $25.00 | 10/15/2012 5:10:41 PM |
mschoenf | $100.00 | 10/15/2012 5:19:18 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
653821
This series of Notes was issued and sold upon the funding of the borrower loan #76433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 28.62% |
Borrower rate/APR:
| 29.62% / 32.32% |
Monthly payment:
| $321.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.10% | | |
| |
Estimated return*:
| 13.35% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,682 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-openness-sensation |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to help pay off some of our credit cards, and we have outstanding medical bills that need attention, and some home repairs.
My financial situation:
I am a good candidate for this loan because I have a f/t job with the federal govt, have been employed there for over two years, and we also own a duplex and we rent out the half we dont live in for an additional income of $720 a month
Monthly net income: $2300 at f/t + $720 rental income
Monthly expenses: $
Housing: $1029
Insurance: $87
Car expenses: $40 a wk gas
Utilities: $250 gas/water/elec
Phone, cable, internet: $87 phone/45 int
Food, entertainment: $75 wk
Clothing, household expenses: $25
Credit cards and other loans: $290 car loan/300 cred cards
Other expenses: $100 month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,000.00 | 10/15/2012 9:05:33 AM |
power-chihuahua | $25.00 | 10/15/2012 9:07:36 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:15 AM |
Jalebi | $50.00 | 10/15/2012 9:09:29 AM |
community-burrito9 | $35.00 | 10/15/2012 9:15:28 AM |
historic-value7 | $100.00 | 10/15/2012 9:06:00 AM |
trade-goblin9 | $50.00 | 10/15/2012 9:11:44 AM |
decisive-income7 | $715.00 | 10/15/2012 9:15:49 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
653867
This series of Notes was issued and sold upon the funding of the borrower loan #76317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 51% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $205 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-greenback-prodigy |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $250.00 | 10/15/2012 5:06:37 PM |
MI2 | $1,000.00 | 10/15/2012 5:40:25 PM |
riveting-credit5 | $25.00 | 10/15/2012 5:44:46 PM |
CreditBuilder2 | $25.02 | 10/15/2012 7:13:38 PM |
courteous-platinum7 | $25.00 | 10/16/2012 1:50:20 AM |
Dubbs360 | $100.00 | 10/15/2012 7:36:37 PM |
let_me_retire | $25.00 | 10/16/2012 5:55:34 AM |
kind-durability-battalion | $50.00 | 10/15/2012 9:12:05 PM |
historic-value7 | $75.00 | 10/16/2012 6:35:09 AM |
the-credit-maker | $100.00 | 10/15/2012 5:58:42 PM |
kind-durability-battalion | $50.00 | 10/15/2012 9:07:05 PM |
hopeful_lender | $100.00 | 10/15/2012 8:01:25 PM |
mystical-dough273 | $2,174.98 | 10/16/2012 8:52:20 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
653875
This series of Notes was issued and sold upon the funding of the borrower loan #76370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Oct-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-13-2012 |
|
Lender yield:
| 27.27% |
Borrower rate/APR:
| 28.27% / 30.93% |
Monthly payment:
| $406.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.93% | | |
| |
Estimated return*:
| 13.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 35% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 23y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,661 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| discrete-power6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidation bills
My financial situation:
I am a good candidate for this loan because... I make the money to make payment just over extended at this Tim
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 10/13/2012 12:05:42 PM |
gentle-generosity822 | $25.00 | 10/13/2012 12:03:53 PM |
worth-blanket2 | $11,700.00 | 10/13/2012 12:04:30 PM |
historic-value7 | $200.00 | 10/13/2012 12:04:58 PM |
janeybooboo | $150.00 | 10/13/2012 12:05:37 PM |
tolerant-responsibility051 | $625.00 | 10/13/2012 12:10:27 PM |
bewitching-dollar5 | $100.00 | 10/13/2012 12:05:42 PM |
open-minded-p2p1 | $25.00 | 10/13/2012 12:01:19 PM |
Endeavour | $150.00 | 10/13/2012 12:03:57 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
653909
This series of Notes was issued and sold upon the funding of the borrower loan #76361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 22.46% |
Borrower rate/APR:
| 23.46% / 27.29% |
Monthly payment:
| $116.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.64% | | |
| |
Estimated return*:
| 10.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $441 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| stable-community57 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2011)
|
Principal balance:
| $1,370.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Household Expense s refinance
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000.
Monthly expenses: $2500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ProsprousLender | $25.00 | 10/15/2012 9:03:47 AM |
RGlad | $100.00 | 10/15/2012 9:03:54 AM |
Jalebi | $50.00 | 10/15/2012 9:09:30 AM |
contract-equinox | $50.00 | 10/15/2012 9:09:40 AM |
dkjl | $25.00 | 10/15/2012 9:14:22 AM |
52digital | $75.00 | 10/15/2012 9:19:10 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:19 AM |
quantum_leap | $25.00 | 10/15/2012 9:03:35 AM |
janeybooboo | $100.00 | 10/15/2012 9:03:43 AM |
MoneyForNothing | $25.13 | 10/15/2012 9:04:24 AM |
market-cougar3 | $50.00 | 10/15/2012 9:37:59 AM |
gentle-generosity822 | $25.00 | 10/15/2012 9:12:15 AM |
first-serene-credit | $25.00 | 10/15/2012 9:20:29 AM |
trade-goblin9 | $50.00 | 10/15/2012 9:22:05 AM |
Military_Money_Wise | $25.00 | 10/15/2012 9:05:02 AM |
JeremyLinFan | $50.00 | 10/15/2012 9:51:11 AM |
supreme-treasure8 | $100.00 | 10/15/2012 9:31:03 AM |
witty-openness | $25.00 | 10/15/2012 10:10:24 AM |
nuetron | $25.00 | 10/15/2012 9:41:29 AM |
korby524 | $25.00 | 10/15/2012 9:30:55 AM |
excellent-coin9 | $50.00 | 10/15/2012 9:45:52 AM |
spark548 | $100.00 | 10/15/2012 9:33:01 AM |
Zingaro | $25.00 | 10/15/2012 9:33:17 AM |
Miami | $25.00 | 10/15/2012 9:47:09 AM |
punctual-fund | $25.00 | 10/15/2012 10:21:57 AM |
Odyssey77 | $25.00 | 10/15/2012 9:56:48 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:45 AM |
bellaquito | $25.87 | 10/15/2012 10:28:13 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:05 AM |
Investor_DP | $200.00 | 10/15/2012 10:11:13 AM |
moola-accelerator6 | $30.00 | 10/15/2012 10:22:59 AM |
vines99 | $25.00 | 10/15/2012 10:27:45 AM |
LittleMingo | $25.00 | 10/15/2012 9:37:38 AM |
compounding21 | $25.00 | 10/15/2012 9:04:42 AM |
vutah | $45.00 | 10/15/2012 9:14:37 AM |
etraboulay | $50.00 | 10/15/2012 9:19:00 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:57 AM |
Evolver | $50.00 | 10/15/2012 9:36:27 AM |
wizard750 | $28.00 | 10/15/2012 9:11:08 AM |
well-rounded-payout0 | $50.00 | 10/15/2012 9:10:39 AM |
michaelray703 | $25.00 | 10/15/2012 9:33:59 AM |
a-resplendent-commitment | $50.00 | 10/15/2012 9:12:59 AM |
mmills1220 | $25.00 | 10/15/2012 9:40:16 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:42 AM |
pierrelasvegas | $25.00 | 10/15/2012 9:42:58 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:13 AM |
fcrick | $25.00 | 10/15/2012 9:34:22 AM |
shaps | $25.00 | 10/15/2012 10:26:02 AM |
papaloha | $71.00 | 10/15/2012 10:21:17 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
653911
This series of Notes was issued and sold upon the funding of the borrower loan #76362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 14y 1m |
Amount delinquent:
| $4,229 |
Total credit lines:
| 18 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $366 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-sensation556 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Parents wedding aniversary
Purpose of loan:
This loan will be used to...participate in my parents wedding aniversary
My financial situation:
I am a good candidate for this loan because...I am currently employed and I pay my bills on time and fully comply with my obligations.
Monthly net income: $3100
Monthly expenses: $2480
Housing: $200
Insurance: $100
Car expenses: $250
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $
1230
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jalebi | $50.00 | 10/14/2012 12:04:16 PM |
scholarly-order6 | $25.00 | 10/14/2012 12:10:17 PM |
Dubbs360 | $100.00 | 10/14/2012 1:23:18 PM |
fervent-repayment | $100.00 | 10/14/2012 12:02:25 PM |
open-minded-p2p1 | $25.00 | 10/14/2012 2:09:38 PM |
Nil2008 | $100.00 | 10/15/2012 6:07:41 AM |
Rogelio48 | $30.00 | 10/15/2012 8:09:14 AM |
majestic-note6 | $150.00 | 10/15/2012 9:47:54 AM |
shrewd-deal | $50.00 | 10/15/2012 5:22:26 PM |
california111 | $50.00 | 10/15/2012 11:24:23 PM |
mpatrick | $65.30 | 10/16/2012 10:07:11 AM |
tolerant-responsibility051 | $750.00 | 10/16/2012 9:58:52 AM |
vutah | $25.00 | 10/14/2012 1:04:39 PM |
Voracious_Trees | $25.00 | 10/15/2012 7:35:29 AM |
let_me_retire | $25.00 | 10/15/2012 3:55:53 AM |
banker34 | $25.00 | 10/15/2012 4:02:33 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:40 PM |
nakanu | $25.00 | 10/15/2012 7:27:09 PM |
bazaar-paladin7 | $129.70 | 10/15/2012 10:30:10 PM |
newest-generous-income | $25.00 | 10/16/2012 2:26:45 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:24 AM |
diplomatic-wealth7 | $25.00 | 10/16/2012 9:39:55 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
653927
This series of Notes was issued and sold upon the funding of the borrower loan #76423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 15.94% |
Borrower rate/APR:
| 16.94% / 19.31% |
Monthly payment:
| $434.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.24% | | |
| |
Estimated return*:
| 11.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $121 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-miser9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 30 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2012)
700-719
(Dec-2011)
700-719
(Nov-2011)
740-759
(Dec-2009)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off debts
My financial situation:
I am a good candidate for this loan because...
i have a great job and pay my loans off this will be my second loan w prosper
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 10/15/2012 9:10:20 AM |
quantum_leap | $25.00 | 10/15/2012 9:03:12 AM |
commerce-zebra3 | $25.00 | 10/15/2012 9:04:03 AM |
janeybooboo | $150.00 | 10/15/2012 9:04:44 AM |
scholarly-order6 | $125.00 | 10/15/2012 9:05:57 AM |
yield-trapper9 | $25.00 | 10/15/2012 9:07:14 AM |
blue111 | $25.00 | 10/15/2012 9:15:10 AM |
mmills1220 | $25.00 | 10/15/2012 9:39:54 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 9:42:28 AM |
important-gold5 | $25.00 | 10/15/2012 9:13:41 AM |
MoneyForNothing | $25.30 | 10/15/2012 9:03:30 AM |
purposeful-durability8 | $100.00 | 10/15/2012 9:49:15 AM |
korby524 | $25.00 | 10/15/2012 9:30:55 AM |
LeReve | $500.00 | 10/15/2012 9:52:15 AM |
intuitive-benefit3 | $100.00 | 10/15/2012 9:32:33 AM |
reasonable_usury | $50.00 | 10/15/2012 9:57:19 AM |
mikrolown | $25.00 | 10/15/2012 9:34:13 AM |
a-resplendent-commitment | $50.00 | 10/15/2012 9:12:59 AM |
moola-accelerator6 | $50.00 | 10/15/2012 9:13:20 AM |
community-burrito9 | $35.00 | 10/15/2012 9:15:07 AM |
Tradesmanlender | $25.00 | 10/15/2012 10:05:26 AM |
tedlo | $25.00 | 10/15/2012 9:17:52 AM |
bill-appraiser7 | $25.00 | 10/15/2012 10:10:32 AM |
first-serene-credit | $25.00 | 10/15/2012 9:21:46 AM |
superb-funds335 | $25.00 | 10/15/2012 9:22:12 AM |
sankyu | $100.00 | 10/15/2012 10:11:00 AM |
community-seahorse0 | $25.00 | 10/15/2012 10:11:49 AM |
mydogissocute | $25.00 | 10/15/2012 9:25:13 AM |
affluence-microscope2 | $200.00 | 10/15/2012 9:30:08 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:13 AM |
john0720 | $25.00 | 10/15/2012 9:45:35 AM |
radiant-dollar9 | $200.00 | 10/15/2012 9:46:26 AM |
versatile-dime442 | $250.00 | 10/15/2012 9:47:12 AM |
fcrick | $25.00 | 10/15/2012 9:34:23 AM |
botfolio | $300.00 | 10/15/2012 10:15:52 AM |
orange-spiritual-contract | $100.00 | 10/15/2012 9:39:36 AM |
sentimental-commerce4 | $250.00 | 10/15/2012 9:40:45 AM |
marwadi-62 | $500.00 | 10/15/2012 9:52:38 AM |
blue-unrelenting-rupee | $25.00 | 10/15/2012 9:41:07 AM |
dc_lobster | $25.00 | 10/15/2012 9:59:01 AM |
gjm6d | $25.00 | 10/15/2012 9:59:55 AM |
green-discrete-rupee | $50.00 | 10/15/2012 10:01:49 AM |
Dubbs360 | $200.00 | 10/15/2012 10:04:06 AM |
newest-bid-britches | $100.00 | 10/15/2012 9:44:15 AM |
kila-designer | $249.00 | 10/15/2012 9:47:16 AM |
fund-medalist171 | $50.00 | 10/15/2012 10:35:02 AM |
I_Like_to_Invest | $25.00 | 10/15/2012 10:38:06 AM |
dukeiyer | $25.00 | 10/15/2012 10:42:24 AM |
Iwillhuntyoudown | $25.00 | 10/15/2012 10:45:49 AM |
helpful-loan245 | $25.00 | 10/15/2012 10:51:16 AM |
spirit07a | $100.00 | 10/15/2012 9:56:54 AM |
paxnj | $25.00 | 10/15/2012 10:10:38 AM |
52digital | $75.00 | 10/15/2012 10:27:21 AM |
gravbox | $25.00 | 10/15/2012 10:34:28 AM |
etraboulay | $50.00 | 10/15/2012 10:13:46 AM |
credit-socrates648 | $1,000.00 | 10/15/2012 12:35:59 PM |
reverent-bazaar284 | $25.00 | 10/15/2012 12:54:59 PM |
balance-renewal3 | $25.00 | 10/15/2012 11:04:55 AM |
chitownguy27 | $25.00 | 10/15/2012 10:26:20 AM |
capital-blueberry | $25.00 | 10/15/2012 11:12:42 AM |
oracle3 | $50.00 | 10/15/2012 1:44:53 PM |
astute-benjamins | $150.00 | 10/15/2012 1:59:52 PM |
seabass123 | $31.80 | 10/15/2012 11:16:34 AM |
felicity-broadcaster6 | $140.00 | 10/15/2012 2:06:06 PM |
kendigme | $50.00 | 10/15/2012 11:25:13 AM |
ddog0224 | $50.00 | 10/15/2012 2:27:32 PM |
Obiwan_Kanobi | $25.02 | 10/15/2012 10:40:37 AM |
Rollshaft | $25.00 | 10/15/2012 2:46:36 PM |
pythia | $25.00 | 10/15/2012 2:49:56 PM |
FinanceEngine | $60.00 | 10/15/2012 10:55:14 AM |
WeshaTheLeopard | $25.00 | 10/15/2012 3:23:41 PM |
felicity-contributor3 | $60.00 | 10/15/2012 12:10:41 PM |
courteous-trade229 | $46.00 | 10/15/2012 11:08:28 AM |
gold-disk | $25.00 | 10/15/2012 12:53:43 PM |
nourishing-order8 | $25.00 | 10/15/2012 1:24:24 PM |
CMJ-Partners | $100.00 | 10/15/2012 1:38:55 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:15 PM |
forceful-durability7 | $100.00 | 10/15/2012 11:46:25 AM |
whitegoldira | $287.47 | 10/15/2012 11:47:09 AM |
dynadave | $1,000.00 | 10/15/2012 1:57:14 PM |
basis-spartan922 | $25.00 | 10/15/2012 2:05:25 PM |
Malkial | $25.00 | 10/15/2012 12:17:07 PM |
responsive-value4 | $25.00 | 10/15/2012 12:21:32 PM |
daisy192 | $34.53 | 10/15/2012 12:31:46 PM |
new-orbital-transaction | $25.00 | 10/15/2012 2:15:53 PM |
Asgardian | $25.00 | 10/15/2012 12:50:47 PM |
rockhound84 | $36.00 | 10/15/2012 2:55:29 PM |
DoctorJoe | $35.00 | 10/15/2012 3:18:26 PM |
promise2 | $25.00 | 10/15/2012 3:24:42 PM |
heerzaquestion | $60.00 | 10/15/2012 1:54:23 PM |
Kunakiku | $25.00 | 10/15/2012 2:14:37 PM |
brightest-bid-mermaid | $100.00 | 10/15/2012 2:58:31 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:14 PM |
azafranke | $100.00 | 10/15/2012 3:36:35 PM |
red-gallant-dime | $122.34 | 10/15/2012 3:38:31 PM |
kindness-fanatic | $25.00 | 10/15/2012 9:03:31 AM |
reduce_US_govt_debt | $35.00 | 10/15/2012 9:06:12 AM |
repayment-chihuahua3 | $25.00 | 10/15/2012 9:07:29 AM |
money-to-bless | $25.00 | 10/15/2012 9:08:29 AM |
Investor_DP | $200.00 | 10/15/2012 9:11:00 AM |
vutah | $25.00 | 10/15/2012 9:13:26 AM |
phenomenal-rate1 | $500.00 | 10/15/2012 9:31:32 AM |
persistent-dinero953 | $25.00 | 10/15/2012 9:32:20 AM |
yomanie | $25.00 | 10/15/2012 9:32:48 AM |
cattlebaron | $25.00 | 10/15/2012 9:04:35 AM |
repayment-pagoda8 | $100.00 | 10/15/2012 9:36:05 AM |
market-cougar3 | $50.00 | 10/15/2012 9:38:00 AM |
finance-assembler | $50.00 | 10/15/2012 9:10:43 AM |
RGlad | $132.41 | 10/15/2012 9:04:57 AM |
standanddeliver | $41.00 | 10/15/2012 9:50:53 AM |
WeedPatch | $50.00 | 10/15/2012 9:05:19 AM |
opportunity85 | $25.00 | 10/15/2012 9:06:42 AM |
Dubbly | $25.00 | 10/15/2012 9:08:43 AM |
Fama | $27.48 | 10/15/2012 9:32:23 AM |
Jalebi | $50.00 | 10/15/2012 9:09:30 AM |
KeepOnRunning | $100.00 | 10/15/2012 9:54:26 AM |
integrity-web | $25.00 | 10/15/2012 9:33:35 AM |
nyp112 | $50.00 | 10/15/2012 10:00:55 AM |
Eminent_Endeavors | $30.50 | 10/15/2012 10:02:22 AM |
enriching-dollar1 | $100.00 | 10/15/2012 9:36:59 AM |
100units | $200.00 | 10/15/2012 9:37:39 AM |
trade-goblin9 | $50.00 | 10/15/2012 9:38:11 AM |
sweety075 | $25.00 | 10/15/2012 9:22:20 AM |
jubilant-capital1 | $25.00 | 10/15/2012 10:12:01 AM |
dedicated-contract755 | $25.00 | 10/15/2012 9:29:17 AM |
PhalanxBulldog | $25.00 | 10/15/2012 9:29:53 AM |
durability-caravan4 | $25.00 | 10/15/2012 9:43:48 AM |
wetlands | $200.00 | 10/15/2012 9:45:22 AM |
progressive-economy261 | $500.00 | 10/15/2012 10:14:05 AM |
octoberfresh | $25.00 | 10/15/2012 9:34:46 AM |
windguy | $50.00 | 10/15/2012 9:50:18 AM |
kind-payment-viking3 | $100.00 | 10/15/2012 9:35:57 AM |
hitsman | $50.00 | 10/15/2012 10:20:41 AM |
GreatReturnForYou | $25.00 | 10/15/2012 10:20:44 AM |
imogen22 | $50.00 | 10/15/2012 9:39:01 AM |
integrity-reactor4 | $100.00 | 10/15/2012 9:52:45 AM |
jamiee73 | $25.00 | 10/15/2012 9:41:27 AM |
Feyenoord | $30.00 | 10/15/2012 9:57:55 AM |
Nil2008 | $100.00 | 10/15/2012 10:27:46 AM |
vines99 | $25.00 | 10/15/2012 10:29:02 AM |
first-wampum-gazer | $2,000.00 | 10/15/2012 10:34:01 AM |
gotjack-IRA | $300.01 | 10/15/2012 10:36:50 AM |
Arvicco | $400.00 | 10/15/2012 9:51:57 AM |
BorthersKeeper | $25.00 | 10/15/2012 11:04:50 AM |
helpinghand63 | $25.00 | 10/15/2012 10:14:48 AM |
currency-chihuahua3 | $50.00 | 10/15/2012 10:01:08 AM |
intrepid-compassion29 | $25.00 | 10/15/2012 11:13:36 AM |
Danylostefan | $100.00 | 10/15/2012 11:16:18 AM |
houli123 | $250.00 | 10/15/2012 11:25:56 AM |
punctual-fund | $25.00 | 10/15/2012 10:25:18 AM |
global-invest-group | $47.44 | 10/15/2012 11:59:54 AM |
FortuneFund | $200.00 | 10/15/2012 10:13:25 AM |
twjh | $25.04 | 10/15/2012 10:38:12 AM |
fuzed | $50.00 | 10/15/2012 12:36:12 PM |
oploans | $50.00 | 10/15/2012 12:54:14 PM |
gentle-generosity822 | $25.00 | 10/15/2012 10:20:17 AM |
EL_Papin | $25.00 | 10/15/2012 10:49:40 AM |
Banker2OO7 | $75.00 | 10/15/2012 10:52:38 AM |
sensible-rate | $34.06 | 10/15/2012 11:05:40 AM |
dn0pes | $25.00 | 10/15/2012 1:59:35 PM |
FortuneFundII | $200.00 | 10/15/2012 10:32:10 AM |
organic-treasure | $30.94 | 10/15/2012 11:17:28 AM |
credit-meteor7 | $222.00 | 10/15/2012 10:36:24 AM |
toblerone | $25.00 | 10/15/2012 10:43:02 AM |
tolerant-currency6 | $25.00 | 10/15/2012 10:57:18 AM |
transparency-position | $110.00 | 10/15/2012 11:01:32 AM |
jmeasn | $50.00 | 10/15/2012 11:03:44 AM |
toomanyfishtanks | $50.00 | 10/15/2012 3:32:37 PM |
WhiteInvestor | $30.00 | 10/15/2012 11:12:15 AM |
CirC | $50.00 | 10/15/2012 1:12:25 PM |
currency-persimmon | $25.00 | 10/15/2012 2:24:55 PM |
rine354 | $100.00 | 10/15/2012 12:56:09 PM |
payout-bridge | $75.00 | 10/15/2012 3:27:22 PM |
URBANCAPITAL | $27.66 | 10/15/2012 2:53:35 PM |
economy-buffalo6 | $30.00 | 10/15/2012 3:00:14 PM |
chrisb1414 | $25.00 | 10/15/2012 3:08:27 PM |
176 Investments
|
Borrower Payment Dependent Notes Series
653963
This series of Notes was issued and sold upon the funding of the borrower loan #76546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2010 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-pilot692 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... i have very little debt, make good income.. i pay my bills ontime.. this loan will help me in the future
Monthly net income: $92,500
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $120
Credit cards and other loans: $60
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scoobiedoo | $60.01 | 10/15/2012 5:08:52 PM |
deal-enthusiast | $200.00 | 10/15/2012 5:03:40 PM |
etraboulay | $50.00 | 10/15/2012 5:08:40 PM |
mschoenf | $100.00 | 10/15/2012 5:19:09 PM |
appetizing-loyalty354 | $75.00 | 10/15/2012 5:10:45 PM |
vutah | $25.00 | 10/15/2012 5:11:47 PM |
BankofRon_IRA | $100.00 | 10/15/2012 5:24:43 PM |
rate-advocator7 | $200.00 | 10/15/2012 5:41:54 PM |
52digital | $75.00 | 10/15/2012 5:22:54 PM |
bob450-roth | $25.00 | 10/15/2012 6:03:13 PM |
zipemdown | $25.00 | 10/15/2012 5:57:18 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:49 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:27 PM |
toblerone | $25.00 | 10/15/2012 6:24:09 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 6:52:33 PM |
CreditBuilder2 | $25.02 | 10/15/2012 7:13:38 PM |
bewitching-dollar5 | $100.00 | 10/15/2012 6:44:19 PM |
LendingPimp_2 | $26.00 | 10/15/2012 7:11:27 PM |
Dubbs360 | $100.00 | 10/15/2012 7:21:13 PM |
desertoasis | $25.00 | 10/16/2012 5:38:26 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:41 AM |
tolerant-responsibility051 | $1,704.97 | 10/16/2012 9:57:39 AM |
Bob450 | $25.00 | 10/15/2012 5:04:54 PM |
pdub | $250.00 | 10/15/2012 5:06:38 PM |
reward-walnut | $25.00 | 10/15/2012 5:10:19 PM |
speedy-peso1 | $51.00 | 10/15/2012 5:23:05 PM |
power-chihuahua | $25.00 | 10/15/2012 5:32:50 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:42 PM |
alexander-hamilton | $33.00 | 10/15/2012 5:58:56 PM |
networks4ever | $25.00 | 10/15/2012 6:23:20 PM |
Jalebi | $50.00 | 10/15/2012 6:28:40 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:45:30 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:58 PM |
money-fort | $25.00 | 10/15/2012 8:32:10 PM |
RedmondMan | $25.00 | 10/16/2012 6:41:53 AM |
deal-galleon | $25.00 | 10/16/2012 9:34:26 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:48 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
653977
This series of Notes was issued and sold upon the funding of the borrower loan #76589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.37% | | |
| |
Estimated return*:
| 10.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,772 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unbelievable-treasure379 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off higher rate credit cards/ home improvements
This loan will be used to...
My financial situation: steady
I am a good candidate for this loan because... I am trying to improve my credit score. I have steady employment and have no problem making the monthly payments.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $700
Insurance: $100
Car expenses: $100
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $50.00 | 10/14/2012 12:02:04 PM |
kind-payment-viking3 | $100.00 | 10/14/2012 12:04:31 PM |
vutah | $35.00 | 10/14/2012 1:04:14 PM |
Dubbs360 | $200.00 | 10/14/2012 1:16:05 PM |
commerce-viking1 | $50.00 | 10/14/2012 12:07:43 PM |
community-burrito9 | $25.00 | 10/14/2012 2:54:52 PM |
cash-mad-scientist3 | $25.00 | 10/14/2012 12:29:52 PM |
cr8on | $75.00 | 10/14/2012 12:37:28 PM |
open-minded-p2p1 | $25.00 | 10/14/2012 12:48:25 PM |
52digital | $75.00 | 10/14/2012 12:57:29 PM |
superb-funds335 | $25.00 | 10/14/2012 12:23:10 PM |
bright-idea11 | $25.00 | 10/14/2012 3:35:00 PM |
Tell-me-more | $25.00 | 10/15/2012 3:51:47 AM |
Star_Witness | $25.00 | 10/14/2012 3:10:11 PM |
asset-professor | $100.00 | 10/14/2012 6:40:19 PM |
integrity-reactor4 | $100.00 | 10/14/2012 4:46:23 PM |
Christophe | $25.00 | 10/15/2012 4:55:35 AM |
gondeee | $25.00 | 10/15/2012 6:02:51 AM |
etraboulay | $50.00 | 10/15/2012 9:18:56 AM |
special-dinero553 | $25.00 | 10/15/2012 9:42:39 AM |
shaps | $25.00 | 10/15/2012 10:25:56 AM |
thoughtful-peso78 | $25.00 | 10/15/2012 1:42:10 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:24 PM |
supreme-exchange547 | $25.00 | 10/15/2012 6:48:16 PM |
ideomorph | $25.00 | 10/15/2012 7:26:08 PM |
bullwink27 | $25.00 | 10/16/2012 4:28:58 AM |
the-profit-oracle | $25.00 | 10/16/2012 5:46:46 AM |
gain-dolphin | $25.00 | 10/15/2012 10:57:17 PM |
Bank-of-Oof | $25.00 | 10/16/2012 8:46:29 AM |
benefit-javelin | $41.67 | 10/16/2012 8:28:51 AM |
scholarly-order6 | $50.00 | 10/16/2012 9:15:59 AM |
justreturns | $25.00 | 10/16/2012 9:18:11 AM |
banchan | $37.00 | 10/16/2012 9:49:15 AM |
robust-trade | $25.00 | 10/16/2012 10:03:24 AM |
kulender | $100.00 | 10/16/2012 10:06:14 AM |
Epiphanic | $25.00 | 10/16/2012 10:10:32 AM |
musegaze | $50.00 | 10/16/2012 10:39:11 AM |
dough-bear | $25.00 | 10/16/2012 10:49:52 AM |
terrific-dough6 | $50.00 | 10/16/2012 10:50:43 AM |
creative-generosity3 | $50.00 | 10/16/2012 12:57:56 PM |
Johnab | $26.00 | 10/16/2012 4:06:31 PM |
jcw3rd | $25.00 | 10/16/2012 2:51:48 PM |
Relient-K | $25.00 | 10/16/2012 3:00:17 PM |
a-restless-dollar | $40.00 | 10/16/2012 3:32:07 PM |
otto1939 | $204.00 | 10/16/2012 3:51:17 PM |
roadster199 | $25.00 | 10/16/2012 4:17:20 PM |
forthright-trade | $35.00 | 10/16/2012 4:35:09 PM |
113121 | $100.00 | 10/15/2012 10:41:31 AM |
natural-affluence6 | $25.00 | 10/16/2012 9:05:34 AM |
asset-professor | $25.00 | 10/14/2012 12:04:38 PM |
community-burrito9 | $40.00 | 10/14/2012 1:32:25 PM |
pierrelasvegas | $25.00 | 10/14/2012 1:36:29 PM |
green-discrete-rupee | $50.00 | 10/14/2012 12:17:31 PM |
gentle-generosity822 | $25.00 | 10/14/2012 12:33:02 PM |
Jalebi | $50.00 | 10/14/2012 12:04:16 PM |
supreme-treasure8 | $100.00 | 10/14/2012 12:06:08 PM |
toblerone | $25.00 | 10/14/2012 1:07:11 PM |
thrifty-capital | $35.00 | 10/14/2012 1:27:14 PM |
payment-halo | $25.00 | 10/14/2012 7:41:45 PM |
persistent-dinero953 | $25.00 | 10/15/2012 7:12:40 AM |
trade-goblin9 | $25.00 | 10/15/2012 7:24:43 AM |
asset-portait013 | $100.00 | 10/15/2012 9:41:41 AM |
majestic-note6 | $200.00 | 10/15/2012 9:47:38 AM |
the-brilliant-currency | $25.00 | 10/15/2012 10:39:42 AM |
treasure-palace661 | $350.00 | 10/15/2012 10:13:03 AM |
gotjack-IRA | $25.02 | 10/15/2012 11:06:28 AM |
LoanerPrincipal | $25.00 | 10/15/2012 11:24:17 AM |
ethical-truth211 | $400.00 | 10/15/2012 1:46:44 PM |
delicious-value973 | $100.00 | 10/15/2012 3:25:09 PM |
pdub | $250.00 | 10/15/2012 5:06:29 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:43 PM |
mschoenf | $100.00 | 10/15/2012 5:18:34 PM |
silver-explorer6 | $25.00 | 10/15/2012 6:13:39 PM |
global-invest-group | $25.00 | 10/15/2012 6:19:32 PM |
callmebryan | $25.00 | 10/15/2012 6:45:16 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:23 PM |
nakanu | $25.00 | 10/15/2012 7:27:09 PM |
finance-relaxation3 | $25.00 | 10/15/2012 8:27:57 PM |
bonus-seahorse | $80.00 | 10/16/2012 1:27:21 AM |
thinker6 | $30.00 | 10/15/2012 7:19:16 PM |
Vector | $25.00 | 10/16/2012 4:20:10 AM |
worth-quark7 | $25.00 | 10/16/2012 7:28:09 AM |
irrelevant | $50.00 | 10/16/2012 5:05:42 AM |
Sid-K | $25.00 | 10/16/2012 9:14:21 AM |
first-integrity-gravity | $50.00 | 10/16/2012 9:17:51 AM |
the-silver-blaster | $50.00 | 10/16/2012 9:21:43 AM |
selector568 | $300.00 | 10/16/2012 9:50:22 AM |
laudable-treasure4 | $25.00 | 10/16/2012 10:21:05 AM |
LeReve | $102.00 | 10/16/2012 10:47:25 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:17 AM |
jybank | $59.00 | 10/16/2012 10:53:09 AM |
intelligent-yield | $25.00 | 10/16/2012 11:01:56 AM |
missing-link | $25.00 | 10/16/2012 11:22:39 AM |
LaGrangeLender | $60.00 | 10/16/2012 11:25:27 AM |
Comoparklender | $25.00 | 10/16/2012 11:10:40 AM |
worthy-bid8 | $400.00 | 10/16/2012 11:08:34 AM |
booster73 | $25.00 | 10/16/2012 12:27:06 PM |
JeffHoll | $40.00 | 10/16/2012 1:13:11 PM |
phenomenal-rate1 | $15.31 | 10/16/2012 5:06:15 PM |
Astyanax | $40.00 | 10/16/2012 1:49:38 PM |
inspiring-kindness062 | $200.00 | 10/16/2012 2:45:51 PM |
enriched-note6 | $25.00 | 10/16/2012 4:55:44 PM |
investment-cluster | $30.00 | 10/16/2012 4:34:40 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
653999
This series of Notes was issued and sold upon the funding of the borrower loan #76673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $190.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,223 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-cerebral-finance |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Mainly for Home Improvement
This loan will be used to...
Mainly for Home Improvement- Repair roof/furnace upgrade/repairs
My financial situation: Solid
I am a good candidate for this loan because...
-Great Credit (782 as of 10/09/12; source: Experian) with great track record
-20+ years of Professional employment since college
-Never fail to pay bill/credit card or any other outstanding loans in past
-Really like this concept of lending and hope to untilize your resources on this and future loan purposes- options are great and very flexible!
Please consider and expedite my approval as need to get repairs down asap.
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
oracle3 | $50.00 | 10/15/2012 5:05:47 PM |
JustMee | $25.00 | 10/15/2012 5:06:06 PM |
LoanerPrincipal | $25.00 | 10/15/2012 5:08:35 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:14 PM |
tolerant-dime2 | $25.00 | 10/15/2012 5:16:54 PM |
marketplace-singularity3 | $100.00 | 10/15/2012 5:17:53 PM |
MI2 | $5,000.00 | 10/15/2012 5:39:24 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:40 PM |
community-burrito9 | $50.00 | 10/15/2012 5:27:38 PM |
napmanger | $100.00 | 10/15/2012 5:44:44 PM |
intuitive-benefit3 | $100.00 | 10/15/2012 5:59:08 PM |
repayment-chihuahua3 | $25.00 | 10/15/2012 5:52:57 PM |
boylezz | $25.00 | 10/15/2012 5:58:13 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:28 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:27 PM |
Darts | $50.00 | 10/15/2012 11:02:00 PM |
glenium | $25.00 | 10/16/2012 2:47:05 AM |
Theodon | $25.00 | 10/16/2012 3:48:22 AM |
loyalty-czar | $100.00 | 10/16/2012 6:04:29 AM |
compatible-deal9 | $50.00 | 10/16/2012 8:52:28 AM |
orange-liberty-oyster | $13.93 | 10/16/2012 9:03:31 AM |
Quiza12 | $50.00 | 10/16/2012 7:21:18 AM |
Leshan | $50.00 | 10/16/2012 7:41:33 AM |
SuzyQs | $25.00 | 10/16/2012 8:24:24 AM |
msfitzge | $25.00 | 10/16/2012 8:32:16 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 5:11:15 PM |
pdub | $250.00 | 10/15/2012 5:06:38 PM |
janeybooboo | $100.00 | 10/15/2012 5:12:00 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:14 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:32 PM |
FortuneFund | $200.00 | 10/15/2012 5:51:29 PM |
CreditBuilder2 | $25.01 | 10/15/2012 6:16:42 PM |
gravbox | $25.00 | 10/15/2012 6:19:08 PM |
ready-interest9 | $25.00 | 10/15/2012 6:20:11 PM |
Dubbs360 | $200.00 | 10/15/2012 6:56:25 PM |
Jalebi | $50.00 | 10/15/2012 6:28:40 PM |
etraboulay | $50.00 | 10/15/2012 6:31:45 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:48 PM |
cash-tent | $50.00 | 10/15/2012 11:40:58 PM |
enticing-finance758 | $26.06 | 10/15/2012 8:00:30 PM |
treasure-bliss | $100.00 | 10/16/2012 5:40:18 AM |
Tbone49 | $25.00 | 10/15/2012 9:04:00 PM |
AldiHoldings | $45.00 | 10/15/2012 10:00:32 PM |
Astyanax | $40.00 | 10/15/2012 10:44:07 PM |
PThor | $25.00 | 10/16/2012 7:13:21 AM |
decisive-income7 | $500.00 | 10/16/2012 7:25:36 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:50 AM |
Detour11 | $25.00 | 10/16/2012 6:20:04 AM |
freddieja | $50.00 | 10/16/2012 6:43:53 AM |
coin-popcorn | $25.00 | 10/16/2012 7:35:12 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
654049
This series of Notes was issued and sold upon the funding of the borrower loan #76408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $248.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.87% | | |
| |
Estimated return*:
| 8.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
Amount delinquent:
| $468 |
Total credit lines:
| 24 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,229 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| D-NICE |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
VACATION
My financial situation:
I am a good candidate for this loan because...
I AM AN HONEST PERSON THAT'S PAYS MY BILLS ON TIME NEVER LATE AND VERY RESPONSABLY WITH MY MONEY. HARD WORKING AND A MODEL CITIZEN. FAMILY MAN AND GOOD HEARTED. I DESERVE THE LOAN AND WILL MAKE ALL PAYMENTS ON TIME
Monthly net income: $8000
Monthly expenses: $1000
Housing: $250
Insurance: $400 6 MONTHS
Car expenses: $500
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-rate1 | $500.00 | 10/15/2012 5:06:01 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:14 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:46 PM |
mschoenf | $100.00 | 10/15/2012 5:17:52 PM |
oracle3 | $50.00 | 10/15/2012 5:05:47 PM |
sentimental-commerce4 | $250.00 | 10/15/2012 5:14:22 PM |
versatile-dime442 | $250.00 | 10/15/2012 5:23:43 PM |
FortuneFund | $200.00 | 10/15/2012 5:51:30 PM |
vkorichkov | $25.00 | 10/15/2012 5:37:26 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:32 PM |
a-finance-nirvana | $25.00 | 10/15/2012 5:52:26 PM |
repayment-chihuahua3 | $25.00 | 10/15/2012 5:52:57 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:54 PM |
intuitive-benefit3 | $100.00 | 10/15/2012 5:59:10 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:22 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:28 PM |
Theodon | $25.00 | 10/16/2012 3:47:11 AM |
BonesyJones | $200.00 | 10/15/2012 7:42:15 PM |
the-profit-oracle | $25.00 | 10/16/2012 5:46:48 AM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:58 PM |
social-booster4 | $50.00 | 10/15/2012 9:11:28 PM |
Darts | $50.00 | 10/15/2012 11:02:01 PM |
Quiza12 | $100.00 | 10/16/2012 7:21:18 AM |
bbjones3 | $25.00 | 10/16/2012 6:36:05 AM |
kindness-festivity | $50.00 | 10/16/2012 7:01:58 AM |
PThor | $25.00 | 10/16/2012 7:13:22 AM |
hope-candy1 | $75.00 | 10/16/2012 7:42:57 AM |
bold-sunny-generosity | $25.00 | 10/16/2012 7:50:49 AM |
life-is-great | $25.00 | 10/16/2012 10:30:48 AM |
CaptainBlueberry | $25.00 | 10/16/2012 10:29:10 AM |
red-eloquent-rupee | $50.00 | 10/16/2012 10:49:01 AM |
american6 | $50.00 | 10/16/2012 10:50:52 AM |
shred123 | $25.00 | 10/16/2012 10:55:47 AM |
realtormoises | $25.00 | 10/16/2012 10:56:19 AM |
dignified-truth7 | $200.00 | 10/16/2012 10:38:43 AM |
wwwUniversal | $25.00 | 10/16/2012 11:00:39 AM |
Investoman | $25.00 | 10/16/2012 10:40:52 AM |
lostontheedge | $25.00 | 10/16/2012 10:44:51 AM |
fund-washboard2 | $25.00 | 10/16/2012 10:44:41 AM |
runner262 | $25.00 | 10/16/2012 10:48:48 AM |
BlindJoeDeath | $50.00 | 10/16/2012 10:52:26 AM |
best-phenomenal-treasure | $25.00 | 10/16/2012 10:50:57 AM |
DcUnited | $25.00 | 10/16/2012 10:57:24 AM |
heavenly-bazaar3 | $100.00 | 10/16/2012 10:52:53 AM |
paladin847 | $50.00 | 10/16/2012 10:57:46 AM |
payout-paradise5 | $25.00 | 10/16/2012 10:59:23 AM |
bobby5832708 | $25.00 | 10/16/2012 10:59:27 AM |
maldok1 | $25.00 | 10/16/2012 10:59:44 AM |
loan-wasp | $50.00 | 10/16/2012 10:59:49 AM |
fcukciti | $35.00 | 10/16/2012 11:00:58 AM |
1phantom | $25.00 | 10/16/2012 11:01:51 AM |
cattlebaron | $25.00 | 10/15/2012 5:15:13 PM |
order-tamale | $400.00 | 10/15/2012 5:03:22 PM |
lionheart722 | $100.00 | 10/15/2012 5:08:27 PM |
LeReve | $500.00 | 10/15/2012 5:27:04 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:47 PM |
flo_rida | $100.00 | 10/15/2012 5:21:38 PM |
shaps | $50.00 | 10/15/2012 5:22:12 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:35 PM |
Vegasjim | $25.00 | 10/15/2012 5:57:02 PM |
flexible-return297 | $25.00 | 10/15/2012 6:14:34 PM |
gravbox | $25.00 | 10/15/2012 6:19:09 PM |
Jalebi | $50.00 | 10/15/2012 6:28:41 PM |
etraboulay | $50.00 | 10/15/2012 6:31:45 PM |
urbane-income7 | $25.00 | 10/15/2012 6:07:00 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:29 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:50 PM |
_wally_ | $25.00 | 10/15/2012 10:29:47 PM |
B2152 | $25.00 | 10/16/2012 5:02:42 AM |
DreDub | $25.00 | 10/16/2012 5:27:01 AM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:51 AM |
Higheagle | $25.00 | 10/16/2012 6:19:27 AM |
bajaruss | $25.00 | 10/16/2012 8:35:31 AM |
speedy-point | $25.00 | 10/16/2012 9:00:44 AM |
banchan | $37.00 | 10/16/2012 9:49:18 AM |
fair-pound5 | $50.00 | 10/16/2012 10:16:41 AM |
ivadood | $50.00 | 10/16/2012 10:18:03 AM |
ericgassercom | $25.00 | 10/16/2012 10:00:49 AM |
piter-to-la-investment | $25.00 | 10/16/2012 10:29:15 AM |
rescue | $100.00 | 10/16/2012 10:29:32 AM |
Railbird | $50.00 | 10/16/2012 10:10:18 AM |
affluence-tycoon | $25.00 | 10/16/2012 10:20:34 AM |
transparency-sapling | $25.00 | 10/16/2012 10:28:05 AM |
liberty-society5 | $25.00 | 10/16/2012 10:33:34 AM |
heart514 | $25.00 | 10/16/2012 10:50:06 AM |
loyalty-sherpa | $25.00 | 10/16/2012 10:50:46 AM |
debt-fuse158 | $25.00 | 10/16/2012 10:37:34 AM |
pious-currency875 | $90.00 | 10/16/2012 10:52:19 AM |
cutter21 | $25.00 | 10/16/2012 10:53:22 AM |
samo102us | $25.00 | 10/16/2012 10:35:04 AM |
wise-balanced-moola | $25.00 | 10/16/2012 10:55:41 AM |
ven | $50.00 | 10/16/2012 10:56:04 AM |
greentomato | $25.00 | 10/16/2012 10:58:07 AM |
aasx1108 | $25.00 | 10/16/2012 10:48:00 AM |
MadHun | $200.00 | 10/16/2012 10:52:21 AM |
CPAMAN | $25.00 | 10/16/2012 10:52:24 AM |
letsmakeitsuccessful | $25.00 | 10/16/2012 10:55:39 AM |
inspired-investment8 | $76.00 | 10/16/2012 10:56:08 AM |
JJ9876 | $25.00 | 10/16/2012 10:57:59 AM |
CasaDeTomas | $50.00 | 10/16/2012 10:53:28 AM |
CSUgrad08 | $25.00 | 10/16/2012 10:59:30 AM |
durability-ace9 | $30.00 | 10/16/2012 10:54:34 AM |
durability-goat644 | $25.00 | 10/16/2012 11:00:12 AM |
bid-czar8 | $100.00 | 10/16/2012 11:01:45 AM |
dospapalotes | $25.00 | 10/16/2012 10:59:04 AM |
105 Investments
|
Borrower Payment Dependent Notes Series
654051
This series of Notes was issued and sold upon the funding of the borrower loan #76613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $68.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,999 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| thorough-moola3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
maldok1 | $25.00 | 10/15/2012 5:02:29 PM |
order-tamale | $400.00 | 10/15/2012 5:03:22 PM |
dynamic-money271 | $100.00 | 10/15/2012 5:01:44 PM |
commerce-rumbler0 | $1,000.00 | 10/15/2012 5:02:22 PM |
american6 | $50.00 | 10/15/2012 5:03:18 PM |
commitment-neutron1 | $200.00 | 10/15/2012 5:03:02 PM |
TeamAmerica | $25.00 | 10/15/2012 5:02:25 PM |
affluence-microscope2 | $200.00 | 10/15/2012 5:03:34 PM |
Oyving | $25.00 | 10/15/2012 5:02:59 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
654081
This series of Notes was issued and sold upon the funding of the borrower loan #76356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $54.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $330 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 54 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-bull |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Car repair
My financial situation:
I am a good candidate for this loan because...
I have almost no revolving debt and have the lowest possible payments on all my expenses.
Monthly net income: $5,600
Monthly expenses: $3343 includes all below
Housing: $1740
Insurance: $233
Car expenses: $150
Utilities: $320
Phone, cable, internet: $110
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $290
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tolerant-responsibility051 | $2,000.00 | 10/15/2012 5:01:52 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
654287
This series of Notes was issued and sold upon the funding of the borrower loan #76490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,035 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-berserker7 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2900
Monthly expenses: $
Housing: $700
Insurance: $150
Car expenses: $none
Utilities: $80
Phone, cable, internet: $75
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $750.00 | 10/15/2012 5:04:16 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:54 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:39 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:20 PM |
benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:14 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:14 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:55 PM |
Emgolda | $25.00 | 10/15/2012 5:20:27 PM |
loyalty-dragster7 | $125.00 | 10/15/2012 5:32:06 PM |
houli123 | $25.00 | 10/15/2012 5:27:06 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:33 PM |
speedy-point | $25.00 | 10/15/2012 5:59:56 PM |
WalnutCreekguy | $50.00 | 10/15/2012 6:00:34 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:45 PM |
bright-idea11 | $25.00 | 10/15/2012 5:53:48 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:13 PM |
zipemdown | $25.00 | 10/15/2012 5:57:19 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:55 PM |
strive2 | $25.00 | 10/15/2012 6:01:15 PM |
pragmatic-auction8 | $25.00 | 10/15/2012 6:20:33 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:49 PM |
Splangy613 | $25.00 | 10/15/2012 6:00:45 PM |
Rusheen_Capital_Partners | $46.00 | 10/15/2012 6:15:54 PM |
affluence-kingdom9 | $100.00 | 10/15/2012 6:09:56 PM |
fantastic-wampum1 | $100.00 | 10/15/2012 6:25:58 PM |
lender2611 | $25.00 | 10/15/2012 6:55:16 PM |
sohuge1234 | $25.00 | 10/15/2012 6:56:20 PM |
BostonCapital | $100.00 | 10/15/2012 6:29:18 PM |
tech310 | $50.00 | 10/15/2012 6:32:02 PM |
treasure-generator | $25.00 | 10/15/2012 7:12:46 PM |
LoanerPrincipal | $25.00 | 10/15/2012 7:20:43 PM |
etraboulay | $50.00 | 10/15/2012 6:31:45 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:44 PM |
truth-companion | $25.00 | 10/15/2012 6:42:15 PM |
restless-fund5 | $25.00 | 10/15/2012 6:45:17 PM |
andrew491 | $50.00 | 10/15/2012 6:47:57 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:28 PM |
brilliant-market680 | $25.00 | 10/15/2012 6:46:47 PM |
postalwhiz | $25.00 | 10/15/2012 6:50:53 PM |
helpinghand63 | $25.00 | 10/15/2012 6:52:21 PM |
traice | $25.00 | 10/15/2012 6:53:20 PM |
StPong | $25.00 | 10/15/2012 6:59:51 PM |
Greenbak | $25.00 | 10/15/2012 7:13:00 PM |
JeremyLinFan | $40.00 | 10/15/2012 7:59:30 PM |
dukeiyer | $25.00 | 10/15/2012 7:41:53 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:58 PM |
cash-toro7 | $25.00 | 10/15/2012 8:42:27 PM |
california111 | $50.00 | 10/15/2012 11:24:25 PM |
PThor | $25.00 | 10/16/2012 7:13:22 AM |
JandJ-Bank | $25.00 | 10/16/2012 4:30:50 AM |
plentiful-note6 | $25.00 | 10/16/2012 5:21:43 AM |
selector23 | $50.00 | 10/16/2012 6:17:11 AM |
kindness-festivity | $50.00 | 10/16/2012 7:01:58 AM |
BorthersKeeper | $25.00 | 10/16/2012 7:48:07 AM |
SummitAdvisors | $31.13 | 10/16/2012 7:58:03 AM |
ahalls | $25.00 | 10/16/2012 9:01:03 AM |
roxon | $25.00 | 10/16/2012 9:09:33 AM |
wormdc | $25.00 | 10/16/2012 9:22:40 AM |
genius520 | $100.00 | 10/16/2012 9:27:29 AM |
diggingupward | $25.00 | 10/16/2012 10:05:07 AM |
banchan | $37.00 | 10/16/2012 9:49:18 AM |
restless-currency | $40.00 | 10/16/2012 10:15:00 AM |
EBITDA | $25.00 | 10/16/2012 10:33:30 AM |
liberty-society5 | $25.00 | 10/16/2012 10:33:34 AM |
dough-arrow0 | $66.00 | 10/16/2012 10:28:18 AM |
planetibet | $25.00 | 10/16/2012 10:29:16 AM |
point653 | $25.00 | 10/16/2012 10:28:25 AM |
listing-vista | $25.00 | 10/16/2012 10:28:52 AM |
life-is-great | $25.00 | 10/16/2012 10:30:48 AM |
punctual-fund | $25.00 | 10/16/2012 10:36:47 AM |
finance-coyote3 | $3,000.00 | 10/16/2012 10:38:46 AM |
calamango | $50.00 | 10/16/2012 10:38:24 AM |
melodious-rupee3 | $25.00 | 10/16/2012 10:40:15 AM |
Budro | $50.00 | 10/15/2012 5:02:47 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:45 PM |
j2ee | $50.00 | 10/15/2012 5:07:45 PM |
missing-link | $25.00 | 10/15/2012 5:09:46 PM |
mschoenf | $100.00 | 10/15/2012 5:18:18 PM |
nickel-ferret | $25.00 | 10/15/2012 5:19:41 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:09 PM |
flo_rida | $100.00 | 10/15/2012 5:21:38 PM |
shaps | $50.00 | 10/15/2012 5:22:30 PM |
Thunderswan | $39.00 | 10/15/2012 5:25:19 PM |
community-burrito9 | $45.00 | 10/15/2012 5:26:36 PM |
fortytwo | $150.00 | 10/15/2012 5:56:05 PM |
thrifty-generosity222 | $50.00 | 10/15/2012 5:41:26 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:35 PM |
capital-renewal | $50.00 | 10/15/2012 6:06:16 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:26 PM |
community-seahorse0 | $25.00 | 10/15/2012 5:55:10 PM |
Beld | $50.00 | 10/15/2012 5:51:25 PM |
payout-paradise5 | $25.00 | 10/15/2012 6:11:29 PM |
financial-frenzy | $50.00 | 10/15/2012 6:17:22 PM |
monster4 | $40.00 | 10/15/2012 6:31:56 PM |
fair-pound5 | $50.00 | 10/15/2012 6:33:16 PM |
P2P_Investor | $1,000.00 | 10/15/2012 6:07:02 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:29 PM |
best-listing-toro | $25.00 | 10/15/2012 6:42:27 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:22 PM |
Jalebi | $50.00 | 10/15/2012 6:28:42 PM |
bellaquito | $500.00 | 10/15/2012 6:57:17 PM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 6:31:22 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:50 PM |
paxnj | $25.00 | 10/15/2012 6:38:10 PM |
DirtyJenga | $25.00 | 10/15/2012 6:41:17 PM |
professional-vigilance9 | $100.00 | 10/15/2012 6:41:50 PM |
figs4u2 | $95.00 | 10/15/2012 6:42:36 PM |
kind-magnificent-bid | $50.00 | 10/15/2012 6:47:16 PM |
velocity-solo | $25.00 | 10/15/2012 6:53:53 PM |
benjamins-explosion142 | $25.00 | 10/15/2012 6:57:54 PM |
MadHun | $200.00 | 10/15/2012 7:01:01 PM |
green-moola-sniffer | $25.00 | 10/15/2012 6:50:11 PM |
nex | $25.00 | 10/15/2012 7:11:31 PM |
bewitching-exchange7 | $25.00 | 10/15/2012 11:16:27 PM |
DreDub | $25.00 | 10/16/2012 5:27:02 AM |
Leshan | $50.00 | 10/16/2012 8:01:14 AM |
treasure-bliss | $50.00 | 10/16/2012 5:54:10 AM |
compatible-deal9 | $25.00 | 10/16/2012 8:35:48 AM |
ideal-platinum1 | $50.00 | 10/16/2012 6:20:15 AM |
bbjones3 | $25.00 | 10/16/2012 6:36:05 AM |
gold-missile6 | $25.00 | 10/16/2012 7:11:52 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:19 AM |
seabassx | $25.00 | 10/16/2012 7:24:28 AM |
value-investor9 | $50.00 | 10/16/2012 9:10:11 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:49 AM |
hard-working-rate3 | $25.00 | 10/16/2012 9:16:01 AM |
social-heart | $25.00 | 10/16/2012 9:00:59 AM |
wealth-performer054 | $55.00 | 10/16/2012 9:01:41 AM |
cablenews | $100.00 | 10/16/2012 9:07:34 AM |
principal-cooker2 | $49.00 | 10/16/2012 9:16:45 AM |
fervent-repayment | $80.00 | 10/16/2012 9:38:06 AM |
money-surge1 | $25.00 | 10/16/2012 9:44:03 AM |
riproaringrapids | $50.00 | 10/16/2012 9:47:32 AM |
sjc224 | $25.00 | 10/16/2012 9:48:49 AM |
Railbird | $50.00 | 10/16/2012 10:10:18 AM |
jazzlender | $25.00 | 10/16/2012 9:53:49 AM |
admirable-treasure9 | $25.00 | 10/16/2012 9:54:10 AM |
hitsman | $50.00 | 10/16/2012 9:58:58 AM |
ericgassercom | $25.00 | 10/16/2012 10:00:50 AM |
the-dollar-topper | $27.00 | 10/16/2012 10:23:46 AM |
kulender | $100.00 | 10/16/2012 10:06:16 AM |
nimble-revenue5 | $100.00 | 10/16/2012 10:12:36 AM |
orearella3 | $25.00 | 10/16/2012 10:15:57 AM |
neighborly-velocity4 | $20.87 | 10/16/2012 10:40:29 AM |
bid-banjo3 | $52.00 | 10/16/2012 10:27:08 AM |
orange-stable-gain | $50.00 | 10/16/2012 10:27:24 AM |
best-charming-leverage | $37.00 | 10/16/2012 10:24:17 AM |
mercuriant | $25.00 | 10/16/2012 10:30:40 AM |
blue-attractive-coin | $50.00 | 10/16/2012 10:28:15 AM |
rescue | $100.00 | 10/16/2012 10:29:32 AM |
musegaze | $50.00 | 10/16/2012 10:39:12 AM |
compassionate-auction6 | $150.00 | 10/16/2012 10:36:15 AM |
g5g | $25.00 | 10/16/2012 10:38:22 AM |
branaa99 | $25.00 | 10/16/2012 10:39:08 AM |
154 Investments
|
Borrower Payment Dependent Notes Series
654295
This series of Notes was issued and sold upon the funding of the borrower loan #76511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 29.06% |
Borrower rate/APR:
| 30.06% / 34.05% |
Monthly payment:
| $169.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.43% | | |
| |
Estimated return*:
| 11.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
20 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $43,535 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-prescription6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
640-659
(Dec-2009)
|
Principal balance:
| $0.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Purpose of loan:
This loan will be used to consolidate two very high interest loans (89% APR)
My financial situation:
I am a good candidate for this loan because I always pay all of my bills on time. I do have a Chapter 7 Bankruptcy on file from 2004 to erase significant debts run up by my ex-wife during divorce proceedings. You will see I am always on time paying my bills. My previous Prosper loan demonstrates that as well. I am a retired Navy officer and have a steady retirement check. I have a high paying stable job with the government. I also serve as an adjunct professor at Devry University to earn extra income to pay down all of the bills associated with 2008 legal proceedings with my ex-wife. We are on the cusp of financial recovery from that debacle which accounts for the high balances on my credit accounts.
Monthly net income: $ 12072
Monthly expenses: $ 7510
Housing: $ 2960
Insurance: $ 150
Car expenses: $ 1015
Utilities: $ 212
Phone, cable, internet: $ 228
Food, entertainment: $ 1000
Clothing, household expenses $ 400
Credit cards and other loans: $ 1407
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 10/15/2012 5:01:42 PM |
credit-missile | $125.00 | 10/15/2012 5:02:11 PM |
school-loan-gambler | $400.00 | 10/15/2012 5:00:47 PM |
Dusigrosz | $300.00 | 10/15/2012 5:00:46 PM |
trumpeter5 | $25.00 | 10/15/2012 5:01:34 PM |
felicity-contributor3 | $50.00 | 10/15/2012 5:03:36 PM |
innovator2 | $59.40 | 10/15/2012 5:01:34 PM |
fantastic-contract1 | $300.00 | 10/15/2012 5:00:47 PM |
pdub | $250.00 | 10/15/2012 5:06:41 PM |
marinbb | $50.00 | 10/15/2012 5:02:19 PM |
money-baron-Roth401k | $25.00 | 10/15/2012 5:01:28 PM |
hillerod | $26.15 | 10/15/2012 5:01:41 PM |
careful-vigilance4 | $25.00 | 10/15/2012 5:02:38 PM |
moneyforthehoney | $25.00 | 10/15/2012 5:04:56 PM |
handy-justice | $50.00 | 10/15/2012 5:06:18 PM |
green-trade-dolphin | $42.02 | 10/15/2012 5:01:52 PM |
Dusigrosz | $43.00 | 10/15/2012 5:06:27 PM |
LendSoHardUniversity | $50.00 | 10/15/2012 5:07:06 PM |
janeybooboo | $100.00 | 10/15/2012 5:03:47 PM |
marwadi-62 | $500.00 | 10/15/2012 5:04:44 PM |
sweety075 | $25.00 | 10/15/2012 5:05:11 PM |
cr8on | $75.00 | 10/15/2012 5:05:16 PM |
worth-blanket2 | $3,000.00 | 10/15/2012 5:07:59 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
654431
This series of Notes was issued and sold upon the funding of the borrower loan #76230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,539 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-legend3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consulting Startup Bridge Loan
TL;DR: Highly skilled tech professional transitioning to consultancy in new state, needs bridge financing.
Purpose of loan:
I've recently transitioned from full-time work (data manager for a mid-sized non-profit) + part-time grad school (Masters in Business Computer Information Systems; no student loans) + spare-time consulting (mostly database development and IT work), graduated with my MS, and moved to another state, in order to begin a new life as a full-time independent IT consultant. It's been slower gaining traction than I expected, but I'm now in full-swing professional networking mode and have several promising web projects I'm putting time into. I will use the loan money to keep my credit card balances in check, so that I can focus on doing business, instead of book keeping.
My financial situation:
I am not a spendthrift, I have never missed a payment for anything, I only have 2 credit cards (because I really don't feel that I need more, except for now, d'oh!), I really don't like borrowing at all (I prefer to pay my cards in full each month), my expenses are quite reasonable ($780 rent, $314 auto loan; total expenses for Aug and Sept were $1900 each), but right now my income is highly unpredictable, dependant on finding new clients. I expect that in 4 to 6 months, I will be doing very well income-wise. I have friends who can lend to me, but I don't like borrowing from friends (who won't let me pay them interest for their trouble; as a matter of fact, I lent a friend in need $3k last year (which would be nice to have right about now, but no regrets)). In short, I'm the kind of person you would lend money to if you knew me.
If you have any questions, please ask.
Monthly net income: $little to none right now
Monthly expenses: $1900
Housing: $780
Insurance: $paid for next 6 months
Car expenses: $315 loan pmt + $100 gas
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $11k CC + 16k auto
Other expenses: $280
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $100.00 | 10/16/2012 5:18:29 PM |
77scout | $75.00 | 10/16/2012 9:03:06 PM |
decisive-income7 | $1,000.00 | 10/17/2012 8:12:40 AM |
Plow_n_Sow | $49.00 | 10/17/2012 8:12:29 AM |
open-dough6 | $25.00 | 10/17/2012 10:53:28 AM |
ultimate-peace | $250.00 | 10/17/2012 9:28:36 AM |
pound-lightning | $25.00 | 10/17/2012 12:43:41 PM |
Bank42 | $25.00 | 10/17/2012 10:55:28 AM |
shawnb777 | $50.00 | 10/17/2012 11:16:39 AM |
bid-catalyst0 | $100.00 | 10/17/2012 4:22:29 PM |
sparkymark | $45.00 | 10/17/2012 11:43:07 AM |
credit-dandelion148 | $100.00 | 10/17/2012 2:01:06 PM |
integrity-electron9 | $50.00 | 10/17/2012 2:49:39 PM |
Froggy246 | $25.00 | 10/17/2012 9:45:37 PM |
lulasky63 | $25.00 | 10/17/2012 10:09:43 PM |
Binan | $25.00 | 10/17/2012 11:11:37 PM |
wbwill | $25.00 | 10/18/2012 1:35:41 AM |
let_me_retire | $50.00 | 10/18/2012 4:01:34 AM |
Hogan55 | $44.04 | 10/18/2012 5:00:20 AM |
houston2077 | $25.00 | 10/17/2012 6:39:20 PM |
melodious-openness | $100.00 | 10/17/2012 8:47:15 PM |
Malkial | $25.00 | 10/17/2012 8:55:50 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:19:23 PM |
Prospect10 | $100.00 | 10/17/2012 9:59:01 PM |
jwesleym | $25.00 | 10/18/2012 12:31:46 AM |
account98118 | $500.00 | 10/17/2012 9:14:09 PM |
p2p-gala | $25.00 | 10/17/2012 11:36:09 PM |
Soothsayer | $25.00 | 10/18/2012 4:18:31 AM |
deal-selector5 | $25.00 | 10/16/2012 7:42:46 PM |
hopeful_lender | $100.00 | 10/17/2012 6:47:05 AM |
Jimthemoo | $25.00 | 10/17/2012 11:26:19 AM |
gain-expert | $35.00 | 10/17/2012 11:55:29 AM |
majestic-currency3 | $25.00 | 10/17/2012 4:18:18 PM |
bassman46 | $100.00 | 10/17/2012 4:21:43 PM |
return-kung-fu2 | $33.33 | 10/17/2012 3:20:25 PM |
MarkEH | $55.30 | 10/17/2012 3:45:15 PM |
joebob78 | $71.33 | 10/17/2012 2:10:05 PM |
banker34 | $28.00 | 10/17/2012 2:22:33 PM |
druidpoet | $29.00 | 10/17/2012 3:03:33 PM |
Schmoootie | $25.00 | 10/17/2012 5:42:42 PM |
kurtb57 | $100.00 | 10/17/2012 7:45:31 PM |
treasure-coyote3 | $25.00 | 10/17/2012 8:58:59 PM |
compatible-deal9 | $25.00 | 10/17/2012 5:45:09 PM |
KB-IRA | $100.00 | 10/17/2012 7:20:33 PM |
AldiHoldings | $25.00 | 10/17/2012 10:04:03 PM |
blue-lucrative-rate | $50.00 | 10/17/2012 10:28:12 PM |
red-rate-whistle | $35.00 | 10/17/2012 11:04:04 PM |
num1irish | $25.00 | 10/17/2012 8:29:36 PM |
ksubd | $100.00 | 10/17/2012 9:55:21 PM |
eling99 | $25.00 | 10/18/2012 12:24:30 AM |
50 Investments
|
Borrower Payment Dependent Notes Series
654569
This series of Notes was issued and sold upon the funding of the borrower loan #76167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 3m |
Amount delinquent:
| $263 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,879 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| SportyShorty |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.. consolidate bills.
My financial situation:
I am a good candidate for this loan because...I will repay the loan back early.
Monthly net income: $ 9500
Monthly expenses: $ 3,000
Housing: $1603,00
Insurance: $
Car expenses: $ paid off
Utilities: $ 150,00
Phone, cable, internet: $ 325
Food, entertainment: $ 250
Clothing, household expenses: $ 75
Credit cards and other loans: $ 14000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reasonable-nickel6 | $25.00 | 10/16/2012 9:03:58 AM |
gentle-generosity822 | $25.00 | 10/16/2012 9:05:54 AM |
mikbos | $25.00 | 10/16/2012 9:02:25 AM |
newest-currency-vibrato | $25.00 | 10/16/2012 9:09:41 AM |
finance-prescription | $100.00 | 10/16/2012 9:57:06 AM |
reward-walnut | $25.00 | 10/16/2012 10:20:42 AM |
banker34 | $25.00 | 10/16/2012 10:23:55 AM |
dedicated-transaction796 | $25.00 | 10/16/2012 10:11:58 AM |
pierrelasvegas | $25.00 | 10/16/2012 10:34:12 AM |
thoughtful-peso78 | $25.00 | 10/16/2012 10:22:17 AM |
asiaratt | $50.00 | 10/16/2012 10:27:48 AM |
asset-professor | $100.00 | 10/16/2012 10:27:58 AM |
fascinating-money236 | $25.00 | 10/16/2012 10:38:52 AM |
joyous-peace443 | $25.00 | 10/16/2012 10:36:29 AM |
glroark | $50.00 | 10/16/2012 11:04:41 AM |
thrifty-capital | $25.00 | 10/16/2012 10:45:48 AM |
promise2 | $25.00 | 10/16/2012 10:46:15 AM |
worthy-bid8 | $400.00 | 10/16/2012 11:08:37 AM |
social-cocktail1 | $200.00 | 10/16/2012 10:51:30 AM |
handshake5 | $83.00 | 10/16/2012 11:00:07 AM |
Dubbs360 | $200.00 | 10/16/2012 11:48:06 AM |
alexander-hamilton | $50.00 | 10/16/2012 10:57:17 AM |
pembull | $25.00 | 10/16/2012 12:01:34 PM |
NobisEst | $30.00 | 10/16/2012 11:05:39 AM |
coin-magnitude | $25.00 | 10/16/2012 12:48:54 PM |
open-minded-p2p1 | $25.00 | 10/16/2012 11:02:52 AM |
Investor_DP | $200.00 | 10/16/2012 11:13:21 AM |
nex | $25.00 | 10/16/2012 11:15:22 AM |
KileNSmyth4 | $30.12 | 10/16/2012 12:20:06 PM |
decisive-income7 | $245.87 | 10/16/2012 1:16:52 PM |
tomdooley12520 | $35.00 | 10/16/2012 1:07:09 PM |
scoobiedoo | $25.01 | 10/16/2012 9:08:40 AM |
vutah | $45.00 | 10/16/2012 9:01:13 AM |
handy-justice | $50.00 | 10/16/2012 9:06:49 AM |
the-credit-maker | $100.00 | 10/16/2012 9:14:47 AM |
principal-cooker2 | $50.00 | 10/16/2012 9:16:46 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:24 AM |
trade-goblin9 | $50.00 | 10/16/2012 9:20:38 AM |
deal-galleon | $25.00 | 10/16/2012 9:34:27 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:51 AM |
rvfbroker | $25.00 | 10/16/2012 9:39:07 AM |
money-surge1 | $25.00 | 10/16/2012 9:44:04 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:51 AM |
toblerone | $25.00 | 10/16/2012 9:54:03 AM |
etraboulay | $50.00 | 10/16/2012 10:03:19 AM |
kulender | $100.00 | 10/16/2012 10:06:19 AM |
nimble-revenue5 | $66.00 | 10/16/2012 10:12:37 AM |
power-chihuahua | $25.00 | 10/16/2012 10:38:31 AM |
musegaze | $50.00 | 10/16/2012 10:39:14 AM |
affluence-tycoon | $25.00 | 10/16/2012 10:20:34 AM |
Jalebi | $50.00 | 10/16/2012 10:30:31 AM |
BankofRon_IRA | $100.00 | 10/16/2012 10:50:54 AM |
economy-shrubbery6 | $25.00 | 10/16/2012 10:34:00 AM |
52digital | $47.00 | 10/16/2012 10:59:25 AM |
versatile-dime442 | $44.00 | 10/16/2012 10:41:16 AM |
euro-speaker8 | $250.00 | 10/16/2012 10:43:25 AM |
Iamthewalrus | $25.00 | 10/16/2012 10:51:22 AM |
first-serene-credit | $25.00 | 10/16/2012 10:54:23 AM |
bid-czar8 | $66.00 | 10/16/2012 11:01:46 AM |
CA-Lender | $25.00 | 10/16/2012 11:03:53 AM |
worlds-best-benjamins | $30.00 | 10/16/2012 12:16:28 PM |
dollardave | $50.00 | 10/16/2012 11:19:39 AM |
greenback-magma1 | $128.00 | 10/16/2012 11:15:44 AM |
orangetrust | $100.00 | 10/16/2012 12:48:42 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
654583
This series of Notes was issued and sold upon the funding of the borrower loan #76505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $104.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
Amount delinquent:
| $2,405 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,124 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| rapid-agreement0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...pay for my wedding and pay off a couple loans.
My financial situation:
I am a good candidate for this loan because...I have direct deposit and I am now on permanent disability with social security and Dearborn National.
Monthly net income: $3600
Monthly expenses: $300
Housing: $1125
Insurance: $0
Car expenses: $0
Utilities: $300
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
etraboulay | $50.00 | 10/15/2012 5:08:41 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 5:08:47 PM |
reward-walnut | $25.00 | 10/15/2012 5:10:20 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:42 PM |
speedy-peso1 | $100.00 | 10/15/2012 5:23:05 PM |
power-chihuahua | $25.00 | 10/15/2012 5:32:50 PM |
alexander-hamilton | $50.00 | 10/15/2012 5:58:57 PM |
speedy-point | $25.00 | 10/15/2012 5:59:56 PM |
the-credit-maker | $100.00 | 10/15/2012 5:58:43 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:50 PM |
NorthernFunds | $50.00 | 10/15/2012 6:06:51 PM |
vibraphone3 | $25.00 | 10/15/2012 7:02:28 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:45 PM |
best-listing-toro | $25.00 | 10/15/2012 6:42:31 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:29 PM |
_wally_ | $25.00 | 10/15/2012 10:29:48 PM |
well-rounded-payout0 | $50.00 | 10/15/2012 7:09:37 PM |
Investor_DP | $200.00 | 10/15/2012 7:11:56 PM |
helpingyou1 | $29.23 | 10/15/2012 11:56:02 PM |
roux | $25.00 | 10/15/2012 7:22:41 PM |
JandJ-Bank | $25.00 | 10/16/2012 4:30:50 AM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:59 PM |
gold-missile6 | $25.00 | 10/16/2012 7:11:53 AM |
abundant-power | $50.00 | 10/16/2012 6:33:13 AM |
quirky1981 | $25.00 | 10/16/2012 6:38:28 AM |
bountiful-justice4 | $25.00 | 10/16/2012 7:05:06 AM |
order-souffle | $25.00 | 10/16/2012 6:52:57 AM |
hope-candy1 | $50.00 | 10/16/2012 7:38:41 AM |
SummitAdvisors | $22.72 | 10/16/2012 7:57:25 AM |
BankofRon_IRA | $100.00 | 10/15/2012 5:24:43 PM |
mschoenf | $100.00 | 10/15/2012 5:18:57 PM |
trimwork99 | $25.00 | 10/15/2012 5:43:41 PM |
52digital | $75.00 | 10/15/2012 5:22:55 PM |
zipemdown | $25.00 | 10/15/2012 5:57:19 PM |
Jalebi | $50.00 | 10/15/2012 6:28:45 PM |
108-IRA | $50.00 | 10/15/2012 6:34:45 PM |
economy-shrubbery6 | $25.00 | 10/15/2012 6:39:35 PM |
professional-vigilance9 | $58.00 | 10/15/2012 6:41:50 PM |
kind-magnificent-bid | $49.00 | 10/15/2012 6:47:16 PM |
mrxtravis | $25.00 | 10/15/2012 7:25:58 PM |
nakanu | $25.00 | 10/15/2012 7:27:13 PM |
rapid-liberty3 | $25.00 | 10/16/2012 6:02:49 AM |
transaction-puppy6 | $25.00 | 10/15/2012 9:14:06 PM |
debt_helper | $25.00 | 10/16/2012 7:11:31 AM |
d2vid | $100.00 | 10/16/2012 2:27:55 AM |
yield-hut | $25.00 | 10/16/2012 5:32:43 AM |
nalaari | $35.00 | 10/16/2012 5:47:28 AM |
chitownguy27 | $31.05 | 10/16/2012 6:26:16 AM |
banker34 | $25.00 | 10/16/2012 7:06:40 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
654655
This series of Notes was issued and sold upon the funding of the borrower loan #76146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 21.72% |
Borrower rate/APR:
| 22.72% / 26.53% |
Monthly payment:
| $578.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.00% | | |
| |
Estimated return*:
| 10.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 25y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,667 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-terrific-loyalty |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 19 ( 90% )
| 680-699 (Latest)
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 2
( 10% )
| 660-679
(Jan-2012)
720-739
(Sep-2011)
760-779
(Jan-2011)
|
Principal balance:
| $2,820.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
I intend to use $3,000 of the proceeds of this loan to pay taxes and the remainder to consolidate some outstanding loans into a single reduced monthly payment.
My financial situation:
My financial situation is very solid. I have been employed with ATK for 25 years and my income has always supported timely payment of all of my financial obligations.
I am a good candidate for this loan because...
As my credit history demonstrates, I have always taken my credit worthiness and financial obligations very seriously and have never been delinquent with a payment in my entire life.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $25.00 | 10/15/2012 5:03:08 PM |
benjaminsky | $25.00 | 10/16/2012 4:00:47 AM |
felicity-contributor3 | $35.00 | 10/15/2012 5:02:36 PM |
pdub | $750.00 | 10/15/2012 5:04:17 PM |
FinanceEngine | $60.00 | 10/15/2012 5:05:27 PM |
green-trade-dolphin | $50.89 | 10/15/2012 5:01:21 PM |
trumpeter5 | $25.00 | 10/15/2012 5:02:17 PM |
spark548 | $100.00 | 10/15/2012 5:08:14 PM |
Caine1974 | $89.00 | 10/15/2012 5:08:55 PM |
etraboulay | $50.00 | 10/15/2012 5:08:41 PM |
special-dinero553 | $25.00 | 10/15/2012 5:16:07 PM |
marketplace-singularity3 | $75.00 | 10/15/2012 5:16:55 PM |
vutah | $35.00 | 10/15/2012 5:07:04 PM |
moola-flag4 | $25.00 | 10/15/2012 5:19:30 PM |
LeReve | $500.00 | 10/15/2012 5:27:36 PM |
integrity-web | $25.00 | 10/15/2012 5:33:48 PM |
silver-trident5 | $500.00 | 10/15/2012 5:50:01 PM |
global-invest-group | $25.00 | 10/15/2012 5:26:57 PM |
bright-idea11 | $25.00 | 10/15/2012 5:53:49 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:34 PM |
Banker2OO7 | $75.00 | 10/15/2012 5:28:08 PM |
compounding21 | $25.00 | 10/15/2012 5:41:53 PM |
thoughtful-peso78 | $25.00 | 10/15/2012 5:50:17 PM |
chicagobanker | $50.00 | 10/15/2012 5:51:08 PM |
worldly-gold | $35.00 | 10/15/2012 5:51:23 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:31 PM |
Feyenoord | $30.00 | 10/15/2012 6:05:03 PM |
justreturns | $25.00 | 10/15/2012 6:43:38 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:20:59 PM |
dukeiyer | $25.00 | 10/15/2012 6:27:40 PM |
spry-hope4 | $200.00 | 10/15/2012 6:30:46 PM |
Jalebi | $50.00 | 10/15/2012 6:28:45 PM |
dollar-idol7 | $34.00 | 10/15/2012 6:33:21 PM |
well-rounded-dinero | $25.00 | 10/15/2012 6:37:54 PM |
scholarly-order6 | $30.00 | 10/15/2012 6:42:01 PM |
finder61 | $25.00 | 10/15/2012 8:39:00 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:58:59 PM |
kind-durability-battalion | $55.29 | 10/15/2012 8:59:59 PM |
Cotter | $50.00 | 10/15/2012 9:23:27 PM |
FrugalForLife2 | $25.00 | 10/15/2012 6:52:28 PM |
Astyanax | $30.00 | 10/15/2012 10:25:48 PM |
thrifty-capital | $25.00 | 10/15/2012 7:07:51 PM |
liberty-tostada7 | $25.00 | 10/15/2012 6:56:50 PM |
respectful-dough429 | $25.00 | 10/15/2012 7:21:53 PM |
ideomorph | $25.00 | 10/15/2012 7:27:08 PM |
missoula | $25.00 | 10/15/2012 7:34:32 PM |
social-comet7 | $25.00 | 10/16/2012 4:15:29 AM |
LoanerPrincipal | $25.00 | 10/15/2012 7:36:09 PM |
Ambassador | $35.00 | 10/16/2012 4:40:58 AM |
Dubbs360 | $200.00 | 10/15/2012 7:29:45 PM |
DreDub | $25.00 | 10/16/2012 5:27:02 AM |
benefit-persimmon6 | $100.00 | 10/15/2012 8:03:53 PM |
velocity-winner | $25.00 | 10/15/2012 8:22:37 PM |
vines99 | $50.00 | 10/15/2012 9:17:03 PM |
selector23 | $100.00 | 10/16/2012 6:21:58 AM |
Codextreme07 | $50.00 | 10/15/2012 9:35:42 PM |
amlu1988 | $25.00 | 10/15/2012 9:45:09 PM |
mad-scientist0 | $25.00 | 10/16/2012 7:02:10 AM |
6515Wheat | $25.00 | 10/16/2012 2:49:24 AM |
mikeandcat | $266.35 | 10/16/2012 4:27:39 AM |
courteous-note1 | $25.00 | 10/16/2012 5:24:54 AM |
Asgardian | $25.00 | 10/16/2012 5:31:14 AM |
desertoasis | $25.00 | 10/16/2012 5:38:27 AM |
marketplace-flan9 | $47.94 | 10/16/2012 8:21:19 AM |
compatible-deal9 | $50.00 | 10/16/2012 8:38:57 AM |
168RichCapital | $25.10 | 10/16/2012 6:21:46 AM |
LuckyMacFunding | $25.00 | 10/16/2012 6:31:40 AM |
cgoca | $25.00 | 10/16/2012 6:47:53 AM |
Suit | $40.53 | 10/16/2012 6:55:46 AM |
Military_Money_Wise | $25.00 | 10/16/2012 9:03:37 AM |
investment-comet | $25.00 | 10/16/2012 7:03:26 AM |
tolerant-currency6 | $25.00 | 10/16/2012 7:07:17 AM |
quest0 | $50.00 | 10/16/2012 7:09:59 AM |
gold-missile6 | $25.00 | 10/16/2012 7:11:53 AM |
helpinghand63 | $25.00 | 10/16/2012 9:04:47 AM |
hope-candy1 | $50.00 | 10/16/2012 7:31:53 AM |
deal-banker | $65.00 | 10/16/2012 7:46:54 AM |
DiligentiaLLC | $100.00 | 10/16/2012 7:37:09 AM |
brightest-organized-balance | $25.00 | 10/16/2012 7:39:20 AM |
asset-upholder2 | $25.00 | 10/16/2012 7:53:48 AM |
sgt-schultz | $30.00 | 10/16/2012 8:27:10 AM |
rine354 | $100.00 | 10/16/2012 8:49:18 AM |
independent-dollar | $25.00 | 10/16/2012 9:20:00 AM |
larslfe | $25.00 | 10/16/2012 9:03:40 AM |
wonderous-truth6 | $25.00 | 10/16/2012 9:04:04 AM |
payout-achievement | $50.00 | 10/16/2012 9:21:54 AM |
USMC0311 | $25.00 | 10/16/2012 9:04:52 AM |
Tylerh | $250.00 | 10/16/2012 9:27:33 AM |
harmonious-contract5 | $25.00 | 10/16/2012 9:07:20 AM |
cash-reaction2 | $25.00 | 10/16/2012 9:07:57 AM |
silver-enlightenment0 | $25.00 | 10/16/2012 9:08:52 AM |
GGreg799 | $25.00 | 10/16/2012 9:13:34 AM |
BGILlender | $25.00 | 10/16/2012 9:14:39 AM |
Toby1montana | $50.00 | 10/16/2012 9:17:00 AM |
worldly-community3 | $50.00 | 10/16/2012 9:39:35 AM |
top-gold-library | $25.00 | 10/16/2012 9:18:42 AM |
gold-web4 | $25.00 | 10/16/2012 9:42:15 AM |
wizard750 | $28.00 | 10/16/2012 9:42:37 AM |
fighter122 | $25.00 | 10/16/2012 9:23:12 AM |
genius520 | $100.00 | 10/16/2012 9:27:29 AM |
AAAInvestments | $25.00 | 10/16/2012 9:26:57 AM |
rupee-tuba | $25.00 | 10/16/2012 9:48:12 AM |
deal-pinnacle7 | $25.00 | 10/16/2012 9:32:26 AM |
banchan | $37.00 | 10/16/2012 9:49:19 AM |
brightest-affluence-motivator | $50.00 | 10/16/2012 9:33:30 AM |
MADAOO7 | $50.00 | 10/16/2012 9:33:58 AM |
panther757 | $25.00 | 10/16/2012 9:35:50 AM |
berniemadeoff | $50.00 | 10/16/2012 9:50:57 AM |
money-baron-Roth401k | $25.00 | 10/16/2012 9:37:07 AM |
hard-working-loot | $50.00 | 10/16/2012 9:52:52 AM |
green-transaction-charmer | $25.00 | 10/16/2012 9:37:27 AM |
abundant-power | $25.00 | 10/16/2012 9:55:47 AM |
IntrepidInvestment | $50.00 | 10/16/2012 9:38:17 AM |
successful-agreement7 | $100.00 | 10/16/2012 9:38:36 AM |
enticing-capital6 | $50.00 | 10/16/2012 9:41:22 AM |
nowits10 | $25.00 | 10/16/2012 9:43:46 AM |
KarlMarx | $25.00 | 10/16/2012 10:01:13 AM |
money-surge1 | $25.00 | 10/16/2012 9:44:03 AM |
jamiee73 | $25.00 | 10/16/2012 9:48:02 AM |
debt-force | $25.00 | 10/16/2012 9:50:11 AM |
zone8 | $100.00 | 10/16/2012 9:52:32 AM |
economy-lotus | $50.00 | 10/16/2012 9:53:04 AM |
jazzlender | $25.00 | 10/16/2012 9:53:51 AM |
docdekay | $50.00 | 10/16/2012 9:55:59 AM |
Canidae | $25.00 | 10/16/2012 9:57:50 AM |
EthanColeInvestingGroup | $25.00 | 10/16/2012 9:58:56 AM |
1randyp | $25.00 | 10/16/2012 9:59:52 AM |
lean-dedication | $25.00 | 10/16/2012 9:59:53 AM |
greenback-investor7 | $35.00 | 10/16/2012 10:01:08 AM |
adventurer447 | $197.56 | 10/16/2012 10:03:47 AM |
credit-missile | $125.00 | 10/15/2012 5:02:58 PM |
LittleMingo | $30.00 | 10/15/2012 5:15:34 PM |
handy-justice | $50.00 | 10/15/2012 5:04:42 PM |
janeybooboo | $150.00 | 10/15/2012 5:06:17 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:39 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:46 PM |
majestic-note6 | $200.00 | 10/15/2012 5:23:51 PM |
mschoenf | $100.00 | 10/15/2012 5:18:36 PM |
klippies | $25.00 | 10/15/2012 5:26:40 PM |
52digital | $75.00 | 10/15/2012 5:22:55 PM |
shaps | $50.00 | 10/15/2012 5:22:35 PM |
spirit07a | $100.00 | 10/15/2012 5:22:42 PM |
C2Banking | $25.00 | 10/15/2012 5:47:27 PM |
community-burrito9 | $25.00 | 10/15/2012 5:24:51 PM |
DasMula | $50.00 | 10/15/2012 5:26:16 PM |
trade-goblin9 | $50.00 | 10/15/2012 5:35:08 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:45 PM |
zipemdown | $25.00 | 10/15/2012 5:57:19 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:14 PM |
the-silver-blaster | $50.00 | 10/15/2012 5:51:10 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:55 PM |
open-minded-p2p1 | $25.00 | 10/15/2012 6:19:40 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:51 PM |
WalnutCreekguy | $38.00 | 10/15/2012 6:00:35 PM |
profit-powerplant | $25.00 | 10/15/2012 6:02:29 PM |
the-brilliant-currency | $25.00 | 10/15/2012 6:02:56 PM |
vigorous-market5 | $200.00 | 10/15/2012 6:16:59 PM |
pound-mushroom3 | $25.00 | 10/15/2012 6:23:05 PM |
loyalty-performer2 | $25.00 | 10/15/2012 6:29:10 PM |
Win_With_P2P | $30.00 | 10/15/2012 6:58:47 PM |
RGlad | $65.00 | 10/15/2012 6:27:55 PM |
netg | $75.00 | 10/15/2012 6:28:14 PM |
Peleadona | $25.00 | 10/15/2012 7:13:48 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:52 PM |
restless-fund5 | $25.00 | 10/15/2012 6:45:17 PM |
kind-durability-battalion | $50.00 | 10/15/2012 9:11:38 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:29 PM |
leverage-ectasy | $50.00 | 10/15/2012 10:39:26 PM |
SLN-10 | $75.00 | 10/15/2012 7:01:27 PM |
sustainable-lender | $25.00 | 10/15/2012 6:56:37 PM |
Investor_DP | $200.00 | 10/15/2012 7:11:56 PM |
proud-gold9 | $25.00 | 10/15/2012 7:20:47 PM |
melodious-openness | $200.00 | 10/15/2012 7:05:37 PM |
credit-prodigy4 | $40.00 | 10/16/2012 3:28:33 AM |
klend4 | $25.00 | 10/16/2012 3:43:35 AM |
julijask | $25.00 | 10/15/2012 7:30:12 PM |
JandJ-Bank | $25.00 | 10/16/2012 4:30:51 AM |
Mikale360 | $25.00 | 10/16/2012 5:13:33 AM |
Dont_Worry_Be_Happy | $25.00 | 10/16/2012 5:22:43 AM |
jscope | $25.00 | 10/15/2012 7:47:38 PM |
diversification-cycle4 | $50.00 | 10/15/2012 8:58:38 PM |
Alfred_Omega | $25.00 | 10/15/2012 9:12:38 PM |
chererat | $25.00 | 10/16/2012 6:15:12 AM |
cozy-principal883 | $49.28 | 10/16/2012 6:34:17 AM |
Codextreme07 | $75.00 | 10/15/2012 9:41:08 PM |
knee_caps | $25.00 | 10/15/2012 9:56:09 PM |
top-fund-explosion | $25.00 | 10/15/2012 10:30:46 PM |
FarmersBank | $42.87 | 10/16/2012 7:03:31 AM |
MasterTech33 | $43.83 | 10/16/2012 4:03:41 AM |
d2vid | $115.32 | 10/16/2012 2:29:28 AM |
slowgains | $25.00 | 10/16/2012 7:21:12 AM |
geophreigh | $61.95 | 10/16/2012 3:16:58 AM |
trustworthy-money2 | $25.00 | 10/16/2012 4:43:52 AM |
worth-quark7 | $25.00 | 10/16/2012 7:27:53 AM |
nourishing-order8 | $25.00 | 10/16/2012 5:25:07 AM |
intrepid-compassion29 | $25.00 | 10/16/2012 7:43:39 AM |
SouthernRemarketing | $25.00 | 10/16/2012 8:02:35 AM |
the-profit-oracle | $25.00 | 10/16/2012 5:46:48 AM |
easylivin | $25.00 | 10/16/2012 8:19:05 AM |
melodious-capital3 | $27.24 | 10/16/2012 8:35:41 AM |
duty-monger | $50.00 | 10/16/2012 8:43:44 AM |
wxman12 | $25.00 | 10/16/2012 6:32:32 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:50 AM |
Silverling6 | $30.00 | 10/16/2012 6:30:12 AM |
Detour11 | $25.00 | 10/16/2012 6:31:44 AM |
social-heart | $25.00 | 10/16/2012 9:00:59 AM |
fortytwo | $150.00 | 10/16/2012 9:02:18 AM |
mikbos | $25.00 | 10/16/2012 9:02:24 AM |
payout-thinker7 | $25.00 | 10/16/2012 6:49:52 AM |
EEasyMoney | $25.00 | 10/16/2012 7:09:40 AM |
Better-Returns | $29.25 | 10/16/2012 7:18:16 AM |
triumphant-point5 | $50.00 | 10/16/2012 7:27:28 AM |
principal-laser | $59.17 | 10/16/2012 7:59:40 AM |
SecondChanceLendingSERV | $27.22 | 10/16/2012 7:58:12 AM |
CMJ-Partners | $100.00 | 10/16/2012 9:10:05 AM |
the-healthy-commitment | $25.00 | 10/16/2012 9:14:07 AM |
hopethisworks | $25.00 | 10/16/2012 9:00:41 AM |
quantum_leap | $25.29 | 10/16/2012 8:59:29 AM |
Sibelius2 | $25.00 | 10/16/2012 9:01:12 AM |
friendly-gold | $25.00 | 10/16/2012 9:02:30 AM |
newest-currency-vibrato | $25.00 | 10/16/2012 9:02:44 AM |
Hutpit | $75.00 | 10/16/2012 9:21:28 AM |
income-triangulation1 | $25.00 | 10/16/2012 9:04:33 AM |
melodious-fairness | $50.00 | 10/16/2012 9:28:22 AM |
Cat_in_the_Hat | $25.00 | 10/16/2012 9:28:55 AM |
cablenews | $100.00 | 10/16/2012 9:07:34 AM |
Miklot | $30.00 | 10/16/2012 9:07:46 AM |
ITExec | $100.00 | 10/16/2012 9:32:47 AM |
rakstar | $25.00 | 10/16/2012 9:09:07 AM |
top-historic-peso | $25.00 | 10/16/2012 9:34:54 AM |
NewPairOfShoes | $25.00 | 10/16/2012 9:34:57 AM |
jivory | $25.00 | 10/16/2012 9:35:33 AM |
yield-trader | $25.00 | 10/16/2012 9:11:41 AM |
productive-ore | $25.00 | 10/16/2012 9:36:15 AM |
principal-cooker2 | $50.00 | 10/16/2012 9:16:45 AM |
iLend-weGrow | $50.00 | 10/16/2012 9:38:11 AM |
jiggaman7 | $100.00 | 10/16/2012 9:19:18 AM |
tornandfrayed | $25.00 | 10/16/2012 9:20:05 AM |
unforgettable-wealth4 | $50.00 | 10/16/2012 9:20:23 AM |
genelinist | $600.00 | 10/16/2012 9:22:29 AM |
SeaDevil | $25.00 | 10/16/2012 9:24:48 AM |
trajectory8 | $25.00 | 10/16/2012 9:26:35 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:48 AM |
a-truth-upholder | $25.00 | 10/16/2012 9:25:48 AM |
statuesque-affluence058 | $25.00 | 10/16/2012 9:46:02 AM |
wildanne | $35.00 | 10/16/2012 9:28:49 AM |
rapid-credit428 | $25.00 | 10/16/2012 9:31:15 AM |
authoritative-platinum7 | $50.00 | 10/16/2012 9:31:36 AM |
engrossing-responsibility0 | $50.00 | 10/16/2012 9:49:28 AM |
money51282 | $100.00 | 10/16/2012 9:49:33 AM |
knowledgeable-silver6 | $25.00 | 10/16/2012 9:34:42 AM |
upright-revenue7 | $25.00 | 10/16/2012 9:51:02 AM |
elegant-hope578 | $50.00 | 10/16/2012 9:36:35 AM |
rhin0cerx | $50.00 | 10/16/2012 9:38:31 AM |
economy-producer | $25.00 | 10/16/2012 9:38:33 AM |
thehousewife | $25.00 | 10/16/2012 9:39:01 AM |
rvfbroker | $25.00 | 10/16/2012 9:39:07 AM |
lean-dedication | $25.00 | 10/16/2012 9:57:49 AM |
sturdy-economy173 | $75.00 | 10/16/2012 9:40:01 AM |
Ballybay | $100.00 | 10/16/2012 9:41:15 AM |
shrewd-peace7 | $25.00 | 10/16/2012 10:00:09 AM |
87Marc | $25.00 | 10/16/2012 9:45:15 AM |
rutzebach1 | $101.36 | 10/16/2012 10:03:11 AM |
micko | $25.00 | 10/16/2012 9:45:44 AM |
tremendous-payment | $25.00 | 10/16/2012 9:50:06 AM |
Freedom_Lending | $28.92 | 10/16/2012 9:51:13 AM |
nodrivelpls | $25.00 | 10/16/2012 9:51:34 AM |
prudent-hope7 | $25.00 | 10/16/2012 9:52:39 AM |
finance-prescription | $100.00 | 10/16/2012 9:57:04 AM |
benwalla | $25.00 | 10/16/2012 9:59:00 AM |
loan-fate | $50.00 | 10/16/2012 10:00:28 AM |
csa_101824 | $25.00 | 10/16/2012 10:00:31 AM |
ore-healer6 | $100.00 | 10/16/2012 10:02:17 AM |
lean-dedication | $25.00 | 10/16/2012 10:02:35 AM |
274 Investments
|
Borrower Payment Dependent Notes Series
654689
This series of Notes was issued and sold upon the funding of the borrower loan #76517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $120.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $444 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| genuine-return141 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
one-midas | $25.00 | 10/16/2012 5:03:41 PM |
phenomenal-rate1 | $500.00 | 10/16/2012 5:06:27 PM |
Elefunt | $25.00 | 10/16/2012 5:17:12 PM |
thrilling-fund427 | $50.00 | 10/16/2012 5:08:15 PM |
money-bauble | $32.00 | 10/16/2012 5:08:21 PM |
Bob450 | $25.00 | 10/16/2012 5:12:51 PM |
DasMula | $25.00 | 10/16/2012 5:13:22 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:07 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:22 PM |
selector568 | $300.00 | 10/16/2012 5:09:34 PM |
soarmore | $25.00 | 10/16/2012 5:12:48 PM |
asset-professor | $100.00 | 10/16/2012 5:13:40 PM |
superb-funds335 | $25.00 | 10/16/2012 5:14:52 PM |
careful-vigilance4 | $25.00 | 10/16/2012 5:06:59 PM |
zipemdown | $25.00 | 10/16/2012 5:07:48 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:57 PM |
tolerant-responsibility051 | $2,500.00 | 10/16/2012 5:16:29 PM |
speedy-peso1 | $100.00 | 10/16/2012 5:20:57 PM |
charming-exchange7 | $25.00 | 10/16/2012 5:18:38 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
654701
This series of Notes was issued and sold upon the funding of the borrower loan #76326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $8,211 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| enthralling-return896 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 10/16/2012 5:08:00 PM |
historic-value7 | $100.00 | 10/16/2012 5:06:34 PM |
euro-speaker8 | $125.00 | 10/16/2012 5:22:41 PM |
worth-blanket2 | $3,600.00 | 10/16/2012 5:05:52 PM |
asset-professor | $100.00 | 10/16/2012 5:13:40 PM |
charming-exchange7 | $25.00 | 10/16/2012 5:18:38 PM |
BankofRon | $25.00 | 10/16/2012 5:21:34 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
654781
This series of Notes was issued and sold upon the funding of the borrower loan #76468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $111.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 4% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 35y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $48 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| excellent-p2p5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used for brick pointing and flagstone repair (grouting)
My financial situation:
I am a good candidate for this loan because I pay my bills on time and above what it requested
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
oracle3 | $50.00 | 10/15/2012 5:05:48 PM |
FortuneFundII | $200.00 | 10/15/2012 5:10:15 PM |
LoanerPrincipal | $25.00 | 10/15/2012 5:08:36 PM |
flo_rida | $100.00 | 10/15/2012 5:21:39 PM |
repayment-chihuahua3 | $25.00 | 10/15/2012 5:52:58 PM |
obduro_1 | $25.00 | 10/15/2012 5:28:17 PM |
etraboulay | $50.00 | 10/15/2012 6:31:47 PM |
Perdita_II | $25.00 | 10/15/2012 6:12:56 PM |
CreditBuilder2 | $25.01 | 10/15/2012 6:16:42 PM |
gravbox | $25.00 | 10/15/2012 6:19:10 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:52 PM |
toblerone | $25.00 | 10/15/2012 6:37:51 PM |
Theodon | $25.00 | 10/16/2012 3:48:02 AM |
Darts | $50.00 | 10/15/2012 11:02:02 PM |
Aquafina24Ounce | $25.00 | 10/16/2012 5:34:52 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:21 AM |
Sanford-N-Sons | $25.00 | 10/16/2012 9:19:09 AM |
friendinmoney | $30.00 | 10/16/2012 9:37:16 AM |
banchan | $37.00 | 10/16/2012 9:49:19 AM |
bazaar-tulip | $25.00 | 10/16/2012 10:13:03 AM |
Investoman | $25.00 | 10/16/2012 10:40:53 AM |
Cai8899 | $25.00 | 10/16/2012 10:47:45 AM |
BidDaddyBigBucks | $100.00 | 10/16/2012 11:13:16 AM |
enthusiastic-p2ploan0 | $25.00 | 10/16/2012 12:35:49 PM |
blue-lively-platinum | $25.00 | 10/16/2012 11:14:00 AM |
Vegasjim | $25.00 | 10/16/2012 11:55:57 AM |
ace330 | $25.00 | 10/16/2012 12:44:35 PM |
a-restless-dollar | $30.00 | 10/16/2012 3:26:49 PM |
soarmore | $25.00 | 10/16/2012 5:12:22 PM |
100units | $200.00 | 10/16/2012 5:11:20 PM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:50 PM |
Marssoft | $47.20 | 10/17/2012 8:03:12 AM |
jwill2172 | $50.00 | 10/17/2012 6:59:18 AM |
Boiler7777 | $47.78 | 10/17/2012 7:06:41 AM |
buzzybee | $135.00 | 10/17/2012 4:45:06 AM |
Rulea72 | $25.00 | 10/17/2012 7:38:24 AM |
Recyclist | $25.00 | 10/17/2012 8:09:18 AM |
leverage-dolphin | $25.00 | 10/17/2012 9:09:52 AM |
elloboverde | $25.00 | 10/17/2012 4:21:14 PM |
exchange-colonel7 | $25.00 | 10/17/2012 4:53:00 PM |
contract-snowdome493 | $25.00 | 10/17/2012 11:38:07 AM |
excellent-loan8 | $25.00 | 10/17/2012 1:53:49 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:33 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:20 PM |
astute-benjamins | $150.00 | 10/17/2012 4:26:41 PM |
The_Lending_Expert | $25.00 | 10/17/2012 5:33:39 PM |
finance-coyote3 | $492.18 | 10/17/2012 7:02:35 PM |
mschoenf | $100.00 | 10/15/2012 5:17:25 PM |
KlotzLending | $25.00 | 10/15/2012 5:23:41 PM |
shrewd-deal | $50.00 | 10/15/2012 5:22:27 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:35 PM |
FortuneFund | $200.00 | 10/15/2012 5:51:31 PM |
indomitable-coin | $25.00 | 10/15/2012 6:02:16 PM |
intuitive-benefit3 | $100.00 | 10/15/2012 5:59:11 PM |
spartacusiam | $25.00 | 10/15/2012 6:02:19 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:31 PM |
Jalebi | $50.00 | 10/15/2012 6:28:47 PM |
nakanu | $25.00 | 10/15/2012 7:27:14 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:30 PM |
Dubbs360 | $200.00 | 10/15/2012 6:56:25 PM |
compassion-burrito | $25.00 | 10/16/2012 6:45:58 AM |
0_0 | $25.00 | 10/16/2012 9:00:38 AM |
PThor | $25.00 | 10/16/2012 7:13:23 AM |
powerful-return1 | $28.56 | 10/16/2012 7:20:25 AM |
Quiza12 | $100.00 | 10/16/2012 7:21:19 AM |
SBT | $25.00 | 10/16/2012 9:30:54 AM |
compoundinterest | $25.00 | 10/16/2012 10:34:05 AM |
first-serene-credit | $25.00 | 10/16/2012 10:42:58 AM |
Wordsmth | $25.00 | 10/16/2012 11:06:18 AM |
marwadi-62 | $200.00 | 10/16/2012 11:49:48 AM |
ore-dojo | $50.00 | 10/16/2012 12:25:44 PM |
orangetrust | $50.00 | 10/16/2012 12:50:02 PM |
leverage-monger | $25.00 | 10/16/2012 2:13:50 PM |
bankojerry | $25.00 | 10/16/2012 3:47:46 PM |
Munnie | $25.00 | 10/16/2012 4:57:48 PM |
RothySkynx | $25.00 | 10/16/2012 7:39:53 PM |
Leshan | $50.00 | 10/17/2012 6:51:24 AM |
glenium | $25.00 | 10/17/2012 3:33:48 AM |
Manvel | $25.00 | 10/17/2012 4:25:24 AM |
investment-comet | $25.00 | 10/17/2012 7:11:51 AM |
wam37 | $25.00 | 10/17/2012 8:03:37 AM |
kindness-lesson1 | $50.00 | 10/17/2012 9:25:57 AM |
transaction-puppy6 | $25.00 | 10/17/2012 10:54:21 AM |
treasure-bliss | $100.00 | 10/17/2012 11:11:14 AM |
GalileoBob | $25.00 | 10/17/2012 12:38:33 PM |
villagecoconut | $27.27 | 10/17/2012 11:48:57 AM |
NVSTRKOBALT | $25.00 | 10/17/2012 1:41:46 PM |
the-inspired-justice | $25.00 | 10/17/2012 1:44:09 PM |
cello1 | $25.00 | 10/17/2012 3:53:10 PM |
doopers | $25.00 | 10/17/2012 5:57:45 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
654805
This series of Notes was issued and sold upon the funding of the borrower loan #76381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-15-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,119 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequaled-social417 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800
Monthly expenses: $1600
Housing: $200
Insurance: $75
Car expenses: $150
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Budro | $29.00 | 10/15/2012 5:02:48 PM |
mschoenf | $100.00 | 10/15/2012 5:18:18 PM |
resolute-justice413 | $200.00 | 10/15/2012 5:14:55 PM |
shaps | $50.00 | 10/15/2012 5:22:31 PM |
cash-mad-scientist3 | $25.00 | 10/15/2012 5:23:02 PM |
nickel-ferret | $25.00 | 10/15/2012 5:19:41 PM |
benevolent-marketplace4 | $2,500.00 | 10/15/2012 5:24:14 PM |
Emgolda | $25.00 | 10/15/2012 5:20:27 PM |
gold-sushi | $25.00 | 10/15/2012 5:43:13 PM |
flo_rida | $100.00 | 10/15/2012 5:21:39 PM |
community-burrito9 | $25.00 | 10/15/2012 5:23:53 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:35 PM |
engaging-worth | $25.00 | 10/15/2012 5:54:11 PM |
keen-peace465 | $25.00 | 10/15/2012 5:30:10 PM |
thrifty-generosity222 | $50.00 | 10/15/2012 5:41:26 PM |
nycfinance | $25.00 | 10/15/2012 5:43:52 PM |
bright-idea11 | $25.00 | 10/15/2012 5:53:50 PM |
proper-exchange8 | $50.00 | 10/15/2012 5:54:26 PM |
extraordinary-return995 | $50.00 | 10/15/2012 6:10:09 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:51 PM |
financial-frenzy | $35.00 | 10/15/2012 6:17:22 PM |
strive2 | $25.00 | 10/15/2012 6:01:15 PM |
velocityasaurus-rex4 | $100.00 | 10/15/2012 6:31:23 PM |
vigorous-payment6 | $25.00 | 10/15/2012 6:04:36 PM |
bazaar-tulip | $25.00 | 10/15/2012 6:16:22 PM |
vigorous-market5 | $200.00 | 10/15/2012 6:55:10 PM |
bellaquito | $500.00 | 10/15/2012 6:57:18 PM |
fair-pound5 | $50.00 | 10/15/2012 6:33:16 PM |
etraboulay | $50.00 | 10/15/2012 6:31:47 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:53 PM |
BankofRon_IRA | $100.00 | 10/15/2012 6:35:11 PM |
luann199 | $25.00 | 10/15/2012 6:40:40 PM |
dukeiyer | $25.00 | 10/15/2012 7:41:53 PM |
velocity-solo | $25.00 | 10/15/2012 6:53:54 PM |
cogent | $50.00 | 10/15/2012 7:20:03 PM |
finance-relaxation3 | $25.00 | 10/15/2012 8:26:12 PM |
kind-durability-battalion | $50.00 | 10/15/2012 8:58:06 PM |
Codextreme07 | $100.00 | 10/15/2012 9:48:32 PM |
pdub | $250.00 | 10/15/2012 5:06:43 PM |
special-dinero553 | $25.00 | 10/15/2012 5:15:56 PM |
first-pragmatic-power | $25.00 | 10/15/2012 5:13:46 PM |
j2ee | $50.00 | 10/15/2012 5:07:45 PM |
peace-fixer8 | $25.00 | 10/15/2012 5:11:40 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:15 PM |
pierrelasvegas | $25.00 | 10/15/2012 5:16:20 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:16 PM |
zipemdown | $25.00 | 10/15/2012 5:57:21 PM |
Beld | $31.00 | 10/15/2012 5:51:26 PM |
note-proton0 | $25.00 | 10/15/2012 5:55:45 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:31 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:14 PM |
community-seahorse0 | $25.00 | 10/15/2012 5:55:10 PM |
speedy-point | $25.00 | 10/15/2012 5:59:56 PM |
Nil2008 | $100.00 | 10/15/2012 6:18:14 PM |
commerce-viking1 | $50.00 | 10/15/2012 5:57:56 PM |
structure9 | $25.00 | 10/15/2012 6:05:28 PM |
P2P_Investor | $495.00 | 10/15/2012 6:07:02 PM |
WalnutCreekguy | $50.00 | 10/15/2012 6:00:35 PM |
Gladglide | $25.00 | 10/15/2012 6:08:00 PM |
paxnj | $25.00 | 10/15/2012 6:40:12 PM |
restless-fund5 | $25.00 | 10/15/2012 6:45:17 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:30 PM |
Jalebi | $50.00 | 10/15/2012 6:28:47 PM |
BostonCapital | $100.00 | 10/15/2012 6:29:18 PM |
compounding21 | $25.00 | 10/15/2012 6:39:02 PM |
Maximum_Investment | $25.00 | 10/15/2012 8:48:52 PM |
Cotter | $50.00 | 10/15/2012 9:19:06 PM |
kfrench | $75.00 | 10/15/2012 7:00:08 PM |
finance-coyote3 | $580.00 | 10/15/2012 10:29:01 PM |
Dubbs360 | $200.00 | 10/15/2012 7:29:47 PM |
cash-toro7 | $25.00 | 10/15/2012 8:42:27 PM |
one-midas | $25.00 | 10/15/2012 8:47:19 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:59:00 PM |
leverage-galleon | $30.00 | 10/15/2012 9:40:19 PM |
AldiHoldings | $25.00 | 10/15/2012 10:08:03 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
654837
This series of Notes was issued and sold upon the funding of the borrower loan #76414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 14.64% |
Borrower rate/APR:
| 15.64% / 17.98% |
Monthly payment:
| $156.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.06% | | |
| |
Estimated return*:
| 10.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,614 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| durable-contract0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
740-759
(Mar-2011)
|
Principal balance:
| $2,306.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $99.00 | 10/16/2012 5:03:54 PM |
113121 | $25.00 | 10/16/2012 5:26:12 PM |
XP | $25.00 | 10/16/2012 5:03:22 PM |
soarmore | $25.00 | 10/16/2012 5:12:49 PM |
friedokra | $25.00 | 10/16/2012 5:04:21 PM |
janeybooboo | $150.00 | 10/16/2012 5:03:51 PM |
Milonguero | $100.00 | 10/16/2012 5:04:30 PM |
RGlad | $49.00 | 10/16/2012 5:04:47 PM |
MoneyForNothing | $25.25 | 10/16/2012 5:04:54 PM |
MichaelProsper | $40.00 | 10/16/2012 5:18:48 PM |
FinanceEngine | $65.00 | 10/16/2012 5:10:45 PM |
100units | $200.00 | 10/16/2012 5:11:23 PM |
Letsboogiedown | $50.00 | 10/16/2012 5:20:15 PM |
CreditBuilder2 | $25.01 | 10/16/2012 5:23:23 PM |
Arvicco | $400.00 | 10/16/2012 5:23:38 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:23 PM |
enriching-trade2 | $50.00 | 10/16/2012 5:21:45 PM |
KryptonWare-com | $25.00 | 10/16/2012 5:24:54 PM |
111TaxMan | $25.00 | 10/16/2012 5:47:14 PM |
Kessler | $26.00 | 10/16/2012 5:48:24 PM |
market-cougar3 | $50.00 | 10/16/2012 5:27:51 PM |
MI2 | $2,886.68 | 10/16/2012 6:24:46 PM |
trade-goblin9 | $25.00 | 10/16/2012 5:54:35 PM |
hitsman | $50.00 | 10/16/2012 5:57:02 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:04 PM |
blue-lively-platinum | $25.00 | 10/16/2012 5:49:00 PM |
Astyanax | $25.00 | 10/16/2012 6:10:15 PM |
Sanford-N-Sons | $25.00 | 10/16/2012 5:53:00 PM |
top-tender-moola | $25.00 | 10/16/2012 6:23:58 PM |
astute-benjamins | $150.00 | 10/16/2012 5:59:50 PM |
RGlad | $101.00 | 10/16/2012 5:02:56 PM |
Mountain-Lion-IRA1 | $25.00 | 10/16/2012 5:06:41 PM |
indomitable-coin | $25.00 | 10/16/2012 5:07:20 PM |
compoundinterest | $25.00 | 10/16/2012 5:07:30 PM |
calamango | $50.00 | 10/16/2012 5:08:06 PM |
sweety075 | $25.00 | 10/16/2012 5:05:49 PM |
FortuneFund | $200.00 | 10/16/2012 5:09:01 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:42 PM |
elephantparty | $50.00 | 10/16/2012 5:23:47 PM |
superb-funds335 | $25.00 | 10/16/2012 5:14:53 PM |
PThor | $25.00 | 10/16/2012 5:25:58 PM |
a-finance-director | $100.00 | 10/16/2012 5:15:30 PM |
Jalebi | $25.00 | 10/16/2012 5:31:24 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:23 PM |
LaGrangeLender | $60.00 | 10/16/2012 5:36:00 PM |
Focus-on-tommorow | $25.00 | 10/16/2012 5:41:26 PM |
community-burrito9 | $40.00 | 10/16/2012 5:20:00 PM |
patriot897 | $25.00 | 10/16/2012 5:48:34 PM |
intrepid-loot | $25.00 | 10/16/2012 5:53:17 PM |
suave-durability1 | $50.00 | 10/16/2012 5:54:12 PM |
oracle3 | $50.00 | 10/16/2012 5:37:57 PM |
FortuneFundII | $200.00 | 10/16/2012 6:03:23 PM |
spirit07a | $100.00 | 10/16/2012 5:44:33 PM |
AM2008 | $25.00 | 10/16/2012 5:46:09 PM |
gotjack-IRA | $25.03 | 10/16/2012 5:38:34 PM |
Obiwan_Kanobi | $25.03 | 10/16/2012 5:50:11 PM |
moola-accelerator6 | $50.00 | 10/16/2012 5:56:19 PM |
hidavehi | $33.00 | 10/16/2012 6:05:49 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
654859
This series of Notes was issued and sold upon the funding of the borrower loan #76634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,383 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| goal-affluence819 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term/Bridge
Purpose of loan:
This loan will be used to...help me balance out some bills and have needed dental work done.
My financial situation:
I am a good candidate for this loan because...I have always been employed since the day I could work and am responsible in paying my bills. My present credit worthiness was compromised by a divorce. I am hoping to improve my credit standing by borrowing money and paying it back as to prove my borrowing worthiness again so that I may be able to purchase a home in the near future.
Monthly net income: $3000.00
Monthly expenses: $1700.00
Housing: $800.00
Insurance: $142.00
Car expenses: $200.00
Utilities: $40.00
Phone, cable, internet: $60.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.04 | 10/16/2012 9:01:14 AM |
green-trade-dolphin | $25.03 | 10/16/2012 9:06:34 AM |
worthy-bid8 | $100.00 | 10/16/2012 9:37:30 AM |
hopeful_lender | $100.00 | 10/16/2012 10:15:22 AM |
bellaquito | $500.00 | 10/16/2012 12:10:28 PM |
Dubbs360 | $100.00 | 10/16/2012 11:55:37 AM |
let_me_retire | $45.00 | 10/16/2012 5:39:43 PM |
netg | $75.00 | 10/17/2012 8:20:05 AM |
courteous-platinum7 | $25.00 | 10/17/2012 5:39:14 AM |
greencat | $50.00 | 10/17/2012 7:23:32 AM |
dedication-capo7 | $38.00 | 10/17/2012 10:27:41 AM |
treasure-hunter270 | $25.00 | 10/18/2012 6:39:46 AM |
SkepticalBen | $25.00 | 10/18/2012 5:50:38 PM |
kindness-juniper275 | $27.49 | 10/18/2012 5:29:19 PM |
speedy-peso1 | $100.00 | 10/18/2012 6:01:48 PM |
AgentCash | $25.00 | 10/18/2012 6:06:18 PM |
DreisersFinancier | $50.00 | 10/18/2012 6:09:21 PM |
productive-note2 | $48.00 | 10/18/2012 6:10:05 PM |
best-listing-toro | $25.00 | 10/18/2012 6:14:49 PM |
copper | $44.44 | 10/18/2012 6:32:05 PM |
natural-affluence6 | $25.00 | 10/16/2012 5:02:31 PM |
the-credit-maker | $100.00 | 10/16/2012 9:14:48 AM |
handy-justice | $50.00 | 10/16/2012 9:13:04 AM |
Danjack_Capital | $25.00 | 10/16/2012 9:30:47 AM |
majestic-note6 | $150.00 | 10/16/2012 10:41:50 AM |
first-serene-credit | $25.00 | 10/16/2012 10:51:12 AM |
sweetsassymolassy | $25.00 | 10/16/2012 11:18:01 AM |
melodious-openness | $200.00 | 10/16/2012 4:01:45 PM |
bonus-seahorse | $25.00 | 10/16/2012 2:07:46 PM |
banker34 | $25.00 | 10/16/2012 4:14:00 PM |
Bob450 | $25.00 | 10/16/2012 5:32:17 PM |
ultimate-peace | $250.00 | 10/17/2012 9:29:40 AM |
Land_on_your_feet | $47.00 | 10/17/2012 6:32:58 AM |
tolerant-responsibility051 | $750.00 | 10/17/2012 11:57:03 AM |
EclipseDirect | $50.00 | 10/17/2012 2:34:37 PM |
I-Believe-In-You | $25.00 | 10/17/2012 7:24:29 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:26 AM |
superb-truth061 | $25.00 | 10/18/2012 10:56:47 AM |
payout-shrubbery7 | $100.00 | 10/18/2012 12:53:48 PM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:08:12 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:29 PM |
pure-pound7 | $75.00 | 10/18/2012 5:40:18 PM |
cp-family | $50.00 | 10/18/2012 5:51:57 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:55 PM |
HenryS | $30.00 | 10/18/2012 5:40:59 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:14 PM |
silver-enlightenment0 | $25.00 | 10/18/2012 6:08:27 PM |
principal-cooker2 | $50.00 | 10/18/2012 5:56:13 PM |
the-laudable-peso | $40.00 | 10/18/2012 5:53:09 PM |
svandgts | $25.00 | 10/18/2012 6:18:11 PM |
stock106 | $25.00 | 10/18/2012 6:18:30 PM |
rabbidlender | $25.00 | 10/18/2012 6:19:21 PM |
larslfe | $25.00 | 10/18/2012 5:58:40 PM |
orearella3 | $25.00 | 10/18/2012 6:06:45 PM |
javelin256 | $25.00 | 10/18/2012 6:21:53 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
654947
This series of Notes was issued and sold upon the funding of the borrower loan #76571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,703 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| well-mannered-duty058 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...pay off some credit cards
My financial situation: Bank of America
I am a good candidate for this loan because...
I am employed and will be able to repay the loan.
Monthly net income: $12000
Monthly expenses: $8000
Housing: $3000
Insurance: $125
Car expenses: $922
Utilities: $160
Phone, cable, internet: $209
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $20000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $1,000.00 | 10/17/2012 9:04:31 AM |
handy-justice | $50.00 | 10/17/2012 9:05:33 AM |
scholarly-order6 | $25.00 | 10/17/2012 9:46:36 AM |
greencat | $50.00 | 10/17/2012 3:55:39 PM |
Navy_Wife_Retired | $100.00 | 10/17/2012 7:13:47 PM |
bright-exchange | $25.00 | 10/17/2012 9:41:45 PM |
banker34 | $25.00 | 10/17/2012 5:55:39 PM |
vines99 | $25.00 | 10/17/2012 10:10:18 PM |
officer_moneyMaker | $30.19 | 10/17/2012 6:54:36 PM |
helping-out | $25.00 | 10/18/2012 5:21:24 AM |
judo150 | $250.00 | 10/18/2012 5:34:32 AM |
MissionMicroFinance | $25.00 | 10/17/2012 7:19:23 PM |
let_me_retire | $75.00 | 10/18/2012 4:10:17 AM |
interregnum | $34.70 | 10/18/2012 5:33:43 AM |
Plow_n_Sow | $25.00 | 10/18/2012 6:04:18 AM |
blue-unrelenting-rupee | $25.00 | 10/18/2012 8:05:05 AM |
attractive-fund | $50.00 | 10/18/2012 6:17:39 AM |
FirestormLending | $40.00 | 10/18/2012 8:50:34 AM |
STLRacer | $25.00 | 10/18/2012 6:43:29 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:36 AM |
Zion-CIF | $25.00 | 10/18/2012 6:25:00 AM |
treasure-hunter270 | $25.00 | 10/18/2012 6:37:27 AM |
bent300 | $25.00 | 10/18/2012 7:08:21 AM |
integrity-processor3 | $36.71 | 10/18/2012 8:19:25 AM |
compassion-paladin042 | $25.00 | 10/18/2012 8:39:45 AM |
CallMeDaddy | $50.00 | 10/18/2012 8:51:17 AM |
order-singularity430 | $100.00 | 10/18/2012 8:56:02 AM |
systematic-fairness | $25.00 | 10/18/2012 7:52:17 AM |
FerventOne | $26.10 | 10/18/2012 8:17:55 AM |
Suit | $84.68 | 10/18/2012 8:25:31 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:07:46 AM |
trade-goblin9 | $25.00 | 10/17/2012 9:17:59 AM |
Bob450 | $25.00 | 10/17/2012 9:10:02 AM |
vutah | $25.00 | 10/17/2012 9:45:01 AM |
CA-Lender | $25.00 | 10/17/2012 10:00:30 AM |
s_man1 | $25.00 | 10/17/2012 4:32:13 PM |
decisive-income7 | $250.00 | 10/17/2012 5:15:50 PM |
Codextreme07 | $50.00 | 10/17/2012 7:04:13 PM |
KB-IRA | $100.00 | 10/17/2012 7:20:54 PM |
majestic-note6 | $150.00 | 10/17/2012 5:27:15 PM |
LaGrangeLender | $25.00 | 10/18/2012 5:57:53 AM |
autobahn77 | $25.63 | 10/18/2012 6:08:08 AM |
Whatssofunnybout | $33.33 | 10/17/2012 8:01:24 PM |
prudent-bid3 | $25.00 | 10/18/2012 6:17:46 AM |
impala6464 | $43.99 | 10/17/2012 7:08:48 PM |
168RichCapital | $25.10 | 10/18/2012 6:47:12 AM |
jwesleym | $25.00 | 10/18/2012 12:33:20 AM |
cybercop45 | $25.00 | 10/18/2012 6:26:57 AM |
niq4soccer | $25.00 | 10/18/2012 6:29:43 AM |
generous-aloha2 | $40.00 | 10/18/2012 9:05:06 AM |
best-virtuous-return | $100.00 | 10/18/2012 6:13:17 AM |
attractive-fund | $50.00 | 10/18/2012 6:16:43 AM |
orchestra960 | $167.00 | 10/18/2012 9:12:18 AM |
NvestorDaily | $25.00 | 10/18/2012 7:39:43 AM |
neighborly-basis7 | $53.34 | 10/18/2012 8:44:33 AM |
wmf311 | $40.00 | 10/18/2012 9:00:41 AM |
unforgettable-market7 | $200.00 | 10/18/2012 7:33:33 AM |
dawn4380msn | $37.43 | 10/18/2012 9:06:33 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
654973
This series of Notes was issued and sold upon the funding of the borrower loan #76592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Oct-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 23.89% |
Borrower rate/APR:
| 24.89% / 27.46% |
Monthly payment:
| $263.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.06% | | |
| |
Estimated return*:
| 12.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,483 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-cash4 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $
Housing: $660.00
Insurance: $66.00
Car expenses: $330.
Utilities: $75.00
Phone, cable, internet: $130.00
Food, entertainment: $200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Brisket_Bob | $25.00 | 10/16/2012 6:09:49 AM |
best-bonafide-p2p | $25.00 | 10/15/2012 5:02:26 PM |
cr8on | $75.00 | 10/15/2012 5:05:16 PM |
tolerant-responsibility051 | $2,500.00 | 10/15/2012 5:01:52 PM |
Bob450 | $25.00 | 10/15/2012 5:03:36 PM |
pdub | $250.00 | 10/15/2012 5:06:44 PM |
phenomenal-rate1 | $500.00 | 10/15/2012 5:07:29 PM |
asset-portait013 | $100.00 | 10/15/2012 5:15:30 PM |
community-burrito9 | $45.00 | 10/15/2012 5:23:30 PM |
octoberfresh | $25.00 | 10/15/2012 5:27:16 PM |
Dubbs360 | $200.00 | 10/15/2012 5:15:23 PM |
52digital | $75.00 | 10/15/2012 5:22:56 PM |
well-mannered-income3 | $50.00 | 10/15/2012 5:44:59 PM |
kind-payment-viking3 | $100.00 | 10/15/2012 5:38:36 PM |
bob450-roth | $25.00 | 10/15/2012 6:03:49 PM |
consummate-affluence | $100.00 | 10/15/2012 6:05:52 PM |
money-bauble | $100.00 | 10/15/2012 6:18:34 PM |
gentle-generosity822 | $25.00 | 10/15/2012 5:58:51 PM |
persistent-dinero953 | $25.00 | 10/15/2012 6:33:54 PM |
reduce_US_govt_debt | $35.00 | 10/15/2012 6:13:45 PM |
networks4ever | $25.00 | 10/15/2012 6:23:20 PM |
Nil2008 | $100.00 | 10/15/2012 6:25:20 PM |
Jalebi | $50.00 | 10/15/2012 6:28:48 PM |
supreme-exchange547 | $25.00 | 10/15/2012 6:48:17 PM |
Scrooge_McDuck2 | $100.00 | 10/15/2012 7:09:54 PM |
Investor_DP | $200.00 | 10/15/2012 7:11:56 PM |
mikeandcat | $50.00 | 10/16/2012 4:35:12 AM |
desertoasis | $25.00 | 10/16/2012 5:38:27 AM |
selector23 | $50.00 | 10/16/2012 6:16:56 AM |
abundant-power | $50.00 | 10/16/2012 6:33:14 AM |
newest-phenomenal-dinero | $75.00 | 10/15/2012 11:09:51 PM |
rockhound84 | $25.00 | 10/16/2012 5:35:29 AM |
note-maker146 | $100.00 | 10/16/2012 8:47:50 AM |
Elefunt | $25.00 | 10/16/2012 9:06:13 AM |
Leshan | $50.00 | 10/16/2012 7:47:35 AM |
gold-sushi | $25.00 | 10/16/2012 9:14:43 AM |
blue-subtle-integrity | $40.00 | 10/16/2012 9:14:51 AM |
trajectory8 | $25.00 | 10/16/2012 9:26:35 AM |
careful-vigilance4 | $25.00 | 10/16/2012 9:45:49 AM |
spark548 | $100.00 | 10/16/2012 10:21:23 AM |
shrewd-peace7 | $25.00 | 10/16/2012 10:00:10 AM |
finagler | $25.00 | 10/16/2012 10:13:21 AM |
Wellman | $25.00 | 10/16/2012 10:13:39 AM |
saffron4 | $25.00 | 10/16/2012 10:14:17 AM |
orchestra960 | $127.00 | 10/16/2012 10:22:46 AM |
etraboulay | $50.00 | 10/15/2012 5:08:42 PM |
thrilling-fund427 | $50.00 | 10/15/2012 5:08:52 PM |
mschoenf | $100.00 | 10/15/2012 5:18:48 PM |
cash-mad-scientist3 | $25.00 | 10/15/2012 5:23:02 PM |
charming-exchange7 | $25.00 | 10/15/2012 5:27:45 PM |
selector568 | $300.00 | 10/15/2012 5:39:31 PM |
enchanted-note | $25.00 | 10/15/2012 5:49:04 PM |
bellaquito | $500.00 | 10/15/2012 5:49:30 PM |
durability-solstice8 | $50.00 | 10/15/2012 6:08:31 PM |
supreme-treasure8 | $100.00 | 10/15/2012 5:54:15 PM |
asset-professor | $100.00 | 10/15/2012 6:07:28 PM |
vivid-return426 | $25.00 | 10/15/2012 6:42:11 PM |
bewitching-dollar5 | $100.00 | 10/15/2012 6:44:20 PM |
pierrelasvegas | $25.00 | 10/15/2012 6:20:59 PM |
melodious-openness | $200.00 | 10/15/2012 6:56:52 PM |
paxnj | $25.00 | 10/15/2012 6:37:16 PM |
compounding21 | $25.00 | 10/15/2012 6:39:02 PM |
euro-speaker8 | $250.00 | 10/15/2012 6:46:31 PM |
AldiHoldings | $25.00 | 10/15/2012 10:13:24 PM |
draggon77 | $25.00 | 10/16/2012 4:03:18 AM |
LoanerPrincipal | $25.00 | 10/15/2012 7:36:10 PM |
power-mad-scientist | $25.00 | 10/15/2012 8:59:00 PM |
mindful-deal289 | $25.00 | 10/16/2012 6:47:13 AM |
6515Wheat | $25.00 | 10/16/2012 2:49:25 AM |
credit-adventurer313 | $25.00 | 10/16/2012 3:19:51 AM |
DreDub | $25.00 | 10/16/2012 5:27:02 AM |
yield-hut | $25.00 | 10/16/2012 5:32:43 AM |
jc33148 | $25.00 | 10/16/2012 5:51:25 AM |
duty-monger | $50.00 | 10/16/2012 8:36:29 AM |
chrisb1414 | $25.00 | 10/16/2012 6:18:11 AM |
investment-comet | $25.00 | 10/16/2012 7:05:06 AM |
DiligentiaLLC | $75.00 | 10/16/2012 7:38:54 AM |
buffalobills | $25.00 | 10/16/2012 7:23:38 AM |
compatible-deal9 | $25.00 | 10/16/2012 8:41:00 AM |
income-triangulation1 | $25.00 | 10/16/2012 8:43:26 AM |
newest-currency-vibrato | $25.00 | 10/16/2012 9:07:56 AM |
blackstar | $25.00 | 10/16/2012 9:09:04 AM |
fervent-repayment | $100.00 | 10/16/2012 9:38:06 AM |
simplyonce | $25.00 | 10/16/2012 9:40:23 AM |
SimpleChoice | $25.00 | 10/16/2012 9:47:28 AM |
banchan | $37.00 | 10/16/2012 9:49:19 AM |
jazzlender | $25.00 | 10/16/2012 9:53:52 AM |
income-vault6 | $25.00 | 10/16/2012 10:03:34 AM |
kulender | $100.00 | 10/16/2012 10:06:17 AM |
equitable-capital758 | $366.00 | 10/16/2012 10:07:14 AM |
Interloper | $50.00 | 10/16/2012 10:15:13 AM |
Katburg | $25.00 | 10/16/2012 10:20:56 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
654987
This series of Notes was issued and sold upon the funding of the borrower loan #76227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 23y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,446 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-storm |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... help with my granddaughters private school tuition. My granddaughter is seven years old and attends a private school,. her parents need help with some of the cost associated with her education.
My financial situation:
I am a good candidate for this loan because... I have been employed with state government for twenty threee years. I have steady work without the thought of any layoff. My house is paid off and I have no vechile payment. I am able to repay this loan without any problems.
Monthly net income: $3666
Monthly expenses: $
Housing: $
Insurance: $75
Car expenses: $
Utilities: $350
Phone, cable, internet: $185
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-investor3 | $25.00 | 10/17/2012 9:03:51 AM |
handy-justice | $50.00 | 10/17/2012 9:15:08 AM |
social-zebra | $30.00 | 10/17/2012 11:53:08 AM |
nourishing-interest0 | $25.00 | 10/17/2012 10:00:06 AM |
d2vid | $55.78 | 10/17/2012 12:41:16 PM |
dedication-capo7 | $50.00 | 10/17/2012 10:27:42 AM |
credit-grove9 | $50.00 | 10/17/2012 10:03:00 AM |
6_kids_college_fund | $25.00 | 10/17/2012 10:19:59 AM |
blackstar | $30.00 | 10/17/2012 10:37:24 AM |
forthright-trade | $35.00 | 10/17/2012 10:42:05 AM |
Rogelio48 | $25.00 | 10/17/2012 12:18:53 PM |
cash-turbine1 | $25.00 | 10/17/2012 11:50:29 AM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:39 PM |
likeable-hope | $25.00 | 10/17/2012 1:30:02 PM |
jwill2172 | $50.00 | 10/17/2012 1:35:38 PM |
p1b2g3c | $25.00 | 10/17/2012 5:00:46 PM |
enriching-dollar1 | $100.00 | 10/17/2012 5:12:15 PM |
doopers | $25.00 | 10/17/2012 6:00:14 PM |
Bob450 | $25.00 | 10/17/2012 7:45:50 PM |
DrWill | $108.30 | 10/17/2012 8:36:33 PM |
paytonbrigadier | $323.00 | 10/17/2012 6:19:49 PM |
ethical-truth211 | $50.00 | 10/17/2012 5:30:25 PM |
CACO_Lender | $25.00 | 10/17/2012 6:11:03 PM |
Hummer-Guy | $25.00 | 10/17/2012 7:43:00 PM |
num1irish | $25.00 | 10/17/2012 8:27:40 PM |
melodious-openness | $201.43 | 10/17/2012 8:45:17 PM |
113121 | $35.00 | 10/17/2012 5:19:25 PM |
Danjack_Capital | $25.00 | 10/17/2012 9:18:20 AM |
tolerant-responsibility051 | $1,500.00 | 10/17/2012 12:00:47 PM |
LOANS-LOANS-LOANS | $25.00 | 10/17/2012 11:01:28 AM |
gothampark | $25.00 | 10/17/2012 4:06:42 PM |
West_End_Local | $50.00 | 10/17/2012 1:58:09 PM |
market-pudding | $25.00 | 10/17/2012 2:22:08 PM |
trade-boots1 | $36.00 | 10/17/2012 5:07:23 PM |
ace330 | $25.00 | 10/17/2012 2:55:51 PM |
jebber007 | $45.00 | 10/17/2012 3:35:06 PM |
MarkEH | $75.00 | 10/17/2012 3:38:29 PM |
KindCharmingReflective-affluence | $25.00 | 10/17/2012 3:49:38 PM |
new-liberty-jalapeno | $50.00 | 10/17/2012 4:47:11 PM |
greencat | $50.00 | 10/17/2012 3:54:46 PM |
power-bluebird2 | $25.00 | 10/17/2012 5:05:57 PM |
flag3 | $60.00 | 10/17/2012 5:37:46 PM |
gotjack-IRA | $25.02 | 10/17/2012 6:07:44 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:20:12 PM |
a2190b | $25.00 | 10/17/2012 5:14:26 PM |
speedy-peso1 | $100.00 | 10/17/2012 5:26:40 PM |
benefit-banshee | $25.00 | 10/17/2012 8:36:47 PM |
red-power-pecan | $50.00 | 10/17/2012 6:30:40 PM |
bitterroot_mt | $25.00 | 10/17/2012 8:14:59 PM |
I-Believe-In-You | $49.47 | 10/17/2012 7:05:16 PM |
Astyanax | $25.00 | 10/17/2012 7:50:30 PM |
dinero-launcher | $41.00 | 10/17/2012 7:53:09 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
655045
This series of Notes was issued and sold upon the funding of the borrower loan #76188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 26.59% |
Borrower rate/APR:
| 27.59% / 30.23% |
Monthly payment:
| $123.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.35% | | |
| |
Estimated return*:
| 13.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,100 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-festivity6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to consolidate outstanding debt and aide in additional household expenses that I've recently incurred so that I can have savings.
My financial situation:
I am a good candidate for this loan because I am full-time employee at a stable corporate company. I have been with the company for about 10 years and was recently promoted.
Monthly net income: $ 4600
Monthly expenses: $ 4315
Housing: $ 1880/mo
Insurance: $ 250/mo
Car expenses: $ 590/mo
Utilities: $ 50/mo
Phone, cable, internet: $ 195/mo
Food, entertainment: $ 400/mo
Clothing, household expenses: $ 450/mo
Credit cards and other loans: $ 8000 (credit card)
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $25.03 | 10/16/2012 9:06:46 AM |
decisive-income7 | $500.00 | 10/16/2012 9:12:26 AM |
janeybooboo | $100.00 | 10/16/2012 9:09:48 AM |
RGlad | $150.00 | 10/16/2012 9:09:24 AM |
scholarly-order6 | $75.00 | 10/16/2012 9:11:15 AM |
receptive-affluence035 | $25.00 | 10/16/2012 9:29:25 AM |
banchan | $37.00 | 10/16/2012 9:49:23 AM |
durability-solstice8 | $50.00 | 10/16/2012 9:50:31 AM |
bob450-roth | $25.00 | 10/16/2012 9:54:31 AM |
InChicago | $80.04 | 10/16/2012 9:02:28 AM |
wonder3 | $25.00 | 10/16/2012 9:03:09 AM |
handy-justice | $50.00 | 10/16/2012 9:05:59 AM |
vutah | $25.00 | 10/16/2012 9:08:13 AM |
five-star-justice | $25.00 | 10/16/2012 9:23:58 AM |
selector568 | $300.00 | 10/16/2012 9:50:24 AM |
open-minded-p2p1 | $25.00 | 10/16/2012 9:49:01 AM |
tolerant-responsibility051 | $2,482.93 | 10/16/2012 9:57:41 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
655047
This series of Notes was issued and sold upon the funding of the borrower loan #76535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $263.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 45% |
Credit score:
| 760-779 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,047 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generous-kindness228 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Retire a higher interest credit card
This loan will be used to... Pay off a higher interest credit card.
My financial situation: Stable
I am a good candidate for this loan because... I've never missed a payment on anything.
Monthly net income: $ 3300
Monthly expenses: $ 2170
Housing: $ 550
Insurance: $ 120
Car expenses: $ 250
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 450
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
special-dinero553 | $25.00 | 10/16/2012 5:15:33 PM |
MichaelProsper | $40.00 | 10/16/2012 5:18:49 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:48 PM |
PThor | $25.00 | 10/16/2012 5:26:00 PM |
soarmore | $25.00 | 10/16/2012 5:12:51 PM |
cr8on | $75.00 | 10/16/2012 5:17:26 PM |
community-burrito9 | $65.00 | 10/16/2012 5:14:47 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:38 PM |
methodical-interest039 | $26.10 | 10/16/2012 5:20:11 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:19 PM |
oracle3 | $50.00 | 10/16/2012 5:37:58 PM |
CA-Lender | $25.00 | 10/16/2012 5:39:38 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:28 PM |
BBsapphire-2-loan | $100.00 | 10/16/2012 6:29:58 PM |
grnii78 | $125.00 | 10/16/2012 6:46:16 PM |
thinker6 | $30.00 | 10/16/2012 6:03:31 PM |
Makemony | $25.00 | 10/17/2012 3:38:04 AM |
integrity-reactor4 | $100.00 | 10/17/2012 4:49:33 AM |
Nerdster1 | $19.68 | 10/17/2012 5:01:19 AM |
wonderous-power | $25.00 | 10/17/2012 3:15:05 AM |
Phatt-Daddy | $50.00 | 10/17/2012 4:41:38 AM |
janeybooboo | $100.00 | 10/16/2012 5:09:28 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:45 PM |
new-impeccable-coin | $36.00 | 10/16/2012 5:11:41 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:24 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:57 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:05 PM |
klippies | $25.00 | 10/16/2012 5:42:24 PM |
octoberfresh | $25.00 | 10/16/2012 6:04:00 PM |
trade-goblin9 | $75.00 | 10/16/2012 6:08:46 PM |
Detour11 | $25.00 | 10/16/2012 6:52:45 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:47 PM |
Christus_Victor | $25.00 | 10/16/2012 8:29:18 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:47 PM |
EretzCapital | $33.22 | 10/16/2012 7:27:44 PM |
credit-bliss8 | $25.00 | 10/16/2012 9:34:50 PM |
bonus-seahorse | $50.00 | 10/17/2012 12:07:48 AM |
principal-dreams9 | $25.00 | 10/16/2012 8:49:51 PM |
scholarly-order6 | $25.00 | 10/17/2012 4:07:15 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
655185
This series of Notes was issued and sold upon the funding of the borrower loan #76245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.52% | | |
| |
Estimated return*:
| 8.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $798 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-deal-fountain |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Moving and Settling Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-birch | $30.00 | 10/17/2012 9:31:54 AM |
historic-value7 | $100.00 | 10/17/2012 10:14:16 AM |
orange-preeminant-bill | $50.00 | 10/17/2012 10:39:20 AM |
contract-snowdome493 | $25.00 | 10/17/2012 11:34:55 AM |
dordee | $56.00 | 10/17/2012 11:52:02 AM |
market-aspen9 | $50.00 | 10/17/2012 10:23:05 AM |
gold-disk | $25.00 | 10/17/2012 1:03:47 PM |
MI2 | $5,000.00 | 10/17/2012 9:50:35 AM |
rospa | $50.00 | 10/17/2012 9:55:49 AM |
youngster50 | $25.00 | 10/17/2012 10:50:35 AM |
reward-system | $25.00 | 10/17/2012 10:07:01 AM |
credit-socrates648 | $750.00 | 10/17/2012 10:22:33 AM |
fund-cypress910 | $25.00 | 10/17/2012 11:17:21 AM |
flexible-funds3 | $25.00 | 10/17/2012 10:31:08 AM |
gothampark | $25.00 | 10/17/2012 4:07:17 PM |
mill1951 | $38.83 | 10/17/2012 12:21:30 PM |
currency-persimmon | $35.00 | 10/17/2012 12:30:47 PM |
orange-dynamic-euro | $25.00 | 10/17/2012 11:22:50 AM |
orderly-loot | $25.00 | 10/17/2012 11:34:17 AM |
KDW08 | $25.00 | 10/17/2012 1:03:15 PM |
jwill2172 | $71.97 | 10/17/2012 1:36:52 PM |
moneytolend72 | $25.00 | 10/17/2012 12:36:19 PM |
lalock | $25.00 | 10/17/2012 1:14:31 PM |
Reyom_Lending | $30.00 | 10/17/2012 3:04:03 PM |
hope-candy1 | $75.00 | 10/17/2012 3:08:45 PM |
gilbrear | $25.00 | 10/17/2012 3:47:03 PM |
Leshan | $100.00 | 10/17/2012 4:13:14 PM |
KidSicily | $50.00 | 10/17/2012 4:23:26 PM |
mounthelix | $25.00 | 10/17/2012 4:26:41 PM |
finance-amusement4 | $50.00 | 10/17/2012 3:06:57 PM |
exchange-colonel7 | $25.00 | 10/17/2012 4:53:02 PM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:25 AM |
moola-cell3 | $52.00 | 10/17/2012 11:09:38 AM |
janeybooboo | $75.00 | 10/17/2012 9:04:25 AM |
convergentthinker | $25.00 | 10/17/2012 9:32:35 AM |
penny-finder | $50.00 | 10/17/2012 9:50:55 AM |
MusicandMedicine | $50.00 | 10/17/2012 11:55:57 AM |
mad-scientist0 | $25.00 | 10/17/2012 12:37:47 PM |
FL-Lender | $25.00 | 10/17/2012 12:51:37 PM |
moola-accelerator6 | $40.00 | 10/17/2012 10:25:57 AM |
sasquatch5 | $25.00 | 10/17/2012 1:19:01 PM |
transaction-puppy6 | $25.00 | 10/17/2012 10:51:51 AM |
usanachris | $29.00 | 10/17/2012 1:58:59 PM |
the-careful-fund | $25.00 | 10/17/2012 2:27:22 PM |
triguy | $500.00 | 10/17/2012 10:27:52 AM |
credit-dandelion148 | $200.00 | 10/17/2012 10:30:28 AM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:42 PM |
chicagoprosper | $50.00 | 10/17/2012 2:58:52 PM |
coin-spinner3 | $50.00 | 10/17/2012 3:46:30 PM |
silver-saber | $125.00 | 10/17/2012 12:08:41 PM |
ryan6853 | $25.00 | 10/17/2012 11:11:39 AM |
treasure-bliss | $50.00 | 10/17/2012 11:18:32 AM |
thankful-nickel2 | $25.00 | 10/17/2012 11:23:41 AM |
davechris870 | $50.00 | 10/17/2012 11:27:08 AM |
bonus-quark4 | $25.00 | 10/17/2012 4:41:36 PM |
Johnab | $26.00 | 10/17/2012 4:57:59 PM |
social-zebra | $30.00 | 10/17/2012 11:53:23 AM |
CPAecs | $25.00 | 10/17/2012 1:23:35 PM |
equitable-bid250 | $100.00 | 10/17/2012 2:06:40 PM |
oxnard | $100.00 | 10/17/2012 1:39:07 PM |
NVSTRKOBALT | $25.00 | 10/17/2012 1:40:48 PM |
credit-dandelion148 | $200.00 | 10/17/2012 1:41:49 PM |
dogbait | $49.99 | 10/17/2012 3:19:19 PM |
West_End_Local | $50.00 | 10/17/2012 1:58:42 PM |
value-wind0 | $50.00 | 10/17/2012 2:26:08 PM |
ferdberfel | $25.00 | 10/17/2012 4:17:21 PM |
Zorro_970 | $100.00 | 10/17/2012 4:27:02 PM |
first-careful-currency | $279.00 | 10/17/2012 4:54:31 PM |
commitment-neutron1 | $107.21 | 10/17/2012 5:03:23 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
655245
This series of Notes was issued and sold upon the funding of the borrower loan #76447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $967 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| unflappable-dedication876 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Bridge Loan
This loan will be used to... Carry me through until pension lump sum
My financial situation:
I am a good candidate for this loan because... I only need a short term loan, maybe 90 - 120 days to bridge us from now until my lump sum pension is paid in December. Process of rolling over pension is already in the works. My plans are to take an initial disbursement to pay off all debts except house and car lease.
Monthly net income: $ 6500
Monthly expenses: $ 5000
Housing: $ 1975
Insurance: $ 160
Car expenses: $ 920
Utilities: $ 325
Phone, cable, internet: $ 220
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $ 750
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 10/17/2012 9:11:44 AM |
income-triangulation1 | $25.00 | 10/17/2012 10:44:05 AM |
helpful-loan245 | $25.00 | 10/17/2012 11:28:32 AM |
Hedge-Fund | $25.00 | 10/17/2012 9:10:45 AM |
janeybooboo | $100.00 | 10/17/2012 9:11:01 AM |
Nerdster1 | $25.00 | 10/17/2012 9:15:44 AM |
ptclender | $50.00 | 10/17/2012 9:22:29 AM |
vutah | $25.00 | 10/17/2012 9:45:57 AM |
dedication-capo7 | $50.00 | 10/17/2012 10:27:43 AM |
deal-kung-fu | $80.00 | 10/17/2012 12:34:36 PM |
imogen22 | $50.00 | 10/17/2012 5:16:42 PM |
credit-adventurer313 | $29.01 | 10/17/2012 3:35:59 PM |
Bank42 | $25.00 | 10/17/2012 4:16:57 PM |
paytonbrigadier | $323.00 | 10/17/2012 6:19:49 PM |
_NaLNaBB | $200.00 | 10/17/2012 5:23:32 PM |
Gobsek | $25.00 | 10/17/2012 7:49:40 PM |
the-income-marble | $18.85 | 10/17/2012 8:25:49 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:20:13 PM |
value-fortress3 | $25.00 | 10/17/2012 6:16:32 PM |
MilitaryMTP | $100.00 | 10/17/2012 6:19:37 PM |
Free-the-usa-1776 | $25.00 | 10/17/2012 6:51:25 PM |
officer_moneyMaker | $30.15 | 10/17/2012 6:53:08 PM |
upbeat-finance8 | $25.00 | 10/17/2012 6:57:38 PM |
friedokra | $25.00 | 10/17/2012 5:34:41 PM |
Astyanax | $30.00 | 10/17/2012 7:43:42 PM |
orange-useful-revenue | $35.07 | 10/17/2012 7:22:45 PM |
scoobiedoo | $40.00 | 10/17/2012 6:51:53 PM |
Danjack_Capital | $25.00 | 10/17/2012 9:17:33 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:26 AM |
exciting-fairness | $200.00 | 10/17/2012 9:39:56 AM |
scholarly-order6 | $75.00 | 10/17/2012 9:52:43 AM |
yougottaloveit | $25.00 | 10/17/2012 10:44:05 AM |
tranquil-gain1 | $75.00 | 10/17/2012 3:28:01 PM |
hektek22 | $600.00 | 10/17/2012 11:54:35 AM |
Eric_Gagne | $40.00 | 10/17/2012 12:47:14 PM |
mykkai | $25.00 | 10/17/2012 2:14:11 PM |
blue-subtle-integrity | $30.00 | 10/17/2012 1:03:13 PM |
favorite-commerce | $50.00 | 10/17/2012 3:45:49 PM |
new-liberty-jalapeno | $50.00 | 10/17/2012 4:49:24 PM |
compatible-deal9 | $25.00 | 10/17/2012 5:40:56 PM |
houston2077 | $25.00 | 10/17/2012 6:39:22 PM |
Codextreme07 | $75.00 | 10/17/2012 6:47:08 PM |
enriching-dollar1 | $100.00 | 10/17/2012 5:12:15 PM |
KB-IRA | $122.39 | 10/17/2012 7:20:20 PM |
Bob450 | $25.00 | 10/17/2012 7:45:07 PM |
magical-payment0 | $25.00 | 10/17/2012 7:49:38 PM |
dinero-launcher | $35.00 | 10/17/2012 7:52:09 PM |
speedy-peso1 | $100.00 | 10/17/2012 5:26:40 PM |
bitterroot_mt | $25.00 | 10/17/2012 8:14:01 PM |
platinum-admiral8 | $25.00 | 10/17/2012 5:56:53 PM |
Voracious_Trees | $25.00 | 10/17/2012 5:22:38 PM |
refresher211 | $100.00 | 10/17/2012 5:22:52 PM |
Navy_Wife_Retired | $147.76 | 10/17/2012 7:12:21 PM |
red-power-pecan | $50.00 | 10/17/2012 6:30:40 PM |
money-fort | $30.00 | 10/17/2012 7:39:04 PM |
starside8 | $33.77 | 10/17/2012 6:59:42 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
655279
This series of Notes was issued and sold upon the funding of the borrower loan #76251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $195.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,806 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wonderous-bonus469 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...to repair items and update older appliances.
My financial situation:
I am a good candidate for this loan because...I will repay on time!
Monthly net income: $4400.00
Monthly expenses: $200.00
Housing: $1958.00
Insurance: $215.00
Car expenses: $ 295.00
Utilities: $160.00
Phone, cable, internet: $195.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $200.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 10/16/2012 5:12:07 PM |
janeybooboo | $100.00 | 10/16/2012 5:08:30 PM |
soarmore | $25.00 | 10/16/2012 5:12:51 PM |
enchanted-note | $25.00 | 10/16/2012 5:13:31 PM |
superb-funds335 | $25.00 | 10/16/2012 5:14:54 PM |
RGlad | $150.00 | 10/16/2012 5:08:21 PM |
worth-blanket2 | $5,850.00 | 10/16/2012 5:06:39 PM |
historic-value7 | $100.00 | 10/16/2012 5:07:34 PM |
Hedge-Fund | $25.00 | 10/16/2012 5:10:18 PM |
community-burrito9 | $65.00 | 10/16/2012 5:13:37 PM |
asset-professor | $100.00 | 10/16/2012 5:13:40 PM |
charming-exchange7 | $25.00 | 10/16/2012 5:18:39 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
655405
This series of Notes was issued and sold upon the funding of the borrower loan #76591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 105% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,248 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| virtuous-kindness886 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
Principal balance:
| $3,317.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EFS | $500.00 | 10/17/2012 5:11:20 PM |
thrilling-fund427 | $50.00 | 10/17/2012 5:08:23 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:38:15 PM |
peaceful-farmer | $30.00 | 10/17/2012 5:50:19 PM |
100units | $200.00 | 10/17/2012 5:13:40 PM |
worth-blanket2 | $13,500.00 | 10/17/2012 5:06:38 PM |
historic-value7 | $200.00 | 10/17/2012 5:06:59 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:22 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:48 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:19:54 PM |
mschoenf | $100.00 | 10/17/2012 5:21:29 PM |
keichi03 | $25.00 | 10/17/2012 5:13:31 PM |
best-liberty-tranquility | $91.96 | 10/17/2012 5:36:19 PM |
MoneyForNothing | $3.04 | 10/17/2012 5:50:39 PM |
repayment-uprising | $25.00 | 10/17/2012 5:40:56 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
655493
This series of Notes was issued and sold upon the funding of the borrower loan #76260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 28.32% |
Borrower rate/APR:
| 29.32% / 33.29% |
Monthly payment:
| $168.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.75% | | |
| |
Estimated return*:
| 11.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 60% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,180 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courteous-p2p628 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2012)
640-659
(Jul-2011)
660-679
(Aug-2010)
|
Principal balance:
| $9,217.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Business
Purpose of loan:
This loan will be used to help our 24 hour daycare business change locations and expand our business
My financial situation:
I am a good candidate for this loan because of my previous history. Good pay history
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 10/17/2012 5:05:09 PM |
kindness-fanatic | $25.00 | 10/17/2012 5:02:44 PM |
thrifty-capital | $25.00 | 10/17/2012 5:03:41 PM |
SRPT | $25.00 | 10/17/2012 5:46:44 PM |
cjames84 | $25.00 | 10/17/2012 5:06:48 PM |
houston2077 | $25.00 | 10/17/2012 6:39:26 PM |
refresher211 | $100.00 | 10/17/2012 5:22:52 PM |
dinero-launcher | $40.00 | 10/17/2012 7:55:13 PM |
income-cocktail3 | $25.00 | 10/17/2012 9:14:47 PM |
Bank42 | $25.00 | 10/17/2012 5:57:40 PM |
krafty01 | $25.00 | 10/17/2012 6:03:48 PM |
voipguy88 | $50.00 | 10/17/2012 11:26:02 PM |
principal-laser | $38.62 | 10/18/2012 4:58:33 AM |
jc33148 | $25.00 | 10/18/2012 5:40:34 AM |
moola-accelerator6 | $25.00 | 10/17/2012 6:56:31 PM |
WindomDev | $50.00 | 10/17/2012 8:34:42 PM |
Malkial | $25.00 | 10/17/2012 8:58:18 PM |
netg | $75.00 | 10/18/2012 6:36:59 AM |
ksubd | $130.00 | 10/17/2012 9:56:31 PM |
STLRacer | $25.00 | 10/18/2012 6:51:15 AM |
Astyanax | $30.00 | 10/17/2012 7:32:04 PM |
bent300 | $25.00 | 10/18/2012 7:08:22 AM |
340IRA | $25.00 | 10/17/2012 11:17:32 PM |
the-wealth-taxi | $25.00 | 10/17/2012 8:03:02 PM |
Sturgee | $25.00 | 10/18/2012 1:18:28 AM |
DonaldColorado | $3.82 | 10/18/2012 7:30:14 AM |
loyalty-paradise1 | $25.00 | 10/18/2012 2:45:22 AM |
chief_wo | $25.00 | 10/17/2012 9:21:24 PM |
vines99 | $25.00 | 10/17/2012 10:08:10 PM |
jwesleym | $25.00 | 10/18/2012 12:24:56 AM |
punctual-fund | $25.00 | 10/18/2012 6:09:45 AM |
DoctorJoe | $30.00 | 10/18/2012 4:33:54 AM |
Military_Money_Wise | $25.00 | 10/18/2012 4:59:47 AM |
helping-out | $65.74 | 10/18/2012 5:21:55 AM |
perfume956 | $50.00 | 10/18/2012 6:54:40 AM |
Leshan | $100.00 | 10/18/2012 6:23:44 AM |
the-credit-proton | $25.00 | 10/18/2012 7:18:07 AM |
thrifty-greenback5 | $25.00 | 10/18/2012 7:26:35 AM |
EEasyMoney | $25.00 | 10/18/2012 6:29:45 AM |
vision2seavt | $25.00 | 10/18/2012 6:34:41 AM |
pshans | $25.00 | 10/18/2012 7:25:30 AM |
withering-flounder | $75.00 | 10/17/2012 5:02:03 PM |
felicity-contributor3 | $25.00 | 10/17/2012 5:08:56 PM |
enriching-dollar1 | $100.00 | 10/17/2012 5:12:16 PM |
imogen22 | $50.00 | 10/17/2012 5:16:43 PM |
pierrelasvegas | $25.00 | 10/17/2012 5:20:13 PM |
favorite-commerce | $30.00 | 10/17/2012 5:04:03 PM |
sweety075 | $25.00 | 10/17/2012 5:04:04 PM |
gotjack-IRA | $25.03 | 10/17/2012 6:08:44 PM |
innovator2 | $150.00 | 10/17/2012 5:05:58 PM |
point-doughnut | $25.00 | 10/17/2012 6:09:30 PM |
handy-justice | $25.00 | 10/17/2012 5:06:26 PM |
careful-return0 | $25.00 | 10/17/2012 7:07:33 PM |
brondero | $38.00 | 10/17/2012 7:19:03 PM |
KB-IRA | $100.00 | 10/17/2012 7:21:07 PM |
trade-goblin9 | $25.00 | 10/17/2012 7:26:15 PM |
account98118 | $500.00 | 10/17/2012 9:16:53 PM |
speedy-peso1 | $100.00 | 10/17/2012 5:26:40 PM |
thankful-nickel2 | $25.00 | 10/17/2012 6:52:34 PM |
MoneyForNothing | $25.21 | 10/17/2012 5:33:28 PM |
cbivitz | $150.00 | 10/17/2012 7:10:55 PM |
Colorado2006 | $30.46 | 10/18/2012 4:53:29 AM |
melodious-openness | $200.00 | 10/18/2012 5:28:15 AM |
red-power-pecan | $50.00 | 10/17/2012 6:30:46 PM |
graceful-investment | $106.00 | 10/17/2012 6:33:35 PM |
the-elated-bid | $25.00 | 10/18/2012 6:14:45 AM |
Whatssofunnybout | $33.33 | 10/17/2012 8:00:21 PM |
CA-Lender | $25.00 | 10/17/2012 7:06:56 PM |
ConcreteOne | $25.00 | 10/18/2012 6:47:34 AM |
FinanceEngine | $50.00 | 10/18/2012 7:09:19 AM |
340 | $25.00 | 10/17/2012 11:18:10 PM |
sensible-fund | $25.04 | 10/17/2012 8:49:34 PM |
RSV | $25.00 | 10/18/2012 3:31:10 AM |
SouthernRemarketing | $25.00 | 10/18/2012 5:20:42 AM |
geophreigh | $98.75 | 10/18/2012 6:08:54 AM |
capital-investor8 | $25.00 | 10/18/2012 6:20:51 AM |
treasure-hunter270 | $75.00 | 10/18/2012 6:34:34 AM |
Dont_Worry_Be_Happy | $25.00 | 10/18/2012 5:16:23 AM |
Mikale360 | $25.00 | 10/18/2012 5:46:50 AM |
sgt-schultz | $45.00 | 10/18/2012 5:57:38 AM |
Zion-CIF | $25.00 | 10/18/2012 6:20:30 AM |
revenue-appraiser | $25.00 | 10/18/2012 6:54:01 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
655587
This series of Notes was issued and sold upon the funding of the borrower loan #76365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Oct-18-2012 |
Term:
| 12 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 16.95% |
Borrower rate/APR:
| 17.95% / 25.79% |
Monthly payment:
| $733.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.59% | | |
| |
Estimated return*:
| 5.84% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,400 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-kayak |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2012)
660-679
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
Debt reconciliation and home improvement
My financial situation:
My history on Prosper shows how perfectly prompt I am with my payments and also shows how fast i pay off my loans.
I have a great paying job with steady income. My job is very stable and have been with the same employer for over 5 years. I spent the past 2 years focused on getting rid of all my high interest debt. I haven't missed a single payment in the past 2 years and will probably pay off this loan in much less than a year. This loan will help me get rid off my high interest loans faster.
I'm also planning to use a portion of this money to build an extra room in my apartment and rent it out on a bi-weekly basis to generate extra income every month. So that should bring down all my monthly expenses below as well as help me pay off this debt faster.
Monthly net income: $7700
Monthly expenses: See below
Housing: $1300
Insurance: $0
Car expenses: $0
Work commute: $100
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
XP | $25.00 | 10/18/2012 9:06:00 AM |
Asgardian | $25.00 | 10/18/2012 9:37:05 AM |
red-gallant-dime | $160.56 | 10/18/2012 9:44:43 AM |
quantum_leap | $25.00 | 10/18/2012 9:05:09 AM |
stylish-revenue4 | $25.00 | 10/18/2012 9:59:44 AM |
jwill2172 | $50.00 | 10/18/2012 10:31:37 AM |
green-punctual-coin | $25.00 | 10/18/2012 9:15:27 AM |
superb-truth061 | $25.00 | 10/18/2012 10:38:19 AM |
the-sweet-penny2 | $25.00 | 10/18/2012 10:46:41 AM |
payout-bridge | $25.00 | 10/18/2012 11:01:54 AM |
FinanceEngine | $65.00 | 10/18/2012 11:02:45 AM |
Military_Money_Wise | $25.00 | 10/18/2012 9:06:13 AM |
und | $25.00 | 10/18/2012 11:14:43 AM |
magical-kindness888888 | $50.57 | 10/18/2012 11:25:29 AM |
bank_of_beila | $110.16 | 10/18/2012 9:10:12 AM |
Voracious_Trees | $25.00 | 10/18/2012 9:39:13 AM |
pious-openness | $25.00 | 10/18/2012 9:43:07 AM |
shaps | $50.00 | 10/18/2012 9:23:30 AM |
revenue-serenity | $25.00 | 10/18/2012 9:24:55 AM |
authoritative-loot | $25.00 | 10/18/2012 9:31:03 AM |
elegant-commerce17 | $100.00 | 10/18/2012 12:44:04 PM |
Investor_DP | $200.00 | 10/18/2012 9:35:09 AM |
punctual-fund | $25.00 | 10/18/2012 1:36:54 PM |
reward-financier | $25.00 | 10/18/2012 10:09:38 AM |
_NaLNaBB | $200.00 | 10/18/2012 10:15:23 AM |
top-economy-mover | $50.00 | 10/18/2012 11:47:53 AM |
kegs | $150.00 | 10/18/2012 2:25:51 PM |
420limo | $66.14 | 10/18/2012 2:29:31 PM |
income-buffalo1 | $50.00 | 10/18/2012 2:43:59 PM |
eoppy | $25.00 | 10/18/2012 3:58:18 PM |
coin-gusto | $150.00 | 10/18/2012 11:00:15 AM |
UncleBuffett | $50.00 | 10/18/2012 11:39:45 AM |
igivecauseicare | $37.49 | 10/18/2012 12:29:42 PM |
note-willow8 | $25.00 | 10/18/2012 5:45:30 PM |
hardatwork1 | $25.00 | 10/18/2012 1:01:31 PM |
p2ploan-starfish838 | $75.00 | 10/18/2012 3:57:16 PM |
designer_10 | $25.00 | 10/18/2012 1:22:32 PM |
bid-stockpiler1 | $150.00 | 10/18/2012 1:33:43 PM |
toblerone | $25.00 | 10/18/2012 5:49:19 PM |
forceful-auction4 | $50.00 | 10/18/2012 2:11:53 PM |
lunareclipse | $25.00 | 10/18/2012 3:15:44 PM |
Diamond_Jim | $25.00 | 10/18/2012 5:52:56 PM |
fcrick | $25.00 | 10/18/2012 5:42:55 PM |
best-virtuous-return | $50.00 | 10/18/2012 4:27:35 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:21 PM |
Wellman | $25.00 | 10/18/2012 5:58:06 PM |
spark548 | $100.00 | 10/18/2012 5:46:21 PM |
silver-enlightenment0 | $25.00 | 10/18/2012 6:08:28 PM |
credit-wheel7 | $25.00 | 10/18/2012 6:11:35 PM |
best-listing-toro | $25.00 | 10/18/2012 6:14:51 PM |
unassailable-fund | $40.00 | 10/18/2012 6:14:54 PM |
educationfirst | $36.00 | 10/18/2012 6:17:57 PM |
foxtrot12 | $47.00 | 10/18/2012 5:56:24 PM |
vanpelt | $25.00 | 10/18/2012 6:05:06 PM |
capital-blueberry | $25.00 | 10/18/2012 6:19:26 PM |
AF-Chief | $25.00 | 10/18/2012 6:05:46 PM |
Macbethofscots | $25.00 | 10/18/2012 6:07:41 PM |
angelinvestor2 | $40.00 | 10/18/2012 6:09:50 PM |
zone8 | $100.00 | 10/18/2012 6:14:06 PM |
value-allocator1 | $100.00 | 10/18/2012 6:30:32 PM |
Katburg | $25.00 | 10/18/2012 6:14:40 PM |
nodrivelpls | $25.00 | 10/18/2012 6:32:27 PM |
LightTheWay | $50.00 | 10/18/2012 6:34:36 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:29 PM |
miked8303 | $50.00 | 10/18/2012 6:21:37 PM |
ttnk62918 | $25.00 | 10/18/2012 6:37:33 PM |
jedi053 | $100.00 | 10/18/2012 6:12:52 PM |
debt-force | $25.00 | 10/18/2012 6:25:46 PM |
john0720 | $25.00 | 10/18/2012 6:26:30 PM |
rvfbroker | $25.00 | 10/18/2012 6:42:51 PM |
Astyanax | $5.28 | 10/18/2012 6:43:46 PM |
wealth-competitor | $25.00 | 10/18/2012 6:29:21 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:21 PM |
Miklot | $30.00 | 10/18/2012 6:35:46 PM |
burrito6 | $50.00 | 10/18/2012 6:39:13 PM |
forceful-note8 | $50.00 | 10/18/2012 6:41:53 PM |
Canidae | $25.00 | 10/18/2012 6:42:53 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:11 PM |
etraboulay | $50.00 | 10/18/2012 6:38:51 PM |
desertoasis | $25.00 | 10/18/2012 9:23:37 AM |
loyalty-performer2 | $30.00 | 10/18/2012 9:35:47 AM |
credit-grove9 | $25.00 | 10/18/2012 9:46:13 AM |
bold-productive-wampum | $25.00 | 10/18/2012 9:50:19 AM |
handy-justice | $50.00 | 10/18/2012 9:07:19 AM |
MoneyForNothing | $25.10 | 10/18/2012 9:10:27 AM |
pierrelasvegas | $25.00 | 10/18/2012 9:19:38 AM |
wealth-funkmaster8 | $25.00 | 10/18/2012 11:08:11 AM |
missoula | $25.00 | 10/18/2012 9:33:20 AM |
money-to-bless | $25.00 | 10/18/2012 9:08:40 AM |
DasMula | $25.00 | 10/18/2012 9:09:56 AM |
Jim33 | $25.00 | 10/18/2012 11:48:15 AM |
HogLeg | $25.00 | 10/18/2012 9:57:00 AM |
compatible-deal9 | $25.00 | 10/18/2012 10:13:36 AM |
moola-accelerator6 | $50.00 | 10/18/2012 10:36:36 AM |
gekko1187 | $32.68 | 10/18/2012 12:46:19 PM |
Detour11 | $25.00 | 10/18/2012 11:08:00 AM |
moola-tulip1 | $45.00 | 10/18/2012 10:23:21 AM |
hillbilly40 | $25.00 | 10/18/2012 10:40:05 AM |
smart-platinum7 | $58.56 | 10/18/2012 3:23:13 PM |
DoctorJoe | $35.00 | 10/18/2012 4:08:47 PM |
LivingInvestments00 | $44.45 | 10/18/2012 4:51:38 PM |
agreement-merry-maker | $25.00 | 10/18/2012 1:01:13 PM |
QuidWilson | $25.00 | 10/18/2012 12:08:50 PM |
Relaxo | $300.00 | 10/18/2012 3:21:04 PM |
Fitiwalt7 | $25.00 | 10/18/2012 1:07:05 PM |
moola-monger9 | $75.00 | 10/18/2012 1:13:02 PM |
Mikale360 | $25.00 | 10/18/2012 4:25:53 PM |
asset-professor | $100.00 | 10/18/2012 5:49:35 PM |
dcshobby | $25.00 | 10/18/2012 4:57:23 PM |
cp-family | $50.00 | 10/18/2012 5:52:01 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:29 PM |
nourishing-order8 | $25.00 | 10/18/2012 3:26:05 PM |
LaGrangeLender | $60.00 | 10/18/2012 5:44:10 PM |
profitable-money | $50.00 | 10/18/2012 4:57:50 PM |
haplender | $50.00 | 10/18/2012 5:46:29 PM |
knowledgeable-silver6 | $25.00 | 10/18/2012 6:01:32 PM |
robust-trade | $25.00 | 10/18/2012 5:46:17 PM |
cashnout | $46.01 | 10/18/2012 5:53:28 PM |
principal-cooker2 | $50.00 | 10/18/2012 5:56:14 PM |
schoolchamp | $25.00 | 10/18/2012 5:58:29 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:54 PM |
WalnutCreekguy | $50.00 | 10/18/2012 6:17:24 PM |
LeReve | $500.00 | 10/18/2012 6:05:36 PM |
a-finance-nirvana | $25.00 | 10/18/2012 6:09:14 PM |
52digital | $75.00 | 10/18/2012 6:10:22 PM |
trajectory8 | $25.00 | 10/18/2012 6:29:53 PM |
evilkats | $50.00 | 10/18/2012 6:32:27 PM |
shmb6508 | $50.00 | 10/18/2012 6:32:33 PM |
musegaze | $50.00 | 10/18/2012 6:16:26 PM |
exciting-loyalty3 | $25.00 | 10/18/2012 6:33:22 PM |
top-historic-peso | $25.00 | 10/18/2012 6:34:04 PM |
HoweMoney | $50.00 | 10/18/2012 6:34:33 PM |
productive-note2 | $50.00 | 10/18/2012 6:10:06 PM |
aasx1108 | $25.00 | 10/18/2012 6:20:11 PM |
money-baron-Roth401k | $25.00 | 10/18/2012 6:19:03 PM |
gizzywump | $25.00 | 10/18/2012 6:28:46 PM |
commerce-rumbler0 | $600.00 | 10/18/2012 6:19:41 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:33 PM |
rescue | $100.00 | 10/18/2012 6:34:50 PM |
truth-silo | $50.00 | 10/18/2012 6:37:23 PM |
MrBailey | $25.00 | 10/18/2012 6:28:30 PM |
pizza296130 | $25.00 | 10/18/2012 6:39:40 PM |
shrewd-peace7 | $25.00 | 10/18/2012 6:29:50 PM |
melodious-fairness | $35.00 | 10/18/2012 6:39:37 PM |
spry-hope4 | $200.00 | 10/18/2012 6:39:54 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
655591
This series of Notes was issued and sold upon the funding of the borrower loan #76305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-16-2012 |
|
Lender yield:
| 30.65% |
Borrower rate/APR:
| 31.65% / 34.41% |
Monthly payment:
| $133.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.88% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,620 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| versatile-rate260 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to cover household expenses until Jan 2013.
My financial situation:
I am a good candidate for this loan because the way I am paid at work changed in 2012. I am now heavily weighted to a year end bonus. Becasue of that I need some help getting thru the last few months of the year and the will be able to repay failry quickly. I plan on having the loan paid in full by March 2013. I have a 75K base salary plus year end bonus of $50-75K target.
Monthly net income: $6250
Monthly expenses: $
Housing: $2400
Insurance: $135
Car expenses: $550
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 10/16/2012 5:05:35 PM |
Hedge-Fund | $25.00 | 10/16/2012 5:10:03 PM |
asset-professor | $100.00 | 10/16/2012 5:13:41 PM |
cattlebaron | $25.00 | 10/16/2012 5:17:26 PM |
power-chihuahua | $25.00 | 10/16/2012 5:34:47 PM |
money-fort | $25.00 | 10/16/2012 5:36:43 PM |
mschoenf | $100.00 | 10/16/2012 5:17:38 PM |
alexander-hamilton | $50.00 | 10/16/2012 5:51:40 PM |
toblerone | $25.00 | 10/16/2012 5:53:24 PM |
etraboulay | $50.00 | 10/16/2012 5:43:38 PM |
bewitching-dollar5 | $100.00 | 10/16/2012 5:58:12 PM |
gpuck | $25.00 | 10/16/2012 6:23:40 PM |
Lubava | $25.00 | 10/16/2012 8:45:20 PM |
for_your_success | $25.00 | 10/16/2012 9:03:51 PM |
well-mannered-income3 | $50.00 | 10/16/2012 7:36:30 PM |
Investor_DP | $200.00 | 10/16/2012 6:21:51 PM |
engbusres | $35.00 | 10/16/2012 9:07:23 PM |
RothySkynx | $25.00 | 10/16/2012 7:40:04 PM |
bob450-roth | $25.00 | 10/16/2012 7:43:43 PM |
principal-dreams9 | $25.00 | 10/16/2012 8:47:24 PM |
Bob450 | $25.00 | 10/16/2012 5:13:28 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:16:11 PM |
tolerant-responsibility051 | $2,500.00 | 10/16/2012 5:16:30 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:46 PM |
greekgst99 | $25.00 | 10/16/2012 6:14:38 PM |
vines99 | $25.00 | 10/16/2012 6:25:54 PM |
340 | $25.00 | 10/16/2012 8:17:59 PM |
52digital | $75.00 | 10/16/2012 5:53:31 PM |
Engineer44 | $40.00 | 10/16/2012 9:03:22 PM |
benefit-thunder0 | $25.00 | 10/16/2012 6:16:50 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
655601
This series of Notes was issued and sold upon the funding of the borrower loan #76335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 31.32% |
Borrower rate/APR:
| 32.32% / 35.10% |
Monthly payment:
| $135.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.49% | | |
| |
Estimated return*:
| 13.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 34
/
22 | Length of status: | 3y 3m |
Amount delinquent:
| $132 |
Total credit lines:
| 72 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,523 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-gala2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
Principal balance:
| $3,566.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate bills from my son's recent wedding.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.
Monthly net income: $6105.58
Monthly expenses: $
Housing: $0.00 I don't pay this my husband does.
Insurance: $250.00
Car expenses: $100.00
Utilities: $400.00
Phone, cable, internet: $250.00
Food, entertainment: $600.00
Clothing, household expenses: $200
Credit cards and other loans: $2100.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HammerSmith | $25.00 | 10/18/2012 5:39:38 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:31 PM |
vutah | $25.00 | 10/18/2012 5:47:23 PM |
mschoenf | $100.00 | 10/18/2012 5:57:27 PM |
AF-Chief | $25.00 | 10/18/2012 6:05:48 PM |
handy-justice | $50.00 | 10/18/2012 5:59:18 PM |
52digital | $75.00 | 10/18/2012 6:10:25 PM |
community-burrito9 | $25.00 | 10/18/2012 6:12:39 PM |
alexander-hamilton | $50.00 | 10/18/2012 6:15:46 PM |
proper-exchange8 | $50.00 | 10/18/2012 6:50:23 PM |
power-chihuahua | $25.00 | 10/18/2012 6:45:53 PM |
networks4ever | $25.00 | 10/18/2012 7:01:48 PM |
NorthernFunds | $50.00 | 10/18/2012 6:59:19 PM |
capital-deployment | $25.00 | 10/18/2012 6:50:54 PM |
peso-lyrics7 | $50.00 | 10/18/2012 6:57:35 PM |
BankofRon_IRA | $100.00 | 10/18/2012 7:02:45 PM |
pierrelasvegas | $25.00 | 10/18/2012 5:56:46 PM |
bewitching-dollar5 | $100.00 | 10/18/2012 5:47:57 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:57 PM |
money-baron-Roth401k | $25.00 | 10/18/2012 6:19:04 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:32 PM |
impala6464 | $39.34 | 10/18/2012 6:26:24 PM |
jiftostada | $25.00 | 10/18/2012 6:49:21 PM |
red-power-pecan | $50.00 | 10/18/2012 6:44:07 PM |
bid-czar8 | $86.00 | 10/18/2012 7:00:50 PM |
etraboulay | $50.00 | 10/18/2012 6:38:54 PM |
asiaratt | $50.00 | 10/18/2012 6:58:10 PM |
first-serene-credit | $25.00 | 10/18/2012 6:48:47 PM |
capital-magician561 | $25.00 | 10/18/2012 7:02:07 PM |
tolerant-responsibility051 | $2,500.00 | 10/18/2012 7:00:40 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
655629
This series of Notes was issued and sold upon the funding of the borrower loan #76637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $169.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,328 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| bfl1948 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto-Rebuild Credit
Purpose of loan:
This loan will be used to... car repair and rebuild credit after bankruptcy that was discharged in July 2010.
My financial situation: Good with Teacher Retirement and Social Security.
I am a good candidate for this loan because... I wish to rebuild my credit after divorce in 2008 and have begun to. I receive my monthly retirement and social security incomes that put me in situation to be able to afford the payments for loan applied for.
Monthly net income: $2849.36
Monthly expenses: $
Housing: $525.00
Insurance: $111.70
Car expenses: $250.00
Utilities: $135.00
Phone, cable, internet: $230.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $166.08
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fund-cypress910 | $25.00 | 10/18/2012 9:13:01 AM |
asset-portait013 | $100.00 | 10/18/2012 9:18:22 AM |
special-dinero553 | $25.00 | 10/18/2012 9:19:04 AM |
bonus-seahorse | $35.00 | 10/18/2012 11:10:59 AM |
bold-gold-pilot | $25.00 | 10/18/2012 11:11:15 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:53 AM |
investment-cluster | $30.00 | 10/18/2012 4:16:36 PM |
note-lesson7 | $100.00 | 10/18/2012 1:03:40 PM |
fantastic-wampum1 | $100.00 | 10/18/2012 5:41:46 PM |
newest-generous-income | $25.00 | 10/18/2012 2:18:27 PM |
commerce-venture1 | $25.00 | 10/18/2012 2:45:39 PM |
Rulea72 | $25.00 | 10/18/2012 4:49:22 PM |
PThor | $25.00 | 10/18/2012 5:52:24 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:21 PM |
exciting-fairness | $200.00 | 10/18/2012 4:44:54 PM |
CaptainBL | $25.00 | 10/18/2012 5:46:19 PM |
pierrelasvegas | $25.00 | 10/18/2012 5:24:55 PM |
Tylerh | $250.00 | 10/18/2012 5:59:00 PM |
LeReve | $500.00 | 10/18/2012 6:05:28 PM |
prudent-dough458 | $25.00 | 10/18/2012 6:13:30 PM |
pound-mushroom3 | $25.00 | 10/18/2012 6:18:47 PM |
Gladglide | $25.00 | 10/18/2012 6:11:59 PM |
Blackberry_Hill_AFH | $25.86 | 10/18/2012 6:29:12 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:21 PM |
DreisersFinancier | $50.00 | 10/18/2012 6:09:24 PM |
basis-drummer | $25.00 | 10/18/2012 6:20:20 PM |
bazaar-festivity | $25.00 | 10/18/2012 6:14:10 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:28:02 PM |
wise-direct-community | $25.00 | 10/18/2012 6:33:12 PM |
terrific-dough6 | $50.00 | 10/18/2012 6:40:37 PM |
value-showcase828 | $25.00 | 10/18/2012 7:05:59 PM |
commerce-viking1 | $50.00 | 10/18/2012 7:09:22 PM |
thrifty-generosity222 | $50.00 | 10/18/2012 6:48:40 PM |
first-serene-credit | $25.00 | 10/18/2012 6:59:39 PM |
soarmore | $25.00 | 10/18/2012 7:01:29 PM |
jazzlender | $25.00 | 10/18/2012 7:25:20 PM |
velocityasaurus-rex4 | $100.00 | 10/18/2012 7:11:13 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:44 PM |
1800porsche | $25.00 | 10/18/2012 7:13:06 PM |
first-pragmatic-power | $25.00 | 10/18/2012 7:09:10 PM |
Zorro_970 | $100.00 | 10/18/2012 9:16:05 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:10 AM |
ethical-truth211 | $300.00 | 10/18/2012 12:29:04 PM |
a-dough-plato | $25.00 | 10/18/2012 4:48:13 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:51:27 PM |
order-banshee3 | $25.00 | 10/18/2012 2:31:25 PM |
YampaQuant | $25.00 | 10/18/2012 4:03:29 PM |
payout-paradise5 | $25.00 | 10/18/2012 5:56:48 PM |
nickel-ferret | $25.00 | 10/18/2012 5:57:54 PM |
cashnout | $25.00 | 10/18/2012 5:51:21 PM |
a-finance-nirvana | $25.00 | 10/18/2012 6:09:14 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:29 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:20 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:54 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:34 PM |
jstrode10 | $25.00 | 10/18/2012 6:22:36 PM |
myduck | $35.00 | 10/18/2012 6:35:47 PM |
ChoiceInvestments | $25.00 | 10/18/2012 6:20:24 PM |
wwwUniversal | $25.00 | 10/18/2012 6:52:11 PM |
ttnk62918 | $25.00 | 10/18/2012 6:37:34 PM |
0_0 | $25.00 | 10/18/2012 6:29:01 PM |
zipemdown | $25.00 | 10/18/2012 7:04:34 PM |
Codextreme07 | $50.00 | 10/18/2012 6:55:19 PM |
vigorous-payment6 | $25.00 | 10/18/2012 6:57:21 PM |
wealth-performer054 | $100.00 | 10/18/2012 7:09:29 PM |
Miami | $25.00 | 10/18/2012 7:14:22 PM |
community-seahorse0 | $25.00 | 10/18/2012 7:14:55 PM |
finance-refresher3 | $50.00 | 10/18/2012 6:53:55 PM |
P2P_Investor | $154.14 | 10/18/2012 7:26:21 PM |
unger | $170.00 | 10/18/2012 7:14:53 PM |
credit-bliss8 | $25.00 | 10/18/2012 7:12:09 PM |
mikrolown | $25.00 | 10/18/2012 7:15:48 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
655643
This series of Notes was issued and sold upon the funding of the borrower loan #76248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $120.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,099 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-ethical-dinero |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
Pay 2 months of rent, car payment, utilities, and gas.
My financial situation: I am a recent college graduate who has worked for the past 3 years for my university. My position ended mid September because it was strictly slated for a student, which I no longer am. I have two pending job offers, and am confident that I will be starting work this upcoming week, but because the institution I am applying for only pays once a month, I will not be receiving a paycheck until December. I need to keep the roof over my head and my vehicle in order to embark on my career.
I am a good candidate for this loan because...
I have great employment options, and am confident that I will be able to quickly pay this loan back.
Monthly net income: Anticipated income of $3,000 a month. Starting in November.
Monthly expenses: $
Housing: $635
Insurance: $
Car expenses: $300
Utilities: $15
Phone, cable, internet: $25
Food, entertainment: $70
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
j2ee | $50.00 | 10/18/2012 9:10:39 AM |
nickel-ferret | $25.00 | 10/18/2012 9:21:15 AM |
decisive-income7 | $2,600.00 | 10/18/2012 10:32:34 AM |
asset-portait013 | $100.00 | 10/18/2012 9:18:23 AM |
fund-cypress910 | $25.00 | 10/18/2012 9:13:01 AM |
pierrelasvegas | $25.00 | 10/18/2012 9:19:27 AM |
Plow_n_Sow | $25.00 | 10/18/2012 10:07:14 AM |
special-dinero553 | $25.00 | 10/18/2012 9:19:04 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:10 AM |
Zorro_970 | $100.00 | 10/18/2012 9:16:05 AM |
Plow_n_Sow | $25.00 | 10/18/2012 10:07:05 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
655705
This series of Notes was issued and sold upon the funding of the borrower loan #76194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Oct-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 9.76% |
Borrower rate/APR:
| 10.76% / 12.99% |
Monthly payment:
| $43.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.56% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,823 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| elated-truth613 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off a credit card with a high APR.
My financial situation:
I can comfortably make the monthly loan payments and would be happy to have the payment deducted from my paycheck or bank account automatically.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-tulip | $25.00 | 10/16/2012 5:13:24 PM |
shrewd-deal | $50.00 | 10/16/2012 5:15:08 PM |
FortuneFund | $200.00 | 10/16/2012 5:09:02 PM |
Rivervale_Westwood | $25.00 | 10/16/2012 5:35:25 PM |
oracle3 | $50.00 | 10/16/2012 5:37:59 PM |
PThor | $25.00 | 10/16/2012 5:26:00 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:06 PM |
market-maximizer472 | $100.00 | 10/16/2012 5:27:59 PM |
patriot897 | $25.00 | 10/16/2012 5:48:35 PM |
mdv | $25.00 | 10/16/2012 5:58:45 PM |
blot44 | $25.00 | 10/16/2012 6:09:01 PM |
responsive-worth5 | $50.00 | 10/16/2012 8:48:46 PM |
napmanger | $150.00 | 10/16/2012 9:50:36 PM |
finance-coyote3 | $289.41 | 10/17/2012 12:01:25 AM |
octoberfresh | $25.00 | 10/16/2012 6:04:00 PM |
social-comet224 | $25.00 | 10/16/2012 7:52:32 PM |
Tbone49 | $25.00 | 10/16/2012 9:13:51 PM |
Perdita_II | $25.00 | 10/16/2012 5:16:02 PM |
repayment-pagoda8 | $100.00 | 10/16/2012 5:09:55 PM |
imogen22 | $50.00 | 10/16/2012 5:13:15 PM |
community-burrito9 | $65.00 | 10/16/2012 5:11:51 PM |
soarmore | $25.00 | 10/16/2012 5:12:52 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:48 PM |
IPG1 | $25.00 | 10/16/2012 5:50:29 PM |
larsowe | $75.00 | 10/16/2012 5:34:41 PM |
BlessedEveryDay | $25.00 | 10/16/2012 6:27:22 PM |
obedient-payout0 | $25.00 | 10/16/2012 5:56:04 PM |
cwegert | $45.59 | 10/16/2012 7:43:16 PM |
BigBag | $25.00 | 10/16/2012 8:17:18 PM |
Hilendmtn | $25.00 | 10/16/2012 8:18:37 PM |
Voracious_Trees | $25.00 | 10/16/2012 7:03:09 PM |
RothySkynx | $25.00 | 10/16/2012 7:40:04 PM |
JustMee | $25.00 | 10/16/2012 8:49:31 PM |
fishcreek | $25.00 | 10/16/2012 9:22:26 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
655739
This series of Notes was issued and sold upon the funding of the borrower loan #76519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,129.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $334.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 9 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $248 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-magnate6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $13,870.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Green Loans
Purpose of loan:
This loan will be used to...
Purchase durable fuel-saving equipment that will permanently reduce operating costs along with our carbon footprint.
My financial situation:
I am a good candidate for this loan because...
Business is Great! We have been profitable every month since in business. This equipment will make us even more so, offer an immediate return on investment, and continue to do so indefinitely and well beyond the life of the loan.
Monthly net income: $7000
Monthly expenses: $
Housing: $900
Insurance: $80
Car expenses: $200
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $1050
Clothing, household expenses: $120
Credit cards and other loans: $620
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 10/18/2012 9:05:45 AM |
handy-justice | $50.00 | 10/18/2012 9:05:36 AM |
thrilling-fund427 | $50.00 | 10/18/2012 9:11:57 AM |
for_your_success | $50.00 | 10/18/2012 10:19:48 AM |
moola-accelerator6 | $25.00 | 10/18/2012 10:38:43 AM |
excellent-coin9 | $25.00 | 10/18/2012 11:44:34 AM |
revenue-serenity | $25.00 | 10/18/2012 9:24:56 AM |
enriching-capital | $25.61 | 10/18/2012 12:42:30 PM |
duty-monger | $50.00 | 10/18/2012 10:12:43 AM |
Dan7 | $250.00 | 10/18/2012 10:44:54 AM |
BTUrecycler | $47.78 | 10/18/2012 3:38:53 PM |
bonus-seahorse | $25.00 | 10/18/2012 11:10:25 AM |
money-bauble | $100.00 | 10/18/2012 5:45:22 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:52:09 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:21 PM |
jedi053 | $100.00 | 10/18/2012 6:12:52 PM |
zone8 | $100.00 | 10/18/2012 6:14:07 PM |
Dubbs360 | $200.00 | 10/18/2012 5:54:31 PM |
Wellman | $25.00 | 10/18/2012 5:58:07 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:54 PM |
angelinvestor2 | $40.00 | 10/18/2012 6:09:50 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:29 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:34 PM |
Katburg | $25.00 | 10/18/2012 6:14:40 PM |
debt-force | $25.00 | 10/18/2012 6:25:46 PM |
red-power-pecan | $50.00 | 10/18/2012 6:44:06 PM |
trajectory8 | $25.00 | 10/18/2012 6:29:53 PM |
Miklot | $30.00 | 10/18/2012 6:35:46 PM |
Codextreme07 | $50.00 | 10/18/2012 6:55:19 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:21 PM |
rescue | $98.00 | 10/18/2012 6:34:51 PM |
gain-tamer7 | $100.00 | 10/18/2012 7:05:11 PM |
aader | $25.00 | 10/18/2012 6:53:26 PM |
integrity-saver | $25.00 | 10/18/2012 7:08:37 PM |
tnjohnso | $25.00 | 10/18/2012 6:55:31 PM |
newest-glowing-cash | $25.00 | 10/18/2012 7:09:17 PM |
asiaratt | $50.00 | 10/18/2012 6:58:10 PM |
NoCal | $25.00 | 10/18/2012 7:10:22 PM |
kind-unassuming-fund | $25.00 | 10/18/2012 6:58:52 PM |
platinum-attraction | $25.00 | 10/18/2012 6:49:52 PM |
ore-healer6 | $48.00 | 10/18/2012 6:49:58 PM |
compassion-expert | $25.00 | 10/18/2012 7:13:21 PM |
Sunbase | $25.00 | 10/18/2012 7:13:36 PM |
interstellar | $75.00 | 10/18/2012 7:13:57 PM |
soarmore | $25.00 | 10/18/2012 7:01:30 PM |
TC_12June12 | $25.00 | 10/18/2012 7:16:20 PM |
Beld | $50.00 | 10/18/2012 6:54:44 PM |
genius520 | $100.00 | 10/18/2012 6:56:57 PM |
temitaco | $26.45 | 10/18/2012 7:03:01 PM |
Learning2Lend | $25.00 | 10/18/2012 7:03:10 PM |
speedy-point | $25.00 | 10/18/2012 7:18:26 PM |
zipemdown | $25.00 | 10/18/2012 7:04:35 PM |
idastmerchants | $25.00 | 10/18/2012 7:04:55 PM |
Adam_00 | $33.00 | 10/18/2012 7:05:21 PM |
DER | $25.00 | 10/18/2012 7:21:22 PM |
compassionate-auction6 | $150.00 | 10/18/2012 7:06:32 PM |
money-surge1 | $25.00 | 10/18/2012 7:06:49 PM |
AAnderson1750 | $200.00 | 10/18/2012 7:23:57 PM |
tornandfrayed | $25.00 | 10/18/2012 7:08:50 PM |
capital-renewal | $50.00 | 10/18/2012 7:03:16 PM |
oldmora | $30.00 | 10/18/2012 7:09:15 PM |
stoopidnoodle | $25.00 | 10/18/2012 7:29:47 PM |
ASR3 | $50.00 | 10/18/2012 7:31:13 PM |
extraordinary-interest1 | $50.00 | 10/18/2012 7:34:47 PM |
DrewOdette | $25.00 | 10/18/2012 7:06:19 PM |
ivadood | $46.00 | 10/18/2012 7:06:42 PM |
brightest-affluence-motivator | $50.00 | 10/18/2012 7:14:02 PM |
hard-working-loot | $50.00 | 10/18/2012 7:10:58 PM |
Frenchynh | $25.00 | 10/18/2012 7:11:41 PM |
KarlMarx | $25.00 | 10/18/2012 7:12:38 PM |
NotOprah | $50.00 | 10/18/2012 7:21:04 PM |
elation0 | $25.00 | 10/18/2012 7:25:01 PM |
trophy112 | $30.00 | 10/18/2012 7:15:00 PM |
thelovebug | $100.00 | 10/18/2012 7:16:18 PM |
income-pillow | $34.00 | 10/18/2012 7:26:56 PM |
Najaca | $25.00 | 10/18/2012 7:30:44 PM |
tkr2 | $25.00 | 10/18/2012 7:31:10 PM |
symbiosis | $50.00 | 10/18/2012 7:18:35 PM |
p2ploan-charmer | $25.00 | 10/18/2012 7:19:28 PM |
bazaar-tulip | $500.00 | 10/18/2012 7:35:09 PM |
morpholog | $50.00 | 10/18/2012 7:23:20 PM |
oreyedoc | $50.00 | 10/18/2012 7:23:52 PM |
DirtyJenga | $25.00 | 10/18/2012 7:35:19 PM |
desertoasis | $25.00 | 10/18/2012 9:23:37 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:11 AM |
bob450-roth | $25.00 | 10/18/2012 9:11:56 AM |
Military_Money_Wise | $25.00 | 10/18/2012 9:09:17 AM |
vutah | $35.00 | 10/18/2012 9:10:49 AM |
Zorro_970 | $100.00 | 10/18/2012 9:16:40 AM |
melodious-openness | $160.25 | 10/18/2012 10:53:23 AM |
best-virtuous-return | $50.00 | 10/18/2012 10:17:38 AM |
DoctorJoe | $30.00 | 10/18/2012 4:10:03 PM |
Jim33 | $25.00 | 10/18/2012 11:46:31 AM |
kegs | $150.00 | 10/18/2012 2:25:52 PM |
spark548 | $100.00 | 10/18/2012 5:46:22 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:30 PM |
haplender | $50.00 | 10/18/2012 5:46:29 PM |
52digital | $75.00 | 10/18/2012 6:10:23 PM |
suave-durability1 | $50.00 | 10/18/2012 6:10:41 PM |
WalnutCreekguy | $50.00 | 10/18/2012 6:17:24 PM |
shrewd-peace7 | $25.00 | 10/18/2012 6:29:50 PM |
LeReve | $500.00 | 10/18/2012 6:05:36 PM |
AF-Chief | $25.00 | 10/18/2012 6:05:47 PM |
exciting-loyalty3 | $25.00 | 10/18/2012 6:33:32 PM |
nuetron | $25.00 | 10/18/2012 6:18:13 PM |
top-historic-peso | $25.00 | 10/18/2012 6:34:04 PM |
etraboulay | $50.00 | 10/18/2012 6:38:52 PM |
burrito6 | $33.00 | 10/18/2012 6:39:13 PM |
musegaze | $50.00 | 10/18/2012 6:16:27 PM |
money-baron-Roth401k | $25.00 | 10/18/2012 6:19:04 PM |
miked8303 | $50.00 | 10/18/2012 6:21:38 PM |
economy-shrubbery6 | $25.00 | 10/18/2012 6:35:11 PM |
vontuse | $25.00 | 10/18/2012 6:59:54 PM |
davisfl | $25.00 | 10/18/2012 6:44:13 PM |
financial-frenzy | $50.00 | 10/18/2012 7:02:24 PM |
Lacimae | $119.00 | 10/18/2012 7:03:56 PM |
prescription0 | $25.00 | 10/18/2012 7:10:35 PM |
Sibelius2 | $25.00 | 10/18/2012 7:11:52 PM |
proper-exchange8 | $50.00 | 10/18/2012 6:50:23 PM |
cash-reaction2 | $25.00 | 10/18/2012 7:13:53 PM |
tolerant-responsibility051 | $2,500.00 | 10/18/2012 7:00:39 PM |
responsibility-magnate | $25.00 | 10/18/2012 7:17:11 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:45 PM |
Splangy613 | $25.00 | 10/18/2012 7:21:19 PM |
tostada88 | $25.00 | 10/18/2012 7:21:37 PM |
bid-czar8 | $100.00 | 10/18/2012 7:00:50 PM |
fighter122 | $25.00 | 10/18/2012 7:06:54 PM |
mover486 | $25.00 | 10/18/2012 7:06:58 PM |
networks4ever | $25.00 | 10/18/2012 7:01:48 PM |
compounding21 | $25.00 | 10/18/2012 7:26:17 PM |
exchange-pledge | $44.00 | 10/18/2012 7:08:41 PM |
restless-fund5 | $25.00 | 10/18/2012 7:04:38 PM |
daniel5075 | $100.00 | 10/18/2012 7:07:25 PM |
purposeful-durability8 | $100.00 | 10/18/2012 7:14:19 PM |
tremendous-contract2 | $40.00 | 10/18/2012 7:15:34 PM |
dedicated-transaction796 | $25.00 | 10/18/2012 7:09:43 PM |
shiny-peso1 | $50.00 | 10/18/2012 7:10:16 PM |
lillian27 | $25.00 | 10/18/2012 7:17:00 PM |
fairness-formula0 | $25.00 | 10/18/2012 7:11:20 PM |
gallant-economy9 | $50.00 | 10/18/2012 7:13:27 PM |
yield-trader | $25.00 | 10/18/2012 7:21:09 PM |
paytonbrigadier | $250.00 | 10/18/2012 7:14:11 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:29:10 PM |
dispatch4u | $29.00 | 10/18/2012 7:30:18 PM |
ChefATL | $25.00 | 10/18/2012 7:30:47 PM |
flexible-value | $32.00 | 10/18/2012 7:18:39 PM |
engrossing-responsibility0 | $50.00 | 10/18/2012 7:32:11 PM |
NewOrleans2012 | $25.00 | 10/18/2012 7:33:13 PM |
auction-fanatic8 | $25.00 | 10/18/2012 7:20:03 PM |
worldly-community3 | $50.00 | 10/18/2012 7:24:38 PM |
jazzlender | $25.00 | 10/18/2012 7:25:20 PM |
Jalebi | $25.00 | 10/18/2012 7:28:00 PM |
gustavzantanon | $25.00 | 10/18/2012 7:30:50 PM |
asian808 | $25.00 | 10/18/2012 7:31:22 PM |
154 Investments
|
Borrower Payment Dependent Notes Series
655749
This series of Notes was issued and sold upon the funding of the borrower loan #76293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Oct-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $824 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-extraordinary-rupee0 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...
Purchase new air conditioning unit, plumbing repair
My financial situation: BancorpSouth
I am a good candidate for this loan because...
I have worked hard to earn a promotion, allowing me to go beyond living paycheck-to-paycheck. Since having my new job, I have had a solid focus on finances and improving my credit. It is my hope that this loan will not only help me improve my home, but also my credit.
Monthly net income: $3340
Monthly expenses: $2013 (broken down below)
Housing: $445.22 (iincludes taxes and insurance)
Insurance: $201.42 (car)
Car expenses: $368.24 (6 months left)
Utilities: $240 (gas, elec, water)
Phone, cable, internet: $400
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $8
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-advocator7 | $200.00 | 10/17/2012 5:14:34 PM |
appetizing-loyalty354 | $100.00 | 10/17/2012 5:19:26 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:42 AM |
benefit-javelin | $65.00 | 10/18/2012 2:15:08 PM |
return-kung-fu2 | $33.33 | 10/18/2012 1:37:10 PM |
1313mark1313 | $69.68 | 10/18/2012 2:39:37 PM |
kegs | $150.00 | 10/18/2012 2:25:47 PM |
diplomatic-wealth7 | $25.00 | 10/18/2012 5:54:58 PM |
Rulea72 | $25.00 | 10/18/2012 4:48:12 PM |
wonderous-principal083 | $25.00 | 10/18/2012 6:07:17 PM |
newest-bid-britches | $100.00 | 10/18/2012 7:06:36 PM |
first-serene-credit | $25.00 | 10/18/2012 7:08:07 PM |
rs999 | $25.00 | 10/18/2012 7:33:24 PM |
open-minded-p2p1 | $25.00 | 10/18/2012 8:19:45 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:35 PM |
BlackBear1505 | $25.00 | 10/19/2012 6:27:13 AM |
pug90000 | $25.00 | 10/19/2012 5:49:11 AM |
nalaari | $26.00 | 10/19/2012 6:24:02 AM |
beeper2 | $25.00 | 10/19/2012 6:50:02 AM |
payout-thinker7 | $25.00 | 10/19/2012 7:17:49 AM |
compatible-deal9 | $25.00 | 10/19/2012 7:42:06 AM |
the-loyalty-wildebeest | $25.00 | 10/19/2012 7:46:08 AM |
newest-generous-income | $25.00 | 10/19/2012 1:20:35 AM |
economy-equilibrium7 | $25.00 | 10/19/2012 8:51:20 AM |
businessbroker101 | $25.00 | 10/19/2012 5:49:37 AM |
economy-popcorn | $25.00 | 10/19/2012 5:58:50 AM |
JGENERAL | $25.00 | 10/19/2012 6:09:30 AM |
duty-monger | $50.00 | 10/19/2012 6:37:51 AM |
ideomorph | $25.00 | 10/19/2012 8:16:12 AM |
rutzebach | $60.52 | 10/19/2012 8:33:52 AM |
fairwealth | $25.00 | 10/19/2012 8:58:05 AM |
tentonhammer99 | $89.57 | 10/19/2012 9:18:49 AM |
unbelievable-exchange | $50.00 | 10/19/2012 8:52:53 AM |
majestic-note6 | $150.00 | 10/17/2012 5:27:17 PM |
decisive-income7 | $500.00 | 10/17/2012 5:17:45 PM |
jwill2172 | $100.00 | 10/17/2012 7:37:28 PM |
Plow_n_Sow | $25.00 | 10/18/2012 6:07:13 AM |
transparent-loan5 | $100.00 | 10/18/2012 1:21:44 PM |
p2ploan-starfish838 | $25.00 | 10/18/2012 4:01:10 PM |
moola-monger9 | $75.00 | 10/18/2012 1:11:24 PM |
patriot0 | $50.00 | 10/18/2012 2:40:30 PM |
greencat | $50.00 | 10/18/2012 3:32:33 PM |
green-high-five7 | $35.00 | 10/18/2012 3:54:14 PM |
undergroundmike | $26.14 | 10/18/2012 2:22:08 PM |
Bob450 | $25.00 | 10/18/2012 5:29:23 PM |
worthy-bid8 | $100.00 | 10/18/2012 6:33:54 PM |
Codextreme07 | $50.00 | 10/18/2012 6:55:18 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:58 PM |
oracle3 | $50.00 | 10/18/2012 7:20:43 PM |
katnmouse | $25.00 | 10/18/2012 8:57:42 PM |
greenacres2 | $25.00 | 10/18/2012 8:26:43 PM |
BigBroJake | $25.00 | 10/19/2012 7:56:50 AM |
bob450-roth | $25.00 | 10/19/2012 8:30:16 AM |
augi_enterprises | $25.00 | 10/19/2012 8:37:26 AM |
DasMula | $50.00 | 10/19/2012 9:01:45 AM |
Dubbs360 | $100.00 | 10/18/2012 8:18:51 PM |
capital-galaxy | $400.00 | 10/19/2012 4:18:27 AM |
SF-Professional | $25.00 | 10/19/2012 4:43:14 AM |
JGENERAL | $50.00 | 10/19/2012 5:28:34 AM |
Boiler7777 | $56.66 | 10/19/2012 9:00:22 AM |
168RichCapital | $25.10 | 10/19/2012 9:01:48 AM |
engbusres | $38.00 | 10/19/2012 6:03:35 AM |
thorough-marketplace441 | $25.00 | 10/19/2012 8:52:08 AM |
deal-hickory5 | $100.00 | 10/19/2012 9:15:59 AM |
reasonable-nickel6 | $25.00 | 10/19/2012 8:59:22 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
655777
This series of Notes was issued and sold upon the funding of the borrower loan #76499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,350.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Oct-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $389.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.52% | | |
| |
Estimated return*:
| 10.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 29% |
Credit score:
| 840-859 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,281 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| riveting-payout2 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... excellent credit score (787) and i own my own home. I manage and bartend at Nanny O'briens Irish Pub. though i listed my income at 48,000 i always have the option of picking up more shifts to make extra money. I also help out at other bars when they have a private party and need and extra bartender. Loan actually lowers my monthly expenditures by about $100, and i have just one easy payment. A win, win so to speak!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-encore1 | $50.00 | 10/16/2012 5:06:13 PM |
moneyforthehoney | $27.00 | 10/16/2012 5:07:06 PM |
soarmore | $25.00 | 10/16/2012 5:12:52 PM |
special-dinero553 | $25.00 | 10/16/2012 5:15:34 PM |
zipemdown | $25.00 | 10/16/2012 5:07:49 PM |
cr8on | $75.00 | 10/16/2012 5:17:26 PM |
I_Like_to_Invest | $25.00 | 10/16/2012 5:09:29 PM |
kind-payment-viking3 | $100.00 | 10/16/2012 5:19:26 PM |
shaps | $50.00 | 10/16/2012 5:20:26 PM |
euro-speaker8 | $250.00 | 10/16/2012 5:22:48 PM |
new-impeccable-coin | $35.00 | 10/16/2012 5:13:40 PM |
resolute-justice413 | $59.00 | 10/16/2012 5:14:26 PM |
nickel-ferret | $25.00 | 10/16/2012 5:18:12 PM |
BostonCapital | $100.00 | 10/16/2012 5:26:08 PM |
PThor | $25.00 | 10/16/2012 5:26:00 PM |
wise-direct-community | $25.00 | 10/16/2012 5:26:20 PM |
supreme-treasure8 | $100.00 | 10/16/2012 5:36:20 PM |
chicagobanker | $50.00 | 10/16/2012 5:44:40 PM |
houli123 | $55.00 | 10/16/2012 6:20:11 PM |
MI2 | $5,000.00 | 10/16/2012 6:24:48 PM |
klippies | $25.00 | 10/16/2012 5:42:24 PM |
currency-persimmon | $25.00 | 10/16/2012 7:15:24 PM |
feiandasun | $25.00 | 10/16/2012 8:17:00 PM |
Lender404 | $25.00 | 10/16/2012 8:32:29 PM |
BBsapphire-2-loan | $100.00 | 10/16/2012 6:27:27 PM |
vines99 | $50.00 | 10/16/2012 6:28:46 PM |
Zion-CIF | $25.00 | 10/16/2012 6:31:55 PM |
dollar-idol7 | $28.00 | 10/16/2012 5:57:19 PM |
credit-bliss8 | $25.00 | 10/16/2012 9:35:48 PM |
Skynxhunt | $25.00 | 10/16/2012 7:36:54 PM |
octoberfresh | $25.00 | 10/16/2012 6:04:01 PM |
selector568 | $300.00 | 10/16/2012 6:20:52 PM |
whitegold24k | $200.00 | 10/16/2012 6:24:04 PM |
340 | $25.00 | 10/16/2012 8:19:02 PM |
HLender | $40.00 | 10/16/2012 8:39:56 PM |
Lubava | $43.00 | 10/16/2012 8:47:12 PM |
punctual-marketplace164 | $50.00 | 10/16/2012 7:20:52 PM |
well-mannered-income3 | $50.00 | 10/16/2012 7:28:52 PM |
MoneyBadger | $25.00 | 10/16/2012 7:55:36 PM |
dynrep | $80.00 | 10/16/2012 7:56:53 PM |
antlr | $25.00 | 10/16/2012 8:15:11 PM |
exciting-finance288 | $30.00 | 10/16/2012 8:21:35 PM |
nevee | $40.00 | 10/16/2012 5:24:33 PM |
RGlad | $100.00 | 10/16/2012 5:08:53 PM |
deal-kung-fu | $70.00 | 10/16/2012 5:10:06 PM |
mschoenf | $100.00 | 10/16/2012 5:17:10 PM |
vigorous-payment6 | $25.00 | 10/16/2012 5:19:39 PM |
first-pragmatic-power | $25.00 | 10/16/2012 5:19:44 PM |
100units | $200.00 | 10/16/2012 5:11:52 PM |
community-burrito9 | $25.00 | 10/16/2012 5:11:26 PM |
bazaar-tulip | $25.00 | 10/16/2012 5:13:24 PM |
evilkats | $50.00 | 10/16/2012 5:30:30 PM |
asset-portait013 | $100.00 | 10/16/2012 5:14:49 PM |
pierrelasvegas | $25.00 | 10/16/2012 5:15:50 PM |
Assets-Up | $25.00 | 10/16/2012 5:19:34 PM |
CA-Lender | $25.00 | 10/16/2012 5:38:43 PM |
Bank_of_the_Galaxy | $25.00 | 10/16/2012 5:45:23 PM |
capital-renewal | $50.00 | 10/16/2012 5:46:47 PM |
calm-platinum957 | $35.00 | 10/16/2012 5:51:13 PM |
LeReve | $194.00 | 10/16/2012 5:24:27 PM |
kindness-warmth3 | $50.00 | 10/16/2012 5:25:24 PM |
best-bonafide-p2p | $25.00 | 10/16/2012 5:25:44 PM |
mikrolown | $25.00 | 10/16/2012 5:54:35 PM |
cash-mad-scientist3 | $25.00 | 10/16/2012 5:42:35 PM |
commerce-viking1 | $50.00 | 10/16/2012 5:44:57 PM |
peace-fixer8 | $25.00 | 10/16/2012 5:47:39 PM |
oracle3 | $50.00 | 10/16/2012 5:37:59 PM |
SunnyMoney | $25.00 | 10/16/2012 6:39:15 PM |
Impact_Vector | $25.00 | 10/16/2012 6:42:11 PM |
the-brilliant-currency | $25.00 | 10/16/2012 5:53:17 PM |
Sutpen55 | $25.00 | 10/16/2012 6:58:40 PM |
enchanted-truth264 | $25.00 | 10/16/2012 7:04:53 PM |
keen-peace465 | $25.00 | 10/16/2012 5:44:28 PM |
awesome-generosity4 | $25.00 | 10/16/2012 7:08:21 PM |
income-buffalo1 | $100.00 | 10/16/2012 7:11:13 PM |
persistent-dinero953 | $25.00 | 10/16/2012 5:46:06 PM |
callmebryan | $25.00 | 10/16/2012 5:47:54 PM |
WalnutCreekguy | $50.00 | 10/16/2012 6:00:50 PM |
deal-selector5 | $25.00 | 10/16/2012 7:42:47 PM |
paxnj | $25.00 | 10/16/2012 6:02:17 PM |
payment-halo | $75.00 | 10/16/2012 7:56:30 PM |
first-dinero-paladin | $25.00 | 10/16/2012 8:05:14 PM |
LibbyZ | $50.00 | 10/16/2012 8:45:06 PM |
the-silver-blaster | $50.00 | 10/16/2012 5:57:14 PM |
economy-popcorn | $25.00 | 10/16/2012 8:59:27 PM |
chinolatino | $25.00 | 10/16/2012 9:04:15 PM |
designer_10 | $25.00 | 10/16/2012 7:08:26 PM |
BigBag | $25.00 | 10/16/2012 8:14:59 PM |
buffalobills | $25.00 | 10/16/2012 6:39:13 PM |
loyalty-performer2 | $25.00 | 10/16/2012 7:22:56 PM |
deal-banker | $25.00 | 10/16/2012 9:03:51 PM |
aspire2grow | $25.00 | 10/16/2012 8:21:42 PM |
bonus-seahorse | $200.00 | 10/17/2012 12:06:39 AM |
finance-coyote3 | $564.00 | 10/17/2012 12:07:28 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
655807
This series of Notes was issued and sold upon the funding of the borrower loan #76350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 11.23% |
Borrower rate/APR:
| 12.23% / 14.49% |
Monthly payment:
| $335.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.91% | | |
| |
Estimated return*:
| 8.42% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 33% |
Credit score:
| 780-799 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,292 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-dragster6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...consolidate credit cards an kitchen cabinet refacing
My financial situation:
I am a good candidate for this loan because...I have a secure job an take pride in paying my bills on time an have never been late on anything.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nevee | $40.00 | 10/18/2012 5:31:22 PM |
unbelievable-exchange | $200.00 | 10/19/2012 8:56:51 AM |
Detour11 | $25.00 | 10/17/2012 9:25:04 AM |
treasure-palace661 | $350.00 | 10/17/2012 10:01:27 AM |
janeybooboo | $100.00 | 10/17/2012 9:08:19 AM |
exchange-colonel7 | $25.00 | 10/17/2012 4:53:03 PM |
marketplace-singularity3 | $25.00 | 10/17/2012 11:50:51 AM |
the-inspired-justice | $25.00 | 10/17/2012 1:48:56 PM |
JustMee | $25.00 | 10/17/2012 1:18:05 PM |
bold-gold-pilot | $25.00 | 10/17/2012 1:55:32 PM |
income-encore1 | $50.00 | 10/17/2012 4:51:47 PM |
orange-brainy-return | $25.00 | 10/17/2012 5:40:02 PM |
gain-lesson297 | $40.00 | 10/17/2012 5:21:32 PM |
AldiHoldings | $35.00 | 10/17/2012 10:42:17 PM |
Kissabledevil | $25.00 | 10/18/2012 1:52:19 AM |
oneshotmike | $175.00 | 10/18/2012 8:41:54 AM |
Rulea72 | $25.00 | 10/18/2012 7:51:14 AM |
river-change | $42.14 | 10/18/2012 8:56:05 AM |
worthy-commitment7 | $25.00 | 10/18/2012 10:00:54 AM |
somebody32 | $50.00 | 10/18/2012 8:55:01 AM |
generous-aloha2 | $33.41 | 10/18/2012 9:26:12 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:41 AM |
Altitude-Transport | $35.00 | 10/18/2012 2:01:55 PM |
kegs | $150.00 | 10/18/2012 2:25:43 PM |
blue-trade-optimizer | $100.00 | 10/18/2012 10:36:36 AM |
market-pudding | $25.00 | 10/18/2012 11:13:30 AM |
income-buffalo1 | $50.00 | 10/18/2012 2:41:42 PM |
3_boyz | $50.00 | 10/18/2012 3:17:24 PM |
aztec | $50.00 | 10/18/2012 6:04:38 PM |
jedi053 | $100.00 | 10/18/2012 6:12:47 PM |
CreditBuilder2 | $25.01 | 10/18/2012 6:22:51 PM |
intuitive-benefit3 | $100.00 | 10/18/2012 6:35:28 PM |
FortuneFund | $200.00 | 10/18/2012 6:52:19 PM |
bazaar-tulip | $25.00 | 10/18/2012 6:27:54 PM |
Aquafina24Ounce | $25.00 | 10/18/2012 6:42:41 PM |
first-serene-credit | $25.00 | 10/18/2012 6:52:27 PM |
equitable-capital758 | $638.00 | 10/18/2012 7:00:12 PM |
calm-platinum957 | $35.00 | 10/18/2012 7:21:31 PM |
Mint_Man | $25.00 | 10/18/2012 7:03:06 PM |
enchanted-compassion012 | $25.00 | 10/18/2012 7:16:32 PM |
Wordsmth | $25.00 | 10/18/2012 7:18:43 PM |
hitsman | $50.00 | 10/18/2012 7:50:03 PM |
Lubava | $35.00 | 10/18/2012 7:55:04 PM |
community-seahorse0 | $25.00 | 10/18/2012 7:14:50 PM |
myersei | $25.00 | 10/18/2012 7:21:34 PM |
superb-income6 | $50.00 | 10/18/2012 8:38:28 PM |
greentomato | $25.00 | 10/18/2012 7:50:47 PM |
keen-credit6 | $27.00 | 10/18/2012 7:54:43 PM |
aprivatelender | $25.00 | 10/18/2012 10:04:43 PM |
gjm6d | $25.00 | 10/18/2012 7:41:40 PM |
life-is-great | $25.00 | 10/18/2012 7:49:18 PM |
gravbox | $25.00 | 10/18/2012 7:59:49 PM |
trade-arch | $25.00 | 10/19/2012 7:59:12 AM |
dukeiyer | $25.00 | 10/18/2012 8:11:27 PM |
currency-persimmon | $25.00 | 10/18/2012 8:15:30 PM |
gilbrear | $25.00 | 10/19/2012 4:08:55 AM |
note-mad-scientist | $62.50 | 10/19/2012 4:46:03 AM |
Digs | $25.00 | 10/19/2012 5:08:16 AM |
AFairDeal | $25.00 | 10/19/2012 9:07:47 AM |
Eminent_Endeavors | $25.00 | 10/19/2012 5:48:00 AM |
mflawyer | $25.00 | 10/19/2012 5:59:43 AM |
bellaquito | $500.00 | 10/18/2012 8:54:26 PM |
Clovis_the-Benevolent | $100.00 | 10/18/2012 10:37:04 PM |
proud-pound4 | $25.00 | 10/19/2012 9:20:50 AM |
Solid-Platinum | $30.00 | 10/19/2012 12:45:38 AM |
ingenious-deal6 | $25.00 | 10/19/2012 9:30:09 AM |
dainova | $25.00 | 10/19/2012 9:02:40 AM |
relaxation798 | $100.00 | 10/19/2012 9:38:42 AM |
laser | $50.00 | 10/19/2012 6:52:50 AM |
power-kin | $50.00 | 10/19/2012 9:40:08 AM |
superb-return339 | $200.00 | 10/19/2012 7:25:02 AM |
kurg | $25.00 | 10/19/2012 9:20:58 AM |
likeable-money4 | $25.00 | 10/19/2012 9:24:01 AM |
suave-durability1 | $50.00 | 10/19/2012 9:56:37 AM |
notupdated | $25.00 | 10/19/2012 10:29:32 AM |
Taxman44 | $25.00 | 10/19/2012 10:30:29 AM |
a-unflappable-finance | $100.00 | 10/19/2012 10:34:48 AM |
UBOtto186 | $50.00 | 10/19/2012 9:48:08 AM |
Clambake | $25.00 | 10/19/2012 9:59:02 AM |
Investoman | $25.00 | 10/19/2012 10:02:16 AM |
spartan974 | $50.00 | 10/19/2012 11:23:10 AM |
andrew491 | $50.00 | 10/19/2012 10:34:23 AM |
loyalty-sherpa | $25.00 | 10/19/2012 10:39:50 AM |
THREE-POINTS-LENDING | $25.00 | 10/19/2012 10:40:31 AM |
durability-chestnut0 | $100.00 | 10/19/2012 12:36:08 PM |
zone6 | $94.00 | 10/19/2012 10:53:28 AM |
Leshan | $50.00 | 10/19/2012 10:36:25 AM |
rentalguy | $25.00 | 10/19/2012 11:24:59 AM |
IP | $25.00 | 10/19/2012 10:51:29 AM |
respectful-return176 | $50.00 | 10/19/2012 10:56:09 AM |
hope-pudding0 | $35.41 | 10/19/2012 12:26:43 PM |
freddieja | $50.00 | 10/19/2012 11:22:32 AM |
DS84 | $17.65 | 10/19/2012 1:52:36 PM |
ASLIBD | $25.00 | 10/19/2012 11:49:28 AM |
Astyanax | $25.00 | 10/19/2012 12:15:06 PM |
DaGoldenchild | $25.00 | 10/19/2012 1:25:53 PM |
Investing-in-you-2 | $32.25 | 10/19/2012 1:38:41 PM |
triguy | $500.00 | 10/17/2012 10:27:53 AM |
best-bonafide-p2p | $25.00 | 10/17/2012 9:23:55 AM |
community-burrito9 | $45.00 | 10/17/2012 9:11:09 AM |
napmanger | $100.00 | 10/17/2012 9:24:21 AM |
credit-dandelion148 | $400.00 | 10/17/2012 1:11:15 PM |
euro-infusion3 | $25.00 | 10/17/2012 2:34:43 PM |
CougarRoar | $25.00 | 10/17/2012 2:40:37 PM |
jwill2172 | $50.00 | 10/17/2012 3:37:12 PM |
astute-benjamins | $150.00 | 10/17/2012 4:26:16 PM |
phenomenal-rate1 | $500.00 | 10/17/2012 5:05:58 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:04:44 PM |
repayment-pagoda8 | $100.00 | 10/17/2012 5:11:00 PM |
100units | $200.00 | 10/17/2012 5:12:56 PM |
MissionMicroFinance | $25.00 | 10/17/2012 7:10:29 PM |
compatible-deal9 | $50.00 | 10/17/2012 5:25:06 PM |
dime-vista2 | $25.00 | 10/17/2012 5:16:57 PM |
lulasky63 | $50.00 | 10/17/2012 10:17:33 PM |
Codextreme07 | $75.00 | 10/17/2012 7:11:28 PM |
fearless-loyalty5 | $25.00 | 10/18/2012 6:27:29 AM |
DPRIEST26777 | $25.00 | 10/17/2012 7:53:39 PM |
HikeMoab | $25.00 | 10/17/2012 11:03:33 PM |
newest-yield-wasp | $25.00 | 10/18/2012 12:39:07 AM |
omegamon1 | $25.00 | 10/18/2012 7:38:37 AM |
blue-lucrative-rate | $50.00 | 10/17/2012 10:25:47 PM |
pierrelasvegas | $25.00 | 10/18/2012 7:15:30 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:20 AM |
Rockymtnhi | $50.00 | 10/18/2012 9:53:29 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:55 PM |
Investor_DP | $200.00 | 10/18/2012 9:34:53 AM |
miwoktribe | $100.00 | 10/18/2012 12:54:22 PM |
Isanpankki | $83.79 | 10/18/2012 11:35:48 AM |
investment-appraiser | $100.00 | 10/18/2012 12:03:32 PM |
repayment-wicket0 | $25.00 | 10/18/2012 1:46:47 PM |
american6 | $50.00 | 10/18/2012 5:48:08 PM |
Robin_Hood | $50.00 | 10/18/2012 1:52:43 PM |
whitegold24k | $150.00 | 10/18/2012 3:09:43 PM |
Cai8899 | $25.00 | 10/18/2012 5:57:43 PM |
compoundinterest | $25.00 | 10/18/2012 5:52:41 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:50:45 PM |
PThor | $25.00 | 10/18/2012 5:52:18 PM |
euro-speaker8 | $250.00 | 10/18/2012 5:59:41 PM |
SBT | $25.00 | 10/18/2012 6:14:03 PM |
FortuneFundII | $200.00 | 10/18/2012 6:21:02 PM |
bold-riveting-social | $50.00 | 10/18/2012 6:51:01 PM |
octoberfresh | $25.00 | 10/18/2012 6:45:26 PM |
sharpey | $25.00 | 10/18/2012 6:43:16 PM |
LoanerPrincipal | $25.00 | 10/18/2012 7:09:00 PM |
kind-unassuming-fund | $25.00 | 10/18/2012 6:58:50 PM |
indomitable-coin | $25.00 | 10/18/2012 6:59:00 PM |
repayment-chihuahua3 | $25.00 | 10/18/2012 6:59:23 PM |
kind-payment-viking3 | $100.00 | 10/18/2012 7:05:40 PM |
soarmore | $25.00 | 10/18/2012 7:01:23 PM |
justreturns | $25.00 | 10/18/2012 7:02:14 PM |
Bamaman205 | $25.00 | 10/18/2012 7:08:02 PM |
BiggestG | $25.00 | 10/18/2012 7:31:20 PM |
durability-solstice8 | $50.00 | 10/18/2012 7:40:32 PM |
spirit07a | $100.00 | 10/18/2012 7:19:49 PM |
GameDesign | $25.00 | 10/18/2012 7:57:00 PM |
objective-investor | $217.00 | 10/18/2012 7:26:33 PM |
wildebeest014 | $25.00 | 10/18/2012 7:59:32 PM |
courteous-trade229 | $34.50 | 10/18/2012 7:18:27 PM |
oracle3 | $50.00 | 10/18/2012 7:20:37 PM |
marwadi-62 | $200.00 | 10/18/2012 8:21:20 PM |
RocketSurgeon | $25.00 | 10/18/2012 7:42:01 PM |
fulfilling-market2 | $100.00 | 10/18/2012 7:28:41 PM |
Dubbs360 | $200.00 | 10/18/2012 7:44:20 PM |
etraboulay | $50.00 | 10/18/2012 7:56:18 PM |
Vegasjim | $25.00 | 10/18/2012 8:00:13 PM |
thrifty-transaction578 | $25.00 | 10/18/2012 7:49:03 PM |
return-buddy | $50.00 | 10/19/2012 6:41:53 AM |
spoolin18t | $50.00 | 10/19/2012 7:17:09 AM |
loan-lionheart6 | $25.00 | 10/19/2012 7:35:21 AM |
overflowinglife | $147.00 | 10/18/2012 7:59:52 PM |
katnmouse | $30.00 | 10/18/2012 9:00:25 PM |
FWF-kinetic | $50.00 | 10/18/2012 9:02:48 PM |
adaptable-benefit6 | $25.00 | 10/18/2012 9:39:49 PM |
boomerang74 | $30.66 | 10/18/2012 10:08:53 PM |
cablenews | $35.00 | 10/19/2012 9:06:49 AM |
heerzaquestion | $32.00 | 10/19/2012 5:22:01 AM |
ready-interest9 | $25.00 | 10/18/2012 8:29:59 PM |
diversification-cycle4 | $25.00 | 10/19/2012 6:37:27 AM |
E_G | $50.00 | 10/19/2012 9:13:07 AM |
payout-thinker7 | $25.00 | 10/19/2012 7:17:21 AM |
Clovis_the-Benevolent | $50.00 | 10/18/2012 10:16:46 PM |
Ben-Siegelbaum | $50.00 | 10/19/2012 1:19:39 AM |
thorough-marketplace441 | $29.53 | 10/19/2012 8:52:44 AM |
mvalley | $25.00 | 10/19/2012 9:29:44 AM |
Spiv_51 | $25.00 | 10/19/2012 6:02:36 AM |
cozy-principal883 | $50.00 | 10/19/2012 6:52:35 AM |
prainvestment | $25.00 | 10/19/2012 6:53:46 AM |
abundant-dollar7 | $50.00 | 10/19/2012 8:10:55 AM |
Jalebi | $25.00 | 10/19/2012 9:14:50 AM |
themoneydoctor | $50.00 | 10/19/2012 8:47:26 AM |
w3alter | $50.00 | 10/19/2012 9:08:27 AM |
DirtyJack | $50.00 | 10/19/2012 9:33:00 AM |
Emgolda | $25.00 | 10/19/2012 9:13:29 AM |
DadWarbucks | $25.00 | 10/19/2012 9:31:28 AM |
__A1B2 | $30.00 | 10/19/2012 9:55:45 AM |
leverage-monger | $25.00 | 10/19/2012 9:59:18 AM |
mystical-bonus7 | $25.00 | 10/19/2012 9:59:19 AM |
Winger | $50.00 | 10/19/2012 10:29:26 AM |
El_Scubano | $25.00 | 10/19/2012 10:30:30 AM |
opportunity85 | $25.00 | 10/19/2012 10:32:23 AM |
techvet | $50.00 | 10/19/2012 10:32:48 AM |
dough-souffle | $25.00 | 10/19/2012 10:33:09 AM |
the-enthralling-coin | $25.00 | 10/19/2012 9:46:38 AM |
roadster199 | $25.00 | 10/19/2012 10:39:51 AM |
nycloan | $25.00 | 10/19/2012 10:47:42 AM |
Castelj | $30.00 | 10/19/2012 10:53:17 AM |
first-graceful-contract | $50.00 | 10/19/2012 11:31:55 AM |
blazing-euro8 | $25.00 | 10/19/2012 12:10:22 PM |
BidDaddyBigBucks | $25.00 | 10/19/2012 10:37:08 AM |
Long-term2040 | $25.00 | 10/19/2012 12:22:08 PM |
Johnab | $25.00 | 10/19/2012 12:59:33 PM |
igloo268 | $25.00 | 10/19/2012 10:48:50 AM |
goat361 | $40.00 | 10/19/2012 1:06:03 PM |
minista | $25.00 | 10/19/2012 10:23:11 AM |
Cheese-Exporter | $50.00 | 10/19/2012 10:52:09 AM |
larrybird | $839.00 | 10/19/2012 10:28:22 AM |
brainy-dedication | $25.00 | 10/19/2012 11:05:45 AM |
skuba | $75.00 | 10/19/2012 10:30:40 AM |
dedicated-diversification5 | $125.00 | 10/19/2012 10:31:44 AM |
riproaringrapids | $50.00 | 10/19/2012 10:34:36 AM |
thedoctor | $75.00 | 10/19/2012 11:23:20 AM |
jrbill1998 | $50.00 | 10/19/2012 10:48:20 AM |
BenR | $78.00 | 10/19/2012 10:49:28 AM |
worldly-income2 | $26.15 | 10/19/2012 11:03:31 AM |
Fun54115 | $25.00 | 10/19/2012 12:27:30 PM |
wigglesworth4 | $100.00 | 10/19/2012 11:06:21 AM |
authentic-liberty7 | $25.00 | 10/19/2012 11:07:41 AM |
fairness-atmosphere | $25.00 | 10/19/2012 12:49:58 PM |
the-revenue-demon | $40.00 | 10/19/2012 1:03:02 PM |
p2ploan-flag5 | $50.00 | 10/19/2012 12:42:49 PM |
liberty-thinker | $25.00 | 10/19/2012 1:01:27 PM |
top-kindness-sensation | $25.00 | 10/19/2012 1:30:48 PM |
232 Investments
|
Borrower Payment Dependent Notes Series
655821
This series of Notes was issued and sold upon the funding of the borrower loan #76712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 27.59% |
Borrower rate/APR:
| 28.59% / 32.54% |
Monthly payment:
| $166.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.12% | | |
| |
Estimated return*:
| 11.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,550 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-ace |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2011)
620-639
(Aug-2009)
640-659
(Sep-2008)
|
Principal balance:
| $3,054.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 80 | | |
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
withering-flounder | $75.00 | 10/18/2012 9:02:10 AM |
fascinating-generosity3 | $500.00 | 10/18/2012 9:03:07 AM |
marinbb | $100.00 | 10/18/2012 9:03:25 AM |
LittleMingo | $70.00 | 10/18/2012 9:05:14 AM |
school-loan-gambler | $200.00 | 10/18/2012 9:01:51 AM |
frantic-retirement | $100.00 | 10/18/2012 9:01:52 AM |
Charlie010 | $125.23 | 10/18/2012 9:03:28 AM |
XP | $50.00 | 10/18/2012 9:03:41 AM |
handy-justice | $50.00 | 10/18/2012 9:03:52 AM |
rjcoutur2001 | $98.44 | 10/18/2012 9:05:09 AM |
slowgains | $25.00 | 10/18/2012 9:12:19 AM |
benevolent-loot5 | $200.00 | 10/18/2012 9:17:03 AM |
pierrelasvegas | $25.00 | 10/18/2012 9:19:50 AM |
intrepid-loot | $25.00 | 10/18/2012 9:24:45 AM |
krafty01 | $34.42 | 10/18/2012 9:25:21 AM |
trumpeter5 | $25.00 | 10/18/2012 9:02:23 AM |
thankful-nickel2 | $50.00 | 10/18/2012 9:35:49 AM |
credit-grove9 | $25.00 | 10/18/2012 9:46:13 AM |
CMJ-Partners | $100.00 | 10/18/2012 9:49:08 AM |
Military_Money_Wise | $25.00 | 10/18/2012 9:04:31 AM |
felicity-contributor3 | $50.00 | 10/18/2012 9:08:28 AM |
Mountain-Lion-IRA1 | $30.00 | 10/18/2012 9:10:23 AM |
enriching-dollar1 | $100.00 | 10/18/2012 9:14:44 AM |
MStax | $100.00 | 10/18/2012 9:03:12 AM |
Champion_Lending | $35.00 | 10/18/2012 9:20:04 AM |
jwill2172 | $50.00 | 10/18/2012 9:20:51 AM |
TheSituation | $25.00 | 10/18/2012 9:04:03 AM |
Asgardian | $25.00 | 10/18/2012 9:31:40 AM |
__A1B2 | $26.00 | 10/18/2012 9:43:48 AM |
velocity-winner | $25.00 | 10/18/2012 9:48:16 AM |
Hedge-Fund | $50.00 | 10/18/2012 9:19:47 AM |
pietro_torna_indietro | $50.00 | 10/18/2012 9:41:10 AM |
fascinating-generosity3 | $100.00 | 10/18/2012 9:01:51 AM |
school-loan-gambler | $200.00 | 10/18/2012 9:03:30 AM |
CA-Lender | $50.00 | 10/18/2012 9:03:28 AM |
green-trade-dolphin | $25.03 | 10/18/2012 9:06:31 AM |
Bob450 | $25.00 | 10/18/2012 9:09:32 AM |
Hippo-IRA1 | $35.00 | 10/18/2012 9:12:21 AM |
Hedge-Fund | $38.59 | 10/18/2012 9:13:35 AM |
elegant-return3 | $25.00 | 10/18/2012 9:14:41 AM |
gotjack-IRA | $25.03 | 10/18/2012 9:28:18 AM |
bbt28 | $25.05 | 10/18/2012 9:37:19 AM |
LimaGuy | $64.68 | 10/18/2012 9:48:37 AM |
DasMula | $100.00 | 10/18/2012 9:04:29 AM |
lnuss25 | $30.00 | 10/18/2012 9:08:42 AM |
nourishing-interest0 | $25.00 | 10/18/2012 9:11:11 AM |
quantum_leap | $35.39 | 10/18/2012 9:02:52 AM |
MoneyForNothing | $80.80 | 10/18/2012 9:02:59 AM |
WisconsinFinance | $25.00 | 10/18/2012 9:04:03 AM |
ProsprousLender | $25.00 | 10/18/2012 9:04:12 AM |
thrifty-capital | $25.00 | 10/18/2012 9:27:05 AM |
LENDO-CALRISSIAN | $25.00 | 10/18/2012 9:05:17 AM |
vutah | $35.00 | 10/18/2012 9:10:21 AM |
trade-boots1 | $100.00 | 10/18/2012 9:10:50 AM |
High-flyer | $25.00 | 10/18/2012 9:11:28 AM |
speedy-peso1 | $100.00 | 10/18/2012 9:23:41 AM |
312-Lender | $200.33 | 10/18/2012 9:32:32 AM |
SCPBANK | $80.10 | 10/18/2012 9:33:30 AM |
MoneyForNothing | $5.91 | 10/18/2012 9:50:49 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
655959
This series of Notes was issued and sold upon the funding of the borrower loan #76561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $240.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 34% |
Credit score:
| 600-619 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,000 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| atef1981 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2012)
660-679
(Jan-2012)
660-679
(Oct-2009)
660-679
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
school-loan-gambler | $200.00 | 10/18/2012 9:02:56 AM |
marinbb | $50.00 | 10/18/2012 9:05:10 AM |
LittleMingo | $38.99 | 10/18/2012 9:05:46 AM |
school-loan-gambler | $400.00 | 10/18/2012 9:02:21 AM |
fascinating-generosity3 | $300.00 | 10/18/2012 9:04:37 AM |
terrific-p2p4 | $500.00 | 10/18/2012 9:01:59 AM |
trumpeter5 | $25.00 | 10/18/2012 9:02:37 AM |
mikeandcat | $269.98 | 10/18/2012 9:03:19 AM |
XP | $50.00 | 10/18/2012 9:03:22 AM |
CashFlow13 | $1,500.00 | 10/18/2012 9:01:59 AM |
MStax | $100.00 | 10/18/2012 9:04:17 AM |
worth-blanket2 | $5,950.00 | 10/18/2012 9:06:07 AM |
adaptable-return21 | $50.00 | 10/18/2012 9:02:18 AM |
Wangchuk | $25.01 | 10/18/2012 9:02:39 AM |
marinbb | $50.03 | 10/18/2012 9:01:59 AM |
fascinating-generosity3 | $100.00 | 10/18/2012 9:02:21 AM |
fascinating-generosity3 | $200.00 | 10/18/2012 9:02:56 AM |
quantum_leap | $25.00 | 10/18/2012 9:03:07 AM |
handy-justice | $50.00 | 10/18/2012 9:03:24 AM |
Military_Money_Wise | $25.00 | 10/18/2012 9:03:47 AM |
DasMula | $25.00 | 10/18/2012 9:04:11 AM |
community-burrito9 | $55.00 | 10/18/2012 9:04:47 AM |
green-trade-dolphin | $74.52 | 10/18/2012 9:02:24 AM |
Charlie010 | $100.00 | 10/18/2012 9:02:40 AM |
CA-Lender | $25.00 | 10/18/2012 9:03:16 AM |
Dusigrosz | $213.00 | 10/18/2012 9:03:25 AM |
MoneyForNothing | $40.40 | 10/18/2012 9:04:51 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
655983
This series of Notes was issued and sold upon the funding of the borrower loan #76598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Oct-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $101.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.48% | | |
| |
Estimated return*:
| 7.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Oct-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 25y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $168,702 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transaction-transformer9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate bills before construction of my new home.
My financial situation:
I am a good candidate for this loan because... I have $96,000.00 in my thrift Savings plan, so there is no chance that I would miss a payment, I have been on my Government job for 26 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
windguy | $50.00 | 10/18/2012 9:25:51 AM |
heroic-platinum | $25.00 | 10/18/2012 9:31:03 AM |
Jofga | $40.00 | 10/18/2012 9:51:27 AM |
Cessna172 | $25.00 | 10/18/2012 9:55:05 AM |
fund-cypress910 | $25.00 | 10/18/2012 9:12:29 AM |
repayment-pagoda8 | $100.00 | 10/18/2012 9:13:37 AM |
ustfu | $50.00 | 10/18/2012 10:40:31 AM |
nickel-ferret | $25.00 | 10/18/2012 9:20:53 AM |
Detour11 | $25.00 | 10/18/2012 10:54:17 AM |
clemclan | $100.00 | 10/18/2012 9:06:04 AM |
MoneyForNothing | $25.07 | 10/18/2012 9:07:35 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:12 AM |
special-dinero553 | $25.00 | 10/18/2012 9:18:44 AM |
saraven01 | $30.25 | 10/18/2012 10:22:23 AM |
Longfellow20011 | $40.00 | 10/18/2012 12:08:09 PM |
moola-accelerator6 | $30.00 | 10/18/2012 10:37:08 AM |
Fitiwalt7 | $34.14 | 10/18/2012 1:08:11 PM |
Mentor99 | $100.00 | 10/18/2012 1:09:23 PM |
thankful-nickel2 | $25.00 | 10/18/2012 9:38:36 AM |
transparent-loan5 | $100.00 | 10/18/2012 1:20:30 PM |
treasure-bliss | $100.00 | 10/18/2012 9:51:21 AM |
phenomenal-asset4 | $58.78 | 10/18/2012 10:09:40 AM |
Scubadiver | $28.00 | 10/18/2012 10:41:50 AM |
transparency-universe8 | $25.00 | 10/18/2012 10:42:49 AM |
compassion-twister2 | $100.00 | 10/18/2012 12:07:02 PM |
the-lean-affluence1 | $77.91 | 10/18/2012 10:46:11 AM |
GTFreeFlyer | $33.48 | 10/18/2012 11:48:56 AM |
magical-loyalty679 | $30.00 | 10/18/2012 12:29:09 PM |
trade-goblin9 | $25.00 | 10/18/2012 12:49:06 PM |
dime-mandolin9 | $50.00 | 10/18/2012 1:13:47 PM |
community-burrito9 | $25.00 | 10/18/2012 9:04:27 AM |
compatible-deal9 | $50.00 | 10/18/2012 10:08:34 AM |
ThePretender09 | $85.00 | 10/18/2012 10:24:39 AM |
blue-trade-optimizer | $25.00 | 10/18/2012 10:36:41 AM |
shaps | $50.00 | 10/18/2012 9:22:55 AM |
euro-melody896 | $200.00 | 10/18/2012 11:06:54 AM |
Bank_Of_XL | $25.00 | 10/18/2012 9:08:04 AM |
Hippo-IRA1 | $30.00 | 10/18/2012 9:12:53 AM |
VTXRider | $25.00 | 10/18/2012 10:25:17 AM |
roman1998 | $50.00 | 10/18/2012 12:18:02 PM |
superb-truth061 | $25.00 | 10/18/2012 10:41:05 AM |
Mindful7 | $25.00 | 10/18/2012 10:54:18 AM |
note-lesson7 | $100.00 | 10/18/2012 1:03:40 PM |
hardatwork1 | $25.00 | 10/18/2012 1:07:31 PM |
bold-gold-pilot | $25.00 | 10/18/2012 11:11:16 AM |
igniter584 | $100.00 | 10/18/2012 9:40:53 AM |
simeonthewhale | $25.00 | 10/18/2012 1:14:56 PM |
super_pickle | $100.00 | 10/18/2012 10:05:42 AM |
xplnusa | $33.21 | 10/18/2012 10:29:12 AM |
GrayStudio | $25.00 | 10/18/2012 12:06:58 PM |
akakii | $42.75 | 10/18/2012 12:12:19 PM |
USMC0311 | $25.00 | 10/18/2012 11:05:44 AM |
UHcougars | $25.00 | 10/18/2012 12:22:18 PM |
maal99 | $25.00 | 10/18/2012 12:33:31 PM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:54 AM |
jcw3rd | $25.00 | 10/18/2012 11:48:03 AM |
credit-dandelion148 | $81.00 | 10/18/2012 1:21:23 PM |
MoneyForNothing | $0.41 | 10/18/2012 1:28:11 PM |
helpful-loan245 | $25.00 | 10/18/2012 12:35:09 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
656177
This series of Notes was issued and sold upon the funding of the borrower loan #76525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Oct-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.99% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $674 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-enchilada58 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off all credit cards and a medical bill.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $2600.00
Monthly expenses: $1600.00
Housing: $676.00
Insurance: $85.00
Car expenses: $319.98
Utilities: $180.00
Phone, cable, internet: $180.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $118.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bob450 | $25.00 | 10/19/2012 9:09:21 AM |
Danjack_Capital | $25.00 | 10/19/2012 9:03:16 AM |
theaterguy | $25.00 | 10/19/2012 9:53:15 AM |
Bad_Debt | $25.00 | 10/19/2012 9:35:47 AM |
Budro | $15.00 | 10/19/2012 10:55:33 AM |
oracle3 | $50.00 | 10/19/2012 10:06:01 AM |
Zingaro | $25.00 | 10/19/2012 10:11:41 AM |
jwill2172 | $75.00 | 10/19/2012 10:24:20 AM |
scoobiedoo | $25.00 | 10/19/2012 9:12:42 AM |
enriched-return057 | $50.00 | 10/19/2012 9:21:16 AM |
klippies | $25.00 | 10/19/2012 9:29:11 AM |
calmfunds | $2,000.00 | 10/19/2012 9:03:55 AM |
community-burrito9 | $35.00 | 10/19/2012 9:08:17 AM |
DasMula | $25.00 | 10/19/2012 9:15:32 AM |
ethical-truth211 | $300.00 | 10/19/2012 9:52:09 AM |
Relient-K | $25.00 | 10/19/2012 10:08:49 AM |
tranquil-gain1 | $75.00 | 10/19/2012 9:43:09 AM |
trade-goblin9 | $25.00 | 10/19/2012 10:21:25 AM |
openness-antioxidant | $100.00 | 10/19/2012 10:33:06 AM |
leverage-monger | $25.00 | 10/19/2012 10:05:33 AM |
blue-order-comet | $25.00 | 10/19/2012 10:48:34 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
656257
This series of Notes was issued and sold upon the funding of the borrower loan #76549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-17-2012 |
|
Lender yield:
| 16.52% |
Borrower rate/APR:
| 17.52% / 19.91% |
Monthly payment:
| $351.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.76% | | |
| |
Estimated return*:
| 11.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 62% |
Credit score:
| 720-739 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,625 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| briamom1 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 105 ( 99% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,400.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Aug-2011)
740-759
(Jun-2010)
660-679
(Feb-2008)
660-679
(May-2007)
|
Principal balance:
| $3,121.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 106 | | |
Description
4th Prosper Loan; Excellent History
Purpose of loan:
Debt Consolidation/Home Repairs
My financial situation:
I am a good candidate for this loan because this is my fourth loan with Prosper. I have an excellent payment history due to my commitment to honoring my debts . In addition, I have a security clearance; I must keep my financial accounts in good standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 10/17/2012 5:02:59 PM |
Endeavour | $70.00 | 10/17/2012 5:03:59 PM |
affluence-microscope2 | $200.00 | 10/17/2012 5:04:07 PM |
felicity-contributor3 | $50.00 | 10/17/2012 5:07:21 PM |
orange-spiritual-contract | $100.00 | 10/17/2012 5:16:53 PM |
ethical-truth211 | $50.00 | 10/17/2012 5:21:53 PM |
wetlands | $200.00 | 10/17/2012 5:23:47 PM |
pleasant-listing712 | $25.00 | 10/17/2012 5:24:26 PM |
green-trade-dolphin2 | $71.02 | 10/17/2012 5:02:21 PM |
sweety075 | $25.00 | 10/17/2012 5:03:54 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:04:53 PM |
Eminent_Endeavors | $30.00 | 10/17/2012 5:48:17 PM |
napmanger | $100.00 | 10/17/2012 5:13:28 PM |
phenomenal-rate1 | $500.00 | 10/17/2012 5:06:20 PM |
thankful-nickel2 | $50.00 | 10/17/2012 6:51:51 PM |
repayment-pagoda8 | $100.00 | 10/17/2012 5:11:41 PM |
tcpfan | $65.00 | 10/17/2012 5:23:50 PM |
MoneyForNothing | $125.00 | 10/17/2012 5:31:54 PM |
peaceful-farmer | $50.00 | 10/17/2012 5:51:35 PM |
benjamins-wizard5 | $25.00 | 10/17/2012 5:55:25 PM |
krafty01 | $25.00 | 10/17/2012 6:04:52 PM |
radiant-dollar9 | $200.00 | 10/17/2012 5:25:17 PM |
MilitaryMTP | $100.00 | 10/17/2012 6:20:58 PM |
well-mannered-income3 | $130.00 | 10/17/2012 6:27:54 PM |
moola-accelerator6 | $150.00 | 10/17/2012 6:58:15 PM |
1stBankAndHal | $200.08 | 10/17/2012 5:39:25 PM |
market-trooper3 | $30.00 | 10/17/2012 5:40:15 PM |
MBurns | $26.23 | 10/17/2012 5:43:26 PM |
finance-coyote3 | $1,262.99 | 10/17/2012 7:00:50 PM |
imogen22 | $50.00 | 10/17/2012 5:16:11 PM |
mmills1220 | $25.00 | 10/17/2012 5:17:07 PM |
sentimental-commerce4 | $250.00 | 10/17/2012 5:18:04 PM |
versatile-dime442 | $250.00 | 10/17/2012 5:26:53 PM |
community-burrito9 | $65.00 | 10/17/2012 5:08:15 PM |
windguy | $50.00 | 10/17/2012 5:29:51 PM |
Arvicco | $400.00 | 10/17/2012 5:30:48 PM |
valiant-note129 | $106.63 | 10/17/2012 5:31:36 PM |
Dharvesi | $25.00 | 10/17/2012 5:44:36 PM |
SRPT | $25.00 | 10/17/2012 5:46:30 PM |
mrstender | $25.00 | 10/17/2012 5:47:27 PM |
Bank42 | $25.00 | 10/17/2012 5:57:16 PM |
benjamins-worker5 | $62.00 | 10/17/2012 6:50:01 PM |
starside8 | $25.00 | 10/17/2012 6:58:11 PM |
mschoenf | $100.00 | 10/17/2012 5:21:09 PM |
100units | $200.00 | 10/17/2012 5:13:17 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:02 PM |
Voracious_Trees | $25.00 | 10/17/2012 5:18:07 PM |
LeReve | $500.00 | 10/17/2012 5:31:13 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:35 PM |
Abece | $153.05 | 10/17/2012 5:38:17 PM |
value-fortress3 | $50.00 | 10/17/2012 6:03:36 PM |
Bank_of_the_Galaxy | $25.00 | 10/17/2012 6:15:00 PM |
boston_mass | $2,000.00 | 10/17/2012 6:18:53 PM |
natural-liberty4 | $200.00 | 10/17/2012 5:27:45 PM |
keen-credit6 | $28.00 | 10/17/2012 6:57:50 PM |
paxnj | $25.00 | 10/17/2012 5:43:29 PM |
c-gurista-5 | $25.00 | 10/17/2012 5:46:47 PM |
MI2 | $5,000.00 | 10/17/2012 6:44:15 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
656373
This series of Notes was issued and sold upon the funding of the borrower loan #76359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $90.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 11
/
8 | Length of status: | 20y 8m |
Amount delinquent:
| $64,587 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,424 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| baldeji |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 59 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 2% )
| 680-699
(Jun-2011)
760-779
(Oct-2009)
840-859
(Oct-2007)
|
Principal balance:
| $1,385.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 60 | | |
Description
Home improvement
Purpose of loan: Pool equipment
This loan will be used to...Replace eleven year old pump and heater.
My financial situation: Good
I am a good candidate for this loan because...I am a good Prosper borrower. I have a good job and income.
Monthly net income: $7,000
Monthly expenses: $4,000
Housing: $1300
Insurance: $150
Car expenses: $320
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $120 Tutor and music lessons for kids.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.59 | 10/18/2012 5:40:18 PM |
LaGrangeLender | $60.00 | 10/18/2012 5:44:11 PM |
pierrelasvegas | $25.00 | 10/18/2012 5:56:44 PM |
toblerone | $25.00 | 10/18/2012 5:49:21 PM |
five-star-note | $200.00 | 10/18/2012 5:54:53 PM |
dime-mandolin9 | $50.00 | 10/18/2012 5:52:10 PM |
handy-justice | $25.00 | 10/18/2012 5:57:21 PM |
ChoiceInvestments | $25.00 | 10/18/2012 6:17:58 PM |
gentle-generosity822 | $25.00 | 10/18/2012 6:19:33 PM |
0_0 | $25.00 | 10/18/2012 6:29:02 PM |
Comoparklender | $25.00 | 10/18/2012 6:32:21 PM |
miked8303 | $50.00 | 10/18/2012 6:21:40 PM |
money-bauble | $100.00 | 10/18/2012 5:45:24 PM |
vutah | $35.00 | 10/18/2012 5:46:11 PM |
thrilling-fund427 | $50.00 | 10/18/2012 5:46:59 PM |
hillerod | $26.18 | 10/18/2012 5:48:46 PM |
careful-vigilance4 | $25.00 | 10/18/2012 5:42:32 PM |
sweety075 | $25.00 | 10/18/2012 5:43:36 PM |
Dubbs360 | $200.00 | 10/18/2012 5:54:34 PM |
supreme-treasure8 | $100.00 | 10/18/2012 5:55:25 PM |
trade-goblin9 | $100.00 | 10/18/2012 5:49:32 PM |
spark548 | $100.00 | 10/18/2012 5:46:22 PM |
Evolver | $50.00 | 10/18/2012 5:47:05 PM |
Feyenoord | $30.00 | 10/18/2012 5:53:02 PM |
bewitching-dollar5 | $100.00 | 10/18/2012 5:47:58 PM |
Zorro_970 | $100.00 | 10/18/2012 5:53:27 PM |
euro-speaker8 | $250.00 | 10/18/2012 6:00:07 PM |
mmckune | $25.00 | 10/18/2012 6:22:21 PM |
84928429 | $50.00 | 10/18/2012 6:08:17 PM |
persistent-dinero953 | $25.00 | 10/18/2012 6:22:40 PM |
52digital | $75.00 | 10/18/2012 6:10:27 PM |
global-invest-group | $25.00 | 10/18/2012 6:27:00 PM |
LeReve | $500.00 | 10/18/2012 6:05:37 PM |
AF-Chief | $25.00 | 10/18/2012 6:05:48 PM |
abundant-power | $25.00 | 10/18/2012 6:32:49 PM |
community-burrito9 | $25.00 | 10/18/2012 6:09:07 PM |
money-baron-Roth401k | $25.00 | 10/18/2012 6:19:05 PM |
the-respectful-transaction | $25.00 | 10/18/2012 6:19:12 PM |
jedi053 | $100.00 | 10/18/2012 6:12:53 PM |
etraboulay | $50.00 | 10/18/2012 6:38:56 PM |
the-enthralling-coin | $25.00 | 10/18/2012 6:39:56 PM |
moola-flag4 | $25.00 | 10/18/2012 6:15:09 PM |
myutmost | $90.00 | 10/18/2012 6:39:20 PM |
MoneyForNothing | $8.23 | 10/18/2012 6:40:52 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
656401
This series of Notes was issued and sold upon the funding of the borrower loan #76254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Oct-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-18-2012 |
|
Lender yield:
| 20.18% |
Borrower rate/APR:
| 21.18% / 23.66% |
Monthly payment:
| $407.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.95% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,730 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| tender-repayment755 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to pay for wedding costs.
My financial situation:
I am a good candidate for this loan because I have good job security in the financial industry with a guaranteed salary as well as a bonus structures that gets vested annually.
Monthly net income: $120,000
Monthly expenses: $
Housing: $1650
Insurance: $
Car expenses: $800
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 10/17/2012 5:02:43 PM |
Hedge-Fund | $25.00 | 10/17/2012 5:22:59 PM |
vutah | $45.00 | 10/17/2012 5:03:48 PM |
Interest2thePeople | $100.00 | 10/17/2012 5:05:06 PM |
gotjack-IRA | $25.02 | 10/17/2012 6:08:03 PM |
Zorro_970 | $100.00 | 10/17/2012 5:14:23 PM |
asset-portait013 | $100.00 | 10/17/2012 5:18:49 PM |
CA-Lender | $25.00 | 10/17/2012 7:09:29 PM |
01a_MrUSC | $25.00 | 10/18/2012 5:11:27 AM |
receptive-affluence035 | $25.00 | 10/18/2012 6:22:28 AM |
pierrelasvegas | $25.00 | 10/18/2012 7:14:44 AM |
COCHINOBOY | $30.85 | 10/18/2012 4:58:42 AM |
Investor_DP | $200.00 | 10/18/2012 9:35:05 AM |
Plow_n_Sow | $75.00 | 10/18/2012 10:01:38 AM |
buffalobills | $25.00 | 10/18/2012 10:53:28 AM |
careful-dinero21 | $100.00 | 10/18/2012 11:33:48 AM |
Index_Plus | $5,000.00 | 10/18/2012 11:42:03 AM |
xynny | $51.00 | 10/18/2012 11:52:45 AM |
loan-keeper9 | $31.72 | 10/18/2012 1:25:51 PM |
loan-oath0 | $50.55 | 10/18/2012 12:44:49 PM |
thinker6 | $30.00 | 10/18/2012 1:06:15 PM |
LimaGuy | $100.00 | 10/18/2012 1:23:51 PM |
ltschetter | $25.00 | 10/18/2012 1:55:54 PM |
Altitude-Transport | $35.00 | 10/18/2012 2:01:20 PM |
113121 | $100.00 | 10/17/2012 5:24:58 PM |
scoobiedoo | $40.00 | 10/17/2012 6:52:23 PM |
heavenly-interest9 | $1,000.00 | 10/17/2012 9:44:56 PM |
best-bonafide-p2p | $25.00 | 10/17/2012 5:03:57 PM |
graceful-investment | $150.00 | 10/17/2012 6:37:49 PM |
Bob450 | $25.00 | 10/17/2012 7:43:23 PM |
MG_Holdings | $34.00 | 10/17/2012 5:24:26 PM |
helpful-loan245 | $25.00 | 10/17/2012 10:03:22 PM |
commerce-venture1 | $146.46 | 10/17/2012 11:50:26 PM |
janeybooboo | $150.00 | 10/17/2012 5:43:54 PM |
capital-investor8 | $25.00 | 10/18/2012 6:17:51 AM |
moola-accelerator6 | $40.00 | 10/17/2012 7:03:41 PM |
brilliant-justice214 | $50.00 | 10/17/2012 10:11:00 PM |
income-triangulation1 | $25.00 | 10/18/2012 4:12:18 AM |
persistent-dinero953 | $25.00 | 10/18/2012 9:03:28 AM |
bob450-roth | $25.00 | 10/18/2012 9:14:41 AM |
DasMula | $25.00 | 10/18/2012 9:19:23 AM |
decisive-income7 | $5,500.00 | 10/18/2012 10:28:09 AM |
dejnik | $30.00 | 10/18/2012 12:24:03 PM |
1NiceLender | $25.00 | 10/18/2012 12:57:06 PM |
rate-negotiator | $25.00 | 10/18/2012 1:26:27 PM |
Beast_Mode_Money | $25.00 | 10/18/2012 1:28:30 PM |
emphatic-transaction28 | $30.00 | 10/18/2012 1:52:49 PM |
Urban-MBA | $19.65 | 10/18/2012 2:05:19 PM |
progressive-economy261 | $500.00 | 10/18/2012 11:53:24 AM |
Investing-in-you-2 | $35.75 | 10/18/2012 1:03:30 PM |
moola-monger9 | $75.00 | 10/18/2012 1:09:56 PM |
credit-dandelion148 | $400.00 | 10/18/2012 1:19:31 PM |
DevinHill | $25.00 | 10/18/2012 12:01:35 PM |
ore-achievement329 | $25.00 | 10/18/2012 12:48:23 PM |
orange-liberty-oyster | $25.00 | 10/18/2012 12:59:46 PM |
RedmondMan | $25.00 | 10/18/2012 1:32:27 PM |
Robin_Hood | $50.00 | 10/18/2012 1:51:15 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
656739
This series of Notes was issued and sold upon the funding of the borrower loan #76558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Oct-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Oct-19-2012 |
|
Lender yield:
| 25.24% |
Borrower rate/APR:
| 26.24% / 28.85% |
Monthly payment:
| $90.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.20% | | |
| |
Estimated return*:
| 12.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 41% |
Credit score:
| 620-639 (Oct-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,563 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-worthy777 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 7 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
720-739
(Jan-2012)
680-699
(Apr-2011)
700-719
(Sep-2010)
|
Principal balance:
| $8,139.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $53.02 | 10/19/2012 9:02:10 AM |
dukeiyer | $25.00 | 10/19/2012 9:02:31 AM |
consummate-affluence | $100.00 | 10/19/2012 9:06:00 AM |
RufusGreyhound | $25.00 | 10/19/2012 9:09:47 AM |
Evolver | $50.00 | 10/19/2012 9:04:44 AM |
fcrick | $25.00 | 10/19/2012 9:05:33 AM |
community-burrito9 | $45.00 | 10/19/2012 9:04:13 AM |
Bob450 | $25.00 | 10/19/2012 9:05:12 AM |
benevolent-interest219 | $25.00 | 10/19/2012 9:06:54 AM |
sweety075 | $25.00 | 10/19/2012 9:05:30 AM |
red-power-pecan | $35.00 | 10/19/2012 9:08:12 AM |
1randyp | $25.00 | 10/19/2012 9:14:18 AM |
miked8303 | $50.00 | 10/19/2012 9:20:53 AM |
gold-sushi | $25.00 | 10/19/2012 9:04:42 AM |
Wellman | $25.00 | 10/19/2012 9:06:25 AM |
Bank42 | $25.00 | 10/19/2012 9:15:20 AM |
Assets-Up | $25.00 | 10/19/2012 9:02:47 AM |
jetavana | $25.00 | 10/19/2012 9:19:13 AM |
NekHoldings | $25.00 | 10/19/2012 9:03:34 AM |
trajectory8 | $25.00 | 10/19/2012 9:11:16 AM |
tolerant-responsibility051 | $2,416.98 | 10/19/2012 9:23:24 AM |
21 Investments
|